Sales Report:Supplement No. 192 dated May 07, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
454786
This series of Notes was issued and sold upon the funding of the borrower loan #42381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-26-2010 |
|
|
Starting lender yield:
| 8.33% |
Starting borrower rate/APR:
| 9.33% / 9.67% |
Starting monthly payment:
| $63.91 |
|
Final lender yield:
| 8.33% |
Final borrower rate/APR:
| 9.33% / 9.67% |
Final monthly payment:
| $63.91 |
| |
|
Auction yield range:
| 3.04% - 8.33% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
7 | Length of status: | 29y 0m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,067 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| contract-chorus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because I am a homeowner and have had the same employment for 29 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I think the minimum is 66, most months I would want to pay about 100. I don't know exactly how many months, but I would estimate 24.
(Apr-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kingston4g | $25.00 | $25.00 | 4/20/2010 4:18:16 PM |
| Approved | $50.00 | $50.00 | 4/20/2010 4:24:14 PM |
| turbospeed | $25.00 | $25.00 | 4/20/2010 4:37:14 PM |
| rummy06 | $50.00 | $50.00 | 4/21/2010 6:52:55 AM |
| periko | $50.00 | $50.00 | 4/20/2010 9:11:24 PM |
| ijspence | $25.00 | $25.00 | 4/21/2010 8:33:36 AM |
| aztocas | $50.00 | $50.00 | 4/21/2010 1:12:18 PM |
| LAKETIME | $25.00 | $25.00 | 4/22/2010 11:54:50 AM |
| vinayski | $25.00 | $25.00 | 4/22/2010 7:19:31 PM |
| tomdooley12520 | $26.91 | $26.91 | 4/22/2010 7:09:37 PM |
| otalon | $25.00 | $25.00 | 4/23/2010 11:01:45 AM |
| uncleubb | $25.00 | $25.00 | 4/23/2010 2:57:08 PM |
| alcyon | $25.00 | $25.00 | 4/23/2010 5:49:22 PM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:09 AM |
| Dr_M | $25.00 | $25.00 | 4/24/2010 2:32:47 PM |
| integrity-cowbell | $25.00 | $25.00 | 4/24/2010 12:23:25 PM |
| RandyL3 | $99.00 | $99.00 | 4/24/2010 5:19:39 PM |
| giovani | $25.00 | $25.00 | 4/25/2010 12:11:44 PM |
| authoritative-capital | $25.00 | $25.00 | 4/26/2010 4:58:30 AM |
| Bill88 | $25.00 | $17.67 | 4/26/2010 3:51:05 PM |
| TheTimeIsNow | $25.00 | $25.00 | 4/26/2010 4:22:33 PM |
| Zipperdu | $50.00 | $50.00 | 4/26/2010 1:10:01 PM |
| octoberfresh | $25.00 | $25.00 | 4/26/2010 1:17:58 PM |
| dollardave | $100.00 | $100.00 | 4/26/2010 2:44:22 PM |
| bomdel | $25.00 | $25.00 | 4/20/2010 4:19:50 PM |
| ToloUSN | $50.00 | $50.00 | 4/20/2010 7:38:45 PM |
| hektek22 | $25.00 | $25.00 | 4/20/2010 7:55:42 PM |
| Unker | $25.00 | $25.00 | 4/22/2010 1:50:12 PM |
| Mav26 | $40.00 | $40.00 | 4/22/2010 2:22:20 PM |
| buffalobills | $25.00 | $25.00 | 4/22/2010 9:27:42 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 11:17:40 AM |
| sunshine1965 | $25.00 | $25.00 | 4/23/2010 2:55:31 PM |
| FinDoc | $25.00 | $25.00 | 4/23/2010 1:58:20 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/23/2010 9:28:53 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/24/2010 2:21:23 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/24/2010 3:24:48 PM |
| Johnab | $25.00 | $25.00 | 4/24/2010 12:32:44 PM |
| whazarook | $25.00 | $25.00 | 4/24/2010 2:11:39 PM |
| GeorgiaGator | $100.00 | $100.00 | 4/25/2010 5:05:11 AM |
| Johnab | $25.00 | $25.00 | 4/25/2010 6:00:53 PM |
| artisian_coyote | $27.00 | $27.00 | 4/25/2010 10:23:30 AM |
| marinade | $45.01 | $45.01 | 4/25/2010 6:53:54 PM |
| Guiren | $100.00 | $100.00 | 4/26/2010 12:14:50 PM |
| discrete-asset | $25.00 | $25.00 | 4/26/2010 12:30:08 PM |
| simiray | $25.00 | $25.00 | 4/26/2010 2:16:08 PM |
| trade-structure | $35.01 | $35.01 | 4/26/2010 2:47:35 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/26/2010 12:14:53 PM |
| minista | $25.00 | $25.00 | 4/26/2010 1:13:53 PM |
| selector568 | $47.60 | $47.60 | 4/26/2010 1:43:19 PM |
| Damostuff | $25.00 | $25.00 | 4/26/2010 4:29:59 PM |
| market-jam | $38.53 | $38.53 | 4/26/2010 2:44:30 PM |
| mytime06 | $50.00 | $50.00 | 4/26/2010 3:42:50 PM |
| Bender | $48.27 | $48.27 | 4/26/2010 4:21:39 PM |
| blissful-note7 | $25.00 | $25.00 | 4/26/2010 4:23:10 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
455638
This series of Notes was issued and sold upon the funding of the borrower loan #42379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 42 |
Occupation: | Principal |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,557 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 90% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| collider |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2009)
|
|
Principal balance:
| $3,359.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off one credit card.
My financial situation:
I am a good candidate for this loan because? I am a veteran and principal. I am already in excellent standing with a previous Prosper loan. I am working and will be able to?make consistent payments.?The credit card company continues to charge a high interest rate. This cards balance got so high because we consolidated debt from school loans and medical bills.?My last payment of $400 did not even pay down the principal. The interest totaled $453 for the month, so I will never pay this off without your help. The next payment due is $645. I make excellent money and I cannot keep up with the interest. Please help! ?I am credible and a good citizen. Thank you for helping my family in our time of need.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nilonc1 | $150.00 | $150.00 | 4/27/2010 7:32:48 PM |
| 113121 | $500.00 | $500.00 | 4/30/2010 10:14:03 AM |
| MilitaryLending | $100.00 | $100.00 | 5/3/2010 12:24:10 AM |
| transparency-tomahawk | $25.00 | $25.00 | 5/3/2010 11:18:29 AM |
| 113121 | $4,000.00 | $2,075.00 | 5/4/2010 8:47:05 AM |
| 113121 | $50.00 | $50.00 | 4/29/2010 7:11:20 AM |
| 113121 | $500.00 | $500.00 | 4/30/2010 10:14:25 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/30/2010 2:11:14 PM |
| dynrep | $25.00 | $25.00 | 5/3/2010 10:15:51 AM |
| NekHoldings | $25.00 | $25.00 | 5/3/2010 1:49:52 PM |
| Kash2010lu | $25.00 | $25.00 | 5/4/2010 8:50:03 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 5/4/2010 9:08:08 AM |
| payout-bridge | $500.00 | $500.00 | 5/4/2010 9:18:27 AM |
| 13 bids
|
Borrower Payment Dependent Notes Series
455870
This series of Notes was issued and sold upon the funding of the borrower loan #42394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,775.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $73.42 |
|
Final lender yield:
| 26.91% |
Final borrower rate/APR:
| 27.91% / 30.26% |
Final monthly payment:
| $73.33 |
| |
|
Auction yield range:
| 8.04% - 27.00% |
Estimated loss impact:
| 7.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 10m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $15,168 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| awe-inspiring-loyalty0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To get married
Purpose of loan:
This loan will be used to? get married to my Fiance.
My financial situation:
I am a good candidate for this loan because?I have never filed for a Bankruptcy or neglected to meet my obligations.?
Monthly net income: $ 2,800.00
Monthly expenses: $ 2,219.00
??Housing: $ 825.00
??Insurance: $?440.00?-6 months
??Car expenses: $ 125.00
??Utilities: $ 50.00
??Phone, cable, internet: $235.00
??Food, entertainment: $ 225.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 864.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
Hopefully within 8-10 months!
(Apr-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rhin0cerx | $50.00 | $50.00 | 4/27/2010 9:34:01 AM |
| Borrow2Grow | $51.00 | $51.00 | 4/27/2010 9:33:52 AM |
| transaction-circuit | $25.00 | $25.00 | 4/28/2010 8:21:19 AM |
| bankbuddy55 | $25.00 | $25.00 | 4/28/2010 5:30:24 PM |
| tnjohnso | $25.00 | $25.00 | 4/28/2010 8:53:05 PM |
| Bank_Of_XL | $25.00 | $25.00 | 4/29/2010 7:30:16 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 4/29/2010 6:10:03 AM |
| admirable-loyalty | $25.00 | $25.00 | 4/30/2010 11:15:39 AM |
| leverage-monger | $25.00 | $25.00 | 4/30/2010 4:36:08 PM |
| Stingray8a | $25.00 | $25.00 | 5/3/2010 9:19:14 AM |
| stable-bonus | $31.96 | $31.96 | 5/3/2010 1:18:22 PM |
| Frosty | $25.00 | $25.00 | 5/3/2010 3:42:36 PM |
| marinade | $25.00 | $25.00 | 5/3/2010 5:12:14 PM |
| serene-capital | $25.00 | $25.00 | 5/3/2010 5:09:12 PM |
| hmarquiss4 | $50.00 | $50.00 | 5/3/2010 8:55:43 PM |
| Bob450 | $50.00 | $50.00 | 5/3/2010 10:07:39 PM |
| dynrep | $25.00 | $25.00 | 5/4/2010 7:23:51 AM |
| dynrep | $25.00 | $25.00 | 5/4/2010 7:24:04 AM |
| wealth-pipeline | $25.00 | $25.00 | 5/4/2010 7:22:23 AM |
| principal-star | $25.00 | $25.00 | 5/4/2010 7:51:57 AM |
| payout-bridge | $350.00 | $311.63 | 5/4/2010 9:21:05 AM |
| finance-prescription | $100.00 | $100.00 | 4/27/2010 10:25:20 AM |
| BradP | $50.00 | $50.00 | 4/27/2010 11:22:57 AM |
| tcpfan | $25.00 | $25.00 | 4/27/2010 11:35:37 AM |
| CommerciaLender | $25.00 | $25.00 | 4/28/2010 8:22:07 AM |
| DasMula | $25.00 | $25.00 | 4/27/2010 9:42:54 PM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 9:08:18 AM |
| propertytransformer | $25.00 | $25.00 | 4/28/2010 4:52:48 PM |
| increase720 | $55.41 | $55.41 | 4/28/2010 5:14:40 PM |
| mercuriant | $25.00 | $25.00 | 4/28/2010 5:55:11 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/28/2010 5:47:24 PM |
| inforapenny | $25.00 | $25.00 | 4/29/2010 6:12:41 AM |
| Unitas4302 | $50.00 | $50.00 | 4/29/2010 4:12:56 AM |
| investment-tempo | $50.00 | $50.00 | 4/30/2010 10:27:06 AM |
| Myrick | $25.00 | $25.00 | 5/3/2010 4:06:17 AM |
| CashMoney2009 | $25.00 | $25.00 | 5/3/2010 9:54:10 AM |
| dynrep | $25.00 | $25.00 | 5/3/2010 10:17:16 AM |
| csak13 | $50.00 | $50.00 | 5/3/2010 11:36:30 AM |
| Gobsek | $25.00 | $25.00 | 5/3/2010 1:52:11 PM |
| reflective-rupee | $50.00 | $50.00 | 5/3/2010 4:15:50 PM |
| reflective-rupee | $50.00 | $50.00 | 5/3/2010 4:15:32 PM |
| dynrep | $25.00 | $25.00 | 5/4/2010 7:23:37 AM |
| wwwUniversal | $25.00 | $25.00 | 5/4/2010 7:31:57 AM |
| DasMula | $25.00 | $25.00 | 5/4/2010 7:33:48 AM |
| Bob450 | $25.00 | $25.00 | 5/4/2010 7:38:20 AM |
| 45 bids
|
Borrower Payment Dependent Notes Series
456042
This series of Notes was issued and sold upon the funding of the borrower loan #42372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 25.75% |
Starting borrower rate/APR:
| 26.75% / 29.08% |
Starting monthly payment:
| $305.18 |
|
Final lender yield:
| 23.98% |
Final borrower rate/APR:
| 24.98% / 27.29% |
Final monthly payment:
| $298.12 |
| |
|
Auction yield range:
| 8.04% - 25.75% |
Estimated loss impact:
| 8.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 30
/
22 | Length of status: | 14y 9m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 66 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $57,625 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| affluence-pioneer874 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
680-699
(Sep-2008)
|
|
Principal balance:
| $5,116.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Pay off some High Interest Credit
Purpose of loan:
This loan will be used to close other debt and consolidate it into a single payment.? I am also a lender here on Prosper to other borrowers !!!! I have loaned money to 8 People here on Prosper and will contniue to add to that I think the Prosper Ratings need some work as I have NEVER Defaulted on Any payment.? I have lent money to 3 so called A Borrowers and they are in default while my C, D and E's are 100% on Time.? I can promise all I have never and will never miss a payment
My financial situation:
I am a good candidate for this loan because I have never been late on Any payments and I have a solid job.? I made some mistakes taking out loans from high interest lenders to cover costs for my kids and other issues.? This loan will be used to reduce payments on other lines and to close them reducing my debt burden.? I have a perfect payment record but due to volume of debt my score is lower. As you can see My credit score has risen as I have been paying down debt and will continue to do so.? This loan will be used to payoff and close 3 Credit card accounts and pay 80% off of a High Interest Loan from HFC. I have been employed in my current position for 15 years and just received a promotion and at the end of last year.?
Monthly net income: $ 12000
Monthly expenses: $
??Housing: $3600 ???
??Insurance: $ 800
??Car expenses: $ 600 ??
??Utilities: $ 300 ????
??Phone, cable, internet: $ 125
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 900
??Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 4/28/2010 5:16:24 PM |
| rate-mogul | $25.00 | $25.00 | 4/28/2010 5:19:46 PM |
| frogperson | $50.00 | $50.00 | 4/28/2010 5:19:40 PM |
| caseattle | $25.00 | $25.00 | 4/28/2010 5:19:48 PM |
| tnjohnso | $25.00 | $25.00 | 4/28/2010 8:53:06 PM |
| Top_Gun_Lender | $44.75 | $44.75 | 4/28/2010 8:31:16 PM |
| Myrick | $25.00 | $25.00 | 4/29/2010 7:10:21 PM |
| shawnw2 | $50.00 | $50.00 | 4/30/2010 10:13:25 AM |
| FinDoc | $25.00 | $25.00 | 4/29/2010 9:58:19 PM |
| cptmorgin | $50.00 | $50.00 | 4/30/2010 9:19:55 AM |
| mercuriant | $25.00 | $25.00 | 4/30/2010 10:13:38 AM |
| heroic-hope5 | $25.00 | $25.00 | 4/30/2010 4:26:46 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/30/2010 3:45:45 PM |
| Serpent2801 | $40.00 | $40.00 | 5/2/2010 9:17:59 PM |
| loanman2007 | $200.00 | $200.00 | 5/3/2010 5:10:12 AM |
| Ven58 | $25.00 | $25.00 | 5/3/2010 6:55:47 AM |
| pietro_torna_indietro | $27.19 | $27.19 | 5/3/2010 7:36:01 AM |
| loan-fate | $50.00 | $50.00 | 5/3/2010 2:12:20 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 2:12:27 PM |
| Whipster | $25.00 | $25.00 | 5/3/2010 2:12:32 PM |
| jpblan11 | $25.84 | $25.84 | 5/3/2010 3:19:14 PM |
| blue-relay | $25.00 | $25.00 | 5/3/2010 8:11:40 PM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 6:44:26 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/4/2010 8:44:00 AM |
| debtcollector | $50.00 | $50.00 | 5/4/2010 8:41:33 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/4/2010 9:34:31 AM |
| wealth-pal3 | $25.00 | $25.00 | 5/4/2010 9:48:09 AM |
| EastBayCapital | $25.00 | $25.00 | 5/4/2010 9:50:18 AM |
| authoritative-capital | $25.00 | $25.00 | 5/4/2010 9:55:11 AM |
| draggon77 | $25.00 | $25.00 | 5/4/2010 10:26:56 AM |
| DackoDenk | $25.00 | $25.00 | 5/4/2010 10:43:12 AM |
| vigilance-searcher | $25.00 | $25.00 | 5/4/2010 11:51:18 AM |
| muirheaj | $25.00 | $25.00 | 5/4/2010 1:12:53 PM |
| sharp-return7 | $25.00 | $25.00 | 5/4/2010 1:41:29 PM |
| CA_Lender | $25.00 | $25.00 | 5/4/2010 2:34:49 PM |
| boo_hoo | $50.00 | $50.00 | 5/4/2010 5:18:15 PM |
| lamcat2000 | $25.00 | $25.00 | 5/4/2010 6:54:11 PM |
| silver-mastery | $25.00 | $25.00 | 5/4/2010 5:09:57 PM |
| LeverageLender | $25.00 | $25.00 | 5/4/2010 8:06:02 PM |
| kronosmetis | $50.00 | $50.00 | 5/4/2010 8:25:44 PM |
| AlphaInternational | $25.00 | $25.00 | 5/4/2010 11:20:10 PM |
| NekHoldings | $25.00 | $25.00 | 5/5/2010 2:35:44 AM |
| skillful-asset5 | $125.00 | $125.00 | 5/4/2010 7:14:42 PM |
| wonder3 | $25.00 | $25.00 | 5/5/2010 6:17:19 AM |
| leverage-monger | $25.00 | $25.00 | 5/5/2010 7:02:12 AM |
| csa_101824 | $25.00 | $25.00 | 5/5/2010 4:23:45 AM |
| dynrep | $50.00 | $50.00 | 5/5/2010 7:20:53 AM |
| Leshan | $47.72 | $47.72 | 5/5/2010 7:38:27 AM |
| Pu239 | $60.00 | $60.00 | 5/5/2010 8:40:10 AM |
| Ogerta | $25.00 | $25.00 | 5/5/2010 8:52:51 AM |
| jhernand17 | $25.00 | $25.00 | 5/5/2010 9:22:54 AM |
| calbertrand | $25.00 | $25.00 | 5/5/2010 10:24:43 AM |
| mpatrick | $50.00 | $50.00 | 5/5/2010 11:03:51 AM |
| trade-elm | $44.00 | $44.00 | 5/5/2010 11:50:51 AM |
| hektek22 | $25.00 | $25.00 | 5/5/2010 8:46:06 AM |
| 113121 | $500.00 | $500.00 | 5/5/2010 12:09:32 PM |
| sgt-schultz | $125.00 | $125.00 | 5/5/2010 12:17:07 PM |
| Happyhourcomics | $25.00 | $25.00 | 5/5/2010 12:30:01 PM |
| grnii78 | $250.00 | $250.00 | 5/5/2010 9:15:50 AM |
| auction-chomper4 | $45.63 | $45.63 | 5/5/2010 12:38:19 PM |
| cordial-funds8 | $25.56 | $25.56 | 5/5/2010 1:07:14 PM |
| brginhuntr | $33.16 | $33.16 | 5/5/2010 9:25:09 AM |
| publisherptw | $28.52 | $28.52 | 5/5/2010 1:24:54 PM |
| patriot384 | $300.00 | $300.00 | 5/5/2010 1:09:04 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/5/2010 9:28:02 AM |
| zebra6 | $27.53 | $27.53 | 5/5/2010 1:41:13 PM |
| visionary-deal3 | $100.00 | $100.00 | 5/5/2010 1:59:43 PM |
| slwholesales | $25.00 | $25.00 | 5/5/2010 2:16:25 PM |
| boomer5 | $25.00 | $25.00 | 5/5/2010 2:28:56 PM |
| pythia | $25.00 | $25.00 | 5/5/2010 10:19:45 AM |
| benefit-javelin | $27.90 | $27.90 | 5/5/2010 11:16:23 AM |
| credit-missile | $125.00 | $125.00 | 5/5/2010 4:35:58 PM |
| Nerdster1 | $25.01 | $25.01 | 5/5/2010 4:38:35 PM |
| steady-dime | $25.00 | $25.00 | 5/5/2010 1:48:32 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 1:56:32 PM |
| enthusiastic-point | $25.00 | $25.00 | 5/5/2010 2:01:44 PM |
| r1w | $25.00 | $25.00 | 5/5/2010 3:44:14 PM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 4:12:30 PM |
| 0403 | $25.00 | $25.00 | 5/5/2010 5:05:09 PM |
| gilbrear | $25.00 | $25.00 | 5/5/2010 4:56:26 PM |
| Engineer44 | $25.00 | $25.00 | 5/5/2010 5:05:05 PM |
| robot777 | $40.00 | $40.00 | 4/28/2010 5:21:52 PM |
| tntmojave | $25.00 | $25.00 | 4/28/2010 5:22:00 PM |
| stockpiler079 | $25.00 | $25.00 | 4/28/2010 5:24:00 PM |
| Trakissta | $100.00 | $100.00 | 4/28/2010 8:07:18 PM |
| new-peso-concerto | $75.00 | $75.00 | 4/29/2010 9:12:34 AM |
| clemclan | $25.00 | $25.00 | 4/29/2010 10:25:39 PM |
| selector568 | $26.60 | $26.60 | 4/30/2010 11:13:02 AM |
| lucrative-loan | $100.00 | $100.00 | 5/3/2010 6:10:58 AM |
| duty-monger | $50.00 | $50.00 | 5/3/2010 6:53:24 AM |
| charitycoon | $25.00 | $25.00 | 5/3/2010 7:54:56 PM |
| machkimaspesi | $40.00 | $40.00 | 5/3/2010 8:27:17 PM |
| Kash2010lu | $35.00 | $35.00 | 5/3/2010 11:32:58 PM |
| income-ferret2 | $50.10 | $50.10 | 5/4/2010 5:46:50 AM |
| economy-popcorn | $25.00 | $25.00 | 5/4/2010 5:53:32 AM |
| prohelper | $25.00 | $25.00 | 5/4/2010 9:48:17 AM |
| twtb19 | $25.00 | $25.00 | 5/4/2010 10:20:09 AM |
| trident8 | $25.00 | $25.00 | 5/4/2010 10:51:16 AM |
| CommerciaLender | $25.00 | $25.00 | 5/4/2010 12:19:09 PM |
| orange-pound-party | $33.00 | $33.00 | 5/4/2010 12:54:04 PM |
| yield-zoomer | $50.00 | $50.00 | 5/4/2010 2:29:18 PM |
| gpuck | $25.00 | $25.00 | 5/4/2010 5:34:48 PM |
| SweatyBalls | $50.00 | $50.00 | 5/4/2010 5:48:27 PM |
| Serpent2801 | $25.00 | $25.00 | 5/4/2010 6:42:14 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 5/4/2010 5:09:02 PM |
| Johnab | $26.00 | $26.00 | 5/4/2010 6:59:48 PM |
| engbusres | $34.00 | $34.00 | 5/4/2010 8:03:41 PM |
| kendigme | $32.11 | $32.11 | 5/5/2010 4:02:22 AM |
| principal-star | $25.00 | $25.00 | 5/4/2010 7:44:59 PM |
| MrMoneyBags | $25.00 | $25.00 | 5/5/2010 4:15:31 AM |
| kronosmetis | $25.00 | $25.00 | 5/4/2010 8:55:59 PM |
| freedom3 | $102.39 | $102.39 | 5/5/2010 12:17:11 AM |
| buffalobills | $25.00 | $25.00 | 5/5/2010 7:09:52 AM |
| 113121 | $1,000.00 | $210.56 | 5/5/2010 9:16:19 AM |
| duckbill_1972 | $25.00 | $25.00 | 5/5/2010 9:26:35 AM |
| grnii78 | $267.88 | $267.88 | 5/5/2010 9:15:23 AM |
| NV_Funding | $75.00 | $75.00 | 5/5/2010 10:44:56 AM |
| bxdoc | $44.30 | $44.30 | 5/5/2010 7:28:25 AM |
| CommunityArts_Non-profit | $50.00 | $50.00 | 5/5/2010 11:43:40 AM |
| 113121 | $500.00 | $500.00 | 5/5/2010 12:08:57 PM |
| juxtapose | $25.00 | $25.00 | 5/5/2010 9:00:16 AM |
| Bob450 | $50.00 | $50.00 | 5/5/2010 12:13:52 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 5/5/2010 12:39:04 PM |
| FOFagent1 | $200.00 | $200.00 | 5/5/2010 1:38:56 PM |
| RecoveryLender | $25.00 | $25.00 | 5/5/2010 1:52:56 PM |
| eclipse056 | $27.58 | $27.58 | 5/5/2010 2:36:55 PM |
| oreyedoc | $50.00 | $50.00 | 5/5/2010 10:31:03 AM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 4:12:58 PM |
| planetibet | $50.00 | $50.00 | 5/5/2010 11:57:42 AM |
| Cory79 | $25.91 | $25.91 | 5/5/2010 4:37:41 PM |
| powerful-greenback2 | $25.00 | $25.00 | 5/5/2010 12:45:08 PM |
| natural-affluence4 | $50.00 | $50.00 | 5/5/2010 1:35:37 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 1:56:48 PM |
| trumpeter5 | $25.00 | $25.00 | 5/5/2010 2:23:43 PM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 4:11:52 PM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 4:12:43 PM |
| credit-missile | $71.76 | $71.76 | 5/5/2010 4:34:23 PM |
| credit-missile | $75.00 | $75.00 | 5/5/2010 4:35:07 PM |
| mutual-benefit | $25.00 | $25.00 | 5/5/2010 4:50:15 PM |
| MStackIV | $25.00 | $25.00 | 5/5/2010 4:51:26 PM |
| social-conductor4 | $25.00 | $25.00 | 5/5/2010 4:58:17 PM |
| leverage-monger | $30.00 | $30.00 | 5/5/2010 5:04:06 PM |
| SFBank | $200.00 | $200.00 | 5/5/2010 4:55:00 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
456124
This series of Notes was issued and sold upon the funding of the borrower loan #42375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.50% |
Starting monthly payment:
| $493.78 |
|
Final lender yield:
| 10.38% |
Final borrower rate/APR:
| 11.38% / 13.50% |
Final monthly payment:
| $493.78 |
| |
|
Auction yield range:
| 4.04% - 10.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 9m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,504 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kohliekohl |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
780-799
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Replacing Retaining wall
Purpose of loan:
I am replacing a retaining wall in my back yard. The wall is 30 years old and was made of railroad ties, which are starting to decay. The wall will be replaced with rosetta hardscapes, which is a beautiful hardened concrete wall molded to look like natural rockface. The total cost of the project is $30000, of which I have $15000 cash, and would like to finance the rest through prosper. I have been a lender since prosper started, and have also paid back one reinvestment loan on prosper as well. I am hoping michigan will be authorized to resume lending again in the future..
