Sales Report:Supplement No. 207 dated May 28, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
416922
This series of Notes was issued and sold upon the funding of the borrower loan #42714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 5.90% |
Starting borrower rate/APR:
| 6.90% / 7.24% |
Starting monthly payment:
| $92.49 |
Final lender yield:
| 5.90% |
Final borrower rate/APR:
| 6.90% / 7.24% |
Final monthly payment:
| $92.49 |
|
Auction yield range:
| 2.99% - 5.90% |
Estimated loss impact:
| 1.50% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 12% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 9m |
Credit score:
| 800-819 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
Now delinquent:
| 0 |
Revolving credit balance:
| $526 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 4% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| Nicb |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $2,030.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Move bank loan to prosper
I have taken out a prosper loan before, paid back, no problems.
Purpose of loan:
Well, here's the deal; I had been, in the past, putting tuition payments on a credit card, for one reason or another.? I ended up paying most of it down, and this is the balance.? The money from this loan is to immediately go to pay off an outstanding (and current) loan I have with my credit union.? They are charging me 9.9%, and I know YOU can do better.?
My financial situation:
I am a good candidate for this loan because; I've built up excellent credit over the years, and I have no interest in ruining it.? I have cash in bank accounts totaling more than the debt I have (Liquid cash ~$10,500 ($9,000 in a savings account, $1,500 in stocks) , $15,000+ in my 401k.??? This is a debt transfer, not additional debt).? I've never made a late payment on anything in my life.? I own a duplex (bought about a year and a half ago), and rent out one side, this is good for about $10200/year on top of my salary at the camera store I have worked at for nearly 10 years.? I own a very small? LLC that makes software for companies that hold seminars: Seminar Solutions LLC. This is in addition to my full time job.
Debt:
$400 balance on a credit card (I used a card to buy a new computer for my side software company.? The balance is to be paid next month)
$2824.68 Unsecured Loan (<-- this is the one I want to have on prosper instead) $129.12/mo pmt
$126,000 home mortgage balance (About $1150/month, of which $850 is covered by my renter)
Income: $1400/mo Net (low end estimate, not including rent monies)
Bi-weekly paychecks, NET: ~$700-900 (depending on number of classes taught at work)
Expenditures:
loan payments: $430 (after renter's rent is received)
Phone/inet: $75.00
Water: $50.00
Elec: $45.00
Gas: $50.00 (budget with gas company)
Car Insurance: $88.00
Fuel/Food/Entertainment/Misc: $100
savings: Balance
Why not just clear up my debt with my cash?? Because I'd rather lose money to interest and have a cash backup than have no cash backup, and save money on interest.? Flawed?? Maybe.? It's not changing though.
As for work, I have actually worked at my current job for almost 10 years, but I was not full time for the first year and some odd months.? I am paid hourly, and full time at this job is 30 hrs/wk. When school is in session I generally work 35hrs/wk.? the $1400/mo reflects that.? I am being conservative with these numbers.? Thanks for reading this, loan me some money, and make some guaranteed interest!
Information in the Description is not verified.
Friends And Family Winning Bids
kattghoti has bid a total of
$61.82 in winning bids.
"Have lent to Nicb on Prosper before, am lending now, and will do it again if need be. Conscientious man, there's no doubt he'll repay."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
kattghoti | $61.82 | $61.82 | 5/19/2010 8:08:28 PM |
simiray | $25.00 | $25.00 | 5/20/2010 12:23:15 PM |
conqueror359 | $75.00 | $75.00 | 5/20/2010 11:01:05 AM |
turbospeed | $25.00 | $25.00 | 5/20/2010 4:57:44 PM |
jasonuz | $50.00 | $50.00 | 5/21/2010 2:38:54 AM |
Lo0se_mo0se | $25.00 | $25.00 | 5/20/2010 10:58:28 PM |
catalystcf | $25.00 | $25.00 | 5/21/2010 10:45:15 PM |
spudbeach | $49.29 | $49.29 | 5/22/2010 11:10:40 AM |
sandeepPR | $25.00 | $25.00 | 5/22/2010 5:19:21 PM |
UncleScroogeDMD | $100.00 | $100.00 | 5/23/2010 1:40:44 PM |
ericd523 | $25.00 | $25.00 | 5/23/2010 3:04:28 PM |
JGuide | $26.02 | $26.02 | 5/24/2010 4:24:15 PM |
dbanwart | $25.00 | $25.00 | 5/24/2010 5:14:18 PM |
Chesterite | $25.00 | $25.00 | 5/25/2010 8:08:19 AM |
Cherrypicker06 | $25.00 | $25.00 | 5/25/2010 4:58:51 AM |
octoberfresh | $25.00 | $25.00 | 5/25/2010 7:29:26 AM |
educationfirst | $378.00 | $320.70 | 5/25/2010 2:40:03 PM |
First_Rate_Entrepreneur | $25.73 | $25.73 | 5/25/2010 2:55:33 PM |
dproxima | $25.00 | $25.00 | 5/25/2010 6:03:09 PM |
Zen_help | $30.00 | $30.00 | 5/25/2010 9:58:16 PM |
malcolmreynolds | $25.00 | $25.00 | 5/25/2010 4:36:03 PM |
Wildcat23 | $60.00 | $60.00 | 5/26/2010 6:10:19 AM |
Earn_money | $25.29 | $25.29 | 5/25/2010 4:42:21 PM |
redryder20 | $97.51 | $97.51 | 5/25/2010 5:51:46 PM |
bughead | $25.00 | $25.00 | 5/25/2010 6:33:40 PM |
investmentgroup | $25.00 | $25.00 | 5/25/2010 7:16:51 PM |
buckskin1234 | $25.00 | $25.00 | 5/26/2010 10:41:06 AM |
manthrax3 | $61.00 | $61.00 | 5/26/2010 10:57:13 AM |
mwb | $25.00 | $25.00 | 5/26/2010 7:43:13 AM |
cwegert | $47.31 | $47.31 | 5/26/2010 8:37:21 AM |
MoneyForNothing | $25.00 | $25.00 | 5/20/2010 7:19:37 PM |
peso-quest | $50.00 | $50.00 | 5/20/2010 5:47:24 PM |
Lo0se_mo0se | $25.00 | $25.00 | 5/20/2010 10:58:31 PM |
dough-collector0 | $25.00 | $25.00 | 5/21/2010 11:08:08 AM |
loot-goliath | $25.00 | $25.00 | 5/23/2010 1:42:17 AM |
JohnSmith10 | $25.00 | $25.00 | 5/23/2010 3:29:56 PM |
mrcrace | $50.00 | $50.00 | 5/24/2010 4:12:05 AM |
loanman2007 | $75.00 | $75.00 | 5/24/2010 5:02:39 AM |
Dollars4Rent | $25.00 | $25.00 | 5/24/2010 11:00:24 AM |
compassion-guardian8 | $110.00 | $110.00 | 5/24/2010 11:55:33 AM |
dollar-trader2 | $25.00 | $25.00 | 5/24/2010 3:15:51 PM |
HT3 | $50.00 | $50.00 | 5/24/2010 3:48:49 PM |
asset-vibraphone | $79.12 | $79.12 | 5/24/2010 8:49:23 PM |
Greycat | $392.53 | $392.53 | 5/25/2010 8:41:28 AM |
catalystcf | $25.00 | $25.00 | 5/25/2010 1:46:51 PM |
bondhedger | $25.00 | $25.00 | 5/25/2010 2:43:22 PM |
anton | $25.00 | $25.00 | 5/25/2010 2:45:26 PM |
Chewbaca | $25.00 | $25.00 | 5/25/2010 4:13:58 PM |
1313mark1313 | $100.00 | $100.00 | 5/25/2010 12:52:24 PM |
khamlagirl | $25.00 | $25.00 | 5/25/2010 3:48:21 PM |
Mav26 | $90.00 | $90.00 | 5/25/2010 1:51:23 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/25/2010 2:50:41 PM |
AsianDragon | $55.00 | $55.00 | 5/25/2010 8:37:16 PM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 10:26:00 PM |
jimduism | $25.00 | $25.00 | 5/25/2010 11:20:35 PM |
likeable-reward | $25.00 | $25.00 | 5/26/2010 1:41:00 AM |
YummiBear | $25.00 | $25.00 | 5/25/2010 6:22:30 PM |
martymaniaman | $43.68 | $43.68 | 5/26/2010 10:08:30 AM |
moneytolend72 | $25.00 | $25.00 | 5/26/2010 12:58:03 PM |
daveuc97 | $25.00 | $25.00 | 5/26/2010 2:42:02 PM |
60 bids
|
Borrower Payment Dependent Notes Series
458650
This series of Notes was issued and sold upon the funding of the borrower loan #42781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,999.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-17-2010 |
|
Auction end date:
| May-24-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.13 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.13 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 21.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 10% |
Basic (1-10):
| 4 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 15 |
Occupation: | Professional |
Now delinquent:
| 0 |
Revolving credit balance:
| $1,010 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 13 | | | | |
Screen name:
| ps5555 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 85% )
| 600-619 (Latest)
|
Principal borrowed:
| $8,549.00 | < 31 days late:
| 10
( 15% )
| 540-559
(Nov-2007)
500-519
(Nov-2006)
480-499
(Aug-2006)
500-519
(Aug-2006)
|
Principal balance:
| $1,644.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
Pd off 1st loan, 3+ yrs on Prosper
Purpose of loan:
Consolidate debt
My financial situation:
I have been a Prosper borrower with active loans for nearly 4 YEARS.? I have made every single payment (the only ones that were a few days late were when I forgot to transfer money from my savings to checking account accidentally, and made payment immediately upon notification).? I initially joined Prosper in order to build credit and get a headstart in my financial life..and it has worked perfectly, as you can see from my credit improvement above.? My credit was hurt when I was much younger, due to financial irresponsibility during a very difficult family emergency, and I have been fortunate enough to improve my financial health ever since.? I wish to continue this improvement by consolidating my debt ) into one Prosper payment.? I want to emphasize that this loan will be used to REPLACE current debt...not add to it.? I have a very good job, where I net over $4,100 per month, and I additionally receive 2 bonuses per year, each being a minimum of 50% of my ANNUAL salary.? I receive an additional $2,000 per month in supplemental income from a previous investment. ?I have zero rent or mortgage expenses (live with a family member).? ?I am an Ivy League college graduate, with a very good head on my shoulders, and have been improving my financial health every single month?for the past 4 years.? I want to assure Prosper lenders that I am a zero risk borrower, and I am willing to offer a very high rate of interest due to my full ability to make a timely payment every month. ?I want to emphasize?3 things:??
1.??My credit score is 615 (at the very peak of the range for my credit class, and has improved steadily for 4 years, with zero setbacks and perfect timely bill payment on?every one of my?credit lines)
2.? I have already been a?perfect?Prosper borrower with over $8,500 in Prosper?loans, and that?good standing will not change, should this loan be funded.
3.? My income is MORE than sufficient to make monthly payments (only $225/month for this loan),?and I will do so without question
This loan will improve my financial health tremendously, and I appreciate the Prosper community's continued assistance in helping me reach financial freedom.? Please, email me with any questions at all.? Thank you for viewing my listing!
Monthly net income: $6,200 + bonus
Monthly expenses: $?
??Utilities: $?100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 900
??Clothing, household expenses $100
??Credit cards and other loans: $ 500 (will be replaced by this loan)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? Also what do you do for a living? Thank you!!! - DasMula
A:
$2500 from Cashcall at aroud 100% 285/month
$2500 from Citi Financial at 25% 82/month
$244 per month on remained of current Prosper loan, which you can view, will be paid off shortly
I work as a Currency Trader for a specialized securities trading firm in NYC. (It is not a hedge fund or bank, and so we are actually growing, not downsizing)
(May-17-2010)
Q:
I don't understand why you need this loan. Your net cash flow per month is almost as much as this loan value. One month of net income will cover this loan and a couple of more months you would be debt free... - paradiseinvestor
A:
I am in the process of rebuilding my credit, and have been for the past 4-5 years. Taking out this loan, and making payments on it, will help to build a strong credit record, as it has done over the years already thanks to Prosper. My first Prosper loan has been paid off and my second will be paid off in the near future. This loan will extend my credit line from Prosper out another 36 months..and it will also allow me to consolidate my current debt
(May-19-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
myutmost | $39.54 | $39.54 | 5/17/2010 6:00:20 PM |
Jonathan_E | $60.00 | $60.00 | 5/17/2010 7:44:53 PM |
DasMula | $25.00 | $25.00 | 5/17/2010 8:48:40 PM |
reflective-rupee | $200.00 | $200.00 | 5/17/2010 11:02:24 PM |
Legally_Blonde | $25.00 | $25.00 | 5/18/2010 8:10:12 AM |
mikeandcat | $50.00 | $50.00 | 5/18/2010 7:14:48 AM |
circle | $100.00 | $100.00 | 5/18/2010 2:03:33 PM |
113121 | $25.00 | $25.00 | 5/20/2010 1:01:54 PM |
helping-out | $30.00 | $30.00 | 5/20/2010 6:21:01 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 8:04:11 AM |
56bones | $25.00 | $25.00 | 5/21/2010 10:33:25 AM |
113121 | $300.00 | $300.00 | 5/21/2010 10:41:54 AM |
ddamenace | $25.00 | $25.00 | 5/21/2010 4:14:57 PM |
SolarMoonshine | $200.00 | $200.00 | 5/21/2010 3:55:26 PM |
well-mannered-income3 | $60.00 | $60.00 | 5/23/2010 6:56:09 AM |
kg4otl | $100.00 | $100.00 | 5/23/2010 7:37:30 AM |
icanhasloanz | $150.00 | $150.00 | 5/23/2010 1:42:47 PM |
reflective-rupee | $200.00 | $200.00 | 5/23/2010 8:34:30 PM |
vigilance-searcher | $40.00 | $40.00 | 5/23/2010 10:30:03 PM |
marwadi-62 | $93.00 | $93.00 | 5/23/2010 5:13:42 PM |
GladToHelpYou | $100.00 | $100.00 | 5/23/2010 6:05:31 PM |
circle | $100.00 | $100.00 | 5/23/2010 2:11:46 PM |
l2fp | $50.00 | $50.00 | 5/23/2010 9:00:40 PM |
chameleon125 | $50.00 | $50.00 | 5/24/2010 7:38:01 AM |
sevenbridges | $130.22 | $130.22 | 5/23/2010 9:45:57 PM |
RugbyFan | $25.00 | $25.00 | 5/24/2010 10:14:52 AM |
113121 | $715.66 | $245.48 | 5/24/2010 1:13:08 PM |
twjh | $25.00 | $25.00 | 5/24/2010 1:18:40 PM |
msabatti | $25.00 | $25.00 | 5/24/2010 10:39:56 AM |
autonomous-truth | $100.00 | $100.00 | 5/24/2010 11:43:41 AM |
Kash2010lu | $25.00 | $25.00 | 5/24/2010 3:32:07 PM |
toxicbutterfly | $25.00 | $25.00 | 5/24/2010 10:20:31 AM |
ScottyJ | $26.11 | $26.11 | 5/24/2010 11:22:26 AM |
ore-dojo | $50.00 | $50.00 | 5/24/2010 1:34:09 PM |
pbnjelly | $25.00 | $25.00 | 5/24/2010 2:22:56 PM |
capital-galaxy | $200.00 | $200.00 | 5/24/2010 4:09:43 PM |
DasMula | $25.00 | $25.00 | 5/17/2010 8:48:53 PM |
DasMula | $25.00 | $25.00 | 5/17/2010 8:49:07 PM |
DasMula | $25.00 | $25.00 | 5/17/2010 11:22:57 PM |
deepinvegas | $100.00 | $100.00 | 5/18/2010 12:06:13 AM |
dfl | $50.00 | $50.00 | 5/18/2010 6:11:14 AM |
retire | $30.00 | $30.00 | 5/18/2010 8:32:15 AM |
circle | $100.00 | $100.00 | 5/18/2010 2:02:26 PM |
circle | $100.00 | $100.00 | 5/18/2010 2:02:52 PM |
circle | $103.85 | $103.85 | 5/19/2010 7:41:22 AM |
jhouman | $25.00 | $25.00 | 5/19/2010 4:35:15 PM |
best-ingenious-funds | $25.00 | $25.00 | 5/19/2010 6:21:43 PM |
Skeptical-one | $25.00 | $25.00 | 5/20/2010 8:29:38 AM |
unassuming-market7 | $25.00 | $25.00 | 5/20/2010 11:25:34 AM |
garnetchik | $25.00 | $25.00 | 5/20/2010 12:28:06 PM |
Legally_Blonde | $50.00 | $50.00 | 5/21/2010 9:07:32 AM |
Kash2010lu | $25.00 | $25.00 | 5/23/2010 10:25:02 AM |
bulsa | $300.00 | $300.00 | 5/23/2010 12:29:40 PM |
gold-cluster | $100.00 | $100.00 | 5/23/2010 5:27:58 PM |
circle | $100.00 | $100.00 | 5/23/2010 2:12:16 PM |
myutmost | $35.98 | $35.98 | 5/23/2010 4:19:19 PM |
gold-cluster | $100.00 | $100.00 | 5/24/2010 6:56:20 AM |
innovator2 | $30.00 | $30.00 | 5/24/2010 8:22:19 AM |
reflective-rupee | $200.00 | $200.00 | 5/23/2010 8:34:09 PM |
FarmersBank | $34.22 | $34.22 | 5/24/2010 6:07:20 AM |
reflective-rupee | $100.00 | $100.00 | 5/24/2010 6:02:43 AM |
Lubava | $25.00 | $25.00 | 5/24/2010 6:04:51 AM |
UCLA4life | $25.00 | $25.00 | 5/24/2010 1:36:22 PM |
Denbo32 | $25.60 | $25.60 | 5/24/2010 8:48:38 AM |
transparency-tomahawk | $25.00 | $25.00 | 5/24/2010 3:02:51 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 3:48:58 PM |
Astyanax | $40.00 | $40.00 | 5/24/2010 11:38:46 AM |
riveting-credit5 | $100.00 | $100.00 | 5/24/2010 4:15:43 PM |
68 bids
|
Borrower Payment Dependent Notes Series
458738
This series of Notes was issued and sold upon the funding of the borrower loan #42731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-17-2010 |
|
Auction end date:
| May-24-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $294.03 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $294.03 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 21.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 34% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 7m |
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
Now delinquent:
| 0 |
Revolving credit balance:
| $1,510 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| adonis2725 |
Borrower's state:
| Connecticut |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2008)
|
Principal balance:
| $3,361.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
paying off old prosper loan & car
Purpose of loan:
This loan will be used to?To make all my payments into 1payment for my old prosper loan and car
My financial situation:i have worked for the same company for 5 years and a full time student as well
I am a good candidate for this loan because?I have had a prosper loan and my payment history tells u the kind of person I am
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $740.00/prosper loan 261.33
??Insurance: 78.14$
??Car expenses: $300.00
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
visionary-deal3 | $100.00 | $100.00 | 5/17/2010 10:25:28 PM |
Legally_Blonde | $100.00 | $100.00 | 5/18/2010 7:58:09 AM |
well-mannered-income3 | $80.00 | $80.00 | 5/23/2010 6:59:24 AM |
big_balla | $25.00 | $25.00 | 5/23/2010 9:04:42 AM |
kg4otl | $100.00 | $100.00 | 5/23/2010 7:27:39 AM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:18:30 AM |
Kash2010lu | $35.00 | $35.00 | 5/23/2010 10:22:54 AM |
1traveler | $25.00 | $25.00 | 5/23/2010 10:20:00 PM |
Whipster | $25.00 | $25.00 | 5/23/2010 3:01:40 PM |
chameleon125 | $50.00 | $50.00 | 5/24/2010 7:38:33 AM |
dynrep | $25.00 | $25.00 | 5/24/2010 10:40:55 AM |
NekHoldings | $25.00 | $25.00 | 5/24/2010 12:17:13 PM |
DasMula | $25.00 | $25.00 | 5/24/2010 4:08:17 PM |
reflective-rupee | $400.00 | $400.00 | 5/24/2010 3:59:05 PM |
reflective-rupee | $300.00 | $300.00 | 5/17/2010 11:05:10 PM |
CashFlow13 | $3,000.00 | $3,000.00 | 5/23/2010 6:44:07 AM |
Aberdeen | $400.00 | $400.00 | 5/23/2010 6:46:17 AM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:19:06 AM |
LeoBUSIIT | $25.00 | $25.00 | 5/24/2010 7:27:55 AM |
reflective-rupee | $300.00 | $300.00 | 5/24/2010 3:58:49 PM |
DasMula | $25.00 | $25.00 | 5/24/2010 4:08:02 PM |
reflective-rupee | $1,000.00 | $566.86 | 5/24/2010 4:11:32 PM |
YoungTaxMan | $793.14 | $793.14 | 5/24/2010 4:08:21 PM |
RecoveryLender | $25.00 | $25.00 | 5/24/2010 4:14:26 PM |
24 bids
|
Borrower Payment Dependent Notes Series
458780
This series of Notes was issued and sold upon the funding of the borrower loan #42710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-17-2010 |
|
Auction end date:
| May-24-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 30% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
13 | Length of status: | 19y 2m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 41 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $14,189 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| spiritual-penny9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING VET BILL FOR ANIMAL RESCUE
Purpose of loan:
This loan will be used to PAY OFF VET BILL FOR OUR FAMILY RUN ANIMAL RESCUE.? ?
My financial situation:
I am a good candidate for this loan because I HAVE WORKED FOR THE STATE OF FLORIDA FOR 19+ YEARS & HAVE LIVED AT THE SAME RESIDENCE FOR 36+ YEARS.? I HAVE PAID OFF SEVERAL PRIOR LOANS & JUST PAID OFF A LOAN FOR $4000.00 WITH MY BANK RECENTLY.?
Monthly net income: $ 2582.80
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
famous-bill | $50.00 | $50.00 | 5/17/2010 4:21:35 PM |
gjh37 | $25.00 | $25.00 | 5/17/2010 4:21:57 PM |
shrewd-peace7 | $30.00 | $30.00 | 5/17/2010 4:23:33 PM |
MrUnderhill | $50.00 | $50.00 | 5/17/2010 4:21:37 PM |
marketplace-buckeye | $25.00 | $25.00 | 5/17/2010 4:21:58 PM |
Marathoner | $25.00 | $25.00 | 5/17/2010 4:21:36 PM |
orderly-leverage | $30.00 | $30.00 | 5/17/2010 4:29:16 PM |
_wally_ | $25.00 | $25.00 | 5/17/2010 4:26:05 PM |
worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:24 PM |
reward-adventure | $30.00 | $30.00 | 5/17/2010 4:29:07 PM |
personal-lender | $25.00 | $25.00 | 5/17/2010 4:30:06 PM |
DcUnited | $25.00 | $25.00 | 5/17/2010 4:30:39 PM |
tntmojave | $25.00 | $25.00 | 5/17/2010 4:35:21 PM |
Phantom99 | $38.88 | $38.88 | 5/17/2010 4:34:53 PM |
commerce-voyager | $25.00 | $25.00 | 5/17/2010 4:34:56 PM |
Comoparklender | $25.00 | $25.00 | 5/17/2010 4:35:29 PM |
desertoasis | $25.00 | $25.00 | 5/17/2010 4:36:11 PM |
greenwell | $25.00 | $25.00 | 5/17/2010 4:39:03 PM |
copper | $30.00 | $30.00 | 5/17/2010 4:41:53 PM |
payment-gusto | $25.00 | $25.00 | 5/17/2010 4:40:29 PM |
intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:40:27 PM |
listing-trapper3 | $50.00 | $50.00 | 5/17/2010 4:41:14 PM |
Kaj | $25.00 | $25.00 | 5/17/2010 4:41:55 PM |
rescue | $50.00 | $50.00 | 5/17/2010 4:41:43 PM |
Whipster | $50.00 | $50.00 | 5/17/2010 4:45:54 PM |
kimkaizen | $26.00 | $26.00 | 5/17/2010 6:16:34 PM |
wwwUniversal | $25.00 | $25.00 | 5/17/2010 6:53:49 PM |
S-Master | $25.00 | $25.00 | 5/18/2010 9:13:05 AM |
scroooge | $25.00 | $25.00 | 5/18/2010 9:43:33 AM |
mercuriant | $25.00 | $25.00 | 5/18/2010 11:08:15 AM |
healingangel22 | $25.00 | $25.00 | 5/19/2010 9:21:06 AM |
p2ploan-sensation211 | $25.00 | $25.00 | 5/19/2010 9:43:05 PM |
max007 | $25.00 | $25.00 | 5/21/2010 5:54:20 PM |
finance-prescription | $100.00 | $100.00 | 5/21/2010 5:34:32 PM |
thebiznassman | $25.00 | $25.00 | 5/21/2010 7:59:15 PM |
investment-cluster | $25.00 | $25.00 | 5/23/2010 7:03:51 AM |
LoanerPrincipal | $25.00 | $25.00 | 5/22/2010 4:23:09 PM |
blLending | $25.00 | $25.00 | 5/23/2010 12:57:45 PM |
wlm3012 | $25.00 | $25.00 | 5/23/2010 10:26:22 AM |
CashFlow13 | $1,000.00 | $1,000.00 | 5/23/2010 8:23:04 AM |
rate-hickory | $25.00 | $25.00 | 5/24/2010 8:11:59 AM |
wonder3 | $25.00 | $25.00 | 5/24/2010 7:03:58 AM |
best-listing-toro | $25.00 | $25.00 | 5/24/2010 10:33:23 AM |
irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:13 AM |
ultimate-peace | $200.00 | $200.00 | 5/24/2010 3:39:09 PM |
investment-cluster | $25.00 | $25.00 | 5/24/2010 2:07:00 PM |
ttnk62918 | $25.00 | $25.00 | 5/24/2010 3:32:03 PM |
DasMula | $25.00 | $25.00 | 5/24/2010 4:07:15 PM |
social-conductor4 | $25.00 | $25.00 | 5/17/2010 4:21:19 PM |
Artist_Blue | $25.00 | $25.00 | 5/17/2010 4:21:59 PM |
theprince | $35.00 | $35.00 | 5/17/2010 4:21:38 PM |
yeti888 | $25.00 | $25.00 | 5/17/2010 4:27:57 PM |
actvtrdr | $35.00 | $35.00 | 5/17/2010 4:29:25 PM |
JGB | $25.00 | $25.00 | 5/17/2010 4:29:33 PM |
Rattlehead | $25.00 | $25.00 | 5/17/2010 4:30:23 PM |
life-is-great | $25.00 | $25.00 | 5/17/2010 4:31:23 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/17/2010 4:34:21 PM |
deal-hickory5 | $25.00 | $25.00 | 5/17/2010 4:40:30 PM |
asiaratt | $100.00 | $100.00 | 5/17/2010 4:41:19 PM |
kmr2 | $250.00 | $250.00 | 5/17/2010 4:38:44 PM |
brother_tam | $50.00 | $25.12 | 5/17/2010 4:41:59 PM |
villagers | $25.00 | $25.00 | 5/17/2010 4:40:10 PM |
87Marc | $25.00 | $25.00 | 5/17/2010 4:41:18 PM |
GiantAardvark | $25.00 | $25.00 | 5/17/2010 4:40:32 PM |
ssh1983 | $25.00 | $25.00 | 5/17/2010 4:41:28 PM |
building_community | $25.00 | $25.00 | 5/17/2010 5:09:06 PM |
loan-fate | $50.00 | $50.00 | 5/17/2010 5:55:42 PM |
JustMee | $25.00 | $25.00 | 5/17/2010 6:11:53 PM |
cptmorgin | $50.00 | $50.00 | 5/17/2010 6:41:56 PM |
TakeCare | $30.00 | $30.00 | 5/18/2010 7:46:56 AM |
czar3 | $40.00 | $40.00 | 5/18/2010 1:26:21 PM |
SignatureCapital | $25.00 | $25.00 | 5/18/2010 3:00:12 PM |
charming-point | $300.00 | $300.00 | 5/20/2010 9:19:27 AM |
buffalobills | $25.00 | $25.00 | 5/20/2010 10:39:26 AM |
foothillender | $25.00 | $25.00 | 5/20/2010 12:51:10 PM |
Wachocia | $25.00 | $25.00 | 5/21/2010 1:16:22 AM |
Montgomery-Burns | $25.00 | $25.00 | 5/22/2010 11:46:58 AM |
principal-star | $25.00 | $25.00 | 5/24/2010 8:38:02 AM |
78 bids
|
Borrower Payment Dependent Notes Series
458944
This series of Notes was issued and sold upon the funding of the borrower loan #42775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 10.20% |
Starting borrower rate/APR:
| 11.20% / 13.32% |
Starting monthly payment:
| $328.34 |
Final lender yield:
| 10.01% |
Final borrower rate/APR:
| 11.01% / 13.13% |
Final monthly payment:
| $327.43 |
|
Auction yield range:
| 3.99% - 10.20% |
Estimated loss impact:
| 2.13% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 8% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 10m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 8 |
Occupation: | Analyst |
Now delinquent:
| 0 |
Revolving credit balance:
| $5,551 | Stated income: | $100,000+ |
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| welder327 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my education
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of analyst are you and where (in general terms at least) do you work? What are you studying and why? Thanks!! And Good Luck! - proton346
A:
I am a Business Analyst with a leading energy company.
I am currently enrolled at a top teir Graduate University, completing a MBA with a focus in Finance. My desire is to advance my career towards executive management in our Business and Strategic Decision Analysis Group.
I am looking for a bridging loan to complete the final payment of my tuition.
