Sales Report:Supplement No. 177 dated Apr 16, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
449661
This series of Notes was issued and sold upon the funding of the borrower loan #41902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,550.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.64% |
Starting monthly payment:
| $49.56 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.46% |
Final monthly payment:
| $49.43 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1961 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 16
/
15 | Length of status: | 26y 10m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 50 |
Occupation: | Analyst |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $52,473 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $647 |
Bankcard utilization:
| 73% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yield-tapestry |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to pay off a high interest rate credit card.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time.? I have also been working for the same company for 27 years and am a home owner, this shows my stability.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:39 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:15 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:50 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:59 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/7/2010 4:48:25 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:09 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:17 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:50:02 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:59 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:23 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:51:45 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:38 PM |
| lounges | $39.43 | $39.43 | 4/7/2010 4:56:17 PM |
| rollin6978 | $25.00 | $25.00 | 4/7/2010 4:58:43 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:53 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 4:57:15 PM |
| Iloanyoumoney | $25.00 | $25.00 | 4/8/2010 5:34:02 AM |
| Cherrypicker | $35.00 | $35.00 | 4/9/2010 9:03:41 PM |
| wwwUniversal | $25.00 | $25.00 | 4/13/2010 3:57:21 PM |
| buckskin1234 | $25.00 | $25.00 | 4/14/2010 8:39:09 AM |
| TheWainer | $25.00 | $25.00 | 4/14/2010 11:25:54 AM |
| TakeCare | $25.00 | $25.00 | 4/14/2010 11:58:40 AM |
| wild-orange | $25.00 | $25.00 | 4/14/2010 2:34:46 PM |
| AsianDragon | $50.00 | $50.00 | 4/14/2010 2:06:57 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:29:20 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:41 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:44:03 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:52 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:08 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:18 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:52 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:40 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:05 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:25 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/7/2010 4:58:21 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:30 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:41 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:11 PM |
| bchen78875 | $25.00 | $13.29 | 4/7/2010 4:59:45 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:20 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:28 PM |
| debt-legend | $25.00 | $25.00 | 4/13/2010 8:15:45 AM |
| iidowntoearthii | $25.00 | $25.00 | 4/13/2010 7:41:22 PM |
| triumphant-bonus | $25.00 | $25.00 | 4/14/2010 9:17:57 AM |
| jayh888 | $32.28 | $32.28 | 4/14/2010 10:08:25 AM |
| PJE | $50.00 | $50.00 | 4/14/2010 10:39:25 AM |
| Earn_money | $25.00 | $25.00 | 4/14/2010 3:01:52 PM |
| ProjectVenture | $50.00 | $50.00 | 4/14/2010 4:13:15 PM |
| evamkir | $25.00 | $25.00 | 4/14/2010 12:32:06 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
452503
This series of Notes was issued and sold upon the funding of the borrower loan #41796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $389.35 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $388.33 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
12 | Length of status: | 9y 0m |
|
Credit score:
| 740-759 (Mar-2010) |
Total credit lines:
| 39 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $270,761 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| tg3wam |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay off my high interest credit cards.?
My financial situation:
I am a good candidate for this loan because I pay all my credit cards on time and want to continue to keep my credit score in?excellent standing
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 4:02:58 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:24:24 PM |
| economy-producer | $25.00 | $25.00 | 4/2/2010 4:25:26 PM |
| HHP | $25.00 | $25.00 | 4/2/2010 4:26:28 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/2/2010 4:26:53 PM |
| hrubinst | $25.00 | $25.00 | 4/2/2010 4:25:07 PM |
| integrity-doctor | $100.00 | $100.00 | 4/2/2010 4:28:04 PM |
| jazz619 | $25.00 | $25.00 | 4/2/2010 4:28:33 PM |
| jengachamp | $25.00 | $25.00 | 4/2/2010 4:29:51 PM |
| cablenews | $25.00 | $25.00 | 4/2/2010 4:30:10 PM |
| logical-reward8 | $25.00 | $25.00 | 4/2/2010 4:30:48 PM |
| supreme-hope | $25.00 | $25.00 | 4/2/2010 4:30:16 PM |
| Thunderswan | $50.00 | $50.00 | 4/2/2010 4:30:27 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/2/2010 4:25:17 PM |
| yield-seeker | $25.00 | $25.00 | 4/2/2010 4:32:05 PM |
| Avala | $50.00 | $50.00 | 4/2/2010 4:25:56 PM |
| 350DGRZ | $25.00 | $25.00 | 4/2/2010 4:31:38 PM |
| Krozy | $25.00 | $25.00 | 4/2/2010 4:31:55 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 4:33:17 PM |
| dinero-speaker | $25.00 | $25.00 | 4/2/2010 4:26:44 PM |
| nickel-ferret | $25.00 | $25.00 | 4/2/2010 4:30:43 PM |
| radforj22 | $25.00 | $25.00 | 4/2/2010 4:32:28 PM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 4:33:40 PM |
| wanna-help | $25.00 | $25.00 | 4/2/2010 6:08:33 PM |
| inventive-wealth2 | $25.00 | $25.00 | 4/2/2010 9:17:53 PM |
| Aegean | $25.00 | $25.00 | 4/2/2010 9:17:52 PM |
| life-is-great | $25.00 | $25.00 | 4/3/2010 12:07:54 AM |
| excellent-greenback | $25.00 | $25.00 | 4/2/2010 10:38:08 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:43:59 PM |
| maldok1 | $25.00 | $25.00 | 4/3/2010 3:10:46 AM |
| Luv2Bless | $46.91 | $46.91 | 4/2/2010 11:22:57 PM |
| darylc | $25.00 | $25.00 | 4/3/2010 3:40:34 AM |
| windfall46 | $25.00 | $25.00 | 4/3/2010 4:55:05 AM |
| XopherMV | $25.00 | $25.00 | 4/3/2010 6:42:51 AM |
| JohnW12 | $25.00 | $25.00 | 4/3/2010 6:51:04 AM |
| fiddlerzvi | $50.00 | $50.00 | 4/3/2010 6:58:07 AM |
| tranquil-return4 | $25.00 | $25.00 | 4/2/2010 9:02:57 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/2/2010 9:17:51 PM |
| Jasper | $25.00 | $25.00 | 4/3/2010 8:19:17 AM |
| treasure-bliss | $25.00 | $25.00 | 4/3/2010 8:37:53 AM |
| laudable-balance | $25.00 | $25.00 | 4/2/2010 9:40:17 PM |
| successful-agreement7 | $50.00 | $50.00 | 4/3/2010 8:38:00 AM |
| LMM1 | $25.00 | $25.00 | 4/3/2010 10:23:25 AM |
| lisanate | $25.00 | $25.00 | 4/3/2010 5:59:44 AM |
| UREC001 | $25.00 | $25.00 | 4/3/2010 10:48:56 AM |
| mdreiss | $25.00 | $25.00 | 4/3/2010 6:42:58 AM |
| dedication-merman | $25.00 | $25.00 | 4/3/2010 6:49:51 AM |
| bold-principal-thinker | $25.00 | $25.00 | 4/3/2010 1:42:51 PM |
| Mario2007 | $25.00 | $25.00 | 4/3/2010 7:14:32 AM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:55:56 AM |
| CashGuardian | $25.00 | $25.00 | 4/3/2010 1:08:03 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/3/2010 4:42:56 PM |
| chestnut4 | $25.00 | $25.00 | 4/3/2010 8:12:58 AM |
| awesome-return0 | $25.00 | $25.00 | 4/3/2010 2:13:26 PM |
| ShotokanKeto | $25.00 | $25.00 | 4/3/2010 5:20:29 PM |
| DasCoon | $33.63 | $33.63 | 4/3/2010 6:19:46 PM |
| Dap2005 | $25.00 | $25.00 | 4/3/2010 5:57:49 PM |
| apr | $25.00 | $25.00 | 4/3/2010 10:23:14 AM |
| davez0r | $25.00 | $25.00 | 4/3/2010 8:23:49 PM |
| texrob20 | $25.00 | $25.00 | 4/3/2010 7:17:53 PM |
| rock-turner | $46.91 | $46.91 | 4/3/2010 1:07:59 PM |
| xsw1234 | $25.00 | $25.00 | 4/4/2010 2:36:12 AM |
| Bobafet | $25.00 | $25.00 | 4/3/2010 2:13:10 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/4/2010 5:05:21 AM |
| Clambake | $50.00 | $50.00 | 4/3/2010 2:30:15 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 4/4/2010 5:07:59 AM |
| castleman | $25.00 | $25.00 | 4/4/2010 7:56:11 AM |
| UT-Longhorn | $25.00 | $25.00 | 4/4/2010 6:50:28 AM |
| reward-adventure | $25.00 | $25.00 | 4/4/2010 8:52:20 AM |
| Syndication | $25.00 | $25.00 | 4/4/2010 8:09:53 AM |
| DMCA | $49.00 | $49.00 | 4/4/2010 11:53:21 AM |
| asset-professor | $27.76 | $27.76 | 4/4/2010 11:49:40 AM |
| jga516 | $25.00 | $25.00 | 4/4/2010 12:08:12 PM |
| SnE | $25.00 | $25.00 | 4/4/2010 7:57:25 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/4/2010 8:02:51 AM |
| peb44 | $25.00 | $25.00 | 4/4/2010 10:20:52 AM |
| anton | $40.95 | $40.95 | 4/4/2010 5:01:03 PM |
| balance-warrior | $25.00 | $25.00 | 4/4/2010 4:02:52 PM |
| ocean99 | $25.00 | $25.00 | 4/4/2010 4:23:13 PM |
| shrewd-deal | $25.00 | $25.00 | 4/4/2010 11:44:55 AM |
| bewitching-asset3 | $25.00 | $25.00 | 4/4/2010 12:33:20 PM |
| highcountry1 | $25.00 | $25.00 | 4/4/2010 5:42:49 PM |
| nanda | $25.00 | $25.00 | 4/4/2010 1:37:51 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/4/2010 2:19:00 PM |
| intelligent-yield | $25.00 | $25.00 | 4/4/2010 10:24:22 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/5/2010 6:53:15 AM |
| Seaborn | $40.00 | $40.00 | 4/4/2010 10:33:10 PM |
| OrcaFIN | $25.00 | $25.00 | 4/4/2010 10:53:22 PM |
| lgs83 | $25.00 | $25.00 | 4/4/2010 4:50:47 PM |
| jdrez | $25.00 | $25.00 | 4/4/2010 5:42:53 PM |
| zebra806 | $25.00 | $25.00 | 4/4/2010 6:30:17 PM |
| plentiful-reward | $50.00 | $50.00 | 4/5/2010 6:52:59 AM |
| chicco | $45.23 | $45.23 | 4/5/2010 8:55:21 AM |
| bowdish1 | $25.00 | $25.00 | 4/5/2010 8:38:10 AM |
| cash-merry-maker | $25.00 | $25.00 | 4/5/2010 9:53:24 AM |
| ISPguy | $25.00 | $25.00 | 4/5/2010 9:54:21 AM |
| steady-bazaar | $25.00 | $25.00 | 4/5/2010 6:53:16 AM |
| flopcat | $25.00 | $25.00 | 4/5/2010 10:27:03 AM |
| LOWCOUNTRYLENDER | $25.00 | $25.00 | 4/5/2010 10:55:47 AM |
| gametime34 | $27.36 | $27.36 | 4/5/2010 10:58:06 AM |
| scottssm | $25.00 | $25.00 | 4/5/2010 10:26:56 AM |
| GoodScot | $25.00 | $25.00 | 4/5/2010 11:10:30 AM |
| responsible-investment0 | $33.76 | $33.76 | 4/5/2010 8:21:08 AM |
| WiseInvestments | $25.00 | $25.00 | 4/5/2010 10:42:41 AM |
| PocketAces | $25.00 | $25.00 | 4/5/2010 10:56:02 AM |
| boater01 | $43.28 | $43.28 | 4/5/2010 11:42:48 AM |
| unrivaled-justice | $25.00 | $25.00 | 4/5/2010 8:54:10 AM |
| Raser | $25.00 | $25.00 | 4/5/2010 12:03:32 PM |
| pujols8996 | $30.00 | $30.00 | 4/5/2010 12:03:40 PM |
| surfhoss644 | $40.92 | $40.92 | 4/5/2010 11:12:17 AM |
| orderly-loot | $25.00 | $25.00 | 4/5/2010 12:18:37 PM |
| ThisGuyIKnow | $50.00 | $50.00 | 4/5/2010 9:34:41 AM |
| melodious-fairness | $25.00 | $25.00 | 4/5/2010 12:18:59 PM |
| progressive-asset | $27.38 | $27.38 | 4/5/2010 12:19:17 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 11:41:50 AM |
| rellotsf | $25.00 | $25.00 | 4/5/2010 12:03:18 PM |
| time4aloan | $35.49 | $35.49 | 4/5/2010 12:03:44 PM |
| whois-JohnGalt | $25.00 | $25.00 | 4/5/2010 12:09:39 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/5/2010 12:14:30 PM |
| credit-kahuna | $53.14 | $53.14 | 4/5/2010 12:19:06 PM |
| CAGE-Investments | $33.16 | $33.16 | 4/5/2010 12:19:10 PM |
| ClearLake | $25.00 | $25.00 | 4/5/2010 10:56:26 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 11:01:42 AM |
| HH123 | $25.00 | $25.00 | 4/5/2010 11:10:46 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 4/5/2010 2:22:52 PM |
| Picopie | $45.11 | $45.11 | 4/5/2010 11:12:24 AM |
| mg6619 | $25.00 | $25.00 | 4/5/2010 11:31:17 AM |
| Strand_Investments | $25.00 | $25.00 | 4/5/2010 11:40:34 AM |
| iluxa | $25.00 | $25.00 | 4/5/2010 11:40:47 AM |
| TJ643 | $25.00 | $25.00 | 4/5/2010 11:45:21 AM |
| Musicman1950 | $25.00 | $25.00 | 4/5/2010 3:03:05 PM |
| Tahoeguy | $50.00 | $50.00 | 4/5/2010 3:03:14 PM |
| lloyd_s | $25.00 | $25.00 | 4/5/2010 11:57:21 AM |
| reinforced-deal8 | $50.00 | $50.00 | 4/5/2010 3:03:35 PM |
| aasx1108 | $25.00 | $25.00 | 4/5/2010 3:03:38 PM |
| rhightower003 | $25.00 | $25.00 | 4/5/2010 3:04:00 PM |
| Panna | $25.00 | $25.00 | 4/5/2010 3:04:06 PM |
| SanCarlos | $100.00 | $100.00 | 4/5/2010 3:04:11 PM |
| hope-eagle6 | $25.00 | $25.00 | 4/5/2010 12:09:30 PM |
| coup173 | $25.00 | $25.00 | 4/5/2010 3:05:15 PM |
| a-resplendent-asset | $25.00 | $25.00 | 4/5/2010 12:18:38 PM |
| horse370 | $25.00 | $25.00 | 4/5/2010 2:47:09 PM |
| czar3 | $35.63 | $35.63 | 4/5/2010 12:18:57 PM |
| elegant-income3 | $25.52 | $25.52 | 4/5/2010 12:19:05 PM |
| jstnow | $25.00 | $25.00 | 4/5/2010 3:03:04 PM |
| marilyn7 | $25.00 | $25.00 | 4/5/2010 3:03:07 PM |
| Streetfighter | $50.00 | $50.00 | 4/5/2010 3:03:34 PM |
| cathexis | $35.85 | $35.85 | 4/5/2010 3:03:39 PM |
| kanakakm | $25.00 | $25.00 | 4/5/2010 3:03:50 PM |
| wacko82 | $25.00 | $25.00 | 4/5/2010 3:04:11 PM |
| exchange-fountain | $25.00 | $25.00 | 4/5/2010 3:04:16 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 4/5/2010 3:05:17 PM |
| Katburg | $30.53 | $30.53 | 4/5/2010 3:41:21 PM |
| g314 | $30.00 | $30.00 | 4/5/2010 4:12:40 PM |
| Apex-Lender | $25.00 | $25.00 | 4/5/2010 2:04:21 PM |
| personal-lender | $25.00 | $25.00 | 4/5/2010 2:05:54 PM |
| gecko68 | $25.00 | $25.00 | 4/5/2010 3:03:01 PM |
| gnuey | $25.00 | $25.00 | 4/5/2010 3:03:06 PM |
| Unclejohn | $35.00 | $35.00 | 4/5/2010 3:03:23 PM |
| ciccio70 | $25.00 | $25.00 | 4/5/2010 3:03:33 PM |
| blackberry9 | $25.00 | $25.00 | 4/5/2010 3:04:00 PM |
| vivid-loot | $25.00 | $25.00 | 4/5/2010 4:18:55 PM |
| gulch | $25.00 | $25.00 | 4/5/2010 3:04:16 PM |
| diversification-medalist | $25.00 | $25.00 | 4/5/2010 3:05:13 PM |
| orbiter614 | $27.20 | $27.20 | 4/5/2010 4:10:50 PM |
| ladderskibum | $25.00 | $25.00 | 4/5/2010 4:18:44 PM |
| TheJunker | $25.00 | $25.00 | 4/5/2010 6:58:18 PM |
| lounges | $25.00 | $25.00 | 4/6/2010 12:48:08 AM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:58:16 PM |
| money-explorer3 | $25.00 | $25.00 | 4/6/2010 3:39:37 AM |
| friendly-return7 | $25.00 | $25.00 | 4/5/2010 9:32:53 PM |
| 4the4ofus | $25.00 | $25.00 | 4/6/2010 9:33:17 AM |
| cypressdev001 | $25.00 | $25.00 | 4/6/2010 11:04:08 AM |
| leftcoast52 | $25.00 | $25.00 | 4/6/2010 5:11:08 PM |
| divemaster | $25.00 | $25.00 | 4/6/2010 5:19:20 PM |
| brazilofmux | $100.00 | $100.00 | 4/6/2010 5:19:51 PM |
| TennSquire | $25.00 | $25.00 | 4/6/2010 5:21:05 PM |
| micko | $25.00 | $25.00 | 4/6/2010 5:20:09 PM |
| topher515 | $25.00 | $25.00 | 4/6/2010 8:58:20 PM |
| r0b3m4n | $25.00 | $25.00 | 4/6/2010 10:18:02 PM |
| foldingbenny2 | $50.00 | $50.00 | 4/7/2010 6:55:54 AM |
| kindness-sage | $600.00 | $600.00 | 4/7/2010 9:52:35 AM |
| mammalian4 | $25.00 | $25.00 | 4/7/2010 4:03:58 PM |
| gustavholstopus32 | $25.00 | $25.00 | 4/8/2010 9:59:40 AM |
| rmpedi33 | $100.00 | $100.00 | 4/8/2010 9:42:09 AM |
| innovator799 | $25.00 | $25.00 | 4/8/2010 10:45:34 AM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 1:56:58 PM |
| Ven58 | $25.00 | $25.00 | 4/8/2010 6:19:59 PM |
| theloanfiller | $26.00 | $26.00 | 4/8/2010 7:28:12 PM |
| Zen_help | $30.00 | $30.00 | 4/8/2010 8:18:02 PM |
| jshmiller | $28.53 | $28.53 | 4/9/2010 12:29:48 PM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:30:04 PM |
| MC7608 | $25.00 | $25.00 | 4/9/2010 11:47:31 AM |
| GPLLending | $25.00 | $25.00 | 4/9/2010 1:47:31 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 1:09:18 PM |
| TakeCare | $50.00 | $50.00 | 4/9/2010 3:27:13 PM |
| lucrative-worth | $46.35 | $46.35 | 4/9/2010 2:35:44 PM |
| favorable-order8 | $25.00 | $25.00 | 4/2/2010 4:05:40 PM |
| Nerdster1 | $25.00 | $25.00 | 4/2/2010 4:06:49 PM |
| torion | $25.00 | $25.00 | 4/2/2010 4:25:47 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/2/2010 4:26:13 PM |
| ddog0224 | $25.00 | $25.00 | 4/2/2010 4:26:19 PM |
| salala | $25.00 | $25.00 | 4/2/2010 4:27:06 PM |
| kennyinminny | $25.00 | $25.00 | 4/2/2010 4:27:19 PM |
| sloak | $25.00 | $25.00 | 4/2/2010 4:27:27 PM |
| delicious-social132 | $25.00 | $25.00 | 4/2/2010 4:26:03 PM |
| Phantom99 | $25.00 | $25.00 | 4/2/2010 4:28:51 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/2/2010 4:27:51 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/2/2010 4:31:09 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/2/2010 4:31:16 PM |
| mizon291 | $50.00 | $50.00 | 4/2/2010 4:32:18 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/2/2010 4:32:56 PM |
| silver-philosopher | $25.00 | $25.00 | 4/2/2010 4:28:57 PM |
| mmckune | $25.00 | $25.00 | 4/2/2010 4:29:41 PM |
| bchen78875 | $25.00 | $25.00 | 4/2/2010 4:30:37 PM |
| AF-Chief | $27.00 | $27.00 | 4/2/2010 4:31:01 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/2/2010 4:31:27 PM |
| money-floret | $50.00 | $50.00 | 4/2/2010 4:31:49 PM |
| euro-starter | $25.00 | $25.00 | 4/2/2010 4:32:34 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 4:33:23 PM |
| Interstate_Rate | $25.00 | $25.00 | 4/2/2010 5:29:11 PM |
| windtalkers | $50.00 | $50.00 | 4/2/2010 6:34:10 PM |
| Edwin_Rae | $25.00 | $25.00 | 4/2/2010 8:27:50 PM |
| unassassinable | $25.00 | $25.00 | 4/3/2010 3:10:53 AM |
| currency-sergeant | $25.00 | $25.00 | 4/3/2010 4:42:26 AM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:13 PM |
| ahansen | $25.00 | $25.00 | 4/3/2010 6:12:59 AM |
| HedgeFund | $27.90 | $27.90 | 4/3/2010 6:37:57 AM |
| soulwork | $25.00 | $25.00 | 4/3/2010 6:58:20 AM |
| paladin847 | $25.00 | $25.00 | 4/3/2010 7:14:30 AM |
| brutusbone | $25.00 | $25.00 | 4/3/2010 8:03:33 AM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:49 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/3/2010 8:37:50 AM |
| frogperson | $41.46 | $41.46 | 4/2/2010 11:53:11 PM |
| ptjg | $50.00 | $50.00 | 4/3/2010 3:48:07 AM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:12 AM |
| versatile-platinum4 | $25.00 | $25.00 | 4/3/2010 10:23:17 AM |
| Wings06J | $25.00 | $25.00 | 4/3/2010 6:42:52 AM |
| Supernick | $50.00 | $50.00 | 4/3/2010 11:38:55 AM |
| useful-p2ploan | $40.51 | $40.51 | 4/3/2010 12:17:53 PM |
| cgiles01 | $25.00 | $25.00 | 4/3/2010 7:14:09 AM |
| blissful-note7 | $25.00 | $25.00 | 4/3/2010 1:08:04 PM |
| Orca-man | $25.00 | $25.00 | 4/3/2010 2:12:56 PM |
| innocent-loot | $25.00 | $25.00 | 4/3/2010 10:07:52 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/3/2010 10:23:08 AM |
| 1phantom | $25.46 | $25.46 | 4/3/2010 10:23:23 AM |
| syounker | $25.00 | $25.00 | 4/3/2010 8:12:56 PM |
| inspiring-reward | $150.00 | $150.00 | 4/4/2010 5:10:42 AM |
| Lender0010 | $50.00 | $50.00 | 4/3/2010 3:13:02 PM |
| methodical-capital7 | $25.00 | $25.00 | 4/4/2010 3:17:55 AM |
| dospapalotes | $25.00 | $25.00 | 4/4/2010 6:02:57 AM |
| mikeandcat | $50.00 | $50.00 | 4/4/2010 7:57:44 AM |
| Vegasjim | $25.00 | $25.00 | 4/4/2010 8:02:54 AM |
| Jelios | $25.00 | $25.00 | 4/4/2010 8:10:57 AM |
| knight3136 | $25.00 | $25.00 | 4/4/2010 8:12:19 AM |
| miamibeachloaner | $25.00 | $25.00 | 4/4/2010 10:38:19 AM |
| copperfield | $25.00 | $25.00 | 4/4/2010 8:58:21 AM |
| mebobeh | $25.00 | $25.00 | 4/4/2010 9:39:18 AM |
| harmonious-revenue7 | $32.76 | $32.76 | 4/4/2010 4:00:46 AM |
| workinghardoregon | $25.00 | $25.00 | 4/4/2010 11:53:00 AM |
| cordial-funds8 | $25.00 | $25.00 | 4/4/2010 1:06:34 PM |
| oracle920 | $25.00 | $25.00 | 4/4/2010 2:18:59 PM |
| figs4u2 | $100.00 | $100.00 | 4/4/2010 7:57:27 AM |
| Loandoc62 | $25.00 | $25.00 | 4/4/2010 3:59:23 PM |
| desertoasis | $25.00 | $25.00 | 4/4/2010 8:18:14 AM |
| tidy-dime | $25.00 | $25.00 | 4/4/2010 5:00:56 PM |
| zenith5 | $25.00 | $25.00 | 4/4/2010 4:50:33 PM |
| SeaDevil | $50.00 | $50.00 | 4/4/2010 7:36:40 PM |
| boomer5 | $25.00 | $25.00 | 4/4/2010 7:03:04 PM |
