Sales Report:Supplement No. 197 dated May 14, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
455224
This series of Notes was issued and sold upon the funding of the borrower loan #42496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $246.59 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $245.94 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 9
/
7 | Length of status: | 14y 5m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 36 |
Occupation: | Construction |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,375 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 35% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| top-payout-palace |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 5:01:20 PM |
| torion | $25.00 | $25.00 | 4/27/2010 5:01:11 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 5:01:49 PM |
| Avala | $50.00 | $50.00 | 4/27/2010 5:01:17 PM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 5:01:35 PM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 5:05:04 PM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 5:06:16 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 5:07:33 PM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 5:01:23 PM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 5:01:47 PM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 5:01:52 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 5:02:01 PM |
| castleman | $25.00 | $25.00 | 4/27/2010 5:06:28 PM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 10:29:09 PM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 9:23:04 PM |
| sarisai | $76.75 | $76.75 | 4/28/2010 9:27:52 AM |
| JanLal | $25.00 | $25.00 | 4/28/2010 10:08:03 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 9:34:46 AM |
| physicsman | $31.03 | $31.03 | 4/28/2010 12:17:58 PM |
| 1phantom | $50.00 | $50.00 | 4/28/2010 9:19:51 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 4/28/2010 9:36:40 AM |
| SNH | $42.66 | $42.66 | 4/28/2010 12:50:02 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 2:34:42 PM |
| the-bright-velocity | $25.00 | $25.00 | 4/28/2010 2:08:03 PM |
| AF-Chief | $28.00 | $28.00 | 4/28/2010 4:16:10 PM |
| nickel-advocator | $25.00 | $25.00 | 4/28/2010 4:16:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/28/2010 5:55:36 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 8:52:36 PM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:16 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/28/2010 8:49:01 PM |
| Interstate_Rate | $25.00 | $25.00 | 4/29/2010 10:17:44 AM |
| gelidfrank | $25.00 | $25.00 | 4/29/2010 10:58:38 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/29/2010 10:59:01 AM |
| saysana | $25.00 | $25.00 | 4/29/2010 10:50:27 AM |
| HamletTower | $25.00 | $25.00 | 4/29/2010 10:58:34 AM |
| sloak | $25.00 | $25.00 | 4/29/2010 1:04:00 PM |
| teller | $25.00 | $25.00 | 4/29/2010 1:17:37 PM |
| LandE2BG | $25.00 | $25.00 | 4/29/2010 1:25:19 PM |
| NDFIRTH | $50.00 | $50.00 | 4/29/2010 1:47:04 PM |
| studious-camaraderi | $25.00 | $25.00 | 4/29/2010 2:10:09 PM |
| The_Secret | $38.84 | $38.84 | 4/29/2010 2:39:26 PM |
| calm-deal7 | $25.00 | $25.00 | 4/29/2010 9:34:51 AM |
| dsfoundation | $25.00 | $25.00 | 4/29/2010 3:59:42 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/29/2010 10:00:49 AM |
| ichibon | $75.00 | $75.00 | 4/29/2010 10:01:06 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/29/2010 10:01:10 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/29/2010 10:58:42 AM |
| bowdish1 | $50.00 | $50.00 | 4/29/2010 10:58:44 AM |
| telegon | $25.00 | $25.00 | 4/29/2010 12:03:16 PM |
| Dap2005 | $25.00 | $25.00 | 4/29/2010 1:04:08 PM |
| BuffetRocks | $26.13 | $26.13 | 4/29/2010 2:10:12 PM |
| boater01 | $36.35 | $36.35 | 4/29/2010 2:48:36 PM |
| self-reliant-integrity0 | $50.00 | $50.00 | 4/30/2010 9:23:25 AM |
| jga516 | $25.00 | $25.00 | 4/30/2010 9:34:39 AM |
| fishintime | $25.00 | $25.00 | 4/30/2010 10:12:43 AM |
| ddprice | $25.00 | $25.00 | 4/30/2010 11:47:14 AM |
| cablenews | $50.00 | $50.00 | 4/30/2010 1:18:21 PM |
| Ready2Loan | $25.00 | $25.00 | 4/30/2010 12:04:01 PM |
| magnificent-reward9 | $25.00 | $25.00 | 4/30/2010 12:12:23 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/30/2010 2:25:57 PM |
| greeninspirit | $25.00 | $25.00 | 4/30/2010 3:06:29 PM |
| balance6 | $25.00 | $25.00 | 4/30/2010 5:07:49 PM |
| GoldenTrout | $25.00 | $25.00 | 5/2/2010 9:25:55 PM |
| bigdogsafety1 | $25.00 | $25.00 | 5/2/2010 9:37:13 PM |
| worth-arch | $25.00 | $25.00 | 5/3/2010 4:17:40 AM |
| progressive-asset | $100.00 | $100.00 | 5/3/2010 4:25:48 AM |
| Tootsolrac | $85.00 | $85.00 | 5/3/2010 7:23:42 AM |
| F16Pilot | $25.00 | $25.00 | 5/3/2010 8:31:34 AM |
| castanets2 | $25.00 | $25.00 | 5/3/2010 9:37:31 AM |
| 108lender | $26.40 | $26.40 | 5/3/2010 11:16:01 AM |
| Dahlozer | $25.00 | $25.00 | 5/3/2010 10:56:08 AM |
| ijspence | $25.00 | $25.00 | 5/3/2010 12:25:51 PM |
| unitedins | $25.00 | $25.00 | 5/3/2010 2:45:51 PM |
| dinero-festivity2 | $100.00 | $100.00 | 5/3/2010 6:20:38 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 5:50:59 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 6:53:36 PM |
| Chuck9802 | $25.00 | $25.00 | 5/3/2010 6:27:26 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:55:59 PM |
| DosPassos | $25.00 | $25.00 | 5/3/2010 8:06:10 PM |
| don8ter | $25.00 | $25.00 | 5/4/2010 8:39:53 AM |
| GeorgiaGator | $50.00 | $50.00 | 5/4/2010 9:24:39 AM |
| zeelender | $25.00 | $25.00 | 5/4/2010 9:27:35 AM |
| lucrative-dollar | $25.00 | $25.00 | 5/4/2010 9:44:19 AM |
| leftcoast52 | $25.00 | $25.00 | 5/4/2010 9:46:19 AM |
| ALVO | $61.65 | $61.65 | 5/4/2010 9:46:46 AM |
| flwah | $25.00 | $25.00 | 5/4/2010 9:47:56 AM |
| bigphish | $25.00 | $25.00 | 5/4/2010 9:48:36 AM |
| sentry256 | $25.00 | $25.00 | 5/4/2010 9:48:49 AM |
| aldeed | $25.00 | $25.00 | 5/4/2010 9:49:48 AM |
| nodrivelpls | $25.00 | $25.00 | 5/4/2010 9:50:00 AM |
| lending_pugs | $25.00 | $25.00 | 5/4/2010 9:51:42 AM |
| cingular | $25.00 | $25.00 | 5/4/2010 9:52:10 AM |
| TCR3 | $25.00 | $25.00 | 5/4/2010 9:52:14 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:53:40 AM |
| mrack | $25.00 | $25.00 | 5/4/2010 9:46:31 AM |
| mpactlender | $25.00 | $25.00 | 5/4/2010 9:53:36 AM |
| jrbill1998 | $50.00 | $50.00 | 5/4/2010 9:54:10 AM |
| DadWarbucks | $25.00 | $25.00 | 5/4/2010 9:47:43 AM |
| ualf | $39.22 | $39.22 | 5/4/2010 9:53:50 AM |
| chipperjohnson | $25.00 | $25.00 | 5/4/2010 9:51:59 AM |
| Aquani | $50.00 | $50.00 | 5/4/2010 9:52:13 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/4/2010 9:53:20 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 5/4/2010 9:54:11 AM |
| selector568 | $400.00 | $400.00 | 5/4/2010 10:11:33 AM |
| GyJAV_BNCCo | $25.00 | $25.00 | 5/4/2010 3:35:04 PM |
| soular21804 | $25.00 | $25.00 | 5/4/2010 2:28:43 PM |
| happy-yield | $25.00 | $25.00 | 5/4/2010 3:10:35 PM |
| dblakels | $25.00 | $25.00 | 5/4/2010 4:57:45 PM |
| JGB | $25.00 | $25.00 | 4/27/2010 5:01:41 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 5:01:45 PM |
| egw | $25.00 | $25.00 | 4/27/2010 5:04:11 PM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 5:05:55 PM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 5:06:58 PM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 5:07:06 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 5:13:47 PM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 5:01:08 PM |
| mmckune | $25.00 | $25.00 | 4/27/2010 5:01:30 PM |
| rider350 | $25.00 | $25.00 | 4/27/2010 5:01:55 PM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 5:04:06 PM |
| basis-mammal | $30.49 | $30.49 | 4/28/2010 9:33:33 AM |
| bowerz | $25.00 | $25.00 | 4/28/2010 10:03:19 AM |
| charming-dime | $25.00 | $25.00 | 4/28/2010 9:36:46 AM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:47:07 AM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:32:45 AM |
| r0b3m4n | $25.00 | $25.00 | 4/28/2010 9:09:13 AM |
| funds-rascal | $25.00 | $25.00 | 4/28/2010 9:09:24 AM |
| sgt-schultz | $48.13 | $48.13 | 4/28/2010 1:53:24 PM |
| nbhz60a | $25.00 | $25.00 | 4/28/2010 5:05:29 PM |
| transparency-advocator | $25.00 | $25.00 | 4/28/2010 2:25:29 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:09 AM |
| interest-griffin | $50.00 | $50.00 | 4/29/2010 10:01:18 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/29/2010 10:33:15 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/29/2010 10:00:53 AM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 11:07:06 AM |
| line6owner | $36.00 | $36.00 | 4/29/2010 10:58:05 AM |
| KiwiElf | $25.00 | $25.00 | 4/29/2010 11:32:53 AM |
| Cheburashka | $25.00 | $25.00 | 4/29/2010 12:37:55 PM |
| CAGE-Investments | $75.00 | $75.00 | 4/29/2010 1:04:02 PM |
| Aimvest | $25.00 | $25.00 | 4/29/2010 1:32:23 PM |
| Comfort_Investments | $50.00 | $50.00 | 4/29/2010 9:33:48 AM |
| GABC-1 | $45.00 | $45.00 | 4/29/2010 3:22:51 PM |
| lloyd_s | $25.00 | $25.00 | 4/29/2010 3:38:40 PM |
| orange-preeminant-bill | $25.00 | $25.00 | 4/29/2010 3:53:34 PM |
| investor7257 | $25.00 | $25.00 | 4/29/2010 10:58:37 AM |
| tremendous-payment | $25.00 | $25.00 | 4/29/2010 10:58:43 AM |
| orderly-leverage | $40.00 | $40.00 | 4/29/2010 10:58:46 AM |
| organic-income5 | $40.00 | $40.00 | 4/29/2010 12:37:50 PM |
| resource777 | $25.00 | $25.00 | 4/29/2010 2:48:23 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:48 PM |
| 34bcp23 | $25.00 | $25.00 | 4/30/2010 7:43:39 AM |
| treasure-bliss | $100.00 | $100.00 | 4/30/2010 4:23:04 AM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 10:55:21 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/30/2010 12:53:34 PM |
| atmaan | $25.00 | $25.00 | 4/30/2010 8:32:56 AM |
| SongBirdProphecy | $25.00 | $25.00 | 4/30/2010 2:32:45 PM |
| gentle-note | $25.00 | $25.00 | 4/30/2010 9:34:57 AM |
| SimpleChoice | $25.00 | $25.00 | 4/30/2010 9:35:07 AM |
| flexible-vigilance7 | $25.00 | $25.00 | 4/30/2010 11:58:33 AM |
| slartibardfast | $25.00 | $25.00 | 4/30/2010 1:19:06 PM |
| market-solstice2 | $25.00 | $25.00 | 4/30/2010 1:43:45 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/30/2010 4:32:44 PM |
| drawseeker | $25.00 | $25.00 | 5/3/2010 2:55:48 AM |
| Rdodson11 | $25.00 | $25.00 | 5/3/2010 6:37:07 AM |
| the-payout-hug | $25.00 | $25.00 | 5/3/2010 9:12:18 AM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 9:15:42 AM |
| ClearLake | $25.00 | $25.00 | 5/3/2010 9:38:44 AM |
| point-berserker | $25.00 | $25.00 | 5/3/2010 12:01:28 PM |
| famous-hope | $25.00 | $25.00 | 5/3/2010 1:16:28 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 6:53:39 PM |
| Clambake | $39.51 | $39.51 | 5/4/2010 2:14:03 AM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 8:18:57 AM |
| IP | $50.00 | $50.00 | 5/4/2010 9:47:28 AM |
| wise-silver-wonder | $25.00 | $25.00 | 5/4/2010 9:47:40 AM |
| lending-bear | $50.00 | $50.00 | 5/4/2010 9:47:49 AM |
| yield-lion | $25.00 | $25.00 | 5/4/2010 9:48:29 AM |
| zbfamwl | $25.00 | $25.00 | 5/4/2010 9:51:40 AM |
| Superc0ld | $25.37 | $25.37 | 5/4/2010 9:52:08 AM |
| nicklds | $50.00 | $50.00 | 5/4/2010 9:51:46 AM |
| LenderByDay | $25.00 | $25.00 | 5/4/2010 9:51:51 AM |
| fireboss | $39.58 | $39.58 | 5/4/2010 9:52:17 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 9:45:32 AM |
| 4est | $25.00 | $25.00 | 5/4/2010 9:46:10 AM |
| wings2fly | $25.00 | $25.00 | 5/4/2010 9:53:37 AM |
| pischkoa | $25.00 | $25.00 | 5/4/2010 9:46:22 AM |
| Cai8899 | $50.00 | $50.00 | 5/4/2010 9:53:39 AM |
| selfmademan | $25.00 | $25.00 | 5/4/2010 9:47:52 AM |
| thedreamer | $25.00 | $25.00 | 5/4/2010 9:53:48 AM |
| biobulator | $25.00 | $25.00 | 5/4/2010 9:48:31 AM |
| GElender | $50.00 | $50.00 | 5/4/2010 9:54:12 AM |
| SimonHova | $29.47 | $29.47 | 5/4/2010 9:48:53 AM |
| Sixmil | $25.00 | $25.00 | 5/4/2010 9:49:43 AM |
| skiberdad | $29.79 | $29.79 | 5/4/2010 9:50:05 AM |
| jtradition | $37.19 | $37.19 | 5/4/2010 9:50:33 AM |
| brazilofmux | $100.00 | $100.00 | 5/4/2010 9:51:48 AM |
| omerta6102 | $50.00 | $50.00 | 5/4/2010 9:52:06 AM |
| outtahoth2o | $43.92 | $43.92 | 5/4/2010 9:52:16 AM |
| Gabriel02 | $25.00 | $9.52 | 5/4/2010 9:54:15 AM |
| ltdalum | $59.00 | $59.00 | 5/4/2010 12:50:34 PM |
| rich329 | $25.00 | $25.00 | 5/4/2010 1:37:44 PM |
| demkon | $25.00 | $25.00 | 5/4/2010 1:20:53 PM |
| favorite-commerce | $50.00 | $50.00 | 5/4/2010 12:29:15 PM |
| jtc26 | $100.00 | $100.00 | 5/4/2010 3:16:12 PM |
| ilend57 | $25.00 | $25.00 | 5/4/2010 3:13:51 PM |
| fascinating-gold | $250.00 | $250.00 | 5/4/2010 4:14:30 PM |
| patriot384 | $150.00 | $150.00 | 5/4/2010 3:23:48 PM |
| 205 bids
|
Borrower Payment Dependent Notes Series
455742
This series of Notes was issued and sold upon the funding of the borrower loan #42502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-11-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $172.00 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 8m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,799 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 29% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 10 | | | | |
|
Screen name:
| GDInvest |
Borrower's state:
| California |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 43 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
660-679
(Aug-2009)
640-659
(Aug-2008)
640-659
(Jan-2008)
|
|
Principal balance:
| $1,963.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Paying property taxes
Purpose of loan:
This loan will be used to pay my property taxes.??I've had?3 other loans through Prosper.? I've never been late on a payment.
My financial situation:
I am a good candidate for this loan because? I have a proven?track record.? I have had three Prosper loans, never been late, paid two in full and am currently paying on the third one, no issues.? I own my own home and at this time am renting a portion of it out to friends.? They have lived with me for the last?3 years and have never been late in their rent payments or obligations.? They also have no plans on moving out and that income will be available for at least the next year.? I am also currently a lender at Prosper.? I've had only one account that went into collections and have been happy with the results from the borrowers I've assisted in funding.
Monthly net income: $8,000.00 - this includes rental income from my boarder (increased rents since last listing)?
Monthly expenses: $
??Housing: $1,500.00 - Explanation below
??Insurance: $116.00
??Car expenses: $0.00 - Explanation below
??Utilities: $100.00?- Explanation below
??Phone, cable, internet: $110.00
??Food, entertainment: $400.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $143.00 (other prosper loan)
??Other expenses: $0
The housing payment is after the income regarding renters has been applied.? My car expense is reimbursed by my employer in the form of mileage reimbursement.? Each month my mileage reimbursement is at least $500.00, the car payment is only $423.00. Utilities are split between myself and my renters.? Phone and internet are reimbursed by my employer as I work from home.?? I have been with the same employer for the last?7 years and have no plans to change or alter my current place of employment.? I am rated as an exceeds employee and?a change in my career is not likely.? Thank you for taking the time to review my listing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Great Prosper pay record; but what are all those DQs about? My arithmetic sez you clear more every month than you want to borrow. Why borrow? And... see my page. thank you - Tono
A:
I apologize...I don't know what a DQ is. The due date for my taxes comes before I can obtain the money....so, I plan to borrow to pay the taxes and pay off the PROSPER loan quickly.
(May-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 5/4/2010 4:32:20 PM |
| jhouman | $25.00 | $25.00 | 5/5/2010 5:04:58 PM |
| jpblan11 | $35.79 | $35.79 | 5/5/2010 6:52:04 PM |
| DasMula | $25.00 | $25.00 | 5/7/2010 10:31:54 PM |
| DasMula | $25.00 | $25.00 | 5/7/2010 10:31:38 PM |
| Mark-M | $25.00 | $25.00 | 5/9/2010 11:29:29 AM |
| loanman2007 | $50.00 | $50.00 | 5/10/2010 5:08:55 AM |
| Aberdeen | $400.00 | $400.00 | 5/10/2010 10:51:25 AM |
| peso-miser | $27.84 | $27.84 | 5/10/2010 12:50:35 PM |
| OrdiNance | $30.00 | $30.00 | 5/10/2010 8:09:06 AM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 2:47:31 PM |
| Feyenoord | $38.04 | $38.04 | 5/10/2010 6:36:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/10/2010 5:47:27 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/10/2010 7:04:19 PM |
| portfolio-turbine | $25.00 | $25.00 | 5/10/2010 6:03:38 PM |
| natural-credit328 | $25.00 | $25.00 | 5/10/2010 7:11:25 PM |
| photo999 | $25.00 | $25.00 | 5/10/2010 7:46:46 PM |
| lucrative-loan | $68.79 | $68.79 | 5/10/2010 7:14:00 PM |
| RugbyFan | $25.00 | $25.00 | 5/10/2010 9:45:05 PM |
| vigilance-searcher | $50.00 | $50.00 | 5/10/2010 10:29:25 PM |
| Kash2010lu | $35.00 | $35.00 | 5/10/2010 6:54:48 PM |
| orange-pound-party | $30.00 | $30.00 | 5/11/2010 4:48:08 AM |
| Skeptical-one | $25.00 | $25.00 | 5/11/2010 8:05:30 AM |
| SouthernRemarketing | $25.00 | $25.00 | 5/10/2010 10:02:22 PM |
| Mikale360 | $25.00 | $25.00 | 5/11/2010 7:23:39 AM |
| Leshan | $50.00 | $50.00 | 5/11/2010 7:48:27 AM |
| sharp-return7 | $25.00 | $25.00 | 5/11/2010 12:00:54 PM |
| reflective-rupee | $25.00 | $25.00 | 5/11/2010 2:38:13 PM |
| Rancid | $25.00 | $25.00 | 5/11/2010 10:06:21 AM |
| CMDCO | $50.00 | $50.00 | 5/11/2010 2:48:45 PM |
| autonomous-truth | $50.00 | $50.00 | 5/11/2010 2:50:09 PM |
| wealth-pipeline | $25.00 | $25.00 | 5/11/2010 11:40:56 AM |
| RecoveryLender | $35.20 | $35.20 | 5/11/2010 1:12:02 PM |
| Bob450 | $45.00 | $45.00 | 5/11/2010 4:08:05 PM |
| Bill88 | $30.00 | $30.00 | 5/11/2010 4:11:24 PM |
| RecoveryLender | $25.00 | $25.00 | 5/11/2010 4:24:48 PM |
| finance-prescription | $50.00 | $50.00 | 5/4/2010 4:42:26 PM |
| MoneyForNothing | $25.00 | $25.00 | 5/4/2010 6:29:39 PM |
| investment-daydream | $25.00 | $25.00 | 5/4/2010 11:54:28 PM |
| DasMula | $25.00 | $25.00 | 5/7/2010 10:31:22 PM |
| DasMula | $25.00 | $25.00 | 5/7/2010 10:32:11 PM |
| loss-of-control | $25.00 | $25.00 | 5/8/2010 10:01:38 AM |
| fund-secret-agent | $25.00 | $25.00 | 5/9/2010 1:23:35 AM |
| increase720 | $25.00 | $25.00 | 5/9/2010 5:39:34 PM |
| Aberdeen | $400.00 | $400.00 | 5/10/2010 10:51:24 AM |
| Aberdeen | $400.00 | $400.00 | 5/10/2010 10:51:27 AM |
| tcbmc | $25.00 | $2.03 | 5/10/2010 9:28:05 AM |
| american-investor | $25.00 | $25.00 | 5/10/2010 11:05:53 AM |
| nerlands | $25.00 | $25.00 | 5/10/2010 3:11:10 PM |
| macbeck22 | $25.00 | $25.00 | 5/10/2010 4:13:00 PM |
| realtormoises | $25.00 | $25.00 | 5/10/2010 5:29:56 PM |
| shark8851 | $50.00 | $50.00 | 5/10/2010 10:01:01 PM |
| ritchie70 | $25.00 | $25.00 | 5/10/2010 7:38:39 PM |
| zeeexsixare | $25.00 | $25.00 | 5/10/2010 8:05:48 PM |
| martymaniaman | $56.48 | $56.48 | 5/11/2010 6:23:40 AM |
| credit-missile | $65.74 | $65.74 | 5/11/2010 7:14:38 AM |
| crdcteng | $50.00 | $50.00 | 5/11/2010 9:35:10 AM |
| WeshaTheLeopard | $25.00 | $25.00 | 5/11/2010 2:00:59 PM |
| wealth-multiplier | $29.00 | $29.00 | 5/11/2010 3:22:24 PM |
| 113121 | $150.00 | $150.00 | 5/11/2010 2:33:14 PM |
| fireferd | $75.00 | $75.00 | 5/11/2010 3:07:46 PM |
| glroark | $100.00 | $100.00 | 5/11/2010 3:33:25 PM |
| money-fort | $40.00 | $40.00 | 5/11/2010 4:22:56 PM |
| aquistoyraul | $25.00 | $25.00 | 5/11/2010 4:23:15 PM |
| beans53 | $25.00 | $25.00 | 5/11/2010 2:57:43 PM |
| Engineer44 | $25.00 | $25.00 | 5/11/2010 4:24:48 PM |
| icon7 | $25.00 | $25.00 | 5/11/2010 3:44:39 PM |
| JGuide | $31.09 | $31.09 | 5/11/2010 4:06:30 PM |
| Ogerta | $500.00 | $500.00 | 5/11/2010 4:17:40 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
456606
This series of Notes was issued and sold upon the funding of the borrower loan #42501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-03-2010 |
| |
Auction end date:
| May-10-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $242.66 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $238.73 |
| |
|
Auction yield range:
| 6.04% - 14.00% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 18y 8m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,820 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 43% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| transaction-eclipse4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement/rental
Purpose of loan:
This loan will be used to do home improvement/rehab a rental proerty i just purchased. I paid cash for this duplex. The 7000.00 will be used to get the rental rent ready. This property will generate 1000.00 positive cashflow per month, so paying my prosper loan will be no problem. I also have other income producing properties that also positive cashflow as well. I normally would not have to use this type of lending, but the banks are not even willing to loan money, by pulling equity from one of my properties unless the property will be owner occupied, it wont be, i will have 2 new tenants as soon as put the 7000.00 into the property.? thanks.?
