Sales Report:Supplement No. 201 dated May 20, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
424138
This series of Notes was issued and sold upon the funding of the borrower loan #42589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $143.52 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $143.52 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 9% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 3m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 27 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $4,876 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 38% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| simba311 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2008)
|
Principal balance:
| $970.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay down my credit card balance.
My financial situation:
I am a good candidate for this loan because I am responsible and already have another loan which I have already paid back half, and have been diligent in paying off monthly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
authoritative-capital | $25.00 | $25.00 | 5/11/2010 4:36:28 PM |
kenji4861 | $50.00 | $50.00 | 5/11/2010 4:37:29 PM |
cash-merry-maker | $25.00 | $25.00 | 5/11/2010 4:37:33 PM |
skuba | $25.00 | $25.00 | 5/11/2010 4:37:40 PM |
studious-bonus7 | $50.00 | $50.00 | 5/11/2010 4:38:13 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/11/2010 4:37:48 PM |
castleman | $25.00 | $25.00 | 5/11/2010 4:40:45 PM |
Merganser | $25.00 | $25.00 | 5/11/2010 4:38:03 PM |
kulender | $25.00 | $25.00 | 5/11/2010 4:41:27 PM |
interest-jedi0 | $50.00 | $50.00 | 5/11/2010 4:41:36 PM |
hookUup | $25.00 | $25.00 | 5/11/2010 4:41:55 PM |
evnagelist | $25.00 | $25.00 | 5/11/2010 4:40:57 PM |
meux99 | $25.00 | $25.00 | 5/11/2010 4:36:45 PM |
DukSerduk | $25.00 | $25.00 | 5/11/2010 4:41:25 PM |
dharma1 | $25.00 | $25.00 | 5/11/2010 4:36:51 PM |
money-surge1 | $25.00 | $25.00 | 5/11/2010 4:41:38 PM |
loot-funkmaster | $25.00 | $25.00 | 5/11/2010 4:37:11 PM |
PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:42:03 PM |
gold-disk | $100.00 | $100.00 | 5/11/2010 4:42:12 PM |
radforj22 | $50.00 | $50.00 | 5/11/2010 4:37:52 PM |
TheMan | $25.00 | $25.00 | 5/11/2010 4:38:09 PM |
balanced-bill7 | $50.00 | $50.00 | 5/11/2010 4:40:32 PM |
JGB | $25.00 | $25.00 | 5/11/2010 4:41:31 PM |
hrubinst | $25.00 | $25.00 | 5/11/2010 4:42:36 PM |
Aberdeen | $400.00 | $400.00 | 5/11/2010 4:48:47 PM |
springpanda | $25.00 | $25.00 | 5/14/2010 2:26:09 PM |
value-guru3 | $25.00 | $25.00 | 5/14/2010 1:45:42 PM |
LittleMingo | $28.00 | $28.00 | 5/14/2010 5:37:54 PM |
jmart30702 | $26.19 | $26.19 | 5/14/2010 6:01:08 PM |
Lender0307 | $25.00 | $25.00 | 5/14/2010 10:05:44 PM |
Kerrysbay | $50.00 | $50.00 | 5/15/2010 12:49:49 AM |
billnsc | $25.00 | $25.00 | 5/15/2010 5:05:00 AM |
all_of_that_one | $25.00 | $25.00 | 5/16/2010 9:46:58 AM |
vine99 | $65.00 | $65.00 | 5/16/2010 11:55:14 AM |
bold-social-advantage | $75.00 | $75.00 | 5/16/2010 7:32:59 PM |
jayk63 | $25.00 | $25.00 | 5/17/2010 3:20:57 AM |
credit-panda1 | $25.00 | $25.00 | 5/17/2010 7:12:52 AM |
beachfunder | $25.00 | $25.00 | 5/17/2010 10:13:47 AM |
wwwUniversal | $25.00 | $25.00 | 5/17/2010 1:16:59 PM |
Astyanax | $40.00 | $40.00 | 5/17/2010 4:57:04 PM |
heerzaquestion | $25.00 | $25.00 | 5/17/2010 6:05:23 PM |
Young-Y | $25.00 | $25.00 | 5/17/2010 6:34:49 PM |
eurobikermcdog | $25.00 | $25.00 | 5/17/2010 6:54:40 PM |
bear01 | $30.00 | $30.00 | 5/17/2010 9:30:50 PM |
marshallmanhattan | $25.00 | $25.00 | 5/18/2010 6:19:32 AM |
IwillHuntUdown | $30.84 | $30.84 | 5/18/2010 5:39:27 AM |
DaveTheWave | $35.85 | $35.85 | 5/18/2010 8:03:07 AM |
Jamahl | $30.46 | $30.46 | 5/18/2010 7:09:34 AM |
MarkDown | $25.00 | $25.00 | 5/18/2010 9:19:52 AM |
microfunder | $25.00 | $25.00 | 5/18/2010 12:33:22 PM |
erowis | $25.00 | $25.00 | 5/18/2010 1:13:32 PM |
JMY1 | $25.00 | $25.00 | 5/18/2010 12:54:56 PM |
Phantom | $30.00 | $30.00 | 5/18/2010 2:23:56 PM |
OregonDane | $25.00 | $25.00 | 5/18/2010 3:30:07 PM |
slwholesales | $27.40 | $27.40 | 5/18/2010 3:34:33 PM |
generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:00 PM |
kind-adventurous-finance | $25.00 | $25.00 | 5/11/2010 4:40:37 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/11/2010 4:37:59 PM |
harty | $60.00 | $60.00 | 5/11/2010 4:40:47 PM |
bonus-adventure3 | $25.00 | $25.00 | 5/11/2010 4:41:17 PM |
figs4u2 | $80.00 | $80.00 | 5/11/2010 4:41:46 PM |
Avala | $50.00 | $50.00 | 5/11/2010 4:42:37 PM |
credit-scout7 | $30.00 | $30.00 | 5/11/2010 4:40:39 PM |
finance-negotiator2 | $25.00 | $25.00 | 5/11/2010 4:40:50 PM |
Marathoner | $25.00 | $25.00 | 5/11/2010 4:40:54 PM |
truth-image | $50.00 | $50.00 | 5/11/2010 4:41:03 PM |
Daneistes | $100.00 | $100.00 | 5/11/2010 4:41:20 PM |
tender-integrity3 | $50.00 | $50.00 | 5/11/2010 4:36:48 PM |
GeorgiaGator | $50.00 | $50.00 | 5/11/2010 4:41:59 PM |
life-is-great | $25.00 | $25.00 | 5/11/2010 4:38:06 PM |
dinero-speaker | $25.00 | $25.00 | 5/11/2010 4:42:45 PM |
NATIVEBORN | $25.00 | $25.00 | 5/11/2010 4:38:29 PM |
worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:31 PM |
F16Pilot | $25.00 | $25.00 | 5/11/2010 4:38:50 PM |
investment-network | $25.00 | $22.70 | 5/11/2010 4:43:12 PM |
delicious-social132 | $40.00 | $40.00 | 5/11/2010 4:41:08 PM |
meenan | $25.00 | $25.00 | 5/11/2010 4:41:11 PM |
bright-balance | $25.00 | $25.00 | 5/11/2010 4:41:14 PM |
GiantAardvark | $25.00 | $25.00 | 5/11/2010 4:41:41 PM |
afotherg | $25.00 | $25.00 | 5/11/2010 4:41:51 PM |
lucrative-dollar | $25.00 | $25.00 | 5/11/2010 4:43:09 PM |
dontscrewmeover1 | $25.00 | $25.00 | 5/11/2010 5:22:19 PM |
MoneyForNothing | $25.00 | $25.00 | 5/11/2010 8:31:54 PM |
simeonthewhale | $100.00 | $100.00 | 5/12/2010 5:25:21 AM |
dproxima | $25.00 | $25.00 | 5/12/2010 4:53:28 PM |
JedClampett | $75.00 | $75.00 | 5/13/2010 5:38:32 PM |
wildanne | $75.00 | $75.00 | 5/13/2010 8:04:48 PM |
balance-chestnut | $50.00 | $50.00 | 5/14/2010 11:37:31 AM |
Cherrypicker | $50.00 | $50.00 | 5/14/2010 1:43:20 PM |
paul1 | $50.00 | $50.00 | 5/14/2010 5:07:12 PM |
jpblan11 | $25.00 | $25.00 | 5/14/2010 6:25:52 PM |
Dollars4Rent | $25.00 | $25.00 | 5/14/2010 8:26:37 PM |
portfolio-turbine | $25.00 | $25.00 | 5/15/2010 8:58:01 AM |
StreetJustice | $100.00 | $100.00 | 5/15/2010 7:22:58 PM |
availableloan | $25.00 | $25.00 | 5/15/2010 11:21:40 PM |
SeaLoans | $25.00 | $25.00 | 5/17/2010 3:58:16 PM |
khamlagirl | $25.00 | $25.00 | 5/17/2010 4:04:41 PM |
jwood3030 | $35.00 | $35.00 | 5/17/2010 5:23:21 PM |
itsmaj | $68.56 | $68.56 | 5/17/2010 6:33:48 PM |
gotbyu | $50.00 | $50.00 | 5/17/2010 9:29:24 PM |
greenback-octave | $25.00 | $25.00 | 5/17/2010 7:49:22 PM |
pjandnikki | $25.00 | $25.00 | 5/17/2010 10:29:38 PM |
BURNERA_1 | $50.00 | $50.00 | 5/18/2010 4:04:39 AM |
Prairie-MN | $30.00 | $30.00 | 5/18/2010 4:27:01 AM |
integrity-cowbell | $25.00 | $25.00 | 5/18/2010 2:45:17 AM |
benevolent-benefit | $50.00 | $50.00 | 5/18/2010 5:48:22 AM |
Rivermaverick | $25.00 | $25.00 | 5/18/2010 7:22:29 AM |
Snoopylover | $25.00 | $25.00 | 5/18/2010 9:43:46 AM |
RugbyFan | $25.00 | $25.00 | 5/18/2010 10:25:45 AM |
khamen | $25.00 | $25.00 | 5/18/2010 11:10:30 AM |
lm150 | $25.00 | $25.00 | 5/18/2010 9:53:22 AM |
ussugm | $25.00 | $25.00 | 5/18/2010 11:30:32 AM |
JerryB96 | $50.00 | $50.00 | 5/18/2010 1:23:41 PM |
LawyerLoan | $25.00 | $25.00 | 5/18/2010 1:43:52 PM |
UCSBGAUCHOS | $25.00 | $25.00 | 5/18/2010 3:28:56 PM |
velocity-winner | $25.00 | $25.00 | 5/18/2010 4:03:49 PM |
StocksMan | $50.00 | $50.00 | 5/18/2010 4:30:14 PM |
117 bids
|
Borrower Payment Dependent Notes Series
457318
This series of Notes was issued and sold upon the funding of the borrower loan #42568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| May-07-2010 |
|
Auction end date:
| May-13-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.17% |
Starting monthly payment:
| $58.81 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.17% |
Final monthly payment:
| $58.81 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 27.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Basic (1-10):
| 3 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 10m |
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Now delinquent:
| 0 |
Revolving credit balance:
| $8,363 | Stated income: | $1-$24,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| punctual-liberty |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Never paid a bill late
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I just started receiving rental income this year.? I am about to start a recruiter position working?from home.
Monthly expenses:?
??Housing: $?500?
??Phone, cable, internet: $ 70??
? Utilities $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
reasonable-power | $25.00 | $25.00 | 5/8/2010 10:26:48 PM |
SNH | $50.00 | $50.00 | 5/12/2010 4:43:54 PM |
victor111 | $100.00 | $100.00 | 5/12/2010 9:11:33 PM |
MilitaryLending | $25.00 | $25.00 | 5/13/2010 4:03:16 PM |
autumnae | $250.00 | $250.00 | 5/13/2010 5:25:49 PM |
shrewd-income | $25.00 | $25.00 | 5/13/2010 6:08:33 PM |
well-mannered-income3 | $30.00 | $30.00 | 5/13/2010 6:10:53 PM |
PrincessGrace33 | $100.00 | $100.00 | 5/13/2010 7:23:57 PM |
Lubava | $50.00 | $50.00 | 5/13/2010 7:35:33 PM |
alexgalt | $100.00 | $100.00 | 5/11/2010 9:10:49 PM |
DonDiego | $25.00 | $25.00 | 5/11/2010 11:41:24 PM |
periko | $50.00 | $50.00 | 5/12/2010 6:57:19 AM |
reflective-rupee | $50.00 | $50.00 | 5/12/2010 1:34:49 PM |
Glenn_Graham | $65.64 | $65.64 | 5/12/2010 5:53:55 PM |
PrincessGrace33 | $100.00 | $100.00 | 5/12/2010 7:35:36 PM |
Frosty | $25.00 | $25.00 | 5/13/2010 5:43:26 PM |
NYretire | $25.00 | $25.00 | 5/13/2010 6:12:32 PM |
best-generosity-financier | $25.00 | $25.00 | 5/13/2010 6:25:24 PM |
YoungTaxMan | $100.00 | $100.00 | 5/13/2010 6:02:53 PM |
brondero | $60.00 | $60.00 | 5/13/2010 7:25:50 PM |
Sudoku | $26.60 | $19.36 | 5/13/2010 7:34:38 PM |
21 bids
|
Borrower Payment Dependent Notes Series
457634
This series of Notes was issued and sold upon the funding of the borrower loan #42586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-10-2010 |
|
Auction end date:
| May-17-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $111.34 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $111.34 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 9% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 2m |
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 5 |
Occupation: | Nurse's Aide |
Now delinquent:
| 0 |
Revolving credit balance:
| $2,820 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| sublime-yield7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
worth-arch | $25.00 | $25.00 | 5/10/2010 4:21:51 PM |
gold-disk | $100.00 | $100.00 | 5/10/2010 4:26:52 PM |
castleman | $25.00 | $25.00 | 5/10/2010 4:27:26 PM |
generous-deal6 | $25.00 | $25.00 | 5/10/2010 4:22:16 PM |
Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:29 PM |
dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:23 PM |
Panna | $25.00 | $25.00 | 5/10/2010 4:31:26 PM |
ichibon | $75.00 | $75.00 | 5/10/2010 4:32:06 PM |
hrubinst | $25.00 | $25.00 | 5/10/2010 4:28:02 PM |
interest-jedi0 | $50.00 | $50.00 | 5/10/2010 4:28:42 PM |
DasMula | $25.00 | $25.00 | 5/11/2010 8:08:40 AM |
kginatl | $36.01 | $36.01 | 5/12/2010 6:19:59 PM |
income-fortress | $25.00 | $25.00 | 5/13/2010 5:18:21 PM |
Streamfeeder | $25.00 | $25.00 | 5/13/2010 7:09:43 PM |
gjm6d | $25.00 | $25.00 | 5/13/2010 8:16:17 PM |
proton346 | $25.00 | $25.00 | 5/13/2010 9:56:40 PM |
lawyervon | $25.00 | $25.00 | 5/14/2010 1:31:43 AM |
truth-gondola5 | $50.00 | $50.00 | 5/14/2010 9:38:46 AM |
marwadi-62 | $100.00 | $100.00 | 5/14/2010 11:12:29 AM |
ritwik | $50.00 | $50.00 | 5/14/2010 5:16:32 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/14/2010 6:11:48 PM |
ajayne1953 | $84.70 | $84.70 | 5/14/2010 6:32:59 PM |
one-midas | $25.00 | $25.00 | 5/14/2010 8:09:32 PM |
southIT | $25.00 | $25.00 | 5/15/2010 7:11:17 AM |
SkinnyFish | $25.00 | $25.00 | 5/15/2010 1:24:23 PM |
chocolatecookie | $50.00 | $50.00 | 5/15/2010 4:00:29 PM |
khamlagirl | $25.00 | $25.00 | 5/16/2010 6:23:24 PM |
poolshark72 | $25.00 | $25.00 | 5/16/2010 9:17:38 PM |
blue-dollar-viking | $100.00 | $100.00 | 5/17/2010 6:05:46 AM |
s270 | $25.00 | $25.00 | 5/17/2010 6:12:03 AM |
principal-star | $25.00 | $25.00 | 5/17/2010 8:21:45 AM |
credit-coach118 | $35.00 | $35.00 | 5/17/2010 8:33:54 AM |
ryan6853 | $25.00 | $25.00 | 5/17/2010 8:38:58 AM |
patriot384 | $123.00 | $123.00 | 5/17/2010 11:53:30 AM |
wwwUniversal | $25.00 | $25.00 | 5/17/2010 1:16:34 PM |
capital-kingdom | $25.00 | $25.00 | 5/17/2010 2:39:17 PM |
enthusiastic-point | $25.00 | $25.00 | 5/17/2010 2:43:37 PM |
wild-orange | $25.00 | $25.00 | 5/17/2010 3:39:07 PM |
investment-cluster | $25.00 | $25.00 | 5/17/2010 3:37:54 PM |
Lubava | $25.00 | $25.00 | 5/17/2010 4:18:41 PM |
PotBellyPete | $25.00 | $25.00 | 5/17/2010 4:12:02 PM |
Avala | $50.00 | $50.00 | 5/10/2010 4:28:04 PM |
dinero-speaker | $25.00 | $25.00 | 5/10/2010 4:28:22 PM |
JGB | $25.00 | $25.00 | 5/10/2010 4:28:32 PM |
PRGuyinVA | $25.00 | $25.00 | 5/10/2010 4:26:40 PM |
philosopher4 | $25.00 | $25.00 | 5/10/2010 4:29:57 PM |
Comoparklender | $30.00 | $30.00 | 5/10/2010 4:27:11 PM |
studious-bonus7 | $50.00 | $50.00 | 5/10/2010 4:21:24 PM |
community-saver0 | $25.00 | $25.00 | 5/10/2010 4:30:59 PM |
psztnrw | $100.00 | $100.00 | 5/10/2010 4:29:01 PM |
seabass123 | $25.00 | $25.00 | 5/10/2010 4:32:54 PM |
integrity-doctor | $100.00 | $64.26 | 5/10/2010 4:33:14 PM |
Bank_Of_XL | $50.00 | $50.00 | 5/10/2010 6:28:48 PM |
d_grbg | $25.00 | $25.00 | 5/10/2010 6:05:13 PM |
uncleubb | $25.00 | $25.00 | 5/11/2010 5:19:28 AM |
cash-vault | $25.00 | $25.00 | 5/11/2010 3:14:52 PM |
TakeCare | $75.00 | $75.00 | 5/12/2010 9:20:44 PM |
Brown98 | $25.00 | $25.00 | 5/13/2010 5:16:58 PM |
market-pudding | $25.00 | $25.00 | 5/14/2010 1:14:56 AM |
Unitas4302 | $50.00 | $50.00 | 5/14/2010 3:58:23 AM |
victorcab | $25.00 | $25.00 | 5/14/2010 5:26:53 PM |
loss-of-control | $25.00 | $25.00 | 5/15/2010 12:56:35 PM |
ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:58:17 PM |
hektek22 | $25.00 | $25.00 | 5/15/2010 7:35:48 PM |
Bob450 | $30.00 | $30.00 | 5/15/2010 10:26:13 PM |
grammaspurse | $25.00 | $25.00 | 5/16/2010 9:18:50 AM |
KrisKringle | $75.00 | $75.00 | 5/16/2010 8:56:37 AM |
value-rapture | $25.00 | $25.00 | 5/16/2010 6:28:49 PM |
revenue-appraiser | $35.70 | $35.70 | 5/17/2010 7:29:56 AM |
rate-hickory | $25.00 | $25.00 | 5/17/2010 7:23:27 AM |
new-aggresive-investment | $50.00 | $50.00 | 5/17/2010 7:32:33 AM |
wa_elj64 | $27.00 | $27.00 | 5/17/2010 7:57:04 AM |
tender-ore | $25.00 | $25.00 | 5/17/2010 8:07:57 AM |
Leshan | $33.33 | $33.33 | 5/17/2010 9:58:57 AM |
frogperson | $100.00 | $100.00 | 5/17/2010 11:03:20 AM |
BrighterSuns | $25.00 | $25.00 | 5/17/2010 10:00:46 AM |
SkinnyFish | $25.00 | $25.00 | 5/17/2010 10:59:53 AM |
jybank | $25.00 | $25.00 | 5/17/2010 11:29:34 AM |
brightest-dignified-penny | $25.00 | $25.00 | 5/17/2010 4:20:00 PM |
Engineer44 | $26.00 | $26.00 | 5/17/2010 4:20:01 PM |
80 bids
|
Borrower Payment Dependent Notes Series
457686
This series of Notes was issued and sold upon the funding of the borrower loan #42598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-12-2010 |
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $30.92 |
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $30.92 |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| May-2006 |
Debt/Income ratio:
| 10% |
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 8m |
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 3 |
Occupation: | Civil Service |
Now delinquent:
| 0 |
Revolving credit balance:
| $453 | Stated income: | $1-$24,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| penny-mandolin |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher in the Trenches
In June of 2010 I will move from Cleveland to Chicago to work in a low performing/high poverty elementary school. I am currently wrapping up a year with my 3rd-5th grade students, and I spent a lot of money on them, so transitioning will be harder than I thought! The cost of living is much higher in Chicago, so I am seeking a loan to cover moving expenses, some credit card debt, and tuition for my Master of Arts in Teaching. Please help me continue my education so that I can best help others start theirs.