To take own the loan, I will cut part of my monthly personal saving budget; which is separate from my retirement and kids education plans
(May-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
turbospeed | $25.00 | $25.00 | 5/19/2010 3:42:05 PM |
Rockymtnhi | $100.00 | $100.00 | 5/19/2010 3:39:11 PM |
Avala | $50.00 | $50.00 | 5/19/2010 3:44:06 PM |
tbrnet | $25.00 | $25.00 | 5/19/2010 3:42:46 PM |
dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:16 PM |
hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:54 PM |
PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:51 PM |
availableloan | $25.00 | $25.00 | 5/19/2010 3:44:51 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:45:18 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:37 PM |
wayman | $25.00 | $25.00 | 5/19/2010 3:46:19 PM |
rescue | $50.00 | $50.00 | 5/19/2010 3:46:39 PM |
TennSquire | $25.00 | $25.00 | 5/19/2010 3:52:01 PM |
economy-producer | $25.00 | $25.00 | 5/19/2010 3:53:12 PM |
Carpetkid | $25.00 | $25.00 | 5/19/2010 3:52:31 PM |
flexible-value | $26.00 | $26.00 | 5/19/2010 3:53:02 PM |
iolaire | $25.00 | $25.00 | 5/19/2010 4:04:59 PM |
zento | $25.00 | $25.00 | 5/19/2010 5:22:15 PM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:01 AM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:45:59 AM |
bitbucket | $50.00 | $50.00 | 5/19/2010 9:46:03 PM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:42 PM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:43 AM |
BabyLender | $25.00 | $25.00 | 5/20/2010 9:37:03 AM |
skuba | $25.00 | $25.00 | 5/20/2010 7:52:09 AM |
emt747 | $25.00 | $25.00 | 5/20/2010 7:52:00 AM |
line6owner | $36.00 | $36.00 | 5/20/2010 10:06:46 AM |
ClearLake | $25.00 | $25.00 | 5/20/2010 10:25:47 AM |
a-finance-nirvana | $25.00 | $25.00 | 5/20/2010 12:08:08 PM |
orange-courageous-dedication | $30.00 | $30.00 | 5/20/2010 3:55:51 PM |
docdekay | $40.00 | $40.00 | 5/20/2010 3:56:44 PM |
Agent-S | $25.00 | $25.00 | 5/20/2010 7:44:03 PM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:30 PM |
wealth-cub | $35.00 | $35.00 | 5/20/2010 11:58:03 PM |
LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:41 PM |
camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:37:49 AM |
independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:04 AM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 9:01:32 AM |
bold-durability-drum | $50.00 | $50.00 | 5/21/2010 9:30:54 AM |
UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:40:59 AM |
speedy-point | $25.00 | $25.00 | 5/21/2010 12:15:49 PM |
peace-missile | $25.00 | $25.00 | 5/21/2010 11:31:42 AM |
A007 | $25.00 | $25.00 | 5/21/2010 1:17:07 PM |
DeltaComputerGuy | $32.68 | $32.68 | 5/21/2010 4:17:06 PM |
kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:25 PM |
turbostar666 | $30.00 | $30.00 | 5/22/2010 3:53:14 PM |
dinero-festivity2 | $100.00 | $100.00 | 5/23/2010 5:48:35 PM |
angeimack | $25.00 | $25.00 | 5/23/2010 2:07:34 PM |
money2k | $25.00 | $25.00 | 5/23/2010 10:39:30 PM |
affluence-tycoon | $25.00 | $25.00 | 5/24/2010 6:36:23 AM |
108lender | $25.00 | $25.00 | 5/24/2010 6:06:27 AM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:50 PM |
kmr2 | $46.13 | $46.13 | 5/24/2010 9:48:32 AM |
sarisai | $32.81 | $32.81 | 5/24/2010 1:30:14 PM |
american6 | $25.00 | $25.00 | 5/24/2010 10:18:10 AM |
happyinvallarta | $75.00 | $75.00 | 5/24/2010 11:08:09 AM |
The_Loan_Runner | $25.00 | $25.00 | 5/24/2010 11:22:32 AM |
kegs | $100.00 | $100.00 | 5/24/2010 1:44:12 PM |
wealth-cub | $25.00 | $25.00 | 5/24/2010 4:31:48 PM |
chestnut4 | $25.00 | $25.00 | 5/24/2010 5:47:51 PM |
Tech-Entrepreneur | $25.00 | $25.00 | 5/24/2010 5:54:24 PM |
jameskdean | $25.00 | $25.00 | 5/24/2010 5:12:50 PM |
invest-in-ed | $250.00 | $250.00 | 5/24/2010 7:06:00 PM |
broepke | $25.00 | $25.00 | 5/25/2010 9:36:20 AM |
Pilotaceh | $25.00 | $25.00 | 5/25/2010 11:29:18 AM |
lcole32 | $25.00 | $25.00 | 5/25/2010 6:06:21 AM |
don8ter | $25.00 | $25.00 | 5/25/2010 6:32:48 AM |
ozzie | $100.00 | $100.00 | 5/25/2010 10:40:52 AM |
lostontheedge | $25.00 | $25.00 | 5/25/2010 2:07:09 PM |
PhalanxBulldog | $25.00 | $25.00 | 5/25/2010 2:07:49 PM |
aldeed | $25.00 | $25.00 | 5/25/2010 2:09:41 PM |
gristle | $25.00 | $25.00 | 5/25/2010 2:20:13 PM |
brazilofmux | $30.42 | $30.42 | 5/25/2010 10:32:52 AM |
rlcot | $50.00 | $50.00 | 5/25/2010 2:38:19 PM |
nodrivelpls | $25.00 | $25.00 | 5/25/2010 2:08:21 PM |
supasonic | $100.00 | $100.00 | 5/25/2010 2:49:32 PM |
flwah | $25.00 | $25.00 | 5/25/2010 2:11:20 PM |
cool_kubera | $100.00 | $100.00 | 5/25/2010 2:18:58 PM |
skinnyyoo | $40.66 | $40.66 | 5/25/2010 12:42:29 PM |
outtahoth2o | $50.00 | $50.00 | 5/25/2010 2:07:11 PM |
oreyedoc | $50.00 | $50.00 | 5/25/2010 2:08:11 PM |
omerta6102 | $50.00 | $50.00 | 5/25/2010 2:08:19 PM |
Skulljocky | $50.00 | $50.00 | 5/25/2010 2:30:54 PM |
back-scratchers | $25.00 | $25.00 | 5/25/2010 4:34:09 PM |
steiglends | $75.00 | $75.00 | 5/25/2010 4:06:40 PM |
justice-motivator9 | $75.00 | $75.00 | 5/25/2010 4:47:47 PM |
scottr | $25.00 | $25.00 | 5/25/2010 4:52:09 PM |
DadWarbucks | $25.00 | $25.00 | 5/25/2010 7:51:13 PM |
UHcougars | $28.44 | $28.44 | 5/25/2010 9:35:06 PM |
1traveler | $25.00 | $25.00 | 5/25/2010 11:53:49 PM |
treasure-omatic2 | $25.00 | $25.00 | 5/25/2010 10:20:06 PM |
oceanside | $25.00 | $25.00 | 5/26/2010 3:13:24 AM |
2Below | $25.00 | $25.00 | 5/26/2010 5:03:07 AM |
ksubd | $50.00 | $50.00 | 5/25/2010 11:33:22 PM |
mikeandcat | $50.00 | $50.00 | 5/26/2010 5:16:37 AM |
jasonuz | $50.00 | $50.00 | 5/26/2010 7:57:19 AM |
meteoric-kindness | $25.00 | $25.00 | 5/26/2010 7:05:05 AM |
gothampark | $25.00 | $25.00 | 5/25/2010 5:30:28 PM |
leverage-monger | $25.00 | $25.00 | 5/26/2010 7:46:01 AM |
clandrummer | $50.00 | $50.00 | 5/25/2010 6:23:52 PM |
namd | $50.00 | $50.00 | 5/25/2010 7:00:23 PM |
integrity-trumpet | $50.00 | $50.00 | 5/26/2010 9:37:16 AM |
investment-seeker7 | $25.00 | $25.00 | 5/26/2010 9:49:32 AM |
tenacious-payout | $25.00 | $25.00 | 5/25/2010 7:43:08 PM |
flshdaskll | $25.00 | $25.00 | 5/25/2010 8:49:55 PM |
PugDog | $25.00 | $25.00 | 5/25/2010 9:16:20 PM |
patriot384 | $240.00 | $240.00 | 5/26/2010 12:32:37 PM |
p1k4blu | $25.00 | $25.00 | 5/26/2010 3:07:49 PM |
Scottnow | $25.00 | $22.33 | 5/26/2010 5:45:56 AM |
revenue-achievement | $25.00 | $25.00 | 5/26/2010 2:27:34 PM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:29:20 PM |
trustworthy-finance6 | $50.00 | $50.00 | 5/26/2010 7:36:00 AM |
dollar-trader2 | $25.00 | $25.00 | 5/26/2010 3:16:24 PM |
Shawnman19 | $26.28 | $26.28 | 5/26/2010 8:53:50 AM |
FinanceEngine | $40.00 | $40.00 | 5/26/2010 9:36:41 AM |
exciting-fairness | $200.00 | $200.00 | 5/26/2010 2:51:39 PM |
julijask | $35.00 | $35.00 | 5/19/2010 3:42:13 PM |
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:48 PM |
JKKCapital | $25.00 | $25.00 | 5/19/2010 3:36:39 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:25 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:46 PM |
ArashMass | $30.00 | $30.00 | 5/19/2010 3:42:10 PM |
studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:16 PM |
CallMeBen | $50.00 | $50.00 | 5/19/2010 3:42:34 PM |
the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:44:55 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:44:25 PM |
Sven79 | $50.00 | $50.00 | 5/19/2010 3:45:04 PM |
ddog0224 | $25.00 | $25.00 | 5/19/2010 3:45:36 PM |
principal-prodigy | $25.00 | $25.00 | 5/19/2010 3:51:11 PM |
money-bauble | $200.00 | $200.00 | 5/19/2010 3:51:36 PM |
Weaverville | $50.00 | $50.00 | 5/19/2010 3:51:44 PM |
mesfinity | $50.00 | $50.00 | 5/19/2010 3:53:46 PM |
business_savvy | $49.50 | $49.50 | 5/19/2010 3:54:05 PM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 3:54:02 PM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 4:20:20 PM |
castleman | $25.00 | $25.00 | 5/19/2010 4:36:39 PM |
bchen78875 | $25.00 | $25.00 | 5/19/2010 5:17:05 PM |
gold-disk | $25.00 | $25.00 | 5/19/2010 5:35:47 PM |
one-midas | $25.00 | $25.00 | 5/19/2010 7:46:05 PM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:00:57 AM |
generous-deal6 | $25.00 | $25.00 | 5/20/2010 4:03:16 AM |
SNH | $50.00 | $50.00 | 5/19/2010 9:22:03 PM |
famous-bill | $50.00 | $50.00 | 5/20/2010 6:12:16 AM |
ichibon | $75.00 | $75.00 | 5/20/2010 7:52:10 AM |
Comoparklender | $30.00 | $30.00 | 5/20/2010 3:35:42 PM |
newest-bountiful-basis | $25.00 | $25.00 | 5/20/2010 4:35:51 PM |
special-truth | $50.00 | $50.00 | 5/20/2010 6:42:18 PM |
loot-duckling | $50.00 | $50.00 | 5/21/2010 9:38:34 AM |
top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:43 AM |
wonderfulwyo | $25.00 | $25.00 | 5/21/2010 9:39:21 AM |
macgeek | $50.00 | $50.00 | 5/21/2010 10:18:15 AM |
rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:57 PM |
Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:17 AM |
riproaringrapids | $25.00 | $25.00 | 5/23/2010 1:51:23 AM |
GElender | $46.52 | $46.52 | 5/23/2010 2:09:30 PM |
david5000 | $50.00 | $50.00 | 5/23/2010 9:31:48 AM |
new-social-economist | $25.00 | $25.00 | 5/23/2010 11:56:38 PM |
irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:32 AM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 1:03:38 PM |
dlenz | $35.94 | $35.94 | 5/24/2010 9:38:02 AM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:54 PM |
income-fortress | $25.00 | $25.00 | 5/24/2010 5:03:08 PM |
DrStaff | $60.00 | $60.00 | 5/24/2010 5:13:26 PM |
Tradesmanlender | $25.00 | $25.00 | 5/24/2010 5:04:39 PM |
Clambake | $50.00 | $50.00 | 5/24/2010 5:12:12 PM |
smart-return | $25.00 | $25.00 | 5/24/2010 5:13:18 PM |
mmckune | $25.00 | $25.00 | 5/24/2010 5:13:21 PM |
favorite-commerce | $50.00 | $50.00 | 5/24/2010 9:38:48 PM |
Occhy | $25.00 | $25.00 | 5/25/2010 7:47:58 AM |
geniusj | $25.00 | $25.00 | 5/25/2010 9:37:09 AM |
topher515 | $25.00 | $25.00 | 5/25/2010 8:46:14 AM |
Sixmil | $25.00 | $25.00 | 5/25/2010 12:45:49 PM |
five-star-justice | $36.00 | $36.00 | 5/25/2010 1:50:44 PM |
Money2Lend_U | $500.00 | $500.00 | 5/25/2010 12:55:37 PM |
jibe-set | $50.00 | $50.00 | 5/25/2010 2:09:07 PM |
gracej | $25.00 | $25.00 | 5/25/2010 2:36:26 PM |
lowrate | $25.00 | $25.00 | 5/25/2010 2:08:54 PM |
Huck007 | $105.12 | $105.12 | 5/25/2010 2:52:33 PM |
Superc0ld | $83.78 | $83.78 | 5/25/2010 2:11:28 PM |
Rogue_Funding | $25.00 | $25.00 | 5/25/2010 3:26:42 PM |
sgf | $25.00 | $25.00 | 5/25/2010 3:31:13 PM |
rmachi | $25.00 | $25.00 | 5/25/2010 12:45:47 PM |
dj624 | $202.39 | $202.39 | 5/25/2010 12:46:13 PM |
kmwvma | $25.00 | $25.00 | 5/25/2010 2:07:15 PM |
Dakota98 | $50.00 | $50.00 | 5/25/2010 2:08:10 PM |
Binan | $25.00 | $25.00 | 5/25/2010 2:08:14 PM |
swpski | $25.00 | $25.00 | 5/25/2010 2:08:23 PM |
biobulator | $25.00 | $25.00 | 5/25/2010 2:09:29 PM |
minista | $25.00 | $25.00 | 5/25/2010 2:43:43 PM |
TenTalentSolutions | $35.00 | $35.00 | 5/25/2010 2:48:25 PM |
blue-dollar-viking | $50.00 | $50.00 | 5/25/2010 5:02:41 PM |
fireboss | $25.00 | $25.00 | 5/25/2010 4:52:47 PM |
gustavholstopus32 | $25.00 | $25.00 | 5/25/2010 7:01:26 PM |
Heiko | $25.00 | $25.00 | 5/25/2010 9:06:17 PM |
BigB22 | $50.00 | $50.00 | 5/25/2010 8:12:28 PM |
erowis | $25.00 | $25.00 | 5/26/2010 12:30:10 AM |
1313mark1313 | $25.00 | $25.00 | 5/26/2010 2:45:28 AM |
jmvingeorgia | $50.00 | $50.00 | 5/26/2010 4:27:13 AM |
jimduism | $25.00 | $25.00 | 5/25/2010 11:28:37 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 6:42:54 AM |
credit-panda1 | $50.00 | $50.00 | 5/26/2010 6:53:31 AM |
foldingbenny2 | $60.00 | $60.00 | 5/25/2010 5:28:33 PM |
ultimate-dough0 | $25.00 | $25.00 | 5/26/2010 9:45:37 AM |
dadalou | $25.00 | $25.00 | 5/26/2010 9:36:23 AM |
grifinvest | $25.00 | $25.00 | 5/25/2010 7:05:22 PM |
pwkpwk | $25.00 | $25.00 | 5/26/2010 9:37:33 AM |
goldeneye777 | $25.00 | $25.00 | 5/26/2010 12:12:17 PM |
Macinvest | $25.00 | $25.00 | 5/25/2010 9:38:39 PM |
Coppercanyon | $50.00 | $50.00 | 5/25/2010 9:44:12 PM |
justice-magnate | $50.00 | $50.00 | 5/26/2010 11:13:50 AM |
theaterguy | $25.00 | $25.00 | 5/25/2010 10:31:14 PM |
simiray | $30.00 | $30.00 | 5/26/2010 2:23:51 PM |
Astyanax | $30.00 | $30.00 | 5/26/2010 12:45:08 PM |
daveuc97 | $25.00 | $25.00 | 5/26/2010 2:55:35 PM |
paul1 | $50.00 | $50.00 | 5/26/2010 2:12:15 PM |
LoanBrkr | $25.00 | $25.00 | 5/26/2010 3:26:11 PM |
Moneypenny6 | $25.00 | $25.00 | 5/26/2010 3:30:02 PM |
dsgfl1 | $99.00 | $99.00 | 5/26/2010 7:38:47 AM |
trumpeter5 | $25.00 | $25.00 | 5/26/2010 9:04:25 AM |
ultimate-dough0 | $75.00 | $75.00 | 5/26/2010 9:47:38 AM |
KiwiElf | $25.00 | $25.00 | 5/26/2010 2:21:17 PM |
FIRE09 | $75.00 | $75.00 | 5/26/2010 2:24:48 PM |
mistering | $30.00 | $30.00 | 5/26/2010 3:18:09 PM |
223 bids
|
Borrower Payment Dependent Notes Series
458990
This series of Notes was issued and sold upon the funding of the borrower loan #42737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-18-2010 |
|
Auction end date:
| May-19-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $111.63 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $111.63 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 34% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 10m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 37 |
Occupation: | Engineer - Mechanic... |
Now delinquent:
| 0 |
Revolving credit balance:
| $14,340 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| organic-loot5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:37 PM |
studious-bonus7 | $50.00 | $50.00 | 5/18/2010 4:16:27 PM |
wayman | $25.00 | $25.00 | 5/18/2010 4:20:13 PM |
hrubinst | $25.00 | $25.00 | 5/18/2010 4:17:46 PM |
dinero-speaker | $25.00 | $25.00 | 5/18/2010 4:18:00 PM |
interest-jedi0 | $50.00 | $50.00 | 5/18/2010 4:18:22 PM |
Comoparklender | $30.00 | $30.00 | 5/18/2010 4:29:18 PM |
castleman | $25.00 | $25.00 | 5/18/2010 4:27:04 PM |
spirited-bazaar7 | $50.00 | $50.00 | 5/18/2010 4:27:47 PM |
e6400 | $50.00 | $50.00 | 5/18/2010 4:41:43 PM |
the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:41 PM |
rjw_mpwr | $25.00 | $25.00 | 5/18/2010 4:54:59 PM |
Snowflake6515 | $25.00 | $25.00 | 5/18/2010 4:55:09 PM |
jla720 | $25.00 | $25.00 | 5/18/2010 4:30:16 PM |
understanding-fairness9 | $50.00 | $50.00 | 5/18/2010 4:55:21 PM |
platinum-genetics | $50.00 | $50.00 | 5/18/2010 4:55:55 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/18/2010 4:56:07 PM |
seabass123 | $25.00 | $25.00 | 5/18/2010 4:56:08 PM |
generous-deal6 | $25.00 | $25.00 | 5/18/2010 4:56:13 PM |
community-saver0 | $25.00 | $25.00 | 5/18/2010 4:56:24 PM |
ijspence | $25.00 | $25.00 | 5/18/2010 4:39:28 PM |
klinebarger | $25.00 | $25.00 | 5/18/2010 4:56:40 PM |
ommcd | $25.00 | $25.00 | 5/18/2010 5:03:04 PM |
durability-exchanger | $25.00 | $25.00 | 5/18/2010 5:33:48 PM |
maldok1 | $25.00 | $25.00 | 5/18/2010 4:55:19 PM |
syounker | $25.00 | $25.00 | 5/18/2010 4:55:19 PM |
_wally_ | $50.00 | $50.00 | 5/18/2010 4:55:51 PM |
VIGSY | $50.00 | $50.00 | 5/18/2010 4:56:06 PM |
peso-aggregator | $25.00 | $25.00 | 5/18/2010 4:55:50 PM |
Fiimg | $50.00 | $50.00 | 5/18/2010 4:56:22 PM |
villagers | $25.00 | $25.00 | 5/18/2010 4:56:38 PM |
alexstar | $25.00 | $25.00 | 5/18/2010 4:56:49 PM |
sensible-community1 | $25.00 | $25.00 | 5/18/2010 4:56:54 PM |
uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:20 PM |
commitment-farm | $25.00 | $25.00 | 5/18/2010 4:57:02 PM |
transparency-advocator | $25.00 | $25.00 | 5/18/2010 4:57:05 PM |
Carpetkid | $25.00 | $25.00 | 5/18/2010 4:57:44 PM |
meteoric-trade | $25.00 | $25.00 | 5/18/2010 5:12:48 PM |
bondhedger | $25.00 | $25.00 | 5/18/2010 6:04:09 PM |
Aegean | $25.00 | $25.00 | 5/18/2010 8:03:20 PM |
important-ore | $50.00 | $50.00 | 5/18/2010 8:07:47 PM |
powerful-finance7 | $25.00 | $25.00 | 5/18/2010 5:57:50 PM |
economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:38 PM |
robust-trade | $25.00 | $25.00 | 5/18/2010 7:12:57 PM |
radforj22 | $25.00 | $25.00 | 5/18/2010 9:17:47 PM |
economy-equilibrium7 | $25.00 | $25.00 | 5/18/2010 9:02:46 PM |
ArmyGuy | $25.00 | $25.00 | 5/18/2010 10:15:39 PM |
4PTSMGMT | $25.00 | $25.00 | 5/19/2010 5:50:28 AM |
wwwUniversal | $25.00 | $25.00 | 5/18/2010 11:02:37 PM |
lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:42 AM |
Andrewshauna | $50.00 | $15.79 | 5/19/2010 6:37:08 AM |
PRGuyinVA | $25.00 | $25.00 | 5/18/2010 4:17:26 PM |
Avala | $50.00 | $50.00 | 5/18/2010 4:17:47 PM |
JGB | $25.00 | $25.00 | 5/18/2010 4:18:13 PM |
ddog0224 | $25.00 | $25.00 | 5/18/2010 4:19:38 PM |
Phantom99 | $25.00 | $25.00 | 5/18/2010 4:18:35 PM |
the-profit-oracle | $25.00 | $25.00 | 5/18/2010 4:19:07 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/18/2010 4:19:19 PM |
rescue | $50.00 | $50.00 | 5/18/2010 4:20:44 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/18/2010 4:27:58 PM |
Weaverville | $50.00 | $50.00 | 5/18/2010 4:29:57 PM |
ichibon | $75.00 | $75.00 | 5/18/2010 4:27:34 PM |
autonomous-basis | $25.00 | $25.00 | 5/18/2010 4:53:53 PM |
money-bauble | $100.00 | $100.00 | 5/18/2010 4:29:25 PM |
gold-conga | $25.00 | $25.00 | 5/18/2010 4:55:20 PM |
wlm3012 | $25.00 | $25.00 | 5/18/2010 4:30:28 PM |
TennSquire | $25.00 | $25.00 | 5/18/2010 4:30:39 PM |
objective-investor | $76.49 | $76.49 | 5/18/2010 4:55:48 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/18/2010 4:55:53 PM |
intelligent-yield | $25.00 | $25.00 | 5/18/2010 4:56:26 PM |
bonFire8 | $25.00 | $25.00 | 5/18/2010 4:39:49 PM |
kind-adventurous-finance | $50.00 | $50.00 | 5/18/2010 4:41:31 PM |
currency-agave | $25.00 | $25.00 | 5/18/2010 4:53:17 PM |
Marathoner | $25.00 | $25.00 | 5/18/2010 4:55:59 PM |
Dap2005 | $25.00 | $25.00 | 5/18/2010 4:56:04 PM |
integrity-doctor | $100.00 | $100.00 | 5/18/2010 4:56:11 PM |
market-walnut5 | $50.00 | $50.00 | 5/18/2010 4:55:52 PM |
jdrez | $25.00 | $25.00 | 5/18/2010 4:56:25 PM |
Panna | $25.00 | $25.00 | 5/18/2010 4:55:54 PM |
GiantAardvark | $25.00 | $25.00 | 5/18/2010 4:56:00 PM |
thunder135 | $25.00 | $25.00 | 5/18/2010 4:56:37 PM |
gold-disk | $100.00 | $100.00 | 5/18/2010 4:56:09 PM |
a-finance-nirvana | $25.00 | $25.00 | 5/18/2010 6:52:48 PM |
psztnrw | $100.00 | $100.00 | 5/18/2010 4:56:46 PM |
cpbreton | $25.00 | $25.00 | 5/18/2010 7:07:46 PM |
greeninspirit | $25.00 | $25.00 | 5/18/2010 5:03:05 PM |
VeedonFleece | $50.00 | $50.00 | 5/18/2010 4:56:57 PM |
UT-Longhorn | $25.00 | $25.00 | 5/18/2010 5:17:55 PM |
kindness-hickory5 | $25.00 | $25.00 | 5/18/2010 7:22:46 PM |
greenback-boss296 | $50.00 | $50.00 | 5/18/2010 5:18:17 PM |
busnssmn | $25.00 | $25.00 | 5/18/2010 7:03:41 PM |
FadSaolAgat | $49.29 | $49.29 | 5/18/2010 9:53:32 PM |
miwoktribe | $39.15 | $39.15 | 5/18/2010 10:40:41 PM |
flexible-value | $26.00 | $26.00 | 5/18/2010 8:18:06 PM |
fopaul13 | $25.00 | $25.00 | 5/18/2010 11:02:09 PM |
Gibbyland | $38.28 | $38.28 | 5/18/2010 9:27:47 PM |
talang | $25.00 | $25.00 | 5/18/2010 10:15:38 PM |
uncleubb | $25.00 | $25.00 | 5/19/2010 6:37:03 AM |
vanderhp | $25.00 | $25.00 | 5/18/2010 11:25:44 PM |
Gabriel02 | $25.00 | $25.00 | 5/19/2010 6:36:16 AM |
100 bids
|
Borrower Payment Dependent Notes Series
459042
This series of Notes was issued and sold upon the funding of the borrower loan #42719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| May-1992 |
Debt/Income ratio:
| 26% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 21
/
16 | Length of status: | 9y 10m |
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 55 |
Occupation: | Analyst |
Now delinquent:
| 1 |
Revolving credit balance:
| $15,211 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $120 |
Bankcard utilization:
| 53% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| MNL |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
620-639
(Oct-2008)
660-679
(Oct-2007)
|
Principal balance:
| $4,024.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? get my high credit cards under control.?
My financial situation:
I am a good candidate for this loan because? I want to pay off my debt.? You can see that I am responsible for my debt and will do whatever it takes to pay it off.
Monthly net income: $ 6000.00
Monthly expenses: $
??Housing: $ 2100.00
??Insurance: $ 130.00
??Car expenses: $ 600.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:14:27 PM |
113121 | $25.00 | $25.00 | 5/20/2010 6:47:14 PM |
CashFlow13 | $4,000.00 | $599.28 | 5/23/2010 7:11:54 AM |
twjh | $25.00 | $25.00 | 5/23/2010 7:16:23 AM |
buffalobills | $25.00 | $25.00 | 5/23/2010 7:20:45 AM |
twjh | $25.00 | $25.00 | 5/23/2010 7:16:20 AM |
Aberdeen | $400.00 | $400.00 | 5/23/2010 7:16:23 AM |
investment-daydream | $25.00 | $25.00 | 5/23/2010 4:06:22 AM |
CPADawg | $100.00 | $100.00 | 5/24/2010 5:02:16 AM |
reflective-rupee | $50.00 | $50.00 | 5/23/2010 7:27:40 PM |
vine99 | $50.00 | $50.00 | 5/23/2010 10:05:51 PM |
CommunityArts_Non-profit | $25.00 | $25.00 | 5/24/2010 7:49:13 AM |
SamuelChee | $38.14 | $38.14 | 5/24/2010 7:56:58 AM |
unger | $50.00 | $50.00 | 5/24/2010 4:48:11 PM |
new-smart-fund | $139.66 | $139.66 | 5/24/2010 4:22:40 PM |
jhouman | $25.00 | $25.00 | 5/24/2010 5:01:47 PM |
prominence8 | $27.00 | $27.00 | 5/24/2010 8:10:01 PM |
SolarMoonshine | $25.00 | $25.00 | 5/24/2010 5:18:36 PM |
exchange-cowbell5 | $25.00 | $25.00 | 5/25/2010 9:00:49 AM |
the-payout-hug | $25.00 | $25.00 | 5/25/2010 9:02:26 AM |
nerlands | $35.00 | $35.00 | 5/25/2010 9:36:10 AM |
return-grizzly | $100.00 | $100.00 | 5/25/2010 1:57:10 PM |
sweet-payout5 | $25.00 | $25.00 | 5/25/2010 2:08:38 PM |
113121 | $125.00 | $125.00 | 5/25/2010 2:27:08 PM |
MrDance123 | $30.00 | $30.00 | 5/25/2010 12:36:18 PM |
gold-cluster | $100.00 | $100.00 | 5/25/2010 4:33:37 PM |
bold-enriching-capital | $30.00 | $30.00 | 5/25/2010 4:39:18 PM |
platinum-czar | $25.00 | $25.00 | 5/25/2010 9:45:12 PM |
ledesma31 | $50.00 | $50.00 | 5/26/2010 5:04:29 AM |
NekHoldings | $25.00 | $25.00 | 5/26/2010 6:41:51 AM |
Bobusa | $25.00 | $25.00 | 5/26/2010 5:49:37 AM |
himistu22 | $25.00 | $25.00 | 5/26/2010 6:40:58 AM |
punjab | $50.51 | $50.51 | 5/26/2010 7:56:02 AM |
dcm6276 | $25.00 | $25.00 | 5/26/2010 7:13:10 AM |
credit-coach118 | $25.00 | $25.00 | 5/26/2010 8:31:28 AM |
gold-cluster | $100.00 | $100.00 | 5/26/2010 7:34:59 AM |
Kash2010lu | $35.00 | $35.00 | 5/25/2010 7:14:47 PM |
realtormoises | $25.00 | $25.00 | 5/25/2010 8:07:06 PM |
Coppercanyon | $50.00 | $50.00 | 5/25/2010 9:17:04 PM |
SlickNick | $25.00 | $25.00 | 5/26/2010 1:28:54 PM |
Bob450 | $25.00 | $25.00 | 5/26/2010 12:07:55 PM |
riveting-credit5 | $200.00 | $200.00 | 5/26/2010 1:24:01 PM |
mutual-benefit | $35.75 | $35.75 | 5/26/2010 5:38:20 AM |
SDD123 | $25.00 | $25.00 | 5/26/2010 7:01:06 AM |
credit-missile | $50.00 | $50.00 | 5/26/2010 7:14:08 AM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:27:49 PM |
investment-seeker7 | $25.00 | $25.00 | 5/26/2010 9:56:04 AM |
bonafide-commitment2 | $25.00 | $25.00 | 5/26/2010 9:58:41 AM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:26:09 AM |
ultimate-peace | $100.00 | $100.00 | 5/26/2010 2:47:03 PM |
Legally_Blonde | $25.92 | $25.92 | 5/26/2010 2:52:17 PM |
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:14:47 PM |
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:14:37 PM |
Legally_Blonde | $25.00 | $25.00 | 5/19/2010 6:16:39 PM |
Aberdeen | $400.00 | $400.00 | 5/23/2010 7:16:18 AM |
big_balla | $25.00 | $25.00 | 5/23/2010 9:03:52 AM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:53:17 AM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:50:54 AM |
Ronnieboy888 | $50.00 | $50.00 | 5/23/2010 10:52:59 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 5:41:14 AM |
UCLA4life | $25.00 | $25.00 | 5/24/2010 5:05:46 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/25/2010 3:31:39 PM |
redhead21 | $25.00 | $25.00 | 5/25/2010 4:07:51 PM |
lucrative-loan | $50.00 | $50.00 | 5/25/2010 4:39:25 PM |
Mr-Miracle | $25.00 | $25.00 | 5/25/2010 5:28:24 PM |
investment-cluster | $25.00 | $25.00 | 5/25/2010 5:02:41 PM |
Bob450 | $35.00 | $35.00 | 5/25/2010 6:11:11 PM |
vigilance-searcher | $25.00 | $25.00 | 5/25/2010 10:12:14 PM |
2grindstones | $25.00 | $25.00 | 5/25/2010 11:12:24 PM |
rlaboy | $25.00 | $25.00 | 5/26/2010 3:02:33 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 7:15:03 AM |
platinum-cargo | $25.00 | $25.00 | 5/25/2010 5:22:31 PM |
credit-missile | $25.00 | $25.00 | 5/26/2010 8:53:12 AM |
RecoveryLender | $25.00 | $25.00 | 5/26/2010 7:42:46 AM |
deepblue34 | $25.00 | $25.00 | 5/25/2010 6:03:21 PM |
brother_tam | $200.00 | $200.00 | 5/25/2010 6:38:45 PM |
PotBellyPete | $28.11 | $28.11 | 5/26/2010 8:59:39 AM |
Mikale360 | $25.00 | $25.00 | 5/26/2010 10:41:56 AM |
martymaniaman | $25.00 | $25.00 | 5/26/2010 10:10:45 AM |
five-star-note | $35.00 | $35.00 | 5/26/2010 12:55:48 PM |
allbalooboy2 | $25.00 | $25.00 | 5/25/2010 9:24:29 PM |
credit-missile | $25.00 | $25.00 | 5/26/2010 3:29:42 PM |
daveuc97 | $25.00 | $25.00 | 5/26/2010 3:01:26 PM |
travel101 | $25.63 | $25.63 | 5/26/2010 7:31:57 AM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:31:04 PM |
california5andime | $25.00 | $25.00 | 5/26/2010 9:04:36 AM |
Tono | $30.00 | $30.00 | 5/26/2010 12:02:41 PM |
Zipcut | $25.00 | $25.00 | 5/26/2010 2:54:44 PM |
88 bids
|
Borrower Payment Dependent Notes Series
459076
This series of Notes was issued and sold upon the funding of the borrower loan #42738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-20-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 30.18% |
Starting monthly payment:
| $40.42 |
Final lender yield:
| 25.20% |
Final borrower rate/APR:
| 26.20% / 30.13% |
Final monthly payment:
| $40.40 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 34% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 53 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $9,292 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| loyalty-zoo |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
transaction-circuit | $25.00 | $25.00 | 5/20/2010 4:12:53 PM |
interstellar | $26.77 | $26.77 | 5/21/2010 4:26:18 PM |
USNavyVet | $25.00 | $25.00 | 5/22/2010 4:01:45 PM |
irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:16 AM |
finance-prescription | $28.36 | $28.36 | 5/24/2010 11:04:49 AM |
intelligent-yield | $25.00 | $25.00 | 5/24/2010 5:10:40 PM |
jybank | $25.00 | $25.00 | 5/25/2010 10:26:53 PM |
Pu239 | $60.00 | $60.00 | 5/26/2010 8:14:11 AM |
focused-dime8 | $25.00 | $25.00 | 5/26/2010 8:18:13 AM |
loot-goliath | $25.00 | $25.00 | 5/25/2010 8:59:27 PM |
Coppercanyon | $25.00 | $25.00 | 5/25/2010 9:42:58 PM |
liberty-injector | $50.00 | $50.00 | 5/26/2010 3:42:52 PM |
investment-happiness | $50.00 | $50.00 | 5/26/2010 4:44:55 PM |
khamlagirl | $25.00 | $25.00 | 5/26/2010 4:24:46 PM |
goldlender | $25.00 | $25.00 | 5/26/2010 7:46:09 PM |
patriot384 | $60.00 | $60.00 | 5/26/2010 7:50:31 PM |
S-Master | $25.00 | $25.00 | 5/20/2010 4:10:37 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 5:45:46 AM |
GS-ROCK | $25.00 | $25.00 | 5/24/2010 12:49:06 PM |
momsloans | $25.00 | $25.00 | 5/25/2010 7:37:00 AM |
maricel10 | $50.00 | $50.00 | 5/25/2010 2:10:26 AM |
lateflight | $25.00 | $25.00 | 5/25/2010 3:43:34 PM |
LSAR | $25.00 | $25.00 | 5/25/2010 5:55:55 PM |
fair-dollar | $54.10 | $54.10 | 5/25/2010 7:29:11 PM |
Isaac007 | $38.66 | $38.66 | 5/26/2010 12:25:47 AM |
pureliquidhw | $25.00 | $25.00 | 5/26/2010 7:21:16 AM |
Bob450 | $25.00 | $25.00 | 5/26/2010 8:13:04 AM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:12:23 AM |
CoolPlexer | $25.00 | $25.00 | 5/25/2010 8:25:31 PM |
MrVegas | $25.00 | $7.11 | 5/26/2010 11:08:21 AM |
goodhearted-basis4 | $25.00 | $25.00 | 5/26/2010 4:03:34 PM |
ttnk62918 | $25.00 | $25.00 | 5/26/2010 6:42:51 PM |
bold-enriching-capital | $25.00 | $25.00 | 5/26/2010 7:33:13 PM |
33 bids
|
Borrower Payment Dependent Notes Series
459398
This series of Notes was issued and sold upon the funding of the borrower loan #42760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-21-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 18% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 7m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
Now delinquent:
| 0 |
Revolving credit balance:
| $12,751 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| top-economy-enjoyment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
|
Principal balance:
| $2,647.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
evnagelist | $25.00 | $25.00 | 5/21/2010 9:47:48 AM |
investment-network | $25.00 | $25.00 | 5/21/2010 9:48:14 AM |
Weaverville | $50.00 | $50.00 | 5/21/2010 9:49:00 AM |
qwsd12 | $40.00 | $40.00 | 5/21/2010 9:49:08 AM |
flexible-value | $28.00 | $28.00 | 5/21/2010 9:49:11 AM |
serene-credit4 | $50.00 | $50.00 | 5/21/2010 9:49:26 AM |
generator596 | $50.00 | $50.00 | 5/21/2010 9:50:08 AM |
WindyKid | $25.00 | $25.00 | 5/21/2010 9:51:15 AM |
camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:51:20 AM |
Marathoner | $25.00 | $25.00 | 5/21/2010 9:47:47 AM |
afotherg | $25.00 | $25.00 | 5/21/2010 9:48:08 AM |
Carpetkid | $50.00 | $50.00 | 5/21/2010 9:48:40 AM |
diligent-leverage | $25.00 | $25.00 | 5/21/2010 9:49:42 AM |
JGB | $25.00 | $25.00 | 5/21/2010 9:48:03 AM |
life-is-great | $25.00 | $25.00 | 5/21/2010 9:49:59 AM |
interest-jedi0 | $50.00 | $50.00 | 5/21/2010 9:48:05 AM |
Phantom99 | $25.00 | $25.00 | 5/21/2010 9:48:16 AM |
Emgolda | $25.00 | $25.00 | 5/21/2010 9:50:13 AM |
seabass123 | $25.00 | $25.00 | 5/21/2010 9:48:25 AM |
moltopaolo | $50.00 | $50.00 | 5/21/2010 9:50:15 AM |
tntmojave | $25.00 | $25.00 | 5/21/2010 9:48:28 AM |
ichibon | $75.00 | $75.00 | 5/21/2010 9:50:44 AM |
fortytwo | $100.00 | $100.00 | 5/21/2010 9:49:04 AM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 9:51:03 AM |
frankdelraza | $25.00 | $25.00 | 5/21/2010 9:51:07 AM |
economy-producer | $25.00 | $25.00 | 5/21/2010 9:49:16 AM |
top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:51:32 AM |
TakeCare | $100.00 | $100.00 | 5/21/2010 9:49:40 AM |
orange-courageous-dedication | $40.00 | $40.00 | 5/21/2010 9:50:18 AM |
ijspence | $25.00 | $25.00 | 5/21/2010 11:00:40 AM |
focused-dime8 | $50.00 | $50.00 | 5/26/2010 8:24:11 AM |
truth-image | $50.00 | $50.00 | 5/21/2010 9:47:51 AM |
kulender | $25.00 | $25.00 | 5/21/2010 9:48:01 AM |
GeorgiaGator | $50.00 | $50.00 | 5/21/2010 9:48:10 AM |
Tc11902 | $25.00 | $25.00 | 5/21/2010 9:48:34 AM |
independent-revenue4 | $50.00 | $17.00 | 5/21/2010 9:51:38 AM |
delicious-social132 | $40.00 | $40.00 | 5/21/2010 9:47:54 AM |
meenan | $25.00 | $25.00 | 5/21/2010 9:47:57 AM |
DukSerduk | $25.00 | $25.00 | 5/21/2010 9:48:00 AM |
ray1051 | $50.00 | $50.00 | 5/21/2010 9:48:32 AM |
GiantAardvark | $25.00 | $25.00 | 5/21/2010 9:48:07 AM |
Ivan2007 | $25.00 | $25.00 | 5/21/2010 9:48:21 AM |
scrappy-bonus2 | $25.00 | $25.00 | 5/21/2010 9:48:36 AM |
steady-gain5 | $25.00 | $25.00 | 5/21/2010 9:48:44 AM |
chrisb1414 | $25.00 | $25.00 | 5/21/2010 9:50:55 AM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 9:50:59 AM |
hawaiiangirl76 | $25.00 | $25.00 | 5/21/2010 9:51:10 AM |
love-interest | $25.00 | $25.00 | 5/21/2010 9:49:21 AM |
figs4u2 | $80.00 | $80.00 | 5/21/2010 9:49:32 AM |
SNH | $50.00 | $50.00 | 5/21/2010 9:49:48 AM |
david5000 | $50.00 | $50.00 | 5/21/2010 9:50:11 AM |
interstellar | $50.00 | $50.00 | 5/22/2010 12:11:51 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:24 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:30:02 PM |
54 bids
|
Borrower Payment Dependent Notes Series
459414
This series of Notes was issued and sold upon the funding of the borrower loan #42726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-21-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $141.48 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $141.48 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| Not calculated |
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 1m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $56 | Stated income: | $1-$24,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| first-peso-pillow |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expand Business and Marketing
To expand my on-line retail store/ design studio and increase marketing.
