Sales Report:Supplement No. 183 dated Apr 26, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 450379
This series of Notes was issued and sold upon the funding of the borrower loan #42061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2003 Debt/Income ratio: 10%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:0y 11m
Credit score: 760-779 (Apr-2010) Total credit lines: 2 Occupation: Other
Now delinquent: 0 Revolving credit balance: $6,346Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 30%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: leverage-chooser0 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit cards
Purpose of loan:
This loan will be used to pay of my credit cards and build installment credit to increase my credit score.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $2,200

Monthly expenses: $
??Housing: $0 - live with my parents
??Insurance: $77
??Car expenses: $400 (paid off-this is gas and maintenance)
??Utilities: $150
??Phone, cable, internet: $100
??Food, entertainment: $200
??Clothing, household expenses $150
??Credit cards and other loans: $150 (approx minimum payment-I've been paying off more each month)
??Other expenses: $50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/15/2010 11:30:56 AM
kenji4861$25.00$25.004/15/2010 11:36:08 AM
Cai8899$75.00$75.004/15/2010 11:43:36 AM
truth-image$50.00$50.004/15/2010 11:45:48 AM
peerlender$30.00$30.004/15/2010 11:48:37 AM
mtp$50.00$50.004/15/2010 11:48:56 AM
KeepOnRunning$50.00$50.004/15/2010 11:49:32 AM
nickel-ferret$25.00$25.004/15/2010 11:55:20 AM
delicious-social132$40.00$40.004/15/2010 11:56:21 AM
bowdish1$100.00$100.004/15/2010 11:50:20 AM
antlr$25.00$25.004/15/2010 11:46:01 AM
dinero-speaker$25.00$25.004/15/2010 11:58:24 AM
lagnisiruk$25.00$25.004/15/2010 11:46:31 AM
Barak$40.00$32.104/15/2010 11:58:46 AM
dma1206$25.00$25.004/15/2010 1:43:46 PM
boxermom$25.00$25.004/15/2010 8:00:05 PM
credit-haven7$100.00$100.004/16/2010 6:47:10 AM
BONSAY$50.00$50.004/16/2010 2:57:47 AM
admirable-credit$25.00$25.004/20/2010 5:31:28 PM
lonix$25.00$25.004/20/2010 6:52:55 PM
swti37$50.00$50.004/20/2010 11:37:31 PM
Astyanax$35.00$35.004/21/2010 8:34:22 AM
marshallmanhattan$25.00$25.004/21/2010 7:05:39 AM
bonus-adventure3$50.00$50.004/21/2010 10:06:52 AM
buukyak$100.00$100.004/21/2010 8:42:41 AM
paul1$50.00$50.004/21/2010 10:13:34 AM
Dskillz$30.00$30.004/21/2010 11:29:06 AM
persistent-value3$26.72$26.724/21/2010 10:22:13 AM
rce1964$25.00$25.004/21/2010 12:19:46 PM
djs81$25.00$25.004/21/2010 11:34:27 AM
Mr_Egret$25.00$25.004/21/2010 3:44:49 PM
Cherrypicker$50.00$50.004/21/2010 1:38:00 PM
Young-Y$26.00$26.004/21/2010 4:53:48 PM
Bank_of_E-Ville$25.01$25.014/21/2010 5:02:35 PM
gjm6d$25.00$25.004/21/2010 7:43:00 PM
windpiano1962$25.00$25.004/22/2010 4:57:21 AM
bondo41$25.00$25.004/22/2010 6:41:51 AM
Charmart$25.00$25.004/22/2010 2:43:25 AM
timtheman1$75.00$75.004/22/2010 8:57:28 AM
jayh888$28.72$28.724/22/2010 11:15:35 AM
plouie$25.00$25.004/22/2010 10:47:35 AM
TheMan$25.00$25.004/15/2010 11:43:26 AM
worthy-wealth3$25.00$25.004/15/2010 11:43:53 AM
OLYVRC$25.00$25.004/15/2010 11:44:09 AM
meux99$25.00$25.004/15/2010 11:37:02 AM
Ivan2007$25.00$25.004/15/2010 11:48:05 AM
skuba$50.00$50.004/15/2010 11:40:45 AM
fortytwo$100.00$100.004/15/2010 11:47:19 AM
Avala$50.00$50.004/15/2010 11:57:41 AM
mrzz$25.00$25.004/15/2010 11:48:08 AM
hrubinst$25.00$25.004/15/2010 11:56:49 AM
torion$25.00$25.004/15/2010 11:57:26 AM
meenan$25.00$25.004/15/2010 11:58:34 AM
RandyL3$99.00$99.004/15/2010 2:50:36 PM
ChefATL$25.00$25.004/15/2010 9:23:25 PM
BONSAY$75.00$75.004/16/2010 2:57:26 AM
uvm1978$50.00$50.004/16/2010 4:37:47 PM
dontscrewmeover1$25.00$25.004/18/2010 9:18:04 AM
turbospeed$25.00$25.004/18/2010 2:17:47 AM
marala4285$25.00$25.004/18/2010 6:48:41 AM
balance-chestnut$50.00$50.004/19/2010 9:06:41 AM
Pickmar$25.00$25.004/20/2010 9:08:48 AM
qkinger$50.00$50.004/20/2010 11:37:01 AM
wwwUniversal$25.00$25.004/20/2010 1:41:55 PM
julijask$35.00$35.004/20/2010 8:43:09 PM
scientists$25.00$25.004/21/2010 10:03:18 AM
blLending$25.00$25.004/21/2010 10:52:11 AM
Haggis007$50.00$50.004/21/2010 11:01:13 AM
ItNoKnot$30.00$30.004/21/2010 11:32:44 AM
uncleubb$25.00$25.004/21/2010 1:38:10 PM
dano1965$25.00$25.004/21/2010 12:24:41 PM
Romello23$80.58$80.584/21/2010 2:07:07 PM
Chillito$25.00$25.004/21/2010 10:00:31 PM
kilpat$31.87$31.874/22/2010 7:05:11 AM
Grimmreaper$25.00$25.004/22/2010 10:57:35 AM
value-rapture$25.00$25.004/22/2010 10:47:54 AM
maineman$25.00$25.004/22/2010 10:23:06 AM
improvman$25.00$25.004/22/2010 10:57:51 AM
StocksMan$50.00$50.004/22/2010 11:22:35 AM
79 bids
 
Borrower Payment Dependent Notes Series 453129
This series of Notes was issued and sold upon the funding of the borrower loan #42043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $308.24
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $307.43
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1995 Debt/Income ratio: 17%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 6m
Credit score: 740-759 (Apr-2010) Total credit lines: 19 Occupation: Food Service
Now delinquent: 0 Revolving credit balance: $9,051Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 36%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: seeker263 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a better rate than Citibank!
Purpose of loan:
This loan will be used to? consolidate my credit card debt. My major creditor called to raise the rates before the new laws come in to place. I would love to close the account but I don't have the cash in had to pay it off. I want to consolidate my credit cards into one loan with a reasonable rate. I don't use the credit cards anymore, but I am carrying balances from when I was out of a job and when I was forced to move. I've been in the same house for 2 years now and at the same job for over 4.

My financial situation:
I am a good candidate for this loan because?I work as a bartender in Las Vegas. I pull in great money but I have trouble getting loans since so much income is from tips, so I end up spending cash for most things. My company recently made a deal with the IRS that will tax us for $34.50/hour, although I average quite a bit more than that. My last paystub has a $2,868 gross over a two week period with 4 hours of overtime. I never miss paying bills because if I'm short on cash I just pick up an extra shift and have the cash that night. I have 2 cars and rent a house. I have one bad item on my credit report. When I moved to Vegas 5 years ago I went 6 months without a job. All my creditors worked with me and suspended payments except Discover, who demanded immediate payment. I borrowed some from my parents and payed it off for less than the full amount. That is the only hit to my credit I have ever had I believe, another 2 years and it should disappear thank goodness. And I paid back my parents long ago ;)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, I hope you are doing well. On average, what are your monthly living expenses? Obviously, you do not have to, but if you could give me a rough estimate of how much goes to housing, cars, food, internet, telephone, etc. it would helpful. Thanks! - courteous-exchange3
A: I have 2 roommates, our rent and utilities average out to about $700/month each. I figure $400 in school loan and credit card maintainance, which would drop to $308 if I get the Prosper loan. One car is paid off, the other is about $240 for car/insurance. So I figure about $1,340/month in monthly obligations. As for food/travel/entertainment it varies. Right now I work 6 days a week and I don't have the time to spend much; I've been on a saving spree for a while now. (Apr-11-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/9/2010 4:06:19 PM
dinero-speaker$25.00$25.004/9/2010 4:26:12 PM
heavenly-repayment4$30.00$30.004/9/2010 4:26:43 PM
delicious-social132$25.00$25.004/9/2010 4:25:53 PM
Supernick$50.00$50.004/9/2010 4:28:41 PM
CO80487$25.00$25.004/9/2010 4:28:46 PM
HaveToWrite$25.00$25.004/9/2010 4:29:36 PM
shrewd-deal$25.00$25.004/9/2010 4:30:34 PM
euro-starter$25.00$25.004/9/2010 4:27:37 PM
Nerdster1$25.00$25.004/9/2010 4:24:42 PM
unassassinable$25.00$25.004/9/2010 4:28:21 PM
kindness-percolator5$25.00$25.004/9/2010 4:40:08 PM
inspired-contract9$25.00$25.004/9/2010 4:29:21 PM
Avala$50.00$50.004/9/2010 4:25:47 PM
ddog0224$25.00$25.004/9/2010 4:26:06 PM
a-finance-nirvana$25.00$25.004/9/2010 4:30:42 PM
return-eclipse0$25.00$25.004/9/2010 4:26:22 PM
nickel-ferret$25.00$25.004/9/2010 4:27:20 PM
logical-reward8$25.00$25.004/9/2010 4:27:25 PM
BooRadley$25.00$25.004/9/2010 5:13:53 PM
platinum-sorcerer6$25.00$25.004/9/2010 4:28:08 PM
simpy$25.00$25.004/9/2010 4:47:54 PM
Thunderswan$50.00$50.004/9/2010 5:23:35 PM
henmota$25.00$25.004/9/2010 5:03:46 PM
Zingaro$25.00$25.004/9/2010 4:31:11 PM
tranquil-return4$25.00$25.004/10/2010 2:58:33 AM
boatplug$25.00$25.004/10/2010 6:08:00 AM
gain-bridge$25.00$25.004/9/2010 10:43:31 PM
selector568$25.00$25.004/10/2010 12:38:01 AM
circustab$50.00$50.004/9/2010 7:56:08 PM
highcountry1$25.00$25.004/10/2010 8:48:36 AM
sparkling-silver1$25.00$25.004/10/2010 8:13:14 AM
nanda$25.00$25.004/10/2010 11:55:15 AM
famous-bill$50.00$50.004/10/2010 6:13:05 AM
Casper00$25.00$25.004/10/2010 1:29:25 PM
wise-silver-wonder$25.00$25.004/10/2010 1:30:08 PM
Phantom99$25.00$25.004/10/2010 1:30:13 PM
enlisted33$25.00$25.004/10/2010 11:48:42 AM
lender08$25.00$25.004/10/2010 11:48:47 AM
supersarah61$25.00$25.004/10/2010 4:43:38 PM
treasure-bliss$84.08$84.084/10/2010 1:30:02 PM
ArtemisFitzlebottom$25.00$25.004/10/2010 10:06:07 AM
PRGuyinVA$25.00$25.004/10/2010 10:38:10 AM
Moody26$25.00$25.004/10/2010 9:01:22 PM
CarDealer3070$25.00$25.004/10/2010 11:55:00 AM
peb44$25.00$25.004/10/2010 12:38:02 PM
Cai8899$50.00$50.004/11/2010 7:22:58 AM
vivid-loot$25.00$25.004/11/2010 8:27:59 AM
ciscoparrot$25.00$25.004/11/2010 10:47:49 AM
KiwiElf$25.00$25.004/11/2010 8:58:25 AM
FmrEngr2Phd$25.00$25.004/11/2010 9:27:58 AM
xrycac$25.00$25.004/11/2010 11:44:13 AM
sandeepPR$25.00$25.004/11/2010 1:53:35 PM
the-bright-velocity$25.00$25.004/11/2010 2:34:47 PM
heng2x$25.00$25.004/11/2010 2:42:59 PM
nunnie$25.00$25.004/11/2010 2:43:06 PM
the-profit-oracle$25.00$25.004/11/2010 11:36:48 AM
Aimvest$25.00$25.004/11/2010 7:08:13 PM
agoodquestion$50.00$50.004/11/2010 8:32:49 PM
mikeandcat$50.00$50.004/11/2010 9:23:42 PM
mogul16$25.00$25.004/11/2010 2:03:10 PM
windtalkers$50.00$50.004/11/2010 10:16:14 PM
money-floret$50.00$50.004/11/2010 10:41:04 PM
micko$25.00$25.004/11/2010 9:48:39 PM
cablenews$25.00$25.004/11/2010 11:31:04 PM
jengachamp$25.00$25.004/11/2010 4:16:44 PM
Artist_Blue$25.00$25.004/12/2010 1:09:02 AM
stable-nickel$100.00$100.004/12/2010 6:52:07 AM
HHP$25.00$25.004/11/2010 6:18:39 PM
psbruce$25.00$25.004/11/2010 7:59:01 PM
banjoey$25.00$25.004/12/2010 12:13:00 AM
a-resplendent-commitment$54.22$54.224/12/2010 4:29:42 PM
credit-birch$50.00$50.004/12/2010 10:24:34 PM
KSPHoldings$25.00$25.004/12/2010 7:38:48 PM
goodcents$25.00$25.004/13/2010 7:49:13 PM
tearingstar$25.00$25.004/14/2010 12:09:43 PM
respectful-integrity3$25.00$25.004/14/2010 6:22:26 PM
comicgeek$25.00$25.004/15/2010 7:21:34 AM
broker558$25.00$25.004/15/2010 10:04:13 AM
Young-Y$28.00$28.004/15/2010 2:04:44 PM
tenchi2777$25.00$25.004/15/2010 12:48:49 PM
forthright-trade$25.00$25.004/15/2010 1:54:23 PM
authoritative-capital$25.00$25.004/15/2010 2:02:17 PM
p2p-mover0$30.00$30.004/15/2010 1:10:11 PM
John_Galt$30.00$30.004/15/2010 3:06:51 PM
FinanceEngine$25.00$25.004/15/2010 3:14:29 PM
new-marketplace-achievement$25.00$25.004/15/2010 5:14:46 PM
felicity-loyalist0$40.00$40.004/15/2010 4:17:57 PM
gustavholstopus32$25.00$25.004/15/2010 7:34:21 PM
credit-shower$29.56$29.564/15/2010 8:27:58 PM
agreement-bunny$25.00$25.004/15/2010 4:43:21 PM
theloanfiller$32.49$32.494/15/2010 6:44:19 PM
hidavehi$35.00$35.004/15/2010 8:34:30 PM
BONSAY$75.00$75.004/16/2010 3:01:16 AM
lakefront5$50.00$50.004/16/2010 3:54:28 AM
MapleLaker$25.00$25.004/16/2010 7:08:23 AM
BONSAY$50.00$50.004/16/2010 3:02:02 AM
Rivermaverick$25.00$25.004/16/2010 7:50:54 AM
nakane66$25.00$25.004/16/2010 5:53:13 AM
sparkling-income$50.00$50.004/16/2010 4:38:15 AM
merkutio$65.00$65.004/16/2010 7:29:04 AM
rate-hickory$25.00$25.004/16/2010 10:24:38 AM
kind-funds-tonic$25.00$25.004/16/2010 8:11:09 AM
jybank$25.00$25.004/16/2010 10:00:23 AM
tisiphone$25.00$25.004/16/2010 10:10:33 AM
jlendog$85.00$85.004/16/2010 9:45:39 AM
oaktownadam$215.76$215.764/16/2010 10:44:18 AM
auction-sage$25.00$25.004/16/2010 12:19:32 PM
lilgates26$41.80$41.804/16/2010 10:56:57 AM
credit-haven7$100.00$100.004/16/2010 12:33:06 PM
Ven58$25.00$25.004/16/2010 11:53:00 AM
BrighterSuns$25.00$25.004/16/2010 10:53:37 AM
balance-chestnut$50.00$50.004/16/2010 12:55:16 PM
bnordman$32.03$32.034/16/2010 3:51:43 PM
favorable-order8$25.00$25.004/9/2010 4:07:23 PM
sloak$25.00$25.004/9/2010 4:13:00 PM
hrubinst$25.00$25.004/9/2010 4:25:30 PM
availableloan$25.00$25.004/9/2010 4:24:01 PM
egw$25.00$25.004/9/2010 4:25:27 PM
Dap2005$25.00$25.004/9/2010 4:27:56 PM
ideal-platinum1$25.00$25.004/9/2010 4:29:16 PM
ichibon$75.00$75.004/9/2010 4:31:34 PM
rolandweary$30.00$30.004/9/2010 4:31:50 PM
klinebarger$25.00$25.004/9/2010 4:31:53 PM
maldok1$25.00$25.004/9/2010 4:32:12 PM
tedsrfdude$25.00$25.004/9/2010 4:38:32 PM
successful-agreement7$100.00$100.004/9/2010 4:29:04 PM
lagnisiruk$25.00$25.004/9/2010 4:29:08 PM
torion$25.00$25.004/9/2010 4:25:41 PM
bonus-adventure3$50.00$50.004/9/2010 4:26:02 PM
aggielender$25.00$25.004/9/2010 4:31:14 PM
Havana21$50.00$50.004/9/2010 4:31:22 PM
integrity-doctor$100.00$100.004/9/2010 4:26:47 PM
youthful-greenback3$35.00$35.004/9/2010 4:31:39 PM
mmckune$25.00$25.004/9/2010 4:27:11 PM
Syndication$25.00$25.004/9/2010 4:31:58 PM
radforj22$25.00$25.004/9/2010 4:27:34 PM
bill-expert$25.00$25.004/9/2010 4:48:37 PM
newest-inspiring-power$25.00$25.004/9/2010 4:29:41 PM
bchen78875$25.00$25.004/9/2010 4:29:49 PM
peerlender$30.00$30.004/9/2010 4:31:18 PM
bowdish1$50.00$50.004/9/2010 4:31:30 PM
anton$25.00$25.004/9/2010 5:50:00 PM
peso-mate$25.00$25.004/9/2010 5:50:03 PM
Yaj$25.00$25.004/9/2010 4:41:51 PM
Fearless_Lender$25.00$25.004/9/2010 6:50:27 PM
orgy63$25.00$25.004/9/2010 5:12:58 PM
naina_my_daughter$25.00$25.004/9/2010 11:00:31 PM
studious-bonus7$50.00$50.004/9/2010 5:23:25 PM
TCR3$25.00$25.004/9/2010 5:37:59 PM
jd006006$25.02$25.024/10/2010 7:34:32 AM
network2$25.00$25.004/9/2010 6:43:19 PM
economy-river$25.00$25.004/10/2010 4:46:40 AM
salala$25.00$25.004/10/2010 8:38:47 AM
AdmiralKirk$25.00$25.004/10/2010 5:40:22 AM
elnuks$25.00$25.004/9/2010 9:12:55 PM
fcukciti$50.00$50.004/10/2010 7:28:55 AM
supreme-hope$25.00$25.004/9/2010 10:53:08 PM
LongBeachLender$25.00$25.004/10/2010 12:33:01 AM
PaulW$25.00$25.004/10/2010 6:05:20 AM
Bzbee$50.00$50.004/10/2010 6:36:57 AM
romario$25.00$25.004/10/2010 1:29:23 PM
amitkj2000$49.00$49.004/10/2010 2:46:09 PM
intelligent-yield$25.00$25.004/10/2010 11:55:14 AM
miamibeachloaner$25.00$25.004/10/2010 12:38:01 PM
Sixmil$25.00$25.004/10/2010 8:38:44 AM
ijspence$25.00$25.004/10/2010 1:29:06 PM
Clambake$25.22$25.224/10/2010 1:35:35 PM
sweet-loan8$25.00$25.004/10/2010 3:54:31 PM
lukeskywalkerkp$50.00$50.004/10/2010 10:02:39 AM
bountiful-bazaar$25.00$25.004/10/2010 11:55:14 AM
Interstate_Rate$500.00$500.004/10/2010 11:55:18 AM
enthusiastic-balance5$45.65$45.654/10/2010 12:38:03 PM
jasperus$25.00$25.004/10/2010 2:20:59 PM
asset-professor$33.08$33.084/10/2010 2:38:07 PM
BlindJoeDeath$25.00$25.004/10/2010 11:38:41 PM
Rdodson11$25.00$25.004/10/2010 4:28:06 PM
Milonguero$100.00$100.004/10/2010 6:32:14 PM
BuffetRocks$50.00$50.004/10/2010 6:45:09 PM
kmr2$250.00$250.004/11/2010 11:12:52 AM
UofCMaroon$25.00$25.004/11/2010 5:58:38 AM
BigMoney56$25.00$25.004/11/2010 2:34:58 PM
cypressdev001$25.00$25.004/11/2010 5:41:37 PM
syounker$25.00$25.004/11/2010 5:48:01 PM
Cheburashka$25.00$25.004/11/2010 4:23:09 PM
balance-voyager$73.22$73.224/11/2010 1:33:35 PM
helpinghand63$50.00$50.004/11/2010 2:10:54 PM
platinum-platoon$25.00$25.004/11/2010 2:42:58 PM
tuffshorty$25.00$25.004/11/2010 2:43:18 PM
trustworthy-fairness$25.00$25.004/11/2010 10:16:15 PM
Ducatiman1978$25.00$25.004/11/2010 9:13:26 PM
credit-wheel7$25.00$25.004/11/2010 10:16:15 PM
ferdberfel$50.00$50.004/12/2010 10:37:09 AM
CAGE-Investments$100.00$82.284/12/2010 7:48:02 AM
newest-bountiful-basis$25.00$25.004/12/2010 8:17:49 PM
runbix7$25.00$25.004/13/2010 9:11:31 AM
csrwizard$25.00$25.004/13/2010 5:32:49 PM
tipan1$166.00$166.004/14/2010 2:47:32 AM
betheanswer$50.00$50.004/14/2010 8:51:05 AM
MGMNT$140.00$140.004/14/2010 7:56:45 AM
Peacepower$25.00$25.004/14/2010 5:28:14 PM
cac1966$25.00$25.004/14/2010 6:44:39 PM
ToloUSN$50.00$50.004/15/2010 7:21:48 AM
TheGeek$39.13$39.134/14/2010 8:41:09 PM
thoughtful-community7$25.00$25.004/15/2010 8:48:38 AM
sturdy-velocity6$25.00$25.004/15/2010 10:50:30 AM
best-listing-toro$25.00$25.004/15/2010 11:14:48 AM
Sven79$50.00$50.004/15/2010 10:12:47 AM
Gaelicman$87.52$87.524/15/2010 9:01:06 AM
AuroraRobbin$50.00$50.004/15/2010 11:59:05 AM
patriot384$250.00$250.004/15/2010 3:45:43 PM
justinology$50.00$50.004/15/2010 1:45:09 PM
agab$25.00$25.004/15/2010 4:10:51 PM
Astyanax$40.00$40.004/15/2010 7:01:10 PM
OKPapa$29.22$29.224/15/2010 9:59:30 PM
benefit-trident$25.00$25.004/15/2010 5:42:07 PM
BONSAY$50.00$50.004/16/2010 3:01:49 AM
MortgageeMarty$25.00$25.004/15/2010 8:37:48 PM
BONSAY$50.00$50.004/16/2010 3:01:32 AM
Snoopylover$25.00$25.004/16/2010 6:13:48 AM
webfeet$50.00$50.004/16/2010 6:36:44 AM
NriHomes$74.32$74.324/16/2010 3:16:35 AM
heerzaquestion$25.00$25.004/16/2010 5:04:38 AM
loans_to_loan$25.00$25.004/16/2010 3:23:50 AM
welovebutterflies$29.22$29.224/16/2010 7:03:29 AM
freefly67$25.00$25.004/16/2010 8:31:18 AM
trustworthy-finance6$50.00$50.004/16/2010 7:37:30 AM
himanshuko$25.00$25.004/16/2010 7:17:24 AM
crw1950$50.00$50.004/16/2010 8:30:45 AM
buukyak$25.00$25.004/16/2010 9:14:00 AM
Thrivewithme$50.00$50.004/16/2010 8:22:19 AM
debt-legend$25.00$25.004/16/2010 8:23:34 AM
1SteelerFan$30.00$30.004/16/2010 10:32:04 AM
Nusk$25.00$25.004/16/2010 9:36:07 AM
thrilling-nickel5$25.00$25.004/16/2010 1:00:31 PM
dav1d$25.00$25.004/16/2010 11:36:36 AM
Cambium$50.00$50.004/16/2010 11:49:37 AM
creative-generosity3$25.00$25.004/16/2010 10:59:51 AM
FrogAndToad$25.00$25.004/16/2010 3:13:35 PM
labate$25.00$25.004/16/2010 3:53:40 PM
jimmya$28.18$28.184/16/2010 1:13:08 PM
Jamahl$25.00$25.004/16/2010 12:06:02 PM
improvman$25.00$25.004/16/2010 3:50:47 PM
Rustang$50.00$50.004/16/2010 3:53:33 PM
244 bids
 
Borrower Payment Dependent Notes Series 453137
This series of Notes was issued and sold upon the funding of the borrower loan #42052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-06-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $82.06
Final lender yield: 12.30% Final borrower rate/APR: 13.30% / 15.45% Final monthly payment: $67.68
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.27%  
Lender servicing fee: 1.00% Estimated return: 2.03%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1992 Debt/Income ratio: 40%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 14 / 12Length of status:7y 5m
Credit score: 640-659 (Apr-2010) Total credit lines: 26 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,879Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 55%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Songbird Borrower's state: Massachusetts Borrower's group: BORROWERS - Free instant Listings - LARGEST GROUP
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 100% ) 640-659 (Latest)
Principal borrowed: $11,001.00< mo. late: 0 ( 0% )  
660-679 (Jul-2008)
620-639 (Feb-2008)
600-619 (Nov-2007)
620-639 (Feb-2007)
 
Principal balance: $2,655.61 1+ mo. late: 0 ( 0% )
Total payments billed: 54  
Description
Making our (organic) garden GROW!
Purpose of loan:
This loan will be used to build raised garden beds for increasing our yield of fresh, organic vegetables! The loan will cover the cost of all the materials to build the beds, soil and compost, seeds and plants, berry bushes and tools/equipment to replace what I have been borrowing or making due without. (We really need a good wheelbarrow, for example.) If there is money left over from the loan when we're done with the project, I will put it towards my higher interest debt.