The school district is providing me a small, but steady salary so I hope to pay this off by the fall.
Thank you for your assistance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be working in the summer? - smarva
A:
Yes. I am in a teacher residency program starting June 14th. I should be getting regular checks by the end of June. My salary for the year (June-June 2011) will be $32,000. I don't know what my take-home pay will be after taxes and all that, but you get the idea.
(May-12-2010)
Q:
Why was your last loan request withdrawn? Thanks! - newest-phenomenal-money
A:
Hello! I had a similar loan request which I withdrew because I decided to have the money closer to when I was moving. If I got it a few months ago I would have to start making payments right away, and I wanted to make sure I was contractually bound to a position before I took out money I didn't need.
(May-12-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
loot-funkmaster | $25.00 | $25.00 | 5/11/2010 4:37:13 PM |
mlopez2007 | $50.00 | $50.00 | 5/11/2010 4:37:58 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/11/2010 4:38:01 PM |
tender-integrity3 | $50.00 | $50.00 | 5/11/2010 4:36:49 PM |
Merganser | $25.00 | $25.00 | 5/11/2010 4:38:05 PM |
life-is-great | $25.00 | $25.00 | 5/11/2010 4:38:08 PM |
dharma1 | $25.00 | $25.00 | 5/11/2010 4:36:52 PM |
rockclimbercyclist | $25.00 | $25.00 | 5/11/2010 4:37:17 PM |
kenji4861 | $50.00 | $50.00 | 5/11/2010 4:37:32 PM |
radforj22 | $50.00 | $50.00 | 5/11/2010 4:37:54 PM |
Approved | $25.00 | $25.00 | 5/11/2010 4:46:47 PM |
all_of_that_one | $25.00 | $25.00 | 5/11/2010 6:08:51 PM |
sentimental-silver7 | $25.00 | $25.00 | 5/12/2010 9:18:54 AM |
wwwUniversal | $25.00 | $25.00 | 5/12/2010 12:20:36 PM |
brginhuntr | $46.87 | $46.87 | 5/12/2010 4:11:56 PM |
generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:09 PM |
meux99 | $25.00 | $25.00 | 5/11/2010 4:36:46 PM |
cash-merry-maker | $25.00 | $25.00 | 5/11/2010 4:37:35 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/11/2010 4:37:50 PM |
harty | $60.00 | $0.21 | 5/11/2010 4:40:49 PM |
F16Pilot | $25.00 | $25.00 | 5/11/2010 4:38:56 PM |
balanced-bill7 | $50.00 | $50.00 | 5/11/2010 4:40:34 PM |
Okeey | $47.92 | $47.92 | 5/11/2010 4:36:06 PM |
authoritative-capital | $25.00 | $25.00 | 5/11/2010 4:36:30 PM |
julijask | $35.00 | $35.00 | 5/11/2010 4:36:41 PM |
TheMan | $25.00 | $25.00 | 5/11/2010 4:38:11 PM |
NATIVEBORN | $25.00 | $25.00 | 5/11/2010 4:38:27 PM |
xyzlmno | $25.00 | $25.00 | 5/11/2010 4:38:58 PM |
credit-scout7 | $30.00 | $30.00 | 5/11/2010 4:40:42 PM |
jimduism | $25.00 | $25.00 | 5/11/2010 10:35:47 PM |
mobius_titan | $25.00 | $25.00 | 5/12/2010 9:00:19 AM |
blot44 | $25.00 | $25.00 | 5/12/2010 5:20:01 AM |
32 bids
|
Borrower Payment Dependent Notes Series
457694
This series of Notes was issued and sold upon the funding of the borrower loan #42566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $1,750.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-10-2010 |
|
Auction end date:
| May-17-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $79.16 |
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.42% |
Final monthly payment:
| $77.19 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.88% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 51% |
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Retired |
Enhanced (1-5): | 2 |
Current / open credit lines:
| 32
/
31 | Length of status: | 15y 7m |
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 57 | Stated income: | $1-$24,999 |
Now delinquent:
| 1 |
Revolving credit balance:
| $17,364 | |
Amount delinquent:
| $130 |
Bankcard utilization:
| 93% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| the-worth-samurai |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2008)
|
Principal balance:
| $827.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
daughter tuition for college
Purpose of loan:
this loan will be used to pay off current loan and rest will be used for daughter summer school for college.My husband pays pretty much of all the bills,except i pay credit card bills and anything pertaining to my twin daughter.i have a current loan with prosper and i never been late 1 time.i have been ?building my credit back up.10 years my ex had left me with my twin daughters and i had to struggle.but today i 'm back on top of things.i would like to thank yall for giving me the first loan to prove my self.thanks to all who helped me.
Monthly net income: $ 2000.00 plus 6000.00 husband
Monthly expenses: $
??Housing $941.00
??Insurance: $ $96.00
??Car expenses:$623.00
Utilities: $???Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans:?600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Unitas4302 | $50.00 | $50.00 | 5/13/2010 8:07:57 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/14/2010 6:15:48 PM |
lucrative-loan | $50.00 | $50.00 | 5/15/2010 12:46:17 AM |
icanhasloanz | $50.00 | $50.00 | 5/16/2010 4:05:37 AM |
TakeCare | $50.00 | $50.00 | 5/16/2010 1:23:12 PM |
shrewd-income | $25.00 | $25.00 | 5/16/2010 6:19:58 PM |
exchange-cowbell5 | $25.00 | $25.00 | 5/16/2010 8:07:50 PM |
shawnw2 | $50.00 | $50.00 | 5/17/2010 3:03:50 AM |
rate-farm3 | $500.00 | $500.00 | 5/17/2010 7:14:54 AM |
Kash2010lu | $35.00 | $35.00 | 5/17/2010 8:29:01 AM |
Leshan | $100.00 | $100.00 | 5/17/2010 10:00:19 AM |
Lubava | $50.00 | $50.00 | 5/17/2010 10:17:39 AM |
Lender-Trader | $26.11 | $26.11 | 5/17/2010 12:50:04 PM |
Legally_Blonde | $50.00 | $50.00 | 5/17/2010 1:35:48 PM |
Mikale360 | $25.00 | $25.00 | 5/17/2010 2:46:57 PM |
Bob450 | $35.00 | $35.00 | 5/17/2010 2:19:11 PM |
Feyenoord | $33.76 | $33.76 | 5/17/2010 3:29:17 PM |
khamlagirl | $25.00 | $25.00 | 5/17/2010 4:13:30 PM |
Lubava | $25.00 | $25.00 | 5/17/2010 4:15:06 PM |
brightest-dignified-penny | $25.00 | $25.00 | 5/17/2010 4:21:10 PM |
reflective-rupee | $50.00 | $50.00 | 5/11/2010 9:50:53 AM |
alexgalt | $100.00 | $100.00 | 5/11/2010 8:57:45 PM |
autumnae | $100.00 | $85.13 | 5/13/2010 5:29:00 PM |
Hummer-Guy | $25.00 | $25.00 | 5/16/2010 5:57:31 PM |
five-star-note | $75.00 | $75.00 | 5/16/2010 4:26:35 PM |
AAe | $35.00 | $35.00 | 5/16/2010 6:52:32 PM |
MilitaryLending | $25.00 | $25.00 | 5/17/2010 7:16:00 AM |
MilitaryLending | $25.00 | $25.00 | 5/17/2010 7:15:59 AM |
ComputerCash23 | $25.00 | $25.00 | 5/17/2010 2:40:33 PM |
DasMula | $25.00 | $25.00 | 5/17/2010 2:44:07 PM |
wild-orange | $25.00 | $25.00 | 5/17/2010 3:41:00 PM |
31 bids
|
Borrower Payment Dependent Notes Series
457716
This series of Notes was issued and sold upon the funding of the borrower loan #42569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $323.61 |
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
|
Auction yield range:
| 3.99% - 9.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 13% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
Now delinquent:
| 0 |
Revolving credit balance:
| $949 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| greenback-maracas |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring for My Wife
Purpose of loan:
Purchase of a diamond ring for my wife.? At the time of our marriage last year, money was tight and we only had money for a simple Vegas wedding.? Now, our first year's wedding anniversary is coming up, i would like to fulfill my promise and surprise her with a diamond ring. The reason for this loan is to find an alternative solution for high
interest credit or charge cards.
My financial situation:
I have a perfect credit history and always pays all my credit card payments in full and on time.? I am a recently promoted lead software developer at a steady growing company.? My wife and I have a very strict monthly budget plan, and most of the current saving goes into CD and high yield saving accounts.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:06 PM |
worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:35 PM |
Avala | $50.00 | $50.00 | 5/11/2010 4:42:42 PM |
JGB | $25.00 | $25.00 | 5/11/2010 4:42:54 PM |
Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:47 PM |
PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:42:10 PM |
Sven79 | $50.00 | $50.00 | 5/11/2010 4:46:12 PM |
egw | $25.00 | $25.00 | 5/11/2010 4:42:24 PM |
the-profit-oracle | $25.00 | $25.00 | 5/11/2010 4:47:25 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/11/2010 5:03:15 PM |
GElender | $50.00 | $50.00 | 5/11/2010 4:44:07 PM |
gold-conga | $25.00 | $25.00 | 5/11/2010 4:46:23 PM |
ichibon | $75.00 | $75.00 | 5/11/2010 5:03:11 PM |
money2k | $25.00 | $25.00 | 5/11/2010 8:04:09 PM |
sensible-community1 | $25.00 | $25.00 | 5/12/2010 4:14:47 AM |
Mark-O-Polo | $25.00 | $25.00 | 5/12/2010 4:50:22 AM |
Fiimg | $50.00 | $50.00 | 5/11/2010 6:59:14 PM |
iolaire | $25.00 | $25.00 | 5/12/2010 9:14:07 AM |
e6400 | $50.00 | $50.00 | 5/12/2010 9:34:57 AM |
selector568 | $25.00 | $25.00 | 5/12/2010 3:36:21 PM |
roadster199 | $25.00 | $25.00 | 5/14/2010 12:47:59 AM |
kmwvma | $25.00 | $25.00 | 5/14/2010 1:13:55 AM |
klinebarger | $25.00 | $25.00 | 5/14/2010 9:23:42 AM |
thunder135 | $25.00 | $25.00 | 5/14/2010 9:35:23 AM |
wlm3012 | $25.00 | $25.00 | 5/14/2010 9:35:57 AM |
ddog0224 | $25.00 | $25.00 | 5/14/2010 2:23:08 PM |
justice-lotus9 | $25.00 | $25.00 | 5/14/2010 7:06:45 PM |
Comoparklender | $30.00 | $30.00 | 5/14/2010 7:26:40 PM |
mmckune | $25.00 | $25.00 | 5/14/2010 10:21:39 PM |
zento | $25.00 | $25.00 | 5/14/2010 10:09:17 PM |
newest-asset-smasher | $25.00 | $25.00 | 5/15/2010 8:56:01 AM |
kmr2 | $25.00 | $25.00 | 5/15/2010 9:15:06 AM |
TheColoradoDon | $25.00 | $25.00 | 5/15/2010 9:23:03 AM |
smart-return | $25.00 | $25.00 | 5/15/2010 10:33:24 AM |
PaulW | $25.00 | $25.00 | 5/15/2010 1:17:57 PM |
platinum-genetics | $50.00 | $50.00 | 5/16/2010 11:03:26 AM |
vine99 | $90.00 | $90.00 | 5/16/2010 11:46:05 AM |
Moneypenny6 | $25.00 | $25.00 | 5/16/2010 11:54:53 AM |
DrStaff | $60.00 | $60.00 | 5/17/2010 12:03:01 AM |
integrity-doctor | $27.85 | $27.85 | 5/17/2010 4:43:10 AM |
LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:39:18 AM |
peso-aggregator | $25.00 | $25.00 | 5/17/2010 9:33:58 AM |
jameskdean | $25.00 | $25.00 | 5/17/2010 12:43:20 PM |
Clambake | $27.81 | $27.81 | 5/17/2010 2:08:25 PM |
sxcarlson | $50.00 | $50.00 | 5/17/2010 5:25:28 PM |
Blue_HorseShoe | $25.00 | $25.00 | 5/17/2010 5:25:35 PM |
bbrelo | $25.00 | $25.00 | 5/17/2010 5:25:55 PM |
Josilot | $25.00 | $25.00 | 5/17/2010 5:25:57 PM |
helpu88 | $34.57 | $34.57 | 5/17/2010 5:26:03 PM |
SeattleAngel | $25.00 | $25.00 | 5/17/2010 5:26:09 PM |
bsh297 | $25.00 | $25.00 | 5/17/2010 5:26:13 PM |
pwkpwk | $25.00 | $25.00 | 5/17/2010 5:26:16 PM |
phillipd48 | $25.00 | $25.00 | 5/17/2010 5:26:22 PM |
Supernick | $50.00 | $50.00 | 5/17/2010 5:26:30 PM |
slyder61 | $25.00 | $25.00 | 5/17/2010 5:23:19 PM |
aldeed | $25.00 | $25.00 | 5/17/2010 5:27:10 PM |
transaction-animal8 | $25.00 | $25.00 | 5/17/2010 5:27:47 PM |
yield-lion | $25.00 | $25.00 | 5/17/2010 5:29:04 PM |
MARSTUN | $32.51 | $32.51 | 5/17/2010 5:29:19 PM |
Danfromnapa | $50.00 | $50.00 | 5/17/2010 5:25:29 PM |
SNH | $50.00 | $50.00 | 5/17/2010 5:25:37 PM |
bakerbob | $26.49 | $26.49 | 5/17/2010 5:25:39 PM |
skydiver111 | $25.00 | $25.00 | 5/17/2010 5:25:41 PM |
ISHLEP67 | $47.06 | $47.06 | 5/17/2010 5:25:53 PM |
LahnDi | $25.00 | $25.00 | 5/17/2010 5:26:00 PM |
Onesiphorus | $25.00 | $25.00 | 5/17/2010 5:26:04 PM |
PhalanxBulldog | $25.00 | $25.00 | 5/17/2010 5:26:11 PM |
PHI4308 | $25.00 | $25.00 | 5/17/2010 5:26:23 PM |
jtradition | $38.84 | $38.84 | 5/17/2010 5:26:32 PM |
omerta6102 | $50.00 | $50.00 | 5/17/2010 5:26:44 PM |
assetmanager | $25.00 | $25.00 | 5/17/2010 5:25:34 PM |
Chembro783 | $25.00 | $25.00 | 5/17/2010 5:26:05 PM |
loanshark4u | $25.00 | $25.00 | 5/17/2010 5:26:18 PM |
irrelevant | $25.00 | $25.00 | 5/17/2010 5:26:27 PM |
Aquani | $50.00 | $50.00 | 5/17/2010 5:27:06 PM |
Oupa-George | $25.00 | $25.00 | 5/17/2010 5:26:41 PM |
WeAlNe | $25.00 | $25.00 | 5/17/2010 5:27:04 PM |
mydreamsagain | $28.39 | $28.39 | 5/17/2010 5:27:08 PM |
TCR3 | $25.00 | $25.00 | 5/17/2010 5:27:12 PM |
RandyL3 | $99.00 | $99.00 | 5/17/2010 5:32:53 PM |
shortstop21 | $25.00 | $25.00 | 5/17/2010 5:27:51 PM |
sentry256 | $25.00 | $25.00 | 5/17/2010 5:29:22 PM |
dollar-oracle55 | $25.00 | $25.00 | 5/17/2010 5:29:07 PM |
BankofTony | $25.00 | $25.00 | 5/17/2010 5:29:20 PM |
HibbyD | $30.00 | $30.00 | 5/17/2010 5:45:13 PM |
tekkie2412 | $25.00 | $25.00 | 5/17/2010 5:51:45 PM |
engaging-worth | $25.00 | $25.00 | 5/17/2010 5:52:08 PM |
bygbyrd | $50.00 | $50.00 | 5/17/2010 7:24:27 PM |
zippy-revenue8 | $25.00 | $25.00 | 5/17/2010 7:01:32 PM |
wdfraser | $25.00 | $25.00 | 5/17/2010 6:18:41 PM |
LoanBrkr | $25.00 | $25.00 | 5/17/2010 9:25:15 PM |
lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:43:34 PM |
penny-finder | $25.00 | $25.00 | 5/17/2010 8:21:33 PM |
ddamenace | $25.00 | $25.00 | 5/17/2010 7:08:18 PM |
Quid-Pro-Quo | $25.00 | $25.00 | 5/17/2010 9:12:41 PM |
angeimack | $25.00 | $25.00 | 5/17/2010 10:43:32 PM |
jsr73 | $50.00 | $50.00 | 5/18/2010 1:25:58 AM |
Sixmil | $25.00 | $25.00 | 5/18/2010 3:23:02 AM |
mikeandcat | $50.00 | $50.00 | 5/18/2010 6:03:11 AM |
maltma | $25.00 | $25.00 | 5/18/2010 4:52:19 AM |
Fedora | $50.00 | $50.00 | 5/18/2010 8:44:54 AM |
CleeClee | $100.00 | $100.00 | 5/18/2010 8:30:45 AM |
vwally | $25.00 | $25.00 | 5/18/2010 7:30:34 AM |
Rivermaverick | $25.00 | $25.00 | 5/18/2010 7:32:05 AM |
money-bauble | $100.00 | $100.00 | 5/18/2010 9:34:40 AM |
csak13 | $50.00 | $50.00 | 5/18/2010 8:59:49 AM |
decisive-capital | $33.89 | $33.89 | 5/18/2010 10:49:31 AM |
seattleslug | $25.00 | $25.00 | 5/18/2010 11:07:52 AM |
swpski | $25.00 | $25.00 | 5/18/2010 9:33:17 AM |
jla720 | $25.00 | $25.00 | 5/18/2010 1:01:54 PM |
penny-plato | $100.00 | $100.00 | 5/18/2010 11:56:35 AM |
sabre79 | $25.00 | $25.00 | 5/18/2010 12:03:26 PM |
