Sales Report:Supplement No. 176 dated Apr 15, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
311818
This series of Notes was issued and sold upon the funding of the borrower loan #41878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 19.30% |
Final borrower rate/APR:
| 20.30% / 22.54% |
Final monthly payment:
| $111.95 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Part-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 4m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $22,794 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 95% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| huskergrl832 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 640-659
(Oct-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Professional - lower payments
Hi everyone, I'm a 31 year old professional with a graduate degree.?I was recently the victim of a downsizing, causing me to live off credit for several months. Now that I have secured a job, I would like to pursue something that would consolidate my payments into one account and help me get in front of the debt.
I am responsible, and even when I was between jobs I always made payments on time.? I paid off my previous Prosper loan early. I am a savvy business person and along with my job I have several professional contracts that generate some extra income for me.? Although I no longer rely on credit, I can't get ahead of the debt.? So, please help me out.? I promise that you'll be glad you did!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, I am impressed by your payment history, but concerned by the part time work.
Can you tell me the nature of your work?
What are your prospects for going full time?
How secure do you feel this position is? - CA_Lender
A:
Part-time is built into my job with a local governmental organization so they don't have to pay benefits and ensure that I won't work more than 39 hours a week (overtime). It is a very generous hourly rate that more than pays the bills. There might be opportunity to go on salary the next budget cycle (June) but it is not guaranteed. I feel secure, as the position is critical to their success. I also have several consulting contracts that are helping me catch up financially.
(Apr-09-2010)
Q:
What rate is the $22,000 of revolving credit balance? - visionary-deal3
A:
They vary, most are low (about 15%) but I have $3,000 at 28% that I want at a lower rate so I can kill the card and get ahead on it. That's why this loan is for a lower amount.
(Apr-10-2010)
Q:
I thought you had another loan listed recently?. Why was that withdrawn?. - principal-star
A:
I haven't listed a loan with prosper recently, that I'm aware of. I had a previous loan I paid off early. Your comment concerns me, do you know how I would look into this further (outside of contacting Prosper)?
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| _SCI_ | $25.00 | $25.00 | 4/5/2010 5:13:44 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/5/2010 10:43:13 PM |
| brightest-dignified-penny | $50.00 | $50.00 | 4/7/2010 4:29:09 PM |
| TheLoanManCan | $25.00 | $25.00 | 4/10/2010 6:26:57 AM |
| bold-attentive-listing | $72.55 | $72.55 | 4/10/2010 2:14:57 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:36:53 AM |
| Nasdaq | $25.00 | $25.00 | 4/11/2010 9:58:19 AM |
| guardian3 | $25.00 | $25.00 | 4/11/2010 4:16:00 PM |
| mkvance | $33.12 | $33.12 | 4/11/2010 7:57:27 PM |
| Astyanax | $30.00 | $30.00 | 4/11/2010 6:31:37 PM |
| AF-Chief | $35.00 | $35.00 | 4/12/2010 10:42:12 AM |
| Mikale360 | $25.00 | $25.00 | 4/12/2010 7:32:24 AM |
| Leshan | $27.54 | $27.54 | 4/12/2010 7:40:39 AM |
| pnqiad | $25.00 | $25.00 | 4/12/2010 11:49:43 AM |
| eretro | $36.33 | $36.33 | 4/12/2010 12:11:49 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 4/12/2010 12:45:32 PM |
| DasMula | $25.00 | $25.00 | 4/12/2010 1:52:57 PM |
| ddoneday | $25.00 | $25.00 | 4/12/2010 2:09:03 PM |
| usbank | $25.00 | $25.00 | 4/12/2010 3:08:12 PM |
| fireferd | $63.96 | $63.96 | 4/12/2010 2:36:57 PM |
| leverage-reaction | $25.00 | $25.00 | 4/12/2010 12:27:55 PM |
| kindness-venture1 | $25.00 | $25.00 | 4/12/2010 3:53:52 PM |
| platinum-czar | $365.00 | $365.00 | 4/12/2010 3:54:45 PM |
| DasMula | $25.00 | $25.00 | 4/12/2010 3:55:36 PM |
| soulblest | $42.02 | $42.02 | 4/12/2010 2:55:18 PM |
| CA_Lender | $25.00 | $25.00 | 4/12/2010 4:00:06 PM |
| capital-kingdom | $25.00 | $25.00 | 4/12/2010 3:46:47 PM |
| bill-expert | $200.00 | $200.00 | 4/12/2010 3:59:58 PM |
| ProModelA | $25.00 | $25.00 | 4/12/2010 4:15:24 PM |
| YoungTaxMan | $50.00 | $50.00 | 4/12/2010 4:13:01 PM |
| bobnewt | $50.00 | $50.00 | 4/12/2010 4:23:35 PM |
| patriot384 | $100.00 | $100.00 | 4/12/2010 4:25:15 PM |
| Aberdeen | $400.00 | $400.00 | 4/5/2010 5:13:46 PM |
| twjh | $25.00 | $25.00 | 4/5/2010 5:15:07 PM |
| atomantic | $100.00 | $100.00 | 4/6/2010 12:10:54 PM |
| LuvToLend | $25.00 | $25.00 | 4/6/2010 7:26:09 PM |
| sweety075 | $25.00 | $25.00 | 4/7/2010 7:54:08 PM |
| Kash2010lu | $35.00 | $35.00 | 4/9/2010 8:00:05 AM |
| IrrationalPi | $25.00 | $25.00 | 4/9/2010 1:46:51 PM |
| dpries123 | $25.00 | $25.00 | 4/9/2010 7:11:21 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/9/2010 11:44:14 PM |
| realtormoises | $25.00 | $25.00 | 4/9/2010 8:10:37 PM |
| MoneyOnTheMoon | $100.00 | $100.00 | 4/9/2010 9:19:24 PM |
| loanman2007 | $100.00 | $100.00 | 4/10/2010 6:11:02 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 4/10/2010 8:23:37 PM |
| jdtrip03 | $62.00 | $62.00 | 4/10/2010 8:41:35 PM |
| peregrine | $51.62 | $51.62 | 4/11/2010 3:44:24 PM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:47:58 PM |
| peaceful-cash5 | $25.00 | $25.00 | 4/12/2010 9:58:20 AM |
| PotBellyPete | $25.00 | $25.00 | 4/12/2010 12:00:50 PM |
| Drivindabus | $25.00 | $25.00 | 4/12/2010 12:19:54 PM |
| ultimate-peace | $200.00 | $53.43 | 4/12/2010 10:23:56 AM |
| cforell | $27.43 | $27.43 | 4/12/2010 2:01:12 PM |
| icon7 | $30.00 | $30.00 | 4/12/2010 2:06:06 PM |
| wild-orange | $25.00 | $25.00 | 4/12/2010 11:34:03 AM |
| divine940 | $25.00 | $25.00 | 4/12/2010 2:54:35 PM |
| Bob450 | $35.00 | $35.00 | 4/12/2010 4:14:15 PM |
| Nerdster1 | $50.00 | $50.00 | 4/12/2010 4:21:02 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
451890
This series of Notes was issued and sold upon the funding of the borrower loan #41857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,250.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $197.96 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $189.80 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 5m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 18 |
Occupation: | Engineer - Chemical |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,449 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| brainy-credit3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
This loan will be used to pay off the balances in VARIABLE high interest credit cards. Due to the recent card act, credit card companies are hiking the variable interest rates with unnecessary fees although I've NOT missed a single monthly payment and NOT applied for new credit in the past year. Like myself, many responsible credit card holders are probably thinking of other options.
My financial situation:
I am a good candidate for this loan because I'm employed and will be gladly making monthly payments for this loan WITHOUT default of any sort. And, I've not applied for new credit in the past year. The monthly payments for this loan will be taken from the budget allocated for credit cards. And, my savings goal will not be affected with this loan. This loan will just replace paying off excess monthly credit card payments with a FIXED monthly payment to Prosper.
Monthly net income: $ 4100
Monthly expenses: Total: 3000/- incl the monthly payment for this loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What happened to the auto loan you wanted to pay off? - Trakissta
A:
Thanks for the question. I plan to refinance the auto loan with my credit union at a better rate than prosper. Thanks.
(Mar-29-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Havnfun | $25.00 | $25.00 | 3/30/2010 9:22:55 AM |
| Gatorzilla | $35.00 | $35.00 | 3/30/2010 5:51:13 PM |
| DJReflections | $25.00 | $25.00 | 3/31/2010 6:19:55 AM |
| Reliance_Banker | $50.00 | $50.00 | 3/31/2010 3:36:59 PM |
| northern_paddler | $25.00 | $25.00 | 3/31/2010 6:29:21 PM |
| rockhound84 | $25.00 | $25.00 | 3/31/2010 6:21:04 PM |
| webfeet | $25.00 | $25.00 | 4/1/2010 6:32:37 AM |
| principal-star | $25.00 | $25.00 | 4/1/2010 10:06:13 AM |
| nurat | $64.59 | $64.59 | 4/1/2010 12:52:30 PM |
| BobJohnson | $30.00 | $30.00 | 4/1/2010 2:16:47 PM |
| Ebanco | $25.00 | $25.00 | 4/1/2010 9:23:23 PM |
| 2020 | $35.00 | $35.00 | 4/2/2010 7:12:18 AM |
| aultraman | $25.00 | $25.00 | 4/2/2010 11:28:06 AM |
| padewy | $25.00 | $25.00 | 4/2/2010 4:45:27 PM |
| SeekingAlpha | $25.00 | $25.00 | 4/2/2010 5:05:57 PM |
| draggon77 | $25.00 | $25.00 | 4/2/2010 5:23:56 PM |
| brondero | $400.00 | $400.00 | 4/2/2010 6:03:48 PM |
| wise-courageous-social | $50.00 | $50.00 | 4/2/2010 7:18:19 PM |
| investment-seeker7 | $25.00 | $25.00 | 4/2/2010 5:15:30 PM |
| ritwik | $50.00 | $50.00 | 4/2/2010 8:57:06 PM |
| oceanside | $25.00 | $25.00 | 4/2/2010 5:58:33 PM |
| power-secret-agent | $25.00 | $25.00 | 4/2/2010 6:24:31 PM |
| youthful-reward0 | $25.00 | $25.00 | 4/3/2010 6:38:54 PM |
| psalms6612 | $25.00 | $25.00 | 4/3/2010 7:17:24 PM |
| tkr2 | $100.00 | $100.00 | 4/4/2010 11:35:47 AM |
| patriot384 | $100.00 | $100.00 | 4/5/2010 6:41:27 AM |
| wonder3 | $25.00 | $25.00 | 4/5/2010 6:03:39 AM |
| dorypro | $25.00 | $25.00 | 4/4/2010 6:23:17 PM |
| jcw3rd | $25.00 | $25.00 | 4/5/2010 9:05:42 AM |
| sainswor99 | $25.00 | $25.00 | 4/4/2010 10:00:11 PM |
| Leshan | $25.00 | $25.00 | 4/5/2010 9:06:37 AM |
| highland-glass | $200.00 | $200.00 | 4/5/2010 9:34:21 AM |
| hutmacher | $100.00 | $100.00 | 4/5/2010 6:58:14 AM |
| richmondcowboy | $25.00 | $25.00 | 4/5/2010 11:31:53 AM |
| gunderstone | $25.00 | $25.00 | 4/5/2010 1:57:41 PM |
| forthright-trade | $25.00 | $25.00 | 4/5/2010 3:05:05 PM |
| fireferd | $50.00 | $50.00 | 4/5/2010 2:40:48 PM |
| myduck | $50.00 | $50.00 | 4/5/2010 2:55:26 PM |
| greenback-ally | $50.00 | $50.00 | 4/5/2010 3:28:03 PM |
| Bob450 | $35.00 | $35.00 | 4/5/2010 3:36:25 PM |
| broker558 | $25.00 | $25.00 | 4/5/2010 3:34:42 PM |
| gmanrex | $100.00 | $100.00 | 4/5/2010 2:39:07 PM |
| coup173 | $50.00 | $50.00 | 4/5/2010 2:41:01 PM |
| wwwUniversal | $25.00 | $25.00 | 4/5/2010 3:08:17 PM |
| mammalian4 | $50.00 | $50.00 | 4/5/2010 3:42:22 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 3:44:38 PM |
| income-fortress | $25.00 | $25.00 | 3/29/2010 4:18:02 PM |
| funds-zeus | $50.00 | $50.00 | 3/29/2010 9:27:00 PM |
| atomantic | $25.00 | $25.00 | 3/30/2010 1:49:01 AM |
| Sol_Invictus | $25.00 | $25.00 | 3/30/2010 8:19:32 AM |
| SaintMatthew | $25.00 | $25.00 | 3/30/2010 8:35:56 PM |
| kttalamo | $25.00 | $25.00 | 3/30/2010 10:07:51 PM |
| golffish2 | $100.00 | $100.00 | 3/31/2010 9:04:34 AM |
| JBG | $25.00 | $25.00 | 3/31/2010 8:38:33 AM |
| Bocephus1959 | $25.00 | $25.00 | 3/31/2010 5:55:25 PM |
| MarcusOcean | $50.00 | $50.00 | 3/31/2010 7:09:08 PM |
| sharp-credit | $1,000.00 | $1,000.00 | 3/31/2010 11:15:18 PM |
| prohelper | $25.00 | $25.00 | 4/1/2010 10:49:49 AM |
| debtcollector | $50.00 | $50.00 | 4/1/2010 1:51:41 PM |
| truth-trapper | $25.00 | $25.00 | 4/1/2010 5:23:34 PM |
| spiff666 | $25.00 | $25.00 | 4/2/2010 6:55:17 AM |
| Lastavatar | $50.00 | $50.00 | 4/2/2010 8:53:21 AM |
| interact | $25.00 | $25.00 | 4/2/2010 9:26:46 AM |
| gilbrear | $25.00 | $25.00 | 4/2/2010 5:41:36 PM |
| worthy-bid4 | $25.00 | $25.00 | 4/2/2010 7:24:49 PM |
| JedClampett | $75.00 | $75.00 | 4/2/2010 8:18:48 PM |
| Goddess-4-one | $58.24 | $58.24 | 4/3/2010 2:58:21 AM |
| orange-pound-party | $32.51 | $32.51 | 4/2/2010 7:02:58 PM |
| Mindful7 | $25.00 | $25.00 | 4/3/2010 7:27:35 AM |
| herman7 | $25.00 | $25.00 | 4/3/2010 8:06:03 AM |
| justme4now | $25.00 | $25.00 | 4/3/2010 6:08:27 AM |
| integrity-doctor | $100.00 | $100.00 | 4/3/2010 12:18:44 PM |
| JustMee | $25.00 | $25.00 | 4/4/2010 6:55:22 AM |
| MoneyTree79 | $35.04 | $35.04 | 4/4/2010 9:10:29 AM |
| Milonguero | $100.00 | $100.00 | 4/4/2010 7:47:07 AM |
| Bizern | $25.00 | $25.00 | 4/4/2010 3:27:10 PM |
| JCM_MN | $34.00 | $34.00 | 4/4/2010 2:50:13 PM |
| OGS_Capital | $25.00 | $25.00 | 4/5/2010 7:59:26 AM |
| conductor146 | $25.00 | $19.73 | 4/5/2010 9:36:53 AM |
| simeonthewhale | $35.89 | $35.89 | 4/5/2010 7:22:00 AM |
| CashBank | $25.00 | $25.00 | 4/5/2010 8:32:27 AM |
| rate-hickory | $25.00 | $25.00 | 4/5/2010 9:03:07 AM |
| dollar-authority | $300.00 | $300.00 | 4/5/2010 9:17:11 AM |
| khamlagirl | $25.00 | $25.00 | 4/5/2010 12:14:29 PM |
| Taho | $50.00 | $50.00 | 4/5/2010 1:14:49 PM |
| MrLeft | $60.00 | $60.00 | 4/5/2010 12:23:13 PM |
| icon7 | $25.00 | $25.00 | 4/5/2010 2:00:31 PM |
| SkinnyFish | $50.00 | $50.00 | 4/5/2010 1:56:43 PM |
| charming-point | $100.00 | $100.00 | 4/5/2010 1:40:55 PM |
| best-credit-sushi | $25.00 | $25.00 | 4/5/2010 2:23:39 PM |
| friendinmoney | $25.00 | $25.00 | 4/5/2010 3:46:06 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
452278
This series of Notes was issued and sold upon the funding of the borrower loan #41729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $332.55 |
|
Final lender yield:
| 27.00% |
Final borrower rate/APR:
| 28.00% / 30.35% |
Final monthly payment:
| $330.91 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.67% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 19% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 27y 7m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 23 |
Occupation: | Police Officer/Corr... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $267 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 6% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| RoadMan777 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 36% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < mo. late:
| 15
( 60% )
| 760-779
(Feb-2010)
680-699
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 1
( 4% )
|
|
Total payments billed:
| 25 | | |
Description
WEDDING HOPEFUL NEEDS YOUR HELP
Purpose of loan:
My first?Prosper Loan has?BEEN PAID-IN-FULL AND WAS?PAID-OFF-EARLY.? I'm requesting this second Prosper Loan?to provide funds for my two daughters who have recently become engaged.?
My wife was?recovering from 2 battles with cancer, but is now fighting her third battle which is terminal.?Our financial situation and credit was adversely affected during the worst times of her illness.?
To see our daughters marry?with my wife by my side would be a blessing!??I've?been a State Trooper with the Florida Highway Patrol for 27 plus?years. I'm a man of integrity and good character who is hopeful to raise these funds for both weddings to happen before my wife looses?her battle with this cancer.? I'm fully capable of paying my bills as well as making an additional monthly payment for this loan.?
With that in mind, and with the hope of wedding blessings?please help my loan get fully funded. Thank you, in advance.
My financial situation:
I offer this snapshot of my monthly financial obligations as a means to show that I am capable of , once again, paying my Prosper account responsibly with the goal of paying off my loan within three years or less:?
Monthly Income: $5916.00 (includes my spouse)
Monthly expenses: $4267.00
Remaining cash flow/savings: $1649.00
Monthly Breakdown...
Housing: $1400.00 (includes taxes & insurance)
Auto Insurance: $79.00
Car expenses: $718.00 (includes gas)
Utilities: $704.00 (electric, telephones, water)?
Cable, Internet: $89.00
Food, entertainment: $600.00
Clothing, household expenses $100.00
Credit cards and other loans: $477.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
On your previous loan, why was your payment late so often? - CashFlow13
A:
My loan payment was most often paid "within the grace period". I did not realize until recently that Prosper considered paying within the grace period "late". With the exception of once (when my wife was in the hospital) I considered my payments on-time and never was I assed a late payment fee. This time around I will pay on or before my due date considering what I now know about paying within the grace period. Thank you for your consideration.
(Apr-02-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| charming-point | $300.00 | $300.00 | 3/31/2010 4:11:42 PM |
| matt_2006 | $25.00 | $25.00 | 4/2/2010 6:50:56 AM |
| CashFlow13 | $2,000.00 | $2,000.00 | 4/2/2010 6:53:01 AM |
| honorable-yield | $50.00 | $50.00 | 4/2/2010 10:01:42 AM |
| 30Sky | $25.00 | $25.00 | 4/2/2010 4:44:46 PM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 9:18:40 PM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 9:19:06 PM |
| rustysailor | $25.00 | $25.00 | 4/3/2010 8:31:53 AM |
| DasMula | $25.00 | $25.00 | 4/2/2010 10:07:12 PM |
| well-mannered-income3 | $75.00 | $75.00 | 4/3/2010 5:36:34 AM |
| us957165 | $25.00 | $25.00 | 4/4/2010 7:11:34 PM |
| well-mannered-income3 | $40.00 | $40.00 | 4/4/2010 3:47:42 PM |
| b-rent | $25.00 | $25.00 | 4/5/2010 4:13:06 PM |
| smart-gain | $50.00 | $50.00 | 4/5/2010 4:14:36 PM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 4:54:30 PM |
| mrxtravis | $94.54 | $94.54 | 4/5/2010 6:43:35 PM |
| vest_vortex | $25.00 | $25.00 | 4/5/2010 6:44:59 PM |
| brondero | $70.00 | $70.00 | 4/5/2010 7:18:44 PM |
| well-mannered-income3 | $50.00 | $50.00 | 4/5/2010 6:48:31 PM |
| lender12345 | $25.00 | $25.00 | 4/5/2010 11:02:26 PM |
| Ducatiman1978 | $114.24 | $114.24 | 4/5/2010 9:56:21 PM |
| Toystore | $50.00 | $50.00 | 4/6/2010 8:15:56 AM |
| well-mannered-income3 | $40.00 | $40.00 | 4/6/2010 3:26:49 PM |
| Tono | $25.00 | $25.00 | 4/6/2010 4:52:22 PM |
| CashFlow13 | $1,000.00 | $876.47 | 4/6/2010 7:02:07 PM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 9:36:46 PM |
| umfan123 | $25.00 | $25.00 | 4/7/2010 6:09:40 AM |
| rvfbroker | $25.00 | $25.00 | 4/7/2010 4:21:54 AM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:35:53 AM |
| scoobiedoo | $25.00 | $25.00 | 4/6/2010 8:50:38 PM |
| credit-missile | $121.10 | $121.10 | 4/7/2010 8:25:01 AM |
| credit-missile | $25.00 | $25.00 | 4/7/2010 8:40:32 AM |
| rustysailor | $25.00 | $25.00 | 4/7/2010 8:08:08 AM |
| mlj0671 | $30.00 | $30.00 | 4/7/2010 8:18:38 AM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 9:12:42 AM |
| credit-tornado689 | $100.00 | $100.00 | 4/7/2010 10:01:16 AM |
| leverage-monger | $25.00 | $25.00 | 4/7/2010 10:25:00 AM |
| run26miles | $50.00 | $50.00 | 4/7/2010 8:05:22 AM |
| des_strm_vet | $25.00 | $25.00 | 4/7/2010 10:25:23 AM |
| anarchy1985 | $25.00 | $25.00 | 4/7/2010 10:50:49 AM |
| forthright-trade | $25.00 | $25.00 | 4/7/2010 10:54:15 AM |
| frogperson | $200.00 | $200.00 | 4/7/2010 9:31:16 AM |
| djkaiser | $31.66 | $31.66 | 4/7/2010 12:08:55 PM |
| COCHINOBOY | $100.00 | $100.00 | 4/7/2010 1:30:01 PM |
| american-investor | $25.00 | $25.00 | 4/7/2010 12:45:29 PM |
| draggon77 | $25.00 | $25.00 | 4/7/2010 12:51:52 PM |
| SlickNick | $25.00 | $25.00 | 4/7/2010 12:01:50 PM |
| social-conductor4 | $25.00 | $25.00 | 4/7/2010 3:52:05 PM |
| 124SpiderMan | $50.00 | $50.00 | 4/7/2010 1:39:18 PM |
| Pu239 | $50.00 | $50.00 | 4/7/2010 1:46:54 PM |
| copper | $30.00 | $30.00 | 3/31/2010 4:11:39 PM |
| Helenska11 | $25.00 | $25.00 | 3/31/2010 6:00:21 PM |
| FinDoc | $25.00 | $25.00 | 4/1/2010 8:59:54 AM |
| reflective-rupee | $100.00 | $100.00 | 4/1/2010 8:54:48 AM |
| ChrisKwan | $25.00 | $25.00 | 4/1/2010 9:37:02 AM |
| well-mannered-income3 | $50.00 | $50.00 | 4/1/2010 2:54:31 PM |
| marinbb | $100.00 | $100.00 | 4/1/2010 7:57:43 PM |
| frogperson | $50.00 | $50.00 | 4/2/2010 10:20:27 AM |
| Cypher041 | $25.00 | $25.00 | 4/2/2010 2:40:17 PM |
| Prairie-MN | $30.00 | $30.00 | 4/2/2010 8:52:08 PM |
| reflective-rupee | $100.00 | $100.00 | 4/2/2010 9:18:52 PM |
| DasMula | $25.00 | $25.00 | 4/2/2010 10:06:57 PM |
| DasMula | $25.00 | $25.00 | 4/2/2010 10:07:26 PM |
| jerrymaguire | $27.19 | $27.19 | 4/2/2010 10:03:57 PM |
| credit-coach118 | $25.00 | $25.00 | 4/3/2010 9:03:57 PM |
| euro-jet | $25.00 | $25.00 | 4/4/2010 5:27:41 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/5/2010 10:07:05 AM |
| mmrothsc | $26.91 | $26.91 | 4/5/2010 4:53:31 PM |
| Bob450 | $50.00 | $50.00 | 4/5/2010 9:27:08 PM |
| Kash2010lu | $25.00 | $25.00 | 4/5/2010 9:32:40 PM |
| exchange-cowbell5 | $25.00 | $25.00 | 4/5/2010 7:50:43 PM |
| COCHINOBOY | $151.77 | $151.77 | 4/6/2010 12:39:58 PM |
| Your_Bank | $100.00 | $100.00 | 4/6/2010 2:21:17 PM |
| KlarthXVII | $25.00 | $25.00 | 4/6/2010 2:48:02 PM |
| Frosty | $25.00 | $25.00 | 4/6/2010 3:33:22 PM |
| Billfred | $25.00 | $25.00 | 4/6/2010 5:15:30 PM |
| jhouman | $25.00 | $25.00 | 4/6/2010 5:15:50 PM |
| brother_tam | $200.00 | $200.00 | 4/6/2010 6:44:50 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/6/2010 7:01:35 PM |
| Your_Bank | $50.00 | $50.00 | 4/6/2010 5:28:24 PM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 8:33:30 PM |
| msmlender | $50.00 | $50.00 | 4/7/2010 5:55:39 AM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 7:50:18 AM |
| LeoBUSIIT | $25.00 | $25.00 | 4/7/2010 7:55:15 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/6/2010 11:15:51 PM |
| dollar-authority | $200.00 | $200.00 | 4/7/2010 7:38:33 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/7/2010 8:55:09 AM |
| interest-friendship | $75.00 | $75.00 | 4/7/2010 9:00:51 AM |
| PCity-LOA15 | $26.16 | $26.16 | 4/7/2010 9:28:49 AM |
| revenue-channel8 | $100.00 | $100.00 | 4/7/2010 6:05:19 AM |
| COCHINOBOY | $66.88 | $66.88 | 4/7/2010 1:31:30 PM |
| thoughtful-justice8 | $25.00 | $25.00 | 4/7/2010 1:44:17 PM |
| Leshan | $54.36 | $54.36 | 4/7/2010 2:07:25 PM |
| stu6703 | $33.70 | $33.70 | 4/7/2010 2:13:08 PM |
| hglrfdom | $25.00 | $25.00 | 4/7/2010 11:23:39 AM |
| SudianX | $30.00 | $30.00 | 4/7/2010 1:53:55 PM |
| wise-courageous-social | $25.00 | $25.00 | 4/7/2010 1:59:02 PM |
| balanced-balance6 | $25.00 | $25.00 | 4/7/2010 2:07:52 PM |
| prov1022 | $25.00 | $25.00 | 4/7/2010 3:57:47 PM |
| credit-missile | $30.02 | $30.02 | 4/7/2010 2:17:32 PM |
| invisible_hand | $50.00 | $50.00 | 4/7/2010 3:37:51 PM |
| Engineer44 | $25.00 | $25.00 | 4/7/2010 3:57:44 PM |
| 102 bids
|
Borrower Payment Dependent Notes Series
452288
This series of Notes was issued and sold upon the funding of the borrower loan #41778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 22.50% |
Starting borrower rate/APR:
| 23.50% / 25.78% |
Starting monthly payment:
| $584.56 |
|
Final lender yield:
| 22.24% |
Final borrower rate/APR:
| 23.24% / 25.52% |
Final monthly payment:
| $582.52 |
| |
|
Auction yield range:
| 8.04% - 22.50% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 8m |
|
Credit score:
| 760-779 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,515 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 13% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| MicroVentures |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New homebuyer: larger down payment
Purpose of loan:
This loan will be used to put a larger down payment on my first home. I recently found a great home in Paoli, PA and had my offer accepted. I do have the funds to cover a 20% down payment, but only if I empty out my 401(k). A Prosper loan's interest rate will be lower than expected taxes and I will get to keep my funds in my retirement accounts for retirement (where hopefully they'll continue to recover from the recession over the next few decades). In return, you as the lender will earn interest from someone who has a credit score in the high 790's/low 800's, a stable day job in middle management, and owns a burgeoning dance studio on the side. I am accustomed to working 2 or 3 jobs at a time, so I will work just as hard to pay you back.
I've also been a Prosper lender myself, so I am thrilled to be on this side of the community now. Please feel free to follow up with any questions!
My financial situation:
$116k in 401(k)
$20k in liquid cash accounts
$12k in semi-liquid mutual funds and Roth IRA
$35k loaned to family friend, payment date: October 2010 (via a notarized promissory note)
Monthly pay: $6500 gross
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Great credit, good job, inspired to make more for yourself...I'm guessing that you're banking on the rate to be bought down substantially, but if not how long do you plan on holding the loan? - systematic-fairness
A:
I'm most concerned about interim liquidity-- I have the assets and will bring in more over the next year or so from my job and from my new dance studio, but I just don't want to break my 401(k) open in the meantime. I will accept the existing rate whether bid down or not. If the rate remains high, I will look to pay off early in 1-2 years instead of holding it for the full 3 year term.
(Apr-06-2010)
Q:
would one possibility be to take out a loan from 401K? what is the name of your dance studio? - shrewd-income
A:
Great ?, my plan limit: 1 loan/365 days. Took 401k loan last Oct for studio, www.thedancemuse.com. That's separate LLC, w/$20k left in operating capital, and NOT included in personal financials above. (I've $162 in 401k but listed $116k to back out $45k or so remaining in loan- so it's not being counted in my financials above in any way).
Note: 401k paid back w/POST-tax $, and taxed again when withdrawing for real so you pay tax 2x+interest; so 401k loan is not w/out significant costs.
(Apr-07-2010)
Q:
interesting....i do plan to bid, what job/industry are you in? r u one of the instructors also? just curious, thanks! - shrewd-income
A:
I work with Excel and numbers all day long; boring and totally unrelated. I don't teach, but I do sub in for teachers when needed. Thanks for looking at my listing!
(Apr-08-2010)
Q:
what are your monthly expenses? Please include taxes and other deductions. - beakerfish
A:
Non-discretionary expenses - Rent: $464 (I have a roommate), Utilities: $50-$75, Auto/renter's insurance: $50, cell phone: $80, groceries: $100, gas: $50
TOTAL: $794-$819 ******
Discretionary expenses - Dining/entertainment: $300, 401(k) contribution: $1375
TOTAL: $1675 <-- will be reduced for loan payments.
******No car payment, no student loans or any debt.
(Apr-11-2010)
Q:
As you will qualify for either an $8K or $6.5 tax credit since your offer was accepted prior 4/30/10 will you use your income tax refund to repay the loan early? - jpblan11
A:
Yes, that is a strong possibility, as this loan is at a much higher interest rate compared to the mortgage. And, on a personal level, I really dislike carrying debt.