We have a large property that had been neglected for a long time before we moved in three years ago. Over the past few seasons we have tamed the overgrown bushes and flower beds and I grew vegetables wherever I could in established flower beds. (Yes, those are my radishes in the picture!) We even got a very nice harvest of blueberries from a couple of bushes that we nurtured back from the brink. Unfortunately, though, most of the usable land has very sandy and depleted soil, so raised beds will help us a great deal. We lost far too many plantings (and money) last year to poor growing conditions.

As much as I love my local farmers' market, it's important to me to provide for ourselves this way. It's how I was raised, and gardening is in my blood. Maybe I'll even take the urban farming to the next level and try for chickens next year?! :)

My financial situation:
While I don't own my home, I pay no rent or household expenses. The home is owned by my parents, who inherited it from my grandfather, and has been in our family for nearly 100 years. My partner pays the utilities. (And, he has a home office so part of our expenses are covered by his company.) We maintain the house in lieu of paying "rent" as we will eventually own it. We share a car and own it outright. I recently finished paying off two loans, so I have the money available to make these payments.

My credit rating took a hit recently from some inquiries, a closed account (self-initiated) and high balances w/ no home ownership, so I'm starting at a high interest rate here. BUT, please note: NO delinquencies, NO late payments! My Prosper loan track record is spotless.

Monthly net income: $ 1720 (after pre-tax contributions for 401k savings, health savings account, etc.)

Monthly expenses: $1200
??Housing: $0
? Car/Renters Insurance: $60
??Car expenses: $40 at the most for gas--I have a blissfully short commute, and partner shares the car
??Utilities: Partner pays
??Phone, cable, internet: Partner pays
??Food, entertainment: $200 and partner contributes
??Credit cards, student and other loans: $900

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$400.00$400.004/7/2010 5:49:24 PM
Aberdeen$400.00$400.004/7/2010 5:50:14 PM
srsock$25.40$25.404/11/2010 3:59:03 PM
Reliance_Banker$35.00$35.004/12/2010 11:25:15 AM
supasonic$25.00$25.004/13/2010 2:06:56 PM
Aberdeen$400.00$400.004/7/2010 5:49:26 PM
Aberdeen$400.00$400.004/7/2010 5:50:12 PM
JerryB96$25.00$25.004/11/2010 5:52:39 PM
divine940$25.00$25.004/12/2010 6:09:38 PM
debt-legend$25.00$25.004/12/2010 10:57:06 PM
wild-orange$100.00$100.004/13/2010 12:06:42 AM
helynn43$25.00$25.004/13/2010 2:46:30 PM
farchoir$25.00$25.004/13/2010 4:00:17 PM
MoneyForNothing$25.00$25.004/13/2010 4:15:45 PM
shrewd-peace7$50.00$50.004/13/2010 1:10:13 PM
TakeCare$50.00$14.604/13/2010 3:35:06 PM
16 bids
 
Borrower Payment Dependent Notes Series 453201
This series of Notes was issued and sold upon the funding of the borrower loan #41894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,750.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 8.25% Starting borrower rate/APR: 9.25% / 11.35% Starting monthly payment: $119.69
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $119.60
 
Auction yield range: 4.04% - 8.25% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Self-employed
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:9y 1m
Credit score: 760-779 (Apr-2010) Total credit lines: 20 Occupation: Other
Now delinquent: 0 Revolving credit balance: $6,376Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 27%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: bobbypictures Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Complete Private Pilot Training
Purpose of loan:
This loan will be used to pay for flight time, instruction and the check ride for me to complete my private pilot license by my birthday in less than two months. I currently have 30 hours of flight time, and will probably need another 20 hours to get my license. The $3750 will cover?up to 30 hours, should I need it. Once certified, I'm able to afford flying?5-10?hours per month with my current income and expenses, so finally getting licensed is something that will provide me a great deal of pleasure and the ability to share the freedom of flight?with my family and friends. Flying has been a life long fascination.?I?own a business that specializes in historic aviation and space photos. And I absolutely see myself ownign a future business that involves flying. I'm going to complete my training regardless of whether I get this loan, but this will make it easier for me to complete it now rather than stretching it out over a few months. This loan will also eliminate the lure of playing the credit card teaser rate/transfers game that I was considering so that I can get this under my belt by my birthday in 6 weeks. Also, frankly, I'd much prefer to pay a bit of my hard earned money to you guys than to any credit card company.

My financial situation:
I am a good candidate for this loan because I don't NEED the money. I want it to make paying for my instruction a little easier, but I can get the money from my credit cards very easily at 0%?interest, just the usual credit card transaction fee, or I could borrow it from my retirement. I like to keep the cards for cash flow for my business though (that's what any balalnce that shows here is all about and changes monthly), and frankly prefer trying this approach rather than playing the credit card company games or linign their pockets. I also have spotless credit, and a lot at risk if I were to default...my business relies on my good credit score and I expect to?buy a plane and a home over the next 1-2 years. Will I repay on or ahead of time? Absolutely!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
AmericanCredit$25.00$25.004/9/2010 4:05:52 PM
KandKLegacyInvestments$25.00$25.004/9/2010 4:06:14 PM
ohnezweck$25.00$25.004/9/2010 4:04:32 PM
Blue_HorseShoe$25.00$25.004/9/2010 4:06:39 PM
rolandweary$30.00$30.004/9/2010 4:07:49 PM
KeepOnRunning$50.00$50.004/9/2010 4:12:25 PM
kanewna$50.00$50.004/9/2010 4:06:43 PM
Dap2005$100.00$100.004/9/2010 4:13:36 PM
meux99$25.00$25.004/9/2010 4:10:53 PM
iolaire$25.00$25.004/9/2010 4:10:59 PM
Emgolda$25.00$25.004/9/2010 4:18:20 PM
reinforced-reward$25.00$25.004/9/2010 4:19:15 PM
klinebarger$25.00$25.004/9/2010 4:18:36 PM
aggielender$50.00$50.004/9/2010 4:16:15 PM
thedoctor$90.00$90.004/9/2010 4:23:34 PM
MAJESTIC5$41.17$41.174/9/2010 4:16:40 PM
kid8549$25.00$25.004/9/2010 4:23:51 PM
Nerdster1$25.00$25.004/9/2010 4:24:41 PM
Dreamconnection$25.00$25.004/9/2010 4:25:06 PM
delicious-social132$40.00$40.004/9/2010 4:25:18 PM
bonus-adventure3$50.00$50.004/9/2010 4:25:24 PM
Avala$50.00$50.004/9/2010 4:25:46 PM
auction-turbine4$50.00$50.004/9/2010 4:26:19 PM
Thunderswan$50.00$50.004/9/2010 4:24:20 PM
meenan$25.00$25.004/9/2010 4:26:32 PM
euro-starter$25.00$25.004/9/2010 4:26:37 PM
heavenly-repayment4$25.00$25.004/9/2010 4:26:40 PM
integrity-doctor$100.00$100.004/9/2010 4:26:46 PM
life-is-great$25.00$25.004/9/2010 4:24:56 PM
dinero-speaker$25.00$25.004/9/2010 4:26:11 PM
steady-funds6$25.00$25.004/9/2010 4:27:06 PM
mmckune$25.00$4.834/9/2010 4:27:12 PM
Castellan$25.00$25.004/9/2010 4:23:30 PM
radforj22$25.00$25.004/9/2010 4:24:14 PM
hrubinst$25.00$25.004/9/2010 4:25:31 PM
careful-note$50.00$50.004/9/2010 4:27:01 PM
TeamRamRod$25.00$25.004/9/2010 4:27:08 PM
best-listing-toro$25.00$25.004/10/2010 7:37:16 AM
1fairlender$88.00$88.004/10/2010 6:23:00 AM
CheapDolo22$25.00$25.004/13/2010 8:01:42 PM
authoritative-capital$25.00$25.004/14/2010 8:54:04 PM
runfree$50.00$50.004/15/2010 6:00:39 AM
investment-mountain$50.00$50.004/15/2010 9:23:24 AM
colorfulgardener$25.00$25.004/15/2010 1:50:46 PM
iidowntoearthii$25.00$25.004/15/2010 9:16:53 PM
suburbanman64$30.00$30.004/15/2010 6:43:06 PM
webfeet$25.00$25.004/16/2010 6:34:15 AM
Rivermaverick$25.00$25.004/16/2010 8:04:35 AM
RadarLuv$25.00$25.004/16/2010 4:58:42 AM
bowl800$25.00$25.004/16/2010 9:46:42 AM
octoberfresh$25.00$25.004/16/2010 11:04:16 AM
peerlender$30.00$30.004/9/2010 4:06:00 PM
favorable-order8$25.00$25.004/9/2010 4:06:35 PM
social-comet7$25.00$25.004/9/2010 4:07:42 PM
mrzz$25.00$25.004/9/2010 4:04:38 PM
smart-leverage7$25.00$25.004/9/2010 4:08:50 PM
1phantom$50.00$50.004/9/2010 4:09:26 PM
sloak$25.00$25.004/9/2010 4:13:00 PM
kenji4861$25.00$25.004/9/2010 4:10:17 PM
j2ee$25.00$25.004/9/2010 4:15:06 PM
social-turtle4$25.00$25.004/9/2010 4:08:32 PM
peaceful-agreement2$25.00$25.004/9/2010 4:13:17 PM
leftcoast52$25.00$25.004/9/2010 4:11:50 PM
Westerly$30.16$30.164/9/2010 4:18:57 PM
discrete-asset$25.00$25.004/9/2010 4:15:03 PM
bowdish1$100.00$100.004/9/2010 4:15:23 PM
alpinaut$25.00$25.004/9/2010 4:16:07 PM
mizon291$50.00$50.004/9/2010 4:23:59 PM
langdonx$25.00$25.004/9/2010 4:17:41 PM
ideal-penny8$25.00$25.004/9/2010 4:25:09 PM
skuba$28.10$28.104/9/2010 4:23:28 PM
torion$25.00$25.004/9/2010 4:25:40 PM
unique-order8$25.00$25.004/9/2010 4:19:05 PM
ddog0224$25.00$25.004/9/2010 4:26:05 PM
Tai$25.00$25.004/9/2010 4:24:28 PM
rescue$100.00$100.004/9/2010 4:26:52 PM
bchen78875$50.00$50.004/9/2010 4:27:03 PM
inspired-contract9$50.00$50.004/9/2010 4:25:15 PM
xyzlmno$25.00$25.004/9/2010 4:26:26 PM
Barak$40.00$40.004/9/2010 4:26:35 PM
community-saver158$50.00$50.004/9/2010 4:26:57 PM
stable-nickel$200.00$200.004/9/2010 4:27:00 PM
nickel-ferret$25.00$25.004/9/2010 4:24:32 PM
investment-network$25.00$25.004/9/2010 4:24:37 PM
kchen486$25.00$25.004/9/2010 4:25:02 PM
lukeskywalkerkp$50.00$50.004/10/2010 10:05:23 AM
gillijr1001$25.00$25.004/15/2010 2:17:50 AM
HT3$50.00$50.004/15/2010 3:20:56 PM
TBCapitol$42.74$42.744/15/2010 12:48:03 PM
felicity-loyalist0$30.00$30.004/15/2010 4:19:15 PM
tomjac2000$25.00$25.004/15/2010 8:13:37 PM
simms2k$25.00$25.004/15/2010 8:28:00 PM
Lender0307$25.00$25.004/15/2010 10:10:17 PM
dbaoracle$50.00$50.004/15/2010 11:35:30 PM
lakefront5$50.00$50.004/16/2010 4:06:30 AM
PlusUltra$100.00$100.004/16/2010 8:04:24 AM
cash-mountain4$25.00$25.004/16/2010 8:09:08 AM
kind-funds-tonic$25.00$25.004/16/2010 8:12:52 AM
ProjectVenture$50.00$50.004/16/2010 1:13:59 PM
jayk63$25.00$25.004/16/2010 2:56:53 PM
100 bids
 
Borrower Payment Dependent Notes Series 453261
This series of Notes was issued and sold upon the funding of the borrower loan #42012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 14.03% Starting borrower rate/APR: 15.03% / 17.20% Starting monthly payment: $346.80
Final lender yield: 13.85% Final borrower rate/APR: 14.85% / 17.02% Final monthly payment: $345.92
 
Auction yield range: 6.04% - 14.03% Estimated loss impact: 5.23%  
Lender servicing fee: 1.00% Estimated return: 8.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2007 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:3y 2m
Credit score: 720-739 (Mar-2010) Total credit lines: 6 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $46Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: loan-jalapeno Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Furniture,Debt consolidation
Purpose of loan:
This loan will be used to buy new furniture. I bought home last year. I want to buy new furniture now.

My financial situation:
I am a good candidate for this loan because me and my wife are both working. My pay is 71k and my wife's 70k. We bought home last year for 165k.
We did downpayment of 20k. Also we bought 2 new cars during last 3 years(acura tsx and toyota camry ). We have two car loans now ,one has 13k left and other one has 8k left. So, our total debt is around 161k. We both share these loans and all other billls. I have been with my company for 3 years and just got promoted last week.I am 29 years old and I have very stable job with one of the best companies. We can pay the loan back without nay problem as we do save a lot.
But we did downpayment for home,cars and that is why we need this loan. Please feel free to ask any question.I appreciate your help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please provide a break down of all monthly debt. Thank you and good luck. - willinvest
A: mortgage-1203 (paid by me) car loan-326(paid by me) phone bill -120(paid by me) all other bills are paid by my wife which includes Internet+TV Cable+one car loan+electricity+HOA (Apr-12-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:10 PM
sloak$25.00$25.004/12/2010 4:16:24 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:48 PM
Avala$50.00$50.004/12/2010 4:28:15 PM
delicious-social132$25.00$25.004/12/2010 4:28:33 PM
unassassinable$25.00$25.004/12/2010 4:34:45 PM
dinero-speaker$25.00$25.004/12/2010 4:29:15 PM
mmckune$25.00$25.004/12/2010 4:31:54 PM
Syndication$25.00$25.004/12/2010 4:39:33 PM
orgy63$25.00$25.004/12/2010 4:40:41 PM
aislinnn$25.00$25.004/12/2010 4:41:16 PM
PRGuyinVA$25.00$25.004/12/2010 4:43:01 PM
Supernick$50.00$50.004/12/2010 4:35:14 PM
frogperson$75.00$75.004/12/2010 4:43:08 PM
successful-agreement7$100.00$100.004/12/2010 4:35:46 PM
supersarah61$25.00$25.004/12/2010 4:44:09 PM
peerlender$30.00$30.004/12/2010 4:38:07 PM
Quetz$25.00$25.004/12/2010 4:46:13 PM
bowdish1$50.00$50.004/12/2010 4:38:40 PM
RedCentre$500.00$500.004/12/2010 4:56:36 PM
radforj22$25.00$25.004/12/2010 5:01:40 PM
Clambake$38.81$38.814/12/2010 5:10:36 PM
TCR3$25.00$25.004/12/2010 5:17:51 PM
reflective-rupee$100.00$100.004/12/2010 5:59:53 PM
market-pudding$25.00$25.004/12/2010 7:21:18 PM
aggielender$25.00$25.004/12/2010 8:50:11 PM
bchen78875$25.00$25.004/12/2010 11:34:07 PM
the-profit-oracle$25.00$25.004/13/2010 6:05:22 AM
The_Secret$50.00$50.004/13/2010 3:23:41 AM
capital-marsupial3$25.00$25.004/13/2010 9:33:37 AM
jdrez$25.00$25.004/13/2010 10:03:09 AM
Artist_Blue$25.00$25.004/13/2010 10:43:47 AM
selfmademan$25.00$25.004/13/2010 10:43:50 AM
stable-nickel$100.00$100.004/13/2010 11:11:27 AM
sweet-loan8$25.00$25.004/13/2010 1:25:48 PM
HaveToWrite$25.00$25.004/13/2010 1:26:13 PM
KFB_Investments$30.00$30.004/13/2010 2:07:18 PM
DrNano$50.00$50.004/13/2010 1:50:17 PM
ttnk62918$25.00$25.004/13/2010 12:28:46 PM
ddog0224$25.00$25.004/13/2010 1:26:42 PM
Nerdster1$25.00$25.004/13/2010 4:41:38 PM
mikeandcat$25.01$25.014/13/2010 4:39:48 PM
calm-deal7$25.00$25.004/13/2010 4:53:29 PM
supreme-hope$25.00$25.004/13/2010 4:41:50 PM
order-wizard$50.00$50.004/13/2010 5:43:53 PM
cloud8$29.38$29.384/13/2010 5:45:01 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:43:05 PM
CarDealer3070$25.00$25.004/13/2010 9:58:03 PM
salala$25.00$25.004/14/2010 11:44:15 AM
jrbill1998$50.00$50.004/14/2010 10:03:11 AM
Josta$37.32$37.324/14/2010 10:53:34 AM
KiwiElf$25.00$25.004/14/2010 12:08:46 PM
contract-eagle$25.00$25.004/14/2010 1:43:06 PM
tearingstar$25.00$25.004/14/2010 12:18:51 PM
personal-lender$25.00$25.004/14/2010 2:13:10 PM
Interloper$25.00$25.004/14/2010 11:18:31 PM
p2p_banker$25.00$25.004/15/2010 9:53:22 AM
IIP77$25.00$25.004/15/2010 10:19:10 AM
cberthiaume$25.00$25.004/15/2010 6:48:09 AM
PhalanxBulldog$25.00$25.004/15/2010 1:08:57 PM
saschar$25.00$25.004/15/2010 2:00:42 PM
cyberie21$40.00$40.004/15/2010 12:23:02 PM
nodrivelpls$25.00$25.004/15/2010 1:08:52 PM
yertle9$25.00$25.004/15/2010 1:42:49 PM
Hiro07$25.00$25.004/15/2010 1:43:29 PM
WolRab$32.52$32.524/15/2010 12:43:08 PM
arejaybe$25.00$25.004/15/2010 2:13:34 PM
Breakfast_Gypsy$25.00$25.004/15/2010 1:42:57 PM
papaman$25.00$25.004/15/2010 2:09:38 PM
ultimatepaintball$25.00$25.004/15/2010 2:36:09 PM
Aquani$50.00$49.954/15/2010 2:43:18 PM
dabears7$25.00$25.004/15/2010 3:54:14 PM
LibbyZ$32.61$32.614/15/2010 8:44:47 PM
78$25.00$25.004/15/2010 6:14:56 PM
nnomura$75.00$75.004/15/2010 6:02:17 PM
COguy$25.00$25.004/15/2010 10:17:05 PM
Oakland$50.00$50.004/16/2010 6:40:55 AM
the-generosity-chef$80.00$80.004/16/2010 7:27:23 AM
webfeet$25.00$25.004/16/2010 6:18:04 AM
Rothgoe$33.62$33.624/16/2010 10:12:26 AM
steady-dime$25.00$25.004/16/2010 9:04:11 AM
trail8631$25.00$25.004/16/2010 11:13:36 AM
economy-river$25.00$25.004/16/2010 2:06:08 PM
Fillinganeed$50.00$50.004/16/2010 2:26:43 PM
stockpiler079$25.00$25.004/16/2010 4:35:41 PM
durability-halibut$25.00$25.004/16/2010 4:34:04 PM
d_grbg$25.00$25.004/16/2010 4:54:05 PM
hokee$25.00$25.004/16/2010 7:18:52 PM
Machbannai$31.79$31.794/16/2010 6:13:49 PM
heerzaquestion$25.00$25.004/17/2010 6:44:28 AM
hidavehi$25.00$25.004/17/2010 8:02:09 AM
MoneyTree79$29.48$29.484/17/2010 8:28:02 AM
deuce747$44.00$44.004/17/2010 8:19:46 AM
Tech-Entrepreneur$25.00$25.004/17/2010 8:00:12 PM
mex_invests$25.00$25.004/17/2010 12:55:36 PM
LendToCause$25.00$25.004/17/2010 6:58:05 PM
SteadyOne$25.00$25.004/17/2010 7:20:50 PM
p2ploan-sensation211$50.00$50.004/17/2010 3:28:40 PM
BigBizBuilder$301.96$301.964/18/2010 10:01:23 AM
XCWIZ007$30.00$30.004/18/2010 11:16:12 AM
willinvest$25.00$25.004/18/2010 4:07:58 AM
himanshuko$25.00$25.004/18/2010 1:39:47 PM
redmen93$25.00$25.004/18/2010 9:51:02 AM
jguerrajr$44.65$44.654/18/2010 10:09:42 AM
reBuild-America$25.00$25.004/18/2010 9:37:20 PM
eprometheus$52.00$52.004/18/2010 10:23:57 PM
suicideducky$25.00$25.004/18/2010 1:53:37 PM
mitcha1$25.00$25.004/19/2010 5:12:16 AM
rockhound84$25.00$25.004/18/2010 2:34:11 PM
evildutchman$50.00$50.004/18/2010 8:57:36 PM
VBPlayer$35.00$35.004/19/2010 7:52:23 AM
Schwamie$73.33$73.334/18/2010 6:18:23 PM
ILovemoney$50.00$50.004/18/2010 6:54:09 PM
LoveVA$50.00$50.004/18/2010 8:13:21 PM
favorite-commerce$25.00$25.004/19/2010 11:02:26 AM
RealEstateInvestorsoftheUS$25.00$25.004/19/2010 11:18:03 AM
Sven79$50.00$50.004/12/2010 4:03:01 PM
hrubinst$25.00$25.004/12/2010 4:27:14 PM
nickel-ferret$25.00$25.004/12/2010 4:32:27 PM
logical-reward8$25.00$25.004/12/2010 4:32:45 PM
buckyhead2000$25.00$25.004/12/2010 4:33:27 PM
torion$25.00$25.004/12/2010 4:27:58 PM
Dap2005$25.00$25.004/12/2010 4:33:48 PM
lagnisiruk$25.00$25.004/12/2010 4:35:49 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:32 PM
integrity-doctor$100.00$100.004/12/2010 4:30:54 PM
Havana21$50.00$50.004/12/2010 4:38:24 PM
return-buddy$25.00$25.004/12/2010 4:46:43 PM
dt_one$25.00$25.004/12/2010 4:58:18 PM
kindness-percolator5$25.00$25.004/12/2010 4:40:02 PM
bill-expert$25.00$25.004/12/2010 4:40:20 PM
aurorafinancial$50.00$50.004/12/2010 4:59:29 PM
bomdel$25.00$25.004/12/2010 4:41:20 PM
Cai8899$50.00$50.004/12/2010 4:44:42 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:10 PM
AF-Chief$27.00$27.004/12/2010 4:47:05 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:15 PM
inspired-contract9$25.00$25.004/12/2010 11:33:07 PM
samo102us$25.00$25.004/13/2010 8:03:31 AM
platinum-sorcerer6$25.00$25.004/13/2010 9:29:15 AM
newest-inspiring-power$25.00$25.004/12/2010 11:33:46 PM
brazilofmux$100.00$100.004/13/2010 10:39:35 AM
selector568$300.00$300.004/13/2010 12:45:04 PM
euro-starter$25.00$25.004/13/2010 1:25:59 PM
return-eclipse0$25.00$25.004/13/2010 1:26:18 PM
OzGuy609$25.00$25.004/13/2010 11:07:14 AM
SNH$50.00$50.004/13/2010 2:42:55 PM
repayment-radio$75.00$75.004/13/2010 2:33:44 PM
ArtemisFitzlebottom$25.00$25.004/13/2010 4:41:45 PM
lamarsam$25.00$25.004/13/2010 5:04:44 PM
ISHLEP67$50.00$50.004/13/2010 8:28:12 PM
booyah$50.00$50.004/14/2010 5:08:03 AM
RusRobo$25.00$25.004/13/2010 8:57:48 PM
anton$50.00$50.004/13/2010 9:38:53 PM
Randini$25.00$25.004/14/2010 9:47:54 AM
Okeey$25.00$25.004/14/2010 9:10:03 AM
intlargonaut$100.00$100.004/14/2010 2:53:27 PM
influential-compassion9$50.00$50.004/14/2010 12:03:14 PM
silver-armada$100.00$100.004/14/2010 4:25:27 PM
respectful-integrity3$25.00$25.004/14/2010 6:14:01 PM
chekat$25.00$25.004/14/2010 3:08:39 PM
gracej$25.00$25.004/14/2010 4:28:36 PM
Sixmil$25.00$25.004/14/2010 6:27:54 PM
bid-refresher2$25.00$25.004/15/2010 9:34:08 AM
jblack01$25.00$25.004/15/2010 5:12:54 AM
jodilee31$25.00$25.004/15/2010 5:52:35 AM
authoritative-capital$25.00$25.004/14/2010 9:28:03 PM
finance-prescription$100.00$100.004/15/2010 8:03:26 AM
gain-seagull9$25.00$25.004/15/2010 10:09:43 AM
CommerciaLender$25.00$25.004/15/2010 8:52:16 AM
micko$25.00$25.004/15/2010 11:17:58 AM
IP$47.56$47.564/15/2010 12:23:09 PM
theaterguy$25.00$25.004/15/2010 12:35:57 PM
jbadawg1017$25.00$25.004/15/2010 12:43:06 PM
monticello$25.00$25.004/15/2010 12:43:35 PM
vengy$25.00$25.004/15/2010 1:34:57 PM
cassius84$25.00$25.004/15/2010 2:08:06 PM
bsh297$25.00$25.004/15/2010 1:18:30 PM
skiberdad$27.39$27.394/15/2010 12:23:08 PM
Zoramite$25.00$25.004/15/2010 12:43:00 PM
Superc0ld$34.31$34.314/15/2010 1:08:55 PM
zrohmm$25.00$25.004/15/2010 2:34:52 PM
mizunoman$25.00$25.004/15/2010 2:35:56 PM
Fahrquar$25.00$25.004/15/2010 1:35:08 PM
skuba$25.00$25.004/15/2010 2:43:15 PM
blue-receptive-affluence$50.00$50.004/15/2010 5:42:29 PM
lakefront5$60.00$60.004/16/2010 4:16:18 AM
cash-tent$25.00$25.004/15/2010 10:05:19 PM
miket71$100.00$100.004/16/2010 3:18:27 AM
minista$25.00$25.004/16/2010 3:19:20 AM
sparkling-income$100.00$100.004/16/2010 4:45:54 AM
Mojo1$40.00$40.004/16/2010 8:17:29 AM
gypsy11$275.00$275.004/16/2010 8:27:31 AM
murphbc$26.11$26.114/16/2010 6:18:09 AM
dollardave$100.00$100.004/16/2010 8:55:06 AM
credit-panda1$50.00$50.004/16/2010 12:37:37 PM
sdcc72$25.00$25.004/16/2010 3:47:14 PM
wwwUniversal$25.00$25.004/16/2010 5:04:21 PM
Airthus$25.00$25.004/16/2010 6:16:03 PM
podosphero$57.10$57.104/16/2010 6:22:16 PM
stuy1998$30.00$30.004/16/2010 4:52:38 PM
Leopoldine$25.00$25.004/16/2010 6:43:55 PM
Digs$25.00$25.004/16/2010 8:53:32 PM
StrongMonty$25.00$25.004/17/2010 1:33:20 AM
Light_Verity$500.00$500.004/17/2010 9:59:51 AM
CSinvestments$25.00$25.004/17/2010 2:04:55 PM
maximizer$25.00$25.004/17/2010 7:40:03 AM
Moneypenny6$25.00$25.004/17/2010 11:12:55 AM
bigmoneybags$25.00$25.004/17/2010 6:55:49 PM
scottr$25.00$25.004/18/2010 12:22:50 PM
Dan77$25.00$25.004/18/2010 1:00:06 PM
benefit-flow$25.00$25.004/18/2010 10:15:39 AM
cannedriposte$50.00$50.004/18/2010 8:44:56 PM
CaliforniaSun$25.00$25.004/18/2010 9:32:10 PM
greenback-ally$50.00$50.004/18/2010 4:03:40 PM
Bzbee$50.00$50.004/18/2010 6:26:05 PM
ManhattanLender$25.00$25.004/19/2010 6:05:56 AM
justinology$25.00$25.004/18/2010 11:41:23 PM
olin5$25.00$25.004/19/2010 7:56:58 AM
FOFagent1$200.00$200.004/19/2010 8:50:16 AM
patriot384$100.00$100.004/19/2010 5:39:30 AM
rate-hickory$25.00$25.004/19/2010 9:08:12 AM
justice-disk$25.00$25.004/19/2010 9:14:48 AM
rainbowsorbet$25.00$25.004/19/2010 9:35:29 AM
Torero06$26.73$26.734/19/2010 9:51:29 AM
rdrloan$50.00$50.004/19/2010 10:15:48 AM
jhernand17$25.00$25.004/19/2010 10:36:00 AM
transparency-planetarium$92.37$92.374/19/2010 11:29:05 AM
228 bids
 
