Sales Report:Supplement No. 212 dated Jun 07, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
459445
This series of Notes was issued and sold upon the funding of the borrower loan #42856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-24-2010 |
| |
Auction end date:
| May-31-2010 |
|
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 37.01% |
Starting monthly payment:
| $67.25 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.48% |
Final monthly payment:
| $54.98 |
| |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 14.79% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 5m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 10 |
Occupation: | Other |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $1,421 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $53 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| Retto_pyrrah |
Borrower's state:
| Ohio |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2007)
600-619
(Mar-2007)
|
|
Principal balance:
| $0.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Medical Bills
Purpose of loan:
This loan will be used to pay off some hospital bills I incurred due some unexpected complications with my pregnancy.
My financial situation:
I am a good candidate for this loan because, as you can see from my last prosper loan, I will pay on time, every time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Very good Prosper payment record. What is your net monthly income, and see my page please. good luck - Tono
A:
Thanks for your question (I tried to answer it earlier but my connection kept timing out. Let's try again). Monthly net income: $2040 Monthly Expenses, per the note on your page: Rent ($450), Utilities ($300), Home Entertainment ($92), Food/Gas ($500), Credit Cards ($88) TOTAL: $1430. Hope this is what you were after. Happy Bidding!
(May-28-2010)
Q:
Hi,
Sorry to hear that you you had unexpected complications regarding your pregnancy.
How much do you owe for medical expenses? Do you expect to under go more procedures or see any more doctors in regards to your pregnancy? - Mr-Miracle
A:
Hi there! I owe about 1500 and we are both healthy and thriving, now. Thanks for asking!
(May-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 5/27/2010 4:44:10 PM |
| realtormoises | $25.00 | $25.00 | 5/28/2010 6:18:37 AM |
| khamlagirl | $25.00 | $25.00 | 5/28/2010 2:07:25 PM |
| jhouman | $25.00 | $25.00 | 5/28/2010 2:11:47 PM |
| Hummer-Guy | $25.00 | $25.00 | 5/28/2010 2:35:04 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 5/29/2010 7:05:44 AM |
| CoolPlexer | $32.00 | $32.00 | 5/29/2010 7:51:28 AM |
| OGS_Capital | $25.00 | $25.00 | 5/30/2010 9:19:26 AM |
| Leshan | $75.00 | $75.00 | 5/30/2010 2:30:42 PM |
| guardian3 | $30.00 | $30.00 | 5/30/2010 3:44:45 PM |
| wlm3012 | $25.00 | $25.00 | 5/30/2010 3:48:30 PM |
| bst | $34.44 | $34.44 | 5/30/2010 6:17:13 PM |
| ddoneday | $25.00 | $25.00 | 5/31/2010 1:19:25 PM |
| vine99 | $40.00 | $40.00 | 5/27/2010 8:48:01 PM |
| jhouman | $25.00 | $25.00 | 5/28/2010 2:04:51 PM |
| SongBirdProphecy | $25.00 | $25.00 | 5/29/2010 5:57:30 PM |
| marwadi-62 | $200.00 | $200.00 | 5/30/2010 10:18:15 AM |
| SuperInvestor82 | $25.00 | $25.00 | 5/29/2010 4:39:43 PM |
| bull_lender | $36.00 | $36.00 | 5/29/2010 7:23:57 PM |
| capital-kingdom | $25.00 | $18.56 | 5/31/2010 7:04:55 AM |
| carrinel | $74.00 | $74.00 | 5/31/2010 7:33:27 AM |
| ultimate-peace | $200.00 | $200.00 | 5/31/2010 3:22:34 PM |
| divine940 | $25.00 | $25.00 | 5/31/2010 7:59:06 AM |
| savvycash | $60.00 | $60.00 | 5/31/2010 3:11:05 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
459655
This series of Notes was issued and sold upon the funding of the borrower loan #42833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-24-2010 |
| |
Auction end date:
| May-31-2010 |
|
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 36.73% |
Starting monthly payment:
| $134.51 |
|
Final lender yield:
| 33.25% |
Final borrower rate/APR:
| 34.25% / 36.69% |
Final monthly payment:
| $134.44 |
| |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 0m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $22,638 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $239 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| clabbs21 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
|
|
Principal balance:
| $2,212.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Consolidation
Purpose of loan:
This loan will be used to? pay off existing Prosper loan and another credit card that I have. I am trying to get back on my feet after a rough year in 2009. I absolutely love everything Prosper stands for and would rather pay into a loan from them than my other credit card. This is why I want to consolidate.
My financial situation:
I am a good candidate for this loan because? I am a responsible person who always pays my bills; I never bite off more than I can chew. I have never been late, even once, when paying my current Prosper loan. I work 2 jobs and am more than capable to make my payments towards this loan with ease.
Monthly net income: $3,500
Monthly expenses: $1730
??Housing: $900
??Insurance: $50
??Car expenses: $
??Utilities: $80?
??Phone, cable, internet: $
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current delinquencies shown in your credit profile. Please describe how 2009 was rough. Thanks and best wishes. - reflective-rupee
A:
Hi there,
Concerning my delinquencies; one is from my cable company and the other is from AAA. Both are being disputed right now as I owe neither of them any payments of any kind. 2009 was a rough year for me because I was laid off from a company I was with for 3 years back in February of that year. At that time, my wife was 8 months pregnant. I am working full time again however and pay my debts with integrity.
(May-28-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 5/24/2010 3:56:20 PM |
| liberty-injector | $50.00 | $50.00 | 5/28/2010 10:11:19 AM |
| big_balla_papi | $25.00 | $25.00 | 5/29/2010 7:59:24 PM |
| CashFlow13 | $2,000.00 | $119.71 | 5/31/2010 6:07:38 AM |
| stuart791 | $25.51 | $25.51 | 5/31/2010 9:57:52 AM |
| heerzaquestion | $100.00 | $100.00 | 5/31/2010 12:10:23 PM |
| credit-missile | $25.00 | $25.00 | 5/31/2010 8:43:34 AM |
| principal-triumph | $37.00 | $37.00 | 5/31/2010 1:35:26 PM |
| responsible-worth113 | $40.00 | $40.00 | 5/31/2010 1:39:26 PM |
| order-bee1 | $35.00 | $35.00 | 5/31/2010 1:55:03 PM |
| return-grizzly | $100.00 | $100.00 | 5/31/2010 11:39:19 AM |
| ultimate-peace | $600.00 | $600.00 | 5/31/2010 3:12:20 PM |
| credit-missile | $25.00 | $25.00 | 5/31/2010 12:49:25 PM |
| ddoneday | $25.00 | $25.00 | 5/31/2010 1:22:41 PM |
| Kash2010lu | $25.00 | $25.00 | 5/31/2010 1:50:35 PM |
| UCLA4life | $25.00 | $25.00 | 5/31/2010 3:17:12 PM |
| riveting-credit5 | $200.00 | $200.00 | 5/31/2010 3:36:36 PM |
| kronosmetis | $25.00 | $25.00 | 5/31/2010 6:11:41 AM |
| happy-yield | $50.00 | $50.00 | 5/31/2010 6:11:49 AM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 4:43:42 PM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 4:43:28 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 5/28/2010 6:44:59 AM |
| well-mannered-income3 | $60.00 | $60.00 | 5/28/2010 11:48:25 AM |
| increase720 | $50.00 | $50.00 | 5/28/2010 1:53:41 PM |
| Kash2010lu | $25.00 | $25.00 | 5/29/2010 7:57:18 AM |
| shrewd-income | $50.00 | $50.00 | 5/29/2010 5:56:14 PM |
| lucrative-loan | $50.00 | $50.00 | 5/29/2010 3:34:05 PM |
| fund-secret-agent | $25.00 | $25.00 | 5/30/2010 5:06:14 PM |
| Aberdeen | $400.00 | $400.00 | 5/31/2010 6:11:47 AM |
| wlm3012 | $25.00 | $25.00 | 5/31/2010 8:32:10 AM |
| credit-missile | $50.00 | $50.00 | 5/31/2010 8:42:42 AM |
| capital-kingdom | $25.00 | $25.00 | 5/31/2010 7:06:26 AM |
| Mikale360 | $25.00 | $25.00 | 5/31/2010 7:23:33 AM |
| benefit-flow | $25.00 | $25.00 | 5/31/2010 11:00:02 AM |
| chameleon125 | $75.00 | $75.00 | 5/31/2010 11:13:26 AM |
| buffalobills | $25.00 | $25.00 | 5/31/2010 11:52:54 AM |
| best-listing-toro | $25.00 | $25.00 | 5/31/2010 7:55:42 AM |
| GrossBuddha | $27.78 | $27.78 | 5/31/2010 12:08:52 PM |
| unger | $50.00 | $50.00 | 5/31/2010 8:57:07 AM |
| Gandalf0001 | $25.00 | $25.00 | 5/31/2010 10:10:58 AM |
| glroark | $50.00 | $50.00 | 5/31/2010 2:57:13 PM |
| Frosty | $25.00 | $25.00 | 5/30/2010 10:00:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/31/2010 5:16:40 AM |
| wwwUniversal | $25.00 | $25.00 | 5/31/2010 6:11:45 AM |
| icon7 | $30.00 | $30.00 | 5/31/2010 1:51:14 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
460091
This series of Notes was issued and sold upon the funding of the borrower loan #42850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| May-26-2010 |
| |
Auction end date:
| Jun-02-2010 |
|
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $157.37 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $157.37 |
| |
|
Auction yield range:
| 2.99% - 7.30% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 0m |
|
Credit score:
| 800-819 (May-2010) |
Total credit lines:
| 62 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cello717 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
Purpose of loan:
This loan will be used to?pay off credit card debt , kids camp and kids school
My financial situation:
I am a good candidate for this loan you will get paid back
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Phantom99 | $25.00 | $25.00 | 5/26/2010 4:12:40 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/26/2010 4:12:50 PM |
| figs4u2 | $80.00 | $80.00 | 5/26/2010 4:13:04 PM |
| credit-scout7 | $30.00 | $30.00 | 5/26/2010 4:14:08 PM |
| meenan | $25.00 | $25.00 | 5/26/2010 4:14:33 PM |
| kulender | $25.00 | $25.00 | 5/26/2010 4:14:43 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/26/2010 4:14:56 PM |
| david5000 | $50.00 | $50.00 | 5/26/2010 4:13:16 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/26/2010 4:13:57 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/26/2010 4:14:02 PM |
| harty | $60.00 | $60.00 | 5/26/2010 4:14:13 PM |
| truth-image | $50.00 | $50.00 | 5/26/2010 4:14:23 PM |
| delicious-social132 | $40.00 | $40.00 | 5/26/2010 4:14:29 PM |
| Castellan | $25.00 | $25.00 | 5/26/2010 4:17:42 PM |
| jscope | $25.00 | $25.00 | 5/26/2010 4:17:53 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 5/26/2010 4:18:01 PM |
| dinero-festivity2 | $100.00 | $100.00 | 5/26/2010 4:18:18 PM |
| elasermd | $50.00 | $50.00 | 5/26/2010 4:18:22 PM |
| kegs | $100.00 | $100.00 | 5/26/2010 4:18:52 PM |
| balance-voyager | $100.00 | $100.00 | 5/26/2010 4:27:12 PM |
| comtnlover | $25.00 | $25.00 | 5/26/2010 4:20:29 PM |
| dharma1 | $25.00 | $25.00 | 5/26/2010 4:28:30 PM |
| tbrnet | $25.00 | $25.00 | 5/26/2010 4:28:36 PM |
| money-surge1 | $25.00 | $25.00 | 5/26/2010 4:29:56 PM |
| ryan23 | $50.00 | $50.00 | 5/26/2010 4:30:09 PM |
| phillipd48 | $25.00 | $25.00 | 5/26/2010 4:27:46 PM |
| antlr | $25.00 | $25.00 | 5/26/2010 4:29:49 PM |
| tntmojave | $25.00 | $25.00 | 5/26/2010 4:12:43 PM |
| ray1051 | $50.00 | $50.00 | 5/26/2010 4:12:48 PM |
| flexible-value | $28.00 | $28.00 | 5/26/2010 4:13:01 PM |
| DukSerduk | $25.00 | $25.00 | 5/26/2010 4:14:38 PM |
| Ocean713 | $50.00 | $50.00 | 5/26/2010 4:17:56 PM |
| mwfarmkid | $50.00 | $50.00 | 5/26/2010 4:18:29 PM |
| american6 | $50.00 | $50.00 | 5/26/2010 4:18:43 PM |
| investmentgroup | $25.00 | $25.00 | 5/26/2010 4:20:24 PM |
| likeable-reward | $25.00 | $25.00 | 5/26/2010 4:20:36 PM |
| peace-missile | $25.00 | $25.00 | 5/26/2010 4:20:59 PM |
| successful-euro | $30.00 | $30.00 | 5/26/2010 4:28:12 PM |
| meux99 | $25.00 | $25.00 | 5/26/2010 4:28:22 PM |
| Emgolda | $25.00 | $25.00 | 5/26/2010 4:28:41 PM |
| kenji4861 | $25.00 | $25.00 | 5/26/2010 4:28:45 PM |
| Kerrysbay | $34.95 | $34.95 | 5/26/2010 4:29:21 PM |
| zenchef | $25.00 | $25.00 | 5/26/2010 4:29:50 PM |
| Aegean | $25.00 | $25.00 | 5/26/2010 4:29:53 PM |
| Iamatlast | $50.00 | $50.00 | 5/27/2010 2:24:33 PM |
| JedClampett | $75.00 | $75.00 | 5/28/2010 5:42:24 AM |
| beachfunder | $25.00 | $25.00 | 5/28/2010 7:21:40 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/28/2010 5:35:23 PM |
| debbymcc | $55.71 | $55.71 | 5/29/2010 10:11:01 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/30/2010 10:42:27 AM |
| Sven79 | $50.00 | $50.00 | 5/31/2010 4:15:48 PM |
| honsbedh | $30.46 | $30.46 | 5/31/2010 8:04:40 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/31/2010 8:35:50 PM |
| Lotsofbears | $25.00 | $25.00 | 6/1/2010 8:14:59 AM |
| lucky2 | $25.00 | $25.00 | 5/31/2010 9:46:39 PM |
| ideal-coin | $100.00 | $100.00 | 6/1/2010 12:19:02 PM |
| flshdaskll | $37.46 | $37.46 | 6/1/2010 12:22:46 PM |
| bankojerry | $25.00 | $25.00 | 6/1/2010 3:48:42 PM |
| Simply2fly | $25.00 | $25.00 | 6/1/2010 9:06:36 PM |
| paramjit | $88.04 | $88.04 | 6/2/2010 6:36:39 AM |
| felicity-loyalist0 | $50.00 | $50.00 | 6/2/2010 7:22:45 AM |
| the-profit-oracle | $25.00 | $25.00 | 6/2/2010 10:19:19 AM |
| paymaster4 | $80.00 | $80.00 | 6/2/2010 11:48:27 AM |
| eastindianprince | $25.00 | $25.00 | 6/2/2010 3:34:47 AM |
| Charmart | $25.00 | $25.00 | 6/2/2010 3:10:19 PM |
| seabass123 | $25.00 | $25.00 | 5/26/2010 4:12:41 PM |
| fortytwo | $55.97 | $55.97 | 5/26/2010 4:12:55 PM |
| generator596 | $50.00 | $50.00 | 5/26/2010 4:13:13 PM |
| Pulchritudinous | $25.00 | $25.00 | 5/26/2010 4:13:24 PM |
| afotherg | $25.00 | $25.00 | 5/26/2010 4:15:00 PM |
| SNH | $50.00 | $50.00 | 5/26/2010 4:13:12 PM |
| JGB | $100.00 | $100.00 | 5/26/2010 4:14:49 PM |
| rescue | $100.00 | $100.00 | 5/26/2010 4:15:08 PM |
| rudyindc | $25.00 | $25.00 | 5/26/2010 4:15:17 PM |
| a-responsible-return | $25.00 | $25.00 | 5/26/2010 4:17:44 PM |
| riproaringrapids | $25.00 | $25.00 | 5/26/2010 4:18:09 PM |
| bold-durability-drum | $50.00 | $50.00 | 5/26/2010 4:18:46 PM |
| gigabit | $50.00 | $50.00 | 5/26/2010 4:17:49 PM |
| unassuming-note | $25.00 | $25.00 | 5/26/2010 4:18:14 PM |
| mlopez2007 | $50.00 | $50.00 | 5/26/2010 4:19:20 PM |
| bonus-banker | $25.00 | $25.00 | 5/26/2010 4:26:41 PM |
| turbospeed | $25.00 | $25.00 | 5/26/2010 4:28:38 PM |
| Sam65 | $25.00 | $25.00 | 5/26/2010 4:27:05 PM |
| Ivan2007 | $25.00 | $0.77 | 5/26/2010 4:30:19 PM |
| Marathoner | $25.00 | $25.00 | 5/26/2010 4:28:48 PM |
| evnagelist | $25.00 | $25.00 | 5/26/2010 4:28:52 PM |
| tekkie2412 | $25.00 | $25.00 | 5/26/2010 4:29:12 PM |
| TakeCare | $99.10 | $99.10 | 5/26/2010 4:29:39 PM |
| Daneistes | $100.00 | $100.00 | 5/26/2010 4:29:45 PM |
| Supernick | $50.00 | $50.00 | 5/26/2010 4:30:17 PM |
| moltopaolo | $50.00 | $50.00 | 5/26/2010 4:13:20 PM |
| alexstar | $25.00 | $25.00 | 5/26/2010 4:13:36 PM |
| currency-persimmon | $25.00 | $25.00 | 5/26/2010 4:15:12 PM |
| ethicalhumanist | $25.00 | $25.00 | 5/26/2010 6:21:45 PM |
| power-defender7 | $25.00 | $25.00 | 5/26/2010 4:15:23 PM |
| PCash | $25.00 | $25.00 | 5/26/2010 4:26:53 PM |
| swiftsoul | $25.00 | $25.00 | 5/26/2010 4:28:18 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/26/2010 4:28:26 PM |
| blot44 | $25.00 | $25.00 | 5/26/2010 7:51:19 PM |
| ArashMass | $30.00 | $30.00 | 5/26/2010 4:29:10 PM |
| best-ingenious-funds | $25.00 | $25.00 | 5/26/2010 4:29:58 PM |
| life-is-great | $25.00 | $25.00 | 5/26/2010 4:30:14 PM |
| RandyL3 | $33.00 | $33.00 | 5/26/2010 5:06:37 PM |
| don'twannadance | $50.00 | $50.00 | 5/27/2010 7:13:48 AM |
| wwwUniversal | $25.00 | $25.00 | 5/27/2010 10:24:47 AM |
| simiray | $25.00 | $25.00 | 5/28/2010 9:46:22 AM |
| MrSolution | $50.00 | $50.00 | 5/29/2010 12:22:52 PM |
| ivar | $25.00 | $25.00 | 5/30/2010 11:23:23 AM |
| vine99 | $90.00 | $90.00 | 5/30/2010 12:05:59 PM |
| dbanwart | $25.00 | $25.00 | 5/31/2010 7:29:33 PM |
| llequire1 | $69.88 | $69.88 | 6/1/2010 7:22:00 AM |
| Stafo | $25.00 | $25.00 | 6/1/2010 7:59:54 AM |
| enchanted-reward1 | $25.00 | $25.00 | 6/1/2010 8:36:31 AM |
| socal-lender | $25.00 | $25.00 | 5/31/2010 10:49:12 PM |
| durability-gyration4 | $50.00 | $50.00 | 6/1/2010 1:21:33 PM |
| Damostuff | $25.00 | $25.00 | 6/1/2010 4:22:15 PM |
| springpanda | $25.00 | $25.00 | 6/1/2010 2:46:17 PM |
| YummiBear | $25.00 | $25.00 | 6/1/2010 6:21:33 PM |
| octoberfresh | $25.00 | $25.00 | 6/2/2010 6:41:10 AM |
| bamboozled_again | $36.66 | $36.66 | 6/1/2010 4:33:16 PM |
| Cherrypicker | $50.00 | $50.00 | 6/2/2010 1:58:37 AM |
| surfsider123 | $25.00 | $25.00 | 6/2/2010 12:49:06 PM |
| dmitriy2 | $25.00 | $25.00 | 6/2/2010 2:31:51 PM |
| historyman | $25.00 | $25.00 | 6/1/2010 8:25:15 PM |
| debt-legend | $25.00 | $25.00 | 6/2/2010 12:33:40 PM |
| ca1b0y | $25.00 | $25.00 | 6/2/2010 8:41:10 AM |
| kgeezy | $100.00 | $100.00 | 6/2/2010 12:31:27 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
460131
This series of Notes was issued and sold upon the funding of the borrower loan #42839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-25-2010 |
| |
Auction end date:
| Jun-01-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $291.25 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $291.25 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 4m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $29,182 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| reward-drum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards - APR hike
Purpose of loan:
This loan will be used to pay off credit cards that have increased their APRs due to new legislation.?
