Sales Report:Supplement No. 199 dated May 18, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
451973
This series of Notes was issued and sold upon the funding of the borrower loan #42536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-07-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 31.80% |
Final borrower rate/APR:
| 32.80% / 35.22% |
Final monthly payment:
| $154.00 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.93% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 9m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 10 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $176 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| basis-emblem |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to? The purpose of this loan is to replace a septic tank, currently leaking, and to update my bathroom.
My financial situation:
I am a good candidate for this loan because? I'm planning to put my house on the market soon, I own it, no mortgage. I recently discovered that my septic tank has deteriorated and must be replaced, along with some cosmetic repairs, I will then be able to move forward. I have a great job, that I love, and that is secure even in this economy. Once my house is sold the loan will be paid off, earlier than the 3 years provided. I Thank you in advance for your consideration of a loan, and assure you all payments will be made on time.
?????????????????????????????????????????????????????????????????????? Sincerely, Kim
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $25.00 | $25.00 | 5/7/2010 10:46:10 PM |
| reflective-rupee | $350.00 | $350.00 | 5/9/2010 9:04:10 PM |
| dinero-broker | $50.00 | $50.00 | 5/10/2010 12:08:38 AM |
| twjh | $25.00 | $25.00 | 5/9/2010 7:39:02 PM |
| bankbuddy55 | $25.00 | $25.00 | 5/10/2010 7:29:44 PM |
| jpaulnyc | $25.00 | $25.00 | 5/10/2010 8:13:41 PM |
| historic-nickel | $35.00 | $35.00 | 5/11/2010 3:57:10 PM |
| Kqwik | $34.52 | $34.52 | 5/12/2010 10:47:15 AM |
| TakeCare | $50.00 | $50.00 | 5/12/2010 8:54:32 PM |
| finance-solo | $63.00 | $63.00 | 5/13/2010 5:31:32 AM |
| realtormoises | $25.00 | $25.00 | 5/13/2010 10:03:13 AM |
| loanman2007 | $50.00 | $50.00 | 5/13/2010 1:15:02 PM |
| orange-pound-party | $39.28 | $39.28 | 5/13/2010 7:46:50 PM |
| wildanne | $100.00 | $100.00 | 5/13/2010 7:59:14 PM |
| Lubava | $25.00 | $25.00 | 5/13/2010 7:34:09 PM |
| eboomer2611 | $25.00 | $25.00 | 5/13/2010 8:17:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/13/2010 11:02:10 PM |
| BigBizBuilder | $25.00 | $25.00 | 5/14/2010 1:15:51 AM |
| Legally_Blonde | $25.00 | $25.00 | 5/14/2010 4:38:11 AM |
| niq4soccer | $25.00 | $25.00 | 5/14/2010 5:22:06 AM |
| drb4ever | $25.00 | $25.00 | 5/14/2010 6:34:20 AM |
| carrinel | $52.00 | $52.00 | 5/14/2010 7:46:02 AM |
| loan-eagle9 | $25.00 | $25.00 | 5/14/2010 7:24:28 AM |
| Unitas4302 | $50.00 | $50.00 | 5/14/2010 4:07:33 AM |
| FundMaker | $25.00 | $25.00 | 5/14/2010 7:43:48 AM |
| sturdy-peace9 | $75.00 | $75.00 | 5/14/2010 8:22:03 AM |
| tcbmc | $25.00 | $25.00 | 5/14/2010 7:16:33 AM |
| Fromthebu | $25.00 | $25.00 | 5/14/2010 7:38:39 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 5/14/2010 9:09:20 AM |
| Legally_Blonde | $25.00 | $25.00 | 5/14/2010 11:32:06 AM |
| autonomous-truth | $100.00 | $100.00 | 5/14/2010 11:56:44 AM |
| lend42013 | $39.00 | $39.00 | 5/14/2010 12:04:11 PM |
| samseth | $50.00 | $50.00 | 5/14/2010 1:33:41 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 2:12:12 PM |
| DaddyBill | $25.00 | $25.00 | 5/14/2010 1:04:23 PM |
| friendinmoney | $25.00 | $25.00 | 5/14/2010 3:58:44 PM |
| brokerplus | $25.00 | $25.00 | 5/14/2010 4:05:10 PM |
| gold-cluster | $100.00 | $100.00 | 5/14/2010 2:37:24 PM |
| YoungTaxMan | $220.77 | $220.77 | 5/14/2010 1:18:26 PM |
| aquistoyraul | $25.00 | $25.00 | 5/14/2010 4:12:29 PM |
| rockhound84 | $25.00 | $25.00 | 5/14/2010 2:29:13 PM |
| back-scratchers | $25.00 | $25.00 | 5/14/2010 3:59:51 PM |
| money-fort | $25.00 | $25.00 | 5/14/2010 4:19:48 PM |
| marwadi-62 | $25.00 | $25.00 | 5/9/2010 5:00:42 PM |
| rooster63 | $69.53 | $69.53 | 5/9/2010 8:15:14 PM |
| Legally_Blonde | $25.00 | $25.00 | 5/10/2010 8:15:58 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:32:18 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:26:48 AM |
| alexgalt | $100.00 | $100.00 | 5/11/2010 9:05:38 PM |
| systematic-loan | $25.00 | $25.00 | 5/12/2010 9:03:37 AM |
| MilitaryLending | $50.01 | $50.01 | 5/12/2010 11:25:07 PM |
| simiray | $25.00 | $25.00 | 5/13/2010 9:28:34 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/13/2010 9:52:44 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/13/2010 10:52:26 AM |
| realtormoises | $25.00 | $25.00 | 5/13/2010 5:08:05 PM |
| thomas16882004 | $25.00 | $25.00 | 5/13/2010 7:10:12 PM |
| Kash2010lu | $25.00 | $25.00 | 5/13/2010 6:15:53 PM |
| circle | $111.00 | $111.00 | 5/13/2010 7:14:38 PM |
| micko | $25.00 | $25.00 | 5/13/2010 9:49:30 PM |
| draggon77 | $25.00 | $25.00 | 5/13/2010 9:53:33 PM |
| MSLendingLLC | $29.88 | $29.88 | 5/14/2010 4:53:04 AM |
| Leshan | $25.00 | $25.00 | 5/14/2010 7:46:41 AM |
| oreyedoc | $50.00 | $50.00 | 5/14/2010 7:42:28 AM |
| roguewinner | $28.76 | $28.76 | 5/14/2010 7:55:21 AM |
| jhernand17 | $25.00 | $25.00 | 5/14/2010 9:33:30 AM |
| EretzCapital | $25.00 | $25.00 | 5/14/2010 9:38:21 AM |
| debestof83 | $31.57 | $31.57 | 5/14/2010 10:27:09 AM |
| EA_Pokerking | $25.00 | $25.00 | 5/14/2010 11:07:32 AM |
| tigercat | $50.00 | $50.00 | 5/14/2010 11:16:27 AM |
| Bobusa | $25.00 | $25.00 | 5/14/2010 11:29:35 AM |
| Trekow | $25.13 | $25.13 | 5/14/2010 12:09:12 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/14/2010 12:02:35 PM |
| MilitaryLending | $39.93 | $39.93 | 5/14/2010 1:57:53 PM |
| investment-happiness | $100.00 | $100.00 | 5/14/2010 2:05:42 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 2:09:28 PM |
| ore-accord | $40.37 | $40.37 | 5/14/2010 12:10:20 PM |
| jtoms101 | $42.46 | $42.46 | 5/14/2010 2:15:48 PM |
| Sonihal | $51.00 | $51.00 | 5/14/2010 2:51:03 PM |
| JayIsABear | $25.00 | $25.00 | 5/14/2010 2:19:40 PM |
| Engineer44 | $25.00 | $21.79 | 5/14/2010 4:19:28 PM |
| 80 bids
|
Borrower Payment Dependent Notes Series
455841
This series of Notes was issued and sold upon the funding of the borrower loan #42522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 28.88% |
Starting borrower rate/APR:
| 29.88% / 32.26% |
Starting monthly payment:
| $105.96 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $101.06 |
| |
|
Auction yield range:
| 11.04% - 28.88% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 4m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,062 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 93% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| finance-safehouse2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off bills
My financial situation:
I am a good candidate for this loan because? i have a steady job with the Us Military
Monthly net income: $ 6,200
Monthly expenses: $?3,700
??Housing: $ 2,310
??Insurance: $ 135
??Car expenses: $ 602.76
??Utilities: $ 100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment:? $
??Clothing, household expenses?
??Credit cards and other loans:?400.00
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| satanichammy | $25.00 | $25.00 | 4/27/2010 9:21:47 AM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 9:56:40 AM |
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 9:42:26 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:42:46 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:04:29 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:02:51 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 10:07:07 AM |
| orderly-leverage | $30.00 | $30.00 | 4/27/2010 10:07:42 AM |
| ssh1983 | $25.00 | $25.00 | 4/27/2010 10:07:48 AM |
| deal-hickory5 | $25.00 | $25.00 | 4/27/2010 10:09:13 AM |
| reward-adventure | $30.00 | $30.00 | 4/27/2010 10:06:45 AM |
| secobarbital | $25.00 | $25.00 | 4/27/2010 10:09:46 AM |
| BBL | $25.00 | $25.00 | 4/27/2010 10:07:37 AM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 10:11:23 AM |
| desertoasis | $25.00 | $25.00 | 4/27/2010 10:08:25 AM |
| israel15 | $25.00 | $25.00 | 4/27/2010 10:08:48 AM |
| finance-prescription | $100.00 | $100.00 | 4/27/2010 10:12:02 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:08:59 AM |
| Zingaro | $25.00 | $25.00 | 4/27/2010 10:12:40 AM |
| fortytwo | $50.00 | $50.00 | 4/27/2010 10:12:52 AM |
| coin-equalizer2 | $25.00 | $25.00 | 4/27/2010 10:10:51 AM |
| MARWARISETH | $25.00 | $25.00 | 4/27/2010 10:11:15 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:12:20 AM |
| interest-griffin | $25.00 | $25.00 | 4/27/2010 10:05:49 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 10:06:51 AM |
| actvtrdr | $35.00 | $35.00 | 4/27/2010 10:07:57 AM |
| S-Master | $25.00 | $25.00 | 4/27/2010 10:16:46 AM |
| burrito6 | $25.00 | $25.00 | 4/27/2010 10:11:28 AM |
| bassman2 | $25.00 | $25.00 | 4/27/2010 10:11:42 AM |
| thedreamer | $25.00 | $25.00 | 4/27/2010 10:11:49 AM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 6:05:48 AM |
| frogperson | $150.00 | $150.00 | 4/27/2010 9:23:35 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 5/2/2010 9:25:52 PM |
| dano1965 | $25.00 | $25.00 | 5/3/2010 5:42:07 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/3/2010 8:43:29 AM |
| DasMula | $25.00 | $25.00 | 5/3/2010 3:34:57 PM |
| patriot384 | $100.00 | $100.00 | 5/3/2010 3:23:32 PM |
| serene-capital | $25.00 | $25.00 | 5/3/2010 5:05:30 PM |
| b2m80s | $25.00 | $25.00 | 4/27/2010 9:21:53 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:42:57 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/27/2010 9:37:28 AM |
| Comoparklender | $25.00 | $25.00 | 4/27/2010 9:50:26 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 9:55:16 AM |
| circuitfive | $25.00 | $25.00 | 4/27/2010 10:06:07 AM |
| copper | $30.00 | $30.00 | 4/27/2010 10:06:22 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 10:07:18 AM |
| Mantis75 | $25.00 | $25.00 | 4/27/2010 10:04:49 AM |
| gjh37 | $25.00 | $25.00 | 4/27/2010 10:08:07 AM |
| jrbill1998 | $50.00 | $50.00 | 4/27/2010 10:07:25 AM |
| nrowland | $25.00 | $25.00 | 4/27/2010 10:10:15 AM |
| jonbozeman | $25.00 | $25.00 | 4/27/2010 10:12:26 AM |
| lagnisiruk | $25.00 | $25.00 | 4/27/2010 10:12:46 AM |
| deegeeman | $50.00 | $50.00 | 4/27/2010 10:10:46 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 10:13:05 AM |
| Lam0nt | $25.00 | $25.00 | 4/27/2010 10:11:34 AM |
| global_microfinance | $25.00 | $25.00 | 4/27/2010 10:12:33 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/27/2010 10:06:36 AM |
| irrelevant | $25.00 | $25.00 | 4/27/2010 10:16:04 AM |
| Supernick | $25.00 | $25.00 | 4/27/2010 10:08:14 AM |
| kindness-percolator5 | $25.00 | $5.00 | 4/27/2010 10:13:12 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/27/2010 4:05:37 PM |
| wwwUniversal | $25.00 | $25.00 | 4/28/2010 12:47:49 PM |
| Gbrad88 | $50.00 | $50.00 | 4/28/2010 6:17:26 PM |
| scoobiedoo | $25.00 | $25.00 | 4/29/2010 5:53:24 PM |
| peso-miser | $25.00 | $25.00 | 5/2/2010 9:17:49 PM |
| ALFLoan | $25.00 | $25.00 | 5/3/2010 7:56:30 AM |
| glenium | $25.00 | $25.00 | 5/3/2010 11:13:24 AM |
| chocolatecookie | $25.00 | $25.00 | 5/3/2010 12:02:07 PM |
| PotBellyPete | $25.00 | $25.00 | 5/3/2010 1:07:30 PM |
| KLcapital | $35.00 | $35.00 | 5/3/2010 2:54:11 PM |
| credit-tornado689 | $100.00 | $100.00 | 5/3/2010 4:29:46 PM |
| dRatedOnly | $25.00 | $25.00 | 5/3/2010 5:11:04 PM |
| Bob450 | $40.00 | $40.00 | 5/3/2010 9:47:29 PM |
| wild-orange | $25.00 | $25.00 | 5/4/2010 12:37:40 AM |
| authentic-peace7 | $47.22 | $47.22 | 5/4/2010 7:26:21 AM |
| Orion7 | $29.78 | $29.78 | 5/4/2010 9:14:09 AM |
| credit-coach118 | $35.00 | $35.00 | 5/4/2010 9:03:19 AM |
| 77 bids
|
Borrower Payment Dependent Notes Series
457159
This series of Notes was issued and sold upon the funding of the borrower loan #42538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-06-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $185.56 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $185.56 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 7m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| imolaz31 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 5/6/2010 5:12:18 PM |
| income-fortress | $25.00 | $25.00 | 5/6/2010 5:13:57 PM |
| generous-deal6 | $25.00 | $25.00 | 5/6/2010 5:13:44 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/6/2010 5:19:50 PM |
| gold-disk | $100.00 | $100.00 | 5/6/2010 5:19:58 PM |
| dinero-speaker | $25.00 | $25.00 | 5/6/2010 5:20:56 PM |
| hrubinst | $25.00 | $25.00 | 5/6/2010 5:20:34 PM |
| prohelper | $50.00 | $50.00 | 5/6/2010 5:22:03 PM |
| psztnrw | $100.00 | $100.00 | 5/6/2010 5:21:28 PM |
| Comoparklender | $30.00 | $30.00 | 5/6/2010 5:20:10 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/6/2010 5:24:51 PM |
| JGB | $25.00 | $25.00 | 5/6/2010 5:21:01 PM |
| dschaaf | $25.00 | $25.00 | 5/6/2010 5:27:34 PM |
| Panna | $25.00 | $25.00 | 5/6/2010 5:28:32 PM |
| GElender | $50.00 | $50.00 | 5/6/2010 5:28:38 PM |
| skuba | $25.00 | $25.00 | 5/6/2010 5:23:43 PM |
| philosopher4 | $25.00 | $25.00 | 5/6/2010 5:24:27 PM |
| market-pudding | $25.00 | $25.00 | 5/6/2010 8:23:40 PM |
| treasure-bliss | $100.00 | $100.00 | 5/7/2010 4:29:17 AM |
| steiglends | $48.82 | $48.82 | 5/7/2010 9:45:07 AM |
| uncleubb | $25.00 | $25.00 | 5/7/2010 12:59:07 PM |
| shark8851 | $50.00 | $50.00 | 5/7/2010 8:59:10 PM |
| ommcd | $25.00 | $25.00 | 5/8/2010 6:04:08 AM |
| asdf9876 | $25.00 | $25.00 | 5/8/2010 1:09:09 PM |
| the-silver-blaster | $40.00 | $40.00 | 5/8/2010 5:24:03 PM |
| bountiful-bazaar | $25.00 | $25.00 | 5/9/2010 12:47:25 PM |
| LeReve | $250.00 | $250.00 | 5/9/2010 5:04:02 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/9/2010 12:49:35 PM |
| funnymoney1 | $25.00 | $25.00 | 5/9/2010 6:40:42 PM |
| 108lender | $25.00 | $25.00 | 5/9/2010 7:30:54 AM |
| syounker | $25.00 | $25.00 | 5/10/2010 9:04:16 AM |
| happyinvallarta | $50.00 | $50.00 | 5/10/2010 9:08:59 AM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 9:34:23 AM |
| _wally_ | $30.00 | $30.00 | 5/10/2010 12:56:23 PM |
| lokiswolf | $27.49 | $27.49 | 5/10/2010 2:19:16 PM |
| NorthernFunds | $25.00 | $25.00 | 5/10/2010 1:31:33 PM |
| jonn834 | $25.00 | $25.00 | 5/10/2010 2:35:47 PM |
| Cheburashka | $25.00 | $25.00 | 5/10/2010 2:46:26 PM |
| calm-deal7 | $25.00 | $25.00 | 5/10/2010 3:19:41 PM |
| madpinto21 | $26.65 | $26.65 | 5/10/2010 3:39:28 PM |
| br4444 | $25.00 | $25.00 | 5/10/2010 3:10:23 PM |
| greeninspirit | $25.00 | $25.00 | 5/10/2010 3:13:00 PM |
| Nothus | $25.00 | $25.00 | 5/10/2010 4:15:26 PM |
| g314 | $30.00 | $30.00 | 5/10/2010 3:19:19 PM |
| EPCapital | $25.00 | $25.00 | 5/10/2010 3:24:54 PM |
| finance-prescription | $29.22 | $29.22 | 5/10/2010 12:20:51 PM |
| lloyd_s | $25.00 | $25.00 | 5/10/2010 3:34:25 PM |
| ms48105 | $25.00 | $25.00 | 5/10/2010 3:34:42 PM |
| oldguybiker | $25.00 | $25.00 | 5/10/2010 3:50:24 PM |
| balanced-bill7 | $25.00 | $25.00 | 5/10/2010 3:53:17 PM |
| syberhat | $27.39 | $27.39 | 5/10/2010 3:59:03 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/10/2010 12:31:53 PM |
| helpinghand63 | $47.81 | $47.81 | 5/10/2010 4:05:56 PM |
| bowdish1 | $50.00 | $50.00 | 5/10/2010 2:20:22 PM |
| Havana21 | $25.00 | $25.00 | 5/10/2010 2:27:15 PM |
| marketplace-buckeye | $25.00 | $25.00 | 5/10/2010 3:11:35 PM |
| Casper00 | $25.00 | $25.00 | 5/10/2010 3:25:27 PM |
| stjules | $38.90 | $38.90 | 5/10/2010 3:34:15 PM |
| Eric15378 | $34.87 | $34.87 | 5/10/2010 4:16:00 PM |
| mtnsofutah | $25.00 | $25.00 | 5/11/2010 5:30:43 AM |
| bullwink27 | $25.00 | $25.00 | 5/11/2010 11:34:09 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/11/2010 3:17:26 PM |
| don8ter | $25.00 | $25.00 | 5/11/2010 3:54:44 PM |
| powerful-finance7 | $25.00 | $25.00 | 5/11/2010 3:04:48 PM |
| engaging-worth | $25.00 | $25.00 | 5/11/2010 5:02:28 PM |
| money2k | $25.00 | $25.00 | 5/11/2010 8:03:57 PM |
| social-zebra | $25.00 | $25.00 | 5/12/2010 10:24:03 AM |
| wwwUniversal | $25.00 | $25.00 | 5/12/2010 12:20:27 PM |
