Sales Report:Supplement No. 213 dated Jun 08, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 453433
This series of Notes was issued and sold upon the funding of the borrower loan #42868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $167.01
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $167.01
 
Auction yield range: 7.99% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1996 Debt/Income ratio: 29%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 10Length of status:3y 1m
Credit score: 680-699 (May-2010) Total credit lines: 38 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $31,359Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: order-stronghold5 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Credit Card- Bye Bye BoA!
Purpose of loan:
This loan will be used to pay off my Bank of America credit card. BoA greatly increased my interest rate over the last year and recently cut my credit line as well. I don?t want to do business with them any more. Their loss is your gain! This is my first experience with a peer-to-peer loan- it seems like a good deal for everyone involved.

This loan will be used to pay off the credit card. I will cancel the card after payoff. The payment for this loan will be approximately the same as the minimum monthly payment for the credit card.

My financial situation:
I am a good candidate for this loan because I have an impeccable payment history. I have never missed a payment or defaulted on any loan, ever.

I have a steady, well-paying job as a lead engineer with a stable Fortune 50 company. I?ve been with this company for 3 years and have been in the industry for over 9. I recently completed an MBA and will likely be receiving a promotion within the next few months. My wife is employed by the federal government in the medical field and has 10 years of seniority in her agency. We have significant financial investments, over $100k, but choose to carry debt and keep our investments intact. Our AGI was $123,996 on our 2009 tax return.

Monthly net income: $ 7450 (household, not including bonuses or investment income)

Monthly expenses: $ 7000 (household, approximate)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.006/1/2010 11:56:50 AM
Avala$50.00$50.006/1/2010 12:04:21 PM
ddog0224$25.00$25.006/1/2010 12:05:04 PM
SNH$50.00$50.006/1/2010 12:03:05 PM
top-historic-peso$25.00$25.006/1/2010 12:03:24 PM
integrity-trumpet$50.00$50.006/1/2010 12:06:41 PM
the-profit-oracle$25.00$25.006/1/2010 12:12:55 PM
power-pagoda$26.00$26.006/1/2010 12:19:15 PM
worth-arch$25.00$25.006/1/2010 12:03:54 PM
simplelender80$100.00$100.006/1/2010 12:16:57 PM
american6$25.00$25.006/1/2010 12:05:46 PM
balanced-bill7$100.00$100.006/1/2010 12:10:13 PM
decisive-capital$100.00$100.006/1/2010 4:06:57 PM
bchen78875$25.00$25.006/1/2010 12:12:19 PM
Bank42$50.00$50.006/1/2010 12:16:00 PM
Clambake$41.21$41.216/1/2010 4:37:52 PM
rose88$25.00$25.006/1/2010 4:38:31 PM
TennSquire$25.00$25.006/1/2010 4:38:35 PM
dollar-oracle55$25.00$25.006/1/2010 7:18:12 PM
wayman$25.00$25.006/1/2010 7:42:00 PM
money2k$25.00$25.006/1/2010 5:36:42 PM
KiwiElf$25.00$25.006/1/2010 4:34:16 PM
Tradesmanlender$25.00$25.006/1/2010 4:36:20 PM
treasure-bliss$100.00$100.006/2/2010 5:22:50 AM
flexible-value$26.00$26.006/1/2010 4:38:25 PM
Carpetkid$25.00$25.006/1/2010 4:38:38 PM
schnatty$50.00$50.006/2/2010 8:57:05 AM
teller$25.00$25.006/2/2010 8:52:05 AM
cash-spark3$25.00$25.006/2/2010 1:13:27 PM
samo102us$25.00$25.006/2/2010 2:46:45 PM
green-thoughtful-yield$25.00$25.006/2/2010 9:38:18 AM
caNative$25.00$25.006/2/2010 4:51:08 PM
jameskdean$25.00$25.006/2/2010 4:50:45 PM
DrStaff$60.00$60.006/2/2010 4:50:54 PM
biobulator$25.00$25.006/2/2010 4:51:00 PM
wizardii$25.00$25.006/2/2010 4:52:49 PM
DcUnited$30.00$30.006/2/2010 5:36:43 PM
stemper$50.00$50.006/2/2010 6:09:12 PM
Oupa-George$25.00$25.006/3/2010 4:21:51 AM
ndwayno$25.00$25.006/3/2010 6:22:06 AM
p2ploan-sensation211$25.00$25.006/2/2010 7:24:20 PM
anton$150.00$67.836/3/2010 6:22:31 AM
selfmademan$25.00$25.006/2/2010 9:46:50 PM
capital-kingdom$50.00$50.006/4/2010 6:33:24 AM
economy-producer$25.00$25.006/1/2010 12:03:04 PM
hrubinst$25.00$25.006/1/2010 12:03:56 PM
Phantom99$25.00$25.006/1/2010 12:04:39 PM
treasure-hunter270$25.00$25.006/1/2010 12:10:45 PM
ichibon$75.00$75.006/1/2010 12:13:23 PM
trustworthy-fairness$50.00$50.006/1/2010 12:15:43 PM
Pulchritudinous$25.00$25.006/1/2010 11:59:50 AM
MrBluesummers$50.00$50.006/1/2010 12:17:41 PM
systemlender$25.00$25.006/1/2010 12:16:37 PM
studious-bonus7$50.00$50.006/1/2010 12:03:36 PM
enthusiastic-balance5$100.00$100.006/1/2010 12:04:52 PM
chestnut4$25.00$25.006/1/2010 12:06:17 PM
objective-investor$100.00$100.006/1/2010 12:28:12 PM
bid-czar8$100.00$100.006/1/2010 4:09:21 PM
visionary-community$25.00$25.006/1/2010 4:10:31 PM
DasMula$25.00$25.006/1/2010 4:15:18 PM
Weaverville$50.00$50.006/1/2010 12:17:28 PM
A007$25.00$25.006/1/2010 12:17:33 PM
skuba$25.00$25.006/1/2010 4:37:33 PM
honorable-yield$50.00$50.006/1/2010 4:38:23 PM
riproaringrapids$25.00$25.006/1/2010 4:38:44 PM
GElender$38.33$38.336/1/2010 4:57:02 PM
orange-preeminant-bill$100.00$100.006/2/2010 5:31:53 AM
Josphine$25.00$25.006/1/2010 9:22:31 PM
IIP77$25.00$25.006/1/2010 4:33:01 PM
p1k4blu$25.00$25.006/1/2010 4:36:15 PM
satisfying-deal5$100.00$100.006/1/2010 4:36:28 PM
irrelevant$25.00$25.006/1/2010 4:38:17 PM
golden-wealth2$34.59$34.596/2/2010 12:11:59 PM
broepke$25.00$25.006/1/2010 5:36:43 PM
Bank_Of_XL$100.00$100.006/1/2010 5:49:20 PM
testguy$50.00$50.006/2/2010 10:57:30 AM
shrewd-deal$25.00$25.006/1/2010 8:22:51 PM
mmckune$25.00$25.006/2/2010 2:17:31 PM
brazilofmux$66.01$66.016/2/2010 6:22:08 AM
Artist_Blue$25.00$25.006/2/2010 7:18:12 AM
Ven58$25.00$25.006/2/2010 3:16:43 PM
twirl2$25.00$25.006/2/2010 4:06:56 PM
nodrivelpls$25.00$25.006/2/2010 4:50:43 PM
ualf$31.02$31.026/2/2010 4:50:49 PM
Searlzy$25.00$25.006/2/2010 4:51:10 PM
revenue-achievement$25.00$25.006/2/2010 4:51:15 PM
smart-return$25.00$25.006/2/2010 4:51:44 PM
bigphish$25.00$25.006/2/2010 4:54:00 PM
angeimack$25.00$25.006/2/2010 4:48:41 PM
iolaire$25.00$25.006/2/2010 4:50:38 PM
Onesiphorus$25.00$25.006/2/2010 4:50:47 PM
omerta6102$49.01$49.016/2/2010 4:50:50 PM
PhalanxBulldog$25.00$25.006/2/2010 4:50:52 PM
aldeed$25.00$25.006/2/2010 4:50:58 PM
the-silver-blaster$40.00$40.006/2/2010 6:16:44 PM
yield-lion$25.00$25.006/2/2010 4:51:04 PM
sshs$25.00$25.006/2/2010 4:51:13 PM
IP$25.00$25.006/2/2010 4:51:46 PM
topher515$25.00$25.006/2/2010 4:54:55 PM
bazzer$25.00$25.006/2/2010 9:46:36 PM
derec$25.00$25.006/3/2010 6:22:12 AM
Loan_Stranger$50.00$50.006/2/2010 7:58:55 PM
NJournalist$25.00$25.006/3/2010 3:22:25 AM
sgf$25.00$25.006/3/2010 6:22:18 AM
respectful-integrity3$40.00$40.006/3/2010 8:54:45 AM
divedude$25.00$25.006/3/2010 6:22:11 AM
courteous-bazaar$250.00$250.006/3/2010 10:08:55 PM
2grindstones$30.00$30.006/3/2010 10:25:59 PM
FinanceEngine$25.00$25.006/3/2010 4:28:59 PM
Lubava$25.00$25.006/4/2010 5:28:37 AM
WealthBuildingLessons$45.00$45.006/3/2010 7:04:24 PM
direct-asset$25.00$25.006/4/2010 7:40:03 AM
wild_carrot$25.00$25.006/4/2010 9:34:47 AM
enriching-dollar$25.00$25.006/4/2010 9:40:37 AM
114 bids
 
Borrower Payment Dependent Notes Series 458499
This series of Notes was issued and sold upon the funding of the borrower loan #42816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-17-2010 
  Auction end date:  May-24-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.99% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1997 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 10Length of status:0y 9m
Credit score: 720-739 (May-2010) Total credit lines: 27 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $19,452Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 80%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: dough-pony Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
figs4u2$80.00$80.005/17/2010 4:14:36 PM
kmr2$400.00$400.005/17/2010 4:14:23 PM
skuba$25.00$25.005/17/2010 4:14:27 PM
kind-adventurous-finance$25.00$25.005/17/2010 4:14:29 PM
fcukciti$50.00$50.005/17/2010 4:14:51 PM
bright-balance$25.00$25.005/17/2010 4:14:57 PM
bchen78875$50.00$50.005/17/2010 4:18:59 PM
alexstar$25.00$25.005/17/2010 4:15:33 PM
balanced-bill7$50.00$50.005/17/2010 4:15:37 PM
meteoric-trade$25.00$25.005/17/2010 4:15:54 PM
acropiloterau2002$25.00$25.005/17/2010 4:19:42 PM
djs81$50.00$50.005/17/2010 4:17:12 PM
majormoves1$25.00$25.005/17/2010 4:19:27 PM
billy_hoe_22$50.00$50.005/17/2010 4:16:15 PM
TK4$25.00$25.005/17/2010 4:20:03 PM
klinebarger$25.00$25.005/17/2010 4:22:40 PM
intelligent-yield$25.00$25.005/17/2010 4:22:34 PM
credit-coach118$40.00$40.005/17/2010 4:23:30 PM
tender-integrity3$50.00$50.005/17/2010 4:24:10 PM
dharma1$25.00$25.005/17/2010 4:24:21 PM
worth-arch$25.00$25.005/17/2010 4:27:13 PM
studious-bonus7$50.00$50.005/17/2010 4:26:41 PM
interest-jedi0$50.00$50.005/17/2010 4:34:00 PM
dinero-speaker$25.00$25.005/17/2010 4:32:59 PM
Kerrysbay$50.00$50.005/17/2010 4:43:12 PM
ddog0224$25.00$25.005/17/2010 4:40:53 PM
Composure1$25.00$25.005/17/2010 4:45:35 PM
RICHMONDREB$25.00$25.005/17/2010 4:47:04 PM
orange-resolute-platinum$25.00$25.005/17/2010 5:04:50 PM
FlexFunding$100.00$100.005/17/2010 5:06:10 PM
Captain88$25.00$25.005/17/2010 5:09:18 PM
HeavyDriver03$25.00$25.005/17/2010 5:05:33 PM
RandyL3$99.00$99.005/17/2010 4:47:10 PM
reinforced-reward$25.00$25.005/17/2010 5:12:35 PM
delicious-social132$40.00$40.005/17/2010 5:16:17 PM
DukSerduk$25.00$25.005/17/2010 5:16:40 PM
stolan$25.00$25.005/17/2010 5:10:27 PM
Tradesmanlender$25.00$25.005/17/2010 5:12:59 PM
GeorgiaGator$50.00$50.005/17/2010 5:17:21 PM
kinetic-diversification$50.00$50.005/17/2010 5:18:19 PM
authoritative-capital$25.00$25.005/17/2010 5:15:05 PM
payout-paladin0$25.00$25.005/17/2010 5:18:32 PM
lovelongandprosper$50.00$50.005/17/2010 5:18:42 PM
locofuego$50.00$18.035/17/2010 5:18:48 PM
harty$60.00$60.005/17/2010 5:15:58 PM
KiwiElf$30.00$30.005/17/2010 5:14:28 PM
truth-image$50.00$50.005/17/2010 5:16:12 PM
meenan$25.00$25.005/17/2010 5:16:25 PM
money-surge1$25.00$25.005/17/2010 5:16:56 PM
generous-deal6$25.00$25.005/17/2010 5:15:50 PM
kulender$25.00$25.005/17/2010 5:16:48 PM
hookUup$25.00$25.005/17/2010 5:17:16 PM
noble-power286$25.00$25.005/17/2010 5:18:45 PM
investment-network$25.00$25.005/17/2010 5:17:29 PM
platinum-rapture6$25.00$25.005/17/2010 5:18:12 PM
syounker$25.00$25.005/17/2010 5:18:27 PM
virtualbank$25.00$25.005/17/2010 5:18:34 PM
JohnSmith10$25.00$25.005/19/2010 6:58:04 PM
JerryB96$25.00$25.005/20/2010 2:48:39 PM
pumped130$25.00$25.005/21/2010 5:15:29 PM
Jewels$50.00$50.005/22/2010 12:01:12 PM
dma1206$25.00$25.005/22/2010 12:36:35 PM
labate$32.53$32.535/22/2010 9:11:16 PM
erowis$25.00$25.005/23/2010 12:44:10 AM
TommyTucker$25.85$25.855/23/2010 11:48:14 AM
payontime1$25.00$25.005/24/2010 9:39:39 AM
power-defender7$25.00$25.005/24/2010 10:34:04 AM
finance-negotiator2$25.00$25.005/17/2010 4:15:01 PM
GElender$50.00$50.005/17/2010 4:14:16 PM
castleman$25.00$25.005/17/2010 4:14:42 PM
F16Pilot$25.00$25.005/17/2010 4:14:53 PM
Taxman44$25.00$25.005/17/2010 4:15:21 PM
Railbird$25.00$25.005/17/2010 4:13:48 PM
NATIVEBORN$25.00$25.005/17/2010 4:14:08 PM
fortytwo$100.00$100.005/17/2010 4:14:33 PM
sensible-community1$25.00$25.005/17/2010 4:15:10 PM
meux99$25.00$25.005/17/2010 4:23:59 PM
unclejaef$25.00$25.005/17/2010 4:20:43 PM
interest-exec9$25.00$25.005/17/2010 4:21:07 PM
loan4teacher$50.00$50.005/17/2010 4:21:46 PM
kenji4861$25.00$25.005/17/2010 4:24:38 PM
hrubinst$25.00$25.005/17/2010 4:32:03 PM
Avala$50.00$50.005/17/2010 4:32:36 PM
PRGuyinVA$25.00$25.005/17/2010 4:31:09 PM
JGB$25.00$25.005/17/2010 4:33:30 PM
the-profit-oracle$25.00$25.005/17/2010 4:35:55 PM
ichibon$75.00$75.005/17/2010 4:39:58 PM
Phantom99$25.00$25.005/17/2010 4:34:38 PM
Carpetkid$25.00$25.005/17/2010 4:37:19 PM
CaptainBlueberry$25.00$25.005/17/2010 4:42:20 PM
enthusiastic-balance5$100.00$100.005/17/2010 4:38:14 PM
HUMPTIDUMPTI$50.00$50.005/17/2010 4:42:29 PM
wayman$25.00$25.005/17/2010 4:44:11 PM
platinum-genetics$50.00$50.005/17/2010 4:43:39 PM
pcwrangler$25.00$25.005/17/2010 4:44:58 PM
rescue$50.00$50.005/17/2010 4:46:31 PM
TheColoradoDon$25.00$25.005/17/2010 5:05:02 PM
WilliamLeeSims$25.00$25.005/17/2010 5:05:25 PM
tocchan$25.00$25.005/17/2010 4:46:54 PM
lostontheedge$25.00$25.005/17/2010 5:13:31 PM
ADenny$25.00$25.005/17/2010 5:14:14 PM
saritha$25.00$25.005/17/2010 5:06:53 PM
radforj22$50.00$50.005/17/2010 5:15:20 PM
Merganser$25.00$25.005/17/2010 5:15:40 PM
evnagelist$25.00$25.005/17/2010 5:16:08 PM
All_Wins$25.00$25.005/17/2010 5:12:14 PM
Daneistes$100.00$100.005/17/2010 5:16:36 PM
DeathScythe676$25.00$25.005/17/2010 5:12:26 PM
johngaltline$25.00$25.005/17/2010 5:12:42 PM
PaulW$25.00$25.005/17/2010 5:14:06 PM
Aleut$25.00$25.005/17/2010 5:12:23 PM
wise-silver-wonder$25.00$25.005/17/2010 5:12:30 PM
seattleslug$28.59$28.595/17/2010 5:13:29 PM
thorough-exchange4$40.00$40.005/17/2010 5:15:13 PM
mlopez2007$50.00$50.005/17/2010 5:15:27 PM
golden-responsibility189$50.00$50.005/17/2010 5:15:35 PM
GiantAardvark$25.00$25.005/17/2010 5:17:03 PM
credit-scout7$30.00$30.005/17/2010 5:15:54 PM
Marathoner$25.00$25.005/17/2010 5:16:02 PM
turbospeed$25.00$25.005/17/2010 5:17:44 PM
seabass123$25.00$25.005/17/2010 5:18:03 PM
afotherg$25.00$25.005/17/2010 5:17:11 PM
Ivan2007$25.00$25.005/17/2010 5:17:36 PM
power-defender7$25.00$25.005/17/2010 5:17:40 PM
tntmojave$25.00$25.005/17/2010 5:18:18 PM
dontscrewmeover1$25.00$25.005/18/2010 7:04:12 PM
Jollyrancher$200.00$200.005/22/2010 5:16:02 AM
availableloan$25.00$25.005/23/2010 10:12:45 PM
drysdale-sd$26.00$26.005/24/2010 5:33:38 AM
golden-wealth2$50.00$50.005/24/2010 1:22:26 PM
wwwUniversal$25.00$25.005/24/2010 11:11:15 AM
131 bids
 
Borrower Payment Dependent Notes Series 460171
This series of Notes was issued and sold upon the funding of the borrower loan #42865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  May-27-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $271.42
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $271.42
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1990 Debt/Income ratio: 10%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 2 / 1Length of status:12y 2m
Credit score: 700-719 (May-2010) Total credit lines: 16 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: vigilance-mammal0 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to? help my son with living expenses while he finishes school

My financial situation:
I am a good candidate for this loan because?I have a high net worth, with substantial liquid assets.? This is something I want to do on my own; not something I want to withdraw from our joint investment assets.? I have lived in my home for 25 years and have paid all my bills on time and been resopnsible.???

Monthly net income: $ 1880.00, however, my husband and I have income from interest, dividends and capital gains, as well as his income.? Our AGI on our 2009 tax return is over $300,000????????

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: V-M, see my page please. thank you - Tono
A: I'm not sure how to edit my information. Mortgage is $2335.08 per month. We have four automobiles (2 classics) all paid for. Insurance is $345.00 month for homeowners, 4 vehicles and personal umbrella. We have one credit card which we pay in full each month, and no other debt, just normal living expenses. Thanks for your suggestion. I will try to find out how to edit. (May-31-2010)
Q: thanks for the reply. Just put the approx. total sum (one figure) in the Q&A box. That makes it EZ for us lazy lenders to continue calculating. good luck - Tono
A: Unfortunately the only way to edit my Q&A is to cancel my listing and start a new one, which I may end up doing anyway if it's not fully funded. My total is $2680.08 per month, plus obvious living expenses like groceries. Our monthly income for 2009 averages out to $35,486 per month (gross) based on our 2009 AGI (just checked my tax return) of $425,840. Thanks (Jun-01-2010)
Q: No, for now just put the data in the Q&A. Two figures: monthly net income, and total of all expenses ( a one figure sum that includes food, shampoo, dental floss, etc. etc. EVERYTHING). thank you. don't give up. T. - Tono
A: Our monthly net income for 2009 was $21,286. Year to date 2010 has been a bit higher, but fairly close. Our monthly budget, which includes EVERYTHING, averages $6733. Hope this answers your question. (Jun-02-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RMB-Investments$25.00$25.005/27/2010 4:21:10 PM
reward-adventure$25.00$25.005/27/2010 4:24:01 PM
inspiring-reward$200.00$200.005/27/2010 4:24:22 PM
Buffer10$25.00$25.005/27/2010 4:24:03 PM
SBT$25.00$25.005/27/2010 4:24:06 PM
phredd$25.00$25.005/27/2010 4:24:15 PM
Diamond_Jim$25.00$25.005/27/2010 4:24:19 PM
helping-out$35.00$35.005/27/2010 4:28:57 PM
DcUnited$25.00$25.005/27/2010 4:24:11 PM
genuine-responsibility8$50.00$50.005/27/2010 4:35:55 PM
treasure-hunter270$25.00$25.005/27/2010 5:31:46 PM
DasMula$25.00$25.005/27/2010 10:43:56 PM
108lender$25.00$25.005/27/2010 11:31:30 PM
ezg$50.00$50.005/28/2010 12:11:46 AM
SeaSkyGuy71$25.00$25.005/28/2010 6:41:22 AM
Midwestvalues$100.00$100.005/28/2010 12:08:55 PM
loan-kung-fu$25.00$25.005/28/2010 12:10:52 PM
upright-revenue7$25.00$25.005/28/2010 12:09:09 PM
LuvToLend$25.00$25.005/28/2010 12:21:19 PM
shrewd-peace7$25.00$25.005/28/2010 12:11:47 PM
Soxxes$25.00$25.005/28/2010 12:11:51 PM
S-Master$25.00$25.005/28/2010 12:11:55 PM
speedy-point$45.00$45.005/28/2010 1:29:40 PM
burgeoning-silver$25.00$25.005/28/2010 1:42:51 PM
anton$27.58$27.585/28/2010 3:06:49 PM
Redmond$25.00$25.005/28/2010 2:11:50 PM
comicdoc$25.00$25.005/28/2010 3:21:45 PM
Aleut$50.00$50.005/29/2010 4:17:37 PM
nodebt2012$25.00$25.005/29/2010 6:40:15 PM
SeeksValue$25.00$25.005/31/2010 7:34:23 AM
nunnie$25.00$25.005/31/2010 9:18:39 AM
interest88$25.00$25.005/31/2010 4:35:18 PM
zone6$100.00$100.005/31/2010 9:29:10 PM
wealth-pipeline$25.00$25.006/1/2010 8:46:13 AM
svandgts$50.00$50.006/1/2010 9:38:20 AM
contract-maracas$50.00$50.006/1/2010 9:39:17 AM
adaptable-capital$250.00$250.005/31/2010 6:35:16 PM
shrewd-income$100.00$100.006/2/2010 9:04:03 AM
SolarMoonshine$25.00$25.006/2/2010 10:39:27 AM
Tono$30.00$30.006/2/2010 11:53:10 AM
kgeezy$100.00$100.006/2/2010 1:42:21 PM
reflective-rupee$100.00$100.006/2/2010 7:00:28 PM
Bob450$25.00$25.006/2/2010 9:56:20 PM
CaptainCrunch$100.00$100.006/2/2010 7:16:03 PM
IncomeTemple$25.00$25.006/3/2010 9:31:56 AM
well-mannered-income3$100.00$100.006/3/2010 9:58:44 AM
blue-dollar-viking$100.00$100.006/2/2010 5:08:20 PM
green-thoughtful-yield$25.00$25.006/2/2010 5:36:47 PM
marketologist327$75.00$75.006/3/2010 11:26:51 AM
LeoBUSIIT$25.00$25.006/3/2010 12:05:34 PM
autonomous-truth$100.00$100.006/2/2010 8:22:06 PM
dynrep$25.00$25.006/3/2010 1:44:20 PM
well-mannered-income3$50.00$50.006/3/2010 3:08:59 PM
Rip128$100.00$100.006/3/2010 12:17:47 PM
burrito6$25.00$25.005/27/2010 4:21:08 PM
Caerus$25.00$25.005/27/2010 4:24:00 PM
gelidfrank$25.00$25.005/27/2010 4:24:10 PM
PRGuyinVA$25.00$25.005/27/2010 4:24:05 PM
swoosh$25.00$25.005/27/2010 4:24:17 PM
kind-efficient-credit$25.00$25.005/27/2010 4:24:20 PM
skuba$25.00$25.005/27/2010 4:25:32 PM
friendly-worth3$25.00$25.005/27/2010 4:35:19 PM
autonomous-truth$50.00$50.005/27/2010 4:35:29 PM
marketplace-buckeye$25.00$25.005/27/2010 4:24:13 PM
reflective-rupee$100.00$100.005/27/2010 4:44:56 PM
platinum-genetics$50.00$50.005/27/2010 4:28:55 PM
income-pillow$100.00$100.005/27/2010 4:33:29 PM
IIP77$25.00$25.005/27/2010 10:06:53 PM
DasMula$25.00$25.005/27/2010 10:43:40 PM
A007$25.00$25.005/27/2010 4:45:30 PM
basis-prodigy$25.00$25.005/28/2010 10:12:31 AM
Speculator$66.03$66.035/28/2010 12:09:59 PM
beyondmanagement$25.00$25.005/28/2010 12:11:49 PM
HenryS$38.60$38.605/28/2010 12:11:52 PM
time4aloan$25.00$25.005/28/2010 1:41:55 PM
bassman2$25.00$25.005/28/2010 2:11:43 PM
handy-justice$50.00$50.005/28/2010 12:08:54 PM
veneziani$25.00$25.005/28/2010 1:52:53 PM
famous-bill$38.34$38.345/28/2010 2:44:09 PM
nybanker85$66.01$66.015/28/2010 3:21:49 PM
gotjack$25.00$25.005/29/2010 10:21:57 AM
Kash2010lu$25.00$25.005/30/2010 9:01:23 AM
Unitas4302$50.00$50.005/29/2010 4:07:18 PM
systemlender$25.00$25.005/30/2010 6:46:42 PM
zone6$100.00$100.005/30/2010 7:33:45 PM
SeeksValue$50.00$50.005/31/2010 7:34:05 AM
simplelender80$50.00$50.005/31/2010 12:37:53 PM
wlm3012$25.00$25.005/30/2010 11:26:35 AM
AlexTrep$25.00$25.005/31/2010 11:21:46 AM
glowing-commerce$25.00$25.006/1/2010 9:27:00 AM
Legally_Blonde$25.00$25.006/1/2010 8:48:05 AM
Artist_Blue$25.00$25.006/2/2010 7:21:40 AM
well-mannered-income3$50.00$50.006/2/2010 3:37:55 PM
well-mannered-income3$50.00$50.006/2/2010 3:32:19 PM
reflective-rupee$200.00$200.006/2/2010 8:52:10 PM
YoungTaxMan$87.30$87.306/2/2010 9:09:41 PM
realtormoises$25.00$25.006/3/2010 5:49:44 AM
Rip128$100.00$100.006/3/2010 6:11:29 AM
shrewd-income$150.00$150.006/3/2010 11:35:43 AM
vigilance-searcher$25.00$25.006/3/2010 11:44:31 AM
TecMula$25.00$25.006/3/2010 12:00:17 PM
Kselr$269.84$61.146/3/2010 12:29:13 PM
reflective-rupee$100.00$100.006/3/2010 9:46:55 AM
gpuck$25.00$25.006/3/2010 2:49:50 PM
CADETTO$100.00$100.006/3/2010 10:53:36 AM
reflective-rupee$100.00$100.006/2/2010 7:00:04 PM
bid-caballero$30.00$30.006/3/2010 12:51:36 PM
Gobsek$25.00$25.006/3/2010 1:40:13 PM
attractive-fund$25.00$25.006/3/2010 1:47:06 PM
eureka117$25.00$25.006/3/2010 2:29:45 PM
Leshan$25.00$25.006/3/2010 7:55:06 AM
riveting-credit5$600.00$600.006/3/2010 4:16:05 PM
112 bids
 