About me:
I'm a 31 y/o video game programmer, working at a great studio in Irvine.?
My financial situation:
I am a good candidate for this loan because I can still make the payments with the ridiculous APR (one at 15.9%, one at 17.9%), I would just rather get a lower interest rate to pay the loan off quicker.
Monthly net income: $ 2850.00
Monthly expenses: $ 2467.00
??Housing: $
700.00
??Insurance: $
106.00
??Car expenses: $
266.00
??Utilities: $
0.00 (included in housing)
? Food, entertainment: $
200.00
? Student loans: $
600.00
? Credit cards: $ 595.00
My budget leaves about $400.00 a month for emergencies and / or to pay down credit cards faster.? Thanks for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
When will your student loans be paid off? Thanks! - proton346
A:
95% of my student loans are serviced by Sallie Mae. Out of these loans, my non-subsidized loans finish repayment in Nov. 2023 provided I don't make any prepayments. My subsidized loans finish repayment in 2031.
The other 5% of student loans come from Edfiniancial and a Perkins loan; the balances on those two are about 5,300.00 and 610.00. I expect to have the perkins loan paid off by the end of this year, and the other by May 2012.
(Jun-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PRGuyinVA | $25.00 | $25.00 | 5/25/2010 4:14:14 PM |
| rescue | $50.00 | $50.00 | 5/25/2010 4:15:10 PM |
| SNH | $50.00 | $50.00 | 5/25/2010 4:20:52 PM |
| worth-arch | $25.00 | $25.00 | 5/25/2010 4:21:11 PM |
| Phantom99 | $25.00 | $25.00 | 5/25/2010 4:21:49 PM |
| CO_Engineer | $79.86 | $79.86 | 5/25/2010 4:38:23 PM |
| SDNLR | $25.00 | $25.00 | 5/25/2010 4:38:46 PM |
| ichibon | $75.00 | $75.00 | 5/25/2010 4:25:38 PM |
| egw | $25.00 | $25.00 | 5/25/2010 4:39:45 PM |
| JFKPilot | $25.00 | $25.00 | 5/25/2010 4:46:33 PM |
| e6400 | $46.86 | $46.86 | 5/25/2010 4:46:38 PM |
| ClearLake | $25.00 | $25.00 | 5/25/2010 4:46:43 PM |
| v-wms | $25.00 | $25.00 | 5/25/2010 6:03:02 PM |
| wonderfulwyo | $25.00 | $25.00 | 5/25/2010 5:03:30 PM |
| Orca-man | $30.00 | $30.00 | 5/25/2010 5:21:19 PM |
| Pulchritudinous | $25.00 | $25.00 | 5/25/2010 4:20:53 PM |
| bill-solo | $25.00 | $25.00 | 5/25/2010 7:11:24 PM |
| paul1 | $25.00 | $25.00 | 5/25/2010 7:41:11 PM |
| kmr2 | $25.00 | $25.00 | 5/25/2010 7:41:16 PM |
| yachey | $25.00 | $25.00 | 5/25/2010 8:11:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/25/2010 4:22:05 PM |
| hopeful-point | $50.00 | $50.00 | 5/25/2010 8:11:50 PM |
| A007 | $25.00 | $25.00 | 5/25/2010 8:12:01 PM |
| Tapu22 | $50.00 | $50.00 | 5/25/2010 8:21:18 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/25/2010 4:23:25 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/25/2010 4:23:33 PM |
| treasure-bliss | $25.00 | $25.00 | 5/25/2010 9:21:20 PM |
| sc5 | $43.49 | $43.49 | 5/25/2010 9:51:54 PM |
| red-relentless-money | $36.63 | $36.63 | 5/25/2010 11:41:13 PM |
| spirited-bazaar7 | $48.16 | $48.16 | 5/26/2010 12:32:14 AM |
| alexstar | $25.00 | $25.00 | 5/26/2010 2:02:57 AM |
| supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 11:21:12 PM |
| Marathoner | $25.00 | $25.00 | 5/25/2010 11:21:32 PM |
| TpbiCapitals | $50.00 | $50.00 | 5/25/2010 4:37:38 PM |
| the-gold-quark | $25.00 | $25.00 | 5/26/2010 2:03:01 AM |
| special-truth | $30.49 | $30.49 | 5/25/2010 4:46:48 PM |
| lcole32 | $25.00 | $25.00 | 5/25/2010 4:52:25 PM |
| ryanp100 | $25.00 | $25.00 | 5/26/2010 8:28:41 AM |
| psztnrw | $37.07 | $37.07 | 5/25/2010 5:36:26 PM |
| famous-bill | $50.00 | $50.00 | 5/25/2010 5:41:18 PM |
| balance-voyager | $100.00 | $100.00 | 5/26/2010 8:11:14 AM |
| punctual-kindness3 | $25.00 | $25.00 | 5/25/2010 6:12:46 PM |
| DcUnited | $25.00 | $25.00 | 5/26/2010 8:31:14 AM |
| Cheburashka | $25.00 | $25.00 | 5/25/2010 6:31:24 PM |
| community-saver0 | $25.00 | $25.00 | 5/26/2010 10:06:18 AM |
| orange-preeminant-bill | $66.44 | $66.44 | 5/25/2010 6:41:13 PM |
| money-bauble | $100.42 | $100.42 | 5/26/2010 10:17:43 AM |
| inspired-duty5 | $55.00 | $55.00 | 5/25/2010 7:41:12 PM |
| tenacious-payout | $25.00 | $25.00 | 5/25/2010 7:50:51 PM |
| Bronxpsy | $25.00 | $25.00 | 5/26/2010 10:06:15 AM |
| peso-mate | $25.00 | $25.00 | 5/26/2010 10:06:31 AM |
| Elbanko | $50.00 | $50.00 | 5/25/2010 8:11:37 PM |
| jla720 | $25.00 | $25.00 | 5/25/2010 8:11:51 PM |
| financial-frenzy | $38.86 | $38.86 | 5/26/2010 12:03:10 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/26/2010 10:17:11 AM |
| Cronos | $42.68 | $42.68 | 5/25/2010 8:31:18 PM |
| unassassinable | $25.00 | $25.00 | 5/26/2010 1:02:12 PM |
| investment-seeker7 | $25.00 | $25.00 | 5/26/2010 10:59:34 AM |
| BabyLender | $25.00 | $25.00 | 5/26/2010 11:03:31 AM |
| integrity-doctor | $25.00 | $25.00 | 5/25/2010 9:51:57 PM |
| adama_48 | $25.00 | $25.00 | 5/26/2010 2:12:26 PM |
| Brainworm | $25.00 | $25.00 | 5/26/2010 12:36:25 PM |
| LeReve | $25.00 | $25.00 | 5/26/2010 2:42:56 PM |
| WLenders | $50.00 | $50.00 | 5/26/2010 1:26:36 AM |
| Aimvest | $25.00 | $25.00 | 5/26/2010 1:41:40 AM |
| a-finance-nirvana | $25.00 | $25.00 | 5/26/2010 1:17:14 PM |
| uncleubb | $25.00 | $25.00 | 5/26/2010 1:51:36 PM |
| ready-currency | $25.00 | $25.00 | 5/26/2010 7:21:51 AM |
| fcukciti | $50.00 | $50.00 | 5/26/2010 3:41:41 PM |
| villagers | $25.00 | $25.00 | 5/26/2010 3:41:46 PM |
| atrain2007 | $25.00 | $25.00 | 5/26/2010 3:22:35 PM |
| affluent-anteater | $50.00 | $50.00 | 5/26/2010 3:34:33 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/26/2010 3:41:51 PM |
| favorable-order8 | $25.00 | $25.00 | 5/26/2010 9:41:13 AM |
| thorough-exchange4 | $25.00 | $25.00 | 5/26/2010 10:06:17 AM |
| Insuredcash | $25.77 | $25.77 | 5/26/2010 10:21:21 AM |
| autonomous-basis | $25.00 | $25.00 | 5/26/2010 10:51:14 AM |
| green-glowing-gain | $25.00 | $25.00 | 5/26/2010 11:03:32 AM |
| funds-rascal | $25.00 | $25.00 | 5/26/2010 12:03:12 PM |
| lovely-order7 | $25.00 | $25.00 | 5/26/2010 12:36:28 PM |
| first-serene-credit | $25.00 | $25.00 | 5/26/2010 4:18:59 PM |
| reinforced-revenue069 | $25.00 | $25.00 | 5/26/2010 1:01:33 PM |
| thespindoctor | $25.00 | $25.00 | 5/26/2010 2:42:50 PM |
| success1001 | $26.65 | $26.65 | 5/26/2010 2:53:22 PM |
| rider350 | $25.00 | $25.00 | 5/26/2010 3:41:43 PM |
| delicious-social132 | $25.00 | $25.00 | 5/27/2010 8:58:19 AM |
| rockhound84 | $25.00 | $25.00 | 5/26/2010 6:42:45 PM |
| enforcer5 | $25.00 | $25.00 | 5/27/2010 10:09:47 AM |
| visionary-community | $25.00 | $25.00 | 5/27/2010 1:36:49 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/27/2010 3:36:51 PM |
| runner681 | $50.00 | $50.00 | 5/27/2010 4:12:47 PM |
| sharp-money3 | $25.00 | $25.00 | 5/27/2010 10:25:00 AM |
| a-tranquil-liberty | $25.00 | $25.00 | 5/27/2010 1:21:44 PM |
| sparkling-income | $40.00 | $40.00 | 5/27/2010 4:50:17 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:31:59 PM |
| pioneer580 | $200.00 | $200.00 | 5/28/2010 5:40:20 AM |
| dollar-trader2 | $25.00 | $25.00 | 5/28/2010 4:43:24 AM |
| 4link | $50.00 | $50.00 | 5/28/2010 9:38:36 AM |
| p2p-eagle9 | $25.00 | $25.00 | 5/28/2010 7:30:43 AM |
| Viamin | $25.00 | $25.00 | 5/28/2010 11:01:50 AM |
| jga516 | $25.00 | $25.00 | 5/28/2010 9:38:12 AM |
| FirePro22 | $100.00 | $100.00 | 5/28/2010 1:21:23 PM |
| BeeHive | $25.00 | $25.00 | 5/29/2010 8:26:16 AM |
| decisive-capital | $100.00 | $100.00 | 5/28/2010 4:36:54 PM |
| IIP77 | $25.00 | $25.00 | 5/29/2010 2:28:08 PM |
| jasonuz | $25.00 | $25.00 | 5/29/2010 8:31:20 PM |
| KingCroesus | $25.00 | $25.00 | 5/29/2010 10:57:03 PM |
| shrewd-deal | $25.00 | $25.00 | 5/30/2010 9:04:38 AM |
| systemlender | $25.00 | $25.00 | 5/30/2010 6:36:52 PM |
| money_money | $50.00 | $50.00 | 5/31/2010 1:11:52 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/31/2010 4:11:39 PM |
| p1k4blu | $25.00 | $25.00 | 5/31/2010 4:18:47 PM |
| Carpetkid | $25.00 | $25.00 | 5/31/2010 4:19:37 PM |
| twirl2 | $25.00 | $25.00 | 5/31/2010 4:51:50 PM |
| dollar-trader2 | $25.00 | $25.00 | 5/31/2010 5:59:12 PM |
| adir1 | $25.00 | $25.00 | 5/31/2010 9:12:09 PM |
| rose88 | $25.00 | $25.00 | 5/31/2010 9:41:44 PM |
| cash-tent | $25.00 | $25.00 | 5/31/2010 7:41:09 PM |
| ONECENTATATIME | $40.00 | $40.00 | 6/1/2010 6:18:36 AM |
| flexible-value | $26.00 | $26.00 | 6/1/2010 7:12:00 AM |
| ddamenace | $25.00 | $25.00 | 6/1/2010 7:55:46 AM |
| rockhound84 | $25.00 | $25.00 | 6/1/2010 9:57:12 AM |
| topher515 | $25.00 | $25.00 | 6/1/2010 9:48:32 AM |
| protargol | $50.00 | $50.00 | 6/1/2010 10:23:42 AM |
| TennSquire | $25.00 | $25.00 | 6/1/2010 10:33:47 AM |
| psa1995 | $50.00 | $50.00 | 5/31/2010 10:04:47 PM |
| resource777 | $25.00 | $25.00 | 6/1/2010 8:07:14 AM |
| DadWarbucks | $25.00 | $25.00 | 6/1/2010 9:28:48 AM |
| svandgts | $50.00 | $50.00 | 6/1/2010 9:57:08 AM |
| prainvestment | $50.00 | $50.00 | 6/1/2010 11:05:33 AM |
| objective-investor | $100.00 | $100.00 | 6/1/2010 12:28:20 PM |
| cwb8539 | $25.00 | $25.00 | 6/1/2010 1:16:40 PM |
| moneytolend72 | $25.00 | $25.00 | 6/1/2010 2:51:31 PM |
| rockymtbob | $25.00 | $25.00 | 6/1/2010 12:36:09 PM |
| successful-euro | $100.00 | $100.00 | 5/25/2010 4:14:15 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/25/2010 4:21:04 PM |
| ddog0224 | $25.00 | $25.00 | 5/25/2010 4:22:14 PM |
| kegs | $100.00 | $100.00 | 5/25/2010 4:23:41 PM |
| top-historic-peso | $25.00 | $25.00 | 5/25/2010 4:20:57 PM |
| hrubinst | $25.00 | $25.00 | 5/25/2010 4:21:33 PM |
| chestnut4 | $25.00 | $25.00 | 5/25/2010 4:25:27 PM |
| wayman | $25.00 | $25.00 | 5/25/2010 4:22:23 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/25/2010 4:24:40 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/25/2010 4:25:22 PM |
| line6owner | $36.00 | $36.00 | 5/25/2010 4:46:45 PM |
| riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:15:29 PM |
| LiquidLender | $25.00 | $25.00 | 5/25/2010 4:46:47 PM |
| life-is-great | $25.00 | $25.00 | 5/25/2010 5:41:21 PM |
| independent-revenue4 | $28.84 | $28.84 | 5/25/2010 5:03:46 PM |
| loot-duckling | $50.00 | $50.00 | 5/25/2010 6:06:15 PM |
| Bank42 | $50.00 | $50.00 | 5/25/2010 5:21:14 PM |
| economy-producer | $25.00 | $25.00 | 5/25/2010 4:20:34 PM |
| proper-penny7 | $50.00 | $50.00 | 5/25/2010 7:41:13 PM |
| Avala | $50.00 | $50.00 | 5/25/2010 4:21:34 PM |
| dinero-speaker | $50.00 | $50.00 | 5/25/2010 4:21:41 PM |
| riversmoke | $25.00 | $25.00 | 5/25/2010 8:11:29 PM |
| Ready2Loan | $25.00 | $25.00 | 5/25/2010 8:11:34 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/25/2010 4:22:06 PM |
| bold-durability-drum | $50.00 | $50.00 | 5/25/2010 7:41:19 PM |
| jscope | $25.00 | $25.00 | 5/25/2010 8:31:19 PM |
| return-confidant | $25.00 | $25.00 | 5/25/2010 8:51:35 PM |
| samo102us | $25.00 | $25.00 | 5/25/2010 8:11:27 PM |
| SanJoser | $25.00 | $25.00 | 5/25/2010 8:11:41 PM |
| bxdoc | $58.78 | $58.78 | 5/25/2010 8:11:49 PM |
| american6 | $25.00 | $25.00 | 5/25/2010 4:23:11 PM |
| greenback-amplifier | $25.00 | $25.00 | 5/25/2010 9:51:53 PM |
| fopaul13 | $25.00 | $25.00 | 5/25/2010 10:31:13 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/25/2010 4:25:50 PM |
| gracej | $25.00 | $25.00 | 5/25/2010 4:27:04 PM |
| first-upright-payout | $25.00 | $25.00 | 5/25/2010 4:37:09 PM |
| syounker | $25.00 | $25.00 | 5/26/2010 5:47:49 AM |
| loan-kung-fu | $25.00 | $25.00 | 5/26/2010 2:02:59 AM |
| BigMoney56 | $25.00 | $25.00 | 5/25/2010 4:38:27 PM |
| the-bright-velocity | $25.00 | $25.00 | 5/25/2010 4:38:43 PM |
| castleman | $25.00 | $25.00 | 5/25/2010 4:41:24 PM |
| gold-disk | $25.00 | $25.00 | 5/25/2010 4:41:33 PM |
| bowdish1 | $49.69 | $49.69 | 5/25/2010 4:52:45 PM |
| one-midas | $25.00 | $25.00 | 5/26/2010 8:11:33 AM |
| important-ore | $25.00 | $25.00 | 5/26/2010 9:11:32 AM |
| generous-deal6 | $25.00 | $25.00 | 5/25/2010 5:36:29 PM |
| principal-flow9 | $50.00 | $50.00 | 5/26/2010 8:31:22 AM |
| Felicia_Joy | $50.00 | $50.00 | 5/26/2010 10:06:12 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/26/2010 10:06:21 AM |
| Rdodson11 | $25.00 | $25.00 | 5/26/2010 10:17:07 AM |
| Bailador | $25.00 | $25.00 | 5/26/2010 9:36:33 AM |
| integrity-trumpet | $50.00 | $50.00 | 5/26/2010 9:36:54 AM |