| investment-tempo | $50.00 | $50.00 | 5/12/2010 2:35:46 PM |
| iolaire | $25.00 | $25.00 | 5/12/2010 9:13:57 AM |
| Indy024 | $27.00 | $27.00 | 5/12/2010 1:35:44 PM |
| Shamrock731 | $28.70 | $28.70 | 5/12/2010 3:33:19 PM |
| bughead | $25.00 | $25.00 | 5/12/2010 9:03:21 PM |
| 1LendingSource | $25.00 | $25.00 | 5/12/2010 8:32:17 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/6/2010 5:12:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/6/2010 5:12:37 PM |
| worth-arch | $25.00 | $25.00 | 5/6/2010 5:13:02 PM |
| castleman | $25.00 | $25.00 | 5/6/2010 5:20:25 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/6/2010 5:21:06 PM |
| Avala | $50.00 | $50.00 | 5/6/2010 5:20:47 PM |
| community-saver0 | $25.00 | $25.00 | 5/6/2010 5:27:13 PM |
| Phantom99 | $25.00 | $25.00 | 5/6/2010 5:26:54 PM |
| autonomous-basis | $25.00 | $25.00 | 5/6/2010 5:50:41 PM |
| bchen78875 | $25.00 | $25.00 | 5/7/2010 12:29:28 AM |
| ichibon | $75.00 | $75.00 | 5/7/2010 3:19:49 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/7/2010 4:40:19 AM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 7:05:10 AM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 9:55:08 AM |
| famous-hope | $25.00 | $25.00 | 5/7/2010 3:47:12 PM |
| DcUnited | $25.00 | $25.00 | 5/7/2010 3:51:44 PM |
| integrity-doctor | $100.00 | $100.00 | 5/7/2010 2:11:13 PM |
| DadWarbucks | $25.00 | $25.00 | 5/7/2010 3:52:18 PM |
| Midwestvalues | $100.00 | $100.00 | 5/8/2010 9:54:26 AM |
| kmr2 | $43.80 | $43.80 | 5/8/2010 10:24:06 PM |
| trustu | $25.00 | $25.00 | 5/8/2010 9:59:02 AM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:39 AM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:12 PM |
| Dap2005 | $25.00 | $25.00 | 5/9/2010 9:34:02 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/10/2010 8:11:03 AM |
| gamp | $25.00 | $25.00 | 5/10/2010 9:34:33 AM |
| Dreams4Cash | $25.00 | $25.00 | 5/10/2010 10:54:04 AM |
| shrewd-peace7 | $25.00 | $25.00 | 5/10/2010 11:30:40 AM |
| alcyon | $25.00 | $25.00 | 5/10/2010 12:39:59 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 1:14:15 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 8:29:02 AM |
| sharkm | $25.96 | $25.96 | 5/10/2010 2:10:22 PM |
| snarp98 | $25.00 | $25.00 | 5/10/2010 1:08:06 PM |
| Davidson2 | $50.00 | $50.00 | 5/10/2010 9:09:17 AM |
| payout-paladin0 | $25.00 | $25.00 | 5/10/2010 9:34:16 AM |
| income-tamer | $25.00 | $25.00 | 5/10/2010 9:34:37 AM |
| ClearLake | $25.00 | $25.00 | 5/10/2010 2:55:03 PM |
| bxdoc | $36.53 | $36.53 | 5/10/2010 3:10:16 PM |
| Picopie | $50.00 | $50.00 | 5/10/2010 3:11:25 PM |
| Millmanator | $25.00 | $25.00 | 5/10/2010 3:19:11 PM |
| teller | $25.00 | $25.00 | 5/10/2010 3:19:43 PM |
| Aimvest | $25.00 | $25.00 | 5/10/2010 3:25:23 PM |
| Kulchar | $50.00 | $50.00 | 5/10/2010 3:59:14 PM |
| Katburg | $35.00 | $35.00 | 5/10/2010 3:00:47 PM |
| walabie | $25.00 | $25.00 | 5/10/2010 3:10:32 PM |
| narblark | $25.00 | $25.00 | 5/10/2010 4:15:48 PM |
| Dutchhunter | $32.53 | $32.53 | 5/10/2010 3:25:28 PM |
| dschless | $25.00 | $25.00 | 5/10/2010 3:34:46 PM |
| 34bcp23 | $25.00 | $25.00 | 5/10/2010 3:40:14 PM |
| tallmon | $25.00 | $25.00 | 5/10/2010 3:40:51 PM |
| dcdr23 | $25.00 | $25.00 | 5/10/2010 3:50:13 PM |
| BlackFred | $25.00 | $25.00 | 5/10/2010 3:51:01 PM |
| simpy | $25.00 | $25.00 | 5/10/2010 3:51:22 PM |
| r0b3m4n | $25.00 | $25.00 | 5/10/2010 3:59:18 PM |
| torion | $25.00 | $25.00 | 5/10/2010 4:06:00 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/10/2010 4:07:47 PM |
| SDNLR | $25.00 | $25.00 | 5/10/2010 2:54:33 PM |
| snappy | $27.61 | $27.61 | 5/10/2010 3:00:03 PM |
| del30 | $25.00 | $25.00 | 5/10/2010 3:19:10 PM |
| STLRacer | $25.00 | $25.00 | 5/10/2010 3:50:42 PM |
| Dakota98 | $50.00 | $50.00 | 5/10/2010 8:01:00 PM |
| mmckune | $25.00 | $25.00 | 5/11/2010 5:21:11 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:14:21 AM |
| Clambake | $30.23 | $30.23 | 5/11/2010 3:16:55 PM |
| jeffvee | $25.00 | $25.00 | 5/11/2010 4:06:47 PM |
| mistertao | $25.00 | $25.00 | 5/11/2010 4:21:08 PM |
| WeAlNe | $25.00 | $25.00 | 5/11/2010 5:03:56 PM |
| SNH | $50.00 | $50.00 | 5/11/2010 5:04:00 PM |
| e6400 | $50.00 | $50.00 | 5/12/2010 9:35:07 AM |
| bigphish | $25.00 | $25.00 | 5/12/2010 10:54:33 AM |
| TakeCare | $100.00 | $100.00 | 5/12/2010 8:47:39 PM |
| Onesiphorus | $25.00 | $1.49 | 5/12/2010 4:41:54 PM |
| 146 bids
|
Borrower Payment Dependent Notes Series
457217
This series of Notes was issued and sold upon the funding of the borrower loan #42541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,100.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-06-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $234.70 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $234.70 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 0m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,048 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| transparency-fan |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thorough-exchange4 | $25.00 | $25.00 | 5/6/2010 5:11:23 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/6/2010 5:12:08 PM |
| generous-deal6 | $25.00 | $25.00 | 5/6/2010 5:13:41 PM |
| income-fortress | $25.00 | $25.00 | 5/6/2010 5:13:59 PM |
| rate-mogul | $25.00 | $25.00 | 5/6/2010 5:14:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/6/2010 5:12:23 PM |
| Comoparklender | $30.00 | $30.00 | 5/6/2010 5:20:07 PM |
| finance-prescription | $100.00 | $100.00 | 5/6/2010 5:20:21 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/6/2010 5:21:04 PM |
| skuba | $25.00 | $25.00 | 5/6/2010 5:23:46 PM |
| hrubinst | $25.00 | $25.00 | 5/6/2010 5:20:36 PM |
| dinero-speaker | $25.00 | $25.00 | 5/6/2010 5:20:54 PM |
| Phantom99 | $25.00 | $25.00 | 5/6/2010 5:26:50 PM |
| psztnrw | $100.00 | $100.00 | 5/6/2010 5:21:24 PM |
| community-saver0 | $25.00 | $25.00 | 5/6/2010 5:27:10 PM |
| LendsToMomos | $25.00 | $25.00 | 5/6/2010 8:53:39 PM |
| market-pudding | $25.00 | $25.00 | 5/6/2010 8:23:40 PM |
| autonomous-basis | $25.00 | $25.00 | 5/6/2010 5:50:37 PM |
| Cheburashka | $25.00 | $25.00 | 5/7/2010 6:24:14 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/7/2010 4:40:15 AM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 7:05:13 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/7/2010 8:08:23 AM |
| SimpleChoice | $25.00 | $25.00 | 5/7/2010 9:36:47 AM |
| steiglends | $70.00 | $70.00 | 5/7/2010 9:45:05 AM |
| stollcm | $25.00 | $25.00 | 5/7/2010 10:35:17 AM |
| kmr2 | $25.00 | $25.00 | 5/7/2010 12:59:14 PM |
| 108lender | $157.53 | $157.53 | 5/7/2010 9:54:25 AM |
| Composure1 | $50.00 | $50.00 | 5/7/2010 3:50:04 PM |
| a-consummate-camaraderi | $45.35 | $45.35 | 5/7/2010 3:50:45 PM |
| drawseeker | $25.00 | $25.00 | 5/7/2010 3:51:58 PM |
| neutrino6 | $25.00 | $25.00 | 5/7/2010 4:15:41 PM |
| delicious-social132 | $25.00 | $25.00 | 5/7/2010 3:51:43 PM |
| Bank_Of_XL | $25.00 | $25.00 | 5/7/2010 2:19:07 PM |
| mcarm66 | $25.00 | $25.00 | 5/7/2010 2:54:01 PM |
| greeninspirit | $25.00 | $25.00 | 5/7/2010 3:48:20 PM |
| torion | $25.00 | $25.00 | 5/7/2010 3:50:10 PM |
| bchen78875 | $25.00 | $25.00 | 5/7/2010 3:50:49 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/7/2010 3:51:41 PM |
| shrewd-peace7 | $25.00 | $25.00 | 5/7/2010 3:52:09 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/7/2010 5:34:16 PM |
| DasMula | $25.00 | $25.00 | 5/7/2010 10:39:43 PM |
| sharp-coin8 | $25.00 | $25.00 | 5/7/2010 8:59:01 PM |
| shark8851 | $50.00 | $50.00 | 5/7/2010 8:59:08 PM |
| durability-exchanger | $25.00 | $25.00 | 5/8/2010 4:59:39 AM |
| Midwestvalues | $100.00 | $100.00 | 5/8/2010 9:54:24 AM |
| trustu | $25.00 | $25.00 | 5/8/2010 9:59:00 AM |
| NorthernFunds | $25.00 | $25.00 | 5/7/2010 11:39:16 PM |
| loot-funkmaster | $25.00 | $25.00 | 5/8/2010 1:04:14 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/9/2010 12:49:33 PM |
| inspiring-reward | $150.00 | $150.00 | 5/9/2010 10:04:04 AM |
| downbet | $50.00 | $50.00 | 5/8/2010 6:09:27 PM |
| Davidson2 | $50.00 | $50.00 | 5/9/2010 6:34:00 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/9/2010 8:09:00 PM |
| sensible-order2 | $25.00 | $25.00 | 5/9/2010 7:59:14 PM |
| loan-fate | $50.00 | $50.00 | 5/10/2010 4:14:04 AM |
| 3am-preacher | $25.00 | $25.00 | 5/10/2010 6:40:59 PM |
| stockpiler079 | $25.00 | $25.00 | 5/10/2010 7:06:26 PM |
| Johnab | $25.00 | $25.00 | 5/11/2010 7:57:17 PM |
| duty-monger | $50.00 | $50.00 | 5/12/2010 7:33:03 AM |
| simeonthewhale | $150.00 | $150.00 | 5/12/2010 5:38:00 AM |
| frogperson | $100.00 | $100.00 | 5/12/2010 4:21:13 PM |
| blissful-note7 | $25.00 | $25.00 | 5/12/2010 4:41:18 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 5/12/2010 9:20:12 PM |
| durability-colonel | $50.00 | $50.00 | 5/13/2010 2:41:22 AM |
| market-pudding | $25.00 | $25.00 | 5/13/2010 3:44:42 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/13/2010 7:02:28 AM |
| Leshan | $25.00 | $25.00 | 5/13/2010 8:42:54 AM |
| mercuriant | $25.00 | $25.00 | 5/13/2010 9:36:54 AM |
| psycardis | $25.00 | $25.00 | 5/13/2010 10:59:16 AM |
| mpatrick | $25.00 | $25.00 | 5/13/2010 2:03:32 PM |
| tnjohnso | $25.00 | $25.00 | 5/6/2010 5:11:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/6/2010 5:12:34 PM |
| worth-arch | $25.00 | $25.00 | 5/6/2010 5:12:59 PM |
| tntmojave | $25.00 | $25.00 | 5/6/2010 5:14:06 PM |
| gold-disk | $100.00 | $100.00 | 5/6/2010 5:19:55 PM |
| castleman | $25.00 | $25.00 | 5/6/2010 5:20:23 PM |
| Marathoner | $25.00 | $25.00 | 5/6/2010 5:20:19 PM |
| DcUnited | $25.00 | $25.00 | 5/6/2010 5:20:29 PM |
| JGB | $25.00 | $25.00 | 5/6/2010 5:21:00 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/6/2010 5:21:46 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/6/2010 5:24:46 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/6/2010 5:19:47 PM |
| philosopher4 | $25.00 | $25.00 | 5/6/2010 5:24:24 PM |
| Avala | $50.00 | $50.00 | 5/6/2010 5:20:44 PM |
| prohelper | $50.00 | $50.00 | 5/6/2010 5:22:05 PM |
| dschaaf | $25.00 | $25.00 | 5/6/2010 5:27:32 PM |
| GElender | $50.00 | $50.00 | 5/6/2010 5:28:40 PM |
| Panna | $25.00 | $25.00 | 5/6/2010 5:28:27 PM |
| treasure-bliss | $100.00 | $100.00 | 5/7/2010 4:29:13 AM |
| frogperson | $50.00 | $50.00 | 5/7/2010 5:39:07 AM |
| Brainworm | $25.00 | $25.00 | 5/7/2010 8:25:54 AM |
| ichibon | $75.00 | $75.00 | 5/7/2010 3:19:44 AM |
| lovely-order7 | $25.00 | $25.00 | 5/7/2010 6:04:13 AM |
| famous-hope | $25.00 | $25.00 | 5/7/2010 9:54:54 AM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 9:55:05 AM |
| coin-investor | $25.00 | $25.00 | 5/7/2010 12:04:07 PM |
| Fastlife | $25.00 | $25.00 | 5/7/2010 1:14:08 PM |
| hizzy | $25.00 | $25.00 | 5/7/2010 9:34:42 AM |
| thespindoctor | $25.00 | $25.00 | 5/7/2010 9:35:09 AM |
| uncleubb | $25.00 | $25.00 | 5/7/2010 12:59:04 PM |
| line6owner | $36.00 | $36.00 | 5/7/2010 9:54:09 AM |
| integrity-doctor | $100.00 | $100.00 | 5/7/2010 2:11:11 PM |
| credit-czar5 | $25.00 | $25.00 | 5/7/2010 10:24:16 AM |
| HamletTower | $25.00 | $25.00 | 5/7/2010 3:48:10 PM |
| objective-investor | $100.00 | $100.00 | 5/7/2010 3:49:54 PM |
| Orca-man | $25.00 | $25.00 | 5/7/2010 3:51:37 PM |
| teller | $25.00 | $25.00 | 5/7/2010 3:52:13 PM |
| unassassinable | $25.00 | $25.00 | 5/7/2010 3:50:11 PM |
| orderly-leverage | $40.00 | $40.00 | 5/7/2010 3:50:44 PM |
| boater01 | $42.72 | $42.72 | 5/7/2010 3:51:01 PM |
| Dap2005 | $25.00 | $25.00 | 5/7/2010 3:50:13 PM |
| CAGE-Investments | $47.96 | $47.96 | 5/7/2010 3:51:34 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/7/2010 3:51:40 PM |
| transparency-advocator | $25.00 | $25.00 | 5/7/2010 3:52:08 PM |
| Havana21 | $50.00 | $50.00 | 5/7/2010 3:52:14 PM |
| 1phantom | $33.42 | $33.42 | 5/7/2010 3:52:21 PM |
| scoobiedoo | $25.00 | $25.00 | 5/7/2010 4:40:40 PM |
| reflective-rupee | $100.00 | $100.00 | 5/7/2010 4:31:31 PM |
| ommcd | $25.00 | $25.00 | 5/8/2010 6:04:06 AM |
| asdf9876 | $25.00 | $25.00 | 5/8/2010 1:09:08 PM |
| the-silver-blaster | $40.00 | $40.00 | 5/8/2010 5:24:02 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:37 AM |
| funnymoney1 | $25.00 | $25.00 | 5/9/2010 2:14:05 PM |
| YLlama | $25.00 | $25.00 | 5/9/2010 7:59:06 PM |
| dschless | $25.00 | $25.00 | 5/9/2010 8:08:58 PM |
| life-is-great | $25.00 | $2.02 | 5/9/2010 8:19:00 PM |
| bountiful-bazaar | $25.00 | $25.00 | 5/9/2010 12:46:35 PM |
| Whipster | $25.00 | $25.00 | 5/9/2010 8:54:12 PM |
| LeReve | $250.00 | $250.00 | 5/9/2010 5:04:00 PM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:10 PM |
| respectful-integrity3 | $25.00 | $25.00 | 5/9/2010 6:19:05 PM |
| Favish | $50.00 | $50.00 | 5/9/2010 8:09:05 PM |
| wwwUniversal | $25.00 | $25.00 | 5/10/2010 10:04:06 AM |
| platinum-czar | $495.00 | $495.00 | 5/10/2010 10:32:50 PM |
| drysdale-sd | $25.00 | $25.00 | 5/12/2010 9:24:52 AM |
| buffalobills | $25.00 | $25.00 | 5/12/2010 3:56:28 PM |
| TakeCare | $100.00 | $100.00 | 5/12/2010 8:49:50 PM |
| unger | $50.00 | $50.00 | 5/12/2010 7:38:22 PM |
| principal-laser | $55.00 | $55.00 | 5/13/2010 4:44:01 AM |
| wonder3 | $25.00 | $25.00 | 5/13/2010 6:09:04 AM |
| rate-hickory | $25.00 | $25.00 | 5/13/2010 8:32:43 AM |
| wise-courageous-social | $30.00 | $30.00 | 5/13/2010 9:01:30 AM |
| 142 bids
|
Borrower Payment Dependent Notes Series
457381
This series of Notes was issued and sold upon the funding of the borrower loan #42533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-07-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.68% |
Starting monthly payment:
| $37.11 |
|
Final lender yield:
| 15.49% |
Final borrower rate/APR:
| 16.49% / 20.19% |
Final monthly payment:
| $35.40 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.85% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1992 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,053 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| FunLvnPam |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 5/8/2010 6:06:46 AM |
| simeonthewhale | $282.63 | $282.63 | 5/12/2010 5:53:21 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/13/2010 3:16:45 PM |
| social-zebra | $25.00 | $25.00 | 5/14/2010 10:40:04 AM |
| wild-orange | $50.00 | $50.00 | 5/14/2010 1:16:01 PM |
| hillerod | $25.00 | $25.00 | 5/14/2010 11:27:18 AM |
| pythia | $25.00 | $25.00 | 5/14/2010 2:27:30 PM |
| ProjectVenture | $46.57 | $46.57 | 5/14/2010 4:09:06 PM |
| Unitas4302 | $46.48 | $46.48 | 5/9/2010 11:45:18 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/13/2010 9:55:34 AM |
| Chesterite | $200.00 | $119.32 | 5/13/2010 8:45:02 PM |
| aspire2grow | $25.00 | $25.00 | 5/14/2010 6:17:27 AM |
| mwb | $25.00 | $25.00 | 5/14/2010 7:11:55 AM |
| Leshan | $25.00 | $25.00 | 5/14/2010 7:58:26 AM |
| bonus-quark4 | $25.00 | $25.00 | 5/14/2010 8:59:25 AM |
| Fun54115 | $25.00 | $25.00 | 5/14/2010 9:27:32 AM |
| TakeCare | $25.00 | $25.00 | 5/14/2010 1:55:34 PM |
| wild-orange | $50.00 | $50.00 | 5/14/2010 1:12:25 PM |
| yu-rik | $75.00 | $75.00 | 5/14/2010 3:42:18 PM |
| Engineer44 | $30.00 | $30.00 | 5/14/2010 4:21:09 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
457407
This series of Notes was issued and sold upon the funding of the borrower loan #42542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 0m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,600 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| bty6768 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
640-659
(May-2008)
560-579
(Nov-2007)
660-679
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
My personal loan for my business
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please tell us what happened with the 12 delinquencies? Thanks. - unger
A:
Delinquencies were during my previous marriage. Got caught in the credit card spiral where you use entire paycheck to pay mortgage and credit cards, then have to use credit cards to get to the next paycheck for food and gas. Tried to go to credit counseling, but they said they could not help, we were too far in debt. Filed bankruptcy. Since divorce, 3 yrs ago, I have paid everything on time and have gotten a new car loan and a home mortgage on my own credit. Increased my credit score a lot.