Borrower Payment Dependent Notes Series 460291
This series of Notes was issued and sold upon the funding of the borrower loan #42837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 33.29% Starting borrower rate/APR: 34.29% / 36.73% Starting monthly payment: $89.67
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.32% Final monthly payment: $80.58
 
Auction yield range: 13.99% - 33.29% Estimated loss impact: 15.13%  
Lender servicing fee: 1.00% Estimated return: 9.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1998 Debt/Income ratio: 24%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 7Length of status:14y 8m
Credit score: 640-659 (May-2010) Total credit lines: 12 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,301Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: responsibility-lightning Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CHRISTIAN STORE- NEVER LATE! EVER!
This loan will be used to start our online Christian store.?

I am a good candidate for this loan because I am a responsible person and have never been late on a bill EVER.?? Both my wife and I are employed full time.? NO NEGATIVE accounts and have NEVER been late on a bill.? I do have a higher debt to income due to most of the bills are in my name and my wife's income was not counted for the scoring, so I assume this is the reason for the HR rating.??We have adequate income to pay this loan even if our business fails to thrive as you can see.

The following includes both incomes and all bills-

Monthly net income: $ 3640
Monthly obligations: $ $2617

Excess:? $1023


Monthly expenses:??
??Housing: $670
??Insurance: $120
??Car expenses: $ 415
??Utilities: $142
??Phone, cable, internet: $200
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $270?
??Other expenses: $200

Thank you for considering us!


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$25.00$25.005/28/2010 4:07:56 PM
master648$38.01$38.016/2/2010 4:55:07 PM
HalozLoki$25.00$25.006/2/2010 7:44:04 PM
lib5836$25.00$25.006/3/2010 10:52:38 AM
deepblue34$30.00$30.006/2/2010 5:56:38 PM
wlm3012$25.00$25.006/3/2010 2:30:17 PM
eriqnoodle$25.00$25.006/2/2010 6:26:09 PM
Glenn$25.00$25.006/2/2010 10:09:35 PM
thefisherman$25.00$25.006/3/2010 10:15:28 AM
Leshan$33.33$33.336/3/2010 5:14:50 PM
Lubava$25.00$25.006/4/2010 5:37:42 AM
carrinel$96.00$96.006/4/2010 6:33:32 AM
Swish_Investments$56.42$56.426/3/2010 7:06:46 PM
seineil$25.00$25.006/4/2010 2:05:34 AM
DasMula$25.00$25.006/4/2010 3:20:37 PM
jhernand17$25.00$25.006/4/2010 2:04:26 PM
capital-kingdom$50.00$50.006/4/2010 2:15:19 PM
newstar2000$25.00$25.006/4/2010 12:07:08 PM
Nasdaq$25.00$25.006/4/2010 12:07:49 PM
Bobtep23$150.00$150.006/4/2010 2:25:22 PM
Unitas4302$50.00$50.005/29/2010 8:10:30 AM
exchange-cowbell5$25.00$25.006/3/2010 9:24:23 AM
pious-gold$29.71$29.716/3/2010 9:56:07 AM
vigilance-searcher$25.00$25.006/3/2010 11:57:59 AM
funimuni$25.00$25.006/3/2010 6:38:17 PM
loan-eagle9$25.00$25.006/4/2010 7:09:06 AM
income-rocker2$118.83$118.836/4/2010 10:27:53 AM
leahning$29.90$29.906/4/2010 12:30:25 PM
pythia$25.00$25.006/4/2010 10:09:46 AM
heritage_loans$25.07$25.076/4/2010 2:09:51 AM
Hobson$25.00$25.006/4/2010 1:59:16 PM
MTF$50.00$50.006/4/2010 2:10:57 PM
bonafide-commitment2$25.00$25.006/4/2010 2:37:55 PM
riveting-credit5$300.00$235.686/4/2010 3:51:56 PM
realtormoises$25.00$25.006/4/2010 7:31:50 AM
investment-cluster$25.00$25.006/4/2010 1:27:19 PM
malomar66$51.05$51.056/4/2010 2:04:16 PM
Bobtep23$50.00$50.006/4/2010 2:14:42 PM
Gregger$25.00$25.006/4/2010 2:34:35 PM
kinetic-social$25.00$25.006/4/2010 3:32:39 PM
Scottnow$25.00$25.006/4/2010 3:51:38 PM
draggon77$40.00$40.006/4/2010 12:36:18 PM
nymoney$88.00$88.006/4/2010 1:06:25 PM
nodebt2012$103.00$103.006/4/2010 1:54:40 PM
sensational-peace6$50.00$50.006/4/2010 3:53:54 PM
45 bids
 
Borrower Payment Dependent Notes Series 460305
This series of Notes was issued and sold upon the funding of the borrower loan #42819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-26-2010 
  Auction end date:  Jun-02-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $258.89
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $258.89
 
Auction yield range: 3.99% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2000 Debt/Income ratio: 7%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 4Length of status:0y 2m
Credit score: 780-799 (May-2010) Total credit lines: 17 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $2,802Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 9%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bold-ecstatic-point Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
jbev has bid a total of $150.00 in winning bids.
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
top-historic-peso$25.00$25.005/26/2010 4:16:04 PM
Avala$50.00$50.005/26/2010 4:16:45 PM
integrity-trumpet$50.00$50.005/26/2010 4:20:44 PM
availableloan$25.00$25.005/26/2010 4:31:18 PM
riproaringrapids$25.00$25.005/26/2010 4:31:33 PM
JGB$39.04$39.045/26/2010 5:11:16 PM
psztnrw$25.00$25.005/26/2010 5:21:12 PM
worth-arch$25.00$25.005/26/2010 4:16:22 PM
mikrolown$25.00$25.005/26/2010 6:42:17 PM
ethicalhumanist$25.00$25.005/26/2010 6:21:47 PM
runner262$25.00$25.005/26/2010 6:42:38 PM
the-profit-oracle$25.00$25.005/26/2010 4:17:11 PM
bessmatt$25.00$25.005/26/2010 6:42:46 PM
listing-shooter4$25.00$25.005/26/2010 6:42:51 PM
ddog0224$25.00$25.005/26/2010 4:17:22 PM
newslang$25.00$25.005/26/2010 6:42:11 PM
treasure-bliss$100.00$100.005/26/2010 7:12:31 PM
gracej$25.00$25.005/26/2010 4:19:45 PM
time4aloan$39.80$39.805/26/2010 7:47:37 PM
money-bauble$26.15$26.155/26/2010 7:51:19 PM
the-gold-quark$25.00$25.005/26/2010 8:21:17 PM
kindness-percolator5$25.00$25.005/26/2010 10:48:20 PM
husamk$25.00$25.005/27/2010 12:08:20 AM
proper-penny7$25.00$25.005/26/2010 10:43:54 PM
moneysuccess$25.00$25.005/26/2010 4:36:43 PM
integrity-doctor$25.00$25.005/26/2010 4:36:50 PM
SimpleChoice$25.00$25.005/26/2010 4:51:57 PM
bonus-banker$25.00$25.005/26/2010 4:56:37 PM
a-tranquil-liberty$25.00$25.005/26/2010 5:21:15 PM
bigdogsafety1$25.00$25.005/27/2010 6:53:14 AM
plentiful-reward$50.00$50.005/27/2010 6:58:23 AM
demoseal$25.00$25.005/27/2010 9:34:21 AM
Ocean713$50.00$50.005/27/2010 9:54:02 AM
macgeek$25.00$25.005/26/2010 7:12:06 PM
bowdish1$50.00$50.005/27/2010 9:58:59 AM
enforcer5$25.00$25.005/27/2010 10:09:43 AM
castleman$25.00$25.005/27/2010 10:19:27 AM
InvestorPartners$25.00$25.005/27/2010 10:24:36 AM
independent-revenue4$37.37$37.375/27/2010 10:24:47 AM
line6owner$36.00$36.005/27/2010 10:43:17 AM
bambampk$25.00$25.005/27/2010 11:57:06 AM
new-social-economist$25.00$25.005/27/2010 11:57:19 AM
loot-duckling$50.00$50.005/27/2010 11:57:36 AM
wonderfulwyo$25.00$25.005/27/2010 11:57:34 AM
sc5$31.51$31.515/27/2010 11:57:51 AM
wise-spiritual-commitment$50.00$50.005/27/2010 11:57:47 AM
RandyL3$33.00$33.005/27/2010 11:58:44 AM
uncleegg$40.31$40.315/27/2010 2:06:56 PM
funds-finder8$25.00$25.005/27/2010 2:31:45 PM
funnymoney1$25.00$25.005/27/2010 3:18:24 PM
seabass123$25.00$25.005/27/2010 3:18:48 PM
mattemmo$25.00$25.005/27/2010 3:26:44 PM
delicious-social132$25.00$25.005/27/2010 8:58:16 AM
openness-cymbal$25.00$25.005/27/2010 9:34:08 AM
SongBirdProphecy$25.00$25.005/27/2010 4:04:46 PM
neutrino6$25.00$25.005/27/2010 9:34:45 AM
producer553$25.38$25.385/27/2010 9:34:47 AM
BabyLender$25.00$25.005/27/2010 9:35:20 AM
dsfoundation$25.00$25.005/27/2010 9:58:16 AM
Dmatthewsftf$25.00$25.005/27/2010 11:07:09 AM
tekkie2412$25.00$25.005/27/2010 11:08:07 AM
sarisai$101.00$101.005/27/2010 11:57:14 AM
jbev$100.00$100.005/27/2010 11:57:23 AM
LiquidLender$25.00$25.005/27/2010 11:57:49 AM
torion$25.00$25.005/27/2010 3:18:54 PM
currency-cigar4$34.24$34.245/27/2010 3:22:00 PM
emt747$25.00$25.005/27/2010 3:32:47 PM
BigLinCT$25.00$25.005/27/2010 3:36:40 PM
Aimvest$25.00$25.005/27/2010 3:42:10 PM
bid-czar8$100.00$100.005/27/2010 4:44:53 PM
whitt49$100.00$100.005/27/2010 5:04:21 PM
treasure-hunter270$25.00$25.005/27/2010 5:31:56 PM
bchen78875$25.00$25.005/27/2010 11:03:57 PM
zento$25.00$25.005/27/2010 11:19:32 PM
A007$25.00$25.005/28/2010 10:12:25 AM
Weaverville$50.00$50.005/28/2010 10:48:20 AM
generous-deal6$25.00$25.005/28/2010 10:48:55 AM
a-finance-nirvana$25.00$25.005/28/2010 10:49:01 AM
trustworthy-fairness$50.00$50.005/28/2010 10:49:05 AM
Cheburashka$25.00$25.005/28/2010 10:48:57 AM
Viamin$25.00$25.005/28/2010 11:01:45 AM
egw$25.00$25.005/28/2010 10:09:41 AM
Dap2005$25.00$25.005/28/2010 1:29:12 PM
dollar-trader2$50.00$50.005/28/2010 2:51:34 PM
LALO79$25.00$25.005/28/2010 8:00:16 PM
IIP77$25.00$25.005/29/2010 9:22:53 AM
bonehead_lender$50.00$50.005/29/2010 11:56:38 AM
preciouschild$150.00$150.005/29/2010 11:23:07 AM
dma1206$25.00$25.005/29/2010 2:52:13 PM
green-planet-guy$26.00$26.005/29/2010 2:11:54 AM
kaiger$25.00$25.005/29/2010 8:56:58 AM
painta$50.00$50.005/29/2010 10:36:49 AM
MrBluesummers$50.00$50.005/29/2010 1:42:47 PM
Bank42$50.00$50.005/30/2010 7:52:43 AM
zone6$100.00$100.005/30/2010 7:32:10 PM
cash-spark3$25.00$25.005/29/2010 5:58:58 PM
truth-futurist$25.00$25.005/29/2010 9:46:43 PM
tipan1$39.00$39.006/1/2010 2:45:29 AM
bxdoc$139.77$136.555/31/2010 4:16:22 PM
newest-bountiful-basis$25.00$25.006/1/2010 4:22:01 PM
blue-dollar-viking$25.00$25.006/1/2010 5:07:45 PM
gustavholstopus32$25.00$25.006/1/2010 5:53:15 PM
beaufuture$25.00$25.006/2/2010 4:24:05 AM
elitegoodguy$25.00$25.006/2/2010 7:24:32 AM
lazyeye$25.00$25.006/2/2010 8:15:21 AM
runfree$50.00$50.006/2/2010 9:45:32 AM
loyalty-czar$52.69$52.696/2/2010 2:11:19 PM
wwwUniversal$25.00$25.006/1/2010 11:44:19 PM
hrubinst$25.00$25.005/26/2010 4:16:42 PM
economy-producer$25.00$25.005/26/2010 4:15:43 PM
Phantom99$25.00$25.005/26/2010 4:16:58 PM
enthusiastic-balance5$100.00$100.005/26/2010 4:17:12 PM
dinero-speaker$50.00$50.005/26/2010 4:16:53 PM
american6$25.00$25.005/26/2010 4:18:33 PM
wayman$25.00$25.005/26/2010 4:17:31 PM
golden-wealth2$50.00$50.005/26/2010 4:19:58 PM
kegs$100.00$100.005/26/2010 4:18:53 PM
chestnut4$25.00$25.005/26/2010 4:19:32 PM
b2006$25.00$25.005/26/2010 4:27:33 PM
speedy-point$25.00$25.005/26/2010 4:36:45 PM
rescue$50.00$50.005/26/2010 4:31:26 PM
Pulchritudinous$25.00$25.005/26/2010 5:11:14 PM
loan-kung-fu$25.00$25.005/26/2010 5:17:50 PM
SNH$50.00$50.005/26/2010 4:15:59 PM
dschaaf$25.00$25.005/26/2010 6:32:05 PM
studious-bonus7$50.00$50.005/26/2010 4:16:12 PM
towering-compassion$25.00$25.005/26/2010 5:31:43 PM
PRGuyinVA$25.00$25.005/26/2010 4:16:31 PM
phoenix0604$25.00$25.005/26/2010 6:42:47 PM
orange-preeminant-bill$54.15$54.155/26/2010 6:43:51 PM
Elbanko$50.00$50.005/26/2010 6:57:33 PM
Comoparklender$30.00$30.005/26/2010 6:43:29 PM
ichibon$75.00$75.005/26/2010 6:43:47 PM
peace-habanero$25.00$25.005/26/2010 6:44:03 PM
UncleScroogeDMD$37.90$37.905/26/2010 6:51:27 PM
WLenders$35.88$35.885/26/2010 6:57:35 PM
epch$25.00$25.005/26/2010 7:01:31 PM
gold-disk$32.43$32.435/26/2010 8:11:16 PM
Gibbyland$27.23$27.235/26/2010 7:47:20 PM
sharp-money3$25.00$25.005/26/2010 8:51:20 PM
successful-euro$30.00$30.005/26/2010 4:31:32 PM
LAM26$25.00$25.005/26/2010 9:31:12 PM
SDNLR$25.00$25.005/26/2010 10:58:55 PM
TURNTEX75$25.00$25.005/26/2010 4:56:10 PM
interest-jedi0$50.00$50.005/26/2010 4:56:14 PM
steady-bazaar$25.00$25.005/27/2010 6:38:18 AM
Sefotonga$25.00$25.005/26/2010 5:46:11 PM
steady-funds3$25.00$25.005/27/2010 6:53:12 AM
region123$50.00$50.005/27/2010 8:43:11 AM
studious-camaraderi$25.00$25.005/27/2010 9:18:54 AM
dnathe4th$50.00$50.005/27/2010 9:34:16 AM
LivingBoldly$43.25$43.255/27/2010 9:23:15 AM
ticketman2$25.00$25.005/27/2010 9:34:55 AM
benefit-dreams$50.00$50.005/26/2010 7:31:23 PM
david5000$50.00$50.005/27/2010 11:57:20 AM
bold-durability-drum$50.00$50.005/27/2010 11:57:41 AM
camaraderi-workhorse$30.00$30.005/27/2010 11:57:47 AM
inspired-duty5$46.61$46.615/27/2010 11:57:38 AM
yachey$25.00$25.005/27/2010 11:57:52 AM
rudyindc$25.00$25.005/27/2010 11:58:05 AM
jbev$50.00$50.005/27/2010 11:58:06 AM
peace-missile$25.00$25.005/26/2010 9:16:12 PM
BrandonW$25.00$25.005/27/2010 12:52:35 PM
newfoundation$25.00$25.005/26/2010 11:13:14 PM
visionary-community$25.00$25.005/27/2010 1:26:49 PM
108lender$40.47$40.475/27/2010 3:58:30 AM
trumpet$48.77$48.775/27/2010 2:46:46 PM
Breadandbutter$25.00$25.005/27/2010 3:18:21 PM
balanced-bill7$100.00$100.005/27/2010 3:36:47 PM
CAGE-Investments$36.84$36.845/27/2010 3:42:08 PM
gqrob$40.00$40.005/27/2010 3:48:54 PM
dinero-festivity2$100.00$100.005/27/2010 11:57:16 AM
kmr2$50.00$50.005/27/2010 11:57:39 AM
special-truth$50.00$50.005/27/2010 11:57:50 AM
radforj22$25.00$25.005/28/2010 7:26:53 AM
p2p-eagle9$25.00$25.005/28/2010 7:51:33 AM
jga516$25.00$25.005/28/2010 9:38:09 AM
CashMoneyGNOME$25.00$25.005/28/2010 9:38:23 AM
4link$50.00$50.005/28/2010 9:38:33 AM
lostviajero$25.00$25.005/28/2010 10:07:46 AM
upbeat-investment9$25.00$25.005/28/2010 10:17:10 AM
thestartuplender$35.00$35.005/28/2010 10:49:13 AM
logical-loyalty0$25.00$25.005/28/2010 12:42:20 PM
Golfmoney$50.00$50.005/28/2010 12:42:32 PM
dada287$50.00$50.005/28/2010 2:31:07 PM
order-gondola$25.00$25.005/28/2010 1:46:49 PM
DcUnited$100.00$100.005/28/2010 3:06:50 PM
deal-multiplier9$25.00$25.005/28/2010 2:05:24 PM
decisive-capital$100.00$100.005/28/2010 4:36:58 PM
resource777$25.00$25.005/29/2010 7:37:05 AM
asset-equilibrium0$25.00$25.005/29/2010 9:46:45 AM
bondhedger$25.00$25.005/29/2010 2:34:57 PM
dontscrewmeover1$25.00$25.005/29/2010 5:48:10 PM
eliza11$50.00$50.005/30/2010 12:24:49 PM
systemlender$25.00$25.005/30/2010 6:36:49 PM
jasonuz$25.00$25.005/29/2010 9:04:52 PM
shrewd-deal$25.00$25.005/30/2010 9:04:35 AM
vine99$90.00$90.005/30/2010 12:09:50 PM
Katahdin$50.00$50.005/30/2010 12:51:46 PM
Pickmar$25.00$25.005/31/2010 8:47:48 AM
return-percolator8$50.00$50.005/31/2010 10:36:59 AM
money_money$50.00$50.005/31/2010 1:11:47 PM
brightest-asset-healer$25.00$25.005/31/2010 1:51:49 PM
Sven79$50.00$50.006/1/2010 4:23:44 PM
nalaari$62.32$62.326/1/2010 4:29:29 PM
Quid-Pro-Quo$25.00$25.006/1/2010 8:03:03 PM
jslo722$25.00$25.006/1/2010 7:19:14 PM
Damostuff$25.00$25.006/1/2010 4:37:06 PM
AuroraRobbin$50.00$50.006/2/2010 10:28:31 AM
Brklyn01$40.00$40.006/2/2010 11:54:52 AM
enchanted-reward1$51.11$51.116/2/2010 9:30:57 AM
one-midas$25.00$25.006/1/2010 6:29:03 PM
encore739$25.00$25.006/2/2010 1:15:14 PM
enthralling-investment$40.00$40.006/2/2010 1:41:47 PM
214 bids
 
Borrower Payment Dependent Notes Series 460363
This series of Notes was issued and sold upon the funding of the borrower loan #42874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 27.95% Starting borrower rate/APR: 28.95% / 31.58% Starting monthly payment: $62.82
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 27.57% Final monthly payment: $59.64
 
Auction yield range: 13.99% - 27.95% Estimated loss impact: 15.08%  
Lender servicing fee: 1.00% Estimated return: 8.92%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 6 / 4Length of status:3y 4m
Credit score: 680-699 (May-2010) Total credit lines: 47 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $787Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 71%  
Public records last 12m / 10y: 1/ 1 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: nagster Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (May-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Business Cash Flow
Purpose of loan:
This majority of this loan will put in my Etrade savings and used for cash flow. However, I will need approximately $600 of it to pay a programmer to redo a website that I do not the skills to fix. The interest rate on this loan will likely be very high, so my plan is to pay it off early just as I did with my last Prosper loan. I took a loan in 2006 while in a PhD program. That loan was instrumental in helping me start my business.

