Sales Report:Supplement No. 202 dated May 21, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
456187
This series of Notes was issued and sold upon the funding of the borrower loan #42581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1991 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 3m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 3 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| cash-secret-agent7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off car and gas bill
Purpose of loan:
I need to pay off my car so I will not have a car payment anymore. The payments are too high and a consolidated loan through Prosper will bring that payment down that I would owe every month.?(I owe $2600) I also need to pay off my heating bill which was higher this year. ($900)?
My financial situation:
I have good credit and no other outstanding debts.I get my retirement every month on the second tuesday. My rent is $135 a month and I have not other outstanding debts.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kindness-percolator5 | $25.00 | $25.00 | 4/28/2010 5:17:27 PM |
| Redmond | $25.00 | $25.00 | 4/28/2010 5:18:03 PM |
| SBT | $25.00 | $25.00 | 4/28/2010 5:18:28 PM |
| terrific-fund5 | $25.00 | $25.00 | 4/28/2010 5:18:40 PM |
| r0b3m4n | $25.00 | $25.00 | 4/28/2010 5:18:58 PM |
| newgroom422 | $25.00 | $25.00 | 4/28/2010 5:19:02 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 5:18:23 PM |
| kellydawn | $25.00 | $25.00 | 4/28/2010 5:18:43 PM |
| responsive-transaction8 | $25.00 | $25.00 | 4/28/2010 5:18:54 PM |
| phredd | $25.00 | $25.00 | 4/28/2010 5:19:06 PM |
| alextvilla | $25.00 | $25.00 | 4/28/2010 5:24:45 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 4/28/2010 5:25:16 PM |
| Coppermaven | $25.00 | $25.00 | 4/28/2010 5:24:42 PM |
| rosario1 | $25.00 | $25.00 | 4/28/2010 5:27:34 PM |
| finance-keeper4 | $25.00 | $25.00 | 4/28/2010 5:25:20 PM |
| rock-turner | $25.00 | $25.00 | 4/28/2010 5:25:38 PM |
| martinnc | $25.00 | $25.00 | 4/28/2010 5:25:43 PM |
| unforgettable-moola1 | $25.00 | $25.00 | 4/28/2010 5:25:49 PM |
| nanda | $25.00 | $25.00 | 4/28/2010 5:26:08 PM |
| burrito6 | $25.00 | $25.00 | 4/28/2010 5:17:20 PM |
| handy-justice | $50.00 | $50.00 | 4/28/2010 5:17:39 PM |
| skuba | $25.00 | $25.00 | 4/28/2010 5:17:47 PM |
| beyondmanagement | $25.00 | $25.00 | 4/28/2010 5:17:51 PM |
| Caerus | $25.00 | $25.00 | 4/28/2010 5:17:55 PM |
| reward-adventure | $25.00 | $25.00 | 4/28/2010 5:18:06 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/28/2010 5:18:21 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:18:55 PM |
| gustavzantanon | $25.00 | $25.00 | 4/28/2010 5:45:17 PM |
| time4aloan | $25.00 | $25.00 | 4/28/2010 5:48:42 PM |
| IIP77 | $25.00 | $25.00 | 4/28/2010 5:24:16 PM |
| selfmademan | $25.00 | $25.00 | 4/28/2010 6:04:57 PM |
| MM1207 | $25.00 | $25.00 | 4/28/2010 5:25:17 PM |
| Dreams4Cash | $25.00 | $25.00 | 4/28/2010 5:25:27 PM |
| Cash_Angel | $25.00 | $25.00 | 4/28/2010 5:25:53 PM |
| anton | $73.20 | $73.20 | 4/28/2010 5:25:58 PM |
| helping-out | $35.00 | $35.00 | 4/28/2010 5:26:04 PM |
| m_srini | $50.00 | $50.00 | 4/28/2010 5:41:41 PM |
| Doug1043 | $25.00 | $25.00 | 4/28/2010 9:57:40 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/28/2010 7:32:44 PM |
| charlieok | $25.00 | $25.00 | 4/29/2010 11:38:41 AM |
| income-rocker2 | $77.84 | $77.84 | 4/29/2010 12:28:38 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:22 AM |
| reflective-rupee | $100.00 | $100.00 | 4/29/2010 3:09:15 PM |
| reflective-rupee | $100.00 | $100.00 | 4/29/2010 3:09:30 PM |
| market-pudding | $25.00 | $25.00 | 4/29/2010 11:27:52 AM |
| Midwestvalues | $200.00 | $200.00 | 4/28/2010 5:17:31 PM |
| Diamond_Jim | $25.00 | $25.00 | 4/28/2010 5:17:36 PM |
| inspiring-reward | $150.00 | $150.00 | 4/28/2010 5:17:45 PM |
| comicdoc | $25.00 | $25.00 | 4/28/2010 5:18:26 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/28/2010 5:17:43 PM |
| autonomous-truth | $75.00 | $75.00 | 4/28/2010 5:17:58 PM |
| cablenews | $25.00 | $25.00 | 4/28/2010 5:18:13 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/28/2010 5:18:32 PM |
| The_Secret | $35.00 | $35.00 | 4/28/2010 5:18:44 PM |
| S-Master | $25.00 | $25.00 | 4/28/2010 5:18:49 PM |
| HenryS | $25.00 | $25.00 | 4/28/2010 5:18:53 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:24:42 PM |
| KrazyCelticKid | $25.00 | $25.00 | 4/28/2010 5:25:23 PM |
| indomitable-dedication | $25.00 | $25.00 | 4/28/2010 5:25:51 PM |
| bassman2 | $25.00 | $25.00 | 4/28/2010 5:27:02 PM |
| income-pillow | $25.00 | $25.00 | 4/28/2010 5:24:47 PM |
| aesop56 | $75.00 | $75.00 | 4/28/2010 5:27:31 PM |
| Tammy102800 | $25.00 | $25.00 | 4/28/2010 5:25:25 PM |
| tjone69 | $30.00 | $30.00 | 4/28/2010 5:25:32 PM |
| zone6 | $36.96 | $36.96 | 4/28/2010 5:27:06 PM |
| social-conductor4 | $25.00 | $25.00 | 4/28/2010 5:17:17 PM |
| independent-leverage6 | $25.00 | $25.00 | 4/28/2010 5:17:24 PM |
| samo102us | $25.00 | $25.00 | 4/28/2010 5:44:38 PM |
| 108lender | $75.00 | $75.00 | 4/28/2010 5:18:08 PM |
| winslowdad | $25.00 | $25.00 | 4/28/2010 5:18:11 PM |
| Buffer10 | $25.00 | $25.00 | 4/28/2010 5:18:17 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/28/2010 5:18:38 PM |
| gelidfrank | $25.00 | $25.00 | 4/28/2010 5:18:46 PM |
| ingenious-truth0 | $25.00 | $25.00 | 4/28/2010 5:19:01 PM |
| marketplace-buckeye | $25.00 | $25.00 | 4/28/2010 5:19:03 PM |
| Coarch | $25.00 | $25.00 | 4/28/2010 5:25:24 PM |
| vmann | $25.00 | $25.00 | 4/28/2010 5:25:30 PM |
| Imagineer | $25.00 | $25.00 | 4/28/2010 5:25:55 PM |
| LuvToLend | $25.00 | $25.00 | 4/28/2010 5:26:02 PM |
| p2ploan-leaper | $25.00 | $25.00 | 4/28/2010 6:04:22 PM |
| HHP | $25.00 | $25.00 | 4/28/2010 8:59:07 PM |
| swoosh | $25.00 | $25.00 | 4/28/2010 9:07:54 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/29/2010 6:06:48 AM |
| Gibbyland | $36.01 | $36.01 | 4/28/2010 6:04:50 PM |
| MTlender | $25.00 | $25.00 | 4/28/2010 7:12:43 PM |
| transaction-eclipse | $25.00 | $25.00 | 4/29/2010 9:35:07 AM |
| direct-yield | $25.00 | $25.00 | 4/29/2010 9:33:58 AM |
| upright-revenue7 | $25.00 | $25.00 | 4/29/2010 9:35:00 AM |
| jldallover | $25.00 | $25.00 | 4/29/2010 2:47:56 AM |
| atomantic | $25.00 | $25.00 | 4/29/2010 12:44:08 PM |
| gotjack | $25.00 | $25.00 | 4/29/2010 8:03:15 AM |
| steady-penny1 | $25.00 | $25.00 | 4/29/2010 2:04:25 PM |
| falcon88dp | $25.00 | $25.00 | 4/29/2010 2:08:05 PM |
| js44043 | $25.00 | $25.00 | 4/29/2010 9:33:26 AM |
| reflective-rupee | $100.00 | $100.00 | 4/29/2010 9:37:09 AM |
| reflective-rupee | $125.00 | $100.99 | 4/29/2010 3:09:52 PM |
| five-star-note | $25.00 | $25.00 | 4/29/2010 10:19:15 AM |
| DasMula | $25.00 | $25.00 | 4/29/2010 2:15:43 PM |
| reflective-rupee | $100.00 | $100.00 | 4/29/2010 3:08:56 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
456741
This series of Notes was issued and sold upon the funding of the borrower loan #42604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 11.80% |
Starting borrower rate/APR:
| 12.80% / 14.94% |
Starting monthly payment:
| $201.59 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 3.99% - 11.80% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 8m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 14 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,050 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| jzief128 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term loan for selling car
I am looking for a short-term loan to pay off my currently financed vehicle so that I can sell it?myself (instead of trading it in).? Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 5/12/2010 4:11:11 PM |
| DukSerduk | $25.00 | $25.00 | 5/12/2010 4:14:28 PM |
| kulender | $25.00 | $25.00 | 5/12/2010 4:14:35 PM |
| money-surge1 | $25.00 | $25.00 | 5/12/2010 4:14:45 PM |
| GiantAardvark | $25.00 | $25.00 | 5/12/2010 4:14:48 PM |
| F16Pilot | $25.00 | $25.00 | 5/12/2010 4:12:38 PM |
| afotherg | $25.00 | $25.00 | 5/12/2010 4:14:53 PM |
| gold-disk | $100.00 | $100.00 | 5/12/2010 4:15:21 PM |
| Avala | $50.00 | $50.00 | 5/12/2010 4:15:50 PM |
| credit-scout7 | $30.00 | $30.00 | 5/12/2010 4:13:53 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/12/2010 4:14:23 PM |
| Daneistes | $100.00 | $100.00 | 5/12/2010 4:14:26 PM |
| power-defender7 | $25.00 | $25.00 | 5/12/2010 4:16:45 PM |
| JGB | $25.00 | $25.00 | 5/12/2010 4:14:39 PM |
| GElender | $50.00 | $50.00 | 5/12/2010 4:16:50 PM |
| syounker | $25.00 | $25.00 | 5/12/2010 4:17:42 PM |
| Orbits | $25.00 | $25.00 | 5/12/2010 4:17:55 PM |
| meux99 | $25.00 | $25.00 | 5/12/2010 4:10:52 PM |
| dharma1 | $25.00 | $25.00 | 5/12/2010 4:11:02 PM |
| steady-gain5 | $25.00 | $25.00 | 5/12/2010 4:18:27 PM |
| locofuego | $50.00 | $50.00 | 5/12/2010 4:18:43 PM |
| radforj22 | $50.00 | $50.00 | 5/12/2010 4:11:53 PM |
| _wally_ | $50.00 | $50.00 | 5/12/2010 4:16:49 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/12/2010 4:12:01 PM |
| Merganser | $25.00 | $25.00 | 5/12/2010 4:12:08 PM |
| TheMan | $25.00 | $25.00 | 5/12/2010 4:12:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/12/2010 4:18:11 PM |
| Castellan | $25.00 | $25.00 | 5/12/2010 4:18:38 PM |
| Aegean | $25.00 | $0.77 | 5/12/2010 4:19:01 PM |
| meenan | $25.00 | $25.00 | 5/12/2010 4:14:16 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/12/2010 4:14:42 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/12/2010 4:15:02 PM |
| castleman | $25.00 | $25.00 | 5/12/2010 4:15:35 PM |
| dinero-speaker | $25.00 | $25.00 | 5/12/2010 4:15:57 PM |
| Ivan2007 | $25.00 | $25.00 | 5/12/2010 4:16:36 PM |
| jhuang617 | $26.52 | $26.52 | 5/12/2010 4:17:38 PM |
| StrongMonty | $25.68 | $25.68 | 5/12/2010 5:53:48 PM |
| noble-power286 | $25.00 | $25.00 | 5/12/2010 4:18:36 PM |
| selector568 | $400.00 | $400.00 | 5/14/2010 8:59:26 AM |
| ecstatic-platinum7 | $25.00 | $25.00 | 5/14/2010 9:26:39 AM |
| makosdJR02 | $28.29 | $28.29 | 5/14/2010 1:33:35 PM |
| TakeCare | $50.00 | $50.00 | 5/14/2010 1:56:15 PM |
| RandyL3 | $99.00 | $99.00 | 5/14/2010 6:26:07 PM |
| SCD | $25.00 | $25.00 | 5/15/2010 4:46:20 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/15/2010 10:41:02 AM |
| Kerrysbay | $50.00 | $50.00 | 5/16/2010 5:10:31 AM |
| uvm1978 | $140.00 | $140.00 | 5/16/2010 5:59:36 AM |
| Lender0307 | $25.00 | $25.00 | 5/16/2010 8:54:27 PM |
| satisfying-durability | $25.00 | $25.00 | 5/17/2010 11:00:45 AM |
| freeroll14 | $28.00 | $28.00 | 5/17/2010 11:29:38 AM |
| kwan | $75.00 | $75.00 | 5/17/2010 1:01:12 PM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 4:19:33 PM |
| lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:05:47 PM |
| greenback-octave | $25.00 | $25.00 | 5/17/2010 7:51:22 PM |
| natural-affluence4 | $25.00 | $25.00 | 5/17/2010 7:47:21 PM |
| debt-legend | $25.00 | $25.00 | 5/17/2010 9:48:26 PM |
| julijask | $35.00 | $35.00 | 5/18/2010 12:07:34 PM |
| Jarod213 | $25.00 | $25.00 | 5/18/2010 11:22:33 AM |
| JerryB96 | $25.00 | $25.00 | 5/18/2010 1:27:16 PM |
| hunterMG | $25.00 | $25.00 | 5/18/2010 4:52:42 PM |
| plouie | $25.00 | $25.00 | 5/18/2010 7:59:19 PM |
| lakefront5 | $50.00 | $50.00 | 5/18/2010 6:33:35 PM |
| FundMaker | $25.00 | $25.00 | 5/18/2010 7:07:12 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/18/2010 9:18:48 PM |
| market-pudding | $25.00 | $25.00 | 5/18/2010 10:41:35 PM |
| mansim | $37.87 | $37.87 | 5/18/2010 10:54:19 PM |
| proton346 | $25.00 | $25.00 | 5/19/2010 12:55:50 AM |
| blissful-penny | $50.00 | $50.00 | 5/18/2010 10:50:12 PM |
| point-mastery | $25.00 | $25.00 | 5/19/2010 12:07:27 AM |
| Richmp412 | $25.00 | $25.00 | 5/19/2010 7:17:37 AM |
| kgeezy | $100.00 | $100.00 | 5/19/2010 6:27:27 AM |
| Helping-One-Another | $100.00 | $100.00 | 5/19/2010 8:40:29 AM |
| witness18 | $200.00 | $200.00 | 5/19/2010 8:10:28 AM |
| blackstar | $25.00 | $25.00 | 5/19/2010 9:08:22 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 5/19/2010 9:54:31 AM |
| rapid-currency | $56.45 | $56.45 | 5/19/2010 12:04:05 PM |
| Patrician | $29.05 | $29.05 | 5/19/2010 2:27:24 PM |
| rmpedi33 | $200.00 | $200.00 | 5/19/2010 2:41:17 PM |
| aspareteam | $50.00 | $50.00 | 5/19/2010 3:53:03 PM |
| StocksMan | $50.00 | $50.00 | 5/19/2010 4:05:02 PM |
| life-is-great | $25.00 | $25.00 | 5/12/2010 4:12:11 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/12/2010 4:10:59 PM |
| Marathoner | $25.00 | $25.00 | 5/12/2010 4:13:59 PM |
| delicious-social132 | $40.00 | $40.00 | 5/12/2010 4:14:11 PM |
| mlopez2007 | $50.00 | $50.00 | 5/12/2010 4:11:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/12/2010 4:12:23 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/12/2010 4:12:24 PM |
| generous-deal6 | $25.00 | $25.00 | 5/12/2010 4:12:45 PM |
| hrubinst | $25.00 | $25.00 | 5/12/2010 4:15:38 PM |
| harty | $60.00 | $60.00 | 5/12/2010 4:13:57 PM |
| evnagelist | $25.00 | $25.00 | 5/12/2010 4:14:05 PM |
| investment-network | $25.00 | $25.00 | 5/12/2010 4:16:20 PM |
| Phantom99 | $25.00 | $25.00 | 5/12/2010 4:16:28 PM |
| hookUup | $25.00 | $25.00 | 5/12/2010 4:14:57 PM |
| active-market | $100.00 | $100.00 | 5/12/2010 4:16:59 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/12/2010 4:17:45 PM |
| virtualbank | $25.00 | $25.00 | 5/12/2010 4:17:49 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/12/2010 4:11:38 PM |
| loanfairy | $50.00 | $50.00 | 5/12/2010 4:18:54 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/12/2010 4:11:47 PM |
| turbospeed | $25.00 | $25.00 | 5/12/2010 4:16:54 PM |
| alaco | $25.00 | $25.00 | 5/12/2010 4:17:03 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/12/2010 4:17:31 PM |
| worth-arch | $25.00 | $25.00 | 5/12/2010 4:12:33 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/12/2010 4:17:58 PM |
| truth-image | $50.00 | $50.00 | 5/12/2010 4:14:08 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/12/2010 4:15:09 PM |
| seabass123 | $25.00 | $25.00 | 5/12/2010 4:17:11 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/12/2010 4:17:22 PM |
| tntmojave | $25.00 | $25.00 | 5/12/2010 4:17:30 PM |
| beachfunder | $25.00 | $25.00 | 5/13/2010 11:42:45 AM |
| interstellar | $50.00 | $50.00 | 5/14/2010 12:58:06 AM |
| peb44 | $25.00 | $25.00 | 5/14/2010 7:58:25 AM |
| Loan2save | $43.33 | $43.33 | 5/14/2010 4:04:14 AM |
| dproxima | $25.00 | $25.00 | 5/14/2010 5:56:37 PM |
| billnsc | $25.00 | $25.00 | 5/15/2010 5:07:30 AM |
| Catalina_Enterprises | $50.00 | $50.00 | 5/15/2010 2:36:01 PM |
| captainzero | $100.00 | $100.00 | 5/16/2010 10:54:24 AM |
| cac1966 | $25.11 | $25.11 | 5/16/2010 2:25:52 PM |
| tankapotamus | $50.00 | $50.00 | 5/18/2010 5:55:34 AM |
| erowis | $25.00 | $25.00 | 5/18/2010 1:18:00 PM |
| OoM | $25.00 | $25.00 | 5/18/2010 4:43:12 PM |
| lucygirl2 | $50.00 | $50.00 | 5/18/2010 4:49:54 PM |
| StreetJustice | $100.00 | $100.00 | 5/18/2010 4:54:47 PM |
| Dskillz | $25.00 | $25.00 | 5/18/2010 7:20:39 PM |
| happyinvester | $25.00 | $25.00 | 5/18/2010 8:09:18 PM |
| integrity-cowbell | $25.00 | $25.00 | 5/18/2010 8:03:17 PM |
| bowl800 | $25.00 | $25.00 | 5/18/2010 8:27:29 PM |
| JohnSmith10 | $25.00 | $25.00 | 5/18/2010 9:08:14 PM |
| Charmart | $25.00 | $25.00 | 5/19/2010 3:03:03 AM |
| smalldog | $25.00 | $25.00 | 5/19/2010 7:04:44 AM |
| Mack_Inv | $50.00 | $50.00 | 5/19/2010 5:10:43 AM |
| BrandonW | $25.00 | $25.00 | 5/19/2010 10:27:35 AM |
| LoxKid | $29.93 | $29.93 | 5/19/2010 10:21:25 AM |
| renov8n2retire | $50.00 | $50.00 | 5/19/2010 11:25:10 AM |
| trustworthy-fairness | $250.00 | $250.00 | 5/19/2010 2:41:39 PM |
| Johnab | $25.00 | $25.00 | 5/19/2010 3:32:52 PM |
| Bieling | $25.00 | $25.00 | 5/19/2010 4:03:56 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
457449
This series of Notes was issued and sold upon the funding of the borrower loan #42570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-17-2010 |
|
|
Starting lender yield:
| 13.85% |
Starting borrower rate/APR:
| 14.85% / 17.02% |
Starting monthly payment:
| $276.74 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $276.74 |
| |
|
Auction yield range:
| 5.99% - 13.85% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 8m |
|
Credit score:
| 760-779 (May-2010) |
Total credit lines:
| 31 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,802 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| reflective-euro031 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
I am a highly motivated new mom trying to consolidate some debt so that I am able to eventually work less and spend more time with my daughter.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? - DasMula
A:
Chase $1,864.00 27% $100.00,
GE $1,238.00 24% $44.00,
Best Buy $4,112.00 19% $144.00,
Citi $450.00 19% $50.00.
As you can see, this loan would enable me to pay these debts off completely in 3 years while making less of a monthly payment than I am now.