(May-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-merry-maker | $25.00 | $25.00 | 5/10/2010 4:16:28 PM |
| orderly-leverage | $30.00 | $30.00 | 5/10/2010 4:23:41 PM |
| payment-gusto | $25.00 | $25.00 | 5/10/2010 4:21:41 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:23:57 PM |
| rhin0cerx | $50.00 | $50.00 | 5/10/2010 4:24:29 PM |
| flexible-vigilance7 | $25.00 | $25.00 | 5/10/2010 4:16:49 PM |
| Craig_B | $25.00 | $25.00 | 5/10/2010 4:17:05 PM |
| finance-prescription | $50.00 | $50.00 | 5/10/2010 4:27:45 PM |
| Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:24:50 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:50 PM |
| DcUnited | $25.00 | $25.00 | 5/10/2010 4:24:59 PM |
| festeringsnot | $25.00 | $25.00 | 5/10/2010 4:36:57 PM |
| tntmojave | $25.00 | $25.00 | 5/10/2010 4:34:55 PM |
| tuneman1980 | $25.00 | $25.00 | 5/10/2010 5:10:50 PM |
| building_community | $25.00 | $25.00 | 5/10/2010 4:32:35 PM |
| matt_2006 | $25.00 | $25.00 | 5/10/2010 4:33:51 PM |
| seisen | $50.00 | $50.00 | 5/10/2010 4:34:04 PM |
| stolan | $25.00 | $25.00 | 5/10/2010 6:15:28 PM |
| delivery | $25.00 | $25.00 | 5/10/2010 4:55:19 PM |
| inspiring-reward | $150.00 | $150.00 | 5/10/2010 4:36:37 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/10/2010 4:36:52 PM |
| secobarbital | $25.00 | $25.00 | 5/10/2010 4:38:26 PM |
| cash-tiramisu | $25.46 | $25.46 | 5/10/2010 5:51:07 PM |
| compassion-paladin042 | $25.00 | $25.00 | 5/10/2010 5:52:19 PM |
| cablenews | $25.00 | $25.00 | 5/10/2010 7:07:54 PM |
| ptjg | $50.00 | $50.00 | 5/10/2010 4:48:13 PM |
| majorf2136 | $25.00 | $25.00 | 5/10/2010 7:29:36 PM |
| ayerobbie | $25.00 | $25.00 | 5/10/2010 8:44:15 PM |
| capital-web193 | $25.00 | $25.00 | 5/10/2010 5:44:47 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 3:24:17 AM |
| trustu | $25.00 | $25.00 | 5/11/2010 3:55:06 AM |
| lcole32 | $35.00 | $35.00 | 5/11/2010 4:34:18 AM |
| kginatl | $50.01 | $50.01 | 5/10/2010 6:16:10 PM |
| BBL | $25.00 | $25.00 | 5/10/2010 6:18:21 PM |
| thedreamer | $25.00 | $25.00 | 5/11/2010 5:10:17 AM |
| treasure-bliss | $100.00 | $100.00 | 5/11/2010 5:19:46 AM |
| Zolton | $50.56 | $50.56 | 5/10/2010 6:34:06 PM |
| micko | $25.00 | $25.00 | 5/10/2010 7:06:19 PM |
| steves73 | $25.00 | $25.00 | 5/11/2010 12:00:03 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:19:32 AM |
| Aberdeen | $400.00 | $400.00 | 5/11/2010 5:10:58 AM |
| anton | $50.00 | $50.00 | 5/10/2010 8:44:16 PM |
| Midwestvalues | $100.00 | $100.00 | 5/11/2010 9:10:07 AM |
| ouyangers | $25.00 | $25.00 | 5/11/2010 8:49:51 AM |
| honorable-yield | $26.52 | $26.52 | 5/11/2010 10:19:04 AM |
| andypbe | $25.00 | $25.00 | 5/11/2010 10:44:12 AM |
| saffron4 | $38.75 | $38.75 | 5/11/2010 6:04:32 AM |
| diverse2 | $25.00 | $25.00 | 5/11/2010 10:44:15 AM |
| BigGuyBank | $25.00 | $25.00 | 5/11/2010 3:24:37 PM |
| autonomous-truth | $25.00 | $25.00 | 5/11/2010 2:29:02 PM |
| funds-finder8 | $25.00 | $25.00 | 5/11/2010 10:34:26 AM |
| faldska | $25.00 | $25.00 | 5/11/2010 11:48:58 AM |
| YellowJacket | $25.00 | $25.00 | 5/11/2010 3:54:04 PM |
| FinDoc | $25.00 | $25.00 | 5/11/2010 4:21:02 PM |
| selfmademan | $25.00 | $25.00 | 5/11/2010 5:00:25 PM |
| i3urtonair | $25.00 | $25.00 | 5/11/2010 5:01:14 PM |
| lostontheedge | $25.00 | $25.00 | 5/11/2010 5:00:58 PM |
| twjh | $25.00 | $25.00 | 5/11/2010 6:20:24 PM |
| BrianRK | $26.00 | $26.00 | 5/11/2010 6:19:56 PM |
| asmithj | $35.64 | $35.64 | 5/11/2010 6:28:59 PM |
| wbahl | $25.00 | $25.00 | 5/11/2010 4:59:42 PM |
| invisible_hand | $35.39 | $35.39 | 5/11/2010 5:00:30 PM |
| Cre8iveCash | $25.00 | $25.00 | 5/11/2010 5:00:57 PM |
| fostaman | $25.00 | $1.70 | 5/11/2010 7:58:57 PM |
| frugalinvestor20 | $25.00 | $25.00 | 5/12/2010 1:21:40 PM |
| KDW08 | $25.00 | $25.00 | 5/12/2010 9:40:36 AM |
| irrelevant | $25.00 | $25.00 | 5/12/2010 1:44:08 PM |
| TakeCare | $50.00 | $50.00 | 5/12/2010 9:14:49 PM |
| market-pudding | $25.00 | $25.00 | 5/13/2010 11:08:05 PM |
| eagle1271 | $25.00 | $25.00 | 5/14/2010 11:52:08 AM |
| TpbiCapitals | $50.00 | $50.00 | 5/10/2010 4:17:01 PM |
| turbolozano | $25.00 | $25.00 | 5/10/2010 4:17:04 PM |
| Comoparklender | $25.00 | $25.00 | 5/10/2010 4:19:53 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/10/2010 4:16:39 PM |
| responsive-transaction8 | $25.00 | $25.00 | 5/10/2010 4:17:08 PM |
| traice | $25.00 | $25.00 | 5/10/2010 4:18:45 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:05 PM |
| actvtrdr | $35.00 | $35.00 | 5/10/2010 4:23:49 PM |
| 108lender | $75.00 | $75.00 | 5/10/2010 4:19:11 PM |
| yeti888 | $25.00 | $25.00 | 5/10/2010 4:22:50 PM |
| loyalist1 | $100.00 | $100.00 | 5/10/2010 4:23:30 PM |
| reward-adventure | $30.00 | $30.00 | 5/10/2010 4:23:34 PM |
| personal-lender | $25.00 | $25.00 | 5/10/2010 4:24:17 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/10/2010 4:24:37 PM |
| Rattlehead | $25.00 | $25.00 | 5/10/2010 4:24:46 PM |
| dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:21 PM |
| alexgalt | $100.00 | $100.00 | 5/10/2010 4:35:12 PM |
| life-is-great | $25.00 | $25.00 | 5/10/2010 4:27:10 PM |
| commerce-voyager | $25.00 | $25.00 | 5/10/2010 4:33:11 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 4:38:16 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 4:29:11 PM |
| HedgeFund | $25.00 | $25.00 | 5/10/2010 4:37:08 PM |
| greenwell | $25.00 | $25.00 | 5/10/2010 4:31:59 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/10/2010 5:44:40 PM |
| KiwiElf | $25.00 | $25.00 | 5/10/2010 6:16:07 PM |
| fortytwo | $50.00 | $50.00 | 5/10/2010 6:16:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/10/2010 6:17:01 PM |
| lagnisiruk | $25.00 | $25.00 | 5/10/2010 6:17:16 PM |
| revenue-achievement | $25.00 | $25.00 | 5/10/2010 6:17:31 PM |
| Marfloogan | $25.00 | $25.00 | 5/10/2010 7:13:57 PM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 7:14:27 PM |
| FeedTheMachine | $50.00 | $50.00 | 5/10/2010 5:45:01 PM |
| supreme-hope | $25.00 | $25.00 | 5/10/2010 7:47:22 PM |
| desertoasis | $25.00 | $25.00 | 5/10/2010 9:54:24 PM |
| bnlforever | $25.00 | $25.00 | 5/11/2010 7:13:58 AM |
| b2m80s | $25.00 | $25.00 | 5/11/2010 4:49:51 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:19:51 AM |
| sensible-trade | $25.00 | $25.00 | 5/11/2010 5:49:12 AM |
| benjo | $50.00 | $50.00 | 5/10/2010 11:14:26 PM |
| jlr613 | $25.00 | $25.00 | 5/11/2010 12:00:02 AM |
| imlosttoo | $25.00 | $25.00 | 5/11/2010 9:34:35 AM |
| decisive-capital | $38.49 | $38.49 | 5/11/2010 8:20:57 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/11/2010 8:59:17 AM |
| balanced-bill7 | $75.00 | $75.00 | 5/11/2010 9:10:03 AM |
| natecam | $25.00 | $25.00 | 5/11/2010 6:20:42 AM |
| AF-Chief | $28.00 | $28.00 | 5/11/2010 6:34:54 AM |
| BR2006007 | $25.00 | $25.00 | 5/11/2010 10:44:11 AM |
| dparkhom | $25.00 | $25.00 | 5/11/2010 8:49:50 AM |
| authoritative-capital | $25.00 | $25.00 | 5/11/2010 9:16:39 AM |
| tjone69 | $30.00 | $30.00 | 5/11/2010 9:34:50 AM |
| basis-prodigy | $25.00 | $25.00 | 5/11/2010 2:14:00 PM |
| rdecartus | $25.00 | $25.00 | 5/11/2010 10:44:13 AM |
| Sateesh | $40.48 | $40.48 | 5/11/2010 3:49:57 PM |
| xyzlmno | $25.00 | $25.00 | 5/11/2010 11:34:05 AM |
| b-rent | $25.00 | $25.00 | 5/11/2010 3:45:21 PM |
| dime-producer | $25.00 | $25.00 | 5/11/2010 4:00:10 PM |
| shawndw | $25.00 | $25.00 | 5/11/2010 3:38:59 PM |
| Plotinus | $28.77 | $28.77 | 5/11/2010 5:00:12 PM |
| LongTail | $25.00 | $25.00 | 5/11/2010 5:00:29 PM |
| fuzed | $45.60 | $45.60 | 5/11/2010 4:48:40 PM |
| samo102us | $25.00 | $25.00 | 5/11/2010 6:53:57 PM |
| Speculator | $95.00 | $95.00 | 5/11/2010 5:09:17 PM |
| jgar_O | $25.00 | $25.00 | 5/11/2010 4:57:29 PM |
| head | $25.00 | $25.00 | 5/11/2010 5:00:14 PM |
| jcholloway831 | $25.00 | $25.00 | 5/11/2010 5:01:10 PM |
| wwwUniversal | $25.00 | $25.00 | 5/12/2010 2:49:05 AM |
| lucrative-loan | $50.00 | $50.00 | 5/12/2010 4:49:28 PM |
| buphigam | $28.63 | $28.63 | 5/13/2010 6:06:14 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/13/2010 8:56:25 PM |
| Bob450 | $40.00 | $40.00 | 5/13/2010 9:36:52 PM |
| dough-rocket | $50.00 | $50.00 | 5/14/2010 7:19:22 AM |
| 141 bids
|
Borrower Payment Dependent Notes Series
457643
This series of Notes was issued and sold upon the funding of the borrower loan #42544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $588.07 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $588.07 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 82% |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 17y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $35,239 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| vigorous-duty9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ivf procedures
Purpose of loan:
This loan will be used to?
This loan is to have infertility procedures I am a healthy women except I had my tubes tied.? I have had all required test and the approval from my doctor.
My financial situation:
I am a good candidate for this loan because?because I can pay $8000 back which I?will receive from the IRS because of the first time home buyers program?
Monthly net income: $ 5500.00
Monthly expenses: $
??Housing: $ 1563.00
??Insurance: $ 55.00
??Car expenses: $?80.00
??Utilities: $ 163.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 100.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| julian_rojas72 | $13,000.00 | $12,275.00 | 5/11/2010 11:08:26 AM |
| Peterman | $25.00 | $25.00 | 5/11/2010 12:23:07 PM |
| gold-cluster | $100.00 | $100.00 | 5/11/2010 5:19:17 PM |
| reflective-rupee | $300.00 | $300.00 | 5/11/2010 8:51:15 PM |
| reflective-rupee | $200.00 | $200.00 | 5/12/2010 12:32:56 PM |
| gold-cluster | $100.00 | $100.00 | 5/12/2010 10:37:30 AM |
| 6 bids
|
Borrower Payment Dependent Notes Series
457673
This series of Notes was issued and sold upon the funding of the borrower loan #42526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 26.25% |
Starting borrower rate/APR:
| 27.25% / 29.59% |
Starting monthly payment:
| $204.80 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $204.80 |
| |
|
Auction yield range:
| 10.99% - 26.25% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 3m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 12 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,813 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| sasha-and-johnny |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2008)
|
|
Principal balance:
| $1,131.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
3rd try with recommended Int. Rate
Purpose of loan:
This loan will be used to?pay off my previous Prosper loan and some of my credit card debt. I also am selling one of my 3 cars and a camper. That will take care of the rest of the credit card debt and put some money in savings. Then I'm going to buy a Juki Industrial Sewing machine so I can increase productivity on my "Home Tailoring Business".
My financial situation:
I am a good candidate for this loan because?I have a new job at Nordstrom as a Tailor. I had been in fashion for 25 years as a former Costume Designer in the Television and Film Industry. I am now retired and collectiong a Pension from that job.?
The job at Nordstrom is teaching me so much about the tailoring?trade. I also am getting all kinds of side jobs, now that the word is out that I can sew. I am so busy, I have decided that it would really help me to get the proper equipment. Although I have 6 sewing machines, including a Bernina...none of them are heavy duty, (Industrial). I use a Juki at work, and love it!? I am a single Mom, and although my daughter is 16, I want to always be there for her. Hence...working at home and at Nordstrom's is a GOOD thing!
I'm not sure why Prosper gave me a "D" rating...my score is in the mid 700's, but I called the folks at?Prosper...and they really couldn't give me a reason either!!? I guess because I haven't paid off the current loan with them....our great credit scoring system...that we all have to live by...Ugh. I did apply for a couple of credit cards recently...so that had an effect too. Anyway...I'm good for it. I've got a great job...and...?
I do have assets. My house is still worth about $375,000 in todays market (down from $450,000). I only owe $121,000. It's a huge, 3000 square foot home, built and bought in 2005. I put $190,000 cash down on it. I own outright, 3 cars and a camper. One of the cars is a 2005 Jeep Grand Cherokee with all the bells and whistles...still worth about $18,000.
The great people of Prosper helped me out 2 years ago, during the transition period?after my mom passed away. I was her primary care-giver and even provided her with Hospice care in the end. (It was very hard...). I'm hoping you can all help me out again.
Thank-you in advance
Monthly net income: $ 2500 plus
Monthly expenses: $
??Housing: $ 760 (mortgage)
??Insurance: $ 150
??Car expenses: $ ?no car payments
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $?330
??Other expenses: $250 (property taxes)?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the situation surrounding the single delinquency on your account. Thanks. - Serpent2801
A:
It was in 2002, and was supposed to of dropped off by now. I had health Insurance and had a lot of work done to my teeth...to the tune of about $6,000. The dentist had not lined up the center of the top teeth with my lip-line...I didn't pay the last $253, because I was upset. He sent it to collections. I was mad, he was a jerk. Not worth making the stand...for the fact that it is still on my credit.
(May-10-2010)
Q:
Hi, 1. Please list the debts you are consolidating (lender, balance, APR and current monthly payment made)? - DasMula
A:
Some, I have already paid down on, but here is the list:
$1800 interest free from Best Buy for 18 mo. (not paying)
$300 interest free from Sears for 12 mo. (not paying)
The following will be paid:
$700 @21.74% Reward Zone MC
$200 @26.99% Chevron/Texaco
$3000 @17.9% Capital One
$147 @22.98% Care Credit (Vet Bill)
My intention is to pay the Interest free before they are do. The Cap 1 I had to buy clothes 4 job at Nordstrom. My wardrobe was pathetic! (About $2000) Investing in my future.
(May-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| traice | $25.00 | $25.00 | 5/10/2010 4:18:42 PM |
| Comoparklender | $25.00 | $25.00 | 5/10/2010 4:19:51 PM |
| basis-prodigy | $25.00 | $25.00 | 5/10/2010 4:23:28 PM |
| actvtrdr | $35.00 | $35.00 | 5/10/2010 4:23:47 PM |
| payment-gusto | $25.00 | $25.00 | 5/10/2010 4:21:39 PM |
| balanced-bill7 | $75.00 | $75.00 | 5/10/2010 4:25:03 PM |
| Rattlehead | $25.00 | $25.00 | 5/10/2010 4:24:43 PM |
| Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:24:52 PM |
| finance-prescription | $50.00 | $50.00 | 5/10/2010 4:27:41 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/10/2010 4:18:49 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 4:29:09 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:04 PM |
| dime-producer | $25.00 | $25.00 | 5/10/2010 4:23:24 PM |
| rhin0cerx | $50.00 | $50.00 | 5/10/2010 4:24:31 PM |
| commerce-voyager | $25.00 | $25.00 | 5/10/2010 4:33:10 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/10/2010 4:36:51 PM |
| festeringsnot | $25.00 | $25.00 | 5/10/2010 4:36:59 PM |
| HedgeFund | $25.00 | $25.00 | 5/10/2010 4:37:07 PM |
| dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:16 PM |
| iLoaner | $25.00 | $25.00 | 5/10/2010 4:47:54 PM |
| matt_2006 | $25.00 | $25.00 | 5/10/2010 4:33:51 PM |
| seisen | $50.00 | $50.00 | 5/10/2010 4:34:05 PM |
| lloyd_s | $25.00 | $25.00 | 5/10/2010 4:54:29 PM |
| natural-credit328 | $25.00 | $25.00 | 5/10/2010 6:56:38 PM |
| money-fort | $50.00 | $50.00 | 5/10/2010 7:04:51 PM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 4:55:07 PM |
| icecoldcash | $25.00 | $25.00 | 5/10/2010 8:24:49 PM |
| Zolton | $25.00 | $25.00 | 5/10/2010 5:39:11 PM |
| FjLenders | $25.00 | $25.00 | 5/10/2010 7:29:29 PM |
| famous-bill | $33.78 | $33.78 | 5/10/2010 8:29:11 PM |
| asset-professor | $31.74 | $31.74 | 5/10/2010 6:06:50 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 3:24:14 AM |
| MoneyForNothing | $25.00 | $25.00 | 5/10/2010 7:31:25 PM |
| Pakse | $25.00 | $25.00 | 5/11/2010 7:35:43 AM |
| vigorous-moola | $36.00 | $36.00 | 5/11/2010 6:14:29 AM |
| loan-fate | $50.00 | $50.00 | 5/11/2010 9:16:41 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:13:32 AM |
| felicity-daydream | $125.00 | $125.00 | 5/11/2010 7:38:08 AM |
| kyxysyx | $32.00 | $32.00 | 5/11/2010 1:20:04 PM |
| The_LND_Group | $50.00 | $50.00 | 5/11/2010 11:09:11 AM |
| Serpent2801 | $25.00 | $25.00 | 5/11/2010 11:54:55 AM |
| twjh | $25.00 | $25.00 | 5/11/2010 1:23:56 PM |
| restless-currency | $30.00 | $30.00 | 5/11/2010 2:57:39 PM |
| commitment-farm | $40.00 | $40.00 | 5/11/2010 3:42:24 PM |
| healingangel22 | $25.00 | $25.00 | 5/11/2010 2:37:57 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/11/2010 5:37:53 PM |
| wwwUniversal | $25.00 | $25.00 | 5/11/2010 9:58:57 PM |
| compuguy8 | $25.00 | $25.00 | 5/11/2010 11:09:52 PM |
| sdcc72 | $25.00 | $25.00 | 5/12/2010 7:41:37 AM |
| favorite-commerce | $50.00 | $50.00 | 5/12/2010 3:58:56 PM |
| jpblan11 | $25.55 | $25.55 | 5/12/2010 6:06:01 PM |
| ra0083 | $27.00 | $27.00 | 5/13/2010 5:20:49 AM |
| 113121 | $200.00 | $200.00 | 5/13/2010 6:38:39 AM |
| EastBayCapital | $25.00 | $25.00 | 5/13/2010 9:59:30 AM |
| thisbucksforu | $25.00 | $25.00 | 5/13/2010 1:17:23 PM |
| autumnae | $250.00 | $250.00 | 5/13/2010 5:23:56 PM |
| Maetryx | $33.59 | $33.59 | 5/13/2010 8:50:44 PM |
| Bob450 | $40.00 | $40.00 | 5/13/2010 9:42:10 PM |
| papaloha | $25.66 | $25.66 | 5/10/2010 4:19:28 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:23:54 PM |
| yeti888 | $25.00 | $25.00 | 5/10/2010 4:22:49 PM |
| reward-adventure | $30.00 | $30.00 | 5/10/2010 4:23:33 PM |
| orderly-leverage | $30.00 | $30.00 | 5/10/2010 4:23:39 PM |
| supreme-hope | $25.00 | $25.00 | 5/10/2010 4:24:04 PM |
| personal-lender | $25.00 | $25.00 | 5/10/2010 4:24:20 PM |
| life-is-great | $25.00 | $25.00 | 5/10/2010 4:27:08 PM |
| integrity-doctor | $100.00 | $100.00 | 5/10/2010 4:29:52 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/10/2010 4:24:09 PM |
| cablenews | $25.00 | $25.00 | 5/10/2010 4:24:13 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:48 PM |
| DcUnited | $25.00 | $25.00 | 5/10/2010 4:24:58 PM |
| asiaratt | $54.16 | $54.16 | 5/10/2010 4:35:30 PM |
| building_community | $25.00 | $25.00 | 5/10/2010 4:32:32 PM |
| inspiring-reward | $150.00 | $150.00 | 5/10/2010 4:36:35 PM |
| desertoasis | $25.00 | $25.00 | 5/10/2010 4:38:19 PM |
| ommcd | $25.00 | $25.00 | 5/10/2010 4:34:13 PM |
| trustu | $25.00 | $25.00 | 5/10/2010 4:34:22 PM |
| Midwestvalues | $34.72 | $34.72 | 5/10/2010 5:29:36 PM |
| ptjg | $50.00 | $50.00 | 5/10/2010 4:48:14 PM |
| greenwell | $25.00 | $25.00 | 5/10/2010 4:55:14 PM |
| icecoldcash | $25.00 | $25.00 | 5/10/2010 6:19:00 PM |
| Streetfighter | $50.00 | $50.00 | 5/10/2010 6:19:09 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 4:38:14 PM |
| visionary-currency | $29.95 | $29.95 | 5/10/2010 5:52:03 PM |
| Moneypenny6 | $25.00 | $25.00 | 5/10/2010 7:28:32 PM |
| IIP77 | $25.00 | $25.00 | 5/10/2010 6:18:28 PM |
| icecoldcash | $36.23 | $36.23 | 5/10/2010 8:25:15 PM |
| Rogesparkguy | $25.00 | $25.00 | 5/10/2010 7:14:29 PM |
| Aberdeen | $400.00 | $400.00 | 5/10/2010 9:54:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/10/2010 5:51:29 PM |
| macgeek | $25.00 | $25.00 | 5/10/2010 8:29:07 PM |
| reflective-rupee | $25.00 | $25.00 | 5/10/2010 8:29:28 PM |
| reflective-rupee | $200.00 | $200.00 | 5/10/2010 8:30:13 PM |
| rock-turner | $25.00 | $25.00 | 5/10/2010 6:05:19 PM |
| authoritative-capital | $25.00 | $25.00 | 5/10/2010 8:44:05 PM |
| 108lender | $55.46 | $55.46 | 5/10/2010 6:17:37 PM |
| foothillender | $25.00 | $25.00 | 5/11/2010 6:32:46 AM |
| lcole32 | $35.00 | $6.56 | 5/11/2010 4:34:21 AM |
| JustMee | $25.00 | $25.00 | 5/10/2010 7:26:02 PM |
| reflective-rupee | $25.00 | $25.00 | 5/10/2010 8:29:44 PM |
| Skeptical-one | $25.00 | $25.00 | 5/11/2010 8:09:31 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:13:44 AM |
| roxon | $25.00 | $25.00 | 5/10/2010 9:52:08 PM |
| benjo | $50.00 | $50.00 | 5/10/2010 11:14:24 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:39:01 AM |
| SpectrumFinance | $25.00 | $25.00 | 5/11/2010 1:23:57 PM |
| cashhelp | $25.00 | $25.00 | 5/11/2010 9:19:06 AM |
| kronosmetis | $25.00 | $25.00 | 5/11/2010 3:24:01 PM |
| SpectrumCapital | $75.00 | $75.00 | 5/11/2010 1:23:55 PM |
| rockhound84 | $25.00 | $25.00 | 5/11/2010 7:28:04 PM |
| crdcteng | $50.00 | $50.00 | 5/11/2010 6:41:53 PM |
| penny-motivator2 | $25.00 | $25.00 | 5/12/2010 11:26:59 AM |
| irrelevant | $25.00 | $25.00 | 5/12/2010 1:44:09 PM |
| markhmn | $50.00 | $50.00 | 5/12/2010 1:49:42 PM |
| spiff666 | $25.00 | $25.00 | 5/12/2010 6:54:22 PM |
| market-pudding | $25.00 | $25.00 | 5/12/2010 7:45:59 PM |
| TakeCare | $100.00 | $100.00 | 5/12/2010 9:16:33 PM |
| AaronL | $25.00 | $25.00 | 5/13/2010 9:58:29 AM |
| glroark | $50.00 | $50.00 | 5/13/2010 2:00:27 PM |
| shawnw2 | $32.60 | $32.60 | 5/13/2010 8:20:17 PM |
| scoobiedoo | $25.00 | $25.00 | 5/13/2010 8:50:00 PM |
| 121 bids
|
Borrower Payment Dependent Notes Series
457707
This series of Notes was issued and sold upon the funding of the borrower loan #42539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $80.85 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $80.85 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 45% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
11 | Length of status: | 10y 4m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,202 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| visionary-durability0 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new bedroom set for daughters
I am looking to borrow money for a new bedroom set for my girls. They are ages 10 and 8 and have shared a bed for years and it was used. They are to the point where they have friends spending the night and are embarrased. I just want then to have a nice place to play and have sleep overs. If I have money leftover I would like to also put carpet inthier room. It is currently damaged old hardwood.Thanks for helping. Please feel free to ask questions. Thanks again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS - SmartConsolidation
A:
First I want to thank you.for the bid.
