Loan for graduate school

Purpose of loan:
This loan will be used to...pay for graduate school expenses. I have been accepted to a school, and will begin taking classes in August, towards my Masters in Social Work. Before beginning classes in August, I am required to take the GRE - this loan will fund the prep class & materials, as well as the test registration.? There will be approximately $250 remaining, but $1000 is the lowest Prosper said I could request. I will use the remaining money to pay for textbooks for my first semester. Because I will be attending part-time while continuing to work full-time, certain government loans are not available to me. I have school grants/other financing already setup for my tuition costs.

My financial situation:
I am a good candidate for this loan because?I have a steady full-time job (3 years) as well as a part-time job (1.5 years). I live with my boyfriend (of 10 years) who pays the entire mortgage, so my monthly housing expenses are fairly low. I have a significant amount of credit card debt from college, but I pay way over the minimum balance each month. Besides the money that goes directly into my emergency funds savings account, almost all of my extra income goes towards paying off my credit cards. I have not continued to use my credit cards for purchases, because my interest rates have been raised to 29.24-32.72% since the credit bill passed. The monthly payment from this loan is low, $37 - so depending on how many hours I get at my part-time job, I will likely be able to pay approximately $100 each month & pay this off early.

Monthly net income: $2916

Monthly expenses: $
? Housing: $0
? Insurance: $110
? Car expenses: $185
? Utilities: $76
? Phone, cable, internet: $192
? Food, entertainment: $350
? Clothing, household expenses $150
? Credit cards and other loans: $283 (min due on my credit card)
? Other expenses: $ 200

The photo is the softball team of our non-profit, mental health agency (Team Name: Group Therapy).

Debt consolidation of a tenant

Purpose of loan:
This loan will be used to pay off a higher interest student loan.

My financial situation:
I am a good candidate for this loan because it would not make financial sense to not pay this loan back responsibly.

Q: Why is your revolving credit so high? - conductor146

A: This is a Heloc loan. The current rate is 3.5%. The payments are low and I'm paying off the principle. I can not draw on this loan due to the current credit crisis. My credit cards all have a zero balance. (May-19-2010)

Buying a new washer and dryer

Purpose of loan:
This loan will be used to?
Buying a new washer and dryer
My financial situation:
I am a good candidate for this loan because?
Been employed as a Engineer for the same company for 32+ years
Monthly net income: $ 6400

Monthly expenses:?
??Housing: $ 1600
??Insurance: $ 160
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $?150
??Other expenses: $

Q: Please explain the current delinquencies shown in the credit profile. Thanks and best wishes. - reflective-rupee

A: I've been going through a loan modification on a 2nd mortgage. They won't accept payment and are dragging their feet. My first is current and they are going to combine the two for one mortgage payment in June. (May-18-2010)

Starting anew

Purpose of loan:
I'm starting over-- after major life changes and one personal crisis after another (move to new state, divorce, burglary), I essentially have nothing? but my li'l girl, my fighting spirit and business smarts

My financial situation:
I am a good candidate for this loan because I ran my business successfully in highly competitive markets here and abroad

Monthly net income: $2700

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 180
??Car expenses: $ 550
??Utilities: $ 40
??Phone, cable, internet: $ 80
??Food, entertainment: $ 280
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 25
??Other expenses: $ 150

Q: Hi loyalty-serenity: I admire your fighting spirit. Can you elaborate on what this loan will be for? Thank you. - ddamenace

A: Hello ddamenace, Thanks for your interest in my loan. My business requires the purchase of video equipment and accessories, and that's the bulk of what I would like to use the loan for. Besides this, my being new to the area will necessitate employing marketing strategies (i.e. trade shows, online presence, PR) to enhance visibility and exposure. I am poised to launch my business; I have local support and interest-- right now I just need the means to take it where it matters. Thanks! (May-18-2010)

Need to help my daughter....

Purpose of loan:
This loan will be used to?help my daughter get moved to West Virginia where she will complete her residency in Internal Medicine.
My financial situation:
I have raised my daughter pretty much by myself since the young age of 5. I wouldn't trade anything, exvept for the fact that most of those years I was a classroom teacher in the south with a very modest income. My income has improved lately as I am now in administration, however it took every penny and then some to get her to this point. Now I want to get her established and begin to wind down my debts, most of which are credit cards used to get by during all those years. I have never, repeat never not paid a bill that i took on, even sometimes working 3 jobs to make that happen. You can depend on me to pay back every penny.

Q: Hello, you have over $70,000 listed as a revolving credit balance, which evidently led to the debt/income ratio being rather high. Can you please give us some detail about the nature of this debt, and why you took it on? Thanks very much. - best-ingenious-funds

A: One larger line of credit at a very good rate for undergrad and regular credit cards to maintain my daughters 9 years of college. (May-22-2010)

My loan for home improvement

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My personal loan for my business

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Q: What business? Your info shows you as an employee?? And could you give some info on your monthly expenses? Thank you and Good Luck! - proton346

A: Good question. The business is a test-only smog check station. I am the manager/owner of the business but do maintain a separate job (which is why I am listed as an employee). Our gross receipts last year were about $190K with a monthly budget around $15K. (May-20-2010)

Q: What will you be using the money for? How will it benefit the business? Thank you! - proton346

A: I am using the money to achieve more cash flow flexibility. Some months are slower than others and some involve irregular expenses (repairs, taxes, etc). I want to ensure there is always cash on hand to pay for these things. When the time is right, it should also help facilitate hiring someone, or adding additional services (such as oil changes), etc. (May-21-2010)

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Q: How secure is your income in this economy? - conductor146

A: That's a good question and thank you for asking it. In addition to the various film and video projects that I do throughout the year, I have a regular day job in retail to insure that I have a certain amount of income to pay my bills. I edit video for a variety of clients around that job to provide my extra income. (May-18-2010)

My loan for an auto purchase

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Q: you need to put description what you consolidating and etcc. no funding without it - Maximum_Investment

A: I would like to get rid of two credit cards with higher than 16% APRs (May-21-2010)