My financial situation:
I am a good candidate for this loan because I am a government employee who earns $107000 annually and my wife is a tenured school teacher who earns $35000 annually. We have no credit card debt (just pay off the balance each month), no car payment, and a house payment of $1500 per month on a 30 year fixed mortgage. If you have any questions, just ask and thank you for looking at my listing
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| first-fund-empenada | $25.00 | $25.00 | 4/28/2010 5:08:13 PM |
| ijspence | $25.00 | $25.00 | 4/28/2010 5:08:12 PM |
| loyalist1 | $100.00 | $100.00 | 4/28/2010 5:08:43 PM |
| Artist_Blue | $25.00 | $25.00 | 4/28/2010 5:16:22 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:16:04 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/28/2010 5:16:41 PM |
| ArashMass | $30.00 | $30.00 | 4/28/2010 5:19:21 PM |
| CallMeBen | $50.00 | $50.00 | 4/28/2010 5:19:29 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/28/2010 5:23:04 PM |
| integrity-doctor | $100.00 | $100.00 | 4/28/2010 5:23:08 PM |
| GiantAardvark | $25.00 | $25.00 | 4/28/2010 5:23:15 PM |
| Marathoner | $25.00 | $25.00 | 4/28/2010 5:15:15 PM |
| income-fortress | $25.00 | $25.00 | 4/28/2010 5:16:27 PM |
| iolaire | $25.00 | $25.00 | 4/28/2010 5:17:13 PM |
| mpatrick | $25.00 | $25.00 | 4/28/2010 5:46:08 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/28/2010 5:51:41 PM |
| delicious-social132 | $25.00 | $25.00 | 4/28/2010 5:22:42 PM |
| dinero-speaker | $25.00 | $25.00 | 4/28/2010 5:22:47 PM |
| important-ore | $26.83 | $26.83 | 4/28/2010 5:51:03 PM |
| nickel-ferret | $25.00 | $25.00 | 4/28/2010 5:51:08 PM |
| frogperson | $75.00 | $75.00 | 4/28/2010 5:23:55 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/28/2010 6:06:04 PM |
| sarisai | $42.43 | $42.43 | 4/28/2010 6:06:10 PM |
| fcukciti | $50.00 | $50.00 | 4/28/2010 5:55:05 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/28/2010 7:12:51 PM |
| TexasLender2007 | $25.00 | $25.00 | 4/28/2010 5:39:24 PM |
| bowdish1 | $50.00 | $50.00 | 4/28/2010 8:59:13 PM |
| logical-reward8 | $25.00 | $25.00 | 4/28/2010 9:02:46 PM |
| persistent-bazaar | $25.00 | $25.00 | 4/28/2010 5:46:28 PM |
| sgt-schultz | $27.54 | $27.54 | 4/29/2010 1:53:06 AM |
| Fastlife | $25.00 | $25.00 | 4/28/2010 10:34:46 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/28/2010 5:52:01 PM |
| ichibon | $38.37 | $38.37 | 4/28/2010 5:53:06 PM |
| interest-griffin | $25.00 | $25.00 | 4/29/2010 6:20:07 AM |
| gracej | $25.00 | $25.00 | 4/29/2010 7:42:58 AM |
| aggielender | $25.00 | $25.00 | 4/29/2010 7:43:03 AM |
| DHolly | $25.00 | $25.00 | 4/28/2010 6:15:54 PM |
| Interstate_Rate | $25.00 | $25.00 | 4/29/2010 7:55:50 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/29/2010 8:53:13 AM |
| calm-deal7 | $25.00 | $25.00 | 4/29/2010 9:34:45 AM |
| DeltaComputerGuy | $50.00 | $50.00 | 4/29/2010 9:35:23 AM |
| 1phantom | $50.00 | $50.00 | 4/29/2010 9:36:22 AM |
| organic-income5 | $40.00 | $40.00 | 4/29/2010 9:59:11 AM |
| CAGE-Investments | $58.85 | $58.85 | 4/28/2010 9:00:11 PM |
| vanderhp | $25.00 | $25.00 | 4/29/2010 9:59:27 AM |
| loanforyou08 | $25.00 | $25.00 | 4/29/2010 9:59:39 AM |
| upbeat-principal | $25.00 | $25.00 | 4/29/2010 9:59:55 AM |
| durability-exchanger | $25.00 | $25.00 | 4/29/2010 10:00:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/29/2010 10:00:51 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/29/2010 9:59:16 AM |
| shrewd-value | $25.00 | $25.00 | 4/29/2010 9:59:19 AM |
| telegon | $25.00 | $25.00 | 4/29/2010 9:59:40 AM |
| transparency-advocator | $25.00 | $25.00 | 4/29/2010 10:00:11 AM |
| charming-dime | $25.00 | $25.00 | 4/29/2010 10:01:12 AM |
| Nerdster1 | $25.00 | $25.00 | 4/29/2010 10:17:45 AM |
| jdrez | $25.00 | $25.00 | 4/29/2010 6:32:56 AM |
| LandE2BG | $25.00 | $25.00 | 4/29/2010 12:37:26 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/29/2010 7:40:01 AM |
| contract-giant | $25.00 | $25.00 | 4/29/2010 1:03:46 PM |
| intlargonaut | $25.00 | $25.00 | 4/29/2010 8:53:22 AM |
| engaging-worth | $25.00 | $25.00 | 4/29/2010 9:03:26 AM |
| Gibbyland | $70.77 | $70.77 | 4/29/2010 3:19:06 PM |
| lloyd_s | $25.00 | $25.00 | 4/29/2010 3:38:39 PM |
| Thunderswan | $29.00 | $29.00 | 4/29/2010 3:43:31 PM |
| zento | $25.00 | $25.00 | 4/29/2010 3:12:53 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/29/2010 9:59:21 AM |
| calinno2 | $25.00 | $25.00 | 4/29/2010 3:27:48 PM |
| investor7257 | $25.00 | $25.00 | 4/29/2010 10:00:05 AM |
| sloak | $25.00 | $25.00 | 4/29/2010 10:00:19 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/29/2010 10:00:38 AM |
| JSON | $25.00 | $25.00 | 4/29/2010 3:43:33 PM |
| studious-camaraderi | $25.00 | $25.00 | 4/29/2010 10:33:10 AM |
| DublinCaLender | $25.00 | $25.00 | 4/29/2010 10:42:24 AM |
| Ready2Loan | $25.00 | $25.00 | 4/29/2010 11:23:13 AM |
| orange-preeminant-bill | $40.92 | $40.92 | 4/29/2010 12:52:36 PM |
| LeReve | $43.00 | $43.00 | 4/29/2010 1:08:30 PM |
| teller | $25.00 | $25.00 | 4/29/2010 1:17:35 PM |
| Hodas | $55.00 | $55.00 | 4/29/2010 1:54:37 PM |
| Kulchar | $35.64 | $35.64 | 4/29/2010 2:22:39 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/29/2010 2:25:15 PM |
| tallmon | $25.00 | $25.00 | 4/29/2010 2:38:42 PM |
| HHP | $25.00 | $25.00 | 4/29/2010 2:39:11 PM |
| supreme-hope | $25.00 | $25.00 | 4/29/2010 3:03:18 PM |
| dmfog | $25.00 | $25.00 | 4/29/2010 3:43:29 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:47 PM |
| alcyon | $50.00 | $50.00 | 4/29/2010 8:25:36 PM |
| respectful-integrity3 | $30.00 | $30.00 | 4/30/2010 6:03:48 AM |
| 34bcp23 | $25.00 | $25.00 | 4/30/2010 7:43:38 AM |
| lendingstar | $25.00 | $25.00 | 4/30/2010 8:58:00 AM |
| self-reliant-integrity0 | $50.00 | $50.00 | 4/30/2010 9:23:24 AM |
| gentle-note | $25.00 | $25.00 | 4/30/2010 9:34:56 AM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 10:55:21 AM |
| galaxy158 | $25.00 | $25.00 | 4/30/2010 11:47:13 AM |
| atmaan | $25.00 | $25.00 | 4/30/2010 8:32:56 AM |
| market-solstice2 | $25.00 | $25.00 | 4/30/2010 1:43:44 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/30/2010 2:25:56 PM |
| SongBirdProphecy | $25.00 | $25.00 | 4/30/2010 2:32:43 PM |
| KiwiElf | $25.00 | $25.00 | 4/30/2010 11:20:48 AM |
| flexible-vigilance7 | $25.00 | $25.00 | 4/30/2010 11:58:31 AM |
| jpblan11 | $100.00 | $100.00 | 4/30/2010 4:31:01 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/30/2010 4:32:44 PM |
| balance6 | $25.00 | $25.00 | 4/30/2010 5:07:48 PM |
| orange-dollar-guild | $50.00 | $50.00 | 5/2/2010 9:20:49 PM |
| GoldenTrout | $25.00 | $25.00 | 5/2/2010 9:25:54 PM |
| witty-compassion | $25.30 | $25.30 | 5/2/2010 9:28:42 PM |
| bigdogsafety1 | $25.00 | $25.00 | 5/2/2010 9:37:12 PM |
| point-taco | $25.00 | $25.00 | 5/3/2010 2:55:47 AM |
| Rdodson11 | $25.00 | $25.00 | 5/3/2010 6:37:06 AM |
| F16Pilot | $25.00 | $25.00 | 5/3/2010 8:31:33 AM |
| castanets2 | $25.00 | $25.00 | 5/3/2010 9:37:30 AM |
| troy0868 | $25.00 | $25.00 | 5/3/2010 9:37:37 AM |
| the-payout-hug | $25.00 | $25.00 | 5/3/2010 9:12:16 AM |
| Sven79 | $50.00 | $50.00 | 5/3/2010 9:46:31 AM |
| runfree | $56.30 | $56.30 | 5/3/2010 10:51:30 AM |
| famous-hope | $25.00 | $25.00 | 5/3/2010 1:16:27 PM |
| point-berserker | $25.00 | $25.00 | 5/3/2010 12:01:27 PM |
| dbanwart | $25.00 | $25.00 | 5/3/2010 1:06:00 PM |
| unitedins | $25.00 | $25.00 | 5/3/2010 2:45:50 PM |
| Dahlozer | $25.00 | $25.00 | 5/3/2010 3:40:50 PM |
| money-boomarang | $25.00 | $25.00 | 5/3/2010 5:14:39 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 5:50:58 PM |
| Raye147 | $25.00 | $25.00 | 5/3/2010 5:17:29 PM |
| dinero-festivity2 | $100.00 | $100.00 | 5/3/2010 6:20:38 PM |
| oheight | $25.00 | $25.00 | 5/3/2010 6:26:09 PM |
| PM_Broker | $25.00 | $25.00 | 5/4/2010 12:19:53 AM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 8:18:56 AM |
| Clambake | $50.00 | $50.00 | 5/4/2010 8:39:42 AM |
| DadWarbucks | $25.00 | $25.00 | 5/4/2010 9:47:43 AM |
| lending-bear | $50.00 | $50.00 | 5/4/2010 9:47:50 AM |
| loanman2007 | $100.00 | $100.00 | 5/4/2010 9:36:03 AM |
| lucrative-dollar | $25.00 | $25.00 | 5/4/2010 9:44:16 AM |
| brazilofmux | $74.53 | $74.53 | 5/4/2010 9:51:49 AM |
| LenderByDay | $25.00 | $25.00 | 5/4/2010 9:51:52 AM |
| chipperjohnson | $25.00 | $25.00 | 5/4/2010 9:52:00 AM |
| omerta6102 | $48.55 | $48.55 | 5/4/2010 9:52:07 AM |
| pischkoa | $25.00 | $25.00 | 5/4/2010 9:46:23 AM |
| bigphish | $25.00 | $25.00 | 5/4/2010 9:48:37 AM |
| GElender | $50.00 | $50.00 | 5/4/2010 9:54:13 AM |
| GrayStudio | $50.00 | $50.00 | 5/4/2010 9:48:44 AM |
| sentry256 | $25.00 | $25.00 | 5/4/2010 9:48:50 AM |
| Supernick | $50.00 | $50.00 | 5/4/2010 9:55:00 AM |
| lending_pugs | $25.00 | $25.00 | 5/4/2010 9:51:43 AM |
| dynamic-fairness | $25.00 | $25.00 | 5/4/2010 10:06:20 AM |
| wings2fly | $25.00 | $25.00 | 5/4/2010 9:53:38 AM |
| thedreamer | $25.00 | $25.00 | 5/4/2010 9:53:49 AM |
| Gabriel02 | $25.00 | $25.00 | 5/4/2010 9:54:15 AM |
| favorite-commerce | $50.00 | $50.00 | 5/4/2010 12:29:18 PM |
| nilonc1 | $225.00 | $225.00 | 5/4/2010 2:18:45 PM |
| established-payout | $25.00 | $25.00 | 5/4/2010 2:07:40 PM |
| Mathiaslh | $25.00 | $25.00 | 5/4/2010 3:34:30 PM |
| LoanBrkr | $25.00 | $25.00 | 5/4/2010 12:53:53 PM |
| gold-tent | $25.00 | $25.00 | 5/4/2010 3:59:48 PM |
| Favish | $50.00 | $50.00 | 5/4/2010 2:28:47 PM |
| dhe50 | $25.00 | $25.00 | 5/4/2010 2:34:42 PM |
| chibear34 | $25.00 | $25.00 | 5/4/2010 4:54:55 PM |
| decisive-capital | $31.65 | $31.65 | 5/4/2010 4:58:27 PM |
| ultimatepaintball | $25.00 | $25.00 | 5/4/2010 5:10:09 PM |
| Golfmoney | $50.00 | $50.00 | 5/4/2010 7:12:43 PM |
| NJournalist | $25.00 | $25.00 | 5/4/2010 8:13:59 PM |
| three-for-6 | $200.00 | $200.00 | 5/4/2010 7:56:03 PM |
| reflective-rupee | $100.00 | $100.00 | 5/4/2010 8:59:12 PM |
| fairness-swashbuckler | $76.39 | $76.39 | 5/4/2010 10:25:21 PM |
| herbyman | $25.00 | $25.00 | 5/5/2010 4:15:06 AM |
| greenback-ally | $50.00 | $50.00 | 5/4/2010 7:44:32 PM |
| zeelender | $25.00 | $25.00 | 5/5/2010 4:17:34 AM |
| ISHLEP67 | $30.10 | $30.10 | 5/5/2010 4:17:07 AM |
| Tasselhoff | $25.00 | $25.00 | 5/5/2010 4:39:06 AM |
| dansarkis | $25.00 | $25.00 | 5/5/2010 4:39:39 AM |
| carlover | $25.00 | $25.00 | 5/5/2010 4:55:13 AM |
| lostontheedge | $25.00 | $25.00 | 5/5/2010 5:25:09 AM |
| persistent-value3 | $48.86 | $48.86 | 5/5/2010 5:31:26 AM |
| jam96 | $25.00 | $25.00 | 5/5/2010 5:19:22 AM |
| dma1206 | $25.00 | $25.00 | 5/5/2010 5:19:40 AM |
| bronzmajom | $25.00 | $25.00 | 5/5/2010 12:20:48 AM |
| tornandfrayed | $25.00 | $25.00 | 5/5/2010 6:26:16 AM |
| smallfry | $25.00 | $25.00 | 5/5/2010 3:53:46 AM |
| wise-silver-wonder | $25.00 | $25.00 | 5/5/2010 6:28:43 AM |
| wdove511 | $25.00 | $25.00 | 5/5/2010 4:17:13 AM |
| happyface | $50.00 | $50.00 | 5/5/2010 7:22:34 AM |
| jenq0001 | $25.00 | $25.00 | 5/5/2010 4:55:08 AM |
| 113121 | $200.00 | $200.00 | 5/5/2010 7:40:33 AM |
| Schleproque | $25.00 | $25.00 | 5/5/2010 5:19:10 AM |
| kmwvma | $25.00 | $25.00 | 5/5/2010 5:25:11 AM |
| unadilla | $50.00 | $50.00 | 5/5/2010 5:29:29 AM |
| bamboozled_again | $41.51 | $41.51 | 5/5/2010 5:44:29 AM |
| enriching-payout | $25.00 | $25.00 | 5/5/2010 9:14:36 AM |
| Schwamie | $31.29 | $31.29 | 5/5/2010 6:19:23 AM |
| bazaar-ruler | $25.00 | $25.00 | 5/5/2010 6:25:32 AM |
| focused-wampum | $60.00 | $60.00 | 5/5/2010 8:58:54 AM |
| reflective-rupee | $1,500.00 | $197.77 | 5/5/2010 9:14:19 AM |
| philosopher4 | $25.00 | $25.00 | 5/5/2010 9:35:16 AM |
| lawyervon | $25.00 | $25.00 | 5/5/2010 7:22:34 AM |
| liberty-grizzly | $81.58 | $81.58 | 5/5/2010 8:21:03 AM |
| gadget7 | $26.67 | $26.67 | 5/5/2010 8:38:00 AM |
| natural-affluence4 | $50.00 | $50.00 | 5/5/2010 11:52:47 AM |
| rocket86 | $50.00 | $50.00 | 5/5/2010 9:05:17 AM |
| objective-investor | $100.00 | $100.00 | 5/5/2010 12:06:44 PM |
| steady-dime | $25.00 | $25.00 | 5/5/2010 1:59:30 PM |
| bsh297 | $25.00 | $25.00 | 5/5/2010 9:35:28 AM |
| Young-Y | $25.00 | $25.00 | 5/5/2010 3:41:22 PM |
| crw1950 | $50.00 | $50.00 | 5/5/2010 4:04:12 PM |
| gustavholstopus32 | $25.00 | $25.00 | 5/5/2010 11:01:16 AM |
| Dakota98 | $50.00 | $50.00 | 5/5/2010 4:35:10 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/5/2010 12:57:25 PM |
| Dougmo | $76.00 | $76.00 | 5/5/2010 2:21:53 PM |
| selfmademan | $25.00 | $25.00 | 5/5/2010 3:05:33 PM |
| PropertyInvest | $25.00 | $25.00 | 5/5/2010 4:50:42 PM |
| BigMoney56 | $25.00 | $25.00 | 4/28/2010 5:08:17 PM |
| meteoric-asset4 | $25.00 | $25.00 | 4/28/2010 5:08:11 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:08:31 PM |
| JKKCapital | $25.00 | $25.00 | 4/28/2010 5:08:57 PM |
| castleman | $25.00 | $25.00 | 4/28/2010 5:15:46 PM |
| radforj22 | $25.00 | $25.00 | 4/28/2010 5:15:34 PM |
| excellent-nickel | $25.00 | $25.00 | 4/28/2010 5:20:05 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/28/2010 5:23:19 PM |
| availableloan | $25.00 | $25.00 | 4/28/2010 5:22:09 PM |
| unassassinable | $25.00 | $25.00 | 4/28/2010 5:22:56 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/28/2010 5:24:33 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 5:27:18 PM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 5:24:55 PM |
| Comoparklender | $30.00 | $30.00 | 4/28/2010 5:14:59 PM |
| egw | $25.00 | $25.00 | 4/28/2010 5:15:03 PM |
| alamundo | $25.00 | $25.00 | 4/28/2010 5:27:54 PM |
| capital-web193 | $25.00 | $25.00 | 4/28/2010 5:43:12 PM |
| hrubinst | $25.00 | $25.00 | 4/28/2010 5:22:22 PM |
| Avala | $50.00 | $50.00 | 4/28/2010 5:22:37 PM |
| mmckune | $25.00 | $25.00 | 4/28/2010 5:22:52 PM |
| JGB | $25.00 | $25.00 | 4/28/2010 5:23:00 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/28/2010 5:23:12 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/28/2010 5:51:47 PM |
| torion | $25.00 | $25.00 | 4/28/2010 5:55:18 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/28/2010 5:52:44 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 6:06:12 PM |
| influential-compassion9 | $43.68 | $43.68 | 4/28/2010 7:22:41 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/28/2010 8:42:18 PM |
| MartiniCognac | $25.00 | $25.00 | 4/28/2010 11:15:09 PM |
| rider350 | $25.00 | $25.00 | 4/28/2010 5:48:10 PM |
| Cheburashka | $25.00 | $25.00 | 4/28/2010 5:50:02 PM |
| uncleubb | $25.00 | $25.00 | 4/29/2010 6:03:29 AM |
| Dap2005 | $25.00 | $25.00 | 4/28/2010 5:51:14 PM |
| resource777 | $25.00 | $25.00 | 4/28/2010 5:52:20 PM |
| AF-Chief | $28.00 | $28.00 | 4/28/2010 5:52:49 PM |
| orderly-leverage | $40.00 | $40.00 | 4/28/2010 5:53:03 PM |
| return-buddy | $25.00 | $25.00 | 4/29/2010 6:20:05 AM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:13 PM |
| neutrino6 | $25.00 | $25.00 | 4/29/2010 6:37:49 AM |
| MihirFromRedmond | $25.00 | $25.00 | 4/28/2010 6:06:04 PM |
| capital-marsupial3 | $25.00 | $25.00 | 4/29/2010 7:42:56 AM |
| ideal-platinum1 | $25.72 | $25.72 | 4/28/2010 6:28:09 PM |
| exponential-affluence4 | $25.00 | $25.00 | 4/29/2010 8:01:05 AM |
| porwestco | $25.00 | $25.00 | 4/28/2010 6:44:23 PM |
| dime-galaxy | $25.00 | $25.00 | 4/28/2010 6:58:32 PM |
| MTlender | $25.00 | $25.00 | 4/29/2010 9:07:43 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/29/2010 9:33:14 AM |
| damenhess | $25.00 | $25.00 | 4/29/2010 9:33:51 AM |
| worth-arch | $25.00 | $25.00 | 4/29/2010 9:03:16 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/29/2010 9:03:28 AM |
| auction-workhorse679 | $25.00 | $25.00 | 4/29/2010 9:34:04 AM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:07 AM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/29/2010 9:59:14 AM |
| The_Secret | $50.00 | $50.00 | 4/29/2010 9:59:23 AM |
| bchen78875 | $25.00 | $25.00 | 4/29/2010 9:59:37 AM |
| NDFIRTH | $50.00 | $50.00 | 4/29/2010 9:59:41 AM |
| funds-rascal | $25.00 | $25.00 | 4/29/2010 10:00:04 AM |
| principal-prodigy | $25.00 | $25.00 | 4/29/2010 9:56:25 AM |
| gelidfrank | $25.00 | $25.00 | 4/29/2010 10:00:10 AM |
| Aimvest | $25.00 | $25.00 | 4/29/2010 10:33:08 AM |
| nickel-advocator | $25.00 | $25.00 | 4/29/2010 10:00:12 AM |
| tremendous-payment | $25.00 | $25.00 | 4/29/2010 10:00:40 AM |
| saysana | $25.00 | $25.00 | 4/29/2010 10:50:24 AM |
| georg | $25.00 | $25.00 | 4/29/2010 11:32:32 AM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 11:07:03 AM |
| junctionking | $25.00 | $25.00 | 4/29/2010 11:46:50 AM |
| SnE | $25.00 | $25.00 | 4/29/2010 11:57:20 AM |
| ClearLake | $25.00 | $25.00 | 4/29/2010 12:44:06 PM |
| BuffetRocks | $42.58 | $42.58 | 4/29/2010 1:03:49 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/29/2010 7:43:00 AM |
| movistar | $25.00 | $25.00 | 4/29/2010 1:04:05 PM |
| contract-eagle | $35.43 | $35.43 | 4/29/2010 1:25:10 PM |
| FinDoc | $25.00 | $25.00 | 4/29/2010 1:58:40 PM |
| JanLal | $25.00 | $25.00 | 4/29/2010 9:03:24 AM |
| Comfort_Investments | $50.00 | $50.00 | 4/29/2010 9:33:45 AM |
| japerk | $25.00 | $25.00 | 4/29/2010 2:39:17 PM |
| jga516 | $25.00 | $25.00 | 4/29/2010 3:19:04 PM |
| iijaejaeii | $25.00 | $25.00 | 4/29/2010 3:55:30 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/29/2010 9:59:13 AM |
| r0b3m4n | $25.00 | $25.00 | 4/29/2010 9:59:50 AM |
| peerlender | $25.00 | $25.00 | 4/29/2010 3:27:24 PM |
| HamletTower | $25.00 | $25.00 | 4/29/2010 10:00:00 AM |
| SNH | $50.00 | $50.00 | 4/29/2010 10:00:07 AM |
| basis-mammal | $25.37 | $25.37 | 4/29/2010 10:00:41 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/29/2010 10:01:08 AM |
| successful-agreement7 | $25.21 | $25.21 | 4/29/2010 3:38:56 PM |
| docdekay | $40.00 | $40.00 | 4/29/2010 10:12:18 AM |
| slartibardfast | $25.00 | $25.00 | 4/29/2010 3:59:47 PM |
| line6owner | $36.00 | $36.00 | 4/29/2010 10:58:03 AM |
| SanJoser | $25.00 | $25.00 | 4/29/2010 12:03:10 PM |
| lendme2 | $50.00 | $50.00 | 4/29/2010 12:12:57 PM |
| mrrc7498 | $25.00 | $25.00 | 4/29/2010 12:37:31 PM |
| mdreiss | $25.00 | $25.00 | 4/29/2010 1:08:26 PM |
| boater01 | $50.00 | $50.00 | 4/29/2010 2:39:15 PM |
| LAM26 | $25.00 | $25.00 | 4/29/2010 3:43:25 PM |
| dsfoundation | $25.00 | $25.00 | 4/29/2010 3:59:41 PM |
| natural-credit328 | $25.00 | $25.00 | 4/29/2010 8:28:42 PM |
| fairmaiden | $25.00 | $25.00 | 4/30/2010 4:45:54 AM |
| treasure-bliss | $100.00 | $100.00 | 4/30/2010 4:23:03 AM |
| SimpleChoice | $25.00 | $25.00 | 4/30/2010 9:35:07 AM |
| SOP_Bank | $25.00 | $25.00 | 4/30/2010 9:48:20 AM |
| fishintime | $25.00 | $25.00 | 4/30/2010 10:12:42 AM |
| turbostar666 | $25.84 | $25.84 | 4/30/2010 10:41:29 AM |
| blue-courageous-justice | $25.00 | $25.00 | 4/30/2010 4:42:35 AM |
| bid-refresher2 | $25.00 | $25.00 | 4/30/2010 12:53:45 PM |
| 1fortheroad | $25.00 | $25.00 | 4/30/2010 1:19:03 PM |
| cablenews | $50.00 | $50.00 | 4/30/2010 1:18:20 PM |
| magnificent-reward9 | $25.00 | $25.00 | 4/30/2010 12:12:22 PM |
| greeninspirit | $25.00 | $25.00 | 4/30/2010 3:06:28 PM |
| favorite-dollar | $25.00 | $25.00 | 4/30/2010 5:23:03 PM |
| pragmatic-commerce | $50.00 | $50.00 | 5/2/2010 10:39:10 PM |
| progressive-asset | $100.00 | $100.00 | 5/3/2010 4:25:47 AM |
| dreamhope | $25.00 | $25.00 | 5/3/2010 7:55:22 AM |
| dingus | $25.00 | $25.00 | 5/3/2010 9:45:47 AM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 9:15:41 AM |
| REGS | $25.00 | $25.00 | 5/3/2010 9:38:03 AM |
| Tech-Entrepreneur | $25.00 | $25.00 | 5/3/2010 11:40:49 AM |
| 108lender | $200.00 | $200.00 | 5/3/2010 11:16:00 AM |
| RandyL3 | $33.00 | $33.00 | 5/3/2010 11:15:54 AM |
| Occhy | $75.00 | $75.00 | 5/3/2010 12:22:48 PM |
| trustworthy-fairness | $250.00 | $250.00 | 5/3/2010 11:39:20 AM |
| KWarrior | $25.00 | $25.00 | 5/3/2010 11:40:44 AM |
| gamp | $25.00 | $25.00 | 5/3/2010 5:31:10 PM |
| kind-value-pouch | $50.00 | $50.00 | 5/3/2010 5:27:14 PM |