| understanding-fairness9 | $37.98 | $37.98 | 5/26/2010 10:47:24 AM |
| peace-habanero | $25.00 | $25.00 | 5/26/2010 9:41:19 AM |
| Moxman125 | $25.00 | $25.00 | 5/25/2010 7:41:15 PM |
| protargol | $50.00 | $50.00 | 5/26/2010 11:02:46 AM |
| philosopher4 | $25.00 | $25.00 | 5/26/2010 10:06:19 AM |
| junctionking | $25.00 | $25.00 | 5/26/2010 10:17:08 AM |
| Panna | $25.00 | $25.00 | 5/26/2010 10:17:37 AM |
| wampum-chorus3 | $25.00 | $25.00 | 5/26/2010 10:21:19 AM |
| torion | $25.00 | $25.00 | 5/26/2010 1:02:10 PM |
| thefiringzod | $25.00 | $25.00 | 5/25/2010 9:51:52 PM |
| PCash | $25.00 | $25.00 | 5/26/2010 2:36:16 PM |
| tboone_gekko | $29.32 | $29.32 | 5/26/2010 12:36:21 PM |
| prospectr | $80.00 | $80.00 | 5/26/2010 4:31:26 AM |
| SqueezeKing | $25.00 | $25.00 | 5/26/2010 2:12:28 PM |
| rsb906 | $25.00 | $25.00 | 5/26/2010 2:52:15 PM |
| klinebarger | $25.00 | $25.00 | 5/26/2010 3:41:44 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/26/2010 3:41:42 PM |
| transparency-advocator | $25.00 | $25.00 | 5/26/2010 3:42:06 PM |
| power-igloo3 | $25.00 | $25.00 | 5/26/2010 9:56:20 AM |
| auction-workhorse679 | $25.00 | $25.00 | 5/26/2010 10:17:02 AM |
| doublediamond | $25.00 | $25.00 | 5/26/2010 12:06:13 PM |
| RedRaider04 | $50.00 | $50.00 | 5/26/2010 12:29:03 PM |
| steiglends | $70.00 | $70.00 | 5/26/2010 12:36:38 PM |
| responsibility-reaction | $25.00 | $25.00 | 5/26/2010 1:32:00 PM |
| JGB | $35.96 | $35.96 | 5/26/2010 3:07:47 PM |
| Ciphernetic | $25.00 | $25.00 | 5/26/2010 3:31:58 PM |
| impeccable-funds5 | $25.00 | $25.00 | 5/26/2010 3:41:27 PM |
| Philkent | $25.00 | $25.00 | 5/26/2010 3:47:05 PM |
| steady-bazaar | $25.00 | $25.00 | 5/27/2010 7:53:34 AM |
| benefit-dreams | $50.00 | $50.00 | 5/27/2010 8:24:29 AM |
| bchen78875 | $25.00 | $25.00 | 5/27/2010 10:24:51 AM |
| tsclend07 | $25.00 | $25.00 | 5/27/2010 12:58:32 PM |
| Ocean713 | $50.00 | $50.00 | 5/27/2010 9:54:06 AM |
| gqrob | $40.00 | $40.00 | 5/27/2010 3:49:03 PM |
| bid-czar8 | $100.00 | $100.00 | 5/27/2010 4:44:57 PM |
| Weaverville | $50.00 | $50.00 | 5/27/2010 7:26:46 PM |
| nolahelper | $25.00 | $25.00 | 5/28/2010 6:19:44 AM |
| ethicalhumanist | $25.00 | $25.00 | 5/28/2010 10:48:12 AM |
| Cherrypicker | $50.00 | $50.00 | 5/28/2010 2:06:20 PM |
| kaiger | $25.00 | $25.00 | 5/29/2010 8:57:02 AM |
| MrBluesummers | $50.00 | $50.00 | 5/29/2010 1:42:42 PM |
| bondhedger | $25.00 | $25.00 | 5/29/2010 5:21:42 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 5/29/2010 9:46:47 AM |
| CERTIFIED | $100.00 | $100.00 | 5/30/2010 8:53:37 AM |
| cash-spark3 | $25.00 | $25.00 | 5/29/2010 5:59:02 PM |
| truth-futurist | $25.00 | $25.00 | 5/29/2010 9:46:47 PM |
| zone6 | $100.00 | $100.00 | 5/30/2010 7:32:13 PM |
| KiwiElf | $25.00 | $25.00 | 5/31/2010 4:19:19 PM |
| Charmart | $25.00 | $25.00 | 6/1/2010 2:38:42 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 5/31/2010 9:36:22 PM |
| leverage-monger | $30.00 | $30.00 | 6/1/2010 7:07:53 AM |
| macgeek | $40.16 | $40.16 | 6/1/2010 9:48:28 AM |
| j245213 | $25.00 | $25.00 | 6/1/2010 9:37:43 AM |
| power-pagoda | $26.00 | $26.00 | 6/1/2010 9:48:52 AM |
| scientists | $25.00 | $25.00 | 6/1/2010 9:55:41 AM |
| irrelevant | $25.00 | $25.00 | 5/31/2010 4:19:48 PM |
| wwwUniversal | $25.00 | $25.00 | 6/1/2010 10:27:56 AM |
| Tradesmanlender | $25.00 | $25.00 | 6/1/2010 7:11:58 AM |
| payout-banker4 | $25.00 | $25.00 | 6/1/2010 9:41:55 AM |
| honorable-yield | $50.00 | $50.00 | 6/1/2010 9:48:38 AM |
| felicity-loyalist0 | $40.00 | $40.00 | 6/1/2010 12:23:30 PM |
| orbital-gain | $50.00 | $50.00 | 6/1/2010 12:24:03 PM |
| Honor_Leadership | $41.80 | $41.80 | 6/1/2010 3:00:46 PM |
| 113121 | $200.00 | $11.09 | 6/1/2010 2:21:27 PM |
| 250 bids
|
Borrower Payment Dependent Notes Series
460189
This series of Notes was issued and sold upon the funding of the borrower loan #42842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1967 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 1m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Investor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,756 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hope-nexus2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Safe Debt Consolidation
Purpose of loan:
This loan will be to consolidate my various credit card debts at more reasonable interest rates.
My financial situation:
I am in a very good financial situation currently. No car loans, very good credit, homeowner. I am very reliable about my monthly payments.
About me:
I have a very stable job in management at a multinational investment firm in Century City, (Los Angeles) CA. I am a sophisticated investor, skilled in financial operations, and really like the idea of this site and service.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 5/27/2010 4:25:53 PM |
| economy-producer | $25.00 | $25.00 | 5/27/2010 4:25:50 PM |
| american6 | $25.00 | $25.00 | 5/27/2010 4:28:27 PM |
| chestnut4 | $25.00 | $25.00 | 5/27/2010 4:29:09 PM |
| ethicalhumanist | $25.00 | $25.00 | 5/27/2010 4:32:45 PM |
| successful-euro | $30.00 | $30.00 | 5/27/2010 4:33:03 PM |
| delicious-social132 | $25.00 | $25.00 | 5/27/2010 4:33:57 PM |
| rescue | $50.00 | $50.00 | 5/27/2010 4:23:53 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/27/2010 4:35:48 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/27/2010 4:26:14 PM |
| golden-wealth2 | $34.52 | $34.52 | 5/27/2010 5:47:49 PM |
| riproaringrapids | $25.00 | $25.00 | 5/27/2010 4:31:10 PM |
| Letter3 | $31.85 | $31.85 | 5/27/2010 4:38:50 PM |
| bchen78875 | $25.00 | $25.00 | 5/27/2010 11:04:04 PM |
| ichibon | $75.00 | $75.00 | 5/28/2010 3:21:48 AM |
| CROBRUN | $25.00 | $25.00 | 5/28/2010 8:24:21 AM |
| tuffshorty | $25.00 | $25.00 | 5/28/2010 9:04:41 AM |
| 4link | $50.00 | $50.00 | 5/28/2010 9:38:32 AM |
| SDNLR | $25.00 | $25.00 | 5/28/2010 9:41:02 AM |
| Elbanko | $50.00 | $50.00 | 5/28/2010 10:10:05 AM |
| bigdogsafety1 | $25.00 | $25.00 | 5/28/2010 10:10:14 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 5/28/2010 10:09:37 AM |
| egw | $25.00 | $25.00 | 5/28/2010 10:09:41 AM |
| kegs | $100.00 | $100.00 | 5/28/2010 10:12:34 AM |
| new-social-economist | $25.00 | $25.00 | 5/28/2010 10:12:43 AM |
| rudyindc | $25.00 | $25.00 | 5/28/2010 10:14:19 AM |
| speedy-point | $25.00 | $25.00 | 5/28/2010 10:14:34 AM |
| david5000 | $50.00 | $50.00 | 5/28/2010 10:12:17 AM |
| shadargroup | $25.00 | $25.00 | 5/28/2010 10:15:18 AM |
| jdrez | $25.00 | $25.00 | 5/28/2010 10:15:30 AM |
| greenback-amplifier | $25.00 | $25.00 | 5/28/2010 10:15:45 AM |
| Bronxpsy | $25.00 | $25.00 | 5/28/2010 10:16:12 AM |
| Ocean713 | $50.00 | $50.00 | 5/28/2010 10:16:19 AM |
| interest-jedi0 | $50.00 | $50.00 | 5/28/2010 10:16:21 AM |
| dinero-speaker | $50.00 | $50.00 | 5/28/2010 10:16:25 AM |
| transparency-advocator | $25.00 | $25.00 | 5/28/2010 10:16:29 AM |
| credit-kahuna | $33.75 | $33.75 | 5/28/2010 10:16:36 AM |
| drawseeker | $25.00 | $25.00 | 5/28/2010 10:16:44 AM |
| peace-habanero | $25.00 | $25.00 | 5/28/2010 10:16:48 AM |
| dinero-festivity2 | $100.00 | $100.00 | 5/28/2010 10:16:53 AM |
| favorite-commerce | $50.00 | $50.00 | 5/28/2010 10:16:58 AM |
| gold-conga | $25.00 | $25.00 | 5/28/2010 10:15:37 AM |
| thefiringzod | $25.00 | $25.00 | 5/28/2010 10:15:43 AM |
| GiantAardvark | $25.00 | $25.00 | 5/28/2010 10:23:55 AM |
| sarisai | $101.00 | $101.00 | 5/28/2010 10:16:11 AM |
| rider350 | $25.00 | $25.00 | 5/28/2010 10:23:57 AM |
| bold-durability-drum | $33.81 | $33.81 | 5/28/2010 10:16:23 AM |
| PRGuyinVA | $25.00 | $25.00 | 5/28/2010 10:16:28 AM |
| Cheburashka | $25.00 | $25.00 | 5/28/2010 10:16:31 AM |
| sloak | $25.00 | $25.00 | 5/28/2010 10:16:36 AM |
| kmr2 | $83.23 | $83.23 | 5/28/2010 10:16:39 AM |
| emt747 | $25.00 | $25.00 | 5/28/2010 10:16:49 AM |
| macgeek | $50.00 | $50.00 | 5/28/2010 10:47:42 AM |
| greeninspirit | $25.00 | $25.00 | 5/28/2010 10:17:00 AM |
| wise-handy-finance | $25.00 | $25.00 | 5/28/2010 10:47:47 AM |
| RandyL3 | $33.00 | $33.00 | 5/28/2010 10:23:41 AM |
| jrbill1998 | $41.64 | $41.64 | 5/28/2010 10:26:47 AM |
| LiquidLender | $25.00 | $25.00 | 5/28/2010 10:31:48 AM |
| market-walnut5 | $33.70 | $33.70 | 5/28/2010 10:48:27 AM |
| funnymoney1 | $25.00 | $25.00 | 5/28/2010 10:48:44 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/28/2010 10:46:47 AM |
| integrity-doctor | $25.00 | $25.00 | 5/28/2010 10:48:49 AM |
| JFKPilot | $25.00 | $25.00 | 5/28/2010 10:47:23 AM |
| orange-preeminant-bill | $46.72 | $46.72 | 5/28/2010 10:47:40 AM |
| psztnrw | $36.72 | $36.72 | 5/28/2010 10:48:42 AM |
| jga516 | $25.00 | $25.00 | 5/28/2010 9:38:08 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 5/28/2010 12:06:30 PM |
| samo102us | $25.00 | $25.00 | 5/28/2010 11:52:31 AM |
| SimpleChoice | $25.00 | $25.00 | 5/28/2010 9:41:20 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/28/2010 10:11:44 AM |
| currency-cigar4 | $100.00 | $100.00 | 5/28/2010 10:12:13 AM |
| peso-aggregator | $25.00 | $25.00 | 5/28/2010 10:12:46 AM |
| happyinvallarta | $50.00 | $50.00 | 5/28/2010 10:15:16 AM |
| jscope | $25.00 | $25.00 | 5/28/2010 10:15:42 AM |
| Cherrypicker | $50.00 | $50.00 | 5/28/2010 2:08:17 PM |
| community-saver0 | $25.00 | $25.00 | 5/28/2010 10:16:37 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/28/2010 10:16:42 AM |
| durability-mad-scientist4 | $43.07 | $43.07 | 5/28/2010 10:16:47 AM |
| resource777 | $25.00 | $25.00 | 5/28/2010 10:23:46 AM |
| Breadandbutter | $25.00 | $25.00 | 5/28/2010 10:47:06 AM |
| 108lender | $65.14 | $65.14 | 5/28/2010 10:47:44 AM |
| alexstar | $25.00 | $25.00 | 5/28/2010 10:48:24 AM |
| clandrummer | $25.00 | $25.00 | 5/28/2010 3:42:58 PM |
| misterhobbs | $25.00 | $25.00 | 5/28/2010 12:04:47 PM |
| revenue-officer36 | $39.60 | $39.60 | 5/28/2010 12:04:54 PM |
| Montgomery-Burns | $25.00 | $25.00 | 5/29/2010 2:20:49 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/29/2010 5:47:38 PM |
| hopeful-point | $25.00 | $25.00 | 5/31/2010 4:28:53 PM |
| Simply2fly | $25.00 | $25.00 | 5/31/2010 9:10:01 PM |
| adir1 | $25.00 | $25.00 | 5/31/2010 8:59:14 PM |
| giantfan19 | $75.00 | $75.00 | 5/31/2010 5:10:56 PM |
| socal-lender | $25.00 | $25.00 | 5/31/2010 10:47:02 PM |
| durability-gyration4 | $50.00 | $50.00 | 6/1/2010 5:13:29 AM |
| Damostuff | $25.00 | $25.00 | 6/1/2010 4:37:06 PM |
| paul1 | $50.00 | $50.00 | 6/1/2010 12:46:37 PM |
| Sven79 | $50.00 | $50.00 | 6/1/2010 4:38:01 PM |
| one-midas | $25.00 | $25.00 | 6/1/2010 6:21:37 PM |
| KingCroesus | $25.00 | $25.00 | 6/2/2010 1:40:58 AM |
| brlarue | $25.00 | $25.00 | 6/2/2010 8:47:37 AM |
| bold-social-advantage | $75.00 | $75.00 | 6/1/2010 6:14:20 PM |
| RruxB6 | $25.00 | $25.00 | 6/2/2010 8:06:15 AM |
| lender5150 | $25.00 | $25.00 | 6/2/2010 8:40:30 AM |
| market-jam | $30.48 | $30.48 | 6/2/2010 4:48:39 PM |
| rdrloan | $50.00 | $50.00 | 6/2/2010 4:50:40 PM |
| stemper | $50.00 | $50.00 | 6/2/2010 5:55:25 PM |
| Dollars4Rent | $25.00 | $25.00 | 6/2/2010 8:02:03 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 6/2/2010 4:55:55 PM |
| Glenn | $25.00 | $25.00 | 6/2/2010 10:15:30 PM |
| heather26 | $25.00 | $25.00 | 6/3/2010 8:30:04 AM |
| moneytolend72 | $25.00 | $25.00 | 6/3/2010 7:59:00 AM |
| UCSBGAUCHOS | $30.00 | $30.00 | 6/3/2010 8:55:52 AM |
| gothampark | $25.00 | $25.00 | 6/2/2010 5:32:44 PM |
| enthralling-investment | $50.00 | $50.00 | 6/3/2010 9:57:17 AM |
| innovator799 | $25.00 | $25.00 | 6/3/2010 10:29:41 AM |
| Scottnow | $25.00 | $25.00 | 6/3/2010 3:03:22 PM |
| auction-seeker | $25.00 | $25.00 | 6/2/2010 6:58:18 PM |
| velocity-winner | $25.00 | $25.00 | 6/3/2010 11:28:30 AM |
| worth-quark | $25.00 | $25.00 | 6/3/2010 4:00:19 PM |
| Castelj | $38.00 | $38.00 | 6/3/2010 9:15:40 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 2:58:39 PM |
| hrubinst | $25.00 | $25.00 | 5/27/2010 4:26:24 PM |
| Avala | $50.00 | $50.00 | 5/27/2010 4:26:40 PM |
| worth-arch | $25.00 | $25.00 | 5/27/2010 4:26:21 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/27/2010 4:26:58 PM |