| dsfoundation | $25.00 | $25.00 | 4/4/2010 3:53:12 PM |
| rhodylend | $25.00 | $25.00 | 4/4/2010 3:59:26 PM |
| bonus-tent | $25.00 | $25.00 | 4/4/2010 4:12:53 PM |
| wealthstar | $25.00 | $25.00 | 4/4/2010 10:47:48 PM |
| gavinfh | $25.00 | $25.00 | 4/4/2010 5:48:11 PM |
| chekat | $25.00 | $25.00 | 4/5/2010 8:21:29 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/5/2010 8:31:36 AM |
| line6owner | $25.00 | $25.00 | 4/5/2010 6:53:14 AM |
| generous-commerce9 | $25.00 | $25.00 | 4/5/2010 8:56:30 AM |
| stable-money | $25.00 | $25.00 | 4/5/2010 9:34:07 AM |
| radiant-peace | $25.00 | $25.00 | 4/4/2010 11:48:02 PM |
| the-determined-value | $25.00 | $25.00 | 4/5/2010 9:53:34 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/5/2010 9:54:17 AM |
| Rich221976 | $25.00 | $25.00 | 4/5/2010 10:24:51 AM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 9:33:51 AM |
| BeemerRider | $25.00 | $25.00 | 4/5/2010 10:27:31 AM |
| financialsteward123 | $25.00 | $25.00 | 4/5/2010 10:40:05 AM |
| lifegrowth | $25.00 | $25.00 | 4/5/2010 9:59:52 AM |
| Trolley08 | $25.00 | $25.00 | 4/5/2010 10:57:10 AM |
| Cheburashka | $25.00 | $25.00 | 4/5/2010 11:00:36 AM |
| bayfocus | $25.00 | $25.00 | 4/5/2010 11:01:24 AM |
| srilm | $25.00 | $25.00 | 4/5/2010 10:42:05 AM |
| ghinga | $30.00 | $30.00 | 4/5/2010 10:42:12 AM |
| jonn834 | $25.00 | $25.00 | 4/5/2010 10:44:48 AM |
| WillyP345 | $25.00 | $25.00 | 4/5/2010 11:31:18 AM |
| Artist_Blue | $25.00 | $25.00 | 4/5/2010 10:45:44 AM |
| sugarhoof | $25.00 | $25.00 | 4/5/2010 10:55:23 AM |
| Steveoo1 | $25.00 | $25.00 | 4/5/2010 10:58:04 AM |
| tallmon | $25.00 | $25.00 | 4/5/2010 11:42:34 AM |
| AlexTrep | $25.00 | $25.00 | 4/5/2010 8:54:01 AM |
| kindness-percolator5 | $25.00 | $25.00 | 4/5/2010 9:02:54 AM |
| JGB | $25.00 | $25.00 | 4/5/2010 12:03:42 PM |
| jokerj006 | $25.00 | $25.00 | 4/5/2010 11:30:56 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 4/5/2010 12:18:45 PM |
| tremendous-payment | $25.00 | $25.00 | 4/5/2010 12:18:53 PM |
| narblark | $25.00 | $25.00 | 4/5/2010 11:40:27 AM |
| orange-preeminant-bill | $59.12 | $59.12 | 4/5/2010 12:19:02 PM |
| The_Donald | $25.00 | $25.00 | 4/5/2010 11:55:55 AM |
| persistent-bazaar | $25.00 | $25.00 | 4/5/2010 12:35:16 PM |
| slartibardfast | $25.00 | $25.00 | 4/5/2010 12:03:39 PM |
| CanArkRoamNu | $25.00 | $25.00 | 4/5/2010 12:09:26 PM |
| don8ter | $25.00 | $25.00 | 4/5/2010 12:14:03 PM |
| special-truth | $25.00 | $25.00 | 4/5/2010 12:18:44 PM |
| djh47a | $25.00 | $25.00 | 4/5/2010 12:19:08 PM |
| the-bill-gatherer | $25.00 | $25.00 | 4/5/2010 12:19:15 PM |
| KiwiElf | $25.00 | $25.00 | 4/5/2010 10:30:37 AM |
| CASHGIRL | $33.38 | $33.38 | 4/5/2010 10:58:05 AM |
| bonFire8 | $25.00 | $25.00 | 4/5/2010 11:11:05 AM |
| helpinghand63 | $41.31 | $41.31 | 4/5/2010 11:42:46 AM |
| awm | $25.00 | $25.00 | 4/5/2010 3:03:00 PM |
| oldguybiker | $25.00 | $25.00 | 4/5/2010 3:03:07 PM |
| pawnshopman | $25.00 | $25.00 | 4/5/2010 3:03:36 PM |
| successful-euro | $50.00 | $50.00 | 4/5/2010 3:03:41 PM |
| commitment-farm | $25.00 | $25.00 | 4/5/2010 3:03:51 PM |
| maintenanceboss | $25.00 | $25.00 | 4/5/2010 3:04:04 PM |
| Mostyle | $25.00 | $25.00 | 4/5/2010 3:04:15 PM |
| fightinjoe | $25.00 | $25.00 | 4/5/2010 3:05:18 PM |
| SDNLR | $25.00 | $25.00 | 4/5/2010 12:11:43 PM |
| p2ploan-leaper | $39.80 | $39.80 | 4/5/2010 12:18:42 PM |
| ronow22 | $25.00 | $25.00 | 4/5/2010 3:03:02 PM |
| sumac5 | $150.00 | $150.00 | 4/5/2010 3:03:04 PM |
| integrity-broker | $25.00 | $25.00 | 4/5/2010 3:03:10 PM |
| happy-asset | $25.00 | $25.00 | 4/5/2010 3:03:33 PM |
| rescue | $250.00 | $250.00 | 4/5/2010 3:03:37 PM |
| rapid-credit428 | $25.00 | $25.00 | 4/5/2010 3:03:42 PM |
| Marathoner | $25.00 | $25.00 | 4/5/2010 3:03:59 PM |
| goodbob | $25.00 | $25.00 | 4/5/2010 3:04:05 PM |
| aldenrains | $25.00 | $25.00 | 4/5/2010 3:04:10 PM |
| important-ore | $50.00 | $50.00 | 4/5/2010 3:05:22 PM |
| 108lender | $38.00 | $38.00 | 4/5/2010 12:52:52 PM |
| iLoaner | $25.00 | $25.00 | 4/5/2010 1:18:08 PM |
| impartial-capital7 | $25.00 | $25.00 | 4/5/2010 4:10:45 PM |
| hyla15 | $25.00 | $25.00 | 4/5/2010 4:17:51 PM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 2:38:51 PM |
| AFairDeal | $25.00 | $25.00 | 4/5/2010 4:24:24 PM |
| akahoss | $25.00 | $25.00 | 4/5/2010 3:03:03 PM |
| KeyS80 | $50.00 | $50.00 | 4/5/2010 3:03:09 PM |
| payogie | $25.00 | $25.00 | 4/5/2010 3:03:22 PM |
| unforgettable-order9 | $100.00 | $100.00 | 4/5/2010 3:03:36 PM |
| BristolEnterprises | $25.00 | $25.00 | 4/5/2010 3:03:58 PM |
| LoisLoan | $25.00 | $25.00 | 4/5/2010 4:17:52 PM |
| Binan | $25.00 | $25.00 | 4/5/2010 3:04:12 PM |
| BigCityLending | $25.00 | $25.00 | 4/5/2010 4:18:18 PM |
| macjp123 | $25.00 | $25.00 | 4/5/2010 3:05:17 PM |
| GElender | $50.00 | $50.00 | 4/5/2010 3:06:20 PM |
| knothead | $25.00 | $25.00 | 4/5/2010 4:18:14 PM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:46:30 AM |
| Loan_4_U | $25.00 | $25.00 | 4/6/2010 10:48:06 AM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/6/2010 11:03:59 AM |
| famous-hope | $25.00 | $25.00 | 4/6/2010 9:34:14 AM |
| mrkb80 | $25.00 | $25.00 | 4/6/2010 2:29:52 PM |
| xyzlmno | $50.00 | $50.00 | 4/6/2010 5:15:11 PM |
| RusRobo | $25.00 | $25.00 | 4/6/2010 5:12:23 PM |
| Josta | $33.29 | $33.29 | 4/6/2010 5:31:05 PM |
| BuffetRocks | $50.00 | $16.08 | 4/7/2010 12:30:38 AM |
| webfeet | $25.00 | $25.00 | 4/7/2010 2:17:52 PM |
| Airthus | $25.00 | $25.00 | 4/8/2010 7:26:28 AM |
| fate017 | $50.00 | $50.00 | 4/8/2010 8:41:00 PM |
| spotty54 | $25.00 | $25.00 | 4/9/2010 5:22:45 AM |
| Leshan | $33.33 | $33.33 | 4/9/2010 9:19:48 AM |
| order-wizard | $25.00 | $25.00 | 4/9/2010 12:36:41 PM |
| 370 bids
|
Borrower Payment Dependent Notes Series
452553
This series of Notes was issued and sold upon the funding of the borrower loan #41893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 29.65% |
Final borrower rate/APR:
| 30.65% / 34.00% |
Final monthly payment:
| $51.37 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.36% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.29% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 4m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 32 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $36,320 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 94% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| graceful-payment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Capital One
Purpose of loan:
This loan will be used to? Pay off my Capital One Credit Cards.?
My financial situation:
I am a good candidate for this loan because?I believe?in paying my debts.?
Monthly net income: $ 4,200.00
Monthly expenses: $
??Housing: $ 1.100.00
??Insurance: $ 125.00
??Car expenses: $ 600.00????
??Utilities: $ 80.00????
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 325.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the current credit card interest rates that you would be paying with this loan? - understanding-velocity
A:
The two APRs will just about be the same. But I am sick of letting Capital One make money off me and they wont waive their annual fee. I have had the accounts open for many many years and now that the new credit card act went into effect they raised my rates....I just want them closed final done out of my life. Thanks for the question I was wondering if anyone would ask....
(Apr-09-2010)
Q:
credit lines $16,000 loan is for $1,200: what is the balance you are trying to pay off. Is the other 15K car loan, loc for home, etc. - stuart791
A:
I have a home equity loan. I have a 6,000 LOC. I have 11 more car payments the balance on that is about 9,000. I have about 6,000 total in revolving credit. I have 3 small Capital One cards that I used for years I owe a total of about 1,100 I would like to wrap those up...together into one amortizing loan. Once I get this one gone or more than half gone I would like to do another for another set.
Thanks for the question.
(Apr-10-2010)
Q:
Please explain you high revolving debt ($36K and 94% of available credit). Thanks and best wishes. - reflective-rupee
A:
24,000.00 Is my HELOC the rate is 7.00% but the line was with Indymac which was closed and taken over by OneWest Bank. I current have myself on an amortizing plan for that loan. 6,000 is a LOC which was used to help my daughter pay for her wedding. The rest is my evil credit cards in which I am focused on paying off. Once I get my little cards are paid I plan on only keeping one for emergency. I pay cash for everything now. If I dont have the cash I dont buy it. Thanks for the question
(Apr-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| winmals | $25.00 | $25.00 | 4/10/2010 11:32:14 AM |
| eccles | $25.00 | $25.00 | 4/10/2010 6:38:55 PM |
| reflective-rupee | $25.00 | $25.00 | 4/10/2010 7:37:29 PM |
| eboomer2611 | $25.00 | $25.00 | 4/11/2010 9:08:44 AM |
| loss-of-control | $25.00 | $25.00 | 4/11/2010 5:59:53 PM |
| aztec | $50.00 | $50.00 | 4/11/2010 6:28:38 PM |
| DasMula | $25.00 | $25.00 | 4/12/2010 8:56:25 AM |
| stuart791 | $25.00 | $25.00 | 4/12/2010 6:17:47 AM |
| Leshan | $27.54 | $27.54 | 4/12/2010 7:42:26 AM |
| five-star-note | $50.00 | $50.00 | 4/12/2010 11:55:25 AM |
| wise-courageous-social | $25.00 | $25.00 | 4/12/2010 9:06:04 AM |
| leverage-monger | $25.00 | $25.00 | 4/12/2010 9:34:20 AM |
| skillful-asset5 | $28.91 | $28.91 | 4/12/2010 2:41:36 PM |
| MSCG | $100.00 | $100.00 | 4/12/2010 11:29:07 AM |
| bmw2 | $25.00 | $25.00 | 4/12/2010 3:18:20 PM |
| kindness-venture1 | $25.00 | $25.00 | 4/12/2010 3:55:02 PM |
| sunny-justice9 | $64.63 | $64.63 | 4/12/2010 4:27:31 PM |
| sunny-justice9 | $35.37 | $35.37 | 4/12/2010 4:28:21 PM |
| new-peso-concerto | $33.00 | $33.00 | 4/5/2010 4:55:24 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:35:11 AM |
| realtormoises | $25.00 | $25.00 | 4/10/2010 8:23:05 AM |
| Tono | $30.00 | $30.00 | 4/10/2010 5:03:37 PM |
| mrxtravis | $50.00 | $50.00 | 4/10/2010 9:08:11 AM |
| TheSweetLender | $40.00 | $40.00 | 4/10/2010 5:58:19 PM |
| Your_Bank | $40.00 | $40.00 | 4/10/2010 8:39:19 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/11/2010 6:17:39 PM |
| TotosLion | $25.00 | $10.55 | 4/11/2010 8:08:03 PM |
| Prairie-MN | $30.00 | $30.00 | 4/11/2010 8:01:22 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 6:18:27 PM |
| lend42013 | $25.00 | $25.00 | 4/12/2010 12:21:27 PM |
| amra | $25.00 | $25.00 | 4/12/2010 12:40:52 PM |
| icon7 | $30.00 | $30.00 | 4/12/2010 2:10:02 PM |
| shellstar | $25.00 | $25.00 | 4/12/2010 2:24:47 PM |
| wild-orange | $50.00 | $50.00 | 4/12/2010 11:34:55 AM |
| PotBellyPete | $25.00 | $25.00 | 4/12/2010 12:02:14 PM |
| DonDiego | $30.00 | $30.00 | 4/12/2010 2:43:37 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
452639
This series of Notes was issued and sold upon the funding of the borrower loan #41808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,900.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $58.78 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $58.75 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-1988 |
Debt/Income ratio:
| 25% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 10m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $41,262 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 39% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| unafraid-liberty740 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting better interest rate
Purpose of loan:
This loan will be used to reduce the interest rate I am currently paying on my debts.
My financial situation:
I am a good candidate for this loan because I have a good credit history of paying off my debts, and a stable employment history with a steady income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/6/2010 4:24:43 PM |
| Emgolda | $25.00 | $25.00 | 4/6/2010 4:32:42 PM |
| favorable-order8 | $25.00 | $25.00 | 4/6/2010 4:24:20 PM |
| Dreamconnection | $25.00 | $25.00 | 4/6/2010 4:34:40 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/6/2010 4:25:41 PM |
| kenji4861 | $25.00 | $25.00 | 4/6/2010 4:26:17 PM |
| nickel-ferret | $25.00 | $25.00 | 4/6/2010 4:32:40 PM |
| investment-network | $25.00 | $25.00 | 4/6/2010 4:32:49 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/6/2010 7:44:13 PM |
| felicity-loyalist0 | $40.00 | $40.00 | 4/7/2010 6:38:35 PM |
| octoberfresh | $25.00 | $25.00 | 4/9/2010 6:34:37 AM |
| naina_my_daughter | $200.00 | $200.00 | 4/9/2010 4:39:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/9/2010 9:40:33 PM |
| GEOFFS3 | $25.00 | $25.00 | 4/10/2010 9:28:18 AM |
| 120grit | $25.00 | $25.00 | 4/12/2010 9:30:56 AM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:17:35 PM |
| YummiBear | $25.00 | $25.00 | 4/12/2010 7:13:36 PM |
| sfd | $25.00 | $25.00 | 4/13/2010 8:59:39 AM |
| kalihan42 | $25.00 | $25.00 | 4/13/2010 9:51:30 AM |
| market-jam | $25.39 | $25.39 | 4/13/2010 12:45:20 PM |
| TakeCare | $50.00 | $50.00 | 4/13/2010 11:26:45 AM |
| j352000 | $25.00 | $25.00 | 4/13/2010 4:15:35 PM |
| mizon291 | $50.00 | $50.00 | 4/6/2010 4:29:22 PM |
| radforj22 | $25.00 | $25.00 | 4/6/2010 4:31:14 PM |
| Tai | $25.00 | $25.00 | 4/6/2010 4:32:28 PM |
| Okeey | $100.00 | $100.00 | 4/6/2010 4:32:35 PM |
| Thunderswan | $50.00 | $50.00 | 4/6/2010 4:32:20 PM |
| life-is-great | $25.00 | $25.00 | 4/6/2010 4:34:11 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/6/2010 4:34:51 PM |
| delicious-social132 | $40.00 | $40.00 | 4/6/2010 4:35:00 PM |
| bonus-adventure3 | $50.00 | $10.61 | 4/6/2010 4:35:07 PM |
| kid8549 | $25.00 | $25.00 | 4/6/2010 4:26:44 PM |
| supreme-hope | $25.00 | $25.00 | 4/6/2010 4:32:33 PM |
| kchen486 | $25.00 | $25.00 | 4/6/2010 4:34:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/6/2010 4:34:57 PM |
| julijask | $35.00 | $35.00 | 4/7/2010 12:07:10 PM |
| conductor146 | $25.00 | $25.00 | 4/7/2010 12:54:35 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:30 AM |
| gjacobs2 | $25.00 | $25.00 | 4/8/2010 11:00:26 PM |
| springpanda | $25.00 | $25.00 | 4/9/2010 12:26:06 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 5:04:31 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/9/2010 9:40:50 PM |
| mobius_titan | $25.00 | $25.00 | 4/9/2010 6:47:27 PM |
| swissbanker | $50.00 | $50.00 | 4/10/2010 7:48:42 AM |
| TheWainer | $25.00 | $25.00 | 4/10/2010 9:05:10 PM |
| a_andy | $25.00 | $25.00 | 4/11/2010 5:11:33 PM |
| ToloUSN | $50.00 | $50.00 | 4/12/2010 9:08:44 AM |
| Money_Hog | $25.00 | $25.00 | 4/12/2010 5:26:24 PM |
| AsianDragon | $100.00 | $100.00 | 4/12/2010 7:52:29 PM |
| rate-selector2 | $25.00 | $25.00 | 4/13/2010 12:24:08 PM |
| ProjectVenture | $50.00 | $50.00 | 4/13/2010 2:11:34 PM |
| Shelby2082 | $25.00 | $25.00 | 4/13/2010 11:08:28 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
452953
This series of Notes was issued and sold upon the funding of the borrower loan #41905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 8.48% |
Starting borrower rate/APR:
| 9.48% / 9.82% |
Starting monthly payment:
| $288.21 |
|
Final lender yield:
| 8.30% |
Final borrower rate/APR:
| 9.30% / 9.64% |
Final monthly payment:
| $287.46 |
| |
|
Auction yield range:
| 3.04% - 8.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 13% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 3m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 32 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,761 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 25% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| lmx16 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BOA PAYOFF
Purpose of loan:
This loan will be used to? Pay off high interest credit card
My financial situation:
I am a good candidate for this loan because? I can afford to make timely payments at a decent percent. Tired of paying high rate to bank.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your occupation? - Finspons
A:
Sr. Maintenance Supervisor
(Apr-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Westerly | $50.00 | $50.00 | 4/7/2010 4:23:44 PM |
| bconn078 | $25.00 | $25.00 | 4/7/2010 4:26:18 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:25:29 PM |
| diligent-leverage | $25.00 | $25.00 | 4/7/2010 4:30:52 PM |
| kid8549 | $25.00 | $25.00 | 4/7/2010 4:46:45 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:47:21 PM |
| sajitk | $25.00 | $25.00 | 4/7/2010 4:45:05 PM |
| investment-network | $25.00 | $25.00 | 4/7/2010 4:47:32 PM |
| kchen486 | $25.00 | $25.00 | 4/7/2010 4:47:58 PM |
| monstersdad | $41.85 | $41.85 | 4/7/2010 4:45:48 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/7/2010 4:48:03 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:48:09 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/7/2010 4:47:17 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 4:47:51 PM |
| careful-note | $50.00 | $50.00 | 4/7/2010 4:50:12 PM |
| steady-funds6 | $25.00 | $25.00 | 4/7/2010 4:50:19 PM |
| paladin847 | $25.00 | $25.00 | 4/7/2010 4:50:04 PM |
| unclejaef | $25.00 | $25.00 | 4/7/2010 4:50:34 PM |
| interest-exec9 | $25.00 | $25.00 | 4/7/2010 4:45:52 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:47:27 PM |
| superchicken | $25.00 | $25.00 | 4/7/2010 4:51:49 PM |
| satisfying-durability | $25.00 | $25.00 | 4/7/2010 4:47:55 PM |
| RusRobo | $25.00 | $25.00 | 4/7/2010 4:52:39 PM |
| credit-coach118 | $40.00 | $40.00 | 4/7/2010 4:53:47 PM |
| adhawan325 | $25.00 | $25.00 | 4/7/2010 4:53:53 PM |
| Barak | $40.00 | $40.00 | 4/7/2010 4:49:40 PM |
| community-saver158 | $50.00 | $50.00 | 4/7/2010 4:50:08 PM |
| bchen78875 | $50.00 | $50.00 | 4/7/2010 4:50:14 PM |
| TeamRamRod | $25.00 | $25.00 | 4/7/2010 4:50:22 PM |
| Holtavious | $25.00 | $25.00 | 4/7/2010 4:50:33 PM |
| yield-seeker | $25.00 | $25.00 | 4/7/2010 4:51:11 PM |
| nhm | $50.00 | $50.00 | 4/7/2010 4:51:40 PM |
| good_lender | $50.00 | $50.00 | 4/7/2010 4:52:14 PM |
| cheftek | $50.00 | $50.00 | 4/7/2010 4:52:56 PM |
| djs81 | $25.00 | $25.00 | 4/7/2010 4:53:27 PM |
| js60l | $25.00 | $25.00 | 4/7/2010 4:53:45 PM |
| guardlender | $25.00 | $21.80 | 4/7/2010 4:54:00 PM |
| manuvns | $25.00 | $25.00 | 4/7/2010 5:08:59 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/7/2010 5:39:36 PM |
| respectful-integrity3 | $30.00 | $30.00 | 4/7/2010 6:05:10 PM |
| DHolly | $25.00 | $25.00 | 4/7/2010 6:09:54 PM |
| blot44 | $25.00 | $25.00 | 4/7/2010 7:28:12 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:39 AM |
| minista | $25.00 | $25.00 | 4/8/2010 7:43:43 AM |
| TheTimeIsNow | $25.00 | $25.00 | 4/8/2010 11:56:17 AM |
| Sarspatula | $29.74 | $29.74 | 4/8/2010 9:39:47 AM |
| Zipperdu | $50.00 | $50.00 | 4/8/2010 11:31:47 AM |
| interstellar | $50.00 | $50.00 | 4/8/2010 1:41:46 PM |
| plbquic | $25.00 | $25.00 | 4/8/2010 1:58:54 PM |
| skunkor2 | $33.82 | $33.82 | 4/9/2010 6:41:26 AM |
| ingeborg77 | $50.00 | $50.00 | 4/9/2010 9:08:13 AM |
| bomdel | $25.00 | $25.00 | 4/9/2010 9:28:19 AM |
| LSAR | $25.00 | $25.00 | 4/9/2010 9:35:35 AM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:10:39 PM |
| trade-structure | $49.31 | $49.31 | 4/9/2010 1:18:05 PM |
| BGILlender | $25.00 | $25.00 | 4/9/2010 4:26:31 PM |
| moola-aficionado6 | $25.00 | $25.00 | 4/9/2010 7:57:36 PM |
| selector568 | $100.00 | $100.00 | 4/10/2010 1:30:03 PM |
| microfunder | $25.00 | $25.00 | 4/10/2010 6:42:43 PM |
| JedClampett | $75.00 | $75.00 | 4/11/2010 10:36:42 AM |
| one-midas | $25.00 | $25.00 | 4/11/2010 9:36:47 AM |
| psbruce | $25.69 | $25.69 | 4/11/2010 7:55:02 PM |
| methodical-capital7 | $25.00 | $25.00 | 4/11/2010 9:35:59 PM |
| dgagli1 | $26.14 | $26.14 | 4/12/2010 7:52:30 AM |
| iruz | $70.12 | $70.12 | 4/12/2010 10:20:46 AM |
| FinanceEngine | $30.00 | $30.00 | 4/12/2010 9:07:22 AM |
| jwood3030 | $28.18 | $28.18 | 4/12/2010 11:51:08 AM |
| JMY1 | $25.00 | $25.00 | 4/12/2010 9:31:35 AM |
| thoughtful-justice8 | $25.00 | $25.00 | 4/12/2010 1:26:35 PM |
| blue-relay | $25.00 | $25.00 | 4/12/2010 1:10:36 PM |
| marala4285 | $25.00 | $25.00 | 4/12/2010 7:26:23 PM |
| ToloUSN | $50.00 | $50.00 | 4/13/2010 9:09:13 AM |