| economy-caper9 | $25.00 | $25.00 | 5/3/2010 6:39:42 PM |
| Chuck9802 | $25.00 | $25.00 | 5/3/2010 6:27:26 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:55:58 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 5/3/2010 7:18:48 PM |
| Imaginos1892 | $150.00 | $150.00 | 5/3/2010 7:19:11 PM |
| 113121 | $25.00 | $25.00 | 5/4/2010 8:10:51 AM |
| don8ter | $25.00 | $25.00 | 5/4/2010 8:55:27 AM |
| Palmetto | $50.00 | $50.00 | 5/4/2010 9:45:08 AM |
| leftcoast52 | $25.00 | $25.00 | 5/4/2010 9:46:19 AM |
| the-bid-sorcerer | $25.00 | $25.00 | 5/4/2010 9:45:32 AM |
| mrack | $25.00 | $25.00 | 5/4/2010 9:46:32 AM |
| flwah | $25.00 | $25.00 | 5/4/2010 9:47:57 AM |
| leverage-monger | $25.00 | $25.00 | 5/4/2010 9:31:14 AM |
| Tradesmanlender | $25.00 | $25.00 | 5/4/2010 9:53:20 AM |
| jrbill1998 | $50.00 | $50.00 | 5/4/2010 9:54:09 AM |
| FOFagent1 | $200.00 | $200.00 | 5/4/2010 9:56:36 AM |
| tuneman1980 | $25.00 | $25.00 | 5/4/2010 10:06:31 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:53:40 AM |
| SimonHova | $25.00 | $25.00 | 5/4/2010 10:26:09 AM |
| Chesterite | $50.00 | $50.00 | 5/4/2010 11:10:23 AM |
| revenue-achievement | $25.00 | $25.00 | 5/4/2010 12:38:35 PM |
| orange-dollar-guild | $25.00 | $25.00 | 5/4/2010 1:12:31 PM |
| investment-tempo | $50.00 | $50.00 | 5/4/2010 2:03:53 PM |
| RecoveryLender | $25.00 | $25.00 | 5/4/2010 1:13:41 PM |
| CorporateRaider | $25.00 | $25.00 | 5/4/2010 4:12:01 PM |
| Craig172 | $39.81 | $39.81 | 5/4/2010 1:35:09 PM |
| mamasbeachhouse | $250.00 | $250.00 | 5/4/2010 5:11:33 PM |
| felicity-loyalist0 | $25.00 | $25.00 | 5/4/2010 6:52:30 PM |
| hopethisworks | $43.59 | $43.59 | 5/5/2010 4:05:21 AM |
| minista | $25.00 | $25.00 | 5/4/2010 7:59:35 PM |
| Frenchynh | $25.00 | $25.00 | 5/5/2010 4:17:03 AM |
| lookingup78 | $25.00 | $25.00 | 5/5/2010 4:29:33 AM |
| YellowJacket | $25.00 | $25.00 | 5/5/2010 4:40:09 AM |
| L-vex | $25.00 | $25.00 | 5/5/2010 4:39:48 AM |
| guaton | $25.00 | $25.00 | 5/5/2010 4:45:08 AM |
| fireboss | $34.58 | $34.58 | 5/5/2010 5:36:48 AM |
| theemhdoctor | $25.00 | $25.00 | 5/5/2010 5:24:38 AM |
| salala | $25.00 | $25.00 | 5/5/2010 5:43:52 AM |
| mikeandcat | $50.00 | $50.00 | 5/5/2010 6:09:33 AM |
| skuba | $25.00 | $25.00 | 5/5/2010 1:53:48 AM |
| nestegg4e | $25.00 | $25.00 | 5/5/2010 6:26:20 AM |
| biobulator | $25.00 | $25.00 | 5/5/2010 6:09:39 AM |
| Oupa-George | $25.00 | $25.00 | 5/5/2010 4:16:48 AM |
| patriot384 | $250.00 | $250.00 | 5/5/2010 7:36:18 AM |
| pwkpwk | $25.00 | $25.00 | 5/5/2010 5:25:12 AM |
| Aquani | $33.92 | $33.92 | 5/5/2010 5:44:31 AM |
| seattleslug | $25.00 | $25.00 | 5/5/2010 6:01:35 AM |
| dparkhom | $25.00 | $25.00 | 5/5/2010 6:09:29 AM |
| AY_RY | $25.00 | $25.00 | 5/5/2010 8:41:26 AM |
| reBuild-America | $50.00 | $50.00 | 5/5/2010 9:33:23 AM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 9:15:47 AM |
| nolahelper | $25.00 | $25.00 | 5/5/2010 6:39:21 AM |
| buffalobills | $25.00 | $25.00 | 5/5/2010 7:13:12 AM |
| happyface | $50.00 | $50.00 | 5/5/2010 7:22:10 AM |
| phillipd48 | $25.00 | $25.00 | 5/5/2010 10:38:41 AM |
| Bidwinner08 | $46.42 | $46.42 | 5/5/2010 11:04:28 AM |
| interest88 | $25.00 | $25.00 | 5/5/2010 11:12:51 AM |
| rsd4444 | $25.00 | $25.00 | 5/5/2010 11:41:50 AM |
| yertle9 | $25.00 | $25.00 | 5/5/2010 1:19:35 PM |
| rich329 | $25.00 | $25.00 | 5/5/2010 1:45:24 PM |
| improvman | $25.00 | $25.00 | 5/5/2010 2:03:26 PM |
| colorfulgardener | $25.00 | $25.00 | 5/5/2010 2:06:14 PM |
| blissful-note7 | $25.00 | $25.00 | 5/5/2010 9:36:00 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/5/2010 9:40:21 AM |
| happy-yield | $25.00 | $25.00 | 5/5/2010 2:21:37 PM |
| ndwayno | $25.00 | $25.00 | 5/5/2010 3:05:43 PM |
| drysdale-sd | $50.00 | $50.00 | 5/5/2010 10:39:36 AM |
| Lender50 | $25.00 | $25.00 | 5/5/2010 1:04:29 PM |
| greekgst99 | $25.00 | $25.00 | 5/5/2010 1:43:38 PM |
| ammasv | $25.00 | $25.00 | 5/5/2010 3:44:09 PM |
| k219824 | $110.00 | $110.00 | 5/5/2010 4:00:39 PM |
| leverage-monger | $56.00 | $56.00 | 5/5/2010 4:58:47 PM |
| 403 bids
|
Borrower Payment Dependent Notes Series
456212
This series of Notes was issued and sold upon the funding of the borrower loan #42370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 10.50% |
Starting borrower rate/APR:
| 11.50% / 11.85% |
Starting monthly payment:
| $263.81 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $255.52 |
| |
|
Auction yield range:
| 3.04% - 10.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 3m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $50 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yan201 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
C.C BT Expired, needs to pay off
Purpose of loan:
0% c.c balance transfer expired, now interest rate is going up to aroud 16%. Need to get better rate
My financial situation:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| appastk | $25.00 | $25.00 | 4/27/2010 5:04:32 PM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 5:04:47 PM |
| AmericanCredit | $25.00 | $25.00 | 4/27/2010 5:05:14 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/27/2010 5:05:36 PM |
| alcyon | $25.00 | $25.00 | 4/27/2010 5:05:46 PM |
| Rdodson11 | $25.00 | $25.00 | 4/27/2010 5:05:13 PM |
| agreement-pie | $25.00 | $25.00 | 4/27/2010 5:06:30 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/27/2010 5:07:17 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/27/2010 5:07:37 PM |
| credit-scout7 | $30.00 | $30.00 | 4/27/2010 5:07:47 PM |
| Brainworm | $25.00 | $25.00 | 4/27/2010 5:07:00 PM |
| harty | $60.00 | $60.00 | 4/27/2010 5:08:09 PM |
| lender987654321 | $25.00 | $25.00 | 4/27/2010 5:08:24 PM |
| Crisscross | $25.00 | $25.00 | 4/27/2010 5:08:46 PM |
| nickel-advocator | $25.00 | $25.00 | 4/27/2010 5:09:05 PM |
| castleman | $25.00 | $25.00 | 4/27/2010 5:08:01 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 5:13:22 PM |
| briphi | $25.00 | $25.00 | 4/27/2010 5:14:22 PM |
| social-turtle4 | $25.00 | $25.00 | 4/27/2010 5:14:37 PM |
| winter-vigilance | $25.00 | $25.00 | 4/27/2010 5:08:56 PM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 5:15:03 PM |
| refined-income7 | $25.00 | $25.00 | 4/27/2010 5:15:16 PM |
| dollar-birdie | $50.00 | $50.00 | 4/27/2010 5:15:23 PM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 5:15:38 PM |
| meux99 | $25.00 | $25.00 | 4/27/2010 5:15:47 PM |
| fxsrider | $25.00 | $25.00 | 4/27/2010 5:14:15 PM |
| transparency-halo | $25.00 | $25.00 | 4/27/2010 5:14:20 PM |
| srgriff | $25.00 | $25.00 | 4/27/2010 5:14:38 PM |
| daveseansworld | $25.00 | $25.00 | 4/27/2010 5:15:23 PM |
| fightinjoe | $25.00 | $25.00 | 4/27/2010 5:15:30 PM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 5:17:41 PM |
| betak | $50.00 | $50.00 | 4/27/2010 5:17:59 PM |
| RG | $35.00 | $35.00 | 4/27/2010 5:18:30 PM |
| tylerfd | $25.00 | $25.00 | 4/27/2010 5:18:37 PM |
| ShotokanKeto | $25.00 | $25.00 | 4/27/2010 5:18:47 PM |
| Archimeech | $25.00 | $25.00 | 4/27/2010 5:17:27 PM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 5:17:32 PM |
| Zanch | $25.00 | $25.00 | 4/27/2010 5:18:03 PM |
| balance-voyager | $100.00 | $100.00 | 4/27/2010 5:18:06 PM |
| damage | $25.00 | $25.00 | 4/27/2010 5:18:10 PM |
| stable-nickel | $200.00 | $200.00 | 4/27/2010 5:19:50 PM |
| MO_Investor | $25.00 | $25.00 | 4/27/2010 5:18:42 PM |
| trevandtal | $25.00 | $25.00 | 4/27/2010 5:20:42 PM |
| asset-professor | $27.45 | $27.45 | 4/27/2010 5:18:49 PM |
| rosie777 | $30.00 | $30.00 | 4/27/2010 5:18:52 PM |
| peerlender | $30.00 | $30.00 | 4/27/2010 5:21:05 PM |
| Taxman44 | $25.00 | $25.00 | 4/27/2010 5:04:36 PM |
| DonaldColorado | $25.00 | $25.00 | 4/27/2010 5:21:52 PM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 5:21:56 PM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 5:22:01 PM |
| hbzchimar | $25.00 | $25.00 | 4/27/2010 5:05:12 PM |
| practice44 | $25.00 | $25.00 | 4/27/2010 5:20:45 PM |
| Dazz2061 | $25.00 | $25.00 | 4/27/2010 5:22:37 PM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 5:05:24 PM |
| TheMan | $25.00 | $25.00 | 4/27/2010 5:21:03 PM |
| wampum-optimization | $50.00 | $50.00 | 4/27/2010 5:23:13 PM |
| euro-starter | $25.00 | $25.00 | 4/27/2010 5:23:17 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/27/2010 5:21:24 PM |
| Attract | $25.00 | $25.00 | 4/27/2010 5:21:48 PM |
| Supernick | $50.00 | $50.00 | 4/27/2010 5:21:50 PM |
| worthy-wealth3 | $25.00 | $25.00 | 4/27/2010 5:22:07 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/27/2010 5:23:51 PM |
| truth-image | $50.00 | $50.00 | 4/27/2010 5:23:53 PM |
| michaelndn | $25.00 | $25.00 | 4/27/2010 5:22:41 PM |
| RickD1003 | $50.00 | $50.00 | 4/27/2010 5:06:38 PM |
| Dweeberkitty1 | $25.00 | $25.00 | 4/27/2010 5:23:09 PM |
| first-pragmatic-note | $25.00 | $25.00 | 4/27/2010 5:23:12 PM |
| Thunderswan | $50.00 | $50.00 | 4/27/2010 5:23:16 PM |
| ingenious-order783 | $25.00 | $25.00 | 4/27/2010 5:23:21 PM |
| fantastic-openness | $50.00 | $50.00 | 4/27/2010 5:24:39 PM |
| nickel-ferret | $25.00 | $25.00 | 4/27/2010 5:24:05 PM |
| delicious-social132 | $40.00 | $40.00 | 4/27/2010 5:24:13 PM |
| Barak | $40.00 | $40.00 | 4/27/2010 5:24:23 PM |
| afotherg | $25.00 | $25.00 | 4/27/2010 5:25:45 PM |
| MoneySiles | $25.00 | $25.00 | 4/27/2010 5:25:54 PM |
| five-star-asset2 | $25.00 | $25.00 | 4/27/2010 5:26:12 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/27/2010 5:08:15 PM |
| moneynmotion | $25.00 | $25.00 | 4/27/2010 5:08:25 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 4/27/2010 5:08:43 PM |
| VictoryPM | $25.00 | $25.00 | 4/27/2010 5:08:48 PM |
| InvestmentFreak | $35.00 | $35.00 | 4/27/2010 5:08:51 PM |
| successful-euro | $75.00 | $75.00 | 4/27/2010 5:08:54 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 5:26:19 PM |
| MoneyBagsRUs | $25.00 | $25.00 | 4/27/2010 5:14:14 PM |
| bonus-tent | $25.00 | $25.00 | 4/27/2010 5:14:18 PM |
| fortytwo | $100.00 | $100.00 | 4/27/2010 5:28:21 PM |
| bewitching-asset3 | $50.00 | $50.00 | 4/27/2010 5:14:24 PM |
| reflective-deal8 | $50.00 | $50.00 | 4/27/2010 5:14:33 PM |
| balance6 | $25.00 | $25.00 | 4/27/2010 5:15:17 PM |
| transparency-giant | $50.00 | $50.00 | 4/27/2010 5:15:27 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 5:16:30 PM |
| jeffpac | $55.00 | $18.79 | 4/27/2010 5:28:24 PM |
| leodaguy | $25.00 | $25.00 | 4/27/2010 5:18:01 PM |
| bayfocus | $25.00 | $25.00 | 4/27/2010 5:18:27 PM |
| intelligent-yield | $25.00 | $25.00 | 4/27/2010 5:18:34 PM |
| maldok1 | $25.00 | $25.00 | 4/27/2010 5:18:40 PM |
| lifegrowth | $25.00 | $25.00 | 4/27/2010 5:18:48 PM |
| Microfinancer | $25.00 | $25.00 | 4/27/2010 5:18:51 PM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 5:19:04 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/27/2010 5:19:44 PM |
| Merganser | $25.00 | $25.00 | 4/27/2010 5:19:52 PM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 5:22:10 PM |
| zenchef | $25.00 | $25.00 | 4/27/2010 5:22:15 PM |
| Walkingcowboy | $25.00 | $25.00 | 4/27/2010 5:22:48 PM |
| toblerone | $50.00 | $50.00 | 4/27/2010 5:22:55 PM |
| a-special-power | $25.00 | $25.00 | 4/27/2010 5:23:20 PM |
| axl163 | $25.00 | $25.00 | 4/27/2010 5:23:27 PM |
| iolaire | $25.00 | $25.00 | 4/27/2010 5:23:37 PM |
| authoritative-capital | $25.00 | $25.00 | 4/27/2010 5:23:42 PM |
| meenan | $25.00 | $25.00 | 4/27/2010 5:24:17 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 5:25:21 PM |
| organic-income5 | $50.00 | $50.00 | 4/27/2010 5:25:50 PM |
| uncleubb | $25.00 | $25.00 | 4/28/2010 10:12:48 AM |
| giovani | $25.00 | $25.00 | 5/3/2010 12:04:37 AM |
| JGuide | $26.86 | $26.86 | 5/3/2010 9:52:46 PM |
| dgagli1 | $45.00 | $45.00 | 5/4/2010 8:58:32 AM |
| ToloUSN | $50.00 | $50.00 | 5/4/2010 9:49:38 AM |
| Ven58 | $25.00 | $25.00 | 5/4/2010 9:51:56 AM |
| 1SteelerFan | $25.00 | $25.00 | 5/4/2010 12:15:45 PM |
| dblakels | $25.00 | $25.00 | 5/4/2010 2:22:00 PM |
| loan-warrior | $25.00 | $25.00 | 4/27/2010 5:04:42 PM |
| ddamenace | $25.00 | $25.00 | 4/27/2010 5:05:25 PM |
| myextracash | $25.00 | $25.00 | 4/27/2010 5:06:37 PM |
| Armenish | $25.00 | $25.00 | 4/27/2010 5:06:00 PM |
| rider350 | $50.00 | $50.00 | 4/27/2010 5:06:32 PM |
| islandbuilder1 | $25.00 | $25.00 | 4/27/2010 5:06:35 PM |
| fly4sugar | $25.00 | $25.00 | 4/27/2010 5:07:45 PM |
| income-excellence1 | $25.00 | $25.00 | 4/27/2010 5:08:34 PM |
| mac415 | $25.00 | $25.00 | 4/27/2010 5:08:41 PM |
| credit-force5 | $25.00 | $25.00 | 4/27/2010 5:14:31 PM |
| roccofox | $50.00 | $50.00 | 4/27/2010 5:08:32 PM |
| prashgig | $25.00 | $25.00 | 4/27/2010 5:08:45 PM |
| green-unassailable-investment | $25.00 | $25.00 | 4/27/2010 5:08:57 PM |
| bigballer105 | $50.00 | $50.00 | 4/27/2010 5:15:20 PM |
| fishtale | $25.00 | $25.00 | 4/27/2010 5:14:29 PM |
| Ivan2007 | $25.00 | $25.00 | 4/27/2010 5:14:42 PM |
| slobberjob | $25.00 | $25.00 | 4/27/2010 5:15:18 PM |
| Railbird | $25.00 | $25.00 | 4/27/2010 5:16:46 PM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 5:16:41 PM |
| medan20356 | $25.00 | $25.00 | 4/27/2010 5:17:57 PM |
| unique-order8 | $25.00 | $25.00 | 4/27/2010 5:18:33 PM |
| auction-turbine4 | $50.00 | $50.00 | 4/27/2010 5:18:39 PM |
| kvandivo | $25.00 | $25.00 | 4/27/2010 5:18:43 PM |
| Pasagam | $25.00 | $25.00 | 4/27/2010 5:18:55 PM |
| cub510 | $100.00 | $100.00 | 4/27/2010 5:17:51 PM |
| cordial-investment1 | $25.00 | $25.00 | 4/27/2010 5:17:55 PM |
| InvestorPartners | $25.00 | $25.00 | 4/27/2010 5:18:04 PM |
| dlshap | $25.00 | $25.00 | 4/27/2010 5:18:13 PM |
| lendersf | $95.00 | $95.00 | 4/27/2010 5:18:32 PM |
| restless-currency | $25.00 | $25.00 | 4/27/2010 5:18:41 PM |
| Yotaman | $25.00 | $25.00 | 4/27/2010 5:18:46 PM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 5:18:50 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 5:21:01 PM |
| rolandweary | $30.00 | $30.00 | 4/27/2010 5:21:11 PM |
| aasx1108 | $25.00 | $25.00 | 4/27/2010 5:19:42 PM |
| market-assembler | $50.00 | $50.00 | 4/27/2010 5:21:33 PM |
| mar97 | $25.00 | $25.00 | 4/27/2010 5:21:44 PM |
| Tai | $25.00 | $25.00 | 4/27/2010 5:19:54 PM |
| saritha | $25.00 | $25.00 | 4/27/2010 5:21:49 PM |
| klinebarger | $25.00 | $25.00 | 4/27/2010 5:20:12 PM |
| ramsumana | $25.00 | $25.00 | 4/27/2010 5:21:59 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/27/2010 5:05:09 PM |
| lenderforyoutoday | $41.24 | $41.24 | 4/27/2010 5:22:18 PM |
| ProfPC | $25.00 | $25.00 | 4/27/2010 5:20:59 PM |
| Jack1966 | $25.00 | $25.00 | 4/27/2010 5:22:50 PM |
| paladin847 | $25.00 | $25.00 | 4/27/2010 5:23:05 PM |
| mizon291 | $50.00 | $50.00 | 4/27/2010 5:21:19 PM |
| JKEnterprises | $25.00 | $25.00 | 4/27/2010 5:23:20 PM |
| steady-funds6 | $25.00 | $25.00 | 4/27/2010 5:22:17 PM |
| AFairDeal | $25.00 | $25.00 | 4/27/2010 5:22:34 PM |
| mad4wknds | $25.00 | $25.00 | 4/27/2010 5:23:03 PM |
| careful-note | $50.00 | $50.00 | 4/27/2010 5:24:28 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/27/2010 5:06:42 PM |
| Toby1montana | $78.30 | $78.30 | 4/27/2010 5:23:11 PM |
| Dreamconnection | $25.00 | $25.00 | 4/27/2010 5:23:19 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/27/2010 5:24:51 PM |
| evnagelist | $25.00 | $25.00 | 4/27/2010 5:23:47 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 5:07:22 PM |
| figs4u2 | $80.00 | $80.00 | 4/27/2010 5:25:38 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/27/2010 5:24:33 PM |
| bright-balance | $25.00 | $25.00 | 4/27/2010 5:24:44 PM |
| hookUup | $25.00 | $25.00 | 4/27/2010 5:26:06 PM |
| gain-doughnut | $25.00 | $25.00 | 4/27/2010 5:07:53 PM |
| thorough-exchange4 | $40.00 | $40.00 | 4/27/2010 5:26:15 PM |
| telegon | $25.00 | $25.00 | 4/27/2010 5:08:04 PM |
| antlr | $25.00 | $25.00 | 4/27/2010 5:25:05 PM |
| kulender | $25.00 | $25.00 | 4/27/2010 5:25:15 PM |
| financialaid | $25.00 | $25.00 | 4/27/2010 5:08:19 PM |
| JGB | $25.00 | $25.00 | 4/27/2010 5:25:19 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/27/2010 5:08:30 PM |
| money-surge1 | $25.00 | $25.00 | 4/27/2010 5:25:26 PM |
| profitable-economy3 | $25.00 | $25.00 | 4/27/2010 5:08:44 PM |
| wormdc | $25.00 | $25.00 | 4/27/2010 5:08:49 PM |
| gnar | $25.00 | $25.00 | 4/27/2010 5:08:52 PM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 5:26:10 PM |
| autonomous-basis | $25.00 | $25.00 | 4/27/2010 5:14:11 PM |
| skvat | $25.00 | $25.00 | 4/27/2010 5:14:17 PM |
| unforgettable-order9 | $100.00 | $100.00 | 4/27/2010 5:14:19 PM |
| RMB-Investments | $25.00 | $25.00 | 4/27/2010 5:14:26 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/27/2010 5:14:35 PM |
| baseballfan111 | $25.00 | $25.00 | 4/27/2010 5:15:21 PM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 5:17:04 PM |
| auction-poblano | $25.00 | $25.00 | 4/27/2010 5:17:46 PM |
| martinatime | $25.00 | $25.00 | 4/27/2010 5:18:09 PM |
| 1phantom | $50.00 | $50.00 | 4/27/2010 5:18:31 PM |
| bedframe | $25.00 | $25.00 | 4/27/2010 5:18:45 PM |
| MTLoans | $25.00 | $25.00 | 4/27/2010 5:19:09 PM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 5:19:13 PM |
| community-saver158 | $50.00 | $50.00 | 4/27/2010 5:19:41 PM |
| TeamRamRod | $25.00 | $25.00 | 4/27/2010 5:20:57 PM |
| aggielender | $50.00 | $50.00 | 4/27/2010 5:21:30 PM |
| PA2LA | $25.00 | $25.00 | 4/27/2010 5:22:20 PM |
| BayShell | $50.00 | $50.00 | 4/27/2010 5:22:27 PM |
| ahansen | $25.00 | $25.00 | 4/27/2010 5:22:44 PM |
| MAJESTIC5 | $50.00 | $50.00 | 4/27/2010 5:23:01 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/27/2010 5:23:14 PM |
| kchen486 | $25.00 | $25.00 | 4/27/2010 5:23:18 PM |
| HunterSix | $25.00 | $25.00 | 4/27/2010 5:23:24 PM |
| TakeCare | $100.00 | $100.00 | 4/27/2010 5:24:48 PM |
| Daneistes | $100.00 | $100.00 | 4/27/2010 5:24:57 PM |
| DukSerduk | $25.00 | $25.00 | 4/27/2010 5:25:14 PM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 5:25:34 PM |
| investment-network | $25.00 | $25.00 | 4/27/2010 5:25:59 PM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 5:28:18 PM |
| Brown98 | $25.00 | $25.00 | 4/27/2010 5:34:11 PM |
| dollarboy | $25.00 | $25.00 | 4/27/2010 8:37:43 PM |
| interstellar | $50.00 | $50.00 | 4/29/2010 1:15:34 PM |
| octoberfresh | $25.00 | $25.00 | 5/3/2010 11:09:46 AM |
| thoughtful-justice8 | $25.00 | $25.00 | 5/3/2010 10:18:12 AM |
| llequire1 | $47.34 | $47.34 | 5/3/2010 11:43:23 AM |
| drummerdad | $25.00 | $25.00 | 5/4/2010 7:54:43 AM |
| BristolGarden | $50.00 | $50.00 | 5/4/2010 9:39:18 AM |
| persistent-value3 | $39.02 | $39.02 | 5/4/2010 9:40:44 AM |
| DackoDenk | $25.00 | $25.00 | 5/4/2010 10:06:53 AM |
| Cherrypicker | $50.00 | $50.00 | 5/4/2010 10:27:23 AM |
| jcw3rd | $25.00 | $25.00 | 5/4/2010 10:54:44 AM |
| DobieDame | $50.00 | $50.00 | 5/4/2010 1:20:32 PM |
| El_Maestro | $25.00 | $25.00 | 5/4/2010 1:12:21 PM |
| rich329 | $25.00 | $25.00 | 5/4/2010 1:38:36 PM |
| friendinmoney | $50.00 | $50.00 | 5/4/2010 4:36:11 PM |
| 240 bids
|
Borrower Payment Dependent Notes Series
456244
This series of Notes was issued and sold upon the funding of the borrower loan #42356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-29-2010 |
| |
Auction end date:
| May-06-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $94.26 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $92.78 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 15
/
8 | Length of status: | 3y 5m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 49 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,887 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 55% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| gold-forte2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My daughters wedding & shower
Purpose of loan:
This loan will be used to?
