Sales Report:Supplement No. 196 dated May 13, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 422790
This series of Notes was issued and sold upon the funding of the borrower loan #42463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,200.00 Prosper Rating: A Auction Duration: 14 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-06-2010 
  Auction end date:  May-09-2010 
 
Starting lender yield: 9.20% Starting borrower rate/APR: 10.20% / 12.31% Starting monthly payment: $297.72
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $297.72
 
Auction yield range: 3.99% - 9.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1986 Debt/Income ratio: 18%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:3y 0m
Credit score: 780-799 (May-2010) Total credit lines: 42 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $21,385Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Skady3love Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 780-799 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
760-779 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
My personal loan
I have a deed of trust on a time share, carrying an interest rate of 15.90 per cent. I am hoping to consolidate this loan with Prosper and be out of this debt in three years. I have an existing Prosper loan and have never been late.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you get a friend or family to bid? Makes me feel better... ;-) - JGuide
A: I have not yet introduced Prosper to friends and family. (May-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$400.00$400.005/6/2010 5:08:17 PM
thorough-exchange4$25.00$25.005/6/2010 5:11:21 PM
the-profit-oracle$25.00$25.005/6/2010 5:12:27 PM
studious-bonus7$50.00$50.005/6/2010 5:12:31 PM
SCD$25.00$25.005/6/2010 5:15:58 PM
gold-disk$100.00$100.005/6/2010 5:19:52 PM
egw$25.00$25.005/6/2010 5:20:12 PM
castleman$25.00$25.005/6/2010 5:20:22 PM
Marathoner$25.00$25.005/6/2010 5:20:16 PM
hrubinst$25.00$25.005/6/2010 5:20:39 PM
JGB$25.00$25.005/6/2010 5:20:58 PM
psztnrw$100.00$100.005/6/2010 5:21:18 PM
loan-kung-fu$25.00$25.005/6/2010 5:24:41 PM
dschaaf$25.00$25.005/6/2010 5:27:28 PM
GElender$50.00$50.005/6/2010 5:28:42 PM
skuba$25.00$25.005/6/2010 5:23:47 PM
Xaja$25.00$25.005/6/2010 5:34:26 PM
philosopher4$25.00$25.005/6/2010 5:24:20 PM
Crewhippie$25.00$25.005/6/2010 11:29:02 PM
LendsToMomos$25.00$25.005/6/2010 8:53:37 PM
Composure1$50.00$50.005/6/2010 5:28:18 PM
ghinga$30.00$30.005/6/2010 11:39:45 PM
SeaDevil$28.05$28.055/6/2010 11:44:04 PM
jonn834$25.00$25.005/6/2010 11:49:57 PM
JDavidL$25.00$25.005/6/2010 11:24:44 PM
sugarhoof$25.00$25.005/7/2010 12:09:31 AM
DHolly$25.00$25.005/6/2010 6:17:44 PM
HH123$25.00$25.005/7/2010 12:24:29 AM
kind-adventurous-finance$25.00$25.005/6/2010 6:48:35 PM
Picopie$50.00$50.005/7/2010 12:19:03 AM
shoedds$25.00$25.005/6/2010 11:29:06 PM
chapman18$25.00$25.005/7/2010 2:14:03 AM
sloak$25.00$25.005/7/2010 2:04:38 AM
Mickeyblu$25.00$25.005/7/2010 2:39:09 AM
treasure-ace$25.00$25.005/7/2010 2:23:59 AM
the-bright-velocity$25.00$25.005/7/2010 2:39:33 AM
bid-papyrus$25.00$25.005/7/2010 2:29:52 AM
hope-eagle6$25.00$25.005/7/2010 2:30:05 AM
djh47a$25.00$25.005/7/2010 2:30:40 AM
visionary-community$25.00$25.005/7/2010 2:34:01 AM
mikrolown$25.00$25.005/7/2010 2:34:12 AM
CAGE-Investments$64.14$64.145/7/2010 2:34:20 AM
treasure-bliss$100.00$100.005/7/2010 4:29:10 AM
Katburg$35.00$35.005/7/2010 12:14:33 AM
Orca-man$25.00$25.005/7/2010 2:39:29 AM
jenq0001$25.00$25.005/7/2010 12:29:03 AM
a-consummate-camaraderi$32.51$32.515/7/2010 12:29:10 AM
tidy-dime$25.00$25.005/7/2010 2:44:53 AM
ichibon$75.00$75.005/7/2010 3:19:38 AM
kmr2$33.67$33.675/7/2010 3:44:47 AM
boater01$42.72$42.725/7/2010 1:17:45 AM
kbguru$28.34$28.345/7/2010 1:29:37 AM
rbb$25.00$25.005/7/2010 2:19:26 AM
czar3$40.00$40.005/7/2010 2:34:14 AM
a-finance-nirvana$25.00$25.005/7/2010 2:39:50 AM
Snailslug$25.00$25.005/7/2010 9:34:13 AM
misterhobbs$25.00$25.005/7/2010 9:34:30 AM
Rothgoe$25.00$25.005/7/2010 9:36:11 AM
Kierf$25.00$25.005/7/2010 9:34:19 AM
hizzy$25.00$25.005/7/2010 9:34:39 AM
jaynlana$25.00$25.005/7/2010 9:34:43 AM
shrewd-peace7$25.00$25.005/7/2010 9:46:03 AM
Ready2Loan$25.00$25.005/7/2010 9:34:49 AM
calm-deal7$25.00$25.005/7/2010 9:54:01 AM
108lender$200.00$200.005/7/2010 9:54:20 AM
northphoto$25.00$25.005/7/2010 9:36:02 AM
SDNLR$25.00$25.005/7/2010 9:36:20 AM
Artist_Blue$25.00$25.005/7/2010 7:05:15 AM
JGuide$25.00$25.005/7/2010 7:13:51 AM
favorite-commerce$50.00$50.005/7/2010 9:36:51 AM
Aberdeen$400.00$400.005/7/2010 9:36:54 AM
stollcm$25.00$25.005/7/2010 10:35:14 AM
Brainworm$25.00$25.005/7/2010 8:25:52 AM
ekdroom$25.00$25.005/7/2010 12:29:12 PM
uncleubb$25.00$25.005/7/2010 12:59:03 PM
xrycac$25.00$25.005/7/2010 9:24:02 AM
jlwells$25.00$25.005/7/2010 9:34:21 AM
scottjbarn$25.00$25.005/7/2010 9:34:45 AM
creature2$25.00$25.005/7/2010 9:54:51 AM
Glenn_Graham$50.00$50.005/7/2010 1:58:40 PM
bold-principal-thinker$25.00$25.005/7/2010 3:33:51 PM
revenue-ruler6$25.00$25.005/7/2010 10:36:02 AM
first-fund-empenada$25.00$25.005/7/2010 10:44:04 AM
KandKLegacyInvestments$25.00$25.005/7/2010 3:45:09 PM
nikgod$25.00$25.005/7/2010 3:45:40 PM
unitedins$25.00$25.005/7/2010 3:45:50 PM
Nerdster1$25.00$25.005/7/2010 3:46:03 PM
contract-eagle$34.96$34.965/7/2010 3:46:14 PM
troy0868$25.00$25.005/7/2010 3:46:30 PM
castanets2$25.00$25.005/7/2010 3:46:34 PM
NDFIRTH$31.07$31.075/7/2010 3:46:42 PM
lucrative-dollar$25.00$25.005/7/2010 3:46:53 PM
durability-exchanger$25.00$25.005/7/2010 3:47:01 PM
fcukciti$50.00$50.005/7/2010 3:47:20 PM
1phantom$29.67$29.675/7/2010 11:29:02 AM
flexible-vigilance7$25.00$25.005/7/2010 3:47:26 PM
GiantAardvark$25.00$25.005/7/2010 3:47:47 PM
bigdogsafety1$25.00$25.005/7/2010 3:48:07 PM
balanced-bill7$100.00$100.005/7/2010 3:48:26 PM
Sven79$50.00$50.005/7/2010 3:50:14 PM
Thunderswan$34.19$34.195/7/2010 3:45:41 PM
romario$48.32$48.325/7/2010 3:45:47 PM
jamiee73$25.00$25.005/7/2010 3:45:55 PM
tallmon$25.00$25.005/7/2010 3:45:59 PM
payout-mongoose$48.73$48.735/7/2010 3:46:11 PM
bill-expert$25.00$25.005/7/2010 3:46:20 PM
platinum-rapture6$25.00$25.005/7/2010 3:46:47 PM
gelidfrank$25.00$25.005/7/2010 3:46:55 PM
F16Pilot$25.00$25.005/7/2010 3:47:00 PM
sarisai$47.96$47.965/7/2010 3:47:18 PM
HamletTower$25.00$25.005/7/2010 3:48:09 PM
wwwUniversal$25.00$25.005/7/2010 3:48:24 PM
texrob20$25.00$25.005/7/2010 3:31:30 PM
Krozy$25.00$25.005/7/2010 3:45:40 PM
sopsop$50.00$50.005/7/2010 3:45:51 PM
klinebarger$25.00$25.005/7/2010 3:46:06 PM
DublinCaLender$25.00$25.005/7/2010 3:46:16 PM
dinero-festivity2$100.00$100.005/7/2010 3:46:26 PM
trapper569$25.00$25.005/7/2010 3:46:29 PM
supersarah61$25.00$25.005/7/2010 3:46:33 PM
Rdodson11$25.00$25.005/7/2010 3:46:36 PM
JanLal$25.00$25.005/7/2010 3:46:46 PM
jrbill1998$50.00$50.005/7/2010 3:46:54 PM
Favish$50.00$50.005/7/2010 3:47:03 PM
funds-rascal$50.00$50.005/7/2010 3:47:13 PM
Banker7371$25.00$25.005/7/2010 3:47:32 PM
GoldenTrout$25.00$25.005/7/2010 3:48:14 PM
fishintime$25.00$25.005/7/2010 3:48:16 PM
GeorgiaGator$50.00$50.005/7/2010 4:10:58 PM
bonus-adventure3$25.00$25.005/6/2010 5:12:04 PM
generous-deal6$25.00$25.005/6/2010 5:13:38 PM
availableloan$25.00$25.005/6/2010 5:11:11 PM
worth-arch$25.00$25.005/6/2010 5:12:56 PM
Comoparklender$30.00$30.005/6/2010 5:20:05 PM
DcUnited$25.00$25.005/6/2010 5:20:26 PM
interest-jedi0$50.00$50.005/6/2010 5:21:03 PM
dinero-speaker$25.00$25.005/6/2010 5:20:51 PM
newest-bountiful-basis$25.00$25.005/6/2010 5:21:51 PM
PRGuyinVA$25.00$25.005/6/2010 5:19:44 PM
objective-investor$100.00$100.005/6/2010 5:24:40 PM
Avala$50.00$50.005/6/2010 5:20:40 PM
community-saver0$25.00$25.005/6/2010 5:27:08 PM
the-bid-sorcerer$25.00$25.005/6/2010 5:21:43 PM
Panna$25.00$25.005/6/2010 5:28:24 PM
Havana21$48.61$48.615/6/2010 6:48:34 PM
torion$25.00$25.005/6/2010 6:48:32 PM
Phantom99$25.00$25.005/6/2010 5:26:47 PM
Dap2005$25.00$25.005/6/2010 9:59:40 PM
munnu$25.00$25.005/6/2010 11:19:02 PM
unassassinable$25.00$25.005/6/2010 8:29:53 PM
theprince$30.00$30.005/6/2010 8:38:38 PM
runner262$25.00$25.005/6/2010 11:59:58 PM
autonomous-basis$25.00$25.005/6/2010 5:50:35 PM
Cheburashka$25.00$25.005/7/2010 12:01:02 AM
ocho$25.00$25.005/6/2010 11:39:15 PM
Steveoo1$25.00$25.005/7/2010 12:01:13 AM
integrity-doctor$30.00$30.005/7/2010 12:29:19 AM
MoneyForNothing$25.00$25.005/6/2010 7:44:24 PM
g314$25.30$25.305/7/2010 12:29:09 AM
Lightlife$36.42$36.425/7/2010 12:59:16 AM
lancetc$25.00$25.005/7/2010 12:49:31 AM
RSV$25.00$25.005/7/2010 1:24:15 AM
delicious-social132$25.00$25.005/6/2010 9:59:34 PM
BuffetRocks$26.92$26.925/7/2010 1:44:10 AM
kain11286$25.00$25.005/7/2010 1:59:04 AM
Featherbee$25.00$25.005/7/2010 1:59:07 AM
pujols8996$30.00$30.005/7/2010 2:14:11 AM
SimpleChoice$25.00$25.005/7/2010 2:14:16 AM
market-solstice2$25.00$25.005/7/2010 2:39:32 AM
loan-master996$50.00$50.005/7/2010 2:24:04 AM
elegant-bonus$25.00$25.005/7/2010 2:34:15 AM
Trolley08$25.00$25.005/7/2010 12:09:39 AM
matusky$25.00$25.005/7/2010 12:14:06 AM
piter-to-la-investment$25.00$25.005/7/2010 2:39:05 AM
best-phenomenal-treasure$25.00$25.005/7/2010 2:39:13 AM
credit-kahuna$100.00$100.005/7/2010 2:39:36 AM
orderly-leverage$40.00$40.005/7/2010 12:29:06 AM
red-undaunted-kindness$29.24$29.245/7/2010 2:45:07 AM
lovely-order7$25.00$25.005/7/2010 6:04:11 AM
SpadeMike$28.92$28.925/7/2010 1:33:59 AM
the-money-gargantuan$25.00$25.005/7/2010 2:30:23 AM
Savings_EQ_Dignity$31.26$31.265/7/2010 2:30:26 AM
Rodo25$25.00$25.005/7/2010 8:02:54 AM
impeccable-transparency$28.42$28.425/7/2010 2:39:26 AM
p2ploan-leaper$50.00$50.005/7/2010 2:44:35 AM
orange-preeminant-bill$100.00$100.005/7/2010 4:40:14 AM
Vess$25.00$25.005/7/2010 9:35:10 AM
ashlil01$25.00$25.005/7/2010 4:59:07 AM
ms48105$25.00$25.005/7/2010 9:35:31 AM
financial-frenzy$33.83$33.835/7/2010 9:05:14 AM
time4aloan$34.55$34.555/7/2010 9:19:18 AM
thespindoctor$25.00$25.005/7/2010 9:35:07 AM
ClearLake$25.00$25.005/7/2010 9:54:17 AM
seabass123$25.00$25.005/7/2010 9:55:03 AM
helpinghand63$50.00$50.005/7/2010 9:36:00 AM
drawseeker$25.00$25.005/7/2010 9:36:06 AM
line6owner$36.00$36.005/7/2010 9:54:05 AM
teller$25.00$25.005/7/2010 10:04:07 AM
goalieman688$25.00$25.005/7/2010 10:10:47 AM
tboone_gekko$29.32$29.325/7/2010 8:41:11 AM
John_Galt$30.00$30.005/7/2010 11:36:12 AM
adama_48$25.00$25.005/7/2010 9:36:15 AM
steiglends$70.00$70.005/7/2010 9:45:02 AM
transparency-advocator$25.00$25.005/7/2010 9:45:43 AM
mcarm66$25.00$25.005/7/2010 2:54:00 PM
famous-hope$25.00$25.005/7/2010 9:54:52 AM
auction-workhorse679$25.00$25.005/7/2010 3:31:20 PM
credit-czar5$25.00$25.005/7/2010 10:24:14 AM
robust-trade$150.00$150.005/7/2010 3:34:01 PM
californiakhan$25.00$25.005/7/2010 10:44:01 AM
point-berserker$25.00$25.005/7/2010 3:45:43 PM
BigMoney56$25.00$25.005/7/2010 3:45:48 PM
balance-warrior$25.00$25.005/7/2010 3:31:18 PM
Raye147$25.00$25.005/7/2010 3:46:00 PM
REGS$25.00$25.005/7/2010 3:46:32 PM
nomneu$50.00$50.005/7/2010 3:46:38 PM
systematic-trade$25.00$25.005/7/2010 3:46:49 PM
loanman2007$50.00$50.005/7/2010 11:11:32 AM
investor7257$25.00$25.005/7/2010 3:47:06 PM
marketplace-buckeye$25.00$25.005/7/2010 3:47:36 PM
jd006006$40.00$40.005/7/2010 3:47:59 PM
favorite-dollar$25.00$25.005/7/2010 3:45:38 PM
Aries1978$25.00$25.005/7/2010 3:45:44 PM
credit-superstar3$25.00$25.005/7/2010 3:45:57 PM
financialaid$25.00$25.005/7/2010 3:46:08 PM
tremendous-payment$25.00$25.005/7/2010 3:46:41 PM
BidDaddyBigBucks$25.00$25.005/7/2010 3:46:51 PM
AF-Chief$27.00$27.005/7/2010 3:46:57 PM
important-ore$50.00$50.005/7/2010 3:47:11 PM
rider350$25.00$25.005/7/2010 3:47:44 PM
trade-widget1$25.00$25.005/7/2010 3:48:06 PM
Fastlife$25.00$25.005/7/2010 1:14:06 PM
gpuck$25.00$25.005/7/2010 3:37:42 PM
JonnyD$25.00$25.005/7/2010 3:45:43 PM
tedsrfdude$25.00$25.005/7/2010 3:45:49 PM
Terrencem$25.00$25.005/7/2010 3:45:52 PM
orgy63$25.00$25.005/7/2010 3:46:05 PM
bullish2bearish$25.00$25.005/7/2010 3:46:07 PM
Binan$25.00$25.005/7/2010 3:46:18 PM
stable-money$25.00$25.005/7/2010 3:46:31 PM
saysana$25.00$25.005/7/2010 3:46:35 PM
balance6$25.00$25.005/7/2010 3:46:45 PM
wampum-cocktail$25.00$25.005/7/2010 3:46:50 PM
established-payout$25.00$25.005/7/2010 3:47:02 PM
nickel-ferret$25.00$25.005/7/2010 3:47:10 PM
Chuck9802$25.00$25.005/7/2010 3:47:16 PM
ijspence$25.00$25.005/7/2010 3:48:02 PM
progressive-asset$100.00$100.005/7/2010 3:48:08 PM
cablenews$44.71$44.715/7/2010 3:48:13 PM
magnificent-reward9$25.00$25.005/7/2010 3:48:14 PM
greeninspirit$25.00$25.005/7/2010 3:48:18 PM
_wally_$50.00$30.785/7/2010 3:48:29 PM
dontscrewmeover1$50.00$50.005/7/2010 5:52:04 PM
b094$25.00$25.005/8/2010 2:33:18 PM
exchange-cub$64.39$64.395/9/2010 7:18:41 AM
gotbyu$35.00$35.005/8/2010 1:54:32 PM
256 bids
 
Borrower Payment Dependent Notes Series 456682
This series of Notes was issued and sold upon the funding of the borrower loan #42407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.30% Starting monthly payment: $95.68
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1991 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 17 / 16Length of status:14y 11m
Credit score: 760-779 (May-2010) Total credit lines: 36 Occupation: Architect
Now delinquent: 0 Revolving credit balance: $25,060Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 34%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: best-innocent-finance Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Foundation Repairs
Purpose of loan:
This loan will be used to?repair some?water problems?with the foundation on a duplex rental property. The concrete driveway?has cracked?along the foundation wall and moisture is beginning to show in the basement. I have contacted several professional contractors?to evaluate the situation and provide estimates for repair.??I am trying to take care of this problem immediately so it does not develop into a larger issue.

