Sales Report:Supplement No. 190 dated May 05, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
434480
This series of Notes was issued and sold upon the funding of the borrower loan #42318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-29-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $324.46 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 10m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $6,016 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 8% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 27 | | | | |
|
Screen name:
| cash4unow |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
760-779
(Aug-2008)
660-679
(Jun-2008)
640-659
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
New Metal Roof for my House
You can see from my Prosper payment history on both my previous loans that I have adequate cash flow to pay this loan. We have quote from two roofers to do a 30 yr shingle roof for $11,000 or a 50yr metal roof for $9,500 that includes a $1,500 tax credit. The decision really becomes a no brainer.
It doesnt list me as a homeowner because Prosper didnt find a mortgage. That is because my house is paid off. Also, I have no idea what the 1 current delinquent is?- it says zero balance.
Thanks for looking.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what do you teach? - pbw
A:
High school math...uck, right?
(Apr-26-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/23/2010 4:03:27 PM |
| dinero-speaker | $25.00 | $25.00 | 4/23/2010 4:15:57 PM |
| orderly-leverage | $40.00 | $40.00 | 4/23/2010 4:16:17 PM |
| integrity-doctor | $100.00 | $100.00 | 4/23/2010 4:16:40 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/23/2010 4:16:53 PM |
| GiantAardvark | $25.00 | $25.00 | 4/23/2010 4:16:58 PM |
| delicious-social132 | $25.00 | $25.00 | 4/23/2010 4:15:51 PM |
| JGB | $25.00 | $25.00 | 4/23/2010 4:16:27 PM |
| gelidfrank | $25.00 | $25.00 | 4/23/2010 4:20:18 PM |
| availableloan | $25.00 | $25.00 | 4/23/2010 4:14:26 PM |
| torion | $25.00 | $25.00 | 4/23/2010 4:15:32 PM |
| ichibon | $75.00 | $75.00 | 4/23/2010 4:29:07 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/23/2010 4:16:33 PM |
| rider350 | $25.00 | $25.00 | 4/23/2010 4:17:08 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 4:30:56 PM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 4:30:59 PM |
| AF-Chief | $28.00 | $28.00 | 4/23/2010 4:56:18 PM |
| bowdish1 | $25.67 | $25.67 | 4/23/2010 7:12:55 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/23/2010 5:16:32 PM |
| PGA2 | $50.00 | $50.00 | 4/24/2010 6:35:18 AM |
| lending_well | $25.00 | $25.00 | 4/24/2010 1:03:29 AM |
| iflyforfun | $25.00 | $25.00 | 4/24/2010 2:00:06 AM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:47 AM |
| important-ore | $50.00 | $50.00 | 4/24/2010 9:22:44 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/24/2010 7:47:51 AM |
| peripatetic | $25.00 | $25.00 | 4/24/2010 3:57:49 AM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:11 PM |
| Dap2005 | $25.00 | $25.00 | 4/24/2010 8:33:28 AM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:18 AM |
| upbeat-principal | $25.00 | $25.00 | 4/24/2010 5:10:50 PM |
| organic-income5 | $40.00 | $40.00 | 4/24/2010 5:11:15 PM |
| vanderhp | $25.00 | $25.00 | 4/25/2010 6:13:52 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/25/2010 12:38:29 PM |
| LoisLoan | $25.00 | $25.00 | 4/25/2010 3:37:42 PM |
| Gibbyland | $27.72 | $27.72 | 4/25/2010 5:59:55 PM |
| r0b3m4n | $25.00 | $25.00 | 4/25/2010 11:33:40 PM |
| Slend49 | $25.00 | $25.00 | 4/25/2010 12:38:28 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/26/2010 3:04:30 AM |
| DcUnited | $25.00 | $25.00 | 4/25/2010 9:53:02 PM |
| demoseal | $25.00 | $25.00 | 4/25/2010 4:27:40 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/26/2010 6:38:17 AM |
| marinade | $50.01 | $50.01 | 4/25/2010 7:29:25 PM |
| teller | $25.00 | $25.00 | 4/26/2010 9:32:33 AM |
| Artist_Blue | $25.00 | $25.00 | 4/26/2010 6:09:39 AM |
| Redleg6 | $25.00 | $25.00 | 4/26/2010 6:13:27 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/26/2010 9:22:38 AM |
| NDFIRTH | $50.00 | $50.00 | 4/26/2010 9:40:23 AM |
| tj1683 | $25.00 | $25.00 | 4/26/2010 10:42:05 AM |
| logical-reward8 | $25.00 | $25.00 | 4/26/2010 11:03:14 AM |
| contract-eagle | $25.00 | $25.00 | 4/26/2010 9:22:32 AM |
| priceless-money6 | $50.00 | $50.00 | 4/26/2010 9:38:19 AM |
| money-boots2 | $25.00 | $25.00 | 4/26/2010 12:09:42 PM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 9:56:00 AM |
| mrrc7498 | $25.00 | $25.00 | 4/26/2010 10:12:37 AM |
| yield-seeker | $25.00 | $25.00 | 4/26/2010 12:09:49 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/26/2010 12:13:46 PM |
| resource777 | $25.00 | $25.00 | 4/26/2010 12:12:16 PM |
| JFKPilot | $25.00 | $25.00 | 4/26/2010 12:15:31 PM |
| peerlender | $25.00 | $25.00 | 4/26/2010 12:13:24 PM |
| cocobear | $25.00 | $25.00 | 4/26/2010 1:08:15 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/26/2010 1:47:59 PM |
| sensational-kindness | $50.00 | $50.00 | 4/26/2010 12:57:40 PM |
| responsive-gain7 | $25.00 | $25.00 | 4/26/2010 2:28:34 PM |
| Fortuno_per_commodo | $32.14 | $32.14 | 4/26/2010 2:43:59 PM |
| a-studious-payment | $25.00 | $25.00 | 4/26/2010 12:09:43 PM |
| liberty-bearer0 | $25.00 | $25.00 | 4/26/2010 3:13:47 PM |
| value-pouch | $25.00 | $25.00 | 4/26/2010 12:11:05 PM |
| favorable-order8 | $25.00 | $25.00 | 4/26/2010 2:38:41 PM |
| lamarsam | $25.00 | $25.00 | 4/26/2010 2:44:04 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 4/26/2010 2:44:27 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/26/2010 12:13:36 PM |
| Supernick | $50.00 | $50.00 | 4/26/2010 12:13:44 PM |
| HedgeFund | $40.00 | $40.00 | 4/26/2010 4:00:34 PM |
| frogperson | $75.00 | $75.00 | 4/26/2010 4:01:15 PM |
| Aimvest | $25.00 | $25.00 | 4/26/2010 4:01:20 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/26/2010 4:01:50 PM |
| HHP | $25.00 | $25.00 | 4/26/2010 4:01:56 PM |
| time4aloan | $50.00 | $50.00 | 4/26/2010 4:02:11 PM |
| tedsrfdude | $25.00 | $25.00 | 4/26/2010 4:02:33 PM |
| supreme-hope | $25.00 | $25.00 | 4/26/2010 4:02:41 PM |
| honorable-yield | $40.30 | $40.30 | 4/26/2010 3:23:59 PM |
| syounker | $25.00 | $25.00 | 4/26/2010 4:02:57 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/26/2010 12:15:12 PM |
| CO80487 | $25.00 | $25.00 | 4/26/2010 4:03:29 PM |
| rock-turner | $25.20 | $25.20 | 4/26/2010 4:20:25 PM |
| Tallac-Capital | $25.00 | $25.00 | 4/26/2010 4:20:29 PM |
| NorthernFunds | $25.00 | $25.00 | 4/26/2010 4:20:47 PM |
| jokerj006 | $25.00 | $25.00 | 4/26/2010 4:21:12 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/26/2010 4:21:49 PM |
| NycDean | $25.00 | $25.00 | 4/26/2010 4:22:04 PM |
| jengachamp | $25.00 | $25.00 | 4/26/2010 4:00:54 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/26/2010 4:01:18 PM |
| Bobafet | $25.00 | $25.00 | 4/26/2010 4:23:22 PM |
| shamil45 | $25.00 | $25.00 | 4/26/2010 4:24:06 PM |
| elegant-bonus | $25.00 | $25.00 | 4/26/2010 4:01:54 PM |
| fundingyourbigfuture | $25.00 | $25.00 | 4/26/2010 4:24:17 PM |
| japerk | $25.00 | $25.00 | 4/26/2010 12:34:01 PM |
| orange-trustworthy-fairness | $25.00 | $25.00 | 4/26/2010 4:24:41 PM |
| aggielender | $25.00 | $25.00 | 4/26/2010 4:02:29 PM |
| Robyn5722 | $25.00 | $25.00 | 4/26/2010 4:26:01 PM |
| harmonious-revenue7 | $30.00 | $30.00 | 4/26/2010 4:26:11 PM |
| fairhelper | $25.00 | $25.00 | 4/26/2010 4:27:46 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/26/2010 4:02:59 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/26/2010 4:28:26 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/26/2010 4:03:17 PM |
| iolaire | $25.00 | $25.00 | 4/26/2010 4:28:32 PM |
| daisylady11 | $25.00 | $25.00 | 4/26/2010 4:20:22 PM |
| balance6 | $25.00 | $25.00 | 4/26/2010 4:20:48 PM |
| Tapu22 | $25.00 | $25.00 | 4/26/2010 4:20:57 PM |
| hard-working-loot | $25.00 | $25.00 | 4/26/2010 4:21:10 PM |
| Jelios | $25.00 | $25.00 | 4/26/2010 4:21:34 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/26/2010 4:21:45 PM |
| newest-orbital-justice | $25.00 | $25.00 | 4/26/2010 4:21:50 PM |
| mizon291 | $50.00 | $50.00 | 4/26/2010 4:21:55 PM |
| LeadFoot | $25.00 | $25.00 | 4/26/2010 4:22:16 PM |
| wwwUniversal | $25.00 | $25.00 | 4/26/2010 4:30:52 PM |
| loan-machine1 | $25.00 | $25.00 | 4/26/2010 4:23:54 PM |
| 4the4ofus | $25.00 | $25.00 | 4/26/2010 4:24:07 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/26/2010 1:47:55 PM |
| matt84003 | $25.00 | $25.00 | 4/26/2010 4:24:14 PM |
| gametime34 | $30.70 | $30.70 | 4/26/2010 4:24:20 PM |
| Aberdeen | $400.00 | $400.00 | 4/26/2010 1:57:44 PM |
| Chauncey_Gardener | $25.00 | $25.00 | 4/26/2010 4:25:32 PM |
| Ready2Loan | $25.00 | $25.00 | 4/26/2010 4:27:51 PM |
| 350DGRZ | $25.00 | $25.00 | 4/26/2010 4:00:58 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/26/2010 4:01:49 PM |
| Phantom99 | $25.00 | $25.00 | 4/26/2010 4:02:13 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/26/2010 4:02:23 PM |
| Syndication | $25.00 | $25.00 | 4/26/2010 4:02:32 PM |
| orgy63 | $25.00 | $25.00 | 4/26/2010 4:02:40 PM |
| money-floret | $50.00 | $50.00 | 4/26/2010 4:02:52 PM |
| excellent-bonus8 | $25.00 | $25.00 | 4/26/2010 4:03:15 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/26/2010 6:17:38 PM |
| diversification-medalist | $25.00 | $25.00 | 4/26/2010 4:20:33 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/26/2010 4:20:38 PM |
| encore739 | $25.00 | $25.00 | 4/26/2010 4:20:46 PM |
| Featherbee | $25.00 | $25.00 | 4/26/2010 4:21:02 PM |
| Mario2007 | $25.00 | $25.00 | 4/26/2010 4:21:26 PM |
| matt_2006 | $25.00 | $25.00 | 4/26/2010 4:21:48 PM |
| jammers | $25.00 | $25.00 | 4/26/2010 4:22:44 PM |
| lgs83 | $25.00 | $25.00 | 4/26/2010 4:23:14 PM |
| auction-workhorse679 | $25.00 | $25.00 | 4/26/2010 4:23:58 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/26/2010 4:25:14 PM |
| STLRacer | $25.00 | $25.00 | 4/26/2010 4:25:22 PM |
| runner262 | $25.00 | $25.00 | 4/26/2010 4:25:41 PM |
| cypressdev001 | $25.00 | $25.00 | 4/26/2010 4:27:41 PM |
| gatorjh | $25.00 | $25.00 | 4/26/2010 4:28:20 PM |
| power-cell | $30.00 | $30.00 | 4/27/2010 4:42:01 PM |
| Hartfelt | $30.00 | $30.00 | 4/28/2010 3:47:56 PM |
| blooming-kindness | $25.00 | $25.00 | 4/29/2010 6:14:16 AM |
| Avala | $50.00 | $50.00 | 4/23/2010 4:15:44 PM |
| mmckune | $25.00 | $25.00 | 4/23/2010 4:15:58 PM |
| unassassinable | $25.00 | $25.00 | 4/23/2010 4:16:07 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/23/2010 4:17:27 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/23/2010 4:16:47 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/23/2010 4:20:05 PM |
| hrubinst | $25.00 | $25.00 | 4/23/2010 4:15:17 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/23/2010 4:16:22 PM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 4:30:35 PM |
| bchen78875 | $25.00 | $25.00 | 4/23/2010 4:31:04 PM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 4:30:16 PM |
| Gabriel02 | $25.00 | $25.00 | 4/23/2010 5:02:42 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/23/2010 5:04:45 PM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 5:16:23 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/23/2010 8:55:58 PM |
| radforj22 | $25.00 | $25.00 | 4/23/2010 7:12:44 PM |
| GeorgiaGator | $100.00 | $100.00 | 4/24/2010 6:07:07 AM |
| icecoldcash | $80.00 | $80.00 | 4/23/2010 8:47:46 PM |
| responsive-transaction8 | $25.00 | $25.00 | 4/24/2010 11:22:55 AM |
| cub510 | $25.00 | $25.00 | 4/24/2010 12:12:50 PM |
| market-pudding | $25.00 | $25.00 | 4/23/2010 11:19:33 PM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:03 PM |
| WindyKid | $25.00 | $25.00 | 4/24/2010 7:27:41 AM |
| uncleubb | $25.00 | $25.00 | 4/24/2010 5:11:16 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/24/2010 3:37:45 PM |
| balance2 | $27.69 | $27.69 | 4/24/2010 10:24:34 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/24/2010 5:11:07 PM |
| castleman | $25.00 | $25.00 | 4/24/2010 5:19:42 PM |
| sarisai | $501.00 | $501.00 | 4/24/2010 7:57:40 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/25/2010 10:47:10 AM |
| studious-bonus7 | $27.52 | $27.52 | 4/25/2010 12:22:50 PM |
| wise-bonus-honker | $25.00 | $25.00 | 4/24/2010 8:33:18 PM |
| CAGE-Investments | $56.13 | $56.13 | 4/25/2010 10:47:00 AM |
| georg | $25.00 | $25.00 | 4/25/2010 3:50:50 AM |
| RickD1003 | $50.00 | $50.00 | 4/25/2010 2:52:56 PM |
| lloyd_s | $25.00 | $25.00 | 4/26/2010 5:27:21 AM |
| don8ter | $25.00 | $25.00 | 4/25/2010 9:20:50 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/26/2010 9:22:29 AM |
| Cheburashka | $25.00 | $25.00 | 4/26/2010 6:53:28 AM |
| ingenious-truth0 | $25.00 | $25.00 | 4/26/2010 9:38:10 AM |
| ddog0224 | $25.00 | $25.00 | 4/26/2010 10:12:28 AM |
| Woodworker57 | $25.00 | $25.00 | 4/26/2010 10:28:32 AM |
| enriching-fund4 | $32.95 | $32.95 | 4/26/2010 9:37:49 AM |
| shrewd-value | $25.00 | $25.00 | 4/26/2010 9:37:56 AM |
| DadWarbucks | $25.00 | $25.00 | 4/26/2010 11:39:16 AM |
| ready-currency | $25.00 | $25.00 | 4/26/2010 9:38:54 AM |
| selector568 | $300.00 | $300.00 | 4/26/2010 12:08:37 PM |
| thedreamer | $25.00 | $25.00 | 4/26/2010 12:12:21 PM |
| euro-starter | $25.00 | $25.00 | 4/26/2010 12:12:42 PM |
| decisive-capital | $75.00 | $75.00 | 4/26/2010 12:10:10 PM |
| return-buddy | $25.00 | $25.00 | 4/26/2010 12:13:34 PM |
| yachtmaster45 | $25.00 | $25.00 | 4/26/2010 12:14:42 PM |
| studious-camaraderi | $25.00 | $25.00 | 4/26/2010 12:12:18 PM |
| neutrino6 | $25.00 | $25.00 | 4/26/2010 12:12:26 PM |
| sloak | $25.00 | $25.00 | 4/26/2010 12:13:30 PM |
| Clambake | $26.88 | $26.88 | 4/26/2010 12:14:35 PM |
| robust-trade | $25.00 | $25.00 | 4/26/2010 12:32:43 PM |
| kelly42 | $25.00 | $25.00 | 4/26/2010 12:15:17 PM |
| ferocious-money9 | $25.00 | $25.00 | 4/26/2010 12:15:33 PM |
| GElender | $35.12 | $35.12 | 4/26/2010 1:43:39 PM |
| The_Secret | $38.79 | $38.79 | 4/26/2010 1:08:11 PM |
| Northsider | $25.00 | $25.00 | 4/26/2010 2:40:49 PM |
| kirkjerk | $25.00 | $25.00 | 4/26/2010 2:43:57 PM |
| MTlender | $25.00 | $25.00 | 4/26/2010 12:09:37 PM |
| lounges | $25.00 | $25.00 | 4/26/2010 2:54:37 PM |
| treasure-bliss | $72.66 | $72.66 | 4/26/2010 12:10:05 PM |
| LoansomeRanger | $50.00 | $50.00 | 4/26/2010 3:37:46 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/26/2010 2:49:21 PM |
| worth-arch | $25.00 | $25.00 | 4/26/2010 12:12:22 PM |
| balance-voyager | $100.00 | $100.00 | 4/26/2010 4:00:32 PM |
| jazz619 | $25.00 | $25.00 | 4/26/2010 4:01:16 PM |
| Thunderswan | $50.00 | $50.00 | 4/26/2010 4:01:22 PM |
| Moody26 | $25.00 | $25.00 | 4/26/2010 4:01:51 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/26/2010 4:02:28 PM |
| ideal-platinum1 | $100.00 | $100.00 | 4/26/2010 4:02:35 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/26/2010 12:15:11 PM |
| smmgnn99 | $50.00 | $50.00 | 4/26/2010 4:20:24 PM |
| blackberry9 | $25.00 | $25.00 | 4/26/2010 4:20:27 PM |
| RMB-Investments | $25.00 | $25.00 | 4/26/2010 4:20:39 PM |
| bambampk | $25.00 | $25.00 | 4/26/2010 4:20:54 PM |
| the-aggresive-principal | $25.00 | $25.00 | 4/26/2010 4:21:04 PM |
| windtalkers | $50.00 | $50.00 | 4/26/2010 4:21:15 PM |
| dospapalotes | $25.00 | $25.00 | 4/26/2010 4:21:46 PM |
| market-solstice2 | $25.00 | $25.00 | 4/26/2010 4:22:03 PM |
| lcole32 | $25.00 | $25.00 | 4/26/2010 4:22:08 PM |
| shrewd-deal | $25.00 | $25.00 | 4/26/2010 4:00:39 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/26/2010 4:00:56 PM |
| laudable-balance | $25.00 | $25.00 | 4/26/2010 4:23:16 PM |
| burgeoning-silver | $25.00 | $25.00 | 4/26/2010 12:32:46 PM |
| fopaul13 | $25.00 | $25.00 | 4/26/2010 4:23:56 PM |
| life-is-great | $25.00 | $25.00 | 4/26/2010 4:24:11 PM |
| mdreiss | $25.00 | $25.00 | 4/26/2010 4:02:00 PM |
| mulberry4 | $25.00 | $25.00 | 4/26/2010 4:24:17 PM |
| JohnW12 | $25.00 | $25.00 | 4/26/2010 4:25:06 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/26/2010 4:02:36 PM |
| russm011 | $25.00 | $25.00 | 4/26/2010 4:27:42 PM |
| DublinCaLender | $25.00 | $25.00 | 4/26/2010 4:28:28 PM |
| interest-griffin | $50.00 | $13.59 | 4/26/2010 4:28:59 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 4/26/2010 4:20:31 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/26/2010 4:20:50 PM |
| jdnyc | $25.00 | $25.00 | 4/26/2010 4:21:36 PM |
| fiddlerzvi | $50.00 | $50.00 | 4/26/2010 4:21:47 PM |
| Krozy | $25.00 | $25.00 | 4/26/2010 4:21:54 PM |
| SK8Lender | $25.00 | $25.00 | 4/26/2010 4:21:58 PM |
| direct-peso1 | $25.00 | $25.00 | 4/26/2010 4:22:58 PM |
| silver-philosopher | $25.00 | $25.00 | 4/26/2010 4:23:19 PM |
| penny-gatherer0 | $25.00 | $25.00 | 4/26/2010 4:23:57 PM |
| hannibal720 | $25.00 | $25.00 | 4/26/2010 4:24:13 PM |
| tidy-dime | $25.00 | $25.00 | 4/26/2010 4:24:15 PM |
| bold-principal-thinker | $25.00 | $25.00 | 4/26/2010 4:25:27 PM |
| Officiency | $25.00 | $25.00 | 4/26/2010 4:25:52 PM |
| drumcorpsnut | $37.46 | $37.46 | 4/26/2010 4:26:05 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/26/2010 2:28:35 PM |
| LAM26 | $25.00 | $25.00 | 4/26/2010 2:43:54 PM |
| DeilaMiah | $25.00 | $25.00 | 4/26/2010 2:44:40 PM |
| busnssmn | $25.00 | $25.00 | 4/26/2010 3:31:55 PM |
| economy-producer | $25.00 | $25.00 | 4/26/2010 4:00:49 PM |
| cablenews | $25.00 | $25.00 | 4/26/2010 4:01:21 PM |
| BuffetRocks | $50.00 | $50.00 | 4/26/2010 4:01:46 PM |
| Nerdster1 | $25.00 | $25.00 | 4/26/2010 4:02:01 PM |
| HaveToWrite | $25.00 | $25.00 | 4/26/2010 4:02:25 PM |
| bill-expert | $25.00 | $25.00 | 4/26/2010 4:02:38 PM |
| thrifty-peso | $25.00 | $25.00 | 4/26/2010 4:20:23 PM |
| soldadoz | $25.00 | $25.00 | 4/26/2010 4:20:35 PM |
| shadowcredit | $25.00 | $25.00 | 4/26/2010 4:20:53 PM |
| nanda | $25.00 | $25.00 | 4/26/2010 4:21:45 PM |
| bconn078 | $25.00 | $25.00 | 4/26/2010 4:21:59 PM |
| william8 | $25.00 | $25.00 | 4/26/2010 6:58:21 PM |
| innocent-loot | $25.00 | $25.00 | 4/26/2010 4:23:19 PM |
| g314 | $30.00 | $30.00 | 4/26/2010 4:24:33 PM |
| BlackFred | $25.00 | $25.00 | 4/26/2010 4:24:45 PM |
| monroemoney | $25.00 | $25.00 | 4/26/2010 4:25:16 PM |
| Sirenisis | $25.00 | $25.00 | 4/26/2010 4:25:23 PM |
| ptjg | $50.00 | $50.00 | 4/26/2010 4:25:55 PM |
| SeaDevil | $30.55 | $30.55 | 4/26/2010 4:27:43 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/26/2010 4:27:57 PM |
| dpdn57 | $25.00 | $25.00 | 4/26/2010 4:28:30 PM |
| misterhobbs | $25.00 | $25.00 | 4/26/2010 4:28:43 PM |
| slartibardfast | $25.00 | $25.00 | 4/26/2010 4:28:49 PM |
| JSON | $25.00 | $25.00 | 4/26/2010 4:28:58 PM |
| wwwUniversal | $25.00 | $25.00 | 4/26/2010 4:31:59 PM |
| jpblan11 | $34.92 | $34.92 | 4/26/2010 8:48:19 PM |
| ScottFinance | $25.00 | $25.00 | 4/27/2010 12:53:36 PM |
| 293 bids
|
Borrower Payment Dependent Notes Series
455040
This series of Notes was issued and sold upon the funding of the borrower loan #42320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $249.41 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $245.76 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 15y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 29 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,520 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 52% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| the-authentic-auction |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Early Retirement
Purpose of loan:
Thank you for taking the time to read my loan request!?
I have been working for Georgia State 15.5 years. I have wife and 2 children.
I want to buy my military time into the retirement system.
Monthly net income:?
