Sales Report:Supplement No. 205 dated May 26, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
421729
This series of Notes was issued and sold upon the funding of the borrower loan #42665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 30.25% |
Final borrower rate/APR:
| 31.25% / 33.65% |
Final monthly payment:
| $258.83 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 16.09% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 11y 0m |
|
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,219 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 83% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| torey1999 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 96% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,600.00 | < 31 days late:
| 1
( 4% )
| 600-619
(Jul-2009)
560-579
(Mar-2008)
540-559
(Dec-2007)
540-559
(Sep-2007)
|
|
Principal balance:
| $958.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
2nd Loan - Score Up 60 Points
This loan will serve to payoff all credit debt.? My current prosper loan will be paid in full? as well, from funds I have managed to save.? I currently pay $335 per month for credit cards (always $5 to $10 over minimum due and never late).? What this loan will cost per month verses what I pay each month to different financial institutions, I can easily handle this loan.? Even in this economy, I have managed to stay current with my obligations.??
I can pay it all off now instead of slowly chipping away at it using the ?Debt Snowball? scenario (list your debts in descending order with the smallest payoff or balance first. Paying the little debts off first shows you quick feedback, and you are more likely to stay with the plan).? Learned from a book I read on finances.? I have managed to do so with one card so far.??
Although my intentions were solely to use my last loan from Prosper for this purpose in 2008, it was unfortunate that my mom needed my support.? After two years, my mom was fortunate enough to find a job and her own place.? Now is the time to get back on track with my financial responsibility.? My income is steady with holding the same job for 11 years.??
My credit score has improved 60 points, will continue to advance for the better, and I have not sought out any type of credit over the last two to three years.? When I run my credit for the score, it shows?666+
Your vote of confidence is highly appreciated and I thank everyone who elects to finance my 2nd loan with Prosper.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi Torey, what's your monthly net income, and see my page. thank you - Tono
A:
Thanks for your inquiry. $2,660 from work, $780 from child support = $3,440. If more questions, please ask. Thanks again.
(May-21-2010)
Q:
Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? Also could you tell me what you do for a living please? Thank you!! - DasMula
A:
Okay...I'm going to do my best. I have them listed with balance, monthly payment, APR & lender on an excel SS on my work computer :-( so this is a rough estimate...please bear with me! I work as an Office Manager at a commercial real estate company-11 yrs. Credit One - $900 - $50; HSBC - $1100 - $40; Orchard Bank - $800 - $35; Orchard Bank - $600 - $30; Capital One - $700 - $50; Merrick Bank - $700 - $30; First Premier - $300 ?- $30; First Premier - $200 - $25; Best Buy - $300-$25. Thanks
(May-21-2010)
Q:
Now for the second part: see my page please. - Tono
A:
900-rent
130-cell phone
150-utilities
335-credit cards
390-car
100-car insurance
500-preschool
95-current prosper loan
TOTAL $2600-$3440=$840 - THANK YOU!
(May-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loanman2007 | $50.00 | $50.00 | 5/18/2010 9:20:23 AM |
| enthusiastic-balance5 | $300.00 | $300.00 | 5/19/2010 3:53:19 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/19/2010 5:34:23 PM |
| mrxtravis | $123.63 | $123.63 | 5/21/2010 8:35:40 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 7:33:28 AM |
| wyogirllender | $25.00 | $25.00 | 5/21/2010 3:34:04 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:39:28 PM |
| shawnw2 | $64.81 | $64.81 | 5/22/2010 1:10:57 AM |
| realtormoises | $25.00 | $25.00 | 5/21/2010 7:07:04 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:35:39 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:39:15 PM |
| DasMula | $50.00 | $50.00 | 5/21/2010 8:40:04 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:38:30 PM |
| draggon77 | $25.00 | $25.00 | 5/22/2010 12:10:59 AM |
| healingangel22 | $25.00 | $25.00 | 5/21/2010 10:44:11 PM |
| MrMikeMcD | $25.00 | $25.00 | 5/22/2010 10:19:35 AM |
| Legally_Blonde | $57.79 | $57.79 | 5/22/2010 8:44:26 AM |
| jerrymaguire | $25.00 | $25.00 | 5/22/2010 2:00:39 PM |
| winmals | $25.00 | $25.00 | 5/22/2010 12:33:41 PM |
| kg4otl | $25.00 | $25.00 | 5/22/2010 2:57:34 PM |
| CaliforniaSun | $25.00 | $25.00 | 5/22/2010 3:28:16 PM |
| charming-point | $300.00 | $300.00 | 5/23/2010 5:48:37 AM |
| carrinel | $65.98 | $65.98 | 5/22/2010 5:37:14 PM |
| credit-missile | $47.10 | $47.10 | 5/22/2010 7:12:51 PM |
| brother_tam | $50.00 | $50.00 | 5/22/2010 8:21:42 PM |
| wlm3012 | $25.00 | $25.00 | 5/23/2010 10:08:36 AM |
| kermitdafrog | $25.00 | $25.00 | 5/23/2010 2:30:14 PM |
| Kqwik | $44.22 | $44.22 | 5/23/2010 9:29:15 PM |
| chameleon125 | $50.00 | $50.00 | 5/23/2010 10:10:01 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/23/2010 10:19:45 PM |
| hektek22 | $25.00 | $25.00 | 5/23/2010 5:08:29 PM |
| BigBizBuilder | $39.75 | $39.75 | 5/24/2010 12:21:20 AM |
| zxsport30 | $25.00 | $25.00 | 5/23/2010 6:24:17 PM |
| Ray3486 | $25.00 | $25.00 | 5/23/2010 5:25:10 PM |
| shrewd-income | $50.00 | $50.00 | 5/24/2010 7:12:42 AM |
| Legally_Blonde | $195.90 | $195.90 | 5/23/2010 7:52:04 PM |
| prominence8 | $40.00 | $40.00 | 5/24/2010 8:22:58 AM |
| Tono | $30.00 | $30.00 | 5/23/2010 8:07:59 PM |
| dough-rocket | $50.00 | $50.00 | 5/24/2010 5:52:13 AM |
| credit-missile | $25.00 | $25.00 | 5/23/2010 8:40:21 PM |
| credit-missile | $25.00 | $25.00 | 5/24/2010 8:56:00 AM |
| RugbyFan | $25.00 | $25.00 | 5/24/2010 10:13:47 AM |
| maj0508 | $100.00 | $100.00 | 5/24/2010 12:32:30 AM |
| rbgnr111 | $25.00 | $25.00 | 5/24/2010 11:02:20 AM |
| IASKGOD | $25.00 | $25.00 | 5/24/2010 8:38:26 AM |
| Lubava | $25.00 | $25.00 | 5/24/2010 5:57:43 AM |
| jhernand17 | $25.00 | $25.00 | 5/24/2010 12:51:39 PM |
| djkaiser | $25.00 | $25.00 | 5/24/2010 11:05:49 AM |
| gjm6d | $25.00 | $25.00 | 5/24/2010 1:37:01 PM |
| niq4soccer | $25.00 | $25.00 | 5/24/2010 11:05:36 AM |
| aliasqalias | $25.00 | $25.00 | 5/24/2010 11:50:17 AM |
| ultimate-peace | $100.00 | $100.00 | 5/24/2010 3:24:11 PM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 12:45:58 PM |
| Nasdaq | $25.00 | $25.00 | 5/24/2010 2:35:44 PM |
| enthralling-investment | $40.00 | $40.00 | 5/24/2010 3:21:17 PM |
| Kash2010lu | $25.00 | $25.00 | 5/24/2010 3:37:05 PM |
| capital-galaxy | $300.00 | $98.81 | 5/24/2010 4:07:45 PM |
| value-rocket | $28.22 | $28.22 | 5/24/2010 4:04:27 PM |
| currency-bumblebee | $50.00 | $50.00 | 5/18/2010 9:27:22 AM |
| liberty-injector | $50.00 | $50.00 | 5/19/2010 9:37:17 AM |
| fairness-atmosphere | $45.00 | $45.00 | 5/20/2010 5:52:32 PM |
| FinDoc | $25.00 | $25.00 | 5/21/2010 6:50:53 AM |
| larryboy10 | $25.00 | $25.00 | 5/21/2010 7:13:32 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:36:14 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:38:17 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:39:00 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:39:42 PM |
| investment-cluster | $25.00 | $25.00 | 5/22/2010 3:50:51 AM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:38:44 PM |
| DasMula | $50.00 | $50.00 | 5/21/2010 8:40:17 PM |
| Bob450 | $35.00 | $35.00 | 5/21/2010 8:32:12 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:36:37 PM |
| sgt-schultz | $36.09 | $36.09 | 5/22/2010 5:11:54 AM |
| calilending | $27.63 | $27.63 | 5/22/2010 12:06:36 AM |
| lifelongreds | $50.00 | $50.00 | 5/22/2010 3:36:58 AM |
| Kash2010lu | $35.00 | $35.00 | 5/22/2010 8:45:19 AM |
| lskarp | $54.48 | $54.48 | 5/22/2010 8:03:52 AM |
| BrighterSuns | $25.00 | $25.00 | 5/22/2010 2:45:12 PM |
| lucrative-loan | $50.00 | $50.00 | 5/22/2010 2:11:57 PM |
| kg4otl | $75.00 | $75.00 | 5/22/2010 3:28:44 PM |
| grotheik | $25.00 | $25.00 | 5/23/2010 8:32:56 AM |
| eboomer2611 | $25.00 | $25.00 | 5/23/2010 9:02:54 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 5/22/2010 8:03:23 PM |
| FinanceEngine | $25.00 | $25.00 | 5/22/2010 9:15:19 PM |
| curveylady | $25.00 | $25.00 | 5/22/2010 6:06:47 PM |
| credit-missile | $60.00 | $60.00 | 5/22/2010 7:14:09 PM |
| Rackmaster32 | $30.00 | $30.00 | 5/23/2010 1:01:43 PM |
| KrisKringle | $50.00 | $50.00 | 5/23/2010 1:48:30 PM |
| ice518 | $30.00 | $30.00 | 5/23/2010 4:46:19 PM |
| afterhours | $25.00 | $25.00 | 5/23/2010 5:36:51 PM |
| winger66 | $25.00 | $25.00 | 5/23/2010 9:07:31 AM |
| bright-exchange | $25.00 | $25.00 | 5/23/2010 9:25:24 AM |
| icanhasloanz | $250.00 | $250.00 | 5/23/2010 6:11:36 PM |
| mammalian4 | $50.00 | $50.00 | 5/23/2010 10:07:11 AM |
| PXM-Financial | $50.00 | $50.00 | 5/23/2010 5:14:47 PM |
| GladToHelpYou | $50.00 | $50.00 | 5/23/2010 5:56:50 PM |
| palex | $25.00 | $25.00 | 5/23/2010 2:23:49 PM |
| platinum-czar | $25.00 | $25.00 | 5/24/2010 6:41:03 AM |
| SVPInvestments | $48.93 | $48.93 | 5/23/2010 11:12:09 PM |
| credit-coach118 | $30.00 | $30.00 | 5/24/2010 8:38:16 AM |
| peso-miser | $25.00 | $25.00 | 5/24/2010 9:53:40 AM |
| Teller1337 | $25.00 | $25.00 | 5/24/2010 10:14:26 AM |
| Randawg | $31.94 | $31.94 | 5/24/2010 10:21:49 AM |
| Astyanax | $35.00 | $35.00 | 5/24/2010 11:13:35 AM |
| businessguy29 | $25.00 | $25.00 | 5/24/2010 11:13:53 AM |
| Spkthewrd3 | $25.00 | $25.00 | 5/24/2010 8:35:35 AM |
| prominence8 | $25.00 | $25.00 | 5/24/2010 8:42:27 AM |
| Leshan | $75.00 | $75.00 | 5/24/2010 9:10:09 AM |
| Isotope | $25.00 | $25.00 | 5/24/2010 12:50:26 PM |
| quest0 | $35.17 | $35.17 | 5/24/2010 10:07:23 AM |
| ALFLoan | $25.00 | $25.00 | 5/24/2010 1:14:46 PM |
| tcbmc | $50.00 | $50.00 | 5/24/2010 7:15:58 AM |
| 2020 | $30.00 | $30.00 | 5/24/2010 7:18:59 AM |
| bonafide-commitment2 | $25.00 | $25.00 | 5/24/2010 8:57:29 AM |
| EngineersAlliance | $25.00 | $25.00 | 5/24/2010 9:38:23 AM |
| shawnw2 | $25.00 | $25.00 | 5/24/2010 2:17:42 PM |
| Bob450 | $35.00 | $35.00 | 5/24/2010 3:05:30 PM |
| bold-enriching-capital | $25.00 | $25.00 | 5/24/2010 1:11:23 PM |
| HomerdohNY | $25.00 | $25.00 | 5/24/2010 1:20:23 PM |
| best-listing-toro | $25.00 | $25.00 | 5/24/2010 10:20:12 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/24/2010 11:12:35 AM |
| Frosty | $25.00 | $25.00 | 5/24/2010 2:00:55 PM |
| crw1950 | $50.00 | $50.00 | 5/24/2010 2:38:26 PM |
| LA-Funding-Bank | $50.00 | $50.00 | 5/24/2010 12:06:49 PM |
| income-rocker2 | $291.51 | $291.51 | 5/24/2010 12:18:02 PM |
| rjmdez | $35.64 | $35.64 | 5/24/2010 12:26:21 PM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 12:46:16 PM |
| orange-pound-party | $35.89 | $35.89 | 5/24/2010 2:38:55 PM |
| green-transaction-charmer | $36.51 | $36.51 | 5/24/2010 3:51:41 PM |
| unger | $50.00 | $50.00 | 5/24/2010 3:57:44 PM |
| NekHoldings | $25.00 | $25.00 | 5/24/2010 4:00:28 PM |
| Engineer44 | $25.00 | $25.00 | 5/24/2010 4:08:13 PM |
| 132 bids
|
Borrower Payment Dependent Notes Series
457389
This series of Notes was issued and sold upon the funding of the borrower loan #42706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-17-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
4 | Length of status: | 0y 1m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 8 |
Occupation: | Car Dealer |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,075 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $67 |
Bankcard utilization:
| 127% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| important-bill1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term help
Purpose of loan:
This loan will be used to provide cash to pay for some expenses since I started a new job.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan and until I became unemployed have been able to maintain a good credit score and pay my bills on time even in tough economic times. I have a college degree and have also run my own business for over three years in construction. I just started a new job at a Honda Dealership and need to pay some bills till I can save up some money.
Monthly expenses: $
??Housing: $
300 ??
??Insurance: $
85
??Car expenses: $350
??Utilities: $
100
??Phone, cable, internet: $90
??Food, entertainment: $
200
??Clothing, household expenses $ 50
??Credit cards and other loans: $
400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 5/12/2010 4:43:55 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/14/2010 5:02:15 PM |
| micko | $25.00 | $25.00 | 5/14/2010 4:32:30 PM |
| epic-payout | $29.61 | $29.61 | 5/15/2010 10:04:32 AM |
| ayiticheri | $25.00 | $25.00 | 5/16/2010 10:26:21 AM |
| rvfbroker | $25.00 | $25.00 | 5/16/2010 7:26:59 PM |
| blue-dollar-viking | $50.00 | $50.00 | 5/17/2010 6:28:10 AM |
| YoungTaxMan | $100.00 | $3.95 | 5/17/2010 12:42:30 PM |
| wbwill | $25.00 | $25.00 | 5/17/2010 12:15:46 PM |
| dubois31 | $25.00 | $25.00 | 5/17/2010 2:18:08 PM |
| marek | $50.00 | $50.00 | 5/17/2010 3:25:10 PM |
| buffalobills | $25.00 | $25.00 | 5/17/2010 4:03:08 PM |
| carrinel | $38.56 | $38.56 | 5/17/2010 3:01:44 PM |
| MilitaryLending | $25.00 | $25.00 | 5/17/2010 3:29:56 PM |
| alexgalt | $100.00 | $100.00 | 5/12/2010 10:27:02 PM |
| FASTIZIO_P | $25.00 | $25.00 | 5/13/2010 9:36:59 AM |
| zone6 | $75.65 | $75.65 | 5/14/2010 7:20:28 PM |
| amra | $25.00 | $25.00 | 5/15/2010 1:29:51 AM |
| brokerplus | $28.90 | $28.90 | 5/15/2010 3:01:25 PM |
| MilitaryLending | $35.00 | $35.00 | 5/15/2010 9:19:35 PM |
| dubois31 | $25.00 | $25.00 | 5/16/2010 5:33:59 PM |
| Bob450 | $25.00 | $25.00 | 5/16/2010 9:08:13 PM |
| NekHoldings | $25.00 | $25.00 | 5/17/2010 5:46:16 AM |
| Leshan | $33.33 | $33.33 | 5/17/2010 10:03:57 AM |
| vigilance-searcher | $30.00 | $30.00 | 5/17/2010 9:31:28 AM |
| EretzCapital | $50.00 | $50.00 | 5/17/2010 9:45:19 AM |
| bonafide-commitment2 | $25.00 | $25.00 | 5/17/2010 12:17:19 PM |
| ComputerCash23 | $25.00 | $25.00 | 5/17/2010 2:33:48 PM |
| wild-orange | $25.00 | $25.00 | 5/17/2010 3:35:25 PM |
| khamlagirl | $25.00 | $25.00 | 5/17/2010 4:05:42 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
458197
This series of Notes was issued and sold upon the funding of the borrower loan #42685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $136.42 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $136.42 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 1m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,795 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| Akosa |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
So what is this actually for? In addition why should we fund this. I know Prosper's new system says you don't have to explain but you're more likely to get a good rate if you convince those of us who bid on our own and not with bots. - ksubd
A:
I sale clothing, jewelry, cosmetics, from West Africa. I also am a book author. I want to expand my vending business and complete my next book. Business has been fairly successful and I thought with a little extra cash I can push this forward
(May-23-2010)
Q:
Hi,
Why did you have 2 delinquencies?
What business you want to do?
Thanks, - p2ploan-sensation211
A:
One is for Bally's. This matter has been resolved and I am working it out to have it removed from my credit history. I am not certain of the other matter but will investigate it. Loan is for my vending business. I sale clothing, jewelry, and cosmetics from West Africa. I am also a writer working on my next book which I sale along my products. I
(May-23-2010)
Q:
What is the business for this loan? - rockhound84
A:
Loan is for my vending business. I sale clothing, jewelry, and cosmetics from West Africa. Also I am a author. Working on my next book. I sell books through my web site and vending locations
(May-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:19 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:31:16 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:50 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:33:08 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:49 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:35:46 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:10 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:57 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:17 PM |
| totoro | $25.00 | $25.00 | 5/17/2010 5:21:25 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 5:31:38 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:36:04 PM |
| emelia | $25.00 | $25.00 | 5/17/2010 10:23:12 PM |
| TakeCare | $40.00 | $40.00 | 5/18/2010 2:10:40 PM |
| munro | $25.00 | $25.00 | 5/18/2010 7:49:07 PM |
| FinDoc | $25.00 | $25.00 | 5/18/2010 8:28:25 PM |
| mesfinity | $50.00 | $50.00 | 5/18/2010 9:28:11 PM |
| Occhy | $50.00 | $50.00 | 5/19/2010 7:40:05 AM |
| Thunderhead2 | $100.00 | $100.00 | 5/19/2010 4:28:56 PM |
| Letter3 | $25.87 | $25.87 | 5/19/2010 5:22:51 PM |
| Teaja | $100.00 | $100.00 | 5/20/2010 6:27:46 AM |
| listing-shooter4 | $25.00 | $25.00 | 5/20/2010 4:36:15 PM |
| utt959 | $51.88 | $51.88 | 5/20/2010 7:04:52 PM |
| klvrtt310 | $25.00 | $25.00 | 5/21/2010 7:00:55 AM |
| FerventOne | $25.00 | $25.00 | 5/21/2010 4:38:30 AM |
| ready-agreement5 | $100.00 | $100.00 | 5/21/2010 3:31:37 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 5/22/2010 9:38:51 AM |
| repayment-radio | $50.00 | $50.00 | 5/22/2010 6:02:39 AM |
| Digs | $25.00 | $25.00 | 5/22/2010 11:27:36 AM |
| marwadi-62 | $100.00 | $100.00 | 5/22/2010 5:40:57 PM |
| rockhound84 | $25.00 | $25.00 | 5/22/2010 6:16:23 PM |
| erowis | $25.00 | $25.00 | 5/23/2010 12:40:37 AM |
| grotheik | $25.00 | $25.00 | 5/23/2010 8:34:02 AM |
| DavL | $25.00 | $25.00 | 5/24/2010 7:23:05 AM |
| patriot384 | $210.00 | $210.00 | 5/24/2010 5:06:15 AM |
| natural-affluence4 | $25.00 | $25.00 | 5/24/2010 10:31:14 AM |
| 1SteelerFan | $25.00 | $25.00 | 5/24/2010 1:22:40 PM |
| The_Loan_Runner | $25.00 | $25.00 | 5/24/2010 11:27:13 AM |
| Occhy | $50.00 | $50.00 | 5/24/2010 8:28:58 AM |
| mediamst | $80.00 | $80.00 | 5/24/2010 1:22:14 PM |
| value-guru3 | $25.00 | $25.00 | 5/24/2010 2:11:22 PM |
| value-rocket | $25.00 | $25.00 | 5/24/2010 4:01:45 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:53 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:43 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:31:56 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:39 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:34:07 PM |
| Sven79 | $50.00 | $50.00 | 5/17/2010 4:36:28 PM |
| buckyhead2000 | $25.00 | $25.00 | 5/17/2010 4:41:48 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:38 PM |
| bchen78875 | $25.00 | $25.00 | 5/17/2010 5:23:07 PM |
| skuba | $25.00 | $25.00 | 5/17/2010 5:32:29 PM |
| cash-queen | $40.00 | $40.00 | 5/17/2010 9:55:39 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/17/2010 7:19:38 PM |
| angeimack | $25.00 | $25.00 | 5/17/2010 10:42:53 PM |
| Comoparklender | $30.00 | $30.00 | 5/18/2010 3:14:36 AM |
| suomynona | $25.00 | $25.00 | 5/17/2010 10:03:59 PM |
| market-walnut5 | $50.00 | $33.33 | 5/18/2010 4:18:19 AM |
| massuot | $25.00 | $25.00 | 5/18/2010 12:03:31 PM |
| funds-finder8 | $25.00 | $25.00 | 5/18/2010 2:13:45 PM |
| SlowGardener | $50.00 | $50.00 | 5/18/2010 4:05:43 PM |
| maclove10 | $25.00 | $25.00 | 5/19/2010 7:48:18 AM |
| smalldog | $25.00 | $25.00 | 5/19/2010 7:12:11 AM |
| roadster199 | $25.00 | $25.00 | 5/19/2010 5:06:32 PM |
| cash-tent | $25.00 | $25.00 | 5/19/2010 6:00:17 PM |
| jasonuz | $25.00 | $25.00 | 5/21/2010 2:41:24 AM |
| kristl | $50.00 | $50.00 | 5/21/2010 12:46:59 AM |
| green-planet-guy | $25.00 | $25.00 | 5/21/2010 2:23:26 AM |
| Middleschoolmathteacher | $25.00 | $25.00 | 5/21/2010 4:49:36 AM |
| wwwUniversal | $25.00 | $25.00 | 5/21/2010 9:05:43 AM |
| mosby | $50.00 | $50.00 | 5/21/2010 9:42:11 AM |
| credit-panda1 | $50.00 | $50.00 | 5/21/2010 11:00:41 AM |
| hidavehi | $26.00 | $26.00 | 5/21/2010 4:02:50 PM |
| dogbait | $50.00 | $50.00 | 5/21/2010 4:29:24 PM |
| Jollyrancher | $300.00 | $300.00 | 5/22/2010 5:01:55 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 5/22/2010 8:36:20 AM |
| FundMaker | $25.00 | $25.00 | 5/22/2010 3:01:39 PM |
| ttnk62918 | $25.00 | $25.00 | 5/22/2010 3:52:19 PM |
| LibbyZ | $50.00 | $50.00 | 5/22/2010 3:53:04 PM |
| enthralling-investment | $50.00 | $50.00 | 5/22/2010 11:38:35 AM |
| Snoopylover | $25.00 | $25.00 | 5/22/2010 11:39:11 AM |
| ORteacher | $50.00 | $50.00 | 5/22/2010 2:32:19 PM |
| Lender0307 | $25.00 | $25.00 | 5/22/2010 9:50:25 PM |
| Lking319 | $25.00 | $25.00 | 5/22/2010 5:50:06 PM |
| jodilee31 | $32.02 | $32.02 | 5/22/2010 4:24:13 PM |
| gtdane | $30.75 | $30.75 | 5/23/2010 11:22:50 AM |
| ToloUSN | $50.00 | $50.00 | 5/23/2010 5:31:54 PM |
| asset-snowdome | $25.15 | $25.15 | 5/23/2010 4:50:05 PM |
| Leshan | $25.00 | $25.00 | 5/24/2010 9:20:22 AM |
| MapleLaker | $25.00 | $25.00 | 5/24/2010 6:29:32 AM |
| curious166 | $50.00 | $50.00 | 5/24/2010 7:06:52 AM |
| bughead | $25.00 | $25.00 | 5/24/2010 11:11:48 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:31 PM |
| crjmechanic | $25.00 | $25.00 | 5/24/2010 12:29:25 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 3:39:36 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
458311
This series of Notes was issued and sold upon the funding of the borrower loan #42663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-14-2010 |
| |
Auction end date:
| May-21-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $269.33 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $269.33 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 9m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,234 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 21% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| schmittyUVA |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? Also is there another income in the household (spouse etc.)? If so would you please list their monthly income and a little employment history? Thanks - DasMula
A:
Thanks for your questions. My uncle passed away recently and we are consolidating his final expenses while various insurance, pensions, and real estate are awarded. I am a beneficiary of his estate, and could use the money in the meantime to settle all of the expenses. My wife is also an income-earner, and her income is about $3000/month.
(May-15-2010)
Q:
Monthly income/expenses? Credit card debts and interest rates? Other debt? - Trakissta
A:
My wife and I are trying to consolidate my uncle's final expenses while his estate is awarded (I am a beneficiary). My wife and I earn over $6K a month, and expenses are about 2/3 of that at the moment.
(May-15-2010)
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
To be honest, I'm not sure at the moment. As the money would be for medical expenses for an indeterminate period, I'm guessing it will go the full term.
(May-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| generous-deal6 | $25.00 | $25.00 | 5/14/2010 5:20:18 PM |
| worth-arch | $25.00 | $25.00 | 5/14/2010 5:20:10 PM |
| dinero-speaker | $25.00 | $25.00 | 5/14/2010 5:21:54 PM |
| Avala | $50.00 | $50.00 | 5/14/2010 5:21:48 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/14/2010 5:21:20 PM |
| castleman | $25.00 | $25.00 | 5/14/2010 5:21:35 PM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 5:24:38 PM |
| jdrez | $25.00 | $25.00 | 5/14/2010 5:25:00 PM |
| mtquan | $25.00 | $25.00 | 5/14/2010 5:28:27 PM |
| alexstar | $25.00 | $25.00 | 5/14/2010 5:23:44 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 5:25:07 PM |
| integrity-doctor | $63.96 | $63.96 | 5/14/2010 7:08:10 PM |
| Comoparklender | $30.00 | $30.00 | 5/14/2010 7:26:31 PM |
| CASSHMAN | $50.00 | $50.00 | 5/14/2010 8:05:32 PM |
| ClearLake | $25.00 | $25.00 | 5/14/2010 9:33:38 PM |
| Cheburashka | $25.00 | $25.00 | 5/14/2010 9:33:47 PM |
| trade-pumpkin | $25.00 | $25.00 | 5/14/2010 10:43:36 PM |
| Dap2005 | $25.00 | $25.00 | 5/14/2010 10:21:53 PM |
| lloyd_s | $25.00 | $25.00 | 5/14/2010 11:35:53 PM |
| coin-equalizer2 | $25.00 | $25.00 | 5/14/2010 10:53:44 PM |
| sloak | $25.00 | $25.00 | 5/15/2010 12:10:23 AM |
| elegant-bonus | $25.00 | $25.00 | 5/15/2010 12:47:11 AM |
| tranquil-return4 | $25.00 | $25.00 | 5/15/2010 12:53:37 AM |
| unassassinable | $25.00 | $25.00 | 5/15/2010 12:53:45 AM |
| spqrxxi | $25.00 | $25.00 | 5/15/2010 6:12:48 AM |
| CaptainBlueberry | $25.00 | $25.00 | 5/15/2010 8:22:52 AM |
| the-silver-blaster | $25.00 | $25.00 | 5/15/2010 10:22:51 AM |
| finance-prescription | $25.00 | $25.00 | 5/15/2010 12:07:55 PM |
| community-saver0 | $25.00 | $25.00 | 5/15/2010 12:37:54 PM |
| GiantAardvark | $25.00 | $25.00 | 5/15/2010 1:03:16 PM |
| HeavyDriver03 | $25.00 | $25.00 | 5/15/2010 1:17:46 PM |
| 350DGRZ | $25.00 | $25.00 | 5/15/2010 1:03:22 PM |
| trustworthy-fairness | $48.96 | $48.96 | 5/15/2010 7:15:14 PM |
| psztnrw | $25.29 | $25.29 | 5/15/2010 1:22:52 PM |
| platinum-genetics | $50.00 | $50.00 | 5/16/2010 11:03:08 AM |
| Panna | $25.00 | $25.00 | 5/16/2010 11:18:21 AM |
| jgar_O | $25.00 | $25.00 | 5/16/2010 10:12:48 AM |
| janasek | $25.00 | $25.00 | 5/16/2010 12:00:28 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/16/2010 1:23:18 PM |
| TheMan | $25.00 | $25.00 | 5/16/2010 11:33:28 AM |
| ccdmp2004 | $25.00 | $25.00 | 5/16/2010 12:00:27 PM |
| loanfairy | $25.00 | $25.00 | 5/16/2010 1:23:21 PM |
| intelligent-yield | $25.00 | $25.00 | 5/16/2010 3:42:46 PM |
| ommcd | $25.00 | $25.00 | 5/16/2010 6:24:56 PM |
| Marathoner | $25.00 | $25.00 | 5/16/2010 6:25:04 PM |
| samo102us | $25.00 | $25.00 | 5/16/2010 6:25:10 PM |
| e6400 | $50.00 | $50.00 | 5/16/2010 6:25:22 PM |
| Glenn_Graham | $25.00 | $25.00 | 5/16/2010 5:44:59 PM |
| orderly-leverage | $40.00 | $40.00 | 5/16/2010 6:35:00 PM |
| _wally_ | $50.00 | $50.00 | 5/16/2010 6:24:55 PM |
| philosopher4 | $25.00 | $25.00 | 5/16/2010 6:24:59 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/16/2010 6:25:03 PM |
| villagers | $25.00 | $25.00 | 5/16/2010 6:25:21 PM |
| Moxman125 | $25.00 | $25.00 | 5/16/2010 6:25:24 PM |
| Trakissta | $100.00 | $100.00 | 5/16/2010 6:18:42 PM |
| radforj22 | $25.00 | $25.00 | 5/16/2010 6:25:01 PM |
| Aegean | $25.00 | $25.00 | 5/16/2010 6:25:14 PM |
| henmota | $25.00 | $25.00 | 5/16/2010 8:22:42 PM |
| Zingaro | $25.00 | $25.00 | 5/17/2010 3:53:05 AM |
| InvestorPartners | $25.00 | $25.00 | 5/17/2010 12:53:11 AM |
| funds-dominator | $25.00 | $24.74 | 5/17/2010 6:51:25 AM |
| reflective-rupee | $100.00 | $100.00 | 5/17/2010 9:46:07 AM |
| econgineer | $29.42 | $29.42 | 5/17/2010 12:11:42 PM |
| well-mannered-income3 | $40.00 | $40.00 | 5/17/2010 3:02:32 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/17/2010 5:34:15 PM |
| JustMee | $25.00 | $25.00 | 5/17/2010 6:13:45 PM |
| steiglends | $100.00 | $100.00 | 5/17/2010 6:36:29 PM |
| stepthirteen | $37.77 | $37.77 | 5/17/2010 9:37:43 PM |
| retire | $25.00 | $25.00 | 5/18/2010 8:18:42 AM |
| djenge | $39.49 | $39.49 | 5/18/2010 8:49:50 AM |
| szetheli | $156.00 | $156.00 | 5/18/2010 7:46:06 AM |
| loanman2007 | $50.00 | $50.00 | 5/18/2010 9:06:24 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/19/2010 7:56:49 AM |
| kendigme | $25.00 | $25.00 | 5/20/2010 4:06:38 AM |
| Astyanax | $30.00 | $30.00 | 5/20/2010 9:12:25 AM |
| wwwUniversal | $25.00 | $25.00 | 5/20/2010 3:21:32 PM |
| lucrative-coin | $50.00 | $50.00 | 5/20/2010 2:00:05 PM |
| beakerfish | $50.00 | $50.00 | 5/20/2010 5:45:49 PM |
| PotBellyPete | $25.00 | $25.00 | 5/21/2010 8:39:16 AM |
| money-bauble | $100.00 | $100.00 | 5/21/2010 8:05:56 AM |
| goldlender | $25.00 | $25.00 | 5/21/2010 7:07:19 AM |
| leverage-monger | $25.00 | $25.00 | 5/21/2010 10:06:17 AM |
| investment-cluster | $25.00 | $25.00 | 5/21/2010 2:50:50 PM |
| skillful-asset5 | $45.00 | $45.00 | 5/21/2010 3:21:03 PM |
| riveting-credit5 | $200.00 | $200.00 | 5/21/2010 5:15:22 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/14/2010 5:20:04 PM |
| gold-disk | $100.00 | $100.00 | 5/14/2010 5:21:27 PM |
| JGB | $25.00 | $25.00 | 5/14/2010 5:22:00 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/14/2010 5:22:05 PM |
| seabass123 | $25.00 | $25.00 | 5/14/2010 5:22:22 PM |
| hrubinst | $25.00 | $25.00 | 5/14/2010 5:21:41 PM |
| Carpetkid | $25.00 | $25.00 | 5/14/2010 5:23:15 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/14/2010 5:23:24 PM |
| Phantom99 | $25.00 | $25.00 | 5/14/2010 5:22:13 PM |
| Artist_Blue | $25.00 | $25.00 | 5/14/2010 5:23:56 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 5:24:01 PM |
| ichibon | $75.00 | $75.00 | 5/14/2010 5:24:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/14/2010 5:22:42 PM |
| kmr2 | $350.00 | $350.00 | 5/14/2010 5:29:40 PM |
| sarisai | $101.00 | $101.00 | 5/14/2010 6:11:59 PM |
| bchen78875 | $25.00 | $25.00 | 5/14/2010 10:09:35 PM |
| jresu537 | $25.00 | $25.00 | 5/14/2010 9:33:00 PM |
| bowdish1 | $50.00 | $50.00 | 5/14/2010 11:11:25 PM |
| dsfoundation | $25.00 | $25.00 | 5/14/2010 11:59:59 PM |
| CAGE-Investments | $75.00 | $75.00 | 5/15/2010 12:35:31 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/15/2010 12:52:53 AM |
| torion | $25.00 | $25.00 | 5/15/2010 12:53:43 AM |
| time4aloan | $50.00 | $50.00 | 5/15/2010 12:19:06 AM |
| djh47a | $25.00 | $25.00 | 5/15/2010 12:35:29 AM |
| a-finance-nirvana | $25.00 | $25.00 | 5/15/2010 12:47:15 AM |
| cash-boots | $25.00 | $25.00 | 5/15/2010 12:47:26 AM |
| 108lender | $100.00 | $100.00 | 5/15/2010 7:47:55 AM |
| transparency-advocator | $25.00 | $25.00 | 5/15/2010 9:32:55 AM |
| Rizzo2938 | $25.00 | $25.00 | 5/15/2010 11:33:19 AM |
| mpatrick | $50.00 | $50.00 | 5/15/2010 12:44:33 PM |
| Midwestvalues | $25.00 | $25.00 | 5/15/2010 4:30:07 PM |
| commitment-farm | $25.00 | $25.00 | 5/15/2010 8:40:01 PM |
| pinnacle10 | $25.00 | $25.00 | 5/15/2010 7:59:44 PM |
| famous-bill | $50.00 | $50.00 | 5/16/2010 5:50:40 AM |
| skuba | $25.00 | $25.00 | 5/16/2010 11:18:24 AM |
| wayman | $25.00 | $25.00 | 5/16/2010 11:18:26 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/16/2010 10:22:58 AM |
| authoritative-capital | $25.00 | $25.00 | 5/16/2010 10:40:19 AM |
| transparency-planetarium | $25.00 | $25.00 | 5/16/2010 1:23:12 PM |
| TakeCare | $50.00 | $50.00 | 5/16/2010 1:24:57 PM |
| success1001 | $50.00 | $50.00 | 5/16/2010 12:00:25 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/16/2010 1:23:19 PM |
| objective-investor | $45.00 | $45.00 | 5/16/2010 3:33:06 PM |
| syounker | $25.00 | $25.00 | 5/16/2010 6:25:00 PM |
| chestnut4 | $25.00 | $25.00 | 5/16/2010 6:25:07 PM |
| VeedonFleece | $25.00 | $25.00 | 5/16/2010 6:23:50 PM |
| Fiimg | $50.00 | $50.00 | 5/16/2010 6:24:58 PM |
| DcUnited | $25.00 | $25.00 | 5/16/2010 6:25:02 PM |
| klinebarger | $25.00 | $25.00 | 5/16/2010 6:25:19 PM |
| market-walnut5 | $50.00 | $50.00 | 5/16/2010 7:29:31 PM |
| rpatusa | $25.00 | $25.00 | 5/16/2010 6:37:51 PM |
| sensible-community1 | $25.00 | $25.00 | 5/16/2010 6:24:57 PM |
| gold-conga | $25.00 | $25.00 | 5/16/2010 6:25:11 PM |
| thunder135 | $25.00 | $25.00 | 5/16/2010 6:25:18 PM |
| green-unassailable-investment | $50.00 | $50.00 | 5/16/2010 9:17:48 PM |
| callmebryan | $25.00 | $25.00 | 5/16/2010 8:43:58 PM |
| Composure1 | $36.42 | $36.42 | 5/16/2010 10:47:52 PM |
| GoldenTrout | $25.00 | $25.00 | 5/16/2010 8:38:21 PM |
| Rdodson11 | $25.00 | $25.00 | 5/17/2010 6:36:02 AM |
| reflective-rupee | $50.00 | $50.00 | 5/17/2010 9:45:48 AM |
| sursey | $25.00 | $25.00 | 5/17/2010 12:42:02 PM |
| KrystalBall | $40.00 | $40.00 | 5/18/2010 7:45:27 AM |
| intelligent-reward7 | $25.00 | $25.00 | 5/18/2010 11:34:20 AM |
| Big_Funder | $50.00 | $50.00 | 5/18/2010 11:25:54 AM |
| interstellar | $50.00 | $50.00 | 5/18/2010 1:49:31 PM |
| kendigme | $25.00 | $25.00 | 5/19/2010 2:45:50 AM |
| enthusiastic-point | $25.00 | $25.00 | 5/19/2010 2:13:32 PM |
| enchanted-note | $25.00 | $25.00 | 5/19/2010 2:44:45 PM |
| Sol_Invictus | $25.00 | $25.00 | 5/19/2010 3:00:24 PM |
| E-B | $50.00 | $50.00 | 5/19/2010 3:58:34 PM |
| PropertyInvest | $25.00 | $25.00 | 5/20/2010 9:42:16 AM |
| Bidwinner08 | $110.95 | $110.95 | 5/21/2010 6:39:10 AM |
| Leshan | $100.00 | $100.00 | 5/21/2010 8:48:05 AM |
| SALLYEB | $25.00 | $25.00 | 5/21/2010 5:29:16 AM |
| encore739 | $25.00 | $25.00 | 5/21/2010 8:42:56 AM |
| ultimate-peace | $100.00 | $100.00 | 5/21/2010 11:36:50 AM |
| best-return-boss | $50.00 | $50.00 | 5/21/2010 12:44:46 PM |
| patriot384 | $140.00 | $140.00 | 5/21/2010 1:39:38 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/21/2010 10:28:03 AM |
| finance-solo | $50.00 | $50.00 | 5/21/2010 11:24:04 AM |
| VIPBank | $25.00 | $25.00 | 5/21/2010 12:49:34 PM |
| shrewd-income | $25.00 | $25.00 | 5/21/2010 11:43:46 AM |
| MattProsper | $30.00 | $30.00 | 5/21/2010 12:23:34 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/21/2010 3:50:10 PM |
| gjm6d | $25.00 | $25.00 | 5/21/2010 2:43:42 PM |
| skillful-asset5 | $35.00 | $35.00 | 5/21/2010 3:23:11 PM |
| wealth-multiplier | $26.00 | $26.00 | 5/21/2010 2:37:07 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/21/2010 3:51:04 PM |
| blitz_ac | $25.00 | $25.00 | 5/21/2010 4:04:45 PM |
| RecoveryLender | $25.00 | $25.00 | 5/21/2010 5:16:02 PM |
| 175 bids
|
Borrower Payment Dependent Notes Series
458325
This series of Notes was issued and sold upon the funding of the borrower loan #42657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| May-14-2010 |
| |
Auction end date:
| May-21-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $269.33 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $269.33 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 7.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $12,247 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brightest-caring-return |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What type home improvement will you be using the loan for and what do you do for a living? Thank you!!! - DasMula
A:
We just had our third child, our first boy and we're converting a room in the basement to a play room for our two girls. We are also going to use what's left over to build out our existing back deck.