My financial situation:
I am a good candidate for this loan because I am financially stable and have been at my current job for 15 years. I have additional supplemental monthly income from several rental properties that are fully occupied. I have never been delinquent on a loan as my credit score reflects. My wife also has stable income as a teacher for 12 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dinero-speaker$25.00$25.005/3/2010 6:54:26 PM
integrity-doctor$65.00$65.005/3/2010 6:54:50 PM
interest-jedi0$50.00$50.005/3/2010 6:54:40 PM
balanced-bill7$100.00$100.005/3/2010 6:54:53 PM
GiantAardvark$25.00$25.005/3/2010 6:55:00 PM
golden-responsibility189$50.00$50.005/3/2010 6:55:17 PM
RandyL3$99.00$99.005/3/2010 7:00:37 PM
dontscrewmeover1$25.00$25.005/3/2010 7:16:40 PM
selector568$500.00$500.005/4/2010 10:24:08 AM
wwwUniversal$25.00$25.005/4/2010 11:24:01 AM
satisfying-durability$25.00$25.005/6/2010 9:23:37 AM
marshallmanhattan$25.00$25.005/7/2010 8:24:58 AM
mitcha1$25.00$25.005/7/2010 10:10:18 AM
tekkie2412$25.00$25.005/8/2010 1:24:21 AM
JerryB96$25.00$25.005/8/2010 7:10:24 AM
socal-lender$25.00$25.005/8/2010 12:01:43 PM
integrity-cowbell$25.00$25.005/9/2010 7:34:20 AM
doc1$100.00$100.005/9/2010 10:29:50 AM
swissbanker$50.00$50.005/9/2010 2:41:36 PM
djlucas$25.00$25.005/9/2010 8:01:46 PM
paul1$50.00$50.005/10/2010 6:15:43 AM
gaiusceasar$25.00$25.005/10/2010 7:49:50 AM
FundMaker$25.00$25.005/10/2010 9:57:56 AM
sknop64$25.00$25.005/9/2010 10:24:44 PM
dorypro$25.00$25.005/10/2010 4:36:15 PM
rce1964$25.00$25.005/10/2010 4:46:17 PM
friendinmoney$50.00$50.005/10/2010 4:58:04 PM
gothampark$25.00$25.005/10/2010 6:31:49 PM
lucabratsie$25.00$25.005/10/2010 6:32:26 PM
lucabratsie$25.00$25.005/10/2010 6:31:30 PM
availableloan$25.00$25.005/10/2010 6:45:12 PM
unassassinable$25.00$25.005/3/2010 6:54:31 PM
JGB$25.00$25.005/3/2010 6:54:35 PM
thorough-exchange4$25.00$25.005/3/2010 6:55:05 PM
Avala$50.00$50.005/3/2010 6:54:18 PM
fortytwo$100.00$100.005/3/2010 6:55:10 PM
radforj22$40.00$40.005/3/2010 6:55:13 PM
mlopez2007$50.00$50.005/3/2010 6:55:15 PM
Merganser$25.00$0.285/3/2010 6:55:24 PM
heeeley$25.00$25.005/4/2010 10:19:22 AM
turbospeed$25.00$25.005/5/2010 6:03:40 PM
BaxterSandy$50.00$50.005/5/2010 9:37:57 PM
drysdale-sd$25.00$25.005/6/2010 10:15:03 AM
all_of_that_one$25.00$25.005/7/2010 4:02:57 PM
logical-loyalty0$25.00$25.005/7/2010 5:32:25 PM
deal-pledge$25.00$25.005/7/2010 10:59:37 PM
mrcrace$50.00$50.005/8/2010 12:20:33 AM
simms2k$25.00$25.005/8/2010 9:23:31 AM
virtuous-coin$25.00$25.005/7/2010 5:24:51 PM
NoNameLender$59.42$59.425/7/2010 10:10:53 PM
revenue-marauder0$25.00$25.005/8/2010 12:01:55 AM
UnlimitedLoans$25.00$25.005/8/2010 7:24:20 AM
bowl800$25.00$25.005/9/2010 9:08:44 AM
Dollars4Rent$25.00$25.005/8/2010 10:57:06 AM
rich329$25.00$25.005/9/2010 7:20:40 AM
grasscutter$100.00$100.005/9/2010 8:42:41 AM
justin323$25.00$25.005/9/2010 5:12:09 PM
lukeskywalkerkp$100.00$100.005/9/2010 5:14:26 PM
giovani$25.00$25.005/9/2010 8:13:02 PM
Jaxfan11$25.00$25.005/9/2010 11:41:15 PM
Charmart$25.00$25.005/10/2010 2:41:43 AM
bnordman$36.30$36.305/9/2010 8:26:06 PM
Moneypenny6$25.00$25.005/10/2010 9:58:08 AM
indomart$50.00$50.005/10/2010 2:08:10 PM
wild-orange$25.00$25.005/10/2010 2:35:17 PM
achillesa$25.00$25.005/10/2010 2:45:06 PM
the-profit-oracle$25.00$25.005/10/2010 3:40:03 PM
Polarbearmarket$50.00$50.005/10/2010 4:02:59 PM
ChristopherHS$25.00$25.005/10/2010 5:29:19 PM
69 bids
 
Borrower Payment Dependent Notes Series 456754
This series of Notes was issued and sold upon the funding of the borrower loan #42444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  May-03-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $271.42
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $271.42
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 4 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 10 / 8Length of status:4y 0m
Credit score: 700-719 (Apr-2010) Total credit lines: 21 Occupation: Other
Now delinquent: 0 Revolving credit balance: $21,324Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: Loanpro Borrower's state: Colorado Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 700-719 (Latest)
Principal borrowed: $13,900.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2009)
740-759 (Nov-2007)
540-559 (Aug-2006)
540-559 (Aug-2006)
 
Principal balance: $2,431.49 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Buy new carpet for home
Purpose of loan:
This loan will be used to? Buy New Carpet



My financial situation:
I am a good candidate for this loan because? I have a great track record with all my debt own my own home and have a good job which I've had for 7 years. I have some high balances on my cards but are paying them down. I have never been late with 2 of my Prosper loans and will have the 2nd loan paid for November 2010. My credit score is a little low only because of credit card balances,which I am paying down currently. I am sure the Prosper community knows by my record I pay on time and my credit report shows my consistant reliable payments that were on time every month. Thanks for your consideration!



Debt as follows
Mortgage
$1937.00? per month
utilties $500 per month
3 Mastercards $200.00 per month
Kohls $35.00 per month
Sams 35.00 per month
food and gasoline $600.00 per month
Prosper loan 360.00 balance 2800.00 will be paid in November this year 2010.
HFC loan 260.00 per month.
Health Ins 127.00 per month
Approx?4000.00

I have $6000.00 a month in Income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain your high revolving credit balance. Why would you take on more debt at this point? Thanks and best wishes. - reflective-rupee
A: Payments are manageable at this point, larger payments will be made all summer and winter to get debt paid down to 10% usage. I will also have Prosper loan paid in November which will give me more money to apply to my credit card debt. The New Millenium card is a deposit card, that money was mine to begin with, I can close the account anytime, keep it only for credit rating purposes. I am a 2 income household, have also child support money every month I have not stated that income in listing. (May-04-2010)
Q: what's your monthly net income please, and see my page. thank you - Tono
A: Family Net income with all of us meaning Husband, son, myself. 12,000.00 a month and with child support 12,186.00 total. Just my income is $6186.00 per month with the child support. All the utilities, insurance for home and cars and food are paid by my Husband. I pay the mortgage House is in my name and I pay all health insurances for all of us. Thanks.. :)My credit report shows a good score,have perfect standing with Prosper loans...BAFFLED WHY WOULD THEY HAVE ME HR? (May-07-2010)
Q: If your income is $6000/month, why does it say $24-$49k up at the top of this form? - understanding-fairness9
A: My last years income was less.That is not the income for 2010 . Last year was slower and I did not make as much as I have the first part of this year. I think that happened to everyone and with Prosper they might ask for last years Tax return so I had to be accurate. My pay went up again to what it used to be. And again I want to say even with the last part of last year being so much less I was never late on anything. (May-09-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.005/3/2010 8:17:38 PM
MoneyForNothing$25.00$25.005/3/2010 10:49:07 PM
jhouman$25.00$25.005/4/2010 3:53:42 PM
well-mannered-income3$75.00$75.005/4/2010 6:44:56 PM
loanman2007$200.00$200.005/6/2010 7:18:21 AM
quicksilver70$25.00$25.005/6/2010 4:02:25 PM
money-fort$25.00$25.005/6/2010 7:45:44 PM
JGuide$401.00$401.005/7/2010 1:46:30 PM
JGuide$101.00$101.005/7/2010 1:46:04 PM
gpuck$25.00$25.005/7/2010 3:32:30 PM
Tono$25.00$25.005/7/2010 4:07:17 PM
loss-of-control$50.00$50.005/8/2010 10:00:15 AM
unger$50.00$50.005/8/2010 9:35:45 AM
myutmost$36.60$36.605/8/2010 12:11:23 PM
DasMula$25.00$25.005/7/2010 10:20:50 PM
Kash2010lu$35.00$35.005/9/2010 8:19:42 AM
vigilance-searcher$25.00$25.005/9/2010 4:35:14 PM
helping-out$25.00$25.005/9/2010 4:21:00 PM
lucrative-transparency0$200.00$200.005/10/2010 4:15:06 AM
loanman2007$100.00$100.005/10/2010 4:58:13 AM
reflective-rupee$600.00$211.885/9/2010 9:31:32 PM
reflective-rupee$500.00$500.005/9/2010 9:37:30 PM
five-star-note$61.19$61.195/10/2010 12:45:28 AM
reflective-rupee$500.00$500.005/9/2010 9:37:54 PM
reflective-rupee$25.00$25.005/9/2010 9:38:53 PM
reflective-rupee$600.00$600.005/4/2010 3:12:07 PM
Ogerta$25.00$25.005/5/2010 8:01:21 AM
McDeeter$78.33$78.335/5/2010 9:06:10 AM
icanhasloanz$300.00$300.005/6/2010 3:15:12 AM
Ogerta$100.00$100.005/7/2010 9:15:14 AM
selector568$50.00$50.005/7/2010 1:49:21 PM
Tono$25.00$25.005/7/2010 4:06:32 PM
realtormoises$25.00$25.005/7/2010 4:33:43 PM
brother_tam$100.00$100.005/7/2010 9:12:36 PM
DasMula$25.00$25.005/7/2010 10:21:19 PM
allbalooboy2$50.00$50.005/8/2010 9:08:26 PM
well-mannered-income3$75.00$75.005/9/2010 7:01:19 AM
Aberdeen$500.00$500.005/9/2010 9:33:59 PM
Aberdeen$400.00$400.005/9/2010 9:34:09 PM
NekHoldings$25.00$25.005/10/2010 5:25:04 AM
reflective-rupee$25.00$25.005/9/2010 9:38:25 PM
Aberdeen$400.00$400.005/9/2010 9:34:00 PM
Aberdeen$400.00$400.005/9/2010 9:34:10 PM
43 bids
 
Borrower Payment Dependent Notes Series 456828
This series of Notes was issued and sold upon the funding of the borrower loan #42450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 33.00% Final borrower rate/APR: 34.00% / 36.44% Final monthly payment: $111.68
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 26.95%  
Lender servicing fee: 1.00% Estimated return: 6.05%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2000 Debt/Income ratio: 35%
Basic (1-10): 3 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 8 / 8Length of status:7y 3m
Credit score: 640-659 (May-2010) Total credit lines: 29 Occupation: Computer Programmer
Now delinquent: 1 Revolving credit balance: $7,260Stated income:$25,000-$49,999
Amount delinquent: $249 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: arnold4112 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,600.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2009)
640-659 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Paying for summer school for my son
Purpose of loan:
This loan will be used to pay for my summer school for my son Kade. He'll be entering second grade in the fall and his teacher has indicated that he needs reading and writing help throughout the summer to not fall behind for second grade. He will be enrolling at Sylvan learning center where he will attend class 4 hours per week for 16 weeks. The cost of the classes will be $38 per hour for 64 hours ($2,432 total).

My financial situation:
I am a good candidate for this loan because unlike my HR rating, I am very responsible when it comes to paying my bills. My score is HR because my debt to income ratio is higher than it should be. I purchased a home and 2 vehicles before I was married and these debts assume only my income and not the full time income of my wife. I just recently paid off a previous prosper loan early. I never missed a payment and paid off my loan in 28 months.

Monthly net income: $ 4270

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 128
??Car expenses: $ 450
??Utilities: $ 310
??Phone, cable, internet: $ 240
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 350
??Other expenses: $ 200
? Total after bills: $1192
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$50.00$50.005/4/2010 4:32:21 PM
frugalinvestor20$25.00$25.005/4/2010 4:32:27 PM
ogbobb$80.70$80.705/4/2010 7:20:17 PM
OrdiNance$30.00$30.005/10/2010 8:10:29 AM
FASTIZIO_P$25.00$25.005/10/2010 4:38:10 PM
reflective-rupee$100.00$100.005/10/2010 8:56:36 PM
DasMula$25.00$25.005/10/2010 9:25:07 PM
Ogerta$140.65$140.655/11/2010 7:42:13 AM
LeoBUSIIT$25.00$25.005/11/2010 11:07:52 AM
Ogerta$60.00$60.005/11/2010 2:11:04 PM
autonomous-truth$50.00$50.005/11/2010 2:30:49 PM
FallonCredit$25.00$25.005/11/2010 4:02:05 PM
Engineer44$25.00$25.005/11/2010 4:26:19 PM
glroark$50.00$50.005/11/2010 3:49:15 PM
SNH$50.00$50.005/5/2010 5:14:10 PM
myutmost$35.00$35.005/6/2010 7:34:56 AM
brondero$120.00$120.005/8/2010 8:00:56 AM
NekHoldings$25.00$25.005/10/2010 9:06:24 AM
brondero$130.00$130.005/10/2010 5:04:10 PM
SolarMoonshine$25.00$25.005/10/2010 6:21:05 PM
Aberdeen$400.00$400.005/10/2010 8:14:00 PM
YoungTaxMan$700.00$15.785/10/2010 8:54:52 PM
reflective-rupee$25.00$25.005/10/2010 8:56:53 PM
unger$50.00$50.005/11/2010 3:27:22 AM
reflective-rupee$25.00$25.005/10/2010 8:57:15 PM
shark8851$50.00$50.005/10/2010 9:56:24 PM
carrinel$72.00$72.005/11/2010 7:29:49 AM
reflective-rupee$250.00$250.005/10/2010 8:13:44 PM
Kash2010lu$35.00$35.005/11/2010 8:40:24 AM
sparkling-contract7$25.00$25.005/11/2010 6:27:02 AM
Leshan$100.00$100.005/11/2010 8:12:50 AM
FarmersBank$25.00$25.005/11/2010 6:27:40 AM
Mikale360$25.00$25.005/11/2010 7:34:06 AM
Finance_Jedi$25.00$25.005/11/2010 8:35:43 AM
wealth-multiplier$29.67$29.675/11/2010 2:23:44 PM
Peterman$25.00$25.005/11/2010 12:15:17 PM
a_falk22$25.00$25.005/11/2010 11:55:19 AM
eclipse056$26.20$26.205/11/2010 2:36:13 PM
fireferd$50.00$50.005/11/2010 4:18:45 PM
return-grizzly$100.00$100.005/11/2010 3:06:53 PM
transparency-tomahawk$25.00$25.005/11/2010 3:38:37 PM
41 bids
 
Borrower Payment Dependent Notes Series 456838
This series of Notes was issued and sold upon the funding of the borrower loan #42457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,995.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.25
Final lender yield: 29.99% Final borrower rate/APR: 30.99% / 33.38% Final monthly payment: $85.78
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.76%  
Lender servicing fee: 1.00% Estimated return: 10.23%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1988 Debt/Income ratio: 105%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 5Length of status:7y 9m
Credit score: 660-679 (May-2010) Total credit lines: 14 Occupation: Teacher's Aide
Now delinquent: 2 Revolving credit balance: $4,477Stated income:$1-$24,999
Amount delinquent: $176 Bankcard utilization: 53%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Boo1960 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 17 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,750.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2009)
640-659 (Sep-2008)
680-699 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Excellent Prosper Track Record!
Purpose of loan:

I plan to consolidate a portion of my outstanding credit card debt with this loan.? I will pay the remaining card balances from my bi-weekly pay check as well as make my Prosper loan on time through direct debit.? After paying off my outstanding credit card balances I will excellerate my payments on the prosper loan.

This is my 3rd loan through Prosper.? I have an excellent track record of paying back borrowed funds.

My financial situation:

My husband pays ALL family budget items.? I am responsible for MY outstanding credit card debt.

Monthly net income: $ 1,695.00?

Monthly expenses: $?