My car pmt $347(1 year left woo hoo)
Mortgage 904.00-taxes and insurance included
total credit debt is aprox 8500 and total monthly pmts $300.00
phone-$65.00
cable-$45.00
electric-$144
garbage-$20
car insurance $50.00 I pay every 6 months and it ($247.00)
We seldom dine out or have entertainment expenses
Grocery store $600.00 per month
I think that is everything. If I left something out I will let you know. Any other question please ask.
(May-12-2010)
Q:
Can you briefly explain your income and employment status more? Is this monthly amount before or after taxes are taken out? Also, does the amount listed include your significant others income or is this separate? - SmartConsolidation
A:
My monthy income 4400.00 this is after taxex and does include OT per month and I have been employed a Citi as a Myworkflow coordinator since 1/8/00. I work in Comerical Card accounts so my job is secure-I also have had the same house since I moved to South Dakota.
My husband's income is seperate. We do not have any joint accounts. His truck is paid off and we split the house pmt and utilities 50/50.
(May-12-2010)
Q:
Hi,
Will you use auto pay for this loan?
Thanks, - p2ploan-sensation211
A:
Yes all of mt pmts are paid by auto pay. I have never been late on a payment. I believe that it's because of autopay. I wish ever compay had it. Thanks
(May-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| shrewd-peace7 | $30.00 | $30.00 | 5/11/2010 4:37:28 PM |
| worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:44 PM |
| yeti888 | $25.00 | $25.00 | 5/11/2010 4:39:14 PM |
| reward-adventure | $30.00 | $30.00 | 5/11/2010 4:39:39 PM |
| actvtrdr | $35.00 | $35.00 | 5/11/2010 4:39:50 PM |
| JGB | $25.00 | $25.00 | 5/11/2010 4:39:55 PM |
| Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:51 PM |
| RMB-Investments | $25.00 | $25.00 | 5/11/2010 4:46:07 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 4:43:03 PM |
| transaction-circuit | $25.00 | $25.00 | 5/11/2010 4:43:06 PM |
| orderly-leverage | $30.00 | $30.00 | 5/11/2010 4:39:44 PM |
| festeringsnot | $25.00 | $25.00 | 5/11/2010 4:45:40 PM |
| Comoparklender | $25.00 | $25.00 | 5/11/2010 4:47:18 PM |
| desertoasis | $25.00 | $25.00 | 5/11/2010 4:48:25 PM |
| commerce-voyager | $25.00 | $25.00 | 5/11/2010 4:44:43 PM |
| Speculator | $100.00 | $100.00 | 5/11/2010 5:09:15 PM |
| whynormal | $25.00 | $25.00 | 5/11/2010 9:43:59 PM |
| Artist_Blue | $25.00 | $25.00 | 5/12/2010 10:15:27 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 2:16:45 PM |
| secobarbital | $25.00 | $25.00 | 5/12/2010 10:04:10 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 2:17:26 PM |
| micko | $25.00 | $25.00 | 5/12/2010 4:50:01 PM |
| finance-prescription | $100.00 | $100.00 | 5/13/2010 6:05:05 AM |
| brightest-asset-healer | $25.00 | $25.00 | 5/13/2010 6:11:13 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/13/2010 8:06:37 PM |
| Unitas4302 | $50.00 | $50.00 | 5/13/2010 8:11:31 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:22:05 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/14/2010 9:12:25 AM |
| Tikibarman | $74.88 | $74.88 | 5/14/2010 9:47:30 AM |
| MrMoneyBags | $30.00 | $30.00 | 5/14/2010 1:07:24 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 2:25:40 PM |
| Sonihal | $55.09 | $55.09 | 5/14/2010 2:54:17 PM |
| payment-gusto | $25.00 | $25.00 | 5/11/2010 4:38:25 PM |
| life-is-great | $25.00 | $25.00 | 5/11/2010 4:42:21 PM |
| personal-lender | $25.00 | $25.00 | 5/11/2010 4:39:59 PM |
| rhin0cerx | $50.00 | $50.00 | 5/11/2010 4:40:07 PM |
| Rattlehead | $25.00 | $25.00 | 5/11/2010 4:40:18 PM |
| DcUnited | $25.00 | $25.00 | 5/11/2010 4:40:28 PM |
| greenwell | $25.00 | $25.00 | 5/11/2010 4:47:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/11/2010 5:40:08 PM |
| inspiring-reward | $36.69 | $36.69 | 5/11/2010 7:33:58 PM |
| commitment-farm | $25.00 | $25.00 | 5/12/2010 8:24:42 AM |
| 108lender | $69.23 | $69.23 | 5/12/2010 5:55:42 AM |
| irrelevant | $25.00 | $25.00 | 5/12/2010 1:44:13 PM |
| stock106 | $30.00 | $30.00 | 5/12/2010 9:36:09 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 2:17:09 PM |
| CC911 | $25.00 | $25.00 | 5/12/2010 1:34:26 PM |
| DasMula | $25.00 | $25.00 | 5/12/2010 2:16:57 PM |
| KiwiElf | $25.00 | $25.00 | 5/12/2010 4:41:40 PM |
| Sam65 | $25.00 | $25.00 | 5/12/2010 5:14:24 PM |
| kmr2 | $250.00 | $250.00 | 5/13/2010 6:05:15 AM |
| treasure-bliss | $52.19 | $52.19 | 5/13/2010 6:12:21 AM |
| PaulW | $25.00 | $25.00 | 5/13/2010 7:44:40 AM |
| musician388 | $25.00 | $1.92 | 5/13/2010 7:54:27 AM |
| MrRooster101 | $25.00 | $25.00 | 5/14/2010 1:35:51 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
457863
This series of Notes was issued and sold upon the funding of the borrower loan #42532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 1m |
|
Credit score:
| 620-639 (May-2010) |
Total credit lines:
| 19 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,092 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| Diva-quest |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 90% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 2
( 10% )
| 620-639
(Sep-2008)
|
|
Principal balance:
| $546.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
IMMEDIATE AUTO REPAIRS
I will utilize the loan for immediate auto repairs that is mechanical on a 2001 VW. I had the car for 9 years and it's paid off. It has 65,000 miles on it. I had this car since I was 18 years old, this is my first car and I would like to hold on to it for 5 more years at least. I'm not prepared to get a new car or a car note because I'm currently in graduate school and working full-time to cut down my student loans and other debt, so I can focus on my career endeavors. I plan on paying the loan off by the end of this year. I also have a current Prosper loan that I am paying on time and in full this year to build my credit. I am qualified for a promotion and bonus in July at my current employment which will assist me in paying off this loan. I hope the Prosper lenders have faith in me as a borrower. God Bless.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 5/12/2010 4:16:11 PM |
| bobd32 | $25.00 | $25.00 | 5/12/2010 5:13:14 PM |
| reflective-rupee | $100.00 | $100.00 | 5/12/2010 5:04:31 PM |
| Legally_Blonde | $100.00 | $100.00 | 5/12/2010 6:45:34 PM |
| aztocas | $50.00 | $50.00 | 5/13/2010 12:10:18 PM |
| periko | $50.00 | $50.00 | 5/13/2010 7:45:26 PM |
| lucrative-loan | $27.91 | $27.91 | 5/13/2010 7:40:00 PM |
| selector568 | $100.00 | $100.00 | 5/13/2010 8:05:08 PM |
| big_balla | $25.00 | $25.00 | 5/13/2010 10:47:17 PM |
| Sudoku | $76.22 | $76.22 | 5/14/2010 1:36:34 AM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:46:05 AM |
| aquistoyraul | $26.05 | $26.05 | 5/14/2010 9:23:49 AM |
| marwadi-62 | $300.00 | $300.00 | 5/14/2010 11:11:21 AM |
| tigercat | $50.00 | $50.00 | 5/14/2010 11:17:58 AM |
| UCLA4life | $25.00 | $25.00 | 5/14/2010 9:53:03 AM |
| tdorren | $25.00 | $25.00 | 5/14/2010 1:38:12 PM |
| platinum-cargo | $25.00 | $25.00 | 5/14/2010 2:48:10 PM |
| Evolver | $38.64 | $38.64 | 5/14/2010 2:52:51 PM |
| reflective-rupee | $100.00 | $100.00 | 5/14/2010 3:09:43 PM |
| b-rent | $25.00 | $25.00 | 5/12/2010 4:49:03 PM |
| finance-prescription | $50.00 | $50.00 | 5/12/2010 4:15:28 PM |
| Kash2010lu | $25.00 | $25.00 | 5/12/2010 10:30:33 PM |
| Jasmel | $100.00 | $100.00 | 5/13/2010 6:08:36 AM |
| FinDoc | $25.00 | $25.00 | 5/13/2010 7:15:30 AM |
| SolarMoonshine | $25.00 | $25.00 | 5/13/2010 5:23:29 PM |
| fund-secret-agent | $25.00 | $25.00 | 5/13/2010 8:37:25 PM |
| hektek22 | $25.00 | $25.00 | 5/14/2010 6:26:17 AM |
| Unitas4302 | $100.00 | $100.00 | 5/14/2010 3:49:32 AM |
| social-zebra | $25.00 | $25.00 | 5/14/2010 9:22:04 AM |
| 113121 | $25.00 | $25.00 | 5/14/2010 9:30:35 AM |
| buyrite334 | $50.00 | $50.00 | 5/14/2010 12:08:58 PM |
| aquistoyraul | $25.00 | $25.00 | 5/14/2010 1:52:55 PM |
| twjh | $25.00 | $25.00 | 5/14/2010 2:48:28 PM |
| Bill88 | $25.00 | $25.00 | 5/14/2010 2:55:12 PM |
| blitzen40 | $25.00 | $25.00 | 5/14/2010 2:16:59 PM |
| quickstep | $200.00 | $200.00 | 5/14/2010 2:23:23 PM |
| reflective-rupee | $25.00 | $6.18 | 5/14/2010 3:10:07 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
458067
This series of Notes was issued and sold upon the funding of the borrower loan #42530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-13-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.39% |
Starting monthly payment:
| $55.67 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.39% |
Final monthly payment:
| $55.67 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 43% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 1m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 28 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $26,585 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| a-fund-sage |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
extra head for disney trip
we have a unexpected head , for our disney trip and would love for him to join us ,
however our trip has been paid for and we are running out of time to save for his extra expense , so we are hopeful
prosper members can help . we are in the position to pay off within 6 months .
the numbers above do not reflect my wifes income,which Is more than my income ..which makes the ratios go down ..thanks for takeing the time read
thanks for the support
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:58:58 PM |
| worth-arch | $25.00 | $25.00 | 5/13/2010 4:58:40 PM |
| gold-disk | $100.00 | $100.00 | 5/13/2010 5:02:10 PM |
| Avala | $50.00 | $50.00 | 5/13/2010 5:02:50 PM |
| seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:55 PM |
| castleman | $25.00 | $25.00 | 5/13/2010 5:02:25 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/13/2010 5:56:45 PM |
| Unitas4302 | $50.00 | $50.00 | 5/13/2010 8:06:55 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/14/2010 2:45:31 AM |
| skuba | $25.00 | $25.00 | 5/14/2010 4:38:41 AM |
| Bank_Of_XL | $50.00 | $50.00 | 5/14/2010 8:21:26 AM |
| villagers | $25.00 | $25.00 | 5/14/2010 9:34:50 AM |
| Moxman125 | $25.00 | $25.00 | 5/14/2010 8:44:51 AM |
| thunder135 | $25.00 | $25.00 | 5/14/2010 9:35:15 AM |
| intelligent-yield | $25.00 | $25.00 | 5/14/2010 9:44:29 AM |
| klinebarger | $25.00 | $25.00 | 5/14/2010 9:23:34 AM |
| simiray | $30.00 | $30.00 | 5/14/2010 10:03:14 AM |
| wwwUniversal | $25.00 | $20.00 | 5/14/2010 10:09:28 AM |
| TakeCare | $50.00 | $50.00 | 5/14/2010 2:03:48 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/13/2010 4:58:31 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/13/2010 5:01:59 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:03:11 PM |
| hrubinst | $25.00 | $25.00 | 5/13/2010 5:02:28 PM |
| dinero-speaker | $25.00 | $25.00 | 5/13/2010 5:02:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/13/2010 5:05:07 PM |
| JGB | $25.00 | $25.00 | 5/13/2010 5:03:05 PM |
| Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:31 PM |
| Artist_Blue | $25.00 | $25.00 | 5/13/2010 5:08:01 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/13/2010 5:08:51 PM |
| transparency-advocator | $25.00 | $25.00 | 5/13/2010 5:08:22 PM |
| Carpetkid | $25.00 | $25.00 | 5/13/2010 5:08:37 PM |
| alexstar | $25.00 | $25.00 | 5/13/2010 8:45:43 PM |
| meteoric-trade | $25.00 | $25.00 | 5/13/2010 9:53:06 PM |
| important-ore | $50.00 | $50.00 | 5/13/2010 11:14:10 PM |
| bchen78875 | $25.00 | $25.00 | 5/14/2010 1:06:00 AM |
| market-pudding | $50.00 | $50.00 | 5/14/2010 1:40:18 AM |
| ichibon | $75.00 | $75.00 | 5/14/2010 3:23:04 AM |
| VIGSY | $50.00 | $50.00 | 5/14/2010 6:23:03 AM |
| affluence-tycoon6 | $25.00 | $25.00 | 5/14/2010 9:34:36 AM |
| wlm3012 | $25.00 | $25.00 | 5/14/2010 9:35:48 AM |
| commitment-farm | $25.00 | $25.00 | 5/14/2010 8:47:52 AM |
| tremendous-payment | $25.00 | $25.00 | 5/14/2010 9:35:38 AM |
| truth-gondola5 | $25.00 | $25.00 | 5/14/2010 9:41:47 AM |
| 43 bids
|
Borrower Payment Dependent Notes Series
458161
This series of Notes was issued and sold upon the funding of the borrower loan #42528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-13-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $198.84 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $175.41 |
| |
|
Auction yield range:
| 3.99% - 17.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 67% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 23
/
21 | Length of status: | 32y 4m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 48 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,102 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 64% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| helpful-compassion |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will enable me?to set up a small emergency fund to help smooth
out the bumps and pay off several smaller high balance credit cards at a better rate.?
My financial situation:
I have very stable?employment and?been at the same company for?over 30?years.