Regarding my profession, I have been a mortgage banker for the last 11 years. I was ranked 137th nationally in volume in 2009 by Scotsman Magazine. Thank you
(May-15-2010)
Q:
what are your monthly income and expenses? - beakerfish
A:
my income is rougly 25K/month and my expenses are roughly 10K/month
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blackstar | $25.00 | $25.00 | 5/14/2010 5:18:43 PM |
| Lender0010 | $50.00 | $50.00 | 5/14/2010 5:17:53 PM |
| sociallender | $25.00 | $25.00 | 5/14/2010 5:18:44 PM |
| robot777 | $40.00 | $40.00 | 5/14/2010 5:19:16 PM |
| rate-mogul | $25.00 | $25.00 | 5/14/2010 5:19:24 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/14/2010 5:20:03 PM |
| tntmojave | $25.00 | $25.00 | 5/14/2010 5:22:28 PM |
| hrubinst | $25.00 | $25.00 | 5/14/2010 5:21:41 PM |
| JGB | $25.00 | $25.00 | 5/14/2010 5:21:59 PM |
| ichibon | $75.00 | $75.00 | 5/14/2010 5:24:08 PM |
| gold-disk | $100.00 | $100.00 | 5/14/2010 5:21:27 PM |
| Carpetkid | $25.00 | $25.00 | 5/14/2010 5:23:16 PM |
| seabass123 | $25.00 | $25.00 | 5/14/2010 5:22:22 PM |
| mtquan | $25.00 | $25.00 | 5/14/2010 5:28:27 PM |
| kmr2 | $350.00 | $61.48 | 5/14/2010 5:29:40 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 5:25:07 PM |
| egw | $25.00 | $25.00 | 5/14/2010 5:23:29 PM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 5:24:38 PM |
| jdrez | $25.00 | $25.00 | 5/14/2010 5:25:00 PM |
| mercuriant | $25.00 | $25.00 | 5/14/2010 5:29:16 PM |
| jd006006 | $40.00 | $40.00 | 5/14/2010 6:12:23 PM |
| JustMee | $25.00 | $25.00 | 5/14/2010 8:03:29 PM |
| reflective-rupee | $25.00 | $25.00 | 5/14/2010 7:41:37 PM |
| Tai | $25.00 | $25.00 | 5/15/2010 12:52:59 PM |
| loan-fate | $50.00 | $50.00 | 5/15/2010 12:53:05 PM |
| ijspence | $25.00 | $25.00 | 5/15/2010 8:39:34 PM |
| durability-halibut | $25.00 | $25.00 | 5/15/2010 5:23:56 PM |
| Bank_Of_XL | $100.00 | $100.00 | 5/15/2010 5:34:40 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 5/16/2010 9:27:02 AM |
| wwwUniversal | $25.00 | $25.00 | 5/16/2010 6:00:52 AM |
| TakeCare | $50.00 | $50.00 | 5/16/2010 1:10:59 PM |
| Kasyll | $30.00 | $30.00 | 5/17/2010 9:50:26 AM |
| ttnk62918 | $25.00 | $25.00 | 5/17/2010 9:27:52 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/17/2010 6:49:56 PM |
| lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:23:39 PM |
| big-lendin | $100.00 | $100.00 | 5/18/2010 12:00:07 AM |
| massuot | $25.00 | $25.00 | 5/18/2010 12:06:52 PM |
| interstellar | $50.00 | $50.00 | 5/18/2010 1:49:37 PM |
| Mr333 | $31.00 | $31.00 | 5/18/2010 4:41:45 PM |
| boomer5 | $25.00 | $25.00 | 5/18/2010 5:08:16 PM |
| kendigme | $25.00 | $25.00 | 5/19/2010 2:46:49 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/19/2010 7:58:52 AM |
| Whipster | $50.00 | $50.00 | 5/19/2010 7:16:32 AM |
| Helping-One-Another | $100.00 | $100.00 | 5/19/2010 8:38:21 AM |
| beakerfish | $100.00 | $100.00 | 5/19/2010 9:52:28 AM |
| LanceLink | $41.71 | $41.71 | 5/19/2010 1:10:14 PM |
| steady-dime | $25.00 | $25.00 | 5/19/2010 11:30:39 AM |
| roadster199 | $25.00 | $25.00 | 5/19/2010 2:26:56 PM |
| PerryTech | $25.95 | $25.95 | 5/19/2010 11:57:18 AM |
| paul1 | $35.00 | $35.00 | 5/19/2010 2:04:19 PM |
| Ven58 | $25.00 | $25.00 | 5/19/2010 2:11:56 PM |
| Sol_Invictus | $25.00 | $25.00 | 5/19/2010 3:01:13 PM |
| prohelper | $50.00 | $50.00 | 5/19/2010 5:09:05 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/19/2010 5:07:18 PM |
| BuzzyBee336 | $35.00 | $35.00 | 5/19/2010 5:21:33 PM |
| Madmigel | $58.07 | $58.07 | 5/19/2010 8:27:22 PM |
| rapid-currency | $107.60 | $107.60 | 5/19/2010 8:52:38 PM |
| freedom3 | $1,230.03 | $1,230.03 | 5/20/2010 6:49:43 AM |
| vigilance-searcher | $25.00 | $25.00 | 5/20/2010 11:22:14 AM |
| PropertyInvest | $25.00 | $25.00 | 5/20/2010 9:48:11 AM |
| Grandmahoneybee | $25.00 | $25.00 | 5/20/2010 2:02:05 PM |
| padewy | $25.00 | $25.00 | 5/20/2010 5:07:45 PM |
| lucrative-coin | $50.00 | $50.00 | 5/20/2010 6:14:00 PM |
| gothampark | $25.00 | $25.00 | 5/20/2010 8:15:48 PM |
| SkyLoan | $35.00 | $35.00 | 5/21/2010 12:45:35 AM |
| wonder3 | $25.00 | $25.00 | 5/21/2010 6:05:05 AM |
| unfixer | $25.00 | $25.00 | 5/21/2010 3:27:09 AM |
| magnificent-reward9 | $25.00 | $25.00 | 5/21/2010 7:49:47 AM |
| spy0 | $25.00 | $25.00 | 5/21/2010 7:44:11 AM |
| satisfying-durability | $25.00 | $25.00 | 5/14/2010 5:17:55 PM |
| mpatrick | $50.00 | $50.00 | 5/14/2010 5:18:38 PM |
| impressive-loan | $350.00 | $350.00 | 5/14/2010 5:19:22 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/14/2010 5:21:19 PM |
| selector568 | $100.00 | $100.00 | 5/14/2010 5:18:39 PM |
| five-star-justice | $36.00 | $36.00 | 5/14/2010 5:18:42 PM |
| Avala | $50.00 | $50.00 | 5/14/2010 5:21:47 PM |
| dinero-speaker | $25.00 | $25.00 | 5/14/2010 5:21:54 PM |
| tnjohnso | $25.00 | $25.00 | 5/14/2010 5:19:29 PM |
| Phantom99 | $25.00 | $25.00 | 5/14/2010 5:22:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/14/2010 5:22:43 PM |
| worth-arch | $25.00 | $25.00 | 5/14/2010 5:20:10 PM |
| generous-deal6 | $25.00 | $25.00 | 5/14/2010 5:20:17 PM |
| castleman | $25.00 | $25.00 | 5/14/2010 5:21:35 PM |
| FinDoc | $25.00 | $25.00 | 5/14/2010 5:23:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/14/2010 5:22:04 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/14/2010 5:23:24 PM |
| alexstar | $25.00 | $25.00 | 5/14/2010 5:23:44 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 5:24:01 PM |
| RedCentre | $500.00 | $500.00 | 5/14/2010 5:28:58 PM |
| CO_Engineer | $75.00 | $75.00 | 5/14/2010 6:13:54 PM |
| reflective-rupee | $25.00 | $25.00 | 5/14/2010 7:41:57 PM |
| the-bright-velocity | $25.00 | $25.00 | 5/15/2010 12:46:20 AM |
| open-wealth492 | $25.00 | $25.00 | 5/15/2010 7:07:46 AM |
| DasMula | $25.00 | $25.00 | 5/15/2010 10:19:28 AM |
| cashhelp | $25.00 | $25.00 | 5/15/2010 12:52:54 PM |
| BigMoney56 | $25.00 | $25.00 | 5/15/2010 8:39:27 PM |
| tuffshorty | $25.00 | $25.00 | 5/15/2010 8:39:33 PM |
| first-fund-empenada | $25.00 | $25.00 | 5/15/2010 8:39:22 PM |
| vine99 | $75.00 | $75.00 | 5/16/2010 11:53:05 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/16/2010 11:55:45 AM |
| Nasdaq | $25.00 | $25.00 | 5/16/2010 9:05:09 PM |
| ChrisKwan | $25.00 | $25.00 | 5/17/2010 6:06:52 PM |
| buffalobills | $25.00 | $25.00 | 5/18/2010 10:30:59 AM |
| SDD123 | $25.00 | $25.00 | 5/18/2010 12:38:16 PM |
| aultraman | $25.00 | $25.00 | 5/18/2010 2:35:08 PM |
| income-fortress | $25.00 | $25.00 | 5/18/2010 4:55:28 PM |
| duty-monger | $50.00 | $50.00 | 5/18/2010 8:04:19 PM |
| toplinetrading | $25.00 | $25.00 | 5/19/2010 1:39:57 AM |
| natural-credit328 | $25.00 | $25.00 | 5/18/2010 10:38:29 PM |
| liberty-injector | $50.00 | $50.00 | 5/19/2010 9:37:17 AM |
| stockpiler079 | $25.00 | $25.00 | 5/19/2010 10:49:19 AM |
| enchanted-note | $25.00 | $25.00 | 5/19/2010 2:42:27 PM |
| calm-platinum8 | $25.00 | $25.00 | 5/19/2010 4:57:06 PM |
| rjcoutur2001 | $35.00 | $35.00 | 5/20/2010 3:56:09 AM |
| kendigme | $31.48 | $31.48 | 5/20/2010 4:07:49 AM |
| charming-point | $300.00 | $300.00 | 5/20/2010 9:10:46 AM |
| b2m80s | $25.00 | $25.00 | 5/20/2010 6:20:53 AM |
| mystss | $35.00 | $35.00 | 5/20/2010 7:58:20 AM |
| VonAp | $25.00 | $25.00 | 5/20/2010 11:38:02 AM |
| liberty-thinker | $25.00 | $25.00 | 5/20/2010 3:31:51 PM |
| Imaginos1892 | $50.00 | $50.00 | 5/20/2010 6:05:58 PM |
| Tolipwen | $35.00 | $35.00 | 5/20/2010 5:30:46 PM |
| BONSAY | $35.00 | $35.00 | 5/21/2010 1:25:18 AM |
| justinology | $49.33 | $49.33 | 5/20/2010 8:21:26 PM |
| blitz_ac | $36.04 | $36.04 | 5/20/2010 7:48:52 PM |
| colorfulgardener | $25.00 | $25.00 | 5/20/2010 11:57:41 PM |
| BONSAY | $30.00 | $30.00 | 5/21/2010 1:25:45 AM |
| new-aggresive-investment | $56.31 | $56.31 | 5/21/2010 6:39:04 AM |
| scholarly-kindness0 | $25.00 | $25.00 | 5/21/2010 6:48:06 AM |
| best-listing-toro | $25.00 | $25.00 | 5/21/2010 6:07:14 AM |
| 130 bids
|
Borrower Payment Dependent Notes Series
458405
This series of Notes was issued and sold upon the funding of the borrower loan #42642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 5.50% |
Starting borrower rate/APR:
| 6.50% / 6.84% |
Starting monthly payment:
| $30.65 |
|
Final lender yield:
| 5.45% |
Final borrower rate/APR:
| 6.45% / 6.79% |
Final monthly payment:
| $30.63 |
| |
|
Auction yield range:
| 2.99% - 5.50% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 9m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 6 |
Occupation: | Waiter/Waitress |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $510 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 7% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| EVRYEDGE |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
For Education
Purpose of loan:
This loan will be used for education.
My financial situation:
I am a good candidate for this loan because 1. I have an excellent credit score 2. I have an excellent work record 3. I think it's a good use of money
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What education are you working on?
Will you get a degree or a certification? Will you be able to work full time or will you have to cut back on your hours?
Sounds like you have a good plan and amibition. Good Luck. - natural-rate
A:
Hi. Great questions. I have a BS in Multinational Business from Florida State University. I work temporary in government and as a waiter on weekends. I have money set aside for an emergency and save a little each month. Why this loan? I have about $6000 in student loans and the interest is 6.8%. This is high. I received the loan before the credit crunch and low interest rates. Prosper has a promotion that will pay $100 if my loan is approved, which makes it virtually interest free.
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| powerplant6 | $25.00 | $25.00 | 5/17/2010 6:45:15 PM |
| CollinsCrew | $25.33 | $25.33 | 5/19/2010 5:39:32 PM |
| mesfinity | $50.00 | $50.00 | 5/20/2010 5:09:36 PM |
| prainvestment | $50.00 | $50.00 | 5/21/2010 9:30:39 AM |
| gjm6d | $25.00 | $25.00 | 5/21/2010 2:46:24 PM |
| integrityisnumone | $25.00 | $25.00 | 5/21/2010 12:37:25 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/22/2010 12:05:36 PM |
| SchaeferJ | $25.00 | $25.00 | 5/22/2010 11:37:54 AM |
| frankandirene | $25.00 | $25.00 | 5/22/2010 5:19:26 PM |
| green-planet-guy | $26.00 | $26.00 | 5/23/2010 2:14:22 PM |
| Jwalker11 | $50.00 | $50.00 | 5/23/2010 10:00:39 AM |
| JohnSmith10 | $25.00 | $25.00 | 5/23/2010 3:32:55 PM |
| all_of_that_one | $25.00 | $25.00 | 5/24/2010 9:20:01 AM |
| natural-rate | $25.00 | $25.00 | 5/18/2010 10:53:33 AM |
| top-breathtaking-capital | $800.00 | $248.67 | 5/20/2010 2:48:22 PM |
| favorite-dollar | $25.00 | $25.00 | 5/20/2010 3:19:45 PM |
| FirstLender | $25.00 | $25.00 | 5/22/2010 7:54:00 AM |
| penny-finder | $25.00 | $25.00 | 5/22/2010 5:35:07 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/23/2010 1:17:56 PM |
| Cashew6 | $25.00 | $25.00 | 5/24/2010 1:34:29 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/23/2010 3:26:08 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 5/24/2010 1:14:38 AM |
| worth-quark | $25.00 | $25.00 | 5/24/2010 12:05:54 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:09:57 AM |
| kinetic-social | $25.00 | $25.00 | 5/24/2010 3:08:24 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
458437
This series of Notes was issued and sold upon the funding of the borrower loan #42676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 27.88% |
Final borrower rate/APR:
| 28.88% / 31.24% |
Final monthly payment:
| $104.60 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 41% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 4m |
|
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $13,958 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $41 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thecatsclaw |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2010)
600-619
(Feb-2010)
620-639
(Dec-2009)
580-599
(Aug-2008)
|
|
Principal balance:
| $1,211.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Credit Card Payoff
Purpose of loan:
This is to payoff my credit cards and closes them.? One more step in cleaning up my credit.??
My financial situation:
My credit score is down because of the business I used to own.? The business is now closed but I have some things I am still paying off.? My bills are all paid on time, I just have several.? Some are close to the credit limit which lowers the score.? Things have been tight with the business failing and still 2 kids in college but I have a stable job.? The past due account is a medical bill which I have now paid.??
Monthly net income: $ 5,850
Salary $ 4,700
Rental income $ 1,000
Second job $ 150??
Monthly expenses: $ 4,947
Housing: $ My husband pays this bill?
Insurance: $ Auto and Life = 675
Car expenses: $ Various cars = 950 (I have car notes for the kids as well as mine)?
Utilities: $ 400
Phone, internet, and cell phones: $ 300
Food, clothing, gas etc: $ 700?
Credit cards and other loans: $ 1,000
Other expenses: $ 922 (Rental property mortgage payment)??
Please consider funding this loan. Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Rental Property Mortgage Interest rate? How many years remaining on your note? - JGuide
A:
3.756 ARM
25 years
(May-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $25.00 | $25.00 | 5/17/2010 7:58:02 PM |
| RainyDayFunds | $25.00 | $25.00 | 5/19/2010 5:28:35 PM |
| UCLA4life | $25.00 | $25.00 | 5/20/2010 11:07:31 AM |
| myutmost | $33.29 | $33.29 | 5/20/2010 4:41:02 PM |
| Aberdeen | $400.00 | $400.00 | 5/21/2010 12:35:55 PM |
| glroark | $50.00 | $50.00 | 5/22/2010 8:11:01 AM |
| eboomer2611 | $25.00 | $25.00 | 5/23/2010 9:04:52 AM |
| vigilance-searcher | $25.00 | $25.00 | 5/23/2010 10:25:01 PM |
| Feyenoord | $25.00 | $25.00 | 5/23/2010 9:16:27 PM |
| fairness-atmosphere | $25.00 | $25.00 | 5/23/2010 9:39:05 PM |
| Leshan | $75.00 | $75.00 | 5/24/2010 9:24:28 AM |
| Kash2010lu | $25.00 | $25.00 | 5/24/2010 3:35:29 PM |
| JGuide | $25.00 | $25.00 | 5/24/2010 4:07:44 PM |
| YoungTaxMan | $50.00 | $50.00 | 5/24/2010 4:04:52 PM |
| RecoveryLender | $25.00 | $25.00 | 5/24/2010 4:11:43 PM |
| jhouman | $25.00 | $25.00 | 5/19/2010 4:17:54 PM |
| Unitas4302 | $300.00 | $300.00 | 5/19/2010 5:33:35 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/20/2010 5:41:43 PM |
| Aberdeen | $400.00 | $400.00 | 5/21/2010 12:35:53 PM |
| realtormoises | $25.00 | $25.00 | 5/21/2010 7:07:49 PM |
| Legally_Blonde | $50.00 | $50.00 | 5/22/2010 8:27:37 AM |
| Kash2010lu | $35.00 | $35.00 | 5/22/2010 8:09:09 PM |
| wlm3012 | $25.00 | $25.00 | 5/23/2010 10:13:55 AM |
| chameleon125 | $50.00 | $50.00 | 5/23/2010 10:11:10 PM |
| PXM-Financial | $48.00 | $48.00 | 5/23/2010 5:13:15 PM |
| trainu | $47.09 | $47.09 | 5/24/2010 5:32:12 AM |
| Mikale360 | $25.00 | $25.00 | 5/24/2010 6:39:38 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/24/2010 11:16:08 AM |
| OGS_Capital | $25.00 | $25.00 | 5/24/2010 8:18:37 AM |
| ultimate-peace | $425.00 | $425.00 | 5/24/2010 3:30:04 PM |
| Engineer44 | $25.00 | $25.00 | 5/24/2010 4:11:28 PM |
| DasMula | $25.00 | $25.00 | 5/24/2010 3:58:37 PM |
| unger | $50.00 | $50.00 | 5/24/2010 3:59:21 PM |
| payout-bridge | $135.60 | $11.62 | 5/24/2010 4:08:53 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
458495
This series of Notes was issued and sold upon the funding of the borrower loan #42675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.36% |
Final monthly payment:
| $49.11 |
| |
|
Auction yield range:
| 7.99% - 34.00% |
Estimated loss impact:
| 6.71% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 2m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 5 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,082 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jpaulnyc |
Borrower's state:
| NewYork |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 540-559
(Jun-2008)
540-559
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Building Credit, Reducing Interest
Two years ago, I was 24 years old and over $15,000 in credit card debt, with no savings or safety net, living a no-holds-barred lifestyle in Manhattan. I moved somewhere much cheaper, set up a strict budget, and started living as economically as possible.
Today, I have an IRA with a balance of over $5,000, another $2,000 cash in savings, $1,500 invested in Prosper, and my credit card balances have been paid down to $3,000. All of this was accomplished despite my sending over $25,000 net dollars in support to my (unemployed) elderly father in those same two years.
I net between $6,000 and $6,500 every month, depending on the length of the month. I live rent-free with my fiancee, don't have a car, and spend most of my time working. My expenses are things such as food, clothing, entertainment, and utilities. These total under $2,500, leaving >$3,500 per month to apply to these goals. I save 15% of my gross income, which leaves about $2,000 a month to work with.
I'm a lender on Prosper and I understand the pain and frustration that comes along with people not repaying their committed obligations. I wouldn't consider taking this loan if I wasn't 100% willing and able to repay it in full and on time, regardless of any contingencies or circumstances, just like my previous (paid off) Prosper loan. (I paid that one off after only 3 payments due to getting a different loan with a lower interest rate.)
My savings account has the principal of this loan sitting in it in full, so should there be any problems with payments (unlikely), I can pay the balance off without incident. I am undertaking this primarily as a credit-building exercise, but also to trade some of the remainder of my high-interest (29%) credit debt for this lower rate. In any case, loan or no, the remainder of my credit card debt will be wiped out within 30 days.
Thank you for your consideration, and happy bidding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why would you be investing in Prosper when you have credit cards with a 29% apr? Wouldn't you figure it a more prudent investment to pay that off? You say you have the principal amount for this in your bank account, why not pay it off? - penny-motivator2
A:
The majority of my investment in Prosper has been in the last 90 days, when my high-interest balances were within about 90 days of being paid off in full regardless. As for this loan, I am undertaking this primarily as a credit-building exercise. My credit card balances total about $3,000, and I'll receive a paycheck with about $6000 net in approximately 14 days. Only about $2000 of that is needed for expenses.
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 5/17/2010 7:11:23 PM |
| atomantic | $100.00 | $100.00 | 5/18/2010 1:47:22 AM |
| khamlagirl | $25.00 | $25.00 | 5/18/2010 7:57:48 PM |
| calkidd05 | $25.00 | $25.00 | 5/20/2010 9:30:14 AM |
| nimcha | $50.00 | $50.00 | 5/20/2010 12:03:23 PM |
| JerryB96 | $25.00 | $25.00 | 5/20/2010 2:51:04 PM |
| marwadi-62 | $100.00 | $100.00 | 5/20/2010 7:18:41 PM |
| gpuck | $25.00 | $25.00 | 5/20/2010 7:51:33 PM |
| vine99 | $40.00 | $40.00 | 5/20/2010 9:34:45 PM |
| himanshuko | $28.07 | $28.07 | 5/21/2010 4:21:27 AM |
| himistu22 | $50.00 | $14.72 | 5/20/2010 11:11:12 PM |
| BAEVentures | $25.00 | $25.00 | 5/21/2010 6:22:03 AM |
| jchurchi | $25.00 | $25.00 | 5/22/2010 2:52:20 PM |
| Cashew6 | $50.00 | $50.00 | 5/24/2010 1:32:58 AM |
| Only_Money | $25.00 | $25.00 | 5/24/2010 9:01:17 AM |
| freefly67 | $31.76 | $31.76 | 5/24/2010 7:39:42 AM |
| Octamer | $53.15 | $53.15 | 5/24/2010 12:35:54 PM |
| lenderrn | $50.31 | $50.31 | 5/24/2010 12:38:36 PM |
| Astyanax | $30.00 | $30.00 | 5/24/2010 11:29:46 AM |
| JGuide | $51.99 | $51.99 | 5/17/2010 4:46:49 PM |
| MilitaryLending | $25.00 | $25.00 | 5/18/2010 5:07:59 PM |
| supasonic | $50.00 | $50.00 | 5/18/2010 9:10:13 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:50:51 PM |
| Megatron404 | $25.00 | $25.00 | 5/19/2010 5:11:58 PM |
| simeonthewhale | $50.00 | $50.00 | 5/20/2010 12:45:55 AM |
| Leshan | $100.00 | $100.00 | 5/24/2010 9:28:57 AM |
| BAEVentures | $25.00 | $25.00 | 5/24/2010 12:55:12 PM |
| exciting-fairness | $200.00 | $200.00 | 5/24/2010 3:45:12 PM |
| wild-orange | $100.00 | $100.00 | 5/24/2010 4:12:36 PM |
| friendinmoney | $25.00 | $25.00 | 5/24/2010 4:11:17 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
458517
This series of Notes was issued and sold upon the funding of the borrower loan #42682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,300.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $268.60 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $268.60 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 10m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $603 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| allstarelectric |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2008)
|
|
Principal balance:
| $1,991.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
My loan for an auto purchase
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:12 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:31:08 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:05 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:35 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:35:56 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:22 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:32:57 PM |
| availableloan | $25.00 | $25.00 | 5/17/2010 4:35:38 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:11 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:39:56 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:09 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 5/17/2010 4:44:33 PM |
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 5:30:54 PM |
| jdrez | $25.00 | $25.00 | 5/17/2010 5:31:53 PM |
| egw | $25.00 | $25.00 | 5/17/2010 5:32:02 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 5:31:35 PM |
| Comoparklender | $30.00 | $30.00 | 5/17/2010 5:32:05 PM |
| Siafu | $25.00 | $25.00 | 5/17/2010 5:44:34 PM |
| loan4teacher | $25.00 | $25.00 | 5/17/2010 6:12:58 PM |
| zippy-revenue8 | $25.00 | $25.00 | 5/17/2010 7:02:54 PM |
| GlobalVisionary | $25.00 | $25.00 | 5/17/2010 8:52:51 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/17/2010 7:19:31 PM |
| angeimack | $25.00 | $25.00 | 5/17/2010 10:42:49 PM |
| cash-queen | $50.00 | $50.00 | 5/17/2010 9:47:55 PM |
| emelia | $25.00 | $25.00 | 5/17/2010 10:23:10 PM |
| trumpet | $50.00 | $50.00 | 5/17/2010 9:47:51 PM |
| suomynona | $25.00 | $25.00 | 5/17/2010 10:03:56 PM |
| seabass123 | $25.00 | $25.00 | 5/18/2010 2:33:51 AM |
| wampum-chorus3 | $25.00 | $25.00 | 5/18/2010 5:42:57 AM |
| Barky52 | $25.00 | $25.00 | 5/18/2010 5:27:24 AM |
| Finspons | $25.00 | $25.00 | 5/18/2010 8:58:06 AM |
| JFKPilot | $25.00 | $25.00 | 5/18/2010 8:37:55 AM |
| money-bauble | $100.00 | $100.00 | 5/18/2010 9:34:22 AM |
| 108lender | $75.00 | $75.00 | 5/18/2010 10:28:02 AM |
| ijspence | $25.00 | $25.00 | 5/18/2010 10:51:07 AM |
| yomanie | $25.00 | $25.00 | 5/18/2010 11:17:51 AM |
| Weaverville | $50.00 | $50.00 | 5/18/2010 11:53:33 AM |
| e6400 | $50.00 | $50.00 | 5/18/2010 1:28:56 PM |
| peso-aggregator | $25.00 | $25.00 | 5/18/2010 1:29:20 PM |
| psztnrw | $100.00 | $100.00 | 5/18/2010 1:30:21 PM |
| erowis | $25.00 | $25.00 | 5/18/2010 1:15:31 PM |
| skuba | $25.00 | $25.00 | 5/18/2010 1:42:56 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/18/2010 1:29:59 PM |
| GiantAardvark | $25.00 | $25.00 | 5/18/2010 1:43:02 PM |
| objective-investor | $100.00 | $100.00 | 5/18/2010 1:28:57 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/18/2010 1:30:04 PM |
| life-is-great | $25.00 | $25.00 | 5/18/2010 1:30:24 PM |
| Marathoner | $25.00 | $25.00 | 5/18/2010 1:43:01 PM |
| bchen78875 | $25.00 | $25.00 | 5/18/2010 1:49:53 PM |
| transparency-advocator | $25.00 | $25.00 | 5/18/2010 2:14:20 PM |
| Cheburashka | $25.00 | $25.00 | 5/18/2010 2:14:37 PM |
| zento | $25.00 | $25.00 | 5/18/2010 2:30:02 PM |
| samo102us | $25.00 | $25.00 | 5/18/2010 3:58:25 PM |
| rdrloan | $50.00 | $50.00 | 5/18/2010 2:53:58 PM |
| bowdish1 | $25.00 | $25.00 | 5/18/2010 3:43:38 PM |
| Artist_Blue | $25.00 | $25.00 | 5/18/2010 3:27:55 PM |
| Moneypenny6 | $25.00 | $25.00 | 5/18/2010 3:39:35 PM |
| the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:51 PM |
| uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:26 PM |
| creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:37:12 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/18/2010 8:06:15 PM |
| wealth-cub | $45.00 | $45.00 | 5/18/2010 10:49:13 PM |
| economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:45 PM |
| successful-euro | $50.00 | $50.00 | 5/19/2010 7:40:57 AM |
| peace-missile | $25.00 | $25.00 | 5/19/2010 9:37:39 AM |
| peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:11 AM |
| emt747 | $25.00 | $25.00 | 5/19/2010 12:36:02 PM |
| money2k | $25.00 | $25.00 | 5/19/2010 4:19:33 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/19/2010 4:18:18 PM |
| iolaire | $25.00 | $25.00 | 5/19/2010 4:36:41 PM |
| serene-truth2 | $25.00 | $25.00 | 5/19/2010 9:27:47 PM |
| Aimvest | $25.00 | $15.55 | 5/19/2010 11:00:49 PM |