The web address is www.srascals.com please visit and get a
full
view of your investment. Summer is approaching and are we are releasing
the Spring/Summer collection. Funds will be use to
integrate a Live
DJ for the site (the first of its kind) to drive more users and
customers to the site, also to
offer 2 hours delivery to all
customers living in NYC Area (also the first of its kind). we will be
able to repay the loan in half the time
allowed because of the
revenue received from our design services and web design division. We
are revolutionizing the shopping experience.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
tedsrfdude | $25.00 | $25.00 | 5/21/2010 9:48:52 AM |
Artist_Blue | $25.00 | $25.00 | 5/21/2010 9:49:36 AM |
special-truth | $50.00 | $50.00 | 5/21/2010 9:50:33 AM |
successful-euro | $30.00 | $30.00 | 5/21/2010 9:57:02 AM |
orange-courageous-dedication | $30.00 | $30.00 | 5/21/2010 9:58:56 AM |
SNH | $50.00 | $50.00 | 5/21/2010 9:49:46 AM |
life-is-great | $25.00 | $25.00 | 5/21/2010 9:50:02 AM |
market-walnut5 | $50.00 | $50.00 | 5/21/2010 10:01:15 AM |
macgeek | $25.00 | $25.00 | 5/21/2010 10:06:32 AM |
qwsd12 | $40.00 | $40.00 | 5/21/2010 9:49:05 AM |
flexible-value | $25.00 | $25.00 | 5/21/2010 9:49:13 AM |
reward-adventure | $30.00 | $30.00 | 5/21/2010 9:50:31 AM |
money-bauble | $25.00 | $25.00 | 5/21/2010 10:56:50 AM |
xzec777 | $25.00 | $25.00 | 5/21/2010 9:52:03 AM |
Speculator | $30.60 | $30.60 | 5/21/2010 11:05:55 AM |
JGB | $25.00 | $25.00 | 5/21/2010 9:59:31 AM |
personal-lender | $25.00 | $25.00 | 5/21/2010 9:59:36 AM |
sentimental-peace8 | $25.00 | $25.00 | 5/21/2010 11:22:24 AM |
godzig | $25.00 | $25.00 | 5/21/2010 9:59:50 AM |
actvtrdr | $35.00 | $35.00 | 5/21/2010 9:59:28 AM |
WindyKid | $25.00 | $25.00 | 5/21/2010 12:00:47 PM |
speedy-point | $50.00 | $50.00 | 5/21/2010 12:15:56 PM |
LoisLoan | $25.00 | $25.00 | 5/21/2010 1:02:41 PM |
PsiPro | $25.00 | $25.00 | 5/21/2010 10:40:35 AM |
kmr2 | $25.00 | $25.00 | 5/21/2010 10:46:42 AM |
lloyd_s | $25.00 | $25.00 | 5/21/2010 10:20:41 AM |
proper-penny7 | $25.00 | $25.00 | 5/21/2010 10:36:32 AM |
parsec9 | $25.00 | $25.00 | 5/21/2010 11:05:47 AM |
bowdish1 | $50.00 | $50.00 | 5/21/2010 11:46:35 AM |
lukeskywalkerkp | $25.00 | $25.00 | 5/21/2010 1:20:39 PM |
Mr-Miracle | $25.00 | $25.00 | 5/21/2010 6:19:56 PM |
mesfinity | $25.00 | $25.00 | 5/21/2010 6:22:42 PM |
five-star-justice | $36.00 | $36.00 | 5/21/2010 5:42:23 PM |
108lender | $43.84 | $43.84 | 5/22/2010 11:12:02 AM |
aasx1108 | $25.00 | $25.00 | 5/22/2010 8:41:29 AM |
moola-man | $25.00 | $25.00 | 5/22/2010 7:26:39 AM |
Whipster | $50.00 | $50.00 | 5/22/2010 12:26:54 PM |
DadWarbucks | $25.00 | $25.00 | 5/22/2010 12:33:52 PM |
payment-gusto | $25.00 | $25.00 | 5/22/2010 8:22:48 AM |
ashlil01 | $28.00 | $28.00 | 5/22/2010 12:41:46 PM |
orderly-loot | $25.00 | $25.00 | 5/22/2010 2:02:59 PM |
principal-kangaroo | $25.00 | $25.00 | 5/22/2010 2:03:19 PM |
Midwestvalues | $25.00 | $25.00 | 5/22/2010 11:53:26 AM |
Kaj | $25.00 | $25.00 | 5/22/2010 12:21:30 PM |
GracieLuLu04 | $25.00 | $25.00 | 5/22/2010 12:26:29 PM |
IIP77 | $25.00 | $25.00 | 5/22/2010 11:47:19 AM |
ThisGuyIKnow | $26.35 | $26.35 | 5/22/2010 1:37:32 PM |
SDNLR | $25.00 | $25.00 | 5/22/2010 11:56:42 AM |
desertoasis | $25.00 | $25.00 | 5/22/2010 12:12:06 PM |
best-magical-dollar | $25.00 | $25.00 | 5/22/2010 2:03:02 PM |
neutrino6 | $25.00 | $25.00 | 5/22/2010 2:04:31 PM |
Streetfighter | $30.79 | $30.79 | 5/22/2010 2:05:38 PM |
WillyBobba | $25.00 | $25.00 | 5/22/2010 2:11:34 PM |
kg4otl | $25.00 | $25.00 | 5/22/2010 3:07:48 PM |
scottr | $25.00 | $25.00 | 5/22/2010 1:38:00 PM |
green-discrete-responsibility | $25.00 | $25.00 | 5/22/2010 2:03:25 PM |
benefit-squirrel | $25.00 | $25.00 | 5/22/2010 2:04:46 PM |
elegant-bonus | $25.00 | $25.00 | 5/22/2010 2:04:51 PM |
famous-hope | $25.00 | $25.00 | 5/22/2010 3:52:09 PM |
irrelevant | $25.00 | $25.00 | 5/24/2010 4:28:54 PM |
p2ploan-sensation211 | $25.00 | $25.00 | 5/24/2010 7:26:04 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:15:52 AM |
natural-greenback6 | $25.00 | $25.00 | 5/21/2010 9:49:29 AM |
camaraderi-workhorse | $25.00 | $25.00 | 5/21/2010 9:51:24 AM |
S-Master | $25.00 | $25.00 | 5/21/2010 9:57:36 AM |
worth-arch | $25.00 | $25.00 | 5/21/2010 9:59:20 AM |
Phantom99 | $25.00 | $25.00 | 5/21/2010 9:49:34 AM |
A007 | $25.00 | $25.00 | 5/21/2010 9:50:06 AM |
coachmike15 | $25.00 | $25.00 | 5/21/2010 9:50:37 AM |
love-interest | $25.00 | $25.00 | 5/21/2010 9:49:23 AM |
autonomous-truth | $25.00 | $25.00 | 5/21/2010 9:50:28 AM |
top-historic-peso | $26.00 | $26.00 | 5/21/2010 9:51:27 AM |
rupee-artisan | $25.00 | $25.00 | 5/21/2010 9:52:07 AM |
shrewd-peace7 | $35.00 | $35.00 | 5/21/2010 9:57:08 AM |
greenwell | $25.00 | $25.00 | 5/21/2010 10:01:04 AM |
orderly-leverage | $30.00 | $30.00 | 5/21/2010 9:59:23 AM |
Rattlehead | $25.00 | $25.00 | 5/21/2010 9:59:37 AM |
loan-upholder4 | $25.00 | $25.00 | 5/21/2010 12:00:46 PM |
RebuildALife | $25.00 | $25.00 | 5/21/2010 12:00:48 PM |
supreme-hope | $25.00 | $25.00 | 5/21/2010 10:06:48 AM |
momoney2lend | $25.00 | $25.00 | 5/21/2010 1:20:38 PM |
social-conductor4 | $25.00 | $25.00 | 5/21/2010 10:06:28 AM |
time4aloan | $30.00 | $30.00 | 5/21/2010 11:05:51 AM |
BettBoo | $50.00 | $50.00 | 5/21/2010 10:20:48 AM |
treasure-bliss | $32.72 | $32.72 | 5/21/2010 11:41:48 AM |
nycloan | $25.00 | $25.00 | 5/21/2010 2:45:45 PM |
brother_tam | $50.00 | $50.00 | 5/21/2010 11:46:43 AM |
loyalist1 | $100.00 | $100.00 | 5/21/2010 3:54:56 PM |
orange-preeminant-bill | $34.41 | $34.41 | 5/21/2010 5:47:06 PM |
Comoparklender | $25.00 | $25.00 | 5/21/2010 5:47:08 PM |
rhin0cerx | $49.14 | $49.14 | 5/22/2010 11:56:48 AM |
falcon88dp | $25.00 | $25.00 | 5/22/2010 12:26:33 PM |
626457 | $25.00 | $25.00 | 5/22/2010 12:36:29 PM |
assetmanager | $25.00 | $25.00 | 5/22/2010 9:11:30 AM |
stock106 | $30.00 | $30.00 | 5/22/2010 1:18:57 PM |
lendme2 | $25.00 | $25.00 | 5/22/2010 9:32:59 AM |
Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:28 AM |
melodious-fairness | $25.00 | $25.00 | 5/22/2010 2:04:32 PM |
dedicated-diversification5 | $43.58 | $43.58 | 5/22/2010 2:06:30 PM |
traice | $25.00 | $25.00 | 5/22/2010 3:52:06 PM |
tallmon | $25.00 | $25.00 | 5/22/2010 12:41:32 PM |
ugapolsci | $25.00 | $25.00 | 5/22/2010 1:26:51 PM |
Int_PrinRateTime4000 | $25.00 | $25.00 | 5/22/2010 1:37:16 PM |
slartibardfast | $25.00 | $25.00 | 5/22/2010 1:38:18 PM |
UT-Longhorn | $25.00 | $25.00 | 5/22/2010 2:11:32 PM |
purdue98 | $25.00 | $25.00 | 5/22/2010 12:56:47 PM |
oldmora | $27.22 | $27.22 | 5/22/2010 1:53:04 PM |
yeti888 | $25.00 | $12.93 | 5/22/2010 3:52:58 PM |
impeccable-transparency | $76.23 | $76.23 | 5/22/2010 2:04:18 PM |
GreenNotes | $27.19 | $27.19 | 5/22/2010 2:12:07 PM |
asset-professor | $35.00 | $35.00 | 5/22/2010 2:12:30 PM |
festeringsnot | $25.00 | $25.00 | 5/22/2010 2:56:18 PM |
marwadi-62 | $25.00 | $25.00 | 5/23/2010 5:19:00 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 6:03:42 AM |
SignatureCapital | $25.00 | $25.00 | 5/25/2010 4:07:44 PM |
grnii78 | $100.00 | $100.00 | 5/25/2010 5:05:10 PM |
116 bids
|
Borrower Payment Dependent Notes Series
459496
This series of Notes was issued and sold upon the funding of the borrower loan #42720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 17% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 7m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 8 |
Occupation: | Pilot - Private/Com... |
Now delinquent:
| 0 |
Revolving credit balance:
| $1,350 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| awe-inspiring-return2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What do you plan on using this loan for? Also, what is your monthly income and expenses? - smarva
A:
I plan on using the loan along with money saved to purchase an engagement ring. My monthly income is around 3500 and my expenses are approximately 1500.
(May-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
loan_doctor | $25.00 | $25.00 | 5/24/2010 3:49:14 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 3:44:33 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:40 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:09 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:38 PM |
economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:24 PM |
Avala | $50.00 | $50.00 | 5/24/2010 4:15:01 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:30:06 PM |
JustMee | $25.00 | $25.00 | 5/24/2010 5:21:37 PM |
Bank_Of_XL | $50.00 | $50.00 | 5/24/2010 7:13:50 PM |
Moneypenny6 | $25.00 | $25.00 | 5/24/2010 6:43:57 PM |
interstellar | $50.00 | $50.00 | 5/25/2010 8:27:28 AM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 7:00:49 AM |
rescue | $50.00 | $50.00 | 5/24/2010 3:57:10 PM |
PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:22 PM |
SNH | $50.00 | $50.00 | 5/24/2010 4:12:28 PM |
Pulchritudinous | $25.00 | $25.00 | 5/24/2010 4:12:51 PM |
dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:44 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 4:16:06 PM |
the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:12 PM |
enthusiastic-balance5 | $100.00 | $95.00 | 5/24/2010 4:16:46 PM |
top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:40 PM |
studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:57 PM |
hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:27 PM |
EngineersAlliance | $75.00 | $75.00 | 5/24/2010 4:59:37 PM |
LarWit1512 | $25.00 | $25.00 | 5/24/2010 4:56:27 PM |
Dorf | $25.00 | $25.00 | 5/24/2010 8:37:47 PM |
27 bids
|
Borrower Payment Dependent Notes Series
459652
This series of Notes was issued and sold upon the funding of the borrower loan #42728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-24-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 30.18% |
Starting monthly payment:
| $40.42 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 30.18% |
Final monthly payment:
| $40.42 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 21% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 4m |
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Social Worker |
Now delinquent:
| 0 |
Revolving credit balance:
| $461 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| authentic-openness6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
dws2380 | $25.00 | $25.00 | 5/24/2010 3:55:08 PM |
qwsd12 | $40.00 | $40.00 | 5/24/2010 3:58:50 PM |
S-Master | $25.00 | $25.00 | 5/24/2010 3:53:45 PM |
orange-courageous-dedication | $30.00 | $30.00 | 5/24/2010 4:02:16 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:03:13 PM |
shrewd-peace7 | $50.00 | $50.00 | 5/24/2010 3:49:23 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:52:45 PM |
transaction-circuit | $25.00 | $25.00 | 5/24/2010 3:56:16 PM |
JGB | $100.00 | $100.00 | 5/24/2010 4:03:43 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 4:11:04 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:00:24 PM |
orderly-leverage | $30.00 | $30.00 | 5/24/2010 4:03:28 PM |
greenwell | $25.00 | $25.00 | 5/24/2010 4:11:44 PM |
macgeek | $25.00 | $25.00 | 5/24/2010 4:07:11 PM |
red-favorable-basis | $25.00 | $25.00 | 5/24/2010 4:22:38 PM |
seisen | $50.00 | $50.00 | 5/24/2010 4:21:21 PM |
SNH | $50.00 | $50.00 | 5/24/2010 3:59:42 PM |
camaraderi-workhorse | $25.00 | $25.00 | 5/24/2010 4:01:38 PM |
personal-lender | $25.00 | $25.00 | 5/24/2010 4:03:47 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 3:59:39 PM |
coachmike15 | $25.00 | $25.00 | 5/24/2010 4:01:17 PM |
flexible-value | $25.00 | $25.00 | 5/24/2010 3:59:07 PM |
top-historic-peso | $26.00 | $26.00 | 5/24/2010 4:01:57 PM |
actvtrdr | $35.00 | $35.00 | 5/24/2010 4:03:38 PM |
Ocean713 | $50.00 | $50.00 | 5/24/2010 4:20:16 PM |
Rattlehead | $25.00 | $25.00 | 5/24/2010 4:04:01 PM |
rhin0cerx | $50.00 | $50.00 | 5/24/2010 4:21:09 PM |
market-walnut5 | $50.00 | $50.00 | 5/24/2010 4:04:50 PM |
festeringsnot | $25.00 | $25.00 | 5/24/2010 4:23:15 PM |
LTZ | $50.00 | $9.00 | 5/24/2010 4:23:36 PM |
30 bids
|
Borrower Payment Dependent Notes Series
459698
This series of Notes was issued and sold upon the funding of the borrower loan #42725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-27-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 13% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
5 | Length of status: | 24y 6m |
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| the-dignified-euro |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
shrewd-peace7 | $50.00 | $50.00 | 5/24/2010 3:49:19 PM |
kind-bill-supporter | $25.00 | $25.00 | 5/24/2010 3:49:56 PM |
FinDoc | $25.00 | $25.00 | 5/24/2010 3:51:11 PM |
coachmike15 | $25.00 | $25.00 | 5/24/2010 4:01:11 PM |
top-historic-peso | $26.00 | $26.00 | 5/24/2010 4:01:53 PM |
JGB | $100.00 | $100.00 | 5/24/2010 4:03:41 PM |
SNH | $50.00 | $50.00 | 5/24/2010 3:59:45 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:52:43 PM |
life-is-great | $25.00 | $25.00 | 5/24/2010 4:00:20 PM |
S-Master | $25.00 | $25.00 | 5/24/2010 3:53:43 PM |
camaraderi-workhorse | $25.00 | $25.00 | 5/24/2010 4:01:34 PM |
personal-lender | $25.00 | $25.00 | 5/24/2010 4:03:52 PM |
Rattlehead | $25.00 | $25.00 | 5/24/2010 4:03:58 PM |
market-walnut5 | $50.00 | $50.00 | 5/24/2010 4:04:48 PM |
natural-greenback6 | $25.00 | $25.00 | 5/24/2010 3:59:22 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:00:28 PM |
orderly-leverage | $30.00 | $30.00 | 5/24/2010 4:03:20 PM |
greenwell | $25.00 | $25.00 | 5/24/2010 4:11:51 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 4:11:00 PM |
cash-spark3 | $25.00 | $25.00 | 5/24/2010 4:24:32 PM |
platinum-genetics | $50.00 | $50.00 | 5/24/2010 4:24:04 PM |
Comoparklender | $25.00 | $25.00 | 5/24/2010 4:24:16 PM |
Rockymtnhi | $100.00 | $100.00 | 5/24/2010 4:54:26 PM |
eurobikermcdog | $25.00 | $25.00 | 5/24/2010 8:49:51 PM |
SolarMoonshine | $25.00 | $25.00 | 5/24/2010 6:02:40 PM |
reflective-rupee | $100.00 | $100.00 | 5/24/2010 7:20:34 PM |
Whipster | $50.00 | $50.00 | 5/24/2010 7:21:20 PM |
building_community | $25.00 | $25.00 | 5/24/2010 5:24:12 PM |
JustMee | $25.00 | $25.00 | 5/25/2010 4:59:55 AM |
Wachocia | $25.00 | $25.00 | 5/25/2010 9:37:47 AM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 9:53:27 AM |
loan-fate | $50.00 | $50.00 | 5/25/2010 7:06:14 AM |
payment-freshmaker | $25.00 | $25.00 | 5/25/2010 4:39:29 PM |
WILender2 | $25.00 | $25.00 | 5/25/2010 7:04:30 PM |
foothillender | $25.00 | $25.00 | 5/26/2010 7:25:57 AM |
the-profit-oracle | $25.00 | $25.00 | 5/25/2010 8:33:43 PM |
freedom3 | $218.76 | $218.76 | 5/25/2010 9:53:45 PM |
thomas16882004 | $25.00 | $25.00 | 5/26/2010 7:26:55 PM |
order-bee1 | $75.00 | $75.00 | 5/26/2010 11:23:18 PM |
irrelevant | $25.00 | $25.00 | 5/27/2010 5:48:23 AM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 3:59:36 PM |
orange-courageous-dedication | $30.00 | $30.00 | 5/24/2010 4:02:14 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:03:11 PM |
actvtrdr | $35.00 | $35.00 | 5/24/2010 4:03:35 PM |
qwsd12 | $40.00 | $40.00 | 5/24/2010 3:58:47 PM |
flexible-value | $25.00 | $25.00 | 5/24/2010 3:59:09 PM |
basis-prodigy | $25.00 | $25.00 | 5/24/2010 4:09:08 PM |
godzig | $25.00 | $25.00 | 5/24/2010 4:04:21 PM |
macgeek | $25.00 | $25.00 | 5/24/2010 4:07:09 PM |
Ocean713 | $50.00 | $50.00 | 5/24/2010 4:20:13 PM |
seisen | $50.00 | $50.00 | 5/24/2010 4:21:25 PM |
mercuriant | $25.00 | $25.00 | 5/24/2010 4:24:01 PM |
Helenska11 | $25.00 | $7.24 | 5/24/2010 4:25:33 PM |
desertoasis | $25.00 | $25.00 | 5/24/2010 4:21:31 PM |
riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:25:19 PM |
theonezozo | $25.00 | $25.00 | 5/24/2010 4:58:48 PM |
cognizant-rate732 | $50.00 | $50.00 | 5/24/2010 5:10:59 PM |
reflective-rupee | $50.00 | $50.00 | 5/24/2010 7:20:23 PM |
fund-medalist171 | $33.00 | $33.00 | 5/25/2010 4:20:39 AM |
cashhelp | $25.00 | $25.00 | 5/25/2010 7:06:12 AM |
371millwood | $300.00 | $300.00 | 5/25/2010 9:48:13 AM |
penny-surgeon | $25.00 | $25.00 | 5/25/2010 9:54:45 AM |
CK1 | $25.00 | $25.00 | 5/25/2010 4:38:20 PM |
wlm3012 | $25.00 | $25.00 | 5/26/2010 7:15:37 AM |
charming-point | $300.00 | $300.00 | 5/26/2010 7:56:46 AM |
pwez652 | $25.00 | $25.00 | 5/26/2010 6:39:49 AM |
khamlagirl | $25.00 | $25.00 | 5/26/2010 4:36:52 PM |
silvercertificate | $25.00 | $25.00 | 5/26/2010 8:16:22 PM |
68 bids
|
Borrower Payment Dependent Notes Series
459798
This series of Notes was issued and sold upon the funding of the borrower loan #42740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 21% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 9m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $607 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 13 | | | | |
Screen name:
| newest-aggresive-finance |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:33 PM |
ichibon | $75.00 | $75.00 | 5/24/2010 4:12:43 PM |
Avala | $50.00 | $50.00 | 5/24/2010 4:14:45 PM |
dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:26 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 4:15:51 PM |
independent-revenue4 | $50.00 | $50.00 | 5/24/2010 4:26:47 PM |
UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 4:17:39 PM |
economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:16 PM |
integrity-doctor | $100.00 | $100.00 | 5/24/2010 4:27:19 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/24/2010 4:16:33 PM |
wayman | $25.00 | $25.00 | 5/24/2010 4:17:09 PM |
orange-courageous-dedication | $25.00 | $25.00 | 5/24/2010 4:59:07 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:28 PM |
kegs | $100.00 | $100.00 | 5/24/2010 4:30:50 PM |
new-social-economist | $25.00 | $25.00 | 5/24/2010 5:05:09 PM |
castleman | $25.00 | $25.00 | 5/24/2010 5:05:37 PM |
bold-durability-drum | $25.51 | $25.00 | 5/24/2010 5:05:45 PM |
cash-queen | $40.00 | $40.00 | 5/24/2010 5:03:24 PM |
the-gold-quark | $25.00 | $25.00 | 5/24/2010 5:03:49 PM |
Dap2005 | $25.00 | $25.00 | 5/24/2010 5:03:54 PM |
uncleegg | $50.00 | $50.00 | 5/24/2010 5:03:57 PM |
Aimvest | $25.00 | $25.00 | 5/24/2010 5:04:08 PM |
yomanie | $25.00 | $25.00 | 5/24/2010 5:04:51 PM |
rescue | $50.00 | $50.00 | 5/24/2010 3:57:01 PM |
studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:44 PM |
camaraderi-workhorse | $30.00 | $30.00 | 5/24/2010 4:13:08 PM |
top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:21 PM |
riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:24:58 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:01 PM |
PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:13 PM |
the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:28 PM |
SNH | $50.00 | $50.00 | 5/24/2010 4:12:39 PM |
Pulchritudinous | $25.00 | $25.00 | 5/24/2010 4:12:53 PM |
interest-jedi0 | $50.00 | $50.00 | 5/24/2010 4:23:55 PM |
hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:38 PM |
ddog0224 | $25.00 | $25.00 | 5/24/2010 4:16:51 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:28:47 PM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 4:29:57 PM |
Siafu | $25.00 | $25.00 | 5/24/2010 5:03:32 PM |
peace-missile | $25.00 | $25.00 | 5/24/2010 4:26:06 PM |
american6 | $25.00 | $25.00 | 5/24/2010 4:29:29 PM |
market-walnut5 | $50.00 | $50.00 | 5/24/2010 5:04:11 PM |
alexstar | $25.00 | $25.00 | 5/24/2010 5:04:32 PM |
jdrez | $25.00 | $25.00 | 5/24/2010 5:04:58 PM |
gold-disk | $100.00 | $100.00 | 5/24/2010 5:05:34 PM |
JFKPilot | $25.00 | $25.00 | 5/24/2010 5:03:37 PM |
seabass123 | $25.00 | $25.00 | 5/24/2010 5:03:56 PM |
wampum-chorus3 | $25.00 | $25.00 | 5/24/2010 5:04:15 PM |
special-truth | $50.00 | $50.00 | 5/24/2010 5:05:02 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:30:11 PM |
50 bids
|
Borrower Payment Dependent Notes Series
459828
This series of Notes was issued and sold upon the funding of the borrower loan #42763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.39% |
Starting monthly payment:
| $55.67 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
3 | Length of status: | 0y 0m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $7,283 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| bid-reformation |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency due to roommate move out
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
rescue | $50.00 | $50.00 | 5/24/2010 3:57:00 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:32 PM |
wayman | $25.00 | $25.00 | 5/24/2010 4:17:08 PM |
studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:44 PM |
dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:24 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 4:15:50 PM |
Ocean713 | $50.00 | $50.00 | 5/24/2010 4:28:09 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/24/2010 4:16:33 PM |
UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 4:17:36 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:27 PM |
economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:15 PM |
LMM1 | $25.00 | $25.00 | 5/24/2010 4:52:24 PM |
PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:12 PM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 7:07:38 AM |
focused-dime8 | $25.00 | $25.00 | 5/26/2010 8:22:30 AM |
SNH | $50.00 | $50.00 | 5/24/2010 4:12:40 PM |
camaraderi-workhorse | $30.00 | $30.00 | 5/24/2010 4:13:07 PM |
Avala | $50.00 | $50.00 | 5/24/2010 4:14:44 PM |
integrity-doctor | $100.00 | $100.00 | 5/24/2010 4:27:18 PM |
the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:29 PM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 4:29:56 PM |
ichibon | $75.00 | $75.00 | 5/24/2010 4:12:42 PM |
top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:21 PM |
interest-jedi0 | $50.00 | $50.00 | 5/24/2010 4:23:54 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:01 PM |
riproaringrapids | $50.00 | $50.00 | 5/24/2010 4:24:51 PM |
hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:39 PM |
peace-missile | $25.00 | $25.00 | 5/24/2010 4:26:05 PM |
ddog0224 | $25.00 | $25.00 | 5/24/2010 4:16:50 PM |
macgeek | $50.00 | $50.00 | 5/24/2010 4:17:25 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:28:47 PM |
kegs | $100.00 | $90.00 | 5/24/2010 4:30:49 PM |
independent-revenue4 | $50.00 | $50.00 | 5/24/2010 4:26:44 PM |
american6 | $25.00 | $25.00 | 5/24/2010 4:29:29 PM |
34 bids
|
Borrower Payment Dependent Notes Series
459836
This series of Notes was issued and sold upon the funding of the borrower loan #42769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-25-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $123.69 |
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $123.69 |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 37% |
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 25y 3m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Retail Management |
Now delinquent:
| 0 |
Revolving credit balance:
| $26,021 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| return-shepherd6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
durable-trade | $25.00 | $25.00 | 5/25/2010 4:12:59 PM |
trucklawyer | $25.00 | $25.00 | 5/25/2010 4:13:39 PM |
pi31415 | $25.00 | $25.00 | 5/25/2010 4:14:21 PM |
successful-euro | $75.00 | $75.00 | 5/25/2010 4:14:27 PM |
perlindc | $30.19 | $30.19 | 5/25/2010 4:14:57 PM |
superchicken | $25.00 | $25.00 | 5/25/2010 4:15:26 PM |
the-greenback-cheetah | $25.00 | $25.00 | 5/25/2010 4:12:20 PM |
the-financier814 | $25.00 | $25.00 | 5/25/2010 4:13:55 PM |
Attract | $25.00 | $25.00 | 5/25/2010 4:14:02 PM |
randomguy100 | $25.00 | $25.00 | 5/25/2010 4:14:16 PM |
harty | $60.00 | $60.00 | 5/25/2010 4:18:13 PM |
dharma1 | $25.00 | $25.00 | 5/25/2010 4:14:39 PM |
virtualbank | $25.00 | $25.00 | 5/25/2010 4:19:43 PM |
cingular | $25.00 | $25.00 | 5/25/2010 4:19:50 PM |
BayShell | $50.00 | $50.00 | 5/25/2010 4:20:06 PM |
Pulchritudinous | $25.00 | $25.00 | 5/25/2010 4:17:10 PM |
jscope | $25.00 | $25.00 | 5/25/2010 4:22:37 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/25/2010 4:18:09 PM |
HUMPTIDUMPTI | $50.00 | $50.00 | 5/25/2010 4:22:43 PM |
delicious-social132 | $40.00 | $40.00 | 5/25/2010 4:19:24 PM |
DukSerduk | $25.00 | $25.00 | 5/25/2010 4:19:32 PM |
interest-jedi0 | $50.00 | $50.00 | 5/25/2010 4:19:37 PM |
rescue | $100.00 | $100.00 | 5/25/2010 4:19:40 PM |
js60l | $25.00 | $25.00 | 5/25/2010 4:23:02 PM |
impartial-deal | $25.00 | $25.00 | 5/25/2010 4:19:52 PM |
kegs | $100.00 | $100.00 | 5/25/2010 4:23:40 PM |
Charlieofalbany | $26.20 | $26.20 | 5/25/2010 4:24:45 PM |
syounker | $25.00 | $25.00 | 5/25/2010 4:24:54 PM |
TheMan | $25.00 | $25.00 | 5/25/2010 4:24:59 PM |
Composure1 | $25.00 | $25.00 | 5/25/2010 4:25:03 PM |
Castellan | $25.00 | $25.00 | 5/25/2010 4:22:33 PM |
unassuming-note | $25.00 | $25.00 | 5/25/2010 4:22:55 PM |
nobuffett43 | $50.00 | $50.00 | 5/25/2010 4:24:50 PM |
mlopez2007 | $50.00 | $50.00 | 5/25/2010 4:25:02 PM |
mbraslav | $27.11 | $27.11 | 5/25/2010 4:13:07 PM |
a-special-power | $25.00 | $25.00 | 5/25/2010 4:13:18 PM |
BookandLaw | $25.00 | $25.00 | 5/25/2010 4:13:38 PM |
laststrawman | $25.00 | $25.00 | 5/25/2010 4:14:23 PM |
mrzz | $25.00 | $25.00 | 5/25/2010 4:15:01 PM |
Natronpee | $25.00 | $25.00 | 5/25/2010 4:15:23 PM |
kenji4861 | $50.00 | $50.00 | 5/25/2010 4:15:51 PM |
Phantom99 | $25.00 | $25.00 | 5/25/2010 4:16:34 PM |
flexible-value | $28.00 | $28.00 | 5/25/2010 4:16:44 PM |
credit-scout7 | $30.00 | $30.00 | 5/25/2010 4:18:11 PM |
money-bauble | $38.08 | $38.08 | 5/25/2010 4:19:39 PM |
rudyindc | $25.00 | $25.00 | 5/25/2010 4:19:42 PM |
NATIVEBORN | $25.00 | $25.00 | 5/25/2010 4:19:54 PM |
a-responsible-return | $25.00 | $25.00 | 5/25/2010 4:22:35 PM |
riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:22:51 PM |
dinero-festivity2 | $100.00 | $100.00 | 5/25/2010 4:22:56 PM |
bold-durability-drum | $50.00 | $50.00 | 5/25/2010 4:23:19 PM |
cash-merry-maker | $25.00 | $25.00 | 5/25/2010 4:24:53 PM |
F16Pilot | $25.00 | $25.00 | 5/25/2010 4:24:58 PM |
Socorro_Capital_Partners | $25.00 | $25.00 | 5/26/2010 8:15:59 PM |
Hutpit | $30.36 | $30.36 | 5/25/2010 4:13:43 PM |
Ancalagon | $25.00 | $25.00 | 5/25/2010 4:14:12 PM |
Cluvnupe06 | $25.00 | $25.00 | 5/25/2010 4:14:24 PM |
meux99 | $25.00 | $25.00 | 5/25/2010 4:14:33 PM |
diverse2 | $30.00 | $30.00 | 5/25/2010 4:14:58 PM |
tntmojave | $25.00 | $25.00 | 5/25/2010 4:16:37 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/25/2010 4:16:40 PM |
david5000 | $50.00 | $50.00 | 5/25/2010 4:17:05 PM |
atlviet | $25.00 | $25.00 | 5/25/2010 4:13:16 PM |
ronkr | $27.47 | $27.47 | 5/25/2010 4:13:20 PM |
SkiNZ | $25.00 | $25.00 | 5/25/2010 4:13:28 PM |
Ellisdee | $25.96 | $25.96 | 5/25/2010 4:13:41 PM |
Tasmir | $25.00 | $25.00 | 5/25/2010 4:14:06 PM |
outwish | $25.00 | $25.00 | 5/25/2010 4:14:25 PM |
emt747 | $25.00 | $25.00 | 5/25/2010 4:14:43 PM |
majormoves1 | $25.00 | $25.00 | 5/25/2010 4:19:49 PM |
platinum-genetics | $50.00 | $50.00 | 5/25/2010 4:14:49 PM |
bchen78875 | $50.00 | $50.00 | 5/25/2010 4:20:02 PM |
budyzr | $25.00 | $25.00 | 5/25/2010 4:14:54 PM |
acropiloterau2002 | $25.00 | $25.00 | 5/25/2010 4:14:59 PM |
ray1051 | $50.00 | $50.00 | 5/25/2010 4:16:39 PM |
figs4u2 | $80.00 | $80.00 | 5/25/2010 4:16:50 PM |
SNH | $50.00 | $50.00 | 5/25/2010 4:16:59 PM |
generator596 | $50.00 | $50.00 | 5/25/2010 4:17:04 PM |
alexstar | $25.00 | $25.00 | 5/25/2010 4:17:26 PM |
Ocean713 | $50.00 | $50.00 | 5/25/2010 4:22:38 PM |
truth-image | $50.00 | $50.00 | 5/25/2010 4:19:19 PM |
meenan | $25.00 | $25.00 | 5/25/2010 4:19:29 PM |
kulender | $25.00 | $25.00 | 5/25/2010 4:19:34 PM |
afotherg | $25.00 | $25.00 | 5/25/2010 4:19:38 PM |
mwfarmkid | $50.00 | $50.00 | 5/25/2010 4:23:00 PM |
degster | $25.00 | $25.00 | 5/25/2010 4:19:46 PM |
bigdogsafety1 | $25.00 | $25.00 | 5/25/2010 4:23:50 PM |
ChristopherHS | $25.00 | $25.00 | 5/25/2010 4:24:27 PM |
creative-finance7 | $25.00 | $25.00 | 5/25/2010 4:24:39 PM |
dospapalotes | $25.00 | $25.00 | 5/25/2010 4:24:47 PM |
active-market | $100.00 | $100.00 | 5/25/2010 4:25:01 PM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 4:26:16 PM |
axl163 | $25.00 | $25.00 | 5/25/2010 4:24:13 PM |
alaco | $25.00 | $25.00 | 5/25/2010 4:24:57 PM |
Merganser | $25.00 | $13.77 | 5/25/2010 4:25:05 PM |
Breken6 | $25.00 | $25.00 | 5/25/2010 4:13:21 PM |
Zoomie | $25.00 | $25.00 | 5/25/2010 4:13:42 PM |
tender-integrity3 | $50.00 | $50.00 | 5/25/2010 4:14:38 PM |
seabass123 | $25.00 | $25.00 | 5/25/2010 4:16:36 PM |
moltopaolo | $50.00 | $50.00 | 5/25/2010 4:17:07 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/25/2010 4:18:07 PM |
JGB | $100.00 | $100.00 | 5/25/2010 4:19:36 PM |
currency-persimmon | $25.00 | $25.00 | 5/25/2010 4:19:41 PM |
power-defender7 | $25.00 | $25.00 | 5/25/2010 4:19:44 PM |
unclejaef | $25.00 | $25.00 | 5/25/2010 4:19:56 PM |
gigabit | $50.00 | $50.00 | 5/25/2010 4:22:36 PM |
elasermd | $50.00 | $50.00 | 5/25/2010 4:22:58 PM |
american6 | $50.00 | $50.00 | 5/25/2010 4:23:17 PM |
Dazz2061 | $25.00 | $25.00 | 5/25/2010 4:24:51 PM |
_wally_ | $47.86 | $47.86 | 5/25/2010 4:24:55 PM |
jimduism | $25.00 | $25.00 | 5/25/2010 11:12:42 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/25/2010 4:25:02 PM |
cash-vault | $25.00 | $25.00 | 5/26/2010 9:36:47 AM |
ethicalhumanist | $25.00 | $25.00 | 5/26/2010 6:21:40 PM |
114 bids
|
Borrower Payment Dependent Notes Series
460098
This series of Notes was issued and sold upon the funding of the borrower loan #42784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-25-2010 |
|
Auction end date:
| May-27-2010 |
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| Not calculated |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 9m |
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 19 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $61,179 | Stated income: | $100,000+ |
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| unassuming-trade7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan to expand LEGO museum
Purpose of loan:
Expand our inventory.? Purchase of physical goods.
My financial situation:
Very good.? Not sure why the above states I do not own the house.? But we own 8 properties in total.? We only have a mortgage on the one property.? The unmortgaged properties amount to approx $1500.00 a month in rental income.? Rest is from physical sales of goods.? Currently we are running three companies off my personal credit rating (aka: very high debt to available ratio), but all of that debt is secured by stock and inventory in the companies.? Not sure how to change my credit score, but I have no missed payments, no problems, and considering the amount of money spent on the projects a very small amount of debt.
Monthly net income: $ 8300.00+
Monthly expenses: $
??Housing: $ 420.00
??Insurance: $ 120.00
??Car expenses: $ 80.00
??Utilities: $ 500.00
??Phone, cable, internet: $200.00
??Food, entertainment: $100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why was your last funded loan withdrawn? - Socorro_Capital_Partners
A:
Their customer service contacted me. My account did not meet their criteria, so I had to cancel the listing and relist with my updated bank account information.
According to customer service they cannot change the primary account on the listing.