edsmoney | $100.00 | $100.00 | 5/18/2010 1:31:39 PM |
bondhedger | $25.00 | $25.00 | 5/18/2010 1:40:22 PM |
erowis | $25.00 | $25.00 | 5/18/2010 1:15:28 PM |
wwwUniversal | $25.00 | $25.00 | 5/18/2010 1:29:12 PM |
felicity-loyalist0 | $40.00 | $40.00 | 5/18/2010 1:49:41 PM |
John_Galt | $35.00 | $35.00 | 5/18/2010 2:09:14 PM |
rdrloan | $50.00 | $50.00 | 5/18/2010 2:53:53 PM |
studious-bonus7 | $50.00 | $50.00 | 5/11/2010 4:38:19 PM |
gold-disk | $100.00 | $100.00 | 5/11/2010 4:42:17 PM |
castleman | $25.00 | $25.00 | 5/11/2010 4:42:28 PM |
hrubinst | $25.00 | $25.00 | 5/11/2010 4:42:31 PM |
dinero-speaker | $25.00 | $25.00 | 5/11/2010 4:42:50 PM |
interest-jedi0 | $50.00 | $50.00 | 5/11/2010 4:42:58 PM |
skuba | $25.00 | $25.00 | 5/11/2010 4:43:22 PM |
GeorgiaGator | $50.00 | $50.00 | 5/11/2010 4:45:15 PM |
newest-bountiful-basis | $25.00 | $25.00 | 5/11/2010 4:49:47 PM |
availableloan | $25.00 | $25.00 | 5/11/2010 4:47:20 PM |
bchen78875 | $25.00 | $25.00 | 5/11/2010 5:01:59 PM |
seabass123 | $25.00 | $25.00 | 5/11/2010 4:44:39 PM |
dingus | $25.00 | $25.00 | 5/11/2010 4:46:49 PM |
wealth-cub | $25.00 | $25.00 | 5/11/2010 8:05:14 PM |
VeedonFleece | $50.00 | $50.00 | 5/11/2010 9:14:09 PM |
psztnrw | $63.28 | $63.28 | 5/12/2010 8:49:33 AM |
simiray | $25.00 | $25.00 | 5/12/2010 11:50:16 AM |
commitment-farm | $25.00 | $25.00 | 5/12/2010 8:24:59 AM |
bonus-adventure3 | $25.00 | $25.00 | 5/12/2010 3:50:03 PM |
Finspons | $100.00 | $100.00 | 5/12/2010 5:23:45 PM |
Artist_Blue | $25.00 | $25.00 | 5/13/2010 2:49:57 AM |
transparency-advocator | $25.00 | $25.00 | 5/13/2010 9:29:52 AM |
samo102us | $25.00 | $25.00 | 5/13/2010 10:39:45 AM |
Carpetkid | $25.00 | $25.00 | 5/13/2010 1:10:03 PM |
enthusiastic-balance5 | $100.00 | $100.00 | 5/13/2010 4:10:11 PM |
alexstar | $25.00 | $25.00 | 5/13/2010 8:45:57 PM |
villagers | $25.00 | $25.00 | 5/14/2010 9:34:58 AM |
Moxman125 | $25.00 | $25.00 | 5/14/2010 8:45:03 AM |
intelligent-yield | $25.00 | $25.00 | 5/14/2010 9:44:35 AM |
nickel-point9 | $25.00 | $25.00 | 5/14/2010 10:40:21 AM |
jdrez | $25.00 | $25.00 | 5/14/2010 12:38:12 PM |
wonderful-rupee | $25.00 | $25.00 | 5/14/2010 5:53:41 PM |
smart-money | $30.00 | $30.00 | 5/14/2010 5:57:48 PM |
Tradesmanlender | $25.00 | $25.00 | 5/14/2010 11:35:41 PM |
coin-equalizer2 | $25.00 | $25.00 | 5/14/2010 10:39:32 PM |
integrity-cowbell | $25.00 | $25.00 | 5/15/2010 4:13:58 AM |
StreetJustice | $100.00 | $100.00 | 5/15/2010 7:22:59 PM |
wayman | $25.00 | $25.00 | 5/16/2010 11:18:37 AM |
CaptainBlueberry | $25.00 | $25.00 | 5/16/2010 6:25:37 PM |
market-walnut5 | $50.00 | $50.00 | 5/16/2010 7:29:42 PM |
SCD | $25.00 | $25.00 | 5/17/2010 4:08:17 AM |
friendly-market5 | $25.00 | $25.00 | 5/17/2010 8:54:38 AM |
understanding-fairness9 | $50.00 | $50.00 | 5/17/2010 11:08:27 AM |
don8ter | $25.00 | $25.00 | 5/17/2010 11:05:01 AM |
rescue | $50.00 | $50.00 | 5/17/2010 12:52:57 PM |
GATrust | $50.00 | $50.00 | 5/17/2010 5:05:54 PM |
L-vex | $25.00 | $25.00 | 5/17/2010 5:07:22 PM |
blue-dollar-viking | $50.00 | $50.00 | 5/17/2010 5:16:26 PM |
gere-co | $25.00 | $25.00 | 5/17/2010 5:25:23 PM |
sensible-trade | $25.00 | $25.00 | 5/17/2010 5:25:33 PM |
Dakota98 | $50.00 | $50.00 | 5/17/2010 5:25:43 PM |
steiglends | $75.00 | $75.00 | 5/17/2010 5:25:48 PM |
theaterguy | $25.00 | $25.00 | 5/17/2010 5:25:55 PM |
MakoF16 | $36.84 | $36.84 | 5/17/2010 5:25:58 PM |
sweepeet | $25.00 | $25.00 | 5/17/2010 5:26:08 PM |
Ballard | $25.00 | $25.00 | 5/17/2010 5:26:12 PM |
mrack | $25.00 | $25.00 | 5/17/2010 5:26:14 PM |
selfmademan | $25.00 | $25.00 | 5/17/2010 5:22:45 PM |
ADIDASNO | $25.00 | $25.00 | 5/17/2010 5:26:20 PM |
jo2y | $25.00 | $25.00 | 5/17/2010 5:23:29 PM |
nodrivelpls | $25.00 | $25.00 | 5/17/2010 5:26:56 PM |
flwah | $25.00 | $25.00 | 5/17/2010 5:27:17 PM |
bullwink27 | $25.00 | $25.00 | 5/17/2010 5:27:25 PM |
bigphish | $25.00 | $25.00 | 5/17/2010 5:27:27 PM |
gristle | $25.00 | $25.00 | 5/17/2010 5:25:27 PM |
maxion | $25.00 | $25.00 | 5/17/2010 5:25:32 PM |
NJournalist | $25.00 | $25.00 | 5/17/2010 5:25:38 PM |
Dahlozer | $25.00 | $25.00 | 5/17/2010 5:25:41 PM |
TommyTucker | $50.00 | $50.00 | 5/17/2010 5:25:52 PM |
TOCPI | $25.00 | $25.00 | 5/17/2010 5:26:00 PM |
faldska | $25.00 | $25.00 | 5/17/2010 5:26:01 PM |
papaman | $25.00 | $25.00 | 5/17/2010 5:26:07 PM |
hanuman77 | $40.24 | $40.24 | 5/17/2010 5:26:21 PM |
cfleap | $25.00 | $25.00 | 5/17/2010 5:25:03 PM |
bharosa | $25.00 | $25.00 | 5/17/2010 5:26:26 PM |
brazilofmux | $100.00 | $100.00 | 5/17/2010 5:26:37 PM |
ualf | $26.46 | $26.46 | 5/17/2010 5:26:42 PM |
credit-czar5 | $25.00 | $25.00 | 5/17/2010 5:25:25 PM |
glalat | $25.00 | $25.00 | 5/17/2010 5:25:59 PM |
Superc0ld | $30.01 | $30.01 | 5/17/2010 5:26:57 PM |
williamdkit | $25.00 | $25.00 | 5/17/2010 5:26:17 PM |
drtexican | $45.94 | $45.94 | 5/17/2010 5:26:24 PM |
LenderByDay | $25.00 | $25.00 | 5/17/2010 5:26:35 PM |
biobulator | $25.00 | $25.00 | 5/17/2010 5:27:14 PM |
IP | $50.00 | $50.00 | 5/17/2010 5:26:46 PM |
mistertao | $25.00 | $25.00 | 5/17/2010 5:27:21 PM |
Eagledrop | $25.00 | $25.00 | 5/17/2010 5:28:29 PM |
nestegg4e | $25.00 | $25.00 | 5/17/2010 5:28:39 PM |
davidc314 | $44.07 | $44.07 | 5/17/2010 5:27:55 PM |
bazaar-ruler | $25.00 | $25.00 | 5/17/2010 5:29:09 PM |
jenq0001 | $25.00 | $25.00 | 5/17/2010 5:46:20 PM |
Raser | $25.00 | $25.00 | 5/17/2010 5:46:23 PM |
favorite-commerce | $50.00 | $50.00 | 5/17/2010 5:52:04 PM |
spirited-bazaar7 | $50.00 | $50.00 | 5/17/2010 6:36:18 PM |
Caledoni | $25.00 | $25.00 | 5/17/2010 5:52:12 PM |
powerplant6 | $25.00 | $25.00 | 5/17/2010 6:48:09 PM |
brondero | $50.00 | $50.00 | 5/17/2010 6:55:49 PM |
pirahna125 | $75.00 | $75.00 | 5/17/2010 6:21:25 PM |
thegreatgorge | $25.00 | $25.00 | 5/17/2010 8:43:44 PM |
Tsnark | $25.00 | $25.00 | 5/17/2010 9:28:00 PM |
dparkhom | $25.00 | $25.00 | 5/17/2010 11:42:59 PM |
vutah | $25.00 | $25.00 | 5/17/2010 10:35:24 PM |
orionn1 | $25.00 | $25.00 | 5/17/2010 9:24:50 PM |
DHolly | $25.00 | $25.00 | 5/18/2010 4:39:02 AM |
diverwayne3141 | $25.00 | $25.00 | 5/18/2010 8:17:37 AM |
SOP_Bank | $25.00 | $25.00 | 5/18/2010 8:30:37 AM |
lifes_an_ocean | $74.01 | $74.01 | 5/18/2010 8:44:53 AM |
aue513 | $33.61 | $33.61 | 5/18/2010 8:52:16 AM |
fair_rates | $25.00 | $25.00 | 5/18/2010 8:45:18 AM |
leverage-monger | $25.00 | $25.00 | 5/18/2010 9:42:09 AM |
Tasmir | $25.00 | $25.00 | 5/18/2010 9:43:13 AM |
flexiboy35 | $25.00 | $25.00 | 5/18/2010 11:33:04 AM |
billk333 | $28.00 | $28.00 | 5/18/2010 9:52:33 AM |
lostontheedge | $25.00 | $25.00 | 5/18/2010 11:07:55 AM |
power-collider | $50.00 | $50.00 | 5/18/2010 11:37:09 AM |
StWaldo | $25.00 | $25.00 | 5/18/2010 1:07:52 PM |
KiwiElf | $25.00 | $25.00 | 5/18/2010 1:15:05 PM |
Weaverville | $50.00 | $50.00 | 5/18/2010 11:53:11 AM |
mrfixerupper | $25.00 | $25.00 | 5/18/2010 1:24:43 PM |
GPLLending | $25.00 | $25.00 | 5/18/2010 12:14:13 PM |
affluence-tycoon | $25.00 | $25.00 | 5/18/2010 12:48:04 PM |
Cali123 | $37.61 | $37.61 | 5/18/2010 11:44:54 AM |
anton | $1,500.00 | $1,500.00 | 5/18/2010 1:26:29 PM |
lamsabuy | $600.00 | $143.52 | 5/18/2010 1:28:32 PM |
goalieman688 | $50.00 | $50.00 | 5/18/2010 2:00:19 PM |
sentimental-silver7 | $35.00 | $35.00 | 5/18/2010 2:05:08 PM |
cti11 | $25.00 | $25.00 | 5/18/2010 3:20:30 PM |
246 bids
|
Borrower Payment Dependent Notes Series
457722
This series of Notes was issued and sold upon the funding of the borrower loan #42564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 26.29% |
Starting monthly payment:
| $78.47 |
Final lender yield:
| 23.00% |
Final borrower rate/APR:
| 24.00% / 26.29% |
Final monthly payment:
| $78.47 |
|
Auction yield range:
| 7.99% - 23.00% |
Estimated loss impact:
| 7.04% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 19% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 10m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Laborer |
Now delinquent:
| 0 |
Revolving credit balance:
| $3,858 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 6 | | | | |
Screen name:
| NV_Funding |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvest in Prosper
I am a current lender and would like to establish myself on prosper and raise my?rating and lowering my interest rate.? This loan is strictly to give me more credibility among my prosper peers.? I will most likely pay this off in about 6 months and sign up to a new prosper loan at a lower rate.? Bankcard utilization is actually 0%.? I just paid off a furniture credit card for $3300 last week.? The remaining balance is for fuel that is paid off each month.
Net income: $2500/mo
Expenses:
Rent $1030
Car $225
Insurance $125
Utilities $300
Living $400
Thanks and bid with confidence.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
frogperson | $50.00 | $50.00 | 5/11/2010 4:37:37 PM |
tnjohnso | $25.00 | $25.00 | 5/11/2010 4:47:22 PM |
FinDoc | $25.00 | $25.00 | 5/11/2010 4:48:03 PM |
JGuide | $26.29 | $26.29 | 5/13/2010 9:05:55 PM |
income-fortress | $25.00 | $25.00 | 5/14/2010 8:59:23 AM |
Johnab | $50.00 | $50.00 | 5/16/2010 8:22:00 PM |
b-rent | $25.00 | $25.00 | 5/17/2010 5:21:32 PM |
stockpiler079 | $25.00 | $25.00 | 5/17/2010 5:21:43 PM |
elegant-loot | $25.00 | $25.00 | 5/17/2010 5:23:10 PM |
AKK1980 | $25.00 | $25.00 | 5/17/2010 5:28:51 PM |
prohelper | $50.00 | $50.00 | 5/17/2010 5:28:55 PM |
heroic-hope5 | $25.00 | $25.00 | 5/17/2010 5:47:22 PM |
TheYellowDart | $25.00 | $25.00 | 5/18/2010 8:52:52 AM |
dorypro | $25.00 | $25.00 | 5/18/2010 9:52:37 AM |
BankOfShaun | $25.00 | $25.00 | 5/18/2010 11:08:11 AM |
Bob450 | $25.00 | $25.00 | 5/18/2010 12:16:53 PM |
sjo1984111 | $25.00 | $25.00 | 5/18/2010 12:44:38 PM |
Bob450 | $25.00 | $25.00 | 5/18/2010 2:48:51 PM |
wild-orange | $25.00 | $25.00 | 5/18/2010 3:21:03 PM |
leverage-monger | $75.00 | $75.00 | 5/18/2010 3:35:26 PM |
wwwUniversal | $25.00 | $25.00 | 5/18/2010 3:17:52 PM |
Reliance_Banker | $25.00 | $25.00 | 5/18/2010 4:05:13 PM |
leverage-monger | $76.00 | $76.00 | 5/18/2010 3:38:51 PM |
JGuide | $51.29 | $51.29 | 5/18/2010 3:53:18 PM |
reflective-rupee | $25.00 | $25.00 | 5/18/2010 4:03:28 PM |
Glenn_Graham | $75.00 | $75.00 | 5/18/2010 4:14:13 PM |
Engineer44 | $30.00 | $30.00 | 5/18/2010 4:31:37 PM |
RecoveryLender | $25.00 | $25.00 | 5/18/2010 4:32:33 PM |
transaction-circuit | $25.00 | $25.00 | 5/11/2010 4:43:07 PM |
tntmojave | $25.00 | $25.00 | 5/11/2010 4:45:06 PM |
the-profit-oracle | $25.00 | $25.00 | 5/12/2010 5:18:25 PM |
value-guru3 | $25.00 | $25.00 | 5/14/2010 1:17:44 PM |
inismor | $25.00 | $25.00 | 5/14/2010 4:30:31 PM |
the-payout-hug | $25.00 | $25.00 | 5/14/2010 9:37:30 PM |
finance-prescription | $25.00 | $25.00 | 5/17/2010 11:32:55 AM |
rgryoung20 | $25.00 | $25.00 | 5/17/2010 4:41:41 PM |
Frosty | $25.00 | $15.53 | 5/17/2010 4:54:11 PM |
intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:46:41 PM |
LibbyZ | $50.00 | $50.00 | 5/17/2010 5:23:28 PM |
SolarMoonshine | $25.00 | $25.00 | 5/17/2010 5:53:37 PM |
goodhearted-basis4 | $25.00 | $25.00 | 5/17/2010 6:25:23 PM |
brondero | $50.00 | $50.00 | 5/17/2010 6:57:21 PM |
leverage-monger | $25.00 | $25.00 | 5/18/2010 7:06:40 AM |
dynrep | $25.00 | $25.00 | 5/18/2010 8:45:15 AM |
TakeCare | $50.00 | $50.00 | 5/18/2010 7:53:39 AM |
leverage-monger | $25.00 | $25.00 | 5/18/2010 9:31:50 AM |
leverage-monger | $25.00 | $25.00 | 5/18/2010 9:43:56 AM |
mutual-benefit | $25.00 | $25.00 | 5/18/2010 2:59:05 PM |
s270 | $25.00 | $25.00 | 5/18/2010 3:22:01 PM |
credit-missile | $150.00 | $150.00 | 5/18/2010 3:22:19 PM |
jeffvee | $25.00 | $25.00 | 5/18/2010 2:50:29 PM |
stephen_c01 | $25.00 | $25.00 | 5/18/2010 2:53:46 PM |
JGuide | $26.29 | $26.29 | 5/18/2010 2:37:59 PM |
genuine-dime | $100.00 | $100.00 | 5/18/2010 3:48:32 PM |
Starfin300 | $29.75 | $29.75 | 5/18/2010 3:51:56 PM |
wlm3012 | $25.00 | $25.00 | 5/18/2010 4:08:06 PM |
JiggaJoeyS | $44.85 | $44.85 | 5/18/2010 3:43:59 PM |
market-pudding | $25.00 | $25.00 | 5/18/2010 3:52:28 PM |
58 bids
|
Borrower Payment Dependent Notes Series
457856
This series of Notes was issued and sold upon the funding of the borrower loan #42577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $121.27 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.27 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 3% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 2m |
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 10 |
Occupation: | Architect |
Now delinquent:
| 0 |
Revolving credit balance:
| $706 | Stated income: | $50,000-$74,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 6 | | | | |
Screen name:
| penny-gazer |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1st Design Build project: Playhouse
I am requesting this small loan to fund my first professional design-build project: I am planning a play-house for my 3-year-old niece Chloe Renee (see photo for the sweetest baby girl I've ever seen!). She is the superstar of the family and loves to play outside, climb, explore, and laugh with her loving family until the sun goes down. The family was looking at pre-fab playhouses from the usual big box stores, but I wanted to take the opportunity to design and construct a project of my own creation to give as a gift. This will be much more special, will last longer, and will help me to establish a portfolio of small built projects. I am treating this project as a pilot to test my abilities as a designer, project manager, and construction worker (since I'll be doing most of the construction myself!). My sister is very excited about the project and the years of? fun that it will provide. Studies have proven that children who spend more time outdoors are less likely to experience health problems throughout life.
I have full confidence that I will repay this small loan early, and I will never miss a payment, or pay late. All of my fixed expenses are set up to pay automatically and my budget works well for me.