Borrower Payment Dependent Notes Series 453407
This series of Notes was issued and sold upon the funding of the borrower loan #42067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-16-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $176.42
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $124.38
 
Auction yield range: 4.04% - 34.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2007 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 3Length of status:3y 2m
Credit score: 720-739 (Apr-2010) Total credit lines: 7 Occupation: Nurse (RN)
Now delinquent: 0 Revolving credit balance: $374Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 7%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: value-delight1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying of home improvement loan
Purpose of loan:
To build a fence for my home.

My financial situation:
I am a good candidate for this loan because I work as a Registered nurse and i?love my job and make a good living.
Bought my first home in March 2010 and I am waiting?on the?IRS home buyer credit of $8000.?All my credit cards are paid off each month and have no other debt except for my home and auto loan.

Monthly income- $4500
Total Monthly expense- $2600

Mortgage- $1351
Auto Loan-$413
Utlities- $250
Groceries- $500-600




Information in the Description is not verified.
Friends And Family Winning Bids
Capit0l has bid a total of $2,000.00 in winning bids.
"This person is my friend and coworker. I recommend this loan."
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meux99$25.00$25.004/16/2010 4:10:09 PM
evnagelist$25.00$25.004/16/2010 4:15:37 PM
KandKLegacyInvestments$25.00$25.004/16/2010 4:07:36 PM
iolaire$25.00$25.004/16/2010 4:14:17 PM
bowdish1$100.00$100.004/16/2010 4:21:45 PM
integrity-doctor$100.00$100.004/16/2010 4:16:46 PM
Capit0l$1,000.00$1,000.004/16/2010 4:17:22 PM
radforj22$25.00$25.004/16/2010 4:15:02 PM
truth-image$50.00$50.004/16/2010 4:19:29 PM
antlr$25.00$25.004/16/2010 4:19:35 PM
fortytwo$100.00$100.004/16/2010 4:20:42 PM
Avala$50.00$50.004/16/2010 4:28:19 PM
meenan$25.00$25.004/16/2010 4:29:06 PM
Barak$40.00$40.004/16/2010 4:29:15 PM
tenacious-compassion9$30.00$26.824/16/2010 4:29:49 PM
hrubinst$25.00$25.004/16/2010 4:27:35 PM
torion$25.00$25.004/16/2010 4:28:06 PM
careful-note$50.00$50.004/16/2010 4:29:20 PM
delicious-social132$40.00$40.004/16/2010 4:27:26 PM
dinero-speaker$25.00$25.004/16/2010 4:28:56 PM
bondhedger$25.00$25.004/16/2010 4:50:14 PM
DANTHEMAN2$25.00$25.004/16/2010 8:19:54 PM
interstellar$50.00$50.004/16/2010 4:53:48 PM
Tech-Entrepreneur$25.00$25.004/17/2010 7:56:13 PM
selector568$25.00$25.004/19/2010 6:13:21 AM
beachfunder$25.00$25.004/19/2010 9:16:24 AM
qkinger$50.00$50.004/19/2010 9:15:59 PM
Pickmar$25.00$25.004/20/2010 9:22:41 AM
martymaniaman$75.00$75.004/21/2010 10:06:11 AM
uncleubb$25.00$25.004/21/2010 1:38:00 PM
jayk63$25.00$25.004/21/2010 2:42:03 PM
wwwUniversal$25.00$25.004/21/2010 4:26:41 PM
exchange-grizzly$30.72$30.724/22/2010 8:17:47 AM
TakeCare$50.00$50.004/22/2010 11:04:32 AM
SCD$25.00$25.004/22/2010 1:07:19 PM
contract-eagle$25.00$25.004/16/2010 4:15:21 PM
kenji4861$25.00$25.004/16/2010 4:09:43 PM
OLYVRC$25.00$25.004/16/2010 4:18:57 PM
lagnisiruk$25.00$25.004/16/2010 4:19:53 PM
Capit0l$500.00$500.004/16/2010 4:20:07 PM
authoritative-capital$25.00$25.004/16/2010 4:07:20 PM
gain-seagull9$25.00$25.004/16/2010 4:16:25 PM
red-trade-cologne$25.00$25.004/16/2010 4:15:45 PM
mtp$50.00$50.004/16/2010 4:21:28 PM
nickel-ferret$25.00$25.004/16/2010 4:26:55 PM
Ivan2007$25.00$25.004/16/2010 4:21:07 PM
mrzz$25.00$25.004/16/2010 4:21:12 PM
mmckune$25.00$25.004/16/2010 4:29:24 PM
RandyL3$99.00$99.004/16/2010 4:40:30 PM
Capit0l$500.00$500.004/16/2010 6:02:13 PM
emmeyP$25.00$25.004/18/2010 6:11:03 PM
rummy06$25.00$25.004/20/2010 10:20:31 PM
ujiba$25.00$25.004/21/2010 9:34:54 AM
D-N-A_Investments$30.00$30.004/21/2010 7:19:27 PM
MonkeyHero$25.59$25.594/21/2010 10:12:36 PM
Patrician$32.87$32.874/22/2010 1:28:07 PM
56 bids
 
Borrower Payment Dependent Notes Series 453409
This series of Notes was issued and sold upon the funding of the borrower loan #41906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $132.54
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $132.19
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1993 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:1y 2m
Credit score: 800-819 (Apr-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $553Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: the-lively-openness Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to pay off credit card debt?over a fixed period of time at a better rate.

My financial situation:
I am a good candidate for this loan because because I am?paying more than the minimum amount due each month but due to the high interest rates,?most of the payments are being applied to the finance charges and very little to the?principal.? I want to repay my debts but?at a better rate of interest for a fixed period of time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
meux99$25.00$25.004/15/2010 11:37:02 AM
OLYVRC$25.00$25.004/15/2010 11:44:10 AM
lagnisiruk$25.00$25.004/15/2010 11:46:32 AM
mrzz$25.00$25.004/15/2010 11:48:09 AM
microloan-green$25.00$25.004/15/2010 11:42:30 AM
worthy-wealth3$25.00$25.004/15/2010 11:43:52 AM
satisfying-durability$25.00$25.004/15/2010 11:55:40 AM
KeepOnRunning$50.00$50.004/15/2010 11:49:32 AM
fortytwo$100.00$100.004/15/2010 11:47:16 AM
Ivan2007$25.00$25.004/15/2010 11:48:04 AM
peerlender$30.00$30.004/15/2010 11:48:37 AM
turbospeed$25.00$25.004/15/2010 12:01:53 PM
HHP$25.00$25.004/15/2010 12:03:33 PM
meenan$25.00$25.004/15/2010 11:58:33 AM
careful-note$50.00$50.004/15/2010 11:59:37 AM
authoritative-capital$25.00$25.004/15/2010 12:09:45 PM
red-trade-cologne$25.00$25.004/15/2010 12:10:11 PM
tenacious-compassion9$30.00$30.004/15/2010 12:00:26 PM
buckyhead2000$25.00$25.004/15/2010 12:38:09 PM
fantastic-openness$50.00$50.004/15/2010 12:02:50 PM
gain-seagull9$25.00$25.004/15/2010 12:11:31 PM
Supernick$50.00$50.004/15/2010 12:06:33 PM
contract-eagle$25.00$25.004/15/2010 12:08:41 PM
octoberfresh$25.00$25.004/15/2010 3:28:26 PM
springpanda$25.00$25.004/15/2010 2:48:02 PM
radforj22$25.00$25.004/15/2010 4:10:39 PM
GElender$50.00$50.004/15/2010 4:00:50 PM
Havana21$50.00$50.004/15/2010 10:23:10 PM
Artist_Blue$25.00$25.004/16/2010 7:44:52 AM
teller$60.00$60.004/16/2010 10:11:54 AM
jsw7us$50.00$37.174/16/2010 10:33:33 AM
Daneistes$100.00$100.004/16/2010 9:35:45 AM
Tradesmanlender$25.00$25.004/16/2010 9:38:04 AM
LoanAngel$25.00$25.004/16/2010 9:19:13 AM
vulgy$50.00$50.004/16/2010 9:39:12 AM
KiwiElf$30.00$30.004/16/2010 10:28:36 AM
RandyL3$99.00$99.004/16/2010 3:00:01 PM
vinayski$25.00$25.004/16/2010 1:08:05 PM
gtyreeiv$75.00$75.004/16/2010 6:03:39 PM
CharlieMS$50.00$50.004/17/2010 12:28:37 PM
retiresecure$25.00$25.004/17/2010 8:48:58 AM
the-profit-oracle$25.00$25.004/18/2010 3:33:38 PM
theskippy$25.00$25.004/20/2010 5:21:39 PM
Tsimmeej$25.00$25.004/20/2010 5:31:48 PM
dynamic-fairness$25.00$25.004/21/2010 1:08:35 AM
Isotope$25.00$25.004/21/2010 5:12:17 AM
westernstar$25.00$25.004/21/2010 8:00:39 AM
Spkthewrd3$25.00$25.004/21/2010 6:39:59 AM
GBlack$25.00$25.004/21/2010 10:04:12 AM
persistent-value3$35.56$35.564/21/2010 10:22:45 AM
Dollars4Rent$25.00$25.004/21/2010 10:51:34 AM
ItNoKnot$30.00$30.004/21/2010 11:32:46 AM
Damostuff$25.00$25.004/21/2010 12:53:42 PM
Whosonfirst$41.85$41.854/21/2010 3:06:11 PM
market-jam$34.83$34.834/21/2010 1:28:42 PM
bobbyt116$28.51$28.514/21/2010 4:20:45 PM
Chillito$25.00$25.004/21/2010 10:00:54 PM
undaunted-agreement$25.00$25.004/21/2010 11:50:48 PM
eastindianprince$25.00$25.004/22/2010 1:29:24 AM
slwholesales$25.00$25.004/22/2010 9:52:26 AM
StocksMan$50.00$50.004/22/2010 11:21:26 AM
improvman$25.00$25.004/22/2010 10:59:27 AM
kenji4861$25.00$25.004/15/2010 11:36:07 AM
KandKLegacyInvestments$25.00$25.004/15/2010 11:30:55 AM
truth-image$50.00$50.004/15/2010 11:45:47 AM
TheMan$25.00$25.004/15/2010 11:43:26 AM
nickel-ferret$25.00$25.004/15/2010 11:55:20 AM
mtp$50.00$50.004/15/2010 11:48:58 AM
bowdish1$100.00$100.004/15/2010 11:50:20 AM
antlr$25.00$25.004/15/2010 11:46:01 AM
Barak$40.00$40.004/15/2010 11:58:45 AM
heavenly-repayment4$25.00$25.004/15/2010 11:58:56 AM
skuba$25.00$25.004/15/2010 12:01:27 PM
magical-greenback$25.00$25.004/15/2010 12:02:09 PM
bright-balance$25.00$25.004/15/2010 12:04:54 PM
tender-integrity3$50.00$50.004/15/2010 12:07:25 PM
delicious-social132$40.00$40.004/15/2010 11:56:19 AM
DonaldColorado$25.00$25.004/15/2010 12:08:28 PM
RusRobo$25.00$25.004/15/2010 12:00:52 PM
evnagelist$25.00$25.004/15/2010 12:10:02 PM
codavee$50.00$50.004/15/2010 12:03:03 PM
djs81$25.00$25.004/15/2010 12:23:52 PM
TakeCare$50.00$50.004/15/2010 12:08:04 PM
bchen78875$50.00$50.004/15/2010 1:00:43 PM
iolaire$25.00$25.004/15/2010 1:43:55 PM
jblack01$25.00$25.004/15/2010 5:19:57 PM
Kelor99$25.00$25.004/15/2010 5:51:47 PM
bonus-adventure3$25.00$25.004/16/2010 3:35:47 AM
snazzet$25.00$25.004/15/2010 6:37:30 PM
Unitas4302$50.00$50.004/16/2010 4:48:48 AM
cebgop$25.00$25.004/15/2010 8:39:06 PM
lowrate$25.00$25.004/16/2010 12:33:00 AM
MiniBank998$25.00$25.004/16/2010 7:28:02 AM
blot44$25.00$25.004/16/2010 5:39:53 AM
schpere$25.00$25.004/16/2010 4:44:55 AM
unclejaef$25.00$25.004/16/2010 10:31:35 AM
Cai8899$29.54$29.544/16/2010 10:30:12 AM
BaxterEvil$25.00$25.004/16/2010 10:30:38 AM
bruin558$60.28$60.284/16/2010 10:30:48 AM
MissionMicroFinance$25.00$25.004/16/2010 10:31:19 AM
otalon$25.00$25.004/16/2010 3:25:46 PM
iruz$75.81$75.814/16/2010 2:53:35 PM
wwwUniversal$25.00$25.004/16/2010 6:04:31 PM
dontscrewmeover1$50.00$50.004/18/2010 9:18:26 AM
Cherrypicker$25.00$25.004/19/2010 4:00:19 PM
cash-sensai2$25.00$25.004/19/2010 4:02:30 PM
Sven79$50.00$50.004/19/2010 4:04:58 PM
isfahanian$25.00$25.004/20/2010 3:05:06 AM
qkinger$50.00$50.004/20/2010 11:47:40 AM
loanshark62$30.00$30.004/20/2010 7:18:20 PM
repaymeplease$34.38$34.384/20/2010 7:27:22 PM
ToloUSN$50.00$50.004/20/2010 7:36:47 PM
dbanwart$25.00$25.004/21/2010 5:26:36 AM
JohnSmith10$25.00$25.004/20/2010 9:03:01 PM
roadtruck$50.00$50.004/21/2010 7:51:17 AM
bouvierchamp$28.51$28.514/21/2010 11:05:21 AM
Tiger6543$25.00$25.004/21/2010 11:24:03 AM
Bank_of_E-Ville$50.99$50.994/21/2010 5:04:00 PM
Spiv_51$25.00$25.004/22/2010 1:46:13 AM
RadarLuv$25.00$25.004/22/2010 5:18:39 AM
Charmart$25.00$25.004/22/2010 2:44:30 AM
moneytolend72$28.57$28.574/22/2010 7:20:55 AM
122 bids
 
Borrower Payment Dependent Notes Series 453825
This series of Notes was issued and sold upon the funding of the borrower loan #42009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 28.00% Final borrower rate/APR: 29.00% / 31.63% Final monthly payment: $62.86
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.63%  
Lender servicing fee: 1.00% Estimated return: 8.37%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1997 Debt/Income ratio: 17%
Basic (1-10): 4 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 7 / 7Length of status:1y 11m
Credit score: 660-679 (Mar-2010) Total credit lines: 20 Occupation: Computer Programmer
Now delinquent: 3 Revolving credit balance: $2,256Stated income:$50,000-$74,999
Amount delinquent: $11,716 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: FOREX Borrower's state: Texas Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
520-539 (Jan-2008)
560-579 (Nov-2007)
560-579 (Nov-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Payoff high interest debts
Purpose of loan:
This loan will be used for consolidation some high interest debts

My financial situation:
?My new job which i have been for close to 2 years is 75 miles one way.? I have tried to find another IT job but you know how this economy is doing.? My wife is 7 months pregnant and i just can't see a way to pay off these credit cards and my 401K loan.? It will be easier to consolidate everything to manage my expenses.

Monthly net income: $ 3470

Monthly expenses: $?3380
??Auto / Gas?????????????? 315
? Electric?????????????????? 150
??Internet???????????????? ??119
? Cable\TV????????????? ?? 86
??Cell Phone????????????? 133
??401K????????????????????? 321
??Tan Resort?package?117
?? Water???????????????????? 20
? Mortgage???????????????? 1616
? Groceries???????????????? 250

Credit cards
HSBC Platinum????? 30
?? HSBC Orchard?????? 30
?? Salute card??????????? 16
?? Wal-mart??????????????? 15
?? First Premier????????? 27
?? Chase?????????????????????10
???Capital one?????????????25

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are your cc balances and current interest rates? Please expand on your unpaid $11, 700 debt. Does your household have any additional income? - jpblan11
A: Chase 196 Capital One 610 First USA Visa 327 WalMart 227 HSBC Platinum 733 Orchard Bank 714 Salute Credit 643 Interests rates are around 30%. The 11,700 is old debt I thought was taken care of however it seems many debt collectors doesn't seem to think otherwise. My wife receives 630 every two weeks. She takes care of her car note and insurance, and also baby items. (Apr-17-2010)
Q: I did not seem to understand, was the $11K debt paid or was it written off by the debt collection agency? - jpblan11
A: It was written off by debt collection agencies. (Apr-17-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Iceman1347$25.00$25.004/17/2010 2:39:08 PM
Doug1043$25.00$25.004/20/2010 7:00:47 PM
Kash2010lu$25.00$25.004/20/2010 8:24:32 PM
Leshan$100.00$100.004/21/2010 7:23:30 AM
deepblue34$30.00$30.004/21/2010 3:38:55 AM
CoolPlexer$25.00$25.004/21/2010 11:01:00 AM
newstar2000$25.00$25.004/21/2010 6:12:07 PM
gjm6d$25.00$25.004/21/2010 7:51:55 PM
Feyenoord$30.49$30.494/21/2010 6:47:20 PM
Mikale360$25.00$25.004/22/2010 6:36:33 AM
PeterPsych$500.00$500.004/22/2010 7:09:32 AM
strutter$25.00$25.004/22/2010 7:40:20 AM
shrewd-income$50.00$50.004/22/2010 8:21:22 AM
chroman$50.00$50.004/22/2010 8:44:46 AM
wild-orange$25.00$25.004/22/2010 7:39:12 AM
reflective-rupee$25.00$25.004/22/2010 10:51:27 AM
TakeCare$25.00$25.004/22/2010 10:53:23 AM
entertaining-revenue$40.00$40.004/22/2010 10:28:48 AM
GetLoan$50.00$39.484/22/2010 11:24:09 AM
aquistoyraul$25.00$25.004/22/2010 11:25:19 AM
SNH$50.00$50.004/15/2010 12:04:57 PM
eronyc$25.00$25.004/15/2010 4:34:53 PM
mrxtravis$25.00$25.004/16/2010 4:19:26 PM
SolarMoonshine$25.00$25.004/19/2010 5:55:12 PM
integrity-doctor$100.00$100.004/21/2010 5:31:35 PM
realtormoises$25.00$25.004/21/2010 6:26:53 PM
Moe87$25.11$25.114/21/2010 7:00:33 PM
ice518$29.92$29.924/22/2010 9:34:15 AM
Your_Bank$30.00$30.004/22/2010 10:44:37 AM
dudebrah$25.00$25.004/22/2010 10:59:56 AM
30 bids
 
Borrower Payment Dependent Notes Series 453939
This series of Notes was issued and sold upon the funding of the borrower loan #41903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $212.26
Final lender yield: 29.00% Final borrower rate/APR: 30.00% / 32.38% Final monthly payment: $212.26
 
Auction yield range: 14.04% - 29.00% Estimated loss impact: 15.33%  
Lender servicing fee: 1.00% Estimated return: 13.67%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1996 Debt/Income ratio: 91%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 15 / 13Length of status:17y 10m
Credit score: 660-679 (Apr-2010) Total credit lines: 32 Occupation: Military Enlisted
Now delinquent: 0 Revolving credit balance: $24,810Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 89%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: trade-friendship Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MILITARY DEBT CONSOLIDATION
Purpose of loan:
This loan will be used?to pay off and close a large portion of my revolving debts.? ??

My financial situation:
Excellent.? Strong credit history of making payments.??Active Duty?Air Force Senior Master Sergeant/E-8?with 17yrs of service.? Spouse Active Duty Air Force Chief Master?Sergeant/E-9 with?27 years of service.? I am a highly decorated/Bronze Star Reciepient with multiple tours in support of?Operations Iraqi/Enduring Freedom.? I am?GUARANTEED to make the payments in full and on time until the loan is paid off.????????

Monthly net income: $ 5700.? Spouse also?active duty military makes $7100 a month.??We also recieve $1,600 a month for my home that is now a rental property in Florida.??I AM FULLY CAPABLE of paying?back in full a?5,000 debt consolidation loan regardless of the HR marking on my ad.? ?