Thanks
Dan
(May-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
SNH | $50.00 | $50.00 | 5/25/2010 4:16:58 PM |
coachmike15 | $25.00 | $25.00 | 5/25/2010 4:17:07 PM |
top-historic-peso | $26.00 | $26.00 | 5/25/2010 4:17:15 PM |
shrewd-peace7 | $30.00 | $30.00 | 5/25/2010 4:14:28 PM |
orange-courageous-dedication | $30.00 | $30.00 | 5/25/2010 4:17:24 PM |
worth-arch | $25.00 | $25.00 | 5/25/2010 4:17:34 PM |
Rattlehead | $25.00 | $25.00 | 5/25/2010 4:17:54 PM |
riproaringrapids | $25.00 | $25.00 | 5/25/2010 4:22:48 PM |
autonomous-truth | $25.00 | $25.00 | 5/25/2010 4:22:52 PM |
dollar-birdie | $25.00 | $25.00 | 5/25/2010 4:23:21 PM |
topher515 | $25.00 | $25.00 | 5/25/2010 4:26:14 PM |
Tammy102800 | $25.00 | $25.00 | 5/25/2010 4:26:57 PM |
cash-spark3 | $25.00 | $25.00 | 5/25/2010 4:22:44 PM |
sgf | $50.00 | $50.00 | 5/25/2010 4:27:19 PM |
demoseal | $25.00 | $25.00 | 5/25/2010 4:37:48 PM |
debt-system880 | $25.00 | $25.00 | 5/25/2010 4:37:53 PM |
29Palms | $25.00 | $25.00 | 5/25/2010 4:38:07 PM |
rvfbroker | $25.00 | $25.00 | 5/25/2010 4:38:11 PM |
CSUgrad08 | $25.00 | $25.00 | 5/25/2010 4:38:33 PM |
lukeskywalkerkp | $25.00 | $25.00 | 5/25/2010 4:38:37 PM |
Ragnar | $25.00 | $25.00 | 5/25/2010 4:38:49 PM |
Headhunter14 | $25.00 | $25.00 | 5/25/2010 4:40:14 PM |
gelidfrank | $25.00 | $25.00 | 5/25/2010 4:40:20 PM |
kmr2 | $78.45 | $78.45 | 5/25/2010 4:40:23 PM |
cberthiaume | $25.00 | $25.00 | 5/25/2010 4:40:27 PM |
ssh1983 | $25.00 | $25.00 | 5/25/2010 4:40:38 PM |
inspiring-reward | $150.00 | $150.00 | 5/25/2010 4:40:43 PM |
return-eclipse0 | $25.00 | $25.00 | 5/25/2010 4:40:56 PM |
dime-producer | $25.00 | $25.00 | 5/25/2010 4:41:04 PM |
persevering | $50.00 | $16.69 | 5/25/2010 4:41:19 PM |
famous-bill | $50.00 | $50.00 | 5/25/2010 4:37:46 PM |
loot-tuba | $25.00 | $25.00 | 5/25/2010 4:37:51 PM |
Eagledrop | $25.00 | $25.00 | 5/25/2010 4:38:00 PM |
currency-sergeant | $25.00 | $25.00 | 5/25/2010 4:38:02 PM |
CASHGIRL | $25.00 | $25.00 | 5/25/2010 4:38:07 PM |
fun2invest | $25.00 | $25.00 | 5/25/2010 4:38:14 PM |
gmanrex | $50.00 | $50.00 | 5/25/2010 4:38:28 PM |
scottr | $25.00 | $25.00 | 5/25/2010 4:38:42 PM |
turbolozano | $25.00 | $25.00 | 5/25/2010 4:38:45 PM |
assetmanager | $25.00 | $25.00 | 5/25/2010 4:38:51 PM |
Kaj | $25.00 | $25.00 | 5/25/2010 4:39:44 PM |
integrity-doctor | $100.00 | $100.00 | 5/25/2010 4:40:12 PM |
Lam0nt | $25.00 | $25.00 | 5/25/2010 4:40:18 PM |
payment-gusto | $25.00 | $25.00 | 5/25/2010 4:40:24 PM |
jrbill1998 | $50.00 | $50.00 | 5/25/2010 4:40:28 PM |
zebra806 | $25.00 | $25.00 | 5/25/2010 4:40:36 PM |
GiantAardvark | $25.00 | $25.00 | 5/25/2010 4:40:42 PM |
papaloha | $50.00 | $50.00 | 5/25/2010 4:40:47 PM |
Zolton | $200.00 | $200.00 | 5/25/2010 4:41:08 PM |
finance-prescription | $50.00 | $50.00 | 5/25/2010 4:16:26 PM |
qwsd12 | $40.00 | $40.00 | 5/25/2010 4:16:41 PM |
flexible-value | $25.00 | $25.00 | 5/25/2010 4:16:48 PM |
actvtrdr | $35.00 | $35.00 | 5/25/2010 4:17:40 PM |
greenwell | $25.00 | $25.00 | 5/25/2010 4:20:11 PM |
clandrummer | $25.00 | $25.00 | 5/25/2010 6:55:01 PM |
desertoasis | $25.00 | $25.00 | 5/25/2010 4:26:26 PM |
rlrcstr | $25.00 | $25.00 | 5/25/2010 4:27:15 PM |
julsal | $25.00 | $25.00 | 5/25/2010 4:37:47 PM |
first-upright-payout | $25.00 | $25.00 | 5/25/2010 4:37:52 PM |
dthompso | $44.74 | $44.74 | 5/25/2010 4:38:03 PM |
value-microscope | $25.00 | $25.00 | 5/25/2010 4:38:08 PM |
The_Secret | $25.00 | $25.00 | 5/25/2010 4:38:14 PM |
Jonb6919 | $25.00 | $25.00 | 5/25/2010 4:38:32 PM |
important-ore | $50.00 | $50.00 | 5/25/2010 4:40:13 PM |
stock106 | $30.00 | $30.00 | 5/25/2010 4:40:19 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/25/2010 4:40:24 PM |
chicagoman | $25.00 | $25.00 | 5/25/2010 4:40:30 PM |
asiaratt | $100.00 | $100.00 | 5/25/2010 4:40:40 PM |
benefit-squirrel | $25.00 | $25.00 | 5/25/2010 4:40:43 PM |
life-is-great | $25.00 | $25.00 | 5/25/2010 4:41:07 PM |
momoney2lend | $25.00 | $25.00 | 5/25/2010 4:41:13 PM |
supersarah61 | $25.00 | $25.00 | 5/25/2010 4:41:17 PM |
wlm3012 | $25.00 | $25.00 | 5/26/2010 7:26:16 AM |
LenderExtraordinaire | $25.00 | $25.00 | 5/26/2010 3:41:19 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:20:22 AM |
investment-seeker7 | $25.00 | $25.00 | 5/26/2010 10:57:43 AM |
orderly-leverage | $30.00 | $30.00 | 5/25/2010 4:17:38 PM |
market-walnut5 | $50.00 | $50.00 | 5/25/2010 4:17:58 PM |
JGB | $100.00 | $100.00 | 5/25/2010 4:17:43 PM |
personal-lender | $25.00 | $25.00 | 5/25/2010 4:17:53 PM |
Ocean713 | $50.00 | $50.00 | 5/25/2010 4:22:38 PM |
harmonious-revenue7 | $25.00 | $25.00 | 5/25/2010 4:37:51 PM |
interest-griffin | $25.00 | $25.00 | 5/25/2010 4:38:08 PM |
circuitfive | $25.00 | $25.00 | 5/25/2010 4:38:15 PM |
MTlender | $25.00 | $25.00 | 5/25/2010 4:38:28 PM |
rupee-artisan | $25.00 | $25.00 | 5/25/2010 4:38:35 PM |
AlexTrep | $25.00 | $25.00 | 5/25/2010 4:38:40 PM |
DeutscheBank | $25.00 | $25.00 | 5/25/2010 4:38:48 PM |
asset-professor | $35.00 | $35.00 | 5/25/2010 4:39:33 PM |
dedicated-diversification5 | $58.19 | $58.19 | 5/25/2010 4:39:42 PM |
trustu | $25.00 | $25.00 | 5/25/2010 4:39:47 PM |
dschaaf | $25.00 | $25.00 | 5/25/2010 4:40:04 PM |
newest-inspiring-power | $25.00 | $25.00 | 5/25/2010 4:40:17 PM |
supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 4:40:22 PM |
visionary-currency | $50.00 | $50.00 | 5/25/2010 4:40:25 PM |
Elbanko | $25.00 | $25.00 | 5/25/2010 4:26:49 PM |
Craig_B | $25.00 | $25.00 | 5/25/2010 4:40:31 PM |
a-special-power | $25.00 | $25.00 | 5/25/2010 4:26:58 PM |
etraboulay | $25.00 | $25.00 | 5/25/2010 4:40:35 PM |
deal-hickory5 | $25.00 | $25.00 | 5/25/2010 4:40:41 PM |
silver-trajectory6 | $25.00 | $25.00 | 5/25/2010 4:40:50 PM |
balanced-bill7 | $75.00 | $75.00 | 5/25/2010 4:41:03 PM |
unforgettable-fund2 | $25.00 | $25.00 | 5/25/2010 4:41:07 PM |
authoritative-capital | $25.00 | $25.00 | 5/25/2010 4:41:15 PM |
blue_skies_ahead | $25.00 | $25.00 | 5/25/2010 4:37:49 PM |
Tikibarman | $74.68 | $74.68 | 5/25/2010 4:37:54 PM |
successful-euro | $40.00 | $40.00 | 5/25/2010 4:14:40 PM |
gain-bridge | $25.00 | $25.00 | 5/25/2010 4:38:02 PM |
shrewd-deal | $25.00 | $25.00 | 5/25/2010 4:38:05 PM |
S-Master | $25.00 | $25.00 | 5/25/2010 4:14:44 PM |
yield-seeker | $25.00 | $25.00 | 5/25/2010 4:38:09 PM |
Whipster | $50.00 | $50.00 | 5/25/2010 4:46:36 PM |
intrepid-transaction5 | $25.00 | $25.00 | 5/25/2010 4:38:24 PM |
social-conductor4 | $25.00 | $25.00 | 5/25/2010 4:38:44 PM |
zorg77 | $25.00 | $25.00 | 5/25/2010 4:38:50 PM |
Comoparklender | $25.00 | $25.00 | 5/25/2010 4:39:06 PM |
fairhelper | $25.00 | $25.00 | 5/25/2010 4:40:07 PM |
israel15 | $25.00 | $25.00 | 5/25/2010 4:40:15 PM |
Streetfighter | $50.00 | $50.00 | 5/25/2010 4:40:21 PM |
awesome-return0 | $25.00 | $25.00 | 5/25/2010 4:40:26 PM |
red_spade | $26.00 | $26.00 | 5/25/2010 4:40:33 PM |
copper | $30.00 | $30.00 | 5/25/2010 4:40:39 PM |
yeti888 | $25.00 | $25.00 | 5/25/2010 4:40:44 PM |
unforgettable-order9 | $25.00 | $25.00 | 5/25/2010 4:40:53 PM |
cablenews | $25.00 | $25.00 | 5/25/2010 4:41:06 PM |
generous-deal6 | $25.00 | $25.00 | 5/25/2010 4:41:10 PM |
nrowland | $25.00 | $25.00 | 5/25/2010 4:41:16 PM |
Phantom99 | $25.00 | $25.00 | 5/25/2010 4:16:51 PM |
camaraderi-workhorse | $25.00 | $25.00 | 5/25/2010 4:17:11 PM |
loaningmoneybyme | $25.25 | $25.25 | 5/25/2010 8:24:23 PM |
supreme-hope | $25.00 | $25.00 | 5/25/2010 4:26:54 PM |
ASR3 | $25.00 | $25.00 | 5/25/2010 4:37:50 PM |
burrito6 | $50.00 | $50.00 | 5/25/2010 4:37:55 PM |
radforj22 | $25.00 | $25.00 | 5/25/2010 4:38:06 PM |
LoansomeRanger | $25.00 | $25.00 | 5/25/2010 4:38:10 PM |
1313mark1313 | $25.00 | $25.00 | 5/26/2010 2:55:59 AM |
HHP | $25.00 | $25.00 | 5/25/2010 4:38:40 PM |
godzig | $25.00 | $25.00 | 5/25/2010 4:39:03 PM |
bassman2 | $25.00 | $25.00 | 5/25/2010 4:40:15 PM |
basis-prodigy | $25.00 | $25.00 | 5/25/2010 4:40:21 PM |
skuba | $25.00 | $25.00 | 5/25/2010 4:40:27 PM |
gjh37 | $25.00 | $25.00 | 5/25/2010 4:40:37 PM |
marketplace-buckeye | $25.00 | $25.00 | 5/25/2010 4:40:40 PM |
MARWARISETH | $25.00 | $25.00 | 5/25/2010 4:40:54 PM |
DcUnited | $25.00 | $25.00 | 5/25/2010 4:41:09 PM |
floridass | $25.00 | $25.00 | 5/25/2010 4:41:14 PM |
charming-point | $150.00 | $150.00 | 5/26/2010 8:03:16 AM |
healingangel22 | $25.00 | $25.00 | 5/26/2010 9:45:58 AM |
TheLightInMe | $25.00 | $25.00 | 5/26/2010 10:28:14 AM |
149 bids
|
Borrower Payment Dependent Notes Series
422155
This series of Notes was issued and sold upon the funding of the borrower loan #42708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 8.30% |
Starting borrower rate/APR:
| 9.30% / 9.64% |
Starting monthly payment:
| $239.55 |
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $239.55 |
|
Auction yield range:
| 2.99% - 8.30% |
Estimated loss impact:
| 1.50% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 9% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 11m |
Credit score:
| 820-839 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
Now delinquent:
| 0 |
Revolving credit balance:
| $1,757 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| BoringDependableGuy |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 2 credit cards
Purpose of loan:
This loan will be used to pay off two credit cards. One related to a small
company I ran a few years ago that I want to finally get rid of. The other was
started to get a discount on a refrigerator at Home Depot when we moved into
our house. I planned to knock that out sooner but needed a transmission &
water heater right after that so I'm just now starting to pay that one down.
My financial situation:
I am a good candidate for this loan because I'm in excellent financial shape. I
just did a re-fi of my mortgage a few months ago (saved me ~ $400/mo.)
& my can loan is done in March 2010 too (saving me another $450/mo.)! My salary more than covers my monthly bills even before the re-fi.
My commissions are starting to kick in too. Things are very good & stable. The company I work for is
having a great year (~ 50 employees in a solid industry). I've been
in & out of the same industry for over 20 years with a pretty solid track
record. My wife has a good & stable job as well (same company for ~ 8
years). I have an MBA too for whatever that?s worth.
I've paid off every penny of every loan I've ever had & now I'm just
shopping for better interest rates & like the idea of what Prosper does.
I've paid down a bunch of other debt & this is the last of it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What industry are you in? Thank you and good luck! - proton346
A:
The Legal Profession but I'm not an attorney. I sell "eBilling" software & "eDiscovery" services to corporate legal departments & some law firms. It saves them money & with their budgets constrained it's something they are generally pretty interested in.
Thanks!
(May-24-2010)
Q:
What is the balance on the card from your previous business? Is it included in the amount shown for your revolving debt? Thank you! - proton346
A:
It's almost $7k. I just looked at the listing & see the "revolving debt" figure & I guess that's from the Home Depot ( "refrigerator") card. That's actually lower now too since I've been paying that down since I first started this listing.
The ~ $7k doesn't seem to show up for some reason. Maybe because it was jointly in the name of my old company? It's really just a "business line" credit card from Well Fargo but I'm personally responsible for it
(May-24-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
meux99 | $25.00 | $25.00 | 5/19/2010 3:37:22 PM |
the-financier814 | $25.00 | $25.00 | 5/19/2010 3:39:48 PM |
tbrnet | $25.00 | $25.00 | 5/19/2010 3:39:57 PM |
seattle | $25.00 | $25.00 | 5/19/2010 3:40:59 PM |
ArashMass | $30.00 | $30.00 | 5/19/2010 3:42:09 PM |
Merganser | $25.00 | $25.00 | 5/19/2010 3:47:21 PM |
credit-scout7 | $30.00 | $30.00 | 5/19/2010 3:47:31 PM |
harty | $60.00 | $60.00 | 5/19/2010 3:47:37 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/19/2010 3:45:52 PM |
seabass123 | $25.00 | $25.00 | 5/19/2010 3:49:38 PM |
kinetic-diversification | $50.00 | $50.00 | 5/19/2010 3:49:44 PM |
kulender | $25.00 | $25.00 | 5/19/2010 3:48:32 PM |
JFKPilot | $25.00 | $25.00 | 5/19/2010 3:51:22 PM |
meenan | $25.00 | $25.00 | 5/19/2010 3:48:10 PM |
CleeClee | $50.00 | $50.00 | 5/19/2010 3:51:27 PM |
steady-gain5 | $25.00 | $25.00 | 5/19/2010 3:50:18 PM |
GeorgiaGator | $50.00 | $50.00 | 5/19/2010 3:48:53 PM |
meteoric-trade | $25.00 | $25.00 | 5/19/2010 3:50:28 PM |
investment-network | $25.00 | $25.00 | 5/19/2010 3:49:07 PM |
blissful-note7 | $25.00 | $25.00 | 5/19/2010 3:52:33 PM |
cash-queen | $50.00 | $50.00 | 5/19/2010 3:51:09 PM |
qwsd12 | $40.00 | $40.00 | 5/19/2010 3:52:38 PM |
dtrain5 | $50.00 | $50.00 | 5/19/2010 3:51:16 PM |
creative-finance7 | $25.00 | $25.00 | 5/19/2010 3:52:45 PM |
flexible-value | $28.00 | $28.00 | 5/19/2010 3:52:56 PM |
the-gold-quark | $25.00 | $25.00 | 5/19/2010 3:52:15 PM |
fortytwo | $100.00 | $100.00 | 5/19/2010 3:52:23 PM |
j2ee | $25.00 | $25.00 | 5/19/2010 3:52:39 PM |
brstern2 | $25.00 | $25.00 | 5/19/2010 3:52:50 PM |
ryan23 | $50.00 | $50.00 | 5/19/2010 3:53:29 PM |
serene-credit4 | $50.00 | $50.00 | 5/19/2010 3:53:57 PM |
erowis | $25.00 | $25.00 | 5/19/2010 4:33:08 PM |
tekkie2412 | $25.00 | $25.00 | 5/19/2010 5:17:02 PM |
JohnSmith10 | $25.00 | $25.00 | 5/19/2010 7:01:02 PM |
exchange-grizzly | $25.79 | $25.79 | 5/20/2010 7:34:07 AM |
Fedora | $50.00 | $50.00 | 5/20/2010 8:22:13 AM |
GrayStudio | $50.00 | $50.00 | 5/20/2010 11:38:05 AM |
minista | $25.00 | $25.00 | 5/20/2010 11:53:00 AM |
Lo0se_mo0se | $46.66 | $46.66 | 5/20/2010 10:54:28 PM |
baggydomer | $25.52 | $25.52 | 5/21/2010 3:05:10 AM |
slick8812 | $25.00 | $25.00 | 5/20/2010 7:39:45 PM |
wwwUniversal | $25.00 | $25.00 | 5/20/2010 7:40:49 PM |
misohoni | $100.00 | $100.00 | 5/20/2010 7:56:48 PM |
lender5150 | $25.00 | $25.00 | 5/21/2010 6:15:01 AM |
lincmercguy | $25.00 | $25.00 | 5/20/2010 9:22:53 PM |
jdadverb | $38.35 | $38.35 | 5/20/2010 8:50:35 PM |
Sarspatula | $26.43 | $26.43 | 5/21/2010 12:25:41 AM |
BONSAY | $50.00 | $50.00 | 5/21/2010 1:27:01 AM |
BONSAY | $50.00 | $50.00 | 5/21/2010 1:26:38 AM |
income-lion | $25.00 | $25.00 | 5/21/2010 7:45:24 AM |
interstellar | $50.00 | $50.00 | 5/21/2010 9:42:13 AM |
UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:40:59 AM |
rainbowsorbet | $25.00 | $25.00 | 5/21/2010 12:28:49 PM |
payontime1 | $26.12 | $26.12 | 5/21/2010 10:40:04 AM |
MonkeyHero | $25.00 | $25.00 | 5/21/2010 1:08:34 PM |
dontscrewmeover1 | $25.00 | $25.00 | 5/21/2010 8:02:51 PM |
pumped130 | $25.00 | $25.00 | 5/21/2010 5:13:13 PM |
blue-relay | $25.00 | $25.00 | 5/22/2010 2:27:57 AM |
Lifesavings | $25.00 | $25.00 | 5/22/2010 12:49:09 PM |
midifool | $25.00 | $25.00 | 5/22/2010 1:11:42 PM |
all_of_that_one | $25.00 | $25.00 | 5/23/2010 10:12:44 AM |
CASSHMAN | $50.00 | $50.00 | 5/23/2010 8:04:24 AM |
jrw | $41.00 | $41.00 | 5/23/2010 6:09:12 PM |
walkinsky | $46.13 | $46.13 | 5/24/2010 9:39:41 AM |
Lender0307 | $25.00 | $25.00 | 5/24/2010 3:03:08 PM |
income-piano | $25.00 | $25.00 | 5/24/2010 3:13:41 PM |
power-defender7 | $50.00 | $50.00 | 5/24/2010 10:25:18 AM |
JustLikeYou | $58.00 | $58.00 | 5/24/2010 1:40:30 PM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 1:43:09 PM |
ultimatepaintball | $25.00 | $25.00 | 5/24/2010 5:29:43 PM |
debt-legend | $25.00 | $25.00 | 5/24/2010 10:00:22 PM |
mex_invests | $25.00 | $25.00 | 5/24/2010 8:08:21 PM |
best-listing-toro | $25.00 | $25.00 | 5/25/2010 10:31:52 AM |
mytime06 | $30.00 | $30.00 | 5/25/2010 7:33:00 AM |
fcrick | $25.00 | $25.00 | 5/25/2010 12:36:44 PM |
Ven58 | $25.00 | $25.00 | 5/25/2010 12:52:10 PM |
GalileoBob | $50.00 | $50.00 | 5/25/2010 1:29:03 PM |
balance-trailblazer | $25.00 | $25.00 | 5/25/2010 2:10:20 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/25/2010 2:50:45 PM |
lateflight | $50.00 | $50.00 | 5/25/2010 3:18:12 PM |
Barrayaran | $25.00 | $25.00 | 5/25/2010 2:56:35 PM |
malcolmreynolds | $25.00 | $25.00 | 5/25/2010 4:37:11 PM |
BankofBeth | $25.00 | $25.00 | 5/25/2010 4:40:33 PM |
Schlawinzer | $25.00 | $25.00 | 5/25/2010 5:31:12 PM |
grasscutter | $50.00 | $50.00 | 5/25/2010 5:26:05 PM |
investmentgroup | $25.00 | $25.00 | 5/25/2010 7:17:21 PM |
Dskillz | $28.00 | $28.00 | 5/25/2010 6:28:41 PM |
AFriendInNeed3794 | $75.00 | $75.00 | 5/25/2010 8:10:09 PM |
flshdaskll | $25.00 | $25.00 | 5/25/2010 8:47:59 PM |
JerryB96 | $25.00 | $25.00 | 5/25/2010 8:44:10 PM |
bold-enriching-capital | $32.68 | $32.68 | 5/25/2010 4:36:46 PM |
BankofPaul | $30.00 | $30.00 | 5/26/2010 5:58:51 AM |
buckskin1234 | $25.00 | $25.00 | 5/26/2010 10:41:50 AM |
gzeo | $25.00 | $25.00 | 5/26/2010 9:37:18 AM |
justice-magnate | $50.00 | $50.00 | 5/26/2010 11:10:47 AM |
greekpolis | $200.00 | $200.00 | 5/26/2010 12:00:33 PM |
AustinAmerica | $25.00 | $25.00 | 5/25/2010 8:43:05 PM |
moneytolend72 | $25.00 | $25.00 | 5/26/2010 1:00:23 PM |
loanshark207 | $25.00 | $25.00 | 5/26/2010 3:22:19 PM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:20:09 PM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:28:31 PM |
tender-integrity3 | $50.00 | $50.00 | 5/19/2010 3:37:43 PM |
kenji4861 | $25.00 | $25.00 | 5/19/2010 3:38:10 PM |
money-bauble | $75.00 | $75.00 | 5/19/2010 3:41:13 PM |
dharma1 | $25.00 | $25.00 | 5/19/2010 3:37:52 PM |
Tasmir | $25.00 | $25.00 | 5/19/2010 3:42:38 PM |
successful-euro | $75.00 | $75.00 | 5/19/2010 3:36:04 PM |
platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:38:50 PM |
alexstar | $25.00 | $25.00 | 5/19/2010 3:42:50 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/19/2010 3:47:05 PM |
Sven79 | $50.00 | $50.00 | 5/19/2010 3:45:03 PM |
Marathoner | $25.00 | $25.00 | 5/19/2010 3:47:38 PM |
delicious-social132 | $40.00 | $40.00 | 5/19/2010 3:48:04 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:48:35 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:48:37 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:49:10 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/19/2010 3:47:14 PM |
Ivan2007 | $25.00 | $25.00 | 5/19/2010 3:49:23 PM |
Composure1 | $25.00 | $25.00 | 5/19/2010 3:46:30 PM |
evnagelist | $25.00 | $25.00 | 5/19/2010 3:47:50 PM |
truth-image | $50.00 | $50.00 | 5/19/2010 3:47:58 PM |
Carpetkid | $50.00 | $50.00 | 5/19/2010 3:50:14 PM |
DukSerduk | $25.00 | $25.00 | 5/19/2010 3:48:14 PM |
NATIVEBORN | $25.00 | $25.00 | 5/19/2010 3:50:22 PM |
power-defender7 | $25.00 | $25.00 | 5/19/2010 3:49:30 PM |
dsnybnd | $25.00 | $25.00 | 5/19/2010 3:51:55 PM |
virtualbank | $25.00 | $25.00 | 5/19/2010 3:49:51 PM |
ray1051 | $50.00 | $50.00 | 5/19/2010 3:49:59 PM |
GiantAardvark | $25.00 | $25.00 | 5/19/2010 3:48:45 PM |
veneziani | $25.00 | $25.00 | 5/19/2010 3:52:07 PM |
Tc11902 | $25.00 | $25.00 | 5/19/2010 3:50:06 PM |
afotherg | $25.00 | $25.00 | 5/19/2010 3:48:49 PM |
Mark-O-Polo | $25.00 | $25.00 | 5/19/2010 3:50:31 PM |
the-silver-blaster | $25.00 | $25.00 | 5/19/2010 3:52:51 PM |
tntmojave | $25.00 | $25.00 | 5/19/2010 3:49:42 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/19/2010 3:50:10 PM |
unclejaef | $25.00 | $25.00 | 5/19/2010 3:52:49 PM |
love-interest | $25.00 | $25.00 | 5/19/2010 3:53:33 PM |
nobuffett43 | $50.00 | $50.00 | 5/19/2010 3:53:43 PM |
Castellan | $25.00 | $25.00 | 5/19/2010 3:54:06 PM |
emt747 | $25.00 | $25.00 | 5/19/2010 3:54:33 PM |
mikeandcat | $89.06 | $6.30 | 5/19/2010 3:54:45 PM |
figs4u2 | $80.00 | $80.00 | 5/19/2010 3:54:41 PM |
5starlady | $30.00 | $30.00 | 5/19/2010 6:01:50 PM |
ksubd | $50.00 | $50.00 | 5/19/2010 10:19:35 PM |
mystikt | $25.00 | $25.00 | 5/20/2010 6:29:53 AM |
conqueror359 | $100.00 | $100.00 | 5/20/2010 10:56:23 AM |
FerventOne | $75.00 | $75.00 | 5/20/2010 11:51:33 AM |
rdrloan | $50.00 | $50.00 | 5/20/2010 4:35:52 PM |
enterprising-diversification5 | $25.00 | $25.00 | 5/20/2010 5:13:49 PM |
Vegan-Girl | $30.00 | $30.00 | 5/20/2010 6:11:39 PM |
the_prince | $100.00 | $100.00 | 5/20/2010 6:03:01 PM |
goldlender | $25.00 | $25.00 | 5/21/2010 7:04:47 AM |
Zipperdu | $50.00 | $50.00 | 5/21/2010 12:22:38 AM |
lawyervon | $25.00 | $25.00 | 5/21/2010 7:15:40 AM |
ferdberfel | $50.00 | $50.00 | 5/21/2010 9:40:47 AM |
ready-agreement5 | $100.00 | $100.00 | 5/21/2010 3:44:12 PM |
vine99 | $90.00 | $90.00 | 5/21/2010 8:05:08 PM |
Oakland | $50.00 | $50.00 | 5/22/2010 6:57:55 AM |
Lotsofbears | $25.00 | $25.00 | 5/22/2010 10:48:00 AM |
senior1 | $25.00 | $25.00 | 5/22/2010 5:59:03 PM |
psbruce | $25.00 | $25.00 | 5/22/2010 6:16:40 PM |
TechieLender | $50.00 | $50.00 | 5/24/2010 7:03:48 AM |
banker9705 | $25.00 | $25.00 | 5/24/2010 10:47:00 AM |
natural-affluence4 | $25.00 | $25.00 | 5/24/2010 10:34:13 AM |
Cherrypicker | $50.00 | $50.00 | 5/24/2010 1:49:54 PM |
12Knocksinna | $25.00 | $25.00 | 5/24/2010 3:24:39 PM |
penny-finder | $25.00 | $25.00 | 5/24/2010 8:31:01 PM |
Damostuff | $25.00 | $25.00 | 5/24/2010 5:29:37 PM |
jimbo29blue | $50.00 | $50.00 | 5/25/2010 7:23:44 AM |
jimbo29blue | $50.00 | $50.00 | 5/25/2010 7:24:07 AM |
happyface | $50.00 | $50.00 | 5/25/2010 7:30:56 AM |
happyface | $50.00 | $50.00 | 5/25/2010 7:31:15 AM |
Astyanax | $35.00 | $35.00 | 5/25/2010 9:00:58 AM |
sentimental-silver7 | $50.00 | $50.00 | 5/25/2010 10:07:37 AM |
Manta_Rai | $25.00 | $25.00 | 5/25/2010 4:27:23 PM |
skubwa | $25.00 | $25.00 | 5/25/2010 4:33:02 PM |
khamen | $25.00 | $25.00 | 5/25/2010 5:06:54 PM |
NoNameLender | $52.42 | $52.42 | 5/25/2010 5:25:39 PM |
gustavholstopus32 | $25.00 | $25.00 | 5/25/2010 7:02:46 PM |
blitz_ac | $25.00 | $25.00 | 5/25/2010 7:06:08 PM |
listing-exchanger596 | $39.39 | $39.39 | 5/25/2010 9:02:55 PM |
ASG_NECO | $25.00 | $25.00 | 5/26/2010 7:35:24 AM |
credit-vinyl | $25.00 | $25.00 | 5/26/2010 9:37:23 AM |
chuchutrain | $25.00 | $25.00 | 5/26/2010 9:47:43 AM |
social-zebra | $50.00 | $50.00 | 5/26/2010 9:54:05 AM |
dbanwart | $25.00 | $25.00 | 5/25/2010 7:48:53 PM |
sab | $25.00 | $25.00 | 5/26/2010 10:06:14 AM |
wilcofl | $55.00 | $55.00 | 5/25/2010 8:04:04 PM |
springpanda | $25.00 | $25.00 | 5/26/2010 2:08:02 PM |
MonkeyHero | $25.00 | $25.00 | 5/25/2010 10:03:05 PM |
gavinsp | $25.00 | $25.00 | 5/26/2010 2:34:49 PM |
eastindianprince | $25.00 | $25.00 | 5/26/2010 12:06:23 AM |
djlucas | $32.64 | $32.64 | 5/26/2010 1:58:48 PM |
spotty54 | $25.00 | $25.00 | 5/26/2010 6:26:29 AM |
the-serene-transaction | $45.79 | $45.79 | 5/26/2010 3:23:44 PM |
jimmya | $25.78 | $25.78 | 5/26/2010 1:10:57 PM |
the-profit-oracle | $25.00 | $25.00 | 5/26/2010 1:50:58 PM |
felicity-loyalist0 | $30.00 | $30.00 | 5/26/2010 2:15:28 PM |
daveuc97 | $25.00 | $25.00 | 5/26/2010 2:46:22 PM |
200 bids
|
Borrower Payment Dependent Notes Series
422951
This series of Notes was issued and sold upon the funding of the borrower loan #42716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-18-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $148.45 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $148.45 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 21% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 10m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Executive |
Now delinquent:
| 0 |
Revolving credit balance:
| $23,133 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| elegant-finance4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used purchase insurance agent E&O coverage, which allow me to sell insurance again. Selling insurance on the side along my current job will allow me to pay my debts down much faster. In addition the extra money will be used to pay down a high interest credit card.
My financial situation:
I am a good candidate for this loan because I have never had a late payment in 5 years or more.
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $ 1700
??Insurance: $
250
??Car expenses: $
415
??Utilities: $
100
??Phone, cable, internet: $
150
??Food, entertainment: $ 400
??Clothing, household expenses $
100
??Credit cards and other loans: $
2000
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
hrubinst | $25.00 | $25.00 | 5/18/2010 4:17:37 PM |
the-profit-oracle | $25.00 | $25.00 | 5/18/2010 4:18:59 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/18/2010 4:19:27 PM |
Phantom99 | $25.00 | $25.00 | 5/18/2010 4:18:45 PM |
interest-jedi0 | $50.00 | $50.00 | 5/18/2010 4:18:30 PM |
ddog0224 | $25.00 | $25.00 | 5/18/2010 4:19:45 PM |
wayman | $25.00 | $25.00 | 5/18/2010 4:20:22 PM |
castleman | $25.00 | $25.00 | 5/18/2010 4:27:09 PM |
angeimack | $25.00 | $25.00 | 5/18/2010 4:28:30 PM |
money-bauble | $100.00 | $100.00 | 5/18/2010 4:29:30 PM |
TennSquire | $25.00 | $25.00 | 5/18/2010 4:30:35 PM |
lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:52 AM |
spirited-bazaar7 | $50.00 | $50.00 | 5/19/2010 7:01:47 AM |
successful-euro | $50.00 | $50.00 | 5/19/2010 7:40:54 AM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:10 AM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:11:08 AM |
transparency-advocator | $25.00 | $25.00 | 5/19/2010 12:46:01 PM |
Moneypenny6 | $25.00 | $25.00 | 5/19/2010 4:33:53 PM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:47 PM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:48 AM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:01:03 AM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:07 AM |
finance-prescription | $100.00 | $100.00 | 5/20/2010 6:57:30 AM |
affluence-tycoon | $25.00 | $25.00 | 5/20/2010 7:51:42 AM |
money2k | $25.00 | $7.13 | 5/20/2010 7:51:58 AM |
mystss | $30.00 | $30.00 | 5/20/2010 8:03:12 AM |
Ven58 | $25.00 | $25.00 | 5/22/2010 3:53:15 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:13 PM |
WZ3190 | $25.01 | $25.01 | 5/24/2010 4:26:28 PM |
mammalian4 | $25.00 | $25.00 | 5/24/2010 4:28:33 PM |
prohelper | $50.00 | $50.00 | 5/24/2010 4:58:52 PM |
MC7608 | $25.00 | $25.00 | 5/24/2010 8:46:29 PM |
curious166 | $50.00 | $50.00 | 5/24/2010 5:13:27 PM |
Dorf | $25.00 | $25.00 | 5/24/2010 8:14:12 PM |
hawk357 | $25.00 | $25.00 | 5/25/2010 7:12:06 AM |
Pod1313 | $25.00 | $25.00 | 5/25/2010 7:21:23 AM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 6:53:37 PM |
sursey | $28.29 | $28.29 | 5/25/2010 7:46:11 AM |
ttnk62918 | $25.00 | $25.00 | 5/25/2010 8:27:20 AM |
proton346 | $25.00 | $25.00 | 5/25/2010 12:13:01 AM |
JBF_Investments | $25.00 | $25.00 | 5/25/2010 12:21:29 PM |
balanced-balance6 | $25.00 | $25.00 | 5/25/2010 5:57:48 AM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 6:35:34 AM |
Sol_Invictus | $25.00 | $25.00 | 5/25/2010 6:52:12 AM |
1313mark1313 | $50.00 | $50.00 | 5/25/2010 11:48:05 AM |
credit-coach118 | $30.00 | $30.00 | 5/25/2010 8:33:53 AM |
1LendingSource | $25.00 | $25.00 | 5/25/2010 12:26:27 PM |
greekgst99 | $46.06 | $46.06 | 5/25/2010 2:00:52 PM |
PotBellyPete | $25.00 | $25.00 | 5/25/2010 12:42:06 PM |
draggon77 | $25.00 | $25.00 | 5/25/2010 12:49:13 PM |
EretzCapital | $62.36 | $62.36 | 5/25/2010 2:33:27 PM |
MrMikeMcD | $25.00 | $25.00 | 5/25/2010 12:16:42 PM |
ryan6853 | $25.00 | $25.00 | 5/25/2010 2:22:48 PM |
jybank | $25.00 | $25.00 | 5/25/2010 2:28:12 PM |
Engineer44 | $30.00 | $30.00 | 5/25/2010 4:03:30 PM |
riveting-credit5 | $50.00 | $50.00 | 5/25/2010 4:02:49 PM |
ultimate-peace | $100.00 | $100.00 | 5/25/2010 3:10:50 PM |
JiggaJoeyS | $25.15 | $25.15 | 5/25/2010 3:41:55 PM |
studious-bonus7 | $50.00 | $50.00 | 5/18/2010 4:16:36 PM |
PRGuyinVA | $25.00 | $25.00 | 5/18/2010 4:17:36 PM |
worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:46 PM |
Avala | $50.00 | $50.00 | 5/18/2010 4:17:59 PM |
dinero-speaker | $25.00 | $25.00 | 5/18/2010 4:18:11 PM |
rescue | $50.00 | $50.00 | 5/18/2010 4:20:50 PM |
JGB | $25.00 | $25.00 | 5/18/2010 4:18:21 PM |
Carpetkid | $25.00 | $25.00 | 5/18/2010 4:27:10 PM |
the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:48 PM |
Weaverville | $50.00 | $50.00 | 5/18/2010 4:29:51 PM |
uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:25 PM |
ichibon | $25.00 | $25.00 | 5/18/2010 5:57:54 PM |
flexible-value | $26.00 | $26.00 | 5/18/2010 8:18:01 PM |
economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:44 PM |
Imaginos1892 | $50.00 | $50.00 | 5/18/2010 10:55:12 PM |
jla720 | $25.00 | $25.00 | 5/19/2010 1:36:44 AM |
bchen78875 | $25.00 | $25.00 | 5/18/2010 10:25:46 PM |
skuba | $25.00 | $25.00 | 5/19/2010 7:01:39 AM |
peace-missile | $25.00 | $25.00 | 5/19/2010 9:37:36 AM |
BrandonW | $25.00 | $25.00 | 5/19/2010 10:38:30 AM |
Comoparklender | $30.00 | $30.00 | 5/19/2010 10:58:42 AM |
emt747 | $25.00 | $25.00 | 5/19/2010 12:35:59 PM |
SNH | $50.00 | $50.00 | 5/19/2010 9:21:58 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:46:03 AM |
Bank_Of_XL | $50.00 | $50.00 | 5/20/2010 6:11:28 AM |
A007 | $25.00 | $25.00 | 5/20/2010 6:46:02 AM |
income-fortress | $25.00 | $25.00 | 5/21/2010 5:33:18 PM |
changger | $50.00 | $50.00 | 5/23/2010 11:35:42 AM |
euphoria8 | $25.00 | $25.00 | 5/23/2010 11:46:14 AM |
Easystreet | $25.00 | $25.00 | 5/24/2010 4:55:01 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 4:44:48 PM |
liberty-injector | $50.00 | $50.00 | 5/24/2010 5:06:02 PM |
Kyileo | $25.00 | $25.00 | 5/24/2010 6:21:15 PM |
Grandmahoneybee | $25.00 | $25.00 | 5/24/2010 5:21:27 PM |
patriot384 | $140.00 | $140.00 | 5/24/2010 8:43:28 PM |
Cambium | $25.00 | $25.00 | 5/25/2010 3:50:41 AM |
YeoLenderSource | $25.00 | $25.00 | 5/24/2010 5:38:38 PM |
vanman58 | $75.00 | $75.00 | 5/25/2010 6:26:53 AM |
Pu239 | $60.00 | $60.00 | 5/25/2010 6:49:15 AM |
goodhearted-basis4 | $25.00 | $25.00 | 5/24/2010 7:07:49 PM |
maximizer | $25.00 | $25.00 | 5/25/2010 9:36:13 AM |
wild_carrot | $25.00 | $25.00 | 5/25/2010 8:26:52 AM |
duty-monger | $50.00 | $50.00 | 5/25/2010 10:11:53 AM |
cti11 | $25.00 | $25.00 | 5/25/2010 12:37:12 PM |
csa_101824 | $25.00 | $25.00 | 5/25/2010 12:58:16 PM |
gilbrear | $25.00 | $25.00 | 5/25/2010 3:26:11 PM |
jerrysdet | $50.00 | $50.00 | 5/25/2010 1:31:33 PM |
TenTalentSolutions | $35.00 | $35.00 | 5/25/2010 2:49:42 PM |
lateflight | $25.00 | $25.00 | 5/25/2010 3:42:22 PM |
107 bids
|
Borrower Payment Dependent Notes Series
458357
This series of Notes was issued and sold upon the funding of the borrower loan #42713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $106.13 |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 16.03% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 24% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
16 | Length of status: | 2y 10m |
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Analyst |
Now delinquent:
| 0 |
Revolving credit balance:
| $7,325 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| wombat84 |
Borrower's state:
| Minnesota |
Borrower's group:
| Computer Professionals, Engineers and Business Startups |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 95% )
| 600-619 (Latest)
|
Principal borrowed:
| $8,999.00 | < 31 days late:
| 1
( 5% )
| 600-619
(Jul-2008)
|
Principal balance:
| $4,217.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Debt Consolidation, Expand IT Buss.
Purpose of loan:
This will be my second Prosper Loan.? I have been very happy with my first loan and am 2 years into it.? This loan will be used to consolidate my credit cards into one payment.? This will help me reduce the number of payments as well as reduce the interest rates on my debt.? I am also hoping that decreasing my debt/available credit ratio by transferring my credit card debt to this loan I will increase my credit score.? I am also looking at using some of the funds from this loan to expand my computer consulting business.? My business will be home networking as well as home
theater setup. I will start in the local consumer market. This
business will just be something on the side that I plan on exploring.
I do not plan on quiting my full-time or part-time job.
My financial situation:
I am a good candidate for this loan because I have now graduated from college and have a steady full time job.? My credit score is very important to me so making payments on time is a #1 priority for me.? Within the last year at my current company I received an 8.5% raise in the first 6 months and have been promoted to a new position which has increased my salary 34%.? This shows that I am a very hard working and reliable person.? I also have a part-time job working at a popular electronics store.? I am currently living for free at home with my parents to save money and reduce my college debt.? I am more then welcome to stay there for free for as long as I please.