| ScottFinance | $25.00 | $25.00 | 4/13/2010 11:37:40 AM |
| Astyanax | $30.00 | $30.00 | 4/13/2010 10:00:02 AM |
| ChazM1980 | $25.00 | $25.00 | 4/13/2010 4:57:46 PM |
| jdadverb | $45.00 | $45.00 | 4/13/2010 5:13:49 PM |
| dammage | $25.00 | $25.00 | 4/13/2010 5:44:31 PM |
| RichDadPoorDad | $25.00 | $25.00 | 4/13/2010 5:47:50 PM |
| elevated-finance | $25.00 | $25.00 | 4/13/2010 5:53:32 PM |
| gjacobs2 | $25.00 | $25.00 | 4/13/2010 7:33:53 PM |
| rockytop | $50.00 | $50.00 | 4/13/2010 6:15:09 PM |
| Richmp412 | $25.00 | $25.00 | 4/13/2010 6:32:21 PM |
| YummiBear | $25.00 | $25.00 | 4/13/2010 6:43:12 PM |
| debtcollector | $50.00 | $50.00 | 4/13/2010 9:33:45 PM |
| yield-quest | $100.00 | $100.00 | 4/13/2010 10:19:10 PM |
| wild_carrot | $25.00 | $25.00 | 4/13/2010 6:07:52 PM |
| LQ1972 | $50.00 | $50.00 | 4/14/2010 12:26:16 AM |
| micloans | $25.00 | $25.00 | 4/14/2010 4:52:37 AM |
| mitcha1 | $25.00 | $25.00 | 4/14/2010 5:04:19 AM |
| REITRUST | $25.00 | $25.00 | 4/13/2010 7:06:09 PM |
| gsp1885 | $27.00 | $27.00 | 4/13/2010 11:28:47 PM |
| The-CAPS-fan | $25.00 | $25.00 | 4/14/2010 9:25:29 AM |
| Ssider | $50.00 | $50.00 | 4/13/2010 8:55:43 PM |
| wwwUniversal | $25.00 | $25.00 | 4/14/2010 9:52:22 AM |
| windpiano1962 | $25.00 | $25.00 | 4/14/2010 4:57:52 AM |
| bankisopen | $200.00 | $200.00 | 4/14/2010 9:22:55 AM |
| rate-hickory | $25.00 | $25.00 | 4/14/2010 8:31:14 AM |
| favorite-commerce | $25.00 | $25.00 | 4/14/2010 11:57:31 AM |
| jayh888 | $30.00 | $30.00 | 4/14/2010 10:10:41 AM |
| akl_5277 | $29.09 | $29.09 | 4/14/2010 11:59:27 AM |
| innovator799 | $25.00 | $25.00 | 4/14/2010 10:17:41 AM |
| asciguide | $50.00 | $50.00 | 4/14/2010 10:36:04 AM |
| JDLanier | $25.00 | $25.00 | 4/14/2010 10:10:19 AM |
| sunny1985 | $25.00 | $25.00 | 4/14/2010 3:28:12 PM |
| StocksMan | $50.00 | $50.00 | 4/14/2010 4:17:36 PM |
| DoctorJoe | $50.00 | $50.00 | 4/13/2010 8:46:02 PM |
| MiniBank998 | $25.00 | $25.00 | 4/7/2010 4:25:41 PM |
| teejay411 | $100.00 | $100.00 | 4/7/2010 4:26:16 PM |
| TrustOne | $25.00 | $25.00 | 4/7/2010 4:25:35 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:29 PM |
| unique-order8 | $25.00 | $25.00 | 4/7/2010 4:27:42 PM |
| reinforced-reward | $25.00 | $25.00 | 4/7/2010 4:31:31 PM |
| gentle-gold | $25.00 | $25.00 | 4/7/2010 4:25:38 PM |
| newest-orbital-justice | $50.00 | $50.00 | 4/7/2010 4:28:35 PM |
| kenji4861 | $50.00 | $50.00 | 4/7/2010 4:30:12 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/7/2010 4:31:49 PM |
| mnmcarve | $25.00 | $25.00 | 4/7/2010 4:44:57 PM |
| thedoctor | $29.29 | $29.29 | 4/7/2010 4:45:08 PM |
| Jassi | $25.00 | $25.00 | 4/7/2010 4:45:50 PM |
| turbospeed | $25.00 | $25.00 | 4/7/2010 4:47:11 PM |
| Sven79 | $50.00 | $50.00 | 4/7/2010 4:47:23 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:47:30 PM |
| Dreamconnection | $25.00 | $25.00 | 4/7/2010 4:48:01 PM |
| delicious-social132 | $40.00 | $40.00 | 4/7/2010 4:48:07 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/7/2010 4:49:44 PM |
| stable-nickel | $200.00 | $200.00 | 4/7/2010 4:50:10 PM |
| xyzlmno | $25.00 | $25.00 | 4/7/2010 4:49:35 PM |
| meenan | $25.00 | $25.00 | 4/7/2010 4:49:38 PM |
| Castellan | $25.00 | $25.00 | 4/7/2010 4:44:07 PM |
| rescue | $100.00 | $100.00 | 4/7/2010 4:50:06 PM |
| unknowable | $25.00 | $25.00 | 4/7/2010 4:45:00 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:51:42 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/7/2010 4:45:31 PM |
| morpholog | $25.00 | $25.00 | 4/7/2010 4:45:42 PM |
| HunterSix | $25.00 | $25.00 | 4/7/2010 4:51:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/7/2010 4:51:57 PM |
| don8ter | $60.00 | $60.00 | 4/7/2010 4:45:57 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/7/2010 4:52:03 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:15 PM |
| money-floret | $100.00 | $100.00 | 4/7/2010 4:51:10 PM |
| mizon291 | $50.00 | $50.00 | 4/7/2010 4:46:59 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/7/2010 4:51:38 PM |
| Tai | $25.00 | $25.00 | 4/7/2010 4:47:29 PM |
| alaco | $25.00 | $25.00 | 4/7/2010 4:52:55 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/7/2010 4:48:05 PM |
| dospapalotes | $25.00 | $25.00 | 4/7/2010 4:52:23 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:52:41 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:53:56 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 4:52:58 PM |
| rosie777 | $30.00 | $30.00 | 4/7/2010 4:53:12 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 4:53:43 PM |
| generous-at-heart | $25.00 | $25.00 | 4/7/2010 4:53:50 PM |
| truth-image | $50.00 | $50.00 | 4/7/2010 4:53:51 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:49:42 PM |
| docdekay | $40.00 | $40.00 | 4/7/2010 4:51:35 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:51:39 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/7/2010 4:52:01 PM |
| Dap2005 | $100.00 | $100.00 | 4/7/2010 4:52:12 PM |
| kmr2 | $200.00 | $200.00 | 4/7/2010 4:53:07 PM |
| turbostar666 | $30.00 | $30.00 | 4/7/2010 5:00:02 PM |
| money-explorer3 | $25.00 | $25.00 | 4/7/2010 4:53:45 PM |
| GrayStudio | $50.00 | $50.00 | 4/7/2010 6:05:12 PM |
| Prairie-MN | $30.00 | $30.00 | 4/8/2010 4:20:24 AM |
| fair_rates | $25.00 | $25.00 | 4/8/2010 4:30:52 AM |
| durability-halibut | $25.00 | $25.00 | 4/8/2010 6:19:46 AM |
| excellent-bonus8 | $25.00 | $25.00 | 4/8/2010 9:36:26 AM |
| grampy48 | $50.00 | $50.00 | 4/8/2010 8:29:40 AM |
| leverage-reaction | $25.00 | $25.00 | 4/8/2010 10:50:43 AM |
| conductor146 | $25.00 | $25.00 | 4/8/2010 1:29:03 PM |
| surfsider123 | $25.00 | $25.00 | 4/8/2010 1:33:42 PM |
| maineman | $25.00 | $25.00 | 4/8/2010 2:08:13 PM |
| Kelor99 | $25.00 | $25.00 | 4/8/2010 3:48:48 PM |
| Cherrypicker | $50.00 | $50.00 | 4/9/2010 6:37:28 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/9/2010 8:37:57 AM |
| ingeborg77 | $50.00 | $50.00 | 4/9/2010 9:08:36 AM |
| don'twannadance | $50.00 | $50.00 | 4/9/2010 9:11:31 AM |
| don'twannadance | $50.00 | $50.00 | 4/9/2010 9:11:52 AM |
| heerzaquestion | $25.00 | $25.00 | 4/9/2010 6:37:05 AM |
| GABC-1 | $100.00 | $100.00 | 4/9/2010 10:54:02 AM |
| gtdane | $25.00 | $25.00 | 4/9/2010 10:03:06 AM |
| zento | $25.00 | $25.00 | 4/9/2010 12:33:15 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/9/2010 3:17:05 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/9/2010 4:28:13 PM |
| vinayski | $25.00 | $25.00 | 4/9/2010 8:41:26 PM |
| all_of_that_one | $25.00 | $25.00 | 4/10/2010 8:00:56 AM |
| Nephi | $50.00 | $50.00 | 4/10/2010 6:08:31 AM |
| Flash80 | $75.00 | $75.00 | 4/10/2010 8:50:28 PM |
| 1SteelerFan | $25.00 | $25.00 | 4/10/2010 5:20:57 PM |
| Furryone | $25.00 | $25.00 | 4/11/2010 11:33:22 AM |
| Sumach | $25.00 | $25.00 | 4/11/2010 5:14:45 AM |
| Ven58 | $25.00 | $25.00 | 4/12/2010 9:53:15 AM |
| Guiren | $100.00 | $100.00 | 4/12/2010 10:37:26 AM |
| octoberfresh | $25.00 | $25.00 | 4/12/2010 6:54:49 AM |
| EJO | $25.00 | $25.00 | 4/12/2010 10:44:00 AM |
| King5378 | $25.00 | $25.00 | 4/12/2010 1:14:23 PM |
| Castelj | $30.00 | $30.00 | 4/12/2010 7:23:50 PM |
| senior1 | $25.00 | $25.00 | 4/12/2010 8:43:25 PM |
| Airbandit | $41.07 | $41.07 | 4/12/2010 4:48:18 PM |
| Money_Hog | $25.00 | $25.00 | 4/13/2010 5:01:49 AM |
| nav1elt | $39.08 | $39.08 | 4/13/2010 1:59:42 PM |
| Sven79 | $300.00 | $300.00 | 4/13/2010 11:01:52 AM |
| supasonic | $30.00 | $30.00 | 4/13/2010 1:40:36 PM |
| West_End_Local | $50.00 | $50.00 | 4/13/2010 11:54:29 AM |
| trustworthy-finance6 | $50.00 | $50.00 | 4/13/2010 4:44:50 PM |
| Catalina_Enterprises | $50.00 | $50.00 | 4/13/2010 4:00:41 PM |
| funds-kingdom | $25.00 | $25.00 | 4/13/2010 5:31:23 PM |
| gsd | $25.00 | $25.00 | 4/13/2010 5:46:00 PM |
| rce1964 | $25.00 | $25.00 | 4/13/2010 5:46:47 PM |
| mammalian4 | $25.00 | $25.00 | 4/13/2010 6:08:07 PM |
| sincere-balance | $25.00 | $25.00 | 4/13/2010 5:55:26 PM |
| mdc1988 | $28.82 | $28.82 | 4/13/2010 6:26:52 PM |
| upstate | $25.00 | $25.00 | 4/13/2010 6:00:30 PM |
| happyjackbak | $25.00 | $25.00 | 4/13/2010 5:44:32 PM |
| crw1950 | $50.00 | $50.00 | 4/13/2010 8:12:40 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/13/2010 8:12:13 PM |
| bold-social-advantage | $100.00 | $100.00 | 4/13/2010 6:33:01 PM |
| Charmart | $25.00 | $25.00 | 4/14/2010 3:10:52 AM |
| webfeet | $25.00 | $25.00 | 4/14/2010 8:33:00 AM |
| dsgfl1 | $100.00 | $100.00 | 4/14/2010 8:56:38 AM |
| Pickmar | $25.00 | $25.00 | 4/14/2010 10:46:23 AM |
| Auditman | $50.00 | $50.00 | 4/14/2010 7:37:25 AM |
| SeaLoans | $25.00 | $25.00 | 4/14/2010 11:35:03 AM |
| airbornn | $40.00 | $40.00 | 4/14/2010 10:26:21 AM |
| johnpmid | $25.00 | $25.00 | 4/14/2010 2:35:59 PM |
| ajk_blue | $25.00 | $25.00 | 4/14/2010 12:08:25 PM |
| worth-quark | $25.00 | $25.00 | 4/14/2010 3:21:05 PM |
| Gaelicman | $100.00 | $100.00 | 4/14/2010 11:38:27 AM |
| felicity-loyalist0 | $50.00 | $50.00 | 4/14/2010 1:51:50 PM |
| 228 bids
|
Borrower Payment Dependent Notes Series
452977
This series of Notes was issued and sold upon the funding of the borrower loan #41799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-08-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $237.17 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $225.28 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 3m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,486 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 32% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| wampum-cheetah8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding etc.
Purpose of loan:
??Im?getting married?soon?and need some cash to help with the abundance of expenses.?
My financial situation:
I pay my bills on time, and would have no problem making payments on this loan.? I own my car, and have no other obligations excluding monthly bills (rent, etc.).
Monthly net income: $ 2700 (Fluctuates slightly, $200-300 +/-)
Monthly expenses: $ 1365 excluding debt payment
??Housing: $ 800
??Car expenses: $ Own my car
??Utilities, Phone, cable, internet: $?165?
??Food, entertainment: $ 300?
??Credit cards and other loans:??Pay 400-600 on credit cards every month.??
??Random?$ 100
One note about my credit history and score.? Im actually a better candidate then what Im given credit for.? I didnt get my first credit card until I was 29, which I know wasnt as smart as I thought I was being.? I didnt understand the importance of building credit from an early age.? In this case, ignorance was not bliss.? Thanks for you consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sixmil | $25.00 | $25.00 | 4/7/2010 4:23:49 PM |
| burrito6 | $25.00 | $25.00 | 4/7/2010 4:30:38 PM |
| successful-euro | $30.00 | $30.00 | 4/7/2010 4:34:57 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:35:01 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:27:21 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/7/2010 4:35:27 PM |
| Craig_B | $25.00 | $25.00 | 4/7/2010 4:35:35 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:35:46 PM |
| awesome-return0 | $25.00 | $25.00 | 4/7/2010 4:34:50 PM |
| momoney2lend | $25.00 | $25.00 | 4/7/2010 4:36:01 PM |
| secobarbital | $25.00 | $25.00 | 4/7/2010 4:36:14 PM |
| upright-revenue7 | $50.00 | $50.00 | 4/7/2010 4:35:08 PM |
| money-explorer3 | $25.00 | $25.00 | 4/7/2010 4:30:07 PM |
| silvercertificate | $25.00 | $25.00 | 4/7/2010 4:37:16 PM |
| sympathetic-asset | $25.00 | $25.00 | 4/7/2010 4:38:04 PM |
| Purposeful | $50.00 | $50.00 | 4/7/2010 4:30:44 PM |
| Midwestvalues | $100.00 | $100.00 | 4/7/2010 4:36:43 PM |
| visionary-fund | $25.00 | $25.00 | 4/7/2010 4:37:08 PM |
| rooosta | $25.00 | $25.00 | 4/7/2010 4:38:54 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:31:53 PM |
| teller | $25.00 | $25.00 | 4/7/2010 4:37:28 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:39:12 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/7/2010 4:32:28 PM |
| bnlforever | $25.00 | $25.00 | 4/7/2010 4:39:50 PM |
| greenwell | $25.00 | $25.00 | 4/7/2010 4:38:26 PM |
| first-upright-payout | $25.00 | $25.00 | 4/7/2010 4:39:56 PM |
| tshurts | $25.00 | $25.00 | 4/7/2010 4:40:06 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/7/2010 4:33:29 PM |
| visionary-currency | $50.00 | $50.00 | 4/7/2010 4:40:08 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/7/2010 4:39:09 PM |
| reward-adventure | $30.00 | $30.00 | 4/7/2010 4:40:54 PM |
| Speculator | $100.00 | $100.00 | 4/7/2010 4:34:40 PM |
| supreme-hope | $25.00 | $25.00 | 4/7/2010 4:39:47 PM |
| kid8549 | $25.00 | $25.00 | 4/7/2010 4:41:17 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/7/2010 4:39:59 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/7/2010 4:41:27 PM |
| xyzlmno | $25.00 | $25.00 | 4/7/2010 4:41:33 PM |
| inspiring-reward | $150.00 | $150.00 | 4/7/2010 4:35:14 PM |
| cashonhand | $25.00 | $25.00 | 4/7/2010 4:40:15 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/7/2010 4:35:20 PM |
| asiaratt | $100.00 | $100.00 | 4/7/2010 4:40:18 PM |
| trustu | $25.00 | $25.00 | 4/7/2010 4:41:44 PM |
| kmfreymi | $25.00 | $25.00 | 4/7/2010 4:40:22 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:40:28 PM |
| exact-loan5 | $30.00 | $30.00 | 4/7/2010 4:40:41 PM |
| lostviajero | $25.00 | $25.00 | 4/7/2010 4:41:06 PM |
| SBT | $50.00 | $50.00 | 4/7/2010 4:42:36 PM |
| Zolton | $200.00 | $200.00 | 4/7/2010 4:36:37 PM |
| LuvToLend | $25.00 | $25.00 | 4/7/2010 4:41:36 PM |
| innocent-loot | $25.00 | $25.00 | 4/7/2010 4:36:59 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/7/2010 4:42:02 PM |
| zebra806 | $25.00 | $25.00 | 4/7/2010 4:42:06 PM |
| jmcdon7230 | $25.00 | $25.00 | 4/7/2010 4:42:17 PM |
| nrowland | $25.00 | $25.00 | 4/7/2010 4:42:26 PM |
| rhin0cerx | $50.00 | $50.00 | 4/7/2010 4:38:14 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 4:42:38 PM |
| deegeeman | $50.00 | $50.00 | 4/7/2010 4:38:32 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 4/7/2010 4:42:45 PM |
| danno | $25.00 | $25.00 | 4/7/2010 4:44:27 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/7/2010 4:38:41 PM |
| Phantom99 | $25.00 | $25.00 | 4/7/2010 4:43:14 PM |
| nick5454 | $25.00 | $25.00 | 4/7/2010 4:44:54 PM |
| bonus-tent | $25.00 | $25.00 | 4/7/2010 4:43:26 PM |
| rolex77 | $25.00 | $25.00 | 4/7/2010 4:45:12 PM |
| martinnc | $25.00 | $25.00 | 4/7/2010 4:38:59 PM |
| irrelevant | $25.00 | $25.00 | 4/7/2010 4:43:51 PM |
| cypressdev001 | $25.00 | $25.00 | 4/7/2010 4:45:45 PM |
| red_spade | $26.00 | $26.00 | 4/7/2010 4:39:16 PM |
| brother_tam | $50.00 | $50.00 | 4/7/2010 4:39:22 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/7/2010 4:44:23 PM |
| global_microfinance | $25.00 | $25.00 | 4/7/2010 4:44:37 PM |
| value-dna | $25.00 | $25.00 | 4/7/2010 4:44:47 PM |
| LoisLoan | $25.00 | $25.00 | 4/7/2010 4:44:56 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/7/2010 4:40:39 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/7/2010 4:40:43 PM |
| chakra | $25.00 | $25.00 | 4/7/2010 4:40:47 PM |
| kfi805 | $25.00 | $25.00 | 4/7/2010 4:45:53 PM |
| BankME | $25.00 | $25.00 | 4/7/2010 4:42:35 PM |
| gizzywump | $25.00 | $25.00 | 4/7/2010 4:42:50 PM |
| capital-visionary | $25.00 | $25.00 | 4/7/2010 4:42:53 PM |
| chicagoman | $25.00 | $25.00 | 4/7/2010 4:43:00 PM |
| hope-equation | $50.00 | $50.00 | 4/7/2010 4:43:03 PM |
| Supernick | $25.00 | $25.00 | 4/7/2010 4:43:08 PM |
| joee | $25.00 | $25.00 | 4/7/2010 4:43:33 PM |
| LucyMcClane | $25.00 | $25.00 | 4/7/2010 4:44:21 PM |
| ILNJCC | $25.00 | $25.00 | 4/7/2010 4:57:41 PM |
| mercuriant | $25.00 | $25.00 | 4/7/2010 5:00:57 PM |
| reflective-rupee | $250.00 | $250.00 | 4/7/2010 5:13:03 PM |
| famous-hope | $25.00 | $25.00 | 4/7/2010 4:57:27 PM |
| radforj22 | $25.00 | $21.00 | 4/7/2010 5:34:19 PM |
| OnyxLite | $25.00 | $25.00 | 4/7/2010 5:08:30 PM |
| reflective-rupee | $50.00 | $50.00 | 4/7/2010 5:13:29 PM |
| grampy48 | $25.00 | $25.00 | 4/8/2010 8:31:34 AM |
| topher515 | $25.00 | $25.00 | 4/7/2010 4:24:05 PM |
| bowdish1 | $50.00 | $50.00 | 4/7/2010 4:27:27 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:28:08 PM |
| social-conductor4 | $25.00 | $25.00 | 4/7/2010 4:28:03 PM |
| Kaj | $25.00 | $25.00 | 4/7/2010 4:30:24 PM |
| autonomous-truth | $25.00 | $25.00 | 4/7/2010 4:30:34 PM |
| likeable-openness | $25.00 | $25.00 | 4/7/2010 4:32:10 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:32:39 PM |
| Buffer10 | $100.00 | $100.00 | 4/7/2010 4:34:34 PM |
| head | $25.00 | $25.00 | 4/7/2010 4:35:32 PM |
| zorg77 | $25.00 | $25.00 | 4/7/2010 4:35:40 PM |
| personal-lender | $25.00 | $25.00 | 4/7/2010 4:36:30 PM |
| kmavm | $25.00 | $25.00 | 4/7/2010 4:35:52 PM |
| delivery | $25.00 | $25.00 | 4/7/2010 4:35:58 PM |
| elevated-platinum5 | $25.00 | $25.00 | 4/7/2010 4:37:52 PM |
| AF-Chief | $28.00 | $28.00 | 4/7/2010 4:30:29 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/7/2010 4:37:59 PM |
| Cai8899 | $30.00 | $30.00 | 4/7/2010 4:36:20 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/7/2010 4:38:09 PM |
| magnolia161 | $25.00 | $25.00 | 4/7/2010 4:38:50 PM |
| desertoasis | $25.00 | $25.00 | 4/7/2010 4:39:32 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/7/2010 4:39:39 PM |
| asset-professor | $35.00 | $35.00 | 4/7/2010 4:38:18 PM |
| gulch | $25.00 | $25.00 | 4/7/2010 4:39:53 PM |
| Rattlehead | $25.00 | $25.00 | 4/7/2010 4:38:45 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:33:34 PM |
| payment-gusto | $25.00 | $25.00 | 4/7/2010 4:33:40 PM |
| HHP | $25.00 | $25.00 | 4/7/2010 4:39:42 PM |
| currency-sergeant | $25.00 | $25.00 | 4/7/2010 4:41:20 PM |
| honorable-yield | $35.00 | $35.00 | 4/7/2010 4:42:21 PM |
| rescue | $50.00 | $50.00 | 4/7/2010 4:42:30 PM |
| oldmora | $50.00 | $50.00 | 4/7/2010 4:40:59 PM |
| 108lender | $75.00 | $75.00 | 4/7/2010 4:41:40 PM |
| nowits10 | $25.00 | $25.00 | 4/7/2010 4:43:11 PM |
| wifibank | $25.00 | $25.00 | 4/7/2010 4:43:16 PM |
| richrobe | $25.00 | $25.00 | 4/7/2010 4:43:19 PM |
| aasx1108 | $25.00 | $25.00 | 4/7/2010 4:41:56 PM |
| WalnutCreekguy | $25.00 | $25.00 | 4/7/2010 4:43:36 PM |
| stock106 | $30.00 | $30.00 | 4/7/2010 4:42:10 PM |
| UofCMaroon | $25.00 | $25.00 | 4/7/2010 4:44:10 PM |
| AF_Trust | $25.00 | $25.00 | 4/7/2010 4:42:43 PM |
| frogperson | $25.00 | $25.00 | 4/7/2010 4:44:30 PM |
| listing-trapper3 | $50.00 | $50.00 | 4/7/2010 4:38:36 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 4:43:05 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 4:44:39 PM |
| flwah | $25.00 | $25.00 | 4/7/2010 4:44:44 PM |
| Streetfighter | $50.00 | $50.00 | 4/7/2010 4:39:05 PM |
| jimmykat | $25.00 | $25.00 | 4/7/2010 4:45:35 PM |
| kmr2 | $200.00 | $200.00 | 4/7/2010 4:44:51 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:40:50 PM |
| steves73 | $25.00 | $25.00 | 4/7/2010 4:41:53 PM |
| autonomous-basis | $25.00 | $25.00 | 4/7/2010 4:43:22 PM |
| gmanrex | $50.00 | $50.00 | 4/7/2010 4:44:13 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/7/2010 4:44:15 PM |
| CydeOut | $25.00 | $25.00 | 4/7/2010 4:59:42 PM |
| wwwUniversal | $25.00 | $25.00 | 4/7/2010 5:09:51 PM |
| cashhelp | $25.00 | $25.00 | 4/7/2010 4:58:13 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/7/2010 5:34:09 PM |
| thedude393 | $25.00 | $25.00 | 4/7/2010 5:01:15 PM |
| Zingaro | $25.00 | $25.00 | 4/7/2010 5:01:27 PM |
| focused-dime8 | $25.00 | $25.00 | 4/7/2010 5:10:43 PM |
| 154 bids
|
Borrower Payment Dependent Notes Series
453049
This series of Notes was issued and sold upon the funding of the borrower loan #41771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $159.88 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $159.46 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 6m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 52 |
Occupation: | Accountant/CPA |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,160 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| GyJAV_BNCCo |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some interest free debt that will expire soon, would rather keep my cash?where it is currently earning me a healthy return.