(May-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 5/10/2010 4:21:07 PM |
| selector568 | $300.00 | $300.00 | 5/10/2010 4:18:47 PM |
| generous-deal6 | $25.00 | $25.00 | 5/10/2010 4:22:30 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/10/2010 4:26:50 PM |
| hrubinst | $25.00 | $25.00 | 5/10/2010 4:27:48 PM |
| bchen78875 | $25.00 | $25.00 | 5/10/2010 4:18:30 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/10/2010 4:28:53 PM |
| seabass123 | $25.00 | $25.00 | 5/10/2010 4:33:01 PM |
| castleman | $25.00 | $25.00 | 5/10/2010 4:27:36 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:28:41 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:42 PM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 4:38:53 PM |
| Moneypenny6 | $25.00 | $25.00 | 5/10/2010 7:26:26 PM |
| 108lender | $25.00 | $25.00 | 5/11/2010 4:54:17 AM |
| Artist_Blue | $25.00 | $25.00 | 5/11/2010 4:45:24 AM |
| Panna | $25.00 | $25.00 | 5/11/2010 10:55:51 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/11/2010 8:39:35 AM |
| powerful-finance7 | $25.00 | $25.00 | 5/11/2010 3:04:47 PM |
| mmckune | $25.00 | $25.00 | 5/11/2010 3:17:19 PM |
| Havana21 | $50.00 | $50.00 | 5/11/2010 4:21:51 PM |
| mistertao | $25.00 | $25.00 | 5/11/2010 5:04:02 PM |
| Clambake | $50.00 | $50.00 | 5/11/2010 4:50:26 PM |
| money2k | $25.00 | $25.00 | 5/11/2010 8:03:59 PM |
| don8ter | $25.00 | $25.00 | 5/12/2010 4:41:16 PM |
| sentry256 | $25.00 | $25.00 | 5/12/2010 8:54:21 PM |
| pwkpwk | $25.00 | $25.00 | 5/12/2010 8:54:23 PM |
| Onesiphorus | $25.00 | $25.00 | 5/12/2010 9:09:06 PM |
| DasMula | $25.00 | $25.00 | 5/13/2010 7:50:55 AM |
| transparency-advocator | $25.00 | $25.00 | 5/13/2010 9:30:03 AM |
| omerta6102 | $31.46 | $31.46 | 5/13/2010 5:34:58 PM |
| jtradition | $30.34 | $30.34 | 5/13/2010 5:17:06 PM |
| brazilofmux | $95.32 | $95.32 | 5/13/2010 5:17:13 PM |
| Sol_Invictus | $25.00 | $25.00 | 5/13/2010 7:18:51 PM |
| Branch95 | $25.00 | $25.00 | 5/13/2010 7:30:10 PM |
| dparkhom | $25.00 | $25.00 | 5/13/2010 7:24:59 PM |
| alexstar | $25.00 | $25.00 | 5/13/2010 8:46:11 PM |
| Hotrod52 | $28.64 | $28.64 | 5/13/2010 9:27:59 PM |
| lcole32 | $25.00 | $25.00 | 5/13/2010 9:48:06 PM |
| IP | $30.60 | $30.60 | 5/14/2010 12:38:27 AM |
| bsh297 | $25.00 | $25.00 | 5/14/2010 1:19:57 AM |
| zeelender | $25.00 | $25.00 | 5/14/2010 12:23:03 AM |
| seattleslug | $25.00 | $25.00 | 5/14/2010 2:20:26 AM |
| Superc0ld | $29.55 | $29.55 | 5/14/2010 1:14:27 AM |
| Galdis | $25.00 | $25.00 | 5/14/2010 4:51:56 AM |
| selfmademan | $25.00 | $25.00 | 5/14/2010 8:34:13 AM |
| wise-silver-wonder | $25.00 | $25.00 | 5/14/2010 7:57:49 AM |
| YellowJacket | $25.00 | $25.00 | 5/14/2010 9:36:29 AM |
| contract-lava0 | $25.00 | $25.00 | 5/14/2010 10:07:51 AM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 9:36:06 AM |
| justinology | $25.80 | $25.80 | 5/14/2010 11:46:34 AM |
| value-guru3 | $25.00 | $25.00 | 5/14/2010 1:22:00 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 2:23:10 PM |
| TEAM-Jasper | $25.00 | $25.00 | 5/14/2010 4:38:04 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/14/2010 5:09:29 PM |
| LordKinbote | $25.00 | $25.00 | 5/14/2010 6:02:50 PM |
| CarDealer3070 | $25.00 | $25.00 | 5/14/2010 6:09:28 PM |
| p2p_banker | $25.00 | $25.00 | 5/14/2010 6:09:30 PM |
| cingular | $25.00 | $25.00 | 5/14/2010 6:10:23 PM |
| mpactlender | $25.00 | $25.00 | 5/14/2010 6:10:26 PM |
| decisive-capital | $54.59 | $54.59 | 5/14/2010 6:12:02 PM |
| Supernick | $50.00 | $50.00 | 5/14/2010 6:12:16 PM |
| Sixmil | $25.00 | $25.00 | 5/14/2010 6:02:57 PM |
| wings2fly | $25.00 | $25.00 | 5/14/2010 6:10:27 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 5/14/2010 6:11:22 PM |
| kingbutthd | $25.00 | $25.00 | 5/14/2010 8:38:15 PM |
| titaniumtommy | $25.00 | $25.00 | 5/14/2010 8:53:39 PM |
| geniusj | $25.00 | $25.00 | 5/14/2010 8:38:12 PM |
| ddamenace | $25.00 | $25.00 | 5/14/2010 8:50:45 PM |
| dartmouth99 | $25.00 | $25.00 | 5/14/2010 7:23:58 PM |
| AgTiPinisher | $25.00 | $25.00 | 5/14/2010 9:23:34 PM |
| nilonc1 | $50.00 | $50.00 | 5/14/2010 7:35:14 PM |
| ualf | $29.61 | $29.61 | 5/14/2010 9:14:59 PM |
| 13loans | $25.00 | $25.00 | 5/14/2010 8:51:21 PM |
| AKJagMan | $25.00 | $25.00 | 5/14/2010 10:19:39 PM |
| BerkeleyBonds | $25.00 | $25.00 | 5/14/2010 9:53:34 PM |
| head | $25.00 | $25.00 | 5/14/2010 10:28:17 PM |
| p1k4blu | $25.00 | $25.00 | 5/14/2010 10:07:37 PM |
| Marfloogan | $25.00 | $25.00 | 5/14/2010 11:09:46 PM |
| Victor-E-Lane | $25.00 | $25.00 | 5/14/2010 10:28:05 PM |
| mydreamsagain | $38.33 | $38.33 | 5/14/2010 11:59:14 PM |
| theemhdoctor | $25.00 | $25.00 | 5/14/2010 10:58:42 PM |
| KingCroesus | $25.00 | $25.00 | 5/15/2010 12:54:08 AM |
| JCMC | $25.00 | $25.00 | 5/15/2010 2:37:14 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/15/2010 10:24:10 AM |
| BigB22 | $25.00 | $25.00 | 5/15/2010 9:37:57 AM |
| ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:58:22 PM |
| Sven79 | $100.00 | $100.00 | 5/15/2010 12:11:58 PM |
| vest_vortex | $25.00 | $25.00 | 5/15/2010 12:39:53 PM |
| sportcraft18 | $130.00 | $130.00 | 5/15/2010 2:22:44 PM |
| ToloUSN | $50.00 | $50.00 | 5/15/2010 8:23:54 PM |
| lagunabeachguy | $25.00 | $25.00 | 5/16/2010 6:54:02 AM |
| ROYFU | $29.44 | $29.44 | 5/16/2010 7:44:58 AM |
| jgar_O | $25.00 | $25.00 | 5/16/2010 10:08:04 AM |
| nalaari | $68.34 | $68.34 | 5/16/2010 7:15:33 AM |
| TakeCare | $150.00 | $150.00 | 5/16/2010 1:14:50 PM |
| shrewd-income | $50.00 | $50.00 | 5/16/2010 6:16:36 PM |
| 1traveler | $25.00 | $25.00 | 5/16/2010 11:30:54 PM |
| 2Below | $50.00 | $50.00 | 5/17/2010 4:30:47 AM |
| dgagli1 | $25.00 | $25.00 | 5/17/2010 8:24:41 AM |
| reflective-rupee | $75.00 | $75.00 | 5/17/2010 9:10:17 AM |
| himanshuko | $28.06 | $28.06 | 5/17/2010 7:47:43 AM |
| reflective-rupee | $25.00 | $25.00 | 5/17/2010 9:09:50 AM |
| FinanceEngine | $25.00 | $25.00 | 5/17/2010 8:52:06 AM |
| AuroraRobbin | $50.00 | $50.00 | 5/17/2010 12:15:04 PM |
| patriot384 | $210.00 | $210.00 | 5/17/2010 11:56:33 AM |
| steady-dime | $25.00 | $25.00 | 5/17/2010 2:34:46 PM |
| woodslip | $25.00 | $25.00 | 5/17/2010 2:45:57 PM |
| friendinmoney | $25.00 | $25.00 | 5/17/2010 3:08:09 PM |
| Grandmahoneybee | $25.00 | $25.00 | 5/17/2010 3:25:38 PM |
| Engineer44 | $26.00 | $26.00 | 5/17/2010 4:14:50 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/10/2010 4:21:33 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:00 PM |
| skuba | $25.00 | $25.00 | 5/10/2010 4:29:39 PM |
| gold-disk | $100.00 | $100.00 | 5/10/2010 4:27:03 PM |
| Avala | $50.00 | $50.00 | 5/10/2010 4:28:20 PM |
| dinero-speaker | $25.00 | $25.00 | 5/10/2010 4:28:31 PM |
| GElender | $50.00 | $50.00 | 5/10/2010 4:31:39 PM |
| ichibon | $75.00 | $75.00 | 5/10/2010 4:32:19 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/10/2010 4:36:32 PM |
| blissful-note7 | $25.00 | $25.00 | 5/10/2010 4:33:23 PM |
| Dap2005 | $25.00 | $25.00 | 5/10/2010 4:37:55 PM |
| integrity-doctor | $27.23 | $27.23 | 5/11/2010 8:51:10 AM |
| Dakota98 | $50.00 | $50.00 | 5/11/2010 11:34:15 AM |
| steiglends | $67.81 | $67.81 | 5/11/2010 9:49:03 AM |
| community-saver0 | $25.00 | $25.00 | 5/11/2010 3:17:47 PM |
| DadWarbucks | $25.00 | $25.00 | 5/11/2010 3:17:18 PM |
| bullwink27 | $25.00 | $25.00 | 5/11/2010 4:21:32 PM |
| Tradesmanlender | $25.00 | $25.00 | 5/11/2010 5:02:30 PM |
| iolaire | $25.00 | $25.00 | 5/12/2010 9:13:58 AM |
| e6400 | $50.00 | $50.00 | 5/12/2010 9:35:05 AM |
| bigphish | $25.00 | $25.00 | 5/12/2010 10:54:34 AM |
| bonus-adventure3 | $25.00 | $25.00 | 5/12/2010 3:50:15 PM |
| SNH | $50.00 | $50.00 | 5/12/2010 4:42:01 PM |
| bakerbob | $33.20 | $33.20 | 5/12/2010 4:51:50 PM |
| NJournalist | $25.00 | $25.00 | 5/12/2010 6:35:43 PM |
| skydiver111 | $25.00 | $25.00 | 5/12/2010 8:54:22 PM |
| WeAlNe | $25.00 | $25.00 | 5/12/2010 4:51:31 PM |
| Dahlozer | $25.00 | $25.00 | 5/12/2010 8:54:20 PM |
| PaulW | $25.00 | $25.00 | 5/13/2010 7:44:43 AM |
| samo102us | $25.00 | $25.00 | 5/13/2010 10:39:52 AM |
| Carpetkid | $25.00 | $25.00 | 5/13/2010 1:09:55 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/13/2010 4:10:24 PM |
| KiwiElf | $25.00 | $25.00 | 5/13/2010 5:17:51 PM |
| LenderByDay | $25.00 | $25.00 | 5/13/2010 5:17:10 PM |
| Aquani | $50.00 | $50.00 | 5/13/2010 7:10:11 PM |
| flwah | $25.00 | $25.00 | 5/13/2010 7:09:53 PM |
| biobulator | $25.00 | $25.00 | 5/13/2010 7:25:05 PM |
| faldska | $25.00 | $25.00 | 5/13/2010 8:11:12 PM |
| kmwvma | $25.00 | $25.00 | 5/14/2010 1:13:43 AM |
| nodrivelpls | $25.00 | $25.00 | 5/14/2010 1:14:11 AM |
| mrack | $25.00 | $25.00 | 5/14/2010 1:38:03 AM |
| aldeed | $25.00 | $25.00 | 5/14/2010 2:21:22 AM |
| dollardave | $100.00 | $100.00 | 5/14/2010 8:58:30 AM |
| outtahoth2o | $28.44 | $28.44 | 5/14/2010 9:37:48 AM |
| jdrez | $25.00 | $25.00 | 5/14/2010 12:38:19 PM |
| honorable-yield | $50.00 | $50.00 | 5/14/2010 6:09:19 PM |
| thedreamer | $25.00 | $25.00 | 5/14/2010 6:10:30 PM |
| fireboss | $54.78 | $54.78 | 5/14/2010 6:11:26 PM |
| irrelevant | $25.00 | $25.00 | 5/14/2010 6:12:14 PM |
| favorite-commerce | $50.00 | $50.00 | 5/14/2010 6:12:30 PM |
| Hexnut | $25.00 | $25.00 | 5/14/2010 6:09:20 PM |
| Cai8899 | $32.02 | $32.02 | 5/14/2010 6:10:28 PM |
| Gabriel02 | $25.00 | $25.00 | 5/14/2010 6:11:02 PM |
| nycloan | $25.00 | $25.00 | 5/14/2010 6:23:10 PM |
| Comoparklender | $30.00 | $30.00 | 5/14/2010 7:26:44 PM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 5/14/2010 8:58:51 PM |
| sail120 | $25.00 | $25.00 | 5/14/2010 8:59:11 PM |
| dansarkis | $25.00 | $25.00 | 5/14/2010 9:33:07 PM |
| Oupa-George | $25.00 | $25.00 | 5/14/2010 9:04:15 PM |
| kalex752 | $29.83 | $29.83 | 5/14/2010 9:39:14 PM |
| the-payout-hug | $25.00 | $25.00 | 5/14/2010 9:46:20 PM |
| wbahl | $25.00 | $25.00 | 5/14/2010 9:48:25 PM |
| greenback-ally | $50.00 | $50.00 | 5/14/2010 9:53:51 PM |
| slyder61 | $25.00 | $25.00 | 5/14/2010 9:23:33 PM |
| engaging-worth | $25.00 | $25.00 | 5/14/2010 9:25:12 PM |
| Sibelius2 | $25.00 | $25.00 | 5/14/2010 10:19:07 PM |
| carlover | $25.00 | $25.00 | 5/14/2010 10:04:58 PM |
| mrkb80 | $25.00 | $25.00 | 5/14/2010 10:19:04 PM |
| ALVO | $30.43 | $30.43 | 5/14/2010 11:34:03 PM |
| jo2y | $25.00 | $25.00 | 5/14/2010 11:42:53 PM |
| Plotinus | $37.56 | $37.56 | 5/14/2010 10:53:30 PM |
| TCR3 | $25.00 | $6.21 | 5/15/2010 12:09:39 AM |
| lostontheedge | $25.00 | $25.00 | 5/14/2010 11:10:42 PM |
| lizard_lips | $25.00 | $25.00 | 5/14/2010 11:48:34 PM |
| latestone | $25.00 | $25.00 | 5/14/2010 11:59:09 PM |
| BeaufortBill | $50.00 | $50.00 | 5/15/2010 5:19:34 AM |
| helpneachother | $50.00 | $50.00 | 5/15/2010 9:34:02 AM |
| tkr2 | $25.00 | $25.00 | 5/15/2010 10:14:25 AM |
| s270 | $25.00 | $25.00 | 5/15/2010 12:06:24 PM |
| squarebob | $25.00 | $25.00 | 5/15/2010 2:11:06 PM |
| gmf | $25.00 | $25.00 | 5/15/2010 1:14:35 PM |
| omahajay | $25.00 | $25.00 | 5/15/2010 8:52:51 PM |
| sensible-fund | $45.08 | $45.08 | 5/16/2010 6:01:19 AM |
| Ready1234 | $25.00 | $25.00 | 5/15/2010 11:36:39 PM |
| gothampark | $25.00 | $25.00 | 5/16/2010 2:02:18 PM |
| Kessler | $26.00 | $26.00 | 5/16/2010 7:15:00 PM |
| blue-dollar-viking | $100.00 | $100.00 | 5/16/2010 9:36:51 PM |
| keeper24 | $25.00 | $25.00 | 5/17/2010 5:37:23 AM |
| mikeandcat | $50.00 | $50.00 | 5/17/2010 5:51:28 AM |
| top-fund-shooter | $25.00 | $25.00 | 5/17/2010 6:13:00 AM |
| poetic-economy | $27.00 | $27.00 | 5/17/2010 4:23:45 AM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 7:15:53 AM |
| privatebankerva | $25.00 | $25.00 | 5/17/2010 7:56:32 AM |
| DavL | $25.00 | $25.00 | 5/17/2010 8:33:56 AM |
| Smallbear | $25.00 | $25.00 | 5/17/2010 7:55:02 AM |
| samdog079 | $70.00 | $70.00 | 5/17/2010 9:07:57 AM |
| worthy-bid4 | $25.00 | $25.00 | 5/17/2010 9:31:07 AM |
| ezhik00 | $25.00 | $25.00 | 5/17/2010 9:43:19 AM |
| Leshan | $33.33 | $33.33 | 5/17/2010 9:46:58 AM |
| mpatrick | $50.00 | $50.00 | 5/17/2010 11:14:37 AM |
| benefit-flow | $100.00 | $100.00 | 5/17/2010 11:29:56 AM |
| grampy48 | $25.00 | $25.00 | 5/17/2010 11:40:21 AM |
| newiowa77 | $30.00 | $30.00 | 5/17/2010 10:14:33 AM |
| rockymtbob | $25.00 | $25.00 | 5/17/2010 2:00:06 PM |
| 113121 | $50.00 | $50.00 | 5/17/2010 12:45:10 PM |
| Bill88 | $30.00 | $30.00 | 5/17/2010 1:15:09 PM |
| brightest-fascinating-principal | $100.00 | $100.00 | 5/17/2010 3:43:46 PM |
| shrewd-income | $200.00 | $200.00 | 5/17/2010 3:00:25 PM |
| magnificent-reward9 | $25.00 | $25.00 | 5/17/2010 3:44:59 PM |
| 219 bids
|
Borrower Payment Dependent Notes Series
457787
This series of Notes was issued and sold upon the funding of the borrower loan #42579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,627.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-18-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $226.01 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $226.01 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 8 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,626 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| 1_lucky_guy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
I have paid off all other credit cards. When I was a college student I used my credit cards more than I should have. Now that most of them are paid off and my finances are in shape, I want to pay this last credit card off too!
I am a great candidate because I have always been very diligent about paying my bills on time, and building my credit. Below is a look into my financial budget.
Yearly Salary: $42,000 (just received a raise 2 weeks ago making my yearly salary about $48,000 :)
Monthly Net Income: $2800( after taxes, social security, health insurance, etc)
Monthly Expenses:
Rent/Mortgage: $670 (share a big house with my brother & sister. Each of us pay one-third of the house expenses).
Utilities: $50
Cell/Phone: $40
Internet: $30
Auto Loan: $130
Insurance: $60
Groceries: $500
Entertainment: $200
Credit Card: $200 - Card ending in 0280. $6626.61
Total Monthly Expenses: $1900
Amount Left To Pay Prosper Loan: $900 - This is approximately how much money I have left at the end of the month as disposable income that I use for savings.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If you have $900 left a month, why do want to get a prosper loan instead of sending the $900 to the credit card balance? Thanks! - newest-phenomenal-money
A:
The credit card rate is 19.99% a month, and I figure if I can save money on interest, then that would be wise financial decision!
(May-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:05 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:42:09 PM |
| Sven79 | $50.00 | $50.00 | 5/11/2010 4:46:13 PM |
| gold-disk | $100.00 | $100.00 | 5/11/2010 4:42:16 PM |
| hrubinst | $25.00 | $25.00 | 5/11/2010 4:42:32 PM |
| Avala | $50.00 | $50.00 | 5/11/2010 4:42:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/11/2010 4:42:58 PM |
| Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:46 PM |
| Moneypenny6 | $25.00 | $25.00 | 5/11/2010 6:55:41 PM |
| VeedonFleece | $50.00 | $50.00 | 5/11/2010 9:14:07 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/11/2010 7:18:56 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/11/2010 5:03:29 PM |
| money2k | $25.00 | $25.00 | 5/11/2010 8:04:11 PM |
| Mark-O-Polo | $25.00 | $25.00 | 5/12/2010 4:50:20 AM |
| commitment-farm | $25.00 | $25.00 | 5/12/2010 8:24:56 AM |
| simeonthewhale | $100.00 | $100.00 | 5/12/2010 5:35:22 AM |
| psztnrw | $25.00 | $25.00 | 5/12/2010 7:05:25 AM |
| iolaire | $25.00 | $15.27 | 5/12/2010 9:14:08 AM |
| sensible-community1 | $25.00 | $25.00 | 5/12/2010 4:14:46 AM |
| OgOman | $50.00 | $50.00 | 5/12/2010 5:30:13 AM |
| lasalsa03 | $25.00 | $25.00 | 5/12/2010 1:07:52 PM |
| elbereth | $50.00 | $50.00 | 5/13/2010 11:16:33 AM |
| Big_Funder | $46.80 | $46.80 | 5/13/2010 6:49:03 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/13/2010 8:10:04 PM |
| trade77 | $25.00 | $25.00 | 5/13/2010 8:39:13 PM |
| Galdis | $25.00 | $25.00 | 5/14/2010 4:56:04 AM |
| killdare | $25.00 | $25.00 | 5/14/2010 7:32:23 AM |
| madmoney618 | $50.00 | $50.00 | 5/14/2010 10:59:54 AM |
| value-guru3 | $25.00 | $25.00 | 5/14/2010 12:54:20 PM |
| Toony | $25.00 | $25.00 | 5/14/2010 6:02:28 PM |
| circustab | $50.00 | $50.00 | 5/14/2010 7:11:46 PM |
| RedCentre | $250.00 | $250.00 | 5/15/2010 8:18:21 AM |
| massuot | $25.00 | $25.00 | 5/15/2010 1:36:13 PM |
| nolahelper | $30.00 | $30.00 | 5/15/2010 7:36:17 PM |
| StreetJustice | $100.00 | $100.00 | 5/15/2010 7:23:00 PM |
| psalms6612 | $25.00 | $25.00 | 5/15/2010 8:28:02 PM |
| LendingSingularity | $25.45 | $25.45 | 5/16/2010 6:07:13 PM |
| simiray | $25.00 | $25.00 | 5/17/2010 8:43:20 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/17/2010 4:39:07 PM |
| jybank | $25.00 | $25.00 | 5/17/2010 4:41:52 PM |
| Astyanax | $25.00 | $25.00 | 5/17/2010 5:02:07 PM |
| Astyanax | $40.00 | $40.00 | 5/17/2010 5:01:48 PM |
| sparkmeister | $25.00 | $25.00 | 5/17/2010 5:20:50 PM |
| blue-dollar-viking | $75.00 | $75.00 | 5/17/2010 5:35:18 PM |
| s270 | $25.00 | $25.00 | 5/17/2010 5:54:23 PM |
| WilliamLeeSims | $25.00 | $25.00 | 5/17/2010 5:51:23 PM |
| respectful-integrity3 | $25.00 | $25.00 | 5/17/2010 6:05:10 PM |
| sfmdg | $75.00 | $75.00 | 5/17/2010 6:24:39 PM |
| Agent-S | $25.00 | $25.00 | 5/17/2010 9:25:27 PM |
| MightyZep | $25.00 | $25.00 | 5/17/2010 9:09:30 PM |
| big-lendin | $25.00 | $25.00 | 5/17/2010 11:36:12 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/18/2010 6:54:57 AM |
| blooming-kindness | $25.00 | $25.00 | 5/18/2010 6:33:26 AM |
| wealth-pipeline | $25.00 | $25.00 | 5/18/2010 6:45:11 AM |
| strgazr8888 | $25.00 | $25.00 | 5/18/2010 4:44:27 AM |
| steady-dime | $25.00 | $25.00 | 5/18/2010 6:51:20 AM |
| Jane3721 | $50.00 | $50.00 | 5/18/2010 8:19:25 AM |
| enthralling-investment | $68.00 | $68.00 | 5/18/2010 9:52:48 AM |
| FinanceEngine | $25.00 | $25.00 | 5/18/2010 10:19:47 AM |
| crdcteng | $25.00 | $25.00 | 5/18/2010 10:52:13 AM |
| ttnk62918 | $25.00 | $25.00 | 5/18/2010 11:07:52 AM |
| captainzero | $55.00 | $55.00 | 5/18/2010 11:21:36 AM |
| InvestForWealth | $45.04 | $45.04 | 5/18/2010 10:16:59 AM |
| megich06 | $50.00 | $50.00 | 5/18/2010 10:42:38 AM |
| Kyileo | $25.00 | $25.00 | 5/18/2010 12:35:17 PM |
| CaliforniaSun | $25.00 | $25.00 | 5/18/2010 11:02:28 AM |
| intelligent-reward7 | $32.56 | $32.56 | 5/18/2010 11:38:07 AM |
| erowis | $25.00 | $25.00 | 5/18/2010 1:16:11 PM |
| Pomedorov | $50.00 | $50.00 | 5/18/2010 12:21:30 PM |
| JMY1 | $25.00 | $25.00 | 5/18/2010 12:48:18 PM |
| chocolatecookie | $25.00 | $25.00 | 5/18/2010 1:19:15 PM |
| runbix7 | $25.00 | $25.00 | 5/18/2010 1:39:52 PM |
| easylivin | $30.02 | $30.02 | 5/18/2010 2:54:10 PM |
| myduck | $50.00 | $50.00 | 5/18/2010 3:10:02 PM |
| Leshan | $25.00 | $25.00 | 5/18/2010 3:29:55 PM |
| zippy-market5 | $25.00 | $25.00 | 5/18/2010 3:44:21 PM |
| velocity-winner | $25.00 | $25.00 | 5/18/2010 4:07:45 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 5/18/2010 4:32:21 PM |
| 0403 | $25.00 | $25.00 | 5/18/2010 4:33:10 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/11/2010 4:38:18 PM |
| castleman | $25.00 | $25.00 | 5/11/2010 4:42:27 PM |
| GElender | $50.00 | $50.00 | 5/11/2010 4:44:08 PM |
| ichibon | $75.00 | $75.00 | 5/11/2010 4:44:19 PM |
| dinero-speaker | $25.00 | $25.00 | 5/11/2010 4:42:49 PM |
| worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:35 PM |