Monthly net income: $ 3700
Monthly expenses: $
??Housing: $
0
??Insurance: $
0
??Car expenses: $
0
??Utilities: $
0
??Phone, cable, internet: $
50
??Food, entertainment: $
250
??Clothing, household expenses $
100
??Credit cards and other loans: $ 1300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
finance-prescription | $50.00 | $50.00 | 5/19/2010 3:48:58 PM |
BAEVentures | $25.00 | $25.00 | 5/23/2010 6:52:08 PM |
best-listing-toro | $25.00 | $25.00 | 5/24/2010 11:09:41 AM |
Dorf | $25.00 | $25.00 | 5/24/2010 8:21:25 PM |
twjh | $25.00 | $25.00 | 5/24/2010 7:46:24 PM |
lucrative-loan | $40.39 | $40.39 | 5/24/2010 6:02:34 PM |
Cory79 | $25.92 | $25.92 | 5/25/2010 3:29:12 PM |
credit-missile | $25.00 | $25.00 | 5/25/2010 2:37:25 PM |
double22 | $32.10 | $32.10 | 5/25/2010 4:44:12 PM |
credit-missile | $25.00 | $25.00 | 5/25/2010 6:57:53 PM |
MrRooster101 | $25.00 | $25.00 | 5/25/2010 6:11:13 PM |
Kash2010lu | $35.00 | $35.00 | 5/25/2010 7:16:06 PM |
Feyenoord | $48.13 | $48.13 | 5/25/2010 8:48:43 PM |
OGS_Capital | $25.00 | $25.00 | 5/26/2010 8:00:22 AM |
PotBellyPete | $40.00 | $25.44 | 5/26/2010 8:57:35 AM |
mroew | $25.38 | $25.38 | 5/26/2010 10:56:29 AM |
Gregger | $25.00 | $25.00 | 5/26/2010 12:59:12 PM |
NekHoldings | $25.00 | $25.00 | 5/26/2010 11:55:26 AM |
Vans1975 | $30.00 | $30.00 | 5/26/2010 3:10:08 PM |
Leshan | $75.00 | $75.00 | 5/26/2010 8:44:17 AM |
catb | $75.00 | $75.00 | 5/26/2010 9:54:31 AM |
pnqiad | $25.00 | $25.00 | 5/26/2010 10:21:25 AM |
Mikale360 | $25.00 | $25.00 | 5/26/2010 10:39:38 AM |
jerrysdet | $33.00 | $33.00 | 5/26/2010 12:44:46 PM |
ultimate-peace | $600.00 | $600.00 | 5/26/2010 2:43:54 PM |
capital-kingdom | $25.00 | $25.00 | 5/26/2010 3:05:18 PM |
loanman2007 | $75.00 | $75.00 | 5/21/2010 7:10:51 AM |
fund-secret-agent | $25.00 | $25.00 | 5/23/2010 7:21:46 PM |
SolarMoonshine | $25.00 | $25.00 | 5/24/2010 6:00:49 PM |
twjh | $25.00 | $25.00 | 5/24/2010 7:46:20 PM |
credit-missile | $43.45 | $43.45 | 5/25/2010 12:15:05 AM |
UCLA4life | $25.00 | $25.00 | 5/25/2010 12:21:21 PM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 6:40:11 AM |
credit-missile | $25.00 | $25.00 | 5/25/2010 10:39:24 AM |
realtormoises | $25.00 | $25.00 | 5/25/2010 12:07:40 PM |
MrDance123 | $50.00 | $50.00 | 5/25/2010 12:33:50 PM |
jcw3rd | $25.00 | $25.00 | 5/25/2010 4:23:16 PM |
Lender-Trader | $30.89 | $30.89 | 5/25/2010 9:39:28 PM |
vigilance-searcher | $25.00 | $25.00 | 5/25/2010 10:14:13 PM |
leverage-monger | $25.00 | $25.00 | 5/26/2010 7:42:38 AM |
bunnybear | $25.12 | $25.12 | 5/26/2010 7:55:13 AM |
peso-miser | $25.00 | $25.00 | 5/26/2010 8:16:52 AM |
Frosty | $25.00 | $25.00 | 5/25/2010 5:23:01 PM |
Socorro_Capital_Partners | $25.00 | $25.00 | 5/25/2010 5:32:38 PM |
mutual-benefit | $25.00 | $25.00 | 5/26/2010 12:41:16 PM |
clean-camaraderi | $25.00 | $25.00 | 5/26/2010 11:05:42 AM |
WZ3190 | $25.11 | $25.11 | 5/26/2010 2:26:25 PM |
lend42013 | $25.00 | $25.00 | 5/26/2010 12:18:24 PM |
draggon77 | $25.00 | $25.00 | 5/26/2010 12:43:17 PM |
Bob450 | $60.00 | $60.00 | 5/26/2010 2:48:03 PM |
ds5184 | $31.23 | $31.23 | 5/26/2010 12:19:41 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 3:22:58 PM |
LOAN_DOC | $50.00 | $50.00 | 5/26/2010 3:27:50 PM |
Engineer44 | $28.00 | $28.00 | 5/26/2010 3:28:59 PM |
aha6297 | $41.27 | $41.27 | 5/26/2010 2:48:24 PM |
friendinmoney | $25.09 | $25.09 | 5/26/2010 3:21:31 PM |
hamster | $26.48 | $26.48 | 5/26/2010 11:10:16 AM |
five-star-note | $43.00 | $43.00 | 5/26/2010 12:56:33 PM |
RecoveryLender | $25.00 | $25.00 | 5/26/2010 1:15:43 PM |
MSLendingLLC | $50.00 | $50.00 | 5/26/2010 3:03:40 PM |
60 bids
|
Borrower Payment Dependent Notes Series
458673
This series of Notes was issued and sold upon the funding of the borrower loan #42707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 22% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 7m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 46 |
Occupation: | Nurse (RN) |
Now delinquent:
| 0 |
Revolving credit balance:
| $1,498 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 74% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 8 | | | | |
Screen name:
| market-molecule |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
capital-kingdom | $25.00 | $25.00 | 5/26/2010 3:02:47 PM |
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:53 PM |
shrewd-peace7 | $35.00 | $35.00 | 5/19/2010 3:36:52 PM |
personal-lender | $25.00 | $25.00 | 5/19/2010 3:43:40 PM |
reward-adventure | $30.00 | $30.00 | 5/19/2010 3:43:31 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:43:39 PM |
orderly-leverage | $30.00 | $30.00 | 5/19/2010 3:43:34 PM |
platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:46:10 PM |
finance-prescription | $50.00 | $50.00 | 5/19/2010 3:48:56 PM |
rhin0cerx | $50.00 | $50.00 | 5/19/2010 3:50:41 PM |
honorable-yield | $35.00 | $35.00 | 5/19/2010 3:50:51 PM |
the-gold-quark | $25.00 | $25.00 | 5/19/2010 3:52:19 PM |
desertoasis | $25.00 | $25.00 | 5/19/2010 3:51:29 PM |
money-bauble | $75.00 | $75.00 | 5/19/2010 3:51:41 PM |
red-favorable-basis | $25.00 | $25.00 | 5/19/2010 3:54:54 PM |
kind-responsibility-balancer | $50.00 | $50.00 | 5/19/2010 3:53:18 PM |
affluence-tycoon | $25.00 | $25.00 | 5/19/2010 3:51:50 PM |
love-interest | $25.00 | $25.00 | 5/19/2010 3:53:35 PM |
flexible-value | $25.00 | $25.00 | 5/19/2010 3:53:05 PM |
Artist_Blue | $25.00 | $25.00 | 5/19/2010 4:20:18 PM |
rosadoc | $25.00 | $25.00 | 5/19/2010 4:32:38 PM |
S-Master | $25.00 | $25.00 | 5/19/2010 4:04:09 PM |
selfmademan | $25.00 | $25.00 | 5/19/2010 4:33:35 PM |
Glenn_Graham | $25.00 | $25.00 | 5/19/2010 4:05:12 PM |
Au-Ag-Pt | $25.00 | $25.00 | 5/19/2010 4:32:12 PM |
investorRE | $33.20 | $33.20 | 5/19/2010 4:20:32 PM |
spsavage | $25.00 | $25.00 | 5/19/2010 4:32:04 PM |
Comoparklender | $25.00 | $25.00 | 5/19/2010 4:34:35 PM |
commerce-voyager | $25.00 | $25.00 | 5/19/2010 4:41:15 PM |
Fernpatch_autoshop | $25.00 | $25.00 | 5/19/2010 5:40:44 PM |
social-conductor4 | $25.00 | $25.00 | 5/19/2010 5:56:14 PM |
Speculator | $78.41 | $78.41 | 5/19/2010 6:13:26 PM |
SNH | $50.00 | $50.00 | 5/19/2010 9:15:39 PM |
villagers | $25.00 | $25.00 | 5/19/2010 6:12:55 PM |
Streetfighter | $43.32 | $43.32 | 5/19/2010 7:25:47 PM |
biz20 | $25.00 | $25.00 | 5/19/2010 8:00:51 PM |
return-eclipse0 | $25.00 | $25.00 | 5/20/2010 1:26:20 AM |
LendGuy | $25.00 | $25.00 | 5/20/2010 1:26:21 AM |
golffish2 | $100.00 | $100.00 | 5/20/2010 4:12:46 AM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:38 AM |
papaloha | $31.46 | $31.46 | 5/20/2010 9:11:02 AM |
soulwork | $25.00 | $25.00 | 5/20/2010 9:20:52 AM |
funds-finder8 | $25.00 | $25.00 | 5/20/2010 9:20:58 AM |
towering-compassion | $50.00 | $6.05 | 5/20/2010 9:21:00 AM |
balanced-bill7 | $43.17 | $43.17 | 5/20/2010 6:20:50 AM |
lending-bear | $25.00 | $25.00 | 5/20/2010 8:50:51 AM |
tinoepang | $45.00 | $45.00 | 5/20/2010 8:36:49 AM |
RMB-Investments | $25.00 | $25.00 | 5/20/2010 9:20:56 AM |
bigphish | $25.00 | $25.00 | 5/20/2010 9:20:55 AM |
JustMee | $25.00 | $25.00 | 5/20/2010 9:56:43 AM |
interstellar | $27.61 | $27.61 | 5/20/2010 8:15:40 PM |
Wachocia | $25.00 | $25.00 | 5/21/2010 1:16:25 AM |
golffish2 | $100.00 | $100.00 | 5/21/2010 6:48:26 AM |
glroark | $50.00 | $50.00 | 5/22/2010 8:14:03 AM |
new-peso-concerto | $50.00 | $50.00 | 5/23/2010 9:27:50 AM |
marwadi-62 | $25.00 | $25.00 | 5/23/2010 5:20:31 PM |
SFBank | $200.00 | $200.00 | 5/23/2010 5:55:38 PM |
ChrisKwan | $25.00 | $25.00 | 5/23/2010 10:38:38 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 5:39:20 AM |
LOAN_DOC | $50.00 | $50.00 | 5/24/2010 10:45:35 AM |
irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:15 AM |
best-listing-toro | $25.00 | $25.00 | 5/24/2010 11:10:21 AM |
b2m80s | $25.00 | $25.00 | 5/24/2010 5:03:15 PM |
back-scratchers | $25.00 | $25.00 | 5/24/2010 7:49:54 PM |
Dorf | $25.00 | $25.00 | 5/24/2010 8:22:25 PM |
StreetJustice | $100.00 | $100.00 | 5/25/2010 4:46:25 PM |
apple757 | $25.40 | $25.40 | 5/25/2010 4:53:42 PM |
Randawg | $36.78 | $36.78 | 5/26/2010 6:21:56 AM |
wealth-pipeline | $25.00 | $25.00 | 5/26/2010 6:51:58 AM |
liberty-injector | $50.00 | $50.00 | 5/25/2010 4:39:52 PM |
Frosty | $25.00 | $25.00 | 5/25/2010 5:23:53 PM |
Leshan | $25.00 | $25.00 | 5/26/2010 8:45:05 AM |
funtwosay | $25.00 | $25.00 | 5/25/2010 5:42:21 PM |
Pu239 | $60.00 | $60.00 | 5/26/2010 8:09:13 AM |
Bob450 | $25.00 | $25.00 | 5/25/2010 6:10:21 PM |
rate-hickory | $25.00 | $25.00 | 5/26/2010 9:37:08 AM |
Coppercanyon | $25.00 | $25.00 | 5/25/2010 9:40:29 PM |
hamster | $30.00 | $30.00 | 5/26/2010 11:11:05 AM |
goodhearted-basis4 | $25.00 | $25.00 | 5/26/2010 1:37:47 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 3:24:16 PM |
credit-missile | $50.00 | $50.00 | 5/26/2010 7:15:55 AM |
MTF | $50.00 | $50.00 | 5/26/2010 3:09:38 PM |
credit-coach118 | $35.00 | $35.00 | 5/26/2010 8:26:53 AM |
zippy-market5 | $25.00 | $25.00 | 5/26/2010 10:10:08 AM |
actvtrdr | $35.00 | $35.00 | 5/19/2010 3:43:36 PM |
SkepticalBen | $25.00 | $25.00 | 5/19/2010 3:39:44 PM |
Rattlehead | $25.00 | $25.00 | 5/19/2010 3:43:46 PM |
basis-prodigy | $25.00 | $25.00 | 5/19/2010 3:45:56 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:28 PM |
greenwell | $25.00 | $25.00 | 5/19/2010 3:45:23 PM |
market-walnut5 | $50.00 | $50.00 | 5/19/2010 3:46:06 PM |
tedsrfdude | $25.00 | $25.00 | 5/19/2010 3:51:00 PM |
benwalla | $50.00 | $50.00 | 5/19/2010 3:54:49 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:54:53 PM |
supreme-bonus0 | $25.00 | $25.00 | 5/19/2010 3:53:22 PM |
qwsd12 | $40.00 | $40.00 | 5/19/2010 3:52:35 PM |
natural-greenback6 | $25.00 | $25.00 | 5/19/2010 3:54:37 PM |
jplatypus | $25.00 | $25.00 | 5/19/2010 4:32:06 PM |
kginatl | $25.00 | $25.00 | 5/19/2010 4:33:31 PM |
mizunoman | $25.00 | $25.00 | 5/19/2010 4:32:07 PM |
108lender | $75.00 | $75.00 | 5/19/2010 4:34:10 PM |
festeringsnot | $25.00 | $25.00 | 5/19/2010 4:40:52 PM |
loan-master996 | $50.00 | $50.00 | 5/19/2010 5:06:28 PM |
brother_tam | $50.00 | $50.00 | 5/19/2010 6:12:47 PM |
supreme-hope | $25.00 | $25.00 | 5/19/2010 6:13:20 PM |
SolarMoonshine | $25.00 | $25.00 | 5/19/2010 5:29:41 PM |
DcUnited | $25.00 | $25.00 | 5/19/2010 6:16:09 PM |
KiwiElf | $25.00 | $25.00 | 5/19/2010 6:36:13 PM |
yeti888 | $25.00 | $25.00 | 5/19/2010 6:52:30 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:46:04 AM |
TheColoradoDon | $25.00 | $25.00 | 5/20/2010 7:51:13 AM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:15:40 AM |
gmanrex | $25.37 | $25.37 | 5/20/2010 9:20:52 AM |
building_community | $25.00 | $25.00 | 5/20/2010 9:20:56 AM |
adama_48 | $25.00 | $25.00 | 5/20/2010 9:20:59 AM |
A007 | $35.00 | $35.00 | 5/20/2010 6:15:50 AM |
eronyc | $25.00 | $25.00 | 5/20/2010 6:46:20 AM |
tuneman1980 | $25.00 | $25.00 | 5/20/2010 7:51:11 AM |
iLoaner | $25.00 | $25.00 | 5/20/2010 9:20:54 AM |
phillipd48 | $25.00 | $25.00 | 5/20/2010 9:20:43 AM |
zjonathan | $25.00 | $25.00 | 5/20/2010 9:20:57 AM |
wwwUniversal | $25.00 | $25.00 | 5/20/2010 11:28:01 AM |
l2fp | $25.00 | $25.00 | 5/20/2010 9:21:44 PM |
loyalist1 | $32.23 | $32.23 | 5/23/2010 7:08:57 AM |
brilliant-balance | $25.00 | $25.00 | 5/24/2010 8:37:33 AM |
brightest-dignified-penny | $25.00 | $25.00 | 5/24/2010 5:49:04 PM |
Bob450 | $40.00 | $40.00 | 5/25/2010 1:24:05 PM |
b-rent | $25.00 | $25.00 | 5/25/2010 4:38:30 PM |
credit-missile | $25.00 | $25.00 | 5/26/2010 7:16:15 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 7:16:32 AM |
PotBellyPete | $50.00 | $50.00 | 5/26/2010 8:58:27 AM |
leverage-monger | $25.00 | $25.00 | 5/26/2010 7:40:54 AM |
wise-courageous-social | $25.00 | $25.00 | 5/26/2010 9:08:00 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 8:47:41 AM |
credit-missile | $25.00 | $25.00 | 5/26/2010 9:09:44 AM |
patriot384 | $60.00 | $60.00 | 5/26/2010 12:31:34 PM |
ultimate-peace | $100.00 | $100.00 | 5/26/2010 2:46:24 PM |
leverage-monger | $47.00 | $47.00 | 5/26/2010 3:14:19 PM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:29:41 PM |
fotep-financial | $25.00 | $25.00 | 5/26/2010 3:07:51 PM |
Engineer44 | $30.00 | $30.00 | 5/26/2010 3:29:29 PM |
dws2380 | $25.00 | $25.00 | 5/26/2010 2:35:13 PM |
142 bids
|
Borrower Payment Dependent Notes Series
458799
This series of Notes was issued and sold upon the funding of the borrower loan #42723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-18-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $345.92 |
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $345.92 |
|
Auction yield range:
| 5.99% - 13.85% |
Estimated loss impact:
| 5.23% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 20% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 40y 8m |
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $24,966 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| resplendent-duty9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
rehab a property
Purpose of loan:
This loan will be used to?fund a rehab propety I started 1/15/2010 and need addtional funding to finish the project?
My financial situation:
I am a good candidate for this loan because?I have paid all my loans and credit cards on time and have a credit score of 712.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Is this your first time to do rehab property?
How did you build up your revolving credit balance?
Thanks, - p2ploan-sensation211
A:
This is my first rehab. i paid 15000 in Jan and most of my revolving balances were built up on expenses on the rehab, as I didnt realize some of the costs invovlved. i am about 75% finished and need additional funds to help finish the rehab without using anymore credit card. I plan on putting the house on the market for $75000 upon completion as that is a medium price of houses selling in that area the past 5-6 years. I have no mortgage on the house
(May-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
selector568 | $93.13 | $93.13 | 5/18/2010 4:14:44 PM |
studious-bonus7 | $50.00 | $50.00 | 5/18/2010 4:16:33 PM |
PRGuyinVA | $25.00 | $25.00 | 5/18/2010 4:17:33 PM |
worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:42 PM |
dinero-speaker | $25.00 | $25.00 | 5/18/2010 4:18:08 PM |
Avala | $50.00 | $50.00 | 5/18/2010 4:17:56 PM |
rescue | $50.00 | $50.00 | 5/18/2010 4:20:49 PM |
Sven79 | $50.00 | $50.00 | 5/18/2010 4:19:09 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/18/2010 4:19:25 PM |
JGB | $25.00 | $25.00 | 5/18/2010 4:18:18 PM |
Phantom99 | $25.00 | $25.00 | 5/18/2010 4:18:42 PM |
spirited-bazaar7 | $50.00 | $50.00 | 5/18/2010 4:27:51 PM |
TennSquire | $25.00 | $25.00 | 5/18/2010 4:30:36 PM |
Weaverville | $50.00 | $50.00 | 5/18/2010 4:29:53 PM |
RedCentre | $500.00 | $500.00 | 5/18/2010 4:30:03 PM |
angeimack | $25.00 | $25.00 | 5/18/2010 4:57:53 PM |
jla720 | $25.00 | $25.00 | 5/18/2010 4:58:03 PM |
Comoparklender | $30.00 | $30.00 | 5/18/2010 4:58:00 PM |
flexible-value | $26.00 | $26.00 | 5/18/2010 8:18:03 PM |
economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:41 PM |
economy-equilibrium7 | $25.00 | $25.00 | 5/18/2010 9:02:50 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/19/2010 7:02:15 AM |
successful-euro | $50.00 | $50.00 | 5/19/2010 7:40:53 AM |
finance-prescription | $100.00 | $100.00 | 5/19/2010 10:58:20 AM |
durability-exchanger | $25.00 | $25.00 | 5/19/2010 11:10:10 AM |
wlm3012 | $25.00 | $25.00 | 5/19/2010 10:58:38 AM |
skuba | $25.00 | $25.00 | 5/19/2010 10:58:49 AM |
gold-disk | $100.00 | $100.00 | 5/19/2010 11:10:39 AM |
emt747 | $25.00 | $25.00 | 5/19/2010 12:35:56 PM |
keeminn | $50.00 | $50.00 | 5/19/2010 12:37:05 PM |
bchen78875 | $25.00 | $25.00 | 5/19/2010 2:37:52 PM |
FinDoc | $25.00 | $25.00 | 5/19/2010 4:40:51 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:46:01 AM |
ClearLake | $25.00 | $25.00 | 5/20/2010 10:25:50 AM |
riveting-credit5 | $50.00 | $50.00 | 5/20/2010 2:07:20 PM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:40 PM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 9:01:38 AM |
camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:37:53 AM |
independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:06 AM |
rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:59 PM |
speedy-point | $25.00 | $25.00 | 5/21/2010 12:27:35 PM |
bb81 | $25.00 | $25.00 | 5/21/2010 3:37:01 PM |
Littlepeng | $25.00 | $25.00 | 5/22/2010 7:06:20 AM |
friendly-market5 | $25.00 | $25.00 | 5/22/2010 6:17:14 AM |
kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:28 PM |
Dollars4Rent | $25.00 | $25.00 | 5/22/2010 12:39:08 PM |
p2ploan-sensation211 | $25.00 | $25.00 | 5/22/2010 4:12:28 PM |
nilonc1 | $50.00 | $50.00 | 5/22/2010 8:28:25 PM |
riproaringrapids | $25.00 | $25.00 | 5/23/2010 1:51:26 AM |
Tradesmanlender | $25.00 | $25.00 | 5/23/2010 10:38:17 PM |
irrelevant | $25.00 | $25.00 | 5/23/2010 10:38:33 PM |
smart-return | $25.00 | $25.00 | 5/23/2010 10:38:35 PM |
bb81 | $25.00 | $25.00 | 5/23/2010 10:43:54 PM |
mmckune | $25.00 | $25.00 | 5/23/2010 10:38:36 PM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:54 PM |
seahorse2008 | $25.00 | $25.00 | 5/24/2010 12:05:17 PM |
brazilofmux | $43.06 | $43.06 | 5/24/2010 4:20:36 PM |
DrStaff | $60.00 | $60.00 | 5/24/2010 4:31:23 PM |
prohelper | $50.00 | $50.00 | 5/24/2010 4:58:53 PM |
ultimatepaintball | $25.00 | $25.00 | 5/24/2010 5:02:07 PM |
Sixmil | $25.00 | $25.00 | 5/24/2010 4:59:36 PM |
swpski | $25.00 | $25.00 | 5/24/2010 5:12:42 PM |
lostontheedge | $25.00 | $25.00 | 5/24/2010 5:04:46 PM |
sparkmeister | $25.00 | $25.00 | 5/24/2010 4:55:48 PM |
PhalanxBulldog | $25.00 | $25.00 | 5/24/2010 5:07:43 PM |
oreyedoc | $37.41 | $37.41 | 5/24/2010 5:08:08 PM |
nodrivelpls | $25.00 | $25.00 | 5/24/2010 5:10:31 PM |
Moneypenny6 | $25.00 | $25.00 | 5/24/2010 6:42:58 PM |
tuneman1980 | $25.00 | $25.00 | 5/24/2010 5:25:31 PM |
biobulator | $25.00 | $25.00 | 5/24/2010 5:10:36 PM |
btrfly11 | $25.00 | $25.00 | 5/24/2010 9:58:20 PM |
mikeandcat | $50.00 | $50.00 | 5/25/2010 5:16:21 AM |
broepke | $25.00 | $25.00 | 5/25/2010 9:36:19 AM |
best-listing-toro | $25.00 | $25.00 | 5/25/2010 10:29:46 AM |
gtdane | $31.70 | $31.70 | 5/25/2010 11:00:54 AM |
DiabolicalGamer | $50.00 | $50.00 | 5/25/2010 11:25:36 AM |
kegs | $150.00 | $150.00 | 5/25/2010 10:34:14 AM |
Superc0ld | $25.46 | $25.46 | 5/25/2010 1:24:44 PM |
balance-trailblazer | $25.00 | $25.00 | 5/25/2010 1:34:24 PM |
ALVO | $50.62 | $50.62 | 5/25/2010 2:05:06 PM |
Cbgator | $25.00 | $25.00 | 5/25/2010 2:06:05 PM |
ualf | $47.73 | $47.73 | 5/25/2010 2:06:11 PM |
mmaurer | $27.97 | $27.97 | 5/25/2010 2:06:15 PM |
shawndw | $30.00 | $30.00 | 5/25/2010 2:06:28 PM |
BritDad | $25.00 | $25.00 | 5/25/2010 2:07:19 PM |
bbrelo | $25.00 | $25.00 | 5/25/2010 2:07:28 PM |
bakerbob | $50.00 | $50.00 | 5/25/2010 2:07:45 PM |
Dahlozer | $25.00 | $25.00 | 5/25/2010 2:07:51 PM |
LenderByDay | $25.00 | $25.00 | 5/25/2010 2:08:07 PM |
sxcarlson | $50.00 | $50.00 | 5/25/2010 2:08:12 PM |
carefullcash | $25.00 | $25.00 | 5/25/2010 2:08:18 PM |
wise-silver-wonder | $25.00 | $25.00 | 5/25/2010 2:09:30 PM |
LKN2RTR | $25.00 | $25.00 | 5/25/2010 2:11:25 PM |
deal-grid7 | $50.00 | $50.00 | 5/25/2010 2:02:50 PM |
Frenchynh | $25.00 | $25.00 | 5/25/2010 2:06:08 PM |
Divr555 | $40.50 | $40.50 | 5/25/2010 2:06:15 PM |
dmitrk | $25.00 | $25.00 | 5/25/2010 2:06:22 PM |
wdfraser | $25.00 | $25.00 | 5/25/2010 2:06:50 PM |
engaging-worth | $25.00 | $25.00 | 5/25/2010 2:06:56 PM |
herbyman | $25.00 | $25.00 | 5/25/2010 2:07:21 PM |
7588WorkingGuy | $25.00 | $25.00 | 5/25/2010 2:07:30 PM |
PHI4308 | $25.00 | $25.00 | 5/25/2010 2:07:39 PM |
pwkpwk | $25.00 | $25.00 | 5/25/2010 2:07:43 PM |
Eagledrop | $25.00 | $25.00 | 5/25/2010 2:07:57 PM |
bullwink27 | $25.00 | $25.00 | 5/25/2010 2:08:05 PM |
goldeneye777 | $25.00 | $25.00 | 5/25/2010 2:08:34 PM |
gristle | $25.00 | $25.00 | 5/25/2010 2:08:48 PM |
lateflight | $50.00 | $50.00 | 5/25/2010 3:05:27 PM |
sail120 | $25.00 | $25.00 | 5/25/2010 2:11:19 PM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 3:23:44 PM |
All_Wins | $25.00 | $25.00 | 5/25/2010 2:26:39 PM |
Jinja | $35.00 | $35.00 | 5/25/2010 12:32:56 PM |
gaiusceasar | $25.00 | $25.00 | 5/25/2010 1:18:52 PM |
WolRab | $28.79 | $28.79 | 5/25/2010 2:05:02 PM |
jtradition | $50.00 | $50.00 | 5/25/2010 2:06:07 PM |
saschar | $25.00 | $25.00 | 5/25/2010 2:06:18 PM |
BankofTony | $25.00 | $25.00 | 5/25/2010 2:06:24 PM |
lucky6 | $25.00 | $25.00 | 5/25/2010 2:06:30 PM |
Cutts | $25.00 | $25.00 | 5/25/2010 2:07:27 PM |
WeAlNe | $25.00 | $25.00 | 5/25/2010 2:07:41 PM |
NJournalist | $25.00 | $25.00 | 5/25/2010 2:07:46 PM |
tornandfrayed | $25.00 | $25.00 | 5/25/2010 2:07:56 PM |
Aquani | $44.00 | $44.00 | 5/25/2010 2:08:01 PM |
williamdkit | $25.00 | $25.00 | 5/25/2010 2:09:06 PM |
biglender5 | $25.00 | $25.00 | 5/25/2010 2:10:32 PM |
Cubsfan07 | $25.00 | $25.00 | 5/25/2010 2:11:03 PM |
divemaster | $25.00 | $25.00 | 5/25/2010 2:11:23 PM |
p1k4blu | $25.00 | $25.00 | 5/25/2010 2:11:26 PM |
B1 | $29.33 | $29.33 | 5/25/2010 2:15:10 PM |
seattleslug | $25.00 | $25.00 | 5/25/2010 2:18:37 PM |
skro | $280.00 | $280.00 | 5/25/2010 2:37:14 PM |
educationfirst | $600.00 | $188.49 | 5/25/2010 2:38:39 PM |
value-guru3 | $25.00 | $25.00 | 5/25/2010 3:15:13 PM |
interest-jedi0 | $50.00 | $50.00 | 5/18/2010 4:18:27 PM |
hrubinst | $25.00 | $25.00 | 5/18/2010 4:17:40 PM |
ddog0224 | $25.00 | $25.00 | 5/18/2010 4:19:43 PM |
the-profit-oracle | $25.00 | $25.00 | 5/18/2010 4:19:02 PM |
wayman | $25.00 | $25.00 | 5/18/2010 4:20:20 PM |
Carpetkid | $25.00 | $25.00 | 5/18/2010 4:27:12 PM |
buckyhead2000 | $25.00 | $25.00 | 5/18/2010 4:27:17 PM |
castleman | $25.00 | $25.00 | 5/18/2010 4:27:07 PM |
money-bauble | $100.00 | $100.00 | 5/18/2010 4:29:28 PM |
the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:46 PM |
uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:23 PM |
rdrloan | $50.00 | $50.00 | 5/18/2010 4:56:33 PM |
ichibon | $75.00 | $75.00 | 5/18/2010 4:57:47 PM |
lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:49 AM |
remainder | $50.00 | $50.00 | 5/19/2010 9:37:26 AM |
transparency-advocator | $25.00 | $25.00 | 5/19/2010 8:15:48 AM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:08 AM |
BrandonW | $25.00 | $25.00 | 5/19/2010 10:38:28 AM |
peace-missile | $25.00 | $25.00 | 5/19/2010 9:37:35 AM |
business_savvy | $49.50 | $49.50 | 5/19/2010 9:51:22 AM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:11:06 AM |
kind-adventurous-finance | $25.00 | $25.00 | 5/19/2010 11:09:06 AM |
Dap2005 | $25.00 | $25.00 | 5/19/2010 11:10:41 AM |
psztnrw | $100.00 | $100.00 | 5/19/2010 11:10:41 AM |
generous-deal6 | $25.00 | $25.00 | 5/19/2010 11:10:39 AM |
e6400 | $28.28 | $28.28 | 5/19/2010 12:45:59 PM |
SNH | $50.00 | $50.00 | 5/19/2010 9:22:00 PM |
one-midas | $25.00 | $25.00 | 5/19/2010 7:46:08 PM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:46 AM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:45 PM |
A007 | $25.00 | $25.00 | 5/20/2010 6:46:04 AM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:01:01 AM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:05 AM |
famous-bill | $50.00 | $50.00 | 5/20/2010 6:12:20 AM |
orange-courageous-dedication | $30.00 | $30.00 | 5/20/2010 3:55:55 PM |
special-truth | $50.00 | $50.00 | 5/20/2010 6:42:24 PM |
LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:44 PM |
bold-durability-drum | $50.00 | $50.00 | 5/21/2010 9:30:57 AM |
top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:45 AM |
affluence-tycoon | $25.00 | $25.00 | 5/21/2010 10:06:47 AM |
macgeek | $50.00 | $50.00 | 5/21/2010 10:18:18 AM |
UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:41:02 AM |
money2k | $25.00 | $25.00 | 5/21/2010 1:25:53 PM |
GElender | $32.10 | $32.10 | 5/21/2010 5:42:31 PM |
Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:19 AM |
iolaire | $25.00 | $25.00 | 5/22/2010 12:36:32 PM |
david5000 | $50.00 | $50.00 | 5/23/2010 9:31:51 AM |
Clambake | $28.47 | $28.47 | 5/23/2010 10:39:25 PM |
new-social-economist | $25.00 | $25.00 | 5/23/2010 11:56:40 PM |
curious166 | $50.00 | $50.00 | 5/24/2010 7:06:56 AM |
108lender | $37.39 | $37.39 | 5/24/2010 10:11:43 AM |
jameskdean | $25.00 | $25.00 | 5/24/2010 12:47:08 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 1:03:35 PM |
american6 | $25.00 | $25.00 | 5/24/2010 10:18:12 AM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:09 PM |
kegs | $100.00 | $100.00 | 5/24/2010 1:44:16 PM |
don8ter | $25.00 | $25.00 | 5/24/2010 5:05:50 PM |
divedude | $25.00 | $25.00 | 5/24/2010 4:56:58 PM |
credit-vinyl | $25.00 | $25.00 | 5/24/2010 5:09:33 PM |
mesfinity | $50.00 | $50.00 | 5/24/2010 4:58:45 PM |
kmwvma | $25.00 | $25.00 | 5/24/2010 5:05:57 PM |
jibe-set | $50.00 | $50.00 | 5/24/2010 5:09:42 PM |
omerta6102 | $49.69 | $49.69 | 5/24/2010 5:10:27 PM |
outtahoth2o | $26.93 | $26.93 | 5/24/2010 5:05:12 PM |
Dakota98 | $50.00 | $50.00 | 5/24/2010 5:08:05 PM |
Binan | $25.00 | $25.00 | 5/24/2010 5:09:06 PM |
chestnut4 | $25.00 | $25.00 | 5/24/2010 5:47:52 PM |
lowrate | $25.00 | $25.00 | 5/24/2010 5:10:16 PM |
aldeed | $25.00 | $25.00 | 5/24/2010 5:10:33 PM |
blue-dollar-viking | $25.00 | $25.00 | 5/24/2010 5:14:55 PM |
greenback-ally | $50.00 | $50.00 | 5/24/2010 7:20:09 PM |
topher515 | $25.00 | $25.00 | 5/25/2010 8:46:13 AM |
five-star-justice | $36.00 | $36.00 | 5/25/2010 6:41:17 AM |
rustysailor | $31.00 | $31.00 | 5/25/2010 4:44:34 AM |
rmachi | $25.00 | $25.00 | 5/25/2010 12:45:45 PM |
ultimate-dough0 | $25.00 | $25.00 | 5/25/2010 11:18:06 AM |
deal-promiser | $25.00 | $25.00 | 5/25/2010 12:45:06 PM |
ISHLEP67 | $36.30 | $36.30 | 5/25/2010 2:06:09 PM |
Little_Guy | $25.00 | $25.00 | 5/25/2010 2:06:13 PM |
hermosaloan | $25.00 | $25.00 | 5/25/2010 2:06:17 PM |
flwah | $25.00 | $25.00 | 5/25/2010 12:52:00 PM |
cassius84 | $25.00 | $25.00 | 5/25/2010 2:06:34 PM |
Marfloogan | $25.00 | $25.00 | 5/25/2010 2:07:00 PM |
Nedly | $28.70 | $28.70 | 5/25/2010 2:07:37 PM |
phillipd48 | $25.00 | $25.00 | 5/25/2010 2:08:00 PM |
bigphish | $25.00 | $25.00 | 5/25/2010 2:08:08 PM |
MyKidsDad | $25.00 | $25.00 | 5/25/2010 2:08:15 PM |
Zoramite | $25.00 | $25.00 | 5/25/2010 2:08:39 PM |
geniusj | $25.00 | $25.00 | 5/25/2010 9:37:09 AM |
jblack01 | $25.00 | $25.00 | 5/25/2010 1:47:56 PM |
tillit | $25.00 | $25.00 | 5/25/2010 2:06:10 PM |
ADIDASNO | $25.00 | $25.00 | 5/25/2010 2:06:20 PM |
tijuas90 | $25.00 | $25.00 | 5/25/2010 2:06:25 PM |
carlover | $25.00 | $25.00 | 5/25/2010 2:06:43 PM |
bazaar-tulip | $25.00 | $25.00 | 5/25/2010 2:07:04 PM |
mooch_1993 | $25.00 | $25.00 | 5/25/2010 2:07:25 PM |
spyro | $25.00 | $25.00 | 5/25/2010 2:07:34 PM |
davidc314 | $50.00 | $50.00 | 5/25/2010 2:07:40 PM |
TCR3 | $25.00 | $25.00 | 5/25/2010 2:07:53 PM |
gracej | $25.00 | $25.00 | 5/25/2010 2:36:27 PM |
GATrust | $50.00 | $50.00 | 5/25/2010 2:08:03 PM |
glalat | $25.00 | $25.00 | 5/25/2010 2:08:29 PM |
fireboss | $67.58 | $67.58 | 5/25/2010 2:08:41 PM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 2:43:45 PM |
lending-bear | $43.89 | $43.89 | 5/25/2010 2:08:50 PM |
PaulW | $25.00 | $25.00 | 5/25/2010 2:11:17 PM |
btormc5 | $30.00 | $30.00 | 5/25/2010 3:17:15 PM |
rakey | $25.00 | $25.00 | 5/25/2010 2:17:23 PM |
dparkhom | $25.00 | $25.00 | 5/25/2010 2:19:47 PM |
TheColoradoDon | $25.00 | $25.00 | 5/25/2010 2:20:10 PM |
d_grbg | $25.00 | $25.00 | 5/25/2010 2:42:24 PM |
seanwolter | $25.00 | $25.00 | 5/25/2010 2:06:04 PM |
papaman | $25.00 | $25.00 | 5/25/2010 2:06:13 PM |
geemel | $25.00 | $25.00 | 5/25/2010 2:06:21 PM |
yield-lion | $25.00 | $25.00 | 5/25/2010 2:06:27 PM |
nestegg4e | $25.00 | $25.00 | 5/25/2010 2:06:32 PM |
Brain_m | $25.49 | $25.49 | 5/25/2010 2:07:16 PM |
vontuse | $25.00 | $25.00 | 5/25/2010 2:07:36 PM |
Onesiphorus | $25.00 | $25.00 | 5/25/2010 2:07:42 PM |
bsh297 | $25.00 | $25.00 | 5/25/2010 2:07:58 PM |
mistertao | $25.00 | $25.00 | 5/25/2010 2:08:06 PM |
hanuman77 | $50.00 | $50.00 | 5/25/2010 2:08:45 PM |
coalescent | $29.69 | $29.69 | 5/25/2010 2:09:03 PM |
decisive-capital | $48.55 | $48.55 | 5/25/2010 2:26:24 PM |
Skulljocky | $50.00 | $50.00 | 5/25/2010 2:33:26 PM |
listing-shooter4 | $25.00 | $25.00 | 5/25/2010 2:36:25 PM |
redhead21 | $36.25 | $36.25 | 5/25/2010 2:45:11 PM |
patriot384 | $70.00 | $70.00 | 5/25/2010 2:45:53 PM |
trustworthy-finance6 | $50.00 | $50.00 | 5/25/2010 3:30:50 PM |
262 bids
|
Borrower Payment Dependent Notes Series
458829
This series of Notes was issued and sold upon the funding of the borrower loan #42717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-18-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 9.25% |
Starting borrower rate/APR:
| 10.25% / 12.36% |
Starting monthly payment:
| $145.73 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $143.52 |
|
Auction yield range:
| 3.99% - 9.25% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 3m |
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Social Worker |
Now delinquent:
| 2 |
Revolving credit balance:
| $3,231 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $2,757 |
Bankcard utilization:
| 19% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 3 | | | | |
Screen name:
| pure-payment2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
The loan is a consolidation loan on several medical bills from a recent surgery.? My credit is good, and any recent delinquencies are related to the surgery.? Everything is set up on payment plans currently, and I am back to work at the position I have been at for many years.? My income is at the high end of the listed stated income category, and does not include my husband's income which is higher yet.? We own our own home, and are very responsible with our money and financial decisions.? Based on income, credit, and debt to income ratio of our household,? this loan is a very good addition to your portfolio and will be paid back each month in a timely manner.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
studious-bonus7 | $50.00 | $50.00 | 5/18/2010 4:16:31 PM |
Avala | $50.00 | $50.00 | 5/18/2010 4:17:53 PM |
interest-jedi0 | $50.00 | $50.00 | 5/18/2010 4:18:26 PM |
hrubinst | $25.00 | $25.00 | 5/18/2010 4:17:42 PM |
ddog0224 | $25.00 | $25.00 | 5/18/2010 4:19:41 PM |
the-profit-oracle | $25.00 | $25.00 | 5/18/2010 4:19:03 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/18/2010 4:19:23 PM |
castleman | $25.00 | $25.00 | 5/18/2010 4:27:06 PM |
Carpetkid | $25.00 | $25.00 | 5/18/2010 4:27:13 PM |
ichibon | $75.00 | $75.00 | 5/18/2010 4:27:38 PM |
Comoparklender | $30.00 | $30.00 | 5/18/2010 4:29:21 PM |
money-bauble | $100.00 | $100.00 | 5/18/2010 4:29:27 PM |
Weaverville | $50.00 | $50.00 | 5/18/2010 4:29:54 PM |
spirited-bazaar7 | $50.00 | $50.00 | 5/18/2010 4:27:50 PM |
creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:56:22 PM |
economy-equilibrium7 | $25.00 | $25.00 | 5/18/2010 9:02:49 PM |
flexible-value | $26.00 | $26.00 | 5/18/2010 8:18:04 PM |
economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:40 PM |
wlm3012 | $25.00 | $25.00 | 5/19/2010 7:01:50 AM |
lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:48 AM |
smalldog | $25.00 | $25.00 | 5/19/2010 7:10:47 AM |
successful-euro | $50.00 | $50.00 | 5/19/2010 7:40:52 AM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:08 AM |
remainder | $50.00 | $50.00 | 5/19/2010 9:37:25 AM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:11:05 AM |
BrandonW | $25.00 | $25.00 | 5/19/2010 10:38:28 AM |
Dap2005 | $25.00 | $25.00 | 5/19/2010 10:58:45 AM |
psztnrw | $100.00 | $100.00 | 5/19/2010 10:58:47 AM |
e6400 | $50.00 | $50.00 | 5/19/2010 10:58:38 AM |
seabass123 | $25.00 | $25.00 | 5/19/2010 10:58:44 AM |
gold-conga | $25.00 | $25.00 | 5/19/2010 10:58:51 AM |
angeimack | $25.00 | $25.00 | 5/19/2010 4:17:53 PM |
one-midas | $25.00 | $25.00 | 5/19/2010 7:46:08 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:46:01 AM |
A007 | $25.00 | $25.00 | 5/20/2010 6:46:05 AM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:45 PM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:01:00 AM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:46 AM |
ClearLake | $25.00 | $25.00 | 5/20/2010 10:25:50 AM |
orange-courageous-dedication | $30.00 | $30.00 | 5/20/2010 3:55:54 PM |
LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:43 PM |
bold-durability-drum | $50.00 | $50.00 | 5/21/2010 9:30:57 AM |
independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:06 AM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 9:01:37 AM |
camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:37:53 AM |
speedy-point | $25.00 | $25.00 | 5/21/2010 12:15:51 PM |
macgeek | $50.00 | $50.00 | 5/21/2010 10:18:17 AM |
UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:41:02 AM |
MonkeyHero | $25.00 | $25.00 | 5/21/2010 1:09:31 PM |
GElender | $50.00 | $50.00 | 5/22/2010 9:37:03 AM |
kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:27 PM |
irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:31 AM |
american6 | $25.00 | $25.00 | 5/24/2010 10:18:11 AM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:03 PM |
kmr2 | $46.21 | $46.21 | 5/24/2010 1:30:17 PM |
kegs | $100.00 | $100.00 | 5/24/2010 1:44:13 PM |
smart-return | $25.00 | $25.00 | 5/24/2010 2:38:43 PM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:53 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 1:03:36 PM |
don8ter | $25.00 | $25.00 | 5/24/2010 5:05:51 PM |
jameskdean | $25.00 | $25.00 | 5/24/2010 4:30:14 PM |
jibe-set | $26.01 | $26.01 | 5/24/2010 5:09:43 PM |
brazilofmux | $100.00 | $19.58 | 5/24/2010 5:10:23 PM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 6:49:40 PM |
Binan | $25.00 | $25.00 | 5/24/2010 5:09:07 PM |
Loan_Some_Money | $25.00 | $25.00 | 5/25/2010 6:27:09 AM |
Cherrypicker | $50.00 | $50.00 | 5/25/2010 10:39:21 AM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 10:25:58 AM |
PRGuyinVA | $25.00 | $25.00 | 5/18/2010 4:17:31 PM |
worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:40 PM |
dinero-speaker | $25.00 | $25.00 | 5/18/2010 4:18:07 PM |
wayman | $25.00 | $25.00 | 5/18/2010 4:20:18 PM |
rescue | $50.00 | $50.00 | 5/18/2010 4:20:47 PM |
JGB | $25.00 | $25.00 | 5/18/2010 4:18:17 PM |
Phantom99 | $25.00 | $25.00 | 5/18/2010 4:18:40 PM |
the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:44 PM |
currency-agave | $25.00 | $25.00 | 5/18/2010 4:53:19 PM |
jla720 | $25.00 | $25.00 | 5/18/2010 4:30:19 PM |
TennSquire | $25.00 | $25.00 | 5/18/2010 4:30:37 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/18/2010 4:57:51 PM |
uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:22 PM |
durability-exchanger | $25.00 | $25.00 | 5/18/2010 5:33:51 PM |
transparency-advocator | $25.00 | $25.00 | 5/19/2010 7:02:16 AM |
peace-missile | $25.00 | $25.00 | 5/19/2010 9:37:34 AM |
Frugal | $25.00 | $25.00 | 5/19/2010 10:00:56 AM |
dmfog | $25.00 | $25.00 | 5/19/2010 10:10:58 AM |
kind-adventurous-finance | $50.00 | $50.00 | 5/19/2010 10:58:30 AM |
gold-disk | $100.00 | $100.00 | 5/19/2010 10:58:39 AM |
generous-deal6 | $25.00 | $25.00 | 5/19/2010 10:58:41 AM |
emt747 | $25.00 | $25.00 | 5/19/2010 12:35:54 PM |
keeminn | $50.00 | $50.00 | 5/19/2010 12:37:04 PM |
bchen78875 | $25.00 | $25.00 | 5/19/2010 2:37:54 PM |
LeReve | $50.00 | $50.00 | 5/19/2010 3:29:44 PM |
108lender | $166.20 | $166.20 | 5/19/2010 2:46:52 PM |
skuba | $25.00 | $25.00 | 5/19/2010 4:04:32 PM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:04 AM |
SNH | $50.00 | $50.00 | 5/19/2010 9:22:01 PM |
famous-bill | $50.00 | $50.00 | 5/20/2010 6:12:19 AM |
a-finance-nirvana | $25.00 | $25.00 | 5/20/2010 2:40:46 PM |
special-truth | $50.00 | $50.00 | 5/20/2010 6:42:23 PM |
top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:45 AM |
rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:58 PM |
money2k | $25.00 | $25.00 | 5/21/2010 4:36:21 PM |
Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:18 AM |
david5000 | $50.00 | $50.00 | 5/23/2010 9:31:50 AM |
riproaringrapids | $25.00 | $25.00 | 5/23/2010 1:51:25 AM |
affluence-tycoon | $25.00 | $25.00 | 5/23/2010 10:37:33 PM |
iolaire | $25.00 | $25.00 | 5/23/2010 10:38:28 PM |
new-social-economist | $25.00 | $25.00 | 5/23/2010 11:56:40 PM |
Tradesmanlender | $25.00 | $25.00 | 5/24/2010 7:31:29 AM |
mmckune | $25.00 | $25.00 | 5/24/2010 2:38:45 PM |
divedude | $25.00 | $25.00 | 5/24/2010 4:56:59 PM |
PhalanxBulldog | $25.00 | $25.00 | 5/24/2010 5:07:44 PM |
Clambake | $50.00 | $50.00 | 5/24/2010 4:28:10 PM |
kmwvma | $25.00 | $25.00 | 5/24/2010 5:05:58 PM |
green-planet-guy | $26.00 | $26.00 | 5/25/2010 12:45:07 AM |
116 bids
|
Borrower Payment Dependent Notes Series
458869
This series of Notes was issued and sold upon the funding of the borrower loan #42705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-18-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $339.27 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $339.27 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Basic (1-10):
| 4 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 0m |
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Now delinquent:
| 0 |
Revolving credit balance:
| $6,819 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 65% | | |
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| HandStone |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2009)
660-679
(Oct-2007)
660-679
(Aug-2007)
|
Principal balance:
| $1,327.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Paying off MasterCard and Car Loan
Purpose of loan:
This loan will be used to pay off?the?MasterCard?credit?card I have, and to finish paying off an auto loan.??Consolidating these will reduce my monthly?expenses and should improve my credit score.?