| wayman | $25.00 | $25.00 | 5/27/2010 4:27:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/27/2010 4:26:50 PM |
| ddog0224 | $25.00 | $25.00 | 5/27/2010 4:27:12 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/27/2010 4:29:53 PM |
| availableloan | $25.00 | $25.00 | 5/27/2010 4:31:05 PM |
| top-historic-peso | $25.00 | $25.00 | 5/27/2010 4:26:05 PM |
| bid-czar8 | $100.00 | $100.00 | 5/27/2010 4:44:52 PM |
| Phantom99 | $25.00 | $25.00 | 5/27/2010 4:26:47 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:31:54 PM |
| rollerblader | $29.65 | $29.65 | 5/27/2010 6:54:24 PM |
| radforj22 | $25.00 | $25.00 | 5/28/2010 7:26:52 AM |
| blue-repayment-ceremony | $25.00 | $25.00 | 5/28/2010 9:38:40 AM |
| gracej | $25.00 | $25.00 | 5/28/2010 10:11:31 AM |
| money-bauble | $200.00 | $200.00 | 5/28/2010 10:14:29 AM |
| maldok1 | $25.00 | $25.00 | 5/28/2010 10:15:25 AM |
| Cronos | $50.00 | $50.00 | 5/28/2010 10:15:40 AM |
| a-finance-nirvana | $25.00 | $25.00 | 5/28/2010 10:16:38 AM |
| trustworthy-fairness | $50.00 | $50.00 | 5/28/2010 10:16:43 AM |
| telegon | $25.00 | $25.00 | 5/28/2010 10:16:45 AM |
| jla720 | $25.00 | $25.00 | 5/28/2010 10:15:39 AM |
| the-bright-velocity | $25.00 | $25.00 | 5/28/2010 9:07:53 AM |
| gold-disk | $45.00 | $45.00 | 5/28/2010 10:16:03 AM |
| special-truth | $50.00 | $50.00 | 5/28/2010 10:16:13 AM |
| peace-missile | $25.00 | $25.00 | 5/28/2010 10:16:17 AM |
| generous-deal6 | $25.00 | $25.00 | 5/28/2010 10:16:30 AM |
| Dap2005 | $25.00 | $25.00 | 5/28/2010 10:16:34 AM |
| DcUnited | $25.00 | $25.00 | 5/28/2010 10:16:41 AM |
| loanfairy | $25.00 | $25.00 | 5/28/2010 10:16:46 AM |
| independent-revenue4 | $50.00 | $50.00 | 5/28/2010 10:16:55 AM |
| yomanie | $25.00 | $25.00 | 5/28/2010 10:48:18 AM |
| northphoto | $25.00 | $25.00 | 5/28/2010 10:41:40 AM |
| WLenders | $50.00 | $50.00 | 5/28/2010 10:48:40 AM |
| JGB | $25.00 | $25.00 | 5/28/2010 10:48:51 AM |
| life-is-great | $25.00 | $25.00 | 5/28/2010 10:48:38 AM |
| greenback-boss296 | $50.00 | $50.00 | 5/28/2010 9:25:10 AM |
| Aimvest | $25.00 | $25.00 | 5/28/2010 10:48:45 AM |
| simpy | $25.00 | $25.00 | 5/28/2010 9:37:55 AM |
| CashMoneyGNOME | $25.00 | $25.00 | 5/28/2010 9:38:22 AM |
| Norcal | $40.56 | $40.56 | 5/28/2010 11:53:35 AM |
| FadSaolAgat | $50.00 | $50.00 | 5/28/2010 11:53:48 AM |
| calm-deal7 | $25.00 | $25.00 | 5/28/2010 11:21:59 AM |
| Raser | $25.00 | $25.00 | 5/28/2010 12:05:58 PM |
| gametime34 | $25.95 | $25.95 | 5/28/2010 11:36:52 AM |
| upbeat-investment9 | $25.00 | $25.00 | 5/28/2010 9:40:26 AM |
| ddamenace | $30.00 | $30.00 | 5/28/2010 12:05:43 PM |
| lostviajero | $25.00 | $25.00 | 5/28/2010 10:07:45 AM |
| fair_rates | $25.00 | $25.00 | 5/28/2010 12:19:15 PM |
| yachey | $25.00 | $25.00 | 5/28/2010 10:10:26 AM |
| PsiPro | $25.00 | $25.00 | 5/28/2010 10:12:37 AM |
| thestartuplender | $35.00 | $35.00 | 5/28/2010 10:12:39 AM |
| epch | $25.00 | $25.00 | 5/28/2010 10:12:49 AM |
| frclmym | $50.00 | $50.00 | 5/28/2010 2:16:37 PM |
| sc5 | $50.00 | $50.00 | 5/28/2010 10:16:15 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/28/2010 10:16:26 AM |
| miket71 | $61.86 | $61.86 | 5/28/2010 10:16:35 AM |
| zento | $25.00 | $25.00 | 5/28/2010 1:42:17 PM |
| castleman | $25.00 | $25.00 | 5/28/2010 10:16:40 AM |
| bambampk | $25.00 | $25.00 | 5/28/2010 10:16:50 AM |
| tekkie2412 | $25.00 | $25.00 | 5/28/2010 10:23:38 AM |
| slartibardfast | $25.00 | $25.00 | 5/28/2010 10:47:42 AM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/28/2010 10:48:22 AM |
| Felicia_Joy | $50.00 | $50.00 | 5/28/2010 10:48:39 AM |
| Viamin | $25.00 | $25.00 | 5/28/2010 11:01:43 AM |
| durability-halibut | $40.00 | $40.00 | 5/28/2010 3:55:06 PM |
| fishintime | $25.00 | $25.00 | 5/28/2010 11:53:32 AM |
| Gibbyland | $75.00 | $61.19 | 5/28/2010 12:07:25 PM |
| wwwUniversal | $25.00 | $25.00 | 5/28/2010 3:13:47 PM |
| spiff666 | $25.00 | $25.00 | 5/29/2010 8:14:13 AM |
| MrSolution | $25.00 | $25.00 | 5/29/2010 12:28:17 PM |
| reBuild-America | $25.00 | $25.00 | 5/29/2010 6:57:46 PM |
| Phillip4ever | $25.00 | $25.00 | 5/29/2010 6:14:42 PM |
| mcabery | $100.00 | $100.00 | 5/30/2010 1:59:35 AM |
| ferdberfel | $25.34 | $25.34 | 5/29/2010 3:21:02 PM |
| proton346 | $25.00 | $25.00 | 5/29/2010 9:19:17 PM |
| GrossBuddha | $50.00 | $50.00 | 5/31/2010 9:37:06 AM |
| selector568 | $75.72 | $75.72 | 6/1/2010 7:36:46 AM |
| business_savvy | $49.50 | $49.50 | 5/31/2010 4:18:15 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/31/2010 8:52:36 PM |
| FinanceEngine | $25.00 | $25.00 | 6/1/2010 10:14:11 AM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 4:23:44 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 6/1/2010 4:36:45 PM |
| UncleSafety | $100.00 | $100.00 | 6/2/2010 6:09:31 AM |
| rbotterbLLC | $25.00 | $25.00 | 6/2/2010 9:05:18 AM |
| debt-legend | $25.00 | $25.00 | 6/2/2010 12:41:21 PM |
| kleinbrak | $25.00 | $25.00 | 6/1/2010 7:33:32 PM |
| Quid-Pro-Quo | $25.00 | $25.00 | 6/1/2010 8:04:54 PM |
| top-tranquil-justice | $25.00 | $25.00 | 6/1/2010 9:21:53 PM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:20:24 PM |
| Barky52 | $25.00 | $25.00 | 6/2/2010 11:41:24 AM |
| Druidsoft | $50.00 | $50.00 | 6/3/2010 12:35:50 AM |
| Charmart | $25.00 | $25.00 | 6/3/2010 2:53:57 AM |
| focused-wampum | $29.00 | $29.00 | 6/2/2010 7:18:37 PM |
| LQ1972 | $50.00 | $50.00 | 6/2/2010 7:51:10 PM |
| leverage-monger | $25.00 | $25.00 | 6/3/2010 6:27:55 AM |
| Richmp412 | $25.00 | $25.00 | 6/3/2010 8:13:58 AM |
| 78 | $25.00 | $25.00 | 6/3/2010 6:01:12 AM |
| back-scratchers | $25.00 | $25.00 | 6/3/2010 3:55:01 PM |
| 221 bids
|
Borrower Payment Dependent Notes Series
460299
This series of Notes was issued and sold upon the funding of the borrower loan #42847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-26-2010 |
| |
Auction end date:
| Jun-02-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 9m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Student - College G... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,399 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| burrito7 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for Grad School
Purpose of loan:
This loan will be used to finance my final term of grad school, including living expenses as I will likely?not be able to work during the last term.? I will be graduating with a Masters of Education in Teaching.
My financial situation:
I am a good candidate for this loan because other than my final two terms of graduate school I have been consistently employed since 2004, and there are many teaching opportuntites available which I already qualify for.? I have already begun submitting applications for various teaching positions.
I have some money in reserve, but would like to be more fiancially secure this summer while completing my degree, as my ability to work will be limited.??However, I am currently seeking part time jobs.? I consistently make payments on time for all of my bills.
The majority of the 25 lines of credit are student Stafford Loans which have not been consolidated yet.? I do not qualify for Stafford Loans for my last term, which is why I am trying to secure a loan.
Monthly net income: $
My monthly net income was $2800, currently is dependant upon scholarships and loans, and will be $3500 once the school year starts again.
Monthly expenses: $
??Housing:?$300
??Insurance: $ 100
??Car expenses: $
??Utilities: $?125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 800
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| greenwell | $25.00 | $25.00 | 5/26/2010 4:15:32 PM |
| Elbanko | $25.00 | $25.00 | 5/26/2010 4:19:41 PM |
| desertoasis | $25.00 | $25.00 | 5/26/2010 4:19:53 PM |
| S-Master | $25.00 | $25.00 | 5/26/2010 4:28:32 PM |
| Sam65 | $25.00 | $25.00 | 5/26/2010 4:21:05 PM |
| revenue-achievement | $25.00 | $25.00 | 5/26/2010 4:21:08 PM |
| qwsd12 | $40.00 | $40.00 | 5/26/2010 4:31:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/26/2010 5:38:14 PM |
| neorunner | $25.00 | $25.00 | 5/26/2010 5:40:06 PM |
| Whipster | $50.00 | $50.00 | 5/26/2010 6:34:03 PM |
| brother_tam | $50.00 | $50.00 | 5/26/2010 4:20:18 PM |
| successful-euro | $30.00 | $30.00 | 5/26/2010 4:28:20 PM |
| infomas | $50.00 | $50.00 | 5/26/2010 9:44:21 PM |
| Phantom99 | $25.00 | $25.00 | 5/26/2010 4:31:54 PM |
| wlm3012 | $25.00 | $25.00 | 5/27/2010 8:07:09 AM |
| deal-hickory5 | $500.00 | $500.00 | 5/27/2010 3:26:36 PM |
| DasMula | $25.00 | $25.00 | 5/27/2010 11:00:49 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 5/28/2010 10:06:12 AM |
| LoanerPrincipal | $25.00 | $25.00 | 5/28/2010 7:09:57 PM |
| charming-point | $300.00 | $300.00 | 6/1/2010 6:32:13 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/31/2010 4:15:08 PM |
| elvisloans | $25.00 | $25.00 | 6/1/2010 7:42:21 AM |
| ColoradoBanker | $30.00 | $30.00 | 5/31/2010 8:34:08 PM |
| reflective-rupee | $25.00 | $25.00 | 6/1/2010 10:18:06 AM |
| impressive-openness7 | $50.00 | $50.00 | 6/1/2010 12:03:45 PM |
| ethicalhumanist | $25.00 | $25.00 | 6/1/2010 2:08:58 PM |
| jybank | $25.00 | $25.00 | 6/1/2010 9:21:26 PM |
| benefit-flow | $35.00 | $35.00 | 6/2/2010 9:33:08 AM |
| billybragg | $25.00 | $25.00 | 6/1/2010 7:20:37 PM |
| sudeep104 | $25.00 | $25.00 | 6/1/2010 8:15:43 PM |
| wise-courageous-social | $25.00 | $25.00 | 6/2/2010 12:08:37 PM |
| payout-bridge | $500.00 | $500.00 | 6/2/2010 4:07:30 PM |
| irrelevant | $25.00 | $25.00 | 6/2/2010 1:49:45 PM |
| skillful-asset5 | $30.00 | $30.00 | 6/2/2010 7:19:07 AM |
| patriot384 | $60.00 | $60.00 | 6/2/2010 8:44:37 AM |
| PotBellyPete | $30.79 | $30.79 | 6/2/2010 9:32:50 AM |
| Bobtep23 | $25.00 | $25.00 | 6/2/2010 2:54:25 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 6/2/2010 3:00:03 PM |
| jjsparks28 | $50.00 | $50.00 | 6/2/2010 3:58:23 PM |
| cash-spark3 | $25.00 | $25.00 | 5/26/2010 4:18:02 PM |
| autonomous-truth | $25.00 | $25.00 | 5/26/2010 4:19:52 PM |
| riproaringrapids | $25.00 | $25.00 | 5/26/2010 4:18:05 PM |
| Mantis75 | $25.00 | $25.00 | 5/26/2010 4:20:22 PM |
| dollar-birdie | $25.00 | $25.00 | 5/26/2010 4:18:48 PM |
| NELNET | $25.69 | $25.69 | 5/26/2010 4:27:31 PM |
| maskir | $50.00 | $50.00 | 5/26/2010 4:19:56 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/26/2010 4:28:14 PM |
| Ocean713 | $50.00 | $50.00 | 5/26/2010 4:17:58 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/26/2010 4:20:31 PM |
| CC911 | $25.00 | $25.00 | 5/26/2010 4:20:57 PM |
| peace-missile | $25.00 | $25.00 | 5/26/2010 4:21:01 PM |
| SNH | $50.00 | $49.34 | 5/26/2010 4:31:56 PM |
| hopeful-point | $25.00 | $25.00 | 5/27/2010 2:24:48 PM |
| StargazerLending | $25.00 | $25.00 | 5/29/2010 9:03:21 AM |
| bondhedger | $25.00 | $25.00 | 5/30/2010 10:40:33 AM |
| rockhound84 | $25.00 | $25.00 | 6/1/2010 10:04:10 AM |
| yons88 | $25.00 | $25.00 | 6/1/2010 9:28:30 PM |
| Mr-Miracle | $25.00 | $25.00 | 6/1/2010 4:28:33 PM |
| direct-asset | $25.00 | $25.00 | 6/2/2010 7:23:44 AM |
| Pu239 | $60.00 | $60.00 | 6/2/2010 8:59:25 AM |
| Lubava | $25.00 | $25.00 | 6/2/2010 3:44:23 PM |
| testguy | $25.00 | $25.00 | 6/2/2010 1:01:58 PM |
| bold-attentive-listing | $100.00 | $100.00 | 6/2/2010 2:34:15 PM |
| ultimate-peace | $200.00 | $200.00 | 6/2/2010 3:12:59 PM |
| principal-star | $25.00 | $25.00 | 6/2/2010 9:34:15 AM |
| enthralling-investment | $40.00 | $40.00 | 6/2/2010 1:50:25 PM |
| transparency-tomahawk | $25.00 | $25.00 | 6/2/2010 2:30:10 PM |
| Bob450 | $25.00 | $25.00 | 6/2/2010 3:25:21 PM |
| hershey88 | $69.18 | $69.18 | 6/2/2010 3:50:33 PM |
| riveting-credit5 | $400.00 | $400.00 | 6/2/2010 4:12:01 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
460337
This series of Notes was issued and sold upon the funding of the borrower loan #42836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $307.20 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,057 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| sensation044 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving/ Consolidation
Purpose of loan:
This loan will be used to move to a smaller apartment and consolidate my existing debts/loans.