My husband pays ALL family budget items.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Mark-M$25.00$25.005/5/2010 8:25:35 PM
brondero$75.00$75.005/8/2010 7:55:34 AM
lender12345$25.00$25.005/9/2010 7:33:02 PM
fuisci$25.00$25.005/10/2010 3:46:35 PM
Tono$25.00$25.005/10/2010 4:42:59 PM
goodcents$25.00$25.005/10/2010 7:25:40 PM
Kash2010lu$35.00$35.005/10/2010 6:59:56 PM
SolarMoonshine$25.00$25.005/10/2010 5:57:42 PM
unfixer$25.00$25.005/11/2010 1:06:07 AM
AustinAmerica$25.00$25.005/10/2010 9:32:05 PM
DasMula$25.00$25.005/10/2010 9:27:59 PM
MilitaryLending$100.00$100.005/11/2010 2:20:28 PM
healingangel22$25.00$25.005/11/2010 2:29:43 PM
money-fort$35.77$35.775/11/2010 4:25:08 PM
RecoveryLender$25.00$25.005/11/2010 1:15:32 PM
fireferd$51.31$51.315/11/2010 4:19:50 PM
FallonCredit$25.00$25.005/11/2010 3:59:09 PM
SNH$50.00$50.005/5/2010 5:22:01 PM
Mr_Egret$45.00$45.005/6/2010 3:39:41 AM
DonDiego$25.00$25.005/8/2010 12:42:31 AM
ldr2000$50.00$50.005/9/2010 12:45:22 PM
Unitas4302$300.00$300.005/9/2010 11:51:55 PM
realtormoises$25.00$25.005/10/2010 9:48:37 AM
boodo$194.78$121.715/11/2010 7:26:46 AM
Loanstou$100.00$100.005/10/2010 9:30:36 PM
Leshan$75.00$75.005/11/2010 8:13:52 AM
CommunityArts_Non-profit$50.00$50.005/11/2010 8:20:40 AM
quiggles$25.00$25.005/11/2010 6:24:47 AM
Chesterite$250.00$250.005/11/2010 11:27:14 AM
dudebrah$25.00$25.005/11/2010 2:08:43 PM
Bill88$30.00$30.005/11/2010 3:12:13 PM
Ogerta$50.00$50.005/11/2010 2:07:54 PM
reflective-rupee$25.00$25.005/11/2010 11:38:46 AM
respectful-credit3$101.21$101.215/11/2010 3:42:19 PM
kinetic-social$25.00$25.005/11/2010 1:09:45 PM
WeshaTheLeopard$25.00$25.005/11/2010 2:03:25 PM
36 bids
 
Borrower Payment Dependent Notes Series 456854
This series of Notes was issued and sold upon the funding of the borrower loan #42453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,100.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-04-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 26.25% Starting borrower rate/APR: 27.25% / 29.59% Starting monthly payment: $249.85
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $249.85
 
Auction yield range: 11.04% - 26.25% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1970 Debt/Income ratio: 6%
Basic (1-10): 7 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 9Length of status:6y 3m
Credit score: 760-779 (May-2010) Total credit lines: 51 Occupation: Other
Now delinquent: 0 Revolving credit balance: $22,342Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 39%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: red-bill-thinker Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain your use for the proceeds from this proposed loan. Thanks and best wishes. - reflective-rupee
A: I need to pay medical bills from my late husband who passed away last year. (May-05-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.005/4/2010 4:28:15 PM
funds-rascal$25.00$25.005/4/2010 4:33:10 PM
Havana21$50.00$50.005/4/2010 4:35:45 PM
worth-arch$25.00$25.005/4/2010 4:35:28 PM
Comoparklender$25.00$25.005/4/2010 4:37:07 PM
copper$30.00$30.005/4/2010 4:38:39 PM
reward-adventure$30.00$30.005/4/2010 4:38:44 PM
dime-producer$25.00$25.005/4/2010 4:38:20 PM
Phantom99$25.00$25.005/4/2010 4:34:12 PM
GiantAardvark$25.00$25.005/4/2010 4:38:53 PM
gelidfrank$25.00$25.005/4/2010 4:38:33 PM
deal-hickory5$25.00$25.005/4/2010 4:38:56 PM
unforgettable-fund2$25.00$25.005/4/2010 4:39:06 PM
personal-lender$25.00$25.005/4/2010 4:39:11 PM
autonomous-truth$25.00$25.005/4/2010 4:39:46 PM
red-favorable-basis$25.00$25.005/4/2010 4:39:30 PM
Rattlehead$25.00$25.005/4/2010 4:39:34 PM
Streetfighter$50.00$50.005/4/2010 4:39:37 PM
generous-deal6$25.00$25.005/4/2010 4:36:32 PM
cablenews$25.00$25.005/4/2010 4:39:08 PM
Artist_Blue$25.00$25.005/4/2010 4:39:42 PM
DcUnited$25.00$25.005/4/2010 4:39:49 PM
the-bid-sorcerer$25.00$25.005/4/2010 4:44:15 PM
AlexTrep$25.00$25.005/4/2010 4:48:31 PM
authoritative-capital$25.00$25.005/4/2010 4:59:04 PM
return-eclipse0$25.00$25.005/4/2010 4:59:18 PM
MARWARISETH$25.00$25.005/4/2010 4:59:18 PM
tjone69$28.90$28.905/4/2010 8:41:38 PM
inspiring-reward$25.00$25.005/5/2010 1:31:31 AM
ssh1983$25.00$25.005/5/2010 2:19:55 AM
aasx1108$25.00$25.005/5/2010 2:20:04 AM
burrito6$25.00$25.005/5/2010 2:47:53 AM
silver-trajectory6$25.00$25.005/4/2010 7:11:10 PM
rescue$50.00$50.005/5/2010 4:05:45 AM
r0b3m4n$25.00$25.005/4/2010 7:59:39 PM
secobarbital$25.00$25.005/5/2010 4:40:32 AM
seisen$28.30$28.305/5/2010 4:55:43 AM
natecam$25.00$25.005/5/2010 5:44:22 AM
schpere$25.00$25.005/5/2010 6:15:41 AM
kindness-percolator5$25.00$25.005/5/2010 2:19:42 AM
jonbozeman$25.00$25.005/5/2010 2:20:18 AM
ingenious-deal6$25.00$25.005/5/2010 6:34:59 AM
openness-prospector$25.00$25.005/5/2010 6:35:12 AM
Supernick$25.00$25.005/5/2010 7:07:29 AM
rock-turner$25.00$25.005/5/2010 6:42:34 AM
Kaj$25.00$25.005/5/2010 5:03:43 AM
industrious-dedication$25.00$25.005/5/2010 6:35:04 AM
reflective-rupee$100.00$100.005/5/2010 9:33:58 AM
orange-preeminant-bill$47.96$47.965/5/2010 9:39:59 AM
treasure-amplifier6$25.00$25.005/5/2010 9:52:11 AM
bnlforever$25.00$25.005/5/2010 9:35:41 AM
thedreamer$25.00$25.005/5/2010 11:11:31 AM
Nickle-and-Dime-Loans$25.00$25.005/5/2010 9:34:19 AM
S-Master$25.00$25.005/5/2010 1:47:43 PM
imlosttoo$25.00$25.005/5/2010 3:04:43 PM
hard-working-loot$25.00$25.005/5/2010 3:07:21 PM
fortytwo$50.00$50.005/5/2010 11:10:37 AM
b2m80s$25.00$25.005/5/2010 11:11:24 AM
magnolia161$25.00$25.005/5/2010 11:11:41 AM
kmr2$250.00$250.005/5/2010 11:28:33 AM
Workaholic79$100.00$100.005/5/2010 12:44:00 PM
thorough-exchange4$25.00$25.005/5/2010 1:03:41 PM
transaction-eclipse$25.00$25.005/5/2010 3:07:04 PM
samo102us$25.00$25.005/5/2010 6:14:36 PM
x27$25.00$25.005/5/2010 8:19:55 PM
topher515$25.00$25.005/5/2010 8:20:14 PM
treasure-bliss$47.96$47.965/5/2010 6:23:58 PM
FeedTheMachine$33.76$33.765/5/2010 8:21:14 PM
MONEYMATCH$25.00$25.005/5/2010 8:20:01 PM
CarDealer3070$30.00$30.005/5/2010 8:20:11 PM
decisive-capital$71.89$71.895/5/2010 8:20:38 PM
wwwUniversal$25.00$25.005/5/2010 8:43:56 PM
reflective-rupee$50.00$50.005/5/2010 10:13:14 PM
kid8549$25.00$25.005/5/2010 6:29:30 PM
mudaholic$25.00$25.005/5/2010 8:19:49 PM
loan-master996$50.00$50.005/5/2010 8:20:00 PM
anton$97.06$97.065/5/2010 8:20:08 PM
BBL$25.00$25.005/5/2010 8:20:25 PM
AF_Trust$25.00$25.005/5/2010 8:20:58 PM
tntmojave$25.00$25.005/8/2010 1:10:05 PM
shrewd-peace7$50.00$50.005/4/2010 4:28:18 PM
honorable-yield$35.00$35.005/4/2010 4:33:12 PM
payment-gusto$25.00$25.005/4/2010 4:35:02 PM
basis-prodigy$25.00$25.005/4/2010 4:38:24 PM
JGB$25.00$25.005/4/2010 4:39:00 PM
supreme-hope$25.00$25.005/4/2010 4:39:03 PM
orderly-leverage$30.00$30.005/4/2010 4:38:46 PM
greenwell$25.00$25.005/4/2010 4:39:26 PM
rhin0cerx$50.00$50.005/4/2010 4:39:22 PM
balanced-bill7$75.00$75.005/4/2010 4:39:51 PM
marketplace-buckeye$25.00$25.005/4/2010 4:39:57 PM
yeti888$25.00$25.005/4/2010 4:36:41 PM
life-is-great$25.00$25.005/4/2010 4:41:30 PM
finance-prescription$50.00$50.005/4/2010 4:42:25 PM
actvtrdr$35.00$35.005/4/2010 4:38:49 PM
Zolton$200.00$200.005/4/2010 4:39:16 PM
unforgettable-order9$25.00$25.005/4/2010 4:39:40 PM
asiaratt$100.00$100.005/4/2010 4:43:51 PM
lucrative-dollar$25.00$25.005/4/2010 4:44:12 PM
MrUnderhill$50.00$50.005/4/2010 4:47:45 PM
loyalist1$100.00$100.005/4/2010 4:48:00 PM
ukstevenhawaii$50.00$50.005/4/2010 4:59:19 PM
Rogesparkguy$25.00$25.005/4/2010 6:15:38 PM
gjh37$25.00$25.005/4/2010 7:53:48 PM
LuvToLend$25.00$25.005/4/2010 8:41:41 PM
reflective-rupee$100.00$100.005/4/2010 9:03:16 PM
Speculator$100.00$100.005/4/2010 6:08:45 PM
1phantom$25.00$25.005/5/2010 1:23:46 AM
zburner$25.00$25.005/5/2010 2:19:48 AM
brother_tam$50.00$50.005/5/2010 2:19:58 AM
upright-revenue7$50.00$50.005/5/2010 2:20:13 AM
desertoasis$25.00$25.005/5/2010 2:20:08 AM
market-pudding$25.00$25.005/5/2010 4:24:35 AM
reflective-rupee$100.00$100.005/4/2010 9:03:06 PM
teller$25.00$25.005/5/2010 4:55:56 AM
flwah$25.00$25.005/5/2010 5:44:26 AM
lloyd_s$25.00$25.005/5/2010 5:44:34 AM
integrity-doctor$25.00$25.005/5/2010 3:03:08 AM
asset-professor$35.00$35.005/5/2010 6:41:28 AM
israel15$25.00$25.005/5/2010 4:06:12 AM
jrbill1998$25.00$25.005/5/2010 6:58:44 AM
DadWarbucks$25.00$25.005/5/2010 5:19:43 AM
HHP$25.00$25.005/5/2010 5:27:39 AM
castleman$25.00$25.005/5/2010 8:44:15 AM
joeirps$25.00$25.005/5/2010 8:19:52 AM
PRGuyinVA$25.00$25.005/5/2010 8:44:37 AM
moola-man$25.00$25.005/5/2010 6:41:18 AM
xyzlmno$25.00$25.005/5/2010 9:35:49 AM
wise-silver-wonder$25.00$25.005/5/2010 9:26:10 AM
reflective-rupee$100.00$100.005/5/2010 9:34:09 AM
interest-griffin$25.00$25.005/5/2010 11:11:44 AM
VeniVidiDuci$25.00$25.005/5/2010 8:04:16 AM
lagnisiruk$25.00$25.005/5/2010 11:11:29 AM
frogperson$100.00$100.005/5/2010 11:47:16 AM
chiwang$25.00$25.005/5/2010 12:40:44 PM
reflective-rupee$100.00$100.005/5/2010 9:33:47 AM
dschaaf$25.00$25.005/5/2010 9:34:46 AM
IIP77$25.00$25.005/5/2010 3:07:06 PM
gustavzantanon$35.27$35.275/5/2010 3:05:08 PM
108lender$25.00$25.005/5/2010 10:54:16 AM
order-tonic$25.00$25.005/5/2010 4:21:49 PM
circuitfive$25.00$25.005/5/2010 11:11:43 AM
melodious-fairness$25.00$25.005/5/2010 2:51:26 PM
macgeek$25.00$25.005/5/2010 2:59:01 PM
computers-er$25.36$25.365/5/2010 5:20:37 PM
fuzed$50.00$50.005/5/2010 5:43:57 PM
Mopedcouple$25.00$25.005/5/2010 8:19:53 PM
gizzywump$25.00$25.005/5/2010 8:20:02 PM
Mantis75$25.00$25.005/5/2010 8:20:23 PM
micko$25.00$25.005/5/2010 8:20:53 PM
Sateesh$100.00$100.005/5/2010 8:21:03 PM
xzec777$25.00$25.005/5/2010 8:19:58 PM
reflective-rupee$50.00$50.005/5/2010 10:12:55 PM
selfmademan$25.00$25.005/5/2010 8:20:18 PM
reflective-rupee$200.00$108.545/5/2010 10:13:28 PM
kginatl$25.00$25.005/5/2010 6:23:59 PM
fostaman$25.00$25.005/5/2010 8:19:57 PM
asmithj$50.00$50.005/5/2010 8:20:15 PM
Midwestvalues$100.00$100.005/5/2010 8:22:18 PM
robust-trade$25.00$25.005/5/2010 8:43:56 PM
irrelevant$25.00$25.005/7/2010 12:44:06 PM
161 bids
 
Borrower Payment Dependent Notes Series 456898
This series of Notes was issued and sold upon the funding of the borrower loan #42398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  May-04-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 19.00% Starting borrower rate/APR: 20.00% / 22.24% Starting monthly payment: $185.82
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 22.24% Final monthly payment: $185.82
 
Auction yield range: 6.04% - 19.00% Estimated loss impact: 5.33%  
Lender servicing fee: 1.00% Estimated return: 13.67%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1967 Debt/Income ratio: 4%
Basic (1-10): 8 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 7 / 7Length of status:11y 11m
Credit score: 720-739 (Apr-2010) Total credit lines: 16 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $68,252Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Co-Papa Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Autistic Grandson's Medical Bills
Purpose of loan:
This loan will be used to pay my Autistic grandson's medical bills.? My son has gone through a divorce and is responsible for my grandson's medical bills.? The bills are due and this will help pay them off.? ?I want to give him the ability to pay these bills over a period of time.


My financial situation:
I am a good candidate for this loan because I have great payment history with my credit accounts for over 35 years.? I own my house and I want to help my son.
My monthly net income is $6800.? My expenses are $2500.
The medical bills are over $50k so this $5K will pay the remaining of the bills.? I am picking up 45K of these bills.



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
income-fortress$25.00$25.005/4/2010 4:37:26 PM
tntmojave$25.00$25.005/4/2010 4:37:33 PM
loan_doctor$25.00$25.005/4/2010 4:37:29 PM
FinDoc$25.00$25.005/4/2010 4:44:24 PM
newest-bountiful-basis$25.00$25.005/4/2010 4:44:35 PM
prohelper$50.00$50.005/4/2010 4:47:41 PM
feedpaulyfaster$25.00$25.005/4/2010 4:55:02 PM
the-auction-lotus$25.00$25.005/4/2010 4:55:14 PM
MasterKey$25.00$25.005/4/2010 4:57:05 PM
reflective-rupee$100.00$100.005/4/2010 4:57:53 PM
kginatl$25.00$25.005/4/2010 4:56:04 PM
smart-gain$50.00$50.005/4/2010 5:09:52 PM
Rattlehead$50.00$50.005/4/2010 4:56:16 PM
point-berserker$25.00$25.005/4/2010 11:39:22 PM
buckyhead2000$25.00$25.005/5/2010 4:40:27 AM
meteoric-asset4$25.00$25.005/5/2010 8:28:34 AM
cerebral-return3$25.00$25.005/5/2010 9:48:29 AM
frogperson$100.00$100.005/5/2010 11:45:21 AM
Bank_Of_XL$50.00$50.005/5/2010 8:37:37 AM
cognizant-rate732$28.72$28.725/5/2010 11:02:52 AM
ijspence$25.00$25.005/5/2010 5:29:56 PM
blissful-note7$25.00$25.005/6/2010 2:43:47 AM
mercuriant$25.00$25.005/6/2010 9:46:58 AM
bdruss$25.00$25.005/6/2010 9:44:16 AM
favorite-commerce$50.00$50.005/6/2010 12:54:40 PM
miamiwill$50.00$50.005/6/2010 2:25:03 PM
hope-legend4$25.00$25.005/6/2010 12:50:02 PM
rgryoung20$25.00$25.005/6/2010 1:03:44 PM
well-mannered-income3$50.00$50.005/6/2010 5:22:33 PM
alex189a$25.12$25.125/7/2010 2:09:23 AM
duty-monger$50.00$50.005/7/2010 7:13:20 AM
kind-efficient-credit$75.00$42.405/7/2010 8:06:48 AM
lukeskywalkerkp$50.00$50.005/8/2010 11:16:58 AM
CERTIFIED$100.00$100.005/9/2010 8:04:47 AM
loan-fate$50.00$50.005/9/2010 8:10:30 AM
nilonc1$500.00$500.005/8/2010 8:59:08 PM
MC7608$30.00$30.005/8/2010 1:36:38 PM
credit-observatory$25.00$25.005/9/2010 3:06:40 PM
Taz-Man-IIWIS$25.00$25.005/9/2010 6:17:42 PM
reflective-rupee$25.00$25.005/9/2010 9:17:42 PM
p2ploan-sensation211$25.00$25.005/9/2010 8:08:50 PM
reflective-rupee$200.00$200.005/9/2010 9:15:51 PM
reflective-rupee$100.00$100.005/9/2010 9:16:38 PM
allloans4me$50.00$50.005/9/2010 9:19:19 PM
reflective-rupee$25.00$25.005/9/2010 9:17:08 PM
mosby$50.00$50.005/9/2010 9:19:10 PM
fund-medalist171$35.00$35.005/10/2010 8:56:04 AM
frogperson$50.00$50.005/4/2010 4:37:13 PM
iolaire$25.00$25.005/4/2010 4:44:09 PM
wealth-pal3$25.00$25.005/4/2010 4:44:27 PM
M_V$100.00$100.005/4/2010 4:54:36 PM
Beverly_Hills_Lender$25.00$25.005/4/2010 4:54:38 PM
investorrr$25.00$25.005/4/2010 4:55:00 PM
matthewa$25.00$25.005/4/2010 4:55:09 PM
TSC$50.00$50.005/4/2010 4:55:56 PM
jeffpac$55.00$55.005/4/2010 4:43:57 PM
DisftwildArmyMom$25.00$25.005/4/2010 4:54:56 PM
matthewa$25.00$25.005/4/2010 4:57:08 PM
spreadgoodwill$25.00$25.005/4/2010 4:55:45 PM
investor_101$50.00$50.005/4/2010 4:56:02 PM
orange-finance-banker$50.00$50.005/4/2010 4:56:10 PM
propertytransformer$30.00$30.005/4/2010 4:56:52 PM
YoungTaxMan$48.76$48.765/4/2010 5:13:53 PM
30674949$25.00$25.005/4/2010 4:54:58 PM
selector568$400.00$400.005/4/2010 4:55:13 PM
building_community$50.00$50.005/4/2010 4:55:49 PM
silverloan$50.00$50.005/4/2010 4:56:15 PM
BGILlender$25.00$25.005/4/2010 4:56:21 PM
truth-trapper$25.00$25.005/4/2010 6:36:58 PM
371millwood$200.00$200.005/4/2010 7:54:54 PM
zento$25.00$25.005/5/2010 2:19:12 AM
spy0$25.00$25.005/5/2010 7:42:44 AM
brightest-fascinating-principal$100.00$100.005/5/2010 10:32:04 AM
mrbalboa$25.00$25.005/5/2010 2:41:20 PM
mpatrick$50.00$50.005/5/2010 5:14:05 PM
hmarquiss4$50.00$50.005/5/2010 8:05:46 PM
Marfloogan$25.00$25.005/5/2010 8:19:13 PM
Mav26$40.00$40.005/6/2010 1:19:20 PM
Josphine$50.00$50.005/6/2010 11:18:53 AM
Sven79$50.00$50.005/6/2010 6:48:36 PM
Imaginos1892$50.00$50.005/7/2010 9:49:19 PM
pythia$25.00$25.005/8/2010 4:17:35 AM
golffish2$100.00$100.005/8/2010 8:23:21 AM
Oakland$50.00$50.005/8/2010 11:40:18 AM
ASG_NECO$50.00$50.005/8/2010 8:46:31 AM
mystss$40.00$40.005/8/2010 1:38:01 PM
credit-panda1$50.00$50.005/9/2010 1:39:53 PM
buffalobills$25.00$25.005/9/2010 5:22:29 PM
reflective-rupee$25.00$25.005/9/2010 9:17:31 PM
scredneck$50.00$50.005/9/2010 9:19:16 PM
top-courteous-peso$25.00$25.005/9/2010 1:09:01 PM
reflective-rupee$100.00$100.005/9/2010 9:16:51 PM
wwwUniversal$25.00$25.005/9/2010 9:19:20 PM
CTG_JaQ$50.00$50.005/10/2010 7:49:59 AM
leverage-monger$25.00$25.005/10/2010 8:50:15 AM
95 bids
 