Please visit my profile to learn more about me. Thank you very much for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
worth-arch | $25.00 | $14.79 | 5/11/2010 4:38:39 PM |
shrewd-peace7 | $30.00 | $30.00 | 5/11/2010 4:37:26 PM |
tntmojave | $25.00 | $25.00 | 5/11/2010 4:45:08 PM |
iolaire | $25.00 | $25.00 | 5/12/2010 4:40:30 PM |
marwadi-62 | $50.00 | $50.00 | 5/14/2010 11:13:03 AM |
wwwUniversal | $25.00 | $25.00 | 5/14/2010 11:42:58 AM |
Streamfeeder | $25.00 | $25.00 | 5/14/2010 11:43:12 PM |
unger | $50.00 | $50.00 | 5/15/2010 3:18:43 AM |
l2fp | $36.81 | $36.81 | 5/16/2010 11:57:36 AM |
value-rapture | $25.00 | $25.00 | 5/16/2010 6:34:08 PM |
ComputerCash23 | $25.00 | $25.00 | 5/17/2010 2:46:13 PM |
StreetJustice | $100.00 | $100.00 | 5/17/2010 5:23:59 PM |
charitycoon | $25.00 | $25.00 | 5/17/2010 5:31:42 PM |
blue-dollar-viking | $25.00 | $25.00 | 5/17/2010 5:27:25 PM |
goodhearted-basis4 | $25.00 | $25.00 | 5/17/2010 6:27:31 PM |
l2fp | $100.00 | $100.00 | 5/17/2010 8:39:45 PM |
J1mS | $86.81 | $86.81 | 5/17/2010 7:56:25 PM |
motivator72 | $25.00 | $25.00 | 5/17/2010 9:46:15 PM |
big-lendin | $25.00 | $25.00 | 5/17/2010 11:51:49 PM |
PotBellyPete | $25.00 | $25.00 | 5/18/2010 7:03:25 AM |
dfl | $40.00 | $40.00 | 5/18/2010 6:14:13 AM |
credit-coach118 | $35.00 | $35.00 | 5/18/2010 8:29:28 AM |
mutual-benefit | $25.00 | $25.00 | 5/18/2010 6:21:46 AM |
TakeCare | $25.00 | $25.00 | 5/18/2010 7:41:02 AM |
pwez652 | $50.00 | $50.00 | 5/18/2010 8:00:37 AM |
S-Master | $25.00 | $25.00 | 5/18/2010 9:13:14 AM |
crdcteng | $25.00 | $25.00 | 5/18/2010 10:54:52 AM |
wowlender | $25.00 | $25.00 | 5/18/2010 2:53:38 PM |
credit-missile | $36.08 | $36.08 | 5/18/2010 3:18:00 PM |
MrMoneyBags | $25.00 | $25.00 | 5/18/2010 4:18:09 PM |
payment-gusto | $25.00 | $25.00 | 5/11/2010 4:38:23 PM |
SolarMoonshine | $25.00 | $25.00 | 5/11/2010 5:57:50 PM |
finance-prescription | $26.73 | $26.73 | 5/13/2010 9:20:32 PM |
market-pudding | $25.00 | $25.00 | 5/14/2010 1:41:51 AM |
Unitas4302 | $50.00 | $50.00 | 5/14/2010 4:00:56 AM |
Galdis | $25.00 | $25.00 | 5/14/2010 4:59:57 AM |
scroooge | $25.00 | $25.00 | 5/14/2010 11:37:50 AM |
Free-the-usa-1776 | $25.00 | $25.00 | 5/14/2010 11:35:26 AM |
reflective-rupee | $50.00 | $50.00 | 5/14/2010 11:39:14 AM |
irrelevant | $25.00 | $25.00 | 5/14/2010 3:18:17 PM |
glroark | $50.00 | $50.00 | 5/15/2010 8:51:18 AM |
druidpoet | $25.00 | $25.00 | 5/15/2010 12:25:09 PM |
ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:59:16 PM |
proton346 | $25.00 | $25.00 | 5/16/2010 2:18:22 AM |
Bob450 | $40.00 | $40.00 | 5/15/2010 10:33:31 PM |
nethosters | $25.00 | $25.00 | 5/16/2010 4:52:50 PM |
dejapooh | $77.33 | $77.33 | 5/16/2010 10:49:14 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:41:45 AM |
jybank | $25.00 | $25.00 | 5/17/2010 4:45:27 PM |
investment-visionary | $27.52 | $27.52 | 5/17/2010 6:11:22 PM |
AlphaInternational | $25.00 | $25.00 | 5/18/2010 1:03:27 AM |
maricel10 | $50.00 | $50.00 | 5/18/2010 2:20:30 AM |
hamster | $30.44 | $30.44 | 5/17/2010 10:25:26 PM |
sgt-schultz | $75.00 | $75.00 | 5/18/2010 3:17:34 AM |
credit-missile | $50.00 | $50.00 | 5/17/2010 10:28:32 PM |
strgazr8888 | $25.00 | $25.00 | 5/18/2010 3:38:33 AM |
the-serene-transaction | $54.99 | $54.99 | 5/17/2010 9:54:29 PM |
rbgnr111 | $25.00 | $25.00 | 5/18/2010 5:55:41 AM |
healingangel22 | $25.00 | $25.00 | 5/18/2010 6:49:10 AM |
rate-hickory | $25.00 | $25.00 | 5/18/2010 7:54:56 AM |
leverage-monger | $25.00 | $25.00 | 5/18/2010 10:02:29 AM |
Asian-Persuasion | $31.71 | $31.71 | 5/18/2010 8:50:49 AM |
OGS_Capital | $25.00 | $25.00 | 5/18/2010 10:11:57 AM |
prominence8 | $25.00 | $25.00 | 5/18/2010 11:19:34 AM |
113121 | $192.00 | $192.00 | 5/18/2010 9:40:21 AM |
113121 | $282.22 | $282.22 | 5/18/2010 1:19:49 PM |
sgt-schultz | $25.00 | $25.00 | 5/18/2010 12:28:18 PM |
lendstats_com | $100.00 | $100.00 | 5/18/2010 12:46:51 PM |
RecoveryLender | $25.00 | $25.00 | 5/18/2010 3:41:18 PM |
Bob450 | $25.00 | $25.00 | 5/18/2010 2:49:47 PM |
Leshan | $25.00 | $25.00 | 5/18/2010 3:34:18 PM |
Reliance_Banker | $25.00 | $25.00 | 5/18/2010 4:08:03 PM |
Glenn_Graham | $25.00 | $25.00 | 5/18/2010 4:15:26 PM |
aquistoyraul | $25.00 | $25.00 | 5/18/2010 4:20:50 PM |
Engineer44 | $32.57 | $32.57 | 5/18/2010 4:33:50 PM |
75 bids
|
Borrower Payment Dependent Notes Series
458158
This series of Notes was issued and sold upon the funding of the borrower loan #42595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-13-2010 |
|
Auction end date:
| May-19-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Executive |
Now delinquent:
| 0 |
Revolving credit balance:
| $17,898 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| responsibility-sorcerer |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will use this loan to?pay off Credit Card Debt?(USAA $4,500) before my wedding and rebuild my credit score.
My financial situation:
I am a good candidate for this loan because I have a great credit history.? Over the past several years I have had a credit score of over 740.? However, a few months ago I asked US Bank to give me a better interest rate.? They gave me 9.9%, much better than the 14.5% I was paying.? But at the same time they reduced my limit by $8,000 because of the crisis.? Thus, my available credit ratio took a dive and negativly effected my credit score.? I am fed up with this system and prefer to pay interest to people rather than large banks that are already getting huge bailouts paid by our taxes.? I plan to repay this loan within one year.? If?my business?keeps?up I will pay it off much sooner.
Monthly net income: average $5,000 (private consultant)
Monthly expenses: $ 2,750
??Housing: $ 800
??Insurance: $ 150
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $1000?= $150 Student?Loan + $500 US Bank?Credit Card+ $350 USAA Credit Card (I pay more than the minimum on the credit cards and they?USAA will?go away with the funding of this loan.)
??Other expenses: $ 250
??Usually the remaining funds I have at the end of the month go into building my consulting business.
NOTE:? My credit score shows $18,000 in revolving debt.? This is not current.? Current debt is $10,000 US Bank Credit Card= $3,500 USAA Credit Card= $4,500?and a business line of credit with US Bank for $2000.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
tender-integrity3 | $50.00 | $50.00 | 5/13/2010 4:56:45 PM |
kenji4861 | $50.00 | $50.00 | 5/13/2010 4:56:59 PM |
authoritative-capital | $25.00 | $25.00 | 5/13/2010 4:57:34 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/13/2010 4:58:07 PM |
life-is-great | $25.00 | $25.00 | 5/13/2010 4:58:16 PM |
worth-arch | $25.00 | $25.00 | 5/13/2010 4:58:40 PM |
generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:58:58 PM |
GiantAardvark | $25.00 | $25.00 | 5/13/2010 5:01:35 PM |
meenan | $25.00 | $25.00 | 5/13/2010 5:00:52 PM |
afotherg | $25.00 | $25.00 | 5/13/2010 5:01:41 PM |
PRGuyinVA | $25.00 | $25.00 | 5/13/2010 5:01:59 PM |
credit-scout7 | $30.00 | $30.00 | 5/13/2010 5:00:10 PM |
hrubinst | $25.00 | $25.00 | 5/13/2010 5:02:29 PM |
evnagelist | $25.00 | $25.00 | 5/13/2010 5:00:28 PM |
GeorgiaGator | $50.00 | $50.00 | 5/13/2010 5:01:49 PM |
alaco | $25.00 | $25.00 | 5/13/2010 5:03:45 PM |
gold-disk | $100.00 | $100.00 | 5/13/2010 5:02:09 PM |
Orbits | $25.00 | $25.00 | 5/13/2010 5:04:39 PM |
steady-gain5 | $25.00 | $25.00 | 5/13/2010 5:06:00 PM |
power-defender7 | $25.00 | $25.00 | 5/13/2010 5:03:36 PM |
Tc11902 | $25.00 | $25.00 | 5/13/2010 5:06:55 PM |
platinum-rapture6 | $25.00 | $25.00 | 5/13/2010 5:04:01 PM |
tntmojave | $25.00 | $25.00 | 5/13/2010 5:04:06 PM |
TakeCare | $100.00 | $80.00 | 5/13/2010 5:08:08 PM |
payout-paladin0 | $25.00 | $25.00 | 5/13/2010 5:04:25 PM |
the-profit-oracle | $25.00 | $25.00 | 5/13/2010 5:05:08 PM |
noble-power286 | $25.00 | $25.00 | 5/13/2010 5:06:07 PM |
locofuego | $50.00 | $50.00 | 5/13/2010 5:06:14 PM |
Artist_Blue | $25.00 | $25.00 | 5/13/2010 5:07:46 PM |
khamlagirl | $25.00 | $25.00 | 5/16/2010 6:33:56 PM |
SCD | $25.00 | $25.00 | 5/17/2010 4:10:32 AM |
erowis | $25.00 | $25.00 | 5/18/2010 1:20:34 PM |
s270 | $25.00 | $25.00 | 5/18/2010 2:50:47 PM |
creative-finance7 | $25.00 | $25.00 | 5/18/2010 7:20:08 PM |
plouie | $25.00 | $25.00 | 5/18/2010 7:58:07 PM |
radforj22 | $50.00 | $50.00 | 5/13/2010 4:57:58 PM |
meux99 | $25.00 | $25.00 | 5/13/2010 4:56:42 PM |
dharma1 | $25.00 | $25.00 | 5/13/2010 4:56:48 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/13/2010 4:57:54 PM |
Merganser | $25.00 | $25.00 | 5/13/2010 4:58:13 PM |
mlopez2007 | $50.00 | $50.00 | 5/13/2010 4:58:04 PM |
TheMan | $25.00 | $25.00 | 5/13/2010 4:58:21 PM |
studious-bonus7 | $50.00 | $50.00 | 5/13/2010 4:58:29 PM |
harty | $60.00 | $60.00 | 5/13/2010 5:00:14 PM |
interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:01:22 PM |
delicious-social132 | $40.00 | $40.00 | 5/13/2010 5:00:44 PM |
DukSerduk | $25.00 | $25.00 | 5/13/2010 5:01:05 PM |
money-surge1 | $25.00 | $25.00 | 5/13/2010 5:01:28 PM |
Marathoner | $25.00 | $25.00 | 5/13/2010 5:00:16 PM |
castleman | $25.00 | $25.00 | 5/13/2010 5:02:24 PM |
truth-image | $50.00 | $50.00 | 5/13/2010 5:00:35 PM |
Avala | $50.00 | $50.00 | 5/13/2010 5:02:49 PM |
dinero-speaker | $25.00 | $25.00 | 5/13/2010 5:02:58 PM |
Daneistes | $100.00 | $100.00 | 5/13/2010 5:00:57 PM |
kulender | $25.00 | $25.00 | 5/13/2010 5:01:12 PM |
JGB | $25.00 | $25.00 | 5/13/2010 5:01:16 PM |
hookUup | $25.00 | $25.00 | 5/13/2010 5:01:44 PM |
Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:19 PM |
seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:49 PM |
kinetic-diversification | $50.00 | $50.00 | 5/13/2010 5:04:08 PM |
virtualbank | $25.00 | $25.00 | 5/13/2010 5:04:33 PM |
syounker | $25.00 | $25.00 | 5/13/2010 5:04:17 PM |
lovelongandprosper | $50.00 | $50.00 | 5/13/2010 5:04:43 PM |
Castellan | $25.00 | $25.00 | 5/13/2010 5:06:08 PM |
Ivan2007 | $25.00 | $25.00 | 5/13/2010 5:03:25 PM |
loanfairy | $50.00 | $50.00 | 5/13/2010 5:06:27 PM |
ray1051 | $50.00 | $50.00 | 5/13/2010 5:06:48 PM |
autonomous-basis | $25.00 | $25.00 | 5/13/2010 5:06:42 PM |
billnsc | $25.00 | $25.00 | 5/15/2010 5:10:50 AM |
JaceSpade | $25.00 | $25.00 | 5/17/2010 4:44:20 PM |
JerryB96 | $25.00 | $25.00 | 5/18/2010 1:31:05 PM |
OregonDane | $25.00 | $25.00 | 5/18/2010 3:31:18 PM |
tomjac2000 | $25.00 | $25.00 | 5/18/2010 6:42:27 PM |
PalmerTheEmbalmer | $25.00 | $25.00 | 5/19/2010 12:12:27 AM |
74 bids
|
Borrower Payment Dependent Notes Series
456135
This series of Notes was issued and sold upon the funding of the borrower loan #42592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $203.56 |
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $193.51 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.76% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 24% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
Enhanced (1-5): | 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 5m |
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 34 |
Occupation: | Social Worker |
Now delinquent:
| 1 |
Revolving credit balance:
| $2,801 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
Public records last 12m / 10y:
| 1/ 2 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 8 | | | | |
Screen name:
| ShawnWilliamson |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2008)
580-599
(Jul-2007)
|
Principal balance:
| $211.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Consolidating debt
I would first like to thank the lenders who trusted me with my first loan 33 months ago. I have never missed a payment and will pay off that loan within the next three months.
Purpose of loan:
For this loan, I am paying off a couple credit card bills and paying off a debt to the IRS. I purchased a home by withdrawing money from my 401K, which left me owing money to the IRS.
My financial situation:
I have been a probation officer for 12 years. I've been at my currently job with a county government for 3 years. I have only 3 months left remaining on a previous prosper loan in which I have never been late.
A few years ago I filed a?chapter 13 bankruptcy in which?I paid back 103% of what I owed. Only 20% of chapter 13 filers actually complete their plan.
My gross income per month is $3200. My wife's is $1800
Our bills add up to about $2700.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
CommunityArts_Non-profit | $25.00 | $25.00 | 5/17/2010 5:20:00 PM |
MilitaryLending | $300.00 | $300.00 | 5/17/2010 5:45:14 PM |
Kash2010lu | $35.00 | $35.00 | 5/17/2010 6:56:41 PM |
mutual-benefit | $25.00 | $25.00 | 5/18/2010 6:13:28 AM |
icanhasloanz | $500.00 | $500.00 | 5/18/2010 1:56:27 AM |
twjh | $25.00 | $25.00 | 5/18/2010 2:02:46 AM |
golffish2 | $100.00 | $100.00 | 5/18/2010 8:17:09 AM |
big-lendin | $50.00 | $50.00 | 5/18/2010 6:34:51 AM |
Stegs | $50.00 | $50.00 | 5/18/2010 4:40:37 AM |
rubylender | $25.00 | $25.00 | 5/18/2010 7:00:20 AM |
Leshan | $100.00 | $100.00 | 5/18/2010 7:33:20 AM |
ColoradoLender82 | $25.00 | $21.88 | 5/18/2010 10:00:09 AM |
currency-bumblebee | $50.00 | $50.00 | 5/18/2010 9:11:52 AM |
JauaFlash | $29.57 | $29.57 | 5/18/2010 11:26:25 AM |
golffish2 | $200.00 | $200.00 | 5/18/2010 10:06:44 AM |
orange-pound-party | $40.00 | $40.00 | 5/18/2010 1:43:17 PM |
Feyenoord | $25.00 | $25.00 | 5/18/2010 2:05:18 PM |
glroark | $50.00 | $50.00 | 5/18/2010 2:36:10 PM |
unger | $50.00 | $50.00 | 5/18/2010 2:38:29 PM |
Kash2010lu | $25.00 | $25.00 | 5/18/2010 3:25:29 PM |
golffish2 | $100.00 | $100.00 | 5/18/2010 3:27:04 PM |
draggon77 | $25.00 | $25.00 | 5/18/2010 2:25:14 PM |
brightest-dignified-penny | $25.00 | $25.00 | 5/18/2010 3:39:07 PM |
affluence-pioneer874 | $50.00 | $50.00 | 5/18/2010 3:30:41 PM |
deal-promiser | $25.00 | $25.00 | 5/18/2010 3:27:09 PM |
mstar925 | $26.11 | $26.11 | 5/18/2010 4:07:56 PM |
cforell | $26.00 | $26.00 | 5/18/2010 4:10:59 PM |
MrMoneyBags | $27.52 | $27.52 | 5/18/2010 4:17:13 PM |
friendinmoney | $43.85 | $43.85 | 5/18/2010 4:22:02 PM |
jhouman | $25.00 | $25.00 | 5/14/2010 10:24:44 AM |
eod_man | $125.00 | $125.00 | 5/15/2010 1:58:11 PM |
seadrg | $25.00 | $25.00 | 5/16/2010 11:00:10 AM |
loanman2007 | $50.00 | $50.00 | 5/17/2010 6:28:40 AM |
icanhasloanz | $500.00 | $500.00 | 5/18/2010 1:57:02 AM |
twjh | $25.00 | $25.00 | 5/18/2010 2:02:45 AM |
Aberdeen | $400.00 | $400.00 | 5/18/2010 1:58:46 AM |
return-grizzly | $100.00 | $100.00 | 5/18/2010 3:01:21 AM |
Aberdeen | $400.00 | $400.00 | 5/18/2010 1:59:12 AM |
Cessna172 | $69.40 | $69.40 | 5/18/2010 8:19:42 AM |
UCLA4life | $25.00 | $25.00 | 5/18/2010 7:35:01 AM |
chameleon125 | $50.00 | $50.00 | 5/18/2010 7:39:33 AM |
realtormoises | $25.00 | $25.00 | 5/18/2010 7:27:58 AM |
TakeCare | $50.00 | $50.00 | 5/18/2010 7:38:59 AM |
tcbmc | $35.43 | $35.43 | 5/18/2010 8:05:02 AM |
golffish2 | $100.00 | $100.00 | 5/18/2010 8:28:07 AM |
ore-dojo | $25.00 | $25.00 | 5/18/2010 9:40:13 AM |
CaliforniaSun | $25.00 | $25.00 | 5/18/2010 10:54:47 AM |
reflective-rupee | $25.00 | $25.00 | 5/18/2010 12:10:07 PM |
Branch95 | $25.00 | $25.00 | 5/18/2010 12:03:23 PM |
Bob450 | $40.00 | $40.00 | 5/18/2010 12:14:09 PM |
shrewd-income | $30.24 | $30.24 | 5/18/2010 1:33:49 PM |
shrewd-income | $50.00 | $50.00 | 5/18/2010 1:07:40 PM |
RecoveryLender | $25.00 | $25.00 | 5/18/2010 2:16:41 PM |
s270 | $75.00 | $75.00 | 5/18/2010 3:41:07 PM |
JGuide | $25.00 | $25.00 | 5/18/2010 3:52:47 PM |
Tono | $25.00 | $25.00 | 5/18/2010 3:38:51 PM |
reflective-rupee | $25.00 | $25.00 | 5/18/2010 4:03:51 PM |
Engineer44 | $25.00 | $25.00 | 5/18/2010 4:31:00 PM |
58 bids
|
Borrower Payment Dependent Notes Series
456445
This series of Notes was issued and sold upon the funding of the borrower loan #42574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-30-2010 |
|
Auction end date:
| May-07-2010 |
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $119.28 |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.59% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 3% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 3 |
Occupation: | Engineer - Mechanic... |
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| courageous-peace |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Building Credit
Purpose of loan:
Build crredit so i can buy a house in the future.
My financial situation:
I am a good candidate for this loan because i am very responsible and just looking to create a future for myself and my family.?