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| inismor | $25.00 | $25.00 | 4/5/2010 4:48:46 PM |
| ScoopnDots | $50.00 | $50.00 | 4/5/2010 4:48:12 PM |
| heroic-hope5 | $25.00 | $25.00 | 4/5/2010 4:58:36 PM |
| income-fortress | $25.00 | $25.00 | 4/5/2010 4:58:42 PM |
| stockpiler079 | $25.00 | $25.00 | 4/5/2010 4:58:53 PM |
| tnjohnso | $25.00 | $25.00 | 4/5/2010 5:07:58 PM |
| wealth-pal3 | $25.00 | $25.00 | 4/5/2010 5:16:11 PM |
| frogperson | $50.00 | $50.00 | 4/5/2010 5:16:13 PM |
| generosity-berserker | $25.00 | $25.00 | 4/5/2010 5:15:41 PM |
| top-courteous-peso | $25.00 | $25.00 | 4/5/2010 5:16:02 PM |
| goldenhamster | $104.42 | $104.42 | 4/5/2010 6:53:16 PM |
| blissful-note7 | $25.00 | $25.00 | 4/6/2010 5:49:47 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 4/6/2010 6:52:48 AM |
| reflective-rupee | $500.00 | $500.00 | 4/6/2010 6:52:37 AM |
| mickw2000 | $25.00 | $25.00 | 4/6/2010 9:55:48 AM |
| Spiderman55 | $25.00 | $25.00 | 4/6/2010 11:15:35 AM |
| 371millwood | $200.00 | $200.00 | 4/6/2010 11:17:29 AM |
| vutah | $25.00 | $25.00 | 4/6/2010 9:35:55 AM |
| Imaginos1892 | $150.00 | $150.00 | 4/6/2010 8:34:07 PM |
| mercuriant | $25.00 | $25.00 | 4/7/2010 1:10:26 AM |
| blackbear | $75.00 | $75.00 | 4/7/2010 11:58:13 AM |
| enthralling-investment | $25.00 | $25.00 | 4/7/2010 1:57:26 PM |
| wise-blazing-currency | $50.00 | $50.00 | 4/7/2010 3:45:41 PM |
| pythia | $25.00 | $25.00 | 4/7/2010 7:54:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/7/2010 5:55:42 PM |
| FL-Lender | $50.00 | $50.00 | 4/7/2010 7:14:41 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/8/2010 4:48:26 AM |
| payout-guru | $25.00 | $25.00 | 4/8/2010 5:48:12 AM |
| sunshinysmiles | $25.00 | $25.00 | 4/8/2010 1:18:34 PM |
| reflective-rupee | $500.00 | $500.00 | 4/8/2010 4:00:42 PM |
| well-mannered-income3 | $150.00 | $150.00 | 4/8/2010 4:16:40 PM |
| DasMula | $25.00 | $25.00 | 4/8/2010 8:58:14 PM |
| DasMula | $25.00 | $25.00 | 4/8/2010 8:58:54 PM |
| enthralling-investment | $25.00 | $25.00 | 4/9/2010 5:40:58 AM |
| DasMula | $25.00 | $25.00 | 4/8/2010 8:58:41 PM |
| tearingstar | $28.74 | $28.74 | 4/8/2010 10:13:48 PM |
| nimble-revenue | $33.34 | $33.34 | 4/9/2010 12:59:32 PM |
| Prairie-MN | $30.00 | $30.00 | 4/9/2010 6:16:17 PM |
| 113121 | $958.56 | $776.63 | 4/9/2010 7:51:37 PM |
| MoneyOnTheMoon | $250.00 | $250.00 | 4/9/2010 9:23:43 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/9/2010 11:49:05 PM |
| toplinetrading | $25.00 | $25.00 | 4/9/2010 6:16:02 PM |
| mac976 | $25.00 | $25.00 | 4/10/2010 12:57:39 AM |
| msmlender | $25.00 | $25.00 | 4/10/2010 10:02:13 AM |
| Bob450 | $100.00 | $100.00 | 4/10/2010 7:32:14 AM |
| E-B | $50.00 | $50.00 | 4/10/2010 3:34:01 AM |
| heroic-benefit | $240.00 | $240.00 | 4/10/2010 10:32:21 AM |
| admirable-loyalty | $50.00 | $50.00 | 4/10/2010 12:08:59 PM |
| loan-fate | $25.00 | $25.00 | 4/10/2010 6:20:07 PM |
| kenang1 | $32.00 | $32.00 | 4/10/2010 8:19:01 PM |
| KDW08 | $25.00 | $25.00 | 4/10/2010 7:47:41 PM |
| foothillender | $25.00 | $25.00 | 4/10/2010 2:48:04 PM |
| pani5ue | $25.00 | $25.00 | 4/10/2010 3:28:18 PM |
| misstdoe | $40.00 | $40.00 | 4/10/2010 3:42:59 PM |
| Bigj | $100.00 | $100.00 | 4/10/2010 4:05:38 PM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:02:55 PM |
| credit-missile | $75.00 | $75.00 | 4/11/2010 1:27:30 PM |
| icess285 | $25.00 | $25.00 | 4/11/2010 7:13:37 AM |
| rob095 | $35.00 | $35.00 | 4/11/2010 3:28:58 PM |
| payout-comet | $25.00 | $25.00 | 4/11/2010 8:15:29 AM |
| aztec | $100.00 | $100.00 | 4/11/2010 6:27:27 PM |
| loss-of-control | $50.00 | $50.00 | 4/11/2010 5:54:38 PM |
| LeadFoot | $25.00 | $25.00 | 4/11/2010 12:03:45 PM |
| Kash2010lu | $25.00 | $25.00 | 4/11/2010 12:55:10 PM |
| principal-star | $25.00 | $25.00 | 4/11/2010 8:40:42 PM |
| euro-jet | $25.00 | $25.00 | 4/11/2010 9:35:39 PM |
| ag-ventures | $39.85 | $39.85 | 4/11/2010 9:06:31 PM |
| Nasdaq | $25.00 | $25.00 | 4/12/2010 12:41:51 AM |
| patriot384 | $100.00 | $100.00 | 4/12/2010 6:55:55 AM |
| calbertrand | $25.00 | $25.00 | 4/12/2010 7:02:50 AM |
| buffalobills | $25.00 | $25.00 | 4/12/2010 7:25:20 AM |
| network2 | $50.00 | $50.00 | 4/11/2010 6:39:01 PM |
| crdcteng | $25.00 | $25.00 | 4/12/2010 7:56:53 AM |
| mammalian4 | $25.00 | $25.00 | 4/11/2010 8:06:23 PM |
| exciting-fairness | $200.00 | $200.00 | 4/12/2010 10:32:21 AM |
| bazaar-pizza | $50.00 | $50.00 | 4/12/2010 3:51:20 AM |
| blue-dollar-jet | $25.00 | $25.00 | 4/12/2010 9:55:04 AM |
| csa_101824 | $25.00 | $25.00 | 4/12/2010 10:45:22 AM |
| Pressure_Drop | $239.19 | $239.19 | 4/12/2010 11:26:28 AM |
| rate-hickory | $25.00 | $25.00 | 4/12/2010 8:30:17 AM |
| scoobiedoo | $25.00 | $25.00 | 4/12/2010 8:43:18 AM |
| unitedbankofg | $38.44 | $38.44 | 4/12/2010 11:56:43 AM |
| scottr | $25.00 | $25.00 | 4/12/2010 12:02:54 PM |
| autonomous-truth | $250.00 | $250.00 | 4/12/2010 12:49:44 PM |
| fund-medalist171 | $25.00 | $25.00 | 4/12/2010 1:36:23 PM |
| Frosty | $25.00 | $25.00 | 4/12/2010 3:26:18 PM |
| money-boomarang | $25.00 | $25.00 | 4/12/2010 3:12:13 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/12/2010 4:17:27 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 4/12/2010 4:13:45 PM |
| duty-monger | $50.00 | $50.00 | 4/5/2010 4:38:23 PM |
| investor_101 | $25.00 | $25.00 | 4/5/2010 4:36:39 PM |
| sociallender | $25.00 | $25.00 | 4/5/2010 4:58:29 PM |
| FinDoc | $25.00 | $25.00 | 4/5/2010 5:10:46 PM |
| elegant-loot | $25.00 | $25.00 | 4/5/2010 6:39:15 PM |
| SFBank | $200.00 | $200.00 | 4/5/2010 8:13:03 PM |
| brilliant-balance | $25.00 | $25.00 | 4/5/2010 9:21:33 PM |
| crippledcircus | $50.00 | $50.00 | 4/6/2010 6:37:01 AM |
| reflective-rupee | $250.00 | $250.00 | 4/6/2010 6:52:26 AM |
| tntmojave | $25.00 | $25.00 | 4/6/2010 7:13:14 AM |
| webfeet | $25.00 | $25.00 | 4/6/2010 1:06:32 PM |
| JoePaNation | $150.00 | $150.00 | 4/7/2010 5:36:23 AM |
| ideal-platinum1 | $1,000.00 | $1,000.00 | 4/7/2010 1:09:47 AM |
| credit-harp | $25.00 | $25.00 | 4/7/2010 6:45:08 AM |
| enriched-peace | $100.00 | $100.00 | 4/7/2010 9:46:31 AM |
| FOFagent1 | $200.00 | $200.00 | 4/7/2010 11:02:15 AM |
| careful-compassion | $25.00 | $25.00 | 4/7/2010 10:36:03 AM |
| cognizant-rate732 | $36.72 | $36.72 | 4/7/2010 4:13:29 PM |
| TBONE2008 | $50.00 | $50.00 | 4/7/2010 7:37:22 PM |
| prohelper | $25.00 | $25.00 | 4/7/2010 8:54:07 PM |
| silver-armada | $100.00 | $100.00 | 4/7/2010 6:05:56 PM |
| amra | $25.00 | $25.00 | 4/8/2010 11:58:10 AM |
| GGWC | $25.00 | $25.00 | 4/8/2010 2:32:30 PM |
| DasMula | $25.00 | $25.00 | 4/8/2010 8:58:28 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/8/2010 8:51:45 PM |
| LesPaul1 | $25.00 | $25.00 | 4/9/2010 4:38:49 PM |
| rinyt | $30.00 | $30.00 | 4/9/2010 6:19:39 PM |
| dynrep | $25.00 | $25.00 | 4/9/2010 5:43:47 PM |
| Karey | $25.00 | $25.00 | 4/9/2010 9:26:48 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 4/10/2010 5:11:27 AM |
| SolarMoonshine | $1,000.00 | $1,000.00 | 4/9/2010 5:39:29 PM |
| superstar449 | $41.72 | $41.72 | 4/9/2010 6:33:06 PM |
| Bzbee | $100.00 | $100.00 | 4/10/2010 6:06:02 AM |
| wattboy | $40.26 | $40.26 | 4/10/2010 10:29:17 AM |
| akurosawafan | $50.00 | $50.00 | 4/10/2010 8:08:28 AM |
| loanman2007 | $300.00 | $300.00 | 4/10/2010 6:18:51 PM |
| northern_paddler | $25.00 | $25.00 | 4/10/2010 2:25:44 PM |
| pani5ue | $25.00 | $25.00 | 4/10/2010 3:27:56 PM |
| DJReflections | $25.00 | $25.00 | 4/11/2010 5:47:47 AM |
| blackbear | $60.00 | $60.00 | 4/10/2010 9:35:33 PM |
| zone6 | $249.76 | $249.76 | 4/11/2010 7:39:55 AM |
| BGILlender | $25.00 | $25.00 | 4/11/2010 8:28:12 AM |
| PeterPsych | $700.00 | $700.00 | 4/10/2010 6:20:53 PM |
| Frankk2 | $30.00 | $30.00 | 4/11/2010 9:50:08 AM |
| EretzCapital | $100.00 | $100.00 | 4/11/2010 7:38:46 AM |
| 113121 | $100.00 | $100.00 | 4/11/2010 10:55:23 AM |
| Millertime_496 | $25.00 | $25.00 | 4/11/2010 8:53:48 AM |
| sympathetic-greenback5 | $50.00 | $50.00 | 4/10/2010 10:10:26 PM |
| credit-missile | $150.00 | $150.00 | 4/11/2010 1:21:50 PM |
| compassionate-gain9 | $160.00 | $160.00 | 4/11/2010 3:14:53 PM |
| Hatdance | $25.00 | $25.00 | 4/11/2010 3:21:10 PM |
| leverage-reaction | $25.00 | $25.00 | 4/11/2010 6:14:13 PM |
| Astyanax | $30.00 | $30.00 | 4/11/2010 6:41:02 PM |
| economy-river | $25.00 | $25.00 | 4/11/2010 3:29:35 PM |
| justice-disk | $25.00 | $25.00 | 4/11/2010 4:45:50 PM |
| loss-of-control | $50.00 | $50.00 | 4/11/2010 5:54:18 PM |
| credit-coach118 | $65.00 | $65.00 | 4/12/2010 10:14:57 AM |
| shrewd-income | $100.00 | $100.00 | 4/12/2010 9:42:52 AM |
| peaceful-cash5 | $25.00 | $25.00 | 4/12/2010 9:54:58 AM |
| golffish2 | $100.00 | $100.00 | 4/12/2010 6:13:42 AM |
| agreement-bunny | $25.00 | $25.00 | 4/12/2010 6:22:42 AM |
| loan-fate | $50.00 | $50.00 | 4/12/2010 10:23:44 AM |
| Ven58 | $25.00 | $25.00 | 4/12/2010 10:54:48 AM |
| sjo1984111 | $25.00 | $25.00 | 4/12/2010 11:33:49 AM |
| Pu239 | $60.00 | $60.00 | 4/12/2010 11:28:59 AM |
| ChewyZ | $25.00 | $25.00 | 4/12/2010 11:49:52 AM |
| wise-courageous-social | $25.00 | $25.00 | 4/12/2010 9:05:22 AM |
| jybank | $25.00 | $25.00 | 4/12/2010 11:55:17 AM |
| gothampark | $25.00 | $25.00 | 4/12/2010 12:10:19 PM |
| THEREALESTATEGUY | $28.93 | $28.93 | 4/12/2010 12:10:33 PM |
| cash-spinner | $25.00 | $25.00 | 4/12/2010 12:29:39 PM |
| trade-structure | $25.00 | $25.00 | 4/12/2010 1:08:03 PM |
| credit-missile | $25.00 | $25.00 | 4/12/2010 2:07:42 PM |
| mpatrick | $50.00 | $50.00 | 4/12/2010 2:28:48 PM |
| shrewd-income | $150.00 | $150.00 | 4/12/2010 2:53:35 PM |
| pure-silver | $25.00 | $25.00 | 4/12/2010 3:33:56 PM |
| godzig | $25.00 | $25.00 | 4/12/2010 1:21:08 PM |
| durability-colonel | $50.00 | $50.00 | 4/12/2010 1:46:48 PM |
| Finspons | $25.00 | $25.00 | 4/12/2010 3:33:54 PM |
| MC7608 | $30.00 | $30.00 | 4/12/2010 3:42:08 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:06:58 PM |
| ProModelA | $25.00 | $25.00 | 4/12/2010 4:14:21 PM |
| Bob450 | $50.00 | $50.00 | 4/12/2010 4:16:18 PM |
| pluto2k8 | $50.00 | $50.00 | 4/12/2010 4:16:22 PM |
| flag3 | $500.00 | $500.00 | 4/12/2010 4:13:02 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
452370
This series of Notes was issued and sold upon the funding of the borrower loan #41760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $243.34 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 3m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $11,757 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 12% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| workaholic68 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Aug-2009)
740-759
(Sep-2008)
760-779
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Relisting my loan for less
I am relisting this because I need to have a lower interest rate.? As I understand it, smaller is better for obtaining a lower rate.?? I could go to our local bank and get 5% but I prefer not to add to the bank's bottom line.?
This will be my second Prosper loan if it is funded-- I borrowed 13K at 7.7% and paid it off in advance of the term.? I am also a Prosper lender.? I really like how it helps individuals instead of banks!? Depending how this one goes, we may shoot for a similar amount under my husband's name for personal and business use.?? We are not credit risks-- both of our cars are paid for, and we live a pretty conservative lifestyle.? We owe about $100K on our mortgage, and $25K on a line of credit (also related to the remodeling.)
We have some debt from remodeling our house in 2009.? We have a Home Depot account and a Visa we'd like to kiss goodbye, along with a couple of small contractors' bills.? ?
My husband and I are self-employed, and we pay ourselves around $95K per year (as base salary--without any company dividends or benefits included in that figure.)? We have been in business for ourselves since 2006.? He is an attorney, and has been practicing since 1992.? I have been a legal secretary/office manager alongside him since 1997.?? In addition to being self employed, I am working for the Census.? I also have two other small businesses-- I sell custom printing as a broker, and I make and sell jewelry.?
Under 'for what it's worth' I did list another loan some time ago (which I did not accept because of the high rate), and in the process came to discover Experian did not have my complete credit history to give to Prosper.? I have since corrected the issue. ??
Thanks for reading!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 4:03:02 PM |
| egw | $25.00 | $25.00 | 4/2/2010 4:24:59 PM |
| Nerdster1 | $25.00 | $25.00 | 4/2/2010 4:22:48 PM |
| torion | $25.00 | $25.00 | 4/2/2010 4:25:52 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/2/2010 4:26:15 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/2/2010 4:26:54 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/2/2010 4:27:53 PM |
| jwood3030 | $35.00 | $35.00 | 4/2/2010 4:26:16 PM |
| jazz619 | $25.00 | $25.00 | 4/2/2010 4:28:35 PM |
| Phantom99 | $25.00 | $25.00 | 4/2/2010 4:28:53 PM |
| bchen78875 | $25.00 | $25.00 | 4/2/2010 4:30:33 PM |
| yield-seeker | $25.00 | $25.00 | 4/2/2010 4:32:09 PM |
| Avala | $50.00 | $50.00 | 4/2/2010 4:25:59 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/2/2010 4:32:58 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 4:33:25 PM |
| sloak | $25.00 | $25.00 | 4/2/2010 4:27:33 PM |
| jengachamp | $25.00 | $25.00 | 4/2/2010 4:29:54 PM |
| cablenews | $25.00 | $25.00 | 4/2/2010 4:30:12 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/2/2010 4:31:11 PM |
| 350DGRZ | $25.00 | $25.00 | 4/2/2010 4:31:40 PM |
| Krozy | $25.00 | $25.00 | 4/2/2010 4:31:57 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 4:33:19 PM |
| mikeandcat | $50.00 | $50.00 | 4/2/2010 5:11:44 PM |
| windtalkers | $50.00 | $50.00 | 4/2/2010 6:34:13 PM |
| Interstate_Rate | $25.00 | $25.00 | 4/2/2010 7:05:15 PM |
| ijspence | $25.00 | $25.00 | 4/3/2010 4:48:12 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/2/2010 7:25:50 PM |
| LittleMingo | $25.00 | $25.00 | 4/2/2010 8:05:53 PM |
| Artist_Blue | $25.00 | $25.00 | 4/3/2010 8:03:51 AM |
| successful-agreement7 | $50.00 | $50.00 | 4/3/2010 8:38:05 AM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:44:03 PM |
| Dap2005 | $25.00 | $25.00 | 4/3/2010 5:57:52 PM |
| anton | $108.84 | $108.84 | 4/3/2010 7:15:10 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/4/2010 5:05:32 AM |
| dospapalotes | $25.00 | $25.00 | 4/4/2010 6:03:00 AM |
| selector568 | $200.00 | $200.00 | 4/4/2010 4:13:15 PM |
| lgs83 | $25.00 | $25.00 | 4/4/2010 4:50:49 PM |
| RusRobo | $25.00 | $25.00 | 4/4/2010 5:07:58 PM |
| don8ter | $25.00 | $25.00 | 4/4/2010 11:45:17 AM |
| wealthstar | $25.00 | $25.00 | 4/4/2010 10:47:49 PM |
| jdrez | $25.00 | $25.00 | 4/4/2010 5:42:54 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/5/2010 5:52:55 AM |
| boomer5 | $25.00 | $25.00 | 4/4/2010 7:03:05 PM |
| stable-money | $25.00 | $25.00 | 4/5/2010 9:34:09 AM |
| AlexTrep | $25.00 | $25.00 | 4/5/2010 8:54:03 AM |
| copperfield | $25.00 | $25.00 | 4/5/2010 9:54:09 AM |
| tranquil-return4 | $25.00 | $25.00 | 4/5/2010 11:00:49 AM |
| scottssm | $25.00 | $25.00 | 4/5/2010 10:26:59 AM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 10:45:23 AM |
| Cheburashka | $25.00 | $25.00 | 4/5/2010 11:00:38 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 11:01:44 AM |
| ahansen | $25.00 | $25.00 | 4/5/2010 11:16:56 AM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 9:33:53 AM |
| mrkb80 | $25.00 | $25.00 | 4/5/2010 9:49:45 AM |
| whois-JohnGalt | $25.00 | $25.00 | 4/5/2010 12:09:40 PM |
| harmonious-revenue7 | $26.14 | $26.14 | 4/5/2010 1:18:20 PM |
| progressive-asset | $32.15 | $32.15 | 4/5/2010 1:37:37 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 11:41:53 AM |
| bowdish1 | $98.77 | $98.77 | 4/5/2010 11:45:59 AM |
| Edwin_Rae | $25.00 | $25.00 | 4/5/2010 2:46:27 PM |
| DasCoon | $50.00 | $50.00 | 4/5/2010 3:06:22 PM |
| jga516 | $25.00 | $25.00 | 4/5/2010 3:06:48 PM |
| chicco | $29.10 | $29.10 | 4/5/2010 12:37:15 PM |
| Pickmar | $25.00 | $25.00 | 4/5/2010 12:47:49 PM |
| chestnut4 | $25.00 | $25.00 | 4/5/2010 3:06:26 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/5/2010 1:01:06 PM |
| maldok1 | $25.00 | $25.00 | 4/5/2010 3:59:45 PM |
| vivid-loot | $25.00 | $25.00 | 4/5/2010 4:18:57 PM |
| AFairDeal | $25.00 | $25.00 | 4/5/2010 4:24:26 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/5/2010 3:07:53 PM |
| JohnW12 | $25.00 | $25.00 | 4/5/2010 3:23:04 PM |
| TheJunker | $25.00 | $25.00 | 4/5/2010 6:58:20 PM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:58:15 PM |
| money-explorer3 | $25.00 | $24.12 | 4/6/2010 3:39:41 AM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:46:24 AM |
| Prairie-MN | $30.00 | $30.00 | 4/6/2010 7:13:02 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/6/2010 7:47:19 PM |
| loanman2007 | $50.00 | $50.00 | 4/7/2010 5:39:47 AM |
| gothampark | $25.00 | $25.00 | 4/7/2010 4:28:37 PM |
| encore739 | $25.00 | $25.00 | 4/7/2010 7:38:12 PM |
| JerryB96 | $50.00 | $50.00 | 4/7/2010 9:37:45 PM |
| FinanceEngine | $25.00 | $25.00 | 4/8/2010 8:41:42 AM |
| prainvestment | $50.00 | $50.00 | 4/8/2010 9:12:54 AM |
| conductor146 | $25.00 | $25.00 | 4/8/2010 7:17:26 AM |
| sturdy-velocity6 | $25.00 | $25.00 | 4/8/2010 10:16:50 AM |
| ujiba | $25.00 | $25.00 | 4/8/2010 12:15:41 PM |
| springpanda | $25.00 | $25.00 | 4/8/2010 12:47:47 PM |
| dist | $25.36 | $25.36 | 4/8/2010 12:50:29 PM |
| GGWC | $25.00 | $25.00 | 4/8/2010 2:28:50 PM |
| ToloUSN | $50.00 | $50.00 | 4/8/2010 4:30:49 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 4:30:52 PM |
| theloanfiller | $26.92 | $26.92 | 4/8/2010 7:25:50 PM |
| grampy48 | $50.00 | $50.00 | 4/8/2010 9:26:56 PM |
| XCWIZ007 | $75.00 | $75.00 | 4/8/2010 5:20:07 PM |
| clemclan | $25.00 | $25.00 | 4/8/2010 11:57:42 PM |
| Bito03 | $26.27 | $26.27 | 4/9/2010 1:36:51 AM |
| spiff666 | $25.00 | $25.00 | 4/9/2010 6:58:04 AM |
| Leshan | $50.00 | $50.00 | 4/9/2010 9:14:18 AM |
| WhiteKnightofMountZion | $25.82 | $25.82 | 4/9/2010 1:20:02 AM |
| new-marketplace-achievement | $25.00 | $25.00 | 4/9/2010 9:07:35 AM |
| marshallmanhattan | $25.00 | $25.00 | 4/9/2010 9:43:12 AM |
| maj0508 | $100.00 | $100.00 | 4/9/2010 9:51:40 AM |
| GBlack | $30.00 | $30.00 | 4/9/2010 10:30:30 AM |
| MoneyOps | $25.00 | $25.00 | 4/9/2010 10:24:31 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 4/9/2010 10:38:40 AM |
| coolgenner | $25.00 | $25.00 | 4/9/2010 11:29:08 AM |
| dbanwart | $25.00 | $25.00 | 4/9/2010 12:14:31 PM |
| TakeCare | $50.00 | $50.00 | 4/9/2010 2:47:12 PM |
| beeslow | $28.38 | $28.38 | 4/9/2010 2:02:23 PM |
| improvman | $25.00 | $25.00 | 4/9/2010 1:13:09 PM |
| planet613 | $25.00 | $25.00 | 4/9/2010 3:22:46 PM |
| catalystcf | $25.00 | $25.00 | 4/9/2010 1:59:39 PM |
| bankojerry | $25.00 | $25.00 | 4/9/2010 3:38:37 PM |
| favorable-order8 | $25.00 | $25.00 | 4/2/2010 4:05:42 PM |
| economy-producer | $25.00 | $25.00 | 4/2/2010 4:25:29 PM |
| Clambake | $50.00 | $50.00 | 4/2/2010 4:25:42 PM |
| delicious-social132 | $25.00 | $25.00 | 4/2/2010 4:26:05 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:24:27 PM |
| dinero-speaker | $25.00 | $25.00 | 4/2/2010 4:26:47 PM |
| hrubinst | $25.00 | $25.00 | 4/2/2010 4:25:01 PM |
| integrity-doctor | $100.00 | $100.00 | 4/2/2010 4:28:08 PM |
| ddog0224 | $25.00 | $25.00 | 4/2/2010 4:26:24 PM |
| mmckune | $25.00 | $25.00 | 4/2/2010 4:29:39 PM |
| supreme-hope | $25.00 | $25.00 | 4/2/2010 4:30:18 PM |
| nickel-ferret | $25.00 | $25.00 | 4/2/2010 4:30:45 PM |
| Thunderswan | $50.00 | $50.00 | 4/2/2010 4:30:29 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/2/2010 4:25:13 PM |
| logical-reward8 | $25.00 | $25.00 | 4/2/2010 4:30:50 PM |
| money-floret | $50.00 | $50.00 | 4/2/2010 4:31:51 PM |
| radforj22 | $25.00 | $25.00 | 4/2/2010 4:32:31 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/2/2010 4:31:28 PM |
| euro-starter | $25.00 | $25.00 | 4/2/2010 4:32:36 PM |
| HHP | $25.00 | $25.00 | 4/2/2010 4:26:32 PM |
| mizon291 | $50.00 | $50.00 | 4/2/2010 4:32:21 PM |
| salala | $25.00 | $25.00 | 4/2/2010 4:27:04 PM |
| kennyinminny | $25.00 | $25.00 | 4/2/2010 4:27:21 PM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 4:33:43 PM |
| AF-Chief | $27.00 | $27.00 | 4/2/2010 4:31:05 PM |
| personal-lender | $25.00 | $25.00 | 4/2/2010 5:01:24 PM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:51 PM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:17 AM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:07 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/3/2010 6:51:08 AM |
| Mario2007 | $25.00 | $25.00 | 4/3/2010 7:14:36 AM |
| Prairie-MN | $30.00 | $30.00 | 4/2/2010 8:48:48 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:55:59 AM |
| KiwiElf | $25.00 | $25.00 | 4/3/2010 11:56:00 AM |
| mdreiss | $25.00 | $25.00 | 4/3/2010 6:43:02 AM |
| HedgeFund | $31.09 | $31.09 | 4/3/2010 12:10:28 PM |
| awesome-return0 | $25.00 | $25.00 | 4/3/2010 2:13:28 PM |
| chekat | $25.00 | $25.00 | 4/3/2010 2:30:11 PM |
| syounker | $25.00 | $25.00 | 4/3/2010 8:13:00 PM |
| Supernick | $50.00 | $50.00 | 4/3/2010 11:38:53 AM |
| shrewd-deal | $25.00 | $25.00 | 4/4/2010 11:44:59 AM |
| miamibeachloaner | $25.00 | $25.00 | 4/4/2010 10:38:23 AM |
| nanda | $25.00 | $25.00 | 4/4/2010 1:37:52 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/4/2010 12:33:24 PM |
| GElender | $49.80 | $49.80 | 4/4/2010 2:19:05 PM |
| ocean99 | $25.00 | $25.00 | 4/4/2010 4:23:15 PM |
| peb44 | $25.00 | $25.00 | 4/4/2010 10:20:55 AM |
| methodical-capital7 | $25.00 | $25.00 | 4/4/2010 5:08:55 PM |
| SeaDevil | $50.00 | $50.00 | 4/4/2010 7:36:41 PM |
| mebobeh | $25.00 | $25.00 | 4/4/2010 5:17:59 PM |
| desertoasis | $25.00 | $25.00 | 4/5/2010 8:56:43 AM |
| ThisGuyIKnow | $50.00 | $50.00 | 4/5/2010 9:34:42 AM |
| intelligent-yield | $25.00 | $25.00 | 4/4/2010 10:24:24 PM |
| silver-philosopher | $25.00 | $25.00 | 4/5/2010 9:37:05 AM |
| innocent-loot | $25.00 | $25.00 | 4/5/2010 9:37:13 AM |
| treasure-bliss | $50.00 | $50.00 | 4/5/2010 8:32:10 AM |
| radiant-peace | $25.00 | $25.00 | 4/4/2010 11:48:06 PM |
| ptjg | $25.00 | $25.00 | 4/5/2010 10:30:33 AM |
| ISPguy | $25.00 | $25.00 | 4/5/2010 9:54:24 AM |
| castleman | $25.00 | $25.00 | 4/5/2010 10:30:48 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/5/2010 11:46:00 AM |
| fiddlerzvi | $50.00 | $50.00 | 4/5/2010 11:16:51 AM |
| inventive-wealth2 | $25.00 | $25.00 | 4/5/2010 12:19:36 PM |
| bayfocus | $25.00 | $25.00 | 4/5/2010 11:01:26 AM |
| laudable-balance | $25.00 | $25.00 | 4/5/2010 1:37:19 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 4/5/2010 2:22:53 PM |
| DMCA | $38.58 | $38.58 | 4/5/2010 3:07:15 PM |
| blissful-note7 | $25.00 | $25.00 | 4/5/2010 3:05:55 PM |
| asset-professor | $75.00 | $75.00 | 4/5/2010 3:06:25 PM |
| benefit-trident | $25.00 | $25.00 | 4/5/2010 2:38:51 PM |
| reward-adventure | $25.00 | $25.00 | 4/5/2010 3:23:07 PM |
| unassassinable | $25.00 | $25.00 | 4/5/2010 3:43:27 PM |
| ferdberfel | $50.00 | $50.00 | 4/5/2010 4:12:55 PM |
| LoisLoan | $25.00 | $25.00 | 4/5/2010 4:17:54 PM |
| lender12345 | $25.00 | $25.00 | 4/5/2010 11:04:35 PM |
| lounges | $25.00 | $25.00 | 4/6/2010 12:48:10 AM |
| BHP12345 | $25.00 | $25.00 | 4/7/2010 11:42:46 AM |
| mammalian4 | $25.00 | $25.00 | 4/7/2010 6:19:02 PM |
| bonus-rhythm | $25.00 | $25.00 | 4/7/2010 7:52:16 PM |
| respectful-integrity3 | $25.00 | $25.00 | 4/7/2010 6:07:41 PM |
| gogrannygo | $25.00 | $25.00 | 4/7/2010 9:17:54 PM |
| Personal-Bond | $38.22 | $38.22 | 4/7/2010 8:23:00 PM |
| agreement-bunny | $25.00 | $25.00 | 4/8/2010 8:17:33 AM |
| gustavholstopus32 | $25.00 | $25.00 | 4/8/2010 9:58:30 AM |
| justin323 | $25.00 | $25.00 | 4/8/2010 10:08:17 AM |
| Aristocrat | $25.00 | $25.00 | 4/8/2010 10:55:56 AM |
| ScottFinance | $25.00 | $25.00 | 4/8/2010 12:40:24 PM |
| katnmouse | $25.00 | $25.00 | 4/8/2010 3:20:47 PM |
| thoughtful-justice8 | $25.00 | $25.00 | 4/8/2010 3:02:26 PM |
| WillingToHelpOut | $25.00 | $25.00 | 4/8/2010 4:14:25 PM |
| sflash | $30.00 | $30.00 | 4/8/2010 4:25:03 PM |
| dproxima | $25.00 | $25.00 | 4/8/2010 4:30:22 PM |
| MC7608 | $50.00 | $50.00 | 4/8/2010 7:02:44 PM |
| SCD | $25.00 | $25.00 | 4/8/2010 5:44:18 PM |
| palex | $25.00 | $25.00 | 4/8/2010 7:03:15 PM |
| fate017 | $25.00 | $25.00 | 4/8/2010 8:42:01 PM |
| starry2001 | $25.00 | $25.00 | 4/8/2010 7:37:27 PM |
| BankofBeth | $25.00 | $25.00 | 4/8/2010 10:45:56 PM |
| gothampark | $25.00 | $25.00 | 4/8/2010 8:29:44 PM |
| aganippe | $50.00 | $50.00 | 4/9/2010 7:33:06 AM |
| macotra4 | $36.00 | $36.00 | 4/9/2010 8:01:32 AM |
| jimbo29blue | $50.00 | $50.00 | 4/9/2010 8:57:40 AM |
| new-marketplace-achievement | $25.00 | $25.00 | 4/9/2010 9:08:16 AM |
| new-marketplace-achievement | $25.00 | $25.00 | 4/9/2010 9:02:32 AM |
| new-marketplace-achievement | $25.00 | $25.00 | 4/9/2010 9:09:17 AM |
| Schlawinzer | $25.00 | $25.00 | 4/9/2010 8:04:29 AM |
| favorite-commerce | $25.00 | $25.00 | 4/9/2010 10:04:55 AM |
| Airthus | $25.00 | $25.00 | 4/9/2010 10:33:13 AM |
| ommuruga | $70.68 | $70.68 | 4/9/2010 10:58:59 AM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 11:05:48 AM |
| manthrax3 | $53.43 | $53.43 | 4/9/2010 10:51:57 AM |
| mcabery | $150.00 | $150.00 | 4/9/2010 12:59:20 PM |
| dmitriy2 | $25.00 | $25.00 | 4/9/2010 12:22:57 PM |
| Moby | $41.65 | $41.65 | 4/9/2010 11:21:49 AM |
| BrighterSuns | $26.68 | $26.68 | 4/9/2010 1:05:38 PM |
| bowl800 | $25.00 | $25.00 | 4/9/2010 11:40:07 AM |
| IrrationalPi | $25.00 | $25.00 | 4/9/2010 1:46:30 PM |
| dammage | $25.00 | $25.00 | 4/9/2010 3:39:39 PM |
| GPLLending | $25.00 | $25.00 | 4/9/2010 1:46:56 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 1:53:17 PM |
| 233 bids
|
Borrower Payment Dependent Notes Series
452376
This series of Notes was issued and sold upon the funding of the borrower loan #41839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 14.03% |
Starting borrower rate/APR:
| 15.03% / 17.20% |
Starting monthly payment:
| $277.44 |
|
Final lender yield:
| 13.85% |
Final borrower rate/APR:
| 14.85% / 17.02% |
Final monthly payment:
| $276.74 |
| |
|
Auction yield range:
| 6.04% - 14.03% |
Estimated loss impact:
| 5.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 18% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 9
/
5 | Length of status: | 13y 0m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $19,510 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 46% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| contract-lava0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my debt. Horray!
Purpose of loan:
This loan will be used to pay off all my credit card debt.?
A year ago my husband, a liscenced acupuncturist,?broke his wrist bike riding. We became?a one income family for awhile.? I put things on credit cards when I had to, like tuition and mortgage payments.?I have never missed a payment and would like to dissolve this debt.?