My financial situation:
I am a good candidate for this loan because I am an investor on Prosper who would like to see what?this service is like for the other side?while also benefiting from want unsecured installment debt could do for credit purposes.?I will not depend on my prosper loans to pay down this loan, as I tend to reinvest?that back in Prosper?or other investment?vehicles.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:25:28 PM |
| MiniBank998 | $25.00 | $25.00 | 4/7/2010 4:25:41 PM |
| newest-orbital-justice | $50.00 | $50.00 | 4/7/2010 4:28:35 PM |
| GRI | $25.00 | $25.00 | 4/7/2010 4:24:49 PM |
| TrustOne | $25.00 | $25.00 | 4/7/2010 4:25:35 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/7/2010 4:31:49 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:29 PM |
| windfall46 | $25.00 | $25.00 | 4/7/2010 4:32:37 PM |
| worthy-truth | $25.00 | $25.00 | 4/7/2010 4:29:34 PM |
| reinforced-reward | $25.00 | $25.00 | 4/7/2010 4:31:31 PM |
| bonus-tent | $25.00 | $25.00 | 4/7/2010 4:44:06 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:47:26 PM |
| kchen486 | $25.00 | $25.00 | 4/7/2010 4:47:58 PM |
| don8ter | $33.92 | $33.92 | 4/7/2010 4:45:58 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:20 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:47:20 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:34 PM |
| investment-network | $25.00 | $25.00 | 4/7/2010 4:47:32 PM |
| Dreamconnection | $25.00 | $25.00 | 4/7/2010 4:48:00 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:48:08 PM |
| xyzlmno | $25.00 | $25.00 | 4/7/2010 4:49:35 PM |
| bchen78875 | $50.00 | $50.00 | 4/7/2010 4:50:16 PM |
| TeamRamRod | $25.00 | $25.00 | 4/7/2010 4:50:21 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:38 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/7/2010 4:49:44 PM |
| selector568 | $90.51 | $90.51 | 4/7/2010 4:44:18 PM |
| stable-nickel | $200.00 | $200.00 | 4/7/2010 4:50:10 PM |
| yield-seeker | $25.00 | $25.00 | 4/7/2010 4:51:11 PM |
| unclejaef | $25.00 | $25.00 | 4/7/2010 4:50:34 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/7/2010 4:51:33 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:51:42 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:34 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:01 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:07 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:14 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 4:47:51 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:27 PM |
| money-explorer3 | $25.00 | $25.00 | 4/7/2010 4:53:44 PM |
| truth-image | $50.00 | $50.00 | 4/7/2010 4:53:51 PM |
| alaco | $25.00 | $25.00 | 4/7/2010 4:52:54 PM |
| guardlender | $25.00 | $25.00 | 4/7/2010 4:53:59 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:15 PM |
| djs81 | $25.00 | $25.00 | 4/7/2010 4:53:28 PM |
| Barak | $40.00 | $40.00 | 4/7/2010 4:49:40 PM |
| RussianPrincess | $100.00 | $100.00 | 4/7/2010 4:54:04 PM |
| rescue | $100.00 | $100.00 | 4/7/2010 4:50:05 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:29 PM |
| money-floret | $100.00 | $100.00 | 4/7/2010 4:51:09 PM |
| daveseansworld | $25.00 | $25.00 | 4/7/2010 4:51:47 PM |
| lucrative-worth | $25.00 | $25.00 | 4/7/2010 4:52:38 PM |
| bayfocus | $25.00 | $25.00 | 4/7/2010 4:52:43 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:48 PM |
| rosie777 | $30.00 | $30.00 | 4/7/2010 4:53:12 PM |
| credit-coach118 | $40.00 | $40.00 | 4/7/2010 4:53:48 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:41 AM |
| SCD | $25.00 | $25.00 | 4/8/2010 5:48:56 PM |
| turbospeed | $25.00 | $25.00 | 4/9/2010 7:07:50 PM |
| justin323 | $25.00 | $25.00 | 4/9/2010 7:00:04 PM |
| invest0808 | $25.00 | $25.00 | 4/11/2010 6:54:33 AM |
| octoberfresh | $25.00 | $25.00 | 4/13/2010 7:10:59 AM |
| Astyanax | $35.00 | $35.00 | 4/13/2010 10:04:30 AM |
| Earnest_Money | $25.00 | $25.00 | 4/13/2010 6:43:24 PM |
| jayk63 | $25.00 | $25.00 | 4/14/2010 3:24:29 AM |
| wwwUniversal | $25.00 | $25.00 | 4/14/2010 9:52:47 AM |
| Pickmar | $25.00 | $25.00 | 4/14/2010 10:48:23 AM |
| loanman2007 | $150.00 | $150.00 | 4/14/2010 6:06:12 AM |
| jayh888 | $30.00 | $30.00 | 4/14/2010 10:09:55 AM |
| StocksMan | $50.00 | $50.00 | 4/14/2010 4:18:41 PM |
| gentle-gold | $25.00 | $25.00 | 4/7/2010 4:25:38 PM |
| LandE2BG | $25.00 | $25.00 | 4/7/2010 4:27:04 PM |
| lounges | $25.00 | $25.00 | 4/7/2010 4:27:09 PM |
| bconn078 | $25.00 | $25.00 | 4/7/2010 4:26:17 PM |
| unique-order8 | $25.00 | $25.00 | 4/7/2010 4:27:41 PM |
| teejay411 | $100.00 | $100.00 | 4/7/2010 4:28:18 PM |
| kenji4861 | $50.00 | $50.00 | 4/7/2010 4:30:11 PM |
| Westerly | $50.00 | $50.00 | 4/7/2010 4:23:45 PM |
| diligent-leverage | $25.00 | $25.00 | 4/7/2010 4:30:51 PM |
| awwaww | $25.00 | $25.00 | 4/7/2010 4:30:57 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:43:58 PM |
| Castellan | $25.00 | $25.00 | 4/7/2010 4:44:08 PM |
| Tai | $25.00 | $25.00 | 4/7/2010 4:47:28 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/7/2010 4:48:04 PM |
| kid8549 | $25.00 | $25.00 | 4/7/2010 4:46:46 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:47:30 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:45 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/7/2010 4:48:02 PM |
| delicious-social132 | $40.00 | $40.00 | 4/7/2010 4:48:06 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:21 PM |
| auction-turbine4 | $50.00 | $50.00 | 4/7/2010 4:49:27 PM |
| meenan | $25.00 | $25.00 | 4/7/2010 4:49:37 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:49:42 PM |
| community-saver158 | $50.00 | $50.00 | 4/7/2010 4:50:07 PM |
| Holtavious | $25.00 | $25.00 | 4/7/2010 4:50:32 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:57 PM |
| careful-note | $50.00 | $50.00 | 4/7/2010 4:50:11 PM |
| steady-funds6 | $25.00 | $25.00 | 4/7/2010 4:50:19 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:51:39 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/7/2010 4:45:30 PM |
| HunterSix | $25.00 | $25.00 | 4/7/2010 4:51:51 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/7/2010 4:52:01 PM |
| good_lender | $50.00 | $50.00 | 4/7/2010 4:52:13 PM |
| mizon291 | $50.00 | $50.00 | 4/7/2010 4:46:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:25 PM |
| RusRobo | $25.00 | $25.00 | 4/7/2010 4:52:40 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/7/2010 4:51:38 PM |
| nhm | $50.00 | $50.00 | 4/7/2010 4:51:41 PM |
| cheftek | $50.00 | $50.00 | 4/7/2010 4:52:56 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/7/2010 4:52:02 PM |
| kmr2 | $200.00 | $200.00 | 4/7/2010 4:53:06 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 4:52:57 PM |
| antlr | $25.00 | $25.00 | 4/7/2010 4:54:02 PM |
| Rdodson11 | $25.00 | $25.00 | 4/7/2010 4:54:05 PM |
| Mario2007 | $25.00 | $1.57 | 4/7/2010 4:54:09 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:13 PM |
| js60l | $25.00 | $25.00 | 4/7/2010 4:53:46 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:53:55 PM |
| paladin847 | $25.00 | $25.00 | 4/7/2010 4:50:04 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:03 PM |
| worlds-best-auction | $25.00 | $25.00 | 4/7/2010 4:51:37 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/7/2010 4:51:58 PM |
| dospapalotes | $25.00 | $25.00 | 4/7/2010 4:52:23 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:34 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:52:41 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 4:53:43 PM |
| martinatime | $25.00 | $25.00 | 4/7/2010 4:54:07 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/7/2010 5:36:51 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 5:45:55 PM |
| Cherrypicker | $30.00 | $30.00 | 4/13/2010 11:52:41 AM |
| Leopoldine | $25.00 | $25.00 | 4/13/2010 6:49:00 PM |
| Charmart | $25.00 | $25.00 | 4/14/2010 3:12:57 AM |
| mitcha1 | $25.00 | $25.00 | 4/14/2010 5:05:00 AM |
| TakeCare | $25.00 | $25.00 | 4/14/2010 2:36:59 PM |
| 132 bids
|
Borrower Payment Dependent Notes Series
453059
This series of Notes was issued and sold upon the funding of the borrower loan #41805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,600.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $279.03 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $278.31 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 36% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 22
/
20 | Length of status: | 12y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 50 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $48,436 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 70% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| generosity-wizard9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to?
pay off high interest credit cards and lower term of pay off
My financial situation:
I am a good candidate for this loan because I have a solid payment history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving credit so high? - conductor146
A:
I was doing home improvements and starting small business.
(Apr-07-2010)
Q:
Is your small business your main job or a side job? And, how is business? - conductor146
A:
The small business is a side job. Business is not making money yet but its not loosing money either.
(Apr-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/6/2010 4:25:42 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/6/2010 4:24:45 PM |
| Avala | $50.00 | $50.00 | 4/6/2010 4:35:52 PM |
| windtalkers | $50.00 | $50.00 | 4/6/2010 4:29:13 PM |
| integrity-doctor | $100.00 | $100.00 | 4/6/2010 4:37:17 PM |
| jengachamp | $25.00 | $25.00 | 4/6/2010 4:38:09 PM |
| Thunderswan | $50.00 | $50.00 | 4/6/2010 4:38:31 PM |
| radforj22 | $25.00 | $25.00 | 4/6/2010 4:39:16 PM |
| euro-starter | $25.00 | $25.00 | 4/6/2010 4:39:22 PM |
| money-floret | $50.00 | $50.00 | 4/6/2010 4:39:10 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/6/2010 4:39:35 PM |
| ddog0224 | $25.00 | $25.00 | 4/6/2010 4:36:25 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/6/2010 4:40:29 PM |
| Dap2005 | $25.00 | $25.00 | 4/6/2010 4:40:45 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/6/2010 4:41:40 PM |
| unassassinable | $25.00 | $25.00 | 4/6/2010 4:42:32 PM |
| mmckune | $25.00 | $25.00 | 4/6/2010 4:38:05 PM |
| cablenews | $25.00 | $25.00 | 4/6/2010 4:38:15 PM |
| jazz619 | $25.00 | $25.00 | 4/6/2010 4:42:40 PM |
| logical-reward8 | $25.00 | $25.00 | 4/6/2010 4:38:45 PM |
| AF-Chief | $27.00 | $27.00 | 4/6/2010 4:38:54 PM |
| shrewd-deal | $25.00 | $25.00 | 4/6/2010 4:43:08 PM |
| Interstate_Rate | $500.00 | $500.00 | 4/6/2010 4:44:38 PM |
| frogperson | $58.54 | $58.54 | 4/6/2010 4:40:14 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/6/2010 4:41:00 PM |
| peb44 | $25.00 | $25.00 | 4/6/2010 4:41:03 PM |
| MrMoney0622 | $25.00 | $25.00 | 4/6/2010 5:06:23 PM |
| rromanchuk | $25.00 | $25.00 | 4/6/2010 5:06:35 PM |
| radiant-cash0 | $25.00 | $25.00 | 4/6/2010 5:06:41 PM |
| littlemonkey | $25.00 | $25.00 | 4/6/2010 5:06:16 PM |
| richt2 | $25.00 | $25.00 | 4/6/2010 5:06:44 PM |
| charming-dime | $25.00 | $25.00 | 4/6/2010 5:06:26 PM |
| bankofburt | $25.00 | $25.00 | 4/6/2010 5:06:49 PM |
| Khoff | $25.00 | $25.00 | 4/6/2010 5:06:37 PM |
| ajst1 | $25.00 | $25.00 | 4/6/2010 5:06:53 PM |
| foxy-fund | $50.00 | $50.00 | 4/6/2010 5:06:45 PM |
| life-is-great | $25.00 | $25.00 | 4/6/2010 4:41:51 PM |
| taxman1971 | $25.00 | $25.00 | 4/6/2010 5:07:00 PM |
| thesage | $25.00 | $25.00 | 4/6/2010 5:06:50 PM |
| flipnsf | $25.00 | $25.00 | 4/6/2010 5:07:02 PM |
| PaulHenry | $25.00 | $25.00 | 4/6/2010 5:06:57 PM |
| GracieLuLu04 | $25.00 | $25.00 | 4/6/2010 5:07:12 PM |
| restless-currency | $32.10 | $32.10 | 4/6/2010 5:07:04 PM |
| balance-whistle7 | $25.00 | $25.00 | 4/6/2010 5:07:09 PM |
| luckyldy | $35.00 | $35.00 | 4/6/2010 5:07:22 PM |
| hope-spinner | $25.00 | $25.00 | 4/6/2010 5:07:12 PM |
| currency-zenith | $36.97 | $36.97 | 4/6/2010 5:07:34 PM |
| courteous-integrity8 | $25.00 | $25.00 | 4/6/2010 5:07:29 PM |
| kmfreymi | $25.00 | $25.00 | 4/6/2010 5:07:45 PM |
| helping-out | $25.00 | $25.00 | 4/6/2010 5:07:40 PM |
| Mario2007 | $25.00 | $25.00 | 4/6/2010 4:42:39 PM |
| calm-deal7 | $25.00 | $25.00 | 4/6/2010 5:08:08 PM |
| bold-durability-drum | $25.00 | $25.00 | 4/6/2010 5:08:16 PM |
| Speculator | $71.33 | $71.33 | 4/6/2010 5:07:55 PM |
| direct-peso1 | $25.00 | $25.00 | 4/6/2010 5:08:17 PM |
| Big_Baller | $25.00 | $25.00 | 4/6/2010 5:08:09 PM |
| ccaxid57 | $25.00 | $25.00 | 4/6/2010 5:08:31 PM |
| redrock007 | $25.00 | $25.00 | 4/6/2010 5:08:13 PM |
| duckbill_1972 | $25.00 | $25.00 | 4/6/2010 5:08:20 PM |
| supreme-bonus0 | $25.00 | $25.00 | 4/6/2010 5:08:41 PM |
| cash-boots | $25.00 | $25.00 | 4/6/2010 5:08:45 PM |
| monticello78 | $50.00 | $50.00 | 4/6/2010 5:08:34 PM |
| gopbernie | $25.00 | $25.00 | 4/6/2010 5:08:48 PM |
| punctual-power7 | $25.00 | $25.00 | 4/6/2010 5:08:39 PM |
| powerful-finance7 | $25.00 | $25.00 | 4/6/2010 5:08:59 PM |
| hitsman | $50.00 | $50.00 | 4/6/2010 5:09:04 PM |
| wise-handy-finance | $25.00 | $25.00 | 4/6/2010 5:09:00 PM |
| Archchancellor | $25.00 | $25.00 | 4/6/2010 5:09:09 PM |
| success1001 | $50.00 | $50.00 | 4/6/2010 5:09:10 PM |
| thunderd | $25.00 | $25.00 | 4/6/2010 5:09:14 PM |
| reflective-cash0 | $41.14 | $41.14 | 4/6/2010 5:09:47 PM |
| mikrolown | $25.00 | $25.00 | 4/6/2010 5:09:49 PM |
| runner262 | $25.00 | $25.00 | 4/6/2010 5:10:10 PM |
| brainy-dedication | $25.00 | $25.00 | 4/6/2010 5:10:17 PM |
| teller | $25.00 | $25.00 | 4/6/2010 5:10:13 PM |
| financial-frenzy | $42.66 | $42.66 | 4/6/2010 5:10:18 PM |
| phredd | $50.00 | $50.00 | 4/6/2010 5:11:23 PM |
| top-silver-american | $25.00 | $25.00 | 4/6/2010 5:11:25 PM |
| inspiring-reward | $150.00 | $150.00 | 4/6/2010 5:12:07 PM |
| Vegasjim | $25.00 | $25.00 | 4/6/2010 5:12:08 PM |
| HunterSix | $25.00 | $25.00 | 4/6/2010 5:06:19 PM |
| PatriotKnight | $25.00 | $25.00 | 4/6/2010 5:06:28 PM |
| justice-magnate | $25.00 | $25.00 | 4/6/2010 5:06:32 PM |
| jdrez | $25.00 | $25.00 | 4/6/2010 5:12:26 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/6/2010 5:06:34 PM |
| Sefotonga | $25.00 | $25.00 | 4/6/2010 5:06:40 PM |
| niskyfranchise | $25.00 | $25.00 | 4/6/2010 5:06:46 PM |
| line6owner | $25.00 | $25.00 | 4/6/2010 5:12:48 PM |
| RugbyNick2126 | $25.00 | $25.00 | 4/6/2010 5:06:51 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/6/2010 5:12:54 PM |
| chief_wo | $25.00 | $25.00 | 4/6/2010 5:07:00 PM |
| gametime34 | $89.14 | $5.51 | 4/6/2010 5:13:14 PM |
| Goodlender42 | $25.00 | $25.00 | 4/6/2010 5:07:08 PM |
| rate-gravity | $100.00 | $100.00 | 4/6/2010 5:07:11 PM |
| kbodendorf | $25.00 | $25.00 | 4/6/2010 5:07:19 PM |
| investment-oasis | $25.00 | $25.00 | 4/6/2010 5:07:31 PM |
| loner001 | $25.00 | $25.00 | 4/6/2010 5:07:47 PM |
| ccdmp2004 | $25.00 | $25.00 | 4/6/2010 5:07:50 PM |
| burrito6 | $25.00 | $25.00 | 4/6/2010 5:07:57 PM |
| b0b | $25.00 | $25.00 | 4/6/2010 5:08:04 PM |
| entertaining-greenback2 | $25.00 | $25.00 | 4/6/2010 5:08:11 PM |
| vault893 | $44.12 | $44.12 | 4/6/2010 5:08:15 PM |
| durability-mad-scientist4 | $44.61 | $44.61 | 4/6/2010 5:08:23 PM |
| duty-sensai | $25.00 | $25.00 | 4/6/2010 5:08:26 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 4/6/2010 5:08:30 PM |
| sc91 | $25.00 | $25.00 | 4/6/2010 5:08:32 PM |
| OTtherapy | $25.00 | $25.00 | 4/6/2010 5:08:35 PM |
| Ragnar | $25.00 | $25.00 | 4/6/2010 5:08:40 PM |
| jigsaw | $100.00 | $100.00 | 4/6/2010 5:09:11 PM |
| jgold010 | $25.00 | $25.00 | 4/6/2010 5:10:00 PM |
| courteous-fund9 | $25.00 | $25.00 | 4/6/2010 5:10:03 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 4/6/2010 5:10:19 PM |
| direct-yield | $25.00 | $25.00 | 4/6/2010 5:10:24 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/6/2010 5:11:03 PM |
| mmmm1982 | $25.00 | $25.00 | 4/6/2010 5:11:21 PM |
| Tallac-Capital | $25.00 | $25.00 | 4/6/2010 5:11:48 PM |
| tranquil-diversification8 | $25.00 | $25.00 | 4/6/2010 5:12:06 PM |
| zebra806 | $25.00 | $25.00 | 4/6/2010 5:12:36 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/6/2010 5:12:47 PM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:46:05 PM |
| ToloUSN | $50.00 | $50.00 | 4/12/2010 9:07:40 AM |
| wop310 | $50.00 | $50.00 | 4/13/2010 10:58:42 AM |
| TakeCare | $25.00 | $25.00 | 4/13/2010 3:44:15 PM |
| sloak | $25.00 | $25.00 | 4/6/2010 4:27:12 PM |
| Nerdster1 | $25.00 | $25.00 | 4/6/2010 4:29:59 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/6/2010 4:34:17 PM |
| delicious-social132 | $25.00 | $25.00 | 4/6/2010 4:36:05 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/6/2010 4:36:17 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/6/2010 4:36:43 PM |
| nickel-ferret | $25.00 | $25.00 | 4/6/2010 4:38:38 PM |
| 350DGRZ | $25.00 | $25.00 | 4/6/2010 4:39:02 PM |
| hrubinst | $25.00 | $25.00 | 4/6/2010 4:35:24 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/6/2010 4:39:34 PM |
| torion | $25.00 | $25.00 | 4/6/2010 4:35:39 PM |
| dinero-speaker | $25.00 | $25.00 | 4/6/2010 4:36:34 PM |
| syounker | $25.00 | $25.00 | 4/6/2010 4:40:54 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/6/2010 4:37:04 PM |
| vivid-loot | $25.00 | $25.00 | 4/6/2010 4:41:59 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/6/2010 4:42:48 PM |
| Krozy | $25.00 | $25.00 | 4/6/2010 4:43:13 PM |
| cypressdev001 | $25.00 | $25.00 | 4/6/2010 4:43:57 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/6/2010 4:39:26 PM |
| jrbill1998 | $50.00 | $50.00 | 4/6/2010 5:06:09 PM |
| walabie | $25.00 | $25.00 | 4/6/2010 5:05:48 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/6/2010 4:41:12 PM |
| payment-freshmaker | $25.00 | $25.00 | 4/6/2010 5:06:24 PM |
| Fingar | $25.00 | $25.00 | 4/6/2010 5:06:38 PM |
| uwinwewin | $25.00 | $25.00 | 4/6/2010 5:06:11 PM |
| trade-charmer5 | $25.00 | $25.00 | 4/6/2010 5:06:42 PM |
| BarginSellerdotcom | $25.00 | $25.00 | 4/6/2010 5:06:24 PM |
| Pizza-man | $50.00 | $50.00 | 4/6/2010 5:06:47 PM |
| ngmansfield | $25.00 | $25.00 | 4/6/2010 5:06:36 PM |
| cwswdh | $25.00 | $25.00 | 4/6/2010 5:06:52 PM |
| Adino | $25.00 | $25.00 | 4/6/2010 5:06:39 PM |
| Glovez2 | $30.00 | $30.00 | 4/6/2010 5:06:57 PM |
| best-deal-banker | $25.00 | $25.00 | 4/6/2010 5:06:48 PM |
| Tahoeguy | $50.00 | $50.00 | 4/6/2010 5:07:01 PM |
| investor421 | $25.00 | $25.00 | 4/6/2010 5:06:54 PM |
| asdf9876 | $25.00 | $25.00 | 4/6/2010 5:07:03 PM |
| new-marketplace-lyrics | $25.00 | $25.00 | 4/6/2010 5:06:58 PM |
| dmfog | $25.00 | $25.00 | 4/6/2010 5:07:17 PM |
| bibiduc | $25.00 | $25.00 | 4/6/2010 5:07:06 PM |
| xstreamin | $25.00 | $25.00 | 4/6/2010 5:07:21 PM |
| funds-enlightenment4 | $25.00 | $25.00 | 4/6/2010 5:07:10 PM |
| payment-piledriver | $25.00 | $25.00 | 4/6/2010 5:07:27 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/6/2010 5:07:18 PM |
| nybanker85 | $25.00 | $25.00 | 4/6/2010 5:07:36 PM |
| rpatusa | $25.00 | $25.00 | 4/6/2010 5:07:37 PM |
| peso-colonel | $90.00 | $90.00 | 4/6/2010 5:07:53 PM |
| bonafide-cash | $50.00 | $50.00 | 4/6/2010 5:07:46 PM |
| mattpet | $25.00 | $25.00 | 4/6/2010 5:08:12 PM |
| moola-man | $30.00 | $30.00 | 4/6/2010 5:07:49 PM |
| stoopidnoodle | $25.00 | $25.00 | 4/6/2010 5:08:16 PM |
| sammyhammy | $25.00 | $25.00 | 4/6/2010 5:08:06 PM |
| accordion8 | $49.71 | $49.71 | 4/6/2010 5:08:24 PM |
| friendly-market5 | $25.00 | $25.00 | 4/6/2010 5:08:10 PM |
| TheJunker | $25.00 | $25.00 | 4/6/2010 4:43:02 PM |
| JandJ-Bank | $25.00 | $25.00 | 4/6/2010 5:08:33 PM |
| tucksta | $25.00 | $25.00 | 4/6/2010 5:08:18 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 4/6/2010 5:08:38 PM |
| trade-watcher | $25.00 | $25.00 | 4/6/2010 5:08:21 PM |
| spruce2 | $50.00 | $50.00 | 4/6/2010 5:08:42 PM |
| oceanwind1950 | $25.00 | $25.00 | 4/6/2010 5:08:29 PM |
| stollcm | $25.00 | $25.00 | 4/6/2010 5:08:46 PM |
| TheoProf | $50.00 | $50.00 | 4/6/2010 5:08:36 PM |
| MoneyU4IA | $25.00 | $25.00 | 4/6/2010 5:08:43 PM |
| autonomous-basis | $25.00 | $25.00 | 4/6/2010 5:08:53 PM |
| unassuming-reward | $25.00 | $25.00 | 4/6/2010 5:09:07 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 4/6/2010 5:09:11 PM |
| dollar-high-five | $25.00 | $25.00 | 4/6/2010 5:09:13 PM |
| towering-contract | $25.00 | $25.00 | 4/6/2010 5:09:51 PM |
| investment-comet | $25.00 | $25.00 | 4/6/2010 5:09:46 PM |
| coup173 | $25.00 | $25.00 | 4/6/2010 4:44:06 PM |
| hatuey99 | $25.00 | $25.00 | 4/6/2010 5:09:59 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/6/2010 5:10:11 PM |
| BuffetRocks | $50.00 | $50.00 | 4/6/2010 5:10:16 PM |
| shadowcredit | $25.00 | $25.00 | 4/6/2010 5:10:25 PM |
| turbolozano | $25.00 | $25.00 | 4/6/2010 5:11:05 PM |
| bambampk | $25.00 | $25.00 | 4/6/2010 5:11:09 PM |
| martinnc | $25.00 | $25.00 | 4/6/2010 5:11:23 PM |
| nletunic | $25.00 | $25.00 | 4/6/2010 5:11:24 PM |
| RetiredATC | $25.00 | $25.00 | 4/6/2010 5:11:26 PM |
| new-honorable-rate | $25.00 | $25.00 | 4/6/2010 5:05:13 PM |
| windfall46 | $25.00 | $25.00 | 4/6/2010 5:11:46 PM |
| the-aggresive-principal | $25.00 | $25.00 | 4/6/2010 5:05:56 PM |
| treasure-bliss | $100.00 | $100.00 | 4/6/2010 5:06:09 PM |
| snoopey100 | $25.00 | $25.00 | 4/6/2010 5:06:17 PM |
| dsfoundation | $25.00 | $25.00 | 4/6/2010 5:12:11 PM |
| TrixieD | $25.00 | $25.00 | 4/6/2010 5:06:21 PM |
| balance-warrior | $25.00 | $25.00 | 4/6/2010 5:12:13 PM |
| IIP77 | $25.00 | $25.00 | 4/6/2010 5:06:30 PM |
| bright-investment | $25.00 | $25.00 | 4/6/2010 5:06:33 PM |
| gavinfh | $25.00 | $25.00 | 4/6/2010 5:12:29 PM |
| cash-queen | $25.00 | $25.00 | 4/6/2010 5:06:38 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/6/2010 5:12:38 PM |
| adir1 | $25.00 | $25.00 | 4/6/2010 5:06:43 PM |
| Fiimg | $50.00 | $50.00 | 4/6/2010 5:06:49 PM |
| Noseel | $50.00 | $50.00 | 4/6/2010 5:06:55 PM |
| Trolley08 | $25.00 | $25.00 | 4/6/2010 5:13:12 PM |
| trade-doughnut5 | $25.00 | $25.00 | 4/6/2010 5:07:07 PM |
| newgroom422 | $25.00 | $25.00 | 4/6/2010 5:07:10 PM |
| lovelongandprosper | $50.00 | $50.00 | 4/6/2010 5:07:13 PM |
| spark548 | $27.24 | $27.24 | 4/6/2010 5:07:24 PM |
| nourishing-interest0 | $25.00 | $25.00 | 4/6/2010 5:07:42 PM |
| frobin | $25.00 | $25.00 | 4/6/2010 5:07:48 PM |
| bxdoc | $80.55 | $80.55 | 4/6/2010 5:07:51 PM |
| Microfinancer | $25.00 | $25.00 | 4/6/2010 5:07:59 PM |
| fcukciti | $50.00 | $50.00 | 4/6/2010 5:08:02 PM |
| Kaj | $25.00 | $25.00 | 4/6/2010 5:08:07 PM |
| shiny-revenue | $25.00 | $25.00 | 4/6/2010 5:08:14 PM |
| crispies | $25.00 | $25.00 | 4/6/2010 5:08:19 PM |
| money-maniac | $50.00 | $50.00 | 4/6/2010 5:08:25 PM |
| js44043 | $25.00 | $25.00 | 4/6/2010 5:08:27 PM |
| principal-flow9 | $25.00 | $25.00 | 4/6/2010 5:08:31 PM |
| azncurls82 | $50.00 | $50.00 | 4/6/2010 5:08:34 PM |
| MARWARISETH | $25.00 | $25.00 | 4/6/2010 5:08:37 PM |
| takarlstad | $25.00 | $25.00 | 4/6/2010 5:08:41 PM |
| lostviajero | $25.00 | $25.00 | 4/6/2010 5:09:06 PM |
| Tikibarman | $50.00 | $50.00 | 4/6/2010 5:09:15 PM |
| pleasant-dime | $25.00 | $25.00 | 4/6/2010 5:10:02 PM |
| lendme2 | $33.52 | $33.52 | 4/6/2010 5:10:10 PM |
| OCedHrt | $25.00 | $25.00 | 4/6/2010 5:11:04 PM |
| kmr2 | $250.00 | $250.00 | 4/6/2010 5:11:27 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/6/2010 5:18:42 PM |
| dedication-merman | $25.00 | $25.00 | 4/6/2010 5:12:01 PM |
| cordial-funds8 | $25.00 | $25.00 | 4/6/2010 5:12:11 PM |
| mammalian4 | $25.00 | $25.00 | 4/7/2010 4:03:59 PM |
| conductor146 | $25.00 | $25.00 | 4/8/2010 9:14:07 PM |
| FinanceEngine | $25.00 | $25.00 | 4/12/2010 9:04:27 AM |
| 249 bids
|
Borrower Payment Dependent Notes Series
453219
This series of Notes was issued and sold upon the funding of the borrower loan #41899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $356.90 |
|
Final lender yield:
| 9.38% |
Final borrower rate/APR:
| 10.38% / 12.49% |
Final monthly payment:
| $356.90 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 20% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
13 | Length of status: | 16y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 33 |
Occupation: | Chemist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $58,988 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 60% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bigguy555 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off the plastic!
