Sales Report:Supplement No. 180 dated Apr 21, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 419516
This series of Notes was issued and sold upon the funding of the borrower loan #41980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2000 Debt/Income ratio: 29%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 7Length of status:5y 9m
Credit score: 700-719 (Mar-2010) Total credit lines: 19 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $26,732Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: sophisticated-marketplace Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high rate Credit Card
Purpose of loan:
This loan will be used to pay off a high-rate credit card (currently 17%).

My financial situation:
I am a good candidate for this loan because I have had a steady job for going on six years as an Engineer in a small company with a diverse portfolio of work.? My wife and I moved from Los Angeles, CA to rural Northern California, went from a renter to a homeowner and reduced our housing payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/9/2010 4:06:21 PM
hrubinst$25.00$25.004/9/2010 4:25:29 PM
Avala$50.00$50.004/9/2010 4:25:48 PM
bonus-adventure3$50.00$50.004/9/2010 4:26:03 PM
integrity-doctor$100.00$100.004/9/2010 4:26:48 PM
nickel-ferret$25.00$25.004/9/2010 4:27:21 PM
euro-starter$25.00$25.004/9/2010 4:27:37 PM
platinum-sorcerer6$25.00$25.004/9/2010 4:28:10 PM
Supernick$50.00$50.004/9/2010 4:28:39 PM
rollin6978$25.00$25.004/9/2010 4:28:44 PM
lagnisiruk$25.00$25.004/9/2010 4:29:06 PM
mmckune$25.00$25.004/9/2010 4:27:10 PM
bchen78875$25.00$25.004/9/2010 4:29:47 PM
Havana21$50.00$50.004/9/2010 4:31:24 PM
unassassinable$25.00$25.004/9/2010 4:28:23 PM
CO80487$25.00$25.004/9/2010 4:28:48 PM
ideal-platinum1$25.00$25.004/9/2010 4:29:17 PM
HaveToWrite$25.00$25.004/9/2010 4:29:37 PM
delicious-social132$25.00$25.004/9/2010 4:25:54 PM
ddog0224$25.00$25.004/9/2010 4:26:07 PM
dinero-speaker$25.00$25.004/9/2010 4:26:13 PM
a-finance-nirvana$25.00$25.004/9/2010 4:30:44 PM
selector568$50.00$50.004/11/2010 2:36:44 PM
FinanceEngine$25.00$25.004/14/2010 5:09:13 PM
shellstar$25.00$25.004/15/2010 8:19:37 AM
sturdy-velocity6$25.00$25.004/15/2010 10:49:16 AM
debt-legend$25.00$25.004/15/2010 3:15:00 PM
evamkir$25.00$25.004/15/2010 1:21:31 PM
MC7608$25.00$25.004/15/2010 3:37:29 PM
soular21804$25.00$25.004/15/2010 5:02:27 PM
biohazardus$25.00$25.004/15/2010 6:21:29 PM
Astyanax$30.00$30.004/15/2010 6:56:26 PM
rce1964$25.00$25.004/16/2010 1:09:15 AM
Cliffie83$25.00$25.004/15/2010 8:54:16 PM
welovebutterflies$50.00$50.004/16/2010 7:00:53 AM
salegalaxy$25.00$25.004/16/2010 2:09:40 AM
crw1950$50.00$50.004/16/2010 8:29:12 AM
webfeet$25.00$25.004/16/2010 6:30:34 AM
Richmp412$25.00$25.004/16/2010 6:38:24 AM
djmike805$38.77$38.774/16/2010 8:55:52 AM
DaveTheWave$40.92$40.924/16/2010 10:11:30 AM
Sam40$25.00$25.004/16/2010 11:20:09 AM
balance-chestnut$50.00$50.004/16/2010 1:04:25 PM
burger283$25.00$25.004/16/2010 12:00:28 PM
OoM$25.00$25.004/16/2010 12:24:21 PM
jwood3030$35.00$35.004/16/2010 11:57:53 AM
favorable-order8$25.00$25.004/9/2010 4:08:14 PM
sloak$25.00$25.004/9/2010 4:13:02 PM
Nerdster1$25.00$25.004/9/2010 4:24:44 PM
torion$25.00$25.004/9/2010 4:25:43 PM
logical-reward8$25.00$25.004/9/2010 4:27:26 PM
radforj22$25.00$25.004/9/2010 4:27:35 PM
successful-agreement7$100.00$100.004/9/2010 4:29:05 PM
heavenly-repayment4$30.00$30.004/9/2010 4:26:44 PM
inspired-contract9$25.00$25.004/9/2010 4:29:23 PM
newest-inspiring-power$25.00$25.004/9/2010 4:29:43 PM
youthful-greenback3$35.00$10.004/9/2010 4:31:41 PM
Dap2005$25.00$25.004/9/2010 4:27:58 PM
bowdish1$50.00$50.004/9/2010 4:31:31 PM
aggielender$25.00$25.004/9/2010 4:31:14 PM
peerlender$30.00$30.004/9/2010 4:31:19 PM
TCR3$25.00$25.004/9/2010 4:31:24 PM
ichibon$75.00$75.004/9/2010 4:31:35 PM
bondhedger$25.00$25.004/10/2010 11:57:49 AM
sympathetic-greenback5$50.00$50.004/10/2010 10:09:24 PM
mster9ball$25.00$25.004/10/2010 12:29:03 PM
Chewbaca$25.00$25.004/14/2010 4:32:20 PM
suburbanman64$35.00$35.004/14/2010 6:23:56 PM
gillijr1001$25.00$25.004/15/2010 2:30:52 AM
khamlagirl$25.00$25.004/14/2010 5:41:34 PM
bornsucka$25.00$25.004/15/2010 2:08:34 PM
TakeCare$50.00$50.004/15/2010 2:19:02 PM
pja138$50.00$50.004/15/2010 4:39:12 PM
admirable-credit$25.00$25.004/15/2010 4:22:30 PM
Tech-Entrepreneur$25.00$25.004/16/2010 5:59:38 AM
OKPapa$25.00$25.004/15/2010 9:58:48 PM
MapleLaker$25.00$25.004/16/2010 7:04:24 AM
Charmart$25.00$25.004/16/2010 2:37:37 AM
NriHomes$50.00$50.004/16/2010 3:04:50 AM
sparkling-income$50.00$50.004/16/2010 4:37:34 AM
BankofPaul$45.00$45.004/16/2010 6:03:39 AM
Rivermaverick$25.00$25.004/16/2010 7:43:52 AM
ateso$72.31$72.314/16/2010 8:06:47 AM
Ven58$25.00$25.004/16/2010 11:55:01 AM
dav1d$25.00$25.004/16/2010 10:59:07 AM
zbanker$28.00$28.004/16/2010 12:10:32 PM
the-profit-oracle$25.00$25.004/16/2010 11:45:33 AM
UCSBGAUCHOS$30.00$30.004/16/2010 2:29:33 PM
surferracerskaterboy$50.00$50.004/16/2010 12:52:53 PM
improvman$25.00$25.004/16/2010 3:52:48 PM
BlessedEveryDay$25.00$25.004/16/2010 3:08:40 PM
Earn_money$25.00$25.004/16/2010 3:12:16 PM
92 bids
 
Borrower Payment Dependent Notes Series 443206
This series of Notes was issued and sold upon the funding of the borrower loan #41801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,465.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $111.51
Final lender yield: 25.88% Final borrower rate/APR: 26.88% / 29.21% Final monthly payment: $100.48
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.88%  
Lender servicing fee: 1.00% Estimated return: 10.00%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: 6%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 5 / 5Length of status:3y 10m
Credit score: 620-639 (Apr-2010) Total credit lines: 9 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $1,886Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: mjohns07 Borrower's state: Illinois Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,130.00< mo. late: 0 ( 0% )  
720-739 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 5  
Description
Student Loan, Short-term
Purpose of loan:
This loan will be used to pay for tuition for a summer course toward my Master's degree in Computer Science at Loyola University. As long as I get a grade of B or better my employer will reimburse the tuition fees and I will quickly repay the loan in full. If a get a poor grade, then I will repay the loan over the full term.

My financial situation:
I have a stable job and a stable home. I've been working at the same company since September 2005--first as a temp and now as a permanent employee. I don't have a lot of debt. My wife helps me by doing our budget. I have good health care. I plan for my retirement expenses and health care expenses.

Monthly net income: $ 2550

Monthly expenses: $
??Housing: $ 470
??Insurance: $ 33
??Car expenses: $ 0
??Utilities: $ 55
??Phone, cable, internet: $ 300
??Food, entertainment: $ 600
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is the public record about? - supasonic
A: The public record is from a Discover Card debt of around $1500 that I defaulted on in 2001. The public record says that I owe money to a law firm in Ohio that took me to court for this debt, on behalf of Discover. I called the law firm to setup a payment plan, but they weren't interested in working with me on a payment plan. (Apr-13-2010)
Q: See my page please. - Tono
A: I've been asked, what is the total of my monthly expenses. The sum of my monthly expenses is: Total Monthly Expenses: $1858 (Apr-14-2010)
Q: Good luck with your listing. Do you anticipate any major life event within the next 12 months? This would include a change in job or employment status, the purchase of a house, marriage, divorce, kids starting college, etc. Thanks. - CaribbeanBanker
A: No, I do not anticipate any major life events in the next 12 months. -change of job or employment: No. Maybe in two years after I finish my degree. -purchase of house: No. Not any time soon. -marriage: No. I just got married in September 2009. It was awesome. -divorce: No. We're planning to be together forever. -kids: We don't have any and we're planning to wait for a few years. Nothing big coming up soon. We like to plan ahead. We planned our wedding for more than one year. -Thanks (Apr-14-2010)
Q: Do you know why you had the sharp decline in your credit rating since March of 2008? - lucrative-durability
A: My wife's good credit was previously helping my credit prior to our marriage in September 2009. Then the laws about authorized users changed, and she declared bankruptcy shortly before our wedding. Now my credit is purely due to my credit accounts and history. I have the lost the good affects of my wife's good credit that she had before we got married and before she declared bankruptcy. (Apr-15-2010)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
investmentgroup$25.00$25.004/12/2010 4:00:55 PM
supasonic$50.00$50.004/13/2010 2:02:38 PM
Unitas4302$150.00$150.004/14/2010 6:02:41 AM
supasonic$50.00$50.004/15/2010 8:17:19 AM
Moe87$39.30$39.304/15/2010 5:34:43 PM
jpblan11$25.00$25.004/16/2010 8:50:39 PM
Maetryx$47.21$47.214/16/2010 7:37:05 PM
Kash2010lu$35.00$35.004/17/2010 8:50:56 AM
coldfuzion$50.00$50.004/17/2010 11:03:50 AM
truth-trapper$25.00$25.004/18/2010 7:49:19 PM
nakedboy$28.78$28.784/19/2010 7:05:32 AM
finance-prescription$50.00$50.004/19/2010 9:25:05 AM
DasMula$25.00$25.004/18/2010 10:41:10 PM
Leshan$100.00$100.004/19/2010 7:56:11 AM
exchange-cowbell5$200.00$200.004/19/2010 11:14:26 AM
rupee-kung-fu7$34.36$34.364/19/2010 10:52:53 AM
TakeCare$25.00$25.004/19/2010 11:23:17 AM
seadogs$25.00$25.004/19/2010 11:34:38 AM
investment-daydream$50.00$50.004/19/2010 1:50:06 PM
aquistoyraul$25.00$25.004/19/2010 3:27:14 PM
ultimate-peace$300.00$300.004/19/2010 3:25:45 PM
farchoir$25.00$25.004/19/2010 3:26:37 PM
robertmm25$45.00$45.004/19/2010 3:34:25 PM
Your_Bank$40.00$40.004/19/2010 3:38:08 PM
debt-legend$25.00$21.184/19/2010 3:41:14 PM
SolarMoonshine$25.00$25.004/13/2010 6:27:27 PM
DRA-Properties$25.00$25.004/14/2010 6:28:34 PM
srthsvghdthtr$25.00$25.004/14/2010 7:08:02 PM
vigilance-searcher$25.00$25.004/15/2010 9:44:58 AM
marwadi-62$200.00$200.004/15/2010 4:30:40 PM
pietro_torna_indietro$41.07$41.074/15/2010 9:02:34 PM
Cliffie83$28.75$28.754/15/2010 8:56:15 PM
five-star-note$50.00$50.004/16/2010 10:18:40 AM
pathcrx$26.18$26.184/17/2010 11:16:06 AM
zodiac100$25.00$25.004/18/2010 7:28:54 AM
rlaboy$25.00$25.004/18/2010 7:57:34 AM
CaliforniaSun$25.00$25.004/18/2010 9:25:30 PM
CoolPlexer$25.00$25.004/18/2010 5:40:15 PM
Nasdaq$25.00$25.004/18/2010 11:55:58 PM
shrewd-income$100.00$100.004/19/2010 10:29:41 AM
Snoopylover$25.00$25.004/19/2010 6:13:07 AM
Mikale360$25.00$25.004/19/2010 6:36:51 AM
dudebrah$25.00$25.004/19/2010 10:46:03 AM
Starfin-Capital-Management$50.00$50.004/19/2010 11:44:19 AM
golden-currency$25.00$25.004/19/2010 2:27:45 PM
Ray3486$25.00$25.004/19/2010 2:04:17 PM
quest0$53.17$53.174/19/2010 3:16:18 PM
wild-orange$25.00$25.004/19/2010 2:53:45 PM
unger$50.00$50.004/19/2010 3:43:09 PM
49 bids
 
Borrower Payment Dependent Notes Series 452108
This series of Notes was issued and sold upon the funding of the borrower loan #41977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 31.10% Final borrower rate/APR: 32.10% / 36.18% Final monthly payment: $43.61
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 19.83%  
Lender servicing fee: 1.00% Estimated return: 11.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-2002 Debt/Income ratio: 49%
Basic (1-10): 5 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 7 / 6Length of status:2y 1m
Credit score: 640-659 (Mar-2010) Total credit lines: 18 Occupation: Professional
Now delinquent: 1 Revolving credit balance: $1,627Stated income:$1-$24,999
Amount delinquent: $1,292 Bankcard utilization: 78%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 6    
Screen name: CSR2008 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Becoming a Paramedic
Purpose of loan:
This loan will be used to pay expense associated with obtaining a paramedic license.? My husband is currently and has been an EMT for the last three years.? For the last year his has been enrolled in a paramedice course with a 91% average.? Now it is time for him to take his written and skills testing to become certified.?This is where the money comes in each written test is $110 however since the testing site is located away from our town, he will have to drive and stay over night.? The skills test cost $175 and again this is in another state so he will have to drive and stay the night again.? I also have want to have a let extra money just incase he does not pass the test and has to take them again.? These test are not easy, however my husband is great at what he does and is passionate about becoming a paramedic.? If anyone can pass these test the first time I know it is him.
My financial situation:
I am a good candidate for this loan because? for the last 6 years I have paid every bill on time.? All of my bills are paid ahead of time.? My husband and I had credit problems when we were younger; however we have learned the errors of our ways and are striving to get a perfect credit score.? I have seen my credit score go from 490 6 years ago to( and I am proud to say) 650 range. There are still a few charge offs that were paid off and a couple medical collections that we are currently paying on?but we are waiting for the deliquency to finally fall of our credit report. I work as a Senior CSR for a personal loan company and have been the 2 years.? I am planning on staying with the company due in part to the great atmosphere of the people I work with and the rewards I get from helping people out with personal loans. My DTI seems a little high as the do not let me add my husbands income but, he currently works as an EMT making $2000 after taxes and has been employed with them for 3 years.? He also earns military guard pay of $387 after taxes each month.? He has served in the army for nine years and just re-uped another 6 years last July.? In addition to this he also works a part time job 3 days a month and always makes $660 a month after taxes.? He also goes to school to become a paramedic, which he will be through with in May.? So this will cause a increase of almost double of his income. As you can see we make plenty of money to pay this note.? My husband and I have worked very hard to build our credit back up and we are proud of ourselfs.? Even if you are not able to help us out this time, I understand.? Its hard to take a chance on what may look like a risk.? All I can do is say that I have struggled to build our credit and would never let anything mess it up again.? I have learned the hard way how easy it is to destory and how many years it takes to fix.? Thanks you for your time and please feel free to ask any questions you may have.



Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: please simplify the numbers. What is your net monthly income, and see my page. thank you - Tono
A: Total Monthly Income $4081 My net monthly income is $1440 My husbands net income is $1600 from full time work $381 from drill and guaranteed $660 a month from part time work. This some time is a little more but never less than this. (Apr-17-2010)
Q: thank you for the reply. Now for the second part: see my page. - Tono
A: Monthly Expenses Mortgage $660 Car note$ 425 Truck Note $369 Car insurance$150 Credit Cards $140 Utilities $200 Other Living Expenses $600 Total= $2,394 (Apr-18-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SNH$50.00$50.004/13/2010 2:32:52 PM
best-listing-toro$27.00$27.004/13/2010 6:41:50 PM
Ronnieboy888$25.00$25.004/16/2010 7:45:26 AM
jhernand17$25.00$25.004/16/2010 9:43:26 PM
babybrother$25.00$25.004/17/2010 9:17:57 AM
msmlender$25.00$25.004/17/2010 2:34:49 PM
Tono$30.00$30.004/18/2010 1:45:30 PM
small-change$25.00$25.004/18/2010 8:41:57 AM
CaliforniaSun$25.00$25.004/18/2010 9:29:37 PM
vigilance-searcher$25.00$25.004/18/2010 9:20:10 PM
justice-disk$25.00$25.004/19/2010 9:12:44 AM
TakeCare$25.00$25.004/19/2010 7:14:34 AM
MrRooster101$25.00$25.004/19/2010 7:16:50 AM
SteadyOne$25.00$25.004/19/2010 9:27:13 AM
realtormoises$25.00$25.004/19/2010 9:33:55 AM
farchoir$25.00$25.004/19/2010 12:13:38 PM
Unitas4302$35.88$35.884/14/2010 5:49:07 AM
wbwill$25.00$9.894/16/2010 5:56:24 PM
Happyhourcomics$40.93$40.934/16/2010 5:44:35 PM
daekpon$25.00$25.004/17/2010 5:40:04 PM
marwadi-62$25.00$25.004/18/2010 10:08:25 AM
micko$25.00$25.004/18/2010 7:50:06 PM
five-star-note$50.00$50.004/18/2010 5:13:08 PM
relentless-gain3$25.00$25.004/19/2010 8:49:04 AM
Bobusa$25.00$25.004/19/2010 4:48:27 AM
thisbucksforu$25.00$25.004/19/2010 4:52:09 AM
Leshan$33.33$33.334/19/2010 7:58:38 AM
JB_Lender$50.00$50.004/19/2010 8:48:08 AM
dudebrah$25.00$25.004/19/2010 10:48:11 AM
FASTIZIO_P$66.98$66.984/19/2010 11:47:41 AM
Starfin-Capital-Management$50.00$50.004/19/2010 11:48:15 AM
Doug1043$30.99$30.994/19/2010 12:07:33 PM
Bob450$25.00$25.004/19/2010 12:17:48 PM
33 bids
 
Borrower Payment Dependent Notes Series 452794
This series of Notes was issued and sold upon the funding of the borrower loan #41889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 19.0% Auction start date:  Apr-06-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $167.37
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $167.37
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 21.01%  
Lender servicing fee: 1.00% Estimated return: 12.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1990 Debt/Income ratio: 32%
Basic (1-10): 5 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 11 / 8Length of status:21y 5m
Credit score: 620-639 (Mar-2010) Total credit lines: 21 Occupation: Other
Now delinquent: 1 Revolving credit balance: $21,375Stated income:$25,000-$49,999
Amount delinquent: $42 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: TomDean Borrower's state: California Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,000.00< mo. late: 0 ( 0% )  
620-639 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
Credit Card Debt

Hello and thank you for viewing my listing. My credit card companies lowered my available credit as I started to pay them off, which affected my debt/income ratio and credit score.My credit score last time I looked was a little better than Prosper shows,they also have raised my interest rates even though I've always paid them on time. I had some medical bills recently that drove up my debt.
I take very serious my obligations to pay my bills,you have no need to worry.I had a previous prosper loan ($7,000) that I paid off early.
I would use the Prosper Loan to pay off the following: Chase Visa $4254


Job: Pharmacy Technician
I have been at my job for more than 20 years
Monthly Net Income: $2700
Here's my monthly budget with the prosper loan in place:
Monthly Expenses:
-------------------
Rent $900
Car Insurance: $ 70
Gas $100
Credit Cards: $400
Electricity: $ 50
Internet: $ 30
Telephone: $ 35
Groceries: $300
Clothes & Misc. $100
-----------------------------
Total: $1985

I over $700 left over to be used, not only for my Prosper Payment, but for savings and emergencies.
I promise that my payments to Prosper will be my top priority each month. I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time.

Thank you again for viewing my listing??????????? Tom
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Congratulations on your flawless payment record on your previous loan. Please explain the delinquincy shown on your listing. Please answer publicly. Thanks. - tigercat
A: I believe this is from a dispute I had With TMobile years ago. I closed my account after my phone was stolen which was ok with TMobile ,but I still made the paid the payment for the next month.Then out of nowhere they sent me a bill for $42 which I disputed with them and later forgot about. (Apr-07-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.004/6/2010 4:36:16 PM
DasMula$25.00$25.004/6/2010 6:38:48 PM
DasMula$25.00$25.004/6/2010 6:39:16 PM
divine940$25.00$25.004/8/2010 12:35:11 PM
currency-bumblebee$25.00$25.004/8/2010 10:08:51 AM
UCLA4life$25.00$25.004/9/2010 11:26:19 AM
mrxtravis$83.76$83.764/10/2010 9:15:38 AM
jhouman$25.00$25.004/12/2010 4:58:35 PM
weWantToHelp$50.00$50.004/12/2010 8:10:19 PM
DasMula$25.00$25.004/12/2010 10:34:42 PM
lucrative-loan$300.00$300.004/12/2010 11:37:55 PM
golden-currency$25.00$25.004/13/2010 4:45:28 AM
Your_Bank$50.00$50.004/13/2010 7:36:15 AM
Your_Bank$75.00$75.004/13/2010 7:37:01 AM
Aberdeen$400.00$400.004/13/2010 7:38:01 AM
buffalobills$25.00$25.004/13/2010 7:48:03 AM
DasMula$250.00$29.024/12/2010 11:31:40 PM
ore-dojo$25.00$25.004/13/2010 9:44:54 AM
reflective-rupee$100.00$100.004/13/2010 10:04:01 AM
twjh$25.00$25.004/13/2010 10:14:45 AM
AtmaSingshu$25.00$25.004/13/2010 10:51:55 AM
investment-tempo$100.00$100.004/13/2010 8:21:29 AM
AlphaInternational$25.00$25.004/13/2010 11:04:58 AM
draggon77$25.00$25.004/13/2010 11:19:43 AM
TakeCare$50.00$50.004/13/2010 11:52:13 AM
reflective-rupee$50.00$50.004/13/2010 11:27:02 AM
principal-laser$25.91$25.914/13/2010 12:05:40 PM
trainu$26.55$26.554/13/2010 12:28:41 PM
five-star-note$100.00$100.004/13/2010 12:58:17 PM
Mikale360$25.00$25.004/13/2010 3:27:55 PM
reflective-rupee$50.00$50.004/13/2010 11:27:26 AM
grampy48$25.00$25.004/13/2010 3:05:10 PM
Skeptical-one$25.00$25.004/13/2010 4:02:23 PM
payout-bridge$25.00$25.004/13/2010 4:19:37 PM
benefit-trident$25.00$25.004/13/2010 4:09:23 PM
DasMula$25.00$25.004/6/2010 6:39:01 PM
eronyc$25.00$25.004/8/2010 1:57:05 PM
seadrg$25.00$25.004/9/2010 4:20:24 PM
supreme-hope$25.00$25.004/11/2010 10:57:54 AM
DasMula$100.00$100.004/12/2010 10:35:09 PM
blitzen40$25.00$25.004/12/2010 7:39:26 PM
Your_Bank$75.00$75.004/13/2010 7:36:37 AM
Your_Bank$100.00$100.004/13/2010 7:37:25 AM
Aberdeen$400.00$400.004/13/2010 7:37:57 AM
DasMula$25.00$25.004/12/2010 10:33:37 PM
1traveler$25.00$25.004/12/2010 11:53:35 PM
AF-Chief$28.00$28.004/13/2010 10:37:20 AM
NekHoldings$25.00$25.004/13/2010 10:14:58 AM
chameleon125$50.00$50.004/13/2010 7:47:17 AM
integrity-doctor$100.00$100.004/13/2010 12:10:44 PM
reflective-rupee$200.00$200.004/13/2010 10:04:24 AM
siv$50.00$50.004/13/2010 10:10:38 AM
shrewd-peace7$30.00$30.004/13/2010 1:18:38 PM
Leshan$33.75$33.754/13/2010 1:26:02 PM
piter-to-la-investment$25.00$25.004/13/2010 1:42:17 PM
Kash2010lu$35.00$35.004/13/2010 10:56:27 AM
investment-cluster$25.00$25.004/13/2010 2:43:25 PM
golden-currency$25.00$25.004/13/2010 3:11:29 PM
danza$25.00$25.004/13/2010 11:56:49 AM
dollar-authority$25.00$25.004/13/2010 1:01:18 PM
astro128$40.77$40.774/13/2010 1:34:04 PM
rlaboy$46.36$46.364/13/2010 2:12:26 PM
124SpiderMan$28.00$28.004/13/2010 2:18:39 PM
ProModelA$25.00$25.004/13/2010 3:53:47 PM
innovator2$42.88$42.884/13/2010 4:03:20 PM
65 bids
 
Borrower Payment Dependent Notes Series 452824
This series of Notes was issued and sold upon the funding of the borrower loan #41886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Apr-06-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 29.50% Starting borrower rate/APR: 30.50% / 32.89% Starting monthly payment: $128.18
Final lender yield: 28.80% Final borrower rate/APR: 29.80% / 32.18% Final monthly payment: $127.03
 
Auction yield range: 8.04% - 29.50% Estimated loss impact: 8.69%  
Lender servicing fee: 1.00% Estimated return: 20.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2000 Debt/Income ratio: 556%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 6 / 6Length of status:1y 8m
Credit score: 700-719 (Mar-2010) Total credit lines: 13 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $37,204Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 96%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: ideal-compassion Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
I am 23 years old and currently have an American Express card that is linked to my mother's account. I want to use this loan to payoff the credit card because: 1) it has a fairly high interest rate and 2) I am getting married in a month and want to have my strings cut from the family so I don't owe them any money. With the wedding, there has been a lot of unexpected financial burdens. I work hard to pay my bills, but with multiple cards and student loans it has become increasingly difficult to keep track of what is coming and going. I love the idea of Prosper and would REALLY appreciate it if people could help me!

My financial situation:
My fiance and I have very solid careers (we are both teachers) and have our Masters degree in education. With the wedding coming up, we are pinching pennies like crazy! The money that you can possibly lend me would help me in ways that are unexplainable! Thank you!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: It helps if you answer questions publicly. I asked about your revolving debt, can you comment publicly? - Your_Bank
A: My revolving debt comes from the money I owe on my credit cards and PRIVATE student loans... (Apr-12-2010)
Q: Congrats on the getting married and taking control of your finances! - five-star-note
A: thank you! :) (Apr-13-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kingpin1$50.00$50.004/7/2010 6:23:06 PM
Credit4Talent$25.00$25.004/8/2010 5:30:24 PM
wntrequinx$25.00$25.004/9/2010 8:44:25 AM
wise-silver-wonder$25.00$25.004/9/2010 9:34:32 AM
leverage-monger$25.00$25.004/11/2010 6:21:30 PM
Spiderman55$25.00$25.004/11/2010 2:54:10 PM
leverage-monger$25.00$25.004/12/2010 9:51:08 AM
MattProsper$30.00$30.004/12/2010 8:21:48 PM
DasMula$25.00$25.004/12/2010 10:40:31 PM
dynrep$25.00$25.004/12/2010 10:07:49 PM
Prairie-MN$30.00$30.004/12/2010 5:14:19 PM
DasMula$25.00$25.004/12/2010 10:41:19 PM
lovely-leverage$30.00$30.004/12/2010 6:55:36 PM
Zipcut$38.20$38.204/12/2010 9:17:50 PM
Orbason$50.00$50.004/13/2010 9:49:31 AM
Pod1313$25.00$25.004/13/2010 11:00:10 AM
golden-currency$25.00$25.004/13/2010 10:43:42 AM
best-listing-toro$25.00$25.004/13/2010 11:14:15 AM
Ven58$25.00$25.004/13/2010 2:36:42 PM
Frosty$25.00$25.004/13/2010 3:21:06 PM
leverage-monger$42.79$42.794/13/2010 4:05:43 PM
leverage-monger$50.00$50.004/13/2010 4:10:15 PM
Bill88$40.00$14.094/13/2010 4:21:08 PM
investment-cluster$50.00$50.004/13/2010 2:45:48 PM
wild-orange$25.00$25.004/13/2010 3:03:54 PM
tcpfan$25.00$25.004/13/2010 3:20:28 PM
jjsparks28$50.00$50.004/13/2010 3:57:06 PM
TakeCare$25.00$25.004/13/2010 4:09:31 PM
reflective-rupee$100.00$100.004/6/2010 4:52:08 PM
DasMula$25.00$25.004/6/2010 6:23:26 PM
CommerciaLender$25.00$25.004/7/2010 7:47:42 AM
Myrick$25.00$25.004/8/2010 4:29:07 AM
EretzCapital$100.00$100.004/8/2010 6:25:14 AM
rustysailor$28.50$28.504/8/2010 4:54:10 PM
social-hunter5$34.42$34.424/9/2010 9:45:33 AM
Sol_Invictus$25.00$25.004/10/2010 5:15:45 AM
Your_Bank$100.00$100.004/12/2010 3:38:20 PM
lucrative-loan$200.00$200.004/12/2010 3:40:52 PM
Your_Bank$50.00$50.004/12/2010 3:39:31 PM
thomas16882004$25.00$25.004/12/2010 4:58:50 PM
Zipcut$30.00$30.004/12/2010 9:30:05 PM
Bob450$50.00$50.004/12/2010 10:06:42 PM
DasMula$25.00$25.004/12/2010 10:40:47 PM
kcowin$40.00$40.004/12/2010 8:02:40 PM
cactus70$25.00$25.004/13/2010 6:32:38 AM
zzztimbo$25.00$25.004/13/2010 7:40:28 AM
golden-currency$25.00$25.004/13/2010 9:39:00 AM
NekHoldings$25.00$25.004/13/2010 10:15:27 AM
cashhelp$25.00$25.004/13/2010 11:01:28 AM
ltdalum$72.00$72.004/13/2010 12:08:35 PM
Bait989$45.00$45.004/13/2010 12:12:49 PM
Isotope$25.00$25.004/13/2010 10:56:52 AM
dcoggins$25.00$25.004/13/2010 1:32:02 PM
TakeCare$25.00$25.004/13/2010 3:31:04 PM
dynrep$100.00$100.004/13/2010 3:34:28 PM
ultimate-peace$600.00$600.004/13/2010 4:04:37 PM
Nerdster1$40.00$40.004/13/2010 4:20:53 PM
five-star-note$75.00$75.004/13/2010 12:59:52 PM
Your_Bank$100.00$100.004/13/2010 4:18:08 PM
Hatdance$25.00$25.004/13/2010 4:19:04 PM
60 bids
 
Borrower Payment Dependent Notes Series 452844
This series of Notes was issued and sold upon the funding of the borrower loan #41901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-07-2010 
  Auction end date:  Apr-09-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $160.01
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $157.65
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1976 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 9 / 9Length of status:19y 4m
Credit score: 680-699 (Mar-2010) Total credit lines: 54 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $14,998Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 12    
Screen name: fairness-amigo7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Duty....Honor....Country!
Purpose of loan:
I don't need this loan. This loan is being used to just?establish a track record on Prosper.???

My financial situation:
I am a good candidate for this loan because my retirement income is $65,000 per year and my?self-employment income as a?financial advisor brings in another $225,000. I am supprised my credit score is as high as it is (650-699)?as?I filed for bankruptcy in 2005. As a financial advisor I was sued by the Securities and Exchange Commission (SEC) and after a 5 week trial the Judge said I had done nothing wrong and all charges were dropped.?My attorney bills came in at $1.5 million. I had approximately $1 million in savings when the charges were brought against me. I paid what I could an then filed for Chapter 7.? As a graduate of?The United States Military Academy I?always?do what is right !?

Monthly net income: $ 25,000

Monthly expenses: $ 14,000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do you want to establish a history with Prosper? BEAT NAVY!! - benefit-trident
A: In case I need any loans in the future! The banks are somewhat a pain now especially if you are retired/self-employed. I only beat Navy once in my life but it was great! (Wrestling) Thanks for asking! (Class of 74) (Apr-09-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
topher515$25.00$25.004/7/2010 4:24:04 PM
lostontheedge$25.00$25.004/7/2010 4:25:17 PM
LongTail$25.00$25.004/7/2010 4:26:11 PM
r0b3m4n$25.00$25.004/7/2010 4:27:23 PM
GElender$25.00$25.004/7/2010 4:27:30 PM
JDFuego$25.00$25.004/7/2010 4:29:36 PM
money-explorer3$25.00$25.004/7/2010 4:30:08 PM
KiwiElf$25.00$25.004/7/2010 4:32:17 PM
burrito6$25.00$25.004/7/2010 4:30:39 PM
CC911$25.00$25.004/7/2010 4:30:41 PM
flexible-value$25.00$25.004/7/2010 4:32:35 PM
Artist_Blue$25.00$25.004/7/2010 4:26:01 PM
Sateesh$100.00$100.004/7/2010 4:34:30 PM
oldmora$25.00$25.004/7/2010 4:34:56 PM
personal-lender$25.00$25.004/7/2010 4:36:26 PM
upright-revenue7$50.00$50.004/7/2010 4:35:10 PM
Zolton$200.00$200.004/7/2010 4:36:39 PM
BlindJoeDeath$25.00$25.004/7/2010 4:35:23 PM
money-floret$25.00$25.004/7/2010 4:36:51 PM
kmavm$25.00$25.004/7/2010 4:35:50 PM
Cai8899$30.00$30.004/7/2010 4:36:23 PM
asset-professor$35.00$35.004/7/2010 4:38:20 PM
rooosta$25.00$25.004/7/2010 4:38:56 PM
likeable-openness$25.00$25.004/7/2010 4:32:12 PM
integrity-doctor$100.00$100.004/7/2010 4:39:14 PM
FeedTheMachine$41.01$41.014/7/2010 4:37:48 PM
red_spade$26.00$26.004/7/2010 4:39:18 PM
elevated-platinum5$25.00$25.004/7/2010 4:37:54 PM
visionary-currency$50.00$50.004/7/2010 4:40:11 PM
unforgettable-fund2$25.00$25.004/7/2010 4:33:31 PM
cablenews$25.00$25.004/7/2010 4:33:36 PM
unforgettable-order9$25.00$25.004/7/2010 4:39:10 PM
WHEREISTHEMOON$25.00$25.004/7/2010 4:40:44 PM
chakra$25.00$25.004/7/2010 4:40:48 PM
Buffer10$100.00$100.004/7/2010 4:34:32 PM
reward-adventure$30.00$30.004/7/2010 4:40:56 PM
natural-greenback6$25.00$25.004/7/2010 4:39:40 PM
salala$25.00$25.004/7/2010 4:41:04 PM
first-upright-payout$25.00$25.004/7/2010 4:39:57 PM
harmonious-revenue7$25.00$25.004/7/2010 4:40:01 PM
xyzlmno$25.00$25.004/7/2010 4:41:32 PM
LuvToLend$25.00$25.004/7/2010 4:41:37 PM
108lender$75.00$75.004/7/2010 4:41:39 PM
asiaratt$29.17$29.174/7/2010 4:40:20 PM
steves73$25.00$25.004/7/2010 4:41:51 PM
Craig_B$25.00$25.004/7/2010 4:35:37 PM
shrewd-deal$25.00$25.004/7/2010 4:35:48 PM
innocent-loot$25.00$25.004/7/2010 4:37:00 PM
visionary-fund$25.00$25.004/7/2010 4:37:09 PM
InChicago$25.00$25.004/7/2010 4:43:46 PM
CarDealer3070$30.00$30.004/7/2010 4:37:57 PM
rhin0cerx$50.00$50.004/7/2010 4:38:13 PM
deegeeman$50.00$50.004/7/2010 4:38:33 PM
red-favorable-basis$25.00$25.004/7/2010 4:38:40 PM
HHP$25.00$25.004/7/2010 4:39:43 PM
kid8549$25.00$25.004/7/2010 4:41:15 PM
irrelevant$25.00$25.004/7/2010 4:43:49 PM
bradania$25.00$25.004/7/2010 4:24:12 PM
lcole32$35.00$35.004/7/2010 4:24:01 PM
Learning2Lend$50.00$50.004/7/2010 4:25:59 PM
selfmademan$25.00$25.004/7/2010 4:26:44 PM
social-conductor4$25.00$25.004/7/2010 4:28:06 PM
KandKLegacyInvestments$25.00$25.004/7/2010 4:29:18 PM
ElAbel11$25.00$25.004/7/2010 4:29:42 PM
Hambone1111$25.00$25.004/7/2010 4:23:40 PM
AF-Chief$28.00$28.004/7/2010 4:30:31 PM
Dap2005$25.00$25.004/7/2010 4:32:41 PM
runner262$25.00$25.004/7/2010 4:26:23 PM
payment-gusto$25.00$25.004/7/2010 4:33:43 PM
autonomous-truth$25.00$25.004/7/2010 4:34:11 PM
secobarbital$25.00$25.004/7/2010 4:36:11 PM
dparkhom$25.00$25.004/7/2010 4:29:07 PM
micko$25.00$25.004/7/2010 4:29:12 PM
inspiring-reward$150.00$150.004/7/2010 4:35:15 PM
wise-silver-wonder$25.00$25.004/7/2010 4:29:58 PM
head$25.00$25.004/7/2010 4:35:31 PM
Kaj$25.00$25.004/7/2010 4:30:21 PM
momoney2lend$25.00$25.004/7/2010 4:36:03 PM
greenwell$25.00$25.004/7/2010 4:38:23 PM
yield-seeker$25.00$25.004/7/2010 4:36:54 PM
magnolia161$25.00$25.004/7/2010 4:38:51 PM
Patter256$25.00$25.004/7/2010 4:37:11 PM
martinnc$25.00$25.004/7/2010 4:39:01 PM
anton$150.00$150.004/7/2010 4:37:21 PM
deal-secret-agent$25.00$25.004/7/2010 4:32:30 PM
sympathetic-asset$25.00$25.004/7/2010 4:38:06 PM
ukstevenhawaii$50.00$50.004/7/2010 4:38:10 PM
Rattlehead$25.00$25.004/7/2010 4:38:47 PM
Speculator$100.00$100.004/7/2010 4:34:45 PM
awesome-return0$25.00$25.004/7/2010 4:34:52 PM
Nerdster1$25.00$25.004/7/2010 4:35:03 PM
zorg77$25.00$25.004/7/2010 4:35:42 PM
delivery$25.00$25.004/7/2010 4:35:56 PM
natecam$25.00$25.004/7/2010 4:41:10 PM
EnigmaNYC-29$25.00$25.004/7/2010 4:41:29 PM
Midwestvalues$100.00$100.004/7/2010 4:36:44 PM
trustu$25.00$25.004/7/2010 4:41:46 PM
porkhelmet$25.00$25.004/7/2010 4:37:35 PM
listing-trapper3$50.00$50.004/7/2010 4:38:38 PM
Streetfighter$50.00$50.004/7/2010 4:39:06 PM
desertoasis$25.00$25.004/7/2010 4:39:34 PM
bnlforever$25.00$25.004/7/2010 4:39:49 PM
intelligent-yield$25.00$25.004/7/2010 4:40:31 PM
return-eclipse0$25.00$25.004/7/2010 4:40:51 PM
currency-sergeant$25.00$25.004/7/2010 4:41:22 PM
MONEYMATCH$25.00$25.004/7/2010 4:41:49 PM
aasx1108$25.00$15.824/7/2010 4:41:58 PM
SolarMoonshine$25.00$25.004/7/2010 5:31:22 PM
frogperson$100.00$100.004/8/2010 10:16:11 PM
109 bids
 
Borrower Payment Dependent Notes Series 453012
This series of Notes was issued and sold upon the funding of the borrower loan #41919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $30.94
Final lender yield: 6.05% Final borrower rate/APR: 7.05% / 7.39% Final monthly payment: $30.90
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.45%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1997 Debt/Income ratio: 26%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 10 / 10Length of status:3y 9m
Credit score: 720-739 (Apr-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,451Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 16%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: integrity-mate Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need to pay my sears credit card
Purpose of loan:
This loan will be used to? I am going to pay off my Sears credit card. and I a looking for to pay lower interest rates.

