Sales Report:Supplement No. 215 dated Jun 10, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
459582
This series of Notes was issued and sold upon the funding of the borrower loan #42907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $259.44 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $259.44 |
| |
|
Auction yield range:
| 5.99% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 42% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 19
/
16 | Length of status: | 8y 9m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 50 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,128 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sn0wbunny |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
700-719
(Mar-2010)
680-699
(Mar-2008)
|
|
Principal balance:
| $1,725.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to?
Sold a house on land contract three years ago and just received it back in terrible condition
My financial situation:
I am a good candidate for this loan because?
I should be able to make a few improvements and sell it fast.? I want to be able to pay loan off by this fall.
Monthly net income: $
5000.00
Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $ 100.00
??Car expenses: $ 650.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 5/28/2010 4:01:46 PM |
| hrubinst | $25.00 | $25.00 | 5/28/2010 4:04:21 PM |
| SNH | $50.00 | $50.00 | 5/28/2010 4:03:56 PM |
| chestnut4 | $25.00 | $25.00 | 5/28/2010 4:05:40 PM |
| Pulchritudinous | $25.00 | $25.00 | 5/28/2010 4:05:48 PM |
| riproaringrapids | $25.00 | $25.00 | 5/28/2010 4:06:22 PM |
| delicious-social132 | $25.00 | $25.00 | 5/28/2010 4:07:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/28/2010 4:09:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/28/2010 4:04:13 PM |
| Avala | $50.00 | $50.00 | 5/28/2010 4:04:36 PM |
| ddog0224 | $25.00 | $25.00 | 5/28/2010 4:04:53 PM |
| ONECENTATATIME | $50.00 | $50.00 | 5/29/2010 7:16:30 AM |
| kaiger | $25.00 | $25.00 | 5/29/2010 8:56:56 AM |
| resource777 | $25.00 | $25.00 | 5/29/2010 7:37:04 AM |
| treasure-hunter270 | $25.00 | $25.00 | 5/28/2010 4:08:17 PM |
| ichibon | $75.00 | $75.00 | 5/28/2010 4:10:16 PM |
| painta | $50.00 | $50.00 | 5/29/2010 10:36:48 AM |
| MrBluesummers | $50.00 | $50.00 | 5/29/2010 1:42:50 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/28/2010 6:21:46 PM |
| green-planet-guy | $26.00 | $26.00 | 5/29/2010 1:13:06 AM |
| NR | $25.00 | $25.00 | 5/29/2010 5:51:47 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/30/2010 5:59:10 AM |
| truth-futurist | $25.00 | $25.00 | 5/29/2010 9:46:41 PM |
| DcUnited | $25.00 | $25.00 | 5/30/2010 10:40:35 AM |
| zone6 | $100.00 | $100.00 | 5/30/2010 7:32:09 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/30/2010 10:47:01 PM |
| Bank42 | $50.00 | $50.00 | 5/30/2010 7:52:41 AM |
| friendly-market5 | $25.00 | $25.00 | 5/30/2010 9:02:35 AM |
| hopeful-point | $50.00 | $50.00 | 5/31/2010 3:53:25 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/31/2010 3:53:28 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/31/2010 3:55:04 PM |
| SnE | $25.00 | $25.00 | 5/31/2010 3:54:05 PM |
| integrity-doctor | $70.29 | $70.29 | 5/31/2010 3:54:55 PM |
| generous-deal6 | $25.00 | $25.00 | 5/31/2010 3:55:07 PM |
| Weaverville | $50.00 | $50.00 | 5/31/2010 3:55:31 PM |
| 108lender | $100.61 | $100.61 | 5/31/2010 3:58:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/31/2010 3:59:12 PM |
| jla720 | $25.00 | $25.00 | 5/31/2010 4:18:25 PM |
| money-bauble | $57.12 | $57.12 | 5/31/2010 8:11:59 AM |
| Ocean713 | $50.00 | $50.00 | 5/31/2010 4:18:32 PM |
| riversmoke | $25.00 | $25.00 | 5/31/2010 4:18:10 PM |
| simplelender80 | $100.00 | $100.00 | 5/31/2010 12:31:41 PM |
| cash-tent | $30.91 | $30.91 | 5/31/2010 8:01:31 PM |
| visionary-community | $25.00 | $25.00 | 5/31/2010 2:46:47 PM |
| first-upright-payout | $25.00 | $25.00 | 5/31/2010 3:53:21 PM |
| SanJoser | $25.00 | $25.00 | 5/31/2010 3:53:24 PM |
| kegs | $100.00 | $100.00 | 5/31/2010 3:54:45 PM |
| rockhound84 | $25.00 | $25.00 | 6/1/2010 4:45:44 AM |
| Aimvest | $25.00 | $25.00 | 5/31/2010 4:16:02 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/31/2010 4:16:33 PM |
| favorite-commerce | $50.00 | $50.00 | 5/31/2010 4:17:52 PM |
| Elbanko | $50.00 | $50.00 | 5/31/2010 4:18:19 PM |
| independent-revenue4 | $50.00 | $50.00 | 5/31/2010 4:18:37 PM |
| DrNano | $50.00 | $50.00 | 6/1/2010 12:54:02 PM |
| soccermom33 | $25.00 | $25.00 | 6/1/2010 12:27:13 PM |
| Simply2fly | $25.00 | $25.00 | 6/2/2010 10:24:23 AM |
| calbertrand | $25.00 | $25.00 | 6/2/2010 10:25:07 AM |
| OzGuy609 | $25.00 | $25.00 | 6/2/2010 2:12:19 PM |
| Prairie-MN | $30.00 | $30.00 | 6/2/2010 4:40:12 PM |
| oceanside | $25.00 | $25.00 | 6/2/2010 6:47:45 PM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:28:18 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/2/2010 8:07:04 PM |
| attractive-fund | $25.00 | $25.00 | 6/3/2010 1:57:31 PM |
| auction-seeker | $25.00 | $25.00 | 6/3/2010 4:53:51 PM |
| awwaaww | $50.00 | $50.00 | 6/3/2010 7:09:54 PM |
| heerzaquestion | $25.00 | $25.00 | 6/3/2010 7:51:27 PM |
| Spenser-Enterprises | $25.00 | $25.00 | 6/3/2010 8:14:17 PM |
| agab | $25.00 | $25.00 | 6/4/2010 1:41:22 AM |
| Cambium | $40.00 | $40.00 | 6/4/2010 4:10:28 AM |
| Nyarpy | $25.00 | $25.00 | 6/4/2010 7:30:45 AM |
| natural-affluence4 | $25.00 | $25.00 | 6/3/2010 5:17:06 PM |
| patriot384 | $300.00 | $300.00 | 6/4/2010 6:50:32 AM |
| responsible-vigilance8 | $25.00 | $25.00 | 6/4/2010 10:19:13 AM |
| friendinmoney | $25.00 | $25.00 | 6/4/2010 1:27:50 PM |
| brondero | $75.00 | $75.00 | 6/4/2010 9:50:23 AM |
| compwhiz | $77.03 | $77.03 | 6/4/2010 10:35:23 AM |
| Torero06 | $41.03 | $41.03 | 6/4/2010 10:39:00 AM |
| Bobtep23 | $100.00 | $100.00 | 6/4/2010 2:24:34 PM |
| Bidwinner08 | $53.46 | $53.46 | 6/4/2010 10:56:12 AM |
| serene-capital | $30.00 | $30.00 | 6/4/2010 11:58:04 AM |
| the-revenue-demon | $25.00 | $25.00 | 6/4/2010 12:53:05 PM |
| CA_Lender | $25.00 | $25.00 | 5/28/2010 4:02:14 PM |
| economy-producer | $25.00 | $25.00 | 5/28/2010 4:03:54 PM |
| worth-arch | $25.00 | $25.00 | 5/28/2010 4:04:20 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/28/2010 4:04:48 PM |
| american6 | $25.00 | $25.00 | 5/28/2010 4:05:23 PM |
| top-historic-peso | $25.00 | $25.00 | 5/28/2010 4:04:08 PM |
| bid-czar8 | $100.00 | $100.00 | 5/28/2010 4:07:54 PM |
| bchen78875 | $25.00 | $25.00 | 5/28/2010 4:09:28 PM |
| decisive-capital | $100.00 | $100.00 | 5/28/2010 4:37:00 PM |
| ptjg | $50.00 | $50.00 | 5/28/2010 4:02:28 PM |
| Phantom99 | $25.00 | $25.00 | 5/28/2010 4:04:42 PM |
| wayman | $25.00 | $25.00 | 5/28/2010 4:05:01 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/28/2010 4:05:53 PM |
| kmr2 | $350.00 | $350.00 | 5/29/2010 6:27:41 AM |
| balanced-bill7 | $100.00 | $100.00 | 5/28/2010 4:07:41 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 5/29/2010 9:46:44 AM |
| successful-euro | $50.00 | $50.00 | 5/28/2010 6:21:44 PM |
| bowdish1 | $50.00 | $50.00 | 5/29/2010 3:10:43 PM |
| calkidd05 | $25.00 | $25.00 | 5/29/2010 3:56:45 PM |
| A007 | $25.00 | $25.00 | 5/29/2010 3:34:50 PM |
| IIP77 | $25.00 | $25.00 | 5/29/2010 9:22:53 AM |
| cash-spark3 | $25.00 | $25.00 | 5/29/2010 5:58:57 PM |
| alcyon | $25.00 | $25.00 | 5/30/2010 8:42:58 AM |
| BachDegreeNavy | $25.00 | $25.00 | 5/30/2010 7:53:22 AM |
| Katahdin | $50.00 | $50.00 | 5/30/2010 12:51:44 PM |
| ethicalhumanist | $25.00 | $25.00 | 5/29/2010 4:32:40 PM |
| systemlender | $25.00 | $25.00 | 5/30/2010 6:36:47 PM |
| jasonuz | $25.00 | $25.00 | 5/29/2010 9:04:51 PM |
| nunnie | $25.00 | $25.00 | 5/31/2010 9:26:51 AM |
| selector568 | $120.29 | $120.29 | 5/30/2010 7:57:07 AM |
| shrewd-deal | $25.00 | $25.00 | 5/30/2010 9:04:34 AM |
| castleman | $25.00 | $25.00 | 5/31/2010 8:56:54 AM |
| gracej | $25.00 | $25.00 | 5/31/2010 3:54:36 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/31/2010 3:54:41 PM |
| peace-missile | $25.00 | $25.00 | 5/31/2010 3:54:59 PM |
| dinero-speaker | $50.00 | $50.00 | 5/31/2010 3:56:24 PM |
| macgeek | $50.00 | $50.00 | 5/31/2010 3:57:28 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/31/2010 3:58:16 PM |
| Aberdeen | $400.00 | $400.00 | 5/31/2010 3:59:07 PM |
| bxdoc | $150.00 | $150.00 | 5/31/2010 4:16:21 PM |
| TrixieD | $25.00 | $25.00 | 5/31/2010 4:17:14 PM |
| Comoparklender | $30.00 | $30.00 | 5/31/2010 4:18:43 PM |
| return-percolator8 | $50.00 | $50.00 | 5/31/2010 10:36:58 AM |
| WLenders | $50.00 | $50.00 | 5/31/2010 4:18:28 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/31/2010 4:18:44 PM |
| yachey | $25.00 | $6.39 | 5/31/2010 4:18:49 PM |
| adir1 | $50.00 | $50.00 | 5/31/2010 9:03:11 PM |
| money_money | $50.00 | $50.00 | 5/31/2010 1:11:45 PM |
| brightest-asset-healer | $25.00 | $25.00 | 5/31/2010 1:51:48 PM |
| arampata | $50.00 | $50.00 | 6/1/2010 12:26:39 AM |
| Ready2Loan | $25.00 | $25.00 | 5/31/2010 4:18:13 PM |
| gold-disk | $100.00 | $100.00 | 5/31/2010 4:18:28 PM |
| dollar-trader2 | $25.00 | $25.00 | 5/31/2010 6:06:26 PM |
| twjh | $25.00 | $25.00 | 6/1/2010 11:07:48 AM |
| Josphine | $50.00 | $50.00 | 6/1/2010 8:00:49 AM |
| TenTalentSolutions | $30.00 | $30.00 | 6/1/2010 2:27:51 PM |
| flipnsf | $25.00 | $25.00 | 6/1/2010 7:12:10 PM |
| UncleSafety | $50.00 | $50.00 | 6/2/2010 6:18:44 AM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:35:02 PM |
| wwwUniversal | $25.00 | $25.00 | 6/1/2010 11:41:38 PM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 4:26:30 AM |
| lazyeye | $25.00 | $25.00 | 6/2/2010 8:18:57 AM |
| mpatrick | $50.00 | $50.00 | 6/2/2010 9:46:13 PM |
| djax | $37.98 | $37.98 | 6/3/2010 2:44:32 PM |
| colorfulgardener | $25.00 | $25.00 | 6/2/2010 6:25:13 PM |
| moneytolend72 | $25.00 | $25.00 | 6/3/2010 2:56:31 PM |
| investment-cluster | $25.00 | $25.00 | 6/3/2010 3:37:13 PM |
| vigilance-searcher | $25.00 | $25.00 | 6/3/2010 11:56:36 AM |
| redrum35 | $50.00 | $50.00 | 6/3/2010 6:48:23 PM |
| ManhattanLender | $25.00 | $25.00 | 6/3/2010 4:28:09 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/3/2010 6:42:46 PM |
| ttnk62918 | $25.00 | $25.00 | 6/4/2010 1:41:11 AM |
| blue-dollar-viking | $25.00 | $25.00 | 6/3/2010 9:13:09 PM |
| seineil | $54.84 | $54.84 | 6/4/2010 2:06:21 AM |
| billk333 | $25.00 | $25.00 | 6/4/2010 8:30:16 AM |
| Leshan | $100.00 | $100.00 | 6/3/2010 5:12:20 PM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:20:54 PM |
| rjcoutur2001 | $35.00 | $35.00 | 6/4/2010 4:43:16 AM |
| grampy48 | $25.00 | $25.00 | 6/3/2010 5:47:03 PM |
| CommerciaLender | $25.00 | $25.00 | 6/4/2010 2:28:36 PM |
| keeper24 | $25.00 | $25.00 | 6/4/2010 5:53:20 AM |
| dogbait | $50.00 | $50.00 | 6/4/2010 8:08:25 AM |
| mustang9935 | $34.00 | $34.00 | 6/4/2010 10:09:07 AM |
| bonus-quark4 | $40.05 | $40.05 | 6/4/2010 10:20:46 AM |
| Grandmahoneybee | $25.00 | $25.00 | 6/4/2010 10:54:35 AM |
| 166 bids
|
Borrower Payment Dependent Notes Series
459968
This series of Notes was issued and sold upon the funding of the borrower loan #42879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-25-2010 |
| |
Auction end date:
| Jun-01-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $192.38 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $192.38 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 |
Occupation: | Professional |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 16 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,640 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lovely-kindness1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Eliminate debt to invest and help
Purpose of loan: This loan will be used to pay off my credit card debts so I have extra money to invest in my business. I am an acupuncturist and herbalist. I have my full-time practice and love what I am doing.
My financial situation: Other than having enough pay my monthly bill, I have not had enough to invest in my business. I will be in much much better shape if the credit card debt is out of the way.
I am a good candidate for this loan because I have high potential to have a very successful practice. I would like to fund my business to provide better facilities for my patients. I am a generous and grateful person myself. I believe in karma and always remember who has helped me.
Monthly net income: + - $4000
Monthly expenses:
??Housing: $860.42
??Insurance: $307
??Car expenses: $286.71
??Utilities: $50
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $400
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
taijidaoist has bid a total of
$200.00 in winning bids.