| gold-conga | $25.00 | $25.00 | 5/11/2010 4:46:22 PM |
| seabass123 | $25.00 | $25.00 | 5/11/2010 4:44:38 PM |
| blissful-note7 | $25.00 | $25.00 | 5/11/2010 4:44:47 PM |
| JGB | $25.00 | $25.00 | 5/11/2010 4:42:53 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/11/2010 4:45:33 PM |
| skuba | $25.00 | $25.00 | 5/11/2010 5:03:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/11/2010 4:47:27 PM |
| Fiimg | $50.00 | $50.00 | 5/11/2010 6:59:13 PM |
| zane05 | $250.00 | $250.00 | 5/11/2010 7:28:14 PM |
| buckyhead2000 | $25.00 | $25.00 | 5/12/2010 4:50:59 PM |
| Finspons | $80.00 | $80.00 | 5/12/2010 5:24:19 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 5/12/2010 6:32:41 PM |
| rockhound84 | $25.00 | $25.00 | 5/13/2010 5:35:24 AM |
| credit-panda1 | $50.00 | $50.00 | 5/13/2010 9:08:08 AM |
| EastBayCapital | $25.00 | $25.00 | 5/13/2010 9:57:30 AM |
| meteoric-trade | $25.00 | $25.00 | 5/13/2010 9:47:56 PM |
| nav1elt | $29.57 | $29.57 | 5/14/2010 5:22:49 AM |
| proton346 | $25.00 | $25.00 | 5/14/2010 3:14:19 AM |
| Jumping_Jedi | $25.00 | $25.00 | 5/14/2010 8:27:18 AM |
| brginhuntr | $25.00 | $25.00 | 5/15/2010 3:22:55 AM |
| favorite-commerce | $50.00 | $50.00 | 5/15/2010 8:20:05 AM |
| BigB22 | $25.00 | $25.00 | 5/15/2010 9:37:13 AM |
| vulgy | $50.00 | $50.00 | 5/15/2010 11:02:41 AM |
| aganippe | $25.00 | $25.00 | 5/16/2010 7:10:19 AM |
| brlarue | $25.00 | $25.00 | 5/16/2010 9:08:12 AM |
| value-rapture | $25.00 | $25.00 | 5/16/2010 6:37:46 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:39:48 AM |
| miket71 | $100.00 | $100.00 | 5/17/2010 5:48:38 PM |
| Isotope | $25.00 | $25.00 | 5/17/2010 6:13:33 PM |
| brondero | $215.00 | $215.00 | 5/17/2010 7:00:11 PM |
| silver-armada | $50.00 | $50.00 | 5/17/2010 7:57:17 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 7:04:11 PM |
| pythia | $25.00 | $25.00 | 5/17/2010 7:34:30 PM |
| ksubd | $60.00 | $60.00 | 5/17/2010 9:36:12 PM |
| elloboverde | $50.00 | $50.00 | 5/17/2010 10:39:27 PM |
| Light_Verity | $500.00 | $500.00 | 5/17/2010 9:21:56 PM |
| Intelon | $67.70 | $67.70 | 5/17/2010 9:25:32 PM |
| epall | $25.00 | $25.00 | 5/18/2010 5:20:05 AM |
| uafedu | $50.00 | $50.00 | 5/18/2010 12:06:32 AM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 10:28:41 PM |
| social-zebra | $25.00 | $25.00 | 5/18/2010 7:22:08 AM |
| Prairie-MN | $30.00 | $30.00 | 5/18/2010 4:28:31 AM |
| safe-money5 | $25.00 | $25.00 | 5/18/2010 4:49:06 AM |
| flipnsf | $25.00 | $25.00 | 5/18/2010 7:34:00 AM |
| TakeCare | $25.00 | $25.00 | 5/18/2010 7:40:11 AM |
| szetheli | $156.00 | $156.00 | 5/18/2010 7:43:23 AM |
| communicator154 | $50.00 | $50.00 | 5/18/2010 7:37:56 AM |
| rjcoutur2001 | $38.62 | $38.62 | 5/18/2010 8:45:54 AM |
| payout-pal | $25.00 | $25.00 | 5/18/2010 8:02:47 AM |
| Kessler | $26.00 | $26.00 | 5/18/2010 9:07:20 AM |
| stuy1998 | $30.00 | $30.00 | 5/18/2010 8:44:11 AM |
| 2blending | $50.00 | $50.00 | 5/18/2010 11:03:01 AM |
| direct-compassion | $39.00 | $39.00 | 5/18/2010 11:47:57 AM |
| spiff666 | $50.00 | $50.00 | 5/18/2010 12:18:32 PM |
| goalieman688 | $25.00 | $25.00 | 5/18/2010 1:59:08 PM |
| 124SpiderMan | $25.84 | $25.84 | 5/18/2010 2:01:54 PM |
| MrCoffee | $36.13 | $36.13 | 5/18/2010 1:30:47 PM |
| John_Galt | $45.00 | $45.00 | 5/18/2010 2:13:55 PM |
| rsd4444 | $25.00 | $25.00 | 5/18/2010 2:57:57 PM |
| patriot384 | $210.00 | $210.00 | 5/18/2010 3:54:07 PM |
| shellstar | $25.00 | $25.00 | 5/18/2010 2:51:39 PM |
| wlm3012 | $25.00 | $25.00 | 5/18/2010 3:47:05 PM |
| investment-cluster | $25.00 | $25.00 | 5/18/2010 3:44:01 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/18/2010 4:29:04 PM |
| 149 bids
|
Borrower Payment Dependent Notes Series
457869
This series of Notes was issued and sold upon the funding of the borrower loan #42587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $154.61 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 4m |
|
Credit score:
| 820-839 (May-2010) |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,355 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 10% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| JAT |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
My personal loan
This loan will?be paid off early,?most likely?within the next 10 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dharma1 | $25.00 | $25.00 | 5/12/2010 4:11:01 PM |
| loot-funkmaster | $25.00 | $25.00 | 5/12/2010 4:11:33 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/12/2010 4:11:38 PM |
| Merganser | $25.00 | $25.00 | 5/12/2010 4:12:07 PM |
| generous-deal6 | $25.00 | $25.00 | 5/12/2010 4:12:47 PM |
| kenji4861 | $25.00 | $25.00 | 5/12/2010 4:11:10 PM |
| truth-image | $50.00 | $50.00 | 5/12/2010 4:14:08 PM |
| delicious-social132 | $40.00 | $40.00 | 5/12/2010 4:14:11 PM |
| Ivan2007 | $25.00 | $25.00 | 5/12/2010 4:16:35 PM |
| GElender | $50.00 | $50.00 | 5/12/2010 4:16:52 PM |
| GiantAardvark | $25.00 | $25.00 | 5/12/2010 4:14:48 PM |
| turbospeed | $25.00 | $25.00 | 5/12/2010 4:16:55 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/12/2010 4:17:32 PM |
| meux99 | $25.00 | $25.00 | 5/12/2010 4:10:52 PM |
| investment-network | $25.00 | $25.00 | 5/12/2010 4:16:20 PM |
| Castellan | $25.00 | $25.00 | 5/12/2010 4:18:39 PM |
| blissful-note7 | $25.00 | $25.00 | 5/12/2010 4:16:26 PM |
| rockclimbercyclist | $25.00 | $25.00 | 5/12/2010 4:11:35 PM |
| power-defender7 | $25.00 | $25.00 | 5/12/2010 4:16:44 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/12/2010 4:12:01 PM |
| Orbits | $25.00 | $25.00 | 5/12/2010 4:17:54 PM |
| steady-gain5 | $25.00 | $25.00 | 5/12/2010 4:18:26 PM |
| 1fortheroad | $25.00 | $25.00 | 5/12/2010 4:18:31 PM |
| Aegean | $25.00 | $25.00 | 5/12/2010 4:19:01 PM |
| DSNiles84 | $25.00 | $25.00 | 5/12/2010 4:19:12 PM |
| credit-scout7 | $30.00 | $30.00 | 5/12/2010 4:13:53 PM |
| harty | $60.00 | $60.00 | 5/12/2010 4:13:57 PM |
| evnagelist | $25.00 | $25.00 | 5/12/2010 4:14:05 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/12/2010 4:14:23 PM |
| Daneistes | $100.00 | $100.00 | 5/12/2010 4:14:26 PM |
| JGB | $25.00 | $25.00 | 5/12/2010 4:14:38 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/12/2010 4:14:41 PM |
| locofuego | $50.00 | $50.00 | 5/12/2010 4:18:43 PM |
| blot44 | $25.00 | $25.00 | 5/12/2010 6:18:42 PM |
| best-ingenious-funds | $25.00 | $25.00 | 5/12/2010 4:19:19 PM |
| autonomous-basis | $25.00 | $5.40 | 5/12/2010 4:19:25 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/12/2010 6:14:52 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/12/2010 5:02:16 PM |
| dma1206 | $25.00 | $25.00 | 5/14/2010 1:30:22 AM |
| wwwUniversal | $25.00 | $25.00 | 5/14/2010 1:31:45 AM |
| McDeeter | $25.00 | $25.00 | 5/14/2010 1:44:27 PM |
| zippy-revenue8 | $25.00 | $25.00 | 5/14/2010 2:12:31 PM |
| springpanda | $25.00 | $25.00 | 5/14/2010 2:25:02 PM |
| hmarquiss4 | $50.00 | $50.00 | 5/16/2010 8:26:53 AM |
| all_of_that_one | $25.00 | $25.00 | 5/16/2010 9:48:05 AM |
| cwegert | $47.11 | $47.11 | 5/17/2010 8:12:17 AM |
| fcrick | $25.00 | $25.00 | 5/17/2010 3:01:07 PM |
| sentimental-silver7 | $25.00 | $25.00 | 5/17/2010 7:13:04 PM |
| BURNERA_1 | $75.00 | $75.00 | 5/18/2010 4:18:33 AM |
| income-pizza | $64.55 | $64.55 | 5/18/2010 1:08:18 AM |
| RewardedWithMaturity | $25.00 | $25.00 | 5/18/2010 8:57:18 AM |
| dadancincowz | $25.00 | $25.00 | 5/18/2010 9:54:50 AM |
| c03rc3 | $25.00 | $25.00 | 5/18/2010 3:01:32 PM |
| Byrd24 | $100.00 | $100.00 | 5/18/2010 4:44:47 PM |
| lucabratsie | $25.00 | $25.00 | 5/18/2010 7:18:11 PM |
| YummiBear | $25.00 | $25.00 | 5/18/2010 6:02:05 PM |
| Aristocrat | $33.09 | $33.09 | 5/18/2010 10:19:30 PM |
| kgeezy | $100.00 | $100.00 | 5/19/2010 6:28:37 AM |
| Richmp412 | $25.00 | $25.00 | 5/19/2010 7:37:58 AM |
| sunny1985 | $25.00 | $25.00 | 5/19/2010 11:02:16 AM |
| Tiger6543 | $25.00 | $25.00 | 5/19/2010 2:26:23 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 5/19/2010 3:32:04 PM |
| swiftsoul | $25.00 | $25.00 | 5/12/2010 4:11:19 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/12/2010 4:11:47 PM |
| radforj22 | $50.00 | $50.00 | 5/12/2010 4:11:53 PM |
| TheMan | $25.00 | $25.00 | 5/12/2010 4:12:16 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/12/2010 4:10:58 PM |
| meenan | $25.00 | $25.00 | 5/12/2010 4:14:15 PM |
| mlopez2007 | $50.00 | $50.00 | 5/12/2010 4:11:56 PM |
| life-is-great | $25.00 | $25.00 | 5/12/2010 4:12:11 PM |
| hookUup | $25.00 | $25.00 | 5/12/2010 4:14:56 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/12/2010 4:15:02 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/12/2010 4:16:17 PM |
| bright-balance | $25.00 | $25.00 | 5/12/2010 4:14:20 PM |
| kulender | $25.00 | $25.00 | 5/12/2010 4:14:35 PM |
| money-surge1 | $25.00 | $25.00 | 5/12/2010 4:14:44 PM |
| afotherg | $25.00 | $25.00 | 5/12/2010 4:14:53 PM |
| seabass123 | $25.00 | $25.00 | 5/12/2010 4:17:10 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/12/2010 4:17:22 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/12/2010 4:17:45 PM |
| Supernick | $50.00 | $50.00 | 5/12/2010 4:16:23 PM |
| noble-power286 | $25.00 | $25.00 | 5/12/2010 4:18:36 PM |
| authoritative-capital | $25.00 | $25.00 | 5/12/2010 4:11:27 PM |
| julijask | $35.00 | $35.00 | 5/12/2010 4:11:29 PM |
| active-market | $100.00 | $100.00 | 5/12/2010 4:16:59 PM |
| tntmojave | $25.00 | $25.00 | 5/12/2010 4:17:30 PM |
| F16Pilot | $25.00 | $25.00 | 5/12/2010 4:12:37 PM |
| syounker | $25.00 | $25.00 | 5/12/2010 4:17:42 PM |
| loanfairy | $50.00 | $50.00 | 5/12/2010 4:18:53 PM |
| Marathoner | $25.00 | $25.00 | 5/12/2010 4:13:59 PM |
| DukSerduk | $25.00 | $25.00 | 5/12/2010 4:14:29 PM |
| Phantom99 | $25.00 | $25.00 | 5/12/2010 4:16:29 PM |
| _wally_ | $50.00 | $50.00 | 5/12/2010 4:16:48 PM |
| alaco | $25.00 | $25.00 | 5/12/2010 4:17:02 PM |
| virtualbank | $25.00 | $25.00 | 5/12/2010 4:17:50 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/12/2010 4:17:58 PM |
| tekkie2412 | $25.00 | $25.00 | 5/13/2010 9:46:06 PM |
| Rearden_Steel | $25.00 | $25.00 | 5/14/2010 10:32:00 AM |
| Kelor99 | $25.00 | $25.00 | 5/14/2010 1:04:46 PM |
| RandyL3 | $99.00 | $99.00 | 5/14/2010 6:26:09 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/15/2010 4:20:25 PM |
| HappyToLoan | $30.00 | $30.00 | 5/15/2010 6:44:14 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/15/2010 4:20:50 PM |
| availableloan | $25.00 | $25.00 | 5/15/2010 11:22:51 PM |
| JGuide | $26.68 | $26.68 | 5/15/2010 9:26:48 PM |
| dancingdragon | $100.00 | $100.00 | 5/16/2010 4:24:30 AM |
| loanman2007 | $50.00 | $50.00 | 5/17/2010 6:31:46 AM |
| beachfunder | $25.00 | $25.00 | 5/17/2010 10:13:04 AM |
| octoberfresh | $25.00 | $25.00 | 5/17/2010 2:50:41 PM |
| dbanwart | $25.00 | $25.00 | 5/17/2010 3:42:10 PM |
| Profitseeker | $25.00 | $25.00 | 5/18/2010 8:08:31 AM |
| ToloUSN | $50.00 | $50.00 | 5/18/2010 10:09:33 AM |
| Dharry | $50.00 | $50.00 | 5/18/2010 10:34:47 AM |
| ToloUSN | $50.00 | $50.00 | 5/18/2010 10:10:43 AM |
| JerryB96 | $25.00 | $25.00 | 5/18/2010 1:28:20 PM |
| SchaeferJ | $25.00 | $25.00 | 5/18/2010 4:39:51 PM |
| BankofPaul | $50.00 | $50.00 | 5/18/2010 7:53:06 PM |
| JohnSmith10 | $50.00 | $50.00 | 5/18/2010 9:07:07 PM |
| mesfinity | $50.00 | $50.00 | 5/18/2010 9:28:06 PM |
| Mack_Inv | $250.00 | $250.00 | 5/19/2010 5:09:10 AM |
| Mack_Inv | $100.69 | $100.69 | 5/19/2010 5:19:27 AM |
| brginhuntr | $25.58 | $25.58 | 5/19/2010 8:46:04 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 5/19/2010 10:15:53 AM |
| BipedalHominid | $25.00 | $25.00 | 5/19/2010 12:08:29 PM |
| rapid-currency | $112.90 | $112.90 | 5/19/2010 12:07:18 PM |
| redtilapia | $25.00 | $25.00 | 5/19/2010 12:16:00 PM |
| REITRUST | $25.00 | $25.00 | 5/19/2010 12:56:16 PM |
| rmpedi33 | $200.00 | $200.00 | 5/19/2010 2:40:31 PM |
| StocksMan | $50.00 | $50.00 | 5/19/2010 4:05:47 PM |
| 129 bids
|
Borrower Payment Dependent Notes Series
457919
This series of Notes was issued and sold upon the funding of the borrower loan #42601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-18-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $140.33 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $140.33 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 5m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 21 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,791 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hereditary |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $9,800.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2008)
680-699
(Sep-2007)
|
|
Principal balance:
| $2,113.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Pay Off High Interest Credit Card
Purpose of loan:
The purpose of this loan is to pay off my high interest Chase Credit Card. At 20%+ I will make faster progress with? paying off my card through a prosper loan.
My financial situation:
I am a great candidate because I always make my payments on time as well as?being very responsible. I have a great credit score and have had a previous loan through Prosper that was paid off.
Monthly net income: $3700.00
Monthly net income (US NAVY Reserves): $220.00
Monthly expenses: $?
? Mortgage: $ 1600.00
? Car Insurance: $ 58.00
??Car expenses: $ 0.00 (paid off my car)
??Utilities: $ 75.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 166.00
??Other expenses: $ 200.00
Left over for loan payment: $ 1211.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you lending on Prosper? I notice a coffee shop in your same town is looking for a loan! Listing #456821 - JGuide
A:
Hi there, no I am not currently lending on Prosper and I am not familiar with that listing. thank you
(May-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 5/11/2010 4:35:34 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:36:07 PM |
| Aberdeen | $400.00 | $400.00 | 5/11/2010 4:48:48 PM |
| turbospeed | $25.00 | $25.00 | 5/11/2010 4:44:12 PM |
| bonus-apple | $100.00 | $100.00 | 5/12/2010 9:16:23 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/12/2010 12:22:28 PM |
| PAPAT | $25.00 | $25.00 | 5/12/2010 10:12:10 AM |
| goalieman688 | $25.00 | $25.00 | 5/12/2010 10:56:04 AM |
| wise-cash-keeper | $50.00 | $50.00 | 5/12/2010 4:40:00 PM |
| selector568 | $500.00 | $500.00 | 5/12/2010 4:40:26 PM |
| adamkp83 | $50.00 | $50.00 | 5/13/2010 10:08:15 AM |
| CASSHMAN | $50.00 | $50.00 | 5/14/2010 8:44:41 AM |
| justinology | $50.00 | $50.00 | 5/14/2010 11:52:24 AM |
| Cherrypicker | $45.00 | $45.00 | 5/14/2010 1:44:11 PM |
| TakeCare | $50.00 | $50.00 | 5/14/2010 2:02:15 PM |
| gpuck | $25.00 | $25.00 | 5/14/2010 4:29:58 PM |
| LittleMingo | $29.00 | $29.00 | 5/14/2010 5:39:36 PM |
| durability-halibut | $25.00 | $25.00 | 5/14/2010 6:17:36 PM |
| rockhound84 | $25.00 | $25.00 | 5/14/2010 9:20:42 PM |
| billnsc | $25.00 | $25.00 | 5/15/2010 5:06:33 AM |
| s270 | $29.07 | $29.07 | 5/15/2010 12:35:23 PM |
| erowis | $25.00 | $25.00 | 5/15/2010 12:33:22 PM |
| copiosus | $40.00 | $40.00 | 5/15/2010 12:52:55 PM |
| bluefinch | $25.00 | $25.00 | 5/16/2010 7:00:12 AM |
| value-rapture | $25.00 | $25.00 | 5/16/2010 6:35:51 PM |
| best-vivacious-funds | $25.00 | $25.00 | 5/17/2010 5:16:25 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:42:42 AM |
| relierma | $50.00 | $50.00 | 5/17/2010 10:04:58 AM |
| Astyanax | $50.00 | $50.00 | 5/17/2010 5:11:19 PM |
| StreetJustice | $100.00 | $100.00 | 5/17/2010 5:24:00 PM |
| Michael206 | $100.00 | $100.00 | 5/17/2010 5:37:33 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/17/2010 7:22:17 PM |
| lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:50:03 PM |
| icanhelpyouout | $25.00 | $25.00 | 5/17/2010 7:13:47 PM |
| wonderous-power | $25.00 | $25.00 | 5/18/2010 2:00:10 AM |
| Charmart | $25.00 | $25.00 | 5/18/2010 2:55:00 AM |
| Rivermaverick | $25.00 | $25.00 | 5/18/2010 7:37:10 AM |
| KaChingInvestments | $29.15 | $29.15 | 5/18/2010 8:05:51 AM |
| social-zebra | $25.00 | $25.00 | 5/18/2010 7:28:13 AM |
| dammage | $25.00 | $25.00 | 5/18/2010 10:39:04 AM |
| credit-panda1 | $25.00 | $25.00 | 5/18/2010 9:46:32 AM |
| TXCapLeader | $60.32 | $60.32 | 5/18/2010 10:53:32 AM |
| martymaniaman | $50.00 | $50.00 | 5/18/2010 11:02:44 AM |
| economy-equilibrium7 | $50.00 | $50.00 | 5/18/2010 11:52:32 AM |
| JerryB96 | $50.00 | $50.00 | 5/18/2010 1:26:29 PM |
| shellstar | $25.00 | $25.00 | 5/18/2010 2:50:16 PM |
| rl164 | $50.00 | $50.00 | 5/18/2010 1:58:22 PM |
| Phantom | $30.00 | $30.00 | 5/18/2010 2:31:18 PM |
| Duchdad | $25.00 | $25.00 | 5/11/2010 4:36:13 PM |
| authoritative-capital | $25.00 | $25.00 | 5/11/2010 4:36:27 PM |
| meux99 | $25.00 | $25.00 | 5/11/2010 4:36:44 PM |
| tender-integrity3 | $50.00 | $35.29 | 5/11/2010 4:36:47 PM |
| satisfying-durability | $25.00 | $25.00 | 5/11/2010 4:43:52 PM |
| Planecourage | $25.00 | $25.00 | 5/11/2010 10:01:10 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/11/2010 8:33:24 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/11/2010 5:23:16 PM |
| simeonthewhale | $500.00 | $500.00 | 5/12/2010 5:33:52 AM |
| loanman2007 | $150.00 | $150.00 | 5/12/2010 5:46:17 AM |
| LawyerLoan | $50.00 | $50.00 | 5/13/2010 12:39:39 PM |
| JIM1JIM2 | $100.00 | $100.00 | 5/13/2010 4:20:45 PM |
| tekkie2412 | $25.00 | $25.00 | 5/13/2010 9:44:57 PM |
| Kelor99 | $25.00 | $25.00 | 5/14/2010 1:09:11 PM |
| starry2001 | $25.00 | $25.00 | 5/14/2010 5:11:14 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 4:42:38 PM |
| RandyL3 | $99.00 | $99.00 | 5/14/2010 6:26:06 PM |
| portfolio-turbine | $25.00 | $25.00 | 5/15/2010 8:59:55 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/15/2010 4:19:13 PM |
| brlarue | $25.00 | $25.00 | 5/16/2010 9:01:01 AM |
| MoneyTree79 | $40.00 | $40.00 | 5/16/2010 7:31:33 PM |
| RussiaAC5M | $25.00 | $25.00 | 5/17/2010 10:03:37 AM |
| velocity-squadron | $25.00 | $25.00 | 5/17/2010 11:36:57 AM |
| felicity-loyalist0 | $35.00 | $35.00 | 5/17/2010 3:46:29 PM |
| myidear | $25.00 | $25.00 | 5/18/2010 2:07:41 AM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 10:29:41 PM |
| benevolent-benefit | $100.00 | $100.00 | 5/18/2010 5:54:35 AM |
| Simply2fly | $25.00 | $25.00 | 5/18/2010 6:32:31 AM |
| dmitriy2 | $25.00 | $25.00 | 5/18/2010 9:03:56 AM |
| jpblan11 | $28.17 | $28.17 | 5/18/2010 10:05:27 AM |
| RugbyFan | $25.00 | $25.00 | 5/18/2010 10:27:30 AM |
| Slimoro86 | $50.00 | $50.00 | 5/18/2010 12:07:40 PM |
| 80 bids
|
Borrower Payment Dependent Notes Series
458021
This series of Notes was issued and sold upon the funding of the borrower loan #42607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 11m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,625 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| capital-gala |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my education
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe your educational plans in some detail. Will you continue to work full-time? Thanks and best wishes. - reflective-rupee
A:
Good Afternoon, I 'm planning on attending a summer instensive program at New York University and obtain a certificate in Global Affairs.Yes, I will still continue to work full time as the program is only for one month and that my job is very flexible.
You can click on this link for more details about the program:
http://www.scps.nyu.edu/areas-of-study/global-affairs/continuing-education/summer-institute.html?utm_source=GTO&utm_medium=email&utm_campaign=dm-ce-G0435
Thank you for your time.