My financial situation:
I am a good candidate for this loan because? i always pay off debts.? my credit score will reflect this.? i work full time, at a 40hour regular job, almost 19 years now, with the same company, but in the last 2 years from real- estate i have surpassed what i make @ the regular job.? i have 7 units in total, that all positive cashflow each month. i am frugal with my cash, i intend to not have to work for money in a few years, because i will have enough money working for me.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you be performing the work yourself? In this job market, how difficult is it for you to keep your properties rented? - one-midas
A:
yes, i will do most of the work myself, the plumbing updated will be done with people i have used before, they are not set up to take credit cards ect.. so some cash from prosper will go to them, its not to hard to find renters here in ohio, a lot of people have lost there homes so there are more renters than in the past. thanks
(May-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kind-adventurous-finance | $25.00 | $25.00 | 5/3/2010 6:53:59 PM |
| dinero-speaker | $25.00 | $25.00 | 5/3/2010 6:54:28 PM |
| Artist_Blue | $25.00 | $25.00 | 5/3/2010 6:53:56 PM |
| GiantAardvark | $25.00 | $25.00 | 5/3/2010 6:55:01 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/3/2010 6:54:55 PM |
| fishintime | $25.00 | $25.00 | 5/3/2010 6:56:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/3/2010 6:56:40 PM |
| ddog0224 | $25.00 | $25.00 | 5/3/2010 6:55:52 PM |
| greeninspirit | $25.00 | $25.00 | 5/3/2010 6:57:32 PM |
| Phantom99 | $25.00 | $25.00 | 5/3/2010 6:57:10 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/3/2010 6:56:24 PM |
| thoughtful-capital1 | $25.00 | $25.00 | 5/3/2010 6:57:55 PM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 6:59:44 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/3/2010 7:06:10 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/3/2010 7:12:34 PM |
| basis-prodigy | $25.00 | $25.00 | 5/3/2010 7:12:37 PM |
| aganippe | $25.00 | $25.00 | 5/3/2010 8:09:53 PM |
| buckyhead2000 | $25.00 | $25.00 | 5/4/2010 2:34:36 AM |
| bowdish1 | $49.96 | $49.96 | 5/4/2010 7:06:35 AM |
| credit-panda1 | $50.00 | $50.00 | 5/4/2010 7:30:33 AM |
| FinDoc | $25.00 | $25.00 | 5/4/2010 8:37:16 AM |
| the-payout-hug | $25.00 | $25.00 | 5/4/2010 8:38:43 AM |
| radforj22 | $25.00 | $25.00 | 5/4/2010 8:55:29 AM |
| life-is-great | $25.00 | $25.00 | 5/4/2010 8:38:19 AM |
| lucrative-dollar | $25.00 | $25.00 | 5/4/2010 9:44:11 AM |
| AF-Chief | $28.00 | $28.00 | 5/4/2010 9:52:52 AM |
| cablenews | $50.00 | $50.00 | 5/4/2010 9:53:24 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:53:44 AM |
| jrbill1998 | $50.00 | $39.97 | 5/4/2010 9:53:57 AM |
| natural-credit328 | $25.00 | $25.00 | 5/4/2010 10:26:30 AM |
| totoro | $25.00 | $25.00 | 5/4/2010 10:36:25 AM |
| favorite-commerce | $50.00 | $50.00 | 5/4/2010 12:29:25 PM |
| RedCentre | $250.00 | $250.00 | 5/4/2010 1:11:37 PM |
| SOP_Bank | $25.00 | $25.00 | 5/4/2010 1:41:49 PM |
| Sven79 | $50.00 | $50.00 | 5/4/2010 5:10:16 PM |
| PrudentBull | $38.35 | $38.35 | 5/4/2010 9:28:02 PM |
| Occhy | $75.00 | $75.00 | 5/4/2010 7:54:54 PM |
| blissful-note7 | $25.00 | $25.00 | 5/6/2010 2:43:41 AM |
| gogrannygo | $25.00 | $25.00 | 5/6/2010 6:58:33 AM |
| FinanceEngine | $25.00 | $25.00 | 5/6/2010 7:16:22 AM |
| pythia | $25.00 | $25.00 | 5/6/2010 11:05:25 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/6/2010 2:05:37 PM |
| stemper | $50.00 | $50.00 | 5/6/2010 6:48:12 PM |
| PropertyInvest | $25.00 | $25.00 | 5/7/2010 4:22:15 AM |
| fund-medalist171 | $25.00 | $25.00 | 5/7/2010 4:33:23 AM |
| RadarLuv | $25.00 | $25.00 | 5/7/2010 5:03:04 AM |
| mitcha1 | $25.00 | $25.00 | 5/7/2010 10:09:54 AM |
| best-point-flow | $50.00 | $50.00 | 5/7/2010 11:51:58 AM |
| payontime1 | $25.00 | $25.00 | 5/7/2010 10:32:01 AM |
| DavenportCapital | $25.00 | $25.00 | 5/7/2010 1:53:50 PM |
| stockpiler079 | $25.00 | $25.00 | 5/7/2010 3:49:57 PM |
| reflective-rupee | $25.00 | $25.00 | 5/7/2010 4:49:14 PM |
| funnymoney1 | $25.00 | $25.00 | 5/7/2010 7:26:38 PM |
| rockhound84 | $25.00 | $25.00 | 5/7/2010 6:32:01 PM |
| q4golf | $29.31 | $29.31 | 5/8/2010 4:26:21 AM |
| jguerrajr | $45.87 | $45.87 | 5/8/2010 11:52:27 AM |
| CASSHMAN | $50.00 | $50.00 | 5/7/2010 8:13:12 PM |
| attractive-fund | $25.00 | $25.00 | 5/7/2010 8:28:36 PM |
| LibbyZ | $50.00 | $50.00 | 5/7/2010 9:08:58 PM |
| Oakland | $50.00 | $50.00 | 5/8/2010 11:37:26 AM |
| responsible-vigilance8 | $25.00 | $25.00 | 5/8/2010 12:32:15 PM |
| investmentgroup | $25.00 | $25.00 | 5/9/2010 12:41:12 PM |
| rainbowsorbet | $25.00 | $25.00 | 5/9/2010 12:30:41 PM |
| help4u | $150.00 | $150.00 | 5/8/2010 6:31:04 PM |
| orange-dollar-guild | $25.00 | $25.00 | 5/8/2010 10:30:41 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/9/2010 8:06:18 PM |
| exciting-fairness | $200.00 | $200.00 | 5/9/2010 11:18:17 AM |
| ez2helpu | $100.00 | $100.00 | 5/10/2010 4:09:00 AM |
| samseth | $25.00 | $25.00 | 5/10/2010 6:38:28 AM |
| mikeandcat | $50.00 | $50.00 | 5/10/2010 4:50:05 AM |
| VBPlayer | $30.00 | $30.00 | 5/10/2010 8:20:31 AM |
| MapleLaker | $27.68 | $27.68 | 5/10/2010 8:25:23 AM |
| biofred | $25.00 | $25.00 | 5/10/2010 6:17:00 AM |
| ToloUSN | $50.00 | $50.00 | 5/10/2010 7:47:44 AM |
| rate-hickory | $25.00 | $25.00 | 5/10/2010 9:20:36 AM |
| MoneyTree79 | $50.00 | $50.00 | 5/9/2010 8:05:10 PM |
| OGS_Capital | $25.00 | $25.00 | 5/10/2010 9:57:48 AM |
| 420limo | $25.00 | $25.00 | 5/9/2010 9:38:43 PM |
| shdof2 | $25.00 | $25.00 | 5/10/2010 11:35:32 AM |
| drysdale-sd | $25.00 | $25.00 | 5/10/2010 7:12:41 AM |
| gaiusceasar | $25.00 | $25.00 | 5/10/2010 7:46:43 AM |
| Jinja | $28.47 | $28.47 | 5/10/2010 1:54:38 PM |
| velocity-winner | $25.00 | $25.00 | 5/10/2010 2:30:04 PM |
| malmoswed1 | $50.00 | $50.00 | 5/10/2010 9:59:15 AM |
| rupee-kung-fu7 | $36.56 | $36.56 | 5/10/2010 10:28:38 AM |
| Midg | $25.00 | $25.00 | 5/10/2010 3:10:19 PM |
| Randawg | $32.89 | $32.89 | 5/10/2010 11:28:21 AM |
| Montgomery-Burns | $25.00 | $25.00 | 5/10/2010 2:45:01 PM |
| bill-solo | $25.00 | $25.00 | 5/10/2010 3:34:15 PM |
| oldrebel | $25.00 | $25.00 | 5/10/2010 3:48:02 PM |
| agab | $25.00 | $25.00 | 5/10/2010 5:25:00 PM |
| northern_paddler | $25.00 | $25.00 | 5/10/2010 6:52:17 PM |
| draggon77 | $25.00 | $25.00 | 5/10/2010 6:45:53 PM |
| bejfishing | $25.00 | $25.00 | 5/10/2010 6:49:29 PM |
| unassassinable | $25.00 | $25.00 | 5/3/2010 6:54:32 PM |
| JGB | $25.00 | $25.00 | 5/3/2010 6:54:37 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/3/2010 6:54:42 PM |
| hrubinst | $25.00 | $25.00 | 5/3/2010 6:54:16 PM |
| Avala | $50.00 | $50.00 | 5/3/2010 6:54:21 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/3/2010 6:55:07 PM |
| loanfairy | $25.00 | $25.00 | 5/3/2010 6:56:01 PM |
| ichibon | $75.00 | $75.00 | 5/3/2010 6:56:31 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/3/2010 6:57:46 PM |
| teller | $25.00 | $25.00 | 5/3/2010 6:57:59 PM |
| worth-arch | $25.00 | $25.00 | 5/3/2010 6:58:34 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 7:00:59 PM |
| Comoparklender | $30.00 | $30.00 | 5/3/2010 7:12:54 PM |
| Marathoner | $25.00 | $25.00 | 5/3/2010 7:12:59 PM |
| gold-disk | $100.00 | $100.00 | 5/3/2010 7:12:40 PM |
| finance-prescription | $100.00 | $100.00 | 5/3/2010 7:13:05 PM |
| castleman | $25.00 | $25.00 | 5/3/2010 7:13:07 PM |
| DcUnited | $25.00 | $25.00 | 5/3/2010 7:13:09 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:55:53 PM |
| Reinadog9 | $50.00 | $50.00 | 5/3/2010 9:43:45 PM |
| bchen78875 | $25.00 | $25.00 | 5/4/2010 2:45:33 AM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 8:18:45 AM |
| integrity-doctor | $100.00 | $100.00 | 5/4/2010 8:55:14 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 9:45:24 AM |
| magnificent-reward9 | $25.00 | $25.00 | 5/4/2010 9:53:15 AM |
| SNH | $50.00 | $50.00 | 5/4/2010 9:53:11 AM |
| fcukciti | $50.00 | $50.00 | 5/4/2010 9:53:31 AM |
| sarisai | $101.00 | $101.00 | 5/4/2010 9:53:29 AM |
| engaging-worth | $25.00 | $25.00 | 5/4/2010 9:53:33 AM |
| Mav26 | $50.00 | $50.00 | 5/4/2010 12:34:40 PM |
| HawaiianHelper | $50.00 | $50.00 | 5/5/2010 1:47:11 AM |
| cptmorgin | $50.00 | $50.00 | 5/4/2010 8:46:38 PM |
| deal-pledge | $25.00 | $25.00 | 5/4/2010 10:15:52 PM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 8:11:31 AM |
| ComputerCash23 | $50.00 | $50.00 | 5/6/2010 7:25:18 AM |
| lenderinnevada | $60.00 | $60.00 | 5/6/2010 12:17:38 PM |
| EJO | $25.00 | $25.00 | 5/7/2010 12:10:08 AM |
| market-pudding | $25.00 | $25.00 | 5/7/2010 1:37:24 AM |
| Ven58 | $25.00 | $25.00 | 5/7/2010 11:09:48 AM |
| Lender97 | $50.00 | $50.00 | 5/7/2010 11:25:32 AM |
| rustysailor | $25.00 | $25.00 | 5/7/2010 8:57:37 AM |
| Chewbaca | $25.00 | $25.00 | 5/7/2010 12:26:43 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/7/2010 4:07:20 PM |
| truth-silo | $87.23 | $87.23 | 5/7/2010 4:28:08 PM |
| Lender0307 | $25.00 | $25.00 | 5/7/2010 11:17:59 PM |
| Planecourage | $47.35 | $47.35 | 5/7/2010 11:56:40 PM |
| revenue-marauder0 | $25.00 | $25.00 | 5/7/2010 11:52:31 PM |
| LoanerPrincipal | $25.00 | $25.00 | 5/7/2010 11:56:25 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 5/8/2010 11:17:55 AM |
| Asset-Builder | $75.00 | $75.00 | 5/7/2010 6:49:09 PM |
| Kasyll | $100.00 | $100.00 | 5/8/2010 2:17:23 PM |
| Kerrysbay | $50.00 | $50.00 | 5/8/2010 12:09:17 AM |
| rapid-currency | $43.80 | $43.80 | 5/8/2010 10:19:55 PM |
| Kyileo | $25.00 | $25.00 | 5/8/2010 5:22:43 PM |
| jump58 | $82.00 | $82.00 | 5/9/2010 8:11:51 AM |
| doc1 | $100.00 | $100.00 | 5/9/2010 10:27:07 AM |
| Bieling | $25.00 | $25.00 | 5/8/2010 8:21:57 PM |
| nashibaksi | $25.00 | $25.00 | 5/9/2010 7:19:51 PM |
| scott2004114 | $58.53 | $58.53 | 5/8/2010 10:25:58 PM |
| gothampark | $25.00 | $25.00 | 5/9/2010 8:48:13 PM |
| miket71 | $100.00 | $100.00 | 5/9/2010 8:48:57 PM |
| damethyst | $25.00 | $25.00 | 5/10/2010 1:28:56 AM |
| wuscjim | $32.51 | $32.51 | 5/9/2010 5:45:53 PM |
| LawyerLoan | $25.00 | $25.00 | 5/10/2010 8:29:37 AM |
| Leshan | $25.00 | $25.00 | 5/10/2010 8:36:00 AM |
| AlphaInternational | $25.00 | $25.00 | 5/10/2010 9:49:58 AM |
| coldfuzion | $37.84 | $37.84 | 5/10/2010 9:53:02 AM |
| rockhound84 | $25.00 | $25.00 | 5/10/2010 7:28:34 AM |
| Smallbear | $25.00 | $25.00 | 5/10/2010 12:12:27 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:05:15 PM |
| blackstar | $25.00 | $25.00 | 5/10/2010 7:51:31 AM |
| greekgst99 | $25.00 | $25.00 | 5/10/2010 12:19:46 PM |
| Land_on_your_feet | $50.00 | $50.00 | 5/10/2010 1:47:55 PM |
| MC7608 | $30.00 | $30.00 | 5/10/2010 2:58:22 PM |
| investment-happiness | $100.00 | $100.00 | 5/10/2010 4:00:10 PM |
| bughead | $25.00 | $25.00 | 5/10/2010 11:39:27 AM |
| indomart | $35.00 | $35.00 | 5/10/2010 2:06:22 PM |
| dorypro | $25.00 | $25.00 | 5/10/2010 4:17:40 PM |
| market-jam | $42.68 | $42.68 | 5/10/2010 6:02:34 PM |
| friendinmoney | $50.00 | $50.00 | 5/10/2010 4:54:56 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
456798
This series of Notes was issued and sold upon the funding of the borrower loan #42495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-11-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $185.56 |
|
Final lender yield:
| 18.85% |
Final borrower rate/APR:
| 19.85% / 22.09% |
Final monthly payment:
| $185.44 |
| |
|
Auction yield range:
| 8.04% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.91% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 22y 10m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 36 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,672 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 63% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Spitfire2 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2009)
740-759
(Jul-2009)
700-719
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Paying off Chase
Since Chase took over Washington Mutual, our experience has been hellish. This loan will be used to pay off the balance of our credit card. At quite a bit less interest and with no hassles and "special deals" for a "limited time!"
I have had one loan with Prosper previously - paid it off early. I'm a good candidate for this loan because I have a steady job, am employed with the Military, and will most likely pay this off within 18 months as well.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Can you please list the balances / %APR of the credit card(s) you intend to pay off with this loan? If you answer publicly I'm sure other lenders would appreciate it.
Thanks! - balance-chestnut
A:
The Chase Mastercard we have is roughly $4500 at 29.99%. We got that letter as a "gift" from Chase, raising our rate from 9.99% last August. When we protested, they sent us another "gift", a letter saying that if we made 6 on-time payments, they'd reduce the rate to 19.9%. We did, they didn't. Their next excuse was they couldn't reduce our interest rate due to the "economic times". We're done.
(May-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 5/4/2010 4:37:23 PM |
| prohelper | $50.00 | $50.00 | 5/4/2010 4:47:39 PM |
| Bank_Of_XL | $50.00 | $50.00 | 5/5/2010 8:40:46 AM |
| seadrg | $25.00 | $25.00 | 5/5/2010 7:33:42 AM |
| Aberdeen | $400.00 | $400.00 | 5/5/2010 11:52:34 AM |
| us957165 | $25.00 | $25.00 | 5/5/2010 7:09:40 PM |
| allbalooboy2 | $50.00 | $50.00 | 5/5/2010 11:27:25 PM |
| Easystreet | $25.00 | $25.00 | 5/6/2010 8:14:05 AM |
| unassuming-market7 | $50.00 | $50.00 | 5/7/2010 3:42:52 AM |
| Cashew6 | $50.00 | $50.00 | 5/7/2010 6:14:33 AM |
| MStackIV | $25.00 | $25.00 | 5/7/2010 9:03:18 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/7/2010 4:31:24 PM |
| Bieling | $26.06 | $26.06 | 5/7/2010 6:02:41 PM |
| credit-coach118 | $45.00 | $45.00 | 5/7/2010 7:29:46 PM |
| JustOneVoice | $25.00 | $25.00 | 5/7/2010 6:49:31 PM |
| spiff666 | $25.00 | $25.00 | 5/8/2010 11:03:54 AM |
| rockhound84 | $50.00 | $50.00 | 5/8/2010 7:16:18 PM |
| green-forceful-openness | $25.00 | $25.00 | 5/8/2010 4:52:42 PM |
| lender12345 | $50.00 | $50.00 | 5/9/2010 7:32:27 PM |
| duty-monger | $50.00 | $50.00 | 5/9/2010 5:29:02 AM |
| CASSHMAN | $50.00 | $50.00 | 5/9/2010 7:22:28 PM |
| gothampark | $25.00 | $25.00 | 5/9/2010 8:51:51 PM |
| nalaari | $60.44 | $60.44 | 5/9/2010 2:05:59 PM |
| freefly67 | $28.86 | $28.86 | 5/10/2010 8:14:42 AM |
| RobinHood | $50.00 | $50.00 | 5/9/2010 11:16:18 PM |
| RecoveryLender | $25.00 | $25.00 | 5/10/2010 12:03:48 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:09:28 PM |
| ProModelA | $25.00 | $25.00 | 5/10/2010 3:45:15 PM |
| investment-happiness | $100.00 | $100.00 | 5/10/2010 4:10:49 PM |
| lendstats_com | $89.31 | $89.31 | 5/10/2010 6:09:55 PM |
| twerns | $40.00 | $40.00 | 5/10/2010 4:51:17 PM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:20:42 PM |
| hektek22 | $25.00 | $25.00 | 5/10/2010 8:32:05 PM |
| NewYorker48 | $50.00 | $50.00 | 5/11/2010 4:59:21 AM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:20:55 PM |
| i8agoldfish | $94.07 | $94.07 | 5/11/2010 5:04:02 AM |
| grammaspurse | $25.00 | $25.00 | 5/10/2010 9:28:47 PM |
| shark8851 | $50.00 | $50.00 | 5/10/2010 9:51:01 PM |
| listing-enchilada | $35.00 | $35.00 | 5/11/2010 5:23:23 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/10/2010 7:07:53 PM |
| trustworthy-fairness | $1,000.00 | $16.48 | 5/11/2010 4:40:52 AM |
| AustinAmerica | $25.00 | $25.00 | 5/11/2010 7:04:47 AM |
| hope-lionheart1 | $25.00 | $25.00 | 5/11/2010 8:40:59 AM |
| BankofBeth | $25.00 | $25.00 | 5/10/2010 10:31:50 PM |
| Mindful7 | $25.00 | $25.00 | 5/11/2010 7:06:22 AM |
| Leshan | $100.00 | $100.00 | 5/11/2010 8:10:27 AM |
| principal-laser | $60.00 | $60.00 | 5/11/2010 5:10:35 AM |
| Ven58 | $25.00 | $25.00 | 5/11/2010 10:34:09 AM |
| tomoe | $25.00 | $25.00 | 5/11/2010 10:38:40 AM |
| djkaiser | $33.81 | $33.81 | 5/11/2010 11:19:41 AM |
| SnakeV | $26.00 | $26.00 | 5/11/2010 8:22:15 AM |
| balance-chestnut | $50.00 | $50.00 | 5/11/2010 12:37:36 PM |
| ChewyZ | $25.00 | $25.00 | 5/11/2010 2:27:07 PM |
| GCSS | $25.00 | $25.00 | 5/11/2010 11:55:52 AM |
| 113121 | $100.00 | $100.00 | 5/11/2010 2:32:25 PM |
| coin-trajectory | $37.73 | $37.73 | 5/11/2010 1:19:53 PM |
| dano1965 | $50.00 | $50.00 | 5/11/2010 9:45:37 AM |
| MC7608 | $25.00 | $25.00 | 5/11/2010 2:38:16 PM |
| shonuva05 | $25.00 | $25.00 | 5/11/2010 3:52:14 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 11:06:51 AM |
| ShowMeTheMoney85 | $25.00 | $25.00 | 5/11/2010 12:24:41 PM |
| poster177 | $52.00 | $52.00 | 5/11/2010 12:43:33 PM |
| slwholesales | $51.67 | $51.67 | 5/11/2010 4:19:08 PM |
| thrilling-nickel5 | $28.63 | $28.63 | 5/11/2010 4:04:20 PM |
| easylivin | $25.00 | $25.00 | 5/11/2010 4:09:19 PM |
| fireferd | $50.00 | $50.00 | 5/11/2010 4:17:35 PM |
| CA_Lender | $25.00 | $25.00 | 5/10/2010 3:09:03 PM |
| lendstats_com | $25.00 | $25.00 | 5/4/2010 4:40:20 PM |
| MilitaryLending | $100.00 | $100.00 | 5/4/2010 9:19:03 PM |
| jpblan11 | $25.00 | $25.00 | 5/6/2010 3:56:55 AM |
| Simply2fly | $25.00 | $25.00 | 5/6/2010 9:19:44 AM |
| blissful-note7 | $25.00 | $25.00 | 5/6/2010 2:43:45 AM |
| stemper | $50.00 | $50.00 | 5/6/2010 6:49:10 PM |
| Spaceman838 | $30.00 | $30.00 | 5/7/2010 7:23:30 AM |
| MattProsper | $60.00 | $60.00 | 5/7/2010 4:09:15 PM |
| reflective-rupee | $25.00 | $25.00 | 5/7/2010 4:16:27 PM |
| Finchy78 | $25.00 | $25.00 | 5/7/2010 7:12:29 PM |
| JerryB96 | $25.00 | $25.00 | 5/8/2010 7:14:30 AM |
| Jim33 | $25.00 | $25.00 | 5/8/2010 8:59:14 AM |
| helpneachother | $50.00 | $50.00 | 5/8/2010 3:50:48 PM |
| Imaginos1892 | $50.00 | $50.00 | 5/7/2010 9:46:52 PM |
| thetuck | $50.00 | $50.00 | 5/8/2010 4:26:07 PM |
| twjh | $25.00 | $25.00 | 5/8/2010 11:05:16 AM |
| LittleMingo | $30.00 | $30.00 | 5/9/2010 2:43:34 AM |
| Daubertoo | $33.98 | $33.98 | 5/9/2010 3:50:05 PM |
| american-investor | $25.00 | $25.00 | 5/10/2010 11:07:57 AM |
| FinanceEngine | $25.00 | $25.00 | 5/10/2010 1:32:52 PM |
| principal-star | $25.00 | $25.00 | 5/10/2010 2:45:46 PM |
| MStackIV | $25.00 | $25.00 | 5/10/2010 8:40:38 PM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:20:22 PM |
| jlendog | $74.00 | $74.00 | 5/10/2010 10:17:52 PM |
| cash-tent | $27.50 | $27.50 | 5/10/2010 10:31:25 PM |
| malomar66 | $40.00 | $40.00 | 5/10/2010 7:53:53 PM |
| jcw3rd | $25.00 | $25.00 | 5/10/2010 10:48:28 PM |
| skillful-asset5 | $25.00 | $25.00 | 5/10/2010 8:21:45 PM |
| 113121 | $150.00 | $150.00 | 5/10/2010 8:26:09 PM |
| grafton | $76.05 | $76.05 | 5/10/2010 9:00:36 PM |
| Sturgee | $25.00 | $25.00 | 5/10/2010 9:27:24 PM |
| YeoLenderSource | $25.00 | $25.00 | 5/10/2010 7:06:39 PM |
| beachliving29 | $31.20 | $31.20 | 5/11/2010 7:08:55 AM |
| gjm6d | $25.00 | $25.00 | 5/11/2010 7:18:54 AM |
| dirkgently | $25.00 | $25.00 | 5/11/2010 7:33:08 AM |
| Bigbossman | $52.17 | $52.17 | 5/11/2010 8:12:57 AM |
| OGS_Capital | $25.00 | $25.00 | 5/11/2010 6:25:26 AM |
| shark8851 | $35.00 | $35.00 | 5/10/2010 10:04:18 PM |
| DaiUy | $25.00 | $25.00 | 5/11/2010 7:05:29 AM |
| mpatrick | $50.00 | $50.00 | 5/11/2010 10:09:36 AM |
| rate-hickory | $25.00 | $25.00 | 5/11/2010 8:49:41 AM |
| RMB-Investments | $25.00 | $25.00 | 5/11/2010 8:54:29 AM |
| mtnsofutah | $25.00 | $25.00 | 5/11/2010 5:20:30 AM |
| SmartBanking | $25.00 | $25.00 | 5/11/2010 9:06:42 AM |
| HenlopenCapital | $25.00 | $25.00 | 5/11/2010 10:36:59 AM |
| pposFUNDing | $25.00 | $25.00 | 5/11/2010 10:41:08 AM |
| payout-reaction740 | $25.00 | $25.00 | 5/11/2010 11:08:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/11/2010 12:20:06 PM |
| integrity-doctor | $100.00 | $100.00 | 5/11/2010 9:55:04 AM |
| meabandit | $35.04 | $35.04 | 5/11/2010 3:36:00 PM |
| steady-dime | $25.00 | $25.00 | 5/11/2010 4:11:11 PM |
| clipper271 | $25.00 | $25.00 | 5/11/2010 11:37:43 AM |
| Engineer44 | $25.00 | $25.00 | 5/11/2010 4:25:38 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/11/2010 4:14:17 PM |
| friendinmoney | $50.00 | $50.00 | 5/11/2010 4:26:38 PM |
| 122 bids
|
Borrower Payment Dependent Notes Series
456864
This series of Notes was issued and sold upon the funding of the borrower loan #42492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-11-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $185.56 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $185.56 |
| |
|
Auction yield range:
| 8.04% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
13 | Length of status: | 14y 0m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 25 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,787 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| a-deal-quest |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the balances and percentages on the debts you owe.