My financial situation:
I am a good candidate for this loan because?I pay my bills on time. I have been working for over 4 years for the same employer, I will do what ever it takes to pay back the money that I owe , I am just looking for more affordable? interest rates. that is the main reason .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bonus-adventure3$50.00$50.004/11/2010 6:15:59 AM
dontscrewmeover1$25.00$25.004/11/2010 7:44:52 PM
120grit$25.00$25.004/12/2010 9:42:23 AM
trade-structure$25.00$25.004/13/2010 4:39:09 PM
REITRUST$25.00$25.004/13/2010 7:07:04 PM
SchaeferJ$25.00$25.004/13/2010 5:46:18 PM
gjacobs2$25.00$25.004/13/2010 7:36:12 PM
selector568$49.79$49.794/14/2010 12:09:44 PM
mroew$28.27$28.274/14/2010 2:47:36 PM
khamlagirl$25.00$25.004/14/2010 5:39:48 PM
Earn_money$25.00$25.004/14/2010 3:02:40 PM
BankofBeth$25.00$25.004/14/2010 4:25:59 PM
porwestco$25.00$25.004/15/2010 7:35:40 AM
bear01$30.00$30.004/15/2010 10:21:26 AM
FundMaker$25.00$25.004/15/2010 12:03:52 PM
scotty61$28.59$28.594/15/2010 12:38:58 PM
gsd$25.00$25.004/15/2010 1:36:08 PM
TakeCare$50.00$50.004/15/2010 2:10:54 PM
julijask$35.00$35.004/8/2010 4:01:31 PM
RandyL3$99.00$99.004/8/2010 4:40:30 PM
Kelor99$25.00$25.004/10/2010 11:21:03 AM
octoberfresh$25.00$25.004/12/2010 6:55:33 AM
Approved$47.38$47.384/13/2010 5:44:27 PM
rockytop$35.00$35.004/13/2010 6:18:05 PM
ToloUSN$50.00$50.004/14/2010 7:52:39 AM
ultimate-commitment$25.00$25.004/14/2010 2:33:31 PM
Tabster$25.00$25.004/14/2010 6:48:05 PM
quiggles$25.00$25.004/15/2010 11:45:45 AM
Patrician$36.70$36.704/15/2010 12:21:34 PM
Young-Y$50.00$3.154/15/2010 2:06:30 PM
nicebank$32.12$32.124/15/2010 1:13:14 PM
31 bids
 
Borrower Payment Dependent Notes Series 453036
This series of Notes was issued and sold upon the funding of the borrower loan #41971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,175.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 21.18% Starting borrower rate/APR: 22.18% / 25.43% Starting monthly payment: $44.98
Final lender yield: 17.00% Final borrower rate/APR: 18.00% / 21.16% Final monthly payment: $42.48
 
Auction yield range: 8.04% - 21.18% Estimated loss impact: 6.89%  
Lender servicing fee: 1.00% Estimated return: 10.11%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1978 Debt/Income ratio: 49%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 15 / 10Length of status:3y 11m
Credit score: 640-659 (Apr-2010) Total credit lines: 26Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $16,665 
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: hannahgabe27 Borrower's state: Louisiana Borrower's group: CREDIT BUILDER
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Hannah
Purpose of loan:??My cocker spaniel suddenly?collapsed a?week before Christmas.? She was diagnosed with autoimmune anemia and thrombocytopenia.? She had to have a blood transfusion and was not expected to live.? She was my Christmas miracle and was able to come home the day before Christmas.??She is doing much better, but has to remain on high doses of prednisone and Imuran as well as going to the vet every three weeks to have her blood checked.? Eventually she?should be able to come off of the medication, but at the present time she is having to remain on it until her blood levels are where they should be.??? I need the loan to help pay for her vet bills that?she has acquired?since December.
Thank you for helping Hannah by funding this loan.


My financial situation:??I am a?retired elementary?school teacher?and also have a part time job during the week.

Monthly net income: $ 2,130.80

Monthly expenses:??I live with my parents at the present time.? My car is paid for, have not house note.
??Housing: $ 0
??Insurance
??Car expenses:?
??Utilities: $0???
??Phone, cable, internet: $ 0
??Food, entertainment: $0
??Clothing, household expenses $
??Credit cards and other loans:?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
highland-glass$200.00$200.004/14/2010 9:30:21 AM
DasMula$25.00$25.004/14/2010 11:46:22 AM
maximizer$25.00$25.004/14/2010 9:49:49 AM
Your_Bank$25.00$25.004/14/2010 4:37:17 PM
sincere-balance$25.00$25.004/14/2010 7:35:37 PM
icess285$25.00$25.004/15/2010 7:57:40 AM
jtoms101$44.45$44.454/14/2010 5:44:41 PM
unconquerable-cash$31.00$31.004/14/2010 6:20:26 PM
farchoir$25.00$25.004/15/2010 8:54:59 AM
funds-kingdom$25.00$25.004/14/2010 10:52:35 PM
glenium$25.00$25.004/15/2010 2:49:27 AM
Leshan$33.33$33.334/15/2010 6:18:40 AM
ValleyBHC$25.00$25.004/15/2010 2:17:56 PM
IPG1$25.00$25.004/15/2010 3:23:23 PM
TakeCare$25.00$25.004/15/2010 2:12:23 PM
icon7$45.00$23.554/15/2010 3:57:53 PM
mammalian4$50.00$50.004/15/2010 3:57:06 PM
USMP$100.00$100.004/8/2010 4:16:36 PM
srthsvghdthtr$25.00$25.004/8/2010 5:01:36 PM
GS-ROCK$25.00$25.004/11/2010 7:31:57 AM
Ogerta$25.00$25.004/11/2010 9:21:14 PM
USNavyVet$25.00$25.004/12/2010 7:35:34 PM
congardner1$25.00$25.004/15/2010 6:02:29 AM
billybragg$25.00$25.004/14/2010 7:36:17 PM
nalaari$25.00$25.004/15/2010 6:22:24 AM
golden-currency$25.00$25.004/15/2010 8:22:17 AM
ekn_enterprises$42.67$42.674/15/2010 10:36:46 AM
SkinnyFish$25.00$25.004/15/2010 3:59:46 PM
PotBellyPete$25.00$25.004/15/2010 1:27:36 PM
serene-capital$25.00$25.004/15/2010 3:28:10 PM
ultimate-peace$100.00$100.004/15/2010 2:35:02 PM
31 bids
 
Borrower Payment Dependent Notes Series 453190
This series of Notes was issued and sold upon the funding of the borrower loan #41819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $123.09
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $121.27
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-1989 Debt/Income ratio: 32%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 17 / 13Length of status:19y 0m
Credit score: 640-659 (Apr-2010) Total credit lines: 29 Occupation: Other
Now delinquent: 0 Revolving credit balance: $15,151Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: generous-worth9 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some credit cards
Purpose of loan:
This loan will be used to? pay off some of my high interest credit cards.

My financial situation:
I am a good candidate for this loan because?I am current on all my bills, I have a?full-time job which I've held for 19 years, and I am on direct deposit so money is automatically deposited into my bank account every two weeks which can then be used for regular loan payments.

Monthly net income: $ 3200

Monthly expenses: $ 2526
??Housing: $ 836
??Insurance: $ 300
??Car expenses: $ 240
??Utilities: $ 175
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.004/8/2010 4:13:39 PM
DeutscheBank$25.00$25.004/8/2010 4:13:44 PM
Kaj$25.00$25.004/8/2010 4:17:16 PM
burrito6$25.00$25.004/8/2010 4:17:12 PM
diabolicworld$25.00$25.004/8/2010 4:17:26 PM
jitterbugqueen$25.00$25.004/8/2010 4:17:29 PM
topher515$25.00$25.004/8/2010 4:22:32 PM
cablenews$25.00$25.004/8/2010 4:23:38 PM
bold-currency-holly$25.00$25.004/8/2010 4:18:41 PM
Nerdster1$25.00$25.004/8/2010 4:23:59 PM
shrewd-peace7$25.00$25.004/8/2010 4:22:51 PM
auction-workhorse679$25.00$25.004/8/2010 4:14:31 PM
inspiring-reward$150.00$141.024/8/2010 4:24:07 PM
caNative$25.00$25.004/8/2010 4:17:21 PM
InChicago$25.00$25.004/8/2010 4:28:41 PM
purdue98$25.00$25.004/8/2010 4:23:32 PM
awesome-return0$25.00$25.004/8/2010 4:23:54 PM
upright-revenue7$50.00$50.004/8/2010 4:24:02 PM
trevize$25.00$25.004/8/2010 4:37:44 PM
frogperson$150.00$150.004/8/2010 10:02:04 PM
new-peso-concerto$43.77$43.774/12/2010 1:21:02 PM
farchoir$25.00$25.004/12/2010 8:37:30 PM
buffalobills$25.00$25.004/13/2010 5:11:30 PM
brightest-dignified-penny$25.00$25.004/13/2010 8:28:21 PM
Bob450$50.00$50.004/14/2010 7:57:48 AM
Bob450$25.00$25.004/14/2010 9:45:49 PM
NewYorker48$50.71$50.714/15/2010 5:18:33 AM
Leshan$25.00$25.004/15/2010 6:26:10 AM
finance-prescription$50.00$50.004/15/2010 8:14:32 AM
rate-hickory$25.00$25.004/15/2010 9:18:58 AM
amra$25.00$25.004/14/2010 9:48:54 PM
realtormoises$25.00$25.004/14/2010 10:00:04 PM
golden-currency$25.00$25.004/14/2010 6:58:50 PM
113121$25.00$25.004/15/2010 11:13:47 AM
vigilance-searcher$25.00$25.004/15/2010 9:41:14 AM
integrity-doctor$100.00$100.004/15/2010 12:21:46 PM
DasMula$25.00$25.004/15/2010 3:37:54 PM
TakeCare$25.00$25.004/15/2010 2:15:23 PM
niq4soccer$25.00$25.004/15/2010 3:05:25 PM
patriot384$50.00$50.004/15/2010 3:49:25 PM
aggielender$25.00$25.004/8/2010 4:10:40 PM
direct-yield$25.00$25.004/8/2010 4:13:25 PM
newest-inspiring-power$25.00$25.004/8/2010 4:13:29 PM
ah-long$25.00$25.004/8/2010 4:17:37 PM
KandKLegacyInvestments$25.00$25.004/8/2010 4:14:45 PM
Banker7371$25.00$25.004/8/2010 4:16:56 PM
principal-kung-fu$25.00$25.004/8/2010 4:17:28 PM
unforgettable-fund2$25.00$25.004/8/2010 4:23:36 PM
Buffer10$100.00$100.004/8/2010 4:23:48 PM
LMM1$25.00$25.004/8/2010 4:18:43 PM
halothane_logic$25.00$25.004/8/2010 4:11:59 PM
deal-secret-agent$25.00$25.004/8/2010 4:23:26 PM
Dap2005$25.00$25.004/8/2010 4:23:29 PM
Speculator$100.00$100.004/8/2010 4:23:50 PM
towering-wealth$25.00$25.004/8/2010 4:17:04 PM
papaloha$50.00$50.004/8/2010 4:17:10 PM
AF-Chief$28.00$28.004/8/2010 4:17:19 PM
commerce-handshake$25.00$25.004/8/2010 4:17:23 PM
payment-gusto$25.00$25.004/8/2010 4:23:41 PM
irrelevant$25.00$25.004/8/2010 4:28:45 PM
mercuriant$25.00$25.004/8/2010 4:39:18 PM
ttnk62918$25.00$25.004/9/2010 8:44:52 AM
heerzaquestion$25.00$25.004/9/2010 12:48:15 PM
DasMula$25.00$25.004/11/2010 9:05:16 AM
charming-point$300.00$300.004/12/2010 6:31:06 AM
golden-currency$25.00$25.004/13/2010 9:21:30 AM
capital-kingdom$25.00$25.004/14/2010 2:58:54 AM
orange-pound-party$38.58$38.584/15/2010 6:59:59 AM
FinanceEngine$25.00$25.004/14/2010 4:54:42 PM
Your_Bank$35.00$35.004/14/2010 5:27:29 PM
credit-shower$25.00$25.004/14/2010 9:37:39 PM
shellstar$32.92$32.924/15/2010 8:20:30 AM
catb$75.00$75.004/15/2010 10:21:35 AM
eboomer2611$25.00$25.004/15/2010 10:29:04 AM
dudebrah$25.00$25.004/15/2010 10:58:57 AM
Ogerta$50.00$50.004/15/2010 10:27:03 AM
bear01$30.00$30.004/15/2010 10:29:38 AM
OGS_Capital$25.00$25.004/15/2010 11:56:25 AM
aquistoyraul$25.00$25.004/15/2010 2:53:27 PM
79 bids
 
Borrower Payment Dependent Notes Series 453198
This series of Notes was issued and sold upon the funding of the borrower loan #41810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.59% Final monthly payment: $134.27
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1986 Debt/Income ratio: 9%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 2Length of status:9y 3m
Credit score: 660-679 (Mar-2010) Total credit lines: 41 Occupation: Fireman
Now delinquent: 0 Revolving credit balance: $506Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 60    
Screen name: red-commitment-wasp Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
payoff afew bills to have only one.
Purpose of loan:?I need to catch up on a few bills,i am currently paying more each month out of pocket then the loan payment and need to get these bills paid.?

My financial situation: I am currently laid off but working part time and collecting unemployment,I expect to be called back to work at my full time job soon.My wife works full time also
Monthly net income: $ 5225
Monthly expenses: $
??Housing: $ 1325
??Insurance: $ 275
??Car expenses: $ 350
??Utilities: $?300
??Phone, cable, internet: $ 160
??Food, entertainment: $ 600
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.004/9/2010 4:07:20 PM
mclilpaws$25.00$25.004/9/2010 4:05:02 PM
suomynona$25.00$25.004/9/2010 4:09:15 PM
Havana21$50.00$50.004/9/2010 4:07:27 PM
Kaj$25.00$25.004/9/2010 4:12:00 PM
kginatl$50.01$50.014/9/2010 4:09:11 PM
aggielender$25.00$25.004/9/2010 4:16:18 PM
SpareChangeHero$25.00$25.004/9/2010 4:14:01 PM
topher515$25.00$25.004/9/2010 4:19:00 PM
deal-secret-agent$25.00$25.004/9/2010 4:19:21 PM
Dap2005$25.00$25.004/9/2010 4:19:27 PM
unforgettable-fund2$25.00$25.004/9/2010 4:19:34 PM
inspiring-reward$150.00$150.004/9/2010 4:20:03 PM
Cai8899$30.00$30.004/9/2010 4:20:33 PM
sympathetic-asset$25.00$25.004/9/2010 4:21:06 PM
Purposeful$25.00$25.004/9/2010 4:14:03 PM
rlgnyc$100.00$100.004/9/2010 4:14:17 PM
greenwell$25.00$25.004/9/2010 4:21:30 PM
unforgettable-order9$25.00$25.004/9/2010 4:22:11 PM
integrity-doctor$100.00$84.614/9/2010 4:22:14 PM
irrelevant$25.00$25.004/9/2010 4:23:25 PM
Banker7371$25.00$25.004/9/2010 4:16:49 PM
CarDealer3070$30.00$30.004/9/2010 4:20:59 PM
deegeeman$50.00$50.004/9/2010 4:21:36 PM
Rattlehead$25.00$25.004/9/2010 4:21:53 PM
matt_2006$25.00$25.004/9/2010 4:18:51 PM
payment-gusto$25.00$25.004/9/2010 4:19:44 PM
momoney2lend$25.00$25.004/9/2010 4:20:24 PM
Zolton$200.00$200.004/9/2010 4:20:42 PM
DasMula$25.00$25.004/9/2010 11:09:55 PM
dollardave$100.00$100.004/12/2010 10:32:05 AM
fund-secret-agent$25.00$25.004/12/2010 11:49:38 AM
KandKLegacyInvestments$25.00$25.004/9/2010 4:08:36 PM
burrito6$50.00$50.004/9/2010 4:12:08 PM
bold-principal-thinker$25.00$25.004/9/2010 4:13:45 PM
golath24$25.00$25.004/9/2010 4:14:14 PM
Tikibarman$50.00$50.004/9/2010 4:11:36 PM
smart-leverage7$25.00$25.004/9/2010 4:08:52 PM
Cre8iveCash$25.00$25.004/9/2010 4:12:31 PM
asset-professor$35.00$35.004/9/2010 4:12:49 PM
favorable-order8$25.00$25.004/9/2010 4:14:19 PM
micko$25.00$25.004/9/2010 4:11:43 PM
AF-Chief$28.00$28.004/9/2010 4:12:03 PM
anton$150.00$150.004/9/2010 4:12:46 PM
newest-inspiring-power$25.00$25.004/9/2010 4:16:26 PM
Buffer10$100.00$100.004/9/2010 4:19:48 PM
Nerdster1$25.00$25.004/9/2010 4:19:58 PM
upright-revenue7$50.00$50.004/9/2010 4:20:01 PM
Craig_B$25.00$25.004/9/2010 4:20:08 PM
shrewd-deal$25.00$25.004/9/2010 4:20:16 PM
personal-lender$25.00$25.004/9/2010 4:20:36 PM
ukstevenhawaii$50.00$50.004/9/2010 4:21:11 PM
martinnc$25.00$25.004/9/2010 4:22:06 PM
shrewd-peace7$25.00$25.004/9/2010 4:15:16 PM
cablenews$25.00$25.004/9/2010 4:19:39 PM
Speculator$97.60$97.604/9/2010 4:19:53 PM
secobarbital$25.00$25.004/9/2010 4:20:29 PM
InChicago$25.00$25.004/9/2010 4:23:22 PM
visionary-fund$25.00$25.004/9/2010 4:20:49 PM
rooosta$25.00$25.004/9/2010 4:22:03 PM
awesome-return0$25.00$25.004/9/2010 4:19:56 PM
zorg77$25.00$25.004/9/2010 4:20:11 PM
Midwestvalues$100.00$100.004/9/2010 4:20:45 PM
rhin0cerx$50.00$50.004/9/2010 4:21:20 PM
listing-trapper3$50.00$50.004/9/2010 4:21:43 PM
red-favorable-basis$25.00$25.004/9/2010 4:21:48 PM
magnolia161$25.00$25.004/9/2010 4:21:58 PM
Streetfighter$50.00$50.004/9/2010 4:22:08 PM
cashhelp$25.00$25.004/9/2010 4:40:06 PM
Kqwik$44.78$44.784/9/2010 6:28:55 PM
frogperson$100.00$100.004/10/2010 9:09:27 AM
71 bids
 
Borrower Payment Dependent Notes Series 453378
This series of Notes was issued and sold upon the funding of the borrower loan #41968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,700.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $69.75
Final lender yield: 21.00% Final borrower rate/APR: 22.00% / 24.26% Final monthly payment: $64.92
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.51%  
Lender servicing fee: 1.00% Estimated return: 10.49%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 28%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 13 / 7Length of status:1y 6m
Credit score: 680-699 (Mar-2010) Total credit lines: 29 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $77,648Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: youthful-reward0 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 3 high interest cards
Purpose of loan:
This loan will be used to? pay off?three high interest credit cards

My financial situation:
I am a good candidate for this loan because? I have always paid my bills, I have a good job working for a military contractor. I have a high security clearance and would not damage that by defaulting on a loan. I just need a little help getting back to good.

Monthly net income: $

Monthly expenses: $
??Housing: $ 700.
??Insurance: $?60.
??Car expenses: $
??Utilities: $ 50.
??Phone, cable, internet: $ 55.
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Is part of your 77K in revolving credit a HELOC or is it all credit card debt? Thank you, Steve - DasMula
A: Hi, yes about $63,000 is home equity loan I used to remodel my home. (Apr-15-2010)
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I think that it is only right, that if you all are willing to help me out, you should prosper from it to. I plan on letting the loan go the full length, so you can build up your inerest. Thanks (Apr-16-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
hektek22$25.00$25.004/15/2010 8:40:05 PM
dRatedOnly$25.00$4.174/17/2010 4:35:30 AM
investment-cluster$25.00$25.004/17/2010 4:01:45 AM
mammalian4$50.00$50.004/17/2010 2:37:48 PM
AAe$50.00$50.004/17/2010 11:40:45 AM
himanshuko$25.00$25.004/18/2010 1:40:25 PM
BuckeyeGuy$32.92$32.924/18/2010 11:13:00 AM
truth-trapper$25.00$25.004/18/2010 7:52:02 PM
vigilance-searcher$25.00$25.004/18/2010 8:28:02 PM
CaliforniaSun$25.00$25.004/18/2010 9:48:02 PM
top-tranquil-justice$28.50$28.504/18/2010 5:28:41 PM
DasMula$25.00$25.004/18/2010 10:45:54 PM
Starfin-Capital-Management$50.00$50.004/19/2010 11:56:13 AM
DasMula$25.00$25.004/19/2010 3:00:43 PM
ultimate-peace$300.00$300.004/19/2010 3:26:26 PM
ultimate-peace$300.00$300.004/19/2010 3:29:43 PM
orange-pound-party$40.00$40.004/19/2010 12:40:30 PM
farchoir$25.00$25.004/19/2010 3:28:56 PM
TakeCare$50.00$50.004/19/2010 1:26:44 PM
SteadyOne$25.00$25.004/19/2010 3:22:47 PM
aquistoyraul$25.00$25.004/19/2010 3:27:59 PM
euphoria8$25.00$25.004/15/2010 2:58:12 AM
mercuriant$25.00$25.004/16/2010 5:37:55 PM
Cashew6$100.00$100.004/17/2010 2:09:48 AM
JohnSmallberries$25.00$25.004/19/2010 6:47:58 AM
Leshan$50.00$50.004/19/2010 8:09:03 AM
Jamahl$43.86$43.864/19/2010 9:04:45 AM
velocity-flag$25.00$25.004/19/2010 12:55:39 PM
golden-currency$25.00$25.004/19/2010 2:30:52 PM
Lubava$25.00$25.004/19/2010 3:40:12 PM
mhotchan$125.55$125.554/19/2010 3:35:39 PM
wild-orange$25.00$25.004/19/2010 3:00:49 PM
social-conductor4$25.00$25.004/19/2010 3:43:49 PM
33 bids
 
Borrower Payment Dependent Notes Series 453426
This series of Notes was issued and sold upon the funding of the borrower loan #41825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $164.12
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $161.70
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1991 Debt/Income ratio: 33%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 12Length of status:5y 1m
Credit score: 700-719 (Apr-2010) Total credit lines: 23 Occupation: Analyst
Now delinquent: 1 Revolving credit balance: $52,632Stated income:$75,000-$99,999
Amount delinquent: $6,154 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 3    
Screen name: authoritative-note7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage Repay
Purpose of loan:
This loan will be used to?
catch up with mortgage payments that occured during an attempted short sale.? The short sale was declined and I have decided to stay in my condo.? I am short some of what I owe because I ended up having to pay income tax and other unanticipated expenses.?? I can come up with half of what I owe and need assistance for the rest.? I can probably repay the loan in 15 months.? The short sale was due to concerns for my personal safety in the neighborhood.? Because of police assistance, I am comfortable remaining where I am.? I want to avoid foreclosure and this money will allow me to ensure that I can.? The bank will make a repayment agreement but with a 6-month maximum term that I cannot afford.
My financial situation:
I am a good candidate for this loan because?
I have always paid all my bills on time.? This is an anomoly for me and I need help that the bank is unwilling to provide.? Even with the current issue, my credit score is 695.? I can adjust my taxes due to the excess mortgage interest that will be paid this year and that will be applied to the repayment
Monthly net income: $ 4, 381
Monthly expenses: $ 4,140
??Housing: $ 1,378
??Insurance: $ 100
??Car expenses: $?345
??Utilities: $ 50????
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1,700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
valiant-liberty4$25.00$25.004/12/2010 3:50:11 PM
kginatl$25.00$25.004/12/2010 3:57:42 PM
seisen$50.00$50.004/12/2010 4:01:20 PM
circuitfive$25.00$25.004/12/2010 3:51:08 PM
kmr2$200.00$200.004/12/2010 4:02:34 PM
gmanrex$50.00$50.004/12/2010 4:02:04 PM
global_microfinance$25.00$25.004/12/2010 4:02:27 PM
jimmykat$25.00$25.004/12/2010 4:02:40 PM
CC911$25.00$25.004/12/2010 4:05:14 PM
KevinC_63366$25.00$25.004/12/2010 4:05:38 PM
natecam$25.00$25.004/12/2010 4:05:48 PM
Falling$25.00$25.004/12/2010 4:06:00 PM
Hokiemon$25.00$25.004/12/2010 3:59:51 PM
Kaj$25.00$25.004/12/2010 4:00:16 PM
bowdish1$50.00$50.004/12/2010 4:08:40 PM
bountiful-bazaar$25.00$25.004/12/2010 4:09:16 PM
yield-seeker$25.00$25.004/12/2010 4:09:20 PM
desertoasis$25.00$25.004/12/2010 4:01:44 PM
frogperson$25.00$25.004/12/2010 4:02:21 PM
the-silver-blaster$25.00$25.004/12/2010 4:10:44 PM
Lam0nt$25.00$25.004/12/2010 4:11:04 PM
JBA25$25.00$25.004/12/2010 4:11:52 PM
suomynona$25.00$25.004/12/2010 4:15:51 PM
Tikibarman$100.00$100.004/12/2010 4:15:45 PM
fortytwo$50.00$50.004/12/2010 4:08:12 PM
intelligent-yield$25.00$25.004/12/2010 4:17:17 PM
commitment-farm$25.00$25.004/12/2010 4:10:41 PM
Dap2005$25.00$25.004/12/2010 4:21:06 PM
cablenews$25.00$25.004/12/2010 4:21:13 PM
deal-secret-agent$25.00$25.004/12/2010 4:21:05 PM
Buffer10$100.00$100.004/12/2010 4:21:21 PM
payment-gusto$25.00$25.004/12/2010 4:21:16 PM
awesome-return0$25.00$25.004/12/2010 4:21:25 PM
shrewd-deal$25.00$25.004/12/2010 4:21:50 PM
momoney2lend$25.00$25.004/12/2010 4:21:55 PM
visionary-fund$25.00$25.004/12/2010 4:22:20 PM
secobarbital$25.00$25.004/12/2010 4:22:00 PM
CarDealer3070$30.00$30.004/12/2010 4:22:28 PM
Zolton$200.00$200.004/12/2010 4:22:09 PM
rhin0cerx$50.00$50.004/12/2010 4:22:40 PM
ukstevenhawaii$50.00$50.004/12/2010 4:22:36 PM
deegeeman$50.00$50.004/12/2010 4:22:44 PM
red-favorable-basis$25.00$25.004/12/2010 4:22:52 PM
unforgettable-order9$25.00$0.494/12/2010 4:23:10 PM
martinnc$25.00$25.004/12/2010 4:23:03 PM
money-floret$25.00$25.004/12/2010 4:17:09 PM
newest-inspiring-power$25.00$25.004/12/2010 4:18:24 PM
unforgettable-fund2$25.00$25.004/12/2010 4:21:10 PM
inspiring-reward$150.00$150.004/12/2010 4:21:36 PM
Cai8899$30.00$30.004/12/2010 4:22:02 PM
listing-trapper3$50.00$50.004/12/2010 4:22:47 PM
Streetfighter$50.00$50.004/12/2010 4:23:05 PM
Bob450$35.00$35.004/14/2010 10:24:25 PM
finance-prescription$50.00$50.004/15/2010 8:14:39 AM
BGILlender$25.00$25.004/12/2010 3:50:18 PM
jonbozeman$25.00$25.004/12/2010 3:52:45 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:54:09 PM
social-conductor4$25.00$25.004/12/2010 3:54:26 PM
Ducatiman1978$25.00$25.004/12/2010 3:55:32 PM
AF-Chief$28.00$28.004/12/2010 4:00:22 PM
burrito6$25.00$25.004/12/2010 4:00:11 PM
successful-agreement7$100.00$100.004/12/2010 4:02:31 PM
cypressdev001$25.00$25.004/12/2010 4:02:44 PM
head$25.00$25.004/12/2010 4:05:03 PM
brother_tam$32.53$32.534/12/2010 4:05:45 PM
Sateesh$35.76$35.764/12/2010 4:06:10 PM
Interloper$25.00$25.004/12/2010 4:06:35 PM
supreme-hope$25.00$25.004/12/2010 4:09:30 PM
shrewd-peace7$25.00$25.004/12/2010 4:01:25 PM
FeedTheMachine$50.00$50.004/12/2010 4:09:22 PM
visionary-currency$50.00$50.004/12/2010 4:09:54 PM
helping-out$30.00$30.004/12/2010 4:10:07 PM
robust-trade$25.00$25.004/12/2010 4:10:56 PM
kindness-percolator5$25.00$25.004/12/2010 4:11:01 PM
compassion-bauble4$25.00$25.004/12/2010 4:11:39 PM
thedude393$25.00$25.004/12/2010 4:04:46 PM
Zingaro$25.00$25.004/12/2010 4:04:51 PM
delivery$25.00$25.004/12/2010 4:05:06 PM
mdf$38.22$38.224/12/2010 4:05:13 PM
jlr613$25.00$25.004/12/2010 4:05:31 PM
lagnisiruk$25.00$25.004/12/2010 4:06:54 PM
asset-professor$35.00$35.004/12/2010 4:16:13 PM
successful-euro$30.00$30.004/12/2010 4:17:07 PM
thrifty-funds1$25.00$25.004/12/2010 4:17:20 PM
Banker7371$25.00$25.004/12/2010 4:18:36 PM
godzig$25.00$25.004/12/2010 4:10:20 PM
rks125$25.00$25.004/12/2010 4:11:30 PM
topher515$25.00$25.004/12/2010 4:20:54 PM
Havana21$50.00$50.004/12/2010 4:13:29 PM
Speculator$100.00$100.004/12/2010 4:21:23 PM
upright-revenue7$50.00$50.004/12/2010 4:21:33 PM
smart-leverage7$25.00$25.004/12/2010 4:14:09 PM
innocent-loot$25.00$25.004/12/2010 4:22:18 PM
personal-lender$25.00$25.004/12/2010 4:22:06 PM
elevated-platinum5$25.00$25.004/12/2010 4:22:24 PM
sympathetic-asset$25.00$25.004/12/2010 4:22:33 PM
magnolia161$25.00$25.004/12/2010 4:22:58 PM
rooosta$25.00$25.004/12/2010 4:23:00 PM
greenwell$25.00$25.004/12/2010 4:22:42 PM
Rattlehead$25.00$25.004/12/2010 4:22:54 PM
Patter256$25.00$25.004/12/2010 4:17:11 PM
irrelevant$25.00$25.004/12/2010 4:24:24 PM
aggielender$25.00$25.004/12/2010 4:18:20 PM
Nerdster1$25.00$25.004/12/2010 4:21:27 PM
Craig_B$25.00$25.004/12/2010 4:21:42 PM
zorg77$25.00$25.004/12/2010 4:21:46 PM
kmavm$25.00$25.004/12/2010 4:21:53 PM
Midwestvalues$100.00$100.004/12/2010 4:22:12 PM
InChicago$25.00$25.004/13/2010 9:57:10 AM
JohnSmallberries$25.00$25.004/14/2010 4:04:01 PM
110 bids
 
Borrower Payment Dependent Notes Series 453464
This series of Notes was issued and sold upon the funding of the borrower loan #41937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $155.91
Final lender yield: 26.38% Final borrower rate/APR: 27.38% / 29.72% Final monthly payment: $155.91
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.66%  
Lender servicing fee: 1.00% Estimated return: 15.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-1999 Debt/Income ratio: 46%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 18 / 14Length of status:1y 8m
Credit score: 660-679 (Apr-2010) Total credit lines: 24 Occupation: Teacher
Now delinquent: 0 Revolving credit balance: $13,106Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 81%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: unrivaled-nickel Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Surgery soon-waiting for tax credit
Purpose of loan:
This loan will be used to pay for my LASIK vision correction surgery scheduled on April 22.

My financial situation: I am married and own a home. My wife and I are both employed full-time. We are doing pretty well financially, but I have a huge student loan debt and foolishly used credit cards to help get through college without asking my parents for help.
I am a good candidate for this loan because we are expecting to get our New Home Buyer tax credit of $8000 soon. We filed months ago and expected to have the money by now. After doing more research online, it seems that it could be a while before we actually see the money. In the meantime, I became a candidate for laser vision correction surgery and the appointment was scheduled for April 22. I would hate to reschedule after expecting the money to come through and being excited for weeks! I am a teacher (music and phys. ed.) Glasses and contacts have become such a burden and I've dreamed of living without corrective lenses since I first started wearing glasses at the age of 7. I live a healthy and active lifestyle, and living without corrective lenses would greatly improve my quality of life. We both enjoy biking, swimming, and camping. I also perform for weddings, musicals, and events every other weekend. My wife is very excited for the surgery because she thinks I look better without glasses! This would be a low-risk loan to finance. We pay our bills on time and have enough cash to make the monthly payments. With the automatic payment from my checking account, it seems like it can't be any easier for me to have great vision and for lenders to make a little money.

Monthly net income: $ 3428 (including my wife's salary)

Monthly expenses: $
??Housing: $ 678
??Car expenses: $ 250
??Utilities: $ 120
??Phone, cable, internet: $ 40
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $ 100
Thank you for taking the time to check into my loan request. I sincerely appreciate your time and interest.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: I plan to pay this loan off in 12 - 18 months. I plan to use most of the Homebuyer Tax Credit to pay off a couple of high-interest credit cards first. The payments on those are killing us. We would rather have this loan's payment than the credit card payments. It is more satisfying to pay for something that keeps giving (like the Lasik surgery) than credit cards I used to pay for college textbooks four years ago. I hope this helps. Thank you so very much for your support. (Apr-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$100.00$100.004/11/2010 10:13:30 AM
DasMula$100.00$100.004/11/2010 10:13:41 AM
DasMula$25.00$25.004/11/2010 8:42:32 AM
DasMula$50.00$50.004/11/2010 10:12:23 AM
DasMula$1,000.00$666.144/12/2010 9:13:59 AM
golden-currency$25.00$25.004/13/2010 9:50:25 AM
golden-currency$26.76$26.764/13/2010 10:47:35 AM
Bob450$50.00$50.004/14/2010 10:05:46 PM
superb-kindness2$25.00$25.004/14/2010 6:43:59 PM
Bob450$33.00$33.004/15/2010 7:47:20 AM
five-star-note$50.00$50.004/15/2010 10:02:32 AM
hektek22$25.00$25.004/15/2010 8:29:44 PM
vigilance-searcher$25.00$25.004/15/2010 10:08:10 PM
Swish_Investments$50.00$50.004/15/2010 6:36:52 PM
JustMee$25.00$25.004/16/2010 6:59:08 AM
orange-pound-party$50.00$50.004/16/2010 4:52:21 AM
donlenboy$25.49$25.494/16/2010 8:26:23 AM
Ronnieboy888$50.00$50.004/16/2010 7:43:58 AM
CaliforniaSun$25.00$25.004/16/2010 8:44:48 AM
realtormoises$25.00$25.004/16/2010 10:08:00 AM
OnTracInvest$41.77$41.774/16/2010 10:34:32 AM
principal-star$25.00$25.004/16/2010 11:34:51 AM
order-brigade$25.00$25.004/16/2010 12:16:31 PM
Engineer44$25.00$25.004/16/2010 3:59:41 PM
SkyLoan$30.00$30.004/16/2010 1:12:32 PM
wealth-pipeline$25.00$25.004/16/2010 1:37:41 PM
ultimate-peace$100.00$100.004/16/2010 1:54:53 PM
credit-missile$100.00$100.004/16/2010 3:14:47 PM
Nerdster1$25.01$25.014/16/2010 3:53:40 PM
DasMula$25.00$25.004/11/2010 8:42:16 AM
DasMula$50.00$50.004/11/2010 10:11:49 AM
DasMula$100.00$100.004/11/2010 10:13:53 AM
DasMula$25.00$25.004/11/2010 8:42:45 AM
DasMula$50.00$50.004/11/2010 10:12:02 AM
ColoradoBanker$50.84$50.844/12/2010 7:06:47 PM
Unitas4302$50.00$50.004/14/2010 6:35:09 AM
shamantha$25.00$25.004/14/2010 10:31:38 AM
josephpenrod$25.00$25.004/14/2010 8:21:56 PM
logan74k$200.00$200.004/14/2010 6:23:16 PM
farchoir$25.00$25.004/15/2010 7:38:21 AM
finance-prescription$50.00$50.004/15/2010 8:14:37 AM
sjo1984111$25.00$25.004/15/2010 4:22:07 PM
Bob450$25.00$25.004/15/2010 8:11:34 PM
Leshan$25.00$25.004/15/2010 10:21:22 PM
Whipster$25.00$25.004/16/2010 6:30:50 AM
Your_Bank$50.00$50.004/16/2010 6:40:39 AM
Your_Bank$100.00$100.004/16/2010 6:40:59 AM
Your_Bank$100.00$100.004/16/2010 6:42:04 AM
cocolitovi$65.41$65.414/16/2010 5:22:40 AM
investment-tempo$25.00$25.004/16/2010 3:45:02 AM
jules3304$25.00$25.004/16/2010 7:54:24 AM
Your_Bank$100.00$100.004/16/2010 6:41:22 AM
orange-pound-party$25.00$25.004/16/2010 4:57:34 AM
Frankk2$30.00$30.004/16/2010 8:37:18 AM
wonder3$25.00$25.004/16/2010 6:25:57 AM
Your_Bank$50.00$50.004/16/2010 6:40:20 AM
CaliforniaSun$25.00$25.004/16/2010 8:43:50 AM
IASKGOD$25.00$25.004/16/2010 9:09:56 AM
Ogerta$25.00$25.004/16/2010 10:54:26 AM
hamster$31.88$31.884/16/2010 12:25:29 PM
PotBellyPete$25.00$25.004/16/2010 11:27:56 AM
BrighterSuns$25.00$25.004/16/2010 10:55:20 AM
evergreen16$45.00$45.004/16/2010 11:21:29 AM
money-boomarang$50.00$50.004/16/2010 3:23:32 PM
bstlndlrd207$150.00$150.004/16/2010 12:32:33 PM
rgryoung20$25.00$25.004/16/2010 1:31:01 PM
love2garden$50.00$50.004/16/2010 2:29:05 PM
Bob450$25.00$25.004/16/2010 3:23:32 PM
boo_hoo$50.00$50.004/16/2010 3:39:16 PM
jjsparks28$28.70$28.704/16/2010 3:59:32 PM
70 bids
 
Borrower Payment Dependent Notes Series 453534
This series of Notes was issued and sold upon the funding of the borrower loan #41956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $70.81
Final lender yield: 13.50% Final borrower rate/APR: 14.50% / 16.66% Final monthly payment: $68.84
 
Auction yield range: 8.04% - 15.50% Estimated loss impact: 6.80%  
Lender servicing fee: 1.00% Estimated return: 6.70%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2002 Debt/Income ratio: 18%
Basic (1-10): 10 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:1y 1m
Credit score: 680-699 (Mar-2010) Total credit lines: 24 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $10,630Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 49%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: RFO Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 24 ( 100% ) 680-699 (Latest)
Principal borrowed: $13,500.00< mo. late: 0 ( 0% )  
680-699 (Aug-2008)
700-719 (Oct-2007)
740-759 (Sep-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 24  
Description
Paying off a credit card
Hi,

I'm planning to use this loan to pay against one of my credit cards, so I can bring it down to a zero balance faster.

As far as my financial info:
My salary is $70,000/year. My monthly budget is as follows: $1150 for rent, including utilities. $100 for my cell phone, $120 for gas, $80 for car insurance (on average; paid every six months), $450 for food & everything else.
Generally I come in under budget.
I just made some payments, so I'm down to owing $6,000 at 10.24% APR and $4,000 at 11.24% APR on credit cards. I also have a third card with a zero balance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
buphigam$25.00$25.004/12/2010 4:06:06 PM
MoneyForNothing$25.00$25.004/12/2010 11:51:23 PM
donenzo$25.00$25.004/13/2010 4:04:31 PM
Unitas4302$200.00$200.004/14/2010 5:57:53 AM
BlueSharp$50.00$50.004/14/2010 8:24:15 PM
IrrationalPi$25.00$25.004/16/2010 2:06:46 PM
kenL$200.00$200.004/16/2010 1:27:40 PM
Tizzo27$89.81$89.814/17/2010 9:26:52 AM
Dollars4Rent$25.00$25.004/17/2010 1:03:18 PM
groovychick$25.00$25.004/18/2010 3:49:32 AM
coldfuzion$40.92$40.924/17/2010 11:13:06 AM
autoconnection$26.82$26.824/18/2010 9:59:55 AM
principal-star$25.00$25.004/18/2010 12:17:25 PM
primed$50.00$50.004/18/2010 6:09:35 AM
Kelor99$25.00$25.004/18/2010 10:18:30 AM
clemclan$25.00$25.004/18/2010 6:45:45 PM
top-tranquil-justice$28.50$28.504/18/2010 5:31:28 PM
truth-trapper$25.00$25.004/18/2010 7:53:25 PM
divine940$25.00$25.004/18/2010 3:24:16 PM
heerzaquestion$25.00$3.954/18/2010 5:59:30 PM
TakeCare$50.00$50.004/19/2010 7:55:53 AM
CashBank$25.00$25.004/19/2010 9:06:16 AM
Leshan$50.00$50.004/19/2010 8:13:23 AM
dbanwart$25.00$25.004/19/2010 8:39:29 AM
dudebrah$35.00$35.004/19/2010 11:33:33 AM
SmartBanking$25.00$25.004/19/2010 12:32:10 PM
dammage$25.00$25.004/19/2010 2:51:36 PM
wild-orange$25.00$25.004/19/2010 2:56:59 PM
p2ploan-sensation211$50.00$50.004/19/2010 3:39:46 PM
Tuss12$50.00$50.004/13/2010 2:01:41 PM
Sol_Invictus$25.00$25.004/16/2010 7:36:43 AM
Aberdeen$400.00$400.004/16/2010 1:36:14 PM
MoneyTree79$50.00$50.004/17/2010 8:28:45 AM
himanshuko$25.00$25.004/18/2010 1:41:01 PM
mitcha1$25.00$25.004/19/2010 5:11:22 AM
CaliforniaSun$25.00$25.004/18/2010 9:56:37 PM
OGS_Capital$25.00$25.004/19/2010 7:39:51 AM
farchoir$25.00$25.004/19/2010 3:12:47 PM
DasMula$25.00$25.004/19/2010 3:02:06 PM
The-CAPS-fan$25.00$25.004/19/2010 1:29:49 PM
serene-capital$25.00$25.004/19/2010 3:14:23 PM
41 bids
 
Borrower Payment Dependent Notes Series 453594
This series of Notes was issued and sold upon the funding of the borrower loan #41953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1998 Debt/Income ratio: 24%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:3y 11m
Credit score: 760-779 (Apr-2010) Total credit lines: 15 Occupation: Other
Now delinquent: 0 Revolving credit balance: $296Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 4%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: americanmade Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 100% ) 760-779 (Latest)
Principal borrowed: $15,000.00< mo. late: 0 ( 0% )  
700-719 (Dec-2009)
700-719 (Jun-2008)
680-699 (Sep-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Re-Finance Prosper Loan
Purpose of loan:
The purpose of this loan is to pay tax debt.