My financial situation:
I am a good candidate for this loan because I have a steady job and have not paid a bill late in all the years since I started working full-time.? I would like to consolidate my current payments into one bill.
Monthly net income: $ 2,600.00
Monthly expenses: $
??Housing: $?
930.00 --- (New Apartment will be 800.00)
??Insurance: $ 0
??Car expenses: $
0
??Utilities: $
95.00
??Phone, cable, internet: $
150.00
??Food, entertainment: $
150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $
450.00
??Other expenses: $
50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is it true you have zero insurance, or is it paid for by another party? Please explain. - new-peso-concerto
A:
Since I work for a union my insurance is paid directly by my employer. I don't make any payments for it.
(May-28-2010)
Q:
What portion of these funds will be used to consolidate existing debt? What are the balances, interest rates, and terms of the debts you wish to consolidate? What exactly, will the remaining funds be used for? Thanks and good luck. - BAEVentures
A:
Credit Card Debts (Total): $3,101.58 / 13.240% - 19.990%
Previous Medical Loan: $2,362.32 / 13.92%
Would just like to consolidate everything into one payment. The rest of the money would be used to pay for movers, breaking the lease on my current apartment and 2 months rent security for my new place.
(Jun-02-2010)
Q:
Will you please explain the 3 delinquencies? - RecoveryLender
A:
My delinquencies are from when I was in college and didn't have a full time job. I didn't have any money at that time to pay my bills.
(Jun-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CC911 | $25.00 | $25.00 | 5/27/2010 4:20:59 PM |
| greenwell | $25.00 | $25.00 | 5/27/2010 4:25:35 PM |
| cash-spark3 | $25.00 | $25.00 | 5/27/2010 4:27:57 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/27/2010 4:29:45 PM |
| Sam65 | $25.00 | $25.00 | 5/27/2010 4:30:06 PM |
| qwsd12 | $40.00 | $40.00 | 5/27/2010 4:31:25 PM |
| Phantom99 | $25.00 | $25.00 | 5/27/2010 4:31:36 PM |
| Rattlehead | $25.00 | $25.00 | 5/27/2010 4:32:29 PM |
| S-Master | $25.00 | $25.00 | 5/27/2010 4:23:43 PM |
| deal-hickory5 | $50.00 | $50.00 | 5/27/2010 4:35:41 PM |
| coachmike15 | $25.00 | $25.00 | 5/27/2010 4:31:56 PM |
| supreme-hope | $25.00 | $25.00 | 5/27/2010 11:32:11 PM |
| caNative | $25.00 | $25.00 | 5/27/2010 7:22:45 PM |
| orange-preeminant-bill | $43.08 | $43.08 | 5/28/2010 9:11:53 AM |
| kind-responsibility-balancer | $50.00 | $50.00 | 5/28/2010 9:39:40 AM |
| lostviajero | $25.00 | $25.00 | 5/28/2010 9:52:56 AM |
| topher515 | $25.00 | $25.00 | 5/28/2010 10:47:18 AM |
| Comoparklender | $25.00 | $25.00 | 5/28/2010 10:47:04 AM |
| logical-loyalty0 | $25.00 | $25.00 | 5/28/2010 12:42:28 PM |
| benefit-squirrel | $25.00 | $25.00 | 5/28/2010 2:51:59 PM |
| smart-gain | $25.00 | $25.00 | 5/28/2010 11:42:28 AM |
| new-peso-concerto | $50.00 | $50.00 | 5/28/2010 12:44:48 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/28/2010 6:31:43 PM |
| asset-equilibrium0 | $50.00 | $50.00 | 5/29/2010 9:47:15 AM |
| lloyd_s | $25.00 | $25.00 | 5/29/2010 3:10:56 PM |
| five-star-justice | $36.00 | $36.00 | 5/29/2010 5:57:50 AM |
| decisive-capital | $38.35 | $38.35 | 5/29/2010 7:04:23 PM |
| Bank42 | $50.00 | $50.00 | 5/30/2010 7:53:10 AM |
| A007 | $25.00 | $25.00 | 5/30/2010 6:11:43 PM |
| gizzywump | $25.00 | $25.00 | 5/31/2010 7:27:01 AM |
| johnayan | $25.00 | $25.00 | 5/31/2010 1:36:38 PM |
| selfmademan | $25.00 | $25.00 | 5/31/2010 12:17:23 PM |
| simplelender80 | $50.00 | $50.00 | 5/31/2010 12:31:53 PM |
| zone6 | $100.00 | $100.00 | 5/30/2010 7:32:31 PM |
| hopethisworks | $25.00 | $25.00 | 5/31/2010 4:15:52 PM |
| theshef | $25.00 | $25.00 | 6/1/2010 4:48:11 AM |
| jlr613 | $25.00 | $25.00 | 6/1/2010 4:48:19 AM |
| yarg | $25.00 | $25.00 | 6/1/2010 4:47:58 AM |
| DER | $40.32 | $40.32 | 6/1/2010 4:48:13 AM |
| red-favorable-basis | $25.00 | $25.00 | 6/1/2010 9:47:56 AM |
| kginatl | $25.00 | $25.00 | 6/1/2010 9:48:34 AM |
| ChrisKwan | $25.00 | $25.00 | 5/31/2010 4:19:12 PM |
| p2ploan-futurist9 | $50.00 | $50.00 | 6/1/2010 9:39:54 AM |
| power-pagoda | $25.00 | $25.00 | 6/1/2010 9:48:46 AM |
| reflective-rupee | $25.00 | $25.00 | 6/1/2010 10:26:37 AM |
| psa1995 | $25.00 | $25.00 | 5/31/2010 10:11:48 PM |
| cospilot | $25.00 | $25.00 | 6/1/2010 4:47:53 AM |
| nick5454 | $25.00 | $25.00 | 6/1/2010 4:48:10 AM |
| svandgts | $50.00 | $50.00 | 6/1/2010 9:57:03 AM |
| marcomnzs | $25.00 | $25.00 | 6/1/2010 12:29:01 PM |
| impressive-openness7 | $50.00 | $50.00 | 6/1/2010 2:03:33 PM |
| loanstarst8 | $25.00 | $25.00 | 6/1/2010 1:36:50 PM |
| bazaar-tulip | $25.00 | $25.00 | 6/1/2010 4:20:56 PM |
| Plotinus | $42.44 | $42.44 | 6/1/2010 4:21:01 PM |
| teller | $25.00 | $25.00 | 6/2/2010 8:52:15 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:37:54 AM |
| jrbill1998 | $50.00 | $50.00 | 6/2/2010 8:14:42 AM |
| prudent-dinero | $25.00 | $25.00 | 6/2/2010 9:37:05 AM |
| lostontheedge | $25.00 | $25.00 | 6/2/2010 1:48:27 PM |
| simplewareinc | $39.59 | $39.59 | 6/2/2010 1:49:54 PM |
| MONEYMATCH | $25.00 | $25.00 | 6/2/2010 1:49:59 PM |
| beans53 | $25.00 | $25.00 | 6/2/2010 2:21:03 PM |
| investorRE | $35.00 | $35.00 | 6/2/2010 1:48:03 PM |
| teejay411 | $47.02 | $47.02 | 6/2/2010 1:48:13 PM |
| BBL | $25.00 | $25.00 | 6/2/2010 1:48:16 PM |
| dough-bear | $50.00 | $50.00 | 6/2/2010 1:48:25 PM |
| jstefans | $25.00 | $25.00 | 6/2/2010 1:48:28 PM |
| natecam | $25.00 | $25.00 | 6/2/2010 1:48:56 PM |
| stolan | $25.00 | $25.00 | 6/2/2010 1:49:04 PM |
| samo102us | $25.00 | $25.00 | 6/2/2010 1:49:09 PM |
| zeelender | $25.00 | $25.00 | 6/2/2010 1:49:47 PM |
| Learning2Lend | $50.00 | $50.00 | 6/2/2010 1:49:58 PM |
| shrewd-income | $25.00 | $25.00 | 6/2/2010 9:05:04 AM |
| spsavage | $25.00 | $25.00 | 6/2/2010 4:43:30 PM |
| aader | $25.00 | $25.00 | 6/2/2010 4:43:32 PM |
| flwah | $25.00 | $25.00 | 6/2/2010 1:48:11 PM |
| Tasmir | $25.00 | $25.00 | 6/2/2010 1:48:21 PM |
| jo2y | $25.00 | $25.00 | 6/2/2010 1:48:29 PM |
| b2m80s | $25.00 | $25.00 | 6/2/2010 1:51:29 PM |
| vigorous-payment3 | $25.00 | $25.00 | 6/2/2010 2:58:26 PM |
| MADAOO7 | $50.00 | $50.00 | 6/2/2010 3:31:43 PM |
| CaboWaboRobo | $25.00 | $25.00 | 6/3/2010 5:46:41 AM |
| andypbe | $25.00 | $25.00 | 6/3/2010 6:22:27 AM |
| Rosencranz | $25.00 | $25.00 | 6/3/2010 6:22:34 AM |
| nycloan | $25.00 | $25.00 | 6/3/2010 6:22:40 AM |
| majorf2136 | $25.00 | $25.00 | 6/3/2010 6:22:44 AM |
| Simonsez808 | $25.00 | $25.00 | 6/3/2010 6:22:49 AM |
| kscc183 | $25.00 | $25.00 | 6/2/2010 4:43:29 PM |
| loan-master996 | $32.32 | $32.32 | 6/3/2010 6:23:12 AM |
| snoopey100 | $25.00 | $25.00 | 6/2/2010 4:44:45 PM |
| bold-attentive-listing | $72.32 | $72.32 | 6/2/2010 10:15:30 PM |
| cashhelp | $25.00 | $25.00 | 6/2/2010 10:16:37 PM |
| rate-hickory | $25.00 | $25.00 | 6/3/2010 7:33:09 AM |
| NoMoreDebt4Me | $44.30 | $44.30 | 6/3/2010 6:22:35 AM |
| oreyedoc | $50.00 | $50.00 | 6/3/2010 6:22:38 AM |
| invisible_hand | $46.99 | $46.99 | 6/3/2010 6:22:59 AM |
| direct-asset | $25.00 | $25.00 | 6/3/2010 7:29:38 AM |
| shrewd-income | $75.00 | $75.00 | 6/3/2010 11:36:44 AM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 11:31:38 AM |
| reflective-rupee | $25.00 | $25.00 | 6/2/2010 8:53:49 PM |
| famous-bill | $50.00 | $50.00 | 6/3/2010 5:11:44 AM |
| kind-bill-supporter | $50.00 | $50.00 | 6/3/2010 6:22:29 AM |
| SimonHova | $25.00 | $25.00 | 6/3/2010 6:22:39 AM |
| golath24 | $25.00 | $25.00 | 6/3/2010 6:22:45 AM |
| ouyangers | $25.00 | $25.00 | 6/3/2010 6:22:51 AM |
| principal-star | $25.00 | $25.00 | 6/3/2010 9:48:20 AM |
| well-mannered-income3 | $30.00 | $30.00 | 6/3/2010 10:01:39 AM |
| blissful-gain | $50.00 | $50.00 | 6/3/2010 11:41:27 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/3/2010 11:46:40 AM |
| shrewd-peace7 | $35.00 | $35.00 | 5/27/2010 4:21:16 PM |
| successful-euro | $40.00 | $40.00 | 5/27/2010 4:23:39 PM |
| finance-prescription | $50.00 | $50.00 | 5/27/2010 4:24:24 PM |
| riproaringrapids | $25.00 | $25.00 | 5/27/2010 4:28:02 PM |
| Ocean713 | $50.00 | $50.00 | 5/27/2010 4:27:50 PM |
| Elbanko | $25.00 | $25.00 | 5/27/2010 4:29:18 PM |
| desertoasis | $25.00 | $25.00 | 5/27/2010 4:29:26 PM |
| SNH | $50.00 | $50.00 | 5/27/2010 4:31:39 PM |
| top-historic-peso | $26.00 | $26.00 | 5/27/2010 4:31:59 PM |
| JGB | $100.00 | $100.00 | 5/27/2010 4:32:16 PM |
| worth-arch | $25.00 | $25.00 | 5/27/2010 4:32:03 PM |
| personal-lender | $25.00 | $25.00 | 5/27/2010 4:32:20 PM |
| market-walnut5 | $50.00 | $50.00 | 5/27/2010 4:32:34 PM |
| honorable-yield | $35.00 | $35.00 | 5/27/2010 4:32:47 PM |
| money-bauble | $75.00 | $75.00 | 5/27/2010 4:33:21 PM |
| HomeTownRentalProperties | $50.00 | $50.00 | 5/27/2010 4:36:08 PM |
| peace-missile | $25.00 | $25.00 | 5/27/2010 4:30:00 PM |
| revenue-achievement | $25.00 | $25.00 | 5/27/2010 4:30:12 PM |
| orderly-leverage | $30.00 | $30.00 | 5/27/2010 4:32:09 PM |
| actvtrdr | $35.00 | $35.00 | 5/27/2010 4:32:13 PM |
| ezg | $25.00 | $25.00 | 5/28/2010 12:18:11 AM |
| IIP77 | $25.00 | $25.00 | 5/27/2010 10:06:47 PM |
| Shepherd7 | $30.00 | $30.00 | 5/28/2010 4:21:50 AM |
| micko | $25.00 | $25.00 | 5/28/2010 10:11:54 AM |
| Artist_Blue | $25.00 | $25.00 | 5/28/2010 11:21:47 AM |
| virtuous-platinum2 | $50.00 | $50.00 | 5/28/2010 9:39:19 AM |
| autonomous-truth | $25.00 | $25.00 | 5/28/2010 12:08:37 PM |
| DadWarbucks | $25.00 | $25.00 | 5/28/2010 12:11:46 PM |
| macgeek | $25.00 | $25.00 | 5/28/2010 10:10:30 AM |
| Kaj | $25.00 | $25.00 | 5/28/2010 1:29:31 PM |
| FeedTheMachine | $50.00 | $50.00 | 5/28/2010 1:29:37 PM |
| life-is-great | $25.00 | $25.00 | 5/28/2010 10:58:43 AM |
| 108lender | $50.00 | $50.00 | 5/28/2010 12:11:54 PM |
| natural-greenback6 | $25.00 | $25.00 | 5/28/2010 12:12:13 PM |
| salala | $25.00 | $25.00 | 5/28/2010 1:42:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/28/2010 5:11:49 PM |
| treasure-bliss | $25.42 | $25.42 | 5/29/2010 5:57:52 AM |
| enigmallc | $25.00 | $25.00 | 5/29/2010 12:27:12 PM |
| Sateesh | $57.32 | $57.32 | 5/29/2010 1:09:12 PM |
| anton | $30.04 | $30.04 | 5/29/2010 2:05:53 PM |
| seisen | $39.92 | $39.92 | 5/29/2010 2:39:24 PM |
| delivery | $25.00 | $25.00 | 5/29/2010 3:12:46 PM |
| flexible-value | $25.00 | $25.00 | 5/29/2010 3:34:23 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/29/2010 3:34:14 PM |
| DasMula | $25.00 | $25.00 | 5/29/2010 9:43:11 PM |
| KiwiElf | $25.00 | $25.00 | 5/29/2010 2:09:34 PM |
| head | $25.00 | $25.00 | 5/29/2010 2:55:06 PM |
| StrategicFinancier21 | $25.00 | $25.00 | 5/30/2010 11:12:05 AM |
| rhin0cerx | $39.56 | $39.56 | 5/29/2010 8:36:57 PM |
| durability-keeper | $25.00 | $25.00 | 5/30/2010 10:53:59 AM |
| AlexTrep | $25.00 | $25.00 | 5/31/2010 11:21:41 AM |
| systemlender | $25.00 | $25.00 | 5/30/2010 6:37:06 PM |
| bnlforever | $25.00 | $25.00 | 5/31/2010 7:54:00 PM |
| Unitas4302 | $50.00 | $50.00 | 5/31/2010 3:47:06 PM |
| KevinC_63366 | $25.00 | $25.00 | 6/1/2010 4:48:15 AM |
| Wowzer | $25.00 | $25.00 | 6/1/2010 4:48:08 AM |
| satisfying-deal5 | $100.00 | $100.00 | 6/1/2010 9:38:37 AM |
| b-rent | $25.00 | $25.00 | 6/1/2010 9:05:34 AM |
| Mantis75 | $25.00 | $25.00 | 6/1/2010 9:47:31 AM |
| contract-maracas | $50.00 | $50.00 | 6/1/2010 10:33:53 AM |
| zorg77 | $25.00 | $25.00 | 6/1/2010 10:36:43 AM |
| helping-out | $30.00 | $30.00 | 5/31/2010 6:51:47 PM |
| TheColoradoDon | $25.00 | $25.00 | 6/1/2010 7:11:55 AM |
| festeringsnot | $25.00 | $25.00 | 6/1/2010 9:48:09 AM |
| mizunoman | $25.00 | $25.00 | 6/1/2010 4:20:59 PM |
| Interstate_Rate | $250.00 | $250.00 | 6/1/2010 1:26:52 PM |
| punctual-worth | $25.00 | $25.00 | 6/1/2010 9:51:46 PM |
| bonus-zone | $25.00 | $25.00 | 6/1/2010 11:51:36 PM |
| shrewd-deal | $25.00 | $25.00 | 6/1/2010 8:22:00 PM |
| FASTIZIO_P | $27.00 | $27.00 | 6/1/2010 4:33:47 PM |
| lowrate | $25.00 | $25.00 | 6/2/2010 1:48:14 PM |
| YellowJacket | $25.00 | $25.00 | 6/2/2010 1:48:22 PM |
| EJL | $25.00 | $25.00 | 6/2/2010 1:48:31 PM |
| matt_2006 | $25.00 | $25.00 | 6/2/2010 1:49:55 PM |
| dparkhom | $25.00 | $25.00 | 6/2/2010 1:49:58 PM |
| rlgnyc | $82.37 | $82.37 | 6/2/2010 1:50:02 PM |
| samaritan5 | $25.00 | $25.00 | 6/2/2010 1:50:10 PM |
| saffron4 | $36.30 | $36.30 | 6/1/2010 9:33:51 PM |
| Cypher041 | $25.00 | $25.00 | 6/2/2010 1:48:04 PM |
| ElAbel11 | $25.00 | $25.00 | 6/2/2010 1:48:10 PM |
| thedreamer | $25.00 | $25.00 | 6/2/2010 1:48:15 PM |
| Raetha | $25.00 | $25.00 | 6/2/2010 1:48:20 PM |
| stoopidnoodle | $25.00 | $25.00 | 6/2/2010 1:48:32 PM |
| fortytwo | $50.00 | $50.00 | 6/2/2010 1:49:56 PM |
| joeirps | $25.00 | $25.00 | 6/2/2010 1:50:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 6/2/2010 10:36:59 AM |
| mc81 | $25.00 | $25.00 | 6/2/2010 4:43:31 PM |
| lcole32 | $25.00 | $25.00 | 6/2/2010 1:48:06 PM |
| capital-web193 | $25.00 | $25.00 | 6/2/2010 1:48:14 PM |
| asmithj | $50.00 | $50.00 | 6/2/2010 1:49:13 PM |
| Prairie-MN | $30.00 | $30.00 | 6/2/2010 4:39:32 PM |
| LongTail | $25.00 | $25.00 | 6/2/2010 4:43:34 PM |
| loan-gatherer | $25.00 | $25.00 | 6/2/2010 8:37:28 PM |
| reflective-rupee | $25.00 | $25.00 | 6/2/2010 8:53:39 PM |
| TCayce | $25.00 | $25.00 | 6/3/2010 6:22:25 AM |
| secobarbital | $25.00 | $25.00 | 6/3/2010 6:22:37 AM |
| dbmurch | $25.00 | $25.00 | 6/3/2010 6:22:46 AM |
| cash-tiramisu | $30.89 | $30.89 | 6/3/2010 6:22:52 AM |
| wlm3012 | $25.00 | $25.00 | 6/3/2010 6:33:52 AM |
| fuzed | $30.00 | $30.00 | 6/2/2010 10:31:42 PM |
| ITExec | $48.73 | $48.73 | 6/3/2010 6:22:42 AM |
| mudaholic | $25.00 | $25.00 | 6/3/2010 6:22:50 AM |
| privatebankerva | $25.00 | $25.00 | 6/3/2010 6:55:04 AM |
| Leshan | $50.00 | $50.00 | 6/3/2010 8:03:47 AM |
| wwwUniversal | $25.00 | $25.00 | 6/3/2010 10:04:39 AM |
| 1traveler | $25.00 | $25.00 | 6/2/2010 8:31:25 PM |
| reflective-rupee | $135.00 | $126.35 | 6/3/2010 12:30:59 PM |
| reflective-rupee | $25.00 | $25.00 | 6/2/2010 8:54:05 PM |
| Bob450 | $30.00 | $30.00 | 6/2/2010 10:00:14 PM |
| xzec777 | $25.00 | $25.00 | 6/3/2010 6:22:19 AM |
| ayerobbie | $25.00 | $25.00 | 6/3/2010 6:22:26 AM |
| satanichammy | $25.00 | $25.00 | 6/3/2010 6:22:33 AM |
| mdf | $42.37 | $42.37 | 6/3/2010 6:22:43 AM |
| Acid | $25.00 | $25.00 | 6/3/2010 6:22:48 AM |
| sharp-money3 | $25.00 | $25.00 | 6/3/2010 10:51:52 AM |
| 224 bids
|
Borrower Payment Dependent Notes Series
460367
This series of Notes was issued and sold upon the funding of the borrower loan #42853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 11m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $35,760 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 62% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| money-freshmaker5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This loan will be used to help me?have?ready cash in the event of an emergency as I continue to grow my client-base.?While I have been with my current employer for just one year, my client-base has been developed over six years. This year I have increased my revenues?50% from this same time last year.?