My financial situation:
I'm a good candidate for this loan because of several reasons. ?I have a perfect payment history on my previouse Prosper loan.? My Credit score has only improved over the years, and even jumped by 60 points recently.? I have?0 delinquent accounts.? I?have strong work ethics and am dedicated to improving my score so that I can soon hopefully?buy a house.? I work full time as a massage therapist and am making progress towards becoming financially secure and stable in the hopes of buying a house and settling down at some point in the near future.?
I noticed that Prosper rated my as HR.? This must be due to the 1 public record I have from 2002.? This is a very old record that has no?influence on my current financial situation or?my ability to repay a prosper loan.? Please take this into?account.? Thank you.?
Monthly net income: $ 3200
Monthly expenses: $?2513
??Housing: $ 600
??Insurance: $ 120
??Car expenses: $130
??Utilities: $ 85
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $?903
??????This will be lowered by $250 with the help of this Prosper Loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up this credit card debt? Thanks and best wishes. - reflective-rupee
A:
Thanks for the question. I built up this credit card debt with simple purchases over the years. More out of convenience than anything else. This is the only actual credit card I have, after learning years ago the hard way, and it is a relatively low credit line. Less than 3,000.00.
Let me know if you have any more questions! Thanks
(May-20-2010)
Q:
How much do you owe on Mastercard, and how much do you owe on the car loan? What are the monthly payments and interest rates on each? How many payments are left on the car loan? Thanks - reflective-rupee
A:
Thanks for your questions. I owe $2,509 on my Mastercard, and $1,690 on my car loan. My monthly payments are $100 and $320 per/month. The interest rates are 19.99% and 18% respectively. I have just over 5 payments left on my car loan.
I will have $3000 remaining to pay towards a shared Lowes account that is not only in my name, but that I have used for home improvements, and business improvements. On that account I owe $4,391. the interest is 21% and the payments are $150.
(May-21-2010)
Q:
Tip: Pay down your credit card debt before you buy a house! - friendinmoney
A:
Thank you for that sound advice!! I will definately do my best ;)
Sincerely, SW
(May-25-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Legally_Blonde | $25.00 | $25.00 | 5/18/2010 8:36:24 PM |
reflective-rupee | $500.00 | $500.00 | 5/19/2010 4:29:29 PM |
visionary-deal3 | $100.00 | $100.00 | 5/19/2010 9:07:46 PM |
eod_man | $125.00 | $125.00 | 5/21/2010 1:23:56 AM |
jhouman | $25.00 | $25.00 | 5/21/2010 5:34:42 PM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:34:08 AM |
well-mannered-income3 | $125.00 | $125.00 | 5/23/2010 7:05:19 AM |
CashFlow13 | $1,000.00 | $24.89 | 5/23/2010 7:03:09 AM |
GladToHelpYou | $50.00 | $50.00 | 5/23/2010 6:09:11 PM |
GladToHelpYou | $50.00 | $50.00 | 5/24/2010 4:52:09 PM |
Mr-Miracle | $25.00 | $25.00 | 5/24/2010 5:08:04 PM |
dunrizzo | $25.00 | $25.00 | 5/24/2010 6:34:56 PM |
Kash2010lu | $35.00 | $35.00 | 5/24/2010 6:42:30 PM |
Loanstou | $57.56 | $57.56 | 5/24/2010 6:56:27 PM |
YoungTaxMan | $550.00 | $550.00 | 5/24/2010 8:39:41 PM |
IceFishingCash | $25.00 | $25.00 | 5/24/2010 8:45:20 PM |
Bob450 | $30.00 | $30.00 | 5/24/2010 9:26:34 PM |
NekHoldings | $25.00 | $25.00 | 5/25/2010 6:04:18 AM |
penny-sergeant | $25.00 | $25.00 | 5/25/2010 6:13:26 AM |
trajames | $30.85 | $30.85 | 5/25/2010 8:37:51 AM |
filovirus | $25.00 | $25.00 | 5/25/2010 8:40:04 AM |
exchange-cowbell5 | $25.00 | $25.00 | 5/25/2010 8:58:35 AM |
danza | $25.00 | $25.00 | 5/24/2010 9:22:41 PM |
zone6 | $200.00 | $200.00 | 5/25/2010 5:07:52 AM |
groundsquirrel | $25.00 | $25.00 | 5/25/2010 6:23:24 AM |
CommunityArts_Non-profit | $25.00 | $25.00 | 5/25/2010 7:22:31 AM |
lyrisnox | $70.00 | $70.00 | 5/25/2010 11:08:56 AM |
Kash2010lu | $25.00 | $25.00 | 5/25/2010 8:33:15 AM |
1313mark1313 | $50.00 | $50.00 | 5/25/2010 11:59:50 AM |
s270 | $50.00 | $50.00 | 5/25/2010 6:05:29 AM |
asset-electron1 | $33.88 | $33.88 | 5/25/2010 8:33:45 AM |
return-grizzly | $100.00 | $100.00 | 5/25/2010 1:09:58 PM |
RainMakers | $25.00 | $25.00 | 5/25/2010 1:52:42 PM |
shawnw2 | $45.54 | $45.54 | 5/25/2010 2:21:33 PM |
grampy48 | $25.00 | $25.00 | 5/25/2010 11:45:02 AM |
rubylender | $25.00 | $25.00 | 5/25/2010 3:08:44 PM |
isid0re | $25.00 | $25.00 | 5/25/2010 3:48:00 PM |
payout-bridge | $53.01 | $53.01 | 5/25/2010 4:03:31 PM |
Lender-Trader | $26.11 | $26.11 | 5/25/2010 3:14:20 PM |
bonafide-commitment2 | $25.00 | $25.00 | 5/25/2010 3:53:12 PM |
Engineer44 | $25.00 | $25.00 | 5/25/2010 4:05:50 PM |
credit-missile | $25.00 | $25.00 | 5/25/2010 2:40:04 PM |
Core-Marketing | $50.00 | $50.00 | 5/25/2010 2:43:52 PM |
rubylender | $25.00 | $25.00 | 5/25/2010 3:09:28 PM |
transparency-tomahawk | $25.00 | $25.00 | 5/25/2010 3:18:10 PM |
Kash2010lu | $26.00 | $26.00 | 5/25/2010 3:39:27 PM |
reflective-rupee | $250.00 | $250.00 | 5/19/2010 4:29:40 PM |
Legally_Blonde | $100.00 | $100.00 | 5/19/2010 7:51:55 PM |
Skeptical-one | $25.00 | $25.00 | 5/20/2010 8:27:16 AM |
best-generosity-financier | $25.00 | $25.00 | 5/20/2010 6:13:57 PM |
reflective-rupee | $250.00 | $250.00 | 5/20/2010 8:10:11 PM |
reflective-rupee | $500.00 | $500.00 | 5/21/2010 11:49:11 AM |
p2ploan-sensation211 | $25.00 | $25.00 | 5/22/2010 4:19:01 PM |
DasMula | $25.00 | $25.00 | 5/23/2010 10:34:32 AM |
CashFlow13 | $100.00 | $100.00 | 5/23/2010 6:56:42 AM |
Aberdeen | $400.00 | $400.00 | 5/23/2010 8:49:57 PM |
icanhasloanz | $300.00 | $300.00 | 5/23/2010 1:57:57 PM |
Aberdeen | $400.00 | $400.00 | 5/23/2010 8:49:55 PM |
credit-elation1 | $28.00 | $28.00 | 5/24/2010 10:43:00 AM |
lucrative-loan | $50.00 | $50.00 | 5/24/2010 4:56:00 PM |
investment-cluster | $25.00 | $25.00 | 5/24/2010 5:25:40 PM |
thomas16882004 | $25.00 | $25.00 | 5/24/2010 5:01:09 PM |
well-mannered-income3 | $60.00 | $60.00 | 5/24/2010 5:30:42 PM |
SolarMoonshine | $25.00 | $25.00 | 5/24/2010 6:02:02 PM |
blue-dollar-viking | $35.00 | $35.00 | 5/24/2010 5:18:13 PM |
prominence8 | $25.00 | $25.00 | 5/24/2010 8:05:13 PM |
blitzen40 | $25.00 | $25.00 | 5/24/2010 8:20:14 PM |
vigilance-searcher | $30.00 | $30.00 | 5/24/2010 9:55:44 PM |
Mark-M | $25.00 | $25.00 | 5/24/2010 8:55:21 PM |
helynn43 | $25.00 | $25.00 | 5/24/2010 9:30:35 PM |
eod_man | $140.00 | $140.00 | 5/24/2010 5:42:19 PM |
bold-enriching-capital | $25.00 | $25.00 | 5/25/2010 6:03:57 AM |
Bob450 | $25.00 | $25.00 | 5/25/2010 7:49:46 AM |
Leshan | $92.22 | $92.22 | 5/25/2010 8:29:27 AM |
Lubava | $25.00 | $25.00 | 5/25/2010 5:05:29 AM |
2grindstones | $25.00 | $25.00 | 5/25/2010 9:35:41 AM |
DasMula | $25.00 | $25.00 | 5/25/2010 10:08:23 AM |
Rogelio48 | $30.00 | $30.00 | 5/25/2010 11:41:19 AM |
realtormoises | $25.00 | $25.00 | 5/25/2010 12:06:48 PM |
1traveler | $25.00 | $25.00 | 5/24/2010 11:31:33 PM |
shawnw2 | $76.79 | $76.79 | 5/25/2010 1:29:48 AM |
Bobusa | $25.00 | $25.00 | 5/25/2010 4:59:09 AM |
mike2246s | $40.63 | $40.63 | 5/25/2010 5:45:44 AM |
wlm3012 | $25.00 | $25.00 | 5/25/2010 6:38:40 AM |
PotBellyPete | $55.57 | $55.57 | 5/25/2010 12:45:07 PM |
unger | $50.00 | $50.00 | 5/25/2010 1:49:13 PM |
UCLA4life | $25.00 | $25.00 | 5/25/2010 12:21:20 PM |
daveuc97 | $25.00 | $25.00 | 5/25/2010 1:56:44 PM |
JayIsABear | $41.38 | $41.38 | 5/25/2010 12:47:16 PM |
GlenBank | $100.00 | $100.00 | 5/25/2010 1:12:36 PM |
JauaFlash | $26.24 | $26.24 | 5/25/2010 10:33:07 AM |
sweet-payout5 | $25.00 | $25.00 | 5/25/2010 2:06:33 PM |
credit-missile | $125.00 | $125.00 | 5/25/2010 2:36:13 PM |
dws2380 | $25.00 | $25.00 | 5/25/2010 12:03:50 PM |
SeeksValue | $25.00 | $25.00 | 5/25/2010 3:22:50 PM |
credit-missile | $46.24 | $46.24 | 5/25/2010 2:32:51 PM |
MrMoneyBags | $27.11 | $27.11 | 5/25/2010 3:50:00 PM |
double22 | $33.62 | $33.62 | 5/25/2010 2:48:33 PM |
rubylender | $25.00 | $25.00 | 5/25/2010 3:10:16 PM |
rubylender | $25.00 | $25.00 | 5/25/2010 3:10:43 PM |
heritage_loans | $26.64 | $26.64 | 5/25/2010 3:17:05 PM |
riveting-credit5 | $400.00 | $400.00 | 5/25/2010 4:05:13 PM |
aquistoyraul | $27.72 | $27.72 | 5/25/2010 3:03:41 PM |
jbloans | $25.00 | $25.00 | 5/25/2010 3:49:09 PM |
104 bids
|
Borrower Payment Dependent Notes Series
458941
This series of Notes was issued and sold upon the funding of the borrower loan #42711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 17% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 9m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 11 |
Occupation: | Accountant/CPA |
Now delinquent:
| 0 |
Revolving credit balance:
| $7,273 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 24% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| elevator875 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:49 PM |
tender-integrity3 | $50.00 | $50.00 | 5/19/2010 3:37:43 PM |
dharma1 | $25.00 | $25.00 | 5/19/2010 3:37:51 PM |
kenji4861 | $25.00 | $25.00 | 5/19/2010 3:38:09 PM |
hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:53 PM |
platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:42:45 PM |
alexstar | $25.00 | $25.00 | 5/19/2010 3:42:51 PM |
PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:51 PM |
dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:17 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:44:27 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:37 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/19/2010 3:47:04 PM |
Avala | $50.00 | $50.00 | 5/19/2010 3:44:06 PM |
ddog0224 | $25.00 | $25.00 | 5/19/2010 3:45:37 PM |
Composure1 | $25.00 | $25.00 | 5/19/2010 3:46:29 PM |
kulender | $25.00 | $25.00 | 5/19/2010 3:48:31 PM |
rescue | $50.00 | $50.00 | 5/19/2010 3:46:40 PM |
Marathoner | $25.00 | $25.00 | 5/19/2010 3:47:39 PM |
mlopez2007 | $50.00 | $50.00 | 5/19/2010 3:47:09 PM |
credit-scout7 | $30.00 | $30.00 | 5/19/2010 3:47:31 PM |
steady-gain5 | $25.00 | $25.00 | 5/19/2010 3:50:17 PM |
GiantAardvark | $25.00 | $25.00 | 5/19/2010 3:48:44 PM |
delicious-social132 | $40.00 | $40.00 | 5/19/2010 3:48:03 PM |
investment-network | $25.00 | $25.00 | 5/19/2010 3:49:05 PM |
DukSerduk | $25.00 | $25.00 | 5/19/2010 3:48:15 PM |
Weaverville | $50.00 | $50.00 | 5/19/2010 3:51:43 PM |
tntmojave | $25.00 | $25.00 | 5/19/2010 3:49:42 PM |
dsnybnd | $25.00 | $25.00 | 5/19/2010 3:51:54 PM |
veneziani | $25.00 | $25.00 | 5/19/2010 3:52:06 PM |
Mark-O-Polo | $25.00 | $25.00 | 5/19/2010 3:50:33 PM |
qwsd12 | $40.00 | $40.00 | 5/19/2010 3:52:38 PM |
the-silver-blaster | $25.00 | $25.00 | 5/19/2010 3:52:52 PM |
dtrain5 | $50.00 | $50.00 | 5/19/2010 3:51:16 PM |
TennSquire | $25.00 | $25.00 | 5/19/2010 3:52:01 PM |
nobuffett43 | $50.00 | $50.00 | 5/19/2010 3:53:43 PM |
fortytwo | $100.00 | $100.00 | 5/19/2010 3:52:22 PM |
serene-credit4 | $50.00 | $50.00 | 5/19/2010 3:53:57 PM |
flexible-value | $28.00 | $28.00 | 5/19/2010 3:52:57 PM |
best-ingenious-funds | $25.00 | $25.00 | 5/19/2010 3:53:40 PM |
wdfraser | $25.00 | $25.00 | 5/19/2010 4:33:01 PM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 4:20:19 PM |
PaulW | $25.00 | $25.00 | 5/19/2010 4:33:24 PM |
mikeandcat | $100.00 | $100.00 | 5/19/2010 4:20:25 PM |
LoanBrkr | $25.00 | $25.00 | 5/19/2010 4:32:27 PM |
GElender | $50.00 | $50.00 | 5/19/2010 4:34:58 PM |
Tradesmanlender | $25.00 | $25.00 | 5/19/2010 4:32:53 PM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 4:36:25 PM |
1h1m | $25.00 | $25.00 | 5/19/2010 5:16:22 PM |
castleman | $25.00 | $25.00 | 5/19/2010 5:09:51 PM |
KandKLegacyInvestments | $25.00 | $25.00 | 5/19/2010 5:16:06 PM |
mollybosco | $50.00 | $50.00 | 5/19/2010 5:16:34 PM |
Kerrysbay | $25.29 | $25.29 | 5/19/2010 9:10:59 PM |
SNH | $50.00 | $50.00 | 5/19/2010 9:15:42 PM |
diligent-leverage | $25.00 | $25.00 | 5/19/2010 7:00:42 PM |
catomaior | $25.00 | $25.00 | 5/19/2010 7:06:45 PM |
payout-paladin0 | $25.00 | $25.00 | 5/19/2010 7:10:51 PM |
one-midas | $25.00 | $25.00 | 5/19/2010 7:46:06 PM |
contract-eagle | $27.04 | $27.04 | 5/19/2010 8:20:45 PM |
cello1 | $25.00 | $25.00 | 5/19/2010 8:30:37 PM |
tocchan | $25.00 | $25.00 | 5/19/2010 9:21:32 PM |
bitbucket | $50.00 | $50.00 | 5/19/2010 9:46:04 PM |
toocautious | $25.00 | $25.00 | 5/20/2010 7:44:18 AM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:44 AM |
retiresecure | $25.00 | $25.00 | 5/20/2010 6:47:07 AM |
kirkjerk | $25.00 | $25.00 | 5/20/2010 6:56:06 AM |
tisiphone | $25.00 | $25.00 | 5/20/2010 8:00:42 AM |
ujiba | $25.00 | $25.00 | 5/21/2010 9:41:16 AM |
dontscrewmeover1 | $25.00 | $25.00 | 5/21/2010 8:03:21 PM |
jchurchi | $25.00 | $25.00 | 5/22/2010 3:03:44 PM |
Barky52 | $25.00 | $25.00 | 5/23/2010 7:02:53 AM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 1:59:44 PM |
qkinger | $50.00 | $50.00 | 5/25/2010 1:05:29 PM |
MoneyTree79 | $40.00 | $40.00 | 5/25/2010 6:06:02 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:11:54 AM |
JerryB96 | $25.00 | $25.00 | 5/25/2010 8:49:37 PM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:25:33 PM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:29:00 PM |
greekpolis | $100.00 | $100.00 | 5/26/2010 12:08:24 PM |
meux99 | $25.00 | $25.00 | 5/19/2010 3:37:25 PM |
money-bauble | $75.00 | $75.00 | 5/19/2010 3:41:12 PM |
the-financier814 | $25.00 | $25.00 | 5/19/2010 3:39:49 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:25 PM |
Tasmir | $25.00 | $25.00 | 5/19/2010 3:42:39 PM |
studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:17 PM |
wayman | $25.00 | $25.00 | 5/19/2010 3:46:20 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:47 PM |
the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:44:55 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/19/2010 3:47:13 PM |
evnagelist | $25.00 | $25.00 | 5/19/2010 3:47:49 PM |
truth-image | $50.00 | $50.00 | 5/19/2010 3:47:57 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:45:19 PM |
money-surge1 | $25.00 | $25.00 | 5/19/2010 3:48:41 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/19/2010 3:45:51 PM |
power-defender7 | $25.00 | $25.00 | 5/19/2010 3:49:29 PM |
ray1051 | $50.00 | $50.00 | 5/19/2010 3:49:58 PM |
Merganser | $25.00 | $25.00 | 5/19/2010 3:47:20 PM |
Tc11902 | $25.00 | $25.00 | 5/19/2010 3:50:05 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/19/2010 3:50:09 PM |
harty | $60.00 | $60.00 | 5/19/2010 3:47:37 PM |
afotherg | $25.00 | $25.00 | 5/19/2010 3:48:49 PM |
GeorgiaGator | $50.00 | $50.00 | 5/19/2010 3:48:53 PM |
meenan | $25.00 | $25.00 | 5/19/2010 3:48:10 PM |
kinetic-diversification | $50.00 | $50.00 | 5/19/2010 3:49:44 PM |
NATIVEBORN | $25.00 | $25.00 | 5/19/2010 3:50:23 PM |
Ivan2007 | $25.00 | $25.00 | 5/19/2010 3:49:22 PM |
turbospeed | $25.00 | $25.00 | 5/19/2010 3:49:32 PM |
seabass123 | $25.00 | $25.00 | 5/19/2010 3:49:37 PM |
virtualbank | $25.00 | $25.00 | 5/19/2010 3:49:52 PM |
love-interest | $25.00 | $25.00 | 5/19/2010 3:53:33 PM |
Carpetkid | $50.00 | $50.00 | 5/19/2010 3:50:13 PM |
the-gold-quark | $25.00 | $25.00 | 5/19/2010 3:52:14 PM |
cash-queen | $50.00 | $50.00 | 5/19/2010 3:51:07 PM |
creative-finance7 | $25.00 | $25.00 | 5/19/2010 3:52:45 PM |
JFKPilot | $25.00 | $25.00 | 5/19/2010 3:51:22 PM |
emt747 | $25.00 | $25.00 | 5/19/2010 3:54:32 PM |
CleeClee | $50.00 | $50.00 | 5/19/2010 3:51:26 PM |
economy-producer | $25.00 | $25.00 | 5/19/2010 3:53:12 PM |
ryan23 | $50.00 | $50.00 | 5/19/2010 3:53:28 PM |
figs4u2 | $80.00 | $80.00 | 5/19/2010 3:54:40 PM |
TakeCare | $59.67 | $59.67 | 5/19/2010 4:20:45 PM |
PK_USMC | $25.00 | $25.00 | 5/19/2010 4:31:24 PM |
a-finance-nirvana | $25.00 | $25.00 | 5/19/2010 4:34:51 PM |
flwah | $25.00 | $25.00 | 5/19/2010 4:32:56 PM |
samo102us | $25.00 | $25.00 | 5/19/2010 4:33:57 PM |
adama_48 | $25.00 | $25.00 | 5/19/2010 5:16:30 PM |
spenrod | $38.04 | $38.04 | 5/19/2010 5:16:35 PM |
bright-balance | $25.00 | $25.00 | 5/19/2010 5:16:57 PM |
Dazz2061 | $25.00 | $25.00 | 5/19/2010 5:46:49 PM |
kindness-percolator5 | $25.00 | $25.00 | 5/19/2010 5:56:51 PM |
bchen78875 | $32.23 | $32.23 | 5/19/2010 5:09:22 PM |
gold-disk | $100.00 | $100.00 | 5/19/2010 6:13:09 PM |
platinum-rapture6 | $25.00 | $25.00 | 5/19/2010 5:16:46 PM |
skuba | $25.00 | $25.00 | 5/19/2010 5:09:46 PM |
bowdish1 | $100.00 | $100.00 | 5/19/2010 5:16:49 PM |
otter | $25.00 | $25.00 | 5/19/2010 7:22:03 PM |
jasonj72 | $25.00 | $25.00 | 5/19/2010 7:30:45 PM |
authoritative-capital | $25.00 | $25.00 | 5/19/2010 5:56:34 PM |
feedpaulyfaster | $25.00 | $25.00 | 5/19/2010 6:21:35 PM |
kmwvma | $25.00 | $25.00 | 5/19/2010 7:00:52 PM |
doublediamond | $25.00 | $25.00 | 5/19/2010 7:30:38 PM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:42 PM |
Aegean | $25.00 | $25.00 | 5/19/2010 7:40:38 PM |
revenue-ruler6 | $25.00 | $25.00 | 5/19/2010 8:20:44 PM |
glimmering-credit4 | $25.00 | $25.00 | 5/19/2010 8:20:42 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:45:48 AM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:00:58 AM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:02 AM |
famous-bill | $50.00 | $50.00 | 5/20/2010 6:12:17 AM |
108lender | $36.06 | $36.06 | 5/20/2010 7:52:06 AM |
generous-deal6 | $25.00 | $25.00 | 5/20/2010 7:52:22 AM |
isfahanian | $25.00 | $25.00 | 5/20/2010 7:57:02 AM |
Steveoo1 | $25.00 | $3.67 | 5/20/2010 9:16:11 AM |
srgriff | $25.00 | $25.00 | 5/20/2010 9:03:02 AM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:30 PM |
Lender0307 | $25.00 | $25.00 | 5/24/2010 3:03:43 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:55 PM |
bughead | $25.00 | $25.00 | 5/25/2010 6:36:35 PM |
samurai2 | $25.00 | $25.00 | 5/25/2010 8:41:23 PM |
orangefob7 | $25.00 | $25.00 | 5/25/2010 7:31:46 PM |
gjm6d | $25.00 | $25.00 | 5/25/2010 7:40:19 PM |
payontime1 | $25.00 | $25.00 | 5/26/2010 10:09:58 AM |
Lo0se_mo0se | $25.00 | $25.00 | 5/26/2010 12:35:01 AM |
mojii77 | $50.00 | $50.00 | 5/26/2010 12:21:55 PM |
Astyanax | $35.00 | $35.00 | 5/26/2010 12:43:58 PM |
164 bids
|
Borrower Payment Dependent Notes Series
459003
This series of Notes was issued and sold upon the funding of the borrower loan #42702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $102.06 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $102.06 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 28% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 4m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
Now delinquent:
| 2 |
Revolving credit balance:
| $13,809 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 7 | | | | |
Screen name:
| past2future |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,700.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
660-679
(Aug-2008)
620-639
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:45 PM |
PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:50 PM |
Avala | $50.00 | $50.00 | 5/19/2010 3:44:04 PM |
dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:14 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:45:17 PM |
ddog0224 | $25.00 | $25.00 | 5/19/2010 3:45:35 PM |
wayman | $25.00 | $25.00 | 5/19/2010 3:46:18 PM |
rescue | $50.00 | $50.00 | 5/19/2010 3:46:36 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:45 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:35 PM |
Carpetkid | $25.00 | $25.00 | 5/19/2010 3:52:32 PM |
economy-producer | $25.00 | $25.00 | 5/19/2010 3:53:10 PM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 3:54:12 PM |
flexible-value | $26.00 | $26.00 | 5/19/2010 3:53:03 PM |
PK_USMC | $25.00 | $25.00 | 5/19/2010 4:31:30 PM |
generous-deal6 | $25.00 | $25.00 | 5/19/2010 4:36:36 PM |
emt747 | $25.00 | $25.00 | 5/19/2010 4:36:28 PM |
Peterman | $25.00 | $25.00 | 5/19/2010 4:36:45 PM |
alexstar | $25.00 | $25.00 | 5/19/2010 5:09:34 PM |
seabass123 | $25.00 | $25.00 | 5/19/2010 6:12:58 PM |
gold-disk | $100.00 | $100.00 | 5/19/2010 5:17:10 PM |
bitbucket | $50.00 | $50.00 | 5/19/2010 9:46:02 PM |
one-midas | $25.00 | $25.00 | 5/19/2010 7:46:04 PM |
Aberdeen | $400.00 | $400.00 | 5/20/2010 12:06:34 AM |
DcUnited | $25.00 | $25.00 | 5/19/2010 10:51:14 PM |
peerlender | $25.00 | $25.00 | 5/20/2010 5:00:47 AM |
orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:43 AM |
life-is-great | $25.00 | $25.00 | 5/20/2010 5:45:57 AM |
cash-vault | $25.00 | $25.00 | 5/20/2010 7:50:56 AM |
kmr2 | $44.87 | $44.87 | 5/20/2010 7:51:34 AM |
platinum-genetics | $50.00 | $50.00 | 5/20/2010 7:51:36 AM |
intelligent-yield | $25.00 | $9.13 | 5/20/2010 7:52:19 AM |
Moxman125 | $25.00 | $25.00 | 5/20/2010 7:52:11 AM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:25 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:52 PM |
1313mark1313 | $25.00 | $25.00 | 5/25/2010 12:49:30 PM |
tomjac2000 | $25.00 | $25.00 | 5/25/2010 6:10:17 PM |
protargol | $25.00 | $25.00 | 5/26/2010 10:58:46 AM |
martymaniaman | $25.00 | $25.00 | 5/26/2010 10:10:26 AM |
Astyanax | $30.00 | $30.00 | 5/26/2010 12:49:54 PM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:30:05 PM |
hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:56 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:44:22 PM |
studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:15 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:23 PM |
the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:44:57 PM |
money-bauble | $200.00 | $200.00 | 5/19/2010 3:51:35 PM |
Weaverville | $50.00 | $50.00 | 5/19/2010 3:51:45 PM |
TennSquire | $25.00 | $25.00 | 5/19/2010 3:52:03 PM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 3:54:01 PM |
castleman | $25.00 | $25.00 | 5/19/2010 4:05:21 PM |
ichibon | $75.00 | $75.00 | 5/19/2010 4:36:22 PM |
Comoparklender | $30.00 | $30.00 | 5/19/2010 9:16:07 PM |
SNH | $50.00 | $50.00 | 5/19/2010 9:22:04 PM |
famous-bill | $50.00 | $50.00 | 5/20/2010 6:12:15 AM |
Aimvest | $25.00 | $25.00 | 5/19/2010 11:00:40 PM |
Dap2005 | $25.00 | $25.00 | 5/20/2010 6:57:27 AM |
WLenders | $50.00 | $50.00 | 5/20/2010 12:00:56 AM |
CaptainBlueberry | $25.00 | $25.00 | 5/20/2010 7:51:51 AM |
treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:15:58 AM |
jla720 | $25.00 | $25.00 | 5/20/2010 7:51:40 AM |
e6400 | $50.00 | $50.00 | 5/20/2010 7:52:03 AM |
maldok1 | $25.00 | $25.00 | 5/20/2010 7:52:17 AM |
MoneyForNothing | $25.00 | $25.00 | 5/20/2010 7:22:51 PM |
value-guru3 | $25.00 | $25.00 | 5/25/2010 4:09:40 PM |
AustinAmerica | $25.00 | $25.00 | 5/25/2010 9:01:46 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:11:29 AM |
67 bids
|
Borrower Payment Dependent Notes Series
459007
This series of Notes was issued and sold upon the funding of the borrower loan #42772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-20-2010 |
|
Auction end date:
| May-27-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 26% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 9m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Teacher |
Now delinquent:
| 0 |
Revolving credit balance:
| $8,934 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 64% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| wise-prudent-transparency |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are you monthly income and expenses? - conductor146
A:
Hi,
I am a teacher so after taxes I make 3,029.83 a month. I do have a student loan and a car payment and one other smaller credit card bill that I am working toward paying off. The debt to income ratio is currently 26%. Hope this info helps! Thanks-
(May-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
tender-integrity3 | $50.00 | $50.00 | 5/20/2010 4:09:02 PM |
platinum-genetics | $50.00 | $50.00 | 5/20/2010 4:10:57 PM |
hrubinst | $25.00 | $25.00 | 5/20/2010 4:12:06 PM |
ddog0224 | $25.00 | $25.00 | 5/20/2010 4:13:53 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/20/2010 4:13:58 PM |
credit-scout7 | $30.00 | $30.00 | 5/20/2010 4:14:39 PM |
successful-euro | $30.00 | $30.00 | 5/20/2010 4:08:15 PM |
Marathoner | $25.00 | $25.00 | 5/20/2010 4:14:43 PM |
JGB | $25.00 | $25.00 | 5/20/2010 4:15:10 PM |
afotherg | $25.00 | $25.00 | 5/20/2010 4:15:17 PM |
seabass123 | $25.00 | $25.00 | 5/20/2010 4:15:40 PM |
kinetic-diversification | $50.00 | $50.00 | 5/20/2010 4:15:44 PM |
emt747 | $25.00 | $25.00 | 5/20/2010 4:10:06 PM |
money-bauble | $75.00 | $75.00 | 5/20/2010 4:10:44 PM |
PRGuyinVA | $25.00 | $25.00 | 5/20/2010 4:12:03 PM |
Avala | $50.00 | $50.00 | 5/20/2010 4:12:27 PM |
Composure1 | $25.00 | $25.00 | 5/20/2010 4:14:17 PM |
djs81 | $50.00 | $50.00 | 5/20/2010 4:20:18 PM |
mlopez2007 | $50.00 | $50.00 | 5/20/2010 4:14:31 PM |
cash-queen | $50.00 | $50.00 | 5/20/2010 4:27:33 PM |
delicious-social132 | $40.00 | $40.00 | 5/20/2010 4:14:56 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/20/2010 4:14:33 PM |
Merganser | $25.00 | $25.00 | 5/20/2010 4:14:36 PM |
harty | $60.00 | $60.00 | 5/20/2010 4:14:42 PM |
Tc11902 | $25.00 | $25.00 | 5/20/2010 4:15:54 PM |
meenan | $25.00 | $25.00 | 5/20/2010 4:15:00 PM |
qwsd12 | $40.00 | $40.00 | 5/20/2010 4:17:20 PM |
unclejaef | $25.00 | $25.00 | 5/20/2010 4:17:27 PM |
Carpetkid | $50.00 | $50.00 | 5/20/2010 4:15:59 PM |
love-interest | $25.00 | $25.00 | 5/20/2010 4:18:00 PM |
figs4u2 | $80.00 | $80.00 | 5/20/2010 4:18:17 PM |
fortytwo | $100.00 | $100.00 | 5/20/2010 4:17:13 PM |
diligent-leverage | $25.00 | $25.00 | 5/20/2010 4:19:25 PM |
minatoku | $31.60 | $31.60 | 5/20/2010 4:19:40 PM |
TennSquire | $25.00 | $25.00 | 5/20/2010 4:18:40 PM |
kmr2 | $50.00 | $50.00 | 5/20/2010 6:05:55 PM |
orange-courageous-dedication | $40.00 | $40.00 | 5/20/2010 4:20:36 PM |
GElender | $50.00 | $50.00 | 5/20/2010 5:06:44 PM |
don8ter | $25.00 | $25.00 | 5/20/2010 5:08:14 PM |
BanqueDeD | $25.00 | $25.00 | 5/20/2010 8:00:43 PM |
kayakbleu | $25.00 | $25.00 | 5/20/2010 8:11:43 PM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:16 PM |
lloyd_s | $25.00 | $25.00 | 5/20/2010 8:40:43 PM |
lucrative-dollar | $25.00 | $25.00 | 5/20/2010 5:56:54 PM |
special-truth | $50.00 | $50.00 | 5/20/2010 6:42:13 PM |
wdfraser | $25.00 | $25.00 | 5/20/2010 6:45:39 PM |
LoanBrkr | $25.00 | $25.00 | 5/21/2010 12:05:45 AM |
guardlender | $25.00 | $25.00 | 5/20/2010 7:15:41 PM |
jstefans | $25.00 | $25.00 | 5/20/2010 6:55:45 PM |
warbucks19 | $39.06 | $39.06 | 5/20/2010 8:40:45 PM |
balance2 | $25.00 | $25.00 | 5/20/2010 7:56:31 PM |
rosie777 | $30.00 | $30.00 | 5/20/2010 8:00:48 PM |
retiresecure | $25.00 | $25.00 | 5/21/2010 8:22:41 AM |
Daneistes | $51.75 | $51.75 | 5/20/2010 9:41:45 PM |
ITS-A-WONDERFUL-LIFE | $25.00 | $25.00 | 5/21/2010 12:01:44 AM |
toocautious | $25.00 | $25.00 | 5/21/2010 8:29:59 AM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:43 PM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 2:09:38 PM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:31:50 PM |
West_End_Local | $25.00 | $25.00 | 5/26/2010 10:41:54 AM |
Charmart | $25.00 | $25.00 | 5/27/2010 2:49:37 AM |
moneytolend72 | $25.00 | $25.00 | 5/27/2010 7:24:47 AM |
ethicalhumanist | $25.00 | $25.00 | 5/26/2010 6:41:58 PM |
bss97603 | $61.89 | $61.89 | 5/26/2010 9:03:06 PM |
Hybodant | $25.00 | $25.00 | 5/27/2010 7:36:12 AM |
kenji4861 | $25.00 | $25.00 | 5/20/2010 4:10:29 PM |
worth-arch | $25.00 | $25.00 | 5/20/2010 4:11:25 PM |
dinero-speaker | $25.00 | $25.00 | 5/20/2010 4:12:36 PM |
rescue | $50.00 | $50.00 | 5/20/2010 4:14:24 PM |
meux99 | $25.00 | $25.00 | 5/20/2010 4:08:54 PM |
kulender | $25.00 | $25.00 | 5/20/2010 4:15:08 PM |