My financial situation:
I have a great job with a major chemical company and?my wife?runs a small business.?We have a great payment history.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1523
??Insurance: $ 85
??Car expenses: $?100
??Utilities: $ 250
??Phone, cable, internet: $?100
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $?400
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
saritha$25.00$25.004/12/2010 3:50:27 PM
FmrEngr2Phd$25.00$25.004/12/2010 3:51:17 PM
cub510$100.00$100.004/12/2010 3:51:22 PM
favorable-order8$25.00$25.004/12/2010 3:52:33 PM
prashgig$25.00$25.004/12/2010 3:53:18 PM
Cai8899$75.00$75.004/12/2010 3:53:48 PM
OLYVRC$25.00$25.004/12/2010 4:00:30 PM
TheMan$25.00$25.004/12/2010 3:49:38 PM
sloak$25.00$25.004/12/2010 4:01:06 PM
rosie777$30.00$30.004/12/2010 4:03:16 PM
truth-image$50.00$50.004/12/2010 4:03:30 PM
r0b3m4n$25.00$25.004/12/2010 4:04:41 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:40 PM
mar97$25.00$25.004/12/2010 4:06:18 PM
kindness-percolator5$25.00$25.004/12/2010 3:58:42 PM
fcukciti$50.00$50.004/12/2010 4:07:11 PM
Attract$25.00$25.004/12/2010 4:07:35 PM
dbanwart$25.00$25.004/12/2010 5:14:40 PM
statenisland51$25.00$25.004/12/2010 5:01:05 PM
exchange-grizzly$40.00$40.004/13/2010 12:43:58 AM
supasonic$40.00$40.004/13/2010 1:41:49 PM
RandyL3$99.00$99.004/13/2010 4:58:40 PM
the-dynamic-marketplace$50.00$50.004/13/2010 5:12:33 PM
ThisCatWillHelp$50.00$50.004/13/2010 9:37:02 PM
riv701$25.00$25.004/15/2010 5:49:11 AM
Moneypenny6$25.00$25.004/15/2010 11:08:57 AM
eg192$38.00$38.004/15/2010 7:54:49 AM
Kelor99$25.00$25.004/15/2010 5:48:29 PM
lakefront5$50.00$50.004/16/2010 4:23:39 AM
jpblan11$25.00$25.004/16/2010 8:15:53 PM
freetolive$25.00$25.004/17/2010 10:24:14 AM
TpbiCapitals$50.00$50.004/18/2010 5:12:37 AM
jrlvnv$25.00$25.004/17/2010 9:13:52 PM
rmpedi33$150.00$150.004/17/2010 10:15:03 PM
matthewrburk$50.00$50.004/18/2010 2:16:03 PM
grampy48$50.00$50.004/18/2010 2:42:51 PM
communicator154$25.00$25.004/18/2010 7:46:33 PM
sbv1689$25.00$25.004/19/2010 6:09:41 AM
LA-Funding-Bank$25.00$25.004/18/2010 6:32:07 PM
TakeCare$50.00$50.004/19/2010 7:59:57 AM
thebadpelican$25.00$25.004/19/2010 1:37:59 PM
Young-Y$50.00$50.004/19/2010 3:38:46 PM
Sam65$25.00$25.004/12/2010 3:53:36 PM
meux99$25.00$25.004/12/2010 3:57:46 PM
kenji4861$50.00$50.004/12/2010 3:57:02 PM
peaceful-agreement2$25.00$25.004/12/2010 4:00:45 PM
mac415$25.00$25.004/12/2010 3:51:28 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:52 PM
antlr$25.00$25.004/12/2010 4:03:43 PM
Rdodson11$25.00$25.004/12/2010 4:03:53 PM
bayareainv$100.00$100.004/12/2010 3:54:52 PM
AF-Chief$28.00$28.004/12/2010 3:55:10 PM
cash-merry-maker$25.00$25.004/12/2010 4:05:24 PM
lagnisiruk$25.00$25.004/12/2010 4:06:48 PM
shrewd-peace7$25.00$25.004/12/2010 4:07:02 PM
martinatime$25.00$25.004/12/2010 4:04:03 PM
bds9646$26.00$26.004/12/2010 4:04:17 PM
Ivan2007$25.00$25.004/12/2010 4:04:24 PM
supreme-hope$25.00$18.844/12/2010 4:09:09 PM
GoGators01$25.00$25.004/12/2010 4:43:35 PM
starry2001$25.00$25.004/12/2010 9:09:08 PM
dontscrewmeover1$25.00$25.004/12/2010 6:52:15 PM
bold-social-advantage$100.00$100.004/13/2010 6:30:43 PM
EasternLender$25.00$25.004/13/2010 6:21:26 PM
Firescreek$25.00$25.004/15/2010 7:06:59 AM
Personal-Bond$30.16$30.164/15/2010 12:22:42 PM
Wildcat23$50.00$50.004/15/2010 3:24:35 PM
MoneyForNothing$25.00$25.004/15/2010 8:21:44 PM
Dollars4Rent$25.00$25.004/15/2010 6:20:33 PM
BONSAY$50.00$50.004/16/2010 3:24:41 AM
ujiba$25.00$25.004/16/2010 7:53:27 AM
khamlagirl$25.00$25.004/16/2010 4:20:01 PM
2grindstones$25.00$25.004/17/2010 10:57:01 AM
dontjader$50.00$50.004/17/2010 11:54:58 AM
chameleon125$50.00$50.004/17/2010 7:51:01 PM
GBlack$50.00$50.004/19/2010 5:36:20 AM
octoberfresh$25.00$25.004/19/2010 6:57:29 AM
favorite-commerce$25.00$25.004/19/2010 11:04:26 AM
SeaLoans$25.00$25.004/19/2010 9:34:09 AM
prainvestment$50.00$50.004/19/2010 12:01:26 PM
myidear$25.00$25.004/19/2010 12:24:28 PM
wwwUniversal$25.00$25.004/19/2010 2:20:57 PM
82 bids
 
Borrower Payment Dependent Notes Series 453728
This series of Notes was issued and sold upon the funding of the borrower loan #41950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $82.95
Final lender yield: 15.64% Final borrower rate/APR: 16.64% / 18.83% Final monthly payment: $78.04
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.85%  
Lender servicing fee: 1.00% Estimated return: 8.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2004 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 11 / 9Length of status:2y 11m
Credit score: 640-659 (Apr-2010) Total credit lines: 16 Occupation: Tradesman - Mechani...
Now delinquent: 0 Revolving credit balance: $8,875Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 83%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Jumping_Jedi Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 95% ) 640-659 (Latest)
Principal borrowed: $5,000.00< mo. late: 1 ( 5% )  
640-659 (Jul-2009)
620-639 (May-2008)
 
Principal balance: $2,026.40 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to refinance some unneccessarily high-interest accounts, and as an aside, to send some of the interest I pay to my fellow American citizens instead of giant banks that are overcharging me despite a perfect credit record.

I'm paying:
Wells Fargo??? ????32.90% on a $1000? balance
Wamu/Chase ???? 29.24% on a $600?? balance
GE Money Bank? 20.80% on a $500?? balance

My financial situation:
I am a good candidate for this loan because I've never been late for any payment on anything, ever, I've never missed a payment for anything, ever, and I've always paid more than the minimum due on any and every outstanding balance. My credit history goes back about 5 years, so the only thing against me on my credit is that it's not the longest history ever, as far as I know. I am responsible with my money.

The one late payment shown above was due to a funds transfer error with my bank. It was rectified within two days.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 300 ??? ??
??Insurance: $ 75
??Car expenses: $ 80
??Utilities: $ --
??Phone, cable, internet: $ 10
??Food, entertainment: $ 50
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 800
??Other expenses: $ --
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JustMee$25.00$25.004/13/2010 6:49:27 AM
shrewd-peace7$25.00$25.004/13/2010 1:06:36 PM
bss97603$50.00$50.004/13/2010 2:57:27 PM
the-dynamic-marketplace$50.00$50.004/13/2010 5:31:29 PM
aha6297$38.00$38.004/14/2010 2:52:31 PM
Jamahl$35.00$35.004/16/2010 12:03:03 PM
best-listing-toro$25.00$25.004/16/2010 6:25:46 PM
kenL$100.00$100.004/16/2010 7:16:49 PM
Tech-Entrepreneur$25.00$25.004/17/2010 8:10:49 AM
Nusk$25.00$25.004/17/2010 11:59:58 AM
ksubd$50.00$50.004/17/2010 12:43:07 PM
daekpon$25.00$25.004/17/2010 5:49:24 PM
Sturgee$25.00$25.004/18/2010 6:33:04 AM
new-marketplace-achievement$25.00$25.004/18/2010 12:48:02 PM
DasMula$25.00$25.004/18/2010 10:38:35 PM
dman15$27.81$27.814/19/2010 8:28:19 AM
BONSAY$50.00$50.004/19/2010 8:42:47 AM
Thrivewithme$55.17$55.174/19/2010 9:05:19 AM
Sol_Invictus$25.00$25.004/19/2010 6:00:19 AM
dudebrah$25.00$25.004/19/2010 11:37:02 AM
integrity-doctor$100.00$100.004/19/2010 1:51:23 PM
serene-capital$25.00$25.004/19/2010 3:24:54 PM
jckpar$100.00$6.704/19/2010 3:31:33 PM
exciting-fairness$100.00$100.004/19/2010 3:17:42 PM
AF-Chief$35.00$35.004/19/2010 12:48:44 PM
dano1965$25.00$25.004/19/2010 3:48:04 PM
twjh$25.00$25.004/12/2010 4:45:10 PM
VuMastr$60.00$60.004/13/2010 6:06:40 PM
interact$25.00$25.004/14/2010 12:19:11 PM
qcksilvr20$80.00$80.004/14/2010 6:16:09 PM
BigBizBuilder$200.00$200.004/15/2010 8:12:08 AM
John_Galt$50.00$50.004/15/2010 10:18:46 AM
USNavyVet$25.00$25.004/15/2010 4:18:23 PM
sethharris$70.00$70.004/15/2010 9:12:27 PM
drcoop$25.00$25.004/15/2010 10:58:58 PM
Boca$25.00$25.004/16/2010 5:57:10 AM
Kelor99$25.00$25.004/16/2010 11:55:13 AM
jpblan11$25.00$25.004/16/2010 8:40:05 PM
capital-relief4$50.00$50.004/17/2010 12:50:21 PM
FinanceEngine$25.00$25.004/17/2010 10:02:18 PM
divine940$25.00$25.004/18/2010 3:26:24 PM
LakeShoreLending$40.00$40.004/18/2010 6:28:31 PM
lucky2$25.00$25.004/19/2010 9:04:08 AM
Mikale360$25.00$25.004/19/2010 6:42:37 AM
BONSAY$100.00$100.004/19/2010 8:42:19 AM
BONSAY$40.00$40.004/19/2010 8:43:30 AM
pure-silver$25.00$25.004/19/2010 7:39:05 AM
TakeCare$75.00$75.004/19/2010 8:05:22 AM
whatreality$28.32$28.324/19/2010 8:32:06 AM
The-CAPS-fan$34.00$34.004/19/2010 1:32:18 PM
exciting-fairness$50.00$50.004/19/2010 3:21:33 PM
51 bids
 
Borrower Payment Dependent Notes Series 453836
This series of Notes was issued and sold upon the funding of the borrower loan #41931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $170.96
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $170.52
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1995 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Part-time employee
Enhanced (1-5):4 Current / open credit lines: 4 / 4Length of status:1y 3m
Credit score: 740-759 (Apr-2010) Total credit lines: 4 Occupation: Other
Now delinquent: 0 Revolving credit balance: $3,932Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 17%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: favorite-dollar1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit
Purpose of loan:
This loan will be used to?
Remove My credit card debt.
My financial situation: I am in a good job standing, however, with current bank interest rates, and daily living factors, paying the old fashion way is not working.
I am a good candidate for this loan because? i am capable of paying the credit card bill. i have never missed a payment, i fact my payments are always early. i have good credit standing and the financial means to pay.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:58 PM
euro-starter$25.00$25.004/12/2010 4:03:05 PM
Nerdster1$25.00$25.004/12/2010 4:25:43 PM
Avala$50.00$50.004/12/2010 4:28:02 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:16 PM
integrity-doctor$100.00$100.004/12/2010 4:30:36 PM
mmckune$25.00$25.004/12/2010 4:32:05 PM
torion$25.00$25.004/12/2010 4:27:35 PM
Dap2005$25.00$25.004/12/2010 4:33:38 PM
delicious-social132$25.00$25.004/12/2010 4:28:18 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:40 PM
return-eclipse0$25.00$25.004/12/2010 4:29:23 PM
a-finance-nirvana$25.00$25.004/12/2010 4:37:23 PM
aggielender$25.00$25.004/12/2010 4:37:43 PM
youthful-greenback3$35.00$35.004/12/2010 4:39:05 PM
tedsrfdude$25.00$25.004/12/2010 4:39:42 PM
radforj22$25.00$25.004/12/2010 4:32:53 PM
orgy63$25.00$25.004/12/2010 4:40:29 PM
BooRadley$25.00$25.004/12/2010 4:40:50 PM
network2$25.00$25.004/12/2010 4:41:18 PM
AF-Chief$28.00$28.004/12/2010 4:43:11 PM
CO80487$25.00$25.004/12/2010 4:35:27 PM
peb44$25.00$25.004/12/2010 4:43:36 PM
successful-agreement7$100.00$100.004/12/2010 4:35:34 PM
newest-inspiring-power$25.00$25.004/12/2010 4:36:46 PM
Cai8899$50.00$50.004/12/2010 4:44:48 PM
trustworthy-fairness$25.00$25.004/12/2010 4:45:51 PM
balance-voyager$26.78$26.784/12/2010 4:45:03 PM
Havana21$50.00$50.004/12/2010 4:38:10 PM
return-buddy$25.00$25.004/12/2010 4:46:35 PM
bill-expert$25.00$25.004/12/2010 4:40:08 PM
jazz619$25.00$25.004/12/2010 4:59:57 PM
fcukciti$50.00$50.004/12/2010 4:59:16 PM
Thunderswan$50.00$50.004/12/2010 4:40:56 PM
shrewd-deal$25.00$25.004/12/2010 4:41:00 PM
lagnisiruk$25.00$25.004/12/2010 5:01:43 PM
supersarah61$25.00$25.004/12/2010 4:44:02 PM
lifegrowth$25.00$25.004/12/2010 6:37:48 PM
Ducatiman1978$25.00$25.004/12/2010 4:45:32 PM
cablenews$25.00$25.004/12/2010 4:45:50 PM
stable-nickel$100.00$100.004/12/2010 4:45:53 PM
lendme2$37.60$37.604/12/2010 6:53:01 PM
andlifegoeson$25.00$25.004/12/2010 7:58:04 PM
brightest-asset-healer$25.00$25.004/12/2010 7:09:17 PM
Nascar1$25.00$25.004/12/2010 4:59:14 PM
useful-p2ploan$46.21$46.214/12/2010 10:38:00 PM
tranquil-return4$25.00$25.004/12/2010 9:58:27 PM
treasure-hunter270$25.00$25.004/12/2010 11:29:09 PM
reward-adventure$25.00$25.004/12/2010 11:30:37 PM
tenny321$25.00$25.004/12/2010 11:30:43 PM
Cheburashka$25.00$25.004/12/2010 11:30:57 PM
economy-producer$25.00$25.004/12/2010 11:31:02 PM
LAKESPRING$25.00$25.004/12/2010 11:29:11 PM
alexstar$25.00$25.004/12/2010 11:29:42 PM
350DGRZ$25.00$25.004/12/2010 6:37:57 PM
tidy-dime$25.00$25.004/12/2010 11:31:03 PM
market-pudding$25.00$25.004/12/2010 7:21:07 PM
teller$25.00$25.004/13/2010 12:22:51 AM
allamerathlete$25.00$25.004/12/2010 10:37:59 PM
MAKEITAUTOMATIC$25.00$25.004/12/2010 11:29:39 PM
Savings_EQ_Dignity$35.00$35.004/12/2010 11:30:24 PM
ThisGuyIKnow$29.88$29.884/12/2010 11:30:42 PM
Pickmar$25.00$25.004/14/2010 11:22:26 AM
himanshuko$25.00$25.004/16/2010 7:19:02 AM
nakane66$25.00$25.004/16/2010 5:59:06 AM
steady-dime$25.00$25.004/16/2010 9:06:34 AM
jcquiroz$30.00$30.004/16/2010 11:48:52 AM
BUCS$37.74$37.744/16/2010 6:06:32 PM
alpal$32.43$32.434/18/2010 1:24:38 PM
ToloUSN$50.00$50.004/18/2010 3:47:28 PM
pokerfan$25.00$25.004/18/2010 6:16:53 PM
Sol_Invictus$25.00$25.004/19/2010 2:10:20 PM
DasMula$25.00$25.004/19/2010 3:06:25 PM
Young-Y$25.00$25.004/19/2010 3:46:13 PM
exact-peso2$26.78$26.784/19/2010 3:30:34 PM
dano1965$25.00$25.004/19/2010 3:48:57 PM
sloak$25.00$25.004/12/2010 4:01:02 PM
hrubinst$25.00$25.004/12/2010 4:27:30 PM
ddog0224$25.00$25.004/12/2010 4:28:50 PM
nickel-ferret$25.00$25.004/12/2010 4:32:16 PM
logical-reward8$25.00$25.004/12/2010 4:32:31 PM
platinum-sorcerer6$25.00$25.004/12/2010 4:34:11 PM
unassassinable$25.00$25.004/12/2010 4:34:36 PM
dinero-speaker$25.00$25.004/12/2010 4:29:03 PM
ideal-platinum1$75.00$75.004/12/2010 4:36:02 PM
HaveToWrite$25.00$25.004/12/2010 4:36:32 PM
peerlender$30.00$30.004/12/2010 4:37:56 PM
bowdish1$50.00$50.004/12/2010 4:38:29 PM
ichibon$75.00$75.004/12/2010 4:38:44 PM
Syndication$25.00$25.004/12/2010 4:39:22 PM
kindness-percolator5$25.00$25.004/12/2010 4:39:51 PM
Zingaro$25.00$25.004/12/2010 4:41:03 PM
maldok1$25.00$25.004/12/2010 4:41:11 PM
gain-bridge$25.00$25.004/12/2010 4:41:50 PM
economy-river$25.00$25.004/12/2010 4:42:14 PM
ArtemisFitzlebottom$25.00$25.004/12/2010 4:42:39 PM
PRGuyinVA$25.00$25.004/12/2010 4:42:50 PM
studious-bonus7$50.00$50.004/12/2010 4:43:25 PM
frogperson$75.00$75.004/12/2010 4:43:03 PM
sweet-loan8$25.00$25.004/12/2010 4:43:43 PM
BuffetRocks$28.68$28.684/12/2010 4:44:12 PM
Moody26$25.00$25.004/12/2010 4:44:15 PM
inspired-contract9$25.00$25.004/12/2010 4:36:12 PM
syounker$25.00$25.004/12/2010 4:45:15 PM
vivid-loot$25.00$25.004/12/2010 4:44:54 PM
miamibeachloaner$25.00$25.004/12/2010 4:45:04 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:03 PM
commitment-farm$25.00$25.004/12/2010 4:46:28 PM
dime-galaxy$25.00$25.004/12/2010 4:46:45 PM
klinebarger$25.00$25.004/12/2010 4:39:16 PM
jamstah$25.00$25.004/12/2010 4:47:13 PM
upright-revenue7$25.00$25.004/12/2010 4:58:02 PM
epic-transaction$100.00$100.004/12/2010 4:54:53 PM
calm-deal7$25.00$25.004/12/2010 4:57:16 PM
rolandweary$30.00$30.004/12/2010 4:41:08 PM
supreme-hope$25.00$25.004/12/2010 4:42:04 PM
turbolozano$25.00$25.004/12/2010 5:10:05 PM
knothead$25.00$25.004/12/2010 5:12:52 PM
TheJunker$25.00$25.004/12/2010 6:53:05 PM
helpinghand63$50.00$50.004/12/2010 4:45:06 PM
money-floret$50.00$50.004/12/2010 4:45:45 PM
kanakakm$25.00$25.004/12/2010 6:53:03 PM
paladin847$25.00$25.004/12/2010 8:37:54 PM
BidDaddyBigBucks$25.00$25.004/12/2010 4:47:30 PM
3am-preacher$25.00$25.004/12/2010 8:52:47 PM
Aimvest$25.00$25.004/12/2010 4:59:46 PM
important-ore$25.18$25.184/12/2010 10:22:50 PM
KBank$25.00$25.004/12/2010 11:28:51 PM
elegant-bonus$25.00$25.004/12/2010 10:54:06 PM
ocho$25.00$25.004/12/2010 5:47:47 PM
fsa3$25.00$25.004/12/2010 11:29:10 PM
iLoaner$25.00$25.004/12/2010 11:31:06 PM
castleman$25.00$25.004/12/2010 6:53:05 PM
treasure-bliss$60.68$60.684/12/2010 7:09:19 PM
JGB$25.00$25.004/13/2010 12:22:49 AM
silver-philosopher$25.00$25.004/13/2010 12:22:53 AM
1phantom$33.43$25.054/13/2010 12:34:06 AM
kirkmountain$25.00$25.004/12/2010 7:44:21 PM
jonn834$25.00$25.004/12/2010 8:37:51 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:07 PM
coup173$25.00$25.004/12/2010 10:57:48 PM
snappy$26.87$26.874/12/2010 11:30:41 PM
Young-Y$25.00$25.004/13/2010 10:20:01 AM
HedgeFund$40.00$40.004/13/2010 12:22:54 AM
independent-dollar$25.00$25.004/13/2010 8:50:05 AM
eloop$25.00$25.004/14/2010 6:11:39 PM
broker558$25.00$25.004/15/2010 10:04:57 AM
sincere-balance$25.00$25.004/15/2010 8:12:56 PM
olin5$25.07$25.074/16/2010 6:27:46 AM
BrighterSuns$25.00$25.004/16/2010 4:23:43 PM
KarmaBum77$34.94$34.944/16/2010 8:50:35 PM
bigmoneybags$25.00$25.004/17/2010 6:51:57 PM
WZ3190$25.03$25.034/18/2010 10:59:25 AM
TakeCare$50.00$50.004/19/2010 8:06:30 AM
patriot384$50.00$50.004/19/2010 5:50:15 AM
jwstclair$71.59$71.594/19/2010 12:17:01 PM
wisechoice$31.49$31.494/19/2010 2:55:19 PM
157 bids
 
Borrower Payment Dependent Notes Series 453878
This series of Notes was issued and sold upon the funding of the borrower loan #41874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $94.67
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $94.42
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1980 Debt/Income ratio: 10%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Part-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:11y 0m
Credit score: 800-819 (Apr-2010) Total credit lines: 21 Occupation: Clergy
Now delinquent: 0 Revolving credit balance: $5,162Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 43%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: tpm1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 800-819 (Latest)
Principal borrowed: $1,500.00< mo. late: 0 ( 0% )  
820-839 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Credit Card Consolidation
Startup Expenses:
Advertising Budget

My financial position is excellent. I have worked hard to earn the highest credit rating. I am personally funding the majority of the cost of my new business venture. I want a fast start on my new business so I need to raise an adequate advertising budget. I am an experienced network marketer. I am joining an experienced and successful team of entrepreneurs. I plan to work hard and meet and exceed my personal goals. I am prepared to take my business to the top. I have owned and operated two other successful businesses. I owned a successful parcel delivery business as well as a publishing business. I have 27 years of business experience overall, mostly in the Information Technology sector where I was a programmer analyst overseeing a multi-million dollar payroll system in a publicly traded corporation. My new venture is in the Gifting community. I plan to join the Spirit of Wealth group. I am geared for success. Thank you for your consideration.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
independent-investment$25.00$25.004/12/2010 3:49:45 PM
just-benefit$25.00$25.004/12/2010 3:50:03 PM
ramsumana$25.00$25.004/12/2010 3:50:07 PM
FmrEngr2Phd$25.00$25.004/12/2010 3:51:15 PM
GACFUNDING$25.00$25.004/12/2010 3:52:19 PM
favorable-order8$25.00$25.004/12/2010 3:52:30 PM
Kerrysbay$25.33$25.334/12/2010 3:53:00 PM
prashgig$25.00$25.004/12/2010 3:53:14 PM
seriousbusiness29$25.00$25.004/12/2010 3:55:26 PM
wampum-reaction2$25.00$25.004/12/2010 3:56:15 PM
HHP$25.00$25.004/12/2010 3:56:17 PM
profitable-economy3$25.00$25.004/12/2010 3:51:31 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:49 PM
Masterlender$25.00$25.004/12/2010 3:52:47 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:36 PM
gain-seagull9$25.00$20.734/12/2010 3:56:18 PM
isfahanian$25.00$25.004/12/2010 4:37:10 PM
Aberdeen$400.00$400.004/12/2010 4:41:40 PM
selector568$300.00$300.004/12/2010 4:56:50 PM
MoneyForNothing$25.00$25.004/12/2010 11:48:01 PM
RandyL3$99.00$99.004/13/2010 4:58:48 PM
albertoeba$72.73$72.734/14/2010 12:55:28 PM
Approved$50.00$50.004/15/2010 4:01:15 PM
uvm1978$50.00$50.004/15/2010 4:48:33 PM
aquaskiiier$25.00$25.004/16/2010 12:45:38 AM
cromley$32.12$32.124/16/2010 9:56:01 AM
khamlagirl$25.00$25.004/16/2010 4:22:29 PM
jpblan11$25.00$25.004/16/2010 8:05:27 PM
small-change$25.00$25.004/18/2010 8:32:05 AM
felicity-loyalist0$40.00$40.004/18/2010 5:30:17 PM
YummiBear$25.00$25.004/18/2010 5:36:35 PM
kt103099$25.00$25.004/12/2010 3:50:06 PM
Duchdad$25.00$25.004/12/2010 3:50:15 PM
saritha$25.00$25.004/12/2010 3:50:24 PM
cub510$100.00$100.004/12/2010 3:51:20 PM
exciting-responsibility3$25.00$25.004/12/2010 3:51:29 PM
secundus$25.00$25.004/12/2010 3:51:45 PM
bluesky07$25.00$25.004/12/2010 3:53:04 PM
Sam65$25.00$25.004/12/2010 3:53:41 PM
LoisLoan$25.00$25.004/12/2010 3:54:17 PM
alverado$51.41$51.414/12/2010 3:55:23 PM
ptjg$44.98$44.984/12/2010 3:55:28 PM
Crisscross$25.00$25.004/12/2010 3:55:49 PM
Preferred-Lender$25.00$25.004/12/2010 3:51:19 PM
mac415$25.00$25.004/12/2010 3:51:24 PM
blot44$25.00$25.004/12/2010 4:02:13 PM
slg6200$25.00$25.004/12/2010 3:52:37 PM
cash-vault$25.00$25.004/12/2010 3:53:08 PM
Cai8899$75.00$75.004/12/2010 3:53:51 PM
pbeach05$25.00$25.004/12/2010 3:54:42 PM
AF-Chief$28.00$28.004/12/2010 3:55:00 PM
safe-payment8$25.00$25.004/12/2010 3:56:14 PM
satisfying-durability$25.00$25.004/12/2010 4:26:13 PM
F_r_e_d_s__B_a_n_k$50.00$50.004/12/2010 4:37:13 PM
turbospeed$25.00$25.004/12/2010 4:41:27 PM
bondhedger$25.00$25.004/12/2010 4:56:00 PM
octoberfresh$25.00$25.004/13/2010 7:06:15 AM
plbquic$25.00$25.004/13/2010 11:13:46 AM
Mr_Egret$25.00$25.004/13/2010 4:44:50 PM
GoGators01$25.00$25.004/13/2010 5:47:13 PM
springpanda$25.00$25.004/14/2010 12:25:34 PM
a-shiny-dime$25.00$25.004/15/2010 3:58:54 PM
LenderCB$50.00$50.004/15/2010 10:07:01 PM
Tsimmeej$25.00$25.004/16/2010 5:08:50 AM
bankofriverside$30.00$30.004/16/2010 7:51:31 AM
Traal$25.00$25.004/16/2010 4:53:50 PM
wwwUniversal$25.00$25.004/16/2010 4:50:20 PM
deuce747$25.70$25.704/17/2010 8:23:45 AM
Cherrypicker$50.00$50.004/17/2010 1:14:56 PM
marala4285$25.00$25.004/17/2010 9:06:23 AM
emmeyP$25.00$25.004/18/2010 6:05:09 PM
dollarboy$25.00$25.004/19/2010 12:52:16 AM
TakeCare$50.00$50.004/19/2010 8:07:23 AM
Young-Y$30.00$30.004/19/2010 3:41:34 PM
thebadpelican$25.00$25.004/19/2010 1:39:36 PM
75 bids
 
Borrower Payment Dependent Notes Series 453920
This series of Notes was issued and sold upon the funding of the borrower loan #41959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1993 Debt/Income ratio: 9%
Basic (1-10): 4 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 5Length of status:7y 11m
Credit score: 660-679 (Apr-2010) Total credit lines: 24 Occupation: Skilled Labor
Now delinquent: 0 Revolving credit balance: $1,309Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: coin-volcano Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit card
Purpose of loan:
This loan will be used to pay off 3 credit cards and 3 small personal loans.? I want to combine them and work on paying them off.

My financial situation:
I am a good candidate for this loan because?
I pay my bills on time and am working hard to build my credit.? My goal is to get my debts paid off and save.

Monthly net income: $ 1416

Monthly expenses: $ 953
??Housing: $ 525
??Insurance: $ 29
??Car expenses: $ 35
??Utilities: $ 92
??Phone, cable, internet: $ 197
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 75
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.004/13/2010 5:10:18 PM
handy-justice$50.00$50.004/13/2010 5:21:02 PM
lucrative-transparency0$25.00$25.004/13/2010 5:21:11 PM
martinnc$25.00$25.004/13/2010 5:21:24 PM
Cash_Angel$25.00$25.004/13/2010 5:21:33 PM
terrific-fund5$25.00$25.004/13/2010 5:21:43 PM
792FICO$25.00$25.004/13/2010 5:21:45 PM
Midwestvalues$100.00$100.004/13/2010 5:20:52 PM
Diamond_Jim$25.00$25.004/13/2010 5:20:54 PM
kellydawn$25.00$25.004/13/2010 5:20:59 PM
Redmond$25.00$25.004/13/2010 5:21:35 PM
reward-adventure$25.00$25.004/13/2010 5:21:46 PM
Buffer10$25.00$25.004/13/2010 5:21:59 PM
indomitable-dedication$25.00$25.004/13/2010 5:20:58 PM
inspiring-reward$150.00$150.004/13/2010 5:21:08 PM
skuba$25.00$25.004/13/2010 5:21:12 PM
beyondmanagement$25.00$25.004/13/2010 5:21:15 PM
108lender$75.00$75.004/13/2010 5:21:49 PM
rosario1$25.00$25.004/13/2010 5:32:18 PM
selfmademan$25.00$25.004/13/2010 5:35:34 PM
lucrative-loan$100.00$100.004/13/2010 5:34:40 PM
HHP$25.00$25.004/13/2010 5:32:44 PM
kegs$25.67$25.674/13/2010 5:59:01 PM
HenryS$49.65$49.654/13/2010 5:59:28 PM
lcole32$25.00$25.004/13/2010 5:59:46 PM
samo102us$25.00$25.004/13/2010 5:34:52 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:59:00 PM
ingenious-deal6$25.00$25.004/13/2010 5:59:29 PM
Georgetastic$25.00$25.004/13/2010 5:59:43 PM
Soxxes$25.00$25.004/13/2010 5:59:01 PM
Wilvara$25.00$25.004/13/2010 5:59:30 PM
burrito6$25.00$25.004/13/2010 5:11:12 PM
upright-revenue7$25.00$25.004/13/2010 5:21:53 PM
cablenews$25.00$25.004/13/2010 5:21:57 PM
kindness-percolator5$25.00$25.004/13/2010 5:19:42 PM
kind-efficient-credit$25.00$25.004/13/2010 5:21:05 PM
autonomous-truth$75.00$75.004/13/2010 5:21:28 PM
Nerdster1$25.00$25.004/13/2010 5:21:40 PM
Caerus$25.00$25.004/13/2010 5:21:19 PM
nivletJP$25.00$25.004/13/2010 5:21:31 PM
winslowdad$25.00$25.004/13/2010 5:21:55 PM
miamibeachloaner$25.00$25.004/13/2010 5:22:01 PM
Apex-Lender$25.00$25.004/13/2010 5:22:03 PM
shrewd-peace7$25.00$25.004/13/2010 5:30:07 PM
moola-trumpeter$25.00$25.004/13/2010 5:30:29 PM
The_Secret$25.00$25.004/13/2010 5:34:35 PM
PRGuyinVA$25.00$25.004/13/2010 5:33:34 PM
naina_my_daughter$25.00$25.004/13/2010 5:30:58 PM
helping-out$35.00$35.004/13/2010 5:47:10 PM
SNH$50.00$50.004/13/2010 5:36:30 PM
Boston005$25.00$25.004/13/2010 5:59:24 PM
KrazyCelticKid$25.00$25.004/13/2010 5:59:31 PM
auction-workhorse679$25.00$25.004/13/2010 5:59:42 PM
silverloan$25.00$13.784/13/2010 5:59:49 PM
bignic$25.00$25.004/13/2010 5:59:03 PM
workinghardoregon$25.00$25.004/13/2010 5:59:29 PM
djc314$25.00$25.004/13/2010 5:59:47 PM
SolarMoonshine$25.00$25.004/13/2010 6:18:29 PM
falcon88dp$25.00$25.004/13/2010 5:59:48 PM
Whipster$25.00$25.004/13/2010 6:07:49 PM
JustMee$25.00$25.004/13/2010 9:28:32 PM
Robbdogg$25.90$25.904/14/2010 1:49:13 PM
62 bids
 
Borrower Payment Dependent Notes Series 454070
This series of Notes was issued and sold upon the funding of the borrower loan #41895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-14-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $143.60
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $141.48
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1995 Debt/Income ratio: 23%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 12Length of status:2y 0m
Credit score: 680-699 (Apr-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $13,948Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: Bobby8888 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,550.00< mo. late: 0 ( 0% )  
700-719 (Aug-2009)
620-639 (Jul-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 36  
Description
Family Emergency, please help!
Purpose of loan:
This loan will be used to? help my family to get through the current financial hardship.. Any help would be greatly appreciate.? Thank you.

My financial situation:
I am a good candidate for this loan because?I have had no lates, collections, or other negative marks on my credit. I have no outstanding collections and everything on my credit report is current.

Monthly net income: $ 6000

Monthly expenses: $ 3200
? Housing: $1500
? Insurance: $200
? Car expenses: $100
? Utilities: $100
? Phone, cable, internet: $0 - I work for a telecom company
? Food, entertainment: $500
? Clothing, household expenses $300
? Credit cards and other loans: $500
? Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
selfmademan$25.00$25.004/13/2010 5:10:08 PM
awm$25.00$25.004/13/2010 5:10:41 PM
autonomous-truth$25.00$25.004/13/2010 5:11:32 PM
burrito6$50.00$50.004/13/2010 5:11:34 PM
Purposeful$25.00$25.004/13/2010 5:11:51 PM
persevering$25.00$25.004/13/2010 5:11:59 PM
jasperus$25.00$25.004/13/2010 5:12:09 PM
supersarah61$25.00$25.004/13/2010 5:12:12 PM
gavinfh$25.00$25.004/13/2010 5:09:22 PM
cordova64$65.00$65.004/13/2010 5:12:33 PM
flipnsf$25.00$25.004/13/2010 5:12:53 PM
capital-marsupial3$25.00$25.004/13/2010 5:10:12 PM
floridass$25.00$25.004/13/2010 5:11:02 PM
dollar-birdie$25.00$25.004/13/2010 5:11:05 PM
larry2003$25.00$25.004/13/2010 5:14:15 PM
schlepper$25.00$25.004/13/2010 5:14:32 PM
nletunic$25.00$25.004/13/2010 5:11:57 PM
LeadFoot$25.00$25.004/13/2010 5:12:22 PM
the-persistent-reward$25.00$25.004/13/2010 5:12:50 PM
cash-boots$25.00$25.004/13/2010 5:12:58 PM
TommyTucker$25.00$25.004/13/2010 5:13:09 PM
RyanDwayne$25.00$25.004/13/2010 5:14:28 PM
CA_Lender$25.00$25.004/13/2010 5:19:47 PM
rvfbroker$25.00$25.004/13/2010 5:10:43 PM
randsenterprise$25.00$25.004/13/2010 5:11:00 PM
AF-Chief$28.00$28.004/13/2010 5:11:29 PM
DocVT$25.00$25.004/13/2010 5:11:49 PM
restondoublek$25.00$25.004/13/2010 5:12:40 PM
kmprospeo$25.00$25.004/13/2010 5:13:05 PM
aggresive-nickel2$25.00$25.004/13/2010 5:13:44 PM
mmqc$25.00$25.004/13/2010 5:14:18 PM
Medic05$25.00$25.004/13/2010 5:14:23 PM
irrelevant$25.00$25.004/13/2010 5:25:07 PM
Aberdeen$400.00$400.004/13/2010 5:34:55 PM
mercuriant$25.00$25.004/13/2010 5:32:36 PM
Aberdeen$400.00$400.004/13/2010 5:34:42 PM
twjh$25.00$25.004/13/2010 5:35:23 PM
MoneyForNothing$25.00$25.004/13/2010 6:25:28 PM
charming-point$300.00$300.004/13/2010 7:12:51 PM
CoolPlexer$25.00$25.004/13/2010 9:24:01 PM
JustMee$25.00$25.004/13/2010 9:29:41 PM
_SCI_$25.00$25.004/14/2010 10:34:32 AM
InChicago$25.00$25.004/14/2010 11:50:30 AM
golffish2$100.00$100.004/14/2010 3:13:55 PM
trevize$25.00$25.004/14/2010 6:44:43 PM
ommcd$25.00$25.004/13/2010 5:10:30 PM
hope-base$25.00$25.004/13/2010 5:10:44 PM
samo102us$25.00$25.004/13/2010 5:10:52 PM
twirl2$25.00$25.004/13/2010 5:11:03 PM
seisen$100.00$100.004/13/2010 5:11:47 PM
adventurous-capital$50.00$50.004/13/2010 5:09:02 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:09:30 PM
shomikaci$25.00$25.004/13/2010 5:12:42 PM
social-conductor4$25.00$25.004/13/2010 5:10:09 PM
lukeskywalkerkp$25.00$25.004/13/2010 5:12:57 PM
jonbozeman$25.00$25.004/13/2010 5:13:12 PM
eronyc$25.00$25.004/13/2010 5:10:32 PM
626457$25.00$25.004/13/2010 5:10:59 PM
javajahn$25.00$25.004/13/2010 5:11:04 PM
Kaj$25.00$25.004/13/2010 5:11:28 PM
Helenska11$25.00$25.004/13/2010 5:11:46 PM
shrewd-peace7$25.00$25.004/13/2010 5:12:00 PM
RebuildALife$25.00$25.004/13/2010 5:12:04 PM
heavenly-repayment4$25.00$25.004/13/2010 5:12:18 PM
The_Secret$25.00$25.004/13/2010 5:12:23 PM
MidCap$25.00$25.004/13/2010 5:12:29 PM
circuitfive$25.00$25.004/13/2010 5:13:00 PM
desertoasis$25.00$10.344/13/2010 5:15:05 PM
dime-beeper$25.00$25.004/13/2010 5:10:42 PM
WillyBobba$25.00$25.004/13/2010 5:11:01 PM
famous-bill$50.00$50.004/13/2010 5:11:48 PM
drummer427$25.00$25.004/13/2010 5:11:54 PM
loyalist1$100.00$100.004/13/2010 5:12:39 PM
E-normous$25.00$25.004/13/2010 5:12:42 PM
valiant-liberty4$25.00$25.004/13/2010 5:12:52 PM
resource777$25.00$25.004/13/2010 5:13:10 PM
CROBRUN$25.00$25.004/13/2010 5:14:17 PM
davidside$25.00$25.004/13/2010 5:14:20 PM
spruce2$46.66$46.664/13/2010 5:14:31 PM
loan-fate$50.00$50.004/13/2010 5:36:52 PM
jhouman$25.00$25.004/13/2010 5:35:45 PM
SolarMoonshine$25.00$25.004/13/2010 6:19:30 PM
UCLA4life$25.00$25.004/13/2010 9:57:51 PM
foothillender$25.00$25.004/14/2010 3:31:49 PM
84 bids
 
Borrower Payment Dependent Notes Series 454314
This series of Notes was issued and sold upon the funding of the borrower loan #41907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-16-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $248.80
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.59% Final monthly payment: $246.16
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1984 Debt/Income ratio: 33%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 11 / 11Length of status:0y 1m
Credit score: 680-699 (Apr-2010) Total credit lines: 24 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $9,048Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: mommouse Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 95% ) 680-699 (Latest)
Principal borrowed: $6,000.00< mo. late: 1 ( 5% )  
660-679 (Jul-2008)
 
Principal balance: $3,289.94 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Payoff credit cards
Purpose of loan:
I have recently been hired full time after over a year and a half doing temporary contract work.? With a daughter in college, I had to use credit cards over the last year and a half to supplement my temporary income.? Now that I have permanent work, I want to pay off the higher balance cards and start putting money towards savings.
My financial situation:
We declared bankruptcy?8 years ago when the company I worked for went out of business.??We now live primarily on my husband's income, which pays most of our monthly expenses.? My income pays for my car and?some household expenses and will be used for our daughter's college expenses.