Purpose of loan:
My wife and I have been in the process of paying off?our credit card debt for the last few years.? We have paid a lot of it down already, but this will help me pay off the last of it.? My wife stayed home while our kids were not in school yet.? We incurred a decent amount of debt during that time.? Nothing that I regret too much- I tend to look at it as an investment into my children.?
My financial situation:
My wife and I are both college graduates and both work full time.? We?live well within our means.? This is basically our last big piece of unsecured debt.? After this we move onto student loans and home equity.? Then it's on to financial freedom!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/9/2010 4:06:18 PM |
| favorable-order8 | $25.00 | $25.00 | 4/9/2010 4:07:21 PM |
| sloak | $25.00 | $25.00 | 4/9/2010 4:12:58 PM |
| Nerdster1 | $25.00 | $25.00 | 4/9/2010 4:13:31 PM |
| Avala | $50.00 | $50.00 | 4/9/2010 4:25:45 PM |
| dinero-speaker | $25.00 | $25.00 | 4/9/2010 4:26:10 PM |
| radforj22 | $25.00 | $25.00 | 4/9/2010 4:27:32 PM |
| delicious-social132 | $25.00 | $25.00 | 4/9/2010 4:25:49 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/9/2010 4:26:21 PM |
| lagnisiruk | $25.00 | $25.00 | 4/9/2010 4:29:09 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/9/2010 4:29:20 PM |
| nickel-ferret | $25.00 | $25.00 | 4/9/2010 4:27:20 PM |
| logical-reward8 | $25.00 | $25.00 | 4/9/2010 4:27:23 PM |
| Zingaro | $25.00 | $25.00 | 4/9/2010 4:31:10 PM |
| aggielender | $25.00 | $25.00 | 4/9/2010 4:31:13 PM |
| peerlender | $30.00 | $30.00 | 4/9/2010 4:31:17 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/9/2010 4:27:39 PM |
| Third-Eye | $25.00 | $25.00 | 4/9/2010 4:38:55 PM |
| Supernick | $50.00 | $50.00 | 4/9/2010 4:28:42 PM |
| brightest-asset-healer | $25.00 | $25.00 | 4/9/2010 4:41:00 PM |
| hrubinst | $25.00 | $25.00 | 4/9/2010 4:25:33 PM |
| HaveToWrite | $25.00 | $25.00 | 4/9/2010 4:29:35 PM |
| Mellwell | $25.00 | $25.00 | 4/9/2010 4:41:30 PM |
| Yaj | $25.00 | $25.00 | 4/9/2010 4:41:50 PM |
| awe53 | $25.00 | $25.00 | 4/9/2010 4:48:02 PM |
| Cheburashka | $25.00 | $25.00 | 4/9/2010 4:48:18 PM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 4:31:29 PM |
| henmota | $25.00 | $25.00 | 4/9/2010 5:03:44 PM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 4:31:48 PM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 4:31:51 PM |
| BuffetRocks | $50.00 | $50.00 | 4/9/2010 4:32:08 PM |
| BGILlender | $25.00 | $25.00 | 4/9/2010 4:38:23 PM |
| burgeoning-silver | $25.00 | $25.00 | 4/9/2010 5:18:59 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/9/2010 4:28:07 PM |
| TheJunker | $25.00 | $25.00 | 4/9/2010 5:21:03 PM |
| mdreiss | $25.00 | $25.00 | 4/9/2010 5:21:33 PM |
| CO80487 | $25.00 | $25.00 | 4/9/2010 4:28:45 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/9/2010 5:21:45 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/9/2010 4:29:02 PM |
| bill-expert | $25.00 | $25.00 | 4/9/2010 4:48:36 PM |
| paladin847 | $25.00 | $25.00 | 4/9/2010 5:21:58 PM |
| syounker | $25.00 | $25.00 | 4/9/2010 5:22:20 PM |
| LoisLoan | $25.00 | $25.00 | 4/9/2010 4:55:20 PM |
| famous-hope | $25.00 | $25.00 | 4/9/2010 5:22:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/9/2010 4:30:41 PM |
| success1001 | $44.17 | $44.17 | 4/9/2010 5:34:56 PM |
| Havana21 | $50.00 | $50.00 | 4/9/2010 4:31:21 PM |
| ichibon | $75.00 | $75.00 | 4/9/2010 4:31:32 PM |
| youthful-greenback3 | $35.00 | $35.00 | 4/9/2010 4:31:37 PM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 4:32:10 PM |
| balance-voyager | $37.43 | $37.43 | 4/9/2010 4:32:15 PM |
| tedsrfdude | $25.00 | $25.00 | 4/9/2010 4:38:31 PM |
| Rdodson11 | $25.00 | $25.00 | 4/9/2010 5:18:57 PM |
| windtalkers | $50.00 | $50.00 | 4/9/2010 5:19:14 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/9/2010 5:20:12 PM |
| mizon291 | $50.00 | $50.00 | 4/9/2010 5:20:15 PM |
| Interstate_Rate | $50.00 | $50.00 | 4/9/2010 5:20:21 PM |
| nanda | $25.00 | $25.00 | 4/9/2010 5:21:10 PM |
| newest-orbital-justice | $25.00 | $25.00 | 4/9/2010 5:21:44 PM |
| chicago_shark | $25.00 | $25.00 | 4/9/2010 5:21:56 PM |
| AF-Chief | $27.00 | $27.00 | 4/9/2010 5:22:04 PM |
| Loan_4_U | $25.00 | $25.00 | 4/9/2010 5:22:18 PM |
| dmfog | $25.00 | $25.00 | 4/9/2010 4:55:18 PM |
| anton | $50.00 | $50.00 | 4/9/2010 9:10:18 PM |
| peso-mate | $25.00 | $25.00 | 4/9/2010 5:50:02 PM |
| bid-papyrus | $25.00 | $25.00 | 4/9/2010 9:22:51 PM |
| NR | $25.00 | $25.00 | 4/9/2010 5:19:00 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/9/2010 5:19:35 PM |
| money-explorer3 | $25.00 | $25.00 | 4/9/2010 5:20:18 PM |
| joudsa | $25.00 | $25.00 | 4/9/2010 9:38:22 PM |
| cablenews | $25.00 | $25.00 | 4/9/2010 5:20:50 PM |
| asset-professor | $75.00 | $75.00 | 4/9/2010 5:20:57 PM |
| Fearless_Lender | $25.00 | $25.00 | 4/9/2010 6:50:26 PM |
| jengachamp | $25.00 | $25.00 | 4/9/2010 5:21:20 PM |
| r0b3m4n | $25.00 | $25.00 | 4/9/2010 5:21:34 PM |
| 350DGRZ | $25.00 | $25.00 | 4/9/2010 5:21:46 PM |
| fcukciti | $50.00 | $50.00 | 4/9/2010 5:22:03 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/9/2010 5:22:16 PM |
| supreme-hope | $25.00 | $25.00 | 4/9/2010 5:22:29 PM |
| LongBeachLender | $25.00 | $25.00 | 4/10/2010 12:32:59 AM |
| bklynborn424 | $25.00 | $25.00 | 4/9/2010 5:36:59 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/9/2010 11:00:29 PM |
| teega5 | $25.00 | $25.00 | 4/9/2010 6:48:20 PM |
| lloyd_s | $25.00 | $25.00 | 4/10/2010 8:30:12 AM |
| economy-river | $25.00 | $25.00 | 4/10/2010 4:46:36 AM |
| POLRBEAR | $25.00 | $25.00 | 4/10/2010 8:38:16 AM |
| boatplug | $25.00 | $25.00 | 4/10/2010 6:07:59 AM |
| responsibility-mulberry | $25.00 | $25.00 | 4/10/2010 6:22:57 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 10:03:08 AM |
| transparent-peace3 | $25.00 | $25.00 | 4/9/2010 9:44:21 PM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/10/2010 10:06:05 AM |
| gain-bridge | $25.00 | $25.00 | 4/9/2010 10:43:30 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/10/2010 10:38:09 AM |
| markac | $25.00 | $25.00 | 4/10/2010 8:13:20 AM |
| 1phantom | $50.00 | $50.00 | 4/10/2010 8:30:07 AM |
| Malkial | $25.00 | $25.00 | 4/10/2010 8:38:27 AM |
| Supervark | $25.00 | $25.00 | 4/10/2010 11:56:46 AM |
| benefit-trident | $25.00 | $25.00 | 4/10/2010 6:19:21 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/10/2010 10:28:00 AM |
| jasperus | $25.00 | $25.00 | 4/10/2010 2:20:58 PM |
| ptjg | $25.00 | $25.00 | 4/10/2010 3:18:08 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/10/2010 8:30:12 AM |
| halothane_logic | $25.00 | $25.00 | 4/10/2010 8:38:25 AM |
| monstersdad | $50.00 | $50.00 | 4/10/2010 1:28:59 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/10/2010 9:38:39 AM |
| amitkj2000 | $49.00 | $49.00 | 4/10/2010 2:46:07 PM |
| supersarah61 | $25.00 | $25.00 | 4/10/2010 4:43:37 PM |
| lender08 | $25.00 | $25.00 | 4/10/2010 11:48:46 AM |
| awwaww | $25.00 | $25.00 | 4/10/2010 9:08:03 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/10/2010 11:38:39 PM |
| busnssmn | $25.00 | $25.00 | 4/10/2010 1:19:19 PM |
| Moody26 | $25.00 | $25.00 | 4/10/2010 9:01:21 PM |
| UofCMaroon | $25.00 | $25.00 | 4/11/2010 5:58:36 AM |
| TrixieD | $25.00 | $25.00 | 4/10/2010 9:08:02 PM |
| TangyF | $25.00 | $25.00 | 4/11/2010 6:17:13 AM |
| kmr2 | $250.00 | $250.00 | 4/11/2010 11:12:50 AM |
| rcn723 | $25.00 | $25.00 | 4/10/2010 9:08:05 PM |
| xrycac | $25.00 | $25.00 | 4/11/2010 11:44:12 AM |
| just-benefit | $25.00 | $25.00 | 4/10/2010 9:57:49 PM |
| reliable-dough3 | $25.00 | $25.00 | 4/11/2010 12:20:37 PM |
| sst36 | $25.00 | $25.00 | 4/10/2010 11:27:50 PM |
| mogul16 | $25.00 | $25.00 | 4/11/2010 2:03:08 PM |
| helpinghand63 | $50.00 | $50.00 | 4/11/2010 2:10:51 PM |
| nunnie | $25.00 | $25.00 | 4/11/2010 2:43:05 PM |
| Ready2Loan | $25.00 | $25.00 | 4/11/2010 1:39:35 PM |
| ahansen | $25.00 | $25.00 | 4/11/2010 4:15:47 PM |
| Steveoo1 | $25.00 | $25.00 | 4/11/2010 9:35:11 AM |
| alaco | $25.00 | $25.00 | 4/11/2010 4:40:16 PM |
| oneirish | $25.00 | $25.00 | 4/11/2010 11:28:19 AM |
| AlexTrep | $25.00 | $25.00 | 4/11/2010 11:35:34 AM |
| japher | $25.00 | $25.00 | 4/11/2010 12:38:43 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/11/2010 8:55:03 PM |
| SDNLR | $25.00 | $25.00 | 4/11/2010 9:23:06 PM |
| Sefotonga | $25.00 | $25.00 | 4/11/2010 9:23:08 PM |
| movistar | $25.00 | $25.00 | 4/11/2010 4:15:46 PM |
| KonkoKid | $25.00 | $25.00 | 4/12/2010 3:23:00 AM |
| steady-bazaar | $25.00 | $25.00 | 4/12/2010 6:10:36 AM |
| windfall46 | $25.00 | $25.00 | 4/12/2010 6:58:02 AM |
| CAGE-Investments | $100.00 | $100.00 | 4/12/2010 7:47:59 AM |
| hard-working-loot | $25.00 | $25.00 | 4/12/2010 8:13:07 AM |
| Kierf | $25.00 | $25.00 | 4/12/2010 9:34:04 AM |
| important-ore | $27.42 | $27.42 | 4/12/2010 9:46:51 AM |
| TrustOne | $25.00 | $25.00 | 4/11/2010 9:23:07 PM |
| dime-galaxy | $25.00 | $25.00 | 4/12/2010 10:16:12 AM |
| Aaron_Oz | $25.00 | $25.00 | 4/12/2010 9:36:07 AM |
| direct-peso1 | $25.00 | $25.00 | 4/12/2010 12:22:50 AM |
| Breadandbutter | $25.00 | $25.00 | 4/12/2010 10:37:05 AM |
| KiwiElf | $25.00 | $25.00 | 4/12/2010 10:37:39 AM |
| stable-nickel | $100.00 | $100.00 | 4/12/2010 6:52:04 AM |
| junctionking | $25.00 | $25.00 | 4/12/2010 10:34:02 AM |
| pbr | $25.00 | $25.00 | 4/12/2010 11:00:35 AM |
| Northsider | $25.00 | $25.00 | 4/12/2010 11:04:30 AM |
| dollar-spy | $25.00 | $25.00 | 4/12/2010 10:44:43 AM |
| ClearLake | $25.00 | $25.00 | 4/12/2010 10:48:19 AM |
| Quetz | $25.00 | $25.00 | 4/12/2010 8:03:36 AM |
| principal-flow9 | $25.00 | $25.00 | 4/12/2010 8:20:20 AM |
| Picopie | $48.13 | $48.13 | 4/12/2010 11:04:29 AM |
| kirkjerk | $25.00 | $25.00 | 4/12/2010 11:34:16 AM |
| Serp | $25.00 | $25.00 | 4/12/2010 11:14:44 AM |
| taxman1971 | $25.00 | $25.00 | 4/12/2010 11:16:24 AM |
| ccdmp2004 | $25.00 | $25.00 | 4/12/2010 11:47:08 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/12/2010 11:36:34 AM |
| apostle901 | $25.00 | $25.00 | 4/12/2010 11:48:39 AM |
| pujols8996 | $25.93 | $25.93 | 4/12/2010 12:02:21 PM |
| ticketman2 | $25.00 | $25.00 | 4/12/2010 12:00:04 PM |
| time4aloan | $32.71 | $32.71 | 4/12/2010 12:02:56 PM |
| zebra806 | $25.00 | $25.00 | 4/12/2010 9:28:09 AM |
| safe-kindness5 | $25.00 | $25.00 | 4/12/2010 12:07:56 PM |
| return-buddy | $25.00 | $25.00 | 4/12/2010 9:34:20 AM |
| inventive-wealth2 | $25.00 | $25.00 | 4/12/2010 12:49:50 PM |
| shabufa | $25.00 | $25.00 | 4/12/2010 10:14:20 AM |
| castleman | $25.00 | $25.00 | 4/12/2010 10:34:05 AM |
| rcldesign | $25.00 | $25.00 | 4/12/2010 11:02:54 AM |
| Josta | $50.00 | $50.00 | 4/12/2010 11:07:14 AM |
| Kulchar | $32.84 | $32.84 | 4/12/2010 11:18:10 AM |
| Dillonmd58 | $25.00 | $25.00 | 4/12/2010 1:28:19 PM |
| micko | $25.00 | $25.00 | 4/12/2010 4:59:54 PM |
| Money_Hog | $25.00 | $25.00 | 4/12/2010 5:23:38 PM |
| Interloper | $25.00 | $25.00 | 4/12/2010 7:00:05 PM |
| durability-halibut | $25.00 | $25.00 | 4/12/2010 10:38:40 PM |
| brazilofmux | $39.00 | $39.00 | 4/12/2010 5:24:43 PM |
| creative-finance7 | $25.00 | $25.00 | 4/12/2010 6:49:39 PM |
| chekat | $25.00 | $25.00 | 4/13/2010 5:47:53 AM |
| GElender | $34.49 | $34.49 | 4/13/2010 9:29:02 AM |
| capital-marsupial3 | $25.00 | $25.00 | 4/13/2010 9:33:38 AM |
| wise-silver-wonder | $25.00 | $25.00 | 4/12/2010 11:30:55 PM |
| skuba | $25.00 | $25.00 | 4/13/2010 11:10:07 AM |
| nolahelper | $25.00 | $25.00 | 4/13/2010 11:46:06 AM |
| RainMakers | $25.00 | $25.00 | 4/13/2010 4:21:45 PM |
| flwah | $25.00 | $25.00 | 4/13/2010 4:37:20 PM |
| WeAlNe | $25.00 | $25.00 | 4/13/2010 4:37:28 PM |
| topher515 | $25.00 | $25.00 | 4/13/2010 4:40:13 PM |
| alaskakid | $25.00 | $25.00 | 4/13/2010 5:00:29 PM |
| TennSquire | $25.00 | $25.00 | 4/13/2010 4:37:12 PM |
| justinology | $25.00 | $25.00 | 4/13/2010 4:47:12 PM |
| tortugato | $250.00 | $154.64 | 4/13/2010 6:19:43 PM |
| highcountry1 | $25.00 | $25.00 | 4/9/2010 4:14:59 PM |
| availableloan | $25.00 | $25.00 | 4/9/2010 4:24:02 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/9/2010 4:26:01 PM |
| ddog0224 | $25.00 | $25.00 | 4/9/2010 4:26:04 PM |
| unassassinable | $25.00 | $25.00 | 4/9/2010 4:28:19 PM |
| bchen78875 | $25.00 | $25.00 | 4/9/2010 4:29:51 PM |
| Dap2005 | $25.00 | $25.00 | 4/9/2010 4:27:55 PM |
| boomer5 | $25.00 | $25.00 | 4/9/2010 4:32:13 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:40:07 PM |
| torion | $25.00 | $25.00 | 4/9/2010 4:25:37 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/9/2010 4:29:39 PM |
| Thunderswan | $50.00 | $50.00 | 4/9/2010 4:30:31 PM |
| simpy | $25.00 | $25.00 | 4/9/2010 4:47:53 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/9/2010 4:26:42 PM |
| integrity-doctor | $100.00 | $100.00 | 4/9/2010 4:26:45 PM |
| mmckune | $25.00 | $25.00 | 4/9/2010 4:27:13 PM |
| euro-starter | $25.00 | $25.00 | 4/9/2010 4:27:36 PM |
| wealthstar | $25.00 | $25.00 | 4/9/2010 5:18:54 PM |
| SanJoser | $25.00 | $25.00 | 4/9/2010 5:19:09 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/9/2010 5:19:30 PM |
| jazz619 | $25.00 | $25.00 | 4/9/2010 5:20:17 PM |
| Aimvest | $25.00 | $25.00 | 4/9/2010 5:20:41 PM |
| Greenbak | $25.00 | $25.00 | 4/9/2010 5:21:11 PM |
| vivid-loot | $25.00 | $25.00 | 4/9/2010 5:21:29 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/9/2010 5:21:32 PM |
| peb44 | $25.00 | $25.00 | 4/9/2010 5:21:36 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 4/9/2010 5:22:02 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/9/2010 4:29:15 PM |
| Dharvesi | $25.00 | $25.00 | 4/9/2010 5:22:10 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/9/2010 5:22:19 PM |
| 4the4ofus | $25.00 | $25.00 | 4/9/2010 5:22:32 PM |
| shrewd-deal | $25.00 | $25.00 | 4/9/2010 4:30:33 PM |
| orgy63 | $25.00 | $25.00 | 4/9/2010 5:12:56 PM |
| Syndication | $25.00 | $25.00 | 4/9/2010 4:31:57 PM |
| BooRadley | $25.00 | $25.00 | 4/9/2010 5:13:52 PM |
| a275ranger | $30.00 | $30.00 | 4/9/2010 5:18:58 PM |
| russm011 | $25.00 | $25.00 | 4/9/2010 5:19:36 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/9/2010 5:20:10 PM |
| Krozy | $25.00 | $25.00 | 4/9/2010 5:20:14 PM |
| economy-producer | $25.00 | $25.00 | 4/9/2010 5:20:19 PM |
| rolex77 | $25.00 | $25.00 | 4/9/2010 5:20:58 PM |
| matt_2006 | $25.00 | $25.00 | 4/9/2010 5:21:35 PM |
| money-floret | $50.00 | $50.00 | 4/9/2010 5:21:47 PM |
| treasure-bliss | $43.24 | $43.24 | 4/9/2010 5:21:54 PM |
| aasx1108 | $25.00 | $25.00 | 4/9/2010 5:22:14 PM |
| elegant-bonus | $25.00 | $25.00 | 4/9/2010 5:22:30 PM |
| cello1 | $25.00 | $25.00 | 4/9/2010 4:48:05 PM |
| jed919 | $25.00 | $25.00 | 4/9/2010 8:53:36 PM |
| Zanthina | $25.00 | $25.00 | 4/9/2010 5:18:55 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 4/9/2010 5:19:13 PM |
| friendly-return7 | $25.00 | $25.00 | 4/9/2010 5:20:34 PM |
| intelligent-yield | $25.00 | $25.00 | 4/9/2010 5:20:37 PM |
| lounges | $25.00 | $25.00 | 4/9/2010 5:20:52 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/9/2010 5:21:13 PM |
| life-is-great | $25.00 | $25.00 | 4/9/2010 5:21:50 PM |
| Nascar1 | $25.00 | $25.00 | 4/9/2010 5:22:06 PM |
| Phantom99 | $25.00 | $25.00 | 4/9/2010 5:22:12 PM |
| cypressdev001 | $25.00 | $25.00 | 4/9/2010 5:22:17 PM |
| famous-bill | $50.00 | $50.00 | 4/10/2010 6:13:04 AM |
| chicco | $48.39 | $48.39 | 4/9/2010 6:18:05 PM |
| network2 | $25.00 | $25.00 | 4/9/2010 6:43:17 PM |
| bullish2bearish | $25.00 | $25.00 | 4/10/2010 8:30:08 AM |
| useful-p2ploan | $50.00 | $50.00 | 4/10/2010 8:38:28 AM |
| TCR3 | $25.00 | $25.00 | 4/10/2010 8:38:50 AM |
| jaynlana | $25.00 | $25.00 | 4/10/2010 6:12:59 AM |
| elnuks | $25.00 | $25.00 | 4/9/2010 9:12:54 PM |
| yachtmaster45 | $25.00 | $25.00 | 4/10/2010 7:09:34 AM |
| diablo_ny | $25.00 | $25.00 | 4/10/2010 10:04:39 AM |
| IzzyNYC | $25.00 | $25.00 | 4/10/2010 10:38:09 AM |
| allamerathlete | $25.00 | $25.00 | 4/10/2010 8:29:23 AM |
| social-turtle4 | $25.00 | $25.00 | 4/10/2010 8:30:10 AM |
| soulwork | $25.00 | $25.00 | 4/10/2010 1:02:50 PM |
| newfoundation | $25.00 | $25.00 | 4/10/2010 10:04:38 AM |
| HedgeFund | $32.83 | $32.83 | 4/10/2010 10:12:54 AM |
| tidy-dime | $25.00 | $25.00 | 4/10/2010 11:54:08 AM |
| neighborly-peso | $43.68 | $43.68 | 4/10/2010 3:12:09 PM |
| sparkling-silver1 | $25.00 | $25.00 | 4/10/2010 8:13:12 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/10/2010 8:30:09 AM |
| SeaDevil | $38.46 | $38.46 | 4/10/2010 4:43:10 PM |
| runner262 | $25.00 | $25.00 | 4/10/2010 1:29:24 PM |
| silver-philosopher | $25.00 | $25.00 | 4/10/2010 10:12:52 AM |
| enlisted33 | $25.00 | $25.00 | 4/10/2010 11:48:41 AM |
| HHP | $25.00 | $25.00 | 4/10/2010 11:54:02 AM |
| chairsitter | $25.00 | $25.00 | 4/10/2010 10:22:48 PM |
| encourager2 | $25.00 | $25.00 | 4/10/2010 12:38:29 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/10/2010 3:54:30 PM |
| peaceful-trade | $25.00 | $25.00 | 4/11/2010 6:32:52 AM |
| Cai8899 | $50.00 | $50.00 | 4/11/2010 7:23:00 AM |
| tsui517 | $25.00 | $25.00 | 4/10/2010 9:08:01 PM |
| firsttouch1 | $36.29 | $36.29 | 4/10/2010 9:08:06 PM |
| minddoc | $25.00 | $25.00 | 4/11/2010 12:02:41 PM |
| Clambake | $50.00 | $50.00 | 4/10/2010 9:33:17 PM |
| revned | $25.00 | $25.00 | 4/11/2010 4:28:17 AM |
| mac415 | $25.00 | $25.00 | 4/11/2010 2:42:47 PM |
| OrcaFIN | $25.00 | $25.00 | 4/11/2010 2:43:08 PM |
| chestnut4 | $25.00 | $25.00 | 4/11/2010 4:15:44 PM |
| snoopey100 | $25.00 | $25.00 | 4/11/2010 4:30:04 PM |
| JohnW12 | $25.00 | $25.00 | 4/11/2010 10:16:15 AM |
| ciscoparrot | $25.00 | $25.00 | 4/11/2010 10:47:47 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/11/2010 8:19:19 PM |
| Ducatiman1978 | $25.00 | $25.00 | 4/11/2010 9:13:23 PM |
| Gladglide | $38.93 | $38.93 | 4/11/2010 2:34:59 PM |
| coup173 | $25.00 | $25.00 | 4/11/2010 3:51:02 PM |
| greenback-amplifier | $25.00 | $25.00 | 4/11/2010 4:22:57 PM |
| banjoey | $25.00 | $25.00 | 4/12/2010 12:12:57 AM |
| China0813 | $25.00 | $25.00 | 4/11/2010 4:30:06 PM |
| mrscenicroute | $25.00 | $25.00 | 4/12/2010 6:09:45 AM |
| dospapalotes | $25.00 | $25.00 | 4/11/2010 5:55:16 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/11/2010 6:34:55 PM |
| plentiful-reward | $27.67 | $27.67 | 4/12/2010 9:28:08 AM |
| jokerj006 | $25.00 | $25.00 | 4/12/2010 9:12:55 AM |
| fiddlerzvi | $50.00 | $50.00 | 4/12/2010 9:13:05 AM |
| Sixmil | $25.00 | $25.00 | 4/12/2010 9:28:14 AM |
| janasek | $25.00 | $25.00 | 4/11/2010 10:23:23 PM |
| littlemonkey | $25.00 | $25.00 | 4/12/2010 10:31:54 AM |
| Lilred7879 | $43.39 | $43.39 | 4/12/2010 10:33:37 AM |
| salala | $25.00 | $25.00 | 4/12/2010 10:36:48 AM |
| najmn103 | $25.00 | $25.00 | 4/12/2010 6:10:39 AM |
| jdrez | $25.00 | $25.00 | 4/12/2010 10:46:25 AM |
| mikeandcat | $50.00 | $50.00 | 4/12/2010 7:06:45 AM |
| peaceful-bid | $25.00 | $25.00 | 4/12/2010 10:51:39 AM |
| excellent-bonus8 | $25.00 | $25.00 | 4/12/2010 10:37:18 AM |
| crittman | $25.00 | $25.00 | 4/12/2010 11:14:37 AM |
| Stollewood | $44.00 | $44.00 | 4/12/2010 11:32:45 AM |
| Akita-Inu | $25.00 | $25.00 | 4/12/2010 8:19:12 AM |
| samo102us | $25.00 | $25.00 | 4/12/2010 11:46:01 AM |
| blazing-loan1 | $25.00 | $25.00 | 4/12/2010 11:18:08 AM |
| boater01 | $35.99 | $35.99 | 4/12/2010 11:34:09 AM |
| affluence-promise | $26.69 | $26.69 | 4/12/2010 9:04:28 AM |
| coloradoloanman | $25.00 | $25.00 | 4/12/2010 11:45:59 AM |
| jitterbugqueen | $41.08 | $41.08 | 4/12/2010 12:01:49 PM |
| djh47a | $25.00 | $25.00 | 4/12/2010 12:03:00 PM |
| balance-warrior | $25.00 | $25.00 | 4/12/2010 12:01:21 PM |
| elegant-income3 | $30.00 | $30.00 | 4/12/2010 12:08:04 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/12/2010 12:02:34 PM |
| commitment-farm | $25.00 | $25.00 | 4/12/2010 9:27:54 AM |