| Gar3field | $200.00 | $200.00 | 5/20/2010 6:38:15 PM |
| maj0508 | $100.00 | $100.00 | 5/21/2010 6:07:31 AM |
| elgollo | $50.00 | $50.00 | 5/21/2010 7:59:11 AM |
| the-cash-allotment | $50.00 | $50.00 | 5/21/2010 8:09:24 AM |
| gnuey | $25.00 | $25.00 | 5/21/2010 12:40:02 PM |
| income-crescendo1 | $116.57 | $116.57 | 5/21/2010 10:29:31 AM |
| dma1206 | $25.00 | $25.00 | 5/21/2010 3:50:20 PM |
| pumped130 | $25.00 | $25.00 | 5/21/2010 5:16:40 PM |
| aislinnn | $25.00 | $25.00 | 5/21/2010 5:31:50 PM |
| RealEstateInvestorsoftheUS | $25.00 | $25.00 | 5/21/2010 5:32:18 PM |
| jasonuz | $50.00 | $50.00 | 5/21/2010 5:36:17 PM |
| proton346 | $25.00 | $25.00 | 5/22/2010 12:44:59 AM |
| cfleap | $25.00 | $25.00 | 5/21/2010 5:33:27 PM |
| Jollyrancher | $300.00 | $300.00 | 5/22/2010 5:17:03 AM |
| SomebodysMom | $50.00 | $50.00 | 5/21/2010 11:58:14 PM |
| CSinvestments | $25.00 | $25.00 | 5/22/2010 9:13:38 AM |
| awe-inspiring-credit7 | $25.00 | $25.00 | 5/22/2010 2:24:37 PM |
| ORteacher | $50.00 | $50.00 | 5/22/2010 2:37:53 PM |
| integres | $25.00 | $25.00 | 5/22/2010 12:35:27 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/22/2010 6:50:43 PM |
| durability-halibut | $25.00 | $25.00 | 5/22/2010 7:42:03 PM |
| credit-panda1 | $50.00 | $50.00 | 5/23/2010 6:54:01 AM |
| gothampark | $25.00 | $25.00 | 5/23/2010 2:38:50 PM |
| navy_cash | $25.00 | $25.00 | 5/23/2010 7:45:59 AM |
| JedClampett | $75.00 | $75.00 | 5/23/2010 11:43:30 AM |
| encore02 | $50.00 | $50.00 | 5/23/2010 5:58:45 PM |
| simms2k | $25.00 | $25.00 | 5/23/2010 2:11:17 PM |
| trustworthy-finance6 | $50.00 | $50.00 | 5/24/2010 7:27:10 AM |
| fairmaiden | $25.00 | $25.00 | 5/24/2010 4:51:43 AM |
| mammalian4 | $25.00 | $25.00 | 5/24/2010 6:12:34 AM |
| natural-affluence4 | $25.00 | $25.00 | 5/24/2010 10:38:09 AM |
| Astyanax | $30.00 | $30.00 | 5/24/2010 11:31:11 AM |
| exact-peso2 | $26.50 | $26.50 | 5/24/2010 12:02:27 PM |
| maximizer | $25.00 | $25.00 | 5/24/2010 9:06:08 AM |
| golden-wealth2 | $100.00 | $100.00 | 5/24/2010 12:57:09 PM |
| MacAtk | $90.99 | $90.99 | 5/24/2010 12:48:30 PM |
| runfree | $106.57 | $106.57 | 5/24/2010 3:49:35 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 2:33:15 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:39 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:43 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:33:58 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 4:40:27 PM |
| Sven79 | $50.00 | $50.00 | 5/17/2010 4:36:31 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:52 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:30 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 5:32:35 PM |
| lucrative-coin | $25.00 | $25.00 | 5/17/2010 7:14:49 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:35:58 PM |
| penny-finder | $25.00 | $25.00 | 5/17/2010 8:18:02 PM |
| TW2000 | $25.00 | $25.00 | 5/17/2010 10:22:50 PM |
| maldok1 | $25.00 | $25.00 | 5/18/2010 6:12:50 AM |
| Dap2005 | $25.00 | $25.00 | 5/18/2010 8:53:15 AM |
| gold-disk | $100.00 | $100.00 | 5/18/2010 9:06:28 AM |
| macgeek | $50.00 | $50.00 | 5/18/2010 9:28:01 AM |
| telegon | $25.00 | $25.00 | 5/18/2010 9:49:38 AM |
| selector568 | $100.00 | $100.00 | 5/18/2010 11:36:47 AM |
| jla720 | $25.00 | $25.00 | 5/18/2010 12:51:19 PM |
| DcUnited | $25.00 | $25.00 | 5/18/2010 1:30:19 PM |
| fishintime | $25.00 | $25.00 | 5/18/2010 1:30:10 PM |
| kmr2 | $350.00 | $350.00 | 5/18/2010 1:30:44 PM |
| integrity-doctor | $100.00 | $100.00 | 5/18/2010 1:30:26 PM |
| miket71 | $100.00 | $100.00 | 5/18/2010 1:30:59 PM |
| radforj22 | $25.00 | $25.00 | 5/18/2010 2:21:47 PM |
| FadSaolAgat | $50.00 | $50.00 | 5/18/2010 2:46:26 PM |
| TennSquire | $25.00 | $25.00 | 5/18/2010 3:43:10 PM |
| flexible-value | $26.00 | $26.00 | 5/18/2010 8:17:59 PM |
| drysdale-sd | $28.00 | $28.00 | 5/19/2010 8:07:49 AM |
| business_savvy | $49.50 | $49.50 | 5/19/2010 9:51:25 AM |
| RandyL3 | $99.00 | $99.00 | 5/19/2010 11:10:04 AM |
| favorite-commerce | $50.00 | $50.00 | 5/19/2010 12:36:53 PM |
| Aberdeen | $400.00 | $400.00 | 5/19/2010 12:36:59 PM |
| SNH | $50.00 | $50.00 | 5/19/2010 9:21:56 PM |
| AEV | $25.00 | $25.00 | 5/20/2010 2:13:08 AM |
| George2384 | $25.00 | $25.00 | 5/20/2010 7:46:08 AM |
| gotbyu | $50.00 | $50.00 | 5/20/2010 12:11:28 PM |
| aganippe | $25.00 | $25.00 | 5/20/2010 8:42:11 PM |
| LiquidLender | $25.00 | $25.00 | 5/20/2010 9:01:06 PM |
| kristl | $27.32 | $27.32 | 5/21/2010 12:53:40 AM |
| vine99 | $90.00 | $90.00 | 5/20/2010 9:40:52 PM |
| btrfly11 | $25.00 | $25.00 | 5/21/2010 11:39:24 AM |
| ready-agreement5 | $100.00 | $100.00 | 5/21/2010 3:36:07 PM |
| shellback13 | $75.00 | $75.00 | 5/21/2010 8:04:35 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/21/2010 8:08:36 PM |
| AaronL | $25.00 | $25.00 | 5/21/2010 5:44:18 PM |
| Damostuff | $25.00 | $25.00 | 5/21/2010 5:33:25 PM |
| DHolly | $25.00 | $25.00 | 5/21/2010 6:07:39 PM |
| s270 | $25.00 | $25.00 | 5/21/2010 7:03:50 PM |
| circustab | $50.00 | $50.00 | 5/22/2010 8:09:47 AM |
| KDW08 | $25.00 | $25.00 | 5/21/2010 8:16:45 PM |
| missgina | $25.00 | $25.00 | 5/22/2010 5:22:29 AM |
| justice-ally8 | $35.00 | $35.00 | 5/22/2010 7:58:56 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/22/2010 12:36:40 PM |
| edsmoney | $100.00 | $100.00 | 5/22/2010 4:01:22 PM |
| LittleMingo | $30.00 | $30.00 | 5/22/2010 7:03:53 PM |
| heerzaquestion | $25.00 | $25.00 | 5/23/2010 8:33:01 AM |
| RadarLuv | $25.00 | $25.00 | 5/23/2010 1:45:29 PM |
| kg4otl | $50.00 | $50.00 | 5/23/2010 7:15:11 AM |
| encore739 | $25.00 | $25.00 | 5/23/2010 8:25:47 AM |
| lazyeye | $50.00 | $50.00 | 5/23/2010 5:35:41 PM |
| ToloUSN | $50.00 | $50.00 | 5/23/2010 5:53:12 PM |
| RugbyFan | $25.00 | $25.00 | 5/24/2010 10:22:02 AM |
| natural-affluence4 | $25.00 | $25.00 | 5/24/2010 10:37:43 AM |
| kgeezy | $100.00 | $100.00 | 5/24/2010 9:28:32 AM |
| green-planet-guy | $26.00 | $26.00 | 5/24/2010 12:13:54 PM |
| Lender0307 | $25.00 | $25.00 | 5/24/2010 3:01:09 PM |
| myidear | $25.00 | $25.00 | 5/24/2010 12:40:40 PM |
| value-rocket | $28.00 | $28.00 | 5/24/2010 4:02:41 PM |
| StocksMan | $50.00 | $50.00 | 5/24/2010 4:12:35 PM |
| 182 bids
|
Borrower Payment Dependent Notes Series
458553
This series of Notes was issued and sold upon the funding of the borrower loan #42677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $139.15 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $139.15 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 9m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,559 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bill-hyperdrive |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcukciti | $50.00 | $50.00 | 5/17/2010 4:14:50 PM |
| F16Pilot | $25.00 | $25.00 | 5/17/2010 4:14:52 PM |
| meteoric-trade | $25.00 | $25.00 | 5/17/2010 4:15:53 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:15:34 PM |
| TK4 | $25.00 | $25.00 | 5/17/2010 4:20:04 PM |
| Okeey | $39.97 | $39.97 | 5/17/2010 4:17:28 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/17/2010 4:15:37 PM |
| billy_hoe_22 | $50.00 | $50.00 | 5/17/2010 4:16:14 PM |
| loan4teacher | $50.00 | $50.00 | 5/17/2010 4:21:45 PM |
| majormoves1 | $25.00 | $25.00 | 5/17/2010 4:19:27 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:22:34 PM |
| klinebarger | $25.00 | $25.00 | 5/17/2010 4:22:40 PM |
| dharma1 | $25.00 | $25.00 | 5/17/2010 4:24:20 PM |
| NR | $25.00 | $25.00 | 5/17/2010 4:22:47 PM |
| kenji4861 | $25.00 | $25.00 | 5/17/2010 4:24:37 PM |
| meux99 | $25.00 | $25.00 | 5/17/2010 4:24:00 PM |
| julijask | $35.00 | $35.00 | 5/17/2010 4:26:16 PM |
| pcwrangler | $25.00 | $25.00 | 5/17/2010 4:44:58 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 5/17/2010 4:42:29 PM |
| Composure1 | $25.00 | $25.00 | 5/17/2010 4:45:35 PM |
| JKEnterprises | $25.00 | $25.00 | 5/17/2010 4:44:37 PM |
| FlexFunding | $100.00 | $100.00 | 5/17/2010 5:06:11 PM |
| RICHMONDREB | $25.00 | $25.00 | 5/17/2010 4:47:03 PM |
| HeavyDriver03 | $25.00 | $25.00 | 5/17/2010 5:05:32 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 5/17/2010 5:04:48 PM |
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 5:15:49 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 5:16:52 PM |
| hookUup | $25.00 | $25.00 | 5/17/2010 5:17:15 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 5:17:30 PM |
| Ivan2007 | $25.00 | $25.00 | 5/17/2010 5:17:35 PM |
| power-defender7 | $25.00 | $25.00 | 5/17/2010 5:17:39 PM |
| noble-power286 | $25.00 | $25.00 | 5/17/2010 5:18:44 PM |
| locofuego | $50.00 | $50.00 | 5/17/2010 5:18:48 PM |
| Aegean | $25.00 | $25.00 | 5/17/2010 5:18:52 PM |
| Tc11902 | $25.00 | $25.00 | 5/17/2010 5:19:02 PM |
| harty | $60.00 | $60.00 | 5/17/2010 5:15:57 PM |
| meenan | $25.00 | $25.00 | 5/17/2010 5:16:23 PM |
| radforj22 | $50.00 | $50.00 | 5/17/2010 5:15:20 PM |
| money-surge1 | $25.00 | $25.00 | 5/17/2010 5:16:56 PM |
| DukSerduk | $25.00 | $25.00 | 5/17/2010 5:16:41 PM |
| kulender | $25.00 | $25.00 | 5/17/2010 5:16:48 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 5:16:50 PM |
| virtualbank | $25.00 | $25.00 | 5/17/2010 5:18:35 PM |
| Orbits | $25.00 | $25.00 | 5/17/2010 5:18:38 PM |
| investment-network | $25.00 | $25.00 | 5/17/2010 5:17:29 PM |
| TakeCare | $100.00 | $100.00 | 5/17/2010 5:19:13 PM |
| seabass123 | $25.00 | $25.00 | 5/17/2010 5:18:02 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/17/2010 5:18:12 PM |
| syounker | $25.00 | $25.00 | 5/17/2010 5:18:27 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/17/2010 5:18:41 PM |
| steady-gain5 | $25.00 | $25.00 | 5/17/2010 5:20:05 PM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 5:55:12 PM |
| octoberfresh | $25.00 | $25.00 | 5/18/2010 6:29:46 AM |
| Rearden_Steel | $25.00 | $25.00 | 5/18/2010 8:30:48 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/20/2010 7:06:18 PM |
| Vegan-Girl | $50.00 | $50.00 | 5/20/2010 6:03:11 PM |
| bornsucka | $25.00 | $25.00 | 5/22/2010 12:51:58 PM |
| jchurchi | $26.18 | $26.18 | 5/22/2010 2:39:09 PM |
| swissbanker | $50.00 | $50.00 | 5/22/2010 8:30:44 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 5/24/2010 1:29:20 AM |
| myidear | $25.00 | $25.00 | 5/24/2010 12:42:23 PM |
| debt-legend | $25.00 | $25.00 | 5/24/2010 9:38:42 AM |
| finance-negotiator2 | $25.00 | $25.00 | 5/17/2010 4:15:00 PM |
| surfhoss644 | $25.00 | $25.00 | 5/17/2010 4:15:04 PM |
| djs81 | $50.00 | $50.00 | 5/17/2010 4:17:13 PM |
| sensible-community1 | $25.00 | $25.00 | 5/17/2010 4:15:09 PM |
| Taxman44 | $25.00 | $25.00 | 5/17/2010 4:15:20 PM |
| direct-peso1 | $25.00 | $25.00 | 5/17/2010 4:15:28 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 5/17/2010 4:15:45 PM |
| bchen78875 | $50.00 | $50.00 | 5/17/2010 4:19:01 PM |
| bright-balance | $25.00 | $25.00 | 5/17/2010 4:14:56 PM |
| saihu | $25.00 | $25.00 | 5/17/2010 4:15:16 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:07 PM |
| unclejaef | $25.00 | $25.00 | 5/17/2010 4:20:44 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/17/2010 4:24:10 PM |
| a-commitment-brilliance | $25.00 | $25.00 | 5/17/2010 4:23:19 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/17/2010 4:42:19 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:38 PM |
| Kerrysbay | $50.00 | $50.00 | 5/17/2010 4:43:11 PM |
| WilliamLeeSims | $25.00 | $25.00 | 5/17/2010 5:05:25 PM |
| TheColoradoDon | $25.00 | $25.00 | 5/17/2010 5:05:03 PM |
| tocchan | $25.00 | $25.00 | 5/17/2010 4:46:53 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/17/2010 5:12:31 PM |
| saritha | $25.00 | $25.00 | 5/17/2010 5:06:52 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/17/2010 5:15:33 PM |
| evnagelist | $25.00 | $25.00 | 5/17/2010 5:16:07 PM |
| truth-image | $50.00 | $50.00 | 5/17/2010 5:16:11 PM |
| afotherg | $25.00 | $25.00 | 5/17/2010 5:17:10 PM |
| PaulW | $25.00 | $25.00 | 5/17/2010 5:14:07 PM |
| _wally_ | $50.00 | $50.00 | 5/17/2010 5:17:43 PM |
| rescue | $36.01 | $36.01 | 5/17/2010 5:14:23 PM |
| Tradesmanlender | $25.00 | $25.00 | 5/17/2010 5:13:00 PM |
| mlopez2007 | $50.00 | $50.00 | 5/17/2010 5:15:26 PM |
| autonomous-basis | $25.00 | $25.00 | 5/17/2010 5:18:54 PM |
| credit-scout7 | $30.00 | $30.00 | 5/17/2010 5:15:53 PM |
| authoritative-capital | $25.00 | $25.00 | 5/17/2010 5:15:04 PM |
| blissful-note7 | $25.00 | $25.00 | 5/17/2010 5:19:56 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/17/2010 5:15:13 PM |
| delicious-social132 | $40.00 | $40.00 | 5/17/2010 5:16:16 PM |
| DadWarbucks | $25.00 | $25.00 | 5/17/2010 5:20:10 PM |
| Daneistes | $100.00 | $100.00 | 5/17/2010 5:16:36 PM |
| xyzlmno | $25.00 | $23.07 | 5/17/2010 5:20:47 PM |
| Merganser | $25.00 | $25.00 | 5/17/2010 5:15:39 PM |
| life-is-great | $25.00 | $25.00 | 5/17/2010 5:15:46 PM |
| GiantAardvark | $25.00 | $25.00 | 5/17/2010 5:17:03 PM |
| Marathoner | $25.00 | $25.00 | 5/17/2010 5:16:03 PM |
| active-market | $32.40 | $32.40 | 5/17/2010 5:17:53 PM |
| tntmojave | $25.00 | $25.00 | 5/17/2010 5:18:17 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/17/2010 5:18:31 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/17/2010 5:17:21 PM |
| loanfairy | $50.00 | $50.00 | 5/17/2010 5:18:50 PM |
| alaco | $25.00 | $25.00 | 5/17/2010 5:17:59 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/17/2010 5:19:21 PM |
| Carpetkid | $50.00 | $50.00 | 5/17/2010 5:19:33 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/17/2010 5:18:20 PM |
| ray1051 | $50.00 | $50.00 | 5/17/2010 5:18:58 PM |
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 5:19:06 PM |
| 108lender | $100.00 | $100.00 | 5/17/2010 5:19:53 PM |
| blot44 | $25.00 | $25.00 | 5/17/2010 7:25:53 PM |
| RandyL3 | $99.00 | $99.00 | 5/19/2010 3:11:35 PM |
| dynamic-fairness | $25.00 | $25.00 | 5/20/2010 5:56:22 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/20/2010 7:06:34 PM |
| Spiv_51 | $25.00 | $25.00 | 5/21/2010 3:39:18 AM |
| alydad1 | $25.00 | $25.00 | 5/21/2010 4:37:28 AM |
| cloud8 | $40.00 | $40.00 | 5/21/2010 5:41:54 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/21/2010 8:01:14 PM |
| tomjac2000 | $25.00 | $25.00 | 5/22/2010 10:09:09 PM |
| Airbandit | $43.37 | $43.37 | 5/22/2010 10:22:38 PM |
| ToloUSN | $50.00 | $50.00 | 5/23/2010 6:14:06 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 2:38:17 PM |
| 130 bids
|
Borrower Payment Dependent Notes Series
458565
This series of Notes was issued and sold upon the funding of the borrower loan #42654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 10m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 9 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $489 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 42% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| dynamic-deal7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, Just a couple of questions! What do you do for a living and what type home improvment will you be doing? Thank you!! - DasMula
A:
I work in Data Storage. We're going to be doing work on the kitchen, new cabinets, appliances.
(May-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RMB-Investments | $25.00 | $25.00 | 5/17/2010 4:25:08 PM |
| burgeoning-silver | $25.00 | $25.00 | 5/17/2010 4:26:03 PM |
| bassman2 | $25.00 | $25.00 | 5/17/2010 4:28:57 PM |
| inspiring-reward | $200.00 | $200.00 | 5/17/2010 4:28:11 PM |
| Diamond_Jim | $25.00 | $25.00 | 5/17/2010 4:27:59 PM |
| Caerus | $25.00 | $25.00 | 5/17/2010 4:28:19 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/17/2010 4:28:30 PM |
| DcUnited | $25.00 | $25.00 | 5/17/2010 4:28:46 PM |
| helping-out | $35.00 | $35.00 | 5/17/2010 4:29:04 PM |
| Tammy102800 | $25.00 | $25.00 | 5/17/2010 4:36:42 PM |
| Midwestvalues | $100.00 | $100.00 | 5/17/2010 4:36:45 PM |
| autonomous-truth | $75.00 | $75.00 | 5/17/2010 4:37:01 PM |
| ah-long | $25.00 | $25.00 | 5/17/2010 4:39:35 PM |
| Glenn_Graham | $30.00 | $30.00 | 5/17/2010 4:43:32 PM |
| skuba | $25.00 | $25.00 | 5/17/2010 4:41:44 PM |
| 108lender | $25.00 | $25.00 | 5/17/2010 5:22:41 PM |
| basis-prodigy | $25.00 | $25.00 | 5/17/2010 5:31:05 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 6:48:44 PM |
| falcon88dp | $25.00 | $25.00 | 5/17/2010 7:04:20 PM |
| rate-supporter | $25.00 | $25.00 | 5/17/2010 8:10:28 PM |
| derec | $25.00 | $25.00 | 5/17/2010 7:55:12 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/17/2010 6:49:16 PM |
| cash-queen | $25.00 | $25.00 | 5/17/2010 10:13:06 PM |
| wdfraser | $25.00 | $25.00 | 5/17/2010 9:32:57 PM |
| gustavzantanon | $25.00 | $25.00 | 5/17/2010 9:54:39 PM |
| h_corey | $25.00 | $25.00 | 5/18/2010 12:23:41 AM |
| imlosttoo | $25.00 | $25.00 | 5/18/2010 8:45:15 AM |
| beerbottle | $49.74 | $49.74 | 5/18/2010 8:12:57 AM |
| JFKPilot | $25.00 | $25.00 | 5/18/2010 8:47:10 AM |
| social-conductor4 | $25.00 | $25.00 | 5/18/2010 9:43:32 AM |
| S-Master | $25.00 | $25.00 | 5/18/2010 9:12:54 AM |
| ThisGuyIKnow | $25.00 | $25.00 | 5/18/2010 9:04:44 AM |
| js44043 | $25.00 | $25.00 | 5/18/2010 11:33:22 AM |
| p2ploan-leaper | $25.00 | $25.00 | 5/18/2010 11:33:13 AM |
| MM1207 | $25.00 | $25.00 | 5/18/2010 1:25:50 PM |
| Cleon | $25.00 | $25.00 | 5/18/2010 1:14:04 PM |
| TakeCare | $25.00 | $25.00 | 5/18/2010 2:06:18 PM |
| r0b3m4n | $25.00 | $25.00 | 5/18/2010 2:13:21 PM |
| veneziani | $25.00 | $25.00 | 5/18/2010 4:04:48 PM |
| a-silver-booster | $30.00 | $30.00 | 5/18/2010 6:37:51 PM |
| FEWDollars | $25.00 | $25.00 | 5/18/2010 11:35:40 PM |
| IIP77 | $25.00 | $25.00 | 5/18/2010 8:22:45 PM |
| halothane_logic | $25.00 | $25.00 | 5/18/2010 9:24:04 PM |
| 792FICO | $25.00 | $25.00 | 5/18/2010 10:55:40 PM |
| nybanker85 | $59.25 | $59.25 | 5/19/2010 6:40:39 AM |
| HHP | $25.00 | $25.00 | 5/19/2010 7:42:24 AM |
| AlexTrep | $25.00 | $25.00 | 5/19/2010 7:42:31 AM |
| note-tent | $25.00 | $25.00 | 5/19/2010 7:42:37 AM |
| Cash_Angel | $25.00 | $25.00 | 5/19/2010 7:42:40 AM |
| Panitza | $28.54 | $28.54 | 5/19/2010 7:32:01 AM |
| gimincorp | $25.00 | $25.00 | 5/19/2010 7:32:52 AM |
| cablenews | $25.00 | $25.00 | 5/19/2010 7:32:53 AM |
| ShogunTKD | $50.00 | $50.00 | 5/19/2010 7:42:42 AM |
| inqbus | $25.00 | $25.00 | 5/19/2010 7:42:17 AM |
| terrific-fund5 | $25.00 | $25.00 | 5/19/2010 7:42:30 AM |
| kubien | $25.00 | $25.00 | 5/19/2010 7:42:36 AM |
| MilitaryLending | $25.00 | $25.00 | 5/19/2010 2:29:21 PM |
| DasMula | $25.00 | $25.00 | 5/19/2010 9:35:10 PM |
| l2fp | $25.00 | $25.00 | 5/20/2010 9:20:48 PM |
| scholarly-kindness0 | $25.00 | $25.00 | 5/21/2010 6:54:52 AM |
| CoffeyvilleKS | $25.00 | $25.00 | 5/22/2010 4:36:29 AM |
| marwadi-62 | $25.00 | $25.00 | 5/22/2010 5:43:23 PM |
| CoffeyvilleKS | $25.00 | $25.00 | 5/22/2010 4:33:16 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/23/2010 10:28:01 PM |
| Ronnieboy888 | $25.00 | $25.00 | 5/23/2010 10:48:47 PM |
| vine99 | $40.00 | $40.00 | 5/23/2010 10:29:21 PM |
| Leshan | $25.00 | $25.00 | 5/24/2010 9:33:23 AM |
| riveting-credit5 | $100.00 | $100.00 | 5/24/2010 4:13:21 PM |
| friendly-worth3 | $25.00 | $25.00 | 5/17/2010 4:25:18 PM |
| burrito6 | $25.00 | $25.00 | 5/17/2010 4:23:55 PM |
| beyondmanagement | $25.00 | $25.00 | 5/17/2010 4:28:16 PM |
| Buffer10 | $25.00 | $25.00 | 5/17/2010 4:28:27 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:28:33 PM |
| phredd | $25.00 | $25.00 | 5/17/2010 4:28:54 PM |
| kind-efficient-credit | $25.00 | $25.00 | 5/17/2010 4:28:06 PM |
| Redmond | $25.00 | $25.00 | 5/17/2010 4:28:22 PM |
| swoosh | $25.00 | $25.00 | 5/17/2010 4:29:01 PM |
| reward-adventure | $25.00 | $25.00 | 5/17/2010 4:28:25 PM |
| SBT | $25.00 | $25.00 | 5/17/2010 4:28:37 PM |
| gelidfrank | $25.00 | $25.00 | 5/17/2010 4:28:41 PM |
| marketplace-buckeye | $25.00 | $25.00 | 5/17/2010 4:28:51 PM |
| handy-justice | $50.00 | $50.00 | 5/17/2010 4:36:53 PM |
| TribecaFunding | $25.00 | $25.00 | 5/17/2010 4:40:06 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 5/17/2010 4:35:25 PM |
| KrazyCelticKid | $25.00 | $25.00 | 5/17/2010 4:36:40 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:49 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/17/2010 5:22:59 PM |
| samo102us | $25.00 | $25.00 | 5/17/2010 5:23:50 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/17/2010 5:48:58 PM |
| atothez | $48.86 | $48.86 | 5/17/2010 5:47:37 PM |
| Rogesparkguy | $25.00 | $25.00 | 5/17/2010 6:05:16 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/17/2010 6:00:43 PM |
| time4aloan | $25.00 | $25.00 | 5/17/2010 5:51:05 PM |
| Speculator | $100.00 | $100.00 | 5/17/2010 5:51:16 PM |
| upright-revenue7 | $25.00 | $25.00 | 5/17/2010 6:35:01 PM |
| Apex-Lender | $25.00 | $25.00 | 5/17/2010 6:49:17 PM |
| DDHMoney | $25.00 | $25.00 | 5/17/2010 8:03:27 PM |
| Soxxes | $25.00 | $25.00 | 5/17/2010 9:08:13 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 7:35:44 PM |
| kt103099 | $25.00 | $25.00 | 5/17/2010 7:55:10 PM |
| CashCowNow | $25.00 | $25.00 | 5/17/2010 11:17:48 PM |
| LuvToLend | $25.00 | $25.00 | 5/18/2010 12:23:42 AM |
| Artist_Blue | $25.00 | $25.00 | 5/18/2010 3:13:57 AM |
| vivid-loot | $50.00 | $50.00 | 5/18/2010 9:49:54 AM |
| yomanie | $25.00 | $25.00 | 5/18/2010 11:14:38 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 5/18/2010 11:33:21 AM |
| finance-keeper4 | $25.00 | $25.00 | 5/18/2010 12:49:48 PM |
| jla720 | $25.00 | $25.00 | 5/18/2010 12:51:14 PM |
| auction-workhorse679 | $25.00 | $25.00 | 5/18/2010 11:33:15 AM |
| 1nvest | $25.00 | $25.00 | 5/18/2010 1:39:38 PM |
| responsive-transaction8 | $25.00 | $25.00 | 5/18/2010 1:25:28 PM |
| reflective-rupee | $100.00 | $100.00 | 5/18/2010 2:39:36 PM |
| slobberjob | $25.00 | $25.00 | 5/18/2010 2:59:30 PM |
| WalnutCreekguy | $25.00 | $25.00 | 5/18/2010 4:54:02 PM |
| investment-forte | $50.00 | $50.00 | 5/18/2010 5:39:52 PM |
| Georgetastic | $25.00 | $25.00 | 5/18/2010 9:27:46 PM |
| feedpaulyfaster | $25.00 | $25.00 | 5/18/2010 11:35:43 PM |
| aesop56 | $36.03 | $36.03 | 5/18/2010 9:27:48 PM |
| nowits10 | $25.00 | $25.00 | 5/18/2010 11:20:53 PM |
| _wally_ | $25.00 | $25.00 | 5/18/2010 11:35:43 PM |
| macbeck22 | $25.00 | $25.00 | 5/19/2010 6:40:40 AM |
| djc314 | $25.00 | $25.00 | 5/19/2010 2:51:18 AM |
| winslowdad | $25.00 | $25.00 | 5/19/2010 7:32:54 AM |
| nanda | $25.00 | $25.00 | 5/19/2010 7:42:18 AM |
| zone8 | $41.00 | $41.00 | 5/19/2010 7:42:23 AM |
| BlindJoeDeath | $25.00 | $25.00 | 5/19/2010 7:42:34 AM |
| rock-turner | $25.00 | $25.00 | 5/19/2010 7:42:39 AM |
| direct-yield | $25.00 | $19.58 | 5/19/2010 7:42:45 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/19/2010 7:32:03 AM |
| tjone69 | $30.00 | $30.00 | 5/19/2010 7:32:55 AM |
| martinnc | $25.00 | $25.00 | 5/19/2010 7:42:29 AM |
| regooks | $25.00 | $25.00 | 5/19/2010 7:42:35 AM |
| hard-working-loot | $25.00 | $25.00 | 5/19/2010 7:42:33 AM |
| lcole32 | $25.00 | $25.00 | 5/19/2010 7:42:43 AM |
| reflective-rupee | $100.00 | $100.00 | 5/19/2010 1:11:36 PM |
| MilitaryLending | $50.00 | $50.00 | 5/19/2010 2:29:04 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/19/2010 4:53:02 PM |
| unger | $50.00 | $50.00 | 5/19/2010 7:27:46 PM |
| DasMula | $25.00 | $25.00 | 5/19/2010 9:35:37 PM |
| DasMula | $25.00 | $25.00 | 5/19/2010 9:35:25 PM |
| DasMula | $25.00 | $25.00 | 5/19/2010 9:35:49 PM |
| BDS | $37.00 | $37.00 | 5/20/2010 8:10:18 PM |
| back-scratchers | $25.00 | $25.00 | 5/21/2010 6:26:27 AM |
| Bob450 | $30.00 | $30.00 | 5/21/2010 8:36:52 PM |
| glroark | $50.00 | $50.00 | 5/22/2010 8:13:32 AM |
| GladToHelpYou | $50.00 | $50.00 | 5/23/2010 6:02:21 PM |
| dws2380 | $25.00 | $25.00 | 5/24/2010 8:08:22 AM |
| skillful-asset5 | $30.00 | $30.00 | 5/23/2010 9:13:03 PM |
| tcbmc | $50.00 | $50.00 | 5/24/2010 7:22:59 AM |
| dynrep | $25.00 | $25.00 | 5/24/2010 10:39:02 AM |
| credit-coach118 | $30.00 | $30.00 | 5/24/2010 8:43:02 AM |
| innovator2 | $50.00 | $50.00 | 5/24/2010 8:33:20 AM |
| DHolly | $25.00 | $25.00 | 5/24/2010 12:24:06 PM |
| Kash2010lu | $25.00 | $25.00 | 5/24/2010 12:56:10 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 1:16:54 PM |
| payout-bridge | $50.00 | $50.00 | 5/24/2010 4:13:44 PM |
| 156 bids
|
Borrower Payment Dependent Notes Series
458567
This series of Notes was issued and sold upon the funding of the borrower loan #42679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $111.63 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $111.63 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
10 | Length of status: | 1y 0m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 39 |
Occupation: | Attorney |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,099 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| reddintj |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Putting in energy efficient HVAC
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the energy efficiency of your current HVAC as compared to the new HVAC? How much do you expect to save each month/year? - jackdempsey
A:
We are replacing our gas furnace, which is over 20 years old. The AFUE on our furnace is around 50-60%; we are looking to upgrade to a 95% AFUE furnace which will qualify for the 30% Federal tax credit. This past year, we used about 775 ccf of gas to heat our home. With the new furnace, I expect to use only about 377-485 ccf of gas. At the current rate of $.72198 per ccf, this would equal annual savings of about $209-287.