My income: 2500/mo + 40/mo (Gas Expenses)
Spouse's Income:? $1340/mo
Expenses before:
Credit Cards/Loans: $734
Rent/Mortgage:?$1044
Insurance: $230
Utilities: $520
Food: $400
Miscellaneous: $80
TOTAL EXPENSES: $3008
LEFT OVER: $872 {$3880 - $3008}
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| b2m80s | $25.00 | $25.00 | 4/27/2010 9:21:54 AM |
| rock-turner | $25.00 | $25.00 | 4/27/2010 9:39:39 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:42:56 AM |
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 9:42:25 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/27/2010 9:37:26 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 9:55:15 AM |
| circuitfive | $25.00 | $25.00 | 4/27/2010 10:06:05 AM |
| actvtrdr | $35.00 | $35.00 | 4/27/2010 10:07:53 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:04:27 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/27/2010 10:06:33 AM |
| reward-adventure | $30.00 | $30.00 | 4/27/2010 10:06:44 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 10:06:52 AM |
| jrbill1998 | $50.00 | $50.00 | 4/27/2010 10:07:24 AM |
| nrowland | $25.00 | $25.00 | 4/27/2010 10:10:14 AM |
| gjh37 | $25.00 | $25.00 | 4/27/2010 10:08:06 AM |
| finance-prescription | $50.00 | $50.00 | 4/27/2010 10:00:58 AM |
| red_spade | $26.00 | $26.00 | 4/27/2010 10:09:53 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 10:13:03 AM |
| Lam0nt | $25.00 | $25.00 | 4/27/2010 10:11:34 AM |
| cablenews | $25.00 | $25.00 | 4/27/2010 10:13:44 AM |
| jonbozeman | $25.00 | $25.00 | 4/27/2010 10:12:26 AM |
| global_microfinance | $25.00 | $25.00 | 4/27/2010 10:12:32 AM |
| Zingaro | $25.00 | $25.00 | 4/27/2010 10:12:39 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 10:07:17 AM |
| deal-hickory5 | $25.00 | $25.00 | 4/27/2010 10:09:12 AM |
| coin-equalizer2 | $25.00 | $25.00 | 4/27/2010 10:10:51 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/27/2010 10:13:11 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/27/2010 10:13:38 AM |
| Helenska11 | $25.00 | $25.00 | 4/27/2010 10:23:36 AM |
| magnolia161 | $25.00 | $25.00 | 4/27/2010 10:14:54 AM |
| important-ore | $50.00 | $50.00 | 4/27/2010 10:25:40 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:15:27 AM |
| 29Palms | $25.00 | $25.00 | 4/27/2010 10:15:49 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/27/2010 10:16:11 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 10:27:53 AM |
| cberthiaume | $25.00 | $25.00 | 4/27/2010 10:29:10 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:21:18 AM |
| Speculator | $100.00 | $100.00 | 4/27/2010 10:23:11 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/27/2010 10:33:16 AM |
| autonomous-truth | $25.00 | $25.00 | 4/27/2010 10:23:50 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/27/2010 10:26:19 AM |
| authoritative-capital | $25.00 | $25.00 | 4/27/2010 10:29:17 AM |
| BBL | $25.00 | $25.00 | 4/27/2010 10:52:40 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/27/2010 2:09:23 PM |
| asset-professor | $35.00 | $35.00 | 4/27/2010 11:23:06 AM |
| DER | $100.00 | $100.00 | 4/27/2010 3:56:09 PM |
| jazz619 | $25.00 | $25.00 | 4/27/2010 3:57:18 PM |
| micko | $25.00 | $25.00 | 4/27/2010 4:34:41 PM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 4:36:03 PM |
| Buffer10 | $100.00 | $100.00 | 4/27/2010 3:57:16 PM |
| CC911 | $25.00 | $25.00 | 4/27/2010 5:09:10 PM |
| bnlforever | $25.00 | $25.00 | 4/27/2010 8:57:44 PM |
| benefit-squirrel | $25.00 | $24.93 | 4/27/2010 10:39:29 PM |
| visionary-currency | $27.21 | $27.21 | 4/27/2010 9:02:45 PM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 8:44:01 AM |
| mercuriant | $25.00 | $25.00 | 4/28/2010 5:26:26 PM |
| JustMee | $25.00 | $25.00 | 4/28/2010 5:34:45 PM |
| Zagit | $27.15 | $27.15 | 4/29/2010 5:31:28 AM |
| victorcab | $32.73 | $32.73 | 4/28/2010 9:30:56 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/29/2010 1:59:03 PM |
| paceme1 | $27.60 | $27.60 | 5/2/2010 9:41:26 PM |
| kjb1971 | $25.00 | $25.00 | 5/3/2010 7:52:14 AM |
| sincere-balance | $25.00 | $25.00 | 5/3/2010 2:11:13 PM |
| freedom3 | $634.25 | $634.25 | 5/3/2010 3:38:58 PM |
| patriot384 | $100.00 | $100.00 | 5/3/2010 3:25:54 PM |
| investment-cluster | $25.00 | $25.00 | 5/3/2010 5:24:17 PM |
| shrewd-income | $25.00 | $25.00 | 5/3/2010 5:56:54 PM |
| DasMula | $25.00 | $25.00 | 5/4/2010 7:27:57 AM |
| satanichammy | $25.00 | $25.00 | 4/27/2010 9:21:47 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:42:45 AM |
| Comoparklender | $25.00 | $25.00 | 4/27/2010 9:50:25 AM |
| Mantis75 | $25.00 | $25.00 | 4/27/2010 10:04:50 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 10:07:05 AM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 9:56:38 AM |
| interest-griffin | $25.00 | $25.00 | 4/27/2010 10:05:48 AM |
| copper | $30.00 | $30.00 | 4/27/2010 10:06:20 AM |
| secobarbital | $25.00 | $25.00 | 4/27/2010 10:09:48 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/27/2010 10:10:06 AM |
| orderly-leverage | $30.00 | $30.00 | 4/27/2010 10:07:41 AM |
| ssh1983 | $25.00 | $25.00 | 4/27/2010 10:07:47 AM |
| deegeeman | $50.00 | $50.00 | 4/27/2010 10:10:46 AM |
| Supernick | $25.00 | $25.00 | 4/27/2010 10:08:14 AM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 10:11:23 AM |
| burrito6 | $25.00 | $25.00 | 4/27/2010 10:11:27 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:08:57 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:12:19 AM |
| fortytwo | $50.00 | $50.00 | 4/27/2010 10:12:52 AM |
| MARWARISETH | $25.00 | $25.00 | 4/27/2010 10:11:13 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/27/2010 10:13:19 AM |
| Banker7371 | $25.00 | $25.00 | 4/27/2010 10:13:29 AM |
| thedreamer | $25.00 | $25.00 | 4/27/2010 10:11:51 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:02:51 AM |
| Zolton | $200.00 | $200.00 | 4/27/2010 10:14:04 AM |
| rhin0cerx | $50.00 | $50.00 | 4/27/2010 10:14:21 AM |
| lagnisiruk | $25.00 | $25.00 | 4/27/2010 10:12:46 AM |
| unforgettable-order9 | $25.00 | $25.00 | 4/27/2010 10:15:19 AM |
| irrelevant | $25.00 | $25.00 | 4/27/2010 10:16:05 AM |
| personal-lender | $25.00 | $25.00 | 4/27/2010 10:13:54 AM |
| Midwestvalues | $100.00 | $100.00 | 4/27/2010 10:14:10 AM |
| S-Master | $25.00 | $25.00 | 4/27/2010 10:16:44 AM |
| Streetfighter | $50.00 | $50.00 | 4/27/2010 10:15:08 AM |
| desertoasis | $25.00 | $25.00 | 4/27/2010 10:08:24 AM |
| israel15 | $25.00 | $25.00 | 4/27/2010 10:08:48 AM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 10:20:47 AM |
| blue_skies_ahead | $25.00 | $25.00 | 4/27/2010 10:22:22 AM |
| bassman2 | $25.00 | $25.00 | 4/27/2010 10:11:41 AM |
| decisive-capital | $75.00 | $75.00 | 4/27/2010 10:23:29 AM |
| DadWarbucks | $25.00 | $25.00 | 4/27/2010 10:21:34 AM |
| lending_pugs | $25.00 | $25.00 | 4/27/2010 10:22:13 AM |
| stock106 | $30.00 | $30.00 | 4/27/2010 10:24:25 AM |
| ukstevenhawaii | $50.00 | $50.00 | 4/27/2010 10:14:15 AM |
| greenwell | $25.00 | $25.00 | 4/27/2010 10:14:30 AM |
| red-favorable-basis | $25.00 | $25.00 | 4/27/2010 10:14:40 AM |
| Rattlehead | $25.00 | $25.00 | 4/27/2010 10:14:47 AM |
| supreme-bonus0 | $25.00 | $25.00 | 4/27/2010 10:26:11 AM |
| payment-gusto | $25.00 | $25.00 | 4/27/2010 10:26:43 AM |
| Cypher041 | $25.00 | $25.00 | 4/27/2010 10:27:35 AM |
| frogperson | $25.00 | $25.00 | 4/27/2010 10:27:45 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/27/2010 10:27:48 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:12 AM |
| famous-bill | $50.00 | $50.00 | 4/27/2010 10:29:35 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:17 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:29 AM |
| balanced-bill7 | $75.00 | $75.00 | 4/27/2010 10:33:12 AM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 10:24:28 AM |
| compassion-bauble4 | $25.00 | $25.00 | 4/27/2010 10:26:35 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:37:12 AM |
| deal-secret-agent | $25.00 | $25.00 | 4/27/2010 10:27:38 AM |
| KiwiElf | $25.00 | $25.00 | 4/27/2010 10:48:52 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/27/2010 12:07:33 PM |
| KevinC_63366 | $25.00 | $25.00 | 4/27/2010 3:56:07 PM |
| delivery | $25.00 | $25.00 | 4/27/2010 11:48:50 AM |
| Casman8815 | $25.00 | $25.00 | 4/27/2010 4:24:58 PM |
| zebra806 | $25.00 | $25.00 | 4/27/2010 4:34:01 PM |
| FjLenders | $25.00 | $25.00 | 4/27/2010 4:34:45 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/27/2010 5:33:03 PM |
| influential-compassion9 | $39.81 | $39.81 | 4/27/2010 8:44:18 PM |
| Whipster | $25.00 | $25.00 | 4/28/2010 8:55:12 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 9:34:36 PM |
| loan-fate | $50.00 | $50.00 | 4/28/2010 8:58:24 AM |
| cashhelp | $25.00 | $25.00 | 4/28/2010 9:03:53 AM |
| frogperson | $100.00 | $100.00 | 4/28/2010 2:57:57 PM |
| monstersdad | $50.00 | $50.00 | 4/29/2010 1:30:19 PM |
| hillerod | $25.00 | $25.00 | 4/29/2010 11:01:54 AM |
| Starfin-Capital-Management | $50.00 | $50.00 | 4/29/2010 1:38:25 PM |
| himanshuko | $40.19 | $40.19 | 4/30/2010 11:21:06 AM |
| buffalobills | $25.00 | $25.00 | 4/30/2010 7:33:56 AM |
| interstellar | $46.77 | $46.77 | 4/30/2010 9:33:33 AM |
| peso-miser | $25.00 | $25.00 | 5/2/2010 9:21:24 PM |
| FundMaker | $25.00 | $25.00 | 5/2/2010 9:27:56 PM |
| Satur | $44.33 | $44.33 | 5/3/2010 4:13:25 AM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:42:36 AM |
| Leshan | $25.00 | $25.00 | 5/3/2010 7:37:14 AM |
| PotBellyPete | $25.00 | $25.00 | 5/3/2010 1:09:40 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 5/3/2010 7:07:54 PM |
| greekgst99 | $41.03 | $41.03 | 5/3/2010 7:24:36 PM |
| Bob450 | $40.00 | $40.00 | 5/3/2010 9:52:02 PM |
| wonder3 | $25.00 | $25.00 | 5/4/2010 6:07:44 AM |
| ZOOOM | $25.00 | $25.00 | 5/4/2010 7:00:50 AM |
| Ogerta | $25.00 | $25.00 | 5/4/2010 7:21:56 AM |
| wealth-pipeline | $25.00 | $25.00 | 5/4/2010 7:38:58 AM |
| aultraman | $25.00 | $25.00 | 5/4/2010 8:16:02 AM |
| 162 bids
|
Borrower Payment Dependent Notes Series
455382
This series of Notes was issued and sold upon the funding of the borrower loan #42313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-30-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $259.57 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $258.89 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 7m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 8 |
Occupation: | Professor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,850 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 47% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dogen |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off residual debt accumulated on my credit cards.
My financial situation is excellent. I have an annual income of $75+ K as a professor at a university -- one of the most stable forms of employment known to man.
I am a good candidate for this loan because of my ultra-stable employment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/23/2010 4:03:31 PM |
| hrubinst | $25.00 | $25.00 | 4/23/2010 4:15:21 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/23/2010 4:16:12 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/23/2010 4:16:20 PM |
| delicious-social132 | $25.00 | $25.00 | 4/23/2010 4:15:48 PM |
| JGB | $25.00 | $25.00 | 4/23/2010 4:16:26 PM |
| iolaire | $25.00 | $25.00 | 4/23/2010 4:17:20 PM |
| availableloan | $25.00 | $25.00 | 4/23/2010 4:14:27 PM |
| torion | $25.00 | $25.00 | 4/23/2010 4:15:28 PM |
| unassassinable | $25.00 | $25.00 | 4/23/2010 4:16:05 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/23/2010 4:16:32 PM |
| balanced-bill7 | $100.00 | $100.00 | 4/23/2010 4:16:45 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/23/2010 4:16:50 PM |
| GiantAardvark | $25.00 | $25.00 | 4/23/2010 4:16:56 PM |
| Marathoner | $25.00 | $25.00 | 4/23/2010 4:30:58 PM |
| autonomous-basis | $25.00 | $25.00 | 4/23/2010 4:50:58 PM |
| ichibon | $75.00 | $75.00 | 4/23/2010 4:29:01 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/23/2010 4:59:45 PM |
| important-ore | $50.00 | $50.00 | 4/23/2010 4:58:58 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/23/2010 5:00:23 PM |
| Millmanator | $25.00 | $25.00 | 4/23/2010 5:03:33 PM |
| bowdish1 | $28.24 | $28.24 | 4/23/2010 5:00:50 PM |
| uncleubb | $25.00 | $25.00 | 4/23/2010 5:04:52 PM |
| organic-income5 | $40.00 | $40.00 | 4/23/2010 5:03:05 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/23/2010 5:04:54 PM |
| sloak | $25.00 | $25.00 | 4/23/2010 5:15:10 PM |
| euro-starter | $25.00 | $25.00 | 4/23/2010 5:16:16 PM |
| balance2 | $50.00 | $50.00 | 4/23/2010 4:58:56 PM |
| nickel-ferret | $25.00 | $25.00 | 4/23/2010 4:59:23 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/23/2010 4:59:28 PM |
| emt747 | $25.00 | $25.00 | 4/23/2010 5:00:18 PM |
| alaco | $25.00 | $25.00 | 4/23/2010 5:01:18 PM |
| entrager | $25.00 | $25.00 | 4/23/2010 9:03:00 PM |
| fund-toro | $25.00 | $25.00 | 4/23/2010 11:12:44 PM |
| Dap2005 | $25.00 | $25.00 | 4/23/2010 5:05:34 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/24/2010 3:17:42 AM |
| surfhoss644 | $50.00 | $50.00 | 4/24/2010 3:23:01 AM |
| icecoldcash | $80.00 | $80.00 | 4/23/2010 8:47:43 PM |
| a-studious-payment | $25.00 | $25.00 | 4/24/2010 3:55:15 AM |
| fair-rate | $25.00 | $25.00 | 4/24/2010 6:04:12 AM |
| brightest-asset-healer | $25.00 | $25.00 | 4/23/2010 11:12:45 PM |
| WineDrop | $25.00 | $25.00 | 4/24/2010 7:22:45 AM |
| lending_well | $25.00 | $25.00 | 4/24/2010 1:03:27 AM |
| atrain2007 | $25.00 | $25.00 | 4/24/2010 8:09:57 AM |
| loner001 | $25.00 | $25.00 | 4/24/2010 8:37:49 AM |
| peripatetic | $25.00 | $25.00 | 4/24/2010 3:57:46 AM |
| OCedHrt | $25.00 | $25.00 | 4/24/2010 6:04:14 AM |
| bid-refresher2 | $25.00 | $25.00 | 4/24/2010 8:09:58 AM |
| red-undaunted-kindness | $39.87 | $39.87 | 4/24/2010 8:27:47 AM |
| CAGE-Investments | $70.84 | $70.84 | 4/24/2010 8:33:26 AM |
| azarael | $25.00 | $25.00 | 4/24/2010 12:23:02 AM |
| iflyforfun | $25.00 | $25.00 | 4/24/2010 2:00:01 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/24/2010 11:22:53 AM |
| money-boots2 | $25.00 | $25.00 | 4/24/2010 2:04:59 AM |
| unafraid-loan2 | $25.00 | $25.00 | 4/24/2010 11:32:58 AM |
| selector568 | $25.00 | $25.00 | 4/24/2010 12:13:20 PM |
| Dave0 | $25.00 | $25.00 | 4/24/2010 6:07:39 AM |
| reinforced-reward | $25.00 | $25.00 | 4/24/2010 1:07:57 PM |
| kbguru | $50.00 | $50.00 | 4/24/2010 5:07:56 PM |
| Mommy_of_3_Princesses | $25.00 | $25.00 | 4/24/2010 5:08:01 PM |
| mattemmo | $25.00 | $25.00 | 4/24/2010 5:08:09 PM |
| responsive-gain7 | $25.00 | $25.00 | 4/24/2010 5:08:14 PM |
| junctionking | $25.00 | $25.00 | 4/24/2010 1:54:10 PM |
| DublinCaLender | $25.00 | $25.00 | 4/24/2010 5:08:23 PM |
| kelly42 | $25.00 | $25.00 | 4/24/2010 5:08:33 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/24/2010 8:09:55 AM |
| ferocious-money9 | $25.00 | $25.00 | 4/24/2010 5:08:38 PM |
| teller | $25.00 | $25.00 | 4/24/2010 5:08:45 PM |
| Eric15378 | $30.13 | $30.13 | 4/24/2010 9:52:50 AM |
| Dutchhunter | $32.09 | $32.09 | 4/24/2010 9:59:29 AM |
| Finspons | $30.00 | $30.00 | 4/24/2010 11:23:16 AM |
| frogperson | $75.00 | $75.00 | 4/24/2010 4:58:46 PM |
| DeilaMiah | $25.00 | $25.00 | 4/24/2010 5:07:59 PM |
| loanforunclesam | $50.00 | $50.00 | 4/24/2010 5:08:03 PM |
| unforgettable-moola1 | $30.00 | $30.00 | 4/24/2010 5:08:10 PM |
| Radu43 | $25.00 | $25.00 | 4/24/2010 5:08:15 PM |
| chicco | $56.00 | $56.00 | 4/24/2010 5:08:22 PM |
| credit-kahuna | $47.09 | $47.09 | 4/24/2010 5:08:30 PM |
| yield-seeker | $25.00 | $25.00 | 4/24/2010 5:08:42 PM |
| transparency-planetarium | $25.00 | $25.00 | 4/24/2010 1:39:01 PM |
| lavendergirl | $25.00 | $25.00 | 4/24/2010 8:58:34 PM |
| favorable-order8 | $25.00 | $25.00 | 4/24/2010 5:07:48 PM |
| ugapolsci | $25.00 | $25.00 | 4/24/2010 5:07:54 PM |
| cello1 | $25.00 | $25.00 | 4/24/2010 5:08:00 PM |
| direct-peso1 | $25.00 | $25.00 | 4/24/2010 5:08:07 PM |
| thoughtful-community7 | $25.00 | $25.00 | 4/24/2010 5:08:11 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/24/2010 5:08:31 PM |
| schpere | $25.00 | $25.00 | 4/24/2010 5:08:44 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/25/2010 5:21:50 AM |
| wwwUniversal | $25.00 | $25.00 | 4/25/2010 12:16:30 PM |
| rich329 | $25.00 | $25.00 | 4/26/2010 9:49:53 AM |
| ijspence | $25.00 | $25.00 | 4/26/2010 12:02:43 PM |
| Pickmar | $25.00 | $25.00 | 4/26/2010 10:00:28 AM |
| SOP_Bank | $25.00 | $25.00 | 4/26/2010 12:19:25 PM |
| JDLanier | $25.00 | $25.00 | 4/26/2010 12:30:03 PM |
| CO_Engineer | $44.24 | $44.24 | 4/26/2010 11:17:22 AM |
| the-bright-velocity | $25.00 | $25.00 | 4/26/2010 12:05:34 PM |
| cash-blueberry | $30.00 | $30.00 | 4/26/2010 1:58:04 PM |
| RandyL3 | $99.00 | $99.00 | 4/26/2010 12:14:47 PM |
| zento | $25.00 | $25.00 | 4/26/2010 4:29:24 PM |
| calbertrand | $100.00 | $100.00 | 4/27/2010 6:24:42 AM |
| SCD | $25.00 | $25.00 | 4/28/2010 11:34:25 AM |
| rdrloan | $45.98 | $45.98 | 4/28/2010 5:54:02 PM |
| billnsc | $25.00 | $25.00 | 4/28/2010 7:11:03 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 4/29/2010 9:44:23 AM |
| cashman07 | $58.37 | $58.37 | 4/29/2010 3:10:03 PM |
| moneytolend72 | $25.00 | $25.00 | 4/29/2010 4:37:12 PM |
| agab | $25.00 | $25.00 | 4/29/2010 4:26:27 PM |
| Kelor99 | $25.00 | $25.00 | 4/29/2010 5:41:52 PM |
| KingCroesus | $25.00 | $25.00 | 4/29/2010 11:39:34 PM |
| DoctorJoe | $50.00 | $50.00 | 4/30/2010 5:44:00 AM |
| rockhound84 | $25.00 | $25.00 | 4/30/2010 6:10:55 AM |
| dgagli1 | $75.00 | $75.00 | 4/30/2010 6:14:43 AM |
| greenback-ally | $50.00 | $50.00 | 4/30/2010 6:46:24 AM |
| greenventures | $25.00 | $25.00 | 4/29/2010 5:58:46 PM |
| tamcho | $25.00 | $25.00 | 4/30/2010 9:21:39 AM |
| ToloUSN | $50.00 | $50.00 | 4/30/2010 9:43:35 AM |
| dmitriy2 | $50.00 | $50.00 | 4/30/2010 10:56:58 AM |
| orange-pound-party | $35.00 | $35.00 | 4/30/2010 4:00:56 AM |
| qkinger | $50.00 | $50.00 | 4/30/2010 11:26:49 AM |
| rce1964 | $25.00 | $25.00 | 4/30/2010 12:03:30 PM |
| freshmaker8 | $100.00 | $100.00 | 4/30/2010 7:02:05 AM |
| Richmp412 | $25.00 | $25.00 | 4/30/2010 8:01:25 AM |
| leverage-monger | $25.00 | $25.00 | 4/30/2010 8:30:55 AM |
| Kyileo | $50.00 | $50.00 | 4/30/2010 11:53:39 AM |
| AF-Chief | $27.00 | $27.00 | 4/23/2010 4:10:36 PM |
| orderly-leverage | $40.00 | $40.00 | 4/23/2010 4:16:15 PM |
| Avala | $50.00 | $50.00 | 4/23/2010 4:15:40 PM |
| mmckune | $25.00 | $25.00 | 4/23/2010 4:16:00 PM |
| market-pudding | $25.00 | $25.00 | 4/23/2010 4:17:58 PM |
| integrity-doctor | $100.00 | $100.00 | 4/23/2010 4:16:37 PM |
| rider350 | $25.00 | $25.00 | 4/23/2010 4:17:06 PM |
| thorough-exchange4 | $25.00 | $25.00 | 4/23/2010 4:17:24 PM |
| gelidfrank | $25.00 | $25.00 | 4/23/2010 4:20:16 PM |
| dinero-speaker | $25.00 | $25.00 | 4/23/2010 4:15:55 PM |
| egw | $25.00 | $25.00 | 4/23/2010 4:30:20 PM |
| sgt-schultz | $50.00 | $50.00 | 4/23/2010 4:30:54 PM |
| Comoparklender | $30.00 | $30.00 | 4/23/2010 4:30:12 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/23/2010 4:59:20 PM |
| transparency-advocator | $25.00 | $25.00 | 4/23/2010 4:30:33 PM |
| bchen78875 | $25.00 | $25.00 | 4/23/2010 4:31:08 PM |
| radforj22 | $25.00 | $25.00 | 4/23/2010 4:58:28 PM |
| Slend49 | $25.00 | $25.00 | 4/23/2010 4:59:16 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/23/2010 4:59:48 PM |
| MTlender | $25.00 | $25.00 | 4/23/2010 5:03:01 PM |
| upbeat-principal | $25.00 | $25.00 | 4/23/2010 5:05:27 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/23/2010 5:04:48 PM |
| ddog0224 | $25.00 | $25.00 | 4/23/2010 5:16:24 PM |
| finance-prescription | $100.00 | $100.00 | 4/23/2010 5:05:17 PM |
| loucr2003 | $25.00 | $25.00 | 4/23/2010 5:13:02 PM |
| ekdroom | $25.00 | $25.00 | 4/24/2010 12:47:42 AM |
| RG | $25.00 | $25.00 | 4/24/2010 2:15:57 AM |
| windfall46 | $25.00 | $25.00 | 4/24/2010 3:22:52 AM |
| money-explorer3 | $25.00 | $25.00 | 4/24/2010 3:54:17 AM |
| platinum-platoon | $25.00 | $25.00 | 4/23/2010 8:54:16 PM |
| PGA2 | $50.00 | $50.00 | 4/24/2010 6:35:16 AM |
| psturm | $25.00 | $25.00 | 4/24/2010 7:22:47 AM |
| WindyKid | $25.00 | $25.00 | 4/24/2010 7:27:39 AM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:19 AM |
| skiforglory | $25.00 | $25.00 | 4/24/2010 6:57:48 AM |
| Canute | $25.00 | $25.00 | 4/23/2010 9:02:59 PM |
| Gibbyland | $33.97 | $33.97 | 4/24/2010 7:19:10 AM |
| cub510 | $25.00 | $25.00 | 4/24/2010 12:12:47 PM |
| funds-magician142 | $25.00 | $25.00 | 4/24/2010 8:10:06 AM |
| thefisherman | $25.00 | $25.00 | 4/23/2010 10:57:44 PM |
| tenny321 | $25.00 | $25.00 | 4/24/2010 9:58:13 AM |
| soulwork | $25.00 | $25.00 | 4/24/2010 10:27:40 AM |
| dschaaf | $25.00 | $25.00 | 4/24/2010 2:28:00 PM |
| return-buddy | $25.00 | $25.00 | 4/24/2010 12:59:51 PM |
| rate-nest | $25.00 | $25.00 | 4/24/2010 5:07:58 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/24/2010 5:08:05 PM |
| calilending | $25.00 | $25.00 | 4/24/2010 5:08:13 PM |
| How | $25.00 | $25.00 | 4/24/2010 5:08:20 PM |
| gatorjh | $25.00 | $25.00 | 4/24/2010 8:09:03 AM |
| mtpscuba | $25.00 | $25.00 | 4/24/2010 5:08:34 PM |
| nands31 | $25.00 | $25.00 | 4/24/2010 5:08:40 PM |
| BadBoyz | $30.00 | $30.00 | 4/24/2010 2:52:39 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/24/2010 3:37:42 PM |
| onlyastepaway | $25.00 | $25.00 | 4/24/2010 5:07:57 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/24/2010 5:08:00 PM |
| friendly-return7 | $25.00 | $25.00 | 4/24/2010 5:08:06 PM |
| value-microscope | $25.00 | $25.00 | 4/24/2010 5:08:10 PM |
| jazz619 | $25.00 | $25.00 | 4/24/2010 5:08:21 PM |
| alexstar | $25.00 | $25.00 | 4/24/2010 5:08:27 PM |
| building-america | $25.00 | $25.00 | 4/24/2010 5:08:41 PM |
| contract-eagle | $50.00 | $31.81 | 4/24/2010 5:08:46 PM |
| authoritative-capital | $25.00 | $25.00 | 4/24/2010 12:59:52 PM |
| inventive-wealth2 | $25.00 | $25.00 | 4/24/2010 1:07:52 PM |
| monstersdad | $36.89 | $36.89 | 4/24/2010 2:02:49 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/24/2010 5:27:30 PM |
| Bill | $25.00 | $25.00 | 4/25/2010 8:25:31 AM |
| kojo | $25.00 | $25.00 | 4/24/2010 5:07:58 PM |
| tearingstar | $25.00 | $25.00 | 4/24/2010 5:08:04 PM |
| wealth-cloud | $25.00 | $25.00 | 4/24/2010 5:08:08 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/24/2010 5:08:28 PM |
| Ducatiman1978 | $25.00 | $25.00 | 4/24/2010 5:08:37 PM |
| jd006006 | $26.79 | $26.79 | 4/25/2010 5:58:38 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/26/2010 4:58:13 AM |
| all_of_that_one | $25.00 | $25.00 | 4/26/2010 11:23:32 AM |
| BigMoney56 | $25.00 | $25.00 | 4/26/2010 12:05:08 PM |
| first-fund-empenada | $25.00 | $25.00 | 4/26/2010 12:05:31 PM |
| tisiphone | $25.00 | $25.00 | 4/26/2010 10:27:19 AM |
| ferdberfel | $50.00 | $50.00 | 4/26/2010 2:40:24 PM |
| 4est | $25.00 | $25.00 | 4/26/2010 12:29:08 PM |
| wwwUniversal | $25.00 | $25.00 | 4/26/2010 4:31:59 PM |
| midifool | $25.00 | $25.00 | 4/26/2010 4:24:53 PM |
| Barky52 | $25.00 | $25.00 | 4/27/2010 6:28:04 AM |
| creative-finance7 | $25.00 | $25.00 | 4/26/2010 11:41:58 PM |
| TheTimeIsNow | $25.00 | $25.00 | 4/28/2010 10:34:48 AM |
| Robbdogg | $41.56 | $41.56 | 4/29/2010 6:32:43 AM |
| exchange-grizzly | $25.00 | $25.00 | 4/29/2010 7:04:56 AM |
| dorypro | $25.00 | $25.00 | 4/29/2010 8:44:36 AM |
| blLending | $25.00 | $25.00 | 4/28/2010 7:27:22 PM |
| FinanceEngine | $25.00 | $25.00 | 4/29/2010 9:53:13 AM |
| loanman2007 | $100.00 | $100.00 | 4/29/2010 10:28:28 AM |
| crw1950 | $50.00 | $50.00 | 4/29/2010 2:31:34 PM |
| fair_rates | $25.00 | $25.00 | 4/29/2010 3:18:19 PM |
| AuroraRobbin | $50.00 | $50.00 | 4/29/2010 9:48:05 AM |
| Bieling | $25.00 | $25.00 | 4/29/2010 4:09:04 PM |
| gustavholstopus32 | $25.00 | $25.00 | 4/29/2010 3:29:14 PM |
| tsmonaghan | $27.73 | $27.73 | 4/29/2010 1:44:44 PM |
| Cherrypicker | $50.00 | $50.00 | 4/29/2010 2:53:42 PM |
| vladimilasky | $25.00 | $25.00 | 4/29/2010 5:28:23 PM |
| katnmouse | $25.00 | $25.00 | 4/29/2010 6:19:49 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/30/2010 6:11:10 AM |
| spiff666 | $25.00 | $25.00 | 4/30/2010 6:54:33 AM |
| Bank_of_E-Ville | $26.92 | $26.92 | 4/29/2010 6:18:20 PM |
| Leopoldine | $25.48 | $25.48 | 4/29/2010 6:49:34 PM |
| jybank | $25.00 | $25.00 | 4/30/2010 9:01:30 AM |
| FundMaker | $25.00 | $25.00 | 4/30/2010 9:57:24 AM |
| jtoms101 | $25.00 | $25.00 | 4/30/2010 5:51:32 AM |
| PotBellyPete | $25.00 | $25.00 | 4/30/2010 12:06:08 PM |
| magnificent-reward9 | $50.00 | $50.00 | 4/30/2010 11:44:25 AM |
| LeoBUSIIT | $25.00 | $25.00 | 4/30/2010 8:31:03 AM |
| mitcha1 | $25.00 | $25.00 | 4/30/2010 2:29:37 PM |
| favorite-commerce | $50.00 | $50.00 | 4/30/2010 10:38:23 AM |
| himanshuko | $25.00 | $25.00 | 4/30/2010 11:22:57 AM |
| magnificent-reward9 | $50.00 | $50.00 | 4/30/2010 11:45:07 AM |
| biffmush | $250.00 | $250.00 | 4/30/2010 4:00:28 PM |
| StocksMan | $50.00 | $50.00 | 4/30/2010 4:01:37 PM |
| 240 bids
|
Borrower Payment Dependent Notes Series
455590
This series of Notes was issued and sold upon the funding of the borrower loan #42331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $154.68 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $154.61 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 11m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,298 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ToddN |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting rid of the Ex's debt!