(May-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RMB-Investments | $25.00 | $25.00 | 5/12/2010 4:11:17 PM |
| kind-efficient-credit | $25.00 | $25.00 | 5/12/2010 4:12:58 PM |
| autonomous-truth | $75.00 | $75.00 | 5/12/2010 4:13:05 PM |
| Redmond | $25.00 | $25.00 | 5/12/2010 4:13:07 PM |
| phredd | $25.00 | $25.00 | 5/12/2010 4:13:23 PM |
| swoosh | $25.00 | $25.00 | 5/12/2010 4:13:26 PM |
| Midwestvalues | $100.00 | $100.00 | 5/12/2010 4:12:51 PM |
| beyondmanagement | $25.00 | $25.00 | 5/12/2010 4:13:02 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/12/2010 4:13:13 PM |
| SBT | $25.00 | $25.00 | 5/12/2010 4:13:16 PM |
| DcUnited | $25.00 | $25.00 | 5/12/2010 4:13:19 PM |
| Rogesparkguy | $25.00 | $25.00 | 5/12/2010 4:42:32 PM |
| p2ploan-leaper | $25.00 | $25.00 | 5/12/2010 4:59:23 PM |
| CashCowNow | $26.00 | $26.00 | 5/12/2010 4:59:47 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 5/12/2010 5:00:05 PM |
| ingenious-truth0 | $25.00 | $25.00 | 5/12/2010 5:00:08 PM |
| miamibeachloaner | $25.00 | $25.00 | 5/12/2010 5:00:14 PM |
| kellydawn | $25.00 | $25.00 | 5/12/2010 5:00:44 PM |
| Coarch | $25.00 | $25.00 | 5/12/2010 4:59:46 PM |
| naina_my_daughter | $25.00 | $25.00 | 5/12/2010 5:00:08 PM |
| Sokarnox | $25.00 | $25.00 | 5/12/2010 5:00:11 PM |
| IIP77 | $25.00 | $25.00 | 5/12/2010 5:00:20 PM |
| upright-revenue7 | $25.00 | $25.00 | 5/12/2010 5:00:28 PM |
| skuba | $25.00 | $25.00 | 5/12/2010 4:25:07 PM |
| comicdoc | $25.00 | $25.00 | 5/12/2010 4:51:04 PM |
| S-Master | $25.00 | $25.00 | 5/12/2010 4:59:43 PM |
| bold-principal-thinker | $25.00 | $25.00 | 5/12/2010 9:18:56 PM |
| indomitable-dedication | $25.00 | $25.00 | 5/12/2010 5:00:03 PM |
| The_Secret | $35.00 | $35.00 | 5/12/2010 5:00:07 PM |
| Imagineer | $25.00 | $25.00 | 5/12/2010 5:00:18 PM |
| rock-turner | $25.00 | $25.00 | 5/12/2010 5:00:31 PM |
| tjone69 | $30.00 | $30.00 | 5/12/2010 5:01:21 PM |
| time4aloan | $25.00 | $25.00 | 5/13/2010 4:51:06 AM |
| AlexTrep | $25.00 | $25.00 | 5/13/2010 6:44:34 AM |
| auction-workhorse679 | $25.00 | $25.00 | 5/13/2010 9:35:16 AM |
| kindness-percolator5 | $25.00 | $25.00 | 5/13/2010 10:04:40 AM |
| reflective-rupee | $25.00 | $25.00 | 5/13/2010 11:04:54 AM |
| reflective-rupee | $50.00 | $50.00 | 5/13/2010 11:05:13 AM |
| MilitaryLending | $25.00 | $25.00 | 5/13/2010 5:18:31 PM |
| meteoric-trade | $25.00 | $25.00 | 5/13/2010 9:59:57 PM |
| tuneman1980 | $25.00 | $25.00 | 5/14/2010 2:09:37 AM |
| gamp | $25.00 | $25.00 | 5/14/2010 1:30:30 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/14/2010 4:38:07 AM |
| nybanker85 | $56.79 | $56.79 | 5/14/2010 4:38:08 AM |
| _wally_ | $25.00 | $25.00 | 5/14/2010 4:38:28 AM |
| djh47a | $25.00 | $25.00 | 5/14/2010 2:34:09 AM |
| oceanwind1950 | $25.00 | $25.00 | 5/14/2010 9:34:17 AM |
| gustavzantanon | $25.00 | $25.00 | 5/14/2010 8:33:41 AM |
| kindness-casserole | $35.11 | $35.11 | 5/14/2010 4:29:03 PM |
| realinvestora | $25.00 | $25.00 | 5/14/2010 4:29:06 PM |
| wampum-proton | $25.00 | $25.00 | 5/14/2010 4:29:10 PM |
| djames82 | $25.00 | $25.00 | 5/14/2010 4:29:19 PM |
| christifa | $25.00 | $25.00 | 5/14/2010 4:29:23 PM |
| hgar1 | $29.87 | $29.87 | 5/14/2010 4:29:01 PM |
| trimwork99 | $25.00 | $25.00 | 5/14/2010 4:29:07 PM |
| integrity-disk | $25.00 | $25.00 | 5/14/2010 4:29:11 PM |
| bonus-tent | $25.00 | $25.00 | 5/14/2010 4:29:15 PM |
| skybolt4 | $25.00 | $25.00 | 5/14/2010 4:29:26 PM |
| HenryS | $25.00 | $5.02 | 5/14/2010 4:29:27 PM |
| rjmdez | $25.00 | $25.00 | 5/14/2010 4:29:02 PM |
| sjellico | $30.00 | $30.00 | 5/14/2010 4:29:07 PM |
| nivletJP | $25.00 | $25.00 | 5/14/2010 4:29:12 PM |
| Turtlebear44 | $25.00 | $25.00 | 5/14/2010 4:29:16 PM |
| MonkeyB | $25.00 | $25.00 | 5/14/2010 4:29:21 PM |
| platinum-cargo | $25.00 | $25.00 | 5/14/2010 5:17:43 PM |
| antoniofl | $63.35 | $63.35 | 5/14/2010 7:53:57 PM |
| glroark | $50.00 | $50.00 | 5/15/2010 8:53:08 AM |
| NYCharacter | $50.00 | $50.00 | 5/18/2010 12:17:53 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/18/2010 7:55:48 AM |
| shrewd-income | $25.00 | $25.00 | 5/18/2010 1:19:48 PM |
| sjo1984111 | $25.00 | $25.00 | 5/18/2010 12:43:01 PM |
| THEREALESTATEGUY | $42.10 | $42.10 | 5/18/2010 4:38:20 PM |
| kendigme | $25.00 | $25.00 | 5/19/2010 2:43:59 AM |
| payontime1 | $25.00 | $25.00 | 5/18/2010 10:53:13 PM |
| RyanM561 | $25.00 | $25.00 | 5/19/2010 7:23:57 AM |
| prominence8 | $25.00 | $25.00 | 5/19/2010 7:49:08 AM |
| jules3304 | $25.00 | $25.00 | 5/19/2010 8:56:35 AM |
| dynrep | $25.00 | $25.00 | 5/19/2010 10:11:36 AM |
| DasMula | $25.00 | $25.00 | 5/19/2010 10:55:16 AM |
| credit-elation1 | $30.00 | $30.00 | 5/19/2010 2:34:27 PM |
| aquistoyraul | $25.00 | $25.00 | 5/19/2010 3:11:26 PM |
| gimincorp | $25.00 | $25.00 | 5/12/2010 4:12:38 PM |
| inspiring-reward | $200.00 | $200.00 | 5/12/2010 4:13:00 PM |
| Caerus | $25.00 | $25.00 | 5/12/2010 4:13:04 PM |
| marketplace-buckeye | $25.00 | $25.00 | 5/12/2010 4:13:21 PM |
| bassman2 | $25.00 | $25.00 | 5/12/2010 4:13:24 PM |
| burrito6 | $25.00 | $25.00 | 5/12/2010 4:10:50 PM |
| helping-out | $35.00 | $35.00 | 5/12/2010 4:13:28 PM |
| Diamond_Jim | $25.00 | $25.00 | 5/12/2010 4:12:54 PM |
| KrazyCelticKid | $25.00 | $25.00 | 5/12/2010 4:16:09 PM |
| burgeoning-silver | $25.00 | $25.00 | 5/12/2010 4:17:37 PM |
| genuine-responsibility8 | $50.00 | $50.00 | 5/12/2010 4:17:47 PM |
| friendly-worth3 | $25.00 | $25.00 | 5/12/2010 4:11:41 PM |
| handy-justice | $50.00 | $50.00 | 5/12/2010 4:12:57 PM |
| reward-adventure | $25.00 | $25.00 | 5/12/2010 4:13:08 PM |
| Buffer10 | $25.00 | $25.00 | 5/12/2010 4:13:11 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/12/2010 4:13:15 PM |
| gelidfrank | $25.00 | $25.00 | 5/12/2010 4:13:18 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/12/2010 4:25:08 PM |
| 108lender | $25.00 | $25.00 | 5/12/2010 4:40:24 PM |
| samo102us | $25.00 | $25.00 | 5/12/2010 4:59:42 PM |
| forthright-dedication | $25.00 | $25.00 | 5/12/2010 4:59:59 PM |
| nanda | $25.00 | $25.00 | 5/12/2010 5:00:03 PM |
| drstumpster | $25.00 | $25.00 | 5/12/2010 5:00:06 PM |
| selfmademan | $25.00 | $25.00 | 5/12/2010 5:00:12 PM |
| martinnc | $25.00 | $25.00 | 5/12/2010 5:00:17 PM |
| ah-long | $25.00 | $25.00 | 5/12/2010 5:00:47 PM |
| scottr | $25.00 | $25.00 | 5/12/2010 4:59:44 PM |
| Casman8815 | $25.00 | $25.00 | 5/12/2010 4:59:47 PM |
| hard-working-loot | $25.00 | $25.00 | 5/12/2010 4:59:59 PM |
| zone6 | $25.00 | $25.00 | 5/12/2010 5:00:04 PM |
| TribecaFunding | $25.00 | $25.00 | 5/12/2010 5:00:19 PM |
| r0b3m4n | $25.00 | $25.00 | 5/12/2010 5:00:21 PM |
| Legally_Blonde | $25.00 | $25.00 | 5/12/2010 6:27:58 PM |
| Tammy102800 | $25.00 | $25.00 | 5/12/2010 4:19:07 PM |
| vmann | $25.00 | $25.00 | 5/12/2010 5:01:00 PM |
| cablenews | $25.00 | $25.00 | 5/12/2010 5:01:07 PM |
| independent-leverage6 | $25.00 | $25.00 | 5/12/2010 4:59:48 PM |
| newgroom422 | $25.00 | $25.00 | 5/12/2010 5:00:06 PM |
| terrific-fund5 | $25.00 | $25.00 | 5/12/2010 5:00:17 PM |
| anton | $34.47 | $34.47 | 5/12/2010 5:00:39 PM |
| winslowdad | $25.00 | $25.00 | 5/12/2010 5:01:15 PM |
| responsive-transaction8 | $25.00 | $25.00 | 5/13/2010 4:50:54 AM |
| direct-yield | $25.00 | $25.00 | 5/13/2010 6:10:10 AM |
| Speculator | $84.56 | $84.56 | 5/13/2010 6:44:38 AM |
| transaction-eclipse | $25.00 | $25.00 | 5/13/2010 9:35:28 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/13/2010 9:36:01 AM |
| FinDoc | $25.00 | $25.00 | 5/13/2010 9:46:07 AM |
| reflective-rupee | $25.00 | $25.00 | 5/13/2010 11:04:39 AM |
| HHP | $25.00 | $25.00 | 5/13/2010 6:45:09 PM |
| youthful-greenback3 | $25.00 | $25.00 | 5/13/2010 8:10:48 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:43:13 AM |
| justonejake | $25.00 | $25.00 | 5/14/2010 1:57:57 AM |
| Artist_Blue | $25.00 | $25.00 | 5/14/2010 6:53:53 AM |
| macbeck22 | $25.00 | $25.00 | 5/14/2010 4:38:10 AM |
| feedpaulyfaster | $25.00 | $25.00 | 5/14/2010 4:38:29 AM |
| FEWDollars | $25.00 | $25.00 | 5/14/2010 7:53:59 AM |
| social-conductor4 | $25.00 | $25.00 | 5/14/2010 7:47:54 AM |
| texrob20 | $25.00 | $25.00 | 5/14/2010 8:12:47 AM |
| devin57 | $25.00 | $25.00 | 5/14/2010 9:33:32 AM |
| silverloan | $25.00 | $25.00 | 5/14/2010 4:29:04 PM |
| Amused1 | $25.00 | $25.00 | 5/14/2010 4:29:08 PM |
| bignic | $25.00 | $25.00 | 5/14/2010 4:29:12 PM |
| kashikoe | $25.00 | $25.00 | 5/14/2010 4:29:22 PM |
| famous-bill | $31.82 | $31.82 | 5/14/2010 4:29:25 PM |
| jasonrossi11 | $30.00 | $30.00 | 5/14/2010 4:29:04 PM |
| moola-trumpeter | $25.00 | $25.00 | 5/14/2010 4:29:09 PM |
| deal-hickory5 | $25.00 | $25.00 | 5/14/2010 4:29:13 PM |
| transparency-bath | $25.00 | $25.00 | 5/14/2010 4:29:19 PM |
| hpfthlv | $25.00 | $25.00 | 5/14/2010 4:29:05 PM |
| tearingstar | $25.00 | $25.00 | 5/14/2010 4:29:10 PM |
| lacolo | $25.00 | $25.00 | 5/14/2010 4:29:14 PM |
| Orringo | $50.00 | $50.00 | 5/14/2010 4:29:18 PM |
| Greenbak | $25.00 | $25.00 | 5/14/2010 4:29:26 PM |
| unger | $50.00 | $50.00 | 5/15/2010 3:29:08 AM |
| MilitaryLending | $25.00 | $25.00 | 5/15/2010 7:18:04 PM |
| charitycoon | $25.00 | $25.00 | 5/16/2010 12:08:25 AM |
| TakeCare | $25.00 | $25.00 | 5/16/2010 1:07:17 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/17/2010 6:44:57 PM |
| Bob450 | $25.00 | $25.00 | 5/17/2010 6:56:16 PM |
| funimuni | $25.00 | $25.00 | 5/17/2010 6:03:35 PM |
| buffalobills | $25.00 | $25.00 | 5/17/2010 8:15:39 PM |
| realtormoises | $25.00 | $25.00 | 5/17/2010 7:45:06 PM |
| intelligent-reward7 | $25.00 | $25.00 | 5/18/2010 11:27:31 AM |
| CoffeyvilleKS | $25.00 | $25.00 | 5/18/2010 2:55:35 PM |
| Kash2010lu | $25.00 | $25.00 | 5/18/2010 6:34:17 PM |
| back-scratchers | $25.00 | $25.00 | 5/18/2010 11:16:09 PM |
| Helping-One-Another | $50.00 | $50.00 | 5/19/2010 8:43:02 AM |
| mutual-benefit | $25.00 | $25.00 | 5/19/2010 10:38:55 AM |
| PeePaw | $25.00 | $25.00 | 5/19/2010 2:18:54 PM |
| Kqwik | $25.91 | $25.91 | 5/19/2010 11:59:17 AM |
| squarebob | $25.00 | $25.00 | 5/19/2010 3:00:26 PM |
| 172 bids
|
Borrower Payment Dependent Notes Series
458051
This series of Notes was issued and sold upon the funding of the borrower loan #42593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $84.90 |
|
Final lender yield:
| 23.00% |
Final borrower rate/APR:
| 24.00% / 26.29% |
Final monthly payment:
| $78.47 |
| |
|
Auction yield range:
| 13.99% - 29.00% |
Estimated loss impact:
| 15.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 32% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 2m |
|
Credit score:
| 600-619 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,227 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| lady827 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2007)
|
|
Principal balance:
| $821.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Borrowing for the new baby
Purpose of loan:
This loan will be used to prepare?for the birth of our new baby.?
My financial situation:
I am a good candidate for this loan because I always pay back what I owe. I'm never late, as you can see from my other prosper loan.
Monthly net income: $ 2400
Monthly expenses: $
??Housing: $ 1200 (split with husband and husband's sister, so $400 each)
??Insurance: $ 23 per month
??Car expenses: $ 200 per month, which will be paid off in December 2010.
??Utilities: $ 150
??Phone, cable, internet: $ 160 (split with husband so $80 each)
??Food, entertainment: $?300 (split 3 ways, $100 each)
??Clothing, household expenses $?100
??Credit cards and other loans: $?600
??Other expenses: $ 150
? Total: $1803.00
? Left to pay off loan: $597
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows borrowers to pay up to 36 months. Will you go the distance (36 months) or pay this loan in full sooner? If sooner, in how many months? PS: Please answer publicly. - hektek22
A:
My goal is to pay it back sooner, as in 18 months. So I will be paying about $120-$130 per month.
(May-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 5/12/2010 4:16:12 PM |
| jhouman | $25.00 | $25.00 | 5/17/2010 5:23:39 PM |
| orange-pound-party | $35.32 | $35.32 | 5/19/2010 2:03:38 PM |
| Aberdeen | $400.00 | $400.00 | 5/19/2010 12:15:42 PM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/19/2010 3:41:40 PM |
| ultimate-peace | $600.00 | $425.68 | 5/19/2010 3:44:35 PM |
| money-fort | $29.00 | $29.00 | 5/19/2010 4:07:33 PM |
| shrewd-income | $50.00 | $50.00 | 5/19/2010 4:01:54 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/19/2010 4:03:51 PM |
| Unitas4302 | $300.00 | $300.00 | 5/14/2010 3:51:52 AM |
| UCLA4life | $25.00 | $25.00 | 5/14/2010 5:24:44 PM |
| Kash2010lu | $35.00 | $35.00 | 5/17/2010 6:59:42 PM |
| Aberdeen | $400.00 | $400.00 | 5/19/2010 12:15:44 PM |
| enthusiastic-balance5 | $200.00 | $200.00 | 5/19/2010 3:51:45 PM |
| 14 bids
|
Borrower Payment Dependent Notes Series
458505
This series of Notes was issued and sold upon the funding of the borrower loan #42584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 5m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $12,372 | Stated income: | $100,000+ |
|
Amount delinquent:
| $483 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ore-brigade |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Artist_Blue | $25.00 | $25.00 | 5/17/2010 4:22:08 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/17/2010 4:23:38 PM |
| orderly-leverage | $30.00 | $30.00 | 5/17/2010 4:29:23 PM |
| actvtrdr | $35.00 | $35.00 | 5/17/2010 4:29:30 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:31 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:29:40 PM |
| commerce-voyager | $25.00 | $25.00 | 5/17/2010 4:35:02 PM |
| greenwell | $25.00 | $25.00 | 5/17/2010 4:38:52 PM |
| tntmojave | $25.00 | $25.00 | 5/17/2010 4:35:11 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:43:25 PM |
| Glenn_Graham | $30.00 | $30.00 | 5/17/2010 4:45:24 PM |
| LendGuy | $25.00 | $25.00 | 5/17/2010 4:45:44 PM |
| finance-prescription | $50.00 | $50.00 | 5/17/2010 5:17:26 PM |
| 108lender | $75.00 | $75.00 | 5/17/2010 5:23:46 PM |
| samo102us | $25.00 | $25.00 | 5/17/2010 5:23:55 PM |
| honorable-yield | $35.00 | $35.00 | 5/17/2010 5:30:22 PM |
| CC911 | $25.00 | $25.00 | 5/17/2010 6:34:36 PM |
| Zingaro | $25.00 | $25.00 | 5/17/2010 5:53:12 PM |
| mtandb | $25.00 | $25.00 | 5/17/2010 8:18:35 PM |
| wellsfrugal | $25.00 | $25.00 | 5/18/2010 2:02:55 AM |
| secobarbital | $25.00 | $25.00 | 5/18/2010 1:07:51 AM |
| knight3136 | $25.00 | $25.00 | 5/18/2010 7:57:46 AM |
| dinero-mason | $50.00 | $50.00 | 5/18/2010 9:43:19 AM |
| ITExec | $100.00 | $100.00 | 5/18/2010 9:43:31 AM |
| KevinC_63366 | $25.00 | $25.00 | 5/18/2010 9:43:37 AM |
| samaritan5 | $25.00 | $25.00 | 5/18/2010 8:22:45 AM |
| b2m80s | $25.00 | $25.00 | 5/18/2010 9:44:14 AM |
| desertoasis | $25.00 | $25.00 | 5/18/2010 8:38:00 AM |
| kginatl | $25.00 | $25.00 | 5/18/2010 8:45:19 AM |
| rosadoc | $25.00 | $25.00 | 5/18/2010 9:33:21 AM |
| money-bauble | $50.00 | $50.00 | 5/18/2010 9:34:45 AM |
| Simonsez808 | $25.00 | $25.00 | 5/18/2010 9:43:16 AM |
| bnlforever | $25.00 | $25.00 | 5/18/2010 9:43:38 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 5/18/2010 9:43:44 AM |
| CPAMAN | $25.00 | $25.00 | 5/18/2010 9:44:12 AM |
| GElender | $25.00 | $25.00 | 5/18/2010 9:44:18 AM |
| fostaman | $25.00 | $25.00 | 5/18/2010 9:48:38 AM |
| Tasmir | $25.00 | $25.00 | 5/18/2010 9:43:11 AM |
| SpareChangeHero | $25.00 | $25.00 | 5/18/2010 9:43:16 AM |
| mclilpaws | $25.00 | $25.00 | 5/18/2010 9:43:20 AM |
| Wowzer | $25.00 | $25.00 | 5/18/2010 9:43:45 AM |
| kmavm | $25.00 | $25.00 | 5/18/2010 9:44:01 AM |
| Hokiemon | $25.00 | $25.00 | 5/18/2010 9:44:13 AM |
| xzec777 | $25.00 | $25.00 | 5/18/2010 9:48:39 AM |
| festeringsnot | $25.00 | $25.00 | 5/18/2010 11:35:10 AM |
| gizzywump | $25.00 | $25.00 | 5/18/2010 1:25:48 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/18/2010 12:48:22 PM |
| gustavzantanon | $26.31 | $26.31 | 5/18/2010 1:40:26 PM |
| micko | $25.00 | $25.00 | 5/18/2010 1:42:20 PM |
| bonus-zone | $25.00 | $25.00 | 5/18/2010 1:17:08 PM |
| Zolton | $114.01 | $114.01 | 5/18/2010 1:30:48 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/18/2010 1:43:03 PM |
| dartmouth99 | $25.00 | $25.00 | 5/18/2010 1:49:10 PM |
| TakeCare | $30.00 | $30.00 | 5/18/2010 2:04:12 PM |
| randsenterprise | $25.00 | $25.00 | 5/18/2010 2:38:06 PM |
| joeirps | $25.00 | $25.00 | 5/18/2010 1:40:45 PM |
| Kreditorium | $27.89 | $27.89 | 5/18/2010 2:38:42 PM |
| pfenness | $28.88 | $28.88 | 5/18/2010 1:49:13 PM |
| supreme-hope | $25.00 | $25.00 | 5/18/2010 2:14:31 PM |
| copper | $30.00 | $30.00 | 5/18/2010 3:02:30 PM |
| palpbert | $25.00 | $25.00 | 5/18/2010 3:09:46 PM |
| rlgnyc | $26.24 | $26.24 | 5/18/2010 2:33:00 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/18/2010 2:38:44 PM |
| aggresive-nickel2 | $25.00 | $25.00 | 5/18/2010 2:38:11 PM |
| shiny-dollar9 | $25.00 | $25.00 | 5/18/2010 3:43:17 PM |
| astute-dollar | $27.42 | $27.42 | 5/18/2010 3:09:50 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/18/2010 3:10:25 PM |
| parsec9 | $25.00 | $25.00 | 5/18/2010 3:27:53 PM |
| time4aloan | $30.00 | $30.00 | 5/18/2010 2:53:48 PM |
| SkepticalBen | $25.00 | $25.00 | 5/18/2010 4:07:47 PM |
| benjo | $30.11 | $30.11 | 5/18/2010 3:09:44 PM |
| asset-professor | $30.70 | $30.70 | 5/18/2010 3:10:26 PM |
| robust-trade | $30.11 | $30.11 | 5/18/2010 3:43:37 PM |
| cvlender | $25.00 | $25.00 | 5/18/2010 3:43:24 PM |
| benevolent-bonus | $25.00 | $25.00 | 5/18/2010 3:58:13 PM |
| nuts | $42.05 | $42.05 | 5/18/2010 4:40:00 PM |
| the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:44:02 PM |
| jo2y | $25.00 | $25.00 | 5/18/2010 4:54:07 PM |
| natecam | $25.00 | $25.00 | 5/18/2010 5:02:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/18/2010 5:34:21 PM |
| qwsd12 | $40.00 | $40.00 | 5/18/2010 5:42:51 PM |
| supreme-bonus0 | $25.00 | $25.00 | 5/18/2010 11:25:43 PM |
| WhiteKnightVentures | $50.00 | $50.00 | 5/19/2010 6:12:44 AM |
| kind-responsibility-balancer | $25.00 | $25.00 | 5/18/2010 11:10:51 PM |
| love-interest | $25.00 | $25.00 | 5/19/2010 5:17:22 AM |
| successful-euro | $40.00 | $40.00 | 5/19/2010 7:41:17 AM |
| musician388 | $83.50 | $83.50 | 5/19/2010 7:23:22 AM |
| 4PTSMGMT | $25.00 | $25.00 | 5/19/2010 7:36:40 AM |
| abundant-listing0 | $50.00 | $50.00 | 5/19/2010 9:37:02 AM |
| integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:15:43 AM |
| personal-lender | $25.00 | $25.00 | 5/17/2010 4:29:49 PM |
| Rattlehead | $25.00 | $25.00 | 5/17/2010 4:30:37 PM |
| DcUnited | $25.00 | $25.00 | 5/17/2010 4:30:50 PM |
| reward-adventure | $30.00 | $30.00 | 5/17/2010 4:29:12 PM |
| rhin0cerx | $50.00 | $50.00 | 5/17/2010 4:30:12 PM |
| Comoparklender | $25.00 | $25.00 | 5/17/2010 4:35:35 PM |
| villagers | $25.00 | $25.00 | 5/17/2010 4:40:16 PM |
| platinum-genetics | $50.00 | $50.00 | 5/17/2010 4:43:47 PM |
| chakra | $25.00 | $25.00 | 5/17/2010 4:43:01 PM |
| basis-prodigy | $25.00 | $25.00 | 5/17/2010 4:42:48 PM |
| lending-bear | $25.00 | $25.00 | 5/17/2010 5:23:32 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 7:22:05 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/17/2010 6:43:32 PM |
| tedsrfdude | $25.00 | $25.00 | 5/17/2010 7:23:03 PM |
| famous-bill | $44.02 | $44.02 | 5/18/2010 3:14:28 AM |
| investorRE | $35.00 | $35.00 | 5/18/2010 8:37:46 AM |
| slojudy | $25.00 | $25.00 | 5/18/2010 9:35:12 AM |
| OnyxLite | $25.00 | $25.00 | 5/18/2010 9:43:17 AM |
| nofreelunch | $25.00 | $25.00 | 5/18/2010 9:43:27 AM |
| satanichammy | $25.00 | $25.00 | 5/18/2010 9:43:43 AM |
| Guerrilla_Man | $25.00 | $25.00 | 5/18/2010 9:43:52 AM |
| mdf | $43.33 | $43.33 | 5/18/2010 9:44:02 AM |
| EJL | $25.00 | $25.00 | 5/18/2010 9:47:53 AM |
| S-Master | $25.00 | $25.00 | 5/18/2010 9:13:02 AM |
| flexible-value | $25.00 | $25.00 | 5/18/2010 9:43:18 AM |
| b-rent | $25.00 | $25.00 | 5/18/2010 9:43:35 AM |
| DER | $100.00 | $100.00 | 5/18/2010 9:43:39 AM |
| jlr613 | $25.00 | $25.00 | 5/18/2010 9:43:57 AM |
| stoopidnoodle | $25.00 | $25.00 | 5/18/2010 10:18:09 AM |
| angeimack | $25.00 | $25.00 | 5/18/2010 10:27:57 AM |
| Falling | $25.00 | $25.00 | 5/18/2010 9:43:19 AM |
| BrianRK | $26.00 | $26.00 | 5/18/2010 9:43:23 AM |
| compsciman | $50.00 | $50.00 | 5/18/2010 9:43:26 AM |
| simplewareinc | $50.00 | $50.00 | 5/18/2010 9:43:47 AM |
| FeedTheMachine | $41.94 | $41.94 | 5/18/2010 11:35:27 AM |
| intelligent-yield | $25.00 | $25.00 | 5/18/2010 11:36:42 AM |
| KiwiElf | $25.00 | $25.00 | 5/18/2010 11:33:45 AM |
| treasure-bliss | $30.02 | $30.02 | 5/18/2010 11:36:07 AM |
| TheColoradoDon | $25.00 | $25.00 | 5/18/2010 11:36:18 AM |
| oldmora | $25.00 | $25.00 | 5/18/2010 11:36:22 AM |
| fightgravity | $25.00 | $25.00 | 5/18/2010 12:35:12 PM |
| Sateesh | $34.75 | $34.75 | 5/18/2010 1:40:52 PM |
| arejaybe | $25.00 | $25.00 | 5/18/2010 2:28:53 PM |
| brother_tam | $49.24 | $49.24 | 5/18/2010 2:38:43 PM |
| bowdish1 | $50.00 | $50.00 | 5/18/2010 2:38:48 PM |
| diverse2 | $25.00 | $25.00 | 5/18/2010 2:13:05 PM |
| mudaholic | $25.00 | $25.00 | 5/18/2010 2:53:35 PM |
| Kaj | $25.00 | $25.00 | 5/18/2010 2:06:26 PM |
| rescue | $42.89 | $42.89 | 5/18/2010 3:02:27 PM |
| purdue98 | $25.00 | $25.00 | 5/18/2010 2:30:08 PM |
| MKLInvestments | $25.00 | $25.00 | 5/18/2010 2:32:46 PM |
| cash-queen | $30.00 | $30.00 | 5/18/2010 2:38:38 PM |
| Lam0nt | $25.00 | $25.00 | 5/18/2010 2:38:08 PM |
| AFairDeal | $25.00 | $25.00 | 5/18/2010 2:38:12 PM |
| internetwolf | $25.00 | $25.00 | 5/18/2010 2:38:41 PM |
| balance6 | $25.00 | $25.00 | 5/18/2010 3:43:25 PM |
| duty-sensai | $25.00 | $25.00 | 5/18/2010 3:10:23 PM |
| kmr2 | $25.00 | $25.00 | 5/18/2010 2:54:12 PM |
| Speculator | $32.82 | $32.82 | 5/18/2010 3:02:21 PM |
| cablenews | $25.00 | $25.00 | 5/18/2010 3:58:15 PM |
| imlosttoo | $25.00 | $25.00 | 5/18/2010 4:54:28 PM |
| delivery | $25.00 | $25.00 | 5/18/2010 5:02:54 PM |
| brightest-asset-healer | $25.00 | $25.00 | 5/18/2010 8:32:45 PM |
| spirited-commitment | $25.00 | $25.00 | 5/18/2010 7:44:20 PM |
| lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:15 AM |
| selfmademan | $25.00 | $25.00 | 5/19/2010 7:42:22 AM |
| wlm3012 | $25.00 | $25.00 | 5/19/2010 8:43:03 AM |
| wwwUniversal | $25.00 | $25.00 | 5/19/2010 8:47:47 AM |
| omerta6102 | $50.00 | $37.77 | 5/19/2010 10:55:55 AM |
| buffalobills | $25.00 | $25.00 | 5/19/2010 12:36:56 PM |
| 160 bids
|
Borrower Payment Dependent Notes Series
458727
This series of Notes was issued and sold upon the funding of the borrower loan #42573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-17-2010 |
| |
Auction end date:
| May-20-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $95.68 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| 40% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
13 | Length of status: | 2y 9m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 49 |
Occupation: | Professor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,794 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| flaloans |
Borrower's state:
| Florida |
Borrower's group:
| Professors |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
My personal loan for my education
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| generous-deal6 | $25.00 | $25.00 | 5/17/2010 4:27:42 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/17/2010 4:26:29 PM |
| worth-arch | $25.00 | $25.00 | 5/17/2010 4:27:04 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/17/2010 4:30:57 PM |
| castleman | $25.00 | $25.00 | 5/17/2010 4:31:31 PM |
| hrubinst | $25.00 | $25.00 | 5/17/2010 4:32:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/17/2010 4:36:05 PM |
| Phantom99 | $25.00 | $25.00 | 5/17/2010 4:34:25 PM |
| jdrez | $25.00 | $25.00 | 5/17/2010 4:40:38 PM |
| seabass123 | $25.00 | $25.00 | 5/17/2010 4:41:04 PM |
| wayman | $25.00 | $25.00 | 5/17/2010 4:43:59 PM |
| Comoparklender | $30.00 | $30.00 | 5/17/2010 4:41:30 PM |
| transparency-advocator | $25.00 | $25.00 | 5/17/2010 4:44:23 PM |
| market-walnut5 | $50.00 | $50.00 | 5/17/2010 4:44:39 PM |
| rescue | $50.00 | $50.00 | 5/17/2010 4:46:19 PM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 4:46:03 PM |
| jrbill1998 | $50.00 | $50.00 | 5/17/2010 5:12:21 PM |
| fishintime | $25.00 | $25.00 | 5/17/2010 5:22:50 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/17/2010 5:24:35 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/17/2010 5:24:38 PM |
| unassassinable | $25.00 | $25.00 | 5/17/2010 5:24:42 PM |
| philosopher4 | $25.00 | $25.00 | 5/17/2010 5:24:48 PM |
| psztnrw | $100.00 | $100.00 | 5/17/2010 5:24:59 PM |
| community-saver0 | $25.00 | $25.00 | 5/17/2010 5:27:31 PM |
| locofuego | $50.00 | $50.00 | 5/17/2010 5:22:57 PM |
| zeraphm | $25.00 | $25.00 | 5/17/2010 5:28:50 PM |
| loanfairy | $25.00 | $25.00 | 5/17/2010 5:24:19 PM |
| life-is-great | $25.00 | $25.00 | 5/17/2010 5:24:21 PM |
| DcUnited | $25.00 | $25.00 | 5/17/2010 5:24:53 PM |
| loan4teacher | $25.00 | $25.00 | 5/17/2010 5:30:57 PM |
| Composure1 | $50.00 | $50.00 | 5/17/2010 5:27:56 PM |
| kmr2 | $350.00 | $350.00 | 5/17/2010 5:32:21 PM |
| e6400 | $50.00 | $50.00 | 5/17/2010 5:32:39 PM |
| Siafu | $25.00 | $25.00 | 5/17/2010 5:44:23 PM |
| Carpetkid | $25.00 | $25.00 | 5/17/2010 5:31:24 PM |
| atmaan | $25.00 | $25.00 | 5/17/2010 5:46:22 PM |
| DublinCaLender | $25.00 | $25.00 | 5/17/2010 5:46:45 PM |
| bill-expert | $25.00 | $25.00 | 5/17/2010 5:46:47 PM |
| tamcho | $25.00 | $25.00 | 5/17/2010 7:15:19 PM |
| The_Loan_Runner | $25.00 | $25.00 | 5/18/2010 5:17:36 AM |
| Avala | $50.00 | $50.00 | 5/17/2010 4:32:25 PM |
| dinero-speaker | $25.00 | $25.00 | 5/17/2010 4:32:50 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/17/2010 4:33:47 PM |
| JGB | $25.00 | $25.00 | 5/17/2010 4:33:14 PM |
| alexstar | $25.00 | $25.00 | 5/17/2010 4:39:08 PM |
| ichibon | $75.00 | $75.00 | 5/17/2010 4:39:40 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/17/2010 4:37:58 PM |
| wlm3012 | $25.00 | $25.00 | 5/17/2010 4:40:20 PM |
| ddog0224 | $25.00 | $25.00 | 5/17/2010 4:40:45 PM |
| gold-disk | $100.00 | $100.00 | 5/17/2010 4:42:37 PM |
| Musicman1950 | $25.00 | $25.00 | 5/17/2010 5:05:42 PM |
| greeninspirit | $25.00 | $25.00 | 5/17/2010 5:13:19 PM |
| naina_my_daughter | $25.00 | $25.00 | 5/17/2010 5:23:53 PM |
| Fiimg | $50.00 | $50.00 | 5/17/2010 5:24:27 PM |
| GiantAardvark | $25.00 | $25.00 | 5/17/2010 5:24:33 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/17/2010 5:29:16 PM |
| radforj22 | $25.00 | $25.00 | 5/17/2010 5:24:29 PM |
| objective-investor | $100.00 | $100.00 | 5/17/2010 5:25:02 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/17/2010 5:25:16 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/17/2010 5:26:49 PM |
| Panna | $25.00 | $25.00 | 5/17/2010 5:27:36 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/17/2010 5:26:53 PM |
| integrity-doctor | $100.00 | $100.00 | 5/17/2010 5:32:42 PM |
| gold-conga | $25.00 | $25.00 | 5/17/2010 5:28:02 PM |
| Midwestvalues | $50.46 | $50.46 | 5/17/2010 5:28:47 PM |
| syounker | $25.00 | $25.00 | 5/17/2010 5:27:52 PM |
| Dap2005 | $25.00 | $25.00 | 5/17/2010 5:28:12 PM |
| Binan | $25.00 | $25.00 | 5/17/2010 5:46:46 PM |
| dinero-festivity2 | $100.00 | $69.54 | 5/17/2010 5:46:47 PM |
| MartiniCognac | $25.00 | $25.00 | 5/17/2010 5:46:21 PM |
| market-solstice2 | $25.00 | $25.00 | 5/17/2010 5:46:42 PM |
| the-bright-velocity | $25.00 | $25.00 | 5/18/2010 3:02:07 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
458921
This series of Notes was issued and sold upon the funding of the borrower loan #42610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,999.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-18-2010 |
| |
Auction end date:
| May-18-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.81 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.81 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 4m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $5,879 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $1,413 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| eagles88 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 87% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 3
( 13% )
| 600-619
(Apr-2008)
|
|
Principal balance:
| $1,870.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Short-Term Loan
Purpose of loan:
This loan will be used to?