My financial situation:
I am a good candidate for this loan because I have a good paying, full time job.? I work as a property manager and havehad this job for twelve years and the company is still expanding in the midst of the economic slow down. ?I do not have delinquent accounts, am a hard worker, and have a good credit score.? It is my goal to pay off my credit cards so that I can begin to save money and spend more time with my husband and two samll children.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 4:03:01 PM |
| Sven79 | $50.00 | $50.00 | 4/2/2010 4:14:26 PM |
| Nerdster1 | $25.00 | $25.00 | 4/2/2010 4:22:47 PM |
| ddog0224 | $25.00 | $25.00 | 4/2/2010 4:26:23 PM |
| kennyinminny | $25.00 | $25.00 | 4/2/2010 4:27:20 PM |
| sloak | $25.00 | $25.00 | 4/2/2010 4:27:29 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/2/2010 4:26:14 PM |
| HHP | $25.00 | $25.00 | 4/2/2010 4:26:31 PM |
| jazz619 | $25.00 | $25.00 | 4/2/2010 4:28:34 PM |
| stockpiler079 | $25.00 | $25.00 | 4/2/2010 4:23:27 PM |
| jengachamp | $25.00 | $25.00 | 4/2/2010 4:29:52 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/2/2010 4:31:10 PM |
| bchen78875 | $25.00 | $25.00 | 4/2/2010 4:30:35 PM |
| nickel-ferret | $25.00 | $25.00 | 4/2/2010 4:30:44 PM |
| logical-reward8 | $25.00 | $25.00 | 4/2/2010 4:30:49 PM |
| money-floret | $50.00 | $50.00 | 4/2/2010 4:31:50 PM |
| torion | $25.00 | $25.00 | 4/2/2010 4:25:50 PM |
| radforj22 | $25.00 | $25.00 | 4/2/2010 4:32:29 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/2/2010 4:27:52 PM |
| Phantom99 | $25.00 | $25.00 | 4/2/2010 4:28:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/2/2010 5:09:31 PM |
| mammalian4 | $25.00 | $25.00 | 4/2/2010 6:58:44 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/3/2010 12:05:24 AM |
| aganippe | $25.00 | $25.00 | 4/4/2010 8:40:57 AM |
| Whipster | $25.00 | $25.00 | 4/5/2010 11:32:05 AM |
| sharp-credit | $985.10 | $985.10 | 4/5/2010 11:19:21 AM |
| investment-tempo | $50.00 | $50.00 | 4/5/2010 1:53:18 PM |
| best-credit-sushi | $25.00 | $25.00 | 4/5/2010 3:20:43 PM |
| dlenz | $25.00 | $25.00 | 4/5/2010 5:51:16 PM |
| circustab | $50.00 | $50.00 | 4/5/2010 6:38:15 PM |
| Fillinganeed | $50.00 | $50.00 | 4/5/2010 8:36:30 PM |
| ttnk62918 | $25.00 | $25.00 | 4/5/2010 6:14:01 PM |
| enthusiastic-point | $25.00 | $25.00 | 4/6/2010 5:07:18 AM |
| Havnfun | $25.00 | $25.00 | 4/6/2010 7:44:30 AM |
| knowonder | $30.32 | $30.32 | 4/6/2010 10:03:30 AM |
| Montgomery-Burns | $25.00 | $25.00 | 4/6/2010 10:29:20 AM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 10:36:19 AM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 10:36:06 AM |
| SV-AZ | $25.00 | $25.00 | 4/6/2010 11:12:37 AM |
| twerns | $40.00 | $40.00 | 4/6/2010 1:08:42 PM |
| broker558 | $25.00 | $25.00 | 4/6/2010 3:48:52 PM |
| lilgates26 | $50.00 | $50.00 | 4/6/2010 6:19:09 PM |
| dlenz | $50.80 | $50.80 | 4/7/2010 5:40:12 AM |
| Tingali | $25.00 | $25.00 | 4/7/2010 6:21:51 AM |
| spiff666 | $25.00 | $25.00 | 4/7/2010 6:35:48 AM |
| dollardave | $100.00 | $100.00 | 4/7/2010 8:58:32 AM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 9:33:59 AM |
| heather26 | $25.00 | $25.00 | 4/7/2010 11:38:00 AM |
| encouraging-cash4 | $25.00 | $25.00 | 4/7/2010 4:03:52 PM |
| Airthus | $25.00 | $25.00 | 4/7/2010 5:27:24 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 4/7/2010 6:29:46 PM |
| KFB_Investments | $50.00 | $50.00 | 4/7/2010 5:02:14 PM |
| encore739 | $25.00 | $25.00 | 4/7/2010 7:43:14 PM |
| MarcusOcean | $50.00 | $50.00 | 4/7/2010 9:05:10 PM |
| MattProsper | $50.00 | $50.00 | 4/7/2010 11:09:01 PM |
| LoanerPrincipal | $40.00 | $40.00 | 4/7/2010 10:35:25 PM |
| pythia | $25.00 | $25.00 | 4/7/2010 7:52:14 PM |
| marala4285 | $25.00 | $25.00 | 4/8/2010 4:45:29 AM |
| hebergee | $25.00 | $25.00 | 4/8/2010 7:56:30 AM |
| Sol_Invictus | $25.00 | $25.00 | 4/8/2010 4:46:20 AM |
| InvestForWealth | $26.98 | $26.98 | 4/8/2010 8:43:10 AM |
| worth-victor6 | $25.00 | $25.00 | 4/8/2010 9:35:12 AM |
| grampy48 | $25.00 | $25.00 | 4/8/2010 8:26:36 AM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 1:53:28 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 4/8/2010 4:31:09 PM |
| gilbrear | $25.00 | $25.00 | 4/8/2010 4:52:41 PM |
| SOP_Bank | $25.00 | $25.00 | 4/8/2010 5:45:29 PM |
| fate017 | $25.00 | $25.00 | 4/8/2010 8:31:34 PM |
| loss-of-control | $50.00 | $50.00 | 4/8/2010 6:55:12 PM |
| fate017 | $25.00 | $25.00 | 4/8/2010 8:42:57 PM |
| grafton | $125.23 | $125.23 | 4/8/2010 9:36:46 PM |
| gothampark | $25.00 | $25.00 | 4/8/2010 8:26:59 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/8/2010 9:29:30 PM |
| KingCroesus | $25.00 | $25.00 | 4/8/2010 9:32:27 PM |
| JCMC | $25.00 | $25.00 | 4/8/2010 7:49:25 PM |
| jchurchi | $26.10 | $26.10 | 4/9/2010 10:03:31 AM |
| wjareg08 | $25.00 | $25.00 | 4/9/2010 9:43:30 AM |
| rate-hickory | $25.00 | $25.00 | 4/9/2010 9:24:52 AM |
| rbotterbLLC | $25.00 | $25.00 | 4/9/2010 10:35:01 AM |
| GABC-1 | $50.00 | $50.00 | 4/9/2010 11:03:09 AM |
| himanshuko | $25.00 | $25.00 | 4/9/2010 9:59:36 AM |
| duty-monger | $50.00 | $50.00 | 4/9/2010 12:00:27 PM |
| wealth-samaritan2 | $25.00 | $25.00 | 4/9/2010 10:17:14 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 4/9/2010 10:38:39 AM |
| Prairie-MN | $30.00 | $30.00 | 4/9/2010 12:31:06 PM |
| ultimatepaintball | $25.00 | $25.00 | 4/9/2010 12:32:37 PM |
| umwol13 | $25.00 | $25.00 | 4/9/2010 12:02:31 PM |
| radiant-cash0 | $25.00 | $25.00 | 4/9/2010 1:09:44 PM |
| market-jam | $26.12 | $26.12 | 4/9/2010 1:09:52 PM |
| rdrloan | $25.00 | $25.00 | 4/9/2010 12:47:32 PM |
| trade-elm | $25.00 | $25.00 | 4/9/2010 2:22:29 PM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:25:47 PM |
| favorable-order8 | $25.00 | $25.00 | 4/2/2010 4:05:41 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:24:26 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/2/2010 4:25:14 PM |
| Clambake | $25.98 | $25.98 | 4/2/2010 4:25:43 PM |
| hrubinst | $25.00 | $25.00 | 4/2/2010 4:25:03 PM |
| Avala | $50.00 | $50.00 | 4/2/2010 4:25:58 PM |
| salala | $25.00 | $25.00 | 4/2/2010 4:27:05 PM |
| frogperson | $50.00 | $50.00 | 4/2/2010 4:30:24 PM |
| Thunderswan | $50.00 | $50.00 | 4/2/2010 4:30:28 PM |
| mmckune | $25.00 | $25.00 | 4/2/2010 4:29:40 PM |
| cablenews | $25.00 | $25.00 | 4/2/2010 4:30:11 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/2/2010 4:31:28 PM |
| 350DGRZ | $25.00 | $25.00 | 4/2/2010 4:31:39 PM |
| economy-producer | $25.00 | $25.00 | 4/2/2010 4:25:28 PM |
| AF-Chief | $27.00 | $27.00 | 4/2/2010 4:31:03 PM |
| euro-starter | $25.00 | $25.00 | 4/2/2010 4:32:36 PM |
| delicious-social132 | $25.00 | $25.00 | 4/2/2010 4:26:04 PM |
| Krozy | $25.00 | $25.00 | 4/2/2010 4:31:56 PM |
| dinero-speaker | $25.00 | $25.00 | 4/2/2010 4:26:47 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/2/2010 4:26:53 PM |
| selector568 | $121.81 | $121.81 | 4/2/2010 4:43:56 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/2/2010 4:33:18 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/2/2010 4:33:24 PM |
| integrity-doctor | $100.00 | $100.00 | 4/2/2010 4:28:06 PM |
| zento | $25.00 | $25.00 | 4/2/2010 4:48:02 PM |
| supreme-hope | $25.00 | $25.00 | 4/2/2010 4:30:17 PM |
| durability-halibut | $25.00 | $25.00 | 4/2/2010 4:53:28 PM |
| yield-seeker | $25.00 | $25.00 | 4/2/2010 4:32:06 PM |
| mizon291 | $50.00 | $50.00 | 4/2/2010 4:32:19 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/2/2010 4:32:57 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/2/2010 5:20:54 PM |
| najmn103 | $25.00 | $25.00 | 4/2/2010 4:33:42 PM |
| a-resplendent-commitment | $40.00 | $40.00 | 4/2/2010 5:21:16 PM |
| windtalkers | $50.00 | $50.00 | 4/2/2010 6:34:12 PM |
| Interstate_Rate | $25.00 | $25.00 | 4/2/2010 6:02:55 PM |
| Edwin_Rae | $25.00 | $25.00 | 4/2/2010 8:27:53 PM |
| movistar | $25.00 | $25.00 | 4/2/2010 9:42:50 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/2/2010 10:44:01 PM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 7:38:11 PM |
| balance6 | $25.00 | $25.00 | 4/3/2010 5:08:15 AM |
| mikeandcat | $30.00 | $30.00 | 4/2/2010 8:13:07 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/3/2010 7:55:57 AM |
| brutusbone | $25.00 | $15.50 | 4/3/2010 8:03:36 AM |
| darylc | $25.00 | $25.00 | 4/3/2010 3:40:37 AM |
| respectful-integrity3 | $25.00 | $25.00 | 4/3/2010 10:28:23 AM |
| Mario2007 | $25.00 | $25.00 | 4/3/2010 7:14:33 AM |
| ONECENTATATIME | $30.00 | $30.00 | 4/4/2010 5:04:05 AM |
| minista | $25.00 | $25.00 | 4/5/2010 11:32:04 AM |
| Pickmar | $25.00 | $25.00 | 4/5/2010 12:49:34 PM |
| fair_rates | $25.00 | $25.00 | 4/5/2010 11:31:33 AM |
| apennysaved4you | $25.00 | $25.00 | 4/5/2010 3:01:21 PM |
| blissful-note7 | $25.00 | $25.00 | 4/5/2010 12:19:19 PM |
| cloud8 | $30.00 | $30.00 | 4/5/2010 4:10:52 PM |
| prohelper | $25.00 | $25.00 | 4/5/2010 4:12:17 PM |
| vutah | $25.00 | $25.00 | 4/5/2010 6:42:25 PM |
| d_grbg | $25.00 | $25.00 | 4/5/2010 6:38:55 PM |
| rockhound84 | $25.00 | $25.00 | 4/5/2010 9:00:38 PM |
| rockhound84 | $25.00 | $25.00 | 4/5/2010 9:09:29 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/6/2010 5:04:44 AM |
| frogperson | $50.00 | $50.00 | 4/6/2010 8:46:51 AM |
| suicideducky | $25.00 | $25.00 | 4/6/2010 9:01:45 AM |
| sharp518 | $50.00 | $50.00 | 4/6/2010 10:01:47 AM |
| rate-trail | $75.00 | $75.00 | 4/6/2010 4:03:03 PM |
| benefit-trident | $25.00 | $25.00 | 4/6/2010 4:12:11 PM |
| banker366 | $25.00 | $25.00 | 4/6/2010 6:57:05 PM |
| StanTheMan | $30.88 | $30.88 | 4/6/2010 9:08:06 PM |
| privatebankerva | $25.00 | $25.00 | 4/7/2010 6:25:19 AM |
| credit-panda1 | $50.00 | $50.00 | 4/7/2010 6:58:53 AM |
| des_strm_vet | $25.00 | $25.00 | 4/7/2010 10:31:23 AM |
| capital-kingdom | $25.00 | $25.00 | 4/7/2010 12:07:52 PM |
| Jinja | $30.14 | $30.14 | 4/7/2010 4:10:54 PM |
| Your_Bank | $100.00 | $100.00 | 4/7/2010 5:30:08 PM |
| Madmigel | $58.42 | $58.42 | 4/7/2010 8:26:08 PM |
| Nasdaq | $25.00 | $25.00 | 4/7/2010 11:52:30 PM |
| Castelj | $30.00 | $30.00 | 4/8/2010 6:48:09 AM |
| IceFisherman | $36.56 | $36.56 | 4/8/2010 10:24:19 AM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:31:00 AM |
| ddamenace | $25.00 | $25.00 | 4/8/2010 10:16:48 AM |
| FinanceEngine | $25.00 | $25.00 | 4/8/2010 8:39:03 AM |
| jlendog | $98.00 | $98.00 | 4/8/2010 9:36:16 AM |
| loyalty-czar | $57.26 | $57.26 | 4/8/2010 9:36:47 AM |
| Mr-Miracle | $25.00 | $25.00 | 4/8/2010 10:03:45 AM |
| Dorf | $25.00 | $25.00 | 4/8/2010 10:38:58 AM |
| GGWC | $25.00 | $25.00 | 4/8/2010 2:26:03 PM |
| ToloUSN | $50.00 | $50.00 | 4/8/2010 4:32:05 PM |
| ddh81 | $50.00 | $50.00 | 4/8/2010 4:58:43 PM |
| attractive-fund | $25.00 | $25.00 | 4/8/2010 5:10:53 PM |
| credit-shower | $50.00 | $50.00 | 4/8/2010 6:28:45 PM |
| MC7608 | $25.00 | $25.00 | 4/8/2010 7:16:03 PM |
| sparkmeister | $25.00 | $25.00 | 4/8/2010 4:59:03 PM |
| serene-capital | $25.00 | $25.00 | 4/8/2010 8:26:30 PM |
| credit-shower | $25.00 | $25.00 | 4/8/2010 9:53:58 PM |
| iluvlife2day | $25.00 | $25.00 | 4/8/2010 8:34:28 PM |
| keeper24 | $25.00 | $25.00 | 4/9/2010 5:37:47 AM |
| Rollshaft | $25.19 | $25.19 | 4/9/2010 6:14:37 AM |
| crw1950 | $50.00 | $50.00 | 4/9/2010 7:47:27 AM |
| moneytolend72 | $25.00 | $25.00 | 4/9/2010 7:33:15 AM |
| OSERENKUKU | $25.00 | $25.00 | 4/9/2010 7:50:49 AM |
| mwb | $25.00 | $25.00 | 4/9/2010 8:06:36 AM |
| Leshan | $33.33 | $33.33 | 4/9/2010 9:04:52 AM |
| velocity-winner | $25.00 | $25.00 | 4/9/2010 9:08:53 AM |
| massuot | $25.00 | $25.00 | 4/9/2010 8:36:26 AM |
| curious166 | $38.13 | $38.13 | 4/8/2010 10:56:32 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/9/2010 8:44:18 AM |
| thoughtful-justice8 | $25.00 | $25.00 | 4/9/2010 7:05:47 AM |
| poolshark72 | $25.00 | $25.00 | 4/9/2010 9:40:50 AM |
| favorite-commerce | $25.00 | $25.00 | 4/9/2010 10:04:25 AM |
| PropertyInvest | $25.00 | $25.00 | 4/9/2010 9:38:18 AM |
| credit-coach118 | $40.00 | $40.00 | 4/9/2010 10:12:11 AM |
| mustang9935 | $35.00 | $35.00 | 4/9/2010 10:34:53 AM |
| wealth-samaritan2 | $25.00 | $25.00 | 4/9/2010 10:21:05 AM |
| coolgenner | $25.00 | $25.00 | 4/9/2010 11:28:41 AM |
| Rothgoe | $31.15 | $31.15 | 4/9/2010 12:42:55 PM |
| farchoir | $25.00 | $25.00 | 4/9/2010 1:20:09 PM |
| tclay77 | $25.00 | $25.00 | 4/9/2010 2:54:04 PM |
| scottr | $25.00 | $25.00 | 4/9/2010 12:54:16 PM |
| exciting-fairness | $200.00 | $200.00 | 4/9/2010 3:41:49 PM |
| Hatdance | $25.00 | $25.00 | 4/9/2010 3:45:58 PM |
| TakeCare | $50.00 | $50.00 | 4/9/2010 2:48:27 PM |
| alluring-yield5 | $100.00 | $100.00 | 4/9/2010 2:28:47 PM |
| grant_myron | $25.00 | $25.00 | 4/9/2010 2:37:19 PM |
| 213 bids
|
Borrower Payment Dependent Notes Series
452460
This series of Notes was issued and sold upon the funding of the borrower loan #41848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 4 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,399 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 59% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| social-influencer |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
help my sister pay her school in in
Purpose of loan:
This loan will be used to?help my sister with her school in indonesia
My financial situation:
I am a good candidate for this loan because?i'm always pay bill on time
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $
300
??Insurance: $
??Car expenses: $ 450
??Utilities: $
??Phone, cable, internet: $
150
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
s-i, see my page please. Just click my name. good luck - Tono
A:
my average total expenses is around $1200 to $1350 a month
(Apr-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| social-conductor4 | $25.00 | $25.00 | 4/5/2010 4:35:28 PM |
| burrito6 | $25.00 | $25.00 | 4/5/2010 4:37:50 PM |
| inspiring-reward | $150.00 | $150.00 | 4/5/2010 4:49:37 PM |
| nanda | $25.00 | $25.00 | 4/5/2010 4:49:48 PM |
| nivletJP | $25.00 | $25.00 | 4/5/2010 4:50:00 PM |
| nowits10 | $25.00 | $25.00 | 4/5/2010 4:50:05 PM |
| friendly-worth3 | $25.00 | $25.00 | 4/5/2010 4:50:17 PM |
| indomitable-dedication | $25.00 | $25.00 | 4/5/2010 4:49:13 PM |
| reward-adventure | $25.00 | $25.00 | 4/5/2010 4:50:21 PM |
| drstumpster | $25.00 | $25.00 | 4/5/2010 4:49:50 PM |
| 792FICO | $25.00 | $25.00 | 4/5/2010 4:50:19 PM |
| forthright-dedication | $25.00 | $25.00 | 4/5/2010 4:49:16 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/5/2010 4:49:31 PM |
| LuvToLend | $25.00 | $25.00 | 4/5/2010 4:49:34 PM |
| phredd | $25.00 | $25.00 | 4/5/2010 4:49:58 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/5/2010 4:50:25 PM |
| BankofBen | $25.00 | $25.00 | 4/5/2010 4:56:54 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 4:56:57 PM |
| Buffer10 | $25.00 | $25.00 | 4/5/2010 5:06:57 PM |
| windtalkers | $25.00 | $25.00 | 4/5/2010 5:09:41 PM |
| FinDoc | $25.00 | $25.00 | 4/5/2010 6:07:54 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/5/2010 5:12:52 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/5/2010 5:51:05 PM |
| anton | $27.16 | $27.16 | 4/6/2010 12:48:25 AM |
| rock-turner | $100.00 | $100.00 | 4/6/2010 10:35:08 AM |
| Jrbgood | $50.00 | $50.00 | 4/6/2010 1:00:59 PM |
| ah-long | $25.00 | $25.00 | 4/6/2010 11:39:17 AM |
| selfmademan | $25.00 | $25.00 | 4/6/2010 5:14:30 PM |
| IIP77 | $25.00 | $25.00 | 4/6/2010 5:18:09 PM |
| falcon88dp | $25.00 | $25.00 | 4/6/2010 8:45:21 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/6/2010 8:44:10 PM |
| nybanker85 | $62.03 | $62.03 | 4/7/2010 1:54:01 AM |
| djc314 | $25.00 | $25.00 | 4/7/2010 7:13:06 AM |
| mmmm1982 | $25.00 | $25.00 | 4/7/2010 11:26:16 AM |
| simplybarg | $25.00 | $25.00 | 4/7/2010 11:26:42 AM |
| workinghardoregon | $25.00 | $25.00 | 4/7/2010 11:27:15 AM |
| gustavzantanon | $25.00 | $25.00 | 4/7/2010 11:07:36 AM |
| js44043 | $25.00 | $25.00 | 4/7/2010 1:42:59 PM |
| TribecaFunding | $25.00 | $25.00 | 4/7/2010 11:26:44 AM |
| transaction-eclipse | $25.00 | $25.00 | 4/7/2010 2:07:50 PM |
| texrob20 | $25.00 | $25.00 | 4/7/2010 3:31:43 PM |
| affluence-cargo | $30.00 | $30.00 | 4/7/2010 3:55:07 PM |
| JB9 | $25.00 | $25.00 | 4/7/2010 3:55:34 PM |
| zone6 | $40.79 | $40.79 | 4/7/2010 12:15:48 PM |
| just-benefit | $25.00 | $25.00 | 4/7/2010 4:03:14 PM |
| NycDean | $25.00 | $25.00 | 4/7/2010 2:05:28 PM |
| antrux | $25.00 | $25.00 | 4/7/2010 3:18:52 PM |
| Wilvara | $25.00 | $25.00 | 4/7/2010 3:31:00 PM |
| thetropics18 | $25.00 | $25.00 | 4/7/2010 3:31:40 PM |
| MonkeyB | $25.00 | $25.00 | 4/7/2010 3:55:31 PM |
| Bob450 | $25.00 | $25.00 | 4/8/2010 9:26:18 PM |
| reflective-rupee | $50.00 | $50.00 | 4/9/2010 1:29:57 PM |
| heerzaquestion | $25.00 | $25.00 | 4/9/2010 4:01:19 PM |
| micko | $25.00 | $25.00 | 4/9/2010 4:41:03 PM |
| naina_my_daughter | $50.00 | $50.00 | 4/9/2010 4:48:05 PM |
| youthful-greenback3 | $35.00 | $35.00 | 4/9/2010 7:01:57 PM |
| realtormoises | $25.00 | $25.00 | 4/9/2010 6:14:54 PM |
| sweet-payout5 | $25.00 | $25.00 | 4/10/2010 7:12:32 AM |
| sunny-justice9 | $25.00 | $25.00 | 4/10/2010 7:15:57 AM |
| bjs-performance | $50.00 | $50.00 | 4/10/2010 1:39:54 PM |
| Your_Bank | $35.00 | $35.00 | 4/10/2010 6:28:05 PM |
| marwadi-62 | $100.00 | $100.00 | 4/10/2010 7:42:56 PM |
| bankbuddy55 | $25.00 | $25.00 | 4/11/2010 11:20:45 AM |
| jjsparks28 | $40.07 | $40.07 | 4/11/2010 2:53:01 PM |
| Your_Bank | $25.00 | $25.00 | 4/11/2010 5:48:37 PM |
| aztec | $100.00 | $100.00 | 4/11/2010 6:34:35 PM |
| youthful-greenback3 | $35.00 | $35.00 | 4/11/2010 8:11:10 PM |
| TotosLion | $25.00 | $25.00 | 4/11/2010 8:12:32 PM |
| order-bee1 | $100.00 | $100.00 | 4/11/2010 11:17:39 PM |
| RyanM561 | $25.00 | $25.00 | 4/11/2010 7:53:24 PM |
| Bob450 | $25.00 | $25.00 | 4/12/2010 10:32:34 AM |
| camer069 | $40.00 | $40.00 | 4/12/2010 12:41:33 PM |
| YoungTaxMan | $73.52 | $73.52 | 4/12/2010 1:29:38 PM |
| Your_Bank | $25.00 | $25.00 | 4/12/2010 2:30:50 PM |
| Diamond_Jim | $25.00 | $25.00 | 4/5/2010 4:49:10 PM |
| handy-justice | $50.00 | $50.00 | 4/5/2010 4:49:27 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/5/2010 4:49:36 PM |
| Turtlebear44 | $25.00 | $25.00 | 4/5/2010 4:50:07 PM |
| Midwestvalues | $100.00 | $100.00 | 4/5/2010 4:48:59 PM |
| Redmond | $25.00 | $25.00 | 4/5/2010 4:50:10 PM |
| Caerus | $25.00 | $25.00 | 4/5/2010 4:49:52 PM |
| autonomous-truth | $75.00 | $75.00 | 4/5/2010 4:49:57 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:50:13 PM |
| terrific-fund5 | $25.00 | $25.00 | 4/5/2010 4:50:16 PM |
| 108lender | $75.00 | $75.00 | 4/5/2010 4:50:23 PM |
| lacolo | $25.00 | $25.00 | 4/5/2010 4:50:27 PM |
| kellydawn | $25.00 | $25.00 | 4/5/2010 4:49:19 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/5/2010 4:49:40 PM |
| bonus-tent | $25.00 | $25.00 | 4/5/2010 4:56:01 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 4/5/2010 4:49:42 PM |
| skuba | $25.00 | $25.00 | 4/5/2010 4:49:44 PM |
| beyondmanagement | $25.00 | $25.00 | 4/5/2010 4:49:46 PM |
| winslowdad | $25.00 | $25.00 | 4/5/2010 4:55:58 PM |
| martinnc | $25.00 | $25.00 | 4/5/2010 4:49:54 PM |
| Cash_Angel | $25.00 | $25.00 | 4/5/2010 4:50:03 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:50:15 PM |
| helping-out | $35.00 | $35.00 | 4/5/2010 5:10:02 PM |
| Apex-Lender | $25.00 | $25.00 | 4/5/2010 5:15:56 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 5:16:00 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 11:35:04 PM |
| zone8 | $25.00 | $25.00 | 4/5/2010 11:39:23 PM |
| bold-principal-thinker | $25.00 | $25.00 | 4/6/2010 9:33:49 AM |
| reflective-rupee | $50.00 | $50.00 | 4/6/2010 7:31:42 AM |
| time4aloan | $25.00 | $25.00 | 4/6/2010 11:46:09 AM |
| 1nvest | $25.00 | $25.00 | 4/6/2010 1:07:59 PM |
| cunning-bill | $25.00 | $25.00 | 4/6/2010 2:47:43 PM |
| r0b3m4n | $25.00 | $25.00 | 4/6/2010 10:17:51 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/7/2010 6:05:30 AM |
| lcole32 | $25.00 | $25.00 | 4/7/2010 6:17:58 AM |
| samo102us | $25.00 | $25.00 | 4/7/2010 11:26:14 AM |
| tuneman1980 | $25.00 | $25.00 | 4/7/2010 11:26:58 AM |
| Georgetastic | $25.00 | $25.00 | 4/7/2010 11:33:38 AM |
| silverloan | $25.00 | $25.00 | 4/7/2010 11:26:41 AM |
| CPAMAN | $25.00 | $25.00 | 4/7/2010 11:51:06 AM |
| treasure-hunter270 | $25.00 | $25.00 | 4/7/2010 12:30:15 PM |
| djames82 | $50.00 | $50.00 | 4/7/2010 12:05:13 PM |
| flexible-value | $25.00 | $25.00 | 4/7/2010 11:26:47 AM |
| LEWK25 | $25.00 | $20.70 | 4/7/2010 4:03:16 PM |
| direct-yield | $25.00 | $25.00 | 4/7/2010 2:57:58 PM |
| ingenious-deal6 | $25.00 | $25.00 | 4/7/2010 3:19:13 PM |
| mrscenicroute | $25.00 | $25.00 | 4/7/2010 3:31:42 PM |
| KrazyCelticKid | $25.00 | $25.00 | 4/7/2010 4:03:07 PM |
| nodebt2012 | $25.00 | $25.00 | 4/8/2010 1:29:11 PM |
| Tono | $25.00 | $25.00 | 4/8/2010 6:56:38 PM |
| TheSweetLender | $30.00 | $30.00 | 4/9/2010 6:05:34 AM |
| buffalobills | $25.00 | $25.00 | 4/9/2010 7:14:54 AM |
| sjo1984111 | $25.00 | $25.00 | 4/9/2010 7:26:15 AM |
| charming-point | $300.00 | $300.00 | 4/9/2010 1:20:04 PM |
| peso-bonaza | $27.68 | $27.68 | 4/9/2010 7:20:14 PM |
| payment-encore | $143.17 | $143.17 | 4/9/2010 11:03:03 PM |
| economy-sunrise | $25.00 | $25.00 | 4/10/2010 4:22:36 AM |
| Sugarmama21 | $40.00 | $40.00 | 4/10/2010 4:33:47 PM |
| tcbmc | $25.00 | $25.00 | 4/11/2010 4:03:42 PM |
| loss-of-control | $25.00 | $25.00 | 4/11/2010 5:58:13 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/11/2010 6:16:33 PM |
| Kash2010lu | $25.00 | $25.00 | 4/11/2010 12:56:12 PM |
| sturdy-peace9 | $75.00 | $75.00 | 4/12/2010 9:38:16 AM |
| dynrep | $25.00 | $25.00 | 4/12/2010 8:09:11 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 8:54:02 AM |
| PotBellyPete | $25.00 | $25.00 | 4/12/2010 12:01:27 PM |
| relentless-gain3 | $25.00 | $25.00 | 4/12/2010 2:15:11 PM |
| Decent | $34.88 | $34.88 | 4/12/2010 2:29:08 PM |
| balanced-return5 | $25.00 | $25.00 | 4/12/2010 2:54:18 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
452628
This series of Notes was issued and sold upon the funding of the borrower loan #41732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 23.68% |
Starting borrower rate/APR:
| 24.68% / 26.98% |
Starting monthly payment:
| $356.32 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $350.97 |
| |
|
Auction yield range:
| 8.04% - 23.68% |
Estimated loss impact:
| 8.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 41% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 9m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,347 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 69% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| stable-basis3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating high interest debt
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Monthly income/expenses? Credit card debts/interest rate? Other debts? - Trakissta
A:
Net income of $4,500-$5,000 with average expenses of $3,000.Credit card debt of $19,000.$7,500 @6.11% ; $3,400 @ 0% til 6/11; $3,600 @ 17.99% ; $2,600 @ 23.99% ; $2,300 @ 20.24%. 401k loan of $8,500 @ 9.25%.
I plan on paying off 401k loan with prosper loan and then take another 401k loan at 4.25% to consolidate my credit card debt.
(Apr-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:22 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:37:37 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:47:30 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/5/2010 5:00:46 PM |
| economy-producer | $25.00 | $25.00 | 4/5/2010 5:01:01 PM |
| dinero-speaker | $25.00 | $25.00 | 4/5/2010 5:02:10 PM |
| torion | $25.00 | $25.00 | 4/5/2010 5:01:13 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 5:01:51 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 5:05:51 PM |
| jengachamp | $25.00 | $25.00 | 4/5/2010 5:05:38 PM |
| money-floret | $50.00 | $50.00 | 4/5/2010 5:07:01 PM |
| Krozy | $25.00 | $25.00 | 4/5/2010 5:07:11 PM |
| bchen78875 | $25.00 | $25.00 | 4/5/2010 5:06:12 PM |
| logical-reward8 | $25.00 | $25.00 | 4/5/2010 5:06:21 PM |
| Avala | $50.00 | $50.00 | 4/5/2010 5:01:22 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 5:07:21 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 5:02:19 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/5/2010 5:07:47 PM |
| sloak | $25.00 | $25.00 | 4/5/2010 5:02:52 PM |
| frogperson | $50.00 | $50.00 | 4/5/2010 5:10:25 PM |
| Clambake | $50.00 | $50.00 | 4/5/2010 5:11:43 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/5/2010 5:06:35 PM |
| intelligent-yield | $25.00 | $25.00 | 4/5/2010 5:14:05 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/5/2010 5:07:40 PM |
| Supernick | $50.00 | $50.00 | 4/5/2010 5:11:21 PM |
| Phantom99 | $25.00 | $25.00 | 4/5/2010 6:00:40 PM |
| Imaginos1892 | $100.00 | $100.00 | 4/5/2010 6:55:54 PM |
| friendly-return7 | $25.00 | $25.00 | 4/5/2010 9:32:51 PM |
| unassassinable | $25.00 | $25.00 | 4/5/2010 7:07:58 PM |
| supreme-hope | $25.00 | $25.00 | 4/5/2010 7:41:22 PM |
| chekat | $25.00 | $25.00 | 4/5/2010 11:48:57 PM |
| lounges | $25.00 | $25.00 | 4/6/2010 12:48:06 AM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:58:19 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 4/6/2010 9:23:14 AM |
| chicago_shark | $25.00 | $25.00 | 4/6/2010 11:04:03 AM |
| 4the4ofus | $25.00 | $25.00 | 4/6/2010 9:33:15 AM |
| balance-voyager | $100.00 | $100.00 | 4/6/2010 9:49:32 AM |
| Zanthina | $25.00 | $25.00 | 4/6/2010 9:58:49 AM |
| Rdodson11 | $25.00 | $25.00 | 4/6/2010 11:34:44 AM |
| Loan_4_U | $25.00 | $25.00 | 4/6/2010 10:48:01 AM |
| bowdish1 | $28.31 | $28.31 | 4/6/2010 12:58:36 PM |
| a275ranger | $30.00 | $30.00 | 4/6/2010 1:03:02 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/6/2010 11:03:56 AM |
| burgeoning-silver | $25.00 | $25.00 | 4/6/2010 1:39:06 PM |
| KTOWN | $27.37 | $27.37 | 4/6/2010 11:27:46 AM |
| aasx1108 | $25.00 | $25.00 | 4/6/2010 2:19:14 PM |
| gokart83 | $50.00 | $50.00 | 4/6/2010 11:45:35 AM |
| SanJoser | $25.00 | $25.00 | 4/6/2010 11:53:32 AM |
| Interstate_Rate | $29.74 | $29.74 | 4/6/2010 2:56:29 PM |
| NR | $25.00 | $25.00 | 4/6/2010 1:47:54 PM |
| melodious-fairness | $25.00 | $25.00 | 4/6/2010 3:03:52 PM |
| personal-lender | $25.00 | $25.00 | 4/6/2010 5:18:43 PM |
| don8ter | $25.00 | $25.00 | 4/6/2010 5:20:30 PM |
| superstar449 | $34.29 | $34.29 | 4/6/2010 5:15:20 PM |
| duty-monger | $50.00 | $50.00 | 4/6/2010 5:27:11 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/6/2010 5:45:10 PM |
| caseattle | $25.00 | $25.00 | 4/6/2010 6:33:24 PM |
| micko | $25.00 | $25.00 | 4/6/2010 5:20:10 PM |
| Ven58 | $25.00 | $25.00 | 4/6/2010 5:31:09 PM |
| r0b3m4n | $25.00 | $25.00 | 4/6/2010 10:18:00 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 5:28:35 AM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 12:30:36 AM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 9:33:21 AM |
| lloyd_s | $25.00 | $25.00 | 4/7/2010 12:09:13 PM |
| mikeandcat | $31.23 | $31.23 | 4/7/2010 9:59:26 AM |
| newest-orbital-justice | $25.00 | $25.00 | 4/7/2010 10:43:41 AM |
| matt_2006 | $25.00 | $25.00 | 4/7/2010 1:43:37 PM |
| dynrep | $25.00 | $25.00 | 4/7/2010 1:51:40 PM |
| laudable-balance | $25.00 | $25.00 | 4/7/2010 4:13:10 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 4:04:25 PM |
| TennSquire | $25.00 | $25.00 | 4/7/2010 4:13:28 PM |
| divemaster | $25.00 | $25.00 | 4/7/2010 4:56:29 PM |
| mrkb80 | $25.00 | $25.00 | 4/7/2010 4:56:49 PM |
| Josta | $50.00 | $50.00 | 4/7/2010 5:00:35 PM |
| xyzlmno | $46.00 | $6.28 | 4/7/2010 5:02:08 PM |
| Bob450 | $50.00 | $50.00 | 4/8/2010 9:57:44 PM |
| new-peso-concerto | $75.00 | $75.00 | 4/9/2010 8:01:51 AM |
| Whipster | $25.00 | $25.00 | 4/9/2010 9:03:11 AM |
| elegant-loot | $25.00 | $25.00 | 4/9/2010 1:33:30 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 4:00:15 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 4:00:45 PM |
| WealthBoy | $25.00 | $25.00 | 4/9/2010 4:11:11 PM |
| steady-dime | $25.00 | $25.00 | 4/9/2010 4:23:15 PM |
| enthusiastic-point | $25.00 | $25.00 | 4/9/2010 4:44:43 PM |
| roi-advantage | $25.00 | $25.00 | 4/9/2010 5:00:34 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 4:56:47 PM |
| mlj0671 | $33.00 | $33.00 | 4/10/2010 7:56:57 AM |
| Bob450 | $25.00 | $25.00 | 4/10/2010 7:43:48 AM |
| Gaelicman | $161.49 | $161.49 | 4/10/2010 12:24:57 PM |
| worthy-bid4 | $25.00 | $25.00 | 4/10/2010 2:52:54 PM |
| Your_Bank | $50.00 | $50.00 | 4/10/2010 8:44:59 PM |
| Your_Bank | $100.00 | $100.00 | 4/10/2010 8:44:38 PM |
| freedom3 | $1,000.00 | $1,000.00 | 4/11/2010 1:34:46 PM |
| Hatdance | $25.00 | $25.00 | 4/11/2010 3:22:51 PM |
| aztec | $50.00 | $50.00 | 4/11/2010 6:30:41 PM |
| MGMNT | $100.00 | $100.00 | 4/11/2010 11:40:56 AM |
| moola-berserker | $100.00 | $100.00 | 4/11/2010 10:40:14 PM |
| wonder3 | $25.00 | $25.00 | 4/12/2010 5:59:21 AM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 6:31:48 PM |
| credit-coach118 | $40.00 | $40.00 | 4/12/2010 10:17:33 AM |
| alluring-yield5 | $75.00 | $75.00 | 4/12/2010 10:34:29 AM |
| interstellar | $50.00 | $50.00 | 4/12/2010 11:04:23 AM |
| Your_Bank | $50.00 | $50.00 | 4/12/2010 2:35:37 PM |
| lth35 | $34.38 | $34.38 | 4/12/2010 2:30:49 PM |
| mpatrick | $50.00 | $50.00 | 4/12/2010 3:24:26 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 5:01:29 PM |
| hrubinst | $25.00 | $25.00 | 4/5/2010 5:00:36 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:01:42 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:58:10 PM |
| sociallender | $25.00 | $25.00 | 4/5/2010 4:58:26 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 5:06:05 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/5/2010 5:06:42 PM |
| 350DGRZ | $25.00 | $25.00 | 4/5/2010 5:06:47 PM |
| windtalkers | $50.00 | $50.00 | 4/5/2010 5:09:44 PM |
| euro-starter | $25.00 | $25.00 | 4/5/2010 5:10:04 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/5/2010 5:03:11 PM |
| integrity-doctor | $100.00 | $100.00 | 4/5/2010 5:03:32 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/5/2010 5:10:55 PM |
| jazz619 | $25.00 | $25.00 | 4/5/2010 5:04:16 PM |
| Dap2005 | $25.00 | $25.00 | 4/5/2010 5:11:56 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/5/2010 5:12:32 PM |
| mmckune | $25.00 | $25.00 | 4/5/2010 5:05:21 PM |
| shrewd-deal | $25.00 | $25.00 | 4/5/2010 5:12:54 PM |
| nanda | $25.00 | $25.00 | 4/5/2010 5:13:09 PM |
| nickel-ferret | $25.00 | $25.00 | 4/5/2010 5:06:16 PM |
| peb44 | $25.00 | $25.00 | 4/5/2010 5:12:43 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/5/2010 5:13:06 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/5/2010 5:13:37 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/5/2010 5:07:32 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 5:14:15 PM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 5:15:51 PM |
| charming-point | $300.00 | $300.00 | 4/5/2010 5:26:25 PM |
| JustMee | $25.00 | $25.00 | 4/5/2010 5:38:37 PM |
| syounker | $25.00 | $25.00 | 4/5/2010 5:12:19 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/5/2010 5:12:49 PM |
| TheJunker | $25.00 | $25.00 | 4/5/2010 6:58:14 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 7:08:05 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 5:14:54 PM |
| vivid-loot | $25.00 | $25.00 | 4/5/2010 5:16:20 PM |
| tnjohnso | $25.00 | $25.00 | 4/5/2010 6:40:43 PM |
| cscott2007 | $25.00 | $25.00 | 4/5/2010 10:17:57 PM |
| mizon291 | $50.00 | $50.00 | 4/5/2010 7:40:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/5/2010 11:49:08 PM |
| rolex77 | $25.00 | $25.00 | 4/5/2010 8:08:03 PM |
| reliable-silver7 | $25.00 | $25.00 | 4/5/2010 11:49:15 PM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:46:35 AM |
| anton | $100.00 | $100.00 | 4/6/2010 4:37:51 AM |
| superindex | $25.00 | $25.00 | 4/6/2010 6:15:48 AM |
| money-explorer3 | $25.00 | $25.00 | 4/6/2010 3:39:32 AM |
| famous-hope | $25.00 | $25.00 | 4/6/2010 9:34:13 AM |
| wealthstar | $25.00 | $25.00 | 4/6/2010 10:35:21 AM |
| cypressdev001 | $25.00 | $25.00 | 4/6/2010 11:04:06 AM |
| coup173 | $25.00 | $25.00 | 4/6/2010 11:32:05 AM |
| Bank_Of_XL | $100.00 | $100.00 | 4/6/2010 12:10:42 PM |
| tallmon | $25.00 | $25.00 | 4/6/2010 12:18:15 PM |
| DasCoon | $28.95 | $28.95 | 4/6/2010 12:43:11 PM |
| abfs | $25.00 | $25.00 | 4/6/2010 11:38:00 AM |
| coin-investor | $25.00 | $25.00 | 4/6/2010 11:38:28 AM |
| treasure-bliss | $100.00 | $100.00 | 4/6/2010 11:47:42 AM |
| impeccable-funds5 | $25.00 | $25.00 | 4/6/2010 4:02:56 PM |
| orange-preeminant-bill | $49.60 | $49.60 | 4/6/2010 3:56:38 PM |
| paladin847 | $25.00 | $25.00 | 4/6/2010 3:54:55 PM |
| salala | $25.00 | $25.00 | 4/6/2010 5:18:45 PM |
| GElender | $25.00 | $25.00 | 4/6/2010 5:20:48 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/6/2010 7:48:01 PM |
| Trakissta | $100.00 | $100.00 | 4/6/2010 9:20:27 PM |
| topher515 | $25.00 | $25.00 | 4/6/2010 8:58:22 PM |
| russm011 | $25.00 | $25.00 | 4/7/2010 7:38:01 AM |
| xhrisd | $44.67 | $44.67 | 4/7/2010 7:47:40 AM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 9:33:45 AM |
| brazilofmux | $90.25 | $90.25 | 4/7/2010 10:43:35 AM |
| asset-professor | $75.00 | $75.00 | 4/7/2010 10:59:13 AM |
| KiwiElf | $25.00 | $25.00 | 4/7/2010 10:39:41 AM |
| Artist_Blue | $25.00 | $25.00 | 4/7/2010 10:43:25 AM |
| knight3136 | $25.00 | $25.00 | 4/7/2010 3:32:28 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/7/2010 12:32:39 PM |
| RusRobo | $25.00 | $25.00 | 4/7/2010 4:13:06 PM |
| silver-philosopher | $25.00 | $25.00 | 4/7/2010 4:13:32 PM |
| leftcoast52 | $25.00 | $25.00 | 4/7/2010 5:02:03 PM |
| ptjg | $25.00 | $25.00 | 4/7/2010 5:50:04 PM |
| pythia | $25.00 | $25.00 | 4/7/2010 7:55:43 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/8/2010 4:57:26 AM |
| ttnk62918 | $25.00 | $25.00 | 4/8/2010 7:37:50 AM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:26:19 AM |
| Prairie-MN | $30.00 | $30.00 | 4/8/2010 3:27:36 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 4:00:31 PM |
| rinyt | $30.00 | $30.00 | 4/9/2010 6:04:17 PM |
| CommerciaLender | $25.00 | $25.00 | 4/10/2010 8:42:30 AM |
| HermanstadtKid | $25.00 | $25.00 | 4/10/2010 6:01:48 AM |
| sunny-justice9 | $25.00 | $25.00 | 4/10/2010 7:17:12 AM |
| Toastmaster007 | $30.44 | $30.44 | 4/10/2010 12:34:54 PM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:04:38 PM |
| Your_Bank | $35.00 | $35.00 | 4/10/2010 8:45:26 PM |
| hektek22 | $25.00 | $25.00 | 4/11/2010 7:40:06 AM |
| DasMula | $25.00 | $25.00 | 4/10/2010 8:56:00 PM |
| investment-cluster | $25.00 | $25.00 | 4/11/2010 2:29:08 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/11/2010 6:18:31 PM |
| top-courteous-peso | $25.00 | $25.00 | 4/11/2010 6:36:55 PM |
| gunderstone | $100.00 | $100.00 | 4/11/2010 4:37:53 PM |
| charitycoon | $25.00 | $25.00 | 4/11/2010 8:10:55 PM |
| CTG_JaQ | $200.00 | $200.00 | 4/12/2010 8:52:17 AM |
| patriot384 | $97.00 | $97.00 | 4/12/2010 12:06:42 PM |
| durability-colonel | $50.00 | $50.00 | 4/12/2010 1:50:10 PM |
| kindness-venture1 | $25.00 | $25.00 | 4/12/2010 3:55:54 PM |
| bill-expert | $200.00 | $200.00 | 4/12/2010 4:02:21 PM |
| 205 bids
|
Borrower Payment Dependent Notes Series
452664
This series of Notes was issued and sold upon the funding of the borrower loan #41738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,900.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $719.25 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $719.25 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 5m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $8,341 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| fibrering |
Borrower's state:
| Michigan |
Borrower's group:
| StartupNation Entrepreneur and Startup Business Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $28,900.00 | < mo. late:
| 0
( 0% )
| 680-699
(Jun-2008)
620-639
(Mar-2007)
620-639
(Feb-2007)
660-679
(Aug-2006)
|
|
Principal balance:
| $6,807.72 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Debt Consolid. and Payoff Prosper
What is the loan for?? To pay off a few high interest credit cards, and payoff my 2nd Prosper Loan.