Monthly net income: $ 2240.00 Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 169.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $?800.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
currency-oak$25.00$25.004/16/2010 4:10:29 PM
shrewd-peace7$25.00$25.004/16/2010 4:10:48 PM
exact-loan5$30.00$30.004/16/2010 4:11:07 PM
finance-prescription$50.00$50.004/16/2010 4:15:58 PM
oaktown23$50.00$50.004/16/2010 4:10:57 PM
successful-euro$30.00$30.004/16/2010 4:11:02 PM
thrifty-funds1$25.00$25.004/16/2010 4:11:05 PM
kginatl$25.00$25.004/16/2010 4:14:07 PM
fortytwo$50.00$50.004/16/2010 4:20:08 PM
shiny-dollar9$25.00$25.004/16/2010 4:10:25 PM
AF-Chief$28.00$28.004/16/2010 4:10:42 PM
autonomous-truth$25.00$25.004/16/2010 4:10:55 PM
orange-courageous-dedication$30.00$30.004/16/2010 4:11:01 PM
secobarbital$25.00$25.004/16/2010 4:23:24 PM
Zolton$200.00$200.004/16/2010 4:23:41 PM
JGB$25.00$25.004/16/2010 4:18:04 PM
rhin0cerx$50.00$50.004/16/2010 4:24:03 PM
heavenly-repayment4$25.00$25.004/16/2010 4:18:34 PM
red-favorable-basis$25.00$25.004/16/2010 4:24:21 PM
jonbozeman$25.00$25.004/16/2010 4:18:49 PM
magnolia161$25.00$25.004/16/2010 4:24:32 PM
global_microfinance$25.00$25.004/16/2010 4:19:13 PM
lagnisiruk$25.00$25.004/16/2010 4:20:00 PM
social-conductor4$25.00$25.004/16/2010 4:17:36 PM
skuba$25.00$25.004/16/2010 4:26:31 PM
unforgettable-fund2$25.00$25.004/16/2010 4:22:52 PM
payment-gusto$25.00$25.004/16/2010 4:23:01 PM
Zingaro$25.00$25.004/16/2010 4:19:47 PM
Nerdster1$25.00$25.004/16/2010 4:23:07 PM
personal-lender$25.00$25.004/16/2010 4:23:30 PM
Midwestvalues$100.00$100.004/16/2010 4:23:49 PM
compassion-bauble4$25.00$25.004/16/2010 4:21:01 PM
Rattlehead$25.00$25.004/16/2010 4:24:28 PM
newest-inspiring-power$25.00$25.004/16/2010 4:21:55 PM
Banker7371$25.00$25.004/16/2010 4:22:04 PM
HHP$25.00$25.004/16/2010 4:25:03 PM
gain-bridge$25.00$25.004/16/2010 4:31:04 PM
stock106$30.00$30.004/16/2010 4:25:55 PM
nrowland$25.00$25.004/16/2010 4:26:02 PM
life-is-great$25.00$25.004/16/2010 4:26:09 PM
hope-equation$50.00$50.004/16/2010 4:26:26 PM
deegeeman$50.00$50.004/16/2010 4:24:16 PM
unforgettable-order9$25.00$25.004/16/2010 4:24:45 PM
harmonious-revenue7$25.00$25.004/16/2010 4:25:13 PM
ayerobbie$25.00$25.004/16/2010 4:34:52 PM
wise-silver-wonder$25.00$25.004/16/2010 4:34:56 PM
jrbill1998$50.00$50.004/16/2010 4:33:13 PM
contract-eagle$25.00$25.004/16/2010 4:33:17 PM
Buffer10$73.72$73.724/16/2010 4:33:30 PM
lowrate$25.00$25.004/16/2010 4:34:42 PM
KandKLegacyInvestments$25.00$25.004/16/2010 4:51:12 PM
pemb0023$50.00$50.004/16/2010 4:35:33 PM
lucrative-loan$254.59$254.594/16/2010 4:52:37 PM
asmithj$50.00$50.004/16/2010 4:37:26 PM
orderly-leverage$30.00$30.004/16/2010 4:33:50 PM
actvtrdr$35.00$35.004/16/2010 4:38:08 PM
TpbiCapitals$50.00$50.004/16/2010 4:38:12 PM
ASR3$25.00$25.004/16/2010 4:35:51 PM
Zipline$25.00$25.004/16/2010 4:48:59 PM
Medic05$25.00$25.004/16/2010 6:03:44 PM
tjone69$28.51$28.514/16/2010 4:53:15 PM
anton$150.00$150.004/16/2010 4:55:50 PM
bold-principal-thinker$25.00$25.004/16/2010 9:10:50 PM
JSON$25.00$25.004/16/2010 9:10:54 PM
asset-professor$35.00$35.004/16/2010 9:11:29 PM
natural-greenback6$25.00$25.004/16/2010 9:11:35 PM
listing-trapper3$45.71$45.714/16/2010 9:18:34 PM
Ragnar$25.00$25.004/16/2010 6:32:59 PM
CashGuardian$25.00$25.004/16/2010 9:10:55 PM
martinnc$25.00$25.004/16/2010 9:11:32 PM
desertoasis$25.00$25.004/16/2010 8:38:20 PM
autonomous-basis$25.00$8.534/17/2010 1:05:18 AM
revenue-ruler6$25.00$25.004/16/2010 9:10:59 PM
awesome-return0$25.00$25.004/16/2010 9:11:27 PM
Tikibarman$100.00$100.004/16/2010 9:11:33 PM
five-star-note$50.00$50.004/17/2010 9:56:24 AM
bankbuddy55$50.00$50.004/17/2010 12:15:45 PM
interstellar$40.27$40.274/18/2010 7:50:07 PM
truth-trapper$25.00$25.004/18/2010 8:02:20 PM
burrito6$25.00$25.004/16/2010 4:10:32 PM
Kaj$25.00$25.004/16/2010 4:10:36 PM
repcool$25.00$25.004/16/2010 4:11:08 PM
authoritative-capital$25.00$25.004/16/2010 4:15:26 PM
Speculator$100.00$100.004/16/2010 4:16:59 PM
DER$54.13$54.134/16/2010 4:18:00 PM
wifibank$25.00$25.004/16/2010 4:10:27 PM
supersarah61$25.00$25.004/16/2010 4:18:31 PM
Purposeful$50.00$50.004/16/2010 4:10:52 PM
asiaratt$60.61$60.614/16/2010 4:11:04 PM
DUDE66$25.00$25.004/16/2010 4:16:30 PM
intelligent-yield$25.00$25.004/16/2010 4:11:04 PM
momoney2lend$25.00$25.004/16/2010 4:23:21 PM
greenwell$25.00$25.004/16/2010 4:24:09 PM
Streetfighter$50.00$50.004/16/2010 4:24:39 PM
first-upright-payout$25.00$25.004/16/2010 4:25:08 PM
xyzlmno$25.00$25.004/16/2010 4:25:36 PM
trustu$25.00$25.004/16/2010 4:25:48 PM
kindness-percolator5$25.00$25.004/16/2010 4:20:50 PM
Lam0nt$25.00$25.004/16/2010 4:20:56 PM
cberthiaume$25.00$25.004/16/2010 4:18:11 PM
frogperson$25.00$25.004/16/2010 4:19:07 PM
bowdish1$50.00$50.004/16/2010 4:20:23 PM
supreme-hope$25.00$25.004/16/2010 4:20:34 PM
CarDealer3070$30.00$30.004/16/2010 4:23:53 PM
red_spade$26.00$26.004/16/2010 4:24:58 PM
return-eclipse0$25.00$25.004/16/2010 4:25:20 PM
reward-adventure$30.00$30.004/16/2010 4:25:25 PM
cablenews$25.00$25.004/16/2010 4:22:56 PM
shrewd-deal$25.00$25.004/16/2010 4:23:16 PM
PRGuyinVA$25.00$25.004/16/2010 4:31:21 PM
ukstevenhawaii$50.00$50.004/16/2010 4:24:01 PM
integrity-doctor$100.00$100.004/16/2010 4:24:52 PM
BBL$25.00$25.004/16/2010 4:33:25 PM
Havana21$100.00$100.004/16/2010 4:34:11 PM
irrelevant$25.00$25.004/16/2010 4:26:37 PM
derwiki$25.00$25.004/16/2010 4:34:37 PM
etraboulay$25.00$25.004/16/2010 4:34:47 PM
schpere$25.00$25.004/16/2010 4:35:35 PM
LenderExtraordinaire$25.00$25.004/16/2010 4:50:39 PM
ssh1983$25.00$25.004/16/2010 4:36:54 PM
salala$25.00$25.004/16/2010 4:53:24 PM
dthompso$55.50$55.504/16/2010 4:34:07 PM
mtquan$25.00$25.004/16/2010 4:49:11 PM
intrepid-transaction5$25.00$25.004/16/2010 4:38:20 PM
matt_2006$25.00$25.004/16/2010 4:51:52 PM
gjh37$25.00$25.004/16/2010 4:39:29 PM
LucyMcClane$25.00$25.004/16/2010 6:42:58 PM
inspiring-reward$25.00$25.004/16/2010 6:58:02 PM
topher515$25.00$25.004/16/2010 5:06:37 PM
Apex-Lender$25.00$25.004/16/2010 4:55:47 PM
MONEYMATCH$25.00$25.004/16/2010 5:06:20 PM
rooosta$25.00$25.004/16/2010 9:11:32 PM
cashhelp$25.00$25.004/16/2010 9:18:00 PM
debt-system880$25.00$25.004/16/2010 8:38:28 PM
aasx1108$25.00$25.004/16/2010 9:10:33 PM
bonus-tent$25.00$25.004/16/2010 9:10:36 PM
Supernick$25.00$25.004/16/2010 7:37:54 PM
visionary-currency$35.88$35.884/16/2010 9:11:30 PM
dedicated-diversification5$25.00$25.004/16/2010 10:39:00 PM
chicagoman$25.00$25.004/16/2010 9:10:34 PM
wampum-chorus3$25.00$25.004/16/2010 9:10:51 PM
dynamic-point$25.00$25.004/16/2010 9:10:53 PM
bountiful-bazaar$25.00$25.004/16/2010 9:11:31 PM
twjh$25.00$25.004/16/2010 9:18:32 PM
DasMula$25.00$25.004/16/2010 9:48:39 PM
econgineer$33.55$33.554/16/2010 9:54:01 PM
jiboo44$25.00$25.004/17/2010 5:07:08 PM
CoffeyvilleKS$25.00$25.004/18/2010 3:05:23 PM
frogperson$150.00$150.004/18/2010 9:09:31 AM
bazaar-pizza$100.00$100.004/19/2010 12:21:04 AM
150 bids
 
Borrower Payment Dependent Notes Series 442373
This series of Notes was issued and sold upon the funding of the borrower loan #41804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-16-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1989 Debt/Income ratio: 21%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 19 / 16Length of status:1y 9m
Credit score: 720-739 (Apr-2010) Total credit lines: 52 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $9,742Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: kjc1970 Borrower's state: Colorado Borrower's group: Geek Power!
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 55 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,500.00< mo. late: 0 ( 0% )  
720-739 (Nov-2009)
720-739 (Oct-2009)
640-659 (Jan-2008)
640-659 (Apr-2007)
 
Principal balance: $625.68 1+ mo. late: 0 ( 0% )
Total payments billed: 55  
Description
Combine Insurance Dedutible Debt
Purpose of loan:
This will be my third loan with Prosper...? I have paid off one almost two and I?am now working on combining my final Prosper loan balance with two smaller existing Insurance Deductible Debts.

My financial situation:
IT/IS Officer?at a local Bank, Part time Independant Network Consultant, Apartment Complex Owner/Landlord of a Duplex and a Triplex.? Gradually re-establishing my credit after a failed business in 2003?and am slowly?paying down balances.? Fixed?semi-monthly pay periods, Incremental Income from Small Business, Monthly Income from Rental Business.? Balanced debt to income ratio and well?established community relations.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/16/2010 4:05:56 PM
GElender$50.00$50.004/16/2010 4:14:55 PM
gain-seagull9$25.00$25.004/16/2010 4:16:26 PM
authoritative-capital$25.00$25.004/16/2010 4:07:21 PM
truth-image$50.00$50.004/16/2010 4:19:30 PM
mtp$50.00$50.004/16/2010 4:21:26 PM
lagnisiruk$25.00$25.004/16/2010 4:19:52 PM
fortytwo$100.00$100.004/16/2010 4:20:44 PM
OLYVRC$25.00$25.004/16/2010 4:18:56 PM
hrubinst$25.00$25.004/16/2010 4:27:34 PM
torion$25.00$25.004/16/2010 4:28:08 PM
Ivan2007$25.00$25.004/16/2010 4:21:08 PM
codavee$50.00$50.004/16/2010 4:31:36 PM
meenan$25.00$25.004/16/2010 4:29:08 PM
nickel-ferret$25.00$25.004/16/2010 4:26:57 PM
Dap2005$25.00$25.004/16/2010 4:30:00 PM
Avala$50.00$50.004/16/2010 4:28:21 PM
fantastic-openness$50.00$50.004/16/2010 4:31:31 PM
careful-note$50.00$50.004/16/2010 4:29:21 PM
mmckune$25.00$25.004/16/2010 4:29:23 PM
tenacious-compassion9$30.00$30.004/16/2010 4:29:50 PM
unassassinable$25.00$25.004/16/2010 4:30:19 PM
Aberdeen$400.00$400.004/16/2010 4:39:56 PM
Aberdeen$400.00$400.004/16/2010 4:52:13 PM
Aberdeen$400.00$400.004/16/2010 4:52:07 PM
the-profit-oracle$25.00$25.004/17/2010 6:02:43 AM
agreement-bunny$25.00$25.004/17/2010 8:26:03 AM
bull_lender$36.00$36.004/19/2010 3:03:56 PM
kenji4861$25.00$25.004/16/2010 4:06:02 PM
meux99$25.00$25.004/16/2010 4:10:12 PM
integrity-doctor$100.00$100.004/16/2010 4:16:47 PM
radforj22$25.00$25.004/16/2010 4:15:03 PM
mrzz$25.00$25.004/16/2010 4:21:10 PM
red-trade-cologne$25.00$25.004/16/2010 4:15:46 PM
iolaire$25.00$25.004/16/2010 4:14:21 PM
contract-eagle$25.00$25.004/16/2010 4:15:22 PM
evnagelist$25.00$25.004/16/2010 4:15:38 PM
bowdish1$100.00$100.004/16/2010 4:21:47 PM
magical-greenback$25.00$25.004/16/2010 4:31:13 PM
HHP$25.00$25.004/16/2010 4:31:54 PM
Supernick$50.00$30.004/16/2010 4:32:30 PM
delicious-social132$40.00$40.004/16/2010 4:27:27 PM
dinero-speaker$25.00$25.004/16/2010 4:28:58 PM
kindness-percolator5$25.00$25.004/16/2010 4:30:59 PM
bright-balance$25.00$25.004/16/2010 4:32:13 PM
Barak$40.00$40.004/16/2010 4:29:16 PM
RandyL3$99.00$99.004/16/2010 4:40:28 PM
jpblan11$25.00$25.004/16/2010 8:11:40 PM
myidear$25.00$25.004/17/2010 3:52:29 AM
MoneyForNothing$25.00$25.004/19/2010 2:17:40 AM
TakeCare$100.00$100.004/19/2010 7:40:05 PM
51 bids
 
Borrower Payment Dependent Notes Series 449013
This series of Notes was issued and sold upon the funding of the borrower loan #41822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $153.86
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $153.47
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1993 Debt/Income ratio: 30%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 19 / 17Length of status:1y 9m
Credit score: 720-739 (Apr-2010) Total credit lines: 33 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $21,799Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 32%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: cash-butterfly Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dog Training and Daycare Business
Purpose of loan:
This loan will be used to? partly fund the startup costs of our new dog training business.? The remaining funds are coming from our personal savings and 401K.

My financial situation:
I pay my bills on time and have worked in new business development for more than 25 years.? Our business combines two ongoing successful dog?agility training?businesses that are currently being held outdoors; however, here in Texas, classes are frequently cancelled due to the weather. With an indoor facility, classes would not have to be cancelled.? In addition to dog sports, our business will provide daycare for dogs, which is unavailable in our part of the city.? We have already found a location to lease and are ready to start the buildout. Our landlord will be providing nearly all the costs for the buildout, but we need to purchase flooring for the daycare area. This will amount to approximately $4,500.? I love dogs and hope you do, too -- and?I'm looking forward to our Grand Opening!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TCR3$25.00$25.004/8/2010 4:01:51 PM
bchen78875$25.00$25.004/8/2010 4:01:37 PM
favorable-order8$25.00$25.004/8/2010 4:14:22 PM
sloak$25.00$25.004/8/2010 4:20:25 PM
return-eclipse0$25.00$25.004/8/2010 4:33:00 PM
Avala$50.00$50.004/8/2010 4:32:20 PM
radforj22$25.00$25.004/8/2010 4:34:30 PM
dinero-speaker$25.00$25.004/8/2010 4:32:54 PM
integrity-doctor$100.00$100.004/8/2010 4:33:25 PM
unassassinable$25.00$25.004/8/2010 4:35:55 PM
logical-reward8$25.00$25.004/8/2010 4:34:21 PM
Supernick$50.00$50.004/8/2010 4:36:48 PM
studious-bonus7$50.00$50.004/8/2010 4:34:36 PM
Sven79$50.00$50.004/8/2010 4:30:32 PM
hrubinst$25.00$25.004/8/2010 4:31:55 PM
bonus-adventure3$50.00$50.004/8/2010 4:32:37 PM
successful-agreement7$100.00$100.004/8/2010 4:39:05 PM
ddog0224$25.00$25.004/8/2010 4:32:47 PM
heavenly-repayment4$30.00$30.004/8/2010 4:33:15 PM
CO80487$25.00$25.004/8/2010 4:37:16 PM
inspired-contract9$25.00$25.004/8/2010 4:39:58 PM
the-profit-oracle$25.00$18.194/8/2010 5:03:27 PM
camer069$25.00$25.004/8/2010 8:02:03 PM
duty-monger$50.00$50.004/9/2010 9:08:16 AM
deepclear$100.00$100.004/9/2010 9:34:41 AM
gtdane$25.00$25.004/9/2010 9:59:14 AM
hidavehi$65.00$65.004/9/2010 9:22:46 PM
BrnxGirl$25.00$25.004/10/2010 6:11:12 AM
SpotLending$50.00$50.004/10/2010 7:05:39 AM
trade-structure$25.00$25.004/10/2010 7:29:57 AM
Sealion$50.00$50.004/11/2010 8:05:00 AM
duty-monger$50.00$50.004/11/2010 6:56:44 AM
ksubd$50.00$50.004/12/2010 8:51:42 AM
beachfunder$50.00$50.004/12/2010 10:24:17 AM
EJO$25.00$25.004/12/2010 10:43:08 AM
mikeandcat$50.00$50.004/12/2010 9:24:52 AM
Narcolepsyjr$25.00$25.004/12/2010 5:35:36 PM
seineil$119.96$119.964/13/2010 12:17:58 AM
credit-panda1$50.00$50.004/13/2010 10:42:58 AM
Cambium$70.00$70.004/13/2010 11:55:43 AM
Sol_Invictus$25.00$25.004/14/2010 5:18:28 AM
dukeiyer$50.00$50.004/14/2010 9:46:37 AM
The-CAPS-fan$25.00$25.004/14/2010 11:29:58 AM
wwwUniversal$25.00$25.004/14/2010 9:53:46 AM
Your_Bank$25.00$25.004/14/2010 4:28:22 PM
mojii77$45.00$45.004/14/2010 1:58:38 PM
usbank$25.00$25.004/14/2010 4:19:48 PM
credit-shower$25.00$25.004/14/2010 9:43:24 PM
unconquerable-cash$31.00$31.004/14/2010 6:15:57 PM
blissful-note7$25.00$25.004/14/2010 4:39:11 PM
ekn_enterprises$25.00$25.004/15/2010 10:35:08 AM
favorite-commerce$25.00$25.004/15/2010 9:27:08 AM
helpwithoutbanks$25.93$25.934/15/2010 12:02:56 PM
Traal$25.00$25.004/15/2010 12:21:16 PM
brightest-excellent-rate$100.00$100.004/15/2010 2:38:53 PM
dogbait$50.00$50.004/15/2010 1:35:55 PM
market-jam$30.58$30.584/15/2010 3:59:42 PM
TakeCare$50.00$50.004/15/2010 2:08:33 PM
patriot384$100.00$100.004/15/2010 3:43:17 PM
KandKLegacyInvestments$25.00$25.004/8/2010 4:12:40 PM
HaveToWrite$25.00$25.004/8/2010 4:00:55 PM
newest-inspiring-power$25.00$25.004/8/2010 4:01:05 PM
Nerdster1$25.00$25.004/8/2010 4:30:59 PM
stockpiler079$25.00$25.004/8/2010 4:29:28 PM
torion$25.00$25.004/8/2010 4:32:11 PM
delicious-social132$25.00$25.004/8/2010 4:32:26 PM
Dap2005$25.00$25.004/8/2010 4:35:11 PM
mmckune$25.00$25.004/8/2010 4:33:48 PM
buckyhead2000$25.00$25.004/8/2010 4:34:58 PM
platinum-sorcerer6$25.00$25.004/8/2010 4:35:30 PM
lagnisiruk$25.00$25.004/8/2010 4:39:22 PM
nickel-ferret$25.00$25.004/8/2010 4:34:14 PM
euro-starter$25.00$25.004/8/2010 4:34:50 PM
CarDealer3070$25.00$25.004/8/2010 5:02:47 PM
frogperson$75.00$75.004/8/2010 4:38:42 PM
ideal-platinum1$25.00$25.004/8/2010 4:39:39 PM
shellback13$100.00$100.004/8/2010 5:31:10 PM
Mav26$50.00$50.004/9/2010 8:52:18 AM
PLending$85.00$85.004/9/2010 12:02:40 PM
webfeet$25.00$25.004/9/2010 1:17:37 PM
FinDoc$25.00$25.004/9/2010 3:09:03 PM
LakeShoreLending$25.00$25.004/9/2010 6:59:05 PM
rodaku$25.00$25.004/9/2010 8:16:56 PM
jewlsjujubes$50.00$50.004/10/2010 9:16:34 AM
plant_a_seed$25.00$25.004/10/2010 8:08:43 AM
Flash80$75.00$75.004/10/2010 8:36:59 PM
Alittleluck$25.00$25.004/10/2010 2:42:01 PM
economy-river$25.00$25.004/11/2010 3:23:02 PM
justice-disk$25.00$25.004/11/2010 4:50:54 PM
vulgy$50.00$50.004/12/2010 6:40:20 AM
megich06$50.00$50.004/12/2010 9:07:16 AM
gain-dynamo7$25.00$25.004/12/2010 6:03:58 PM
integrity-broker$25.00$25.004/13/2010 10:55:37 AM
Hartfelt$40.00$40.004/13/2010 5:02:57 PM
SpotLending$50.00$50.004/13/2010 8:17:31 PM
ToloUSN$50.00$50.004/14/2010 8:08:59 AM
nevetsnosliw1$30.00$30.004/14/2010 7:02:28 AM
Jinja$29.34$29.344/14/2010 10:20:58 AM
tearingstar$35.00$35.004/14/2010 12:11:27 PM
qcksilvr20$50.00$50.004/14/2010 6:22:38 PM
rjglender$25.00$25.004/14/2010 3:51:23 PM
starry2001$25.00$25.004/14/2010 9:20:53 PM
divine940$25.00$25.004/15/2010 6:40:13 AM
kermitdafrog$25.00$25.004/15/2010 7:57:16 AM
violaetain$50.00$50.004/14/2010 5:42:49 PM
Gaelicman$65.00$65.004/14/2010 10:48:01 PM
broker558$25.00$25.004/15/2010 10:02:23 AM
jodilee31$25.00$25.004/15/2010 5:51:22 AM
Leshan$25.00$25.004/15/2010 6:16:08 AM
malypom$100.00$100.004/15/2010 11:09:02 AM
Orca-man$50.00$50.004/15/2010 11:22:13 AM
mosby$50.00$50.004/15/2010 2:34:04 PM
sparkmeister$25.00$25.004/15/2010 1:18:10 PM
dabears7$25.00$25.004/15/2010 3:56:33 PM
lyrisnox$30.00$30.004/15/2010 2:48:09 PM
115 bids
 
Borrower Payment Dependent Notes Series 450501
This series of Notes was issued and sold upon the funding of the borrower loan #41934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $123.09
Final lender yield: 24.90% Final borrower rate/APR: 25.90% / 28.22% Final monthly payment: $120.71
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.28%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1989 Debt/Income ratio: 22%
Basic (1-10): 6 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 7Length of status:9y 3m
Credit score: 760-779 (Mar-2010) Total credit lines: 30 Occupation: Civil Service
Now delinquent: 0 Revolving credit balance: $15,788Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 98%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dollar-coyote4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down credit cards
Purpose of loan:
This loan will be used to pay down on outstanding credit card and loan accounts.??As a State of CA employee, I have?suffered a 14.2% reduction in salary beginning February of 2009.? This has drastically reduced my?ability to pay my bills and have?disposable income.? I have needed to get payday loans to help with my monthly obligations and want to end this practice once and for all.?

My financial situation:
I am a good candidate for this loan because I have a steady income and do pay my bills on time.?Currently, my income has been reduced from a take home of $3963 to $3388 due to a 14.2% reduction in income (furloughs) from the State of California. Some years ago, I had not so good credit, but?was able to purchase a new vehicle in 2006. In addition, I am a homeowner, refinanced about 5 years ago.? I have yet to miss any payments on either my car note, mortgage or any of my other obligations. There are some high balances due to homepurchases, improvement and bill consolidation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: I feel your credit crunch. Our dept. is proposing a 12.5% wage cut beg. july 1. I don't understand how we can get ahead when we're going backwards. - ChoiceInvestments
A: I and other State employees have endured a 14.2% cut beginning July 2009. It is scheduled to end June 30 of this year; however, there are proposals to continue to the furloughs in some manner. This has been a very difficult time financially for me. I just hope to get out of the pay day loan cycle. (Apr-14-2010)
Q: Well, at least you still have a job. Payday loans suck. Would this loan allow you to not use payday loans until the end of June? If the furloughs continue past June will you have to apply for another loan or go back to payday loans? - CaliforniaSun
A: I am grateful to still have my job, as I know that in this current economy many do not. The loan would absolutely keep me from using payday loans through June and even beyond. Although some type of furlough may continue past June, It will be for a lesser amount of days/or percentage than what we are now dealing with. (Apr-16-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
InChicago$25.00$25.004/9/2010 4:23:23 PM
mercuriant$25.00$25.004/9/2010 4:30:36 PM
cognizant-rate732$42.74$42.744/11/2010 7:17:56 AM
new-peso-concerto$50.00$50.004/12/2010 1:25:15 PM
CoolPlexer$25.00$25.004/12/2010 4:59:11 PM
ptjg$25.00$25.004/13/2010 9:45:33 AM
five-star-note$50.00$50.004/13/2010 1:05:33 PM
Bob450$50.00$50.004/14/2010 9:59:37 AM
farchoir$25.00$25.004/14/2010 11:51:32 AM
Your_Bank$50.00$50.004/14/2010 5:17:17 PM
mlj0671$27.00$27.004/14/2010 7:33:22 PM
capital-kingdom$25.00$25.004/15/2010 3:51:12 PM
Smallbear$25.00$25.004/15/2010 1:05:29 PM
Bob450$25.00$25.004/15/2010 2:49:56 PM
amra$25.00$25.004/15/2010 4:53:21 PM
Fillinganeed$50.00$50.004/15/2010 5:13:13 PM
r1w$26.00$26.004/15/2010 4:41:09 PM
Leshan$25.00$25.004/15/2010 10:10:28 PM
elegant-capital$25.00$25.004/15/2010 6:29:38 PM
credit-shower$25.00$25.004/15/2010 8:22:54 PM
onecooldrink$25.00$25.004/15/2010 10:50:56 PM
Kanyon$50.00$50.004/15/2010 11:21:56 PM
LibbyZ$50.00$50.004/15/2010 8:44:38 PM
Graven33$25.00$25.004/15/2010 11:26:05 PM
orange-pound-party$37.68$37.684/16/2010 4:42:39 AM
drmoney11$25.00$25.004/16/2010 7:31:12 AM
ALFLoan$25.00$25.004/16/2010 4:56:24 AM
chipjet$25.00$25.004/16/2010 6:58:51 AM
worthy-bid4$25.00$25.004/16/2010 9:08:24 AM
finance-prescription$500.00$421.184/16/2010 11:35:53 AM
BrighterSuns$25.00$25.004/16/2010 10:52:59 AM
evergreen16$50.00$50.004/16/2010 11:18:07 AM
PotBellyPete$25.00$25.004/16/2010 11:25:44 AM
funtwosay$25.00$25.004/16/2010 1:06:23 PM
JauaFlash$25.86$25.864/16/2010 1:09:15 PM
golden-currency$27.02$27.024/16/2010 1:10:02 PM
jtn4148$50.00$50.004/16/2010 2:29:47 PM
justice-disk$25.00$25.004/16/2010 11:19:59 AM
cunning-bill$25.00$25.004/16/2010 2:59:27 PM
totommb$27.36$27.364/16/2010 12:50:52 PM
rakey$25.00$25.004/16/2010 3:43:32 PM
patriot384$47.00$47.004/16/2010 3:47:06 PM
justme4now$25.00$25.004/16/2010 3:55:18 PM
aquistoyraul$25.00$25.004/16/2010 2:40:51 PM
Nerdster1$25.01$25.014/16/2010 3:48:34 PM
irrelevant$25.00$25.004/9/2010 4:23:24 PM
loan-fate$25.00$25.004/9/2010 4:32:02 PM
JohnSmallberries$25.00$25.004/9/2010 4:32:17 PM
ttnk62918$25.00$25.004/12/2010 2:18:03 PM
understanding-velocity$25.00$25.004/13/2010 10:07:07 AM
golden-currency$25.00$25.004/13/2010 9:26:37 AM
scoobiedoo$25.00$25.004/13/2010 9:51:42 AM
integrity-doctor$100.00$100.004/13/2010 11:38:28 AM
autonomous-truth$50.00$50.004/14/2010 3:59:05 PM
Your_Bank$50.00$50.004/14/2010 5:17:35 PM
RecoveryLender$25.00$25.004/15/2010 3:53:48 AM
vigilance-searcher$25.00$25.004/15/2010 9:43:05 AM
supasonic$25.00$25.004/15/2010 10:02:12 AM
tukuks$71.46$71.464/15/2010 4:28:29 PM
benefit-trident$25.00$25.004/15/2010 5:37:30 PM
MarcusOcean$50.00$50.004/15/2010 7:17:32 PM
diligent-moola9$25.20$25.204/15/2010 5:00:59 PM
sc-pjb11$25.00$25.004/16/2010 2:56:19 AM
KirosPOS$50.00$50.004/15/2010 9:22:06 PM
KLcapital$25.00$25.004/15/2010 8:19:08 PM
UBOtto186$32.69$32.694/15/2010 11:04:50 PM
des_strm_vet$25.00$25.004/16/2010 6:23:27 AM
CaliforniaSun$25.00$25.004/16/2010 8:23:46 AM
Ronnieboy888$25.00$25.004/16/2010 7:38:42 AM
JackinGreen$25.00$25.004/16/2010 7:54:58 AM
realtormoises$25.00$25.004/16/2010 10:09:14 AM
Jamahl$35.00$35.004/16/2010 11:45:42 AM
Leopoldine$25.14$25.144/16/2010 11:49:30 AM
value-rapture$25.00$25.004/16/2010 9:50:22 AM
srsock$25.00$25.004/16/2010 2:41:10 PM
shrewd-income$25.00$25.004/16/2010 3:01:41 PM
dudebrah$25.00$25.004/16/2010 11:47:50 AM
mammalian4$25.00$25.004/16/2010 11:57:58 AM
burger283$25.00$25.004/16/2010 12:05:05 PM
Stingray8a$25.00$25.004/16/2010 1:29:40 PM
Starfin300$28.66$28.664/16/2010 3:26:07 PM
blissful-gain$25.00$25.004/16/2010 3:46:31 PM
Engineer44$25.00$25.004/16/2010 3:58:27 PM
83 bids
 
Borrower Payment Dependent Notes Series 450615
This series of Notes was issued and sold upon the funding of the borrower loan #41883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $95.93
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $95.68
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1998 Debt/Income ratio: 45%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 16 / 16Length of status:4y 11m
Credit score: 720-739 (Mar-2010) Total credit lines: 27 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $21,376Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 42%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: first-loyalty-cedar Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Cards
Purpose of loan:
This loan will be used to pay off credit card balances that have been impacted by rising interest rates.?

My financial situation:
I am a good candidate for this loan because I have excellent credit and a solid history of paying off my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:11 PM
torion$25.00$25.004/12/2010 4:28:00 PM
delicious-social132$25.00$25.004/12/2010 4:28:34 PM
dinero-speaker$25.00$25.004/12/2010 4:29:16 PM
integrity-doctor$94.67$94.674/12/2010 4:30:56 PM
nickel-ferret$25.00$25.004/12/2010 4:32:28 PM
hrubinst$25.00$25.004/12/2010 4:27:12 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:49 PM
successful-agreement7$29.43$29.434/12/2010 4:35:46 PM
logical-reward8$25.00$25.004/12/2010 4:32:45 PM
Dap2005$25.00$25.004/12/2010 4:33:48 PM
rollin6978$25.00$25.004/12/2010 4:35:24 PM
supersarah61$25.00$25.004/12/2010 4:44:10 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:11 PM
AF-Chief$27.00$27.004/12/2010 4:47:06 PM
salala$25.00$25.004/12/2010 6:59:02 PM
brazilofmux$25.00$25.004/12/2010 6:20:03 PM
return-buddy$25.00$25.004/12/2010 4:46:44 PM
samo102us$25.00$25.004/13/2010 8:03:35 AM
capital-marsupial3$25.00$25.004/13/2010 9:33:38 AM
jdrez$25.00$25.004/13/2010 10:03:10 AM
the-profit-oracle$25.00$25.004/13/2010 1:58:05 AM
stable-nickel$100.00$100.004/13/2010 11:11:28 AM
inspired-contract9$25.00$25.004/13/2010 1:00:58 PM
selfmademan$25.00$25.004/13/2010 10:43:49 AM
platinum-sorcerer6$25.00$25.004/13/2010 2:08:16 PM
market-pudding$25.00$25.004/13/2010 1:26:07 PM
radforj22$25.00$25.004/13/2010 1:26:27 PM
Aquani$50.00$50.004/13/2010 4:37:27 PM
chekat$25.00$25.004/13/2010 4:40:15 PM
Sixmil$25.00$25.004/13/2010 4:37:11 PM
Interloper$25.00$25.004/13/2010 4:39:16 PM
personal-lender$25.00$25.004/13/2010 4:40:09 PM
micko$25.00$25.004/13/2010 4:57:53 PM
topher515$25.00$25.004/13/2010 6:01:27 PM
CarDealer3070$25.00$25.004/13/2010 5:48:16 PM
PaulW$25.00$25.004/14/2010 12:08:35 AM
booyah$50.00$50.004/14/2010 5:08:00 AM
mathprof$25.00$25.004/14/2010 6:13:06 AM
jrbill1998$50.00$50.004/14/2010 12:10:00 PM
BigGuyBank$25.00$25.004/14/2010 2:34:14 PM
khamlagirl$25.00$25.004/14/2010 5:53:41 PM
mtp$43.94$43.944/14/2010 2:44:48 PM
authoritative-capital$25.00$20.284/14/2010 9:28:07 PM
sloak$25.00$25.004/12/2010 4:16:25 PM
Avala$50.00$50.004/12/2010 4:28:16 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:34 PM
mmckune$25.00$25.004/12/2010 4:31:52 PM
Supernick$50.00$50.004/12/2010 4:35:13 PM
lagnisiruk$25.00$25.004/12/2010 4:35:48 PM
Havana21$50.00$50.004/12/2010 4:38:26 PM
bowdish1$50.00$50.004/12/2010 4:38:42 PM
Syndication$25.00$25.004/12/2010 4:39:35 PM
kindness-percolator5$25.00$25.004/12/2010 4:40:04 PM
bill-expert$25.00$25.004/12/2010 4:40:21 PM
orgy63$25.00$25.004/12/2010 4:40:43 PM
unassassinable$25.00$25.004/12/2010 4:34:46 PM
Clambake$50.00$50.004/12/2010 4:44:23 PM
Cai8899$50.00$50.004/12/2010 4:44:41 PM
TCR3$25.00$25.004/12/2010 4:42:29 PM
PRGuyinVA$25.00$25.004/12/2010 4:43:02 PM
Quetz$25.00$25.004/12/2010 4:46:12 PM
bchen78875$25.00$25.004/12/2010 9:58:23 PM
mikeandcat$50.00$50.004/12/2010 11:31:00 PM
aggielender$25.00$25.004/12/2010 8:50:12 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:17 PM
KiwiElf$25.00$25.004/12/2010 11:31:04 PM
The_Secret$50.00$50.004/13/2010 3:23:44 AM
Artist_Blue$25.00$25.004/13/2010 10:43:46 AM
Josta$50.00$50.004/13/2010 11:21:27 AM
SNH$50.00$50.004/13/2010 2:42:53 PM
peerlender$30.00$30.004/13/2010 1:25:42 PM
jo2y$25.00$25.004/13/2010 4:39:22 PM
GElender$50.00$50.004/13/2010 4:40:28 PM
skuba$25.00$25.004/13/2010 4:41:01 PM
newest-inspiring-power$25.00$25.004/13/2010 4:41:39 PM
anton$49.68$49.684/13/2010 2:54:26 PM
calm-deal7$25.00$25.004/13/2010 4:53:30 PM
lamarsam$25.00$25.004/13/2010 5:04:45 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:43:06 PM
ISHLEP67$50.00$50.004/13/2010 8:28:11 PM
RusRobo$25.00$25.004/13/2010 8:57:46 PM
Okeey$25.00$25.004/14/2010 9:10:05 AM
Unitas4302$50.00$50.004/14/2010 6:05:04 AM
Kelor99$25.00$25.004/14/2010 3:11:11 PM
IIP77$25.00$25.004/14/2010 4:04:03 PM
influential-compassion9$50.00$50.004/14/2010 12:03:16 PM
Randini$25.00$25.004/14/2010 12:09:59 PM
gracej$25.00$25.004/14/2010 4:28:38 PM
contract-eagle$25.00$25.004/14/2010 1:43:08 PM
90 bids
 
Borrower Payment Dependent Notes Series 451921
This series of Notes was issued and sold upon the funding of the borrower loan #41807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 13.03% Starting borrower rate/APR: 14.03% / 16.19% Starting monthly payment: $68.38
Final lender yield: 12.85% Final borrower rate/APR: 13.85% / 16.01% Final monthly payment: $68.21
 
Auction yield range: 6.04% - 13.03% Estimated loss impact: 5.21%  
Lender servicing fee: 1.00% Estimated return: 7.64%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1987 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Retired
Enhanced (1-5):4 Current / open credit lines: 7 / 5Length of status:16y 7m
Credit score: 720-739 (Mar-2010) Total credit lines: 23Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $14,994 
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 8    
Screen name: first-class-platinum5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Property Taxes
Purpose of loan:
This loan will be used to??pay?the property taxes on?my daughter's?house.? We would hate to lose it after enjoying it for 25 years!

My financial situation:
I am a good candidate for this loan because? I believe very strongly in paying what I owe, and because I have a reliable source of income.? I receive a monthly pension and Social Security, and I have less than $500/money in fixed obligations.