I am reluctant to use credit cards to finance my business, and this is the primary reason for seeking a personal loan. I have never missed a payment or incurred any finance charges on any credit card.?I also have several family members that are willing and able to help if there is ever a short-term cash flow need.?????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Client base for what kind of business? How is your business distinctive from your competitors? Thanks - mbf2234
A:
The primary clients for my financial planning business are individuals and small business owners.
We are independent and fee-based which enables us to tailor our services to individual client needs. Our real advantage, in my opinion, is our service focus where we contact our clients personally every 90 days, and 15 times each year overall (including email and regular mail). We believe this leads to stronger relationships with our clients and greater success for our clients.
.
(Jun-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 5/27/2010 4:23:49 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/27/2010 4:26:09 PM |
| economy-producer | $25.00 | $25.00 | 5/27/2010 4:25:46 PM |
| Avala | $50.00 | $50.00 | 5/27/2010 4:26:34 PM |
| Phantom99 | $25.00 | $25.00 | 5/27/2010 4:26:43 PM |
| worth-arch | $25.00 | $25.00 | 5/27/2010 4:26:18 PM |
| hrubinst | $25.00 | $25.00 | 5/27/2010 4:26:29 PM |
| american6 | $25.00 | $25.00 | 5/27/2010 4:28:22 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:31:51 PM |
| bold-durability-drum | $50.00 | $50.00 | 5/27/2010 6:13:17 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/27/2010 7:11:49 PM |
| new-social-economist | $25.00 | $25.00 | 5/27/2010 7:52:05 PM |
| dinero-speaker | $50.00 | $50.00 | 5/27/2010 4:33:52 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/27/2010 4:35:13 PM |
| ingenious-truth0 | $25.00 | $25.00 | 5/27/2010 4:35:53 PM |
| inventive-wealth2 | $25.00 | $25.00 | 5/27/2010 10:13:54 PM |
| independent-revenue4 | $32.55 | $32.55 | 5/27/2010 5:33:16 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/27/2010 11:31:08 PM |
| rudyindc | $25.00 | $25.00 | 5/27/2010 11:53:20 PM |
| important-ore | $25.00 | $25.00 | 5/28/2010 5:21:46 AM |
| jammers | $25.00 | $25.00 | 5/28/2010 6:41:42 AM |
| return-eclipse0 | $25.00 | $25.00 | 5/28/2010 7:43:05 AM |
| loanfairy | $25.00 | $25.00 | 5/28/2010 7:52:24 AM |
| money-bauble | $40.32 | $40.32 | 5/27/2010 10:32:37 PM |
| alexstar | $25.00 | $25.00 | 5/28/2010 8:01:56 AM |
| orderly-leverage | $40.00 | $40.00 | 5/28/2010 8:17:04 AM |
| naina_my_daughter | $25.00 | $25.00 | 5/28/2010 8:46:45 AM |
| thunder135 | $25.00 | $25.00 | 5/28/2010 8:07:40 AM |
| torion | $25.00 | $25.00 | 5/28/2010 8:11:49 AM |
| bonFire8 | $25.00 | $25.00 | 5/28/2010 9:03:57 AM |
| TheMan | $25.00 | $25.00 | 5/28/2010 9:04:29 AM |
| kindness-hickory5 | $25.00 | $25.00 | 5/28/2010 9:04:32 AM |
| halothane_logic | $25.00 | $25.00 | 5/28/2010 9:04:36 AM |
| decisive-marketplace3 | $25.00 | $25.00 | 5/28/2010 9:04:45 AM |
| aasx1108 | $25.00 | $25.00 | 5/28/2010 9:04:49 AM |
| principal-flow9 | $50.00 | $50.00 | 5/28/2010 9:04:53 AM |
| RMB-Investments | $25.00 | $25.00 | 5/28/2010 9:05:00 AM |
| favorable-order8 | $25.00 | $25.00 | 5/28/2010 9:03:14 AM |
| NorthernFunds | $25.00 | $25.00 | 5/28/2010 9:05:12 AM |
| HeavyDriver03 | $25.00 | $25.00 | 5/28/2010 9:04:27 AM |
| adamnash | $25.00 | $25.00 | 5/28/2010 9:05:22 AM |
| 350DGRZ | $25.00 | $25.00 | 5/28/2010 9:04:35 AM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 5/28/2010 9:04:39 AM |
| yenlowang | $25.00 | $25.00 | 5/28/2010 9:05:41 AM |
| knowledgeable-revenue | $26.82 | $26.82 | 5/28/2010 9:04:43 AM |
| Rostov | $25.00 | $25.00 | 5/28/2010 9:05:48 AM |
| inspiring-reward | $50.00 | $50.00 | 5/28/2010 9:04:51 AM |
| giannyny | $25.00 | $25.00 | 5/28/2010 9:04:57 AM |
| progressive-asset | $73.17 | $73.17 | 5/28/2010 9:05:09 AM |
| Steveoo1 | $25.00 | $25.00 | 5/28/2010 9:05:17 AM |
| LoveLife45 | $25.00 | $25.00 | 5/28/2010 9:05:30 AM |
| g314 | $30.00 | $30.00 | 5/28/2010 9:05:36 AM |
| AlwaysA-Chief | $25.00 | $25.00 | 5/28/2010 9:05:44 AM |
| speedy-point | $25.00 | $25.00 | 5/27/2010 11:53:22 PM |
| shark8851 | $50.00 | $50.00 | 5/28/2010 4:27:51 AM |
| djh47a | $25.00 | $25.00 | 5/28/2010 7:32:46 AM |
| CaptainBlueberry | $25.00 | $25.00 | 5/28/2010 7:36:50 AM |
| one-midas | $25.00 | $25.00 | 5/28/2010 8:07:45 AM |
| Midwestvalues | $45.71 | $45.71 | 5/28/2010 8:17:10 AM |
| fcukciti | $50.00 | $50.00 | 5/28/2010 8:56:57 AM |
| walabie | $25.00 | $25.00 | 5/28/2010 9:03:48 AM |
| czar3 | $40.00 | $40.00 | 5/28/2010 9:04:20 AM |
| apostle901 | $25.00 | $25.00 | 5/28/2010 9:04:28 AM |
| WineDrop | $25.00 | $25.00 | 5/28/2010 9:04:44 AM |
| YLlama | $25.00 | $25.00 | 5/28/2010 9:04:51 AM |
| phaded | $25.00 | $25.00 | 5/28/2010 9:04:59 AM |
| Ripsaw4U | $25.00 | $25.00 | 5/28/2010 9:05:04 AM |
| robust-trade | $65.98 | $65.98 | 5/28/2010 9:05:10 AM |
| credit-czar5 | $25.00 | $25.00 | 5/28/2010 9:05:14 AM |
| chief_wo | $25.00 | $25.00 | 5/28/2010 9:05:20 AM |
| MrGhost | $25.00 | $25.00 | 5/28/2010 9:05:27 AM |
| lisanate | $25.00 | $25.00 | 5/28/2010 9:05:40 AM |
| jrhinomo | $30.00 | $30.00 | 5/28/2010 9:10:40 AM |
| SpotLending | $25.00 | $25.00 | 6/1/2010 6:28:38 AM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:21:36 PM |
| zippy-revenue8 | $25.00 | $25.00 | 6/2/2010 4:25:23 PM |
| manugee | $50.00 | $50.00 | 6/3/2010 10:02:04 AM |
| riproaringrapids | $25.00 | $25.00 | 5/27/2010 4:23:57 PM |
| SNH | $50.00 | $50.00 | 5/27/2010 4:25:57 PM |
| top-historic-peso | $25.00 | $25.00 | 5/27/2010 4:26:00 PM |
| wayman | $25.00 | $25.00 | 5/27/2010 4:27:18 PM |
| ddog0224 | $25.00 | $25.00 | 5/27/2010 4:27:02 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/27/2010 4:33:32 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/27/2010 4:35:46 PM |
| bid-czar8 | $100.00 | $100.00 | 5/27/2010 4:44:48 PM |
| david5000 | $50.00 | $50.00 | 5/27/2010 4:45:36 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/27/2010 4:26:53 PM |
| chestnut4 | $25.00 | $25.00 | 5/27/2010 4:29:00 PM |
| ichibon | $25.00 | $25.00 | 5/27/2010 5:37:03 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/27/2010 4:29:50 PM |
| successful-euro | $50.00 | $50.00 | 5/27/2010 4:32:41 PM |
| kegs | $100.00 | $100.00 | 5/27/2010 4:33:49 PM |
| delicious-social132 | $25.00 | $25.00 | 5/27/2010 4:33:55 PM |
| Cheburashka | $25.00 | $25.00 | 5/27/2010 10:43:16 PM |
| Dap2005 | $25.00 | $25.00 | 5/27/2010 10:58:43 PM |
| piter-to-la-investment | $25.00 | $25.00 | 5/27/2010 11:29:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/27/2010 11:22:50 PM |
| value-squirrel3 | $25.00 | $25.00 | 5/28/2010 5:57:45 AM |
| Pasagam | $25.00 | $25.00 | 5/28/2010 4:52:06 AM |
| LiquidLender | $25.00 | $25.00 | 5/28/2010 6:41:47 AM |
| radforj22 | $25.00 | $25.00 | 5/28/2010 7:26:49 AM |
| a-special-power | $25.00 | $25.00 | 5/28/2010 7:26:55 AM |
| trustworthy-fairness | $38.52 | $38.52 | 5/28/2010 7:11:47 AM |
| drawseeker | $25.00 | $25.00 | 5/28/2010 7:46:42 AM |
| cathexis | $100.00 | $100.00 | 5/28/2010 8:01:46 AM |
| Fiimg | $50.00 | $50.00 | 5/28/2010 8:07:39 AM |
| telegon | $25.00 | $25.00 | 5/28/2010 7:46:43 AM |
| onlyastepaway | $25.00 | $25.00 | 5/28/2010 8:07:42 AM |
| pinnacle10 | $25.00 | $25.00 | 5/28/2010 9:04:25 AM |
| ideal-platinum1 | $100.00 | $100.00 | 5/28/2010 9:04:31 AM |
| CROBRUN | $25.00 | $25.00 | 5/28/2010 8:24:19 AM |
| meteoric-trade | $25.00 | $25.00 | 5/28/2010 9:04:34 AM |
| Munnie | $25.00 | $25.00 | 5/28/2010 9:04:46 AM |
| loot-funkmaster | $25.00 | $25.00 | 5/28/2010 9:04:50 AM |
| TMillard | $25.00 | $25.00 | 5/28/2010 9:04:56 AM |
| NDFIRTH | $44.41 | $44.41 | 5/28/2010 9:05:08 AM |
| shabufa | $25.00 | $25.00 | 5/28/2010 9:05:16 AM |
| tucksta | $25.00 | $25.00 | 5/28/2010 9:04:30 AM |
| shingu79 | $50.00 | $50.00 | 5/28/2010 9:05:28 AM |
| funds-shaker8 | $25.00 | $25.00 | 5/28/2010 9:04:38 AM |
| ciccio70 | $25.00 | $25.00 | 5/28/2010 9:05:32 AM |
| market-solstice2 | $25.00 | $25.00 | 5/28/2010 9:04:42 AM |
| Lightlife | $50.00 | $50.00 | 5/28/2010 9:05:43 AM |
| wampum-chorus3 | $25.00 | $25.00 | 5/28/2010 9:04:47 AM |
| RSV | $25.00 | $15.23 | 5/28/2010 9:05:49 AM |
| night0wl | $25.00 | $25.00 | 5/28/2010 9:04:54 AM |
| Davidson2 | $36.75 | $36.75 | 5/28/2010 9:05:01 AM |
| sharp-coin8 | $25.00 | $25.00 | 5/28/2010 9:05:13 AM |
| georg | $25.00 | $25.00 | 5/28/2010 9:05:23 AM |
| snappy | $50.00 | $50.00 | 5/28/2010 9:05:34 AM |
| BzJ108 | $25.00 | $25.00 | 5/28/2010 9:05:38 AM |
| mikrolown | $25.00 | $25.00 | 5/27/2010 11:31:15 PM |
| CAGE-Investments | $31.16 | $31.16 | 5/27/2010 11:32:16 PM |
| drkeith | $34.38 | $34.38 | 5/28/2010 7:33:50 AM |
| visionary-community | $25.00 | $25.00 | 5/28/2010 7:43:20 AM |
| currency-agave | $25.00 | $25.00 | 5/28/2010 8:07:37 AM |
| orange-preeminant-bill | $35.00 | $35.00 | 5/28/2010 8:08:29 AM |
| KBank | $25.00 | $25.00 | 5/28/2010 9:03:46 AM |
| Edwin_Rae | $25.00 | $25.00 | 5/28/2010 9:04:24 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 5/28/2010 9:04:40 AM |
| lounges | $50.00 | $50.00 | 5/28/2010 9:04:48 AM |
| psiequalsone | $25.00 | $25.00 | 5/28/2010 9:04:55 AM |
| income-tamer | $25.00 | $25.00 | 5/28/2010 9:05:02 AM |
| nomneu | $50.00 | $50.00 | 5/28/2010 9:05:07 AM |
| mcarm66 | $25.00 | $25.00 | 5/28/2010 9:05:11 AM |
| famous-hope | $25.00 | $25.00 | 5/28/2010 9:05:14 AM |
| littlemonkey | $25.00 | $25.00 | 5/28/2010 9:05:25 AM |
| Jager31 | $25.00 | $25.00 | 5/28/2010 9:05:36 AM |
| narblark | $25.00 | $25.00 | 5/28/2010 9:05:46 AM |
| Glenn | $25.00 | $25.00 | 6/2/2010 10:14:44 PM |
| 150 bids
|
Borrower Payment Dependent Notes Series
461181
This series of Notes was issued and sold upon the funding of the borrower loan #42845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jun-03-2010 |
| |
Auction end date:
| Jun-04-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $96.80 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $92.77 |
| |
|
Auction yield range:
| 2.99% - 9.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 8m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 24 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $39,135 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| red-silver-healer |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Rate Credit Card
This loan will allow me to payoff my high rate credit card (28%). I currently pay $400/month towards this card in hopes to pay it off quick. I have every intention to pay more than the minimum due to eliminate this loan.