Monthly net income: $ 5,500
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Your_Bank | $25.00 | $25.00 | 4/30/2010 5:26:49 PM |
SolarMoonshine | $25.00 | $25.00 | 4/30/2010 5:39:35 PM |
DasMula | $25.00 | $25.00 | 5/2/2010 10:06:52 PM |
Chesterite | $45.35 | $45.35 | 5/3/2010 10:17:05 AM |
zento | $25.00 | $25.00 | 5/3/2010 9:46:14 AM |
charming-point | $100.00 | $100.00 | 5/3/2010 5:04:54 PM |
beachfunder | $50.00 | $50.00 | 5/3/2010 11:03:19 PM |
market-pudding | $25.00 | $25.00 | 5/4/2010 10:42:05 AM |
felicity-daydream | $65.00 | $65.00 | 5/4/2010 2:19:46 PM |
durability-keeper | $25.00 | $25.00 | 5/5/2010 8:20:03 AM |
dgagli1 | $35.00 | $35.00 | 5/5/2010 6:46:40 AM |
brilliant-balance | $50.00 | $50.00 | 5/5/2010 8:33:18 AM |
Grandmahoneybee | $25.00 | $25.00 | 5/5/2010 8:31:49 PM |
Leshan | $25.00 | $25.00 | 5/6/2010 9:14:57 AM |
credit-coach118 | $35.00 | $35.00 | 5/6/2010 2:38:47 PM |
happy-yield | $25.00 | $25.00 | 5/6/2010 2:43:16 PM |
bss97603 | $57.15 | $57.15 | 5/6/2010 4:18:23 PM |
marwadi-62 | $100.00 | $100.00 | 5/6/2010 5:52:49 PM |
youthful-reward0 | $25.00 | $25.00 | 5/6/2010 5:24:46 PM |
kajams | $30.65 | $30.65 | 5/6/2010 6:16:47 PM |
Asset-Builder | $214.00 | $214.00 | 5/6/2010 5:56:03 PM |
GoGators01 | $25.00 | $25.00 | 5/7/2010 12:49:36 AM |
wowlender | $25.00 | $25.00 | 5/7/2010 2:09:08 AM |
principal-laser | $36.31 | $36.31 | 5/7/2010 4:51:10 AM |
wonder3 | $25.00 | $25.00 | 5/7/2010 6:07:17 AM |
icon7 | $35.00 | $35.00 | 5/7/2010 4:34:19 AM |
lender-inc | $47.40 | $47.40 | 5/7/2010 8:14:09 AM |
ZOOOM | $25.00 | $25.00 | 5/7/2010 6:40:50 AM |
scroooge | $25.00 | $25.00 | 5/7/2010 9:34:52 AM |
SeminoleHoldings | $33.19 | $33.19 | 5/7/2010 7:03:55 AM |
carrinel | $65.69 | $65.69 | 5/7/2010 7:36:43 AM |
rate-hickory | $25.00 | $25.00 | 5/7/2010 7:49:23 AM |
PCity-LOA15 | $40.00 | $40.00 | 5/7/2010 8:15:23 AM |
fund-fox4 | $50.00 | $50.00 | 5/7/2010 10:24:05 AM |
Leopoldine | $25.73 | $25.73 | 5/7/2010 8:45:29 AM |
LeoBUSIIT | $25.00 | $25.00 | 5/7/2010 12:20:37 PM |
onecooldrink | $25.00 | $25.00 | 5/7/2010 3:11:56 PM |
investment-cluster | $25.00 | $25.00 | 5/7/2010 2:51:46 PM |
rockhound84 | $25.00 | $25.00 | 5/7/2010 3:14:29 PM |
hamster | $29.66 | $29.66 | 5/7/2010 11:32:47 AM |
mercuriant | $25.00 | $25.00 | 4/30/2010 3:53:05 PM |
loan-fate | $50.00 | $50.00 | 4/30/2010 4:27:15 PM |
lawyervon | $25.00 | $25.00 | 4/30/2010 4:27:10 PM |
Your_Bank | $25.00 | $25.00 | 4/30/2010 5:26:33 PM |
order-bee1 | $150.00 | $150.00 | 5/3/2010 10:50:12 AM |
TheSweetLender | $30.00 | $30.00 | 5/5/2010 5:17:13 PM |
loss-of-control | $50.00 | $50.00 | 5/5/2010 6:34:39 PM |
Realty24 | $40.00 | $40.00 | 5/5/2010 7:57:08 PM |
rospa | $25.00 | $25.00 | 5/6/2010 9:22:54 AM |
Chesterite | $50.00 | $50.00 | 5/6/2010 12:06:17 PM |
wild_carrot | $25.00 | $25.00 | 5/6/2010 11:34:39 AM |
seabowl | $25.00 | $25.00 | 5/6/2010 5:31:20 PM |
principal-star | $25.00 | $25.00 | 5/6/2010 7:23:59 PM |
sincere-balance | $25.00 | $25.00 | 5/6/2010 6:19:24 PM |
hillerod | $25.00 | $25.00 | 5/6/2010 6:53:49 PM |
building_community | $25.00 | $25.00 | 5/7/2010 7:14:23 AM |
loan-eagle9 | $25.00 | $25.00 | 5/7/2010 7:56:40 AM |
Flreap | $50.00 | $14.22 | 5/7/2010 6:46:41 AM |
foothillender | $25.00 | $25.00 | 5/7/2010 7:44:50 AM |
peso-miser | $25.00 | $25.00 | 5/7/2010 5:48:40 AM |
realtormoises | $25.00 | $25.00 | 5/7/2010 9:36:53 AM |
kgeezy | $25.78 | $25.78 | 5/7/2010 9:42:39 AM |
iolaire | $25.00 | $25.00 | 5/7/2010 7:19:18 AM |
BOYFROMVEGAS | $29.87 | $29.87 | 5/7/2010 12:02:36 PM |
Lender97 | $25.00 | $25.00 | 5/7/2010 11:22:50 AM |
Bob450 | $30.00 | $30.00 | 5/7/2010 1:49:15 PM |
momentous-gold | $25.00 | $25.00 | 5/7/2010 12:40:30 PM |
reflective-rupee | $25.00 | $25.00 | 5/7/2010 3:24:56 PM |
Engineer44 | $30.00 | $30.00 | 5/7/2010 3:30:03 PM |
social-conductor4 | $25.00 | $25.00 | 5/7/2010 3:30:30 PM |
vulgy | $50.00 | $50.00 | 5/7/2010 11:34:21 AM |
peaceful-farmer | $30.00 | $30.00 | 5/7/2010 11:44:12 AM |
Chesterite | $200.00 | $200.00 | 5/7/2010 12:12:26 PM |
Land_on_your_feet | $25.00 | $25.00 | 5/7/2010 12:52:38 PM |
Glenn_Graham | $50.00 | $50.00 | 5/7/2010 2:07:24 PM |
money-fort | $25.00 | $25.00 | 5/7/2010 3:16:28 PM |
76 bids
|
Borrower Payment Dependent Notes Series
457215
This series of Notes was issued and sold upon the funding of the borrower loan #42565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-06-2010 |
|
Auction end date:
| May-13-2010 |
|
Starting lender yield:
| 21.00% |
Starting borrower rate/APR:
| 22.00% / 24.26% |
Starting monthly payment:
| $381.90 |
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $351.57 |
|
Auction yield range:
| 3.99% - 21.00% |
Estimated loss impact:
| 2.16% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Sep-1969 |
Debt/Income ratio:
| 32% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
Enhanced (1-5): | 3 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 0m |
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 44 |
Occupation: | Medical Technician |
Now delinquent:
| 0 |
Revolving credit balance:
| $109,279 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| commanding-affluence2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting my debt paid off quicker
Purpose of loan:
This loan will be used to consolidate some credit card debt. I used credit cards to do some home improvements over the past year and the debt is spread across a few credit cards. I?d like to simply use this loan to consolidate the payments into one payment that I can pay off quickly.
My financial situation:
- Prosper is showing that my HELOC is included along with my other unsecured debt and that?s why it is so high.
-? I am current on all of my debt, along with my wife.
-? I have never missed a payment. My wife and I are very stable financially having only owned 3 homes in the past 40 years and not once in that time have I ever missed a payment on any loan.
-? I have great credit scores (mid 700's across all three credit bureaus).
-? In addition to my regular monthly income, I just began receiving social security and a pension, so my income is now just under $100,000/year. My wife also works and earns approximately the same salary that I do, she has just started collecting SS also.
Monthly Budget (for myself and my wife):
Mortgage PITI:? $2400
Other debt incl. CC: $1500
Food/Groceries:? $400
Utilities:? $200
Transportation/Gas:? $125
Clothing:? $100
Entertainment:? $100
TOTAL:? $4825
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Dustley | $25.00 | $25.00 | 5/6/2010 5:05:01 PM |
increase720 | $50.00 | $50.00 | 5/6/2010 5:05:04 PM |
investor_101 | $25.00 | $25.00 | 5/6/2010 5:05:08 PM |
YDBXMHC | $25.00 | $25.00 | 5/6/2010 5:05:24 PM |
sflender1099 | $25.00 | $25.00 | 5/6/2010 5:04:48 PM |
intelligent-yield | $25.00 | $25.00 | 5/6/2010 5:05:10 PM |
sshgfwb | $25.00 | $25.00 | 5/7/2010 12:06:55 AM |
SolarMoonshine | $100.00 | $100.00 | 5/7/2010 5:48:17 PM |
Imaginos1892 | $50.00 | $50.00 | 5/7/2010 9:53:52 PM |
inforapenny | $25.00 | $25.00 | 5/9/2010 10:24:36 PM |
mhammond | $50.00 | $50.00 | 5/9/2010 12:26:21 PM |
Bank_Of_XL | $100.00 | $100.00 | 5/10/2010 8:29:01 AM |
gain-dolphin | $50.00 | $50.00 | 5/11/2010 10:06:04 AM |
BeeHive | $25.00 | $25.00 | 5/11/2010 6:57:33 PM |
ToloUSN | $50.00 | $50.00 | 5/12/2010 7:56:12 AM |
mcabery | $195.00 | $195.00 | 5/12/2010 8:20:21 AM |
zxr | $25.00 | $25.00 | 5/12/2010 10:44:41 AM |
maximizer | $25.00 | $25.00 | 5/12/2010 12:32:19 PM |
credit-panda1 | $50.00 | $50.00 | 5/12/2010 5:09:57 PM |
Southern_Illinois_Girl | $25.00 | $25.00 | 5/12/2010 5:17:53 PM |
durability-colonel | $100.00 | $100.00 | 5/13/2010 3:00:12 AM |
scredneck | $50.00 | $50.00 | 5/13/2010 7:30:14 AM |
dynrep | $25.00 | $25.00 | 5/13/2010 7:54:00 AM |
vigilance-searcher | $30.00 | $30.00 | 5/13/2010 8:50:00 AM |
LeoBUSIIT | $25.00 | $25.00 | 5/13/2010 8:53:38 AM |
daveuc97 | $25.00 | $25.00 | 5/13/2010 9:30:09 AM |
redrose1518 | $30.00 | $30.00 | 5/13/2010 10:40:29 AM |
DCsource | $25.00 | $25.00 | 5/13/2010 4:17:05 PM |
houli123 | $8,000.00 | $5,641.47 | 5/13/2010 5:00:28 PM |
Spring342 | $25.00 | $25.00 | 5/6/2010 5:04:32 PM |
excellent-nickel | $25.00 | $25.00 | 5/6/2010 5:07:47 PM |
greeninspirit | $50.00 | $50.00 | 5/6/2010 5:07:33 PM |
matthewa | $25.00 | $25.00 | 5/6/2010 5:08:43 PM |
inismor | $25.00 | $25.00 | 5/6/2010 5:08:50 PM |
silverloan | $50.00 | $50.00 | 5/6/2010 5:08:36 PM |
MasterKey | $25.00 | $25.00 | 5/6/2010 5:09:30 PM |
propertytransformer | $25.00 | $25.00 | 5/6/2010 5:08:49 PM |
income-fortress | $25.00 | $25.00 | 5/6/2010 5:13:58 PM |
rate-mogul | $25.00 | $25.00 | 5/6/2010 5:14:04 PM |
authoritative-capital | $25.00 | $25.00 | 5/6/2010 5:28:50 PM |
credit-observatory | $25.00 | $25.00 | 5/6/2010 6:34:55 PM |
durability-halibut | $25.00 | $25.00 | 5/7/2010 8:29:04 AM |
mcs99 | $100.00 | $100.00 | 5/7/2010 10:36:43 AM |
basejump0 | $25.00 | $25.00 | 5/8/2010 8:13:57 AM |
kingtut999 | $25.00 | $25.00 | 5/8/2010 1:04:29 PM |
chibear34 | $25.00 | $25.00 | 5/9/2010 6:47:02 AM |
magnificent-reward9 | $25.00 | $25.00 | 5/10/2010 2:23:09 PM |
kjb1971 | $25.00 | $25.00 | 5/10/2010 11:32:00 PM |
top-courteous-peso | $25.00 | $25.00 | 5/11/2010 4:35:05 AM |
BoughtTheFarm | $25.00 | $25.00 | 5/11/2010 12:23:57 PM |
Gar3field | $200.00 | $200.00 | 5/11/2010 1:29:02 PM |
skorpious | $25.00 | $25.00 | 5/11/2010 3:37:12 PM |
FredHead3 | $38.92 | $38.92 | 5/11/2010 6:28:59 PM |
DavidM | $54.33 | $54.33 | 5/11/2010 9:45:46 PM |
butlerpossible | $40.78 | $40.78 | 5/12/2010 9:48:17 AM |
powerful-greenback2 | $25.00 | $25.00 | 5/12/2010 10:47:00 AM |
Watersports | $135.00 | $135.00 | 5/12/2010 3:35:21 PM |
EJEMNJ | $25.00 | $25.00 | 5/12/2010 5:17:40 PM |
Rip128 | $100.00 | $100.00 | 5/12/2010 7:57:06 PM |
fairness-swashbuckler | $141.05 | $141.05 | 5/12/2010 8:03:04 PM |
spiff666 | $25.00 | $25.00 | 5/12/2010 6:47:50 PM |
nevetsnosliw1 | $30.00 | $30.00 | 5/12/2010 10:30:31 PM |
shrewd-income | $100.00 | $100.00 | 5/13/2010 6:34:47 AM |
techreseller | $50.00 | $50.00 | 5/13/2010 7:29:35 AM |
dynrep | $25.00 | $25.00 | 5/13/2010 7:54:11 AM |
lazyeye | $25.81 | $25.81 | 5/13/2010 8:00:43 AM |
Pu239 | $60.00 | $60.00 | 5/13/2010 10:05:28 AM |
squweech | $25.00 | $25.00 | 5/13/2010 11:13:23 AM |
trade-elm | $25.00 | $25.00 | 5/13/2010 1:32:04 PM |
vivacious-p2p3 | $25.00 | $25.00 | 5/13/2010 4:45:57 PM |
exact-peso2 | $25.00 | $25.00 | 5/13/2010 5:02:09 PM |
grnii78 | $200.00 | $200.00 | 5/13/2010 5:02:51 PM |
dblaz5 | $1,000.00 | $1,000.00 | 5/13/2010 5:02:01 PM |
ponch12 | $27.64 | $27.64 | 5/13/2010 5:02:57 PM |
74 bids
|
Borrower Payment Dependent Notes Series
457417
This series of Notes was issued and sold upon the funding of the borrower loan #42567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-10-2010 |
|
Auction end date:
| May-17-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 12% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
1 |
Occupation: | Skilled Labor |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 9 | Stated income: | $25,000-$49,999 |
Now delinquent:
| 0 |
Revolving credit balance:
| $444 | |
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 4 | | | | |
Screen name:
| autonomous-point5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What $5000 debt are you paying off? It looks like you only owe about $500?? Thanks! - proton346
A:
My credit cards are about 1000 actully but my ex went and drain my bank account so far into the negatives I got really behind n my bills I am 3 months behind on electric, the loan for my house { paying grandparent back for giving me money for my place} I just need close to that so I can get back on track. And hopefully a lil to hold on to for an emergency,
(May-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
social-conductor4 | $25.00 | $25.00 | 5/10/2010 4:17:02 PM |
miamibeachloaner | $25.00 | $25.00 | 5/10/2010 4:19:34 PM |
108lender | $25.00 | $25.00 | 5/10/2010 4:18:21 PM |
AlexTrep | $25.00 | $25.00 | 5/10/2010 4:21:44 PM |
Redmond | $25.00 | $25.00 | 5/10/2010 4:23:02 PM |
cablenews | $25.00 | $25.00 | 5/10/2010 4:23:06 PM |
bassman2 | $25.00 | $25.00 | 5/10/2010 4:23:18 PM |
gimincorp | $25.00 | $25.00 | 5/10/2010 4:22:10 PM |
kindness-percolator5 | $25.00 | $25.00 | 5/10/2010 4:22:52 PM |
Diamond_Jim | $25.00 | $25.00 | 5/10/2010 4:22:54 PM |
Caerus | $25.00 | $25.00 | 5/10/2010 4:23:00 PM |
Buffer10 | $25.00 | $25.00 | 5/10/2010 4:23:08 PM |
SBT | $25.00 | $25.00 | 5/10/2010 4:23:11 PM |
DcUnited | $25.00 | $25.00 | 5/10/2010 4:23:14 PM |
helping-out | $35.00 | $35.00 | 5/10/2010 4:23:20 PM |
streak269 | $25.00 | $25.00 | 5/10/2010 4:16:33 PM |
Apex-Lender | $25.00 | $25.00 | 5/10/2010 4:19:39 PM |
handy-justice | $50.00 | $50.00 | 5/10/2010 4:22:55 PM |
skuba | $25.00 | $25.00 | 5/10/2010 4:22:58 PM |
phredd | $25.00 | $25.00 | 5/10/2010 4:23:16 PM |
IIP77 | $25.00 | $25.00 | 5/10/2010 4:32:02 PM |
ah-long | $25.00 | $25.00 | 5/10/2010 4:37:12 PM |
burgeoning-silver | $25.00 | $25.00 | 5/10/2010 4:37:35 PM |
Cash_Angel | $25.00 | $25.00 | 5/10/2010 4:37:13 PM |
BlindJoeDeath | $25.00 | $25.00 | 5/10/2010 4:37:27 PM |
charlieok | $25.00 | $25.00 | 5/10/2010 4:39:00 PM |
kubien | $25.00 | $25.00 | 5/10/2010 4:37:24 PM |
inqbus | $25.00 | $25.00 | 5/10/2010 4:37:31 PM |
upright-revenue7 | $25.00 | $25.00 | 5/10/2010 6:16:36 PM |
triumphant-commitment | $34.45 | $34.45 | 5/10/2010 9:23:57 PM |
windtalkers | $25.00 | $25.00 | 5/10/2010 7:19:54 PM |
enriching-capital | $25.00 | $25.00 | 5/10/2010 10:39:22 PM |
youthful-greenback3 | $25.00 | $25.00 | 5/10/2010 6:03:17 PM |
time4aloan | $25.00 | $25.00 | 5/11/2010 5:19:52 AM |
meenan | $25.00 | $25.00 | 5/10/2010 11:38:57 PM |
murlirao2002 | $29.00 | $29.00 | 5/10/2010 7:45:34 PM |
tuneman1980 | $25.00 | $25.00 | 5/11/2010 4:49:19 AM |
Gibbyland | $27.41 | $27.41 | 5/10/2010 8:39:57 PM |
famous-bill | $46.45 | $46.45 | 5/10/2010 8:44:03 PM |
anton | $26.52 | $26.52 | 5/11/2010 8:29:08 AM |
DasMula | $25.00 | $25.00 | 5/11/2010 7:44:13 AM |
DeltaComputerGuy | $25.00 | $25.00 | 5/11/2010 11:44:09 AM |
faldska | $25.00 | $25.00 | 5/11/2010 11:48:59 AM |
kellydawn | $25.00 | $25.00 | 5/11/2010 4:04:12 PM |
workinghardoregon | $25.00 | $25.00 | 5/11/2010 12:19:24 PM |
SolarMoonshine | $25.00 | $25.00 | 5/11/2010 5:44:37 PM |
open-minded-fund9 | $50.00 | $50.00 | 5/11/2010 6:57:40 PM |
well-mannered-income3 | $25.00 | $25.00 | 5/11/2010 6:09:14 PM |
retired272 | $25.00 | $25.00 | 5/12/2010 9:44:41 AM |
scarlet-velvet | $25.00 | $25.00 | 5/12/2010 9:21:05 AM |
Bob450 | $35.00 | $35.00 | 5/13/2010 9:37:47 PM |
market-pudding | $25.00 | $25.00 | 5/14/2010 1:38:09 AM |
meteoric-trade | $25.00 | $25.00 | 5/14/2010 4:38:37 AM |
buyrite334 | $40.00 | $40.00 | 5/14/2010 12:10:39 PM |
debestof83 | $31.57 | $31.57 | 5/14/2010 10:30:28 AM |
econgineer | $25.88 | $25.88 | 5/14/2010 1:58:52 PM |
back-scratchers | $25.00 | $25.00 | 5/14/2010 6:57:57 PM |
investment-cluster | $25.00 | $25.00 | 5/15/2010 5:43:17 AM |
marwadi-62 | $25.00 | $25.00 | 5/15/2010 8:06:57 PM |