help towards my daughters wedding & shower expenses
My financial situation:
I am a good candidate for this loan because?
I have always paid things on time.? Payment can be deducted from my checking account each month.
Monthly net income: $
$2,842? plus I work for a staffing service part time which gives me an additional $300 per month
Monthly expenses: $
??Housing: $ !,100 includes my heat and hot water
??Insurance: $ 150
??Car expenses: $ 100
??Utilities: $ 37
??Phone, cable, internet: $ 120
??Food, entertainment: $?75?Clothing, household expenses $?10
??Credit cards and other loans: $? 533
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi,
why did you have a public record?
thanks, - p2ploan-sensation211
A:
Circumstances beyond my control over 7 years ago. I weighed all my options, went to see an attorney and was advised accordingly. If you need more details I will be happy to elaborate.
(May-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| PRGuyinVA | $25.00 | $25.00 | 4/29/2010 4:10:31 PM |
| mmckune | $25.00 | $25.00 | 4/29/2010 4:09:40 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 4:11:08 PM |
| DcUnited | $25.00 | $25.00 | 4/29/2010 4:39:30 PM |
| Marathoner | $25.00 | $25.00 | 4/29/2010 4:38:46 PM |
| radforj22 | $25.00 | $25.00 | 4/29/2010 4:39:11 PM |
| castleman | $25.00 | $25.00 | 4/29/2010 4:39:20 PM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 4:12:17 PM |
| life-is-great | $25.00 | $25.00 | 4/29/2010 4:46:34 PM |
| Avala | $50.00 | $50.00 | 4/29/2010 4:43:56 PM |
| delicious-social132 | $25.00 | $25.00 | 4/29/2010 4:44:01 PM |
| integrity-doctor | $100.00 | $100.00 | 4/29/2010 4:44:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/29/2010 4:59:10 PM |
| frogperson | $75.00 | $26.60 | 4/29/2010 5:58:35 PM |
| Bank_Of_XL | $25.00 | $25.00 | 4/29/2010 6:20:52 PM |
| income-fortress | $25.00 | $25.00 | 4/29/2010 4:39:39 PM |
| hrubinst | $25.00 | $25.00 | 4/29/2010 4:43:45 PM |
| unassassinable | $25.00 | $25.00 | 4/29/2010 4:44:16 PM |
| GiantAardvark | $25.00 | $25.00 | 4/29/2010 4:44:37 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/29/2010 4:44:41 PM |
| euphoria8 | $25.00 | $25.00 | 4/30/2010 1:40:49 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/29/2010 5:13:15 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/30/2010 6:11:53 AM |
| marwadi-62 | $100.00 | $100.00 | 4/30/2010 11:52:34 AM |
| wadkuzma | $38.17 | $38.17 | 5/3/2010 10:23:26 AM |
| prohelper | $25.00 | $25.00 | 5/4/2010 12:47:01 PM |
| poolshark72 | $25.00 | $25.00 | 5/4/2010 4:22:40 PM |
| serene-capital | $25.00 | $25.00 | 5/5/2010 1:22:32 AM |
| durability-keeper | $25.00 | $25.00 | 5/5/2010 8:22:27 AM |
| achillesa | $25.00 | $25.00 | 5/5/2010 8:21:39 AM |
| beakerfish | $100.00 | $100.00 | 5/5/2010 6:13:11 PM |
| p2ploan-sensation211 | $47.23 | $47.23 | 5/5/2010 7:46:58 PM |
| noodles932 | $28.00 | $28.00 | 5/6/2010 4:51:08 AM |
| snm2001 | $25.00 | $25.00 | 5/5/2010 7:42:33 PM |
| hmarquiss4 | $50.00 | $50.00 | 5/5/2010 8:00:06 PM |
| wonder3 | $25.00 | $25.00 | 5/6/2010 6:05:55 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/29/2010 4:21:13 PM |
| Phantom99 | $25.00 | $25.00 | 4/29/2010 4:09:29 PM |
| loanfairy | $25.00 | $25.00 | 4/29/2010 4:09:35 PM |
| Comoparklender | $30.00 | $30.00 | 4/29/2010 4:38:22 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/29/2010 4:39:59 PM |
| Artist_Blue | $25.00 | $25.00 | 4/29/2010 4:39:34 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/29/2010 4:44:33 PM |
| bchen78875 | $25.00 | $25.00 | 4/29/2010 4:11:57 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/29/2010 4:44:22 PM |
| Unitas4302 | $50.00 | $50.00 | 4/29/2010 5:48:59 PM |
| finance-prescription | $100.00 | $100.00 | 4/29/2010 4:39:14 PM |
| morewhatsinstore | $25.00 | $25.00 | 4/29/2010 9:33:39 PM |
| dinero-speaker | $25.00 | $25.00 | 4/29/2010 4:44:10 PM |
| JGB | $25.00 | $25.00 | 4/29/2010 4:44:19 PM |
| ddog0224 | $25.00 | $25.00 | 4/29/2010 4:47:02 PM |
| rockhound84 | $25.00 | $25.00 | 4/30/2010 7:13:55 AM |
| EngineersAlliance | $75.00 | $75.00 | 4/30/2010 9:14:02 AM |
| duty-monger | $50.00 | $50.00 | 4/30/2010 11:26:24 AM |
| frogperson | $100.00 | $100.00 | 4/30/2010 1:10:33 PM |
| cloud8 | $30.00 | $30.00 | 4/30/2010 1:23:28 PM |
| Easystreet | $25.00 | $25.00 | 5/2/2010 9:50:52 PM |
| uwinwewin | $25.00 | $25.00 | 5/3/2010 6:22:29 PM |
| elvisloans | $25.00 | $25.00 | 5/4/2010 9:19:28 AM |
| wild_carrot | $25.00 | $25.00 | 5/4/2010 9:44:21 AM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 10:29:01 AM |
| blissful-note7 | $25.00 | $25.00 | 5/5/2010 9:36:05 AM |
| hektek22 | $25.00 | $25.00 | 5/5/2010 6:25:51 PM |
| trade-goblin9 | $25.00 | $25.00 | 5/5/2010 6:25:39 PM |
| Stingray8a | $25.00 | $25.00 | 5/5/2010 11:38:53 PM |
| khamlagirl | $25.00 | $25.00 | 5/5/2010 6:33:29 PM |
| power-cactus0 | $25.00 | $25.00 | 5/5/2010 6:39:08 PM |
| FloridaBookie | $25.00 | $25.00 | 5/6/2010 5:40:11 AM |
| MattProsper | $50.00 | $50.00 | 5/5/2010 8:37:52 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
456254
This series of Notes was issued and sold upon the funding of the borrower loan #42362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-29-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $123.75 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $123.69 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 6% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 1m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,957 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| epic-bid9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Social Responsibility
This loan will be used to fund an inventory expansion for Chaka MarketBridge. Chaka MarketBridge helps artisans in Nicaragua. The artisans use their trade and businesses to provide for their families and make a meaningful impact in their communities.
Chaka buys products from these artisans, allowing them access to greater demand and higher sales, helping them to keep their businesses solvent. To learn more, please visit our website at http://www.chakamarketbridge.com
This business is a venture that four partners and I work at on the side. I have a secure full-time job, as do my partners. I have worked hard to obtain my excellent credit rating and will do what it takes to maintain it. I can safely make the payments on this loan.
Please help my partners and I make a difference in the lives of Nicaraguan artisans. Thanks for your consideration
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| julijask | $35.00 | $35.00 | 4/29/2010 4:10:56 PM |
| mizount | $25.00 | $25.00 | 4/29/2010 4:26:08 PM |
| sajitk | $25.00 | $25.00 | 4/29/2010 4:27:50 PM |
| thedoctor | $90.00 | $90.00 | 4/29/2010 4:29:10 PM |
| museic1 | $25.00 | $25.00 | 4/29/2010 4:29:56 PM |
| mikeandcat | $100.00 | $100.00 | 4/29/2010 4:30:22 PM |
| synergy4all | $25.00 | $25.00 | 4/29/2010 4:27:32 PM |
| reueljw | $25.00 | $25.00 | 4/29/2010 4:27:46 PM |
| _kyle | $25.00 | $25.00 | 4/29/2010 4:27:55 PM |
| gethsemane4 | $25.00 | $25.00 | 4/29/2010 4:29:49 PM |
| harty | $60.00 | $60.00 | 4/29/2010 4:40:16 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/29/2010 4:40:21 PM |
| dlshap | $25.00 | $25.00 | 4/29/2010 4:40:50 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/29/2010 4:39:49 PM |
| evnagelist | $25.00 | $25.00 | 4/29/2010 4:41:22 PM |
| fantastic-openness | $50.00 | $50.00 | 4/29/2010 4:42:08 PM |
| antlr | $25.00 | $25.00 | 4/29/2010 4:42:29 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/29/2010 4:42:53 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 4:42:21 PM |
| morpholog | $25.00 | $25.00 | 4/29/2010 4:10:11 PM |
| hookUup | $25.00 | $25.00 | 4/29/2010 4:43:17 PM |
| thorough-exchange4 | $40.00 | $40.00 | 4/29/2010 4:43:20 PM |
| Merganser | $25.00 | $25.00 | 4/29/2010 4:46:22 PM |
| dharma1 | $25.00 | $25.00 | 4/29/2010 4:27:22 PM |
| frankdelraza | $25.00 | $25.00 | 4/29/2010 4:27:40 PM |
| Natronpee | $25.00 | $25.00 | 4/29/2010 4:27:58 PM |
| stensonb | $25.00 | $25.00 | 4/29/2010 4:28:08 PM |
| credit-scout7 | $30.00 | $30.00 | 4/29/2010 4:40:05 PM |
| Divot | $25.00 | $25.00 | 4/29/2010 4:40:54 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/29/2010 4:42:02 PM |
| bright-balance | $25.00 | $25.00 | 4/29/2010 4:42:12 PM |
| DukSerduk | $25.00 | $25.00 | 4/29/2010 4:42:32 PM |
| money-surge1 | $25.00 | $25.00 | 4/29/2010 4:42:57 PM |
| figs4u2 | $80.00 | $80.00 | 4/29/2010 4:43:07 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/29/2010 4:43:23 PM |
| platinum-rapture6 | $25.00 | $25.00 | 4/29/2010 4:46:41 PM |
| Gunjin | $25.00 | $25.00 | 4/29/2010 4:46:55 PM |
| courteous-dollar9 | $25.00 | $25.00 | 4/30/2010 9:43:48 AM |
| HealthAndSafety | $100.00 | $100.00 | 4/30/2010 11:14:15 AM |
| SpotLending | $50.00 | $50.00 | 4/30/2010 4:05:23 PM |
| selector568 | $500.00 | $500.00 | 5/4/2010 10:24:10 AM |
| fishtale | $25.00 | $25.00 | 5/5/2010 10:21:34 AM |
| Phillip4ever | $25.00 | $25.00 | 4/29/2010 4:27:34 PM |
| superchicken | $25.00 | $25.00 | 4/29/2010 4:28:26 PM |
| tolstoy00 | $25.00 | $25.00 | 4/29/2010 4:29:57 PM |
| meux99 | $25.00 | $25.00 | 4/29/2010 4:27:10 PM |
| kenji4861 | $50.00 | $50.00 | 4/29/2010 4:31:02 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/29/2010 4:27:19 PM |
| Gunny89 | $25.00 | $25.00 | 4/29/2010 4:27:43 PM |
| keydet99 | $25.00 | $25.00 | 4/29/2010 4:27:52 PM |
| scott73 | $25.00 | $25.00 | 4/29/2010 4:28:04 PM |
| DeathScythe676 | $25.00 | $25.00 | 4/29/2010 4:28:13 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/29/2010 4:39:55 PM |
| fcukciti | $50.00 | $50.00 | 4/29/2010 4:41:16 PM |
| Ivan2007 | $25.00 | $25.00 | 4/29/2010 4:41:34 PM |
| castleman | $25.00 | $25.00 | 4/29/2010 4:40:09 PM |
| meenan | $25.00 | $25.00 | 4/29/2010 4:41:46 PM |
| Marathoner | $25.00 | $25.00 | 4/29/2010 4:40:43 PM |
| Daneistes | $100.00 | $100.00 | 4/29/2010 4:42:24 PM |
| delicious-social132 | $40.00 | $40.00 | 4/29/2010 4:41:42 PM |
| kulender | $25.00 | $25.00 | 4/29/2010 4:42:42 PM |
| JGB | $25.00 | $25.00 | 4/29/2010 4:42:48 PM |
| GiantAardvark | $25.00 | $25.00 | 4/29/2010 4:43:01 PM |
| djs81 | $50.00 | $50.00 | 4/29/2010 4:43:09 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/29/2010 4:11:23 PM |
| bchen78875 | $50.00 | $50.00 | 4/29/2010 4:46:28 PM |
| life-is-great | $25.00 | $25.00 | 4/29/2010 4:46:36 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/29/2010 4:20:57 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/29/2010 4:45:11 PM |
| engaging-worth | $25.00 | $25.00 | 4/29/2010 4:46:45 PM |
| Veridic | $25.00 | $18.59 | 4/29/2010 4:47:04 PM |
| laststrawman | $25.00 | $25.00 | 4/29/2010 4:27:23 PM |
| Boxhead | $25.00 | $25.00 | 4/29/2010 4:27:31 PM |
| Aleut | $25.00 | $25.00 | 4/29/2010 4:27:48 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/29/2010 4:28:00 PM |
| thegreatone | $34.52 | $34.52 | 4/29/2010 4:29:13 PM |
| mathprof | $25.00 | $25.00 | 4/29/2010 4:29:41 PM |
| unclejaef | $25.00 | $25.00 | 4/29/2010 4:30:10 PM |
| small-change | $25.00 | $25.00 | 4/29/2010 7:27:50 PM |
| Artist_Blue | $25.00 | $25.00 | 4/29/2010 4:38:51 PM |
| iolaire | $25.00 | $25.00 | 4/29/2010 4:40:32 PM |
| truth-image | $50.00 | $50.00 | 4/29/2010 4:41:29 PM |
| careful-note | $50.00 | $50.00 | 4/29/2010 4:41:52 PM |
| TakeCare | $100.00 | $100.00 | 4/29/2010 4:42:17 PM |
| afotherg | $25.00 | $25.00 | 4/29/2010 4:43:14 PM |
| fortytwo | $100.00 | $100.00 | 4/29/2010 4:44:56 PM |
| radforj22 | $40.00 | $40.00 | 4/29/2010 4:44:59 PM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 9:14:06 AM |
| giovani | $25.00 | $25.00 | 5/3/2010 1:52:25 AM |
| enchanted-reward1 | $104.59 | $104.59 | 5/3/2010 8:30:24 AM |
| neighborly-power8 | $42.30 | $42.30 | 5/3/2010 3:18:25 PM |
| Favish | $100.00 | $100.00 | 5/4/2010 7:32:24 AM |
| vigman777 | $30.00 | $30.00 | 5/4/2010 8:45:02 AM |
| Chesterite | $50.00 | $50.00 | 5/4/2010 11:15:35 AM |
| TommyTucker | $50.00 | $50.00 | 5/4/2010 11:23:01 PM |
| 95 bids
|
Borrower Payment Dependent Notes Series
456314
This series of Notes was issued and sold upon the funding of the borrower loan #42344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $95.00 |
|
Final lender yield:
| 29.93% |
Final borrower rate/APR:
| 30.93% / 33.32% |
Final monthly payment:
| $90.22 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.75% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.18% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 11m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,864 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| cminor |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
620-639
(Nov-2007)
720-739
(May-2007)
|
|
Principal balance:
| $288.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Visit Back Home
Purpose of loan:
This loan will be used to take a trip back home for two weddings in June.? All of my available funds are?reserved for a?business project that I am working on (completing my photo studio in a barn on my property).?
My financial situation:
I am a good candidate for this loan because my business has been going for almost 3 years now.? It started off very casual, with a few photo jobs here and there, but is growing rapidly now.? I recently finished a Masters Degree in Photography, which taught me a great deal about the industry, which I have been able to apply to the jobs.? I have secured 2 Little League organizations (which will net close to $5000 each), 11 weddings this summer (two of them are on this trip), and 4 other sporting events (should net $1500 to $3000 each).? I have been swamped lately with calls for family portraits, senior pictures, etc.?
Monthly net income: $
Current net income from the business is averaging between $2000 and $2500 per month.? As I mentioned in the "My financial situation" section, there are a number of upcoming jobs that will significantly increase the net earnings.
Monthly expenses: $?
It is important to note that our monthly household expenses are paid by my husband, who makes around $70,000 per year.? I have a few small items that I pay for each month.? Our mortgage payment will be included on my credit ($2026), but keep in mind that this is?paid by my husband.??
Housing: $???
Insurance: $???
Car expenses: $???
Utilities: $???
Phone, cable, internet: $???
Food, entertainment: $???
Clothing, household expenses $???
Credit cards and other loans: $ 90??