"I've known this borrower for ten years and I'm familiar with her business. I'm completely confident she'll be able to repay this loan."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $50.00 | $50.00 | 5/25/2010 4:15:04 PM |
| rescue | $50.00 | $50.00 | 5/25/2010 4:15:14 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/25/2010 4:21:20 PM |
| hrubinst | $25.00 | $25.00 | 5/25/2010 4:21:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/25/2010 4:22:03 PM |
| ddog0224 | $25.00 | $25.00 | 5/25/2010 4:22:17 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/25/2010 4:23:27 PM |
| SNH | $50.00 | $50.00 | 5/25/2010 4:20:49 PM |
| Avala | $50.00 | $50.00 | 5/25/2010 4:21:36 PM |
| reflective-rupee | $25.00 | $25.00 | 5/25/2010 4:57:53 PM |
| economy-producer | $25.00 | $25.00 | 5/25/2010 4:20:37 PM |
| dinero-speaker | $50.00 | $50.00 | 5/25/2010 4:21:44 PM |
| Phantom99 | $25.00 | $25.00 | 5/25/2010 4:21:51 PM |
| clandrummer | $25.00 | $25.00 | 5/25/2010 7:04:02 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/25/2010 4:22:09 PM |
| wayman | $25.00 | $25.00 | 5/25/2010 4:22:26 PM |
| A007 | $25.00 | $25.00 | 5/25/2010 4:23:08 PM |
| american6 | $25.00 | $25.00 | 5/25/2010 4:23:13 PM |
| frogperson | $29.02 | $29.02 | 5/26/2010 1:26:49 AM |
| taijidaoist | $200.00 | $200.00 | 5/25/2010 4:59:00 PM |
| life-is-great | $25.00 | $25.00 | 5/26/2010 7:11:24 AM |
| Trakissta | $100.00 | $100.00 | 5/26/2010 8:20:03 AM |
| JustMee | $25.00 | $25.00 | 5/26/2010 10:43:48 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/25/2010 8:12:16 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 11:21:14 PM |
| wlm3012 | $25.00 | $25.00 | 5/26/2010 7:21:27 AM |
| the-payout-hug | $25.00 | $22.34 | 5/26/2010 8:42:38 AM |
| market-pudding | $25.00 | $25.00 | 5/27/2010 7:23:10 PM |
| marwadi-62 | $25.00 | $25.00 | 5/28/2010 11:43:48 AM |
| well-mannered-income3 | $25.00 | $25.00 | 5/28/2010 1:53:48 PM |
| DasMula | $25.00 | $25.00 | 5/28/2010 11:43:20 PM |
| MC7608 | $30.00 | $30.00 | 5/29/2010 8:16:50 AM |
| szetheli | $158.00 | $158.00 | 5/29/2010 9:54:25 PM |
| ConcreteOne | $28.00 | $28.00 | 5/29/2010 5:24:03 PM |
| Bob450 | $35.00 | $35.00 | 5/30/2010 9:26:54 PM |
| MattProsper | $100.00 | $100.00 | 5/31/2010 12:44:09 AM |
| Pickmar | $25.00 | $25.00 | 5/31/2010 8:35:32 AM |
| investment-cluster | $25.00 | $25.00 | 5/31/2010 3:58:22 PM |
| hamster | $30.00 | $30.00 | 5/31/2010 5:19:27 PM |
| farchoir | $25.00 | $25.00 | 6/1/2010 12:18:48 AM |
| beach_bum | $25.00 | $25.00 | 5/31/2010 8:46:38 PM |
| dano1965 | $45.07 | $45.07 | 6/1/2010 6:22:01 AM |
| zone6 | $186.18 | $186.18 | 6/1/2010 6:42:24 AM |
| helpful-payout | $35.00 | $35.00 | 6/1/2010 6:52:06 AM |
| reliable-silver7 | $25.00 | $25.00 | 6/1/2010 4:40:42 AM |
| ryan6853 | $25.00 | $25.00 | 6/1/2010 8:18:28 AM |
| scientists | $25.00 | $25.00 | 6/1/2010 8:38:01 AM |
| Tsnark | $30.00 | $30.00 | 6/1/2010 8:36:58 AM |
| benefit-flow | $50.00 | $50.00 | 6/1/2010 9:30:09 AM |
| martymaniaman | $50.00 | $50.00 | 6/1/2010 11:37:40 AM |
| truelumen | $25.00 | $25.00 | 6/1/2010 11:40:30 AM |
| plouie | $30.46 | $30.46 | 6/1/2010 10:35:09 AM |
| patriot384 | $120.00 | $120.00 | 6/1/2010 4:26:35 AM |
| charming-point | $300.00 | $300.00 | 6/1/2010 6:28:17 AM |
| mlj0671 | $25.00 | $25.00 | 6/1/2010 7:14:53 AM |
| wealth-pipeline | $25.00 | $25.00 | 6/1/2010 8:16:19 AM |
| streak269 | $39.05 | $39.05 | 6/1/2010 9:05:34 AM |
| mpatrick | $50.00 | $50.00 | 6/1/2010 9:22:15 AM |
| principal-star | $25.00 | $25.00 | 6/1/2010 10:05:52 AM |
| samseth | $125.00 | $125.00 | 6/1/2010 10:23:57 AM |
| ultimate-peace | $100.00 | $100.00 | 6/1/2010 1:13:08 PM |
| rate-hickory | $25.00 | $25.00 | 6/1/2010 12:07:31 PM |
| credit-missile | $25.00 | $25.00 | 6/1/2010 4:02:54 PM |
| forthright-trade | $25.00 | $25.00 | 6/1/2010 3:48:53 PM |
| Engineer44 | $25.00 | $25.00 | 6/1/2010 4:09:02 PM |
| rockymtbob | $50.00 | $50.00 | 6/1/2010 12:32:51 PM |
| credit-missile | $25.00 | $25.00 | 6/1/2010 4:02:24 PM |
| top-historic-peso | $25.00 | $25.00 | 5/25/2010 4:20:59 PM |
| kegs | $100.00 | $100.00 | 5/25/2010 4:23:44 PM |
| worth-arch | $25.00 | $25.00 | 5/25/2010 4:21:13 PM |
| gracej | $25.00 | $25.00 | 5/25/2010 4:27:07 PM |
| first-upright-payout | $25.00 | $25.00 | 5/25/2010 4:37:12 PM |
| chestnut4 | $25.00 | $25.00 | 5/25/2010 4:25:30 PM |
| alexgalt | $100.00 | $100.00 | 5/25/2010 5:03:27 PM |
| riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:15:32 PM |
| Orca-man | $30.00 | $30.00 | 5/25/2010 5:21:25 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/25/2010 4:21:07 PM |
| punctual-kindness3 | $25.00 | $25.00 | 5/25/2010 6:12:49 PM |
| bchen78875 | $25.00 | $25.00 | 5/25/2010 10:36:28 PM |
| ichibon | $49.70 | $49.70 | 5/25/2010 4:25:43 PM |
| gold-disk | $50.00 | $50.00 | 5/26/2010 8:11:19 AM |
| SolarMoonshine | $25.00 | $25.00 | 5/26/2010 5:31:48 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:32:02 PM |
| slojudy | $25.00 | $25.00 | 5/29/2010 2:34:41 PM |
| E-B | $50.00 | $50.00 | 5/30/2010 3:39:42 AM |
| wwwUniversal | $25.00 | $25.00 | 5/31/2010 1:18:37 PM |
| screen23 | $25.00 | $25.00 | 5/31/2010 1:25:24 PM |
| ghinga | $25.00 | $25.00 | 5/31/2010 4:24:49 AM |
| sgt-schultz | $128.38 | $128.38 | 6/1/2010 3:54:26 AM |
| finance-solo | $71.09 | $71.09 | 6/1/2010 5:43:47 AM |
| duty-monger | $50.00 | $50.00 | 6/1/2010 6:44:08 AM |
| credit-missile | $25.00 | $25.00 | 6/1/2010 7:22:38 AM |
| BlessedEveryDay | $25.00 | $25.00 | 6/1/2010 8:18:50 AM |
| mg144 | $25.00 | $25.00 | 6/1/2010 11:27:39 AM |
| billybragg | $25.00 | $25.00 | 5/31/2010 7:12:51 PM |
| gunderstone | $69.41 | $69.41 | 6/1/2010 6:07:28 AM |
| orange-dollar-guild | $25.00 | $25.00 | 6/1/2010 6:58:29 AM |
| Leopoldine | $26.09 | $26.09 | 6/1/2010 2:30:40 PM |
| trade-elm | $30.00 | $30.00 | 6/1/2010 3:14:01 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 1:50:05 PM |
| credit-missile | $75.00 | $75.00 | 6/1/2010 3:03:42 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/1/2010 4:08:50 PM |
| Rogelio48 | $30.00 | $30.00 | 6/1/2010 1:02:38 PM |
| top-fund-shooter | $66.86 | $66.86 | 6/1/2010 1:25:03 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/1/2010 2:50:10 PM |
| moola-berserker | $25.35 | $25.35 | 6/1/2010 3:00:43 PM |
| GrossBuddha | $25.00 | $25.00 | 6/1/2010 4:09:59 PM |
| 107 bids
|
Borrower Payment Dependent Notes Series
459992
This series of Notes was issued and sold upon the funding of the borrower loan #42910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-25-2010 |
| |
Auction end date:
| Jun-01-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $149.57 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $149.57 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 14y 9m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $556 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| Cautiously_Moving_Forward |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $30.00 | $30.00 | 5/25/2010 4:14:29 PM |
| flexible-value | $25.00 | $25.00 | 5/25/2010 4:16:47 PM |
| Phantom99 | $25.00 | $25.00 | 5/25/2010 4:16:53 PM |
| worth-arch | $25.00 | $25.00 | 5/25/2010 4:17:36 PM |
| successful-euro | $40.00 | $40.00 | 5/25/2010 4:14:41 PM |
| qwsd12 | $40.00 | $40.00 | 5/25/2010 4:16:43 PM |
| camaraderi-workhorse | $25.00 | $25.00 | 5/25/2010 4:17:13 PM |
| top-historic-peso | $26.00 | $26.00 | 5/25/2010 4:17:16 PM |
| cash-spark3 | $25.00 | $25.00 | 5/25/2010 4:22:45 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/25/2010 4:25:55 PM |
| topher515 | $25.00 | $25.00 | 5/25/2010 4:26:13 PM |
| Elbanko | $25.00 | $25.00 | 5/25/2010 4:26:51 PM |
| rlrcstr | $25.00 | $25.00 | 5/25/2010 4:27:16 PM |
| maskir | $50.00 | $50.00 | 5/25/2010 5:26:28 PM |
| coachmike15 | $25.00 | $25.00 | 5/25/2010 4:17:08 PM |
| personal-lender | $25.00 | $25.00 | 5/25/2010 4:17:51 PM |
| brother_tam | $50.00 | $50.00 | 5/25/2010 6:38:44 PM |
| riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:22:49 PM |
| autonomous-truth | $25.00 | $25.00 | 5/25/2010 4:22:53 PM |
| HamletTower | $25.00 | $25.00 | 5/25/2010 10:17:09 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/25/2010 4:26:42 PM |
| treasure-bliss | $41.68 | $41.68 | 5/26/2010 3:41:19 AM |
| deal-hickory5 | $25.00 | $25.00 | 5/26/2010 7:16:34 AM |
| foothillender | $25.00 | $25.00 | 5/26/2010 7:22:17 AM |
| life-is-great | $25.00 | $25.00 | 5/26/2010 7:11:16 AM |
| reward-adventure | $30.00 | $30.00 | 5/26/2010 8:06:22 AM |
| focused-dime8 | $25.00 | $25.00 | 5/26/2010 8:21:10 AM |
| the-payout-hug | $25.00 | $25.00 | 5/26/2010 8:39:35 AM |
| Mantis75 | $25.00 | $25.00 | 5/25/2010 6:56:25 PM |
| rhin0cerx | $50.00 | $50.00 | 5/25/2010 9:57:35 PM |
| Share_The_Wealth | $50.00 | $50.00 | 5/26/2010 2:55:25 PM |
| Sam65 | $25.00 | $25.00 | 5/26/2010 2:01:16 PM |
| seisen | $46.92 | $46.92 | 5/26/2010 2:21:25 PM |
| revenue-achievement | $25.00 | $25.00 | 5/26/2010 2:28:00 PM |
| bryantsh | $25.00 | $25.00 | 5/26/2010 7:31:21 AM |
| micko | $25.00 | $25.00 | 5/26/2010 3:48:06 PM |
| persevering | $25.00 | $25.00 | 5/26/2010 3:48:18 PM |
| peace-missile | $25.00 | $25.00 | 5/26/2010 1:33:08 PM |
| purdue98 | $25.00 | $25.00 | 5/26/2010 2:44:47 PM |
| kginatl | $32.37 | $32.37 | 5/26/2010 4:36:48 PM |
| bonus-banker | $25.00 | $25.00 | 5/26/2010 4:52:08 PM |
| A007 | $25.00 | $25.00 | 5/26/2010 7:12:11 PM |
| integrity-doctor | $30.93 | $30.93 | 5/26/2010 7:13:24 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/26/2010 7:13:20 PM |
| auction-workhorse679 | $25.00 | $18.12 | 5/27/2010 9:34:40 AM |
| Maetryx | $42.28 | $42.28 | 5/27/2010 7:00:07 PM |
| Wachocia | $25.00 | $25.00 | 5/27/2010 10:43:39 PM |
| wach | $25.00 | $25.00 | 5/28/2010 10:15:09 PM |
| glroark | $50.00 | $50.00 | 5/29/2010 1:09:36 PM |
| frclmym | $50.00 | $50.00 | 5/31/2010 8:46:09 PM |
| patriot384 | $60.00 | $60.00 | 6/1/2010 4:31:14 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/1/2010 9:38:32 AM |
| Rogelio48 | $25.00 | $25.00 | 6/1/2010 1:03:33 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 1:59:46 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/1/2010 2:48:58 PM |
| Engineer44 | $25.00 | $25.00 | 6/1/2010 4:10:00 PM |
| actvtrdr | $35.00 | $35.00 | 5/25/2010 4:17:41 PM |
| Rattlehead | $25.00 | $25.00 | 5/25/2010 4:17:55 PM |
| S-Master | $25.00 | $25.00 | 5/25/2010 4:14:45 PM |
| greenwell | $25.00 | $25.00 | 5/25/2010 4:20:09 PM |
| SNH | $50.00 | $50.00 | 5/25/2010 4:16:57 PM |
| JGB | $100.00 | $100.00 | 5/25/2010 4:17:45 PM |
| Ocean713 | $50.00 | $50.00 | 5/25/2010 4:22:39 PM |
| orderly-leverage | $30.00 | $30.00 | 5/25/2010 4:17:39 PM |
| market-walnut5 | $50.00 | $50.00 | 5/25/2010 4:17:59 PM |
| honorable-yield | $35.00 | $35.00 | 5/25/2010 7:36:21 PM |
| orange-preeminant-bill | $25.00 | $25.00 | 5/25/2010 7:41:17 PM |
| money-bauble | $25.00 | $25.00 | 5/25/2010 8:11:21 PM |
| dollar-birdie | $25.00 | $25.00 | 5/25/2010 4:23:22 PM |
| supreme-hope | $25.00 | $25.00 | 5/25/2010 9:57:36 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 11:21:38 PM |
| desertoasis | $25.00 | $25.00 | 5/25/2010 4:26:28 PM |
| dime-producer | $25.00 | $25.00 | 5/26/2010 6:26:37 AM |
| JustMee | $25.00 | $25.00 | 5/26/2010 4:59:10 AM |
| generous-deal6 | $25.00 | $25.00 | 5/26/2010 8:06:24 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/26/2010 8:11:49 AM |
| Zolton | $34.25 | $34.25 | 5/26/2010 10:06:30 AM |
| Bailador | $25.00 | $25.00 | 5/26/2010 9:36:30 AM |
| GiantAardvark | $25.00 | $25.00 | 5/25/2010 8:36:29 PM |
| DadWarbucks | $25.00 | $25.00 | 5/26/2010 11:31:18 AM |
| Kaj | $25.00 | $25.00 | 5/26/2010 2:30:12 PM |
| Speculator | $67.02 | $67.02 | 5/26/2010 7:31:32 AM |
| cablenews | $25.00 | $25.00 | 5/26/2010 3:16:26 PM |
| Bank42 | $50.00 | $50.00 | 5/26/2010 8:06:23 AM |
| CC911 | $25.00 | $25.00 | 5/26/2010 12:03:16 PM |
| payment-gusto | $25.00 | $25.00 | 5/26/2010 7:13:16 PM |
| DcUnited | $25.00 | $25.00 | 5/26/2010 7:13:25 PM |
| NoMoreDebt4Me | $31.50 | $31.50 | 5/26/2010 8:36:22 PM |
| asiaratt | $100.00 | $100.00 | 5/27/2010 4:53:29 AM |
| festeringsnot | $25.00 | $25.00 | 5/26/2010 6:43:49 PM |
| runner681 | $25.00 | $25.00 | 5/27/2010 4:22:00 PM |
| cippy | $50.00 | $50.00 | 5/27/2010 3:44:40 PM |
| wwwUniversal | $25.00 | $25.00 | 5/27/2010 11:03:44 PM |
| wlm3012 | $25.00 | $25.00 | 5/28/2010 7:14:32 AM |
| marwadi-62 | $25.00 | $25.00 | 5/28/2010 11:42:40 AM |
| capital-kingdom | $25.00 | $25.00 | 5/28/2010 3:35:15 PM |
| Unitas4302 | $50.00 | $50.00 | 5/29/2010 3:58:40 PM |
| lsx7 | $200.00 | $200.00 | 5/29/2010 12:59:50 PM |
| Bob450 | $30.00 | $30.00 | 5/30/2010 9:22:33 PM |
| finance-prescription | $48.93 | $48.93 | 5/30/2010 9:23:54 PM |
| b-rent | $25.00 | $25.00 | 5/31/2010 4:16:39 PM |
| calm-platinum8 | $25.00 | $25.00 | 5/31/2010 4:28:06 PM |
| credit-coach118 | $25.00 | $25.00 | 6/1/2010 8:34:03 AM |
| wlm3012 | $25.00 | $25.00 | 6/1/2010 9:53:45 AM |
| mlj0671 | $25.00 | $25.00 | 6/1/2010 7:17:20 AM |
| income-rocker2 | $100.00 | $100.00 | 6/1/2010 10:57:23 AM |
| PotBellyPete | $25.00 | $25.00 | 6/1/2010 12:43:57 PM |
| 107 bids
|
Borrower Payment Dependent Notes Series
460018
This series of Notes was issued and sold upon the funding of the borrower loan #42882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $198.80 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $188.38 |
| |
|
Auction yield range:
| 7.99% - 24.00% |
Estimated loss impact:
| 8.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 20
/
19 | Length of status: | 4y 7m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 42 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $72,983 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| balance-warrior |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2009)
|
|
Principal balance:
| $538.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Pay Citi earn 20% bonus
Purpose of loan:
This loan will be used to? pay down two citi cards and earn a 20% rebate which will be applied to further lower credit cards balance.? I will earn $1000 by doing this.?
My financial situation:
I am a good candidate for this loan because? I have no late payments of any kind and always pay and will always pay my bills. My credit balance is high because I have a house I do not live in for sale that I remodeled.? It is for sale for 164,900 and the mortage balance is 112,500.? I also have an investment condo I own outright in Florida that is leased out for 950/month. I am a lender on prosper and have savings to make this payment until the house sells.
Monthly net income: $ 6650???(including spouse)?
Monthly expenses: $ 6175
??Housing: $ 2025???(including house for sale)?
??Insurance: $ 100
??Car expenses: $?400
??Utilities: $ 300????
??Phone, cable, internet: $?250
??Food, entertainment: $ 800????
??Clothing, household expenses $ 200????
??Credit cards and other loans: $ 1600????
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Trakissta | $100.00 | $100.00 | 5/29/2010 8:35:41 PM |
| Myrick | $25.00 | $25.00 | 5/31/2010 5:19:56 PM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:50:32 PM |
| bold-attentive-listing | $150.00 | $150.00 | 6/2/2010 10:19:29 PM |
| gt5149c | $25.00 | $25.00 | 6/3/2010 10:10:58 AM |
| Jinja | $30.79 | $30.79 | 6/4/2010 12:45:45 AM |
| lucrative-loan | $50.00 | $50.00 | 6/3/2010 7:06:37 PM |
| Ven58 | $25.00 | $25.00 | 6/4/2010 12:55:53 AM |
| Leshan | $100.00 | $100.00 | 6/3/2010 5:13:48 PM |
| jhernand17 | $25.00 | $25.00 | 6/4/2010 8:36:41 AM |
| mlj0671 | $52.00 | $52.00 | 6/4/2010 11:58:43 AM |
| Mindful7 | $25.00 | $25.00 | 6/4/2010 1:35:51 PM |
| jerrysdet | $25.46 | $25.46 | 6/4/2010 2:33:07 PM |
| loboman | $25.00 | $25.00 | 6/4/2010 2:59:00 PM |
| compwhiz | $100.00 | $100.00 | 6/4/2010 10:33:56 AM |
| gothampark | $25.00 | $25.00 | 6/4/2010 3:40:43 PM |
| beer-gardener | $68.38 | $68.38 | 6/4/2010 10:43:23 AM |
| JGuide | $51.99 | $51.99 | 6/4/2010 3:45:02 PM |
| RecoveryLender | $25.00 | $25.00 | 6/4/2010 3:50:20 PM |
| ChewyZ | $25.00 | $25.00 | 6/4/2010 11:50:54 AM |
| Top_Gun_Lender | $26.00 | $26.00 | 6/4/2010 1:38:00 PM |
| CashMoney2009 | $25.00 | $25.00 | 6/4/2010 1:57:09 PM |
| SkinnyFish | $25.00 | $25.00 | 6/4/2010 2:06:18 PM |
| RecoveryLender | $25.00 | $25.00 | 6/4/2010 11:16:13 AM |
| jybank | $25.00 | $25.00 | 6/4/2010 1:45:29 PM |
| ghinga | $25.00 | $25.00 | 6/4/2010 2:45:20 PM |
| Ray3486 | $25.00 | $25.00 | 6/4/2010 2:59:27 PM |
| mpatrick | $50.00 | $50.00 | 6/4/2010 3:44:41 PM |
| buckeyebucks | $50.00 | $50.00 | 5/30/2010 8:35:48 AM |
| JGuide | $26.99 | $26.99 | 5/31/2010 7:53:13 AM |
| loanman2007 | $75.00 | $75.00 | 6/1/2010 9:45:17 AM |
| sweety075 | $25.00 | $25.00 | 6/1/2010 10:29:41 PM |
| Investor704 | $50.00 | $50.00 | 6/3/2010 8:35:30 PM |
| admirable-credit | $25.00 | $25.00 | 6/4/2010 1:41:38 AM |
| foldingbenny2 | $59.00 | $59.00 | 6/4/2010 10:27:56 AM |
| reflective-rupee | $25.00 | $25.00 | 6/4/2010 11:13:48 AM |
| p2p-mover0 | $30.00 | $30.00 | 6/4/2010 11:30:17 AM |
| houli123 | $3,713.83 | $3,076.22 | 6/4/2010 10:11:04 AM |
| one-midas | $25.00 | $25.00 | 6/4/2010 3:41:20 PM |
| RKLFinancial | $51.18 | $51.18 | 6/4/2010 10:42:54 AM |
| NekHoldings | $25.00 | $25.00 | 6/4/2010 11:13:26 AM |
| JeffHoll | $50.00 | $50.00 | 6/4/2010 11:18:56 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 9:57:45 AM |
| JGuide | $51.99 | $51.99 | 6/4/2010 10:18:10 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/4/2010 10:36:29 AM |
| FinanceEngine | $25.00 | $25.00 | 6/4/2010 11:10:31 AM |
| unassuming-market7 | $25.00 | $25.00 | 6/4/2010 1:04:37 PM |
| investment-cluster | $25.00 | $25.00 | 6/4/2010 1:25:26 PM |
| DasMula | $25.00 | $25.00 | 6/4/2010 3:22:09 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
460566
This series of Notes was issued and sold upon the funding of the borrower loan #42913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $95.86 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $95.86 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 4m |
|
Credit score:
| 820-839 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| penny-surgeon |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a greener car.