I will use the proceeds of this loan to pay off a credit card balance at 12.9%.
The balance was run up during the division of assets with my former partner.
I'd just like to save a few hundred dollars and ensure I get this paid off in the next three years. I have invested in Prosper in the past, I figured I'd try it from the Borrower side.
All my other revolving debt is at 3% and payments are well within my
means.
Thanks for looking and bidding!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Marathoner | $25.00 | $25.00 | 4/27/2010 9:22:04 AM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 9:22:59 AM |
| lifegrowth | $25.00 | $25.00 | 4/27/2010 9:31:20 AM |
| hawaiiangirl76 | $25.00 | $25.00 | 4/27/2010 9:32:04 AM |
| junctionking | $25.00 | $25.00 | 4/27/2010 9:35:11 AM |
| cpodakine | $25.00 | $25.00 | 4/27/2010 9:35:14 AM |
| BigLinCT | $25.00 | $25.00 | 4/27/2010 9:32:51 AM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 9:33:12 AM |
| Archimeech | $25.00 | $25.00 | 4/27/2010 9:22:10 AM |
| jaker | $25.00 | $25.00 | 4/27/2010 9:36:50 AM |
| wise-bonus-honker | $25.00 | $25.00 | 4/27/2010 9:23:10 AM |
| meux99 | $25.00 | $25.00 | 4/27/2010 9:35:51 AM |
| cjames84 | $25.00 | $25.00 | 4/27/2010 9:39:52 AM |
| cub510 | $100.00 | $100.00 | 4/27/2010 9:25:02 AM |
| snowman34 | $25.00 | $25.00 | 4/27/2010 9:25:34 AM |
| jsw7us | $50.00 | $50.00 | 4/27/2010 9:40:54 AM |
| bonus-cougar | $25.00 | $25.00 | 4/27/2010 9:41:00 AM |
| 10ECgirl | $25.00 | $25.00 | 4/27/2010 9:43:40 AM |
| blackberry9 | $25.00 | $25.00 | 4/27/2010 9:28:38 AM |
| DonaldColorado | $25.00 | $25.00 | 4/27/2010 9:43:52 AM |
| LoisLoan | $25.00 | $25.00 | 4/27/2010 9:40:41 AM |
| worlds-best-auction | $25.00 | $25.00 | 4/27/2010 9:44:08 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 9:44:20 AM |
| worthy-wealth3 | $25.00 | $25.00 | 4/27/2010 9:44:24 AM |
| bglender | $25.00 | $25.00 | 4/27/2010 9:41:03 AM |
| peerlender | $30.00 | $30.00 | 4/27/2010 9:41:11 AM |
| alaco | $25.00 | $25.00 | 4/27/2010 9:45:25 AM |
| rlrcstr | $25.00 | $25.00 | 4/27/2010 9:45:46 AM |
| Duanep01 | $25.00 | $25.00 | 4/27/2010 9:45:50 AM |
| rescue | $100.00 | $100.00 | 4/27/2010 9:45:51 AM |
| Dap2005 | $50.83 | $50.83 | 4/27/2010 9:43:10 AM |
| money-explorer3 | $25.00 | $25.00 | 4/27/2010 9:31:31 AM |
| naina_my_daughter | $25.00 | $25.00 | 4/27/2010 9:31:42 AM |
| Flatfoot | $25.00 | $25.00 | 4/27/2010 9:47:18 AM |
| Medic05 | $25.00 | $25.00 | 4/27/2010 9:47:27 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:43:47 AM |
| cheftek | $50.00 | $50.00 | 4/27/2010 9:44:16 AM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 9:32:43 AM |
| DadWarbucks | $25.00 | $25.00 | 4/27/2010 9:44:52 AM |
| Seafirst | $32.61 | $32.61 | 4/27/2010 9:46:18 AM |
| LoansomeRanger | $50.00 | $50.00 | 4/27/2010 9:36:10 AM |
| stable-nickel | $200.00 | $200.00 | 4/27/2010 9:36:17 AM |
| Jack1966 | $25.00 | $19.97 | 4/27/2010 9:47:31 AM |
| klinebarger | $25.00 | $25.00 | 4/27/2010 9:37:47 AM |
| Mario2007 | $25.00 | $25.00 | 4/27/2010 9:40:45 AM |
| snazzet | $25.00 | $25.00 | 4/27/2010 9:40:56 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 9:41:04 AM |
| swiftsoul | $25.00 | $25.00 | 4/27/2010 9:52:25 AM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/27/2010 9:41:55 AM |
| paymeplease | $25.00 | $25.00 | 4/27/2010 9:43:06 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 9:44:29 AM |
| Philosonie | $25.00 | $25.00 | 4/27/2010 9:45:31 AM |
| BuildingBestLife | $25.00 | $25.00 | 4/27/2010 9:46:35 AM |
| roccofox | $50.00 | $50.00 | 4/27/2010 9:46:54 AM |
| turbospeed | $25.00 | $25.00 | 4/27/2010 10:24:38 AM |
| RandyL3 | $99.00 | $99.00 | 4/27/2010 11:24:06 AM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 10:37:50 AM |
| surfsider123 | $25.00 | $25.00 | 4/27/2010 12:43:32 PM |
| blot44 | $25.00 | $25.00 | 4/27/2010 7:20:52 PM |
| springpanda | $25.00 | $25.00 | 4/28/2010 2:39:56 PM |
| all_of_that_one | $25.00 | $25.00 | 4/29/2010 6:33:24 AM |
| octoberfresh | $25.00 | $25.00 | 4/29/2010 7:03:39 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/29/2010 7:14:04 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/29/2010 7:14:22 PM |
| a-shiny-dime | $25.00 | $25.00 | 4/30/2010 12:53:00 PM |
| Kelor99 | $25.00 | $25.00 | 4/30/2010 2:04:41 PM |
| enchanted-reward1 | $25.00 | $25.00 | 5/3/2010 8:19:20 AM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 9:22:23 AM |
| dlshap | $25.00 | $25.00 | 4/27/2010 9:26:12 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:33 AM |
| intelligent-yield | $25.00 | $25.00 | 4/27/2010 9:28:48 AM |
| value-pouch | $50.00 | $50.00 | 4/27/2010 9:27:38 AM |
| moves | $25.00 | $25.00 | 4/27/2010 9:31:53 AM |
| affluent-anteater | $25.00 | $25.00 | 4/27/2010 9:32:00 AM |
| community-saver158 | $50.00 | $50.00 | 4/27/2010 9:34:49 AM |
| loner001 | $25.00 | $25.00 | 4/27/2010 9:32:20 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 9:32:38 AM |
| sb0453 | $25.00 | $25.00 | 4/27/2010 9:35:34 AM |
| MyPlantsEatBugs | $25.00 | $25.00 | 4/27/2010 9:36:27 AM |
| Tai | $25.00 | $25.00 | 4/27/2010 9:36:53 AM |
| marinade | $25.00 | $25.00 | 4/27/2010 9:22:31 AM |
| moola-rose8 | $25.00 | $25.00 | 4/27/2010 9:22:39 AM |
| aasx1108 | $25.00 | $25.00 | 4/27/2010 9:35:07 AM |
| lend2end | $25.00 | $25.00 | 4/27/2010 9:23:30 AM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 9:36:00 AM |
| phillipd48 | $25.00 | $25.00 | 4/27/2010 9:25:40 AM |
| TheMan | $25.00 | $25.00 | 4/27/2010 9:41:09 AM |
| Divot | $25.00 | $25.00 | 4/27/2010 9:26:20 AM |
| Refugee | $30.60 | $30.60 | 4/27/2010 9:39:00 AM |
| practice44 | $25.00 | $25.00 | 4/27/2010 9:40:19 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 9:43:58 AM |
| kmr2 | $50.00 | $50.00 | 4/27/2010 9:40:49 AM |
| ddibernardo | $50.00 | $50.00 | 4/27/2010 9:41:31 AM |
| magical-greenback | $25.00 | $25.00 | 4/27/2010 9:45:20 AM |
| USMC0311 | $25.00 | $25.00 | 4/27/2010 9:41:47 AM |
| GetItRight | $25.00 | $25.00 | 4/27/2010 9:45:47 AM |
| aggielender | $32.72 | $32.72 | 4/27/2010 9:42:09 AM |
| autonomous-basis | $25.00 | $25.00 | 4/27/2010 9:45:56 AM |
| AFairDeal | $25.00 | $25.00 | 4/27/2010 9:46:16 AM |
| Cheburashka | $30.00 | $30.00 | 4/27/2010 9:46:26 AM |
| logical-p2ploan | $25.00 | $25.00 | 4/27/2010 9:46:32 AM |
| Dazz2061 | $25.00 | $25.00 | 4/27/2010 9:46:38 AM |
| generous-deal6 | $25.00 | $25.00 | 4/27/2010 9:32:15 AM |
| red-trade-cologne | $25.00 | $25.00 | 4/27/2010 9:44:05 AM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 9:32:29 AM |
| emt747 | $25.00 | $25.00 | 4/27/2010 9:44:19 AM |
| steady-funds6 | $25.00 | $25.00 | 4/27/2010 9:45:11 AM |
| PA2LA | $25.00 | $25.00 | 4/27/2010 9:45:38 AM |
| baci99 | $28.00 | $28.00 | 4/27/2010 9:46:14 AM |
| building-america | $25.00 | $25.00 | 4/27/2010 9:35:09 AM |
| FjLenders | $25.00 | $25.00 | 4/27/2010 9:46:20 AM |
| secundus | $25.00 | $25.00 | 4/27/2010 9:46:47 AM |
| wormdc | $25.00 | $25.00 | 4/27/2010 9:46:50 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 9:35:55 AM |
| gauss02 | $25.00 | $25.00 | 4/27/2010 9:36:43 AM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 9:40:06 AM |
| skuba | $25.00 | $25.00 | 4/27/2010 9:40:51 AM |
| windfall46 | $25.00 | $25.00 | 4/27/2010 9:42:05 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 9:43:23 AM |
| Timchenko_LLC | $25.00 | $25.00 | 4/27/2010 9:43:37 AM |
| Supernick | $50.00 | $50.00 | 4/27/2010 9:43:50 AM |
| codavee | $31.92 | $31.92 | 4/27/2010 9:43:56 AM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 9:44:11 AM |
| BayShell | $50.00 | $50.00 | 4/27/2010 9:46:05 AM |
| michaelndn | $25.00 | $25.00 | 4/27/2010 9:46:44 AM |
| solstice175 | $25.00 | $25.00 | 4/27/2010 9:46:52 AM |
| teller | $60.00 | $60.00 | 4/27/2010 9:46:56 AM |
| ahansen | $25.00 | $25.00 | 4/27/2010 9:46:59 AM |
| dospapalotes | $25.00 | $25.00 | 4/27/2010 9:47:10 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/27/2010 9:47:22 AM |
| julijask | $35.00 | $35.00 | 4/28/2010 9:56:30 AM |
| 2grindstones | $25.00 | $25.00 | 4/29/2010 11:11:30 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/29/2010 6:36:40 PM |
| HealthAndSafety | $100.00 | $100.00 | 4/30/2010 11:12:32 AM |
| SchaeferJ | $25.00 | $25.00 | 4/30/2010 11:05:05 AM |
| giovani | $25.00 | $25.00 | 5/2/2010 11:25:52 PM |
| brlarue | $50.00 | $50.00 | 5/3/2010 8:15:45 AM |
| dynamic-platinum | $25.00 | $25.00 | 5/3/2010 9:47:33 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 5/3/2010 11:33:57 AM |
| ToloUSN | $50.00 | $50.00 | 5/3/2010 4:37:13 PM |
| YummiBear | $25.00 | $25.00 | 5/3/2010 5:59:00 PM |
| cards4u | $540.35 | $540.35 | 5/3/2010 6:47:56 PM |
| 142 bids
|
Borrower Payment Dependent Notes Series
455644
This series of Notes was issued and sold upon the funding of the borrower loan #42322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 29.38% / 31.75% |
Starting monthly payment:
| $252.68 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 28.25% / 30.60% |
Final monthly payment:
| $248.99 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 2m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 10 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,371 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 36% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 7 | | | | |
|
Screen name:
| pragmatic-dollar |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN
Purpose of loan:
This loan will be used to?consolidate some debt that I have.
My financial situation:
I am a good candidate for this loan because?I will everything in my power to pay of this prosper loan, I will have the amount paid off as soon as possible ,I will also try to pay it off before the end of the term. Thank You.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| satanichammy | $25.00 | $25.00 | 4/27/2010 9:21:48 AM |
| b2m80s | $25.00 | $25.00 | 4/27/2010 9:21:55 AM |
| shrewd-peace7 | $30.00 | $30.00 | 4/27/2010 9:37:26 AM |
| rock-turner | $25.00 | $25.00 | 4/27/2010 9:39:39 AM |
| return-eclipse0 | $25.00 | $25.00 | 4/27/2010 10:06:33 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 10:06:53 AM |
| ssh1983 | $25.00 | $25.00 | 4/27/2010 10:07:47 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:08:55 AM |
| deal-hickory5 | $25.00 | $25.00 | 4/27/2010 10:09:11 AM |
| nrowland | $25.00 | $25.00 | 4/27/2010 10:10:13 AM |
| hope-equation | $35.07 | $35.07 | 4/27/2010 10:10:55 AM |
| MARWARISETH | $25.00 | $25.00 | 4/27/2010 10:11:12 AM |
| gjh37 | $25.00 | $25.00 | 4/27/2010 10:08:06 AM |
| israel15 | $25.00 | $25.00 | 4/27/2010 10:08:47 AM |
| finance-prescription | $50.00 | $50.00 | 4/27/2010 10:00:57 AM |
| red_spade | $26.00 | $26.00 | 4/27/2010 10:09:52 AM |
| supreme-hope | $25.00 | $25.00 | 4/27/2010 10:13:02 AM |
| coin-equalizer2 | $25.00 | $25.00 | 4/27/2010 10:10:50 AM |
| bassman2 | $25.00 | $25.00 | 4/27/2010 10:11:40 AM |
| jonbozeman | $25.00 | $25.00 | 4/27/2010 10:12:25 AM |
| Midwestvalues | $100.00 | $100.00 | 4/27/2010 10:14:10 AM |
| global_microfinance | $25.00 | $25.00 | 4/27/2010 10:12:31 AM |
| Zingaro | $25.00 | $25.00 | 4/27/2010 10:12:39 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:04:26 AM |
| interest-griffin | $25.00 | $25.00 | 4/27/2010 10:05:47 AM |
| circuitfive | $25.00 | $25.00 | 4/27/2010 10:06:04 AM |
| ukstevenhawaii | $50.00 | $50.00 | 4/27/2010 10:14:15 AM |
| 29Palms | $25.00 | $25.00 | 4/27/2010 10:15:48 AM |
| actvtrdr | $35.00 | $35.00 | 4/27/2010 10:07:52 AM |
| asset-professor | $35.00 | $35.00 | 4/27/2010 10:08:42 AM |
| secobarbital | $25.00 | $25.00 | 4/27/2010 10:09:48 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/27/2010 10:10:05 AM |
| astute-dollar | $50.00 | $50.00 | 4/27/2010 10:22:18 AM |
| Lam0nt | $25.00 | $25.00 | 4/27/2010 10:11:33 AM |
| Speculator | $100.00 | $100.00 | 4/27/2010 10:23:10 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/27/2010 10:21:08 AM |
| cablenews | $25.00 | $25.00 | 4/27/2010 10:13:44 AM |
| magnolia161 | $25.00 | $25.00 | 4/27/2010 10:14:53 AM |
| autonomous-truth | $25.00 | $25.00 | 4/27/2010 10:23:50 AM |
| Streetfighter | $50.00 | $50.00 | 4/27/2010 10:15:07 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/27/2010 10:16:10 AM |
| deal-secret-agent | $25.00 | $25.00 | 4/27/2010 10:27:38 AM |
| cberthiaume | $25.00 | $25.00 | 4/27/2010 10:29:09 AM |
| authoritative-capital | $25.00 | $25.00 | 4/27/2010 10:29:16 AM |
| important-ore | $50.00 | $50.00 | 4/27/2010 10:25:40 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 10:26:14 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:37:12 AM |
| martinnc | $25.00 | $25.00 | 4/27/2010 10:27:42 AM |
| CSUgrad08 | $25.00 | $25.00 | 4/27/2010 10:51:13 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/27/2010 10:33:16 AM |
| lloyd_s | $25.00 | $25.00 | 4/27/2010 11:55:45 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/27/2010 2:09:22 PM |
| rescue | $50.00 | $50.00 | 4/27/2010 11:21:11 AM |
| Cypher041 | $25.00 | $25.00 | 4/27/2010 3:57:15 PM |
| orange-preeminant-bill | $34.09 | $34.09 | 4/27/2010 12:23:08 PM |
| elegant-loot | $25.00 | $25.00 | 4/27/2010 4:34:07 PM |
| melodious-fairness | $25.00 | $25.00 | 4/27/2010 4:34:33 PM |
| influential-compassion9 | $33.84 | $33.84 | 4/27/2010 4:59:39 PM |
| Doug1043 | $25.00 | $25.00 | 4/27/2010 3:05:11 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 4:23:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/27/2010 5:29:10 PM |
| meteoric-asset4 | $25.00 | $25.00 | 4/27/2010 5:14:41 PM |
| Patter256 | $25.00 | $25.00 | 4/27/2010 6:38:03 PM |
| DeutscheBank | $25.00 | $25.00 | 4/27/2010 9:34:38 PM |
| yield-seeker | $25.00 | $25.00 | 4/27/2010 8:57:37 PM |
| momoney2lend | $25.00 | $25.00 | 4/27/2010 9:22:56 PM |
| DUDE66 | $25.00 | $25.00 | 4/27/2010 10:39:20 PM |
| adama_48 | $25.00 | $25.00 | 4/27/2010 9:34:29 PM |
| shrewd-deal | $25.00 | $25.00 | 4/27/2010 6:32:50 PM |
| loan-upholder4 | $25.00 | $25.00 | 4/27/2010 6:53:48 PM |
| listing-trapper3 | $37.68 | $37.68 | 4/27/2010 10:38:54 PM |
| attractive-rate | $25.00 | $25.00 | 4/27/2010 10:39:20 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/27/2010 7:24:00 PM |
| inspiring-reward | $150.00 | $150.00 | 4/27/2010 9:22:55 PM |
| market-pudding | $25.00 | $25.00 | 4/28/2010 8:35:31 AM |
| gs92126 | $25.00 | $25.00 | 4/27/2010 9:34:20 PM |
| elawn | $25.00 | $1.28 | 4/27/2010 10:39:21 PM |
| reflective-rupee | $25.00 | $25.00 | 4/28/2010 5:13:36 AM |
| nbhz60a | $25.00 | $25.00 | 4/29/2010 12:02:58 PM |
| ChrisKwan | $25.00 | $25.00 | 4/29/2010 9:36:42 AM |
| LenderExtraordinaire | $25.00 | $25.00 | 4/29/2010 10:58:19 AM |
| interstellar | $50.00 | $50.00 | 5/3/2010 9:03:22 AM |
| credit-coach118 | $25.00 | $25.00 | 5/4/2010 9:01:21 AM |
| social-conductor4 | $25.00 | $25.00 | 4/27/2010 9:42:25 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:42:44 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 9:42:55 AM |
| Comoparklender | $25.00 | $25.00 | 4/27/2010 9:50:24 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 9:55:14 AM |
| copper | $30.00 | $30.00 | 4/27/2010 10:06:19 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/27/2010 10:07:15 AM |
| brother_tam | $50.00 | $50.00 | 4/27/2010 9:56:38 AM |
| life-is-great | $25.00 | $25.00 | 4/27/2010 10:07:04 AM |
| orderly-leverage | $30.00 | $30.00 | 4/27/2010 10:07:41 AM |
| deegeeman | $50.00 | $50.00 | 4/27/2010 10:10:45 AM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 10:11:22 AM |
| burrito6 | $25.00 | $25.00 | 4/27/2010 10:11:27 AM |
| thedreamer | $25.00 | $25.00 | 4/27/2010 10:11:52 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:12:18 AM |
| first-upright-payout | $25.00 | $25.00 | 4/27/2010 10:10:00 AM |
| fortytwo | $50.00 | $50.00 | 4/27/2010 10:12:53 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/27/2010 10:13:11 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/27/2010 10:13:19 AM |
| Banker7371 | $25.00 | $25.00 | 4/27/2010 10:13:28 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:02:51 AM |
| personal-lender | $25.00 | $25.00 | 4/27/2010 10:13:56 AM |
| Zolton | $200.00 | $200.00 | 4/27/2010 10:14:03 AM |
| rhin0cerx | $50.00 | $50.00 | 4/27/2010 10:14:21 AM |
| lagnisiruk | $25.00 | $25.00 | 4/27/2010 10:12:47 AM |
| red-favorable-basis | $25.00 | $25.00 | 4/27/2010 10:14:41 AM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/27/2010 10:13:37 AM |
| irrelevant | $25.00 | $25.00 | 4/27/2010 10:16:06 AM |
| Rattlehead | $25.00 | $25.00 | 4/27/2010 10:14:46 AM |
| reward-adventure | $30.00 | $30.00 | 4/27/2010 10:06:43 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:15:25 AM |
| jrbill1998 | $50.00 | $50.00 | 4/27/2010 10:07:24 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:17 AM |
| Supernick | $25.00 | $25.00 | 4/27/2010 10:08:13 AM |
| desertoasis | $25.00 | $25.00 | 4/27/2010 10:08:23 AM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 10:20:48 AM |
| contract-eagle | $25.00 | $25.00 | 4/27/2010 10:21:26 AM |
| blue_skies_ahead | $25.00 | $25.00 | 4/27/2010 10:22:22 AM |
| Helenska11 | $25.00 | $25.00 | 4/27/2010 10:23:36 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 4/27/2010 10:23:44 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:21:19 AM |
| lending_pugs | $25.00 | $25.00 | 4/27/2010 10:22:14 AM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 10:24:28 AM |
| greenwell | $25.00 | $25.00 | 4/27/2010 10:14:31 AM |
| decisive-capital | $75.00 | $75.00 | 4/27/2010 10:23:31 AM |
| unforgettable-order9 | $25.00 | $25.00 | 4/27/2010 10:15:18 AM |
| Tikibarman | $41.13 | $41.13 | 4/27/2010 10:25:52 AM |
| supreme-bonus0 | $25.00 | $25.00 | 4/27/2010 10:26:11 AM |
| stock106 | $30.00 | $30.00 | 4/27/2010 10:24:25 AM |
| compassion-bauble4 | $25.00 | $25.00 | 4/27/2010 10:26:34 AM |
| S-Master | $25.00 | $25.00 | 4/27/2010 10:16:44 AM |
| responsive-transaction8 | $25.00 | $25.00 | 4/27/2010 10:26:18 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/27/2010 10:27:48 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 10:27:53 AM |
| payment-gusto | $25.00 | $25.00 | 4/27/2010 10:26:43 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:11 AM |
| Headhunter14 | $25.00 | $25.00 | 4/27/2010 10:27:31 AM |
| Ragnar | $25.00 | $25.00 | 4/27/2010 10:28:54 AM |
| famous-bill | $50.00 | $50.00 | 4/27/2010 10:29:34 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:27 AM |
| DadWarbucks | $25.00 | $25.00 | 4/27/2010 10:21:33 AM |
| Sphinx9499 | $30.00 | $30.00 | 4/27/2010 10:32:00 AM |
| frogperson | $25.00 | $25.00 | 4/27/2010 10:27:44 AM |
| payout-mongoose | $30.00 | $30.00 | 4/27/2010 10:47:21 AM |
| etraboulay | $25.00 | $25.00 | 4/27/2010 10:28:57 AM |
| KiwiElf | $25.00 | $25.00 | 4/27/2010 10:48:53 AM |
| balanced-bill7 | $75.00 | $75.00 | 4/27/2010 10:33:11 AM |
| Cai8899 | $30.00 | $30.00 | 4/27/2010 11:23:50 AM |
| Mantis75 | $25.00 | $25.00 | 4/27/2010 3:56:42 PM |
| delivery | $25.00 | $25.00 | 4/27/2010 11:48:51 AM |
| BBL | $25.00 | $25.00 | 4/27/2010 3:57:32 PM |
| benefit-squirrel | $25.00 | $25.00 | 4/27/2010 4:10:55 PM |
| oldmora | $26.25 | $26.25 | 4/27/2010 12:18:07 PM |
| zebra806 | $25.00 | $25.00 | 4/27/2010 4:34:00 PM |
| micko | $25.00 | $25.00 | 4/27/2010 4:34:42 PM |
| FjLenders | $25.00 | $25.00 | 4/27/2010 4:34:44 PM |
| The_Secret | $25.00 | $25.00 | 4/27/2010 4:36:02 PM |
| currency-sergeant | $25.00 | $25.00 | 4/27/2010 6:57:39 PM |
| Tom579 | $25.00 | $25.00 | 4/27/2010 6:29:13 PM |
| Interloper | $25.00 | $25.00 | 4/27/2010 6:32:45 PM |
| nourishing-interest0 | $25.00 | $25.00 | 4/27/2010 7:27:50 PM |
| SBT | $50.00 | $50.00 | 4/27/2010 6:47:48 PM |
| lawyervon | $25.00 | $25.00 | 4/27/2010 9:23:14 PM |
| macgeek | $25.00 | $25.00 | 4/27/2010 9:33:46 PM |
| ASR3 | $25.00 | $25.00 | 4/27/2010 9:34:35 PM |
| purdue98 | $25.00 | $25.00 | 4/27/2010 9:33:52 PM |
| ambmba | $25.00 | $25.00 | 4/27/2010 6:32:40 PM |
| visionary-currency | $26.44 | $26.44 | 4/27/2010 7:54:08 PM |
| derwiki | $25.00 | $25.00 | 4/27/2010 9:34:40 PM |
| reflective-rupee | $25.00 | $25.00 | 4/28/2010 5:13:12 AM |
| charming-point | $200.00 | $200.00 | 4/28/2010 8:42:08 AM |
| frogperson | $150.00 | $150.00 | 4/28/2010 2:38:55 PM |
| scoobiedoo | $25.00 | $25.00 | 4/29/2010 5:53:52 PM |
| impala6464 | $75.00 | $75.00 | 5/3/2010 4:47:18 PM |
| hidavehi | $25.22 | $25.22 | 5/3/2010 7:25:11 PM |
| Bob450 | $30.00 | $30.00 | 5/3/2010 9:54:28 PM |
| malomar66 | $45.00 | $45.00 | 5/3/2010 11:22:23 PM |
| yons88 | $25.00 | $25.00 | 5/3/2010 11:40:57 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
455704
This series of Notes was issued and sold upon the funding of the borrower loan #42339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $63.95 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $63.79 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 11m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Food Service Manage... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,404 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 53% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stable-listing7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
No More Credit Cards!!