Other expenses: $
Feel free to contact me if you have any questions.? Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $100.00 | $100.00 | 4/29/2010 5:41:20 PM |
| Aberdeen | $400.00 | $400.00 | 5/4/2010 7:06:11 AM |
| SNH | $50.00 | $50.00 | 5/4/2010 9:55:18 AM |
| SolarMoonshine | $25.00 | $25.00 | 5/4/2010 5:36:45 PM |
| chameleon125 | $25.00 | $25.00 | 5/4/2010 9:16:08 PM |
| EEasyMoney | $50.00 | $50.00 | 5/4/2010 9:18:02 PM |
| Skeptical-one | $25.00 | $25.00 | 5/5/2010 8:39:11 AM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 9:36:42 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/5/2010 10:36:25 AM |
| Bob450 | $30.00 | $30.00 | 5/5/2010 12:12:29 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 2:06:40 PM |
| autumn_leaves | $25.00 | $25.00 | 5/5/2010 4:07:25 PM |
| RecoveryLender | $25.00 | $25.00 | 5/5/2010 1:51:15 PM |
| payout-bridge | $350.00 | $343.89 | 5/5/2010 5:07:15 PM |
| jhouman | $25.00 | $25.00 | 4/29/2010 5:59:08 PM |
| Aberdeen | $400.00 | $400.00 | 5/4/2010 7:06:29 AM |
| UCLA4life | $25.00 | $25.00 | 5/4/2010 9:52:47 AM |
| vigilance-searcher | $50.00 | $50.00 | 5/4/2010 12:00:02 PM |
| Kash2010lu | $50.00 | $50.00 | 5/4/2010 11:01:03 AM |
| RainyDayFunds | $25.00 | $25.00 | 5/4/2010 7:26:16 PM |
| McDeeter | $25.00 | $25.00 | 5/5/2010 8:47:34 AM |
| thomas16882004 | $25.00 | $25.00 | 5/5/2010 9:26:06 AM |
| Ogerta | $25.00 | $25.00 | 5/5/2010 8:45:12 AM |
| McDeeter | $25.00 | $25.00 | 5/5/2010 8:48:05 AM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 9:36:27 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/5/2010 9:44:28 AM |
| a_falk22 | $25.00 | $25.00 | 5/5/2010 11:18:41 AM |
| Workaholic79 | $50.00 | $50.00 | 5/5/2010 12:40:30 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 2:06:25 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 2:06:55 PM |
| verticalhorizon | $26.11 | $26.11 | 5/5/2010 3:35:01 PM |
| autumn_leaves | $25.00 | $25.00 | 5/5/2010 3:58:32 PM |
| social-conductor4 | $25.00 | $25.00 | 5/5/2010 5:08:11 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
457084
This series of Notes was issued and sold upon the funding of the borrower loan #42385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-06-2010 |
|
|
Starting lender yield:
| 18.90% |
Starting borrower rate/APR:
| 19.90% / 23.03% |
Starting monthly payment:
| $44.54 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.03% |
Final monthly payment:
| $44.54 |
| |
|
Auction yield range:
| 7.99% - 18.90% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 0m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,485 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 106% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 8 | | | | |
|
Screen name:
| orange-truth-optimization |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for an Engagement Ring!
Purpose of loan:
This loan will be used to help me pay for an engagement ring for my future fiance.
My financial situation:
I am a good candidate for this loan because I have financial stability along with a recent raise and bonus.???
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $?900
??Insurance: $ 25
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 65
??Food, entertainment: $?175??
? Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 5/5/2010 4:35:33 PM |
| thorough-exchange4 | $25.00 | $25.00 | 5/5/2010 4:42:31 PM |
| ddog0224 | $25.00 | $25.00 | 5/5/2010 4:43:11 PM |
| bonus-adventure3 | $25.00 | $25.00 | 5/5/2010 4:43:26 PM |
| Havana21 | $50.00 | $50.00 | 5/5/2010 4:45:17 PM |
| gold-disk | $100.00 | $100.00 | 5/5/2010 4:49:39 PM |
| finance-prescription | $100.00 | $100.00 | 5/5/2010 4:50:14 PM |
| ichibon | $75.00 | $75.00 | 5/5/2010 4:43:35 PM |
| Avala | $50.00 | $50.00 | 5/5/2010 4:51:01 PM |
| hrubinst | $25.00 | $25.00 | 5/5/2010 4:51:00 PM |
| dinero-speaker | $25.00 | $25.00 | 5/5/2010 4:51:09 PM |
| interest-jedi0 | $50.00 | $44.95 | 5/5/2010 4:51:35 PM |
| generous-deal6 | $25.00 | $25.00 | 5/5/2010 4:45:36 PM |
| PRGuyinVA | $25.00 | $25.00 | 5/5/2010 4:49:31 PM |
| prohelper | $50.00 | $50.00 | 5/5/2010 4:52:40 PM |
| balanced-bill7 | $100.00 | $100.00 | 5/5/2010 4:42:13 PM |
| the-profit-oracle | $25.00 | $25.00 | 5/5/2010 4:43:58 PM |
| studious-bonus7 | $50.00 | $50.00 | 5/5/2010 4:44:21 PM |
| fishintime | $25.00 | $25.00 | 5/5/2010 4:44:01 PM |
| worth-arch | $25.00 | $25.00 | 5/5/2010 4:44:43 PM |
| GiantAardvark | $25.00 | $25.00 | 5/5/2010 4:42:19 PM |
| Marathoner | $25.00 | $25.00 | 5/5/2010 4:50:05 PM |
| Comoparklender | $30.00 | $30.00 | 5/5/2010 4:49:54 PM |
| loanfairy | $25.00 | $25.00 | 5/5/2010 4:43:17 PM |
| castleman | $25.00 | $25.00 | 5/5/2010 4:50:21 PM |
| DcUnited | $25.00 | $25.00 | 5/5/2010 4:50:32 PM |
| greeninspirit | $25.00 | $25.00 | 5/5/2010 4:44:10 PM |
| unassassinable | $25.00 | $25.00 | 5/5/2010 4:51:20 PM |
| income-fortress | $25.00 | $25.00 | 5/5/2010 4:45:56 PM |
| JGB | $25.00 | $25.00 | 5/5/2010 4:51:24 PM |
| kginatl | $50.05 | $50.05 | 5/5/2010 5:29:27 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
455713
This series of Notes was issued and sold upon the funding of the borrower loan #42388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $301.86 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $286.72 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2005 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 0m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $7,616 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 57% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| diplomatic-money |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off my credit cards
My financial situation:
I am a good candidate for this loan because? I am hard worker and always keep my goal
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
I have no big expenses. No car loan.I need this loan to pay of my credit cards.
(Apr-28-2010)
Q:
Can you briefly explain your income and employment status more? Is this monthly amount before or after taxes are taken out? Also, does the amount listed include your significant others income or is this separate? - SmartConsolidation
A:
I can easily pay this loan.I have no car loan and i have a home business.
(Apr-28-2010)
Q:
What do you do? - friendinmoney
A:
Pay off my debt cards
(May-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| satanichammy | $25.00 | $25.00 | 4/27/2010 9:21:46 AM |
| b2m80s | $25.00 | $25.00 | 4/27/2010 9:21:52 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:42:47 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/27/2010 9:37:29 AM |
| DER | $61.98 | $61.98 | 4/27/2010 9:38:50 AM |
| interest-griffin | $25.00 | $25.00 | 4/27/2010 10:05:50 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 10:06:51 AM |
| israel15 | $25.00 | $25.00 | 4/27/2010 10:08:49 AM |
| copper | $30.00 | $30.00 | 4/27/2010 10:06:23 AM |
| orderly-leverage | $30.00 | $30.00 | 4/27/2010 10:07:42 AM |
| ssh1983 | $25.00 | $25.00 | 4/27/2010 10:07:48 AM |
| deegeeman | $50.00 | $50.00 | 4/27/2010 10:10:47 AM |
| MARWARISETH | $25.00 | $25.00 | 4/27/2010 10:11:16 AM |
| Supernick | $25.00 | $25.00 | 4/27/2010 10:08:17 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 10:13:06 AM |
| Banker7371 | $25.00 | $25.00 | 4/27/2010 10:13:32 AM |
| bassman2 | $25.00 | $25.00 | 4/27/2010 10:11:42 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/27/2010 10:13:39 AM |
| personal-lender | $25.00 | $25.00 | 4/27/2010 10:13:52 AM |
| lagnisiruk | $25.00 | $25.00 | 4/27/2010 10:12:45 AM |
| Mantis75 | $25.00 | $25.00 | 4/27/2010 10:04:48 AM |
| circuitfive | $25.00 | $25.00 | 4/27/2010 10:06:08 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/27/2010 10:06:37 AM |
| greenwell | $25.00 | $25.00 | 4/27/2010 10:14:27 AM |
| Streetfighter | $50.00 | $50.00 | 4/27/2010 10:15:12 AM |
| irrelevant | $25.00 | $25.00 | 4/27/2010 10:16:03 AM |
| secobarbital | $25.00 | $25.00 | 4/27/2010 10:09:46 AM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 10:11:24 AM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 10:20:45 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:12:21 AM |
| fortytwo | $50.00 | $50.00 | 4/27/2010 10:12:51 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/27/2010 10:13:12 AM |
| Zolton | $200.00 | $200.00 | 4/27/2010 10:14:06 AM |
| Speculator | $100.00 | $100.00 | 4/27/2010 10:23:12 AM |
| Rattlehead | $25.00 | $25.00 | 4/27/2010 10:14:49 AM |
| autonomous-truth | $25.00 | $25.00 | 4/27/2010 10:23:51 AM |
| unforgettable-order9 | $25.00 | $25.00 | 4/27/2010 10:15:20 AM |
| Cypher041 | $25.00 | $25.00 | 4/27/2010 10:27:35 AM |
| authoritative-capital | $25.00 | $25.00 | 4/27/2010 10:29:18 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/27/2010 10:27:49 AM |
| famous-bill | $50.00 | $50.00 | 4/27/2010 10:29:40 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:19 AM |
| Buffer10 | $55.69 | $55.69 | 4/27/2010 10:28:52 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:31 AM |
| balanced-bill7 | $75.00 | $75.00 | 4/27/2010 10:33:12 AM |
| cognizant-rate732 | $50.00 | $50.00 | 4/27/2010 10:33:31 AM |
| important-ore | $50.00 | $50.00 | 4/27/2010 10:25:41 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:37:13 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:13 AM |
| deal-secret-agent | $25.00 | $25.00 | 4/27/2010 10:27:39 AM |
| KiwiElf | $25.00 | $25.00 | 4/27/2010 10:48:51 AM |
| cberthiaume | $25.00 | $25.00 | 4/27/2010 10:29:11 AM |
| desertoasis | $25.00 | $25.00 | 4/27/2010 10:52:44 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/27/2010 10:33:18 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 11:23:04 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/27/2010 2:09:24 PM |
| Hokiemon | $25.00 | $25.00 | 4/27/2010 3:55:49 PM |
| kmavm | $25.00 | $25.00 | 4/27/2010 3:56:11 PM |
| PumpkinHead406 | $25.00 | $25.00 | 4/27/2010 3:57:13 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/27/2010 3:56:50 PM |
| Casman8815 | $25.00 | $25.00 | 4/27/2010 3:57:14 PM |
| Learning2Lend | $27.19 | $27.19 | 4/27/2010 3:57:28 PM |
| mdf | $47.58 | $47.58 | 4/27/2010 3:57:53 PM |
| gizzywump | $25.00 | $25.00 | 4/27/2010 3:57:33 PM |
| punctual-worth | $25.00 | $25.00 | 4/27/2010 4:02:56 PM |
| marcomnzs | $39.84 | $39.84 | 4/27/2010 4:02:47 PM |
| saffron4 | $50.00 | $50.00 | 4/27/2010 4:02:58 PM |
| HHP | $25.00 | $25.00 | 4/27/2010 4:24:17 PM |
| b-rent | $25.00 | $25.00 | 4/27/2010 4:34:38 PM |
| CC911 | $25.00 | $25.00 | 4/27/2010 4:03:00 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/27/2010 5:29:43 PM |
| oreyedoc | $25.00 | $25.00 | 4/27/2010 5:34:33 PM |
| stock106 | $30.00 | $30.00 | 4/27/2010 6:07:51 PM |
| payment-gusto | $25.00 | $25.00 | 4/27/2010 7:33:22 PM |
| reflective-rupee | $100.00 | $100.00 | 4/27/2010 9:02:42 PM |
| cashhelp | $25.00 | $25.00 | 4/27/2010 9:08:46 PM |
| dparkhom | $25.00 | $25.00 | 4/27/2010 10:14:47 PM |
| reflective-rupee | $100.00 | $100.00 | 4/27/2010 9:02:59 PM |
| Helenska11 | $25.00 | $25.00 | 4/27/2010 9:34:32 PM |
| loanman2007 | $50.00 | $50.00 | 4/28/2010 1:12:11 PM |
| frogperson | $150.00 | $150.00 | 4/28/2010 2:58:37 PM |
| nbhz60a | $25.00 | $25.00 | 4/28/2010 5:05:03 PM |
| JohnSmallberries | $25.00 | $25.00 | 4/28/2010 5:07:58 PM |
| finance-solo | $50.00 | $50.00 | 4/28/2010 3:25:30 PM |
| charming-point | $300.00 | $300.00 | 4/28/2010 7:49:39 PM |
| ChrisKwan | $25.00 | $25.00 | 4/29/2010 9:36:39 AM |
| natural-credit328 | $25.00 | $25.00 | 4/29/2010 7:55:26 PM |
| buffalobills | $25.00 | $25.00 | 4/30/2010 8:20:18 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 4/30/2010 10:09:13 AM |
| sgt-schultz | $75.00 | $75.00 | 5/3/2010 6:24:56 AM |
| best-credit-sushi | $25.00 | $25.00 | 5/3/2010 12:31:26 PM |
| KLcapital | $25.00 | $25.00 | 5/3/2010 2:53:25 PM |
| Kyileo | $25.00 | $25.00 | 5/3/2010 4:33:06 PM |
| charitycoon | $25.00 | $25.00 | 5/3/2010 7:53:39 PM |
| onecooldrink | $25.00 | $25.00 | 5/3/2010 9:52:14 PM |
| yons88 | $25.00 | $25.00 | 5/3/2010 11:33:25 PM |
| padewy | $25.00 | $25.00 | 5/4/2010 2:23:56 AM |
| kendigme | $29.73 | $29.73 | 5/4/2010 3:30:05 AM |
| dorypro | $25.00 | $25.00 | 5/4/2010 5:34:03 AM |
| nalaari | $61.53 | $61.53 | 5/4/2010 6:39:00 AM |
| Ogerta | $50.00 | $50.00 | 5/4/2010 7:15:06 AM |
| credit-coach118 | $35.00 | $35.00 | 5/4/2010 8:59:57 AM |
| KevinC_63366 | $25.00 | $25.00 | 4/27/2010 9:37:37 AM |
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 9:42:27 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:42:58 AM |
| Comoparklender | $25.00 | $25.00 | 4/27/2010 9:50:27 AM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 9:56:41 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 9:55:17 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:02:52 AM |
| jrbill1998 | $50.00 | $50.00 | 4/27/2010 10:07:26 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:04:31 AM |
| deal-hickory5 | $25.00 | $25.00 | 4/27/2010 10:09:13 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 10:07:19 AM |
| actvtrdr | $35.00 | $35.00 | 4/27/2010 10:07:58 AM |
| thedreamer | $25.00 | $25.00 | 4/27/2010 10:11:48 AM |
| finance-prescription | $50.00 | $50.00 | 4/27/2010 10:01:01 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:09:00 AM |
| Zingaro | $25.00 | $25.00 | 4/27/2010 10:12:40 AM |
| coin-equalizer2 | $25.00 | $25.00 | 4/27/2010 10:10:52 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/27/2010 10:13:21 AM |
| cablenews | $25.00 | $25.00 | 4/27/2010 10:13:46 AM |
| jonbozeman | $25.00 | $25.00 | 4/27/2010 10:12:27 AM |
| ukstevenhawaii | $50.00 | $50.00 | 4/27/2010 10:14:17 AM |
| rhin0cerx | $50.00 | $50.00 | 4/27/2010 10:14:20 AM |
| red-favorable-basis | $25.00 | $25.00 | 4/27/2010 10:14:38 AM |
| reward-adventure | $30.00 | $30.00 | 4/27/2010 10:06:46 AM |
| magnolia161 | $25.00 | $25.00 | 4/27/2010 10:14:58 AM |
| BBL | $25.00 | $25.00 | 4/27/2010 10:07:36 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/27/2010 10:16:13 AM |
| gjh37 | $25.00 | $25.00 | 4/27/2010 10:08:08 AM |
| S-Master | $25.00 | $25.00 | 4/27/2010 10:16:48 AM |
| lending_pugs | $25.00 | $25.00 | 4/27/2010 10:22:11 AM |
| burrito6 | $25.00 | $25.00 | 4/27/2010 10:11:29 AM |
| global_microfinance | $25.00 | $25.00 | 4/27/2010 10:12:33 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/27/2010 10:21:11 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:21:17 AM |
| Midwestvalues | $100.00 | $100.00 | 4/27/2010 10:14:11 AM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 10:24:29 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:15:29 AM |
| supreme-bonus0 | $25.00 | $25.00 | 4/27/2010 10:26:12 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/27/2010 10:26:20 AM |
| delivery | $25.00 | $25.00 | 4/27/2010 10:26:24 AM |
| frogperson | $25.00 | $25.00 | 4/27/2010 10:27:46 AM |
| jazz619 | $25.00 | $25.00 | 4/27/2010 10:29:44 AM |
| decisive-capital | $75.00 | $75.00 | 4/27/2010 10:23:27 AM |
| asset-professor | $34.36 | $34.36 | 4/27/2010 11:23:08 AM |
| ayerobbie | $25.00 | $25.00 | 4/27/2010 3:56:21 PM |
| jlr613 | $25.00 | $25.00 | 4/27/2010 3:55:46 PM |
| salala | $25.00 | $25.00 | 4/27/2010 3:57:07 PM |
| asmithj | $50.00 | $50.00 | 4/27/2010 3:56:48 PM |
| karpman3 | $49.61 | $49.61 | 4/27/2010 3:57:19 PM |
| Apex-Lender | $25.00 | $25.00 | 4/27/2010 3:57:45 PM |
| FeedTheMachine | $42.58 | $42.58 | 4/27/2010 3:57:46 PM |
| rdecartus | $25.00 | $25.00 | 4/27/2010 4:02:49 PM |
| jstefans | $25.00 | $25.00 | 4/27/2010 4:02:50 PM |
| zebra806 | $25.00 | $25.00 | 4/27/2010 4:34:02 PM |
| Lam0nt | $25.00 | $25.00 | 4/27/2010 12:47:42 PM |
| micko | $25.00 | $25.00 | 4/27/2010 4:34:40 PM |
| NoMoreDebt4Me | $27.50 | $27.50 | 4/27/2010 4:43:06 PM |
| bnlforever | $25.00 | $25.00 | 4/27/2010 3:56:19 PM |
| AF_Trust | $25.00 | $25.00 | 4/27/2010 3:57:39 PM |
| unclejaef | $25.00 | $25.00 | 4/27/2010 3:57:44 PM |
| dbmurch | $25.00 | $25.00 | 4/27/2010 4:02:48 PM |
| head | $25.00 | $25.00 | 4/27/2010 4:23:57 PM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 4:36:04 PM |
| Marfloogan | $25.00 | $25.00 | 4/27/2010 6:07:48 PM |
| flwah | $25.00 | $25.00 | 4/27/2010 10:14:44 PM |
| compassion-bauble4 | $25.00 | $25.00 | 4/27/2010 10:32:36 PM |
| Whipster | $25.00 | $25.00 | 4/27/2010 7:29:45 PM |
| loan-fate | $50.00 | $50.00 | 4/27/2010 9:10:28 PM |
| DRA-Properties | $25.00 | $25.00 | 4/28/2010 9:29:14 AM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 8:41:54 AM |
| runner262 | $25.00 | $25.00 | 4/27/2010 9:33:48 PM |
| papaloha | $34.53 | $14.69 | 4/28/2010 8:48:24 AM |
| imlosttoo | $25.00 | $25.00 | 4/28/2010 2:41:04 AM |
| 371millwood | $200.00 | $200.00 | 4/28/2010 4:50:32 AM |
| mercuriant | $25.00 | $25.00 | 4/28/2010 11:18:18 AM |
| historic-nickel | $25.00 | $25.00 | 4/28/2010 2:59:29 PM |
| JustMee | $25.00 | $25.00 | 4/28/2010 5:33:35 PM |
| rockhound84 | $25.00 | $25.00 | 4/30/2010 6:02:52 AM |
| scoobiedoo | $25.00 | $25.00 | 4/29/2010 5:50:33 PM |
| durability-halibut | $25.00 | $25.00 | 4/29/2010 8:52:31 PM |
| JackinGreen | $25.00 | $25.00 | 4/30/2010 7:21:22 AM |
| peso-miser | $25.00 | $25.00 | 5/2/2010 9:17:14 PM |
| Laima | $25.00 | $25.00 | 5/3/2010 7:35:06 AM |
| credit-sasquatch3 | $30.00 | $30.00 | 5/3/2010 9:59:10 AM |
| order-bee1 | $25.00 | $25.00 | 5/3/2010 10:40:51 AM |
| sincere-balance | $25.00 | $25.00 | 5/3/2010 2:09:51 PM |
| patriot384 | $100.00 | $100.00 | 5/3/2010 12:46:12 PM |
| kindness-venture1 | $25.00 | $25.00 | 5/3/2010 4:07:43 PM |
| orange-pound-party | $40.00 | $40.00 | 5/3/2010 6:56:48 PM |
| Bob450 | $50.00 | $50.00 | 5/3/2010 8:49:33 PM |
| aquistoyraul | $25.00 | $25.00 | 5/4/2010 1:16:45 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 5/4/2010 3:34:32 AM |
| revenue-appraiser | $34.72 | $34.72 | 5/4/2010 8:26:44 AM |
| 195 bids
|
Borrower Payment Dependent Notes Series
456057
This series of Notes was issued and sold upon the funding of the borrower loan #42391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $94.67 |
|
Final lender yield:
| 7.14% |
Final borrower rate/APR:
| 8.14% / 8.48% |
Final monthly payment:
| $94.20 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 2% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 1m |
|
Credit score:
| 840-859 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $686 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| saguaro2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Equipment capital
Purpose of loan:
This loan will be used to buy some required equipment to grow my mobile software development business.
My financial situation:
I am a good candidate for this loan because my business is in a fast growing sector specializing in iPhone
application development.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 4/28/2010 5:09:45 PM |
| iolaire | $25.00 | $25.00 | 4/28/2010 5:17:11 PM |
| blot44 | $25.00 | $25.00 | 4/28/2010 5:24:47 PM |
| ArashMass | $30.00 | $30.00 | 4/28/2010 5:19:20 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/28/2010 5:42:16 PM |
| wwwUniversal | $25.00 | $25.00 | 4/29/2010 6:32:53 AM |
| springpanda | $25.00 | $25.00 | 4/29/2010 1:11:26 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/29/2010 6:40:48 PM |
| Traal | $25.00 | $25.00 | 4/30/2010 11:04:41 AM |
| Interral | $25.00 | $25.00 | 4/30/2010 11:43:36 AM |
| SpotLending | $100.00 | $100.00 | 4/30/2010 4:03:55 PM |
| vinayski | $25.00 | $25.00 | 4/30/2010 4:25:01 PM |
| octoberfresh | $25.00 | $25.00 | 5/3/2010 11:10:21 AM |
| surfsider123 | $25.00 | $25.00 | 5/3/2010 3:47:51 PM |
| bamboozled_again | $160.77 | $160.77 | 5/4/2010 9:52:11 AM |
| bouvierchamp | $50.00 | $50.00 | 5/4/2010 5:10:06 PM |
| ChristopherHS | $25.00 | $25.00 | 5/4/2010 5:21:10 PM |
| Tsimmeej | $25.00 | $25.00 | 5/4/2010 5:10:02 PM |
| Digs | $25.00 | $25.00 | 5/5/2010 4:17:09 AM |
| widowsmite | $50.00 | $50.00 | 5/5/2010 4:38:43 AM |
| wild_carrot | $25.00 | $25.00 | 5/5/2010 4:39:35 AM |
| ganon | $29.92 | $29.92 | 5/5/2010 5:19:13 AM |
| dma1206 | $25.00 | $25.00 | 5/5/2010 5:19:41 AM |
| jimbo29blue | $50.00 | $50.00 | 5/5/2010 7:16:43 AM |
| jimbo29blue | $50.00 | $50.00 | 5/5/2010 7:17:06 AM |
| impartial-deal | $30.90 | $30.90 | 5/5/2010 7:58:54 AM |
| kgeezy | $100.00 | $100.00 | 5/5/2010 5:42:46 AM |
| Auditman | $50.00 | $50.00 | 5/5/2010 10:26:52 AM |
| availableloan | $25.00 | $25.00 | 5/5/2010 3:34:55 PM |
| isfahanian | $33.79 | $33.79 | 5/5/2010 4:35:03 PM |
| LQ1972 | $50.00 | $50.00 | 5/5/2010 11:46:03 AM |
| CoolBreezeWarlord | $50.00 | $50.00 | 5/5/2010 4:56:14 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/28/2010 5:13:38 PM |
| microloan-green | $25.00 | $25.00 | 4/28/2010 5:09:00 PM |
| swiftsoul | $25.00 | $25.00 | 4/28/2010 5:20:12 PM |
| KWarrior | $25.00 | $25.00 | 4/28/2010 5:41:04 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/28/2010 7:13:37 PM |
| turbospeed | $25.00 | $25.00 | 4/29/2010 11:53:33 PM |
| wam37 | $50.00 | $50.00 | 4/30/2010 5:10:40 AM |
| HealthAndSafety | $100.00 | $100.00 | 4/30/2010 11:13:13 AM |
| RandyL3 | $99.00 | $99.00 | 4/30/2010 12:21:32 PM |
| Sven79 | $50.00 | $50.00 | 4/30/2010 4:27:09 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 1:41:47 AM |
| Approved | $25.00 | $25.00 | 5/3/2010 7:22:28 PM |
| goldsun | $25.00 | $25.00 | 5/3/2010 7:21:07 PM |
| eCapital | $25.00 | $25.00 | 5/3/2010 10:28:27 PM |
| selector568 | $500.00 | $500.00 | 5/4/2010 10:24:19 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/4/2010 11:04:38 AM |
| tekkie2412 | $25.00 | $25.00 | 5/4/2010 5:45:41 PM |
| colorfulgardener | $25.00 | $25.00 | 5/4/2010 7:06:45 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 5/4/2010 6:44:56 PM |
| YummiBear | $25.00 | $25.00 | 5/4/2010 7:44:41 PM |
| JerryB96 | $25.00 | $25.00 | 5/4/2010 8:55:02 PM |
| TommyTucker | $50.00 | $50.00 | 5/4/2010 11:23:58 PM |
| integrity-cowbell | $25.00 | $25.00 | 5/5/2010 3:18:17 AM |
| sdcc72 | $25.00 | $25.00 | 5/5/2010 7:41:30 AM |
| ToloUSN | $50.00 | $50.00 | 5/5/2010 8:42:41 AM |
| Earn_money | $25.00 | $25.00 | 5/5/2010 8:44:47 AM |
| nanaof7 | $25.00 | $25.00 | 5/5/2010 8:58:39 AM |
| Richmp412 | $25.00 | $25.00 | 5/5/2010 6:34:27 AM |
| 4DreamsGroup | $150.00 | $150.00 | 5/5/2010 10:54:27 AM |
| achillesa | $25.00 | $25.00 | 5/5/2010 8:14:34 AM |
| dmitriy2 | $25.00 | $25.00 | 5/5/2010 9:27:31 AM |
| Bonplay | $25.00 | $15.62 | 5/5/2010 4:25:33 PM |
| khamlagirl | $25.00 | $25.00 | 5/5/2010 3:53:48 PM |
| 65 bids
|
Borrower Payment Dependent Notes Series
456091
This series of Notes was issued and sold upon the funding of the borrower loan #42376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $97.66 |
|
Final lender yield:
| 17.20% |
Final borrower rate/APR:
| 18.20% / 20.41% |
Final monthly payment:
| $90.63 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.39% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 10m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 17 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,856 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 9% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Sidney22 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
computer purchase
The purpose of the loan is to purchase a new Macbook Pro 17? computer for personal use and to replace an old PC in our church to run an updated media presentation software and to run the? digital audio mixer wireless. I had a loan for the same purpose? previously with Prosper ( used? Mac) and ended up paying off early due to a bad deal with the company. Returned the computer for repair and they refused to return it or give a refund (google Gainsaver complaints). Contacted Attorney General and got the refund. Lesson learned.