About me: I'm a Oracle Certified Professional with 25 years in Information Technology.? I have a steady job in a steady field.
My history with Prosper:? I got my first loan in April 2007 for $14,900 and made all my payments on-time, and then paid it off early in 11/2009.? I got my second Prosper loan in June 2008 and have made all my payments on-time, and will be paying the second loan off with this third Prosper loan.
My public Experian Score is 698, Equifax is 703 and Transunion is 691.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you list the amount of each debt and the interest rate of each loan you plan to repay with the money from this listing. - noble-revenue
A:
Prosper: $7000 @ 19%
Capital One: $3500 @ 18%
HSBC: $1100 @ 21%
Household $2900 @ 23%
Even with a higher interest rate on this Prosper loan, the payment will be less than the aggregate payments, and I will be debt free in 3 years...
(Apr-07-2010)
Q:
your pay record looks excellent. What is your average monthly net income, and see my page please. thank you - Tono
A:
$8K/month
(Apr-08-2010)
Q:
thank you for the reply, your monthly net income is approx....... $8,000. Now the second part of my previous message: what's your average monthly expense TOTAL. Then we can tell how much is left over to make a Prosper payment. thank you - Tono
A:
~ 6K
(Apr-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| YoungTaxMan | $50.00 | $50.00 | 4/5/2010 5:06:00 PM |
| pemb0023 | $25.00 | $25.00 | 4/5/2010 8:44:02 PM |
| pemb0023 | $25.00 | $25.00 | 4/5/2010 8:43:49 PM |
| myutmost | $30.00 | $30.00 | 4/7/2010 7:24:28 AM |
| reflective-rupee | $700.00 | $700.00 | 4/7/2010 11:42:36 AM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 11:41:38 AM |
| quickstep | $250.00 | $250.00 | 4/7/2010 1:13:26 PM |
| RainyDayFunds | $25.00 | $25.00 | 4/7/2010 6:23:20 PM |
| bright-exchange | $50.00 | $50.00 | 4/7/2010 10:58:23 PM |
| jhouman | $25.00 | $25.00 | 4/8/2010 2:08:00 PM |
| well-mannered-income3 | $200.00 | $200.00 | 4/8/2010 4:29:17 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/8/2010 6:07:24 PM |
| tjone69 | $50.00 | $50.00 | 4/9/2010 3:14:44 AM |
| 113121 | $25.00 | $25.00 | 4/9/2010 7:41:28 AM |
| 113121 | $725.00 | $725.00 | 4/9/2010 9:45:38 AM |
| new-peso-concerto | $75.00 | $75.00 | 4/9/2010 11:25:52 AM |
| Tono | $25.00 | $25.00 | 4/9/2010 12:54:56 PM |
| boo_hoo | $50.00 | $50.00 | 4/9/2010 4:32:12 PM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 5:53:01 PM |
| jes5199 | $27.54 | $27.54 | 4/9/2010 5:59:36 PM |
| investment-forte | $150.00 | $150.00 | 4/9/2010 10:06:58 PM |
| BlueProteus | $25.00 | $25.00 | 4/9/2010 8:29:50 PM |
| Rulea72 | $188.03 | $188.03 | 4/9/2010 5:49:37 PM |
| funds-razor3 | $30.00 | $30.00 | 4/9/2010 10:36:56 PM |
| Aberdeen | $500.00 | $500.00 | 4/9/2010 5:52:59 PM |
| gold-cluster | $100.00 | $100.00 | 4/10/2010 7:56:10 AM |
| realtormoises | $25.00 | $25.00 | 4/10/2010 8:24:58 AM |
| chameleon125 | $25.00 | $25.00 | 4/10/2010 11:40:37 AM |
| Your_Bank | $200.00 | $200.00 | 4/10/2010 8:53:23 PM |
| bazaar-pizza | $25.00 | $25.00 | 4/11/2010 1:45:24 AM |
| Your_Bank | $100.00 | $100.00 | 4/10/2010 8:54:12 PM |
| DasMula | $25.00 | $25.00 | 4/11/2010 8:34:57 AM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:07:07 PM |
| credit-elation1 | $30.00 | $30.00 | 4/11/2010 9:02:13 AM |
| GlenBank | $150.00 | $150.00 | 4/11/2010 9:57:15 AM |
| DasMula | $25.00 | $25.00 | 4/11/2010 8:35:08 AM |
| leverage-reaction | $25.00 | $25.00 | 4/11/2010 6:13:07 PM |
| amra | $25.00 | $25.00 | 4/11/2010 7:13:17 PM |
| bankbuddy55 | $25.00 | $25.00 | 4/11/2010 11:24:04 AM |
| Kash2010lu | $35.00 | $35.00 | 4/11/2010 1:02:14 PM |
| clemclan | $25.00 | $25.00 | 4/11/2010 2:22:17 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 9:56:26 PM |
| twjh | $25.00 | $25.00 | 4/11/2010 3:26:08 PM |
| Flying_Tilapia | $50.00 | $50.00 | 4/12/2010 1:27:45 AM |
| l2fp | $55.18 | $55.18 | 4/11/2010 4:26:25 PM |
| charming-point | $300.00 | $300.00 | 4/12/2010 6:34:40 AM |
| mrreynol | $25.00 | $25.00 | 4/11/2010 6:02:30 PM |
| cptmorgin | $30.00 | $30.00 | 4/12/2010 6:42:15 AM |
| Skeptical-one | $25.00 | $25.00 | 4/12/2010 8:50:31 AM |
| lostviajero | $25.00 | $25.00 | 4/11/2010 6:36:57 PM |
| srthsvghdthtr | $25.00 | $25.00 | 4/12/2010 8:06:04 AM |
| shrewd-income | $100.00 | $100.00 | 4/12/2010 9:46:21 AM |
| penny-surgeon | $25.00 | $25.00 | 4/12/2010 9:21:21 AM |
| radionet | $40.00 | $40.00 | 4/11/2010 9:56:28 PM |
| bmw2 | $100.00 | $100.00 | 4/12/2010 9:43:21 AM |
| alluring-yield5 | $100.00 | $100.00 | 4/12/2010 10:39:36 AM |
| jerrymaguire | $25.25 | $25.25 | 4/12/2010 6:39:49 AM |
| HenlopenCapital | $44.00 | $44.00 | 4/12/2010 11:49:27 AM |
| ScottyJ | $25.00 | $25.00 | 4/12/2010 11:58:50 AM |
| heerzaquestion | $50.00 | $50.00 | 4/12/2010 12:24:55 PM |
| AF-Chief | $35.00 | $35.00 | 4/12/2010 10:57:57 AM |
| YoungTaxMan | $1,000.00 | $1,000.00 | 4/12/2010 1:23:29 PM |
| benefit-flow | $50.00 | $50.00 | 4/12/2010 2:57:03 PM |
| Aristocrat | $25.00 | $25.00 | 4/12/2010 4:04:43 PM |
| social-conductor4 | $25.00 | $25.00 | 4/12/2010 4:28:45 PM |
| Jasmel | $100.00 | $100.00 | 4/5/2010 5:12:30 PM |
| silver-frog0 | $300.00 | $300.00 | 4/5/2010 7:16:07 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/5/2010 10:40:05 PM |
| lively-exchange | $68.25 | $68.25 | 4/6/2010 11:55:03 AM |
| reflective-rupee | $1,500.00 | $1,500.00 | 4/7/2010 11:41:10 AM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 11:41:50 AM |
| reflective-rupee | $250.00 | $250.00 | 4/7/2010 11:41:24 AM |
| reflective-rupee | $50.00 | $50.00 | 4/7/2010 11:42:03 AM |
| currency-bumblebee | $50.00 | $50.00 | 4/8/2010 10:00:16 AM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:05:49 PM |
| amra | $25.00 | $25.00 | 4/8/2010 2:57:56 PM |
| nilonc1 | $750.00 | $750.00 | 4/8/2010 9:51:23 PM |
| Bob450 | $50.00 | $50.00 | 4/8/2010 10:06:40 PM |
| 113121 | $500.00 | $500.00 | 4/9/2010 9:44:33 AM |
| 113121 | $500.00 | $500.00 | 4/9/2010 9:45:11 AM |
| 113121 | $500.00 | $500.00 | 4/9/2010 9:44:52 AM |
| UCLA4life | $25.00 | $25.00 | 4/9/2010 11:26:14 AM |
| selector568 | $100.00 | $100.00 | 4/9/2010 12:33:27 PM |
| Marfloogan | $25.00 | $25.00 | 4/9/2010 1:38:08 PM |
| silver-frog0 | $300.00 | $300.00 | 4/9/2010 1:46:55 PM |
| fund-secret-agent | $25.00 | $25.00 | 4/9/2010 2:57:09 PM |
| myutmost | $61.23 | $61.23 | 4/9/2010 3:56:57 PM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 5:53:11 PM |
| chato2345 | $25.00 | $25.00 | 4/9/2010 5:01:49 PM |
| return-grizzly | $100.00 | $100.00 | 4/9/2010 7:55:12 PM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 5:53:01 PM |
| quicksilver70 | $25.00 | $25.00 | 4/9/2010 5:59:47 PM |
| FarmersBank | $69.71 | $65.13 | 4/9/2010 7:08:47 PM |
| supreme-hope | $25.00 | $25.00 | 4/10/2010 5:40:13 AM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 5:53:02 PM |
| sevenbridges | $54.77 | $54.77 | 4/10/2010 1:45:53 PM |
| Bob450 | $50.00 | $50.00 | 4/10/2010 7:48:43 AM |
| lively-exchange | $25.00 | $25.00 | 4/10/2010 1:29:40 PM |
| PXM-Financial | $50.00 | $50.00 | 4/10/2010 8:09:46 PM |
| EEasyMoney | $50.00 | $50.00 | 4/10/2010 11:44:14 AM |
| Your_Bank | $100.00 | $100.00 | 4/10/2010 8:53:50 PM |
| five-star-note | $100.00 | $100.00 | 4/11/2010 9:39:13 AM |
| DasMula | $25.00 | $25.00 | 4/11/2010 8:34:45 AM |
| Whipster | $25.00 | $25.00 | 4/11/2010 3:47:58 AM |
| Cory79 | $28.08 | $28.08 | 4/11/2010 10:05:39 AM |
| aztec | $80.00 | $80.00 | 4/11/2010 6:36:03 PM |
| kind-elevated-market | $25.00 | $25.00 | 4/11/2010 11:42:21 AM |
| brother_tam | $50.00 | $50.00 | 4/11/2010 7:11:00 PM |
| foldingbenny2 | $50.00 | $50.00 | 4/11/2010 7:57:57 PM |
| agoodquestion | $25.00 | $25.00 | 4/11/2010 8:29:45 PM |
| NekHoldings | $25.00 | $25.00 | 4/12/2010 4:56:06 AM |
| buffalobills | $25.00 | $25.00 | 4/12/2010 7:24:00 AM |
| credit-missile | $100.00 | $100.00 | 4/12/2010 7:49:03 AM |
| Rip128 | $300.00 | $300.00 | 4/12/2010 7:57:28 AM |
| wise-courageous-social | $25.00 | $25.00 | 4/12/2010 9:07:19 AM |
| dynrep | $25.00 | $25.00 | 4/12/2010 8:12:59 AM |
| investment-daydream | $45.00 | $45.00 | 4/12/2010 10:12:45 AM |
| 113121 | $500.00 | $500.00 | 4/12/2010 6:39:07 AM |
| Bob450 | $25.00 | $25.00 | 4/12/2010 10:34:57 AM |
| Leshan | $27.54 | $27.54 | 4/12/2010 7:47:31 AM |
| responsive-rate884 | $50.00 | $50.00 | 4/12/2010 11:18:32 AM |
| gold-cluster | $100.00 | $100.00 | 4/12/2010 11:41:45 AM |
| Bobusa | $25.00 | $25.00 | 4/12/2010 12:48:52 PM |
| silver-frog0 | $150.00 | $150.00 | 4/12/2010 10:11:34 AM |
| ProModelA | $25.00 | $25.00 | 4/12/2010 1:43:00 PM |
| heerzaquestion | $50.00 | $50.00 | 4/12/2010 12:19:37 PM |
| RMI_Babylon | $25.00 | $25.00 | 4/12/2010 4:06:59 PM |
| 127 bids
|
Borrower Payment Dependent Notes Series
452798
This series of Notes was issued and sold upon the funding of the borrower loan #41793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $135.74 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $133.61 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 31% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 17
/
14 | Length of status: | 11y 1m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 29 |
Occupation: | Scientist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,900 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| urbane-money5 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
I am looking to consolidate my credit card debt.? The last couple of years I relied more heavily on my credit cards for day to day living.? I am now looking to pay off some of that accumulated debt faster.? I have a steady, full time job of over 10 years.? Aside from credit card payments, my monthly bills include, mortgage, utilities, car insurance, car payment, groceries, and gas in order to get to work and back.? My car is almost paid off, with my last payment due in November of this year.? I plan on keeping this vehicle for many years to come.? I have no plans for any vacations or? other splurges.? I hope you will consider funding my loan.? I thank you in advance.? I hope to someday return the favor and lend to someone in need.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:20 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:58:07 PM |
| hrubinst | $25.00 | $25.00 | 4/5/2010 5:00:38 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/5/2010 5:00:49 PM |
| Avala | $50.00 | $50.00 | 4/5/2010 5:01:20 PM |
| dinero-speaker | $25.00 | $25.00 | 4/5/2010 5:02:08 PM |
| integrity-doctor | $100.00 | $87.81 | 4/5/2010 5:03:29 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:59:34 PM |
| torion | $25.00 | $25.00 | 4/5/2010 5:01:10 PM |
| site_ml | $25.00 | $25.00 | 4/6/2010 6:36:09 AM |
| mammalian4 | $25.00 | $25.00 | 4/6/2010 8:55:18 AM |
| interstellar | $50.00 | $50.00 | 4/6/2010 10:32:37 AM |
| ttnk62918 | $25.00 | $25.00 | 4/6/2010 10:59:47 AM |
| heerzaquestion | $50.00 | $50.00 | 4/6/2010 12:38:33 PM |
| caseattle | $25.00 | $25.00 | 4/6/2010 6:38:32 PM |
| neorunner | $25.00 | $25.00 | 4/7/2010 3:11:37 AM |
| MarcusOcean | $50.00 | $50.00 | 4/7/2010 9:07:13 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/8/2010 5:09:10 AM |
| Moneypenny6 | $25.00 | $25.00 | 4/8/2010 10:16:23 AM |
| benefit-trident | $25.00 | $25.00 | 4/8/2010 4:28:32 PM |
| himanshuko | $25.00 | $25.00 | 4/9/2010 9:58:18 AM |
| GABC-1 | $45.00 | $45.00 | 4/9/2010 11:08:35 AM |
| MoneyOnTheMoon | $100.00 | $100.00 | 4/9/2010 9:37:56 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/10/2010 2:08:52 PM |
| Spraydawg | $108.36 | $108.36 | 4/10/2010 9:29:20 PM |
| Gaelicman | $100.00 | $100.00 | 4/10/2010 12:26:19 PM |
| SkinnyFish | $25.00 | $25.00 | 4/11/2010 6:16:03 AM |
| Ogerta | $50.00 | $50.00 | 4/11/2010 9:12:12 PM |
| the-durability-planetarium | $90.62 | $90.62 | 4/11/2010 10:06:33 PM |
| MrOglesby | $25.00 | $25.00 | 4/12/2010 4:47:55 AM |
| MC7608 | $25.00 | $25.00 | 4/11/2010 6:10:54 PM |
| Your_Bank | $25.00 | $25.00 | 4/12/2010 9:38:20 AM |
| nalaari | $25.48 | $25.48 | 4/12/2010 2:57:18 PM |
| credit-coach118 | $45.00 | $45.00 | 4/12/2010 3:08:38 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:37:36 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:47:25 PM |
| charming-point | $300.00 | $300.00 | 4/5/2010 4:58:34 PM |
| economy-producer | $25.00 | $25.00 | 4/5/2010 5:00:57 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:01:40 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/5/2010 5:03:09 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 5:01:27 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 5:01:49 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 5:02:17 PM |
| sloak | $25.00 | $25.00 | 4/5/2010 5:02:51 PM |
| Bank_Of_XL | $100.00 | $100.00 | 4/5/2010 6:29:54 PM |
| Ven58 | $25.00 | $25.00 | 4/5/2010 5:14:28 PM |
| Imaginos1892 | $25.00 | $25.00 | 4/5/2010 6:57:27 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:56:03 AM |
| LMM1 | $25.00 | $25.00 | 4/6/2010 8:44:48 AM |
| wealth-serenity | $31.11 | $31.11 | 4/6/2010 9:16:07 AM |
| SV-AZ | $50.00 | $50.00 | 4/6/2010 11:11:42 AM |
| coup173 | $25.00 | $25.00 | 4/6/2010 11:32:01 AM |
| SqueezeKing | $25.00 | $25.00 | 4/6/2010 10:30:19 AM |
| frogperson | $100.00 | $100.00 | 4/6/2010 11:22:36 AM |
| Prairie-MN | $30.00 | $30.00 | 4/6/2010 5:15:38 PM |
| duty-monger | $50.00 | $50.00 | 4/6/2010 5:25:01 PM |
| helpneachother | $50.00 | $50.00 | 4/6/2010 10:57:59 PM |
| mhotchan | $100.00 | $100.00 | 4/7/2010 7:20:17 AM |
| Whipster | $25.00 | $25.00 | 4/8/2010 8:50:46 AM |
| broker558 | $25.00 | $25.00 | 4/8/2010 3:56:22 PM |
| MattProsper | $30.00 | $30.00 | 4/8/2010 9:41:27 PM |
| interest-friendship | $185.62 | $185.62 | 4/9/2010 9:51:58 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/9/2010 2:42:11 PM |
| enthusiastic-point | $25.00 | $25.00 | 4/9/2010 4:35:21 PM |
| Doogles02 | $25.00 | $25.00 | 4/9/2010 6:08:26 PM |
| mlj0671 | $33.00 | $33.00 | 4/10/2010 7:59:11 AM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:09:44 PM |
| hektek22 | $25.00 | $25.00 | 4/11/2010 7:42:20 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 4/11/2010 5:07:15 PM |
| loss-of-control | $50.00 | $50.00 | 4/11/2010 6:11:00 PM |
| Loan_shark718 | $50.00 | $50.00 | 4/11/2010 8:08:52 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 10:04:33 PM |
| wonder3 | $25.00 | $25.00 | 4/12/2010 6:09:46 AM |
| The-CAPS-fan | $30.00 | $30.00 | 4/12/2010 7:45:20 AM |
| webfeet | $25.00 | $25.00 | 4/12/2010 8:57:32 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 9:03:35 AM |
| availableloan | $25.00 | $25.00 | 4/11/2010 8:32:15 PM |
| ultimate-peace | $100.00 | $100.00 | 4/12/2010 10:28:26 AM |
| johnpmid | $25.00 | $25.00 | 4/12/2010 7:50:24 AM |
| rate-hickory | $25.00 | $25.00 | 4/12/2010 8:34:50 AM |
| Queueball1 | $50.00 | $50.00 | 4/12/2010 9:11:42 AM |
| investment-cluster | $25.00 | $25.00 | 4/12/2010 2:29:46 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:09:40 PM |
| jybank | $25.00 | $25.00 | 4/12/2010 4:06:46 PM |
| 84 bids
|
Borrower Payment Dependent Notes Series
452816
This series of Notes was issued and sold upon the funding of the borrower loan #41757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,950.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 14.02% |
Starting borrower rate/APR:
| 15.02% / 17.19% |
Starting monthly payment:
| $171.64 |
|
Final lender yield:
| 14.02% |
Final borrower rate/APR:
| 15.02% / 17.19% |
Final monthly payment:
| $171.64 |
| |
|
Auction yield range:
| 4.04% - 14.02% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 0m |
|
Credit score:
| 780-799 (Apr-2010) |
Total credit lines:
| 56 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $61,340 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 34% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| KYBBC |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business costs
Purpose of loan is to pay down debt incurred from moving my practice to where it is now.? This will include lines of credit and individual equipment items I purchased to open my new office.? I'm a Certified Financial Planner and have been in the Investment field since 1996.
My financial situation:
I am a good candidate for this loan because?I have never been late and my credit score shows this.? I have a high income that allows me to pay down debt fast and will have the payments automatically taken out of my checking account.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KFB_Investments | $35.00 | $35.00 | 4/5/2010 6:09:31 PM |
| top-courteous-peso | $25.00 | $25.00 | 4/7/2010 3:23:33 PM |
| FinDoc | $25.00 | $25.00 | 4/7/2010 4:12:09 PM |
| SFBank | $200.00 | $200.00 | 4/7/2010 5:18:05 PM |
| Paragon13 | $50.00 | $50.00 | 4/8/2010 7:23:00 AM |
| reasonable-power | $25.00 | $25.00 | 4/8/2010 10:43:14 AM |
| ExcellentGreen | $25.00 | $25.00 | 4/8/2010 4:57:28 PM |
| gain-dolphin | $50.00 | $50.00 | 4/8/2010 5:07:23 PM |
| Alittleluck | $25.00 | $25.00 | 4/8/2010 7:32:40 PM |
| tearingstar | $25.00 | $25.00 | 4/8/2010 10:16:19 PM |
| mhammond | $50.00 | $50.00 | 4/8/2010 9:40:23 PM |
| sentimental-silver7 | $50.00 | $50.00 | 4/9/2010 8:04:35 AM |
| mcabery | $150.00 | $150.00 | 4/9/2010 1:00:57 PM |
| pooldar | $50.00 | $50.00 | 4/9/2010 3:39:50 PM |
| trade-structure | $25.00 | $25.00 | 4/9/2010 4:40:11 PM |
| best-listing-toro | $25.00 | $25.00 | 4/10/2010 7:32:43 AM |
| LakeShoreLending | $25.00 | $25.00 | 4/9/2010 7:04:32 PM |
| nolahelper | $25.00 | $25.00 | 4/10/2010 4:55:34 AM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 9:37:08 PM |
| wishgirl76 | $40.39 | $40.39 | 4/10/2010 11:12:36 AM |
| lukeskywalkerkp | $50.00 | $50.00 | 4/10/2010 9:46:23 AM |
| dakota75 | $65.00 | $65.00 | 4/11/2010 7:04:35 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/11/2010 6:01:10 AM |
| wdjnm | $100.00 | $100.00 | 4/10/2010 6:08:45 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 4/11/2010 11:34:18 AM |
| 113121 | $25.00 | $25.00 | 4/11/2010 10:43:18 AM |
| Ven58 | $25.00 | $25.00 | 4/11/2010 8:04:48 PM |
| Mav26 | $70.00 | $70.00 | 4/12/2010 9:08:26 AM |
| eagle1271 | $25.00 | $25.00 | 4/11/2010 8:31:28 PM |
| fairness-swashbuckler | $60.75 | $60.75 | 4/11/2010 9:39:06 PM |
| leverage-monger | $25.00 | $25.00 | 4/12/2010 9:48:00 AM |
| c-gurista-5 | $30.00 | $30.00 | 4/12/2010 6:39:57 AM |
| shrewd-income | $100.00 | $100.00 | 4/12/2010 9:48:50 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 1:50:14 PM |
| sharp-return7 | $50.00 | $50.00 | 4/12/2010 3:27:56 PM |
| mcs99 | $100.00 | $100.00 | 4/12/2010 1:46:19 PM |
| DasMula | $25.00 | $25.00 | 4/12/2010 1:49:59 PM |
| leverage-monger | $69.24 | $69.24 | 4/12/2010 3:10:40 PM |
| sigep923 | $50.00 | $50.00 | 4/12/2010 3:18:06 PM |
| mpatrick | $50.00 | $50.00 | 4/12/2010 3:27:03 PM |
| mpatrick | $50.00 | $50.00 | 4/12/2010 3:29:55 PM |
| Hatdance | $25.00 | $25.00 | 4/12/2010 3:31:29 PM |
| leverage-monger | $96.74 | $96.74 | 4/12/2010 4:24:15 PM |
| Hatdance | $25.00 | $25.00 | 4/12/2010 4:30:24 PM |
| sshgfwb | $25.00 | $25.00 | 4/6/2010 6:31:00 AM |
| imlosttoo | $25.00 | $25.00 | 4/7/2010 9:38:01 AM |
| Ogerta | $100.00 | $100.00 | 4/7/2010 11:14:38 AM |
| Serge2005 | $25.00 | $25.00 | 4/7/2010 5:17:04 PM |
| chibear34 | $25.00 | $25.00 | 4/7/2010 5:36:04 PM |
| ilend57 | $25.00 | $25.00 | 4/7/2010 10:13:04 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/7/2010 9:18:37 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 8:29:42 AM |
| cbfresh | $50.00 | $50.00 | 4/9/2010 12:00:31 PM |
| PurplePonchoMan | $25.00 | $25.00 | 4/9/2010 11:58:41 AM |
| wealthydc | $42.32 | $42.32 | 4/9/2010 5:53:35 PM |
| BARNAPAS | $25.00 | $25.00 | 4/10/2010 5:31:31 AM |
| world10000 | $415.00 | $415.00 | 4/9/2010 11:29:20 PM |
| economy-river | $25.00 | $25.00 | 4/10/2010 7:36:34 AM |
| Your_Bank | $100.00 | $100.00 | 4/10/2010 9:10:11 PM |
| elloboverde | $50.00 | $50.00 | 4/10/2010 11:22:13 PM |
| KichigaiSensei | $25.00 | $25.00 | 4/11/2010 7:49:29 AM |
| beakerfish | $50.00 | $50.00 | 4/11/2010 5:27:50 PM |
| ovloan | $50.00 | $50.00 | 4/11/2010 7:47:25 PM |
| 13loans | $25.00 | $25.00 | 4/11/2010 8:48:45 PM |
| dinero-elevator | $50.00 | $50.00 | 4/11/2010 10:10:08 PM |
| powerful-benefit | $25.00 | $25.00 | 4/12/2010 4:10:31 AM |
| deal-promiser | $25.00 | $25.00 | 4/12/2010 7:59:58 AM |
| Dap2005 | $100.00 | $100.00 | 4/11/2010 7:14:34 PM |
| ToloUSN | $50.00 | $50.00 | 4/12/2010 9:05:39 AM |
| bold-pleasant-gold | $25.00 | $25.00 | 4/12/2010 9:07:42 AM |
| dynrep | $100.00 | $100.00 | 4/12/2010 8:15:44 AM |
| foldingbenny2 | $50.00 | $50.00 | 4/11/2010 8:13:25 PM |
| Toystore | $35.00 | $35.00 | 4/12/2010 10:00:52 AM |
| trade-elm | $25.00 | $25.00 | 4/12/2010 7:20:35 AM |
| reflective-rupee | $400.00 | $30.20 | 4/12/2010 11:26:17 AM |
| manugee | $50.00 | $50.00 | 4/12/2010 12:13:29 PM |
| NekHoldings | $25.00 | $25.00 | 4/12/2010 1:06:33 PM |
| persistent-value3 | $49.26 | $49.26 | 4/12/2010 10:26:04 AM |
| durability-colonel | $50.00 | $50.00 | 4/12/2010 2:00:25 PM |
| cutter21 | $30.20 | $30.20 | 4/12/2010 10:44:05 AM |
| honorable-yield | $75.00 | $75.00 | 4/12/2010 11:28:45 AM |
| DasMula | $25.00 | $25.00 | 4/12/2010 1:40:39 PM |
| gourd6 | $25.00 | $25.00 | 4/12/2010 3:55:45 PM |
| DADS-GIFT | $25.00 | $25.00 | 4/12/2010 2:26:50 PM |
| Your_Bank | $100.00 | $100.00 | 4/12/2010 2:53:09 PM |
| falcone | $50.00 | $50.00 | 4/12/2010 4:20:16 PM |
| CirclePFinancial | $30.90 | $30.90 | 4/12/2010 4:23:47 PM |
| dblaz5 | $500.00 | $500.00 | 4/12/2010 4:28:36 PM |
| 88 bids
|
Borrower Payment Dependent Notes Series
452984
This series of Notes was issued and sold upon the funding of the borrower loan #41747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.42% |
Starting monthly payment:
| $52.00 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.36% |
Final monthly payment:
| $49.11 |
| |
|
Auction yield range:
| 4.04% - 14.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 33% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 1m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $8,302 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $81 |
Bankcard utilization:
| 58% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| productive-silver893 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Equipment purchase
Purpose of loan:
This loan will be used to purchase a small trailer for a?transport business.
My financial situation:
I am a good candidate for this loan because I consistently pay may debts?the trailer will allow us to generate more sales.?We have established business contacts and low-overhead as this is a side business?which will be ran?from my home.? Our fixed expenses?include an existing truck payment, liability and cargo insurance.? Our variable expenses include the cost of fuel.? There are no employee costs as?we perform the work.??I am college educated and currently pursuing a business degree in management and organizational development.? The?income below is my current take home pay and does not include projected income from the business or my husband.? Monthly expenses are reported as my current contribution to the expenses as my husband and I share these.?
I am looking into a questionable delinquency listed on my credit and would like to point out a significant amount of my loans are low-interest?student loans.?
Monthly net income: $1800
Monthly expenses: $
??Housing: $1108 (husband pays)
??Insurance: $160 (husband pays)?
??Car expenses: $700 (husband pays)?
??Utilities: $300
??Phone, cable, internet: $160
??Food, entertainment: $ 200
??Clothing, household expenses $100
??Credit cards and other loans: $300
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| excellent-nickel | $25.00 | $25.00 | 4/5/2010 4:58:03 PM |
| income-fortress | $25.00 | $25.00 | 4/5/2010 4:58:49 PM |
| Approved | $25.00 | $25.00 | 4/8/2010 12:54:34 PM |
| brondero | $130.00 | $130.00 | 4/8/2010 4:54:11 PM |
| ansky127 | $25.00 | $25.00 | 4/9/2010 8:30:15 AM |
| Shanster84 | $50.00 | $50.00 | 4/9/2010 12:59:54 PM |
| akgirlx | $25.00 | $25.00 | 4/9/2010 5:18:20 PM |
| Jinja | $35.00 | $35.00 | 4/9/2010 5:21:30 PM |
| pythia | $25.00 | $25.00 | 4/9/2010 6:30:32 PM |
| isfahanian | $34.02 | $34.02 | 4/10/2010 1:46:23 PM |
| leverage-monger | $25.00 | $25.00 | 4/11/2010 6:25:48 PM |
| gustavholstopus32 | $25.00 | $25.00 | 4/12/2010 9:32:54 AM |
| rjcoutur2001 | $28.04 | $28.04 | 4/12/2010 2:42:43 AM |
| kwan | $75.00 | $75.00 | 4/12/2010 9:51:00 AM |
| trade-structure | $25.00 | $25.00 | 4/12/2010 1:08:08 PM |
| persistent-value3 | $36.79 | $36.79 | 4/12/2010 4:23:59 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:37:09 AM |
| TheWainer | $25.00 | $25.00 | 4/6/2010 8:34:57 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 4/7/2010 11:14:46 PM |
| Sealion | $50.00 | $50.00 | 4/8/2010 10:30:22 AM |
| Rustang | $25.00 | $25.00 | 4/9/2010 7:11:00 AM |
| PurplePonchoMan | $25.00 | $25.00 | 4/9/2010 11:59:08 AM |
| stupiddayjob | $25.00 | $25.00 | 4/9/2010 8:46:39 PM |
| plant_a_seed | $35.15 | $35.15 | 4/10/2010 8:10:07 AM |
| Lender0307 | $25.00 | $25.00 | 4/10/2010 9:44:58 AM |
| flshdaskll | $25.00 | $25.00 | 4/10/2010 4:34:06 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:29:59 AM |
| best-listing-toro | $25.00 | $25.00 | 4/12/2010 8:31:46 AM |
| ToloUSN | $50.00 | $50.00 | 4/12/2010 8:50:28 AM |
| eagle1271 | $25.00 | $25.00 | 4/11/2010 8:34:42 PM |
| shrewd-income | $100.00 | $100.00 | 4/12/2010 9:47:53 AM |
| wild-orange | $100.00 | $100.00 | 4/12/2010 11:38:54 AM |
| erowis | $25.00 | $1.00 | 4/12/2010 12:52:35 PM |
| Ven58 | $25.00 | $25.00 | 4/12/2010 10:46:48 AM |
| jybank | $25.00 | $25.00 | 4/12/2010 3:07:30 PM |
| Nusk | $25.00 | $25.00 | 4/12/2010 11:55:22 AM |
| godzig | $25.00 | $25.00 | 4/12/2010 1:15:27 PM |
| SpotLending | $50.00 | $50.00 | 4/12/2010 4:12:44 PM |
| leverage-monger | $100.00 | $100.00 | 4/12/2010 4:21:46 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
453116
This series of Notes was issued and sold upon the funding of the borrower loan #41741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $82.06 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $70.31 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 6m |
|
Credit score:
| 700-719 (Apr-2010) |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,908 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 71% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| brownmoose_com |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 23 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,001.00 | < mo. late:
| 0
( 0% )
| 700-719
(Jan-2010)
720-739
(Aug-2009)
(Mar-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
The safest D you'll find
Greetings!? We will be paying down down debt with the loan proceeds.? As both a lender and borrower, I know how hard it is to find reliable, steady investments.? We have never missed a Prosper payment and don't intend to start anytime soon.? To date, we've borrowed over $8000 over 3 loans, and have faithfully paid back each loan plus interest.