I'm a Prosper lender with about 7500 invested.? I'm interested in buying
a more gas-friendly vehicle and would like to augment my cash-on-hand.
Instead of liquidating some of my Prosper notes, it's simpler to get a
Prosper loan and repay out of my Prosper income.
This loan also gives me the opportunity to begin building a credit
history on Prosper. It is my intention to carry the loan for the full 3
years. I'm likely to do further investing/borrowing on Prosper during
that time.
The delinquencies on my profile resulted from my overlooking a small
student loan in 2005, the issue is resolved and the debt is paid.
Information in the Description is not verified.
Friends And Family Winning Bids
Nemo2001 has bid a total of
$40.24 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrommetPosse | $25.00 | $25.00 | 6/1/2010 11:47:34 AM |
| zone6 | $100.00 | $100.00 | 6/1/2010 11:48:02 AM |
| gWellington | $34.57 | $34.57 | 6/1/2010 11:48:14 AM |
| kulender | $30.00 | $30.00 | 6/1/2010 11:48:50 AM |
| mjcjmm4407 | $25.00 | $25.00 | 6/1/2010 11:50:32 AM |
| vtr1000 | $25.51 | $25.51 | 6/1/2010 11:50:49 AM |
| bigrpf5 | $25.00 | $25.00 | 6/1/2010 11:48:24 AM |
| jfd287 | $25.00 | $25.00 | 6/1/2010 11:48:38 AM |
| Woodworker57 | $25.00 | $25.00 | 6/1/2010 11:48:56 AM |
| transparency-giant | $50.00 | $50.00 | 6/1/2010 11:51:50 AM |
| WillingToHelpOut | $25.00 | $25.00 | 6/1/2010 11:52:30 AM |
| derfen | $25.00 | $25.00 | 6/1/2010 11:52:38 AM |
| impartial-deal | $25.00 | $25.00 | 6/1/2010 11:53:22 AM |
| GElender | $50.00 | $32.36 | 6/1/2010 11:57:22 AM |
| GenerousGentleMan | $30.76 | $30.76 | 6/1/2010 11:55:27 AM |
| meux99 | $25.00 | $25.00 | 6/1/2010 11:56:19 AM |
| onegoodlender | $25.00 | $25.00 | 6/1/2010 11:47:21 AM |
| Namrok | $25.00 | $25.00 | 6/1/2010 11:49:43 AM |
| PCGeekWI | $25.00 | $25.00 | 6/1/2010 11:49:46 AM |
| keydet99 | $25.00 | $25.00 | 6/1/2010 11:50:39 AM |
| stensonb | $25.00 | $25.00 | 6/1/2010 11:50:46 AM |
| Floridagirl | $25.00 | $25.00 | 6/1/2010 11:51:00 AM |
| turbine5 | $36.17 | $36.17 | 6/1/2010 11:51:57 AM |
| saver20 | $25.00 | $25.00 | 6/1/2010 11:53:01 AM |
| successful-euro | $30.00 | $30.00 | 6/1/2010 11:54:19 AM |
| julijask | $35.00 | $35.00 | 6/1/2010 12:15:00 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 11:57:41 AM |
| Nemo2001 | $40.24 | $40.24 | 6/1/2010 12:24:40 PM |
| CollinsCrew | $66.36 | $66.36 | 6/2/2010 4:59:30 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/3/2010 6:09:38 PM |
| cash-vault | $25.00 | $25.00 | 6/4/2010 9:36:15 AM |
| a-shiny-dime | $25.00 | $25.00 | 6/4/2010 6:25:39 PM |
| HealthAndSafety | $50.00 | $50.00 | 6/4/2010 7:42:58 PM |
| invest-in-ed | $100.00 | $100.00 | 6/5/2010 9:03:31 AM |
| Patrician | $33.79 | $33.79 | 6/4/2010 5:48:18 PM |
| dynamic-fairness | $25.00 | $25.00 | 6/4/2010 6:25:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/4/2010 9:29:57 PM |
| J_Galt | $50.00 | $50.00 | 6/6/2010 6:38:44 PM |
| 1SteelerFan | $30.00 | $30.00 | 6/7/2010 11:34:02 AM |
| jimduism | $25.00 | $25.00 | 6/7/2010 12:15:16 PM |
| jayh888 | $25.08 | $25.08 | 6/7/2010 3:45:58 PM |
| payontime1 | $25.00 | $25.00 | 6/7/2010 7:35:28 PM |
| SchaeferJ | $25.00 | $25.00 | 6/7/2010 6:31:32 PM |
| 1phantom | $50.00 | $50.00 | 6/8/2010 9:10:53 AM |
| IwillHuntUdown | $27.96 | $27.96 | 6/8/2010 5:16:42 AM |
| Spkthewrd3 | $25.00 | $25.00 | 6/8/2010 7:39:19 AM |
| StocksMan | $50.00 | $50.00 | 6/8/2010 11:40:36 AM |
| theskippy | $25.00 | $25.00 | 6/8/2010 6:15:48 AM |
| LawyerLoan | $50.00 | $50.00 | 6/8/2010 7:28:39 AM |
| Scott0007 | $25.00 | $25.00 | 6/1/2010 11:47:42 AM |
| nuclearmoose | $25.00 | $25.00 | 6/1/2010 11:47:52 AM |
| ets2011 | $25.00 | $25.00 | 6/1/2010 11:50:31 AM |
| Downs108 | $26.01 | $26.01 | 6/1/2010 11:50:33 AM |
| revmax | $25.00 | $25.00 | 6/1/2010 11:50:38 AM |
| markwms | $25.00 | $25.00 | 6/1/2010 11:50:44 AM |
| decisive-capital | $100.00 | $100.00 | 6/1/2010 11:51:24 AM |
| SkiNZ | $25.00 | $25.00 | 6/1/2010 11:53:04 AM |
| virtualbank | $25.00 | $25.00 | 6/1/2010 11:53:48 AM |
| Shockem923 | $25.00 | $25.00 | 6/1/2010 11:48:58 AM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 11:54:04 AM |
| Pulchritudinous | $25.00 | $25.00 | 6/1/2010 11:57:18 AM |
| Railbird | $25.00 | $25.00 | 6/1/2010 11:55:20 AM |
| tender-integrity3 | $50.00 | $50.00 | 6/1/2010 11:56:23 AM |
| dharma1 | $25.00 | $25.00 | 6/1/2010 11:56:28 AM |
| swiftsoul | $25.00 | $25.00 | 6/1/2010 11:56:54 AM |
| SNH | $50.00 | $50.00 | 6/1/2010 11:57:09 AM |
| Nco | $25.00 | $25.00 | 6/1/2010 11:48:42 AM |
| mscomeaux | $25.00 | $25.00 | 6/1/2010 11:49:24 AM |
| jeffc92 | $26.56 | $26.56 | 6/1/2010 11:49:44 AM |
| jonesboyz | $25.00 | $25.00 | 6/1/2010 11:50:30 AM |
| anakinsolo | $25.00 | $25.00 | 6/1/2010 11:50:40 AM |
| BludAx | $25.00 | $25.00 | 6/1/2010 11:51:02 AM |
| engaging-worth | $25.00 | $25.00 | 6/1/2010 11:51:55 AM |
| j2ee | $25.00 | $25.00 | 6/1/2010 11:52:46 AM |
| trucklawyer | $25.00 | $25.00 | 6/1/2010 11:53:08 AM |
| springpanda | $25.00 | $25.00 | 6/1/2010 2:51:22 PM |
| wwwUniversal | $25.00 | $25.00 | 6/1/2010 11:41:40 PM |
| thaceisbac | $25.00 | $25.00 | 6/2/2010 7:44:03 PM |
| thoestoe | $25.00 | $25.00 | 6/2/2010 10:21:59 PM |
| bondhedger | $25.00 | $25.00 | 6/4/2010 1:07:36 AM |
| nicebank | $26.35 | $26.35 | 6/4/2010 1:08:00 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 7:57:30 AM |
| Tsimmeej | $25.00 | $25.00 | 6/4/2010 1:29:46 AM |
| sweety075 | $25.00 | $25.00 | 6/4/2010 12:40:10 PM |
| dbanwart | $25.00 | $25.00 | 6/4/2010 2:55:28 PM |
| fcrick | $25.00 | $25.00 | 6/5/2010 9:07:52 AM |
| Richmp412 | $25.00 | $25.00 | 6/5/2010 10:19:12 AM |
| bkb7484 | $25.00 | $25.00 | 6/6/2010 4:40:10 AM |
| Ardy123 | $25.00 | $25.00 | 6/5/2010 3:09:57 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/4/2010 9:29:42 PM |
| loanman2007 | $50.00 | $50.00 | 6/6/2010 10:33:47 AM |
| mesfinity | $33.28 | $33.28 | 6/5/2010 11:10:34 AM |
| goldsun | $25.00 | $25.00 | 6/6/2010 2:56:36 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 6/7/2010 10:40:28 AM |
| debt-legend | $25.00 | $25.00 | 6/8/2010 8:43:24 AM |
| Nasdaq | $25.00 | $25.00 | 6/8/2010 11:19:50 AM |
| julijask | $35.00 | $35.00 | 6/8/2010 9:21:56 AM |
| Rancid | $25.00 | $25.00 | 6/8/2010 9:23:21 AM |
| 98 bids
|
Borrower Payment Dependent Notes Series
460578
This series of Notes was issued and sold upon the funding of the borrower loan #42895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,900.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-28-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $188.17 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $188.17 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 11m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 57 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,810 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| shellstar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2009)
780-799
(Jul-2008)
|
|
Principal balance:
| $2,219.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Pay all CCs for good - never late
This loan will be used to pay off my credit card debt completely.??I am also a lender here.
I am a good candidate for this loan because I have never had a late payment.? I am very cheap and a bit obsessed with paying off my debt.?? I own my own home and have a great deal at less than 6% interest on my home.
NOTE:? This payment is a lot less than I pay now, so it is no problem and will be automatic.? I have no car payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What time frame are you planning to pay this off? - JGuide
A:
I intend to let automatic payments go from my bank account and pay it off over the entire three year time frame. Obviously, this is good for investor lenders.
(May-31-2010)
Q:
Shellstar
You are doing very well as a lender. I am so interested in your logic.
You are doing very very good. wow good for you - maj0508
A:
Thank you. How do you know this? How do you see someone's lending history?
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| best-heavenly-justice | $25.00 | $25.00 | 5/28/2010 3:59:12 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/28/2010 4:00:22 PM |
| Charlieofalbany | $50.00 | $50.00 | 5/28/2010 4:00:41 PM |
| schpere | $25.00 | $25.00 | 5/28/2010 4:00:56 PM |
| dharma1 | $25.00 | $25.00 | 5/28/2010 4:01:04 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/28/2010 4:01:16 PM |
| RICHMONDREB | $25.00 | $25.00 | 5/28/2010 4:01:21 PM |
| listing-shooter4 | $25.00 | $25.00 | 5/28/2010 4:01:57 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 5/28/2010 4:02:05 PM |
| Searlzy | $25.00 | $25.00 | 5/28/2010 3:59:23 PM |
| first-pragmatic-note | $25.00 | $25.00 | 5/28/2010 3:59:32 PM |
| rustylix | $25.00 | $25.00 | 5/28/2010 3:59:46 PM |
| saritha | $25.00 | $25.00 | 5/28/2010 4:00:20 PM |
| entreprenooner | $25.00 | $25.00 | 5/28/2010 4:00:23 PM |
| successful-euro | $75.00 | $75.00 | 5/28/2010 4:00:35 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/28/2010 4:03:18 PM |
| truth-image | $50.00 | $50.00 | 5/28/2010 4:03:22 PM |
| kulender | $25.00 | $25.00 | 5/28/2010 4:03:33 PM |
| afotherg | $40.00 | $40.00 | 5/28/2010 4:03:39 PM |
| USMC0311 | $25.00 | $25.00 | 5/28/2010 4:01:10 PM |
| zenchef | $25.00 | $25.00 | 5/28/2010 4:01:23 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/28/2010 4:01:32 PM |
| pcwrangler | $25.00 | $25.00 | 5/28/2010 4:01:54 PM |
| hopeful-point | $50.00 | $50.00 | 5/28/2010 4:02:10 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/28/2010 4:03:17 PM |
| harty | $60.00 | $60.00 | 5/28/2010 4:03:21 PM |
| delicious-social132 | $40.00 | $40.00 | 5/28/2010 4:03:24 PM |
| katnmouse | $50.00 | $50.00 | 5/28/2010 4:59:35 PM |
| ciscoparrot | $25.00 | $25.00 | 5/28/2010 3:59:20 PM |
| toblerone | $28.40 | $28.40 | 5/28/2010 3:59:39 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/28/2010 5:36:15 PM |
| RandomMonkey | $25.00 | $25.00 | 5/28/2010 4:00:07 PM |
| srgriff | $25.00 | $25.00 | 5/28/2010 4:00:21 PM |
| Dazz2061 | $25.00 | $25.00 | 5/28/2010 4:00:42 PM |
| fortytwo | $45.02 | $45.02 | 5/28/2010 4:00:51 PM |
| phillipd48 | $25.00 | $25.00 | 5/28/2010 4:00:54 PM |
| sc5 | $50.00 | $50.00 | 5/28/2010 4:01:13 PM |
| authoritative-capital | $25.00 | $25.00 | 5/28/2010 4:01:55 PM |
| gold-sushi | $25.00 | $25.00 | 5/28/2010 4:02:07 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/28/2010 10:26:42 PM |
| meenan | $25.00 | $25.00 | 5/28/2010 4:03:26 PM |
| simiray | $25.00 | $25.00 | 5/28/2010 4:37:05 PM |
| myworld701 | $25.00 | $25.00 | 5/29/2010 5:33:54 AM |
| Steveoo1 | $54.41 | $54.41 | 5/29/2010 6:22:00 AM |
| Kelor99 | $25.00 | $25.00 | 5/29/2010 6:54:53 PM |
| benefit-trident | $25.00 | $25.00 | 5/30/2010 7:36:44 AM |
| ethicalhumanist | $25.00 | $25.00 | 5/29/2010 4:32:36 PM |
| Pickmar | $25.00 | $25.00 | 5/31/2010 9:14:21 AM |
| wwwUniversal | $25.00 | $25.00 | 5/31/2010 8:11:39 AM |
| 420limo | $39.89 | $39.89 | 5/31/2010 2:24:29 PM |
| ddamenace | $50.00 | $50.00 | 6/1/2010 7:57:19 AM |
| priceless-cash5 | $25.00 | $25.00 | 6/1/2010 4:07:19 AM |
| SCD | $25.00 | $25.00 | 6/1/2010 6:41:41 AM |
| JedClampett | $75.00 | $75.00 | 6/1/2010 4:43:13 PM |
| beachfunder | $25.00 | $25.00 | 6/2/2010 9:51:08 AM |
| rmpedi33 | $200.00 | $200.00 | 6/2/2010 1:42:59 PM |
| stemper | $50.00 | $50.00 | 6/2/2010 6:07:09 PM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:22:31 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/2/2010 8:09:40 PM |
| epwait56 | $25.00 | $25.00 | 6/3/2010 11:50:54 AM |
| futurechef11 | $25.00 | $25.00 | 6/3/2010 2:52:48 PM |
| sentimental-silver7 | $36.55 | $36.55 | 6/3/2010 12:37:44 PM |
| maximizer | $25.00 | $25.00 | 6/3/2010 7:22:52 PM |
| courteous-bazaar | $100.00 | $100.00 | 6/3/2010 10:09:14 PM |
| AM2008 | $25.00 | $25.00 | 6/3/2010 7:02:11 PM |
| dma1206 | $25.00 | $25.00 | 6/4/2010 1:31:10 AM |
| dago01 | $42.73 | $42.73 | 6/4/2010 2:55:30 AM |
| Jcardone33 | $25.00 | $25.00 | 6/4/2010 6:11:36 AM |
| b1geasy | $25.00 | $25.00 | 6/4/2010 1:29:14 AM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:26:37 PM |
| elephant01 | $45.00 | $45.00 | 6/3/2010 6:54:16 PM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 8:00:13 AM |
| emmeyP | $25.00 | $25.00 | 6/4/2010 10:46:43 AM |
| JustOneVoice | $25.00 | $25.00 | 6/4/2010 9:39:27 AM |
| qkinger | $50.00 | $50.00 | 6/4/2010 10:24:04 AM |
| moneytolend72 | $25.00 | $25.00 | 6/4/2010 12:36:59 PM |
| DoctorJoe | $25.00 | $25.00 | 6/4/2010 3:56:36 PM |
| maj0508 | $100.00 | $100.00 | 6/4/2010 12:06:35 PM |
| dbanwart | $25.00 | $25.00 | 6/4/2010 2:34:49 PM |
| RecoveryLender | $31.60 | $31.60 | 6/4/2010 3:20:19 PM |
| LAKESPRING | $32.61 | $32.61 | 5/28/2010 3:59:25 PM |
| ryreesado | $25.00 | $25.00 | 5/28/2010 3:59:28 PM |
| moola-radio4 | $50.00 | $50.00 | 5/28/2010 3:59:49 PM |
| acsej | $25.00 | $25.00 | 5/28/2010 4:00:14 PM |
| meux99 | $25.00 | $25.00 | 5/28/2010 4:01:01 PM |
| tocchan | $25.00 | $25.00 | 5/28/2010 4:01:20 PM |
| fcukciti | $50.00 | $50.00 | 5/28/2010 4:01:27 PM |
| rescue | $50.00 | $50.00 | 5/28/2010 4:01:38 PM |
| klinebarger | $25.00 | $25.00 | 5/28/2010 4:02:02 PM |
| generous-deal6 | $25.00 | $25.00 | 5/28/2010 4:02:09 PM |
| benefit-judo5 | $50.00 | $50.00 | 5/28/2010 4:02:20 PM |
| alverado | $44.55 | $44.55 | 5/28/2010 3:59:45 PM |
| engaging-yield4 | $25.00 | $25.00 | 5/28/2010 4:00:05 PM |
| a-special-power | $25.00 | $25.00 | 5/28/2010 4:00:32 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/28/2010 4:01:02 PM |
| biagbigmoney | $50.00 | $50.00 | 5/28/2010 4:01:18 PM |
| skuba | $25.00 | $25.00 | 5/28/2010 4:01:30 PM |
| CASHGIRL | $26.69 | $26.69 | 5/28/2010 4:01:59 PM |
| locofuego | $36.40 | $36.40 | 5/28/2010 4:02:06 PM |
| alexstar | $25.00 | $25.00 | 5/28/2010 4:03:13 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/28/2010 4:03:37 PM |
| economy-producer | $25.00 | $21.80 | 5/28/2010 4:03:51 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/28/2010 4:08:14 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/28/2010 4:08:25 PM |
| Aberdeen | $400.00 | $400.00 | 5/28/2010 4:10:21 PM |
| turbospeed | $25.00 | $25.00 | 5/28/2010 3:59:11 PM |
| lenderforyoutoday | $25.35 | $25.35 | 5/28/2010 3:59:24 PM |
| riproaringrapids | $50.00 | $50.00 | 5/28/2010 4:00:09 PM |
| Attract | $25.00 | $25.00 | 5/28/2010 4:01:34 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/28/2010 4:02:04 PM |
| credit-scout7 | $30.00 | $30.00 | 5/28/2010 4:03:20 PM |
| JGB | $100.00 | $100.00 | 5/28/2010 4:03:35 PM |
| power-defender7 | $25.00 | $25.00 | 5/28/2010 4:03:41 PM |
| RandyL3 | $33.00 | $33.00 | 5/28/2010 4:10:35 PM |
| orbiter614 | $50.00 | $50.00 | 5/29/2010 3:34:07 PM |
| loans-from-us-2-u | $50.00 | $50.00 | 5/29/2010 11:33:37 AM |
| CPA_Lender | $26.89 | $26.89 | 5/29/2010 5:46:39 PM |
| JGuide | $26.99 | $26.99 | 5/31/2010 7:58:04 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/30/2010 8:41:54 AM |
| loanman2007 | $100.00 | $100.00 | 5/31/2010 12:38:44 PM |
| socal-lender | $25.00 | $25.00 | 5/31/2010 10:41:33 PM |
| Simply2fly | $25.00 | $25.00 | 5/31/2010 8:11:24 PM |
| adir1 | $25.00 | $25.00 | 5/31/2010 9:05:07 PM |
| MAGLender | $175.00 | $175.00 | 5/31/2010 6:28:05 PM |
| protargol | $39.86 | $39.86 | 6/1/2010 10:26:05 AM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:46:30 PM |
| paul1 | $25.00 | $25.00 | 6/2/2010 4:31:20 AM |
| brlarue | $25.00 | $25.00 | 6/2/2010 8:55:08 AM |
| satisfying-durability | $25.00 | $25.00 | 6/2/2010 8:21:45 AM |
| gpuck | $25.00 | $25.00 | 6/2/2010 5:14:49 PM |
| moneytolend72 | $25.00 | $25.00 | 6/3/2010 8:01:23 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 2:57:03 PM |
| LittleMingo | $30.00 | $30.00 | 6/3/2010 7:33:53 AM |
| prainvestment | $50.00 | $50.00 | 6/4/2010 8:03:02 AM |
| grampy48 | $25.00 | $25.00 | 6/3/2010 5:44:31 PM |
| Lubava | $25.00 | $25.00 | 6/4/2010 5:30:36 AM |
| jlendog | $150.00 | $150.00 | 6/4/2010 10:23:44 AM |
| rce1964 | $25.00 | $25.00 | 6/4/2010 1:30:54 AM |
| Zachilles | $30.00 | $30.00 | 6/4/2010 3:22:02 AM |
| one-midas | $25.00 | $25.00 | 6/4/2010 3:49:51 PM |
| steady-peace8 | $100.00 | $100.00 | 6/4/2010 11:46:48 AM |
| IwillHuntUdown | $25.00 | $25.00 | 6/4/2010 9:47:29 AM |
| one-midas | $25.00 | $25.00 | 6/4/2010 3:51:32 PM |
| jpblan11 | $27.26 | $27.26 | 6/4/2010 3:51:00 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
460680
This series of Notes was issued and sold upon the funding of the borrower loan #42870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 30.18% |
Starting monthly payment:
| $40.42 |
|
Final lender yield:
| 18.15% |
Final borrower rate/APR:
| 19.15% / 22.91% |
Final monthly payment:
| $36.73 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.43% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1988 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
4 | Length of status: | 0y 9m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,077 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 26 | | | | |
|
Screen name:
| halebop |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a Loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
6200
Monthly expenses: $
??Housing: $
2000
??Insurance: $
300
??Car expenses: $
300
??Utilities: $
200
??Phone, cable, internet: $
200
??Food, : $
300
??Clothing, household expenses $
200
??Credit cards and other loans: $
400
??Other expenses: $
1000
undefined
undefined
undefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What do you pland on using this loan for? Also, why do you have 26 delinquencies over the past 7 years? - smarva
A:
smarva:
I plan to take care of an immediate family emergency with this loan and pay it back quickly. All of those credit issues to which you refer happened several years ago during a period of unexpected unemployment. Subsequently, I found another job, and either paid off all those debts or entered into monthly pay off plans. My current credit rating is 785 which as you know is excellent, and I have no late payments within the past two years. I have a perfect current prosper rating.