Thanks. - rockhound84
A:
Newport 1785.65 at 28%, Exxon 1700.00 %24.99%, and Macys 1500.00 at 24%
(May-11-2010)
Q:
Can you please list your cc balances and rates that you want to consolidate. - principal-star
A:
Newport 1758.65 at 28%, exxon 1700.00 at 24.99% and Macys 1500.00 at 24%
(May-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| balanced-bill7 | $100.00 | $100.00 | 5/4/2010 4:31:46 PM |
| ddog0224 | $25.00 | $25.00 | 5/4/2010 4:32:47 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/4/2010 4:33:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/4/2010 4:33:46 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/4/2010 4:34:42 PM |
| Havana21 | $50.00 | $50.00 | 5/4/2010 4:35:54 PM |
| generous-deal6 | $25.00 | $25.00 | 5/4/2010 4:36:21 PM |
| Marathoner | $25.00 | $25.00 | 5/4/2010 4:41:45 PM |
| Comoparklender | $30.00 | $30.00 | 5/4/2010 4:41:36 PM |
| Avala | $50.00 | $50.00 | 5/4/2010 4:42:42 PM |
| unassassinable | $25.00 | $25.00 | 5/4/2010 4:42:57 PM |
| the-payout-hug | $25.00 | $25.00 | 5/4/2010 4:44:45 PM |
| jrbill1998 | $50.00 | $50.00 | 5/4/2010 4:44:50 PM |
| bchen78875 | $25.00 | $25.00 | 5/4/2010 4:45:16 PM |
| life-is-great | $25.00 | $25.00 | 5/4/2010 4:44:40 PM |
| finance-prescription | $100.00 | $100.00 | 5/4/2010 4:41:54 PM |
| DcUnited | $25.00 | $25.00 | 5/4/2010 4:42:07 PM |
| prohelper | $50.00 | $50.00 | 5/4/2010 4:47:40 PM |
| funds-rascal | $50.00 | $50.00 | 5/4/2010 4:47:21 PM |
| drawseeker | $25.00 | $25.00 | 5/4/2010 4:47:33 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/4/2010 4:43:09 PM |
| durability-exchanger | $25.00 | $25.00 | 5/4/2010 4:48:10 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/5/2010 4:24:26 AM |
| torion | $25.00 | $25.00 | 5/5/2010 4:24:44 AM |
| reflective-rupee | $25.00 | $25.00 | 5/4/2010 9:01:41 PM |
| a-finance-nirvana | $25.00 | $25.00 | 5/5/2010 6:34:32 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/5/2010 7:08:25 AM |
| market-pudding | $25.00 | $25.00 | 5/5/2010 11:11:34 AM |
| objective-investor | $100.00 | $40.51 | 5/5/2010 12:06:36 PM |
| dschaaf | $25.00 | $25.00 | 5/5/2010 9:34:54 AM |
| Easystreet | $25.00 | $25.00 | 5/6/2010 4:25:55 PM |
| duty-monger | $50.00 | $50.00 | 5/7/2010 7:10:25 AM |
| awe-inspiring-credit7 | $25.00 | $25.00 | 5/7/2010 1:33:04 PM |
| JustMee | $25.00 | $25.00 | 5/7/2010 6:21:43 PM |
| gotigers1972 | $25.00 | $25.00 | 5/8/2010 8:03:23 PM |
| Pakse | $25.00 | $25.00 | 5/8/2010 1:32:46 PM |
| nilonc1 | $75.00 | $75.00 | 5/8/2010 8:55:30 PM |
| eaglecamp | $100.00 | $100.00 | 5/9/2010 7:30:32 AM |
| respectful-integrity3 | $25.00 | $25.00 | 5/9/2010 6:09:53 PM |
| gothampark | $25.00 | $25.00 | 5/9/2010 8:54:19 PM |
| RobinHood | $50.00 | $50.00 | 5/9/2010 11:23:09 PM |
| CoffeeKing | $50.00 | $50.00 | 5/10/2010 9:39:23 AM |
| peb44 | $25.00 | $25.00 | 5/10/2010 1:02:36 PM |
| MattProsper | $50.00 | $50.00 | 5/10/2010 4:52:46 PM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/10/2010 7:13:21 PM |
| principal-laser | $38.34 | $38.34 | 5/11/2010 5:11:40 AM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:30:27 PM |
| Mindful7 | $25.00 | $25.00 | 5/11/2010 7:07:42 AM |
| Leshan | $25.00 | $25.00 | 5/11/2010 8:20:49 AM |
| credit-coach118 | $55.00 | $55.00 | 5/10/2010 8:59:51 PM |
| order-tonic | $25.00 | $25.00 | 5/11/2010 8:24:18 AM |
| MarcusOcean | $50.00 | $50.00 | 5/10/2010 11:53:24 PM |
| dano1965 | $44.02 | $44.02 | 5/11/2010 9:46:36 AM |
| Darkjokerg1 | $29.00 | $29.00 | 5/11/2010 8:20:51 AM |
| rate-hickory | $25.00 | $25.00 | 5/11/2010 8:51:24 AM |
| Chesterite | $200.00 | $200.00 | 5/11/2010 11:29:36 AM |
| chocolatecookie | $50.00 | $50.00 | 5/11/2010 11:39:51 AM |
| rockhound84 | $50.00 | $50.00 | 5/11/2010 10:43:37 AM |
| gourd6 | $40.00 | $40.00 | 5/11/2010 10:50:52 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 11:17:56 AM |
| fireferd | $50.00 | $50.00 | 5/11/2010 4:15:45 PM |
| velocity-winner | $25.00 | $25.00 | 5/11/2010 12:19:06 PM |
| GiantAardvark | $25.00 | $25.00 | 5/4/2010 4:31:58 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/4/2010 4:32:04 PM |
| loanfairy | $25.00 | $25.00 | 5/4/2010 4:33:03 PM |
| ichibon | $75.00 | $75.00 | 5/4/2010 4:33:32 PM |
| fishintime | $25.00 | $25.00 | 5/4/2010 4:34:03 PM |
| teller | $25.00 | $25.00 | 5/4/2010 4:34:54 PM |
| greeninspirit | $25.00 | $25.00 | 5/4/2010 4:34:26 PM |
| worth-arch | $25.00 | $25.00 | 5/4/2010 4:35:18 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/4/2010 4:36:50 PM |
| income-fortress | $25.00 | $25.00 | 5/4/2010 4:37:24 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/4/2010 4:41:16 PM |
| gold-disk | $100.00 | $100.00 | 5/4/2010 4:41:23 PM |
| Artist_Blue | $25.00 | $25.00 | 5/4/2010 4:42:15 PM |
| castleman | $25.00 | $25.00 | 5/4/2010 4:42:01 PM |
| hrubinst | $25.00 | $25.00 | 5/4/2010 4:42:34 PM |
| JGB | $25.00 | $25.00 | 5/4/2010 4:43:04 PM |
| psztnrw | $100.00 | $100.00 | 5/4/2010 4:43:38 PM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 4:44:03 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 4:44:19 PM |
| radforj22 | $25.00 | $25.00 | 5/4/2010 4:44:06 PM |
| integrity-doctor | $100.00 | $100.00 | 5/4/2010 4:45:05 PM |
| dinero-speaker | $25.00 | $25.00 | 5/4/2010 4:42:48 PM |
| LoanBrkr | $25.00 | $25.00 | 5/4/2010 4:47:55 PM |
| Favish | $50.00 | $50.00 | 5/4/2010 4:48:24 PM |
| skuba | $25.00 | $25.00 | 5/5/2010 1:54:06 AM |
| frogperson | $75.00 | $75.00 | 5/5/2010 4:18:11 AM |
| top-silver-american | $25.00 | $25.00 | 5/5/2010 4:39:13 AM |
| bowdish1 | $27.35 | $27.35 | 5/5/2010 5:36:43 AM |
| delicious-social132 | $25.00 | $25.00 | 5/5/2010 4:24:24 AM |
| mmckune | $25.00 | $25.00 | 5/5/2010 5:01:09 AM |
| Bank_Of_XL | $100.00 | $100.00 | 5/5/2010 8:36:20 AM |
| Phantom99 | $25.00 | $25.00 | 5/5/2010 6:10:17 AM |
| philosopher4 | $25.00 | $25.00 | 5/5/2010 9:35:04 AM |
| kmr2 | $250.00 | $250.00 | 5/5/2010 11:28:38 AM |
| frogperson | $150.00 | $150.00 | 5/5/2010 11:46:27 AM |
| cash-vault | $25.00 | $25.00 | 5/5/2010 9:35:38 AM |
| Glenn_Graham | $50.00 | $50.00 | 5/7/2010 1:58:13 PM |
| market-worker | $25.00 | $25.00 | 5/7/2010 11:30:59 AM |
| mattblizz | $25.00 | $25.00 | 5/7/2010 5:13:57 PM |
| Imaginos1892 | $50.00 | $50.00 | 5/7/2010 9:48:43 PM |
| CERTIFIED | $100.00 | $100.00 | 5/9/2010 8:03:07 AM |
| bountiful-bazaar | $25.00 | $25.00 | 5/9/2010 12:40:43 PM |
| Taz-Man-IIWIS | $25.00 | $25.00 | 5/9/2010 6:12:59 PM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:55:13 PM |
| giovani | $25.00 | $25.00 | 5/9/2010 9:35:24 PM |
| FinanceEngine | $25.00 | $25.00 | 5/10/2010 1:33:36 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 5/10/2010 4:07:38 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:11:10 PM |
| dorypro | $25.00 | $25.00 | 5/10/2010 4:34:01 PM |
| Gambino | $50.00 | $50.00 | 5/10/2010 7:07:32 PM |
| jcw3rd | $25.00 | $25.00 | 5/10/2010 10:51:44 PM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:30:41 PM |
| hektek22 | $25.00 | $25.00 | 5/10/2010 8:34:33 PM |
| wonder3 | $25.00 | $25.00 | 5/11/2010 6:22:57 AM |
| principal-star | $25.00 | $25.00 | 5/11/2010 8:27:13 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/11/2010 8:49:32 AM |
| mpatrick | $50.00 | $50.00 | 5/11/2010 10:10:18 AM |
| principal-star | $25.00 | $25.00 | 5/11/2010 1:54:09 PM |
| dgagli1 | $45.78 | $45.78 | 5/11/2010 11:18:33 AM |
| steady-dime | $25.00 | $25.00 | 5/11/2010 4:11:41 PM |
| Engineer44 | $25.00 | $25.00 | 5/11/2010 4:26:38 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/11/2010 4:14:37 PM |
| 124 bids
|
Borrower Payment Dependent Notes Series
456868
This series of Notes was issued and sold upon the funding of the borrower loan #42508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-11-2010 |
|
|
Starting lender yield:
| 27.50% |
Starting borrower rate/APR:
| 28.50% / 30.86% |
Starting monthly payment:
| $291.44 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $286.72 |
| |
|
Auction yield range:
| 11.04% - 27.50% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 5m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,250 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 26% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ea1771 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Online Business
Purpose of loan:
This loan will be used to expand my home business. I have business in ebay, buying and selling various items mostly electronic and cellphone. I buy the products mostly from supplier in China, and sell them here in US. Due to capital limitation, I can not increase my sales volume, therefore I need extra capital so I can move forward with my business. To buy products, I depend mostly using credit cards purchases. That's is the reason why I have high revolving credit balance. But usually I pay off all the balance before due date. Currently my monthly sales volume about $6000-$7000. Hopefully with this loan I could double my sales volume.
My financial situation:
I am a good candidate for this loan because I am a responsible borrower, never miss my dues. I care my family so much that I would never put them in ther risk of financial trouble. Therefore I borrow what I need with monthly payment that I can afford. My home business is just a part time job to create extra income. Although I'm very optimistic about my venture, but in worst case scenario that it did not work well, I still have my job that can support me to pay for the loan. I'm confident I could repay all the loan in due time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 5/4/2010 4:28:14 PM |
| autonomous-truth | $25.00 | $25.00 | 5/4/2010 4:29:31 PM |
| Havana21 | $50.00 | $50.00 | 5/4/2010 4:35:44 PM |
| yeti888 | $25.00 | $25.00 | 5/4/2010 4:36:38 PM |
| gelidfrank | $25.00 | $25.00 | 5/4/2010 4:38:30 PM |
| MARWARISETH | $25.00 | $25.00 | 5/4/2010 4:38:57 PM |
| actvtrdr | $35.00 | $35.00 | 5/4/2010 4:38:48 PM |
| GiantAardvark | $25.00 | $25.00 | 5/4/2010 4:38:51 PM |
| personal-lender | $25.00 | $25.00 | 5/4/2010 4:39:13 PM |
| rhin0cerx | $50.00 | $50.00 | 5/4/2010 4:39:24 PM |
| supreme-hope | $25.00 | $25.00 | 5/4/2010 4:39:02 PM |
| payment-gusto | $25.00 | $25.00 | 5/4/2010 4:35:00 PM |
| Zolton | $200.00 | $200.00 | 5/4/2010 4:39:14 PM |
| marketplace-buckeye | $25.00 | $25.00 | 5/4/2010 4:39:55 PM |
| balanced-bill7 | $75.00 | $75.00 | 5/4/2010 4:39:50 PM |
| Comoparklender | $25.00 | $25.00 | 5/4/2010 4:37:05 PM |
| return-eclipse0 | $25.00 | $25.00 | 5/4/2010 4:38:42 PM |
| orderly-leverage | $30.00 | $30.00 | 5/4/2010 4:38:45 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/4/2010 4:39:04 PM |
| seisen | $100.00 | $100.00 | 5/4/2010 4:43:47 PM |
| asiaratt | $100.00 | $100.00 | 5/4/2010 4:43:50 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/4/2010 4:45:41 PM |
| icecoldcash | $25.00 | $25.00 | 5/4/2010 4:47:08 PM |
| finance-prescription | $50.00 | $50.00 | 5/4/2010 4:42:24 PM |
| AlexTrep | $25.00 | $25.00 | 5/4/2010 4:48:28 PM |
| djsvin1 | $25.00 | $25.00 | 5/4/2010 4:48:44 PM |
| cash-merry-maker | $25.00 | $25.00 | 5/4/2010 4:58:04 PM |
| castleman | $25.00 | $25.00 | 5/4/2010 4:44:30 PM |
| zburner | $25.00 | $25.00 | 5/4/2010 4:57:51 PM |
| 1phantom | $25.00 | $25.00 | 5/4/2010 4:58:01 PM |
| brother_tam | $26.21 | $26.21 | 5/4/2010 4:58:11 PM |
| dedicated-diversification5 | $25.00 | $25.00 | 5/4/2010 4:58:33 PM |
| loyalist1 | $100.00 | $100.00 | 5/4/2010 4:47:59 PM |
| transaction-eclipse | $25.00 | $25.00 | 5/4/2010 5:19:40 PM |
| time4aloan | $25.00 | $25.00 | 5/4/2010 5:20:57 PM |
| teller | $25.00 | $25.00 | 5/4/2010 4:57:44 PM |
| r0b3m4n | $25.00 | $25.00 | 5/4/2010 4:57:52 PM |
| gjh37 | $25.00 | $25.00 | 5/4/2010 4:58:09 PM |
| honorable-yield | $35.00 | $35.00 | 5/4/2010 4:58:57 PM |
| industrious-dedication | $25.00 | $25.00 | 5/4/2010 6:24:58 PM |
| Speculator | $100.00 | $100.00 | 5/4/2010 6:08:44 PM |
| Rogesparkguy | $25.00 | $25.00 | 5/4/2010 6:15:37 PM |
| texrob20 | $25.00 | $25.00 | 5/4/2010 5:19:07 PM |
| Marathoner | $25.00 | $25.00 | 5/4/2010 7:50:09 PM |
| integrity-doctor | $45.00 | $45.00 | 5/4/2010 8:40:47 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 5/4/2010 5:20:26 PM |
| tjone69 | $30.00 | $30.00 | 5/4/2010 5:20:31 PM |
| IIP77 | $25.00 | $25.00 | 5/4/2010 5:20:44 PM |
| LuvToLend | $25.00 | $25.00 | 5/4/2010 5:21:13 PM |
| elegant-bonus | $25.00 | $25.00 | 5/4/2010 5:30:18 PM |
| Supernick | $25.00 | $25.00 | 5/4/2010 6:28:38 PM |
| truth-trapper | $50.00 | $50.00 | 5/4/2010 6:34:37 PM |
| contract-giant | $25.00 | $25.00 | 5/5/2010 2:46:13 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/5/2010 2:25:29 AM |
| israel15 | $25.00 | $25.00 | 5/5/2010 4:06:11 AM |
| RebuildALife | $25.00 | $25.00 | 5/5/2010 4:24:03 AM |
| inspiring-reward | $25.00 | $25.00 | 5/4/2010 8:30:08 PM |
| papaloha | $50.00 | $50.00 | 5/5/2010 4:40:11 AM |
| evaglamazon | $25.00 | $25.00 | 5/5/2010 4:54:34 AM |
| Dubbs360 | $27.74 | $27.74 | 5/5/2010 4:55:18 AM |
| sharpchicago | $25.00 | $25.00 | 5/5/2010 5:03:36 AM |
| KramericaIndustries | $25.00 | $25.00 | 5/5/2010 5:36:54 AM |
| lloyd_s | $25.00 | $25.00 | 5/5/2010 5:44:33 AM |
| shiny-dollar9 | $25.00 | $25.00 | 5/5/2010 2:19:07 AM |
| visionary-currency | $50.00 | $50.00 | 5/5/2010 6:28:32 AM |
| schpere | $25.00 | $25.00 | 5/5/2010 6:15:40 AM |
| corvettejrw | $25.93 | $25.93 | 5/5/2010 4:04:44 AM |
| credit-sunshine | $25.00 | $25.00 | 5/5/2010 6:24:55 AM |
| robust-trade | $25.00 | $25.00 | 5/5/2010 6:40:03 AM |
| Sanford-N-Sons | $25.00 | $25.00 | 5/5/2010 4:39:23 AM |
| assetmanager | $25.00 | $25.00 | 5/5/2010 5:25:20 AM |
| randsenterprise | $25.00 | $25.00 | 5/5/2010 5:36:29 AM |
| melodious-fairness | $25.00 | $25.00 | 5/5/2010 6:34:03 AM |
| dschaaf | $25.00 | $25.00 | 5/5/2010 9:34:45 AM |
| cash-boots | $25.00 | $25.00 | 5/5/2010 6:34:18 AM |
| moola-man | $25.00 | $25.00 | 5/5/2010 6:41:17 AM |
| Nickle-and-Dime-Loans | $25.00 | $25.00 | 5/5/2010 9:34:18 AM |
| phillipd48 | $25.00 | $25.00 | 5/5/2010 10:38:37 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 5/5/2010 7:31:25 AM |
| interest-griffin | $25.00 | $25.00 | 5/5/2010 10:23:39 AM |
| Banker7371 | $25.00 | $25.00 | 5/5/2010 11:10:39 AM |
| kmr2 | $250.00 | $250.00 | 5/5/2010 11:28:32 AM |
| b2m80s | $25.00 | $25.00 | 5/5/2010 1:47:42 PM |
| Petite_Rose | $25.00 | $25.00 | 5/5/2010 1:45:42 PM |
| hard-working-loot | $25.00 | $25.00 | 5/5/2010 2:00:07 PM |
| macgeek | $25.00 | $25.00 | 5/5/2010 2:59:00 PM |
| 1nvest | $25.00 | $25.00 | 5/5/2010 3:05:10 PM |
| green-transaction-charmer | $30.00 | $30.00 | 5/5/2010 4:10:55 PM |
| 108lender | $25.00 | $25.00 | 5/5/2010 3:55:42 PM |
| Kaj | $25.00 | $25.00 | 5/5/2010 11:10:31 AM |
| gmanrex | $43.53 | $43.53 | 5/5/2010 4:25:14 PM |
| platinum-dojo | $25.00 | $25.00 | 5/5/2010 3:03:41 PM |
| neorunner | $25.00 | $25.00 | 5/5/2010 4:30:24 PM |
| fuzed | $50.00 | $8.89 | 5/5/2010 5:43:56 PM |
| reflective-rupee | $25.00 | $25.00 | 5/6/2010 4:23:39 AM |
| honorable-yield | $50.00 | $50.00 | 5/6/2010 4:55:17 PM |
| dgagli1 | $25.00 | $25.00 | 5/7/2010 9:17:08 AM |
| CoffeyvilleKS | $25.00 | $25.00 | 5/8/2010 8:12:54 AM |
| NV_Funding | $25.00 | $25.00 | 5/8/2010 1:37:37 PM |
| ASG_NECO | $25.00 | $25.00 | 5/8/2010 8:43:12 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 5/9/2010 8:07:43 PM |
| shonuva05 | $25.00 | $25.00 | 5/10/2010 10:35:10 AM |
| healingangel22 | $25.00 | $25.00 | 5/10/2010 1:05:22 PM |
| irrelevant | $25.00 | $25.00 | 5/10/2010 10:45:00 AM |
| dorypro | $25.00 | $25.00 | 5/10/2010 4:31:47 PM |
| nashibaksi | $25.00 | $25.00 | 5/10/2010 5:15:49 PM |
| bill-solo | $25.00 | $25.00 | 5/10/2010 8:01:34 PM |
| skillful-asset5 | $25.00 | $25.00 | 5/10/2010 8:23:39 PM |
| Vans1975 | $34.00 | $34.00 | 5/11/2010 5:05:50 AM |
| rate-hickory | $25.00 | $25.00 | 5/11/2010 8:52:32 AM |
| Leshan | $33.33 | $33.33 | 5/11/2010 8:22:49 AM |
| Engineer44 | $25.00 | $25.00 | 5/11/2010 4:27:06 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/4/2010 4:28:17 PM |
| Phantom99 | $25.00 | $25.00 | 5/4/2010 4:34:10 PM |
| worth-arch | $25.00 | $25.00 | 5/4/2010 4:35:23 PM |
| aasx1108 | $25.00 | $25.00 | 5/4/2010 4:36:03 PM |
| generous-deal6 | $25.00 | $25.00 | 5/4/2010 4:36:30 PM |
| funds-rascal | $25.00 | $25.00 | 5/4/2010 4:33:09 PM |
| basis-prodigy | $25.00 | $25.00 | 5/4/2010 4:38:22 PM |
| copper | $30.00 | $30.00 | 5/4/2010 4:38:37 PM |
| reward-adventure | $30.00 | $30.00 | 5/4/2010 4:38:43 PM |
| cablenews | $25.00 | $25.00 | 5/4/2010 4:39:07 PM |
| unforgettable-order9 | $25.00 | $25.00 | 5/4/2010 4:39:39 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/4/2010 4:39:31 PM |
| authoritative-capital | $25.00 | $25.00 | 5/4/2010 4:35:39 PM |
| Artist_Blue | $25.00 | $25.00 | 5/4/2010 4:39:44 PM |
| life-is-great | $25.00 | $25.00 | 5/4/2010 4:41:28 PM |
| dime-producer | $25.00 | $25.00 | 5/4/2010 4:38:19 PM |
| deal-hickory5 | $25.00 | $25.00 | 5/4/2010 4:38:55 PM |
| JGB | $25.00 | $25.00 | 5/4/2010 4:38:59 PM |
| ukstevenhawaii | $50.00 | $50.00 | 5/4/2010 4:39:18 PM |
| greenwell | $25.00 | $25.00 | 5/4/2010 4:39:28 PM |
| Rattlehead | $25.00 | $25.00 | 5/4/2010 4:39:32 PM |
| Streetfighter | $50.00 | $50.00 | 5/4/2010 4:39:35 PM |
| DcUnited | $25.00 | $25.00 | 5/4/2010 4:39:47 PM |
| MrUnderhill | $50.00 | $50.00 | 5/4/2010 4:47:43 PM |
| versatile-platinum4 | $25.00 | $25.00 | 5/4/2010 4:54:45 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/4/2010 4:44:11 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 4:44:14 PM |
| bowdish1 | $48.75 | $48.75 | 5/4/2010 4:57:48 PM |
| desertoasis | $25.00 | $25.00 | 5/4/2010 4:45:32 PM |
| ssh1983 | $25.00 | $25.00 | 5/4/2010 4:58:09 PM |
| AF-Chief | $28.00 | $28.00 | 5/4/2010 4:47:15 PM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 5:21:00 PM |
| auction-workhorse679 | $25.00 | $25.00 | 5/4/2010 5:18:55 PM |
| glimmering-point | $25.00 | $25.00 | 5/4/2010 5:19:41 PM |
| burrito6 | $25.00 | $25.00 | 5/4/2010 5:30:24 PM |
| enlisted33 | $25.00 | $25.00 | 5/4/2010 4:58:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/4/2010 5:54:58 PM |
| bassman2 | $25.00 | $25.00 | 5/4/2010 7:53:38 PM |
| ingenious-deal6 | $25.00 | $25.00 | 5/4/2010 5:19:39 PM |
| HHP | $25.00 | $25.00 | 5/4/2010 5:20:27 PM |
| bold-principal-thinker | $25.00 | $25.00 | 5/4/2010 5:20:38 PM |
| rock-turner | $25.00 | $25.00 | 5/4/2010 5:21:15 PM |
| upright-revenue7 | $25.00 | $25.00 | 5/4/2010 5:21:19 PM |
| jonbozeman | $25.00 | $25.00 | 5/4/2010 5:30:29 PM |
| bronzmajom | $25.00 | $25.00 | 5/5/2010 12:18:49 AM |
| javajo22 | $25.00 | $25.00 | 5/5/2010 2:45:14 AM |
| S-Master | $25.00 | $25.00 | 5/5/2010 2:19:21 AM |
| silver-trajectory6 | $25.00 | $25.00 | 5/4/2010 7:11:09 PM |
| jrbill1998 | $31.50 | $31.50 | 5/5/2010 3:43:50 AM |
| chicagoman | $25.00 | $25.00 | 5/5/2010 2:46:17 AM |
| Headhunter14 | $25.00 | $25.00 | 5/5/2010 4:17:28 AM |
| Sixmil | $25.00 | $25.00 | 5/5/2010 4:06:16 AM |
| CASHGIRL | $25.00 | $25.00 | 5/5/2010 4:30:44 AM |
| MTlender | $25.00 | $25.00 | 5/4/2010 8:40:35 PM |
| deegeeman | $26.48 | $26.48 | 5/4/2010 8:54:44 PM |
| mvalley | $25.00 | $25.00 | 5/5/2010 4:54:49 AM |
| greenback-visionary4 | $25.00 | $25.00 | 5/4/2010 8:58:37 PM |
| Sibelius2 | $25.00 | $25.00 | 5/5/2010 4:59:12 AM |
| Northsider | $25.00 | $25.00 | 5/5/2010 4:55:05 AM |
| GracieLuLu04 | $25.00 | $25.00 | 5/5/2010 5:10:01 AM |
| gotjack | $25.00 | $25.00 | 5/5/2010 5:19:34 AM |
| DadWarbucks | $25.00 | $25.00 | 5/5/2010 5:19:43 AM |
| magnificent-reward9 | $25.00 | $25.00 | 5/5/2010 2:19:09 AM |
| piter-to-la-investment | $25.00 | $25.00 | 5/5/2010 6:34:34 AM |
| GInBaghdad | $25.00 | $25.00 | 5/5/2010 6:15:56 AM |
| rescue | $50.00 | $50.00 | 5/5/2010 4:05:44 AM |
| benefit-squirrel | $25.00 | $25.00 | 5/5/2010 6:27:14 AM |
| happy-return4 | $25.31 | $25.31 | 5/5/2010 6:39:08 AM |
| FjLenders | $25.00 | $25.00 | 5/5/2010 4:55:20 AM |
| VeniVidiDuci | $25.00 | $25.00 | 5/5/2010 8:04:15 AM |
| gavinfh | $25.00 | $25.00 | 5/5/2010 7:30:08 AM |
| Kreditorium | $30.29 | $30.29 | 5/5/2010 5:50:12 AM |
| openness-prospector | $25.00 | $25.00 | 5/5/2010 6:00:40 AM |
| treasure-bliss | $49.10 | $49.10 | 5/5/2010 6:28:35 AM |
| pleasant-nickel0 | $25.00 | $25.00 | 5/5/2010 6:33:40 AM |
| astute-dollar | $26.71 | $26.71 | 5/5/2010 6:34:00 AM |
| jga516 | $25.00 | $25.00 | 5/5/2010 8:53:37 AM |
| value-microscope | $25.00 | $25.00 | 5/5/2010 6:34:05 AM |
| orange-preeminant-bill | $42.80 | $42.80 | 5/5/2010 6:34:23 AM |
| burrito0 | $25.00 | $25.00 | 5/5/2010 9:35:24 AM |
| asset-professor | $35.00 | $35.00 | 5/5/2010 6:41:27 AM |
| circuitfive | $25.00 | $25.00 | 5/5/2010 9:50:34 AM |
| OCedHrt | $50.00 | $50.00 | 5/5/2010 9:52:23 AM |
| Lam0nt | $25.00 | $25.00 | 5/5/2010 11:10:04 AM |
| magnolia161 | $25.00 | $25.00 | 5/5/2010 7:39:00 AM |
| Midwestvalues | $100.00 | $100.00 | 5/5/2010 11:10:38 AM |
| PRGuyinVA | $25.00 | $25.00 | 5/5/2010 7:46:04 AM |
| hopethisworks | $25.00 | $25.00 | 5/5/2010 1:46:14 PM |
| balance-warrior | $25.00 | $25.00 | 5/5/2010 9:35:30 AM |
| falcon88dp | $25.00 | $25.00 | 5/5/2010 3:05:12 PM |
| smallbizrule | $25.00 | $25.00 | 5/5/2010 4:03:34 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/5/2010 11:10:34 AM |
| newest-inspiring-power | $25.00 | $25.00 | 5/5/2010 11:10:40 AM |
| workinghardoregon | $25.00 | $25.00 | 5/5/2010 3:04:32 PM |
| reflective-rupee | $25.00 | $25.00 | 5/6/2010 4:23:18 AM |
| cashasaurus0 | $100.00 | $100.00 | 5/8/2010 5:55:43 AM |
| cash-tent | $50.00 | $50.00 | 5/9/2010 9:37:40 AM |
| Jim33 | $25.00 | $25.00 | 5/9/2010 9:44:27 AM |
| loan-tycoon0 | $25.00 | $25.00 | 5/9/2010 5:58:16 PM |
| aschmuck | $25.00 | $25.00 | 5/9/2010 10:37:37 AM |
| investment-happiness | $91.43 | $91.43 | 5/10/2010 4:12:34 PM |
| ritchie70 | $25.00 | $25.00 | 5/10/2010 7:41:59 PM |
| shark8851 | $50.00 | $50.00 | 5/10/2010 9:58:03 PM |
| Chesterite | $50.00 | $50.00 | 5/11/2010 11:31:30 AM |
| orange-social-resonance | $25.00 | $25.00 | 5/11/2010 4:24:52 PM |
| aquistoyraul | $25.00 | $25.00 | 5/11/2010 4:27:29 PM |
| 218 bids
|
Borrower Payment Dependent Notes Series
456940
This series of Notes was issued and sold upon the funding of the borrower loan #42493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $89.34 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 29.33% |
Final monthly payment:
| $81.65 |
| |
|
Auction yield range:
| 11.04% - 33.00% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 64% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 24
/
24 | Length of status: | 6y 2m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,576 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 87% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| dplond5183 |
Borrower's state:
| Michigan |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Needing Home Improvements
Purpose of loan:?