Purpose of loan:
Paying of credit cards that kept me afloat through college.?I would like to clear all of my debt so that I can improve my credit rating and get a house before I finish grad school.
My financial situation:
I'm a stable borrower and have never defaulted on anything?(not even once!).?
Monthly net income: $
$2000
Monthly expenses: $
??Housing: $?
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:50 AM |
| AF-Chief | $27.00 | $27.00 | 4/27/2010 9:52:21 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:57:05 AM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:59:14 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:39 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/27/2010 10:02:10 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:00:32 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:34 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:01:55 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 9:59:57 AM |
| transparency-advocator | $25.00 | $25.00 | 4/27/2010 10:18:46 AM |
| ichibon | $75.00 | $75.00 | 4/27/2010 10:17:11 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:43 AM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 10:20:15 AM |
| 12Knocksinna | $25.00 | $25.00 | 4/28/2010 3:03:55 PM |
| irishladslad | $27.70 | $27.70 | 4/28/2010 7:11:05 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/28/2010 6:10:28 PM |
| bigmacbeef | $25.00 | $25.00 | 4/30/2010 1:27:52 PM |
| isfahanian | $25.00 | $25.00 | 4/30/2010 2:59:23 PM |
| justin323 | $25.00 | $25.00 | 4/30/2010 5:22:03 PM |
| smalltown_mn | $25.00 | $25.00 | 5/2/2010 9:59:26 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:43:17 AM |
| favorite-commerce | $50.00 | $50.00 | 5/3/2010 2:20:30 PM |
| singletrck | $25.00 | $25.00 | 5/3/2010 8:17:15 PM |
| wild-orange | $50.00 | $50.00 | 5/4/2010 12:43:45 AM |
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 9:58:16 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 10:01:08 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:31 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:05:25 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:02:20 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:22 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:57:52 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:39 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:03:10 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:17:50 AM |
| a-consummate-camaraderi | $50.00 | $22.14 | 4/27/2010 10:22:37 AM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 10:19:26 AM |
| payout-mongoose | $25.00 | $25.00 | 4/27/2010 11:35:45 AM |
| RandyL3 | $99.00 | $99.00 | 4/27/2010 11:56:09 AM |
| HT3 | $50.00 | $50.00 | 4/27/2010 3:29:36 PM |
| nhambley | $100.00 | $100.00 | 4/27/2010 6:49:43 PM |
| sdcc72 | $25.00 | $25.00 | 4/28/2010 7:32:37 AM |
| makosdJR02 | $28.19 | $28.19 | 4/28/2010 11:56:15 AM |
| been_there | $50.00 | $50.00 | 4/28/2010 7:25:45 PM |
| HealthAndSafety | $50.00 | $50.00 | 4/30/2010 11:16:14 AM |
| generous-deal6 | $25.00 | $25.00 | 5/2/2010 9:59:20 PM |
| klemer | $25.00 | $25.00 | 5/3/2010 5:37:42 AM |
| Earn_money | $25.00 | $25.00 | 5/3/2010 10:02:38 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 5/3/2010 11:34:22 AM |
| freshmaker8 | $65.97 | $65.97 | 5/3/2010 1:13:56 PM |
| dgagli1 | $35.00 | $35.00 | 5/3/2010 3:57:54 PM |
| Brisket_Bob | $25.00 | $25.00 | 5/3/2010 6:49:40 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 6:07:10 PM |
| windpiano1962 | $25.00 | $25.00 | 5/4/2010 5:16:53 AM |
| enchanted-reward1 | $25.00 | $25.00 | 5/4/2010 9:17:35 AM |
| 55 bids
|
Borrower Payment Dependent Notes Series
455734
This series of Notes was issued and sold upon the funding of the borrower loan #42330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 13.56% |
Starting monthly payment:
| $32.27 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 12.75% |
Final monthly payment:
| $31.89 |
| |
|
Auction yield range:
| 4.04% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 3m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 3 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $4,900 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 49% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| geekytouchdown |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for graduate school
Purpose of loan:
I am currently enrolled part time in a Masters of Public Administration program. This loan is an investment that will pay for tuition.
My financial situation:
I am currently working full time at a nonprofit that is seeking to expand. I also have a small IT consulting business on the side.
Monthly net income: $2100
Monthly expenses: $900
Housing: $0 (living with family, rent prepaid for the year)
Food: $200
Utilities: $200
Transportation: $100
Credit Cards: $200
Other Expenses: $200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $13.32 | 4/27/2010 9:23:48 AM |
| satisfying-durability | $25.00 | $25.00 | 4/27/2010 9:54:07 AM |
| goldsun | $25.00 | $25.00 | 4/27/2010 5:39:46 PM |
| Grimmreaper | $25.00 | $25.00 | 4/28/2010 7:23:26 AM |
| pdude | $25.00 | $25.00 | 4/30/2010 6:52:37 AM |
| HealthAndSafety | $50.00 | $50.00 | 4/30/2010 11:16:32 AM |
| loosd | $57.68 | $57.68 | 5/3/2010 1:39:35 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 6:47:26 PM |
| jayk63 | $25.00 | $25.00 | 5/3/2010 8:11:21 PM |
| SOBRO-FINANCE | $50.00 | $50.00 | 4/27/2010 12:01:46 PM |
| RandyL3 | $99.00 | $99.00 | 4/28/2010 12:24:14 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/28/2010 6:10:55 PM |
| all_of_that_one | $25.00 | $25.00 | 4/29/2010 6:28:38 AM |
| tsmonaghan | $25.00 | $25.00 | 4/29/2010 1:50:20 PM |
| tamcho | $25.00 | $25.00 | 4/30/2010 9:30:28 AM |
| marwadi-62 | $100.00 | $100.00 | 4/30/2010 11:45:35 AM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 1:16:37 PM |
| Bodyboard | $30.00 | $30.00 | 5/2/2010 10:43:29 PM |
| loanman2007 | $75.00 | $75.00 | 5/3/2010 4:46:55 AM |
| unrhrsd | $25.00 | $25.00 | 5/3/2010 1:59:50 PM |
| freshmaker8 | $50.00 | $50.00 | 5/3/2010 1:12:08 PM |
| stephen_c01 | $25.00 | $25.00 | 5/3/2010 4:05:42 PM |
| Brisket_Bob | $25.00 | $25.00 | 5/3/2010 6:50:29 PM |
| wild-orange | $50.00 | $50.00 | 5/4/2010 12:44:32 AM |
| kinetic-social | $25.00 | $25.00 | 5/4/2010 9:17:28 AM |
| StocksMan | $50.00 | $50.00 | 5/4/2010 9:18:32 AM |
| 26 bids
|
Borrower Payment Dependent Notes Series
456002
This series of Notes was issued and sold upon the funding of the borrower loan #42324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $80.44 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $80.40 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 1% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 4m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $105,060 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| thankful-economy0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investor Seeking Funds
Purpose of loan:
This loan will be used to acquire a rental property (duplex) for all cash in Ohio. My own personal funds and hard money (if needed) will be required?for the?renovation/rehab of the property in order to rent out to prospective tenants. I currently have an agreement with?an asset management company, who is selling this REO property, to purchase for $5,000 pending the outcome of a property inspection being done this week. I anticipate the property to be rented out by June or July of this year.
My financial situation:
I am a good candidate for this loan because of my current credit history, my stable income as a civil engineer which is sufficient to cover any loan payments, and the fact that this current project will produce positive cash flow.?In addition,?I have experience with a rental property in California which I have successfully managed since 2006. My goal with Prosper is to build a strong relationship with the team of investors and in turn acquire more funding for other future projects. I currently have an LLC in California and plan to deed the property under an LLC name.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Marathoner | $25.00 | $25.00 | 4/27/2010 9:22:02 AM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 9:22:57 AM |
| WindyKid | $25.00 | $25.00 | 4/27/2010 9:23:17 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:32 AM |
| mathomas3 | $25.00 | $25.00 | 4/27/2010 9:24:20 AM |
| lenderme | $25.00 | $25.00 | 4/27/2010 9:24:37 AM |
| rustylix | $25.00 | $25.00 | 4/27/2010 9:24:54 AM |
| martinatime | $25.00 | $25.00 | 4/27/2010 9:25:51 AM |
| cub510 | $100.00 | $100.00 | 4/27/2010 9:25:00 AM |
| Breadandbutter | $25.00 | $25.00 | 4/27/2010 9:28:45 AM |
| snowman34 | $25.00 | $25.00 | 4/27/2010 9:25:33 AM |
| Divot | $25.00 | $25.00 | 4/27/2010 9:26:21 AM |
| auction-turbine4 | $50.00 | $50.00 | 4/27/2010 9:30:19 AM |
| unassuming-reward | $25.00 | $25.00 | 4/27/2010 9:30:22 AM |
| MO_Investor | $25.00 | $25.00 | 4/27/2010 9:30:36 AM |
| Yotaman | $25.00 | $25.00 | 4/27/2010 9:30:47 AM |
| NR | $25.00 | $25.00 | 4/27/2010 9:28:22 AM |
| green-unassailable-investment | $25.00 | $25.00 | 4/27/2010 9:28:26 AM |
| tylerfd | $25.00 | $25.00 | 4/27/2010 9:30:13 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/27/2010 9:30:18 AM |
| restless-currency | $25.00 | $25.00 | 4/27/2010 9:30:24 AM |
| mocrepsorp13 | $25.00 | $25.00 | 4/27/2010 9:30:34 AM |
| methodical-capital7 | $25.00 | $25.00 | 4/27/2010 9:30:42 AM |
| wise-bonus-honker | $25.00 | $25.00 | 4/27/2010 9:23:09 AM |
| KillerHOO | $50.00 | $50.00 | 4/27/2010 9:24:18 AM |
| dlshap | $25.00 | $25.00 | 4/27/2010 9:26:14 AM |
| value-pouch | $50.00 | $50.00 | 4/27/2010 9:27:37 AM |
| RG | $35.00 | $35.00 | 4/27/2010 9:28:13 AM |
| dphoenix | $25.00 | $25.00 | 4/27/2010 9:28:44 AM |
| bluesky07 | $25.00 | $25.00 | 4/27/2010 9:30:13 AM |
| hereverycentcounts | $25.00 | $25.00 | 4/27/2010 9:30:25 AM |
| josephpenrod | $25.00 | $25.00 | 4/27/2010 9:30:39 AM |
| dimitrip1024 | $25.00 | $25.00 | 4/27/2010 9:30:41 AM |
| bedframe | $25.00 | $25.00 | 4/27/2010 9:30:45 AM |
| iolaire | $25.00 | $25.00 | 4/27/2010 10:33:20 AM |
| wwwUniversal | $25.00 | $25.00 | 4/27/2010 10:37:51 AM |
| Approved | $29.98 | $29.98 | 4/29/2010 1:56:39 PM |
| tsmonaghan | $25.00 | $25.00 | 4/29/2010 1:48:52 PM |
| FloridaBookie | $25.00 | $25.00 | 4/30/2010 12:29:15 PM |
| bizguy1982 | $25.00 | $25.00 | 4/30/2010 2:41:42 PM |
| Dollars4Rent | $25.00 | $25.00 | 5/2/2010 10:36:35 PM |
| giovani | $25.00 | $25.00 | 5/2/2010 11:35:31 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 5/3/2010 12:22:04 PM |
| ToloUSN | $50.00 | $50.00 | 5/3/2010 4:38:15 PM |
| YummiBear | $25.00 | $25.00 | 5/3/2010 6:00:00 PM |
| nanaof7 | $25.00 | $25.00 | 5/4/2010 9:21:19 AM |
| Archimeech | $25.00 | $25.00 | 4/27/2010 9:22:09 AM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 9:22:22 AM |
| Xaja | $25.00 | $25.00 | 4/27/2010 9:22:41 AM |
| donmacprosper | $25.00 | $25.00 | 4/27/2010 9:23:19 AM |
| guggs | $25.00 | $25.00 | 4/27/2010 9:24:36 AM |
| cordial-investment1 | $25.00 | $25.00 | 4/27/2010 9:25:09 AM |
| phillipd48 | $25.00 | $25.00 | 4/27/2010 9:25:39 AM |
| marinade | $25.00 | $25.00 | 4/27/2010 9:22:30 AM |
| lend2end | $25.00 | $25.00 | 4/27/2010 9:23:28 AM |
| justice-dna | $35.00 | $35.00 | 4/27/2010 9:28:29 AM |
| blackberry9 | $25.00 | $25.00 | 4/27/2010 9:28:37 AM |
| AW14 | $25.00 | $25.00 | 4/27/2010 9:30:11 AM |
| ArtemisFitzlebottom | $31.72 | $31.72 | 4/27/2010 9:30:17 AM |
| letsbank | $25.00 | $25.00 | 4/27/2010 9:30:44 AM |
| Apex-Lender | $25.00 | $25.00 | 4/27/2010 9:30:49 AM |
| unique-order8 | $25.00 | $25.00 | 4/27/2010 9:28:24 AM |
| Green_Bean | $25.00 | $25.00 | 4/27/2010 9:28:49 AM |
| nimbus312 | $25.00 | $25.00 | 4/27/2010 9:30:12 AM |
| DavenportCapital | $25.00 | $25.00 | 4/27/2010 9:30:16 AM |
| Kaj | $25.00 | $25.00 | 4/27/2010 9:30:38 AM |
| Officiency | $25.00 | $25.00 | 4/27/2010 9:30:48 AM |
| moola-rose8 | $25.00 | $25.00 | 4/27/2010 9:22:38 AM |
| auction-poblano | $25.00 | $25.00 | 4/27/2010 9:23:23 AM |
| bill-bearer | $25.34 | $25.34 | 4/27/2010 9:25:53 AM |
| pbeach05 | $25.00 | $25.00 | 4/27/2010 9:26:02 AM |
| auction-elvis | $25.00 | $25.00 | 4/27/2010 9:28:43 AM |
| intelligent-yield | $25.00 | $25.00 | 4/27/2010 9:28:47 AM |
| horse370 | $25.00 | $25.00 | 4/27/2010 9:30:09 AM |
| maldok1 | $25.00 | $25.00 | 4/27/2010 9:30:21 AM |
| WaitForIt | $25.00 | $25.00 | 4/27/2010 9:30:31 AM |
| kvandivo | $25.00 | $25.00 | 4/27/2010 9:30:40 AM |
| chicago_shark | $25.00 | $25.00 | 4/27/2010 9:30:43 AM |
| ShotokanKeto | $25.00 | $1.74 | 4/27/2010 9:30:50 AM |
| swiftsoul | $25.00 | $25.00 | 4/27/2010 9:52:25 AM |
| julijask | $35.00 | $35.00 | 4/28/2010 12:17:53 PM |
| RandyL3 | $99.00 | $99.00 | 4/28/2010 1:46:27 PM |
| paul1 | $50.00 | $50.00 | 4/29/2010 9:58:28 AM |
| TomDalonajay | $25.00 | $25.00 | 4/29/2010 11:38:01 AM |
| octoberfresh | $25.00 | $25.00 | 4/30/2010 7:07:29 AM |
| patrickj79 | $32.22 | $32.22 | 4/29/2010 8:45:13 PM |
| HealthAndSafety | $100.00 | $100.00 | 4/30/2010 11:12:51 AM |
| Dollars4Rent | $25.00 | $25.00 | 5/2/2010 10:36:53 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/3/2010 7:19:42 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
456390
This series of Notes was issued and sold upon the funding of the borrower loan #42314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Apr-30-2010 |
| |
Auction end date:
| May-03-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 60% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 10m |
|
Credit score:
| 600-619 (Apr-2010) |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $3,639 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $650 |
Bankcard utilization:
| 75% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 45 | | | | |
|
Screen name:
| SmallBus55 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2008)
640-659
(Apr-2008)
|
|
Principal balance:
| $1,088.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Paying off Credit Card Debt
Purpose of loan:? This loan will be used to?pay off?much of?my credit card debt. About 2 years ago I started a part-time, back-of-book indexing business, with a loan from Prosper. I have a perfect payment history for this loan.
My business is growing more slowly than I anticipated, mainly due to the recession. But I have not given up and plan to continue. I currently clear about $300 monthly from the business, but expect that to grow.
It will be financially advantageous to?pay off?most of?my credit card debt, which I currently pay $200 a month for (and at very high interest rates),?with a Prosper loan for $1000. If that loan payment is about $65 a month, I will have $135 in cash extra per month. Plus I will be able to finish paying it off in the forseeable future, instead of paying the credit card company for years.
My financial situation:? I am a good candidate for this loan because I have an excellent understanding of business (an undergraduate degree in business administration), and am self-motivated and hard-working. Although I had some credit difficulties in the past (from family illnesses and school expenses), I?have been and am working?hard to repay all my loans and improve my credit score. I list my credit as "fair" because I want to be honest. I know there are still areas of my credit that need improving, and I am still working on that, which is one reason I?started my indexing business. I am still working full time as a librarian.
Monthly net income: $ 3,300
Monthly expenses:
Housing: $ 900
Insurance: $ 90
Car expenses: $400
Utilities: $ 90
Phone, cable, internet: $ 65
Food, entertainment: $ 400
Clothing, household expenses $ 200
Credit cards: $?200?
Other expenses: $ 100
Current Prosper $90
Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| YoungTaxMan | $50.00 | $50.00 | 4/30/2010 3:45:18 PM |
| Your_Bank | $100.00 | $100.00 | 4/30/2010 4:39:09 PM |
| aztocas | $25.00 | $25.00 | 5/3/2010 6:40:45 AM |
| victor111 | $50.00 | $50.00 | 5/3/2010 7:31:16 AM |
| Sudoku | $54.79 | $21.95 | 5/3/2010 8:16:14 AM |
| innovator2 | $50.00 | $50.00 | 5/3/2010 7:28:41 AM |
| innovator2 | $79.73 | $79.73 | 5/3/2010 10:38:06 AM |
| alexgalt | $25.00 | $25.00 | 4/30/2010 3:49:38 PM |
| Jasmel | $73.32 | $73.32 | 4/30/2010 4:01:06 PM |
| innovator2 | $50.00 | $50.00 | 5/2/2010 11:34:43 PM |
| Ogerta | $25.00 | $25.00 | 5/3/2010 7:09:07 AM |
| Aberdeen | $400.00 | $400.00 | 5/3/2010 8:16:22 AM |
| twjh | $25.00 | $25.00 | 5/3/2010 8:16:24 AM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 9:46:35 AM |
| 14 bids
|
Borrower Payment Dependent Notes Series
456578
This series of Notes was issued and sold upon the funding of the borrower loan #42327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-30-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.99% |
Starting monthly payment:
| $61.54 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.84% |
Final monthly payment:
| $60.64 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
6 | Length of status: | 7y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 2 |
Revolving credit balance:
| $3,898 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $2,034 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| market-stronghold3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 401k Loan
Purpose of loan: I
I want to pay off a 401k Loan.?My goal is to?pay back in a year.
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
3400
Monthly expenses: $
??Housing: $ 1,800
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 140
??Phone, cable, internet: $ 100
??Food, entertainment: $150
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kaj | $25.00 | $25.00 | 4/30/2010 3:36:18 PM |
| basis-prodigy | $25.00 | $25.00 | 4/30/2010 3:38:59 PM |
| seisen | $100.00 | $100.00 | 4/30/2010 3:39:11 PM |
| jrbill1998 | $50.00 | $50.00 | 4/30/2010 3:40:53 PM |
| actvtrdr | $35.00 | $35.00 | 4/30/2010 3:41:02 PM |
| IIP77 | $25.00 | $25.00 | 4/30/2010 3:38:06 PM |
| personal-lender | $25.00 | $25.00 | 4/30/2010 3:42:32 PM |
| GiantAardvark | $25.00 | $25.00 | 4/30/2010 3:41:21 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/30/2010 3:41:26 PM |
| MARWARISETH | $25.00 | $25.00 | 4/30/2010 3:41:32 PM |
| social-conductor4 | $25.00 | $25.00 | 4/30/2010 3:36:03 PM |
| bonus-tent | $25.00 | $25.00 | 4/30/2010 3:39:17 PM |
| ssh1983 | $25.00 | $25.00 | 4/30/2010 3:40:59 PM |
| gjh37 | $25.00 | $25.00 | 4/30/2010 3:41:10 PM |
| Supernick | $25.00 | $25.00 | 4/30/2010 3:41:20 PM |
| supreme-hope | $25.00 | $25.00 | 4/30/2010 3:41:53 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/30/2010 3:42:02 PM |
| cablenews | $25.00 | $25.00 | 4/30/2010 3:42:16 PM |
| ukstevenhawaii | $50.00 | $44.50 | 4/30/2010 3:42:45 PM |
| autonomous-truth | $25.00 | $25.00 | 4/30/2010 3:36:21 PM |
| gain-bridge | $25.00 | $25.00 | 4/30/2010 3:35:26 PM |
| brother_tam | $50.00 | $50.00 | 4/30/2010 3:40:12 PM |
| gelidfrank | $25.00 | $25.00 | 4/30/2010 3:40:17 PM |
| burrito6 | $50.00 | $50.00 | 4/30/2010 3:36:25 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/30/2010 3:40:33 PM |
| reward-adventure | $30.00 | $30.00 | 4/30/2010 3:40:41 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/30/2010 3:40:50 PM |
| zburner | $25.00 | $25.00 | 4/30/2010 3:38:53 PM |
| jonbozeman | $25.00 | $25.00 | 4/30/2010 3:41:46 PM |
| Comoparklender | $25.00 | $25.00 | 4/30/2010 3:39:56 PM |
| Zolton | $200.00 | $200.00 | 4/30/2010 3:42:34 PM |
| copper | $30.00 | $30.00 | 4/30/2010 3:40:23 PM |
| rooosta | $25.00 | $25.00 | 4/30/2010 3:34:57 PM |
| shrewd-peace7 | $30.00 | $30.00 | 4/30/2010 3:36:07 PM |
| debt-system880 | $25.00 | $25.00 | 4/30/2010 3:37:35 PM |
| safe-kindness5 | $25.50 | $25.50 | 4/30/2010 4:24:22 PM |
| dime-producer | $25.00 | $25.00 | 4/30/2010 3:38:43 PM |
| orderly-leverage | $30.00 | $30.00 | 4/30/2010 3:40:54 PM |
| JGB | $25.00 | $25.00 | 4/30/2010 3:41:39 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/30/2010 3:42:08 PM |
| Midwestvalues | $100.00 | $100.00 | 4/30/2010 3:42:40 PM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 3:54:01 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
454659
This series of Notes was issued and sold upon the funding of the borrower loan #42316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-30-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 19.90% |
Final borrower rate/APR:
| 20.90% / 23.15% |
Final monthly payment:
| $75.25 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.48% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 8m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 5 |
Occupation: | Student - College G... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $406 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 23% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| awe-inspiring-duty7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
go for a trip
Purpose of loan:
This loan will be used to take parents for a trip
My financial situation:
I am a good candidate for this loan because I'm a graduate student with graduate research assistantship 22000per year
Monthly net income: $ 2300
Monthly expenses: $ 1100
??Housing: $
400
??Insurance: $
60
??Car expenses: $ 70
??Utilities: $
70
??Phone, cable, internet: $
40
??Food, entertainment: $
400
??Clothing, household expenses $ 60
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| order-bee1 | $200.00 | $200.00 | 4/23/2010 11:13:55 PM |
| circustab | $50.00 | $50.00 | 4/26/2010 1:39:48 PM |
| 4mydaughterseducation | $39.74 | $39.74 | 4/26/2010 6:31:47 PM |
| kwan | $25.00 | $25.00 | 4/28/2010 10:31:57 AM |
| Chadwick_Bay_Investments | $27.77 | $27.77 | 4/28/2010 11:21:04 PM |
| finance-prescription | $200.00 | $200.00 | 4/29/2010 6:05:12 PM |
| Jarlaxle | $25.00 | $25.00 | 4/30/2010 6:09:54 AM |
| pdude | $25.00 | $25.00 | 4/30/2010 6:49:18 AM |
| Helping-One-Another | $67.69 | $67.69 | 4/30/2010 11:55:23 AM |
| dorypro | $25.00 | $25.00 | 4/30/2010 11:26:37 AM |
| finance-burger | $25.00 | $25.00 | 4/30/2010 12:57:49 PM |
| LOAN_DOC | $25.00 | $25.00 | 4/30/2010 12:36:17 PM |
| lucky2 | $25.00 | $25.00 | 4/30/2010 12:52:29 PM |
| ultimate-peace | $200.00 | $200.00 | 4/30/2010 3:57:18 PM |
| Engineer44 | $25.00 | $24.54 | 4/30/2010 4:01:20 PM |
| adamkp83 | $25.00 | $25.00 | 4/30/2010 3:06:23 PM |
| Unitas4302 | $50.00 | $50.00 | 4/23/2010 7:13:14 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/26/2010 5:47:03 PM |
| TheDivaMoon | $25.00 | $25.00 | 4/28/2010 10:33:12 PM |
| natural-credit328 | $50.00 | $50.00 | 4/28/2010 5:50:53 PM |
| Nasdaq | $25.00 | $25.00 | 4/29/2010 11:32:15 PM |
| orange-pound-party | $31.41 | $31.41 | 4/30/2010 3:39:49 AM |
| GS-ROCK | $25.22 | $25.22 | 4/30/2010 6:58:33 AM |
| ronin4sale | $25.00 | $25.00 | 4/30/2010 6:41:30 AM |
| jbeckrj | $25.00 | $25.00 | 4/30/2010 8:24:51 AM |
| Snoopylover | $25.00 | $25.00 | 4/30/2010 10:54:35 AM |
| magnificent-reward9 | $50.00 | $50.00 | 4/30/2010 11:39:17 AM |
| MSCG | $58.63 | $58.63 | 4/30/2010 11:11:04 AM |
| PotBellyPete | $25.00 | $25.00 | 4/30/2010 12:05:18 PM |
| shrewd-income | $250.00 | $250.00 | 4/30/2010 12:29:37 PM |
| sgt-schultz | $25.00 | $25.00 | 4/30/2010 12:39:57 PM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 1:15:03 PM |
| paul1 | $25.00 | $25.00 | 4/30/2010 2:44:15 PM |
| wild-orange | $25.00 | $25.00 | 4/30/2010 3:06:21 PM |
| market-pudding | $25.00 | $25.00 | 4/30/2010 1:31:39 PM |
| Asian-Persuasion | $25.00 | $25.00 | 4/30/2010 3:15:25 PM |
| Bob450 | $50.00 | $50.00 | 4/30/2010 3:29:59 PM |
| Streamfeeder | $25.00 | $25.00 | 4/30/2010 12:28:01 PM |
| Bizern | $25.00 | $25.00 | 4/30/2010 1:13:29 PM |
| mammalian4 | $50.00 | $50.00 | 4/30/2010 2:31:47 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
455231
This series of Notes was issued and sold upon the funding of the borrower loan #42312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-20-2010 |
| |
Auction end date:
| Apr-27-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $94.67 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $94.42 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 11m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,075 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 18% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| newest-organic-deal |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stack Repairs
Purpose of loan:
This loan will be used to? to make expensive drain stack repairs on my apartment building
My financial situation:
I am a good candidate for this loan because? I?regular income from my occupation?plus monthly income from my apartment building. ?A little bit of history on my property. I own the place for the last 3 yrs. Just fired the management company that I used for the last 3 yrs in January. Since then everything is going a lot better. I have a lot more transparency into finances.