If you are wondering how I can have delinquencies on my credit and still have a credit score of 699, the reason is simple: I had 21 years of good credit, followed by 6 months of getting slammed. Between losing my two strongest corporate clients during the downturn, both of whom stiffed me for over $18,000, selling my house and trying to negotiate with credit card companies who doubled my interest rates overnight - I had some payment issues. And for the record - two of the credit card companies increased my rates even though I had not missed a payment.

However, all is well now. Though I now have smaller companies as clients, I have a larger client base and several independent sources of income. I'm a little overwhelmed emotionally as I write about this as I feel I have completely changed the basis upon which I live my life and grow my business. I have no regrets about the hell I went through. After being a grad student and assistant professor for 10 years, I just needed to grow up and understand the real world better.

My financial situation:
I am a good candidate for this loan because my monthly payments are very low and my income is stable (though, as I said, it does fluctuate) Actually, my payements are incredibly low compared to where they were last year.

Monthly net income fluctuates $1800 to $4800 (approx). Current accounts receivable is $4100, none of which is overdue.

Monthly expenses aprox $1250

??Housing: $610
??Insurance: $ 50
??Car expenses: $ 20 (I live in a downtown area and rarely drive)
??Utilities: $ 25 (Electricity)
??Phone, cable, internet: $ 59 (phone) + $39 Internet
??Food, entertainment: $ 300
??Credit cards and other loans: $ 54
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the website and what are the skills you lack? - sparkling-dollar6
A: Thanks for the question. Most of the websites that I work on are static html sites. I am not a programmer per se. However, as I do not design sites but optimize them for higher search engine rankings this works out fine. I just tweak the html and content. The new website project is windows (.aspx) with a database, some flash & a strange proprietary video service that is greek to me. I need someone to help me move it and add some pages. Don't want to take a chance on messing it up. (May-31-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.005/28/2010 4:03:46 PM
foothillender$25.00$25.005/29/2010 10:46:55 AM
Unitas4302$100.00$100.005/29/2010 7:50:11 AM
DasMula$25.00$25.005/29/2010 10:19:48 PM
SolarMoonshine$25.00$25.006/2/2010 10:42:44 AM
exchange-cowbell5$25.00$25.006/3/2010 9:25:25 AM
dudebrah$35.00$35.006/3/2010 1:02:42 AM
Leshan$100.00$100.006/3/2010 5:22:33 PM
marwadi-62$200.00$200.006/3/2010 7:04:13 PM
Rancid$25.00$25.006/4/2010 10:06:06 AM
PotBellyPete$25.00$25.006/4/2010 9:36:18 AM
capital-kingdom$50.00$50.006/4/2010 1:22:47 PM
credit-missile$50.00$50.006/4/2010 11:04:13 AM
dcm6276$25.00$25.006/4/2010 8:01:04 AM
FundMaker$25.00$25.006/4/2010 5:16:47 AM
transaction-circuit$25.00$25.005/28/2010 4:07:56 PM
lender12345$25.00$25.006/1/2010 9:37:12 PM
Aberdeen$400.00$400.006/2/2010 10:43:22 AM
vigilance-searcher$25.00$25.006/3/2010 11:59:57 AM
wlm3012$25.00$25.006/3/2010 6:41:14 AM
OGS_Capital$25.00$25.006/4/2010 6:00:48 AM
portfolio-turbine$50.00$15.006/3/2010 6:28:43 PM
credit-missile$25.00$25.006/4/2010 11:04:47 AM
kinetic-social$25.00$25.006/4/2010 3:35:02 PM
jhouman$25.00$25.006/4/2010 11:05:43 AM
friendinmoney$25.00$25.006/4/2010 1:32:09 PM
Ray3486$25.00$25.006/4/2010 3:02:40 PM
27 bids
 
Borrower Payment Dependent Notes Series 460573
This series of Notes was issued and sold upon the funding of the borrower loan #42848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 30.11% Final borrower rate/APR: 31.11% / 33.50% Final monthly payment: $107.65
 
Auction yield range: 13.99% - 34.00% Estimated loss impact: 16.08%  
Lender servicing fee: 1.00% Estimated return: 14.03%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1994 Debt/Income ratio: 41%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 8Length of status:2y 0m
Credit score: 620-639 (May-2010) Total credit lines: 19 Occupation: Fireman
Now delinquent: 0 Revolving credit balance: $15,390Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 6    
Screen name: Firestalker Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
600-619 (Feb-2008)
560-579 (Jul-2007)
520-539 (Jul-2006)
(Feb-2006)
 
Principal balance: $1,630.08 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Buying Beaters and Reselling
I'm looking at purchasing older vehicles in need of minor mechanical or cosmetic flaws. I come from a bodyshop back ground and mechanical back ground. Just looking to make extra money by buying and selling 4 or 5 cars a year. I'm currently a?firefighter and have been been for the last two years. I have a full set of tools from my father's shop that has closed and I may use.?

I'm looking at older Ford Explorers and Expeditions from craiglist?needing quick sale cleaning them up doing a few thing too them and reselling them for?a $300-$500 profit. If I can do one a month great if not 3 or 4 a year?will be great.?I live?on a prime location on a road that has major traffic everyday.

What makes me a good canidate?
My other prosper loan has been paid on time for 26 about to be 27 payments. I make just at $32000 a year. About to get another 2.5% because of me completing EMT School.?My wifes paycheck takes care of the mortgage and household bills and my checks take care of the credit card debt.

Please email me with any questions.

Please contact me with any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list each of your debts (lender name, balance owed, interest rate, monthly payment). Thanks and best wishes. - reflective-rupee
A: Merrick Bank $685/$39 Carnival Visa $808/$23 Chase $1673/$54 Prosper $1630/$174 (Jun-01-2010)
Q: Do you have other debt? Your Prosper credit profile shows over $15K of revolving debt, far more than the total of what you listed in your answer to my prior question. Thanks - reflective-rupee
A: No, some credit reports still show and count me being an authorized user as part of my debt. (Jun-01-2010)
Q: Please explain the additional debt making up the $15K total in some detail. Thanks - reflective-rupee
A: Well how do I explain I was an authorized user on an account and that's the way prosper shows it and doesn't differ between the two. (Jun-01-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
finance-prescription$50.00$50.006/1/2010 12:00:48 PM
DasMula$25.00$25.006/1/2010 3:46:40 PM
Lender_1972$85.00$85.006/3/2010 12:11:36 PM
wlm3012$50.00$50.006/3/2010 2:54:25 PM
principal-mermaid$100.00$100.006/4/2010 9:37:14 AM
realtormoises$25.00$25.006/4/2010 9:57:31 AM
lucrative-loan$50.00$50.006/4/2010 4:24:50 PM
bid-caballero$30.00$30.006/4/2010 4:29:05 PM
kaianja$50.00$50.006/4/2010 8:00:42 PM
UCLA4life$25.00$25.006/4/2010 9:07:02 PM
exchange-dreams$25.00$25.006/5/2010 8:07:23 AM
CommunityArts_Non-profit$29.44$29.446/5/2010 8:58:23 AM
wlm3012$50.00$50.006/5/2010 10:44:08 AM
MrBadExample$195.00$195.006/4/2010 9:33:03 PM
impressive-openness7$50.00$50.006/5/2010 11:09:46 AM
reflective-rupee$25.00$25.006/5/2010 11:47:33 AM
dough-rocket$50.00$50.006/5/2010 11:57:27 AM
walkinonwater$25.00$25.006/4/2010 6:48:32 PM
quest0$25.00$25.006/4/2010 7:11:35 PM
genuine-integrity0$69.26$69.266/5/2010 10:42:46 AM
autonomous-truth$100.00$100.006/5/2010 12:12:22 PM
elvisloans$25.00$25.006/5/2010 2:50:57 PM
DasMula$25.00$25.006/1/2010 3:46:58 PM
reflective-rupee$100.00$100.006/1/2010 8:26:47 PM
FinDoc$25.00$25.006/4/2010 11:05:39 AM
SolarMoonshine$25.00$25.006/4/2010 10:00:57 AM
Iceman1347$25.00$25.006/4/2010 11:24:33 AM
Kash2010lu$35.00$35.006/4/2010 9:53:33 AM
Aberdeen$400.00$400.006/4/2010 10:10:39 AM
five-star-note$35.00$35.006/4/2010 4:26:58 PM
benrice$29.84$29.846/4/2010 11:14:05 AM
MrBadExample$250.00$250.006/4/2010 9:31:44 PM
brother_tam$200.00$7.946/4/2010 5:44:26 PM
autonomous-power$65.00$65.006/4/2010 10:13:58 PM
Maetryx$63.21$63.216/5/2010 7:35:04 AM
cunning-bill$29.00$29.006/4/2010 6:42:20 PM
Bob450$30.00$30.006/4/2010 7:43:24 PM
thisbucksforu$25.00$25.006/4/2010 10:44:06 PM
KlarthXVII$25.00$25.006/5/2010 7:58:48 AM
boo_hoo$50.00$50.006/5/2010 10:47:55 AM
RTPCorporation$96.31$96.316/6/2010 2:47:26 AM
41 bids
 
Borrower Payment Dependent Notes Series 460915
This series of Notes was issued and sold upon the funding of the borrower loan #42880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jun-02-2010 
  Auction end date:  Jun-07-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $97.02
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $97.02
 
Auction yield range: 10.99% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1982 Debt/Income ratio: 7%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 5Length of status:0y 9m
Credit score: 640-659 (Jun-2010) Total credit lines: 21 Occupation: Professional
Now delinquent: 2 Revolving credit balance: $2,476Stated income:$50,000-$74,999
Amount delinquent: $4,250 Bankcard utilization: 26%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 47    
Screen name: shellydk Borrower's state: Colorado Borrower's group: HARD MONEY LOANS
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Jun-2007)
 
Principal balance: $184.92 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Get out of the Payday Loan trap
Purpose of loan:
This loan will be used to? end the current Payday Loan cycle I am in, and end them forever.

My financial situation:
I am a good candidate for this loan because? I have made every payment on time for my current Prosper Loan and am about to pay it off. I will pay off this loan early.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 125
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-peace7$30.00$30.006/2/2010 4:12:16 PM
Artist_Blue$25.00$25.006/2/2010 4:12:42 PM
castleman$25.00$25.006/2/2010 4:12:12 PM
Aberdeen$400.00$400.006/2/2010 4:26:10 PM
Aberdeen$400.00$400.006/2/2010 4:46:04 PM
lucrative-dollar$25.00$25.006/2/2010 4:12:10 PM
bonus-banker$25.00$13.116/2/2010 4:13:23 PM
golffish2$100.00$100.006/3/2010 4:19:07 AM
vine99$40.00$40.006/2/2010 8:38:32 PM
glroark$50.00$50.006/3/2010 10:33:05 AM
SolarMoonshine$25.00$25.006/3/2010 9:59:35 AM
wlm3012$25.00$25.006/3/2010 3:30:09 PM
marwadi-62$200.00$200.006/5/2010 9:45:01 AM
CASSHMAN$75.00$75.006/5/2010 7:19:25 AM
bold-dynamic-silver$25.00$25.006/5/2010 7:25:08 AM
DasMula$25.00$25.006/5/2010 10:22:12 AM
green-thoughtful-yield$100.00$100.006/5/2010 12:20:46 PM
wwwUniversal$25.00$25.006/2/2010 4:26:41 PM
SnE$25.00$25.006/2/2010 4:12:47 PM
orange-preeminant-bill$100.00$100.006/2/2010 4:12:55 PM
Zolton$200.00$200.006/2/2010 4:13:20 PM
twjh$25.00$25.006/2/2010 4:53:28 PM
heerzaquestion$25.00$25.006/3/2010 8:00:20 PM
impressive-openness7$36.39$36.396/3/2010 6:19:40 PM
golffish2$100.00$100.006/4/2010 10:40:18 AM
aha6297$29.50$29.506/4/2010 1:17:08 PM
green-thoughtful-yield$100.00$100.006/4/2010 4:45:09 PM
wlm3012$25.00$25.006/5/2010 11:17:31 AM
exchange-dreams$25.00$25.006/5/2010 8:14:48 AM
unassuming-market7$43.00$43.006/6/2010 6:50:43 PM
CoolPlexer$33.00$33.006/5/2010 5:12:24 PM
grampy48$25.00$25.006/7/2010 7:24:04 AM
32 bids
 
Borrower Payment Dependent Notes Series 461025
This series of Notes was issued and sold upon the funding of the borrower loan #42834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jun-02-2010 
  Auction end date:  Jun-06-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $212.26
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $192.38
 
Auction yield range: 7.99% - 29.00% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1996 Debt/Income ratio: 7%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 5Length of status:5y 7m
Credit score: 700-719 (May-2010) Total credit lines: 30 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $20,746Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: compassion-conga Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adopting a baby
Purpose of loan:

This loan will go toward costs to adopt a baby. We have already completed the home study process and have all necessary clearances to adopt. We have one beautiful 5-year old daughter; our second daughter died at 5 months old of a genetic disorder. My financial situation:I am a good candidate for this loan because I have a?good credit score; a high income; have never paid a bill late; and have ample funds to pay the monthly loan amount.

I am the Director of Technology of a prominent company (have been a Director for 5 years) and have been in?IT for 20 years.

Thanks for?the bids?on the previous Prosper listing that did not get funded. I have decreased the loan amount (which improved the Prosper rating) and also have increased the interest rate dramatically on this new listing in the hopes that it will fund and we can bring our baby home. Thank you.?
Gross income: $9583
Monthly net income: $6800 Expenses:
2224 House (bought for 268,000, owe 227,000, equity of 41,000)
400 Utilities
110 Internet, cell phone
129 Insurance
600 Groceries
200 Car, gas, insurance (car is paid in full)
790 Debt
500 Other living expenses
________________
$4953
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.006/2/2010 4:14:51 PM
bid-czar8$100.00$100.006/2/2010 4:19:01 PM
treasure-hunter270$25.00$25.006/2/2010 4:23:59 PM
enthusiastic-balance5$100.00$100.006/2/2010 4:21:52 PM
american6$25.00$25.006/2/2010 4:22:17 PM
deal-multiplier9$25.00$25.006/2/2010 4:46:43 PM
Bank42$50.00$50.006/2/2010 4:24:23 PM
resource777$25.00$25.006/2/2010 4:47:06 PM
simplelender80$100.00$100.006/2/2010 4:24:36 PM
riproaringrapids$25.00$25.006/2/2010 4:48:02 PM
camaraderi-workhorse$30.00$30.006/2/2010 4:50:18 PM
nunnie$25.00$25.006/2/2010 4:26:44 PM
Ocean713$50.00$50.006/2/2010 4:51:58 PM
PRGuyinVA$25.00$25.006/2/2010 4:52:08 PM
dinero-speaker$50.00$50.006/2/2010 4:52:15 PM
steady-bazaar$25.00$25.006/2/2010 4:52:17 PM
kegs$36.12$36.126/2/2010 4:52:28 PM
wayman$25.00$25.006/2/2010 4:52:44 PM
DcUnited$30.00$30.006/2/2010 4:53:34 PM
sharp-money3$25.00$25.006/2/2010 4:47:13 PM
kmr2$97.14$97.146/2/2010 4:54:59 PM
generous-deal6$25.00$25.006/2/2010 5:05:21 PM
Dap2005$25.00$25.006/2/2010 6:01:53 PM
AAe$50.00$50.006/2/2010 7:00:32 PM
successful-euro$50.00$50.006/2/2010 4:52:13 PM
rate-mogul$25.00$25.006/2/2010 4:19:26 PM
economy-producer$25.00$25.006/2/2010 4:20:12 PM
Trakissta$100.00$100.006/2/2010 8:15:03 PM
SNH$50.00$50.006/2/2010 4:20:22 PM
studious-bonus7$50.00$50.006/2/2010 4:20:38 PM
Whipster$50.00$50.006/2/2010 4:55:18 PM
market-pudding$25.00$25.006/2/2010 5:04:28 PM
LarWit1512$25.00$25.006/2/2010 5:04:31 PM
ichibon$75.00$75.006/2/2010 4:24:04 PM
shrewd-deal$25.00$25.006/2/2010 4:25:06 PM
Bank_Of_XL$50.00$50.006/2/2010 6:26:33 PM
SimpleChoice$25.00$25.006/2/2010 4:45:17 PM
wampum-chorus3$25.00$25.006/2/2010 4:50:23 PM
gqrob$40.00$40.006/2/2010 4:50:25 PM
money-bauble$75.00$75.006/3/2010 4:18:00 AM
interest-jedi0$50.00$50.006/2/2010 4:51:50 PM
truth-futurist$25.00$25.006/2/2010 4:51:56 PM
zone6$100.00$100.006/2/2010 4:52:01 PM
money_money$50.00$50.006/2/2010 4:52:10 PM
adir1$25.00$25.006/2/2010 4:53:54 PM
objective-investor$100.00$100.006/2/2010 4:56:11 PM
SolarMoonshine$25.00$25.006/3/2010 10:03:06 AM
ritwik$50.00$50.006/3/2010 8:06:50 PM
MattProsper$80.00$80.006/3/2010 8:31:01 PM
wealth-cub$35.00$35.006/3/2010 10:51:39 PM
gourd6$36.47$36.476/4/2010 10:37:12 AM
interstellar$50.00$50.006/4/2010 3:58:51 PM
realestate6606$100.00$100.006/4/2010 1:31:15 PM
mercuriant$25.00$25.006/4/2010 9:37:49 AM
investment-party$31.10$31.106/4/2010 1:26:34 PM
reflective-rupee$25.00$25.006/4/2010 7:11:33 PM
felicity-daydream$25.00$25.006/4/2010 4:57:02 PM
southerndiva$25.00$25.006/5/2010 5:19:05 AM
reflective-rupee$50.00$50.006/4/2010 7:11:17 PM
bambampk$25.00$25.006/4/2010 8:20:14 PM
jpollar$50.00$50.006/2/2010 4:18:03 PM
credit-coach118$25.00$25.006/2/2010 4:18:19 PM
visionary-community$25.00$25.006/2/2010 4:19:04 PM
top-historic-peso$25.00$25.006/2/2010 4:20:28 PM
worth-arch$25.00$25.006/2/2010 4:20:48 PM
Phantom99$25.00$25.006/2/2010 4:21:34 PM
ddog0224$25.00$25.006/2/2010 4:22:02 PM
chestnut4$25.00$25.006/2/2010 4:22:28 PM
integrity-trumpet$50.00$50.006/2/2010 4:22:43 PM
painta$50.00$50.006/2/2010 4:45:22 PM
treasure-bliss$100.00$100.006/2/2010 4:25:19 PM
orange-preeminant-bill$100.00$100.006/2/2010 4:25:26 PM
green-thoughtful-yield$25.00$25.006/2/2010 4:25:49 PM
cash-spark3$25.00$25.006/2/2010 4:26:18 PM
svandgts$50.00$50.006/2/2010 4:52:11 PM
Artist_Blue$25.00$25.006/2/2010 4:53:22 PM
psa1995$50.00$50.006/2/2010 4:53:27 PM
independent-revenue4$50.00$50.006/2/2010 4:46:35 PM
a-tranquil-liberty$25.00$25.006/2/2010 4:47:56 PM
enforcer5$25.00$25.006/2/2010 4:52:19 PM
gracej$25.00$25.006/2/2010 4:52:21 PM
payout-banker4$25.00$25.006/2/2010 4:52:23 PM
twirl2$25.00$25.006/2/2010 4:55:20 PM
hrubinst$25.00$25.006/2/2010 4:21:16 PM
Avala$50.00$50.006/2/2010 4:21:22 PM
balanced-bill7$100.00$100.006/2/2010 4:23:50 PM
finance-prescription$72.38$72.386/2/2010 5:05:24 PM
trustworthy-fairness$50.00$50.006/2/2010 4:24:16 PM
power-pagoda$26.00$26.006/2/2010 4:24:50 PM
peace-habanero$25.00$25.006/2/2010 6:11:43 PM
exchange-synapse$50.00$45.796/3/2010 4:32:53 AM
golffish2$100.00$100.006/3/2010 4:46:19 AM
samo102us$25.00$25.006/2/2010 4:26:31 PM
radforj22$25.00$25.006/2/2010 4:44:59 PM
benefit-dreams$50.00$50.006/2/2010 4:47:16 PM
castleman$25.00$25.006/2/2010 4:50:21 PM
wwwUniversal$25.00$25.006/3/2010 9:18:15 AM
wise-spiritual-commitment$50.00$50.006/2/2010 4:51:48 PM
asset-equilibrium0$25.00$25.006/2/2010 4:51:52 PM
kaiger$25.00$25.006/2/2010 4:52:04 PM
teller$25.00$25.006/2/2010 4:53:45 PM
tnjohnso$25.00$25.006/2/2010 4:55:52 PM
the-silver-blaster$40.00$40.006/2/2010 6:16:41 PM
reflective-rupee$100.00$100.006/3/2010 7:03:56 PM
bazaar-coyote0$25.00$25.006/4/2010 5:56:30 AM
golffish2$100.00$100.006/4/2010 10:43:00 AM
credit-panda1$25.00$25.006/4/2010 8:31:43 AM
p2ploan-sensation211$25.00$25.006/4/2010 10:20:15 AM
debbymcc$25.00$25.006/4/2010 5:46:56 PM
aztec$100.00$100.006/5/2010 5:10:05 AM
eriqnoodle$25.00$25.006/5/2010 8:04:36 AM
the-payout-hug$25.00$25.006/5/2010 9:30:51 AM
duty-monger$50.00$50.006/5/2010 9:42:10 AM
bold-attentive-listing$50.00$50.006/5/2010 3:52:45 PM
Peacepower$25.00$25.006/6/2010 8:04:52 AM
barkochva$25.00$25.006/5/2010 9:24:11 PM
116 bids
 
Borrower Payment Dependent Notes Series 458970
This series of Notes was issued and sold upon the funding of the borrower loan #42877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-19-2010 
  Auction end date:  May-26-2010 
 
Starting lender yield: 14.00% Starting borrower rate/APR: 15.00% / 17.17% Starting monthly payment: $346.65
Final lender yield: 12.00% Final borrower rate/APR: 13.00% / 15.14% Final monthly payment: $336.94
 