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Taxman44 | $25.00 | $25.00 | 5/17/2010 4:15:19 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 5/17/2010 4:15:44 PM |
| MAJESTIC5 | $39.37 | $39.37 | 5/17/2010 4:16:07 PM |
| djs81 | $43.69 | $43.69 | 5/17/2010 4:17:15 PM |
| TK4 | $25.00 | $25.00 | 5/17/2010 4:20:06 PM |
| direct-peso1 | $25.00 | $25.00 | 5/17/2010 4:15:27 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/17/2010 4:15:36 PM |
| Microfinancer | $50.00 | $50.00 | 5/17/2010 4:15:41 PM |
| NR | $25.00 | $25.00 | 5/17/2010 4:22:47 PM |
| inspired-contract9 | $50.00 | $50.00 | 5/17/2010 4:15:49 PM |
| unclejaef | $25.00 | $25.00 | 5/17/2010 4:20:45 PM |
| billy_hoe_22 | $50.00 | $50.00 | 5/17/2010 4:16:12 PM |
| majormoves1 | $25.00 | $25.00 | 5/17/2010 4:19:28 PM |
| dharma1 | $25.00 | $8.34 | 5/17/2010 4:24:19 PM |
| loan4teacher | $50.00 | $50.00 | 5/17/2010 4:21:44 PM |
| meux99 | $25.00 | $25.00 | 5/17/2010 4:24:00 PM |
| bondhedger | $25.00 | $25.00 | 5/17/2010 5:20:32 PM |
| ScoopnDots | $48.79 | $48.79 | 5/18/2010 2:18:51 PM |
| tomjac2000 | $25.00 | $25.00 | 5/18/2010 7:03:45 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 5/18/2010 7:04:35 PM |
| benefit-surfer | $26.00 | $26.00 | 5/19/2010 12:49:33 PM |
| achillesa | $30.52 | $30.52 | 5/19/2010 4:31:16 PM |
| calm-platinum8 | $25.00 | $25.00 | 5/19/2010 5:02:06 PM |
| jackdempsey | $150.00 | $150.00 | 5/19/2010 6:41:39 PM |
| MonkeyHero | $25.00 | $25.00 | 5/20/2010 10:32:19 PM |
| encore739 | $25.00 | $25.00 | 5/21/2010 8:59:31 AM |
| hoffspot | $32.77 | $32.77 | 5/21/2010 9:57:49 AM |
| integrityisnumone | $25.00 | $25.00 | 5/21/2010 12:44:11 PM |
| moneytolend72 | $25.00 | $25.00 | 5/21/2010 12:57:01 PM |
| MonkeyHero | $40.00 | $40.00 | 5/21/2010 1:02:55 PM |
| dproxima | $25.00 | $25.00 | 5/21/2010 5:25:16 PM |
| FundMaker | $25.00 | $25.00 | 5/21/2010 6:57:14 PM |
| loanman2007 | $100.00 | $100.00 | 5/22/2010 7:08:06 AM |
| paul1 | $40.00 | $40.00 | 5/22/2010 10:47:54 AM |
| lucabratsie | $35.00 | $35.00 | 5/22/2010 4:56:35 PM |
| socal-lender | $25.00 | $25.00 | 5/22/2010 1:38:47 PM |
| kg4otl | $50.00 | $50.00 | 5/23/2010 7:13:41 AM |
| Lefty_the_Lender | $25.00 | $25.00 | 5/24/2010 1:16:07 AM |
| lazyeye | $25.00 | $25.00 | 5/23/2010 5:34:07 PM |
| KarmaBum77 | $25.07 | $25.07 | 5/24/2010 4:25:10 AM |
| hunterMG | $25.00 | $25.00 | 5/23/2010 9:31:22 PM |
| power-defender7 | $25.00 | $25.00 | 5/24/2010 10:37:23 AM |
| value-guru3 | $25.00 | $25.00 | 5/24/2010 1:49:11 PM |
| natural-affluence4 | $50.00 | $50.00 | 5/24/2010 10:39:01 AM |
| steady-funds3 | $25.00 | $25.00 | 5/24/2010 2:40:03 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:22 PM |
| shorthairedg | $27.20 | $27.20 | 5/17/2010 4:16:04 PM |
| BayShell | $50.00 | $50.00 | 5/17/2010 4:16:58 PM |
| bchen78875 | $50.00 | $50.00 | 5/17/2010 4:19:02 PM |
| meteoric-trade | $25.00 | $25.00 | 5/17/2010 4:15:52 PM |
| vegibenz | $25.00 | $25.00 | 5/17/2010 4:16:29 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:22:33 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:15:35 PM |
| 1fortheroad | $25.00 | $25.00 | 5/17/2010 4:15:47 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:08 PM |
| gold-sushi | $25.00 | $25.00 | 5/17/2010 4:16:18 PM |
| productive-finance | $25.00 | $25.00 | 5/17/2010 4:21:53 PM |
| klinebarger | $25.00 | $25.00 | 5/17/2010 4:22:40 PM |
| credit-coach118 | $40.00 | $40.00 | 5/17/2010 4:23:30 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/17/2010 4:24:09 PM |
| RandyL3 | $99.00 | $99.00 | 5/17/2010 4:47:11 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 6:58:19 PM |
| khamlagirl | $25.00 | $25.00 | 5/17/2010 6:13:48 PM |
| tamcho | $25.00 | $25.00 | 5/17/2010 7:13:29 PM |
| zippy-revenue8 | $25.00 | $25.00 | 5/17/2010 6:58:25 PM |
| jackdempsey | $100.00 | $100.00 | 5/19/2010 3:21:56 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/19/2010 3:17:36 PM |
| ScroogeMacDuck | $25.00 | $25.00 | 5/19/2010 9:35:57 PM |
| JerryB96 | $25.00 | $25.00 | 5/20/2010 2:49:26 PM |
| Spiv_51 | $25.00 | $25.00 | 5/21/2010 3:40:09 AM |
| batman12 | $150.00 | $150.00 | 5/21/2010 9:03:16 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/21/2010 10:40:20 AM |
| Kelor99 | $25.00 | $25.00 | 5/21/2010 11:29:00 AM |
| Auditman | $50.00 | $50.00 | 5/21/2010 5:07:43 PM |
| Jollyrancher | $300.00 | $300.00 | 5/22/2010 5:20:35 AM |
| swissbanker | $25.00 | $25.00 | 5/22/2010 8:32:42 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/23/2010 11:05:33 AM |
| availableloan | $25.00 | $25.00 | 5/23/2010 10:18:22 PM |
| CPA_Lender | $25.00 | $25.00 | 5/23/2010 11:47:32 AM |
| green-planet-guy | $26.00 | $26.00 | 5/23/2010 2:16:59 PM |
| zbanker | $48.25 | $48.25 | 5/24/2010 8:38:20 AM |
| felicity-loyalist0 | $30.00 | $30.00 | 5/24/2010 2:06:05 PM |
| debt-legend | $25.00 | $25.00 | 5/24/2010 9:48:51 AM |
| Loan_Some_Money | $25.00 | $25.00 | 5/24/2010 1:31:38 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:12:28 AM |
| balance-chestnut | $50.00 | $50.00 | 5/24/2010 1:53:14 PM |
| Astyanax | $30.00 | $30.00 | 5/24/2010 11:32:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/24/2010 12:20:00 PM |
| friendinmoney | $25.00 | $25.00 | 5/24/2010 4:11:46 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
458637
This series of Notes was issued and sold upon the funding of the borrower loan #42662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $207.30 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $207.30 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 0m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,395 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 45% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Minnesota-Twin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| vegibenz | $25.00 | $25.00 | 5/17/2010 4:16:28 PM |
| BayShell | $50.00 | $50.00 | 5/17/2010 4:16:57 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:22:33 PM |
| klinebarger | $25.00 | $25.00 | 5/17/2010 4:22:39 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:34 PM |
| meux99 | $25.00 | $25.00 | 5/17/2010 4:24:01 PM |
| credit-coach118 | $40.00 | $40.00 | 5/17/2010 4:23:31 PM |
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 4:27:52 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:38 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:09 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:33:52 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:30 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 4:40:23 PM |
| jdrez | $25.00 | $25.00 | 5/17/2010 4:40:40 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:28 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:04 PM |
| Comoparklender | $30.00 | $30.00 | 5/17/2010 4:41:35 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:39:48 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:04 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:49 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/17/2010 4:42:19 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 5/17/2010 4:42:28 PM |
| tocchan | $25.00 | $25.00 | 5/17/2010 4:46:52 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 5/17/2010 5:04:44 PM |
| JKEnterprises | $25.00 | $25.00 | 5/17/2010 4:44:36 PM |
| mudfoot35 | $50.00 | $50.00 | 5/17/2010 4:45:05 PM |
| HeavyDriver03 | $25.00 | $25.00 | 5/17/2010 5:05:31 PM |
| bds9646 | $26.00 | $26.00 | 5/17/2010 5:13:51 PM |
| saritha | $25.00 | $25.00 | 5/17/2010 5:06:51 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/17/2010 5:15:31 PM |
| meenan | $25.00 | $25.00 | 5/17/2010 5:16:21 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/17/2010 5:14:36 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/17/2010 5:15:12 PM |
| Tc11902 | $25.00 | $25.00 | 5/17/2010 5:19:01 PM |
| PaulW | $25.00 | $25.00 | 5/17/2010 5:14:08 PM |
| TakeCare | $100.00 | $100.00 | 5/17/2010 5:19:12 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/17/2010 5:19:20 PM |
| harty | $60.00 | $60.00 | 5/17/2010 5:15:56 PM |
| don8ter | $60.00 | $60.00 | 5/17/2010 5:21:11 PM |
| afotherg | $25.00 | $25.00 | 5/17/2010 5:17:09 PM |
| hookUup | $25.00 | $25.00 | 5/17/2010 5:17:14 PM |
| active-market | $100.00 | $100.00 | 5/17/2010 5:17:49 PM |
| kulender | $25.00 | $25.00 | 5/17/2010 5:16:46 PM |
| seabass123 | $25.00 | $25.00 | 5/17/2010 5:18:01 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/17/2010 5:18:40 PM |
| investment-network | $25.00 | $25.00 | 5/17/2010 5:17:28 PM |
| Ivan2007 | $25.00 | $25.00 | 5/17/2010 5:17:34 PM |
| ray1051 | $50.00 | $50.00 | 5/17/2010 5:18:57 PM |
| _wally_ | $50.00 | $50.00 | 5/17/2010 5:17:42 PM |
| blissful-note7 | $25.00 | $25.00 | 5/17/2010 5:19:55 PM |
| skegee | $25.00 | $25.00 | 5/17/2010 5:23:49 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/17/2010 5:29:42 PM |
| Siafu | $25.00 | $25.00 | 5/17/2010 5:44:28 PM |
| TrueLending | $50.00 | $50.00 | 5/17/2010 5:29:38 PM |
| GElender | $50.00 | $50.00 | 5/17/2010 5:29:47 PM |
| kmr2 | $400.00 | $400.00 | 5/17/2010 5:29:53 PM |
| Supernick | $50.00 | $50.00 | 5/17/2010 5:30:42 PM |
| pulmdoc | $25.00 | $25.00 | 5/17/2010 5:48:09 PM |
| mscomeaux | $25.00 | $25.00 | 5/17/2010 5:48:17 PM |
| teller | $60.00 | $60.00 | 5/17/2010 5:48:19 PM |
| Cheburashka | $30.00 | $30.00 | 5/17/2010 5:48:26 PM |
| Gibbyland | $73.79 | $73.79 | 5/17/2010 5:48:32 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/17/2010 5:44:53 PM |
| gold-disk | $100.00 | $100.00 | 5/17/2010 5:32:15 PM |
| balance2 | $25.00 | $25.00 | 5/17/2010 5:47:29 PM |
| bright-balance | $25.00 | $25.00 | 5/17/2010 5:55:29 PM |
| tj1683 | $25.00 | $25.00 | 5/17/2010 5:46:41 PM |
| 1phantom | $46.39 | $46.39 | 5/17/2010 5:47:07 PM |
| Hexnut | $29.71 | $29.71 | 5/17/2010 5:52:20 PM |
| djh47a | $25.00 | $25.00 | 5/17/2010 5:47:20 PM |
| open-wealth492 | $25.00 | $25.00 | 5/17/2010 5:53:25 PM |
| Rdodson11 | $25.00 | $25.00 | 5/17/2010 5:47:57 PM |
| bonus-turbine1 | $25.00 | $25.00 | 5/17/2010 5:53:28 PM |
| lloyd_s | $25.00 | $25.00 | 5/17/2010 5:48:22 PM |
| Seafirst | $25.45 | $25.45 | 5/17/2010 5:53:32 PM |
| Orbits | $25.00 | $25.00 | 5/17/2010 5:54:12 PM |
| Downs108 | $30.00 | $30.00 | 5/17/2010 5:52:16 PM |
| mindful-kindness4 | $25.00 | $25.00 | 5/17/2010 5:53:09 PM |
| JnL | $50.00 | $50.00 | 5/17/2010 5:53:34 PM |
| transparency-advocator | $25.00 | $14.64 | 5/17/2010 5:55:40 PM |
| selector568 | $321.49 | $321.49 | 5/18/2010 8:46:50 AM |
| creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:43:23 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:08 PM |
| bchen78875 | $50.00 | $50.00 | 5/17/2010 4:19:03 PM |
| NR | $25.00 | $25.00 | 5/17/2010 4:22:46 PM |
| a-commitment-brilliance | $25.00 | $25.00 | 5/17/2010 4:23:18 PM |
| majormoves1 | $25.00 | $25.00 | 5/17/2010 4:19:29 PM |
| loan4teacher | $50.00 | $50.00 | 5/17/2010 4:21:44 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/17/2010 4:24:09 PM |
| dharma1 | $25.00 | $25.00 | 5/17/2010 4:24:18 PM |
| kenji4861 | $25.00 | $25.00 | 5/17/2010 4:24:35 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:08 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:30 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:31:03 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:32:53 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:36:01 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:39:14 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:37 PM |
| pcwrangler | $25.00 | $25.00 | 5/17/2010 4:44:57 PM |
| Kerrysbay | $50.00 | $50.00 | 5/17/2010 4:43:10 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:44:49 PM |
| Composure1 | $25.00 | $25.00 | 5/17/2010 4:45:33 PM |
| RICHMONDREB | $25.00 | $25.00 | 5/17/2010 4:47:02 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:24 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/17/2010 5:12:33 PM |
| WilliamLeeSims | $25.00 | $25.00 | 5/17/2010 5:05:24 PM |
| evnagelist | $25.00 | $25.00 | 5/17/2010 5:16:07 PM |
| Daneistes | $100.00 | $100.00 | 5/17/2010 5:16:34 PM |
| DukSerduk | $25.00 | $25.00 | 5/17/2010 5:16:42 PM |
| GiantAardvark | $25.00 | $25.00 | 5/17/2010 5:17:01 PM |
| Tradesmanlender | $25.00 | $25.00 | 5/17/2010 5:13:00 PM |
| antlr | $25.00 | $25.00 | 5/17/2010 5:13:54 PM |
| alaco | $25.00 | $25.00 | 5/17/2010 5:17:59 PM |
| tntmojave | $25.00 | $25.00 | 5/17/2010 5:18:16 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/17/2010 5:18:21 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/17/2010 5:18:30 PM |
| radforj22 | $50.00 | $50.00 | 5/17/2010 5:15:19 PM |
| mlopez2007 | $50.00 | $50.00 | 5/17/2010 5:15:25 PM |
| credit-scout7 | $30.00 | $30.00 | 5/17/2010 5:15:52 PM |
| authoritative-capital | $25.00 | $25.00 | 5/17/2010 5:15:03 PM |
| truth-image | $50.00 | $50.00 | 5/17/2010 5:16:10 PM |
| steady-gain5 | $25.00 | $25.00 | 5/17/2010 5:20:05 PM |
| flwah | $25.00 | $25.00 | 5/17/2010 5:21:02 PM |
| money-surge1 | $25.00 | $25.00 | 5/17/2010 5:16:55 PM |
| Merganser | $25.00 | $25.00 | 5/17/2010 5:15:38 PM |
| life-is-great | $25.00 | $25.00 | 5/17/2010 5:15:45 PM |
| Marathoner | $25.00 | $25.00 | 5/17/2010 5:16:04 PM |
| power-defender7 | $25.00 | $25.00 | 5/17/2010 5:17:38 PM |
| delicious-social132 | $40.00 | $40.00 | 5/17/2010 5:16:15 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/17/2010 5:18:11 PM |
| syounker | $25.00 | $25.00 | 5/17/2010 5:18:26 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/17/2010 5:17:20 PM |
| virtualbank | $25.00 | $25.00 | 5/17/2010 5:18:35 PM |
| DadWarbucks | $25.00 | $25.00 | 5/17/2010 5:20:11 PM |
| noble-power286 | $25.00 | $25.00 | 5/17/2010 5:18:43 PM |
| locofuego | $50.00 | $50.00 | 5/17/2010 5:18:47 PM |
| loanfairy | $50.00 | $50.00 | 5/17/2010 5:18:50 PM |
| xyzlmno | $25.00 | $25.00 | 5/17/2010 5:20:47 PM |
| kmwvma | $25.00 | $25.00 | 5/17/2010 5:20:53 PM |
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 5:19:07 PM |
| 108lender | $100.00 | $100.00 | 5/17/2010 5:19:52 PM |
| samo102us | $25.00 | $25.00 | 5/17/2010 5:21:06 PM |
| Castellan | $25.00 | $25.00 | 5/17/2010 5:29:29 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/17/2010 5:30:41 PM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 5:32:47 PM |
| Mark-O-Polo | $25.00 | $25.00 | 5/17/2010 5:30:09 PM |
| superchicken | $25.00 | $25.00 | 5/17/2010 5:30:11 PM |
| monstersdad | $26.76 | $26.76 | 5/17/2010 5:46:37 PM |
| jga516 | $25.00 | $25.00 | 5/17/2010 5:47:21 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 5/17/2010 5:47:31 PM |
| movistar | $25.00 | $25.00 | 5/17/2010 5:47:40 PM |
| meteoric-trade | $25.00 | $25.00 | 5/17/2010 5:30:06 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/17/2010 5:47:49 PM |
| discrete-asset | $25.00 | $25.00 | 5/17/2010 5:48:15 PM |
| buckyhead2000 | $25.00 | $25.00 | 5/17/2010 5:32:12 PM |
| Digs | $25.00 | $25.00 | 5/17/2010 5:47:11 PM |
| LoanBrkr | $25.00 | $25.00 | 5/17/2010 5:47:56 PM |
| ganoman21 | $25.00 | $25.00 | 5/17/2010 5:48:13 PM |
| Sigonio | $25.00 | $25.00 | 5/17/2010 5:52:21 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/17/2010 5:53:24 PM |
| grallu | $26.64 | $26.64 | 5/17/2010 5:53:26 PM |
| jeangot | $25.00 | $25.00 | 5/17/2010 5:53:31 PM |
| tsui517 | $25.00 | $25.00 | 5/17/2010 5:48:25 PM |
| ClearLake | $25.00 | $25.00 | 5/17/2010 5:48:37 PM |
| economy-producer | $25.00 | $25.00 | 5/17/2010 5:49:28 PM |
| thegreatone | $27.20 | $27.20 | 5/17/2010 5:52:14 PM |
| chicago_shark | $25.00 | $25.00 | 5/17/2010 5:53:29 PM |
| leanthony | $25.00 | $25.00 | 5/17/2010 5:53:41 PM |
| TheMan | $25.00 | $25.00 | 5/17/2010 5:53:59 PM |
| unassassinable | $25.00 | $25.00 | 5/17/2010 5:54:47 PM |
| balanced-bill7 | $61.93 | $61.93 | 5/17/2010 5:54:57 PM |
| s270 | $25.00 | $25.00 | 5/17/2010 5:56:48 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/18/2010 7:04:59 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
458667
This series of Notes was issued and sold upon the funding of the borrower loan #42715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $57.41 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $57.41 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 21
/
20 | Length of status: | 2y 4m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 34 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $53,047 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 64% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| compassionate-payment9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| productive-finance | $25.00 | $25.00 | 5/17/2010 4:21:51 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:07 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:32 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:12 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:28 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 4:40:22 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:36:03 PM |
| seabass123 | $25.00 | $25.00 | 5/17/2010 4:41:06 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:31 PM |
| jdrez | $25.00 | $25.00 | 5/17/2010 4:40:39 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:21 PM |
| Musicman1950 | $25.00 | $25.00 | 5/17/2010 5:05:48 PM |
| e6400 | $26.45 | $26.45 | 5/17/2010 5:32:40 PM |
| red-undaunted-kindness | $26.08 | $14.61 | 5/17/2010 5:51:10 PM |
| economy-producer | $25.00 | $25.00 | 5/17/2010 5:49:27 PM |
| BzJ108 | $25.00 | $25.00 | 5/17/2010 5:50:56 PM |
| boater01 | $50.00 | $50.00 | 5/17/2010 5:51:00 PM |
| fiddlerzvi | $25.22 | $25.22 | 5/17/2010 5:51:09 PM |
| Sang1963 | $25.00 | $25.00 | 5/17/2010 5:50:59 PM |
| CAGE-Investments | $38.84 | $38.84 | 5/17/2010 5:51:08 PM |
| tomjac2000 | $25.00 | $25.00 | 5/18/2010 7:08:46 PM |
| grotheik | $37.00 | $37.00 | 5/23/2010 8:36:20 AM |
| vine99 | $50.00 | $50.00 | 5/23/2010 10:19:26 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/23/2010 3:37:25 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:31:00 PM |
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 4:27:48 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:28 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:36 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:32:52 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:17 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:00 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:39:11 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:33:50 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:39:44 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:47 PM |
| Comoparklender | $30.00 | $30.00 | 5/17/2010 4:41:33 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:02 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:44:43 PM |
| gold-conga | $25.00 | $25.00 | 5/17/2010 5:28:06 PM |
| gold-disk | $100.00 | $100.00 | 5/17/2010 5:32:14 PM |
| integrity-doctor | $100.00 | $100.00 | 5/17/2010 5:32:43 PM |
| Siafu | $25.00 | $25.00 | 5/17/2010 5:44:26 PM |
| loan4teacher | $25.00 | $25.00 | 5/17/2010 5:30:58 PM |
| transparency-advocator | $25.00 | $25.00 | 5/17/2010 5:32:25 PM |
| taxman1971 | $25.00 | $25.00 | 5/17/2010 5:50:57 PM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 5:32:46 PM |
| Lightlife | $27.88 | $27.88 | 5/17/2010 5:50:59 PM |
| Serp | $25.00 | $25.00 | 5/17/2010 5:50:55 PM |
| khamlagirl | $25.00 | $25.00 | 5/18/2010 7:59:24 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:12:56 AM |
| moneytolend72 | $25.00 | $25.00 | 5/24/2010 12:52:26 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:21 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
458687
This series of Notes was issued and sold upon the funding of the borrower loan #42674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 19.07% |
Starting borrower rate/APR:
| 20.07% / 23.86% |
Starting monthly payment:
| $37.20 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 18.67% |
Final monthly payment:
| $34.67 |
| |
|
Auction yield range:
| 7.99% - 19.07% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1997 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
2 | Length of status: | 9y 1m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 10 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| silver-statesperson1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
setting bills to autopay
Purpose of loan:
I am setting up all my monthly liabilities to autopay but some are due at the same time. This loan will provide a cushion in my account and make this transition smooth.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan.
Monthly net income: $1944 plus over time and profit share
Monthly expenses: $
??Housing: $ 528
??Insurance: $ 117
??Car expenses: $ 305
??Utilities: $ 100
??Phone, cable, internet: $ 65
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 85
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| maricel10 | $50.00 | $50.00 | 5/18/2010 2:28:18 AM |
| SOP_Bank | $25.00 | $25.00 | 5/19/2010 4:21:18 PM |
| PropertyInvest | $25.00 | $25.00 | 5/20/2010 9:51:20 AM |
| alpinaut | $25.00 | $25.00 | 5/20/2010 5:41:19 PM |
| marwadi-62 | $100.00 | $89.00 | 5/20/2010 7:18:00 PM |
| goldlender | $25.00 | $25.00 | 5/21/2010 7:36:53 AM |
| afterhours | $25.00 | $25.00 | 5/23/2010 5:35:27 PM |
| blLending | $25.00 | $25.00 | 5/23/2010 12:58:38 PM |
| JaceSpade | $25.00 | $25.00 | 5/24/2010 6:42:01 AM |
| OGS_Capital | $25.00 | $25.00 | 5/24/2010 11:46:43 AM |
| Eaglehigh | $25.00 | $25.00 | 5/24/2010 2:23:29 PM |
| exciting-fairness | $200.00 | $200.00 | 5/24/2010 3:46:20 PM |
| wild-orange | $50.00 | $50.00 | 5/24/2010 4:15:17 PM |
| atomantic | $25.00 | $25.00 | 5/18/2010 1:53:11 AM |
| PAPAT | $25.00 | $25.00 | 5/18/2010 6:12:33 AM |
| FinanceEngine | $25.00 | $25.00 | 5/18/2010 6:07:45 PM |
| gjm6d | $25.00 | $25.00 | 5/21/2010 2:49:07 PM |
| wlm3012 | $25.00 | $25.00 | 5/23/2010 10:21:50 AM |
| CASSHMAN | $50.00 | $50.00 | 5/23/2010 4:22:39 PM |
| CashBank | $25.00 | $25.00 | 5/24/2010 9:07:58 AM |
| Rancid | $26.00 | $26.00 | 5/24/2010 8:47:58 AM |
| Astyanax | $35.00 | $35.00 | 5/24/2010 11:41:24 AM |
| gothampark | $25.00 | $25.00 | 5/24/2010 2:36:42 PM |
| patriot384 | $100.00 | $100.00 | 5/24/2010 4:00:00 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
458705
This series of Notes was issued and sold upon the funding of the borrower loan #42712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,666.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $51.52 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $51.52 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 8m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,229 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| top-bill-jubilee |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Space to work
Purpose of loan:
This loan will be used to purchase a?property for a new small business.
My financial situation:
I am a good candidate for this loan because I have the money available in my account, but don't want to take my account below what I consider my cushion.? So the lender will definitely be able to get paid on time each month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| woodenshoes | $25.00 | $25.00 | 5/17/2010 4:18:49 PM |
| Walkingcowboy | $25.00 | $25.00 | 5/17/2010 4:19:22 PM |
| USMC0311 | $25.00 | $25.00 | 5/17/2010 4:20:36 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/17/2010 4:21:16 PM |
| julijask | $35.00 | $35.00 | 5/17/2010 4:26:18 PM |
| Approved | $50.00 | $50.00 | 5/17/2010 5:11:41 PM |
| microloan-green | $25.00 | $25.00 | 5/17/2010 5:14:49 PM |
| blot44 | $25.00 | $25.00 | 5/17/2010 7:24:49 PM |
| the-payout-hug | $25.00 | $25.00 | 5/17/2010 8:03:54 PM |
| octoberfresh | $25.00 | $25.00 | 5/18/2010 6:30:31 AM |
| springpanda | $25.00 | $25.00 | 5/18/2010 4:04:15 PM |
| goldsun | $25.00 | $25.00 | 5/19/2010 6:04:49 PM |
| dynamic-fairness | $25.00 | $25.00 | 5/20/2010 5:56:23 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/20/2010 7:10:02 PM |
| goldlender | $25.00 | $25.00 | 5/21/2010 7:37:41 AM |
| batman12 | $100.00 | $100.00 | 5/21/2010 9:08:06 AM |
| RandyL3 | $33.00 | $33.00 | 5/21/2010 3:53:59 PM |
| freetolive | $25.00 | $25.00 | 5/22/2010 8:07:21 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/23/2010 3:37:04 PM |
| Cashew6 | $55.74 | $55.74 | 5/24/2010 1:40:30 AM |
| julijask | $25.00 | $25.00 | 5/24/2010 9:45:15 AM |
| moneytolend72 | $50.00 | $50.00 | 5/24/2010 12:53:12 PM |
| ProjectVenture | $72.00 | $72.00 | 5/24/2010 1:25:50 PM |
| loan4teacher | $50.00 | $50.00 | 5/17/2010 4:21:41 PM |
| productive-finance | $25.00 | $24.23 | 5/17/2010 4:21:50 PM |
| windfall46 | $25.00 | $25.00 | 5/17/2010 4:20:48 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:10 PM |
| eCapital | $25.00 | $25.00 | 5/17/2010 4:24:42 PM |
| selector568 | $250.00 | $250.00 | 5/17/2010 5:09:00 PM |
| ChristopherHS | $25.00 | $25.00 | 5/17/2010 5:19:30 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 5/17/2010 5:19:45 PM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 5:28:17 PM |
| Rearden_Steel | $25.00 | $25.00 | 5/18/2010 8:32:38 AM |
| ttnk62918 | $25.00 | $25.00 | 5/18/2010 11:07:49 AM |
| surfsider123 | $25.00 | $25.00 | 5/18/2010 1:54:03 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/18/2010 9:13:35 PM |
| CollinsCrew | $30.00 | $30.00 | 5/19/2010 5:44:01 PM |
| SpotLending | $50.00 | $50.00 | 5/20/2010 7:48:19 AM |
| income-lion | $25.00 | $25.00 | 5/20/2010 6:00:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/20/2010 7:09:47 PM |
| mecaterpillar | $26.03 | $26.03 | 5/20/2010 8:04:21 PM |
| cloud8 | $40.00 | $40.00 | 5/20/2010 8:36:37 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/23/2010 3:44:18 PM |
| ToloUSN | $50.00 | $50.00 | 5/23/2010 6:19:32 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
458715
This series of Notes was issued and sold upon the funding of the borrower loan #42639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
9 | Length of status: | 47y 11m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 43 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $46,200 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| commerce-popcorn1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:30 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:32:50 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:15 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:26 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 4:40:21 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:37:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:36:05 PM |
| Comoparklender | $30.00 | $30.00 | 5/17/2010 4:41:31 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:46 PM |
| seabass123 | $25.00 | $25.00 | 5/17/2010 4:41:05 PM |
| gold-disk | $100.00 | $100.00 | 5/17/2010 4:42:37 PM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 4:46:04 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:20 PM |
| Musicman1950 | $25.00 | $25.00 | 5/17/2010 5:05:44 PM |
| DcUnited | $25.00 | $25.00 | 5/17/2010 5:24:54 PM |
| Dap2005 | $25.00 | $25.00 | 5/17/2010 5:28:12 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/17/2010 5:29:17 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 5:31:23 PM |
| kmr2 | $34.00 | $34.00 | 5/17/2010 5:32:21 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/17/2010 5:26:50 PM |
| syounker | $25.00 | $25.00 | 5/17/2010 5:27:53 PM |
| integrity-doctor | $100.00 | $100.00 | 5/17/2010 5:32:42 PM |
| stable-money | $25.00 | $25.00 | 5/17/2010 5:46:50 PM |
| systematic-trade | $25.00 | $25.00 | 5/17/2010 5:46:55 PM |
| Archchancellor | $25.00 | $25.00 | 5/17/2010 5:47:12 PM |
| marketplace-buckeye | $25.00 | $25.00 | 5/17/2010 5:47:15 PM |
| F16Pilot | $25.00 | $25.00 | 5/17/2010 5:47:25 PM |
| Ducatiman1978 | $25.00 | $25.00 | 5/17/2010 5:47:32 PM |
| djsvin1 | $25.00 | $25.00 | 5/17/2010 5:47:38 PM |
| onlyastepaway | $25.00 | $25.00 | 5/17/2010 5:47:42 PM |
| alamundo | $25.00 | $25.00 | 5/17/2010 5:47:45 PM |
| gentle-note | $25.00 | $25.00 | 5/17/2010 5:47:53 PM |
| MTlender | $25.00 | $25.00 | 5/17/2010 5:49:14 PM |
| SanJoser | $25.00 | $25.00 | 5/17/2010 5:49:25 PM |
| jcjdingdong | $25.00 | $25.00 | 5/17/2010 5:49:32 PM |
| cablenews | $32.57 | $32.57 | 5/17/2010 5:49:57 PM |
| nickel-ferret | $25.00 | $25.00 | 5/17/2010 5:50:25 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/17/2010 5:50:29 PM |
| japerk | $25.00 | $7.74 | 5/17/2010 5:50:46 PM |
| saysana | $25.00 | $25.00 | 5/17/2010 5:46:53 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/17/2010 5:47:10 PM |
| g314 | $30.00 | $30.00 | 5/17/2010 5:47:17 PM |
| Interstate_Rate | $208.76 | $208.76 | 5/17/2010 5:47:54 PM |
| Siafu | $25.00 | $25.00 | 5/17/2010 5:44:24 PM |
| ghinga | $30.00 | $30.00 | 5/17/2010 5:48:16 PM |
| calm-deal7 | $25.00 | $25.00 | 5/17/2010 5:48:23 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 5/17/2010 5:49:06 PM |
| money-boots2 | $25.00 | $25.00 | 5/17/2010 5:49:11 PM |
| logical-reward8 | $25.00 | $25.00 | 5/17/2010 5:49:20 PM |
| floret596 | $25.00 | $25.00 | 5/17/2010 5:49:33 PM |
| Ripsaw4U | $25.00 | $25.00 | 5/17/2010 5:49:43 PM |
| r0b3m4n | $25.00 | $25.00 | 5/17/2010 5:50:04 PM |
| yield-seeker | $25.00 | $25.00 | 5/17/2010 5:50:24 PM |
| established-payout | $25.00 | $25.00 | 5/17/2010 5:50:41 PM |
| wampum-cocktail | $25.00 | $25.00 | 5/17/2010 5:50:44 PM |
| castanets2 | $25.00 | $25.00 | 5/17/2010 5:46:52 PM |
| flexible-vigilance7 | $25.00 | $25.00 | 5/17/2010 5:46:57 PM |
| nomneu | $50.00 | $50.00 | 5/17/2010 5:47:09 PM |
| LivingBoldly | $50.00 | $50.00 | 5/17/2010 5:47:26 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/17/2010 5:47:35 PM |
| visionary-commerce | $25.00 | $25.00 | 5/17/2010 5:47:41 PM |
| ms48105 | $25.00 | $25.00 | 5/17/2010 5:48:43 PM |
| nickel-advocator | $25.00 | $25.00 | 5/17/2010 5:48:51 PM |
| a-studious-payment | $25.00 | $25.00 | 5/17/2010 5:49:12 PM |
| shrewd-value | $25.00 | $25.00 | 5/17/2010 5:49:17 PM |
| economy-producer | $25.00 | $25.00 | 5/17/2010 5:49:26 PM |
| bslavin | $25.00 | $25.00 | 5/17/2010 5:49:31 PM |
| interest-griffin | $50.00 | $50.00 | 5/17/2010 5:49:38 PM |
| HamletTower | $25.00 | $25.00 | 5/17/2010 5:49:55 PM |
| successful-agreement7 | $51.21 | $51.21 | 5/17/2010 5:50:02 PM |
| investor7257 | $25.00 | $25.00 | 5/17/2010 5:50:08 PM |
| lounges | $25.00 | $25.00 | 5/17/2010 5:50:11 PM |
| organic-income5 | $40.00 | $40.00 | 5/17/2010 5:50:19 PM |
| powerful-velocity | $25.00 | $25.00 | 5/17/2010 5:50:27 PM |
| awwaww | $25.00 | $25.00 | 5/17/2010 5:50:34 PM |
| Picopie | $50.00 | $50.00 | 5/17/2010 5:50:37 PM |
| progressive-asset | $100.00 | $100.00 | 5/17/2010 5:50:40 PM |
| felicity-loyalist0 | $35.00 | $35.00 | 5/24/2010 2:06:50 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:16 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:30:58 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:05 PM |
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 4:27:43 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:15 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:33:48 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:26 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:39:09 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:39:40 PM |
| jdrez | $25.00 | $25.00 | 5/17/2010 4:40:38 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:00 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:44:39 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/17/2010 5:24:36 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/17/2010 5:24:38 PM |
| philosopher4 | $25.00 | $25.00 | 5/17/2010 5:24:49 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/17/2010 5:26:53 PM |
| Composure1 | $50.00 | $50.00 | 5/17/2010 5:27:57 PM |
| gold-conga | $25.00 | $25.00 | 5/17/2010 5:28:03 PM |
| unassassinable | $25.00 | $25.00 | 5/17/2010 5:24:43 PM |
| psztnrw | $100.00 | $100.00 | 5/17/2010 5:24:59 PM |
| transparency-advocator | $25.00 | $25.00 | 5/17/2010 5:32:24 PM |
| community-saver0 | $25.00 | $25.00 | 5/17/2010 5:27:32 PM |
| Panna | $25.00 | $25.00 | 5/17/2010 5:27:37 PM |
| REGS | $25.00 | $25.00 | 5/17/2010 5:46:50 PM |
| PocketAces | $25.00 | $25.00 | 5/17/2010 5:47:14 PM |
| trade-widget1 | $25.00 | $25.00 | 5/17/2010 5:47:36 PM |
| value-dna | $86.72 | $86.72 | 5/17/2010 5:47:39 PM |
| upright-asset2 | $25.00 | $25.00 | 5/17/2010 5:47:45 PM |
| loan4teacher | $25.00 | $25.00 | 5/17/2010 5:30:57 PM |
| Millmanator | $25.00 | $25.00 | 5/17/2010 5:48:18 PM |
| sgmm330 | $25.00 | $25.00 | 5/17/2010 5:48:20 PM |
| BlackFred | $25.00 | $25.00 | 5/17/2010 5:48:29 PM |
| SimpleChoice | $25.00 | $25.00 | 5/17/2010 5:48:45 PM |
| capital-web193 | $25.00 | $25.00 | 5/17/2010 5:49:10 PM |
| inspired-contract9 | $25.00 | $25.00 | 5/17/2010 5:49:23 PM |
| telegon | $25.00 | $25.00 | 5/17/2010 5:49:42 PM |
| Slend49 | $25.00 | $25.00 | 5/17/2010 5:50:17 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 5/17/2010 5:50:26 PM |
| Chuck9802 | $25.00 | $25.00 | 5/17/2010 5:50:38 PM |
| e6400 | $50.00 | $50.00 | 5/17/2010 5:32:39 PM |
| JanLal | $25.00 | $25.00 | 5/17/2010 5:47:09 PM |
| income-tamer | $25.00 | $25.00 | 5/17/2010 5:47:24 PM |
| jeffvee | $25.00 | $25.00 | 5/17/2010 5:47:51 PM |
| treasure-transporter | $25.00 | $25.00 | 5/17/2010 5:48:23 PM |
| Casper00 | $25.00 | $25.00 | 5/17/2010 5:48:27 PM |
| jleng | $25.00 | $25.00 | 5/17/2010 5:48:52 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/17/2010 5:49:07 PM |
| fairness-champ7 | $25.00 | $25.00 | 5/17/2010 5:49:13 PM |
| upbeat-principal | $25.00 | $25.00 | 5/17/2010 5:49:24 PM |
| NDFIRTH | $50.00 | $50.00 | 5/17/2010 5:49:40 PM |
| line6owner | $36.00 | $36.00 | 5/17/2010 5:50:13 PM |
| cpblue79 | $50.00 | $50.00 | 5/17/2010 5:50:39 PM |
| Edwin_Rae | $25.00 | $25.00 | 5/17/2010 5:50:42 PM |
| supersarah61 | $25.00 | $25.00 | 5/17/2010 5:46:51 PM |
| famous-hope | $25.00 | $25.00 | 5/17/2010 5:46:56 PM |
| lifegrowth | $25.00 | $25.00 | 5/17/2010 5:47:04 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/17/2010 5:47:08 PM |
| del30 | $25.00 | $25.00 | 5/17/2010 5:47:16 PM |
| 34bcp23 | $25.00 | $25.00 | 5/17/2010 5:47:47 PM |
| Amsie614 | $25.00 | $25.00 | 5/17/2010 5:49:09 PM |
| bid-refresher2 | $25.00 | $25.00 | 5/17/2010 5:49:16 PM |
| mrrc7498 | $25.00 | $25.00 | 5/17/2010 5:49:19 PM |
| vanderhp | $25.00 | $25.00 | 5/17/2010 5:49:35 PM |
| dschless | $25.00 | $25.00 | 5/17/2010 5:49:45 PM |
| peerlender | $25.00 | $25.00 | 5/17/2010 5:50:00 PM |
| fcukciti | $50.00 | $50.00 | 5/17/2010 5:50:06 PM |
| resource777 | $25.00 | $25.00 | 5/17/2010 5:50:09 PM |
| contract-giant | $25.00 | $25.00 | 5/17/2010 5:50:15 PM |
| AF-Chief | $28.00 | $28.00 | 5/17/2010 5:50:22 PM |
| uncleubb | $25.00 | $25.00 | 5/17/2010 5:50:28 PM |
| pbr | $25.00 | $25.00 | 5/17/2010 5:50:36 PM |
| worthy-loot8 | $25.00 | $25.00 | 5/17/2010 5:50:38 PM |
| Charmart | $25.00 | $25.00 | 5/24/2010 2:49:54 AM |
| 152 bids
|
Borrower Payment Dependent Notes Series
458729
This series of Notes was issued and sold upon the funding of the borrower loan #42666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.53% |
Starting monthly payment:
| $47.84 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.54% |
Final monthly payment:
| $47.84 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 5m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $687 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $1,113 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-favorable-dollar |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the delinquent. - Chad2Help
A:
The delinquent is an account with Verizon that is in dispute. Apparently they allowed someone to open an account with my social. My current cell provider is Verizon, has been since 2006.
(May-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| USMC0311 | $25.00 | $25.00 | 5/17/2010 4:20:35 PM |
| johntina | $26.28 | $26.28 | 5/17/2010 4:18:40 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/17/2010 4:21:15 PM |
| fantastic-openness | $50.00 | $50.00 | 5/17/2010 4:21:34 PM |
| productive-finance | $25.00 | $25.00 | 5/17/2010 4:21:48 PM |
| toblerone | $29.00 | $29.00 | 5/17/2010 4:20:08 PM |
| DeltaGambler | $25.00 | $25.00 | 5/17/2010 4:20:38 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 5/17/2010 4:21:11 PM |
| MiniBank998 | $25.00 | $25.00 | 5/17/2010 4:21:30 PM |
| woodenshoes | $25.00 | $25.00 | 5/17/2010 4:18:47 PM |
| Walkingcowboy | $25.00 | $25.00 | 5/17/2010 4:19:21 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:22:29 PM |
| hard-working-loot | $25.00 | $25.00 | 5/17/2010 4:21:13 PM |
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 4:22:10 PM |
| engaging-yield4 | $25.00 | $25.00 | 5/17/2010 4:22:25 PM |
| deliguy | $70.00 | $70.00 | 5/17/2010 4:39:19 PM |
| interstellar | $50.00 | $50.00 | 5/18/2010 11:33:25 AM |
| ujiba | $25.00 | $25.00 | 5/21/2010 9:41:10 AM |
| matthewrburk | $157.31 | $157.31 | 5/21/2010 2:33:39 PM |
| Bodyboard | $25.00 | $25.00 | 5/22/2010 10:36:57 AM |
| jayk63 | $25.00 | $25.00 | 5/24/2010 3:21:22 AM |
| CashBank | $25.00 | $25.00 | 5/24/2010 9:08:47 AM |
| JohnBanks | $25.00 | $25.00 | 5/17/2010 4:21:32 PM |
| klinebarger | $25.00 | $4.92 | 5/17/2010 4:22:37 PM |
| trevandtal | $25.00 | $25.00 | 5/17/2010 4:19:19 PM |
| mad4wknds | $25.00 | $25.00 | 5/17/2010 4:20:25 PM |
| windfall46 | $25.00 | $25.00 | 5/17/2010 4:20:47 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:11 PM |
| loan4teacher | $50.00 | $50.00 | 5/17/2010 4:21:40 PM |
| CASHGIRL | $27.49 | $27.49 | 5/17/2010 4:22:23 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 6:52:19 PM |
| dollardave | $100.00 | $100.00 | 5/18/2010 8:12:45 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/18/2010 7:06:47 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/18/2010 5:52:24 PM |
| creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:49:14 PM |
| income-lion | $25.00 | $25.00 | 5/20/2010 5:50:26 PM |
| LoanerPrincipal | $35.00 | $35.00 | 5/22/2010 4:21:15 PM |
| Jwalker11 | $50.00 | $50.00 | 5/23/2010 10:03:01 AM |
| all_of_that_one | $25.00 | $25.00 | 5/23/2010 10:09:36 AM |
| a_andy | $25.00 | $25.00 | 5/23/2010 8:22:53 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/23/2010 3:56:05 PM |
| availableloan | $25.00 | $25.00 | 5/23/2010 10:25:35 PM |
| value-guru3 | $25.00 | $25.00 | 5/24/2010 1:51:38 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:14:30 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:14 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
458731
This series of Notes was issued and sold upon the funding of the borrower loan #42651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| May-18-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.44% |
Final monthly payment:
| $54.28 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 3 |
Inquiries last 6m:
| 7 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 21
/
19 | Length of status: | 11y 9m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Now delinquent:
| 6 |
Revolving credit balance:
| $11,118 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,114 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| GRACIE1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 93% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 3% )
| 600-619
(Apr-2010)
540-559
(Feb-2008)
540-559
(Jan-2008)
480-499
(Sep-2006)
|
|
Principal balance:
| $373.22 |
31+ days late:
| 2
( 3% )
|
|
Total payments billed:
| 59 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to?.To help cover some credit card?bills.I would pay this loan back as?I did it before. I definetely would not let anyone down I have already paid off a loan very gracefully and would do the same for this one. I?am capable of?doing this repayment also?I'm an? 20 year security specialist and veteran from the military as well?I strongly?believe in faith and is also?a loving father?I'm not motivated?to renege on a loan because I believe your credit?is your security life line. This loan would be a big help.I'm an honest man who is so dedicated and eager ?to repay back this loan from my verified account and is willing and able to prove it?once again to?everyone who?bidded on my loan request before so?please come back i'm also committed to becoming an lender in the near future to give someone like me and others the opportunity to get started with their?quest for a loan,?thank you all who will, and God Bless.I can use the help of a few good bidders thanks guys.