I just had a manditory yearly inspection done by the City of Webster Groves, MO where the building is located. I do not want to eat into my positive cash flow with these repairs that are around $3000.00 .? I need to build up the cashflow more and would like to get a loan that I payoff over the next couple of years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bomdel | $25.00 | $25.00 | 4/20/2010 4:19:52 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/20/2010 4:18:42 PM |
| kenji4861 | $50.00 | $50.00 | 4/20/2010 4:21:34 PM |
| ArashMass | $30.00 | $30.00 | 4/20/2010 4:24:28 PM |
| meux99 | $25.00 | $25.00 | 4/20/2010 4:23:12 PM |
| turbospeed | $25.00 | $25.00 | 4/20/2010 4:25:36 PM |
| dharma1 | $25.00 | $25.00 | 4/20/2010 4:27:14 PM |
| bowdish1 | $100.00 | $100.00 | 4/20/2010 4:29:19 PM |
| Ivan2007 | $25.00 | $25.00 | 4/20/2010 4:29:09 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/20/2010 4:35:08 PM |
| antlr | $25.00 | $25.00 | 4/20/2010 4:36:02 PM |
| kulender | $25.00 | $25.00 | 4/20/2010 4:37:08 PM |
| evnagelist | $25.00 | $25.00 | 4/20/2010 4:28:03 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/20/2010 4:37:42 PM |
| practice44 | $25.00 | $25.00 | 4/20/2010 4:38:12 PM |
| WHEREISTHEMOON | $25.00 | $10.98 | 4/20/2010 4:38:21 PM |
| JGB | $25.00 | $25.00 | 4/20/2010 4:37:24 PM |
| delicious-social132 | $40.00 | $40.00 | 4/20/2010 4:31:55 PM |
| blot44 | $25.00 | $25.00 | 4/20/2010 7:25:42 PM |
| selector568 | $400.00 | $400.00 | 4/20/2010 6:00:06 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 4/20/2010 7:42:29 PM |
| ijspence | $25.00 | $25.00 | 4/21/2010 8:33:31 AM |
| LovinMe | $25.00 | $25.00 | 4/23/2010 9:26:54 AM |
| InvestinginU | $50.00 | $50.00 | 4/23/2010 10:51:45 AM |
| RandyL3 | $99.00 | $99.00 | 4/23/2010 3:47:15 PM |
| Sven79 | $50.00 | $50.00 | 4/24/2010 9:53:12 AM |
| Gandalf0001 | $25.00 | $25.00 | 4/24/2010 11:28:12 AM |
| ToloUSN | $50.00 | $50.00 | 4/26/2010 8:57:15 AM |
| TheWainer | $25.00 | $25.00 | 4/26/2010 9:40:38 AM |
| 2grindstones | $25.00 | $25.00 | 4/26/2010 9:33:30 AM |
| stephen_c01 | $25.00 | $25.00 | 4/26/2010 12:05:23 PM |
| flshdaskll | $25.00 | $25.00 | 4/26/2010 7:01:53 PM |
| planet613 | $50.00 | $50.00 | 4/26/2010 4:26:32 PM |
| dsparrow | $52.44 | $52.44 | 4/26/2010 9:55:23 PM |
| wild_carrot | $25.00 | $25.00 | 4/27/2010 8:03:17 AM |
| sunny1985 | $25.00 | $25.00 | 4/27/2010 9:38:49 AM |
| surfsider123 | $25.00 | $25.00 | 4/27/2010 12:40:21 PM |
| iolaire | $25.00 | $25.00 | 4/20/2010 4:27:53 PM |
| authoritative-capital | $25.00 | $25.00 | 4/20/2010 4:27:58 PM |
| Approved | $50.00 | $50.00 | 4/20/2010 4:28:21 PM |
| truth-image | $50.00 | $50.00 | 4/20/2010 4:28:45 PM |
| meenan | $25.00 | $25.00 | 4/20/2010 4:32:41 PM |
| careful-note | $50.00 | $50.00 | 4/20/2010 4:32:54 PM |
| nickel-ferret | $25.00 | $25.00 | 4/20/2010 4:31:48 PM |
| bright-balance | $25.00 | $25.00 | 4/20/2010 4:34:09 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/20/2010 4:34:16 PM |
| TakeCare | $100.00 | $100.00 | 4/20/2010 4:34:21 PM |
| gain-seagull9 | $25.00 | $25.00 | 4/20/2010 4:28:14 PM |
| Barak | $40.00 | $40.00 | 4/20/2010 4:32:48 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/20/2010 4:33:11 PM |
| fantastic-openness | $50.00 | $50.00 | 4/20/2010 4:33:47 PM |
| Daneistes | $100.00 | $100.00 | 4/20/2010 4:35:20 PM |
| DukSerduk | $25.00 | $25.00 | 4/20/2010 4:36:19 PM |
| engaging-worth | $25.00 | $25.00 | 4/20/2010 4:37:17 PM |
| wwwUniversal | $25.00 | $25.00 | 4/20/2010 6:02:24 PM |
| octoberfresh | $25.00 | $25.00 | 4/21/2010 7:33:29 AM |
| cloud8 | $40.00 | $40.00 | 4/21/2010 9:39:20 AM |
| simiray | $25.00 | $25.00 | 4/21/2010 9:25:25 AM |
| deepclear | $100.00 | $100.00 | 4/22/2010 10:24:57 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/23/2010 11:54:50 AM |
| GeorgiaGator | $25.00 | $25.00 | 4/25/2010 5:13:20 AM |
| Hotrod52 | $29.04 | $29.04 | 4/25/2010 9:51:57 PM |
| JerryB96 | $25.00 | $25.00 | 4/26/2010 9:54:14 AM |
| availableloan | $25.00 | $25.00 | 4/26/2010 5:58:09 PM |
| Earnest_Money | $25.00 | $25.00 | 4/26/2010 4:40:04 PM |
| ExtraIncome | $50.00 | $50.00 | 4/26/2010 5:56:58 PM |
| kwan | $75.00 | $75.00 | 4/26/2010 4:11:38 PM |
| jybank | $25.00 | $25.00 | 4/27/2010 12:10:08 AM |
| dollarboy | $25.00 | $25.00 | 4/26/2010 7:40:06 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/27/2010 11:21:35 AM |
| jayh888 | $28.54 | $28.54 | 4/27/2010 3:52:28 PM |
| 71 bids
|
Borrower Payment Dependent Notes Series
455433
This series of Notes was issued and sold upon the funding of the borrower loan #42321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-23-2010 |
| |
Auction end date:
| Apr-30-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $149.28 |
|
Final lender yield:
| 28.55% |
Final borrower rate/APR:
| 29.55% / 31.92% |
Final monthly payment:
| $139.28 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.67% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
5 | Length of status: | 8y 10m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $8,958 | Stated income: | $100,000+ |
|
Amount delinquent:
| $9,180 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| rentals |
Borrower's state:
| California |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 64 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2009)
720-739
(Nov-2007)
760-779
(Jul-2006)
|
|
Principal balance:
| $1,625.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Loan Mod.? Yes! Now....Painting
Purpose of loan:
Vintage home and 3 rentals need paint. I'm one of the lucky ones who got an ARM mortgage modified (after going 3 months delinquent, affecting my credit score).
I?m a hard-working, responsible health professional employed parttime as Clinical Manager supervisor of a staff of 5. I also have a busy private practice. I?m well-respected professionally in my region, and I have recently been awarded health profession state education grants to repay my student loans. If you?d like to know more about my current rentals budget or future plans, please contact me via Prosper. Thank you for considering my need.
My financial situation:
$3000 monthly rent guarantees?the regular?cash flow for Prosper payment. Perfect payment history on two loans with Prosper. 35 years of excellent credit scores -- now?fallen due to mortgage reset. $10,000 monthly income (rentals+earnings).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you give a less confusing picture of your monthly net income, monthly expenses (household, credit cards, etc..), monthly rental income, monthly expenses for rentals . thank you.. - jpblan11
A:
It was not my intention to be confusing. Hope this is helpful.
Gross Rental income $3000.
Rental expenses:
Modified mortgage payment $3320 (31% of income).
Maintenance, gardening, etc. (varies) $300.
Monthly income:
Net salary $2900.
Net from private practice $4000.
Household expenses:
Credit cards and first Prosper loan $900.
Housing (included in one unit of rentals).
Living expenses (groceries, utilities, etc.) $650.
(Apr-24-2010)
Q:
Has your mortgage modification been made permanent? Thanks and best wishes. - reflective-rupee
A:
No, not yet. There's no way to speed the process -- it only happens after the 3rd trial payment is made on time (July 1, for me.) I have made the first trial payment. The financial counselor I met with said that if I make every payment on time, and I provide all documentation they ask for, if they're following HAMP rules, they cannot deny me a permanent modification. And, I keep doing that. I'm on the phone with them every few days, often updating financial info and (re)sending tax returns, etc.
(Apr-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $25.00 | $25.00 | 4/23/2010 8:57:16 PM |
| jhouman | $25.00 | $25.00 | 4/24/2010 8:47:53 AM |
| myutmost | $27.57 | $27.57 | 4/28/2010 9:36:54 AM |
| Aberdeen | $400.00 | $400.00 | 4/30/2010 7:34:31 AM |
| Aberdeen | $400.00 | $400.00 | 4/30/2010 7:35:38 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/30/2010 11:12:11 AM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/30/2010 12:25:04 PM |
| Aberdeen | $400.00 | $400.00 | 4/30/2010 7:35:37 AM |
| atomantic | $50.00 | $50.00 | 4/30/2010 11:35:19 AM |
| RKLFinancial | $66.44 | $66.44 | 4/30/2010 3:46:50 PM |
| DMKAssetManagement | $35.25 | $35.25 | 4/30/2010 1:15:05 PM |
| Ogerta | $500.00 | $500.00 | 4/30/2010 4:02:15 PM |
| aquistoyraul | $25.00 | $25.00 | 4/30/2010 4:02:41 PM |
| ultimate-peace | $600.00 | $300.05 | 4/30/2010 4:00:58 PM |
| ohmarkybaby | $161.43 | $161.43 | 4/30/2010 4:02:40 PM |
| RainyDayFunds | $25.00 | $25.00 | 4/27/2010 9:39:38 PM |
| Leshan | $50.00 | $50.00 | 4/29/2010 2:31:36 PM |
| UCLA4life | $25.00 | $25.00 | 4/29/2010 11:12:53 PM |
| Aberdeen | $400.00 | $400.00 | 4/30/2010 7:35:39 AM |
| Rip128 | $100.00 | $100.00 | 4/30/2010 1:42:10 PM |
| realtormoises | $25.00 | $25.00 | 4/30/2010 10:32:10 AM |
| LAKETIME | $25.00 | $25.00 | 4/30/2010 12:23:58 PM |
| ddoneday | $34.26 | $34.26 | 4/30/2010 3:56:35 PM |
| reflective-rupee | $25.00 | $25.00 | 4/30/2010 1:50:03 PM |
| Rip128 | $100.00 | $100.00 | 4/30/2010 3:59:01 PM |
| jpblan11 | $25.00 | $25.00 | 4/30/2010 4:03:28 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
455673
This series of Notes was issued and sold upon the funding of the borrower loan #42342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $259.57 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $259.27 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 19
/
19 | Length of status: | 1y 7m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 57 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $36,443 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sharp-reward9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate credit cards
Purpose of loan:
This loan will be used to?
Consolidate and pay off credit card debt.
My financial situation:
I am a good candidate for this loan because?
I am professionally employed and have a good, steady income.? I have no payment delinquencies and have always paid more than the minimums on my accounts.? However, I am a single parent that is financing my child's college education and that has made things a little tight.? In order to finance the education, I needed to take out student loans, which are now due for repayment.? In order to meet these obligations, I would like to consolidate the credit card balances I have into one monthly amount so I can streamline my finances.? I do not want to be in a situation where I have to use my credit cards in order to cover the gap in my expenses each month.? This loan will give me the added layer of support I need in order to get my finances back on track again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:24:07 AM |
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 9:58:29 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:47 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:02:03 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:46 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:41 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:58:07 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:03:20 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:18:03 AM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 10:20:01 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 10:24:14 AM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 10:29:49 AM |
| Gabriel02 | $25.00 | $25.00 | 4/27/2010 10:28:06 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:52 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/27/2010 10:22:43 AM |
| 4est | $25.00 | $25.00 | 4/27/2010 10:33:56 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 10:34:20 AM |
| wings2fly | $25.00 | $25.00 | 4/27/2010 10:34:55 AM |
| Clambake | $50.00 | $50.00 | 4/27/2010 10:33:50 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 10:36:18 AM |
| mrack | $25.00 | $25.00 | 4/27/2010 4:42:44 PM |
| pischkoa | $25.00 | $25.00 | 4/28/2010 9:43:52 AM |
| leftcoast52 | $25.00 | $25.00 | 4/28/2010 10:45:24 AM |
| KiwiElf | $25.00 | $25.00 | 4/28/2010 10:36:14 AM |
| Jynxie | $28.52 | $9.06 | 4/28/2010 12:08:24 PM |
| irrelevant | $25.00 | $25.00 | 4/28/2010 12:24:27 PM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 1:06:00 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 2:34:54 PM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:46:44 AM |
| sgt-schultz | $50.00 | $50.00 | 4/28/2010 4:16:29 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 4/28/2010 5:46:17 PM |
| decisive-capital | $67.40 | $67.40 | 4/28/2010 5:48:31 PM |
| Aquani | $50.00 | $50.00 | 4/28/2010 5:48:40 PM |
| Hexnut | $25.00 | $25.00 | 4/28/2010 5:47:07 PM |
| thedreamer | $25.00 | $25.00 | 4/28/2010 5:50:24 PM |
| omerta6102 | $46.26 | $46.26 | 4/28/2010 5:48:39 PM |
| honorable-yield | $50.00 | $50.00 | 4/28/2010 5:46:22 PM |
| DadWarbucks | $25.00 | $25.00 | 4/28/2010 5:47:39 PM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:28 PM |
| derec | $25.00 | $25.00 | 4/29/2010 8:27:40 AM |
| lostontheedge | $25.00 | $25.00 | 4/29/2010 9:34:01 AM |
| SimonHova | $30.82 | $30.82 | 4/29/2010 10:09:50 AM |
| AF-Chief | $28.00 | $28.00 | 4/29/2010 10:58:22 AM |
| jtradition | $35.74 | $35.74 | 4/29/2010 11:38:13 AM |
| ualf | $28.98 | $28.98 | 4/29/2010 12:03:02 PM |
| Sixmil | $25.00 | $25.00 | 4/29/2010 11:23:10 AM |
| zeelender | $25.00 | $25.00 | 4/29/2010 12:03:09 PM |
| YellowJacket | $25.00 | $25.00 | 4/29/2010 12:50:07 PM |
| p2p_banker | $25.00 | $25.00 | 4/29/2010 1:23:55 PM |
| nodrivelpls | $25.00 | $25.00 | 4/29/2010 1:32:07 PM |
| ndwayno | $25.00 | $25.00 | 4/29/2010 1:43:10 PM |
| dartmouth99 | $25.00 | $25.00 | 4/29/2010 1:14:33 PM |
| PhalanxBulldog | $25.00 | $25.00 | 4/29/2010 1:44:35 PM |
| lendinstuff | $25.00 | $25.00 | 4/29/2010 1:23:26 PM |
| oodkim84oo | $31.74 | $31.74 | 4/29/2010 1:28:47 PM |
| cingular | $25.00 | $25.00 | 4/29/2010 1:29:49 PM |
| JoeMB | $25.00 | $25.00 | 4/29/2010 9:03:22 AM |
| kmwvma | $25.00 | $25.00 | 4/29/2010 2:44:58 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 4/29/2010 2:30:54 PM |
| ALVO | $30.78 | $30.78 | 4/29/2010 3:26:05 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:21 AM |
| WorldlyWorker | $25.00 | $25.00 | 4/29/2010 3:02:46 PM |
| tuneman1980 | $25.00 | $25.00 | 4/29/2010 3:42:57 PM |
| Cre8iveCash | $25.00 | $25.00 | 4/29/2010 3:03:23 PM |
| johnsails | $34.21 | $34.21 | 4/29/2010 3:10:18 PM |
| hayhelp | $25.00 | $25.00 | 4/29/2010 3:18:08 PM |
| bankofkarl | $25.00 | $25.00 | 4/29/2010 3:42:41 PM |
| MARSTUN | $28.06 | $28.06 | 4/29/2010 4:22:32 PM |
| seanwolter | $25.00 | $25.00 | 4/29/2010 11:38:03 AM |
| lost-money-so-far-on-these | $25.00 | $25.00 | 4/29/2010 11:54:46 AM |
| WolRab | $25.00 | $25.00 | 4/29/2010 1:07:41 PM |
| Josilot | $25.00 | $25.00 | 4/29/2010 1:23:22 PM |
| carlover | $25.00 | $25.00 | 4/29/2010 1:24:09 PM |
| spsavage | $25.00 | $25.00 | 4/29/2010 2:06:08 PM |
| bowdish1 | $50.00 | $50.00 | 4/29/2010 2:59:23 PM |
| glalat | $25.00 | $25.00 | 4/29/2010 3:18:13 PM |
| rlndln | $25.00 | $25.00 | 4/29/2010 3:58:49 PM |
| seattleslug | $25.00 | $25.00 | 4/29/2010 3:59:06 PM |
| checkuto | $25.00 | $25.00 | 4/29/2010 4:54:36 PM |
| biobulator | $25.00 | $25.00 | 4/29/2010 4:45:39 PM |
| goldeneye777 | $25.00 | $25.00 | 4/29/2010 7:48:24 PM |
| dollar-oracle55 | $25.00 | $25.00 | 4/29/2010 4:55:32 PM |
| JagFan | $25.00 | $25.00 | 4/30/2010 4:04:20 AM |
| MyKidsDad | $25.00 | $25.00 | 4/30/2010 6:32:50 AM |
| lending_pugs | $25.00 | $25.00 | 4/30/2010 7:03:12 AM |
| zbfamwl | $25.00 | $25.00 | 4/30/2010 9:22:54 AM |
| fishintime | $25.00 | $25.00 | 4/30/2010 10:12:54 AM |
| LenderByDay | $25.00 | $25.00 | 4/30/2010 10:48:19 AM |
| kashikoe | $25.00 | $25.00 | 4/30/2010 11:18:45 AM |
| DonkeyRider | $25.00 | $25.00 | 4/30/2010 10:53:20 AM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 10:55:33 AM |
| IP | $26.47 | $26.47 | 4/30/2010 11:05:46 AM |
| personal-lender | $25.00 | $25.00 | 4/30/2010 11:56:31 AM |
| asset-caballero | $25.00 | $25.00 | 4/30/2010 12:52:43 PM |
| greeninspirit | $25.00 | $25.00 | 4/30/2010 3:06:42 PM |
| Dia_Lucri3 | $25.00 | $25.00 | 4/30/2010 11:12:45 AM |
| latestone | $25.00 | $25.00 | 4/30/2010 12:28:16 PM |
| sail120 | $25.00 | $25.00 | 4/30/2010 4:09:49 PM |
| teller | $25.00 | $25.00 | 4/30/2010 5:27:53 PM |
| mrfixerupper | $25.00 | $25.00 | 5/2/2010 9:50:46 PM |
| yertle9 | $25.00 | $25.00 | 5/2/2010 9:50:51 PM |
| bsh297 | $25.00 | $25.00 | 5/2/2010 9:50:49 PM |
| hanuman77 | $30.55 | $30.55 | 5/2/2010 10:11:14 PM |
| bigphish | $25.00 | $25.00 | 5/3/2010 7:35:57 AM |
| sentry256 | $25.00 | $25.00 | 5/3/2010 9:38:06 AM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 9:15:48 AM |
| csak13 | $50.00 | $50.00 | 5/3/2010 11:40:31 AM |
| Frenchynh | $25.00 | $25.00 | 5/3/2010 1:16:03 PM |
| ADIDASNO | $25.00 | $25.00 | 5/3/2010 12:10:44 PM |
| jplatypus | $25.00 | $25.00 | 5/3/2010 2:15:59 PM |
| Good_Karma_Cafe | $25.00 | $25.00 | 5/3/2010 2:01:59 PM |
| mydreamsagain | $46.51 | $46.51 | 5/3/2010 2:40:39 PM |
| ToloUSN | $50.00 | $50.00 | 5/3/2010 4:22:33 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 5:51:06 PM |
| anton | $26.23 | $26.23 | 5/3/2010 5:35:44 PM |
| wdove511 | $25.00 | $25.00 | 5/3/2010 7:06:37 PM |
| BCD | $25.00 | $25.00 | 5/3/2010 9:38:56 PM |
| sandeepPR | $25.00 | $25.00 | 5/3/2010 9:39:03 PM |
| nicklds | $75.00 | $75.00 | 5/3/2010 10:18:56 PM |
| Onesiphorus | $25.00 | $25.00 | 5/4/2010 2:13:42 AM |
| beaufuture | $25.00 | $25.00 | 5/4/2010 2:07:58 AM |
| brooklynjoe | $25.00 | $25.00 | 5/4/2010 3:28:41 AM |
| new-reward-sequoia | $25.00 | $25.00 | 5/4/2010 3:56:42 AM |
| hermosaloan | $25.00 | $25.00 | 5/4/2010 4:42:26 AM |
| rockhound84 | $25.00 | $25.00 | 5/4/2010 4:35:42 AM |
| Interloper | $26.74 | $26.74 | 5/4/2010 6:09:14 AM |
| lagnisiruk | $25.00 | $25.00 | 5/4/2010 7:56:42 AM |
| orange-dollar-guild | $25.00 | $25.00 | 5/4/2010 7:57:55 AM |
| peb44 | $25.00 | $25.00 | 5/4/2010 7:48:37 AM |
| ahalls | $25.00 | $25.00 | 5/4/2010 8:58:49 AM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:58:58 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:56:49 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 10:01:19 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:51 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:47 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 10:00:08 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:02:33 AM |
| availableloan | $25.00 | $25.00 | 4/27/2010 9:55:43 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:00:49 AM |
| egw | $25.00 | $25.00 | 4/27/2010 10:18:15 AM |
| don8ter | $25.00 | $25.00 | 4/27/2010 10:30:35 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:50 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:31:22 AM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/27/2010 10:31:14 AM |
| Supernick | $50.00 | $50.00 | 4/27/2010 10:33:46 AM |
| Sven79 | $50.00 | $50.00 | 4/27/2010 10:26:01 AM |
| HamletTower | $25.00 | $25.00 | 4/27/2010 10:36:48 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 10:37:09 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:07 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:28:48 AM |
| SNH | $50.00 | $50.00 | 4/27/2010 7:17:40 PM |