Auction yield range: 3.99% - 14.00% Estimated loss impact: 2.14%  
Lender servicing fee: 1.00% Estimated return: 9.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2001 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:2y 4m
Credit score: 760-779 (May-2010) Total credit lines: 20 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $31,373Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: allamerathlete Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 7 ( 88% ) 760-779 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 13% )  
700-719 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
My personal loan for my business
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you tell me more about the type of business your involved in? Is this the start up phase or have you been doing it for a while? - RugbyFan
A: I am involved in multiple credit repair companies: http://www.RemoveMyCreditInquiries.org http://www.RemoveMyLatePayments.org The inquiries one is my initial site that currently generates $1500 a month with only a $200 monthly advertising investment. I do not take salary or anything else so it is a net gain of $1300 month. (May-20-2010)
Q: Please describe your business, and the planned use in your business for this loan. Is your employment with your business, or is your business in addition to your employment elsewhere? Thanks and best wishes. - reflective-rupee
A: I am involved in multiple credit repair companies: http://www.RemoveMyCreditInquiries.org http://www.RemoveMyLatePayments.org The inquiries one is my initial site that currently generates $1500 a month with only a $200 monthly advertising investment. I do not take salary or anything else so it is a net gain of $1300 month. My employment is completely separate. (May-20-2010)
Q: What kind of business are you in? And what do you plan to use the loan for? Thanks and good luck! - proton346
A: I am involved in multiple credit repair companies: http://www.RemoveMyCreditInquiries.org http://www.RemoveMyLatePayments.org The inquiries one is my initial site that currently generates $1500 a month with only a $200 monthly advertising investment. I do not take salary or anything else so it is a net gain of $1300 month. I plan to use the money to increase advertising and sites to expand overall brand for credit repair. (May-20-2010)
Q: If the business you are trying to fund involves helping people remove what are typically seen as bad entries on their credit reports, how can we be assured your own credit reported is fully accurate? - american6
A: My report is fully accurate. If It wasn't accurate i would hide the revolving credit on my accounts. Which to clarify are all 0% (Citibank & Chase) to 5.99% (PenFed). This loan will be paid back first as it is a higher rate. My last loan on prosper was paid back in 8 months. I would expect that to be the same scenario here. (May-22-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dontscrewmeover1$25.00$25.005/19/2010 3:36:09 PM
Rattlehead$75.00$75.005/19/2010 3:40:11 PM
BGILlender$25.00$25.005/19/2010 3:40:52 PM
msullivaniii$25.00$25.005/19/2010 3:41:22 PM
blackstar$25.00$25.005/19/2010 3:41:44 PM
rainbowsorbet$25.00$25.005/19/2010 3:42:48 PM
nimble-revenue$25.65$25.655/19/2010 3:35:57 PM
cowboyskier$50.00$50.005/19/2010 3:41:48 PM
affluence-tulip$100.00$100.005/19/2010 3:41:55 PM
Rockymtnhi$100.00$100.005/19/2010 3:39:12 PM
julijask$35.00$35.005/19/2010 3:42:13 PM
CallMeBen$50.00$50.005/19/2010 3:42:35 PM
greeninspirit$50.00$50.005/19/2010 3:40:55 PM
tbrnet$25.00$25.005/19/2010 3:42:46 PM
inforapenny$25.00$25.005/19/2010 3:43:05 PM
worth-arch$25.00$25.005/19/2010 3:43:24 PM
enthusiastic-balance5$100.00$100.005/19/2010 3:45:18 PM
Phantom99$25.00$25.005/19/2010 3:44:46 PM
the-profit-oracle$25.00$25.005/19/2010 3:44:56 PM
hotwired$25.00$25.005/19/2010 3:50:20 PM
FinDoc$25.00$25.005/19/2010 4:17:26 PM
ijspence$25.00$25.005/19/2010 4:32:39 PM
the-bright-velocity$25.00$25.005/19/2010 4:32:41 PM
ferdberfel$50.00$50.005/19/2010 4:32:08 PM
castleman$25.00$25.005/19/2010 4:36:39 PM
ichibon$52.14$52.145/19/2010 5:17:09 PM
ptjg$40.97$40.975/19/2010 6:11:49 PM
generous-deal6$25.00$25.005/19/2010 6:16:09 PM
bitbucket$50.00$50.005/19/2010 9:46:03 PM
Aimvest$25.00$25.005/19/2010 11:00:41 PM
bchen78875$25.00$25.005/20/2010 6:57:33 AM
WLenders$50.00$50.005/20/2010 12:00:57 AM
seabass123$25.00$25.005/20/2010 7:52:12 AM
treasure-bliss$100.00$100.005/20/2010 5:16:00 AM
BabyLender$25.00$25.005/20/2010 9:37:02 AM
orbiter614$26.43$26.435/20/2010 10:00:48 AM
jla720$25.00$25.005/20/2010 2:48:05 PM
a-finance-nirvana$25.00$25.005/20/2010 12:08:08 PM
PurplePonchoMan$25.00$25.005/20/2010 1:53:08 PM
special-truth$50.00$50.005/20/2010 6:42:17 PM
skuba$25.00$25.005/20/2010 5:07:28 PM
blissful-note7$25.00$25.005/20/2010 5:08:04 PM
cloud8$30.00$30.005/20/2010 8:36:29 PM
LiquidLender$25.00$25.005/20/2010 8:55:41 PM
BoughtTheFarm$25.00$25.005/21/2010 7:05:42 AM
bold-durability-drum$50.00$50.005/21/2010 9:30:53 AM
FjLenders$50.03$50.035/21/2010 7:05:40 AM
TheSmartAtheist$25.00$25.005/21/2010 7:05:46 AM
kmr2$38.26$38.265/21/2010 7:55:55 AM
Pulchritudinous$25.00$25.005/21/2010 9:01:31 AM
rudyindc$25.00$25.005/21/2010 12:26:56 PM
UncleScroogeDMD$100.00$100.005/21/2010 11:40:58 AM
newest-bountiful-basis$25.00$25.005/21/2010 11:41:42 AM
rdrloan$50.00$50.005/21/2010 11:41:43 AM
speedy-point$25.00$25.005/21/2010 12:15:48 PM
EJO$25.00$25.005/21/2010 4:16:28 PM
jonn834$25.00$25.005/22/2010 9:33:42 AM
david5000$50.00$50.005/23/2010 9:31:47 AM
dinero-festivity2$100.00$100.005/23/2010 12:17:39 PM
american6$25.00$25.005/24/2010 10:18:09 AM
minista$25.00$25.005/24/2010 10:21:31 AM
money2k$25.00$25.005/24/2010 5:11:40 AM
The_Loan_Runner$25.00$25.005/24/2010 11:24:37 AM
sarisai$25.00$25.005/24/2010 10:04:29 AM
best-listing-toro$25.00$25.005/24/2010 11:12:04 AM
kegs$100.00$100.005/24/2010 1:44:11 PM
Artist_Blue$25.00$25.005/24/2010 1:03:38 PM
Tradesmanlender$25.00$25.005/24/2010 5:04:40 PM
Clambake$50.00$50.005/24/2010 5:12:13 PM
jameskdean$25.00$25.005/24/2010 5:12:50 PM
mmckune$25.00$25.005/24/2010 5:13:21 PM
affluence-tycoon$25.00$25.005/24/2010 5:04:24 PM
smart-return$25.00$25.005/24/2010 5:13:18 PM
fairness-swashbuckler$100.00$100.005/24/2010 6:46:27 PM
mbf2234$25.00$25.005/24/2010 7:14:29 PM
eurobikermcdog$25.00$25.005/24/2010 8:56:00 PM
poolshark72$25.00$25.005/24/2010 10:25:50 PM
broepke$25.00$25.005/25/2010 9:36:21 AM
gain-dolphin$50.00$50.005/25/2010 11:53:59 AM
iijaejaeii$25.00$25.005/25/2010 11:57:16 AM
geniusj$25.00$25.005/25/2010 9:37:10 AM
don8ter$25.00$25.005/25/2010 2:09:40 PM
rmachi$25.00$25.005/25/2010 2:11:05 PM
lawyervon$25.00$25.005/25/2010 2:18:38 PM
kmwvma$25.00$25.005/25/2010 2:20:11 PM
aldeed$25.00$25.005/25/2010 2:36:37 PM
allenerb$25.00$25.005/25/2010 12:58:32 PM
new-goal-return$25.00$25.005/25/2010 2:07:07 PM
gracej$25.00$25.005/25/2010 2:36:25 PM
leverage-monger$25.00$25.005/25/2010 3:00:31 PM
sgf$25.00$25.005/25/2010 3:31:13 PM
Schlawinzer$25.00$25.005/25/2010 5:27:08 PM
nehemiah65$25.00$25.005/25/2010 10:16:41 PM
Imaginos1892$100.00$100.005/25/2010 10:04:23 PM
Scottnow$50.00$50.005/26/2010 5:43:29 AM
hebergee$25.00$25.005/26/2010 7:36:00 AM
cash-blueberry$30.00$30.005/26/2010 7:45:37 AM
leverage-monger$25.00$25.005/26/2010 7:52:24 AM
Nusk$25.00$25.005/26/2010 10:37:46 AM
integrity-trumpet$50.00$50.005/26/2010 9:37:14 AM
justice-magnate$50.00$50.005/26/2010 11:12:16 AM
DadWarbucks$25.00$25.005/26/2010 11:31:23 AM
sab$25.00$25.005/26/2010 10:07:23 AM
FredHead3$40.11$40.115/26/2010 1:09:13 PM
charb57$100.00$100.005/26/2010 2:34:35 PM
trade-elm$25.00$25.005/26/2010 2:44:50 PM
Astyanax$30.00$30.005/26/2010 12:48:12 PM
revenue-achievement$25.00$25.005/26/2010 2:27:36 PM
falcone$50.00$50.005/26/2010 3:27:49 PM
exact-peso2$32.75$32.755/26/2010 3:28:06 PM
martymaniaman$25.00$25.005/26/2010 10:09:21 AM
dynrep$25.00$25.005/26/2010 12:10:17 PM
basejump0$25.00$25.005/26/2010 1:23:34 PM
cassperr$25.00$25.005/26/2010 3:01:32 PM
p1k4blu$25.00$25.005/26/2010 3:07:50 PM
isid0re$25.00$25.005/26/2010 3:26:11 PM
Purple11$100.00$100.005/19/2010 3:36:22 PM
Jynxie$50.00$50.005/19/2010 3:36:35 PM
x27$25.00$25.005/19/2010 3:35:41 PM
successful-euro$30.00$30.005/19/2010 3:35:46 PM
studious-bonus7$50.00$50.005/19/2010 3:43:16 PM
here2lend$25.00$25.005/19/2010 3:41:53 PM
asafb$104.92$104.925/19/2010 3:41:57 PM
wealth-pal3$25.00$25.005/19/2010 3:42:00 PM
interest-jedi0$50.00$50.005/19/2010 3:44:36 PM
oht588$50.00$50.005/19/2010 3:42:18 PM
PRGuyinVA$25.00$25.005/19/2010 3:43:50 PM
hrubinst$25.00$25.005/19/2010 3:43:55 PM
Avala$50.00$50.005/19/2010 3:44:05 PM
dinero-speaker$25.00$25.005/19/2010 3:44:15 PM
JGB$25.00$25.005/19/2010 3:44:24 PM
ddog0224$25.00$25.005/19/2010 3:45:36 PM
wayman$25.00$25.005/19/2010 3:46:19 PM
rescue$50.00$50.005/19/2010 3:46:37 PM
Carpetkid$25.00$25.005/19/2010 3:52:31 PM
five-star-justice$36.00$36.005/19/2010 3:50:44 PM
flexible-value$26.00$26.005/19/2010 3:53:02 PM
TennSquire$25.00$25.005/19/2010 3:52:02 PM
egw$25.00$25.005/19/2010 3:51:30 PM
money-bauble$200.00$200.005/19/2010 3:51:35 PM
Weaverville$50.00$50.005/19/2010 3:51:44 PM
mesfinity$50.00$50.005/19/2010 3:53:47 PM
peace-habanero$25.00$25.005/19/2010 3:54:02 PM
economy-producer$25.00$25.005/19/2010 3:53:11 PM
business_savvy$49.50$49.505/19/2010 3:54:04 PM
integrity-doctor$56.18$56.185/19/2010 3:54:13 PM
IP$50.00$50.005/19/2010 4:32:51 PM
reflective-rupee$100.00$100.005/19/2010 4:25:37 PM
sentry256$25.00$25.005/19/2010 4:32:51 PM
emt747$25.00$25.005/19/2010 4:36:29 PM
BankOfShaun$25.00$25.005/19/2010 4:41:19 PM
BigMoney56$25.00$25.005/19/2010 4:34:23 PM
gold-disk$66.00$66.005/19/2010 5:25:44 PM
one-midas$25.00$25.005/19/2010 7:46:05 PM
orange-preeminant-bill$100.00$100.005/20/2010 5:20:43 AM
SNH$50.00$50.005/19/2010 9:22:04 PM
OldManP$25.00$25.005/19/2010 9:35:42 PM
life-is-great$25.00$25.005/20/2010 5:45:58 AM
famous-bill$50.00$50.005/20/2010 6:12:16 AM
srfb973$37.14$37.145/20/2010 9:28:03 AM
ClearLake$25.00$25.005/20/2010 9:39:58 AM
alexstar$25.00$25.005/20/2010 7:52:08 AM
Comoparklender$30.00$30.005/20/2010 7:52:18 AM
CaptainBlueberry$25.00$25.005/20/2010 11:07:37 AM
Dap2005$25.00$25.005/20/2010 7:52:27 AM
DeltaComputerGuy$50.00$50.005/20/2010 9:37:35 AM
line6owner$36.00$36.005/20/2010 10:06:45 AM
romario$25.84$25.845/20/2010 10:57:02 AM
orange-courageous-dedication$30.00$30.005/20/2010 3:55:50 PM
Peterman$25.00$25.005/20/2010 11:56:18 AM
Washington_Loan$25.00$25.005/20/2010 4:35:45 PM
buffalobills$25.00$25.005/21/2010 8:43:08 AM
Chessplayer71$27.72$27.725/21/2010 6:44:40 AM
loot-duckling$50.00$50.005/21/2010 9:38:33 AM
top-historic-peso$25.00$25.005/21/2010 9:38:43 AM
loanman2007$75.00$75.005/21/2010 7:18:22 AM
favorite-commerce$50.00$50.005/21/2010 7:05:44 AM
wonderfulwyo$25.00$25.005/21/2010 9:39:21 AM
camaraderi-workhorse$30.00$30.005/21/2010 9:37:49 AM
independent-revenue4$50.00$50.005/21/2010 9:39:03 AM
macgeek$50.00$50.005/21/2010 10:18:14 AM
peace-missile$25.00$25.005/21/2010 11:31:41 AM
Kattosha$25.00$25.005/21/2010 11:41:20 AM
ssgt95068$25.00$25.005/21/2010 11:41:21 AM
JoesSon$25.00$25.005/21/2010 5:40:47 PM
WilliamLeeSims$25.00$25.005/21/2010 4:11:18 PM
imlosttoo$25.00$25.005/22/2010 10:31:21 AM
A007$25.00$25.005/22/2010 6:07:15 AM
Ocean713$50.00$50.005/22/2010 11:12:16 AM
QsDad$25.00$25.005/22/2010 12:32:39 PM
kg4otl$25.00$25.005/22/2010 2:42:25 PM
riproaringrapids$25.00$25.005/23/2010 1:51:21 AM
kg4otl$100.00$64.305/23/2010 7:52:06 AM
new-social-economist$25.00$25.005/23/2010 11:56:37 PM
ZerightGifts$100.00$100.005/23/2010 3:30:12 PM
GElender$50.00$50.005/23/2010 10:38:59 PM
108lender$200.00$200.005/23/2010 10:39:22 PM
irrelevant$25.00$25.005/24/2010 7:53:33 AM
Dollars4Rent$25.00$25.005/24/2010 11:02:08 AM
golden-wealth2$50.00$50.005/24/2010 1:21:54 PM
wise-spiritual-commitment$50.00$50.005/24/2010 12:21:49 PM
iolaire$25.00$25.005/24/2010 4:28:23 PM
income-fortress$25.00$25.005/24/2010 5:03:10 PM
Jerrys1951$25.00$25.005/24/2010 5:03:06 PM
chestnut4$25.00$25.005/24/2010 5:47:50 PM
DrStaff$34.51$34.515/24/2010 6:57:22 PM
angeimack$25.00$25.005/25/2010 8:41:44 AM
brazilofmux$50.00$50.005/25/2010 10:51:24 AM
Rulea72$29.70$29.705/25/2010 7:55:33 AM
leverage-monger$25.00$25.005/25/2010 9:05:43 AM
credit-coach118$25.00$25.005/25/2010 9:11:21 AM
Kennfusion$25.00$25.005/25/2010 7:27:55 AM
topher515$25.00$25.005/25/2010 8:46:14 AM
yachey$25.00$25.005/25/2010 2:52:02 PM
Ven58$25.00$25.005/25/2010 2:57:59 PM
Sixmil$25.00$25.005/25/2010 2:11:07 PM
flwah$25.00$25.005/25/2010 2:11:21 PM
gothampark$25.00$25.005/25/2010 5:29:23 PM
gustavholstopus32$25.00$25.005/25/2010 7:00:30 PM
Dskillz$25.00$25.005/25/2010 6:27:05 PM
flshdaskll$25.00$25.005/25/2010 8:48:34 PM
SpotLending$25.00$25.005/25/2010 9:12:34 PM
rjcoutur2001$35.00$35.005/25/2010 10:04:54 PM
Jimmy_The_Geek$50.00$50.005/25/2010 10:31:57 PM
mikeandcat$49.51$49.515/26/2010 5:16:38 AM
leverage-monger$25.00$25.005/26/2010 7:34:37 AM
pwkpwk$25.00$25.005/26/2010 9:37:34 AM
Fillinganeed$25.00$25.005/25/2010 6:39:22 PM
Machbannai$35.00$35.005/25/2010 6:52:24 PM
leverage-monger$25.00$25.005/26/2010 10:25:04 AM
ihelpunow$25.00$25.005/26/2010 10:40:33 AM
liberty-equilibrium$79.34$79.345/26/2010 1:32:53 PM
fairness-swashbuckler$50.00$50.005/26/2010 1:00:01 PM
dblaz5$600.00$600.005/26/2010 3:24:38 PM
value-guru3$25.00$25.005/26/2010 3:25:39 PM
Moneypenny6$25.00$25.005/26/2010 3:27:40 PM
credit-missile$25.00$25.005/26/2010 3:26:35 PM
friendinmoney$25.00$25.005/26/2010 3:30:20 PM
blooming-kindness$25.00$25.005/26/2010 11:34:54 AM
riveting-credit5$100.00$100.005/26/2010 1:20:29 PM
credit-missile$50.00$50.005/26/2010 3:26:01 PM
cosmof16$25.00$25.005/26/2010 3:28:28 PM
biffmush$250.00$250.005/26/2010 3:29:42 PM
Engineer44$31.00$31.005/26/2010 3:30:05 PM
244 bids
 
Borrower Payment Dependent Notes Series 460202
This series of Notes was issued and sold upon the funding of the borrower loan #42840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-27-2010 
  Auction end date:  May-29-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $172.22
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $172.22
 
Auction yield range: 3.99% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 11 / 10Length of status:7y 4m
Credit score: 760-779 (May-2010) Total credit lines: 20 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $44,782Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: commerce-maker2 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement debt payoff
Purpose of loan:
Pay off home improvements I had put on my credit card

My financial situation:
I consider myself a good candidate for this loan because I am going to?pay back this loan, and in less than 3 years.
I am proud to say I have:
?-?not been late on any type?payments in 13 years (pride),
?-?have never defaulted on a loan of any type. (honor)

I just did some home remodeling, and my credit card company hiked up my rate. I would rather pay that interest to like minded folks, and save a little money while doing it.

Pleae feel free to ask me any questions you would like - thank you for considering my loan!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.005/27/2010 4:23:53 PM
economy-producer$25.00$25.005/27/2010 4:25:50 PM
worth-arch$25.00$25.005/27/2010 4:26:21 PM
hrubinst$25.00$25.005/27/2010 4:26:25 PM
Phantom99$25.00$25.005/27/2010 4:26:47 PM
enthusiastic-balance5$100.00$100.005/27/2010 4:26:56 PM
chestnut4$25.00$25.005/27/2010 4:29:06 PM
delicious-social132$25.00$25.005/27/2010 4:33:56 PM
balanced-bill7$100.00$100.005/27/2010 4:35:48 PM
mikrolown$25.00$25.005/27/2010 11:31:17 PM
Pasagam$25.00$25.005/28/2010 4:52:09 AM
simpy$25.00$25.005/28/2010 9:37:55 AM
SimpleChoice$25.00$25.005/28/2010 9:41:19 AM
roman2008$25.00$25.005/28/2010 10:08:08 AM
special-truth$25.00$25.005/28/2010 10:08:14 AM
towering-compassion$25.00$25.005/28/2010 10:09:58 AM
Sokarnox$25.00$25.005/28/2010 10:08:05 AM
Elbanko$50.00$50.005/28/2010 10:10:04 AM
bigdogsafety1$25.00$25.005/28/2010 10:10:12 AM
atrain2007$25.00$25.005/28/2010 10:08:26 AM
listing-shooter4$25.00$25.005/28/2010 10:10:14 AM
harmonious-yield$25.00$25.005/28/2010 10:08:27 AM
orange-courageous-dedication$30.00$30.005/28/2010 10:09:37 AM
kegs$100.00$100.005/28/2010 10:12:33 AM
angeimack$25.00$25.005/28/2010 10:12:41 AM
yomanie$25.00$25.005/28/2010 10:12:43 AM
loan-kung-fu$25.00$25.005/28/2010 10:12:52 AM
yachey$25.00$25.005/28/2010 10:10:25 AM
wise-spiritual-commitment$50.00$50.005/28/2010 10:11:44 AM
CROBRUN$25.00$25.005/28/2010 8:24:21 AM
powerful-finance7$25.00$25.005/28/2010 10:14:14 AM
currency-cigar4$100.00$100.005/28/2010 10:12:11 AM
trustu$25.00$25.005/28/2010 10:12:28 AM
PsiPro$25.00$25.005/28/2010 10:12:36 AM
e6400$50.00$50.005/28/2010 10:12:46 AM
shadargroup$25.00$25.005/28/2010 10:15:17 AM
gold-conga$25.00$25.005/28/2010 10:15:36 AM
life-is-great$25.00$25.005/28/2010 10:15:46 AM
WLenders$50.00$50.005/28/2010 10:15:57 AM
sarisai$101.00$101.005/28/2010 10:16:10 AM
integrity-doctor$77.51$77.515/28/2010 10:16:16 AM
JGB$55.53$55.535/28/2010 10:16:20 AM
bold-durability-drum$50.00$50.005/28/2010 10:16:23 AM
LiquidLender$25.00$25.005/28/2010 10:14:50 AM
alexstar$25.00$25.005/28/2010 10:14:59 AM
aasx1108$25.00$25.005/28/2010 10:15:10 AM
wanna-help$25.00$25.005/28/2010 10:15:21 AM
market-walnut5$50.00$50.005/28/2010 10:15:27 AM
_wally_$50.00$50.005/28/2010 10:15:33 AM
thefiringzod$25.00$25.005/28/2010 10:15:43 AM
Panna$25.00$25.005/28/2010 10:15:49 AM
psztnrw$50.00$50.005/28/2010 10:15:59 AM
Ready2Loan$25.00$25.005/28/2010 9:39:13 AM
DasCoon$50.00$50.005/28/2010 10:08:20 AM
China0813$25.00$25.005/28/2010 10:08:24 AM
JFKPilot$25.00$25.005/28/2010 10:09:23 AM
famous-bill$50.00$50.005/28/2010 10:09:43 AM
kind-adventurous-finance$29.68$29.685/28/2010 10:09:49 AM
physicsjoe$25.00$25.005/28/2010 10:11:49 AM
peso-aggregator$25.00$25.005/28/2010 10:12:45 AM
moneysuccess$25.00$25.005/28/2010 10:12:48 AM
thunder135$25.00$25.005/28/2010 10:15:04 AM
maldok1$25.00$25.005/28/2010 10:15:24 AM
gelidfrank$25.00$25.005/28/2010 10:15:35 AM
Cronos$50.00$50.005/28/2010 10:15:39 AM
Felicia_Joy$50.00$50.005/28/2010 10:15:47 AM
unassassinable$25.00$25.005/28/2010 10:15:52 AM
shrewd-peace7$25.00$25.005/28/2010 10:15:55 AM
funnymoney1$25.00$25.005/28/2010 10:16:06 AM
Bronxpsy$25.00$25.005/28/2010 10:16:12 AM
interest-jedi0$50.00$50.005/28/2010 10:16:21 AM
SNH$50.00$50.005/27/2010 4:25:54 PM
top-historic-peso$25.00$25.005/27/2010 4:26:04 PM
Avala$50.00$50.005/27/2010 4:26:39 PM
studious-bonus7$50.00$50.005/27/2010 4:26:13 PM
ddog0224$25.00$25.005/27/2010 4:27:11 PM
the-profit-oracle$25.00$25.005/27/2010 4:26:51 PM
integrity-trumpet$50.00$50.005/27/2010 4:29:52 PM
riproaringrapids$25.00$25.005/27/2010 4:31:09 PM
successful-euro$30.00$30.005/27/2010 4:33:03 PM
golden-wealth2$50.00$50.005/27/2010 4:33:36 PM
bid-czar8$100.00$100.005/27/2010 4:44:51 PM
wayman$25.00$25.005/27/2010 4:27:24 PM
treasure-hunter270$25.00$25.005/27/2010 5:31:54 PM
american6$25.00$25.005/27/2010 4:28:25 PM
ichibon$75.00$75.005/28/2010 3:21:47 AM
radforj22$25.00$25.005/28/2010 7:26:51 AM
bchen78875$25.00$25.005/27/2010 11:04:06 PM
jga516$25.00$25.005/28/2010 9:38:07 AM
money-bauble$100.00$100.005/28/2010 4:29:03 AM
4link$50.00$50.005/28/2010 9:38:31 AM
blue-repayment-ceremony$25.00$25.005/28/2010 9:38:40 AM
upbeat-investment9$25.00$25.005/28/2010 9:40:24 AM
bcg2004$25.00$25.005/28/2010 10:08:16 AM
LoisLoan$25.00$25.005/28/2010 10:08:25 AM
wampum-chorus3$25.00$25.005/28/2010 10:09:21 AM
lostviajero$25.00$25.005/28/2010 10:07:45 AM
understanding-fairness9$50.00$50.005/28/2010 10:09:50 AM
Philkent$25.00$25.005/28/2010 10:09:54 AM
Emerex$25.00$25.005/28/2010 10:08:15 AM
rjmdez$25.00$25.005/28/2010 10:08:23 AM
dunox$25.00$25.005/28/2010 10:08:26 AM
Eric15378$50.21$50.215/28/2010 10:09:02 AM
Gladglide$40.00$40.005/28/2010 10:09:24 AM
david5000$50.00$50.005/28/2010 10:12:17 AM
Insuredcash$50.00$50.005/28/2010 10:12:27 AM
jrbill1998$50.00$50.005/28/2010 10:14:25 AM
new-social-economist$25.00$25.005/28/2010 10:12:42 AM
visionary-community$25.00$25.005/28/2010 10:14:54 AM
one-midas$25.00$25.005/28/2010 10:15:06 AM
jla720$25.00$25.005/28/2010 10:15:38 AM
rider350$25.00$25.005/28/2010 10:15:56 AM
seabass123$25.00$25.005/28/2010 10:16:08 AM
spirited-bazaar7$50.00$50.005/28/2010 10:14:15 AM
FadSaolAgat$50.00$50.005/28/2010 10:14:20 AM
speedy-point$25.00$25.005/28/2010 10:14:33 AM
Fiimg$50.00$50.005/28/2010 10:15:01 AM
happyinvallarta$50.00$50.005/28/2010 10:15:14 AM
Banker7371$25.00$25.005/28/2010 10:15:23 AM
durability-exchanger$25.00$25.005/28/2010 10:15:32 AM
jscope$25.00$25.005/28/2010 10:15:41 AM
philosopher4$25.00$25.005/28/2010 10:15:51 AM
gold-disk$100.00$100.005/28/2010 10:16:01 AM
peace-missile$25.00$25.005/28/2010 10:16:17 AM
PRGuyinVA$25.00$25.005/28/2010 9:10:39 AM
greenback-boss296$50.00$50.005/28/2010 9:25:09 AM
CashMoneyGNOME$25.00$25.005/28/2010 9:38:22 AM
SDNLR$25.00$25.005/28/2010 9:41:00 AM
KandKLegacyInvestments$25.00$25.005/28/2010 10:07:48 AM
proper-penny7$25.00$25.005/28/2010 10:08:17 AM
dollar-spy$25.00$25.005/28/2010 10:08:23 AM
ticketman2$25.00$25.005/28/2010 10:10:16 AM
gracej$25.00$25.005/28/2010 10:11:30 AM
thestartuplender$35.00$35.005/28/2010 10:12:38 AM
emelia$25.00$25.005/28/2010 10:12:40 AM
epch$25.00$25.005/28/2010 10:12:49 AM
rudyindc$25.00$25.005/28/2010 10:14:19 AM
jdrez$25.00$25.005/28/2010 10:15:29 AM
commitment-farm$25.00$25.005/28/2010 10:15:37 AM
greenback-amplifier$25.00$25.005/28/2010 10:15:44 AM
LeReve$176.00$176.005/28/2010 10:15:54 AM
uncleegg$50.00$50.005/28/2010 10:16:05 AM
Aimvest$25.00$25.005/28/2010 10:16:09 AM
sc5$50.00$50.005/28/2010 10:16:14 AM
Ocean713$50.00$50.005/28/2010 10:16:18 AM
dinero-speaker$50.00$25.075/28/2010 10:16:24 AM
146 bids
 