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 80
??Car expenses: $?600
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: 36 mths (Apr-18-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Cambium$50.00$50.004/22/2010 4:36:19 AM
Halieus$60.03$60.034/15/2010 4:47:31 PM
Military-2-Military$1,000.00$499.744/15/2010 8:47:03 PM
Unitas4302$100.00$100.004/16/2010 4:50:48 AM
Your_Bank$100.00$100.004/17/2010 5:08:29 AM
superb-kindness2$50.00$50.004/18/2010 7:12:47 AM
Cashew6$100.00$100.004/18/2010 3:12:11 AM
festeringsnot$50.00$50.004/19/2010 4:08:52 PM
MilitaryLending$1,000.00$1,000.004/20/2010 6:56:17 PM
hektek22$300.00$300.004/20/2010 7:28:45 PM
NS_Consult$25.00$25.004/20/2010 8:02:42 PM
SolarMoonshine$25.00$25.004/20/2010 6:09:18 PM
market-pudding$25.00$25.004/21/2010 12:21:17 AM
cocolitovi$53.82$53.824/21/2010 11:14:19 AM
CaliforniaSun$25.00$25.004/21/2010 11:13:58 AM
GCSS$25.00$25.004/21/2010 1:36:05 PM
Frosty$100.00$100.004/21/2010 4:05:51 PM
Land_on_your_feet$25.00$25.004/21/2010 3:02:08 PM
Mark-M$25.00$25.004/21/2010 4:36:53 PM
FL-Lender$25.00$25.004/21/2010 6:14:41 PM
tsquared_030$100.00$100.004/21/2010 6:48:10 PM
vest_vortex$25.00$25.004/21/2010 6:47:13 PM
credit-missile$75.00$75.004/21/2010 9:15:11 PM
kendigme$25.00$25.004/22/2010 3:54:21 AM
Redleg6$25.00$25.004/22/2010 5:15:55 AM
Rulea72$69.63$69.634/21/2010 8:32:32 PM
privatebankerva$25.00$25.004/22/2010 8:28:01 AM
farchoir$25.00$25.004/22/2010 7:08:18 AM
drb4ever$25.00$25.004/22/2010 8:17:39 AM
enchanted-note$50.00$50.004/22/2010 8:20:32 AM
Leshan$25.00$25.004/22/2010 8:24:44 AM
ice518$25.00$25.004/22/2010 9:35:40 AM
benefit-flow$50.00$50.004/22/2010 6:21:19 AM
lend42013$27.36$27.364/22/2010 7:39:05 AM
wealth-multiplier$25.00$25.004/22/2010 11:00:08 AM
weepeople$75.00$75.004/22/2010 11:06:27 AM
Your_Bank$100.00$100.004/17/2010 5:08:50 AM
Cashew6$100.00$100.004/17/2010 2:12:42 AM
loss-of-control$50.00$50.004/17/2010 2:08:46 PM
loss-of-control$50.00$50.004/17/2010 2:09:08 PM
Firescreek$25.00$25.004/18/2010 2:11:50 PM
FL-Lender$25.00$25.004/19/2010 8:01:52 PM
sjo1984111$33.00$33.004/20/2010 7:29:23 AM
DasMula$25.00$25.004/20/2010 8:15:20 PM
DasMula$25.00$25.004/20/2010 8:21:27 PM
DasMula$25.00$25.004/20/2010 8:14:54 PM
SFBank$200.00$200.004/20/2010 8:29:59 PM
Bob450$25.00$25.004/20/2010 10:40:33 PM
jerrymaguire$32.36$32.364/21/2010 6:17:29 AM
DasMula$25.00$25.004/20/2010 8:17:35 PM
paradiseinvestor$50.00$50.004/20/2010 9:39:53 PM
Bob450$50.00$50.004/20/2010 10:39:28 PM
CoolPlexer$25.00$25.004/21/2010 11:05:18 AM
jgar_O$25.00$25.004/21/2010 3:45:20 PM
well-mannered-income3$25.00$25.004/21/2010 4:49:31 PM
MilitaryLending$25.00$25.004/21/2010 5:17:53 PM
durability-colonel$100.00$100.004/21/2010 5:38:20 PM
graceful-payment$25.00$25.004/22/2010 5:05:59 AM
KaChingInvestments$25.00$25.004/22/2010 5:40:19 AM
gjm6d$25.00$25.004/21/2010 7:52:32 PM
goodcents$25.00$25.004/21/2010 8:03:40 PM
fair-payment4$25.00$25.004/22/2010 4:47:27 AM
Loanstou$76.92$76.924/21/2010 9:14:48 PM
ready-currency$26.91$26.914/22/2010 8:22:52 AM
leslends$25.00$25.004/22/2010 9:27:39 AM
Bill88$25.00$25.004/22/2010 7:32:31 AM
RetirementMoney$109.01$109.014/22/2010 7:45:16 AM
loan-eagle9$25.00$25.004/22/2010 10:19:56 AM
TakeCare$100.00$100.004/22/2010 10:57:43 AM
easylivin$25.00$25.004/22/2010 10:58:32 AM
dunrizzo$36.22$36.224/22/2010 11:07:28 AM
dano1965$25.00$25.004/22/2010 11:00:35 AM
leslends$25.00$25.004/22/2010 11:17:21 AM
73 bids
 
Borrower Payment Dependent Notes Series 453979
This series of Notes was issued and sold upon the funding of the borrower loan #41994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $311.77
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $307.20
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1997 Debt/Income ratio: 47%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 10 / 7Length of status:1y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 34Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $11,291 
Amount delinquent: $0 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: 1grandpaw5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
640-659 (Feb-2008)
 
Principal balance: $2,758.14 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
pay off some bills
Purpose of loan:
This loan will be used to??Pay off previous loan, and a few others.????

My financial situation:
I am a good candidate for this loan because? I'm trust worthy.????
Monthly net income: $ 39083.00

Monthly expenses: $
??Housing: $ 1410
??Insurance: $ 78
??Car expenses: $ 50
??Utilities: $?150??Phone, cable, internet: $?120
??Clothing, household expenses $
??Credit cards and other loans:?$ 744
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, is your monthly income correct on your listing? do you have house mortgage? thanks, - p2ploan-sensation211
A: Iam retired, and my income is correct. Yes I have a mortage. (Apr-21-2010)
Q: If you are making 39k per month (per your correct response), why do you need this loan and why is your mortgage only 1,400? You are making over 450k per year, please explain where the money is going. Thanks, - turbolozano
A: My income is 3900.00 a month not 39000.00 a month. (Apr-21-2010)
Q: Following up on the previous question and answer. You list over 39,000 per month. On your previous listing you listed 2,605 per month with your wife earning another 2000. Are you making 39,000 dollars per month or is that annually? - nashibaksi
A: My income is 3900.00 a month, not 39000.00. (Apr-21-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bonus-zone$25.00$25.004/15/2010 11:29:53 AM
KandKLegacyInvestments$25.00$25.004/15/2010 11:33:32 AM
JGB$25.00$25.004/15/2010 11:34:12 AM
bold-principal-thinker$25.00$25.004/15/2010 11:36:25 AM
LuvToLend$25.00$25.004/15/2010 11:36:34 AM
burrito6$25.00$25.004/15/2010 11:37:28 AM
selfmademan$25.00$25.004/15/2010 11:41:57 AM
supersarah61$25.00$25.004/15/2010 11:42:59 AM
DER$100.00$100.004/15/2010 11:29:30 AM
adama_48$25.00$25.004/15/2010 11:30:28 AM
jimmykat$25.00$25.004/15/2010 11:45:15 AM
upright-revenue7$30.83$30.834/15/2010 11:40:14 AM
Cai8899$30.00$30.004/15/2010 11:40:32 AM
social-conductor4$25.00$25.004/15/2010 11:35:54 AM
Kaj$25.00$25.004/15/2010 11:37:33 AM
unforgettable-fund2$25.00$25.004/15/2010 11:51:23 AM
awesome-return0$25.00$25.004/15/2010 11:51:39 AM
kmr2$102.84$102.844/15/2010 11:45:09 AM
sympathetic-asset$25.00$25.004/15/2010 11:52:40 AM
Zingaro$25.00$25.004/15/2010 11:46:16 AM
rhin0cerx$50.00$50.004/15/2010 11:52:53 AM
greenwell$25.00$25.004/15/2010 11:52:57 AM
lagnisiruk$25.00$25.004/15/2010 11:46:42 AM
rooosta$25.00$25.004/15/2010 11:53:12 AM
martinnc$25.00$25.004/15/2010 11:53:14 AM
capital-marsupial3$25.00$25.004/15/2010 11:42:01 AM
bowdish1$50.00$50.004/15/2010 11:46:53 AM
first-upright-payout$25.00$25.004/15/2010 11:53:27 AM
Lam0nt$25.00$25.004/15/2010 11:47:37 AM
irrelevant$25.00$25.004/15/2010 11:54:32 AM
circuitfive$25.00$25.004/15/2010 11:43:30 AM
supreme-hope$25.00$25.004/15/2010 11:47:01 AM
Nerdster1$25.00$25.004/15/2010 11:51:43 AM
momoney2lend$25.00$25.004/15/2010 11:52:00 AM
personal-lender$25.00$25.004/15/2010 11:52:09 AM
red_spade$26.00$26.004/15/2010 11:53:21 AM
cablenews$25.00$25.004/15/2010 11:51:27 AM
secobarbital$25.00$25.004/15/2010 11:52:04 AM
Zolton$200.00$200.004/15/2010 11:52:19 AM
visionary-fund$25.00$25.004/15/2010 11:52:29 AM
CarDealer3070$30.00$30.004/15/2010 11:52:35 AM
red-favorable-basis$25.00$25.004/15/2010 11:53:08 AM
magnolia161$25.00$25.004/15/2010 11:53:11 AM
unforgettable-order9$25.00$25.004/15/2010 11:53:18 AM
twjh$25.00$25.004/15/2010 1:18:59 PM
market-pudding$25.00$25.004/15/2010 3:50:48 PM
Your_Bank$50.00$50.004/17/2010 6:08:13 AM
charitycoon$25.00$25.004/16/2010 6:48:16 PM
Bob450$75.00$75.004/16/2010 8:29:24 PM
Your_Bank$50.00$50.004/17/2010 6:07:55 AM
loss-of-control$50.00$50.004/17/2010 2:12:09 PM
frogperson$100.00$100.004/18/2010 9:27:30 AM
jhouman$25.00$25.004/18/2010 10:09:57 AM
funimuni$25.00$25.004/19/2010 7:08:06 PM
exchange-cowbell5$50.00$50.004/19/2010 9:37:05 PM
Mr-Miracle$25.00$25.004/20/2010 7:31:13 AM
mutual-benefit$25.00$25.004/20/2010 7:50:28 AM
DasMula$25.00$25.004/19/2010 11:46:32 PM
OldManP$25.00$25.004/20/2010 10:04:39 AM
leverage-hawk$25.00$25.004/20/2010 11:24:35 AM
atomantic$50.00$50.004/20/2010 12:57:01 PM
ddoneday$34.33$34.334/20/2010 2:58:09 PM
credit-missile$98.67$98.674/20/2010 5:34:21 PM
Maksimus$40.64$40.644/20/2010 5:36:52 PM
sturdy-fairness5$76.75$76.754/20/2010 5:25:05 PM
Pu239$60.00$60.004/20/2010 6:07:43 PM
r1w$33.00$33.004/20/2010 9:43:01 PM
credit-coach118$50.00$50.004/20/2010 9:06:32 PM
kendigme$25.00$25.004/21/2010 3:26:21 AM
finance-solo$100.00$100.004/21/2010 6:11:05 AM
Leshan$43.68$43.684/21/2010 7:28:27 AM
Kyileo$50.00$50.004/21/2010 9:28:59 AM
Bill88$25.00$25.004/21/2010 7:47:28 AM
wwwUniversal$25.00$25.004/21/2010 4:24:33 PM
durability-colonel$100.00$100.004/21/2010 5:28:36 PM
vivacious-p2p3$25.00$25.004/21/2010 5:30:30 PM
Feyenoord$25.00$25.004/21/2010 6:49:39 PM
wonder3$25.00$25.004/22/2010 6:37:04 AM
enchanted-note$50.00$50.004/22/2010 8:25:36 AM
NekHoldings$25.00$25.004/22/2010 9:06:06 AM
umfan123$25.00$25.004/22/2010 6:29:42 AM
p2ploan-sensation211$50.00$50.004/22/2010 11:25:08 AM
patriot384$100.00$100.004/22/2010 10:16:38 AM
dano1965$25.00$25.004/22/2010 11:01:38 AM
shrewd-peace7$25.00$25.004/15/2010 11:37:48 AM
autonomous-truth$25.00$25.004/15/2010 11:38:13 AM
anton$128.28$128.284/15/2010 11:39:22 AM
steves73$25.00$25.004/15/2010 11:40:40 AM
responsive-rate884$25.00$25.004/15/2010 11:30:33 AM
jasperus$25.00$25.004/15/2010 11:42:56 AM
dime-reaction$25.00$25.004/15/2010 11:31:50 AM
heavenly-repayment4$25.00$25.004/15/2010 11:43:05 AM
gmanrex$50.00$50.004/15/2010 11:44:52 AM
global_microfinance$25.00$25.004/15/2010 11:45:04 AM
bnlforever$25.00$25.004/15/2010 11:37:59 AM
the-silver-blaster$25.00$25.004/15/2010 11:47:26 AM
kindness-percolator5$25.00$25.004/15/2010 11:47:31 AM
compassion-bauble4$25.00$25.004/15/2010 11:47:46 AM
kmavm$25.00$25.004/15/2010 11:40:24 AM
innocent-loot$25.00$25.004/15/2010 11:40:37 AM
cberthiaume$25.00$25.004/15/2010 11:36:12 AM
newest-inspiring-power$25.00$25.004/15/2010 11:50:24 AM
Banker7371$25.00$25.004/15/2010 11:50:31 AM
AF-Chief$28.00$28.004/15/2010 11:37:38 AM
desertoasis$25.00$25.004/15/2010 11:44:34 AM
Buffer10$100.00$100.004/15/2010 11:51:35 AM
shrewd-deal$25.00$25.004/15/2010 11:51:55 AM
Patter256$25.00$25.004/15/2010 11:39:38 AM
deegeeman$50.00$50.004/15/2010 11:53:03 AM
fortytwo$50.00$50.004/15/2010 11:46:47 AM
Streetfighter$50.00$50.004/15/2010 11:53:16 AM
integrity-doctor$100.00$100.004/15/2010 11:53:19 AM
HHP$25.00$25.004/15/2010 11:53:26 AM
harmonious-revenue7$25.00$25.004/15/2010 11:53:29 AM
The_Secret$25.00$25.004/15/2010 11:43:10 AM
jonbozeman$25.00$25.004/15/2010 11:43:34 AM
Havana21$50.00$50.004/15/2010 11:48:41 AM
Tikibarman$100.00$100.004/15/2010 11:49:26 AM
frogperson$25.00$25.004/15/2010 11:44:59 AM
zorg77$25.00$25.004/15/2010 11:51:52 AM
listing-trapper3$50.00$50.004/15/2010 11:53:06 AM
payment-gusto$25.00$25.004/15/2010 11:51:31 AM
Midwestvalues$100.00$100.004/15/2010 11:52:25 AM
ukstevenhawaii$50.00$50.004/15/2010 11:52:49 AM
Rattlehead$25.00$25.004/15/2010 11:53:09 AM
natural-greenback6$25.00$25.004/15/2010 11:53:24 AM
chakra$25.00$4.774/15/2010 11:53:31 AM
Aberdeen$400.00$400.004/15/2010 12:09:30 PM
reflective-rupee$100.00$100.004/15/2010 2:06:45 PM
shawnw2$50.00$50.004/15/2010 12:11:34 PM
Whipster$25.00$25.004/15/2010 12:36:36 PM
reflective-rupee$100.00$100.004/15/2010 2:07:08 PM
1-HARD-HEAD$100.00$100.004/15/2010 9:16:57 PM
drcoop$25.00$25.004/15/2010 10:53:57 PM
order-brigade$25.00$25.004/16/2010 12:20:19 PM
Your_Bank$75.00$75.004/17/2010 6:09:04 AM
brightest-dignified-penny$25.00$25.004/16/2010 6:55:38 PM
LenderExtraordinaire$25.00$25.004/16/2010 9:11:08 PM
DasMula$25.00$25.004/16/2010 10:13:36 PM
Your_Bank$75.00$75.004/17/2010 6:08:36 AM
rlaboy$25.00$25.004/18/2010 8:07:26 AM
five-star-note$75.00$75.004/18/2010 5:11:20 PM
truth-trapper$25.00$25.004/18/2010 7:57:46 PM
TakeCare$75.00$75.004/19/2010 8:23:26 AM
Jamahl$25.00$25.004/19/2010 9:11:27 AM
bunnybear$40.51$40.514/19/2010 5:48:19 PM
unger$50.00$50.004/20/2010 3:23:42 AM
Kash2010lu$25.00$25.004/20/2010 5:45:56 AM
Skeptical-one$50.00$50.004/19/2010 8:26:32 PM
mlj0671$26.00$26.004/20/2010 8:36:20 AM
Ogerta$156.90$156.904/20/2010 8:38:04 AM
rockhound84$25.00$25.004/20/2010 3:49:21 PM
Laima$25.00$25.004/20/2010 6:35:35 PM
realtormoises$25.00$25.004/20/2010 7:26:12 PM
KTOWN$25.00$25.004/20/2010 7:08:16 PM
SkyLoan$25.00$25.004/20/2010 7:29:16 PM
thomas16882004$47.32$47.324/20/2010 9:32:32 PM
Starfin-Capital-Management$50.00$50.004/20/2010 7:43:23 PM
The-CAPS-fan$25.00$25.004/21/2010 8:10:27 AM
vigilance-searcher$25.00$25.004/20/2010 10:03:34 PM
Ogerta$100.00$100.004/21/2010 8:50:06 AM
martymaniaman$47.00$47.004/21/2010 10:02:19 AM
fairness-atmosphere$25.00$25.004/21/2010 7:52:55 AM
brother_tam$100.00$100.004/21/2010 4:56:53 PM
scabrendan$99.16$99.164/21/2010 5:26:06 PM
grnii78$40.32$40.324/21/2010 7:29:49 PM
Ray3486$25.00$25.004/21/2010 6:42:40 PM
worthy-bid4$25.00$25.004/21/2010 6:36:32 PM
credit-missile$50.00$50.004/21/2010 9:16:05 PM
boo_hoo$50.00$50.004/22/2010 12:16:28 AM
JJ-Loans$50.00$50.004/22/2010 8:34:58 AM
kendigme$25.00$25.004/22/2010 3:55:51 AM
OGS_Capital$25.00$25.004/22/2010 6:34:40 AM
aquistoyraul$25.00$25.004/22/2010 10:53:32 AM
174 bids
 
Borrower Payment Dependent Notes Series 453983
This series of Notes was issued and sold upon the funding of the borrower loan #41900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-20-2010 
 
Starting lender yield: 14.03% Starting borrower rate/APR: 15.03% / 17.20% Starting monthly payment: $277.44
Final lender yield: 14.03% Final borrower rate/APR: 15.03% / 17.20% Final monthly payment: $277.44
 
Auction yield range: 6.04% - 14.03% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1994 Debt/Income ratio: 8%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 6Length of status:17y 4m
Credit score: 720-739 (Apr-2010) Total credit lines: 21 Occupation: Other
Now delinquent: 0 Revolving credit balance: $85,160Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: newest-truth-breeze Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of Credit cards
Purpose of loan:
This loan will be used to consolidate some bills that accured through my divorce. I would like to pay off my last bill from my attorney and a Doctor's bill I have.I also would like to pay off my credit cards.

My financial situation:
I am a good candidate for this loan because I have been at the same job for over 17 years and also own a Landscaping businees that I do part time. I'm not responsible for the mortgage payment at the house that I still own with my ex wife.I just want to start out with a clean slate and will make all my payments on time and will be paying this loan off before the term is over. Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe the elements of your revolving debt. Thanks much and best wishes. - reflective-rupee
A: I use my Amex for a lot of my monthly purchases .I pay off my Amex every month and I am current with all my bills . I also have a home equity line of credit that I used to renovated my house . I'm not financial responsible for the mortgage on the house since my divorce. I am for the equity . I want to pay off my attorney fees and dr bill and credit card bill that I have . If you need any further info please contact me . (Apr-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/13/2010 5:08:50 PM
torion$25.00$25.004/13/2010 5:27:03 PM
income-fortress$25.00$25.004/13/2010 5:25:58 PM
mmckune$25.00$25.004/13/2010 5:28:43 PM
Dap2005$25.00$25.004/13/2010 5:29:29 PM
dinero-speaker$25.00$25.004/13/2010 5:27:36 PM
integrity-doctor$100.00$100.004/13/2010 5:28:12 PM
CAGE-Investments$100.00$100.004/13/2010 5:32:29 PM
unassassinable$25.00$25.004/13/2010 5:29:46 PM
hrubinst$25.00$25.004/13/2010 5:26:48 PM
Cai8899$50.00$50.004/13/2010 5:32:11 PM
selfmademan$25.00$25.004/13/2010 5:35:40 PM
nickel-ferret$25.00$25.004/13/2010 5:28:55 PM
aggielender$25.00$25.004/13/2010 5:33:48 PM
kindness-percolator5$25.00$25.004/13/2010 5:30:36 PM
Sven79$50.00$50.004/13/2010 5:36:49 PM
calm-deal7$25.00$25.004/13/2010 5:37:05 PM
shrewd-peace7$25.00$25.004/13/2010 5:34:07 PM
frogperson$75.00$75.004/13/2010 5:36:46 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:42:55 PM
systematic-trade$25.00$25.004/14/2010 9:35:00 AM
jrbill1998$50.00$50.004/14/2010 10:02:59 AM
Okeey$25.00$25.004/14/2010 9:09:54 AM
wkeboarder21$50.00$50.004/14/2010 5:07:15 AM
successful-agreement7$25.00$25.004/14/2010 9:28:29 AM
contract-eagle$25.00$25.004/14/2010 1:42:59 PM
loanforunclesam$43.01$43.014/14/2010 11:45:11 AM
radforj22$25.00$25.004/14/2010 10:54:22 AM
value-microscope$25.00$25.004/14/2010 11:43:06 AM
Nerdster1$25.00$25.004/14/2010 12:28:03 PM
JGB$25.00$25.004/14/2010 3:58:29 PM
direct-peso1$25.00$25.004/14/2010 5:23:06 PM
intlargonaut$100.00$100.004/14/2010 2:53:14 PM
the-profit-oracle$25.00$25.004/14/2010 6:12:48 PM
authoritative-capital$25.00$25.004/14/2010 9:27:58 PM
bid-refresher2$25.00$25.004/15/2010 9:34:03 AM
cberthiaume$25.00$25.004/15/2010 6:48:03 AM
bomdel$25.00$25.004/15/2010 12:24:41 PM
market-pudding$25.00$25.004/15/2010 3:41:39 PM
p2p_banker$25.00$25.004/15/2010 4:01:27 PM
spudbeach$53.17$53.174/15/2010 8:10:08 PM
wings2fly$25.00$25.004/15/2010 11:32:57 PM
schpere$25.00$25.004/16/2010 4:43:16 AM
MihirFromRedmond$25.00$25.004/15/2010 10:23:43 PM
ichibon$75.00$75.004/16/2010 3:25:33 AM
lowrate$25.00$25.004/16/2010 12:33:21 AM
Artist_Blue$25.00$25.004/16/2010 7:52:59 AM
emphatic-deal5$25.00$25.004/16/2010 9:35:12 AM
transparency-planetarium$25.00$25.004/16/2010 9:36:13 AM
teller$25.00$25.004/16/2010 10:11:39 AM
spiff666$25.00$25.004/16/2010 7:47:04 PM
CallMeBen$25.00$25.004/16/2010 9:23:33 PM
ttnk62918$25.00$25.004/17/2010 11:27:58 AM
decisive-capital$75.00$75.004/17/2010 5:27:51 PM
nakane66$25.00$25.004/17/2010 11:09:43 AM
thedreamer$25.00$25.004/18/2010 10:48:22 AM
balance2$50.00$50.004/18/2010 7:43:53 AM
MC7608$30.00$30.004/18/2010 7:54:52 AM
cingular$25.00$25.004/18/2010 6:28:20 PM
credit-panda1$50.00$50.004/19/2010 4:56:16 AM
new-reward-sequoia$25.00$25.004/19/2010 6:33:45 AM
steady-dime$25.00$25.004/19/2010 6:10:36 AM
interest-jedi0$50.00$50.004/19/2010 9:33:32 AM
mpatrick$25.00$25.004/19/2010 10:54:50 AM
apennysaved4you$25.00$25.004/19/2010 1:45:16 PM
balanced-bill7$100.00$100.004/19/2010 2:10:42 PM
Ripsaw4U$25.00$25.004/19/2010 1:06:37 PM
wise-silver-wonder$25.00$25.004/19/2010 4:04:43 PM
jtoms101$25.03$25.034/19/2010 4:24:22 PM
rlrcstr$25.00$25.004/19/2010 4:40:23 PM
omerta6102$35.94$35.944/19/2010 4:40:06 PM
chekat$25.00$25.004/19/2010 4:41:06 PM
skuba$25.00$25.004/19/2010 4:40:27 PM
anton$68.33$68.334/19/2010 4:41:38 PM
mikeandcat$50.00$50.004/19/2010 5:32:55 PM
RusRobo$25.00$25.004/19/2010 4:40:25 PM
helpneachother$25.00$25.004/19/2010 7:11:23 PM
aldeed$25.00$25.004/19/2010 4:41:05 PM
freetimeskier$50.00$50.004/19/2010 9:07:45 PM
Whipster$25.00$25.004/19/2010 9:38:21 PM
wonder3$25.00$25.004/20/2010 6:33:29 AM
treasure-generator$25.00$25.004/20/2010 5:53:35 AM
Sol_Invictus$25.00$25.004/20/2010 6:17:44 AM
BrighterSuns$25.00$25.004/19/2010 8:52:09 PM
lender-inc$50.00$50.004/20/2010 7:43:12 AM
shrewd-income$100.00$100.004/20/2010 9:07:28 AM
rate-hickory$25.00$25.004/20/2010 9:08:53 AM
don8ter$25.00$25.004/20/2010 6:28:29 AM
zooom7$50.00$50.004/20/2010 7:02:11 AM
LenderByDay$25.00$25.004/20/2010 10:38:16 AM
Sixmil$25.00$25.004/20/2010 2:26:20 PM
LAKETIME$25.00$25.004/20/2010 3:03:36 PM
reflective-rupee$100.00$100.004/20/2010 4:14:59 PM
wwwUniversal$25.00$25.004/20/2010 4:39:20 PM
iolaire$25.00$25.004/13/2010 5:08:27 PM
principal-prodigy$25.00$25.004/13/2010 5:15:01 PM
Avala$50.00$50.004/13/2010 5:27:14 PM
delicious-social132$25.00$25.004/13/2010 5:27:22 PM
bonus-adventure3$50.00$50.004/13/2010 5:27:29 PM
Syndication$25.00$25.004/13/2010 5:30:33 PM
bill-expert$25.00$25.004/13/2010 5:30:42 PM
heavenly-repayment4$30.00$30.004/13/2010 5:28:07 PM
return-buddy$25.00$25.004/13/2010 5:32:40 PM
Havana21$50.00$50.004/13/2010 5:30:18 PM
supersarah61$25.00$25.004/13/2010 5:31:54 PM
lagnisiruk$25.00$25.004/13/2010 5:33:29 PM
bowdish1$50.00$50.004/13/2010 5:30:27 PM
jdrez$25.00$25.004/13/2010 5:35:17 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:19 PM
orgy63$25.00$25.004/13/2010 6:14:35 PM
Mommy_of_3_Princesses$25.00$25.004/13/2010 7:04:32 PM
AF-Chief$27.00$27.004/13/2010 5:50:27 PM
Supernick$50.00$50.004/13/2010 8:19:51 PM
Moneypenny6$25.00$25.004/13/2010 7:34:34 PM
logical-reward8$25.00$25.004/14/2010 10:54:20 AM
mountains59$25.00$25.004/14/2010 9:34:29 AM
influential-compassion9$50.00$50.004/14/2010 12:03:02 PM
sloak$25.00$25.004/14/2010 12:09:55 PM
buckyhead2000$25.00$25.004/14/2010 10:47:25 AM
Randini$25.00$25.004/14/2010 9:47:42 AM
euro-starter$25.00$25.004/14/2010 9:54:47 AM
a-finance-nirvana$25.00$25.004/14/2010 12:22:52 PM
bchen78875$25.00$25.004/14/2010 11:02:01 AM
peerlender$30.00$30.004/14/2010 12:28:02 PM
ddog0224$25.00$25.004/14/2010 12:50:04 PM
kain11286$25.00$25.004/14/2010 11:59:23 AM
Thunderswan$50.00$50.004/14/2010 10:54:23 AM
newest-inspiring-power$25.00$25.004/14/2010 3:00:35 PM
return-eclipse0$25.00$25.004/14/2010 12:35:57 PM
tearingstar$25.00$25.004/14/2010 12:28:06 PM
Interstate_Rate$25.00$25.004/14/2010 4:18:28 PM
mattemmo$25.00$25.004/14/2010 5:03:21 PM
important-ore$50.00$50.004/15/2010 3:28:04 AM
FinDoc$25.00$25.004/14/2010 5:42:47 PM
inspired-contract9$25.00$25.004/14/2010 5:57:55 PM
Ogerta$100.00$100.004/14/2010 4:26:08 PM
gracej$25.00$25.004/14/2010 4:28:29 PM
HaveToWrite$25.00$25.004/14/2010 5:57:56 PM
unforgettable-moola1$30.00$30.004/14/2010 6:23:09 PM
studious-bonus7$25.12$25.124/14/2010 10:57:55 PM
jblack01$25.00$25.004/15/2010 5:13:03 AM
maldok1$25.00$25.004/15/2010 9:48:18 AM
finance-prescription$100.00$100.004/15/2010 8:03:16 AM
thoughtful-community7$25.00$25.004/15/2010 9:05:30 AM
gain-seagull9$25.00$25.004/15/2010 10:09:37 AM
Clambake$38.55$38.554/15/2010 2:43:50 PM
bdruss$25.00$25.004/15/2010 3:41:07 PM
GElender$50.00$50.004/15/2010 4:03:10 PM
BBL$25.00$25.004/15/2010 5:18:12 PM
metro457$25.00$25.004/15/2010 6:34:50 PM
orange-preeminant-bill$100.00$100.004/16/2010 4:44:09 AM
orderly-leverage$40.00$40.004/15/2010 8:53:24 PM
treasure-bliss$100.00$100.004/16/2010 4:37:34 AM
dpdn57$25.00$25.004/16/2010 6:29:52 AM
gatorjh$25.00$25.004/16/2010 7:21:51 AM
interest-griffin$50.00$50.004/16/2010 9:43:47 AM
atrain2007$25.00$25.004/16/2010 10:42:32 AM
totoro$25.00$25.004/16/2010 10:48:42 AM
labate$25.00$25.004/16/2010 3:53:50 PM
helpingyou1$56.20$56.204/16/2010 1:24:23 PM
ISHLEP67$50.00$50.004/16/2010 5:12:53 PM
engaging-worth$25.00$25.004/17/2010 7:02:56 PM
SNH$45.20$45.204/17/2010 8:47:53 PM
Binan$25.00$25.004/18/2010 6:58:08 AM
cptproton$25.00$25.004/18/2010 10:27:56 AM
Millmanator$25.00$25.004/18/2010 10:20:30 AM
brazilofmux$83.56$83.564/19/2010 12:04:38 AM
booyah$50.00$50.004/19/2010 12:05:41 AM
bazzer$25.00$25.004/19/2010 12:04:24 AM
Interloper$25.00$25.004/19/2010 12:04:34 AM
ToloUSN$50.00$50.004/19/2010 8:54:26 AM
CarDealer3070$25.00$25.004/19/2010 12:05:44 AM
Turkish101$25.00$25.004/19/2010 12:16:13 PM
Quetz$25.00$25.004/19/2010 12:43:07 PM
loiosh$25.00$25.004/19/2010 12:34:00 PM
poolshark72$25.00$25.004/19/2010 4:30:19 PM
well-mannered-income3$25.00$25.004/19/2010 4:23:17 PM
Aquani$49.21$49.214/19/2010 4:43:04 PM
mrkb80$25.00$25.004/19/2010 5:33:09 PM
aurorafinancial$50.00$50.004/19/2010 5:33:49 PM
damanq$25.00$25.004/19/2010 4:40:07 PM
personal-lender$25.00$25.004/19/2010 4:40:30 PM
Zipline$25.00$25.004/19/2010 4:41:07 PM
rockhound84$25.00$25.004/19/2010 8:54:52 PM
radiant-cash0$25.00$25.004/19/2010 8:41:11 PM
bountiful-bazaar$25.00$25.004/19/2010 9:19:05 PM
flyboy24$25.00$25.004/19/2010 9:37:53 PM
mydreamsagain$29.09$29.094/19/2010 10:13:59 PM
Eaglehigh$25.00$25.004/19/2010 6:26:07 PM
Prairie-MN$30.00$30.004/20/2010 5:12:54 AM
farchoir$25.00$25.004/20/2010 7:12:46 AM
agbullet55443$100.00$100.004/19/2010 8:38:45 PM
DasMula$25.00$25.004/20/2010 8:21:17 AM
trade-elm$25.00$25.004/20/2010 9:08:02 AM
heather26$25.00$25.004/20/2010 5:35:34 AM
Slend49$25.00$25.004/20/2010 6:29:22 AM
palpbert$26.64$26.644/20/2010 10:58:14 AM
privatebankerva$25.00$25.004/20/2010 8:24:56 AM
nodrivelpls$25.00$25.004/20/2010 11:34:38 AM
jm2bad$74.15$74.154/20/2010 12:15:06 PM
loan-kung-fu$25.00$25.004/20/2010 12:35:41 PM
runbix7$25.00$25.004/20/2010 10:00:29 AM
bigphish$25.00$25.004/20/2010 10:44:52 AM
brondero$80.00$80.004/20/2010 2:05:35 PM
graceful-payment$25.00$25.004/20/2010 3:54:05 PM
Rulea72$67.17$67.174/20/2010 4:03:13 PM
steady-dime$25.00$25.004/20/2010 4:07:03 PM
reflective-rupee$100.00$100.004/20/2010 4:14:29 PM
MikeSeattle$30.00$30.004/20/2010 12:46:35 PM
reflective-rupee$1,000.00$414.634/20/2010 4:15:38 PM
patriot384$63.00$63.004/20/2010 4:34:36 PM
wwwUniversal$25.00$25.004/20/2010 4:38:34 PM
mammalian4$25.00$25.004/20/2010 4:38:29 PM
capital-baron507$100.00$100.004/20/2010 4:41:09 PM
214 bids
 