Consolidate High interest CC and need stuff for new house - This will be short-term loan as I plan to pay off by year's end.
My financial situation:
I am a good candidate for this loan because?
I now make more Money at my job being Sales manager and have less expenses w/ a new roommate that moved in.
Monthly net income: $
4000
Monthly expenses: $ 2050
??Housing: $
1200
??Insurance: $
0
??Car expenses: $
0
??Utilities: $
45
??Phone, cable, internet: $
150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SkepticalBen | $25.00 | $25.00 | 5/18/2010 4:07:43 PM |
| loyalist1 | $100.00 | $100.00 | 5/18/2010 4:16:08 PM |
| orderly-leverage | $30.00 | $30.00 | 5/18/2010 4:17:03 PM |
| actvtrdr | $35.00 | $35.00 | 5/18/2010 4:17:06 PM |
| commerce-voyager | $25.00 | $25.00 | 5/18/2010 4:18:46 PM |
| DcUnited | $25.00 | $25.00 | 5/18/2010 4:17:24 PM |
| basis-prodigy | $25.00 | $25.00 | 5/18/2010 4:19:54 PM |
| tntmojave | $25.00 | $25.00 | 5/18/2010 4:18:54 PM |
| villagers | $25.00 | $25.00 | 5/18/2010 4:19:33 PM |
| LendGuy | $25.00 | $25.00 | 5/18/2010 4:20:40 PM |
| Glenn_Graham | $30.00 | $30.00 | 5/18/2010 4:20:33 PM |
| honorable-yield | $35.00 | $35.00 | 5/18/2010 4:28:04 PM |
| money-bauble | $50.00 | $50.00 | 5/18/2010 4:29:30 PM |
| intelligent-yield | $25.00 | $25.00 | 5/18/2010 4:29:49 PM |
| famous-bill | $50.00 | $50.00 | 5/18/2010 4:27:25 PM |
| tedsrfdude | $25.00 | $25.00 | 5/18/2010 4:28:05 PM |
| Zolton | $200.00 | $200.00 | 5/18/2010 4:30:30 PM |
| whynormal | $25.00 | $25.00 | 5/18/2010 4:40:22 PM |
| Kaj | $25.00 | $25.00 | 5/18/2010 6:04:11 PM |
| brother_tam | $25.02 | $25.02 | 5/18/2010 5:03:06 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/18/2010 5:35:34 PM |
| asiaratt | $77.79 | $61.54 | 5/18/2010 7:47:46 PM |
| FjLenders | $25.00 | $25.00 | 5/18/2010 6:03:47 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/18/2010 7:14:22 PM |
| green-forceful-openness | $25.00 | $25.00 | 5/18/2010 7:35:32 PM |
| Comoparklender | $25.00 | $25.00 | 5/18/2010 4:10:19 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/18/2010 4:11:51 PM |
| worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:47 PM |
| reward-adventure | $30.00 | $30.00 | 5/18/2010 4:16:59 PM |
| JGB | $25.00 | $25.00 | 5/18/2010 4:17:10 PM |
| personal-lender | $25.00 | $25.00 | 5/18/2010 4:17:18 PM |
| Rattlehead | $25.00 | $25.00 | 5/18/2010 4:17:19 PM |
| platinum-genetics | $50.00 | $50.00 | 5/18/2010 4:20:10 PM |
| market-walnut5 | $50.00 | $50.00 | 5/18/2010 4:20:06 PM |
| greenwell | $25.00 | $25.00 | 5/18/2010 4:19:31 PM |
| mtandb | $25.00 | $25.00 | 5/18/2010 4:28:11 PM |
| wellsfrugal | $25.00 | $25.00 | 5/18/2010 4:28:36 PM |
| desertoasis | $25.00 | $25.00 | 5/18/2010 4:29:07 PM |
| S-Master | $25.00 | $25.00 | 5/18/2010 4:29:22 PM |
| chakra | $25.00 | $25.00 | 5/18/2010 4:27:23 PM |
| rhin0cerx | $50.00 | $50.00 | 5/18/2010 4:27:22 PM |
| yeti888 | $25.00 | $25.00 | 5/18/2010 4:41:09 PM |
| kmr2 | $36.07 | $36.07 | 5/18/2010 4:41:40 PM |
| Zingaro | $25.00 | $25.00 | 5/18/2010 4:28:40 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/18/2010 4:30:08 PM |
| supreme-hope | $25.00 | $25.00 | 5/18/2010 4:30:33 PM |
| shiny-dollar9 | $25.00 | $25.00 | 5/18/2010 4:30:40 PM |
| the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:43:59 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 5/18/2010 7:12:48 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 5/18/2010 5:32:09 PM |
| nrowland | $25.00 | $25.00 | 5/18/2010 5:37:47 PM |
| qwsd12 | $40.00 | $40.00 | 5/18/2010 5:42:48 PM |
| persevering | $26.37 | $26.37 | 5/18/2010 5:18:13 PM |
| spirited-commitment | $25.00 | $25.00 | 5/18/2010 7:44:18 PM |
| oneforthemoney | $25.00 | $25.00 | 5/18/2010 5:23:24 PM |
| davechris870 | $50.00 | $50.00 | 5/18/2010 5:27:53 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 5/18/2010 6:04:05 PM |
| 87Marc | $25.00 | $25.00 | 5/18/2010 7:47:45 PM |
| wwwUniversal | $25.00 | $25.00 | 5/18/2010 7:47:52 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
457618
This series of Notes was issued and sold upon the funding of the borrower loan #42585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,050.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-17-2010 |
|
|
Starting lender yield:
| 20.01% |
Starting borrower rate/APR:
| 21.01% / 24.63% |
Starting monthly payment:
| $39.56 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 17.47% |
Final monthly payment:
| $35.89 |
| |
|
Auction yield range:
| 7.99% - 20.01% |
Estimated loss impact:
| 6.79% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 30% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 21
/
20 | Length of status: | 2y 11m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 49 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $25,551 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-courageous-openness |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This loan will be used to pay off a credit card with higher interest. They raised my rate at the beginning of the year before the new laws went into affect. I keep paying extra but the interest is not letting me get ahead as fast as I would like. I am a good candidate for this loan because I always make my payments on time and pay extra. I am attacking one credit card at a time, rather than a little extra on each.? ?
I have also been reading debt-proof living, a monthly newsletter that shows you how to become debt free faster and?STAY debt free. A friend of mine showed me the program and they are debt free. She has been enlisted as my advisor and referred me to this site.
I am relisting this loan because I had a large commission bonus program that allowed me to pay off 2 small credit cards. I am on the 5 year to debt free plan. My car is $325/mo and will be paid off next year. I will use that money to get on the?faster speed to credit card recovery.
To answer the commonly asked question, I have owned my home for six years, I owe about $86k, it is worth about $110-$120k in comparing to a recently sold home 4 doors down, 3 months ago. I have a large yard and it is fenced for privacy, and I have 3 bedrooms. The comp home does not have a yard to speak of and only two bedrooms for $100k. The homes in this area are just older, and it is Wisconsin, so homes are not expensive comparatively.
Thank you for considering my loan. I will be paying via ACH so you know it will be paid on time. I will also send in extra money to pay it off 6 months early.? I am being aggressive about getting out of debt as my furnace is VERY inefficient and a new one is $4500.
Information in the Description is not verified.
Friends And Family Winning Bids
mybackyard has bid a total of
$102.02 in winning bids.
"This person is a good friend of mine, and I would not hesitate to bid on this loan. I know it will remain current."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
Thank you for you consideration. I pay $325 for my car loan til Sept 2010. My mortgage with escrow is $750. My credit card payments are about $400. I pay $90 on this credit card even though the minimum was $60. Monthly utilities last month were $75 water and gas; a little more in the summer for AC but close to $200 in winter. I have no leases and my living expenses are about $200 for food. My net income is about $2200, sometimes $300-500 more if we have a bonus program.
(May-12-2010)
Q:
what are your monthly income and expenses? - beakerfish
A:
Thank you for your consideration. My monthly income is about $2200, my mortgage and escrow are $750. My car pament is $325***until 2011***not 2010, that was a typo in the the previous answer. Utilities are less than $100 from now til Dec or Jan, then they (gas & elec together) are about $200 in the coldest months through Feb or March. I pay about $400 in other credit card bills, and I want that to be done. Paying off the card next year will be huge!
(May-12-2010)
Q:
Can you briefly explain your income and employment status more? Is this monthly amount before or after taxes are taken out? Also, does the amount listed include your significant others income or is this separate? - SmartConsolidation
A:
Sorry I just noticed your questioins from yesterday. I posted an answer to your previous question just today. My net per month is about $2200, after taxes. This is just my income and debt, this does not include my significant others, this is separate of him.
(May-12-2010)
Q:
Prosper says your revolving debt is $25K. What will $1,000 do for you? - CPAecs
A:
I will use it to pay on my Citi Card, it has the highest interest rate. So with the same payment I will be able to pay it off in less than 3 years on Prosper.
My $325/mo for my car will eliminate $5000 in debt by next Sept., and I will use that money to continue to pay down my debt. That is how I determined 5 years to being debt free.
(May-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| portfolio-turbine | $25.00 | $25.00 | 5/14/2010 4:57:24 PM |
| khamlagirl | $25.00 | $25.00 | 5/16/2010 6:22:38 PM |
| loanman2007 | $100.00 | $100.00 | 5/17/2010 6:22:04 AM |
| glenium | $25.00 | $3.13 | 5/17/2010 6:40:14 AM |
| portfolio-turbine | $25.00 | $25.00 | 5/17/2010 6:44:01 AM |
| shrewd-income | $150.00 | $150.00 | 5/17/2010 2:58:14 PM |
| havok555 | $29.85 | $29.85 | 5/17/2010 4:12:48 PM |
| VIPBank | $40.00 | $40.00 | 5/17/2010 4:19:50 PM |
| Lubava | $25.98 | $25.98 | 5/17/2010 4:19:35 PM |
| Unitas4302 | $69.21 | $69.21 | 5/13/2010 8:02:52 PM |
| mybackyard | $102.02 | $102.02 | 5/14/2010 10:33:26 AM |
| TFAD72 | $25.00 | $25.00 | 5/16/2010 6:08:59 AM |
| Glenn_Graham | $35.00 | $35.00 | 5/16/2010 5:14:50 PM |
| shrewd-income | $100.00 | $100.00 | 5/16/2010 6:18:43 PM |
| Tahoeman | $25.00 | $25.00 | 5/17/2010 7:38:41 AM |
| martymaniaman | $44.81 | $44.81 | 5/17/2010 6:35:50 AM |
| Leshan | $50.00 | $50.00 | 5/17/2010 9:57:44 AM |
| wild-orange | $100.00 | $100.00 | 5/17/2010 3:41:57 PM |
| namronmi2 | $25.00 | $25.00 | 5/17/2010 3:39:54 PM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 4:13:55 PM |
| burnfromwithin | $25.00 | $25.00 | 5/17/2010 4:17:49 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
458014
This series of Notes was issued and sold upon the funding of the borrower loan #42613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $63.79 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 11m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $703 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $2,434 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| tony1523 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Old College Collections
Purpose of loan:
Hello everyone back in college(5 years ago)?i got a couple credit cards and maxed them out and never paid them back . Now they are all collections and holding me back from having a high credit score..everything i have now i pay on time..credit cards, student loans etcc... i make enough money to make payments i just dont have enough to pay it all at once which is minimal $2,434.00.
My financial situation:
I am a good candidate for this loan because? i have a good job with benefits that ive?had for 2 years?..These dumb collections are holding me back to perfect credit.?
Monthly net income: $ 1525.53
Monthly expenses: $?965.00
??Housing: $?400
??Insurance: $ 75
??Car expenses: $ 0 (company car
??Utilities: $?100
??Phone, cable, internet: $?100
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 40
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| authoritative-capital | $25.00 | $25.00 | 5/12/2010 4:11:26 PM |
| radforj22 | $50.00 | $50.00 | 5/12/2010 4:11:52 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/12/2010 4:12:00 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/12/2010 4:12:21 PM |
| F16Pilot | $25.00 | $25.00 | 5/12/2010 4:12:37 PM |
| generous-deal6 | $25.00 | $25.00 | 5/12/2010 4:12:42 PM |
| dharma1 | $25.00 | $25.00 | 5/12/2010 4:11:01 PM |
| bonus-adventure3 | $25.00 | $20.10 | 5/12/2010 4:14:22 PM |
| TheMan | $25.00 | $25.00 | 5/12/2010 4:12:15 PM |
| meenan | $25.00 | $25.00 | 5/12/2010 4:14:14 PM |
| kenji4861 | $25.00 | $25.00 | 5/12/2010 4:11:09 PM |
| worth-arch | $25.00 | $25.00 | 5/12/2010 4:12:30 PM |
| bright-balance | $25.00 | $25.00 | 5/12/2010 4:14:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/12/2010 5:01:21 PM |
| khamlagirl | $25.00 | $25.00 | 5/16/2010 6:32:24 PM |
| credit-panda1 | $25.00 | $25.00 | 5/17/2010 7:11:44 AM |
| pirahna125 | $50.00 | $50.00 | 5/17/2010 6:17:40 PM |
| greenback-octave | $25.00 | $25.00 | 5/17/2010 7:52:07 PM |
| interstellar | $29.78 | $29.78 | 5/18/2010 3:17:50 PM |
| tomjac2000 | $25.00 | $25.00 | 5/18/2010 6:40:00 PM |
| ssgt95068 | $25.00 | $25.00 | 5/18/2010 7:14:20 PM |
| Dskillz | $30.00 | $30.00 | 5/18/2010 7:21:30 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 5/19/2010 12:09:56 AM |
| scotty61 | $25.12 | $25.12 | 5/19/2010 12:01:03 PM |
| trustworthy-fairness | $250.00 | $250.00 | 5/19/2010 2:43:38 PM |
| rmpedi33 | $200.00 | $200.00 | 5/19/2010 2:42:07 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/12/2010 4:11:37 PM |
| meux99 | $25.00 | $25.00 | 5/12/2010 4:10:53 PM |
| evnagelist | $25.00 | $25.00 | 5/12/2010 4:14:04 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/12/2010 4:11:46 PM |
| Merganser | $25.00 | $25.00 | 5/12/2010 4:12:07 PM |
| harty | $60.00 | $60.00 | 5/12/2010 4:13:56 PM |
| Marathoner | $25.00 | $25.00 | 5/12/2010 4:14:00 PM |
| truth-image | $50.00 | $50.00 | 5/12/2010 4:14:07 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/12/2010 4:10:58 PM |
| life-is-great | $25.00 | $25.00 | 5/12/2010 4:12:10 PM |
| credit-scout7 | $30.00 | $30.00 | 5/12/2010 4:13:53 PM |
| delicious-social132 | $40.00 | $40.00 | 5/12/2010 4:14:10 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/12/2010 6:43:27 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 4:45:02 PM |
| ddamenace | $25.00 | $25.00 | 5/14/2010 8:43:43 PM |
| lucrative-coin | $25.00 | $25.00 | 5/17/2010 6:58:30 PM |
| wwwUniversal | $25.00 | $25.00 | 5/17/2010 10:30:11 PM |
| erowis | $25.00 | $25.00 | 5/18/2010 1:18:52 PM |
| JerryB96 | $25.00 | $25.00 | 5/18/2010 1:29:33 PM |
| lucygirl2 | $50.00 | $50.00 | 5/18/2010 4:51:21 PM |
| mpjg9 | $50.00 | $50.00 | 5/18/2010 4:32:37 PM |
| creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:17:02 PM |
| gillijr1001 | $25.00 | $25.00 | 5/19/2010 12:23:40 AM |
| Nusk | $25.00 | $25.00 | 5/19/2010 10:35:48 AM |
| Lo0se_mo0se | $25.00 | $25.00 | 5/19/2010 10:53:45 AM |
| integrity-cowbell | $25.00 | $25.00 | 5/19/2010 3:07:16 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
458058
This series of Notes was issued and sold upon the funding of the borrower loan #42582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 16.15% |
Final borrower rate/APR:
| 17.15% / 20.87% |
Final monthly payment:
| $35.73 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $1,474 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $76 |
Bankcard utilization:
| 45% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thankful-currency4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| khamlagirl | $25.00 | $25.00 | 5/16/2010 6:33:12 PM |
| KapitalX | $26.07 | $26.07 | 5/17/2010 3:41:02 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/18/2010 7:57:25 AM |
| Reliance_Banker | $25.00 | $25.00 | 5/18/2010 4:14:21 PM |
| mesfinity | $46.86 | $46.86 | 5/19/2010 6:53:31 AM |
| principal-star | $25.00 | $25.00 | 5/19/2010 7:59:08 AM |
| SmartBanking | $25.00 | $25.00 | 5/19/2010 1:10:31 PM |
| tranquil-revenue | $100.00 | $100.00 | 5/19/2010 12:31:21 PM |
| steady-dime | $25.00 | $25.00 | 5/19/2010 2:11:32 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/19/2010 2:12:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/19/2010 3:02:08 PM |
| JBG | $25.00 | $25.00 | 5/19/2010 3:59:51 PM |
| patriot384 | $114.00 | $70.16 | 5/19/2010 4:09:36 PM |
| donenzo | $25.00 | $25.00 | 5/13/2010 8:35:10 PM |
| marwadi-62 | $100.00 | $100.00 | 5/14/2010 11:10:38 AM |
| lucygirl2 | $50.00 | $50.00 | 5/18/2010 4:51:58 PM |
| prohelper | $40.92 | $40.92 | 5/18/2010 4:54:56 PM |
| Astyanax | $25.00 | $25.00 | 5/18/2010 5:51:32 PM |
| engbusres | $25.00 | $25.00 | 5/18/2010 9:06:08 PM |
| Helping-One-Another | $50.99 | $50.99 | 5/19/2010 8:44:07 AM |
| DasMula | $25.00 | $25.00 | 5/19/2010 10:58:26 AM |
| mpatrick | $50.00 | $50.00 | 5/19/2010 11:26:42 AM |
| seatown7 | $40.00 | $40.00 | 5/19/2010 3:10:20 PM |
| ultimate-peace | $100.00 | $100.00 | 5/19/2010 3:42:29 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
458228
This series of Notes was issued and sold upon the funding of the borrower loan #42576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-13-2010 |
| |
Auction end date:
| May-19-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $258.89 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 0m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $8,890 | Stated income: | $100,000+ |
|
Amount delinquent:
| $3,193 |
Bankcard utilization:
| 14% | | |
|
Public records last 12m / 10y:
| 0/ 3 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| Mike_ct |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to? Pay off credit card
My financial situation:
I am a good candidate for this loan because? Great job with 6 figure salary. Would like to re-establish myself
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Where did your 4 delinquencies come from? - conductor146
A:
Hi there,
I have not pulled my credit so I am unable to get you specific answers.
I do know there is a cell phone, a sprint wireless card, that I disputed.
If you have specific examples I will be more than happy to explain
each in detail. I do know this.... There is not a single current delq
account...there are old disputed items.
Thanks and let me know if I can answer any other
questions.