I had originally requested a higher amount to pay off two credit cards, but the funding was short. I'm hoping this smaller loan will have better success. Thank you to everyone who bid on my previous loan request. Hopefully you will feel comfortable bidding again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meenan | $25.00 | $25.00 | 6/3/2010 3:58:42 PM |
| american6 | $50.00 | $50.00 | 6/3/2010 3:59:04 PM |
| evnagelist | $25.00 | $25.00 | 6/3/2010 3:59:38 PM |
| Phantom99 | $25.00 | $25.00 | 6/3/2010 3:59:53 PM |
| flexible-value | $28.00 | $28.00 | 6/3/2010 4:00:06 PM |
| psa1995 | $50.00 | $50.00 | 6/3/2010 4:01:00 PM |
| klinebarger | $25.00 | $25.00 | 6/3/2010 3:58:19 PM |
| seabass123 | $25.00 | $25.00 | 6/3/2010 3:59:57 PM |
| tntmojave | $25.00 | $25.00 | 6/3/2010 4:00:00 PM |
| david5000 | $50.00 | $50.00 | 6/3/2010 4:00:18 PM |
| moltopaolo | $50.00 | $50.00 | 6/3/2010 4:00:21 PM |
| payout-banker4 | $25.00 | $25.00 | 6/3/2010 4:00:45 PM |
| blackstar | $25.00 | $25.00 | 6/3/2010 4:08:37 PM |
| successful-euro | $75.00 | $75.00 | 6/3/2010 4:19:04 PM |
| GrommetPosse | $25.00 | $25.00 | 6/3/2010 4:19:08 PM |
| kulender | $30.00 | $30.00 | 6/3/2010 4:19:15 PM |
| shrewd-deal | $25.00 | $25.00 | 6/3/2010 4:05:56 PM |
| KHODADAD | $50.00 | $50.00 | 6/3/2010 4:06:50 PM |
| samo102us | $25.00 | $25.00 | 6/3/2010 4:06:58 PM |
| loyalist1 | $100.00 | $100.00 | 6/3/2010 4:08:43 PM |
| icchok | $50.00 | $50.00 | 6/3/2010 4:09:00 PM |
| meux99 | $25.00 | $25.00 | 6/3/2010 4:19:20 PM |
| tender-integrity3 | $50.00 | $50.00 | 6/3/2010 4:19:23 PM |
| dharma1 | $25.00 | $25.00 | 6/3/2010 4:19:26 PM |
| nuclearmoose | $25.00 | $25.00 | 6/3/2010 4:20:13 PM |
| Pulchritudinous | $25.00 | $25.00 | 6/3/2010 3:57:54 PM |
| treasure-hunter270 | $25.00 | $25.00 | 6/3/2010 3:57:57 PM |
| briphi | $100.00 | $100.00 | 6/3/2010 3:58:02 PM |
| truth-image | $50.00 | $50.00 | 6/3/2010 3:58:37 PM |
| rescue | $100.00 | $100.00 | 6/3/2010 3:58:51 PM |
| simplelender80 | $100.00 | $100.00 | 6/3/2010 4:00:47 PM |
| the-silver-blaster | $25.00 | $25.00 | 6/3/2010 4:07:42 PM |
| bayareainv | $100.00 | $100.00 | 6/3/2010 4:08:00 PM |
| point-shooter | $25.00 | $25.00 | 6/3/2010 4:09:26 PM |
| micko | $25.00 | $25.00 | 6/3/2010 4:32:33 PM |
| fortytwo | $200.00 | $24.71 | 6/3/2010 5:56:38 PM |
| julijask | $35.00 | $35.00 | 6/3/2010 8:21:45 PM |
| a-responsible-return | $25.00 | $25.00 | 6/3/2010 3:58:56 PM |
| Marathoner | $25.00 | $25.00 | 6/3/2010 3:59:29 PM |
| hookUup | $25.00 | $25.00 | 6/3/2010 4:00:30 PM |
| justice-dna | $27.29 | $27.29 | 6/3/2010 4:00:35 PM |
| pauledgarm | $50.00 | $50.00 | 6/3/2010 4:00:57 PM |
| svandgts | $50.00 | $50.00 | 6/3/2010 4:01:09 PM |
| Ocean713 | $50.00 | $50.00 | 6/3/2010 3:59:00 PM |
| bold-durability-drum | $50.00 | $50.00 | 6/3/2010 3:59:07 PM |
| kegs | $100.00 | $100.00 | 6/3/2010 3:59:13 PM |
| kenji4861 | $25.00 | $25.00 | 6/3/2010 3:59:24 PM |
| saritha | $25.00 | $25.00 | 6/3/2010 4:06:09 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 6/3/2010 4:00:27 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 6/3/2010 4:00:43 PM |
| RandyL3 | $25.00 | $25.00 | 6/3/2010 4:07:45 PM |
| money-bauble | $75.00 | $75.00 | 6/3/2010 4:19:37 PM |
| wwwUniversal | $25.00 | $25.00 | 6/3/2010 4:20:39 PM |
| schnatty | $50.00 | $50.00 | 6/3/2010 4:06:28 PM |
| jayman4426 | $50.00 | $50.00 | 6/3/2010 5:46:47 PM |
| JohnBanks | $25.00 | $25.00 | 6/3/2010 4:08:57 PM |
| riproaringrapids | $25.00 | $25.00 | 6/3/2010 4:20:09 PM |
| Bank42 | $50.00 | $50.00 | 6/3/2010 4:20:15 PM |
| SNH | $50.00 | $50.00 | 6/3/2010 3:57:53 PM |
| alexstar | $25.00 | $25.00 | 6/3/2010 3:58:25 PM |
| interest-jedi0 | $50.00 | $50.00 | 6/3/2010 3:58:45 PM |
| investmentgroup | $25.00 | $25.00 | 6/3/2010 3:59:19 PM |
| Ivan2007 | $25.00 | $25.00 | 6/3/2010 3:59:44 PM |
| figs4u2 | $80.00 | $80.00 | 6/3/2010 4:00:11 PM |
| generator596 | $50.00 | $50.00 | 6/3/2010 4:00:14 PM |
| power-pagoda | $25.00 | $25.00 | 6/3/2010 4:01:06 PM |
| Turkish101 | $25.00 | $25.00 | 6/3/2010 4:08:13 PM |
| steady-bazaar | $50.00 | $50.00 | 6/3/2010 4:08:26 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 6/3/2010 4:08:41 PM |
| orgy63 | $25.00 | $25.00 | 6/3/2010 4:08:49 PM |
| nonukem | $25.00 | $25.00 | 6/3/2010 4:09:29 PM |
| kchen486 | $25.00 | $25.00 | 6/3/2010 4:09:38 PM |
| cash-vault | $25.00 | $25.00 | 6/4/2010 9:36:12 AM |
| 73 bids
|
Borrower Payment Dependent Notes Series
460156
This series of Notes was issued and sold upon the funding of the borrower loan #42813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $425.22 |
|
Final lender yield:
| 33.98% |
Final borrower rate/APR:
| 34.98% / 37.43% |
Final monthly payment:
| $425.11 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 10m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,441 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| revenue-legend2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
active duty AF need cosmetic surgey
My purpose for this loan is to undergo Cosmetic Surgery with Bella Cosmetic Surgery in Washington DC. I am active duty Air Force who needs to make my waist measurement to pass my physical training test. Although I exercise at least 4 days a week, I cannot get my waist down to the size the Air Force wants it to be. After 4 pregnancies (2 miscarriages, 2 live births) my abdominal muscles have separated. The Cosmetic Surgery is going to pull my abs back together and get rid of the extra skin from the pregnancies. I have tried to get this procedure done through military channels, and was denied because of more important cases. I love the Air Force, and I really want to stay in. Unfortunately, if I do not pass my PT test, I will be put out. My current enlistment ends June 2013. My husband's annual income is $60,000. I am reliable because I also have a separate business with The Pampered Chef. I have had other loans that have been paid off with no delinquencies. Between my husband's and I salaries, we will have no problem paying off this loan. The following is a breakdown of my finances:
Monthly Net Income: $4848.00 (not including Pampered Chef revenue)
Monthly Expenses:
Mortgage - $1090.00 (my husband pays the utilities)
Childcare - $490.00
Car - $706.00
Car Insurance - $245.00
Credit Cards and Other loans - $500.00
Food, Entertainment, Clothing, and Misc. Household Items - $700
Depending on the amount of product is bought from me, I receive about $200 extra a month with The Pampered Chef.
Please do not hesitate if you have any more questions. My career is very important to me. I have invested way too much time in the Air Force to go out without a fight. Thank you very much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| micko | $25.00 | $25.00 | 6/2/2010 4:54:11 PM |
| julian_rojas72 | $9,400.00 | $9,175.00 | 6/3/2010 4:14:55 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/3/2010 4:16:55 PM |
| 3 bids
|
Borrower Payment Dependent Notes Series
460180
This series of Notes was issued and sold upon the funding of the borrower loan #42830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $67.39 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2005 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 2m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 10 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,314 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jadeblack |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2008)
|
|
Principal balance:
| $586.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Payment on the previous Prosper loan looks great. What are the loan balances and interest rates for the debt you want to consolidate? Thanks. - rockhound84
A:
I have an account I closed a few months back-I think it's somewhere around $800-$900 @ 19.99%. My other Prosper loan is close to $600 @ 15%, I also have another person loan of around $500 @ 11.34%. The payments for all those total almost $140 together, it'll be nice to shrink that :-)
(Jun-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 5/27/2010 4:52:16 PM |
| khamlagirl | $25.00 | $25.00 | 5/28/2010 2:15:47 PM |
| vine99 | $40.00 | $40.00 | 5/30/2010 11:49:47 AM |
| Kelor99 | $25.00 | $25.00 | 5/31/2010 12:20:17 PM |
| rockhound84 | $25.00 | $25.00 | 6/1/2010 3:31:36 PM |
| rockhound84 | $25.00 | $25.00 | 6/1/2010 7:54:46 PM |
| Simply2fly | $25.00 | $25.00 | 6/2/2010 10:02:52 AM |
| OGS_Capital | $25.00 | $25.00 | 6/2/2010 11:20:07 AM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:25:40 PM |
| Leshan | $100.00 | $100.00 | 6/3/2010 7:56:07 AM |
| AustinAmerica | $25.00 | $25.00 | 6/3/2010 4:00:07 PM |
| Nasdaq | $25.00 | $25.00 | 6/3/2010 4:09:36 PM |
| samseth | $100.00 | $100.00 | 6/3/2010 4:15:48 PM |
| s270 | $25.00 | $25.00 | 6/3/2010 4:11:49 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/27/2010 7:01:20 PM |
| loanman2007 | $150.00 | $150.00 | 5/31/2010 8:08:04 AM |
| zxr | $25.00 | $25.00 | 6/1/2010 7:26:08 AM |
| lender12345 | $25.00 | $25.00 | 6/1/2010 9:32:04 PM |
| CashBank | $25.00 | $25.00 | 6/2/2010 2:43:21 PM |
| jpblan11 | $25.42 | $25.42 | 6/2/2010 4:19:53 PM |
| dammage | $25.00 | $25.00 | 6/2/2010 4:25:15 PM |
| jjb516 | $207.37 | $189.58 | 6/2/2010 11:02:43 PM |
| Johnab | $25.00 | $25.00 | 6/2/2010 8:14:21 PM |
| duckbill_1972 | $30.00 | $30.00 | 6/3/2010 8:40:14 AM |
| alpinaut | $25.00 | $25.00 | 6/3/2010 5:24:33 AM |
| velocity-winner | $25.00 | $25.00 | 6/3/2010 11:22:36 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 6/2/2010 5:03:19 PM |
| gpuck | $25.00 | $25.00 | 6/2/2010 5:14:18 PM |
| wildanne | $200.00 | $200.00 | 6/3/2010 2:00:01 PM |
| one-midas | $25.00 | $25.00 | 6/2/2010 6:15:56 PM |
| futurechef11 | $25.00 | $25.00 | 6/3/2010 2:50:46 PM |
| CA_Lender | $25.00 | $25.00 | 6/3/2010 3:11:32 PM |
| elvisloans | $25.00 | $25.00 | 6/3/2010 11:11:07 AM |
| RTPCorporation | $50.00 | $50.00 | 6/3/2010 1:26:17 PM |
| martymaniaman | $75.00 | $75.00 | 6/3/2010 11:03:57 AM |
| myduck | $40.00 | $40.00 | 6/3/2010 3:20:57 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
460476
This series of Notes was issued and sold upon the funding of the borrower loan #42810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-27-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $153.47 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $153.47 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 24y 11m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 13 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,155 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thecleaner |
Borrower's state:
| Oregon |
Borrower's group:
| Virtual Lending Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,350.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2008)
740-759
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
business
Purpose of loan:
This loan will be used to? expand business
My financial situation:
I am a good candidate for this loan because?repaid past loans with no lates or missed payments
Monthly net income: $ 3901
Monthly expenses: $
??Housing: $473
??Insurance: $30
??Car expenses: $just gas & oil $120
??Utilities: $ 126.10 electric
??Phone, cable, internet: $ $37.99 dsl $72.00 phone
??Food, entertainment: $ 420 month
??Clothing, household expenses $ 15.00
??Credit cards and other loans: $ 201.00
??Other expenses: $ biz ins. 48.00 month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sarisai | $101.00 | $101.00 | 5/27/2010 4:22:15 PM |
| JFKPilot | $25.00 | $25.00 | 5/27/2010 4:23:00 PM |
| rescue | $50.00 | $50.00 | 5/27/2010 4:23:48 PM |
| economy-producer | $25.00 | $25.00 | 5/27/2010 4:25:45 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/27/2010 4:26:52 PM |
| Phantom99 | $25.00 | $25.00 | 5/27/2010 4:26:42 PM |
| wayman | $25.00 | $25.00 | 5/27/2010 4:27:16 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/27/2010 4:33:30 PM |
| benefit-dreams | $36.97 | $36.97 | 5/27/2010 4:33:53 PM |
| delicious-social132 | $25.00 | $25.00 | 5/27/2010 4:33:54 PM |
| paul1 | $25.00 | $25.00 | 5/27/2010 4:23:04 PM |
| bold-durability-drum | $50.00 | $17.39 | 5/27/2010 4:34:42 PM |
| loot-duckling | $50.00 | $50.00 | 5/27/2010 4:34:41 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/27/2010 4:26:07 PM |
| Avala | $50.00 | $50.00 | 5/27/2010 4:26:31 PM |
| bambampk | $25.00 | $25.00 | 5/27/2010 4:34:17 PM |
| Aberdeen | $400.00 | $400.00 | 5/27/2010 4:44:12 PM |
| twjh | $25.00 | $25.00 | 5/27/2010 6:32:10 PM |
| SV-AZ | $35.00 | $35.00 | 5/27/2010 11:51:10 PM |
| LMM1 | $25.00 | $25.00 | 5/28/2010 1:21:58 PM |
| SpotLending | $25.00 | $25.00 | 5/28/2010 3:08:05 PM |
| encore739 | $25.00 | $25.00 | 5/28/2010 5:44:03 PM |
| mike279766 | $86.72 | $86.72 | 5/28/2010 8:18:59 PM |
| CA_Lender | $25.00 | $25.00 | 5/29/2010 4:37:13 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 5/29/2010 5:04:34 PM |