Borrower Payment Dependent Notes Series 457230
This series of Notes was issued and sold upon the funding of the borrower loan #42472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-06-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $80.85
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 10.99% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1985 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:44y 9m
Credit score: 720-739 (May-2010) Total credit lines: 4 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $5,802Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: rate-labyrinth Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-peace7$35.00$35.005/6/2010 5:06:24 PM
social-conductor4$25.00$25.005/6/2010 5:07:07 PM
Comoparklender$25.00$25.005/6/2010 5:10:38 PM
payment-gusto$25.00$25.005/6/2010 5:12:41 PM
Havana21$50.00$50.005/6/2010 5:13:14 PM
generous-deal6$25.00$25.005/6/2010 5:13:46 PM
dime-producer$25.00$25.005/6/2010 5:14:37 PM
orderly-leverage$30.00$30.005/6/2010 5:15:14 PM
GiantAardvark$25.00$25.005/6/2010 5:15:30 PM
Zolton$200.00$200.005/6/2010 5:16:17 PM
red-favorable-basis$25.00$25.005/6/2010 5:16:36 PM
cablenews$25.00$25.005/6/2010 5:16:02 PM
autonomous-truth$25.00$25.005/6/2010 5:17:00 PM
balanced-bill7$75.00$75.005/6/2010 5:17:09 PM
Rattlehead$25.00$25.005/6/2010 5:16:39 PM
unforgettable-order9$25.00$25.005/6/2010 5:16:52 PM
reward-adventure$30.00$30.005/6/2010 5:15:04 PM
actvtrdr$35.00$35.005/6/2010 5:15:24 PM
JGB$25.00$25.005/6/2010 5:15:46 PM
supreme-hope$25.00$25.005/6/2010 5:15:53 PM
personal-lender$25.00$25.005/6/2010 5:16:11 PM
rhin0cerx$50.00$50.005/6/2010 5:16:28 PM
the-bid-sorcerer$25.00$25.005/6/2010 5:21:39 PM
Speculator$100.00$100.005/6/2010 5:23:02 PM
Rogesparkguy$25.00$25.005/6/2010 5:23:07 PM
silver-trajectory6$25.00$25.005/6/2010 5:23:14 PM
ssh1983$25.00$25.005/6/2010 5:23:58 PM
asset-professor$35.00$35.005/6/2010 5:24:13 PM
kmr2$250.00$80.005/6/2010 5:24:36 PM
DasMula$25.00$25.005/7/2010 10:36:20 PM
newest-inspiring-power$25.00$25.005/6/2010 5:09:27 PM
worth-arch$25.00$25.005/6/2010 5:13:04 PM
basis-prodigy$25.00$25.005/6/2010 5:14:41 PM
gelidfrank$25.00$25.005/6/2010 5:14:54 PM
DcUnited$25.00$25.005/6/2010 5:17:05 PM
marketplace-buckeye$25.00$25.005/6/2010 5:17:13 PM
Streetfighter$50.00$50.005/6/2010 5:16:46 PM
yeti888$25.00$25.005/6/2010 5:13:52 PM
copper$30.00$30.005/6/2010 5:15:02 PM
deal-hickory5$25.00$25.005/6/2010 5:15:35 PM
life-is-great$25.00$25.005/6/2010 5:20:01 PM
unforgettable-fund2$25.00$25.005/6/2010 5:15:58 PM
Artist_Blue$25.00$25.005/6/2010 5:16:57 PM
asiaratt$100.00$100.005/6/2010 5:21:32 PM
MARWARISETH$25.00$25.005/6/2010 5:23:00 PM
loyalist1$100.00$100.005/6/2010 5:22:08 PM
transaction-circuit$25.00$25.005/6/2010 5:22:15 PM
return-eclipse0$25.00$25.005/6/2010 5:22:43 PM
gjh37$25.00$25.005/6/2010 5:23:30 PM
kindness-percolator5$25.00$25.005/6/2010 5:23:50 PM
desertoasis$25.00$25.005/6/2010 5:24:07 PM
marwadi-62$100.00$100.005/7/2010 2:03:08 PM
52 bids
 
Borrower Payment Dependent Notes Series 457250
This series of Notes was issued and sold upon the funding of the borrower loan #42459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,855.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  May-06-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 7.30% Starting borrower rate/APR: 8.30% / 8.64% Starting monthly payment: $152.81
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $152.81
 
Auction yield range: 2.99% - 7.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1995 Debt/Income ratio: 10%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:9y 2m
Credit score: 820-839 (May-2010) Total credit lines: 17 Occupation: Social Worker
Now delinquent: 0 Revolving credit balance: $4Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: pama Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 820-839 (Latest)
Principal borrowed: $4,900.00< 31 days late: 0 ( 0% )  
800-819 (Dec-2007)
820-839 (Apr-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
My personal loan for my business
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you plan to do with the money? - mbf2234
A: I plan to pay off the remainder of the original loan (credit card) that i took out to start my business. The other reason for getting a prosper loan is to save on finance and other charges that I'm incurring on my credt card. (May-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
cash-vault$25.00$25.005/6/2010 5:05:03 PM
TexasLender2007$25.00$25.005/6/2010 5:05:07 PM
tender-integrity3$50.00$50.005/6/2010 5:08:02 PM
dharma1$25.00$25.005/6/2010 5:08:07 PM
skuba$25.00$25.005/6/2010 5:09:39 PM
zippy-revenue8$25.00$25.005/6/2010 5:09:48 PM
thorough-exchange4$40.00$40.005/6/2010 5:10:45 PM
kindness-percolator5$25.00$25.005/6/2010 5:10:58 PM
fortytwo$100.00$100.005/6/2010 5:11:25 PM
buukyak$25.00$25.005/6/2010 5:04:51 PM
Merganser$25.00$25.005/6/2010 5:11:47 PM
life-is-great$25.00$25.005/6/2010 5:11:54 PM
TheMan$25.00$25.005/6/2010 5:12:01 PM
microloan-green$25.00$25.005/6/2010 5:07:36 PM
NATIVEBORN$25.00$25.005/6/2010 5:12:53 PM
F16Pilot$25.00$25.005/6/2010 5:13:21 PM
meux99$25.00$25.005/6/2010 5:07:53 PM
ArashMass$30.00$30.005/6/2010 5:11:04 PM
balanced-bill7$50.00$50.005/6/2010 5:17:18 PM
kind-adventurous-finance$25.00$25.005/6/2010 5:17:22 PM
credit-scout7$30.00$30.005/6/2010 5:17:25 PM
xyzlmno$25.00$25.005/6/2010 5:13:29 PM
castleman$25.00$25.005/6/2010 5:17:28 PM
harty$60.00$60.005/6/2010 5:17:32 PM
finance-negotiator2$25.00$25.005/6/2010 5:17:34 PM
generous-deal6$25.00$25.005/6/2010 5:13:51 PM
bright-balance$25.00$25.005/6/2010 5:18:21 PM
Daneistes$100.00$100.005/6/2010 5:18:51 PM
truth-image$50.00$50.005/6/2010 5:18:00 PM
hookUup$25.00$25.005/6/2010 5:19:36 PM
established-payout$25.00$25.005/6/2010 5:22:11 PM
fantastic-openness$31.97$31.975/6/2010 5:22:55 PM
selector568$500.00$500.005/6/2010 5:21:58 PM
worthy-loot8$25.00$25.005/6/2010 5:22:01 PM
lucrative-dollar$25.00$25.005/6/2010 5:22:18 PM
DukSerduk$25.00$25.005/6/2010 5:18:56 PM
kulender$25.00$25.005/6/2010 5:19:00 PM
biagbigmoney$50.00$31.025/6/2010 5:24:58 PM
satisfying-durability$25.00$25.005/6/2010 5:27:01 PM
investment-network$25.00$25.005/6/2010 5:22:29 PM
achillesa$25.00$25.005/6/2010 5:24:17 PM
blot44$25.00$25.005/6/2010 6:34:15 PM
MoneyForNothing$25.00$25.005/6/2010 7:41:20 PM
springpanda$25.00$25.005/6/2010 9:41:09 PM
tekkie2412$25.00$25.005/6/2010 5:35:05 PM
RandyL3$37.67$37.675/7/2010 1:44:21 AM
Kelor99$25.00$25.005/7/2010 9:39:35 AM
goldsun$25.00$25.005/7/2010 3:58:12 PM
all_of_that_one$25.00$25.005/7/2010 4:05:26 PM
socal-lender$25.00$25.005/8/2010 12:06:03 PM
SpotLending$50.00$50.005/9/2010 1:46:01 PM
lender12345$25.00$25.005/9/2010 7:47:34 PM
giovani$25.00$25.005/9/2010 7:57:17 PM
natural-affluence4$25.00$25.005/10/2010 8:16:41 AM
william8$25.00$25.005/10/2010 8:45:24 AM
GeorgiaGator$50.00$50.005/6/2010 5:06:48 PM
kenji4861$50.00$50.005/6/2010 5:07:17 PM
winlender$25.00$25.005/6/2010 5:09:47 PM
authoritative-capital$25.00$25.005/6/2010 5:12:28 PM
cash-merry-maker$25.00$25.005/6/2010 5:07:27 PM
murren$25.00$25.005/6/2010 5:09:33 PM
kmr2$250.00$250.005/6/2010 5:09:36 PM
telegon$25.00$25.005/6/2010 5:10:23 PM
turbospeed$25.00$25.005/6/2010 5:11:07 PM
radforj22$40.00$40.005/6/2010 5:11:27 PM
mlopez2007$50.00$50.005/6/2010 5:11:30 PM
golden-responsibility189$50.00$50.005/6/2010 5:11:33 PM
Marathoner$25.00$25.005/6/2010 5:17:41 PM
delicious-social132$40.00$40.005/6/2010 5:18:05 PM
meenan$25.00$25.005/6/2010 5:18:10 PM
tenacious-compassion9$30.00$30.005/6/2010 5:18:13 PM
bonus-adventure3$25.00$25.005/6/2010 5:18:45 PM
fcukciti$50.00$50.005/6/2010 5:17:46 PM
evnagelist$25.00$25.005/6/2010 5:17:51 PM
JGB$25.00$25.005/6/2010 5:19:08 PM
interest-jedi0$50.00$50.005/6/2010 5:19:11 PM
money-surge1$25.00$25.005/6/2010 5:19:15 PM
GiantAardvark$25.00$25.005/6/2010 5:19:21 PM
figs4u2$80.00$80.005/6/2010 5:19:26 PM
jeffpac$55.00$55.005/6/2010 5:21:37 PM
Supernick$50.00$50.005/6/2010 5:23:24 PM
JohnBanks$25.00$25.005/6/2010 5:22:34 PM
TakeCare$100.00$100.005/6/2010 5:18:38 PM
djs81$50.00$50.005/6/2010 5:23:35 PM
afotherg$25.00$25.005/6/2010 5:19:32 PM
Aberdeen$400.00$400.005/6/2010 5:28:14 PM
KWarrior$25.00$25.005/6/2010 5:35:07 PM
Sven79$50.00$50.005/6/2010 10:00:25 PM
turbospeed$25.00$25.005/6/2010 5:28:51 PM
Aberdeen$400.00$400.005/6/2010 5:35:02 PM
wwwUniversal$25.00$25.005/6/2010 5:35:06 PM
thedoctor$99.34$99.345/6/2010 11:29:08 PM
ujiba$25.00$25.005/7/2010 9:35:49 AM
JedClampett$75.00$75.005/7/2010 10:10:52 AM
surfsider123$25.00$25.005/7/2010 4:41:27 PM
grasscutter$100.00$100.005/9/2010 8:56:05 AM
kc_dude$25.00$25.005/8/2010 11:39:23 AM
the-profit-oracle$25.00$25.005/9/2010 8:17:21 PM
98 bids
 
Borrower Payment Dependent Notes Series 457294
This series of Notes was issued and sold upon the funding of the borrower loan #42481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-07-2010 
  Auction end date:  May-12-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $181.91
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $181.91
 
Auction yield range: 10.99% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 18 / 15Length of status:0y 11m
Credit score: 640-659 (Apr-2010) Total credit lines: 32 Occupation: Other
Now delinquent: 0 Revolving credit balance: $55,365Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 95%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 6    
Screen name: order-widget Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off CC-Need Better %
Purpose of loan:
This loan would be used to consolidate and pay off Credit Cards.

My financial situation:
I used credit cards to help finance my business, not the best move, but I needed the cash. I have NEVER been late on?any of MY credit cards.?My credit score is lower than usual due to my debt-to-credit ratio. I am not struggling to pay my bills, I just need to lower my interest rate so that I can continue to use my cash on??business. ?Also I do not know which Credit Report is used, but there were 2 credit cards that were opened by a family member over 10 years ago. They have been removed from my Equifax and TransUnion, but I am not sure about Experian.