Borrower Payment Dependent Notes Series 460294
This series of Notes was issued and sold upon the funding of the borrower loan #42828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 13.85% Starting borrower rate/APR: 14.85% / 17.02% Starting monthly payment: $276.74
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $276.74
 
Auction yield range: 5.99% - 13.85% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1998 Debt/Income ratio: 27%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 12Length of status:1y 7m
Credit score: 760-779 (May-2010) Total credit lines: 20 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $8,757Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 34%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: cogent Borrower's state: Missouri Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Apr-2010)
680-699 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Father's Medical Bills
History:
Since the summer of last year I have been able to pay down my debt significantly. My father has lived with me since he retired on a medical disability. His health has always been up and down. One weekend in March he couldn't keep any food down, which normally happened about once a month, but the intensity grew to the point where he asked to be taken to the hospital. If you knew my father you would see the severity of the situation as he would never say that unless he was in dire need of attention. As it turns out they had to remove his gallbladder.? Now those medical bills are rolling in and coupled with some debt I have left from my medical bills from replacing my front teeth in 2008. I need to move all of them together to simplify my bills and save some interest. I had to put my medical bill on a credit card that bumped the interest up to 20.99% in February when the credit card bills became active.

Current credit cards:
My min
Payment?? Balance Interest
$100 ????????? $2,800 @20.99%
$110 ????????? $3,700 @20%
$200 ???? ???? $1,500 left on current medical bills, so far. ??????????
Totals
$410 ??? $8,000 ???

Monthly finances:
Income
Mine?$2,000
Dad?$1,000

$915 Mortgage
$200 Phones/DSL
$250 Utilities
$250 Gasoline
$200 Insurance
$350 Food/misc
$100 Meds
$410 CC payments

What is left:?$325 (I will redirect as much as I can to the repayment of the loan)

Synopsis:
This would be my second Prosper loan. The other one I paid off early and never missed a payment!

My total monthly interest payment: $110 and steady
My average interest on all credit cards: 20%??

With your help:
Interest per month:?$70 and falling
Interest: 13%

And I WILL be free in three years!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FundMaker$25.00$25.006/4/2010 5:14:54 AM
selector568$103.27$103.275/28/2010 3:59:02 PM
top-historic-peso$25.00$25.005/28/2010 4:04:07 PM
hrubinst$25.00$25.005/28/2010 4:04:22 PM
Phantom99$25.00$25.005/28/2010 4:04:42 PM
ddog0224$25.00$25.005/28/2010 4:04:52 PM
wayman$25.00$25.005/28/2010 4:04:59 PM
bid-czar8$100.00$100.005/28/2010 4:07:54 PM
successful-euro$50.00$50.005/28/2010 4:08:10 PM
treasure-hunter270$25.00$25.005/28/2010 4:08:17 PM
the-profit-oracle$25.00$25.005/28/2010 4:10:00 PM
ichibon$75.00$75.005/28/2010 4:10:15 PM
ponbiki$25.00$25.005/29/2010 1:06:32 AM
economy-producer$25.00$25.005/28/2010 4:03:54 PM
economy-caper9$25.00$25.005/29/2010 3:24:10 AM
kmr2$350.00$350.005/29/2010 6:27:40 AM
american6$25.00$25.005/28/2010 4:05:22 PM
Pulchritudinous$25.00$25.005/28/2010 4:05:48 PM
riproaringrapids$25.00$25.005/28/2010 4:06:21 PM
asset-equilibrium0$25.00$25.005/29/2010 9:46:43 AM
Moneypenny6$25.00$25.005/29/2010 8:49:01 AM
MrBluesummers$50.00$50.005/29/2010 1:42:51 PM
MoneyForNothing$25.00$25.005/28/2010 10:28:28 PM
ethicalhumanist$25.00$25.005/29/2010 4:32:40 PM
cash-spark3$25.00$25.005/29/2010 5:58:56 PM
BachDegreeNavy$25.00$25.005/30/2010 7:53:21 AM
buckyhead2000$25.00$25.005/29/2010 2:25:10 PM
Cheburashka$25.00$25.005/29/2010 2:27:53 PM
return-elm$50.00$50.005/30/2010 7:30:46 AM
friendly-market5$25.00$25.005/30/2010 9:03:16 AM
shrewd-deal$25.00$25.005/30/2010 9:04:33 AM
bxdoc$77.67$77.675/29/2010 3:24:08 PM
TrixieD$25.00$25.005/30/2010 4:52:21 PM
PsiPro$25.00$25.005/30/2010 5:29:35 PM
1phantom$32.93$32.935/30/2010 3:32:33 PM
sibling_rivalry$200.00$200.005/30/2010 5:16:31 PM
DcUnited$25.00$25.005/29/2010 5:43:34 PM
zone6$100.00$38.715/30/2010 7:32:09 PM
DasMula$25.00$25.005/29/2010 9:48:56 PM
mason5$50.00$50.005/29/2010 11:50:41 PM
trustworthy-fairness$50.00$50.005/30/2010 5:59:09 AM
Bank42$50.00$50.005/30/2010 7:52:39 AM
alcyon$25.00$25.005/30/2010 8:42:58 AM
usedtoborrow$25.02$25.025/31/2010 9:12:02 AM
KandKLegacyInvestments$25.00$25.005/30/2010 12:03:45 PM
Katahdin$50.00$50.005/30/2010 12:51:44 PM
systemlender$25.00$25.005/30/2010 6:36:47 PM
Aberdeen$400.00$400.005/31/2010 9:12:03 AM
wwwUniversal$25.00$25.005/31/2010 5:56:48 PM
DasMula$25.00$25.005/31/2010 7:10:59 PM
satisfying-deal5$100.00$100.006/1/2010 9:38:52 AM
CASSHMAN$50.00$50.005/31/2010 4:46:18 PM
adir1$50.00$50.005/31/2010 8:59:52 PM
crdcteng$25.00$25.006/1/2010 11:45:12 AM
Bank_Of_XL$50.00$50.006/1/2010 10:56:24 AM
flipnsf$25.00$25.006/1/2010 7:14:57 PM
MonkeyHero$50.00$50.006/1/2010 10:57:48 PM
Quid-Pro-Quo$25.00$25.006/1/2010 8:21:01 PM
FinanceEngine$25.00$25.006/2/2010 10:53:44 AM
credit-panda1$25.00$25.006/2/2010 6:51:42 AM
rdrloan$50.00$50.006/2/2010 4:50:40 PM
JerryB96$25.00$25.006/2/2010 4:29:01 PM
stemper$50.00$50.006/2/2010 6:04:56 PM
The-CAPS-fan$35.00$35.006/3/2010 9:01:56 AM
booie$25.00$25.006/3/2010 11:09:48 AM
attractive-fund$25.00$25.006/3/2010 2:02:45 PM
uarewhatuthink$27.79$27.796/3/2010 4:27:53 PM
Sol_Invictus$25.00$25.006/3/2010 6:45:35 PM
curious166$50.00$50.006/3/2010 4:27:54 PM
natural-affluence4$50.00$50.006/3/2010 5:22:22 PM
wealthydc$25.00$25.006/4/2010 1:41:49 AM
IwillHuntUdown$25.00$25.006/4/2010 5:22:32 AM
spiff666$25.00$25.006/3/2010 7:07:54 PM
patriot384$350.00$350.006/4/2010 6:52:28 AM
ORteacher$50.00$50.006/3/2010 7:46:42 PM
pythia$25.00$25.006/4/2010 10:13:50 AM
Alligator4$30.00$30.006/3/2010 9:49:27 PM
FIRE09$50.00$50.006/4/2010 7:53:14 AM
Kessler$26.00$26.006/4/2010 12:52:25 AM
Chesterite$50.00$50.006/4/2010 10:37:50 AM
kilpat$25.23$25.236/4/2010 7:37:33 AM
theloanteacher$25.00$25.006/4/2010 8:25:02 AM
lawyervon$25.00$25.006/4/2010 9:35:22 AM
investment-cluster$25.00$25.006/4/2010 2:24:41 PM
gothampark$25.00$25.006/4/2010 3:46:50 PM
DoctorJoe$25.00$25.006/4/2010 3:54:47 PM
serene-capital$30.00$30.006/4/2010 11:59:16 AM
ptjg$34.64$34.645/28/2010 4:02:29 PM
studious-bonus7$50.00$50.005/28/2010 4:04:13 PM
Avala$50.00$50.005/28/2010 4:04:35 PM
integrity-trumpet$50.00$50.005/28/2010 4:05:52 PM
balanced-bill7$100.00$100.005/28/2010 4:07:40 PM
golden-wealth2$38.88$38.885/28/2010 4:08:27 PM
bchen78875$25.00$25.005/28/2010 4:09:29 PM
rescue$50.00$50.005/28/2010 4:01:45 PM
SNH$50.00$50.005/28/2010 4:03:57 PM
worth-arch$25.00$25.005/28/2010 4:04:19 PM
first-serene-credit$50.00$50.005/28/2010 10:46:51 PM
enthusiastic-balance5$100.00$100.005/28/2010 4:04:47 PM
green-planet-guy$26.00$26.005/29/2010 1:13:05 AM
chestnut4$25.00$25.005/28/2010 4:05:39 PM
delicious-social132$25.00$25.005/28/2010 4:07:23 PM
IIP77$25.00$25.005/29/2010 9:22:52 AM
painta$50.00$50.005/29/2010 10:36:48 AM
decisive-capital$100.00$100.005/28/2010 4:37:01 PM
Borhino$25.00$25.005/29/2010 12:29:49 PM
RedCentre$250.00$250.005/29/2010 2:05:02 PM
smart-gold$25.00$25.005/28/2010 7:11:37 PM
a-finance-nirvana$25.00$25.005/29/2010 3:34:44 PM
resource777$25.00$25.005/29/2010 7:37:03 AM
kaiger$25.00$25.005/29/2010 8:56:56 AM
NR$25.00$25.005/29/2010 5:51:46 PM
truth-futurist$25.00$25.005/29/2010 9:46:41 PM
bowdish1$50.00$50.005/29/2010 3:10:41 PM
RedRaider04$200.00$200.005/30/2010 12:32:47 PM
calkidd05$25.00$25.005/29/2010 3:56:44 PM
jasonuz$25.00$25.005/29/2010 9:04:50 PM
MoneyBagsRUs$25.00$25.005/29/2010 10:36:47 PM
superb-point$44.42$44.425/30/2010 2:11:51 AM
Pickmar$25.00$25.005/31/2010 9:04:18 AM
Aberdeen$400.00$400.005/31/2010 9:04:31 AM
favorite-commerce$50.00$50.005/31/2010 9:12:07 AM
epall$25.00$25.005/30/2010 10:52:21 AM
dollar-trader2$25.00$25.005/31/2010 1:27:41 PM
Heather11$50.00$50.005/31/2010 1:55:55 PM
ghinga$25.00$25.005/31/2010 4:32:37 AM
twjh$25.00$25.005/31/2010 4:17:08 PM
ideal-economy$132.13$132.135/31/2010 10:46:35 AM
frclmym$50.00$50.005/31/2010 8:57:37 PM
business_savvy$49.50$49.506/1/2010 11:07:34 AM
Socorro_Capital_Partners$25.00$25.005/31/2010 11:39:08 PM
Sven79$50.00$50.006/1/2010 4:38:06 PM
lender12345$25.00$25.006/1/2010 9:49:28 PM
ksubd$67.00$67.006/2/2010 7:23:51 AM
MattProsper$60.00$60.006/1/2010 9:55:18 PM
ultimatepaintball$25.00$25.006/2/2010 4:49:56 PM
merlin981$30.24$30.246/2/2010 4:49:51 PM
truth-in-advertising$25.00$25.006/2/2010 11:34:05 PM
fireman4$30.00$30.006/3/2010 7:34:26 AM
ManhattanLender$25.00$25.006/3/2010 4:28:11 PM
dollardave$100.00$100.006/3/2010 4:32:07 PM
Leshan$100.00$100.006/3/2010 5:18:03 PM
hope-lionheart1$27.00$27.006/3/2010 9:08:50 PM
best-listing-toro$25.00$25.006/3/2010 5:22:27 PM
grampy48$25.00$25.006/3/2010 5:48:25 PM
dbanwart$25.00$25.006/3/2010 6:33:12 PM
market-jam$44.61$44.616/4/2010 1:42:40 AM
vigorous-moola$36.00$36.006/4/2010 6:23:59 AM
prohelper$39.24$39.246/3/2010 4:27:51 PM
vigilance-searcher$25.00$25.006/4/2010 7:48:22 AM
serene-capital$25.00$25.006/4/2010 11:59:54 AM
UncleScroogeDMD$100.00$100.006/4/2010 2:04:51 PM
Personal-Bond$28.72$28.726/4/2010 3:37:03 PM
jpme$25.00$25.006/4/2010 3:56:05 PM
divine940$25.00$25.006/4/2010 12:34:54 PM
MrAirport$100.00$100.006/4/2010 1:24:48 PM
adalger$25.00$25.006/4/2010 9:52:12 AM
EJO$25.00$25.006/4/2010 3:55:34 PM
sthomasg$50.00$50.006/4/2010 10:56:57 AM
moneytolend72$35.00$35.006/4/2010 12:35:39 PM
katnmouse$25.00$25.006/4/2010 3:49:54 PM
161 bids
 
Borrower Payment Dependent Notes Series 460318
This series of Notes was issued and sold upon the funding of the borrower loan #42871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 25.39% Starting borrower rate/APR: 26.39% / 28.98% Starting monthly payment: $60.75
Final lender yield: 20.70% Final borrower rate/APR: 21.70% / 24.22% Final monthly payment: $57.05
 
Auction yield range: 10.99% - 25.39% Estimated loss impact: 10.50%  
Lender servicing fee: 1.00% Estimated return: 10.20%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 5 / 5Length of status:1y 11m
Credit score: 640-659 (May-2010) Total credit lines: 7 Occupation: Other
Now delinquent: 0 Revolving credit balance: $22,465Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: kdubsport Borrower's state: Washington Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Oct-2006)
640-659 (Sep-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Increase Marketing Budget
Purpose of loan:
This loan will be used to purchase promotional water bottles, table skirt and prize wheel for 15 table events at multiple gyms.

My financial situation:
My marketing budget is shoe string but I now have approval to do table events at many local gyms (which are my target market clients).
As part of my business building strategy I will be doing 15 table events in the next twelve months with an expected minimum of 2 new clients per event. Each client is worth $200 profit. 2 clients per event for 15 events = 30 new clients x $200 = $6000 profit for just this marketing strategy. This loan makes it possible to take the next step in my business building strategy, pay off my loan quickly, and put money back into my business to further build it. I also now have a marketing director who is helping me utilize my marketing budget to get the best ROI I can.? He is willing to help me in a volunteer capacity part time which is very helpful.

I am currently working full time in my business and also nanny two days a week to ensure I can pay my bills during the slow months.
I have had a previous loan with Prosper when I had to take care of my father and I paid it back in full on time. I now invest in very small amounts when I can in other people looking for loans within Prosper.

I am currently living with my fiance who pays pretty much all of the bills and extra entertainment and food bills so that I can put as much money as possible back into my business.

Monthly net income: $ 1,800

Monthly expenses: $
??Housing: $0 Living with my fiance who is gracious and pays the entire bill
??Insurance: $ 100
??Car expenses: $ 400 (car will be paid off in the next couple months so this will drop $315)
??Utilities: $ 0 Again, fiance pays all utilities
??Phone, cable, internet: $ 160
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$100.00$100.005/28/2010 4:03:45 PM
wlm3012$25.00$25.006/1/2010 10:45:31 AM
lender12345$25.00$25.006/1/2010 9:35:42 PM
Glenn$25.00$25.006/2/2010 10:10:24 PM
bold-attentive-listing$50.00$50.006/3/2010 2:17:17 PM
Leshan$100.00$100.006/3/2010 5:20:32 PM
portfolio-turbine$50.00$50.006/3/2010 6:29:37 PM
jsnryn$25.00$25.006/4/2010 8:28:21 AM
newstar2000$25.00$25.006/4/2010 12:09:38 PM
Land_on_your_feet$30.00$30.006/4/2010 1:35:29 PM
hoffspot$41.09$41.096/4/2010 1:59:00 PM
ZooMNFinancial$72.00$72.006/4/2010 10:18:48 AM
kinetic-social$25.00$17.246/4/2010 3:33:14 PM
Feyenoord$29.95$29.956/4/2010 8:57:22 AM
Nasdaq$25.00$25.006/4/2010 1:16:59 PM
frclmym$150.00$150.006/4/2010 12:33:39 PM
Ray3486$25.00$25.006/4/2010 3:00:24 PM
Unitas4302$200.00$200.005/29/2010 7:48:54 AM
Jinja$35.00$35.006/1/2010 4:32:13 PM
vigilance-searcher$25.00$25.006/3/2010 11:59:06 AM
srthsvghdthtr$25.00$25.006/3/2010 12:01:43 PM
tomoe$25.00$25.006/3/2010 7:20:00 PM
PotBellyPete$25.00$25.006/4/2010 9:35:18 AM
khamlagirl$25.00$25.006/4/2010 10:55:18 AM
exchange-cowbell5$25.00$25.006/4/2010 11:48:14 AM
dstolars$25.00$25.006/4/2010 2:40:43 PM
IwillHuntUdown$29.63$29.636/4/2010 9:07:04 AM
jybank$25.00$25.006/4/2010 1:48:48 PM
capital-kingdom$50.00$50.006/4/2010 1:24:41 PM
Bobtep23$50.00$50.006/4/2010 2:18:34 PM
sgvending$45.09$45.096/4/2010 2:36:45 PM
Cory79$25.00$25.006/4/2010 2:48:06 PM
principal-star$25.00$25.006/4/2010 3:08:20 PM
DasMula$25.00$25.006/4/2010 3:22:52 PM
34 bids
 