| StrongMonty | $25.00 | $25.00 | 5/30/2010 5:51:09 PM |
| Kelor99 | $25.00 | $25.00 | 5/29/2010 6:56:55 PM |
| Pickmar | $25.00 | $25.00 | 5/31/2010 8:58:51 AM |
| hopeful-point | $50.00 | $50.00 | 5/31/2010 4:35:37 PM |
| Sol_Invictus | $25.00 | $25.00 | 6/1/2010 7:50:22 PM |
| paul1 | $25.00 | $25.00 | 6/2/2010 4:29:26 AM |
| Quid-Pro-Quo | $25.00 | $25.00 | 6/1/2010 8:09:41 PM |
| Glenn | $25.00 | $25.00 | 6/2/2010 9:48:12 PM |
| Leshan | $100.00 | $100.00 | 6/3/2010 8:12:15 AM |
| lazyeye | $25.00 | $25.00 | 6/2/2010 5:42:30 PM |
| investment-cluster | $25.00 | $25.00 | 6/3/2010 3:36:11 PM |
| myduck | $40.00 | $40.00 | 6/3/2010 3:25:23 PM |
| fireman4 | $30.00 | $30.00 | 6/3/2010 7:24:35 AM |
| enthralling-investment | $50.00 | $50.00 | 6/3/2010 9:55:46 AM |
| blissful-gain | $25.99 | $25.99 | 6/3/2010 11:46:01 AM |
| gothampark | $25.00 | $25.00 | 6/3/2010 1:28:35 PM |
| Nasdaq | $25.00 | $25.00 | 6/3/2010 4:14:18 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/27/2010 4:22:30 PM |
| successful-euro | $100.00 | $100.00 | 5/27/2010 4:22:31 PM |
| proper-penny7 | $50.00 | $50.00 | 5/27/2010 4:23:05 PM |
| Bronxpsy | $25.00 | $25.00 | 5/27/2010 4:23:13 PM |
| riproaringrapids | $25.00 | $25.00 | 5/27/2010 4:23:56 PM |
| top-historic-peso | $25.00 | $25.00 | 5/27/2010 4:25:59 PM |
| worth-arch | $25.00 | $25.00 | 5/27/2010 4:26:16 PM |
| hrubinst | $25.00 | $25.00 | 5/27/2010 4:26:30 PM |
| chestnut4 | $25.00 | $25.00 | 5/27/2010 4:28:59 PM |
| kegs | $100.00 | $100.00 | 5/27/2010 4:33:48 PM |
| dinero-speaker | $50.00 | $50.00 | 5/27/2010 4:33:51 PM |
| david5000 | $50.00 | $50.00 | 5/27/2010 4:34:22 PM |
| inspired-duty5 | $55.00 | $55.00 | 5/27/2010 4:34:42 PM |
| Moxman125 | $25.00 | $25.00 | 5/27/2010 4:23:06 PM |
| power-igloo3 | $25.00 | $25.00 | 5/27/2010 4:23:13 PM |
| wonderfulwyo | $25.00 | $25.00 | 5/27/2010 4:34:37 PM |
| Aberdeen | $400.00 | $400.00 | 5/27/2010 4:44:09 PM |
| SNH | $50.00 | $50.00 | 5/27/2010 4:25:58 PM |
| ddog0224 | $25.00 | $25.00 | 5/27/2010 4:27:00 PM |
| american6 | $25.00 | $25.00 | 5/27/2010 4:28:20 PM |
| integrity-trumpet | $50.00 | $50.00 | 5/27/2010 4:29:49 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/27/2010 6:51:45 PM |
| new-social-economist | $25.00 | $25.00 | 5/27/2010 4:34:21 PM |
| treasure-hunter270 | $25.00 | $25.00 | 5/27/2010 5:31:50 PM |
| orbiter614 | $40.44 | $40.44 | 5/28/2010 10:08:43 AM |
| cloud8 | $30.00 | $30.00 | 5/28/2010 10:08:21 AM |
| chuckiebklyn | $76.49 | $76.49 | 5/29/2010 12:40:57 AM |
| WorkingTA | $25.00 | $25.00 | 5/29/2010 10:32:02 AM |
| credit-panda1 | $25.00 | $25.00 | 6/1/2010 7:07:51 AM |
| hopeful-point | $50.00 | $50.00 | 5/31/2010 4:35:49 PM |
| priceless-cash5 | $25.00 | $25.00 | 6/1/2010 4:04:50 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 6/1/2010 6:52:34 PM |
| flipnsf | $25.00 | $25.00 | 6/1/2010 7:38:28 PM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:27:37 PM |
| greenback-ally | $50.00 | $50.00 | 6/2/2010 9:49:24 PM |
| ManhattanLender | $25.00 | $25.00 | 6/3/2010 9:33:22 AM |
| blooming-kindness | $25.00 | $25.00 | 6/3/2010 9:43:37 AM |
| msgslg68 | $25.00 | $25.00 | 6/3/2010 9:57:35 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 6/3/2010 6:59:46 AM |
| Realty24 | $25.00 | $25.00 | 6/3/2010 9:52:34 AM |
| auction-seeker | $25.00 | $25.00 | 6/2/2010 7:08:00 PM |
| patriot384 | $300.00 | $300.00 | 6/3/2010 1:13:07 PM |
| attractive-fund | $25.00 | $25.00 | 6/3/2010 1:54:24 PM |
| Johnab | $50.00 | $50.00 | 6/3/2010 4:30:01 AM |
| DoctorJoe | $25.00 | $25.00 | 6/3/2010 5:05:18 AM |
| blitz_ac | $25.00 | $25.00 | 6/3/2010 8:28:50 AM |
| vigilance-searcher | $25.00 | $25.00 | 6/3/2010 11:55:27 AM |
| friendinmoney | $100.00 | $100.00 | 6/3/2010 4:07:10 PM |
| riveting-credit5 | $200.00 | $200.00 | 6/3/2010 4:18:54 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
460480
This series of Notes was issued and sold upon the funding of the borrower loan #42827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jun-01-2010 |
| |
Auction end date:
| Jun-03-2010 |
|
|
Starting lender yield:
| 19.99% |
Starting borrower rate/APR:
| 20.99% / 23.24% |
Starting monthly payment:
| $188.35 |
|
Final lender yield:
| 19.98% |
Final borrower rate/APR:
| 20.98% / 23.23% |
Final monthly payment:
| $188.32 |
| |
|
Auction yield range:
| 3.99% - 19.99% |
Estimated loss impact:
| 2.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.79% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 15
/
11 | Length of status: | 1y 7m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 47 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $54,056 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| logical-note4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Revolving cards to 36m term.
Purpose of loan:
This loan will be used to?
Pay down current credit card lines.
My financial situation:
I am a good candidate for this loan because? I have learned from my mistakes?that?I made and?now I am trying to get off the credit card treadmill. I have no delinquent lines or amounts. I pay my accounts. I am looking to pay less and to a fixed term.
Monthly net income: $
3600
Monthly expenses: $
??Housing: $ 700
??Insurance: $?90
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 140
??Food, entertainment: $?250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1650
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up your revolving credit balance? - p2ploan-sensation211
A:
I believe the the biggest reason my revolving balance has grown is because for a long time I only paid the minimum balance. Also in the past I made some necessary and some not so necessary purchases. I learned to live within my means. I am starting to pay more than minimum and with this loan I'm going to pay off & close two revolving cards.
(Jun-01-2010)
Q:
Hi, your listing looks good. I do have this question: Could you explain the discrepancy between your net monthly income ($3,600x12=$43,200) and your salary in the profile ($75-100K)? Thanks! and Good Luck! - proton346
A:
There is no discrepancy. The net listed is correct. My gross (7150) is the value you would be multiplying by 12. I also contribute 16% to my 401k which I can reduce if necessary. Hence the near 50% reduction to my net income.
(Jun-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Centaur | $50.00 | $50.00 | 6/1/2010 11:50:04 AM |
| investor_101 | $25.00 | $25.00 | 6/1/2010 11:50:28 AM |
| tender-integrity3 | $50.00 | $50.00 | 6/1/2010 11:54:53 AM |
| GlowHost | $25.00 | $25.00 | 6/1/2010 11:49:57 AM |
| enterprising-integrity | $25.00 | $25.00 | 6/1/2010 11:50:06 AM |
| rjleves | $25.00 | $25.00 | 6/1/2010 11:50:15 AM |
| Tazeme | $25.00 | $25.00 | 6/1/2010 11:50:21 AM |
| FinDoc | $25.00 | $25.00 | 6/1/2010 11:56:08 AM |
| matthewa | $25.00 | $25.00 | 6/1/2010 11:52:09 AM |
| jdwb50 | $25.00 | $25.00 | 6/1/2010 11:54:05 AM |
| cfarther | $25.00 | $25.00 | 6/1/2010 11:56:05 AM |
| wealth-pal3 | $25.00 | $25.00 | 6/1/2010 11:59:43 AM |
| muirheaj | $25.00 | $25.00 | 6/1/2010 11:49:01 AM |
| eronyc | $25.00 | $25.00 | 6/1/2010 11:49:31 AM |
| Spring342 | $25.00 | $25.00 | 6/1/2010 11:49:52 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:52:04 AM |
| smart-gain | $50.00 | $50.00 | 6/1/2010 11:53:45 AM |
| MasterKey | $25.00 | $25.00 | 6/1/2010 12:14:42 PM |
| Rattlehead | $75.00 | $75.00 | 6/1/2010 11:59:36 AM |
| affluence-tulip | $100.00 | $100.00 | 6/1/2010 11:59:41 AM |
| systematic0 | $25.00 | $25.00 | 6/1/2010 12:15:44 PM |
| mercuriant | $25.00 | $25.00 | 6/1/2010 12:18:53 PM |
| reflective-rupee | $100.00 | $100.00 | 6/1/2010 2:02:37 PM |
| DasMula | $25.00 | $25.00 | 6/1/2010 3:52:06 PM |
| lender987654321 | $30.00 | $30.00 | 6/1/2010 12:10:18 PM |
| inforapenny | $25.00 | $25.00 | 6/1/2010 3:31:45 PM |
| cutter21 | $25.00 | $25.00 | 6/1/2010 4:23:31 PM |
| CallMeBen | $25.00 | $25.00 | 6/1/2010 4:35:15 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 6/1/2010 4:36:48 PM |
| intelligent-yield | $25.00 | $25.00 | 6/1/2010 12:17:36 PM |
| BoughtTheFarm | $25.00 | $25.00 | 6/1/2010 4:32:33 PM |
| OldManP | $25.00 | $25.00 | 6/1/2010 4:33:13 PM |
| Bank_Of_XL | $100.00 | $100.00 | 6/1/2010 5:48:30 PM |
| dlg | $36.36 | $36.36 | 6/1/2010 5:18:10 PM |
| BradP | $75.00 | $75.00 | 6/1/2010 5:51:42 PM |
| ilend57 | $25.00 | $25.00 | 6/1/2010 8:11:41 PM |
| minista | $25.00 | $25.00 | 6/2/2010 9:02:00 AM |
| shortblondemark | $25.00 | $25.00 | 6/2/2010 9:01:47 AM |
| green-thoughtful-yield | $25.00 | $25.00 | 6/2/2010 9:39:37 AM |
| reflective-rupee | $50.00 | $50.00 | 6/2/2010 2:33:26 PM |
| scredneck | $50.00 | $50.00 | 6/2/2010 2:36:39 PM |
| spudbeach | $56.63 | $56.63 | 6/1/2010 8:33:14 PM |
| Joeburly | $31.98 | $31.98 | 6/1/2010 11:46:17 PM |
| reflective-rupee | $50.00 | $50.00 | 6/2/2010 2:33:08 PM |
| mosby | $50.00 | $50.00 | 6/2/2010 2:36:42 PM |
| hydrolucid | $25.00 | $25.00 | 6/2/2010 9:01:54 AM |
| houli123 | $634.14 | $634.14 | 6/2/2010 12:28:56 PM |
| ossobuco | $25.00 | $25.00 | 6/2/2010 12:32:14 PM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 2:32:44 PM |
| wwwUniversal | $25.00 | $25.00 | 6/2/2010 2:36:54 PM |
| JerryB96 | $25.00 | $25.00 | 6/2/2010 4:24:18 PM |
| auction-seeker | $25.00 | $25.00 | 6/2/2010 7:40:00 PM |
| credit-panda1 | $50.00 | $50.00 | 6/3/2010 6:57:11 AM |
| redmen93 | $100.00 | $100.00 | 6/2/2010 8:38:22 PM |
| FinanceEngine | $25.00 | $25.00 | 6/2/2010 11:44:01 PM |
| YDBXMHC | $25.00 | $25.00 | 6/1/2010 11:50:22 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:52:05 AM |
| sshgfwb | $25.00 | $25.00 | 6/1/2010 11:48:49 AM |
| snw_1710 | $100.00 | $100.00 | 6/1/2010 11:49:35 AM |
| booOST | $50.00 | $50.00 | 6/1/2010 11:49:50 AM |
| JAB | $25.00 | $25.00 | 6/1/2010 11:50:09 AM |
| matthewa | $25.00 | $25.00 | 6/1/2010 11:50:16 AM |
| silverloan | $50.00 | $50.00 | 6/1/2010 11:51:39 AM |
| Dad2SandJ | $50.00 | $50.00 | 6/1/2010 11:56:02 AM |
| TheFamilyFund | $25.00 | $25.00 | 6/1/2010 11:56:33 AM |
| robot777 | $40.00 | $40.00 | 6/1/2010 12:00:21 PM |
| rate-mogul | $25.00 | $25.00 | 6/1/2010 12:00:24 PM |
| independentusa | $25.00 | $25.00 | 6/1/2010 11:48:16 AM |
| hotwired | $25.00 | $25.00 | 6/1/2010 11:48:35 AM |
| loanermn | $25.00 | $25.00 | 6/1/2010 11:49:06 AM |
| RgPro | $100.00 | $100.00 | 6/1/2010 11:49:54 AM |
| Dustley | $25.00 | $25.00 | 6/1/2010 11:50:54 AM |
| two_old_gals | $25.00 | $25.00 | 6/1/2010 11:51:35 AM |
| holesome | $29.44 | $29.44 | 6/1/2010 11:51:42 AM |
| schmegs | $25.00 | $25.00 | 6/1/2010 11:52:07 AM |
| puyanera | $25.00 | $25.00 | 6/1/2010 12:14:45 PM |
| Spizzo | $25.00 | $25.00 | 6/1/2010 11:58:58 AM |
| WealthBoy | $25.00 | $25.00 | 6/1/2010 11:59:24 AM |
| tntmojave | $25.00 | $25.00 | 6/1/2010 11:59:45 AM |
| greeninspirit | $50.00 | $50.00 | 6/1/2010 12:00:18 PM |
| first-serene-credit | $25.00 | $25.00 | 6/1/2010 12:14:24 PM |
| inismor | $25.00 | $25.00 | 6/1/2010 12:17:58 PM |
| Jabez | $25.00 | $25.00 | 6/1/2010 12:27:48 PM |
| revenue-sapling | $25.00 | $25.00 | 6/1/2010 12:32:21 PM |
| Au-Ag-Pt | $40.69 | $40.69 | 6/1/2010 4:17:35 PM |
| building_community | $50.00 | $50.00 | 6/1/2010 4:32:31 PM |
| blissful-note7 | $25.00 | $25.00 | 6/1/2010 4:33:19 PM |
| FjLenders | $50.03 | $50.03 | 6/1/2010 4:32:35 PM |
| satisfying-deal5 | $100.00 | $100.00 | 6/1/2010 12:18:42 PM |
| credit-observatory | $25.00 | $25.00 | 6/1/2010 6:00:57 PM |
| REBizGuy | $41.84 | $41.84 | 6/1/2010 3:31:49 PM |
| Josphine | $50.00 | $50.00 | 6/1/2010 9:19:40 PM |
| zone6 | $100.00 | $100.00 | 6/1/2010 7:11:54 PM |
| liberty-equilibrium | $43.61 | $43.61 | 6/1/2010 10:23:02 PM |
| IP | $50.00 | $50.00 | 6/1/2010 4:21:10 PM |
| chibear34 | $25.00 | $25.00 | 6/2/2010 5:02:08 AM |
| rhin0cerx | $50.00 | $50.00 | 6/1/2010 4:32:43 PM |
| booOST | $91.23 | $14.78 | 6/1/2010 10:49:39 PM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 4:30:40 AM |
| heng2x | $50.00 | $50.00 | 6/2/2010 8:41:07 AM |
| shrewd-benjamins | $25.00 | $25.00 | 6/2/2010 2:08:00 PM |
| JustMee | $25.00 | $25.00 | 6/1/2010 9:09:19 PM |
| jonn834 | $25.00 | $25.00 | 6/2/2010 1:48:09 PM |
| CommerciaLender | $25.00 | $25.00 | 6/2/2010 6:10:44 AM |
| reflective-rupee | $100.00 | $100.00 | 6/2/2010 2:32:30 PM |
| tace182 | $25.00 | $25.00 | 6/2/2010 2:36:34 PM |
| rockhound84 | $25.00 | $25.00 | 6/2/2010 8:48:14 AM |
| testguy | $50.00 | $50.00 | 6/2/2010 4:44:27 PM |
| wealth-cub | $50.00 | $50.00 | 6/2/2010 2:09:46 PM |
| reflective-rupee | $25.00 | $25.00 | 6/2/2010 2:32:56 PM |
| Sarspatula | $36.01 | $36.01 | 6/2/2010 2:36:44 PM |
| curious166 | $39.49 | $39.49 | 6/2/2010 5:04:50 PM |
| StrongMonty | $25.00 | $25.00 | 6/2/2010 5:44:28 PM |
| NJournalist | $25.00 | $25.00 | 6/3/2010 3:22:59 AM |
| happy-loyalty | $25.00 | $25.00 | 6/3/2010 2:59:24 AM |
| JaceSpade | $25.00 | $25.00 | 6/2/2010 11:42:04 PM |
| 116 bids
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