Borrower Payment Dependent Notes Series 453999
This series of Notes was issued and sold upon the funding of the borrower loan #42058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $191.86
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 14 / 13Length of status:0y 8m
Credit score: 780-799 (Apr-2010) Total credit lines: 43 Occupation: Professor
Now delinquent: 0 Revolving credit balance: $23,214Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 25%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dingy03 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating credit card loans
Purpose of loan:
This loan will be used to consolidate credit card loans.

My financial situation:
I am a good candidate for this loan because I have never failed in any of the payments in my life. I just want to consolidate my credit card loans and cancel some of my credit cards. I have always had permanent job and will never have problem in making payments. I have enough emergency fund to pay this loan if needed.undefined 
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Is your spouse working? Do you have any other household income? - marala4285
A: Thanks for asking. My spouse doesn't work and I have home rental income, which I have not included in my posted income. (Apr-18-2010)
Q: A little advice, unless they have an annual fee or inactivity fee, don't cancel CC. It'll hurt your credit score. Instead cut them up and don't use them. I'll be bidding once I have funds available. Good Luck! - Dollars4Rent
A: Thanks for your advice. I didn't know that. They never tell these rules. (Apr-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
worthy-wealth3$25.00$25.004/15/2010 11:43:49 AM
kenji4861$25.00$25.004/15/2010 11:36:04 AM
AmericanCredit$25.00$25.004/15/2010 11:48:28 AM
KeepOnRunning$50.00$50.004/15/2010 11:49:36 AM
meux99$25.00$25.004/15/2010 11:36:59 AM
mrzz$25.00$25.004/15/2010 11:48:13 AM
Thunderswan$50.00$50.004/15/2010 11:55:11 AM
bonus-adventure3$50.00$50.004/15/2010 11:56:33 AM
Ivan2007$25.00$25.004/15/2010 11:48:00 AM
radforj22$25.00$25.004/15/2010 11:55:03 AM
torion$25.00$25.004/15/2010 11:57:19 AM
shrewd-peace7$25.00$25.004/15/2010 12:04:02 PM
dinero-speaker$25.00$25.004/15/2010 11:58:19 AM
integrity-doctor$91.98$91.984/15/2010 11:59:19 AM
delicious-social132$40.00$40.004/15/2010 11:56:11 AM
contract-eagle$25.00$25.004/15/2010 12:08:39 PM
skuba$25.00$25.004/15/2010 12:01:23 PM
meenan$25.00$25.004/15/2010 11:58:31 AM
codavee$50.00$50.004/15/2010 12:03:00 PM
careful-note$50.00$50.004/15/2010 11:59:31 AM
HHP$25.00$25.004/15/2010 12:03:28 PM
gain-seagull9$25.00$25.004/15/2010 12:11:27 PM
Dap2005$25.00$25.004/15/2010 12:00:42 PM
Cai8899$30.00$30.004/15/2010 12:38:02 PM
TakeCare$50.00$50.004/15/2010 12:08:01 PM
fantastic-openness$50.00$50.004/15/2010 12:02:45 PM
jsw7us$50.00$50.004/15/2010 12:09:17 PM
red-trade-cologne$25.00$25.004/15/2010 12:10:08 PM
p2p_banker$25.00$25.004/15/2010 12:11:18 PM
ingenious-order783$25.00$25.004/15/2010 1:43:53 PM
Supernick$50.00$50.004/15/2010 12:06:23 PM
Okeey$25.00$25.004/15/2010 12:07:09 PM
bchen78875$50.00$50.004/15/2010 1:00:53 PM
finance-prescription$100.00$100.004/15/2010 12:10:35 PM
bid-refresher2$25.00$25.004/15/2010 12:11:10 PM
iolaire$25.00$25.004/15/2010 1:43:19 PM
GElender$50.00$50.004/15/2010 4:00:55 PM
buckyhead2000$25.00$25.004/15/2010 10:15:15 PM
wings2fly$25.00$25.004/15/2010 11:33:05 PM
lowrate$25.00$25.004/16/2010 12:33:04 AM
Havana21$50.00$50.004/15/2010 10:23:06 PM
ichibon$75.00$75.004/16/2010 3:25:26 AM
ideal-platinum1$100.00$100.004/16/2010 5:35:01 AM
treasure-bliss$100.00$100.004/16/2010 4:37:26 AM
Artist_Blue$25.00$25.004/16/2010 7:44:56 AM
Asynch$25.00$25.004/16/2010 10:41:57 AM
Ready2Loan$25.00$25.004/16/2010 9:39:29 AM
transparency-planetarium$25.00$25.004/16/2010 9:36:07 AM
interest-griffin$50.00$50.004/16/2010 9:43:40 AM
reflective-deal8$50.00$50.004/16/2010 11:57:49 AM
cash-merry-maker$25.00$25.004/16/2010 11:58:01 AM
skvat$25.00$25.004/16/2010 11:58:05 AM
rescue$100.00$100.004/16/2010 11:59:36 AM
Rivervale_Westwood$25.00$25.004/16/2010 12:01:14 PM
Lender0010$67.48$67.484/16/2010 12:01:30 PM
credit-force5$25.00$25.004/16/2010 12:01:39 PM
steady-funds6$25.00$25.004/16/2010 12:01:57 PM
market-mover$25.00$25.004/16/2010 10:42:07 AM
atrain2007$25.00$25.004/16/2010 10:42:26 AM
mizon291$50.00$50.004/16/2010 12:01:38 PM
transparency-halo$25.00$25.004/16/2010 12:01:47 PM
snowdem0n$25.00$25.004/16/2010 2:29:23 PM
asset-professor$79.24$79.244/16/2010 12:02:03 PM
lender987654321$25.00$25.004/16/2010 11:57:41 AM
proton346$25.00$25.004/16/2010 11:57:46 AM
Tai$25.00$25.004/16/2010 11:59:26 AM
fuzed$65.00$65.004/16/2010 11:59:34 AM
restless-currency$25.00$25.004/16/2010 12:01:01 PM
unforgettable-order9$80.00$80.004/16/2010 12:01:44 PM
supreme-hope$25.00$25.004/16/2010 12:01:51 PM
Dreamconnection$25.00$25.004/16/2010 12:01:56 PM
stable-nickel$200.00$36.494/16/2010 12:02:05 PM
dontscrewmeover1$25.00$25.004/18/2010 9:19:46 AM
ujiba$25.00$25.004/19/2010 10:28:06 AM
Pickmar$25.00$25.004/20/2010 9:13:02 AM
Dollars4Rent$25.00$25.004/21/2010 11:58:20 AM
note-pursuit$25.00$25.004/21/2010 4:31:01 PM
uncleubb$25.00$25.004/21/2010 1:38:07 PM
wwwUniversal$25.00$25.004/21/2010 4:17:07 PM
fcukciti$100.00$100.004/21/2010 4:50:52 PM
booie$25.00$25.004/22/2010 7:13:08 AM
Cambium$55.00$55.004/22/2010 4:39:29 AM
KandKLegacyInvestments$25.00$25.004/15/2010 11:30:52 AM
truth-image$50.00$50.004/15/2010 11:45:42 AM
peerlender$30.00$30.004/15/2010 11:48:34 AM
mtp$50.00$50.004/15/2010 11:49:03 AM
TheMan$25.00$25.004/15/2010 11:43:22 AM
bowdish1$100.00$100.004/15/2010 11:50:14 AM
fortytwo$100.00$100.004/15/2010 11:47:11 AM
OLYVRC$25.00$25.004/15/2010 11:44:14 AM
Avala$50.00$50.004/15/2010 11:57:39 AM
antlr$25.00$25.004/15/2010 11:45:58 AM
lagnisiruk$25.00$25.004/15/2010 11:46:35 AM
heavenly-repayment4$25.00$25.004/15/2010 11:58:54 AM
magical-greenback$25.00$25.004/15/2010 12:02:06 PM
hrubinst$25.00$25.004/15/2010 11:56:52 AM
nickel-ferret$25.00$25.004/15/2010 11:55:18 AM
DonaldColorado$25.00$25.004/15/2010 12:08:25 PM
unassassinable$25.00$25.004/15/2010 12:01:08 PM
evnagelist$25.00$25.004/15/2010 12:10:00 PM
kindness-percolator5$25.00$25.004/15/2010 12:01:49 PM
Barak$40.00$40.004/15/2010 11:58:41 AM
mmckune$25.00$25.004/15/2010 11:59:49 AM
tenacious-compassion9$30.00$30.004/15/2010 12:00:22 PM
tender-integrity3$50.00$50.004/15/2010 12:07:19 PM
PRGuyinVA$25.00$25.004/15/2010 12:02:35 PM
authoritative-capital$25.00$25.004/15/2010 12:09:41 PM
bright-balance$25.00$25.004/15/2010 12:04:51 PM
a-consummate-camaraderi$50.00$50.004/15/2010 12:06:13 PM
influential-compassion9$50.00$50.004/15/2010 12:07:53 PM
snazzet$25.00$25.004/15/2010 6:37:28 PM
orderly-leverage$40.00$40.004/15/2010 8:53:13 PM
useful-p2ploan$50.00$50.004/15/2010 10:08:00 PM
MihirFromRedmond$25.00$25.004/15/2010 10:23:35 PM
metro457$25.00$25.004/15/2010 6:34:59 PM
Duanep01$25.00$25.004/15/2010 10:53:10 PM
schpere$25.00$25.004/16/2010 4:43:05 AM
MiniBank998$25.00$25.004/16/2010 7:27:59 AM
dpdn57$25.00$25.004/16/2010 6:29:41 AM
orange-preeminant-bill$100.00$100.004/16/2010 4:44:04 AM
gatorjh$25.00$25.004/16/2010 7:08:43 AM
emphatic-deal5$25.00$25.004/16/2010 9:35:06 AM
JSON$25.00$25.004/16/2010 10:09:38 AM
teller$25.00$25.004/16/2010 10:11:34 AM
LoanAngel$25.00$25.004/16/2010 9:19:09 AM
runner262$25.00$25.004/16/2010 9:35:35 AM
Daneistes$100.00$100.004/16/2010 9:35:41 AM
Tradesmanlender$25.00$25.004/16/2010 9:38:09 AM
Merganser$25.00$25.004/16/2010 11:57:38 AM
fightinjoe$25.00$25.004/16/2010 11:57:51 AM
bonus-tent$25.00$25.004/16/2010 11:58:13 AM
guardlender$25.00$25.004/16/2010 11:58:42 AM
toblerone$50.00$50.004/16/2010 11:59:35 AM
market-assembler$40.81$40.814/16/2010 11:59:38 AM
Microfinancer$25.00$25.004/16/2010 12:01:10 PM
money-floret$100.00$100.004/16/2010 12:01:28 PM
cello1$25.00$25.004/16/2010 12:01:36 PM
maldok1$25.00$25.004/16/2010 12:01:58 PM
Railbird$25.00$25.004/16/2010 12:02:01 PM
ideal-penny8$25.00$25.004/16/2010 10:34:05 AM
woodenshoes$25.00$25.004/16/2010 11:58:06 AM
paladin847$25.00$25.004/16/2010 12:00:47 PM
inspired-contract9$50.00$50.004/16/2010 12:01:24 PM
investment-network$25.00$25.004/16/2010 12:01:33 PM
1phantom$50.00$50.004/16/2010 12:01:42 PM
Cheburashka$30.00$30.004/16/2010 11:09:10 AM
lendersf$95.00$95.004/16/2010 11:57:43 AM
worlds-best-auction$25.00$25.004/16/2010 11:58:00 AM
beaker$25.00$25.004/16/2010 11:58:29 AM
respectful-integrity3$25.00$25.004/16/2010 11:59:43 AM
auction-turbine4$50.00$50.004/16/2010 12:01:03 PM
shrewd-deal$25.00$25.004/16/2010 12:01:15 PM
RMB-Investments$25.00$25.004/16/2010 12:01:37 PM
fishtale$25.00$25.004/16/2010 12:01:50 PM
kchen486$25.00$25.004/16/2010 12:01:54 PM
RandyL3$99.00$99.004/16/2010 3:00:04 PM
qkinger$50.00$50.004/19/2010 9:40:25 PM
Kelor99$25.00$25.004/21/2010 1:08:06 PM
Charmart$25.00$25.004/22/2010 2:46:31 AM
improvman$25.00$25.004/22/2010 10:59:56 AM
160 bids
 
Borrower Payment Dependent Notes Series 454057
This series of Notes was issued and sold upon the funding of the borrower loan #42003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $180.94
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1975 Debt/Income ratio: 11%
Basic (1-10): 5 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 18 / 17Length of status:40y 10m
Credit score: 700-719 (Apr-2010) Total credit lines: 36 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $4,188Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 49%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 17    
Screen name: diversification-goliath Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
NEW ROOF
Purpose of loan:
This loan will be used to? is to put a new roof on our house as the roof we have right now is over 20 years old and is due as you can tell by looking at it

My financial situation:
I am a good candidate for this loan because? well because i have $2,000 towards it i mean i have gotten quotes from $4,000 to $6,000 and i will be paying this back within a year and yes we have the ability to pay this back, as we both work, and both have a good income as i said we will be paying this back within a year.

Monthly net income: $ 6,200

Monthly expenses: $
??Housing: $ 840.00
??Insurance: $ 150
??Car expenses: $ 597.00
??Utilities: $?130.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why the 17 delinquencies? - SeeksValue
A: well that was back in 2005 all those were paid off we had to refinance and now since then we have paid all our bills on time as you can see for some reason i guess we got caught in the credit card thing i guess that everyone gets in trouble now we know and how to control it , thank you (Apr-17-2010)
Q: see my page please. - Tono
A: we have about 1,700.00 in bills for he month including mortgage a car payment and credit card (Apr-21-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.004/15/2010 4:33:40 PM
kindness-percolator5$25.00$25.004/15/2010 4:38:56 PM
autonomous-truth$75.00$75.004/15/2010 4:39:20 PM
Nerdster1$25.00$25.004/15/2010 4:39:22 PM
winslowdad$25.00$25.004/15/2010 4:39:29 PM
miamibeachloaner$25.00$25.004/15/2010 4:39:35 PM
reflective-rupee$200.00$200.004/15/2010 4:39:54 PM
helping-out$35.00$35.004/15/2010 4:22:35 PM
Midwestvalues$100.00$100.004/15/2010 4:39:09 PM
kind-efficient-credit$25.00$25.004/15/2010 4:39:14 PM
skuba$25.00$25.004/15/2010 4:39:17 PM
reward-adventure$25.00$25.004/15/2010 4:39:24 PM
shrewd-peace7$25.00$25.004/15/2010 4:43:19 PM
HHP$25.00$25.004/15/2010 4:43:54 PM
The_Secret$25.00$25.004/15/2010 4:43:59 PM
Cash_Angel$25.00$25.004/15/2010 4:51:39 PM
Diamond_Jim$25.00$25.004/15/2010 4:39:10 PM
beyondmanagement$25.00$25.004/15/2010 4:39:19 PM
cablenews$25.00$25.004/15/2010 4:39:31 PM
aesop56$75.00$75.004/15/2010 4:44:21 PM
martinnc$25.00$11.374/15/2010 7:47:54 PM
hgar1$35.25$35.254/15/2010 6:42:49 PM
Unitas4302$50.00$50.004/16/2010 4:48:04 AM
dfl$50.00$50.004/16/2010 8:53:22 AM
Your_Bank$50.00$50.004/17/2010 11:32:58 AM
peskier$25.00$25.004/19/2010 2:47:11 PM
vigilance-searcher$25.00$25.004/20/2010 10:10:18 PM
Bob450$40.00$40.004/20/2010 11:01:05 PM
enthralling-investment$25.00$25.004/21/2010 6:30:52 AM
CommunityArts_Non-profit$50.00$50.004/21/2010 8:20:41 AM
reflective-rupee$200.00$200.004/21/2010 4:07:04 AM
GetLoan$106.21$106.214/21/2010 2:14:38 PM
Mark-M$25.00$25.004/21/2010 4:34:23 PM
DasMula$25.00$25.004/21/2010 4:55:35 PM
realtormoises$25.00$25.004/21/2010 6:31:22 PM
zeeexsixare$25.00$25.004/21/2010 5:46:06 PM
epic-payout$45.33$45.334/21/2010 7:31:49 PM
unger$50.00$50.004/21/2010 7:32:26 PM
loss-of-control$25.00$25.004/21/2010 7:07:36 PM
arrow6$25.00$25.004/21/2010 6:38:47 PM
victorcab$25.00$25.004/21/2010 11:08:12 PM
Bobusa$25.00$25.004/22/2010 5:26:11 AM
Sudoku$44.77$44.774/22/2010 6:24:37 AM
DrT$39.22$39.224/22/2010 7:20:08 AM
sparkling-contract7$25.00$25.004/22/2010 12:38:36 PM
aquistoyraul$25.00$25.004/22/2010 1:09:36 PM
zztopdog$25.00$25.004/22/2010 2:16:50 PM
SeeksValue$50.00$50.004/22/2010 3:06:36 PM
Ven58$25.00$25.004/22/2010 3:09:34 PM
cunning-bill$25.00$25.004/22/2010 1:52:36 PM
best-listing-toro$25.00$25.004/22/2010 1:51:35 PM
PrepWonder$25.00$25.004/22/2010 1:53:05 PM
DMKAssetManagement$33.79$33.794/22/2010 2:15:42 PM
micsupra$32.35$32.354/22/2010 4:03:09 PM
jrcctexas25$25.00$25.004/22/2010 4:18:56 PM
Engineer44$25.00$25.004/22/2010 4:20:00 PM
witty-economy1$25.00$25.004/22/2010 2:55:59 PM
five-star-bonus6$50.00$50.004/22/2010 3:21:22 PM
burrito6$25.00$25.004/15/2010 4:34:03 PM
handy-justice$50.00$50.004/15/2010 4:39:12 PM
Redmond$25.00$25.004/15/2010 4:39:21 PM
108lender$75.00$75.004/15/2010 4:39:27 PM
Buffer10$25.00$25.004/15/2010 4:39:33 PM
inspiring-reward$150.00$150.004/15/2010 4:39:15 PM
terrific-fund5$25.00$25.004/15/2010 4:39:23 PM
tjone69$30.00$30.004/15/2010 4:22:37 PM
PRGuyinVA$25.00$25.004/15/2010 4:43:57 PM
nivletJP$25.00$25.004/15/2010 4:58:21 PM
kellydawn$25.00$25.004/15/2010 4:39:11 PM
Caerus$25.00$25.004/15/2010 4:39:20 PM
lucrative-transparency0$25.00$25.004/15/2010 4:51:36 PM
upright-revenue7$25.00$25.004/15/2010 4:58:20 PM
SolarMoonshine$25.00$25.004/16/2010 2:59:43 PM
Your_Bank$50.00$50.004/17/2010 11:32:38 AM
TakeCare$50.00$50.004/19/2010 8:14:34 AM
honorable-yield$25.00$25.004/19/2010 11:52:02 AM
CMDCO$50.00$50.004/19/2010 1:13:05 PM
thomas16882004$25.00$25.004/20/2010 8:29:47 AM
Kqwik$39.00$39.004/20/2010 12:38:51 AM
Tono$25.00$25.004/20/2010 5:57:22 PM
wealth-pipeline$25.00$25.004/21/2010 6:28:59 AM
vivacious-euro$25.00$25.004/21/2010 6:55:48 AM
pbnjelly$25.00$25.004/21/2010 11:00:55 AM
DasMula$25.00$25.004/21/2010 4:55:56 PM
penny-sergeant$25.00$25.004/21/2010 5:05:32 PM
pinballwizard$25.00$25.004/21/2010 5:44:56 PM
balanced-balance6$27.00$27.004/21/2010 10:21:42 PM
Bob450$25.00$25.004/21/2010 10:39:20 PM
mike2246s$44.46$44.464/22/2010 8:19:05 AM
Leshan$25.00$25.004/22/2010 8:37:11 AM
lend42013$25.00$25.004/22/2010 7:36:46 AM
dynrep$25.00$25.004/22/2010 11:49:03 AM
micko$25.00$25.004/22/2010 11:53:18 AM
Bob450$25.00$25.004/22/2010 12:23:36 PM
Skeptical-one$25.00$25.004/22/2010 12:43:45 PM
himistu22$25.00$25.004/22/2010 2:39:43 PM
56bones$25.00$25.004/22/2010 2:57:12 PM
PropertyInvest$25.00$25.004/22/2010 3:07:28 PM
carrinel$87.37$87.374/22/2010 4:15:21 PM
payout-bridge$73.88$73.884/22/2010 4:19:56 PM
payout-bridge$200.00$200.004/22/2010 4:20:12 PM
101 bids
 
Borrower Payment Dependent Notes Series 454821
This series of Notes was issued and sold upon the funding of the borrower loan #42055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-19-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $123.09
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1986 Debt/Income ratio: 57%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 17Length of status:9y 10m
Credit score: 660-679 (Apr-2010) Total credit lines: 46 Occupation: Medical Technician
Now delinquent: 1 Revolving credit balance: $15,191Stated income:$50,000-$74,999
Amount delinquent: $137 Bankcard utilization: 45%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 6    
Screen name: sparkling-agreement Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
GETTING DEBT FREE
Purpose of loan:
This loan will be used to?? TO PAY OFF PAYDAY LOANS AND OTHER HIGH INTEREST?DEBT.?