(Jun-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TFAD72 | $25.00 | $25.00 | 6/4/2010 7:24:27 PM |
| bst | $28.90 | $28.90 | 6/5/2010 8:56:56 PM |
| wlm3012 | $50.00 | $50.00 | 6/7/2010 6:13:46 PM |
| Leshan | $100.00 | $100.00 | 6/7/2010 7:11:13 PM |
| nashibaksi | $25.00 | $25.00 | 6/7/2010 7:37:54 PM |
| ansky127 | $25.00 | $25.00 | 6/8/2010 10:17:47 AM |
| ultimate-peace | $600.00 | $256.25 | 6/8/2010 11:01:11 AM |
| wlm3012 | $25.00 | $25.00 | 6/2/2010 8:23:24 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:24:47 AM |
| shrewd-income | $25.00 | $25.00 | 6/8/2010 9:22:00 AM |
| BigBizBuilder | $39.85 | $39.85 | 6/8/2010 9:40:27 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/8/2010 9:49:52 AM |
| glenium | $25.00 | $25.00 | 6/8/2010 10:11:10 AM |
| BigBizBuilder | $250.00 | $250.00 | 6/8/2010 9:47:17 AM |
| cforell | $25.00 | $25.00 | 6/8/2010 9:50:54 AM |
| friendinmoney | $50.00 | $50.00 | 6/8/2010 11:40:19 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
461010
This series of Notes was issued and sold upon the funding of the borrower loan #42896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $204.63 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $204.63 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
6 | Length of status: | 10y 7m |
|
Credit score:
| 760-779 (Jun-2010) |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,027 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 19% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| trifold |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest cards
Purpose of loan:
This loan will be used to? Pay off 2 high interest credit cards.? One card with highest interest rate is closed ($3,470)?and the other is open ($2,770).? I will be paying approximately $400 extra to completely pay-off.
My financial situation:
I am a good candidate for this loan because? Job longevity over 10 years.? Make all payments on time and typically pay more than due.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Pulchritudinous | $25.00 | $25.00 | 6/2/2010 4:16:33 PM |
| trustworthy-fairness | $50.00 | $50.00 | 6/2/2010 4:24:17 PM |
| shrewd-deal | $25.00 | $25.00 | 6/2/2010 4:25:07 PM |
| visionary-community | $25.00 | $25.00 | 6/2/2010 4:19:04 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 4:26:32 PM |
| studious-bonus7 | $50.00 | $50.00 | 6/2/2010 4:20:39 PM |
| american6 | $25.00 | $25.00 | 6/2/2010 4:22:18 PM |
| balanced-bill7 | $100.00 | $100.00 | 6/2/2010 4:23:51 PM |
| nunnie | $25.00 | $25.00 | 6/2/2010 4:26:44 PM |
| simiray | $30.00 | $30.00 | 6/2/2010 4:59:48 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/2/2010 5:05:30 PM |
| kmr2 | $54.93 | $54.93 | 6/2/2010 6:11:44 PM |
| economy-producer | $25.00 | $25.00 | 6/2/2010 4:20:12 PM |
| SNH | $50.00 | $50.00 | 6/2/2010 4:20:22 PM |
| integrity-trumpet | $50.00 | $50.00 | 6/2/2010 4:22:43 PM |
| dinero-speaker | $26.54 | $26.54 | 6/2/2010 5:05:32 PM |
| ichibon | $75.00 | $75.00 | 6/2/2010 4:24:04 PM |
| Bank42 | $50.00 | $50.00 | 6/2/2010 4:24:24 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:25:19 PM |
| Artist_Blue | $25.00 | $25.00 | 6/3/2010 6:24:48 AM |
| successful-euro | $43.00 | $43.00 | 6/3/2010 7:26:39 AM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 9:11:56 AM |
| penny-chooser | $50.00 | $50.00 | 6/3/2010 9:48:44 AM |
| golden-wealth2 | $50.00 | $50.00 | 6/2/2010 4:54:15 PM |
| blackstar | $25.00 | $25.00 | 6/3/2010 7:11:40 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/2/2010 4:55:13 PM |
| riproaringrapids | $25.00 | $25.00 | 6/2/2010 4:55:48 PM |
| influential-compassion9 | $50.00 | $50.00 | 6/3/2010 8:41:39 AM |
| interest-jedi0 | $37.20 | $37.20 | 6/2/2010 5:05:29 PM |
| independent-revenue4 | $50.00 | $50.00 | 6/3/2010 1:18:24 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/2/2010 6:29:08 PM |
| wise-spiritual-commitment | $50.00 | $34.33 | 6/3/2010 1:18:29 PM |
| best-ingenious-funds | $25.00 | $25.00 | 6/3/2010 11:29:57 AM |
| aganippe | $25.00 | $25.00 | 6/3/2010 9:29:45 PM |
| Craig172 | $40.00 | $40.00 | 6/4/2010 8:14:30 PM |
| wwwUniversal | $25.00 | $25.00 | 6/5/2010 10:16:43 AM |
| dgagli1 | $25.00 | $25.00 | 6/5/2010 10:26:54 AM |
| truth-in-advertising | $25.00 | $25.00 | 6/5/2010 12:24:37 PM |
| top-tranquil-justice | $29.92 | $29.92 | 6/5/2010 3:14:41 PM |
| microfunder | $25.00 | $25.00 | 6/4/2010 5:10:19 PM |
| CSinvestments | $30.00 | $30.00 | 6/5/2010 8:44:57 AM |
| favorite-commerce | $50.00 | $50.00 | 6/5/2010 12:45:36 PM |
| Flash80 | $175.00 | $175.00 | 6/6/2010 7:52:31 AM |
| mojii77 | $50.00 | $50.00 | 6/6/2010 8:41:52 AM |
| OnePoorDude | $50.00 | $50.00 | 6/6/2010 8:52:19 AM |
| the_natural__01 | $50.00 | $50.00 | 6/4/2010 9:45:05 PM |
| all_of_that_one | $25.00 | $25.00 | 6/5/2010 6:02:10 PM |
| UncleSafety | $75.00 | $75.00 | 6/5/2010 6:40:09 PM |
| DARTHVADER | $50.00 | $50.00 | 6/5/2010 6:10:42 AM |
| sthomasg | $60.00 | $60.00 | 6/5/2010 6:37:23 AM |
| p2p-eagle9 | $50.00 | $50.00 | 6/5/2010 7:06:37 AM |
| zento | $25.00 | $25.00 | 6/5/2010 10:54:43 PM |
| dollar-trader2 | $25.00 | $25.00 | 6/5/2010 11:23:05 AM |
| rockhound84 | $25.00 | $25.00 | 6/6/2010 1:08:25 PM |
| nav1elt | $28.82 | $28.82 | 6/7/2010 3:05:00 AM |
| Montgomery-Burns | $25.00 | $25.00 | 6/7/2010 11:14:25 AM |
| beachfunder | $25.00 | $25.00 | 6/7/2010 5:46:26 AM |
| serene-capital | $25.00 | $25.00 | 6/7/2010 4:05:32 PM |
| SOP_Bank | $25.00 | $25.00 | 6/7/2010 12:06:05 PM |
| katnmouse | $50.00 | $50.00 | 6/7/2010 5:01:33 PM |
| starry2001 | $25.00 | $25.00 | 6/7/2010 4:38:13 PM |
| the-durability-planetarium | $87.86 | $87.86 | 6/7/2010 9:15:19 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/7/2010 7:14:07 PM |
| summrs1 | $25.00 | $25.00 | 6/7/2010 10:34:11 PM |
| asset-trumpeter | $56.51 | $56.51 | 6/8/2010 5:56:33 AM |
| credit-panda1 | $25.00 | $25.00 | 6/8/2010 6:59:26 AM |
| Lender0307 | $25.00 | $25.00 | 6/8/2010 12:51:46 PM |
| tclay77 | $25.00 | $25.00 | 6/8/2010 1:44:52 PM |
| heerzaquestion | $25.00 | $25.00 | 6/8/2010 1:08:44 PM |
| nick456sd | $100.00 | $100.00 | 6/8/2010 1:12:44 PM |
| CSAworker | $25.00 | $25.00 | 6/8/2010 11:58:09 AM |
| asset-trumpeter | $25.00 | $25.00 | 6/8/2010 12:34:47 PM |
| friendinmoney | $25.00 | $25.00 | 6/8/2010 3:08:24 PM |
| Ricajote | $25.00 | $25.00 | 6/8/2010 3:23:43 PM |
| SnakeV | $25.00 | $25.00 | 6/8/2010 4:06:43 PM |
| hrubinst | $25.00 | $25.00 | 6/2/2010 4:21:15 PM |
| rescue | $50.00 | $50.00 | 6/2/2010 4:14:51 PM |
| bid-czar8 | $100.00 | $100.00 | 6/2/2010 4:19:01 PM |
| worth-arch | $25.00 | $25.00 | 6/2/2010 4:20:48 PM |
| Phantom99 | $25.00 | $25.00 | 6/2/2010 4:21:35 PM |
| chestnut4 | $25.00 | $25.00 | 6/2/2010 4:22:29 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/2/2010 4:23:59 PM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:26:18 PM |
| objective-investor | $100.00 | $100.00 | 6/2/2010 4:56:12 PM |
| auction-seeker | $25.00 | $25.00 | 6/2/2010 7:11:58 PM |
| DcUnited | $30.00 | $30.00 | 6/2/2010 4:53:34 PM |
| teller | $25.00 | $25.00 | 6/2/2010 4:53:45 PM |
| top-historic-peso | $25.00 | $25.00 | 6/2/2010 4:20:28 PM |
| Avala | $50.00 | $50.00 | 6/2/2010 4:21:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 6/2/2010 4:21:52 PM |
| ddog0224 | $25.00 | $25.00 | 6/2/2010 4:22:03 PM |
| delicious-social132 | $25.00 | $25.00 | 6/2/2010 4:23:42 PM |
| simplelender80 | $100.00 | $100.00 | 6/2/2010 4:24:37 PM |
| power-pagoda | $26.00 | $26.00 | 6/2/2010 4:24:50 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:25:26 PM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 4:25:50 PM |
| exchange-synapse | $50.00 | $50.00 | 6/3/2010 4:32:53 AM |
| icchok | $50.00 | $50.00 | 6/3/2010 9:37:07 AM |
| generous-deal6 | $25.00 | $25.00 | 6/3/2010 8:06:40 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:42 AM |
| wampum-chorus3 | $25.00 | $25.00 | 6/2/2010 5:04:35 PM |
| wayman | $25.00 | $25.00 | 6/2/2010 5:05:33 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 6/3/2010 1:18:27 PM |
| Underzenith85 | $25.00 | $25.00 | 6/3/2010 10:24:14 AM |
| the-silver-blaster | $50.00 | $50.00 | 6/2/2010 6:22:09 PM |
| Mav26 | $75.00 | $75.00 | 6/3/2010 11:48:27 AM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:18:24 AM |
| Outstandingbutimproving | $50.00 | $50.00 | 6/3/2010 3:45:26 PM |
| money-bauble | $86.48 | $86.48 | 6/3/2010 6:25:08 AM |
| painta | $25.41 | $25.41 | 6/3/2010 6:51:41 AM |
| ms48105 | $25.00 | $25.00 | 6/3/2010 7:51:43 AM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 11:01:46 AM |
| hollysee | $50.00 | $50.00 | 6/3/2010 2:03:27 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 3:06:15 PM |
| pascal1 | $50.00 | $50.00 | 6/3/2010 7:24:28 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/3/2010 4:27:58 PM |
| balance-trailblazer | $25.00 | $25.00 | 6/4/2010 10:33:33 AM |
| lazyeye | $25.00 | $25.00 | 6/4/2010 5:00:33 PM |
| Josphine | $25.00 | $25.00 | 6/4/2010 7:28:42 PM |
| mjcareful | $40.00 | $40.00 | 6/4/2010 5:45:05 PM |
| i2amme | $50.00 | $50.00 | 6/5/2010 8:39:43 AM |
| market-pudding | $25.00 | $25.00 | 6/5/2010 2:45:02 PM |
| TenTalentSolutions | $35.00 | $35.00 | 6/5/2010 7:23:49 AM |
| durability-halibut | $25.00 | $25.00 | 6/4/2010 8:46:15 PM |
| KingCroesus | $25.00 | $25.00 | 6/4/2010 9:49:06 PM |
| hidavehi | $33.00 | $33.00 | 6/6/2010 12:49:36 PM |
| restless-balance | $25.00 | $25.00 | 6/6/2010 9:54:37 AM |
| AaronL | $25.00 | $25.00 | 6/5/2010 10:15:28 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 6/5/2010 10:22:28 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 6/6/2010 8:33:57 PM |
| calbertrand | $25.00 | $25.00 | 6/7/2010 8:03:22 AM |
| buckeyebucks | $50.00 | $50.00 | 6/6/2010 11:31:45 AM |
| partyplan | $35.00 | $35.00 | 6/7/2010 9:39:05 AM |
| credit-maverick1 | $100.00 | $100.00 | 6/7/2010 9:49:30 AM |
| rockhound84 | $25.00 | $25.00 | 6/7/2010 3:03:23 PM |
| MattProsper | $40.00 | $40.00 | 6/6/2010 10:04:55 PM |
| rjcoutur2001 | $35.00 | $35.00 | 6/7/2010 10:29:00 AM |
| payout-magician | $25.00 | $25.00 | 6/7/2010 8:55:24 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/8/2010 6:44:10 AM |
| Barky52 | $25.00 | $25.00 | 6/8/2010 6:59:00 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 11:57:29 AM |
| drluong | $50.00 | $50.00 | 6/8/2010 12:18:55 PM |
| Starfin-Capital-Management | $50.00 | $50.00 | 6/8/2010 11:04:12 AM |
| zippy-revenue8 | $25.00 | $25.00 | 6/8/2010 11:14:31 AM |
| porter22 | $75.00 | $75.00 | 6/8/2010 1:08:17 PM |
| MattProsper | $25.00 | $25.00 | 6/8/2010 3:05:19 PM |
| cash-tent | $25.00 | $25.00 | 6/8/2010 3:48:52 PM |
| 147 bids
|
Borrower Payment Dependent Notes Series
460675
This series of Notes was issued and sold upon the funding of the borrower loan #42899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 9m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,479 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| enticing-interest2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
to get ahead on mortgage
Purpose of loan:
This loan will be used to?get ahead on mortgage. our mortgage is due at the beginning of each month, and though we are not behind, we are having to pay at the end of the month. we would use this loan to havefor the next two and a half months, allowing our other funds to catch up an get back on track. thank you...