First of all Thank You to all whom funded my past listing which the funds were used for a new driveway and front porch it looks great still 3 years later.? Thank You.? I never missed a payment on my last loan.
Now once again I am looking to Prosper for help in continuing my home improvements.? I have been able to come up with $1,500 but still short $2,000 which is what I am asking for to complete some Projects.? Projects include:? Garage reroofed & sided, new gutters on house, insulation for home, new cement for path along garage, new doors for house.
My financial situation:
Last year my wife was unemployed which led to me taking out some credit cards to survive so I could keep paying things on time.? But we survived and my wife has been back to work and I still continue to pay everything on time with no deliquencies.
So I am looking to the prosper community to help me once again, since I have been a honest paying on time customer.
The picture I have up is one side of the garage where you can see some the issues to be fixed
My monthly budget:
Mortgage/rent: $713
Insurance: $195
Car expenses: $500
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses $100
Credit cards and other loan payments: $200
Other expenses: $
---------------------------------------
Total monthly expenses: $2,200
Total Monthly Income(Take Home): $2,500
Amount Left Over: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the public record and delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A:
Thank You for the questions. Unfortunately in 2002 suffered a medical injury and became unemployed. I tried my very best to keep things paid but in 2003 I started to Fall behind. My pride got in my way but eventually in the Winter of 2004 I finally filed for Bankruptcy and it was discharged. 2 months after that I have found work and have been there since and since then no late or missed payments.
(May-07-2010)
Q:
Are you doing anything to reduce the credit card debt? - Pu239
A:
Yes I am i am taking 1 card at a time and paying extra on the balance until gone then move onto another one. This is included in my total credit card payments for a month.
(May-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 5/5/2010 4:52:46 PM |
| lucrative-loan | $29.08 | $29.08 | 5/7/2010 10:14:04 AM |
| SolarMoonshine | $25.00 | $25.00 | 5/7/2010 5:38:35 PM |
| mmrothsc | $31.46 | $31.46 | 5/8/2010 12:04:40 PM |
| Aberdeen | $400.00 | $400.00 | 5/8/2010 12:05:30 PM |
| grnii78 | $55.49 | $55.49 | 5/10/2010 7:31:05 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 5/10/2010 3:37:18 PM |
| dudebrah | $35.00 | $35.00 | 5/11/2010 2:10:23 PM |
| Ray3486 | $25.00 | $25.00 | 5/11/2010 7:20:59 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 6:59:54 PM |
| Leshan | $29.19 | $29.19 | 5/12/2010 8:40:26 AM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:44:45 AM |
| Kash2010lu | $25.00 | $25.00 | 5/11/2010 10:39:46 PM |
| DasMula | $25.00 | $25.00 | 5/12/2010 1:44:24 PM |
| TashaRemay | $25.00 | $25.00 | 5/12/2010 11:34:36 AM |
| unger | $50.00 | $50.00 | 5/12/2010 2:44:57 PM |
| credit-coach118 | $25.00 | $25.00 | 5/12/2010 3:05:15 PM |
| Bob450 | $25.00 | $25.00 | 5/12/2010 1:28:30 PM |
| DasMula | $25.00 | $25.00 | 5/12/2010 1:43:50 PM |
| money-fort | $40.00 | $40.00 | 5/12/2010 4:28:19 PM |
| CA_Lender | $25.00 | $25.00 | 5/10/2010 3:10:54 PM |
| jhouman | $25.00 | $25.00 | 5/6/2010 4:25:45 PM |
| shawnw2 | $50.00 | $50.00 | 5/7/2010 8:59:07 AM |
| Aberdeen | $400.00 | $400.00 | 5/8/2010 12:05:29 PM |
| Bob450 | $50.00 | $50.00 | 5/8/2010 5:32:06 PM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:37:36 PM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 4:55:00 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/10/2010 5:13:58 PM |
| ritchie70 | $25.00 | $25.00 | 5/10/2010 7:43:30 PM |
| RugbyFan | $25.00 | $25.00 | 5/12/2010 6:03:12 AM |
| fireman4 | $25.00 | $15.78 | 5/12/2010 7:22:12 AM |
| vigilance-searcher | $50.00 | $50.00 | 5/11/2010 9:15:28 PM |
| duckbill_1972 | $25.00 | $25.00 | 5/12/2010 11:10:29 AM |
| NekHoldings | $25.00 | $25.00 | 5/12/2010 1:58:51 PM |
| Pu239 | $60.00 | $60.00 | 5/12/2010 7:46:48 AM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 12:57:33 PM |
| serene-capital | $25.00 | $25.00 | 5/12/2010 2:12:56 PM |
| nimble-cash7 | $25.00 | $25.00 | 5/12/2010 3:30:06 PM |
| asya | $29.00 | $29.00 | 5/12/2010 4:01:08 PM |
| friendinmoney | $25.00 | $25.00 | 5/12/2010 4:26:40 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
456958
This series of Notes was issued and sold upon the funding of the borrower loan #42499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 44 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 42 | | | | |
|
Screen name:
| ElAbel11 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Sep-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Paying Taxes
Purpose of loan:
Build Credit score
This is my second loan, the first i paid off in only a few months and?I will do the same?with this one. My income listed?is only my base and?although I make almost twice this amount and have a wife that makes another $36K, I only spend the base salary and save the rest. Living like we have one income...live and learn right? This is a repost but the most frequent question I get is, "why the 42 delinquencies"...this is due to a past BK and home lose due to a chain of events ( car accident, recession, loss of business revenue from side business, unemployed spouse for over a year). Start new and fresh! As you can see, I did pay back my last prosper loan. I originally requested this loan to pay 2009 taxes but I recently sold some stock and borrowed off of margin to pay it down. Now this loan will be used for around the house purchases just to build my credit.
My financial situation:
We?are good candidates for this loan because?we have enough income to make this payment and still have enough of a cushion in case of emergencies. I work as a scientist sales consultant for one of the strongest companies in the State (Top in San Diego) in a very stable field and my wife is an Escrow Officer.
Monthly net income: $
$4500 base (4500/3000, Myself/Spouse)
Monthly expenses: $?
mortgage 1600
car payment 407
phone 100
cable 125
insurance?80
food 600
sdge 100
student loan 110
gasoline 250
daycare 1000
water/sewage?120
total obligations per month $4492
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 5/5/2010 4:43:00 PM |
| SNH | $50.00 | $50.00 | 5/7/2010 3:34:11 PM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:39:18 PM |
| loanman2007 | $50.00 | $50.00 | 5/10/2010 5:16:51 AM |
| well-mannered-income3 | $30.00 | $30.00 | 5/10/2010 3:06:54 PM |
| micko | $25.00 | $25.00 | 5/11/2010 5:01:27 PM |
| mikelance7 | $25.00 | $25.00 | 5/11/2010 4:54:52 PM |
| platinum-cargo | $25.00 | $25.00 | 5/11/2010 6:36:35 PM |
| brokerplus | $40.00 | $40.00 | 5/11/2010 6:45:36 PM |
| chato2345 | $31.55 | $31.55 | 5/11/2010 5:39:05 PM |
| FASTIZIO_P | $25.00 | $25.00 | 5/11/2010 5:01:30 PM |
| Corporal | $25.00 | $25.00 | 5/11/2010 8:54:14 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/11/2010 6:01:23 PM |
| zone6 | $100.00 | $100.00 | 5/11/2010 10:48:11 PM |
| direct-asset | $25.00 | $25.00 | 5/12/2010 9:43:59 AM |
| reflective-rupee | $100.00 | $100.00 | 5/12/2010 11:35:01 AM |
| reflective-rupee | $150.00 | $150.00 | 5/12/2010 12:37:29 PM |
| RecoveryLender | $25.00 | $25.00 | 5/12/2010 6:15:51 AM |
| Kash2010lu | $25.00 | $25.00 | 5/12/2010 3:02:34 PM |
| Bob450 | $25.00 | $25.00 | 5/12/2010 1:31:33 PM |
| truth-trapper | $25.00 | $25.00 | 5/12/2010 2:36:51 PM |
| RecoveryLender | $25.00 | $25.00 | 5/12/2010 12:40:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/12/2010 2:28:59 PM |
| shrewd-income | $91.44 | $91.44 | 5/12/2010 4:15:23 PM |
| Tono | $25.00 | $25.00 | 5/12/2010 4:20:06 PM |
| reflective-rupee | $50.00 | $50.00 | 5/8/2010 7:34:52 PM |
| JGuide | $50.55 | $50.55 | 5/8/2010 5:28:58 PM |
| alexgalt | $50.00 | $50.00 | 5/8/2010 1:24:56 PM |
| supasonic | $25.00 | $25.00 | 5/9/2010 3:21:37 PM |
| YoungTaxMan | $100.00 | $100.00 | 5/11/2010 5:38:39 PM |
| vigilance-searcher | $50.00 | $50.00 | 5/11/2010 9:16:43 PM |
| NekHoldings | $25.00 | $25.00 | 5/12/2010 5:18:56 AM |
| Lubava | $25.00 | $25.00 | 5/11/2010 6:08:59 PM |
| Frosty | $25.00 | $25.00 | 5/12/2010 6:46:41 AM |
| rebeldog67 | $75.00 | $75.00 | 5/12/2010 10:14:34 AM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 12:37:50 PM |
| reflective-rupee | $100.00 | $100.00 | 5/12/2010 11:35:19 AM |
| PrincessGrace33 | $61.40 | $61.40 | 5/12/2010 1:27:39 PM |
| Bob450 | $30.00 | $30.00 | 5/12/2010 1:30:11 PM |
| reflective-rupee | $400.00 | $165.06 | 5/12/2010 2:03:16 PM |
| reflective-rupee | $100.00 | $100.00 | 5/12/2010 11:34:39 AM |
| 41 bids
|
Borrower Payment Dependent Notes Series
456978
This series of Notes was issued and sold upon the funding of the borrower loan #42491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 9 | Employment status: | Retired |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 16 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $0 | |
|
Amount delinquent:
| $369 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| brightest-fairness-happiness |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair Loan
Purpose of loan:
This loan will be used to pay?for the repairs needed to my truck.
It needs a tune-up, shocks and tires. I need this truck to make money, please fund this loan.?
My financial situation:
I am a good candidate for this loan because I am not overloaded with other debts. There is a judgement on my credit report, I paid it March 19th and have the documentation to prove that the debt is paid in full and satisfied. I own my cars, have no?loans, no?credit card debt. I can afford to make the payments on this loan on time and?even pay off early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 5/8/2010 1:39:03 PM |
| DonDiego | $25.00 | $25.00 | 5/11/2010 1:17:43 AM |
| YoungTaxMan | $50.00 | $5.35 | 5/11/2010 5:40:56 PM |
| reflective-rupee | $25.00 | $25.00 | 5/11/2010 8:57:19 PM |
| MilitaryLending | $350.00 | $350.00 | 5/12/2010 6:57:29 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 5/12/2010 8:29:47 AM |
| hidavehi | $25.00 | $25.00 | 5/12/2010 3:03:32 PM |
| nhrma | $30.15 | $30.15 | 5/12/2010 12:28:13 PM |
| asya | $30.00 | $30.00 | 5/12/2010 4:02:17 PM |
| MilitaryLending | $100.00 | $100.00 | 5/11/2010 5:30:04 PM |
| reflective-rupee | $25.00 | $25.00 | 5/11/2010 8:57:39 PM |
| reflective-rupee | $25.00 | $25.00 | 5/11/2010 8:57:56 PM |
| reflective-rupee | $25.00 | $25.00 | 5/11/2010 8:58:10 PM |
| NekHoldings | $25.00 | $25.00 | 5/12/2010 5:19:51 AM |
| groundsquirrel | $25.00 | $25.00 | 5/11/2010 9:57:22 PM |
| systematic-loan | $25.00 | $25.00 | 5/12/2010 9:02:36 AM |
| Kqwik | $34.50 | $34.50 | 5/12/2010 10:48:28 AM |
| kinetic-social | $25.00 | $25.00 | 5/12/2010 2:32:27 PM |
| truth-trapper | $25.00 | $25.00 | 5/12/2010 2:37:54 PM |
| Bob450 | $25.00 | $25.00 | 5/12/2010 1:32:53 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/12/2010 11:16:31 AM |
| Tono | $25.00 | $25.00 | 5/12/2010 4:26:31 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
456990
This series of Notes was issued and sold upon the funding of the borrower loan #42484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 53% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 8m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 6 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,011 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| mikemichael |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2008)
|
|
Principal balance:
| $1,914.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
5th attempt to get funded...
Purpose of loan:
This loan will be used to pay off my medical bills, credit card debt, family needs and previous prosper loan.
My financial situation: I have never missed a prosper payment.
?I only have 13 more payments on previous prosper loan... I will pay that off the 1st day my next prosper loan is funded. I have a steady job with good chance for advancement.
Monthly net income: $1,400
Monthly expenses: $
??Housing: $0
Family's rental
??Insurance: $119.00
??Car expenses: $228
??Utilities: $
50
??Phone, cable, internet: $145
??Food: $70 (family helps with food expenses)
??Clothing, household expenses $
??Credit cards and other loans: $
300
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
also what is your job/industry and opportunities for moving ahead? - shrewd-income
A:
I work in Hospitality (Hotel) and have been in my department for almost 3 years. I have a very good chance of becoming a supervisor in the next year or so.
Thank you for your interest.
(May-10-2010)
Q:
why would you pay off the first prosper loan @ 15% with this one costing 34%?? - shrewd-income
A:
First off, thank you for your interest. I don't mind a higher interest rate at this time and my actual monthly payments will be lower than before. My point in keeping the interest rate higher was initially to get the loan funded... it's been difficult getting lower interest loans funded and this is my 5th attempt.
(May-10-2010)
Q:
see my page please. - Tono
A:
my monthly income is about $1400 - $1600 (it varies because i make money on the internet as well as working 40 hours a week at my job)
i spend anywhere from 900 to 1100 a month... this is because i only make minimum payments on my credit cards.
i have NEVER missed a prosper payment and only have 11 payments left on the 1st loan.