Monthly net income: $5500

Monthly expenses: $
??Housing: $2000
??Insurance: $ 200
??Car expenses: $ 690
??Utilities: $ 400
??Phone, cable, internet: $ 99
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why did you start your new listing at the same price as your old one which you withdrew? Lenders lose interest in their money waiting when you withdraw. Please state the maximum rate you are willing to pay. Thanks. - Serpent2801
A: The first listing was for $3,500, and I withdrew it because I wanted to get as close to $5,000 as possible. I knew it be harder for me to get 100% funded on anything over $5,000. I will not withdraw this loan if it get 100% funded. (May-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-peace7$50.00$50.005/7/2010 4:25:45 PM
payment-gusto$25.00$25.005/7/2010 4:28:55 PM
personal-lender$25.00$25.005/7/2010 4:31:34 PM
reward-adventure$30.00$30.005/7/2010 4:30:47 PM
DcUnited$25.00$25.005/7/2010 4:32:28 PM
balanced-bill7$75.00$75.005/7/2010 4:32:31 PM
autonomous-truth$25.00$25.005/7/2010 4:32:24 PM
life-is-great$25.00$25.005/7/2010 4:33:54 PM
Speculator$100.00$100.005/7/2010 4:34:47 PM
kindness-percolator5$25.00$25.005/7/2010 4:35:07 PM
kmr2$250.00$250.005/7/2010 4:35:21 PM
the-bid-sorcerer$25.00$25.005/7/2010 4:34:25 PM
greenwell$25.00$25.005/7/2010 4:36:40 PM
Phantom99$25.00$25.005/7/2010 4:35:47 PM
building_community$25.00$25.005/7/2010 4:37:17 PM
worth-arch$25.00$25.005/7/2010 4:29:07 PM
jonbozeman$25.00$25.005/7/2010 4:37:26 PM
orderly-leverage$30.00$30.005/7/2010 4:30:52 PM
supreme-hope$25.00$25.005/7/2010 4:31:17 PM
rhin0cerx$50.00$50.005/7/2010 4:31:45 PM
red-favorable-basis$25.00$25.005/7/2010 4:31:54 PM
integrity-doctor$100.00$100.005/7/2010 4:35:11 PM
ommcd$25.00$25.005/8/2010 6:04:02 AM
MARWARISETH$25.00$25.005/7/2010 4:37:22 PM
return-eclipse0$25.00$25.005/8/2010 9:54:18 AM
commerce-voyager$25.00$25.005/7/2010 4:38:04 PM
ssh1983$25.00$25.005/8/2010 9:59:33 AM
gelidfrank$25.00$25.005/8/2010 8:24:10 AM
orange-preeminant-bill$67.07$67.075/8/2010 1:44:03 PM
trustu$25.00$25.005/8/2010 9:54:00 AM
Marathoner$25.00$25.005/9/2010 8:20:02 AM
unforgettable-order9$25.00$25.005/9/2010 8:20:10 AM
frogperson$25.00$25.005/9/2010 8:20:16 AM
GiantAardvark$25.00$25.005/9/2010 8:20:03 AM
Banker7371$25.00$25.005/9/2010 8:20:09 AM
AF-Chief$28.00$28.005/9/2010 8:20:21 AM
inspiring-reward$150.00$150.005/9/2010 10:04:09 AM
keeks$25.00$25.005/9/2010 10:41:02 AM
asmithj$34.56$34.565/9/2010 10:44:03 AM
marketplace-buckeye$25.00$25.005/9/2010 11:21:18 AM
wampum-chorus3$25.00$25.005/9/2010 12:49:46 PM
market-pudding$25.00$25.005/9/2010 2:45:13 PM
bowdish1$48.47$48.475/9/2010 4:08:56 PM
direct-yield$25.00$25.005/9/2010 7:30:20 PM
glimmering-point$25.00$25.005/9/2010 7:34:02 PM
social-conductor4$25.00$25.005/9/2010 8:19:30 AM
Cleon$25.00$25.005/9/2010 7:29:15 PM
antrux$25.00$25.005/9/2010 7:29:23 PM
Midwestvalues$58.34$58.345/9/2010 8:20:05 AM
theprince$35.00$35.005/9/2010 8:20:08 AM
Headhunter14$25.00$25.005/9/2010 8:20:24 AM
ingenious-deal6$25.00$25.005/9/2010 7:34:03 PM
stock106$30.00$30.005/9/2010 8:04:01 PM
TheBaldGuy$25.00$25.005/9/2010 7:34:15 PM
euro-mirth$25.00$25.005/9/2010 7:59:47 PM
gotjack$25.00$25.005/9/2010 8:08:59 PM
tjone69$30.00$30.005/10/2010 12:14:55 AM
visionary-currency$50.00$50.005/9/2010 1:39:03 PM
lively-money$25.00$25.005/10/2010 5:34:11 AM
Lam0nt$25.00$25.005/10/2010 5:44:11 AM
sf-funder$25.00$25.005/9/2010 4:44:20 PM
purdue98$25.00$25.005/9/2010 5:04:10 PM
RMB-Investments$25.00$25.005/10/2010 8:28:58 AM
wwwUniversal$25.00$25.005/10/2010 8:29:20 AM
Purposeful$25.00$25.005/10/2010 8:55:57 AM
bold-principal-thinker$25.00$25.005/9/2010 7:29:29 PM
dspmn$26.00$26.005/10/2010 8:59:35 AM
zorg77$25.00$18.015/10/2010 8:59:43 AM
upright-revenue7$25.00$25.005/9/2010 7:30:14 PM
Rogesparkguy$25.00$25.005/9/2010 7:30:21 PM
LuvToLend$25.00$25.005/9/2010 7:34:02 PM
MTlender$25.00$25.005/9/2010 7:34:13 PM
SPB$25.00$25.005/10/2010 8:59:34 AM
Gibbyland$33.53$33.535/9/2010 8:09:01 PM
a-healthy-affluence$45.98$45.985/10/2010 4:28:59 AM
Comoparklender$25.00$25.005/7/2010 4:27:43 PM
108lender$75.00$75.005/7/2010 4:26:32 PM
yeti888$25.00$25.005/7/2010 4:29:40 PM
basis-prodigy$25.00$25.005/7/2010 4:30:41 PM
generous-deal6$25.00$25.005/7/2010 4:29:34 PM
actvtrdr$35.00$35.005/7/2010 4:30:58 PM
unforgettable-fund2$25.00$25.005/7/2010 4:31:24 PM
Rattlehead$25.00$25.005/7/2010 4:32:07 PM
JGB$25.00$25.005/7/2010 4:31:09 PM
Artist_Blue$25.00$25.005/7/2010 4:32:15 PM
traice$25.00$25.005/7/2010 4:25:28 PM
dschaaf$25.00$25.005/7/2010 4:36:08 PM
dime-producer$25.00$25.005/7/2010 4:30:37 PM
cablenews$25.00$25.005/7/2010 4:31:29 PM
Zolton$200.00$200.005/7/2010 4:31:42 PM
brother_tam$25.00$25.005/7/2010 9:39:08 PM
desertoasis$25.00$25.005/8/2010 12:10:07 AM
gjh37$25.00$25.005/8/2010 7:29:15 AM
copper$30.00$30.005/8/2010 9:54:20 AM
Kaj$25.00$25.005/8/2010 3:30:39 PM
asiaratt$37.50$37.505/8/2010 7:54:06 AM
bazzer$25.00$25.005/8/2010 5:38:57 PM
silver-trajectory6$25.00$25.005/8/2010 9:15:11 AM
famous-bill$50.00$50.005/9/2010 8:20:00 AM
ukstevenhawaii$50.00$50.005/9/2010 8:20:04 AM
PRGuyinVA$25.00$25.005/9/2010 8:20:18 AM
_wally_$25.00$25.005/9/2010 8:20:01 AM
HedgeFund$25.00$25.005/9/2010 5:24:31 PM
Eagledrop$25.00$25.005/9/2010 3:24:03 PM
bizlady75$25.00$25.005/9/2010 5:04:11 PM
HHP$25.00$25.005/9/2010 7:30:01 PM
rock-turner$25.00$25.005/9/2010 7:34:04 PM
falcon88dp$25.00$25.005/9/2010 7:34:07 PM
rescue$28.29$28.295/9/2010 7:24:31 PM
1nvest$25.00$25.005/9/2010 7:29:28 PM
deal-hickory5$25.00$25.005/9/2010 8:20:03 AM
IIP77$25.00$25.005/9/2010 7:29:33 PM
nickel-liberator$25.00$25.005/9/2010 7:44:09 PM
javajahn$25.00$25.005/9/2010 8:20:26 AM
KVH$25.00$25.005/9/2010 7:49:29 PM
transaction-eclipse$25.00$25.005/9/2010 7:34:09 PM
capital-web193$25.00$25.005/9/2010 9:09:16 PM
Streetfighter$50.00$50.005/9/2010 11:21:17 AM
benefit-squirrel$25.00$25.005/9/2010 1:39:02 PM
DeutscheBank$25.00$25.005/10/2010 4:54:08 AM
festeringsnot$25.00$25.005/9/2010 3:23:59 PM
halothane_logic$25.00$25.005/10/2010 12:19:03 AM
invisible_hand$45.19$45.195/10/2010 7:39:04 AM
tender-gold$25.00$25.005/10/2010 5:34:10 AM
Share_The_Wealth$26.84$26.845/10/2010 5:44:12 AM
oceanwind1950$25.00$25.005/9/2010 7:29:23 PM
ThisGuyIKnow$29.89$29.895/9/2010 7:33:58 PM
treasure-amplifier6$25.00$25.005/9/2010 7:34:05 PM
S-Master$25.00$25.005/9/2010 7:34:17 PM
nrowland$25.00$25.005/10/2010 8:49:21 AM
hope-gadget$25.00$25.005/10/2010 8:54:11 AM
time4aloan$27.33$27.335/10/2010 12:03:58 AM
raisingophelia$25.00$25.005/10/2010 8:54:07 AM
djsvin1$25.00$25.005/10/2010 8:59:41 AM
134 bids
 
Borrower Payment Dependent Notes Series 457342
This series of Notes was issued and sold upon the funding of the borrower loan #42456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  May-07-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 23.00% Starting borrower rate/APR: 24.00% / 26.29% Starting monthly payment: $294.25
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $259.44
 
Auction yield range: 5.99% - 23.00% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1996 Debt/Income ratio: 25%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 10Length of status:28y 2m
Credit score: 720-739 (May-2010) Total credit lines: 26 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,372Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 48%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 2    
Screen name: montana4me Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 100% ) 720-739 (Latest)
Principal borrowed: $23,000.00< 31 days late: 0 ( 0% )  
680-699 (Jan-2010)
640-659 (Mar-2008)
660-679 (Jun-2007)
 
Principal balance: $4,132.10 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
Citi Bank,lower loan amount
Purpose of loan:
This loan will be used to? Pay of Citi Bank Line of Credit And one other Citi Bank loan#### NOTE I HAVE PAID OFF THE CITI LINE NOW JUST TRYING TO REFI 1 LOAN SO THIS IS A RELIST AT LOWER LOAN AMOUNT>>I PULLED LISTING EARLY>>THANK YOU

My financial situation:
I am a good candidate for this loan because? Steady work history and good track record of paying bills since divorce in 2003

Monthly net income: $ 7200

Monthly expenses: $
??Housing: $ 1600
??Insurance: $?275
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 65
??Food, entertainment: $ 480
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the I rate of the CC you want to refi? - JGuide
A: 28% up from the original 16% with no late pay (May-08-2010)
Q: And the amount you owe on it? - JGuide
A: Just under $7000,any remaining left over would go to small credit card balance....thanks for your interest.. (May-09-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selector568$300.00$300.005/7/2010 4:25:42 PM
studious-bonus7$50.00$50.005/7/2010 4:28:50 PM
PRGuyinVA$25.00$25.005/7/2010 4:33:46 PM
psztnrw$100.00$100.005/7/2010 4:34:20 PM
the-profit-oracle$25.00$25.005/7/2010 4:28:45 PM
worth-arch$25.00$25.005/7/2010 4:29:03 PM
generous-deal6$25.00$25.005/7/2010 4:29:23 PM
theprince$50.00$50.005/7/2010 5:09:12 PM
GiantAardvark$25.00$25.005/7/2010 5:09:20 PM
thorough-exchange4$25.00$25.005/7/2010 5:09:24 PM
twjh$25.00$25.005/7/2010 5:14:45 PM
Aberdeen$400.00$400.005/7/2010 4:44:44 PM
rsb906$25.00$25.005/7/2010 5:09:07 PM
objective-investor$100.00$100.005/7/2010 5:09:25 PM
MoneyForNothing$25.00$25.005/7/2010 7:51:11 PM
radforj22$25.00$25.005/7/2010 5:59:01 PM
castleman$25.00$25.005/7/2010 4:34:00 PM
Avala$50.00$50.005/7/2010 4:34:07 PM
sharp-coin8$25.00$25.005/7/2010 8:58:59 PM
interest-jedi0$50.00$50.005/7/2010 4:34:15 PM
shark8851$50.00$50.005/7/2010 8:59:06 PM
community-saver0$25.00$25.005/7/2010 4:35:56 PM
dschaaf$25.00$25.005/7/2010 4:36:10 PM
GElender$50.00$50.005/7/2010 4:36:24 PM
integrity-doctor$100.00$100.005/7/2010 4:38:09 PM
the-aggresive-principal$25.00$25.005/8/2010 9:59:09 AM
vanderhp$25.00$25.005/8/2010 11:09:00 AM
cablenews$31.75$31.755/8/2010 9:14:50 AM
bowdish1$50.00$50.005/7/2010 5:09:09 PM
greeninspirit$25.00$25.005/7/2010 5:09:21 PM
Marathoner$25.00$25.005/7/2010 5:09:24 PM
CCC1$50.00$50.005/8/2010 12:04:21 PM
AF-Chief$27.00$27.005/7/2010 5:29:03 PM
ClearLake$25.00$25.005/7/2010 5:44:15 PM
life-is-great$25.00$25.005/7/2010 5:58:59 PM
loot-funkmaster$25.00$25.005/8/2010 1:04:12 PM
wwwUniversal$25.00$25.005/7/2010 6:14:05 PM
jdrez$25.00$25.005/8/2010 7:14:04 PM
loanfairy$25.00$25.005/8/2010 1:59:15 PM
ptjg$50.00$50.005/8/2010 3:19:23 AM
the-silver-blaster$40.00$40.005/8/2010 5:24:01 PM
inventive-wealth2$25.00$25.005/9/2010 7:44:49 AM
northphoto$25.00$25.005/8/2010 7:19:37 PM
drawseeker$25.00$25.005/8/2010 8:24:30 PM
trustu$25.00$25.005/8/2010 9:58:59 AM
Dr_M$25.00$25.005/9/2010 10:29:00 AM
CAGE-Investments$33.55$33.555/9/2010 11:24:04 AM
trustworthy-fairness$50.00$50.005/9/2010 9:34:35 AM
funnymoney1$25.00$25.005/9/2010 2:14:02 PM
Beverly_Hills_Lender$25.00$25.005/9/2010 10:16:13 AM
robust-trade$25.00$25.005/8/2010 1:49:48 PM
cash-merry-maker$25.00$25.005/8/2010 2:39:33 PM
lifegrowth$25.00$25.005/9/2010 11:20:15 AM
Favish$28.05$28.055/9/2010 1:09:03 PM
refined-income7$25.00$25.005/8/2010 5:59:06 PM
funds-rascal$25.00$25.005/8/2010 6:34:43 PM
reflective-rupee$100.00$100.005/9/2010 6:59:12 PM
platinum-rapture6$25.00$25.005/8/2010 8:24:29 PM
heerzaquestion$25.00$25.005/9/2010 7:17:48 PM
Havana21$50.00$50.005/9/2010 8:19:53 AM
doc1$100.00$100.005/9/2010 10:35:54 AM
lender12345$25.00$25.005/9/2010 7:50:07 PM
interest-griffin$44.32$44.325/9/2010 11:23:59 AM
credit-panda1$50.00$50.005/9/2010 1:37:08 PM
GeorgiaGator$50.00$50.005/9/2010 4:18:28 PM
LeReve$250.00$239.545/9/2010 5:03:57 PM
spiff666$25.00$25.005/9/2010 8:02:01 PM
dollardave$100.00$100.005/10/2010 9:04:08 AM
Comoparklender$30.00$30.005/7/2010 4:33:56 PM
dinero-speaker$25.00$25.005/7/2010 4:34:10 PM
JGB$25.00$25.005/7/2010 4:34:12 PM
gold-disk$100.00$100.005/7/2010 4:33:49 PM
philosopher4$25.00$25.005/7/2010 4:35:16 PM
Phantom99$25.00$25.005/7/2010 4:35:44 PM
Panna$25.00$25.005/7/2010 4:36:18 PM
skuba$25.00$25.005/7/2010 4:35:04 PM
ichibon$75.00$75.005/7/2010 4:37:02 PM
seabass123$25.00$25.005/7/2010 4:37:57 PM
usedtoborrow$45.04$45.045/7/2010 4:44:33 PM
Aberdeen$400.00$400.005/7/2010 4:45:06 PM
JTCorp$25.00$25.005/7/2010 5:09:08 PM
_wally_$50.00$50.005/7/2010 5:09:22 PM
Composure1$50.00$50.005/7/2010 5:09:26 PM
Aberdeen$500.00$500.005/7/2010 4:44:43 PM
rider350$25.00$25.005/7/2010 4:45:08 PM
balanced-bill7$48.15$48.155/7/2010 5:09:22 PM
DcUnited$25.00$25.005/7/2010 5:09:28 PM
Dap2005$25.00$25.005/7/2010 7:19:41 PM
108lender$25.00$25.005/7/2010 8:04:11 PM
hrubinst$25.00$25.005/7/2010 4:34:05 PM
kmr2$50.00$50.005/8/2010 3:24:06 AM
loan-kung-fu$25.00$25.005/7/2010 4:35:24 PM
NorthernFunds$25.00$25.005/7/2010 11:39:13 PM
ommcd$25.00$25.005/8/2010 6:04:05 AM
KrazyCelticKid$52.48$52.485/8/2010 12:13:59 AM
Artist_Blue$25.00$25.005/7/2010 4:37:14 PM
Aberdeen$400.00$400.005/7/2010 4:44:39 PM
Aberdeen$400.00$400.005/7/2010 4:45:07 PM
fishintime$25.00$25.005/7/2010 4:53:59 PM
Andrewshauna$50.00$50.005/7/2010 5:09:09 PM
ddog0224$25.00$25.005/7/2010 5:09:23 PM
the-bid-sorcerer$25.00$25.005/7/2010 5:09:28 PM
Midwestvalues$100.00$100.005/8/2010 9:54:22 AM
magnificent-reward9$25.00$25.005/8/2010 1:39:00 PM
iLoaner$25.00$25.005/8/2010 1:43:59 PM
KandKLegacyInvestments$25.00$25.005/8/2010 12:24:10 AM
calilending$25.00$25.005/8/2010 8:04:05 PM
BCdiggs$25.00$25.005/8/2010 5:59:03 PM
successful-agreement7$25.00$25.005/9/2010 7:24:05 AM
downbet$50.00$50.005/8/2010 6:09:25 PM
fcukciti$50.00$50.005/8/2010 9:14:48 AM
nomneu$36.75$36.755/9/2010 8:41:07 AM
Makemony$50.00$50.005/9/2010 5:07:32 AM
lendme2$40.89$40.895/9/2010 8:19:27 AM
debt-system880$25.00$25.005/8/2010 11:24:15 AM
stable-nickel$27.48$27.485/8/2010 12:34:03 PM
asdf9876$25.00$25.005/8/2010 1:09:06 PM
thoughtful-capital1$25.00$25.005/9/2010 1:23:57 PM
inspiring-reward$150.00$150.005/9/2010 10:04:01 AM
rockhound84$50.00$50.005/9/2010 12:11:31 PM
ms48105$25.00$25.005/9/2010 12:35:15 PM
wampum-chorus3$25.00$25.005/9/2010 12:49:26 PM
TheSpottedFlamingo$25.00$25.005/9/2010 7:02:46 PM
BarginSellerdotcom$25.00$25.005/8/2010 8:55:21 PM
unrivaled-justice$25.00$25.005/9/2010 2:34:01 AM
loanman2007$250.00$250.005/9/2010 8:15:51 AM
FCI$25.00$25.005/9/2010 10:29:02 AM
thaddeuscm$50.00$50.005/9/2010 11:23:57 AM
rockhound84$25.00$25.005/10/2010 3:39:41 AM
damethyst$50.00$50.005/10/2010 1:16:02 AM
Sven79$50.00$50.005/10/2010 9:30:23 AM
131 bids
 