(May-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 5/13/2010 4:58:24 PM |
| worth-arch | $25.00 | $25.00 | 5/13/2010 4:58:32 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:03:06 PM |
| gold-disk | $100.00 | $100.00 | 5/13/2010 5:02:02 PM |
| seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:49 PM |
| hrubinst | $25.00 | $25.00 | 5/13/2010 5:02:35 PM |
| dinero-speaker | $25.00 | $25.00 | 5/13/2010 5:02:52 PM |
| availableloan | $25.00 | $25.00 | 5/13/2010 5:05:01 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/13/2010 5:05:16 PM |
| BayTech | $25.00 | $25.00 | 5/13/2010 5:15:12 PM |
| Sven79 | $50.00 | $50.00 | 5/13/2010 5:06:21 PM |
| transparency-advocator | $25.00 | $25.00 | 5/13/2010 5:08:15 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/13/2010 5:08:45 PM |
| powerful-velocity | $25.00 | $25.00 | 5/13/2010 5:25:12 PM |
| trustworthy-fairness | $25.00 | $25.00 | 5/13/2010 5:25:30 PM |
| philosopher4 | $25.00 | $25.00 | 5/13/2010 5:50:00 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/13/2010 5:56:40 PM |
| ClearLake | $25.00 | $25.00 | 5/13/2010 5:49:45 PM |
| Comoparklender | $30.00 | $30.00 | 5/13/2010 6:09:54 PM |
| Millmanator | $25.00 | $25.00 | 5/13/2010 6:06:01 PM |
| Cheburashka | $25.00 | $25.00 | 5/13/2010 5:40:08 PM |
| Aimvest | $25.00 | $25.00 | 5/13/2010 6:14:48 PM |
| Dap2005 | $25.00 | $25.00 | 5/13/2010 6:15:03 PM |
| boater01 | $50.00 | $50.00 | 5/13/2010 6:39:41 PM |
| drumcorpsnut | $25.30 | $25.30 | 5/13/2010 6:54:34 PM |
| ramsbladder | $25.00 | $25.00 | 5/13/2010 7:09:40 PM |
| slartibardfast | $25.00 | $25.00 | 5/13/2010 7:19:42 PM |
| tranquil-return4 | $25.00 | $25.00 | 5/13/2010 7:15:49 PM |
| pujols8996 | $26.16 | $26.16 | 5/13/2010 7:30:43 PM |
| lounges | $25.00 | $25.00 | 5/13/2010 7:24:50 PM |
| treasure-bliss | $93.55 | $93.55 | 5/13/2010 7:31:28 PM |
| Lightlife | $37.47 | $37.47 | 5/13/2010 6:30:02 PM |
| credit-kahuna | $35.90 | $35.90 | 5/13/2010 7:39:58 PM |
| calm-deal7 | $25.00 | $25.00 | 5/13/2010 7:40:14 PM |
| balance2 | $50.00 | $50.00 | 5/13/2010 7:34:45 PM |
| CAGE-Investments | $75.00 | $75.00 | 5/13/2010 7:35:06 PM |
| Marathoner | $25.00 | $25.00 | 5/13/2010 8:46:18 PM |
| authoritative-capital | $25.00 | $25.00 | 5/13/2010 9:27:53 PM |
| teller | $25.00 | $25.00 | 5/13/2010 9:49:13 PM |
| alexstar | $25.00 | $25.00 | 5/13/2010 8:45:37 PM |
| enriching-fund4 | $33.68 | $33.68 | 5/13/2010 11:52:57 PM |
| littlemonkey | $25.00 | $25.00 | 5/14/2010 12:12:54 AM |
| Ready2Loan | $25.00 | $25.00 | 5/14/2010 12:07:59 AM |
| shingu79 | $31.78 | $31.78 | 5/14/2010 12:18:30 AM |
| Artist_Blue | $25.00 | $25.00 | 5/14/2010 12:23:26 AM |
| SDNLR | $25.00 | $25.00 | 5/14/2010 12:48:15 AM |
| Picopie | $44.11 | $44.11 | 5/14/2010 12:58:02 AM |
| jammers | $25.00 | $25.00 | 5/14/2010 12:47:57 AM |
| important-ore | $50.00 | $50.00 | 5/13/2010 11:14:03 PM |
| psztnrw | $40.00 | $40.00 | 5/13/2010 11:15:03 PM |
| Dave0 | $25.00 | $25.00 | 5/14/2010 12:12:53 AM |
| swm | $25.00 | $25.00 | 5/14/2010 12:18:17 AM |
| jonn834 | $25.00 | $25.00 | 5/14/2010 12:29:14 AM |
| steady-bazaar | $25.00 | $25.00 | 5/14/2010 1:38:14 AM |
| walabie | $25.00 | $25.00 | 5/14/2010 12:53:22 AM |
| ss2020 | $25.00 | $25.00 | 5/14/2010 2:02:49 AM |
| time4aloan | $50.00 | $50.00 | 5/14/2010 2:28:48 AM |
| djh47a | $25.00 | $25.00 | 5/14/2010 2:34:15 AM |
| orbiter614 | $50.00 | $50.00 | 5/14/2010 2:28:32 AM |
| orange-preeminant-bill | $51.41 | $51.41 | 5/14/2010 2:44:54 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/14/2010 2:43:34 AM |
| BlackFred | $25.00 | $25.00 | 5/14/2010 1:30:19 AM |
| new-honorable-rate | $25.00 | $25.00 | 5/14/2010 4:03:12 AM |
| samo102us | $25.00 | $25.00 | 5/14/2010 4:38:19 AM |
| VIGSY | $50.00 | $50.00 | 5/14/2010 6:22:57 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 5/14/2010 2:43:39 AM |
| commitment-farm | $25.00 | $25.00 | 5/14/2010 8:47:45 AM |
| a-yield-escalator | $25.00 | $25.00 | 5/14/2010 9:33:42 AM |
| affluence-tycoon6 | $25.00 | $25.00 | 5/14/2010 9:34:32 AM |
| trustu | $25.00 | $25.00 | 5/14/2010 8:13:06 AM |
| thunder135 | $25.00 | $25.00 | 5/14/2010 9:35:06 AM |
| LAM26 | $25.00 | $25.00 | 5/14/2010 9:33:58 AM |
| powerful-finance7 | $25.00 | $25.00 | 5/14/2010 8:34:10 AM |
| villagers | $25.00 | $25.00 | 5/14/2010 9:34:45 AM |
| 1phantom | $34.67 | $34.67 | 5/14/2010 9:53:08 AM |
| inventive-wealth2 | $25.00 | $25.00 | 5/14/2010 9:53:15 AM |
| tremendous-payment | $25.00 | $25.00 | 5/14/2010 9:35:34 AM |
| Katburg | $35.00 | $35.00 | 5/14/2010 10:24:12 AM |
| Orca-man | $25.00 | $25.00 | 5/14/2010 10:43:02 AM |
| funds-finder8 | $25.00 | $25.00 | 5/14/2010 10:02:54 AM |
| cash-vault | $25.00 | $25.00 | 5/14/2010 10:08:45 AM |
| Aeroman32 | $25.00 | $25.00 | 5/14/2010 11:18:56 AM |
| bowdish1 | $50.00 | $50.00 | 5/14/2010 9:53:30 AM |
| kind-leverage-ringleader | $26.75 | $26.75 | 5/14/2010 11:18:54 AM |
| jleng | $25.00 | $25.00 | 5/14/2010 3:17:57 PM |
| ashlil01 | $30.00 | $30.00 | 5/14/2010 2:38:00 PM |
| dschaaf | $25.00 | $25.00 | 5/14/2010 4:17:50 PM |
| top-silver-american | $25.00 | $25.00 | 5/14/2010 2:33:44 PM |
| Sokarnox | $25.00 | $25.00 | 5/14/2010 4:30:25 PM |
| iolaire | $25.00 | $25.00 | 5/14/2010 6:12:11 PM |
| coin-equalizer2 | $25.00 | $25.00 | 5/14/2010 10:53:49 PM |
| Rizzo2938 | $25.00 | $25.00 | 5/15/2010 11:33:22 AM |
| 350DGRZ | $25.00 | $25.00 | 5/15/2010 1:03:24 PM |
| platinum-genetics | $50.00 | $50.00 | 5/16/2010 11:03:14 AM |
| Glenn_Graham | $25.00 | $25.00 | 5/16/2010 5:45:02 PM |
| market-walnut5 | $50.00 | $50.00 | 5/16/2010 7:29:32 PM |
| InvestorPartners | $25.00 | $25.00 | 5/17/2010 12:53:15 AM |
| halothane_logic | $25.00 | $25.00 | 5/17/2010 6:58:52 AM |
| LendGuy | $25.00 | $25.00 | 5/17/2010 8:18:39 AM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 9:33:52 AM |
| Panna | $25.00 | $25.00 | 5/17/2010 11:05:09 AM |
| dunox | $25.00 | $25.00 | 5/17/2010 3:58:08 PM |
| jameskdean | $25.00 | $25.00 | 5/17/2010 5:28:19 PM |
| smart-return | $25.00 | $25.00 | 5/17/2010 5:28:58 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:36:10 PM |
| angeimack | $25.00 | $25.00 | 5/17/2010 10:43:04 PM |
| maldok1 | $25.00 | $25.00 | 5/18/2010 6:13:02 AM |
| mmckune | $25.00 | $25.00 | 5/18/2010 9:37:06 AM |
| JFKPilot | $25.00 | $25.00 | 5/18/2010 9:08:11 AM |
| leverage-monger | $25.00 | $25.00 | 5/18/2010 9:39:24 AM |
| hope-dreams1 | $30.00 | $30.00 | 5/18/2010 10:24:45 AM |
| jla720 | $25.00 | $25.00 | 5/18/2010 12:51:31 PM |
| kmwvma | $25.00 | $25.00 | 5/18/2010 1:17:18 PM |
| Weaverville | $50.00 | $50.00 | 5/18/2010 11:53:20 AM |
| affluence-tycoon | $25.00 | $25.00 | 5/18/2010 12:48:11 PM |
| iimoney | $147.22 | $147.22 | 5/18/2010 2:30:54 PM |
| Clambake | $50.00 | $50.00 | 5/18/2010 4:55:47 PM |
| flexible-value | $26.00 | $26.00 | 5/18/2010 8:17:51 PM |
| maltma | $25.00 | $25.00 | 5/19/2010 4:46:47 AM |
| successful-euro | $50.00 | $50.00 | 5/19/2010 7:41:07 AM |
| Binan | $25.00 | $25.00 | 5/19/2010 10:37:00 AM |
| steady-dime | $25.00 | $25.00 | 5/19/2010 11:30:04 AM |
| renov8n2retire | $75.00 | $75.00 | 5/19/2010 11:26:10 AM |
| generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:58:51 PM |
| JGB | $25.00 | $25.00 | 5/13/2010 5:03:00 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/13/2010 5:01:51 PM |
| Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:26 PM |
| castleman | $25.00 | $25.00 | 5/13/2010 5:02:14 PM |
| Avala | $50.00 | $50.00 | 5/13/2010 5:02:39 PM |
| e6400 | $50.00 | $50.00 | 5/13/2010 5:06:32 PM |
| Dreams4Cash | $25.00 | $25.00 | 5/13/2010 5:16:17 PM |
| ichibon | $75.00 | $75.00 | 5/13/2010 5:08:31 PM |
| Carpetkid | $25.00 | $25.00 | 5/13/2010 5:08:43 PM |
| excellent-bonus8 | $25.00 | $25.00 | 5/13/2010 5:16:04 PM |
| ghinga | $26.80 | $26.80 | 5/13/2010 5:24:53 PM |
| durability-mad-scientist4 | $32.56 | $32.56 | 5/13/2010 5:25:13 PM |
| uncleubb | $25.00 | $25.00 | 5/13/2010 5:25:26 PM |
| tsui517 | $25.00 | $25.00 | 5/13/2010 5:39:56 PM |
| snappy | $42.72 | $42.72 | 5/13/2010 5:55:44 PM |
| KBank | $25.00 | $25.00 | 5/13/2010 6:35:02 PM |
| kmr2 | $75.00 | $75.00 | 5/13/2010 5:45:40 PM |
| helpinghand63 | $50.00 | $50.00 | 5/13/2010 6:35:42 PM |
| tallmon | $25.00 | $25.00 | 5/13/2010 6:39:38 PM |
| sgmm330 | $25.00 | $25.00 | 5/13/2010 6:09:43 PM |
| diablo_ny | $25.00 | $25.00 | 5/13/2010 7:15:10 PM |
| sloak | $25.00 | $25.00 | 5/13/2010 7:19:44 PM |
| czar3 | $28.43 | $28.43 | 5/13/2010 7:34:49 PM |
| treasure-transporter | $25.00 | $25.00 | 5/13/2010 7:39:57 PM |
| unassassinable | $25.00 | $25.00 | 5/13/2010 7:40:21 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/13/2010 7:40:07 PM |
| transparency-planetarium | $25.00 | $25.00 | 5/13/2010 7:40:17 PM |
| callmebryan | $25.00 | $25.00 | 5/13/2010 7:59:33 PM |
| rpatusa | $25.00 | $25.00 | 5/13/2010 8:05:29 PM |
| awe53 | $25.00 | $25.00 | 5/13/2010 7:29:56 PM |
| fair-rate | $25.00 | $25.00 | 5/13/2010 7:39:47 PM |
| lloyd_s | $25.00 | $25.00 | 5/13/2010 8:11:03 PM |
| movistar | $25.00 | $25.00 | 5/13/2010 11:02:55 PM |
| payout-carnival | $25.00 | $25.00 | 5/13/2010 11:52:55 PM |
| meteoric-trade | $25.00 | $25.00 | 5/13/2010 9:53:00 PM |
| ciccio70 | $25.00 | $25.00 | 5/14/2010 12:28:36 AM |
| reflective-cash0 | $45.06 | $45.06 | 5/13/2010 10:02:45 PM |
| Steveoo1 | $25.00 | $25.00 | 5/14/2010 12:33:00 AM |
| gametime34 | $28.07 | $28.07 | 5/14/2010 12:43:27 AM |
| monstersdad | $40.38 | $40.38 | 5/14/2010 1:13:25 AM |
| cash4less | $25.00 | $25.00 | 5/14/2010 1:18:44 AM |
| Norcal | $39.60 | $39.60 | 5/14/2010 12:12:58 AM |
| Kulchar | $50.00 | $50.00 | 5/14/2010 1:30:33 AM |
| LandE2BG | $25.00 | $25.00 | 5/14/2010 12:38:16 AM |
| bridgeguy | $25.00 | $25.00 | 5/14/2010 1:43:21 AM |
| kirkjerk | $25.00 | $25.00 | 5/14/2010 1:54:39 AM |
| schnatty | $25.75 | $25.75 | 5/14/2010 2:19:18 AM |
| Casper00 | $25.00 | $25.00 | 5/14/2010 1:13:40 AM |
| Savings_EQ_Dignity | $34.74 | $34.74 | 5/14/2010 2:33:51 AM |
| Bobafet | $25.00 | $25.00 | 5/14/2010 2:28:37 AM |
| resplendent-moola | $25.00 | $25.00 | 5/14/2010 2:43:29 AM |
| elegant-bonus | $25.00 | $25.00 | 5/14/2010 2:45:02 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 5/14/2010 2:45:22 AM |
| chestnut4 | $25.00 | $25.00 | 5/14/2010 2:44:40 AM |
| loan-kung-fu | $25.00 | $25.00 | 5/14/2010 4:38:17 AM |
| Raser | $25.00 | $25.00 | 5/14/2010 2:19:28 AM |
| dsfoundation | $25.00 | $25.00 | 5/14/2010 2:20:10 AM |
| markac | $25.00 | $25.00 | 5/14/2010 2:28:12 AM |
| shamil45 | $25.00 | $25.00 | 5/14/2010 6:57:45 AM |
| piter-to-la-investment | $25.00 | $25.00 | 5/14/2010 2:44:59 AM |
| reward-motion | $25.00 | $25.00 | 5/14/2010 4:03:14 AM |
| 108lender | $93.04 | $93.04 | 5/14/2010 4:38:22 AM |
| cberthiaume | $25.00 | $25.00 | 5/14/2010 8:08:07 AM |
| integrity-doctor | $25.00 | $25.00 | 5/14/2010 6:07:55 AM |
| klinebarger | $25.00 | $25.00 | 5/14/2010 9:23:30 AM |
| NR | $25.00 | $25.00 | 5/14/2010 7:47:46 AM |
| chief_wo | $25.00 | $25.00 | 5/14/2010 8:12:44 AM |
| Moxman125 | $25.00 | $25.00 | 5/14/2010 8:44:47 AM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 9:35:43 AM |
| SimpleChoice | $25.00 | $25.00 | 5/14/2010 9:36:24 AM |
| firedoctor | $25.00 | $25.00 | 5/14/2010 9:35:33 AM |
| intelligent-yield | $25.00 | $25.00 | 5/14/2010 9:44:24 AM |
| nickel-advocator | $25.00 | $25.00 | 5/14/2010 9:53:04 AM |
| DowntownLAcash | $25.00 | $25.00 | 5/14/2010 9:34:41 AM |
| ms48105 | $25.00 | $25.00 | 5/14/2010 9:35:42 AM |
| line6owner | $36.00 | $36.00 | 5/14/2010 11:19:01 AM |
| locofuego | $36.75 | $36.75 | 5/14/2010 9:45:13 AM |
| runner262 | $25.00 | $25.00 | 5/14/2010 12:18:28 PM |
| gopbernie | $25.00 | $25.00 | 5/14/2010 1:27:45 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 2:22:55 PM |
| zeraphm | $25.00 | $25.00 | 5/14/2010 1:53:55 PM |
| jdrez | $25.00 | $25.00 | 5/14/2010 12:38:01 PM |
| lcole32 | $25.00 | $25.00 | 5/14/2010 4:28:30 PM |
| kind-adventurous-finance | $36.75 | $36.75 | 5/14/2010 4:38:05 PM |
| Favish | $50.00 | $50.00 | 5/14/2010 5:14:20 PM |
| LeReve | $250.00 | $250.00 | 5/14/2010 5:07:46 PM |
| mtquan | $25.00 | $25.00 | 5/14/2010 5:28:30 PM |
| skuba | $25.00 | $25.00 | 5/14/2010 9:04:23 PM |
| bchen78875 | $25.00 | $25.00 | 5/14/2010 10:09:30 PM |
| trade-pumpkin | $25.00 | $25.00 | 5/14/2010 10:43:39 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/15/2010 8:22:57 AM |
| wayman | $25.00 | $25.00 | 5/16/2010 11:18:28 AM |
| TheMan | $25.00 | $25.00 | 5/16/2010 11:33:32 AM |
| famous-bill | $50.00 | $50.00 | 5/16/2010 11:36:34 AM |
| GElender | $43.73 | $43.73 | 5/16/2010 4:33:03 PM |
| Zingaro | $25.00 | $25.00 | 5/17/2010 3:53:10 AM |
| Rdodson11 | $25.00 | $25.00 | 5/17/2010 6:36:07 AM |
| the-payout-hug | $25.00 | $25.00 | 5/17/2010 7:35:48 AM |
| money2k | $25.00 | $25.00 | 5/17/2010 11:05:12 AM |
| understanding-fairness9 | $50.00 | $50.00 | 5/17/2010 11:08:22 AM |
| rescue | $50.00 | $50.00 | 5/17/2010 12:52:50 PM |
| creative-finance7 | $25.00 | $25.00 | 5/17/2010 5:31:10 PM |
| emelia | $25.00 | $25.00 | 5/17/2010 10:23:19 PM |
| DrStaff | $40.04 | $40.04 | 5/18/2010 9:58:49 AM |
| mikeandcat | $50.00 | $50.00 | 5/18/2010 11:08:10 AM |
| money-bauble | $100.00 | $100.00 | 5/18/2010 9:34:33 AM |
| TennSquire | $25.00 | $25.00 | 5/18/2010 3:43:00 PM |
| SlowGardener | $50.00 | $50.00 | 5/18/2010 4:01:03 PM |
| irrelevant | $25.00 | $25.00 | 5/18/2010 6:07:57 PM |
| lakefront5 | $50.00 | $50.00 | 5/18/2010 6:36:54 PM |
| economy-producer | $25.00 | $25.00 | 5/18/2010 8:43:54 PM |
| wwwUniversal | $25.00 | $25.00 | 5/19/2010 7:17:15 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/19/2010 7:15:20 AM |
| Cherrypicker | $50.00 | $50.00 | 5/19/2010 7:23:03 AM |
| maclove10 | $25.00 | $25.00 | 5/19/2010 8:13:22 AM |
| peace-habanero | $25.00 | $25.00 | 5/19/2010 9:46:17 AM |
| top-integrity-sunshine | $25.00 | $25.00 | 5/19/2010 11:34:43 AM |
| enthusiastic-point | $25.00 | $25.00 | 5/19/2010 2:13:07 PM |
| emt747 | $25.00 | $25.00 | 5/19/2010 12:36:12 PM |
| wdfraser | $25.00 | $15.58 | 5/19/2010 4:17:14 PM |
| 244 bids
|
Borrower Payment Dependent Notes Series
458336
This series of Notes was issued and sold upon the funding of the borrower loan #42590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-14-2010 |
| |
Auction end date:
| May-20-2010 |
|
|
Starting lender yield:
| 10.20% |
Starting borrower rate/APR:
| 11.20% / 13.32% |
Starting monthly payment:
| $492.50 |
|
Final lender yield:
| 10.20% |
Final borrower rate/APR:
| 11.20% / 13.32% |
Final monthly payment:
| $492.50 |
| |
|
Auction yield range:
| 3.99% - 10.20% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 25
/
22 | Length of status: | 2y 1m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 57 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $57,429 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| innocent-investment |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you indicate the amount of debt and the interest rates? Thanks. - rockhound84
A:
Total debt is about $45,000. Interest rates range from 9.99% to 19%
(May-17-2010)
Q:
How secure is your income in this economy, and what are your monthly expenses and income like? - conductor146
A:
Income is very secure. I work for a large, stable, secure regional bank with NO ties to Wall Street. Annual base pay is $200k+; annual bonuses have ranged from $40k - $70k. Two largest monthly expenses are mortgage ($2700) and college tuition ($1500). No car payments.