Monthly net income: $ 3500
Monthly expenses: $
??Housing: $871
??Insurance: $145
??Car expenses: $300
??Utilities: $160
??Phone, cable, internet: $90
??Food, entertainment: $350
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $24.96 | 6/1/2010 12:03:10 PM |
| rescue | $50.00 | $50.00 | 6/1/2010 11:56:46 AM |
| EngineersAlliance | $75.00 | $75.00 | 6/1/2010 1:27:36 PM |
| Bank_Of_XL | $50.00 | $50.00 | 6/1/2010 12:16:00 PM |
| hopeful-point | $75.00 | $75.00 | 6/1/2010 2:33:04 PM |
| stephen_c01 | $25.00 | $25.00 | 6/1/2010 9:44:08 PM |
| testguy | $50.00 | $50.00 | 6/2/2010 4:43:40 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 2:59:01 PM |
| mckhbnpc | $30.00 | $30.00 | 6/4/2010 8:07:31 AM |
| wwwUniversal | $25.00 | $25.00 | 6/5/2010 9:20:43 AM |
| auction-seeker | $25.00 | $25.00 | 6/4/2010 10:27:37 PM |
| duty-monger | $50.00 | $50.00 | 6/5/2010 9:41:19 AM |
| ghinga | $25.00 | $25.00 | 6/5/2010 8:33:40 PM |
| mckhbnpc | $25.00 | $25.00 | 6/7/2010 2:51:12 PM |
| capital-kingdom | $25.00 | $25.00 | 6/7/2010 6:02:10 PM |
| patriot384 | $120.00 | $120.00 | 6/7/2010 7:27:15 PM |
| ultimate-peace | $100.00 | $100.00 | 6/8/2010 9:14:17 AM |
| worthy-bid4 | $25.00 | $25.00 | 6/8/2010 9:09:33 AM |
| maricel10 | $50.00 | $50.00 | 6/8/2010 2:29:50 AM |
| best-listing-toro | $25.00 | $25.00 | 6/8/2010 10:05:31 AM |
| exciting-fairness | $200.00 | $200.00 | 6/8/2010 9:33:02 AM |
| 1phantom | $25.00 | $25.00 | 6/8/2010 9:59:12 AM |
| economy-producer | $25.00 | $25.00 | 6/1/2010 12:02:59 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 12:10:41 PM |
| golden-wealth2 | $50.00 | $50.00 | 6/1/2010 4:09:31 PM |
| market-pudding | $25.00 | $25.00 | 6/1/2010 12:12:53 PM |
| MattProsper | $30.00 | $30.00 | 6/1/2010 9:53:03 PM |
| LoanerPrincipal | $25.00 | $25.00 | 6/2/2010 1:10:33 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/3/2010 4:28:25 PM |
| trumpetkingdev1 | $52.00 | $52.00 | 6/4/2010 9:16:19 PM |
| glenium | $25.00 | $25.00 | 6/5/2010 4:02:35 AM |
| aztec | $100.00 | $100.00 | 6/5/2010 5:11:36 AM |
| interact | $27.25 | $27.25 | 6/5/2010 6:56:14 AM |
| engbusres | $40.00 | $40.00 | 6/4/2010 8:49:30 PM |
| order-bee1 | $25.00 | $25.00 | 6/5/2010 3:26:02 PM |
| Pod1313 | $25.00 | $25.00 | 6/5/2010 3:10:09 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/6/2010 4:36:00 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 11:51:54 PM |
| elvisloans | $25.00 | $25.00 | 6/6/2010 9:12:43 AM |
| Easystreet | $25.00 | $25.00 | 6/7/2010 11:26:13 AM |
| willinvest | $25.00 | $25.00 | 6/7/2010 1:42:55 PM |
| TicTac | $25.00 | $25.00 | 6/7/2010 2:33:51 PM |
| Leshan | $25.00 | $25.00 | 6/7/2010 7:10:17 PM |
| Leopoldine | $25.79 | $25.79 | 6/7/2010 6:50:15 PM |
| YeoLenderSource | $25.00 | $25.00 | 6/7/2010 8:07:27 PM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:09:09 AM |
| icon7 | $25.00 | $25.00 | 6/8/2010 4:28:01 AM |
| PotBellyPete | $25.00 | $25.00 | 6/8/2010 8:05:23 AM |
| 48 bids
|
Borrower Payment Dependent Notes Series
460693
This series of Notes was issued and sold upon the funding of the borrower loan #42898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $319.40 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $319.40 |
| |
|
Auction yield range:
| 2.99% - 8.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 3m |
|
Credit score:
| 800-819 (May-2010) |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,556 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 39% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kennysdad |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
wntrequinx has bid a total of
$25.83 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GrommetPosse | $25.00 | $25.00 | 6/1/2010 11:47:31 AM |
| nuclearmoose | $25.00 | $25.00 | 6/1/2010 11:47:57 AM |
| kulender | $30.00 | $30.00 | 6/1/2010 11:48:48 AM |
| dharma1 | $25.00 | $25.00 | 6/1/2010 11:56:25 AM |
| tbrnet | $25.00 | $25.00 | 6/1/2010 11:56:57 AM |
| bds9646 | $26.00 | $26.00 | 6/1/2010 11:57:05 AM |
| wampum-chorus3 | $25.00 | $25.00 | 6/1/2010 11:54:09 AM |
| successful-euro | $30.00 | $30.00 | 6/1/2010 11:54:14 AM |
| treasure-hunter270 | $25.00 | $25.00 | 6/1/2010 11:57:38 AM |
| stable-money | $25.00 | $25.00 | 6/1/2010 11:54:39 AM |
| emt747 | $25.00 | $25.00 | 6/1/2010 11:57:54 AM |
| Searlzy | $25.00 | $25.00 | 6/1/2010 11:59:23 AM |
| SNH | $50.00 | $50.00 | 6/1/2010 11:57:12 AM |
| Aethelwolf | $25.00 | $25.00 | 6/1/2010 11:58:02 AM |
| tsclend07 | $25.00 | $25.00 | 6/1/2010 11:59:12 AM |
| interest-jedi0 | $50.00 | $50.00 | 6/1/2010 12:01:58 PM |
| alexstar | $25.00 | $25.00 | 6/1/2010 12:00:52 PM |
| truth-image | $50.00 | $50.00 | 6/1/2010 12:01:35 PM |
| power-defender7 | $25.00 | $25.00 | 6/1/2010 12:02:19 PM |
| Ocean713 | $50.00 | $50.00 | 6/1/2010 12:05:19 PM |
| investmentgroup | $25.00 | $25.00 | 6/1/2010 12:06:19 PM |
| peace-missile | $50.00 | $50.00 | 6/1/2010 12:06:44 PM |
| kenji4861 | $25.00 | $25.00 | 6/1/2010 12:06:48 PM |
| calkidd05 | $25.00 | $25.00 | 6/1/2010 11:48:20 AM |
| riproaringrapids | $25.00 | $25.00 | 6/1/2010 12:05:33 PM |
| generator596 | $50.00 | $50.00 | 6/1/2010 12:08:02 PM |
| moltopaolo | $50.00 | $50.00 | 6/1/2010 12:08:08 PM |
| alpinaut | $25.00 | $25.00 | 6/1/2010 11:51:11 AM |
| rose88 | $25.00 | $25.00 | 6/1/2010 12:10:17 PM |
| seabass123 | $25.00 | $25.00 | 6/1/2010 12:07:23 PM |
| figs4u2 | $80.00 | $80.00 | 6/1/2010 12:07:43 PM |
| gigabit | $50.00 | $50.00 | 6/1/2010 12:11:57 PM |
| Emgolda | $25.00 | $25.00 | 6/1/2010 12:12:03 PM |
| BayShell | $50.00 | $50.00 | 6/1/2010 12:12:11 PM |
| rosie777 | $30.00 | $30.00 | 6/1/2010 11:55:23 AM |
| Tc11902 | $25.00 | $25.00 | 6/1/2010 12:12:36 PM |
| money-bauble | $75.00 | $75.00 | 6/1/2010 12:09:22 PM |
| kmr2 | $356.18 | $356.18 | 6/1/2010 12:09:25 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/1/2010 11:56:21 AM |
| TK4 | $25.00 | $25.00 | 6/1/2010 12:09:57 PM |
| hopeful-point | $25.00 | $25.00 | 6/1/2010 11:57:07 AM |
| NATIVEBORN | $25.00 | $25.00 | 6/1/2010 12:10:56 PM |
| djs81 | $32.84 | $32.84 | 6/1/2010 12:11:43 PM |
| currency-persimmon | $25.00 | $25.00 | 6/1/2010 12:11:46 PM |
| Castellan | $25.00 | $25.00 | 6/1/2010 12:11:54 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 6/1/2010 12:11:59 PM |
| Aegean | $25.00 | $25.00 | 6/1/2010 12:12:05 PM |
| chrisb1414 | $25.00 | $25.00 | 6/1/2010 12:12:17 PM |
| systemlender | $25.00 | $25.00 | 6/1/2010 12:16:28 PM |
| dbzen | $50.00 | $50.00 | 6/1/2010 12:14:12 PM |
| Ikcon07 | $50.00 | $50.00 | 6/1/2010 12:18:22 PM |
| JGB | $53.49 | $53.49 | 6/1/2010 12:01:54 PM |
| BabyLender | $25.00 | $25.00 | 6/1/2010 12:29:26 PM |
| favorite-commerce | $50.00 | $50.00 | 6/1/2010 12:36:51 PM |
| psa1995 | $50.00 | $50.00 | 6/1/2010 12:18:15 PM |
| RandyL3 | $25.00 | $25.00 | 6/1/2010 12:18:59 PM |
| intelligent-yield | $25.00 | $25.00 | 6/1/2010 12:29:13 PM |
| TheMan | $25.00 | $25.00 | 6/1/2010 2:51:43 PM |
| rjw_mpwr | $25.00 | $25.00 | 6/1/2010 12:10:31 PM |
| Taien | $50.00 | $50.00 | 6/1/2010 2:13:17 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/1/2010 12:10:46 PM |
| hookUup | $25.00 | $25.00 | 6/1/2010 12:10:48 PM |
| mlopez2007 | $50.00 | $50.00 | 6/1/2010 12:11:02 PM |
| bonus-zone | $25.00 | $25.00 | 6/1/2010 12:11:06 PM |
| morpholog | $25.00 | $25.00 | 6/1/2010 12:11:28 PM |
| dollar-trader2 | $25.00 | $25.00 | 6/1/2010 2:54:56 PM |
| unclejaef | $25.00 | $25.00 | 6/1/2010 12:11:38 PM |
| justice-dna | $35.00 | $35.00 | 6/1/2010 12:12:33 PM |
| scottr | $25.00 | $25.00 | 6/1/2010 4:18:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/1/2010 12:13:50 PM |
| 108lender | $36.30 | $36.30 | 6/1/2010 4:32:24 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/1/2010 4:32:38 PM |
| FrayBentos | $25.00 | $25.00 | 6/1/2010 12:16:22 PM |
| GElender | $50.00 | $50.00 | 6/1/2010 4:23:10 PM |
| pauledgarm | $50.00 | $50.00 | 6/1/2010 12:18:12 PM |
| DadWarbucks | $25.00 | $25.00 | 6/1/2010 4:35:33 PM |
| buckyhead2000 | $25.00 | $25.00 | 6/1/2010 4:36:28 PM |
| nickel-ferret | $50.00 | $50.00 | 6/1/2010 1:54:05 PM |
| qwsd12 | $35.67 | $35.67 | 6/1/2010 6:26:39 PM |
| HHP | $25.00 | $25.00 | 6/1/2010 2:57:48 PM |
| zone6 | $69.04 | $69.04 | 6/1/2010 3:01:45 PM |
| aasx1108 | $25.00 | $25.00 | 6/1/2010 6:47:57 PM |
| 1phantom | $25.74 | $25.74 | 6/1/2010 9:43:45 PM |
| MAJESTIC5 | $34.39 | $34.39 | 6/1/2010 7:51:38 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 6/1/2010 4:18:58 PM |
| creative-finance7 | $25.00 | $25.00 | 6/1/2010 7:57:39 PM |
| bnewy605 | $25.00 | $25.00 | 6/1/2010 8:23:08 PM |
| rolex77 | $50.00 | $50.00 | 6/1/2010 8:46:40 PM |
| saritha | $25.00 | $25.00 | 6/1/2010 9:26:45 PM |
| SDNLR | $25.00 | $25.00 | 6/2/2010 6:56:45 AM |
| kt103099 | $25.00 | $25.00 | 6/2/2010 8:12:34 AM |
| Merganser | $25.00 | $25.00 | 6/1/2010 11:47:23 PM |
| lostontheedge | $25.00 | $25.00 | 6/1/2010 4:35:49 PM |
| Composure1 | $25.00 | $25.00 | 6/2/2010 8:21:49 AM |
| nobuffett43 | $41.64 | $41.64 | 6/2/2010 8:27:57 AM |
| treasure-transporter | $25.00 | $25.00 | 6/2/2010 6:52:22 AM |
| movistar | $25.00 | $25.00 | 6/2/2010 9:38:00 AM |
| worthy-truth | $25.00 | $25.00 | 6/2/2010 8:01:42 AM |
| coloradoloanman | $25.00 | $25.00 | 6/1/2010 6:17:32 PM |
| inspired-contract9 | $50.00 | $50.00 | 6/1/2010 9:44:27 PM |
| lucrative-dollar | $25.00 | $25.00 | 6/1/2010 10:22:10 PM |
| ryan23 | $40.96 | $40.96 | 6/1/2010 11:56:53 PM |
| dor | $25.00 | $25.00 | 6/2/2010 12:33:08 AM |
| a-finance-nirvana | $25.00 | $25.00 | 6/2/2010 6:07:01 AM |
| Mickeyblu | $25.00 | $25.00 | 6/2/2010 6:16:39 AM |
| schnatty | $50.00 | $50.00 | 6/2/2010 9:09:29 AM |
| wdove511 | $25.00 | $25.00 | 6/2/2010 9:37:46 AM |
| shorthairedg | $50.00 | $31.32 | 6/2/2010 9:40:03 AM |
| minista | $25.00 | $25.00 | 6/2/2010 9:41:16 AM |
| Shamrock731 | $25.00 | $25.00 | 6/2/2010 11:34:28 AM |
| Zipperdu | $50.00 | $50.00 | 6/2/2010 5:43:30 PM |
| wwwUniversal | $25.00 | $25.00 | 6/2/2010 9:33:14 PM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:19:27 PM |
| FormerMarine | $100.00 | $100.00 | 6/4/2010 10:17:21 AM |
| knowonder | $25.00 | $25.00 | 6/4/2010 12:03:12 AM |
| Cherrypicker | $45.00 | $45.00 | 6/4/2010 9:47:13 AM |
| Ven58 | $25.00 | $25.00 | 6/4/2010 3:42:16 PM |
| bondhedger | $25.00 | $25.00 | 6/4/2010 5:57:05 PM |
| discrete-asset | $25.00 | $25.00 | 6/4/2010 6:12:30 PM |
| cebgop | $25.00 | $25.00 | 6/4/2010 8:56:03 PM |
| rangersquire | $25.00 | $25.00 | 6/4/2010 9:39:25 PM |
| doc1 | $100.00 | $100.00 | 6/6/2010 1:59:46 PM |
| iostorms | $25.00 | $25.00 | 6/5/2010 10:58:09 AM |
| bonus-apple | $50.00 | $50.00 | 6/5/2010 1:31:10 PM |
| responsibility-blueberry | $25.00 | $25.00 | 6/7/2010 9:37:01 AM |
| UncleSafety | $75.00 | $75.00 | 6/5/2010 6:48:05 PM |
| new-return-faire | $500.00 | $500.00 | 6/5/2010 10:39:34 PM |
| lawyervon | $25.00 | $25.00 | 6/7/2010 10:05:02 AM |
| octoberfresh | $25.00 | $25.00 | 6/7/2010 7:45:21 AM |
| BristolGarden | $50.00 | $50.00 | 6/7/2010 9:18:12 AM |
| TheTimeIsNow | $25.00 | $25.00 | 6/7/2010 6:13:32 PM |
| rakey | $25.00 | $25.00 | 6/7/2010 8:02:46 PM |
| ultimatepaintball | $25.00 | $25.00 | 6/7/2010 7:47:55 PM |
| Dopplerbob | $30.00 | $30.00 | 6/8/2010 10:52:06 AM |
| glc527 | $25.00 | $25.00 | 6/8/2010 9:08:57 AM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 10:21:15 AM |
| decisive-capital | $100.00 | $100.00 | 6/1/2010 11:51:32 AM |
| saver20 | $25.00 | $25.00 | 6/1/2010 11:52:57 AM |
| wntrequinx | $25.83 | $25.83 | 6/1/2010 11:52:09 AM |
| CirC | $25.00 | $25.00 | 6/1/2010 11:52:22 AM |
| NR | $25.00 | $25.00 | 6/1/2010 11:52:29 AM |
| j2ee | $25.00 | $25.00 | 6/1/2010 11:52:52 AM |
| turbospeed | $25.00 | $25.00 | 6/1/2010 11:57:01 AM |
| Bank42 | $50.00 | $50.00 | 6/1/2010 11:54:00 AM |
| briphi | $100.00 | $100.00 | 6/1/2010 11:58:54 AM |
| love-interest | $25.00 | $25.00 | 6/1/2010 11:57:57 AM |
| golden-responsibility189 | $50.00 | $50.00 | 6/1/2010 12:01:12 PM |
| delicious-social132 | $40.00 | $40.00 | 6/1/2010 12:01:42 PM |
| rescue | $100.00 | $100.00 | 6/1/2010 12:02:11 PM |
| thorough-exchange4 | $40.00 | $40.00 | 6/1/2010 12:01:07 PM |
| credit-scout7 | $30.00 | $30.00 | 6/1/2010 12:01:20 PM |
| harty | $60.00 | $60.00 | 6/1/2010 12:01:28 PM |
| meenan | $25.00 | $25.00 | 6/1/2010 12:01:46 PM |
| a-responsible-return | $25.00 | $25.00 | 6/1/2010 12:05:17 PM |
| lendermender | $25.00 | $25.00 | 6/1/2010 11:48:10 AM |
| life-is-great | $25.00 | $25.00 | 6/1/2010 12:06:59 PM |
| dinero-oasis | $25.00 | $25.00 | 6/1/2010 11:48:30 AM |
| Phantom99 | $25.00 | $25.00 | 6/1/2010 12:07:21 PM |
| nunnie | $25.00 | $25.00 | 6/1/2010 11:49:15 AM |
| david5000 | $50.00 | $50.00 | 6/1/2010 12:08:06 PM |
| american6 | $50.00 | $50.00 | 6/1/2010 12:05:47 PM |
| Marathoner | $25.00 | $25.00 | 6/1/2010 12:06:53 PM |
| evnagelist | $25.00 | $25.00 | 6/1/2010 12:06:56 PM |
| credit-coach118 | $40.00 | $40.00 | 6/1/2010 12:07:04 PM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 12:07:26 PM |
| flexible-value | $28.00 | $28.00 | 6/1/2010 12:07:40 PM |
| Walkingcowboy | $25.00 | $25.00 | 6/1/2010 12:12:14 PM |
| meux99 | $25.00 | $25.00 | 6/1/2010 11:56:14 AM |
| gauss02 | $25.00 | $25.00 | 6/1/2010 12:09:46 PM |
| bchen78875 | $50.00 | $50.00 | 6/1/2010 12:09:53 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/1/2010 11:57:15 AM |
| cingular | $25.00 | $25.00 | 6/1/2010 12:10:54 PM |
| GeorgiaGator | $27.94 | $27.94 | 6/1/2010 11:57:28 AM |
| OLYVRC | $25.00 | $25.00 | 6/1/2010 12:11:23 PM |
| majormoves1 | $25.00 | $25.00 | 6/1/2010 12:11:35 PM |
| rudyindc | $25.00 | $25.00 | 6/1/2010 12:11:50 PM |
| unassuming-note | $25.00 | $25.00 | 6/1/2010 12:12:01 PM |
| superb-point | $100.00 | $100.00 | 6/1/2010 11:59:04 AM |
| simplelender80 | $100.00 | $100.00 | 6/1/2010 12:16:51 PM |
| klinebarger | $25.00 | $25.00 | 6/1/2010 12:00:09 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 6/1/2010 12:00:13 PM |
| redragon | $25.00 | $25.00 | 6/1/2010 12:18:30 PM |
| afotherg | $40.00 | $40.00 | 6/1/2010 12:02:07 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 12:15:19 PM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 12:18:47 PM |
| bright-balance | $25.00 | $25.00 | 6/1/2010 12:29:15 PM |
| transparency-seagull1 | $25.00 | $25.00 | 6/1/2010 12:29:29 PM |