My ability to pay the loan will not be a problem. My financial situation is very good. I live with my mom and single so my living expenses are very low, good credit, extremely disciplined on my finances, always on time on bill payments, never have to borrow from friends or family,? high available credit, give to our church mission, my job is very secure, don't pay rent but pay the house bills and home maintenance, 8.5 year work history with the same company, and a bank account balance that will never run out. The only thing I see against me is the C Prosper rating which I don't understand despite my good credit. It may be due to the early loan pay off but it was due to circumstance. I intend to make the minimum payments so you will get your return on your investment and I will get e higher Prosper rating.
I will choose to use my credit card for the computer if you bid higher than 20%. Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-fortress | $25.00 | $25.00 | 4/28/2010 5:16:26 PM |
| loyalist1 | $100.00 | $100.00 | 4/28/2010 5:09:29 PM |
| Regulators | $30.72 | $30.72 | 4/29/2010 2:52:38 PM |
| pughclassic | $25.00 | $25.00 | 4/30/2010 2:08:16 AM |
| Unitas4302 | $100.00 | $100.00 | 4/29/2010 5:47:27 PM |
| GS-ROCK | $25.23 | $25.23 | 4/30/2010 6:56:07 AM |
| FinanceEngine | $25.00 | $25.00 | 4/30/2010 11:36:28 AM |
| Madmigel | $65.72 | $65.72 | 4/30/2010 1:23:56 PM |
| tcpfan | $25.00 | $25.00 | 4/30/2010 4:58:20 PM |
| tkr2 | $50.00 | $50.00 | 5/3/2010 4:56:04 AM |
| grammaspurse | $25.00 | $25.00 | 5/4/2010 8:47:57 AM |
| DaiUy | $25.00 | $25.00 | 5/4/2010 11:27:35 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/4/2010 10:52:30 AM |
| favorite-commerce | $50.00 | $50.00 | 5/4/2010 12:29:16 PM |
| d3v0t3d | $50.00 | $50.00 | 5/4/2010 2:11:31 PM |
| Gandalf0001 | $25.00 | $25.00 | 5/4/2010 4:42:02 PM |
| SuperInvestor82 | $25.00 | $25.00 | 5/4/2010 5:16:04 PM |
| truth-trapper | $25.00 | $25.00 | 5/4/2010 6:24:27 PM |
| sudeep104 | $25.00 | $25.00 | 5/4/2010 8:29:13 PM |
| WILender2 | $25.00 | $25.00 | 5/5/2010 2:52:14 AM |
| Cliffie83 | $26.11 | $26.11 | 5/4/2010 7:51:40 PM |
| sknop64 | $25.00 | $25.00 | 5/5/2010 9:40:42 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/5/2010 10:31:00 AM |
| ferengi_finance | $37.90 | $37.90 | 5/5/2010 10:56:23 AM |
| rupee-kung-fu7 | $30.79 | $30.79 | 5/5/2010 12:48:11 PM |
| lucky2 | $25.00 | $25.00 | 5/5/2010 1:57:26 PM |
| steady-dime | $25.00 | $25.00 | 5/5/2010 1:58:03 PM |
| blissful-note7 | $25.00 | $25.00 | 5/5/2010 9:35:56 AM |
| redtilapia | $25.00 | $25.00 | 5/5/2010 2:18:05 PM |
| broomfieldbucks | $25.00 | $25.00 | 5/5/2010 9:40:22 AM |
| money-fort | $25.00 | $25.00 | 5/5/2010 2:21:43 PM |
| BigBizBuilder | $50.97 | $50.97 | 5/5/2010 10:38:54 AM |
| dlenz | $25.00 | $25.00 | 5/5/2010 4:45:05 PM |
| Nerdster1 | $25.01 | $25.01 | 5/5/2010 4:50:49 PM |
| gilbrear | $25.00 | $25.00 | 5/5/2010 4:59:01 PM |
| Yomain | $60.00 | $60.00 | 4/28/2010 5:43:38 PM |
| dinero-broker | $100.00 | $100.00 | 4/28/2010 10:35:31 PM |
| atomantic | $25.00 | $25.00 | 4/28/2010 11:43:38 PM |
| EngineersAlliance | $75.00 | $75.00 | 4/29/2010 8:32:38 PM |
| natural-credit328 | $25.00 | $25.00 | 4/29/2010 8:28:19 PM |
| marwadi-62 | $100.00 | $100.00 | 4/30/2010 11:52:06 AM |
| jpblan11 | $25.00 | $25.00 | 4/30/2010 4:41:58 PM |
| Johnab | $25.00 | $25.00 | 5/3/2010 6:15:36 AM |
| fund-medalist171 | $25.00 | $25.00 | 5/3/2010 9:17:26 AM |
| Occhy | $75.00 | $75.00 | 5/3/2010 12:13:00 PM |
| cashasaurus0 | $100.00 | $100.00 | 5/4/2010 3:43:21 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 5/4/2010 1:28:59 PM |
| prohelper | $25.00 | $25.00 | 5/4/2010 12:46:57 PM |
| kwan | $30.00 | $30.00 | 5/4/2010 4:49:12 PM |
| CoolPlexer | $25.17 | $25.17 | 5/4/2010 5:08:52 PM |
| MattProsper | $75.00 | $75.00 | 5/4/2010 9:17:55 PM |
| lendstats_com | $50.00 | $50.00 | 5/4/2010 9:18:18 PM |
| principal-star | $25.00 | $25.00 | 5/4/2010 7:36:31 PM |
| Digs | $25.00 | $25.00 | 5/5/2010 4:17:11 AM |
| dammage | $25.00 | $25.00 | 5/4/2010 8:20:29 PM |
| OGS_Capital | $25.00 | $25.00 | 5/5/2010 5:17:12 AM |
| return-equilibrium4 | $29.15 | $29.15 | 5/5/2010 6:14:46 AM |
| drysdale-sd | $27.91 | $27.91 | 5/5/2010 7:52:33 AM |
| achillesa | $25.00 | $25.00 | 5/5/2010 8:20:05 AM |
| McDeeter | $50.00 | $50.00 | 5/5/2010 7:40:59 AM |
| Bank_Of_XL | $25.00 | $25.00 | 5/5/2010 8:35:12 AM |
| scientists | $25.00 | $25.00 | 5/5/2010 9:45:49 AM |
| wizard750 | $28.47 | $28.47 | 5/5/2010 12:35:01 PM |
| rate-hickory | $25.00 | $25.00 | 5/5/2010 9:23:00 AM |
| DasMula | $25.00 | $25.00 | 5/5/2010 1:58:29 PM |
| khamlagirl | $25.00 | $25.00 | 5/5/2010 3:55:39 PM |
| revenue-glider9 | $25.00 | $25.00 | 5/5/2010 3:36:48 PM |
| justice-trooper | $25.00 | $6.85 | 5/5/2010 3:01:53 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
456117
This series of Notes was issued and sold upon the funding of the borrower loan #42378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,575.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.45% |
Starting monthly payment:
| $59.39 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.27% |
Final monthly payment:
| $58.45 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Part-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 10m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 8 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,514 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 56% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| asset-banker1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Summer before law school / fed loan
Purpose of loan:
This loan will be used to account for moving costs and cover the gap in living expenses over the summer before I get a steady income through summer work and my federal student loans disperse (I will receive a lump sum of $8750 on or around September 1 to cover cost of living for one semester). I might also use some of the money to pay down my one credit card (I hate being in debt to credit card companies).
My financial situation:
I am a very responsible young adult in his mid-20's and will be
attending one of the top 10 law schools in the United States in the fall
of 2010. I have found an apartment to rent near the law school that is about $400 less a month than the school anticipates for cost of room and board. That, combined with the work I will be doing over the summer, makes this an incredibly safe loan. Law students going to the caliber of school that I will be attending have historically been seen as some of the safest bets in terms of lending. The income and expenses listed are for when I am in school, and the income could reach much higher levels during the summer while I am able to work, so basically, you are seeing the minimum of what I would be making in terms of monthly net income. I am working as a legal assistant at a small law firm now.
Monthly net income: $
2200
Monthly expenses: $
1650
??Housing: $
600
??Insurance: $
200
??Car expenses: $
0
??Utilities: $
30
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $
300
??Credit cards and other loans: $
60
??Other expenses: $ 60
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:08:34 PM |
| kind-adventurous-finance | $25.00 | $4.19 | 4/28/2010 5:16:41 PM |
| finance-prescription | $100.00 | $100.00 | 4/28/2010 5:15:40 PM |
| castleman | $25.00 | $25.00 | 4/28/2010 5:15:47 PM |
| cash-vault | $25.00 | $25.00 | 4/29/2010 9:44:59 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/28/2010 9:50:21 PM |
| Brown98 | $25.00 | $25.00 | 4/29/2010 11:38:35 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/29/2010 5:29:18 PM |
| ScoopnDots | $50.00 | $50.00 | 4/29/2010 8:39:10 PM |
| marwadi-62 | $100.00 | $100.00 | 4/30/2010 11:49:08 AM |
| alpinaut | $25.00 | $25.00 | 5/3/2010 4:50:11 AM |
| Littlepeng | $25.00 | $25.00 | 5/3/2010 10:27:06 AM |
| dblakels | $25.00 | $25.00 | 5/4/2010 2:24:16 PM |
| TNG812 | $25.00 | $25.00 | 5/4/2010 12:44:50 PM |
| colorfulgardener | $25.00 | $25.00 | 5/4/2010 7:08:23 PM |
| sincere-balance | $25.00 | $25.00 | 5/4/2010 7:36:16 PM |
| Pu239 | $60.00 | $60.00 | 5/5/2010 8:43:48 AM |
| sudeep104 | $25.00 | $25.00 | 5/5/2010 10:46:50 AM |
| wild-orange | $75.00 | $75.00 | 5/5/2010 10:46:28 AM |
| frogperson | $100.00 | $100.00 | 5/5/2010 11:41:25 AM |
| rate-hickory | $25.00 | $25.00 | 5/5/2010 9:24:25 AM |
| Grimmreaper | $25.00 | $25.00 | 5/5/2010 1:14:11 PM |
| money-fort | $25.00 | $25.00 | 5/5/2010 2:20:35 PM |
| UCSBGAUCHOS | $30.00 | $30.00 | 5/5/2010 1:14:06 PM |
| Nerdster1 | $25.01 | $25.01 | 5/5/2010 4:42:36 PM |
| radforj22 | $25.00 | $25.00 | 4/28/2010 5:15:35 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:16:05 PM |
| Artist_Blue | $25.00 | $25.00 | 4/28/2010 5:16:20 PM |
| Comoparklender | $30.00 | $30.00 | 4/28/2010 5:15:00 PM |
| Marathoner | $25.00 | $25.00 | 4/28/2010 5:15:17 PM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 6:41:18 PM |
| uncleubb | $25.00 | $25.00 | 4/29/2010 10:01:04 AM |
| atomantic | $25.00 | $25.00 | 4/28/2010 11:39:52 PM |
| Easystreet | $25.00 | $25.00 | 4/29/2010 9:48:44 AM |
| duty-monger | $50.00 | $50.00 | 4/30/2010 6:32:19 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/30/2010 4:53:20 PM |
| Whipster | $25.00 | $25.00 | 5/3/2010 4:55:55 PM |
| elvisloans | $25.00 | $25.00 | 5/3/2010 6:19:13 PM |
| seabowl | $25.80 | $25.80 | 5/4/2010 9:37:39 PM |
| paul1 | $25.00 | $25.00 | 5/4/2010 8:05:41 PM |
| wise-blazing-currency | $50.00 | $50.00 | 5/5/2010 4:37:29 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/5/2010 6:40:14 AM |
| hillerod | $25.00 | $25.00 | 5/5/2010 9:28:07 AM |
| steady-dime | $25.00 | $25.00 | 5/5/2010 1:59:00 PM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 3:08:37 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 5/5/2010 1:14:34 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 2:03:13 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
456159
This series of Notes was issued and sold upon the funding of the borrower loan #42353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $95.93 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $95.68 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 3m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $380 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| DJ_BoTaks |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Down Student Loan Debt
Purpose of loan:
This loan will be used to pay down student loan debt.
My financial situation:
I am a good candidate for this loan because I have not missed a payment and I will continue to make my payments.? Although, I haven't put much into others requests, I have been a lender to other borrowers on this site and look forward to "giving back" in the future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tender-integrity3 | $50.00 | $50.00 | 4/28/2010 5:09:20 PM |
| Marathoner | $25.00 | $25.00 | 4/28/2010 5:15:14 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/28/2010 5:16:38 PM |
| credit-scout7 | $30.00 | $30.00 | 4/28/2010 5:16:46 PM |
| Taxman44 | $25.00 | $25.00 | 4/28/2010 5:15:07 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/28/2010 5:17:00 PM |
| Artist_Blue | $25.00 | $25.00 | 4/28/2010 5:15:23 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/28/2010 5:16:31 PM |
| delicious-social132 | $40.00 | $40.00 | 4/28/2010 5:20:38 PM |
| meenan | $25.00 | $25.00 | 4/28/2010 5:20:41 PM |
| kenji4861 | $25.00 | $25.00 | 4/28/2010 5:09:03 PM |
| DukSerduk | $25.00 | $25.00 | 4/28/2010 5:21:14 PM |
| dharma1 | $25.00 | $25.00 | 4/28/2010 5:09:38 PM |
| fcukciti | $50.00 | $50.00 | 4/28/2010 5:19:59 PM |
| JGB | $25.00 | $25.00 | 4/28/2010 5:21:21 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/28/2010 5:21:25 PM |
| castleman | $25.00 | $25.00 | 4/28/2010 5:15:45 PM |
| rider350 | $50.00 | $50.00 | 4/28/2010 5:15:50 PM |
| income-excellence1 | $25.00 | $25.00 | 4/28/2010 5:17:04 PM |
| Barak | $40.00 | $40.00 | 4/28/2010 5:20:43 PM |
| careful-note | $50.00 | $50.00 | 4/28/2010 5:20:45 PM |
| fantastic-openness | $50.00 | $50.00 | 4/28/2010 5:20:52 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/28/2010 5:21:03 PM |
| kulender | $25.00 | $25.00 | 4/28/2010 5:21:16 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/28/2010 6:13:15 PM |
| interstellar | $29.57 | $29.57 | 4/29/2010 1:15:39 PM |
| Barky52 | $25.00 | $25.00 | 4/30/2010 6:45:46 AM |
| RandyL3 | $99.00 | $99.00 | 5/3/2010 4:41:29 PM |
| selector568 | $500.00 | $500.00 | 5/4/2010 10:24:14 AM |
| FlightAttendantBret | $50.00 | $50.00 | 5/4/2010 10:57:09 PM |
| smbau06 | $36.25 | $36.25 | 5/4/2010 6:45:55 PM |
| felicity-loyalist0 | $29.00 | $29.00 | 5/4/2010 6:53:39 PM |
| rich329 | $25.00 | $25.00 | 5/5/2010 3:18:43 AM |
| jwood3030 | $31.74 | $31.74 | 5/5/2010 5:49:50 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/5/2010 9:41:32 AM |
| Cherrypicker | $40.00 | $40.00 | 5/5/2010 11:03:02 AM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 3:09:08 PM |
| Patrician | $50.00 | $50.00 | 5/5/2010 11:02:32 AM |
| khamlagirl | $25.00 | $25.00 | 5/5/2010 3:57:23 PM |
| Comoparklender | $30.00 | $30.00 | 4/28/2010 5:14:58 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/28/2010 5:15:26 PM |
| radforj22 | $25.00 | $25.00 | 4/28/2010 5:15:33 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:16:03 PM |
| harty | $60.00 | $60.00 | 4/28/2010 5:16:54 PM |
| evnagelist | $25.00 | $25.00 | 4/28/2010 5:20:15 PM |
| nickel-ferret | $25.00 | $25.00 | 4/28/2010 5:20:33 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:08:35 PM |
| meux99 | $25.00 | $25.00 | 4/28/2010 5:09:16 PM |
| money-surge1 | $25.00 | $17.16 | 4/28/2010 5:21:29 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/28/2010 5:20:50 PM |
| bright-balance | $25.00 | $25.00 | 4/28/2010 5:20:55 PM |
| TakeCare | $100.00 | $100.00 | 4/28/2010 5:21:00 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/28/2010 5:15:56 PM |
| telegon | $25.00 | $25.00 | 4/28/2010 5:16:51 PM |
| GrommetPosse | $25.00 | $25.00 | 4/28/2010 5:18:42 PM |
| dlshap | $25.00 | $25.00 | 4/28/2010 5:19:11 PM |
| truth-image | $50.00 | $50.00 | 4/28/2010 5:20:21 PM |
| Ivan2007 | $25.00 | $25.00 | 4/28/2010 5:20:27 PM |
| Daneistes | $100.00 | $100.00 | 4/28/2010 5:21:06 PM |
| antlr | $25.00 | $25.00 | 4/28/2010 5:21:09 PM |
| satisfying-durability | $25.00 | $25.00 | 4/28/2010 5:51:27 PM |
| HealthAndSafety | $50.00 | $50.00 | 4/30/2010 11:16:56 AM |
| JerryB96 | $25.00 | $25.00 | 5/4/2010 9:00:24 PM |
| ujiba | $25.00 | $25.00 | 5/5/2010 4:17:22 AM |
| auction-poblano | $25.00 | $25.00 | 5/5/2010 7:15:25 AM |
| persistent-value3 | $36.00 | $36.00 | 5/5/2010 5:31:58 AM |
| kgeezy | $100.00 | $100.00 | 5/5/2010 5:43:30 AM |
| Richmp412 | $25.00 | $25.00 | 5/5/2010 6:36:13 AM |
| Sam40 | $25.00 | $25.00 | 5/5/2010 10:12:00 AM |
| wise382 | $25.01 | $25.01 | 5/5/2010 2:26:27 PM |
| TheGeek | $26.27 | $26.27 | 5/5/2010 3:53:23 PM |
| Kelor99 | $25.00 | $25.00 | 5/5/2010 4:31:47 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
456221
This series of Notes was issued and sold upon the funding of the borrower loan #42369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.20% |
Final borrower rate/APR:
| 26.20% / 28.52% |
Final monthly payment:
| $121.19 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 3m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $115 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 11% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 51 | | | | |
|
Screen name:
| jkcandles |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Worldpower Investments |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Apr-2008)
660-679
(Mar-2008)
|
|
Principal balance:
| $1,074.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
building a deck
Purpose of loan:
to build a deck from our kitchen
My financial situation:
Now that we are back on our feet,all is going well,my wife also has an ebay business, brings into approx.$300 net every month and my salery continues to rise.
I will only need $3000 for the deck--a friend will loan me $1000--also willing to pay a higher rate to get the loan.
Monthly net income: $?
$4856.00 net bring home and my wife nets approx $300.00 from ebay business
Monthly expenses: $
??Housing: $ 1761.00
??Insurance: $ 95.00
??Car expenses: $467.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $?200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| S-Master | $25.00 | $25.00 | 4/28/2010 5:12:53 PM |
| finance-prescription | $100.00 | $100.00 | 4/28/2010 5:23:30 PM |
| twjh | $25.00 | $25.00 | 4/28/2010 5:27:10 PM |
| Aberdeen | $400.00 | $400.00 | 4/29/2010 4:03:36 AM |
| loan-tycoon0 | $25.00 | $25.00 | 4/29/2010 8:51:14 PM |
| integrity-doctor | $100.00 | $100.00 | 4/30/2010 11:56:16 AM |
| reflective-rupee | $150.00 | $150.00 | 5/4/2010 10:03:41 AM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 10:23:17 AM |
| vigilance-searcher | $25.00 | $25.00 | 5/4/2010 11:58:07 AM |
| icanhasloanz | $200.00 | $200.00 | 5/4/2010 2:36:00 PM |
| sgt-schultz | $75.00 | $50.84 | 5/5/2010 3:52:25 AM |
| discrete-community4 | $25.00 | $25.00 | 5/5/2010 9:37:53 AM |
| credit-missile | $100.00 | $100.00 | 5/5/2010 4:47:55 PM |
| RecoveryLender | $25.00 | $25.00 | 5/5/2010 5:03:10 PM |
| social-conductor4 | $25.00 | $25.00 | 5/5/2010 5:04:22 PM |
| fortytwo | $200.00 | $200.00 | 4/28/2010 5:08:46 PM |
| loyalist1 | $100.00 | $100.00 | 4/28/2010 5:09:30 PM |
| atomantic | $25.00 | $25.00 | 4/28/2010 11:38:40 PM |
| UCLA4life | $25.00 | $25.00 | 4/29/2010 6:47:47 AM |
| daekpon | $25.00 | $25.00 | 4/29/2010 2:13:05 PM |
| frogperson | $100.00 | $100.00 | 4/29/2010 9:01:42 AM |
| bold-unflappable-market | $50.00 | $50.00 | 4/29/2010 11:09:28 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/29/2010 5:32:24 PM |
| enthusiastic-balance5 | $250.00 | $250.00 | 4/29/2010 7:18:57 PM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 4/30/2010 9:30:17 AM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 1:35:21 PM |
| jpblan11 | $139.16 | $139.16 | 5/3/2010 9:01:32 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 5/4/2010 9:37:47 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:45:37 AM |
| JohnSmallberries | $25.00 | $25.00 | 5/4/2010 10:12:19 AM |
| allbalooboy2 | $25.00 | $25.00 | 5/4/2010 12:40:59 PM |
| Hummer-Guy | $25.00 | $25.00 | 5/4/2010 8:47:23 PM |
| Bob450 | $25.00 | $25.00 | 5/4/2010 8:38:06 PM |
| dudebrah | $25.00 | $25.00 | 5/4/2010 7:50:54 PM |
| McDeeter | $50.00 | $50.00 | 5/5/2010 7:00:20 AM |
| patriot384 | $200.00 | $200.00 | 5/5/2010 7:38:12 AM |
| Kash2010lu | $25.00 | $25.00 | 5/5/2010 8:39:10 AM |
| McDeeter | $25.00 | $25.00 | 5/5/2010 9:07:49 AM |
| value-rapture | $25.00 | $25.00 | 5/5/2010 12:53:39 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/5/2010 1:00:36 PM |
| nymoney | $50.00 | $50.00 | 5/5/2010 1:47:26 PM |
| LeoBUSIIT | $25.00 | $25.00 | 5/5/2010 9:42:56 AM |
| Bob450 | $25.00 | $25.00 | 5/5/2010 2:47:58 PM |
| Mark-M | $25.00 | $25.00 | 5/5/2010 3:44:41 PM |
| credit-missile | $25.00 | $25.00 | 5/5/2010 4:50:44 PM |
| Engineer44 | $35.00 | $35.00 | 5/5/2010 5:08:07 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
456257
This series of Notes was issued and sold upon the funding of the borrower loan #42359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 10.44% |
Final borrower rate/APR:
| 11.44% / 15.03% |
Final monthly payment:
| $32.95 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.72% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 10m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,769 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| hsb |
Borrower's state:
| Washington |
Borrower's group:
| Lend2's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,550.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2007)
|
|
Principal balance:
| $93.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Moved to Washington
INTRODUCTION
Thank you for taking the time to read my loan request!? I have been working as an Aircraft Mechanic for the Navy Reserve Unit VP-69 for going on 10 years now. I previously served Active Navy for 5 years while obtaining a B.S. in Professional Aeronautics.