My financial situation:
I am a good candidate for this loan because? I have the necessary funds to repay back this loan and is a very good bye nature guy?and family man Monthly net income:$7,000
Monthly expenses: $?2,830
??Housing: $ 1300
??Insurance: $ 120.00
??Car expenses: $ 0
??Utilities: $ 300.00
??Phone, cable, internet: $ 260.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 86.00 Prosper
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up so much revolving debt since the time of your last Prosper loan? Thanks and best wishes. - reflective-rupee
A:
I've build it up due to supporting family and ex-co-workers, who was in dire need of support because they all had been laid off . I also assumed the role as to becoming an support measure for them and their kids. Because it was the only God given thing to do I would help any and all for that particular reason thats why once I'm done paying off my loan I will become an Lender to help others meet their cause I hope I've answered this in an timely matter for you all thanks and God Bless.
(May-24-2010)
Q:
Are you still supporting any else? Thanks - reflective-rupee
A:
Not at this time because they have recovered a little bit but they have appreciated my efforts and compassion for them, and now i'm working on my own cause for improving my credit like it once was and to continue to strive back to that A-1 credit which I was once known for. Because your credit is your key to all open opportunities and also your life line for success especially in the way how this economy is now .
(May-24-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jhouman | $25.00 | $25.00 | 5/21/2010 4:36:11 PM |
| boodo | $264.66 | $264.66 | 5/22/2010 4:29:00 PM |
| boodo | $250.00 | $250.00 | 5/22/2010 4:28:35 PM |
| reflective-rupee | $25.00 | $25.00 | 5/23/2010 8:48:21 PM |
| chameleon125 | $25.00 | $25.00 | 5/24/2010 7:40:08 AM |
| reflective-rupee | $25.00 | $25.00 | 5/24/2010 1:58:59 PM |
| WZ3190 | $25.02 | $25.02 | 5/24/2010 4:50:44 PM |
| innovator2 | $51.93 | $51.93 | 5/24/2010 4:55:41 PM |
| RainyDayFunds | $25.00 | $25.00 | 5/24/2010 5:00:33 PM |
| Happyhourcomics | $25.00 | $25.00 | 5/24/2010 4:20:28 PM |
| Graven33 | $25.00 | $25.00 | 5/24/2010 4:42:05 PM |
| eurobikermcdog | $37.10 | $37.10 | 5/24/2010 5:32:47 PM |
| five-star-note | $85.94 | $85.94 | 5/24/2010 7:07:57 PM |
| well-mannered-income3 | $30.00 | $30.00 | 5/24/2010 5:28:19 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/24/2010 5:56:23 PM |
| asset-pine | $25.00 | $25.00 | 5/24/2010 6:25:55 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/24/2010 9:54:33 PM |
| prominence8 | $35.00 | $35.00 | 5/24/2010 7:50:01 PM |
| SouthernRemarketing | $25.00 | $25.00 | 5/24/2010 9:29:21 PM |
| weezy22 | $28.00 | $20.35 | 5/23/2010 5:13:10 AM |
| Cashew6 | $50.00 | $50.00 | 5/24/2010 1:31:18 AM |
| CommunityArts_Non-profit | $25.00 | $25.00 | 5/24/2010 7:53:40 AM |
| micko | $25.00 | $25.00 | 5/24/2010 5:00:12 PM |
| Bob450 | $25.00 | $25.00 | 5/24/2010 9:28:42 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
458813
This series of Notes was issued and sold upon the funding of the borrower loan #42669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-21-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $98.87 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $98.87 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 10m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 5 |
Occupation: | Doctor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $820 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| felicity-multiplier8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation expenses
Purpose of loan:
I need this loan to cover the expenses
related to the end of my residency training(board exam, graduation)
moving to a new place(relocation expenses) and starting a
new job(getting my medical license).
My financial situation:
I have a stable income, which will
actually increase in a few months when I will start working as a
hospitalist.
Monthly net income: $ 3300
Monthly expenses: $
??Housing: $
850 ????
??Insurance: $
100
??Car expenses: $
60
??Utilities: $
0
??Phone, cable, internet: $
80
??Food, entertainment: $
300
??Clothing, household expenses $
50
??Credit cards and other loans: $
560
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 5/21/2010 9:47:03 AM |
| ddog0224 | $25.00 | $25.00 | 5/21/2010 9:47:28 AM |
| Weaverville | $50.00 | $50.00 | 5/21/2010 9:48:56 AM |
| turbospeed | $25.00 | $25.00 | 5/21/2010 9:50:21 AM |
| top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:51:34 AM |
| Avala | $50.00 | $50.00 | 5/21/2010 9:47:08 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/21/2010 9:47:15 AM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/21/2010 9:47:22 AM |
| dinero-speaker | $50.00 | $50.00 | 5/21/2010 9:47:09 AM |
| economy-producer | $25.00 | $25.00 | 5/21/2010 9:49:20 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:51:23 AM |
| peace-missile | $25.00 | $25.00 | 5/21/2010 11:31:36 AM |
| PsiPro | $25.00 | $25.00 | 5/21/2010 10:40:40 AM |
| macgeek | $50.00 | $50.00 | 5/21/2010 10:18:10 AM |
| ijspence | $25.00 | $25.00 | 5/21/2010 11:00:43 AM |
| Bronxpsy | $25.00 | $25.00 | 5/21/2010 6:08:08 PM |
| sarisai | $101.00 | $101.00 | 5/22/2010 1:54:33 PM |
| bchen78875 | $25.00 | $25.00 | 5/22/2010 12:12:11 PM |
| freetolive | $25.00 | $25.00 | 5/22/2010 8:12:29 PM |
| integrity-doctor | $25.00 | $25.00 | 5/22/2010 5:57:42 PM |
| riproaringrapids | $50.00 | $50.00 | 5/23/2010 1:48:00 AM |
| happyinvallarta | $50.00 | $50.00 | 5/23/2010 11:42:21 AM |
| flexible-value | $26.00 | $26.00 | 5/23/2010 5:36:30 PM |
| bambampk | $25.00 | $25.00 | 5/23/2010 1:12:04 PM |
| Cronos | $50.00 | $50.00 | 5/23/2010 5:48:16 PM |
| orange-preeminant-bill | $36.18 | $36.18 | 5/23/2010 5:49:00 PM |
| psztnrw | $25.00 | $25.00 | 5/23/2010 5:49:07 PM |
| thefiringzod | $25.00 | $25.00 | 5/23/2010 5:48:15 PM |
| upbeat-investment9 | $25.00 | $25.00 | 5/24/2010 6:56:44 AM |
| A007 | $25.00 | $25.00 | 5/24/2010 6:59:10 AM |
| shadargroup | $25.00 | $25.00 | 5/23/2010 5:48:39 PM |
| money-bauble | $100.00 | $100.00 | 5/23/2010 10:39:11 PM |
| jla720 | $25.00 | $25.00 | 5/24/2010 8:36:57 AM |
| treasure-bliss | $34.10 | $34.10 | 5/24/2010 6:12:49 AM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 1:05:41 PM |
| american6 | $25.00 | $25.00 | 5/24/2010 10:18:04 AM |
| bondhedger | $25.00 | $25.00 | 5/24/2010 7:16:55 AM |
| TennSquire | $25.00 | $25.00 | 5/24/2010 1:30:06 PM |
| jdrez | $25.00 | $25.00 | 5/24/2010 11:18:45 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:43 PM |
| thestartuplender | $35.00 | $35.00 | 5/24/2010 9:41:43 AM |
| income-lion | $25.00 | $25.00 | 5/24/2010 2:02:03 PM |
| hrubinst | $25.00 | $25.00 | 5/21/2010 9:47:07 AM |
| successful-euro | $30.00 | $30.00 | 5/21/2010 9:46:58 AM |
| worth-arch | $25.00 | $25.00 | 5/21/2010 9:47:04 AM |
| interest-jedi0 | $50.00 | $50.00 | 5/21/2010 9:47:10 AM |
| PRGuyinVA | $25.00 | $25.00 | 5/21/2010 9:47:06 AM |
| Phantom99 | $25.00 | $25.00 | 5/21/2010 9:47:12 AM |
| wayman | $25.00 | $25.00 | 5/21/2010 9:47:34 AM |
| rescue | $50.00 | $50.00 | 5/21/2010 9:47:38 AM |
| pure-transparency0 | $25.00 | $25.00 | 5/21/2010 9:51:01 AM |
| independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:51:42 AM |
| SNH | $50.00 | $50.00 | 5/21/2010 9:49:51 AM |
| ichibon | $75.00 | $75.00 | 5/21/2010 9:50:48 AM |
| btrfly11 | $25.00 | $25.00 | 5/21/2010 11:34:53 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:40:53 AM |
| rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:49 PM |
| speedy-point | $25.00 | $25.00 | 5/21/2010 12:15:43 PM |
| sc5 | $50.00 | $50.00 | 5/21/2010 7:46:31 PM |
| FirstLender | $25.00 | $25.00 | 5/22/2010 8:01:54 AM |
| Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:09 AM |
| kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:17 PM |
| david5000 | $50.00 | $50.00 | 5/23/2010 9:31:38 AM |
| 108lender | $50.00 | $50.00 | 5/23/2010 8:11:25 AM |
| dinero-festivity2 | $100.00 | $100.00 | 5/23/2010 12:17:32 PM |
| jscope | $25.00 | $25.00 | 5/23/2010 5:48:19 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/23/2010 5:48:58 PM |
| dollar-trader2 | $25.00 | $25.00 | 5/24/2010 9:55:55 AM |
| new-social-economist | $25.00 | $25.00 | 5/23/2010 11:56:32 PM |
| currency-cigar4 | $100.00 | $100.00 | 5/24/2010 12:06:16 PM |
| gold-disk | $100.00 | $100.00 | 5/24/2010 6:12:47 AM |
| castleman | $25.00 | $25.00 | 5/24/2010 6:12:51 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:29 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/24/2010 7:16:43 AM |
| JGB | $25.00 | $25.00 | 5/24/2010 11:18:43 AM |
| special-truth | $38.89 | $38.89 | 5/24/2010 12:16:17 PM |
| kmr2 | $28.22 | $28.22 | 5/24/2010 9:37:45 AM |
| Artist_Blue | $25.00 | $25.00 | 5/24/2010 1:03:44 PM |
| kegs | $100.00 | $5.57 | 5/24/2010 1:44:06 PM |
| bold-durability-drum | $35.04 | $35.04 | 5/24/2010 11:32:40 AM |
| irrelevant | $25.00 | $25.00 | 5/24/2010 12:53:16 PM |
| 81 bids
|
Borrower Payment Dependent Notes Series
459011
This series of Notes was issued and sold upon the funding of the borrower loan #42700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $167.24 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $167.24 |
| |
|
Auction yield range:
| 3.99% - 19.00% |
Estimated loss impact:
| 2.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2002 |
Debt/Income ratio:
| 65% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 5m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $39,366 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| skincare |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
680-699
(Jul-2008)
640-659
(Dec-2007)
680-699
(May-2007)
|
|
Principal balance:
| $2,766.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Parents' Visit
Purpose of loan:
This loan will be used to give my husband's elderly parents the opportunity to visit us. They have not seen us for 7 years and haven't even?seen their great-grandchild yet. They live in South Africa; the airfare will cost about $4000.
My financial situation:
I am a good candidate for this loan because I have borrowed money through Prosper on two previous occasions. The 1st loan is paid in full and the 2nd loan is in good standing. My debt to income ratio is high but I need you to keep two things into account: a) My husband's income is not reported on this application, and our combined income pays for our debt, b) I am also a full time student; just finished BSN and started with a Masters Degree.?The student?loans account for a great percentage of my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What does BSN stand for? Good luck with the listing. - brondero
A:
Thanks for your question. BSN stands for Bachelor of Science in Nursing. I am busy with MSN now (Masters of Science in Nursing) with a focus on Education.
(May-21-2010)
Q:
what are your fixed income and expenses? - beakerfish
A:
Thanks for your question. I will explain your question with both incomes in mind.
Husband $6,200 / month
(this is a fixed salary, with no opportunity to earn extra money)
Me $2,200 - $2,600 bi-weekly = $4,400 - $5,200 / month
(this can vary; fixed $2,200 base pay, based on a 72 hour pay period. In addition do I earn extra money for being on call, working call hours, and gets paid for doing research studies.
Expenses: $ 6,000 - $6,500 / month
(May-23-2010)
Q:
Hi,
How did you build up your revolving credit balance?
Thanks, - p2ploan-sensation211
A:
I have used my credit report to do the general revolving total credit balance. Even that changes every month, because I am paying off balances. I am using a monthly expense table to plan my monthly payments on a bi-weekly basis, and used that to answer the question about my monthly fixed expenses.
(May-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GlowHost | $25.00 | $25.00 | 5/19/2010 3:36:17 PM |
| CA_Lender | $25.00 | $25.00 | 5/19/2010 3:37:13 PM |
| booOST | $50.00 | $50.00 | 5/19/2010 3:36:13 PM |
| Centaur | $50.00 | $50.00 | 5/19/2010 3:38:57 PM |
| Dad2SandJ | $50.00 | $50.00 | 5/19/2010 3:46:55 PM |
| SunriseTrader1 | $60.00 | $60.00 | 5/19/2010 5:09:39 PM |
| BradP | $50.00 | $50.00 | 5/19/2010 5:46:52 PM |
| chibear34 | $25.00 | $25.00 | 5/19/2010 6:35:59 PM |
| aprivatelender | $50.00 | $50.00 | 5/20/2010 10:33:16 AM |
| riveting-credit5 | $50.00 | $50.00 | 5/20/2010 2:59:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/20/2010 7:25:52 PM |
| brondero | $25.00 | $25.00 | 5/20/2010 7:58:36 PM |
| butlerpossible | $41.19 | $41.19 | 5/21/2010 8:38:45 AM |
| wyogirllender | $25.00 | $25.00 | 5/21/2010 3:45:31 PM |
| jscope | $25.00 | $25.00 | 5/22/2010 8:48:16 AM |
| selector568 | $45.49 | $45.49 | 5/22/2010 2:51:52 PM |
| sshgfwb | $25.00 | $25.00 | 5/22/2010 11:19:11 PM |
| Dustley | $25.00 | $25.00 | 5/22/2010 2:46:15 PM |
| sflender1099 | $25.00 | $25.00 | 5/23/2010 8:32:09 AM |
| Bank_Of_XL | $50.00 | $50.00 | 5/23/2010 9:04:29 AM |
| inforapenny | $25.00 | $25.00 | 5/23/2010 7:31:58 AM |
| ideal-economy | $250.00 | $250.00 | 5/23/2010 7:18:56 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/23/2010 3:43:07 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/23/2010 4:48:20 PM |
| Aberdeen | $400.00 | $400.00 | 5/24/2010 10:17:25 AM |
| Aberdeen | $400.00 | $400.00 | 5/24/2010 10:17:58 AM |
| inthegreatnw | $25.00 | $25.00 | 5/24/2010 10:21:15 AM |
| OnTracInvest | $25.00 | $25.00 | 5/24/2010 11:46:00 AM |
| Aberdeen | $400.00 | $400.00 | 5/24/2010 10:17:59 AM |
| Num1Knicks | $25.00 | $25.00 | 5/24/2010 9:55:50 AM |
| beakerfish | $200.00 | $200.00 | 5/24/2010 12:33:13 PM |
| reflective-rupee | $50.00 | $50.00 | 5/24/2010 4:07:21 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 4:36:08 PM |
| joelsar | $35.00 | $35.00 | 5/24/2010 4:52:58 PM |
| Borrow2Grow | $51.00 | $51.00 | 5/19/2010 3:46:53 PM |
| Stavros | $75.00 | $75.00 | 5/19/2010 3:52:09 PM |
| ilend57 | $25.00 | $25.00 | 5/20/2010 6:10:04 PM |
| maj0508 | $100.00 | $100.00 | 5/21/2010 6:39:49 AM |
| ponbiki | $25.00 | $25.00 | 5/21/2010 12:28:08 PM |
| BlueProteus | $25.00 | $25.00 | 5/21/2010 10:51:51 PM |
| ptjg | $50.00 | $50.00 | 5/21/2010 5:34:20 PM |
| lukeskywalkerkp | $50.00 | $50.00 | 5/22/2010 9:37:17 AM |
| brondero | $80.00 | $80.00 | 5/21/2010 9:11:28 PM |
| superstar449 | $50.00 | $50.00 | 5/22/2010 6:01:35 AM |
| 3_boyz | $25.00 | $25.00 | 5/22/2010 2:13:18 PM |
| CTG_JaQ | $200.00 | $200.00 | 5/22/2010 2:00:02 PM |
| LifeRing | $50.00 | $50.00 | 5/22/2010 10:54:25 PM |
| UOweMe | $25.00 | $25.00 | 5/22/2010 3:24:06 PM |
| CERTIFIED | $100.00 | $100.00 | 5/23/2010 10:18:46 AM |
| rockhound84 | $25.00 | $25.00 | 5/22/2010 6:18:26 PM |
| brondero | $50.00 | $50.00 | 5/23/2010 7:24:13 AM |
| beakerfish | $50.00 | $50.00 | 5/23/2010 11:39:09 AM |
| Serge2005 | $25.00 | $25.00 | 5/23/2010 9:40:43 AM |
| back-scratchers | $25.00 | $25.00 | 5/23/2010 5:54:06 PM |
| gain-dolphin | $50.00 | $50.00 | 5/24/2010 10:15:00 AM |
| Aberdeen | $400.00 | $400.00 | 5/24/2010 10:17:26 AM |
| cbfresh | $50.00 | $50.00 | 5/24/2010 11:48:19 AM |
| bold-enriching-capital | $100.00 | $62.32 | 5/24/2010 1:00:43 PM |
| best-listing-toro | $25.00 | $25.00 | 5/24/2010 11:13:06 AM |
| cutter21 | $25.00 | $25.00 | 5/24/2010 2:04:24 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 12:38:46 PM |
| slicrad | $25.00 | $25.00 | 5/24/2010 10:21:14 AM |
| BoCo | $25.00 | $25.00 | 5/24/2010 11:12:05 AM |
| twjh | $25.00 | $25.00 | 5/24/2010 11:18:46 AM |
| 64 bids
|
Borrower Payment Dependent Notes Series
459071
This series of Notes was issued and sold upon the funding of the borrower loan #42672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-19-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 55% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 22
/
20 | Length of status: | 8y 4m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,889 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| payment-oboe |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 5/19/2010 3:37:46 PM |
| meux99 | $25.00 | $25.00 | 5/19/2010 3:37:34 PM |
| alexstar | $25.00 | $25.00 | 5/19/2010 3:42:54 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/19/2010 3:43:12 PM |
| worth-arch | $25.00 | $25.00 | 5/19/2010 3:43:20 PM |
| platinum-genetics | $50.00 | $50.00 | 5/19/2010 3:38:44 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/19/2010 3:43:47 PM |
| jla720 | $35.00 | $35.00 | 5/19/2010 3:39:47 PM |
| dinero-speaker | $25.00 | $25.00 | 5/19/2010 3:44:11 PM |
| Phantom99 | $25.00 | $25.00 | 5/19/2010 3:44:42 PM |
| credit-scout7 | $30.00 | $30.00 | 5/19/2010 3:47:26 PM |
| ddog0224 | $25.00 | $25.00 | 5/19/2010 3:45:31 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/19/2010 3:44:32 PM |
| delicious-social132 | $40.00 | $40.00 | 5/19/2010 3:48:00 PM |
| Composure1 | $25.00 | $25.00 | 5/19/2010 3:46:23 PM |
| rescue | $50.00 | $50.00 | 5/19/2010 3:46:33 PM |
| generous-deal6 | $25.00 | $25.00 | 5/19/2010 3:47:22 PM |
| Carpetkid | $50.00 | $50.00 | 5/19/2010 3:50:12 PM |
| Marathoner | $25.00 | $25.00 | 5/19/2010 3:47:44 PM |
| meteoric-trade | $25.00 | $25.00 | 5/19/2010 3:50:27 PM |
| afotherg | $25.00 | $25.00 | 5/19/2010 3:48:46 PM |
| Ivan2007 | $25.00 | $25.00 | 5/19/2010 3:49:17 PM |
| power-defender7 | $25.00 | $25.00 | 5/19/2010 3:49:25 PM |
| seabass123 | $25.00 | $25.00 | 5/19/2010 3:49:34 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/19/2010 3:49:46 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/19/2010 3:49:48 PM |
| castleman | $25.00 | $25.00 | 5/19/2010 3:50:37 PM |
| Supernick | $42.45 | $42.45 | 5/19/2010 3:52:47 PM |
| tntmojave | $25.00 | $25.00 | 5/19/2010 3:49:40 PM |
| flexible-value | $28.00 | $28.00 | 5/19/2010 3:52:58 PM |
| CleeClee | $50.00 | $50.00 | 5/19/2010 3:51:24 PM |
| dsnybnd | $25.00 | $25.00 | 5/19/2010 3:51:53 PM |
| the-gold-quark | $25.00 | $25.00 | 5/19/2010 3:52:13 PM |
| cash-queen | $50.00 | $50.00 | 5/19/2010 3:51:04 PM |
| creative-finance7 | $25.00 | $25.00 | 5/19/2010 3:52:44 PM |
| JFKPilot | $25.00 | $25.00 | 5/19/2010 3:51:21 PM |
| figs4u2 | $80.00 | $80.00 | 5/19/2010 3:54:38 PM |
| love-interest | $25.00 | $25.00 | 5/19/2010 3:53:31 PM |
| philosopher4 | $25.00 | $25.00 | 5/19/2010 4:03:51 PM |
| nickel-alien | $50.00 | $50.00 | 5/19/2010 3:53:53 PM |
| community-saver0 | $25.00 | $25.00 | 5/19/2010 4:04:35 PM |
| psztnrw | $100.00 | $100.00 | 5/19/2010 4:04:38 PM |
| telegon | $25.00 | $25.00 | 5/19/2010 4:11:10 PM |
| _wally_ | $50.00 | $50.00 | 5/19/2010 4:17:45 PM |
| ryan23 | $50.00 | $50.00 | 5/19/2010 3:53:27 PM |
| radforj22 | $25.00 | $25.00 | 5/19/2010 4:18:04 PM |
| Frugal | $25.00 | $25.00 | 5/19/2010 3:54:07 PM |
| Panna | $25.00 | $25.00 | 5/19/2010 4:04:34 PM |
| gold-disk | $100.00 | $100.00 | 5/19/2010 4:04:43 PM |
| dschaaf | $25.00 | $25.00 | 5/19/2010 4:03:38 PM |
| understanding-fairness9 | $50.00 | $50.00 | 5/19/2010 4:17:43 PM |
| wlm3012 | $25.00 | $25.00 | 5/19/2010 4:18:53 PM |
| green-glowing-gain | $25.00 | $25.00 | 5/19/2010 4:16:50 PM |
| thunder135 | $25.00 | $25.00 | 5/19/2010 4:17:59 PM |
| samo102us | $25.00 | $25.00 | 5/19/2010 4:18:19 PM |
| 108lender | $100.00 | $100.00 | 5/19/2010 4:18:33 PM |
| Fiimg | $50.00 | $50.00 | 5/19/2010 4:18:47 PM |
| jdrez | $25.00 | $25.00 | 5/19/2010 4:18:52 PM |
| orbiter614 | $50.00 | $50.00 | 5/19/2010 5:16:43 PM |
| benefit-trident | $25.00 | $25.00 | 5/19/2010 5:16:16 PM |
| cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:18 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:46 PM |
| kenji4861 | $25.00 | $25.00 | 5/19/2010 3:37:58 PM |
| the-financier814 | $25.00 | $25.00 | 5/19/2010 3:39:53 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/19/2010 3:37:37 PM |
| successful-euro | $30.00 | $30.00 | 5/19/2010 3:35:43 PM |
| money-bauble | $75.00 | $75.00 | 5/19/2010 3:41:08 PM |
| JGB | $25.00 | $25.00 | 5/19/2010 3:44:19 PM |
| wayman | $25.00 | $25.00 | 5/19/2010 3:46:14 PM |
| RICHMONDREB | $25.00 | $25.00 | 5/19/2010 3:46:43 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/19/2010 3:47:00 PM |
| hrubinst | $25.00 | $25.00 | 5/19/2010 3:43:58 PM |
| Avala | $50.00 | $50.00 | 5/19/2010 3:44:02 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/19/2010 3:45:43 PM |
| Kerrysbay | $50.00 | $50.00 | 5/19/2010 3:46:00 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:45:01 PM |
| Daneistes | $99.15 | $99.15 | 5/19/2010 3:48:12 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/19/2010 3:45:13 PM |
| DukSerduk | $25.00 | $25.00 | 5/19/2010 3:48:22 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 5/19/2010 3:46:48 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/19/2010 3:47:10 PM |
| investment-network | $25.00 | $25.00 | 5/19/2010 3:49:01 PM |
| Merganser | $25.00 | $25.00 | 5/19/2010 3:47:17 PM |
| truth-image | $50.00 | $50.00 | 5/19/2010 3:47:51 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/19/2010 3:50:07 PM |
| harty | $60.00 | $60.00 | 5/19/2010 3:47:33 PM |
| evnagelist | $25.00 | $25.00 | 5/19/2010 3:47:46 PM |
| meenan | $25.00 | $25.00 | 5/19/2010 3:48:05 PM |
| kulender | $25.00 | $25.00 | 5/19/2010 3:48:27 PM |
| Weaverville | $50.00 | $50.00 | 5/19/2010 3:51:48 PM |
| money-surge1 | $25.00 | $25.00 | 5/19/2010 3:48:38 PM |
| GiantAardvark | $25.00 | $25.00 | 5/19/2010 3:48:42 PM |
| veneziani | $25.00 | $25.00 | 5/19/2010 3:52:05 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/19/2010 3:48:51 PM |
| steady-gain5 | $25.00 | $25.00 | 5/19/2010 3:50:15 PM |
| qwsd12 | $40.00 | $40.00 | 5/19/2010 3:52:36 PM |
| ichibon | $75.00 | $75.00 | 5/19/2010 3:52:41 PM |
| the-silver-blaster | $25.00 | $25.00 | 5/19/2010 3:52:53 PM |
| dtrain5 | $50.00 | $50.00 | 5/19/2010 3:51:14 PM |
| debnac170 | $50.00 | $50.00 | 5/19/2010 3:51:18 PM |
| economy-producer | $25.00 | $25.00 | 5/19/2010 3:53:08 PM |
| ray1051 | $50.00 | $50.00 | 5/19/2010 3:49:54 PM |
| Tc11902 | $25.00 | $25.00 | 5/19/2010 3:50:03 PM |
| fortytwo | $100.00 | $100.00 | 5/19/2010 3:52:21 PM |
| emt747 | $25.00 | $25.00 | 5/19/2010 3:54:31 PM |
| TakeCare | $100.00 | $100.00 | 5/19/2010 3:53:14 PM |
| autonomous-basis | $25.00 | $25.00 | 5/19/2010 4:04:04 PM |
| nobuffett43 | $50.00 | $50.00 | 5/19/2010 3:53:42 PM |
| bigphish | $25.00 | $25.00 | 5/19/2010 4:04:13 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/19/2010 3:52:24 PM |
| serene-credit4 | $50.00 | $50.00 | 5/19/2010 3:53:55 PM |
| peace-habanero | $25.00 | $25.00 | 5/19/2010 3:53:59 PM |
| integrity-doctor | $100.00 | $100.00 | 5/19/2010 3:54:10 PM |
| e6400 | $50.00 | $50.00 | 5/19/2010 4:11:12 PM |
| funds-finder8 | $25.00 | $25.00 | 5/19/2010 4:17:16 PM |
| syounker | $25.00 | $25.00 | 5/19/2010 4:17:42 PM |
| intelligent-yield | $25.00 | $25.00 | 5/19/2010 4:17:48 PM |
| villagers | $25.00 | $25.00 | 5/19/2010 4:17:50 PM |
| best-ingenious-funds | $25.00 | $25.00 | 5/19/2010 3:53:39 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/19/2010 4:18:50 PM |
| orange-preeminant-bill | $26.10 | $26.10 | 5/19/2010 4:03:42 PM |
| CAGE-Investments | $46.83 | $46.83 | 5/19/2010 3:54:24 PM |
| objective-investor | $50.00 | $50.00 | 5/19/2010 4:17:44 PM |
| klinebarger | $25.00 | $25.00 | 5/19/2010 4:17:51 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/19/2010 4:18:11 PM |
| peso-aggregator | $25.00 | $25.00 | 5/19/2010 4:18:46 PM |
| market-walnut5 | $50.00 | $50.00 | 5/19/2010 4:18:51 PM |
| workinghardoregon | $25.00 | $25.00 | 5/19/2010 4:10:41 PM |
| robust-trade | $27.11 | $27.11 | 5/19/2010 4:11:02 PM |
| Crisscross | $25.00 | $25.00 | 5/19/2010 4:11:13 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/19/2010 4:18:50 PM |
| Comoparklender | $30.00 | $20.36 | 5/19/2010 4:18:55 PM |
| 132 bids
|
Borrower Payment Dependent Notes Series
459191
This series of Notes was issued and sold upon the funding of the borrower loan #42656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-20-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $136.42 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $136.42 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
6 | Length of status: | 7y 8m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,245 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 40% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| Jesus_Saves_2005 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
620-639
(May-2009)
680-699
(May-2008)
|
|
Principal balance:
| $0.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Consolidate All Debt But Mortgage
Purpose of loan:
The purpose of this loan through Prosper is to consolidate all credit cards, hospital bills, student loans, etc. so the only bills I will have per month besides normal utilities will be my mortgage. This will put me in a situation to become debt free except for my mortgage within the next 2-3 years so I can concentrate on more important issues. Family and career and being able to support my family with my career. I have another daughter that will be born in October and am trying to get a positive jump for my family. I will pay this loan without ever being late by the grace of God and I am a good investment!
My financial situation:
I am a good candidate for this loan because I pay my bills and believe in paying my bills. Besides my mortage and normal utilities this loan will be my only other monthly payment.
Monthly net income: $ 3441.48
Monthly expenses: $ 2921.00
??Housing: $ 725.00
??Insurance: $?150
??Car expenses: $250 Gas?
??Utilities: $ 165
??Phone, cable, internet: $?135
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 360 (This is what the prosper loan will be used for)
??Other expenses: $ 686.00 (Church)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rollin6978 | $50.00 | $50.00 | 5/20/2010 4:09:28 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/20/2010 4:12:00 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/20/2010 4:13:26 PM |
| wayman | $25.00 | $25.00 | 5/20/2010 4:14:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/20/2010 4:11:13 PM |
| Avala | $50.00 | $50.00 | 5/20/2010 4:12:22 PM |
| Phantom99 | $25.00 | $25.00 | 5/20/2010 4:13:02 PM |
| LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:35 PM |
| lavb23 | $25.00 | $25.00 | 5/20/2010 6:19:56 PM |
| WLenders | $50.00 | $50.00 | 5/21/2010 12:16:08 AM |
| pure-transparency0 | $25.00 | $25.00 | 5/21/2010 9:01:22 AM |
| treasure-bliss | $25.27 | $25.27 | 5/21/2010 12:05:58 AM |
| kmr2 | $82.21 | $82.21 | 5/21/2010 1:31:11 AM |
| ichibon | $75.00 | $75.00 | 5/21/2010 3:20:43 AM |
| independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:00 AM |
| wonderfulwyo | $25.00 | $25.00 | 5/21/2010 9:39:17 AM |
| drawseeker | $25.00 | $25.00 | 5/21/2010 9:40:57 AM |
| inspired-duty5 | $55.00 | $55.00 | 5/21/2010 8:15:58 AM |
| hawksfanmd | $25.00 | $25.00 | 5/21/2010 9:37:37 AM |
| flexible-value | $26.00 | $26.00 | 5/21/2010 9:50:24 AM |
| btrfly11 | $25.00 | $25.00 | 5/21/2010 10:47:17 AM |
| buckyhead2000 | $25.00 | $25.00 | 5/21/2010 3:56:35 PM |
| investment-seeker7 | $25.00 | $25.00 | 5/22/2010 8:47:41 AM |
| CSinvestments | $25.00 | $25.00 | 5/22/2010 9:15:58 AM |
| david5000 | $50.00 | $50.00 | 5/23/2010 9:31:41 AM |
| crippledcircus | $50.00 | $50.00 | 5/22/2010 8:11:48 PM |
| dinero-festivity2 | $100.00 | $100.00 | 5/23/2010 12:17:34 PM |
| new-social-economist | $25.00 | $25.00 | 5/23/2010 11:56:34 PM |
| irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:37 AM |
| heng2x | $50.00 | $50.00 | 5/23/2010 8:20:48 PM |
| A007 | $25.00 | $25.00 | 5/24/2010 6:59:08 AM |
| Carpetkid | $25.00 | $25.00 | 5/23/2010 10:38:46 PM |
| american6 | $25.00 | $25.00 | 5/24/2010 10:18:05 AM |
| Artist_Blue | $25.00 | $25.00 | 5/24/2010 1:03:43 PM |
| credit-panda1 | $25.00 | $25.00 | 5/24/2010 12:50:55 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:31 PM |
| castleman | $25.00 | $25.00 | 5/24/2010 1:30:10 PM |
| kegs | $100.00 | $70.24 | 5/24/2010 1:44:08 PM |
| bondhedger | $25.00 | $25.00 | 5/24/2010 4:51:24 PM |
| mosby | $50.00 | $50.00 | 5/24/2010 5:25:06 PM |
| dbanwart | $25.00 | $25.00 | 5/24/2010 5:16:11 PM |
| successful-euro | $50.00 | $50.00 | 5/20/2010 4:09:37 PM |
| hrubinst | $25.00 | $25.00 | 5/20/2010 4:12:12 PM |
| Sven79 | $50.00 | $50.00 | 5/20/2010 4:13:20 PM |
| ddog0224 | $25.00 | $25.00 | 5/20/2010 4:13:49 PM |
| money-bauble | $200.00 | $200.00 | 5/20/2010 4:16:34 PM |
| worth-arch | $25.00 | $25.00 | 5/20/2010 4:11:22 PM |
| dinero-speaker | $25.00 | $25.00 | 5/20/2010 4:12:33 PM |
| JGB | $25.00 | $25.00 | 5/20/2010 4:12:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/20/2010 4:12:47 PM |
| SNH | $50.00 | $50.00 | 5/20/2010 4:19:36 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/20/2010 4:13:15 PM |
| rescue | $50.00 | $50.00 | 5/20/2010 4:14:21 PM |
| Weaverville | $50.00 | $50.00 | 5/20/2010 4:16:52 PM |
| economy-producer | $25.00 | $25.00 | 5/20/2010 4:17:46 PM |
| special-truth | $25.00 | $25.00 | 5/20/2010 6:41:15 PM |
| Moxman125 | $25.00 | $25.00 | 5/21/2010 4:45:44 AM |
| cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:12 PM |
| JFKPilot | $25.00 | $25.00 | 5/20/2010 9:10:47 PM |
| vine99 | $65.00 | $65.00 | 5/20/2010 9:50:18 PM |
| bold-durability-drum | $50.00 | $50.00 | 5/21/2010 9:30:47 AM |
| visionary-community | $25.00 | $25.00 | 5/21/2010 9:37:08 AM |
| paul1 | $25.00 | $25.00 | 5/21/2010 3:42:01 AM |
| sarisai | $40.28 | $40.28 | 5/21/2010 7:55:52 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 5/21/2010 9:40:56 AM |
| producer553 | $26.00 | $26.00 | 5/21/2010 9:41:07 AM |
| Ready2Loan | $25.00 | $25.00 | 5/21/2010 9:42:01 AM |
| loot-duckling | $50.00 | $50.00 | 5/21/2010 9:38:27 AM |
| top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:40 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:37:44 AM |
| proper-penny7 | $50.00 | $50.00 | 5/21/2010 9:38:18 AM |
| SimpleChoice | $25.00 | $25.00 | 5/21/2010 9:42:05 AM |
| ctgscott | $25.00 | $25.00 | 5/21/2010 9:40:03 AM |
| SDNLR | $25.00 | $25.00 | 5/21/2010 9:41:57 AM |
| speedy-point | $25.00 | $25.00 | 5/21/2010 12:15:44 PM |
| macgeek | $50.00 | $50.00 | 5/21/2010 10:18:11 AM |
| peace-missile | $25.00 | $25.00 | 5/21/2010 11:31:37 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:40:54 AM |
| rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:51 PM |
| Bronxpsy | $25.00 | $25.00 | 5/21/2010 6:08:09 PM |
| bchen78875 | $25.00 | $25.00 | 5/21/2010 4:26:54 PM |
| friendly-market5 | $25.00 | $25.00 | 5/22/2010 6:20:37 AM |
| Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:11 AM |
| kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:19 PM |
| totoro | $25.00 | $25.00 | 5/22/2010 3:52:54 PM |
| sc5 | $50.00 | $50.00 | 5/23/2010 6:13:41 AM |
| integrity-doctor | $25.00 | $25.00 | 5/22/2010 6:21:24 PM |
| riproaringrapids | $50.00 | $50.00 | 5/23/2010 1:48:01 AM |
| 108lender | $25.00 | $25.00 | 5/23/2010 8:43:37 AM |
| marwadi-62 | $100.00 | $100.00 | 5/23/2010 5:19:30 PM |
| bambampk | $25.00 | $25.00 | 5/23/2010 1:12:06 PM |
| gold-outpost | $25.00 | $25.00 | 5/23/2010 7:50:30 PM |
| TennSquire | $25.00 | $25.00 | 5/23/2010 10:39:03 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/23/2010 10:39:18 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:45 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 1:52:08 PM |
| curious166 | $50.00 | $50.00 | 5/24/2010 11:46:17 AM |
| currency-cigar4 | $100.00 | $100.00 | 5/24/2010 12:06:18 PM |
| skuba | $25.00 | $25.00 | 5/24/2010 1:29:59 PM |
| jpme | $25.00 | $25.00 | 5/24/2010 4:51:43 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
459237
This series of Notes was issued and sold upon the funding of the borrower loan #42691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-20-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $46.38 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $46.38 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 10m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,026 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| compassion-seagull5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| meux99 | $25.00 | $25.00 | 5/20/2010 4:08:51 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/20/2010 4:08:56 PM |
| productive-finance | $25.00 | $25.00 | 5/20/2010 4:11:03 PM |
| Marathoner | $25.00 | $25.00 | 5/20/2010 4:14:45 PM |
| delicious-social132 | $40.00 | $40.00 | 5/20/2010 4:14:54 PM |
| kulender | $25.00 | $25.00 | 5/20/2010 4:15:05 PM |
| emt747 | $25.00 | $25.00 | 5/20/2010 4:10:04 PM |
| platinum-genetics | $50.00 | $50.00 | 5/20/2010 4:10:31 PM |
| wwwUniversal | $25.00 | $25.00 | 5/20/2010 4:18:11 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/20/2010 4:13:55 PM |
| harty | $60.00 | $60.00 | 5/20/2010 4:14:40 PM |
| JGB | $25.00 | $25.00 | 5/20/2010 4:15:09 PM |
| Phantom99 | $25.00 | $25.00 | 5/20/2010 4:15:32 PM |
| truth-image | $50.00 | $50.00 | 5/20/2010 4:14:50 PM |
| meenan | $25.00 | $25.00 | 5/20/2010 4:14:57 PM |
| DukSerduk | $25.00 | $25.00 | 5/20/2010 4:15:04 PM |
| investment-network | $25.00 | $25.00 | 5/20/2010 4:15:27 PM |
| octoberfresh | $25.00 | $25.00 | 5/21/2010 8:20:42 AM |
| conductor146 | $25.00 | $25.00 | 5/22/2010 8:20:24 AM |
| eCapital | $25.00 | $25.00 | 5/24/2010 1:03:46 AM |
| phillipd48 | $25.00 | $25.00 | 5/20/2010 4:07:04 PM |
| successful-euro | $30.00 | $30.00 | 5/20/2010 4:08:13 PM |
| Composure1 | $25.00 | $25.00 | 5/20/2010 4:14:15 PM |
| mlopez2007 | $50.00 | $50.00 | 5/20/2010 4:14:29 PM |
| dharma1 | $25.00 | $25.00 | 5/20/2010 4:09:03 PM |
| Merganser | $25.00 | $25.00 | 5/20/2010 4:14:34 PM |
| kenji4861 | $50.00 | $50.00 | 5/20/2010 4:09:08 PM |
| GiantAardvark | $25.00 | $25.00 | 5/20/2010 4:15:12 PM |
| power-defender7 | $25.00 | $0.50 | 5/20/2010 4:15:35 PM |
| money-bauble | $75.00 | $75.00 | 5/20/2010 4:10:39 PM |
| alexstar | $25.00 | $25.00 | 5/20/2010 4:11:02 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/20/2010 4:14:26 PM |
| evnagelist | $25.00 | $25.00 | 5/20/2010 4:14:46 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/20/2010 4:15:11 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/20/2010 4:14:31 PM |
| credit-scout7 | $30.00 | $30.00 | 5/20/2010 4:14:37 PM |
| Ivan2007 | $25.00 | $25.00 | 5/20/2010 4:15:33 PM |
| afotherg | $25.00 | $25.00 | 5/20/2010 4:15:15 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/20/2010 4:15:18 PM |
| ChristopherHS | $25.00 | $25.00 | 5/20/2010 4:17:05 PM |
| blot44 | $25.00 | $25.00 | 5/20/2010 9:56:26 PM |
| cloud8 | $40.00 | $40.00 | 5/20/2010 8:36:35 PM |
| business_savvy | $49.50 | $49.50 | 5/21/2010 11:32:17 AM |
| ijspence | $25.00 | $25.00 | 5/21/2010 11:00:44 AM |
| julijask | $35.00 | $35.00 | 5/22/2010 1:12:30 PM |
| cebgop | $25.00 | $25.00 | 5/22/2010 10:13:11 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
459401
This series of Notes was issued and sold upon the funding of the borrower loan #42694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-21-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 19.07% |
Starting borrower rate/APR:
| 20.07% / 22.75% |
Starting monthly payment:
| $52.08 |
|
Final lender yield:
| 19.07% |
Final borrower rate/APR:
| 20.07% / 22.75% |
Final monthly payment:
| $52.08 |
| |
|
Auction yield range:
| 7.99% - 19.07% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 9m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 36 |
Occupation: | Professor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,379 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yield-glider |
Borrower's state:
| Texas |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 11% )
| 660-679
(Jul-2009)
|
|
Principal balance:
| $1,933.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Urgent car repairs
Purpose of loan:
My car needs several urgent repairs, unfortunately all at once (power steering problems, brake problems, electrical). While I do not like to incur any new debt, my emergency savings are not particularly strong yet, so I'll have a better peace of mind if I could partially (the total estimate is $1,750) finance the repairs, considering the low monthly liability. Thank you very much for your interest and for your help.