| macgeek | $25.00 | $25.00 | 6/1/2010 12:57:04 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/1/2010 12:05:51 PM |
| kegs | $100.00 | $100.00 | 6/1/2010 12:05:54 PM |
| svandgts | $50.00 | $50.00 | 6/1/2010 12:19:16 PM |
| Ivan2007 | $25.00 | $25.00 | 6/1/2010 12:07:00 PM |
| radforj22 | $50.00 | $50.00 | 6/1/2010 12:09:35 PM |
| castleman | $25.00 | $25.00 | 6/1/2010 4:06:51 PM |
| BankOfFrankFairness | $47.60 | $47.60 | 6/1/2010 12:10:34 PM |
| sensible-community1 | $25.00 | $25.00 | 6/1/2010 2:31:44 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 6/1/2010 2:51:37 PM |
| ezg | $50.00 | $50.00 | 6/1/2010 12:13:04 PM |
| open-minded-finance1 | $50.00 | $50.00 | 6/1/2010 12:14:08 PM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 12:15:23 PM |
| suomynona | $25.00 | $25.00 | 6/1/2010 4:32:09 PM |
| goldeneye777 | $44.54 | $44.54 | 6/1/2010 4:19:30 PM |
| tekkie2412 | $25.00 | $25.00 | 6/1/2010 12:19:02 PM |
| FinDoc | $25.00 | $25.00 | 6/1/2010 4:33:26 PM |
| northphoto | $25.00 | $25.00 | 6/1/2010 12:27:34 PM |
| dinero-festivity2 | $43.25 | $43.25 | 6/1/2010 4:47:43 PM |
| cometstarmoon | $26.30 | $26.30 | 6/1/2010 12:44:47 PM |
| cozy-worth7 | $25.00 | $25.00 | 6/1/2010 5:21:39 PM |
| established-payout | $25.00 | $25.00 | 6/1/2010 1:27:25 PM |
| Tradesmanlender | $25.00 | $25.00 | 6/1/2010 6:18:12 PM |
| useful-p2ploan | $39.04 | $39.04 | 6/1/2010 6:26:37 PM |
| srgriff | $25.00 | $25.00 | 6/1/2010 6:32:34 PM |
| kindness-hickory5 | $25.00 | $25.00 | 6/1/2010 4:48:17 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 6/1/2010 6:59:00 PM |
| hopethisworks | $36.02 | $36.02 | 6/1/2010 2:57:53 PM |
| lifegrowth | $25.00 | $25.00 | 6/1/2010 9:51:50 PM |
| samo102us | $25.00 | $25.00 | 6/1/2010 10:12:22 PM |
| windfall46 | $25.00 | $25.00 | 6/1/2010 7:41:48 PM |
| DeltaGambler | $25.00 | $25.00 | 6/1/2010 7:57:37 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:21:46 PM |
| geniusj | $25.00 | $25.00 | 6/1/2010 4:19:48 PM |
| fireboss | $25.00 | $25.00 | 6/1/2010 4:20:09 PM |
| SongBirdProphecy | $25.00 | $25.00 | 6/1/2010 9:00:39 PM |
| heretolendit | $25.00 | $25.00 | 6/1/2010 9:44:04 PM |
| p1k4blu | $25.00 | $25.00 | 6/2/2010 8:21:53 AM |
| teller | $60.00 | $60.00 | 6/2/2010 8:51:48 AM |
| petech | $25.00 | $25.00 | 6/2/2010 7:26:53 AM |
| jakesworld | $50.00 | $50.00 | 6/2/2010 9:16:46 AM |
| Digs | $25.00 | $25.00 | 6/2/2010 9:37:44 AM |
| heretoprosper | $25.00 | $25.00 | 6/2/2010 9:38:22 AM |
| tenny321 | $25.00 | $25.00 | 6/1/2010 6:17:28 PM |
| igwt47 | $50.00 | $50.00 | 6/1/2010 7:11:40 PM |
| heroic-platinum | $25.00 | $25.00 | 6/1/2010 7:57:36 PM |
| Quid-Pro-Quo | $25.00 | $25.00 | 6/1/2010 8:17:39 PM |
| achillesa | $25.00 | $25.00 | 6/2/2010 1:11:41 AM |
| mikeandcat | $80.02 | $80.02 | 6/2/2010 5:21:45 AM |
| F16Pilot | $25.00 | $25.00 | 6/2/2010 5:46:41 AM |
| cash-merry-maker | $25.00 | $25.00 | 6/2/2010 6:56:50 AM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 7:17:32 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/2/2010 4:55:14 PM |
| btrfly11 | $50.00 | $50.00 | 6/2/2010 6:03:41 PM |
| palmdelino | $25.00 | $25.00 | 6/2/2010 10:29:16 PM |
| sentimental-silver7 | $40.00 | $40.00 | 6/3/2010 12:38:37 PM |
| socal-lender | $25.00 | $25.00 | 6/3/2010 9:40:28 PM |
| Sarspatula | $27.98 | $27.98 | 6/4/2010 9:37:07 AM |
| outofoffice | $50.00 | $50.00 | 6/4/2010 8:02:01 AM |
| bayou | $25.00 | $25.00 | 6/4/2010 2:08:20 PM |
| GABC-1 | $50.00 | $50.00 | 6/4/2010 10:24:57 AM |
| runfree | $72.76 | $72.76 | 6/4/2010 4:03:45 PM |
| interstellar | $50.00 | $50.00 | 6/4/2010 5:59:27 PM |
| blissful-note7 | $25.00 | $25.00 | 6/4/2010 9:50:57 PM |
| dn0pes | $27.17 | $27.17 | 6/4/2010 6:02:23 PM |
| MoneyTree79 | $34.98 | $34.98 | 6/5/2010 7:37:36 AM |
| aarons34 | $25.00 | $25.00 | 6/6/2010 10:51:23 AM |
| auction-seeker | $25.00 | $25.00 | 6/4/2010 10:19:49 PM |
| balance-force | $25.00 | $25.00 | 6/4/2010 11:24:45 PM |
| J_Galt | $50.00 | $50.00 | 6/6/2010 6:42:03 PM |
| glc527 | $25.00 | $25.00 | 6/7/2010 10:54:29 AM |
| starry2001 | $25.00 | $25.00 | 6/7/2010 4:33:27 PM |
| Scottnow | $25.00 | $25.00 | 6/7/2010 8:32:45 PM |
| truth-in-advertising | $25.00 | $25.00 | 6/7/2010 9:38:03 PM |
| leverage-monger | $25.00 | $25.00 | 6/8/2010 9:12:35 AM |
| FundMaker | $25.00 | $25.00 | 6/8/2010 7:39:23 AM |
| blackstar | $25.00 | $25.00 | 6/8/2010 11:02:49 AM |
| zippy-revenue8 | $25.00 | $25.00 | 6/8/2010 11:13:43 AM |
| 265 bids
|
Borrower Payment Dependent Notes Series
460801
This series of Notes was issued and sold upon the funding of the borrower loan #42901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 6 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 9m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 6 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,268 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| loot-spilunker |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Coast Guard Enlisted to Fix Car
Purpose of loan:
I live in Key West and my car broke down - I need to fix it, to sell it, to make a down payment on a working car that will weather this hurricane season.
My financial situation:
I am a good candidate for this loan because I am in the United States Coast Guard. I make more than enough to cover the loan. Being in the USCG my job is steady and will be with me till I retire in 18 years.
Monthly net income: $ 3700
Monthly expenses: $
??Housing: $
750
??Insurance: $
250
??Car expenses: $
0
??Utilities: $
200
??Phone, cable, internet: $
200
??Food, entertainment: $
500
??Clothing, household expenses $
0
??Credit cards and other loans: $
0
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| samo102us | $25.00 | $25.00 | 6/2/2010 4:12:46 PM |
| gain-boomerang5 | $25.00 | $25.00 | 6/2/2010 4:13:26 PM |
| bassman2 | $25.00 | $25.00 | 6/2/2010 4:18:01 PM |
| nunnie | $25.00 | $25.00 | 6/2/2010 4:13:15 PM |
| burrito6 | $25.00 | $25.00 | 6/2/2010 4:14:35 PM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 4:50:51 PM |
| glowing-commerce | $25.00 | $25.00 | 6/2/2010 4:18:52 PM |
| zone6 | $100.00 | $100.00 | 6/2/2010 4:19:09 PM |
| golffish2 | $100.00 | $100.00 | 6/3/2010 4:41:16 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/3/2010 9:57:08 AM |
| RMB-Investments | $25.00 | $25.00 | 6/2/2010 4:14:37 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 6/3/2010 12:35:38 AM |
| 12 bids
|
Borrower Payment Dependent Notes Series
460817
This series of Notes was issued and sold upon the funding of the borrower loan #42905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-02-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
6 | Length of status: | 9y 0m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 32 | Stated income: | $50,000-$74,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,107 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| focused-openness1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 2 credit cards
Purpose of loan:
This loan will be used to? pay off my 2 credit cards with a balance of? 2,200.00 dollars.? I also have a public record which was a bankruptcy discharged on Dec 27, 2005.? My bankruptcy was the result of being injuned on the job and put on leave without pay on Jun 27, 2001.? For the next four years I was in rehab and on state disability and I received no compensation for several months.? I used credit to supplement my income, but finally I was in over my head and had to declare bankruptch in October 2005.? After my bankruptcy , I finally received my Social Security Disability and Permanent Veterans Disability.? I'm not proud of having a bankruptcy and I have worked hard to bring my credit score's up.? I have no intention of not paying my debts, since I'm striving to bring my credit score's up and that I have a steady income.? I will be happy to answer any questions you may have.? Thank you for your time.
My financial situation:
I am a good candidate for this loan because? I have showen that I am responsible?for making my payment on time, even leading up to my bankrupy I did make my payments.? I pay no housing as I live with my parents and assist them in taking care of their place.
Monthly net income: $ My income is from 3 sources:? 1) Civil Service Annuity: 683.00; 2) Veterans Administration: 2673.00; @ 3) Social Security: 1394.? I pay no taxes on my total income of $4750.00 per month.
Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $ 125.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 525.00
??Other expenses: $
150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Supernick | $25.00 | $25.00 | 6/2/2010 4:11:55 PM |
| treasure-bliss | $100.00 | $100.00 | 6/2/2010 4:18:56 PM |
| _wally_ | $25.00 | $25.00 | 6/2/2010 4:12:01 PM |
| mercuriant | $25.00 | $25.00 | 6/2/2010 4:18:48 PM |
| valiant-liberty4 | $25.00 | $25.00 | 6/2/2010 4:11:53 PM |
| successful-euro | $30.00 | $30.00 | 6/2/2010 4:15:25 PM |
| desertoasis | $25.00 | $25.00 | 6/2/2010 4:18:00 PM |
| frogperson | $50.00 | $50.00 | 6/3/2010 4:21:11 AM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:23:23 PM |
| transaction-circuit | $25.00 | $25.00 | 6/4/2010 1:42:52 AM |
| moo916 | $25.00 | $25.00 | 6/4/2010 8:32:58 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/4/2010 10:48:16 AM |
| LoanerPrincipal | $35.00 | $35.00 | 6/5/2010 12:16:10 AM |
| marwadi-62 | $100.00 | $100.00 | 6/5/2010 9:43:52 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 6/5/2010 7:23:42 AM |
| order-bee1 | $25.00 | $25.00 | 6/5/2010 4:11:11 PM |
| MrUnderhill | $50.00 | $50.00 | 6/2/2010 4:11:57 PM |
| Artist_Blue | $25.00 | $25.00 | 6/2/2010 4:12:43 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/2/2010 4:12:56 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/2/2010 4:18:42 PM |
| zone6 | $100.00 | $100.00 | 6/2/2010 4:19:11 PM |
| cash-spark3 | $25.00 | $25.00 | 6/2/2010 4:22:12 PM |
| supreme-bonus0 | $25.00 | $5.00 | 6/2/2010 4:22:36 PM |
| balance-hercules | $100.00 | $100.00 | 6/2/2010 4:11:51 PM |
| Banker7371 | $25.00 | $25.00 | 6/2/2010 4:11:59 PM |
| shrewd-peace7 | $30.00 | $30.00 | 6/2/2010 4:12:17 PM |
| S-Master | $25.00 | $25.00 | 6/2/2010 4:15:27 PM |
| wwwUniversal | $25.00 | $25.00 | 6/2/2010 4:56:16 PM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 5:27:47 PM |
| glroark | $50.00 | $50.00 | 6/3/2010 10:32:39 AM |
| nethosters | $25.00 | $25.00 | 6/3/2010 1:32:23 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/2/2010 7:21:32 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/3/2010 6:18:11 PM |
| DasMula | $25.00 | $25.00 | 6/5/2010 10:18:39 AM |
| SFBank | $200.00 | $200.00 | 6/6/2010 5:19:24 PM |
| green-thoughtful-yield | $100.00 | $100.00 | 6/5/2010 12:20:01 PM |
| careful-compassion | $25.00 | $25.00 | 6/7/2010 11:41:49 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/7/2010 9:47:25 AM |
| crippledcircus | $50.00 | $50.00 | 6/7/2010 12:37:28 PM |
| Firescreek | $25.00 | $25.00 | 6/7/2010 6:26:45 PM |
| Bob450 | $25.00 | $25.00 | 6/7/2010 8:10:49 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
460823
This series of Notes was issued and sold upon the funding of the borrower loan #42888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.40% |
Starting monthly payment:
| $63.62 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.32% |
Final monthly payment:
| $58.65 |
| |
|
Auction yield range:
| 5.99% - 24.00% |
Estimated loss impact:
| 5.32% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.68% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 5m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 3 | Stated income: | Not employed |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $216 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| direct-balance4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hoping to make a major purchase
About me:
? I'm 30 years old, am totally blind, and am currently single. I've been blind since birth, and my sole source of income currently is SSI income from the federal government.
? I receive $850 a month, and I'm fortunate that I'm not required to pay rent, since I live with friends who handle that. All they ask of me is that I help out with food and some of the utilities.
? My income and my Expenses:? Of my $850 monthly income, here's how my expenses add up.
Internet access and cable TV: $120
Cell phone: $60????
Food: about $100
Eating out: around $50
The remaining funds can be used any way I wish.
What I'll do with loan funds:
The loan I am requesting wil be used to help me to purchase a laptop computer. Also some of the funds will allow me to attend the upcoming american Council of the blind's 49th annual convention in Phoenix, Arizona this July.
?I already have some funds set aside for that trip, but not sure if it'll be enough, and this loan will ensure that I'll have a safe cushion of funds to use. My goal is to not have to use the entire loan amount, therefore I could pay back more of the loan at once.
?I hope to have this loan fully paid off in a year at most, hopefully sooner than that.
By obtaining this lone, and paying it back, I'm also hoping to show my credit card providers that I am worthy of a credit line increase. As of right now, both credit cards I have only have a low $500 credit limit, and I'd like to get that increased even if only slightly.
My credit is good at the moment, and I hope to keep it that way. I've always made my payments on time to all my creditors, and I'd make sure the same thing happens here with my Prosper loan.
If anyone has any further questions for me, don't hesitate to ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I noticed you created a previous listing that stated it was for 'upcoming moving expenses.' Although this listing mentions you are asking for the loan for other purposes. Any more information would be appreciated. - CashMoney2009
A:
When I created my first listing, it looked likely that we may have to move fairly quickly, hence why I stated I needed the loan for upcoming moving expenses. However now according to the folks I live with, we won't be moving until at least August, so moving expenses aren't quite as urgent now as I thought they were going to be. Therefore I've decided to focus on getting a loan that will help me to purchase a laptop computer for myself, and/or allow me to go on a July convention trip.