Thank you!?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:51:36 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/11/2010 6:23:45 PM |
| jslo722 | $25.00 | $25.00 | 4/12/2010 9:07:09 PM |
| Hummer-Guy | $25.00 | $25.00 | 4/13/2010 8:47:12 AM |
| GABC-1 | $50.00 | $50.00 | 4/13/2010 10:11:00 AM |
| OGS_Capital | $25.00 | $25.00 | 4/13/2010 8:01:55 AM |
| durable-economy2 | $100.00 | $100.00 | 4/13/2010 1:06:42 PM |
| Tuss12 | $100.00 | $100.00 | 4/13/2010 2:11:28 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/13/2010 3:14:41 PM |
| us957165 | $25.00 | $25.00 | 4/13/2010 3:22:03 PM |
| DasMula | $25.00 | $25.00 | 4/13/2010 12:35:31 PM |
| Mikale360 | $25.00 | $25.00 | 4/13/2010 3:30:25 PM |
| crdcteng | $25.00 | $25.00 | 4/13/2010 4:20:43 PM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 3:26:43 PM |
| MoneyOnTheMoon | $70.26 | $70.26 | 4/9/2010 9:34:12 PM |
| CoolPlexer | $220.54 | $220.54 | 4/11/2010 11:24:10 AM |
| MSCG | $49.74 | $49.74 | 4/12/2010 11:33:56 AM |
| Chillito | $35.00 | $35.00 | 4/12/2010 10:54:25 PM |
| PeterPsych | $700.00 | $584.46 | 4/13/2010 10:14:02 AM |
| shrewd-peace7 | $40.00 | $40.00 | 4/13/2010 1:15:48 PM |
| farchoir | $25.00 | $25.00 | 4/13/2010 2:31:37 PM |
| sincere-balance | $25.00 | $25.00 | 4/13/2010 3:30:20 PM |
| TakeCare | $25.00 | $25.00 | 4/13/2010 3:37:06 PM |
| wild-orange | $25.00 | $25.00 | 4/13/2010 3:06:59 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
453302
This series of Notes was issued and sold upon the funding of the borrower loan #41766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 19.04% |
Starting borrower rate/APR:
| 20.04% / 22.28% |
Starting monthly payment:
| $111.55 |
|
Final lender yield:
| 12.85% |
Final borrower rate/APR:
| 13.85% / 16.01% |
Final monthly payment:
| $102.31 |
| |
|
Auction yield range:
| 6.04% - 19.04% |
Estimated loss impact:
| 5.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 12% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 0m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 16 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| deal-voyager7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Wedding Expenses
Purpose of loan:
This loan will be used to help us to pay off the rest of our wedding costs, which are due soon.
My financial situation:
We have stable income, but need this loan to finish paying off our wedding expenses quickly.? We retain the ability to continue to make payments and plan to pay this off as early as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/8/2010 4:12:35 PM |
| stockpiler079 | $25.00 | $25.00 | 4/8/2010 4:29:29 PM |
| Avala | $50.00 | $50.00 | 4/8/2010 4:32:17 PM |
| ddog0224 | $25.00 | $25.00 | 4/8/2010 4:32:42 PM |
| Dap2005 | $25.00 | $25.00 | 4/8/2010 4:35:09 PM |
| mmckune | $25.00 | $25.00 | 4/8/2010 4:33:52 PM |
| Thunderswan | $50.00 | $50.00 | 4/8/2010 4:34:04 PM |
| logical-reward8 | $25.00 | $25.00 | 4/8/2010 4:34:18 PM |
| radforj22 | $25.00 | $25.00 | 4/8/2010 4:34:27 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/8/2010 4:39:37 PM |
| CO80487 | $25.00 | $25.00 | 4/8/2010 4:37:11 PM |
| hrubinst | $25.00 | $25.00 | 4/8/2010 4:32:00 PM |
| frogperson | $75.00 | $75.00 | 4/8/2010 4:38:41 PM |
| dinero-speaker | $25.00 | $25.00 | 4/8/2010 4:32:51 PM |
| integrity-doctor | $100.00 | $100.00 | 4/8/2010 4:33:19 PM |
| nickel-ferret | $25.00 | $25.00 | 4/8/2010 4:34:09 PM |
| GoGators01 | $25.00 | $25.00 | 4/8/2010 4:58:08 PM |
| unassassinable | $25.00 | $25.00 | 4/8/2010 4:35:52 PM |
| shrewd-deal | $25.00 | $25.00 | 4/8/2010 4:35:59 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/8/2010 4:39:03 PM |
| lagnisiruk | $25.00 | $25.00 | 4/8/2010 4:39:25 PM |
| elegant-bonus | $25.00 | $25.00 | 4/8/2010 5:06:29 PM |
| summrs1 | $25.00 | $25.00 | 4/8/2010 6:40:46 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:40 PM |
| vivid-loot | $25.00 | $25.00 | 4/8/2010 5:06:18 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/8/2010 8:08:21 PM |
| brightest-asset-healer | $25.00 | $25.00 | 4/8/2010 11:07:51 PM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 5:48:14 PM |
| aganippe | $25.00 | $25.00 | 4/9/2010 7:02:15 AM |
| skajake | $28.65 | $28.65 | 4/9/2010 7:28:55 AM |
| LMM1 | $25.00 | $25.00 | 4/9/2010 7:57:58 AM |
| AFairDeal | $25.00 | $25.00 | 4/9/2010 7:58:28 AM |
| taebutogi | $25.00 | $25.00 | 4/9/2010 6:49:14 AM |
| aggielender | $25.00 | $25.00 | 4/8/2010 9:48:04 PM |
| TheJunker | $25.00 | $25.00 | 4/9/2010 7:58:29 AM |
| LoisLoan | $25.00 | $25.00 | 4/9/2010 8:45:18 AM |
| peb44 | $25.00 | $25.00 | 4/9/2010 9:11:55 AM |
| green-glowing-gain | $25.00 | $25.00 | 4/9/2010 8:53:33 AM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:07 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/9/2010 6:28:05 AM |
| stephen_c01 | $25.00 | $25.00 | 4/9/2010 9:36:34 AM |
| syounker | $25.00 | $25.00 | 4/9/2010 6:43:57 AM |
| jga516 | $25.00 | $25.00 | 4/9/2010 7:41:14 AM |
| LandE2BG | $25.00 | $25.00 | 4/9/2010 8:52:56 AM |
| lgs83 | $25.00 | $25.00 | 4/9/2010 8:54:04 AM |
| cablenews | $25.00 | $25.00 | 4/9/2010 9:11:54 AM |
| totoro | $25.00 | $25.00 | 4/9/2010 11:08:31 AM |
| cbfresh | $25.00 | $25.00 | 4/9/2010 11:58:46 AM |
| zento | $25.00 | $25.00 | 4/9/2010 12:33:14 PM |
| favorable-order8 | $25.00 | $25.00 | 4/8/2010 4:14:13 PM |
| sloak | $25.00 | $25.00 | 4/8/2010 4:20:21 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/8/2010 4:32:33 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/8/2010 4:33:13 PM |
| torion | $25.00 | $25.00 | 4/8/2010 4:32:06 PM |
| delicious-social132 | $25.00 | $25.00 | 4/8/2010 4:32:23 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/8/2010 4:32:58 PM |
| euro-starter | $25.00 | $25.00 | 4/8/2010 4:34:47 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/8/2010 4:35:27 PM |
| Sven79 | $50.00 | $50.00 | 4/8/2010 4:30:34 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 4:30:55 PM |
| Supernick | $50.00 | $50.00 | 4/8/2010 4:36:51 PM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 4:41:18 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/8/2010 4:39:56 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 4:41:11 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/8/2010 4:34:33 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/8/2010 4:34:59 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/8/2010 5:06:49 PM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 4:41:05 PM |
| Aimvest | $25.00 | $25.00 | 4/8/2010 5:06:40 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:13 PM |
| skajake | $28.30 | $28.30 | 4/8/2010 6:38:27 PM |
| r0b3m4n | $25.00 | $25.00 | 4/8/2010 5:06:27 PM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:00 PM |
| fcukciti | $41.35 | $41.35 | 4/8/2010 10:53:05 PM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:17:52 PM |
| stollcm | $25.00 | $25.00 | 4/8/2010 8:17:54 PM |
| boomer5 | $25.00 | $25.00 | 4/9/2010 7:39:49 AM |
| KramericaIndustries | $25.00 | $25.00 | 4/9/2010 7:58:04 AM |
| laudable-balance | $25.00 | $25.00 | 4/9/2010 7:58:30 AM |
| jdrez | $25.00 | $25.00 | 4/9/2010 8:12:47 AM |
| highcountry1 | $25.00 | $25.00 | 4/9/2010 8:44:42 AM |
| bughead | $25.00 | $25.00 | 4/9/2010 7:25:02 AM |
| windfall46 | $25.00 | $25.00 | 4/9/2010 8:54:03 AM |
| UREC001 | $25.00 | $25.00 | 4/9/2010 7:57:59 AM |
| oracle920 | $25.00 | $25.00 | 4/9/2010 8:27:54 AM |
| ocean99 | $25.00 | $25.00 | 4/9/2010 9:09:20 AM |
| Dutchhunter | $50.00 | $50.00 | 4/9/2010 8:52:58 AM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 8:53:27 AM |
| wampum-chorus3 | $25.00 | $25.00 | 4/9/2010 9:00:14 AM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 7:14:26 AM |
| line6owner | $25.00 | $25.00 | 4/9/2010 7:26:18 AM |
| gavinfh | $25.00 | $25.00 | 4/9/2010 7:58:03 AM |
| dmfog | $25.00 | $25.00 | 4/9/2010 8:19:25 AM |
| generous-commerce9 | $25.00 | $16.70 | 4/9/2010 9:11:57 AM |
| blackstar | $25.00 | $25.00 | 4/9/2010 10:54:59 AM |
| aurorafinancial | $50.00 | $50.00 | 4/9/2010 1:10:02 PM |
| ultimate-commitment | $25.00 | $25.00 | 4/9/2010 1:35:39 PM |
| 97 bids
|
Borrower Payment Dependent Notes Series
453496
This series of Notes was issued and sold upon the funding of the borrower loan #41863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-12-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 8m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 18 |
Occupation: | Other |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $11,797 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $15,245 |
Bankcard utilization:
| 81% | | |
|
Public records last 12m / 10y:
| 1/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 26 | | | | |
|
Screen name:
| nckid |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 520-539
(Feb-2008)
640-659
(May-2007)
|
|
Principal balance:
| $140.12 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Paying taxes
Purpose of loan:
This loan will be used to?
pay off the balance on my federal and state taxes from 2008.
My financial situation:
I am a good candidate for this loan because?
I am a proven Prosper customer. My first loan has never been late and will be paid off in May 2010. I have a good job and will be receiving a raise effective with my next paycheck. I also began receiving commission beginning April 1 and will receive the first check the beginning of May. I am only borrowing the amount needed for the purpose specified.
My credit score took a hit when I was unemployed from April 2008 until April 2009. One credit card went into collection but it has since been paid. This is the item that shows up as a public record on my credit report. On the mortgage, I was able to pay partial payments when I was unemployed but these payments show as delinquent on the credit report. I have been making the full payment due for the last several months and the mortgage company is finalizing a modification plan based on my new income. Once this is done the mortgage will be considered current again.
Monthly net income: $ 1,599?
(I will be receiving a raise beginning with my next pay on April 23)
Monthly expenses:
??Housing: $
709 (the PMI will drop off once the modification is finalized which will lower the amount by $41)
??Insurance: $
Taken out of pay before the net amount shown.
??Car expenses: $
147 gas & insurance
??Utilities: $
87
??Phone, cable, internet: $
90
??Food, entertainment: $
120
??Clothing, household expenses $
??Credit cards and other loans: $
353 (Current Prosper payment of $71 will drop off after May; Capital One is $15 and the balance is $350 and will be paid off by the end of the year)
??Other expenses:
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kindness-percolator5 | $25.00 | $25.00 | 4/12/2010 4:11:58 PM |
| victor111 | $50.00 | $50.00 | 4/13/2010 2:05:25 AM |
| myutmost | $42.86 | $42.86 | 4/12/2010 7:53:29 PM |
| quickstep | $100.00 | $100.00 | 4/13/2010 6:24:40 AM |
| reasonable-power | $25.00 | $25.00 | 4/12/2010 8:06:59 PM |
| golden-currency | $25.00 | $25.00 | 4/13/2010 5:32:30 AM |
| UCLA4life | $25.00 | $25.00 | 4/13/2010 8:15:24 AM |
| twjh | $25.00 | $25.00 | 4/13/2010 8:17:56 AM |
| blitzen40 | $25.00 | $25.00 | 4/12/2010 7:37:31 PM |
| periko | $25.00 | $25.00 | 4/13/2010 12:07:54 AM |
| gbruenin | $25.00 | $25.00 | 4/12/2010 8:01:03 PM |
| reflective-rupee | $100.00 | $100.00 | 4/12/2010 8:10:37 PM |
| dynrep | $25.00 | $25.00 | 4/13/2010 8:15:29 AM |
| chameleon125 | $50.00 | $50.00 | 4/13/2010 7:49:24 AM |
| Aberdeen | $400.00 | $400.00 | 4/13/2010 8:15:28 AM |
| twjh | $25.00 | $25.00 | 4/13/2010 8:17:57 AM |
| reflective-rupee | $25.00 | $7.14 | 4/13/2010 9:14:42 AM |
| 17 bids
|
Borrower Payment Dependent Notes Series
430143
This series of Notes was issued and sold upon the funding of the borrower loan #41775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $107.50 |
| |
|
Auction yield range:
| 14.04% - 34.00% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 17% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
12 | Length of status: | 13y 7m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 38 |
Occupation: | Civil Service |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,310 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 2 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| clyde48 |
Borrower's state:
| Indiana |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 25 ( 81% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 6
( 19% )
| 620-639
(Sep-2009)
620-639
(Aug-2009)
660-679
(Dec-2007)
640-659
(Nov-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Final curtain
Hello All:?. This is just to give us a little breathing room, which is good considering our pay dropped considerably.Any interest and help would really be appreciated. We need to have some work done on our furnace and backyard. Thanks for reading? my story.?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you layout your monthly income and expenses now? What sort of assets do you have in case your income continues to decline? - money-baron
A:
The monthly income is around 3600.00 after taxes. The expenses run around 2000, I think. So there is extra for this payment.
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $35.00 | $35.00 | 4/6/2010 4:27:37 PM |
| FinDoc | $25.00 | $25.00 | 4/6/2010 4:40:27 PM |
| myutmost | $31.70 | $31.70 | 4/6/2010 5:53:24 PM |
| fund-secret-agent | $25.00 | $25.00 | 4/7/2010 11:32:49 AM |
| SolarMoonshine | $25.00 | $25.00 | 4/7/2010 5:51:53 PM |
| UCLA4life | $25.00 | $25.00 | 4/7/2010 8:17:54 PM |
| chameleon125 | $50.00 | $50.00 | 4/8/2010 9:28:41 PM |
| realtormoises | $25.00 | $25.00 | 4/10/2010 8:26:16 AM |
| Kash2010lu | $35.00 | $35.00 | 4/11/2010 1:17:10 PM |
| nickel-worker8 | $75.00 | $75.00 | 4/11/2010 9:53:21 PM |
| investment-cluster | $25.00 | $25.00 | 4/12/2010 5:40:00 PM |
| srthsvghdthtr | $25.00 | $25.00 | 4/12/2010 6:12:54 PM |
| Leopoldine | $25.00 | $25.00 | 4/12/2010 9:54:51 PM |
| Lubava | $25.00 | $25.00 | 4/13/2010 6:11:27 AM |
| Kash2010lu | $25.00 | $25.00 | 4/12/2010 10:12:11 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 4/13/2010 9:19:41 AM |
| ColoradoLender82 | $25.00 | $25.00 | 4/13/2010 8:32:00 AM |
| leverage-monger | $25.00 | $25.00 | 4/13/2010 9:10:05 AM |
| ultimate-peace | $100.00 | $100.00 | 4/13/2010 3:00:24 PM |
| jjsparks28 | $130.96 | $130.96 | 4/13/2010 3:59:04 PM |
| Your_Bank | $100.00 | $100.00 | 4/13/2010 4:17:22 PM |
| farchoir | $25.00 | $25.00 | 4/13/2010 4:18:25 PM |
| kinetic-social | $25.00 | $25.00 | 4/13/2010 3:08:16 PM |
| jpblan11 | $25.00 | $25.00 | 4/13/2010 3:23:56 PM |
| Mikale360 | $25.00 | $25.00 | 4/13/2010 3:26:36 PM |
| Skeptical-one | $50.00 | $50.00 | 4/13/2010 4:01:02 PM |
| money-baron | $480.95 | $480.95 | 4/13/2010 4:16:16 PM |
| lucrative-loan | $300.00 | $300.00 | 4/6/2010 8:21:08 PM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:12:53 PM |
| jhouman | $25.00 | $25.00 | 4/8/2010 5:04:36 PM |
| Bob450 | $40.00 | $40.00 | 4/8/2010 9:04:47 PM |
| five-star-note | $75.00 | $64.60 | 4/9/2010 11:15:26 PM |
| sweety075 | $25.00 | $25.00 | 4/10/2010 8:47:53 PM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:49:55 PM |
| CoolPlexer | $25.00 | $25.00 | 4/12/2010 4:58:02 PM |
| photo999 | $25.00 | $25.00 | 4/12/2010 8:57:11 PM |
| twjh | $25.00 | $25.00 | 4/12/2010 5:42:55 PM |
| best-listing-toro | $25.00 | $25.00 | 4/13/2010 11:10:55 AM |
| kwan | $25.00 | $25.00 | 4/13/2010 11:08:29 AM |
| loan-eagle9 | $25.00 | $25.00 | 4/13/2010 9:17:58 AM |
| integrity-doctor | $100.00 | $100.00 | 4/13/2010 12:13:29 PM |
| Leshan | $33.33 | $33.33 | 4/13/2010 1:23:51 PM |
| wild-orange | $25.00 | $25.00 | 4/13/2010 3:02:10 PM |
| Doug1043 | $30.12 | $30.12 | 4/13/2010 3:44:27 PM |
| payout-bridge | $75.00 | $75.00 | 4/13/2010 4:18:47 PM |
| KirosPOS | $42.34 | $42.34 | 4/13/2010 3:38:57 PM |
| jbloans | $25.00 | $25.00 | 4/13/2010 4:19:05 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
451555
This series of Notes was issued and sold upon the funding of the borrower loan #41750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Mar-24-2010 |
| |
Auction end date:
| Mar-31-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.57% |
Starting monthly payment:
| $56.56 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.48% |
Final monthly payment:
| $54.98 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 0m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Truck Driver |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $20,628 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 89% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 1 | | | | |
|
Screen name:
| silver-zebra |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fixing my car
Purpose of loan:
This loan will be used to? fix my mustang
My financial situation:
I am a good candidate for this loan because? i work full time and pay all my bills on time????
Monthly net income: $ 2700
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150.00
??Car expenses: $ 255.00
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 356
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How do you have $0 housing expense? - smarva
A:
i live with my parents
(Mar-29-2010)
Q:
You should have a surplus of close to $1800 a month based on stated expenses. Why would you want to pay interest on a loan and would you consider paying this loan off in a month or so? Thanks. - Cambium
A:
i need my car fixed and i cant wait a month or so to fix it. then they will start to charge me intrest. i dont need the full 1500.00 and i would like to pay it off with in a years time..
(Mar-30-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iflyforfun | $25.00 | $25.00 | 3/24/2010 10:07:56 AM |
| inventive-principal | $25.00 | $25.00 | 3/25/2010 1:46:59 PM |
| Tazeme | $25.00 | $25.00 | 3/26/2010 3:04:15 PM |
| serene-capital | $25.00 | $25.00 | 3/28/2010 1:00:00 AM |
| maplehouse | $35.77 | $35.77 | 3/30/2010 8:00:52 AM |
| havok555 | $31.02 | $31.02 | 3/30/2010 9:57:24 AM |
| fuke | $25.00 | $25.00 | 3/30/2010 12:01:11 PM |
| admirable-loyalty | $25.00 | $25.00 | 3/30/2010 9:27:40 AM |
| Easystreet | $25.00 | $25.00 | 3/30/2010 10:47:14 AM |
| Cambium | $50.00 | $50.00 | 3/30/2010 12:10:23 PM |
| wild-orange | $50.00 | $50.00 | 3/30/2010 2:45:44 PM |
| mckhbnpc | $25.00 | $25.00 | 3/30/2010 5:16:10 PM |
| vutah | $25.00 | $25.00 | 3/30/2010 8:03:38 PM |
| jybank | $25.00 | $25.00 | 3/30/2010 8:46:21 PM |
| gothampark | $25.00 | $25.00 | 3/30/2010 6:45:44 PM |
| MSLendingLLC | $25.00 | $19.35 | 3/31/2010 4:43:59 AM |
| patriot384 | $75.00 | $75.00 | 3/31/2010 6:43:17 AM |
| interstellar | $35.85 | $35.85 | 3/24/2010 11:56:15 AM |
| SV-AZ | $25.00 | $25.00 | 3/25/2010 8:52:28 AM |
| CaboWaboRobo | $25.00 | $25.00 | 3/25/2010 12:38:41 PM |
| income-fortress | $25.00 | $25.00 | 3/29/2010 6:13:01 AM |
| reliable-silver7 | $25.00 | $25.00 | 3/29/2010 6:43:25 AM |
| charming-point | $200.00 | $200.00 | 3/29/2010 1:49:07 PM |
| integrity-doctor | $50.00 | $50.00 | 3/29/2010 8:54:41 PM |
| BuzzyBee336 | $25.00 | $25.00 | 3/30/2010 12:08:12 PM |
| YeoLenderSource | $25.00 | $25.00 | 3/30/2010 2:30:17 PM |
| tomoe | $25.00 | $25.00 | 3/30/2010 12:18:15 PM |
| nickel-pipeline | $25.00 | $25.00 | 3/30/2010 1:40:34 PM |
| Moxman125 | $25.00 | $25.00 | 3/30/2010 3:56:38 PM |
| scientists | $25.00 | $25.00 | 3/30/2010 5:02:40 PM |
| jdtrip03 | $94.00 | $94.00 | 3/30/2010 9:31:13 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 3/30/2010 6:54:44 PM |
| klemer | $25.00 | $25.00 | 3/30/2010 6:41:18 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 3/30/2010 6:55:38 PM |
| credit-shower | $34.01 | $34.01 | 3/30/2010 10:47:31 PM |
| Bank_Of_XL | $25.00 | $25.00 | 3/31/2010 7:47:41 AM |
| scottr | $25.00 | $25.00 | 3/31/2010 8:08:54 AM |
| lsx7 | $100.00 | $100.00 | 3/31/2010 8:07:36 AM |
| caddy5662 | $25.00 | $25.00 | 3/31/2010 8:16:32 AM |
| 39 bids
|
Borrower Payment Dependent Notes Series
451789
This series of Notes was issued and sold upon the funding of the borrower loan #41842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-26-2010 |
| |
Auction end date:
| Apr-02-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.67% |
Final monthly payment:
| $64.50 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 6 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 7m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 30 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $6,304 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 6 | | | | |
|
Screen name:
| aorozco |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off old debt
Purpose of loan:
This loan will be used to? pay off old debt. got most of the funds from 401k now need a little more to complete funds
My financial situation:
I am a good candidate for this loan because? i am responsible and pay all my bills on time.? i have the means to pay the loan back.? i am willing to provide referrences.? let me know if you have any questions or concerns or anything i can do let me know.also i own 2 vehicles worth 2500.00 and just want to avoid the high interest rates of a title loan.? My credit score is a a little low due to my 1 high balance on a card but i am able to pay all my bills just fine on time, but my payment history on my credit is perfect.? I have never been late on a payment.? thank you for your support.
Monthly net income: $ 2200 sps 1700 rent room $400
Monthly expenses: $
??Housing: $ 1175
??Insurance: $ 240
??Car expenses: $390 car payment?210 gas?
??Utilities: $?200
??Phone, cable, internet: $ 150 & 180 cell
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Does the payment you listed for your home include the taxes and insurance? - Delta-Kilo-7K
A:
yes
(Mar-28-2010)
Q:
Howdy from Montana Sir! You list your employment as "other". Can you give us any insight as to your line of work? - Delta-Kilo-7K
A:
i work for a signature loan company. we do small loans for people with not perfect credit.
(Mar-28-2010)
Q:
Just checkin' to make sure I've got the abbreviations right- Your Mrs works, and you folks rent out a room in your home for a total net household income of $4300 @ month? - Delta-Kilo-7K
A:
yes my spouse works for the same company i do she has been there over a year. I also rent out a room and its a very close friend and has no intension of moving out until he has finished school, 3 or more years. Total net is approx 4300
(Mar-28-2010)
Q:
Did you want to tell the folks your position with your company? Reply to this and it will post to your application screens- delta-kilo-7k - Delta-Kilo-7K
A:
I am a regional manager for my company. I am responsible for day to day operation of my company.
(Mar-29-2010)
Q:
why was previous listing withdrawn after if was fully funded? And see my page please. thank you - Tono
A:
I had a family member who i though was going to loan me the money but they had an emergency come up so they were unable to help.
(Apr-01-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $50.00 | $50.00 | 3/27/2010 10:26:25 AM |
| Delta-Kilo-7K | $25.00 | $25.00 | 3/29/2010 3:36:21 PM |
| DonDiego | $25.00 | $25.00 | 4/1/2010 2:53:02 PM |
| micko | $25.00 | $25.00 | 4/1/2010 3:54:54 PM |
| Runegeld | $50.00 | $50.00 | 4/1/2010 7:37:35 PM |
| Tono | $25.00 | $25.00 | 4/1/2010 7:14:30 PM |
| five-star-note | $50.00 | $50.00 | 4/1/2010 9:16:49 PM |
| goodcents | $25.00 | $25.00 | 4/1/2010 8:11:40 PM |
| ChoiceInvestments | $25.00 | $25.00 | 4/2/2010 1:11:20 AM |
| durability-colonel | $50.00 | $25.00 | 4/2/2010 2:22:41 AM |
| Leshan | $25.00 | $25.00 | 4/2/2010 7:26:40 AM |
| Delta-Kilo-7K | $745.00 | $745.00 | 4/2/2010 3:46:08 PM |
| glowman76 | $25.00 | $25.00 | 4/2/2010 3:54:36 PM |
| money-encourager | $25.00 | $25.00 | 4/2/2010 3:58:19 PM |
| himistu22 | $47.00 | $47.00 | 4/2/2010 4:04:21 PM |
| new-peso-concerto | $33.00 | $33.00 | 3/30/2010 11:27:29 AM |
| SolarMoonshine | $25.00 | $25.00 | 3/31/2010 5:53:33 PM |
| admirable-loyalty | $50.00 | $50.00 | 4/1/2010 6:46:42 PM |
| Kqwik | $25.00 | $25.00 | 4/1/2010 10:02:32 PM |
| skater | $25.00 | $25.00 | 4/2/2010 12:33:34 AM |
| jcn12321 | $25.00 | $25.00 | 4/2/2010 4:29:28 AM |
| realtormoises | $25.00 | $25.00 | 4/2/2010 7:39:43 AM |
| zxr | $25.00 | $25.00 | 4/2/2010 7:44:19 AM |
| lend42013 | $25.00 | $25.00 | 4/2/2010 11:33:28 AM |
| cunning-bill | $25.00 | $25.00 | 4/2/2010 3:48:58 PM |
| dollar-authority | $25.00 | $25.00 | 4/2/2010 4:07:08 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
452069
This series of Notes was issued and sold upon the funding of the borrower loan #41726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Mar-29-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $189.35 |
|
Final lender yield:
| 7.30% |
Final borrower rate/APR:
| 8.30% / 8.64% |
Final monthly payment:
| $188.85 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
4 | Length of status: | 0y 6m |
|
Credit score:
| 800-819 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $490 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 0% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| asset-circuitry0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff a closed credit card acct.
Purpose of loan:
This loan will be used to? pay off a closed credit card account at 21.99 interest rate.