| brazilofmux | $56.60 | $56.60 | 4/28/2010 10:48:36 AM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:33:03 AM |
| selfmademan | $25.00 | $25.00 | 4/28/2010 3:00:27 PM |
| mpactlender | $25.00 | $25.00 | 4/28/2010 5:46:19 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/28/2010 5:46:47 PM |
| mikeandcat | $50.00 | $50.00 | 4/28/2010 5:46:54 PM |
| Cai8899 | $48.61 | $48.61 | 4/28/2010 5:47:16 PM |
| pwkpwk | $25.00 | $25.00 | 4/28/2010 5:49:27 PM |
| lowrate | $25.00 | $25.00 | 4/28/2010 5:52:34 PM |
| dparkhom | $25.00 | $25.00 | 4/28/2010 6:22:42 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 8:52:44 PM |
| GElender | $50.00 | $50.00 | 4/28/2010 5:50:40 PM |
| i3urtonair | $25.00 | $25.00 | 4/29/2010 9:33:39 AM |
| micko | $25.00 | $25.00 | 4/29/2010 9:56:37 AM |
| basis-mammal | $25.00 | $25.00 | 4/29/2010 9:56:55 AM |
| kingbutthd | $25.00 | $25.00 | 4/29/2010 11:22:43 AM |
| hopethisworks | $100.44 | $100.44 | 4/29/2010 11:32:21 AM |
| LordKinbote | $25.00 | $25.00 | 4/29/2010 11:38:05 AM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 11:07:17 AM |
| PaulW | $25.00 | $25.00 | 4/29/2010 11:15:39 AM |
| ichibon | $25.00 | $25.00 | 4/29/2010 12:44:15 PM |
| L-vex | $25.00 | $25.00 | 4/29/2010 12:43:08 PM |
| colorado23 | $25.00 | $25.00 | 4/29/2010 1:14:49 PM |
| gotyourgear | $25.00 | $25.00 | 4/29/2010 1:55:08 PM |
| Superc0ld | $40.70 | $40.70 | 4/29/2010 1:29:23 PM |
| mizunoman | $25.00 | $25.00 | 4/29/2010 9:03:19 AM |
| ArkoshKovash | $25.00 | $25.00 | 4/29/2010 3:02:42 PM |
| cassius84 | $25.00 | $25.00 | 4/29/2010 2:45:40 PM |
| fireboss | $50.73 | $50.73 | 4/29/2010 2:56:47 PM |
| lending-bear | $50.00 | $50.00 | 4/29/2010 3:02:38 PM |
| flwah | $25.00 | $25.00 | 4/29/2010 3:25:51 PM |
| RandyL3 | $99.00 | $99.00 | 4/29/2010 3:38:48 PM |
| retiresecure | $25.00 | $25.00 | 4/29/2010 10:03:37 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/29/2010 10:58:24 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/29/2010 1:14:03 PM |
| p1k4blu | $25.00 | $25.00 | 4/29/2010 1:14:50 PM |
| divedude | $25.00 | $25.00 | 4/29/2010 1:23:57 PM |
| star7705 | $25.00 | $25.00 | 4/29/2010 1:54:38 PM |
| Ballard | $25.00 | $25.00 | 4/29/2010 1:55:03 PM |
| marsciguy | $25.00 | $25.00 | 4/29/2010 2:04:52 PM |
| Victor-E-Lane | $25.00 | $25.00 | 4/29/2010 2:05:37 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/29/2010 2:21:12 PM |
| Plotinus | $48.25 | $48.25 | 4/29/2010 2:38:12 PM |
| Apeman00 | $25.00 | $25.00 | 4/29/2010 3:58:26 PM |
| outtahoth2o | $50.00 | $50.00 | 4/29/2010 3:58:57 PM |
| TCR3 | $25.00 | $25.00 | 4/29/2010 4:45:32 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:57 PM |
| natural-credit328 | $25.00 | $25.00 | 4/29/2010 7:54:16 PM |
| yield-lion | $25.00 | $25.00 | 4/29/2010 4:57:48 PM |
| bbrelo | $25.00 | $25.00 | 4/30/2010 1:07:39 AM |
| bazzer | $25.00 | $25.00 | 4/30/2010 4:04:18 AM |
| loiosh | $25.00 | $25.00 | 4/30/2010 6:32:52 AM |
| chipperjohnson | $25.00 | $25.00 | 4/30/2010 6:47:37 AM |
| Mopedcouple | $50.00 | $50.00 | 4/29/2010 8:37:40 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/30/2010 9:34:08 AM |
| BritDad | $25.00 | $25.00 | 4/30/2010 10:47:48 AM |
| Searlzy | $25.00 | $25.00 | 4/30/2010 5:18:31 AM |
| papaman | $25.00 | $25.00 | 4/30/2010 11:05:02 AM |
| Oupa-George | $25.00 | $25.00 | 4/30/2010 6:17:52 AM |
| mooch_1993 | $25.00 | $25.00 | 4/30/2010 12:10:43 PM |
| magnificent-reward9 | $25.00 | $25.00 | 4/30/2010 12:12:39 PM |
| shawndw | $29.48 | $29.48 | 4/30/2010 12:28:05 PM |
| skiberdad | $30.56 | $30.56 | 4/30/2010 11:56:28 AM |
| CoolHelp | $40.33 | $40.33 | 4/30/2010 12:03:03 PM |
| Seadrag367 | $25.00 | $25.00 | 4/30/2010 12:08:24 PM |
| saltymt | $25.00 | $25.00 | 4/30/2010 12:27:42 PM |
| aldeed | $25.00 | $25.00 | 4/30/2010 12:28:28 PM |
| payment-artist | $25.00 | $25.00 | 4/30/2010 9:32:46 AM |
| cablenews | $50.00 | $50.00 | 4/30/2010 1:18:43 PM |
| Zipline | $25.00 | $25.00 | 4/30/2010 11:56:33 AM |
| damanq | $25.00 | $25.00 | 4/30/2010 12:10:44 PM |
| Dahlozer | $25.00 | $25.00 | 4/30/2010 12:19:04 PM |
| scottr | $25.00 | $25.00 | 4/30/2010 1:23:43 PM |
| market-jam | $40.61 | $40.61 | 4/30/2010 4:12:32 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/30/2010 4:32:56 PM |
| assetmanager | $25.00 | $25.00 | 4/30/2010 5:07:36 PM |
| zrohmm | $25.00 | $25.00 | 5/2/2010 9:50:44 PM |
| BerkeleyBonds | $25.00 | $25.00 | 5/2/2010 9:50:47 PM |
| opita | $27.26 | $27.26 | 5/2/2010 9:50:48 PM |
| lizard_lips | $25.00 | $25.00 | 5/2/2010 10:11:16 PM |
| point-taco | $25.00 | $25.00 | 5/3/2010 2:55:57 AM |
| worth-arch | $25.00 | $25.00 | 5/3/2010 4:17:49 AM |
| wgc | $25.00 | $25.00 | 5/3/2010 5:05:44 AM |
| bullwink27 | $25.00 | $25.00 | 5/3/2010 5:47:13 AM |
| the-payout-hug | $25.00 | $25.00 | 5/3/2010 9:12:33 AM |
| LongTail | $25.00 | $25.00 | 5/3/2010 12:35:38 PM |
| SnakeV | $25.00 | $25.00 | 5/3/2010 12:20:45 PM |
| chekat | $25.00 | $25.00 | 5/3/2010 4:11:26 PM |
| ISHLEP67 | $50.00 | $50.00 | 5/3/2010 4:11:24 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 5/3/2010 7:15:13 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:56:06 PM |
| spiff666 | $25.00 | $25.00 | 5/3/2010 8:32:10 PM |
| theaterguy | $25.00 | $25.00 | 5/4/2010 2:34:05 AM |
| wizardii | $25.00 | $25.00 | 5/4/2010 3:28:47 AM |
| janicewill | $25.00 | $25.00 | 5/4/2010 2:38:41 AM |
| LenderOnWheels | $25.00 | $25.00 | 5/4/2010 3:55:24 AM |
| Hiro07 | $25.00 | $25.00 | 5/4/2010 3:04:49 AM |
| RainbowEnd | $25.00 | $25.00 | 5/4/2010 3:13:38 AM |
| commerce-champion | $25.00 | $25.00 | 5/4/2010 3:55:18 AM |
| phillipd48 | $25.00 | $25.00 | 5/4/2010 5:43:42 AM |
| wwwUniversal | $25.00 | $25.00 | 5/4/2010 4:36:02 AM |
| janderz990 | $25.00 | $25.00 | 5/4/2010 6:33:39 AM |
| Marfloogan | $25.00 | $25.00 | 5/4/2010 6:53:42 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 5/4/2010 6:25:26 AM |
| manthrax3 | $64.66 | $64.66 | 5/4/2010 6:52:22 AM |
| brlarue | $25.00 | $25.00 | 5/4/2010 7:21:28 AM |
| mtp | $50.00 | $50.00 | 5/4/2010 7:56:43 AM |
| Bizern | $25.22 | $25.22 | 5/4/2010 7:22:37 AM |
| skuba | $25.00 | $25.00 | 5/4/2010 7:38:39 AM |
| Banker7371 | $25.00 | $25.00 | 5/4/2010 8:40:13 AM |
| Turkish101 | $25.00 | $25.00 | 5/4/2010 8:58:47 AM |
| 262 bids
|
Borrower Payment Dependent Notes Series
455691
This series of Notes was issued and sold upon the funding of the borrower loan #42333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $102.33 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $102.06 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 39% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 0m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 14 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,054 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 2% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sweet-contract |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Hardwood Flooring
Purpose of loan:
This loan will be used to? update the look of my condo.? By adding new flooring and updating the look in the kitchen.
My financial situation:
I am a good candidate for this loan because? I have excellent credit.? I have never once been late for a payment.? I have a steady job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:24:06 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:40 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:58:07 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:00:48 AM |
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 9:58:27 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:02:03 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:47 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 10:01:18 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:02:32 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:46 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:50 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:18:02 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:06 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/27/2010 10:22:44 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 10:24:13 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 10:34:20 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 10:36:17 AM |
| Gabriel02 | $25.00 | $25.00 | 4/27/2010 10:28:07 AM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:33:01 AM |
| KiwiElf | $25.00 | $25.00 | 4/28/2010 10:36:16 AM |
| pischkoa | $25.00 | $25.00 | 4/28/2010 9:43:54 AM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 2:34:53 PM |
| wings2fly | $25.00 | $25.00 | 4/28/2010 5:46:24 PM |
| brazilofmux | $33.38 | $33.38 | 4/28/2010 5:49:47 PM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:28 PM |
| isfahanian | $25.00 | $25.00 | 4/28/2010 7:29:08 PM |
| decisive-capital | $41.25 | $41.25 | 4/29/2010 4:11:19 AM |
| Okeey | $25.00 | $25.00 | 4/29/2010 8:09:39 AM |
| selfmademan | $25.00 | $25.00 | 4/29/2010 9:35:09 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/28/2010 11:59:13 PM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 11:07:16 AM |
| lending-bear | $50.00 | $50.00 | 4/29/2010 3:02:39 PM |
| pwkpwk | $25.00 | $25.00 | 4/29/2010 2:59:01 PM |
| funds-rascal | $25.00 | $25.00 | 4/29/2010 3:43:38 PM |
| Rabid_Dove | $26.46 | $26.46 | 4/30/2010 10:37:57 AM |
| trent98375 | $45.00 | $45.00 | 4/30/2010 11:16:36 AM |
| orange-dollar-guild | $25.00 | $25.00 | 5/2/2010 9:22:42 PM |
| jojo6686 | $50.00 | $50.00 | 5/3/2010 10:52:39 AM |
| natural-affluence4 | $50.00 | $50.00 | 5/3/2010 1:09:32 PM |
| giovani | $25.00 | $25.00 | 5/3/2010 5:06:37 PM |
| charliecubs | $25.00 | $25.00 | 5/3/2010 6:07:49 PM |
| socal-lender | $25.00 | $25.00 | 5/3/2010 7:34:16 PM |
| usd1027 | $25.00 | $25.00 | 5/3/2010 8:15:21 PM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:59:00 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:50 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:47 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:03:20 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:56:50 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 10:00:08 AM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 10:20:03 AM |
| don8ter | $25.00 | $25.00 | 4/27/2010 10:30:36 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:31:22 AM |
| Supernick | $50.00 | $50.00 | 4/27/2010 10:33:47 AM |
| Clambake | $50.00 | $50.00 | 4/27/2010 10:33:51 AM |
| HamletTower | $25.00 | $25.00 | 4/27/2010 10:36:47 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:28:47 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:52 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 10:37:09 AM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 10:53:08 AM |
| mrack | $25.00 | $25.00 | 4/27/2010 4:42:45 PM |
| SNH | $50.00 | $50.00 | 4/27/2010 7:17:40 PM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:46:45 AM |
| BeauxGrowth | $25.00 | $25.00 | 4/28/2010 10:25:25 AM |
| leftcoast52 | $25.00 | $25.00 | 4/28/2010 10:45:25 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 11:27:16 AM |
| mpactlender | $25.00 | $25.00 | 4/28/2010 5:46:20 PM |
| thedreamer | $25.00 | $25.00 | 4/28/2010 5:50:25 PM |
| GElender | $50.00 | $50.00 | 4/28/2010 5:50:41 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 8:52:43 PM |
| irrelevant | $25.00 | $25.00 | 4/28/2010 5:50:20 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/28/2010 6:06:06 PM |
| mizunoman | $25.00 | $25.00 | 4/29/2010 9:03:20 AM |
| killdare | $25.00 | $25.00 | 4/29/2010 9:44:43 AM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:21 AM |
| DadWarbucks | $25.00 | $25.00 | 4/29/2010 11:23:06 AM |
| ichibon | $25.67 | $25.67 | 4/29/2010 11:47:17 AM |
| hayhelp | $25.00 | $25.00 | 4/29/2010 3:18:09 PM |
| lostontheedge | $25.00 | $25.00 | 4/29/2010 9:34:02 AM |
| bowdish1 | $25.00 | $25.00 | 4/29/2010 2:39:33 PM |
| Aquani | $50.00 | $50.00 | 4/29/2010 3:38:33 PM |
| AF-Chief | $27.00 | $27.00 | 4/29/2010 10:53:28 AM |
| derec | $25.00 | $25.00 | 4/29/2010 12:27:33 PM |
| flwah | $25.00 | $25.00 | 4/29/2010 3:25:53 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:56 PM |
| resolute-return1 | $25.00 | $25.00 | 4/29/2010 7:20:14 PM |
| Searlzy | $25.00 | $25.00 | 4/30/2010 5:18:35 AM |
| bbrelo | $25.00 | $18.24 | 4/30/2010 6:18:09 AM |
| authentic-peace7 | $25.00 | $25.00 | 4/30/2010 8:06:35 AM |
| Mopedcouple | $50.00 | $50.00 | 4/29/2010 8:37:41 PM |
| FundMaker | $25.00 | $25.00 | 4/30/2010 3:13:41 PM |
| FloridaBookie | $25.00 | $25.00 | 4/30/2010 1:47:16 PM |
| Groggy | $30.68 | $30.68 | 4/30/2010 4:51:11 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:38:33 AM |
| debt-legend | $25.00 | $25.00 | 5/3/2010 9:04:46 AM |
| brlarue | $25.00 | $25.00 | 5/3/2010 8:23:52 AM |
| SeaLoans | $25.00 | $25.00 | 5/3/2010 9:38:00 AM |
| freefly67 | $25.00 | $25.00 | 5/3/2010 2:11:25 PM |
| cash-widget | $25.00 | $25.00 | 5/3/2010 6:33:24 PM |
| Lender0307 | $25.00 | $25.00 | 5/3/2010 8:33:54 PM |
| Young-Y | $32.32 | $32.32 | 5/3/2010 7:55:02 PM |
| blissful-penny | $50.00 | $50.00 | 5/3/2010 9:46:22 PM |
| ujiba | $25.00 | $25.00 | 5/4/2010 2:19:52 AM |
| 102 bids
|
Borrower Payment Dependent Notes Series
455739
This series of Notes was issued and sold upon the funding of the borrower loan #42315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-03-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $104.04 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $104.04 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 26% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 11m |
|
Credit score:
| 620-639 (Apr-2010) |
Total credit lines:
| 48 |
Occupation: | Analyst |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $1,394 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $5,053 |
Bankcard utilization:
| 41% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 20 | | | | |
|
Screen name:
| luckiestone |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2008)
|
|
Principal balance:
| $1,177.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Need Help Achieving The Dream
Purpose of loan:
This loan will be used to? Pay off? very high interest Payday Loans.?
PayDay Loan 1 ?$390.00?Monthly Payment $180.00
PayDay Loan 2? $500.00?Monthly Payment $200.00
PayDay Loan 3 ?$1000.00?Monthly Payment $350.00
PayDay Loan 4 ?$390.00?Monthly payment $180.00
If my loan request of $2300.00 at 35% interest is funded?my monthly cash flow would increase by about$800.00 per month. This would help us tremendously and really put us back and track! Officially making the recession history for us!
My financial situation:
I am a good candidate for this loan because?Husband is back to work full time and?full pay. I?also work?full time.?While he was out of work we got behind thus the deliquencies showing. We did make payments but they were the creditor modified payments and not the original payment due. Some of the creditors still reported us late. We are caught up now though thanks to tax refunds. The last thing looming is these payday loans.? Please have faith in us, as we want to restore our good name and credit too. We know with these paid off we could move forward at lightening speed and would love to see you get a great return on your investment instead of feeding the sharks so to speak. We promise..you won't be sorry!
Monthly net income: $ 4600.00?NET
Monthly expenses: $
??Housing: $?957.00
??Insurance: $ 275.00
??Car expenses: $ 140.00 (Gas and maintenance only. Car is paid for. My husband has company van)??
? Utilities: $ 415.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 525.00 (family of 4)
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1400.00?
??Other expenses: $ 225.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
how and why did you ever get into payday loan mess? please outline how you will avoid in the future. thanks - shrewd-income
A:
Definitely a bad decision and one that I am very ashamed of. Obviously a short term fix is going to be a long term problem. The money was used to pay bills when my husband had the reduced hours at work.
A payday loan is not an option EVER. We have budgeted and cut frivolous spending. A portion of the increased cash flow will go straight to savings, so we will always be prepared for whatever life hands us.
Has been a very humbling experience to say the least.
(May-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SNH | $50.00 | $50.00 | 4/27/2010 4:24:37 PM |
| Ogerta | $25.00 | $25.00 | 4/28/2010 8:15:21 AM |
| alexgalt | $25.00 | $25.00 | 4/28/2010 10:22:39 PM |
| 113121 | $25.00 | $25.00 | 4/29/2010 7:00:21 AM |
| reflective-rupee | $230.00 | $230.00 | 5/2/2010 9:23:33 PM |
| Chesterite | $200.00 | $200.00 | 5/2/2010 10:15:17 PM |
| MilitaryLending | $100.00 | $100.00 | 5/3/2010 12:14:24 AM |
| zone6 | $50.00 | $50.00 | 5/3/2010 12:30:56 AM |
| icanhasloanz | $500.00 | $500.00 | 5/3/2010 4:36:48 AM |
| chameleon125 | $50.00 | $50.00 | 5/3/2010 8:09:56 AM |
| LeoBUSIIT | $25.00 | $25.00 | 5/3/2010 8:41:06 AM |
| DasMula | $25.00 | $25.00 | 5/3/2010 9:39:46 AM |
| NV_Funding | $100.00 | $73.26 | 5/3/2010 10:53:15 AM |
| chocolatecookie | $25.00 | $25.00 | 5/3/2010 11:28:37 AM |
| RetirementMoney | $50.00 | $50.00 | 5/3/2010 12:08:28 PM |
| FASTIZIO_P | $25.00 | $25.00 | 4/29/2010 2:39:30 PM |
| hope-gadget | $111.00 | $111.00 | 5/2/2010 10:05:27 PM |
| big_balla | $25.00 | $25.00 | 5/2/2010 11:22:50 PM |
| zone6 | $50.00 | $50.00 | 5/3/2010 12:30:34 AM |
| weezy22 | $27.00 | $27.00 | 5/3/2010 5:08:55 AM |
| ayiticheri | $25.00 | $25.00 | 5/3/2010 7:25:52 AM |
| gold-cluster | $100.00 | $100.00 | 5/3/2010 8:15:50 AM |
| gold-cluster | $100.00 | $100.00 | 5/3/2010 8:32:19 AM |
| DasMula | $25.00 | $25.00 | 5/3/2010 9:40:06 AM |
| treasure-bear9 | $25.00 | $25.00 | 5/3/2010 9:17:05 AM |
| RecoveryLender | $25.00 | $25.00 | 5/3/2010 9:37:35 AM |
| bid-caballero | $30.00 | $30.00 | 5/3/2010 10:02:31 AM |
| shrewd-income | $96.74 | $96.74 | 5/3/2010 10:32:17 AM |
| powerful-deal9 | $32.00 | $32.00 | 5/3/2010 11:23:21 AM |
| YoungTaxMan | $100.00 | $100.00 | 5/3/2010 11:18:30 AM |
| RetirementMoney | $50.00 | $50.00 | 5/3/2010 12:08:58 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
455761
This series of Notes was issued and sold upon the funding of the borrower loan #42328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 9.02% |
Starting borrower rate/APR:
| 10.02% / 12.13% |
Starting monthly payment:
| $225.94 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $223.25 |
| |
|
Auction yield range:
| 4.04% - 9.02% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 6m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 25 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $59,081 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 37% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ezvest |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
final stages of house renovation
Purpose of loan:
I?m going to use this money for the final stages off my house renovation. It will be used to replace the carpet and windows. With my credit I can easily get a home depot card to replace the carpet and use cash to do the windows, but I am going through prosper to build a relationship with the lenders in case In the future I really need a loan.???