My financial situation:
I am a good candidate for this loan because?I ALWAYS PAY MY DEBTS.? MY CREDIT?SCORE IS COMPRAMISED BECAUSE I ENTERED A NATIONAL DEBT RELIEF PROGRAM 3 YEARS AGE AND HAVE I MORE YEAR ON IT.? IT WAS FOR MY VERY HIGH INTEREST CREDIT CARDS THAT?I HAD ERRONOUSLY USED TO PAY?OFF A MAJOR SURGERY.? I WAS NEVER BEHIND ON THEM, I WAS JUST NOT? MAKING PROGRESS.? I LACK? I YEAR AND HAVE NEVER BEEN LATE ON A PAYMENT.? DUE TO THIS HIT ON MY CREDIT I HAVE HAD TO USE LOAN SHARK LENDERS FOR EVERY DAY INCIDENTS THAT REQUIRE AN INFLUX OF CASH, I.E. PROPERTY AND INCOME TAXES. OUR HOME AND VEHICLES HAVE NEVER BEEN FOR THAN A FEW DAYS LATE EITHER.

Monthly net income: $ 2700.00

Monthly expenses: $
??Housing: $ PAID BY?HUSBAND ( MARRIED 25 YEARS)
??Insurance: $ PAID BY HUSBAND
??Car expenses: $?PAID BY HUSBAND
??Utilities: $ PAID BY HUSBAND
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ PAID BY HUSBAND
??Credit cards and other loans: $ 1300.00? INCLUDES DEBT SOLUTION LOAN?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
twirl2$25.00$25.004/19/2010 4:19:19 PM
micko$25.00$25.004/19/2010 4:22:08 PM
IIP77$25.00$25.004/19/2010 4:21:30 PM
shrewd-peace7$25.00$25.004/19/2010 4:23:06 PM
contract-eagle$25.00$25.004/19/2010 4:23:17 PM
Dap2005$25.00$25.004/19/2010 4:23:40 PM
samo102us$25.00$25.004/19/2010 4:22:00 PM
Cai8899$30.00$30.004/19/2010 4:24:05 PM
radforj22$25.00$25.004/19/2010 4:24:14 PM
jazz619$25.00$25.004/19/2010 4:26:15 PM
floridass$25.00$25.004/19/2010 4:26:31 PM
danno$25.00$25.004/19/2010 4:26:37 PM
rolex77$25.00$25.004/19/2010 4:26:40 PM
jmcdon7230$25.00$25.004/19/2010 4:26:51 PM
autonomous-basis$25.00$25.004/19/2010 4:26:58 PM
bewitching-asset3$25.00$25.004/19/2010 4:27:03 PM
keeminn$25.00$25.004/19/2010 4:25:52 PM
commitment-farm$25.00$25.004/19/2010 4:27:28 PM
aggresive-nickel2$25.00$25.004/19/2010 4:27:33 PM
mmqc$25.00$25.004/19/2010 4:27:35 PM
CydeOut$25.00$25.004/19/2010 4:26:43 PM
successful-agreement7$100.00$100.004/19/2010 4:27:04 PM
Patter256$25.00$25.004/19/2010 4:27:18 PM
autonomous-truth$25.00$25.004/19/2010 4:27:44 PM
circuitfive$25.00$25.004/19/2010 4:28:53 PM
compassion-bauble4$25.00$25.004/19/2010 4:29:34 PM
frogperson$25.00$25.004/19/2010 4:28:57 PM
Zingaro$25.00$25.004/19/2010 4:29:14 PM
payment-gusto$25.00$25.004/19/2010 4:30:31 PM
secobarbital$25.00$25.004/19/2010 4:30:36 PM
newest-inspiring-power$25.00$25.004/19/2010 4:29:52 PM
irrelevant$25.00$25.004/19/2010 4:31:55 PM
Sixmil$25.00$25.004/19/2010 4:23:20 PM
SnE$25.00$25.004/19/2010 4:23:34 PM
methodical-capital7$25.00$25.004/19/2010 4:25:29 PM
thedreamer$25.00$25.004/19/2010 4:26:18 PM
zebra806$25.00$25.004/19/2010 4:26:47 PM
kmr2$200.00$200.004/19/2010 4:27:05 PM
robust-trade$25.00$25.004/19/2010 4:27:13 PM
schlepper$25.00$25.004/19/2010 4:27:37 PM
cberthiaume$25.00$25.004/19/2010 4:28:47 PM
lagnisiruk$25.00$25.004/19/2010 4:29:18 PM
bowdish1$50.00$50.004/19/2010 4:29:22 PM
supreme-hope$25.00$25.004/19/2010 4:29:26 PM
Banker7371$25.00$25.004/19/2010 4:29:55 PM
Zolton$200.00$200.004/19/2010 4:30:41 PM
Midwestvalues$100.00$100.004/19/2010 4:30:44 PM
ttnk62918$25.00$25.004/22/2010 8:32:56 AM
Ducatiman1978$25.00$25.004/19/2010 4:21:52 PM
teller$25.00$25.004/19/2010 4:23:41 PM
vivacious-euro$25.00$25.004/19/2010 4:26:23 PM
Dubbs360$50.00$50.004/19/2010 4:26:49 PM
capital-visionary$25.00$25.004/19/2010 4:26:54 PM
UofCMaroon$25.00$25.004/19/2010 4:27:01 PM
cypressdev001$25.00$25.004/19/2010 4:27:08 PM
richrobe$25.00$25.004/19/2010 4:26:56 PM
seisen$100.00$100.004/19/2010 4:27:16 PM
spruce2$29.96$29.964/19/2010 4:27:36 PM
Speculator$100.00$100.004/19/2010 4:28:32 PM
JGB$25.00$25.004/19/2010 4:28:44 PM
jonbozeman$25.00$25.004/19/2010 4:28:54 PM
global_microfinance$25.00$25.004/19/2010 4:29:00 PM
cablenews$25.00$25.004/19/2010 4:30:29 PM
shrewd-deal$25.00$25.004/19/2010 4:30:33 PM
ukstevenhawaii$50.00$50.004/19/2010 4:30:51 PM
CarDealer3070$30.00$30.004/19/2010 4:30:51 PM
elegant-loot$25.00$25.004/19/2010 4:21:56 PM
social-conductor4$25.00$25.004/19/2010 4:22:30 PM
burrito6$50.00$50.004/19/2010 4:23:03 PM
heavenly-repayment4$25.00$25.004/19/2010 4:23:12 PM
AF-Chief$28.00$28.004/19/2010 4:23:24 PM
moves$25.00$25.004/19/2010 4:25:05 PM
Lam0nt$25.00$25.004/19/2010 4:26:35 PM
thedude393$25.00$25.004/19/2010 4:26:46 PM
Interloper$25.00$25.004/19/2010 4:27:21 PM
kmprospeo$25.00$25.004/19/2010 4:27:32 PM
authoritative-capital$25.00$25.004/19/2010 4:28:10 PM
purdue98$25.00$25.004/19/2010 4:28:49 PM
fortytwo$50.00$50.004/19/2010 4:29:21 PM
kindness-percolator5$25.00$25.004/19/2010 4:29:31 PM
unforgettable-fund2$25.00$25.004/19/2010 4:30:27 PM
personal-lender$25.00$25.004/19/2010 4:30:39 PM
rhin0cerx$50.00$7.044/19/2010 4:30:55 PM
Bob450$50.00$50.004/19/2010 8:13:28 PM
frogperson$100.00$100.004/20/2010 8:36:48 AM
85 bids
 
Borrower Payment Dependent Notes Series 454935
This series of Notes was issued and sold upon the funding of the borrower loan #41997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-20-2010 
  Auction end date:  Apr-21-2010 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 38.64% Starting monthly payment: $44.95
Final lender yield: 23.93% Final borrower rate/APR: 24.93% / 28.83% Final monthly payment: $39.72
 
Auction yield range: 11.04% - 33.50% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.34%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2005 Debt/Income ratio: 38%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):2 Current / open credit lines: 5 / 5Length of status:1y 0m
Credit score: 640-659 (Apr-2010) Total credit lines: 8 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: intelligent-credit3 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off personal debt
Purpose of loan:
I recently made some purchases using two different debit cards linking to the same account.? However, I wasn't aware that one card's transactions would not go through immediately.? What I ended up with was a bank statement showing that I had about $1,500 more than I actually had.? I will use this loan to pay bills and get my account back into the green.

My financial situation:
I am a good candidate for this loan because I will have it paid back quickly.? I need the money quickly, but after these monthly bills are paid, you will be paid back quickly.

Monthly net income: $ 1200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 232
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 280
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: congrats on the loan being bid down, i got mine in go ahead and close, good luck! - shrewd-income
A: Thanks for your help! (Apr-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-income$250.00$250.004/21/2010 9:44:50 AM
ssb$750.00$750.004/21/2010 9:03:08 AM
2 bids
 
Borrower Payment Dependent Notes Series 453372
This series of Notes was issued and sold upon the funding of the borrower loan #41991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.44% Starting monthly payment: $54.28
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 23.13% Final monthly payment: $44.60
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.06%  
Lender servicing fee: 1.00% Estimated return: -0.06%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2000 Debt/Income ratio: Not calculated
Basic (1-10): 5 Inquiries last 6m: 3Employment status:Not employed
Enhanced (1-5):3 Current / open credit lines: 9 / 8Length of status:0y 11m
Credit score: 700-719 (Apr-2010) Total credit lines: 17Stated income:Not employed
Now delinquent: 0 Revolving credit balance: $1,148 
Amount delinquent: $0 Bankcard utilization: 27%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: AllsportsfanG Borrower's state: California Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 57 ( 100% ) 700-719 (Latest)
Principal borrowed: $9,300.00< mo. late: 0 ( 0% )  
600-619 (Nov-2007)
600-619 (Feb-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 57  
Description
getting new tires
I am getting this loan to buy tires for my car,they are around $650.We have had 3 prosper loans and all 3 have been paid off.We are doing much better credit wise since the last time we borrowed.I am enrolled in poker dealing school and should be done and have a job in 5 weeks.I will have know problem paying only $56 a month on this loan.Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Congratulations on paying your Prosper loans in a timely manner. Please explain the delinquincy shown on your listing; please answer publicly. The poker school sounds interesting; do you have a definite job lined up? Thanks. - tigercat
A: i think its from when i worked on a cruise ship.My mom was paying my bills while i was away and i was sending her money to pay them and she was late on some and didn't even pay one.I have paid it since then and care alot about my credit.With the poker school they have job placement so the pretty much get u the interview and you audition for the job. (Apr-13-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jhouman$25.00$25.004/13/2010 10:44:45 AM
SNH$50.00$50.004/13/2010 2:32:54 PM
snm2001$25.00$25.004/16/2010 7:29:31 AM
jhouman$25.00$25.004/18/2010 10:09:46 AM
DasMula$25.00$25.004/18/2010 10:45:08 PM
allbalooboy2$50.00$50.004/18/2010 7:57:08 PM
Leshan$100.00$100.004/19/2010 8:06:26 AM
dstolars$25.00$25.004/19/2010 2:11:04 PM
FarmersBank$25.00$25.004/19/2010 12:12:30 PM
Ray3486$25.00$25.004/19/2010 2:04:43 PM
ultimate-peace$100.00$74.004/19/2010 2:59:49 PM
wild-orange$50.00$50.004/19/2010 2:54:38 PM
Aberdeen$400.00$400.004/14/2010 6:38:18 AM
MoneyForNothing$25.00$25.004/18/2010 7:28:10 AM
Kash2010lu$25.00$25.004/18/2010 7:55:53 AM
truth-trapper$25.00$25.004/18/2010 7:50:56 PM
exchange-cowbell5$100.00$100.004/19/2010 11:17:58 AM
TakeCare$25.00$25.004/19/2010 11:24:29 AM
orange-pound-party$40.00$40.004/19/2010 12:34:27 PM
bull_lender$36.00$36.004/19/2010 3:06:10 PM
systematic-fairness$25.00$25.004/19/2010 3:13:25 PM
21 bids
 
Borrower Payment Dependent Notes Series 453606
This series of Notes was issued and sold upon the funding of the borrower loan #42040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,750.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $183.87
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $183.38
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1997 Debt/Income ratio: 35%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:4y 8m
Credit score: 760-779 (Apr-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $8,249Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: yield-friend Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating High Interest Debt
This is a relisting - To pay off one of our two remaining credit cards. The interest rates on credit cards are just crazy! My husband and I are good candidates for this loan because I am a Technical Trainer for a large company. We are getting ready to launch a brand new product (website application) that will need to be taught to all of our clients and employees. (Over 500 people)My husband works in medical supplies and delivery.

List of balances Our gross income $4580.00. Two Credit cards: $8000 total. Student Loan $2,000 Cell Phone/Internet $200/month Pets $50/month Food/Other $400 Mortgage $900 Insurance $200/month ? usually pay this ahead so it is done mid-year) Taxes $250 month.

THANK YOU for taking the time to review our listing and for working with us.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.004/13/2010 5:10:23 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:08:34 PM
saritha$25.00$25.004/13/2010 5:12:54 PM
meux99$25.00$25.004/13/2010 5:11:24 PM
truth-image$50.00$50.004/13/2010 5:15:58 PM
Ivan2007$25.00$25.004/13/2010 5:16:20 PM
fortytwo$100.00$100.004/13/2010 5:17:44 PM
AmericanCredit$25.00$25.004/13/2010 5:18:36 PM
lagnisiruk$25.00$25.004/13/2010 5:16:45 PM
TheMan$25.00$25.004/13/2010 5:12:44 PM
kindness-percolator5$25.00$25.004/13/2010 5:14:35 PM
fcukciti$50.00$50.004/13/2010 5:16:51 PM
supreme-hope$25.00$25.004/13/2010 5:17:17 PM
Dreamconnection$25.00$25.004/13/2010 5:26:12 PM
delicious-social132$40.00$40.004/13/2010 5:26:27 PM
hrubinst$25.00$25.004/13/2010 5:26:50 PM
rolandweary$30.00$30.004/13/2010 5:19:05 PM
mtp$50.00$50.004/13/2010 5:19:36 PM
aggielender$50.00$50.004/13/2010 5:20:41 PM
logical-reward8$25.00$25.004/13/2010 5:28:59 PM
klinebarger$25.00$25.004/13/2010 5:22:08 PM
syounker$25.00$25.004/13/2010 5:29:34 PM
Avala$50.00$50.004/13/2010 5:27:12 PM
meenan$25.00$25.004/13/2010 5:27:42 PM
heavenly-repayment4$25.00$25.004/13/2010 5:28:01 PM
careful-note$50.00$50.004/13/2010 5:28:24 PM
UofCMaroon$25.00$25.004/13/2010 5:32:03 PM
Cai8899$50.00$50.004/13/2010 5:32:13 PM
Dap2005$25.00$25.004/13/2010 5:29:27 PM
return-buddy$25.00$25.004/13/2010 5:32:39 PM
Tai$25.00$25.004/13/2010 5:33:27 PM
Syndication$25.00$25.004/13/2010 5:30:32 PM
BaxterEvil$25.00$25.004/13/2010 5:33:44 PM
bglender$25.00$25.004/13/2010 5:33:55 PM
orgy63$25.00$25.004/13/2010 5:30:46 PM
magical-greenback$25.00$25.004/13/2010 5:31:00 PM
life-is-great$25.00$25.004/13/2010 5:34:10 PM
samo102us$25.00$25.004/13/2010 5:34:47 PM
bonus-cougar$25.00$25.004/13/2010 5:35:03 PM
community-saver158$50.00$50.004/13/2010 5:28:17 PM
capital-marsupial3$25.00$25.004/13/2010 5:35:08 PM
stable-nickel$200.00$200.004/13/2010 5:28:22 PM
platinum-platoon$25.00$25.004/13/2010 5:35:30 PM
bright-balance$25.00$25.004/13/2010 5:36:07 PM
shrewd-deal$25.00$25.004/13/2010 5:29:02 PM
ArtemisFitzlebottom$50.00$50.004/13/2010 5:31:06 PM
codavee$50.00$50.004/13/2010 5:31:42 PM
lamarsam$29.50$29.504/13/2010 5:36:55 PM
madison64$25.00$25.004/13/2010 5:32:24 PM
HHP$25.00$25.004/13/2010 5:32:48 PM
favorable-order8$25.00$25.004/13/2010 5:58:49 PM
micko$25.00$25.004/13/2010 6:01:08 PM
money-explorer3$25.00$25.004/13/2010 5:34:19 PM
The_Secret$25.00$25.004/13/2010 5:34:28 PM
auction-turbine4$50.00$50.004/13/2010 5:50:48 PM
ryreesado$25.00$25.004/13/2010 6:47:57 PM
Mommy_of_3_Princesses$25.00$25.004/13/2010 7:04:30 PM
capital-web7$25.00$25.004/13/2010 7:14:43 PM
cash-merry-maker$25.00$25.004/13/2010 8:54:30 PM
alpinaut$25.00$25.004/13/2010 7:49:49 PM
Walkingcowboy$25.00$25.004/13/2010 7:49:57 PM
Supernick$50.00$50.004/13/2010 8:19:55 PM
Aethelinde$29.15$29.154/13/2010 6:01:12 PM
cash-queen$25.00$25.004/13/2010 6:02:43 PM
neutrino6$25.00$25.004/14/2010 12:07:51 AM
worlds-best-auction$25.00$25.004/13/2010 6:17:52 PM
gauss02$25.00$25.004/14/2010 6:13:05 AM
KramericaIndustries$25.00$25.004/13/2010 10:24:03 PM
skvat$25.00$25.004/13/2010 11:32:58 PM
woodenshoes$25.00$25.004/14/2010 7:43:00 AM
stable-money$25.00$25.004/14/2010 9:02:52 AM
teller$37.78$37.784/14/2010 6:22:54 AM
phillipd48$25.00$25.004/14/2010 8:04:44 AM
important-ore$61.91$61.914/14/2010 12:08:41 AM
bonus-tent$25.00$25.004/14/2010 8:38:00 AM
webfeet$25.00$25.004/14/2010 8:40:46 AM
northphoto$25.00$25.004/14/2010 9:02:54 AM
dpfl55$25.00$25.004/14/2010 9:03:00 AM
mster9ball$25.00$25.004/14/2010 7:48:29 AM
icontender$25.00$25.004/14/2010 7:53:30 AM
Okeey$25.00$7.994/14/2010 9:09:51 AM
agreement-bunny$25.00$25.004/16/2010 6:05:50 AM
lakefront5$50.00$50.004/16/2010 4:19:53 AM
invest0808$25.00$25.004/16/2010 8:01:01 AM
luper$30.00$30.004/16/2010 9:47:18 PM
worthy-wealth3$25.00$25.004/13/2010 5:13:48 PM
OLYVRC$25.00$25.004/13/2010 5:14:47 PM
antlr$25.00$25.004/13/2010 5:16:05 PM
Rdodson11$25.00$25.004/13/2010 5:16:12 PM
mrzz$25.00$25.004/13/2010 5:18:33 PM
peerlender$30.00$30.004/13/2010 5:18:43 PM
Attract$25.00$25.004/13/2010 5:17:00 PM
WHEREISTHEMOON$25.00$25.004/13/2010 5:17:38 PM
peaceful-agreement2$25.00$25.004/13/2010 5:11:40 PM
bowdish1$100.00$100.004/13/2010 5:20:33 PM
mar97$25.00$25.004/13/2010 5:16:36 PM
nickel-ferret$25.00$25.004/13/2010 5:25:35 PM
kchen486$25.00$25.004/13/2010 5:26:06 PM
torion$25.00$25.004/13/2010 5:27:00 PM
dinero-speaker$25.00$25.004/13/2010 5:27:34 PM
Thunderswan$50.00$50.004/13/2010 5:25:29 PM
KeepOnRunning$50.00$50.004/13/2010 5:20:10 PM
investment-network$25.00$25.004/13/2010 5:25:43 PM
mmckune$25.00$25.004/13/2010 5:28:44 PM
Holtavious$25.00$25.004/13/2010 5:28:48 PM
ideal-penny8$25.00$25.004/13/2010 5:26:19 PM
inspired-contract9$50.00$50.004/13/2010 5:26:26 PM
Havana21$50.00$50.004/13/2010 5:30:15 PM
Barak$40.00$40.004/13/2010 5:27:50 PM
integrity-doctor$100.00$100.004/13/2010 5:28:11 PM
steady-funds6$25.00$25.004/13/2010 5:28:33 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:18 PM
radforj22$25.00$25.004/13/2010 5:25:24 PM
supersarah61$25.00$25.004/13/2010 5:31:52 PM
tenacious-compassion9$30.00$30.004/13/2010 5:29:16 PM
unassassinable$25.00$25.004/13/2010 5:29:44 PM
skuba$25.00$25.004/13/2010 5:29:58 PM
bonus-adventure3$50.00$50.004/13/2010 5:26:33 PM
bill-expert$25.00$25.004/13/2010 5:30:40 PM
naina_my_daughter$25.00$25.004/13/2010 5:30:58 PM
fantastic-openness$50.00$50.004/13/2010 5:31:32 PM
mizon291$50.00$50.004/13/2010 5:35:02 PM
BrightStirling$50.00$50.004/13/2010 5:31:59 PM
jdrez$25.00$25.004/13/2010 5:35:14 PM
selfmademan$25.00$25.004/13/2010 5:35:41 PM
money-floret$100.00$100.004/13/2010 5:29:00 PM
HunterSix$25.00$25.004/13/2010 5:29:04 PM
shrewd-peace7$25.00$25.004/13/2010 5:34:01 PM
successful-agreement7$100.00$100.004/13/2010 5:30:06 PM
ommcd$25.00$25.004/13/2010 5:35:50 PM
calm-deal7$25.00$25.004/13/2010 5:37:04 PM
CAGE-Investments$100.00$100.004/13/2010 5:32:27 PM
mlopez2007$25.00$25.004/13/2010 5:50:45 PM
AF-Chief$27.00$27.004/13/2010 5:32:56 PM
unique-order8$25.00$25.004/13/2010 5:34:09 PM
autonomous-basis$25.00$25.004/13/2010 6:01:19 PM
rescue$100.00$100.004/13/2010 5:47:31 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:42:53 PM
wampum-chorus3$25.00$25.004/13/2010 6:08:09 PM
royboy0292$25.00$25.004/13/2010 6:08:42 PM
snowman34$25.00$25.004/13/2010 6:13:58 PM
HUNTER599673$25.00$25.004/13/2010 6:25:42 PM
joshua18$25.00$25.004/13/2010 6:40:11 PM
kanakakm$37.05$37.054/13/2010 6:54:07 PM
cash-boots$25.00$25.004/13/2010 7:03:25 PM
windfall46$25.00$25.004/13/2010 7:14:16 PM
BayShell$34.01$34.014/13/2010 7:41:57 PM
upc_tnt$25.00$25.004/13/2010 9:42:51 PM
euro-starter$25.00$25.004/13/2010 9:43:06 PM
kmr2$25.00$25.004/13/2010 8:07:50 PM
MTLoans$25.00$25.004/13/2010 10:23:59 PM
wealth-cloud$25.00$25.004/13/2010 8:28:28 PM
green-glowing-gain$25.00$25.004/14/2010 12:07:57 AM
sloak$25.00$25.004/13/2010 6:08:27 PM
fireboss$25.00$25.004/14/2010 6:13:08 AM
studious-bonus7$35.61$35.614/14/2010 8:12:55 AM
treasure-amplifier6$25.00$25.004/13/2010 8:28:31 PM
inventive-wealth2$25.00$25.004/14/2010 5:08:46 AM
r0b3m4n$25.00$25.004/13/2010 8:29:02 PM
jasonj72$25.00$25.004/14/2010 6:03:26 AM
webfeet$25.00$25.004/14/2010 6:12:59 AM
ahansen$25.00$25.004/14/2010 6:13:29 AM
adevadeh$25.00$25.004/14/2010 6:38:17 AM
diligent-leverage$25.00$25.004/14/2010 6:52:55 AM
trevandtal$25.00$25.004/14/2010 7:42:54 AM
lloyd_s$25.00$25.004/14/2010 12:08:57 AM
AJSinvest$25.00$25.004/14/2010 12:37:48 AM
antrux$25.00$25.004/14/2010 5:42:53 AM
financeboy$25.00$25.004/14/2010 8:04:30 AM
Pickmar$25.00$25.004/14/2010 11:36:35 AM
the-bright-velocity$25.00$25.004/14/2010 12:20:12 PM
BONSAY$50.00$50.004/16/2010 3:09:44 AM
Tech-Entrepreneur$25.00$25.004/16/2010 5:58:18 AM
buukyak$25.00$25.004/16/2010 8:57:36 AM
174 bids
 
Borrower Payment Dependent Notes Series 453696
This series of Notes was issued and sold upon the funding of the borrower loan #42049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-20-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 27.76% Final borrower rate/APR: 28.76% / 31.12% Final monthly payment: $83.55
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.27%  
Lender servicing fee: 1.00% Estimated return: 12.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Self-employed
Enhanced (1-5):3 Current / open credit lines: 4 / 2Length of status:12y 3m
Credit score: 680-699 (Mar-2010) Total credit lines: 21 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $627Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 31%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 15    
Screen name: ebluemountain Borrower's state: NorthCarolina Borrower's group: Apple User Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
640-659 (May-2009)
640-659 (May-2008)
 
Principal balance: $1,977.04 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Inventory Boost for eBay Store
Purpose of loan:
This loan will be used expand my eBay store with books, watches and more, continually adding new items I make. I am trying to diversify to attract more traffic and sales. Jewelry sales are slow at this time of year so I am applying seasonal info to the stock. I am expanding and leveraging my inventory with the new auction format on eBay. I have wholesalers in place to work with and have already added 50 Jewelry books, some watches and next clocks and unique fine quality home gift items. I have a perfect 100% rating after 9 years online.? www.emasterjeweler.com.? Visit my store! Buy something while your at it if you like what you see! My financial situation: things are tight. I am also selling 4k in collectibles on on eBay starting this week to help get my small war chest going which this small loan will contribute to, diversifying my online inventory . I have good credit over 680 considering? I was in a bad car wreck a few years ago and couldn't work for 6 months. That's when Prosper helped me the first time, so that's why my credit got hurt years back. We have been 100% on time ever since? The extra inventory will help general an anticipated forecast rate of 2XROI or in plain English 2X? investment over the next 6-8months, by rolling up traffic and sales through the xmas season to a broader market!. Also by adding lower priced items I will get back my Power Seller Rating on eBay which fell off due to slow business after Christmas. This is the second time listing this we got half way on it last week so lets try again. Thanks to all 14 bidders!