Borrower Payment Dependent Notes Series 455629
This series of Notes was issued and sold upon the funding of the borrower loan #42401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-27-2010 
  Auction end date:  May-04-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $150.82
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $148.45
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 51%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 12 / 7Length of status:2y 2m
Credit score: 640-659 (Apr-2010) Total credit lines: 39 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $1,574Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 11%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: visionary-investment7 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $?
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/27/2010 9:24:08 AM
Avala$50.00$50.004/27/2010 9:58:08 AM
interest-jedi0$50.00$50.004/27/2010 10:01:20 AM
GiantAardvark$25.00$25.004/27/2010 10:02:34 AM
JGB$25.00$25.004/27/2010 10:00:52 AM
thorough-exchange4$25.00$25.004/27/2010 10:03:21 AM
hrubinst$25.00$25.004/27/2010 9:56:48 AM
mmckune$25.00$25.004/27/2010 9:58:56 AM
bchen78875$25.00$25.004/27/2010 10:19:59 AM
radforj22$25.00$25.004/27/2010 10:24:15 AM
finance-prescription$100.00$100.004/27/2010 10:25:35 AM
Gabriel02$25.00$25.004/27/2010 10:28:03 AM
castleman$25.00$25.004/27/2010 10:28:48 AM
DcUnited$25.00$25.004/27/2010 10:30:53 AM
Artist_Blue$25.00$25.004/27/2010 10:31:21 AM
Clambake$50.00$50.004/27/2010 10:33:49 AM
wings2fly$25.00$25.004/27/2010 10:34:54 AM
brazilofmux$86.32$86.324/27/2010 10:35:17 AM
don8ter$25.00$25.004/27/2010 10:30:33 AM
Breakfast_Gypsy$25.00$25.004/27/2010 10:33:37 AM
mikeandcat$33.24$33.244/27/2010 12:15:48 PM
fcukciti$50.00$50.004/27/2010 10:37:10 AM
Hexnut$25.00$25.004/27/2010 12:29:33 PM
DadWarbucks$25.00$25.004/27/2010 4:22:06 PM
mrack$25.00$25.004/27/2010 4:42:43 PM
jgar_O$25.00$25.004/27/2010 5:30:14 PM
Bank_Of_XL$50.00$50.004/27/2010 6:55:48 PM
micko$25.00$25.004/27/2010 9:34:08 PM
omerta6102$42.26$42.264/27/2010 10:14:43 PM
Aquani$50.00$50.004/27/2010 10:14:46 PM
leftcoast52$25.00$25.004/28/2010 10:45:23 AM
engaging-worth$25.00$25.004/28/2010 10:46:43 AM
pwkpwk$25.00$25.004/28/2010 9:35:08 AM
lowrate$25.00$25.004/28/2010 3:57:41 PM
platinum-rapture6$25.00$25.004/28/2010 4:16:17 PM
wise-silver-wonder$25.00$25.004/28/2010 12:48:45 PM
ddog0224$25.00$25.004/28/2010 2:34:55 PM
Whipster$25.00$25.004/28/2010 5:49:12 PM
frogperson$100.00$100.004/29/2010 8:55:54 AM
DasMula$25.00$25.004/29/2010 2:16:27 PM
dgagli1$50.00$50.004/30/2010 6:22:47 AM
Sol_Invictus$25.00$25.004/30/2010 7:21:08 AM
sugybutt$48.73$48.734/30/2010 12:05:22 PM
magnificent-reward9$50.00$50.004/30/2010 11:41:18 AM
wwwUniversal$25.00$25.005/3/2010 5:37:58 AM
porwestco$25.00$25.005/3/2010 10:33:06 AM
1SteelerFan$30.00$30.005/3/2010 12:01:04 PM
PotBellyPete$25.00$25.005/3/2010 1:05:36 PM
rainbowsorbet$25.00$25.005/3/2010 1:50:10 PM
roi-advantage$25.00$25.005/3/2010 2:35:55 PM
patriot384$50.00$50.005/3/2010 3:27:43 PM
friendinmoney$100.00$100.005/3/2010 4:05:08 PM
kindness-venture1$25.00$25.005/3/2010 4:06:56 PM
hektek22$25.00$25.005/3/2010 5:32:59 PM
encore739$27.06$27.065/3/2010 6:52:12 PM
truelumen$25.00$25.005/4/2010 3:26:26 AM
dorypro$25.00$25.005/4/2010 5:34:42 AM
principal-star$25.00$25.005/4/2010 7:43:52 AM
rbgnr111$25.00$25.005/4/2010 8:31:52 AM
delicious-social132$25.00$25.004/27/2010 9:58:31 AM
unassassinable$25.00$25.004/27/2010 9:59:48 AM
rider350$25.00$25.004/27/2010 10:02:47 AM
balanced-bill7$100.00$100.004/27/2010 10:02:05 AM
torion$25.00$25.004/27/2010 9:57:43 AM
dinero-speaker$25.00$25.004/27/2010 9:58:52 AM
integrity-doctor$100.00$100.004/27/2010 10:01:49 AM
Marathoner$25.00$25.004/27/2010 10:19:51 AM
the-profit-oracle$25.00$25.004/27/2010 10:22:41 AM
Comoparklender$30.00$30.004/27/2010 10:18:05 AM
kind-adventurous-finance$25.00$25.004/27/2010 10:34:21 AM
Supernick$50.00$50.004/27/2010 10:33:46 AM
frogperson$75.00$75.004/27/2010 10:34:40 AM
Easystreet$25.00$25.004/27/2010 10:24:43 AM
shrewd-peace7$25.00$25.004/27/2010 10:36:19 AM
dschaaf$25.00$25.004/27/2010 10:27:09 AM
orderly-leverage$40.00$40.004/27/2010 10:52:16 AM
mpactlender$25.00$25.004/27/2010 10:33:40 AM
honorable-yield$50.00$50.004/27/2010 10:34:27 AM
CarDealer3070$25.00$25.004/27/2010 12:04:52 PM
KiwiElf$25.00$25.004/27/2010 3:29:21 PM
selfmademan$25.00$25.004/27/2010 3:55:23 PM
Cai8899$40.52$40.524/27/2010 3:19:00 PM
decisive-capital$28.49$28.494/27/2010 9:12:41 PM
SNH$50.00$50.004/27/2010 7:17:39 PM
life-is-great$25.00$25.004/28/2010 8:33:05 AM
market-pudding$25.00$25.004/28/2010 8:48:55 AM
irrelevant$25.00$25.004/28/2010 9:03:47 AM
pischkoa$25.00$25.004/28/2010 9:43:51 AM
GElender$50.00$50.004/28/2010 12:48:43 PM
flwah$25.00$25.004/28/2010 12:24:09 PM
thedreamer$25.00$25.004/28/2010 12:29:37 PM
Turkish101$25.00$12.274/28/2010 4:53:30 PM
salala$25.00$25.004/28/2010 12:54:21 PM
MattProsper$30.00$30.004/28/2010 8:42:44 PM
gilbrear$25.00$25.004/29/2010 4:02:28 PM
Mindful7$25.00$25.004/30/2010 6:08:06 AM
icon7$25.00$25.004/29/2010 6:41:58 PM
duty-monger$50.00$50.004/30/2010 3:58:34 AM
ttnk62918$25.00$25.004/30/2010 12:03:21 PM
fascinating-gold$200.00$200.005/2/2010 9:45:46 PM
magnificent-reward9$25.00$25.005/2/2010 10:02:54 PM
dano1965$25.00$25.005/3/2010 5:41:14 AM
PotBellyPete$25.00$25.005/3/2010 1:04:54 PM
dmk2006$25.00$25.005/3/2010 2:14:43 PM
justice-magnate$25.00$25.005/3/2010 2:44:22 PM
porwestco$25.00$25.005/4/2010 6:05:00 AM
wonder3$25.00$25.005/4/2010 6:21:25 AM
j5505$45.00$45.005/4/2010 6:50:00 AM
money-fort$25.00$25.005/4/2010 7:31:38 AM
orange-dollar-guild$25.00$25.005/4/2010 7:56:48 AM
interact$25.00$25.005/4/2010 8:06:48 AM
Loan_shark718$35.00$35.005/4/2010 7:45:30 AM
Digger54$31.11$31.115/4/2010 8:08:26 AM
credit-coach118$40.00$40.005/4/2010 8:56:04 AM
114 bids
 
Borrower Payment Dependent Notes Series 455977
This series of Notes was issued and sold upon the funding of the borrower loan #42447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  May-05-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 8.20% Starting borrower rate/APR: 9.20% / 11.53% Starting monthly payment: $47.84
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.54% Final monthly payment: $47.84
 
Auction yield range: 3.99% - 8.20% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-2002 Debt/Income ratio: 14%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 6Length of status:6y 7m
Credit score: 780-799 (Apr-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 2 Revolving credit balance: $753Stated income:$50,000-$74,999
Amount delinquent: $338 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: orange-greenback-wasp Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit card
Purpose of loan:
pay off my jewlery exchange card with better rate

My financial situation:
I am a good candidate for this loan because? ?I have never been late on a payment beofre
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thorough-exchange4$25.00$25.005/5/2010 4:42:37 PM
bonus-adventure3$25.00$25.005/5/2010 4:43:31 PM
Havana21$50.00$50.005/5/2010 4:45:26 PM
generous-deal6$25.00$25.005/5/2010 4:45:41 PM
PRGuyinVA$25.00$25.005/5/2010 4:49:37 PM
Comoparklender$30.00$30.005/5/2010 4:50:02 PM
castleman$25.00$25.005/5/2010 4:50:27 PM
DcUnited$25.00$25.005/5/2010 4:50:39 PM
hrubinst$25.00$25.005/5/2010 4:50:49 PM
Avala$50.00$50.005/5/2010 4:51:07 PM
JGB$25.00$25.005/5/2010 4:51:32 PM
the-bid-sorcerer$25.00$25.005/5/2010 4:52:27 PM
greeninspirit$25.00$25.005/5/2010 6:17:02 PM
Phantom99$25.00$25.005/6/2010 8:14:16 AM
theprince$50.00$50.005/5/2010 11:13:37 PM
balanced-bill7$25.00$25.005/6/2010 6:38:37 AM
JTCorp$25.00$0.305/6/2010 9:39:51 AM
marwadi-62$25.00$25.005/8/2010 7:14:04 PM
felicity-loyalist0$30.00$30.005/8/2010 2:28:26 PM
dgagli1$48.74$48.745/10/2010 8:02:16 AM
the-profit-oracle$25.00$25.005/5/2010 4:43:47 PM
studious-bonus7$50.00$50.005/5/2010 4:44:31 PM
worth-arch$25.00$25.005/5/2010 4:44:54 PM
GiantAardvark$25.00$25.005/5/2010 4:42:28 PM
Marathoner$25.00$25.005/5/2010 4:50:11 PM
dinero-speaker$25.00$25.005/5/2010 4:51:15 PM
interest-jedi0$50.00$50.005/5/2010 4:51:43 PM
psztnrw$100.00$100.005/5/2010 4:52:09 PM
skuba$25.00$25.005/5/2010 4:54:46 PM
philosopher4$25.00$25.005/5/2010 4:55:53 PM
loan-kung-fu$25.00$25.005/5/2010 4:56:27 PM
objective-investor$100.00$100.005/5/2010 4:56:11 PM
gold-disk$100.00$100.005/5/2010 4:49:47 PM
robust-trade$150.00$150.005/5/2010 9:44:47 PM
tipan1$43.00$43.005/6/2010 1:54:19 AM
ichibon$47.96$47.965/5/2010 6:45:16 PM
lm75$25.00$25.005/5/2010 7:47:23 PM
dontscrewmeover1$25.00$25.005/7/2010 9:08:51 AM
erowis$25.00$25.005/10/2010 10:00:35 AM
39 bids
 
Borrower Payment Dependent Notes Series 456109
This series of Notes was issued and sold upon the funding of the borrower loan #42410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-28-2010 
  Auction end date:  May-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $203.56
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $203.56
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1995 Debt/Income ratio: 6%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 0 / 0Length of status:7y 8m
Credit score: 680-699 (Apr-2010) Total credit lines: 2 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: trade-delight7 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my wedding
Purpose of loan:
This loan will be used to? Pay off my wedding debt.

My financial situation:
I am a good candidate for this loan because?I will do whatever I need to pay it off, I am already searching for a second job and freelance design work

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 800
??Insurance: $
??Car expenses: $ 0
??Utilities: $ 110
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Your credit profile shows no revolving debt. Who do you owe the wedding debt to? Thanks and best wishes. - reflective-rupee
A: I borrowed from friends, and want to pay them off now, rather than later. (Apr-29-2010)
Q: see my page please - Tono
A: $1,060 (May-05-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
famous-bill$50.00$50.004/28/2010 5:07:44 PM
Midwestvalues$200.00$200.004/28/2010 5:17:31 PM
kind-efficient-credit$25.00$25.004/28/2010 5:17:43 PM
inspiring-reward$150.00$150.004/28/2010 5:17:45 PM
PRGuyinVA$25.00$25.004/28/2010 5:18:24 PM
social-conductor4$25.00$25.004/28/2010 5:17:18 PM
The_Secret$35.00$35.004/28/2010 5:18:45 PM
phredd$25.00$25.004/28/2010 5:19:07 PM
Caerus$25.00$25.004/28/2010 5:17:55 PM
reward-adventure$25.00$25.004/28/2010 5:18:06 PM
winslowdad$25.00$25.004/28/2010 5:18:11 PM
Buffer10$25.00$25.004/28/2010 5:18:18 PM
miamibeachloaner$25.00$25.004/28/2010 5:18:39 PM
gelidfrank$25.00$25.004/28/2010 5:18:47 PM
IIP77$25.00$25.004/28/2010 5:24:16 PM
income-pillow$25.00$25.004/28/2010 5:24:48 PM
Dreams4Cash$25.00$25.004/28/2010 5:25:28 PM
friendly-worth3$25.00$25.004/28/2010 5:17:25 PM
kindness-percolator5$25.00$25.004/28/2010 5:17:28 PM
108lender$75.00$75.004/28/2010 5:18:09 PM
SBT$25.00$25.004/28/2010 5:18:29 PM
terrific-fund5$25.00$25.004/28/2010 5:18:41 PM
r0b3m4n$25.00$25.004/28/2010 5:18:59 PM
tjone69$30.00$30.004/28/2010 5:25:34 PM
bassman2$25.00$25.004/28/2010 5:27:03 PM
JustMee$25.00$25.004/28/2010 5:46:28 PM
direct-yield$25.00$25.004/29/2010 9:33:59 AM
basis-prodigy$25.00$25.004/29/2010 9:34:23 AM
swoosh$25.00$25.004/28/2010 9:07:54 PM
nanda$25.00$25.004/29/2010 11:17:38 AM
DasMula$25.00$25.004/29/2010 2:12:39 PM
DasMula$25.00$25.004/29/2010 2:12:54 PM
reflective-rupee$50.00$50.004/29/2010 9:45:00 AM
LuvToLend$25.00$25.004/29/2010 11:17:36 AM
treasure-hunter270$25.00$25.004/29/2010 4:54:51 PM
productive-ore$25.00$25.004/29/2010 5:09:38 PM
robust-trade$25.00$25.004/29/2010 5:23:25 PM
SolarMoonshine$25.00$25.004/29/2010 5:43:19 PM
dethomp2$25.00$14.474/29/2010 7:05:53 PM
Your_Bank$25.00$25.004/30/2010 5:19:49 PM
Your_Bank$25.00$25.004/30/2010 5:19:23 PM
Your_Bank$25.00$25.004/30/2010 5:20:08 PM
reflective-rupee$50.00$50.005/4/2010 9:23:18 AM
reflective-rupee$50.00$50.005/4/2010 11:13:41 AM
nilonc1$200.00$200.005/4/2010 12:30:56 PM
well-mannered-income3$30.00$30.005/4/2010 12:45:51 PM
Josphine$25.00$25.005/4/2010 1:12:02 PM
vigilance-searcher$25.00$25.005/4/2010 11:54:25 AM
winmals$25.00$25.005/4/2010 2:57:33 PM
green-transaction-charmer$25.00$25.005/4/2010 5:43:16 PM
credit-elation1$26.43$26.435/4/2010 6:00:23 PM
Gobsek$25.00$25.005/4/2010 6:03:33 PM
reflective-rupee$50.00$50.005/4/2010 8:44:27 PM
money-fort$25.00$25.005/4/2010 11:58:55 PM
turbostar666$30.00$30.005/5/2010 3:54:43 AM
respectful-credit3$83.92$83.925/4/2010 7:46:48 PM
reflective-rupee$50.00$50.005/4/2010 8:44:53 PM
AlphaInternational$25.00$25.005/4/2010 11:23:31 PM
Lubava$30.00$30.005/5/2010 6:00:51 AM
peso-miser$50.00$50.005/5/2010 6:43:42 AM
dynrep$25.00$25.005/5/2010 7:22:03 AM
Laima$25.00$25.005/5/2010 8:39:35 AM
PotBellyPete$25.00$25.005/5/2010 7:30:03 AM
achillesa$25.00$25.005/5/2010 8:31:14 AM
Bob450$25.00$25.005/5/2010 2:46:41 PM
Ogerta$25.00$25.005/5/2010 10:33:55 AM
Moneypenny6$25.00$25.005/5/2010 4:16:02 PM
Workaholic79$150.00$150.005/5/2010 12:37:44 PM
RecoveryLender$25.00$25.005/5/2010 1:54:33 PM
DasMula$25.00$25.005/5/2010 4:43:13 PM
payout-bridge$350.00$350.005/5/2010 5:06:06 PM
handy-justice$50.00$50.004/28/2010 5:17:40 PM
skuba$25.00$25.004/28/2010 5:17:48 PM
autonomous-truth$75.00$75.004/28/2010 5:17:59 PM
Redmond$25.00$25.004/28/2010 5:18:04 PM
cablenews$25.00$25.004/28/2010 5:18:14 PM
loan-kung-fu$25.00$25.004/28/2010 5:18:34 PM
burrito6$25.00$25.004/28/2010 5:17:21 PM
kellydawn$25.00$25.004/28/2010 5:18:44 PM
DcUnited$25.00$25.004/28/2010 5:18:55 PM
shrewd-peace7$25.00$25.004/28/2010 5:18:21 PM
falcon88dp$25.00$25.004/28/2010 5:08:06 PM
marketplace-buckeye$25.00$25.004/28/2010 5:19:04 PM
Diamond_Jim$25.00$25.004/28/2010 5:17:37 PM
beyondmanagement$25.00$25.004/28/2010 5:17:52 PM
comicdoc$25.00$25.004/28/2010 5:18:27 PM
rock-turner$25.00$25.004/28/2010 5:25:39 PM
helping-out$35.00$35.004/28/2010 5:26:05 PM
market-pudding$25.00$25.004/28/2010 6:53:18 PM
alexgalt$25.00$25.004/28/2010 8:02:39 PM
jldallover$25.00$25.004/29/2010 2:47:58 AM
reflective-rupee$100.00$100.004/29/2010 10:32:27 AM
selfmademan$25.00$25.004/29/2010 12:13:01 PM
DeltaComputerGuy$25.00$25.004/29/2010 1:25:03 PM
oceanwind1950$25.00$25.004/29/2010 3:58:47 PM
HHP$25.00$25.004/29/2010 2:39:22 PM
icanhasloanz$100.00$100.004/30/2010 3:25:13 AM
graceful-investment$25.00$25.004/29/2010 5:17:51 PM
Your_Bank$50.00$50.004/30/2010 5:20:49 PM
Your_Bank$25.00$25.004/30/2010 5:20:25 PM
Ronnieboy888$25.00$25.005/2/2010 9:50:01 PM
impala6464$100.00$100.005/3/2010 4:49:06 PM
BDS$35.18$35.185/3/2010 5:45:39 PM
cocolitovi$50.00$50.005/4/2010 5:25:46 AM
reflective-rupee$50.00$50.005/4/2010 11:13:56 AM
Tono$25.00$25.005/4/2010 5:52:19 PM
Kash2010lu$25.00$25.005/4/2010 7:40:21 PM
credit-coach118$25.00$25.005/4/2010 8:51:40 PM
OGS_Capital$25.00$25.005/5/2010 5:19:16 AM
buffalobills$25.00$25.005/5/2010 7:11:36 AM
LeoBUSIIT$25.00$25.005/5/2010 9:39:25 AM
exchange-cowbell5$25.00$25.005/5/2010 10:34:47 AM
Ogerta$25.00$25.005/5/2010 8:50:43 AM
transparency-tomahawk$25.00$25.005/5/2010 3:09:56 PM
Bill88$25.00$25.005/5/2010 3:17:28 PM
115 bids
 
Borrower Payment Dependent Notes Series 456461
This series of Notes was issued and sold upon the funding of the borrower loan #42469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-29-2010 
  Auction end date:  May-06-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 33.05% Final borrower rate/APR: 34.05% / 36.49% Final monthly payment: $134.10
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.52%  
Lender servicing fee: 1.00% Estimated return: 17.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1997 Debt/Income ratio: 18%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 5Length of status:3y 10m
Credit score: 660-679 (Apr-2010) Total credit lines: 30 Occupation: Teacher
Now delinquent: 1 Revolving credit balance: $575Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 41    
Screen name: hawksrock01 Borrower's state: Illinois Borrower's group: Not Active
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 82% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 6 ( 18% )  
680-699 (Oct-2009)
600-619 (Jun-2007)
 
Principal balance: $389.84 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Bringing it all together...
Purpose of loan:
This loan will be used to consolidate a series of smaller balances and the rest of what is owed on my car into one convenient monthly payment.