(May-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 5/5/2010 4:42:54 PM |
| reflective-rupee | $350.00 | $350.00 | 5/5/2010 4:55:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/5/2010 5:57:08 PM |
| Ogerta | $25.00 | $25.00 | 5/6/2010 5:59:07 AM |
| lucrative-loan | $100.00 | $100.00 | 5/6/2010 6:04:11 AM |
| selector568 | $50.00 | $50.00 | 5/6/2010 6:09:21 AM |
| TheSweetLender | $30.00 | $30.00 | 5/6/2010 2:46:10 PM |
| nodebt2012 | $25.00 | $25.00 | 5/6/2010 10:49:21 PM |
| equitylender | $40.00 | $40.00 | 5/7/2010 2:29:59 PM |
| gpuck | $25.00 | $25.00 | 5/7/2010 3:34:57 PM |
| well-mannered-income3 | $50.00 | $50.00 | 5/7/2010 5:55:06 PM |
| credit-elation1 | $30.00 | $30.00 | 5/10/2010 9:19:03 AM |
| UCLA4life | $25.00 | $25.00 | 5/10/2010 4:55:06 PM |
| YoungTaxMan | $679.69 | $679.69 | 5/11/2010 5:43:40 PM |
| Lubava | $50.00 | $50.00 | 5/11/2010 6:13:26 PM |
| MilitaryLending | $100.00 | $100.00 | 5/11/2010 7:56:08 PM |
| JGuide | $25.00 | $25.00 | 5/12/2010 8:50:04 AM |
| Bob450 | $30.00 | $30.00 | 5/11/2010 9:59:50 PM |
| Kash2010lu | $25.00 | $25.00 | 5/11/2010 10:40:49 PM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:49:24 AM |
| friendinmoney | $50.00 | $50.00 | 5/12/2010 4:10:21 PM |
| Bob450 | $25.00 | $25.00 | 5/12/2010 3:24:34 PM |
| reflective-rupee | $350.00 | $350.00 | 5/5/2010 4:55:26 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 7:07:38 PM |
| money-fort | $25.00 | $25.00 | 5/5/2010 6:03:02 PM |
| well-mannered-income3 | $100.00 | $100.00 | 5/5/2010 7:15:11 PM |
| honorable-yield | $25.00 | $25.00 | 5/6/2010 4:52:18 PM |
| tolerant-nickel | $50.00 | $50.00 | 5/7/2010 10:46:23 AM |
| Calif-smo | $37.57 | $37.57 | 5/7/2010 8:09:49 PM |
| surgeon3 | $50.00 | $50.00 | 5/9/2010 5:35:44 PM |
| heerzaquestion | $25.00 | $25.00 | 5/10/2010 6:37:25 PM |
| best-generosity-financier | $25.00 | $25.00 | 5/10/2010 7:07:39 PM |
| Tono | $25.00 | $25.00 | 5/10/2010 4:55:40 PM |
| shrewd-income | $50.00 | $50.00 | 5/11/2010 8:01:10 AM |
| Aberdeen | $400.00 | $400.00 | 5/11/2010 5:43:59 PM |
| well-mannered-income3 | $40.00 | $40.00 | 5/11/2010 5:59:45 PM |
| platinum-cargo | $25.00 | $25.00 | 5/11/2010 6:12:50 PM |
| JerryB96 | $25.00 | $25.00 | 5/11/2010 9:52:46 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/11/2010 9:18:41 PM |
| open-minded-fund9 | $100.00 | $39.58 | 5/11/2010 6:47:42 PM |
| MilitaryLending | $100.00 | $100.00 | 5/11/2010 7:57:29 PM |
| dynrep | $25.00 | $25.00 | 5/12/2010 6:49:39 AM |
| realtormoises | $25.00 | $25.00 | 5/12/2010 10:23:57 AM |
| Bobusa | $25.00 | $25.00 | 5/12/2010 12:55:30 PM |
| duckbill_1972 | $25.00 | $25.00 | 5/12/2010 11:12:21 AM |
| five-star-note | $73.16 | $73.16 | 5/12/2010 3:49:34 PM |
| FrogAndToad | $25.00 | $25.00 | 5/12/2010 3:15:24 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
456998
This series of Notes was issued and sold upon the funding of the borrower loan #42494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 8.20% |
Starting borrower rate/APR:
| 9.20% / 11.30% |
Starting monthly payment:
| $159.46 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 3.99% - 8.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
10 | Length of status: | 5y 4m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 38 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,951 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 67% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| best-repayment-pursuit |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| balanced-bill7 | $100.00 | $100.00 | 5/5/2010 4:42:15 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/5/2010 4:42:34 PM |
| ddog0224 | $25.00 | $25.00 | 5/5/2010 4:43:13 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/5/2010 4:43:28 PM |
| greeninspirit | $25.00 | $25.00 | 5/5/2010 4:44:13 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/5/2010 4:44:25 PM |
| worth-arch | $25.00 | $25.00 | 5/5/2010 4:44:45 PM |
| GiantAardvark | $25.00 | $25.00 | 5/5/2010 4:42:24 PM |
| gold-disk | $100.00 | $100.00 | 5/5/2010 4:49:43 PM |
| castleman | $25.00 | $25.00 | 5/5/2010 4:50:24 PM |
| DcUnited | $25.00 | $25.00 | 5/5/2010 4:50:37 PM |
| JGB | $25.00 | $25.00 | 5/5/2010 4:51:29 PM |
| psztnrw | $100.00 | $100.00 | 5/5/2010 4:52:05 PM |
| generous-deal6 | $25.00 | $25.00 | 5/5/2010 4:45:38 PM |
| skuba | $25.00 | $25.00 | 5/5/2010 4:54:50 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/5/2010 4:49:34 PM |
| Avala | $50.00 | $50.00 | 5/5/2010 4:51:04 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/5/2010 4:51:40 PM |
| philosopher4 | $25.00 | $25.00 | 5/5/2010 4:55:48 PM |
| objective-investor | $100.00 | $100.00 | 5/5/2010 4:56:09 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/5/2010 4:56:20 PM |
| frogperson | $48.57 | $48.57 | 5/5/2010 6:17:35 PM |
| Composure1 | $50.00 | $50.00 | 5/6/2010 12:33:45 PM |
| cash-vault | $25.00 | $25.00 | 5/6/2010 3:35:33 PM |
| unassassinable | $25.00 | $25.00 | 5/6/2010 4:52:36 PM |
| GElender | $50.00 | $50.00 | 5/6/2010 2:09:14 PM |
| bchen78875 | $25.00 | $25.00 | 5/7/2010 12:29:23 AM |
| asdf9876 | $25.00 | $25.00 | 5/8/2010 1:09:11 PM |
| kmr2 | $77.46 | $77.46 | 5/9/2010 8:14:19 AM |
| Midwestvalues | $100.00 | $100.00 | 5/8/2010 9:54:28 AM |
| trustu | $25.00 | $25.00 | 5/8/2010 9:59:04 AM |
| wampum-chorus3 | $25.00 | $25.00 | 5/9/2010 12:49:37 PM |
| orange-preeminant-bill | $86.77 | $86.77 | 5/10/2010 12:18:58 AM |
| Dap2005 | $25.00 | $25.00 | 5/9/2010 9:34:03 PM |
| LeReve | $250.00 | $250.00 | 5/9/2010 5:04:03 PM |
| circustab | $50.00 | $50.00 | 5/10/2010 11:43:42 AM |
| payontime1 | $25.00 | $25.00 | 5/10/2010 6:52:06 PM |
| 108lender | $49.05 | $49.05 | 5/11/2010 6:59:05 AM |
| gristle | $25.00 | $25.00 | 5/11/2010 5:00:24 PM |
| sxcarlson | $40.05 | $40.05 | 5/11/2010 5:00:32 PM |
| skydiver111 | $25.00 | $25.00 | 5/11/2010 5:03:54 PM |
| goldeneye777 | $25.00 | $25.00 | 5/11/2010 4:49:50 PM |
| jtradition | $50.00 | $50.00 | 5/11/2010 5:00:28 PM |
| money2k | $25.00 | $25.00 | 5/11/2010 8:03:56 PM |
| adventurous-cash | $25.00 | $25.00 | 5/11/2010 7:22:02 PM |
| erowis | $25.00 | $25.00 | 5/12/2010 3:41:41 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 5/12/2010 5:09:11 AM |
| the-profit-oracle | $25.00 | $25.00 | 5/5/2010 4:43:53 PM |
| ichibon | $75.00 | $75.00 | 5/5/2010 4:43:38 PM |
| Marathoner | $25.00 | $25.00 | 5/5/2010 4:50:08 PM |
| Comoparklender | $30.00 | $30.00 | 5/5/2010 4:49:59 PM |
| fishintime | $25.00 | $25.00 | 5/5/2010 4:44:04 PM |
| hrubinst | $25.00 | $25.00 | 5/5/2010 4:50:55 PM |
| dinero-speaker | $25.00 | $25.00 | 5/5/2010 4:51:12 PM |
| Havana21 | $50.00 | $50.00 | 5/5/2010 4:45:22 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/5/2010 4:52:23 PM |
| selector568 | $500.00 | $500.00 | 5/5/2010 4:52:35 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/5/2010 6:14:12 PM |
| theprince | $50.00 | $50.00 | 5/5/2010 11:13:34 PM |
| robust-trade | $150.00 | $150.00 | 5/5/2010 9:44:43 PM |
| rsb906 | $25.00 | $25.00 | 5/5/2010 10:43:43 PM |
| Phantom99 | $25.00 | $25.00 | 5/6/2010 8:14:09 AM |
| community-saver0 | $25.00 | $25.00 | 5/6/2010 9:42:10 AM |
| JTCorp | $25.00 | $25.00 | 5/6/2010 9:39:46 AM |
| _wally_ | $50.00 | $50.00 | 5/6/2010 9:40:57 AM |
| Andrewshauna | $50.00 | $50.00 | 5/6/2010 10:46:08 AM |
| dschaaf | $25.00 | $25.00 | 5/6/2010 9:44:36 AM |
| bowdish1 | $50.00 | $50.00 | 5/6/2010 3:16:58 PM |
| Panna | $25.00 | $25.00 | 5/6/2010 12:53:55 PM |
| Cheburashka | $25.00 | $25.00 | 5/6/2010 1:26:53 PM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 7:05:06 AM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 9:55:10 AM |
| DadWarbucks | $25.00 | $25.00 | 5/7/2010 11:09:27 AM |
| uncleubb | $25.00 | $25.00 | 5/7/2010 12:59:10 PM |
| integrity-doctor | $100.00 | $100.00 | 5/7/2010 2:11:15 PM |
| Dakota98 | $28.07 | $28.07 | 5/8/2010 5:28:59 PM |
| ommcd | $25.00 | $25.00 | 5/8/2010 6:04:11 AM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:41 AM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:13 PM |
| treasure-bliss | $35.50 | $35.50 | 5/10/2010 12:18:57 AM |
| respectful-integrity3 | $25.00 | $25.00 | 5/9/2010 6:23:11 PM |
| happyinvallarta | $50.00 | $50.00 | 5/10/2010 9:09:00 AM |
| payout-paladin0 | $25.00 | $25.00 | 5/10/2010 9:34:19 AM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 9:34:25 AM |
| alcyon | $25.00 | $25.00 | 5/10/2010 12:40:01 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 8:29:03 AM |
| syounker | $25.00 | $25.00 | 5/10/2010 9:04:20 AM |
| mdreiss | $25.00 | $25.00 | 5/10/2010 3:10:55 PM |
| mmckune | $25.00 | $25.00 | 5/10/2010 3:34:58 PM |
| steiglends | $25.00 | $25.00 | 5/10/2010 1:39:17 PM |
| Clambake | $36.71 | $36.71 | 5/10/2010 2:12:02 PM |
| mysuper74 | $60.00 | $60.00 | 5/10/2010 5:47:34 PM |
| bullwink27 | $25.00 | $25.00 | 5/10/2010 6:18:57 PM |
| mistertao | $25.00 | $25.00 | 5/11/2010 3:55:28 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/11/2010 4:44:57 AM |
| nolahelper | $25.00 | $25.00 | 5/11/2010 7:01:30 AM |
| natural-affluence4 | $25.00 | $25.00 | 5/11/2010 8:14:29 AM |
| michaelwong | $60.00 | $60.00 | 5/11/2010 6:17:50 AM |
| don8ter | $25.00 | $25.00 | 5/11/2010 4:45:27 AM |
| samseth | $25.00 | $25.00 | 5/11/2010 5:56:54 AM |
| justice-motivator9 | $50.00 | $50.00 | 5/11/2010 9:49:29 AM |
| kind-adventurous-finance | $50.00 | $50.00 | 5/11/2010 8:39:38 AM |
| powerful-finance7 | $25.00 | $25.00 | 5/11/2010 3:04:49 PM |
| SNH | $50.00 | $50.00 | 5/11/2010 4:21:09 PM |
| engaging-worth | $25.00 | $25.00 | 5/11/2010 4:21:11 PM |
| WeAlNe | $25.00 | $25.00 | 5/11/2010 4:50:13 PM |
| irrelevant | $25.00 | $25.00 | 5/11/2010 5:00:35 PM |
| Supernick | $50.00 | $50.00 | 5/11/2010 5:03:44 PM |
| brazilofmux | $32.84 | $32.84 | 5/11/2010 5:00:43 PM |
| sentry256 | $25.00 | $25.00 | 5/11/2010 5:03:52 PM |
| Onesiphorus | $25.00 | $25.00 | 5/11/2010 5:03:48 PM |
| Dahlozer | $25.00 | $25.00 | 5/11/2010 5:03:50 PM |
| JerryB96 | $25.00 | $25.00 | 5/11/2010 9:34:34 PM |
| funds-finder8 | $25.00 | $25.00 | 5/11/2010 5:30:42 PM |
| wwwUniversal | $25.00 | $9.31 | 5/12/2010 5:34:03 AM |
| direct-asset | $25.00 | $25.00 | 5/12/2010 9:39:44 AM |
| special-rupee | $25.00 | $25.00 | 5/12/2010 7:15:09 AM |
| Bidwinner08 | $30.67 | $30.67 | 5/12/2010 9:57:50 AM |
| 118 bids
|
Borrower Payment Dependent Notes Series
457338
This series of Notes was issued and sold upon the funding of the borrower loan #42507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| May-07-2010 |
| |
Auction end date:
| May-10-2010 |
|
|
Starting lender yield:
| 12.85% |
Starting borrower rate/APR:
| 13.85% / 16.01% |
Starting monthly payment:
| $88.67 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $88.67 |
| |
|
Auction yield range:
| 5.99% - 12.85% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 7m |
|
Credit score:
| 720-739 (May-2010) |
Total credit lines:
| 28 | Stated income: | $50,000-$74,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,630 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| revenue-atizer9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| generous-deal6 | $25.00 | $25.00 | 5/7/2010 4:29:25 PM |
| Comoparklender | $30.00 | $30.00 | 5/7/2010 4:33:56 PM |
| gold-disk | $100.00 | $100.00 | 5/7/2010 4:33:50 PM |
| castleman | $25.00 | $25.00 | 5/7/2010 4:34:00 PM |
| community-saver0 | $25.00 | $25.00 | 5/7/2010 4:35:57 PM |
| dschaaf | $25.00 | $25.00 | 5/7/2010 4:36:11 PM |
| integrity-doctor | $100.00 | $100.00 | 5/7/2010 4:38:09 PM |
| fishintime | $25.00 | $25.00 | 5/7/2010 5:09:39 PM |
| sharp-coin8 | $25.00 | $25.00 | 5/7/2010 8:59:00 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/7/2010 4:33:47 PM |
| hrubinst | $25.00 | $25.00 | 5/7/2010 4:34:04 PM |
| psztnrw | $100.00 | $100.00 | 5/7/2010 4:34:21 PM |
| skuba | $25.00 | $25.00 | 5/7/2010 4:35:03 PM |
| philosopher4 | $25.00 | $25.00 | 5/7/2010 4:35:16 PM |
| ichibon | $75.00 | $75.00 | 5/7/2010 4:37:03 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/7/2010 5:09:36 PM |
| asdf9876 | $25.00 | $25.00 | 5/8/2010 1:09:07 PM |
| 108lender | $25.00 | $25.00 | 5/8/2010 11:05:13 AM |
| vanderhp | $25.00 | $25.00 | 5/8/2010 11:09:01 AM |
| objective-investor | $100.00 | $100.00 | 5/8/2010 6:35:24 PM |
| _wally_ | $45.21 | $45.21 | 5/8/2010 2:25:08 PM |
| ommcd | $25.00 | $25.00 | 5/8/2010 6:04:05 AM |
| BarginSellerdotcom | $25.00 | $25.00 | 5/8/2010 8:55:22 PM |
| Midwestvalues | $100.00 | $100.00 | 5/8/2010 9:54:23 AM |
| inspiring-reward | $150.00 | $150.00 | 5/9/2010 10:04:04 AM |
| cash-merry-maker | $25.00 | $25.00 | 5/9/2010 1:24:01 PM |
| LeReve | $250.00 | $250.00 | 5/9/2010 5:04:00 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/9/2010 12:49:33 PM |
| funnymoney1 | $25.00 | $25.00 | 5/9/2010 2:14:02 PM |
| bowdish1 | $25.00 | $25.00 | 5/9/2010 6:05:10 PM |
| nolahelper | $25.00 | $25.00 | 5/8/2010 7:21:37 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:36 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 5/9/2010 6:35:58 PM |
| worth-arch | $25.00 | $25.00 | 5/7/2010 4:29:03 PM |
| Avala | $50.00 | $50.00 | 5/7/2010 4:34:07 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/7/2010 4:34:15 PM |
| GElender | $50.00 | $50.00 | 5/7/2010 4:36:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/7/2010 4:28:44 PM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 4:37:14 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/7/2010 4:28:50 PM |
| dinero-speaker | $25.00 | $25.00 | 5/7/2010 4:34:10 PM |
| JGB | $25.00 | $25.00 | 5/7/2010 4:34:13 PM |
| NorthernFunds | $25.00 | $25.00 | 5/7/2010 11:39:15 PM |
| shark8851 | $50.00 | $50.00 | 5/7/2010 8:59:07 PM |
| Phantom99 | $25.00 | $25.00 | 5/7/2010 4:35:44 PM |
| Panna | $25.00 | $25.00 | 5/7/2010 4:36:18 PM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 4:37:58 PM |
| CCC1 | $50.00 | $50.00 | 5/8/2010 12:04:22 PM |
| trustu | $25.00 | $25.00 | 5/8/2010 9:59:00 AM |
| ddog0224 | $25.00 | $25.00 | 5/8/2010 1:59:19 PM |
| loot-funkmaster | $25.00 | $25.00 | 5/8/2010 1:04:13 PM |
| Georgia_Boy | $25.00 | $25.00 | 5/8/2010 5:33:28 PM |
| refined-income7 | $25.00 | $25.00 | 5/8/2010 5:59:08 PM |
| downbet | $50.00 | $50.00 | 5/8/2010 6:09:26 PM |
| calilending | $25.00 | $25.00 | 5/8/2010 8:04:05 PM |
| Composure1 | $50.00 | $50.00 | 5/8/2010 11:59:06 AM |
| powerful-finance7 | $25.00 | $25.00 | 5/9/2010 5:04:06 PM |
| wwwUniversal | $25.00 | $25.00 | 5/9/2010 5:04:33 PM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:09 PM |
| kmr2 | $86.54 | $86.54 | 5/8/2010 7:20:10 PM |
| Davidson2 | $50.00 | $13.25 | 5/9/2010 6:33:59 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
457540
This series of Notes was issued and sold upon the funding of the borrower loan #42485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 37.10% |
Final monthly payment:
| $44.11 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 16y 1m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 3 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $6,235 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 18 | | | | |
|
Screen name:
| hitchcock |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Apr-2008)
|
|
Principal balance:
| $711.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Home repairs
This loan will be used to? Pay for some unexpected home repairs.
My financial situation: I am a good candidate for this loan because? Good income and have been with my job for 15 yrs.? Credit went down a bit after my wife and I decided we would struggle to raise the children with one income instead of daycare.? We had a bit of credit card debt at the time.? Doing better now, but the credit is repairing at a snail's pace.
My income has since become better and the struggle financially was well worth it.
Monthly net income: $5,600
Monthly expenses:
Housing: $ 930
Insurance: $ 96
Car expenses: $ 170??
Utilities: $?275
Phone, cable, internet: $ 170
Food, entertainment: $ 700
Clothing, household expenses $100?
Credit cards and other loans: $ 150
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the current and past delinquencies shown in your Prosper credit profile. Please answer publicly. Thanks - reflective-rupee
A:
Went through a debt reduction program a few years back and the delinquencies showed up while negotiating with creditors. Now have just those ones that show up remaining. I have an escrow built and am continuing to work with them. expect to be credit-card-debt free by years end.
(May-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 5/10/2010 11:00:41 PM |
| twjh | $25.00 | $25.00 | 5/12/2010 2:49:53 PM |
| Aberdeen | $400.00 | $400.00 | 5/12/2010 2:49:53 PM |
| five-star-note | $50.00 | $50.00 | 5/12/2010 3:50:38 PM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 7:55:32 PM |
| SolarMoonshine | $50.00 | $50.00 | 5/12/2010 5:18:48 PM |
| jpblan11 | $25.00 | $25.00 | 5/12/2010 6:17:29 PM |
| unger | $50.00 | $50.00 | 5/12/2010 7:50:08 PM |
| MilitaryLending | $100.00 | $100.00 | 5/12/2010 9:15:53 PM |
| nimble-cash7 | $100.00 | $25.00 | 5/12/2010 5:58:56 AM |
| golffish2 | $100.00 | $100.00 | 5/12/2010 3:40:36 PM |
| TakeCare | $50.00 | $50.00 | 5/12/2010 9:18:40 PM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 7:54:52 PM |
| reflective-rupee | $25.00 | $25.00 | 5/13/2010 3:14:52 AM |
| 14 bids
|
Borrower Payment Dependent Notes Series
457558
This series of Notes was issued and sold upon the funding of the borrower loan #42505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.84% |
Starting monthly payment:
| $60.64 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,656 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 98% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| bonus-relief1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| orderly-leverage | $30.00 | $30.00 | 5/10/2010 4:23:38 PM |
| actvtrdr | $35.00 | $35.00 | 5/10/2010 4:23:44 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:03 PM |
| yeti888 | $25.00 | $25.00 | 5/10/2010 4:22:46 PM |
| reward-adventure | $30.00 | $30.00 | 5/10/2010 4:23:32 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:23:53 PM |
| personal-lender | $25.00 | $25.00 | 5/10/2010 4:24:22 PM |
| rhin0cerx | $50.00 | $50.00 | 5/10/2010 4:24:33 PM |
| life-is-great | $25.00 | $25.00 | 5/10/2010 4:27:07 PM |
| autonomous-truth | $25.00 | $25.00 | 5/10/2010 4:24:56 PM |
| balanced-bill7 | $75.00 | $75.00 | 5/10/2010 4:25:01 PM |
| payment-gusto | $25.00 | $25.00 | 5/10/2010 4:21:37 PM |
| building_community | $25.00 | $25.00 | 5/10/2010 4:32:31 PM |
| basis-prodigy | $25.00 | $25.00 | 5/10/2010 4:23:26 PM |
| commerce-voyager | $25.00 | $25.00 | 5/10/2010 4:33:09 PM |
| supreme-hope | $25.00 | $25.00 | 5/10/2010 4:24:02 PM |
| Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:24:53 PM |
| DcUnited | $25.00 | $25.00 | 5/10/2010 4:24:58 PM |
| kmr2 | $250.00 | $250.00 | 5/10/2010 4:30:01 PM |
| dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:14 PM |
| trustu | $25.00 | $25.00 | 5/10/2010 4:34:21 PM |
| wwwUniversal | $25.00 | $25.00 | 5/10/2010 7:37:01 PM |
| dime-producer | $25.00 | $25.00 | 5/10/2010 4:23:23 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/10/2010 4:24:08 PM |
| cablenews | $25.00 | $25.00 | 5/10/2010 4:24:12 PM |
| Zolton | $200.00 | $200.00 | 5/10/2010 4:24:27 PM |
| Rattlehead | $25.00 | $25.00 | 5/10/2010 4:24:41 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:46 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 4:29:07 PM |
| transaction-circuit | $25.00 | $25.00 | 5/10/2010 4:29:23 PM |
| tntmojave | $25.00 | $25.00 | 5/10/2010 4:34:57 PM |
| seisen | $40.56 | $40.56 | 5/10/2010 4:34:07 PM |
| asiaratt | $100.00 | $39.44 | 5/10/2010 4:35:28 PM |
| integrity-doctor | $100.00 | $100.00 | 5/10/2010 4:29:51 PM |
| ommcd | $25.00 | $25.00 | 5/10/2010 4:34:12 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:42:27 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
455909
This series of Notes was issued and sold upon the funding of the borrower loan #42504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $204.12 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $204.12 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Engineer - Chemical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $30,809 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| robroy |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2008)
660-679
(Dec-2007)
|
|
Principal balance:
| $1,105.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GiantAardvark | $25.00 | $25.00 | 5/5/2010 4:42:29 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/5/2010 4:42:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/5/2010 4:43:45 PM |
| gold-disk | $100.00 | $100.00 | 5/5/2010 4:49:48 PM |
| Marathoner | $25.00 | $25.00 | 5/5/2010 4:50:11 PM |
| Comoparklender | $30.00 | $30.00 | 5/5/2010 4:50:03 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/5/2010 4:43:31 PM |
| dinero-speaker | $25.00 | $25.00 | 5/5/2010 4:51:16 PM |
| JGB | $25.00 | $25.00 | 5/5/2010 4:51:33 PM |
| psztnrw | $100.00 | $100.00 | 5/5/2010 4:52:09 PM |
| Havana21 | $50.00 | $50.00 | 5/5/2010 4:45:28 PM |
| generous-deal6 | $25.00 | $25.00 | 5/5/2010 4:45:42 PM |
| DcUnited | $25.00 | $25.00 | 5/5/2010 4:50:40 PM |
| skuba | $25.00 | $25.00 | 5/5/2010 4:54:46 PM |
| loan-kung-fu | $25.00 | $25.00 | 5/5/2010 4:56:27 PM |
| ichibon | $27.04 | $27.04 | 5/5/2010 7:48:43 PM |
| money-fort | $25.00 | $25.00 | 5/5/2010 5:57:07 PM |
| theprince | $50.00 | $50.00 | 5/5/2010 11:13:38 PM |
| Josphine | $50.00 | $50.00 | 5/6/2010 11:24:40 AM |
| _wally_ | $50.00 | $50.00 | 5/6/2010 9:41:02 AM |
| Andrewshauna | $50.00 | $50.00 | 5/6/2010 10:46:10 AM |
| GElender | $50.00 | $50.00 | 5/6/2010 2:09:12 PM |
| Dakota98 | $50.00 | $50.00 | 5/6/2010 4:08:44 PM |
| market-pudding | $25.00 | $25.00 | 5/6/2010 4:26:00 PM |
| MStackIV | $25.00 | $25.00 | 5/7/2010 9:05:43 AM |
| integrity-doctor | $100.00 | $100.00 | 5/7/2010 2:11:17 PM |
| uncleubb | $25.00 | $25.00 | 5/7/2010 3:24:04 PM |
| ommcd | $25.00 | $25.00 | 5/8/2010 6:04:12 AM |
| jgar_O | $25.00 | $25.00 | 5/8/2010 7:31:48 AM |
| Bank_Of_XL | $50.00 | $50.00 | 5/8/2010 7:40:35 AM |
| Imaginos1892 | $50.00 | $50.00 | 5/7/2010 9:51:37 PM |
| Midwestvalues | $100.00 | $100.00 | 5/8/2010 9:54:29 AM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:43 AM |
| nilonc1 | $50.00 | $50.00 | 5/9/2010 9:44:25 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 8:29:05 AM |
| happyinvallarta | $50.00 | $50.00 | 5/10/2010 9:09:02 AM |
| payout-paladin0 | $25.00 | $25.00 | 5/10/2010 9:34:20 AM |
| alcyon | $25.00 | $25.00 | 5/10/2010 12:40:02 PM |
| bowdish1 | $25.83 | $25.83 | 5/10/2010 3:34:56 PM |
| Tradesmanlender | $25.00 | $25.00 | 5/10/2010 12:30:06 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 5/10/2010 12:31:44 PM |
| best-generosity-financier | $25.00 | $25.00 | 5/10/2010 7:07:02 PM |
| heerzaquestion | $25.00 | $25.00 | 5/11/2010 10:17:02 AM |
| martymaniaman | $50.00 | $50.00 | 5/11/2010 6:27:30 AM |
| buphigam | $30.00 | $30.00 | 5/11/2010 12:08:57 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/11/2010 4:15:05 PM |
| clemclan | $25.00 | $25.00 | 5/11/2010 6:06:42 PM |
| dorypro | $25.00 | $25.00 | 5/11/2010 6:48:47 PM |
| noodles932 | $25.00 | $25.00 | 5/11/2010 8:30:51 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 6:52:15 PM |
| farchoir | $25.00 | $25.00 | 5/11/2010 8:23:20 PM |
| guardian3 | $25.00 | $25.00 | 5/11/2010 5:58:10 PM |
| eprometheus | $69.00 | $69.00 | 5/11/2010 10:37:03 PM |
| RecoveryLender | $25.00 | $25.00 | 5/12/2010 5:57:23 AM |
| rate-hickory | $25.00 | $25.00 | 5/12/2010 7:25:43 AM |
| principal-star | $25.00 | $25.00 | 5/12/2010 7:32:24 AM |
| Catz_aplenty | $25.00 | $25.00 | 5/12/2010 8:42:49 AM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:41:07 AM |
| coin-trajectory | $25.00 | $25.00 | 5/12/2010 10:08:57 AM |
| forthright-trade | $25.00 | $25.00 | 5/12/2010 10:05:09 AM |
| wonder3 | $25.00 | $25.00 | 5/12/2010 6:14:44 AM |
| social-zebra | $25.00 | $25.00 | 5/12/2010 10:14:46 AM |
| Leshan | $50.00 | $50.00 | 5/12/2010 8:34:51 AM |
| thefisherman | $25.00 | $25.00 | 5/12/2010 8:43:43 AM |
| zaca | $25.00 | $25.00 | 5/12/2010 9:16:57 AM |
| CSAworker | $25.00 | $25.00 | 5/12/2010 11:37:50 AM |
| Pressure_Drop | $34.08 | $34.08 | 5/12/2010 3:42:48 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/12/2010 4:06:09 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/5/2010 4:44:32 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/5/2010 4:49:38 PM |
| finance-prescription | $100.00 | $100.00 | 5/5/2010 4:50:20 PM |
| castleman | $25.00 | $25.00 | 5/5/2010 4:50:29 PM |
| hrubinst | $25.00 | $25.00 | 5/5/2010 4:50:48 PM |
| worth-arch | $25.00 | $25.00 | 5/5/2010 4:45:00 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/5/2010 4:52:27 PM |
| objective-investor | $100.00 | $100.00 | 5/5/2010 4:56:11 PM |
| Avala | $50.00 | $50.00 | 5/5/2010 4:51:08 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/5/2010 4:51:43 PM |
| philosopher4 | $25.00 | $25.00 | 5/5/2010 4:55:55 PM |
| frogperson | $25.00 | $25.00 | 5/6/2010 6:10:15 AM |
| Phantom99 | $25.00 | $25.00 | 5/6/2010 8:14:18 AM |
| robust-trade | $150.00 | $150.00 | 5/5/2010 9:44:47 PM |
| JTCorp | $25.00 | $25.00 | 5/6/2010 9:39:53 AM |
| dschaaf | $25.00 | $25.00 | 5/6/2010 9:44:39 AM |
| community-saver0 | $25.00 | $25.00 | 5/6/2010 9:42:12 AM |
| bchen78875 | $25.00 | $25.00 | 5/6/2010 1:39:02 PM |
| Panna | $25.00 | $25.00 | 5/6/2010 12:53:58 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/6/2010 4:49:11 PM |
| Composure1 | $50.00 | $50.00 | 5/6/2010 12:33:48 PM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 7:05:03 AM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 9:55:12 AM |
| DadWarbucks | $25.00 | $25.00 | 5/7/2010 11:09:26 AM |
| gpuck | $25.00 | $25.00 | 5/7/2010 3:33:49 PM |
| blissful-note7 | $25.00 | $25.00 | 5/7/2010 3:35:37 PM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/7/2010 4:32:48 PM |
| trustu | $25.00 | $25.00 | 5/8/2010 9:59:04 AM |
| asdf9876 | $25.00 | $25.00 | 5/8/2010 1:09:12 PM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:14 PM |
| Dap2005 | $25.00 | $25.00 | 5/9/2010 9:34:05 PM |
| syounker | $25.00 | $25.00 | 5/10/2010 9:04:22 AM |
| Aberdeen | $400.00 | $400.00 | 5/10/2010 11:25:05 AM |
| steiglends | $33.94 | $33.94 | 5/10/2010 1:14:17 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:27:18 PM |
| Clambake | $50.00 | $50.00 | 5/10/2010 2:12:00 PM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 9:34:26 AM |
| Cheburashka | $25.00 | $25.00 | 5/10/2010 2:46:27 PM |
| mmckune | $25.00 | $25.00 | 5/10/2010 2:27:09 PM |
| treasure-bliss | $100.00 | $100.00 | 5/10/2010 11:18:22 AM |
| bullwink27 | $25.00 | $25.00 | 5/10/2010 4:54:46 PM |
| hektek22 | $25.00 | $25.00 | 5/10/2010 8:47:43 PM |
| 113121 | $3,000.00 | $638.67 | 5/10/2010 8:29:45 PM |
| MStackIV | $34.67 | $34.67 | 5/10/2010 8:42:21 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 9:03:07 AM |
| DasMula | $25.00 | $25.00 | 5/11/2010 7:23:03 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/11/2010 11:34:46 AM |
| rapid-currency | $50.00 | $50.00 | 5/11/2010 6:07:51 PM |
| Ven58 | $25.00 | $25.00 | 5/11/2010 5:57:16 PM |
| JerryB96 | $25.00 | $25.00 | 5/11/2010 9:51:02 PM |
| ASG_NECO | $25.00 | $25.00 | 5/11/2010 6:27:25 PM |
| LARRY4NY | $25.45 | $25.45 | 5/11/2010 7:51:53 PM |
| crdcteng | $50.00 | $50.00 | 5/12/2010 9:51:04 AM |
| arkleseizure | $26.32 | $26.32 | 5/12/2010 3:28:54 PM |
| frogperson | $100.00 | $100.00 | 5/12/2010 4:19:03 PM |
| 123 bids
|
Borrower Payment Dependent Notes Series
456381
This series of Notes was issued and sold upon the funding of the borrower loan #42416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 26.85% |
Final monthly payment:
| $38.71 |
| |
|
Auction yield range:
| 13.99% - 34.00% |
Estimated loss impact:
| 15.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 49% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 22
/
19 | Length of status: | 0y 9m |
|
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 52 |
Occupation: | Teacher |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,750 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 11 | | | | |
|
Screen name:
| kpa1b2 |
Borrower's state:
| Michigan |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2008)
600-619
(Mar-2008)
580-599
(Nov-2007)
640-659
(Apr-2007)
|
|
Principal balance:
| $581.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Graduation Expenses/Car Repairs
Thank you to all who funded my last loan as final payment was made and my daughters braces and things have corrected everything.