I am a good candidate for this loan because?I have successfully shown with my improving credit and loan payments I maintained the current loan from prosper no problem and have been making money. I am a business and prefer a prosper loan involving real people instead of credit cards. Applying these funds will help us grow that much more this year!? VISIT my store at www.emasterjeweler.com. If you need something made I do custom work or buy one of my sculpted pieces in 14KT or Sterling Silver! I make lots of animals and symbols for people. A side note, my wife has a full time job. We are stable.? You can see, you wont go wrong on this business loan! I would rather go this route instead of a bank credit card . Thanks for the support!

Monthly net income: $ 3200

Monthly expenses: 2700$
??Housing: $1100
??Insurance: 200$
??Car expenses: 200$
??Utilities:300 $
??Phone, cable, internet: 110$
??Food, entertainment:300 $
??Clothing, household expenses 150$
??Credit cards and other loans: 800$
??Other expenses:100 $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Iceman1347$25.00$25.004/17/2010 2:38:54 PM
jhouman$25.00$25.004/18/2010 10:09:54 AM
lucrative-loan$39.30$39.304/18/2010 8:43:04 PM
finance-prescription$50.00$50.004/19/2010 9:25:04 AM
Aberdeen$400.00$400.004/19/2010 6:03:18 PM
twjh$25.00$25.004/19/2010 8:54:38 PM
divine940$25.00$25.004/20/2010 7:25:45 AM
Leshan$50.00$50.004/20/2010 7:54:57 AM
catb$75.00$75.004/20/2010 11:17:35 AM
IASKGOD$25.00$25.004/20/2010 11:27:43 AM
lender12345$25.00$25.004/20/2010 1:41:14 PM
exchange-cowbell5$50.00$50.004/20/2010 2:58:14 PM
five-star-note$100.00$100.004/20/2010 4:08:14 PM
wild-orange$25.00$25.004/20/2010 2:55:02 PM
DaddyBill$50.00$50.004/20/2010 4:42:06 PM
Bob450$50.00$50.004/20/2010 4:47:26 PM
Bob450$25.00$25.004/20/2010 4:48:28 PM
ultimate-peace$200.00$200.004/20/2010 5:06:00 PM
aquistoyraul$25.00$25.004/20/2010 4:37:07 PM
easylivin$37.94$37.944/20/2010 4:42:19 PM
Unitas4302$100.00$100.004/14/2010 6:02:01 AM
transaction-circuit$25.00$25.004/14/2010 10:18:01 AM
UCLA4life$25.00$25.004/14/2010 4:39:40 PM
bunnybear$40.00$40.004/19/2010 5:47:29 PM
Kash2010lu$35.00$35.004/19/2010 6:26:25 PM
Feyenoord$35.58$35.584/19/2010 5:56:20 PM
Kash2010lu$25.00$25.004/20/2010 5:50:08 AM
Mikale360$25.00$25.004/20/2010 6:34:26 AM
realtormoises$25.00$25.004/19/2010 9:12:21 PM
dudebrah$25.00$25.004/20/2010 10:48:16 AM
kronosmetis$25.00$25.004/20/2010 12:41:55 PM
investment-cluster$25.00$25.004/20/2010 12:59:03 PM
OGS_Capital$25.00$25.004/20/2010 10:00:50 AM
CarlosCespedes$25.00$25.004/20/2010 1:59:47 PM
MTlender$25.00$25.004/20/2010 3:14:52 PM
TakeCare$25.00$25.004/20/2010 2:01:37 PM
ddoneday$25.00$12.184/20/2010 2:55:36 PM
serene-capital$25.00$25.004/20/2010 3:13:25 PM
phchristensen$50.00$50.004/20/2010 4:45:09 PM
Your_Bank$25.00$25.004/20/2010 4:48:51 PM
capital-kingdom$25.00$25.004/20/2010 4:40:51 PM
zodiac100$25.00$25.004/20/2010 4:58:54 PM
42 bids
 
Borrower Payment Dependent Notes Series 453914
This series of Notes was issued and sold upon the funding of the borrower loan #41891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-20-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $189.35
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $188.85
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1993 Debt/Income ratio: 8%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:6y 5m
Credit score: 800-819 (Mar-2010) Total credit lines: 19 Occupation: Medical Technician
Now delinquent: 0 Revolving credit balance: $4,554Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 10%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: adaptable-dedication8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Shifting Soils v3.0 - Foundation

Hi All!

Thanks to a fellow?member's ?advice ( you know who you are :) ), this listing is now??offered as "auction" format. So I hope?that the ?"third time is a charm". I appreciate all the help that I have received from other members, as I try to acquaint myself?with this great lending platform.

This loan will be strictly used to fix the foundation of my personal residence, and any other incidentals that may arise during the repair process. If any of you have ever lived in Dallas, you will?be familiar with ?the challenges?my family is?faced with. Homes and shifting soils aren't really a good match!?I've been trying to put it off...but waking up to an "off-kilter" computer monitor every morning has finally gotten the better of me. It's time to do something about it!. Thanks for your consideration of my challenges.

My financial situation:

I am a good candidate for this loan because I do not have any unpaid delinquencies on my credit report and pay all?debt related ?bills before any unnecessary spending.
I drive an ugly?vehicle that most grown men would be ashamed of, all in the name of being "fiscally responsible" :). Dave Ramsey would be proud!?
We have no car payments, and very manageable monthly consumer debt obligations?of less than $150/month, along with a modest house payment of under $1100/ month.

Thank you all for taking the time to consider my case.?
Please feel free?contact me if you have any further questions.
Wishing you all prosperity!.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/13/2010 5:08:33 PM
worthy-wealth3$25.00$25.004/13/2010 5:13:47 PM
microloan-green$25.00$25.004/13/2010 5:11:15 PM
peaceful-agreement2$25.00$25.004/13/2010 5:11:39 PM
TheMan$25.00$25.004/13/2010 5:12:43 PM
Attract$25.00$25.004/13/2010 5:16:59 PM
OLYVRC$25.00$25.004/13/2010 5:14:48 PM
fcukciti$50.00$50.004/13/2010 5:16:50 PM
Dap2005$84.80$84.804/13/2010 5:20:23 PM
supreme-hope$25.00$25.004/13/2010 5:17:16 PM
meux99$25.00$25.004/13/2010 5:11:25 PM
ArashMass$30.00$30.004/13/2010 5:14:03 PM
aggielender$50.00$50.004/13/2010 5:20:41 PM
truth-image$50.00$50.004/13/2010 5:15:57 PM
antlr$25.00$25.004/13/2010 5:16:05 PM
Rdodson11$25.00$25.004/13/2010 5:16:11 PM
Ivan2007$25.00$25.004/13/2010 5:16:19 PM
mar97$25.00$25.004/13/2010 5:16:35 PM
investment-network$25.00$25.004/13/2010 5:25:42 PM
fortytwo$100.00$100.004/13/2010 5:17:43 PM
ideal-penny8$25.00$25.004/13/2010 5:26:18 PM
KeepOnRunning$50.00$50.004/13/2010 5:20:11 PM
community-saver158$50.00$50.004/13/2010 5:28:15 PM
careful-note$50.00$50.004/13/2010 5:28:23 PM
tenacious-compassion9$30.00$30.004/13/2010 5:29:15 PM
skuba$25.00$25.004/13/2010 5:29:57 PM
vinayski$25.00$25.004/13/2010 5:30:55 PM
magical-greenback$25.00$25.004/13/2010 5:30:59 PM
money-floret$100.00$100.004/13/2010 5:29:00 PM
nickel-ferret$25.00$25.004/13/2010 5:25:35 PM
satisfying-durability$25.00$25.004/13/2010 5:26:03 PM
kchen486$25.00$25.004/13/2010 5:26:06 PM
Dreamconnection$25.00$25.004/13/2010 5:26:12 PM
delicious-social132$40.00$40.004/13/2010 5:26:27 PM
shrewd-peace7$25.00$25.004/13/2010 5:34:01 PM
mizon291$50.00$50.004/13/2010 5:35:02 PM
BrightStirling$50.00$50.004/13/2010 5:31:58 PM
madison64$25.00$25.004/13/2010 5:32:23 PM
mlopez2007$25.00$25.004/13/2010 5:36:02 PM
HunterSix$25.00$25.004/13/2010 5:29:04 PM
lamarsam$29.50$29.504/13/2010 5:36:54 PM
good_lender$50.00$50.004/13/2010 5:29:32 PM
unique-order8$25.00$25.004/13/2010 5:34:08 PM
newyork6264$25.00$25.004/13/2010 5:44:06 PM
favorable-order8$25.00$25.004/13/2010 5:44:28 PM
FairbairnSG$25.00$25.004/13/2010 5:44:41 PM
bonus-cougar$25.00$25.004/13/2010 5:35:03 PM
jameskdean$25.00$25.004/13/2010 5:45:44 PM
awwaww$25.00$25.004/13/2010 5:46:29 PM
engaging-yield4$25.00$25.004/13/2010 5:46:57 PM
htguan$25.00$25.004/13/2010 5:36:05 PM
fishtale$25.00$25.004/13/2010 5:47:06 PM
revenue-prospector$25.00$25.004/13/2010 5:44:05 PM
caNative$25.00$25.004/13/2010 5:44:09 PM
tokenentry$25.00$25.004/13/2010 5:44:21 PM
successful-euro$50.00$50.004/13/2010 5:45:09 PM
Tai$25.00$25.004/13/2010 5:33:26 PM
livesoul$25.00$25.004/13/2010 5:46:08 PM
perlestellar$25.00$25.004/13/2010 5:33:36 PM
jeffpac$55.00$55.004/13/2010 5:46:20 PM
bold-yield-rumbler$25.00$25.004/13/2010 5:46:30 PM
versatile-platinum4$25.00$25.004/13/2010 5:46:55 PM
moneynmotion$25.00$25.004/13/2010 5:47:01 PM
unforgettable-order9$100.00$100.004/13/2010 5:47:06 PM
life-is-great$25.00$25.004/13/2010 5:34:10 PM
wormdc$25.00$25.004/13/2010 5:47:16 PM
TeamRamRod$25.00$25.004/13/2010 5:34:14 PM
Merganser$25.00$25.004/13/2010 5:47:26 PM
samo102us$25.00$25.004/13/2010 5:34:46 PM
oja$50.00$50.004/13/2010 5:44:04 PM
silvip$25.00$25.004/13/2010 5:44:10 PM
darylc$25.00$25.004/13/2010 5:44:41 PM
joshua18$25.00$25.004/13/2010 5:45:42 PM
selector568$25.00$25.004/13/2010 6:17:50 PM
pbeach05$25.00$25.004/13/2010 5:46:27 PM
sentimental-silver7$25.00$25.004/13/2010 5:46:53 PM
1phantom$50.00$50.004/13/2010 5:47:02 PM
blissful-note7$25.00$25.004/13/2010 5:47:23 PM
cloud8$25.00$25.004/13/2010 5:59:06 PM
zippy-revenue8$25.00$25.004/14/2010 5:37:19 AM
octoberfresh$25.00$25.004/14/2010 6:33:59 AM
isfahanian$25.00$25.004/14/2010 9:47:59 AM
iruz$100.00$100.004/16/2010 7:20:10 AM
wwwUniversal$25.00$25.004/16/2010 4:50:25 PM
neighborly-power8$100.00$100.004/17/2010 8:46:57 AM
dontscrewmeover1$25.00$25.004/18/2010 9:16:47 AM
the-profit-oracle$25.00$25.004/18/2010 7:59:31 PM
cash-sensai2$25.00$25.004/19/2010 12:36:31 PM
qkinger$50.00$50.004/19/2010 9:21:06 PM
Dollars4Rent$25.00$25.004/19/2010 8:29:40 PM
favorite-commerce$25.00$25.004/20/2010 8:08:24 AM
kalihan42$25.00$25.004/20/2010 9:48:50 AM
ryan6853$25.00$25.004/20/2010 11:02:01 AM
Young-Y$29.81$29.814/20/2010 4:54:49 PM
saritha$25.00$25.004/13/2010 5:12:54 PM
kindness-percolator5$25.00$25.004/13/2010 5:14:34 PM
WHEREISTHEMOON$25.00$25.004/13/2010 5:17:38 PM
kenji4861$25.00$25.004/13/2010 5:10:22 PM
mtp$50.00$50.004/13/2010 5:19:37 PM
lagnisiruk$25.00$25.004/13/2010 5:16:46 PM
bowdish1$100.00$100.004/13/2010 5:20:33 PM
mrzz$25.00$25.004/13/2010 5:18:34 PM
AF-Chief$28.00$28.004/13/2010 5:13:46 PM
Thunderswan$50.00$50.004/13/2010 5:25:29 PM
klinebarger$25.00$25.004/13/2010 5:22:07 PM
inspired-contract9$50.00$50.004/13/2010 5:26:26 PM
AmericanCredit$25.00$25.004/13/2010 5:18:35 PM
peerlender$30.00$30.004/13/2010 5:18:42 PM
rolandweary$30.00$30.004/13/2010 5:19:04 PM
meenan$25.00$25.004/13/2010 5:27:41 PM
radforj22$25.00$25.004/13/2010 5:25:23 PM
heavenly-repayment4$25.00$25.004/13/2010 5:28:00 PM
stable-nickel$200.00$200.004/13/2010 5:28:21 PM
steady-funds6$25.00$25.004/13/2010 5:28:33 PM
bonus-adventure3$50.00$50.004/13/2010 5:26:33 PM
syounker$25.00$25.004/13/2010 5:29:33 PM
naina_my_daughter$25.00$25.004/13/2010 5:30:57 PM
shrewd-deal$25.00$25.004/13/2010 5:29:01 PM
Havana21$50.00$50.004/13/2010 5:33:31 PM
turbospeed$25.00$25.004/13/2010 5:30:48 PM
kmr2$56.47$56.474/13/2010 5:34:16 PM
ArtemisFitzlebottom$50.00$50.004/13/2010 5:31:05 PM
Barak$40.00$40.004/13/2010 5:27:48 PM
capital-marsupial3$25.00$25.004/13/2010 5:35:08 PM
UofCMaroon$25.00$25.004/13/2010 5:32:02 PM
ommcd$25.00$25.004/13/2010 5:35:50 PM
Holtavious$25.00$25.004/13/2010 5:28:47 PM
Lise46$25.00$25.004/13/2010 5:33:00 PM
RandyL3$99.00$99.004/13/2010 5:37:09 PM
money-explorer3$25.00$25.004/13/2010 5:34:18 PM
catomaior$25.00$25.004/13/2010 5:44:08 PM
webfeet$25.00$25.004/13/2010 5:44:26 PM
diicali$25.00$25.004/13/2010 5:44:36 PM
phillipd48$25.00$25.004/13/2010 5:46:03 PM
cash-queen$40.17$40.174/13/2010 5:46:26 PM
payment-gusto$25.00$25.004/13/2010 5:46:54 PM
transparency-halo$25.00$25.004/13/2010 5:47:05 PM
TakeCare$50.00$50.004/13/2010 5:47:07 PM
skvat$25.00$25.004/13/2010 5:47:28 PM
fantastic-openness$50.00$50.004/13/2010 5:31:31 PM
rescue$100.00$44.724/13/2010 5:47:31 PM
codavee$50.00$50.004/13/2010 5:31:41 PM
dough-whistle$25.00$25.004/13/2010 5:44:03 PM
HHP$25.00$25.004/13/2010 5:32:47 PM
rate-raker3$25.00$25.004/13/2010 5:44:37 PM
wiselady$25.00$25.004/13/2010 5:44:43 PM
capital-web7$25.00$25.004/13/2010 5:45:41 PM
windfall46$25.00$25.004/13/2010 5:45:57 PM
wise-cash-keeper$50.00$50.004/13/2010 5:46:09 PM
calessabay$25.00$25.004/13/2010 5:46:27 PM
friendly-worth3$25.00$25.004/13/2010 5:46:31 PM
bglender$25.00$25.004/13/2010 5:33:54 PM
wampum-reaction2$25.00$25.004/13/2010 5:46:52 PM
credit-force5$25.00$25.004/13/2010 5:47:08 PM
euro-starter$25.00$25.004/13/2010 5:34:12 PM
The_Secret$25.00$25.004/13/2010 5:34:27 PM
platinum-platoon$25.00$25.004/13/2010 5:35:30 PM
bright-balance$25.00$25.004/13/2010 5:36:07 PM
auction-turbine4$50.00$50.004/13/2010 5:36:25 PM
jh157765$25.00$25.004/13/2010 5:43:45 PM
bradny$25.00$25.004/13/2010 5:44:00 PM
BobbieG$25.00$25.004/13/2010 5:44:06 PM
Dr_M$25.00$25.004/13/2010 5:44:14 PM
fair-funds$25.00$25.004/13/2010 5:44:40 PM
loan-warrior$25.00$25.004/13/2010 5:44:44 PM
gatorbanker$67.43$67.434/13/2010 5:45:11 PM
vegibenz$25.00$25.004/13/2010 5:46:34 PM
cello1$25.00$25.004/13/2010 5:46:56 PM
briphi$25.00$25.004/13/2010 5:47:04 PM
ingenious-order783$25.00$25.004/13/2010 5:47:27 PM
Traal$25.00$25.004/16/2010 11:55:26 AM
felicity-loyalist0$40.00$40.004/19/2010 3:47:27 PM
Sven79$50.00$50.004/19/2010 4:04:56 PM
dn0pes$25.10$25.104/20/2010 11:33:53 AM
StocksMan$50.00$50.004/20/2010 5:06:01 PM
175 bids
 
Borrower Payment Dependent Notes Series 453966
This series of Notes was issued and sold upon the funding of the borrower loan #41897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $143.90
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $143.52
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1999 Debt/Income ratio: 14%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 21 / 20Length of status:2y 3m
Credit score: 740-759 (Apr-2010) Total credit lines: 38 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $94,284Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 51%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: orange-value-sasquatch Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Balance X-fer Rate Expires in May
Purpose of loan:
This loan will be used to?

Currently, I have several credit cards that have balances.? All of my balances are locked in at rates between 3-5%.? However, I have a Citi card with a balance of $7,500 with a portion of the balance that is not locked in.? $3,000 of that $7,500 is locked in at 3% for life.? The remaining $4,500 is locked in at 3% until May 1 at which point it will jump to 29.99%.? I'd like to borrow $4,500, so in May I can pay $4,500 more than the minimum payment and wipe out the $4,500 portion of the balance that will accrue interest at 29.99%.?

My financial situation:
I am a good candidate for this loan because?