I have a long and clean credit history and have always paid what I owed on time and in full.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tender-integrity3 | $50.00 | $50.00 | 5/13/2010 4:56:45 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/13/2010 4:58:07 PM |
| TheMan | $25.00 | $25.00 | 5/13/2010 4:58:20 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/13/2010 4:58:28 PM |
| authoritative-capital | $25.00 | $25.00 | 5/13/2010 4:57:33 PM |
| worth-arch | $25.00 | $25.00 | 5/13/2010 4:58:39 PM |
| kenji4861 | $50.00 | $50.00 | 5/13/2010 4:56:59 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/13/2010 4:57:54 PM |
| radforj22 | $50.00 | $50.00 | 5/13/2010 4:57:57 PM |
| Daneistes | $100.00 | $100.00 | 5/13/2010 5:00:56 PM |
| money-surge1 | $25.00 | $25.00 | 5/13/2010 5:01:27 PM |
| GiantAardvark | $25.00 | $25.00 | 5/13/2010 5:01:33 PM |
| afotherg | $25.00 | $25.00 | 5/13/2010 5:01:41 PM |
| hookUup | $25.00 | $25.00 | 5/13/2010 5:01:43 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/13/2010 5:01:58 PM |
| castleman | $25.00 | $25.00 | 5/13/2010 5:02:23 PM |
| evnagelist | $25.00 | $25.00 | 5/13/2010 5:00:26 PM |
| delicious-social132 | $40.00 | $40.00 | 5/13/2010 5:00:43 PM |
| Ivan2007 | $25.00 | $25.00 | 5/13/2010 5:03:24 PM |
| power-defender7 | $25.00 | $25.00 | 5/13/2010 5:03:35 PM |
| alaco | $25.00 | $25.00 | 5/13/2010 5:03:45 PM |
| gold-disk | $100.00 | $100.00 | 5/13/2010 5:02:08 PM |
| hrubinst | $25.00 | $25.00 | 5/13/2010 5:02:29 PM |
| Orbits | $25.00 | $25.00 | 5/13/2010 5:04:39 PM |
| Avala | $50.00 | $50.00 | 5/13/2010 5:02:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/13/2010 5:05:09 PM |
| steady-gain5 | $25.00 | $25.00 | 5/13/2010 5:06:00 PM |
| ray1051 | $50.00 | $50.00 | 5/13/2010 5:06:47 PM |
| Tc11902 | $25.00 | $25.00 | 5/13/2010 5:06:54 PM |
| TakeCare | $100.00 | $100.00 | 5/13/2010 5:08:07 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/13/2010 5:08:11 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/13/2010 5:04:42 PM |
| noble-power286 | $25.00 | $25.00 | 5/13/2010 5:06:06 PM |
| transparency-advocator | $25.00 | $25.00 | 5/13/2010 5:08:21 PM |
| Artist_Blue | $25.00 | $25.00 | 5/13/2010 5:07:47 PM |
| 108lender | $75.59 | $75.59 | 5/13/2010 5:17:54 PM |
| peerlender | $25.00 | $25.00 | 5/13/2010 5:25:05 PM |
| FjLenders | $25.00 | $25.00 | 5/13/2010 6:15:09 PM |
| bowdish1 | $100.00 | $100.00 | 5/13/2010 6:50:17 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/13/2010 7:31:10 PM |
| GElender | $50.00 | $50.00 | 5/13/2010 7:31:26 PM |
| fiscal65 | $25.00 | $25.00 | 5/13/2010 6:39:59 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/13/2010 8:05:13 PM |
| platinum-platoon | $25.00 | $25.00 | 5/13/2010 8:05:05 PM |
| lenderforyoutoday | $43.57 | $43.57 | 5/13/2010 8:05:21 PM |
| GrommetPosse | $25.00 | $25.00 | 5/13/2010 8:12:05 PM |
| refined-income7 | $25.00 | $25.00 | 5/13/2010 8:12:02 PM |
| direct-peso1 | $25.00 | $25.00 | 5/13/2010 8:19:46 PM |
| fortytwo | $100.00 | $100.00 | 5/13/2010 8:05:19 PM |
| F16Pilot | $25.00 | $25.00 | 5/13/2010 8:05:38 PM |
| Toby1montana | $34.98 | $34.98 | 5/13/2010 8:11:55 PM |
| ShotokanKeto | $25.00 | $25.00 | 5/13/2010 8:12:00 PM |
| Taxman44 | $25.00 | $25.00 | 5/13/2010 8:12:07 PM |
| 1fortheroad | $25.00 | $25.00 | 5/13/2010 9:43:24 PM |
| meteoric-trade | $25.00 | $25.00 | 5/13/2010 9:53:05 PM |
| DavenportCapital | $25.00 | $25.00 | 5/13/2010 11:07:49 PM |
| Microfinancer | $50.00 | $50.00 | 5/13/2010 9:19:40 PM |
| PaulW | $25.00 | $25.00 | 5/14/2010 12:03:36 AM |
| TheBestDad | $25.00 | $25.00 | 5/14/2010 12:38:12 AM |
| tylerfd | $25.00 | $25.00 | 5/14/2010 12:29:27 AM |
| shorthairedg | $50.00 | $50.00 | 5/13/2010 10:44:14 PM |
| spenrod | $31.09 | $31.09 | 5/14/2010 12:48:05 AM |
| Banco de Claydo | $25.00 | $25.00 | 5/14/2010 12:07:47 AM |
| jd006006 | $37.13 | $37.13 | 5/14/2010 1:30:53 AM |
| fxsrider | $25.00 | $25.00 | 5/14/2010 1:53:46 AM |
| johntina | $25.08 | $25.08 | 5/14/2010 12:53:33 AM |
| fireboss | $25.00 | $25.00 | 5/14/2010 1:54:14 AM |
| woodenshoes | $25.00 | $25.00 | 5/14/2010 12:58:07 AM |
| simpy | $25.00 | $25.00 | 5/14/2010 1:58:07 AM |
| SkonkeyGongo | $25.00 | $25.00 | 5/14/2010 1:13:09 AM |
| kmwvma | $25.00 | $25.00 | 5/14/2010 1:14:08 AM |
| toblerone | $39.17 | $39.17 | 5/14/2010 1:58:17 AM |
| samo102us | $25.00 | $25.00 | 5/14/2010 2:03:19 AM |
| DeltaGambler | $25.00 | $25.00 | 5/14/2010 2:20:29 AM |
| dharma1 | $25.00 | $25.00 | 5/13/2010 4:56:47 PM |
| mlopez2007 | $50.00 | $50.00 | 5/13/2010 4:58:03 PM |
| meux99 | $25.00 | $25.00 | 5/13/2010 4:56:41 PM |
| generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:58:58 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/13/2010 4:57:51 PM |
| credit-scout7 | $30.00 | $30.00 | 5/13/2010 5:00:09 PM |
| Merganser | $25.00 | $25.00 | 5/13/2010 4:58:12 PM |
| life-is-great | $25.00 | $25.00 | 5/13/2010 4:58:15 PM |
| DukSerduk | $25.00 | $25.00 | 5/13/2010 5:01:07 PM |
| JGB | $25.00 | $25.00 | 5/13/2010 5:01:16 PM |
| Marathoner | $25.00 | $25.00 | 5/13/2010 5:00:17 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:01:21 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/13/2010 5:01:48 PM |
| harty | $60.00 | $60.00 | 5/13/2010 5:00:13 PM |
| truth-image | $50.00 | $50.00 | 5/13/2010 5:00:34 PM |
| dinero-speaker | $25.00 | $25.00 | 5/13/2010 5:02:57 PM |
| meenan | $25.00 | $25.00 | 5/13/2010 5:00:50 PM |
| kulender | $25.00 | $25.00 | 5/13/2010 5:01:12 PM |
| Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:20 PM |
| active-market | $58.87 | $58.87 | 5/13/2010 5:03:43 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/13/2010 5:04:00 PM |
| tntmojave | $25.00 | $25.00 | 5/13/2010 5:04:05 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/13/2010 5:04:09 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/13/2010 5:04:24 PM |
| syounker | $25.00 | $25.00 | 5/13/2010 5:04:16 PM |
| Castellan | $25.00 | $25.00 | 5/13/2010 5:06:10 PM |
| locofuego | $50.00 | $50.00 | 5/13/2010 5:06:13 PM |
| autonomous-basis | $25.00 | $25.00 | 5/13/2010 5:06:41 PM |
| seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:48 PM |
| virtualbank | $25.00 | $25.00 | 5/13/2010 5:04:34 PM |
| loanfairy | $50.00 | $50.00 | 5/13/2010 5:06:26 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 5/13/2010 5:08:50 PM |
| bigphish | $25.00 | $25.00 | 5/13/2010 5:06:45 PM |
| Carpetkid | $50.00 | $50.00 | 5/13/2010 5:08:33 PM |
| blissful-note7 | $25.00 | $25.00 | 5/13/2010 5:17:58 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/13/2010 5:56:37 PM |
| lloyd_s | $25.00 | $25.00 | 5/13/2010 7:10:03 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/13/2010 6:39:57 PM |
| winlender | $25.00 | $25.00 | 5/13/2010 8:04:54 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/13/2010 8:05:04 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/13/2010 8:05:46 PM |
| sensible-community1 | $25.00 | $25.00 | 5/13/2010 8:11:13 PM |
| surfhoss644 | $25.00 | $25.00 | 5/13/2010 8:05:50 PM |
| nickel-ferret | $25.00 | $25.00 | 5/13/2010 8:12:05 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/13/2010 8:10:07 PM |
| sf-funder | $25.00 | $25.00 | 5/13/2010 8:11:56 PM |
| saihu | $25.00 | $25.00 | 5/13/2010 8:12:06 PM |
| kmr2 | $250.00 | $250.00 | 5/13/2010 8:05:07 PM |
| skuba | $25.00 | $25.00 | 5/13/2010 8:05:10 PM |
| alexstar | $25.00 | $25.00 | 5/13/2010 8:45:36 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/13/2010 8:05:14 PM |
| figs4u2 | $80.00 | $80.00 | 5/13/2010 8:05:28 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 5/13/2010 8:05:32 PM |
| fcukciti | $50.00 | $50.00 | 5/13/2010 8:05:35 PM |
| bright-balance | $25.00 | $25.00 | 5/13/2010 8:05:44 PM |
| treasure-transporter | $25.00 | $25.00 | 5/13/2010 8:11:53 PM |
| fantastic-openness | $50.00 | $50.00 | 5/13/2010 8:11:58 PM |
| inspired-contract9 | $50.00 | $50.00 | 5/13/2010 9:19:23 PM |
| murren | $25.00 | $25.00 | 5/13/2010 8:12:03 PM |
| MAJESTIC5 | $38.17 | $38.17 | 5/13/2010 9:43:20 PM |
| MO_Investor | $25.00 | $25.00 | 5/13/2010 10:44:12 PM |
| billy_hoe_22 | $38.94 | $38.94 | 5/13/2010 11:07:46 PM |
| gold-sushi | $25.00 | $25.00 | 5/13/2010 11:07:50 PM |
| important-ore | $50.00 | $50.00 | 5/13/2010 11:14:09 PM |
| BayShell | $50.00 | $50.00 | 5/14/2010 12:23:19 AM |
| Cheburashka | $30.00 | $30.00 | 5/14/2010 12:38:33 AM |
| bchen78875 | $50.00 | $50.00 | 5/14/2010 1:05:03 AM |
| HHP | $25.00 | $25.00 | 5/14/2010 12:43:44 AM |
| mollybosco | $26.67 | $26.67 | 5/13/2010 11:03:01 PM |
| vegibenz | $25.00 | $25.00 | 5/14/2010 12:03:53 AM |
| trevandtal | $25.00 | $25.00 | 5/14/2010 1:30:39 AM |
| Walkingcowboy | $25.00 | $25.00 | 5/14/2010 1:31:36 AM |
| majormoves1 | $25.00 | $25.00 | 5/14/2010 1:31:41 AM |
| interstellar | $50.00 | $50.00 | 5/14/2010 12:58:04 AM |
| schpere | $25.00 | $15.74 | 5/14/2010 2:28:23 AM |
| USMC0311 | $25.00 | $25.00 | 5/14/2010 2:20:11 AM |
| unclejaef | $25.00 | $25.00 | 5/14/2010 2:21:25 AM |
| panegryst | $25.00 | $25.00 | 5/14/2010 1:29:44 AM |
| bonus-zone | $25.00 | $25.00 | 5/14/2010 1:44:53 AM |
| mad4wknds | $25.00 | $25.00 | 5/14/2010 2:09:02 AM |
| 154 bids
|
Borrower Payment Dependent Notes Series
458169
This series of Notes was issued and sold upon the funding of the borrower loan #42527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-13-2010 |
| |
Auction end date:
| May-17-2010 |
|
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.48% |
Starting monthly payment:
| $54.98 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.48% |
Final monthly payment:
| $54.98 |
| |
|
Auction yield range:
| 16.99% - 18.00% |
Estimated loss impact:
| 19.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
6 | Length of status: | 11y 11m |
|
Credit score:
| 740-759 (May-2010) |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,610 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 12 | | | | |
|
Screen name:
| jm2kids |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,400.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2008)
640-659
(Sep-2007)
|
|
Principal balance:
| $1,387.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Refinance existing Prosper Loan =)
Purpose of loan:
To refinance my current Prosper loan of $1408 to lower my monthly payment and interest rate. Will make accelerated payments when I can to shorten the life of this loan. Thank you for considering my request.
My financial situation:
My hubby and I have been working hard to pay down our debt and you can see with my current loan that I have NEVER missed a payment, nor been late with a payment. Although i am?in the HR category, you can see my credit score has gone up and we have no delinquent accounts.
Monthly net income:
Mine is $2800, my spouse $3600. Both will be used to repay loan. Total $6400
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ varies
??Car expenses: $ 700
??Utilities: $ 200
??Phone, cable, internet: $ 105
??Food, entertainment: $?500
??Clothing, household expenses $?200
??Credit cards and other loans: $ 1200
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| quickstep | $25.00 | $25.00 | 5/15/2010 3:51:32 AM |
| quickstep | $250.00 | $250.00 | 5/16/2010 4:35:05 PM |
| quickstep | $50.00 | $50.00 | 5/16/2010 4:35:57 PM |
| reflective-rupee | $50.00 | $50.00 | 5/16/2010 7:30:15 PM |
| aztocas | $25.00 | $25.00 | 5/16/2010 10:40:58 PM |
| wlm3012 | $25.00 | $25.00 | 5/16/2010 8:43:59 PM |
| portfolio-turbine | $25.00 | $25.00 | 5/16/2010 9:21:01 PM |
| portfolio-turbine | $50.00 | $50.00 | 5/16/2010 9:23:56 PM |
| loanman2007 | $100.00 | $100.00 | 5/17/2010 6:47:17 AM |
| periko | $50.00 | $50.00 | 5/17/2010 7:00:50 AM |
| reflective-rupee | $50.00 | $25.00 | 5/17/2010 9:27:56 AM |
| sweety075 | $25.00 | $25.00 | 5/15/2010 4:51:38 PM |
| cbivitz | $350.00 | $350.00 | 5/16/2010 3:02:34 PM |
| greenback-chairman5 | $25.00 | $25.00 | 5/16/2010 7:11:47 PM |
| Aberdeen | $400.00 | $400.00 | 5/16/2010 7:33:44 PM |
| dgagli1 | $25.00 | $25.00 | 5/17/2010 8:28:21 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
455894
This series of Notes was issued and sold upon the funding of the borrower loan #42529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $150.50 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 11
/
9 | Length of status: | 11y 8m |
|
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,847 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wildfan96 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2008)
|
|
Principal balance:
| $822.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Pay of Credit Card debts
Purpose of loan:
This loan will be used to?
pay off old credit card debts. ???? ????
My financial situation:
I am a good candidate for this loan because?
I have a reliable source of income to pay off this debt loan in a timely fashion.
Monthly net income: $ 4108.00
Monthly expenses: $
??Housing: $
417
??Insurance: $
100
??Car expenses: $ 50
??Utilities: $
50
??Phone, cable, internet: $
0
??Food, entertainment: $
75
??Clothing, household expenses $
25
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
36 months
(May-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 5/5/2010 4:42:50 PM |
| jgshinn | $25.00 | $25.00 | 5/5/2010 4:36:48 PM |
| bankbuddy55 | $25.00 | $25.00 | 5/5/2010 6:16:50 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/6/2010 6:12:15 PM |
| fund-secret-agent | $25.00 | $25.00 | 5/9/2010 1:21:27 AM |
| reflective-rupee | $350.00 | $350.00 | 5/9/2010 9:05:01 PM |
| marwadi-62 | $200.00 | $200.00 | 5/9/2010 5:00:14 PM |
| Legally_Blonde | $100.00 | $100.00 | 5/10/2010 9:23:27 AM |
| CoffeeKing | $50.00 | $50.00 | 5/10/2010 9:43:56 AM |
| cash-arboretum | $50.00 | $50.00 | 5/10/2010 9:10:25 AM |
| shawnw2 | $29.43 | $29.43 | 5/10/2010 9:35:00 AM |
| RichMaker1 | $50.00 | $50.00 | 5/10/2010 10:24:55 AM |
| CA_Lender | $25.00 | $25.00 | 5/10/2010 3:03:55 PM |
| eod_man | $133.00 | $122.14 | 5/11/2010 2:21:50 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:33:02 AM |
| BlueProteus | $25.00 | $25.00 | 5/11/2010 2:02:31 PM |
| PXM-Financial | $43.00 | $43.00 | 5/11/2010 8:50:56 PM |
| Kash2010lu | $35.00 | $35.00 | 5/11/2010 10:38:48 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/11/2010 9:13:30 PM |
| dough-rocket | $50.00 | $50.00 | 5/12/2010 7:51:41 AM |
| Bob450 | $40.00 | $40.00 | 5/11/2010 7:44:08 PM |
| peso-bonaza | $28.25 | $28.25 | 5/11/2010 8:38:08 PM |
| Mikale360 | $25.00 | $25.00 | 5/12/2010 6:55:37 AM |
| JerryB96 | $25.00 | $25.00 | 5/11/2010 9:50:22 PM |
| Isotope | $25.00 | $25.00 | 5/12/2010 1:08:54 PM |
| damasterwc | $25.00 | $25.00 | 5/12/2010 1:34:04 PM |
| dudebrah | $30.00 | $30.00 | 5/12/2010 2:40:47 PM |
| grampy48 | $50.00 | $50.00 | 5/12/2010 1:50:10 PM |
| truth-trapper | $25.00 | $25.00 | 5/12/2010 2:36:23 PM |
| unger | $50.00 | $50.00 | 5/12/2010 2:43:41 PM |
| credit-coach118 | $35.00 | $35.00 | 5/12/2010 3:02:11 PM |
| wonder3 | $25.00 | $25.00 | 5/12/2010 4:05:40 PM |
| Tono | $25.00 | $25.00 | 5/12/2010 4:10:00 PM |
| Phatt-Daddy | $25.11 | $25.11 | 5/12/2010 2:45:32 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/12/2010 4:02:45 PM |
| EretzCapital | $50.00 | $50.00 | 5/12/2010 4:18:44 PM |
| Engineer44 | $40.00 | $40.00 | 5/12/2010 4:28:22 PM |
| friendinmoney | $35.00 | $35.00 | 5/12/2010 4:24:00 PM |
| money-fort | $40.00 | $40.00 | 5/12/2010 4:27:39 PM |
| finance-prescription | $50.00 | $50.00 | 5/5/2010 4:50:43 PM |
| Serpent2801 | $25.00 | $25.00 | 5/5/2010 9:18:03 PM |
| seadrg | $25.00 | $25.00 | 5/6/2010 12:40:38 PM |
| TheSweetLender | $40.00 | $40.00 | 5/6/2010 2:45:22 PM |
| emance | $65.00 | $65.00 | 5/7/2010 2:24:15 PM |
| lendstats_com | $198.07 | $198.07 | 5/8/2010 1:02:45 AM |
| Aberdeen | $400.00 | $400.00 | 5/9/2010 3:35:21 PM |
| five-star-note | $35.00 | $35.00 | 5/10/2010 12:44:39 AM |
| buffalobills | $25.00 | $25.00 | 5/10/2010 7:03:46 AM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:35:01 PM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 2:47:33 PM |
| sturdy-peace9 | $75.00 | $75.00 | 5/10/2010 5:50:45 PM |
| martymaniaman | $25.00 | $25.00 | 5/11/2010 6:27:51 AM |
| hektek22 | $25.00 | $25.00 | 5/10/2010 8:35:45 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 8:20:15 AM |
| clemclan | $25.00 | $25.00 | 5/11/2010 6:05:49 PM |
| kingston1 | $25.00 | $25.00 | 5/11/2010 6:34:53 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 6:50:02 PM |
| sweety075 | $25.00 | $25.00 | 5/11/2010 9:11:02 PM |
| brother_tam | $100.00 | $100.00 | 5/11/2010 9:45:20 PM |
| simeonthewhale | $50.00 | $50.00 | 5/12/2010 5:27:57 AM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:40:05 AM |
| SAR-2 | $34.00 | $34.00 | 5/12/2010 2:32:46 PM |
| Leshan | $75.00 | $75.00 | 5/12/2010 8:33:12 AM |
| I_want_to_help_you | $25.00 | $25.00 | 5/12/2010 3:51:17 PM |
| evergreen16 | $25.00 | $25.00 | 5/12/2010 2:58:12 PM |
| Bill88 | $25.00 | $25.00 | 5/12/2010 4:02:51 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
456970
This series of Notes was issued and sold upon the funding of the borrower loan #42545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 28.00% |
Starting borrower rate/APR:
| 29.00% / 31.36% |
Starting monthly payment:
| $146.67 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 31.36% |
Final monthly payment:
| $146.67 |
| |
|
Auction yield range:
| 13.99% - 28.00% |
Estimated loss impact:
| 15.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
|
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Landscaping |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,977 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 52% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| KTOWN |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 96% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 1
( 4% )
| 540-559
(Feb-2008)
560-579
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
2nd Prosper Loan
Just need help with next step to being debt free. all short term revolving credit debt will be paid and one installment loan which will be all but 2 of the 9 credit lines. The only things left are student loan and new vehicle bought in 2008.
I am a good for this loan it will be my second with prosper only had one late payment and that was only by a day because of a changed bank account.
Since my first loan I have repaid the prosper community by loaning money in small amounts to fellow borrowers.
Just need some help making the next step to financial freedom.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
Great question, I plan on paying it back as fast as possible. However, in the spirit of PROSPER i will carry the debt for at least 12-18 months.
(May-10-2010)
Q:
Hi,
Is your income stable? Any impact by the downturn economy?