My financial situation last summer hit a minor bump in the road when I became unemployed.? Then in the Fall I was able to find another teaching position but unfortunately at a lower salary.? Even with all that happened last summer I was able to keep paying my bills on time.? Now as a faithful prosper customer I am looking for some help for my daughters Graduation Expenses.? Yes the same daughter that you all helped with the braces.
Purpose of Loan:
To help with Graduation Expenses and a few minor Car Repairs
Credit Explanation:
One of the reason for the high number of account lines is because of my student loan, every semester of school I would receive 1 subsidized loan and 1 loan unsibsidized and even though I make just one monthly payment each of those loans show up on my credit report.? The other reason is for lines of credit that are no longer being used and that accounts up to about 75% of the total.? All my accounts are current and haven't been deliquent in over?6 years.
My monthly budget:
Mortgage/rent: $ 628
Insurance: $ 250
Car expenses: $?200 (Car Payment & Gas)
Utilities: $ 200
Phone, cable, internet: $ 175
Clothing & Household Expenses: $200
Food, entertainment: $ 200
Credit cards:?? $200
Prosper Loan 1:?? $53
Other expenses: $245 (Student loan)
---------------------------------------
Total monthly expenses: $ 2350
Monthly Income(Take Home): $2800
Amount left over:????$350.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What graduation expenses are there for your daughter? Thanks and best wishes. - reflective-rupee
A:
Thank you for the questions
Cap & Gown, Invites, Basic Party Supplies(plates, napkins, cutlery, table cover), Food for Party(which I am making all myself), Beverages, Project Graduation Party Ticket and possibly table/chair rental (I am working on getting those donated/borrowed hopefully)
(May-06-2010)
Q:
Do you anticipate any major life event within the next year? This would include a change in employment or employment status, birth of a child, marriage, divorce, declaring bankruptcy, etc. Thanks and good luck. - CaribbeanBanker
A:
No I dont
(May-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-circuit | $25.00 | $25.00 | 5/5/2010 4:52:45 PM |
| farblest | $75.00 | $51.04 | 5/6/2010 4:38:23 PM |
| UCLA4life | $25.00 | $25.00 | 5/7/2010 9:34:30 PM |
| CoolPlexer | $29.48 | $29.48 | 5/10/2010 8:35:20 PM |
| McDeeter | $25.00 | $25.00 | 5/11/2010 6:35:20 AM |
| serene-capital | $25.00 | $25.00 | 5/12/2010 2:12:04 PM |
| Catz_aplenty | $25.00 | $25.00 | 5/12/2010 8:49:54 AM |
| MoneyForNothing | $25.00 | $25.00 | 5/5/2010 7:50:05 PM |
| Aberdeen | $400.00 | $400.00 | 5/6/2010 11:58:49 AM |
| jhouman | $25.00 | $25.00 | 5/6/2010 4:25:44 PM |
| Unitas4302 | $200.00 | $200.00 | 5/9/2010 11:43:32 PM |
| jpblan11 | $36.15 | $36.15 | 5/11/2010 6:52:02 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/11/2010 9:14:24 PM |
| Kash2010lu | $25.00 | $25.00 | 5/12/2010 8:28:25 AM |
| Leshan | $33.33 | $33.33 | 5/12/2010 8:38:06 AM |
| kinetic-social | $25.00 | $25.00 | 5/12/2010 2:31:01 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
456619
This series of Notes was issued and sold upon the funding of the borrower loan #42488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-03-2010 |
| |
Auction end date:
| May-10-2010 |
|
|
Starting lender yield:
| 9.20% |
Starting borrower rate/APR:
| 10.20% / 12.31% |
Starting monthly payment:
| $355.97 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $355.97 |
| |
|
Auction yield range:
| 4.04% - 9.20% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 18
/
14 | Length of status: | 0y 9m |
|
Credit score:
| 780-799 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,469 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brightest-benefit-maniac |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you indicate the amount of debt this loan will cover and the interest rates? Thanks. - rockhound84
A:
2 loans: 1) $6,500 at 21% and 2) $4,000 at 23%.
(May-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PRGuyinVA | $25.00 | $25.00 | 5/3/2010 6:52:58 PM |
| gold-disk | $100.00 | $100.00 | 5/3/2010 6:53:05 PM |
| Comoparklender | $30.00 | $30.00 | 5/3/2010 6:53:24 PM |
| Artist_Blue | $25.00 | $25.00 | 5/3/2010 6:53:51 PM |
| dinero-speaker | $25.00 | $25.00 | 5/3/2010 6:54:30 PM |
| Avala | $50.00 | $50.00 | 5/3/2010 6:54:24 PM |
| basis-prodigy | $25.00 | $25.00 | 5/3/2010 6:53:00 PM |
| Marathoner | $25.00 | $25.00 | 5/3/2010 6:53:30 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/3/2010 6:54:57 PM |
| DcUnited | $25.00 | $25.00 | 5/3/2010 6:53:45 PM |
| GiantAardvark | $25.00 | $25.00 | 5/3/2010 6:55:03 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/3/2010 6:54:45 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/3/2010 6:55:08 PM |
| loanfairy | $25.00 | $25.00 | 5/3/2010 6:56:03 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/3/2010 6:56:26 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/3/2010 6:57:49 PM |
| greeninspirit | $25.00 | $25.00 | 5/3/2010 6:57:34 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 7:01:01 PM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 8:18:48 AM |
| engaging-worth | $25.00 | $25.00 | 5/4/2010 7:46:08 AM |
| SNH | $50.00 | $50.00 | 5/4/2010 8:37:57 AM |
| bowdish1 | $50.00 | $50.00 | 5/4/2010 8:55:32 AM |
| KiwiElf | $25.00 | $25.00 | 5/4/2010 9:47:32 AM |
| the-payout-hug | $25.00 | $25.00 | 5/4/2010 9:53:18 AM |
| Phantom99 | $25.00 | $25.00 | 5/4/2010 9:53:27 AM |
| Clambake | $50.00 | $50.00 | 5/4/2010 9:55:23 AM |
| life-is-great | $25.00 | $25.00 | 5/4/2010 9:53:14 AM |
| selector568 | $300.00 | $300.00 | 5/4/2010 10:08:35 AM |
| integrity-doctor | $100.00 | $100.00 | 5/4/2010 9:54:41 AM |
| sgt-schultz | $50.00 | $50.00 | 5/4/2010 10:13:45 AM |
| shrewd-peace7 | $25.00 | $25.00 | 5/4/2010 10:13:50 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/4/2010 10:13:27 AM |
| AF-Chief | $27.00 | $27.00 | 5/4/2010 10:13:40 AM |
| HamletTower | $25.00 | $25.00 | 5/4/2010 10:13:47 AM |
| orderly-leverage | $40.00 | $40.00 | 5/4/2010 10:14:02 AM |
| delicious-social132 | $25.00 | $25.00 | 5/4/2010 10:14:10 AM |
| sarisai | $37.55 | $37.55 | 5/4/2010 10:38:54 AM |
| loan-kung-fu | $25.00 | $25.00 | 5/4/2010 10:38:49 AM |
| 1phantom | $50.00 | $50.00 | 5/4/2010 10:38:56 AM |
| cablenews | $50.00 | $50.00 | 5/4/2010 10:13:30 AM |
| Dap2005 | $25.00 | $25.00 | 5/4/2010 10:14:12 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 5/4/2010 12:21:47 PM |
| balance6 | $25.00 | $25.00 | 5/4/2010 12:22:07 PM |
| worthy-loot8 | $25.00 | $25.00 | 5/4/2010 12:22:02 PM |
| Favish | $50.00 | $50.00 | 5/4/2010 2:28:44 PM |
| telegon | $25.00 | $25.00 | 5/4/2010 12:21:54 PM |
| NDFIRTH | $43.10 | $43.10 | 5/4/2010 12:22:00 PM |
| LoanBrkr | $25.00 | $25.00 | 5/4/2010 12:53:58 PM |
| Edwin_Rae | $25.00 | $25.00 | 5/4/2010 1:18:48 PM |
| NJournalist | $25.00 | $25.00 | 5/4/2010 8:14:02 PM |
| GElender | $50.00 | $50.00 | 5/5/2010 6:29:01 AM |
| philosopher4 | $25.00 | $25.00 | 5/5/2010 9:35:11 AM |
| _wally_ | $50.00 | $50.00 | 5/6/2010 9:41:23 AM |
| community-saver0 | $25.00 | $25.00 | 5/6/2010 9:42:24 AM |
| dschaaf | $25.00 | $25.00 | 5/6/2010 9:44:44 AM |
| goldeneye777 | $25.00 | $25.00 | 5/6/2010 9:42:00 AM |
| bullwink27 | $25.00 | $25.00 | 5/6/2010 9:42:37 AM |
| Panna | $25.00 | $25.00 | 5/6/2010 12:54:05 PM |
| gere-co | $25.00 | $25.00 | 5/6/2010 2:09:55 PM |
| phillipd48 | $25.00 | $25.00 | 5/6/2010 4:08:42 PM |
| decisive-capital | $75.00 | $75.00 | 5/6/2010 4:17:10 PM |
| agab | $25.00 | $25.00 | 5/6/2010 9:59:44 PM |
| mikeandcat | $50.00 | $50.00 | 5/7/2010 2:09:47 AM |
| Onesiphorus | $25.00 | $25.00 | 5/7/2010 9:35:15 AM |
| jtradition | $50.00 | $50.00 | 5/7/2010 9:35:19 AM |
| gristle | $25.00 | $25.00 | 5/7/2010 9:36:44 AM |
| seabass123 | $25.00 | $25.00 | 5/7/2010 9:55:20 AM |
| LongTail | $25.00 | $25.00 | 5/7/2010 9:35:03 AM |
| WorldlyWorker | $25.00 | $25.00 | 5/7/2010 3:31:23 PM |
| Trinkaloki | $25.00 | $25.00 | 5/7/2010 3:50:22 PM |
| bazaar-tulip | $25.00 | $25.00 | 5/7/2010 3:51:30 PM |
| bbrelo | $25.00 | $25.00 | 5/7/2010 3:51:54 PM |
| Cubsfan07 | $25.00 | $25.00 | 5/7/2010 3:50:19 PM |
| sxcarlson | $26.17 | $26.17 | 5/7/2010 3:50:36 PM |
| Danfromnapa | $27.01 | $27.01 | 5/7/2010 3:50:41 PM |
| Little_Guy | $25.00 | $25.00 | 5/7/2010 3:50:50 PM |
| saschar | $25.00 | $25.00 | 5/7/2010 3:50:59 PM |
| ADIDASNO | $25.00 | $25.00 | 5/7/2010 3:51:07 PM |
| manyhappydogs | $29.67 | $29.67 | 5/7/2010 3:51:14 PM |
| 1750 | $25.00 | $25.00 | 5/7/2010 3:51:20 PM |
| PHI4308 | $25.00 | $25.00 | 5/7/2010 3:51:27 PM |
| Cbgator | $25.00 | $25.00 | 5/7/2010 3:50:24 PM |
| kalex752 | $28.35 | $28.35 | 5/7/2010 3:50:38 PM |
| MakoF16 | $28.32 | $28.32 | 5/7/2010 3:50:58 PM |
| hanuman77 | $31.20 | $31.20 | 5/7/2010 3:51:10 PM |
| aldeed | $25.00 | $25.00 | 5/7/2010 3:51:16 PM |
| yield-lion | $25.00 | $25.00 | 5/7/2010 3:51:32 PM |
| flyfisherman99 | $50.00 | $50.00 | 5/8/2010 6:59:20 AM |
| payout-showcase | $125.00 | $125.00 | 5/8/2010 12:42:00 PM |
| Feline_Parent | $25.00 | $25.00 | 5/7/2010 6:14:00 PM |
| Plotinus | $27.64 | $27.64 | 5/8/2010 12:48:59 PM |
| spsavage | $25.00 | $25.00 | 5/8/2010 3:29:28 PM |
| helpneachother | $50.00 | $50.00 | 5/8/2010 3:47:31 PM |
| trustworthy-fairness | $50.00 | $50.00 | 5/9/2010 9:34:48 AM |
| aader | $25.00 | $25.00 | 5/9/2010 11:19:48 AM |
| rockhound84 | $25.00 | $25.00 | 5/8/2010 7:14:54 PM |
| redrose1518 | $50.00 | $50.00 | 5/9/2010 8:29:36 AM |
| buddylucy | $26.00 | $26.00 | 5/9/2010 3:04:27 PM |
| tekkie2412 | $25.00 | $25.00 | 5/9/2010 10:43:59 PM |
| anton | $1,500.00 | $1,500.00 | 5/10/2010 12:18:08 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 5/9/2010 5:13:14 PM |
| samseth | $25.00 | $25.00 | 5/10/2010 8:04:12 AM |
| VBPlayer | $30.00 | $30.00 | 5/10/2010 8:17:09 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/10/2010 8:14:10 AM |
| lostontheedge | $25.00 | $25.00 | 5/10/2010 9:34:41 AM |
| goblin555 | $25.00 | $25.00 | 5/10/2010 11:08:28 AM |
| zeelender | $25.00 | $25.00 | 5/10/2010 11:59:00 AM |
| sentry256 | $25.00 | $25.00 | 5/10/2010 6:49:34 AM |
| Pilotaceh | $25.00 | $25.00 | 5/10/2010 12:35:52 PM |
| Frenchynh | $25.00 | $25.00 | 5/10/2010 2:19:23 PM |
| gold-conga | $25.00 | $25.00 | 5/10/2010 9:34:29 AM |
| vkm2000 | $25.00 | $25.00 | 5/10/2010 3:10:25 PM |
| repaintandrepair | $25.00 | $25.00 | 5/10/2010 3:50:18 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 5/10/2010 3:59:26 PM |
| Divr555 | $29.00 | $29.00 | 5/10/2010 3:25:00 PM |
| flexiboy35 | $25.00 | $25.00 | 5/10/2010 1:54:35 PM |
| MyKidsDad | $25.00 | $25.00 | 5/10/2010 1:54:41 PM |
| kscc183 | $25.00 | $25.00 | 5/10/2010 2:24:38 PM |
| Eudyptes | $26.41 | $26.41 | 5/10/2010 2:54:03 PM |
| LKN2RTR | $25.00 | $25.00 | 5/10/2010 3:19:02 PM |
| biglender5 | $25.00 | $25.00 | 5/10/2010 3:39:24 PM |
| millioncan | $25.00 | $25.00 | 5/10/2010 4:27:51 PM |
| jwood3030 | $35.00 | $35.00 | 5/10/2010 5:10:41 PM |
| mizunoman | $25.00 | $25.00 | 5/10/2010 4:45:55 PM |
| imlosttoo | $25.00 | $25.00 | 5/10/2010 4:46:28 PM |
| wwwUniversal | $25.00 | $25.00 | 5/10/2010 5:44:49 PM |
| seattleslug | $25.00 | $5.34 | 5/10/2010 5:19:33 PM |
| admirable-credit | $25.00 | $25.00 | 5/10/2010 5:49:54 PM |
| bchen78875 | $25.00 | $25.00 | 5/3/2010 6:53:03 PM |
| egw | $25.00 | $25.00 | 5/3/2010 6:53:26 PM |
| radforj22 | $25.00 | $25.00 | 5/3/2010 6:53:35 PM |
| castleman | $25.00 | $25.00 | 5/3/2010 6:53:41 PM |
| hrubinst | $25.00 | $25.00 | 5/3/2010 6:54:11 PM |
| unassassinable | $25.00 | $25.00 | 5/3/2010 6:54:34 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/3/2010 6:52:15 PM |
| JGB | $25.00 | $25.00 | 5/3/2010 6:54:39 PM |
| ddog0224 | $25.00 | $25.00 | 5/3/2010 6:55:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/3/2010 6:56:38 PM |
| ichibon | $75.00 | $75.00 | 5/3/2010 6:56:34 PM |
| fishintime | $25.00 | $25.00 | 5/3/2010 6:56:57 PM |
| teller | $25.00 | $25.00 | 5/3/2010 6:58:02 PM |
| mmckune | $25.00 | $25.00 | 5/3/2010 6:57:39 PM |
| worth-arch | $25.00 | $25.00 | 5/3/2010 6:58:35 PM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 6:59:46 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:55:57 PM |
| lucrative-dollar | $25.00 | $25.00 | 5/4/2010 9:44:14 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 9:45:28 AM |
| Dahlozer | $25.00 | $25.00 | 5/4/2010 9:53:08 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:53:42 AM |
| don8ter | $25.00 | $25.00 | 5/4/2010 9:54:58 AM |
| jrbill1998 | $50.00 | $50.00 | 5/4/2010 9:54:04 AM |
| nomneu | $50.00 | $50.00 | 5/4/2010 10:12:27 AM |
| rider350 | $25.00 | $25.00 | 5/4/2010 10:13:43 AM |
| cash-merry-maker | $25.00 | $25.00 | 5/4/2010 10:05:48 AM |
| magnificent-reward9 | $25.00 | $25.00 | 5/4/2010 10:13:24 AM |
| Supernick | $50.00 | $50.00 | 5/4/2010 10:14:18 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/4/2010 10:14:24 AM |
| F16Pilot | $25.00 | $25.00 | 5/4/2010 10:26:53 AM |
| fcukciti | $50.00 | $50.00 | 5/4/2010 10:13:34 AM |
| torion | $25.00 | $25.00 | 5/4/2010 10:14:14 AM |
| GoldenTrout | $25.00 | $25.00 | 5/4/2010 11:49:48 AM |
| Reinadog9 | $50.00 | $50.00 | 5/4/2010 12:21:13 PM |
| drawseeker | $25.00 | $25.00 | 5/4/2010 11:49:46 AM |
| transparency-advocator | $25.00 | $25.00 | 5/4/2010 12:21:46 PM |
| ClearLake | $25.00 | $25.00 | 5/4/2010 12:21:57 PM |
| nickel-advocator | $25.00 | $25.00 | 5/4/2010 12:21:37 PM |
| tremendous-payment | $25.00 | $25.00 | 5/4/2010 12:21:40 PM |
| investor7257 | $25.00 | $25.00 | 5/4/2010 12:21:49 PM |
| JanLal | $25.00 | $25.00 | 5/4/2010 11:04:35 AM |
| platinum-rapture6 | $25.00 | $25.00 | 5/4/2010 11:16:22 AM |
| funds-rascal | $50.00 | $50.00 | 5/4/2010 11:26:38 AM |
| durability-exchanger | $25.00 | $25.00 | 5/4/2010 2:07:28 PM |
| established-payout | $25.00 | $25.00 | 5/4/2010 2:07:38 PM |
| ijspence | $25.00 | $25.00 | 5/4/2010 12:21:38 PM |
| wampum-cocktail | $25.00 | $25.00 | 5/4/2010 12:54:19 PM |
| r0b3m4n | $25.00 | $25.00 | 5/4/2010 3:11:48 PM |
| skuba | $25.00 | $25.00 | 5/5/2010 1:53:53 AM |
| kmr2 | $250.00 | $250.00 | 5/5/2010 11:28:46 AM |
| Dakota98 | $50.00 | $50.00 | 5/5/2010 4:35:13 PM |
| objective-investor | $100.00 | $100.00 | 5/5/2010 12:06:41 PM |
| silver-armada | $50.00 | $50.00 | 5/6/2010 4:43:40 AM |
| tearingstar | $25.00 | $25.00 | 5/6/2010 11:10:24 AM |
| tidy-generosity | $25.00 | $25.00 | 5/6/2010 12:12:49 PM |
| Composure1 | $50.00 | $50.00 | 5/6/2010 12:34:01 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/7/2010 9:36:26 AM |
| steiglends | $75.00 | $75.00 | 5/7/2010 9:44:49 AM |
| credit-czar5 | $25.00 | $25.00 | 5/7/2010 10:24:11 AM |
| skeebuzz | $75.00 | $75.00 | 5/7/2010 8:54:21 AM |
| omerta6102 | $50.00 | $50.00 | 5/7/2010 9:36:36 AM |
| Sixmil | $25.00 | $25.00 | 5/7/2010 9:46:57 AM |
| DadWarbucks | $25.00 | $25.00 | 5/7/2010 11:09:16 AM |
| 4est | $25.00 | $25.00 | 5/7/2010 3:47:53 PM |
| brazilofmux | $100.00 | $100.00 | 5/7/2010 3:50:30 PM |
| divemaster | $25.00 | $25.00 | 5/7/2010 3:50:37 PM |
| nodrivelpls | $25.00 | $25.00 | 5/7/2010 3:50:52 PM |
| bellach | $25.00 | $25.00 | 5/7/2010 3:51:08 PM |
| nestegg4e | $25.00 | $25.00 | 5/7/2010 3:52:25 PM |
| selfmademan | $25.00 | $25.00 | 5/7/2010 3:50:35 PM |
| AKJagMan | $25.00 | $25.00 | 5/7/2010 3:50:54 PM |
| flwah | $25.00 | $25.00 | 5/7/2010 3:51:11 PM |
| BrLender | $26.18 | $26.18 | 5/7/2010 3:51:17 PM |
| derec | $25.00 | $25.00 | 5/7/2010 3:31:21 PM |
| Gabriel02 | $25.00 | $25.00 | 5/7/2010 3:46:28 PM |
| lending-bear | $34.96 | $34.96 | 5/7/2010 3:47:30 PM |
| Cre8iveCash | $25.00 | $25.00 | 5/7/2010 3:48:41 PM |
| LenderByDay | $25.00 | $25.00 | 5/7/2010 3:50:25 PM |
| carlover | $25.00 | $25.00 | 5/7/2010 3:50:42 PM |
| Superc0ld | $50.11 | $50.11 | 5/7/2010 3:50:53 PM |
| nhm | $25.00 | $25.00 | 5/7/2010 3:51:05 PM |
| Emberfox | $25.00 | $25.00 | 5/7/2010 3:51:12 PM |
| biobulator | $25.00 | $25.00 | 5/7/2010 3:51:24 PM |
| assetmanager | $25.00 | $25.00 | 5/7/2010 3:51:45 PM |
| adventurous-cash | $25.00 | $25.00 | 5/7/2010 5:30:57 PM |
| mattblizz | $25.00 | $25.00 | 5/7/2010 5:33:21 PM |
| KingCroesus | $25.00 | $25.00 | 5/8/2010 12:03:45 AM |
| wise-benjamins-fortress | $100.00 | $100.00 | 5/7/2010 10:40:04 PM |
| WeAlNe | $25.00 | $25.00 | 5/8/2010 4:29:02 AM |
| natural-affluence4 | $25.00 | $25.00 | 5/8/2010 9:33:17 AM |
| hopethisworks | $25.00 | $25.00 | 5/7/2010 4:44:56 PM |
| virtuous-coin | $25.00 | $25.00 | 5/7/2010 5:19:26 PM |
| jplatypus | $25.00 | $25.00 | 5/8/2010 12:49:00 PM |
| felicity-loyalist0 | $35.00 | $35.00 | 5/8/2010 2:23:17 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/8/2010 2:37:28 PM |
| head | $25.00 | $25.00 | 5/8/2010 8:04:05 AM |
| IP | $35.99 | $35.99 | 5/9/2010 8:55:44 AM |
| goalieman688 | $25.00 | $25.00 | 5/9/2010 3:09:25 PM |
| zeraphm | $25.00 | $25.00 | 5/9/2010 5:49:21 PM |
| verdiprr | $200.00 | $200.00 | 5/9/2010 5:39:48 PM |
| mistertao | $25.00 | $25.00 | 5/9/2010 8:24:34 AM |
| divedude | $25.00 | $25.00 | 5/9/2010 11:19:59 AM |
| mcabery | $60.00 | $60.00 | 5/10/2010 12:39:27 AM |
| mrmojado | $26.10 | $26.10 | 5/10/2010 6:53:07 AM |
| Midwestvalues | $74.05 | $74.05 | 5/9/2010 5:04:30 PM |
| balance-whistle7 | $100.00 | $100.00 | 5/9/2010 5:15:52 PM |
| syounker | $25.00 | $25.00 | 5/10/2010 9:04:27 AM |
| Quid-Pro-Quo | $25.00 | $25.00 | 5/9/2010 8:13:14 PM |
| stolan | $25.00 | $25.00 | 5/10/2010 9:34:38 AM |
| circustab | $50.00 | $50.00 | 5/10/2010 11:46:41 AM |
| danielamity | $35.90 | $35.90 | 5/10/2010 7:18:54 AM |
| ommcd | $25.00 | $25.00 | 5/10/2010 11:34:10 AM |
| Supp0rter | $31.48 | $31.48 | 5/10/2010 1:59:24 PM |
| WolRab | $40.08 | $40.08 | 5/10/2010 3:10:15 PM |
| Deshy | $50.00 | $50.00 | 5/10/2010 9:51:28 AM |
| jbadawg1017 | $25.00 | $25.00 | 5/10/2010 3:10:13 PM |
| YellowJacket | $25.00 | $25.00 | 5/10/2010 12:29:09 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:01:58 PM |
| cashfl0w | $27.15 | $27.15 | 5/10/2010 4:15:01 PM |
| snarp98 | $25.00 | $25.00 | 5/10/2010 1:03:55 PM |
| cemseller | $25.00 | $25.00 | 5/10/2010 2:19:00 PM |
| ualf | $42.02 | $42.02 | 5/10/2010 2:24:54 PM |
| dparkhom | $25.00 | $25.00 | 5/10/2010 3:11:03 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 5/10/2010 3:19:05 PM |
| MattTheGr8 | $25.00 | $25.00 | 5/10/2010 3:50:22 PM |
| pischkoa | $25.00 | $25.00 | 5/10/2010 3:51:00 PM |
| SomebodysMom | $89.64 | $89.64 | 5/10/2010 4:02:16 PM |
| fair_rates | $25.00 | $25.00 | 5/10/2010 4:48:17 PM |
| Good_Karma_Cafe | $25.00 | $25.00 | 5/10/2010 4:52:04 PM |
| ALVO | $47.19 | $47.19 | 5/10/2010 4:54:13 PM |
| Red4Golf | $25.00 | $25.00 | 5/10/2010 4:45:07 PM |
| cassius84 | $25.00 | $25.00 | 5/10/2010 4:45:57 PM |
| fireboss | $58.52 | $58.52 | 5/10/2010 4:47:44 PM |
| rakey | $25.00 | $25.00 | 5/10/2010 5:19:03 PM |
| WillingToHelpOut | $25.00 | $25.00 | 5/10/2010 5:29:15 PM |
| norcalsv | $25.87 | $25.87 | 5/10/2010 4:45:12 PM |
| pwkpwk | $25.00 | $25.00 | 5/10/2010 4:46:41 PM |
| Aquani | $50.00 | $50.00 | 5/10/2010 4:54:19 PM |
| availableloan | $25.00 | $25.00 | 5/10/2010 6:40:32 PM |
| Lear31 | $32.00 | $32.00 | 5/10/2010 6:47:34 PM |
| 268 bids
|
Borrower Payment Dependent Notes Series
456915