My financial situation:
I am a good candidate for this loan because?I have an excellent credit score, no judgments, bankruptcies or civil?judgments ever. On time payer, currently more than up to date on all obligations.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| successful-euro | $50.00 | $50.00 | 3/29/2010 3:56:39 PM |
| credit-force5 | $25.00 | $25.00 | 3/29/2010 3:57:25 PM |
| TakeCare | $50.00 | $50.00 | 3/29/2010 3:57:58 PM |
| ahansen | $25.00 | $25.00 | 3/29/2010 3:58:20 PM |
| delicious-social132 | $40.00 | $40.00 | 3/29/2010 3:57:16 PM |
| restless-currency | $25.00 | $25.00 | 3/29/2010 3:57:44 PM |
| cash-sensai2 | $25.00 | $25.00 | 3/29/2010 4:01:34 PM |
| bonus-adventure3 | $25.00 | $25.00 | 3/29/2010 3:57:34 PM |
| maldok1 | $25.00 | $25.00 | 3/29/2010 4:08:55 PM |
| proton346 | $25.00 | $25.00 | 3/29/2010 4:09:16 PM |
| trevandtal | $25.00 | $25.00 | 3/29/2010 4:13:45 PM |
| pbeach05 | $25.00 | $25.00 | 3/29/2010 4:14:07 PM |
| selector568 | $400.00 | $400.00 | 3/29/2010 4:11:53 PM |
| rescue | $100.00 | $100.00 | 3/29/2010 4:12:49 PM |
| xyzlmno | $25.00 | $25.00 | 3/29/2010 4:13:08 PM |
| kennyinminny | $25.00 | $25.00 | 3/29/2010 4:15:27 PM |
| Barak | $40.00 | $40.00 | 3/29/2010 4:17:55 PM |
| euro-starter | $25.00 | $25.00 | 3/29/2010 4:18:33 PM |
| lifegrowth | $25.00 | $25.00 | 3/29/2010 4:49:56 PM |
| payment-gusto | $25.00 | $25.00 | 3/29/2010 5:59:17 PM |
| jeffpac | $55.00 | $55.00 | 3/29/2010 4:52:06 PM |
| bds9646 | $26.00 | $26.00 | 3/29/2010 6:14:58 PM |
| MarinLoans | $25.00 | $25.00 | 3/29/2010 9:48:00 PM |
| skvat | $25.00 | $25.00 | 3/29/2010 5:59:05 PM |
| transparency-halo | $25.00 | $25.00 | 3/29/2010 5:59:25 PM |
| Sven79 | $25.00 | $25.00 | 3/30/2010 1:23:23 AM |
| gain-seagull9 | $25.00 | $25.00 | 3/30/2010 4:28:06 AM |
| shadowflame_99 | $25.00 | $25.00 | 3/30/2010 4:42:53 AM |
| contract-lotus | $25.00 | $25.00 | 3/29/2010 7:53:22 PM |
| blot44 | $25.00 | $25.00 | 3/29/2010 9:19:30 PM |
| paladin847 | $25.00 | $25.00 | 3/30/2010 5:38:59 AM |
| stable-nickel | $150.00 | $150.00 | 3/30/2010 8:37:55 AM |
| alpinaut | $25.00 | $25.00 | 3/30/2010 5:39:27 AM |
| community-saver158 | $50.00 | $50.00 | 3/30/2010 8:08:58 AM |
| isfahanian | $25.00 | $25.00 | 3/30/2010 9:40:10 AM |
| Mario2007 | $25.00 | $25.00 | 3/30/2010 7:59:00 AM |
| lloyd_s | $25.00 | $25.00 | 3/30/2010 11:52:34 AM |
| Attract | $25.00 | $25.00 | 3/30/2010 10:08:45 AM |
| scottssm | $27.00 | $27.00 | 3/30/2010 9:33:24 AM |
| loan-warrior | $25.00 | $25.00 | 3/30/2010 12:50:36 PM |
| KaiserRex | $25.00 | $25.00 | 3/30/2010 1:05:01 PM |
| Cheburashka | $30.00 | $30.00 | 3/30/2010 10:47:19 AM |
| foxy-vigilance | $25.00 | $25.00 | 3/30/2010 2:03:49 PM |
| bigdogsafety1 | $25.00 | $25.00 | 3/30/2010 2:45:49 PM |
| HeavyDriver03 | $25.00 | $25.00 | 3/30/2010 3:19:29 PM |
| MyPlantsEatBugs | $25.00 | $25.00 | 3/30/2010 3:19:34 PM |
| leodaguy | $25.00 | $25.00 | 3/30/2010 3:19:45 PM |
| Zanch | $25.00 | $25.00 | 3/30/2010 3:19:50 PM |
| vegibenz | $25.00 | $25.00 | 3/30/2010 3:20:14 PM |
| surfhoss644 | $25.00 | $25.00 | 3/30/2010 3:21:36 PM |
| point-shooter | $25.00 | $25.00 | 3/30/2010 12:58:02 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 3/30/2010 12:58:32 PM |
| octoberfresh | $25.00 | $25.00 | 3/30/2010 1:13:10 PM |
| AFairDeal | $25.00 | $25.00 | 3/30/2010 2:05:30 PM |
| Toby1montana | $50.86 | $50.86 | 3/30/2010 2:23:20 PM |
| best-heavenly-justice | $25.00 | $16.74 | 3/30/2010 4:09:15 PM |
| kulender | $25.00 | $25.00 | 3/30/2010 3:03:30 PM |
| lincs | $25.00 | $25.00 | 3/30/2010 3:19:25 PM |
| social-conductor4 | $25.00 | $25.00 | 3/30/2010 3:19:31 PM |
| Big_Baller | $25.00 | $25.00 | 3/30/2010 3:19:23 PM |
| listenfirst | $50.00 | $50.00 | 3/30/2010 3:19:47 PM |
| invincible-duty | $25.00 | $25.00 | 3/30/2010 3:19:27 PM |
| economy-association | $25.00 | $25.00 | 3/30/2010 3:19:53 PM |
| anwn | $25.00 | $25.00 | 3/30/2010 3:19:33 PM |
| trustworthy-finance6 | $25.00 | $25.00 | 3/30/2010 3:20:04 PM |
| durability-balance4 | $50.00 | $50.00 | 3/30/2010 3:19:46 PM |
| phredd | $43.48 | $43.48 | 3/30/2010 3:20:10 PM |
| resource777 | $25.00 | $25.00 | 3/30/2010 3:20:23 PM |
| tokenentry | $25.00 | $25.00 | 3/30/2010 3:20:01 PM |
| baseballfan111 | $25.00 | $25.00 | 3/30/2010 3:20:08 PM |
| teller | $41.26 | $41.26 | 3/30/2010 3:20:22 PM |
| tylerfd | $25.00 | $25.00 | 3/30/2010 3:21:17 PM |
| FunInSun | $25.00 | $25.00 | 3/30/2010 3:21:59 PM |
| sentimental-silver7 | $25.00 | $25.00 | 3/30/2010 3:28:07 PM |
| USMC0311 | $25.00 | $25.00 | 3/30/2010 3:35:48 PM |
| safe-kindness5 | $25.00 | $25.00 | 3/30/2010 3:55:12 PM |
| Vess | $25.00 | $25.00 | 3/30/2010 3:54:45 PM |
| kindness-percolator5 | $25.00 | $25.00 | 3/30/2010 3:56:34 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 3/30/2010 7:14:16 PM |
| conductor146 | $25.00 | $25.00 | 3/31/2010 6:48:14 PM |
| FundMaker | $25.00 | $25.00 | 4/2/2010 12:45:57 PM |
| bobbyoderek | $25.00 | $25.00 | 4/3/2010 7:41:14 PM |
| JerryB96 | $25.00 | $25.00 | 4/4/2010 7:48:42 AM |
| YummiBear | $25.00 | $25.00 | 4/5/2010 4:19:42 AM |
| jybank | $25.00 | $25.00 | 4/5/2010 12:00:36 PM |
| fishtale | $25.00 | $25.00 | 3/29/2010 3:56:09 PM |
| ideal-penny8 | $25.00 | $25.00 | 3/29/2010 3:56:52 PM |
| windfall46 | $25.00 | $25.00 | 3/29/2010 3:52:31 PM |
| turbospeed | $25.00 | $25.00 | 3/29/2010 3:52:35 PM |
| kchen486 | $25.00 | $25.00 | 3/29/2010 3:55:47 PM |
| versatile-platinum4 | $25.00 | $25.00 | 3/29/2010 3:56:01 PM |
| satisfying-durability | $25.00 | $25.00 | 3/29/2010 3:58:57 PM |
| Dreamconnection | $25.00 | $25.00 | 3/29/2010 3:56:27 PM |
| honorable-yield | $50.00 | $50.00 | 3/29/2010 3:56:18 PM |
| inspired-contract9 | $50.00 | $50.00 | 3/29/2010 3:57:05 PM |
| lender987654321 | $25.00 | $25.00 | 3/29/2010 3:57:51 PM |
| Merganser | $25.00 | $25.00 | 3/29/2010 3:58:09 PM |
| jwood3030 | $35.00 | $35.00 | 3/29/2010 4:04:33 PM |
| cello1 | $25.00 | $25.00 | 3/29/2010 4:07:13 PM |
| djs81 | $25.00 | $25.00 | 3/29/2010 4:07:25 PM |
| auction-turbine4 | $50.00 | $50.00 | 3/29/2010 4:08:03 PM |
| kid8549 | $25.00 | $25.00 | 3/29/2010 4:12:19 PM |
| salala | $25.00 | $25.00 | 3/29/2010 4:11:09 PM |
| WorldlyWorker | $25.00 | $25.00 | 3/29/2010 4:18:12 PM |
| slobberjob | $25.00 | $25.00 | 3/29/2010 4:14:14 PM |
| meenan | $25.00 | $25.00 | 3/29/2010 4:14:37 PM |
| toblerone | $50.00 | $50.00 | 3/29/2010 4:16:47 PM |
| bjmazur | $25.00 | $25.00 | 3/29/2010 4:17:34 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 3/29/2010 4:20:40 PM |
| turbine5 | $40.00 | $40.00 | 3/29/2010 4:20:36 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 3/29/2010 4:19:33 PM |
| kgeezy | $71.97 | $71.97 | 3/29/2010 4:31:31 PM |
| radforj22 | $25.00 | $25.00 | 3/29/2010 4:20:19 PM |
| AJSinvest | $25.00 | $25.00 | 3/29/2010 4:52:11 PM |
| kenji4861 | $25.00 | $25.00 | 3/29/2010 4:36:46 PM |
| goodguy2000 | $25.00 | $25.00 | 3/29/2010 5:59:21 PM |
| dharma1 | $25.00 | $25.00 | 3/29/2010 4:52:13 PM |
| fair-funds | $25.00 | $25.00 | 3/29/2010 4:37:01 PM |
| SoCalRancher | $25.00 | $25.00 | 3/29/2010 4:52:10 PM |
| shrewd-deal | $25.00 | $25.00 | 3/29/2010 6:17:56 PM |
| RandyL3 | $99.00 | $99.00 | 3/29/2010 6:33:09 PM |
| xphile | $25.00 | $25.00 | 3/30/2010 5:16:30 AM |
| trident9 | $25.00 | $25.00 | 3/29/2010 7:53:19 PM |
| MrDavid | $50.00 | $50.00 | 3/29/2010 8:33:14 PM |
| 1phantom | $50.00 | $50.00 | 3/30/2010 5:48:18 AM |
| chrisb1414 | $25.00 | $25.00 | 3/30/2010 6:04:46 AM |
| careful-note | $50.00 | $50.00 | 3/30/2010 9:32:55 AM |
| towering-contract | $25.00 | $25.00 | 3/30/2010 10:10:42 AM |
| Namrok | $25.00 | $25.00 | 3/30/2010 9:33:03 AM |
| unforgettable-order9 | $73.24 | $73.24 | 3/30/2010 10:22:41 AM |
| hopethisworks | $25.00 | $25.00 | 3/30/2010 1:33:02 PM |
| noble-vigilance9 | $25.00 | $25.00 | 3/30/2010 1:57:59 PM |
| bchen78875 | $50.00 | $50.00 | 3/30/2010 11:00:53 AM |
| market-assembler | $30.39 | $30.39 | 3/30/2010 12:09:18 PM |
| jwm | $25.00 | $25.00 | 3/30/2010 3:19:26 PM |
| stable-money | $25.00 | $25.00 | 3/30/2010 3:19:30 PM |
| smallcountry | $25.00 | $25.00 | 3/30/2010 3:19:39 PM |
| buraky | $25.00 | $25.00 | 3/30/2010 3:19:48 PM |
| rolandweary | $30.00 | $30.00 | 3/30/2010 3:19:54 PM |
| Dazz2061 | $25.00 | $25.00 | 3/30/2010 3:21:14 PM |
| bowdish1 | $43.31 | $43.31 | 3/30/2010 1:14:40 PM |
| sensible-order2 | $28.77 | $28.77 | 3/30/2010 3:54:07 PM |
| skuba | $50.00 | $50.00 | 3/30/2010 2:05:14 PM |
| MTLoans | $25.00 | $25.00 | 3/30/2010 2:23:22 PM |
| grampy48 | $25.00 | $25.00 | 3/30/2010 2:30:25 PM |
| dpfl55 | $25.00 | $25.00 | 3/30/2010 2:45:39 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 3/30/2010 3:19:28 PM |
| fairness-edifice | $25.00 | $25.00 | 3/30/2010 3:19:22 PM |
| MoneyMA | $25.00 | $25.00 | 3/30/2010 3:19:38 PM |
| billyraybob | $25.00 | $25.00 | 3/30/2010 3:19:24 PM |
| top-silver-american | $50.00 | $50.00 | 3/30/2010 3:19:31 PM |
| clean-loyalty | $25.00 | $25.00 | 3/30/2010 3:20:03 PM |
| bradny | $25.00 | $25.00 | 3/30/2010 3:19:36 PM |
| edgeofpdx | $25.00 | $25.00 | 3/30/2010 3:20:10 PM |
| CorMDNY | $25.00 | $25.00 | 3/30/2010 3:19:52 PM |
| capital-futurist | $25.00 | $25.00 | 3/30/2010 3:20:16 PM |
| blissful-note7 | $25.00 | $25.00 | 3/30/2010 3:20:00 PM |
| platinum-platoon | $25.00 | $25.00 | 3/30/2010 3:20:06 PM |
| kvandivo | $25.00 | $25.00 | 3/30/2010 3:22:02 PM |
| loanfairy | $25.00 | $25.00 | 3/30/2010 3:20:15 PM |
| Philosonie | $25.00 | $25.00 | 3/30/2010 3:21:58 PM |
| moneyfriend | $50.00 | $50.00 | 3/30/2010 3:34:13 PM |
| treasure-hunter270 | $25.00 | $25.00 | 3/30/2010 3:55:03 PM |
| hard-working-loot | $25.00 | $25.00 | 3/30/2010 3:55:29 PM |
| BankofBen | $25.00 | $25.00 | 3/30/2010 3:56:25 PM |
| springpanda | $25.00 | $25.00 | 3/31/2010 12:39:51 AM |
| conductor146 | $50.00 | $50.00 | 3/31/2010 8:00:02 AM |
| Cherrypicker | $50.00 | $50.00 | 3/31/2010 10:59:47 AM |
| surfsider123 | $25.00 | $25.00 | 3/31/2010 11:17:59 AM |
| kc_dude | $25.00 | $25.00 | 4/1/2010 8:44:33 PM |
| midifool | $25.00 | $25.00 | 4/2/2010 12:44:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/2/2010 1:56:56 PM |
| chanee83 | $50.00 | $50.00 | 4/2/2010 8:13:29 PM |
| justme4now | $25.00 | $25.00 | 4/3/2010 6:04:39 AM |
| felicity-loyalist0 | $45.00 | $45.00 | 4/3/2010 6:02:06 PM |
| ivar | $25.00 | $25.00 | 4/3/2010 7:29:25 PM |
| dbanwart | $25.00 | $25.00 | 4/4/2010 2:09:13 PM |
| priceless-cash5 | $25.00 | $25.00 | 4/5/2010 9:59:18 AM |
| robinw777 | $25.00 | $25.00 | 4/5/2010 1:54:02 PM |
| vonbondie3000 | $57.98 | $57.98 | 4/5/2010 1:57:58 PM |
| wwwUniversal | $25.00 | $25.00 | 4/5/2010 3:17:39 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
452109
This series of Notes was issued and sold upon the funding of the borrower loan #41784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Mar-30-2010 |
| |
Auction end date:
| Apr-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $203.56 |
|
Final lender yield:
| 29.75% |
Final borrower rate/APR:
| 30.75% / 33.14% |
Final monthly payment:
| $192.89 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.01% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 5 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 13
/
9 | Length of status: | 9y 7m |
|
Credit score:
| 600-619 (Mar-2010) |
Total credit lines:
| 29 |
Occupation: | Military Enlisted |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $5,879 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| ledesma31 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 91% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,924.00 | < mo. late:
| 2
( 9% )
| 600-619
(Apr-2008)
560-579
(Mar-2008)
580-599
(Feb-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $1,584.57 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
SGT US ARMY NEED YOUR HELP PLEASE!
Purpose of loan:
This loan will be used to pay off my?credit cards and improve my credit score. I currently have a loan with prosper and will be paid off as well. According to credit bureaus my lowest credit score is 670 but I do not know why prosper shows a range of credit score from 600-620. i do have almost 5 years of perfect credit with no delinquencies,please help, I CAN NOT AFFORD SCREW UP MY CREDIT REPORTS, MYSELF AND MY LENDERS? ?
My financial situation:
I am a good candidate for this loan because?I?fully understand that a good credit is the best way to get? financial goals.
my last 41/2 years in credit transactions are perfect.
Thank you in advance for the opportunity.?
Monthly net income: $ 5300?
Monthly expenses: $ ?2555
??Housing: $?725
??Insurance: $?112
??Car expenses: $ 150?
??Utilities: $ 200
??Phone, cable, internet: $ 60
??Food, entertainment: $?150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your specific rank and pay grade level? - green-transaction-charmer
A:
Thank you for considering my loan request. I am an active duty SGT and my pay grade is 10 years E-5.
(Mar-31-2010)
Q:
Do you have a security clearence? - credit-coach118
A:
Thank you for asking.
As off today i do not have security clearance yet.
(Apr-04-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $50.00 | $50.00 | 3/31/2010 5:46:44 AM |
| UCLA4life | $25.00 | $25.00 | 3/31/2010 7:53:26 AM |
| Iceman1347 | $25.00 | $25.00 | 4/1/2010 5:33:15 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/1/2010 5:44:04 PM |
| Military-2-Military | $1,000.00 | $1,000.00 | 4/2/2010 5:10:51 AM |
| lucrative-loan | $200.00 | $165.91 | 4/2/2010 3:22:35 AM |
| sensible-fund | $40.00 | $40.00 | 4/2/2010 6:15:20 PM |
| Kash2010lu | $50.00 | $50.00 | 4/2/2010 5:55:47 PM |
| emance | $60.00 | $60.00 | 4/2/2010 11:38:32 PM |
| TheWainer | $25.00 | $25.00 | 4/2/2010 8:44:54 PM |
| new-peso-concerto | $50.00 | $50.00 | 4/3/2010 5:50:38 PM |
| twjh | $25.00 | $25.00 | 4/4/2010 12:02:32 PM |
| Rulea72 | $55.22 | $55.22 | 4/4/2010 12:00:32 PM |
| Your_Bank | $25.00 | $25.00 | 4/5/2010 3:57:55 PM |
| jhouman | $25.00 | $25.00 | 4/5/2010 4:14:32 PM |
| kaianja | $50.00 | $50.00 | 4/5/2010 4:45:36 PM |
| vanderhp | $25.00 | $25.00 | 4/5/2010 10:30:41 PM |
| Garlic72 | $86.16 | $86.16 | 4/6/2010 7:25:44 AM |
| penny-sergeant | $25.00 | $25.00 | 4/6/2010 9:12:07 AM |
| vigorous-moola | $36.00 | $36.00 | 4/6/2010 6:24:59 AM |
| pumatrap | $28.00 | $28.00 | 4/6/2010 9:36:19 AM |
| Ronnieboy888 | $50.00 | $50.00 | 4/6/2010 8:13:41 AM |
| Calif-smo | $30.38 | $30.38 | 4/6/2010 10:47:03 AM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 8:51:53 AM |
| heerzaquestion | $150.00 | $150.00 | 4/6/2010 12:39:34 PM |
| SDD123 | $25.00 | $25.00 | 4/6/2010 12:42:42 PM |
| friendinmoney | $37.09 | $37.09 | 4/6/2010 2:28:16 PM |
| kfboomer | $100.00 | $100.00 | 4/6/2010 3:14:56 PM |
| bold-unflappable-market | $51.68 | $51.68 | 4/6/2010 3:39:02 PM |
| carrinel | $25.00 | $25.00 | 4/6/2010 3:50:30 PM |
| nickel-launcher | $100.00 | $100.00 | 4/6/2010 1:09:34 PM |
| GetLoan | $80.87 | $80.87 | 4/6/2010 1:28:25 PM |
| wodude | $25.00 | $25.00 | 4/6/2010 4:20:48 PM |
| boomer5 | $50.00 | $50.00 | 4/6/2010 2:14:02 PM |
| buckskin1234 | $25.00 | $25.00 | 4/6/2010 3:19:50 PM |
| Frosty | $25.00 | $25.00 | 4/6/2010 3:36:37 PM |
| RetirementMoney | $50.00 | $50.00 | 4/6/2010 4:10:45 PM |
| eronyc | $25.00 | $25.00 | 3/31/2010 11:32:00 AM |
| marwadi-62 | $100.00 | $100.00 | 4/2/2010 2:29:59 PM |
| stormtrooper72 | $55.21 | $55.21 | 4/2/2010 5:59:15 PM |
| Tono | $25.00 | $25.00 | 4/3/2010 5:39:09 PM |
| loanman2007 | $100.00 | $100.00 | 4/4/2010 8:07:20 AM |
| mammalian4 | $50.00 | $50.00 | 4/5/2010 4:41:09 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/5/2010 4:50:41 PM |
| Land_on_your_feet | $25.00 | $25.00 | 4/5/2010 5:03:00 PM |
| KLcapital | $30.00 | $30.00 | 4/5/2010 7:36:21 PM |
| JauaFlash | $35.68 | $35.68 | 4/5/2010 6:10:45 PM |
| Rob1978 | $50.00 | $50.00 | 4/5/2010 7:39:19 PM |
| Loanstou | $73.45 | $73.45 | 4/5/2010 9:24:18 PM |
| lender12345 | $25.00 | $25.00 | 4/5/2010 11:01:16 PM |
| Firescreek | $25.00 | $25.00 | 4/6/2010 6:34:47 AM |
| new-shiny-cash | $25.00 | $25.00 | 4/6/2010 7:39:46 AM |
| gold-cluster | $100.00 | $100.00 | 4/6/2010 9:48:26 AM |
| DasMula | $25.00 | $25.00 | 4/6/2010 10:24:19 AM |
| RickColo | $61.48 | $61.48 | 4/6/2010 8:56:30 AM |
| IASKGOD | $25.00 | $25.00 | 4/6/2010 11:13:35 AM |
| realtormoises | $25.00 | $25.00 | 4/6/2010 9:54:22 AM |
| Skeptical-one | $25.00 | $25.00 | 4/6/2010 10:13:17 AM |
| DasMula | $25.00 | $25.00 | 4/6/2010 10:24:52 AM |
| atomantic | $25.00 | $25.00 | 4/6/2010 11:50:45 AM |
| Ogerta | $55.02 | $55.02 | 4/6/2010 11:54:17 AM |
| eboomer2611 | $25.00 | $25.00 | 4/6/2010 12:14:27 PM |
| Bob450 | $25.00 | $25.00 | 4/6/2010 12:14:06 PM |
| shrewd-income | $50.00 | $50.00 | 4/6/2010 12:23:01 PM |
| COCHINOBOY | $40.00 | $40.00 | 4/6/2010 12:27:25 PM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 12:50:11 PM |
| psycardis | $25.00 | $25.00 | 4/6/2010 12:44:10 PM |
| piter-to-la-investment | $25.00 | $25.00 | 4/6/2010 1:19:09 PM |
| kalihan42 | $25.00 | $25.00 | 4/6/2010 11:41:37 AM |
| five-star-note | $100.00 | $100.00 | 4/6/2010 3:21:26 PM |
| Speculator | $50.00 | $50.00 | 4/6/2010 3:26:05 PM |
| benefit-trident | $25.00 | $25.00 | 4/6/2010 4:07:18 PM |
| RetirementMoney | $50.00 | $50.00 | 4/6/2010 4:09:15 PM |
| unger | $50.00 | $50.00 | 4/6/2010 4:13:57 PM |
| Leshan | $52.85 | $52.85 | 4/6/2010 3:16:42 PM |
| shrewd-asset | $50.00 | $50.00 | 4/6/2010 3:18:18 PM |
| shrewd-asset | $50.00 | $50.00 | 4/6/2010 3:19:49 PM |
| RetirementMoney | $50.00 | $50.00 | 4/6/2010 4:10:00 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
452265
This series of Notes was issued and sold upon the funding of the borrower loan #41754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Apr-01-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 30.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $193.51 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $193.51 |
| |
|
Auction yield range:
| 14.04% - 30.00% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 10% |
|
Basic (1-10):
| 6 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 7m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 17 |
Occupation: | Medical Technician |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,371 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 66% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 15 | | | | |
|
Screen name:
| Jackie1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Feb-2010)
540-559
(Dec-2007)
540-559
(Nov-2007)
500-519
(May-2006)
|
|
Principal balance:
| $1,549.91 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Consolidate to one payment
Purpose of loan:
This loan will be used to pay of my current loan, dental bill, personal loan?and to pay off current credit card balance.
My financial situation:
I am a good candidate for this loan because I have a great history with PROSPER since my first loan in 2006. Please review, Thanks.
Monthly net income: $ 3500
Monthly expenses: $ 1510
??Housing: $ 830
??Insurance: $ 80
??Car expenses: $ 0(no car payment)
??Utilities:??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $?100
??Other expenses: Gas $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wanna-help | $25.00 | $25.00 | 4/1/2010 4:09:27 PM |
| investment-daydream | $25.00 | $25.00 | 4/1/2010 4:47:27 PM |
| marinbb | $100.00 | $100.00 | 4/1/2010 8:20:14 PM |
| Prairie-MN | $30.00 | $30.00 | 4/1/2010 7:06:52 PM |
| jgar_O | $25.00 | $25.00 | 4/2/2010 4:09:57 PM |
| new-peso-concerto | $75.00 | $75.00 | 4/3/2010 5:31:14 PM |
| jhouman | $25.00 | $25.00 | 4/4/2010 4:50:20 PM |
| 113121 | $25.00 | $25.00 | 4/5/2010 5:34:29 AM |
| shawnw2 | $76.20 | $76.20 | 4/5/2010 1:44:59 PM |
| shawnw2 | $200.00 | $200.00 | 4/5/2010 4:13:53 PM |
| Bob450 | $50.00 | $50.00 | 4/5/2010 9:42:53 PM |
| Your_Bank | $75.00 | $75.00 | 4/7/2010 5:17:57 PM |
| ustfu | $58.50 | $58.50 | 4/7/2010 7:27:16 PM |
| lucrative-loan | $300.00 | $300.00 | 4/7/2010 5:18:10 PM |
| Bob450 | $25.00 | $25.00 | 4/7/2010 7:48:36 PM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 8:17:35 PM |
| RecoveryLender | $29.77 | $29.77 | 4/7/2010 8:26:10 PM |
| twjh | $25.00 | $25.00 | 4/7/2010 8:15:35 PM |
| twjh | $25.00 | $25.00 | 4/7/2010 8:17:51 PM |
| marinbb | $75.00 | $75.00 | 4/7/2010 8:30:49 PM |
| ChillyWilly | $25.00 | $25.00 | 4/7/2010 8:34:53 PM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 7:50:51 PM |
| Isotope | $25.00 | $25.00 | 4/7/2010 8:11:56 PM |
| wattboy | $169.24 | $169.24 | 4/7/2010 8:17:02 PM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 8:17:55 PM |
| ustfu | $54.40 | $54.40 | 4/1/2010 4:32:42 PM |
| UCLA4life | $25.00 | $25.00 | 4/1/2010 4:33:32 PM |
| himistu22 | $39.76 | $39.76 | 4/2/2010 5:03:58 AM |
| JustMee | $25.00 | $25.00 | 4/2/2010 6:35:14 AM |
| MoneyForNothing | $25.00 | $25.00 | 4/2/2010 6:54:29 AM |
| RainyDayFunds | $25.00 | $25.00 | 4/2/2010 4:34:02 PM |
| DenimCapital | $200.00 | $128.29 | 4/5/2010 6:20:17 AM |
| fund-dragster | $33.84 | $33.84 | 4/5/2010 3:16:08 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/5/2010 7:54:13 PM |
| Mark-M | $25.00 | $25.00 | 4/5/2010 8:47:36 PM |
| BankofBeth | $25.00 | $25.00 | 4/6/2010 5:40:03 PM |
| brother_tam | $50.00 | $50.00 | 4/6/2010 7:09:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/6/2010 5:44:23 PM |
| RedCentre | $250.00 | $250.00 | 4/7/2010 3:06:29 AM |
| Crystalprop | $25.00 | $25.00 | 4/7/2010 4:13:08 PM |
| Tono | $40.00 | $40.00 | 4/7/2010 5:23:48 PM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 7:50:48 PM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 7:50:47 PM |
| Sturgee | $25.00 | $25.00 | 4/7/2010 8:16:26 PM |
| Kash2010lu | $35.00 | $35.00 | 4/7/2010 7:55:32 PM |
| reflective-rupee | $100.00 | $100.00 | 4/7/2010 8:17:21 PM |
| chameleon125 | $50.00 | $50.00 | 4/7/2010 9:18:11 PM |
| EEasyMoney | $50.00 | $50.00 | 4/7/2010 9:19:31 PM |
| malomar66 | $55.00 | $55.00 | 4/7/2010 9:13:41 PM |
| sweety075 | $25.00 | $25.00 | 4/7/2010 7:48:03 PM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 7:50:46 PM |
| bobd32 | $25.00 | $25.00 | 4/7/2010 8:28:31 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
452413
This series of Notes was issued and sold upon the funding of the borrower loan #41851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-02-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $162.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $162.85 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| May-2008 |
Debt/Income ratio:
| 21% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 4 | Employment status: | Part-time employee |
| Enhanced (1-5): | 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 9m |
|
Credit score:
| 680-699 (Mar-2010) |
Total credit lines:
| 2 |
Occupation: | Tradesman - Mechani... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $181 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| sanctuary4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto parts supply company
Purpose of loan:
This loan will be used for business.
My financial situation:
I am a good candidate for this loan because I am responsible with credit and borrowing. I work part time on top of the business, and I have never missed a payment on my credit cards. They are paid off every month. Because I live with such awesome relatives, most of my income is not tied up with bills. I can easily make payments as high as $500 per month. Not to mention, I have enough in savings to pay the loan off, however, this is to supplement my savings. I can work out a good initial inventory with what I have saved, but with this to supplement my savings, I can get more customers with a larger, more attractive line up. I have automotive shops waiting for my ignition wires when I release my brand products ready to buy. I have very few obligations as far as bills, paid off car, etc.
Monthly net income: $ 1,000
Monthly expenses: $
??Housing: $
60
??Insurance: $
94
??Car expenses: $
120 gas
??Utilities: $
0
??Phone, cable, internet: $
80 cell phone and dedicated business phone together
??Food, entertainment: $
~10-$15
??Clothing, household expenses $
0
??Credit cards and other loans: $
0
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gain-boomerang5 | $25.00 | $25.00 | 4/2/2010 4:01:42 PM |
| social-conductor4 | $25.00 | $25.00 | 4/2/2010 4:01:46 PM |
| newgroom422 | $25.00 | $25.00 | 4/2/2010 4:01:44 PM |
| kellydawn | $25.00 | $25.00 | 4/2/2010 4:06:57 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 4/2/2010 4:07:24 PM |
| beyondmanagement | $25.00 | $25.00 | 4/2/2010 4:07:30 PM |
| autonomous-truth | $75.00 | $75.00 | 4/2/2010 4:07:47 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/2/2010 4:08:18 PM |
| reward-adventure | $25.00 | $25.00 | 4/2/2010 4:08:25 PM |
| inspiring-reward | $150.00 | $150.00 | 4/2/2010 4:07:16 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/2/2010 4:07:19 PM |
| nanda | $25.00 | $25.00 | 4/2/2010 4:07:33 PM |
| Caerus | $25.00 | $25.00 | 4/2/2010 4:07:37 PM |
| Cash_Angel | $25.00 | $25.00 | 4/2/2010 4:07:56 PM |
| Turtlebear44 | $25.00 | $25.00 | 4/2/2010 4:08:01 PM |
| Redmond | $25.00 | $25.00 | 4/2/2010 4:08:09 PM |
| terrific-fund5 | $25.00 | $25.00 | 4/2/2010 4:08:20 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/2/2010 4:08:47 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/2/2010 4:06:22 PM |
| bonus-tent | $25.00 | $25.00 | 4/2/2010 4:15:27 PM |
| indomitable-dedication | $25.00 | $25.00 | 4/2/2010 4:06:53 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/2/2010 4:07:04 PM |
| martinnc | $25.00 | $25.00 | 4/2/2010 4:07:41 PM |
| slobberjob | $25.00 | $25.00 | 4/2/2010 4:08:40 PM |
| lacolo | $25.00 | $25.00 | 4/2/2010 4:08:51 PM |
| cablenews | $25.00 | $17.81 | 4/2/2010 4:20:54 PM |
| winslowdad | $25.00 | $25.00 | 4/2/2010 4:15:23 PM |
| Ronnieboy888 | $25.00 | $25.00 | 4/3/2010 9:48:43 PM |
| truth-trapper | $25.00 | $25.00 | 4/4/2010 9:59:02 AM |
| Bob450 | $25.00 | $25.00 | 4/4/2010 7:33:50 PM |
| investment-tempo | $25.00 | $25.00 | 4/4/2010 7:53:30 PM |
| silver-fixer1 | $25.00 | $25.00 | 4/5/2010 1:43:05 PM |
| nodebt2012 | $25.00 | $25.00 | 4/5/2010 4:40:24 PM |
| TheSweetLender | $30.00 | $30.00 | 4/5/2010 7:22:34 PM |
| DasMula | $25.00 | $25.00 | 4/6/2010 12:04:33 AM |
| DasMula | $25.00 | $25.00 | 4/6/2010 12:04:19 AM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:54:37 AM |
| reciprocate | $100.00 | $100.00 | 4/6/2010 11:52:32 AM |
| reciprocate | $100.00 | $100.00 | 4/6/2010 11:51:39 AM |
| justsk8tingby | $35.00 | $35.00 | 4/6/2010 11:41:47 AM |
| vigorous-moola | $36.00 | $36.00 | 4/7/2010 6:59:13 AM |
| 56bones | $25.00 | $25.00 | 4/7/2010 9:06:18 AM |
| gaiusceasar | $25.00 | $25.00 | 4/7/2010 4:24:29 PM |
| Bob450 | $25.00 | $25.00 | 4/7/2010 8:05:58 PM |
| MoneyMaker249 | $26.50 | $26.50 | 4/8/2010 6:41:33 AM |
| best-listing-toro | $25.00 | $25.00 | 4/8/2010 10:45:53 AM |
| myglobal | $25.00 | $25.00 | 4/8/2010 11:33:27 AM |
| healingangel22 | $25.00 | $25.00 | 4/8/2010 1:22:49 PM |
| beach_bum | $25.00 | $25.00 | 4/8/2010 4:32:29 PM |
| micko | $25.00 | $25.00 | 4/8/2010 4:59:24 PM |
| Jrbgood | $50.00 | $50.00 | 4/8/2010 6:02:26 PM |
| lend42013 | $25.00 | $25.00 | 4/9/2010 6:35:59 AM |
| rate-trail | $35.69 | $35.69 | 4/9/2010 7:36:59 AM |
| sunny-justice9 | $25.00 | $25.00 | 4/8/2010 9:16:39 PM |
| frogperson | $150.00 | $150.00 | 4/9/2010 9:05:05 AM |
| PotBellyPete | $25.00 | $25.00 | 4/9/2010 8:06:40 AM |
| Your_Bank | $30.00 | $30.00 | 4/9/2010 11:39:12 AM |
| cashasaurus0 | $100.00 | $100.00 | 4/9/2010 11:00:24 AM |
| Land_on_your_feet | $25.00 | $25.00 | 4/9/2010 1:07:38 PM |
| marwadi-62 | $50.00 | $50.00 | 4/9/2010 3:05:33 PM |
| silver-zenith | $25.00 | $25.00 | 4/9/2010 3:33:40 PM |
| Rainbowbrt56 | $25.00 | $25.00 | 4/2/2010 4:02:04 PM |
| awm | $25.00 | $25.00 | 4/2/2010 4:01:48 PM |
| Midwestvalues | $100.00 | $100.00 | 4/2/2010 4:06:18 PM |
| Diamond_Jim | $25.00 | $25.00 | 4/2/2010 4:06:52 PM |
| forthright-dedication | $25.00 | $25.00 | 4/2/2010 4:06:55 PM |
| skuba | $25.00 | $25.00 | 4/2/2010 4:07:28 PM |
| phredd | $25.00 | $25.00 | 4/2/2010 4:07:51 PM |
| Nerdster1 | $25.00 | $25.00 | 4/2/2010 4:08:19 PM |
| 792FICO | $25.00 | $25.00 | 4/2/2010 4:08:24 PM |
| a-silver-booster | $30.00 | $30.00 | 4/2/2010 4:08:27 PM |
| 108lender | $75.00 | $75.00 | 4/2/2010 4:08:34 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/2/2010 4:07:12 PM |
| drstumpster | $25.00 | $25.00 | 4/2/2010 4:07:35 PM |
| djc314 | $25.00 | $25.00 | 4/2/2010 4:07:45 PM |
| nivletJP | $25.00 | $25.00 | 4/2/2010 4:07:54 PM |
| nowits10 | $25.00 | $25.00 | 4/2/2010 4:07:57 PM |
| WalnutCreekguy | $25.00 | $25.00 | 4/2/2010 4:08:07 PM |
| burrito6 | $25.00 | $25.00 | 4/2/2010 4:03:35 PM |
| handy-justice | $50.00 | $50.00 | 4/2/2010 4:07:00 PM |
| LuvToLend | $25.00 | $25.00 | 4/2/2010 4:07:08 PM |
| IIP77 | $25.00 | $25.00 | 4/2/2010 4:07:22 PM |
| autonomous-basis | $25.00 | $25.00 | 4/2/2010 4:15:15 PM |
| BankofBen | $25.00 | $25.00 | 4/2/2010 4:20:52 PM |
| Ronnieboy888 | $25.00 | $25.00 | 4/3/2010 8:54:31 PM |
| sweet-payout5 | $25.00 | $25.00 | 4/5/2010 1:34:20 PM |
| honorable-yield | $25.00 | $25.00 | 4/5/2010 5:54:15 PM |
| DasMula | $25.00 | $25.00 | 4/6/2010 12:04:04 AM |
| lib5836 | $25.00 | $25.00 | 4/7/2010 10:37:01 AM |
| Prairie-MN | $30.00 | $30.00 | 4/7/2010 4:22:01 PM |
| realtormoises | $25.00 | $25.00 | 4/7/2010 5:20:40 PM |
| penny-sergeant | $25.00 | $25.00 | 4/7/2010 6:27:43 PM |
| coasterman | $25.00 | $25.00 | 4/7/2010 6:38:38 PM |
| glenium | $25.00 | $25.00 | 4/8/2010 2:59:30 AM |
| Silverling6 | $25.00 | $25.00 | 4/8/2010 4:17:01 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 4/8/2010 5:00:30 PM |
| attractive-fund | $25.00 | $25.00 | 4/8/2010 5:17:59 PM |
| KrisKringle | $25.00 | $25.00 | 4/8/2010 5:27:35 PM |
| weezy22 | $28.00 | $28.00 | 4/9/2010 5:11:00 AM |
| Leshan | $25.00 | $25.00 | 4/9/2010 9:07:29 AM |
| farchoir | $25.00 | $25.00 | 4/9/2010 6:40:20 AM |
| Asset-Builder | $106.00 | $106.00 | 4/9/2010 9:58:39 AM |
| five-star-note | $35.00 | $35.00 | 4/9/2010 11:53:49 AM |
| Your_Bank | $35.00 | $35.00 | 4/9/2010 2:13:35 PM |
| MTF | $50.00 | $50.00 | 4/9/2010 1:35:54 PM |
| PrincessGrace33 | $50.00 | $50.00 | 4/9/2010 3:52:28 PM |
| 106 bids
|
Borrower Payment Dependent Notes Series
452477
This series of Notes was issued and sold upon the funding of the borrower loan #41872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Mar-31-2010 |
| |
Auction end date:
| Apr-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 24.95% |
Final borrower rate/APR:
| 25.95% / 28.27% |
Final monthly payment:
| $100.66 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 19.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 5% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 6m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 7 |
Occupation: | Administrative Assi... |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $1,181 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 72% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| linzard4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,551.00 | < mo. late:
| 0
( 0% )
| 660-679
(Jan-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
*Re-List* Moving costs and computer
Purpose of loan:
My boyfriend and I are moving into a new apartment and although we are excited for the change, we do not have the full amount required for the move in amount, since we still have to pay rent at our old place and will not get our old deposit back in time. At the same time, our computer is on it's last leg and it is crucial to my boyfriend's employment since he works from home.
My financial situation:
I am working very hard towards building good credit. Although I may be represented as High Risk, it is due to lack of credit history as?I started late since I did not get my first credit card until after college.?I have been doing what I can to build it up and have even received a Prosper?loan and already paid it off. ?
Monthly net income: $ 2,600
My boyfriend's net income is 3,600 and he will also be contributing to pay off this loan.
Monthly expenses: $ about 1250 is my share.
??Housing: $?700
??Insurance: $?140
??Car expenses: $ 100
??Utilities: $?30
??Phone, cable, internet: $?70
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain why your first credit line is listed as being opened in August 1976? Most children can't get credit so if you got it at 18 in 1976 you would be born in 1958, making you 51 or older now. Your picture is not of an over 50 year old. - mammalian4
A:
I believe that credit line is my parents gas card account. They added me to it during college but it was established by them in 1976 before I was born.