| Artist_Blue | $25.00 | $25.00 | 4/12/2010 9:28:17 AM |
| Aquani | $50.00 | $50.00 | 4/12/2010 12:17:53 PM |
| creed99 | $25.00 | $25.00 | 4/12/2010 9:33:52 AM |
| credit-kahuna | $26.91 | $26.91 | 4/12/2010 12:08:02 PM |
| iLoaner | $25.00 | $25.00 | 4/12/2010 12:49:48 PM |
| jamstah | $25.00 | $25.00 | 4/12/2010 1:29:02 PM |
| LandE2BG | $25.00 | $25.00 | 4/12/2010 10:48:21 AM |
| Flanagan | $25.00 | $25.00 | 4/12/2010 11:00:26 AM |
| oldguybiker | $25.00 | $25.00 | 4/12/2010 11:16:02 AM |
| Downs108 | $25.00 | $25.00 | 4/12/2010 12:01:51 PM |
| auction-workhorse679 | $25.00 | $25.00 | 4/12/2010 1:34:45 PM |
| jo2y | $25.00 | $25.00 | 4/12/2010 7:27:52 PM |
| market-pudding | $25.00 | $25.00 | 4/12/2010 7:21:20 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/12/2010 8:17:49 PM |
| PaulW | $25.00 | $25.00 | 4/12/2010 11:30:52 PM |
| personal-lender | $25.00 | $25.00 | 4/13/2010 1:57:58 AM |
| schwhatever | $50.00 | $50.00 | 4/13/2010 3:23:45 AM |
| selfmademan | $25.00 | $25.00 | 4/13/2010 10:43:49 AM |
| Young-Y | $25.00 | $25.00 | 4/13/2010 10:26:52 AM |
| CarDealer3070 | $25.00 | $25.00 | 4/13/2010 4:37:01 PM |
| mrkb80 | $25.00 | $25.00 | 4/13/2010 4:40:07 PM |
| mtp | $50.00 | $50.00 | 4/13/2010 4:42:00 PM |
| SNH | $50.00 | $50.00 | 4/13/2010 2:42:52 PM |
| RandyL3 | $33.00 | $33.00 | 4/13/2010 4:59:02 PM |
| lamarsam | $25.00 | $25.00 | 4/13/2010 5:04:47 PM |
| xyzlmno | $26.69 | $26.69 | 4/13/2010 4:39:03 PM |
| calm-deal7 | $25.00 | $25.00 | 4/13/2010 4:53:31 PM |
| a-consummate-camaraderi | $50.00 | $50.00 | 4/13/2010 6:43:06 PM |
| 360 bids
|
Borrower Payment Dependent Notes Series
453251
This series of Notes was issued and sold upon the funding of the borrower loan #41765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-14-2010 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $239.35 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $238.73 |
| |
|
Auction yield range:
| 6.04% - 13.03% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 10m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,292 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| yield-motor7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used?o pay off our credit card bill?
My financial situation:
I am a good candidate for this loan because? I will pay back my loan on time as I do with all my othere bills.? I just would like to pay off our credit cards so I have 1 monthly payment instead of 3.? This would also be a way for me to get them paid off more quickly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How much in CC do you owe in total? Please answer in public - XCWIZ007
A:
$10,500.
(Apr-14-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:33 PM |
| worth-arch | $25.00 | $25.00 | 4/7/2010 4:28:33 PM |
| 3am-preacher | $25.00 | $25.00 | 4/7/2010 4:29:24 PM |
| hizzy | $25.00 | $25.00 | 4/7/2010 4:28:44 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:09 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:22 PM |
| Sven79 | $50.00 | $50.00 | 4/7/2010 4:47:24 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:52 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:43:56 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:06 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:17 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/7/2010 4:51:32 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:26 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:52:59 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:14 PM |
| hatuey99 | $25.00 | $25.00 | 4/7/2010 4:54:21 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:33 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:46 PM |
| cash-merry-maker | $25.00 | $25.00 | 4/7/2010 4:56:09 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/7/2010 4:58:07 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:51:20 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:58:25 PM |
| chestnut4 | $25.00 | $25.00 | 4/7/2010 4:57:39 PM |
| coup173 | $25.00 | $25.00 | 4/7/2010 4:58:45 PM |
| whois-JohnGalt | $25.00 | $25.00 | 4/7/2010 4:58:56 PM |
| TheJunker | $25.00 | $25.00 | 4/7/2010 4:59:09 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:45 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/7/2010 5:01:20 PM |
| asset-professor | $58.85 | $58.85 | 4/7/2010 5:00:29 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 5:01:40 PM |
| RMB-Investments | $25.00 | $25.00 | 4/7/2010 5:01:45 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/7/2010 5:01:51 PM |
| economy-producer | $25.00 | $25.00 | 4/7/2010 5:01:32 PM |
| mdreiss | $25.00 | $25.00 | 4/7/2010 5:02:25 PM |
| shadowcredit | $25.00 | $25.00 | 4/7/2010 5:02:01 PM |
| mizon291 | $50.00 | $50.00 | 4/7/2010 5:02:35 PM |
| bambampk | $25.00 | $25.00 | 4/7/2010 5:02:04 PM |
| dospapalotes | $25.00 | $25.00 | 4/7/2010 5:02:44 PM |
| alaco | $25.00 | $25.00 | 4/7/2010 5:02:11 PM |
| silver-philosopher | $25.00 | $25.00 | 4/7/2010 5:02:49 PM |
| nanda | $25.00 | $25.00 | 4/7/2010 5:02:53 PM |
| the-determined-value | $25.00 | $25.00 | 4/7/2010 5:02:20 PM |
| steady-bazaar | $25.00 | $25.00 | 4/7/2010 4:56:01 PM |
| Krozy | $25.00 | $25.00 | 4/7/2010 5:02:32 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:13 PM |
| cypressdev001 | $25.00 | $25.00 | 4/7/2010 4:58:03 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:20 PM |
| Phantom99 | $25.00 | $25.00 | 4/7/2010 5:35:16 PM |
| SeaDevil | $50.00 | $50.00 | 4/7/2010 5:00:15 PM |
| reward-adventure | $25.00 | $25.00 | 4/7/2010 5:02:07 PM |
| HHP | $25.00 | $25.00 | 4/7/2010 5:02:12 PM |
| DMCA | $50.00 | $50.00 | 4/7/2010 5:02:22 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/7/2010 7:13:07 PM |
| responsible-investment0 | $50.00 | $50.00 | 4/7/2010 5:35:13 PM |
| cscott2007 | $25.00 | $25.00 | 4/7/2010 7:58:07 PM |
| versatile-platinum4 | $25.00 | $25.00 | 4/7/2010 8:33:14 PM |
| Aimvest | $25.00 | $25.00 | 4/7/2010 9:04:44 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/7/2010 9:06:03 PM |
| superindex | $25.00 | $25.00 | 4/7/2010 9:13:08 PM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:50 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 7:37:14 PM |
| benefit-trident | $25.00 | $25.00 | 4/8/2010 5:18:07 AM |
| Nascar1 | $25.00 | $25.00 | 4/8/2010 7:03:16 AM |
| time4aloan | $25.73 | $25.73 | 4/8/2010 7:44:55 AM |
| shrewd-peace7 | $25.00 | $25.00 | 4/7/2010 10:52:54 PM |
| Billfred | $25.00 | $25.00 | 4/8/2010 7:46:04 AM |
| mastkeeper | $30.00 | $30.00 | 4/8/2010 8:50:52 AM |
| Cheburashka | $25.00 | $25.00 | 4/8/2010 3:31:12 AM |
| a-special-power | $25.00 | $25.00 | 4/8/2010 8:44:44 AM |
| excellent-bonus8 | $25.00 | $25.00 | 4/8/2010 9:36:21 AM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 9:14:26 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 9:36:35 AM |
| orange-preeminant-bill | $29.29 | $29.29 | 4/8/2010 9:58:18 AM |
| famous-hope | $25.00 | $25.00 | 4/8/2010 7:44:59 AM |
| russm011 | $25.00 | $25.00 | 4/8/2010 9:58:15 AM |
| greenback-amplifier | $25.00 | $25.00 | 4/8/2010 10:21:14 AM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 12:17:56 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/8/2010 9:58:14 AM |
| blissful-note7 | $25.00 | $25.00 | 4/8/2010 10:41:44 AM |
| halothane_logic | $25.00 | $25.00 | 4/8/2010 1:25:19 PM |
| sgmm330 | $25.00 | $25.00 | 4/8/2010 1:40:36 PM |
| mammalian4 | $25.00 | $25.00 | 4/8/2010 2:44:07 PM |
| workinghardoregon | $25.00 | $25.00 | 4/8/2010 12:42:32 PM |
| MattProsper | $25.00 | $25.00 | 4/8/2010 9:43:40 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 11:03:51 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/9/2010 5:20:45 PM |
| FinanceEngine | $25.00 | $25.00 | 4/10/2010 7:03:07 AM |
| sincere-balance | $25.00 | $25.00 | 4/11/2010 11:23:47 AM |
| order-wizard | $25.00 | $25.00 | 4/12/2010 11:24:58 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/12/2010 12:45:13 PM |
| fast50gt | $25.00 | $25.00 | 4/13/2010 7:19:30 AM |
| ToloUSN | $50.00 | $50.00 | 4/13/2010 9:12:26 AM |
| justsk8tingby | $50.00 | $50.00 | 4/13/2010 4:57:11 AM |
| Sven79 | $300.00 | $300.00 | 4/13/2010 11:02:39 AM |
| XCWIZ007 | $25.00 | $25.00 | 4/13/2010 9:19:38 PM |
| reliable-silver7 | $25.00 | $25.00 | 4/13/2010 7:51:31 PM |
| orange-pound-party | $35.95 | $35.95 | 4/14/2010 6:17:04 AM |
| lounges | $25.00 | $25.00 | 4/7/2010 4:27:07 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:27:39 PM |
| stockpiler079 | $25.00 | $25.00 | 4/7/2010 4:45:15 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:44 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:19 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:30 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:04 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:55 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:30 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:13 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:53 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:01 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:23 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/7/2010 4:51:59 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:11 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/7/2010 4:55:01 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:29 PM |
| the-bill-gatherer | $25.00 | $25.00 | 4/7/2010 4:55:08 PM |
| dedication-merman | $25.00 | $25.00 | 4/7/2010 4:54:52 PM |
| paladin847 | $25.00 | $25.00 | 4/7/2010 4:56:55 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:36 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:46 PM |
| impartial-capital7 | $25.00 | $25.00 | 4/7/2010 4:56:23 PM |
| jengachamp | $25.00 | $25.00 | 4/7/2010 4:57:52 PM |
| AF-Chief | $27.00 | $27.00 | 4/7/2010 4:57:00 PM |
| 4the4ofus | $25.00 | $25.00 | 4/7/2010 4:58:48 PM |
| jazz619 | $25.00 | $25.00 | 4/7/2010 4:58:54 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 4:58:15 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:59:03 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:34 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 4:59:13 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:32 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/7/2010 4:59:56 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/7/2010 5:01:08 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/7/2010 4:53:22 PM |
| frogperson | $75.00 | $75.00 | 4/7/2010 5:01:52 PM |
| HedgeFund | $40.00 | $40.00 | 4/7/2010 5:02:14 PM |
| Mario2007 | $25.00 | $25.00 | 4/7/2010 5:02:30 PM |
| yield-seeker | $25.00 | $25.00 | 4/7/2010 5:02:37 PM |
| laudable-balance | $25.00 | $25.00 | 4/7/2010 5:02:41 PM |
| maldok1 | $25.00 | $25.00 | 4/7/2010 5:02:09 PM |
| lgs83 | $25.00 | $25.00 | 4/7/2010 5:02:56 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 5:02:29 PM |
| najmn103 | $25.00 | $25.00 | 4/7/2010 4:56:16 PM |
| innocent-loot | $25.00 | $25.00 | 4/7/2010 5:02:59 PM |
| 350DGRZ | $25.00 | $25.00 | 4/7/2010 4:57:04 PM |
| money-floret | $50.00 | $50.00 | 4/7/2010 4:57:06 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/7/2010 5:18:13 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:58:59 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/7/2010 4:59:01 PM |
| windtalkers | $31.38 | $31.38 | 4/7/2010 5:35:12 PM |
| fiddlerzvi | $50.00 | $50.00 | 4/7/2010 5:01:39 PM |
| rupee-kung-fu7 | $25.00 | $25.00 | 4/7/2010 5:01:44 PM |
| balance6 | $25.00 | $25.00 | 4/7/2010 5:01:50 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/7/2010 5:02:05 PM |
| Exito | $25.00 | $25.00 | 4/7/2010 6:47:54 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/7/2010 5:02:28 PM |
| figs4u2 | $25.00 | $25.00 | 4/7/2010 6:33:13 PM |
| JohnW12 | $25.00 | $25.00 | 4/7/2010 5:02:42 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/7/2010 5:02:57 PM |
| LMM1 | $25.00 | $25.00 | 4/7/2010 6:44:01 PM |
| Interstate_Rate | $500.00 | $500.00 | 4/7/2010 7:37:37 PM |
| harmonious-revenue7 | $33.79 | $33.79 | 4/7/2010 7:37:40 PM |
| bxdoc | $25.00 | $25.00 | 4/7/2010 8:08:03 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/7/2010 6:19:03 PM |
| ptjg | $50.00 | $50.00 | 4/8/2010 3:23:03 AM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:08 AM |
| InvestorPartners | $25.00 | $25.00 | 4/8/2010 1:38:39 AM |
| money-explorer3 | $25.00 | $25.00 | 4/8/2010 5:18:06 AM |
| kurg | $25.00 | $25.00 | 4/7/2010 10:38:07 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:07:51 PM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 9:18:59 AM |
| chicco | $40.07 | $40.07 | 4/8/2010 4:54:11 AM |
| neutrino6 | $25.00 | $25.00 | 4/8/2010 9:35:35 AM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:11 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/8/2010 9:36:32 AM |
| bowdish1 | $34.83 | $34.83 | 4/8/2010 9:58:34 AM |
| desertoasis | $25.00 | $25.00 | 4/8/2010 7:44:50 AM |
| lloyd_s | $25.00 | $25.00 | 4/8/2010 9:58:54 AM |
| finance-motivator | $50.00 | $50.00 | 4/8/2010 11:28:49 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/8/2010 10:54:51 AM |
| kirkmountain | $25.00 | $25.00 | 4/8/2010 9:04:00 AM |
| wampum-chorus3 | $25.00 | $25.00 | 4/8/2010 11:10:04 AM |
| jchix | $25.00 | $25.00 | 4/8/2010 11:51:50 AM |
| jitterbugqueen | $50.00 | $50.00 | 4/8/2010 12:42:50 PM |
| POLRBEAR | $25.00 | $25.00 | 4/8/2010 12:42:55 PM |
| supreme-hope | $25.00 | $25.00 | 4/8/2010 9:57:42 AM |
| rlecour | $25.00 | $25.00 | 4/8/2010 1:40:09 PM |
| br4444 | $25.00 | $25.00 | 4/8/2010 1:41:51 PM |
| ahansen | $25.00 | $14.21 | 4/8/2010 1:44:46 PM |
| ClearLake | $25.00 | $25.00 | 4/8/2010 1:16:11 PM |
| BankOfShaun | $25.00 | $25.00 | 4/8/2010 2:04:51 PM |
| bigdogsafety1 | $25.00 | $25.00 | 4/8/2010 1:30:48 PM |
| jonn834 | $25.00 | $25.00 | 4/8/2010 12:35:45 PM |
| vigilance-accruer | $25.00 | $25.00 | 4/8/2010 1:40:31 PM |
| credit-panda1 | $50.00 | $50.00 | 4/9/2010 6:20:50 AM |
| himanshuko | $25.00 | $25.00 | 4/9/2010 9:59:13 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 9:53:52 AM |
| EJO | $25.00 | $25.00 | 4/12/2010 10:42:04 AM |
| CSinvestments | $25.00 | $25.00 | 4/12/2010 6:30:28 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/13/2010 2:02:21 AM |
| hektek22 | $25.00 | $25.00 | 4/13/2010 9:06:59 AM |
| mhotchan | $86.34 | $86.34 | 4/12/2010 10:33:57 PM |
| Jinja | $35.00 | $35.00 | 4/13/2010 12:28:51 PM |
| tracyjo | $25.04 | $25.04 | 4/13/2010 2:57:05 PM |
| ChazM1980 | $43.97 | $43.97 | 4/13/2010 5:00:21 PM |
| Speedfreak | $25.00 | $25.00 | 4/13/2010 7:08:51 PM |
| base858 | $27.62 | $27.62 | 4/13/2010 9:37:39 PM |
| ballz694 | $25.93 | $25.93 | 4/13/2010 7:14:43 PM |
| leverage-reaction | $25.00 | $25.00 | 4/13/2010 7:34:29 PM |
| 207 bids
|
Borrower Payment Dependent Notes Series
453351
This series of Notes was issued and sold upon the funding of the borrower loan #41814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-12-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 8.38% |
Starting borrower rate/APR:
| 9.38% / 11.48% |
Starting monthly payment:
| $166.28 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $165.84 |
| |
|
Auction yield range:
| 4.04% - 8.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 11% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 34 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,200 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| asset-griffin2 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Restructure Debt
We are making a dedicated effort to eliminate debt. A first step is to consolidate our higher interest rate loans into a lower rate loan, with a manageable payment. I have steady employment, and also teach as an adjunct professor. Our income is sufficient to maintain our current monthly debt payments, but we pay a lot in interest and also need more discretionary income as a family. This loan will permit us to put our debt reduction/elimination plan into action.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TheMan | $25.00 | $25.00 | 4/12/2010 3:49:40 PM |
| Cai8899 | $75.00 | $75.00 | 4/12/2010 3:53:45 PM |
| bayareainv | $100.00 | $100.00 | 4/12/2010 3:54:45 PM |
| unknowable | $25.00 | $25.00 | 4/12/2010 3:57:24 PM |
| kenji4861 | $50.00 | $50.00 | 4/12/2010 3:57:08 PM |
| Phantom99 | $25.00 | $25.00 | 4/12/2010 3:57:37 PM |
| meux99 | $25.00 | $25.00 | 4/12/2010 3:57:49 PM |
| OLYVRC | $25.00 | $25.00 | 4/12/2010 4:00:26 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/12/2010 3:51:55 PM |
| antlr | $25.00 | $25.00 | 4/12/2010 4:03:46 PM |
| AF-Chief | $28.00 | $28.00 | 4/12/2010 3:55:20 PM |
| worthy-wealth3 | $25.00 | $25.00 | 4/12/2010 3:55:44 PM |
| MrDavid | $50.00 | $50.00 | 4/12/2010 4:06:42 PM |
| lagnisiruk | $25.00 | $25.00 | 4/12/2010 4:06:44 PM |
| reueljw | $25.00 | $25.00 | 4/12/2010 4:07:43 PM |
| supreme-hope | $25.00 | $25.00 | 4/12/2010 4:09:12 PM |
| credit-investor5 | $37.95 | $37.95 | 4/12/2010 4:09:00 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/12/2010 4:09:43 PM |
| highcountry1 | $25.00 | $25.00 | 4/12/2010 4:06:12 PM |
| mar97 | $25.00 | $25.00 | 4/12/2010 4:06:21 PM |
| mtp | $50.00 | $50.00 | 4/12/2010 4:15:05 PM |
| KeepOnRunning | $50.00 | $50.00 | 4/12/2010 4:15:58 PM |
| fcukciti | $50.00 | $50.00 | 4/12/2010 4:07:13 PM |
| BiggestG | $25.00 | $25.00 | 4/12/2010 4:16:19 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 4/12/2010 4:07:48 PM |
| Ivan2007 | $25.00 | $25.00 | 4/12/2010 4:11:48 PM |
| mrzz | $25.00 | $25.00 | 4/12/2010 4:12:10 PM |
| rolandweary | $30.00 | $30.00 | 4/12/2010 4:13:48 PM |
| Castellan | $25.00 | $25.00 | 4/12/2010 4:24:32 PM |
| bowdish1 | $100.00 | $100.00 | 4/12/2010 4:17:37 PM |
| honorable-yield | $50.00 | $50.00 | 4/12/2010 4:17:54 PM |
| radforj22 | $25.00 | $25.00 | 4/12/2010 4:25:14 PM |
| Thunderswan | $50.00 | $50.00 | 4/12/2010 4:25:22 PM |
| kchen486 | $25.00 | $25.00 | 4/12/2010 4:26:28 PM |
| Dreamconnection | $25.00 | $25.00 | 4/12/2010 4:26:36 PM |
| klinebarger | $25.00 | $25.00 | 4/12/2010 4:20:42 PM |
| hrubinst | $25.00 | $25.00 | 4/12/2010 4:27:18 PM |
| xyzlmno | $25.00 | $25.00 | 4/12/2010 4:29:35 PM |
| Barak | $40.00 | $40.00 | 4/12/2010 4:30:00 PM |
| integrity-doctor | $100.00 | $100.00 | 4/12/2010 4:30:51 PM |
| bchen78875 | $50.00 | $50.00 | 4/12/2010 4:31:31 PM |
| nickel-ferret | $25.00 | $25.00 | 4/12/2010 4:25:35 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/12/2010 4:26:53 PM |
| money-floret | $100.00 | $100.00 | 4/12/2010 4:32:51 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/12/2010 4:27:06 PM |
| nhm | $50.00 | $50.00 | 4/12/2010 4:33:09 PM |
| shrewd-deal | $25.00 | $25.00 | 4/12/2010 4:33:08 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/12/2010 4:33:17 PM |
| HunterSix | $25.00 | $25.00 | 4/12/2010 4:33:26 PM |
| Avala | $50.00 | $50.00 | 4/12/2010 4:28:12 PM |
| skuba | $25.00 | $25.00 | 4/12/2010 4:35:06 PM |
| dinero-speaker | $25.00 | $25.00 | 4/12/2010 4:29:12 PM |
| Supernick | $50.00 | $50.00 | 4/12/2010 4:35:16 PM |
| rollin6978 | $25.00 | $25.00 | 4/12/2010 4:35:23 PM |
| meenan | $25.00 | $25.00 | 4/12/2010 4:29:49 PM |
| logical-reward8 | $25.00 | $25.00 | 4/12/2010 4:32:43 PM |
| orgy63 | $25.00 | $25.00 | 4/12/2010 4:40:38 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/12/2010 4:33:28 PM |
| magical-greenback | $25.00 | $25.00 | 4/12/2010 4:42:27 PM |
| ArtemisFitzlebottom | $50.00 | $50.00 | 4/12/2010 4:42:39 PM |
| unassassinable | $25.00 | $25.00 | 4/12/2010 4:34:44 PM |
| sweet-loan8 | $25.00 | $25.00 | 4/12/2010 4:43:50 PM |
| supersarah61 | $25.00 | $25.00 | 4/12/2010 4:44:07 PM |
| BrightStirling | $50.00 | $50.00 | 4/12/2010 4:44:30 PM |
| madison64 | $25.00 | $25.00 | 4/12/2010 4:45:31 PM |