dharma1 | $25.00 | $25.00 | 5/20/2010 4:09:07 PM |
power-defender7 | $25.00 | $25.00 | 5/20/2010 4:15:37 PM |
alexstar | $25.00 | $25.00 | 5/20/2010 4:11:00 PM |
studious-bonus7 | $50.00 | $50.00 | 5/20/2010 4:11:15 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/20/2010 4:15:56 PM |
steady-gain5 | $25.00 | $25.00 | 5/20/2010 4:16:03 PM |
dsnybnd | $25.00 | $25.00 | 5/20/2010 4:17:02 PM |
interest-jedi0 | $50.00 | $50.00 | 5/20/2010 4:12:51 PM |
Phantom99 | $25.00 | $25.00 | 5/20/2010 4:13:06 PM |
serene-credit4 | $50.00 | $50.00 | 5/20/2010 4:18:07 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/20/2010 4:13:29 PM |
bchen78875 | $50.00 | $50.00 | 5/20/2010 4:18:53 PM |
TakeCare | $100.00 | $100.00 | 5/20/2010 4:19:14 PM |
the-profit-oracle | $25.00 | $25.00 | 5/20/2010 4:13:11 PM |
wayman | $25.00 | $25.00 | 5/20/2010 4:14:14 PM |
Emgolda | $25.00 | $25.00 | 5/20/2010 4:20:21 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/20/2010 4:14:28 PM |
GiantAardvark | $25.00 | $25.00 | 5/20/2010 4:15:14 PM |
evnagelist | $25.00 | $25.00 | 5/20/2010 4:14:49 PM |
truth-image | $50.00 | $50.00 | 5/20/2010 4:14:53 PM |
DukSerduk | $25.00 | $25.00 | 5/20/2010 4:15:01 PM |
NATIVEBORN | $25.00 | $25.00 | 5/20/2010 4:16:04 PM |
GeorgiaGator | $50.00 | $50.00 | 5/20/2010 4:15:21 PM |
Weaverville | $50.00 | $50.00 | 5/20/2010 4:16:48 PM |
investment-network | $25.00 | $25.00 | 5/20/2010 4:15:30 PM |
Ivan2007 | $25.00 | $25.00 | 5/20/2010 4:15:35 PM |
PaulW | $25.00 | $25.00 | 5/20/2010 5:06:30 PM |
tntmojave | $25.00 | $25.00 | 5/20/2010 4:15:43 PM |
flwah | $25.00 | $25.00 | 5/20/2010 5:06:34 PM |
ray1051 | $50.00 | $50.00 | 5/20/2010 4:15:49 PM |
economy-producer | $25.00 | $25.00 | 5/20/2010 4:17:50 PM |
Heiko | $25.00 | $25.00 | 5/20/2010 5:07:44 PM |
flexible-value | $28.00 | $28.00 | 5/20/2010 4:17:30 PM |
SNH | $50.00 | $50.00 | 5/20/2010 4:19:31 PM |
david5000 | $50.00 | $50.00 | 5/20/2010 4:20:16 PM |
life-is-great | $25.00 | $25.00 | 5/20/2010 4:19:50 PM |
generator596 | $50.00 | $50.00 | 5/20/2010 4:20:14 PM |
moltopaolo | $50.00 | $50.00 | 5/20/2010 4:20:34 PM |
mikeandcat | $70.78 | $70.78 | 5/20/2010 5:06:45 PM |
kmwvma | $25.00 | $25.00 | 5/20/2010 5:06:51 PM |
ClearLake | $25.00 | $25.00 | 5/20/2010 5:07:47 PM |
KiwiElf | $30.00 | $30.00 | 5/20/2010 5:06:38 PM |
resource777 | $25.00 | $25.00 | 5/20/2010 8:00:45 PM |
blissful-note7 | $25.00 | $25.00 | 5/20/2010 8:40:51 PM |
cocopuffs | $25.00 | $25.00 | 5/20/2010 5:56:04 PM |
tisiphone | $25.00 | $25.00 | 5/20/2010 9:45:39 PM |
Supernick | $50.00 | $50.00 | 5/20/2010 6:22:02 PM |
wormdc | $25.00 | $25.00 | 5/20/2010 6:00:40 PM |
money-surge1 | $25.00 | $25.00 | 5/20/2010 7:11:20 PM |
noble-power286 | $25.00 | $25.00 | 5/20/2010 7:15:40 PM |
biagbigmoney | $50.00 | $50.00 | 5/20/2010 8:00:47 PM |
creative-finance7 | $25.00 | $25.00 | 5/20/2010 8:40:52 PM |
happy-yield | $25.00 | $25.00 | 5/20/2010 9:35:44 PM |
pcwrangler | $25.00 | $25.00 | 5/20/2010 8:26:35 PM |
achillesa | $25.00 | $25.00 | 5/20/2010 8:40:46 PM |
LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:39 PM |
LoansomeRanger | $38.27 | $32.92 | 5/21/2010 12:11:04 AM |
ijspence | $25.00 | $25.00 | 5/21/2010 11:00:46 AM |
dontscrewmeover1 | $25.00 | $25.00 | 5/21/2010 8:05:13 PM |
samurai2 | $25.00 | $25.00 | 5/24/2010 7:56:32 PM |
BankofBeth | $25.00 | $25.00 | 5/25/2010 4:50:10 PM |
journey0 | $25.00 | $25.00 | 5/26/2010 7:21:34 AM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:13:29 AM |
afotherg | $50.00 | $50.00 | 5/26/2010 5:09:40 PM |
StreetJustice | $100.00 | $100.00 | 5/26/2010 6:43:45 PM |
Traveler40 | $50.00 | $50.00 | 5/26/2010 4:19:20 PM |
green-planet-guy | $26.00 | $26.00 | 5/26/2010 10:55:28 PM |
CSinvestments | $25.00 | $25.00 | 5/26/2010 4:57:23 PM |
RandyL3 | $33.00 | $33.00 | 5/26/2010 5:06:22 PM |
treasure-hug2 | $25.00 | $25.00 | 5/27/2010 7:17:00 AM |
Socorro_Capital_Partners | $25.00 | $25.00 | 5/26/2010 8:01:41 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/27/2010 8:01:00 AM |
143 bids
|
Borrower Payment Dependent Notes Series
459025
This series of Notes was issued and sold upon the funding of the borrower loan #42766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 14% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 7y 4m |
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 11 |
Occupation: | Religious |
Now delinquent:
| 1 |
Revolving credit balance:
| $7,151 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $60 |
Bankcard utilization:
| 72% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| pathcrx |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card that I have just canceled. I'm trying to get free from credit card debt. I much rather pay a hard working American interest rather than a big credit card company.
My financial situation:
I am a good candidate for this loan because a pay my bills on time and have a consistent job for the past 7 years. I'm also a lender on prosper and I'm a lender on 15 loans. I have had two loans that I have lent on go into collections, so I know what it's like for someone to falter on their loan. It's not fun. My wife also grauates from USF in December and will start working full time.
Monthly net income: $
2500
Monthly expenses: $
2110.00
??Housing: $
1300
??Insurance: $
110
??Car expenses: $
??Utilities: $
150
??Phone, cable, internet: $
100
??Food, entertainment: $
100
??Clothing, household expenses $
50
??Credit cards and other loans: $
200
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:40:46 PM |
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:40:30 PM |
Legally_Blonde | $25.00 | $25.00 | 5/19/2010 7:49:45 PM |
loan-tycoon0 | $25.00 | $25.00 | 5/23/2010 5:40:41 PM |
lendstats_com | $100.00 | $100.00 | 5/23/2010 11:45:12 PM |
CashFlow13 | $1,500.00 | $710.88 | 5/25/2010 2:32:28 AM |
lendstats_com | $100.00 | $100.00 | 5/25/2010 10:19:50 AM |
jbloans | $25.00 | $25.00 | 5/25/2010 3:54:00 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/25/2010 3:28:27 PM |
carrinel | $49.00 | $49.00 | 5/25/2010 4:41:13 PM |
well-mannered-income3 | $50.00 | $50.00 | 5/25/2010 8:16:58 PM |
1traveler | $25.00 | $25.00 | 5/25/2010 11:50:39 PM |
peso-miser | $25.00 | $25.00 | 5/26/2010 8:17:45 AM |
Mr-Miracle | $25.00 | $25.00 | 5/26/2010 9:13:45 AM |
Isotope | $25.00 | $25.00 | 5/25/2010 7:18:08 PM |
wlm3012 | $25.00 | $25.00 | 5/26/2010 12:14:15 PM |
DMKAssetManagement | $26.95 | $26.95 | 5/26/2010 10:27:08 AM |
vivacious-p2p3 | $25.00 | $25.00 | 5/26/2010 10:28:01 AM |
loanman2007 | $75.00 | $75.00 | 5/26/2010 10:29:27 AM |
sparkling-contract7 | $25.00 | $25.00 | 5/26/2010 1:27:17 PM |
ultimate-peace | $600.00 | $600.00 | 5/26/2010 2:48:34 PM |
Zipcut | $55.78 | $55.78 | 5/26/2010 2:48:47 PM |
Bob450 | $35.00 | $35.00 | 5/26/2010 8:02:50 AM |
Bobusa | $25.00 | $25.00 | 5/26/2010 1:03:46 PM |
balanced-return5 | $25.00 | $25.00 | 5/26/2010 1:28:07 PM |
RecoveryLender | $25.00 | $25.00 | 5/26/2010 2:59:49 PM |
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:40:21 PM |
reflective-rupee | $100.00 | $100.00 | 5/19/2010 4:40:40 PM |
loanman2007 | $100.00 | $100.00 | 5/24/2010 5:10:59 AM |
well-mannered-income3 | $80.00 | $80.00 | 5/24/2010 5:43:57 PM |
JGuide | $26.44 | $26.44 | 5/25/2010 3:30:03 PM |
thomas16882004 | $25.00 | $25.00 | 5/25/2010 4:27:00 PM |
SolarMoonshine | $25.00 | $25.00 | 5/25/2010 5:36:41 PM |
ledesma31 | $123.86 | $123.86 | 5/26/2010 5:35:02 AM |
buffalobills | $25.00 | $25.00 | 5/26/2010 7:23:03 AM |
Core-Marketing | $100.00 | $100.00 | 5/26/2010 8:20:36 AM |
lendstats_com | $100.00 | $100.00 | 5/25/2010 7:26:13 PM |
Free-the-usa-1776 | $67.45 | $67.45 | 5/26/2010 9:51:29 AM |
atrevete | $31.35 | $31.35 | 5/26/2010 11:54:46 AM |
Tono | $25.00 | $25.00 | 5/26/2010 12:05:14 PM |
shrewd-income | $100.00 | $100.00 | 5/26/2010 12:37:45 PM |
Legally_Blonde | $60.00 | $60.00 | 5/26/2010 1:22:33 PM |
NekHoldings | $25.00 | $25.00 | 5/26/2010 11:58:32 AM |
vigilance-searcher | $25.00 | $25.00 | 5/25/2010 10:13:05 PM |
rubylender | $25.00 | $25.00 | 5/26/2010 2:32:39 PM |
dws2380 | $25.00 | $25.00 | 5/26/2010 2:36:57 PM |
riveting-credit5 | $200.00 | $200.00 | 5/26/2010 1:22:29 PM |
sparkling-contract7 | $25.00 | $25.00 | 5/26/2010 1:26:06 PM |
Leshan | $58.29 | $58.29 | 5/26/2010 8:48:11 AM |
Bob450 | $25.00 | $25.00 | 5/26/2010 12:06:56 PM |
dynrep | $25.00 | $25.00 | 5/26/2010 12:10:43 PM |
gold-cluster | $100.00 | $100.00 | 5/26/2010 12:36:13 PM |
SlickNick | $25.00 | $25.00 | 5/26/2010 1:28:03 PM |
53 bids
|
Borrower Payment Dependent Notes Series
459039
This series of Notes was issued and sold upon the funding of the borrower loan #42729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.22% |
Starting monthly payment:
| $65.98 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $57.41 |
|
Auction yield range:
| 3.99% - 18.00% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 4% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 9m |
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 8 | Stated income: | $25,000-$49,999 |
Now delinquent:
| 1 |
Revolving credit balance:
| $704 | |
Amount delinquent:
| $267 |
Bankcard utilization:
| 5% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 3 | | | | |
Screen name:
| triumph246 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ProsperLender Build Credit/Reinvest
thanks for having a look; feel free to inquire [pictured is my loyal pooch]
The Purpose: i currently only have small revolving credit lines as my home and car are paid for. i'm looking to make a large investment in green tech for my home in the future and need to build other lines of credit for my credit report. as you can see, my score is high, but lenders look at the credit mix too. the programs i'm looking at require this mix of credit history.
i plan on paying this loan off in approx 20 months with a double payment every other month or so; work that into your loan return amounts.
- i'm a prosper investor so i'm going to be around to recoup my investments, which means i'll be here to pay you back as well
http://www.ericscc.com/lenders/triumph246
- the home ownership field is wrong; i don't have a mortgage and prosper uses that from the credit report to determine ownership. my modest home is paid for and i'm not comfortable borrowing against my primary residence.
- my status is retired, but technically i'm disabled due to injury. i receive monthly disability income based on settlments, investments, etc. the monthly payments are guaranteed. approx another $400 a month varies based on a wide mixed of investment income. my bills only include the usual responsibilities: food, utilities, taxes, gas. i have no outstanding loans or balances other than the revolving credit, which is taking advantage of 0% APR right now.
- the delinquences: the 3 delinquencies all stem from the same fraudulent transaction. some joker put a hotel room on one of my lost cards six years ago while i was traveling (before injury). the card company refused to honor the fraud charge without a police report from a city 500 miles away from my hometown - it would have cost more to file one than pay the bill. i told them that was ridiculous and to shove it - even did it with a written certified letter. the first delinq is the card, the second is the hotel once they charged them back, and the third is the collection agency the hotel turned the bill over too, the final one being the current delinq.? funny enough, the card company kept me as a customer still to this day although i don't use it; maybe there was a quota on fraud denials that month.
cheers!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
the-financier814 | $25.00 | $25.00 | 5/19/2010 3:39:51 PM |
money-bauble | $75.00 | $75.00 | 5/19/2010 3:41:10 PM |
tender-integrity3 | $50.00 | $50.00 | 5/19/2010 3:37:40 PM |
kenji4861 | $25.00 | $25.00 | 5/19/2010 3:38:03 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:44:21 PM |
studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:14 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:22 PM |
hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:57 PM |
the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:45:00 PM |
best-ingenious-funds | $25.00 | $25.00 | 5/19/2010 6:55:55 PM |
income-lion | $25.00 | $25.00 | 5/20/2010 6:08:34 PM |
dontscrewmeover1 | $25.00 | $25.00 | 5/24/2010 7:17:29 AM |
loanman2007 | $75.00 | $75.00 | 5/24/2010 5:21:58 AM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:02:59 PM |
goffmt | $50.00 | $50.00 | 5/25/2010 10:04:50 AM |
exchange-squirrel | $25.00 | $25.00 | 5/25/2010 1:40:16 PM |
JGuide | $26.00 | $26.00 | 5/25/2010 3:46:43 PM |
debt-legend | $25.00 | $25.00 | 5/26/2010 8:38:04 AM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:31:09 PM |
meux99 | $25.00 | $25.00 | 5/19/2010 3:37:32 PM |
dharma1 | $25.00 | $25.00 | 5/19/2010 3:37:48 PM |
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:44 PM |
alexstar | $25.00 | $25.00 | 5/19/2010 3:42:53 PM |
platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:38:47 PM |
PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:49 PM |
Avala | $50.00 | $50.00 | 5/19/2010 3:44:03 PM |
Tasmir | $25.00 | $25.00 | 5/19/2010 3:42:41 PM |
dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:13 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:43 PM |
enthusiastic-balance5 | $100.00 | $76.01 | 5/19/2010 3:45:15 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:33 PM |
orbiter614 | $44.60 | $44.60 | 5/19/2010 5:16:44 PM |
JohnSmith10 | $50.00 | $50.00 | 5/19/2010 7:07:05 PM |
interstellar | $43.39 | $43.39 | 5/20/2010 7:25:46 PM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:23 PM |
vine99 | $75.00 | $75.00 | 5/21/2010 8:11:40 PM |
PalmerTheEmbalmer | $25.00 | $25.00 | 5/23/2010 3:52:47 PM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 2:06:00 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:48 PM |
GeorgiaGator | $50.00 | $50.00 | 5/24/2010 4:41:22 PM |
erowis | $25.00 | $25.00 | 5/26/2010 12:32:01 AM |
JohnSmith10 | $25.00 | $25.00 | 5/25/2010 8:09:03 PM |
jimduism | $25.00 | $25.00 | 5/25/2010 11:17:32 PM |
focused-dime8 | $25.00 | $25.00 | 5/26/2010 8:24:16 AM |
44 bids
|
Borrower Payment Dependent Notes Series
459069
This series of Notes was issued and sold upon the funding of the borrower loan #42722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 15.15% |
Starting borrower rate/APR:
| 16.15% / 18.34% |
Starting monthly payment:
| $211.39 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
|
Auction yield range:
| 3.99% - 15.15% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 25% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 6m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 38 |
Occupation: | Attorney |
Now delinquent:
| 0 |
Revolving credit balance:
| $18,852 | Stated income: | $100,000+ |
Amount delinquent:
| $0 |
Bankcard utilization:
| 33% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| Dustbunny |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2nd request with lower principal
This borrower was not required to write a description based on the listing's likelihood to fund.
Below is the listing information from my first attempt to get a loan.? Maybe I was too ambitious to ask for the entire balance of the credit card!? Let's try again with a loan for only $6,000 to get rid of that cash advance balance.? Thank you to all of the previous bidders!!? Since we got well over $6,000 in bids last time, I know you will help me get a loan this time.? Here's a little more personal info:? We live on our ranch, but I work as an?attorney for a company in the city.? I've been there 9 1/2 years.? I'm a salaried employee, so I don't depend on walk-in clients.? Again, thanks for your consideration.
I will mainly use this loan to pay off my Advanta credit card.? The April balance is $16,000.00+.? The interest rate is 19.99% for $10,000.00+ in?past purchases and 24.99% for a $6,000.00 cash advance.? My original credit limit was $27,000.00.? Advanta issued cards for small businesses and I used this card for our farm/ranch operation.? Advanta quit the credit card business (check out www.advantabankcorp.com), so this account?is no longer active.? Prosper profile is inaccurate on home?ownership.??My wife and I own our home on our acreage, but there is no mortgage on the house or land.? Repayment of this loan will be by auto-debit from?my checking account.? Thank?you for your consideration and questions are welcome.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
jla720 | $27.00 | $27.00 | 5/19/2010 3:39:47 PM |
meux99 | $25.00 | $25.00 | 5/19/2010 3:37:33 PM |
worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:21 PM |
platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:38:45 PM |
interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:32 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:45:14 PM |
hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:58 PM |
dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:12 PM |
JGB | $25.00 | $25.00 | 5/19/2010 3:44:19 PM |
rescue | $50.00 | $50.00 | 5/19/2010 3:46:33 PM |
Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:43 PM |
ddog0224 | $25.00 | $25.00 | 5/19/2010 3:45:32 PM |
RICHMONDREB | $25.00 | $25.00 | 5/19/2010 3:46:44 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/19/2010 3:45:44 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/19/2010 3:47:00 PM |
generous-deal6 | $25.00 | $25.00 | 5/19/2010 3:47:23 PM |
Marathoner | $25.00 | $25.00 | 5/19/2010 3:47:43 PM |
mlopez2007 | $50.00 | $50.00 | 5/19/2010 3:47:07 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/19/2010 3:47:11 PM |
Merganser | $25.00 | $25.00 | 5/19/2010 3:47:17 PM |
Tc11902 | $25.00 | $25.00 | 5/19/2010 3:50:03 PM |
steady-gain5 | $25.00 | $25.00 | 5/19/2010 3:50:16 PM |
Mark-O-Polo | $25.00 | $25.00 | 5/19/2010 3:50:33 PM |
truth-image | $50.00 | $50.00 | 5/19/2010 3:47:52 PM |
afotherg | $25.00 | $25.00 | 5/19/2010 3:48:47 PM |
JFKPilot | $25.00 | $25.00 | 5/19/2010 3:51:21 PM |
investment-network | $25.00 | $25.00 | 5/19/2010 3:49:02 PM |
DukSerduk | $25.00 | $25.00 | 5/19/2010 3:48:21 PM |
a-finance-nirvana | $25.00 | $25.00 | 5/19/2010 3:52:25 PM |
Ivan2007 | $25.00 | $25.00 | 5/19/2010 3:49:18 PM |
power-defender7 | $25.00 | $25.00 | 5/19/2010 3:49:26 PM |
cash-queen | $50.00 | $50.00 | 5/19/2010 3:51:05 PM |
CleeClee | $50.00 | $50.00 | 5/19/2010 3:51:25 PM |
TakeCare | $100.00 | $100.00 | 5/19/2010 3:53:15 PM |
castleman | $25.00 | $25.00 | 5/19/2010 3:50:38 PM |
qwsd12 | $40.00 | $40.00 | 5/19/2010 3:52:37 PM |
dtrain5 | $50.00 | $50.00 | 5/19/2010 3:51:15 PM |
ichibon | $75.00 | $75.00 | 5/19/2010 3:52:42 PM |
the-silver-blaster | $25.00 | $25.00 | 5/19/2010 3:52:53 PM |
figs4u2 | $80.00 | $80.00 | 5/19/2010 3:54:39 PM |
Weaverville | $50.00 | $50.00 | 5/19/2010 3:51:47 PM |
dsnybnd | $25.00 | $25.00 | 5/19/2010 3:51:53 PM |
the-gold-quark | $25.00 | $25.00 | 5/19/2010 3:52:14 PM |
fortytwo | $100.00 | $100.00 | 5/19/2010 3:52:21 PM |
flexible-value | $28.00 | $28.00 | 5/19/2010 3:52:58 PM |
ryan23 | $50.00 | $50.00 | 5/19/2010 3:53:28 PM |
love-interest | $25.00 | $25.00 | 5/19/2010 3:53:32 PM |
samo102us | $25.00 | $25.00 | 5/19/2010 4:18:20 PM |
serene-credit4 | $50.00 | $50.00 | 5/19/2010 3:53:55 PM |
loan-kung-fu | $25.00 | $25.00 | 5/19/2010 4:19:14 PM |
integrity-doctor | $100.00 | $100.00 | 5/19/2010 3:54:10 PM |
balanced-bill7 | $82.91 | $82.91 | 5/19/2010 4:19:03 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/19/2010 4:19:09 PM |
rpatusa | $25.00 | $25.00 | 5/19/2010 4:19:34 PM |
bigphish | $25.00 | $25.00 | 5/19/2010 4:11:43 PM |
Midwestvalues | $100.00 | $100.00 | 5/19/2010 4:19:29 PM |
selector568 | $305.78 | $305.78 | 5/19/2010 4:32:42 PM |
SpotLending | $25.00 | $25.00 | 5/20/2010 7:51:34 AM |
JoJos_Daddy | $160.07 | $160.07 | 5/20/2010 10:25:52 PM |
moneytolend72 | $50.00 | $50.00 | 5/21/2010 12:54:38 PM |
ijspence | $25.00 | $25.00 | 5/21/2010 11:00:48 AM |
power-secret-agent | $25.00 | $25.00 | 5/22/2010 2:58:09 AM |
jchurchi | $25.00 | $25.00 | 5/22/2010 3:05:19 PM |
riproaringrapids | $25.00 | $25.00 | 5/23/2010 2:28:08 AM |
bold-social-advantage | $100.00 | $100.00 | 5/23/2010 1:35:52 AM |
heerzaquestion | $25.00 | $25.00 | 5/23/2010 8:33:26 AM |
payontime1 | $25.00 | $25.00 | 5/24/2010 9:44:09 AM |
value-guru3 | $25.00 | $25.00 | 5/24/2010 2:08:50 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:47 PM |
harvicseeds | $25.00 | $25.00 | 5/24/2010 8:32:51 PM |
Jcardone33 | $25.00 | $25.00 | 5/25/2010 6:02:34 AM |
dreamhope | $25.00 | $25.00 | 5/25/2010 2:00:19 PM |
rockingnrolling | $60.00 | $60.00 | 5/25/2010 4:48:05 PM |
jimduism | $25.00 | $25.00 | 5/25/2010 11:18:28 PM |
investment-seeker7 | $25.00 | $25.00 | 5/26/2010 10:13:46 AM |
protargol | $75.00 | $75.00 | 5/26/2010 11:00:28 AM |
tender-integrity3 | $50.00 | $50.00 | 5/19/2010 3:37:38 PM |
kenji4861 | $25.00 | $25.00 | 5/19/2010 3:37:59 PM |
the-financier814 | $25.00 | $25.00 | 5/19/2010 3:39:52 PM |
money-bauble | $75.00 | $75.00 | 5/19/2010 3:41:09 PM |
successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:43 PM |
dharma1 | $25.00 | $25.00 | 5/19/2010 3:37:47 PM |
studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:13 PM |
PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:48 PM |
alexstar | $25.00 | $25.00 | 5/19/2010 3:42:54 PM |
Avala | $50.00 | $50.00 | 5/19/2010 3:44:02 PM |
the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:45:01 PM |
evnagelist | $25.00 | $25.00 | 5/19/2010 3:47:46 PM |
wayman | $25.00 | $25.00 | 5/19/2010 3:46:15 PM |
meenan | $25.00 | $25.00 | 5/19/2010 3:48:06 PM |
money-surge1 | $25.00 | $25.00 | 5/19/2010 3:48:39 PM |
GiantAardvark | $25.00 | $25.00 | 5/19/2010 3:48:42 PM |
Kerrysbay | $50.00 | $50.00 | 5/19/2010 3:46:00 PM |
GeorgiaGator | $50.00 | $50.00 | 5/19/2010 3:48:51 PM |
Composure1 | $25.00 | $25.00 | 5/19/2010 3:46:24 PM |
credit-scout7 | $30.00 | $30.00 | 5/19/2010 3:47:26 PM |
orange-resolute-platinum | $25.00 | $25.00 | 5/19/2010 3:46:48 PM |
kinetic-diversification | $50.00 | $50.00 | 5/19/2010 3:49:46 PM |
payout-paladin0 | $25.00 | $25.00 | 5/19/2010 3:49:49 PM |
delicious-social132 | $40.00 | $40.00 | 5/19/2010 3:48:01 PM |
harty | $60.00 | $60.00 | 5/19/2010 3:47:33 PM |
kulender | $25.00 | $25.00 | 5/19/2010 3:48:27 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/19/2010 3:50:08 PM |
Carpetkid | $50.00 | $50.00 | 5/19/2010 3:50:12 PM |
seabass123 | $25.00 | $25.00 | 5/19/2010 3:49:35 PM |
ray1051 | $50.00 | $50.00 | 5/19/2010 3:49:55 PM |
best-ingenious-funds | $25.00 | $25.00 | 5/19/2010 3:53:39 PM |
veneziani | $25.00 | $25.00 | 5/19/2010 3:52:06 PM |
economy-producer | $25.00 | $25.00 | 5/19/2010 3:53:09 PM |
nobuffett43 | $50.00 | $50.00 | 5/19/2010 3:53:42 PM |
creative-finance7 | $25.00 | $25.00 | 5/19/2010 3:52:44 PM |
peace-habanero | $25.00 | $25.00 | 5/19/2010 3:53:59 PM |
emt747 | $25.00 | $25.00 | 5/19/2010 3:54:32 PM |
nickel-alien | $50.00 | $50.00 | 5/19/2010 4:05:33 PM |
transparency-advocator | $25.00 | $25.00 | 5/19/2010 4:19:19 PM |
orange-preeminant-bill | $25.00 | $25.00 | 5/19/2010 4:17:15 PM |
DcUnited | $25.00 | $25.00 | 5/19/2010 4:19:06 PM |
Dap2005 | $25.00 | $25.00 | 5/19/2010 4:19:16 PM |
maldok1 | $25.00 | $25.00 | 5/19/2010 4:19:22 PM |
kmr2 | $400.00 | $7.96 | 5/19/2010 4:19:35 PM |
treasure-hunter270 | $25.00 | $25.00 | 5/19/2010 5:05:48 PM |
ksubd | $25.00 | $25.00 | 5/19/2010 10:12:07 PM |
IwillHuntUdown | $30.74 | $30.74 | 5/20/2010 10:34:11 AM |
the-bright-velocity | $25.00 | $25.00 | 5/20/2010 11:37:37 AM |
satisfying-durability | $25.00 | $25.00 | 5/20/2010 11:39:48 AM |
cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:20 PM |
beachfunder | $25.00 | $25.00 | 5/21/2010 7:19:47 AM |
CPA_Lender | $25.00 | $25.00 | 5/21/2010 12:14:48 PM |
Kelor99 | $25.00 | $25.00 | 5/21/2010 5:40:50 PM |
MunETree | $49.20 | $49.20 | 5/23/2010 4:41:13 PM |
loanman2007 | $75.00 | $75.00 | 5/24/2010 5:25:26 AM |
dollar-trader2 | $25.00 | $25.00 | 5/24/2010 2:48:11 PM |
samurai2 | $25.00 | $25.00 | 5/24/2010 7:55:19 PM |
Kyileo | $25.00 | $25.00 | 5/24/2010 6:27:33 PM |
sentimental-silver7 | $28.34 | $28.34 | 5/25/2010 10:10:35 AM |
lateflight | $50.00 | $50.00 | 5/25/2010 3:21:09 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/25/2010 3:33:52 PM |
MoneyTree79 | $40.00 | $40.00 | 5/25/2010 6:06:22 PM |
grasscutter | $50.00 | $50.00 | 5/25/2010 5:30:25 PM |
SpotLending | $25.00 | $25.00 | 5/25/2010 9:13:45 PM |
Firescreek | $40.00 | $40.00 | 5/26/2010 6:54:56 AM |
BankofBeth | $25.00 | $25.00 | 5/25/2010 4:48:58 PM |
Schlawinzer | $25.00 | $25.00 | 5/25/2010 5:34:34 PM |
wwwUniversal | $25.00 | $25.00 | 5/26/2010 10:10:29 AM |
AustinAmerica | $25.00 | $25.00 | 5/25/2010 9:05:03 PM |
dukeiyer | $25.00 | $25.00 | 5/26/2010 10:54:53 AM |
Astyanax | $40.00 | $40.00 | 5/26/2010 12:53:54 PM |
blackstar | $25.00 | $25.00 | 5/26/2010 4:27:27 AM |
biffmush | $250.00 | $250.00 | 5/26/2010 3:31:42 PM |
friendinmoney | $25.00 | $25.00 | 5/26/2010 3:28:15 PM |
150 bids
|
Borrower Payment Dependent Notes Series
459373
This series of Notes was issued and sold upon the funding of the borrower loan #42757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 7.30% |
Starting borrower rate/APR:
| 8.30% / 8.64% |
Starting monthly payment:
| $188.85 |
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $188.85 |
|
Auction yield range:
| 2.99% - 7.30% |
Estimated loss impact:
| 1.50% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 8% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 1m |
Credit score:
| 800-819 (May-2010) |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
Now delinquent:
| 0 |
Revolving credit balance:
| $3,980 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| benevolent-point |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
jtrump22 | $25.00 | $25.00 | 5/24/2010 3:43:44 PM |
gotyourgear | $25.00 | $25.00 | 5/24/2010 3:44:15 PM |
LoanBrkr | $25.00 | $25.00 | 5/24/2010 3:48:30 PM |
meux99 | $25.00 | $25.00 | 5/24/2010 3:52:49 PM |
emt747 | $25.00 | $25.00 | 5/24/2010 3:53:41 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 3:45:35 PM |
decisive-capital | $62.19 | $62.19 | 5/24/2010 3:46:08 PM |
divedude | $25.00 | $25.00 | 5/24/2010 3:48:16 PM |
turbospeed | $25.00 | $25.00 | 5/24/2010 3:57:22 PM |
tender-integrity3 | $50.00 | $50.00 | 5/24/2010 3:53:04 PM |
CaptainBlueberry | $25.00 | $25.00 | 5/24/2010 3:43:47 PM |
saxeman | $33.41 | $33.41 | 5/24/2010 3:44:18 PM |
Tradesmanlender | $25.00 | $25.00 | 5/24/2010 3:56:55 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 3:57:42 PM |
truth-image | $50.00 | $50.00 | 5/24/2010 4:05:53 PM |
david5000 | $50.00 | $50.00 | 5/24/2010 4:00:48 PM |
moltopaolo | $50.00 | $50.00 | 5/24/2010 4:01:03 PM |
seattleslug | $30.00 | $30.00 | 5/24/2010 4:08:01 PM |
Pulchritudinous | $25.00 | $25.00 | 5/24/2010 4:01:28 PM |
engaging-worth | $25.00 | $25.00 | 5/24/2010 4:08:44 PM |
alexstar | $25.00 | $25.00 | 5/24/2010 4:02:32 PM |
TK4 | $25.00 | $25.00 | 5/24/2010 4:10:07 PM |
brstern2 | $25.00 | $25.00 | 5/24/2010 4:10:11 PM |
djs81 | $46.98 | $46.98 | 5/24/2010 4:10:38 PM |
KeepOnRunning | $43.79 | $43.79 | 5/24/2010 4:10:43 PM |
Sven79 | $50.00 | $50.00 | 5/24/2010 4:04:30 PM |
totoro | $25.00 | $25.00 | 5/24/2010 4:11:12 PM |
credit-scout7 | $30.00 | $30.00 | 5/24/2010 4:05:22 PM |