I am a good canidate for this loan because:
I have a rock solid credit score and have never missed a payment, EVER!!!!?I am a prosper lender myself so I know what it?s like to have loan default. Don?t worry I am really anal about my credit? you will be paid. I owe about $119,000 on my house, its city assessed, and worth at least, $200,000. Also, the amount shown for my income is just considering my full time job with the city. I actually make another $12,000 a year, through various rental properties that I?ve been buying since 2000. ? Oh, I ended the last loan early because a buddy lent me the money at a very reasonable interest rate. It has since been paid in full.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Archimeech | $25.00 | $25.00 | 4/27/2010 9:22:13 AM |
| Nco | $25.00 | $25.00 | 4/27/2010 9:22:44 AM |
| Divot | $25.00 | $25.00 | 4/27/2010 9:26:18 AM |
| laststrawman | $25.00 | $25.00 | 4/27/2010 9:26:43 AM |
| bds9646 | $26.00 | $26.00 | 4/27/2010 9:32:32 AM |
| alpinaut | $25.00 | $25.00 | 4/27/2010 9:32:47 AM |
| kenji4861 | $25.00 | $25.00 | 4/27/2010 9:33:18 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 9:22:06 AM |
| DeltaGambler | $25.00 | $25.00 | 4/27/2010 9:23:03 AM |
| cub510 | $100.00 | $100.00 | 4/27/2010 9:25:06 AM |
| Sam65 | $25.00 | $25.00 | 4/27/2010 9:39:08 AM |
| head | $25.00 | $25.00 | 4/27/2010 9:43:12 AM |
| DadWarbucks | $25.00 | $25.00 | 4/27/2010 9:44:49 AM |
| ahansen | $25.00 | $25.00 | 4/27/2010 9:47:06 AM |
| xyzlmno | $25.00 | $25.00 | 4/27/2010 9:43:29 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 9:44:31 AM |
| justalender | $25.00 | $25.00 | 4/27/2010 9:44:35 AM |
| HunterSix | $25.00 | $25.00 | 4/27/2010 9:50:09 AM |
| suburbanman64 | $30.00 | $30.00 | 4/27/2010 9:50:16 AM |
| meux99 | $25.00 | $25.00 | 4/27/2010 9:35:53 AM |
| GrommetPosse | $25.00 | $25.00 | 4/27/2010 9:36:03 AM |
| xphile | $25.00 | $25.00 | 4/27/2010 9:47:46 AM |
| authoritative-capital | $25.00 | $25.00 | 4/27/2010 9:52:31 AM |
| Ivan2007 | $25.00 | $25.00 | 4/27/2010 9:52:46 AM |
| meenan | $25.00 | $25.00 | 4/27/2010 9:52:58 AM |
| antlr | $25.00 | $25.00 | 4/27/2010 9:53:46 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 9:54:12 AM |
| morpholog | $25.00 | $25.00 | 4/27/2010 9:39:14 AM |
| afotherg | $25.00 | $25.00 | 4/27/2010 9:54:22 AM |
| five-star-asset2 | $25.00 | $25.00 | 4/27/2010 9:54:44 AM |
| dharma1 | $25.00 | $25.00 | 4/27/2010 9:40:08 AM |
| rjblack | $50.00 | $50.00 | 4/27/2010 9:55:09 AM |
| gain-seagull9 | $25.00 | $25.00 | 4/27/2010 9:52:39 AM |
| unclejaef | $25.00 | $25.00 | 4/27/2010 9:41:50 AM |
| delicious-social132 | $40.00 | $40.00 | 4/27/2010 9:52:52 AM |
| fantastic-openness | $50.00 | $50.00 | 4/27/2010 9:53:13 AM |
| kulender | $25.00 | $25.00 | 4/27/2010 9:53:53 AM |
| satisfying-durability | $25.00 | $25.00 | 4/27/2010 9:54:10 AM |
| HHP | $25.00 | $25.00 | 4/27/2010 9:43:26 AM |
| thorough-exchange4 | $40.00 | $40.00 | 4/27/2010 9:54:46 AM |
| GeorgiaGator | $50.00 | $50.00 | 4/27/2010 9:54:50 AM |
| turbine5 | $40.00 | $40.00 | 4/27/2010 9:55:04 AM |
| silver-ace | $50.00 | $50.00 | 4/27/2010 9:44:21 AM |
| BayShell | $50.00 | $50.00 | 4/27/2010 9:46:10 AM |
| vtr1000 | $25.51 | $25.51 | 4/27/2010 9:47:16 AM |
| Railbird | $25.00 | $25.00 | 4/27/2010 9:47:54 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/27/2010 9:49:07 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:02:02 AM |
| Barak | $40.00 | $40.00 | 4/27/2010 9:53:03 AM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/27/2010 9:53:10 AM |
| bonus-adventure3 | $25.00 | $25.00 | 4/27/2010 9:53:40 AM |
| Daneistes | $100.00 | $100.00 | 4/27/2010 9:53:43 AM |
| mtp | $50.00 | $50.00 | 4/27/2010 10:05:14 AM |
| DukSerduk | $25.00 | $25.00 | 4/27/2010 9:53:49 AM |
| figs4u2 | $80.00 | $80.00 | 4/27/2010 9:54:14 AM |
| hookUup | $25.00 | $25.00 | 4/27/2010 9:54:39 AM |
| SNH | $50.00 | $50.00 | 4/27/2010 9:54:57 AM |
| social-comet7 | $25.00 | $25.00 | 4/27/2010 9:55:55 AM |
| Kame | $25.00 | $25.00 | 4/27/2010 10:03:25 AM |
| japerk | $25.00 | $25.00 | 4/27/2010 10:03:44 AM |
| boogaboogabooga | $25.00 | $25.00 | 4/27/2010 10:04:15 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:36 AM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:59:03 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:44 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:45 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 4/27/2010 10:04:10 AM |
| yield-seeker | $25.00 | $25.00 | 4/27/2010 10:05:02 AM |
| ATOHokie | $25.00 | $25.00 | 4/27/2010 10:15:43 AM |
| capital-web193 | $25.00 | $25.00 | 4/27/2010 10:05:39 AM |
| bowdish1 | $100.00 | $100.00 | 4/27/2010 10:16:21 AM |
| thedoctor | $83.31 | $83.31 | 4/27/2010 10:16:26 AM |
| resource777 | $25.00 | $25.00 | 4/27/2010 10:18:19 AM |
| gethsemane4 | $25.00 | $25.00 | 4/27/2010 10:19:06 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/27/2010 10:16:16 AM |
| mizount | $25.00 | $25.00 | 4/27/2010 10:17:33 AM |
| grampy48 | $25.00 | $25.00 | 4/27/2010 10:20:29 AM |
| ideal-penny8 | $25.00 | $25.00 | 4/27/2010 10:20:35 AM |
| appastk | $25.00 | $25.00 | 4/27/2010 10:18:56 AM |
| lending_pugs | $25.00 | $25.00 | 4/27/2010 10:19:04 AM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 10:19:15 AM |
| ddamenace | $25.00 | $25.00 | 4/27/2010 10:21:56 AM |
| nhm | $50.00 | $50.00 | 4/27/2010 10:23:00 AM |
| inspired-contract9 | $50.00 | $50.00 | 4/27/2010 10:23:04 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/27/2010 10:22:47 AM |
| balance2 | $25.00 | $25.00 | 4/27/2010 10:24:50 AM |
| LoanAngel | $25.00 | $25.00 | 4/27/2010 10:15:51 AM |
| mlopez2007 | $50.00 | $50.00 | 4/27/2010 10:16:58 AM |
| Turkish101 | $25.00 | $25.00 | 4/27/2010 10:17:43 AM |
| metro457 | $40.00 | $40.00 | 4/27/2010 10:18:57 AM |
| agreement-pie | $25.00 | $0.07 | 4/27/2010 10:29:23 AM |
| AmericanCredit | $25.00 | $25.00 | 4/27/2010 10:21:42 AM |
| Armenish | $25.00 | $25.00 | 4/27/2010 10:25:08 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:04 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:28:45 AM |
| billnsc | $25.00 | $25.00 | 4/28/2010 7:15:48 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/28/2010 6:08:59 PM |
| MSTCOURTJESTER | $50.00 | $50.00 | 4/30/2010 4:05:23 PM |
| justin323 | $25.00 | $25.00 | 4/30/2010 5:21:07 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:39:14 AM |
| brlarue | $50.00 | $50.00 | 5/3/2010 8:26:29 AM |
| dma1206 | $25.00 | $25.00 | 5/3/2010 11:16:11 AM |
| jojo6686 | $50.00 | $50.00 | 5/3/2010 10:52:35 AM |
| blissful-penny | $76.61 | $76.61 | 5/3/2010 9:49:10 PM |
| Charmart | $25.00 | $25.00 | 5/4/2010 2:54:23 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:38 AM |
| Hoov | $25.00 | $25.00 | 4/27/2010 9:24:13 AM |
| dlshap | $25.00 | $25.00 | 4/27/2010 9:26:08 AM |
| tender-integrity3 | $50.00 | $50.00 | 4/27/2010 9:35:57 AM |
| love_what_you_do | $25.00 | $25.00 | 4/27/2010 9:22:26 AM |
| MrDavid | $50.00 | $50.00 | 4/27/2010 9:37:43 AM |
| OLYVRC | $25.00 | $25.00 | 4/27/2010 9:41:37 AM |
| help_each_other | $25.00 | $25.00 | 4/27/2010 9:39:02 AM |
| RusRobo | $25.00 | $25.00 | 4/27/2010 9:43:16 AM |
| decisive-capital | $75.00 | $75.00 | 4/27/2010 9:44:26 AM |
| lowrate | $25.00 | $25.00 | 4/27/2010 9:41:58 AM |
| transparency-giant | $25.12 | $25.12 | 4/27/2010 9:31:10 AM |
| Walkingcowboy | $25.00 | $25.00 | 4/27/2010 9:47:26 AM |
| r0b3m4n | $25.00 | $25.00 | 4/27/2010 9:44:14 AM |
| revenue-ruler6 | $25.00 | $25.00 | 4/27/2010 9:32:40 AM |
| Toby1montana | $100.00 | $100.00 | 4/27/2010 9:48:45 AM |
| junctionking | $25.00 | $25.00 | 4/27/2010 9:35:13 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 4/27/2010 9:37:11 AM |
| degster | $25.00 | $25.00 | 4/27/2010 9:48:40 AM |
| TakeCare | $100.00 | $100.00 | 4/27/2010 9:53:33 AM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/27/2010 9:49:15 AM |
| money-surge1 | $25.00 | $25.00 | 4/27/2010 9:54:02 AM |
| djs81 | $50.00 | $50.00 | 4/27/2010 9:54:18 AM |
| ingenious-order783 | $25.00 | $25.00 | 4/27/2010 9:49:53 AM |
| organic-income5 | $50.00 | $50.00 | 4/27/2010 9:54:27 AM |
| MoneySiles | $25.00 | $25.00 | 4/27/2010 9:54:31 AM |
| contract-giant | $25.00 | $25.00 | 4/27/2010 9:54:43 AM |
| Emgolda | $25.00 | $25.00 | 4/27/2010 9:40:15 AM |
| jdashv | $25.00 | $25.00 | 4/27/2010 9:51:46 AM |
| lagnisiruk | $25.00 | $25.00 | 4/27/2010 9:41:16 AM |
| truth-image | $50.00 | $50.00 | 4/27/2010 9:52:43 AM |
| nickel-ferret | $25.00 | $25.00 | 4/27/2010 9:52:49 AM |
| careful-note | $50.00 | $50.00 | 4/27/2010 9:53:06 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 9:53:57 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 9:53:59 AM |
| mykkai | $25.00 | $25.00 | 4/27/2010 9:54:47 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:46 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:44 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:56:52 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 10:00:06 AM |
| evnagelist | $25.00 | $25.00 | 4/27/2010 9:52:34 AM |
| museic1 | $25.00 | $25.00 | 4/27/2010 10:04:52 AM |
| bright-balance | $25.00 | $25.00 | 4/27/2010 9:53:23 AM |
| mrzz | $25.00 | $25.00 | 4/27/2010 10:05:10 AM |
| investment-network | $25.00 | $25.00 | 4/27/2010 9:54:36 AM |
| superchicken | $25.00 | $25.00 | 4/27/2010 9:54:51 AM |
| BiggestG | $25.00 | $25.00 | 4/27/2010 10:03:23 AM |
| bchen78875 | $50.00 | $50.00 | 4/27/2010 10:05:06 AM |
| KeepOnRunning | $50.00 | $50.00 | 4/27/2010 10:05:41 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:58:05 AM |
| Zoomie | $25.00 | $25.00 | 4/27/2010 10:03:01 AM |
| mathprof | $25.00 | $25.00 | 4/27/2010 10:04:03 AM |
| langdonx | $25.00 | $25.00 | 4/27/2010 10:04:17 AM |
| Jassi | $25.00 | $25.00 | 4/27/2010 10:05:17 AM |
| credit-investor5 | $100.00 | $100.00 | 4/27/2010 10:15:39 AM |
| radforj22 | $40.00 | $40.00 | 4/27/2010 10:16:19 AM |
| TK4 | $25.00 | $25.00 | 4/27/2010 10:17:28 AM |
| fortytwo | $100.00 | $100.00 | 4/27/2010 10:15:36 AM |
| elasermd | $50.00 | $50.00 | 4/27/2010 10:18:23 AM |
| Interloper | $35.00 | $35.00 | 4/27/2010 10:15:45 AM |
| RobotTwo | $25.00 | $25.00 | 4/27/2010 10:18:30 AM |
| jeffpac | $55.00 | $55.00 | 4/27/2010 10:15:56 AM |
| js60l | $25.00 | $25.00 | 4/27/2010 10:17:24 AM |
| bayareainv | $100.00 | $100.00 | 4/27/2010 10:17:38 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:17:59 AM |
| TriSail | $25.00 | $25.00 | 4/27/2010 10:20:22 AM |
| Taxman44 | $25.00 | $25.00 | 4/27/2010 10:19:02 AM |
| don8ter | $60.00 | $60.00 | 4/27/2010 10:21:12 AM |
| loan-warrior | $25.00 | $25.00 | 4/27/2010 10:19:10 AM |
| a-finance-nirvana | $25.00 | $25.00 | 4/27/2010 10:21:46 AM |
| Rdodson11 | $25.00 | $25.00 | 4/27/2010 10:21:39 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:21:50 AM |
| alcyon | $25.00 | $25.00 | 4/27/2010 10:23:46 AM |
| important-ore | $100.00 | $100.00 | 4/27/2010 10:16:24 AM |
| upbeat-principal | $25.00 | $25.00 | 4/27/2010 10:17:41 AM |
| golden-responsibility189 | $50.00 | $50.00 | 4/27/2010 10:18:35 AM |
| dumbass | $25.00 | $25.00 | 4/27/2010 10:19:53 AM |
| hbzchimar | $25.00 | $25.00 | 4/27/2010 10:20:40 AM |
| schpere | $25.00 | $25.00 | 4/27/2010 10:21:48 AM |
| engaging-worth | $25.00 | $25.00 | 4/27/2010 10:22:25 AM |
| RandyL3 | $99.00 | $99.00 | 4/27/2010 10:34:44 AM |
| all_of_that_one | $25.00 | $25.00 | 4/29/2010 6:26:00 AM |
| tamcho | $25.00 | $25.00 | 4/30/2010 9:27:16 AM |
| Patrician | $43.39 | $43.39 | 4/30/2010 11:13:36 AM |
| loanman2007 | $150.00 | $150.00 | 5/3/2010 4:30:36 AM |
| natural-affluence4 | $39.00 | $39.00 | 5/3/2010 1:12:03 PM |
| balance-trailblazer | $25.00 | $25.00 | 5/3/2010 4:01:41 PM |
| JGuide | $26.99 | $26.99 | 5/3/2010 9:31:26 PM |
| Castelj | $55.00 | $55.00 | 5/4/2010 6:33:46 AM |
| 193 bids
|
Borrower Payment Dependent Notes Series
455773
This series of Notes was issued and sold upon the funding of the borrower loan #42325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $102.58 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $102.31 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 10m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,964 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 48% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| investment-fortress9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Secure inventory for large wedding
Purpose of loan:
This loan will be used to? Secure inventory, vendors and and properties for a large wedding client.
My financial situation:
I am a good candidate for this loan because? I've been in busines for 5 years and have never had any problems paying vendors/investors. This is my largest client to date. I need a small amount of cash until client's 2nd deposit comes in.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:24:02 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:58:04 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:45 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:34 AM |
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 9:58:22 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 10:01:13 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:44 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:03:17 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:56:53 AM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:59:05 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:42 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:43 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:17:57 AM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 10:19:33 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:48 AM |
| finance-prescription | $100.00 | $100.00 | 4/27/2010 10:25:32 AM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 10:20:07 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 10:34:16 AM |
| investor7257 | $25.00 | $25.00 | 4/27/2010 10:35:44 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 10:36:13 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:31:27 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 11:29:21 AM |
| HamletTower | $25.00 | $25.00 | 4/27/2010 10:36:43 AM |
| transparency-advocator | $25.00 | $25.00 | 4/27/2010 10:53:04 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/27/2010 2:09:41 PM |
| nickel-advocator | $25.00 | $25.00 | 4/27/2010 4:03:29 PM |
| Macinvest | $25.00 | $25.00 | 4/27/2010 6:30:31 PM |
| funds-rascal | $25.00 | $25.00 | 4/28/2010 9:09:33 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 9:35:01 AM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:46:50 AM |
| KiwiElf | $25.00 | $25.00 | 4/28/2010 10:36:19 AM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 2:34:49 PM |
| mrack | $25.00 | $25.00 | 4/28/2010 3:08:25 PM |
| JanLal | $25.00 | $25.00 | 4/28/2010 4:16:13 PM |
| Clambake | $50.00 | $24.38 | 4/28/2010 5:49:49 PM |
| the-cash-allotment | $50.00 | $50.00 | 4/30/2010 5:07:42 PM |
| DrNano | $50.00 | $50.00 | 4/30/2010 5:55:37 PM |
| hope-gadget | $25.00 | $25.00 | 5/2/2010 9:34:31 PM |
| fascinating-gold | $212.03 | $212.03 | 5/2/2010 9:46:19 PM |
| MattProsper | $30.00 | $30.00 | 5/2/2010 10:12:30 PM |
| gillijr1001 | $25.00 | $25.00 | 5/3/2010 4:36:49 AM |
| atomantic | $25.00 | $25.00 | 5/3/2010 8:07:43 AM |
| PLending | $49.23 | $49.23 | 5/3/2010 3:34:10 PM |
| guardian3 | $25.00 | $25.00 | 5/3/2010 3:19:17 PM |
| OoM | $25.00 | $25.00 | 5/3/2010 2:44:15 PM |
| marinade | $50.00 | $50.00 | 5/3/2010 5:10:48 PM |
| Grimmreaper | $25.00 | $25.00 | 5/3/2010 7:47:31 PM |
| GreenHill | $32.05 | $32.05 | 5/3/2010 11:34:55 PM |
| dorypro | $25.00 | $25.00 | 5/4/2010 5:37:49 AM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 6:35:05 AM |
| Loan_shark718 | $35.00 | $35.00 | 5/4/2010 7:48:57 AM |
| icon7 | $25.00 | $25.00 | 5/4/2010 6:57:42 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/4/2010 8:41:31 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 10:00:05 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:00:42 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:02:01 AM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:02:27 AM |
| ichibon | $75.00 | $75.00 | 4/27/2010 10:17:20 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:28:43 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:49 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/27/2010 10:22:49 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 10:24:11 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 10:37:06 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:02 AM |
| Dap2005 | $25.00 | $25.00 | 4/27/2010 11:24:05 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 12:19:08 PM |
| SNH | $50.00 | $50.00 | 4/27/2010 7:17:43 PM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:32:57 AM |
| don8ter | $25.00 | $25.00 | 4/28/2010 5:46:56 PM |
| FinDoc | $25.00 | $25.00 | 4/29/2010 1:17:41 PM |
| Iloanyoumoney | $25.00 | $25.00 | 4/30/2010 5:50:22 AM |
| freefly67 | $25.00 | $25.00 | 4/30/2010 11:45:14 AM |
| fillholdingsllc | $25.00 | $25.00 | 4/30/2010 5:58:49 PM |
| poolfan | $75.00 | $75.00 | 5/2/2010 9:39:35 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:39:50 AM |
| hawk357 | $25.00 | $25.00 | 5/3/2010 6:18:19 AM |
| SpotLending | $25.00 | $25.00 | 5/3/2010 6:35:56 AM |
| Machbannai | $36.72 | $36.72 | 5/3/2010 12:41:17 PM |
| rockhound84 | $25.00 | $25.00 | 5/3/2010 3:17:34 PM |
| ToloUSN | $50.00 | $50.00 | 5/3/2010 4:11:16 PM |
| psteveo | $32.59 | $32.59 | 5/3/2010 7:06:54 PM |
| wild-orange | $25.00 | $25.00 | 5/4/2010 12:35:55 AM |
| money-boomarang | $50.00 | $50.00 | 5/4/2010 6:43:40 AM |
| DasMula | $25.00 | $25.00 | 5/4/2010 7:16:26 AM |
| elvisloans | $25.00 | $25.00 | 5/4/2010 9:14:57 AM |
| 85 bids
|
Borrower Payment Dependent Notes Series
455829
This series of Notes was issued and sold upon the funding of the borrower loan #42317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $113.12 |
|
Final lender yield:
| 14.63% |
Final borrower rate/APR:
| 15.63% / 17.81% |
Final monthly payment:
| $104.92 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.83% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 9m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,909 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| allyweds |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2008)
|
|
Principal balance:
| $1,691.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Rtrn Prosperer-Pay down CreditCard
This will be my second Prosper loan. In Oct. 09 the Prosper community awarded me with a loan that was used to help my husband and I throw a memorable wedding. We are now a happy family of 3! My husband has since received his Master's in Public Administration and secured a great position working in city government. I am still employed at my current position, it will be 7years this summer (although on maternity leave for 3months).
This loan will be used to help my family pay down a credit card with a high interest rate. We have an aggressive plan to improve our credit over the next year in the hopes of becoming home owners with a good mortgage in 2011.
We are great candidates for this loan, as we have proved and established a positive relationship with Prosper, paid on time for over 18months. We have thought out this loan prior to applying for it and have a projected plan for repayment. This loan will be auto-payed from our checking account, as is or other Prosper loan.
Monthly family net income: $ 6500
Monthly expenses: $3000
Housing: $ 1750
Insurance: $ 120
Car expenses: $ 326
Utilities: $ 75
Phone, cable, Internet: $ 100
Credit cards and other loans: $ 600 (when just paying minimums)
Food/Gas/Baby/Entertainment: Variable
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SOP_Bank | $25.00 | $25.00 | 4/28/2010 8:22:42 AM |
| szetheli | $158.00 | $158.00 | 4/28/2010 9:51:51 AM |
| atomantic | $50.00 | $50.00 | 4/28/2010 11:23:10 PM |
| loanman2007 | $100.00 | $100.00 | 4/29/2010 10:40:10 AM |
| Unitas4302 | $200.00 | $200.00 | 4/29/2010 5:53:18 PM |
| rockhound84 | $25.00 | $25.00 | 4/30/2010 6:07:38 AM |
| natural-credit328 | $25.00 | $25.00 | 4/29/2010 7:58:54 PM |
| smalltown_mn | $25.00 | $25.00 | 5/2/2010 10:00:27 PM |
| CashBank | $25.00 | $25.00 | 5/3/2010 8:58:06 AM |
| dmk2006 | $25.00 | $25.00 | 5/3/2010 2:15:45 PM |
| Ven58 | $25.00 | $25.00 | 5/3/2010 3:10:30 PM |
| kindness-venture1 | $25.00 | $25.00 | 5/3/2010 4:09:08 PM |
| brightest-dignified-penny | $25.00 | $25.00 | 5/3/2010 4:44:49 PM |
| jpblan11 | $157.62 | $157.62 | 5/3/2010 5:59:07 PM |
| Starfin-Capital-Management | $50.00 | $50.00 | 5/3/2010 7:06:14 PM |
| triumph246 | $50.00 | $50.00 | 5/3/2010 8:03:45 PM |
| rockhound84 | $25.00 | $25.00 | 5/3/2010 8:15:10 PM |
| attractive-fund | $25.00 | $25.00 | 5/3/2010 8:12:30 PM |
| wild-orange | $25.00 | $25.00 | 5/4/2010 12:36:47 AM |
| CA_Lender | $25.00 | $25.00 | 5/4/2010 1:00:14 AM |
| principal-laser | $50.00 | $50.00 | 5/4/2010 4:22:00 AM |
| rupee-kung-fu7 | $32.08 | $32.08 | 5/4/2010 5:56:16 AM |
| crawfishcentral | $75.00 | $75.00 | 5/4/2010 5:51:08 AM |
| market-pudding | $25.00 | $25.00 | 5/4/2010 6:29:55 AM |
| jsnryn | $25.00 | $25.00 | 5/4/2010 7:02:51 AM |
| FinanceEngine | $25.00 | $25.00 | 5/4/2010 8:08:28 AM |
| easylivin | $37.33 | $37.33 | 5/4/2010 7:29:36 AM |
| sgt-schultz | $25.00 | $25.00 | 5/4/2010 8:20:53 AM |
| benefit-javelin | $26.74 | $26.74 | 5/4/2010 8:31:58 AM |
| friendinmoney | $50.00 | $50.00 | 5/4/2010 7:56:20 AM |
| interact | $26.00 | $26.00 | 5/4/2010 8:10:25 AM |
| Chesterite | $199.65 | $199.65 | 5/4/2010 8:00:27 AM |
| Sol_Invictus | $25.00 | $25.00 | 5/4/2010 8:42:36 AM |
| balance-chestnut | $50.00 | $50.00 | 5/4/2010 8:46:47 AM |
| triumph246 | $50.00 | $27.96 | 5/4/2010 9:11:59 AM |
| icecoldcash | $25.00 | $25.00 | 4/27/2010 9:39:34 PM |
| qkinger | $50.00 | $50.00 | 4/29/2010 9:43:46 AM |
| enthusiastic-balance5 | $200.00 | $200.00 | 4/29/2010 7:05:16 PM |
| malmoswed1 | $50.00 | $50.00 | 4/30/2010 8:17:50 AM |
| MStackIV | $25.00 | $25.00 | 4/30/2010 2:37:32 PM |
| portfolio-turbine | $31.00 | $31.00 | 5/2/2010 10:00:08 PM |
| chuchutrain | $25.00 | $25.00 | 5/3/2010 10:55:50 AM |
| hillerod | $25.00 | $25.00 | 5/3/2010 11:08:27 AM |
| jpblan11 | $25.00 | $25.00 | 5/3/2010 4:42:30 PM |
| SkyLoan | $28.00 | $28.00 | 5/3/2010 4:02:47 PM |
| JBF_Investments | $25.00 | $25.00 | 5/3/2010 6:38:28 PM |
| jpblan11 | $157.62 | $157.62 | 5/3/2010 6:00:19 PM |
| Ambassador | $32.00 | $32.00 | 5/3/2010 6:29:35 PM |
| shrewd-peace7 | $35.00 | $35.00 | 5/3/2010 8:08:45 PM |
| bughead | $25.00 | $25.00 | 5/3/2010 8:12:35 PM |
| jpblan11 | $156.00 | $156.00 | 5/4/2010 4:00:10 AM |
| gpuck | $25.00 | $25.00 | 5/4/2010 4:40:34 AM |
| dammage | $25.00 | $25.00 | 5/4/2010 5:02:21 AM |
| Smallbear | $25.00 | $25.00 | 5/4/2010 6:10:40 AM |
| DasMula | $25.00 | $25.00 | 5/4/2010 6:44:19 AM |
| seadogs | $25.00 | $25.00 | 5/4/2010 7:01:05 AM |
| icon7 | $40.00 | $40.00 | 5/4/2010 6:59:05 AM |
| bull_lender | $25.00 | $25.00 | 5/4/2010 7:27:33 AM |
| Sturgee | $25.00 | $25.00 | 5/4/2010 8:29:57 AM |
| debtcollector | $50.00 | $50.00 | 5/4/2010 8:40:00 AM |
| Bob450 | $30.00 | $30.00 | 5/4/2010 8:46:08 AM |
| 61 bids
|
Borrower Payment Dependent Notes Series
455885
This series of Notes was issued and sold upon the funding of the borrower loan #42345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-27-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $150.82 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $150.70 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.03% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 51% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 10m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $23,777 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| taxi346 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
car loan:$580
lease:$1,250
(Apr-29-2010)
Q:
Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
24 month or 36month
(Apr-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/27/2010 9:23:56 AM |
| hrubinst | $25.00 | $25.00 | 4/27/2010 9:56:56 AM |
| torion | $25.00 | $25.00 | 4/27/2010 9:57:31 AM |
| Avala | $50.00 | $50.00 | 4/27/2010 9:58:01 AM |
| dinero-speaker | $25.00 | $25.00 | 4/27/2010 9:58:43 AM |
| JGB | $25.00 | $25.00 | 4/27/2010 10:00:39 AM |
| delicious-social132 | $25.00 | $25.00 | 4/27/2010 9:58:20 AM |
| interest-jedi0 | $50.00 | $50.00 | 4/27/2010 10:01:11 AM |
| unassassinable | $25.00 | $25.00 | 4/27/2010 9:59:40 AM |
| gelidfrank | $25.00 | $25.00 | 4/27/2010 10:05:33 AM |
| mmckune | $25.00 | $25.00 | 4/27/2010 9:59:08 AM |
| integrity-doctor | $100.00 | $100.00 | 4/27/2010 10:01:40 AM |
| rider350 | $25.00 | $25.00 | 4/27/2010 10:02:42 AM |
| bchen78875 | $25.00 | $25.00 | 4/27/2010 10:20:10 AM |
| sgt-schultz | $50.00 | $50.00 | 4/27/2010 10:19:31 AM |
| AF-Chief | $28.00 | $28.00 | 4/27/2010 10:21:24 AM |
| Marathoner | $25.00 | $25.00 | 4/27/2010 10:19:47 AM |
| Easystreet | $25.00 | $25.00 | 4/27/2010 10:24:46 AM |
| frogperson | $75.00 | $75.00 | 4/27/2010 10:34:35 AM |
| investor7257 | $25.00 | $25.00 | 4/27/2010 10:35:43 AM |
| loan-kung-fu | $25.00 | $25.00 | 4/27/2010 11:22:53 AM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/27/2010 10:34:14 AM |
| fcukciti | $50.00 | $50.00 | 4/27/2010 10:37:03 AM |
| Ducatiman1978 | $25.00 | $25.00 | 4/27/2010 2:09:38 PM |
| nickel-advocator | $25.00 | $25.00 | 4/27/2010 4:03:27 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/27/2010 6:56:08 PM |
| KiwiElf | $25.00 | $25.00 | 4/28/2010 10:36:23 AM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:23 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/28/2010 8:49:07 PM |
| Clambake | $37.47 | $37.47 | 4/28/2010 11:29:40 PM |
| mrack | $25.00 | $25.00 | 4/29/2010 3:55:18 AM |
| gold-disk | $100.00 | $100.00 | 4/29/2010 11:07:11 AM |
| 1phantom | $50.00 | $50.00 | 4/29/2010 9:36:28 AM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/29/2010 10:58:51 AM |
| 34bcp23 | $25.00 | $25.00 | 4/30/2010 7:43:47 AM |
| bonus-adventure3 | $25.00 | $25.00 | 4/29/2010 6:57:53 PM |
| bold-attentive-listing | $100.00 | $100.00 | 4/30/2010 9:47:47 AM |
| Tradesmanlender | $25.00 | $25.00 | 4/30/2010 9:34:16 AM |
| fishintime | $25.00 | $25.00 | 4/30/2010 10:12:48 AM |
| treasure-bliss | $36.87 | $36.87 | 4/30/2010 12:48:34 PM |
| magnificent-reward9 | $25.00 | $25.00 | 4/30/2010 12:12:30 PM |
| cablenews | $50.00 | $50.00 | 4/30/2010 1:18:34 PM |
| MattProsper | $25.00 | $25.00 | 5/2/2010 10:11:32 PM |
| the-payout-hug | $25.00 | $25.00 | 5/3/2010 9:12:27 AM |
| Havana21 | $50.00 | $50.00 | 5/3/2010 9:15:45 AM |
| Gabriel02 | $25.00 | $25.00 | 5/3/2010 3:21:24 PM |
| rainbowsorbet | $25.00 | $25.00 | 5/3/2010 1:51:00 PM |
| curveylady | $30.00 | $30.00 | 5/3/2010 4:06:30 PM |
| generous-deal6 | $25.00 | $25.00 | 5/3/2010 5:51:03 PM |
| goodcents | $25.00 | $25.00 | 5/3/2010 7:17:14 PM |
| psztnrw | $100.00 | $100.00 | 5/3/2010 7:56:04 PM |
| GiantAardvark | $25.00 | $25.00 | 4/27/2010 10:02:25 AM |
| orderly-leverage | $40.00 | $40.00 | 4/27/2010 10:00:03 AM |
| balanced-bill7 | $100.00 | $100.00 | 4/27/2010 10:01:59 AM |
| thorough-exchange4 | $25.00 | $25.00 | 4/27/2010 10:03:14 AM |
| market-pudding | $25.00 | $25.00 | 4/27/2010 10:03:51 AM |
| ichibon | $75.00 | $75.00 | 4/27/2010 10:17:17 AM |
| Comoparklender | $30.00 | $30.00 | 4/27/2010 10:17:53 AM |
| radforj22 | $25.00 | $25.00 | 4/27/2010 10:24:09 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/27/2010 10:22:51 AM |
| finance-prescription | $100.00 | $100.00 | 4/27/2010 10:25:30 AM |
| dschaaf | $25.00 | $25.00 | 4/27/2010 10:27:00 AM |
| transparency-advocator | $25.00 | $25.00 | 4/27/2010 10:18:51 AM |
| DcUnited | $25.00 | $25.00 | 4/27/2010 10:30:48 AM |
| Artist_Blue | $25.00 | $25.00 | 4/27/2010 10:31:30 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/27/2010 10:36:12 AM |
| HamletTower | $25.00 | $25.00 | 4/27/2010 10:36:40 AM |
| castleman | $25.00 | $25.00 | 4/27/2010 10:28:40 AM |
| tremendous-payment | $25.00 | $25.00 | 4/27/2010 10:49:21 AM |
| marketplace-buckeye | $25.00 | $25.00 | 4/27/2010 10:53:36 AM |
| Dap2005 | $25.00 | $25.00 | 4/27/2010 11:09:10 AM |
| bowdish1 | $50.00 | $50.00 | 4/27/2010 10:53:21 AM |
| frogperson | $150.00 | $6.66 | 4/27/2010 9:23:18 PM |
| SNH | $50.00 | $50.00 | 4/27/2010 7:17:45 PM |
| funds-rascal | $25.00 | $25.00 | 4/28/2010 9:09:31 AM |
| JanLal | $25.00 | $25.00 | 4/28/2010 10:08:11 AM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 10:46:56 AM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 8:32:54 AM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 9:34:57 AM |
| sarisai | $98.66 | $98.66 | 4/28/2010 1:06:03 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 2:34:46 PM |
| cptmorgin | $50.00 | $50.00 | 4/28/2010 5:01:29 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 8:52:41 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 9:34:17 AM |
| r0b3m4n | $25.00 | $25.00 | 4/29/2010 10:58:32 AM |
| VAGweilo | $25.91 | $25.91 | 4/29/2010 11:55:15 AM |
| ptjg | $25.00 | $25.00 | 4/29/2010 2:55:55 PM |
| don8ter | $25.00 | $25.00 | 4/29/2010 4:58:24 PM |
| Phantom99 | $25.00 | $25.00 | 4/30/2010 10:55:27 AM |
| Dahlozer | $25.00 | $25.00 | 4/30/2010 12:19:10 PM |
| calm-deal7 | $25.00 | $25.00 | 4/30/2010 12:53:39 PM |
| greeninspirit | $25.00 | $25.00 | 4/30/2010 3:06:35 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/30/2010 4:32:51 PM |
| teller | $25.00 | $25.00 | 4/30/2010 5:27:50 PM |
| thoughtful-capital1 | $25.00 | $25.00 | 4/30/2010 5:12:47 PM |
| point-taco | $25.00 | $25.00 | 5/3/2010 2:55:53 AM |
| worth-arch | $25.00 | $25.00 | 5/3/2010 4:17:46 AM |
| Whipster | $25.00 | $25.00 | 5/3/2010 6:18:05 AM |
| duty-monger | $50.00 | $50.00 | 5/3/2010 6:52:29 AM |
| F16Pilot | $25.00 | $25.00 | 5/3/2010 9:17:03 AM |
| ClearLake | $25.00 | $25.00 | 5/3/2010 9:38:48 AM |
| ttnk62918 | $25.00 | $25.00 | 5/3/2010 10:56:03 AM |
| goodhearted-basis4 | $25.00 | $25.00 | 5/3/2010 3:56:05 PM |
| GElender | $34.68 | $34.68 | 5/3/2010 2:51:54 PM |
| hektek22 | $25.00 | $25.00 | 5/3/2010 5:34:38 PM |
| patriot384 | $150.00 | $150.00 | 5/3/2010 5:41:35 PM |
| wwwUniversal | $25.00 | $25.00 | 5/3/2010 5:47:09 PM |
| Chuck9802 | $25.00 | $25.00 | 5/3/2010 6:27:31 PM |
| Imaginos1892 | $40.00 | $40.00 | 5/3/2010 7:16:40 PM |
| ChewyZ | $25.00 | $25.00 | 5/3/2010 11:13:59 PM |
| brazilofmux | $41.75 | $41.75 | 5/4/2010 2:14:00 AM |
| dorypro | $25.00 | $25.00 | 5/4/2010 5:40:10 AM |
| point-berserker | $25.00 | $25.00 | 5/4/2010 6:52:41 AM |
| 113 bids
|
Borrower Payment Dependent Notes Series
456127
This series of Notes was issued and sold upon the funding of the borrower loan #42319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-28-2010 |
| |
Auction end date:
| May-04-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $191.86 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $191.36 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 8y 2m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,363 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| dynamic-loyalty |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to... pay off high interest credit cards. My husband was out of work for a few months, and we racked up some debt.