I would greatly appreciate any help your lovely service can provide!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Nerdster1$25.00$25.003/29/2010 3:53:53 PM
AF-Chief$28.00$28.003/29/2010 3:50:34 PM
Havana21$50.00$50.003/29/2010 4:00:45 PM
HedgeFund$40.00$40.003/29/2010 4:04:47 PM
chekat$25.00$25.003/29/2010 4:01:12 PM
windfall46$25.00$25.003/29/2010 4:06:20 PM
torion$25.00$25.003/29/2010 4:03:01 PM
Avala$50.00$50.003/29/2010 4:03:15 PM
personal-lender$25.00$25.003/29/2010 4:03:28 PM
bonus-adventure3$25.00$25.003/29/2010 4:03:58 PM
dinero-speaker$25.00$25.003/29/2010 4:07:51 PM
return-eclipse0$25.00$21.883/29/2010 4:08:15 PM
coup173$25.00$25.003/30/2010 12:11:44 PM
850$50.00$50.003/30/2010 10:01:20 PM
credit-panda1$50.00$50.004/1/2010 10:53:19 AM
rome1426$25.00$25.004/1/2010 11:12:48 AM
totoro$25.00$25.004/1/2010 11:46:09 AM
dmk2006$25.00$25.004/3/2010 1:04:33 PM
ASG_NECO$61.78$61.784/3/2010 6:56:22 PM
myduck$50.00$50.004/4/2010 4:54:02 PM
mreod$43.53$43.534/5/2010 3:47:53 AM
patriot384$150.00$150.004/5/2010 6:46:58 AM
mkvance$25.00$25.004/5/2010 10:28:05 AM
glenium$25.00$25.004/5/2010 10:14:32 AM
broker558$25.00$25.004/5/2010 3:33:15 PM
Nasdaq$25.00$25.004/5/2010 3:47:58 PM
gothampark$25.00$25.004/5/2010 3:24:28 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:50:47 PM
responsibility-mulberry$25.00$25.003/29/2010 3:59:40 PM
hrubinst$25.00$25.003/29/2010 3:59:50 PM
Clambake$50.00$50.003/29/2010 4:02:43 PM
CarDealer3070$25.00$25.003/29/2010 4:00:18 PM
studious-bonus7$50.00$50.003/29/2010 3:59:24 PM
economy-producer$25.00$25.003/29/2010 4:00:53 PM
ahansen$25.00$25.003/29/2010 4:06:41 PM
delicious-social132$25.00$25.003/29/2010 4:03:41 PM
inspired-contract9$25.00$25.003/29/2010 4:03:52 PM
ddog0224$25.00$25.003/29/2010 4:05:02 PM
HHP$25.00$25.003/29/2010 4:05:28 PM
currency-sergeant$25.00$25.003/29/2010 4:07:35 PM
Sven79$25.00$25.003/30/2010 1:23:19 AM
broker558$25.00$25.003/30/2010 7:23:12 AM
knowonder$25.00$25.003/31/2010 7:39:57 PM
interstellar$50.00$50.004/1/2010 1:32:10 PM
steady-dime$25.00$25.004/1/2010 10:08:21 PM
bigmacbeef$25.00$25.004/2/2010 4:44:38 AM
mammalian4$25.00$25.004/2/2010 6:58:32 PM
LMM1$25.00$25.004/3/2010 10:48:52 AM
sadhikari$25.00$25.004/3/2010 8:39:47 PM
dorypro$25.00$25.004/4/2010 6:25:13 PM
wild-orange$100.00$100.004/5/2010 8:50:15 AM
wealth-pipeline$25.00$25.004/5/2010 12:19:49 PM
greenback-ally$50.00$50.004/5/2010 1:10:09 PM
wwwUniversal$25.00$25.004/5/2010 3:11:58 PM
rajs$154.81$154.814/5/2010 3:20:12 PM
55 bids
 
Borrower Payment Dependent Notes Series 452643
This series of Notes was issued and sold upon the funding of the borrower loan #41898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-05-2010 
  Auction end date:  Apr-12-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 12.93% Starting monthly payment: $31.98
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 12.75% Final monthly payment: $31.89
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1990 Debt/Income ratio: 6%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Retired
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:8y 3m
Credit score: 760-779 (Mar-2010) Total credit lines: 40Stated income:$25,000-$49,999
Now delinquent: 0 Revolving credit balance: $2,789 
Amount delinquent: $1,665 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 1    
Screen name: gdpent1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used?to pay low balances off.?

My financial situation:
I am a good candidate for this loan because I got a raise and already started making some headway.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Retired? Either you look REALLY good for your age or you won the lottery. Which one is it? - Loan_shark718
A: I am retired with a disability.bad back. (Apr-12-2010)
Q: Since no one else asked this. What do you do for work? Your status says you are retired. - slwholesales
A: I am retired due to a disability. (Apr-12-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
favorable-order8$25.00$25.004/5/2010 4:34:43 PM
AF-Chief$28.00$28.004/5/2010 4:47:29 PM
mizon291$50.00$50.004/5/2010 4:47:58 PM
interstellar$42.15$42.154/6/2010 10:47:44 AM
scottysidewinder$35.00$35.004/7/2010 6:55:46 PM
Ven58$25.00$25.004/9/2010 5:46:54 PM
lukeskywalkerkp$50.00$50.004/10/2010 9:59:31 AM
Lender0307$25.00$25.004/10/2010 9:42:20 AM
singletrck$25.00$25.004/12/2010 8:22:31 AM
wild-orange$50.00$50.004/12/2010 11:36:02 AM
scientists$25.00$25.004/12/2010 10:52:43 AM
wwwUniversal$25.00$25.004/12/2010 4:09:12 PM
KandKLegacyInvestments$25.00$25.004/5/2010 4:35:14 PM
kenji4861$25.00$25.004/5/2010 4:37:56 PM
kid8549$25.00$25.004/5/2010 4:42:39 PM
Phantom99$25.00$25.004/5/2010 4:55:42 PM
Walkingcowboy$25.00$0.694/5/2010 4:56:35 PM
radforj22$25.00$25.004/5/2010 4:54:20 PM
creative-finance7$25.00$25.004/5/2010 6:55:24 PM
site_ml$25.00$25.004/6/2010 6:17:54 AM
the-profit-oracle$25.00$25.004/6/2010 3:09:50 PM
isfahanian$40.60$40.604/7/2010 10:34:12 AM
dmk2006$25.00$25.004/8/2010 3:20:30 PM
akgirlx$25.00$25.004/9/2010 5:13:48 PM
1fairlender$50.00$50.004/10/2010 6:15:28 AM
marwadi-62$100.00$100.004/10/2010 7:44:53 PM
bonus-adventure3$50.00$50.004/11/2010 5:59:41 AM
Queueball1$25.00$25.004/12/2010 9:09:02 AM
improvman$25.00$25.004/12/2010 11:08:08 AM
persistent-value3$25.21$25.214/12/2010 10:18:04 AM
lijah10$28.35$28.354/12/2010 11:41:17 AM
31 bids
 
Borrower Payment Dependent Notes Series 452997
This series of Notes was issued and sold upon the funding of the borrower loan #41816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-08-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $226.18
Final lender yield: 29.85% Final borrower rate/APR: 30.85% / 33.24% Final monthly payment: $214.59
 
Auction yield range: 11.04% - 34.00% Estimated loss impact: 10.75%  
Lender servicing fee: 1.00% Estimated return: 19.10%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2002 Debt/Income ratio: 28%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 17 / 14Length of status:1y 11m
Credit score: 640-659 (Mar-2010) Total credit lines: 24 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $70,108Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 97%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wealth-searcher3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of credit card debt
Purpose of loan:
I am trying to pay off my American Express credit card which?is currently at a?$10,000 utilization with an $11,000 credit limit. The reason it was maxed out about 8 months ago is because my twin?sister had a medical emergency and unfortunately at that time she was laid off and hence she did not have any insurance. I stepped up to help her?pay her medical expenses and thus invariably saved her financially. For no reason American Express jacked up my rate to 28% ( they stated it was because i?had gone over the credit limit by $20.00)?and thus i am needing this loan to pay off half of it and have it paid off in 36 months via this prosper listing. At this point, i am just trying to manage my finances prudently and with your help i hope to accomplish that.

My financial situation:
My job?title is that of an Assistant Vice President of?Business Development for a big Mid-western Bank with a 120 billion in assets. My bank has been in existence?for over 150 years and?I have been in my current position for?2 years. Prior to being?recruited by this bank,?I was a Top?banker in another major financial institution and recongnized as a?top?producer 3 years in a row.?Based on my last review 3 months ago, I have been slated to be promoted to a Vice President within the next few months barring anything unforseen. At this?point,?I look forward to continue being gainfully employed. My current home is valued at 300,000. I have a 290,000 mortgage against it. Bank of America holds the first mortgage at a 30yr fixed @ 232,000 with a 6% rate. I have a 2nd mortgage which is a Prime Equity line with bank of america @ 58,000 @ prime 3.25%. As you probably realize, this equity line is maxed out and considered a revolving credit line hence my high credit utilization of 97% on my credit report.?With the prosper loan?listing of $226 a month?payment that would retire 5000 in credit card debt in 36 months. My?monthly payment on the American Express revolver would reduce to about $130/month. I would pay that as well as paying more each?month. At this rate, a fixed portion would be paid off soon?and the revolving debt will eventually be paid off too.?As i explained, the reason that my fico?score went down was because i recently?shopped around for a car loan and the auto dealer decided to shop me around to multiple lenders without my permission within a 4 week window. This caused various inquiries which depressed my fico?score. I eventually got the car?loan through my bank.

Monthly net income: $ 7,500

Monthly expenses: $6,500
??Housing: $ 1,100
??Insurance: $ 200
??Car expenses: $ 700
??Utilities: $ 200
??Phone, cable, internet: $200
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 700
??Other expenses: $ 3000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
commerce-stronghold$200.00$200.004/8/2010 7:16:47 PM
Loan_Stranger$50.00$50.004/8/2010 9:25:31 PM
new-peso-concerto$75.00$75.004/9/2010 8:12:56 AM
TheSweetLender$30.00$30.004/9/2010 6:07:08 AM
ptjg$25.00$25.004/9/2010 11:27:58 PM
euphoria8$25.00$25.004/10/2010 9:26:06 AM
leverage-monger$25.00$25.004/11/2010 6:18:31 PM
smart-gain$47.54$47.544/12/2010 4:58:30 PM
chroman$50.00$50.004/12/2010 7:18:09 PM
Gregger$27.57$27.574/12/2010 7:36:53 PM
Whipster$25.00$25.004/13/2010 1:15:02 AM
cashhelp$25.00$25.004/13/2010 3:29:08 AM
flexible-duty$30.00$30.004/13/2010 9:03:36 AM
buffalobills$25.00$25.004/13/2010 7:44:35 AM
ore-dojo$50.00$50.004/13/2010 9:39:09 AM
loan-fate$50.00$50.004/13/2010 3:24:21 AM
income-rocker2$46.46$46.464/13/2010 6:54:58 AM
back-scratchers$25.00$25.004/13/2010 6:29:24 PM
hektek22$25.00$25.004/13/2010 8:46:11 PM
siv$50.00$50.004/14/2010 8:34:33 AM
padewy$25.00$25.004/14/2010 10:34:43 AM
Bob450$35.00$35.004/14/2010 7:51:22 AM
msmlender$50.00$50.004/14/2010 4:26:35 PM
Your_Bank$100.00$100.004/14/2010 4:36:12 PM
farmn$25.00$25.004/14/2010 5:42:04 PM
wbwill$25.00$25.004/14/2010 7:13:31 PM
reflective-rupee$100.00$100.004/15/2010 10:17:45 AM
credit-shower$25.00$25.004/14/2010 9:32:41 PM
shrewd-income$25.00$25.004/15/2010 8:18:34 AM
jhernand17$25.00$25.004/15/2010 8:17:40 AM
Evolver$29.24$29.244/15/2010 11:16:56 AM
bear01$30.00$30.004/15/2010 10:17:54 AM
fund-fox4$50.00$50.004/15/2010 11:14:07 AM
ORteacher$25.00$25.004/15/2010 11:17:56 AM
gt5149c$27.85$27.854/15/2010 11:41:15 AM
wealth-multiplier$25.00$25.004/15/2010 11:38:17 AM
credit-missile$50.00$50.004/15/2010 12:51:07 PM
Ogerta$71.31$71.314/15/2010 1:19:12 PM
farchoir$25.00$25.004/15/2010 12:27:15 PM
fate017$75.00$75.004/15/2010 12:48:26 PM
SkipperScott$30.39$30.394/15/2010 1:08:29 PM
Frosty$25.00$25.004/15/2010 3:22:27 PM
unger$50.00$50.004/15/2010 3:29:12 PM
Ogerta$271.31$271.314/15/2010 1:21:41 PM
SAR-2$118.00$118.004/15/2010 2:36:31 PM
PotBellyPete$25.00$25.004/15/2010 1:26:23 PM
skillful-asset5$100.00$100.004/15/2010 3:06:16 PM
TakeCare$50.00$50.004/15/2010 2:10:03 PM
b-rent$25.00$25.004/15/2010 3:04:32 PM
cunning-bill$25.00$25.004/15/2010 3:45:57 PM
leverage-monger$100.00$100.004/15/2010 3:52:36 PM
payout-bridge$25.30$25.304/15/2010 3:59:59 PM
tntmojave$25.00$25.004/8/2010 4:58:44 PM
lucrative-loan$150.00$150.004/8/2010 5:06:31 PM
commerce-stronghold$50.00$50.004/8/2010 7:15:05 PM
mercuriant$25.00$25.004/8/2010 5:06:42 PM
fund-secret-agent$25.00$25.004/9/2010 2:57:57 PM
tntmojave$25.00$25.004/9/2010 3:14:05 PM
Bob450$28.00$28.004/12/2010 10:37:19 PM
frogperson$50.00$50.004/13/2010 4:26:30 PM
bold-direct-asset$25.00$25.004/13/2010 3:56:44 PM
Book-Mark$29.53$29.534/13/2010 8:44:10 PM
nimble-cash7$50.00$50.004/14/2010 6:11:48 AM
realtormoises$25.00$25.004/14/2010 5:16:39 AM
deal-dojo$25.00$25.004/14/2010 10:20:00 AM
monstersdad$38.28$38.284/14/2010 10:59:38 AM
lend42013$30.00$30.004/14/2010 1:03:37 PM
Gobsek$25.00$25.004/14/2010 6:09:50 PM
Loanstou$96.70$96.704/14/2010 8:12:23 PM
Your_Bank$100.00$100.004/14/2010 4:35:41 PM
Swish_Investments$42.28$42.284/15/2010 5:49:16 AM
investment-visionary$33.95$33.954/14/2010 4:42:01 PM
Jamahl$50.00$50.004/15/2010 7:21:08 AM
CMDCO$50.00$50.004/14/2010 6:10:31 PM
credit-shower$25.00$25.004/14/2010 9:32:26 PM
grnii78$44.08$44.084/15/2010 9:20:31 AM
rvfbroker$25.00$25.004/14/2010 6:46:13 PM
MSLendingLLC$66.62$66.624/14/2010 7:07:09 PM
realtormoises$25.00$25.004/15/2010 9:38:18 AM
reflective-rupee$100.00$100.004/15/2010 10:16:49 AM
Rulea72$32.30$32.304/14/2010 8:38:51 PM
Leshan$25.00$25.004/15/2010 6:15:12 AM
amra$25.00$25.004/14/2010 9:45:00 PM
Trekow$25.00$25.004/15/2010 10:53:15 AM
vigilance-searcher$25.00$25.004/14/2010 10:34:06 PM
finance-prescription$50.00$50.004/15/2010 8:14:29 AM
Lubava$50.00$50.004/15/2010 5:41:27 AM
orange-pound-party$30.00$30.004/15/2010 6:50:42 AM
debestof83$27.89$27.894/15/2010 9:38:46 AM
jfs1179$25.00$25.004/15/2010 10:18:17 AM
favorable-dough$25.48$25.484/15/2010 10:04:28 AM
reflective-rupee$60.00$60.004/15/2010 10:18:27 AM
double22$27.32$27.324/15/2010 10:22:50 AM
jybank$25.00$25.004/15/2010 12:41:26 PM
farchoir$25.00$25.004/15/2010 1:27:37 PM
autonomous-truth$100.00$100.004/15/2010 1:57:33 PM
golden-currency$25.00$25.004/15/2010 12:15:48 PM
aquistoyraul$25.00$10.224/15/2010 2:50:22 PM
Ogerta$107.38$107.384/15/2010 1:22:55 PM
golden-currency$25.00$25.004/15/2010 12:16:35 PM
credit-missile$25.00$25.004/15/2010 3:58:41 PM
credit-missile$150.00$150.004/15/2010 12:47:36 PM
Nerdster1$25.00$25.004/15/2010 3:07:14 PM
patriot384$50.00$50.004/15/2010 3:44:33 PM
wonder3$25.00$25.004/15/2010 2:36:07 PM
walkinonwater$25.00$25.004/15/2010 2:52:37 PM
DasMula$25.00$25.004/15/2010 3:31:36 PM
capital-kingdom$25.00$25.004/15/2010 3:45:37 PM
CarlosCespedes$25.00$25.004/15/2010 4:00:00 PM
109 bids
 
Borrower Payment Dependent Notes Series 453023
This series of Notes was issued and sold upon the funding of the borrower loan #41880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Apr-06-2010 
  Auction end date:  Apr-13-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1990 Debt/Income ratio: 115%
Basic (1-10): 4 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 13 / 12Length of status:3y 7m
Credit score: 700-719 (Apr-2010) Total credit lines: 34 Occupation: Teacher
Now delinquent: 1 Revolving credit balance: $67,325Stated income:$25,000-$49,999
Amount delinquent: $20 Bankcard utilization: 94%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: wise-speedy-affluence Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Try #3 - Teacher looking for a Loan
Purpose of loan:? This is my third attempt and I don't know how to get lenders to look at my loan.....I see other HR borrowers getting loans and want to sort my finances out.

This loan will be used to help with making things right.? I am trying to use the money to?fill in the financial gaps?I have made.? I have two cars that need repairs, medical bills,?and to help be rectify those mistakes and enable me to put money aside in a savings account for rainy days.? I do not want to ask family and friends for money because I am embarrassed.? I have tried getting a loan through the bank but because of my deferrerd student loans have been told that my debt-to-income ratio is too high.? My student loans helped me graduate this February which will also increase my yearly income starting in September.

My financial situation:
I am a good candidate for this loan because I am?a full-time teacher and have a guaranteed income.? My HR rating is due to a high debt-to-income ratio.? This ratio and?a one-time late payment has caused me to have the HR rating and a lower credit score.? My credit score ranges from 680-772 depending on the credit?report.? I also have a spouse that contributes to our monthly income which he is a government employee and has a guaranteed income.? This loan will give me the opportunity to fix my cars, pay off medical bills, and enable me to put money aside to assist with unforeseen future events.? I am a risk due to my rating but getting this loan will provide me with the opportunity I need to make things right and I will ensure that if given this loan my payments will be on time and I can be a good borrower.? My accounts are all current and in good standing with the exception of the one time late payment.

Monthly net income: $ 2,770.? This does not include an additional income of $5,500.? Our total monthly net income is $8,270.

Monthly expenses:? Are for the total household and not just for my payments?$5,775
??Housing: $ 1,810
??Insurance: $ 185
??Car expenses: $ 362
??Utilities: $ 250
??Phone, cable, internet: $ 169
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 2,500 - this amount includes?RV payment, consolidation loan, student loans, etc.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi, Your credit profile shows a revolving credit balance of 67K is that all credit card debt or is some of it a home equity line of credit (HELOC). Thanks, Steve - DasMula
A: No, we did personal loans for an RV plus we did a home equity loan for flooring.. (Apr-07-2010)
Q: Hi, You may want to post your full explanation to my question about the 67K in revolving debt so it shows up in the listing for other lenders to see. That explains the high Debt to income ratio. Thanks, Steve - DasMula
A: I am explaining an answer from a lender that I emailed to him directly. My 67,000 that shows up is because I am an authorized user on my husband's accounts and my parents' accounts which shows up under me as debt since I can use those accounts. $27,000 was a personal line of credit used to purchase an RV. I hope this explains the large revolving debt. Thank you. (Apr-07-2010)
Q: How much debt do you have outstanding on your home equity line of credit? Thanks and best wishes. - reflective-rupee
A: We have about $9,000 left and our payments are $362 a month. This will be paid off in three years. (Apr-10-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$50.00$50.004/6/2010 6:06:29 PM
DasMula$50.00$50.004/6/2010 6:06:16 PM
DasMula$50.00$50.004/6/2010 6:06:41 PM
DasMula$25.00$25.004/6/2010 6:07:25 PM
DasMula$25.00$25.004/6/2010 6:08:01 PM
amra$25.00$25.004/8/2010 2:53:13 PM
sierrasteve$75.00$75.004/8/2010 4:57:04 PM
DasMula$25.00$25.004/8/2010 7:43:59 PM
DasMula$25.00$25.004/8/2010 7:44:32 PM
Bob450$25.00$25.004/8/2010 10:25:25 PM
lucrative-loan$100.00$100.004/8/2010 7:59:53 PM
genuine-diversification5$25.00$25.004/9/2010 7:28:20 PM
Jrbgood$50.00$50.004/9/2010 8:00:19 PM
reflective-rupee$25.00$25.004/10/2010 8:48:20 AM
DasMula$100.00$100.004/11/2010 10:22:06 AM
Your_Bank$50.00$50.004/11/2010 6:19:57 PM
adaptable-capital$250.00$250.004/12/2010 12:33:28 PM
Prairie-MN$30.00$30.004/12/2010 5:15:36 PM
reflective-rupee$350.00$113.894/12/2010 6:11:44 PM
realtormoises$25.00$25.004/12/2010 8:29:01 PM
Skeptical-one$25.00$25.004/12/2010 10:07:24 PM
Rip128$250.00$250.004/12/2010 5:24:10 PM
Your_Bank$25.00$25.004/12/2010 7:00:07 PM
farchoir$25.00$25.004/12/2010 8:21:47 PM
antoniofl$39.06$39.064/12/2010 8:51:02 PM
DasMula$50.00$50.004/6/2010 6:06:54 PM
DasMula$25.00$25.004/6/2010 6:07:10 PM
DasMula$25.00$25.004/6/2010 6:07:43 PM
DasMula$50.00$50.004/7/2010 11:42:32 AM
sjo1984111$25.00$25.004/7/2010 12:36:38 PM
56bones$25.00$25.004/8/2010 4:13:55 PM
DasMula$25.00$25.004/8/2010 7:43:05 PM
DasMula$25.00$25.004/8/2010 7:43:41 PM
DasMula$25.00$25.004/8/2010 7:44:15 PM
DasMula$25.00$25.004/8/2010 7:44:51 PM
DasMula$25.00$25.004/8/2010 7:43:23 PM
winmals$25.00$25.004/9/2010 10:49:11 AM
reflective-rupee$25.00$25.004/10/2010 8:48:35 AM
reflective-rupee$50.00$50.004/10/2010 8:47:51 AM
DasMula$100.00$100.004/11/2010 10:21:32 AM
GlenBank$75.00$75.004/11/2010 10:00:32 AM
DasMula$100.00$100.004/11/2010 10:21:48 AM
jerrymaguire$25.00$25.004/12/2010 7:04:43 AM
best-generosity-financier$25.00$25.004/11/2010 8:09:45 PM
TheSweetLender$50.00$50.004/12/2010 9:37:42 AM
scarlet-velvet$25.00$25.004/12/2010 12:45:23 PM
lend42013$38.00$38.004/12/2010 4:35:35 PM
CaliforniaSun$25.00$25.004/12/2010 5:54:52 PM
investment-cluster$25.00$25.004/12/2010 5:41:34 PM
Bob450$25.00$25.004/12/2010 10:12:11 PM
glenium$25.00$25.004/13/2010 2:38:05 AM
prominence8$29.05$29.054/12/2010 10:16:33 PM
52 bids
 
Borrower Payment Dependent Notes Series 453141
This series of Notes was issued and sold upon the funding of the borrower loan #41928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.99% Starting monthly payment: $61.54
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.51% Final monthly payment: $56.51
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.48%  
Lender servicing fee: 1.00% Estimated return: 9.52%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: 47%
Basic (1-10): 6 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 9 / 6Length of status:3y 2m
Credit score: 700-719 (Mar-2010) Total credit lines: 18 Occupation: Fireman
Now delinquent: 0 Revolving credit balance: $227Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: repayment-planetarium0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvemet
Purpose of loan:
This loan will help me get some new furniture that is very needed and finish some energy saving upgrades.

My financial situation:
I think I'm a good candidate for this loan because I have a good job and I'm very dependable. I have had my job for over 3 years and get paid good. My girlfriend also lives with me and has a full time job as a CNA making around 1800 monthly.

Monthly net income: $ 2200+

Monthly expenses: $ 1900-2000
??Housing: $ 420 ????
??Insurance: $ 135
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
transaction-circuit$25.00$25.004/12/2010 8:39:29 AM
SolarMoonshine$25.00$25.004/14/2010 6:18:55 PM
brondero$75.00$75.004/14/2010 7:32:18 PM
site_ml$25.00$25.004/15/2010 6:50:24 PM
alvinsl$25.00$25.004/15/2010 8:15:18 PM
rospa$25.00$25.004/16/2010 12:45:00 AM
cash-tent$25.00$25.004/15/2010 10:12:00 PM
euro-jet$25.00$25.004/16/2010 5:41:19 AM
wild-orange$100.00$100.004/16/2010 1:15:51 AM
OPEO$25.00$25.004/16/2010 6:16:31 AM
nimble-cash7$100.00$100.004/16/2010 6:36:59 AM
orange-pound-party$40.00$40.004/16/2010 4:46:37 AM
worthy-bid4$25.00$25.004/16/2010 9:09:17 AM
rebeldog67$50.00$50.004/16/2010 9:46:12 AM
GS-ROCK$25.00$25.004/16/2010 9:48:17 AM
evergreen16$25.00$25.004/16/2010 11:21:50 AM
principal-star$25.00$25.004/16/2010 11:31:51 AM
farchoir$25.00$25.004/16/2010 3:03:50 PM
PotBellyPete$25.00$25.004/16/2010 11:26:46 AM
shrewd-income$50.00$50.004/16/2010 11:47:43 AM
realtormoises$25.00$25.004/16/2010 1:11:56 PM
DasMula$25.00$25.004/16/2010 2:22:01 PM
hamster$27.06$27.064/16/2010 3:52:35 PM
Engineer44$25.00$25.004/16/2010 3:58:50 PM
deepblue34$30.00$30.004/15/2010 4:59:55 PM
vigilance-searcher$25.00$25.004/15/2010 10:04:14 PM
CoolPlexer$25.00$25.004/15/2010 6:17:45 PM
Leshan$33.33$33.334/15/2010 10:13:40 PM
Kanyon$50.00$50.004/15/2010 11:23:27 PM
Littlepeng$25.00$25.004/15/2010 8:36:39 PM
crjmechanic$25.00$25.004/16/2010 12:29:48 AM
mwb$25.00$25.004/16/2010 7:56:49 AM
des_strm_vet$25.00$25.004/16/2010 6:24:18 AM
CaliforniaSun$25.00$25.004/16/2010 8:35:06 AM
HPANTER311$25.00$25.004/16/2010 6:57:20 AM
NriHomes$25.00$25.004/16/2010 9:35:15 AM
Jazzy503$27.50$27.504/16/2010 11:02:03 AM
ddogs$50.00$50.004/16/2010 11:37:48 AM
admirable-loyalty$25.00$25.004/16/2010 11:11:39 AM
THEREALESTATEGUY$25.33$22.634/16/2010 2:57:46 PM
carrinel$69.30$69.304/16/2010 12:14:50 PM
Leopoldine$25.17$25.174/16/2010 3:37:59 PM
Nerdster1$25.01$25.014/16/2010 3:50:28 PM
SkyLoan$25.00$25.004/16/2010 1:24:49 PM
mbf2234$25.00$25.004/16/2010 1:38:22 PM
45 bids
 
Borrower Payment Dependent Notes Series 453147
This series of Notes was issued and sold upon the funding of the borrower loan #41916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $180.94
Final lender yield: 29.90% Final borrower rate/APR: 30.90% / 33.29% Final monthly payment: $171.78
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.37%  
Lender servicing fee: 1.00% Estimated return: 14.53%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1997 Debt/Income ratio: 30%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 11Length of status:5y 10m
Credit score: 640-659 (Apr-2010) Total credit lines: 37 Occupation: Retail Management
Now delinquent: 1 Revolving credit balance: $5,261Stated income:$50,000-$74,999
Amount delinquent: $72 Bankcard utilization: 70%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 11    
Screen name: 2ndChanceDoinItRight Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
640-659 (Feb-2010)
620-639 (Nov-2009)
620-639 (Jun-2008)
520-539 (Mar-2007)
 
Principal balance: $2,813.38 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
sold expensive home-repair downsize
Purpose of loan:
We sold our expensive home in Sept.? We still own the home that we lived into prior and we have been renting that out.? Our tenant is moving out but after renting to different people for 5 years its not in the best condition.? This loan will be to put new carpeting and flooring in the home.? We have cash for new appliances.? This remodel will bring our appraised value up 15,000.

Once we get the remodel done we can refinance with a full appraisal on a conventional loan and consolidate all of our credit cards.? This will get us below 80% ltv and get our payment down to $800 including taxes, insurance and paying off the credit cards.

My financial situation:

Monthly net income (mine and my husands after taxes and 401k): $ 6630
My Husbands: $2200
My Income:? $4430

Monthly expenses: $?4634
??Mortgage (on our rental property):? $986
? Insurance (home, auto and life): $?285
??Car expenses: $ 811
??Utilities: $?165
??Phone, cable, internet: $ 179
??Food, entertainment: $ 1200
??Clothing, household expenses $ 200
??Credit cards, student loans: $ 603
? Current Propser loan:? $205?


Additional Incormation:? I have never made a late payment on my auto loan, prosper loan or student loans or credit cards.? I have not made a late mortgage payment in?almost 3?years (and that was due to an adjustable rate mortgage that was over 14% at the time).?

***? The $72 delinquency on the credit bureau is an item that I have filed a consumer dispute for in the last 30 days.? I just recieved a letter communicating this and they state it is?a type of mail order subscription.? I do not purchase mail order items or internet purchased items.? I was not aware of this account nor have I ever signed up.? I have already been in contact with this company to resolve this issue.? If this is my account I will pay it, however I have not recieved a bill? ***

If you have any additional questions please ask
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jgshinn$25.00$25.004/9/2010 4:08:59 PM
SolarMoonshine$25.00$25.004/15/2010 2:43:53 PM
Aberdeen$400.00$400.004/15/2010 2:52:18 PM
Your_Bank$50.00$50.004/15/2010 2:35:10 PM
JM245$25.00$25.004/15/2010 2:52:02 PM
marwadi-62$200.00$200.004/15/2010 4:26:36 PM
divine940$25.00$25.004/15/2010 7:14:41 PM
vigilance-searcher$25.00$25.004/15/2010 10:05:40 PM
Kash2010lu$35.00$35.004/15/2010 6:11:54 PM
vest_vortex$50.00$50.004/15/2010 6:41:24 PM
supreme-hope$25.00$25.004/16/2010 4:12:56 AM
nimble-cash7$64.00$64.004/16/2010 6:38:23 AM
orange-pound-party$30.00$30.004/16/2010 4:48:57 AM
IASKGOD$25.00$25.004/16/2010 9:10:52 AM
partyplan$35.00$35.004/16/2010 7:37:39 AM
chameleon125$50.00$50.004/16/2010 8:00:23 AM
rebeldog67$50.00$50.004/16/2010 9:44:30 AM
momentous-gold$25.00$25.004/16/2010 9:46:36 AM
realtormoises$25.00$25.004/16/2010 10:06:35 AM
heerzaquestion$40.00$40.004/16/2010 12:35:19 PM
admirable-yield9$26.98$26.984/16/2010 12:39:08 PM
justice-disk$25.00$25.004/16/2010 11:18:21 AM
JauaFlash$25.96$25.964/16/2010 1:07:37 PM
Bob450$25.00$25.004/16/2010 3:19:28 PM
principal-laser$26.59$26.594/16/2010 12:21:09 PM
akakii$44.47$44.474/16/2010 12:33:34 PM
golden-currency$25.00$25.004/16/2010 1:05:11 PM
sparkling-contract7$25.00$25.004/16/2010 1:12:04 PM
cunning-bill$25.00$25.004/16/2010 3:00:52 PM
JustMee$25.00$25.004/9/2010 5:21:30 PM
UCLA4life$25.00$25.004/10/2010 6:32:58 AM
lucrative-loan$300.00$300.004/15/2010 1:24:37 PM
dcm6276$25.00$25.004/15/2010 3:33:56 PM
Your_Bank$100.00$100.004/15/2010 2:35:31 PM
Your_Bank$50.00$50.004/15/2010 2:34:49 PM
deepblue34$30.00$30.004/15/2010 5:01:15 PM
Tono$25.00$25.004/15/2010 4:37:02 PM
boo_hoo$50.00$50.004/15/2010 7:36:21 PM
twjh$25.00$25.004/15/2010 8:19:16 PM
Leshan$100.00$100.004/15/2010 10:14:38 PM
twjh$25.00$25.004/15/2010 8:10:26 PM
sensible-fund$38.01$38.014/15/2010 5:34:52 PM
verticalhorizon$26.55$26.554/16/2010 2:23:04 AM
jojofrankie$50.00$50.004/16/2010 6:19:38 AM
davidmanheim$30.00$30.004/16/2010 7:23:51 AM
paceme1$35.78$35.784/16/2010 7:19:28 AM
zxr$25.00$25.004/16/2010 7:21:13 AM
JackinGreen$50.00$50.004/16/2010 7:56:32 AM
CaliforniaSun$25.00$25.004/16/2010 8:37:13 AM
five-star-note$100.00$100.004/16/2010 10:17:11 AM
finance-prescription$500.00$500.004/16/2010 12:30:01 PM
NeketanBank$50.00$50.004/16/2010 10:29:41 AM
Trekow$25.76$25.764/16/2010 11:02:30 AM
topmonkey$72.00$72.004/16/2010 11:34:53 AM
farchoir$25.00$25.004/16/2010 1:31:26 PM
ohmarkybaby$25.00$25.004/16/2010 2:47:12 PM
Hobson$30.00$30.004/16/2010 12:27:07 PM
Nerdster1$25.01$25.014/16/2010 3:51:21 PM
rlaboy$40.20$40.204/16/2010 12:39:55 PM
Your_Bank$125.00$125.004/16/2010 3:55:17 PM
AF-Chief$35.00$35.004/16/2010 12:56:50 PM
Champion_Lending$25.00$25.004/16/2010 12:03:21 PM
Stingray8a$25.00$25.004/16/2010 1:32:39 PM
aquistoyraul$25.00$25.004/16/2010 2:00:46 PM
LARRY4NY$32.50$32.504/16/2010 3:57:20 PM
Your_Bank$75.00$75.004/16/2010 3:06:47 PM
YoungTaxMan$400.00$226.194/16/2010 3:46:42 PM
67 bids
 