Glenn_Graham | $30.00 | $30.00 | 5/16/2010 9:42:56 AM |
platinum-genetics | $50.00 | $50.00 | 5/16/2010 11:03:32 AM |
Director78 | $25.00 | $25.00 | 5/16/2010 12:28:54 PM |
shrewd-income | $25.00 | $25.00 | 5/16/2010 6:13:59 PM |
reflective-rupee | $100.00 | $100.00 | 5/17/2010 10:45:59 AM |
well-mannered-income3 | $75.00 | $75.00 | 5/17/2010 2:46:02 PM |
Calif-smo | $38.42 | $38.42 | 5/17/2010 2:49:45 PM |
Leshan | $25.00 | $25.00 | 5/17/2010 3:48:05 PM |
autonomous-truth | $100.00 | $100.00 | 5/17/2010 4:03:33 PM |
well-mannered-income3 | $50.00 | $50.00 | 5/17/2010 4:09:43 PM |
Lubava | $25.00 | $25.00 | 5/17/2010 4:13:15 PM |
terrific-fund5 | $25.00 | $25.00 | 5/10/2010 4:19:40 PM |
friendly-worth3 | $25.00 | $25.00 | 5/10/2010 4:19:49 PM |
creature2 | $25.00 | $25.00 | 5/10/2010 4:16:30 PM |
burrito6 | $25.00 | $25.00 | 5/10/2010 4:17:23 PM |
Tammy102800 | $25.00 | $25.00 | 5/10/2010 4:19:36 PM |
TribecaFunding | $25.00 | $25.00 | 5/10/2010 4:20:01 PM |
beyondmanagement | $25.00 | $25.00 | 5/10/2010 4:22:59 PM |
reward-adventure | $25.00 | $25.00 | 5/10/2010 4:23:04 PM |
marketplace-buckeye | $25.00 | $25.00 | 5/10/2010 4:23:15 PM |
Midwestvalues | $100.00 | $100.00 | 5/10/2010 4:22:53 PM |
kind-efficient-credit | $25.00 | $25.00 | 5/10/2010 4:22:56 PM |
autonomous-truth | $75.00 | $75.00 | 5/10/2010 4:23:01 PM |
PRGuyinVA | $25.00 | $25.00 | 5/10/2010 4:23:10 PM |
gelidfrank | $25.00 | $25.00 | 5/10/2010 4:23:12 PM |
swoosh | $25.00 | $25.00 | 5/10/2010 4:23:19 PM |
martinnc | $25.00 | $25.00 | 5/10/2010 4:19:38 PM |
Imagineer | $25.00 | $25.00 | 5/10/2010 4:19:42 PM |
winslowdad | $25.00 | $25.00 | 5/10/2010 4:28:57 PM |
KrazyCelticKid | $25.00 | $25.00 | 5/10/2010 4:29:15 PM |
inspiring-reward | $200.00 | $200.00 | 5/10/2010 4:22:57 PM |
shrewd-peace7 | $25.00 | $25.00 | 5/10/2010 4:23:09 PM |
_wally_ | $25.00 | $25.00 | 5/10/2010 4:31:11 PM |
aesop56 | $50.00 | $50.00 | 5/10/2010 4:37:16 PM |
r0b3m4n | $25.00 | $25.00 | 5/10/2010 4:37:32 PM |
treasure-amplifier6 | $25.00 | $25.00 | 5/10/2010 4:38:58 PM |
Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:29:55 PM |
note-tent | $25.00 | $25.00 | 5/10/2010 4:37:25 PM |
RMB-Investments | $25.00 | $25.00 | 5/10/2010 4:37:40 PM |
revenue-officer36 | $25.00 | $25.00 | 5/10/2010 4:45:17 PM |
Rogesparkguy | $25.00 | $25.00 | 5/10/2010 5:39:13 PM |
sensible-order2 | $25.00 | $25.00 | 5/10/2010 6:01:09 PM |
balance-warrior | $25.00 | $25.00 | 5/10/2010 6:02:38 PM |
brightest-income-hunter | $25.00 | $25.00 | 5/10/2010 6:03:27 PM |
bold-principal-thinker | $25.00 | $25.00 | 5/10/2010 6:04:20 PM |
regooks | $25.00 | $25.00 | 5/10/2010 4:37:29 PM |
flexible-value | $25.00 | $25.00 | 5/10/2010 6:29:02 PM |
Georgetastic | $25.00 | $25.00 | 5/10/2010 4:37:33 PM |
zone8 | $49.27 | $49.27 | 5/10/2010 4:37:41 PM |
genuine-responsibility8 | $50.00 | $50.00 | 5/10/2010 4:38:56 PM |
modemco | $25.00 | $25.00 | 5/10/2010 6:25:06 PM |
imlosttoo | $25.00 | $25.00 | 5/10/2010 6:29:01 PM |
MTlender | $25.00 | $25.00 | 5/10/2010 5:19:36 PM |
gamp | $25.00 | $25.00 | 5/10/2010 10:39:32 PM |
reflective-rupee | $50.00 | $50.00 | 5/10/2010 8:28:47 PM |
Legally_Blonde | $25.00 | $25.00 | 5/10/2010 9:24:55 PM |
simplybarg | $25.00 | $25.00 | 5/10/2010 6:29:03 PM |
rock-turner | $25.00 | $25.00 | 5/10/2010 11:38:59 PM |
feedpaulyfaster | $25.00 | $25.00 | 5/10/2010 7:14:30 PM |
nybanker85 | $47.35 | $47.35 | 5/10/2010 7:35:51 PM |
robust-trade | $112.64 | $112.64 | 5/11/2010 5:19:40 AM |
loan-kung-fu | $25.00 | $25.00 | 5/10/2010 8:29:10 PM |
lowlite6647 | $25.00 | $25.00 | 5/10/2010 9:39:00 PM |
atothez | $50.00 | $50.00 | 5/11/2010 7:38:59 AM |
HHP | $25.00 | $25.00 | 5/11/2010 9:09:27 AM |
tjone69 | $30.00 | $30.00 | 5/11/2010 9:34:45 AM |
hard-working-loot | $25.00 | $25.00 | 5/11/2010 4:04:11 PM |
Speculator | $41.18 | $41.18 | 5/12/2010 8:00:32 AM |
TakeCare | $25.00 | $25.00 | 5/12/2010 9:29:55 PM |
MilitaryLending | $25.00 | $25.00 | 5/13/2010 3:14:41 AM |
MilitaryLending | $25.00 | $25.00 | 5/13/2010 5:18:29 PM |
MilitaryLending | $25.00 | $25.00 | 5/13/2010 7:49:41 PM |
samo102us | $25.00 | $25.00 | 5/14/2010 3:38:02 PM |
direct-yield | $25.00 | $25.00 | 5/14/2010 4:31:06 PM |
zone6 | $60.00 | $60.00 | 5/14/2010 7:21:26 PM |
unger | $50.00 | $50.00 | 5/15/2010 3:22:33 AM |
Bob450 | $30.00 | $30.00 | 5/15/2010 10:18:36 PM |
gpuck | $25.00 | $25.00 | 5/16/2010 7:19:06 AM |
Lubava | $25.00 | $25.00 | 5/16/2010 7:21:20 PM |
micko | $25.00 | $25.00 | 5/17/2010 9:24:42 AM |
CPADawg | $100.00 | $100.00 | 5/17/2010 9:52:00 AM |
reflective-rupee | $50.00 | $50.00 | 5/17/2010 10:45:33 AM |
bold-enriching-capital | $25.00 | $25.00 | 5/17/2010 12:12:14 PM |
bonafide-commitment2 | $25.00 | $25.00 | 5/17/2010 12:18:25 PM |
YoungTaxMan | $133.09 | $133.09 | 5/17/2010 12:43:40 PM |
dubois31 | $25.00 | $25.00 | 5/17/2010 2:16:48 PM |
shrewd-income | $25.00 | $25.00 | 5/17/2010 2:54:20 PM |
autonomous-truth | $50.00 | $14.42 | 5/17/2010 4:11:21 PM |
KapitalX | $25.00 | $25.00 | 5/17/2010 4:11:51 PM |
dubois31 | $25.00 | $25.00 | 5/17/2010 4:12:35 PM |
aquistoyraul | $32.35 | $32.35 | 5/17/2010 3:46:56 PM |
KapitalX | $25.00 | $25.00 | 5/17/2010 4:12:18 PM |
151 bids
|
Borrower Payment Dependent Notes Series
457569
This series of Notes was issued and sold upon the funding of the borrower loan #42561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-10-2010 |
|
Auction end date:
| May-14-2010 |
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 44% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 1m |
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 33 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $5,292 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 1 | | | | |
Screen name:
| sophisticated-rate5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
Comoparklender | $25.00 | $25.00 | 5/10/2010 4:19:52 PM |
shrewd-peace7 | $50.00 | $50.00 | 5/10/2010 4:18:50 PM |
JGB | $25.00 | $25.00 | 5/10/2010 4:23:56 PM |
unforgettable-fund2 | $25.00 | $25.00 | 5/10/2010 4:24:10 PM |
life-is-great | $25.00 | $25.00 | 5/10/2010 4:27:09 PM |
DcUnited | $25.00 | $25.00 | 5/10/2010 4:24:59 PM |
payment-gusto | $25.00 | $25.00 | 5/10/2010 4:21:39 PM |
Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:49 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 4:29:10 PM |
integrity-doctor | $27.00 | $27.00 | 5/10/2010 4:29:52 PM |
orderly-leverage | $30.00 | $30.00 | 5/10/2010 4:23:39 PM |
personal-lender | $25.00 | $25.00 | 5/10/2010 4:24:19 PM |
festeringsnot | $25.00 | $25.00 | 5/10/2010 4:36:58 PM |
finance-prescription | $50.00 | $50.00 | 5/10/2010 4:27:42 PM |
desertoasis | $25.00 | $25.00 | 5/10/2010 4:38:20 PM |
trustu | $25.00 | $25.00 | 5/10/2010 4:34:23 PM |
inspiring-reward | $150.00 | $150.00 | 5/10/2010 4:36:35 PM |
lloyd_s | $25.00 | $25.00 | 5/10/2010 4:54:29 PM |
building_community | $25.00 | $25.00 | 5/10/2010 4:32:33 PM |
red-favorable-basis | $25.00 | $25.00 | 5/10/2010 5:51:29 PM |
matt_2006 | $25.00 | $25.00 | 5/10/2010 4:33:51 PM |
Midwestvalues | $100.00 | $100.00 | 5/10/2010 6:19:01 PM |
HedgeFund | $25.00 | $25.00 | 5/10/2010 4:37:07 PM |
Rogesparkguy | $25.00 | $25.00 | 5/10/2010 7:14:30 PM |
kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 3:24:15 AM |
knight3136 | $25.00 | $25.00 | 5/11/2010 4:54:01 AM |
benjo | $50.00 | $50.00 | 5/10/2010 11:14:25 PM |
asiaratt | $25.00 | $25.00 | 5/10/2010 7:46:58 PM |
fortytwo | $28.95 | $28.95 | 5/11/2010 8:29:17 AM |
AF-Chief | $28.00 | $28.00 | 5/11/2010 6:34:53 AM |
asset-professor | $35.00 | $35.00 | 5/11/2010 9:09:59 AM |
famous-bill | $50.00 | $50.00 | 5/11/2010 9:10:10 AM |
bold-principal-thinker | $25.00 | $25.00 | 5/11/2010 9:45:09 AM |
tjone69 | $30.00 | $30.00 | 5/11/2010 9:34:49 AM |
rock-turner | $25.00 | $25.00 | 5/11/2010 8:44:00 AM |
lagnisiruk | $25.00 | $25.00 | 5/11/2010 3:31:03 PM |
orange-preeminant-bill | $64.61 | $64.61 | 5/11/2010 3:16:27 PM |
autonomous-truth | $25.00 | $25.00 | 5/11/2010 2:29:01 PM |
Speculator | $30.00 | $30.00 | 5/11/2010 3:50:04 PM |
KiwiElf | $25.00 | $25.00 | 5/11/2010 3:54:37 PM |
micko | $25.00 | $25.00 | 5/11/2010 4:48:00 PM |
decisive-capital | $30.67 | $30.67 | 5/12/2010 1:26:20 PM |
commitment-farm | $25.00 | $25.00 | 5/12/2010 1:34:28 PM |
irrelevant | $25.00 | $25.00 | 5/12/2010 1:44:09 PM |
SimonHova | $25.00 | $25.00 | 5/12/2010 5:00:55 PM |
Sateesh | $41.92 | $41.92 | 5/12/2010 9:04:49 PM |
slojudy | $25.00 | $25.00 | 5/12/2010 8:09:30 PM |
Kaj | $25.00 | $25.00 | 5/12/2010 9:18:58 PM |
treasure-bliss | $32.17 | $32.17 | 5/12/2010 10:30:02 PM |
salala | $25.00 | $25.00 | 5/13/2010 6:35:11 AM |
gizzywump | $25.00 | $25.00 | 5/13/2010 7:49:42 AM |
PaulW | $25.00 | $25.00 | 5/13/2010 7:44:39 AM |
honorable-yield | $28.57 | $28.57 | 5/13/2010 8:45:45 AM |
TCayce | $25.00 | $25.00 | 5/13/2010 9:35:21 AM |
Whipster | $25.00 | $25.00 | 5/13/2010 9:35:52 AM |
lostontheedge | $25.00 | $25.00 | 5/13/2010 9:36:03 AM |
asmithj | $50.00 | $50.00 | 5/13/2010 10:04:39 AM |
musician388 | $25.00 | $25.00 | 5/13/2010 10:51:17 AM |
thedreamer | $25.00 | $25.00 | 5/13/2010 11:16:27 AM |
samo102us | $25.00 | $25.00 | 5/13/2010 10:39:59 AM |
x27 | $25.00 | $25.00 | 5/13/2010 11:34:31 AM |
xyzlmno | $25.00 | $25.00 | 5/13/2010 11:34:33 AM |
BBL | $25.00 | $25.00 | 5/13/2010 11:34:35 AM |
wealth-pipeline | $25.00 | $25.00 | 5/13/2010 12:01:54 PM |
oreyedoc | $50.00 | $50.00 | 5/13/2010 2:15:11 PM |
natecam | $25.00 | $25.00 | 5/13/2010 7:01:38 PM |
LKN2RTR | $25.00 | $25.00 | 5/13/2010 6:09:35 PM |
wgc | $25.00 | $25.00 | 5/13/2010 7:24:44 PM |
loan-master996 | $50.00 | $50.00 | 5/13/2010 7:34:42 PM |
nick5454 | $25.00 | $25.00 | 5/13/2010 7:30:34 PM |
WorldlyWorker | $25.00 | $25.00 | 5/13/2010 6:49:47 PM |
Bob450 | $35.00 | $35.00 | 5/13/2010 9:38:50 PM |
TEAM-Jasper | $25.00 | $2.73 | 5/14/2010 12:48:02 AM |
runner262 | $25.00 | $25.00 | 5/14/2010 12:32:56 AM |
unger | $25.00 | $25.00 | 5/14/2010 3:11:59 AM |
gabrielcharlie | $25.00 | $25.00 | 5/14/2010 3:50:33 PM |
tallmon | $25.00 | $25.00 | 5/10/2010 4:18:14 PM |
traice | $25.00 | $25.00 | 5/10/2010 4:18:43 PM |
worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:04 PM |
actvtrdr | $35.00 | $35.00 | 5/10/2010 4:23:48 PM |
cablenews | $25.00 | $25.00 | 5/10/2010 4:24:13 PM |
balanced-bill7 | $75.00 | $75.00 | 5/10/2010 4:25:03 PM |
Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:24:52 PM |
108lender | $44.15 | $44.15 | 5/10/2010 4:19:13 PM |
dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:17 PM |
yeti888 | $25.00 | $25.00 | 5/10/2010 4:22:49 PM |
dime-producer | $25.00 | $25.00 | 5/10/2010 4:23:25 PM |
basis-prodigy | $25.00 | $25.00 | 5/10/2010 4:23:28 PM |
reward-adventure | $30.00 | $30.00 | 5/10/2010 4:23:33 PM |
commerce-voyager | $25.00 | $25.00 | 5/10/2010 4:33:11 PM |
rhin0cerx | $50.00 | $50.00 | 5/10/2010 4:24:30 PM |
Rattlehead | $25.00 | $25.00 | 5/10/2010 4:24:43 PM |
ommcd | $25.00 | $25.00 | 5/10/2010 4:34:14 PM |
RMB-Investments | $25.00 | $25.00 | 5/10/2010 4:38:15 PM |
seisen | $50.00 | $50.00 | 5/10/2010 4:34:05 PM |
supreme-hope | $25.00 | $25.00 | 5/10/2010 5:51:27 PM |
wampum-chorus3 | $25.00 | $25.00 | 5/10/2010 4:36:51 PM |
greenwell | $25.00 | $25.00 | 5/10/2010 4:55:13 PM |
authoritative-capital | $25.00 | $25.00 | 5/10/2010 8:44:06 PM |
Zolton | $33.99 | $33.99 | 5/10/2010 5:45:03 PM |
DasMula | $25.00 | $25.00 | 5/11/2010 7:34:51 AM |
kmr2 | $250.00 | $250.00 | 5/11/2010 9:10:21 AM |
lcole32 | $35.00 | $35.00 | 5/11/2010 4:34:20 AM |
funds-finder8 | $25.00 | $25.00 | 5/11/2010 10:34:24 AM |
marketplace-buckeye | $25.00 | $25.00 | 5/11/2010 9:10:20 AM |
imlosttoo | $25.00 | $25.00 | 5/11/2010 9:34:36 AM |
DasMula | $25.00 | $25.00 | 5/11/2010 7:35:05 AM |
ukstevenhawaii | $38.95 | $38.95 | 5/11/2010 12:29:40 PM |
GiantAardvark | $25.00 | $25.00 | 5/11/2010 11:09:38 AM |
Streetfighter | $50.00 | $50.00 | 5/11/2010 9:10:07 AM |
upright-revenue7 | $26.98 | $26.98 | 5/11/2010 9:10:19 AM |
theprince | $35.00 | $35.00 | 5/11/2010 9:16:42 AM |
FeedTheMachine | $34.52 | $34.52 | 5/11/2010 2:25:51 PM |
deal-hickory5 | $25.00 | $25.00 | 5/11/2010 11:05:00 AM |
macgeek | $25.00 | $25.00 | 5/11/2010 3:16:33 PM |
secobarbital | $25.00 | $25.00 | 5/11/2010 4:29:07 PM |
SolarMoonshine | $25.00 | $25.00 | 5/11/2010 5:48:35 PM |
CC911 | $25.00 | $25.00 | 5/12/2010 7:04:25 AM |
delivery | $25.00 | $25.00 | 5/12/2010 5:59:07 AM |
Raetha | $25.00 | $25.00 | 5/12/2010 11:59:20 AM |
stock106 | $30.00 | $30.00 | 5/12/2010 9:36:10 AM |
open-minded-fund9 | $100.00 | $100.00 | 5/12/2010 2:38:23 PM |
Sam65 | $25.00 | $25.00 | 5/12/2010 5:14:24 PM |
kginatl | $25.00 | $25.00 | 5/12/2010 6:49:57 PM |
KevinC_63366 | $25.00 | $25.00 | 5/12/2010 9:04:38 PM |
NoMoreDebt4Me | $50.00 | $50.00 | 5/12/2010 7:29:28 PM |
YellowJacket | $25.00 | $25.00 | 5/12/2010 4:49:47 PM |
TakeCare | $75.00 | $75.00 | 5/12/2010 9:28:47 PM |
MONEYMATCH | $25.00 | $25.00 | 5/12/2010 8:49:34 PM |
simplewareinc | $34.95 | $34.95 | 5/13/2010 3:59:37 AM |
derec | $25.00 | $25.00 | 5/13/2010 5:34:32 AM |
compsciman | $39.10 | $39.10 | 5/13/2010 8:14:39 AM |
nofreelunch | $25.00 | $25.00 | 5/13/2010 9:04:33 AM |
Mopedcouple | $25.00 | $25.00 | 5/13/2010 10:04:37 AM |
bonus-zone | $25.00 | $25.00 | 5/13/2010 10:49:40 AM |
autonomous-basis | $25.00 | $25.00 | 5/13/2010 2:00:45 PM |
zeelender | $25.00 | $25.00 | 5/13/2010 5:24:45 PM |
topher515 | $25.00 | $25.00 | 5/13/2010 5:25:08 PM |
wise-silver-wonder | $25.00 | $25.00 | 5/13/2010 5:16:39 PM |
selfmademan | $25.00 | $25.00 | 5/13/2010 5:31:26 PM |
revenue-achievement | $25.00 | $25.00 | 5/13/2010 5:45:24 PM |
rlgnyc | $30.24 | $30.24 | 5/13/2010 6:09:51 PM |
ITExec | $33.29 | $33.29 | 5/13/2010 5:45:04 PM |
zrohmm | $25.00 | $25.00 | 5/13/2010 7:00:07 PM |
jlr613 | $25.00 | $25.00 | 5/13/2010 7:10:06 PM |
bazaar-tulip | $25.00 | $25.00 | 5/13/2010 7:34:36 PM |
fuzed | $42.80 | $42.80 | 5/13/2010 7:01:44 PM |
wwwUniversal | $25.00 | $25.00 | 5/13/2010 11:15:05 PM |
cash-tiramisu | $25.09 | $25.09 | 5/13/2010 11:53:03 PM |
Learning2Lend | $27.22 | $27.22 | 5/14/2010 12:29:04 AM |
pfenness | $29.10 | $29.10 | 5/13/2010 11:14:44 PM |
market-pudding | $25.00 | $25.00 | 5/14/2010 1:27:53 AM |
p2p-mover0 | $25.00 | $25.00 | 5/14/2010 4:22:57 PM |
intelligent-yield | $25.00 | $25.00 | 5/14/2010 4:32:41 PM |
154 bids
|
Borrower Payment Dependent Notes Series
457583
This series of Notes was issued and sold upon the funding of the borrower loan #42571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-10-2010 |
|
Auction end date:
| May-16-2010 |
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $74.23 |
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 9m |
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 14 |
Occupation: | Executive |
Now delinquent:
| 0 |
Revolving credit balance:
| $14,426 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 4 | | | | |
Screen name:
| virtuous-integrity1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How will you use the loan proceeds? Thanks, - mbf2234
A:
To help pay for our wedding.