(May-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 5/14/2010 5:20:03 PM |
| excellent-nickel | $25.00 | $25.00 | 5/14/2010 5:19:12 PM |
| Lender0010 | $50.00 | $50.00 | 5/14/2010 5:17:52 PM |
| worth-arch | $25.00 | $25.00 | 5/14/2010 5:20:09 PM |
| CallMeBen | $50.00 | $50.00 | 5/14/2010 5:18:58 PM |
| DeltaComputerGuy | $50.00 | $50.00 | 5/14/2010 5:19:54 PM |
| availableloan | $25.00 | $25.00 | 5/14/2010 5:22:38 PM |
| Avala | $50.00 | $50.00 | 5/14/2010 5:21:46 PM |
| blissful-note7 | $25.00 | $25.00 | 5/14/2010 5:22:53 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/14/2010 5:23:23 PM |
| hrubinst | $25.00 | $25.00 | 5/14/2010 5:21:42 PM |
| alexstar | $25.00 | $25.00 | 5/14/2010 5:23:43 PM |
| currency-shaker16 | $75.00 | $75.00 | 5/14/2010 5:28:15 PM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 5:24:37 PM |
| jdrez | $25.00 | $25.00 | 5/14/2010 5:25:00 PM |
| kmr2 | $350.00 | $350.00 | 5/14/2010 5:29:39 PM |
| Sven79 | $50.00 | $50.00 | 5/14/2010 5:22:50 PM |
| Sefotonga | $25.00 | $25.00 | 5/14/2010 5:32:45 PM |
| Carpetkid | $25.00 | $25.00 | 5/14/2010 5:23:17 PM |
| ichibon | $75.00 | $75.00 | 5/14/2010 5:24:08 PM |
| sarisai | $101.00 | $101.00 | 5/14/2010 6:11:57 PM |
| teller | $25.00 | $25.00 | 5/14/2010 6:13:18 PM |
| djh47a | $25.00 | $25.00 | 5/14/2010 6:13:45 PM |
| integrity-doctor | $100.00 | $100.00 | 5/14/2010 6:14:14 PM |
| auction-workhorse679 | $25.00 | $25.00 | 5/14/2010 6:23:59 PM |
| contract-giant | $25.00 | $25.00 | 5/14/2010 6:25:44 PM |
| nickel-ferret | $25.00 | $25.00 | 5/14/2010 6:25:49 PM |
| tranquil-return4 | $25.00 | $25.00 | 5/14/2010 6:13:50 PM |
| torion | $25.00 | $25.00 | 5/14/2010 6:25:53 PM |
| uncleubb | $25.00 | $25.00 | 5/14/2010 6:25:57 PM |
| Ready2Loan | $25.00 | $25.00 | 5/14/2010 6:14:06 PM |
| Comoparklender | $30.00 | $30.00 | 5/14/2010 6:14:10 PM |
| chestnut4 | $25.00 | $25.00 | 5/14/2010 6:33:31 PM |
| important-ore | $50.00 | $50.00 | 5/14/2010 6:14:36 PM |
| orbital-transparency | $25.00 | $25.00 | 5/14/2010 6:23:32 PM |
| famous-bill | $50.00 | $50.00 | 5/14/2010 6:25:43 PM |
| AF-Chief | $28.00 | $28.00 | 5/14/2010 6:25:46 PM |
| orderly-leverage | $40.00 | $40.00 | 5/14/2010 6:25:52 PM |
| powerful-velocity | $25.00 | $25.00 | 5/14/2010 6:25:56 PM |
| psztnrw | $54.90 | $54.90 | 5/14/2010 6:33:31 PM |
| trustworthy-fairness | $25.00 | $25.00 | 5/14/2010 6:13:32 PM |
| time4aloan | $50.00 | $50.00 | 5/14/2010 6:13:43 PM |
| bowdish1 | $50.00 | $50.00 | 5/14/2010 6:14:12 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/14/2010 6:23:18 PM |
| building-america | $25.00 | $25.00 | 5/14/2010 6:23:34 PM |
| gain-seagull9 | $25.00 | $25.00 | 5/14/2010 6:23:43 PM |
| authoritative-capital | $25.00 | $25.00 | 5/14/2010 6:24:43 PM |
| giannyny | $25.00 | $25.00 | 5/14/2010 8:44:23 PM |
| yield-seeker | $25.00 | $25.00 | 5/14/2010 6:25:48 PM |
| movistar | $25.00 | $25.00 | 5/14/2010 8:54:00 PM |
| Aegean | $25.00 | $25.00 | 5/14/2010 6:33:26 PM |
| pujols8996 | $30.00 | $30.00 | 5/14/2010 6:38:45 PM |
| SeaDevil | $50.00 | $50.00 | 5/14/2010 9:07:59 PM |
| Loan_4_U | $25.00 | $25.00 | 5/14/2010 8:43:56 PM |
| Premierelender | $25.00 | $25.00 | 5/14/2010 9:23:48 PM |
| misterhobbs | $25.00 | $25.00 | 5/14/2010 9:24:22 PM |
| junctionking | $25.00 | $25.00 | 5/14/2010 8:58:29 PM |
| happyinvallarta | $34.60 | $34.60 | 5/14/2010 7:42:56 PM |
| LandE2BG | $25.00 | $25.00 | 5/14/2010 9:33:27 PM |
| Artist_Blue | $25.00 | $25.00 | 5/14/2010 9:08:07 PM |
| rcldesign | $25.00 | $25.00 | 5/14/2010 9:23:26 PM |
| Flanagan | $25.00 | $25.00 | 5/14/2010 9:48:07 PM |
| awwaww | $25.00 | $25.00 | 5/14/2010 9:26:55 PM |
| CASSHMAN | $50.00 | $50.00 | 5/14/2010 8:05:31 PM |
| Stollewood | $50.00 | $50.00 | 5/14/2010 9:33:12 PM |
| Aaron_Oz | $25.00 | $25.00 | 5/14/2010 9:33:20 PM |
| br4444 | $25.00 | $25.00 | 5/14/2010 10:05:07 PM |
| fishintime | $25.00 | $25.00 | 5/14/2010 10:05:38 PM |
| shabufa | $25.00 | $25.00 | 5/14/2010 8:38:25 PM |
| naina_my_daughter | $25.00 | $25.00 | 5/14/2010 10:05:51 PM |
| Panna | $25.00 | $25.00 | 5/14/2010 10:06:10 PM |
| loanfairy | $25.00 | $25.00 | 5/14/2010 10:06:24 PM |
| Erikdbp | $25.00 | $25.00 | 5/14/2010 10:06:26 PM |
| compassion-gusto | $50.00 | $50.00 | 5/14/2010 10:06:29 PM |
| joudsa | $25.00 | $25.00 | 5/14/2010 9:48:06 PM |
| wise-handy-finance | $25.00 | $25.00 | 5/14/2010 10:06:32 PM |
| wampum-cocktail | $25.00 | $25.00 | 5/14/2010 10:06:36 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 5/14/2010 10:06:40 PM |
| mentalsweat | $25.00 | $25.00 | 5/14/2010 10:04:16 PM |
| takarlstad | $25.00 | $25.00 | 5/14/2010 10:06:44 PM |
| Chuck9802 | $25.00 | $25.00 | 5/14/2010 10:05:43 PM |
| _wally_ | $50.00 | $50.00 | 5/14/2010 10:05:48 PM |
| commitment-farm | $25.00 | $25.00 | 5/14/2010 10:08:03 PM |
| stollcm | $25.00 | $25.00 | 5/14/2010 10:05:54 PM |
| robust-trade | $132.98 | $132.98 | 5/14/2010 10:05:57 PM |
| favorite-commerce | $50.00 | $50.00 | 5/14/2010 10:09:09 PM |
| Andrewshauna | $50.00 | $50.00 | 5/14/2010 10:06:05 PM |
| Midwestvalues | $100.00 | $100.00 | 5/14/2010 10:06:10 PM |
| Kierf | $25.00 | $25.00 | 5/14/2010 9:24:19 PM |
| objective-investor | $64.54 | $64.54 | 5/14/2010 10:06:12 PM |
| Steveoo1 | $25.00 | $25.00 | 5/14/2010 9:26:04 PM |
| gold-conga | $25.00 | $25.00 | 5/14/2010 10:06:20 PM |
| China0813 | $25.00 | $25.00 | 5/14/2010 10:06:33 PM |
| producer553 | $25.00 | $25.00 | 5/14/2010 10:09:57 PM |
| famous-hope | $25.00 | $25.00 | 5/14/2010 10:06:42 PM |
| ClearLake | $25.00 | $25.00 | 5/14/2010 9:33:36 PM |
| investment-mountain | $25.00 | $25.00 | 5/14/2010 10:18:38 PM |
| Dutchhunter | $48.50 | $48.50 | 5/14/2010 10:19:50 PM |
| radforj22 | $25.00 | $25.00 | 5/14/2010 10:09:13 PM |
| whynormal | $25.00 | $25.00 | 5/14/2010 9:48:03 PM |
| pbr | $25.00 | $25.00 | 5/14/2010 9:48:11 PM |
| bcdeMillers25 | $25.00 | $25.00 | 5/14/2010 10:04:12 PM |
| BzJ108 | $25.00 | $25.00 | 5/14/2010 10:27:57 PM |
| pinnacle10 | $25.00 | $25.00 | 5/14/2010 10:05:31 PM |
| wealthstar | $25.00 | $25.00 | 5/14/2010 10:05:35 PM |
| monstersdad | $50.00 | $50.00 | 5/14/2010 10:20:49 PM |
| Banker7371 | $25.00 | $25.00 | 5/14/2010 10:05:40 PM |
| JTCorp | $25.00 | $25.00 | 5/14/2010 10:06:04 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/14/2010 10:06:08 PM |
| sensible-community1 | $25.00 | $25.00 | 5/14/2010 10:06:18 PM |
| snoopey100 | $25.00 | $25.00 | 5/14/2010 10:06:23 PM |
| meteoric-trade | $25.00 | $25.00 | 5/14/2010 10:07:30 PM |
| Lightlife | $37.51 | $37.51 | 5/14/2010 10:45:36 PM |
| locofuego | $50.00 | $50.00 | 5/14/2010 10:08:11 PM |
| klinebarger | $25.00 | $25.00 | 5/14/2010 10:08:17 PM |
| coin-equalizer2 | $25.00 | $25.00 | 5/14/2010 10:53:43 PM |
| zeraphm | $25.00 | $25.00 | 5/14/2010 10:08:19 PM |
| taxman1971 | $25.00 | $25.00 | 5/14/2010 10:44:10 PM |
| mpatrick | $50.00 | $50.00 | 5/14/2010 10:08:24 PM |
| roman2008 | $25.00 | $25.00 | 5/14/2010 11:09:37 PM |
| Moxman125 | $25.00 | $25.00 | 5/14/2010 10:08:26 PM |
| funds-finder8 | $25.00 | $25.00 | 5/14/2010 10:08:29 PM |
| Bubbasnestegg | $25.00 | $25.00 | 5/14/2010 10:52:54 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/14/2010 10:09:11 PM |
| DasCoon | $28.14 | $28.14 | 5/14/2010 11:17:55 PM |
| macgeek | $28.91 | $28.91 | 5/14/2010 10:53:04 PM |
| jga516 | $25.00 | $25.00 | 5/14/2010 11:24:36 PM |
| lloyd_s | $25.00 | $25.00 | 5/14/2010 11:35:51 PM |
| drumcorpsnut | $33.18 | $33.18 | 5/14/2010 11:18:00 PM |
| Jgodd13 | $33.46 | $33.46 | 5/14/2010 11:33:40 PM |
| Gibbyland | $50.00 | $50.00 | 5/14/2010 10:34:33 PM |
| phaded | $25.00 | $25.00 | 5/14/2010 11:52:48 PM |
| trade-pumpkin | $25.00 | $25.00 | 5/14/2010 10:43:34 PM |
| Sang1963 | $25.00 | $25.00 | 5/14/2010 10:52:56 PM |
| a_andy | $33.00 | $33.00 | 5/15/2010 12:08:32 AM |
| coloradoloanman | $25.00 | $25.00 | 5/14/2010 11:42:58 PM |
| tallmon | $25.00 | $25.00 | 5/14/2010 10:53:10 PM |
| newfoundation | $25.00 | $25.00 | 5/14/2010 11:48:07 PM |
| sfmdg | $75.00 | $75.00 | 5/15/2010 12:16:59 AM |
| apostle901 | $25.00 | $25.00 | 5/14/2010 11:48:30 PM |
| sloak | $25.00 | $25.00 | 5/15/2010 12:03:34 AM |
| 108lender | $25.00 | $25.00 | 5/15/2010 12:09:47 AM |
| Malkial | $25.00 | $25.00 | 5/15/2010 12:12:48 AM |
| tj1683 | $25.00 | $25.00 | 5/15/2010 12:12:57 AM |
| elnuks | $25.00 | $25.00 | 5/15/2010 12:17:55 AM |
| zento | $25.00 | $25.00 | 5/14/2010 11:26:36 PM |
| affluence-tomahawk | $25.00 | $25.00 | 5/15/2010 12:43:47 AM |
| fair-hope | $25.00 | $25.00 | 5/15/2010 12:44:08 AM |
| tidy-dime | $25.00 | $25.00 | 5/15/2010 12:44:32 AM |
| useful-p2ploan | $50.00 | $50.00 | 5/15/2010 12:44:55 AM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 5/14/2010 11:42:55 PM |
| sentimental-euro | $25.00 | $25.00 | 5/15/2010 12:44:22 AM |
| GrayStudio | $50.00 | $50.00 | 5/14/2010 11:49:26 PM |
| durability-mad-scientist4 | $27.25 | $27.25 | 5/15/2010 12:45:47 AM |
| kindness-percolator5 | $25.00 | $25.00 | 5/15/2010 12:47:09 AM |
| youthful-greenback3 | $35.00 | $35.00 | 5/15/2010 12:53:06 AM |
| ticketman2 | $25.00 | $25.00 | 5/15/2010 12:09:31 AM |
| excellent-bonus8 | $25.00 | $25.00 | 5/15/2010 12:53:16 AM |
| Fortuno_per_commodo | $46.28 | $46.28 | 5/15/2010 12:28:02 AM |
| bid-papyrus | $25.00 | $25.00 | 5/15/2010 12:33:47 AM |
| fiddlerzvi | $50.00 | $50.00 | 5/15/2010 12:44:11 AM |
| spqrxxi | $25.00 | $25.00 | 5/15/2010 6:12:46 AM |
| soulwork | $25.00 | $25.00 | 5/15/2010 4:48:12 AM |
| CaptainBlueberry | $25.00 | $25.00 | 5/15/2010 8:22:50 AM |
| commitment-farm | $25.00 | $25.00 | 5/15/2010 9:00:37 AM |
| PatriotKnight | $25.00 | $25.00 | 5/15/2010 7:43:08 AM |
| emmeyP | $25.00 | $25.00 | 5/15/2010 9:29:39 AM |
| TeamAmerica | $25.00 | $25.00 | 5/15/2010 1:03:02 PM |
| Rizzo2938 | $25.00 | $25.00 | 5/15/2010 11:33:14 AM |
| rhodylend | $25.00 | $25.00 | 5/15/2010 5:28:24 PM |
| rhightower003 | $25.00 | $25.00 | 5/15/2010 7:13:30 PM |
| TheJunker | $25.00 | $25.00 | 5/15/2010 6:02:53 PM |
| WilliamLeeSims | $25.00 | $25.00 | 5/15/2010 7:28:16 PM |
| nolahelper | $40.00 | $40.00 | 5/15/2010 7:34:09 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 5/15/2010 8:39:57 PM |
| miwoktribe | $50.00 | $50.00 | 5/15/2010 8:33:03 PM |
| tremendous-payment | $25.00 | $25.00 | 5/15/2010 8:39:35 PM |
| janasek | $25.00 | $25.00 | 5/16/2010 9:36:39 AM |
| worth-entrepreneur | $25.00 | $25.00 | 5/16/2010 9:52:42 AM |
| TheMan | $25.00 | $25.00 | 5/16/2010 11:33:27 AM |
| minista | $25.00 | $25.00 | 5/16/2010 9:42:48 AM |
| skuba | $25.00 | $25.00 | 5/16/2010 11:36:38 AM |
| unrivaled-justice | $25.00 | $25.00 | 5/16/2010 1:47:44 PM |
| wobblez | $25.00 | $25.00 | 5/16/2010 1:07:43 PM |
| treasure-bliss | $55.79 | $55.79 | 5/16/2010 1:23:10 PM |
| Glenn_Graham | $25.00 | $25.00 | 5/16/2010 5:44:59 PM |
| life-is-great | $25.00 | $25.00 | 5/16/2010 6:23:43 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/16/2010 6:01:05 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/16/2010 6:23:46 PM |
| rcflick | $25.00 | $25.00 | 5/16/2010 8:38:23 PM |
| henmota | $25.00 | $25.00 | 5/16/2010 8:22:41 PM |
| workinghardoregon | $25.00 | $25.00 | 5/17/2010 1:43:34 AM |
| Robyn5722 | $25.00 | $25.00 | 5/17/2010 6:13:59 AM |
| halothane_logic | $25.00 | $25.00 | 5/17/2010 6:58:50 AM |
| Zingaro | $25.00 | $25.00 | 5/17/2010 3:53:04 AM |
| banker581 | $25.00 | $25.00 | 5/17/2010 7:20:01 AM |
| BuffetRocks | $50.00 | $50.00 | 5/17/2010 7:30:16 AM |
| rockhound84 | $50.00 | $50.00 | 5/17/2010 7:13:49 AM |
| The_Donald | $25.00 | $25.00 | 5/17/2010 6:14:00 AM |
| LendGuy | $25.00 | $25.00 | 5/17/2010 8:18:35 AM |
| successful-euro | $100.00 | $100.00 | 5/17/2010 8:05:53 AM |
| DeutscheBank | $25.00 | $25.00 | 5/17/2010 8:12:46 AM |
| mobius404 | $50.00 | $50.00 | 5/17/2010 9:52:56 AM |
| friendly-market5 | $50.00 | $50.00 | 5/17/2010 8:52:12 AM |
| rescue | $50.00 | $50.00 | 5/17/2010 12:52:46 PM |
| skurfa | $25.00 | $25.00 | 5/17/2010 11:07:50 AM |
| understanding-fairness9 | $50.00 | $50.00 | 5/17/2010 11:08:19 AM |
| duckbill_1972 | $25.00 | $25.00 | 5/17/2010 2:14:23 PM |
| Vess | $25.00 | $25.00 | 5/17/2010 1:02:49 PM |
| revenue-officer36 | $28.18 | $28.18 | 5/17/2010 2:22:49 PM |
| cyberperception | $25.00 | $25.00 | 5/17/2010 2:53:42 PM |
| dunox | $25.00 | $25.00 | 5/17/2010 3:57:57 PM |
| money2k | $25.00 | $25.00 | 5/17/2010 5:29:13 PM |
| spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:36:07 PM |
| eurobikermcdog | $25.00 | $25.00 | 5/17/2010 7:05:47 PM |
| harmonious-liberty | $35.00 | $35.00 | 5/18/2010 7:15:32 AM |
| wlm3012 | $25.00 | $25.00 | 5/18/2010 8:00:59 AM |
| credit-panda1 | $25.00 | $25.00 | 5/18/2010 9:50:04 AM |
| wwwUniversal | $25.00 | $25.00 | 5/18/2010 11:47:44 AM |
| mjcareful | $50.00 | $50.00 | 5/18/2010 12:20:08 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/18/2010 4:30:32 PM |
| Byrd24 | $100.00 | $100.00 | 5/18/2010 4:42:08 PM |
| creative-finance7 | $25.00 | $25.00 | 5/18/2010 6:07:29 PM |
| Machbannai | $25.08 | $25.08 | 5/18/2010 7:33:56 PM |
| faifar | $25.00 | $25.00 | 5/18/2010 7:50:27 PM |
| wealth-cub | $35.00 | $35.00 | 5/18/2010 10:55:38 PM |
| dlenz | $32.50 | $32.50 | 5/19/2010 7:11:24 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/19/2010 8:00:40 AM |
| benefit-surfer | $26.00 | $26.00 | 5/19/2010 12:47:13 PM |
| peso-web | $50.00 | $50.00 | 5/19/2010 2:26:21 PM |
| mitcha1 | $25.00 | $25.00 | 5/19/2010 5:52:14 PM |
| cedar5 | $59.30 | $59.30 | 5/19/2010 7:31:47 PM |
| greenback-ally | $50.00 | $50.00 | 5/19/2010 7:45:49 PM |
| LoanerPrincipal | $25.00 | $25.00 | 5/19/2010 10:41:52 PM |
| erowis | $25.00 | $25.00 | 5/14/2010 5:19:12 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/14/2010 5:21:19 PM |
| gold-disk | $100.00 | $100.00 | 5/14/2010 5:21:26 PM |
| JGB | $25.00 | $25.00 | 5/14/2010 5:21:59 PM |
| castleman | $25.00 | $25.00 | 5/14/2010 5:21:34 PM |
| generous-deal6 | $25.00 | $25.00 | 5/14/2010 5:20:17 PM |
| dinero-speaker | $25.00 | $25.00 | 5/14/2010 5:21:53 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/14/2010 5:22:04 PM |
| seabass123 | $25.00 | $25.00 | 5/14/2010 5:22:21 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 5:25:07 PM |
| Phantom99 | $25.00 | $25.00 | 5/14/2010 5:22:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/14/2010 5:22:43 PM |
| mtquan | $25.00 | $25.00 | 5/14/2010 5:28:26 PM |
| elegant-bonus | $25.00 | $25.00 | 5/14/2010 6:13:48 PM |
| CAGE-Investments | $75.00 | $75.00 | 5/14/2010 6:14:09 PM |
| transparency-advocator | $25.00 | $25.00 | 5/14/2010 6:14:33 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/14/2010 6:23:50 PM |
| cash-boots | $25.00 | $25.00 | 5/14/2010 6:24:19 PM |
| cpodakine | $25.00 | $25.00 | 5/14/2010 6:25:42 PM |
| organic-income5 | $40.00 | $40.00 | 5/14/2010 6:25:46 PM |
| dsfoundation | $25.00 | $25.00 | 5/14/2010 6:13:41 PM |
| delicious-social132 | $25.00 | $25.00 | 5/14/2010 6:25:51 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/14/2010 6:13:52 PM |
| GiantAardvark | $25.00 | $25.00 | 5/14/2010 6:25:56 PM |
| unassassinable | $25.00 | $25.00 | 5/14/2010 6:26:00 PM |
| inventive-wealth2 | $25.00 | $25.00 | 5/14/2010 6:14:07 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/14/2010 6:14:39 PM |
| zippy-revenue8 | $25.00 | $25.00 | 5/14/2010 6:21:39 PM |
| zwx1997 | $25.00 | $25.00 | 5/14/2010 6:39:24 PM |
| jed919 | $25.00 | $25.00 | 5/14/2010 6:23:31 PM |
| smittyswim | $25.00 | $25.00 | 5/14/2010 6:23:33 PM |
| slartibardfast | $25.00 | $25.00 | 5/14/2010 6:24:40 PM |
| Slend49 | $25.00 | $25.00 | 5/14/2010 6:25:45 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 5/14/2010 6:25:50 PM |
| rider350 | $25.00 | $25.00 | 5/14/2010 6:25:54 PM |
| steady-bazaar | $25.00 | $25.00 | 5/14/2010 6:13:35 PM |
| balance2 | $50.00 | $50.00 | 5/14/2010 6:14:02 PM |
| line6owner | $34.92 | $34.92 | 5/14/2010 6:14:08 PM |
| Cheburashka | $25.00 | $25.00 | 5/14/2010 6:14:37 PM |
| voyager6 | $25.00 | $25.00 | 5/14/2010 6:23:33 PM |
| penny-gatherer0 | $25.00 | $25.00 | 5/14/2010 6:23:35 PM |
| antrux | $25.00 | $25.00 | 5/14/2010 6:23:55 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/14/2010 6:25:11 PM |
| mustangcobra | $25.00 | $25.00 | 5/14/2010 6:25:43 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/14/2010 6:25:50 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/14/2010 6:25:55 PM |
| littlemonkey | $25.00 | $25.00 | 5/14/2010 8:54:03 PM |
| Dap2005 | $25.00 | $25.00 | 5/14/2010 6:25:59 PM |
| docdekay | $40.00 | $40.00 | 5/14/2010 8:07:45 PM |
| Usurious | $25.00 | $25.00 | 5/14/2010 6:38:15 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/14/2010 8:44:39 PM |
| minddoc | $25.00 | $25.00 | 5/14/2010 8:58:04 PM |
| jonn834 | $25.00 | $25.00 | 5/14/2010 9:26:03 PM |
| jresu537 | $25.00 | $25.00 | 5/14/2010 9:32:58 PM |
| Digs | $25.00 | $25.00 | 5/14/2010 9:04:03 PM |
| traveler50 | $32.57 | $32.57 | 5/14/2010 9:08:11 PM |
| Marathoner | $25.00 | $25.00 | 5/14/2010 9:40:50 PM |
| mdreiss | $25.00 | $25.00 | 5/14/2010 9:48:26 PM |
| rollerblader | $40.00 | $40.00 | 5/14/2010 8:05:11 PM |
| Katburg | $35.00 | $35.00 | 5/14/2010 9:48:51 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 5/14/2010 10:05:44 PM |
| RG | $25.00 | $25.00 | 5/14/2010 8:38:28 PM |
| asdf9876 | $25.00 | $25.00 | 5/14/2010 10:06:03 PM |
| Fiimg | $50.00 | $50.00 | 5/14/2010 10:06:19 PM |
| Rdodson11 | $25.00 | $25.00 | 5/14/2010 10:06:25 PM |
| Ciphernetic | $25.00 | $25.00 | 5/14/2010 10:06:27 PM |
| established-payout | $25.00 | $25.00 | 5/14/2010 10:06:30 PM |
| Edwin_Rae | $25.00 | $25.00 | 5/14/2010 10:06:35 PM |
| fopaul13 | $25.00 | $25.00 | 5/14/2010 10:06:39 PM |
| jamschmidt | $25.00 | $25.00 | 5/14/2010 8:57:50 PM |
| impeccable-transparency | $30.86 | $30.86 | 5/14/2010 10:06:41 PM |
| tboone_gekko | $29.32 | $29.32 | 5/14/2010 10:05:30 PM |
| lovely-order7 | $25.00 | $25.00 | 5/14/2010 10:05:42 PM |
| samo102us | $25.00 | $25.00 | 5/14/2010 10:07:45 PM |
| VIGSY | $50.00 | $50.00 | 5/14/2010 10:07:58 PM |
| Fastlife | $25.00 | $25.00 | 5/14/2010 10:05:50 PM |
| intelligent-yield | $25.00 | $25.00 | 5/14/2010 10:08:09 PM |
| progressive-asset | $40.61 | $40.61 | 5/14/2010 10:05:56 PM |
| dschaaf | $25.00 | $25.00 | 5/14/2010 10:08:22 PM |
| busnssmn | $25.00 | $25.00 | 5/14/2010 10:05:59 PM |
| gelidfrank | $25.00 | $25.00 | 5/14/2010 10:09:08 PM |
| theprince | $50.00 | $50.00 | 5/14/2010 10:06:02 PM |
| DcUnited | $25.00 | $25.00 | 5/14/2010 10:09:15 PM |
| ommcd | $25.00 | $25.00 | 5/14/2010 10:06:06 PM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 5/14/2010 9:23:45 PM |
| community-saver0 | $25.00 | $25.00 | 5/14/2010 10:06:11 PM |
| OrcaFIN | $25.00 | $25.00 | 5/14/2010 9:24:46 PM |
| northphoto | $25.00 | $25.00 | 5/14/2010 10:06:14 PM |
| tsui517 | $25.00 | $25.00 | 5/14/2010 9:25:50 PM |
| VeedonFleece | $50.00 | $50.00 | 5/14/2010 10:06:17 PM |
| runner262 | $25.00 | $25.00 | 5/14/2010 9:26:23 PM |
| green-glowing-gain | $25.00 | $25.00 | 5/14/2010 10:06:28 PM |
| ingenious-social8 | $25.00 | $25.00 | 5/14/2010 10:06:38 PM |
| rpatusa | $25.00 | $25.00 | 5/14/2010 10:07:26 PM |
| affluence-tycoon6 | $25.00 | $25.00 | 5/14/2010 10:08:06 PM |
| funds-dominator | $25.00 | $25.00 | 5/14/2010 10:09:02 PM |
| studious-camaraderi | $25.00 | $25.00 | 5/14/2010 10:09:07 PM |
| Aimvest | $25.00 | $25.00 | 5/14/2010 10:20:34 PM |
| bchen78875 | $25.00 | $25.00 | 5/14/2010 10:09:37 PM |
| snappy | $28.98 | $28.98 | 5/14/2010 9:48:36 PM |
| SDNLR | $25.00 | $25.00 | 5/14/2010 9:48:56 PM |
| Picopie | $50.00 | $50.00 | 5/14/2010 9:55:36 PM |
| alcyon | $25.00 | $25.00 | 5/14/2010 10:05:29 PM |
| RandyL3 | $33.00 | $33.00 | 5/14/2010 10:19:59 PM |
| Brainworm | $25.00 | $25.00 | 5/14/2010 10:05:32 PM |
| worthy-loot8 | $25.00 | $25.00 | 5/14/2010 10:05:37 PM |
| cpblue79 | $33.51 | $33.51 | 5/14/2010 10:05:46 PM |
| Composure1 | $50.00 | $50.00 | 5/14/2010 10:06:07 PM |
| oldguybiker | $25.00 | $25.00 | 5/14/2010 10:34:26 PM |
| trustu | $25.00 | $25.00 | 5/14/2010 10:21:06 PM |
| crittman | $28.00 | $28.00 | 5/14/2010 10:06:13 PM |
| credit-czar5 | $25.00 | $25.00 | 5/14/2010 10:06:22 PM |
| philosopher4 | $25.00 | $25.00 | 5/14/2010 10:07:10 PM |
| Serp | $25.00 | $25.00 | 5/14/2010 10:27:56 PM |
| thunder135 | $25.00 | $25.00 | 5/14/2010 10:08:08 PM |
| villagers | $25.00 | $25.00 | 5/14/2010 10:08:18 PM |
| e6400 | $50.00 | $50.00 | 5/14/2010 10:08:20 PM |
| Rostov | $25.00 | $25.00 | 5/14/2010 10:58:30 PM |
| jaynlana | $25.00 | $25.00 | 5/14/2010 10:45:08 PM |