LOAN PURPOSE
The cost of my move to Washington was more than anticipated. While at the same time, my daughter had an emergency move! She will be starting her 3rd year at
?U of O in the Fall.
Thank you for taking the time to consider my request!? Please let me know if I can answer any questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 4/29/2010 4:11:25 AM |
| enthusiastic-balance5 | $113.93 | $113.93 | 4/29/2010 7:20:17 PM |
| loanman2007 | $100.00 | $100.00 | 5/4/2010 9:54:35 AM |
| 4mydaughterseducation | $35.99 | $35.99 | 5/4/2010 5:21:24 PM |
| wild-orange | $75.00 | $75.00 | 5/5/2010 10:45:35 AM |
| Socorro_Capital_Partners | $25.00 | $25.00 | 4/30/2010 9:30:53 AM |
| marwadi-62 | $200.00 | $200.00 | 4/30/2010 11:47:26 AM |
| atomantic | $25.00 | $25.00 | 5/3/2010 8:12:20 AM |
| discrete-community4 | $25.00 | $25.00 | 5/5/2010 12:41:41 PM |
| wwwUniversal | $25.00 | $0.08 | 5/5/2010 3:10:19 PM |
| 10 bids
|
Borrower Payment Dependent Notes Series
456359
This series of Notes was issued and sold upon the funding of the borrower loan #42382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,400.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-29-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $272.55 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $271.83 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,023 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 39% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| hope-caper2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to get old debt off of my back and to see a light at the end of the tunnel.? I have been trying to consolidate debt via credit cards for a couple of years, but minimum payments across multiple cards makes it hard to always be disciplined and to actually plan as to how to "reach the end of the tunnel."? Also, when the payments are across multiple lenders (credit card companies), it is hard to create a set amount of money to save each month as an emergency fund, thereby increasing the chance of a future "emergency" credit card expense (like air conditioner repair I had last month).
My financial situation:
I am a good candidate for this loan because my wife and I have stable, decent-paying jobs with a good employer (Duke University), our education debt is within 1 year of being paid off, and our only child is in kindergarten and out of expensive preschools.? The only other debt we have is one other credit card (which I have had for almost 20 years), $7,000 in student loans (be paid off in 1.5 years), and our mortgage (reasonable at $1,446/ month).? I have recently taken on more responsibility at my current job and there is discussion of a 10% raise for me.? Both my wife and I run different children's mental health programs and have chosen to stay in this relatively non-lucrative work because we believe in the families we are helping.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 4:11:05 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/29/2010 4:21:11 PM |
| bchen78875 | $25.00 | $25.00 | 4/29/2010 4:12:01 PM |
| egw | $25.00 | $25.00 | 4/29/2010 4:38:25 PM |
| radforj22 | $25.00 | $25.00 | 4/29/2010 4:39:04 PM |
| Marathoner | $25.00 | $25.00 | 4/29/2010 4:38:41 PM |
| DcUnited | $25.00 | $25.00 | 4/29/2010 4:39:27 PM |
| Artist_Blue | $25.00 | $25.00 | 4/29/2010 4:39:36 PM |
| Avala | $50.00 | $50.00 | 4/29/2010 4:43:51 PM |
| JGB | $25.00 | $25.00 | 4/29/2010 4:44:18 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/29/2010 4:44:21 PM |
| Rockymtnhi | $57.75 | $57.75 | 4/29/2010 4:45:20 PM |
| availableloan | $25.00 | $25.00 | 4/29/2010 4:43:34 PM |
| successful-agreement7 | $74.79 | $74.79 | 4/29/2010 4:46:13 PM |
| BabyLender | $25.00 | $25.00 | 4/29/2010 4:54:23 PM |
| rock931 | $25.00 | $25.00 | 4/29/2010 4:56:05 PM |
| csarradio | $25.00 | $25.00 | 4/29/2010 4:56:17 PM |
| pujols8996 | $30.00 | $30.00 | 4/29/2010 4:58:34 PM |
| the-innovator331 | $25.94 | $25.94 | 4/29/2010 4:54:27 PM |
| debt-system880 | $25.00 | $25.00 | 4/29/2010 4:56:06 PM |
| Binan | $25.00 | $25.00 | 4/29/2010 4:56:10 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/29/2010 5:13:14 PM |
| Dabne | $25.50 | $25.50 | 4/29/2010 4:57:16 PM |
| cash-boots | $25.00 | $25.00 | 4/29/2010 5:11:36 PM |
| cberthiaume | $25.00 | $25.00 | 4/29/2010 5:42:40 PM |
| HamletTower | $25.00 | $25.00 | 4/29/2010 5:58:40 PM |
| torion | $25.00 | $25.00 | 4/29/2010 5:34:51 PM |
| aggielender | $25.00 | $25.00 | 4/29/2010 5:42:45 PM |
| r0b3m4n | $25.00 | $25.00 | 4/29/2010 6:32:43 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/29/2010 5:58:54 PM |
| bowdish1 | $35.73 | $35.73 | 4/29/2010 6:54:24 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:41 PM |
| kellyp255 | $25.00 | $25.00 | 4/29/2010 7:42:44 PM |
| Ready2Loan | $25.00 | $25.00 | 4/29/2010 7:43:06 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/29/2010 4:39:58 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/29/2010 7:43:04 PM |
| pinnacle10 | $25.00 | $25.00 | 4/29/2010 8:07:37 PM |
| bslavin | $25.00 | $25.00 | 4/29/2010 8:54:10 PM |
| BidDaddyBigBucks | $25.00 | $25.00 | 4/29/2010 8:57:40 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/29/2010 8:57:48 PM |
| transparency-advocator | $25.00 | $25.00 | 4/29/2010 8:57:55 PM |
| peerlender | $25.00 | $25.00 | 4/29/2010 8:58:02 PM |
| mtquan | $25.00 | $25.00 | 4/29/2010 9:28:05 PM |
| durability-halibut | $25.00 | $25.00 | 4/29/2010 8:54:02 PM |
| dsfoundation | $25.00 | $25.00 | 4/29/2010 8:54:19 PM |
| nickel-ferret | $25.00 | $25.00 | 4/29/2010 8:57:53 PM |
| supreme-hope | $25.00 | $25.00 | 4/29/2010 8:57:58 PM |
| surfhoss644 | $26.84 | $26.84 | 4/29/2010 10:43:07 PM |
| orderly-leverage | $25.67 | $25.67 | 4/29/2010 9:08:58 PM |
| gokart83 | $25.00 | $25.00 | 4/29/2010 9:22:38 PM |
| life-is-great | $25.00 | $25.00 | 4/29/2010 4:46:31 PM |
| CAGE-Investments | $63.67 | $63.67 | 4/29/2010 4:59:13 PM |
| ichibon | $75.00 | $75.00 | 4/30/2010 3:27:42 AM |
| durability-mad-scientist4 | $28.84 | $28.84 | 4/29/2010 5:12:06 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/30/2010 4:07:43 AM |
| credit-kahuna | $100.00 | $100.00 | 4/29/2010 5:12:56 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/30/2010 4:23:08 AM |
| sweet-loan8 | $25.00 | $25.00 | 4/30/2010 6:18:00 AM |
| silver-ace | $47.36 | $47.36 | 4/29/2010 5:27:37 PM |
| stable-nickel | $25.21 | $25.21 | 4/29/2010 5:34:43 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/30/2010 6:17:55 AM |
| jdrez | $25.00 | $25.00 | 4/30/2010 6:54:57 AM |
| supersarah61 | $25.00 | $25.00 | 4/29/2010 5:42:44 PM |
| blissful-note7 | $25.00 | $25.00 | 4/29/2010 5:49:37 PM |
| interest-griffin | $50.00 | $50.00 | 4/29/2010 5:49:44 PM |
| investor7257 | $25.00 | $25.00 | 4/29/2010 5:58:41 PM |
| rcflick | $25.00 | $25.00 | 4/30/2010 7:02:56 AM |
| LoisLoan | $25.00 | $25.00 | 4/30/2010 7:03:04 AM |
| saysana | $25.00 | $25.00 | 4/30/2010 7:03:20 AM |
| sgt-schultz | $43.18 | $43.18 | 4/30/2010 7:09:41 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/30/2010 7:23:18 AM |
| calm-deal7 | $25.00 | $25.00 | 4/29/2010 6:47:39 PM |
| JFKPilot | $25.00 | $25.00 | 4/30/2010 8:24:32 AM |
| steady-funds3 | $25.00 | $25.00 | 4/30/2010 7:43:04 AM |
| jleng | $25.00 | $25.00 | 4/30/2010 7:43:11 AM |
| worth-arch | $25.00 | $25.00 | 4/30/2010 7:43:20 AM |
| atmaan | $25.00 | $25.00 | 4/30/2010 8:32:49 AM |
| self-reliant-integrity0 | $50.00 | $50.00 | 4/30/2010 9:23:17 AM |
| greenback-maniac | $25.00 | $25.00 | 4/29/2010 7:33:21 PM |
| georg | $25.00 | $25.00 | 4/30/2010 8:39:27 AM |
| flopcat | $25.00 | $25.00 | 4/29/2010 7:42:50 PM |
| payment-artist | $25.00 | $25.00 | 4/30/2010 9:32:44 AM |
| fairhelper | $25.00 | $25.00 | 4/29/2010 7:42:53 PM |
| shrewd-deal | $25.00 | $25.00 | 4/29/2010 7:43:03 PM |
| fair-hope | $25.00 | $25.00 | 4/30/2010 9:32:53 AM |
| AF-Chief | $27.00 | $27.00 | 4/29/2010 8:44:00 PM |
| jga516 | $25.00 | $25.00 | 4/30/2010 9:34:36 AM |
| emphatic-deal5 | $25.00 | $25.00 | 4/29/2010 8:57:47 PM |
| Slend49 | $25.00 | $25.00 | 4/29/2010 8:57:49 PM |
| The_Secret | $50.00 | $50.00 | 4/29/2010 8:57:57 PM |
| intlargonaut | $89.51 | $89.51 | 4/30/2010 9:48:48 AM |
| Noseel | $35.06 | $35.06 | 4/30/2010 10:29:04 AM |
| fishintime | $25.00 | $25.00 | 4/30/2010 10:12:36 AM |
| cello1 | $25.00 | $25.00 | 4/29/2010 10:07:35 PM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 10:55:18 AM |
| rider350 | $25.00 | $25.00 | 4/30/2010 10:20:50 AM |
| a-resplendent-asset | $25.00 | $25.00 | 4/30/2010 10:28:51 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 4/30/2010 11:05:10 AM |
| beatmix01 | $25.00 | $25.00 | 4/30/2010 10:29:05 AM |
| Norcal | $50.00 | $50.00 | 4/30/2010 10:29:11 AM |
| time4aloan | $27.28 | $27.28 | 4/30/2010 10:29:22 AM |
| fopaul13 | $25.00 | $25.00 | 4/30/2010 11:13:01 AM |
| ClearLake | $25.00 | $25.00 | 4/30/2010 3:50:00 AM |
| HaveToWrite | $25.00 | $25.00 | 4/30/2010 10:41:25 AM |
| movistar | $25.00 | $10.76 | 4/30/2010 11:20:50 AM |
| BlindSquirrel | $25.00 | $25.00 | 4/30/2010 10:47:54 AM |
| Jcardone33 | $25.00 | $25.00 | 4/30/2010 11:28:31 AM |
| respectful-integrity3 | $30.00 | $30.00 | 4/30/2010 6:01:41 AM |
| jonn834 | $25.00 | $25.00 | 4/30/2010 11:06:21 AM |
| Cheburashka | $25.00 | $25.00 | 4/30/2010 11:06:33 AM |
| Aaron_Oz | $25.00 | $25.00 | 4/30/2010 11:13:32 AM |
| mmckune | $25.00 | $25.00 | 4/30/2010 11:14:04 AM |
| Ciphernetic | $25.00 | $25.00 | 4/30/2010 11:19:41 AM |
| dpdn57 | $25.00 | $25.00 | 4/30/2010 6:54:55 AM |
| crawfishcentral | $50.00 | $50.00 | 4/30/2010 12:49:15 PM |
| sarisai | $32.52 | $32.52 | 4/30/2010 8:39:25 AM |
| mikepat55 | $25.97 | $25.97 | 4/30/2010 9:32:51 AM |
| point-promiser | $25.00 | $25.00 | 4/30/2010 9:32:58 AM |
| elegant-bonus | $25.00 | $25.00 | 4/30/2010 10:13:24 AM |
| lender08 | $25.00 | $25.00 | 4/30/2010 10:20:02 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/30/2010 10:20:44 AM |
| ingenious-truth0 | $25.00 | $25.00 | 4/30/2010 10:29:35 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/30/2010 10:29:47 AM |
| Randini | $25.00 | $25.00 | 4/30/2010 10:41:32 AM |
| mountains59 | $25.00 | $25.00 | 4/30/2010 11:05:23 AM |
| justin323 | $25.00 | $25.00 | 4/30/2010 5:24:08 PM |
| starry2001 | $25.00 | $25.00 | 4/30/2010 5:47:31 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/3/2010 3:37:16 AM |
| RussiaAC5M | $29.00 | $29.00 | 5/3/2010 9:43:12 AM |
| yons88 | $25.00 | $25.00 | 5/3/2010 10:59:56 AM |
| RandyL3 | $99.00 | $99.00 | 5/3/2010 4:41:38 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/3/2010 7:12:37 PM |
| aganippe | $25.00 | $25.00 | 5/3/2010 8:18:39 PM |
| zippy-revenue8 | $25.00 | $25.00 | 5/4/2010 9:36:41 AM |
| Sven79 | $50.00 | $50.00 | 5/4/2010 9:53:03 AM |
| favorite-commerce | $50.00 | $50.00 | 5/4/2010 12:29:20 PM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 4:12:12 PM |
| Comoparklender | $30.00 | $30.00 | 4/29/2010 4:38:19 PM |
| unassassinable | $25.00 | $25.00 | 4/29/2010 4:44:13 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/29/2010 4:10:23 PM |
| integrity-doctor | $100.00 | $100.00 | 4/29/2010 4:44:25 PM |
| GiantAardvark | $25.00 | $25.00 | 4/29/2010 4:44:36 PM |
| hrubinst | $25.00 | $25.00 | 4/29/2010 4:43:50 PM |
| delicious-social132 | $25.00 | $25.00 | 4/29/2010 4:44:00 PM |
| sloak | $25.00 | $25.00 | 4/29/2010 4:12:38 PM |
| dinero-speaker | $25.00 | $25.00 | 4/29/2010 4:44:06 PM |
| gentle-note | $25.00 | $25.00 | 4/29/2010 4:54:31 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/29/2010 4:55:54 PM |
| fairwealth | $25.00 | $25.00 | 4/29/2010 4:56:07 PM |
| cptproton | $25.00 | $25.00 | 4/29/2010 4:56:09 PM |
| Katburg | $35.00 | $35.00 | 4/29/2010 4:56:14 PM |
| investment-comet | $25.00 | $25.00 | 4/29/2010 5:18:20 PM |
| mikrolown | $25.00 | $25.00 | 4/29/2010 5:11:11 PM |
| Orca-man | $25.00 | $25.00 | 4/29/2010 5:12:28 PM |
| gracej | $25.00 | $25.00 | 4/29/2010 5:49:41 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 4/29/2010 5:18:12 PM |
| reflective-cash0 | $32.43 | $32.43 | 4/29/2010 5:18:22 PM |
| JSON | $25.00 | $25.00 | 4/29/2010 5:58:51 PM |
| atrain2007 | $25.00 | $25.00 | 4/29/2010 5:42:42 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/29/2010 6:17:37 PM |
| ideal-platinum1 | $27.13 | $27.13 | 4/29/2010 6:25:49 PM |
| BuffetRocks | $50.00 | $50.00 | 4/29/2010 5:58:49 PM |
| fcukciti | $50.00 | $50.00 | 4/29/2010 5:58:53 PM |
| emt747 | $25.00 | $25.00 | 4/29/2010 7:42:47 PM |
| jcjdingdong | $25.00 | $25.00 | 4/29/2010 7:57:51 PM |
| phredd | $50.00 | $50.00 | 4/29/2010 7:18:19 PM |
| castleman | $25.00 | $25.00 | 4/29/2010 4:39:17 PM |
| reward-adventure | $25.00 | $25.00 | 4/29/2010 7:42:42 PM |
| HedgeFund | $34.09 | $34.09 | 4/29/2010 7:43:05 PM |
| euro-starter | $25.00 | $25.00 | 4/29/2010 8:28:39 PM |
| iolaire | $25.00 | $25.00 | 4/29/2010 8:57:46 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/29/2010 8:57:51 PM |
| ommcd | $25.00 | $25.00 | 4/29/2010 8:57:59 PM |
| cpblue79 | $34.84 | $34.84 | 4/29/2010 8:32:41 PM |
| SimpleChoice | $25.00 | $25.00 | 4/29/2010 9:22:38 PM |
| andlifegoeson | $25.00 | $25.00 | 4/29/2010 8:57:38 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/29/2010 8:57:47 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/29/2010 8:57:54 PM |
| bill-expert | $25.00 | $25.00 | 4/29/2010 8:58:01 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/29/2010 4:44:31 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/29/2010 4:44:39 PM |
| ddog0224 | $25.00 | $25.00 | 4/29/2010 4:46:59 PM |
| loanfairy | $25.00 | $25.00 | 4/29/2010 4:47:11 PM |
| trade-watcher | $25.00 | $25.00 | 4/29/2010 4:55:37 PM |
| Usurious | $25.00 | $25.00 | 4/29/2010 4:55:52 PM |
| treasure-bliss | $100.00 | $100.00 | 4/30/2010 4:22:54 AM |
| Syndication | $25.00 | $25.00 | 4/29/2010 4:58:40 PM |
| alaco | $25.00 | $25.00 | 4/29/2010 4:58:49 PM |
| Steveoo1 | $25.00 | $25.00 | 4/29/2010 11:57:45 PM |
| Digs | $25.00 | $25.00 | 4/30/2010 3:49:56 AM |
| dime-galaxy | $25.00 | $25.00 | 4/30/2010 6:17:59 AM |
| wise-handy-finance | $25.00 | $25.00 | 4/29/2010 5:18:21 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/30/2010 6:17:49 AM |
| balance-voyager | $51.75 | $51.75 | 4/30/2010 6:54:53 AM |
| capital-web193 | $25.00 | $25.00 | 4/29/2010 5:42:38 PM |
| CO80487 | $25.00 | $25.00 | 4/30/2010 6:17:58 AM |
| RickD1003 | $50.00 | $50.00 | 4/30/2010 7:03:14 AM |
| gelidfrank | $25.00 | $25.00 | 4/30/2010 7:03:21 AM |
| success1001 | $41.65 | $41.65 | 4/29/2010 5:58:51 PM |
| 1phantom | $25.00 | $25.00 | 4/29/2010 6:07:45 PM |
| jrbill1998 | $50.00 | $50.00 | 4/30/2010 7:03:19 AM |
| Moody26 | $25.00 | $25.00 | 4/30/2010 7:09:39 AM |
| marinade | $25.00 | $25.00 | 4/30/2010 7:43:05 AM |
| halothane_logic | $25.00 | $25.00 | 4/30/2010 7:43:16 AM |
| 34bcp23 | $25.00 | $25.00 | 4/30/2010 7:43:34 AM |
| influential-compassion9 | $50.00 | $50.00 | 4/30/2010 7:34:24 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/29/2010 6:57:39 PM |
| ms48105 | $25.00 | $25.00 | 4/30/2010 7:43:18 AM |
| lendingstar | $25.00 | $25.00 | 4/30/2010 8:57:54 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/30/2010 8:32:47 AM |
| wise-bonus-honker | $25.00 | $25.00 | 4/30/2010 8:39:17 AM |
| vanderhp | $25.00 | $25.00 | 4/30/2010 8:39:23 AM |
| CalBear5 | $25.00 | $25.00 | 4/29/2010 7:42:41 PM |
| Dutchhunter | $50.00 | $50.00 | 4/29/2010 7:42:52 PM |
| reinforced-funds4 | $25.00 | $25.00 | 4/30/2010 9:33:00 AM |
| japerk | $25.00 | $25.00 | 4/29/2010 7:43:08 PM |
| tidy-dime | $25.00 | $25.00 | 4/30/2010 9:34:25 AM |
| SDNLR | $25.00 | $25.00 | 4/30/2010 9:34:34 AM |
| 1fortheroad | $25.00 | $25.00 | 4/30/2010 9:33:08 AM |
| ecspike | $25.00 | $25.00 | 4/30/2010 9:33:11 AM |
| helpinghand63 | $50.00 | $50.00 | 4/30/2010 9:34:23 AM |
| important-ore | $50.00 | $50.00 | 4/29/2010 8:57:53 PM |
| orgy63 | $25.00 | $25.00 | 4/29/2010 8:58:00 PM |
| AlexTrep | $25.00 | $25.00 | 4/29/2010 9:02:54 PM |
| value-pouch | $25.00 | $25.00 | 4/29/2010 9:22:40 PM |
| nojoke411 | $25.00 | $25.00 | 4/30/2010 10:29:38 AM |
| laughmotel | $25.00 | $25.00 | 4/30/2010 10:13:45 AM |
| principal-flow9 | $25.00 | $25.00 | 4/30/2010 10:49:26 AM |
| funds-rascal | $25.00 | $25.00 | 4/30/2010 10:20:49 AM |
| Premierelender | $25.00 | $25.00 | 4/30/2010 11:05:19 AM |
| carydude | $25.00 | $25.00 | 4/30/2010 10:29:03 AM |
| intelligent-nickel | $25.00 | $25.00 | 4/30/2010 10:29:08 AM |
| authoritative-capital | $25.00 | $25.00 | 4/30/2010 10:29:31 AM |
| kdkennedy | $25.00 | $25.00 | 4/30/2010 10:30:33 AM |
| PocketAces | $25.00 | $25.00 | 4/30/2010 11:05:35 AM |
| CASHGIRL | $25.00 | $25.00 | 4/30/2010 11:06:12 AM |
| tsui517 | $25.00 | $25.00 | 4/30/2010 11:06:30 AM |
| dma1206 | $25.00 | $25.00 | 4/30/2010 11:56:50 AM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 11:57:45 AM |
| Aeroman32 | $25.00 | $25.00 | 4/30/2010 7:02:54 AM |
| tedsrfdude | $25.00 | $25.00 | 4/30/2010 7:03:17 AM |
| phaded | $25.00 | $25.00 | 4/30/2010 7:18:00 AM |
| MTlender | $25.00 | $25.00 | 4/30/2010 9:04:27 AM |
| loan-master996 | $50.00 | $50.00 | 4/30/2010 10:29:33 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/30/2010 10:41:27 AM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/30/2010 11:20:44 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/30/2010 4:11:42 PM |
| GoldenTrout | $25.00 | $25.00 | 5/2/2010 9:27:39 PM |
| rockhound84 | $50.00 | $50.00 | 5/3/2010 4:42:26 AM |
| FloridaBookie | $25.00 | $25.00 | 5/3/2010 4:53:24 AM |
| dgagli1 | $25.00 | $25.00 | 5/3/2010 8:16:47 AM |
| ijspence | $25.00 | $25.00 | 5/3/2010 12:25:47 PM |
| spiff666 | $25.00 | $25.00 | 5/3/2010 8:36:20 PM |
| GeorgiaGator | $50.00 | $50.00 | 5/4/2010 9:24:40 AM |
| selector568 | $400.00 | $400.00 | 5/4/2010 10:11:28 AM |
| magee425 | $31.53 | $31.53 | 5/4/2010 11:38:18 AM |
| 1SteelerFan | $35.00 | $35.00 | 5/4/2010 12:13:07 PM |
| 257 bids
|
Borrower Payment Dependent Notes Series
456373
This series of Notes was issued and sold upon the funding of the borrower loan #42350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-30-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 31.66% |
Starting borrower rate/APR:
| 32.66% / 35.08% |
Starting monthly payment:
| $285.49 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $266.24 |
| |
|
Auction yield range:
| 11.04% - 31.66% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1997 |
Debt/Income ratio:
| 63% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
7 | Length of status: | 2y 10m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 37 |
Occupation: | Laborer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,733 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| the-bonus-poem |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
get my credit cards paid down
Purpose of loan:
This loan will be used to help pay off bills and to be used for business expenses.