(Apr-06-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $500.00 | $500.00 | 3/31/2010 4:21:31 PM |
| MoneyTree79 | $25.00 | $25.00 | 4/2/2010 8:02:52 AM |
| marwadi-62 | $200.00 | $200.00 | 4/2/2010 5:36:30 AM |
| MrRooster101 | $25.00 | $25.00 | 4/3/2010 5:59:41 PM |
| golffish2 | $100.00 | $100.00 | 4/5/2010 4:26:31 AM |
| golffish2 | $100.00 | $100.00 | 4/5/2010 9:12:52 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 4/5/2010 7:32:42 PM |
| eboomer2611 | $25.00 | $25.00 | 4/6/2010 12:15:22 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/6/2010 12:39:54 PM |
| jhouman | $25.00 | $25.00 | 4/6/2010 5:15:51 PM |
| deepblue34 | $25.00 | $25.00 | 4/6/2010 5:22:45 PM |
| Feyenoord | $29.83 | $29.83 | 4/6/2010 8:06:58 PM |
| dunrizzo | $25.00 | $25.00 | 4/6/2010 5:39:45 PM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/6/2010 10:07:04 PM |
| Mikale360 | $26.00 | $26.00 | 4/7/2010 10:51:00 AM |
| mammalian4 | $50.00 | $50.00 | 4/7/2010 2:21:00 PM |
| persistent-bazaar | $75.00 | $75.00 | 4/7/2010 11:17:14 AM |
| Rancid | $25.00 | $25.00 | 4/7/2010 2:22:27 PM |
| shrewd-income | $150.00 | $150.00 | 4/7/2010 3:22:14 PM |
| Engineer44 | $25.00 | $25.00 | 4/7/2010 3:58:42 PM |
| rospa | $25.00 | $25.00 | 4/7/2010 12:36:45 PM |
| american-investor | $25.00 | $25.00 | 4/7/2010 12:44:28 PM |
| Leshan | $54.37 | $54.37 | 4/7/2010 2:09:54 PM |
| KapitalX | $30.00 | $30.00 | 4/7/2010 3:23:32 PM |
| UCLA4life | $25.00 | $25.00 | 3/31/2010 4:31:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 3/31/2010 5:48:25 PM |
| pietro_torna_indietro | $42.16 | $42.16 | 4/1/2010 7:33:53 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/2/2010 7:03:28 AM |
| impartial-deal | $26.62 | $26.62 | 4/5/2010 2:04:57 PM |
| good4loan | $25.00 | $25.00 | 4/6/2010 2:59:56 PM |
| carrinel | $100.00 | $100.00 | 4/6/2010 4:38:27 PM |
| dammage | $25.00 | $25.00 | 4/6/2010 5:45:23 PM |
| Kash2010lu | $50.00 | $50.00 | 4/6/2010 5:57:26 PM |
| JerryB96 | $25.00 | $25.00 | 4/6/2010 7:33:10 PM |
| shrewd-income | $100.00 | $100.00 | 4/7/2010 6:41:27 AM |
| d_grbg | $30.00 | $30.00 | 4/7/2010 5:55:37 AM |
| wild-orange | $25.00 | $25.00 | 4/7/2010 1:32:49 AM |
| exchange-cowbell5 | $50.00 | $50.00 | 4/7/2010 12:13:53 PM |
| Bob450 | $40.00 | $40.00 | 4/7/2010 2:45:00 PM |
| lend42013 | $25.00 | $25.00 | 4/7/2010 3:26:26 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 3:44:55 PM |
| helynn43 | $25.00 | $25.00 | 4/7/2010 3:20:22 PM |
| aquistoyraul | $25.00 | $25.00 | 4/7/2010 3:33:58 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 3:44:36 PM |
| social-conductor4 | $25.00 | $21.02 | 4/7/2010 3:52:45 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
452547
This series of Notes was issued and sold upon the funding of the borrower loan #41881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 7.48% |
Starting borrower rate/APR:
| 8.48% / 8.82% |
Starting monthly payment:
| $157.79 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $156.68 |
| |
|
Auction yield range:
| 3.04% - 7.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 22% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 8m |
|
Credit score:
| 800-819 (Apr-2010) |
Total credit lines:
| 23 |
Occupation: | Medical Technician |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $3,951 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 20% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| EBode22 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 62 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Jan-2008)
760-779
(Feb-2007)
|
|
Principal balance:
| $1,208.48 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 62 | | |
Description
Debt Consolidation
While going through school to become a Radiation Therapist I have collected minor credit card debt with high interest rates.? Now that I am a year and a half into my career, and working at a successful Cancer Center in South Florida, I would like to forget the financial struggles in which?I have incurred while reaching my goal.? Unfortunately due to the high interest rates set by my credit card companies I feel that there is no end in sight.? This money will clear me of my troubles and I can start saving a good some of money every pay check by taking this route.?Thank you for your consideration and I will be looking forward to your support.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 4/5/2010 4:50:35 PM |
| cash-sensai2 | $25.00 | $25.00 | 4/5/2010 4:50:39 PM |
| Aberdeen | $500.00 | $179.83 | 4/5/2010 5:13:13 PM |
| blot44 | $25.00 | $25.00 | 4/5/2010 5:59:10 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 4/5/2010 7:50:50 PM |
| word140 | $25.00 | $25.00 | 4/5/2010 5:56:16 PM |
| selector568 | $100.23 | $100.23 | 4/5/2010 11:47:50 PM |
| simiray | $29.00 | $29.00 | 4/6/2010 9:45:19 AM |
| Kelor99 | $25.00 | $25.00 | 4/6/2010 8:42:52 AM |
| grampy48 | $25.00 | $25.00 | 4/6/2010 2:55:02 PM |
| springpanda | $25.00 | $25.00 | 4/6/2010 4:30:03 PM |
| MoneyTree79 | $25.00 | $25.00 | 4/6/2010 5:43:58 PM |
| ujiba | $25.00 | $25.00 | 4/7/2010 9:34:03 AM |
| psbruce | $25.00 | $25.00 | 4/7/2010 9:34:22 PM |
| one-midas | $25.00 | $25.00 | 4/8/2010 12:50:55 PM |
| REITRUST | $25.00 | $25.00 | 4/8/2010 2:07:32 PM |
| cwegert | $58.92 | $58.92 | 4/9/2010 5:54:34 PM |
| Sandiegorep | $27.99 | $27.99 | 4/9/2010 7:19:44 PM |
| toplinetrading | $25.00 | $25.00 | 4/9/2010 6:17:14 PM |
| jimbo29blue | $50.00 | $50.00 | 4/10/2010 6:16:49 AM |
| dpries123 | $25.00 | $25.00 | 4/9/2010 7:12:40 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/10/2010 9:44:07 AM |
| felicity-loyalist0 | $65.00 | $65.00 | 4/9/2010 10:58:10 PM |
| Only_Money | $25.00 | $25.00 | 4/10/2010 9:00:38 AM |
| myworld701 | $25.00 | $25.00 | 4/10/2010 6:01:31 AM |
| GEOFFS3 | $25.00 | $25.00 | 4/10/2010 9:26:49 AM |
| jimbo29blue | $50.00 | $50.00 | 4/10/2010 6:15:40 AM |
| market-network | $25.00 | $25.00 | 4/10/2010 8:40:00 AM |
| bonus-adventure3 | $50.00 | $50.00 | 4/11/2010 5:58:34 AM |
| nad139 | $36.00 | $36.00 | 4/11/2010 6:17:23 AM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:48:14 AM |
| wicada | $36.25 | $36.25 | 4/11/2010 8:47:51 AM |
| Figure4 | $25.00 | $25.00 | 4/11/2010 1:32:14 PM |
| the-platinum-reformer | $50.00 | $50.00 | 4/11/2010 5:12:49 PM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:31:09 PM |
| Banker3119 | $25.00 | $25.00 | 4/12/2010 5:32:12 AM |
| pokey38650 | $25.00 | $25.00 | 4/12/2010 10:06:51 AM |
| persistent-value3 | $31.82 | $31.82 | 4/12/2010 10:17:33 AM |
| macd101 | $25.00 | $25.00 | 4/12/2010 11:14:23 AM |
| webfeet | $25.00 | $25.00 | 4/12/2010 8:55:09 AM |
| trade-structure | $25.00 | $25.00 | 4/12/2010 1:08:05 PM |
| leverage-burrito | $25.00 | $25.00 | 4/12/2010 2:01:35 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 4/12/2010 11:19:15 AM |
| BipedalHominid | $25.00 | $25.00 | 4/12/2010 1:21:09 PM |
| bankofmay | $25.00 | $25.00 | 4/12/2010 2:05:32 PM |
| NoNameLender | $50.00 | $50.00 | 4/12/2010 3:26:52 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:07:58 PM |
| Sven79 | $50.00 | $50.00 | 4/5/2010 4:55:03 PM |
| jwood3030 | $35.00 | $35.00 | 4/5/2010 5:11:08 PM |
| seriousbusiness29 | $25.00 | $25.00 | 4/5/2010 5:22:57 PM |
| Aberdeen | $400.00 | $400.00 | 4/5/2010 5:24:47 PM |
| Aberdeen | $400.00 | $400.00 | 4/5/2010 5:13:45 PM |
| Aberdeen | $400.00 | $400.00 | 4/5/2010 5:24:38 PM |
| Aberdeen | $400.00 | $400.00 | 4/5/2010 5:24:48 PM |
| Fillinganeed | $50.00 | $50.00 | 4/5/2010 8:41:12 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/5/2010 10:35:09 PM |
| AaronL | $25.00 | $25.00 | 4/5/2010 10:52:53 PM |
| octoberfresh | $25.00 | $25.00 | 4/6/2010 7:24:16 AM |
| qkinger | $50.00 | $50.00 | 4/6/2010 3:02:35 PM |
| knark | $25.00 | $25.00 | 4/7/2010 12:56:47 PM |
| mobius_titan | $25.00 | $25.00 | 4/7/2010 7:09:51 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:24 AM |
| sunshinysmiles | $25.00 | $25.00 | 4/8/2010 1:13:04 PM |
| impartial-deal | $26.49 | $26.49 | 4/8/2010 4:55:27 PM |
| jrlvnv | $25.00 | $25.00 | 4/8/2010 9:04:15 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/8/2010 8:27:17 PM |
| Bzbee | $100.00 | $100.00 | 4/9/2010 9:46:05 AM |
| jchurchi | $100.00 | $100.00 | 4/9/2010 10:09:37 AM |
| LovinMe | $25.00 | $25.00 | 4/9/2010 10:26:18 AM |
| dbanwart | $25.00 | $25.00 | 4/9/2010 12:11:10 PM |
| cash4rent | $25.00 | $25.00 | 4/9/2010 3:59:22 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/9/2010 7:01:52 PM |
| jpblan11 | $25.00 | $25.00 | 4/9/2010 10:10:07 PM |
| Ven58 | $25.00 | $25.00 | 4/9/2010 5:45:54 PM |
| economy-river | $100.00 | $100.00 | 4/10/2010 7:24:39 AM |
| gsp1885 | $26.00 | $26.00 | 4/9/2010 6:03:40 PM |
| naina_my_daughter | $100.00 | $100.00 | 4/9/2010 10:47:18 PM |
| bobbyoderek | $25.00 | $25.00 | 4/10/2010 11:37:49 AM |
| Spiv_51 | $25.00 | $25.00 | 4/10/2010 4:08:24 AM |
| maj0508 | $100.00 | $100.00 | 4/10/2010 4:24:47 PM |
| kc_dude | $25.00 | $25.00 | 4/10/2010 12:47:51 PM |
| marwadi-62 | $100.00 | $100.00 | 4/10/2010 7:45:43 PM |
| the-problem-solver | $50.86 | $50.86 | 4/11/2010 10:47:50 AM |
| esander2 | $28.91 | $28.91 | 4/11/2010 5:25:57 PM |
| upstate | $25.00 | $25.00 | 4/12/2010 6:15:40 AM |
| vulgy | $25.00 | $25.00 | 4/12/2010 6:42:40 AM |
| kwan | $75.00 | $75.00 | 4/12/2010 9:44:15 AM |
| sknop64 | $25.00 | $25.00 | 4/12/2010 10:33:38 AM |
| Sitgarath | $25.00 | $25.00 | 4/12/2010 11:45:50 AM |
| cwegert | $40.81 | $40.81 | 4/12/2010 10:19:31 AM |
| velocity-winner | $25.00 | $25.00 | 4/12/2010 2:33:09 PM |
| djlucas | $27.89 | $27.89 | 4/12/2010 2:42:35 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
452595
This series of Notes was issued and sold upon the funding of the borrower loan #41790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-11-2010 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 15.61% |
Starting monthly payment:
| $33.21 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 4.04% - 11.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 10m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 26 |
Occupation: | Investor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $77,796 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 84% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| kind-contract-dragster |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
finish rehab of single family house
Purpose of loan:
This loan will be used to? finish painting and repairing single family house I bought.? We are repairing it and selling it.
My financial situation:
I am a good candidate for this loan because? we used our own funds ( all cash) to purchase and rehab, have a buyer under contract, just need to finish the paint and minor repairs so we can close the deal.? I have rehabbed 14 properties over the past years.?? We finish our projects and have always repaid all
of our loans.? We own our home free and clear ( it is under the name of my business LLC).? Just need cash to finish this project.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
It's kind of hard to believe that a person making over $100K a year would need a $1000 loan. Where does your extra money go to exactly...besides the house? - rate-trail
A:
We have 7 kids, all in private schools....You're assuming we are out of cash....we borrow before we run out. I have 4 houses including the one we live in, with no mortgage(the 3 non-owner occupied are rehabs in progress). Since I am self employed without a W-2, banks are tough now but I can borrow $50k+@ 14% - 20% all day long, trying to develop some lines of credit at a lesser interest rate. If I don't get this loan, I'll finish the project with more expensive money.
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Stavros | $50.00 | $50.00 | 4/5/2010 4:33:59 PM |
| cbfresh | $25.00 | $25.00 | 4/7/2010 9:35:36 AM |
| JJpeanut | $25.00 | $25.00 | 4/7/2010 7:27:52 PM |
| successful-integrity | $25.00 | $25.00 | 4/10/2010 4:54:22 AM |
| Ristefo | $25.00 | $25.00 | 4/10/2010 7:29:06 AM |
| 4gotn1 | $100.00 | $100.00 | 4/9/2010 8:55:43 PM |
| otalon | $25.00 | $25.00 | 4/10/2010 8:43:07 AM |
| encore02 | $50.00 | $50.00 | 4/10/2010 2:27:58 PM |
| Veiglcc | $25.00 | $25.00 | 4/11/2010 6:32:19 AM |
| economy-river | $50.00 | $50.00 | 4/11/2010 12:11:00 PM |
| vutah | $25.00 | $25.00 | 4/11/2010 9:19:44 AM |
| Approved | $25.00 | $25.00 | 4/5/2010 4:47:40 PM |
| kanyonkat | $25.00 | $25.00 | 4/8/2010 9:14:19 PM |
| nh_girl | $25.00 | $25.00 | 4/9/2010 4:27:49 PM |
| akgirlx | $25.00 | $25.00 | 4/9/2010 5:15:01 PM |
| SummaCapital | $100.00 | $100.00 | 4/9/2010 7:04:31 PM |
| LakeShoreLending | $25.00 | $25.00 | 4/9/2010 7:01:30 PM |
| koolhandwv | $30.51 | $30.51 | 4/10/2010 7:27:17 AM |
| best-listing-toro | $25.00 | $25.00 | 4/10/2010 7:31:44 AM |
| MINDVSMATTER | $100.00 | $100.00 | 4/10/2010 8:14:51 AM |
| otalon | $25.00 | $19.49 | 4/10/2010 8:43:50 AM |
| mammalian4 | $25.00 | $25.00 | 4/10/2010 1:29:35 PM |
| flshdaskll | $25.00 | $25.00 | 4/10/2010 4:33:17 PM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:39:00 AM |
| FLFF | $50.00 | $50.00 | 4/11/2010 9:34:21 AM |
| lakrav | $25.00 | $25.00 | 4/11/2010 11:25:43 AM |
| 26 bids
|
Borrower Payment Dependent Notes Series
452605
This series of Notes was issued and sold upon the funding of the borrower loan #41753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 22.16% |
Starting borrower rate/APR:
| 23.16% / 27.02% |
Starting monthly payment:
| $38.79 |
|
Final lender yield:
| 18.50% |
Final borrower rate/APR:
| 19.50% / 23.27% |
Final monthly payment:
| $36.91 |
| |
|
Auction yield range:
| 8.04% - 22.16% |
Estimated loss impact:
| 6.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 5m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $69,456 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 77% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 4 | | | | |
|
Screen name:
| chicago13 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car maintenance
Purpose of loan:
This loan will be used to service and remove a few rust spots from our Chevy Cavalier Z24 convertable.
My financial situation:
I am a good candidate for this loan because I have a steady income and stable job working for a company that is doing well even in the current economy.
Monthly net income: $ 5100
Monthly expenses: $ 4870
??Housing: $ 1800
??Insurance: $ 150
??Car expenses: $ 150
??Utilities: $ 120
??Phone, cable, internet: $ 300
??Food, entertainment: $ 800
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1000
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your very high revolving credit (both in dollar amount, and as a percentage of available credit). Thanks much and best wishes. - reflective-rupee
A:
It is a home equity loan that shows up as revolving credit
(Apr-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bluebouyz | $37.00 | $37.00 | 4/6/2010 6:33:19 PM |
| Ven58 | $25.00 | $25.00 | 4/7/2010 1:36:54 PM |
| best-listing-toro | $25.00 | $25.00 | 4/9/2010 10:20:00 AM |
| trade-goblin9 | $28.43 | $28.43 | 4/9/2010 4:58:32 PM |
| admirable-loyalty | $25.00 | $25.00 | 4/10/2010 12:02:06 PM |
| YeoLenderSource | $25.00 | $25.00 | 4/10/2010 1:29:22 PM |
| 5kids5 | $25.00 | $25.00 | 4/10/2010 8:59:48 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:33:14 AM |
| investment-cluster | $25.00 | $25.00 | 4/11/2010 2:32:25 PM |
| reflective-rupee | $25.00 | $25.00 | 4/11/2010 6:44:15 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 6:29:19 PM |
| glenium | $25.00 | $25.00 | 4/12/2010 8:41:40 AM |
| availableloan | $25.00 | $25.00 | 4/11/2010 8:28:14 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/11/2010 9:24:51 PM |
| ChewyZ | $25.00 | $25.00 | 4/12/2010 11:53:42 AM |
| msmlender | $25.00 | $25.00 | 4/12/2010 11:35:27 AM |
| revenue-appraiser | $29.43 | $29.43 | 4/12/2010 3:30:37 PM |
| jybank | $25.00 | $25.00 | 4/12/2010 11:56:49 AM |
| rate-hickory | $25.00 | $25.00 | 4/12/2010 1:08:05 PM |
| duty-monger | $50.00 | $0.14 | 4/12/2010 1:50:44 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:08:20 PM |
| income-fortress | $25.00 | $25.00 | 4/5/2010 4:58:44 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:34:13 AM |
| IPG1 | $25.00 | $25.00 | 4/6/2010 11:39:06 AM |
| site_ml | $25.00 | $25.00 | 4/10/2010 7:16:02 PM |
| aztec | $100.00 | $100.00 | 4/11/2010 6:29:38 PM |
| Joshua_E | $25.00 | $25.00 | 4/11/2010 12:39:05 PM |
| economy-river | $25.00 | $25.00 | 4/11/2010 3:33:20 PM |
| satwarystium | $25.00 | $25.00 | 4/12/2010 6:28:15 AM |
| Nasdaq | $25.00 | $25.00 | 4/12/2010 12:43:38 AM |
| vulgy | $25.00 | $25.00 | 4/12/2010 6:44:52 AM |
| bill-expert | $50.00 | $50.00 | 4/12/2010 12:37:33 PM |
| icon7 | $30.00 | $30.00 | 4/12/2010 2:11:47 PM |
| wild-orange | $25.00 | $25.00 | 4/12/2010 11:33:04 AM |
| 34 bids
|
Borrower Payment Dependent Notes Series
452647
This series of Notes was issued and sold upon the funding of the borrower loan #41890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 27.38% |
Starting borrower rate/APR:
| 28.38% / 30.73% |
Starting monthly payment:
| $311.77 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $307.20 |
| |
|
Auction yield range:
| 11.04% - 27.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 15% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 2m |
|
Credit score:
| 660-679 (Mar-2010) |
Total credit lines:
| 33 |
Occupation: | Tradesman - Electri... |
|
Now delinquent:
| 1 |
Revolving credit balance:
| $3,077 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 17% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 17 | | | | |
|
Screen name:
| heirophant |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For My Wedding
Purpose of loan:
This loan will be used to?Finance my wedding to a wonderful woman, Carley. I am very excited to spend the rest of my life with her.
My financial situation:
I am a good candidate for this loan because?I have had no lates, collections, or other negative marks on my credit since 2006. I have no outstanding collections and everything on my credit report is current. My credit report shows 1 delinquincy, but amount owed as $0. This is because in 2004, Bank of America sold my credit card collection to a collection agency, which I paid, but never updated the status of the delinquincy to paid. So, I do not have any bad or outstanding debt and I am not the person I was in 2004 when I got into some financial trouble. I have a good-paying job as a technician for the largest telecommunications company in Alaska. I pay all my bills on time and would never let that happen again. I was very credit-naive back then. I have improved my credit drastically as you can see in my credit score.
Monthly net income: $ 3000
Monthly expenses: $ 2200
??Housing: $500
??Insurance: $200
??Car expenses: $100
??Utilities: $100
??Phone, cable, internet: $0 - I work for a telecom company
??Food, entertainment: $500
??Clothing, household expenses $300
??Credit cards and other loans: $500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| capital-albatross | $25.00 | $25.00 | 4/5/2010 4:33:37 PM |
| brutusbone | $25.00 | $25.00 | 4/5/2010 4:34:21 PM |
| seisen | $100.00 | $100.00 | 4/5/2010 4:38:29 PM |
| Diamond_Jim | $25.00 | $25.00 | 4/5/2010 4:39:22 PM |
| nerdfactor | $25.00 | $25.00 | 4/5/2010 4:39:44 PM |
| jml3482 | $25.00 | $25.00 | 4/5/2010 4:40:15 PM |
| Interstate_Rate | $250.00 | $250.00 | 4/5/2010 4:40:27 PM |
| nletunic | $25.00 | $25.00 | 4/5/2010 4:39:29 PM |
| persevering | $25.00 | $25.00 | 4/5/2010 4:41:24 PM |
| nourishing-interest0 | $25.00 | $25.00 | 4/5/2010 4:39:40 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 4/5/2010 4:39:58 PM |
| love_what_you_do | $25.00 | $25.00 | 4/5/2010 4:40:21 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 4:40:51 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:43:13 PM |
| balance-warrior | $25.00 | $25.00 | 4/5/2010 4:41:17 PM |
| DocVT | $25.00 | $25.00 | 4/5/2010 4:41:45 PM |
| rock-turner | $100.00 | $100.00 | 4/5/2010 4:43:48 PM |
| KramericaIndustries | $25.00 | $25.00 | 4/5/2010 4:44:03 PM |
| papaloha | $50.00 | $50.00 | 4/5/2010 4:42:51 PM |
| principal-kung-fu | $25.00 | $25.00 | 4/5/2010 4:43:42 PM |
| purdue98 | $25.00 | $25.00 | 4/5/2010 4:38:38 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/5/2010 4:45:39 PM |
| kmavm | $25.00 | $25.00 | 4/5/2010 4:46:10 PM |
| successful-euro | $30.00 | $30.00 | 4/5/2010 4:44:55 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:45:04 PM |
| leodaguy | $25.00 | $25.00 | 4/5/2010 4:39:36 PM |
| secobarbital | $25.00 | $25.00 | 4/5/2010 4:46:25 PM |
| personal-lender | $25.00 | $25.00 | 4/5/2010 4:46:36 PM |
| money-floret | $25.00 | $25.00 | 4/5/2010 4:47:00 PM |
| matt_2006 | $25.00 | $25.00 | 4/5/2010 4:47:18 PM |
| delivery | $25.00 | $25.00 | 4/5/2010 4:46:15 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/5/2010 4:40:44 PM |
| innocent-loot | $25.00 | $25.00 | 4/5/2010 4:47:13 PM |
| turbolozano | $25.00 | $25.00 | 4/5/2010 4:47:37 PM |
| autonomous-truth | $25.00 | $25.00 | 4/5/2010 4:42:46 PM |
| burrito6 | $25.00 | $25.00 | 4/5/2010 4:42:55 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/5/2010 4:50:55 PM |
| rhin0cerx | $50.00 | $50.00 | 4/5/2010 4:51:05 PM |
| deegeeman | $50.00 | $50.00 | 4/5/2010 4:51:20 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/5/2010 4:51:30 PM |
| Rattlehead | $25.00 | $25.00 | 4/5/2010 4:51:32 PM |
| greenwell | $25.00 | $25.00 | 4/5/2010 4:51:17 PM |
| martinnc | $25.00 | $25.00 | 4/5/2010 4:51:43 PM |
| magnolia161 | $25.00 | $25.00 | 4/5/2010 4:51:36 PM |
| integrity-doctor | $100.00 | $100.00 | 4/5/2010 4:51:56 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/5/2010 4:52:16 PM |
| boomer5 | $25.00 | $25.00 | 4/5/2010 4:45:25 PM |
| brother_tam | $50.00 | $50.00 | 4/5/2010 4:52:08 PM |
| desertoasis | $25.00 | $25.00 | 4/5/2010 4:52:13 PM |
| gulch | $25.00 | $25.00 | 4/5/2010 4:52:31 PM |
| supreme-hope | $25.00 | $25.00 | 4/5/2010 4:52:21 PM |
| first-upright-payout | $25.00 | $25.00 | 4/5/2010 4:52:35 PM |
| LoisLoan | $25.00 | $25.00 | 4/5/2010 4:52:37 PM |
| zorg77 | $25.00 | $25.00 | 4/5/2010 4:45:57 PM |
| intelligent-yield | $25.00 | $25.00 | 4/5/2010 4:53:00 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/5/2010 4:53:08 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:53:14 PM |
| Zolton | $200.00 | $200.00 | 4/5/2010 4:46:41 PM |
| reward-adventure | $30.00 | $30.00 | 4/5/2010 4:53:20 PM |
| oldmora | $50.00 | $50.00 | 4/5/2010 4:53:25 PM |
| natecam | $25.00 | $25.00 | 4/5/2010 4:53:41 PM |
| kid8549 | $25.00 | $25.00 | 4/5/2010 4:53:46 PM |
| trustu | $25.00 | $25.00 | 4/5/2010 4:54:03 PM |
| 108lender | $75.00 | $75.00 | 4/5/2010 4:54:02 PM |
| stock106 | $30.00 | $30.00 | 4/5/2010 4:54:25 PM |
| Dubbs360 | $50.00 | $50.00 | 4/5/2010 4:54:32 PM |
| jmcdon7230 | $25.00 | $25.00 | 4/5/2010 4:54:34 PM |
| nrowland | $25.00 | $25.00 | 4/5/2010 4:54:38 PM |
| SBT | $50.00 | $50.00 | 4/5/2010 4:54:47 PM |
| gizzywump | $25.00 | $25.00 | 4/5/2010 4:55:00 PM |
| rescue | $50.00 | $50.00 | 4/5/2010 4:54:40 PM |
| focused-dime8 | $25.00 | $25.00 | 4/5/2010 4:54:44 PM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 4:54:50 PM |
| chicagoman | $25.00 | $25.00 | 4/5/2010 4:55:14 PM |
| elevated-platinum5 | $25.00 | $25.00 | 4/5/2010 4:50:42 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/5/2010 4:50:48 PM |
| asset-professor | $35.00 | $35.00 | 4/5/2010 4:51:10 PM |
| tshurts | $25.00 | $25.00 | 4/5/2010 4:52:44 PM |
| asiaratt | $100.00 | $100.00 | 4/5/2010 4:52:55 PM |
| Adam_00 | $25.00 | $25.00 | 4/5/2010 4:53:35 PM |
| repcool | $25.00 | $25.00 | 4/5/2010 4:53:42 PM |
| currency-sergeant | $25.00 | $25.00 | 4/5/2010 4:53:47 PM |
| xyzlmno | $25.00 | $25.00 | 4/5/2010 4:53:56 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 4/5/2010 4:54:54 PM |
| capital-visionary | $25.00 | $25.00 | 4/5/2010 4:55:08 PM |
| irrelevant | $25.00 | $25.00 | 4/5/2010 5:02:03 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/5/2010 5:38:41 PM |
| scoobiedoo | $25.00 | $25.00 | 4/6/2010 8:53:37 PM |
| golffish2 | $100.00 | $100.00 | 4/7/2010 7:15:04 AM |
| neorunner | $25.00 | $25.00 | 4/7/2010 3:08:04 AM |
| autonomous-power | $35.00 | $35.00 | 4/8/2010 9:55:39 PM |
| interstellar | $50.00 | $50.00 | 4/9/2010 11:39:59 AM |
| ChrisKwan | $25.00 | $25.00 | 4/9/2010 3:58:09 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/10/2010 7:20:33 AM |
| b-rent | $25.00 | $25.00 | 4/10/2010 1:29:09 PM |
| wealth-multiplier | $25.00 | $25.00 | 4/11/2010 4:13:33 PM |
| loss-of-control | $25.00 | $25.00 | 4/11/2010 6:03:14 PM |
| loss-of-control | $50.00 | $50.00 | 4/11/2010 6:02:50 PM |
| rockhound84 | $25.00 | $25.00 | 4/12/2010 5:19:58 AM |
| Your_Bank | $75.00 | $75.00 | 4/11/2010 5:59:00 PM |
| Leshan | $27.54 | $27.54 | 4/12/2010 7:44:12 AM |
| credit-coach118 | $40.00 | $40.00 | 4/12/2010 3:06:31 PM |
| likeable-openness | $25.00 | $25.00 | 4/5/2010 4:33:49 PM |
| Helenska11 | $25.00 | $25.00 | 4/5/2010 4:36:58 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 4:35:51 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:36:08 PM |
| helping-out | $30.00 | $30.00 | 4/5/2010 4:38:11 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/5/2010 4:38:49 PM |
| murtaza | $25.00 | $25.00 | 4/5/2010 4:38:58 PM |
| AFairDeal | $25.00 | $25.00 | 4/5/2010 4:39:04 PM |
| RMB-Investments | $25.00 | $25.00 | 4/5/2010 4:39:34 PM |
| steely_dan34 | $25.00 | $25.00 | 4/5/2010 4:40:04 PM |
| greatwhiteninja | $25.00 | $25.00 | 4/5/2010 4:40:08 PM |
| lovelongandprosper | $50.00 | $50.00 | 4/5/2010 4:39:02 PM |
| TennSquire | $25.00 | $25.00 | 4/5/2010 4:39:10 PM |
| famous-bill | $50.00 | $50.00 | 4/5/2010 4:41:11 PM |
| srgriff | $25.00 | $25.00 | 4/5/2010 4:39:39 PM |
| lillian27 | $25.00 | $25.00 | 4/5/2010 4:41:33 PM |
| rks125 | $25.00 | $25.00 | 4/5/2010 4:39:48 PM |
| tremendous-integrity | $25.00 | $25.00 | 4/5/2010 4:39:52 PM |
| balance6 | $25.00 | $25.00 | 4/5/2010 4:33:56 PM |
| IIP77 | $25.00 | $25.00 | 4/5/2010 4:34:14 PM |
| georgethesir | $25.00 | $25.00 | 4/5/2010 4:40:19 PM |
| mvalley | $25.00 | $25.00 | 4/5/2010 4:40:32 PM |
| Kaj | $25.00 | $25.00 | 4/5/2010 4:43:05 PM |
| payment-gusto | $25.00 | $25.00 | 4/5/2010 4:40:56 PM |
| loan-squadron | $30.00 | $30.00 | 4/5/2010 4:41:19 PM |
| social-conductor4 | $25.00 | $25.00 | 4/5/2010 4:36:23 PM |
| suomynona | $25.00 | $25.00 | 4/5/2010 4:43:58 PM |
| elegant-loot | $25.00 | $25.00 | 4/5/2010 4:42:32 PM |
| Floridagirl | $25.00 | $25.00 | 4/5/2010 4:44:19 PM |
| Dap2005 | $25.00 | $25.00 | 4/5/2010 4:37:28 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/5/2010 4:44:43 PM |
| Purposeful | $25.00 | $25.00 | 4/5/2010 4:43:09 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/5/2010 4:45:42 PM |
| head | $25.00 | $25.00 | 4/5/2010 4:45:49 PM |
| Buffer10 | $100.00 | $100.00 | 4/5/2010 4:44:27 PM |
| KevinC_63366 | $25.00 | $25.00 | 4/5/2010 4:44:36 PM |
| Speculator | $100.00 | $100.00 | 4/5/2010 4:44:39 PM |
| PaulHenry | $25.00 | $25.00 | 4/5/2010 4:39:24 PM |
| awesome-return0 | $25.00 | $25.00 | 4/5/2010 4:44:45 PM |
| momoney2lend | $25.00 | $25.00 | 4/5/2010 4:46:18 PM |
| inspiring-reward | $150.00 | $150.00 | 4/5/2010 4:45:15 PM |
| Cai8899 | $30.00 | $30.00 | 4/5/2010 4:46:29 PM |
| Midwestvalues | $100.00 | $100.00 | 4/5/2010 4:46:51 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 4:40:24 PM |
| fattygordon | $25.00 | $25.00 | 4/5/2010 4:40:36 PM |
| bigphish | $25.00 | $25.00 | 4/5/2010 4:47:20 PM |
| KrazyCelticKid | $50.00 | $50.00 | 4/5/2010 4:40:40 PM |
| Patter256 | $25.00 | $25.00 | 4/5/2010 4:47:46 PM |
| shadowcredit | $25.00 | $25.00 | 4/5/2010 4:47:49 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:48:53 PM |
| CC911 | $25.00 | $25.00 | 4/5/2010 4:43:21 PM |
| sympathetic-asset | $25.00 | $25.00 | 4/5/2010 4:50:51 PM |
| listing-trapper3 | $50.00 | $50.00 | 4/5/2010 4:51:25 PM |
| upright-revenue7 | $50.00 | $50.00 | 4/5/2010 4:45:08 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/5/2010 4:51:50 PM |
| red_spade | $26.00 | $26.00 | 4/5/2010 4:52:03 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/5/2010 4:52:40 PM |
| Craig_B | $25.00 | $25.00 | 4/5/2010 4:45:53 PM |
| cashonhand | $25.00 | $25.00 | 4/5/2010 4:52:53 PM |
| visionary-currency | $50.00 | $50.00 | 4/5/2010 4:52:47 PM |
| shrewd-deal | $25.00 | $25.00 | 4/5/2010 4:46:04 PM |
| Shepherd7 | $30.00 | $30.00 | 4/5/2010 4:52:49 PM |
| schlepper | $25.00 | $25.00 | 4/5/2010 4:53:02 PM |
| exact-loan5 | $30.00 | $30.00 | 4/5/2010 4:53:10 PM |
| chakra | $25.00 | $25.00 | 4/5/2010 4:53:16 PM |
| DLock99 | $25.00 | $25.00 | 4/5/2010 4:53:22 PM |
| salala | $25.00 | $25.00 | 4/5/2010 4:53:34 PM |
| lostviajero | $25.00 | $25.00 | 4/5/2010 4:53:38 PM |
| yield-seeker | $25.00 | $25.00 | 4/5/2010 4:47:05 PM |
| kc8fot | $25.00 | $25.00 | 4/5/2010 4:53:27 PM |
| aasx1108 | $25.00 | $25.00 | 4/5/2010 4:54:09 PM |
| aggresive-nickel2 | $25.00 | $25.00 | 4/5/2010 4:54:11 PM |
| visionary-fund | $25.00 | $25.00 | 4/5/2010 4:47:41 PM |
| LuvToLend | $25.00 | $25.00 | 4/5/2010 4:53:57 PM |
| zebra806 | $25.00 | $25.00 | 4/5/2010 4:54:23 PM |
| steves73 | $25.00 | $25.00 | 4/5/2010 4:54:08 PM |
| Petite_Rose | $25.00 | $25.00 | 4/5/2010 4:54:13 PM |
| AF_Trust | $25.00 | $25.00 | 4/5/2010 4:54:54 PM |
| Falling | $25.00 | $25.00 | 4/5/2010 4:54:30 PM |
| honorable-yield | $35.00 | $35.00 | 4/5/2010 4:54:37 PM |
| awm | $25.00 | $25.00 | 4/5/2010 4:54:42 PM |
| BankME | $25.00 | $25.00 | 4/5/2010 4:54:46 PM |
| hope-equation | $50.00 | $33.46 | 4/5/2010 4:55:17 PM |
| rooosta | $25.00 | $25.00 | 4/5/2010 4:51:40 PM |
| Streetfighter | $50.00 | $50.00 | 4/5/2010 4:51:47 PM |
| HHP | $25.00 | $25.00 | 4/5/2010 4:52:18 PM |
| bnlforever | $25.00 | $25.00 | 4/5/2010 4:52:29 PM |
| kmfreymi | $25.00 | $25.00 | 4/5/2010 4:52:58 PM |
| shiny-dollar9 | $25.00 | $25.00 | 4/5/2010 4:53:06 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 4:53:18 PM |
| Judolu | $25.00 | $25.00 | 4/5/2010 4:53:37 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/5/2010 4:53:50 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/5/2010 4:54:15 PM |
| Mailman2004 | $50.00 | $50.00 | 4/5/2010 4:55:11 PM |
| Ogerta | $50.00 | $50.00 | 4/5/2010 7:17:16 PM |
| frogperson | $100.00 | $100.00 | 4/5/2010 10:25:08 PM |
| dollardave | $100.00 | $100.00 | 4/7/2010 8:58:43 AM |
| loyalist1 | $100.00 | $100.00 | 4/8/2010 9:17:59 AM |
| vigilance-searcher | $25.00 | $25.00 | 4/8/2010 10:30:29 AM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:01:36 PM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 1:55:01 PM |
| frogperson | $50.00 | $50.00 | 4/8/2010 4:41:21 PM |
| Bob450 | $75.00 | $75.00 | 4/8/2010 10:02:22 PM |
| capital-lesson | $25.00 | $25.00 | 4/9/2010 8:09:34 PM |
| Your_Bank | $25.00 | $25.00 | 4/10/2010 8:49:05 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 6:38:38 PM |
| loanman2007 | $100.00 | $100.00 | 4/12/2010 5:30:25 AM |
| leverage-monger | $25.00 | $25.00 | 4/12/2010 9:39:37 AM |
| benefit-flow | $40.00 | $40.00 | 4/12/2010 2:55:11 PM |
| 211 bids
|
Borrower Payment Dependent Notes Series
452677
This series of Notes was issued and sold upon the funding of the borrower loan #41887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 29.33% |
Final monthly payment:
| $122.48 |
| |
|
Auction yield range:
| 11.04% - 26.38% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 8
/
6 | Length of status: | 23y 7m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,584 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 78% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| benefit-galleon |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit
Purpose of loan:
This loan will be used to? consolidate some smaller debt to avoid some interest as I shore up my finances
My financial situation:
I am a good candidate for this loan because?my credit history is better than my credit score. I am paying my debt off.?