| Kulchar | $50.00 | $50.00 | 5/14/2010 10:46:02 PM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/14/2010 10:08:27 PM |
| japerk | $25.00 | $25.00 | 5/14/2010 10:09:05 PM |
| syounker | $25.00 | $25.00 | 5/14/2010 10:09:12 PM |
| transparency-planetarium | $25.00 | $25.00 | 5/14/2010 10:09:20 PM |
| iLoaner | $25.00 | $25.00 | 5/14/2010 11:34:38 PM |
| Gladglide | $40.00 | $40.00 | 5/14/2010 11:09:39 PM |
| upc_tnt | $25.00 | $25.00 | 5/14/2010 10:19:16 PM |
| kirkjerk | $25.00 | $25.00 | 5/14/2010 11:18:02 PM |
| ccdmp2004 | $25.00 | $25.00 | 5/14/2010 11:49:04 PM |
| diablo_ny | $25.00 | $25.00 | 5/14/2010 11:50:01 PM |
| kirklandrealtor | $25.00 | $25.00 | 5/15/2010 12:08:29 AM |
| boater01 | $50.00 | $50.00 | 5/14/2010 10:53:16 PM |
| oneirish | $25.00 | $25.00 | 5/14/2010 11:48:10 PM |
| helpinghand63 | $50.00 | $50.00 | 5/14/2010 10:53:26 PM |
| vigilance-accruer | $25.00 | $25.00 | 5/15/2010 12:27:55 AM |
| tenny321 | $25.00 | $25.00 | 5/14/2010 11:24:29 PM |
| simpy | $25.00 | $25.00 | 5/14/2010 11:34:34 PM |
| cello1 | $25.00 | $25.00 | 5/15/2010 12:44:05 AM |
| loan-master996 | $43.10 | $43.10 | 5/15/2010 12:28:04 AM |
| balance-warrior | $25.00 | $25.00 | 5/15/2010 12:44:34 AM |
| bold-principal-thinker | $25.00 | $25.00 | 5/15/2010 12:45:02 AM |
| credit-kahuna | $85.49 | $85.49 | 5/15/2010 12:45:59 AM |
| success1001 | $50.00 | $50.00 | 5/14/2010 11:49:06 PM |
| orbiter614 | $32.47 | $32.47 | 5/15/2010 12:46:33 AM |
| financial-frenzy | $50.00 | $50.00 | 5/15/2010 12:47:08 AM |
| reflective-cash0 | $26.08 | $26.08 | 5/15/2010 12:46:05 AM |
| drawseeker | $25.00 | $25.00 | 5/15/2010 12:53:07 AM |
| awe53 | $25.00 | $25.00 | 5/15/2010 12:18:12 AM |
| dollar-high-five | $25.00 | $25.00 | 5/15/2010 12:43:41 AM |
| red-undaunted-kindness | $38.46 | $38.46 | 5/15/2010 12:44:57 AM |
| favorable-order8 | $25.00 | $25.00 | 5/15/2010 12:52:50 AM |
| orange-preeminant-bill | $60.13 | $60.13 | 5/15/2010 6:33:26 AM |
| fair_rates | $25.00 | $25.00 | 5/15/2010 7:44:23 AM |
| RMB-Investments | $25.00 | $25.00 | 5/15/2010 6:33:23 AM |
| GoldenTrout | $25.00 | $25.00 | 5/15/2010 7:18:54 AM |
| wojo | $25.00 | $25.00 | 5/15/2010 9:42:13 AM |
| ddamenace | $25.00 | $25.00 | 5/15/2010 9:57:28 AM |
| magnificent-reward9 | $25.00 | $25.00 | 5/15/2010 9:03:24 AM |
| HeavyDriver03 | $25.00 | $25.00 | 5/15/2010 1:17:44 PM |
| NELNET | $27.49 | $27.49 | 5/15/2010 1:29:01 PM |
| 350DGRZ | $25.00 | $25.00 | 5/15/2010 1:03:21 PM |
| adama_48 | $25.00 | $25.00 | 5/15/2010 7:02:44 PM |
| murlirao2002 | $25.00 | $25.00 | 5/15/2010 3:53:05 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/15/2010 8:39:16 PM |
| redblack21 | $25.00 | $25.00 | 5/15/2010 4:03:52 PM |
| fuse2 | $25.00 | $25.00 | 5/15/2010 7:29:05 PM |
| hizzy | $25.00 | $25.00 | 5/16/2010 6:39:21 AM |
| Viamin | $25.00 | $25.00 | 5/16/2010 7:19:58 AM |
| wayman | $25.00 | $25.00 | 5/16/2010 11:18:25 AM |
| platinum-genetics | $50.00 | $50.00 | 5/16/2010 11:03:06 AM |
| rjw_mpwr | $25.00 | $25.00 | 5/16/2010 6:23:52 PM |
| Justbiz | $35.63 | $35.63 | 5/16/2010 6:33:46 PM |
| business_savvy | $49.00 | $49.00 | 5/16/2010 6:23:48 PM |
| market-walnut5 | $50.00 | $50.00 | 5/16/2010 7:29:30 PM |
| autonomous-basis | $25.00 | $25.00 | 5/16/2010 6:23:51 PM |
| Davidson2 | $50.00 | $50.00 | 5/16/2010 7:02:53 PM |
| green-unassailable-investment | $50.00 | $50.00 | 5/16/2010 9:17:47 PM |
| callmebryan | $25.00 | $25.00 | 5/16/2010 8:43:57 PM |
| InvestorPartners | $25.00 | $25.00 | 5/17/2010 12:53:07 AM |
| 2Below | $25.00 | $25.00 | 5/17/2010 4:25:37 AM |
| tbrnet | $25.00 | $25.00 | 5/17/2010 4:53:19 AM |
| ideal-platinum1 | $100.00 | $100.00 | 5/17/2010 7:48:10 AM |
| tucksta | $25.00 | $25.00 | 5/17/2010 6:13:57 AM |
| balance6 | $25.00 | $25.00 | 5/17/2010 7:53:54 AM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 5/17/2010 8:28:42 AM |
| manuvns | $25.00 | $25.00 | 5/17/2010 9:18:07 AM |
| harmonious-yield | $25.00 | $25.00 | 5/17/2010 9:48:12 AM |
| loan-upholder4 | $25.00 | $25.00 | 5/17/2010 9:03:01 AM |
| peso-aggregator | $25.00 | $25.00 | 5/17/2010 9:33:48 AM |
| csarradio | $25.00 | $25.00 | 5/17/2010 10:04:03 AM |
| bxdoc | $90.36 | $90.36 | 5/17/2010 11:54:17 AM |
| bold-enriching-capital | $50.00 | $50.00 | 5/17/2010 12:05:54 PM |
| principal-prodigy | $25.00 | $25.00 | 5/17/2010 5:12:03 PM |
| iolaire | $25.00 | $25.00 | 5/17/2010 5:28:27 PM |
| GElender | $50.00 | $50.00 | 5/17/2010 5:27:41 PM |
| frogperson | $75.00 | $22.91 | 5/17/2010 7:06:10 PM |
| tamcho | $25.00 | $25.00 | 5/17/2010 7:16:57 PM |
| whiteasianrose | $63.57 | $63.57 | 5/18/2010 6:52:27 AM |
| kg4otl | $44.86 | $44.86 | 5/18/2010 4:59:48 PM |
| p2pLendingReviewDotcom | $50.00 | $50.00 | 5/18/2010 5:01:56 PM |
| income-fortress | $25.00 | $25.00 | 5/18/2010 4:55:30 PM |
| Sarspatula | $34.58 | $34.58 | 5/18/2010 7:52:50 PM |
| green-forceful-openness | $25.00 | $25.00 | 5/18/2010 7:33:10 PM |
| rockhound84 | $25.00 | $25.00 | 5/18/2010 7:16:19 PM |
| ilend57 | $25.00 | $25.00 | 5/18/2010 8:53:52 PM |
| mesfinity | $50.00 | $50.00 | 5/18/2010 9:28:10 PM |
| Rustang | $50.00 | $50.00 | 5/19/2010 8:57:55 AM |
| renov8n2retire | $100.00 | $100.00 | 5/19/2010 11:24:11 AM |
| lazyeye | $25.00 | $25.00 | 5/19/2010 4:44:06 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 5/19/2010 5:40:47 PM |
| bonus-apple | $200.00 | $200.00 | 5/19/2010 7:44:07 PM |
| availableloan | $25.00 | $25.00 | 5/19/2010 9:36:03 PM |
| 446 bids
|
Borrower Payment Dependent Notes Series
458342
This series of Notes was issued and sold upon the funding of the borrower loan #42578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-14-2010 |
| |
Auction end date:
| May-18-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $187.58 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $187.58 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 2m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 35 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,597 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 54% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| vibrant-loyalty0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Lender0010 | $50.00 | $50.00 | 5/14/2010 5:17:52 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/14/2010 5:21:18 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/14/2010 5:20:02 PM |
| gold-disk | $100.00 | $100.00 | 5/14/2010 5:21:24 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/14/2010 5:22:03 PM |
| transparency-advocator | $25.00 | $25.00 | 5/14/2010 5:23:05 PM |
| Carpetkid | $25.00 | $25.00 | 5/14/2010 5:23:18 PM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 5:24:37 PM |
| mtquan | $25.00 | $25.00 | 5/14/2010 5:28:26 PM |
| clickbrain | $25.00 | $25.00 | 5/14/2010 6:08:43 PM |
| 350DGRZ | $25.00 | $25.00 | 5/14/2010 6:08:49 PM |
| BooRadley | $25.00 | $25.00 | 5/14/2010 6:08:56 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 5/14/2010 6:09:06 PM |
| peso-mate | $25.00 | $25.00 | 5/14/2010 6:09:12 PM |
| liberty-bearer0 | $25.00 | $25.00 | 5/14/2010 6:09:21 PM |
| ddibernardo | $25.00 | $25.00 | 5/14/2010 6:08:42 PM |
| shrewd-deal | $25.00 | $25.00 | 5/14/2010 6:09:33 PM |
| vivid-loot | $25.00 | $25.00 | 5/14/2010 6:08:52 PM |
| ingenious-truth0 | $25.00 | $25.00 | 5/14/2010 6:09:38 PM |
| icecoldcash | $80.00 | $80.00 | 5/14/2010 6:09:43 PM |
| PeterV | $25.00 | $25.00 | 5/14/2010 6:09:07 PM |
| smart-leverage7 | $25.00 | $25.00 | 5/14/2010 6:09:49 PM |
| network2 | $25.00 | $25.00 | 5/14/2010 6:09:13 PM |
| contract-giant | $25.00 | $25.00 | 5/14/2010 6:10:07 PM |
| priceless-money6 | $50.00 | $50.00 | 5/14/2010 6:09:23 PM |
| bid-refresher2 | $25.00 | $25.00 | 5/14/2010 6:10:12 PM |
| emphatic-deal5 | $25.00 | $25.00 | 5/14/2010 6:09:41 PM |
| ddog0224 | $25.00 | $25.00 | 5/14/2010 5:25:06 PM |
| SanJoser | $25.00 | $25.00 | 5/14/2010 6:10:35 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 5/14/2010 6:09:51 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 5/14/2010 6:10:04 PM |
| vanderhp | $25.00 | $25.00 | 5/14/2010 6:11:09 PM |
| fairness-champ7 | $25.00 | $25.00 | 5/14/2010 6:10:10 PM |
| shrewd-value | $25.00 | $25.00 | 5/14/2010 6:10:17 PM |
| ookete | $25.00 | $25.00 | 5/14/2010 6:11:33 PM |
| AF-Chief | $28.00 | $28.00 | 5/14/2010 6:10:25 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/14/2010 6:10:31 PM |
| economy-producer | $25.00 | $25.00 | 5/14/2010 6:10:36 PM |
| srgriff | $25.00 | $25.00 | 5/14/2010 6:12:06 PM |
| awwaww | $25.00 | $25.00 | 5/14/2010 6:10:44 PM |
| revenue-ruler6 | $25.00 | $25.00 | 5/14/2010 6:10:58 PM |
| rider350 | $25.00 | $25.00 | 5/14/2010 6:12:28 PM |
| interest-griffin | $50.00 | $50.00 | 5/14/2010 6:11:10 PM |
| GiantAardvark | $25.00 | $9.43 | 5/14/2010 6:12:37 PM |
| dschless | $25.00 | $25.00 | 5/14/2010 6:11:20 PM |
| HamletTower | $25.00 | $25.00 | 5/14/2010 6:11:29 PM |
| plentiful-reward | $50.00 | $50.00 | 5/14/2010 6:11:43 PM |
| neutrino6 | $25.00 | $25.00 | 5/14/2010 6:12:08 PM |
| japerk | $25.00 | $25.00 | 5/14/2010 6:12:22 PM |
| orderly-leverage | $40.00 | $40.00 | 5/14/2010 6:12:26 PM |
| werd123 | $25.00 | $25.00 | 5/14/2010 6:08:48 PM |
| syounker | $25.00 | $25.00 | 5/14/2010 6:12:35 PM |
| marabu | $25.00 | $25.00 | 5/14/2010 6:09:02 PM |
| Rogesparkguy | $25.00 | $25.00 | 5/14/2010 6:09:05 PM |
| jamstah | $25.00 | $25.00 | 5/14/2010 6:09:11 PM |
| heroic-deal7 | $25.00 | $25.00 | 5/14/2010 6:09:25 PM |
| dmfog | $25.00 | $25.00 | 5/14/2010 6:09:31 PM |
| georg | $25.00 | $25.00 | 5/14/2010 6:09:37 PM |
| lending_well | $25.00 | $25.00 | 5/14/2010 6:09:42 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/14/2010 6:10:05 PM |
| money-boots2 | $25.00 | $25.00 | 5/14/2010 6:10:09 PM |
| mrrc7498 | $25.00 | $25.00 | 5/14/2010 6:10:19 PM |
| upbeat-principal | $25.00 | $25.00 | 5/14/2010 6:10:34 PM |
| floret596 | $25.00 | $25.00 | 5/14/2010 6:10:40 PM |
| telegon | $25.00 | $25.00 | 5/14/2010 6:11:15 PM |
| cablenews | $40.97 | $40.97 | 5/14/2010 6:11:30 PM |
| peerlender | $25.00 | $25.00 | 5/14/2010 6:11:40 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/14/2010 6:11:52 PM |
| delicious-social132 | $25.00 | $25.00 | 5/14/2010 6:12:19 PM |
| torion | $25.00 | $25.00 | 5/14/2010 6:12:27 PM |
| TakeCare | $50.00 | $50.00 | 5/16/2010 1:11:30 PM |
| ttnk62918 | $25.00 | $25.00 | 5/18/2010 11:07:53 AM |
| spiff666 | $25.00 | $25.00 | 5/18/2010 12:19:20 PM |
| rsd4444 | $25.00 | $25.00 | 5/18/2010 2:59:33 PM |
| worth-arch | $25.00 | $25.00 | 5/14/2010 5:20:08 PM |
| generous-deal6 | $25.00 | $25.00 | 5/14/2010 5:20:16 PM |
| hrubinst | $25.00 | $25.00 | 5/14/2010 5:21:42 PM |
| Avala | $50.00 | $50.00 | 5/14/2010 5:21:45 PM |
| dinero-speaker | $25.00 | $25.00 | 5/14/2010 5:21:53 PM |
| seabass123 | $25.00 | $25.00 | 5/14/2010 5:22:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/14/2010 5:22:44 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/14/2010 5:23:23 PM |
| Phantom99 | $25.00 | $25.00 | 5/14/2010 5:22:11 PM |
| alexstar | $25.00 | $25.00 | 5/14/2010 5:23:43 PM |
| castleman | $25.00 | $25.00 | 5/14/2010 5:21:33 PM |
| JGB | $25.00 | $25.00 | 5/14/2010 5:21:58 PM |
| ichibon | $75.00 | $75.00 | 5/14/2010 5:24:07 PM |
| jdrez | $25.00 | $25.00 | 5/14/2010 5:24:59 PM |
| kmr2 | $350.00 | $350.00 | 5/14/2010 5:29:38 PM |
| Sefotonga | $25.00 | $25.00 | 5/14/2010 5:32:45 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/14/2010 5:43:30 PM |
| favorable-order8 | $25.00 | $25.00 | 5/14/2010 6:08:31 PM |
| kanakakm | $25.00 | $25.00 | 5/14/2010 6:08:55 PM |
| famous-bill | $50.00 | $50.00 | 5/14/2010 6:09:04 PM |
| jazz619 | $25.00 | $25.00 | 5/14/2010 6:09:09 PM |
| asset-professor | $75.00 | $75.00 | 5/14/2010 6:09:18 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/14/2010 6:08:33 PM |
| Nerdster1 | $25.00 | $25.00 | 5/14/2010 6:08:51 PM |
| RickD1003 | $50.00 | $50.00 | 5/14/2010 6:09:35 PM |
| maldok1 | $25.00 | $25.00 | 5/14/2010 6:08:57 PM |
| PGA2 | $50.00 | $50.00 | 5/14/2010 6:09:40 PM |
| treasure-dreamer7 | $50.00 | $50.00 | 5/14/2010 6:09:05 PM |
| peb44 | $25.00 | $25.00 | 5/14/2010 6:09:48 PM |
| Dharvesi | $25.00 | $25.00 | 5/14/2010 6:09:10 PM |
| rolandweary | $30.00 | $30.00 | 5/14/2010 6:09:15 PM |
| jengachamp | $25.00 | $25.00 | 5/14/2010 6:09:22 PM |
| a-studious-payment | $25.00 | $25.00 | 5/14/2010 6:10:10 PM |
| organic-income5 | $40.00 | $40.00 | 5/14/2010 6:10:15 PM |
| marinade | $25.00 | $25.00 | 5/14/2010 6:09:36 PM |
| inspired-contract9 | $25.00 | $25.00 | 5/14/2010 6:10:33 PM |
| money-floret | $50.00 | $50.00 | 5/14/2010 6:09:44 PM |
| sloak | $25.00 | $25.00 | 5/14/2010 6:09:55 PM |
| nickel-ferret | $25.00 | $25.00 | 5/14/2010 6:11:03 PM |
| capital-web193 | $25.00 | $25.00 | 5/14/2010 6:10:08 PM |
| Ripsaw4U | $25.00 | $25.00 | 5/14/2010 6:11:17 PM |
| Slend49 | $25.00 | $25.00 | 5/14/2010 6:10:14 PM |
| BuffetRocks | $50.00 | $50.00 | 5/14/2010 6:11:27 PM |
| successful-agreement7 | $100.00 | $100.00 | 5/14/2010 6:11:42 PM |
| fcukciti | $50.00 | $50.00 | 5/14/2010 6:11:50 PM |
| yield-seeker | $25.00 | $25.00 | 5/14/2010 6:10:34 PM |
| jcjdingdong | $25.00 | $25.00 | 5/14/2010 6:10:38 PM |
| stable-nickel | $73.00 | $73.00 | 5/14/2010 6:12:13 PM |
| gelidfrank | $25.00 | $25.00 | 5/14/2010 6:12:25 PM |
| Thunderswan | $50.00 | $50.00 | 5/14/2010 6:11:00 PM |
| NDFIRTH | $50.00 | $50.00 | 5/14/2010 6:11:14 PM |
| r0b3m4n | $25.00 | $25.00 | 5/14/2010 6:11:46 PM |
| resource777 | $25.00 | $25.00 | 5/14/2010 6:12:11 PM |
| orange-preeminant-bill | $57.26 | $57.26 | 5/14/2010 6:12:21 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/14/2010 6:12:29 PM |
| cpodakine | $25.00 | $25.00 | 5/14/2010 6:08:41 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/14/2010 6:12:34 PM |
| TheJunker | $25.00 | $25.00 | 5/14/2010 6:08:53 PM |
| Kessler | $26.00 | $26.00 | 5/14/2010 6:12:38 PM |
| mustangcobra | $25.00 | $25.00 | 5/14/2010 6:09:03 PM |
| Zingaro | $25.00 | $25.00 | 5/14/2010 6:09:17 PM |
| cocobear | $25.00 | $25.00 | 5/14/2010 6:09:24 PM |
| wwwUniversal | $25.00 | $25.00 | 5/14/2010 6:13:33 PM |
| supreme-hope | $25.00 | $25.00 | 5/14/2010 6:09:34 PM |
| nojoke411 | $25.00 | $25.00 | 5/14/2010 6:09:39 PM |
| miamibeachloaner | $25.00 | $25.00 | 5/14/2010 6:09:46 PM |
| Amsie614 | $25.00 | $25.00 | 5/14/2010 6:10:06 PM |
| MTlender | $25.00 | $25.00 | 5/14/2010 6:10:11 PM |
| logical-reward8 | $25.00 | $25.00 | 5/14/2010 6:10:32 PM |
| bslavin | $25.00 | $25.00 | 5/14/2010 6:10:37 PM |
| orgy63 | $25.00 | $25.00 | 5/14/2010 6:11:01 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 5/14/2010 6:11:12 PM |
| hbzchimar | $25.00 | $25.00 | 5/14/2010 6:11:35 PM |
| ideal-platinum1 | $25.00 | $25.00 | 5/14/2010 6:11:39 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/14/2010 6:11:47 PM |
| sarisai | $101.00 | $101.00 | 5/14/2010 6:11:57 PM |
| funds-rascal | $49.34 | $49.34 | 5/14/2010 6:12:01 PM |
| investor7257 | $25.00 | $25.00 | 5/14/2010 6:12:05 PM |
| influential-compassion9 | $50.00 | $50.00 | 5/14/2010 6:12:16 PM |
| studious-camaraderi | $25.00 | $25.00 | 5/14/2010 6:12:24 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/14/2010 6:12:33 PM |
| Traal | $25.00 | $25.00 | 5/14/2010 9:33:04 PM |
| orbiter614 | $50.00 | $50.00 | 5/15/2010 12:46:31 AM |
| lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:25:40 PM |
| dhinckley | $25.00 | $25.00 | 5/18/2010 6:07:39 PM |
| 159 bids
|
Borrower Payment Dependent Notes Series
458812
This series of Notes was issued and sold upon the funding of the borrower loan #42596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-18-2010 |
| |
Auction end date:
| May-20-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $101.06 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1996 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 7 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $500 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 100% | | |
|
Public records last 12m / 10y:
| 0/ 4 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| interest-freshmaker |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to? pay for home improvements,
My financial situation:
I am a good candidate for this loan because? I don't have other large outstandings
Monthly net income: $ 2,500
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 93
??Car expenses: $ 266
??Utilities: $ 93
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 25
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SkepticalBen | $25.00 | $25.00 | 5/18/2010 4:07:45 PM |
| Comoparklender | $25.00 | $25.00 | 5/18/2010 4:10:21 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/18/2010 4:11:53 PM |
| actvtrdr | $35.00 | $35.00 | 5/18/2010 4:17:08 PM |
| Rattlehead | $25.00 | $25.00 | 5/18/2010 4:17:22 PM |
| DcUnited | $25.00 | $25.00 | 5/18/2010 4:17:25 PM |
| worth-arch | $25.00 | $25.00 | 5/18/2010 4:16:48 PM |
| reward-adventure | $30.00 | $30.00 | 5/18/2010 4:17:01 PM |
| orderly-leverage | $30.00 | $30.00 | 5/18/2010 4:17:04 PM |
| JGB | $25.00 | $25.00 | 5/18/2010 4:17:11 PM |
| commerce-voyager | $25.00 | $25.00 | 5/18/2010 4:18:49 PM |
| tntmojave | $25.00 | $25.00 | 5/18/2010 4:18:52 PM |
| market-walnut5 | $50.00 | $50.00 | 5/18/2010 4:20:08 PM |
| platinum-genetics | $50.00 | $50.00 | 5/18/2010 4:20:12 PM |
| greenwell | $25.00 | $25.00 | 5/18/2010 4:19:30 PM |
| Glenn_Graham | $25.00 | $25.00 | 5/18/2010 4:21:06 PM |
| S-Master | $25.00 | $25.00 | 5/18/2010 4:29:23 PM |
| desertoasis | $25.00 | $25.00 | 5/18/2010 4:29:09 PM |
| affluence-tycoon | $25.00 | $25.00 | 5/18/2010 4:30:06 PM |
| qwsd12 | $40.00 | $40.00 | 5/18/2010 5:42:50 PM |
| spirited-commitment | $25.00 | $25.00 | 5/18/2010 7:44:19 PM |
| flexible-value | $25.00 | $25.00 | 5/18/2010 8:18:12 PM |
| kmprospeo | $25.00 | $25.00 | 5/18/2010 9:27:43 PM |
| love-interest | $25.00 | $25.00 | 5/19/2010 5:17:20 AM |
| supreme-bonus0 | $25.00 | $25.00 | 5/18/2010 11:25:41 PM |
| successful-euro | $40.00 | $40.00 | 5/19/2010 7:41:16 AM |
| halothane_logic | $25.00 | $25.00 | 5/19/2010 6:30:40 AM |
| abundant-listing0 | $50.00 | $50.00 | 5/19/2010 9:37:01 AM |
| bayfocus | $25.00 | $25.00 | 5/19/2010 10:56:52 AM |
| upright-revenue7 | $25.00 | $25.00 | 5/19/2010 10:49:50 AM |
| power-expert | $25.00 | $25.00 | 5/19/2010 10:56:53 AM |
| inspiring-reward | $25.46 | $25.46 | 5/19/2010 2:18:18 PM |
| orange-preeminant-bill | $40.62 | $40.62 | 5/19/2010 2:37:19 PM |
| knight3136 | $25.00 | $25.00 | 5/19/2010 2:52:20 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/19/2010 2:53:11 PM |
| CaboWaboRobo | $25.00 | $25.00 | 5/19/2010 12:56:07 PM |
| loan-fate | $50.00 | $50.00 | 5/19/2010 2:53:33 PM |
| benwalla | $50.00 | $50.00 | 5/19/2010 2:12:07 PM |
| brother_tam | $50.00 | $50.00 | 5/19/2010 2:53:18 PM |
| bowdish1 | $50.00 | $50.00 | 5/19/2010 3:04:00 PM |
| Dubbs360 | $50.00 | $21.48 | 5/19/2010 3:11:39 PM |
| economy-caper | $25.00 | $25.00 | 5/19/2010 4:12:36 PM |
| reflective-rupee | $25.00 | $25.00 | 5/19/2010 5:03:51 PM |
| basis-prodigy | $25.00 | $25.00 | 5/18/2010 4:19:56 PM |
| personal-lender | $25.00 | $25.00 | 5/18/2010 4:17:15 PM |
| villagers | $25.00 | $25.00 | 5/18/2010 4:19:36 PM |
| wellsfrugal | $25.00 | $25.00 | 5/18/2010 4:28:39 PM |
| rhin0cerx | $50.00 | $50.00 | 5/18/2010 4:27:20 PM |
| tedsrfdude | $25.00 | $25.00 | 5/18/2010 4:28:06 PM |
| mtandb | $25.00 | $25.00 | 5/18/2010 4:28:14 PM |
| honorable-yield | $35.00 | $35.00 | 5/18/2010 4:28:03 PM |
| Artist_Blue | $25.00 | $25.00 | 5/18/2010 4:54:05 PM |
| mercuriant | $25.00 | $25.00 | 5/18/2010 4:29:44 PM |
| money-bauble | $50.00 | $50.00 | 5/18/2010 4:29:31 PM |
| the-gold-quark | $25.00 | $25.00 | 5/18/2010 4:44:00 PM |
| durability-keeper | $25.00 | $25.00 | 5/18/2010 4:58:22 PM |
| Phantom99 | $25.00 | $25.00 | 5/19/2010 12:41:18 AM |
| kind-responsibility-balancer | $25.00 | $25.00 | 5/18/2010 11:10:50 PM |
| lcole32 | $25.00 | $25.00 | 5/19/2010 3:56:18 AM |
| rescue | $26.17 | $26.17 | 5/19/2010 5:10:57 AM |
| kginatl | $25.00 | $25.00 | 5/19/2010 5:20:42 AM |
| WhiteKnightVentures | $50.00 | $50.00 | 5/19/2010 6:12:43 AM |
| balanced-bill7 | $26.27 | $26.27 | 5/19/2010 7:20:47 AM |
| integrity-doctor | $100.00 | $100.00 | 5/19/2010 10:15:41 AM |
| 108lender | $75.00 | $75.00 | 5/19/2010 11:10:28 AM |
| benefit-squirrel | $25.00 | $25.00 | 5/19/2010 2:43:00 PM |
| natural-greenback6 | $25.00 | $25.00 | 5/19/2010 12:36:31 PM |
| IIP77 | $25.00 | $25.00 | 5/19/2010 2:29:09 PM |
| wwwUniversal | $25.00 | $25.00 | 5/19/2010 4:04:42 PM |
| charming-point | $300.00 | $300.00 | 5/20/2010 9:20:19 AM |
| 70 bids
|