Borrower Payment Dependent Notes Series 453217
This series of Notes was issued and sold upon the funding of the borrower loan #41813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $245.09
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $241.23
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1985 Debt/Income ratio: 27%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 8 / 8Length of status:4y 11m
Credit score: 680-699 (Mar-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $56,902Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 92%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: wise-reflective-commitment Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debts
Purpose of loan:
I will be using this loan to repay debts.
My financial situation:
I have a solid history of repaying my debts and have a stable steady job where I one of the top consultants in my company. I have budgeted my monthly income with personal finance tools for most of my life and believe I have approximately twice the loan repayment amount spare in my budget to repay this loan. My goal in taking this loan is to repay debts & revolving credit.
Monthly net income: $
7500
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 70
??Car expenses: $ 100
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
favorable-order8$25.00$25.004/9/2010 4:07:22 PM
KandKLegacyInvestments$25.00$25.004/9/2010 4:06:18 PM
hrubinst$25.00$25.004/9/2010 4:25:32 PM
bonus-adventure3$50.00$50.004/9/2010 4:26:01 PM
ddog0224$25.00$25.004/9/2010 4:26:05 PM
nickel-ferret$25.00$25.004/9/2010 4:27:20 PM
logical-reward8$25.00$25.004/9/2010 4:27:24 PM
lagnisiruk$25.00$25.004/9/2010 4:29:09 PM
Zingaro$25.00$25.004/9/2010 4:31:11 PM
studious-bonus7$50.00$50.004/9/2010 4:27:40 PM
bowdish1$50.00$50.004/9/2010 4:31:29 PM
klinebarger$25.00$25.004/9/2010 4:31:52 PM
maldok1$25.00$25.004/9/2010 4:32:11 PM
platinum-sorcerer6$25.00$25.004/9/2010 4:28:07 PM
income-fortress$25.00$25.004/9/2010 4:24:51 PM
CO80487$25.00$25.004/9/2010 4:28:46 PM
ideal-platinum1$25.00$25.004/9/2010 4:29:16 PM
HaveToWrite$25.00$25.004/9/2010 4:29:36 PM
bchen78875$25.00$25.004/9/2010 4:29:50 PM
delicious-social132$25.00$25.004/9/2010 4:25:52 PM
dinero-speaker$25.00$25.004/9/2010 4:26:11 PM
Havana21$50.00$50.004/9/2010 4:31:21 PM
youthful-greenback3$35.00$35.004/9/2010 4:31:39 PM
coin-investor$25.00$25.004/9/2010 4:31:45 PM
rolandweary$30.00$30.004/9/2010 4:31:49 PM
orgy63$25.00$25.004/9/2010 5:12:58 PM
radforj22$25.00$25.004/9/2010 4:27:33 PM
BGILlender$25.00$25.004/9/2010 4:38:24 PM
Yaj$25.00$25.004/9/2010 4:41:50 PM
Supernick$50.00$50.004/9/2010 4:28:41 PM
successful-agreement7$100.00$100.004/9/2010 4:29:03 PM
bill-expert$25.00$25.004/9/2010 4:48:36 PM
inspired-contract9$25.00$25.004/9/2010 4:29:21 PM
peso-mate$25.00$25.004/9/2010 5:50:02 PM
network2$25.00$25.004/9/2010 6:43:18 PM
henmota$25.00$25.004/9/2010 5:03:45 PM
Fearless_Lender$25.00$25.004/9/2010 6:50:26 PM
supreme-hope$25.00$25.004/9/2010 10:53:07 PM
LongBeachLender$25.00$25.004/10/2010 12:33:01 AM
BuffetRocks$50.00$50.004/9/2010 5:23:47 PM
fcukciti$29.43$29.434/9/2010 9:10:16 PM
jed919$25.00$25.004/9/2010 8:53:38 PM
benefit-trident$25.00$25.004/10/2010 6:19:22 AM
Bank_Of_XL$50.00$50.004/10/2010 9:30:29 AM
treasure-bliss$25.00$25.004/9/2010 9:38:26 PM
bountiful-bazaar$25.00$25.004/9/2010 9:45:13 PM
TCR3$25.00$25.004/9/2010 10:10:23 PM
vivid-loot$25.00$25.004/10/2010 11:55:02 AM
350DGRZ$25.00$25.004/10/2010 11:55:05 AM
enthusiastic-balance5$100.00$100.004/10/2010 11:55:08 AM
amitkj2000$49.00$49.004/10/2010 2:46:08 PM
jazz619$25.00$25.004/10/2010 11:54:57 AM
peb44$25.00$25.004/10/2010 11:55:04 AM
sweet-loan8$25.00$25.004/10/2010 3:54:30 PM
Interstate_Rate$60.99$60.994/10/2010 8:30:54 AM
jasperus$25.00$25.004/10/2010 2:20:59 PM
Sixmil$25.00$21.144/10/2010 6:23:48 PM
Krozy$25.00$25.004/10/2010 11:54:57 AM
soulwork$25.00$25.004/10/2010 1:02:51 PM
salala$25.00$25.004/10/2010 1:30:11 PM
newest-orbital-justice$25.00$25.004/10/2010 4:18:55 PM
Rdodson11$25.00$25.004/10/2010 4:28:06 PM
site_ml$25.00$25.004/11/2010 10:43:08 AM
LMM1$25.00$25.004/11/2010 2:43:16 PM
interstellar$46.61$46.614/12/2010 11:04:26 AM
exchange-cowbell5$25.00$25.004/13/2010 10:15:17 PM
credit-shower$42.09$42.094/14/2010 9:43:49 PM
supasonic$50.00$50.004/15/2010 10:05:24 AM
Bob450$50.00$50.004/14/2010 9:56:53 PM
funds-kingdom$25.00$25.004/14/2010 10:49:16 PM
Sol_Invictus$25.00$25.004/15/2010 9:05:04 AM
trumpeter5$50.00$50.004/15/2010 4:31:15 PM
sc-pjb11$25.00$25.004/16/2010 3:02:01 AM
truelumen$25.00$25.004/16/2010 3:47:41 AM
Moneypenny6$25.00$25.004/15/2010 6:46:25 PM
jclegacy$85.85$85.854/15/2010 10:10:05 PM
noodles932$56.65$56.654/15/2010 10:25:27 PM
Leshan$25.00$25.004/15/2010 10:16:35 PM
benefit-flow$25.00$25.004/16/2010 3:25:58 AM
Ehbiker$103.64$103.644/16/2010 6:49:09 AM
msmlender$26.80$26.804/16/2010 4:29:36 AM
safe-money5$25.00$25.004/16/2010 6:09:12 AM
BrighterSuns$25.00$25.004/16/2010 7:07:09 AM
ferengi_finance$36.59$36.594/16/2010 8:29:32 AM
scientists$25.00$25.004/16/2010 8:36:51 AM
mckhbnpc$30.00$30.004/16/2010 8:01:03 AM
Your_Bank$25.00$25.004/16/2010 8:18:26 AM
CaliforniaSun$25.00$25.004/16/2010 8:39:32 AM
duty-monger$50.00$50.004/16/2010 10:27:49 AM
finance-prescription$100.00$100.004/16/2010 12:42:37 PM
justice-disk$25.00$25.004/16/2010 11:21:07 AM
Nusk$25.00$25.004/16/2010 12:51:24 PM
DasMula$25.00$25.004/16/2010 2:23:08 PM
patriot384$38.00$38.004/16/2010 12:50:59 PM
jimmya$28.19$28.194/16/2010 1:15:21 PM
0403$25.00$25.004/16/2010 3:59:02 PM
MrCoffee$25.00$25.004/16/2010 2:45:18 PM
sloak$25.00$25.004/9/2010 4:12:58 PM
euro-starter$25.00$25.004/9/2010 4:23:47 PM
return-eclipse0$25.00$25.004/9/2010 4:26:22 PM
mmckune$25.00$25.004/9/2010 4:27:12 PM
torion$25.00$25.004/9/2010 4:25:38 PM
Avala$50.00$50.004/9/2010 4:25:46 PM
frogperson$75.00$75.004/9/2010 4:29:00 PM
heavenly-repayment4$30.00$30.004/9/2010 4:26:42 PM
integrity-doctor$100.00$100.004/9/2010 4:26:46 PM
newest-inspiring-power$25.00$25.004/9/2010 4:29:40 PM
Thunderswan$50.00$50.004/9/2010 4:30:31 PM
Dap2005$25.00$25.004/9/2010 4:27:56 PM
Nerdster1$25.00$25.004/9/2010 4:24:39 PM
shrewd-deal$25.00$25.004/9/2010 4:30:34 PM
a-finance-nirvana$25.00$25.004/9/2010 4:30:42 PM
peerlender$30.00$30.004/9/2010 4:31:18 PM
ichibon$75.00$75.004/9/2010 4:31:33 PM
tedsrfdude$25.00$25.004/9/2010 4:38:32 PM
charming-point$300.00$300.004/9/2010 4:28:17 PM
unassassinable$25.00$25.004/9/2010 4:28:20 PM
aggielender$25.00$25.004/9/2010 4:31:13 PM
Syndication$25.00$25.004/9/2010 4:31:57 PM
BooRadley$25.00$25.004/9/2010 5:13:52 PM
kindness-percolator5$25.00$25.004/9/2010 4:40:08 PM
simpy$25.00$25.004/9/2010 4:47:54 PM
balance-voyager$100.00$100.004/9/2010 5:23:48 PM
tranquil-return4$25.00$25.004/9/2010 6:14:16 PM
nanda$25.00$25.004/9/2010 9:45:15 PM
economy-river$25.00$25.004/10/2010 4:46:39 AM
elnuks$25.00$25.004/9/2010 9:12:55 PM
boatplug$25.00$25.004/10/2010 6:08:00 AM
intelligent-yield$25.00$25.004/9/2010 9:45:14 PM
gain-bridge$25.00$25.004/9/2010 10:43:31 PM
anton$25.00$25.004/9/2010 7:16:01 PM
naina_my_daughter$25.00$25.004/9/2010 11:00:30 PM
bewitching-asset3$25.00$25.004/10/2010 8:06:17 AM
Greenbak$25.00$25.004/10/2010 11:40:41 AM
lender08$25.00$25.004/10/2010 11:48:47 AM
AF-Chief$28.00$28.004/10/2010 11:54:01 AM
economy-producer$25.00$25.004/10/2010 11:54:58 AM
trustworthy-fairness$25.00$25.004/10/2010 11:55:05 AM
Phantom99$25.00$25.004/10/2010 11:55:07 AM
transparent-peace3$25.00$25.004/10/2010 11:55:13 AM
SunriseTrader1$25.00$25.004/10/2010 5:33:31 AM
famous-bill$50.00$50.004/10/2010 6:13:05 AM
Nascar1$25.00$25.004/10/2010 6:55:52 AM
enlisted33$25.00$25.004/10/2010 11:48:42 AM
Aimvest$25.00$25.004/10/2010 7:55:47 AM
credit-wheel7$25.00$25.004/10/2010 11:54:56 AM
jengachamp$25.00$25.004/10/2010 11:55:01 AM
sparkling-silver1$25.00$25.004/10/2010 8:13:13 AM
asset-professor$55.79$55.794/10/2010 12:37:56 PM
dmfog$25.00$25.004/10/2010 8:38:41 AM
supersarah61$25.00$25.004/10/2010 4:43:37 PM
ArtemisFitzlebottom$25.00$25.004/10/2010 10:06:06 AM
PRGuyinVA$25.00$25.004/10/2010 10:38:10 AM
matt_2006$25.00$25.004/10/2010 11:40:42 AM
windtalkers$50.00$50.004/10/2010 11:54:55 AM
cablenews$25.00$25.004/10/2010 11:54:59 AM
miamibeachloaner$25.00$25.004/10/2010 11:55:03 AM
reflective-rupee$25.00$25.004/12/2010 10:28:15 AM
frogperson$100.00$100.004/12/2010 1:46:44 PM
Ogerta$76.26$76.264/12/2010 6:45:45 PM
Whipster$25.00$25.004/13/2010 6:57:47 PM
FinanceEngine$25.00$25.004/14/2010 5:04:02 PM
broker558$25.00$25.004/15/2010 10:02:55 AM
MattProsper$25.00$25.004/15/2010 12:56:06 AM
BuzzyBee336$25.00$25.004/15/2010 1:49:43 PM
YeoLenderSource$25.00$25.004/15/2010 3:05:09 PM
FollowMe2Freedom$25.00$25.004/15/2010 4:07:16 PM
MC7608$25.00$25.004/15/2010 3:39:40 PM
nashibaksi$25.00$25.004/15/2010 4:17:59 PM
Techne_Funds_LLC$25.00$25.004/15/2010 7:31:26 PM
credit-shower$25.00$25.004/15/2010 8:20:18 PM
Moneypenny6$25.00$25.004/15/2010 6:47:10 PM
orange-pound-party$30.00$30.004/16/2010 4:50:32 AM
gilbrear$25.00$25.004/16/2010 2:51:31 AM
E-B$50.00$50.004/16/2010 3:25:05 AM
wonder3$25.00$25.004/16/2010 6:01:19 AM
enthusiastic-point$25.00$25.004/16/2010 9:12:22 AM
webfeet$36.65$36.654/16/2010 6:40:00 AM
bossmanuc$38.32$38.324/16/2010 7:07:37 AM
deal-promiser$25.00$25.004/16/2010 7:18:47 AM
coin-trajectory$30.00$30.004/16/2010 8:43:03 AM
bobnewt$50.00$50.004/16/2010 8:21:55 AM
goodhearted-basis4$25.00$25.004/16/2010 8:59:30 AM
jybank$25.00$25.004/16/2010 10:08:50 AM
Easystreet$25.00$25.004/16/2010 11:08:38 AM
ChewyZ$25.00$25.004/16/2010 12:14:34 PM
balance-chestnut$50.00$50.004/16/2010 1:03:42 PM
Capital_Infusion$50.00$50.004/16/2010 3:52:49 PM
Engineer44$25.00$25.004/16/2010 3:59:20 PM
aquistoyraul$25.00$25.004/16/2010 2:01:27 PM
190 bids
 
Borrower Payment Dependent Notes Series 453315
This series of Notes was issued and sold upon the funding of the borrower loan #41974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $75.41
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $74.23
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2006 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:2y 5m
Credit score: 660-679 (Apr-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $11,415Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: steady-basis5 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
I am trying to pay off my credit card debt that accumulated while I was in school. The interest rate on my credit cards is so high that I can't make a significant impact on the balance, and I am desperate to pay off the credit cards so I can focus on my student loans!

My financial situation:
I am currently working 7 days a week to pay off the debt that I accumulated while I was in school. The interest rates on my credit cards are making it difficult to pay them off, and I am hoping to get a loan with a lower interest rate so that I can put more of my payments towards the principal.

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $ 300
??Insurance: $ 85
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 30
??Food, entertainment: $ 100
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 400
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:09 PM
sloak$25.00$25.004/12/2010 4:16:22 PM
euro-starter$25.00$25.004/12/2010 4:24:46 PM
Avala$50.00$50.004/12/2010 4:28:13 PM
delicious-social132$25.00$25.004/12/2010 4:28:31 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:31 PM
dinero-speaker$25.00$25.004/12/2010 4:29:13 PM
return-eclipse0$25.00$25.004/12/2010 4:29:33 PM
successful-agreement7$100.00$100.004/12/2010 4:35:45 PM
newest-inspiring-power$25.00$25.004/12/2010 4:37:08 PM
Havana21$50.00$50.004/12/2010 4:38:23 PM
bowdish1$50.00$50.004/12/2010 4:38:38 PM
orgy63$25.00$25.004/12/2010 4:40:39 PM
AF-Chief$28.00$28.004/12/2010 4:43:20 PM
frogperson$75.00$75.004/12/2010 4:43:08 PM
Cai8899$50.00$50.004/12/2010 4:44:43 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:09 PM
sweet-loan8$25.00$25.004/12/2010 4:43:52 PM
Quetz$25.00$25.004/12/2010 4:46:15 PM
return-buddy$25.00$7.004/12/2010 4:46:42 PM
JustMee$25.00$25.004/13/2010 5:51:31 AM
Peacepower$25.00$25.004/14/2010 5:34:04 PM
khamlagirl$25.00$25.004/14/2010 5:48:20 PM
sincere-balance$25.00$25.004/14/2010 7:38:35 PM
MattProsper$30.00$30.004/15/2010 12:57:00 AM
broker558$25.00$25.004/15/2010 10:03:30 AM
torion$25.00$25.004/12/2010 4:27:54 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:47 PM
mmckune$25.00$25.004/12/2010 4:31:56 PM
nickel-ferret$25.00$25.004/12/2010 4:32:25 PM
logical-reward8$25.00$25.004/12/2010 4:32:44 PM
hrubinst$25.00$25.004/12/2010 4:27:17 PM
Dap2005$25.00$25.004/12/2010 4:33:46 PM
unassassinable$25.00$25.004/12/2010 4:34:44 PM
Supernick$50.00$50.004/12/2010 4:35:15 PM
integrity-doctor$100.00$100.004/12/2010 4:30:52 PM
kindness-percolator5$25.00$25.004/12/2010 4:40:01 PM
charming-point$300.00$300.004/12/2010 4:34:35 PM
PRGuyinVA$25.00$25.004/12/2010 4:43:00 PM
supersarah61$25.00$25.004/12/2010 4:44:08 PM
lagnisiruk$25.00$25.004/12/2010 4:35:51 PM
inspired-contract9$25.00$25.004/12/2010 4:36:22 PM
peerlender$30.00$30.004/12/2010 4:38:05 PM
Syndication$25.00$25.004/12/2010 4:39:31 PM
bill-expert$25.00$25.004/12/2010 4:40:18 PM
USNavyVet$25.00$25.004/12/2010 7:35:33 PM
weWantToHelp$50.00$50.004/12/2010 8:12:45 PM
heerzaquestion$25.00$25.004/13/2010 8:03:47 PM
Pickmar$25.00$25.004/14/2010 11:04:58 AM
The_Secret$50.00$50.004/15/2010 6:01:43 AM
50 bids
 
Borrower Payment Dependent Notes Series 453471
This series of Notes was issued and sold upon the funding of the borrower loan #41962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $191.86
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $191.36
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1996 Debt/Income ratio: 47%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 32 / 30Length of status:6y 1m
Credit score: 760-779 (Apr-2010) Total credit lines: 52 Occupation: Retail Management
Now delinquent: 0 Revolving credit balance: $53,084Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 68%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: shopforsaving Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
740-759 (Dec-2009)
760-779 (Aug-2009)
740-759 (Jun-2008)
720-739 (Oct-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 35  
Description
Loan for Income Tax Payments
Hi, I work as a Director?of?an educational company.?We have a home and?our current housholed income is $172,000 (including spouse's income).My credit grade is "A". I?always pay my bills on time.?I have good payment record, I paid off my first prosper loan on time.

I will use the loan to pay Income Tax. Last year we had to take out money from the IRA account and now we are realizing that it was a big mistake. Due to that factor we owe $5800 to state and federal.

Monthly Income: $9,700 after taxes($3800 mine + $5700 spouse) Monthly Expenses:
Mortgage: $2800 (including PMI)
Insurance: $65
Car Payments: $400 ( 5 payments left)
Car Insurance: $150
Commute and auto related: $350
Utilities: $600
Household expenses: $1800 (including food, clothing, other bills)
Credit Cards: $1500
Student Loans: $636
Savings: $700.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:05 PM
hrubinst$25.00$25.004/12/2010 4:27:22 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:26 PM
euro-starter$25.00$25.004/12/2010 4:33:00 PM
platinum-sorcerer6$25.00$25.004/12/2010 4:34:15 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:44 PM
lagnisiruk$25.00$25.004/12/2010 4:35:54 PM
ideal-platinum1$75.00$75.004/12/2010 4:36:06 PM
inspired-contract9$25.00$25.004/12/2010 4:36:19 PM
mmckune$25.00$25.004/12/2010 4:32:00 PM
Syndication$25.00$25.004/12/2010 4:39:27 PM
logical-reward8$25.00$25.004/12/2010 4:32:38 PM
supreme-hope$25.00$25.004/12/2010 4:42:10 PM
PRGuyinVA$25.00$25.004/12/2010 4:42:56 PM
unassassinable$25.00$25.004/12/2010 4:34:41 PM
HaveToWrite$25.00$25.004/12/2010 4:36:38 PM
peerlender$30.00$30.004/12/2010 4:38:03 PM
CAGE-Investments$100.00$100.004/12/2010 4:46:06 PM
commitment-farm$25.00$25.004/12/2010 4:46:33 PM
BidDaddyBigBucks$25.00$25.004/12/2010 4:47:33 PM
tedsrfdude$25.00$25.004/12/2010 4:39:47 PM
bill-expert$25.00$25.004/12/2010 4:40:14 PM
CO80487$25.00$25.004/12/2010 9:59:06 PM
The_Secret$50.00$50.004/13/2010 3:23:33 AM
samo102us$25.00$25.004/13/2010 8:03:21 AM
Supernick$30.00$30.004/13/2010 10:28:10 AM
william8$25.00$25.004/13/2010 6:50:07 AM
unclerock$50.00$50.004/13/2010 9:33:48 AM
ommcd$25.00$25.004/13/2010 11:08:36 AM
studious-bonus7$50.00$50.004/13/2010 2:24:06 PM
gain-bridge$25.00$25.004/13/2010 2:08:15 PM
lamarsam$25.00$25.004/13/2010 5:04:42 PM
vivid-loot$25.00$25.004/13/2010 4:41:58 PM
Quetz$25.00$25.004/13/2010 4:57:49 PM
Aberdeen$400.00$400.004/13/2010 6:48:03 PM
ISHLEP67$50.00$50.004/13/2010 8:28:15 PM
Clambake$50.00$50.004/13/2010 7:14:45 PM
Print88$25.00$25.004/14/2010 5:59:27 AM
Randini$25.00$25.004/14/2010 9:47:50 AM
influential-compassion9$50.00$50.004/14/2010 12:03:11 PM
contract-eagle$25.00$25.004/14/2010 1:43:03 PM
intlargonaut$100.00$100.004/14/2010 2:53:22 PM
gracej$25.00$25.004/14/2010 4:28:34 PM
JGB$25.00$25.004/14/2010 3:58:35 PM
jblack01$25.00$25.004/15/2010 5:12:58 AM
TCR3$25.00$25.004/14/2010 7:40:01 PM
authoritative-capital$25.00$25.004/14/2010 9:28:02 PM
important-ore$50.00$50.004/15/2010 3:28:10 AM
mountains59$25.00$25.004/15/2010 10:02:21 AM
metro457$25.00$25.004/15/2010 6:34:46 PM
damanq$25.00$25.004/16/2010 3:18:14 AM
rlrcstr$25.00$25.004/15/2010 6:34:10 PM
LittleMingo$26.85$26.854/15/2010 9:10:26 PM
mikeandcat$31.83$31.834/15/2010 6:58:10 PM
orderly-leverage$40.00$40.004/15/2010 8:53:28 PM
MihirFromRedmond$25.00$25.004/15/2010 10:23:49 PM
lowrate$25.00$25.004/16/2010 12:33:16 AM
bull_lender$36.00$36.004/16/2010 1:45:33 PM
tallfund$88.00$88.004/17/2010 7:22:43 AM
uucubed$50.00$50.004/18/2010 6:29:49 AM
octoberfresh$25.00$25.004/19/2010 6:56:45 AM
gjm6d$25.00$25.004/19/2010 8:17:42 AM
Leopoldine$25.70$25.704/19/2010 11:55:56 AM
prainvestment$50.00$50.004/19/2010 11:59:47 AM
p2ploan-sensation211$50.00$50.004/19/2010 3:36:39 PM
Young-Y$25.00$25.004/19/2010 3:37:54 PM
p2ploan-sensation211$50.00$50.004/19/2010 3:37:11 PM
sloak$25.00$25.004/12/2010 4:01:09 PM
Nerdster1$25.00$25.004/12/2010 4:25:49 PM
torion$25.00$25.004/12/2010 4:27:46 PM
Avala$50.00$50.004/12/2010 4:28:09 PM
delicious-social132$25.00$25.004/12/2010 4:28:25 PM
dinero-speaker$25.00$25.004/12/2010 4:29:09 PM
nickel-ferret$25.00$25.004/12/2010 4:32:22 PM
radforj22$25.00$25.004/12/2010 4:32:59 PM
Dap2005$25.00$25.004/12/2010 4:33:43 PM
ddog0224$25.00$25.004/12/2010 4:28:58 PM
rollin6978$25.00$25.004/12/2010 4:35:22 PM
successful-agreement7$100.00$100.004/12/2010 4:35:41 PM
integrity-doctor$100.00$100.004/12/2010 4:30:47 PM
newest-inspiring-power$25.00$25.004/12/2010 4:36:58 PM
youthful-greenback3$25.00$25.004/12/2010 4:39:10 PM
kindness-percolator5$25.00$25.004/12/2010 4:39:57 PM
orgy63$25.00$25.004/12/2010 4:40:34 PM
ArtemisFitzlebottom$25.00$25.004/12/2010 4:42:44 PM
sweet-loan8$25.00$25.004/12/2010 4:43:47 PM
AF-Chief$28.00$28.004/12/2010 4:43:17 PM
Moody26$25.00$25.004/12/2010 4:44:20 PM
supersarah61$25.00$25.004/12/2010 4:44:05 PM
Ducatiman1978$25.00$25.004/12/2010 4:45:35 PM
Cai8899$50.00$50.004/12/2010 4:44:45 PM
stable-nickel$100.00$100.004/12/2010 4:45:59 PM
aggielender$25.00$25.004/12/2010 4:37:49 PM
Havana21$50.00$50.004/12/2010 4:38:17 PM
return-buddy$25.00$25.004/12/2010 4:46:38 PM
bowdish1$50.00$50.004/12/2010 4:38:35 PM
ichibon$75.00$75.004/12/2010 4:38:50 PM
market-pudding$25.00$25.004/12/2010 7:21:13 PM
dime-galaxy$25.00$25.004/12/2010 4:46:49 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:10 PM
a-finance-nirvana$25.00$25.004/12/2010 11:33:09 PM
capital-marsupial3$25.00$25.004/13/2010 9:33:33 AM
jdrez$25.00$25.004/13/2010 10:03:05 AM
selfmademan$25.00$25.004/13/2010 10:43:55 AM
japerk$25.00$25.004/13/2010 12:53:01 PM
CA_Lender$25.00$25.004/13/2010 3:03:50 PM
bchen78875$25.00$25.004/13/2010 11:24:10 AM
calm-deal7$25.00$25.004/13/2010 4:53:26 PM
the-profit-oracle$25.00$25.004/13/2010 4:41:31 PM
SNH$50.00$50.004/13/2010 2:42:59 PM
money-floret$50.00$50.004/13/2010 4:42:15 PM
jamstah$25.00$25.004/13/2010 4:57:50 PM
miamibeachloaner$25.00$25.004/13/2010 5:04:36 PM
peb44$25.00$25.004/13/2010 5:04:38 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:43:03 PM
Aberdeen$400.00$400.004/13/2010 6:48:04 PM
booyah$50.00$50.004/14/2010 5:08:06 AM
jrbill1998$50.00$50.004/14/2010 10:03:08 AM
Okeey$25.00$25.004/14/2010 9:10:01 AM
systematic-trade$25.00$25.004/14/2010 12:10:13 PM
Interloper$25.00$25.004/14/2010 11:18:33 PM
finance-prescription$100.00$100.004/15/2010 8:03:23 AM
bid-refresher2$25.00$25.004/15/2010 9:34:06 AM
cberthiaume$25.00$25.004/15/2010 6:48:07 AM
p2p_banker$25.00$25.004/15/2010 9:53:26 AM
gain-seagull9$25.00$25.004/15/2010 10:09:41 AM
brazilofmux$100.00$100.004/15/2010 12:11:37 PM
GElender$50.00$50.004/15/2010 4:03:06 PM
bazzer$25.00$25.004/15/2010 9:07:55 PM
wings2fly$25.00$25.004/15/2010 11:32:52 PM
BBL$25.00$25.004/15/2010 5:18:06 PM
oaktownadam$200.00$200.004/16/2010 6:22:15 AM
Artist_Blue$25.00$23.624/16/2010 7:52:55 AM
rmpedi33$150.00$150.004/17/2010 10:19:50 PM
XCWIZ007$35.00$35.004/18/2010 11:15:17 AM
medarocket$25.00$25.004/18/2010 6:16:08 PM
TakeCare$100.00$100.004/19/2010 7:52:20 AM
jwstclair$50.00$50.004/19/2010 12:14:33 PM
wwwUniversal$25.00$25.004/19/2010 2:16:05 PM
p2ploan-sensation211$25.00$25.004/19/2010 3:34:49 PM
p2ploan-sensation211$50.00$50.004/19/2010 3:38:41 PM
141 bids
 
Borrower Payment Dependent Notes Series 453511
This series of Notes was issued and sold upon the funding of the borrower loan #41828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,215.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 30.09% Starting borrower rate/APR: 31.09% / 34.40% Starting monthly payment: $52.31
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 29.21% Final monthly payment: $48.95
 
Auction yield range: 11.04% - 30.09% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1999 Debt/Income ratio: 51%
Basic (1-10): 8 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 13 / 9Length of status:2y 11m
Credit score: 660-679 (Apr-2010) Total credit lines: 31 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $40,982Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 88%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: handy-dedication Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Prior to Sale
Purpose of loan:
The purpose of this loan is to:
Make minor home improvements?prior to?the house?selling/closing?on?April 30th; My house is already under contract to be sold and I need to replace and paint some of the wood soffit/eaves before the closing date.

My financial situation:
I have a great?Information Technology (Network Services) job that pay very well. The?small size of the loan amount?and repayment schedule allow me to?easily?pay off this loan in a responsible and timely manner.?While this loan will assist me with small home improvements prior to sale, it will also help me to "get my foot in the door" and show lenders that I'm a trustworthy borrower on Prosper.











Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please list the balance, interest rate, creditor name and monthly payments for each your debts, including mortgages. Thanks and best wishes. - reflective-rupee
A: Approximate "Revolving" debt: 40,000 Monthly payment ( via Debt Management service): 849.00 I use a debt management service to pay my three creditors: Citi Chase Discover Mortgage Balance: approx. 99,700 Monthly Mortgage Payment: 860.00 I am selling this house. It is currently under contract and will close on April 30th. The purpose of the loan request is to fix and repaint external wood fascia and soffit. I will use the equity from the home sale to pay down the revolving debt. (Apr-15-2010)
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: Hello. I had originally planned to pay off the loan within a month, but I would like to use the majority of my home sale equity towards my revolving debt balance. It will definitely not be the full 36 months but, rather, will be between 3 to 6 months until payoff. Thank you. (Apr-15-2010)
Q: What is the sales price for the house? What will be deducted from this in terms of broker commission and other selling costs? Thanks much. - reflective-rupee
A: Sales price: 126,500 Approx. Commission + Closing costs: 12,000 Approx. Mortgage Balance: 99,700.00 --- Approx. Net Equity Return: 14,800.00 (Apr-16-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
admirable-loyalty$25.00$25.004/14/2010 8:38:05 AM
Your_Bank$50.00$50.004/16/2010 6:05:17 PM
DANTHEMAN2$25.00$25.004/16/2010 8:10:16 PM
golden-currency$25.00$25.004/17/2010 2:34:54 AM
ttnk62918$25.00$25.004/17/2010 11:27:54 AM
trail8631$25.00$25.004/17/2010 2:17:11 PM
five-star-note$50.00$50.004/18/2010 9:57:55 AM
leverage-monger$25.00$25.004/18/2010 3:25:02 PM
principal-star$25.00$25.004/18/2010 12:13:58 PM
CaliforniaSun$25.00$25.004/18/2010 9:53:17 PM
jiboo44$25.00$25.004/18/2010 7:12:00 PM
TakeCare$25.00$25.004/19/2010 7:55:14 AM
truth-trapper$25.00$25.004/18/2010 7:53:01 PM
stevekc1$25.00$25.004/18/2010 8:51:40 PM
Leshan$25.00$25.004/19/2010 8:12:13 AM
EretzCapital$100.00$77.714/19/2010 8:37:39 AM
hektek22$25.00$25.004/15/2010 8:38:01 PM
Unitas4302$50.00$50.004/16/2010 4:28:35 AM
scarlet-velvet$25.00$25.004/16/2010 1:45:48 PM
SuperInvestor82$25.00$25.004/16/2010 4:28:44 PM
bayshipping$52.29$52.294/16/2010 4:45:01 PM
TheSweetLender$35.00$35.004/16/2010 6:36:53 PM
Your_Bank$50.00$50.004/16/2010 6:05:35 PM
jiboo44$25.00$25.004/16/2010 8:59:17 PM
vivacious-p2p3$25.00$25.004/17/2010 12:31:18 PM
finance-prescription$200.00$200.004/17/2010 3:17:58 PM
dRatedOnly$25.00$25.004/17/2010 10:12:22 AM
SteadyOne$25.00$25.004/17/2010 7:40:31 PM
serene-capital$25.00$25.004/18/2010 4:10:16 PM
LendingPimp$50.00$50.004/18/2010 6:53:40 PM
the-silver-blaster$25.00$25.004/18/2010 11:24:40 AM
vigilance-searcher$25.00$25.004/18/2010 8:29:57 PM
euro-jet$25.00$25.004/18/2010 10:50:24 PM
33 bids
 
Borrower Payment Dependent Notes Series 453521
This series of Notes was issued and sold upon the funding of the borrower loan #41913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-09-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 12.93% Starting monthly payment: $31.98
Final lender yield: 8.00% Final borrower rate/APR: 9.00% / 12.54% Final monthly payment: $31.80
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1987 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 5Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 5Length of status:1y 7m
Credit score: 700-719 (Mar-2010) Total credit lines: 9 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $23,840Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 73%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: balance-structure7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Taxes
Purpose of loan:
This loan will be used to pay for unexpected taxes.

Why I should receive a loan:
I am a good candidate for this loan because I have a stable job and have always payed my debts on time.

I work for a global company but appear to have mistakenly filled out my W-4.? I now owe taxes when I was expecting a refund.

I accrued most of the debt you see in my credit report financing my last couple of years of college and the job hunt.? Now I have a stable job that pays well enough to pay this debt down.? An unexpected expense is still a setback for me and makes this process a bit slower.

I can pay these unexpected taxes with revolving credit but would rather not.? I would rather have a small fixed loan with structured payments and a reasonable interest rate.? Also, I would like to evaluate the process of acquiring a loan through prosper.com.? Based on how well this process works, I hope to become both an affiliate for this site and an investor in the near future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
the-bright-velocity$25.00$25.004/9/2010 4:09:38 PM
Mav26$50.67$50.674/12/2010 9:06:22 AM
BigBizBuilder$104.07$104.074/15/2010 8:11:33 AM
mitcha1$25.00$25.004/15/2010 10:27:23 AM
tenchi2777$25.00$25.004/15/2010 12:48:51 PM
site_ml$25.00$25.004/15/2010 6:44:17 PM
tomjac2000$25.00$25.004/15/2010 8:21:33 PM
rome1426$25.00$25.004/16/2010 12:15:07 AM
LatinGringo$50.00$50.004/16/2010 7:04:08 AM
himanshuko$25.00$25.004/16/2010 7:17:57 AM
Rivermaverick$25.00$25.004/16/2010 8:09:05 AM
octoberfresh$25.00$25.004/16/2010 11:05:17 AM
improvman$25.00$25.004/16/2010 3:51:32 PM
SOBRO-FINANCE$25.00$25.004/16/2010 1:33:14 PM
ussugm$37.87$37.874/16/2010 2:11:20 PM
bull_lender$36.00$36.004/16/2010 1:37:46 PM
SummaCapital$100.00$100.004/16/2010 3:57:16 PM
farchoir$25.00$25.004/16/2010 3:03:26 PM
selector568$25.00$25.004/9/2010 10:49:09 PM
Figure4$25.00$25.004/11/2010 1:37:00 PM
RandyL3$99.00$99.004/15/2010 2:50:35 PM
wild-orange$25.00$25.004/16/2010 1:18:09 AM
sparkling-income$50.00$50.004/16/2010 4:40:58 AM
boxermom$25.00$25.004/15/2010 7:56:16 PM
credit-haven7$100.00$47.394/16/2010 12:34:39 PM
kinetic-social$25.00$25.004/16/2010 3:13:00 PM
26 bids
 
Borrower Payment Dependent Notes Series 453557
This series of Notes was issued and sold upon the funding of the borrower loan #41925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 8.48% Starting borrower rate/APR: 9.48% / 9.82% Starting monthly payment: $384.28
Final lender yield: 8.30% Final borrower rate/APR: 9.30% / 9.64% Final monthly payment: $383.27
 
Auction yield range: 3.04% - 8.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1996 Debt/Income ratio: 20%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:8y 6m
Credit score: 820-839 (Apr-2010) Total credit lines: 27 Occupation: Other
Now delinquent: 0 Revolving credit balance: $11,658Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 39%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: MidCap Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 820-839 (Latest)
Principal borrowed: $25,000.00< mo. late: 0 ( 0% )  
760-779 (Mar-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 11  
Description
Paying off Visa
Purpose of loan:
This loan will be used to payoff my Visa
My financial situation:
I am a good candidate for this loan because I am a well-paid federal employee.? I previously borrowed 25K from Prosper and paid it off within about a year.? I currently have an approx 11k balance on my Visa, mostly the?result?of a friend's medical bills.? He will not be able to pay me back for some time, and?I can pay it off sooner through prosper, than by leaving it on the Visa.?