My financial situation:
I am a good candidate for this loan because 1) I am currently single with no dependents and 2) I have a very secure job (a tenure-track professor at a major state university), 3) I'm young and healthy, and 4) my lifestyle is pretty simple and conservative. I've always been meticulous about maintaining a good credit (please see my credit data - in 9 years, I've never had a late payment). I intend to buy a house in about 3-4 years, so obviously I will continue maintaining a good credit. The total amount of all my debts is $ 21,000, which includes my student loans, my car loan, and credit cards. My total monthly payment on all debts combined is $960 (see below).
A special note regarding my job: tenured and tenure track college professor jobs are probably among the most secure ones, even in a troubled economic environment because they cannot be terminated without a cause (e.g. gross misconduct). I've received outstanding evaluations (and the corresponding merit raises) 2 years in a row, so professionally and income-wise I'm very secure. Thus the job security I enjoy is an additional reassurance of my credit worthiness, in addition to the record of no credit delinquencies.
Please feel free to ask me any clarification questions.
Thanks once again for your consideration.
Monthly net income: $
$ 3,780
Monthly expenses: $
??Housing: $795
??Insurance: $60
??Car expenses: $250 (gas/oil; the car payment - $300 - is lumped into the total debt payment below)
??Utilities: $220
??Phone, cable, internet: $ 200
??Food, entertainment: $600
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 960 (TOTAL debt payments, including car payment;),
??Other expenses: $120 (gym), $ 30 (dog), $ 200 (sent monthly to my mother), $ 200 (emergency savings)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blackstar | $25.00 | $25.00 | 5/21/2010 9:56:26 AM |
| Approved | $25.00 | $25.00 | 5/21/2010 9:55:58 AM |
| shellback13 | $100.00 | $100.00 | 5/21/2010 8:02:24 PM |
| orionn1 | $25.00 | $25.00 | 5/21/2010 8:26:56 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/22/2010 6:57:35 PM |
| euphoria8 | $25.00 | $25.00 | 5/23/2010 11:44:02 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/23/2010 8:40:33 AM |
| finance-prescription | $25.85 | $25.85 | 5/23/2010 5:48:46 PM |
| Little_Tuna_College_Fund | $45.30 | $45.30 | 5/23/2010 8:50:58 PM |
| csais50 | $50.00 | $50.00 | 5/24/2010 8:38:16 AM |
| CommerciaLender | $25.00 | $25.00 | 5/24/2010 8:59:00 AM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 7:17:30 PM |
| srthsvghdthtr | $25.00 | $25.00 | 5/24/2010 7:21:15 PM |
| reflective-rupee | $25.00 | $25.00 | 5/24/2010 7:16:51 PM |
| reflective-rupee | $25.00 | $25.00 | 5/24/2010 7:16:40 PM |
| loyalist1 | $100.00 | $100.00 | 5/21/2010 9:58:35 AM |
| mpatrick | $50.00 | $50.00 | 5/21/2010 9:56:28 AM |
| egw | $25.00 | $25.00 | 5/21/2010 11:41:56 AM |
| selector568 | $100.00 | $100.00 | 5/21/2010 3:51:50 PM |
| KDW08 | $25.00 | $25.00 | 5/21/2010 8:23:09 PM |
| natural-credit328 | $25.00 | $25.00 | 5/21/2010 8:57:24 PM |
| the-payout-hug | $25.00 | $8.85 | 5/22/2010 10:46:24 AM |
| riproaringrapids | $25.00 | $25.00 | 5/23/2010 2:20:26 AM |
| best-agreement-exchanger | $25.00 | $25.00 | 5/23/2010 5:16:06 AM |
| zento | $25.00 | $25.00 | 5/22/2010 4:36:23 PM |
| marwadi-62 | $100.00 | $100.00 | 5/23/2010 5:16:31 PM |
| supasonic | $25.00 | $25.00 | 5/24/2010 11:00:14 AM |
| investment-tempo | $50.00 | $50.00 | 5/24/2010 9:48:42 AM |
| smart-gold | $25.00 | $25.00 | 5/24/2010 7:21:21 AM |
| truth-gondola5 | $25.00 | $25.00 | 5/24/2010 9:04:39 AM |
| cleo1255 | $50.00 | $50.00 | 5/24/2010 10:21:26 AM |
| blue-dollar-viking | $25.00 | $25.00 | 5/24/2010 5:36:10 PM |
| invest-in-ed | $120.00 | $120.00 | 5/24/2010 7:15:56 PM |
| EngineersAlliance | $75.00 | $75.00 | 5/24/2010 7:17:22 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
459429
This series of Notes was issued and sold upon the funding of the borrower loan #42647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-21-2010 |
| |
Auction end date:
| May-22-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 36.00% / 38.47% |
Starting monthly payment:
| $91.61 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 36.00% / 38.47% |
Final monthly payment:
| $91.61 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 34
/
33 | Length of status: | 0y 4m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 42 |
Occupation: | Nurse (LPN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $76,430 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mic1rbc |
Borrower's state:
| Texas |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Paying off bills
Purpose of loan:
This loan will be used to? to pay off some bille
My financial situation:
I am a good candidate for this loan because?? I have paid all my bills ontime for past 6 yrs.
Monthly net income: $ 12,000 (household income)
Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 250
??Car expenses: $ 700
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 5/21/2010 7:04:02 PM |
| alexgalt | $100.00 | $100.00 | 5/21/2010 9:59:16 AM |
| reflective-rupee | $25.00 | $25.00 | 5/21/2010 11:06:34 AM |
| Jasmel | $600.00 | $600.00 | 5/21/2010 4:08:21 PM |
| clemclan | $38.47 | $38.47 | 5/21/2010 7:46:41 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/21/2010 7:20:47 PM |
| MatticusCaesar | $40.25 | $40.25 | 5/21/2010 8:00:12 PM |
| periko | $25.00 | $25.00 | 5/21/2010 8:37:20 PM |
| winmals | $25.00 | $25.00 | 5/21/2010 9:14:24 PM |
| big_balla | $25.00 | $25.00 | 5/21/2010 10:24:08 PM |
| buffalobills | $25.00 | $25.00 | 5/22/2010 7:34:04 AM |
| rockhound84 | $25.00 | $25.00 | 5/22/2010 9:09:27 AM |
| Evolver | $29.04 | $29.04 | 5/22/2010 8:01:49 PM |
| Gregger | $25.00 | $23.84 | 5/22/2010 9:45:22 PM |
| visionary-deal3 | $100.00 | $100.00 | 5/22/2010 4:05:46 PM |
| IceFishingCash | $25.00 | $25.00 | 5/22/2010 10:50:59 PM |
| wwwUniversal | $25.00 | $25.00 | 5/22/2010 8:47:56 PM |
| frugalinvestor20 | $25.00 | $25.00 | 5/21/2010 9:59:19 AM |
| finance-prescription | $50.00 | $50.00 | 5/21/2010 10:02:06 AM |
| Kash2010lu | $35.00 | $35.00 | 5/21/2010 6:48:26 PM |
| blitzen40 | $25.00 | $25.00 | 5/21/2010 6:57:44 PM |
| Aberdeen | $400.00 | $400.00 | 5/21/2010 8:42:59 PM |
| aztocas | $50.00 | $50.00 | 5/21/2010 11:36:33 PM |
| glroark | $50.00 | $50.00 | 5/22/2010 8:12:04 AM |
| b-rent | $25.00 | $25.00 | 5/22/2010 1:27:26 PM |
| BradP | $50.00 | $50.00 | 5/22/2010 1:57:15 PM |
| five-star-note | $50.46 | $50.46 | 5/22/2010 7:59:34 PM |
| aquistoyraul | $32.94 | $32.94 | 5/22/2010 8:46:57 PM |
| twjh | $25.00 | $25.00 | 5/22/2010 8:01:58 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
459747
This series of Notes was issued and sold upon the funding of the borrower loan #42659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-24-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $77.94 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $77.94 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,901 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| porsche_89 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,675.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
620-639
(Feb-2008)
|
|
Principal balance:
| $2,380.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
My personal loan for my education
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rescue | $50.00 | $50.00 | 5/24/2010 3:57:03 PM |
| ichibon | $75.00 | $75.00 | 5/24/2010 4:12:45 PM |
| ddog0224 | $25.00 | $25.00 | 5/24/2010 4:16:53 PM |
| top-historic-peso | $25.00 | $25.00 | 5/24/2010 4:13:24 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/24/2010 4:13:46 PM |
| worth-arch | $25.00 | $25.00 | 5/24/2010 4:14:03 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/24/2010 4:14:14 PM |
| Phantom99 | $25.00 | $25.00 | 5/24/2010 4:15:54 PM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 4:29:58 PM |
| economy-producer | $25.00 | $25.00 | 5/24/2010 4:12:17 PM |
| A007 | $25.00 | $25.00 | 5/24/2010 4:28:46 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/24/2010 4:17:41 PM |
| kegs | $100.00 | $100.00 | 5/24/2010 4:30:52 PM |
| Aimvest | $25.00 | $25.00 | 5/24/2010 5:04:10 PM |
| market-walnut5 | $49.17 | $49.17 | 5/24/2010 5:04:13 PM |
| alexstar | $25.00 | $25.00 | 5/24/2010 5:04:35 PM |
| macgeek | $50.00 | $50.00 | 5/24/2010 5:10:00 PM |
| integrity-doctor | $100.00 | $100.00 | 5/24/2010 5:11:21 PM |
| angeimack | $25.00 | $25.00 | 5/24/2010 5:11:37 PM |
| JustMee | $25.00 | $25.00 | 5/24/2010 5:23:12 PM |
| special-truth | $50.00 | $50.00 | 5/24/2010 5:05:04 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 5/24/2010 5:05:14 PM |
| Artist_Blue | $25.00 | $25.00 | 5/24/2010 5:06:26 PM |
| LarWit1512 | $25.00 | $25.00 | 5/24/2010 4:56:30 PM |
| cash-queen | $30.00 | $30.00 | 5/24/2010 5:03:26 PM |
| maldok1 | $25.00 | $25.00 | 5/24/2010 5:12:03 PM |
| successful-euro | $30.00 | $30.00 | 5/24/2010 3:57:34 PM |
| hrubinst | $25.00 | $25.00 | 5/24/2010 4:14:37 PM |
| wayman | $25.00 | $25.00 | 5/24/2010 4:17:11 PM |
| peace-missile | $25.00 | $25.00 | 5/24/2010 4:26:09 PM |
| Avala | $50.00 | $50.00 | 5/24/2010 4:14:48 PM |
| independent-revenue4 | $50.00 | $50.00 | 5/24/2010 4:26:50 PM |
| dinero-speaker | $50.00 | $50.00 | 5/24/2010 4:15:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/24/2010 4:16:27 PM |
| SNH | $50.00 | $50.00 | 5/24/2010 4:12:37 PM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/24/2010 4:13:10 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/24/2010 4:23:58 PM |
| riproaringrapids | $25.00 | $25.00 | 5/24/2010 4:25:00 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/24/2010 4:16:35 PM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 4:30:30 PM |
| jdrez | $25.00 | $25.00 | 5/24/2010 5:04:59 PM |
| JFKPilot | $25.00 | $25.00 | 5/24/2010 5:05:30 PM |
| castleman | $25.00 | $25.00 | 5/24/2010 5:05:39 PM |
| american6 | $25.00 | $25.00 | 5/24/2010 4:29:30 PM |
| emt747 | $25.00 | $25.00 | 5/24/2010 5:11:45 PM |
| mpatrick | $25.00 | $25.00 | 5/24/2010 5:02:28 PM |
| loyalist1 | $100.00 | $100.00 | 5/24/2010 5:10:13 PM |
| WLenders | $50.00 | $50.00 | 5/24/2010 5:11:43 PM |
| peace-habanero | $25.00 | $25.00 | 5/24/2010 5:11:51 PM |
| Ocean713 | $50.00 | $5.83 | 5/24/2010 5:12:09 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/24/2010 5:04:16 PM |
| emelia | $25.00 | $25.00 | 5/24/2010 5:11:40 PM |
| Bank_Of_XL | $25.00 | $25.00 | 5/24/2010 7:17:50 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 5:30:10 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
437552
This series of Notes was issued and sold upon the funding of the borrower loan #42703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,250.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $269.07 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $269.07 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1978 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 2m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $56,509 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| RMR |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Interest Loans
Purpose of loan:
This loan will be used to? pay off high interest debt, currently at 28%
My financial situation:
I am a good candidate for this loan because?
I have a high income of 114,000 per year W2.? Additionally, I have several rental houses that provide 8,000 dollars per month.? I am using this money to pay off a credit card that is currently 28%.? The high interest rate is not because I have missed a payment, but rather the bank closed down and all business accounts were closed and the interest rate reset. My lower credit score is a result of high credit card balances relative to my total available credit, not because of missed payments
Monthly net income: $
Approx 15,000 - This does not include some expenses associated with my rental properties
Monthly expenses: $
??Housing: $ 1095
??Insurance: $?300????
??Car expenses: $ 595
??Utilities: $ 178
??Phone, cable, internet: $ 40
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 3500
??Other expenses: $ 700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:10:52 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:56 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:40 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:31:54 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:45 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:51 PM |
| market-pudding | $25.00 | $25.00 | 5/17/2010 4:39:25 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:57 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:39 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:19 PM |
| bchen78875 | $25.00 | $25.00 | 5/17/2010 5:23:03 PM |
| steiglends | $100.00 | $100.00 | 5/17/2010 6:40:34 PM |
| maldok1 | $25.00 | $25.00 | 5/18/2010 6:12:55 AM |
| telegon | $25.00 | $25.00 | 5/18/2010 9:49:43 AM |
| generous-deal6 | $25.00 | $25.00 | 5/18/2010 11:08:17 AM |
| TennSquire | $25.00 | $25.00 | 5/18/2010 3:43:06 PM |
| FadSaolAgat | $50.00 | $50.00 | 5/18/2010 2:46:31 PM |
| iolaire | $25.00 | $25.00 | 5/18/2010 3:43:35 PM |
| Moneypenny6 | $25.00 | $25.00 | 5/18/2010 3:37:15 PM |
| uncleegg | $50.00 | $50.00 | 5/18/2010 5:03:31 PM |
| flexible-value | $26.00 | $26.00 | 5/18/2010 8:17:55 PM |
| peace-missile | $25.00 | $25.00 | 5/19/2010 9:37:43 AM |
| mmckune | $25.00 | $25.00 | 5/19/2010 10:58:31 AM |
| income-fortress | $25.00 | $25.00 | 5/19/2010 10:58:29 AM |
| DrStaff | $60.00 | $60.00 | 5/19/2010 4:35:34 PM |
| SNH | $50.00 | $50.00 | 5/19/2010 9:21:51 PM |
| treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:16:15 AM |
| kmwvma | $25.00 | $25.00 | 5/20/2010 2:55:42 PM |
| Binan | $25.00 | $25.00 | 5/20/2010 5:07:54 PM |
| bsh297 | $25.00 | $25.00 | 5/20/2010 5:57:16 PM |
| mikeandcat | $38.28 | $38.28 | 5/20/2010 6:45:42 PM |
| LenderByDay | $25.00 | $25.00 | 5/21/2010 12:03:04 AM |
| Imaginos1892 | $75.00 | $75.00 | 5/20/2010 6:06:49 PM |
| brazilofmux | $56.82 | $56.82 | 5/21/2010 1:25:47 AM |
| phillipd48 | $25.00 | $25.00 | 5/20/2010 6:45:44 PM |
| five-star-justice | $36.00 | $36.00 | 5/21/2010 6:11:56 AM |
| LiquidLender | $25.00 | $25.00 | 5/20/2010 8:58:24 PM |
| bullwink27 | $25.00 | $25.00 | 5/20/2010 9:30:44 PM |
| jibe-set | $33.60 | $33.60 | 5/21/2010 3:11:07 AM |
| Dakota98 | $42.93 | $42.93 | 5/21/2010 2:50:59 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:38:07 AM |
| sxcarlson | $50.00 | $50.00 | 5/21/2010 9:39:40 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/21/2010 9:42:17 AM |
| Bank_Of_XL | $100.00 | $100.00 | 5/21/2010 8:54:10 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 7:47:38 AM |
| divedude | $25.00 | $25.00 | 5/21/2010 9:37:19 AM |
| JagFan | $25.00 | $25.00 | 5/21/2010 9:36:49 AM |
| wise-silver-wonder | $25.00 | $25.00 | 5/21/2010 9:41:21 AM |
| macgeek | $50.00 | $50.00 | 5/21/2010 11:15:52 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:41:10 AM |
| rainbowsorbet | $25.00 | $25.00 | 5/21/2010 1:00:24 PM |
| maximizer | $25.00 | $25.00 | 5/21/2010 1:16:45 PM |
| engaging-worth | $25.00 | $25.00 | 5/21/2010 4:04:09 PM |
| Sixmil | $25.00 | $25.00 | 5/21/2010 4:04:14 PM |
| nodrivelpls | $25.00 | $25.00 | 5/21/2010 4:32:21 PM |
| padewy | $25.00 | $25.00 | 5/21/2010 5:33:08 PM |
| prohelper | $50.00 | $50.00 | 5/21/2010 5:33:10 PM |
| Ven58 | $25.00 | $25.00 | 5/21/2010 4:03:52 PM |
| lostontheedge | $25.00 | $25.00 | 5/21/2010 4:56:01 PM |
| bountiful-bazaar | $25.00 | $25.00 | 5/21/2010 9:06:30 PM |
| grafton | $87.29 | $87.29 | 5/21/2010 9:30:35 PM |
| tuneman1980 | $25.00 | $25.00 | 5/21/2010 5:16:50 PM |
| liberty-injector | $50.00 | $50.00 | 5/21/2010 5:22:33 PM |
| riveting-credit5 | $25.00 | $25.00 | 5/21/2010 5:41:33 PM |
| ideal-economy | $100.00 | $100.00 | 5/22/2010 7:37:49 AM |
| latestone | $25.00 | $25.00 | 5/21/2010 5:50:48 PM |
| Investor704 | $50.00 | $50.00 | 5/21/2010 9:11:33 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 9:01:32 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 9:02:04 PM |
| jtradition | $26.37 | $26.37 | 5/22/2010 11:21:35 AM |
| Superc0ld | $43.08 | $43.08 | 5/22/2010 12:11:46 PM |
| KiwiElf | $25.00 | $25.00 | 5/22/2010 12:21:38 PM |
| DadWarbucks | $25.00 | $25.00 | 5/22/2010 9:36:13 AM |
| rmachi | $25.00 | $25.00 | 5/22/2010 11:11:27 AM |
| IceFishingCash | $25.00 | $25.00 | 5/22/2010 10:48:16 PM |
| zeelender | $25.00 | $25.00 | 5/23/2010 1:31:24 AM |
| kg4otl | $75.00 | $75.00 | 5/23/2010 8:28:06 AM |
| riproaringrapids | $25.00 | $25.00 | 5/23/2010 1:51:37 AM |
| nilonc1 | $75.00 | $75.00 | 5/22/2010 7:55:49 PM |
| Bob450 | $25.00 | $25.00 | 5/23/2010 7:26:01 AM |
| lcole32 | $25.00 | $25.00 | 5/23/2010 2:07:51 PM |
| blue-dollar-viking | $35.00 | $35.00 | 5/23/2010 10:50:02 AM |
| patriot384 | $140.00 | $140.00 | 5/24/2010 5:13:02 AM |
| curious166 | $50.00 | $50.00 | 5/24/2010 7:06:51 AM |
| wonder3 | $25.00 | $25.00 | 5/24/2010 6:24:57 AM |
| wise-spiritual-commitment | $50.00 | $50.00 | 5/24/2010 12:21:59 PM |
| MrCoffee | $33.02 | $33.02 | 5/24/2010 9:54:12 AM |
| Astyanax | $30.00 | $30.00 | 5/24/2010 11:16:29 AM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:21 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:34:09 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:08 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:33:10 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:35:43 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:27 PM |
| GElender | $50.00 | $50.00 | 5/17/2010 5:27:43 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 5:31:15 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 5:31:40 PM |
| skuba | $25.00 | $25.00 | 5/17/2010 5:32:27 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:36:05 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/17/2010 7:19:40 PM |
| emelia | $25.00 | $25.00 | 5/17/2010 10:23:13 PM |
| angeimack | $25.00 | $25.00 | 5/17/2010 10:42:55 PM |
| suomynona | $25.00 | $25.00 | 5/17/2010 10:04:00 PM |
| money2k | $25.00 | $25.00 | 5/18/2010 3:58:06 AM |
| Comoparklender | $30.00 | $30.00 | 5/18/2010 7:50:18 AM |
| JFKPilot | $25.00 | $25.00 | 5/18/2010 8:46:58 AM |
| Artist_Blue | $25.00 | $25.00 | 5/18/2010 8:08:01 AM |
| money-bauble | $100.00 | $100.00 | 5/18/2010 9:34:27 AM |
| wlm3012 | $25.00 | $25.00 | 5/18/2010 11:08:12 AM |
| market-walnut5 | $33.88 | $33.88 | 5/18/2010 10:23:41 AM |
| Weaverville | $50.00 | $50.00 | 5/18/2010 11:53:26 AM |
| affluence-tycoon | $25.00 | $25.00 | 5/18/2010 12:48:20 PM |
| jla720 | $25.00 | $25.00 | 5/18/2010 12:51:26 PM |
| alexstar | $25.00 | $25.00 | 5/18/2010 2:14:39 PM |
| jdrez | $25.00 | $25.00 | 5/18/2010 2:14:25 PM |
| jameskdean | $25.00 | $25.00 | 5/18/2010 4:56:21 PM |
| smart-return | $25.00 | $25.00 | 5/18/2010 4:55:36 PM |
| economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:50 PM |
| successful-euro | $50.00 | $50.00 | 5/19/2010 7:41:03 AM |
| beakerfish | $50.00 | $50.00 | 5/19/2010 9:59:33 AM |
| peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:14 AM |
| integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:11:10 AM |
| irrelevant | $25.00 | $25.00 | 5/19/2010 11:10:14 AM |
| emt747 | $25.00 | $25.00 | 5/19/2010 12:36:07 PM |
| Clambake | $50.00 | $50.00 | 5/19/2010 4:36:10 PM |
| WLenders | $50.00 | $50.00 | 5/20/2010 12:01:10 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 5:20:51 AM |
| A007 | $25.00 | $25.00 | 5/20/2010 6:45:57 AM |
| Aimvest | $25.00 | $25.00 | 5/20/2010 11:16:00 AM |
| Eagledrop | $25.00 | $25.00 | 5/20/2010 5:47:17 PM |
| mistertao | $25.00 | $25.00 | 5/20/2010 9:35:43 PM |
| bigphish | $25.00 | $25.00 | 5/21/2010 3:11:12 AM |
| special-truth | $50.00 | $50.00 | 5/20/2010 6:42:37 PM |
| jstefans | $25.00 | $25.00 | 5/20/2010 6:55:50 PM |
| Aquani | $50.00 | $50.00 | 5/20/2010 8:52:03 PM |
| Sol_Invictus | $25.00 | $25.00 | 5/20/2010 9:42:05 PM |
| aldeed | $25.00 | $25.00 | 5/21/2010 12:03:02 AM |
| biobulator | $25.00 | $25.00 | 5/21/2010 1:25:49 AM |
| pure-transparency0 | $25.00 | $25.00 | 5/21/2010 9:05:50 AM |
| oreyedoc | $34.59 | $34.59 | 5/21/2010 5:16:38 AM |
| top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:52 AM |
| independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:12 AM |
| omerta6102 | $50.00 | $50.00 | 5/21/2010 9:42:03 AM |
| TheColoradoDon | $25.00 | $25.00 | 5/21/2010 9:42:15 AM |
| jo2y | $25.00 | $25.00 | 5/21/2010 10:46:39 AM |
| sentry256 | $25.00 | $25.00 | 5/21/2010 11:41:45 AM |
| lowrate | $25.00 | $25.00 | 5/21/2010 7:56:37 PM |
| MC7608 | $25.00 | $25.00 | 5/21/2010 7:58:12 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 9:01:50 PM |
| AM2008 | $25.00 | $25.00 | 5/22/2010 6:26:00 AM |
| outtahoth2o | $25.45 | $25.45 | 5/22/2010 1:38:39 PM |
| seattleslug | $25.00 | $25.00 | 5/22/2010 1:28:09 PM |
| don8ter | $25.00 | $25.00 | 5/22/2010 12:56:39 PM |
| kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:33 PM |
| ADIDASNO | $25.00 | $25.00 | 5/22/2010 1:04:20 PM |
| flwah | $25.00 | $25.00 | 5/22/2010 1:12:26 PM |
| Ocean713 | $50.00 | $50.00 | 5/23/2010 5:49:02 PM |
| Loan_Stranger | $50.00 | $50.00 | 5/23/2010 11:39:24 AM |
| mmczech76 | $25.00 | $25.00 | 5/23/2010 12:31:27 PM |
| swpski | $25.00 | $25.00 | 5/24/2010 9:36:49 AM |
| autonomous-truth | $100.00 | $100.00 | 5/24/2010 11:32:11 AM |
| kegs | $250.00 | $250.00 | 5/24/2010 1:24:29 PM |
| cassius84 | $25.00 | $25.00 | 5/24/2010 9:36:22 AM |
| standanddeliver | $722.00 | $722.00 | 5/24/2010 3:03:30 PM |
| skro | $300.00 | $60.69 | 5/24/2010 3:04:16 PM |
| american6 | $25.00 | $25.00 | 5/24/2010 10:18:17 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:35 PM |
| riveting-credit5 | $50.00 | $50.00 | 5/24/2010 4:07:49 PM |
| friendinmoney | $25.00 | $25.00 | 5/24/2010 4:08:58 PM |
| 169 bids
|
Borrower Payment Dependent Notes Series
457564
This series of Notes was issued and sold upon the funding of the borrower loan #42648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
9 | Length of status: | 0y 3m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,587 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lively-gain7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gold-disk | $100.00 | $100.00 | 5/10/2010 4:26:53 PM |
| Comoparklender | $30.00 | $30.00 | 5/10/2010 4:27:12 PM |
| castleman | $25.00 | $25.00 | 5/10/2010 4:27:27 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:28:34 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/10/2010 4:21:26 PM |
| Avala | $50.00 | $50.00 | 5/10/2010 4:28:07 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:21:53 PM |
| philosopher4 | $25.00 | $25.00 | 5/10/2010 4:29:58 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:30 PM |
| dinero-speaker | $25.00 | $25.00 | 5/10/2010 4:28:23 PM |
| psztnrw | $100.00 | $100.00 | 5/10/2010 4:29:02 PM |
| skuba | $25.00 | $25.00 | 5/10/2010 4:29:48 PM |
| community-saver0 | $25.00 | $25.00 | 5/10/2010 4:31:00 PM |
| GElender | $50.00 | $50.00 | 5/10/2010 4:31:50 PM |
| HamletTower | $25.00 | $25.00 | 5/10/2010 6:16:20 PM |
| naina_my_daughter | $25.00 | $25.00 | 5/10/2010 6:25:22 PM |
| Havana21 | $50.00 | $50.00 | 5/10/2010 4:54:52 PM |
| time4aloan | $48.07 | $48.07 | 5/10/2010 5:35:21 PM |
| top-silver-american | $25.00 | $25.00 | 5/10/2010 8:01:03 PM |
| GS_Lending | $25.00 | $25.00 | 5/10/2010 6:24:58 PM |
| seasonedinvestor | $50.00 | $50.00 | 5/10/2010 7:24:07 PM |
| bill-solo | $25.00 | $25.00 | 5/10/2010 8:01:16 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 5/11/2010 10:51:35 PM |
| TakeCare | $75.00 | $75.00 | 5/12/2010 9:19:11 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/10/2010 4:28:43 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/10/2010 4:26:41 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/10/2010 4:21:20 PM |
| hrubinst | $25.00 | $25.00 | 5/10/2010 4:28:00 PM |
| generous-deal6 | $25.00 | $25.00 | 5/10/2010 4:22:18 PM |
| ichibon | $75.00 | $75.00 | 5/10/2010 4:32:07 PM |
| integrity-doctor | $100.00 | $100.00 | 5/10/2010 4:33:15 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/10/2010 4:36:25 PM |
| syounker | $25.00 | $25.00 | 5/10/2010 4:38:33 PM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 4:38:48 PM |
| Panna | $25.00 | $25.00 | 5/10/2010 4:31:28 PM |
| seabass123 | $25.00 | $25.00 | 5/10/2010 4:32:55 PM |
| Dap2005 | $25.00 | $25.00 | 5/10/2010 4:37:46 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/10/2010 6:05:31 PM |
| kmr2 | $165.54 | $165.54 | 5/10/2010 6:19:15 PM |
| 108lender | $200.00 | $200.00 | 5/10/2010 6:49:29 PM |
| objective-investor | $95.93 | $31.39 | 5/10/2010 8:29:17 PM |
| hollysee | $50.00 | $50.00 | 5/10/2010 8:01:10 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:07:07 AM |
| uncleubb | $25.00 | $25.00 | 5/11/2010 3:17:24 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
457900
This series of Notes was issued and sold upon the funding of the borrower loan #42680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 8m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 2 |
Occupation: | Student - College F... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $86 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 9% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| affluence-curriculum |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my education
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What school re you attending? What are you studying? When will you graduate? What degree will you receive? Thanks and best wishes. - reflective-rupee
A:
I'm attending The Ohio State University. I'm studying Electrical Engineering. My estimated graduation is Spring 2013 and I will be obtaining a Bachelor's Degree.
(May-12-2010)
Q:
How did you determine the size of this loan? How will you finance your future years at school? I admire your worthy investment in your own education -- good luck to you. - invest-in-ed
A:
My tuition and board each year is paid for by scholarships and student loans, but that doesn't leave enough money each year for me to live on and buy books. Last year I needed roughly $1000 each quarter, so I'm taking this out in preparation for next year.
(May-14-2010)
Q:
Hello, your interest rate appears awfully high for one with such a clear credit record and low borrowing. Am I missing something in your background? Best wishes in reaching your education goals. - invest-in-ed
A:
I do not have W-2's from last year for myself and was unable to show any form of income. But I do have a job working on campus 15 hours a week at minimum wage and this summer have an internship lined up making roughly $15/hr full time. There is nothing missing from my background other than that.