My financial situation:
I am a good candidate for this loan because I have a stable income and have completed the loan process successfully through Prosper before.

Monthly net income: $ 2530

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 65
??Car expenses: $ 310
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 225
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 325
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lostviajero$25.00$25.004/29/2010 5:18:23 PM
YoungTaxMan$50.00$50.004/29/2010 4:39:01 PM
five-star-note$35.00$35.004/30/2010 5:25:01 PM
SolarMoonshine$25.00$25.004/30/2010 5:38:26 PM
afterhours$25.00$25.005/3/2010 3:16:45 PM
UCLA4life$25.00$25.005/4/2010 9:52:46 AM
irrelevant$25.00$25.005/4/2010 9:45:41 AM
reflective-rupee$100.00$100.005/4/2010 9:46:04 AM
reflective-rupee$100.00$100.005/4/2010 9:46:16 AM
brightest-dignified-penny$25.00$25.005/4/2010 10:56:47 AM
wwwUniversal$25.00$25.005/4/2010 11:21:10 AM
icanhasloanz$300.00$300.005/4/2010 2:43:16 PM
lucrative-loan$50.58$50.585/4/2010 4:57:42 PM
bright-exchange$25.00$25.005/4/2010 5:50:42 PM
greenback-catapult3$50.00$50.005/5/2010 7:28:51 AM
sharp-return7$25.00$25.005/5/2010 8:21:11 PM
vest_vortex$25.00$25.005/5/2010 6:15:01 PM
eboomer2611$25.00$25.005/6/2010 4:59:27 AM
allbalooboy2$25.00$25.005/5/2010 11:21:11 PM
chameleon125$25.00$25.005/6/2010 7:02:42 AM
FarmersBank$35.83$35.835/6/2010 5:57:47 AM
pythia$25.00$25.005/6/2010 11:10:34 AM
integrity-doctor$100.00$100.005/6/2010 11:33:50 AM
bst$40.81$40.815/6/2010 11:48:26 AM
sevenbridges$55.01$55.015/6/2010 1:48:30 PM
top-unique-rate$25.00$25.005/6/2010 1:30:21 PM
chato2345$25.00$25.005/6/2010 3:56:53 PM
payout-bridge$175.00$150.195/6/2010 4:08:24 PM
finance-prescription$50.00$50.004/29/2010 4:43:36 PM
twjh$25.00$25.004/29/2010 5:18:23 PM
scoobiedoo$25.00$25.004/29/2010 5:52:22 PM
kevlar$25.00$25.004/29/2010 9:23:14 PM
interstellar$50.00$50.004/30/2010 9:33:31 AM
DasMula$25.00$25.004/29/2010 8:42:58 PM
frogperson$100.00$100.004/30/2010 1:08:11 PM
Kqwik$25.00$25.004/30/2010 10:14:07 AM
jhouman$25.00$25.004/30/2010 4:28:39 PM
fund-secret-agent$25.00$25.005/3/2010 10:38:43 PM
Kash2010lu$25.00$25.005/3/2010 11:36:47 PM
reflective-rupee$100.00$100.005/4/2010 9:46:29 AM
lendstats_com$100.00$100.005/5/2010 7:35:14 AM
Mark-M$25.00$25.005/5/2010 3:46:08 PM
neorunner$25.00$25.005/5/2010 4:28:37 PM
quest0$30.96$30.965/5/2010 7:20:42 PM
hmarquiss4$50.00$50.005/5/2010 8:14:01 PM
vigilance-searcher$25.00$25.005/5/2010 5:18:04 PM
CoolPlexer$28.29$28.295/5/2010 8:45:56 PM
John_Galt$25.00$25.005/5/2010 9:34:30 PM
Calif-smo$26.36$26.365/5/2010 8:25:44 PM
Grandmahoneybee$25.00$25.005/5/2010 8:28:03 PM
EEasyMoney$25.00$25.005/6/2010 7:09:34 AM
Bob450$40.00$40.005/5/2010 8:01:47 PM
Leshan$33.33$33.335/6/2010 9:06:46 AM
GradStudent34$25.00$25.005/6/2010 9:38:54 AM
ColoradoLender82$25.00$25.005/6/2010 10:14:18 AM
realtormoises$25.00$25.005/6/2010 9:50:32 AM
RugbyFan$25.00$25.005/6/2010 10:01:44 AM
Iceman1347$25.00$25.005/6/2010 9:14:14 AM
chroman$40.00$40.005/6/2010 12:49:32 PM
ZOOOM$25.00$25.005/6/2010 1:57:28 PM
sgvending$28.64$28.645/6/2010 10:13:08 AM
YoungTaxMan$250.00$250.005/6/2010 1:40:14 PM
BradP$50.00$50.005/6/2010 11:47:34 AM
Lender-Trader$25.00$25.005/6/2010 4:10:39 PM
yons88$30.00$30.005/6/2010 3:31:40 PM
65 bids
 
Borrower Payment Dependent Notes Series 456743
This series of Notes was issued and sold upon the funding of the borrower loan #42460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 30.56% Final borrower rate/APR: 31.56% / 33.96% Final monthly payment: $129.93
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.40%  
Lender servicing fee: 1.00% Estimated return: 15.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1999 Debt/Income ratio: 46%
Basic (1-10): 6 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 12 / 10Length of status:4y 10m
Credit score: 640-659 (Apr-2010) Total credit lines: 69 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $50,952Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: rdweber Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 13 ( 100% ) 640-659 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2008)
620-639 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Need to travel to wedding
Purpose of loan:
My brother just proposed to his girlfriend.? They're getting married in July.? The wedding is in Albuquerque, and i live in Minneapolis.? I?MUST attend the wedding (I'm in it) ?and I lack the financlal flexibility to make that happen without assistance.? I just made my summer term tuition payment to the University of Minnesota, and that wiped out the cash that I had on hand.

My financial situation:
I have?good credit, and my earnings potential is quite high once my MBA?program is complete.? I repaid my previous Prosper loan in 10 months, and I anticipate early-paying this loan as well.? I'm just looking for the flexibility to pay over time at a varied rate without tying up other sources of credit.

Monthly net income: $ 4500
Monthly expenses (sum of below): $ 4100??
Housing: $ 1300??
Insurance: $ 170??
Tuition: 1000
Car expenses: $0???
Utilities: $?130??
Phone, cable, internet: $ 250??
Food, entertainment: $ 400??
Clothing, household expenses $ 150??
Credit cards and other loans: $ 500??
Other expenses: $ 200 NOTE: Experian (and therefore Prosper) considers my?home equity line of credit (HELOC)?to be a revolving credit line.? Of the $50K that Prosper lists as revolving, $42K is associated with my HELOC.? The HELOC was taken out as a second mortgage at the time that I bought my condo in May, 2006.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: The airfare for this trip would seem to be far less than $3K. How will this trip cost your $3K? Thanks and best wishes. - reflective-rupee
A: Hi & thanks for your great question. I see that I was not very clear in my posting. I will need to fly to ABQ, stay in a hotel for 8 days (July 11-18), and rent a van/SUV. My duties will be getting last minute supplies and moving tables and such to and from the site (park) of the wedding and reception. Here are my estimated costs: Airfare: 500 Hotel: 800 ($100x8) Van rental: 880 ($110x8) Gas: 100 Food: 200 (3x7x$10/meal) Misc: 250 (gift, small bachelor party) Swag/Prosper fee: 270 (May-04-2010)
Q: Are you a student or are you employed? If employed, what do you do and how much do you make? Thanks. - pragmatic-commerce
A: Hi, I am a part-time MBA student and I have a full-time job. I work as an electricity buyer for a small energy management company. My salary is at the low end of the range that Prosper lists. I take 1-2 classes per term in my MBA program, which correlates to a cost of $2200-8800/term depending on the exact credit load involved. For the summer, I am taking two 2 credit courses, and I just made a payment of $4600 for tuition and fees. (May-07-2010)
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I have stock grants from my employer that vest annually in january. I hope to have this paid off by then, but that would be the latest that i'd pay this off. So...to directly answer your question...8 months. (May-08-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
alexgalt$50.00$50.005/4/2010 4:32:20 PM
hmarquiss4$50.00$50.005/5/2010 8:09:08 PM
rustysailor$25.00$25.005/7/2010 8:52:32 AM
shawnw2$50.00$50.005/7/2010 3:51:52 PM
SolarMoonshine$25.00$25.005/7/2010 5:45:33 PM
houli123$25.00$25.005/8/2010 8:48:33 PM
fund-secret-agent$25.00$25.005/9/2010 1:23:02 AM
reflective-rupee$100.00$100.005/9/2010 9:07:09 PM
american-investor$25.00$25.005/10/2010 11:11:01 AM
Ogerta$500.00$500.005/10/2010 12:40:59 PM
lively-exchange$25.00$25.005/10/2010 11:56:16 AM
macbeck22$26.85$26.855/10/2010 4:14:40 PM
sturdy-peace9$75.00$75.005/10/2010 5:40:23 PM
zeeexsixare$38.46$38.465/10/2010 8:07:52 PM
exchange-cowbell5$25.00$25.005/10/2010 11:05:36 PM
Kash2010lu$25.00$25.005/10/2010 6:55:59 PM
orange-pound-party$28.26$28.265/11/2010 4:51:52 AM
TashaRemay$25.00$25.005/11/2010 7:07:21 AM
Leshan$100.00$100.005/11/2010 7:55:04 AM
LeoBUSIIT$25.00$25.005/11/2010 11:05:50 AM
Doug1043$37.75$37.755/11/2010 9:42:08 AM
RMB-Investments$25.00$25.005/11/2010 8:53:11 AM
realtormoises$25.00$25.005/11/2010 10:31:34 AM
clemclan$40.00$40.005/11/2010 3:18:58 PM
Peterman$25.74$25.745/11/2010 12:13:52 PM
RecoveryLender$25.00$25.005/11/2010 1:10:39 PM
interest88$25.00$25.005/11/2010 2:02:00 PM
RecoveryLender$25.00$25.005/11/2010 4:22:37 PM
glroark$50.00$50.005/11/2010 3:37:04 PM
Bob450$40.00$40.005/11/2010 4:09:02 PM
icanhasloanz$25.00$25.005/6/2010 3:28:19 AM
lucrative-loan$75.00$75.005/7/2010 10:19:10 AM
deepblue34$30.00$30.005/9/2010 3:18:35 PM
boo_hoo$50.00$50.005/9/2010 8:26:39 AM
bonafide-commitment2$25.00$25.005/9/2010 12:25:15 PM
Unitas4302$150.00$150.005/10/2010 12:01:15 AM
reflective-rupee$100.00$100.005/9/2010 9:06:29 PM
five-star-note$50.00$50.005/10/2010 12:44:06 AM
hektek22$25.00$25.005/10/2010 7:54:47 AM
Flshedman$50.00$50.005/10/2010 7:57:13 AM
tcbmc$25.00$25.005/10/2010 9:30:05 AM
NV_Funding$75.00$75.005/10/2010 12:17:59 PM
american-investor$25.00$25.005/10/2010 11:06:29 AM
TheSweetLender$50.00$50.005/10/2010 11:18:20 AM
Land_on_your_feet$50.00$50.005/10/2010 1:54:22 PM
allbalooboy2$50.00$50.005/10/2010 6:15:04 PM
Onlyhappycustomers$25.00$25.005/10/2010 7:47:53 PM
bst$31.80$31.805/10/2010 10:42:41 PM
DasMula$25.00$25.005/10/2010 9:12:43 PM
shark8851$50.00$50.005/10/2010 9:49:02 PM
Bobusa$25.00$25.005/11/2010 5:35:29 AM
DasMula$25.00$25.005/10/2010 9:12:14 PM
PotBellyPete$25.00$25.005/11/2010 10:01:03 AM
unger$50.00$50.005/11/2010 2:22:20 PM
HenlopenCapital$25.00$25.005/11/2010 1:56:19 PM
wild-orange$25.00$25.005/11/2010 10:31:30 AM
credit-coach118$25.00$25.005/11/2010 4:15:07 PM
payout-bridge$266.26$151.145/11/2010 4:25:41 PM
fireferd$75.00$75.005/11/2010 3:08:26 PM
59 bids
 
Borrower Payment Dependent Notes Series 456837
This series of Notes was issued and sold upon the funding of the borrower loan #42475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 7.30% Starting borrower rate/APR: 8.30% / 8.64% Starting monthly payment: $78.69
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $78.69
 
Auction yield range: 3.04% - 7.30% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1997 Debt/Income ratio: 2%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:6y 11m
Credit score: 800-819 (May-2010) Total credit lines: 31 Occupation: Truck Driver
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 9    
Screen name: scareface Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Dazz2061$25.00$25.005/4/2010 4:27:53 PM
Philosonie$25.00$25.005/4/2010 4:27:59 PM
meux99$25.00$25.005/4/2010 4:29:18 PM
Phantom99$25.00$25.005/4/2010 4:30:13 PM
DeltaComputerGuy$25.00$25.005/4/2010 4:30:40 PM
rupee-kung-fu7$25.00$25.005/4/2010 4:31:15 PM
golden-responsibility189$50.00$50.005/4/2010 4:32:16 PM
radforj22$40.00$40.005/4/2010 4:32:11 PM
RickD1003$50.00$50.005/4/2010 4:29:12 PM
platinum-rapture6$25.00$25.005/4/2010 4:32:42 PM
revmax$25.00$25.005/4/2010 4:29:41 PM
TheMan$25.00$25.005/4/2010 4:33:16 PM
bayareainv$100.00$100.005/4/2010 4:33:37 PM
magnificent-reward9$25.00$25.005/4/2010 4:34:20 PM
bigdogsafety1$25.00$25.005/4/2010 4:35:06 PM
Havana21$50.00$50.005/4/2010 4:36:00 PM
credit-coach118$40.00$40.005/4/2010 4:35:42 PM
Veridic$25.00$25.005/4/2010 4:32:53 PM
NATIVEBORN$25.00$25.005/4/2010 4:35:12 PM
lenderforyoutoday$50.00$50.005/4/2010 4:36:09 PM
resource777$25.00$25.005/4/2010 4:36:12 PM
KandKLegacyInvestments$25.00$25.005/4/2010 4:36:46 PM
iolaire$25.00$25.005/4/2010 5:04:11 PM
bomdel$25.00$25.005/4/2010 4:56:46 PM
natural-affluence4$25.00$25.005/6/2010 7:07:43 AM
thoughtful-justice8$25.00$25.005/6/2010 2:55:55 PM
hondo44$25.00$25.005/8/2010 6:20:20 AM
gsp1885$26.00$26.005/7/2010 8:58:59 PM
paul1$50.00$50.005/9/2010 9:16:17 AM
debt-legend$25.00$25.005/10/2010 7:41:47 AM
justin323$25.00$25.005/9/2010 5:13:11 PM
sadhikari$25.00$25.005/10/2010 9:25:58 AM
lucabratsie$25.00$25.005/10/2010 6:38:39 PM
availableloan$25.00$25.005/11/2010 1:28:14 PM
sunny1985$25.00$25.005/11/2010 1:50:57 PM
djs81$39.70$39.705/4/2010 4:28:23 PM
cash-merry-maker$25.00$25.005/4/2010 4:28:36 PM
tender-integrity3$50.00$50.005/4/2010 4:29:20 PM
dharma1$25.00$25.005/4/2010 4:29:28 PM
ArashMass$30.00$30.005/4/2010 4:29:36 PM
bowdish1$100.00$100.005/4/2010 4:30:28 PM
LoanAngel$25.00$25.005/4/2010 4:31:18 PM
fortytwo$100.00$100.005/4/2010 4:32:09 PM
kenji4861$50.00$50.005/4/2010 4:28:09 PM
life-is-great$25.00$25.005/4/2010 4:32:40 PM
engaging-worth$25.00$25.005/4/2010 4:32:43 PM
Merganser$25.00$25.005/4/2010 4:32:31 PM
bradny$25.00$25.005/4/2010 4:30:35 PM
TK4$25.00$25.005/4/2010 4:34:09 PM
leanthony$25.00$25.005/4/2010 4:34:18 PM
F16Pilot$25.00$25.005/4/2010 4:35:48 PM
xyzlmno$25.00$25.005/4/2010 4:36:05 PM
bchen78875$50.00$50.005/4/2010 4:32:35 PM
ferocious-exchange3$25.00$25.005/4/2010 4:37:44 PM
authoritative-capital$25.00$25.005/4/2010 4:33:53 PM
balanced-bill7$50.00$50.005/4/2010 4:40:04 PM
upbeat-principal$25.00$25.005/4/2010 4:36:15 PM
kind-adventurous-finance$25.00$25.005/4/2010 4:40:07 PM
credit-scout7$30.00$23.305/4/2010 4:40:11 PM
generous-deal6$25.00$25.005/4/2010 4:36:36 PM
elasermd$50.00$50.005/4/2010 4:37:36 PM
Artist_Blue$25.00$25.005/4/2010 4:40:00 PM
wwwUniversal$25.00$25.005/4/2010 4:45:49 PM
drysdale-sd$25.00$25.005/5/2010 10:44:28 AM
springpanda$25.00$25.005/5/2010 11:58:32 AM
Sven79$50.00$50.005/6/2010 4:25:47 PM
doc1$100.00$100.005/9/2010 10:34:00 AM
grasscutter$50.00$50.005/9/2010 8:51:10 AM
lender12345$25.00$25.005/9/2010 7:55:44 PM
the-profit-oracle$25.00$25.005/9/2010 8:15:43 PM
springpanda$25.00$25.005/10/2010 11:25:45 AM
MartiniCognac$25.00$25.005/10/2010 9:14:00 PM
jybank$25.00$25.005/11/2010 10:44:01 AM
gsp1885$26.00$26.005/11/2010 12:34:51 PM
74 bids
 
Borrower Payment Dependent Notes Series 456871
This series of Notes was issued and sold upon the funding of the borrower loan #42478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  May-04-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 23.68% Starting monthly payment: $37.11
Final lender yield: 17.91% Final borrower rate/APR: 18.91% / 22.67% Final monthly payment: $36.61
 