I have excellent credit and have never had a delinquency, late, or missed payment.? The loan will easily be repaid with funds that would have been spent on the Visa payment.? In the interest of full disclosure, I will most likely not carry the debt the full three years, but will hopefully?pay it off within 18-24 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TheMan$25.00$25.004/12/2010 3:49:39 PM
favorable-order8$25.00$25.004/12/2010 3:52:35 PM
AF-Chief$28.00$28.004/12/2010 3:55:17 PM
meux99$25.00$25.004/12/2010 3:57:47 PM
kenji4861$50.00$50.004/12/2010 3:57:05 PM
peaceful-agreement2$25.00$25.004/12/2010 4:00:49 PM
lagnisiruk$25.00$25.004/12/2010 4:06:46 PM
Attract$25.00$25.004/12/2010 4:07:37 PM
fortytwo$100.00$100.004/12/2010 4:10:13 PM
truth-image$50.00$50.004/12/2010 4:03:31 PM
Rdodson11$25.00$25.004/12/2010 4:03:56 PM
ohnezweck$25.00$25.004/12/2010 4:12:08 PM
mrzz$25.00$25.004/12/2010 4:12:11 PM
AmericanCredit$25.00$25.004/12/2010 4:12:38 PM
mtp$50.00$50.004/12/2010 4:15:07 PM
Dap2005$100.00$100.004/12/2010 4:16:47 PM
supreme-hope$25.00$25.004/12/2010 4:09:10 PM
bowdish1$100.00$100.004/12/2010 4:17:35 PM
aggielender$50.00$50.004/12/2010 4:18:18 PM
rolandweary$30.00$30.004/12/2010 4:13:46 PM
investment-network$25.00$25.004/12/2010 4:25:39 PM
life-is-great$25.00$25.004/12/2010 4:26:12 PM
delicious-social132$40.00$40.004/12/2010 4:26:58 PM
Emgolda$25.00$25.004/12/2010 4:20:26 PM
Barak$40.00$40.004/12/2010 4:29:58 PM
community-saver158$50.00$50.004/12/2010 4:31:11 PM
steady-funds6$25.00$25.004/12/2010 4:31:42 PM
Holtavious$25.00$25.004/12/2010 4:32:10 PM
unclejaef$25.00$25.004/12/2010 4:32:13 PM
syounker$25.00$25.004/12/2010 4:34:02 PM
RusRobo$25.00$25.004/12/2010 4:34:08 PM
meenan$25.00$25.004/12/2010 4:29:46 PM
careful-note$50.00$50.004/12/2010 4:31:23 PM
tenacious-compassion9$30.00$30.004/12/2010 4:33:35 PM
bomdel$25.00$25.004/12/2010 4:41:22 PM
good_lender$50.00$50.004/12/2010 4:33:53 PM
cheftek$50.00$50.004/12/2010 4:34:24 PM
fantastic-openness$50.00$50.004/12/2010 4:43:39 PM
madison64$25.00$25.004/12/2010 4:45:29 PM
blissful-note7$25.00$25.004/12/2010 4:58:39 PM
rescue$25.00$25.004/12/2010 5:32:58 PM
shrewd-peace7$25.00$25.004/12/2010 9:30:01 PM
bglender$25.00$25.004/12/2010 9:17:56 PM
mizon291$38.68$38.684/12/2010 5:10:33 PM
dbanwart$25.00$25.004/12/2010 5:13:53 PM
Koma67$25.00$25.004/12/2010 10:47:46 PM
kmr2$200.00$200.004/12/2010 11:33:03 PM
snowman34$25.00$25.004/12/2010 11:33:23 PM
rosie777$30.00$30.004/12/2010 11:31:20 PM
r0b3m4n$25.00$25.004/12/2010 11:31:30 PM
perlestellar$25.00$25.004/12/2010 6:59:51 PM
The_Secret$25.00$25.004/13/2010 3:23:23 AM
DHolly$25.00$25.004/13/2010 4:33:56 AM
OldFriend$25.00$25.004/12/2010 11:12:50 PM
chicago_shark$25.00$25.004/13/2010 9:34:19 AM
methodical-capital7$25.00$25.004/13/2010 9:34:33 AM
nhm$50.00$50.004/12/2010 11:32:51 PM
capital-marsupial3$25.00$25.004/13/2010 9:33:28 AM
BayShell$48.88$48.884/13/2010 10:14:34 AM
platinum-platoon$25.00$25.004/13/2010 10:36:16 AM
aasx1108$25.00$25.004/13/2010 7:14:05 AM
tylerfd$25.00$25.004/13/2010 10:39:42 AM
value-pouch$50.00$50.004/13/2010 8:07:53 AM
PittsburghCapital$25.00$25.004/13/2010 11:09:04 AM
misterhobbs$25.00$25.004/13/2010 11:00:23 AM
lenderforyoutoday$36.51$36.514/13/2010 11:01:00 AM
selector568$100.00$100.004/13/2010 11:09:30 AM
workinghardoregon$25.00$25.004/13/2010 11:20:00 AM
bedframe$25.00$25.004/13/2010 11:23:55 AM
dollar-birdie$25.56$25.564/13/2010 11:11:44 AM
jns48$25.00$25.004/13/2010 11:38:58 AM
important-ore$100.00$100.004/13/2010 11:11:51 AM
Northsider$28.50$28.504/13/2010 11:18:59 AM
hawaiiangirl76$25.00$25.004/13/2010 12:05:25 PM
fxsrider$25.00$25.004/13/2010 12:06:26 PM
jaker$25.00$25.004/13/2010 11:31:13 AM
GABC-1$55.00$55.004/13/2010 10:14:20 AM
Mickeyblu$25.00$25.004/13/2010 12:43:51 PM
bruin558$80.00$80.004/13/2010 10:35:04 AM
Cheburashka$30.00$30.004/13/2010 11:03:00 AM
cji$25.00$25.004/13/2010 1:34:32 PM
zoe1971$25.00$25.004/13/2010 11:08:14 AM
reflective-deal8$50.00$50.004/13/2010 11:12:02 AM
jjb3$25.00$25.004/13/2010 11:21:09 AM
note-sensation$25.00$25.004/13/2010 11:41:04 AM
windfall46$25.00$25.004/13/2010 3:54:35 PM
kid8549$25.00$25.004/13/2010 3:55:53 PM
MrDavid$49.83$49.834/13/2010 4:03:11 PM
InvestorPartners$25.00$25.004/13/2010 12:08:50 PM
MAJESTIC5$50.00$50.004/13/2010 3:55:21 PM
discrete-asset$25.00$25.004/13/2010 3:56:39 PM
jtrump22$25.00$25.004/13/2010 4:34:33 PM
KramericaIndustries$25.00$25.004/13/2010 4:39:44 PM
Phantom99$25.00$25.004/13/2010 4:37:39 PM
mathprof$25.00$25.004/13/2010 4:39:43 PM
lamarsam$29.50$29.504/13/2010 4:53:19 PM
AgTiPinisher$25.00$25.004/13/2010 4:54:02 PM
flexiboy35$25.00$25.004/13/2010 4:54:37 PM
devoider$25.00$25.004/13/2010 4:54:59 PM
fireboss$25.00$25.004/13/2010 4:58:00 PM
HappyHelpingLender$25.00$25.004/13/2010 4:53:59 PM
LordKinbote$25.00$25.004/13/2010 4:54:08 PM
CPAMAN$25.00$25.004/13/2010 4:54:22 PM
lost-money-so-far-on-these$25.00$25.004/13/2010 4:54:36 PM
inqbus$25.00$25.004/13/2010 5:04:07 PM
outtahoth2o$55.13$55.134/13/2010 4:54:47 PM
Captain88$25.00$25.004/13/2010 5:04:28 PM
theemhdoctor$25.00$25.004/13/2010 4:55:00 PM
Tasmir$25.00$25.004/13/2010 4:55:08 PM
nletunic$25.00$25.004/13/2010 4:02:54 PM
Walkingcowboy$25.00$25.004/13/2010 5:04:22 PM
Caledoni$25.00$25.004/13/2010 4:53:38 PM
panthernoelle$25.00$25.004/13/2010 4:53:45 PM
lendinstuff$25.00$25.004/13/2010 4:54:09 PM
cesta283$25.00$25.004/13/2010 4:54:18 PM
bazaar-tulip$25.00$25.004/13/2010 4:54:30 PM
engaging-worth$25.00$25.004/13/2010 4:55:01 PM
wdove511$25.00$25.004/13/2010 4:55:12 PM
lostontheedge$25.00$25.004/13/2010 4:57:59 PM
BMP$25.00$25.004/13/2010 5:04:27 PM
grampy48$25.00$25.004/13/2010 5:45:07 PM
Independenttools$25.00$25.004/13/2010 6:24:15 PM
Barbaro$25.00$25.004/13/2010 6:24:24 PM
zbfamwl$25.00$25.004/13/2010 5:59:44 PM
blukestrel$25.00$25.004/14/2010 12:27:51 AM
ADenny$25.00$25.004/14/2010 12:42:54 AM
johannesfactotum$25.00$25.004/14/2010 3:23:05 AM
anton$70.24$70.244/13/2010 9:02:57 PM
Pickmar$25.00$25.004/14/2010 11:12:29 AM
Sarspatula$29.85$29.854/15/2010 9:33:39 AM
interstellar$49.11$49.114/15/2010 12:49:39 PM
Montgomery-Burns$25.00$25.004/15/2010 12:21:30 PM
felicity-loyalist0$50.00$50.004/15/2010 4:23:47 PM
Dollars4Rent$25.00$25.004/15/2010 6:19:12 PM
LovinMe$50.00$50.004/15/2010 4:46:58 PM
elevated-finance$27.24$27.244/15/2010 4:59:06 PM
quick$50.00$50.004/16/2010 6:11:36 AM
lender5150$25.00$25.004/16/2010 6:54:58 AM
lostperception$26.49$26.494/16/2010 3:03:34 AM
Rivermaverick$36.00$36.004/16/2010 8:17:24 AM
balance-chestnut$50.00$50.004/16/2010 12:58:41 PM
durability-halibut$25.00$25.004/16/2010 4:39:51 PM
jpblan11$25.00$25.004/16/2010 8:45:24 PM
Cashew6$50.00$50.004/17/2010 2:18:43 AM
bobbyoderek$25.00$25.004/17/2010 8:31:51 AM
MonkeyHero$25.33$25.334/17/2010 10:15:33 AM
msullivaniii$25.00$25.004/17/2010 6:34:39 PM
julijask$35.00$35.004/17/2010 9:44:24 PM
matthewrburk$50.00$50.004/18/2010 2:17:52 PM
roadtruck$50.00$50.004/18/2010 12:56:08 PM
rdrloan$50.00$50.004/19/2010 10:15:50 AM
TakeCare$75.00$75.004/19/2010 7:57:02 AM
The-Lighthouse-Group$25.00$25.004/19/2010 5:25:50 AM
Jamahl$25.00$25.004/19/2010 9:06:47 AM
jpblan11$25.00$25.004/19/2010 10:55:01 AM
yield-quest$100.00$100.004/19/2010 11:56:39 AM
myidear$25.00$25.004/19/2010 12:23:29 PM
johnpmid$25.00$25.004/19/2010 3:28:18 PM
saritha$25.00$25.004/12/2010 3:50:29 PM
KandKLegacyInvestments$25.00$25.004/12/2010 3:51:54 PM
Cai8899$75.00$75.004/12/2010 3:53:46 PM
bayareainv$100.00$100.004/12/2010 3:54:48 PM
worthy-wealth3$25.00$25.004/12/2010 3:55:42 PM
OLYVRC$25.00$25.004/12/2010 4:00:28 PM
thedoctor$100.00$100.004/12/2010 3:51:13 PM
Sam65$25.00$25.004/12/2010 3:53:34 PM
antlr$25.00$25.004/12/2010 4:03:44 PM
Ivan2007$25.00$25.004/12/2010 4:04:26 PM
mar97$25.00$25.004/12/2010 4:06:20 PM
kindness-percolator5$25.00$25.004/12/2010 3:58:43 PM
WHEREISTHEMOON$25.00$25.004/12/2010 4:09:41 PM
FinDoc$25.00$25.004/12/2010 4:12:04 PM
highcountry1$25.00$25.004/12/2010 4:06:13 PM
fcukciti$50.00$50.004/12/2010 4:07:12 PM
KeepOnRunning$50.00$50.004/12/2010 4:15:59 PM
klinebarger$25.00$25.004/12/2010 4:20:40 PM
peerlender$30.00$30.004/12/2010 4:12:45 PM
unique-order8$25.00$25.004/12/2010 4:21:00 PM
Thunderswan$50.00$50.004/12/2010 4:25:20 PM
radforj22$25.00$25.004/12/2010 4:25:12 PM
Tai$25.00$25.004/12/2010 4:25:29 PM
kchen486$25.00$25.004/12/2010 4:26:26 PM
Dreamconnection$25.00$25.004/12/2010 4:26:35 PM
bonus-adventure3$50.00$50.004/12/2010 4:27:04 PM
heavenly-repayment4$25.00$25.004/12/2010 4:30:13 PM
cash-sensai2$25.00$25.004/12/2010 4:25:05 PM
stable-nickel$90.66$90.664/12/2010 4:31:17 PM
nickel-ferret$25.00$25.004/12/2010 4:25:33 PM
bchen78875$50.00$50.004/12/2010 4:31:34 PM
TeamRamRod$25.00$25.004/12/2010 4:31:50 PM
ideal-penny8$25.00$25.004/12/2010 4:26:42 PM
inspired-contract9$50.00$50.004/12/2010 4:26:51 PM
money-floret$100.00$100.004/12/2010 4:32:49 PM
shrewd-deal$25.00$25.004/12/2010 4:33:07 PM
youthful-greenback3$25.00$25.004/12/2010 4:33:15 PM
HunterSix$25.00$25.004/12/2010 4:33:24 PM
djs81$25.00$25.004/12/2010 4:34:51 PM
money-explorer3$25.00$25.004/12/2010 4:35:10 PM
xyzlmno$25.00$25.004/12/2010 4:29:37 PM
buckyhead2000$25.00$25.004/12/2010 4:33:30 PM
naina_my_daughter$25.00$25.004/12/2010 4:42:01 PM
magical-greenback$25.00$25.004/12/2010 4:42:24 PM
skuba$25.00$25.004/12/2010 4:35:04 PM
codavee$50.00$50.004/12/2010 4:43:56 PM
BrightStirling$50.00$50.004/12/2010 4:44:28 PM
maple1$25.00$25.004/12/2010 4:47:09 PM
turbostar666$30.00$30.004/12/2010 4:39:38 PM
Havana21$50.00$50.004/12/2010 5:09:07 PM
ArtemisFitzlebottom$50.00$50.004/12/2010 4:42:37 PM
UofCMaroon$25.00$25.004/12/2010 4:44:33 PM
dontscrewmeover1$50.00$50.004/12/2010 6:57:53 PM
lifegrowth$25.00$25.004/12/2010 6:38:01 PM
BaxterEvil$25.00$25.004/12/2010 7:28:06 PM
HHP$25.00$25.004/12/2010 4:46:57 PM
Lise46$25.00$25.004/12/2010 4:47:27 PM
pragmatic-contract$25.00$25.004/12/2010 4:55:32 PM
bds9646$26.00$26.004/12/2010 5:10:24 PM
Supernick$50.00$50.004/12/2010 11:32:53 PM
alaco$25.00$25.004/12/2010 11:33:00 PM
industrious-dedication$25.00$25.004/12/2010 11:33:53 PM
auction-turbine4$41.24$41.244/13/2010 12:53:01 AM
euro-starter$25.00$25.004/12/2010 11:32:43 PM
jo2y$25.00$25.004/12/2010 7:27:57 PM
samo102us$25.00$25.004/13/2010 8:02:50 AM
dospapalotes$25.00$25.004/13/2010 7:08:05 AM
paladin847$25.00$25.004/12/2010 11:34:02 PM
cactus70$34.04$34.044/13/2010 6:29:06 AM
maldok1$25.00$25.004/13/2010 10:45:11 AM
octoberfresh$25.00$25.004/13/2010 7:03:46 AM
KiwiElf$30.00$30.004/13/2010 10:39:34 AM
JohnBanks$25.00$25.004/13/2010 11:01:57 AM
ommcd$25.00$25.004/13/2010 11:08:43 AM
MAKEITAUTOMATIC$25.00$25.004/13/2010 11:09:36 AM
newest-bountiful-basis$25.00$25.004/13/2010 11:09:48 AM
surfhoss644$25.00$25.004/13/2010 11:09:07 AM
NeighborlyImprovements$25.00$25.004/13/2010 11:09:45 AM
Pasagam$25.00$25.004/13/2010 11:22:25 AM
martinatime$25.00$25.004/13/2010 11:24:02 AM
social-turtle4$25.00$25.004/13/2010 11:10:38 AM
bonus-cougar$25.00$25.004/13/2010 9:33:22 AM
fightinjoe$25.00$25.004/13/2010 11:12:03 AM
green-unassailable-investment$25.00$25.004/13/2010 11:12:07 AM
Flatfoot$25.00$25.004/13/2010 11:29:27 AM
thegobbler$25.00$25.004/13/2010 12:05:00 PM
shellcollector$25.00$25.004/13/2010 11:31:12 AM
iLoaner$25.00$25.004/13/2010 12:08:38 PM
fuzed$32.83$32.834/13/2010 12:06:32 PM
iolaire$25.00$25.004/13/2010 12:29:11 PM
htguan$25.00$25.004/13/2010 12:33:29 PM
gauss02$25.00$25.004/13/2010 10:39:46 AM
zeelender$25.00$25.004/13/2010 10:43:18 AM
DeltaComputerGuy$25.00$25.004/13/2010 11:04:02 AM
community-pipeline8$48.69$48.694/13/2010 2:07:55 PM
smart-leverage7$25.00$25.004/13/2010 11:10:40 AM
ptjg$31.50$31.504/13/2010 11:12:13 AM
jga516$25.00$25.004/13/2010 11:19:59 AM
Philosonie$25.00$25.004/13/2010 11:21:12 AM
mlopez2007$25.00$25.004/13/2010 11:23:53 AM
dpfl55$25.00$25.004/13/2010 11:48:11 AM
tocchan$25.00$25.004/13/2010 11:49:20 AM
alpinaut$25.00$25.004/13/2010 3:55:19 PM
cleared2land$25.00$25.004/13/2010 11:55:02 AM
TK4$25.00$25.004/13/2010 11:56:39 AM
budyzr$25.00$25.004/13/2010 4:03:09 PM
steiglends$100.00$100.004/13/2010 12:10:29 PM
crdcteng$25.00$25.004/13/2010 4:15:07 PM
USMC0311$25.00$25.004/13/2010 12:21:11 PM
Castellan$25.00$25.004/13/2010 3:56:42 PM
KrazyCelticKid$100.00$100.004/13/2010 12:28:41 PM
GrayStudio$50.00$50.004/13/2010 4:10:19 PM
elasermd$63.22$63.224/13/2010 4:24:26 PM
bright-investment$30.00$30.004/13/2010 12:44:05 PM
point-shooter$25.00$25.004/13/2010 12:45:40 PM
Dweeberkitty1$25.00$25.004/13/2010 12:47:10 PM
nick5454$25.00$25.004/13/2010 4:35:06 PM
bright-balance$25.00$25.004/13/2010 1:18:03 PM
newest-orbital-justice$25.00$25.004/13/2010 4:36:02 PM
Tradesmanlender$25.00$25.004/13/2010 4:39:19 PM
wise-silver-wonder$25.00$25.004/13/2010 4:38:59 PM
PaulW$25.00$25.004/13/2010 4:39:26 PM
lloyd_s$25.00$25.004/13/2010 4:40:40 PM
guaton$25.00$25.004/13/2010 4:53:57 PM
star7705$25.00$25.004/13/2010 4:54:10 PM
YellowJacket$25.00$25.004/13/2010 4:54:44 PM
onlyinchicago$25.00$25.004/13/2010 4:57:57 PM
catterpillar$45.24$45.244/13/2010 4:54:03 PM
asset-caballero$25.00$25.004/13/2010 4:54:12 PM
divedude$25.00$25.004/13/2010 4:54:29 PM
gotyourgear$25.00$25.004/13/2010 4:54:45 PM
flexible-value$31.00$31.004/13/2010 5:04:18 PM
MarinLoans$25.00$25.004/13/2010 4:55:04 PM
wgc$25.00$25.004/13/2010 4:55:09 PM
DadWarbucks$25.00$25.004/13/2010 4:57:58 PM
balance-voyager$78.72$78.724/13/2010 5:04:19 PM
perlindc$99.23$99.234/13/2010 5:04:24 PM
new-reward-sequoia$25.00$25.004/13/2010 4:54:01 PM
dartmouth99$25.00$25.004/13/2010 4:54:24 PM
WorldlyWorker$25.00$25.004/13/2010 4:54:48 PM
scottr$25.00$25.004/13/2010 4:55:05 PM
Microfinancer$25.00$25.004/13/2010 5:04:13 PM
worldly-kindness8$25.00$25.004/13/2010 5:04:26 PM
gemoscar$25.00$25.004/13/2010 5:47:30 PM
xphile$25.00$25.004/13/2010 5:47:34 PM
palpbert$25.00$25.004/13/2010 6:24:19 PM
ebusinessagent$25.00$25.004/13/2010 6:24:37 PM
minista$25.00$25.004/13/2010 6:02:46 PM
secret-santa$25.00$25.004/13/2010 7:48:17 PM
j2ee$25.00$25.004/13/2010 6:32:55 PM
buckeye55$25.00$25.004/13/2010 6:39:12 PM
honorable-yield$50.00$50.004/13/2010 5:47:09 PM
reinforced-reward$25.00$25.004/13/2010 9:43:01 PM
ronkr$30.80$30.804/13/2010 6:24:13 PM
SourDoughSteve$25.00$6.574/14/2010 5:08:39 AM
ElChico124$25.00$25.004/13/2010 6:47:56 PM
GElender$50.00$50.004/13/2010 8:19:43 PM
Trigirl23$25.00$25.004/14/2010 12:33:48 AM
wrchism$43.17$43.174/14/2010 3:22:58 AM
springpanda$25.00$25.004/14/2010 12:23:35 PM
authoritative-capital$25.00$25.004/14/2010 8:50:28 PM
Sven79$50.00$50.004/15/2010 10:12:51 AM
dsgfl1$100.00$100.004/15/2010 11:55:40 AM
CornerKetch$25.00$25.004/15/2010 1:09:18 PM
fair_rates$25.00$25.004/15/2010 2:35:37 PM
Cherrypicker$50.00$50.004/15/2010 3:14:46 PM
Spiv_51$25.00$25.004/16/2010 4:03:46 AM
Tsimmeej$25.00$25.004/16/2010 5:08:45 AM
sparkling-income$50.00$50.004/16/2010 4:42:09 AM
iruz$100.00$100.004/16/2010 7:20:02 AM
Tech-Entrepreneur$25.00$25.004/16/2010 5:57:59 AM
Barrayaran$25.00$25.004/16/2010 10:26:00 AM
plbquic$25.00$25.004/16/2010 1:44:28 PM
BristolGarden$50.00$50.004/16/2010 2:22:27 PM
snowdem0n$25.00$25.004/16/2010 2:28:21 PM
SCD$25.00$25.004/16/2010 12:33:41 PM
LittleMingo$25.00$25.004/16/2010 12:05:42 PM
improvman$25.00$25.004/16/2010 3:53:53 PM
DoctorJoe$50.00$50.004/16/2010 3:57:21 PM
wwwUniversal$25.00$25.004/16/2010 4:50:16 PM
jalvin$100.00$100.004/17/2010 8:28:07 AM
JCMC$25.00$25.004/17/2010 8:37:17 AM
jfreaksho$25.00$25.004/18/2010 7:15:15 AM
Lotsofbears$25.00$25.004/17/2010 12:16:14 PM
rmpedi33$100.00$100.004/17/2010 10:14:10 PM
uucubed$50.00$50.004/18/2010 6:41:57 AM
emmeyP$25.00$25.004/18/2010 6:02:47 PM
top-tranquil-justice$28.50$28.504/18/2010 5:44:03 PM
b1geasy$25.00$25.004/19/2010 7:42:43 AM
rate-hickory$25.00$25.004/19/2010 9:12:46 AM
huskies01$43.00$43.004/19/2010 11:41:32 AM
zippy-revenue8$25.00$25.004/19/2010 11:52:32 AM
mammalian4$25.00$25.004/19/2010 12:36:22 PM
jwood3030$30.74$30.744/19/2010 12:37:05 PM
c03rc3$25.00$25.004/19/2010 3:28:37 PM
353 bids
 
Borrower Payment Dependent Notes Series 453629
This series of Notes was issued and sold upon the funding of the borrower loan #41831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 23.68% Starting borrower rate/APR: 24.68% / 26.98% Starting monthly payment: $356.32
Final lender yield: 22.55% Final borrower rate/APR: 23.55% / 25.84% Final monthly payment: $350.97
 
Auction yield range: 8.04% - 23.68% Estimated loss impact: 8.53%  
Lender servicing fee: 1.00% Estimated return: 14.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-2000 Debt/Income ratio: 12%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 8Length of status:13y 0m
Credit score: 700-719 (Apr-2010) Total credit lines: 16 Occupation: Other
Now delinquent: 0 Revolving credit balance: $10,454Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: worldly-leverage2 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I want to pay off my credit cards
Purpose of loan:
This loan will be used to?
Consolidate credit card bills into one payment and to get out of debt once and for all.

My financial situation:
I am a good candidate for this loan because?
I have a good, steady income, I never miss payment times or dates, and always have funds in the account to back up the payments. I am also very committed to paying off these bills.
Monthly net income: $
6000
Monthly expenses: $
??Housing: $ 2085
??Insurance: $ 225
??Car expenses: $ 0
??Utilities: $?250
??Phone, cable, internet: $ 120
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
KandKLegacyInvestments$25.00$25.004/12/2010 3:52:01 PM
sloak$25.00$25.004/12/2010 4:01:05 PM
investor_101$25.00$25.004/12/2010 3:54:31 PM
hrubinst$25.00$25.004/12/2010 4:27:27 PM
delicious-social132$25.00$25.004/12/2010 4:28:21 PM
dinero-speaker$25.00$25.004/12/2010 4:29:05 PM
integrity-doctor$100.00$100.004/12/2010 4:30:41 PM
Nerdster1$25.00$25.004/12/2010 4:25:45 PM
income-fortress$25.00$25.004/12/2010 4:26:05 PM
Avala$50.00$50.004/12/2010 4:28:05 PM
ddog0224$25.00$25.004/12/2010 4:28:53 PM
a-finance-nirvana$25.00$25.004/12/2010 4:37:26 PM
bowdish1$50.00$50.004/12/2010 4:38:32 PM
ichibon$75.00$75.004/12/2010 4:38:46 PM
radforj22$25.00$25.004/12/2010 4:32:55 PM
Dap2005$25.00$25.004/12/2010 4:33:41 PM
ideal-platinum1$75.00$75.004/12/2010 4:36:04 PM
tntmojave$25.00$25.004/12/2010 4:44:53 PM
aggielender$25.00$25.004/12/2010 4:37:46 PM
mercuriant$25.00$25.004/12/2010 4:46:26 PM
Syndication$25.00$16.574/12/2010 4:39:24 PM
sociallender$25.00$25.004/12/2010 4:59:58 PM
DasMula$25.00$25.004/12/2010 6:08:48 PM
frogperson$50.00$50.004/12/2010 4:44:38 PM
YoungTaxMan$50.00$50.004/12/2010 4:59:09 PM
historic-nickel$25.00$25.004/12/2010 5:00:33 PM
crippledcircus$65.00$65.004/13/2010 10:12:15 AM
reflective-rupee$100.00$100.004/13/2010 10:35:52 AM
dynrep$25.00$25.004/13/2010 11:12:17 AM
FOFagent1$200.00$200.004/13/2010 10:23:56 AM
ptjg$25.00$25.004/13/2010 4:40:36 PM
cashhelp$25.00$25.004/13/2010 4:55:03 PM
loan-fate$50.00$50.004/13/2010 4:41:08 PM
Whipster$25.00$25.004/13/2010 6:57:48 PM
calbertrand$25.00$25.004/14/2010 8:28:40 AM
buffalobills$25.00$25.004/14/2010 8:21:19 AM
natejx$25.00$25.004/14/2010 11:43:12 AM
heroic-hope5$25.00$25.004/14/2010 11:44:10 AM
foothillender$25.00$25.004/14/2010 3:46:32 PM
mmzero$25.00$25.004/14/2010 4:38:43 PM
economy-popcorn$25.00$25.004/15/2010 5:47:12 AM
FinanceEngine$25.00$25.004/14/2010 5:11:36 PM
3613925$25.00$25.004/14/2010 6:08:41 PM
interstellar$50.00$50.004/15/2010 10:18:24 AM
ore-bada-bing$90.00$90.004/14/2010 9:48:24 PM
broker558$25.00$25.004/15/2010 10:05:57 AM
CornerKetch$25.00$25.004/15/2010 12:35:00 PM
payout-network1$25.00$25.004/15/2010 3:59:00 PM
MarcusOcean$50.00$50.004/15/2010 7:19:08 PM
kind-funds-tonic$25.00$25.004/16/2010 8:10:37 AM
divine940$25.00$25.004/16/2010 6:07:48 AM
enthusiastic-point$25.00$25.004/16/2010 9:11:44 AM
duty-monger$50.00$50.004/16/2010 10:30:32 AM
freedom3$901.10$901.104/16/2010 8:24:49 AM
Jamahl$25.00$25.004/16/2010 11:42:47 AM
the-profit-oracle$25.00$25.004/16/2010 1:06:25 PM
nickel-position$35.80$35.804/17/2010 2:02:19 AM
Sol_Invictus$25.00$25.004/17/2010 6:43:20 AM
kenL$100.00$100.004/16/2010 7:14:40 PM
dollymama$50.00$50.004/17/2010 4:42:26 AM
Madmigel$72.72$72.724/17/2010 6:17:06 AM
vivacious-p2p3$25.00$25.004/17/2010 12:33:39 PM
Dollars4Rent$25.00$25.004/17/2010 1:05:00 PM
loss-of-control$25.00$25.004/17/2010 1:30:47 PM
1-HARD-HEAD$50.00$50.004/18/2010 12:07:14 AM
p2ploan-sensation211$50.00$50.004/17/2010 3:25:54 PM
golden-currency$25.00$25.004/18/2010 10:13:50 AM
valid900$75.00$75.004/18/2010 10:19:38 AM
rate-mogul$25.00$25.004/18/2010 1:53:14 PM
the-silver-blaster$50.00$50.004/18/2010 11:27:08 AM
toplinetrading$25.00$25.004/19/2010 2:35:48 AM
credit-coach118$45.00$45.004/18/2010 8:32:01 PM
patriot384$100.00$100.004/19/2010 5:45:20 AM
shrewd-income$25.00$25.004/19/2010 6:41:23 AM
mpatrick$50.00$50.004/19/2010 10:42:18 AM
rate-hickory$25.00$25.004/19/2010 9:13:43 AM
umfan123$25.00$25.004/19/2010 6:51:35 AM
credit-missile$100.00$100.004/19/2010 8:14:21 AM
favorite-commerce$25.00$25.004/19/2010 11:03:07 AM
felicity-daydream$65.00$65.004/19/2010 11:18:03 AM
payout-reaction740$25.00$25.004/19/2010 11:40:36 AM
Bill88$25.00$25.004/19/2010 1:17:06 PM
Hatdance$25.00$25.004/19/2010 1:19:19 PM
durability-colonel$50.00$50.004/19/2010 2:26:32 PM
Lubava$25.00$25.004/19/2010 3:11:15 PM
social-conductor4$25.00$25.004/19/2010 3:46:37 PM
aquistoyraul$25.00$25.004/19/2010 2:33:03 PM
exciting-fairness$50.00$50.004/19/2010 3:20:50 PM
five-star-justice$36.00$36.004/12/2010 3:57:32 PM
loan_doctor$25.00$25.004/12/2010 4:03:03 PM
euro-starter$25.00$25.004/12/2010 4:03:10 PM
FinDoc$25.00$25.004/12/2010 4:11:44 PM
inismor$25.00$25.004/12/2010 4:16:38 PM
torion$25.00$25.004/12/2010 4:27:40 PM
bonus-adventure3$50.00$50.004/12/2010 4:28:42 PM
return-eclipse0$25.00$25.004/12/2010 4:29:27 PM
heavenly-repayment4$30.00$30.004/12/2010 4:30:21 PM
logical-reward8$25.00$25.004/12/2010 4:32:34 PM
platinum-sorcerer6$25.00$25.004/12/2010 4:34:13 PM
CO80487$25.00$25.004/12/2010 4:35:30 PM
successful-agreement7$100.00$100.004/12/2010 4:35:38 PM
lagnisiruk$25.00$25.004/12/2010 4:35:57 PM
inspired-contract9$25.00$25.004/12/2010 4:36:16 PM
HaveToWrite$25.00$25.004/12/2010 4:36:35 PM
Havana21$50.00$50.004/12/2010 4:38:13 PM
peerlender$30.00$30.004/12/2010 4:38:01 PM
mmckune$25.00$25.004/12/2010 4:32:03 PM
youthful-greenback3$35.00$35.004/12/2010 4:39:08 PM
nickel-ferret$25.00$25.004/12/2010 4:32:20 PM
unassassinable$25.00$25.004/12/2010 4:34:39 PM
newest-inspiring-power$25.00$25.004/12/2010 4:36:52 PM
klinebarger$25.00$25.004/12/2010 4:39:18 PM
Bank_Of_XL$50.00$50.004/12/2010 5:14:43 PM
SFBank$200.00$200.004/12/2010 4:56:52 PM
mac976$25.00$25.004/13/2010 7:42:10 AM
reflective-rupee$100.00$100.004/13/2010 10:36:11 AM
reflective-rupee$100.00$100.004/13/2010 10:36:26 AM
JustMee$25.00$25.004/13/2010 6:52:33 AM
cognizant-rate732$33.61$33.614/13/2010 4:41:28 PM
Tai$25.00$25.004/13/2010 4:41:11 PM
reflective-rupee$100.00$100.004/13/2010 4:46:22 PM
WealthBoy$25.00$25.004/13/2010 4:55:37 PM
SolarMoonshine$25.00$25.004/13/2010 6:13:23 PM
Trakissta$100.00$100.004/13/2010 7:21:48 PM
the-debt-fluffy-bunny$25.00$25.004/14/2010 12:05:28 AM
calbertrand$25.00$25.004/14/2010 8:27:19 AM
brightest-dignified-penny$25.00$25.004/13/2010 8:40:08 PM
scoobiedoo$25.00$25.004/14/2010 7:48:12 AM
charming-point$300.00$300.004/14/2010 12:51:59 PM
szetheli$155.00$155.004/14/2010 6:42:17 PM
new-goal-return$25.00$25.004/14/2010 4:38:48 PM
privatebankerva$25.00$25.004/14/2010 3:57:13 PM
authoritative-capital$25.00$25.004/14/2010 8:50:29 PM
ChrisKwan$25.00$25.004/15/2010 9:36:01 AM
_SCI_$25.00$25.004/15/2010 10:18:35 AM
LarWit1512$25.00$25.004/15/2010 12:22:19 PM
golffish2$100.00$100.004/15/2010 4:04:31 PM
CTG_JaQ$97.82$97.824/15/2010 8:07:10 PM
sc-pjb11$37.68$37.684/16/2010 3:10:33 AM
Top_Gun_Lender$26.00$26.004/16/2010 8:32:59 AM
balance-chestnut$50.00$50.004/16/2010 12:57:17 PM
BrighterSuns$25.00$25.004/16/2010 10:55:55 AM
tnjohnso$25.00$25.004/16/2010 11:02:44 AM
rgryoung20$25.00$25.004/16/2010 1:15:05 PM
d_grbg$25.00$25.004/16/2010 12:43:05 PM
wwwUniversal$25.00$25.004/16/2010 4:50:18 PM
Your_Bank$100.00$100.004/16/2010 6:36:01 PM
loss-of-control$50.00$50.004/16/2010 7:12:25 PM
Your_Bank$50.00$50.004/16/2010 6:35:35 PM
Leopoldine$25.00$25.004/16/2010 6:37:33 PM
charitycoon$25.00$25.004/16/2010 6:46:02 PM
Your_Bank$50.00$50.004/16/2010 6:35:07 PM
Kyileo$50.00$50.004/16/2010 7:11:54 PM
spiff666$25.00$25.004/16/2010 7:50:00 PM
Bob450$75.00$75.004/16/2010 8:20:57 PM
trumpeter5$25.00$25.004/17/2010 9:08:49 AM
orange-finance-banker$25.00$25.004/17/2010 10:02:57 AM
ttnk62918$25.00$25.004/17/2010 11:27:48 AM
blackstar$25.00$25.004/17/2010 8:08:33 PM
hektek22$25.00$25.004/17/2010 11:51:15 PM
FundMaker$25.00$25.004/17/2010 3:38:49 PM
benefit-flow$50.00$50.004/18/2010 10:17:34 AM
new-peso-concerto$75.00$75.004/18/2010 7:17:42 AM
Moneypenny6$25.00$25.004/18/2010 9:26:50 AM
principal-star$25.00$25.004/18/2010 12:19:24 PM
credit-wheel7$25.00$25.004/18/2010 2:39:57 PM
himanshuko$25.00$25.004/18/2010 7:24:25 PM
malomar66$45.00$45.004/18/2010 10:30:56 PM
TakeCare$50.00$50.004/19/2010 8:01:15 AM
elegant-loot$25.00$25.004/18/2010 7:50:38 PM
wonder3$25.00$25.004/19/2010 6:06:02 AM
nalaari$39.23$39.234/19/2010 6:08:54 AM
djkaiser$34.47$34.474/19/2010 11:12:16 AM
top-courteous-peso$25.00$25.004/19/2010 9:31:27 AM
3am-preacher$25.00$25.004/19/2010 12:35:38 PM
fund-medalist171$25.00$25.004/19/2010 12:36:10 PM
beakerfish$300.00$300.004/19/2010 12:54:10 PM
The-CAPS-fan$34.00$34.004/19/2010 1:31:20 PM
aultraman$25.00$25.004/19/2010 1:51:07 PM
CTG_JaQ$200.00$200.004/19/2010 12:20:33 PM
ezhik00$25.00$25.004/19/2010 12:21:11 PM
DasMula$25.00$25.004/19/2010 3:05:05 PM
exciting-fairness$100.00$100.004/19/2010 3:17:10 PM
Your_Bank$75.00$75.004/19/2010 3:31:34 PM
0403$25.00$25.004/19/2010 3:47:25 PM
185 bids
 
Borrower Payment Dependent Notes Series 453697
This series of Notes was issued and sold upon the funding of the borrower loan #41904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-16-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $215.61
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $204.80
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Dec-1992 Debt/Income ratio: 34%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 7Length of status:3y 7m
Credit score: 640-659 (Mar-2010) Total credit lines: 22 Occupation: Other
Now delinquent: 0 Revolving credit balance: $22,990Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 100%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 8    
Screen name: commitment-legend Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Can i pay you instead?
Purpose of loan:
This loan will be used to pay off about 25% of my outstanding Credit Card balances!

My financial situation:
I am a good candidate for this loan because I am what you would consider income rich and credit poor. Back in 2004-2006 I used my credit cards to help me get through graduate school. For the past 3 years I have been trying to get my balances down, but cannot seem to get ahead. Obviously the 30% interest is working against me and my family. I hope to get a reasonable rate on a prosper loan, and be able to knock out 25% or more of my credit card debt in 3 short years......

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150
??Car expenses: $350
??Utilities: $ 225
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
value-microscope$25.00$25.004/13/2010 5:07:51 PM
ommcd$25.00$25.004/13/2010 5:10:31 PM
samo102us$25.00$25.004/13/2010 5:10:47 PM
burrito6$50.00$50.004/13/2010 5:11:38 PM
iGeoff$25.00$25.004/13/2010 5:08:20 PM
adventurous-capital$50.00$50.004/13/2010 5:09:05 PM
selfmademan$25.00$25.004/13/2010 5:10:06 PM
autonomous-truth$25.00$25.004/13/2010 5:11:33 PM
supersarah61$25.00$25.004/13/2010 5:12:14 PM
head$25.00$25.004/13/2010 5:16:26 PM
jonbozeman$25.00$25.004/13/2010 5:13:14 PM
fostaman$25.00$25.004/13/2010 5:14:07 PM
gmanrex$50.00$50.004/13/2010 5:15:17 PM
Havana21$50.00$50.004/13/2010 5:19:03 PM
delivery$25.00$25.004/13/2010 5:16:27 PM
capital-marsupial3$25.00$25.004/13/2010 5:10:14 PM
lagnisiruk$25.00$25.004/13/2010 5:16:46 PM
MONEYMATCH$25.00$25.004/13/2010 5:20:32 PM
supreme-hope$25.00$25.004/13/2010 5:17:37 PM
asmithj$48.73$48.734/13/2010 5:17:41 PM
Cypher041$25.00$25.004/13/2010 5:12:07 PM
compassion-bauble4$25.00$25.004/13/2010 5:18:11 PM
shrewd-deal$25.00$25.004/13/2010 5:22:37 PM
personal-lender$25.00$25.004/13/2010 5:22:44 PM
Streetfighter$50.00$50.004/13/2010 5:23:27 PM
desertoasis$25.00$25.004/13/2010 5:15:07 PM
frogperson$25.00$25.004/13/2010 5:15:27 PM
first-upright-payout$25.00$25.004/13/2010 5:23:42 PM
global_microfinance$25.00$25.004/13/2010 5:15:32 PM
kid8549$25.00$25.004/13/2010 5:24:07 PM
aasx1108$25.00$25.004/13/2010 5:24:26 PM
stock106$30.00$30.004/13/2010 5:24:30 PM
nrowland$25.00$25.004/13/2010 5:24:35 PM
Zingaro$25.00$25.004/13/2010 5:16:25 PM
chicagoman$25.00$25.004/13/2010 5:24:47 PM
cablenews$25.00$25.004/13/2010 5:22:15 PM
Buffer10$100.00$100.004/13/2010 5:22:20 PM
FeedTheMachine$50.00$50.004/13/2010 5:17:33 PM
momoney2lend$25.00$25.004/13/2010 5:22:40 PM
the-silver-blaster$25.00$25.004/13/2010 5:17:56 PM
Midwestvalues$100.00$100.004/13/2010 5:22:53 PM
chakra$25.00$25.004/13/2010 5:23:53 PM
reward-adventure$30.00$30.004/13/2010 5:24:02 PM
oldmora$50.00$50.004/13/2010 5:24:05 PM
honorable-yield$35.00$35.004/13/2010 5:24:31 PM
bonus-tent$25.00$25.004/13/2010 5:25:01 PM
suomynona$25.00$25.004/13/2010 5:20:02 PM
newest-inspiring-power$25.00$25.004/13/2010 5:20:44 PM
Banker7371$25.00$25.004/13/2010 5:20:47 PM
CarDealer3070$30.00$30.004/13/2010 5:22:58 PM
red-favorable-basis$25.00$25.004/13/2010 5:23:12 PM
integrity-doctor$100.00$100.004/13/2010 5:23:30 PM
108lender$75.00$75.004/13/2010 5:24:21 PM
life-is-great$25.00$25.004/13/2010 5:24:40 PM
skuba$25.00$25.004/13/2010 5:24:54 PM
Supernick$25.00$25.004/13/2010 5:24:59 PM
greenback-visionary4$25.00$25.004/13/2010 5:35:01 PM
benefit-squirrel$25.00$25.004/13/2010 5:49:30 PM
uprising35$50.00$40.744/13/2010 5:49:38 PM
dedicated-diversification5$86.06$86.064/13/2010 5:49:31 PM
yield-seeker$25.00$25.004/13/2010 5:49:33 PM
InChicago$25.00$25.004/15/2010 10:19:06 AM
Jim33$25.00$25.004/15/2010 10:13:12 PM
social-conductor4$25.00$25.004/13/2010 5:10:21 PM
kginatl$42.81$42.814/13/2010 5:11:14 PM
AF-Chief$28.00$28.004/13/2010 5:11:31 PM
jo2y$25.00$25.004/13/2010 5:08:13 PM
rlgnyc$26.05$26.054/13/2010 5:11:55 PM
shrewd-peace7$25.00$25.004/13/2010 5:12:02 PM
jasperus$25.00$25.004/13/2010 5:12:11 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:09:37 PM
circuitfive$25.00$25.004/13/2010 5:13:02 PM
ouyangers$25.00$25.004/13/2010 5:14:30 PM
Kaj$25.00$25.004/13/2010 5:11:26 PM
kmr2$200.00$200.004/13/2010 5:15:36 PM
jimmykat$25.00$25.004/13/2010 5:15:39 PM
heavenly-repayment4$25.00$25.004/13/2010 5:12:20 PM
Sateesh$35.32$35.324/13/2010 5:16:34 PM
Learning2Lend$27.79$27.794/13/2010 5:14:09 PM
jonmars$37.51$37.514/13/2010 5:07:54 PM
bajaruss$25.00$25.004/13/2010 5:08:04 PM
MrMcduck$25.00$25.004/13/2010 5:08:12 PM
JBA25$25.00$25.004/13/2010 5:18:24 PM
CC911$25.00$25.004/13/2010 5:16:28 PM
kindness-percolator5$25.00$25.004/13/2010 5:18:02 PM
The_Secret$25.00$25.004/13/2010 5:12:27 PM
inspiring-reward$49.95$49.954/13/2010 5:22:32 PM
ukstevenhawaii$50.00$50.004/13/2010 5:23:03 PM
greenwell$25.00$25.004/13/2010 5:23:06 PM
magnolia161$25.00$25.004/13/2010 5:23:19 PM
unforgettable-order9$25.00$25.004/13/2010 5:23:28 PM
red_spade$26.00$26.004/13/2010 5:23:33 PM
HHP$25.00$25.004/13/2010 5:23:38 PM
return-eclipse0$25.00$25.004/13/2010 5:23:58 PM
currency-sergeant$25.00$25.004/13/2010 5:24:15 PM
trustu$25.00$25.004/13/2010 5:24:24 PM
rescue$50.00$50.004/13/2010 5:24:36 PM
natecam$25.00$25.004/13/2010 5:16:32 PM
gizzywump$25.00$25.004/13/2010 5:24:44 PM
hope-equation$50.00$50.004/13/2010 5:24:50 PM
WalnutCreekguy$25.00$25.004/13/2010 5:25:04 PM
fortytwo$50.00$50.004/13/2010 5:17:07 PM
bowdish1$50.00$50.004/13/2010 5:17:12 PM
payment-gusto$25.00$25.004/13/2010 5:22:19 PM
Nerdster1$25.00$25.004/13/2010 5:22:27 PM
secobarbital$25.00$25.004/13/2010 5:22:41 PM
Zolton$200.00$200.004/13/2010 5:22:51 PM
Lam0nt$25.00$25.004/13/2010 5:18:05 PM
rhin0cerx$50.00$50.004/13/2010 5:23:04 PM
Rattlehead$25.00$25.004/13/2010 5:23:15 PM
irrelevant$25.00$25.004/13/2010 5:25:05 PM
Tikibarman$100.00$100.004/13/2010 5:19:58 PM
unforgettable-fund2$25.00$25.004/13/2010 5:22:14 PM
awesome-return0$25.00$25.004/13/2010 5:22:25 PM
zorg77$25.00$25.004/13/2010 5:22:35 PM
deegeeman$50.00$50.004/13/2010 5:23:09 PM
martinnc$25.00$25.004/13/2010 5:23:24 PM
natural-greenback6$25.00$25.004/13/2010 5:23:35 PM
harmonious-revenue7$25.00$25.004/13/2010 5:23:45 PM
xyzlmno$25.00$25.004/13/2010 5:24:18 PM
AF_Trust$25.00$25.004/13/2010 5:24:42 PM
dlg$26.04$26.044/13/2010 5:45:35 PM
gain-bridge$25.00$25.004/13/2010 5:30:56 PM
salala$25.00$25.004/13/2010 5:46:35 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:14 PM
Floridagirl$25.00$25.004/13/2010 5:49:37 PM
asset-professor$35.00$35.004/13/2010 5:47:03 PM
LucyMcClane$25.00$25.004/13/2010 5:49:35 PM
micko$25.00$25.004/13/2010 5:46:28 PM
matt_2006$25.00$25.004/13/2010 5:49:10 PM
bountiful-bazaar$25.00$25.004/13/2010 5:49:32 PM
robust-trade$25.00$25.004/13/2010 5:49:36 PM
charming-point$120.00$120.004/14/2010 1:12:31 PM
finance-prescription$50.00$50.004/15/2010 8:14:45 AM
silvercertificate$25.00$25.004/15/2010 10:18:13 AM
market-pudding$25.00$25.004/15/2010 3:50:49 PM
FunkyBro$65.00$65.004/15/2010 10:53:56 PM
interstellar$50.00$50.004/16/2010 8:47:52 AM
balanceheart$80.00$80.004/16/2010 9:55:11 AM
order-brigade$25.00$25.004/16/2010 12:19:09 PM
140 bids
 
Borrower Payment Dependent Notes Series 453711
This series of Notes was issued and sold upon the funding of the borrower loan #41965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-17-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2001 Debt/Income ratio: Not calculated
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 9Length of status:2y 4m
Credit score: 740-759 (Apr-2010) Total credit lines: 17 Occupation: Food Service Manage...
Now delinquent: 0 Revolving credit balance: $100Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: Dependable_Borrower Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Venture
Purpose of loan:This loan will be used, in addition to personal funds, for a new business startup. The business will be based out of a seasonal community where restaurants offer deep discounts and amazing specials during off season to draw in year-round local residents. The business will create a website as a centralized source to find all of the local specials. It will generate an income based on advertising from the restaurants.

During season the website will continue to be utilized to list all the specials the restaurants are offering.

Loan Usage Breakdown$2,500 - Website Development & Hosting$1,500 - Legal Fees (Start-up & Contracts)$1,250 - Initial Marketing (Internet & Newspaper)$750 - Sales Materials$500 - Unforeseen CostsProjected Profit: First 12 months $12,500 - $15,000.

My financial situation: I am an ideal candidate for this loan based on my financial history and experience in starting other businesses. Financially, I have never missed a payment on any loan or credit line and have never defaulted on any loans. Over the last 12 months I have reduced my personal debt by over 70% creating a stable cash-flow with less than $175 of my monthly income being used to pay other debts. On the experience front, I have developed and currently operate the premier private bartending service in my tri-county area.