(Jun-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| northern_paddler | $25.00 | $25.00 | 6/1/2010 6:40:13 PM |
| gain-dolphin | $50.00 | $50.00 | 6/2/2010 10:57:07 PM |
| Nickel8 | $25.00 | $25.00 | 6/5/2010 5:04:18 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/6/2010 4:39:39 PM |
| dynrep | $25.00 | $25.00 | 6/7/2010 10:22:43 AM |
| wkeboarder21 | $50.00 | $50.00 | 6/8/2010 5:40:54 AM |
| Hatdance | $25.00 | $25.00 | 6/8/2010 11:32:34 AM |
| JaceSpade | $25.00 | $25.00 | 6/8/2010 12:06:06 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 9:32:15 AM |
| Lender0307 | $25.00 | $25.00 | 6/8/2010 12:47:48 PM |
| cutter21 | $25.00 | $25.00 | 6/8/2010 10:56:28 AM |
| enriching-dollar | $25.00 | $25.00 | 6/8/2010 2:42:43 PM |
| MrDance123 | $50.00 | $50.00 | 6/8/2010 12:21:44 PM |
| mikelance7 | $25.00 | $25.00 | 6/8/2010 4:04:28 PM |
| nick456sd | $100.00 | $100.00 | 6/8/2010 1:11:27 PM |
| mpatrick | $25.00 | $25.00 | 6/8/2010 2:19:23 PM |
| leverage-monger | $131.00 | $131.00 | 6/8/2010 2:20:44 PM |
| payment-halo | $25.00 | $25.00 | 6/8/2010 2:42:37 PM |
| ValleyBHC | $25.00 | $25.00 | 6/8/2010 3:07:17 PM |
| RecoveryLender | $30.30 | $30.30 | 6/8/2010 4:00:51 PM |
| KSPHoldings | $25.00 | $25.00 | 6/8/2010 4:22:33 PM |
| JBF_Investments | $25.00 | $25.00 | 6/8/2010 4:33:32 PM |
| farchoir | $25.00 | $25.00 | 6/8/2010 4:20:26 PM |
| Approved | $50.00 | $50.00 | 6/1/2010 4:48:21 PM |
| best-listing-toro | $25.00 | $25.00 | 6/3/2010 5:36:07 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:16:04 PM |
| northphoto | $25.00 | $25.00 | 6/4/2010 9:47:05 AM |
| afm | $100.00 | $100.00 | 6/4/2010 6:21:40 PM |
| adam_rodgers | $28.33 | $28.33 | 6/4/2010 6:11:44 PM |
| mckhbnpc | $30.00 | $30.00 | 6/5/2010 7:56:21 AM |
| FundMaker | $25.00 | $25.00 | 6/5/2010 11:00:47 AM |
| wkeboarder21 | $50.00 | $50.00 | 6/4/2010 10:56:01 PM |
| wlm3012 | $25.00 | $13.77 | 6/5/2010 11:03:28 AM |
| wwwUniversal | $25.00 | $25.00 | 6/4/2010 9:21:33 PM |
| dynrep | $25.00 | $25.00 | 6/7/2010 1:51:47 PM |
| shrewd-income | $150.00 | $150.00 | 6/8/2010 8:19:33 AM |
| ethicalhumanist | $25.00 | $25.00 | 6/8/2010 11:50:53 AM |
| leverage-monger | $40.00 | $40.00 | 6/8/2010 9:25:26 AM |
| newest-courageous-openness | $26.60 | $26.60 | 6/8/2010 3:04:33 PM |
| amlu1988 | $25.00 | $25.00 | 6/8/2010 2:35:08 PM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 3:52:37 PM |
| truelumen | $25.00 | $25.00 | 6/8/2010 4:32:23 PM |
| awe-inspiring-power | $25.00 | $25.00 | 6/8/2010 3:56:26 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
460887
This series of Notes was issued and sold upon the funding of the borrower loan #42873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 18
/
16 | Length of status: | 7y 4m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,008 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Faucher2006 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Paying off credit cards/medical
Purpose of loan:
This loan will be used to pay off balances on credit cards incurred during time off for a broken arm which occured tripping at the bottom of my stairs at home to answer the door.?I had to miss a great amount of time at work while healing. I used all my vacation time and short term disabilty only paid $240.00 per week.? Insurance paid for some some bills but hospital bills, therapy bills, car payment, rent, insurances and living expenses still had to be paid. I had to use credit cards to get by.? A therapy piece of equipement not paid by insurance cost me $3000.00.? Also during this time my car needed a repair for $1,200.? The stress of trying to pay these bills is causing me to not be able to stay focused at my job. I am an Administrator of a 133 bed Long Term Care/Rehab Center with over 130 employees.? I also co-administrate a 265 bed Assisted Living Center attached to the Rehab Center. As the administrator I need to be at 100 % focused with a positvie attitude to be able to provide good compassionate care to our clients and residents. I want to be able to close out the credit cards which is causing my credit score to be low. If I close out the accounts the balance is due and I am unable to do that at this time without the loan.
My financial situation:
I am a good candidate for this loan because I have paid off a previous loan with Prosper without any delay or problems. I have been in Long Term Care for over 25 years with a good tract record. I make close to $90,000 a year and would not have a problem meeting the amount due. The monthly credit card payments are much more.
Yearly net income: $ 89,000
Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 90.00
??Car expenses: $160.00?
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 500.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 6/1/2010 12:02:43 PM |
| frugalinvestor20 | $25.00 | $25.00 | 6/1/2010 12:01:02 PM |
| bobd32 | $25.00 | $25.00 | 6/1/2010 4:02:08 PM |
| Skeptical-one | $50.00 | $50.00 | 6/2/2010 8:05:00 AM |
| sweety075 | $25.00 | $25.00 | 6/1/2010 10:12:15 PM |
| CA_Lender | $25.00 | $25.00 | 6/2/2010 11:38:20 PM |
| blitzen40 | $25.00 | $25.00 | 6/2/2010 7:49:12 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 11:28:26 AM |
| periko | $50.00 | $50.00 | 6/4/2010 7:15:17 AM |
| pyungpyung | $39.28 | $39.28 | 6/4/2010 11:23:49 AM |
| payment-halo | $25.00 | $25.00 | 6/4/2010 2:32:12 PM |
| new-smart-fund | $30.19 | $30.19 | 6/4/2010 4:32:51 PM |
| wlm3012 | $25.00 | $25.00 | 6/6/2010 12:01:11 PM |
| NekHoldings | $25.00 | $25.00 | 6/7/2010 7:23:15 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/6/2010 4:05:05 PM |
| Aberdeen | $400.00 | $400.00 | 6/7/2010 7:24:46 AM |
| golffish2 | $200.00 | $200.00 | 6/7/2010 8:42:17 AM |
| dynrep | $25.00 | $25.00 | 6/7/2010 10:22:15 AM |
| trumpeter7 | $50.00 | $50.00 | 6/7/2010 10:57:28 AM |
| realtormoises | $25.00 | $25.00 | 6/7/2010 9:40:24 AM |
| nilonc1 | $225.00 | $225.00 | 6/6/2010 11:06:18 PM |
| greenback-chairman5 | $25.00 | $25.00 | 6/7/2010 11:53:49 AM |
| Leshan | $77.00 | $77.00 | 6/7/2010 7:21:43 PM |
| Gobsek | $25.00 | $25.00 | 6/7/2010 7:03:01 PM |
| Sudoku | $32.60 | $32.60 | 6/7/2010 9:59:49 PM |
| YoungTaxMan | $300.00 | $300.00 | 6/7/2010 11:31:41 PM |
| bid-caballero | $30.00 | $30.00 | 6/7/2010 7:55:34 PM |
| RecoveryLender | $25.00 | $25.00 | 6/7/2010 5:03:25 PM |
| neorunner | $25.00 | $25.00 | 6/7/2010 7:10:04 PM |
| sensible-fund | $25.50 | $25.50 | 6/7/2010 10:36:04 PM |
| twjh | $25.00 | $25.00 | 6/7/2010 10:50:33 PM |
| SouthernRemarketing | $25.00 | $25.00 | 6/7/2010 10:59:55 PM |
| MrPie | $25.00 | $25.00 | 6/7/2010 11:25:56 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 1:49:39 PM |
| Legally_Blonde | $100.00 | $100.00 | 6/1/2010 4:15:40 PM |
| MoneyForNothing | $25.00 | $25.00 | 6/1/2010 6:17:41 PM |
| golffish2 | $200.00 | $200.00 | 6/2/2010 4:44:45 AM |
| chameleon125 | $75.00 | $75.00 | 6/2/2010 9:08:50 AM |
| Kash2010lu | $50.00 | $50.00 | 6/1/2010 6:06:59 PM |
| red-favorable-basis | $25.00 | $25.00 | 6/1/2010 6:28:55 PM |
| order-bee1 | $75.00 | $75.00 | 6/2/2010 7:57:04 PM |
| victor111 | $100.00 | $100.00 | 6/3/2010 6:53:43 AM |
| big_balla_papi | $25.00 | $25.00 | 6/3/2010 7:12:26 AM |
| Amber_Stone | $50.00 | $50.00 | 6/3/2010 9:08:56 AM |
| Rip128 | $100.00 | $100.00 | 6/3/2010 6:13:48 AM |
| return-grizzly | $100.00 | $100.00 | 6/3/2010 6:30:35 AM |
| marinbb | $60.62 | $60.62 | 6/3/2010 8:33:47 PM |
| buffalobills | $25.00 | $25.00 | 6/4/2010 1:28:10 PM |
| Kash2010lu | $25.00 | $25.00 | 6/4/2010 9:50:09 AM |
| SolarMoonshine | $25.00 | $25.00 | 6/4/2010 10:12:36 AM |
| unger | $50.00 | $50.00 | 6/4/2010 11:45:10 AM |
| ustfu | $49.13 | $49.13 | 6/4/2010 12:22:41 PM |
| aztocas | $25.00 | $25.00 | 6/4/2010 11:41:42 AM |
| Amber_Stone | $62.20 | $62.20 | 6/5/2010 6:49:09 AM |
| zone6 | $200.00 | $200.00 | 6/4/2010 9:34:49 PM |
| innovator2 | $66.42 | $66.42 | 6/5/2010 10:30:31 PM |
| principal-jedi | $50.00 | $50.00 | 6/5/2010 4:49:43 AM |
| Aberdeen | $400.00 | $400.00 | 6/7/2010 7:24:44 AM |
| golffish2 | $100.00 | $100.00 | 6/7/2010 8:44:34 AM |
| income-rotation9 | $25.00 | $25.00 | 6/6/2010 3:23:01 PM |
| Engineer44 | $29.00 | $29.00 | 6/7/2010 12:03:58 PM |
| well-mannered-income3 | $30.00 | $30.00 | 6/7/2010 1:43:33 PM |
| Kash2010lu | $25.00 | $25.00 | 6/7/2010 4:41:22 PM |
| Legally_Blonde | $100.00 | $100.00 | 6/7/2010 4:32:26 PM |
| Sudoku | $33.53 | $33.53 | 6/7/2010 4:43:33 PM |
| treasure-bear9 | $25.00 | $25.00 | 6/7/2010 4:48:45 PM |
| UCLA4life | $25.00 | $25.00 | 6/7/2010 7:48:38 PM |
| aztocas | $25.00 | $25.00 | 6/7/2010 10:05:14 PM |
| Thylow | $500.00 | $359.53 | 6/7/2010 10:46:48 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
460971
This series of Notes was issued and sold upon the funding of the borrower loan #42904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.45% |
Final borrower rate/APR:
| 34.45% / 36.90% |
Final monthly payment:
| $224.63 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 7 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,752 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 53% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| rjmdez |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
pay off my credit cards
My financial situation:
I am a good candidate for this loan because?
im in the military ????
Monthly net income: $
2806
Monthly expenses: $
??Housing: $
275
??Insurance: $
55
??Car expenses: $
175
??Utilities: $ 20
??Phone, cable, internet: $
90
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| superb-kindness2 | $50.00 | $50.00 | 6/2/2010 10:06:47 AM |
| AdamsWay | $35.00 | $35.00 | 6/2/2010 11:02:19 PM |
| golffish2 | $100.00 | $100.00 | 6/3/2010 4:11:01 AM |
| marketplace-broker3 | $25.00 | $25.00 | 6/3/2010 4:39:07 PM |
| FL-Lender | $25.00 | $25.00 | 6/3/2010 3:28:44 PM |
| unger | $50.00 | $50.00 | 6/4/2010 3:16:13 AM |
| hopeful-point | $250.00 | $250.00 | 6/4/2010 8:59:25 PM |
| exchange-dreams | $25.00 | $25.00 | 6/5/2010 8:05:21 AM |
| systematic-loan | $25.00 | $25.00 | 6/6/2010 12:47:46 PM |
| JGuide | $26.23 | $26.23 | 6/7/2010 6:18:48 AM |
| cash-arboretum | $51.11 | $51.11 | 6/7/2010 12:32:52 PM |
| l2fp | $116.16 | $116.16 | 6/7/2010 8:14:03 PM |
| brokerplus | $58.00 | $58.00 | 6/8/2010 4:52:04 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 6/8/2010 6:33:32 AM |
| scholarly-kindness0 | $25.00 | $25.00 | 6/7/2010 8:29:23 PM |
| lendstats_com | $100.00 | $100.00 | 6/7/2010 9:21:34 PM |
| Bobusa | $25.00 | $25.00 | 6/8/2010 4:53:48 AM |
| principal-laser | $40.00 | $40.00 | 6/8/2010 5:37:16 AM |
| Bob450 | $25.00 | $25.00 | 6/8/2010 8:14:58 AM |
| gpuck | $25.00 | $25.00 | 6/7/2010 9:23:26 PM |
| MrDance123 | $50.00 | $50.00 | 6/8/2010 12:23:01 PM |
| Kyileo | $25.00 | $25.00 | 6/8/2010 7:08:46 AM |
| back-scratchers | $25.00 | $25.00 | 6/8/2010 8:58:35 AM |
| Snoopylover | $25.00 | $25.00 | 6/8/2010 2:44:53 PM |
| credit-elation1 | $25.00 | $25.00 | 6/8/2010 12:17:39 PM |
| 56bones | $25.00 | $25.00 | 6/8/2010 12:22:57 PM |
| order-bee1 | $50.00 | $50.00 | 6/8/2010 1:08:48 PM |
| income-rocker2 | $34.63 | $34.63 | 6/8/2010 1:51:47 PM |
| worldly-gold | $50.00 | $50.00 | 6/8/2010 2:14:05 PM |
| Core-Marketing | $68.87 | $68.87 | 6/8/2010 2:32:24 PM |
| Rulea72 | $55.64 | $55.64 | 6/8/2010 3:43:35 PM |
| riveting-credit5 | $500.00 | $419.89 | 6/8/2010 4:34:54 PM |
| payment-halo | $25.00 | $25.00 | 6/8/2010 4:35:51 PM |
| inspiring-reward | $200.00 | $200.00 | 6/1/2010 4:48:57 PM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 6:52:23 AM |
| DasMula | $25.00 | $25.00 | 6/2/2010 9:23:49 AM |
| Military-2-Military | $1,000.00 | $1,000.00 | 6/2/2010 8:43:58 PM |
| skillful-asset5 | $35.00 | $35.00 | 6/3/2010 1:54:51 PM |
| rallytime | $75.00 | $75.00 | 6/3/2010 6:46:16 PM |
| well-mannered-income3 | $40.00 | $40.00 | 6/3/2010 3:13:01 PM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 3:17:31 PM |
| hidavehi | $28.00 | $28.00 | 6/3/2010 8:28:50 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 11:25:06 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 6/4/2010 11:55:42 AM |
| Kash2010lu | $35.00 | $35.00 | 6/4/2010 10:03:14 AM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 11:25:21 AM |
| order-bee1 | $50.00 | $50.00 | 6/4/2010 4:28:12 PM |
| wlm3012 | $50.00 | $50.00 | 6/5/2010 11:04:56 AM |
| green-thoughtful-yield | $100.00 | $100.00 | 6/5/2010 12:19:22 PM |
| loanman2007 | $75.00 | $75.00 | 6/6/2010 11:18:47 AM |
| lepolgr | $50.00 | $50.00 | 6/7/2010 1:40:41 PM |
| Gbrad88 | $100.00 | $100.00 | 6/7/2010 2:56:49 PM |
| dynrep | $25.00 | $25.00 | 6/7/2010 10:24:04 AM |
| gold-cluster | $100.00 | $100.00 | 6/7/2010 8:45:05 AM |
| realtormoises | $25.00 | $25.00 | 6/7/2010 9:42:51 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 6/7/2010 4:21:08 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 9:51:10 AM |
| Ronnieboy888 | $25.00 | $25.00 | 6/8/2010 8:30:20 AM |
| buffalobills | $25.00 | $25.00 | 6/8/2010 9:23:45 AM |
| farchoir | $25.00 | $25.00 | 6/8/2010 12:02:47 PM |
| lendstats_com | $162.00 | $162.00 | 6/8/2010 1:21:15 PM |
| investment-visionary | $37.00 | $37.00 | 6/8/2010 12:05:06 PM |
| 124SpiderMan | $50.00 | $50.00 | 6/8/2010 2:57:46 PM |
| Legally_Blonde | $25.00 | $25.00 | 6/8/2010 1:51:59 PM |
| epic-payout | $82.47 | $82.47 | 6/8/2010 4:14:55 PM |
| 65 bids
|
Borrower Payment Dependent Notes Series
461343
This series of Notes was issued and sold upon the funding of the borrower loan #42885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jun-04-2010 |
| |
Auction end date:
| Jun-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 22
/
18 | Length of status: | 15y 3m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 57 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,467 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| rate-powerplant8 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need short term loan.
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How do you define 'short term'? How soon are you going to pay off the loan? Thanks and good luck. - cybercop45
A:
I will be paying off the loan by the end of July.
(Jun-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| euro-banker | $25.00 | $25.00 | 6/4/2010 4:15:07 PM |
| glimmering-point | $25.00 | $25.00 | 6/4/2010 4:22:11 PM |
| ericb674 | $25.00 | $25.00 | 6/4/2010 4:23:42 PM |
| ah-long | $25.00 | $25.00 | 6/4/2010 4:25:18 PM |
| _wally_ | $25.00 | $25.00 | 6/4/2010 4:23:46 PM |
| burrito6 | $25.00 | $25.00 | 6/4/2010 4:24:59 PM |
| veneziani | $25.00 | $25.00 | 6/4/2010 4:25:16 PM |
| burgeoning-silver | $25.00 | $25.00 | 6/4/2010 4:25:19 PM |
| hptcrabbers | $25.00 | $25.00 | 6/4/2010 4:15:01 PM |
| jazz619 | $25.00 | $25.00 | 6/4/2010 4:21:19 PM |
| feedpaulyfaster | $25.00 | $25.00 | 6/4/2010 4:22:17 PM |
| social-conductor4 | $25.00 | $25.00 | 6/4/2010 4:23:14 PM |
| tjone69 | $30.00 | $30.00 | 6/4/2010 4:23:47 PM |
| yomanie | $25.00 | $25.00 | 6/4/2010 4:25:17 PM |
| unger | $50.00 | $50.00 | 6/4/2010 7:24:31 PM |
| GS-ROCK | $25.00 | $25.00 | 6/7/2010 8:25:41 AM |
| cybercop45 | $25.00 | $25.00 | 6/7/2010 5:05:16 AM |
| jldallover | $25.00 | $25.00 | 6/4/2010 4:23:45 PM |
| balance-warrior | $25.00 | $25.00 | 6/4/2010 4:23:32 PM |
| proper-penny7 | $25.00 | $25.00 | 6/4/2010 4:24:07 PM |
| gotjack | $25.00 | $25.00 | 6/4/2010 4:25:15 PM |
| Speculator | $84.83 | $84.83 | 6/4/2010 4:25:19 PM |
| samo102us | $25.00 | $25.00 | 6/4/2010 4:25:36 PM |
| reflective-rupee | $100.00 | $100.00 | 6/4/2010 5:00:34 PM |
| scottr | $25.00 | $25.00 | 6/4/2010 4:23:11 PM |
| m_srini | $50.00 | $50.00 | 6/4/2010 4:24:02 PM |
| RMB-Investments | $25.00 | $25.00 | 6/4/2010 4:24:39 PM |
| direct-yield | $25.00 | $25.00 | 6/4/2010 4:25:21 PM |
| bassman2 | $25.00 | $10.17 | 6/4/2010 4:25:46 PM |
| glroark | $50.00 | $50.00 | 6/6/2010 4:40:18 PM |
| wlm3012 | $50.00 | $50.00 | 6/6/2010 11:14:22 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
461721
This series of Notes was issued and sold upon the funding of the borrower loan #42902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,499.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $181.87 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $181.87 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 5m |
|
Credit score:
| 700-719 (Jun-2010) |
Total credit lines:
| 7 |
Occupation: | Psychologist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,472 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| blissful-finance7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all my debt
Purpose of loan:
This loan will be used to pay of my high interest rate Walmart, Visa and billmelater acct.