Thanks, - p2ploan-sensation211
A:
Yes it appears be more stable going into this year rather then last. My business was hit hard last year but I survived so I pulled back most all advertising and will not take on new customers this year unless they are recommended by a current good customer. I see small growth potential for the first time in three years but let me re iterate small Very small.
(May-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $50.00 | $50.00 | 5/5/2010 4:50:42 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 7:12:51 PM |
| loanman2007 | $150.00 | $150.00 | 5/10/2010 5:20:04 AM |
| reflective-rupee | $350.00 | $346.29 | 5/10/2010 8:33:19 PM |
| Skeptical-one | $25.00 | $25.00 | 5/11/2010 8:11:42 AM |
| foldingbenny2 | $50.00 | $50.00 | 5/11/2010 5:20:04 PM |
| Mark-M | $25.00 | $25.00 | 5/11/2010 9:09:05 PM |
| JerryB96 | $25.00 | $25.00 | 5/11/2010 9:51:48 PM |
| YoungTaxMan | $250.00 | $250.00 | 5/11/2010 5:39:38 PM |
| well-mannered-income3 | $100.00 | $100.00 | 5/11/2010 5:57:24 PM |
| Kash2010lu | $25.00 | $25.00 | 5/11/2010 10:43:29 PM |
| cerbear9 | $25.01 | $25.01 | 5/12/2010 7:57:38 AM |
| rockhound84 | $25.00 | $25.00 | 5/11/2010 7:29:04 PM |
| leverage-burrito | $25.00 | $25.00 | 5/12/2010 10:12:44 AM |
| invincible-gain | $30.00 | $30.00 | 5/12/2010 1:09:00 AM |
| bmw2 | $35.00 | $35.00 | 5/12/2010 2:16:29 PM |
| btormc5 | $30.00 | $30.00 | 5/12/2010 8:02:50 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/12/2010 12:16:51 PM |
| five-star-note | $50.00 | $50.00 | 5/12/2010 3:52:37 PM |
| reflective-rupee | $75.00 | $75.00 | 5/12/2010 2:04:37 PM |
| JGuide | $201.88 | $201.88 | 5/8/2010 5:30:01 PM |
| JGuide | $801.88 | $801.88 | 5/10/2010 8:57:16 PM |
| sturdy-peace9 | $75.00 | $75.00 | 5/11/2010 4:15:58 PM |
| crdcteng | $50.00 | $50.00 | 5/11/2010 6:48:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/11/2010 5:43:34 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 7:07:25 PM |
| vigilance-searcher | $50.00 | $50.00 | 5/11/2010 9:17:32 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/11/2010 7:41:02 PM |
| meteoric-kindness | $25.00 | $25.00 | 5/11/2010 5:03:29 PM |
| zone6 | $100.00 | $100.00 | 5/11/2010 10:50:38 PM |
| deepblue34 | $30.00 | $30.00 | 5/11/2010 5:43:11 PM |
| hektek22 | $25.00 | $25.00 | 5/12/2010 7:59:41 AM |
| jbloans | $25.00 | $25.00 | 5/11/2010 7:31:45 PM |
| Catz_aplenty | $34.94 | $34.94 | 5/12/2010 9:19:40 AM |
| JustMee | $25.00 | $25.00 | 5/11/2010 8:49:29 PM |
| visionary-deal3 | $100.00 | $100.00 | 5/12/2010 7:15:24 AM |
| Bob450 | $40.00 | $40.00 | 5/11/2010 9:58:41 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/12/2010 10:56:08 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 1:53:54 PM |
| RecoveryLender | $25.00 | $25.00 | 5/12/2010 2:08:58 PM |
| reflective-rupee | $75.00 | $75.00 | 5/12/2010 11:17:57 AM |
| Bill88 | $25.00 | $25.00 | 5/12/2010 4:01:10 PM |
| reflective-rupee | $75.00 | $75.00 | 5/12/2010 2:04:15 PM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:50:18 AM |
| I_want_to_help_you | $25.00 | $25.00 | 5/12/2010 3:52:50 PM |
| reflective-rupee | $75.00 | $75.00 | 5/12/2010 2:05:01 PM |
| Tono | $25.00 | $25.00 | 5/12/2010 4:22:58 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
457232
This series of Notes was issued and sold upon the funding of the borrower loan #42524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-06-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 21.69% |
Starting borrower rate/APR:
| 22.69% / 25.88% |
Starting monthly payment:
| $46.26 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.10% |
Final monthly payment:
| $43.38 |
| |
|
Auction yield range:
| 7.99% - 21.69% |
Estimated loss impact:
| 8.39% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 65% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,412 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $672 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| bagtracer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2009)
740-759
(Apr-2008)
740-759
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Pay Sears Credit Card
Purpose of loan:
This loan will be used to pay Sears Credit Card.
My financial situation:I am a good candidate for this loan because I believe in Prosper's vision to help everyday?Americans increase their?credit rating. I also plan on paying this loan off quicker then 3 years.? Let's Prosper!?Since I am single and do work a part time job along with overtime on my full time job; income?does vary.?My expenses for clothing and my apartment is?small. Thank you for viewing!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WZ3190 | $26.11 | $26.11 | 5/9/2010 3:56:25 PM |
| marwadi-62 | $100.00 | $100.00 | 5/8/2010 7:13:30 PM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:46:58 PM |
| loanman2007 | $75.00 | $75.00 | 5/10/2010 5:34:39 AM |
| Unitas4302 | $100.00 | $100.00 | 5/9/2010 11:46:47 PM |
| gjm6d | $25.00 | $25.00 | 5/13/2010 7:00:06 AM |
| hillerod | $25.00 | $25.00 | 5/13/2010 8:26:04 AM |
| adamkp83 | $25.00 | $25.00 | 5/13/2010 10:02:55 AM |
| roguewinner | $50.00 | $50.00 | 5/13/2010 12:43:46 PM |
| MStackIV | $25.00 | $25.00 | 5/13/2010 2:43:58 PM |
| friendinmoney | $25.00 | $25.00 | 5/13/2010 4:05:19 PM |
| note-pursuit | $25.00 | $25.00 | 5/13/2010 4:11:49 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/7/2010 5:46:31 PM |
| brondero | $60.00 | $60.00 | 5/8/2010 7:50:58 AM |
| crdcteng | $50.00 | $50.00 | 5/11/2010 6:34:23 PM |
| simeonthewhale | $100.00 | $100.00 | 5/12/2010 5:30:43 AM |
| Brown98 | $25.00 | $25.00 | 5/12/2010 4:43:49 PM |
| gpuck | $25.00 | $25.00 | 5/13/2010 4:29:16 AM |
| dmk2006 | $25.00 | $25.00 | 5/13/2010 7:49:20 AM |
| Leshan | $75.00 | $75.00 | 5/13/2010 8:50:22 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/13/2010 8:56:48 AM |
| jpblan11 | $25.00 | $25.00 | 5/13/2010 9:52:15 AM |
| ddoneday | $27.00 | $27.00 | 5/13/2010 12:01:05 PM |
| proton346 | $25.00 | $0.71 | 5/13/2010 11:18:34 AM |
| AustinAmerica | $25.00 | $25.00 | 5/13/2010 11:40:10 AM |
| JGuide | $56.18 | $56.18 | 5/13/2010 1:18:56 PM |
| mpatrick | $25.00 | $25.00 | 5/13/2010 2:05:12 PM |
| DasMula | $25.00 | $25.00 | 5/13/2010 1:15:20 PM |
| wwwUniversal | $25.00 | $25.00 | 5/13/2010 3:57:37 PM |
| DCsource | $25.00 | $25.00 | 5/13/2010 4:19:38 PM |
| money-fort | $30.00 | $30.00 | 5/13/2010 5:00:03 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
457328
This series of Notes was issued and sold upon the funding of the borrower loan #42535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.2% |
Auction start date:
| May-06-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 23.50% |
Starting borrower rate/APR:
| 24.50% / 26.80% |
Starting monthly payment:
| $296.22 |
|
Final lender yield:
| 23.50% |
Final borrower rate/APR:
| 24.50% / 26.80% |
Final monthly payment:
| $296.22 |
| |
|
Auction yield range:
| 7.99% - 23.50% |
Estimated loss impact:
| 6.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 2m |
|
Credit score:
| 800-819 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Austin_TXbooks |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NEED FUNDING TO MOVE & GROW!
Purpose of loan:
I have owned my University of Texas
bookstore for 2 years and was
profitable from the start. Our revenue for 2009 were $1.2M and had a profit
margin of 12% to 15%.? When I purchased the business May of 2008 revenues were $480K.? I reinvest most of the profit back into the
business to finance the growth.
We
just negotiated a below market rate deal for a better location for our
store.? The new location will lower our rent, while increasing our
visibility and revenue. If we exercised the renewal option on our
current lease we would be restricted from selling course packets,
providing copy services and several other revenue streams as part of non-compete clauses in our lease.? The drawback to moving June 1 is that
we will have spent all our money buying books back from students in May.? We
will not have the extra cash to cover the first and last months rent.?
I will not get my current security deposit back for 30 to 60 days.?
Additionally, we will not cash out our investment in books until late
August. So, cash is tight. Summer books sales will cover all operating
costs until the Fall regular school term starts.
With modern technology, we do not buy any textbooks that are obsolete
and will always have built in margin.? They are highly liquid,
sellable, recession proof, and always in demand.
My Financial Situation:
I am personally debt free. I own my home and my car 100%. I have
co-signed loans for my daughters for their cars, though they pay the
notes.? In a nut shell, I live within my means.? On the business side,
I have no outstanding obligations.? All, payroll taxes, rent, monthly
bills are paid current.? The only time I incur debt is when I finance
book buybacks, or buy new textbooks on account with publishers.
I HAVE AN 800+ PERSONAL CREDIT RATING SO, YOUR INVESTING WITH ME IS PRETTY SAFE. FEEL FREE TO ASK ME
ANY QUESTIONS. I WILL GET BACK TO YOU PROMPTLY.? LET YOUR FRIENDS KNOW
ABOUT ME SO WE CAN GET THIS FUNDED.? THE STUDENTS WILL BE THE REAL
WINNERS!
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$250.00 in winning bids.
"A real - honest to goodness brick and mortar business! Refreshing to see! We discussed his biz at length and he is willing to provide whatever you need to see to get the first loan going - he plans to borrow short term amounts twice a year and to invest some of his profits into Prosper once Texas opens up lending! Drop him a line if you have questions!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What is your website address? - JGuide
A:
Hi, the website address is www.beatthebookstore-ut.com.
Regards,
Ken
(May-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JGuide | $100.00 | $100.00 | 5/6/2010 5:34:51 PM |
| Your_Bank | $302.24 | $302.24 | 5/6/2010 5:40:01 PM |
| 1traveler | $25.00 | $25.00 | 5/6/2010 6:56:24 PM |
| Legally_Blonde | $100.00 | $100.00 | 5/6/2010 9:58:13 PM |
| SFBank | $200.00 | $200.00 | 5/6/2010 5:49:55 PM |
| RecoveryLender | $91.40 | $91.40 | 5/7/2010 7:38:58 AM |
| dynrep | $100.00 | $100.00 | 5/7/2010 7:57:10 AM |
| Bill88 | $30.00 | $30.00 | 5/7/2010 9:23:45 AM |
| element40 | $100.00 | $100.00 | 5/7/2010 9:12:35 AM |
| DasMula | $500.00 | $500.00 | 5/7/2010 7:46:39 AM |
| gelt4u | $25.00 | $25.00 | 5/7/2010 11:44:03 AM |
| loanman2007 | $200.00 | $200.00 | 5/7/2010 11:08:17 AM |
| Kash2010lu | $25.00 | $25.00 | 5/7/2010 9:07:33 AM |
| benjamins-rumbler | $100.00 | $100.00 | 5/7/2010 12:12:02 PM |
| SolarMoonshine | $200.00 | $200.00 | 5/7/2010 5:12:05 PM |
| sgt-schultz | $180.96 | $180.96 | 5/7/2010 6:24:13 PM |
| Perksunlimited | $25.00 | $25.00 | 5/9/2010 7:53:41 AM |
| cash-tent | $58.62 | $58.62 | 5/9/2010 9:51:30 AM |
| aztocas | $25.00 | $25.00 | 5/9/2010 9:37:42 PM |
| Quiz18 | $25.00 | $25.00 | 5/10/2010 7:29:10 PM |
| JGuide | $150.00 | $150.00 | 5/10/2010 7:41:05 PM |
| sgt-schultz | $114.99 | $114.99 | 5/11/2010 12:00:25 AM |
| beakerfish | $50.00 | $50.00 | 5/10/2010 6:16:14 PM |
| jpaulnyc | $250.00 | $250.00 | 5/10/2010 7:57:49 PM |
| bill-solo | $50.00 | $50.00 | 5/10/2010 8:14:42 PM |
| RecoveryLender | $25.10 | $25.10 | 5/11/2010 1:28:23 PM |
| MrBadExample | $158.00 | $158.00 | 5/11/2010 7:34:27 PM |
| brginhuntr | $52.00 | $52.00 | 5/12/2010 5:38:08 AM |
| penny-motivator2 | $50.00 | $50.00 | 5/12/2010 9:38:55 AM |
| Eaglehigh | $25.00 | $25.00 | 5/12/2010 10:40:11 AM |
| well-mannered-income3 | $50.00 | $50.00 | 5/12/2010 4:31:49 PM |
| reflective-rupee | $300.00 | $300.00 | 5/12/2010 4:52:52 PM |
| best-generosity-financier | $25.00 | $25.00 | 5/12/2010 7:06:44 PM |
| MartialKid81 | $25.00 | $25.00 | 5/12/2010 6:44:44 PM |
| Bob450 | $50.00 | $50.00 | 5/12/2010 8:02:15 PM |
| RecoveryLender | $25.00 | $25.00 | 5/12/2010 8:03:45 PM |
| autonomous-truth | $300.00 | $300.00 | 5/12/2010 5:12:24 PM |
| SeeksValue | $50.00 | $50.00 | 5/12/2010 11:22:47 PM |
| durability-colonel | $200.00 | $200.00 | 5/13/2010 3:05:50 AM |
| sgt-schultz | $28.26 | $28.26 | 5/13/2010 3:53:46 AM |
| JustMee | $25.00 | $25.00 | 5/13/2010 7:23:00 AM |
| eagle1271 | $25.00 | $25.00 | 5/13/2010 8:01:32 AM |
| pani5ue | $25.00 | $25.00 | 5/13/2010 8:14:49 AM |
| Occhy | $25.00 | $25.00 | 5/13/2010 9:06:29 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/13/2010 9:04:46 AM |
| reflective-rupee | $300.00 | $300.00 | 5/6/2010 5:50:41 PM |
| Legally_Blonde | $200.00 | $200.00 | 5/6/2010 9:56:44 PM |
| aztocas | $50.00 | $50.00 | 5/6/2010 11:03:59 PM |
| SeeksValue | $105.00 | $105.00 | 5/6/2010 11:14:19 PM |
| periko | $30.54 | $30.54 | 5/7/2010 7:32:20 AM |
| gpuck | $25.00 | $25.00 | 5/7/2010 3:37:24 PM |
| FinDoc | $25.00 | $25.00 | 5/7/2010 3:20:16 PM |
| catalystcf | $25.00 | $25.00 | 5/7/2010 9:28:00 PM |
| gain-doughnut | $100.00 | $100.00 | 5/7/2010 10:10:35 PM |
| the-payout-hug | $25.00 | $25.00 | 5/9/2010 2:51:44 PM |
| loan-tycoon0 | $49.12 | $49.12 | 5/9/2010 6:08:54 PM |
| well-mannered-income3 | $100.00 | $100.00 | 5/9/2010 6:48:54 AM |
| FOFagent1 | $228.31 | $228.31 | 5/10/2010 5:51:03 PM |
| SpotLending | $50.00 | $50.00 | 5/10/2010 7:52:30 PM |
| SeeksValue | $25.00 | $25.00 | 5/10/2010 6:45:57 PM |
| well-mannered-income3 | $75.00 | $75.00 | 5/11/2010 6:06:45 PM |
| Bob450 | $100.00 | $100.00 | 5/11/2010 9:51:50 PM |
| wealth-pipeline | $25.00 | $25.00 | 5/12/2010 7:51:03 AM |
| alexgalt | $100.00 | $100.00 | 5/11/2010 11:59:07 PM |
| Nemo2001 | $25.00 | $25.00 | 5/12/2010 10:38:58 AM |
| genuine-dime | $100.00 | $100.00 | 5/12/2010 5:56:52 AM |
| MC7608 | $40.00 | $40.00 | 5/12/2010 2:25:20 PM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/12/2010 11:55:41 AM |
| platinum-cargo | $25.00 | $25.00 | 5/12/2010 2:59:40 PM |
| reflective-rupee | $150.00 | $150.00 | 5/12/2010 4:53:14 PM |
| gothampark | $25.00 | $25.00 | 5/12/2010 6:11:47 PM |
| Cash4U2also | $118.00 | $118.00 | 5/12/2010 7:24:19 PM |
| Alittleluck | $50.00 | $50.00 | 5/12/2010 5:52:26 PM |
| TakeCare | $200.00 | $200.00 | 5/12/2010 9:25:35 PM |
| autonomous-truth | $100.00 | $100.00 | 5/12/2010 5:15:43 PM |
| riverzeus | $25.33 | $25.33 | 5/12/2010 7:58:05 PM |
| durability-colonel | $200.00 | $200.00 | 5/13/2010 3:06:39 AM |
| wwwUniversal | $25.00 | $25.00 | 5/13/2010 6:29:44 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/13/2010 6:27:10 AM |
| graceful-payment | $25.00 | $22.64 | 5/13/2010 6:33:24 AM |
| shrewd-income | $50.00 | $50.00 | 5/13/2010 6:36:20 AM |
| dadobank | $29.49 | $29.49 | 5/13/2010 7:56:50 AM |
| Pu239 | $60.00 | $60.00 | 5/13/2010 10:09:37 AM |
| sunfan | $50.00 | $50.00 | 5/13/2010 10:54:03 AM |
| 84 bids
|
Borrower Payment Dependent Notes Series
457848
This series of Notes was issued and sold upon the funding of the borrower loan #42525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $223.25 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
14 | Length of status: | 3y 2m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $19,605 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Breakingfreefromdebt |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off a high-interest credit card.?