Monthly Net Income: $2500
Monthly expenses: Housing: $ 375Insurances: $150Car expenses: $500 (Car will be paid off in 3 months reducing to $150)Utilities: $165Food, entertainment: $250Household expenses $80Credit cards and other loans: $151Other expenses: $150CASH FLOW: $679
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.004/13/2010 5:10:28 PM
meux99$25.00$25.004/13/2010 5:11:19 PM
TheMan$25.00$25.004/13/2010 5:12:48 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:08:39 PM
peerlender$30.00$30.004/13/2010 5:18:47 PM
antlr$25.00$25.004/13/2010 5:16:10 PM
mtp$50.00$50.004/13/2010 5:19:31 PM
lagnisiruk$25.00$25.004/13/2010 5:16:41 PM
fortytwo$100.00$100.004/13/2010 5:17:48 PM
OLYVRC$25.00$25.004/13/2010 5:14:42 PM
truth-image$50.00$50.004/13/2010 5:16:03 PM
Rdodson11$25.00$25.004/13/2010 5:16:16 PM
Thunderswan$50.00$50.004/13/2010 5:25:33 PM
delicious-social132$40.00$40.004/13/2010 5:26:31 PM
hrubinst$25.00$25.004/13/2010 5:26:44 PM
dinero-speaker$25.00$25.004/13/2010 5:27:38 PM
bowdish1$100.00$100.004/13/2010 5:20:39 PM
investment-network$25.00$25.004/13/2010 5:25:46 PM
HunterSix$25.00$25.004/13/2010 5:29:08 PM
unassassinable$25.00$25.004/13/2010 5:29:48 PM
skuba$25.00$25.004/13/2010 5:30:01 PM
xyzlmno$25.00$25.004/13/2010 5:27:40 PM
supersarah61$25.00$25.004/13/2010 5:31:56 PM
nickel-ferret$25.00$25.004/13/2010 5:25:40 PM
RusRobo$25.00$25.004/13/2010 5:29:37 PM
return-buddy$25.00$25.004/13/2010 5:32:43 PM
djs81$25.00$25.004/13/2010 5:29:52 PM
bglender$25.00$25.004/13/2010 5:33:59 PM
mmckune$25.00$25.004/13/2010 5:28:40 PM
bright-balance$25.00$25.004/13/2010 5:36:11 PM
buckyhead2000$25.00$25.004/13/2010 5:29:12 PM
Dap2005$25.00$25.004/13/2010 5:29:31 PM
Havana21$50.00$50.004/13/2010 5:30:21 PM
kindness-percolator5$25.00$25.004/13/2010 5:30:37 PM
bruin558$80.00$80.004/13/2010 5:35:27 PM
ArtemisFitzlebottom$50.00$50.004/13/2010 5:31:09 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:25 PM
fantastic-openness$50.00$50.004/13/2010 5:31:39 PM
lamarsam$25.00$25.004/13/2010 5:37:01 PM
bchen78875$25.00$25.004/13/2010 5:48:40 PM
jdrez$25.00$25.004/13/2010 5:35:19 PM
selfmademan$25.00$25.004/13/2010 5:35:37 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:42:58 PM
Supernick$50.00$50.004/13/2010 8:19:48 PM
mountains59$25.00$25.004/14/2010 9:34:32 AM
Namrok$25.00$25.004/14/2010 9:35:10 AM
Pickmar$25.00$25.004/14/2010 11:26:54 AM
community-saver158$50.00$50.004/14/2010 9:47:32 AM
jrbill1998$50.00$50.004/14/2010 10:03:02 AM
tender-integrity3$50.00$50.004/14/2010 9:34:20 AM
jo2y$25.00$25.004/14/2010 12:09:24 PM
flexible-value$31.00$31.004/14/2010 12:22:45 PM
KiwiElf$30.00$30.004/14/2010 10:20:51 AM
contract-eagle$25.00$25.004/14/2010 1:40:25 PM
influential-compassion9$50.00$50.004/14/2010 12:03:05 PM
the-profit-oracle$25.00$25.004/14/2010 12:10:12 PM
mathprof$25.00$25.004/14/2010 12:10:16 PM
a-finance-nirvana$25.00$25.004/14/2010 12:22:54 PM
DonaldColorado$25.00$25.004/14/2010 12:33:40 PM
favorable-order8$25.00$25.004/14/2010 6:22:55 PM
intlargonaut$100.00$100.004/14/2010 2:53:18 PM
Sixmil$25.00$25.004/14/2010 6:47:05 PM
jsw7us$50.00$50.004/14/2010 4:57:51 PM
red-trade-cologne$25.00$25.004/15/2010 4:23:03 AM
jblack01$25.00$25.004/15/2010 5:13:01 AM
roymckenzie$25.00$25.004/15/2010 8:48:43 AM
DeltaComputerGuy$25.00$25.004/15/2010 9:34:42 AM
lostontheedge$25.00$25.004/15/2010 9:34:48 AM
important-ore$50.00$50.004/15/2010 3:28:07 AM
authoritative-capital$25.00$25.004/14/2010 8:52:59 PM
Slackerwealth$25.00$25.004/14/2010 9:25:35 PM
rescue$50.00$50.004/15/2010 7:38:21 AM
ddamenace$25.00$25.004/15/2010 9:33:35 AM
unassuming-reward$25.00$25.004/15/2010 9:53:06 AM
p2p_banker$25.00$25.004/15/2010 9:53:30 AM
finance-prescription$100.00$100.004/15/2010 8:03:19 AM
green-unassailable-investment$25.00$25.004/15/2010 8:58:03 AM
bid-refresher2$25.00$25.004/15/2010 9:34:04 AM
morpholog$25.00$25.004/15/2010 11:41:26 AM
kmr2$34.86$34.864/15/2010 10:19:19 AM
worthy-wealth3$25.00$25.004/13/2010 5:13:52 PM
Ivan2007$25.00$25.004/13/2010 5:18:17 PM
mrzz$25.00$25.004/13/2010 5:18:28 PM
AmericanCredit$25.00$25.004/13/2010 5:18:41 PM
rolandweary$30.00$30.004/13/2010 5:19:08 PM
fcukciti$50.00$50.004/13/2010 5:16:57 PM
peaceful-agreement2$25.00$25.004/13/2010 5:11:43 PM
Cai8899$75.00$75.004/13/2010 5:13:31 PM
KeepOnRunning$50.00$50.004/13/2010 5:20:06 PM
supreme-hope$25.00$25.004/13/2010 5:17:24 PM
ideal-penny8$25.00$25.004/13/2010 5:26:24 PM
radforj22$25.00$25.004/13/2010 5:25:27 PM
heavenly-repayment4$25.00$25.004/13/2010 5:28:04 PM
kchen486$25.00$25.004/13/2010 5:26:10 PM
unclejaef$25.00$25.004/13/2010 5:28:50 PM
Avala$50.00$50.004/13/2010 5:27:17 PM
Barak$40.00$40.004/13/2010 5:27:57 PM
careful-note$50.00$50.004/13/2010 5:28:28 PM
steady-funds6$25.00$25.004/13/2010 5:28:37 PM
codavee$50.00$50.004/13/2010 5:31:47 PM
tenacious-compassion9$30.00$30.004/13/2010 5:29:21 PM
Dreamconnection$25.00$25.004/13/2010 5:26:16 PM
HHP$25.00$25.004/13/2010 5:32:52 PM
bonus-adventure3$50.00$50.004/13/2010 5:26:38 PM
torion$25.00$25.004/13/2010 5:27:08 PM
magical-greenback$25.00$25.004/13/2010 5:31:04 PM
meenan$25.00$25.004/13/2010 5:27:46 PM
integrity-doctor$100.00$100.004/13/2010 5:28:14 PM
bonus-cougar$25.00$25.004/13/2010 5:35:06 PM
shrewd-peace7$25.00$25.004/13/2010 5:34:04 PM
CAGE-Investments$100.00$100.004/13/2010 5:32:32 PM
BaxterEvil$25.00$25.004/13/2010 5:33:40 PM
The_Secret$25.00$25.004/13/2010 5:34:32 PM
samo102us$25.00$25.004/13/2010 5:34:50 PM
aggielender$25.00$25.004/14/2010 8:38:10 AM
Randini$25.00$25.004/14/2010 9:47:44 AM
Okeey$25.00$25.004/14/2010 9:09:57 AM
systematic-trade$25.00$25.004/14/2010 9:35:03 AM
Veet$50.00$50.004/14/2010 10:04:17 AM
capital-marsupial3$25.00$25.004/14/2010 11:19:26 AM
SNH$50.00$50.004/14/2010 12:09:29 PM
thedoctor$44.17$44.174/14/2010 12:10:03 PM
Clambake$50.00$50.004/14/2010 4:18:19 PM
TakeCare$50.00$50.004/14/2010 12:09:34 PM
direct-peso1$25.00$25.004/14/2010 5:28:52 PM
Phantom99$25.00$25.004/14/2010 6:47:00 PM
JGB$25.00$25.004/14/2010 3:58:32 PM
AF-Chief$28.00$28.004/14/2010 4:17:56 PM
evnagelist$25.00$25.004/14/2010 10:57:59 PM
Interloper$25.00$25.004/14/2010 11:18:35 PM
gracej$25.00$25.004/14/2010 4:28:31 PM
cberthiaume$25.00$25.004/15/2010 6:47:59 AM
value-microscope$25.00$25.004/14/2010 8:35:35 PM
unforgettable-order9$42.54$42.544/15/2010 7:38:23 AM
gain-seagull9$25.00$25.004/15/2010 10:09:39 AM
newyork6264$25.00$25.004/15/2010 11:23:50 AM
totoro$25.00$25.004/15/2010 12:07:02 PM
thegreatone$92.31$39.434/15/2010 12:23:55 PM
interstellar$50.00$50.004/15/2010 12:49:37 PM
tortugato$200.00$200.004/15/2010 7:04:54 PM
140 bids
 
Borrower Payment Dependent Notes Series 453737
This series of Notes was issued and sold upon the funding of the borrower loan #41877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-12-2010 
  Auction end date:  Apr-19-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $184.63
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.32% Final monthly payment: $181.31
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.38%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2000 Debt/Income ratio: 57%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 26 / 23Length of status:15y 3m
Credit score: 640-659 (Apr-2010) Total credit lines: 59 Occupation: Military Officer
Now delinquent: 0 Revolving credit balance: $33,017Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 87%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dwn2low Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,200.00< mo. late: 0 ( 0% )  
620-639 (Nov-2009)
620-639 (Sep-2009)
640-659 (Jun-2008)
620-639 (Mar-2008)
 
Principal balance: $1,736.64 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
Refi Prosper Loan and bills
Purpose of loan:
This loan will be used to?refinance?my existing prosper loan as well as?to? pay off a credit card that recently inceased my rate without notice for no reason. You can see that I have made consistant early paymentsto my current prosper loan.

My financial situation:
I am a good candidate for this loan because I am an Officer in the USAF and integrity and honesty is what I stand for. I have paid consistanly on this loan for?over a?years . My current DTI is high due to the fact I am attending graduate school for Clinical Psy through Capella and this school cost more than my Tuition Assistance so I have student loans to cover the rest, however they are defered until I finish. I also have several investments which I could liquadate to pay this loan but wish to keep those for the future. My credit score is low due to my DTI?NOT because i do not pay my bills. I?am now?deploy to the desert so this?has increase my income temparaily but I am looking to keep my payments at the current amount or lower.
Thanks

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 100
??Car expenses: $ 150 (Gas lol)
??Utilities: $?180
??Phone, cable, internet: $ 135
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Boat: $ 275
??Harley$300
?? Investments $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Comment: Thanks for confirmation of employment and income. Also a fellow military officer a safe bet. - Military-2-Military
A: Thank You (Apr-17-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$25.00$25.004/12/2010 5:57:29 PM
DasMula$25.00$25.004/12/2010 5:57:13 PM
CA_Lender$25.00$25.004/12/2010 10:29:51 PM
the-dynamic-marketplace$50.00$50.004/13/2010 5:33:58 PM
Unitas4302$200.00$200.004/14/2010 6:42:52 AM
josephpenrod$25.00$25.004/14/2010 8:52:45 PM
Your_Bank$50.00$50.004/16/2010 6:44:05 PM
Your_Bank$50.00$50.004/16/2010 6:44:19 PM
BlueProteus$25.00$25.004/16/2010 7:28:27 PM
113121$200.00$200.004/16/2010 6:50:50 PM
113121$225.00$225.004/16/2010 6:55:01 PM
TakeCare$200.00$200.004/17/2010 3:25:13 PM
twjh$25.00$25.004/17/2010 3:27:57 PM
Lender_1972$25.00$25.004/17/2010 10:32:26 AM
coldfuzion$50.00$50.004/17/2010 11:10:56 AM
razalannod$50.00$50.004/17/2010 8:10:33 PM
josephpenrod$25.00$25.004/17/2010 8:57:39 PM
Kash2010lu$35.00$35.004/18/2010 8:05:39 AM
five-star-bonus6$50.00$50.004/18/2010 1:06:09 PM
jhouman$25.00$25.004/18/2010 10:09:51 AM
kenL$25.00$25.004/19/2010 7:55:37 AM
Skeptical-one$25.00$25.004/19/2010 8:09:00 AM
Mikale360$25.00$25.004/19/2010 6:40:40 AM
bobnewt$50.00$50.004/19/2010 9:43:28 AM
five-star-note$75.00$75.004/19/2010 10:11:42 AM
credit-missile$25.00$25.004/19/2010 8:15:14 AM
principal-star$25.00$25.004/19/2010 10:55:24 AM
RecoveryLender$25.00$25.004/19/2010 7:29:32 AM
forthright-trade$25.00$25.004/19/2010 10:01:06 AM
Jamahl$25.00$25.004/19/2010 9:09:20 AM
reflective-rupee$25.00$25.004/19/2010 11:43:54 AM
balanced-balance6$25.00$25.004/19/2010 2:32:43 PM
JGuide$25.00$25.004/19/2010 2:45:48 PM
Lubava$25.00$25.004/19/2010 3:09:38 PM
exciting-fairness$100.00$100.004/19/2010 3:18:21 PM
DasMula$25.00$25.004/12/2010 5:56:50 PM
UCLA4life$25.00$25.004/14/2010 4:31:09 PM
Military-2-Military$1,000.00$116.624/16/2010 4:39:21 AM
JGuide$26.10$26.104/16/2010 7:01:02 AM
GABC-1$100.00$100.004/16/2010 12:01:24 PM
SolarMoonshine$25.00$25.004/16/2010 3:02:20 PM
Your_Bank$50.00$50.004/16/2010 6:44:34 PM
investment-cluster$25.00$25.004/17/2010 4:25:23 AM
Your_Bank$50.00$50.004/16/2010 6:44:50 PM
Aberdeen$400.00$400.004/16/2010 6:55:05 PM
loss-of-control$50.00$50.004/16/2010 7:17:17 PM
return-grizzly$100.00$100.004/17/2010 12:01:01 AM
Tech-Entrepreneur$25.00$25.004/17/2010 8:11:52 AM
Taz-Man-IIWIS$25.00$25.004/17/2010 8:24:23 AM
kenL$75.00$75.004/17/2010 4:38:40 PM
daekpon$25.00$25.004/17/2010 5:50:46 PM
hektek22$25.00$25.004/17/2010 11:28:35 PM
superb-kindness2$100.00$100.004/18/2010 6:56:38 AM
new-peso-concerto$50.00$50.004/18/2010 7:35:57 AM
Firescreek$50.00$50.004/18/2010 2:07:28 PM
golden-currency$25.00$25.004/18/2010 10:19:58 AM
vigilance-searcher$25.00$25.004/18/2010 8:41:09 PM
Elevate2012$25.00$25.004/18/2010 9:37:26 PM
credit-missile$100.00$100.004/18/2010 8:03:27 PM
RetirementMoney$100.00$100.004/19/2010 12:46:28 AM
truth-trapper$50.00$50.004/18/2010 7:55:58 PM
sturdy-peace9$75.00$75.004/19/2010 10:07:06 AM
Leshan$60.51$60.514/19/2010 8:22:03 AM
credit-missile$33.61$33.614/19/2010 1:12:56 AM
quest0$26.54$26.544/19/2010 8:50:45 AM
vivacious-p2p3$25.00$25.004/19/2010 8:53:41 AM
exchange-cowbell5$100.00$100.004/19/2010 11:15:31 AM
nickel-launcher$100.00$100.004/19/2010 8:13:05 AM
SteadyOne$25.00$25.004/19/2010 9:29:12 AM
dudebrah$25.00$25.004/19/2010 11:56:53 AM
kenL$91.54$91.544/19/2010 12:50:37 PM
durability-colonel$50.00$50.004/19/2010 2:28:12 PM
Your_Bank$50.00$50.004/19/2010 3:34:25 PM
p2ploan-sensation211$25.00$25.004/19/2010 3:37:51 PM
AF-Chief$55.00$55.004/19/2010 12:51:58 PM
social-conductor4$25.00$25.004/19/2010 3:47:44 PM
dano1965$25.00$25.004/19/2010 3:48:34 PM
The-CAPS-fan$54.00$54.004/19/2010 1:22:51 PM
love2garden$51.08$51.084/19/2010 2:19:05 PM
79 bids
 
Borrower Payment Dependent Notes Series 453745
This series of Notes was issued and sold upon the funding of the borrower loan #41892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-15-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $160.01
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $157.65
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jan-1996 Debt/Income ratio: 17%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:6y 4m
Credit score: 640-659 (Apr-2010) Total credit lines: 20 Occupation: Analyst
Now delinquent: 0 Revolving credit balance: $8,709Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 24    
Screen name: blooming-truth Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an Engagement Ring
Purpose of loan:
This loan will be used to purchase a 1.05 carat Diamond from BlueNile.com to be set in a gorgeous setting already purchased from Jared The?Galleria of Jewelry. I plan on proposing to my beautiful girlfriend while we're in Vegas at the end of the month.

My financial situation:
I am a good candidate for this loan because my credit report/score does not reflect my true credit worthiness.? I?ran into some trouble?12 years ago when I was?a stupid kid in College. ?As an adult,?I have done everything I can to rebuild and restore my credit.??For the last 6+ years, I haven't?missed or had a late payment on any loan, credit card, utility, etc and all derogatory/delinquent items should fall off my credit?report?this year.? I'm now?a model citizen?when it comes to credit, but the?tightening limits on lending have kept me from obtaining a loan the "traditional" way.? I am as credit worthy as anyone and take pride in making payments on time (not to mention I don't want to take a chance of hurting my credit anymore. I've suffered with the indignity of having poor credit for a long time and I'm not ever going back there!? I want to eventually buy my first home with my new wife and I'm not going to take any chance that my credit gets dinged.)

I'm open to discuss any and all matters of my past credit history with anyone who is interested in making this loan; I have nothing to hide.

Monthly net income: $3,600.00

Monthly expenses: $995.00
??Housing: $400.00
??Insurance: $0.00
??Car expenses: $0.00
??Utilities: $130.00
??Phone, cable, internet: $65.00?
??Food, entertainment: $100.00
??Clothing, household expenses $0.00
??Credit cards and other loans: $300.00?

I have plenty of disposable income each month to make the appropriate payment on the loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
jonmars$50.00$50.004/13/2010 5:07:53 PM
jo2y$25.00$25.004/13/2010 5:08:14 PM
autonomous-truth$25.00$25.004/13/2010 5:11:33 PM
burrito6$50.00$50.004/13/2010 5:11:36 PM
supersarah61$25.00$25.004/13/2010 5:12:13 PM
fortytwo$50.00$50.004/13/2010 5:17:07 PM
adventurous-capital$50.00$50.004/13/2010 5:09:03 PM
selfmademan$25.00$25.004/13/2010 5:10:07 PM
smart-leverage7$25.00$25.004/13/2010 5:19:12 PM
Zingaro$25.00$25.004/13/2010 5:16:24 PM
Tikibarman$100.00$100.004/13/2010 5:19:57 PM
Kaj$25.00$25.004/13/2010 5:11:26 PM
helping-out$30.00$30.004/13/2010 5:17:42 PM
shrewd-peace7$25.00$25.004/13/2010 5:12:01 PM
Cypher041$25.00$25.004/13/2010 5:12:08 PM
jasperus$25.00$25.004/13/2010 5:12:10 PM
Lam0nt$25.00$25.004/13/2010 5:18:04 PM
momoney2lend$25.00$25.004/13/2010 5:22:39 PM
Zolton$200.00$200.004/13/2010 5:22:50 PM
visionary-fund$25.00$25.004/13/2010 5:22:55 PM
deegeeman$50.00$50.004/13/2010 5:23:08 PM
red-favorable-basis$25.00$25.004/13/2010 5:23:12 PM
suomynona$25.00$25.004/13/2010 5:20:01 PM
money-floret$25.00$25.004/13/2010 5:20:30 PM
global_microfinance$25.00$25.004/13/2010 5:15:32 PM
kmr2$200.00$200.004/13/2010 5:15:35 PM
oldmora$50.00$50.004/13/2010 5:24:04 PM
newest-inspiring-power$25.00$25.004/13/2010 5:20:43 PM
xyzlmno$25.00$25.004/13/2010 5:24:19 PM
revenue-pipeline$25.00$25.004/13/2010 5:24:27 PM
unforgettable-fund2$25.00$25.004/13/2010 5:22:13 PM
personal-lender$25.00$25.004/13/2010 5:22:45 PM
the-silver-blaster$25.00$25.004/13/2010 5:17:55 PM
listing-trapper3$28.29$28.294/13/2010 5:23:11 PM
martinnc$25.00$25.004/13/2010 5:23:23 PM
JBA25$25.00$25.004/13/2010 5:18:24 PM
harmonious-revenue7$25.00$25.004/13/2010 5:23:44 PM
kid8549$25.00$25.004/13/2010 5:24:08 PM
stock106$30.00$30.004/13/2010 5:24:30 PM
papaloha$30.09$30.094/13/2010 5:20:51 PM
inspiring-reward$150.00$150.004/13/2010 5:22:29 PM
rhin0cerx$50.00$50.004/13/2010 5:23:04 PM
magnolia161$25.00$25.004/13/2010 5:23:19 PM
unforgettable-order9$25.00$25.004/13/2010 5:23:28 PM
return-eclipse0$25.00$25.004/13/2010 5:23:57 PM
trustu$25.00$25.004/13/2010 5:24:24 PM
honorable-yield$35.00$35.004/13/2010 5:24:32 PM
rescue$50.00$50.004/13/2010 5:24:36 PM
irrelevant$25.00$25.004/13/2010 5:25:05 PM
DasMula$25.00$25.004/13/2010 10:00:54 PM
SolarMoonshine$25.00$25.004/13/2010 6:16:41 PM
heavenly-repayment4$25.00$25.004/13/2010 5:12:20 PM
capital-marsupial3$25.00$25.004/13/2010 5:10:13 PM
circuitfive$25.00$25.004/13/2010 5:13:02 PM
jonbozeman$25.00$25.004/13/2010 5:13:13 PM
samo102us$25.00$25.004/13/2010 5:10:47 PM
AF-Chief$28.00$28.004/13/2010 5:11:31 PM
gmanrex$50.00$50.004/13/2010 5:15:16 PM
lostviajero$25.00$25.004/13/2010 5:12:05 PM
The_Secret$25.00$25.004/13/2010 5:12:26 PM
FeedTheMachine$50.00$50.004/13/2010 5:17:34 PM
supreme-hope$25.00$25.004/13/2010 5:17:36 PM
desertoasis$25.00$25.004/13/2010 5:15:06 PM
value-microscope$25.00$25.004/13/2010 5:07:50 PM
kindness-percolator5$25.00$25.004/13/2010 5:18:02 PM
compassion-bauble4$25.00$25.004/13/2010 5:18:10 PM
frogperson$25.00$25.004/13/2010 5:15:26 PM
KandKLegacyInvestments$25.00$25.004/13/2010 5:09:36 PM
social-conductor4$25.00$25.004/13/2010 5:10:21 PM
ommcd$25.00$25.004/13/2010 5:10:31 PM
MidCap$25.00$25.004/13/2010 5:12:31 PM
cablenews$25.00$25.004/13/2010 5:22:15 PM
payment-gusto$25.00$25.004/13/2010 5:22:18 PM
Nerdster1$25.00$25.004/13/2010 5:22:27 PM
Midwestvalues$100.00$100.004/13/2010 5:22:52 PM
sympathetic-asset$25.00$25.004/13/2010 5:23:01 PM
Rattlehead$25.00$25.004/13/2010 5:23:14 PM
red_spade$26.00$26.004/13/2010 5:23:32 PM
natural-greenback6$25.00$25.004/13/2010 5:23:35 PM
chakra$25.00$25.004/13/2010 5:23:51 PM
jimmykat$25.00$25.004/13/2010 5:15:38 PM
reward-adventure$30.00$30.004/13/2010 5:24:00 PM
Banker7371$25.00$25.004/13/2010 5:20:47 PM
EnigmaNYC-29$25.00$25.004/13/2010 5:24:17 PM
108lender$75.00$75.004/13/2010 5:24:22 PM
SBT$50.00$32.624/13/2010 5:24:38 PM
lagnisiruk$25.00$25.004/13/2010 5:16:47 PM
bowdish1$50.00$50.004/13/2010 5:17:11 PM
zorg77$25.00$25.004/13/2010 5:22:34 PM
shrewd-deal$25.00$25.004/13/2010 5:22:36 PM
secobarbital$25.00$25.004/13/2010 5:22:42 PM
CarDealer3070$30.00$30.004/13/2010 5:22:58 PM
greenwell$25.00$25.004/13/2010 5:23:06 PM
integrity-doctor$100.00$100.004/13/2010 5:23:30 PM
Havana21$50.00$50.004/13/2010 5:19:02 PM
Buffer10$100.00$100.004/13/2010 5:22:21 PM
awesome-return0$25.00$25.004/13/2010 5:22:25 PM
ukstevenhawaii$50.00$50.004/13/2010 5:23:02 PM
rooosta$25.00$25.004/13/2010 5:23:21 PM
Streetfighter$50.00$50.004/13/2010 5:23:26 PM
HHP$25.00$25.004/13/2010 5:23:37 PM
first-upright-payout$25.00$25.004/13/2010 5:23:41 PM
currency-sergeant$25.00$25.004/13/2010 5:24:15 PM
aasx1108$25.00$25.004/13/2010 5:24:26 PM
nrowland$25.00$25.004/13/2010 5:24:34 PM
finance-prescription$50.00$50.004/15/2010 8:14:48 AM
106 bids
 
Borrower Payment Dependent Notes Series 454049
This series of Notes was issued and sold upon the funding of the borrower loan #41910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-13-2010 
  Auction end date:  Apr-18-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $159.88
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $159.46
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2002 Debt/Income ratio: 4%
Basic (1-10): 9 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:4y 3m
Credit score: 740-759 (Apr-2010) Total credit lines: 6 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $5,172Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 22%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: RichDadPoorDad Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying the IRS - Beats Their Rate!
Purpose of loan:

I am paying back the IRS for back taxes due to a 1099 I didn't expect.? The fees & interest for credit cards and/or the IRS payment agreement made me try Prosper.com instead.? Thanks for viewing my listing!



My financial situation:

I am a hedge fund accountant working in New York.? Single, no kids. =)?? I am financially responsible and pay my bills on time (always).? I have a small credit card balance of approx $10,000 which I wrote myself checks at 2.99% (back in 2003-2004).? With the $10,000, I invested in a 5% CD with Citibank & have continued to make payments so?the balance is?about $5,000 now in 2010.???

I hold most of my investments in stocks, 401(K) and bonds worth about $50,000 (estimated).? I also own an investment property in Denver Colorado.? Last I checked, Mint.com said it was worth $144,086.00.?


Monthly net income: $

$3500 Net.? After 401(K), Taxes, MTA Transit Check.?



Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 50
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1,000
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 250 (misc)..

Total:? $3,100

Rest goes into savings.? 'When it rains, it pours.'


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
peaceful-agreement2$25.00$25.004/13/2010 5:11:41 PM
kenji4861$25.00$25.004/13/2010 5:10:25 PM
meux99$25.00$25.004/13/2010 5:11:22 PM
TheMan$25.00$25.004/13/2010 5:12:45 PM
lagnisiruk$25.00$25.004/13/2010 5:16:44 PM
fcukciti$50.00$50.004/13/2010 5:16:53 PM
Attract$25.00$25.004/13/2010 5:17:02 PM
supreme-hope$25.00$25.004/13/2010 5:17:19 PM
fortytwo$100.00$100.004/13/2010 5:17:45 PM
antlr$25.00$25.004/13/2010 5:16:08 PM
Rdodson11$25.00$25.004/13/2010 5:16:13 PM
AmericanCredit$25.00$25.004/13/2010 5:18:38 PM
klinebarger$25.00$25.004/13/2010 5:22:09 PM
kindness-percolator5$25.00$25.004/13/2010 5:14:36 PM
OLYVRC$25.00$25.004/13/2010 5:14:45 PM
truth-image$50.00$50.004/13/2010 5:15:59 PM
Dreamconnection$25.00$25.004/13/2010 5:26:13 PM
delicious-social132$40.00$40.004/13/2010 5:26:28 PM
bonus-adventure3$50.00$50.004/13/2010 5:26:34 PM
hrubinst$25.00$25.004/13/2010 5:26:48 PM
dinero-speaker$25.00$25.004/13/2010 5:27:36 PM
KeepOnRunning$50.00$50.004/13/2010 5:20:09 PM
investment-network$25.00$25.004/13/2010 5:25:44 PM
HunterSix$25.00$25.004/13/2010 5:29:05 PM
tenacious-compassion9$30.00$30.004/13/2010 5:29:17 PM
RusRobo$25.00$25.004/13/2010 5:29:39 PM
torion$25.00$25.004/13/2010 5:27:02 PM
unassassinable$25.00$25.004/13/2010 5:29:46 PM
skuba$25.00$25.004/13/2010 5:29:59 PM
heavenly-repayment4$25.00$25.004/13/2010 5:28:02 PM
careful-note$50.00$50.004/13/2010 5:28:25 PM
mmckune$25.00$25.004/13/2010 5:28:43 PM
AF-Chief$27.00$27.004/13/2010 5:32:58 PM
shrewd-peace7$25.00$25.004/13/2010 5:34:02 PM
magical-greenback$25.00$25.004/13/2010 5:31:01 PM
codavee$50.00$50.004/13/2010 5:31:44 PM
bonus-cougar$25.00$25.004/13/2010 5:35:04 PM
community-saver158$50.00$50.004/13/2010 5:28:19 PM
Dap2005$25.00$25.004/13/2010 5:29:28 PM
lamarsam$25.00$25.004/13/2010 5:36:59 PM
orgy63$25.00$25.004/13/2010 5:30:47 PM
selfmademan$25.00$25.004/13/2010 5:35:40 PM
UofCMaroon$25.00$25.004/13/2010 5:32:05 PM
madison64$25.00$25.004/13/2010 5:32:25 PM
return-buddy$25.00$25.004/13/2010 5:32:40 PM
ommcd$25.00$25.004/13/2010 5:35:53 PM
Mommy_of_3_Princesses$25.00$25.004/13/2010 7:04:32 PM
favorable-order8$25.00$25.004/13/2010 7:48:12 PM
logical-reward8$25.00$25.004/13/2010 8:30:07 PM
a-consummate-camaraderi$50.00$50.004/13/2010 6:42:54 PM
Okeey$25.00$25.004/14/2010 9:09:54 AM
sloak$25.00$25.004/14/2010 6:28:14 AM
ThisCatWillHelp$50.00$50.004/13/2010 9:39:45 PM
mountains59$25.00$25.004/14/2010 9:34:29 AM
systematic-trade$25.00$25.004/14/2010 9:34:59 AM
movistar$25.00$25.004/14/2010 9:36:51 AM
QEI_Investor$25.00$25.004/14/2010 10:00:24 AM
jrbill1998$50.00$50.004/14/2010 10:02:59 AM
kanakakm$50.00$50.004/14/2010 10:47:30 AM
simiray$30.00$30.004/14/2010 10:49:27 AM
Pickmar$25.00$25.004/14/2010 11:32:35 AM
Randini$25.00$25.004/14/2010 9:47:41 AM
ddog0224$25.00$25.004/14/2010 9:48:02 AM
sharkm$25.00$25.004/14/2010 10:28:15 AM
BayShell$50.00$50.004/14/2010 10:29:40 AM
return-eclipse0$25.00$25.004/14/2010 9:48:03 AM
hogdriver$25.00$15.784/14/2010 10:58:32 AM
blissful-note7$25.00$25.004/14/2010 10:00:09 AM
industrious-dedication$25.00$25.004/14/2010 10:03:35 AM
Veet$50.00$50.004/14/2010 10:04:12 AM
tylerfd$25.00$25.004/14/2010 10:35:09 AM
heerzaquestion$25.00$25.004/15/2010 5:40:28 AM
zx12rider$25.00$25.004/15/2010 10:44:50 AM
ddogs$25.00$25.004/15/2010 6:20:30 PM
balanceheart$50.00$50.004/16/2010 9:57:44 AM
turbospeed$25.00$25.004/18/2010 2:17:42 AM
KandKLegacyInvestments$25.00$25.004/13/2010 5:08:36 PM
peerlender$30.00$30.004/13/2010 5:18:44 PM
rolandweary$30.00$30.004/13/2010 5:19:06 PM
mtp$50.00$50.004/13/2010 5:19:34 PM
bowdish1$100.00$100.004/13/2010 5:20:35 PM
mrzz$25.00$25.004/13/2010 5:18:32 PM
saritha$25.00$25.004/13/2010 5:12:55 PM
worthy-wealth3$25.00$25.004/13/2010 5:13:49 PM
Thunderswan$50.00$50.004/13/2010 5:25:30 PM
kchen486$25.00$25.004/13/2010 5:26:08 PM
Ivan2007$25.00$25.004/13/2010 5:18:13 PM
Avala$50.00$50.004/13/2010 5:27:14 PM
radforj22$25.00$25.004/13/2010 5:25:25 PM
nickel-ferret$25.00$25.004/13/2010 5:25:36 PM
integrity-doctor$100.00$100.004/13/2010 5:28:12 PM
steady-funds6$25.00$25.004/13/2010 5:28:34 PM
ideal-penny8$25.00$25.004/13/2010 5:26:20 PM
Havana21$50.00$50.004/13/2010 5:30:17 PM
Barak$40.00$40.004/13/2010 5:27:52 PM
Syndication$25.00$25.004/13/2010 5:30:33 PM
fantastic-openness$50.00$50.004/13/2010 5:31:33 PM
syounker$25.00$25.004/13/2010 5:29:35 PM
BaxterEvil$25.00$25.004/13/2010 5:33:43 PM
aggielender$25.00$25.004/13/2010 5:33:47 PM
ArtemisFitzlebottom$50.00$50.004/13/2010 5:31:07 PM
meenan$25.00$25.004/13/2010 5:27:43 PM
supersarah61$25.00$25.004/13/2010 5:31:53 PM
jdrez$25.00$25.004/13/2010 5:35:16 PM
HHP$25.00$25.004/13/2010 5:32:49 PM
calm-deal7$25.00$25.004/13/2010 5:37:05 PM
RandyL3$99.00$99.004/13/2010 5:37:08 PM
The_Secret$25.00$25.004/13/2010 5:34:30 PM
samo102us$25.00$25.004/13/2010 5:34:48 PM
bill-expert$25.00$25.004/13/2010 5:30:41 PM
PRGuyinVA$25.00$25.004/13/2010 5:31:19 PM
Cai8899$50.00$50.004/13/2010 5:32:12 PM
CAGE-Investments$100.00$100.004/13/2010 5:32:29 PM
WHEREISTHEMOON$25.00$25.004/13/2010 5:49:34 PM
bglender$25.00$25.004/13/2010 5:33:57 PM
capital-marsupial3$25.00$25.004/13/2010 5:35:09 PM
platinum-platoon$25.00$25.004/13/2010 5:35:31 PM
bright-balance$25.00$25.004/13/2010 5:36:08 PM
wealth-cloud$25.00$25.004/13/2010 8:28:29 PM
alben2009$25.00$25.004/14/2010 12:27:02 AM
alpinaut$25.00$25.004/13/2010 7:49:52 PM
selector568$25.00$25.004/14/2010 12:09:06 AM
Supernick$50.00$50.004/13/2010 8:19:53 PM
euro-starter$25.00$25.004/14/2010 8:20:09 AM
tender-integrity3$50.00$50.004/14/2010 9:34:17 AM
afotherg$25.00$25.004/14/2010 9:44:35 AM
stable-nickel$75.66$75.664/14/2010 9:47:07 AM
LAM26$25.00$25.004/14/2010 9:34:01 AM
spenrod$39.48$39.484/14/2010 10:53:05 AM
roccofox$30.35$30.354/14/2010 10:53:23 AM
Cheburashka$30.00$30.004/14/2010 10:54:27 AM
rescue$39.43$39.434/14/2010 9:47:30 AM
successful-agreement7$32.00$32.004/14/2010 8:45:01 AM
AFairDeal$25.00$25.004/14/2010 10:36:34 AM
mburke3434$25.00$25.004/14/2010 10:44:05 AM
vegibenz$25.00$25.004/14/2010 10:00:05 AM
geniusj$25.00$25.004/14/2010 10:19:20 AM
the2monkeys$25.00$25.004/14/2010 10:28:01 AM
asset-professor$27.39$27.394/14/2010 10:28:36 AM
gauss02$25.00$25.004/14/2010 10:29:44 AM
TheSpottedFlamingo$25.00$25.004/14/2010 12:51:22 PM
art75$25.00$25.004/14/2010 1:35:40 PM
authoritative-capital$25.00$25.004/14/2010 8:29:13 PM
GreenHill$42.49$42.494/15/2010 7:55:05 AM
eamonn1$36.42$36.424/15/2010 4:05:38 PM
new-marketplace-achievement$25.00$25.004/15/2010 5:12:40 PM
BONSAY$50.00$50.004/16/2010 3:20:46 AM
BONSAY$30.00$30.004/16/2010 3:21:05 AM
all_of_that_one$25.00$25.004/16/2010 3:46:45 AM
Nephi$50.00$50.004/16/2010 7:21:02 AM
Jumping_Jedi$25.00$25.004/16/2010 12:24:47 PM
tallfund$50.00$50.004/17/2010 7:25:37 AM
152 bids
 
Borrower Payment Dependent Notes Series 455015
This series of Notes was issued and sold upon the funding of the borrower loan #41922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Apr-19-2010 
  Auction end date:  Apr-20-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.73% Starting monthly payment: $67.85
Final lender yield: 33.15% Final borrower rate/APR: 34.15% / 36.87% Final monthly payment: $67.13
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.53%  
Lender servicing fee: 1.00% Estimated return: 17.62%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Apr-2000 Debt/Income ratio: 18%
Basic (1-10): 6 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 9 / 9Length of status:2y 5m
Credit score: 660-679 (Apr-2010) Total credit lines: 22 Occupation: Analyst
Now delinquent: 1 Revolving credit balance: $115Stated income:$50,000-$74,999
Amount delinquent: $251 Bankcard utilization: 23%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 3    
Screen name: professorbooty Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 660-679 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
640-659 (Oct-2009)
640-659 (Jul-2008)
 
Principal balance: $2,737.20 1+ mo. late: 0 ( 0% )
Total payments billed: 21  
Description
a little more help
Purpose of loan:
Within the last year I had to use my credit card (which was paid off) for emergencies.? I have since missed a couple payments and am being killed with interest rates and fees.?? I can't seem to get ahead with this situation, and would much rather pay back the 3 year loan that Prosper offers.

My financial situation:
I am a good candidate for this loan because? I can afford the repayment of this loan and would prefer to pay back this loan rather than continue down the cyclical path I have been living with the CC company.? I have an outstanding loan with Prosper (100% on time payments) - and would like to utilize this avenue to rid myself of this horrid debt.?

Monthly net income: $ 4800
Monthly expenses: $
??Housing: $?1200
??Insurance: $ 150
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 150 (work?paid)
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Humans, this is an excellent investment, let's lend to this one! Oh, I've got a question, in how many months do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A: Obviously I will pay it off as soon as I can - the plan is to pay it off before the given timeframe. (Apr-20-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
basis-mammal$25.00$25.004/19/2010 4:20:24 PM
IIP77$25.00$25.004/19/2010 4:21:28 PM
twirl2$25.00$25.004/19/2010 4:19:18 PM
nestegg4e$25.00$25.004/19/2010 4:20:27 PM
PhalanxBulldog$25.00$25.004/19/2010 4:21:36 PM
orange-preeminant-bill$100.00$31.214/19/2010 4:21:54 PM
special-responsibility$25.00$25.004/19/2010 4:19:34 PM
scottr$25.00$25.004/19/2010 4:20:20 PM
DadWarbucks$25.00$25.004/19/2010 4:21:41 PM
finance-prescription$50.00$50.004/19/2010 4:36:36 PM
Aberdeen$400.00$400.004/19/2010 4:42:35 PM
twjh$25.00$25.004/19/2010 4:37:18 PM
bondhedger$25.00$25.004/19/2010 4:50:02 PM
bountiful-bazaar$25.00$25.004/19/2010 8:31:21 PM
frogperson$75.00$75.004/20/2010 8:37:52 AM
yield-lion$25.00$25.004/19/2010 4:20:18 PM
Dave0$25.00$25.004/19/2010 4:20:26 PM
vivacious-euro$80.00$80.004/19/2010 4:20:32 PM
influential-compassion9$50.00$50.004/19/2010 4:21:48 PM
treasure-bliss$27.53$27.534/19/2010 4:21:53 PM
a-healthy-affluence$25.33$25.334/19/2010 4:19:51 PM
Jinja$25.00$25.004/19/2010 4:20:28 PM
gavinfh$25.00$25.004/19/2010 4:20:46 PM
lostviajero$25.00$25.004/19/2010 4:21:11 PM
Ducatiman1978$25.00$25.004/19/2010 4:21:51 PM
bull_lender$36.00$36.004/19/2010 4:39:46 PM
irrelevant$25.00$25.004/19/2010 4:31:56 PM
twjh$25.00$25.004/19/2010 4:36:31 PM
lucrative-loan$45.69$45.694/19/2010 4:37:06 PM
UCLA4life$25.00$25.004/19/2010 4:38:01 PM
SolarMoonshine$25.00$25.004/19/2010 5:46:17 PM
Bob450$75.00$75.004/19/2010 8:14:54 PM
DasMula$25.00$25.004/20/2010 8:45:42 AM
five-star-note$29.24$29.244/20/2010 11:59:55 AM
InChicago$25.00$25.004/20/2010 12:31:45 PM
35 bids