(May-14-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
bchen78875 | $25.00 | $25.00 | 5/10/2010 4:18:35 PM |
studious-bonus7 | $50.00 | $50.00 | 5/10/2010 4:21:31 PM |
the-profit-oracle | $25.00 | $25.00 | 5/10/2010 4:21:11 PM |
gold-disk | $100.00 | $100.00 | 5/10/2010 4:27:01 PM |
Bank_Of_XL | $25.00 | $25.00 | 5/10/2010 6:33:18 PM |
income-fortress | $25.00 | $25.00 | 5/11/2010 4:35:40 AM |
wealth-cub | $40.00 | $40.00 | 5/12/2010 12:02:03 AM |
EngineersAlliance | $75.00 | $75.00 | 5/11/2010 7:43:57 PM |
Little_Tuna_College_Fund | $50.00 | $50.00 | 5/11/2010 10:55:16 PM |
TakeCare | $100.00 | $100.00 | 5/12/2010 9:15:47 PM |
crdcteng | $25.00 | $25.00 | 5/13/2010 11:40:55 AM |
elvisloans | $25.00 | $25.00 | 5/13/2010 12:19:45 PM |
one-midas | $25.00 | $25.00 | 5/13/2010 6:24:01 PM |
FinanceEngine | $25.00 | $25.00 | 5/13/2010 8:18:56 PM |
market-pudding | $25.00 | $25.00 | 5/13/2010 11:09:38 PM |
nalaari | $46.75 | $46.75 | 5/14/2010 6:14:29 AM |
Easystreet | $25.00 | $25.00 | 5/14/2010 8:28:06 AM |
prohelper | $25.00 | $25.00 | 5/14/2010 4:32:45 PM |
Pu239 | $60.00 | $60.00 | 5/14/2010 5:21:40 PM |
victorcab | $25.00 | $25.00 | 5/14/2010 5:26:21 PM |
KTOWN | $42.21 | $42.21 | 5/14/2010 7:04:58 PM |
integrity-cowbell | $25.00 | $25.00 | 5/15/2010 4:23:23 AM |
capital-baron507 | $100.00 | $100.00 | 5/15/2010 7:43:16 AM |
flyboy21 | $25.00 | $25.00 | 5/15/2010 6:31:40 AM |
Ven58 | $25.00 | $25.00 | 5/15/2010 12:31:31 PM |
1SteelerFan | $30.00 | $30.00 | 5/15/2010 12:28:07 PM |
willinvest | $25.00 | $25.00 | 5/15/2010 7:06:54 PM |
Terapin0511 | $26.63 | $26.63 | 5/16/2010 5:22:46 AM |
Elevate2012 | $25.00 | $25.00 | 5/15/2010 9:14:12 PM |
Kerrysbay | $50.00 | $50.00 | 5/16/2010 12:22:55 AM |
Dirty637 | $25.00 | $25.00 | 5/16/2010 12:59:12 PM |
HermanstadtKid | $30.00 | $30.00 | 5/16/2010 1:36:54 PM |
worth-arch | $25.00 | $25.00 | 5/10/2010 4:21:58 PM |
PRGuyinVA | $25.00 | $25.00 | 5/10/2010 4:26:48 PM |
generous-deal6 | $25.00 | $25.00 | 5/10/2010 4:22:26 PM |
castleman | $25.00 | $14.41 | 5/10/2010 4:27:33 PM |
DasMula | $25.00 | $25.00 | 5/11/2010 7:39:59 AM |
FoosMaster | $25.00 | $25.00 | 5/11/2010 11:21:08 AM |
euphoria8 | $25.00 | $25.00 | 5/11/2010 10:31:47 AM |
Little_Tuna_College_Fund | $50.00 | $50.00 | 5/11/2010 10:55:37 PM |
twtb19 | $25.00 | $25.00 | 5/14/2010 7:07:32 AM |
stephen_c01 | $25.00 | $25.00 | 5/14/2010 9:35:28 AM |
mammalian4 | $50.00 | $50.00 | 5/14/2010 4:32:17 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/14/2010 5:41:33 PM |
yons88 | $30.00 | $30.00 | 5/14/2010 8:34:40 PM |
compatible-diversification | $25.00 | $25.00 | 5/14/2010 7:47:36 PM |
scottr | $25.00 | $25.00 | 5/15/2010 12:02:54 AM |
p2p-mover0 | $25.00 | $25.00 | 5/15/2010 10:00:16 AM |
ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:58:14 PM |
mckhbnpc | $30.00 | $30.00 | 5/15/2010 7:21:55 PM |
wlm3012 | $25.00 | $25.00 | 5/15/2010 6:12:59 PM |
AKK1980 | $25.00 | $25.00 | 5/15/2010 11:32:47 PM |
FOFagent1 | $200.00 | $200.00 | 5/16/2010 11:15:19 AM |
53 bids
|
Borrower Payment Dependent Notes Series
457841
This series of Notes was issued and sold upon the funding of the borrower loan #42580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 16% |
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 11m |
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Executive |
Now delinquent:
| 1 |
Revolving credit balance:
| $204,864 | Stated income: | $75,000-$99,999 |
Amount delinquent:
| $400 |
Bankcard utilization:
| 99% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 5 | | | | |
Screen name:
| thrilling-contract4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to? pay off two credit cards that have a high interest rate
My financial situation:
I am a good candidate for this loan because I have a good credit rating and plan on paying off early
Monthly net income: $ 5,000
Monthly expenses: $
??Housing: $ 2,236.00
??Insurance: $ 117.00
??Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
shrewd-peace7 | $30.00 | $30.00 | 5/11/2010 4:37:26 PM |
reward-adventure | $30.00 | $30.00 | 5/11/2010 4:39:38 PM |
actvtrdr | $35.00 | $35.00 | 5/11/2010 4:39:48 PM |
DcUnited | $25.00 | $25.00 | 5/11/2010 4:40:27 PM |
RMB-Investments | $25.00 | $25.00 | 5/11/2010 4:46:06 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 4:43:02 PM |
rhin0cerx | $50.00 | $50.00 | 5/11/2010 4:40:09 PM |
autonomous-truth | $25.00 | $25.00 | 5/11/2010 4:49:43 PM |
festeringsnot | $25.00 | $25.00 | 5/11/2010 4:45:41 PM |
desertoasis | $25.00 | $25.00 | 5/11/2010 4:48:23 PM |
Speculator | $100.00 | $75.14 | 5/11/2010 5:09:13 PM |
wwwUniversal | $25.00 | $25.00 | 5/14/2010 6:29:28 AM |
Unitas4302 | $41.20 | $41.20 | 5/14/2010 3:48:43 AM |
irrelevant | $25.00 | $25.00 | 5/14/2010 9:54:31 AM |
ihelpunow | $50.00 | $50.00 | 5/14/2010 10:04:12 PM |
Bob450 | $40.00 | $40.00 | 5/15/2010 10:32:32 PM |
Land_on_your_feet | $32.56 | $32.56 | 5/16/2010 5:22:29 PM |
attractive-value | $25.00 | $25.00 | 5/16/2010 9:35:59 PM |
velocity-flag | $25.00 | $25.00 | 5/17/2010 7:09:42 AM |
LeoBUSIIT | $25.00 | $25.00 | 5/17/2010 7:41:13 AM |
Loanstou | $50.10 | $50.10 | 5/17/2010 6:39:09 PM |
goodhearted-basis4 | $25.00 | $25.00 | 5/17/2010 6:26:42 PM |
dano1965 | $50.00 | $50.00 | 5/18/2010 6:11:34 AM |
PotBellyPete | $25.00 | $25.00 | 5/18/2010 7:02:36 AM |
prominence8 | $25.00 | $25.00 | 5/18/2010 7:54:41 AM |
social-zebra | $25.00 | $25.00 | 5/18/2010 7:24:02 AM |
worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:41 PM |
yeti888 | $25.00 | $25.00 | 5/11/2010 4:39:12 PM |
JGB | $25.00 | $25.00 | 5/11/2010 4:39:54 PM |
payment-gusto | $25.00 | $25.00 | 5/11/2010 4:38:24 PM |
orderly-leverage | $30.00 | $30.00 | 5/11/2010 4:39:42 PM |
life-is-great | $25.00 | $25.00 | 5/11/2010 4:42:20 PM |
personal-lender | $25.00 | $25.00 | 5/11/2010 4:40:02 PM |
Comoparklender | $25.00 | $25.00 | 5/11/2010 4:47:16 PM |
Rattlehead | $25.00 | $25.00 | 5/11/2010 4:40:15 PM |
commerce-voyager | $25.00 | $25.00 | 5/11/2010 4:44:41 PM |
tntmojave | $25.00 | $25.00 | 5/11/2010 4:45:08 PM |
inspiring-reward | $150.00 | $150.00 | 5/11/2010 4:45:36 PM |
Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:49 PM |
AF-Chief | $28.00 | $28.00 | 5/11/2010 4:48:57 PM |
TakeCare | $50.00 | $50.00 | 5/13/2010 10:00:56 AM |
finance-prescription | $44.07 | $44.07 | 5/13/2010 8:29:47 PM |
interstellar | $50.00 | $50.00 | 5/14/2010 10:07:53 PM |
s270 | $50.00 | $50.00 | 5/15/2010 12:49:32 PM |
ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:59:15 PM |
wlm3012 | $25.00 | $25.00 | 5/16/2010 9:12:28 AM |
intelligent-yield | $25.00 | $25.00 | 5/17/2010 4:46:42 PM |
StreetJustice | $100.00 | $100.00 | 5/17/2010 5:23:58 PM |
ryanhere | $25.00 | $25.00 | 5/17/2010 6:30:39 PM |
thenewkaisersoze | $25.00 | $25.00 | 5/17/2010 8:06:50 PM |
S-Master | $25.00 | $25.00 | 5/18/2010 9:13:15 AM |
SDD123 | $25.00 | $25.00 | 5/18/2010 12:34:54 PM |
c_justin | $25.00 | $25.00 | 5/18/2010 12:42:55 PM |
newiowa77 | $28.00 | $28.00 | 5/18/2010 1:42:50 PM |
b-rent | $25.00 | $25.00 | 5/18/2010 2:44:54 PM |
Leshan | $25.00 | $25.00 | 5/18/2010 3:23:09 PM |
Reliance_Banker | $25.00 | $25.00 | 5/18/2010 4:05:57 PM |
UBOtto186 | $35.93 | $35.93 | 5/18/2010 3:23:12 PM |
aquistoyraul | $25.00 | $25.00 | 5/18/2010 4:20:18 PM |
59 bids
|
Borrower Payment Dependent Notes Series
457925
This series of Notes was issued and sold upon the funding of the borrower loan #42575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-11-2010 |
|
Auction end date:
| May-18-2010 |
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $187.58 |
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $187.58 |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 103% |
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 0m |
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
Now delinquent:
| 0 |
Revolving credit balance:
| $24,026 | Stated income: | $1-$24,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| invincible-market5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business expansion
Purpose of loan:
This loan will be used to expand my medical transcription business to include a dial-in system for clients.? We also want to expand by adding medical billing to our services.
My financial situation:
I always pay my financial obligations early or on time, always with an escalated payment so that loans are paid off as early as possible.? The debt/income ratio above does not take into account my wife's salary of $60,000 due to Prosper's guidelines for reporting income.? Our combined monthly income is 6500.00 and our
expenses are housing 1600, food 400, utilities 150, cable/internet 125,
car
400, ins 100, credit card/student loan 2000, savings 500,
clothing/entertainment 200. We have money in savings, but want to leave
that
cushion for emergencies.
The dial-in system we want to add is a system that allows a physician to
dial a phone number
to access a computer server in our office to dictate their notes.
Several
physicians we have contacted regarding transcription services have asked
for
this service rather than use digital recorders. We currently have 10
clients,
with 3 more pending the dial-in service. This will create jobs for
another 10
MTs across the US.