| stable-nickel | $100.00 | $100.00 | 4/12/2010 4:46:01 PM |
| Quetz | $25.00 | $25.00 | 4/12/2010 4:46:16 PM |
| return-buddy | $25.00 | $25.00 | 4/12/2010 4:46:40 PM |
| HHP | $25.00 | $25.00 | 4/12/2010 4:47:00 PM |
| Lise46 | $25.00 | $25.00 | 4/12/2010 4:47:29 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/12/2010 4:42:59 PM |
| codavee | $50.00 | $50.00 | 4/12/2010 4:43:59 PM |
| jo2y | $25.00 | $25.00 | 4/12/2010 7:27:53 PM |
| CAGE-Investments | $100.00 | $100.00 | 4/12/2010 4:46:08 PM |
| ScrappieBoggie | $40.00 | $40.00 | 4/12/2010 7:19:05 PM |
| bglender | $25.00 | $25.00 | 4/12/2010 9:17:59 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/12/2010 4:58:27 PM |
| favorable-order8 | $25.00 | $25.00 | 4/12/2010 11:29:06 PM |
| KiwiElf | $27.47 | $27.47 | 4/12/2010 6:37:54 PM |
| market-pudding | $25.00 | $25.00 | 4/12/2010 8:24:58 PM |
| brewlots | $50.00 | $50.00 | 4/12/2010 3:49:51 PM |
| saritha | $25.00 | $25.00 | 4/12/2010 3:50:30 PM |
| frankdelraza | $25.00 | $25.00 | 4/12/2010 3:53:27 PM |
| Artist_Blue | $25.00 | $25.00 | 4/12/2010 3:59:24 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/12/2010 3:58:45 PM |
| xphile | $25.00 | $25.00 | 4/12/2010 3:58:53 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/12/2010 4:00:51 PM |
| Hokiemon | $75.00 | $75.00 | 4/12/2010 3:53:13 PM |
| Sam65 | $25.00 | $25.00 | 4/12/2010 3:53:32 PM |
| credit-coach118 | $40.00 | $40.00 | 4/12/2010 4:03:23 PM |
| Rdodson11 | $25.00 | $25.00 | 4/12/2010 4:03:58 PM |
| acropiloterau2002 | $25.00 | $25.00 | 4/12/2010 4:00:06 PM |
| sloak | $25.00 | $25.00 | 4/12/2010 4:01:12 PM |
| fortytwo | $100.00 | $100.00 | 4/12/2010 4:10:14 PM |
| truth-image | $50.00 | $50.00 | 4/12/2010 4:03:33 PM |
| ohnezweck | $25.00 | $25.00 | 4/12/2010 4:12:07 PM |
| peerlender | $30.00 | $30.00 | 4/12/2010 4:12:46 PM |
| AmericanCredit | $25.00 | $25.00 | 4/12/2010 4:12:39 PM |
| Attract | $25.00 | $25.00 | 4/12/2010 4:07:38 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/12/2010 4:08:36 PM |
| langdonx | $25.00 | $25.00 | 4/12/2010 4:19:53 PM |
| Emgolda | $25.00 | $25.00 | 4/12/2010 4:20:24 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 4/12/2010 4:14:39 PM |
| kid8549 | $25.00 | $25.00 | 4/12/2010 4:24:51 PM |
| investment-network | $25.00 | $25.00 | 4/12/2010 4:25:41 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/12/2010 4:26:44 PM |
| delicious-social132 | $40.00 | $40.00 | 4/12/2010 4:27:00 PM |
| Westerly | $32.36 | $32.36 | 4/12/2010 4:20:49 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/12/2010 4:30:14 PM |
| community-saver158 | $50.00 | $50.00 | 4/12/2010 4:31:12 PM |
| steady-funds6 | $25.00 | $25.00 | 4/12/2010 4:31:43 PM |
| mmckune | $25.00 | $25.00 | 4/12/2010 4:31:57 PM |
| unclejaef | $25.00 | $25.00 | 4/12/2010 4:32:12 PM |
| euro-starter | $25.00 | $25.00 | 4/12/2010 4:33:02 PM |
| superchicken | $25.00 | $25.00 | 4/12/2010 4:33:18 PM |
| torion | $25.00 | $25.00 | 4/12/2010 4:27:52 PM |
| syounker | $25.00 | $25.00 | 4/12/2010 4:34:04 PM |
| ddog0224 | $25.00 | $25.00 | 4/12/2010 4:29:01 PM |
| djs81 | $25.00 | $25.00 | 4/12/2010 4:34:47 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/12/2010 4:35:44 PM |
| HaveToWrite | $25.00 | $25.00 | 4/12/2010 4:36:42 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/12/2010 4:37:05 PM |
| careful-note | $50.00 | $50.00 | 4/12/2010 4:31:25 PM |
| aggielender | $25.00 | $25.00 | 4/12/2010 4:37:52 PM |
| Havana21 | $50.00 | $50.00 | 4/12/2010 4:38:22 PM |
| Syndication | $25.00 | $25.00 | 4/12/2010 4:39:30 PM |
| tenacious-compassion9 | $30.00 | $30.00 | 4/12/2010 4:33:37 PM |
| Dap2005 | $25.00 | $25.00 | 4/12/2010 4:33:46 PM |
| turbospeed | $25.00 | $25.00 | 4/12/2010 4:41:25 PM |
| good_lender | $30.94 | $30.94 | 4/12/2010 4:33:55 PM |
| RusRobo | $25.00 | $25.00 | 4/12/2010 4:34:06 PM |
| js60l | $25.00 | $25.00 | 4/12/2010 4:35:12 PM |
| fantastic-openness | $50.00 | $50.00 | 4/12/2010 4:43:41 PM |
| UofCMaroon | $25.00 | $25.00 | 4/12/2010 4:44:36 PM |
| dime-galaxy | $25.00 | $25.00 | 4/12/2010 4:46:51 PM |
| PaulW | $25.00 | $25.00 | 4/12/2010 4:58:14 PM |
| bill-expert | $25.00 | $25.00 | 4/12/2010 4:40:17 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/12/2010 4:42:02 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/12/2010 7:19:41 PM |
| BaxterEvil | $25.00 | $25.00 | 4/12/2010 7:28:04 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/12/2010 9:30:03 PM |
| revmax | $25.00 | $25.00 | 4/12/2010 4:58:24 PM |
| amsterq | $25.00 | $25.00 | 4/12/2010 9:03:02 PM |
| Sixmil | $25.00 | $25.00 | 4/12/2010 10:37:54 PM |
| OnyxLite | $25.00 | $19.28 | 4/12/2010 11:29:52 PM |
| gemoscar | $25.00 | $25.00 | 4/12/2010 7:34:04 PM |
| ADenny | $25.00 | $25.00 | 4/12/2010 11:29:48 PM |
| interstellar | $50.00 | $50.00 | 4/13/2010 11:20:42 AM |
| RandyL3 | $99.00 | $99.00 | 4/13/2010 4:58:35 PM |
| 149 bids
|
Borrower Payment Dependent Notes Series
453845
This series of Notes was issued and sold upon the funding of the borrower loan #41768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Apr-12-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 1 |
Inquiries last 6m:
| 17 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 8
/
5 | Length of status: | 6y 8m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $2,282 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $396 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| bold-agile-point |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Read my story
Purpose of loan:
This loan will be used to? There was a mix up on my CitiBank Sears card.? I had it on auto payments and unknown to me they stopped taking the auto payments.? I just learned about the mistake this last month and have since caught up the bill.? I was upset by what this did to my credit score which is normally around 740 and CitiBank said they would not drop the delinquency.? I have already caught up the payments and before I found out about prosper I had applied to several banks for loans to pay up the debt in full.? The interest is 25% and I have made payments faithfully every month I originally used the Sears card.? I am turning to the prosper community hoping you will help me pay off this CitiBank Sears card.? I currently owe $4,000 on the Sears card and plan to use $1,000 from my emergency fund to help pay off the debt. ?It is my intention to negotiate with them to remove the delinquency from my credit report if I pay the account in full. I intend on?only?having one loan where the payments are withdrawn?directly from my bank account every month.
My financial situation:
I am a good candidate for this loan because?Prior to this incident I have never missed a payment in my life.? My credit report shows that until recently I have not had any other delinquencies.? I give you my word that if you help me with this situation I will make good on the loan. ?Even if the interest ends up being higher than the 25% they were charging me, I would still prefer paying you instead of big financial institutions.
Monthly net income: $2500
Monthly expenses: $
??Housing: $?900
??Insurance: $?140 (2 cars)
??Car expenses: $ none
??Utilities: $ 100
??Phone, cable, internet: $?180
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $ 200
The income listed is only my own.? My wife and I both work so the expenses are split 2 ways.? We both appreciate your consideration in this request.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $25.00 | $25.00 | 4/12/2010 5:49:29 PM |
| reasonable-power | $25.00 | $25.00 | 4/12/2010 8:10:55 PM |
| FinDoc | $25.00 | $25.00 | 4/13/2010 6:37:58 AM |
| noble-revenue | $1,000.00 | $1,000.00 | 4/13/2010 7:05:27 AM |
| buffalobills | $25.00 | $25.00 | 4/13/2010 7:34:30 AM |
| bmw2 | $36.00 | $36.00 | 4/13/2010 8:47:20 AM |
| DasMula | $25.00 | $25.00 | 4/13/2010 8:57:56 AM |
| DasMula | $25.00 | $25.00 | 4/13/2010 8:57:43 AM |
| DasMula | $25.00 | $25.00 | 4/13/2010 8:58:22 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 5:49:08 PM |
| lucrative-loan | $100.00 | $100.00 | 4/13/2010 7:07:59 AM |
| quickstep | $650.00 | $639.00 | 4/13/2010 8:17:37 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 4/13/2010 7:41:59 AM |
| dynrep | $25.00 | $25.00 | 4/13/2010 7:45:12 AM |
| 14 bids
|
Borrower Payment Dependent Notes Series
451704
This series of Notes was issued and sold upon the funding of the borrower loan #41802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $75.41 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $74.23 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 3m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,329 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 79% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| well-mannered-finance0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for a course
Purpose of loan:
This loan will be used to enroll in the CFA class and buy CFA materials .?I plan to take this exam by the end of the year. This certification will enable me to increase my earning potential?and pay off my debt more quickly.
My financial situation:
I am a good candidate for this loan because I have recently paid off my car note and i?will apply the payment to this loan
Monthly net income: $ 3300
Monthly expenses: $
??Housing: $?700
??Insurance: $?120
??Car expenses: $?200
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $?350
??Credit cards and other loans: $?550
??Tithe: $ 330
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/9/2010 4:07:24 PM |
| sloak | $25.00 | $25.00 | 4/9/2010 4:13:02 PM |
| hrubinst | $25.00 | $25.00 | 4/9/2010 4:25:30 PM |
| delicious-social132 | $25.00 | $25.00 | 4/9/2010 4:25:53 PM |
| euro-starter | $25.00 | $25.00 | 4/9/2010 4:23:48 PM |
| ddog0224 | $25.00 | $25.00 | 4/9/2010 4:26:07 PM |
| mmckune | $25.00 | $25.00 | 4/9/2010 4:27:10 PM |
| Avala | $50.00 | $50.00 | 4/9/2010 4:25:47 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/9/2010 4:26:24 PM |
| integrity-doctor | $100.00 | $100.00 | 4/9/2010 4:26:47 PM |
| nickel-ferret | $25.00 | $25.00 | 4/9/2010 4:27:21 PM |
| logical-reward8 | $25.00 | $25.00 | 4/9/2010 4:27:26 PM |
| frogperson | $75.00 | $74.70 | 4/9/2010 4:29:01 PM |
| Dap2005 | $25.00 | $25.00 | 4/9/2010 4:27:57 PM |
| charming-point | $300.00 | $300.00 | 4/9/2010 4:28:18 PM |
| unassassinable | $25.00 | $25.00 | 4/9/2010 4:28:22 PM |
| CO80487 | $25.00 | $25.00 | 4/9/2010 4:28:47 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/9/2010 5:00:56 PM |
| reflective-rupee | $25.00 | $25.00 | 4/9/2010 4:44:37 PM |
| sjo1984111 | $25.00 | $25.00 | 4/10/2010 4:33:36 PM |
| site_ml | $25.00 | $25.00 | 4/11/2010 10:37:34 AM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:19:47 AM |
| rob095 | $33.00 | $33.00 | 4/11/2010 3:25:57 PM |
| srsock | $25.00 | $25.00 | 4/11/2010 3:56:55 PM |
| SummaCapital | $100.00 | $100.00 | 4/12/2010 11:49:04 AM |
| heerzaquestion | $25.00 | $25.00 | 4/12/2010 5:28:31 PM |
| credit-shower | $25.00 | $25.00 | 4/12/2010 9:12:33 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/9/2010 4:06:21 PM |
| Nerdster1 | $25.00 | $25.00 | 4/9/2010 4:24:42 PM |
| income-fortress | $25.00 | $25.00 | 4/9/2010 4:24:50 PM |
| torion | $25.00 | $25.00 | 4/9/2010 4:25:42 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/9/2010 4:26:02 PM |
| dinero-speaker | $25.00 | $25.00 | 4/9/2010 4:26:13 PM |
| radforj22 | $25.00 | $25.00 | 4/9/2010 4:27:35 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/9/2010 4:26:43 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/9/2010 4:28:09 PM |
| Supernick | $50.00 | $50.00 | 4/9/2010 4:28:40 PM |
| JustMee | $25.00 | $25.00 | 4/9/2010 5:28:09 PM |
| spy0 | $25.00 | $25.00 | 4/9/2010 9:50:09 PM |
| DasMula | $25.00 | $25.00 | 4/9/2010 11:16:02 PM |
| frogperson | $120.00 | $120.00 | 4/10/2010 9:12:09 AM |
| one-midas | $25.00 | $25.00 | 4/10/2010 7:51:22 PM |
| LMM1 | $25.00 | $25.00 | 4/11/2010 2:43:17 PM |
| hokieproud | $35.77 | $35.77 | 4/11/2010 3:47:30 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/11/2010 8:10:24 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/12/2010 6:40:49 AM |
| scoobiedoo | $25.00 | $25.00 | 4/12/2010 8:55:47 AM |
| gtdane | $26.53 | $26.53 | 4/11/2010 7:13:29 PM |
| Flreap | $50.00 | $50.00 | 4/12/2010 9:55:33 AM |
| blackstar | $25.00 | $25.00 | 4/12/2010 11:37:04 AM |
| funds-control3 | $30.00 | $30.00 | 4/12/2010 7:34:27 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
452200
This series of Notes was issued and sold upon the funding of the borrower loan #41756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-01-2010 |
| |
Auction end date:
| Apr-08-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 30.22% |
Final borrower rate/APR:
| 31.22% / 33.62% |
Final monthly payment:
| $215.61 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.46% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Retired |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
5 | Length of status: | 5y 9m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 23 | Stated income: | $25,000-$49,999 |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,268 | |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 40% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 3 | | | | |
|
Screen name:
| kind-felicity-tiramisu |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses for Retired Teacher
Purpose of loan:
This loan will be used to? help my 86-year-old blind mother and I, a disabled retired teacher, to move to a more suitable house.
My financial situation:
I am a good candidate for this loan because? my income is steady and reliable (I collect Social Security and a Teacher's Pension).
Monthly net income: $ 3,709.00
Monthly expenses: $
??Housing: $ 800.00
??Insurance: $
??Car expenses: $ 100.00
??Utilities: $ 600.00 (phone,?oil heat, electricity, water, and cable)
My current debts are due to losses incurred from two?failed home businesses I tried when I became disabled; my mother and I are in the process of paying off these debts.?
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, see my page. thank you - Tono
A:
Hi, Tono, I see that I cannot edit my listing without creating a new one. My total monthly expenses come to $2100, which I will indicate per your fine suggestion in a new listing if I need to do another one. I live in rural New England and spend most of my time tending to my blind mother, so entertainment expenses are basically zero. Thanks again for advice.
(Apr-03-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| charming-point | $300.00 | $300.00 | 4/1/2010 4:21:16 PM |
| copper | $30.00 | $30.00 | 4/1/2010 4:21:13 PM |
| keynaples | $50.00 | $50.00 | 4/1/2010 4:25:40 PM |
| ChrisKwan | $25.00 | $25.00 | 4/1/2010 4:32:15 PM |
| Prairie-MN | $30.00 | $30.00 | 4/1/2010 7:10:37 PM |
| mjosa | $100.00 | $100.00 | 4/2/2010 8:15:01 AM |
| drg6289 | $25.00 | $25.00 | 4/2/2010 11:09:59 AM |
| 30Sky | $25.00 | $25.00 | 4/2/2010 4:44:45 PM |
| sjo1984111 | $25.00 | $25.00 | 4/2/2010 9:33:18 PM |
| sjo1984111 | $25.00 | $25.00 | 4/4/2010 8:48:02 AM |
| well-mannered-income3 | $40.00 | $40.00 | 4/4/2010 3:50:26 PM |
| Marfloogan | $25.00 | $25.00 | 4/5/2010 4:14:14 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:47:08 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:47:40 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:47:51 PM |
| lucrative-loan | $150.00 | $150.00 | 4/5/2010 5:49:58 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:47:19 PM |
| Bob450 | $50.00 | $50.00 | 4/5/2010 9:39:43 PM |
| Helping-One-Another | $40.61 | $40.61 | 4/6/2010 7:11:35 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 4/7/2010 12:10:40 PM |
| Dave_Cashflow | $132.00 | $132.00 | 4/7/2010 1:14:10 PM |
| transparency-tomahawk | $25.00 | $25.00 | 4/7/2010 4:48:34 PM |
| Your_Bank | $150.00 | $150.00 | 4/7/2010 5:14:42 PM |
| skillful-asset5 | $50.00 | $50.00 | 4/7/2010 6:34:04 PM |
| brondero | $50.00 | $50.00 | 4/7/2010 7:20:47 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 5:14:13 PM |
| mohara25 | $27.45 | $27.45 | 4/7/2010 8:13:45 PM |
| zone6 | $255.31 | $255.31 | 4/8/2010 6:33:30 AM |
| Leshan | $25.00 | $25.00 | 4/8/2010 8:33:51 AM |
| Your_Bank | $50.00 | $50.00 | 4/8/2010 12:24:21 PM |
| Toystore | $50.00 | $50.00 | 4/8/2010 9:51:12 AM |
| wealth-multiplier | $25.00 | $25.00 | 4/8/2010 12:59:37 PM |
| reflective-rupee | $150.00 | $150.00 | 4/8/2010 10:37:32 AM |
| cashhelp | $25.00 | $25.00 | 4/8/2010 10:51:43 AM |
| Your_Bank | $100.00 | $100.00 | 4/8/2010 11:48:05 AM |
| YoungTaxMan | $163.34 | $163.34 | 4/8/2010 3:57:57 PM |
| Cambium | $50.00 | $50.00 | 4/8/2010 1:11:44 PM |
| realtormoises | $25.00 | $25.00 | 4/8/2010 3:14:02 PM |
| FinDoc | $25.00 | $25.00 | 4/1/2010 4:32:02 PM |
| frogperson | $50.00 | $50.00 | 4/1/2010 10:30:11 PM |
| czar3 | $28.19 | $28.19 | 4/2/2010 10:48:19 AM |
| Helenska11 | $25.00 | $25.00 | 4/2/2010 4:45:17 PM |
| Cypher041 | $25.00 | $25.00 | 4/2/2010 4:47:18 PM |
| Tono | $30.00 | $30.00 | 4/3/2010 4:03:20 PM |
| blue-asset-network | $25.00 | $25.00 | 4/5/2010 12:07:20 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:48:13 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:46:56 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:47:29 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 5:48:02 PM |
| mrxtravis | $64.08 | $64.08 | 4/6/2010 6:45:51 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/6/2010 8:01:28 PM |
| neorunner | $25.00 | $25.00 | 4/7/2010 3:41:32 AM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 12:10:54 PM |
| smart-gain | $26.69 | $26.69 | 4/7/2010 12:38:32 PM |
| marwadi-62 | $25.00 | $25.00 | 4/7/2010 1:35:00 PM |
| five-star-note | $50.00 | $50.00 | 4/7/2010 3:48:50 PM |
| invisible_hand | $50.00 | $50.00 | 4/7/2010 3:37:54 PM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:14:23 PM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:14:01 PM |
| Kash2010lu | $25.00 | $25.00 | 4/7/2010 7:53:59 PM |
| RecoveryLender | $25.00 | $25.00 | 4/7/2010 8:23:37 PM |
| Bob450 | $25.00 | $25.00 | 4/7/2010 7:40:33 PM |
| millioncan | $25.00 | $25.00 | 4/8/2010 7:22:05 AM |
| beans53 | $25.00 | $25.00 | 4/8/2010 7:32:36 AM |
| durability-colonel | $50.00 | $50.00 | 4/8/2010 8:58:46 AM |
| reflective-rupee | $250.00 | $5.64 | 4/8/2010 10:37:58 AM |
| LeoBUSIIT | $25.00 | $25.00 | 4/8/2010 8:38:56 AM |
| OrdiNance | $25.00 | $25.00 | 4/8/2010 11:10:37 AM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:43:10 AM |
| Your_Bank | $50.00 | $50.00 | 4/8/2010 12:23:40 PM |
| Brighter_Future | $25.00 | $25.00 | 4/8/2010 12:48:37 PM |
| jtc26 | $25.00 | $25.00 | 4/8/2010 12:53:06 PM |
| Evolver | $100.00 | $100.00 | 4/8/2010 12:42:47 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/8/2010 12:54:31 PM |
| debestof83 | $26.69 | $26.69 | 4/8/2010 2:36:00 PM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 2:05:33 PM |
| funds-rascal | $150.00 | $150.00 | 4/8/2010 12:51:55 PM |
| SuperInvestor82 | $25.00 | $25.00 | 4/8/2010 1:47:28 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
452490
This series of Notes was issued and sold upon the funding of the borrower loan #41762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $243.34 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 20y 10m |
|
Credit score:
| 760-779 (Apr-2010) |
Total credit lines:
| 39 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $9,552 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 28% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| BIZYGIRL43 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Mar-2008)
|
|
Principal balance:
| $1,206.84 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
HELP ME GET OUT OF PLASTIC DEBT!!!