My financial situation:
I am a good candidate for this loan because I have a great job that is reliable.? I am also very committed to getting out of debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 5/11/2010 4:37:41 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/11/2010 4:37:49 PM |
| mlopez2007 | $50.00 | $50.00 | 5/11/2010 4:37:56 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/11/2010 4:38:00 PM |
| meux99 | $25.00 | $25.00 | 5/11/2010 4:36:45 PM |
| dharma1 | $25.00 | $25.00 | 5/11/2010 4:36:51 PM |
| loot-funkmaster | $25.00 | $25.00 | 5/11/2010 4:37:12 PM |
| credit-scout7 | $30.00 | $30.00 | 5/11/2010 4:40:40 PM |
| evnagelist | $25.00 | $25.00 | 5/11/2010 4:40:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/11/2010 4:38:15 PM |
| Daneistes | $100.00 | $100.00 | 5/11/2010 4:41:21 PM |
| F16Pilot | $25.00 | $25.00 | 5/11/2010 4:38:51 PM |
| generous-deal6 | $25.00 | $25.00 | 5/11/2010 4:39:02 PM |
| djs81 | $50.00 | $50.00 | 5/11/2010 4:43:20 PM |
| Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:33 PM |
| authoritative-capital | $25.00 | $25.00 | 5/11/2010 4:36:28 PM |
| JGB | $25.00 | $25.00 | 5/11/2010 4:41:32 PM |
| gold-sushi | $25.00 | $25.00 | 5/11/2010 4:44:30 PM |
| kenji4861 | $50.00 | $50.00 | 5/11/2010 4:37:30 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/11/2010 4:37:34 PM |
| gold-disk | $100.00 | $100.00 | 5/11/2010 4:42:13 PM |
| radforj22 | $50.00 | $50.00 | 5/11/2010 4:37:52 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/11/2010 4:45:22 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/11/2010 4:46:16 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/11/2010 4:46:39 PM |
| GElender | $50.00 | $50.00 | 5/11/2010 4:44:04 PM |
| steady-gain5 | $25.00 | $25.00 | 5/11/2010 4:48:53 PM |
| castleman | $25.00 | $25.00 | 5/11/2010 4:40:45 PM |
| noble-power286 | $25.00 | $25.00 | 5/11/2010 4:49:18 PM |
| tntmojave | $25.00 | $25.00 | 5/11/2010 4:45:12 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/11/2010 4:41:18 PM |
| kulender | $25.00 | $25.00 | 5/11/2010 4:41:28 PM |
| locofuego | $50.00 | $50.00 | 5/11/2010 4:49:45 PM |
| figs4u2 | $80.00 | $80.00 | 5/11/2010 4:41:47 PM |
| hookUup | $25.00 | $25.00 | 5/11/2010 4:41:55 PM |
| jhuang617 | $50.00 | $50.00 | 5/11/2010 4:45:59 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/11/2010 4:42:05 PM |
| gold-conga | $25.00 | $25.00 | 5/11/2010 4:46:20 PM |
| virtualbank | $25.00 | $25.00 | 5/11/2010 4:46:31 PM |
| hrubinst | $25.00 | $25.00 | 5/11/2010 4:42:34 PM |
| 108lender | $100.00 | $100.00 | 5/11/2010 5:00:54 PM |
| Supernick | $50.00 | $50.00 | 5/11/2010 4:43:16 PM |
| power-defender7 | $25.00 | $25.00 | 5/11/2010 4:43:55 PM |
| ichibon | $75.00 | $75.00 | 5/11/2010 4:44:17 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 5:04:33 PM |
| psztnrw | $100.00 | $100.00 | 5/11/2010 5:04:40 PM |
| loanfairy | $25.00 | $25.00 | 5/11/2010 5:04:50 PM |
| objective-investor | $100.00 | $100.00 | 5/11/2010 5:04:57 PM |
| scottr | $25.00 | $25.00 | 5/11/2010 4:59:58 PM |
| Comoparklender | $30.00 | $30.00 | 5/11/2010 5:04:41 PM |
| DcUnited | $25.00 | $25.00 | 5/11/2010 5:04:44 PM |
| fortytwo | $48.27 | $48.27 | 5/11/2010 6:29:01 PM |
| teller | $50.00 | $50.00 | 5/11/2010 5:02:12 PM |
| kirkjerk | $25.00 | $25.00 | 5/12/2010 12:39:20 AM |
| Composure1 | $45.15 | $45.15 | 5/11/2010 5:29:02 PM |
| worthy-loot8 | $25.00 | $25.00 | 5/11/2010 9:44:05 PM |
| zeraphm | $25.00 | $25.00 | 5/11/2010 10:54:06 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/12/2010 6:04:09 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 5/12/2010 5:09:09 AM |
| Myrm | $25.00 | $25.00 | 5/11/2010 7:40:41 PM |
| Midwestvalues | $100.00 | $100.00 | 5/12/2010 5:30:07 AM |
| thefisherman | $25.00 | $25.00 | 5/12/2010 8:49:35 AM |
| lenderforyoutoday | $28.19 | $28.19 | 5/12/2010 9:09:07 AM |
| RG | $25.00 | $25.00 | 5/12/2010 5:40:26 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 5/12/2010 5:41:01 AM |
| loan-kung-fu | $25.00 | $25.00 | 5/12/2010 5:59:19 AM |
| e6400 | $50.00 | $50.00 | 5/12/2010 9:34:54 AM |
| best-ingenious-funds | $25.00 | $25.00 | 5/12/2010 9:35:17 AM |
| commitment-farm | $25.00 | $25.00 | 5/12/2010 8:24:52 AM |
| worthy-truth | $25.00 | $25.00 | 5/12/2010 8:49:21 AM |
| Lii4me | $25.00 | $25.00 | 5/12/2010 8:49:29 AM |
| iolaire | $25.00 | $25.00 | 5/12/2010 9:14:10 AM |
| duckbill_1972 | $25.00 | $25.00 | 5/12/2010 11:19:09 AM |
| chestnut4 | $25.00 | $25.00 | 5/12/2010 4:44:04 AM |
| Mark-O-Polo | $25.00 | $25.00 | 5/12/2010 4:50:17 AM |
| BayShell | $50.00 | $50.00 | 5/12/2010 9:20:48 AM |
| Cheburashka | $30.00 | $30.00 | 5/12/2010 5:40:28 AM |
| MiniBank998 | $25.00 | $25.00 | 5/12/2010 5:40:57 AM |
| trevandtal | $25.00 | $25.00 | 5/12/2010 12:19:46 PM |
| toblerone | $36.42 | $36.42 | 5/12/2010 1:19:05 PM |
| rjw_mpwr | $25.00 | $25.00 | 5/12/2010 10:18:57 AM |
| kmr2 | $25.00 | $25.00 | 5/12/2010 10:19:10 AM |
| bigphish | $25.00 | $25.00 | 5/12/2010 10:48:57 AM |
| nunnie | $25.00 | $25.00 | 5/12/2010 7:44:33 AM |
| srgriff | $25.00 | $25.00 | 5/12/2010 7:59:25 AM |
| bowdish1 | $29.07 | $29.07 | 5/12/2010 11:35:29 AM |
| JohnBanks | $25.00 | $25.00 | 5/12/2010 1:19:07 PM |
| ray1051 | $50.00 | $50.00 | 5/12/2010 1:34:02 PM |
| engaging-worth | $25.00 | $25.00 | 5/12/2010 4:41:21 PM |
| qkinger | $50.00 | $50.00 | 5/12/2010 5:17:43 PM |
| KiwiElf | $28.63 | $28.63 | 5/12/2010 4:50:50 PM |
| ojibwa | $25.00 | $25.00 | 5/13/2010 7:19:34 AM |
| chilichese | $25.00 | $25.00 | 5/13/2010 9:34:52 AM |
| samo102us | $25.00 | $15.91 | 5/13/2010 10:39:37 AM |
| Deshy | $53.00 | $53.00 | 5/13/2010 12:51:19 PM |
| Merganser | $25.00 | $25.00 | 5/11/2010 4:38:03 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/11/2010 4:38:29 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/11/2010 4:36:48 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/11/2010 4:40:37 PM |
| harty | $60.00 | $60.00 | 5/11/2010 4:40:48 PM |
| life-is-great | $25.00 | $25.00 | 5/11/2010 4:38:07 PM |
| TheMan | $25.00 | $25.00 | 5/11/2010 4:38:10 PM |
| money-surge1 | $25.00 | $25.00 | 5/11/2010 4:41:39 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/11/2010 4:41:59 PM |
| Avala | $50.00 | $50.00 | 5/11/2010 4:42:39 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/11/2010 4:40:32 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/11/2010 4:40:51 PM |
| Marathoner | $25.00 | $25.00 | 5/11/2010 4:40:54 PM |
| truth-image | $50.00 | $50.00 | 5/11/2010 4:41:03 PM |
| delicious-social132 | $40.00 | $40.00 | 5/11/2010 4:41:08 PM |
| Ivan2007 | $25.00 | $25.00 | 5/11/2010 4:43:38 PM |
| meenan | $25.00 | $25.00 | 5/11/2010 4:41:11 PM |
| bright-balance | $25.00 | $25.00 | 5/11/2010 4:41:15 PM |
| GiantAardvark | $25.00 | $25.00 | 5/11/2010 4:41:42 PM |
| active-market | $100.00 | $100.00 | 5/11/2010 4:44:22 PM |
| afotherg | $25.00 | $25.00 | 5/11/2010 4:41:51 PM |
| seabass123 | $25.00 | $25.00 | 5/11/2010 4:44:32 PM |
| dinero-speaker | $25.00 | $25.00 | 5/11/2010 4:42:46 PM |
| worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:32 PM |
| syounker | $25.00 | $25.00 | 5/11/2010 4:46:09 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/11/2010 4:43:09 PM |
| investment-network | $25.00 | $25.00 | 5/11/2010 4:43:12 PM |
| Orbits | $25.00 | $25.00 | 5/11/2010 4:46:35 PM |
| alaco | $25.00 | $25.00 | 5/11/2010 4:44:27 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/11/2010 4:44:54 PM |
| 1fortheroad | $25.00 | $25.00 | 5/11/2010 4:49:10 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/11/2010 4:49:29 PM |
| DukSerduk | $25.00 | $25.00 | 5/11/2010 4:41:24 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/11/2010 4:41:36 PM |
| phillipd48 | $25.00 | $25.00 | 5/11/2010 5:00:10 PM |
| goldeneye777 | $50.00 | $50.00 | 5/11/2010 5:02:20 PM |
| blissful-note7 | $25.00 | $25.00 | 5/11/2010 4:43:27 PM |
| _wally_ | $50.00 | $50.00 | 5/11/2010 4:43:57 PM |
| Microfinancer | $50.00 | $50.00 | 5/11/2010 4:49:23 PM |
| Castellan | $25.00 | $25.00 | 5/11/2010 4:49:37 PM |
| fishintime | $25.00 | $25.00 | 5/11/2010 5:04:47 PM |
| ommcd | $25.00 | $25.00 | 5/11/2010 4:44:59 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/11/2010 4:45:31 PM |
| integrity-doctor | $25.00 | $25.00 | 5/11/2010 5:15:18 PM |
| Havana21 | $28.84 | $28.84 | 5/11/2010 5:40:05 PM |
| Dap2005 | $25.00 | $25.00 | 5/11/2010 4:45:52 PM |
| RMB-Investments | $50.00 | $50.00 | 5/11/2010 4:46:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/11/2010 4:47:29 PM |
| selector568 | $337.03 | $337.03 | 5/11/2010 4:47:48 PM |
| durability-exchanger | $25.00 | $25.00 | 5/11/2010 5:04:30 PM |
| greeninspirit | $25.00 | $25.00 | 5/11/2010 5:04:36 PM |
| feedpaulyfaster | $25.00 | $25.00 | 5/11/2010 4:48:14 PM |
| ddog0224 | $25.00 | $25.00 | 5/11/2010 5:04:51 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/11/2010 7:14:18 PM |
| money2k | $25.00 | $25.00 | 5/11/2010 8:04:15 PM |
| established-payout | $25.00 | $25.00 | 5/11/2010 6:44:05 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/11/2010 4:59:24 PM |
| Panna | $25.00 | $25.00 | 5/11/2010 5:03:33 PM |
| woodenshoes | $25.00 | $25.00 | 5/12/2010 12:39:23 AM |
| philosopher4 | $25.00 | $25.00 | 5/11/2010 5:04:14 PM |
| sensible-community1 | $25.00 | $25.00 | 5/12/2010 4:14:03 AM |
| community-saver0 | $25.00 | $25.00 | 5/11/2010 5:04:27 PM |
| jrbill1998 | $50.00 | $50.00 | 5/11/2010 5:04:31 PM |
| unassassinable | $25.00 | $25.00 | 5/11/2010 5:04:56 PM |
| Aegean | $25.00 | $25.00 | 5/12/2010 5:09:04 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | $25.00 | 5/11/2010 5:18:55 PM |
| catomaior | $25.00 | $25.00 | 5/12/2010 5:40:55 AM |
| scottssm | $26.00 | $26.00 | 5/11/2010 6:24:01 PM |
| rocket20229 | $50.00 | $50.00 | 5/12/2010 7:23:59 AM |
| Fiimg | $50.00 | $50.00 | 5/11/2010 6:59:09 PM |
| alpinaut | $25.00 | $25.00 | 5/12/2010 4:35:01 AM |
| business_savvy | $49.00 | $49.00 | 5/11/2010 7:40:38 PM |
| jeffpac | $55.00 | $55.00 | 5/12/2010 8:49:26 AM |
| MAJESTIC5 | $50.00 | $50.00 | 5/12/2010 5:40:59 AM |
| DSNiles84 | $25.00 | $25.00 | 5/12/2010 9:34:41 AM |
| neutrino6 | $25.00 | $25.00 | 5/12/2010 9:35:25 AM |
| motivator796 | $25.00 | $25.00 | 5/12/2010 9:44:07 AM |
| VeedonFleece | $25.00 | $25.00 | 5/11/2010 9:13:55 PM |
| autonomous-basis | $25.00 | $25.00 | 5/12/2010 10:04:14 AM |
| Artist_Blue | $25.00 | $25.00 | 5/12/2010 10:15:49 AM |
| ryreesado | $25.00 | $25.00 | 5/12/2010 9:05:14 AM |
| turbine5 | $25.00 | $25.00 | 5/12/2010 11:20:56 AM |
| DeltaGambler | $25.00 | $25.00 | 5/12/2010 5:49:16 AM |
| dschaaf | $25.00 | $25.00 | 5/12/2010 12:29:23 PM |
| golden-platinum7 | $25.00 | $25.00 | 5/12/2010 10:00:29 AM |
| Tc11902 | $25.00 | $25.00 | 5/12/2010 1:34:39 PM |
| jeffvee | $25.00 | $25.00 | 5/12/2010 11:04:32 AM |
| chicago777 | $50.00 | $50.00 | 5/12/2010 11:35:38 AM |
| reinforced-reward | $25.00 | $25.00 | 5/12/2010 8:49:24 AM |
| fcukciti | $26.41 | $26.41 | 5/12/2010 1:34:09 PM |
| ddamenace | $25.00 | $25.00 | 5/12/2010 9:35:21 AM |
| alcyon | $25.00 | $25.00 | 5/12/2010 2:39:02 PM |
| bchen78875 | $29.76 | $29.76 | 5/12/2010 10:59:05 AM |
| Tasmir | $25.00 | $25.00 | 5/12/2010 12:03:59 PM |
| LoanBrkr | $25.00 | $25.00 | 5/12/2010 4:41:22 PM |
| don8ter | $48.32 | $48.32 | 5/12/2010 4:49:58 PM |
| wwwUniversal | $25.00 | $25.00 | 5/12/2010 4:50:56 PM |
| Tradesmanlender | $25.00 | $25.00 | 5/12/2010 4:41:25 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/12/2010 6:44:34 PM |
| fairwealth | $25.00 | $25.00 | 5/12/2010 7:19:30 PM |
| TakeCare | $25.00 | $25.00 | 5/13/2010 6:44:41 AM |
| PaulW | $25.00 | $25.00 | 5/13/2010 7:44:37 AM |
| transparency-advocator | $25.00 | $25.00 | 5/13/2010 9:29:42 AM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/13/2010 8:49:51 AM |
| 199 bids
|
Borrower Payment Dependent Notes Series
457864
This series of Notes was issued and sold upon the funding of the borrower loan #42521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-11-2010 |
| |
Auction end date:
| May-15-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.57% |
Starting monthly payment:
| $169.78 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $169.78 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 3% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 0m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 14 |
Occupation: | Investor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $561 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 5% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dough-pudding |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Childrens Clothing Line
Purpose of loan:
We are a children's clothing label that is being represented by two showrooms at the
world trade center in Dallas, Texas. We sell mostly wholesale to
boutiques all over the world and are looking to expand our client base.
We plan to purchase inventory for faster shipment to our clients in
order to increase confidence and orders. Also by buying in larger bulk
we can cut our costs by another 15%.? www.karismaticchaos.com
The designer and heart behind our brand created this line in honor of her daughter and she has an innovative look for children's fashion.
We are made up of 4 partners and two are veterans of the Navy, including the designer and co-founder.
My financial situation:
We have zero debt. We are looking to expand our company. We will be able to pay because the payment is low even for our off peak times and we have orders that are waiting to be filled once we have funding..
Monthly net income: $7500
Monthly expenses: $
??Housing: $
0
??Insurance: $
0
??Car expenses: $
0
??Utilities: $
200
??Phone, cable, internet: $
100
??Food, entertainment: $
250
??Clothing, household expenses $
0
??Credit cards and other loans: $
0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| payment-gusto | $25.00 | $25.00 | 5/11/2010 4:38:23 PM |
| yeti888 | $25.00 | $25.00 | 5/11/2010 4:39:10 PM |
| personal-lender | $25.00 | $25.00 | 5/11/2010 4:40:04 PM |
| Rattlehead | $25.00 | $25.00 | 5/11/2010 4:40:13 PM |
| DcUnited | $25.00 | $25.00 | 5/11/2010 4:40:25 PM |
| Phantom99 | $25.00 | $25.00 | 5/11/2010 4:43:48 PM |
| life-is-great | $25.00 | $25.00 | 5/11/2010 4:42:19 PM |
| tntmojave | $25.00 | $25.00 | 5/11/2010 4:45:08 PM |
| orderly-leverage | $30.00 | $30.00 | 5/11/2010 4:39:41 PM |
| supreme-hope | $25.00 | $25.00 | 5/11/2010 4:48:20 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 4:48:30 PM |
| autonomous-truth | $25.00 | $25.00 | 5/11/2010 4:49:42 PM |
| macgeek | $25.00 | $25.00 | 5/11/2010 4:49:52 PM |
| desertoasis | $25.00 | $25.00 | 5/11/2010 4:48:22 PM |
| Speculator | $100.00 | $100.00 | 5/11/2010 5:09:12 PM |
| AF-Chief | $28.00 | $28.00 | 5/11/2010 4:48:56 PM |
| parsec9 | $25.00 | $25.00 | 5/11/2010 10:29:22 PM |
| autonomous-basis | $25.00 | $25.00 | 5/12/2010 10:09:32 AM |
| the-serene-transaction | $25.00 | $25.00 | 5/12/2010 5:44:02 AM |
| healingangel22 | $25.00 | $25.00 | 5/12/2010 7:33:09 AM |
| foothillender | $25.00 | $25.00 | 5/12/2010 7:43:01 AM |
| adamkp83 | $25.00 | $25.00 | 5/12/2010 8:41:41 AM |
| elebovic | $25.00 | $25.00 | 5/12/2010 1:49:43 PM |
| thoughtful-integrity | $31.98 | $31.98 | 5/12/2010 2:16:26 PM |
| greenwell | $25.00 | $25.00 | 5/12/2010 9:05:15 PM |
| DasMula | $25.00 | $25.00 | 5/12/2010 10:56:52 PM |
| HamletTower | $25.00 | $25.00 | 5/13/2010 3:04:43 AM |
| deal-hickory5 | $25.00 | $25.00 | 5/13/2010 8:29:52 AM |
| mercuriant | $25.00 | $25.00 | 5/13/2010 9:36:57 AM |
| 108lender | $75.00 | $75.00 | 5/13/2010 9:46:15 AM |
| tidy-generosity | $25.00 | $25.00 | 5/13/2010 11:16:24 AM |
| bonus-zone | $25.00 | $25.00 | 5/13/2010 10:49:37 AM |
| authoritative-capital | $25.00 | $25.00 | 5/13/2010 2:30:45 PM |
| secobarbital | $25.00 | $25.00 | 5/13/2010 5:50:03 PM |
| brother_tam | $26.25 | $26.25 | 5/14/2010 1:38:31 AM |
| red-favorable-basis | $25.00 | $25.00 | 5/14/2010 2:34:47 AM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:39:00 AM |
| three-for-6 | $31.00 | $31.00 | 5/14/2010 7:28:17 AM |
| funds-rascal | $50.00 | $50.00 | 5/14/2010 8:13:53 AM |
| Galdis | $25.00 | $25.00 | 5/14/2010 5:01:12 AM |
| thegreatgorge | $25.00 | $25.00 | 5/14/2010 9:33:13 AM |
| CASHGIRL | $25.00 | $25.00 | 5/14/2010 8:27:55 AM |
| workinghardoregon | $25.00 | $25.00 | 5/14/2010 9:34:10 AM |
| villagers | $25.00 | $25.00 | 5/14/2010 9:34:44 AM |
| asmithj | $50.00 | $50.00 | 5/14/2010 9:36:45 AM |
| intelligent-yield | $25.00 | $25.00 | 5/14/2010 9:44:03 AM |
| nicklds | $25.00 | $25.00 | 5/14/2010 12:33:32 PM |
| Jonb6919 | $25.00 | $25.00 | 5/14/2010 1:03:45 PM |
| lostontheedge | $25.00 | $25.00 | 5/14/2010 1:13:44 PM |
| DER | $39.84 | $39.84 | 5/14/2010 12:13:00 PM |
| BigGuyBank | $25.00 | $25.00 | 5/14/2010 1:00:03 PM |
| TakeCare | $75.00 | $75.00 | 5/14/2010 2:05:59 PM |
| portfolio-turbine | $25.00 | $25.00 | 5/14/2010 6:13:33 PM |
| HeroJason86 | $25.00 | $25.00 | 5/14/2010 9:51:23 PM |
| kendigme | $25.00 | $25.00 | 5/15/2010 4:05:19 AM |
| Branch95 | $25.00 | $25.00 | 5/15/2010 9:07:59 AM |
| cash-daisy | $30.76 | $30.76 | 5/15/2010 9:09:42 AM |
| rhin0cerx | $50.00 | $50.00 | 5/11/2010 4:40:10 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/11/2010 4:43:01 PM |
| shrewd-peace7 | $30.00 | $30.00 | 5/11/2010 4:37:25 PM |
| commerce-voyager | $25.00 | $25.00 | 5/11/2010 4:44:40 PM |
| inspiring-reward | $150.00 | $150.00 | 5/11/2010 4:45:35 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/11/2010 4:45:38 PM |
| worth-arch | $25.00 | $25.00 | 5/11/2010 4:38:39 PM |
| traice | $25.00 | $25.00 | 5/11/2010 4:47:07 PM |
| reward-adventure | $30.00 | $30.00 | 5/11/2010 4:39:37 PM |
| actvtrdr | $35.00 | $35.00 | 5/11/2010 4:39:47 PM |
| JGB | $25.00 | $25.00 | 5/11/2010 4:39:52 PM |
| tjone69 | $30.00 | $30.00 | 5/11/2010 4:49:08 PM |
| Zolton | $200.00 | $200.00 | 5/11/2010 4:47:56 PM |
| loyalist1 | $100.00 | $100.00 | 5/11/2010 5:09:23 PM |
| festeringsnot | $25.00 | $25.00 | 5/11/2010 4:45:42 PM |
| RMB-Investments | $25.00 | $25.00 | 5/11/2010 4:46:05 PM |
| Comoparklender | $25.00 | $25.00 | 5/11/2010 4:47:13 PM |
| cablenews | $25.00 | $25.00 | 5/11/2010 4:48:07 PM |
| building_community | $25.00 | $25.00 | 5/12/2010 12:39:31 AM |
| kmr2 | $25.00 | $25.00 | 5/11/2010 8:44:55 PM |
| silver-armada | $100.00 | $100.00 | 5/12/2010 5:00:05 AM |
| whynormal | $25.00 | $25.00 | 5/11/2010 9:43:56 PM |
| Snowflake6515 | $25.00 | $25.00 | 5/11/2010 7:14:22 PM |
| awe-inspiring-credit7 | $25.00 | $25.00 | 5/12/2010 7:42:31 AM |
| commitment-farm | $25.00 | $25.00 | 5/12/2010 8:24:38 AM |
| Artist_Blue | $25.00 | $25.00 | 5/12/2010 10:15:31 AM |
| simiray | $25.00 | $25.00 | 5/12/2010 11:43:15 AM |
| stock106 | $30.00 | $30.00 | 5/12/2010 9:36:04 AM |
| auxiliary11 | $30.00 | $30.00 | 5/12/2010 5:45:31 AM |
| dschaaf | $25.00 | $25.00 | 5/12/2010 11:04:40 AM |
| bigphish | $25.00 | $25.00 | 5/12/2010 7:54:12 AM |
| orange-preeminant-bill | $25.00 | $25.00 | 5/12/2010 11:54:08 AM |
| seisen | $50.00 | $50.00 | 5/12/2010 1:34:23 PM |
| zento | $25.00 | $25.00 | 5/12/2010 4:49:35 PM |
| network2 | $38.75 | $38.75 | 5/13/2010 7:16:44 AM |
| Midwestvalues | $25.00 | $25.00 | 5/13/2010 8:29:49 AM |
| GiantAardvark | $25.00 | $25.00 | 5/13/2010 8:29:54 AM |
| integrity-doctor | $25.00 | $25.00 | 5/13/2010 9:04:37 AM |
| samo102us | $25.00 | $25.00 | 5/13/2010 10:40:03 AM |
| famous-bill | $28.68 | $28.68 | 5/13/2010 12:25:48 PM |
| _wally_ | $25.00 | $25.00 | 5/13/2010 3:04:37 PM |
| bigbryan98 | $25.00 | $25.00 | 5/13/2010 3:39:34 PM |
| funds-finder8 | $25.00 | $25.00 | 5/13/2010 4:44:43 PM |
| Ghazz | $30.52 | $30.52 | 5/13/2010 8:25:43 PM |
| balanced-bill7 | $36.11 | $36.11 | 5/14/2010 1:31:50 AM |
| durability-exchanger | $25.00 | $25.00 | 5/14/2010 4:13:13 AM |
| kindness-percolator5 | $25.00 | $25.00 | 5/14/2010 4:38:42 AM |
| dime-reaction | $25.00 | $25.00 | 5/14/2010 9:35:32 AM |
| upright-revenue7 | $50.00 | $50.00 | 5/14/2010 9:37:53 AM |
| LoansomeRanger | $25.00 | $25.00 | 5/14/2010 9:52:47 AM |
| finance-prescription | $100.00 | $100.00 | 5/14/2010 9:54:30 AM |
| Streetfighter | $50.00 | $50.00 | 5/14/2010 9:54:42 AM |
| fostaman | $25.00 | $25.00 | 5/14/2010 11:58:06 AM |
| enlisted33 | $25.00 | $25.00 | 5/14/2010 9:52:46 AM |
| social-conductor4 | $25.00 | $25.00 | 5/14/2010 9:52:59 AM |
| jimhu | $70.00 | $70.00 | 5/14/2010 12:06:03 PM |
| axamom | $25.00 | $25.00 | 5/14/2010 9:53:43 AM |
| loan-fate | $50.00 | $50.00 | 5/14/2010 9:58:35 AM |
| jonbozeman | $25.00 | $25.00 | 5/14/2010 11:12:58 AM |
| Sateesh | $30.58 | $30.58 | 5/14/2010 11:22:52 AM |
| TheLightInMe | $27.28 | $27.28 | 5/14/2010 1:15:39 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 2:05:48 PM |
| Mopedcouple | $25.00 | $10.25 | 5/14/2010 2:12:49 PM |
| lagnisiruk | $25.00 | $25.00 | 5/14/2010 1:14:23 PM |
| balance-trailblazer | $25.00 | $25.00 | 5/14/2010 5:29:37 PM |
| back-scratchers | $25.00 | $25.00 | 5/14/2010 6:55:39 PM |
| penny-sergeant | $25.00 | $25.00 | 5/15/2010 7:04:54 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/15/2010 10:28:41 AM |
| 125 bids
|
Borrower Payment Dependent Notes Series
458008
This series of Notes was issued and sold upon the funding of the borrower loan #42531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-12-2010 |
| |
Auction end date:
| May-17-2010 |
|
|
Starting lender yield:
| 21.55% |
Starting borrower rate/APR:
| 22.55% / 24.82% |
Starting monthly payment:
| $115.43 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $115.43 |
| |
|
Auction yield range:
| 7.99% - 21.55% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
6 | Length of status: | 4y 6m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,411 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lucrative-economy |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
My wife lost her full time job and is now working part time.? Although?my salary?represents 80% of our income,? her lost of income means that?we will have?lost about 10% of our total monthly income ($800).?This loan will be used to?pay some credit obligations up in adavance?so we?ontinue to make all financial obiligations.