We are very anxious to make this expansion and thank you sincerely for your kind support of our business venture.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
studious-bonus7 | $50.00 | $50.00 | 5/11/2010 4:38:14 PM |
PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:42:04 PM |
seabass123 | $25.00 | $25.00 | 5/11/2010 4:44:34 PM |
castleman | $25.00 | $25.00 | 5/11/2010 4:42:25 PM |
trustworthy-fairness | $50.00 | $50.00 | 5/11/2010 4:45:29 PM |
hrubinst | $25.00 | $25.00 | 5/11/2010 4:42:35 PM |
interest-jedi0 | $50.00 | $50.00 | 5/11/2010 4:42:55 PM |
gold-conga | $25.00 | $25.00 | 5/11/2010 4:46:19 PM |
Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:42 PM |
integrity-doctor | $100.00 | $100.00 | 5/11/2010 4:49:41 PM |
the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 4:50:52 PM |
DcUnited | $25.00 | $25.00 | 5/11/2010 4:50:57 PM |
balanced-bill7 | $100.00 | $100.00 | 5/11/2010 4:51:03 PM |
the-profit-oracle | $25.00 | $25.00 | 5/11/2010 4:47:30 PM |
FinDoc | $25.00 | $25.00 | 5/11/2010 5:02:24 PM |
loan-kung-fu | $50.00 | $50.00 | 5/11/2010 5:02:33 PM |
syounker | $25.00 | $25.00 | 5/11/2010 4:50:28 PM |
ommcd | $25.00 | $25.00 | 5/11/2010 4:50:36 PM |
psztnrw | $100.00 | $100.00 | 5/11/2010 4:50:55 PM |
loanfairy | $25.00 | $25.00 | 5/11/2010 4:50:59 PM |
SDNLR | $25.00 | $25.00 | 5/11/2010 5:09:08 PM |
objective-investor | $100.00 | $100.00 | 5/11/2010 4:51:05 PM |
Bobafet | $25.00 | $25.00 | 5/11/2010 4:59:39 PM |
powerful-finance7 | $25.00 | $25.00 | 5/11/2010 5:03:58 PM |
bonFire8 | $25.00 | $25.00 | 5/11/2010 5:09:04 PM |
AlexTrep | $25.00 | $25.00 | 5/11/2010 8:04:33 PM |
_wally_ | $50.00 | $50.00 | 5/11/2010 4:50:44 PM |
greeninspirit | $25.00 | $25.00 | 5/11/2010 4:50:53 PM |
Fiimg | $50.00 | $50.00 | 5/11/2010 6:59:07 PM |
thorough-exchange4 | $25.00 | $25.00 | 5/11/2010 4:51:01 PM |
VeedonFleece | $25.00 | $25.00 | 5/11/2010 9:13:54 PM |
Snowflake6515 | $25.00 | $25.00 | 5/11/2010 7:18:53 PM |
top-silver-american | $25.00 | $25.00 | 5/11/2010 5:04:06 PM |
zeraphm | $25.00 | $25.00 | 5/11/2010 5:04:09 PM |
philosopher4 | $25.00 | $25.00 | 5/11/2010 5:04:13 PM |
Midwestvalues | $100.00 | $100.00 | 5/11/2010 5:04:15 PM |
erowis | $25.00 | $25.00 | 5/12/2010 3:52:12 AM |
chestnut4 | $25.00 | $25.00 | 5/12/2010 4:44:03 AM |
Mark-O-Polo | $25.00 | $25.00 | 5/12/2010 4:50:15 AM |
SimpleChoice | $25.00 | $25.00 | 5/12/2010 5:34:01 AM |
alexstar | $25.00 | $25.00 | 5/11/2010 10:04:42 PM |
happyinvallarta | $50.00 | $50.00 | 5/12/2010 5:44:04 AM |
jaynlana | $25.00 | $25.00 | 5/12/2010 5:54:45 AM |
sensible-community1 | $25.00 | $25.00 | 5/12/2010 4:14:40 AM |
business_savvy | $49.00 | $49.00 | 5/11/2010 7:40:37 PM |
orange-preeminant-bill | $100.00 | $100.00 | 5/12/2010 5:34:00 AM |
RMB-Investments | $25.00 | $25.00 | 5/12/2010 5:44:03 AM |
line6owner | $36.00 | $36.00 | 5/11/2010 8:09:52 PM |
wanna-help | $25.00 | $25.00 | 5/12/2010 5:44:00 AM |
a-finance-nirvana | $25.00 | $25.00 | 5/12/2010 5:49:14 AM |
Katburg | $31.08 | $4.67 | 5/12/2010 8:00:05 AM |
lefty756 | $25.00 | $25.00 | 5/12/2010 2:21:55 PM |
Alittleluck | $50.00 | $50.00 | 5/12/2010 5:50:57 PM |
The_Loan_Runner | $25.00 | $25.00 | 5/13/2010 7:15:27 AM |
sunfan | $25.00 | $25.00 | 5/13/2010 11:06:42 AM |
natural-affluence4 | $25.00 | $25.00 | 5/13/2010 12:10:12 PM |
quetal | $100.00 | $100.00 | 5/13/2010 4:32:34 PM |
psalms6612 | $25.00 | $25.00 | 5/13/2010 6:06:09 PM |
Borhino | $25.00 | $25.00 | 5/13/2010 8:28:17 PM |
Loan2save | $25.00 | $25.00 | 5/14/2010 3:59:00 AM |
mbf2234 | $25.00 | $25.00 | 5/14/2010 5:56:39 AM |
rockhound84 | $25.00 | $25.00 | 5/14/2010 6:49:20 AM |
tooflets | $26.00 | $26.00 | 5/14/2010 1:37:26 PM |
mammalian4 | $50.00 | $50.00 | 5/14/2010 4:20:53 PM |
drtxmac | $25.00 | $25.00 | 5/14/2010 6:13:34 PM |
exuberant-loot | $50.00 | $50.00 | 5/14/2010 6:12:04 PM |
Anamorph | $25.00 | $25.00 | 5/14/2010 11:31:39 PM |
BeaufortBill | $50.00 | $50.00 | 5/15/2010 5:23:50 AM |
hawk357 | $30.00 | $30.00 | 5/15/2010 7:48:34 AM |
cash-tent | $25.00 | $25.00 | 5/16/2010 3:00:52 PM |
himanshuko | $25.00 | $25.00 | 5/17/2010 7:45:58 AM |
ToloUSN | $50.00 | $50.00 | 5/17/2010 8:59:07 AM |
Tsnark | $25.00 | $25.00 | 5/17/2010 9:34:17 PM |
flipnsf | $25.00 | $25.00 | 5/18/2010 7:36:08 AM |
uafedu | $50.00 | $50.00 | 5/18/2010 12:07:53 AM |
OzGuy609 | $25.00 | $25.00 | 5/18/2010 11:25:26 AM |
worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:31 PM |
generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:01 PM |
gold-disk | $100.00 | $100.00 | 5/11/2010 4:42:12 PM |
JGB | $25.00 | $25.00 | 5/11/2010 4:42:51 PM |
ichibon | $75.00 | $75.00 | 5/11/2010 4:44:16 PM |
kind-adventurous-finance | $25.00 | $25.00 | 5/11/2010 4:48:27 PM |
Dap2005 | $25.00 | $25.00 | 5/11/2010 4:45:51 PM |
Marathoner | $25.00 | $25.00 | 5/11/2010 4:50:40 PM |
community-saver0 | $25.00 | $25.00 | 5/11/2010 4:50:47 PM |
ddog0224 | $25.00 | $25.00 | 5/11/2010 4:50:59 PM |
Avala | $50.00 | $50.00 | 5/11/2010 4:42:38 PM |
dinero-speaker | $25.00 | $25.00 | 5/11/2010 4:42:45 PM |
funds-finder8 | $25.00 | $25.00 | 5/11/2010 5:01:44 PM |
dschaaf | $25.00 | $25.00 | 5/11/2010 5:02:40 PM |
GElender | $27.11 | $27.11 | 5/11/2010 5:03:08 PM |
kmr2 | $250.00 | $250.00 | 5/11/2010 5:04:10 PM |
Panna | $25.00 | $25.00 | 5/11/2010 4:49:25 PM |
Composure1 | $50.00 | $50.00 | 5/11/2010 5:04:24 PM |
delicious-social132 | $25.00 | $25.00 | 5/11/2010 4:50:16 PM |
radforj22 | $25.00 | $25.00 | 5/11/2010 4:50:42 PM |
jrbill1998 | $50.00 | $50.00 | 5/11/2010 4:50:51 PM |
Comoparklender | $30.00 | $30.00 | 5/11/2010 4:50:55 PM |
GiantAardvark | $25.00 | $25.00 | 5/11/2010 4:51:02 PM |
macgeek | $50.00 | $50.00 | 5/11/2010 5:02:16 PM |
finance-prescription | $100.00 | $100.00 | 5/11/2010 5:02:22 PM |
catfishst | $25.00 | $25.00 | 5/11/2010 5:59:07 PM |
thespindoctor | $25.00 | $25.00 | 5/11/2010 7:39:51 PM |
life-is-great | $25.00 | $25.00 | 5/11/2010 4:50:33 PM |
durability-exchanger | $25.00 | $25.00 | 5/11/2010 4:50:50 PM |
Banker7371 | $25.00 | $25.00 | 5/11/2010 4:50:54 PM |
fishintime | $25.00 | $25.00 | 5/11/2010 4:50:58 PM |
unassassinable | $25.00 | $25.00 | 5/11/2010 4:51:04 PM |
Ready2Loan | $25.00 | $25.00 | 5/11/2010 7:39:50 PM |
Havana21 | $50.00 | $50.00 | 5/11/2010 5:02:36 PM |
money2k | $25.00 | $25.00 | 5/11/2010 8:04:16 PM |
Woodworker57 | $25.00 | $25.00 | 5/12/2010 12:34:34 AM |
funds-rascal | $50.00 | $50.00 | 5/11/2010 5:03:57 PM |
heroic-return5 | $25.00 | $25.00 | 5/11/2010 5:29:01 PM |
investor7257 | $25.00 | $25.00 | 5/12/2010 5:43:59 AM |
108lender | $50.00 | $50.00 | 5/11/2010 10:59:40 PM |
srgriff | $25.00 | $25.00 | 5/12/2010 7:59:24 AM |
famous-hope | $25.00 | $25.00 | 5/11/2010 8:09:37 PM |
steiglends | $58.12 | $58.12 | 5/11/2010 8:09:53 PM |
rider350 | $25.00 | $25.00 | 5/11/2010 8:39:04 PM |
SpotLending | $25.00 | $25.00 | 5/11/2010 9:38:38 PM |
nunnie | $25.00 | $25.00 | 5/12/2010 7:44:53 AM |
lendme2 | $25.06 | $25.06 | 5/12/2010 12:35:17 AM |
Aegean | $25.00 | $25.00 | 5/12/2010 5:09:01 AM |
Theboof | $25.00 | $25.00 | 5/12/2010 5:58:59 AM |
inventive-wealth2 | $25.00 | $25.00 | 5/12/2010 7:08:59 AM |
Cash4U2also | $50.00 | $50.00 | 5/12/2010 7:15:54 PM |
elbereth | $50.00 | $50.00 | 5/13/2010 11:18:46 AM |
Deshy | $25.00 | $25.00 | 5/13/2010 12:54:15 PM |
market-pudding | $25.00 | $25.00 | 5/14/2010 1:29:31 AM |
colorfulgardener | $25.00 | $25.00 | 5/14/2010 5:52:50 PM |
Branch95 | $25.00 | $25.00 | 5/15/2010 9:02:36 AM |
geneva1 | $39.04 | $39.04 | 5/15/2010 12:41:55 PM |
geneva1 | $50.00 | $50.00 | 5/15/2010 12:37:44 PM |
quetal | $50.00 | $50.00 | 5/15/2010 4:52:58 PM |
TakeCare | $25.00 | $25.00 | 5/16/2010 1:05:01 PM |
sprinkler5 | $25.00 | $25.00 | 5/16/2010 8:31:46 PM |
deepclear | $50.00 | $50.00 | 5/17/2010 9:11:11 AM |
FloridaBookie | $25.00 | $25.00 | 5/17/2010 2:10:14 PM |
wwwUniversal | $25.00 | $25.00 | 5/17/2010 4:17:59 PM |
lucrative-coin | $50.00 | $50.00 | 5/17/2010 6:14:48 PM |
realwopr | $25.00 | $25.00 | 5/17/2010 7:09:18 PM |
rockhound84 | $25.00 | $25.00 | 5/18/2010 7:23:02 AM |
cashasaurus0 | $100.00 | $100.00 | 5/18/2010 5:30:39 AM |
big-lendin | $100.00 | $100.00 | 5/18/2010 6:37:57 AM |
billybragg | $25.00 | $25.00 | 5/18/2010 2:01:42 PM |
rsd4444 | $25.00 | $25.00 | 5/18/2010 2:58:34 PM |
147 bids
|
Borrower Payment Dependent Notes Series
457977
This series of Notes was issued and sold upon the funding of the borrower loan #42572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-12-2010 |
|
Auction end date:
| May-19-2010 |
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 37.40% |
Final monthly payment:
| $113.02 |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 21.01% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 37% |
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
Enhanced (1-5): | 2 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 3m |
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
Now delinquent:
| 1 |
Revolving credit balance:
| $38,094 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $103 |
Bankcard utilization:
| 98% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| jason1909 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2009)
660-679
(Jun-2007)
|
Principal balance:
| $449.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
New Puppy Veterinary Hospital Bill
Purpose of loan:
This loan will be used to pay for Veterinary hospital bills recently accrued for my newly adopted puppy Taco.??Taco was adopted from a local branch of our Humane Society on Saturday April 24th. ?In the coming days we started to notice that he wasn?t acting himself and was not being nearly as playful as he was when we brought him home.? On Wednesday April 28th, my girlfriend and I noticed that?Taco had thrown up excessively throughout the day while we were at work.? The following day, we took him to our local vet who could only give him a shot for hydration.? The lethargy, vomiting and diarrhea continued on Thursday the 29th and Friday the 30th.? On Saturday May 1st, we took?Taco to the Animal Hospital where he was quickly diagnosed with Parvo.? Parvo is a very serious virus that in some cases can kill small pups.? The vet told us that due to the fact that the virus is so contagious,?Taco would have to remain in the hospital indefinitely.? My girlfriend and I decided to allow them to keep?Taco for treatment.? On May 5th, after 5 days in the hospital, we were finally given the good news and were allowed to bring?Taco home.? Unfortunately, this was a very costly stay for?Taco and the bill quickly ran up to over $2000 in total.???At this point, it?s going to be very difficult for us to pay this balance in full in the next few months which is why I came here to request assistance from the kind people on prosper.? If needed or requested, I am willing to provide receipts for the entire hospital stay in an electronic format, fax format or mailed format?to anyone who requests them.? The very good news to come from this is that?Taco has steadily gotten better each day and is now getting back to his puppy form!
My financial situation:
I am a good candidate for this loan because?despite my HR rating, I am very responsible when it comes to paying my bills.? A look at my?payment history over the years will prove this. My score is HR because my debt to income ratio is higher than it should be due to purchases I have made over the years.? I?am on the verge of paying off another prosper loan on July 5th.? I have been current on each monthly payment and feel great knowing that I fulfilled my obligation to the people of prosper who helped me out tremendously.?
Monthly net household income: $3872
Monthly expenses:
Housing: $?735?
Insurance: $?80??
Car expenses: $?100??
Utilities: $?80??
Phone, cable, internet: $ 250??
Food, entertainment: $?300??
Clothing, household expenses $ 200??
Credit cards and other loans: $?600
Existing Prosper?Loan: $226.12?(Will be paid in full on 7/5/2010)?
Other expenses: $ 200?
Total after bills: $1100
Total after bills as of 7/5/2010: $1327
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
shawnw2 | $267.51 | $267.51 | 5/17/2010 3:06:24 AM |
SNH | $50.00 | $50.00 | 5/17/2010 4:45:18 PM |
jhouman | $25.00 | $25.00 | 5/17/2010 5:23:39 PM |
marybennet | $25.00 | $25.00 | 5/18/2010 12:13:59 AM |
MrDance123 | $30.00 | $30.00 | 5/18/2010 9:55:54 AM |
TakeCare | $30.00 | $30.00 | 5/18/2010 2:07:14 PM |
FASTIZIO_P | $25.00 | $25.00 | 5/18/2010 2:14:36 PM |
realtormoises | $25.00 | $25.00 | 5/18/2010 4:46:05 PM |
Aberdeen | $400.00 | $400.00 | 5/18/2010 4:55:49 PM |
Aberdeen | $400.00 | $400.00 | 5/18/2010 4:58:05 PM |
Bob450 | $40.00 | $40.00 | 5/18/2010 7:30:20 PM |
weezy22 | $28.00 | $20.81 | 5/18/2010 5:53:41 PM |
MilitaryLending | $25.00 | $25.00 | 5/18/2010 8:07:44 PM |
bid-caballero | $30.00 | $30.00 | 5/18/2010 6:39:09 PM |
blitzen40 | $25.00 | $25.00 | 5/18/2010 8:00:12 PM |
kevlar | $25.00 | $25.00 | 5/18/2010 11:11:50 PM |
triumph246 | $25.00 | $25.00 | 5/19/2010 3:18:27 AM |
boodo | $122.00 | $122.00 | 5/12/2010 8:09:53 PM |
Unitas4302 | $300.00 | $300.00 | 5/14/2010 3:55:32 AM |
big_balla | $25.00 | $25.00 | 5/16/2010 1:10:43 AM |
PXM-Financial | $40.00 | $40.00 | 5/17/2010 1:08:02 PM |
Tono | $25.00 | $25.00 | 5/17/2010 4:59:23 PM |
Kash2010lu | $25.00 | $25.00 | 5/17/2010 7:09:22 PM |
LeoBUSIIT | $25.00 | $25.00 | 5/18/2010 6:58:06 AM |
mrxtravis | $59.68 | $59.68 | 5/18/2010 8:57:54 AM |
shawnw2 | $60.00 | $60.00 | 5/18/2010 1:29:47 PM |
Moe87 | $25.00 | $25.00 | 5/18/2010 7:30:05 PM |
YoungTaxMan | $250.00 | $250.00 | 5/18/2010 8:07:30 PM |
RugbyFan | $25.00 | $25.00 | 5/19/2010 5:31:10 AM |
wlm3012 | $25.00 | $25.00 | 5/19/2010 6:56:49 AM |
mutual-benefit | $25.00 | $25.00 | 5/19/2010 4:37:45 AM |
31 bids
|
Borrower Payment Dependent Notes Series
458215
This series of Notes was issued and sold upon the funding of the borrower loan #42583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-13-2010 |
|
Auction end date:
| May-14-2010 |
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $79.73 |
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $79.73 |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores:
| |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 29% |
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Student - College S... |
Now delinquent:
| 0 |
Revolving credit balance:
| $9,960 | Stated income: | $25,000-$49,999 |
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
Delinquencies in last 7y:
| 0 | | | | |
Screen name:
| decisive-truth2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for rent til F/T work starts
The purpose of this loan is to pay for rent until my full time job at the hospital starts at the beginning of June. This loan will be used to pay for rent, food and bills. My Financial Aid covered the school year but there is a gap between the end of the school year and the time I am allowed to start work at the hospital. I am a good candidate for this loan because I pay my bills on time and am about to graduate from Johns Hopkins School of Nursing and I will be a full-time nurse.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
kenji4861 | $50.00 | $50.00 | 5/13/2010 4:56:57 PM |
authoritative-capital | $25.00 | $25.00 | 5/13/2010 4:57:32 PM |
TheMan | $25.00 | $25.00 | 5/13/2010 4:58:18 PM |
thorough-exchange4 | $40.00 | $40.00 | 5/13/2010 4:57:52 PM |
mlopez2007 | $50.00 | $50.00 | 5/13/2010 4:58:01 PM |
credit-scout7 | $30.00 | $30.00 | 5/13/2010 5:00:06 PM |
meenan | $25.00 | $25.00 | 5/13/2010 5:00:47 PM |
life-is-great | $25.00 | $25.00 | 5/13/2010 4:58:14 PM |
Daneistes | $100.00 | $100.00 | 5/13/2010 5:00:53 PM |
studious-bonus7 | $50.00 | $50.00 | 5/13/2010 4:58:25 PM |
DukSerduk | $25.00 | $25.00 | 5/13/2010 5:01:08 PM |
JGB | $25.00 | $25.00 | 5/13/2010 5:01:14 PM |
interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:01:18 PM |
generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:58:53 PM |
afotherg | $25.00 | $25.00 | 5/13/2010 5:01:37 PM |
kulender | $25.00 | $25.00 | 5/13/2010 5:01:10 PM |
GeorgiaGator | $50.00 | $50.00 | 5/13/2010 5:01:46 PM |
harty | $60.00 | $60.00 | 5/13/2010 5:00:12 PM |
dinero-speaker | $25.00 | $25.00 | 5/13/2010 5:02:53 PM |
investment-network | $25.00 | $25.00 | 5/13/2010 5:03:16 PM |
gold-disk | $100.00 | $100.00 | 5/13/2010 5:02:05 PM |
_wally_ | $50.00 | $50.00 | 5/13/2010 5:03:38 PM |
castleman | $25.00 | $25.00 | 5/13/2010 5:02:16 PM |
tntmojave | $25.00 | $25.00 | 5/13/2010 5:04:04 PM |
payout-paladin0 | $25.00 | $25.00 | 5/13/2010 5:04:22 PM |
syounker | $25.00 | $25.00 | 5/13/2010 5:04:15 PM |
hrubinst | $25.00 | $25.00 | 5/13/2010 5:02:34 PM |
lovelongandprosper | $50.00 | $50.00 | 5/13/2010 5:04:41 PM |
the-profit-oracle | $25.00 | $25.00 | 5/13/2010 5:05:15 PM |
locofuego | $50.00 | $50.00 | 5/13/2010 5:06:11 PM |
power-defender7 | $25.00 | $25.00 | 5/13/2010 5:03:34 PM |
seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:46 PM |
Orbits | $25.00 | $25.00 | 5/13/2010 5:04:37 PM |
steady-gain5 | $25.00 | $25.00 | 5/13/2010 5:05:59 PM |
loanfairy | $50.00 | $50.00 | 5/13/2010 5:06:24 PM |
e6400 | $50.00 | $50.00 | 5/13/2010 5:06:33 PM |
ChristopherHS | $25.00 | $25.00 | 5/13/2010 5:08:25 PM |
cloud8 | $26.74 | $26.74 | 5/13/2010 7:39:45 PM |
bondhedger | $25.00 | $25.00 | 5/13/2010 8:20:05 PM |
tekkie2412 | $25.00 | $25.00 | 5/13/2010 9:50:18 PM |
wise-cash-keeper | $25.93 | $25.93 | 5/14/2010 2:44:49 AM |
productive-finance | $25.00 | $25.00 | 5/14/2010 9:34:59 AM |
cash-merry-maker | $25.00 | $25.00 | 5/13/2010 4:57:31 PM |
meux99 | $25.00 | $25.00 | 5/13/2010 4:56:40 PM |
tender-integrity3 | $50.00 | $50.00 | 5/13/2010 4:56:44 PM |
worth-arch | $25.00 | $25.00 | 5/13/2010 4:58:33 PM |
golden-responsibility189 | $50.00 | $50.00 | 5/13/2010 4:58:05 PM |
Merganser | $25.00 | $25.00 | 5/13/2010 4:58:09 PM |
dharma1 | $25.00 | $25.00 | 5/13/2010 4:56:46 PM |
F16Pilot | $25.00 | $25.00 | 5/13/2010 4:58:45 PM |
radforj22 | $50.00 | $50.00 | 5/13/2010 4:57:55 PM |
Marathoner | $25.00 | $25.00 | 5/13/2010 5:00:19 PM |
evnagelist | $25.00 | $25.00 | 5/13/2010 5:00:24 PM |
GiantAardvark | $25.00 | $25.00 | 5/13/2010 5:01:31 PM |
delicious-social132 | $40.00 | $40.00 | 5/13/2010 5:00:38 PM |
hookUup | $25.00 | $25.00 | 5/13/2010 5:01:42 PM |
PRGuyinVA | $25.00 | $25.00 | 5/13/2010 5:01:53 PM |
truth-image | $50.00 | $50.00 | 5/13/2010 5:00:30 PM |
Avala | $50.00 | $50.00 | 5/13/2010 5:02:43 PM |
money-surge1 | $25.00 | $25.00 | 5/13/2010 5:01:24 PM |
Ivan2007 | $25.00 | $25.00 | 5/13/2010 5:03:23 PM |
active-market | $100.00 | $100.00 | 5/13/2010 5:03:42 PM |
platinum-rapture6 | $25.00 | $25.00 | 5/13/2010 5:03:58 PM |
kinetic-diversification | $50.00 | $50.00 | 5/13/2010 5:04:10 PM |
virtualbank | $25.00 | $25.00 | 5/13/2010 5:04:36 PM |
Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:21 PM |
Aegean | $25.00 | $25.00 | 5/13/2010 5:06:28 PM |
alaco | $25.00 | $25.00 | 5/13/2010 5:03:44 PM |
noble-power286 | $25.00 | $25.00 | 5/13/2010 5:06:04 PM |
autonomous-basis | $25.00 | $23.39 | 5/13/2010 5:06:40 PM |
the-bright-velocity | $25.00 | $25.00 | 5/13/2010 9:59:20 PM |
orbiter614 | $28.94 | $28.94 | 5/14/2010 2:45:38 AM |
72 bids
|