This series of Notes was issued and sold upon the funding of the borrower loan #42419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-11-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $111.34 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $111.34 |
| |
|
Auction yield range:
| 8.04% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 11m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,050 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 40% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 5 | | | | |
|
Screen name:
| christiew |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 95% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 5% )
| 620-639
(Jul-2008)
|
|
Principal balance:
| $963.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| balanced-bill7 | $100.00 | $100.00 | 5/4/2010 4:31:44 PM |
| GiantAardvark | $25.00 | $25.00 | 5/4/2010 4:31:55 PM |
| loanfairy | $25.00 | $25.00 | 5/4/2010 4:33:00 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/4/2010 4:33:48 PM |
| ichibon | $75.00 | $75.00 | 5/4/2010 4:33:30 PM |
| greeninspirit | $25.00 | $25.00 | 5/4/2010 4:34:24 PM |
| worth-arch | $25.00 | $25.00 | 5/4/2010 4:35:15 PM |
| Havana21 | $50.00 | $50.00 | 5/4/2010 4:35:52 PM |
| fishintime | $25.00 | $25.00 | 5/4/2010 4:34:00 PM |
| lendstats_com | $25.00 | $25.00 | 5/4/2010 4:40:19 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/4/2010 4:41:14 PM |
| gold-disk | $100.00 | $57.08 | 5/4/2010 4:41:21 PM |
| income-fortress | $25.00 | $25.00 | 5/4/2010 4:37:27 PM |
| prohelper | $50.00 | $50.00 | 5/4/2010 4:47:42 PM |
| fortytwo | $200.00 | $200.00 | 5/4/2010 4:56:26 PM |
| cash-vault | $25.00 | $25.00 | 5/5/2010 9:35:36 AM |
| lawyervon | $25.00 | $25.00 | 5/5/2010 9:36:12 AM |
| jpblan11 | $25.00 | $25.00 | 5/6/2010 7:16:45 PM |
| pposFUNDing | $25.00 | $25.00 | 5/7/2010 8:37:23 AM |
| jsnryn | $25.00 | $25.00 | 5/7/2010 1:22:47 PM |
| ptjg | $50.00 | $50.00 | 5/8/2010 3:19:17 AM |
| dbanwart | $25.00 | $25.00 | 5/9/2010 11:29:26 AM |
| Easystreet | $25.00 | $25.00 | 5/10/2010 6:04:47 AM |
| FinanceEngine | $25.00 | $25.00 | 5/10/2010 5:37:52 PM |
| us957165 | $25.00 | $25.00 | 5/10/2010 6:57:55 PM |
| DasMula | $25.00 | $25.00 | 5/10/2010 9:43:50 PM |
| cleo1255 | $50.00 | $50.00 | 5/10/2010 8:31:15 PM |
| platinum-czar | $500.00 | $500.00 | 5/10/2010 10:29:33 PM |
| gothampark | $25.00 | $25.00 | 5/10/2010 6:39:55 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/10/2010 11:59:48 PM |
| grammaspurse | $25.00 | $25.00 | 5/10/2010 9:34:23 PM |
| shrewd-income | $25.00 | $25.00 | 5/11/2010 7:59:01 AM |
| the-payout-hug | $25.00 | $25.00 | 5/11/2010 8:31:48 AM |
| martymaniaman | $25.00 | $25.00 | 5/11/2010 6:26:17 AM |
| HomerdohNY | $25.00 | $25.00 | 5/11/2010 11:08:19 AM |
| Leshan | $25.00 | $25.00 | 5/11/2010 4:08:44 PM |
| easylivin | $32.50 | $32.50 | 5/11/2010 4:10:42 PM |
| fireferd | $50.00 | $50.00 | 5/11/2010 4:14:25 PM |
| friendinmoney | $50.00 | $50.00 | 5/11/2010 4:28:04 PM |
| ddog0224 | $25.00 | $25.00 | 5/4/2010 4:32:45 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/4/2010 4:34:38 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 5/4/2010 4:31:41 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/4/2010 4:32:03 PM |
| teller | $25.00 | $25.00 | 5/4/2010 4:34:49 PM |
| frogperson | $75.00 | $75.00 | 5/4/2010 4:35:33 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/4/2010 4:33:18 PM |
| generous-deal6 | $25.00 | $25.00 | 5/4/2010 4:36:17 PM |
| twjh | $25.00 | $25.00 | 5/5/2010 11:28:48 AM |
| bondhedger | $25.00 | $25.00 | 5/5/2010 11:52:37 AM |
| crdcteng | $25.00 | $25.00 | 5/6/2010 6:54:19 AM |
| MStackIV | $25.00 | $25.00 | 5/7/2010 8:58:30 AM |
| unassuming-market7 | $25.00 | $25.00 | 5/7/2010 3:39:23 AM |
| nethawk00 | $25.00 | $25.00 | 5/7/2010 12:54:31 PM |
| marwadi-62 | $80.00 | $80.00 | 5/8/2010 7:15:21 PM |
| shellstar | $25.00 | $25.00 | 5/8/2010 7:49:37 PM |
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:34:30 PM |
| duty-monger | $50.00 | $50.00 | 5/10/2010 8:53:45 AM |
| malomar66 | $40.00 | $40.00 | 5/10/2010 7:53:07 PM |
| integrity-doctor | $100.00 | $100.00 | 5/11/2010 9:56:12 AM |
| mpatrick | $35.42 | $35.42 | 5/11/2010 10:12:36 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 11:17:15 AM |
| velocity-winner | $25.00 | $25.00 | 5/11/2010 12:15:52 PM |
| SkinnyFish | $25.00 | $25.00 | 5/11/2010 1:25:19 PM |
| magnificent-reward9 | $25.00 | $25.00 | 5/11/2010 1:24:46 PM |
| Rancid | $25.00 | $25.00 | 5/11/2010 10:12:12 AM |
| jybank | $25.00 | $25.00 | 5/11/2010 10:46:18 AM |
| autonomous-truth | $50.00 | $50.00 | 5/11/2010 3:45:34 PM |
| Engineer44 | $30.00 | $30.00 | 5/11/2010 4:27:35 PM |
| LittleMingo | $25.00 | $25.00 | 5/11/2010 1:52:34 PM |
| steady-dime | $25.00 | $25.00 | 5/11/2010 4:12:28 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
456955
This series of Notes was issued and sold upon the funding of the borrower loan #42490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 22.14% |
Starting monthly payment:
| $63.09 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $63.09 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
14 | Length of status: | 4y 5m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $36,654 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bid-caballero |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Trip
Purpose of loan:
This loan
will be used to help fund our trip to a medical/family conference.
My financial situation:
I am
a good candidate for this loan because I have a consistent paycheck
and am never late on my bills.
Monthly net income: $
5500
Monthly expenses: $ 4040
Housing: $ 1100
Insurance: $ 140
Utilities: $ 200
Phone, cable, internet:
$ 100
Food, entertainment: $ 400
Clothing, household
expenses $ 200
Credit cards and other loans: $ 1500
Other
expenses: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GiantAardvark | $25.00 | $25.00 | 5/5/2010 4:42:27 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/5/2010 4:42:37 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/5/2010 4:43:30 PM |
| Havana21 | $50.00 | $50.00 | 5/5/2010 4:45:25 PM |
| loan_doctor | $25.00 | $25.00 | 5/5/2010 4:45:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/5/2010 4:43:49 PM |
| greeninspirit | $25.00 | $25.00 | 5/5/2010 4:44:16 PM |
| generous-deal6 | $25.00 | $25.00 | 5/5/2010 4:45:40 PM |
| income-fortress | $25.00 | $25.00 | 5/5/2010 4:45:52 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/5/2010 4:49:36 PM |
| Marathoner | $25.00 | $25.00 | 5/5/2010 4:50:10 PM |
| prohelper | $50.00 | $50.00 | 5/5/2010 4:52:38 PM |
| god_is_great | $25.00 | $25.00 | 5/6/2010 6:35:13 AM |
| Moneypenny6 | $25.00 | $25.00 | 5/7/2010 8:09:17 AM |
| mitcha1 | $25.00 | $25.00 | 5/7/2010 10:11:22 AM |
| uncleubb | $25.00 | $25.00 | 5/7/2010 3:24:03 PM |
| LoanerPrincipal | $25.00 | $25.00 | 5/8/2010 12:08:25 AM |
| Unitas4302 | $50.00 | $50.00 | 5/9/2010 11:51:05 PM |
| moo916 | $25.00 | $25.00 | 5/11/2010 7:05:34 PM |
| alvinsl | $25.00 | $25.00 | 5/12/2010 4:44:44 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/12/2010 5:35:17 AM |
| rate-hickory | $25.00 | $25.00 | 5/12/2010 7:29:00 AM |
| crdcteng | $25.00 | $25.00 | 5/12/2010 9:53:41 AM |
| thefisherman | $25.00 | $25.00 | 5/12/2010 8:39:02 AM |
| jybank | $25.00 | $25.00 | 5/12/2010 9:49:13 AM |
| wwwUniversal | $25.00 | $25.00 | 5/12/2010 12:17:06 PM |
| asya | $30.00 | $30.00 | 5/12/2010 4:01:42 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/5/2010 4:44:29 PM |
| worth-arch | $25.00 | $25.00 | 5/5/2010 4:44:49 PM |
| gold-disk | $100.00 | $100.00 | 5/5/2010 4:49:46 PM |
| Comoparklender | $30.00 | $30.00 | 5/5/2010 4:50:02 PM |
| finance-prescription | $100.00 | $95.00 | 5/5/2010 4:50:19 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 5/5/2010 6:24:03 PM |
| Bank_Of_XL | $100.00 | $100.00 | 5/5/2010 8:52:07 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 5/5/2010 6:24:17 PM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/6/2010 2:04:59 PM |
| market-pudding | $25.00 | $25.00 | 5/6/2010 8:35:40 PM |
| mystss | $25.00 | $25.00 | 5/8/2010 1:43:54 PM |
| maximizer | $25.00 | $25.00 | 5/10/2010 1:18:30 PM |
| DasMula | $25.00 | $25.00 | 5/11/2010 9:01:14 AM |
| MC7608 | $25.00 | $25.00 | 5/11/2010 7:29:30 AM |
| duty-monger | $50.00 | $50.00 | 5/11/2010 11:22:19 AM |
| enthusiastic-point | $25.00 | $25.00 | 5/11/2010 4:22:39 PM |
| Luckas73 | $45.00 | $45.00 | 5/11/2010 4:55:55 PM |
| bullwink27 | $25.00 | $25.00 | 5/11/2010 4:52:07 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/11/2010 7:05:33 PM |
| rapid-currency | $50.00 | $50.00 | 5/11/2010 6:10:52 PM |
| SPickle | $25.00 | $25.00 | 5/12/2010 8:09:07 AM |
| wild-orange | $50.00 | $50.00 | 5/12/2010 10:21:23 AM |
| 49 bids
|
Borrower Payment Dependent Notes Series
457005
This series of Notes was issued and sold upon the funding of the borrower loan #42487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 21.69% |
Starting borrower rate/APR:
| 22.69% / 24.96% |
Starting monthly payment:
| $77.10 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $75.35 |
| |
|
Auction yield range:
| 7.99% - 21.69% |
Estimated loss impact:
| 8.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 5m |
|
Credit score:
| 700-719 (May-2010) |
Total credit lines:
| 18 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,759 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sharp-transparency3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating 2 bills : )
Hi there, I'm taking out this loan to consolidate a couple of bills and to "try out" the Prosper community.
My financial situation: Is good.
I am a good candidate for this loan because?I have a good job, I'm honest and hard-working, pay my bills and ultimately I will be debt free!
Monthly net income: $ 3,000
Monthly expenses: $
??Housing: $1700.00
??Insurance: $240.00
??Car expenses: $0
??Utilities: $150.00
??Phone, cable, internet: $100.00
??Food, entertainment: $400.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $250.00
??Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving credit usage so high? Thanks and best wishes. - reflective-rupee
A:
In a nutshell, my wife has spent the last many years homeschooling our daughter (who is now in college). We've always been very frugal with our living expenses since I have been the sole provider. However, 2 years ago the company I work for put a freeze on all overtime. With just a couple of years left of homeschooling, much to our regret, we used credit cards. Now that our daughter is in college my wife has a full-time job and we are on a mission to become debt free!
(May-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 5/5/2010 4:40:34 PM |
| tnjohnso | $25.00 | $25.00 | 5/5/2010 4:43:20 PM |
| income-fortress | $25.00 | $25.00 | 5/5/2010 4:45:55 PM |
| loan_doctor | $25.00 | $25.00 | 5/5/2010 4:46:00 PM |
| prohelper | $50.00 | $50.00 | 5/5/2010 4:52:39 PM |
| stockpiler079 | $25.00 | $25.00 | 5/5/2010 5:14:38 PM |
| 3am-preacher | $25.00 | $25.00 | 5/7/2010 2:34:05 AM |
| building_community | $25.00 | $25.00 | 5/7/2010 6:14:04 PM |
| helpneachother | $25.00 | $25.00 | 5/8/2010 3:55:09 PM |
| Unitas4302 | $50.00 | $50.00 | 5/9/2010 11:55:51 PM |
| dt_one | $25.00 | $25.00 | 5/10/2010 3:10:40 PM |
| mtnsofutah | $25.00 | $25.00 | 5/11/2010 5:26:13 AM |
| newest-phenomenal-money | $25.00 | $25.00 | 5/11/2010 11:26:39 AM |
| shrewd-income | $25.00 | $25.00 | 5/11/2010 4:41:48 PM |
| LibbyZ | $29.50 | $29.50 | 5/11/2010 5:01:24 PM |
| Ven58 | $25.00 | $25.00 | 5/11/2010 5:58:43 PM |
| Johnab | $25.00 | $25.00 | 5/11/2010 7:54:03 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/11/2010 9:19:19 PM |
| moo916 | $25.00 | $25.00 | 5/11/2010 7:04:20 PM |
| duty-monger | $50.00 | $50.00 | 5/12/2010 7:31:36 AM |
| MrOglesby | $25.00 | $25.00 | 5/12/2010 5:21:13 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/12/2010 5:38:56 AM |
| durability-colonel | $50.00 | $50.00 | 5/12/2010 9:51:41 AM |
| mitcha1 | $25.00 | $25.00 | 5/12/2010 6:00:27 AM |
| radar_love | $25.00 | $25.00 | 5/12/2010 10:18:02 AM |
| juxtapose | $25.00 | $25.00 | 5/12/2010 10:24:31 AM |
| SkinnyFish | $25.00 | $25.00 | 5/12/2010 2:02:54 PM |
| duckbill_1972 | $25.00 | $25.00 | 5/12/2010 11:08:55 AM |
| MC7608 | $25.00 | $25.00 | 5/12/2010 3:21:41 PM |
| steady-dime | $25.00 | $25.00 | 5/12/2010 9:38:37 AM |
| credit-coach118 | $25.00 | $25.00 | 5/12/2010 3:08:22 PM |
| evergreen16 | $65.00 | $65.00 | 5/12/2010 2:52:19 PM |
| frogperson | $100.00 | $100.00 | 5/12/2010 4:19:36 PM |
| rate-mogul | $25.00 | $25.00 | 5/5/2010 4:46:03 PM |
| tntmojave | $25.00 | $25.00 | 5/5/2010 4:46:04 PM |
| Approved | $25.00 | $25.00 | 5/5/2010 4:54:17 PM |
| mercuriant | $25.00 | $25.00 | 5/7/2010 8:34:12 AM |
| Rockymtnhi | $82.16 | $25.50 | 5/7/2010 9:45:57 AM |
| Bank_Of_XL | $100.00 | $100.00 | 5/7/2010 2:18:36 PM |
| DG2007 | $35.00 | $35.00 | 5/7/2010 6:10:39 PM |
| kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 3:49:08 AM |
| colospgs | $25.00 | $25.00 | 5/11/2010 9:30:22 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 5/11/2010 5:02:39 PM |
| rapid-currency | $50.00 | $50.00 | 5/11/2010 6:20:18 PM |
| Gobsek | $25.00 | $25.00 | 5/11/2010 6:26:11 PM |
| ronin4sale | $25.00 | $25.00 | 5/12/2010 4:53:43 AM |
| simeonthewhale | $150.00 | $150.00 | 5/12/2010 5:43:50 AM |
| Joshua_E | $25.00 | $25.00 | 5/12/2010 4:43:56 AM |
| reflective-rupee | $25.00 | $25.00 | 5/12/2010 7:00:08 AM |
| CashBank | $25.00 | $25.00 | 5/12/2010 9:04:02 AM |
| investment-cluster | $25.00 | $25.00 | 5/12/2010 1:28:09 PM |
| asya | $30.00 | $30.00 | 5/12/2010 4:02:48 PM |
| Bill88 | $25.00 | $25.00 | 5/12/2010 4:11:07 PM |
| serene-capital | $25.00 | $25.00 | 5/12/2010 2:13:35 PM |
| jybank | $25.00 | $25.00 | 5/12/2010 9:50:47 AM |
| EretzCapital | $50.00 | $50.00 | 5/12/2010 3:44:49 PM |
| friendinmoney | $25.00 | $25.00 | 5/12/2010 4:13:02 PM |
| Johnab | $25.00 | $25.00 | 5/12/2010 3:34:16 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/12/2010 4:27:14 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
457039
This series of Notes was issued and sold upon the funding of the borrower loan #42462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 27.50% |
Final borrower rate/APR:
| 28.50% / 32.49% |
Final monthly payment:
| $41.63 |
| |
|
Auction yield range:
| 16.99% - 34.00% |
Estimated loss impact:
| 19.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 8m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Student - College S... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,331 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $1,660 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 5 | | | | |
|
Screen name:
| SimonHova |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,107.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
660-679
(Sep-2009)
640-659
(Nov-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Financing an Engagement Ring
Purpose of loan:
I need the money to purchase an engagement ring for my long time girlfriend. I previously applied for a loan for a trip to Disneyworld to get engaged, but I could not get enough interest in my listing and I eventually paid for the trip from my savings. This is my second listing for the engagement ring, I have already saved $2500 towards the $6500 purchase, and I am planning on paying for the remainder from savings as it gets closer to our June trip.
My financial situation:
I am finishing my final semester of college, and started my own computer consulting business jobs. I have been working under contract in one firm, giving me a guaranteed income of $350 a week. My listed income of $16,265.56 is the income made in my first quarter multiplied by four. I am up to six solid clients, and have recurring contracts of $650 a month for four of them. Luckily, I have very little credit card debt, and very few expenses.
Right now, the only expenses I have are my Metrocard ($200/month) and gym membership ($9/month). My school is paid for with financial aid. My girlfriend pays for rent and all our other expenses.
The delinquency that is currently reported on my credit report is an old debt that was paid off over ten years ago. I have already have a court decision in hand dismissing it.
I've taken out two Prosper loans previously, and I have prepaid both of those loans. I intend to do the same with this one.
Information in the Description is not verified.
Friends And Family Winning Bids
heroic-platinum has bid a total of
$495.77 in winning bids.
"I know the borrower well and I'm 100% confident this loan will be paid back fully and on time."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lender12345 | $25.00 | $25.00 | 5/9/2010 7:40:36 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/10/2010 6:28:45 PM |
| Kash2010lu | $35.00 | $35.00 | 5/11/2010 8:48:05 AM |
| heroic-platinum | $495.77 | $495.77 | 5/11/2010 5:47:58 AM |
| SNH | $50.00 | $50.00 | 5/11/2010 4:48:09 PM |
| alexgalt | $100.00 | $100.00 | 5/11/2010 11:59:03 PM |
| nimble-cash7 | $25.00 | $25.00 | 5/12/2010 6:02:10 AM |
| shrewd-income | $25.00 | $25.00 | 5/12/2010 6:35:30 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 2:00:46 PM |
| Bob450 | $25.00 | $25.00 | 5/12/2010 3:23:12 PM |
| reflective-rupee | $25.00 | $17.74 | 5/12/2010 2:00:07 PM |
| agreement-animal | $26.49 | $26.49 | 5/12/2010 2:59:00 PM |
| Kash2010lu | $25.00 | $25.00 | 5/11/2010 4:59:31 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/12/2010 11:18:02 AM |
| Kash2010lu | $50.00 | $50.00 | 5/12/2010 3:09:34 PM |
| kinetic-social | $25.00 | $25.00 | 5/12/2010 2:34:52 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
457105
This series of Notes was issued and sold upon the funding of the borrower loan #42486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 25.00% |
Starting borrower rate/APR:
| 26.00% / 29.93% |
Starting monthly payment:
| $40.29 |
|
Final lender yield:
| 21.99% |
Final borrower rate/APR:
| 22.99% / 26.84% |
Final monthly payment:
| $38.70 |
| |
|
Auction yield range:
| 7.99% - 25.00% |
Estimated loss impact:
| 7.02% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
9 | Length of status: | 0y 0m |
|
Credit score:
| 640-659 (May-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $31,383 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 76% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Malachai |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocating for a job
I need this loan to help me relocate for employment. I have been unemployed for the past several months due to company closure at my previous employer for the past five years. I have received a job offer, but I have to relocate nearly 300 miles away, and due to several months of unemployment, things are already tight. As you can see, I have kept all of my accounts current, even through my job search, and I am very responsible when it comes to paying my bills on time. I plan to pay off this loan ASAP, hopefully within 3 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I hope to have the loan repaid within 3 months, given the rather high interest rate, I'd like to pay it off ASAP.