Borrower Payment Dependent Notes Series 460332
This series of Notes was issued and sold upon the funding of the borrower loan #42825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-27-2010 
  Auction end date:  Jun-02-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $159.46
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 3.99% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1997 Debt/Income ratio: 9%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:3y 1m
Credit score: 700-719 (May-2010) Total credit lines: 15 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $5,839Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 40%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 3    
Screen name: a-tranquil-liberty Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cloud8$40.00$40.005/27/2010 4:20:53 PM
hookUup$25.00$25.005/27/2010 4:22:12 PM
tender-integrity3$50.00$50.005/27/2010 4:22:40 PM
thorough-exchange4$40.00$40.005/27/2010 4:24:42 PM
afotherg$40.00$40.005/27/2010 4:25:21 PM
power-defender7$25.00$25.005/27/2010 4:25:28 PM
kulender$25.00$25.005/27/2010 4:25:09 PM
rudyindc$25.00$25.005/27/2010 4:25:26 PM
worth-arch$25.00$25.005/27/2010 4:26:20 PM
HUMPTIDUMPTI$50.00$50.005/27/2010 4:27:53 PM
american6$25.00$25.005/27/2010 4:28:24 PM
bold-durability-drum$50.00$50.005/27/2010 4:28:35 PM
peace-missile$25.00$25.005/27/2010 4:29:54 PM
Aegean$25.00$25.005/27/2010 4:30:44 PM
integrity-trumpet$50.00$50.005/27/2010 4:29:51 PM
R3P0MAN$25.00$25.005/27/2010 4:31:03 PM
seabass123$25.00$25.005/27/2010 4:31:16 PM
scrappy-bonus2$25.00$25.005/27/2010 4:31:21 PM
credit-coach118$40.00$40.005/27/2010 4:30:55 PM
figs4u2$80.00$80.005/27/2010 4:31:30 PM
generator596$50.00$50.005/27/2010 4:31:45 PM
TakeCare$100.00$100.005/27/2010 4:32:38 PM
castleman$25.00$25.005/27/2010 4:32:55 PM
macgeek$100.00$100.005/27/2010 4:33:46 PM
meux99$25.00$25.005/27/2010 4:22:34 PM
DavenportCapital$25.00$25.005/27/2010 4:34:06 PM
alexstar$25.00$25.005/27/2010 4:24:32 PM
golden-responsibility189$50.00$50.005/27/2010 4:24:45 PM
currency-persimmon$25.00$25.005/27/2010 4:25:25 PM
bid-czar8$100.00$100.005/27/2010 4:44:49 PM
Phantom99$25.00$25.005/27/2010 4:26:45 PM
enthusiastic-balance5$100.00$100.005/27/2010 4:26:54 PM
lloyd_s$25.00$25.005/27/2010 4:51:50 PM
a-responsible-return$25.00$25.005/27/2010 4:27:37 PM
bigbrown20$25.00$25.005/27/2010 5:11:41 PM
Ocean713$50.00$50.005/27/2010 4:27:45 PM
treasure-hunter270$25.00$25.005/27/2010 5:31:52 PM
kegs$100.00$100.005/27/2010 4:28:44 PM
UncleScroogeDMD$100.00$100.005/27/2010 5:58:17 PM
chestnut4$25.00$25.005/27/2010 4:29:03 PM
platinum-rapture6$25.00$25.005/27/2010 6:12:28 PM
investmentgroup$25.00$25.005/27/2010 4:29:38 PM
hawaiiangirl76$25.00$25.005/27/2010 6:36:44 PM
Sam65$25.00$25.005/27/2010 4:30:19 PM
Marathoner$25.00$25.005/27/2010 4:30:37 PM
life-is-great$25.00$25.005/27/2010 4:30:46 PM
hopeful-point$25.00$25.005/27/2010 4:30:59 PM
caNative$25.00$25.005/27/2010 7:22:33 PM
ingenious-truth0$25.00$25.005/27/2010 7:08:23 PM
teufelhund$25.00$25.005/27/2010 7:47:48 PM
moltopaolo$50.00$50.005/27/2010 4:31:50 PM
the-profit-oracle$25.00$25.005/27/2010 7:41:44 PM
kmr2$373.13$373.135/27/2010 4:33:05 PM
radforj22$50.00$50.005/27/2010 4:33:38 PM
transparency-seagull1$25.00$25.005/27/2010 4:33:59 PM
Railbird$25.00$25.005/27/2010 9:47:11 PM
cash-merry-maker$25.00$25.005/27/2010 4:34:07 PM
geniusj$25.00$25.005/27/2010 4:34:19 PM
comtnlover$25.00$25.005/27/2010 9:47:17 PM
balanced-bill7$100.00$100.005/27/2010 4:35:46 PM
Daneistes$100.00$100.005/27/2010 4:43:55 PM
established-payout$25.00$25.005/27/2010 4:44:07 PM
ichibon$75.00$75.005/27/2010 7:11:52 PM
likeable-reward$25.00$25.005/27/2010 9:47:18 PM
balance-voyager$83.18$83.185/27/2010 9:47:22 PM
ryan23$47.72$9.045/27/2010 9:47:44 PM
ijspence$25.00$25.005/28/2010 10:08:19 AM
the-bright-velocity$25.00$25.005/28/2010 1:41:45 PM
Pickmar$25.00$25.005/31/2010 8:55:41 AM
successful-euro$50.00$50.005/27/2010 4:21:11 PM
dharma1$25.00$25.005/27/2010 4:22:45 PM
rescue$50.00$50.005/27/2010 4:23:51 PM
DukSerduk$25.00$25.005/27/2010 4:25:06 PM
credit-scout7$30.00$30.005/27/2010 4:24:48 PM
JGB$100.00$100.005/27/2010 4:25:13 PM
harty$60.00$60.005/27/2010 4:24:51 PM
meenan$25.00$25.005/27/2010 4:25:00 PM
interest-jedi0$50.00$50.005/27/2010 4:25:17 PM
SNH$50.00$50.005/27/2010 4:25:56 PM
top-historic-peso$25.00$25.005/27/2010 4:26:02 PM
studious-bonus7$50.00$50.005/27/2010 4:26:11 PM
hrubinst$25.00$25.005/27/2010 4:26:27 PM
riproaringrapids$25.00$25.005/27/2010 4:28:03 PM
elasermd$32.58$32.585/27/2010 4:28:19 PM
evnagelist$25.00$25.005/27/2010 4:30:38 PM
bds9646$26.00$26.005/27/2010 4:30:44 PM
Ivan2007$25.00$25.005/27/2010 4:30:50 PM
diligent-leverage$25.00$25.005/27/2010 4:30:22 PM
kenji4861$25.00$25.005/27/2010 4:30:31 PM
tntmojave$25.00$25.005/27/2010 4:31:18 PM
best-ingenious-funds$25.00$25.005/27/2010 4:30:45 PM
Divot$25.00$25.005/27/2010 4:30:58 PM
flexible-value$28.00$28.005/27/2010 4:31:29 PM
david5000$50.00$50.005/27/2010 4:31:47 PM
golden-wealth2$50.00$50.005/27/2010 4:33:35 PM
gauss02$25.00$25.005/27/2010 4:34:02 PM
PRGuyinVA$25.00$25.005/27/2010 4:35:14 PM
truth-image$50.00$50.005/27/2010 4:24:54 PM
favorable-order8$25.00$25.005/27/2010 4:42:27 PM
delicious-social132$40.00$40.005/27/2010 4:24:57 PM
orange-resolute-platinum$25.00$25.005/27/2010 4:43:13 PM
economy-producer$25.00$25.005/27/2010 4:25:47 PM
Avala$50.00$50.005/27/2010 4:26:36 PM
ddog0224$25.00$25.005/27/2010 4:27:05 PM
alcyon$25.00$25.005/27/2010 4:51:53 PM
wayman$25.00$25.005/27/2010 4:27:21 PM
gigabit$50.00$50.005/27/2010 4:27:41 PM
dinero-festivity2$100.00$100.005/27/2010 4:28:12 PM
kindness-percolator5$25.00$25.005/27/2010 6:12:52 PM
dinero-speaker$50.00$50.005/27/2010 7:08:19 PM
independent-revenue4$33.88$33.885/27/2010 7:08:28 PM
money-bauble$75.00$75.005/27/2010 4:32:56 PM
mwfarmkid$50.00$50.005/27/2010 9:47:14 PM
PCash$25.00$25.005/27/2010 9:47:20 PM
rose88$25.00$25.005/27/2010 4:44:27 PM
rjw_mpwr$25.00$25.005/27/2010 4:45:44 PM
RMB-Investments$44.19$44.195/27/2010 9:11:47 PM
interstellar$50.00$50.005/29/2010 2:40:26 PM
Lender0307$25.00$25.006/1/2010 10:46:41 AM
wwwUniversal$25.00$25.006/1/2010 11:51:41 PM
120 bids
 
Borrower Payment Dependent Notes Series 460354
This series of Notes was issued and sold upon the funding of the borrower loan #42857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-02-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $153.90
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $153.90
 
Auction yield range: 7.99% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1987 Debt/Income ratio: 30%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 7Length of status:2y 6m
Credit score: 700-719 (May-2010) Total credit lines: 14 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $25,612Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: daveydoo1964 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2008)
 
Principal balance: $2,177.97 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Down payment for new car .....
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Pulchritudinous$25.00$25.005/28/2010 4:00:53 PM
rescue$50.00$50.005/28/2010 4:01:43 PM
top-historic-peso$25.00$25.005/28/2010 4:04:06 PM
SNH$50.00$50.005/28/2010 4:03:58 PM
Phantom99$25.00$25.005/28/2010 4:04:41 PM
ddog0224$25.00$25.005/28/2010 4:04:51 PM
wayman$25.00$25.005/28/2010 4:04:57 PM
bid-czar8$100.00$100.005/28/2010 4:07:52 PM
bchen78875$25.00$25.005/28/2010 4:09:33 PM
successful-euro$50.00$50.005/28/2010 4:08:08 PM
treasure-hunter270$25.00$25.005/28/2010 4:08:15 PM
the-profit-oracle$25.00$25.005/28/2010 4:10:02 PM
ichibon$75.00$75.005/28/2010 4:10:13 PM
rate-mogul$25.00$25.005/28/2010 4:02:37 PM
economy-producer$25.00$25.005/28/2010 4:03:53 PM
hrubinst$25.00$25.005/28/2010 4:04:23 PM
Bank_Of_XL$25.00$25.005/28/2010 11:21:32 PM
DcUnited$26.29$26.295/29/2010 7:12:38 AM
american6$25.00$25.005/28/2010 4:05:20 PM
integrity-trumpet$50.00$50.005/28/2010 4:05:51 PM
kmr2$350.00$350.005/29/2010 6:27:38 AM
kaiger$25.00$25.005/29/2010 8:56:55 AM
asset-equilibrium0$25.00$25.005/29/2010 9:46:42 AM
mercuriant$25.00$25.005/28/2010 5:37:20 PM
Cheburashka$25.00$25.005/29/2010 2:27:50 PM
superb-point$50.00$50.005/28/2010 9:21:54 PM
bowdish1$50.00$50.005/29/2010 3:10:39 PM
tallmon$25.00$25.005/29/2010 2:52:18 PM
building_community$25.00$25.005/29/2010 2:52:56 PM
Whipster$50.00$50.005/29/2010 3:24:21 PM
boater01$29.28$29.285/29/2010 2:55:18 PM
IIP77$25.00$25.005/29/2010 9:22:51 AM
painta$50.00$50.005/29/2010 10:36:47 AM
ideal-economy$50.00$50.005/30/2010 5:49:38 AM
teller$25.00$25.005/29/2010 2:40:47 PM
Aberdeen$400.00$400.005/29/2010 2:43:11 PM
vine99$50.00$50.005/30/2010 11:53:50 AM
twjh$25.00$25.005/30/2010 10:51:43 AM
bondhedger$25.00$25.005/31/2010 2:38:53 AM
DasMula$25.00$25.005/31/2010 11:54:13 AM
credit-coach118$25.00$25.005/31/2010 3:53:42 PM
heerzaquestion$25.00$25.005/31/2010 12:49:04 PM
grnii78$100.00$100.005/31/2010 4:51:22 PM
loan-fate$27.56$27.566/1/2010 9:12:12 AM
interstellar$50.00$50.006/1/2010 3:01:42 PM
Rockymtnhi$100.00$100.006/1/2010 4:32:45 PM
tnjohnso$25.00$25.005/28/2010 4:03:49 PM
riproaringrapids$25.00$25.005/28/2010 4:02:40 PM
Avala$50.00$50.005/28/2010 4:04:32 PM
enthusiastic-balance5$100.00$100.005/28/2010 4:04:46 PM
balanced-bill7$100.00$100.005/28/2010 4:07:38 PM
loyalist1$100.00$100.005/28/2010 4:10:23 PM
lucrative-loan$50.00$50.005/28/2010 5:37:15 PM
1fortheroad$25.00$25.005/28/2010 6:46:41 PM
studious-bonus7$50.00$50.005/28/2010 4:04:11 PM
worth-arch$25.00$25.005/28/2010 4:04:18 PM
chestnut4$25.00$25.005/28/2010 4:05:38 PM
SDNLR$25.00$25.005/29/2010 2:41:14 PM
Kulchar$26.56$26.565/29/2010 2:54:25 PM
green-planet-guy$26.00$26.005/29/2010 1:13:01 AM
selector568$200.00$200.005/29/2010 3:22:14 PM
Jerrys1951$25.00$25.005/29/2010 6:36:02 AM
tsui517$25.00$6.935/29/2010 3:25:44 PM
resource777$25.00$25.005/29/2010 7:37:02 AM
kain11286$25.00$25.005/29/2010 3:20:15 PM
wwwUniversal$25.00$25.005/30/2010 12:11:50 PM
sloak$25.00$25.005/29/2010 3:24:49 PM
time4aloan$32.38$32.385/29/2010 3:24:56 PM
reflective-rupee$25.00$25.005/30/2010 5:28:09 PM
calbertrand$25.00$25.005/31/2010 6:41:41 PM
charming-point$300.00$300.006/1/2010 6:35:36 AM
satisfying-deal5$100.00$100.006/1/2010 9:38:43 AM
flipnsf$25.00$25.006/1/2010 7:09:04 PM
lender12345$25.00$25.006/1/2010 9:36:14 PM
CommerciaLender$25.00$25.006/2/2010 6:00:14 AM
green-thoughtful-yield$25.00$25.006/2/2010 9:39:30 AM
calkidd05$25.00$25.006/2/2010 9:38:57 AM
77 bids
 
Borrower Payment Dependent Notes Series 460390
This series of Notes was issued and sold upon the funding of the borrower loan #42859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-28-2010 
  Auction end date:  Jun-04-2010 
 
Starting lender yield: 10.00% Starting borrower rate/APR: 11.00% / 13.12% Starting monthly payment: $130.95
Final lender yield: 10.00% Final borrower rate/APR: 11.00% / 13.12% Final monthly payment: $130.95
 
Auction yield range: 3.99% - 10.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.87%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1996 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 24 / 24Length of status:2y 8m
Credit score: 780-799 (May-2010) Total credit lines: 43 Occupation: Other
Now delinquent: 0 Revolving credit balance: $57,142Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 50%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: B12SE-r Borrower's state: California Borrower's group: Kaibigan - Filipino / Filipino-American Fellowship Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 38 ( 100% ) 780-799 (Latest)
Principal borrowed: $4,050.00< 31 days late: 0 ( 0% )  
800-819 (Sep-2008)
820-839 (Jan-2007)
 
Principal balance: $635.35 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
I really hate my gas card
Purpose of loan:
This loan will be used to cancel my gas card.? Yes, I really hate my gas card.? I really, really really hate my gas card now.? It used to have a credit limit of $5600 with a balance of $2000.? Well, in one month, I ballooned it to 4K, and then didn't pay the monthly minimum 2 months in a row (was waiting for my tax return - ok, not the most fiscally sound move).? Subsequently, my credit card company lowered the credit limit of the card to $80.? So I am asking the help of you all to get me to pay off the balance and close the account.? Any excess funds will most likely go towards closing my other loan here on prosper.

Thanks for your time in reading this.

My financial situation:
I am a good candidate for this loan because - my history of loan repayment should speak for itself
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dontscrewmeover1$25.00$25.005/28/2010 3:58:54 PM
principal-prodigy$25.00$25.005/28/2010 4:00:40 PM
rangers94$25.00$25.005/28/2010 3:59:15 PM
CA_Lender$25.00$25.005/28/2010 4:02:15 PM
availableloan$25.00$25.005/28/2010 4:06:19 PM
MoneyForNothing$25.00$25.005/28/2010 10:24:56 PM
CallMeBen$50.00$50.005/31/2010 9:42:30 AM
Pickmar$25.00$25.005/31/2010 9:08:32 AM
vinayski$25.00$25.005/31/2010 4:28:09 PM
satisfying-deal5$100.00$100.006/1/2010 9:38:54 AM
newest-bountiful-basis$25.00$25.006/1/2010 4:36:47 PM
Bank_Of_XL$25.00$25.006/1/2010 5:50:33 PM
sweety075$25.00$25.006/2/2010 1:51:14 PM
Sven79$50.00$50.006/2/2010 4:51:17 PM
StrongMonty$25.00$25.006/2/2010 5:43:13 PM
best-listing-toro$25.00$25.006/3/2010 5:24:32 PM
Stavros$71.83$71.836/3/2010 4:27:31 PM
Jollyrancher$200.00$200.006/4/2010 3:28:24 AM
pioneer580$100.00$100.006/4/2010 4:06:49 AM
alaskakid$25.00$25.006/4/2010 4:43:15 AM
Aberdeen$400.00$400.006/4/2010 3:30:07 AM
Leshan$100.00$100.006/3/2010 5:27:26 PM
tlstar14$50.00$50.006/4/2010 10:31:59 AM
lawyervon$25.00$25.006/4/2010 9:35:23 AM
RandyL3$25.00$25.006/4/2010 1:43:20 AM
gustavholstopus32$25.00$25.006/4/2010 5:07:09 AM
TheCount$25.00$25.006/4/2010 10:58:57 AM
benefit-flow$50.00$50.006/4/2010 11:02:25 AM
George2384$25.00$25.006/4/2010 7:18:23 AM
Sealion$50.00$30.606/4/2010 11:38:00 AM
serene-capital$30.00$30.006/4/2010 11:55:57 AM
foldingbenny2$60.00$60.006/4/2010 8:23:05 AM
BlueProteus$25.00$25.006/4/2010 8:42:36 AM
wwwUniversal$25.00$25.006/4/2010 1:31:53 PM
DBopp$25.00$25.006/4/2010 2:47:39 PM
SanJoser$25.00$25.006/4/2010 3:43:36 PM
katnmouse$25.00$25.006/4/2010 3:51:16 PM
Chewbaca$25.00$25.006/4/2010 3:56:43 PM
DeltaComputerGuy$50.00$50.005/29/2010 8:26:45 AM
buphigam$27.60$27.605/29/2010 2:40:38 PM
sibling_rivalry$200.00$200.005/30/2010 5:39:20 PM
jonus311$25.00$25.005/30/2010 10:14:29 PM
JGuide$26.19$26.195/31/2010 8:19:13 AM
chibear34$25.00$25.005/31/2010 5:07:24 PM
business_savvy$49.50$49.505/31/2010 3:54:29 PM
blissful-note7$25.00$25.005/31/2010 3:57:16 PM
Josphine$25.00$25.006/1/2010 8:06:50 AM
loanman2007$50.00$50.006/1/2010 9:22:51 AM
asafb$300.00$300.006/1/2010 3:28:49 PM
gpuck$25.00$25.006/1/2010 5:11:47 PM
lender12345$25.00$25.006/1/2010 9:48:29 PM
kleinbrak$25.00$25.006/1/2010 7:37:43 PM
Damostuff$25.00$25.006/2/2010 4:51:06 PM
respectful-integrity3$50.00$50.006/3/2010 8:47:53 AM
income-fortress$25.00$25.006/3/2010 4:27:59 PM
heerzaquestion$25.00$25.006/3/2010 7:48:42 PM
PPLIN810$30.97$30.976/3/2010 4:52:30 PM
selector568$167.45$167.456/4/2010 1:42:07 AM
aganippe$25.00$25.006/3/2010 9:36:19 PM
minista$25.00$25.006/4/2010 4:09:57 AM
csak13$25.00$25.006/4/2010 6:06:43 AM
accelerator1$25.00$25.006/4/2010 7:41:44 AM
w8291$25.00$25.006/4/2010 5:28:07 AM
Lubava$25.00$25.006/4/2010 5:36:52 AM
treasure-hug2$25.00$25.006/4/2010 8:13:31 AM
friendinmoney$25.00$25.006/4/2010 1:33:47 PM
MrXcel$40.73$40.736/4/2010 1:50:27 PM
Aberdeen$400.00$400.006/4/2010 3:30:06 AM
mpatrick$40.00$40.006/4/2010 3:45:28 PM
HonorableLoans$25.13$25.136/4/2010 11:38:39 AM
outofoffice$50.00$50.006/4/2010 7:57:05 AM
pythia$25.00$25.006/4/2010 10:10:37 AM
serene-capital$25.00$25.006/4/2010 11:56:16 AM
MrAirport$50.00$50.006/4/2010 1:28:32 PM
RecoveryLender$25.00$25.006/4/2010 3:53:00 PM
75 bids
 
Borrower Payment Dependent Notes Series 460422
This series of Notes was issued and sold upon the funding of the borrower loan #42862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  May-27-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 28.88% Final borrower rate/APR: 29.88% / 32.26% Final monthly payment: $127.16
 
Auction yield range: 13.99% - 34.00% Estimated loss impact: 16.02%  
Lender servicing fee: 1.00% Estimated return: 12.86%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1982 Debt/Income ratio: 26%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 16 / 15Length of status:12y 3m
Credit score: 620-639 (May-2010) Total credit lines: 34 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $14,018Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ROSE1132 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
600-619 (Apr-2008)
600-619 (Mar-2008)
 
Principal balance: $2,315.89 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Need to pay taxes
Purpose of loan:
This loan will be used to pay?my taxes and want to avoid additional penalties and interest.

My financial situation:
I am a good candidate for this loan because I have one other Prosper loan which has never been late, and is almost paid off.

Monthly net income: $ 6500.00

Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $ 115.00
??Car expenses: $ 100.00
??Utilities: $ 0
??Phone, cable, internet: $25.00?
??Food, entertainment: $ 100.00
??Clothing, household expenses $?0
??Credit cards and other loans: $ 400.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CA_Lender$25.00$25.005/27/2010 4:20:48 PM
finance-prescription$50.00$50.005/27/2010 4:24:23 PM
lucrative-loan$50.00$50.006/1/2010 4:32:59 PM
twjh$25.00$25.006/2/2010 12:27:51 PM
hopheadmike$25.00$25.006/2/2010 12:39:08 PM
WeshaTheLeopard$25.00$25.006/2/2010 2:52:54 PM
proton346$25.00$25.006/2/2010 8:05:35 PM
Kash2010lu$25.00$25.006/2/2010 8:39:05 PM
Bob450$25.00$25.006/2/2010 10:10:18 PM
wonder3$25.00$25.006/3/2010 6:31:26 AM
brother_tam$200.00$200.006/2/2010 8:45:28 PM
Mikale360$25.00$25.006/3/2010 6:40:51 AM
return-grizzly$100.00$100.006/3/2010 6:51:39 AM
Leshan$100.00$100.006/3/2010 8:09:16 AM
penny-surgeon$25.00$25.006/3/2010 12:25:39 AM
credit-coach118$45.00$45.006/3/2010 8:35:40 AM
mauge35$31.73$31.736/3/2010 1:15:51 PM
jybank$25.00$7.996/3/2010 1:55:45 PM
green-thoughtful-yield$100.00$100.006/3/2010 2:00:22 PM
trident8$25.00$25.006/2/2010 6:34:03 PM
blissful-gain$50.00$50.006/3/2010 11:41:55 AM
vigilance-searcher$25.00$25.006/3/2010 11:47:53 AM
jeffe43$50.00$50.006/2/2010 9:17:53 PM
IASKGOD$50.00$50.006/3/2010 2:31:05 PM
kendigme$25.28$25.286/3/2010 2:48:47 AM
loan-eagle9$25.00$25.006/3/2010 9:36:07 AM
martymaniaman$50.00$50.006/3/2010 11:03:35 AM
responsible-worth113$25.00$25.006/3/2010 11:34:28 AM
usedtoborrow$25.00$25.005/27/2010 4:42:38 PM
Unitas4302$300.00$300.005/31/2010 3:51:09 PM
shawnw2$150.00$150.006/2/2010 4:50:40 AM
lender12345$25.00$25.006/1/2010 9:33:15 PM
Kash2010lu$35.00$35.006/1/2010 5:52:22 PM
sweety075$25.00$25.006/2/2010 1:40:25 PM
SolarMoonshine$25.00$25.006/2/2010 10:45:14 AM
Aberdeen$400.00$400.006/2/2010 12:27:55 PM
quest0$50.00$50.006/3/2010 7:30:16 AM
dudebrah$35.00$35.006/3/2010 12:57:39 AM
jerrysdet$50.00$50.006/3/2010 8:59:05 AM
glroark$50.00$50.006/3/2010 10:29:20 AM
five-star-note$50.00$50.006/3/2010 9:49:20 AM
realtormoises$25.00$25.006/3/2010 10:18:20 AM
marketologist327$50.00$50.006/3/2010 3:25:37 PM
mbcjk$25.00$25.006/3/2010 12:37:12 PM
skillful-asset5$35.00$35.006/3/2010 1:46:11 PM
Bob450$35.00$35.006/2/2010 10:03:31 PM
ultimate-peace$125.00$125.006/3/2010 2:31:04 PM
auction-seeker$25.00$25.006/3/2010 3:17:30 PM
capital-kingdom$50.00$50.006/3/2010 6:18:32 AM
niq4soccer$25.00$25.006/3/2010 9:05:11 AM
Mr-Miracle$25.00$25.006/3/2010 11:33:59 AM
Rip128$100.00$100.006/3/2010 12:25:42 PM
52 bids
 
Borrower Payment Dependent Notes Series 460452
This series of Notes was issued and sold upon the funding of the borrower loan #42854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  May-27-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 12.85% Starting borrower rate/APR: 13.85% / 16.01% Starting monthly payment: $170.52
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 5.99% - 12.85% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1997 Debt/Income ratio: 10%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 13Length of status:11y 7m
Credit score: 720-739 (May-2010) Total credit lines: 35 Occupation: Other
Now delinquent: 0 Revolving credit balance: $2,567Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 28%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: dynamic-bill Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
660-679 (Apr-2009)
 
Principal balance: $1,522.94 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying of credit cards
Purpose of loan:
I would like to consolidate three high interest credit cards and my student loan.
My financial situation:
I am a good candidate for this loan because?I have worked really hard to build my credit after a nasty divorce. I have purchased 2 cars?on credit?and paid them off. ?I currently don't have much debt at all but the debt I do have has very high interest rates.
Monthly net income: $ 2500