Auction yield range: 8.04% - 18.90% Estimated loss impact: 6.91%  
Lender servicing fee: 1.00% Estimated return: 11.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1989 Debt/Income ratio: 3%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 7Length of status:6y 9m
Credit score: 680-699 (May-2010) Total credit lines: 53 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $6,495Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 21%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 7    
Screen name: silver-farm4 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What do you plan to use this money for? And would you be willing to share some income and expense info? Thank you and Good Luck! - proton346
A: I plan on using the money for a summer vacation. My truck needs some servicing before the trip. My income is approximately 65,00 per year. Most of my expenses go toward child support, a line of credit from my bank and gasoline ( I commute around 50 miles per day. If there are any more questions, please don't hesitate to ask. (May-10-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
EngineersAlliance$75.00$75.005/4/2010 4:47:04 PM
hillerod$25.00$25.005/6/2010 6:46:07 PM
stephen_c01$25.00$25.005/7/2010 9:35:12 AM
Reliance_Banker$25.00$25.005/7/2010 3:37:02 PM
RicheyRich$25.00$25.005/10/2010 3:18:02 AM
maximizer$25.00$25.005/10/2010 1:17:00 PM
dorypro$25.00$25.005/10/2010 4:32:32 PM
DasMula$25.00$25.005/10/2010 9:35:07 PM
Leshan$25.00$25.005/11/2010 8:24:11 AM
wild-orange$100.00$100.005/11/2010 10:30:27 AM
Rancid$25.00$25.005/11/2010 10:07:16 AM
the-profit-oracle$25.00$25.005/11/2010 12:20:33 PM
mala54$25.00$25.005/11/2010 2:38:47 PM
jybank$25.00$25.005/11/2010 10:45:23 AM
serene-capital$25.00$25.005/11/2010 3:52:05 PM
pureliquidhw$25.00$25.005/11/2010 1:21:53 PM
steady-dime$25.00$25.005/11/2010 4:12:03 PM
income-fortress$25.00$25.005/4/2010 4:37:25 PM
prohelper$50.00$50.005/4/2010 4:47:40 PM
Little_Tuna_College_Fund$50.00$50.005/4/2010 8:33:08 PM
cash-vault$25.00$25.005/5/2010 9:35:37 AM
drysdale-sd$25.00$25.005/5/2010 10:46:06 AM
Easystreet$25.00$22.965/7/2010 9:46:04 AM
alpinaut$25.00$25.005/8/2010 6:05:52 AM
WZ3190$25.09$25.095/9/2010 3:55:00 PM
Unitas4302$50.00$50.005/9/2010 11:41:53 PM
gothampark$25.00$25.005/10/2010 6:34:21 PM
engbusres$26.00$26.005/10/2010 9:35:12 PM
rate-hickory$25.00$25.005/11/2010 8:53:58 AM
AustinAmerica$25.95$25.955/11/2010 7:08:15 AM
klemer$25.00$25.005/11/2010 2:20:42 PM
natural-affluence4$25.00$25.005/11/2010 3:38:40 PM
32 bids
 
Borrower Payment Dependent Notes Series 456977
This series of Notes was issued and sold upon the funding of the borrower loan #42395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  May-05-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 18.90% Starting borrower rate/APR: 19.90% / 22.14% Starting monthly payment: $148.45
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $148.45
 
Auction yield range: 8.04% - 18.90% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2002 Debt/Income ratio: 39%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 19Length of status:2y 8m
Credit score: 640-659 (May-2010) Total credit lines: 26 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $5,358Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 39%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 8    
Screen name: notsupposedtobeeasy Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 94% ) 640-659 (Latest)
Principal borrowed: $10,000.00< 31 days late: 1 ( 6% )  
680-699 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
My loan for debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What debt at what interest rates are you trying to consolidate? - JGuide
A: $2,200 is at 29.99% interest, the maximum possible. I called the CC company and they told me they don't have a lower rate they can offer due to the recent legislative changes. $1,800 is 24.99% The idea here is the same as my last loan from Prosper (which was fully paid in 18 months). Pay off credit card balances, get a balance transfer offer at a much lower rate, and pay down my debt faster due to lower interest. Thanks for your question. (May-08-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
thorough-exchange4$25.00$25.005/5/2010 4:42:36 PM
greeninspirit$25.00$25.005/5/2010 4:44:15 PM
studious-bonus7$50.00$50.005/5/2010 4:44:28 PM
GiantAardvark$25.00$25.005/5/2010 4:42:27 PM
gold-disk$100.00$100.005/5/2010 4:49:45 PM
castleman$25.00$25.005/5/2010 4:50:26 PM
dinero-speaker$25.00$25.005/5/2010 4:51:13 PM
objective-investor$100.00$100.005/5/2010 4:56:10 PM
loan-kung-fu$25.00$25.005/5/2010 4:56:25 PM
PRGuyinVA$25.00$25.005/5/2010 4:49:36 PM
DcUnited$25.00$25.005/5/2010 4:50:39 PM
Avala$50.00$50.005/5/2010 4:51:06 PM
JGB$25.00$25.005/5/2010 4:51:31 PM
interest-jedi0$50.00$50.005/5/2010 4:51:42 PM
philosopher4$25.00$25.005/5/2010 4:55:52 PM
SolarMoonshine$25.00$25.005/5/2010 5:47:04 PM
balanced-bill7$26.85$26.855/5/2010 8:38:37 PM
robust-trade$150.00$150.005/5/2010 9:44:45 PM
dschaaf$25.00$25.005/6/2010 9:44:37 AM
Composure1$50.00$50.005/6/2010 12:33:47 PM
Panna$25.00$25.005/6/2010 12:53:57 PM
GElender$50.00$50.005/6/2010 2:09:12 PM
KandKLegacyInvestments$25.00$25.005/6/2010 10:03:41 AM
ddog0224$25.00$25.005/6/2010 4:52:33 PM
bchen78875$25.00$25.005/6/2010 4:53:00 PM
unassuming-market7$50.00$50.005/7/2010 3:44:16 AM
dbanwart$25.00$25.005/7/2010 4:31:32 AM
MStackIV$25.00$25.005/7/2010 9:04:37 AM
uncleubb$25.00$25.005/7/2010 3:24:02 PM
Midwestvalues$100.00$100.005/8/2010 9:54:29 AM
trustu$25.00$25.005/8/2010 9:59:04 AM
asdf9876$25.00$25.005/8/2010 1:09:12 PM
Dap2005$25.00$25.005/9/2010 9:34:04 PM
LeReve$250.00$250.005/9/2010 5:04:04 PM
zeraphm$25.00$25.005/9/2010 5:49:14 PM
treasure-bliss$25.00$25.005/10/2010 10:51:30 AM
loanman2007$25.00$25.005/10/2010 5:22:25 AM
payout-paladin0$25.00$25.005/10/2010 9:34:19 AM
the-profit-oracle$25.00$25.005/5/2010 4:43:50 PM
ichibon$43.92$43.925/5/2010 4:43:40 PM
generous-deal6$25.00$25.005/5/2010 4:45:40 PM
Comoparklender$30.00$30.005/5/2010 4:50:01 PM
Marathoner$25.00$25.005/5/2010 4:50:10 PM
finance-prescription$100.00$100.005/5/2010 4:50:18 PM
bonus-adventure3$25.00$25.005/5/2010 4:43:30 PM
hrubinst$25.00$25.005/5/2010 4:50:52 PM
worth-arch$25.00$25.005/5/2010 4:44:48 PM
Havana21$50.00$50.005/5/2010 4:45:24 PM
the-bid-sorcerer$25.00$25.005/5/2010 4:52:26 PM
lendstats_com$25.00$25.005/5/2010 4:48:34 PM
money-fort$25.00$25.005/5/2010 6:01:00 PM
psztnrw$100.00$100.005/5/2010 4:52:07 PM
skuba$25.00$25.005/5/2010 4:54:47 PM
frogperson$34.68$34.685/6/2010 5:45:36 AM
theprince$50.00$50.005/5/2010 11:13:36 PM
reflective-rupee$40.00$40.005/6/2010 4:27:08 AM
community-saver0$25.00$25.005/6/2010 9:42:11 AM
Andrewshauna$50.00$50.005/6/2010 10:46:09 AM
Phantom99$25.00$25.005/6/2010 8:14:14 AM
JTCorp$25.00$25.005/6/2010 9:39:49 AM
_wally_$50.00$50.005/6/2010 9:41:00 AM
bowdish1$36.07$36.075/6/2010 4:17:17 PM
market-pudding$25.00$25.005/6/2010 12:06:26 PM
seabass123$25.00$25.005/7/2010 9:55:12 AM
Artist_Blue$25.00$25.005/7/2010 7:05:04 AM
DadWarbucks$25.00$25.005/7/2010 11:09:26 AM
integrity-doctor$100.00$100.005/7/2010 2:11:16 PM
Dakota98$50.00$50.005/7/2010 3:48:44 PM
ommcd$25.00$25.005/8/2010 6:04:11 AM
trustworthy-fairness$50.00$50.005/9/2010 9:34:42 AM
wampum-chorus3$25.00$25.005/9/2010 12:49:38 PM
the-silver-blaster$40.00$40.005/8/2010 5:24:04 PM
lender12345$25.00$25.005/9/2010 7:38:14 PM
marwadi-62$200.00$200.005/9/2010 5:01:20 PM
RMB-Investments$25.00$25.005/10/2010 8:29:04 AM
happyinvallarta$50.00$50.005/10/2010 9:09:01 AM
gold-conga$25.00$25.005/10/2010 9:34:25 AM
113121$1,000.00$673.485/10/2010 11:03:14 AM
syounker$25.00$25.005/10/2010 9:04:21 AM
79 bids
 
Borrower Payment Dependent Notes Series 457163
This series of Notes was issued and sold upon the funding of the borrower loan #42466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  May-05-2010 
  Auction end date:  May-11-2010 
 
Starting lender yield: 25.25% Starting borrower rate/APR: 26.25% / 28.57% Starting monthly payment: $161.70
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 10.99% - 25.25% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 16%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 7Length of status:3y 9m
Credit score: 640-659 (May-2010) Total credit lines: 26 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $24,401Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 85%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: the-obedient-capital Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Doug1043$25.00$25.005/5/2010 4:36:45 PM
shrewd-peace7$30.00$30.005/5/2010 4:38:36 PM
social-conductor4$25.00$25.005/5/2010 4:38:33 PM
payment-gusto$25.00$25.005/5/2010 4:44:34 PM
Havana21$50.00$50.005/5/2010 4:45:11 PM
dime-producer$25.00$25.005/5/2010 4:46:43 PM
reward-adventure$30.00$30.005/5/2010 4:47:08 PM
orderly-leverage$30.00$30.005/5/2010 4:47:12 PM
Zolton$200.00$200.005/5/2010 4:47:43 PM
cablenews$25.00$25.005/5/2010 4:47:36 PM
balanced-bill7$75.00$75.005/5/2010 4:48:15 PM
greenwell$25.00$25.005/5/2010 4:47:56 PM
asiaratt$100.00$100.005/5/2010 4:52:11 PM
the-bid-sorcerer$25.00$25.005/5/2010 4:52:17 PM
MrUnderhill$50.00$50.005/5/2010 4:52:41 PM
return-eclipse0$25.00$25.005/5/2010 4:53:23 PM
AlexTrep$25.00$25.005/5/2010 4:53:44 PM
MARWARISETH$25.00$25.005/5/2010 4:53:56 PM
deal-hickory5$25.00$25.005/5/2010 4:47:22 PM
ssh1983$25.00$25.005/5/2010 4:54:56 PM
personal-lender$25.00$25.005/5/2010 4:47:42 PM
aasx1108$25.00$25.005/5/2010 4:55:00 PM
jonbozeman$25.00$25.005/5/2010 4:55:04 PM
Streetfighter$50.00$50.005/5/2010 4:48:03 PM
circuitfive$25.00$25.005/5/2010 4:55:57 PM
Artist_Blue$25.00$25.005/5/2010 4:48:10 PM
Supernick$25.00$25.005/5/2010 4:55:29 PM
thorough-exchange4$25.00$25.005/5/2010 4:56:12 PM
famous-bill$50.00$50.005/5/2010 5:04:33 PM
r0b3m4n$25.00$25.005/5/2010 5:05:02 PM
life-is-great$25.00$25.005/5/2010 4:49:50 PM
Gibbyland$28.48$28.485/5/2010 5:09:21 PM
upright-revenue7$25.00$25.005/5/2010 5:09:30 PM
Midwestvalues$35.58$35.585/5/2010 5:29:39 PM
the-money-gargantuan$25.00$25.005/5/2010 6:14:39 PM
flexible-vigilance7$25.00$25.005/5/2010 6:15:28 PM
enlisted33$25.00$25.005/5/2010 4:53:08 PM
upright-asset2$25.00$25.005/5/2010 5:54:05 PM
Zingaro$25.00$25.005/5/2010 7:08:36 PM
jrbill1998$50.00$50.005/5/2010 4:55:25 PM
PRGuyinVA$25.00$25.005/5/2010 4:55:36 PM
interest-griffin$25.00$25.005/5/2010 4:55:58 PM
contract-giant$25.00$25.005/5/2010 6:16:33 PM
loan-fate$50.00$50.005/5/2010 6:24:10 PM
GInBaghdad$25.00$25.005/5/2010 8:21:12 PM
market-pudding$25.00$25.005/5/2010 5:14:11 PM
treasure-bliss$100.00$100.005/5/2010 7:05:30 PM
magnificent-reward9$25.00$25.005/5/2010 8:20:59 PM
castleman$25.00$23.765/5/2010 8:21:14 PM
icecoldcash$25.00$25.005/5/2010 8:03:55 PM
funds-rascal$25.00$25.005/5/2010 8:20:30 PM
Marathoner$25.00$25.005/5/2010 8:20:55 PM
finance-prescription$25.00$25.005/7/2010 11:29:06 AM
tntmojave$25.00$25.005/8/2010 1:10:11 PM
mercuriant$25.00$25.005/10/2010 8:44:31 AM
irrelevant$25.00$25.005/10/2010 3:34:51 PM
buffalobills$25.00$25.005/10/2010 4:31:10 PM
hektek22$25.00$25.005/10/2010 8:58:43 PM
burrito6$50.00$50.005/5/2010 4:38:42 PM
yeti888$25.00$25.005/5/2010 4:40:13 PM
Comoparklender$25.00$25.005/5/2010 4:40:39 PM
generous-deal6$25.00$25.005/5/2010 4:45:43 PM
JGB$25.00$25.005/5/2010 4:47:26 PM
actvtrdr$35.00$35.005/5/2010 4:47:15 PM
GiantAardvark$25.00$25.005/5/2010 4:47:18 PM
Rattlehead$25.00$25.005/5/2010 4:48:00 PM
unforgettable-fund2$25.00$25.005/5/2010 4:47:32 PM
unforgettable-order9$25.00$25.005/5/2010 4:48:05 PM
autonomous-truth$25.00$25.005/5/2010 4:48:11 PM
DcUnited$25.00$25.005/5/2010 4:48:13 PM
marketplace-buckeye$25.00$25.005/5/2010 4:48:19 PM
Eagledrop$25.00$25.005/5/2010 4:40:50 PM
worth-arch$25.00$25.005/5/2010 4:45:04 PM
authoritative-capital$25.00$25.005/5/2010 4:53:18 PM
ukstevenhawaii$50.00$50.005/5/2010 4:53:26 PM
basis-prodigy$25.00$25.005/5/2010 4:46:49 PM
gelidfrank$25.00$25.005/5/2010 4:46:57 PM
copper$30.00$30.005/5/2010 4:47:02 PM
Rogesparkguy$25.00$25.005/5/2010 4:54:04 PM
gjh37$25.00$25.005/5/2010 4:54:27 PM
supreme-hope$25.00$25.005/5/2010 4:47:29 PM
brother_tam$50.00$50.005/5/2010 4:54:57 PM
desertoasis$25.00$25.005/5/2010 4:55:01 PM
rhin0cerx$50.00$50.005/5/2010 4:47:52 PM
integrity-doctor$45.00$45.005/5/2010 4:55:06 PM
red-favorable-basis$25.00$25.005/5/2010 4:47:59 PM
asset-professor$35.00$35.005/5/2010 4:55:21 PM
kmr2$250.00$250.005/5/2010 4:56:01 PM
bryantsh$25.00$25.005/5/2010 5:04:19 PM
macgeek$25.00$25.005/5/2010 4:56:14 PM
Lam0nt$25.00$25.005/5/2010 5:04:36 PM
S-Master$25.00$25.005/5/2010 5:05:05 PM
orange-preeminant-bill$25.00$25.005/5/2010 5:29:36 PM
deal-secret-agent$25.00$25.005/5/2010 5:33:55 PM
fuzed$42.67$42.675/5/2010 5:43:59 PM
loyalist1$100.00$100.005/5/2010 4:52:42 PM
Speculator$100.00$100.005/5/2010 4:54:00 PM
silver-trajectory6$25.00$25.005/5/2010 4:54:10 PM
kindness-percolator5$25.00$25.005/5/2010 4:54:54 PM
Nickle-and-Dime-Loans$25.00$25.005/5/2010 4:55:38 PM
reflective-rupee$40.00$40.005/5/2010 5:00:57 PM
responsive-rate884$25.00$25.005/5/2010 8:20:07 PM
zburner$25.00$25.005/5/2010 8:21:00 PM
global_microfinance$25.00$25.005/5/2010 5:29:26 PM
reflective-rupee$25.00$25.005/5/2010 10:14:19 PM
cypressdev001$25.00$25.005/5/2010 6:23:50 PM
astute-dollar$44.51$44.515/5/2010 7:48:39 PM
Phantom99$25.00$25.005/5/2010 8:20:32 PM
teller$25.00$25.005/5/2010 8:21:08 PM
wwwUniversal$25.00$25.005/5/2010 9:44:42 PM
cash-arboretum$50.00$50.005/7/2010 10:05:08 PM
shark8851$50.00$50.005/10/2010 9:54:13 PM
DasMula$25.00$25.005/11/2010 8:59:31 AM
113 bids
 
Borrower Payment Dependent Notes Series 457533
This series of Notes was issued and sold upon the funding of the borrower loan #42404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  May-10-2010 
  Auction end date:  May-10-2010 
 
Starting lender yield: 24.00% Starting borrower rate/APR: 25.00% / 27.31% Starting monthly payment: $198.80
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 27.31% Final monthly payment: $198.80
 
Auction yield range: 13.99% - 24.00% Estimated loss impact: 15.08%  
Lender servicing fee: 1.00% Estimated return: 8.92%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1996 Debt/Income ratio: 31%
Basic (1-10): 6 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 12Length of status:18y 3m
Credit score: 680-699 (Apr-2010) Total credit lines: 25 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $23,615Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 82%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: finance-equinox Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Energy Efficient Upgrades
Purpose of loan:
This loan will be used to? Make energy efficient upgardes to my home (tankless propane hot water heater and 95% energy efficient propane furnace)

My financial situation:
I am a good candidate for this loan because? as you can see I have never defaulted or been delinquent on any obligation. My high revolving balance is due to paying for my wife's college education and living expenses while she was in school full-time and unemployed. Due to my income I was unable to qualify for tuition assistance. She has recently graduated with her Registered Nursing Degree. I feel that the prosper rating in my case is very over rated. I have the funds available to make the payments on this loan and I have all intentions of paying this off sooner if possible.

Monthly net income: $ 4500

Monthly expenses: $?3025
??Housing: $ 1225
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
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Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
julian_rojas72$5,000.00$5,000.005/10/2010 6:26:05 PM
1 bids