(May-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $100.00 | $100.00 | 5/5/2010 4:50:13 PM |
| mrxtravis | $32.30 | $32.30 | 5/11/2010 4:59:44 PM |
| vigilance-searcher | $50.00 | $50.00 | 5/11/2010 9:21:24 PM |
| IndigoBeer | $30.00 | $30.00 | 5/11/2010 11:09:39 PM |
| vigilance-searcher | $25.00 | $25.00 | 5/12/2010 11:19:26 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 1:45:28 PM |
| ValleyBHC | $25.00 | $12.70 | 5/12/2010 10:00:36 AM |
| direct-asset | $25.00 | $25.00 | 5/12/2010 10:44:11 AM |
| Bill88 | $25.00 | $25.00 | 5/12/2010 4:06:25 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/12/2010 4:28:04 PM |
| jep7070 | $125.00 | $125.00 | 5/7/2010 9:05:00 AM |
| respectful-integrity3 | $25.00 | $25.00 | 5/9/2010 6:25:03 PM |
| mtnsofutah | $25.00 | $25.00 | 5/11/2010 5:28:59 AM |
| chitown63 | $50.00 | $50.00 | 5/11/2010 1:36:00 PM |
| hektek22 | $25.00 | $25.00 | 5/12/2010 8:02:52 AM |
| wwwUniversal | $25.00 | $25.00 | 5/12/2010 12:20:38 PM |
| dynrep | $25.00 | $25.00 | 5/12/2010 6:50:16 AM |
| wild-orange | $25.00 | $25.00 | 5/12/2010 10:25:12 AM |
| DasMula | $25.00 | $25.00 | 5/12/2010 1:45:13 PM |
| duty-monger | $50.00 | $50.00 | 5/12/2010 4:12:43 PM |
| unger | $50.00 | $50.00 | 5/12/2010 2:46:35 PM |
| asya | $25.00 | $25.00 | 5/12/2010 4:03:19 PM |
| EretzCapital | $50.00 | $50.00 | 5/12/2010 4:30:52 PM |
| jybank | $25.00 | $25.00 | 5/12/2010 4:17:21 PM |
| frogperson | $100.00 | $100.00 | 5/12/2010 4:20:25 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
457343
This series of Notes was issued and sold upon the funding of the borrower loan #42489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| May-06-2010 |
| |
Auction end date:
| May-10-2010 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 14.13% |
Starting monthly payment:
| $132.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $127.57 |
| |
|
Auction yield range:
| 3.99% - 11.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 1m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,321 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 68% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stronghold5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Old Debts
Purpose of loan:
This loan will be used to? consolidate and payoff?debt I took over after my father?passed away three years ago.? When he passed, I was a joint holder on a couple of his closed accounts and the banks would not write it them off. I took over responsibilty for them, in lieu of my mother who can't really afford to.? I'd like to consolidate?these old?couple of accounts?so that they are finally out of his name and there is only one payment.
My financial situation:
I am a good candidate for this loan because?I have a great credit history.? My present?debt to income ratio is very good.??I?have a great job?and have?a consistent income.?I thought about consolidating both my debt and my father's (previous loan request), but taking care of his would be a better option.
Monthly net income: $ 5646
Monthly expenses: $ 2150
??Housing: $ 1300
??Insurance: $ 70
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 99
??Food, entertainment: $ 200
??Clothing, household expenses $ 10
??Credit cards and other loans: $ 321 (Portion I wish to?payoff with this loan)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-merry-maker | $25.00 | $25.00 | 5/6/2010 5:07:25 PM |
| meux99 | $25.00 | $25.00 | 5/6/2010 5:07:57 PM |
| dharma1 | $25.00 | $25.00 | 5/6/2010 5:08:05 PM |
| wormdc | $25.00 | $25.00 | 5/6/2010 5:09:59 PM |
| determined-contract | $30.00 | $30.00 | 5/6/2010 5:09:43 PM |
| USMC0311 | $25.00 | $25.00 | 5/6/2010 5:09:52 PM |
| elegant-income3 | $25.00 | $25.00 | 5/6/2010 5:09:57 PM |
| thorough-exchange4 | $40.00 | $40.00 | 5/6/2010 5:10:44 PM |
| peerlender | $25.00 | $25.00 | 5/6/2010 5:10:21 PM |
| kindness-percolator5 | $25.00 | $25.00 | 5/6/2010 5:10:57 PM |
| vegibenz | $25.00 | $25.00 | 5/6/2010 5:11:00 PM |
| myextracash | $25.00 | $25.00 | 5/6/2010 5:11:14 PM |
| radforj22 | $40.00 | $40.00 | 5/6/2010 5:11:26 PM |
| mlopez2007 | $50.00 | $50.00 | 5/6/2010 5:11:29 PM |
| skillful-diversification2 | $25.00 | $25.00 | 5/6/2010 5:05:31 PM |
| TheMan | $25.00 | $25.00 | 5/6/2010 5:12:00 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/6/2010 5:12:05 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/6/2010 5:12:32 PM |
| kenji4861 | $50.00 | $50.00 | 5/6/2010 5:07:15 PM |
| NATIVEBORN | $25.00 | $25.00 | 5/6/2010 5:12:54 PM |
| lenderforyoutoday | $50.00 | $50.00 | 5/6/2010 5:13:34 PM |
| generous-deal6 | $25.00 | $25.00 | 5/6/2010 5:13:39 PM |
| dpfl55 | $25.00 | $25.00 | 5/6/2010 5:09:51 PM |
| hawaiiangirl76 | $25.00 | $25.00 | 5/6/2010 5:10:00 PM |
| nickel-ferret | $25.00 | $25.00 | 5/6/2010 5:10:04 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 5/6/2010 5:14:07 PM |
| Taxman44 | $25.00 | $25.00 | 5/6/2010 5:10:34 PM |
| fortytwo | $100.00 | $100.00 | 5/6/2010 5:11:24 PM |
| balanced-bill7 | $50.00 | $50.00 | 5/6/2010 5:17:17 PM |
| harty | $60.00 | $60.00 | 5/6/2010 5:17:31 PM |
| finance-negotiator2 | $25.00 | $25.00 | 5/6/2010 5:17:33 PM |
| upbeat-principal | $25.00 | $25.00 | 5/6/2010 5:13:37 PM |
| Marathoner | $25.00 | $25.00 | 5/6/2010 5:17:43 PM |
| DukSerduk | $25.00 | $25.00 | 5/6/2010 5:18:57 PM |
| interest-jedi0 | $50.00 | $50.00 | 5/6/2010 5:19:10 PM |
| TakeCare | $100.00 | $100.00 | 5/6/2010 5:18:29 PM |
| figs4u2 | $80.00 | $80.00 | 5/6/2010 5:19:24 PM |
| dinero-speaker | $25.00 | $25.00 | 5/6/2010 5:20:52 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 5/6/2010 5:17:21 PM |
| credit-scout7 | $30.00 | $30.00 | 5/6/2010 5:17:24 PM |
| castleman | $25.00 | $25.00 | 5/6/2010 5:17:27 PM |
| truth-image | $50.00 | $50.00 | 5/6/2010 5:17:57 PM |
| delicious-social132 | $40.00 | $40.00 | 5/6/2010 5:18:04 PM |
| meenan | $25.00 | $25.00 | 5/6/2010 5:18:08 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 5/6/2010 5:18:12 PM |
| Daneistes | $100.00 | $100.00 | 5/6/2010 5:18:49 PM |
| JGB | $25.00 | $25.00 | 5/6/2010 5:19:06 PM |
| GiantAardvark | $25.00 | $25.00 | 5/6/2010 5:19:20 PM |
| Comoparklender | $30.00 | $30.00 | 5/6/2010 5:20:05 PM |
| hrubinst | $25.00 | $25.00 | 5/6/2010 5:20:39 PM |
| Avala | $50.00 | $50.00 | 5/6/2010 5:20:41 PM |
| kcole10 | $25.00 | $2.89 | 5/6/2010 5:21:08 PM |
| the-bright-velocity | $25.00 | $25.00 | 5/7/2010 3:51:38 PM |
| psbruce | $25.00 | $25.00 | 5/9/2010 10:04:37 PM |
| PAPAT | $25.00 | $25.00 | 5/10/2010 5:52:06 AM |
| tekkie2412 | $25.00 | $25.00 | 5/9/2010 10:20:30 PM |
| windfall46 | $25.00 | $25.00 | 5/6/2010 5:05:32 PM |
| tender-integrity3 | $50.00 | $50.00 | 5/6/2010 5:08:00 PM |
| authoritative-capital | $25.00 | $25.00 | 5/6/2010 5:09:34 PM |
| shadowflame_99 | $25.00 | $25.00 | 5/6/2010 5:09:49 PM |
| market-assembler | $42.11 | $42.11 | 5/6/2010 5:09:55 PM |
| telegon | $25.00 | $25.00 | 5/6/2010 5:10:22 PM |
| winlender | $25.00 | $25.00 | 5/6/2010 5:09:45 PM |
| guardlender | $25.00 | $25.00 | 5/6/2010 5:10:27 PM |
| financialaid | $25.00 | $25.00 | 5/6/2010 5:10:20 PM |
| GrommetPosse | $25.00 | $25.00 | 5/6/2010 5:10:24 PM |
| saihu | $25.00 | $25.00 | 5/6/2010 5:10:30 PM |
| CaptainBlueberry | $25.00 | $25.00 | 5/6/2010 5:11:15 PM |
| Walkingcowboy | $25.00 | $25.00 | 5/6/2010 5:11:20 PM |
| golden-responsibility189 | $50.00 | $50.00 | 5/6/2010 5:11:31 PM |
| Merganser | $25.00 | $25.00 | 5/6/2010 5:11:44 PM |
| life-is-great | $25.00 | $25.00 | 5/6/2010 5:11:53 PM |
| Ivan2007 | $25.00 | $25.00 | 5/6/2010 5:12:13 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/6/2010 5:12:26 PM |
| worth-arch | $25.00 | $25.00 | 5/6/2010 5:12:57 PM |
| murren | $25.00 | $25.00 | 5/6/2010 5:09:32 PM |
| kmr2 | $250.00 | $250.00 | 5/6/2010 5:09:35 PM |
| skuba | $25.00 | $25.00 | 5/6/2010 5:09:38 PM |
| wampum-reaction2 | $25.00 | $25.00 | 5/6/2010 5:09:42 PM |
| gauss02 | $25.00 | $25.00 | 5/6/2010 5:09:47 PM |
| the-commitment-idol | $25.00 | $25.00 | 5/6/2010 5:09:56 PM |
| heroic-platinum | $25.00 | $25.00 | 5/6/2010 5:10:01 PM |
| platinum-platoon | $25.00 | $25.00 | 5/6/2010 5:10:25 PM |
| steady-gain5 | $25.00 | $25.00 | 5/6/2010 5:10:29 PM |
| surfhoss644 | $25.00 | $25.00 | 5/6/2010 5:10:32 PM |
| platinum-rapture6 | $25.00 | $25.00 | 5/6/2010 5:11:56 PM |
| F16Pilot | $25.00 | $25.00 | 5/6/2010 5:13:18 PM |
| fcukciti | $50.00 | $50.00 | 5/6/2010 5:17:45 PM |
| evnagelist | $25.00 | $25.00 | 5/6/2010 5:17:49 PM |
| xyzlmno | $25.00 | $25.00 | 5/6/2010 5:13:31 PM |
| bright-balance | $25.00 | $25.00 | 5/6/2010 5:18:17 PM |
| kulender | $25.00 | $25.00 | 5/6/2010 5:18:57 PM |
| afotherg | $25.00 | $25.00 | 5/6/2010 5:19:30 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/6/2010 5:19:45 PM |
| gold-disk | $100.00 | $100.00 | 5/6/2010 5:19:53 PM |
| DcUnited | $25.00 | $25.00 | 5/6/2010 5:20:27 PM |
| selector568 | $500.00 | $500.00 | 5/6/2010 5:21:55 PM |
| money-surge1 | $25.00 | $25.00 | 5/6/2010 5:19:14 PM |
| hookUup | $25.00 | $25.00 | 5/6/2010 5:19:34 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/6/2010 5:19:39 PM |
| FLFF | $50.00 | $50.00 | 5/8/2010 6:48:54 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
457349
This series of Notes was issued and sold upon the funding of the borrower loan #42413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-07-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 25.25% |
Starting borrower rate/APR:
| 26.25% / 28.84% |
Starting monthly payment:
| $60.64 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 10.99% - 25.25% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 9m |
|
Credit score:
| 660-679 (May-2010) |
Total credit lines:
| 16 |
Occupation: | Engineer - Mechanic... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $4,782 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $1,359 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kindness-mongoose0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to? purchase furniture
My financial situation:
I am a good candidate for this loan because?I have a good secure job?bidding directly to the Government
Monthly net income: $ 3800
Monthly expenses: $
??Housing: $ 1285
??Insurance: $?65.32
??Car expenses: $ 481.92
??Utilities: $?78.85
??Phone, cable, internet: $ 113.01
??Food, entertainment: $ 123.46
??Clothing, household expenses $ 133
??Credit cards and other loans: $?149.26
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 108lender | $75.00 | $75.00 | 5/7/2010 4:26:33 PM |
| traice | $25.00 | $25.00 | 5/7/2010 4:25:27 PM |
| actvtrdr | $35.00 | $35.00 | 5/7/2010 4:30:57 PM |
| dime-producer | $25.00 | $25.00 | 5/7/2010 4:30:36 PM |
| orderly-leverage | $30.00 | $30.00 | 5/7/2010 4:30:51 PM |
| supreme-hope | $25.00 | $25.00 | 5/7/2010 4:31:15 PM |
| personal-lender | $25.00 | $25.00 | 5/7/2010 4:31:35 PM |
| Streetfighter | $50.00 | $50.00 | 5/7/2010 4:32:13 PM |
| Artist_Blue | $25.00 | $25.00 | 5/7/2010 4:32:16 PM |
| DcUnited | $25.00 | $25.00 | 5/7/2010 4:32:27 PM |
| balanced-bill7 | $75.00 | $75.00 | 5/7/2010 4:32:31 PM |
| Comoparklender | $25.00 | $25.00 | 5/7/2010 4:27:39 PM |
| JGB | $25.00 | $25.00 | 5/7/2010 4:31:07 PM |
| Zolton | $200.00 | $200.00 | 5/7/2010 4:31:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/7/2010 5:27:00 PM |
| autonomous-truth | $25.00 | $25.00 | 5/7/2010 4:32:23 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/7/2010 10:18:05 PM |
| marwadi-62 | $100.00 | $100.00 | 5/8/2010 9:07:31 AM |
| shark8851 | $50.00 | $50.00 | 5/10/2010 9:59:45 PM |
| glroark | $50.00 | $50.00 | 5/11/2010 3:43:46 PM |
| finance-prescription | $100.00 | $100.00 | 5/11/2010 5:03:36 PM |
| generous-deal6 | $25.00 | $25.00 | 5/7/2010 4:29:33 PM |
| worth-arch | $25.00 | $25.00 | 5/7/2010 4:29:06 PM |
| reward-adventure | $30.00 | $30.00 | 5/7/2010 4:30:46 PM |
| basis-prodigy | $25.00 | $25.00 | 5/7/2010 4:30:40 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/7/2010 4:31:23 PM |
| cablenews | $25.00 | $25.00 | 5/7/2010 4:31:28 PM |
| rhin0cerx | $50.00 | $50.00 | 5/7/2010 4:31:46 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/7/2010 4:31:56 PM |
| the-bid-sorcerer | $25.00 | $5.00 | 5/7/2010 4:34:24 PM |
| famous-hope | $25.00 | $25.00 | 5/7/2010 4:25:39 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/7/2010 4:25:45 PM |
| payment-gusto | $25.00 | $25.00 | 5/7/2010 4:28:54 PM |
| yeti888 | $25.00 | $25.00 | 5/7/2010 4:29:39 PM |
| Rattlehead | $25.00 | $25.00 | 5/7/2010 4:32:05 PM |
| life-is-great | $25.00 | $25.00 | 5/7/2010 4:33:53 PM |
| wwwUniversal | $25.00 | $25.00 | 5/7/2010 4:36:59 PM |
| tntmojave | $25.00 | $25.00 | 5/8/2010 1:10:18 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
457543
This series of Notes was issued and sold upon the funding of the borrower loan #42498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| May-10-2010 |
| |
Auction end date:
| May-12-2010 |
|
|
Starting lender yield:
| 33.15% |
Starting borrower rate/APR:
| 34.15% / 36.59% |
Starting monthly payment:
| $134.27 |
|
Final lender yield:
| 33.15% |
Final borrower rate/APR:
| 34.15% / 36.59% |
Final monthly payment:
| $134.27 |
| |
|
Auction yield range:
| 13.99% - 33.15% |
Estimated loss impact:
| 15.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Retired |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 0m |
|
Credit score:
| 680-699 (May-2010) |
Total credit lines:
| 16 | Stated income: | $1-$24,999 |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $14,721 | |
|
Amount delinquent:
| $960 |
Bankcard utilization:
| 61% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| the-extraordinary-note |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 108lender | $75.00 | $75.00 | 5/10/2010 4:19:12 PM |
| Comoparklender | $25.00 | $25.00 | 5/10/2010 4:19:52 PM |
| shrewd-peace7 | $50.00 | $50.00 | 5/10/2010 4:18:50 PM |
| yeti888 | $25.00 | $25.00 | 5/10/2010 4:22:50 PM |
| worth-arch | $25.00 | $25.00 | 5/10/2010 4:22:05 PM |
| Rattlehead | $25.00 | $25.00 | 5/10/2010 4:24:44 PM |
| traice | $25.00 | $25.00 | 5/10/2010 4:18:44 PM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/10/2010 4:29:10 PM |
| greenwell | $25.00 | $25.00 | 5/10/2010 4:31:59 PM |
| building_community | $25.00 | $25.00 | 5/10/2010 4:32:34 PM |
| orderly-leverage | $30.00 | $30.00 | 5/10/2010 4:23:40 PM |
| personal-lender | $25.00 | $25.00 | 5/10/2010 4:24:18 PM |
| red-favorable-basis | $25.00 | $25.00 | 5/10/2010 4:24:38 PM |
| dschaaf | $25.00 | $25.00 | 5/10/2010 4:31:19 PM |
| life-is-great | $25.00 | $25.00 | 5/10/2010 4:27:09 PM |
| commerce-voyager | $25.00 | $25.00 | 5/10/2010 4:33:11 PM |
| trustu | $25.00 | $25.00 | 5/10/2010 4:34:24 PM |
| HedgeFund | $25.00 | $25.00 | 5/10/2010 4:37:08 PM |
| desertoasis | $25.00 | $25.00 | 5/10/2010 4:38:20 PM |
| matt_2006 | $25.00 | $25.00 | 5/10/2010 4:33:52 PM |
| supreme-hope | $25.00 | $25.00 | 5/10/2010 5:51:27 PM |
| balanced-bill7 | $75.00 | $75.00 | 5/10/2010 6:17:57 PM |
| fortytwo | $50.00 | $50.00 | 5/11/2010 4:54:15 AM |
| sensible-trade | $25.00 | $25.00 | 5/11/2010 5:49:13 AM |
| lagnisiruk | $25.00 | $25.00 | 5/11/2010 8:29:15 AM |
| famous-hope | $25.00 | $25.00 | 5/11/2010 9:09:06 AM |
| basis-prodigy | $25.00 | $25.00 | 5/11/2010 9:09:38 AM |
| natecam | $25.00 | $25.00 | 5/11/2010 11:34:17 AM |
| dime-producer | $25.00 | $25.00 | 5/11/2010 9:09:37 AM |
| imlosttoo | $25.00 | $25.00 | 5/11/2010 9:34:36 AM |
| secobarbital | $25.00 | $25.00 | 5/11/2010 10:44:10 AM |
| Streetfighter | $50.00 | $50.00 | 5/11/2010 3:50:02 PM |
| LongTail | $25.00 | $25.00 | 5/11/2010 5:00:29 PM |
| head | $25.00 | $25.00 | 5/11/2010 5:00:14 PM |
| Speculator | $100.00 | $100.00 | 5/11/2010 5:09:16 PM |
| Bob450 | $25.00 | $25.00 | 5/11/2010 10:07:18 PM |
| Frankk2 | $25.00 | $25.00 | 5/12/2010 7:08:19 AM |
| dashawn | $25.00 | $25.00 | 5/12/2010 11:13:58 AM |
| payment-gusto | $25.00 | $25.00 | 5/10/2010 4:21:40 PM |
| rhin0cerx | $50.00 | $50.00 | 5/10/2010 4:24:30 PM |
| reward-adventure | $30.00 | $30.00 | 5/10/2010 4:23:34 PM |
| actvtrdr | $35.00 | $35.00 | 5/10/2010 4:23:48 PM |
| Artist_Blue | $25.00 | $25.00 | 5/10/2010 4:24:51 PM |
| JGB | $25.00 | $25.00 | 5/10/2010 4:23:57 PM |
| Phantom99 | $25.00 | $25.00 | 5/10/2010 4:30:50 PM |
| DcUnited | $25.00 | $25.00 | 5/10/2010 4:24:59 PM |
| inspiring-reward | $150.00 | $150.00 | 5/10/2010 4:36:36 PM |
| seisen | $50.00 | $50.00 | 5/10/2010 4:34:04 PM |
| RMB-Investments | $25.00 | $25.00 | 5/10/2010 4:38:15 PM |
| cablenews | $25.00 | $25.00 | 5/10/2010 5:44:57 PM |
| lloyd_s | $25.00 | $25.00 | 5/10/2010 4:54:30 PM |
| KiwiElf | $25.00 | $25.00 | 5/10/2010 6:16:08 PM |
| delivery | $25.00 | $25.00 | 5/10/2010 4:55:19 PM |
| wampum-chorus3 | $25.00 | $25.00 | 5/10/2010 4:36:52 PM |
| festeringsnot | $25.00 | $25.00 | 5/10/2010 4:36:58 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 5/10/2010 7:07:07 PM |
| Zolton | $112.39 | $112.39 | 5/10/2010 6:19:04 PM |
| micko | $25.00 | $25.00 | 5/10/2010 7:06:20 PM |
| benjo | $50.00 | $50.00 | 5/10/2010 11:14:26 PM |
| Midwestvalues | $30.00 | $30.00 | 5/10/2010 6:19:02 PM |
| AF-Chief | $28.00 | $28.00 | 5/11/2010 6:34:54 AM |
| asiaratt | $25.00 | $25.00 | 5/11/2010 7:50:40 AM |
| authoritative-capital | $25.00 | $25.00 | 5/10/2010 8:44:07 PM |
| integrity-doctor | $100.00 | $100.00 | 5/11/2010 9:09:41 AM |
| kind-bill-supporter | $50.00 | $50.00 | 5/11/2010 3:24:16 AM |
| tjone69 | $30.00 | $30.00 | 5/11/2010 9:34:50 AM |
| lcole32 | $35.00 | $35.00 | 5/11/2010 4:34:19 AM |
| FeedTheMachine | $28.30 | $28.30 | 5/11/2010 10:44:20 AM |
| Rogesparkguy | $25.00 | $25.00 | 5/11/2010 9:10:09 AM |
| Doug1043 | $25.00 | $25.00 | 5/11/2010 9:34:38 AM |
| bold-principal-thinker | $25.00 | $25.00 | 5/11/2010 9:45:10 AM |
| autonomous-truth | $25.00 | $25.00 | 5/11/2010 2:29:02 PM |
| funds-finder8 | $25.00 | $25.00 | 5/11/2010 10:34:25 AM |
| macgeek | $25.00 | $25.00 | 5/11/2010 3:16:34 PM |
| famous-bill | $50.00 | $50.00 | 5/11/2010 3:31:05 PM |
| lostontheedge | $25.00 | $25.00 | 5/11/2010 5:00:59 PM |
| thedreamer | $25.00 | $25.00 | 5/11/2010 7:29:44 PM |
| open-minded-fund9 | $50.00 | $50.00 | 5/11/2010 6:56:17 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/11/2010 5:01:16 PM |
| jlr613 | $25.00 | $25.00 | 5/11/2010 8:20:08 PM |
| BBL | $25.00 | $25.00 | 5/12/2010 5:59:09 AM |
| CC911 | $25.00 | $25.00 | 5/12/2010 7:04:24 AM |
| treasure-bliss | $100.00 | $100.00 | 5/12/2010 5:33:58 AM |
| stock106 | $30.00 | $30.00 | 5/12/2010 9:36:11 AM |
| bnlforever | $25.00 | $25.00 | 5/12/2010 9:36:27 AM |
| golath24 | $25.00 | $25.00 | 5/12/2010 10:14:24 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 5/12/2010 9:59:41 AM |
| StWaldo | $25.00 | $11.31 | 5/12/2010 11:59:07 AM |
| 88 bids
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