My financial situation:
I am a good candidate for this loan because I am Full Time and should be getting bumped up to supervisor with the next available opening. I have never defaulted on anything in my life and would rather take out this loan then borrowing from my 401k
Monthly net income: $3000+ (depending on O.T.) holidays - On track to make over $54,000 this year
Monthly expenses: $
??Housing: $
1080
??Insurance: $
81
??Car expenses: $
0 I own the pink slip on my 2007 vehicle
??Utilities: $
100
??Phone, cable, internet: $
120
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $ 100 (Just my student loan would be remaining which I pay $100)
??Other expenses: $
300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| treasure-bliss | $100.00 | $100.00 | 6/7/2010 4:30:26 PM |
| shrewd-peace7 | $35.00 | $35.00 | 6/7/2010 4:17:32 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:39:37 PM |
| zorg77 | $25.00 | $25.00 | 6/7/2010 4:40:09 PM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 4:44:53 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 4:46:00 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:10 PM |
| orderly-leverage | $30.00 | $30.00 | 6/7/2010 4:38:30 PM |
| personal-lender | $25.00 | $25.00 | 6/7/2010 4:39:00 PM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:40:02 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:33 PM |
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:26:58 PM |
| Anny-Disco | $50.00 | $50.00 | 6/7/2010 4:43:05 PM |
| autonomous-truth | $25.00 | $25.00 | 6/7/2010 6:57:33 PM |
| Interstate_Rate | $164.17 | $164.17 | 6/7/2010 4:43:46 PM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 4:30:35 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:28 PM |
| stock106 | $30.00 | $30.00 | 6/7/2010 4:46:33 PM |
| danthemon35 | $25.00 | $25.00 | 6/7/2010 5:44:43 PM |
| iLoaner | $25.00 | $25.00 | 6/7/2010 7:47:24 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:38:04 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:39:54 PM |
| special-responsibility | $25.00 | $25.00 | 6/7/2010 8:17:32 PM |
| MADAOO7 | $50.00 | $50.00 | 6/7/2010 4:41:28 PM |
| papaloha | $28.10 | $28.10 | 6/7/2010 6:53:09 PM |
| gotjack | $25.00 | $25.00 | 6/7/2010 7:11:06 PM |
| coachmike15 | $25.00 | $25.00 | 6/7/2010 4:44:49 PM |
| just-money930 | $50.00 | $50.00 | 6/7/2010 4:45:49 PM |
| tallmon | $25.00 | $25.00 | 6/7/2010 7:27:28 PM |
| tech_helper | $25.00 | $25.00 | 6/7/2010 11:09:46 PM |
| Thylow | $25.00 | $25.00 | 6/7/2010 4:46:24 PM |
| IIP77 | $25.00 | $25.00 | 6/7/2010 7:47:01 PM |
| graceful-investment | $25.00 | $25.00 | 6/8/2010 1:15:03 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 6/8/2010 1:20:16 AM |
| JagFan | $25.00 | $25.00 | 6/8/2010 4:30:18 AM |
| JGB | $85.00 | $85.00 | 6/7/2010 5:29:38 PM |
| dime-fighter | $25.00 | $25.00 | 6/7/2010 8:16:21 PM |
| Streetfighter | $50.00 | $50.00 | 6/7/2010 8:17:39 PM |
| dedicated-diversification5 | $95.89 | $95.89 | 6/7/2010 8:18:28 PM |
| auction-workhorse679 | $25.00 | $25.00 | 6/8/2010 7:00:54 AM |
| mizount | $25.00 | $25.00 | 6/8/2010 7:01:05 AM |
| TaxAcct_444 | $25.41 | $25.41 | 6/7/2010 6:47:46 PM |
| lending_well | $25.00 | $25.00 | 6/7/2010 9:19:47 PM |
| a-special-power | $25.00 | $25.00 | 6/8/2010 8:09:40 AM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 6/8/2010 1:09:49 AM |
| tkr2 | $25.00 | $25.00 | 6/7/2010 8:05:58 PM |
| Comoparklender | $25.00 | $25.00 | 6/7/2010 8:06:13 PM |
| peterpossum | $25.00 | $25.00 | 6/8/2010 6:49:43 AM |
| zone6 | $100.00 | $100.00 | 6/7/2010 8:18:03 PM |
| time4aloan | $30.00 | $30.00 | 6/8/2010 7:01:11 AM |
| elegant-bonus | $25.00 | $25.00 | 6/7/2010 8:18:30 PM |
| riproaringrapids | $25.00 | $25.00 | 6/8/2010 10:29:48 AM |
| deal-hickory5 | $50.00 | $50.00 | 6/8/2010 11:28:26 AM |
| asset-equilibrium0 | $50.00 | $50.00 | 6/7/2010 10:30:18 PM |
| industrious-dedication | $25.00 | $25.00 | 6/8/2010 1:09:57 AM |
| social-conductor4 | $25.00 | $25.00 | 6/8/2010 1:14:51 AM |
| supreme-bonus0 | $25.00 | $25.00 | 6/8/2010 1:15:26 AM |
| sharp-money3 | $25.00 | $25.00 | 6/8/2010 9:19:40 AM |
| Artist_Blue | $25.00 | $25.00 | 6/8/2010 9:31:10 AM |
| Elbanko | $25.00 | $25.00 | 6/8/2010 8:25:19 AM |
| famous-bill | $50.00 | $50.00 | 6/8/2010 11:52:27 AM |
| market-walnut5 | $50.00 | $50.00 | 6/8/2010 11:52:31 AM |
| durability-keeper | $25.00 | $25.00 | 6/8/2010 8:59:24 AM |
| influential-compassion9 | $50.00 | $50.00 | 6/8/2010 11:28:29 AM |
| money-bauble | $66.17 | $66.17 | 6/8/2010 11:29:37 AM |
| n036939 | $25.00 | $25.00 | 6/8/2010 12:01:36 PM |
| camaraderi-workhorse | $25.00 | $25.00 | 6/8/2010 12:05:49 PM |
| macgeek | $25.00 | $25.00 | 6/8/2010 12:06:55 PM |
| cognizant-rate732 | $50.00 | $50.00 | 6/8/2010 12:09:24 PM |
| heerzaquestion | $25.00 | $25.00 | 6/8/2010 1:22:43 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:19 PM |
| Rattlehead | $25.00 | $25.00 | 6/7/2010 5:00:05 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:32 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/7/2010 5:29:24 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:07 PM |
| hopethisworks | $25.00 | $25.00 | 6/7/2010 6:15:31 PM |
| desertoasis | $25.00 | $25.00 | 6/7/2010 4:42:10 PM |
| best-point-flow | $50.00 | $50.00 | 6/7/2010 4:43:27 PM |
| momoney2lend | $25.00 | $25.00 | 6/7/2010 7:11:04 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 4:46:15 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:19 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 6/7/2010 8:16:02 PM |
| coin-investor | $25.00 | $25.00 | 6/7/2010 8:16:37 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/7/2010 4:42:23 PM |
| supreme-hope | $25.00 | $25.00 | 6/7/2010 4:44:21 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/7/2010 10:30:22 PM |
| Thylow | $150.00 | $150.00 | 6/7/2010 10:40:07 PM |
| inspiring-reward | $75.00 | $75.00 | 6/7/2010 7:32:19 PM |
| Jonb6919 | $25.00 | $25.00 | 6/7/2010 8:06:25 PM |
| oldmora | $38.03 | $38.03 | 6/7/2010 8:07:38 PM |
| useful-p2ploan | $50.00 | $50.00 | 6/7/2010 8:16:39 PM |
| czar3 | $40.00 | $40.00 | 6/7/2010 8:17:31 PM |
| benefit-squirrel | $25.00 | $25.00 | 6/7/2010 8:17:49 PM |
| hard-working-loot | $25.00 | $25.00 | 6/7/2010 8:18:24 PM |
| kindness-percolator5 | $25.00 | $25.00 | 6/8/2010 7:01:09 AM |
| scottr | $25.00 | $25.00 | 6/7/2010 9:04:38 PM |
| actvtrdr | $32.23 | $32.23 | 6/8/2010 8:44:46 AM |
| brother_tam | $50.00 | $50.00 | 6/7/2010 7:26:06 PM |
| bowdish1 | $50.00 | $50.00 | 6/7/2010 7:28:03 PM |
| purdue98 | $25.00 | $25.00 | 6/7/2010 7:28:11 PM |
| Vennela | $25.00 | $25.00 | 6/8/2010 1:19:55 AM |
| mydreamsagain | $25.00 | $25.00 | 6/8/2010 9:59:40 AM |
| basis-mammal | $25.00 | $25.00 | 6/7/2010 8:16:07 PM |
| melodious-fairness | $25.00 | $25.00 | 6/7/2010 8:17:55 PM |
| DasMula | $25.00 | $25.00 | 6/8/2010 10:19:48 AM |
| piter-to-la-investment | $25.00 | $25.00 | 6/7/2010 8:19:51 PM |
| mesfinity | $25.00 | $25.00 | 6/7/2010 11:20:18 PM |
| queenfela | $50.00 | $50.00 | 6/8/2010 9:15:41 AM |
| point-shooter | $25.00 | $25.00 | 6/8/2010 9:15:50 AM |
| parsec9 | $25.00 | $25.00 | 6/8/2010 9:35:53 AM |
| Whipster | $50.00 | $50.00 | 6/8/2010 5:05:24 AM |
| Viamin | $25.00 | $25.00 | 6/8/2010 7:00:25 AM |
| Gibbyland | $50.00 | $50.00 | 6/8/2010 7:01:18 AM |
| peace-missile | $25.00 | $25.00 | 6/8/2010 8:19:51 AM |
| the-silver-blaster | $25.00 | $25.00 | 6/8/2010 11:52:28 AM |
| systemlender | $25.00 | $25.00 | 6/8/2010 12:07:03 PM |
| crippledcircus | $75.00 | $75.00 | 6/8/2010 2:43:59 PM |
| dschaaf | $25.00 | $25.00 | 6/8/2010 9:45:51 AM |
| suomynona | $25.00 | $25.00 | 6/8/2010 12:05:50 PM |
| dollar-birdie | $25.00 | $25.00 | 6/8/2010 12:05:58 PM |
| a275ranger | $25.00 | $3.00 | 6/8/2010 12:07:26 PM |
| MattProsper | $50.00 | $50.00 | 6/8/2010 3:09:17 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
461733
This series of Notes was issued and sold upon the funding of the borrower loan #42876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jun-07-2010 |
| |
Auction end date:
| Jun-08-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $133.40 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $133.40 |
| |
|
Auction yield range:
| 10.98% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 0m |
|
Credit score:
| 660-679 (Jun-2010) |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $13,550 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $369 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| compassion-mover |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
|
|
Principal balance:
| $2,296.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
paying off credit cards
Purpose of loan:
This loan will used to get out of high interest debt.
My financial situation:
I am a good candidate for this loan because i pay all my bills on time, have a stable job as an RN that the economy has not effected, and will have no trouble paying off the loan.
Monthly net income: $
5000
Monthly expenses: $
??Housing: $
1000
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 160
??Phone, cable, internet: $
100
??Food, entertainment: $
250
??Clothing, household expenses $
100
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $35.00 | $35.00 | 6/7/2010 4:17:32 PM |
| SNH | $50.00 | $50.00 | 6/7/2010 4:38:05 PM |
| zorg77 | $25.00 | $25.00 | 6/7/2010 4:40:09 PM |
| JGB | $92.10 | $92.10 | 6/7/2010 4:42:17 PM |
| inspiring-reward | $40.91 | $40.91 | 6/7/2010 4:43:03 PM |
| Rattlehead | $25.00 | $25.00 | 6/7/2010 4:43:24 PM |
| coachmike15 | $25.00 | $25.00 | 6/7/2010 4:44:48 PM |
| just-money930 | $50.00 | $50.00 | 6/7/2010 4:45:48 PM |
| S-Master | $25.00 | $25.00 | 6/7/2010 4:18:09 PM |
| svandgts | $48.20 | $48.20 | 6/7/2010 4:58:47 PM |
| deal-hickory5 | $25.00 | $25.00 | 6/7/2010 5:40:39 PM |
| worth-arch | $25.00 | $25.00 | 6/7/2010 4:38:18 PM |
| corvettejrw | $25.28 | $25.28 | 6/7/2010 6:14:30 PM |
| Bank42 | $50.00 | $50.00 | 6/7/2010 4:39:36 PM |
| mbwillma | $25.00 | $25.00 | 6/7/2010 6:27:48 PM |
| green-thoughtful-yield | $50.00 | $50.00 | 6/7/2010 4:40:32 PM |
| IIP77 | $25.00 | $25.00 | 6/7/2010 6:32:12 PM |
| dspmn | $26.00 | $26.00 | 6/7/2010 6:32:42 PM |
| payment-gusto | $25.00 | $25.00 | 6/7/2010 4:26:56 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 6/7/2010 4:42:22 PM |
| jrbill1998 | $50.00 | $50.00 | 6/7/2010 4:42:44 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/7/2010 4:43:45 PM |
| treasure-bliss | $100.00 | $100.00 | 6/7/2010 4:30:25 PM |
| successful-euro | $30.00 | $30.00 | 6/7/2010 4:30:35 PM |
| supreme-hope | $25.00 | $25.00 | 6/7/2010 4:44:20 PM |
| Ocean713 | $50.00 | $50.00 | 6/7/2010 4:44:52 PM |
| mtandb | $25.00 | $25.00 | 6/7/2010 7:25:37 PM |
| brother_tam | $50.00 | $50.00 | 6/7/2010 7:26:05 PM |
| tallmon | $25.00 | $25.00 | 6/7/2010 7:27:27 PM |
| godzig | $25.00 | $25.00 | 6/7/2010 7:45:55 PM |
| danthemon35 | $25.00 | $25.00 | 6/7/2010 5:44:43 PM |
| iLoaner | $25.00 | $25.00 | 6/7/2010 7:47:22 PM |
| Rich221976 | $25.00 | $25.00 | 6/7/2010 6:11:56 PM |
| top-historic-peso | $26.00 | $26.00 | 6/7/2010 4:38:07 PM |
| E2BGR8 | $25.00 | $25.00 | 6/7/2010 8:02:52 PM |
| personal-lender | $25.00 | $25.00 | 6/7/2010 4:39:01 PM |
| power-pagoda | $25.00 | $25.00 | 6/7/2010 4:40:02 PM |
| whynormal | $25.00 | $25.00 | 6/7/2010 6:53:12 PM |
| seisen | $75.05 | $75.05 | 6/7/2010 6:53:45 PM |
| Anny-Disco | $50.00 | $50.00 | 6/7/2010 4:43:05 PM |
| gotjack | $25.00 | $25.00 | 6/7/2010 7:11:05 PM |
| pavelz | $50.00 | $50.00 | 6/7/2010 4:45:27 PM |
| Share_The_Wealth | $50.00 | $50.00 | 6/7/2010 7:26:28 PM |
| stock106 | $30.00 | $30.00 | 6/7/2010 4:46:33 PM |
| peterpossum | $25.00 | $25.00 | 6/7/2010 7:45:13 PM |
| randsenterprise | $25.00 | $25.00 | 6/7/2010 7:46:39 PM |
| piter-to-la-investment | $25.00 | $25.00 | 6/7/2010 7:48:23 PM |
| rlndln | $25.00 | $25.00 | 6/7/2010 8:01:46 PM |
| RebuildALife | $25.00 | $25.00 | 6/7/2010 6:28:51 PM |
| logical-loyalty0 | $25.00 | $25.00 | 6/7/2010 6:30:09 PM |
| supreme-bonus0 | $25.00 | $25.00 | 6/7/2010 6:34:36 PM |
| lend2end | $25.00 | $25.00 | 6/7/2010 6:51:02 PM |
| papaloha | $50.00 | $50.00 | 6/7/2010 6:53:08 PM |
| lender12345 | $25.00 | $25.00 | 6/7/2010 9:16:17 PM |
| Sibelius2 | $25.00 | $25.00 | 6/7/2010 7:09:21 PM |
| Free-the-usa-1776 | $25.00 | $25.00 | 6/7/2010 7:45:07 PM |
| fuzed | $30.00 | $30.00 | 6/7/2010 7:48:06 PM |
| smloanbigresult | $25.00 | $25.00 | 6/7/2010 8:02:58 PM |
| cash-spark3 | $25.00 | $25.00 | 6/7/2010 4:37:18 PM |
| qwsd12 | $40.00 | $40.00 | 6/7/2010 4:37:31 PM |
| simplelender80 | $50.00 | $50.00 | 6/7/2010 4:39:54 PM |
| MADAOO7 | $50.00 | $50.00 | 6/7/2010 4:41:27 PM |
| best-point-flow | $50.00 | $50.00 | 6/7/2010 4:43:26 PM |
| social-vibrato | $25.00 | $25.00 | 6/7/2010 4:46:14 PM |
| JustMee | $25.00 | $25.00 | 6/7/2010 5:41:15 PM |
| LuvToLend | $25.00 | $25.00 | 6/7/2010 6:15:24 PM |
| drg6289 | $25.00 | $25.00 | 6/7/2010 6:29:55 PM |
| jonn834 | $25.00 | $25.00 | 6/7/2010 6:32:46 PM |
| Dubbs360 | $41.24 | $41.24 | 6/7/2010 6:53:15 PM |
| autonomous-truth | $25.00 | $25.00 | 6/7/2010 4:44:19 PM |
| momoney2lend | $25.00 | $25.00 | 6/7/2010 7:11:03 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 6/7/2010 7:27:43 PM |
| PRGuyinVA | $25.00 | $25.00 | 6/7/2010 4:58:22 PM |
| Kreditorium | $32.44 | $32.44 | 6/7/2010 7:45:01 PM |
| Phantom99 | $25.00 | $25.00 | 6/7/2010 4:37:40 PM |
| orderly-leverage | $30.00 | $30.00 | 6/7/2010 4:38:29 PM |
| ixoyefreak | $25.00 | $25.00 | 6/7/2010 6:27:29 PM |
| atothez | $25.94 | $25.94 | 6/7/2010 6:51:37 PM |
| desertoasis | $25.00 | $25.00 | 6/7/2010 4:42:09 PM |
| Comoparklender | $25.00 | $25.00 | 6/7/2010 7:26:34 PM |
| commerce-handshake | $25.00 | $25.00 | 6/7/2010 4:46:00 PM |
| teller | $25.00 | $25.00 | 6/7/2010 7:48:35 PM |
| Ducatiman1978 | $25.00 | $25.00 | 6/7/2010 6:14:04 PM |
| chief_wo | $25.00 | $25.00 | 6/7/2010 6:14:23 PM |
| hopethisworks | $25.00 | $25.00 | 6/7/2010 6:15:29 PM |
| autonomous-basis | $25.00 | $25.00 | 6/7/2010 6:30:07 PM |
| greatwhiteninja | $25.00 | $25.00 | 6/7/2010 6:30:46 PM |
| kurg | $25.00 | $25.00 | 6/7/2010 6:48:03 PM |
| GracieLuLu04 | $25.00 | $25.00 | 6/7/2010 7:10:53 PM |
| bowdish1 | $50.00 | $50.00 | 6/7/2010 7:28:02 PM |
| purdue98 | $25.00 | $25.00 | 6/7/2010 7:28:10 PM |
| famous-hope | $25.00 | $25.00 | 6/7/2010 7:45:19 PM |
| cashonhand | $25.00 | $21.84 | 6/7/2010 8:03:51 PM |
| 93 bids
|