My financial situation:
I am a good candidate for this loan because i have never not?paid off a debt?
Monthly net income: $ 1500
Monthly expenses: $
??Housing: $ 235
??Insurance: $25
??Car expenses: $ 80
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?125
??Clothing, household expenses $ 0
??Credit cards and other loans: $?700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| basis-prodigy | $25.00 | $25.00 | 4/30/2010 3:39:02 PM |
| social-conductor4 | $25.00 | $25.00 | 4/30/2010 3:36:05 PM |
| gelidfrank | $25.00 | $25.00 | 4/30/2010 3:40:20 PM |
| gjh37 | $25.00 | $25.00 | 4/30/2010 3:41:16 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/30/2010 3:41:28 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/30/2010 3:42:49 PM |
| greenwell | $25.00 | $25.00 | 4/30/2010 3:43:07 PM |
| reward-adventure | $30.00 | $30.00 | 4/30/2010 3:40:45 PM |
| Artist_Blue | $25.00 | $25.00 | 4/30/2010 3:43:51 PM |
| GInBaghdad | $25.00 | $25.00 | 4/30/2010 3:50:28 PM |
| asset-professor | $35.00 | $35.00 | 4/30/2010 3:50:49 PM |
| magnificent-reward9 | $25.00 | $25.00 | 4/30/2010 3:53:53 PM |
| shrewd-peace7 | $30.00 | $30.00 | 4/30/2010 3:36:11 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/30/2010 4:40:19 PM |
| orderly-leverage | $30.00 | $30.00 | 4/30/2010 3:40:57 PM |
| actvtrdr | $35.00 | $35.00 | 4/30/2010 3:41:06 PM |
| jonbozeman | $25.00 | $25.00 | 4/30/2010 3:41:50 PM |
| supreme-hope | $25.00 | $25.00 | 4/30/2010 3:41:58 PM |
| greenback-visionary4 | $25.00 | $25.00 | 4/30/2010 5:28:02 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/30/2010 5:42:46 PM |
| payment-gusto | $25.00 | $25.00 | 4/30/2010 5:48:48 PM |
| Rattlehead | $25.00 | $25.00 | 4/30/2010 3:43:21 PM |
| Streetfighter | $50.00 | $50.00 | 4/30/2010 3:43:35 PM |
| Ragnar | $25.00 | $25.00 | 4/30/2010 5:28:07 PM |
| upright-revenue7 | $40.00 | $40.00 | 4/30/2010 5:34:55 PM |
| castleman | $25.00 | $25.00 | 4/30/2010 3:44:27 PM |
| Zingaro | $25.00 | $25.00 | 5/2/2010 9:26:22 PM |
| 626457 | $25.00 | $25.00 | 5/2/2010 9:26:16 PM |
| fortytwo | $50.00 | $50.00 | 5/2/2010 9:26:22 PM |
| fairhelper | $25.00 | $25.00 | 5/2/2010 9:30:42 PM |
| Gibbyland | $25.30 | $25.30 | 5/2/2010 9:36:39 PM |
| asmithj | $43.22 | $43.22 | 5/2/2010 9:47:06 PM |
| Katburg | $25.00 | $25.00 | 5/3/2010 4:17:11 AM |
| yeti888 | $25.00 | $25.00 | 5/3/2010 5:05:39 AM |
| deal-secret-agent | $25.00 | $25.00 | 5/3/2010 4:32:10 AM |
| bassman2 | $25.00 | $25.00 | 5/3/2010 5:25:43 AM |
| junctionking | $25.00 | $25.00 | 5/3/2010 6:26:51 AM |
| deal-dojo | $25.00 | $25.00 | 5/3/2010 6:46:08 AM |
| cpodakine | $25.00 | $25.00 | 5/3/2010 6:27:08 AM |
| Supernick | $25.00 | $25.00 | 5/3/2010 7:04:32 AM |
| deegeeman | $43.72 | $43.72 | 5/3/2010 7:36:21 AM |
| SBT | $33.19 | $33.19 | 5/3/2010 7:20:46 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 5/3/2010 8:08:21 AM |
| schpere | $25.00 | $25.00 | 5/3/2010 8:16:07 AM |
| SimonHova | $25.00 | $25.00 | 5/3/2010 9:37:39 AM |
| balance-warrior | $25.00 | $25.00 | 5/3/2010 9:12:03 AM |
| bridgeguy | $25.00 | $25.00 | 5/3/2010 9:15:36 AM |
| seisen | $50.00 | $50.00 | 5/3/2010 9:38:51 AM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 9:11:48 AM |
| skuba | $25.00 | $25.00 | 5/3/2010 9:52:13 AM |
| nourishing-interest0 | $25.00 | $25.00 | 5/3/2010 10:45:50 AM |
| cberthiaume | $25.00 | $25.00 | 5/3/2010 10:56:15 AM |
| BlindJoeDeath | $25.00 | $25.00 | 5/3/2010 9:46:27 AM |
| tjone69 | $30.00 | $30.00 | 5/3/2010 10:20:56 AM |
| dthompso | $49.94 | $49.94 | 5/3/2010 10:11:44 AM |
| aasx1108 | $25.00 | $25.00 | 5/3/2010 11:07:47 AM |
| bold-principal-thinker | $25.00 | $25.00 | 5/3/2010 10:45:54 AM |
| affluence-promise | $27.47 | $27.47 | 5/3/2010 11:16:24 AM |
| circuitfive | $25.00 | $25.00 | 5/3/2010 12:18:05 PM |
| cash-tiramisu | $25.00 | $25.00 | 5/3/2010 1:16:19 PM |
| jml3482 | $25.00 | $25.00 | 5/3/2010 12:50:55 PM |
| first-upright-payout | $25.00 | $25.00 | 5/3/2010 12:57:35 PM |
| jonn834 | $25.00 | $25.00 | 5/3/2010 1:16:07 PM |
| Speculator | $40.00 | $40.00 | 5/3/2010 1:32:09 PM |
| Casman8815 | $25.00 | $25.00 | 5/3/2010 1:56:56 PM |
| israel15 | $25.00 | $25.00 | 5/3/2010 1:21:27 PM |
| LuvToLend | $25.00 | $25.00 | 5/3/2010 3:32:14 PM |
| wise-courageous-social | $25.00 | $25.00 | 5/3/2010 3:46:58 PM |
| james41 | $25.00 | $25.00 | 5/3/2010 2:16:03 PM |
| likeable-openness | $25.00 | $25.00 | 5/3/2010 3:47:00 PM |
| fair-rate | $25.00 | $25.00 | 5/3/2010 3:47:10 PM |
| randsenterprise | $25.00 | $25.00 | 5/3/2010 3:47:32 PM |
| shrewd-deal | $25.00 | $25.00 | 5/3/2010 3:48:10 PM |
| DadWarbucks | $25.00 | $25.00 | 5/3/2010 4:11:31 PM |
| galaxy318 | $25.00 | $25.00 | 5/3/2010 3:46:55 PM |
| attractive-rate | $25.00 | $25.00 | 5/3/2010 3:47:12 PM |
| Cai8899 | $30.00 | $30.00 | 5/3/2010 3:47:30 PM |
| neutrino6 | $25.00 | $25.00 | 5/3/2010 3:47:37 PM |
| inspiring-reward | $29.55 | $29.55 | 5/3/2010 3:48:09 PM |
| rupee-artisan | $25.00 | $25.00 | 5/3/2010 3:47:01 PM |
| industrious-dedication | $25.00 | $25.00 | 5/3/2010 3:47:34 PM |
| 108lender | $65.47 | $65.47 | 5/3/2010 4:55:52 PM |
| etraboulay | $25.00 | $25.00 | 5/3/2010 5:10:42 PM |
| contract-eagle | $25.00 | $25.00 | 5/3/2010 5:50:49 PM |
| jleng | $25.00 | $25.00 | 5/3/2010 5:10:41 PM |
| Serpent2801 | $25.00 | $25.00 | 5/3/2010 6:16:55 PM |
| CarDealer3070 | $30.00 | $30.00 | 5/3/2010 7:12:17 PM |
| Mantis75 | $25.00 | $25.00 | 5/3/2010 7:12:11 PM |
| Sateesh | $39.22 | $39.22 | 5/3/2010 8:02:48 PM |
| head | $25.00 | $25.00 | 5/3/2010 8:35:40 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 8:35:41 PM |
| simplewareinc | $29.65 | $29.65 | 5/3/2010 9:58:38 PM |
| FeedTheMachine | $30.44 | $30.44 | 5/3/2010 11:23:34 PM |
| BBL | $25.00 | $25.00 | 5/4/2010 2:20:31 AM |
| ITExec | $28.03 | $28.03 | 5/4/2010 2:34:21 AM |
| micko | $25.00 | $25.00 | 5/4/2010 2:14:06 AM |
| golath24 | $25.00 | $25.00 | 5/4/2010 2:48:48 AM |
| DMark69 | $25.00 | $25.00 | 5/4/2010 3:13:34 AM |
| irrelevant | $25.00 | $25.00 | 5/4/2010 9:45:50 AM |
| reflective-rupee | $25.00 | $25.00 | 5/4/2010 9:15:37 AM |
| sgt-schultz | $75.00 | $75.00 | 5/4/2010 1:04:46 PM |
| GiantAardvark | $25.00 | $25.00 | 4/30/2010 3:41:24 PM |
| zburner | $25.00 | $25.00 | 4/30/2010 3:38:56 PM |
| JGB | $25.00 | $25.00 | 4/30/2010 3:41:43 PM |
| Midwestvalues | $100.00 | $100.00 | 4/30/2010 3:42:42 PM |
| copper | $30.00 | $30.00 | 4/30/2010 3:40:28 PM |
| MARWARISETH | $25.00 | $25.00 | 4/30/2010 3:41:35 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/30/2010 3:42:05 PM |
| secobarbital | $25.00 | $25.00 | 4/30/2010 3:44:32 PM |
| desertoasis | $25.00 | $25.00 | 4/30/2010 3:44:37 PM |
| cablenews | $25.00 | $25.00 | 4/30/2010 3:42:19 PM |
| life-is-great | $25.00 | $25.00 | 4/30/2010 3:44:41 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/30/2010 3:44:47 PM |
| Zolton | $200.00 | $200.00 | 4/30/2010 3:42:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/30/2010 3:43:14 PM |
| Marathoner | $25.00 | $25.00 | 4/30/2010 3:43:45 PM |
| autonomous-truth | $25.00 | $25.00 | 4/30/2010 3:43:57 PM |
| icecoldcash | $25.00 | $25.00 | 4/30/2010 3:44:03 PM |
| DcUnited | $25.00 | $25.00 | 4/30/2010 3:44:14 PM |
| balanced-bill7 | $75.00 | $75.00 | 4/30/2010 3:44:19 PM |
| marketplace-buckeye | $25.00 | $25.00 | 4/30/2010 3:44:22 PM |
| finance-prescription | $50.00 | $50.00 | 4/30/2010 3:48:16 PM |
| funds-rascal | $25.00 | $25.00 | 4/30/2010 3:50:53 PM |
| flexible-vigilance7 | $25.00 | $25.00 | 4/30/2010 3:53:35 PM |
| nickel-liberator | $25.00 | $25.00 | 4/30/2010 3:54:03 PM |
| scottr | $25.00 | $25.00 | 4/30/2010 4:24:02 PM |
| dime-producer | $25.00 | $25.00 | 4/30/2010 3:38:46 PM |
| Comoparklender | $25.00 | $25.00 | 4/30/2010 3:39:59 PM |
| brother_tam | $50.00 | $50.00 | 4/30/2010 3:40:16 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/30/2010 3:40:37 PM |
| ssh1983 | $25.00 | $25.00 | 4/30/2010 3:41:00 PM |
| hizzy | $25.00 | $25.00 | 4/30/2010 4:57:37 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/30/2010 3:42:13 PM |
| balance6 | $25.00 | $25.00 | 4/30/2010 5:07:34 PM |
| personal-lender | $25.00 | $25.00 | 4/30/2010 3:42:26 PM |
| kmfreymi | $25.00 | $25.00 | 4/30/2010 5:27:59 PM |
| rhin0cerx | $50.00 | $50.00 | 4/30/2010 3:42:57 PM |
| magnolia161 | $25.00 | $25.00 | 4/30/2010 3:43:28 PM |
| chicagoman | $25.00 | $25.00 | 4/30/2010 5:27:57 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/30/2010 3:43:40 PM |
| worth-arch | $25.00 | $25.00 | 4/30/2010 5:28:01 PM |
| IIP77 | $25.00 | $25.00 | 4/30/2010 5:34:18 PM |
| honorable-yield | $35.00 | $35.00 | 4/30/2010 3:51:01 PM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 3:53:12 PM |
| teller | $25.00 | $25.00 | 4/30/2010 5:28:17 PM |
| HHP | $25.00 | $25.00 | 4/30/2010 5:42:47 PM |
| lagnisiruk | $25.00 | $25.00 | 5/2/2010 9:26:23 PM |
| global_microfinance | $25.00 | $25.00 | 5/2/2010 9:47:04 PM |
| Tikibarman | $25.00 | $25.00 | 5/2/2010 9:55:52 PM |
| responsive-rate884 | $25.00 | $25.00 | 5/2/2010 10:26:36 PM |
| DUDE66 | $25.00 | $25.00 | 5/2/2010 10:35:52 PM |
| asiaratt | $100.00 | $100.00 | 5/2/2010 11:27:09 PM |
| martinnc | $25.00 | $25.00 | 5/3/2010 3:50:48 AM |
| Lam0nt | $25.00 | $25.00 | 5/3/2010 5:25:44 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 5/3/2010 6:27:18 AM |
| thedreamer | $25.00 | $25.00 | 5/3/2010 6:28:25 AM |
| WindyKid | $25.00 | $25.00 | 5/3/2010 6:46:37 AM |
| burrito6 | $25.00 | $25.00 | 5/3/2010 6:28:05 AM |
| hope-equation | $50.00 | $50.00 | 5/3/2010 6:27:12 AM |
| rlgnyc | $36.07 | $36.07 | 5/3/2010 6:39:23 AM |
| contract-giant | $25.00 | $25.00 | 5/3/2010 6:27:28 AM |
| rescue | $25.00 | $25.00 | 5/3/2010 6:37:37 AM |
| anton | $49.91 | $49.91 | 5/3/2010 7:36:36 AM |
| CASHGIRL | $25.00 | $25.00 | 5/3/2010 7:43:26 AM |
| authoritative-capital | $25.00 | $25.00 | 5/3/2010 7:17:15 AM |
| coin-equalizer2 | $25.00 | $25.00 | 5/3/2010 7:36:23 AM |
| building-america | $25.00 | $25.00 | 5/3/2010 8:00:54 AM |
| visionary-currency | $50.00 | $50.00 | 5/3/2010 8:33:09 AM |
| oldmora | $50.00 | $50.00 | 5/3/2010 8:16:06 AM |
| cspot | $25.00 | $25.00 | 5/3/2010 8:32:57 AM |
| r0b3m4n | $25.00 | $25.00 | 5/3/2010 8:47:39 AM |
| PRGuyinVA | $25.00 | $25.00 | 5/3/2010 9:12:08 AM |
| jrbill1998 | $28.50 | $28.50 | 5/3/2010 8:56:15 AM |
| enlisted33 | $25.00 | $25.00 | 5/3/2010 9:04:24 AM |
| tallmon | $25.00 | $25.00 | 5/3/2010 9:46:09 AM |
| nrowland | $25.00 | $25.00 | 5/3/2010 9:51:54 AM |
| loot-tuba | $25.00 | $25.00 | 5/3/2010 10:45:57 AM |
| trustu | $25.00 | $25.00 | 5/3/2010 10:16:27 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 5/3/2010 10:16:26 AM |
| floridass | $25.00 | $25.00 | 5/3/2010 10:20:54 AM |
| famous-hope | $25.00 | $25.00 | 5/3/2010 1:16:21 PM |
| fun2invest | $25.00 | $25.00 | 5/3/2010 1:21:26 PM |
| red_spade | $26.00 | $26.00 | 5/3/2010 12:57:34 PM |
| debt-system880 | $25.00 | $25.00 | 5/3/2010 1:45:51 PM |
| Share_The_Wealth | $50.00 | $50.00 | 5/3/2010 3:31:51 PM |
| RebuildALife | $25.00 | $25.00 | 5/3/2010 3:46:59 PM |
| Purposeful | $25.00 | $25.00 | 5/3/2010 3:47:31 PM |
| Headhunter14 | $25.00 | $25.00 | 5/3/2010 3:47:38 PM |
| shiny-dollar9 | $25.00 | $25.00 | 5/3/2010 3:25:47 PM |
| turbolozano | $25.00 | $25.00 | 5/3/2010 3:47:03 PM |
| natecam | $25.00 | $25.00 | 5/3/2010 3:25:53 PM |
| HedgeFund | $25.00 | $25.00 | 5/3/2010 3:47:13 PM |
| Whipster | $25.00 | $25.00 | 5/3/2010 3:48:33 PM |
| a-special-power | $25.00 | $25.00 | 5/3/2010 3:47:11 PM |
| AF-Chief | $28.00 | $28.00 | 5/3/2010 3:56:04 PM |
| 1phantom | $25.00 | $25.00 | 5/3/2010 4:55:49 PM |
| derwiki | $25.00 | $25.00 | 5/3/2010 5:10:47 PM |
| bowdish1 | $25.89 | $25.89 | 5/3/2010 5:17:16 PM |
| interest-griffin | $25.00 | $25.00 | 5/3/2010 5:57:30 PM |
| Kaj | $25.00 | $25.00 | 5/3/2010 6:15:45 PM |
| xyzlmno | $25.00 | $25.00 | 5/3/2010 6:45:52 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 5:56:02 PM |
| lloyd_s | $25.00 | $25.00 | 5/3/2010 6:52:42 PM |
| gain-bridge | $25.00 | $25.00 | 5/3/2010 6:45:42 PM |
| topher515 | $25.00 | $25.00 | 5/3/2010 8:12:05 PM |
| mathprof | $25.00 | $25.00 | 5/3/2010 8:35:38 PM |
| BCD | $25.00 | $25.00 | 5/3/2010 9:39:48 PM |
| teejay411 | $26.31 | $26.31 | 5/3/2010 10:09:42 PM |
| nicklds | $25.00 | $25.00 | 5/3/2010 10:19:04 PM |
| wise-silver-wonder | $25.00 | $25.00 | 5/3/2010 10:34:38 PM |
| pfenness | $28.84 | $28.84 | 5/4/2010 2:38:36 AM |
| flwah | $25.00 | $25.00 | 5/4/2010 3:23:50 AM |
| mizunoman | $25.00 | $25.00 | 5/4/2010 3:23:37 AM |
| delivery | $25.00 | $25.00 | 5/4/2010 3:23:44 AM |
| mc81 | $25.00 | $10.28 | 5/4/2010 3:34:19 AM |
| reflective-rupee | $100.00 | $100.00 | 5/4/2010 9:15:26 AM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 10:41:24 AM |
| 217 bids
|
Borrower Payment Dependent Notes Series
456873
This series of Notes was issued and sold upon the funding of the borrower loan #42347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,350.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| May-05-2010 |
| |
Auction end date:
| May-06-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $194.32 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $194.32 |
| |
|
Auction yield range:
| 10.99% - 33.00% |
Estimated loss impact:
| 10.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 22.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 41% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 13
/
11 | Length of status: | 26y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,579 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 22% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| glimmering-dollar4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off payday loans
Purpose of loan:
This loan will be used to pay off payday loans and get caught up with bills????
My financial situation:
I am a good candidate for this loan because?I am a hard working servicemember who is just trying to provide a better life for my family.?I am active duty Coast Guard?and have been for more than 20 years. Any help that you can give is greatly apperciated and thank you for your time and attention with this important matter. Below is a list of the loans
Chase Visa - 1200.00
CASHNET- 589.00
200CASH- 254.00
300CASH- 389.00
Brother - 1500.00
Monthly net income: $ 4750
Monthly expenses: $
??Housing: $ 850
??Insurance: $ 100
??Car expenses: $ 491
??Utilities: $ 45
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| finance-prescription | $76.20 | $76.20 | 5/5/2010 4:53:47 PM |
| julian_rojas72 | $4,274.00 | $4,042.80 | 5/5/2010 9:46:09 PM |
| Whipster | $25.00 | $25.00 | 5/5/2010 9:49:06 PM |
| szetheli | $156.00 | $156.00 | 5/6/2010 6:16:33 AM |
| mt3209 | $25.00 | $25.00 | 5/5/2010 9:48:31 PM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 9:49:55 PM |
| 6 bids
|
Borrower Payment Dependent Notes Series
456941
This series of Notes was issued and sold upon the funding of the borrower loan #42373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| May-04-2010 |
| |
Auction end date:
| May-05-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 37.72% |
Final monthly payment:
| $53.81 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 38% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 9m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,644 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 96% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| BigPic87 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2007)
|
|
Principal balance:
| $162.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Getting Rid of Credit Cards
Purpose of loan:
First of all I want to say thank you for taking time out of your schedule to take a look at my listing. I recently returned to school but ended up with debt after charging EMT classes,?CPR classes, EMT supplies,?practice tests?and?EMT test. I want to get rid of my credit card debt so i can?master my EMT skills and stop working so much overtime.
My financial situation:
I currently?work 40 hours a week and rarely?take a sick day. I am a very responsible person but with my grandma getting breast cancer has gotten the best of me. I have used my credit cards to get her whatever she needs since she has not been able to work. As of today, she has beaten cancer and I am on my way to getting out of debt.?I?have cut my?credit cards in half?so?I don't have the opportunity to rack on more debt.?I also want to keep my credit score from dropping any more. Thanks to everybody for considering my loan request.
Monthly net income: $ 1540
Monthly expenses: $
??Housing: $ 200
??Insurance: $ 283
??Car expenses + gas: $ 390
??Utilities: $?50
??Phone, cable, internet: $ 110
??Food, entertainment: $ 125?
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alexgalt | $50.00 | $50.00 | 5/4/2010 4:32:24 PM |
| finance-prescription | $50.00 | $50.00 | 5/4/2010 4:42:23 PM |
| CA_Lender | $25.00 | $25.00 | 5/4/2010 4:57:11 PM |
| reflective-rupee | $25.00 | $25.00 | 5/4/2010 5:00:20 PM |
| SolarMoonshine | $25.00 | $25.00 | 5/4/2010 6:00:36 PM |
| gold-cluster | $100.00 | $100.00 | 5/4/2010 9:55:00 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 12:23:03 AM |
| well-mannered-income3 | $25.00 | $25.00 | 5/4/2010 6:40:55 PM |
| dgagli1 | $25.00 | $25.00 | 5/5/2010 6:54:02 AM |
| bondhedger | $25.00 | $25.00 | 5/5/2010 9:25:32 AM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 9:18:50 AM |
| McDeeter | $50.00 | $50.00 | 5/5/2010 7:19:22 AM |
| transaction-circuit | $25.00 | $25.00 | 5/4/2010 4:48:40 PM |
| reflective-rupee | $25.00 | $25.00 | 5/4/2010 5:00:08 PM |
| YoungTaxMan | $50.00 | $50.00 | 5/4/2010 5:22:19 PM |
| selector568 | $100.00 | $94.78 | 5/4/2010 9:58:34 PM |
| DasMula | $25.00 | $25.00 | 5/5/2010 12:22:48 AM |
| Aberdeen | $400.00 | $400.00 | 5/5/2010 12:25:19 AM |
| impartial-deal | $35.00 | $35.00 | 5/5/2010 8:00:17 AM |
| reflective-rupee | $25.00 | $25.00 | 5/5/2010 9:19:03 AM |
| wwwUniversal | $25.00 | $25.00 | 5/5/2010 9:28:23 AM |
| five-star-note | $45.22 | $45.22 | 5/5/2010 2:04:43 PM |
| 22 bids
|