(May-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| northphoto | $25.00 | $25.00 | 5/11/2010 4:37:08 PM |
| orderly-leverage | $30.00 | $30.00 | 5/11/2010 4:39:41 PM |
| JGB | $25.00 | $25.00 | 5/11/2010 4:39:52 PM |
| payment-gusto | $25.00 | $25.00 | 5/11/2010 4:38:22 PM |
| Rattlehead | $25.00 | $25.00 | 5/11/2010 4:40:12 PM |
| commerce-voyager | $25.00 | $25.00 | 5/11/2010 4:44:40 PM |
| Comoparklender | $25.00 | $25.00 | 5/11/2010 4:47:12 PM |
| Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:48 PM |
| reward-adventure | $30.00 | $30.00 | 5/11/2010 4:39:36 PM |
| actvtrdr | $35.00 | $35.00 | 5/11/2010 4:39:47 PM |
| dschaaf | $25.00 | $25.00 | 5/11/2010 4:44:00 PM |
| treasure-bliss | $36.84 | $36.84 | 5/11/2010 4:47:47 PM |
| inspiring-reward | $150.00 | $150.00 | 5/11/2010 4:45:34 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/11/2010 4:45:37 PM |
| HedgeFund | $25.00 | $25.00 | 5/11/2010 4:45:44 PM |
| life-is-great | $25.00 | $25.00 | 5/11/2010 4:42:18 PM |
| Zolton | $200.00 | $44.85 | 5/11/2010 4:47:55 PM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 2:01:32 PM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 2:01:14 PM |
| rockhound84 | $25.00 | $25.00 | 5/14/2010 2:35:13 PM |
| charitycoon | $25.00 | $25.00 | 5/14/2010 4:12:25 PM |
| rockhound84 | $25.00 | $25.00 | 5/14/2010 6:13:54 PM |
| thomas16882004 | $25.00 | $25.00 | 5/14/2010 11:43:25 PM |
| kendigme | $41.92 | $41.92 | 5/15/2010 4:07:01 AM |
| invest-in-ed | $25.00 | $25.00 | 5/15/2010 4:34:00 AM |
| 2grindstones | $25.00 | $25.00 | 5/15/2010 2:45:02 PM |
| marwadi-62 | $50.00 | $50.00 | 5/15/2010 8:04:50 PM |
| Bob450 | $35.00 | $35.00 | 5/15/2010 10:36:14 PM |
| hmarquiss4 | $50.00 | $50.00 | 5/16/2010 8:30:33 AM |
| jpaulnyc | $25.00 | $25.00 | 5/16/2010 6:09:23 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:42:09 AM |
| irrelevant | $25.00 | $25.00 | 5/17/2010 9:19:09 AM |
| FinanceEngine | $25.00 | $25.00 | 5/17/2010 4:12:34 PM |
| goodcents | $40.00 | $40.00 | 5/17/2010 6:26:51 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/17/2010 6:28:04 PM |
| shrewd-income | $25.00 | $25.00 | 5/17/2010 10:07:57 PM |
| paceme1 | $32.00 | $32.00 | 5/17/2010 8:24:39 PM |
| sgt-schultz | $75.00 | $75.00 | 5/18/2010 3:15:39 AM |
| sgt-schultz | $25.00 | $25.00 | 5/18/2010 12:29:20 PM |
| I_want_to_help_you | $25.00 | $25.00 | 5/18/2010 11:51:40 AM |
| billybragg | $25.00 | $25.00 | 5/18/2010 1:58:03 PM |
| Leshan | $25.00 | $25.00 | 5/18/2010 3:38:32 PM |
| unger | $50.00 | $50.00 | 5/18/2010 2:59:11 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/11/2010 4:37:25 PM |
| worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:38 PM |
| personal-lender | $25.00 | $25.00 | 5/11/2010 4:40:05 PM |
| rhin0cerx | $50.00 | $50.00 | 5/11/2010 4:40:11 PM |
| DcUnited | $25.00 | $25.00 | 5/11/2010 4:40:25 PM |
| yeti888 | $25.00 | $25.00 | 5/11/2010 4:36:58 PM |
| building_community | $25.00 | $25.00 | 5/11/2010 4:44:24 PM |
| RMB-Investments | $25.00 | $25.00 | 5/11/2010 4:46:04 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 4:43:01 PM |
| festeringsnot | $25.00 | $25.00 | 5/11/2010 4:45:43 PM |
| traice | $25.00 | $25.00 | 5/11/2010 4:47:06 PM |
| loyalist1 | $100.00 | $100.00 | 5/11/2010 4:47:51 PM |
| TakeCare | $75.00 | $75.00 | 5/12/2010 9:22:06 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:22:49 AM |
| invest-in-ed | $250.00 | $250.00 | 5/14/2010 12:58:29 PM |
| back-scratchers | $25.00 | $25.00 | 5/14/2010 6:54:17 PM |
| invest-in-ed | $200.00 | $200.00 | 5/16/2010 6:31:17 AM |
| youthful-reward0 | $50.00 | $50.00 | 5/16/2010 7:13:48 AM |
| dynamic-capital | $25.00 | $25.00 | 5/16/2010 2:47:18 PM |
| Loanstou | $79.39 | $79.39 | 5/17/2010 6:32:58 PM |
| Littlepeng | $25.00 | $25.00 | 5/17/2010 7:25:50 PM |
| PotBellyPete | $25.00 | $25.00 | 5/18/2010 7:04:08 AM |
| social-zebra | $25.00 | $25.00 | 5/18/2010 7:26:35 AM |
| S-Master | $25.00 | $25.00 | 5/18/2010 9:13:12 AM |
| leverage-monger | $25.00 | $25.00 | 5/18/2010 10:01:17 AM |
| shrewd-income | $50.00 | $50.00 | 5/18/2010 1:33:00 PM |
| cti11 | $25.00 | $25.00 | 5/18/2010 3:22:12 PM |
| invest-in-ed | $120.00 | $120.00 | 5/18/2010 3:52:23 PM |
| patriot384 | $70.00 | $70.00 | 5/18/2010 3:55:33 PM |
| Reliance_Banker | $25.00 | $25.00 | 5/18/2010 4:09:54 PM |
| aquistoyraul | $25.00 | $25.00 | 5/18/2010 4:21:16 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
457972
This series of Notes was issued and sold upon the funding of the borrower loan #42688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,484.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.76% |
Starting monthly payment:
| $67.13 |
|
Final lender yield:
| 24.88% |
Final borrower rate/APR:
| 25.88% / 28.49% |
Final monthly payment:
| $59.70 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.43% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 4m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $713 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $500 |
Bankcard utilization:
| 76% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 5 | | | | |
|
Screen name:
| brilliant-loot0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New listing we paid some more off!
Purpose of loan:
We were young and wreckless and totally destroyed our credit. At one point neither of us were above a 500. Over the past 5 years we have paid over $35,000 in debt all while moving, changing jobs, and enduring a shaky economy. Now, I am sitting at around 660 and my wife's credit is sitting around 675. I am in the military with steady income and providing for my family the best I have in years. This loan is going to finish paying off our debts and allow us to start over again.
My financial situation:
I am a good candidate for this loan because we are so close to being done! We had a listing on prosper this morning for $7000-the amount we had left to pay off. We sold our 2nd vehicle this afternoon and will be a one car family for a while until I move more through ranks and while my wife finishes school. We now only have $1484 left to reach our goal of being completely debt free!? I am currently active duty Army with an ETS date of January 13, 2012. I also am under auto reenlistment on my contract which requires me to re-up for another 4 years. That window opens in August of this year. You will also see that my debt to income ratio is very low. Thanks for looking!
Monthly net income: $
$2522
Monthly expenses: $
??Housing: $ 868 includes all utilities
??Insurance: paid in full
??Car expenses: $400
??Utilities: $0
??Phone, cable, internet:$0 not a necessity
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $450
??Other expenses:Varies based on arrangements made with companies to pay off debts
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, can you tell us a little about the $ 500 delinquent that is showing? Thanks in advance. - wise-repayment-seeker
A:
Absolutely it was an ambulance ride back in 2005. I am not really sure why it is reporting as a delinquency though because it is not a monthly bill, it is actually a collection account that we are working on paying off.
(May-13-2010)
Q:
Does your remaining vehicle have a loan against it? - CPAecs
A:
Yes, we have not had a chance from the car sale to allocate the bills that we want to pay. We are upside down on the car and it is our highest monthly bill(which is in my wife's name only) so it is definitely in our best interest to pay it off as fast as possible. Our recent car sale, my upcoming reenlistment bonus, and this loan is going to pay everything off including the car. We used all three of these monetary sources as factors when determining the amount to ask for.
(May-15-2010)
Q:
see my page please. thank you. good luck - Tono
A:
This lender has requested that I put down my monthly expenses as a total. Our total monthly expenses (includes minimum credit card pays, car payment, housing, etc.) is around $1713.
(Meeting our goals to pay off our car and other debts will reduce this monthly outgoing amount by $700.)
(May-17-2010)
Q:
Hi, All I can say is excellent!!!!!!! - DasMula
A:
Thank you.
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 5/17/2010 4:45:16 PM |
| quiggles | $25.00 | $25.00 | 5/19/2010 9:02:19 AM |
| Chesterite | $105.87 | $105.87 | 5/19/2010 2:15:06 PM |
| SkinnyFish | $25.00 | $25.00 | 5/19/2010 3:41:39 PM |
| marybennet | $25.00 | $25.00 | 5/19/2010 3:43:10 PM |
| aquistoyraul | $25.00 | $25.00 | 5/19/2010 3:42:32 PM |
| ultimate-peace | $600.00 | $600.00 | 5/19/2010 3:47:47 PM |
| Nasdaq | $25.00 | $25.00 | 5/19/2010 3:59:36 PM |
| MilitaryLending | $25.28 | $7.41 | 5/17/2010 7:54:32 AM |
| GS-ROCK | $25.00 | $25.00 | 5/17/2010 7:05:41 AM |
| realtormoises | $25.00 | $25.00 | 5/17/2010 7:51:19 PM |
| Astyanax | $50.00 | $50.00 | 5/18/2010 5:44:05 PM |
| hawaiitechnical | $25.00 | $25.00 | 5/19/2010 8:53:38 AM |
| mutual-benefit | $25.00 | $25.00 | 5/19/2010 1:06:04 PM |
| Chesterite | $150.00 | $150.00 | 5/19/2010 2:56:18 PM |
| Chesterite | $100.00 | $100.00 | 5/19/2010 3:11:46 PM |
| wlm3012 | $25.00 | $25.00 | 5/19/2010 3:44:34 PM |
| wise-repayment-seeker | $25.00 | $25.00 | 5/19/2010 3:48:16 PM |
| ZOOOM | $25.00 | $25.00 | 5/19/2010 3:49:31 PM |
| stupiddayjob | $45.72 | $45.72 | 5/19/2010 3:51:28 PM |
| affluence-pioneer874 | $75.00 | $75.00 | 5/19/2010 4:07:55 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
458386
This series of Notes was issued and sold upon the funding of the borrower loan #42653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 23.55% |
Final borrower rate/APR:
| 24.55% / 26.85% |
Final monthly payment:
| $118.57 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.58% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1988 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 19y 11m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 33 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,022 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 16 | | | | |
|
Screen name:
| FamilyFaithFriends |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $639.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your $ monthly expenses (rent/mortgage, car, utilities, any CC debt/loans remaining, insurance, phone, internet, food, gym, childcare costs as applicable)? Please list the debts you are consolidating (lender, balance and current monthly pymt - DasMula
A:
Capital one 2 credit cards 1500.00 each appx.
House payment 600 insurance included, all utilities 250.00, no childcare no gym. No car payments Thank God. My husband's income of 2000.00 per month helps pay the bills.Thank You
(May-17-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tntmojave | $25.00 | $25.00 | 5/17/2010 4:35:06 PM |
| drcoop | $30.00 | $30.00 | 5/17/2010 5:02:57 PM |
| jgar_O | $25.00 | $25.00 | 5/17/2010 5:53:15 PM |
| DasMula | $25.00 | $25.00 | 5/17/2010 6:22:50 PM |
| DasMula | $25.00 | $25.00 | 5/17/2010 6:22:20 PM |
| twjh | $25.00 | $25.00 | 5/18/2010 8:46:48 AM |
| TakeCare | $40.00 | $40.00 | 5/18/2010 7:48:45 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/18/2010 7:10:45 PM |
| The_LND_Group | $101.51 | $101.51 | 5/20/2010 11:03:52 AM |
| goldmanca | $25.00 | $25.00 | 5/20/2010 5:53:47 PM |
| winger66 | $38.13 | $38.13 | 5/21/2010 4:32:05 AM |
| credit-sasquatch3 | $25.00 | $25.00 | 5/22/2010 12:28:30 AM |
| changger | $50.00 | $50.00 | 5/22/2010 10:27:34 AM |
| finance-burger | $25.00 | $25.00 | 5/22/2010 8:14:17 AM |
| ddoneday | $33.84 | $33.84 | 5/22/2010 5:55:27 AM |
| intelligent-yield | $25.00 | $25.00 | 5/22/2010 3:53:05 PM |
| eboomer2611 | $25.00 | $25.00 | 5/23/2010 9:03:31 AM |
| showmethemoney5 | $80.04 | $80.04 | 5/22/2010 5:47:05 PM |
| worthy-bid4 | $25.00 | $25.00 | 5/23/2010 9:34:38 AM |
| shark8851 | $50.00 | $50.00 | 5/23/2010 7:29:11 AM |
| allbalooboy2 | $25.00 | $25.00 | 5/23/2010 5:20:41 PM |
| new-peso-concerto | $50.00 | $50.00 | 5/23/2010 9:37:26 AM |
| jcw3rd | $25.00 | $25.00 | 5/23/2010 7:05:49 PM |
| charitycoon | $25.00 | $25.00 | 5/23/2010 7:36:37 PM |
| prominence8 | $50.00 | $50.00 | 5/24/2010 8:30:57 AM |
| whatreality | $25.00 | $25.00 | 5/24/2010 9:19:34 AM |
| Leshan | $75.00 | $75.00 | 5/24/2010 9:21:20 AM |
| pposFUNDing | $25.00 | $25.00 | 5/24/2010 7:43:42 AM |
| cippy | $50.00 | $50.00 | 5/24/2010 2:20:03 PM |
| ultimate-peace | $425.00 | $197.92 | 5/24/2010 3:28:05 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 3:40:44 PM |
| encore739 | $25.00 | $25.00 | 5/24/2010 4:02:34 PM |
| DasMula | $25.00 | $25.00 | 5/17/2010 6:22:34 PM |
| Aberdeen | $400.00 | $400.00 | 5/17/2010 5:54:44 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/17/2010 7:55:41 PM |
| Fedora | $25.00 | $25.00 | 5/18/2010 8:57:21 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 5/19/2010 3:53:53 PM |
| fairness-atmosphere | $25.00 | $25.00 | 5/20/2010 5:50:47 PM |
| marwadi-62 | $97.00 | $97.00 | 5/20/2010 7:24:35 PM |
| vine99 | $40.00 | $40.00 | 5/20/2010 9:25:40 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 7:54:57 AM |
| money-bauble | $75.00 | $75.00 | 5/21/2010 8:07:42 AM |
| CoolPlexer | $25.00 | $25.00 | 5/21/2010 5:35:14 PM |
| farchoir | $25.00 | $25.00 | 5/21/2010 5:55:13 PM |
| micsupra | $29.40 | $29.40 | 5/22/2010 9:49:59 AM |
| ORteacher | $25.00 | $25.00 | 5/22/2010 2:29:51 PM |
| farmn | $25.00 | $25.00 | 5/22/2010 4:13:12 PM |
| djmjkelso | $32.64 | $32.64 | 5/22/2010 11:50:15 PM |
| investment-cluster | $25.00 | $25.00 | 5/23/2010 7:19:24 AM |
| Tizzo27 | $76.31 | $76.31 | 5/23/2010 3:33:30 PM |
| KrisKringle | $50.00 | $50.00 | 5/23/2010 1:50:13 PM |
| Feyenoord | $25.00 | $25.00 | 5/23/2010 9:19:05 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/23/2010 10:23:25 PM |
| Mikale360 | $25.00 | $25.00 | 5/24/2010 6:34:46 AM |
| gjm6d | $25.00 | $25.00 | 5/24/2010 1:37:36 PM |
| investment-party | $63.21 | $63.21 | 5/24/2010 12:50:51 PM |
| penny-surgeon | $25.00 | $25.00 | 5/24/2010 3:36:18 PM |
| Bob450 | $25.00 | $25.00 | 5/24/2010 3:46:18 PM |
| supasonic | $60.00 | $60.00 | 5/24/2010 10:56:09 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/24/2010 3:41:24 PM |
| patriot384 | $105.00 | $105.00 | 5/24/2010 3:55:26 PM |
| Engineer44 | $25.00 | $25.00 | 5/24/2010 4:10:56 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
458406
This series of Notes was issued and sold upon the funding of the borrower loan #42650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.17% |
Starting monthly payment:
| $58.81 |
|
Final lender yield:
| 25.95% |
Final borrower rate/APR:
| 26.95% / 29.96% |
Final monthly payment:
| $53.04 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.45% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| Anghog69 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Buying furniture for new home
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $100.00 | $100.00 | 5/17/2010 4:24:59 PM |
| Unitas4302 | $100.00 | $100.00 | 5/19/2010 5:21:11 PM |
| realtormoises | $25.00 | $25.00 | 5/21/2010 7:08:39 PM |
| eboomer2611 | $25.00 | $25.00 | 5/23/2010 9:04:08 AM |
| wlm3012 | $25.00 | $25.00 | 5/23/2010 10:10:44 AM |
| vigilance-searcher | $25.00 | $25.00 | 5/23/2010 10:24:00 PM |
| Mikale360 | $25.00 | $25.00 | 5/24/2010 6:38:05 AM |
| Kash2010lu | $25.00 | $10.00 | 5/24/2010 1:23:00 PM |
| prominence8 | $25.00 | $25.00 | 5/24/2010 8:32:35 AM |
| bullwink27 | $25.00 | $25.00 | 5/24/2010 9:35:29 AM |
| vine99 | $40.00 | $40.00 | 5/20/2010 9:47:03 PM |
| Aberdeen | $400.00 | $400.00 | 5/21/2010 3:57:43 PM |
| marwadi-62 | $200.00 | $200.00 | 5/22/2010 5:41:32 PM |
| allbalooboy2 | $25.00 | $25.00 | 5/22/2010 8:21:34 PM |
| Feyenoord | $25.00 | $25.00 | 5/23/2010 9:20:54 PM |
| Ray3486 | $25.00 | $25.00 | 5/24/2010 9:19:02 AM |
| Leshan | $75.00 | $75.00 | 5/24/2010 9:22:25 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/24/2010 11:15:32 AM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 10:27:18 AM |
| twjh | $25.00 | $25.00 | 5/24/2010 11:24:40 AM |
| dudebrah | $25.00 | $25.00 | 5/24/2010 1:30:48 PM |
| friendinmoney | $25.00 | $25.00 | 5/24/2010 4:10:26 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
458450
This series of Notes was issued and sold upon the funding of the borrower loan #42668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $191.36 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 4m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 15 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,215 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 27% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| fishocmd |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2008)
|
|
Principal balance:
| $846.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
My loan for home improvement
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Castellan | $25.00 | $25.00 | 5/17/2010 4:12:38 PM |
| roccofox | $45.22 | $45.22 | 5/17/2010 4:12:44 PM |
| lifegrowth | $25.00 | $25.00 | 5/17/2010 4:13:42 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/17/2010 4:14:07 PM |
| kmr2 | $400.00 | $400.00 | 5/17/2010 4:14:24 PM |
| fortytwo | $25.00 | $25.00 | 5/17/2010 4:14:34 PM |
| suburbanman64 | $29.27 | $29.27 | 5/17/2010 4:12:24 PM |
| ryreesado | $25.00 | $25.00 | 5/17/2010 4:12:33 PM |
| Philosonie | $25.00 | $25.00 | 5/17/2010 4:13:08 PM |
| lamarsam | $25.00 | $25.00 | 5/17/2010 4:13:16 PM |
| skuba | $25.00 | $25.00 | 5/17/2010 4:14:29 PM |
| bright-balance | $25.00 | $25.00 | 5/17/2010 4:14:58 PM |
| sensible-community1 | $25.00 | $25.00 | 5/17/2010 4:15:11 PM |
| cingular | $25.00 | $25.00 | 5/17/2010 4:19:11 PM |
| majormoves1 | $25.00 | $25.00 | 5/17/2010 4:19:26 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/17/2010 4:15:38 PM |
| Jassi | $25.00 | $25.00 | 5/17/2010 4:20:23 PM |
| djs81 | $50.00 | $50.00 | 5/17/2010 4:17:11 PM |
| morpholog | $25.00 | $25.00 | 5/17/2010 4:17:22 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/17/2010 4:14:30 PM |
| BankOfFrankFairness | $27.04 | $27.04 | 5/17/2010 4:19:17 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/17/2010 4:15:02 PM |
| Taxman44 | $25.00 | $25.00 | 5/17/2010 4:15:23 PM |
| TK4 | $25.00 | $25.00 | 5/17/2010 4:20:02 PM |
| unclejaef | $25.00 | $25.00 | 5/17/2010 4:20:42 PM |
| bchen78875 | $50.00 | $50.00 | 5/17/2010 4:18:58 PM |
| klinebarger | $25.00 | $25.00 | 5/17/2010 4:22:41 PM |
| credit-coach118 | $40.00 | $40.00 | 5/17/2010 4:23:30 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:16 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:00 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:31:12 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:35:50 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:38:20 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 4:37:15 PM |
| Kerrysbay | $50.00 | $50.00 | 5/17/2010 4:43:12 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:55 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:40 PM |
| tocchan | $25.00 | $25.00 | 5/17/2010 4:46:55 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 5/17/2010 5:04:52 PM |
| FlexFunding | $100.00 | $87.73 | 5/17/2010 5:06:09 PM |
| HappyHelpingLender | $25.00 | $25.00 | 5/17/2010 5:06:00 PM |
| tamcho | $25.00 | $25.00 | 5/17/2010 7:12:05 PM |
| greenback-octave | $25.00 | $25.00 | 5/17/2010 7:52:43 PM |
| credit-panda1 | $25.00 | $25.00 | 5/18/2010 9:52:11 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/18/2010 7:03:46 PM |
| Jollyrancher | $300.00 | $300.00 | 5/19/2010 6:30:34 PM |
| 12Knocksinna | $25.00 | $25.00 | 5/20/2010 4:03:50 PM |
| LittleMingo | $30.00 | $30.00 | 5/20/2010 5:48:06 PM |
| duke12 | $52.75 | $52.75 | 5/20/2010 7:23:23 PM |
| Lender0307 | $25.00 | $25.00 | 5/20/2010 8:51:42 PM |
| Buffer10 | $50.00 | $50.00 | 5/21/2010 7:02:59 AM |
| BONSAY | $50.00 | $50.00 | 5/21/2010 1:23:13 AM |
| lucrative-durability | $25.00 | $25.00 | 5/21/2010 12:49:48 PM |
| TheGeek | $30.02 | $30.02 | 5/21/2010 1:56:13 PM |
| moneytolend72 | $25.00 | $25.00 | 5/21/2010 12:53:20 PM |
| theloanfiller | $25.00 | $25.00 | 5/21/2010 5:48:03 PM |
| socal-lender | $25.00 | $25.00 | 5/22/2010 1:37:49 PM |
| feelgood | $25.00 | $25.00 | 5/22/2010 1:49:23 PM |
| ORteacher | $50.00 | $50.00 | 5/22/2010 2:34:09 PM |
| value-squirrel3 | $40.79 | $40.79 | 5/22/2010 7:38:27 PM |
| goodcents | $25.00 | $25.00 | 5/22/2010 5:06:34 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/23/2010 11:02:26 AM |
| loot-goliath | $25.00 | $25.00 | 5/23/2010 1:25:21 AM |
| bankojerry | $25.00 | $25.00 | 5/23/2010 10:58:13 AM |
| availableloan | $25.00 | $25.00 | 5/23/2010 10:15:03 PM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/23/2010 1:47:49 PM |
| enthralling-investment | $57.00 | $57.00 | 5/24/2010 5:31:10 AM |
| zbanker | $70.00 | $70.00 | 5/24/2010 8:35:50 AM |
| prainvestment | $25.00 | $25.00 | 5/24/2010 10:43:51 AM |
| Richmp412 | $25.00 | $25.00 | 5/24/2010 8:03:01 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:22:28 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/17/2010 4:12:40 PM |
| kcole10 | $25.00 | $25.00 | 5/17/2010 4:12:55 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/17/2010 4:13:29 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:14:43 PM |
| awwaww | $25.00 | $25.00 | 5/17/2010 4:12:29 PM |
| meteoric-trade | $25.00 | $25.00 | 5/17/2010 4:15:55 PM |
| warbucks19 | $50.00 | $50.00 | 5/17/2010 4:13:20 PM |
| diverse2 | $30.00 | $30.00 | 5/17/2010 4:13:26 PM |
| achillesa | $25.00 | $25.00 | 5/17/2010 4:13:38 PM |
| GElender | $50.00 | $50.00 | 5/17/2010 4:14:16 PM |
| Mark-O-Polo | $25.00 | $25.00 | 5/17/2010 4:16:53 PM |
| axl163 | $25.00 | $25.00 | 5/17/2010 4:12:51 PM |
| Railbird | $25.00 | $25.00 | 5/17/2010 4:13:49 PM |
| bayareainv | $47.61 | $47.61 | 5/17/2010 4:21:02 PM |
| interest-exec9 | $25.00 | $25.00 | 5/17/2010 4:21:06 PM |
| figs4u2 | $80.00 | $80.00 | 5/17/2010 4:14:37 PM |
| F16Pilot | $25.00 | $25.00 | 5/17/2010 4:14:54 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:15:32 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:22:35 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/17/2010 4:24:11 PM |
| langdonx | $25.00 | $25.00 | 5/17/2010 4:19:34 PM |
| acropiloterau2002 | $25.00 | $25.00 | 5/17/2010 4:19:40 PM |
| museic1 | $25.00 | $25.00 | 5/17/2010 4:20:14 PM |
| OLYVRC | $25.00 | $25.00 | 5/17/2010 4:20:28 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:46 PM |
| dharma1 | $25.00 | $25.00 | 5/17/2010 4:24:22 PM |
| kenji4861 | $25.00 | $25.00 | 5/17/2010 4:24:39 PM |
| meux99 | $25.00 | $25.00 | 5/17/2010 4:23:59 PM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:40 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:34:05 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:33:02 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:36 PM |
| HUMPTIDUMPTI | $50.00 | $50.00 | 5/17/2010 4:42:30 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:40:01 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/17/2010 4:42:21 PM |
| RandyL3 | $99.00 | $99.00 | 5/17/2010 4:47:08 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:44:13 PM |
| TheColoradoDon | $25.00 | $25.00 | 5/17/2010 5:05:01 PM |
| pcwrangler | $25.00 | $25.00 | 5/17/2010 4:44:59 PM |
| Composure1 | $25.00 | $25.00 | 5/17/2010 4:45:36 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:34 PM |
| RICHMONDREB | $25.00 | $25.00 | 5/17/2010 4:47:05 PM |
| fwaguy | $25.00 | $25.00 | 5/17/2010 5:06:05 PM |
| grallu | $50.00 | $50.00 | 5/17/2010 5:05:19 PM |
| Aberdeen | $400.00 | $400.00 | 5/17/2010 5:24:39 PM |
| gotbyu | $50.00 | $50.00 | 5/17/2010 9:32:40 PM |
| selector568 | $25.74 | $25.74 | 5/18/2010 1:55:32 PM |
| CHAZGEO6685 | $25.00 | $25.00 | 5/19/2010 9:30:13 PM |
| kleinbrak | $25.00 | $25.00 | 5/19/2010 7:20:27 PM |
| JerryB96 | $25.00 | $25.00 | 5/20/2010 2:48:10 PM |
| Lo0se_mo0se | $25.00 | $25.00 | 5/20/2010 11:59:20 PM |
| payontime1 | $25.00 | $25.00 | 5/20/2010 10:03:24 PM |
| ExtraIncome | $26.96 | $26.96 | 5/21/2010 8:53:57 AM |
| felicity-loyalist0 | $25.00 | $25.00 | 5/21/2010 4:42:31 PM |
| Auditman | $50.00 | $50.00 | 5/21/2010 5:02:55 PM |
| rockhound84 | $25.00 | $25.00 | 5/22/2010 8:46:08 AM |
| tsmonaghan | $30.03 | $30.03 | 5/22/2010 7:49:29 AM |
| Patrician | $39.28 | $39.28 | 5/22/2010 11:47:08 AM |
| b1geasy | $25.00 | $25.00 | 5/22/2010 12:41:27 PM |
| rce1964 | $25.00 | $25.00 | 5/22/2010 12:51:38 PM |
| isfahanian | $35.72 | $35.72 | 5/22/2010 2:56:36 PM |
| navy_cash | $25.00 | $25.00 | 5/23/2010 7:37:50 AM |
| psbruce | $25.00 | $25.00 | 5/22/2010 6:14:33 PM |
| btrfly11 | $50.00 | $50.00 | 5/23/2010 10:30:23 AM |
| crw1950 | $50.00 | $50.00 | 5/23/2010 10:53:24 AM |
| SCD | $25.00 | $25.00 | 5/23/2010 11:42:45 AM |
| lazyeye | $25.00 | $25.00 | 5/23/2010 5:37:25 PM |
| loot-goliath | $25.00 | $25.00 | 5/23/2010 10:51:22 PM |
| mrcrace | $50.00 | $50.00 | 5/24/2010 4:04:54 AM |
| hope-lionheart1 | $25.84 | $25.84 | 5/23/2010 8:21:26 PM |
| payout-reaction740 | $25.00 | $25.00 | 5/24/2010 9:27:34 AM |
| value-guru3 | $25.00 | $25.00 | 5/24/2010 1:45:13 PM |
| kgeezy | $100.00 | $100.00 | 5/24/2010 9:55:12 AM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:10:51 AM |
| dollar-trader2 | $25.00 | $25.00 | 5/24/2010 3:02:24 PM |
| 147 bids
|
Borrower Payment Dependent Notes Series
458506
This series of Notes was issued and sold upon the funding of the borrower loan #42673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $106.13 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $106.13 |
| |
|
Auction yield range:
| 13.99% - 29.00% |
Estimated loss impact:
| 16.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 1m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Biologist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,269 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| justin1993 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2008)
|
|
Principal balance:
| $976.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
paying off income tax
Purpose of loan:
This loan will be used to?pay off income tax?
My financial situation:
I am a good candidate for this loan because? I pay my debts on time
Monthly net income: $ 4500.00 (approximately)
Monthly expenses: $
??Housing: $ 1895.00
??Insurance: $ 55.00
??Car expenses: $ 80.00
??Utilities: $ 180.00
??Phone, cable, internet: $?200.00
??Food, entertainment: $ 450.00
??Clothing, household expenses $?70.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 5/17/2010 5:17:25 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/17/2010 8:12:27 PM |
| 113121 | $25.00 | $25.00 | 5/20/2010 6:42:51 PM |
| Whipster | $50.00 | $50.00 | 5/21/2010 5:01:21 AM |
| 113121 | $500.00 | $246.47 | 5/21/2010 10:39:49 AM |
| Kash2010lu | $25.00 | $25.00 | 5/23/2010 10:20:09 AM |
| wonder3 | $25.00 | $25.00 | 5/24/2010 6:27:51 AM |
| twjh | $25.00 | $25.00 | 5/24/2010 6:28:48 AM |
| RecoveryLender | $25.00 | $25.00 | 5/24/2010 6:41:48 AM |
| twjh | $25.00 | $25.00 | 5/24/2010 6:28:49 AM |
| interest88 | $25.00 | $25.00 | 5/24/2010 11:44:00 AM |
| EngineersAlliance | $25.00 | $25.00 | 5/24/2010 9:39:39 AM |
| Aberdeen | $400.00 | $400.00 | 5/24/2010 6:28:46 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/24/2010 11:17:03 AM |
| glenium | $25.00 | $25.00 | 5/24/2010 8:14:52 AM |
| income-rocker2 | $100.00 | $100.00 | 5/24/2010 12:13:23 PM |
| payout-bridge | $73.98 | $73.98 | 5/24/2010 4:09:48 PM |
| 3am-preacher | $25.00 | $25.00 | 5/19/2010 3:37:10 PM |
| OldManP | $25.00 | $25.00 | 5/19/2010 4:32:23 PM |
| visionary-deal3 | $100.00 | $100.00 | 5/20/2010 8:04:32 AM |
| SolarMoonshine | $25.00 | $25.00 | 5/21/2010 5:18:26 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 6:29:51 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 6:29:37 PM |
| nilonc1 | $100.00 | $100.00 | 5/22/2010 8:11:49 PM |
| bondhedger | $25.00 | $25.00 | 5/24/2010 6:28:31 AM |
| Mikale360 | $25.00 | $25.00 | 5/24/2010 6:45:40 AM |
| wealth-multiplier | $25.00 | $25.00 | 5/24/2010 9:09:43 AM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 6:29:29 AM |
| reflective-rupee | $25.00 | $25.00 | 5/24/2010 7:09:04 AM |
| dgagli1 | $29.55 | $29.55 | 5/24/2010 8:24:38 AM |
| IASKGOD | $25.00 | $25.00 | 5/24/2010 8:39:06 AM |
| new-peso-concerto | $25.00 | $25.00 | 5/24/2010 7:10:50 AM |
| PotBellyPete | $25.00 | $25.00 | 5/24/2010 8:04:04 AM |
| Leshan | $75.00 | $75.00 | 5/24/2010 9:30:09 AM |
| ultimate-peace | $600.00 | $600.00 | 5/24/2010 3:31:42 PM |
| wwwUniversal | $25.00 | $25.00 | 5/24/2010 11:11:43 AM |
| Engineer44 | $25.00 | $25.00 | 5/24/2010 4:12:43 PM |
| wild-orange | $25.00 | $25.00 | 5/24/2010 4:13:23 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
458610
This series of Notes was issued and sold upon the funding of the borrower loan #42671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 30.95% |
Final borrower rate/APR:
| 31.95% / 34.36% |
Final monthly payment:
| $217.63 |
| |
|
Auction yield range:
| 5.99% - 34.00% |
Estimated loss impact:
| 5.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 25.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 8m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $302,687 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 97% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| capital-stockpiler6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card debt reduction
Purpose of loan:
This loan will be used to? pay down a credit card balance
My financial situation:
I am a good candidate for this loan because... my payment history is excellent and my credit score is good.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cutter21 | $28.77 | $28.77 | 5/17/2010 4:29:04 PM |
| booOST | $124.31 | $124.31 | 5/17/2010 6:05:55 PM |
| CommerciaLender | $25.00 | $25.00 | 5/18/2010 11:52:34 AM |
| methodical-loot | $25.00 | $25.00 | 5/18/2010 11:56:24 AM |
| TakeCare | $100.00 | $100.00 | 5/18/2010 2:10:06 PM |
| inforapenny | $25.00 | $25.00 | 5/18/2010 2:13:18 PM |
| superstar449 | $50.00 | $50.00 | 5/18/2010 5:36:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/18/2010 6:19:32 PM |
| lovely-leverage | $80.00 | $80.00 | 5/18/2010 6:52:52 PM |
| osiris | $50.00 | $50.00 | 5/18/2010 9:03:45 PM |
| adam_rodgers | $50.00 | $50.00 | 5/18/2010 9:08:39 PM |
| The_Collector | $58.80 | $58.80 | 5/18/2010 10:12:24 PM |
| wkeboarder21 | $50.00 | $50.00 | 5/19/2010 4:39:30 AM |
| mystss | $30.00 | $30.00 | 5/20/2010 8:01:38 AM |
| booOST | $100.00 | $100.00 | 5/20/2010 7:42:20 AM |
| blue-dollar-viking | $75.00 | $75.00 | 5/20/2010 5:50:00 PM |
| helping-out | $70.00 | $70.00 | 5/20/2010 6:19:34 PM |
| EretzCapital | $50.00 | $50.00 | 5/21/2010 8:02:39 AM |
| oath163 | $45.00 | $45.00 | 5/21/2010 11:50:20 AM |
| investment-tempo | $50.00 | $50.00 | 5/21/2010 1:39:46 PM |
| gjm6d | $25.00 | $25.00 | 5/21/2010 2:48:08 PM |
| winmals | $25.00 | $25.00 | 5/21/2010 9:23:25 PM |
| adam_rodgers | $25.12 | $25.12 | 5/22/2010 1:37:07 PM |
| thomas16882004 | $25.00 | $25.00 | 5/22/2010 1:17:48 PM |
| pietro_torna_indietro | $34.41 | $34.41 | 5/22/2010 11:21:55 PM |
| houli123 | $31.79 | $31.79 | 5/23/2010 1:54:42 AM |
| leverage-monger | $30.00 | $30.00 | 5/23/2010 6:22:46 AM |
| IceFishingCash | $25.00 | $25.00 | 5/22/2010 10:52:31 PM |
| Bob450 | $25.00 | $25.00 | 5/23/2010 7:32:28 AM |
| wwwUniversal | $25.00 | $25.00 | 5/22/2010 10:57:38 PM |
| leverage-monger | $47.00 | $47.00 | 5/23/2010 10:39:06 AM |
| spiff666 | $25.00 | $25.00 | 5/23/2010 7:57:38 AM |
| ready-agreement5 | $100.00 | $100.00 | 5/23/2010 8:29:49 AM |
| reflective-rupee | $50.00 | $50.00 | 5/23/2010 7:25:15 PM |
| trumpeter5 | $25.00 | $25.00 | 5/23/2010 3:52:56 PM |
| bonbon224 | $50.00 | $50.00 | 5/23/2010 4:46:22 PM |
| ToloUSN | $50.00 | $50.00 | 5/23/2010 5:44:02 PM |
| shrewd-income | $50.00 | $50.00 | 5/24/2010 7:14:01 AM |
| tcbmc | $33.69 | $33.69 | 5/24/2010 7:25:56 AM |
| Sagenius | $25.00 | $25.00 | 5/24/2010 8:25:36 AM |
| Rip128 | $100.00 | $100.00 | 5/24/2010 9:13:17 AM |
| apple757 | $30.00 | $30.00 | 5/24/2010 9:57:19 AM |
| ponbiki | $25.00 | $25.00 | 5/23/2010 11:49:15 PM |
| dpries123 | $25.00 | $25.00 | 5/24/2010 8:05:19 AM |
| CTG_JaQ | $94.12 | $94.12 | 5/24/2010 12:32:18 AM |
| gelt4u | $25.00 | $25.00 | 5/24/2010 5:56:57 AM |
| Leshan | $25.00 | $25.00 | 5/24/2010 9:34:31 AM |
| blooming-kindness | $25.00 | $25.00 | 5/24/2010 9:56:36 AM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 12:30:36 PM |
| Big_Funder | $75.00 | $75.00 | 5/24/2010 12:51:44 PM |
| anarchy1985 | $44.56 | $44.56 | 5/24/2010 3:41:44 PM |
| best-listing-toro | $25.00 | $25.00 | 5/24/2010 10:26:15 AM |
| northern_paddler | $25.00 | $25.00 | 5/24/2010 3:51:20 PM |
| OnTracInvest | $25.00 | $25.00 | 5/24/2010 11:43:50 AM |
| ryan6853 | $25.00 | $25.00 | 5/24/2010 1:17:25 PM |
| Loan_Some_Money | $25.00 | $25.00 | 5/24/2010 1:35:05 PM |
| ultimate-peace | $200.00 | $200.00 | 5/24/2010 3:33:23 PM |
| Engineer44 | $40.00 | $34.06 | 5/24/2010 4:14:44 PM |
| riveting-credit5 | $200.00 | $200.00 | 5/24/2010 4:14:08 PM |
| booOST | $50.00 | $50.00 | 5/17/2010 5:07:14 PM |
| Sagenius | $25.00 | $25.00 | 5/17/2010 5:07:25 PM |
| ogham | $25.00 | $25.00 | 5/17/2010 5:07:18 PM |
| Centaur | $50.00 | $50.00 | 5/17/2010 5:08:59 PM |
| booOST | $50.00 | $50.00 | 5/17/2010 5:08:45 PM |
| BradP | $50.00 | $50.00 | 5/17/2010 5:55:19 PM |
| Brad9point0 | $58.99 | $58.99 | 5/17/2010 11:23:05 PM |
| wkeboarder21 | $50.00 | $50.00 | 5/18/2010 4:11:50 AM |
| retire | $30.00 | $30.00 | 5/18/2010 8:28:04 AM |
| reflective-rupee | $50.00 | $50.00 | 5/18/2010 9:13:38 AM |
| TakeCare | $100.00 | $100.00 | 5/18/2010 2:09:47 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/18/2010 2:58:55 PM |
| Myrick | $25.00 | $25.00 | 5/18/2010 5:51:05 PM |
| rockhound84 | $25.00 | $25.00 | 5/18/2010 7:23:01 PM |
| Casman8815 | $25.00 | $25.00 | 5/18/2010 9:08:20 PM |
| enchanted-note | $25.00 | $25.00 | 5/19/2010 2:50:29 PM |
| logan74k | $90.00 | $90.00 | 5/20/2010 8:37:49 AM |
| five-star-note | $50.00 | $50.00 | 5/20/2010 5:37:27 PM |
| FoosMaster | $35.00 | $35.00 | 5/20/2010 5:54:00 PM |
| FoosMaster | $25.00 | $25.00 | 5/20/2010 5:56:15 PM |
| best-return-boss | $50.00 | $50.00 | 5/21/2010 4:51:44 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 8:00:46 AM |
| Virtuallending | $50.00 | $50.00 | 5/21/2010 6:26:19 AM |
| DonTraveler99 | $60.70 | $60.70 | 5/21/2010 2:59:39 PM |
| Gr8rGood | $35.00 | $35.00 | 5/21/2010 3:00:56 PM |
| inthegreatnw | $25.00 | $25.00 | 5/22/2010 8:16:34 AM |
| groundsquirrel | $25.00 | $25.00 | 5/22/2010 8:08:46 AM |
| cashhelp | $25.00 | $25.00 | 5/22/2010 8:16:36 AM |
| hope-legend4 | $25.00 | $25.00 | 5/22/2010 10:21:57 AM |
| Ven58 | $25.00 | $25.00 | 5/22/2010 11:39:13 AM |
| leverage-monger | $25.00 | $25.00 | 5/22/2010 3:37:14 PM |
| LifeRing | $25.00 | $25.00 | 5/22/2010 10:44:01 PM |
| Wachocia | $25.00 | $25.00 | 5/23/2010 7:28:18 PM |
| Ronnieboy888 | $50.00 | $50.00 | 5/23/2010 10:49:40 PM |
| monstersdad | $50.00 | $50.00 | 5/23/2010 2:06:51 PM |
| Serpent2801 | $25.00 | $25.00 | 5/23/2010 6:47:48 PM |
| wkeboarder21 | $50.00 | $50.00 | 5/23/2010 7:02:39 PM |
| pieceofcake | $50.00 | $50.00 | 5/24/2010 5:40:42 AM |
| charitycoon | $25.00 | $25.00 | 5/23/2010 7:57:44 PM |
| principal-mermaid | $25.74 | $25.74 | 5/23/2010 6:58:00 PM |
| reflective-rupee | $50.00 | $50.00 | 5/23/2010 7:25:36 PM |
| principal-star | $25.00 | $25.00 | 5/24/2010 8:40:32 AM |
| IASKGOD | $25.00 | $25.00 | 5/24/2010 8:41:33 AM |
| EretzCapital | $25.00 | $25.00 | 5/24/2010 9:36:02 AM |
| jybank | $25.00 | $25.00 | 5/23/2010 10:52:51 PM |
| mpatrick | $50.00 | $50.00 | 5/24/2010 8:34:44 AM |
| magnificent-reward9 | $32.02 | $32.02 | 5/24/2010 12:11:56 PM |
| genuine-dime | $100.00 | $100.00 | 5/24/2010 6:38:44 AM |
| Num1Knicks | $25.00 | $25.00 | 5/24/2010 9:53:37 AM |
| deal-promiser | $25.00 | $25.00 | 5/24/2010 11:03:31 AM |
| IASKGOD | $25.00 | $25.00 | 5/24/2010 8:39:30 AM |
| principal-mermaid | $90.92 | $90.92 | 5/24/2010 9:47:34 AM |
| dynrep | $50.00 | $50.00 | 5/24/2010 10:39:37 AM |
| 112 bids
|
Borrower Payment Dependent Notes Series
458742
This series of Notes was issued and sold upon the funding of the borrower loan #42709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 10m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 10 |
Occupation: | Car Dealer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,921 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| awe-inspiring-trade2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to?pay off my credit cards my score is just below 700 I want 750?.