I have never missed any payments and have a high debt load.? The reason for my high credit card balances results from transferring my home equity line of credit to my credit cards in order to reduce my interest rate.? LIttle did I know what that does to your credit score.? However, as mentioned above, the rates are locked in at 5% for life, so I refuse to pay them down any faster.? I have a rental property in Chicago that I have rented for 2+ years.? My renter is on time.? All my other bills are paid timely.? Financial assets as far as retirement go total approximately $116K.? Equity in my house is approximately $41K and equity in my rental property in Chicago is approximately $35K.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/15/2010 11:31:01 AM
Avala$50.00$50.004/15/2010 11:57:32 AM
integrity-doctor$100.00$100.004/15/2010 11:59:10 AM
Dap2005$25.00$25.004/15/2010 12:00:35 PM
kindness-percolator5$25.00$25.004/15/2010 12:01:43 PM
torion$25.00$25.004/15/2010 11:57:06 AM
jdrez$25.00$25.004/15/2010 12:04:31 PM
heavenly-repayment4$30.00$30.004/15/2010 11:58:58 AM
bid-refresher2$25.00$25.004/15/2010 12:11:00 PM
a-consummate-camaraderi$50.00$50.004/15/2010 12:06:07 PM
Okeey$25.00$25.004/15/2010 12:07:05 PM
influential-compassion9$50.00$50.004/15/2010 12:07:41 PM
contract-eagle$25.00$25.004/15/2010 12:08:45 PM
return-buddy$25.00$25.004/15/2010 12:03:21 PM
gain-seagull9$25.00$25.004/15/2010 12:11:22 PM
AF-Chief$27.00$27.004/15/2010 3:50:42 PM
Havana21$50.00$50.004/15/2010 2:43:42 PM
Phantom99$25.00$25.004/15/2010 3:16:02 PM
a-finance-nirvana$25.00$25.004/15/2010 4:01:11 PM
wings2fly$25.00$25.004/15/2010 11:33:13 PM
DublinCaLender$25.00$25.004/15/2010 7:17:53 PM
mtpscuba$25.00$25.004/15/2010 7:41:51 PM
ebgb234$25.00$25.004/16/2010 6:37:53 AM
gatorjh$25.00$25.004/16/2010 7:08:33 AM
ladderskibum$25.00$25.004/16/2010 7:29:11 AM
Beesnutz$25.00$25.004/16/2010 9:12:00 AM
interest-griffin$50.00$50.004/16/2010 9:43:35 AM
hannibal720$25.00$25.004/16/2010 10:24:12 AM
dmfog$25.00$25.004/16/2010 8:28:45 AM
tidy-dime$25.00$25.004/16/2010 9:36:57 AM
TpbiCapitals$50.00$50.004/16/2010 11:17:38 AM
teller$25.00$25.004/16/2010 10:11:28 AM
bchen78875$25.00$25.004/16/2010 11:24:10 AM
halothane_logic$25.00$25.004/16/2010 11:43:00 AM
helpinghand63$37.52$37.524/16/2010 12:01:26 PM
rickp$25.00$25.004/16/2010 10:34:21 AM
atrain2007$25.00$25.004/16/2010 10:42:22 AM
lokiswolf$26.61$26.614/16/2010 11:01:05 AM
Artist_Blue$25.00$25.004/16/2010 10:34:02 AM
Asynch$25.00$25.004/16/2010 10:41:51 AM
favorable-order8$25.00$25.004/16/2010 4:04:34 PM
RandyL3$99.00$99.004/16/2010 3:00:15 PM
asset-professor$75.00$75.004/16/2010 3:53:31 PM
snowdem0n$25.00$25.004/16/2010 2:27:31 PM
emt747$25.00$25.004/17/2010 7:59:57 AM
important-ore$50.00$50.004/16/2010 9:34:36 PM
retiresecure$25.00$25.004/17/2010 8:58:00 AM
Binan$25.00$25.004/18/2010 6:58:00 AM
dontscrewmeover1$25.00$25.004/18/2010 9:24:26 AM
decisive-capital$75.00$75.004/17/2010 5:27:59 PM
thedreamer$25.00$25.004/18/2010 10:48:34 AM
balance2$50.00$50.004/18/2010 7:43:42 AM
cingular$25.00$25.004/18/2010 6:28:25 PM
wwwUniversal$25.00$25.004/19/2010 12:13:24 AM
lowrate$25.00$25.004/19/2010 12:07:30 AM
metro457$25.00$25.004/19/2010 12:04:23 AM
qkinger$50.00$50.004/20/2010 11:40:27 AM
Astyanax$30.00$30.004/21/2010 9:00:59 AM
hrubinst$25.00$25.004/15/2010 11:56:59 AM
nickel-ferret$25.00$25.004/15/2010 12:00:04 PM
PRGuyinVA$25.00$25.004/15/2010 12:02:29 PM
delicious-social132$25.00$25.004/15/2010 11:57:52 AM
dinero-speaker$25.00$25.004/15/2010 11:58:10 AM
mmckune$25.00$25.004/15/2010 11:59:59 AM
finance-prescription$100.00$100.004/15/2010 12:10:28 PM
shrewd-peace7$25.00$25.004/15/2010 12:04:06 PM
unassassinable$25.00$25.004/15/2010 12:00:58 PM
bowdish1$50.00$50.004/15/2010 12:01:35 PM
CAGE-Investments$100.00$100.004/15/2010 12:03:16 PM
Financer$50.00$50.004/15/2010 1:34:31 PM
iolaire$25.00$25.004/15/2010 1:43:08 PM
Speculator$100.00$100.004/15/2010 2:14:07 PM
supersarah61$25.00$25.004/15/2010 2:16:28 PM
authoritative-capital$25.00$25.004/15/2010 12:09:52 PM
cberthiaume$25.00$25.004/15/2010 12:10:22 PM
Digs$25.00$25.004/15/2010 12:20:41 PM
GElender$50.00$50.004/15/2010 4:03:19 PM
SnE$25.00$25.004/15/2010 3:23:16 PM
market-pudding$25.00$25.004/15/2010 3:41:27 PM
MihirFromRedmond$25.00$25.004/15/2010 10:23:30 PM
mulberry4$25.00$25.004/15/2010 6:26:44 PM
ichibon$75.00$75.004/16/2010 3:25:14 AM
gracej$25.00$25.004/16/2010 4:03:03 AM
orange-preeminant-bill$100.00$100.004/16/2010 4:43:56 AM
Duanep01$25.00$25.004/15/2010 10:47:58 PM
ideal-platinum1$100.00$100.004/16/2010 5:34:45 AM
orderly-leverage$40.00$40.004/15/2010 8:53:01 PM
dpdn57$25.00$25.004/16/2010 6:29:31 AM
frogperson$30.15$30.154/16/2010 3:19:29 AM
bonus-adventure3$50.00$50.004/16/2010 6:38:33 AM
treasure-bliss$100.00$100.004/16/2010 4:37:10 AM
schpere$25.00$25.004/16/2010 4:42:57 AM
radforj22$25.00$25.004/16/2010 8:00:41 AM
fundingyourbigfuture$25.00$25.004/16/2010 7:53:44 AM
matt84003$25.00$25.004/16/2010 8:18:35 AM
bullish2bearish$25.00$25.004/16/2010 8:28:59 AM
kmr2$75.00$75.004/16/2010 8:29:02 AM
Officiency$25.00$25.004/16/2010 7:29:07 AM
LoanAngel$25.00$25.004/16/2010 9:21:56 AM
runner262$25.00$25.004/16/2010 9:35:28 AM
orange-trustworthy-fairness$25.00$25.004/16/2010 9:35:57 AM
BzJ108$25.00$25.004/16/2010 10:39:33 AM
SDNLR$25.00$25.004/16/2010 9:37:18 AM
emphatic-deal5$25.00$25.004/16/2010 9:35:00 AM
JSON$25.00$25.004/16/2010 10:09:32 AM
transparency-planetarium$25.00$25.004/16/2010 9:36:03 AM
Ready2Loan$25.00$25.004/16/2010 9:39:24 AM
sloak$25.00$25.004/16/2010 12:36:04 PM
market-mover$25.00$25.004/16/2010 10:42:13 AM
ms48105$25.00$25.004/16/2010 11:43:04 AM
jackanddi$50.00$50.004/16/2010 12:27:37 PM
slartibardfast$25.00$25.004/16/2010 12:36:01 PM
Nerdster1$25.00$25.004/16/2010 3:53:35 PM
the-profit-oracle$25.00$25.004/16/2010 12:44:48 PM
logical-reward8$25.00$25.004/16/2010 1:01:01 PM
money-explorer3$25.00$25.004/16/2010 3:03:35 PM
dma1206$25.00$25.004/16/2010 4:52:41 PM
Supernick$50.00$50.004/16/2010 7:43:04 PM
cptproton$25.00$25.004/16/2010 5:03:57 PM
debt-system880$25.00$25.004/16/2010 8:38:00 PM
JGB$25.00$25.004/18/2010 2:01:11 PM
Millmanator$25.00$25.004/18/2010 10:20:21 AM
Cai8899$50.00$50.004/18/2010 12:06:53 PM
new-reward-sequoia$25.00$18.004/19/2010 6:33:52 AM
TakeCare$50.00$50.004/19/2010 7:35:52 PM
greenback-chairman5$25.00$25.004/20/2010 6:26:01 PM
persistent-value3$26.72$26.724/21/2010 10:26:09 AM
Dollars4Rent$25.00$25.004/21/2010 11:59:26 AM
Chillito$35.00$35.004/21/2010 9:58:25 PM
129 bids
 
Borrower Payment Dependent Notes Series 454188
This series of Notes was issued and sold upon the funding of the borrower loan #42000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-16-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $113.12
Final lender yield: 19.05% Final borrower rate/APR: 20.05% / 22.29% Final monthly payment: $111.57
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1994 Debt/Income ratio: 8%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:2y 2m
Credit score: 680-699 (Apr-2010) Total credit lines: 15 Occupation: Other
Now delinquent: 0 Revolving credit balance: $4,954Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 54%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 9    
Screen name: 68skylark Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Replace roof and insulation
Purpose of loan:
This loan will be used to replace the roof and insulate the family room of our house

My financial situation:
I am a good candidate for this loan because my income has increased but I have no new debt. All household bills including the mortgage are in my wifes name.
I write her two checks a month totaling $1400 I pay my credit card bills and my truck payment. This leaves me around $1000 a month.

Monthly net income: $ 3366.00

Monthly expenses: $?
??Housing: $ 1400
??Insurance: $
??Car expenses: $?419
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
shrewd-peace7$25.00$25.004/16/2010 4:09:59 PM
finance-prescription$100.00$100.004/16/2010 4:16:08 PM
blackstar$25.00$25.004/16/2010 4:18:23 PM
integrity-doctor$100.00$100.004/16/2010 4:16:43 PM
mmckune$25.00$25.004/16/2010 4:29:27 PM
Dap2005$25.00$25.004/16/2010 4:29:57 PM
kindness-percolator5$25.00$25.004/16/2010 4:30:55 PM
bonus-adventure3$50.00$50.004/16/2010 4:36:04 PM
a-consummate-camaraderi$50.00$50.004/16/2010 4:33:06 PM
nickel-ferret$25.00$25.004/16/2010 4:29:39 PM
orderly-leverage$40.00$40.004/16/2010 4:33:56 PM
mtquan$25.00$25.004/16/2010 4:49:26 PM
transparency-planetarium$25.00$25.004/16/2010 4:37:22 PM
wings2fly$25.00$25.004/16/2010 4:34:34 PM
AF-Chief$27.00$27.004/16/2010 4:38:49 PM
frogperson$75.00$75.004/16/2010 4:35:01 PM
JustMee$25.00$25.004/16/2010 5:20:44 PM
cptproton$25.00$25.004/16/2010 5:03:52 PM
charming-point$25.00$25.004/16/2010 5:06:00 PM
important-ore$50.00$50.004/16/2010 9:34:31 PM
autonomous-basis$25.00$25.004/17/2010 12:58:19 AM
kginatl$27.80$27.804/17/2010 6:14:05 AM
debt-system880$25.00$25.004/16/2010 8:37:54 PM
crippledcircus$50.00$50.004/16/2010 9:43:03 PM
euro-starter$25.00$25.004/16/2010 8:55:26 PM
kellyp255$25.00$25.004/17/2010 9:45:04 AM
fairhelper$25.00$25.004/17/2010 12:43:30 PM
BARNAPAS$75.00$75.004/17/2010 1:38:16 PM
alaco$25.00$25.004/17/2010 9:57:57 PM
Your_Bank$25.00$25.004/17/2010 11:45:27 AM
Millmanator$25.00$25.004/18/2010 10:20:16 AM
Binan$25.00$25.004/18/2010 6:57:54 AM
JGB$25.00$25.004/18/2010 2:01:06 PM
ddog0224$25.00$25.004/18/2010 12:06:52 PM
GElender$50.00$50.004/19/2010 12:07:23 AM
encourager2$25.00$25.004/19/2010 4:40:08 AM
TakeCare$50.00$50.004/19/2010 8:12:50 AM
steady-dime$25.00$25.004/19/2010 6:08:41 AM
sloak$25.00$25.004/19/2010 6:28:21 AM
calm-deal7$25.00$25.004/19/2010 9:35:32 AM
bchen78875$25.00$25.004/19/2010 7:08:14 AM
aggielender$25.00$25.004/19/2010 10:46:32 AM
interest-jedi0$50.00$50.004/19/2010 9:33:18 AM
market-pudding$25.00$25.004/19/2010 9:35:17 AM
rock931$25.00$25.004/19/2010 9:53:26 AM
interstellar$50.00$50.004/19/2010 11:12:54 AM
duty-monger$50.00$50.004/19/2010 11:39:24 AM
contract-eagle$25.00$25.004/16/2010 4:15:17 PM
torion$25.00$25.004/16/2010 4:28:00 PM
Avala$50.00$50.004/16/2010 4:28:17 PM
dinero-speaker$25.00$25.004/16/2010 4:28:53 PM
bowdish1$50.00$50.004/16/2010 4:30:47 PM
income-fortress$25.00$25.004/16/2010 4:27:11 PM
delicious-social132$25.00$25.004/16/2010 4:28:26 PM
unassassinable$25.00$25.004/16/2010 4:30:07 PM
egw$25.00$25.004/16/2010 4:27:32 PM
hrubinst$25.00$25.004/16/2010 4:27:39 PM
emphatic-deal5$25.00$25.004/16/2010 4:37:00 PM
the-profit-oracle$25.00$25.004/16/2010 4:39:43 PM
Havana21$100.00$100.004/16/2010 4:34:24 PM
KandKLegacyInvestments$25.00$25.004/16/2010 4:49:50 PM
Supernick$50.00$50.004/16/2010 7:43:08 PM
reflective-rupee$50.00$50.004/16/2010 9:07:55 PM
ichibon$75.00$75.004/16/2010 8:55:09 PM
emt747$25.00$25.004/17/2010 7:59:50 AM
selector568$88.00$88.004/17/2010 10:08:46 AM
Your_Bank$25.00$25.004/17/2010 11:45:12 AM
decisive-capital$75.00$75.004/17/2010 5:28:03 PM
mpatrick$50.00$42.204/18/2010 7:34:14 AM
balance2$50.00$50.004/18/2010 7:43:35 AM
LR_Biker$25.00$25.004/18/2010 9:42:58 AM
radforj22$25.00$25.004/17/2010 6:34:31 PM
thedreamer$25.00$25.004/18/2010 10:48:39 AM
Nerdster1$25.00$25.004/18/2010 11:57:58 PM
Rogesparkguy$25.00$25.004/18/2010 7:12:18 PM
bid-refresher2$25.00$25.004/19/2010 12:06:42 AM
wwwUniversal$25.00$25.004/19/2010 4:45:06 AM
heavenly-repayment4$25.00$25.004/18/2010 9:37:57 PM
stable-nickel$100.00$100.004/19/2010 12:07:13 AM
cash-vault$25.00$25.004/19/2010 9:33:59 AM
gethsemane4$25.00$25.004/19/2010 10:25:53 AM
Artist_Blue$25.00$25.004/19/2010 10:46:37 AM
82 bids
 
Borrower Payment Dependent Notes Series 454322
This series of Notes was issued and sold upon the funding of the borrower loan #42006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-15-2010 
  Auction end date:  Apr-22-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.72% Starting monthly payment: $47.97
Final lender yield: 8.13% Final borrower rate/APR: 9.13% / 11.46% Final monthly payment: $47.79
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2006 Debt/Income ratio: 10%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 7Length of status:1y 10m
Credit score: 700-719 (Mar-2010) Total credit lines: 16 Occupation: Sales - Commission
Now delinquent: 0 Revolving credit balance: $688Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 10%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: orange-dime-zone Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of Credit Cards
Purpose of loan:
This loan will be used to consolidate small balances on store cards and major credit cards.

My financial situation:
I am a good candidate for this loan because I currently work full-time as well as work part-time as a restaurant server to earn additional income.? I am financially independent and keep current with my financial responsibilities.? I share an apartment and all expenses?with my fiance and our one-year-old son.? We are both employed and working toward paying off high interest debt.

Monthly net income: $
Net take-home (monthly) from my full-time job = $1500 (this does not include commission and other incentives based on sales.)
Net take-home (monthly) from my part-time job = $600

Total monthly income = $2,100

Monthly expenses: $
??Housing:?$285
??Insurance: $50
??Car expenses:?No car payment?
??Utilities: $90
??Phone, cable, internet: $110
??Food, entertainment: $300
??Clothing, household expenses $250
??Credit cards and other loans: $300?

Total monthly expenses:? $1,385
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
buukyak$25.00$25.004/16/2010 9:04:56 AM
RandyL3$99.00$99.004/16/2010 3:00:21 PM
dontscrewmeover1$25.00$25.004/18/2010 8:11:57 PM
Pickmar$25.00$25.004/20/2010 9:19:52 AM
escandalo$34.01$34.014/20/2010 1:25:38 PM
Crom$25.00$25.004/20/2010 2:46:48 PM
JohnSmith10$25.00$25.004/20/2010 9:04:38 PM
invest0808$25.00$25.004/21/2010 4:13:15 AM
Astyanax$35.00$35.004/21/2010 9:09:40 AM
improvman$25.00$25.004/22/2010 11:00:58 AM
bill-expert$200.00$200.004/22/2010 1:24:48 PM
mwichmann4$55.36$55.364/22/2010 1:42:27 PM
labate$25.00$25.004/22/2010 1:36:53 PM
sturdy-velocity6$25.00$25.004/22/2010 2:19:08 PM
bigmacbeef$500.00$65.044/22/2010 1:47:52 PM
UCSBGAUCHOS$25.00$25.004/22/2010 4:10:46 PM
khamlagirl$25.00$25.004/22/2010 4:12:09 PM
Jumping_Jedi$25.00$25.004/22/2010 4:13:06 PM
Memphis-King$65.00$65.004/22/2010 2:51:57 PM
stephen_c01$25.00$25.004/16/2010 3:53:27 PM
rjsdsu$25.00$25.004/17/2010 7:47:45 AM
marala4285$25.00$25.004/18/2010 7:01:02 AM
LoveVA$50.00$50.004/18/2010 8:11:41 PM
cash-widget$25.00$25.004/19/2010 6:20:29 PM
fantastic-cash$26.21$26.214/19/2010 11:32:45 PM
aqaq8877$100.00$100.004/20/2010 2:45:18 PM
rummy06$25.00$25.004/20/2010 9:58:18 PM
ujiba$25.00$25.004/21/2010 9:34:53 AM
isfahanian$33.73$33.734/21/2010 12:39:36 PM
gjm6d$25.00$25.004/21/2010 7:49:51 PM
maineman$25.00$25.004/22/2010 10:25:51 AM
feelgood$33.38$33.384/22/2010 12:51:11 PM
BlindSquirrel$25.00$25.004/22/2010 12:35:05 PM
Ven58$25.00$25.004/22/2010 3:07:36 PM
bornsucka$25.00$25.004/22/2010 3:37:57 PM
Engineer44$25.00$25.004/22/2010 4:19:29 PM
Catalina_Enterprises$50.00$50.004/22/2010 4:11:08 PM
persistent-value3$26.29$26.294/22/2010 2:27:16 PM
GarciaCompany$26.98$26.984/22/2010 4:06:41 PM
39 bids
 
Borrower Payment Dependent Notes Series 454410
This series of Notes was issued and sold upon the funding of the borrower loan #42046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-16-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 24.87% Starting monthly payment: $37.71
Final lender yield: 14.20% Final borrower rate/APR: 15.20% / 18.88% Final monthly payment: $34.76
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.82%  
Lender servicing fee: 1.00% Estimated return: 7.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1992 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:9y 2m
Credit score: 640-659 (Apr-2010) Total credit lines: 23 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $1,010Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 77%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: shellshell Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 30 ( 100% ) 640-659 (Latest)
Principal borrowed: $9,000.00< mo. late: 0 ( 0% )  
560-579 (Aug-2008)
540-559 (Sep-2007)
540-559 (Sep-2006)
 
Principal balance: $1,260.10 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
New Condo needs some Furniture
I can tell you I am back on track. I have finally learned my lesson about credit and how important it is to stay on top of your bills. I have been a loyal prosper borrow for awhile and have made all monthly payments on time. I would like to borrow $1000 to purchase some new furniture for my new place. I am looking to purchase a bedroom set and a dining set. Roughly it will cost close to $1000. I am making more money now and can afford to make my payment on time. Check out my budget!

My Budget
Paycheck $3000/Monthly
Rent: $1200?
Water: $90
Electricity $80
Phone: $30 Cell:$45??
Food: $250????Gas $350 Insurance $75????Car Payment: $255??
Clothing/Entertainment: $150 Current Prosper and New Loan $140

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
eBankInvest$55.93$55.934/16/2010 7:41:37 PM
jpblan11$25.00$25.004/18/2010 6:46:13 PM
steady-dime$25.00$25.004/19/2010 6:10:55 AM
focused-dime8$25.00$25.004/19/2010 3:51:23 PM
loyalist1$100.00$100.004/16/2010 4:51:39 PM
Streamfeeder$25.00$25.004/16/2010 4:33:36 PM
Aberdeen$400.00$400.004/16/2010 4:39:56 PM
marwadi-62$200.00$200.004/16/2010 5:21:14 PM
4mydaughterseducation$25.00$25.004/16/2010 6:33:45 PM
MoneyForNothing$25.00$25.004/19/2010 2:15:51 AM
frogperson$150.00$94.074/18/2010 11:06:10 PM
11 bids
 
Borrower Payment Dependent Notes Series 454618
This series of Notes was issued and sold upon the funding of the borrower loan #42064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-19-2010 
  Auction end date:  Apr-21-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $127.91
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $127.57
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2002 Debt/Income ratio: 64%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 12Length of status:8y 5m
Credit score: 720-739 (Apr-2010) Total credit lines: 14 Occupation: Food Service
Now delinquent: 0 Revolving credit balance: $7,290Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 21%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: sympathetic-silver9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay My Credit Card
Purpose of loan:
This loan will be used to? Pay my credit card.

My financial situation:
I am a good candidate for this loan because? I want to pay my cretid card because the rate is to much, thank's so much for your help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.004/19/2010 11:26:24 AM
KandKLegacyInvestments$25.00$25.004/19/2010 11:19:20 AM
authoritative-capital$25.00$25.004/19/2010 11:26:53 AM
iolaire$25.00$25.004/19/2010 11:30:25 AM
evnagelist$25.00$25.004/19/2010 11:31:22 AM
mrzz$25.00$25.004/19/2010 11:35:16 AM
AF-Chief$28.00$28.004/19/2010 11:26:03 AM
meux99$25.00$25.004/19/2010 11:28:07 AM
bowdish1$100.00$100.004/19/2010 11:36:08 AM
torion$25.00$25.004/19/2010 11:42:18 AM
radforj22$25.00$25.004/19/2010 11:30:54 AM
gain-seagull9$25.00$25.004/19/2010 11:32:08 AM
Barak$40.00$40.004/19/2010 11:43:47 AM
Ivan2007$25.00$25.004/19/2010 11:34:55 AM
Avala$50.00$50.004/19/2010 11:42:45 AM
tenacious-compassion9$30.00$30.004/19/2010 11:45:26 AM
schpere$25.00$25.004/19/2010 11:51:22 AM
hrubinst$25.00$25.004/19/2010 11:41:46 AM
TakeCare$100.00$100.004/19/2010 11:48:47 AM
meenan$25.00$25.004/19/2010 11:43:32 AM
a-consummate-camaraderi$50.00$50.004/19/2010 11:49:24 AM
careful-note$50.00$50.004/19/2010 11:44:07 AM
orderly-leverage$40.00$40.004/19/2010 11:49:59 AM
bonus-adventure3$50.00$50.004/19/2010 11:51:05 AM
fantastic-openness$50.00$50.004/19/2010 11:47:11 AM
HHP$25.00$25.004/19/2010 11:47:46 AM
tender-integrity3$50.00$50.004/19/2010 11:48:32 AM
Supernick$50.00$50.004/19/2010 11:56:35 AM
JGB$25.00$25.004/19/2010 12:03:33 PM
dharma1$25.00$25.004/19/2010 12:03:56 PM
DukSerduk$25.00$25.004/19/2010 11:55:58 AM
emt747$25.00$25.004/19/2010 11:59:20 AM
Kerrysbay$50.00$50.004/19/2010 12:01:31 PM
CAGE-Investments$75.00$75.004/19/2010 2:03:28 PM
Ripsaw4U$25.00$25.004/19/2010 1:06:09 PM
moves$25.00$25.004/19/2010 12:04:31 PM
practice44$25.00$25.004/19/2010 2:28:22 PM
the-profit-oracle$25.00$25.004/19/2010 4:03:19 PM
value-pouch$50.00$50.004/19/2010 2:52:57 PM
studious-bonus7$50.00$50.004/20/2010 8:20:25 AM
building-america$25.00$25.004/20/2010 9:34:19 AM
money-surge1$25.00$25.004/20/2010 9:34:45 AM
finance-prescription$100.00$100.004/20/2010 1:23:15 PM
blackberry9$25.00$25.004/20/2010 10:13:37 AM
uncleubb$25.00$25.004/20/2010 2:09:20 PM
wings2fly$25.00$25.004/20/2010 4:10:26 PM
GElender$29.53$29.534/20/2010 5:02:59 PM
lagnisiruk$25.00$25.004/20/2010 6:00:26 PM
yield-seeker$25.00$25.004/20/2010 8:04:08 PM
fortytwo$50.00$50.004/20/2010 9:14:56 PM
divedude$25.00$25.004/21/2010 9:33:49 AM
money-boots2$25.00$25.004/21/2010 9:34:36 AM
MTlender$25.00$25.004/21/2010 8:25:37 AM
10ECgirl$25.00$25.004/21/2010 10:32:23 AM
a-studious-payment$25.00$25.004/21/2010 9:34:18 AM
wwwUniversal$25.00$25.004/21/2010 11:15:59 AM
djs81$25.00$25.004/21/2010 11:16:08 AM
buckyhead2000$25.00$25.004/21/2010 11:27:32 AM
GiantAardvark$25.00$25.004/21/2010 10:11:01 AM
jdashv$25.00$25.004/21/2010 11:39:04 AM
a-finance-nirvana$25.00$25.004/21/2010 1:21:21 PM
truth-image$50.00$50.004/19/2010 11:33:44 AM
mtp$50.00$50.004/19/2010 11:35:37 AM
delicious-social132$40.00$40.004/19/2010 11:41:10 AM
red-trade-cologne$25.00$25.004/19/2010 11:31:37 AM
mmckune$25.00$25.004/19/2010 11:44:30 AM
nickel-ferret$25.00$25.004/19/2010 11:40:31 AM
dinero-speaker$25.00$25.004/19/2010 11:43:14 AM
Dap2005$25.00$25.004/19/2010 11:45:48 AM
bright-balance$25.00$25.004/19/2010 11:48:06 AM
kindness-percolator5$25.00$25.004/19/2010 11:53:09 AM
Havana21$50.00$50.004/19/2010 11:50:14 AM
unassassinable$25.00$25.004/19/2010 11:46:03 AM
Daneistes$100.00$100.004/19/2010 11:52:16 AM
kulender$25.00$25.004/19/2010 11:59:39 AM
decisive-capital$100.00$100.004/19/2010 12:00:38 PM
contract-eagle$50.00$50.004/19/2010 11:49:11 AM
thedreamer$25.00$25.004/19/2010 12:02:41 PM
LoanAngel$25.00$25.004/19/2010 11:51:59 AM
interest-jedi0$50.00$50.004/19/2010 12:05:15 PM
antlr$25.00$25.004/19/2010 11:55:28 AM
important-ore$50.00$50.004/19/2010 11:58:38 AM
engaging-worth$25.00$25.004/19/2010 12:00:56 PM
balance2$50.00$50.004/19/2010 12:01:50 PM
balanced-bill7$100.00$100.004/19/2010 2:10:26 PM
integrity-doctor$100.00$100.004/19/2010 12:58:17 PM
Gibbyland$100.00$100.004/19/2010 7:52:49 PM
market-pudding$25.00$25.004/19/2010 8:57:56 PM
Slend49$25.00$25.004/20/2010 6:29:04 AM
don8ter$60.00$60.004/20/2010 6:28:14 AM
stable-nickel$200.00$200.004/20/2010 7:50:49 AM
bountiful-bazaar$25.00$25.004/19/2010 9:18:49 PM
bchen78875$25.00$25.004/20/2010 11:28:07 AM
revenue-ruler6$25.00$25.004/20/2010 1:53:18 PM
loan-kung-fu$25.00$25.004/20/2010 12:35:15 PM
DonaldColorado$25.00$25.004/20/2010 6:02:29 PM
naina_my_daughter$25.00$25.004/20/2010 8:59:21 PM
mpactlender$25.00$25.004/21/2010 5:34:13 AM
japerk$25.00$25.004/21/2010 8:13:57 AM
GrommetPosse$25.00$25.004/20/2010 10:58:22 PM
Timchenko_LLC$25.00$25.004/21/2010 10:11:39 AM
Artist_Blue$25.00$25.004/21/2010 11:06:56 AM
figs4u2$80.00$80.004/21/2010 11:13:02 AM
Cai8899$33.65$2.474/21/2010 1:28:56 PM
104 bids