ITS TIME TO CUT THE PLASTIC!!! NEED YOUR HELP TO GET OUT OF THE GAMES THAT THE CREDIT
CARD COMPANIES LIKE TO PLAY....
I am a good candidate for this loan because I have?held the same job for 20+ years. I'm?tired of dealing with the
card company and hate the feeling of being ripped off every month plus I pay on time electronically and?am at the
age now that I just want to be debt free and enjoy my life with my grandson.
Would you consider helping me?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I note you have a Prosper loan already not yet paid off. Are you rolling that into the new loan? - Moneypenny6
A:
No I had not considered that unless the interest rate would be less! Planning on paying a little more each month to eliminate the current debt beginning this month!
(Apr-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:37:39 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/5/2010 5:00:43 PM |
| Avala | $50.00 | $50.00 | 4/5/2010 5:01:24 PM |
| torion | $25.00 | $25.00 | 4/5/2010 5:01:16 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 5:02:21 PM |
| sloak | $25.00 | $25.00 | 4/5/2010 5:02:54 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/5/2010 5:03:12 PM |
| integrity-doctor | $100.00 | $100.00 | 4/5/2010 5:03:36 PM |
| 350DGRZ | $25.00 | $25.00 | 4/5/2010 5:06:48 PM |
| egw | $25.00 | $25.00 | 4/5/2010 5:00:32 PM |
| hrubinst | $25.00 | $25.00 | 4/5/2010 5:00:34 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:01:45 PM |
| mmckune | $25.00 | $25.00 | 4/5/2010 5:05:19 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 5:05:53 PM |
| bchen78875 | $25.00 | $25.00 | 4/5/2010 5:06:09 PM |
| AF-Chief | $27.00 | $27.00 | 4/5/2010 5:06:30 PM |
| LittleMingo | $48.07 | $48.07 | 4/5/2010 5:29:27 PM |
| circustab | $50.00 | $50.00 | 4/5/2010 6:36:57 PM |
| lender12345 | $25.00 | $25.00 | 4/5/2010 11:05:31 PM |
| webfeet | $50.00 | $50.00 | 4/6/2010 5:49:37 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/5/2010 10:41:42 PM |
| StreetJustice | $500.00 | $500.00 | 4/6/2010 1:35:03 AM |
| point-jubilee | $25.00 | $25.00 | 4/6/2010 11:17:05 AM |
| zento | $25.00 | $25.00 | 4/6/2010 11:24:13 AM |
| TheTimeIsNow | $25.00 | $25.00 | 4/6/2010 2:07:05 PM |
| mster9ball | $25.00 | $25.00 | 4/6/2010 3:19:57 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/6/2010 7:45:56 PM |
| Prairie-MN | $30.00 | $30.00 | 4/7/2010 4:41:24 AM |
| Barky52 | $25.00 | $25.00 | 4/7/2010 6:21:06 AM |
| Slimoro86 | $25.00 | $25.00 | 4/7/2010 10:24:23 AM |
| Spyder7 | $100.00 | $100.00 | 4/7/2010 1:24:54 PM |
| RainMakers | $25.00 | $25.00 | 4/7/2010 3:26:01 PM |
| respectful-integrity3 | $30.00 | $30.00 | 4/7/2010 6:02:26 PM |
| uncle101 | $25.00 | $25.00 | 4/8/2010 4:38:34 AM |
| gustavholstopus32 | $25.00 | $25.00 | 4/8/2010 10:00:54 AM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 11:10:03 AM |
| leverage-reaction | $25.00 | $25.00 | 4/8/2010 10:48:36 AM |
| best-credit-sushi | $25.00 | $25.00 | 4/8/2010 11:05:01 AM |
| amra | $25.00 | $25.00 | 4/8/2010 11:37:02 AM |
| benefit-trident | $25.00 | $25.00 | 4/8/2010 4:41:03 PM |
| grampy48 | $25.00 | $25.00 | 4/8/2010 9:31:33 PM |
| gogene2002 | $25.00 | $25.00 | 4/8/2010 7:03:23 PM |
| heerzaquestion | $25.00 | $25.00 | 4/9/2010 5:55:07 AM |
| richzumi3111 | $25.00 | $25.00 | 4/9/2010 12:30:33 AM |
| agreement-bunny | $25.00 | $25.00 | 4/9/2010 11:03:48 AM |
| lucrative-worth | $25.00 | $25.00 | 4/9/2010 2:33:36 PM |
| cash4rent | $25.00 | $25.00 | 4/9/2010 4:01:22 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 4:53:23 PM |
| AM2008 | $25.00 | $25.00 | 4/10/2010 5:28:28 AM |
| myworld701 | $25.00 | $25.00 | 4/10/2010 5:58:52 AM |
| Manta_Rai | $25.00 | $25.00 | 4/10/2010 7:30:30 AM |
| champ079 | $50.00 | $50.00 | 4/9/2010 6:17:34 PM |
| SummaCapital | $100.00 | $100.00 | 4/9/2010 7:27:52 PM |
| AustinAmerica | $25.00 | $25.00 | 4/9/2010 8:22:06 PM |
| TommyTucker | $70.34 | $70.34 | 4/10/2010 9:30:16 AM |
| unger | $50.00 | $50.00 | 4/9/2010 9:15:04 PM |
| Bank_of_E-Ville | $49.00 | $49.00 | 4/10/2010 8:03:13 AM |
| KFB_Investments | $35.00 | $35.00 | 4/10/2010 9:08:23 AM |
| FinanceEngine | $40.00 | $40.00 | 4/10/2010 6:46:01 AM |
| tonyscc | $50.00 | $50.00 | 4/10/2010 7:47:37 AM |
| agile | $50.00 | $50.00 | 4/10/2010 8:43:22 AM |
| Milonguero | $100.00 | $100.00 | 4/10/2010 6:36:18 PM |
| Oakland | $50.00 | $50.00 | 4/10/2010 7:02:44 PM |
| Flash80 | $100.00 | $100.00 | 4/10/2010 8:51:43 PM |
| vutah | $25.00 | $25.00 | 4/11/2010 9:18:42 AM |
| xrycac | $25.00 | $25.00 | 4/11/2010 11:37:13 AM |
| porwestco | $25.00 | $25.00 | 4/11/2010 6:52:05 AM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:30:15 PM |
| Ilios | $141.24 | $141.24 | 4/11/2010 8:48:45 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 4/11/2010 5:44:38 PM |
| JedClampett | $75.00 | $75.00 | 4/11/2010 10:38:42 AM |
| Your_Bank | $25.00 | $25.00 | 4/11/2010 5:52:43 PM |
| economy-river | $25.00 | $25.00 | 4/11/2010 3:36:07 PM |
| RadarLuv | $25.00 | $25.00 | 4/12/2010 4:04:54 AM |
| Hotrod52 | $25.17 | $25.17 | 4/12/2010 6:30:34 AM |
| lazyeye | $25.00 | $25.00 | 4/12/2010 4:58:58 AM |
| Richmp412 | $25.00 | $25.00 | 4/12/2010 7:51:10 AM |
| CashBank | $25.00 | $25.00 | 4/12/2010 9:04:50 AM |
| JebkaClan | $30.81 | $30.81 | 4/12/2010 9:12:31 AM |
| best-listing-toro | $25.00 | $25.00 | 4/12/2010 8:35:58 AM |
| djmike805 | $37.80 | $37.80 | 4/12/2010 9:29:03 AM |
| persistent-value3 | $29.34 | $29.34 | 4/12/2010 10:17:05 AM |
| The-CAPS-fan | $25.00 | $25.00 | 4/12/2010 7:41:42 AM |
| yield-quest | $100.00 | $100.00 | 4/12/2010 12:04:14 PM |
| favorite-commerce | $25.00 | $25.00 | 4/12/2010 9:21:14 AM |
| godzig | $25.00 | $25.00 | 4/12/2010 1:22:32 PM |
| impartial-deal | $30.48 | $30.48 | 4/12/2010 1:20:05 PM |
| blooming-kindness | $25.00 | $25.00 | 4/12/2010 10:37:03 AM |
| capital-relief4 | $50.00 | $50.00 | 4/12/2010 3:47:38 PM |
| rce1964 | $25.00 | $25.00 | 4/12/2010 11:31:10 AM |
| abfab1723 | $25.00 | $25.00 | 4/12/2010 2:55:59 PM |
| SCD | $25.00 | $25.00 | 4/12/2010 3:00:44 PM |
| bankojerry | $25.00 | $25.00 | 4/12/2010 3:15:49 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:07:24 PM |
| Crysalith | $30.59 | $30.59 | 4/12/2010 4:11:17 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:23 PM |
| Sven79 | $50.00 | $50.00 | 4/5/2010 4:55:01 PM |
| availableloan | $25.00 | $25.00 | 4/5/2010 4:50:37 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:58:11 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 5:01:54 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 5:01:31 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:59:37 PM |
| logical-reward8 | $25.00 | $25.00 | 4/5/2010 5:06:22 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 5:06:06 PM |
| nickel-ferret | $25.00 | $25.00 | 4/5/2010 5:06:17 PM |
| money-floret | $50.00 | $41.21 | 4/5/2010 5:07:04 PM |
| dinero-speaker | $25.00 | $25.00 | 4/5/2010 5:02:12 PM |
| ijspence | $25.00 | $25.00 | 4/5/2010 5:10:34 PM |
| jwood3030 | $35.00 | $35.00 | 4/5/2010 5:11:07 PM |
| jengachamp | $25.00 | $25.00 | 4/5/2010 5:05:40 PM |
| George2384 | $25.00 | $25.00 | 4/5/2010 8:58:25 PM |
| AaronL | $25.00 | $25.00 | 4/5/2010 10:55:10 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/5/2010 11:49:13 PM |
| Aberdeen | $400.00 | $400.00 | 4/6/2010 11:39:13 AM |
| selector568 | $78.21 | $78.21 | 4/6/2010 11:45:29 AM |
| one-midas | $50.00 | $50.00 | 4/6/2010 2:50:26 PM |
| trader-joe | $25.00 | $25.00 | 4/6/2010 8:23:19 PM |
| CA_Lender | $25.00 | $25.00 | 4/7/2010 2:16:38 PM |
| uvumf | $25.53 | $25.53 | 4/7/2010 7:25:19 PM |
| Sturgee | $25.00 | $25.00 | 4/7/2010 8:18:22 PM |
| pythia | $25.00 | $25.00 | 4/7/2010 7:59:22 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:22 AM |
| tipan1 | $100.00 | $100.00 | 4/8/2010 11:42:56 AM |
| mammalian4 | $25.00 | $25.00 | 4/8/2010 12:00:24 PM |
| JCMC | $25.00 | $25.00 | 4/8/2010 7:46:38 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/8/2010 8:25:57 PM |
| spiff666 | $25.00 | $25.00 | 4/9/2010 6:59:30 AM |
| PropertyInvest | $25.00 | $25.00 | 4/9/2010 9:43:10 AM |
| aganippe | $25.00 | $25.00 | 4/9/2010 7:14:47 AM |
| CSAworker | $25.00 | $25.00 | 4/9/2010 10:08:07 AM |
| ommuruga | $50.00 | $50.00 | 4/9/2010 11:02:22 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 4/9/2010 10:46:00 AM |
| knowonder | $28.40 | $28.40 | 4/9/2010 1:32:45 PM |
| XCWIZ007 | $25.00 | $25.00 | 4/9/2010 4:04:45 PM |
| naina_my_daughter | $200.00 | $200.00 | 4/9/2010 4:48:54 PM |
| FundMaker | $25.00 | $25.00 | 4/9/2010 5:10:48 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 4:41:16 PM |
| righteousone | $100.00 | $100.00 | 4/9/2010 6:31:33 PM |
| Ven58 | $25.00 | $25.00 | 4/9/2010 5:44:42 PM |
| PatriotKnight | $25.00 | $25.00 | 4/9/2010 8:45:47 PM |
| jpblan11 | $28.29 | $28.29 | 4/9/2010 10:02:31 PM |
| help4u | $150.00 | $150.00 | 4/9/2010 7:22:12 PM |
| philantist | $25.00 | $25.00 | 4/9/2010 9:21:06 PM |
| 1SteelerFan | $40.00 | $40.00 | 4/10/2010 11:33:38 AM |
| christifa | $25.00 | $25.00 | 4/10/2010 1:12:14 AM |
| Spiv_51 | $50.00 | $50.00 | 4/10/2010 4:10:38 AM |
| Nephi | $50.00 | $50.00 | 4/10/2010 5:55:28 AM |
| crw1950 | $50.00 | $50.00 | 4/10/2010 7:20:23 AM |
| Gaelicman | $100.00 | $100.00 | 4/10/2010 12:27:55 PM |
| encore02 | $50.00 | $50.00 | 4/10/2010 2:32:13 PM |
| Bigj | $25.00 | $25.00 | 4/10/2010 4:14:25 PM |
| creative-finance7 | $25.00 | $25.00 | 4/11/2010 4:23:16 AM |
| MattProsper | $30.00 | $30.00 | 4/10/2010 6:14:47 PM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:36:13 AM |
| NewOpportunitiesNewLife | $25.00 | $25.00 | 4/10/2010 10:16:34 PM |
| personanongratta04 | $50.00 | $50.00 | 4/11/2010 1:18:16 PM |
| sincere-balance | $25.00 | $25.00 | 4/11/2010 1:44:17 PM |
| tender-ore | $25.00 | $25.00 | 4/11/2010 3:38:34 PM |
| MC7608 | $25.00 | $25.00 | 4/11/2010 6:07:47 PM |
| psbruce | $25.00 | $25.00 | 4/11/2010 8:00:48 PM |
| calbertrand | $25.00 | $25.00 | 4/12/2010 7:06:03 AM |
| OGS_Capital | $25.00 | $25.00 | 4/12/2010 7:13:07 AM |
| bicyclist2270 | $25.00 | $25.00 | 4/11/2010 7:35:13 PM |
| beeslow | $42.29 | $42.29 | 4/12/2010 8:23:59 AM |
| kwan | $75.00 | $75.00 | 4/12/2010 9:43:21 AM |
| SeaLoans | $25.00 | $25.00 | 4/12/2010 9:34:39 AM |
| dano1965 | $25.00 | $25.00 | 4/12/2010 5:34:01 AM |
| killdare | $25.00 | $25.00 | 4/12/2010 10:18:33 AM |
| steady-peace8 | $125.00 | $125.00 | 4/12/2010 10:22:21 AM |
| Bidwinner08 | $41.77 | $41.77 | 4/12/2010 11:18:52 AM |
| improvman | $25.00 | $25.00 | 4/12/2010 11:07:15 AM |
| elegant-bonus | $25.00 | $25.00 | 4/12/2010 11:53:45 AM |
| Jcardone33 | $25.00 | $25.00 | 4/12/2010 12:20:29 PM |
| rbgnr111 | $25.00 | $25.00 | 4/12/2010 2:07:22 PM |
| velocity-winner | $25.00 | $25.00 | 4/12/2010 2:29:58 PM |
| credit-panda1 | $25.00 | $25.00 | 4/12/2010 11:44:18 AM |
| mitcha1 | $25.00 | $25.00 | 4/12/2010 11:45:22 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/12/2010 12:43:51 PM |
| Marco83 | $25.46 | $25.46 | 4/12/2010 3:10:38 PM |
| 179 bids
|
Borrower Payment Dependent Notes Series
452700
This series of Notes was issued and sold upon the funding of the borrower loan #41896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 6.13% |
Starting borrower rate/APR:
| 7.13% / 7.47% |
Starting monthly payment:
| $30.94 |
|
Final lender yield:
| 5.35% |
Final borrower rate/APR:
| 6.35% / 6.69% |
Final monthly payment:
| $30.58 |
| |
|
Auction yield range:
| 3.04% - 6.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 4% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 1m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| tynk56 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
were getting married!
Purpose of loan: to pay for our wedding
This loan will be used to?
My financial situation:employed full time as an RN
I am a good candidate for this loan because?
have a good credit history, own my own home. Always make payments on time or early
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ToloUSN | $50.00 | $50.00 | 4/12/2010 9:10:24 AM |
| kwan | $150.00 | $150.00 | 4/12/2010 9:51:58 AM |
| loanman2007 | $50.00 | $50.00 | 4/12/2010 5:51:07 AM |
| porwestco | $25.00 | $25.00 | 4/12/2010 1:37:40 PM |
| TakeCare | $25.00 | $25.00 | 4/13/2010 11:29:24 AM |
| wwwUniversal | $25.00 | $25.00 | 4/13/2010 3:48:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/9/2010 9:43:40 PM |
| goldsun | $25.00 | $25.00 | 4/10/2010 11:31:14 AM |
| site_ml | $25.00 | $25.00 | 4/10/2010 7:50:09 PM |
| EVS | $25.00 | $25.00 | 4/12/2010 7:14:06 PM |
| AsianDragon | $1,000.00 | $475.00 | 4/12/2010 7:50:23 PM |
| sfd | $50.00 | $50.00 | 4/13/2010 8:58:59 AM |
| Young-Y | $50.00 | $50.00 | 4/13/2010 3:46:08 PM |
| 13 bids
|
Borrower Payment Dependent Notes Series
452834
This series of Notes was issued and sold upon the funding of the borrower loan #41811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 8.99% |
Starting borrower rate/APR:
| 9.99% / 10.33% |
Starting monthly payment:
| $64.52 |
|
Final lender yield:
| 6.10% |
Final borrower rate/APR:
| 7.10% / 7.44% |
Final monthly payment:
| $61.85 |
| |
|
Auction yield range:
| 3.04% - 8.99% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 24% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 2m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,417 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 11% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| boomer5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvments
Purpose of loan:
This loan will be used to do a couple of things one establish my prosper rating as a borrower and help with a few home improvements around the house.
My financial situation:
I am a good candidate for this loan because I am in the military and I always get a paycheck. I bring in about $6400 a month and expences are about $4000 a month. I will have the payment come directly out of my bank account. I am also a prosper lender and decided to take a loan out to fix up some of the things around the house. I would?also rather do this then try to get a loan from the bank.?I would like to thank you for looking at my loan.
Information in the Description is not verified.
Friends And Family Winning Bids
Finchy78 has bid a total of
$29.97 in winning bids.
trade-goblin9 has bid a total of
$27.72 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kid8549 | $25.00 | $25.00 | 4/6/2010 4:28:36 PM |
| radforj22 | $25.00 | $25.00 | 4/6/2010 4:31:07 PM |
| supreme-hope | $25.00 | $25.00 | 4/6/2010 4:32:31 PM |
| Okeey | $100.00 | $3.76 | 4/6/2010 4:32:36 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/6/2010 4:24:40 PM |
| kenji4861 | $25.00 | $25.00 | 4/6/2010 4:26:15 PM |
| Thunderswan | $50.00 | $50.00 | 4/6/2010 4:32:17 PM |
| GoGators01 | $25.00 | $25.00 | 4/6/2010 4:43:33 PM |
| blot44 | $25.00 | $25.00 | 4/6/2010 9:16:59 PM |
| ujiba | $25.00 | $25.00 | 4/7/2010 9:34:06 AM |
| selector568 | $62.05 | $62.05 | 4/7/2010 12:31:45 PM |
| conductor146 | $25.00 | $25.00 | 4/7/2010 1:10:31 PM |
| 30Sky | $44.29 | $44.29 | 4/7/2010 4:09:20 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:38 AM |
| Finchy78 | $29.97 | $29.97 | 4/8/2010 1:57:32 PM |
| jrlvnv | $25.00 | $25.00 | 4/8/2010 9:08:01 PM |
| octoberfresh | $25.00 | $25.00 | 4/10/2010 12:09:01 PM |
| Money_Hog | $25.00 | $25.00 | 4/12/2010 6:09:00 PM |
| YummiBear | $25.00 | $25.00 | 4/12/2010 7:15:12 PM |
| bluefinch | $28.21 | $28.21 | 4/13/2010 12:48:10 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/12/2010 7:41:46 PM |
| qkinger | $50.00 | $50.00 | 4/13/2010 11:23:41 AM |
| payontime1 | $50.00 | $50.00 | 4/13/2010 12:32:24 PM |
| TakeCare | $25.00 | $25.00 | 4/13/2010 11:54:46 AM |
| wwwUniversal | $25.00 | $25.00 | 4/13/2010 3:55:27 PM |
| microloan-green | $25.00 | $25.00 | 4/6/2010 4:27:44 PM |
| mizon291 | $50.00 | $50.00 | 4/6/2010 4:29:17 PM |
| Tai | $25.00 | $25.00 | 4/6/2010 4:32:23 PM |
| trade-goblin9 | $27.72 | $27.72 | 4/6/2010 4:33:03 PM |
| favorable-order8 | $25.00 | $25.00 | 4/6/2010 4:24:17 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/6/2010 4:25:39 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 4/6/2010 4:39:43 PM |
| bondhedger | $25.00 | $25.00 | 4/6/2010 5:05:00 PM |
| SOBRO-FINANCE | $25.00 | $25.00 | 4/6/2010 9:32:46 PM |
| julijask | $35.00 | $35.00 | 4/7/2010 12:07:14 PM |
| lendermender | $25.00 | $25.00 | 4/7/2010 4:09:21 PM |
| springpanda | $25.00 | $25.00 | 4/8/2010 12:54:24 PM |
| Kelor99 | $25.00 | $25.00 | 4/8/2010 3:47:48 PM |
| economy-river | $175.00 | $175.00 | 4/11/2010 3:47:08 PM |
| ToloUSN | $50.00 | $50.00 | 4/12/2010 9:12:24 AM |
| kwan | $150.00 | $150.00 | 4/12/2010 9:49:40 AM |
| loanman2007 | $75.00 | $75.00 | 4/12/2010 5:54:54 AM |
| Dollars4Rent | $25.00 | $25.00 | 4/12/2010 7:42:03 PM |
| eCapital | $25.00 | $25.00 | 4/13/2010 12:25:43 AM |
| webfeet | $50.00 | $50.00 | 4/13/2010 8:22:16 AM |
| 120grit | $25.00 | $25.00 | 4/13/2010 8:49:39 AM |
| OzGuy609 | $25.00 | $25.00 | 4/13/2010 11:01:26 AM |
| smarva | $25.00 | $25.00 | 4/13/2010 12:29:06 PM |
| sunny1985 | $25.00 | $25.00 | 4/13/2010 2:04:58 PM |
| bss97603 | $120.00 | $120.00 | 4/13/2010 2:58:08 PM |
| catalystcf | $25.00 | $25.00 | 4/13/2010 3:32:39 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
452862
This series of Notes was issued and sold upon the funding of the borrower loan #41759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-08-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.96% |
Starting monthly payment:
| $49.02 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.78% |
Final monthly payment:
| $48.25 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 3m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 51 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $27,343 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 82% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orange-compassion-percolator |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repairing Heat Pump
Purpose of loan:
This loan will be used to?
This is an updated listing after receiving a more favorable bid on repair, reducing the requested amount...
Due to an accident, the heat pump (which is the outside A/C compressor unit) was damaged this winter.? The repair will replace the damaged outside coil, replace the filter dryer (which is required when the unit loses all its coolant), recharge the system and complete all necessary diagnostics.
My financial situation:
I am a good candidate for this loan because?
I have been working in my field for close to 18 years and the particular software I work on is in high demand.? The company I currently work for is financially sound and is the leader in credit/debit processing.? My last was very positive and there is no risk of being laid off due to the high demand of someone with my skills.
Monthly net income: Self $ 5288 - Spouse $2464
Monthly expenses: $
??Housing: $
1670
??Insurance: $
337
??Car expenses: $
882
??Utilities: $ 214
??Phone, cable, internet: $
290
??Food, entertainment: $ 800
??Clothing, household expenses $
250
??Credit cards and other loans: $
1276
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:29:01 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:37 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:36 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:15 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:44:01 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:51 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:06 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:40 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:51 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:29 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:04 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:49 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:23 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:58 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:16 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:10 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:21 PM |
| mammalian4 | $25.00 | $25.00 | 4/7/2010 5:01:36 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/7/2010 8:51:20 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/7/2010 8:51:44 PM |
| Bank_Of_XL | $100.00 | $100.00 | 4/7/2010 6:20:20 PM |
| Moneypenny6 | $25.00 | $25.00 | 4/8/2010 10:14:36 AM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:46:32 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:58 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:17 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:08 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:26 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:37 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/7/2010 4:48:26 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:52 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:39 PM |
| charming-point | $300.00 | $120.00 | 4/7/2010 4:53:10 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:33 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:50:00 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:30 PM |
| JustMee | $25.00 | $25.00 | 4/8/2010 9:42:21 AM |
| 36 bids
|