My financial situation:
I am a good candidate for this loan because?I pay my bills on time.?
Monthly net income: $
I make $4300 a month and my wife is a horse veterinary she pays the household bills.We own a home in Saratoga she bought before we were married so it's in her name.She pays the mortgage and I pay for my car lot $500 a month and take care of our daughter for 6 more months.
Monthly expenses: $
??Housing: $
??Insurance: $ 75 Car expenses: $ 0
??Utilities: $
??Phone, cable, Internet: $ 150 Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 400? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 4:22:02 PM |
| reward-adventure | $30.00 | $30.00 | 5/17/2010 4:29:09 PM |
| orderly-leverage | $30.00 | $30.00 | 5/17/2010 4:29:19 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:29:35 PM |
| personal-lender | $25.00 | $25.00 | 5/17/2010 4:30:00 PM |
| commerce-voyager | $25.00 | $25.00 | 5/17/2010 4:34:58 PM |
| Comoparklender | $25.00 | $25.00 | 5/17/2010 4:35:31 PM |
| intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:40:28 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:43 PM |
| Glenn_Graham | $30.00 | $30.00 | 5/17/2010 4:45:21 PM |
| dschaaf | $25.00 | $25.00 | 5/17/2010 5:23:25 PM |
| social-conductor4 | $25.00 | $25.00 | 5/17/2010 6:28:02 PM |
| mtandb | $25.00 | $25.00 | 5/17/2010 8:18:31 PM |
| the-debt-starfish | $98.34 | $98.34 | 5/17/2010 8:39:51 PM |
| tedsrfdude | $25.00 | $25.00 | 5/17/2010 7:22:59 PM |
| brother_tam | $45.68 | $45.68 | 5/17/2010 10:35:38 PM |
| angeimack | $25.00 | $25.00 | 5/17/2010 10:33:31 PM |
| supreme-hope | $25.00 | $25.00 | 5/18/2010 1:47:52 AM |
| wlm3012 | $25.00 | $25.00 | 5/18/2010 8:26:08 AM |
| DasMula | $25.00 | $25.00 | 5/18/2010 11:48:43 PM |
| reflective-rupee | $25.00 | $25.00 | 5/19/2010 5:02:28 PM |
| charming-point | $300.00 | $300.00 | 5/20/2010 9:16:55 AM |
| irrelevant | $25.00 | $25.00 | 5/21/2010 3:54:08 PM |
| farchoir | $25.00 | $25.00 | 5/21/2010 6:00:21 PM |
| charming-point | $300.00 | $300.00 | 5/22/2010 10:08:40 AM |
| wlm3012 | $25.00 | $25.00 | 5/23/2010 10:23:59 AM |
| Troutfinder | $25.00 | $25.00 | 5/23/2010 10:28:52 PM |
| genuine-dime | $100.00 | $100.00 | 5/24/2010 6:40:32 AM |
| bosloan26 | $60.00 | $60.00 | 5/24/2010 11:23:18 AM |
| principal-star | $25.00 | $25.00 | 5/24/2010 2:52:28 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/17/2010 4:23:35 PM |
| actvtrdr | $35.00 | $35.00 | 5/17/2010 4:29:27 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:26 PM |
| Rattlehead | $25.00 | $25.00 | 5/17/2010 4:30:26 PM |
| rhin0cerx | $50.00 | $50.00 | 5/17/2010 4:30:18 PM |
| DcUnited | $25.00 | $25.00 | 5/17/2010 4:30:42 PM |
| greenwell | $25.00 | $25.00 | 5/17/2010 4:38:59 PM |
| desertoasis | $25.00 | $25.00 | 5/17/2010 4:36:15 PM |
| basis-prodigy | $25.00 | $25.00 | 5/17/2010 4:42:44 PM |
| chakra | $25.00 | $25.00 | 5/17/2010 4:42:58 PM |
| villagers | $25.00 | $25.00 | 5/17/2010 4:40:12 PM |
| listing-trapper3 | $48.38 | $48.38 | 5/17/2010 4:41:16 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:43:23 PM |
| famous-bill | $50.00 | $50.00 | 5/17/2010 4:43:19 PM |
| Zingaro | $25.00 | $25.00 | 5/17/2010 4:45:10 PM |
| LendGuy | $25.00 | $25.00 | 5/17/2010 4:45:41 PM |
| internetwolf | $25.00 | $25.00 | 5/17/2010 6:06:49 PM |
| honorable-yield | $35.00 | $35.00 | 5/17/2010 7:22:54 PM |
| cash-queen | $30.00 | $30.00 | 5/17/2010 10:06:03 PM |
| wellsfrugal | $25.00 | $20.39 | 5/18/2010 2:02:51 AM |
| 108lender | $31.00 | $31.00 | 5/17/2010 10:36:20 PM |
| TakeCare | $40.00 | $40.00 | 5/18/2010 7:54:54 AM |
| foothillender | $25.00 | $25.00 | 5/20/2010 12:54:28 PM |
| goldlender | $25.00 | $25.00 | 5/21/2010 7:40:08 AM |
| encore739 | $25.00 | $25.00 | 5/21/2010 9:02:05 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/21/2010 10:39:53 AM |
| LoanerPrincipal | $35.00 | $35.00 | 5/22/2010 4:22:08 PM |
| bill-solo | $25.00 | $25.00 | 5/23/2010 5:43:47 PM |
| patriot384 | $50.00 | $50.00 | 5/24/2010 5:03:30 AM |
| charitycoon | $25.00 | $25.00 | 5/23/2010 8:08:35 PM |
| bid-papyrus | $25.00 | $25.00 | 5/24/2010 8:36:48 AM |
| Leshan | $26.21 | $26.21 | 5/24/2010 9:36:01 AM |
| best-listing-toro | $25.00 | $25.00 | 5/24/2010 10:31:14 AM |
| ultimate-peace | $425.00 | $425.00 | 5/24/2010 3:36:48 PM |
| DasMula | $25.00 | $25.00 | 5/24/2010 4:04:36 PM |
| 65 bids
|
Borrower Payment Dependent Notes Series
458748
This series of Notes was issued and sold upon the funding of the borrower loan #42660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.59% |
Starting monthly payment:
| $143.22 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $143.22 |
| |
|
Auction yield range:
| 13.99% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 9m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 7 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,797 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Abundance-Creator |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay credit cards & be done w them
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 5/17/2010 4:21:22 PM |
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 4:22:02 PM |
| reward-adventure | $30.00 | $30.00 | 5/17/2010 4:29:08 PM |
| orderly-leverage | $30.00 | $29.03 | 5/17/2010 4:29:18 PM |
| finance-prescription | $50.00 | $50.00 | 5/17/2010 5:17:24 PM |
| cashhelp | $25.00 | $25.00 | 5/18/2010 11:44:35 AM |
| interstellar | $50.00 | $50.00 | 5/18/2010 1:26:18 PM |
| DasMula | $25.00 | $25.00 | 5/19/2010 8:21:26 AM |
| ubuntu-lending | $50.00 | $50.00 | 5/20/2010 11:06:02 AM |
| crstal2000 | $75.00 | $75.00 | 5/20/2010 4:53:04 PM |
| back-scratchers | $25.00 | $25.00 | 5/21/2010 6:22:51 AM |
| HYGCapitalPartnersLP | $59.97 | $59.97 | 5/21/2010 10:09:12 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/21/2010 10:28:47 AM |
| BradP | $40.00 | $40.00 | 5/21/2010 10:59:19 AM |
| irrelevant | $25.00 | $25.00 | 5/22/2010 3:52:57 PM |
| marwadi-62 | $50.00 | $50.00 | 5/22/2010 5:43:58 PM |
| d_grbg | $25.00 | $25.00 | 5/23/2010 6:05:03 AM |
| lsx7 | $100.00 | $100.00 | 5/22/2010 4:02:32 PM |
| realtormoises | $25.00 | $25.00 | 5/22/2010 6:33:09 PM |
| GladToHelpYou | $50.00 | $50.00 | 5/23/2010 6:06:41 PM |
| skillful-asset5 | $30.00 | $30.00 | 5/23/2010 9:15:22 PM |
| platinum-czar | $47.00 | $47.00 | 5/24/2010 6:46:44 AM |
| new-peso-concerto | $33.00 | $33.00 | 5/24/2010 7:06:51 AM |
| Ronnieboy888 | $50.00 | $50.00 | 5/23/2010 10:50:37 PM |
| dws2380 | $25.00 | $25.00 | 5/24/2010 8:10:58 AM |
| businessguy29 | $25.00 | $25.00 | 5/24/2010 6:05:11 AM |
| best-listing-toro | $25.00 | $25.00 | 5/24/2010 10:32:03 AM |
| dudebrah | $25.00 | $25.00 | 5/24/2010 1:32:06 PM |
| OGS_Capital | $25.00 | $25.00 | 5/24/2010 11:47:31 AM |
| ultimate-peace | $600.00 | $600.00 | 5/24/2010 3:38:24 PM |
| DasMula | $25.00 | $25.00 | 5/24/2010 4:05:37 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:25 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/17/2010 4:23:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/17/2010 5:51:12 PM |
| Legally_Blonde | $50.00 | $50.00 | 5/18/2010 7:49:57 AM |
| TakeCare | $25.00 | $25.00 | 5/18/2010 7:54:19 AM |
| wlm3012 | $25.00 | $25.00 | 5/18/2010 8:20:19 AM |
| JustMee | $25.00 | $25.00 | 5/18/2010 8:40:49 AM |
| glroark | $50.00 | $50.00 | 5/18/2010 2:54:08 PM |
| fund-secret-agent | $25.00 | $25.00 | 5/18/2010 5:37:32 PM |
| szetheli | $156.00 | $156.00 | 5/18/2010 7:41:03 PM |
| unger | $50.00 | $50.00 | 5/19/2010 9:06:50 AM |
| reflective-rupee | $100.00 | $100.00 | 5/19/2010 2:34:14 PM |
| reflective-rupee | $100.00 | $100.00 | 5/19/2010 2:37:16 PM |
| missile5 | $50.00 | $50.00 | 5/19/2010 7:42:54 PM |
| nodebt2012 | $25.00 | $25.00 | 5/19/2010 8:40:44 PM |
| charming-point | $300.00 | $300.00 | 5/20/2010 9:18:28 AM |
| five-star-note | $45.00 | $45.00 | 5/20/2010 5:40:16 PM |
| EngineersAlliance | $25.00 | $25.00 | 5/21/2010 10:21:13 AM |
| joefoolz | $25.00 | $25.00 | 5/21/2010 2:22:03 PM |
| s270 | $25.00 | $25.00 | 5/21/2010 7:10:21 PM |
| finance-burger | $35.00 | $35.00 | 5/22/2010 8:17:23 AM |
| money-bauble | $100.00 | $100.00 | 5/22/2010 6:53:31 PM |
| rockhound84 | $25.00 | $25.00 | 5/22/2010 6:17:38 PM |
| funimuni | $25.00 | $25.00 | 5/22/2010 7:08:52 PM |
| IASKGOD | $25.00 | $25.00 | 5/24/2010 8:40:09 AM |
| Kash2010lu | $25.00 | $25.00 | 5/24/2010 12:58:28 PM |
| bonafide-commitment2 | $25.00 | $25.00 | 5/24/2010 2:28:05 PM |
| Bob450 | $40.00 | $40.00 | 5/24/2010 3:07:32 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
459106
This series of Notes was issued and sold upon the funding of the borrower loan #42718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-20-2010 |
| |
Auction end date:
| May-25-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $92.78 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $92.78 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 10m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Social Worker |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $25,291 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| climber99 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
I am hard working and eager to get ahead, just need a little help to get me there. This money will be used to buy supplies for my home currently listed on the market.? I will be doing all the work myself to make the most out of the money! I am confident this will prove to be a?lucrative investment for both of us.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $50.00 | $50.00 | 5/20/2010 4:09:39 PM |
| Avala | $50.00 | $50.00 | 5/20/2010 4:12:25 PM |
| ddog0224 | $25.00 | $25.00 | 5/20/2010 4:13:51 PM |
| hrubinst | $25.00 | $25.00 | 5/20/2010 4:12:09 PM |
| SNH | $50.00 | $50.00 | 5/20/2010 4:19:35 PM |
| wayman | $25.00 | $25.00 | 5/20/2010 4:14:13 PM |
| money-bauble | $200.00 | $200.00 | 5/20/2010 4:16:36 PM |
| flexible-value | $26.00 | $26.00 | 5/20/2010 4:17:36 PM |
| economy-producer | $25.00 | $25.00 | 5/20/2010 4:17:48 PM |
| special-truth | $50.00 | $50.00 | 5/20/2010 6:42:12 PM |
| cloud8 | $30.00 | $30.00 | 5/20/2010 8:36:15 PM |
| JFKPilot | $25.00 | $25.00 | 5/20/2010 9:10:49 PM |
| pure-transparency0 | $25.00 | $25.00 | 5/21/2010 9:05:47 AM |
| loot-duckling | $50.00 | $50.00 | 5/21/2010 9:38:30 AM |
| SimpleChoice | $25.00 | $25.00 | 5/21/2010 9:42:07 AM |
| wonderfulwyo | $25.00 | $25.00 | 5/21/2010 9:39:19 AM |
| peace-missile | $25.00 | $25.00 | 5/21/2010 11:31:39 AM |
| Carpetkid | $25.00 | $25.00 | 5/21/2010 10:17:38 AM |
| macgeek | $50.00 | $50.00 | 5/21/2010 10:18:12 AM |
| rancher7 | $25.00 | $25.00 | 5/21/2010 12:23:30 PM |
| rudyindc | $25.00 | $25.00 | 5/21/2010 12:26:54 PM |
| Ocean713 | $50.00 | $50.00 | 5/22/2010 11:12:13 AM |
| kg4otl | $25.00 | $25.00 | 5/22/2010 2:42:21 PM |
| sc5 | $50.00 | $50.00 | 5/23/2010 6:13:44 AM |
| TennSquire | $25.00 | $25.00 | 5/23/2010 1:41:19 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/23/2010 3:27:43 PM |
| mmczech76 | $25.00 | $25.00 | 5/23/2010 12:29:51 PM |
| serene-capital | $25.00 | $25.00 | 5/24/2010 5:13:29 PM |
| worth-arch | $25.00 | $25.00 | 5/20/2010 4:11:24 PM |
| dinero-speaker | $25.00 | $25.00 | 5/20/2010 4:12:35 PM |
| rescue | $50.00 | $50.00 | 5/20/2010 4:14:22 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/20/2010 4:11:14 PM |
| Weaverville | $50.00 | $50.00 | 5/20/2010 4:16:50 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/20/2010 4:12:02 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/20/2010 4:12:49 PM |
| Phantom99 | $25.00 | $25.00 | 5/20/2010 4:13:05 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/20/2010 4:13:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/20/2010 4:13:13 PM |
| JGB | $25.00 | $25.00 | 5/20/2010 5:41:23 PM |
| Bank_Of_XL | $100.00 | $100.00 | 5/20/2010 6:43:34 PM |
| kmr2 | $25.00 | $25.00 | 5/21/2010 4:40:49 AM |
| LiquidLender | $25.00 | $25.00 | 5/20/2010 8:55:37 PM |
| ichibon | $75.00 | $75.00 | 5/21/2010 3:20:45 AM |
| camaraderi-workhorse | $30.00 | $30.00 | 5/21/2010 9:37:46 AM |
| proper-penny7 | $50.00 | $50.00 | 5/21/2010 9:38:22 AM |
| top-historic-peso | $25.00 | $25.00 | 5/21/2010 9:38:41 AM |
| inspired-duty5 | $55.00 | $55.00 | 5/21/2010 8:15:59 AM |
| bold-durability-drum | $50.00 | $50.00 | 5/21/2010 9:30:49 AM |
| independent-revenue4 | $50.00 | $50.00 | 5/21/2010 9:39:01 AM |
| UncleScroogeDMD | $100.00 | $100.00 | 5/21/2010 11:40:56 AM |
| speedy-point | $25.00 | $25.00 | 5/21/2010 12:15:45 PM |
| bchen78875 | $25.00 | $25.00 | 5/21/2010 4:26:49 PM |
| JustMee | $25.00 | $25.00 | 5/21/2010 6:48:58 PM |
| sarisai | $63.00 | $63.00 | 5/22/2010 1:54:36 PM |
| riproaringrapids | $25.00 | $25.00 | 5/23/2010 1:51:18 AM |
| david5000 | $50.00 | $50.00 | 5/23/2010 9:31:43 AM |
| dinero-festivity2 | $100.00 | $69.00 | 5/23/2010 12:17:35 PM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 5:47:52 AM |
| golden-wealth2 | $50.00 | $50.00 | 5/24/2010 1:21:38 PM |
| balanced-balance6 | $27.00 | $27.00 | 5/25/2010 6:05:03 AM |
| 60 bids
|
Borrower Payment Dependent Notes Series
459390
This series of Notes was issued and sold upon the funding of the borrower loan #42645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-20-2010 |
| |
Auction end date:
| May-24-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1994 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 7m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,194 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 52% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lovely-benefit1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
720-739
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dws2380 | $25.00 | $25.00 | 5/20/2010 4:08:09 PM |
| asset-professor | $32.40 | $32.40 | 5/20/2010 4:08:43 PM |
| lendstats_com | $25.00 | $25.00 | 5/20/2010 4:09:29 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 5/20/2010 4:09:50 PM |
| Jonb6919 | $25.00 | $25.00 | 5/20/2010 4:08:35 PM |
| tedsrfdude | $25.00 | $25.00 | 5/20/2010 4:16:10 PM |
| personal-lender | $25.00 | $25.00 | 5/20/2010 4:11:50 PM |
| flexible-value | $25.00 | $25.00 | 5/20/2010 4:17:41 PM |
| love-interest | $25.00 | $25.00 | 5/20/2010 4:18:01 PM |
| commerce-voyager | $25.00 | $25.00 | 5/20/2010 4:18:46 PM |
| villagers | $25.00 | $25.00 | 5/20/2010 4:19:18 PM |
| Share_The_Wealth | $25.53 | $25.53 | 5/20/2010 4:20:07 PM |
| calkidd05 | $25.00 | $25.00 | 5/20/2010 4:20:12 PM |
| AF-Chief | $28.00 | $28.00 | 5/20/2010 4:57:14 PM |
| desertoasis | $25.00 | $25.00 | 5/20/2010 4:16:18 PM |
| Comoparklender | $25.00 | $25.00 | 5/20/2010 5:06:27 PM |
| Phantom99 | $25.00 | $25.00 | 5/20/2010 4:18:22 PM |
| Artist_Blue | $25.00 | $25.00 | 5/20/2010 4:18:33 PM |
| stock106 | $30.00 | $30.00 | 5/20/2010 4:19:09 PM |
| DcUnited | $25.00 | $25.00 | 5/20/2010 4:19:20 PM |
| benwalla | $50.00 | $50.00 | 5/20/2010 4:18:19 PM |
| hizzy | $25.00 | $25.00 | 5/20/2010 5:40:41 PM |
| DeutscheBank | $25.00 | $25.00 | 5/20/2010 4:20:17 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/20/2010 4:18:49 PM |
| autonomous-truth | $25.00 | $25.00 | 5/20/2010 4:19:04 PM |
| benefit-squirrel | $25.00 | $25.00 | 5/20/2010 4:19:10 PM |
| bonus-zone | $25.00 | $25.00 | 5/20/2010 5:46:13 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/20/2010 4:19:46 PM |
| eronyc | $25.00 | $25.00 | 5/20/2010 4:19:57 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/20/2010 4:20:11 PM |
| Dreams4Cash | $25.00 | $25.00 | 5/20/2010 5:06:28 PM |
| treasure-bliss | $100.00 | $100.00 | 5/20/2010 5:06:58 PM |
| responsive-rate884 | $25.00 | $25.00 | 5/20/2010 6:56:31 PM |
| CASHGIRL | $25.00 | $25.00 | 5/20/2010 7:56:28 PM |
| kmr2 | $27.19 | $27.19 | 5/20/2010 8:00:46 PM |
| dschaaf | $25.00 | $25.00 | 5/20/2010 5:40:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/20/2010 5:40:09 PM |
| 371millwood | $300.00 | $300.00 | 5/20/2010 8:59:07 PM |
| elegant-bonus | $25.00 | $25.00 | 5/20/2010 5:56:53 PM |
| funds-finder8 | $25.00 | $25.00 | 5/20/2010 6:11:48 PM |
| reflective-rupee | $50.00 | $50.00 | 5/20/2010 7:50:59 PM |
| NR | $25.00 | $25.00 | 5/20/2010 7:56:29 PM |
| HedgeFund | $25.00 | $25.00 | 5/20/2010 6:56:14 PM |
| golffish2 | $100.00 | $100.00 | 5/21/2010 5:18:41 AM |
| lend2end | $25.00 | $17.77 | 5/20/2010 10:35:40 PM |
| DasMula | $25.00 | $25.00 | 5/21/2010 8:14:56 AM |
| coachmike15 | $25.00 | $25.00 | 5/20/2010 8:45:47 PM |
| order-bee1 | $75.00 | $75.00 | 5/21/2010 12:16:32 AM |
| MartialKid81 | $25.00 | $25.00 | 5/21/2010 6:13:05 AM |
| lucrative-loan | $45.75 | $45.75 | 5/21/2010 9:37:39 AM |
| encore739 | $25.00 | $25.00 | 5/21/2010 9:06:25 AM |
| reflective-rupee | $200.00 | $200.00 | 5/21/2010 11:58:03 AM |
| foothillender | $25.00 | $25.00 | 5/21/2010 12:39:47 PM |
| SignatureCapital | $25.00 | $25.00 | 5/21/2010 5:36:56 PM |
| monstersdad | $50.00 | $50.00 | 5/21/2010 4:31:41 PM |
| natural-credit328 | $25.00 | $25.00 | 5/21/2010 9:00:34 PM |
| glroark | $50.00 | $50.00 | 5/22/2010 8:15:28 AM |
| scoobiedoo | $25.00 | $25.00 | 5/21/2010 9:44:36 PM |
| courteous-bazaar | $200.00 | $200.00 | 5/23/2010 9:30:04 AM |
| 113121 | $25.00 | $25.00 | 5/24/2010 9:59:15 AM |
| brilliant-balance | $25.00 | $25.00 | 5/24/2010 8:40:35 AM |
| penny-surgeon | $25.00 | $25.00 | 5/24/2010 11:49:24 AM |
| ekmendenhall | $35.00 | $35.00 | 5/20/2010 4:08:20 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/20/2010 4:08:48 PM |
| basis-prodigy | $25.00 | $25.00 | 5/20/2010 4:13:58 PM |
| market-walnut5 | $50.00 | $50.00 | 5/20/2010 4:14:02 PM |
| platinum-genetics | $50.00 | $50.00 | 5/20/2010 4:14:05 PM |
| oldmora | $26.29 | $26.29 | 5/20/2010 4:08:36 PM |
| successful-euro | $40.00 | $40.00 | 5/20/2010 4:09:41 PM |
| jml3482 | $25.00 | $25.00 | 5/20/2010 4:10:07 PM |
| S-Master | $25.00 | $25.00 | 5/20/2010 4:10:34 PM |
| reward-adventure | $30.00 | $30.00 | 5/20/2010 4:11:31 PM |
| orderly-leverage | $30.00 | $30.00 | 5/20/2010 4:11:34 PM |
| actvtrdr | $35.00 | $35.00 | 5/20/2010 4:11:38 PM |
| JGB | $25.00 | $25.00 | 5/20/2010 4:11:41 PM |
| Rattlehead | $25.00 | $25.00 | 5/20/2010 4:11:52 PM |
| worth-arch | $25.00 | $25.00 | 5/20/2010 4:11:28 PM |
| the-gold-quark | $25.00 | $25.00 | 5/20/2010 4:17:09 PM |
| greenwell | $25.00 | $25.00 | 5/20/2010 4:13:35 PM |
| yeti888 | $25.00 | $25.00 | 5/20/2010 4:19:22 PM |
| SNH | $50.00 | $50.00 | 5/20/2010 4:19:30 PM |
| life-is-great | $25.00 | $25.00 | 5/20/2010 4:19:51 PM |
| A007 | $25.00 | $25.00 | 5/20/2010 4:20:03 PM |
| Zingaro | $25.00 | $25.00 | 5/20/2010 4:20:25 PM |
| finance-prescription | $50.00 | $50.00 | 5/20/2010 4:15:23 PM |
| g0avs3327 | $25.00 | $25.00 | 5/20/2010 4:56:59 PM |
| qwsd12 | $40.00 | $40.00 | 5/20/2010 4:17:15 PM |
| money-bauble | $75.00 | $75.00 | 5/20/2010 4:16:41 PM |
| natural-greenback6 | $25.00 | $25.00 | 5/20/2010 4:18:12 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/20/2010 4:17:53 PM |
| brother_tam | $50.00 | $50.00 | 5/20/2010 4:19:17 PM |
| tinoepang | $27.00 | $27.00 | 5/20/2010 4:20:06 PM |
| mercuriant | $25.00 | $25.00 | 5/20/2010 4:26:44 PM |
| kind-bill-supporter | $34.07 | $34.07 | 5/20/2010 4:57:43 PM |
| mtandb | $25.00 | $25.00 | 5/20/2010 5:16:44 PM |
| turbolozano | $25.00 | $25.00 | 5/20/2010 10:35:39 PM |
| special-truth | $50.00 | $50.00 | 5/20/2010 6:42:38 PM |
| SkepticalBen | $25.00 | $25.00 | 5/20/2010 7:25:42 PM |
| cbz | $25.00 | $25.00 | 5/20/2010 8:20:42 PM |
| loan-fate | $50.00 | $50.00 | 5/21/2010 5:06:41 AM |
| SDNLR | $25.00 | $25.00 | 5/20/2010 7:25:44 PM |
| reflective-rupee | $50.00 | $50.00 | 5/20/2010 7:51:08 PM |
| vine99 | $65.00 | $65.00 | 5/20/2010 9:42:41 PM |
| cashhelp | $25.00 | $25.00 | 5/21/2010 5:06:22 AM |
| JustMee | $25.00 | $25.00 | 5/21/2010 6:35:31 AM |
| goldlender | $25.00 | $25.00 | 5/21/2010 7:55:45 AM |
| wwwUniversal | $25.00 | $25.00 | 5/21/2010 9:41:08 AM |
| Wachocia | $25.00 | $25.00 | 5/21/2010 8:11:15 AM |
| careful-compassion | $25.00 | $25.00 | 5/21/2010 8:51:04 AM |
| buffalobills | $25.00 | $25.00 | 5/21/2010 8:39:44 AM |
| golffish2 | $100.00 | $100.00 | 5/21/2010 10:15:57 AM |
| cognizant-rate732 | $50.00 | $50.00 | 5/21/2010 1:17:11 PM |
| interstellar | $50.00 | $50.00 | 5/21/2010 4:26:16 PM |
| s270 | $25.00 | $25.00 | 5/22/2010 10:27:22 AM |
| spiff666 | $25.00 | $25.00 | 5/23/2010 8:01:11 AM |
| CSinvestments | $25.00 | $25.00 | 5/23/2010 10:33:28 AM |
| SFBank | $200.00 | $200.00 | 5/23/2010 5:56:33 PM |
| marwadi-62 | $50.00 | $50.00 | 5/23/2010 5:21:13 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 5/23/2010 5:39:06 PM |
| golffish2 | $200.00 | $200.00 | 5/24/2010 4:32:44 AM |
| irrelevant | $25.00 | $25.00 | 5/24/2010 7:53:22 AM |
| wlm3012 | $25.00 | $25.00 | 5/24/2010 5:56:48 AM |
| SignatureCapital | $25.00 | $25.00 | 5/24/2010 11:03:20 AM |
| 123 bids
|
Borrower Payment Dependent Notes Series
459710
This series of Notes was issued and sold upon the funding of the borrower loan #42697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-24-2010 |
| |
Auction end date:
| May-25-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
7 | Length of status: | 17y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 53 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Larraybee |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
700-719
(Feb-2010)
640-659
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Vacation
Purpose of loan:
I want this loan to pay?for a?special vacation for my son who autistic??
expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 659.00
??Other expenses: $ o
Monthly net income: $ 3833.00
Monthly expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $?659.00
??Other expenses: $ o
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RMB-Investments | $25.00 | $25.00 | 5/24/2010 3:48:57 PM |
| A007 | $25.00 | $25.00 | 5/24/2010 3:51:38 PM |
| cablenews | $25.00 | $25.00 | 5/24/2010 3:52:28 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/24/2010 3:54:09 PM |
| SBT | $25.00 | $19.55 | 5/24/2010 3:54:20 PM |
| ekmendenhall | $35.00 | $35.00 | 5/24/2010 3:49:17 PM |
| ah-long | $25.00 | $25.00 | 5/24/2010 3:49:42 PM |
| famous-bill | $50.00 | $50.00 | 5/24/2010 3:51:30 PM |
| meteoric-trade | $25.00 | $25.00 | 5/24/2010 3:52:06 PM |
| tjone69 | $30.00 | $30.00 | 5/24/2010 3:52:31 PM |
| vmann | $25.00 | $25.00 | 5/24/2010 3:52:35 PM |
| sankyu | $25.00 | $25.00 | 5/24/2010 3:52:41 PM |
| DDHMoney | $25.00 | $25.00 | 5/24/2010 3:51:54 PM |
| winslowdad | $25.00 | $25.00 | 5/24/2010 3:52:30 PM |
| open-minded-fund9 | $50.00 | $50.00 | 5/24/2010 3:52:40 PM |
| Caerus | $25.00 | $25.00 | 5/24/2010 3:53:47 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/24/2010 3:54:13 PM |
| alexgalt | $100.00 | $100.00 | 5/24/2010 4:12:07 PM |
| reflective-rupee | $100.00 | $100.00 | 5/24/2010 4:34:43 PM |
| JustMee | $25.00 | $25.00 | 5/24/2010 5:22:46 PM |
| pietro_torna_indietro | $40.45 | $40.45 | 5/24/2010 10:21:43 PM |
| lcole32 | $25.00 | $25.00 | 5/24/2010 3:50:52 PM |
| rate-supporter | $25.00 | $25.00 | 5/24/2010 3:51:57 PM |
| Casman8815 | $25.00 | $25.00 | 5/24/2010 3:52:03 PM |
| _wally_ | $25.00 | $25.00 | 5/24/2010 3:52:22 PM |
| jldallover | $25.00 | $25.00 | 5/24/2010 3:52:37 PM |
| barefootpaul | $25.00 | $25.00 | 5/24/2010 3:49:44 PM |
| burrito6 | $25.00 | $25.00 | 5/24/2010 3:52:00 PM |
| gimincorp | $25.00 | $25.00 | 5/24/2010 3:52:25 PM |
| Buffer10 | $25.00 | $25.00 | 5/24/2010 3:54:04 PM |
| fortytwo | $200.00 | $200.00 | 5/24/2010 3:49:33 PM |
| selfmademan | $25.00 | $25.00 | 5/24/2010 3:50:54 PM |
| feedpaulyfaster | $25.00 | $25.00 | 5/24/2010 3:52:14 PM |
| Redmond | $25.00 | $25.00 | 5/24/2010 3:53:55 PM |
| reward-adventure | $25.00 | $25.00 | 5/24/2010 3:53:59 PM |
| frugalinvestor20 | $25.00 | $25.00 | 5/24/2010 4:03:02 PM |
| twjh | $25.00 | $25.00 | 5/24/2010 4:30:24 PM |
| twjh | $25.00 | $25.00 | 5/24/2010 4:51:13 PM |
| SolarMoonshine | $100.00 | $100.00 | 5/24/2010 5:49:41 PM |
| big_balla | $25.00 | $25.00 | 5/24/2010 8:37:06 PM |
| SeeksValue | $25.00 | $25.00 | 5/24/2010 10:31:55 PM |
| 41 bids
|