My financial situation:
I am a good candidate for this loan because? Both my husband and myself have steady jobs. I've had mine for 8 years, and it's not going anywhere. My husband is a city employee in a supervisory position. I already have a plan to get out of debt, and we are currently paying $750/month to do so. I have a monthly budget, and we can live comfortably on it. However, our interest rates are ridiculous right now, and the credit card companies are refusing to lower them. Thanks in advance!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Marathoner | $25.00 | $25.00 | 4/28/2010 5:08:25 PM |
| Bobafet | $25.00 | $25.00 | 4/28/2010 5:08:04 PM |
| meux99 | $25.00 | $25.00 | 4/28/2010 5:09:16 PM |
| dharma1 | $25.00 | $25.00 | 4/28/2010 5:09:38 PM |
| dlshap | $25.00 | $25.00 | 4/28/2010 5:19:10 PM |
| truth-image | $50.00 | $50.00 | 4/28/2010 5:20:22 PM |
| nickel-ferret | $25.00 | $25.00 | 4/28/2010 5:20:34 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/28/2010 5:08:30 PM |
| careful-note | $50.00 | $50.00 | 4/28/2010 5:20:45 PM |
| TakeCare | $100.00 | $100.00 | 4/28/2010 5:21:01 PM |
| interest-jedi0 | $50.00 | $50.00 | 4/28/2010 5:21:26 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/28/2010 5:20:51 PM |
| fantastic-openness | $50.00 | $50.00 | 4/28/2010 5:20:53 PM |
| bright-balance | $25.00 | $25.00 | 4/28/2010 5:20:55 PM |
| bonus-adventure3 | $25.00 | $25.00 | 4/28/2010 5:21:04 PM |
| antlr | $25.00 | $25.00 | 4/28/2010 5:21:09 PM |
| dinero-speaker | $25.00 | $25.00 | 4/28/2010 5:22:47 PM |
| DukSerduk | $25.00 | $25.00 | 4/28/2010 5:21:13 PM |
| figs4u2 | $80.00 | $80.00 | 4/28/2010 5:21:34 PM |
| investment-network | $25.00 | $25.00 | 4/28/2010 5:21:42 PM |
| hookUup | $25.00 | $25.00 | 4/28/2010 5:21:44 PM |
| thorough-exchange4 | $40.00 | $40.00 | 4/28/2010 5:21:47 PM |
| GeorgiaGator | $50.00 | $50.00 | 4/28/2010 5:21:50 PM |
| mlopez2007 | $50.00 | $50.00 | 4/28/2010 5:23:44 PM |
| Avala | $50.00 | $50.00 | 4/28/2010 5:22:35 PM |
| integrity-doctor | $100.00 | $100.00 | 4/28/2010 5:23:08 PM |
| jeffpac | $55.00 | $55.00 | 4/28/2010 5:23:37 PM |
| rosie777 | $30.00 | $30.00 | 4/28/2010 5:23:54 PM |
| platinum-rapture6 | $25.00 | $25.00 | 4/28/2010 5:25:08 PM |
| bradny | $25.00 | $25.00 | 4/28/2010 5:25:11 PM |
| Gunjin | $25.00 | $25.00 | 4/28/2010 5:26:35 PM |
| radforj22 | $25.00 | $25.00 | 4/28/2010 5:15:34 PM |
| awwaww | $25.00 | $25.00 | 4/28/2010 5:40:42 PM |
| ddog0224 | $25.00 | $25.00 | 4/28/2010 5:27:17 PM |
| CaptainBlueberry | $25.00 | $25.00 | 4/28/2010 5:15:57 PM |
| Veridic | $25.00 | $25.00 | 4/28/2010 5:27:40 PM |
| credit-scout7 | $30.00 | $30.00 | 4/28/2010 5:16:47 PM |
| harty | $60.00 | $60.00 | 4/28/2010 5:16:55 PM |
| finance-negotiator2 | $25.00 | $25.00 | 4/28/2010 5:17:01 PM |
| teller | $25.00 | $25.00 | 4/28/2010 5:43:07 PM |
| p2p_banker | $25.00 | $25.00 | 4/28/2010 5:42:18 PM |
| dime-galaxy | $25.00 | $25.00 | 4/28/2010 5:45:10 PM |
| fairness-champ7 | $25.00 | $25.00 | 4/28/2010 5:46:11 PM |
| emphatic-deal5 | $25.00 | $25.00 | 4/28/2010 5:44:21 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/28/2010 5:48:29 PM |
| organic-income5 | $40.00 | $40.00 | 4/28/2010 5:46:14 PM |
| Ivan2007 | $25.00 | $25.00 | 4/28/2010 5:20:28 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/28/2010 5:46:24 PM |
| Daneistes | $100.00 | $100.00 | 4/28/2010 5:21:06 PM |
| JGB | $25.00 | $25.00 | 4/28/2010 5:21:22 PM |
| money-surge1 | $25.00 | $25.00 | 4/28/2010 5:21:30 PM |
| afotherg | $25.00 | $25.00 | 4/28/2010 5:21:38 PM |
| MoneySiles | $25.00 | $25.00 | 4/28/2010 5:21:40 PM |
| loan-kung-fu | $25.00 | $25.00 | 4/28/2010 5:51:40 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/28/2010 5:51:44 PM |
| japerk | $25.00 | $25.00 | 4/28/2010 5:51:50 PM |
| jcjdingdong | $25.00 | $25.00 | 4/28/2010 5:52:05 PM |
| unassassinable | $25.00 | $25.00 | 4/28/2010 5:22:56 PM |
| bowdish1 | $57.90 | $57.90 | 4/28/2010 5:50:58 PM |
| r0b3m4n | $25.00 | $25.00 | 4/28/2010 5:51:11 PM |
| resource777 | $25.00 | $25.00 | 4/28/2010 5:23:48 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/28/2010 5:52:38 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/28/2010 5:52:50 PM |
| bchen78875 | $50.00 | $50.00 | 4/28/2010 5:24:39 PM |
| Nerdster1 | $25.00 | $25.00 | 4/28/2010 5:53:12 PM |
| zyztemboy | $25.00 | $25.00 | 4/28/2010 6:19:08 PM |
| Ragnar | $25.00 | $25.00 | 4/28/2010 6:43:59 PM |
| LeReve | $25.00 | $25.00 | 4/28/2010 6:06:00 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/28/2010 6:06:07 PM |
| JohnW12 | $25.00 | $25.00 | 4/28/2010 6:20:11 PM |
| dpdn57 | $25.00 | $25.00 | 4/28/2010 8:35:24 PM |
| Aegean | $25.00 | $25.00 | 4/28/2010 7:32:37 PM |
| tremendous-payment | $25.00 | $25.00 | 4/28/2010 7:32:55 PM |
| powerful-velocity | $25.00 | $25.00 | 4/28/2010 5:42:59 PM |
| mizon291 | $33.06 | $33.06 | 4/28/2010 8:03:04 PM |
| bslavin | $25.00 | $25.00 | 4/28/2010 5:52:08 PM |
| sloak | $25.00 | $25.00 | 4/28/2010 5:53:19 PM |
| junctionking | $25.00 | $25.00 | 4/28/2010 6:04:59 PM |
| tidy-dime | $25.00 | $25.00 | 4/28/2010 6:20:10 PM |
| winlender | $25.00 | $25.00 | 4/28/2010 6:44:00 PM |
| codavee | $40.77 | $40.77 | 4/28/2010 7:37:42 PM |
| Ready2Loan | $25.00 | $25.00 | 4/28/2010 9:00:10 PM |
| tamcho | $25.00 | $25.00 | 4/30/2010 9:34:37 AM |
| isfahanian | $31.97 | $31.97 | 4/30/2010 3:10:06 PM |
| justin323 | $25.00 | $25.00 | 4/30/2010 5:23:42 PM |
| RandyL3 | $99.00 | $99.00 | 5/3/2010 6:28:38 AM |
| Chesterite | $55.00 | $55.00 | 5/3/2010 10:02:23 AM |
| Taxman44 | $25.00 | $25.00 | 4/28/2010 5:15:08 PM |
| Artist_Blue | $25.00 | $25.00 | 4/28/2010 5:15:22 PM |
| balanced-bill7 | $50.00 | $50.00 | 4/28/2010 5:16:31 PM |
| castleman | $25.00 | $25.00 | 4/28/2010 5:15:45 PM |
| rider350 | $50.00 | $50.00 | 4/28/2010 5:15:51 PM |
| GrommetPosse | $25.00 | $25.00 | 4/28/2010 5:19:32 PM |
| fcukciti | $50.00 | $50.00 | 4/28/2010 5:20:00 PM |
| delicious-social132 | $40.00 | $40.00 | 4/28/2010 5:20:39 PM |
| kenji4861 | $25.00 | $25.00 | 4/28/2010 5:09:04 PM |
| tender-integrity3 | $50.00 | $50.00 | 4/28/2010 5:09:20 PM |
| kulender | $25.00 | $25.00 | 4/28/2010 5:21:17 PM |
| fortytwo | $100.00 | $100.00 | 4/28/2010 5:23:34 PM |
| golden-responsibility189 | $50.00 | $50.00 | 4/28/2010 5:23:51 PM |
| life-is-great | $25.00 | $25.00 | 4/28/2010 5:24:54 PM |
| 1phantom | $50.00 | $50.00 | 4/28/2010 5:25:06 PM |
| Comoparklender | $30.00 | $30.00 | 4/28/2010 5:14:59 PM |
| DcUnited | $25.00 | $25.00 | 4/28/2010 5:16:03 PM |
| kind-adventurous-finance | $25.00 | $25.00 | 4/28/2010 5:16:38 PM |
| fireboss | $25.00 | $25.00 | 4/28/2010 5:42:12 PM |
| supreme-hope | $25.00 | $25.00 | 4/28/2010 5:45:09 PM |
| LoansomeRanger | $25.00 | $25.00 | 4/28/2010 5:43:25 PM |
| MihirFromRedmond | $25.00 | $25.00 | 4/28/2010 5:45:13 PM |
| srgriff | $25.00 | $25.00 | 4/28/2010 5:48:00 PM |
| evnagelist | $25.00 | $25.00 | 4/28/2010 5:20:15 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/28/2010 5:46:16 PM |
| meenan | $25.00 | $25.00 | 4/28/2010 5:20:42 PM |
| uncleubb | $25.00 | $25.00 | 4/28/2010 5:47:59 PM |
| GiantAardvark | $25.00 | $25.00 | 4/28/2010 5:21:32 PM |
| sarisai | $501.00 | $501.00 | 4/28/2010 5:51:15 PM |
| contract-eagle | $42.31 | $42.31 | 4/28/2010 5:49:15 PM |
| neutrino6 | $25.00 | $25.00 | 4/28/2010 5:49:25 PM |
| floret596 | $25.00 | $25.00 | 4/28/2010 5:51:55 PM |
| SanJoser | $25.00 | $25.00 | 4/28/2010 5:49:34 PM |
| studious-camaraderi | $25.00 | $25.00 | 4/28/2010 5:52:18 PM |
| hrubinst | $25.00 | $25.00 | 4/28/2010 5:22:23 PM |
| gelidfrank | $25.00 | $25.00 | 4/28/2010 5:53:00 PM |
| ichibon | $75.00 | $75.00 | 4/28/2010 5:53:06 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/28/2010 5:50:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/28/2010 5:50:44 PM |
| hbzchimar | $25.00 | $25.00 | 4/28/2010 5:51:33 PM |
| capital-web193 | $25.00 | $25.00 | 4/28/2010 5:23:23 PM |
| torion | $25.00 | $25.00 | 4/28/2010 5:55:17 PM |
| influential-compassion9 | $50.00 | $50.00 | 4/28/2010 5:52:09 PM |
| interest-griffin | $50.00 | $50.00 | 4/28/2010 5:52:28 PM |
| Merganser | $25.00 | $25.00 | 4/28/2010 5:24:24 PM |
| AF-Chief | $28.00 | $28.00 | 4/28/2010 5:52:48 PM |
| transparency-advocator | $25.00 | $25.00 | 4/28/2010 5:53:10 PM |
| upc_tnt | $25.00 | $25.00 | 4/28/2010 6:27:44 PM |
| mmckune | $25.00 | $25.00 | 4/28/2010 5:54:57 PM |
| engaging-worth | $25.00 | $25.00 | 4/28/2010 5:26:12 PM |
| glimmering-credit4 | $25.00 | $25.00 | 4/28/2010 6:03:34 PM |
| jdrez | $25.00 | $25.00 | 4/28/2010 6:58:36 PM |
| blissful-note7 | $25.00 | $25.00 | 4/28/2010 5:26:48 PM |
| atrain2007 | $25.00 | $25.00 | 4/28/2010 6:06:02 PM |
| alamundo | $25.00 | $25.00 | 4/28/2010 5:27:53 PM |
| daisuke | $25.00 | $25.00 | 4/28/2010 6:43:57 PM |
| Slend49 | $25.00 | $25.00 | 4/28/2010 7:30:00 PM |
| emt747 | $25.00 | $25.00 | 4/28/2010 7:37:43 PM |
| balance2 | $25.00 | $25.00 | 4/28/2010 7:53:06 PM |
| contract-giant | $25.00 | $25.00 | 4/28/2010 5:42:56 PM |
| Moody26 | $25.00 | $2.48 | 4/28/2010 9:02:48 PM |
| movistar | $25.00 | $25.00 | 4/28/2010 5:46:30 PM |
| zenchef | $25.00 | $25.00 | 4/28/2010 5:48:05 PM |
| logical-reward8 | $25.00 | $25.00 | 4/28/2010 5:49:31 PM |
| Cheburashka | $25.00 | $25.00 | 4/28/2010 5:50:01 PM |
| important-ore | $50.00 | $50.00 | 4/28/2010 5:51:02 PM |
| Dap2005 | $25.00 | $25.00 | 4/28/2010 5:51:13 PM |
| CAGE-Investments | $60.23 | $60.23 | 4/28/2010 5:51:17 PM |
| upbeat-principal | $25.00 | $25.00 | 4/28/2010 5:52:23 PM |
| orderly-leverage | $40.00 | $40.00 | 4/28/2010 5:53:03 PM |
| sgt-schultz | $50.00 | $50.00 | 4/28/2010 5:53:08 PM |
| loanfairy | $25.00 | $25.00 | 4/28/2010 5:54:12 PM |
| ideal-platinum1 | $82.90 | $82.90 | 4/28/2010 6:06:11 PM |
| rlrcstr | $25.00 | $25.00 | 4/28/2010 6:33:40 PM |
| BigLinCT | $25.00 | $25.00 | 4/28/2010 6:43:51 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/28/2010 6:58:31 PM |
| revenue-ruler6 | $25.00 | $25.00 | 4/28/2010 7:32:43 PM |
| active-market | $25.22 | $25.22 | 4/28/2010 8:34:08 PM |
| crawfishcentral | $50.16 | $50.16 | 4/30/2010 12:47:36 PM |
| Cherrypicker | $40.00 | $40.00 | 5/3/2010 2:02:56 PM |
| 167 bids
|
Borrower Payment Dependent Notes Series
456383
This series of Notes was issued and sold upon the funding of the borrower loan #42336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,999.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-29-2010 |
| |
Auction end date:
| May-03-2010 |
|
|
Starting lender yield:
| 26.44% |
Starting borrower rate/APR:
| 27.44% / 29.78% |
Starting monthly payment:
| $123.14 |
|
Final lender yield:
| 25.25% |
Final borrower rate/APR:
| 26.25% / 28.57% |
Final monthly payment:
| $121.23 |
| |
|
Auction yield range:
| 11.04% - 26.44% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.63% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
8 | Length of status: | 6y 2m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 4 |
Revolving credit balance:
| $995 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $2,107 |
Bankcard utilization:
| 11% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lgeuther |
Borrower's state:
| Illinois |
Borrower's group:
| Debt Consolidators Unite! |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,999.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
660-679
(Sep-2009)
660-679
(Aug-2009)
660-679
(May-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
putting new roof on house
Hello everyone,
This would be my second loan from prosper, the first one was paid on time and just finished. My credit score has improved by more than 100 points since my last loan. I have not been late on the first loan and I have not been late on any of my bills for over 6 years. I also have a very low debt to income ratio. I have also been promoted since my last loan and my income has increased. This loan will help put a new roof on our home. I am hoping that you all will believe in me a second time and help me out with a loan, I promise you will not regret it. Thanks again
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GInBaghdad | $25.00 | $25.00 | 4/29/2010 4:10:46 PM |
| zburner | $25.00 | $25.00 | 4/29/2010 4:23:34 PM |
| shrewd-peace7 | $50.00 | $50.00 | 4/29/2010 4:31:15 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/29/2010 4:32:33 PM |
| actvtrdr | $35.00 | $35.00 | 4/29/2010 4:33:10 PM |
| brother_tam | $50.00 | $50.00 | 4/29/2010 4:31:53 PM |
| gelidfrank | $25.00 | $25.00 | 4/29/2010 4:32:08 PM |
| circuitfive | $25.00 | $25.00 | 4/29/2010 4:32:18 PM |
| copper | $30.00 | $30.00 | 4/29/2010 4:32:25 PM |
| ssh1983 | $25.00 | $25.00 | 4/29/2010 4:33:00 PM |
| magnolia161 | $25.00 | $25.00 | 4/29/2010 4:35:41 PM |
| supreme-hope | $25.00 | $25.00 | 4/29/2010 4:34:29 PM |
| personal-lender | $25.00 | $25.00 | 4/29/2010 4:34:56 PM |
| rhin0cerx | $50.00 | $50.00 | 4/29/2010 4:35:18 PM |
| Streetfighter | $50.00 | $50.00 | 4/29/2010 4:35:48 PM |
| Marathoner | $25.00 | $24.00 | 4/29/2010 4:36:19 PM |
| social-conductor4 | $25.00 | $25.00 | 4/29/2010 4:31:09 PM |
| Kaj | $25.00 | $25.00 | 4/29/2010 4:31:21 PM |
| loyalist1 | $100.00 | $100.00 | 4/29/2010 4:31:43 PM |
| reward-adventure | $30.00 | $30.00 | 4/29/2010 4:32:40 PM |
| orderly-leverage | $30.00 | $30.00 | 4/29/2010 4:32:55 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/29/2010 4:34:48 PM |
| Midwestvalues | $100.00 | $100.00 | 4/29/2010 4:35:07 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/29/2010 4:35:32 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/29/2010 4:35:55 PM |
| DasMula | $25.00 | $25.00 | 4/29/2010 9:12:29 PM |
| money-fort | $25.00 | $25.00 | 4/29/2010 6:47:22 PM |
| wwwUniversal | $25.00 | $25.00 | 4/30/2010 1:35:22 PM |
| jhouman | $25.00 | $25.00 | 4/30/2010 4:14:10 PM |
| basis-prodigy | $25.00 | $25.00 | 4/29/2010 4:23:59 PM |
| Comoparklender | $25.00 | $25.00 | 4/29/2010 4:31:28 PM |
| gjh37 | $25.00 | $25.00 | 4/29/2010 4:33:18 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/29/2010 4:33:39 PM |
| jonbozeman | $25.00 | $25.00 | 4/29/2010 4:34:11 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/29/2010 4:34:34 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/29/2010 4:35:11 PM |
| GiantAardvark | $25.00 | $25.00 | 4/29/2010 4:33:28 PM |
| thedreamer | $25.00 | $25.00 | 4/29/2010 4:34:02 PM |
| cablenews | $25.00 | $25.00 | 4/29/2010 4:34:52 PM |
| Zolton | $200.00 | $200.00 | 4/29/2010 4:35:04 PM |
| dime-producer | $25.00 | $25.00 | 4/29/2010 4:12:30 PM |
| Aberdeen | $400.00 | $400.00 | 4/29/2010 4:46:05 PM |
| valiant-liberty4 | $25.00 | $25.00 | 4/29/2010 4:22:44 PM |
| Aberdeen | $400.00 | $400.00 | 4/29/2010 4:47:35 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/29/2010 5:35:08 PM |
| IIP77 | $25.00 | $25.00 | 4/29/2010 4:29:31 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/29/2010 4:32:48 PM |
| MARWARISETH | $25.00 | $25.00 | 4/29/2010 4:33:49 PM |
| burrito6 | $25.00 | $25.00 | 4/29/2010 4:33:58 PM |
| JGB | $25.00 | $25.00 | 4/29/2010 4:34:06 PM |
| fortytwo | $50.00 | $50.00 | 4/29/2010 4:34:23 PM |
| greenwell | $25.00 | $25.00 | 4/29/2010 4:35:25 PM |
| Rattlehead | $25.00 | $25.00 | 4/29/2010 4:35:37 PM |
| finance-prescription | $100.00 | $100.00 | 4/29/2010 4:44:51 PM |
| twjh | $25.00 | $25.00 | 4/29/2010 4:46:06 PM |
| frogperson | $100.00 | $100.00 | 4/30/2010 1:09:16 PM |
| five-star-note | $50.00 | $50.00 | 4/30/2010 5:24:10 PM |
| PapaSmurf69 | $50.00 | $50.00 | 5/3/2010 4:27:44 AM |
| crippledcircus | $50.00 | $50.00 | 5/3/2010 6:18:14 AM |
| buffalobills | $25.00 | $25.00 | 5/3/2010 7:58:10 AM |
| jpblan11 | $25.00 | $25.00 | 5/3/2010 8:50:02 AM |
| 61 bids
|