seabass123 | $25.00 | $25.00 | 5/24/2010 3:57:55 PM |
tntmojave | $25.00 | $25.00 | 5/24/2010 3:58:03 PM |
kulender | $25.00 | $25.00 | 5/24/2010 4:06:27 PM |
JGB | $100.00 | $100.00 | 5/24/2010 4:06:33 PM |
afotherg | $25.00 | $25.00 | 5/24/2010 4:06:57 PM |
rescue | $100.00 | $100.00 | 5/24/2010 4:07:26 PM |
honorable-yield | $50.00 | $50.00 | 5/24/2010 4:08:00 PM |
frankdelraza | $25.00 | $25.00 | 5/24/2010 4:01:29 PM |
cingular | $25.00 | $25.00 | 5/24/2010 4:10:00 PM |
five-star-justice | $36.00 | $36.00 | 5/24/2010 4:17:51 PM |
outtahoth2o | $73.07 | $73.07 | 5/24/2010 4:18:37 PM |
unclejaef | $25.00 | $25.00 | 5/24/2010 4:10:26 PM |
kenji4861 | $25.00 | $25.00 | 5/24/2010 4:02:30 PM |
lowrate | $25.00 | $25.00 | 5/24/2010 4:19:09 PM |
zeelender | $25.00 | $25.00 | 5/24/2010 4:11:07 PM |
gigabit | $50.00 | $50.00 | 5/24/2010 4:19:28 PM |
Mark-O-Polo | $25.00 | $25.00 | 5/24/2010 4:11:38 PM |
Lendomatic | $25.00 | $25.00 | 5/24/2010 4:20:22 PM |
Marathoner | $25.00 | $25.00 | 5/24/2010 4:05:31 PM |
sandeepPR | $25.00 | $25.00 | 5/24/2010 4:24:25 PM |
lowestghost | $25.00 | $25.00 | 5/24/2010 4:24:47 PM |
dinero-festivity2 | $100.00 | $100.00 | 5/24/2010 4:26:40 PM |
Veridic | $25.00 | $25.00 | 5/24/2010 4:08:40 PM |
latestone | $25.00 | $25.00 | 5/24/2010 4:08:47 PM |
turbine5 | $38.09 | $38.09 | 5/24/2010 4:09:05 PM |
Hoov | $25.00 | $25.00 | 5/24/2010 4:09:24 PM |
degster | $25.00 | $25.00 | 5/24/2010 4:09:34 PM |
majormoves1 | $25.00 | $25.00 | 5/24/2010 4:09:44 PM |
bayareainv | $35.60 | $35.60 | 5/24/2010 4:09:56 PM |
bchen78875 | $50.00 | $50.00 | 5/24/2010 4:10:31 PM |
DadWarbucks | $25.00 | $25.00 | 5/24/2010 4:18:10 PM |
a-responsible-return | $25.00 | $25.00 | 5/24/2010 4:19:20 PM |
BiggestG | $25.00 | $25.00 | 5/24/2010 4:11:36 PM |
dansarkis | $25.00 | $25.00 | 5/24/2010 4:11:40 PM |
jscope | $25.00 | $25.00 | 5/24/2010 4:19:49 PM |
Kame | $25.00 | $25.00 | 5/24/2010 4:20:59 PM |
riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:25:28 PM |
ClearLake | $25.00 | $25.00 | 5/24/2010 4:58:33 PM |
head | $25.00 | $25.00 | 5/24/2010 4:58:39 PM |
flwah | $25.00 | $25.00 | 5/24/2010 4:18:21 PM |
japper2353 | $25.00 | $25.00 | 5/24/2010 4:59:52 PM |
discrete-asset | $25.00 | $25.00 | 5/24/2010 4:52:13 PM |
elasermd | $50.00 | $50.00 | 5/24/2010 4:27:23 PM |
tsui517 | $25.00 | $25.00 | 5/24/2010 4:58:23 PM |
american6 | $50.00 | $50.00 | 5/24/2010 4:29:40 PM |
kegs | $100.00 | $100.00 | 5/24/2010 4:30:47 PM |
kalex752 | $26.85 | $26.85 | 5/24/2010 4:48:59 PM |
entertaining-greenback2 | $25.00 | $25.00 | 5/24/2010 5:16:15 PM |
amijo | $27.56 | $27.56 | 5/24/2010 5:25:08 PM |
Zoramite | $25.00 | $25.00 | 5/24/2010 5:05:48 PM |
YellowJacket | $25.00 | $25.00 | 5/24/2010 5:26:31 PM |
Gunny89 | $25.00 | $25.00 | 5/24/2010 5:02:14 PM |
langdonx | $25.00 | $25.00 | 5/24/2010 5:25:29 PM |
blissful-note7 | $25.00 | $25.00 | 5/24/2010 5:27:57 PM |
GeorgiaGator | $50.00 | $50.00 | 5/24/2010 5:28:43 PM |
leader91 | $50.00 | $50.00 | 5/24/2010 5:12:41 PM |
Westerly | $28.85 | $28.85 | 5/24/2010 5:25:19 PM |
CirC | $50.00 | $26.12 | 5/24/2010 5:29:03 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:29:13 PM |
vine99 | $90.00 | $90.00 | 5/25/2010 10:05:36 PM |
Lend2U21 | $25.00 | $25.00 | 5/24/2010 3:44:08 PM |
hayhelp | $25.00 | $25.00 | 5/24/2010 3:45:02 PM |
PaulW | $25.00 | $25.00 | 5/24/2010 3:50:01 PM |
jstefans | $25.00 | $25.00 | 5/24/2010 3:51:00 PM |
dharma1 | $25.00 | $25.00 | 5/24/2010 3:53:16 PM |
p1k4blu | $25.00 | $25.00 | 5/24/2010 3:44:13 PM |
ArashMass | $30.00 | $30.00 | 5/24/2010 3:47:51 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:49:08 PM |
tbrnet | $25.00 | $25.00 | 5/24/2010 3:57:20 PM |
scrappy-bonus2 | $25.00 | $25.00 | 5/24/2010 3:58:20 PM |
sail120 | $25.00 | $25.00 | 5/24/2010 3:44:11 PM |
guaton | $25.00 | $25.00 | 5/24/2010 3:44:20 PM |
kmwvma | $25.00 | $25.00 | 5/24/2010 3:56:57 PM |
BMP | $25.00 | $25.00 | 5/24/2010 3:49:40 PM |
ray1051 | $50.00 | $50.00 | 5/24/2010 3:58:10 PM |
flexible-value | $28.00 | $28.00 | 5/24/2010 3:58:58 PM |
delicious-social132 | $40.00 | $40.00 | 5/24/2010 4:06:00 PM |
DukSerduk | $25.00 | $25.00 | 5/24/2010 4:06:10 PM |
generator596 | $50.00 | $50.00 | 5/24/2010 4:00:41 PM |
rmachi | $25.00 | $25.00 | 5/24/2010 4:07:41 PM |
SourDoughSteve | $25.00 | $25.00 | 5/24/2010 4:08:21 PM |
xyzlmno | $25.00 | $25.00 | 5/24/2010 4:08:39 PM |
BankOfFrankFairness | $40.58 | $40.58 | 5/24/2010 4:10:02 PM |
impartial-deal | $25.00 | $25.00 | 5/24/2010 4:10:10 PM |
transparency-giant | $50.00 | $50.00 | 5/24/2010 3:56:24 PM |
GElender | $50.00 | $50.00 | 5/24/2010 4:10:40 PM |
Railbird | $25.00 | $25.00 | 5/24/2010 3:57:14 PM |
thedoctor | $90.00 | $90.00 | 5/24/2010 4:11:14 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/24/2010 4:05:02 PM |
macgeek | $100.00 | $100.00 | 5/24/2010 4:07:05 PM |
figs4u2 | $80.00 | $80.00 | 5/24/2010 3:59:31 PM |
rudyindc | $25.00 | $25.00 | 5/24/2010 4:07:35 PM |
SNH | $50.00 | $50.00 | 5/24/2010 3:59:48 PM |
pipopirate | $25.00 | $25.00 | 5/24/2010 4:07:53 PM |
Emgolda | $25.00 | $25.00 | 5/24/2010 4:00:50 PM |
think-become | $25.00 | $25.00 | 5/24/2010 4:08:58 PM |
power-defender7 | $25.00 | $25.00 | 5/24/2010 4:09:20 PM |
dumbass | $25.00 | $25.00 | 5/24/2010 4:09:41 PM |
museic1 | $25.00 | $25.00 | 5/24/2010 4:09:47 PM |
Jassi | $25.00 | $25.00 | 5/24/2010 4:09:51 PM |
interest-exec9 | $25.00 | $25.00 | 5/24/2010 4:09:57 PM |
sajitk | $25.00 | $25.00 | 5/24/2010 4:17:48 PM |
NATIVEBORN | $25.00 | $25.00 | 5/24/2010 4:10:20 PM |
don8ter | $29.12 | $29.12 | 5/24/2010 4:18:54 PM |
ADenny | $25.00 | $25.00 | 5/24/2010 4:11:35 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/24/2010 4:05:10 PM |
HUMPTIDUMPTI | $50.00 | $50.00 | 5/24/2010 4:23:31 PM |
harty | $60.00 | $60.00 | 5/24/2010 4:05:30 PM |
evnagelist | $25.00 | $25.00 | 5/24/2010 4:05:45 PM |
meenan | $25.00 | $25.00 | 5/24/2010 4:06:08 PM |
interest-jedi0 | $50.00 | $50.00 | 5/24/2010 4:06:40 PM |
currency-persimmon | $25.00 | $25.00 | 5/24/2010 4:07:30 PM |
johannesfactotum | $25.00 | $25.00 | 5/24/2010 4:27:52 PM |
virtualbank | $25.00 | $25.00 | 5/24/2010 4:08:16 PM |
cjohnson041 | $35.00 | $35.00 | 5/24/2010 4:08:30 PM |
Sixmil | $25.00 | $25.00 | 5/24/2010 4:08:42 PM |
kinetic-diversification | $50.00 | $50.00 | 5/24/2010 4:09:21 PM |
OLYVRC | $25.00 | $25.00 | 5/24/2010 4:09:54 PM |
bold-durability-drum | $50.00 | $50.00 | 5/24/2010 4:29:47 PM |
morpholog | $25.00 | $25.00 | 5/24/2010 4:09:59 PM |
Castellan | $25.00 | $25.00 | 5/24/2010 4:17:54 PM |
KiwiElf | $30.00 | $30.00 | 5/24/2010 4:11:19 PM |
thryn | $30.00 | $30.00 | 5/24/2010 4:51:07 PM |
dashawn | $25.00 | $25.00 | 5/24/2010 4:51:18 PM |
tekkie2412 | $25.00 | $25.00 | 5/24/2010 4:27:41 PM |
IndianChief | $25.00 | $25.00 | 5/24/2010 4:27:45 PM |
Cheburashka | $30.00 | $30.00 | 5/24/2010 4:58:31 PM |
TheColoradoDon | $25.00 | $25.00 | 5/24/2010 4:59:48 PM |
Ocean713 | $50.00 | $50.00 | 5/24/2010 4:20:06 PM |
bigdogsafety1 | $25.00 | $25.00 | 5/24/2010 4:31:14 PM |
buckyhead2000 | $25.00 | $25.00 | 5/24/2010 4:21:04 PM |
eeyore101 | $25.00 | $25.00 | 5/24/2010 4:50:54 PM |
unassuming-note | $25.00 | $25.00 | 5/24/2010 4:26:33 PM |
MasterJin | $25.00 | $25.00 | 5/24/2010 5:05:49 PM |
mwfarmkid | $50.00 | $50.00 | 5/24/2010 4:27:29 PM |
js60l | $25.00 | $25.00 | 5/24/2010 4:27:47 PM |
lostontheedge | $25.00 | $25.00 | 5/24/2010 4:29:15 PM |
ILfarmboy | $33.49 | $33.49 | 5/24/2010 4:53:00 PM |
Viamin | $25.00 | $25.00 | 5/24/2010 4:54:58 PM |
wise-silver-wonder | $25.00 | $25.00 | 5/24/2010 4:57:41 PM |
djh47a | $25.00 | $25.00 | 5/24/2010 4:58:08 PM |
ElChico124 | $25.00 | $25.00 | 5/24/2010 5:02:10 PM |
buckeye55 | $25.00 | $25.00 | 5/24/2010 5:23:51 PM |
credit-coach118 | $40.00 | $40.00 | 5/24/2010 5:25:28 PM |
Daneistes | $80.30 | $80.30 | 5/24/2010 5:28:42 PM |
dontscrewmeover1 | $25.00 | $25.00 | 5/24/2010 7:14:07 PM |
antlr | $25.00 | $25.00 | 5/24/2010 5:28:49 PM |
octoberfresh | $25.00 | $25.00 | 5/25/2010 7:30:04 AM |
blukahlua | $25.00 | $25.00 | 5/25/2010 4:19:20 PM |
the-profit-oracle | $25.00 | $25.00 | 5/25/2010 8:35:19 PM |
178 bids
|
Borrower Payment Dependent Notes Series
459533
This series of Notes was issued and sold upon the funding of the borrower loan #42734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-25-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 11% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 8m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 51 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $197 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 46 | | | | |
Screen name:
| stboerma |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
rescue | $50.00 | $50.00 | 5/24/2010 3:57:10 PM |
economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:24 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 4:16:06 PM |
Pulchritudinous | $25.00 | $25.00 | 5/24/2010 4:12:50 PM |
top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:39 PM |
PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:21 PM |
hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:27 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/24/2010 4:16:44 PM |
wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 4:30:04 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:09 PM |
dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:42 PM |
ddog0224 | $25.00 | $25.00 | 5/24/2010 4:17:00 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:28:40 PM |
UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 5:10:10 PM |
flexible-value | $26.00 | $26.00 | 5/24/2010 5:11:59 PM |
ichibon | $40.02 | $40.02 | 5/24/2010 5:30:25 PM |
MONEY_IN_THE_BANK | $25.00 | $25.00 | 5/24/2010 10:06:45 PM |
chestnut4 | $25.00 | $25.00 | 5/24/2010 5:47:39 PM |
aztocas | $50.00 | $50.00 | 5/24/2010 11:16:48 PM |
irrelevant | $25.00 | $25.00 | 5/25/2010 8:36:56 AM |
topher515 | $25.00 | $25.00 | 5/25/2010 8:46:20 AM |
Carpetkid | $25.00 | $25.00 | 5/25/2010 8:56:18 AM |
TennSquire | $25.00 | $25.00 | 5/25/2010 8:13:24 AM |
Elbanko | $50.00 | $50.00 | 5/25/2010 12:22:51 PM |
KrystalBall | $25.00 | $25.00 | 5/25/2010 8:56:10 AM |
generous-deal6 | $25.00 | $25.00 | 5/25/2010 2:10:03 PM |
jla720 | $25.00 | $25.00 | 5/25/2010 2:27:11 PM |
hopeful-point | $50.00 | $50.00 | 5/25/2010 2:27:18 PM |
money-bauble | $25.00 | $25.00 | 5/25/2010 2:33:29 PM |
gracej | $25.00 | $25.00 | 5/25/2010 2:36:18 PM |
yachey | $25.00 | $25.00 | 5/25/2010 2:51:55 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 3:44:31 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:40 PM |
studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:57 PM |
wayman | $25.00 | $25.00 | 5/24/2010 4:17:21 PM |
Avala | $50.00 | $50.00 | 5/24/2010 4:15:00 PM |
american6 | $25.00 | $25.00 | 5/24/2010 4:29:38 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:38 PM |
SNH | $50.00 | $50.00 | 5/24/2010 4:12:28 PM |
riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:25:12 PM |
the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:12 PM |
Weaverville | $50.00 | $50.00 | 5/24/2010 4:27:37 PM |
camaraderi-workhorse | $30.00 | $30.00 | 5/24/2010 5:09:54 PM |
bchen78875 | $25.00 | $25.00 | 5/24/2010 4:59:56 PM |
kegs | $100.00 | $100.00 | 5/24/2010 4:31:00 PM |
eurobikermcdog | $50.00 | $50.00 | 5/24/2010 9:13:13 PM |
interest-jedi0 | $50.00 | $50.00 | 5/24/2010 9:39:07 PM |
steiglends | $100.00 | $100.00 | 5/25/2010 1:13:46 PM |
skuba | $25.00 | $25.00 | 5/25/2010 2:09:36 PM |
macgeek | $46.14 | $46.14 | 5/25/2010 2:11:41 PM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 2:57:47 PM |
greenback-catapult3 | $25.00 | $25.00 | 5/25/2010 8:28:51 PM |
beakerfish | $50.00 | $27.84 | 5/25/2010 5:45:26 PM |
53 bids
|
Borrower Payment Dependent Notes Series
459567
This series of Notes was issued and sold upon the funding of the borrower loan #42732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-21-2010 |
|
Auction end date:
| May-27-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $185.56 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $185.56 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 12% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 4m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 39 |
Occupation: | Professional |
Now delinquent:
| 0 |
Revolving credit balance:
| $19,106 | Stated income: | $100,000+ |
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 16 | | | | |
Screen name:
| captaincarl |
Borrower's state:
| Massachusetts |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,601.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
620-639
(Mar-2007)
|
Principal balance:
| $1,075.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Updating our old kitchen
Purpose of loan:
This loan will be used to? Updating our old, tired kitchen.
My financial situation:
I am a good candidate for this loan because? this will be our third prosper loan and have never been late on any payment
Monthly net income: $ 8000????????
Monthly expenses: $
??Housing: $
??Insurance: $ 2900????
??Car expenses: $ 600????
??Utilities: $ 280
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 500
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
rescue | $50.00 | $50.00 | 5/21/2010 1:55:34 PM |
economy-producer | $25.00 | $25.00 | 5/21/2010 1:56:34 PM |
Pulchritudinous | $25.00 | $25.00 | 5/21/2010 1:57:14 PM |
camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 1:57:25 PM |
hrubinst | $25.00 | $25.00 | 5/21/2010 1:58:33 PM |
Phantom99 | $25.00 | $25.00 | 5/21/2010 1:58:40 PM |
macgeek | $50.00 | $50.00 | 5/21/2010 1:59:41 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/21/2010 2:15:39 PM |
LendGuy | $25.00 | $25.00 | 5/21/2010 2:46:10 PM |
demoseal | $25.00 | $25.00 | 5/21/2010 3:16:40 PM |
mcarm66 | $25.00 | $25.00 | 5/21/2010 3:27:27 PM |
tenny321 | $25.00 | $25.00 | 5/21/2010 3:27:46 PM |
Midwestvalues | $100.00 | $100.00 | 5/21/2010 3:28:59 PM |
steiglends | $70.00 | $70.00 | 5/21/2010 3:29:30 PM |
philosopher4 | $25.00 | $25.00 | 5/21/2010 3:29:35 PM |
Aberdeen | $400.00 | $400.00 | 5/21/2010 3:30:22 PM |
PRGuyinVA | $25.00 | $25.00 | 5/21/2010 1:58:29 PM |
Avala | $50.00 | $50.00 | 5/21/2010 1:58:34 PM |
the-profit-oracle | $25.00 | $25.00 | 5/21/2010 1:58:43 PM |
ddog0224 | $25.00 | $25.00 | 5/21/2010 1:58:49 PM |
successful-euro | $30.00 | $30.00 | 5/21/2010 1:56:13 PM |
peace-missile | $25.00 | $25.00 | 5/21/2010 1:59:44 PM |
community-saver0 | $25.00 | $25.00 | 5/21/2010 2:15:40 PM |
peso-aggregator | $25.00 | $25.00 | 5/21/2010 2:15:50 PM |
ichibon | $75.00 | $75.00 | 5/21/2010 1:57:10 PM |
NorthernFunds | $25.00 | $25.00 | 5/21/2010 3:27:29 PM |
credit-czar5 | $25.00 | $25.00 | 5/21/2010 3:27:42 PM |
line6owner | $36.00 | $36.00 | 5/21/2010 3:29:37 PM |
Aberdeen | $400.00 | $400.00 | 5/21/2010 3:29:58 PM |
UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 1:59:48 PM |
sharp-coin8 | $25.00 | $25.00 | 5/21/2010 3:27:35 PM |
ommcd | $25.00 | $25.00 | 5/21/2010 3:28:08 PM |
Rdodson11 | $25.00 | $25.00 | 5/21/2010 3:28:14 PM |
autonomous-basis | $25.00 | $25.00 | 5/21/2010 3:29:31 PM |
DcUnited | $25.00 | $25.00 | 5/21/2010 3:29:36 PM |
Aberdeen | $400.00 | $400.00 | 5/21/2010 3:29:59 PM |
bb81 | $25.00 | $25.00 | 5/21/2010 3:39:34 PM |
loyalist1 | $100.00 | $100.00 | 5/21/2010 5:33:35 PM |
JustMee | $25.00 | $25.00 | 5/21/2010 6:46:31 PM |
Jerrys1951 | $25.00 | $25.00 | 5/22/2010 8:20:21 PM |
wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:30:05 PM |
CA_Lender | $25.00 | $25.00 | 5/25/2010 5:30:26 PM |
Socorro_Capital_Partners | $25.00 | $25.00 | 5/26/2010 8:08:02 PM |
Bob450 | $46.00 | $46.00 | 5/26/2010 10:38:20 PM |
titancash4u | $25.00 | $25.00 | 5/26/2010 11:01:26 PM |
trade-goblin9 | $25.00 | $25.00 | 5/27/2010 3:54:40 AM |
independent-revenue4 | $50.00 | $50.00 | 5/21/2010 1:57:33 PM |
studious-bonus7 | $50.00 | $50.00 | 5/21/2010 1:58:23 PM |
drumcorpsnut | $46.03 | $46.03 | 5/21/2010 3:03:45 PM |
famous-hope | $25.00 | $25.00 | 5/21/2010 3:27:43 PM |
shark8851 | $50.00 | $50.00 | 5/21/2010 3:28:15 PM |
seabass123 | $25.00 | $25.00 | 5/21/2010 3:29:28 PM |
Panna | $25.00 | $25.00 | 5/21/2010 3:29:32 PM |
thorough-exchange4 | $25.00 | $25.00 | 5/21/2010 3:29:33 PM |
dloan | $25.00 | $25.00 | 5/21/2010 1:55:38 PM |
top-historic-peso | $25.00 | $25.00 | 5/21/2010 1:57:32 PM |
dinero-speaker | $50.00 | $50.00 | 5/21/2010 1:58:36 PM |
wayman | $25.00 | $25.00 | 5/21/2010 1:58:58 PM |
SNH | $50.00 | $50.00 | 5/21/2010 1:56:52 PM |
orange-preeminant-bill | $32.44 | $32.44 | 5/21/2010 2:52:37 PM |
uncleubb | $25.00 | $25.00 | 5/21/2010 3:54:39 PM |
e6400 | $25.00 | $25.00 | 5/21/2010 3:03:56 PM |
worth-arch | $25.00 | $25.00 | 5/21/2010 1:58:25 PM |
Fastlife | $25.00 | $25.00 | 5/21/2010 3:27:40 PM |
interest-jedi0 | $50.00 | $50.00 | 5/21/2010 1:58:39 PM |
halothane_logic | $25.00 | $25.00 | 5/21/2010 3:27:45 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/21/2010 1:58:45 PM |
108lender | $200.00 | $159.53 | 5/21/2010 3:29:38 PM |
Aberdeen | $500.00 | $500.00 | 5/21/2010 3:30:01 PM |
stollcm | $25.00 | $25.00 | 5/21/2010 3:27:41 PM |
delicious-social132 | $25.00 | $25.00 | 5/21/2010 3:29:01 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/21/2010 3:29:34 PM |
Marathoner | $25.00 | $25.00 | 5/21/2010 3:29:36 PM |
Aberdeen | $400.00 | $400.00 | 5/21/2010 3:30:21 PM |
twjh | $25.00 | $25.00 | 5/21/2010 3:56:02 PM |
MoneyForNothing | $25.00 | $25.00 | 5/21/2010 9:35:39 PM |
wlm3012 | $25.00 | $25.00 | 5/24/2010 6:07:23 AM |
the-money-gargantuan | $25.00 | $25.00 | 5/23/2010 8:01:24 PM |
golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:18 PM |
Dorf | $25.00 | $25.00 | 5/24/2010 8:37:09 PM |
calm-platinum8 | $25.00 | $25.00 | 5/25/2010 4:15:31 PM |
Ambassador | $25.00 | $25.00 | 5/25/2010 4:37:44 PM |
investment-seeker7 | $25.00 | $25.00 | 5/26/2010 10:25:41 AM |
rockhound84 | $25.00 | $25.00 | 5/26/2010 6:49:22 PM |
rockhound84 | $25.00 | $25.00 | 5/27/2010 3:51:00 AM |
neorunner | $25.00 | $25.00 | 5/26/2010 5:14:50 PM |
86 bids
|
Borrower Payment Dependent Notes Series
459679
This series of Notes was issued and sold upon the funding of the borrower loan #42778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-24-2010 |
|
Auction end date:
| May-26-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $161.70 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $161.70 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 11% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 2m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 19 |
Occupation: | Tradesman - Carpent... |
Now delinquent:
| 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 6 | | | | |
Screen name:
| bigbulls1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2008)
|
Principal balance:
| $1,055.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
tntmojave | $25.00 | $25.00 | 5/24/2010 3:49:47 PM |
worth-arch | $25.00 | $25.00 | 5/24/2010 4:03:12 PM |
actvtrdr | $35.00 | $35.00 | 5/24/2010 4:03:37 PM |
shrewd-peace7 | $50.00 | $50.00 | 5/24/2010 3:49:21 PM |
successful-euro | $30.00 | $30.00 | 5/24/2010 3:52:44 PM |
life-is-great | $25.00 | $25.00 | 5/24/2010 4:00:22 PM |
coachmike15 | $25.00 | $25.00 | 5/24/2010 4:01:12 PM |
Rattlehead | $25.00 | $25.00 | 5/24/2010 4:04:00 PM |
godzig | $25.00 | $25.00 | 5/24/2010 4:04:25 PM |
market-walnut5 | $50.00 | $50.00 | 5/24/2010 4:04:49 PM |
greenwell | $25.00 | $25.00 | 5/24/2010 4:11:48 PM |
camaraderi-workhorse | $25.00 | $25.00 | 5/24/2010 4:01:37 PM |
orange-courageous-dedication | $30.00 | $30.00 | 5/24/2010 4:02:15 PM |
loyalist1 | $100.00 | $100.00 | 5/24/2010 4:18:43 PM |
orderly-leverage | $30.00 | $30.00 | 5/24/2010 4:03:23 PM |
JGB | $100.00 | $100.00 | 5/24/2010 4:03:42 PM |
riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:25:22 PM |
Artist_Blue | $25.00 | $25.00 | 5/24/2010 4:11:02 PM |
autonomous-truth | $25.00 | $25.00 | 5/24/2010 4:26:00 PM |
money-bauble | $75.00 | $75.00 | 5/24/2010 4:57:53 PM |
rhin0cerx | $50.00 | $50.00 | 5/24/2010 5:10:30 PM |
five-star-justice | $36.00 | $36.00 | 5/24/2010 4:58:57 PM |
Comoparklender | $25.00 | $25.00 | 5/24/2010 5:01:39 PM |
SolarMoonshine | $25.00 | $25.00 | 5/24/2010 6:06:36 PM |
natural-greenback6 | $25.00 | $25.00 | 5/24/2010 5:27:33 PM |
red-favorable-basis | $25.00 | $25.00 | 5/25/2010 11:33:42 AM |
Speculator | $100.00 | $100.00 | 5/25/2010 11:33:58 AM |
gelidfrank | $25.00 | $25.00 | 5/25/2010 12:07:48 PM |
kind-responsibility-balancer | $50.00 | $50.00 | 5/25/2010 12:08:22 PM |
coin-equalizer2 | $25.00 | $25.00 | 5/25/2010 12:18:06 PM |
jrbill1998 | $50.00 | $50.00 | 5/25/2010 12:18:15 PM |
Craig_B | $25.00 | $25.00 | 5/25/2010 12:18:26 PM |
etraboulay | $25.00 | $25.00 | 5/25/2010 12:18:40 PM |
asiaratt | $100.00 | $100.00 | 5/25/2010 12:19:09 PM |
theshef | $25.00 | $25.00 | 5/25/2010 9:37:04 AM |
desertoasis | $25.00 | $25.00 | 5/25/2010 10:11:22 AM |
kmr2 | $72.43 | $72.43 | 5/25/2010 12:08:25 PM |
payment-gusto | $25.00 | $25.00 | 5/25/2010 12:08:29 PM |
SBT | $50.00 | $50.00 | 5/25/2010 12:18:05 PM |
funds-rascal | $25.00 | $25.00 | 5/25/2010 12:18:21 PM |
global_microfinance | $25.00 | $25.00 | 5/25/2010 12:18:27 PM |
apostle901 | $25.00 | $25.00 | 5/25/2010 12:18:43 PM |
marketplace-buckeye | $25.00 | $13.65 | 5/25/2010 12:19:10 PM |
topher515 | $25.00 | $25.00 | 5/25/2010 8:41:25 AM |
brother_tam | $50.00 | $50.00 | 5/25/2010 12:08:01 PM |
WhiteKnightVentures | $50.00 | $50.00 | 5/25/2010 12:08:19 PM |
deegeeman | $50.00 | $50.00 | 5/25/2010 12:18:08 PM |
nickel-liberator | $25.00 | $25.00 | 5/25/2010 12:18:14 PM |
biz20 | $25.00 | $25.00 | 5/25/2010 12:18:28 PM |
deal-secret-agent | $25.00 | $25.00 | 5/25/2010 12:18:32 PM |
r0b3m4n | $25.00 | $25.00 | 5/25/2010 12:18:45 PM |
FinanceEngine | $25.00 | $25.00 | 5/26/2010 9:32:11 AM |
qwsd12 | $40.00 | $40.00 | 5/24/2010 3:58:49 PM |
S-Master | $25.00 | $25.00 | 5/24/2010 3:53:44 PM |
Phantom99 | $25.00 | $25.00 | 5/24/2010 3:59:37 PM |
A007 | $25.00 | $25.00 | 5/24/2010 4:00:26 PM |
flexible-value | $25.00 | $25.00 | 5/24/2010 3:59:08 PM |
macgeek | $25.00 | $25.00 | 5/24/2010 4:07:10 PM |
SNH | $50.00 | $50.00 | 5/24/2010 3:59:44 PM |
top-historic-peso | $26.00 | $26.00 | 5/24/2010 4:01:55 PM |
personal-lender | $25.00 | $25.00 | 5/24/2010 4:03:50 PM |
seisen | $50.00 | $50.00 | 5/24/2010 4:21:23 PM |
festeringsnot | $25.00 | $25.00 | 5/24/2010 4:23:18 PM |
Ocean713 | $50.00 | $50.00 | 5/24/2010 4:20:14 PM |
dollar-birdie | $25.00 | $25.00 | 5/24/2010 4:29:54 PM |
cash-spark3 | $25.00 | $25.00 | 5/24/2010 4:24:33 PM |
JustMee | $25.00 | $25.00 | 5/24/2010 5:27:32 PM |
treasure-bliss | $100.00 | $100.00 | 5/24/2010 4:58:15 PM |
orange-preeminant-bill | $100.00 | $100.00 | 5/24/2010 4:59:29 PM |
108lender | $35.00 | $35.00 | 5/25/2010 3:36:27 AM |
Helenska11 | $25.00 | $25.00 | 5/24/2010 8:41:32 PM |
eurobikermcdog | $25.00 | $25.00 | 5/24/2010 8:53:15 PM |
Aberdeen | $400.00 | $400.00 | 5/25/2010 11:45:11 AM |
commerce-voyager | $25.00 | $25.00 | 5/25/2010 12:08:28 PM |
supreme-hope | $25.00 | $25.00 | 5/25/2010 12:08:39 PM |
visionary-currency | $30.92 | $30.92 | 5/25/2010 12:18:03 PM |
skuba | $25.00 | $25.00 | 5/25/2010 12:18:10 PM |
PRGuyinVA | $25.00 | $25.00 | 5/25/2010 12:18:17 PM |
red_spade | $26.00 | $26.00 | 5/25/2010 12:18:39 PM |
gjh37 | $25.00 | $25.00 | 5/25/2010 12:18:47 PM |
MoneyForNothing | $25.00 | $25.00 | 5/25/2010 4:19:02 AM |
twjh | $25.00 | $25.00 | 5/25/2010 12:21:42 PM |
wwwUniversal | $25.00 | $25.00 | 5/25/2010 12:22:42 PM |
IIP77 | $25.00 | $25.00 | 5/25/2010 12:07:46 PM |
basis-prodigy | $25.00 | $25.00 | 5/25/2010 8:12:42 AM |
reward-adventure | $30.00 | $30.00 | 5/25/2010 12:08:26 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/25/2010 12:08:31 PM |
awesome-return0 | $25.00 | $25.00 | 5/25/2010 12:18:04 PM |
enlisted33 | $25.00 | $25.00 | 5/25/2010 12:18:20 PM |
chicagoman | $25.00 | $25.00 | 5/25/2010 12:18:23 PM |
zebra806 | $25.00 | $25.00 | 5/25/2010 12:18:42 PM |
ssh1983 | $25.00 | $25.00 | 5/25/2010 12:18:49 PM |
parsec9 | $25.00 | $25.00 | 5/25/2010 9:53:39 AM |
integrity-doctor | $100.00 | $100.00 | 5/25/2010 11:33:35 AM |
honorable-yield | $35.00 | $35.00 | 5/25/2010 11:33:43 AM |
Streetfighter | $50.00 | $50.00 | 5/25/2010 12:08:10 PM |
love-interest | $25.00 | $25.00 | 5/25/2010 12:08:17 PM |
supreme-bonus0 | $25.00 | $25.00 | 5/25/2010 12:08:20 PM |
cberthiaume | $25.00 | $25.00 | 5/25/2010 12:18:12 PM |
zburner | $25.00 | $25.00 | 5/25/2010 12:18:24 PM |
ZTA0796 | $25.00 | $25.00 | 5/25/2010 12:18:30 PM |
copper | $30.00 | $30.00 | 5/25/2010 12:18:50 PM |
the-profit-oracle | $25.00 | $25.00 | 5/25/2010 8:33:04 PM |
wlm3012 | $25.00 | $25.00 | 5/26/2010 7:12:47 AM |
104 bids
|
Borrower Payment Dependent Notes Series
460087
This series of Notes was issued and sold upon the funding of the borrower loan #42735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-26-2010 |
|
Auction end date:
| May-27-2010 |
|
Starting lender yield:
| 33.29% |
Starting borrower rate/APR:
| 34.29% / 38.42% |
Starting monthly payment:
| $44.84 |
Final lender yield:
| 33.29% |
Final borrower rate/APR:
| 34.29% / 38.42% |
Final monthly payment:
| $44.84 |
|
Auction yield range:
| 13.99% - 33.29% |
Estimated loss impact:
| 15.54% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 7% |
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 3m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 53 |
Occupation: | Police Officer/Corr... |
Now delinquent:
| 1 |
Revolving credit balance:
| $1,238 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 18 | | | | |
Screen name:
| kenny3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2008)
540-559
(Nov-2006)
520-539
(Oct-2006)
|
Principal balance:
| $436.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Putting in an irrigation system
Purpose of loan:
This loan will be used to? Putting an irrigation system?in my lawn.
My financial situation:
I am a good candidate for this loan because? I have been paying bills for the past three years on time,? and have paid my loan with prosper on time for the past two years.
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 1237.00
??Insurance: $ 383.00
??Car expenses: $ 500.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $? 300.00
??Clothing, household expenses $? 250.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
finance-prescription | $50.00 | $50.00 | 5/26/2010 4:12:38 PM |
Dave_Cashflow | $25.00 | $25.00 | 5/26/2010 4:27:17 PM |
reflective-rupee | $25.00 | $25.00 | 5/26/2010 4:28:08 PM |
Kash2010lu | $25.00 | $25.00 | 5/26/2010 4:52:53 PM |
fund-secret-agent | $25.00 | $25.00 | 5/26/2010 5:18:53 PM |
seadogs | $25.00 | $25.00 | 5/26/2010 8:22:26 PM |
blitzen40 | $25.00 | $22.32 | 5/26/2010 9:44:54 PM |
winmals | $25.00 | $25.00 | 5/26/2010 8:45:53 PM |
Sudoku | $52.68 | $52.68 | 5/27/2010 3:17:15 AM |
Sudoku | $50.00 | $50.00 | 5/27/2010 3:33:46 AM |
Aberdeen | $400.00 | $400.00 | 5/27/2010 4:58:14 AM |
Rip128 | $100.00 | $100.00 | 5/27/2010 4:55:54 AM |
AdamsWay | $25.00 | $25.00 | 5/27/2010 5:23:32 AM |
reflective-rupee | $25.00 | $25.00 | 5/26/2010 4:28:39 PM |
reflective-rupee | $25.00 | $25.00 | 5/26/2010 4:28:23 PM |
reflective-rupee | $25.00 | $25.00 | 5/26/2010 4:27:45 PM |
periko | $25.00 | $25.00 | 5/26/2010 10:43:54 PM |
twjh | $25.00 | $25.00 | 5/27/2010 4:58:16 AM |
wwwUniversal | $25.00 | $25.00 | 5/27/2010 5:04:20 AM |
19 bids
|