My financial situation:
I am a good candidate for this loan because I have a 30+ years?credit history (since 1974) with never a serious problem (i.e.,
foreclosure, default, etc.).??I own two homes and?two cars. .
Monthly net income: $ 6000
Monthly expenses: $
??Housing: $ 4000
??Insurance: $?150
??Utilities: $ 100
??Phone, cable, internet: $?150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| studious-bonus7 | $50.00 | $50.00 | 5/12/2010 4:12:22 PM |
| hrubinst | $25.00 | $25.00 | 5/12/2010 4:15:40 PM |
| castleman | $25.00 | $25.00 | 5/12/2010 4:15:34 PM |
| JGB | $25.00 | $25.00 | 5/12/2010 4:16:01 PM |
| impressive-loan | $350.00 | $350.00 | 5/12/2010 4:18:00 PM |
| tnjohnso | $25.00 | $25.00 | 5/12/2010 4:18:09 PM |
| e6400 | $50.00 | $50.00 | 5/12/2010 4:19:15 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/12/2010 4:19:45 PM |
| worth-arch | $25.00 | $25.00 | 5/12/2010 4:12:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/12/2010 4:18:14 PM |
| integrity-doctor | $66.47 | $13.62 | 5/12/2010 8:59:19 PM |
| rockhound84 | $25.00 | $25.00 | 5/13/2010 5:45:09 AM |
| loan-fate | $50.00 | $50.00 | 5/13/2010 4:10:42 PM |
| mercuriant | $25.00 | $25.00 | 5/13/2010 5:59:44 PM |
| market-pudding | $25.00 | $25.00 | 5/14/2010 1:30:32 AM |
| wwwUniversal | $25.00 | $25.00 | 5/14/2010 4:03:25 AM |
| FoosMaster | $39.44 | $39.44 | 5/14/2010 8:04:30 AM |
| PAPAT | $25.00 | $25.00 | 5/14/2010 8:22:44 AM |
| value-guru3 | $25.00 | $25.00 | 5/14/2010 1:19:31 PM |
| Branch95 | $25.00 | $25.00 | 5/14/2010 1:11:49 PM |
| s270 | $50.00 | $50.00 | 5/15/2010 12:51:20 PM |
| ttnk62918 | $25.00 | $25.00 | 5/15/2010 12:58:19 PM |
| WILender2 | $25.00 | $25.00 | 5/16/2010 7:15:40 AM |
| SkinnyFish | $25.00 | $25.00 | 5/16/2010 8:37:53 AM |
| changger | $50.00 | $50.00 | 5/16/2010 4:24:08 PM |
| freedom3 | $649.30 | $649.30 | 5/17/2010 4:38:22 AM |
| SOP_Bank | $25.00 | $25.00 | 5/17/2010 7:26:26 AM |
| robot777 | $40.00 | $40.00 | 5/12/2010 4:11:40 PM |
| gold-disk | $100.00 | $100.00 | 5/12/2010 4:15:19 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/12/2010 4:16:05 PM |
| Phantom99 | $25.00 | $25.00 | 5/12/2010 4:16:38 PM |
| seabass123 | $25.00 | $25.00 | 5/12/2010 4:17:15 PM |
| tntmojave | $25.00 | $25.00 | 5/12/2010 4:17:26 PM |
| dinero-speaker | $25.00 | $25.00 | 5/12/2010 4:15:56 PM |
| generous-deal6 | $25.00 | $25.00 | 5/12/2010 4:12:43 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/12/2010 4:15:07 PM |
| iolaire | $25.00 | $25.00 | 5/12/2010 4:51:10 PM |
| Avala | $50.00 | $50.00 | 5/12/2010 4:15:49 PM |
| rate-mogul | $25.00 | $25.00 | 5/12/2010 4:18:02 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/12/2010 5:39:42 PM |
| beakerfish | $50.00 | $50.00 | 5/12/2010 6:53:09 PM |
| JustMee | $25.00 | $25.00 | 5/13/2010 7:26:21 AM |
| Bank_Of_XL | $100.00 | $100.00 | 5/13/2010 8:23:53 AM |
| TakeCare | $50.00 | $50.00 | 5/13/2010 10:00:01 AM |
| FinanciallySavvyMom | $25.00 | $25.00 | 5/13/2010 7:28:09 PM |
| scoobiedoo | $25.00 | $25.00 | 5/13/2010 8:47:59 PM |
| proton346 | $25.00 | $25.00 | 5/13/2010 10:09:05 PM |
| Carne_Chung | $25.00 | $25.00 | 5/14/2010 3:26:01 AM |
| Unitas4302 | $50.00 | $50.00 | 5/14/2010 4:02:54 AM |
| Whipster | $25.00 | $25.00 | 5/14/2010 6:43:45 AM |
| duty-monger | $50.00 | $50.00 | 5/14/2010 7:06:25 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/14/2010 9:14:51 AM |
| interstellar | $50.00 | $50.00 | 5/14/2010 9:37:41 AM |
| balance-chestnut | $50.00 | $50.00 | 5/14/2010 11:39:59 AM |
| drtxmac | $31.64 | $31.64 | 5/14/2010 1:50:09 PM |
| mammalian4 | $50.00 | $50.00 | 5/14/2010 4:14:47 PM |
| Carnth | $25.00 | $25.00 | 5/14/2010 11:42:46 PM |
| funtwosay | $25.00 | $25.00 | 5/15/2010 4:50:35 AM |
| mlj0671 | $26.00 | $26.00 | 5/15/2010 12:04:42 PM |
| khamlagirl | $25.00 | $25.00 | 5/16/2010 6:31:20 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
458188
This series of Notes was issued and sold upon the funding of the borrower loan #42548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| May-13-2010 |
| |
Auction end date:
| May-14-2010 |
|
|
Starting lender yield:
| 6.10% |
Starting borrower rate/APR:
| 7.10% / 7.44% |
Starting monthly payment:
| $123.69 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $123.69 |
| |
|
Auction yield range:
| 2.99% - 6.10% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
7 | Length of status: | 18y 7m |
|
Credit score:
| 820-839 (May-2010) |
Total credit lines:
| 24 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,054 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bountiful-vigilance555 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tender-integrity3 | $50.00 | $50.00 | 5/13/2010 4:56:44 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/13/2010 4:57:50 PM |
| life-is-great | $25.00 | $25.00 | 5/13/2010 4:58:15 PM |
| TheMan | $25.00 | $25.00 | 5/13/2010 4:58:20 PM |
| authoritative-capital | $25.00 | $25.00 | 5/13/2010 4:57:32 PM |
| swiftsoul | $25.00 | $25.00 | 5/13/2010 4:57:35 PM |
| loot-funkmaster | $25.00 | $25.00 | 5/13/2010 4:57:45 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/13/2010 4:57:53 PM |
| radforj22 | $50.00 | $50.00 | 5/13/2010 4:57:57 PM |
| kenji4861 | $50.00 | $50.00 | 5/13/2010 4:56:58 PM |
| mlopez2007 | $50.00 | $50.00 | 5/13/2010 4:58:02 PM |
| meenan | $25.00 | $25.00 | 5/13/2010 5:00:50 PM |
| Daneistes | $100.00 | $100.00 | 5/13/2010 5:00:55 PM |
| kulender | $25.00 | $25.00 | 5/13/2010 5:01:11 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/13/2010 5:01:20 PM |
| money-surge1 | $25.00 | $25.00 | 5/13/2010 5:01:26 PM |
| afotherg | $25.00 | $25.00 | 5/13/2010 5:01:40 PM |
| DukSerduk | $25.00 | $25.00 | 5/13/2010 5:01:08 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/13/2010 5:01:47 PM |
| delicious-social132 | $40.00 | $40.00 | 5/13/2010 5:00:42 PM |
| JGB | $25.00 | $25.00 | 5/13/2010 5:01:15 PM |
| hookUup | $25.00 | $25.00 | 5/13/2010 5:01:43 PM |
| Ivan2007 | $25.00 | $25.00 | 5/13/2010 5:03:24 PM |
| _wally_ | $50.00 | $50.00 | 5/13/2010 5:03:38 PM |
| alaco | $25.00 | $25.00 | 5/13/2010 5:03:44 PM |
| virtualbank | $25.00 | $25.00 | 5/13/2010 5:04:35 PM |
| lovelongandprosper | $50.00 | $50.00 | 5/13/2010 5:04:42 PM |
| loanfairy | $50.00 | $50.00 | 5/13/2010 5:06:25 PM |
| Tc11902 | $25.00 | $25.00 | 5/13/2010 5:06:52 PM |
| ray1051 | $50.00 | $50.00 | 5/13/2010 5:06:47 PM |
| TakeCare | $100.00 | $100.00 | 5/13/2010 5:08:06 PM |
| syounker | $25.00 | $25.00 | 5/13/2010 5:04:16 PM |
| Artist_Blue | $25.00 | $25.00 | 5/13/2010 5:07:48 PM |
| Orbits | $25.00 | $25.00 | 5/13/2010 5:04:38 PM |
| scrappy-bonus2 | $25.00 | $25.00 | 5/13/2010 5:08:10 PM |
| gauss02 | $25.00 | $25.00 | 5/13/2010 5:15:40 PM |
| fiscal65 | $25.00 | $25.00 | 5/13/2010 5:15:28 PM |
| 108lender | $100.00 | $100.00 | 5/13/2010 5:17:53 PM |
| isfahanian | $25.00 | $25.00 | 5/13/2010 5:18:02 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 5/13/2010 5:16:11 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 5/13/2010 5:08:29 PM |
| peerlender | $25.00 | $25.00 | 5/13/2010 5:25:04 PM |
| suburbanman64 | $32.52 | $32.52 | 5/13/2010 5:34:56 PM |
| NS22 | $25.00 | $25.00 | 5/13/2010 5:45:36 PM |
| SF2Berlin | $25.00 | $25.00 | 5/13/2010 5:55:06 PM |
| blissful-note7 | $25.00 | $25.00 | 5/13/2010 5:17:58 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/13/2010 5:18:08 PM |
| ryreesado | $25.00 | $25.00 | 5/13/2010 5:45:31 PM |
| steady-gain5 | $25.00 | $25.00 | 5/13/2010 5:18:56 PM |
| Lise46 | $25.00 | $25.00 | 5/13/2010 6:05:26 PM |
| kcole10 | $25.00 | $25.00 | 5/13/2010 6:09:48 PM |
| Yotaman | $25.00 | $25.00 | 5/13/2010 6:35:14 PM |
| blot44 | $25.00 | $25.00 | 5/13/2010 6:26:19 PM |
| lamarsam | $25.00 | $25.00 | 5/13/2010 6:30:06 PM |
| bowdish1 | $100.00 | $100.00 | 5/13/2010 6:50:16 PM |
| FjLenders | $25.00 | $25.00 | 5/13/2010 6:06:02 PM |
| axl163 | $25.00 | $25.00 | 5/13/2010 6:09:44 PM |
| Walkingcowboy | $25.00 | $25.00 | 5/13/2010 6:30:10 PM |
| dharma1 | $25.00 | $25.00 | 5/13/2010 4:56:47 PM |
| meux99 | $25.00 | $25.00 | 5/13/2010 4:56:41 PM |
| Merganser | $25.00 | $25.00 | 5/13/2010 4:58:11 PM |
| julijask | $35.00 | $35.00 | 5/13/2010 4:57:43 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/13/2010 4:58:06 PM |
| microloan-green | $25.00 | $25.00 | 5/13/2010 4:56:31 PM |
| harty | $60.00 | $60.00 | 5/13/2010 5:00:13 PM |
| Marathoner | $25.00 | $25.00 | 5/13/2010 5:00:18 PM |
| evnagelist | $25.00 | $25.00 | 5/13/2010 5:00:25 PM |
| generous-deal6 | $25.00 | $25.00 | 5/13/2010 4:59:01 PM |
| credit-scout7 | $30.00 | $30.00 | 5/13/2010 5:00:09 PM |
| truth-image | $50.00 | $50.00 | 5/13/2010 5:00:32 PM |
| GiantAardvark | $25.00 | $25.00 | 5/13/2010 5:01:33 PM |
| Phantom99 | $25.00 | $25.00 | 5/13/2010 5:03:21 PM |
| active-market | $100.00 | $100.00 | 5/13/2010 5:03:43 PM |
| power-defender7 | $25.00 | $25.00 | 5/13/2010 5:03:35 PM |
| turbospeed | $25.00 | $25.00 | 5/13/2010 5:03:40 PM |
| seabass123 | $25.00 | $25.00 | 5/13/2010 5:03:48 PM |
| tntmojave | $25.00 | $25.00 | 5/13/2010 5:04:05 PM |
| investment-network | $25.00 | $25.00 | 5/13/2010 5:03:17 PM |
| autonomous-basis | $25.00 | $25.00 | 5/13/2010 5:06:40 PM |
| noble-power286 | $25.00 | $25.00 | 5/13/2010 5:06:05 PM |
| bigphish | $25.00 | $25.00 | 5/13/2010 5:06:44 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/13/2010 5:03:59 PM |
| kinetic-diversification | $50.00 | $50.00 | 5/13/2010 5:04:10 PM |
| payout-paladin0 | $25.00 | $25.00 | 5/13/2010 5:04:24 PM |
| ChristopherHS | $25.00 | $25.00 | 5/13/2010 5:08:24 PM |
| Carpetkid | $50.00 | $50.00 | 5/13/2010 5:08:32 PM |
| locofuego | $50.00 | $50.00 | 5/13/2010 5:06:12 PM |
| BayShell | $50.00 | $50.00 | 5/13/2010 5:25:31 PM |
| Okeey | $29.71 | $29.71 | 5/13/2010 5:49:50 PM |
| surfhoss644 | $25.00 | $25.00 | 5/13/2010 5:31:11 PM |
| kindness-hickory5 | $25.00 | $25.00 | 5/13/2010 5:56:36 PM |
| awwaww | $25.00 | $25.00 | 5/13/2010 5:39:50 PM |
| Castellan | $25.00 | $25.00 | 5/13/2010 5:45:57 PM |
| roccofox | $27.11 | $27.11 | 5/13/2010 5:59:35 PM |
| skiforglory | $25.00 | $25.00 | 5/13/2010 5:30:24 PM |
| Philosonie | $25.00 | $25.00 | 5/13/2010 6:14:55 PM |
| teller | $45.81 | $45.81 | 5/13/2010 6:06:20 PM |
| jtrump22 | $25.00 | $25.00 | 5/13/2010 6:20:10 PM |
| achillesa | $25.00 | $25.00 | 5/13/2010 6:45:05 PM |
| lifegrowth | $25.00 | $25.00 | 5/13/2010 6:49:55 PM |
| tenny321 | $25.00 | $15.91 | 5/13/2010 7:00:42 PM |
| kvandivo | $25.00 | $25.00 | 5/13/2010 6:30:04 PM |
| lender987654321 | $30.00 | $30.00 | 5/13/2010 6:30:15 PM |
| warbucks19 | $38.94 | $38.94 | 5/13/2010 6:35:44 PM |
| wwwUniversal | $25.00 | $25.00 | 5/13/2010 7:46:01 PM |
| selector568 | $400.00 | $400.00 | 5/13/2010 8:05:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/13/2010 10:55:49 PM |
| tekkie2412 | $25.00 | $25.00 | 5/13/2010 9:47:45 PM |
| 108 bids
|