Monthly expenses: $?1700?is what?I?budget every month.??
??Housing: $ 850
??Insurance: $ 40
??Car expenses: $ 0 car is paid?for
??Utilities: $?85.00? (?I just went on the budget planning with power company so finally a consistent bill)
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 200 i would like to consolidate these into one payment hopefully less than this but surely no more than $200 a month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sarisai$101.00$101.005/27/2010 4:22:15 PM
top-historic-peso$25.00$25.005/27/2010 4:25:59 PM
enthusiastic-balance5$100.00$100.005/27/2010 4:26:52 PM
integrity-trumpet$50.00$50.005/27/2010 4:29:49 PM
delicious-social132$25.00$25.005/27/2010 4:33:55 PM
new-social-economist$25.00$25.005/27/2010 4:34:22 PM
sc5$50.00$50.005/27/2010 4:34:48 PM
bold-durability-drum$50.00$50.005/27/2010 4:34:43 PM
special-truth$50.00$50.005/27/2010 4:34:47 PM
PRGuyinVA$25.00$25.005/27/2010 4:35:12 PM
rudyindc$25.00$25.005/27/2010 4:35:23 PM
independent-revenue4$50.00$50.005/27/2010 4:35:22 PM
wise-spiritual-commitment$50.00$50.005/27/2010 4:35:26 PM
camaraderi-workhorse$30.00$30.005/27/2010 4:35:39 PM
bid-czar8$100.00$100.005/27/2010 4:44:48 PM
wayman$25.00$25.005/27/2010 4:27:17 PM
bigbrown20$25.00$25.005/27/2010 5:11:44 PM
Insuredcash$35.83$35.835/27/2010 6:13:22 PM
gavinfh$25.00$25.005/27/2010 7:51:57 PM
Erikdbp$25.00$25.005/27/2010 8:37:33 PM
emelia$25.00$25.005/27/2010 7:51:54 PM
JFKPilot$25.00$25.005/27/2010 7:52:01 PM
moneysuccess$25.00$18.205/27/2010 9:11:52 PM
golden-wealth2$50.00$50.005/27/2010 4:33:31 PM
Ocean713$50.00$50.005/27/2010 4:35:15 PM
interest-jedi0$50.00$50.005/27/2010 4:35:20 PM
speedy-point$25.00$25.005/27/2010 4:35:24 PM
balanced-bill7$100.00$100.005/27/2010 4:35:45 PM
CAGE-Investments$33.20$33.205/27/2010 6:13:24 PM
wwwUniversal$25.00$25.005/28/2010 1:32:54 AM
credit-panda1$50.00$50.005/28/2010 3:17:40 AM
Musicman1950$25.00$25.005/27/2010 7:51:55 PM
yomanie$25.00$25.005/27/2010 7:57:28 PM
lucrative-coin$25.00$25.005/27/2010 8:01:45 PM
christifa$50.00$50.005/27/2010 8:38:32 PM
aganippe$25.00$25.005/28/2010 9:09:48 AM
Oakland$50.00$50.005/28/2010 5:56:25 PM
heerzaquestion$50.00$50.005/29/2010 7:07:24 AM
buckyhead2000$25.00$25.005/29/2010 2:25:08 PM
MattProsper$30.00$30.005/31/2010 12:48:22 AM
CASSHMAN$50.00$50.005/31/2010 2:53:07 PM
adir1$25.00$25.005/31/2010 9:00:45 PM
satisfying-deal5$100.00$100.006/1/2010 9:38:51 AM
Phatt-Daddy$50.00$50.006/1/2010 11:40:19 AM
power-expert$25.00$25.006/2/2010 6:50:06 AM
lazyeye$25.00$25.006/2/2010 8:17:02 AM
singletrck$25.00$25.006/2/2010 10:56:33 AM
nbkrby1$100.00$100.006/2/2010 6:45:33 PM
Leshan$100.00$100.006/3/2010 8:10:29 AM
truth-silo$28.31$28.316/2/2010 6:32:28 PM
Simply2fly$25.00$25.006/2/2010 10:10:01 AM
studious-bonus7$50.00$50.005/27/2010 4:26:08 PM
economy-producer$25.00$25.005/27/2010 4:25:45 PM
SNH$50.00$50.005/27/2010 4:25:58 PM
Avala$50.00$50.005/27/2010 4:26:33 PM
worth-arch$25.00$25.005/27/2010 4:26:17 PM
ddog0224$25.00$25.005/27/2010 4:27:00 PM
hrubinst$25.00$25.005/27/2010 4:26:29 PM
american6$25.00$25.005/27/2010 4:28:21 PM
chestnut4$25.00$25.005/27/2010 4:28:59 PM
rollin6978$40.00$40.005/27/2010 4:30:21 PM
successful-euro$50.00$50.005/27/2010 4:32:40 PM
kegs$100.00$100.005/27/2010 4:33:49 PM
dinero-speaker$50.00$50.005/27/2010 4:33:51 PM
gracej$25.00$25.005/27/2010 4:34:51 PM
wonderfulwyo$25.00$25.005/27/2010 4:34:38 PM
peace-missile$25.00$25.005/27/2010 4:35:04 PM
rescue$50.00$50.005/27/2010 4:23:49 PM
riproaringrapids$25.00$25.005/27/2010 4:23:56 PM
ingenious-truth0$25.00$25.005/27/2010 4:35:52 PM
tspyz$25.00$25.005/27/2010 4:42:25 PM
Phantom99$25.00$25.005/27/2010 4:26:43 PM
treasure-hunter270$25.00$25.005/27/2010 5:31:51 PM
Pulchritudinous$25.00$25.005/27/2010 4:29:47 PM
inventive-wealth2$25.00$25.005/27/2010 7:51:53 PM
Siafu$25.00$25.005/27/2010 7:51:58 PM
angeimack$25.00$25.005/27/2010 7:51:59 PM
cash-queen$40.00$40.005/27/2010 7:57:27 PM
peso-aggregator$25.00$25.005/27/2010 9:11:45 PM
e6400$50.00$50.005/27/2010 9:11:49 PM
loan4teacher$25.00$25.005/27/2010 8:21:50 PM
david5000$50.00$50.005/27/2010 4:34:23 PM
loot-duckling$50.00$50.005/27/2010 4:34:41 PM
LiquidLender$25.00$25.005/27/2010 4:34:46 PM
UncleScroogeDMD$100.00$100.005/27/2010 4:34:59 PM
ichibon$40.48$40.485/27/2010 4:36:01 PM
silver-ace$50.00$50.005/27/2010 4:51:46 PM
tisgro$25.00$25.005/27/2010 5:36:53 PM
middleburgtickets$50.00$50.005/28/2010 1:29:50 AM
mosby$50.00$50.005/28/2010 3:46:40 AM
TW2000$25.00$25.005/27/2010 8:01:48 PM
orange-preeminant-bill$37.98$37.985/27/2010 8:13:03 PM
phoenix0604$25.00$25.005/27/2010 8:27:16 PM
bessmatt$25.00$25.005/27/2010 8:37:47 PM
best-ingenious-funds$25.00$25.005/28/2010 8:10:17 AM
bejfishing$25.00$25.005/28/2010 8:09:01 AM
marwadi-62$100.00$100.005/28/2010 11:44:26 AM
cippy$50.00$50.005/28/2010 10:23:02 AM
frclmym$50.00$50.005/28/2010 3:20:05 PM
spiff666$25.00$25.005/29/2010 8:16:22 AM
vine99$65.00$65.005/30/2010 11:52:10 AM
hopeful-point$50.00$50.005/31/2010 4:34:36 PM
Simply2fly$25.00$25.005/31/2010 8:24:56 PM
runbix7$25.00$25.005/31/2010 9:47:54 PM
rockhound84$25.00$25.006/1/2010 4:44:56 AM
Sven79$50.00$50.006/1/2010 4:38:05 PM
lender12345$25.00$25.006/1/2010 9:33:42 PM
sweety075$25.00$25.006/1/2010 10:31:37 PM
RruxB6$25.00$25.006/2/2010 8:20:05 AM
drluong$50.00$50.006/2/2010 1:32:00 PM
top-tranquil-justice$25.00$25.006/1/2010 9:24:02 PM
rmpedi33$300.00$300.006/2/2010 1:42:27 PM
all_of_that_one$25.00$25.006/2/2010 6:45:12 AM
JerryB96$25.00$25.006/2/2010 4:26:59 PM
one-midas$25.00$25.006/2/2010 6:25:19 PM
auction-seeker$25.00$25.006/2/2010 6:41:41 PM
stemper$50.00$50.006/2/2010 5:59:48 PM
mpatrick$25.00$25.006/2/2010 9:47:15 PM
moneytolend72$25.00$25.006/3/2010 8:03:23 AM
MONEY_IN_THE_BANK$25.00$25.006/3/2010 6:59:01 AM
direct-asset$25.00$25.006/3/2010 7:27:16 AM
121 bids
 
Borrower Payment Dependent Notes Series 460514
This series of Notes was issued and sold upon the funding of the borrower loan #42831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $307.20
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 10.99% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1997 Debt/Income ratio: 34%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 8Length of status:3y 10m
Credit score: 680-699 (May-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 1 Revolving credit balance: $7,165Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: web9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
My Fiance and I are getting married. Although we have some money saved, I would love to give my fiance the wedding she deserves.? To some they might not view this as a reasonable expense, but this is something we take very seriously since this is a once in a lifetime event. We have purchased a home together, we have just put my fiance through nursing school and now we would like to officially spend the rest of our lives together. We have been together for almost 6 years and we were friends before that. There is not a doubt in our minds that this is the next chapter in our lives. We would very much appreciate any help to make this dream become a reality.

My financial situation:
I am a good candidate for this loan because I am a 29 year old homeowner of 2 years that has been employed full-time for nearly 4 years with Best Buy, a multinational retailer of technology and entertainment products and services.? I have always made my financial obligations a top priority since my bankruptcy in 2003 and have had a solid credit history since.

Monthly net income: $
$2170

Monthly expenses: $
? Housing: $ 0 *
? Insurance: $ 83
? Car expenses: $ 351 (Last Payment 9/10)
? Utilities: $ 0 *
? Phone, cable, internet: $ 0 *
? Food, entertainment: $ 125
? Clothing, household expenses $ 40
? Credit cards and other loans: $ 255
? Other expenses: $ 0 *

? *Fiance pays for these expenses
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-peace7$30.00$30.005/28/2010 4:00:45 PM
deal-hickory5$25.00$25.005/28/2010 4:01:52 PM
finance-prescription$50.00$50.005/28/2010 4:03:09 PM
peace-missile$25.00$25.005/28/2010 4:05:55 PM
coachmike15$25.00$25.005/28/2010 4:06:42 PM
worth-arch$25.00$25.005/28/2010 4:06:47 PM
actvtrdr$35.00$35.005/28/2010 4:06:51 PM
Phantom99$25.00$25.005/28/2010 4:06:34 PM
JGB$100.00$100.005/28/2010 4:06:54 PM
money-bauble$75.00$75.005/28/2010 4:07:17 PM
supreme-hope$25.00$25.005/28/2010 4:09:50 PM
Shepherd7$30.00$30.005/28/2010 4:10:17 PM
life-is-great$25.00$25.005/28/2010 4:10:44 PM
IIP77$25.00$25.005/28/2010 7:36:39 PM
SNH$50.00$50.005/28/2010 4:06:39 PM
orderly-leverage$30.00$30.005/28/2010 4:06:49 PM
treasure-bliss$25.00$25.005/29/2010 7:31:43 AM
honorable-yield$35.00$35.005/28/2010 4:07:14 PM
teller$25.00$25.005/29/2010 10:17:43 AM
gotjack$25.00$25.005/29/2010 10:22:03 AM
credit-wheel7$25.00$25.005/29/2010 12:52:48 PM
PRGuyinVA$25.00$25.005/28/2010 5:11:46 PM
sharkm$25.00$25.005/29/2010 2:22:20 PM
greatwhiteninja$25.00$25.005/29/2010 2:22:46 PM
Artist_Blue$25.00$25.005/29/2010 2:21:44 PM
lendme2$25.00$25.005/29/2010 2:24:06 PM
mvalley$25.00$25.005/29/2010 2:38:30 PM
papaloha$50.00$50.005/29/2010 2:40:07 PM
scottr$25.00$25.005/29/2010 3:22:21 PM
thetropics18$25.00$25.005/29/2010 3:05:07 PM
meteoric-asset4$25.00$25.005/29/2010 3:32:38 PM
stock106$26.17$26.175/29/2010 3:08:10 PM
jga516$25.00$25.005/29/2010 3:10:04 PM
dedicated-diversification5$52.43$52.435/29/2010 3:33:56 PM
elegant-bonus$25.00$25.005/29/2010 3:34:02 PM
lovely-return7$25.00$25.005/29/2010 3:32:26 PM
social-conductor4$25.00$25.005/29/2010 3:33:35 PM
heavenly-repayment4$25.00$25.005/29/2010 3:33:51 PM
upright-revenue7$30.01$30.015/29/2010 3:34:11 PM
seisen$27.17$27.175/29/2010 3:57:01 PM
ArmyGuy$25.00$25.005/29/2010 2:21:28 PM
whynormal$25.00$25.005/29/2010 2:37:00 PM
WiseInvestments$25.00$25.005/29/2010 2:37:11 PM
Dubbs360$50.00$50.005/29/2010 2:38:27 PM
Elbanko$25.00$25.005/30/2010 10:38:02 AM
LendGuy$25.00$25.005/30/2010 10:38:10 AM
GiantAardvark$25.00$25.005/30/2010 10:38:16 AM
Sanford-N-Sons$25.00$25.005/30/2010 10:38:26 AM
brother_tam$50.00$50.005/30/2010 10:39:01 AM
silver-trajectory6$25.00$25.005/29/2010 2:54:31 PM
the-bid-sorcerer$25.00$25.005/30/2010 10:39:05 AM
authoritative-capital$25.00$25.005/30/2010 10:39:15 AM
DadWarbucks$25.00$25.005/29/2010 2:55:01 PM
randsenterprise$25.00$25.005/29/2010 3:06:43 PM
lloyd_s$25.00$25.005/29/2010 3:10:51 PM
godzig$25.00$25.005/30/2010 10:08:23 AM
return-eclipse0$25.00$25.005/30/2010 10:38:11 AM
generous-deal6$25.00$25.005/30/2010 10:38:19 AM
SnE$25.00$25.005/29/2010 3:22:44 PM
unforgettable-order9$25.00$25.005/30/2010 10:38:28 AM
Share_The_Wealth$37.12$37.125/30/2010 10:38:35 AM
tedsrfdude$25.00$25.005/30/2010 10:38:43 AM
Zolton$200.00$200.005/30/2010 10:39:01 AM
jonbozeman$25.00$25.005/29/2010 3:24:57 PM
mg6619$25.00$25.005/30/2010 10:39:06 AM
a-healthy-affluence$30.34$30.345/29/2010 3:32:37 PM
useful-p2ploan$50.00$50.005/29/2010 3:33:06 PM
kindness-percolator5$25.00$25.005/29/2010 3:34:20 PM
auction-workhorse679$25.00$25.005/30/2010 2:42:10 PM
asiaratt$25.72$25.725/30/2010 5:18:21 PM
NR$25.00$25.005/29/2010 5:51:50 PM
DeutscheBank$25.00$25.005/29/2010 10:52:46 PM
KrazyCelticKid$50.00$50.005/30/2010 2:51:43 AM
wdove511$25.00$25.005/30/2010 7:03:13 AM
happy-return4$30.00$30.005/31/2010 8:56:37 AM
unforgettable-fund2$25.00$25.005/30/2010 10:38:04 AM
bigbrown20$25.00$25.005/30/2010 10:38:12 AM
blivet1970$25.00$25.005/30/2010 10:38:15 AM
jhjoe$25.00$25.005/30/2010 10:38:25 AM
momoney2lend$25.00$25.005/30/2010 10:38:31 AM
gmanrex$41.96$41.965/30/2010 10:38:39 AM
sgf$50.00$50.005/30/2010 10:38:53 AM
camaraderi-workhorse$25.00$25.005/30/2010 10:38:56 AM
commerce-voyager$25.00$25.005/30/2010 10:39:02 AM
payment-gusto$25.00$25.005/30/2010 10:39:07 AM
chakra$25.00$25.005/30/2010 10:39:14 AM
junctionking$25.00$25.005/31/2010 9:18:05 AM
the-aggresive-principal$25.00$25.005/30/2010 5:17:38 PM
brightest-asset-healer$25.00$25.005/31/2010 1:51:51 PM
systemlender$25.00$25.005/30/2010 6:37:04 PM
decisive-capital$100.00$100.005/30/2010 9:56:48 PM
tallmon$25.00$25.005/31/2010 4:13:53 PM
gjh37$25.00$25.006/1/2010 6:38:02 AM
smart-gain$25.00$25.006/1/2010 6:38:24 AM
trustu$25.00$25.006/1/2010 6:38:30 AM
gain-boomerang5$25.00$25.006/1/2010 9:38:05 AM
javajo22$25.00$25.006/1/2010 9:39:22 AM
maskir$50.00$50.006/1/2010 9:47:24 AM
power-pagoda$25.00$25.006/1/2010 9:48:44 AM
poppinkid$25.00$25.006/1/2010 4:36:49 AM
copper$30.00$30.006/1/2010 7:51:43 AM
svandgts$50.00$50.006/1/2010 9:57:01 AM
zorg77$25.00$25.006/1/2010 10:36:40 AM
loyalist1$100.00$100.006/1/2010 11:38:25 AM
green-thoughtful-yield$25.00$25.006/2/2010 9:39:34 AM
frogperson$100.00$100.006/3/2010 4:18:20 AM
successful-euro$30.00$30.005/28/2010 4:00:58 PM
cash-spark3$25.00$25.005/28/2010 4:05:13 PM
supreme-bonus0$25.00$25.005/28/2010 4:05:44 PM
Ocean713$50.00$50.005/28/2010 4:05:09 PM
Rattlehead$25.00$25.005/28/2010 4:07:03 PM
ezg$25.00$25.005/28/2010 4:10:07 PM
desertoasis$25.00$25.005/28/2010 4:10:38 PM
S-Master$25.00$25.005/28/2010 4:01:06 PM
Comoparklender$25.00$25.005/29/2010 4:02:02 AM
qwsd12$40.00$40.005/28/2010 4:06:27 PM
top-historic-peso$26.00$26.005/28/2010 4:06:45 PM
personal-lender$25.00$25.005/28/2010 4:07:01 PM
market-walnut5$50.00$50.005/28/2010 4:07:08 PM
asset-equilibrium0$50.00$50.005/29/2010 9:47:12 AM
enigmallc$25.00$25.005/29/2010 12:27:08 PM
chief_wo$25.00$25.005/29/2010 2:07:34 PM
LuvToLend$25.00$25.005/29/2010 2:09:30 PM
KiwiElf$25.00$25.005/29/2010 2:09:43 PM
Viamin$25.00$25.005/29/2010 2:06:52 PM
OCedHrt$38.68$38.685/29/2010 2:24:03 PM
reward-adventure$30.00$30.005/28/2010 7:18:00 PM
micko$25.00$25.005/29/2010 2:10:13 PM
marketplace-buckeye$25.00$25.005/28/2010 9:21:50 PM
626457$25.00$25.005/29/2010 2:54:52 PM
Kaj$25.00$25.005/29/2010 2:55:11 PM
dollar-birdie$25.00$25.005/29/2010 3:09:16 PM
falcon88dp$25.00$25.005/29/2010 2:51:37 PM
listing-trapper3$50.00$50.005/29/2010 2:54:58 PM
autonomous-truth$25.00$25.005/29/2010 3:24:54 PM
supreme-benefit$25.00$25.005/29/2010 3:32:12 PM
iLoaner$25.00$25.005/29/2010 3:10:08 PM
orange-preeminant-bill$100.00$100.005/29/2010 3:34:06 PM
greenwell$25.00$25.005/29/2010 3:12:36 PM
melodious-fairness$25.00$25.005/29/2010 3:34:27 PM
riproaringrapids$25.00$25.005/29/2010 3:23:32 PM
industrious-dedication$25.00$25.005/29/2010 3:33:29 PM
rock-turner$25.00$25.005/29/2010 3:34:09 PM
Speculator$27.48$27.485/29/2010 3:34:38 PM
benefit-squirrel$25.00$25.005/29/2010 3:34:45 PM
SDNLR$25.00$25.005/29/2010 8:27:19 AM
cablenews$25.00$25.005/29/2010 4:42:55 PM
calkidd05$25.00$25.005/29/2010 3:56:53 PM
demoseal$25.00$25.005/29/2010 5:51:53 PM
inspiring-reward$49.98$49.985/29/2010 4:46:44 PM
awesome-return0$25.00$25.005/29/2010 9:12:01 PM
hopethisworks$25.00$25.005/29/2010 2:08:35 PM
Sibelius2$25.00$25.005/30/2010 4:57:23 AM
jpjones86$25.00$25.005/29/2010 2:35:15 PM
macgeek$25.00$25.005/30/2010 9:05:39 AM
neutrino6$25.00$25.005/29/2010 2:38:35 PM
Bank42$50.00$50.005/30/2010 7:53:06 AM
HomeTownRentalProperties$50.00$50.005/30/2010 10:38:05 AM
caNative$25.00$25.005/30/2010 10:38:13 AM
sjlnn$25.00$25.005/30/2010 10:38:24 AM
Kreditorium$39.88$39.885/30/2010 10:38:32 AM
Jonb6919$25.00$25.005/30/2010 10:38:41 AM
hard-working-loot$25.00$25.005/30/2010 10:39:02 AM
cypressdev001$25.00$25.005/30/2010 10:39:05 AM
integrity-doctor$31.44$31.445/30/2010 10:48:09 AM
bonus-banker$25.00$25.005/30/2010 10:38:03 AM
MrMoney0622$25.00$25.005/30/2010 10:38:14 AM
sharpchicago$25.00$25.005/30/2010 10:38:25 AM
oldmora$50.00$50.005/29/2010 3:22:57 PM
Bailador$25.00$25.005/30/2010 10:38:34 AM
tkr2$25.00$25.005/30/2010 10:38:42 AM
dime-producer$25.00$25.005/30/2010 10:38:45 AM
villagers$25.00$25.005/30/2010 10:39:03 AM
bowdish1$40.65$40.655/30/2010 10:39:13 AM
special-responsibility$25.00$25.005/29/2010 3:32:46 PM
GreenNotes$36.00$36.005/29/2010 3:33:59 PM
natural-greenback6$25.00$25.005/29/2010 3:34:22 PM
money-explorer3$25.00$25.005/29/2010 4:03:14 PM
orange-courageous-dedication$30.00$30.005/30/2010 6:11:41 PM
time4aloan$30.00$30.005/31/2010 12:53:06 AM
janicewill$25.00$25.005/29/2010 11:42:38 PM
AlexTrep$25.00$25.005/31/2010 11:21:38 AM
Zingaro$25.00$25.005/30/2010 10:38:09 AM
SkepticalBen$25.00$25.005/30/2010 10:38:12 AM
corvettejrw$30.00$30.005/30/2010 10:38:21 AM
MARWARISETH$25.00$25.005/30/2010 10:38:29 AM
drg6289$25.00$25.005/30/2010 10:38:46 AM
yeti888$25.00$25.005/30/2010 10:39:04 AM
purdue98$25.00$25.005/30/2010 10:39:12 AM
StrategicFinancier21$25.00$25.005/30/2010 11:12:08 AM
simplelender80$50.00$50.005/31/2010 12:31:50 PM
zone6$100.00$100.005/30/2010 7:32:29 PM
108lender$75.00$75.005/31/2010 3:57:59 PM
enriching-fund4$50.00$50.005/31/2010 4:13:13 PM
topher515$25.00$25.005/31/2010 4:15:38 PM
buggzz$25.00$25.005/31/2010 6:26:40 AM
helping-out$30.00$30.005/31/2010 6:51:42 PM
psa1995$25.00$25.005/31/2010 10:11:45 PM
MylesNH$30.00$30.006/1/2010 4:36:51 AM
basis-prodigy$25.00$25.006/1/2010 6:38:29 AM
js44043$25.00$25.006/1/2010 8:37:40 AM
famous-hope$25.00$25.006/1/2010 6:38:25 AM
like-water$50.00$50.006/1/2010 8:07:19 AM
p2ploan-futurist9$50.00$50.006/1/2010 9:39:52 AM
rlrcstr$25.00$25.006/1/2010 9:47:21 AM
reflective-rupee$25.00$25.006/1/2010 10:26:02 AM
love-interest$25.00$25.006/1/2010 11:02:20 AM
Rogesparkguy$25.00$25.006/1/2010 11:07:06 AM
ssh1983$25.00$25.006/1/2010 6:38:01 AM
gelidfrank$25.00$25.006/1/2010 6:38:28 AM
borrowmine$25.00$25.006/1/2010 9:39:58 AM
contract-maracas$50.00$50.006/1/2010 9:40:04 AM
affluence-promise$27.67$27.676/1/2010 10:27:41 AM
impressive-openness7$50.00$50.006/1/2010 12:56:09 PM
ethicalhumanist$25.00$25.006/1/2010 2:19:40 PM
reflective-rupee$500.00$206.306/1/2010 1:31:32 PM
Interstate_Rate$250.00$250.006/1/2010 1:26:50 PM
wwwUniversal$25.00$25.006/1/2010 11:41:46 PM
brightest-dignified-penny$25.00$25.006/1/2010 4:41:43 PM
testguy$25.00$25.006/2/2010 4:39:59 PM
Bob450$35.00$35.006/2/2010 10:22:29 PM
221 bids
 
Borrower Payment Dependent Notes Series 460596
This series of Notes was issued and sold upon the funding of the borrower loan #42860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  May-28-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 33.29% Starting borrower rate/APR: 34.29% / 38.42% Starting monthly payment: $44.84
Final lender yield: 32.00% Final borrower rate/APR: 33.00% / 37.10% Final monthly payment: $44.11
 
Auction yield range: 13.99% - 33.29% Estimated loss impact: 15.47%  
Lender servicing fee: 1.00% Estimated return: 16.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1999 Debt/Income ratio: Not calculated
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 9Length of status:1y 5m
Credit score: 660-679 (May-2010) Total credit lines: 18 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,443Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: asset-octave5 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my computer
Purpose of loan:
Paying off a computer before it charges all the interest from a 1 year no interest deal.

My financial situation:
I pay back everything I borrow?

Monthly net income: $ $2100


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list, for each of your debts, the balanced owed, the monthly payment and the interest rate. How did you build up the debt (other than the $1000 computer debt payment)? Thanks and best wishes. - reflective-rupee
A: I have 2 college loan payments every month. They are actually 5 different loans consolidated into 2 payments and they are: $9,491.60 4.880% and $8,504.18 4.880% Thats one payment of ~ $130 per month. The other is $4,353.15 3.25% $5,238.34 7.0% $11,208.76 7.0%. Thats one payment of ~ $211 per month. Besides this I have no other outstanding debt. I have a vehicle repair CC that has no debt on it, and a $200 limit CC that I use if needed but is clear at the moment also. (May-29-2010)
Q: Where do you go to college, what did you study, what degree did you receive, and what was your GPA? Thanks - reflective-rupee
A: Arkansas State University I received 2 bachelors degrees in 3 years. One in Criminal Justice & One in Sociology 3.3 GPA (May-29-2010)
Q: See my page please. good luck - Tono
A: Monthly Net Income: $2100 Housing: $400 Vehicle & Insurance: $421 Utilities: $85 Cable Internet Phone: $120 Food & Entertainment: $150 Clothing & Household Expenses: 75 College Loans: $341 Total: $1592 (May-31-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
finance-prescription$50.00$50.005/28/2010 4:03:08 PM
transaction-circuit$25.00$25.005/28/2010 4:07:58 PM
fund-secret-agent$25.00$25.005/30/2010 5:02:21 PM
reflective-rupee$25.00$20.835/29/2010 7:37:51 PM
Whipster$50.00$50.005/31/2010 7:46:52 AM
JustMee$25.00$25.005/31/2010 2:31:30 PM
charming-point$300.00$300.006/1/2010 6:37:06 AM
FrogAndToad$25.00$25.006/2/2010 1:41:53 PM
dudebrah$25.00$25.006/3/2010 1:05:21 AM
greenback-chairman5$25.00$25.006/3/2010 12:35:40 PM
vigilance-searcher$25.00$25.006/3/2010 12:06:04 PM
Unitas4302$50.00$50.005/29/2010 7:44:47 AM
DasMula$25.00$25.005/29/2010 9:22:36 AM
reflective-rupee$25.00$25.005/29/2010 7:37:34 PM
reflective-rupee$25.00$25.005/29/2010 7:37:11 PM
Kqwik$29.17$29.176/1/2010 9:18:00 AM
beans53$25.00$25.006/1/2010 10:32:37 AM
Ronnieboy888$25.00$25.006/1/2010 9:02:32 PM
wlm3012$25.00$25.006/2/2010 8:14:03 AM
brightest-dignified-penny$25.00$25.006/1/2010 4:50:43 PM
exchange-cowbell5$25.00$25.006/1/2010 5:41:01 PM
SolarMoonshine$25.00$25.006/2/2010 10:24:08 AM
marketologist327$25.00$25.006/2/2010 6:32:28 PM
impressive-openness7$50.00$50.006/2/2010 7:10:20 PM
wlm3012$25.00$25.006/3/2010 2:48:42 PM
25 bids
 
Borrower Payment Dependent Notes Series 460682
This series of Notes was issued and sold upon the funding of the borrower loan #42851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $158.33
 
Auction yield range: 16.99% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1988 Debt/Income ratio: 25%
Basic (1-10): 4 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 7Length of status:18y 8m
Credit score: 680-699 (May-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $9,252Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: PleaseSetMeFree Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
720-739 (Aug-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Never late on Prosper & Lendng Club
Purpose of loan:? I expect to owe around $3500 on my federal and state income taxes and have about $500 in car repairs. 14 on time pymts for Prosper and 20 on time pymts for Lending Club.? Thanks in advance to those willing to take a chance on me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are your monthly expenses? Please list all of them. Thanks - RecoveryLender
A: I think these are all recurring mthly expenses, and I hope this is legible--space was limited. 1) BB&T; Mortgage; $ 350 / 2) Cap1; Credit card; $ 120 / 3) Chase; Credit card; $ 120 / 4) Chase-BP; Gas card; $ 40 / 5) Lowes; Store card; $ 80 / 6) Nissan; Auto Loan; $ 300 / 7) Bank of Amer; Loan; $ 270 / 8) GEMB/Care Credit ; Medical; $ 50 / 9) AT&T; Telephone; $ 70 / Total $1400 (Jun-02-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.006/1/2010 12:00:59 PM
ekmendenhall$35.00$35.006/1/2010 11:51:46 AM
bobd32$25.00$25.006/1/2010 4:08:37 PM
sweety075$25.00$25.006/1/2010 10:09:53 PM
Skeptical-one$25.00$25.006/2/2010 8:09:12 AM
return-grizzly$100.00$100.006/3/2010 6:29:26 AM
red-favorable-basis$25.00$25.006/3/2010 2:30:16 AM
big_balla_papi$25.00$25.006/3/2010 11:29:01 PM
new-smart-fund$49.96$49.966/4/2010 1:41:52 AM
unger$50.00$50.006/4/2010 4:43:40 AM
Kash2010lu$25.00$25.006/4/2010 9:47:47 AM
lendhouse2008$103.00$103.006/4/2010 11:04:05 AM
payment-halo$25.00$25.006/4/2010 2:20:27 PM
investment-forte$25.00$25.006/4/2010 3:03:57 PM
Legally_Blonde$100.00$100.006/4/2010 8:24:43 PM
five-star-note$90.30$90.306/4/2010 10:17:13 PM
pietro_torna_indietro$38.03$38.036/5/2010 2:11:23 AM
sensible-fund$35.00$35.006/5/2010 4:25:31 AM
MONEY_IN_THE_BANK$25.00$25.006/6/2010 4:04:02 PM
credit-coach118$25.00$25.006/5/2010 8:55:14 PM
innovator2$50.00$50.006/5/2010 12:21:20 PM
master648$40.00$40.006/6/2010 2:22:38 PM
Gobsek$25.00$25.006/6/2010 6:01:31 PM
gold-cluster$100.00$100.006/6/2010 8:19:15 PM
vigilance-searcher$325.00$303.686/6/2010 9:37:41 PM
glroark$50.00$50.006/6/2010 4:31:47 PM
alexgalt$100.00$100.006/1/2010 12:02:34 PM
DasMula$25.00$25.006/1/2010 3:23:17 PM
113121$25.00$25.006/1/2010 3:29:43 PM
reflective-rupee$75.00$75.006/1/2010 1:47:32 PM
Legally_Blonde$75.00$75.006/1/2010 4:42:20 PM
blitzen40$25.00$25.006/1/2010 12:47:15 PM
reflective-rupee$100.00$100.006/1/2010 1:47:14 PM
Kash2010lu$50.00$50.006/1/2010 2:36:04 PM
aztocas$25.00$25.006/1/2010 11:03:37 PM
chameleon125$50.00$50.006/2/2010 9:08:10 AM
wlm3012$25.00$25.006/2/2010 8:25:20 AM
Sudoku$68.94$68.946/2/2010 9:12:44 AM
income-rotation9$25.00$25.006/2/2010 7:56:31 PM
SolarMoonshine$25.00$25.006/3/2010 10:12:11 AM
velocity-geyser$100.00$100.006/3/2010 9:14:01 AM
greenback-chairman5$25.00$25.006/3/2010 1:00:44 PM
victor111$100.00$100.006/2/2010 9:23:22 PM
lucrative-loan$50.00$50.006/4/2010 1:41:53 AM
periko$50.00$50.006/4/2010 7:14:30 AM
zone6$200.00$200.006/3/2010 10:04:08 PM
aztocas$25.00$25.006/4/2010 11:38:56 AM
RecoveryLender$25.00$25.006/4/2010 7:40:48 AM
realtormoises$25.00$25.006/4/2010 9:59:01 AM
buffalobills$25.00$25.006/4/2010 1:27:28 PM
quicksilver70$25.00$25.006/4/2010 7:39:05 PM
Bob450$30.00$30.006/4/2010 7:48:09 PM
debestof83$29.09$29.096/5/2010 7:33:33 AM
hopeful-point$25.00$25.006/4/2010 9:03:49 PM
larryboy10$25.00$25.006/4/2010 9:57:11 PM
order-bee1$50.00$50.006/4/2010 4:39:45 PM
exchange-dreams$25.00$25.006/5/2010 8:03:31 AM
mikelance7$25.00$25.006/5/2010 3:32:56 PM
SeaSkyGuy71$25.00$25.006/6/2010 10:29:09 AM
Saulite$25.00$25.006/5/2010 7:26:57 AM
innovator2$50.00$50.006/5/2010 10:18:21 PM
weezy22$27.00$27.006/6/2010 5:30:07 AM
twjh$25.00$25.006/6/2010 8:20:33 PM
wlm3012$25.00$25.006/5/2010 10:50:07 AM
autonomous-truth$100.00$100.006/5/2010 11:46:29 AM
MrDance123$50.00$50.006/5/2010 1:35:09 PM
unassuming-market7$50.00$50.006/6/2010 6:34:45 PM
netelegent$25.00$25.006/5/2010 7:27:47 PM
Engineer44$25.00$25.006/5/2010 8:36:06 PM
CommunityArts_Non-profit$50.00$50.006/6/2010 9:04:52 AM
clemclan$25.00$25.006/6/2010 4:48:44 PM
71 bids
 
Borrower Payment Dependent Notes Series 460734
This series of Notes was issued and sold upon the funding of the borrower loan #42863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-03-2010 
 
Starting lender yield: 21.55% Starting borrower rate/APR: 22.55% / 24.82% Starting monthly payment: $192.38
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $192.38
 
Auction yield range: 7.99% - 21.55% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1974 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:2y 9m
Credit score: 720-739 (May-2010) Total credit lines: 14 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $11,344Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: transparency-mole Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funding for August Wedding
August 2010 Wedding

I am planning a wedding for 150 people and the reception cost is just over $7,000.? My fiance and I have already contributed $1,500 to the wedding ceremony, and we both have an additional $6,000 to contribute of our personal money, collectively.
We are expecting to use the $5,000 loan to cover the cost of flowers, cake, honeymoon, photographer, and invitations.

My fiance will be moving into my home decreasing the amount of our rent/mortgage budget by $450.? This is how we will be able to make our payments for the loan on time and regularly.




Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: what is your age? - beakerfish
A: 32 (Jun-01-2010)
Q: what are your fixed income and expenses? - beakerfish
A: My fixed income by myself is 5,000/month. However, my fiance is planning to assist with the repayment of the loan. Together our fixed income is 8,500/month. Our expenses between the two of us are 2,700 a month. That amount includes a mortgage and car payment. This is what it will be combined when we move from two households to one in August! (Jun-01-2010)
Q: Monthly income/expenses expected? Credit card debts/interest rates? Other debt? - Trakissta
A: I have credit card debt that I used mostly for paying graduate school when I should have applied for federal loans. My fiance however, does not have credit card debt like I do. (Jun-01-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rescue$50.00$50.006/1/2010 11:56:44 AM
loan_doctor$25.00$25.006/1/2010 12:00:02 PM
rate-mogul$25.00$25.006/1/2010 12:00:26 PM
tnjohnso$25.00$25.006/1/2010 12:02:52 PM
american6$25.00$25.006/1/2010 12:05:39 PM
studious-bonus7$50.00$50.006/1/2010 12:03:28 PM
worth-arch$25.00$25.006/1/2010 12:03:42 PM
hrubinst$25.00$25.006/1/2010 12:04:05 PM
riproaringrapids$25.00$25.006/1/2010 12:07:14 PM
ichibon$75.00$75.006/1/2010 12:13:14 PM
simplelender80$100.00$100.006/1/2010 12:16:54 PM
payout-banker4$25.00$25.006/1/2010 12:18:51 PM
Bank42$50.00$50.006/1/2010 12:15:50 PM
svandgts$50.00$50.006/1/2010 12:19:26 PM
systemlender$25.00$25.006/1/2010 12:16:31 PM
Phantom99$25.00$25.006/1/2010 12:04:25 PM
ddog0224$25.00$25.006/1/2010 12:04:56 PM
twirl2$25.00$25.006/1/2010 12:18:06 PM
wayman$25.00$25.006/1/2010 12:05:07 PM
mercuriant$25.00$25.006/1/2010 12:18:55 PM
Interstate_Rate$500.00$500.006/1/2010 1:27:29 PM
power-pagoda$26.00$26.006/1/2010 12:19:09 PM
chestnut4$25.00$25.006/1/2010 12:06:05 PM
Bank_Of_XL$100.00$100.006/1/2010 12:19:26 PM
DasMula$25.00$25.006/1/2010 3:14:36 PM
treasure-hunter270$25.00$25.006/1/2010 12:10:39 PM
the-profit-oracle$25.00$25.006/1/2010 4:09:27 PM
kegs$100.00$100.006/1/2010 4:09:48 PM
kmr2$75.00$75.006/1/2010 4:10:38 PM
kaiger$25.00$25.006/1/2010 12:14:36 PM
PRGuyinVA$25.00$25.006/1/2010 4:09:54 PM
frogperson$42.64$42.646/1/2010 4:34:06 PM
zone6$100.00$100.006/1/2010 4:36:38 PM
credit-coach118$25.00$25.006/1/2010 12:17:18 PM
objective-investor$100.00$100.006/1/2010 12:28:05 PM
JustMee$25.00$25.006/1/2010 5:33:06 PM
first-upright-payout$25.00$25.006/1/2010 4:38:13 PM
supreme-bonus0$25.00$25.006/1/2010 4:38:16 PM
interest-jedi0$50.00$50.006/1/2010 5:47:52 PM
loan-kung-fu$25.00$25.006/1/2010 5:48:18 PM
asset-equilibrium0$25.00$25.006/1/2010 5:47:53 PM
p2ploan-sensation211$25.00$25.006/1/2010 7:00:40 PM
gold-outpost$25.00$25.006/1/2010 8:30:15 PM
orange-preeminant-bill$100.00$100.006/2/2010 5:31:48 AM
money_money$50.00$50.006/1/2010 4:24:07 PM
cashhelp$25.00$25.006/2/2010 5:31:58 AM
merle-noir$50.00$50.006/2/2010 8:52:31 AM
schnatty$50.00$50.006/2/2010 8:56:58 AM
MrBluesummers$50.00$50.006/1/2010 4:39:16 PM
green-thoughtful-yield$25.00$25.006/2/2010 9:38:08 AM
careful-compassion$25.00$25.006/2/2010 11:56:34 AM
treasure-bliss$100.00$100.006/2/2010 5:22:20 AM
testguy$50.00$50.006/2/2010 10:50:04 AM
auction-seeker$25.00$25.006/2/2010 4:11:50 PM
A007$25.00$25.006/2/2010 4:51:32 PM
wwwUniversal$25.00$25.006/2/2010 8:07:54 PM
the-silver-blaster$40.00$40.006/2/2010 6:16:43 PM
Saulite$50.00$50.006/2/2010 7:01:31 PM
icchok$50.00$50.006/3/2010 9:37:14 AM
penny-chooser$50.00$41.366/3/2010 9:48:52 AM
superstar449$25.00$25.006/2/2010 5:45:41 PM
SolarMoonshine$25.00$25.006/3/2010 10:01:54 AM
Trakissta$100.00$100.006/2/2010 8:04:33 PM
impressive-loan$350.00$350.006/1/2010 11:59:18 AM
robot777$40.00$40.006/1/2010 12:00:22 PM
successful-euro$30.00$30.006/1/2010 11:57:21 AM
SNH$50.00$50.006/1/2010 12:03:13 PM
top-historic-peso$25.00$25.006/1/2010 12:03:18 PM
Avala$50.00$50.006/1/2010 12:04:12 PM
enthusiastic-balance5$100.00$100.006/1/2010 12:04:44 PM
balanced-bill7$100.00$100.006/1/2010 12:10:06 PM
bid-czar8$100.00$100.006/1/2010 12:10:21 PM
trustworthy-fairness$50.00$50.006/1/2010 12:15:36 PM
visionary-community$25.00$25.006/1/2010 12:17:09 PM
jpollar$50.00$50.006/1/2010 12:13:43 PM
economy-producer$25.00$25.006/1/2010 12:02:56 PM
gracej$25.00$25.006/1/2010 12:17:23 PM
DcUnited$30.00$30.006/1/2010 12:18:38 PM
integrity-trumpet$50.00$50.006/1/2010 12:06:35 PM
steady-bazaar$25.00$25.006/1/2010 4:10:35 PM
enforcer5$25.00$25.006/1/2010 4:10:37 PM
wampum-chorus3$25.00$25.006/1/2010 4:23:08 PM
cash-spark3$25.00$25.006/1/2010 12:15:29 PM
Viamin$25.00$25.006/1/2010 4:34:02 PM
Weaverville$50.00$50.006/1/2010 4:39:42 PM
psa1995$50.00$50.006/1/2010 4:38:30 PM
Whipster$50.00$50.006/1/2010 4:50:18 PM
p2ploan-sensation211$25.00$25.006/1/2010 7:00:15 PM
bchen78875$25.00$25.006/1/2010 4:09:23 PM
dinero-speaker$50.00$50.006/1/2010 4:10:25 PM
shrewd-deal$25.00$25.006/1/2010 8:22:38 PM
Artist_Blue$25.00$25.006/2/2010 7:18:01 AM
teller$25.00$25.006/2/2010 8:51:58 AM
CommerciaLender$25.00$25.006/2/2010 6:09:42 AM
Bailador$25.00$25.006/1/2010 4:37:59 PM
FinanceEngine$25.00$25.006/2/2010 11:02:24 AM
Marathoner$25.00$25.006/2/2010 11:07:17 AM
SongBirdProphecy$25.00$25.006/1/2010 8:51:00 PM
samo102us$25.00$25.006/2/2010 2:46:40 PM
Lead_Dog$100.00$100.006/2/2010 8:53:47 AM
rockhound84$25.00$25.006/2/2010 5:34:20 PM
Loan_Stranger$50.00$50.006/2/2010 7:50:16 PM
orgy63$25.00$25.006/3/2010 9:12:05 AM
103 bids
 
Borrower Payment Dependent Notes Series 460784
This series of Notes was issued and sold upon the funding of the borrower loan #42822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jun-01-2010 
  Auction end date:  Jun-02-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $79.73
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $79.73
 
Auction yield range: 3.99% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1973 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:12y 5m
Credit score: 760-779 (Jun-2010) Total credit lines: 24 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $7,582Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: marketplace-monger2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2008 addl tax due IRS
Purpose of loan:
This loan will be used to? pay additional income tax for year 2008 per notice from IRS. I used Turbo Tax to file my federal and state taxes but
apparently there was a programming problem as I have now been sent a bill for balance due from IRS.

My financial situation:
I am a good candidate for this loan because? I pay my bills on time, have been employed in the insurance industry for 43 years and
the purpose for this loan was not foreseen by me
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
STLLAB-MO$50.00$50.006/1/2010 11:47:24 AM
kulender$30.00$30.006/1/2010 11:48:45 AM
worlds-best-auction$25.00$25.006/1/2010 11:48:53 AM
Mali1$25.00$25.006/1/2010 11:47:09 AM
roccofox$41.25$41.256/1/2010 11:53:12 AM
GrommetPosse$25.00$25.006/1/2010 11:47:28 AM
axl163$25.00$25.006/1/2010 11:53:28 AM
CaptainBlueberry$25.00$25.006/1/2010 11:53:51 AM
steady-gain5$25.00$25.006/1/2010 11:54:37 AM
ITS-A-WONDERFUL-LIFE$25.00$25.006/1/2010 11:54:41 AM
lamarsam$25.00$25.006/1/2010 11:54:50 AM
heroic-platinum$25.00$25.006/1/2010 11:55:06 AM
DeltaGambler$25.00$25.006/1/2010 11:55:11 AM
inspired-contract9$50.00$50.006/1/2010 11:52:17 AM
lifegrowth$25.00$25.006/1/2010 11:52:32 AM
myextracash$25.00$25.006/1/2010 11:52:44 AM
camaraderi-workhorse$50.00$50.006/1/2010 11:53:19 AM
wampum-chorus3$25.00$25.006/1/2010 11:54:07 AM
stable-money$25.00$25.006/1/2010 11:54:38 AM
papyrus2$25.00$25.006/1/2010 11:55:10 AM
Zanch$25.00$25.006/1/2010 11:55:16 AM
thaceisbac$25.00$25.006/1/2010 11:47:16 AM
Scoote2912$25.00$25.006/1/2010 11:47:26 AM
peach17$25.00$25.006/1/2010 11:48:26 AM
nunnie$25.00$25.006/1/2010 11:49:12 AM
wampum-reaction2$25.00$25.006/1/2010 11:49:37 AM
spenrod$32.64$32.646/1/2010 11:50:36 AM
shadowflame_99$25.00$25.006/1/2010 11:50:51 AM
Fuzkaska__F_u_n_d_s$25.00$25.006/1/2010 11:51:17 AM
awwaww$25.00$25.006/1/2010 11:52:11 AM
CirC$25.00$25.006/1/2010 11:52:19 AM
LoansomeRanger$50.00$50.006/1/2010 11:52:24 AM
Duchdad$25.00$25.006/1/2010 11:52:34 AM
TheBestDad$25.00$25.006/1/2010 11:52:39 AM
ojibwa$25.00$25.006/1/2010 11:52:42 AM
dpfl55$25.00$25.006/1/2010 11:53:14 AM
suburbanman64$35.00$35.006/1/2010 11:54:10 AM
Supernick$50.00$50.006/1/2010 11:54:44 AM
lucrative-dollar$25.00$25.006/1/2010 11:55:00 AM
sf-funder$25.00$25.006/1/2010 11:55:18 AM
ethicalhumanist$25.00$25.006/1/2010 4:35:06 PM
RandyL3$25.00$25.006/1/2010 12:19:00 PM
LoanerPrincipal$25.00$25.006/2/2010 1:08:29 AM
interstellar$50.00$50.006/2/2010 1:49:22 PM
paladin847$25.00$25.006/1/2010 11:50:42 AM
rescue$50.00$50.006/1/2010 11:51:21 AM
AJSinvest$25.00$25.006/1/2010 11:51:53 AM
HunterSix$25.00$25.006/1/2010 11:52:13 AM
dospapalotes$25.00$25.006/1/2010 11:53:33 AM
ray1051$50.00$50.006/1/2010 11:53:47 AM
bradb5$25.00$25.006/1/2010 11:47:45 AM
successful-euro$30.00$30.006/1/2010 11:54:12 AM
calkidd05$25.00$25.006/1/2010 11:48:18 AM
wise-bonus-honker$25.00$25.006/1/2010 11:54:45 AM
hope-leader2$25.00$25.006/1/2010 11:55:08 AM
CleeClee$50.00$50.006/1/2010 11:55:14 AM
rosie777$30.00$13.606/1/2010 11:55:22 AM
johntina$35.63$35.636/1/2010 11:50:48 AM
loner001$25.00$25.006/1/2010 11:52:23 AM
saver20$25.00$25.006/1/2010 11:52:55 AM
Composure1$25.00$25.006/1/2010 11:53:52 AM
Bank42$50.00$50.006/1/2010 11:53:57 AM
creative-finance7$25.00$25.006/1/2010 11:55:17 AM
nuclearmoose$25.00$25.006/1/2010 11:48:00 AM
p2p_banker$25.00$25.006/1/2010 11:48:33 AM
Emergent$26.22$26.226/1/2010 11:49:09 AM
fantastic-openness$31.80$31.806/1/2010 11:49:22 AM
Masterlender$25.00$25.006/1/2010 11:50:35 AM
fiscal65$25.00$25.006/1/2010 11:50:52 AM
alpinaut$25.00$25.006/1/2010 11:51:06 AM
economy-equilibrium7$29.73$29.736/1/2010 11:51:23 AM
moneynmotion$25.00$25.006/1/2010 11:52:15 AM
NR$25.00$25.006/1/2010 11:52:26 AM
Crisscross$25.00$25.006/1/2010 11:52:33 AM
nickel-alien$50.00$50.006/1/2010 11:52:35 AM
rjw_mpwr$25.00$25.006/1/2010 11:52:53 AM
otter$25.00$25.006/1/2010 11:53:10 AM
Merganser$25.00$25.006/1/2010 11:53:54 AM
Carpetkid$50.00$50.006/1/2010 11:54:35 AM
shorthairedg$29.13$29.136/1/2010 11:54:48 AM
aasx1108$25.00$25.006/1/2010 11:55:03 AM
qwsd12$40.00$40.006/1/2010 11:55:12 AM
golden-wealth2$50.00$50.006/1/2010 12:13:58 PM
hopeful-point$25.00$25.006/1/2010 2:26:58 PM
84 bids