Monthly net income: $3200.00
Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ paid by spouse
??Car expenses: $ 389.00
??Utilities: $ paid by spouse
??Phone, cable, internet: $ na
??Food, entertainment: $ 600.00/mo
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 400.00/mo
??Other expenses: $ 400.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did you build up this debt? What are the current interest rates and monthly payments on this debt? Thanks and best wishes. - reflective-rupee
A:
The interest range from 19 to 28%. The debt built up do to "wants" early on but latestly because of needs. I have developed the discipline I need to manage my money finally. I am no trying to get in a better position financially.
(Apr-06-2010)
Q:
See my page please. - Tono
A:
Inresponse to question asked:
Monthly expenses:
house $600.00
car $389.00
total credit cards $460.00
groceries/food $650.00
clothing /misc $200.00
gas $80.00
(Apr-10-2010)
Q:
Please read my page again, but more carefully....... let's see a TOTAL, so us lazy lenders don't have to do your arithmetic for you. thank you - Tono
A:
My total expenses are $2679.00.
I am sorry I did not completely understand your question.
Thank you.
(Apr-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| charming-point | $300.00 | $300.00 | 4/5/2010 4:45:30 PM |
| new-peso-concerto | $50.00 | $50.00 | 4/5/2010 4:51:34 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 8:15:09 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:46:48 AM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 6:58:51 AM |
| wizard750 | $30.00 | $30.00 | 4/6/2010 2:29:52 PM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 9:04:22 PM |
| sunny-justice9 | $25.00 | $25.00 | 4/6/2010 8:07:06 PM |
| invisible_hand | $50.00 | $50.00 | 4/7/2010 3:37:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/7/2010 5:59:54 PM |
| mercuriant | $25.00 | $25.00 | 4/7/2010 9:47:53 PM |
| frogperson | $50.00 | $50.00 | 4/8/2010 4:41:22 PM |
| Bob450 | $50.00 | $50.00 | 4/8/2010 10:09:31 PM |
| order-bee1 | $75.00 | $75.00 | 4/9/2010 2:09:52 PM |
| mrxtravis | $25.00 | $25.00 | 4/10/2010 9:09:32 AM |
| pani5ue | $25.00 | $25.00 | 4/10/2010 3:32:03 PM |
| Cypher041 | $25.00 | $25.00 | 4/10/2010 1:29:26 PM |
| GlenBank | $100.00 | $100.00 | 4/11/2010 9:59:33 AM |
| Your_Bank | $50.00 | $50.00 | 4/10/2010 8:58:59 PM |
| shellstar | $26.74 | $26.74 | 4/11/2010 5:09:08 PM |
| loss-of-control | $50.00 | $50.00 | 4/11/2010 6:07:45 PM |
| Accountant83 | $25.00 | $25.00 | 4/11/2010 7:23:31 PM |
| principal-star | $25.00 | $25.00 | 4/11/2010 8:42:13 PM |
| SFBank | $200.00 | $94.98 | 4/11/2010 2:42:03 PM |
| loan-fate | $25.00 | $25.00 | 4/11/2010 10:48:31 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/11/2010 9:59:54 PM |
| moola-berserker | $108.28 | $108.28 | 4/11/2010 10:43:49 PM |
| leverage-monger | $25.00 | $25.00 | 4/12/2010 9:45:38 AM |
| ttnk62918 | $25.00 | $25.00 | 4/12/2010 9:47:53 AM |
| wise-courageous-social | $25.00 | $25.00 | 4/12/2010 9:54:09 AM |
| wonder3 | $25.00 | $25.00 | 4/12/2010 6:03:42 AM |
| exciting-fairness | $200.00 | $200.00 | 4/12/2010 10:39:35 AM |
| mammalian4 | $25.00 | $25.00 | 4/12/2010 12:08:23 PM |
| heerzaquestion | $75.00 | $75.00 | 4/12/2010 12:23:15 PM |
| durability-colonel | $50.00 | $50.00 | 4/12/2010 1:55:26 PM |
| credit-coach118 | $25.00 | $25.00 | 4/12/2010 3:10:20 PM |
| credit-missile | $25.00 | $25.00 | 4/12/2010 4:11:43 PM |
| social-conductor4 | $25.00 | $25.00 | 4/12/2010 4:30:34 PM |
| copper | $30.00 | $30.00 | 4/5/2010 4:45:20 PM |
| 30Sky | $25.00 | $25.00 | 4/5/2010 5:07:52 PM |
| JustMee | $25.00 | $25.00 | 4/5/2010 5:36:55 PM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 6:59:04 AM |
| capital-kingdom | $25.00 | $25.00 | 4/6/2010 8:49:53 AM |
| justsk8tingby | $30.00 | $30.00 | 4/6/2010 11:30:01 AM |
| wealth-pipeline | $25.00 | $25.00 | 4/6/2010 2:22:56 PM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 9:03:21 PM |
| reflective-rupee | $25.00 | $25.00 | 4/6/2010 9:04:45 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 9:45:59 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 9:45:47 PM |
| order-bee1 | $75.00 | $75.00 | 4/9/2010 2:08:56 PM |
| Helenska11 | $25.00 | $25.00 | 4/9/2010 4:32:23 PM |
| Imaginos1892 | $25.00 | $25.00 | 4/9/2010 5:44:40 PM |
| ChrisKwan | $25.00 | $25.00 | 4/10/2010 1:29:46 PM |
| padewy | $25.00 | $25.00 | 4/10/2010 1:29:33 PM |
| icess285 | $25.00 | $25.00 | 4/11/2010 7:16:18 AM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:07:45 PM |
| 113121 | $25.00 | $25.00 | 4/11/2010 10:48:07 AM |
| 113121 | $150.00 | $150.00 | 4/11/2010 10:54:36 AM |
| aztec | $80.00 | $80.00 | 4/11/2010 6:33:08 PM |
| Kash2010lu | $25.00 | $25.00 | 4/11/2010 6:41:36 PM |
| Whipster | $25.00 | $25.00 | 4/11/2010 7:56:17 PM |
| rate-hickory | $25.00 | $25.00 | 4/12/2010 8:32:56 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 4/12/2010 10:02:57 AM |
| fund-fox4 | $50.00 | $50.00 | 4/12/2010 11:00:53 AM |
| wild-orange | $50.00 | $50.00 | 4/12/2010 11:38:03 AM |
| ColoradoLender82 | $25.00 | $25.00 | 4/12/2010 11:37:04 AM |
| PotBellyPete | $25.00 | $25.00 | 4/12/2010 12:04:53 PM |
| Your_Bank | $50.00 | $50.00 | 4/12/2010 3:27:06 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
452683
This series of Notes was issued and sold upon the funding of the borrower loan #41866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-05-2010 |
|
|
Starting lender yield:
| 23.02% |
Starting borrower rate/APR:
| 24.02% / 27.90% |
Starting monthly payment:
| $39.24 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 8.04% - 23.02% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 7m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 15 |
Occupation: | Chemist |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $18,788 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 88% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| worthy-payout6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Help Paying Medical Bills
Purpose of loan:
This loan will be used to?I had surgery about two weeks ago and this loan is going to help payoff those loans and help with income this month (I had two take two weeks unpaid vacation around the surgery).
My financial situation:
I am a good candidate for this loan because?I have always managed credit responsibly and I believe I will have this loan repaid well before three years. Ideally I would like to have it paid off within the next 6 months!
Monthly net income: $3800
Monthly expenses:
??Housing: $500
??Insurance: $100
??Car expenses: $261
??Utilities: $50
??Phone, cable, internet: $50
??Food, entertainment: $ Varies
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:21 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:37:37 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:58:08 PM |
| torion | $25.00 | $25.00 | 4/5/2010 5:01:12 PM |
| sloak | $25.00 | $25.00 | 4/5/2010 5:02:52 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/5/2010 5:03:10 PM |
| integrity-doctor | $100.00 | $100.00 | 4/5/2010 5:03:30 PM |
| Phantom99 | $25.00 | $25.00 | 4/5/2010 5:04:33 PM |
| nickel-ferret | $25.00 | $25.00 | 4/5/2010 5:06:15 PM |
| mmckune | $25.00 | $25.00 | 4/5/2010 5:05:21 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 5:06:04 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/5/2010 5:06:41 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 5:01:28 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 5:01:50 PM |
| jengachamp | $25.00 | $25.00 | 4/5/2010 5:05:38 PM |
| 350DGRZ | $25.00 | $25.00 | 4/5/2010 5:06:46 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:47:28 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:59:36 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/5/2010 5:00:48 PM |
| economy-producer | $25.00 | $25.00 | 4/5/2010 5:00:59 PM |
| Avala | $50.00 | $50.00 | 4/5/2010 5:01:21 PM |
| hrubinst | $25.00 | $25.00 | 4/5/2010 5:00:37 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 5:02:18 PM |
| dinero-speaker | $25.00 | $25.00 | 4/5/2010 5:02:09 PM |
| jazz619 | $25.00 | $25.00 | 4/5/2010 5:04:16 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/5/2010 5:06:35 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 5:05:51 PM |
| logical-reward8 | $25.00 | $25.00 | 4/5/2010 5:06:20 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:01:42 PM |
| money-floret | $50.00 | $50.00 | 4/5/2010 5:07:01 PM |
| Krozy | $25.00 | $17.00 | 4/5/2010 5:07:11 PM |
| mammalian4 | $25.00 | $25.00 | 4/5/2010 5:11:18 PM |
| IPG1 | $25.00 | $25.00 | 4/5/2010 6:14:10 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
452691
This series of Notes was issued and sold upon the funding of the borrower loan #41772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $156.35 |
|
Final lender yield:
| 7.60% |
Final borrower rate/APR:
| 8.60% / 10.69% |
Final monthly payment:
| $110.65 |
| |
|
Auction yield range:
| 4.04% - 33.00% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 16% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 3 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
15 | Length of status: | 3y 6m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 22 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $19,527 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 16% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| OregonDane |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Aug-2009)
800-819
(Sep-2008)
760-779
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
3rd loan - Paying off credit cards
Purpose of loan:
Hello Prosper lenders -
I have been successful with the Prosper community twice in the past. Both loans are paid off without any late payments. This third loan is to consolidate my credit card debts and to kiss the credit card industry good-bye once and for all.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any loan ever. Maintaining a good credit and honoring financial commitments are very important to me. Money is serious business and I am determined to always repay what I owe.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the large revolving balance? - skajake
A:
Thanks for your question.
I agree it looks a bit strange on the Prosper site but when I go back and look at my credit report the only explanation I can come up with is that my car loan for some reason shows up as a revolving debt.
(Apr-07-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $400.00 | $400.00 | 4/6/2010 4:43:20 PM |
| LittleMingo | $25.00 | $25.00 | 4/8/2010 6:34:46 PM |
| robinw777 | $25.00 | $25.00 | 4/9/2010 5:42:23 PM |
| Cherrypicker | $50.00 | $50.00 | 4/9/2010 9:02:43 PM |
| kentmolyneaux | $25.00 | $25.00 | 4/11/2010 10:08:09 AM |
| JerryB96 | $50.00 | $50.00 | 4/11/2010 5:40:08 PM |
| steady-funds3 | $25.00 | $25.00 | 4/11/2010 8:33:30 PM |
| wonderous-power | $25.00 | $25.00 | 4/12/2010 3:54:37 AM |
| jcw3rd | $25.00 | $25.00 | 4/12/2010 5:21:47 PM |
| Astyanax | $30.00 | $30.00 | 4/12/2010 5:59:26 PM |
| GTMoneyMan | $25.00 | $25.00 | 4/13/2010 6:02:47 AM |
| octoberfresh | $25.00 | $25.00 | 4/13/2010 7:08:16 AM |
| sfd | $50.00 | $50.00 | 4/13/2010 8:58:32 AM |
| Leopoldine | $25.00 | $25.00 | 4/13/2010 11:11:26 AM |
| socal-lender | $25.00 | $25.00 | 4/13/2010 10:36:31 AM |
| RainMakers | $25.00 | $25.00 | 4/13/2010 4:16:12 PM |
| slwholesales | $36.88 | $36.88 | 4/13/2010 4:20:06 PM |
| mhotchan | $121.19 | $121.19 | 4/13/2010 4:14:27 PM |
| jwood3030 | $35.00 | $35.00 | 4/6/2010 5:17:15 PM |
| MoneyForNothing | $25.00 | $25.00 | 4/6/2010 8:17:18 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:32 AM |
| rmpedi33 | $1,000.00 | $1,000.00 | 4/8/2010 9:40:06 AM |
| MoneyTree79 | $34.36 | $34.36 | 4/8/2010 6:18:20 PM |
| turbospeed | $25.00 | $25.00 | 4/9/2010 7:07:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/9/2010 9:42:18 PM |
| royloomis | $26.00 | $26.00 | 4/10/2010 7:11:18 AM |
| Figure4 | $25.00 | $25.00 | 4/11/2010 1:33:59 PM |
| loanman2007 | $250.00 | $250.00 | 4/12/2010 5:48:47 AM |
| martymaniaman | $63.49 | $63.49 | 4/12/2010 6:37:52 AM |
| psbruce | $25.00 | $25.00 | 4/11/2010 7:54:02 PM |
| RugbyD | $50.00 | $50.00 | 4/12/2010 8:24:52 AM |
| statenisland51 | $50.00 | $50.00 | 4/12/2010 4:59:20 PM |
| AsianDragon | $100.00 | $100.00 | 4/12/2010 7:42:02 PM |
| FundMaker | $25.00 | $25.00 | 4/12/2010 7:56:45 PM |
| stemper | $50.00 | $50.00 | 4/12/2010 9:34:42 PM |
| debt-legend | $25.00 | $25.00 | 4/12/2010 10:42:03 PM |
| Chillito | $35.00 | $35.00 | 4/12/2010 10:50:29 PM |
| riv701 | $25.00 | $25.00 | 4/13/2010 5:45:12 AM |
| webfeet | $25.00 | $25.00 | 4/13/2010 8:34:13 AM |
| itsmaj | $98.00 | $98.00 | 4/13/2010 1:44:45 AM |
| TakeCare | $50.00 | $50.00 | 4/13/2010 11:27:38 AM |
| Loan_Some_Money | $25.00 | $25.00 | 4/13/2010 9:53:22 AM |
| NewYorker48 | $50.00 | $50.00 | 4/13/2010 12:54:39 PM |
| Tuss12 | $50.00 | $50.00 | 4/13/2010 1:59:50 PM |
| Ven58 | $25.00 | $25.00 | 4/13/2010 2:33:55 PM |
| LittleMingo | $25.00 | $25.00 | 4/13/2010 11:17:00 AM |
| crdcteng | $25.00 | $25.00 | 4/13/2010 4:11:44 PM |
| jpblan11 | $29.15 | $29.15 | 4/13/2010 4:11:14 PM |
| HaniaGroup | $68.89 | $68.89 | 4/13/2010 4:09:14 PM |
| Young-Y | $25.00 | $23.04 | 4/13/2010 4:19:09 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
452701
This series of Notes was issued and sold upon the funding of the borrower loan #41787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-11-2010 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.41% |
Starting monthly payment:
| $130.66 |
|
Final lender yield:
| 31.00% |
Final borrower rate/APR:
| 32.00% / 34.41% |
Final monthly payment:
| $130.66 |
| |
|
Auction yield range:
| 17.04% - 31.00% |
Estimated loss impact:
| 20.82% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.18% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 44% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 0m |
|
Credit score:
| 620-639 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,340 | Stated income: | $1-$24,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 92% | | |
|
Public records last 12m / 10y:
| 0/ 1 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Butterfly45 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Aug-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Paying for Bachelor's Degree
Purpose of loan:
I withdrew my?previous loans due to lack of bids and increased the interest on this request.? This loan will be used to complete my Bachelor's Degree in criminal justice.? I have already completed my Associate's Degree.
My financial situation:
I am a good candidate for this loan because this will be my second loan on Prosper - I paid off my first loan with no problems or late payments.
Monthly net income: $ 1,100
Monthly expenses: $
??Housing: $ 225
??Insurance: $ 46
??Car expenses: $
??Utilities: $ 60
??Phone, cable, internet: $ 80
??Food, entertainment: $ 60
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 50
(some expenses shared with roommate.)
Thank you!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
When will you graduate? Thanks and best wishes. - reflective-rupee
A:
If I am able to take classes this summer, it will take a little less than two years. Thanks.
(Apr-10-2010)
Q:
Will you need to take out additional loans for the next two years? What is the tuition cost per semester? Which school are you attending? Thanks much. - reflective-rupee
A:
I will be going through Missouri Baptist University's "Bridge Program" taking classes at Lewis and Clark Community College at LCCC prices. The tuition is $1,080 per semester, plus books, so I will need to find additional funds towards the end of my schooling. My GPA is 4.0, so I am looking for scholarships. This is my third request for this education loan-I asked for $4,000 first so that I could have the money in the bank each semester because I knew I couldn't ask for a loan every semester.
(Apr-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $25.00 | $25.00 | 4/5/2010 8:10:30 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 8:10:12 PM |
| Unitas4302 | $300.00 | $300.00 | 4/6/2010 4:47:40 AM |
| _SCI_ | $100.00 | $100.00 | 4/6/2010 6:19:05 AM |
| bobd32 | $25.00 | $25.00 | 4/6/2010 3:21:10 PM |
| usedtoborrow | $25.00 | $25.00 | 4/6/2010 5:16:09 PM |
| lucrative-loan | $300.00 | $300.00 | 4/7/2010 6:04:42 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 4/7/2010 5:59:41 PM |
| dcm6276 | $25.00 | $25.00 | 4/9/2010 6:00:18 AM |
| fcb202 | $25.00 | $25.00 | 4/9/2010 4:29:58 PM |
| gbruenin | $25.00 | $25.00 | 4/9/2010 6:17:09 PM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 10:35:13 PM |
| akguy | $25.00 | $25.00 | 4/10/2010 12:12:54 AM |
| Debby | $50.00 | $50.00 | 4/9/2010 10:31:18 PM |
| realtormoises | $25.00 | $25.00 | 4/10/2010 8:27:49 AM |
| sjo1984111 | $25.00 | $25.00 | 4/10/2010 4:28:56 PM |
| twjh | $25.00 | $25.00 | 4/10/2010 9:01:13 PM |
| aztocas | $25.00 | $25.00 | 4/10/2010 7:28:09 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:36:24 AM |
| supreme-hope | $25.00 | $25.00 | 4/11/2010 10:51:53 AM |
| Your_Bank | $30.00 | $30.00 | 4/11/2010 3:00:49 PM |
| Your_Bank | $25.00 | $10.00 | 4/11/2010 3:01:57 PM |
| DasMula | $25.00 | $25.00 | 4/5/2010 8:10:45 PM |
| eronyc | $25.00 | $25.00 | 4/6/2010 11:39:15 AM |
| Kash2010lu | $35.00 | $35.00 | 4/6/2010 12:50:44 PM |
| chameleon125 | $75.00 | $75.00 | 4/6/2010 9:18:04 PM |
| EEasyMoney | $50.00 | $50.00 | 4/6/2010 9:18:57 PM |
| DasMula | $25.00 | $25.00 | 4/7/2010 11:40:26 AM |
| Tono | $25.00 | $25.00 | 4/7/2010 6:54:54 PM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:10:29 PM |
| currency-bumblebee | $25.00 | $25.00 | 4/8/2010 10:18:16 AM |
| jhouman | $25.00 | $25.00 | 4/8/2010 5:04:34 PM |
| aztocas | $25.00 | $25.00 | 4/8/2010 7:48:24 PM |
| best-generosity-financier | $25.00 | $25.00 | 4/8/2010 10:58:32 PM |
| Bob450 | $25.00 | $25.00 | 4/8/2010 10:13:49 PM |
| reasonable-power | $25.00 | $25.00 | 4/8/2010 10:35:21 PM |
| periko | $25.00 | $25.00 | 4/8/2010 8:23:21 PM |
| UCLA4life | $25.00 | $25.00 | 4/9/2010 8:53:59 AM |
| reasonable-power | $25.00 | $25.00 | 4/9/2010 10:17:06 AM |
| victorcab | $50.00 | $50.00 | 4/9/2010 9:32:42 PM |
| BARNAPAS | $25.00 | $25.00 | 4/10/2010 5:34:25 AM |
| reflective-rupee | $50.00 | $50.00 | 4/10/2010 8:51:50 AM |
| Aberdeen | $400.00 | $400.00 | 4/9/2010 10:35:15 PM |
| reflective-rupee | $50.00 | $50.00 | 4/10/2010 4:26:19 PM |
| LuvToLend | $25.00 | $25.00 | 4/10/2010 5:08:48 PM |
| PXM-Financial | $25.00 | $25.00 | 4/10/2010 8:19:27 PM |
| Your_Bank | $75.00 | $75.00 | 4/10/2010 9:00:06 PM |
| bankbuddy55 | $50.00 | $50.00 | 4/11/2010 11:15:57 AM |
| Your_Bank | $50.00 | $50.00 | 4/11/2010 3:00:10 PM |
| clemclan | $25.00 | $25.00 | 4/11/2010 2:25:41 PM |
| GlenBank | $100.00 | $100.00 | 4/11/2010 9:58:25 AM |
| 51 bids
|
Borrower Payment Dependent Notes Series
452771
This series of Notes was issued and sold upon the funding of the borrower loan #41854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $324.46 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $323.61 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 8% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 10m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 7 |
Occupation: | Analyst |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $16,263 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 39% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| Jrod718 |
Borrower's state:
| NewYork |
Borrower's group:
| AAA LGBT Families helping LBGT Families |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting married in the fall
I am a current prosper lender, and I need to pay some vendors for my wedding coming up in November. Thought this would be interesting to try from the other side for a change!
I work for a real estate developer, and my compensation tends to be skewed towards year-end. Don't get me wrong -- I can repay this loan comfortably with my regular salary, but I have some short term wedding expenses that I need to take care of before my year end bonus, and this will help things run more smoothly.
Monthly income: $3,950 after taxes
less:
Retirement contribution: $460
Rent (my share): $675
Food and entertainment: $1,100
Student loan payment: $125
Misc: $400
Savings: $700 plus surplus at month end (usually around $1000 total)
(Does not include my fianc?'s income, which brings our household monthly gross income to about $5500)
I do have some credit card debt in the short term (mostly wedding related) which I will be paying off soon.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Congrats on Wedding! Given that you indicated that you get a year end bonus later this year, are you planning to handle this as a 3 year loan? Or will just have it open until year end or early 2011 to pay it off early when the bonus money comes in? - rbotterbLLC
A:
Hi, thanks for the question!
I plan to keep this as a 3-year loan. We are saving aggressively in order to purchase a home in the next several years. In order to dedicate as much income as possible to the "house fund" I'd rather keep this as a full 3-year loan.
(Apr-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KandKLegacyInvestments | $25.00 | $25.00 | 4/5/2010 4:35:20 PM |
| favorable-order8 | $25.00 | $25.00 | 4/5/2010 4:37:36 PM |
| Sven79 | $50.00 | $50.00 | 4/5/2010 4:55:05 PM |
| egw | $25.00 | $25.00 | 4/5/2010 5:00:30 PM |
| hrubinst | $25.00 | $25.00 | 4/5/2010 5:00:38 PM |
| torion | $25.00 | $25.00 | 4/5/2010 5:01:11 PM |
| Avala | $50.00 | $50.00 | 4/5/2010 5:01:21 PM |
| integrity-doctor | $100.00 | $100.00 | 4/5/2010 5:03:30 PM |
| sloak | $25.00 | $25.00 | 4/5/2010 5:02:51 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/5/2010 5:03:10 PM |
| Nerdster1 | $25.00 | $25.00 | 4/5/2010 4:58:08 PM |
| jazz619 | $25.00 | $25.00 | 4/5/2010 5:04:15 PM |
| Phantom99 | $25.00 | $25.00 | 4/5/2010 5:04:33 PM |
| nickel-ferret | $25.00 | $25.00 | 4/5/2010 5:06:15 PM |
| mmckune | $25.00 | $25.00 | 4/5/2010 5:05:22 PM |
| 350DGRZ | $25.00 | $25.00 | 4/5/2010 5:06:46 PM |
| euro-starter | $25.00 | $25.00 | 4/5/2010 5:07:26 PM |
| ijspence | $25.00 | $25.00 | 4/5/2010 5:10:31 PM |
| windtalkers | $50.00 | $50.00 | 4/5/2010 5:09:44 PM |
| syounker | $25.00 | $25.00 | 4/5/2010 5:12:19 PM |
| cablenews | $25.00 | $25.00 | 4/5/2010 5:05:50 PM |
| Thunderswan | $50.00 | $50.00 | 4/5/2010 5:06:04 PM |
| Krozy | $25.00 | $25.00 | 4/5/2010 5:07:10 PM |
| intelligent-yield | $25.00 | $25.00 | 4/5/2010 5:14:05 PM |
| Supernick | $50.00 | $50.00 | 4/5/2010 5:11:21 PM |
| zento | $25.00 | $25.00 | 4/5/2010 6:14:25 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/5/2010 5:12:31 PM |
| shrewd-deal | $25.00 | $25.00 | 4/5/2010 5:12:54 PM |
| nanda | $25.00 | $25.00 | 4/5/2010 5:13:09 PM |
| unassassinable | $25.00 | $25.00 | 4/5/2010 7:07:58 PM |
| alaco | $25.00 | $25.00 | 4/5/2010 5:15:20 PM |
| HHP | $25.00 | $25.00 | 4/5/2010 7:40:55 PM |
| bchen78875 | $25.00 | $25.00 | 4/5/2010 7:40:43 PM |
| Interstate_Rate | $32.89 | $32.89 | 4/5/2010 7:40:53 PM |
| skuba | $25.00 | $25.00 | 4/6/2010 2:46:38 AM |
| money-explorer3 | $25.00 | $25.00 | 4/6/2010 3:39:29 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/6/2010 6:04:59 AM |
| anton | $26.00 | $26.00 | 4/6/2010 7:48:16 AM |
| onlyastepaway | $25.00 | $25.00 | 4/6/2010 9:33:36 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 4/6/2010 9:23:13 AM |
| Zanthina | $25.00 | $25.00 | 4/6/2010 9:58:48 AM |
| ferdberfel | $50.00 | $50.00 | 4/6/2010 10:17:04 AM |
| tsui517 | $25.00 | $25.00 | 4/6/2010 10:31:23 AM |
| junctionking | $25.00 | $25.00 | 4/6/2010 10:31:06 AM |
| sharkm | $25.09 | $25.09 | 4/6/2010 10:31:20 AM |
| CASHGIRL | $28.31 | $28.31 | 4/6/2010 10:32:35 AM |
| JGB | $25.00 | $25.00 | 4/6/2010 10:32:43 AM |
| revenue-officer36 | $25.47 | $25.47 | 4/6/2010 10:38:19 AM |
| AGSLending | $25.00 | $25.00 | 4/6/2010 10:39:40 AM |
| Loan_4_U | $25.00 | $25.00 | 4/6/2010 10:48:00 AM |
| bold-bright-currency | $25.00 | $25.00 | 4/6/2010 10:55:39 AM |
| dschless | $26.17 | $26.17 | 4/6/2010 10:54:51 AM |
| chicago_shark | $25.00 | $25.00 | 4/6/2010 11:04:03 AM |
| 4the4ofus | $25.00 | $25.00 | 4/6/2010 9:33:15 AM |
| Rockymtnhi | $30.55 | $30.55 | 4/6/2010 11:24:03 AM |
| balance-voyager | $100.00 | $100.00 | 4/6/2010 9:49:31 AM |
| Rdodson11 | $25.00 | $25.00 | 4/6/2010 11:34:43 AM |
| SanJoser | $25.00 | $25.00 | 4/6/2010 11:53:30 AM |
| Lilred7879 | $33.57 | $33.57 | 4/6/2010 10:31:22 AM |
| jonn834 | $25.00 | $25.00 | 4/6/2010 10:32:30 AM |
| wealthstar | $25.00 | $25.00 | 4/6/2010 10:35:20 AM |
| loan-master996 | $48.42 | $48.42 | 4/6/2010 12:17:56 PM |
| terryaj | $25.00 | $25.00 | 4/6/2010 10:38:12 AM |
| asset-professor | $42.88 | $42.88 | 4/6/2010 12:33:26 PM |
| del30 | $25.00 | $25.00 | 4/6/2010 10:55:02 AM |
| Aimvest | $25.00 | $25.00 | 4/6/2010 10:56:08 AM |
| Akkon | $25.00 | $25.00 | 4/6/2010 10:56:11 AM |
| 1phantom | $50.00 | $50.00 | 4/6/2010 12:58:30 PM |
| Kulchar | $30.82 | $30.82 | 4/6/2010 11:03:07 AM |
| iluxa | $25.00 | $25.00 | 4/6/2010 11:03:16 AM |
| a275ranger | $30.00 | $30.00 | 4/6/2010 1:03:01 PM |
| br4444 | $25.00 | $25.00 | 4/6/2010 1:18:12 PM |
| hard-working-loot | $25.00 | $25.00 | 4/6/2010 11:38:13 AM |
| alextvilla | $25.00 | $25.00 | 4/6/2010 2:04:42 PM |
| aasx1108 | $25.00 | $25.00 | 4/6/2010 2:19:13 PM |
| cello1 | $25.00 | $25.00 | 4/6/2010 3:03:32 PM |
| yield-seeker | $25.00 | $25.00 | 4/6/2010 3:21:18 PM |
| burgeoning-silver | $25.00 | $25.00 | 4/6/2010 1:39:05 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/6/2010 2:29:42 PM |
| mdreiss | $25.00 | $25.00 | 4/6/2010 3:28:06 PM |
| billete | $25.00 | $25.00 | 4/6/2010 3:56:43 PM |
| impeccable-funds5 | $25.00 | $25.00 | 4/6/2010 4:02:54 PM |
| r0b3m4n | $25.00 | $25.00 | 4/6/2010 10:17:59 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 9:33:21 AM |
| rustysailor | $25.00 | $25.00 | 4/7/2010 8:10:04 AM |
| SudianX | $26.24 | $26.24 | 4/7/2010 1:58:20 PM |
| Chauncey_Gardener | $25.00 | $25.00 | 4/7/2010 3:32:09 PM |
| salala | $25.00 | $25.00 | 4/7/2010 12:08:38 PM |
| matt_2006 | $25.00 | $25.00 | 4/7/2010 1:43:37 PM |
| innocent-loot | $25.00 | $25.00 | 4/7/2010 4:13:35 PM |
| mrkb80 | $25.00 | $25.00 | 4/7/2010 4:56:51 PM |
| Josta | $43.72 | $43.72 | 4/7/2010 5:00:36 PM |
| TennSquire | $25.00 | $25.00 | 4/7/2010 5:02:45 PM |
| Interloper | $25.00 | $25.00 | 4/7/2010 7:49:17 PM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:23 AM |
| Nascar1 | $25.00 | $25.00 | 4/8/2010 7:03:32 AM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:42 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:07:59 PM |
| kirkmountain | $25.00 | $25.00 | 4/8/2010 9:04:11 AM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 9:36:47 AM |
| gelidfrank | $25.00 | $25.00 | 4/8/2010 10:29:06 AM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 9:27:26 AM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 12:17:41 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/8/2010 10:39:26 AM |
| aggielender | $25.00 | $25.00 | 4/8/2010 2:04:24 PM |
| divemaster | $25.00 | $25.00 | 4/8/2010 5:00:35 PM |
| leftcoast52 | $25.00 | $25.00 | 4/8/2010 5:01:11 PM |
| Shamrock731 | $26.62 | $26.62 | 4/8/2010 6:18:37 PM |
| Planecourage | $31.82 | $31.82 | 4/8/2010 9:19:42 PM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:18:08 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/8/2010 8:28:32 PM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:19 AM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:09 PM |
| bullish2bearish | $25.00 | $25.00 | 4/9/2010 6:28:03 AM |
| omerta6102 | $50.00 | $50.00 | 4/9/2010 9:39:24 AM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 10:49:37 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 9:34:22 AM |
| Syndication | $25.00 | $25.00 | 4/9/2010 10:51:16 AM |
| jtrump22 | $25.00 | $25.00 | 4/9/2010 11:53:02 AM |
| aurorafinancial | $50.00 | $50.00 | 4/9/2010 10:04:48 AM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 10:49:27 AM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 1:18:36 PM |
| nick5454 | $28.19 | $28.19 | 4/9/2010 1:33:33 PM |
| pooldar | $50.00 | $50.00 | 4/9/2010 3:42:54 PM |
| mammalian4 | $25.00 | $25.00 | 4/9/2010 3:58:36 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:40:15 PM |
| bill-expert | $25.00 | $25.00 | 4/9/2010 4:48:45 PM |
| Onesiphorus | $25.00 | $25.00 | 4/9/2010 4:55:23 PM |
| akgirlx | $25.00 | $25.00 | 4/9/2010 5:09:46 PM |
| new-marketplace-achievement | $25.00 | $25.00 | 4/9/2010 8:36:27 PM |
| network2 | $50.00 | $50.00 | 4/9/2010 6:14:02 PM |
| FinanceEngine | $25.00 | $25.00 | 4/10/2010 6:52:33 AM |
| lukeskywalkerkp | $25.00 | $25.00 | 4/10/2010 9:57:48 AM |
| MC7608 | $25.00 | $25.00 | 4/10/2010 11:41:31 AM |
| pluto2k8 | $25.00 | $25.00 | 4/10/2010 5:31:12 PM |
| SCD | $25.00 | $25.00 | 4/10/2010 6:11:23 PM |
| Flash80 | $100.00 | $100.00 | 4/10/2010 9:06:32 PM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:45:46 AM |
| Oakland | $50.00 | $50.00 | 4/10/2010 6:57:57 PM |
| Flash80 | $74.00 | $74.00 | 4/10/2010 9:05:12 PM |
| justice-disk | $25.00 | $25.00 | 4/11/2010 4:52:33 PM |
| the-serene-transaction | $25.00 | $25.00 | 4/11/2010 8:11:02 PM |
| persistent-value3 | $29.34 | $29.34 | 4/12/2010 10:18:42 AM |
| Ven58 | $25.00 | $25.00 | 4/12/2010 10:51:11 AM |
| lazyeye | $28.29 | $28.29 | 4/12/2010 2:18:17 PM |
| NoNameLender | $90.07 | $90.07 | 4/12/2010 3:29:46 PM |
| AF-Chief | $28.00 | $28.00 | 4/5/2010 4:47:26 PM |
| availableloan | $25.00 | $25.00 | 4/5/2010 4:50:38 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/5/2010 4:59:35 PM |
| economy-producer | $25.00 | $25.00 | 4/5/2010 5:00:58 PM |
| delicious-social132 | $25.00 | $25.00 | 4/5/2010 5:01:28 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/5/2010 5:01:41 PM |
| ddog0224 | $25.00 | $25.00 | 4/5/2010 5:01:49 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/5/2010 5:02:18 PM |
| jengachamp | $25.00 | $25.00 | 4/5/2010 5:05:37 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/5/2010 5:06:34 PM |
| CarDealer3070 | $25.00 | $25.00 | 4/5/2010 5:00:48 PM |
| dinero-speaker | $25.00 | $25.00 | 4/5/2010 5:02:09 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/5/2010 5:07:39 PM |
| Dap2005 | $25.00 | $25.00 | 4/5/2010 5:11:55 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/5/2010 5:10:54 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/5/2010 5:12:48 PM |
| logical-reward8 | $25.00 | $25.00 | 4/5/2010 5:06:20 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/5/2010 5:06:39 PM |
| money-floret | $50.00 | $50.00 | 4/5/2010 5:07:00 PM |
| mizon291 | $50.00 | $50.00 | 4/5/2010 5:07:18 PM |
| radforj22 | $25.00 | $25.00 | 4/5/2010 5:07:21 PM |
| selector568 | $400.00 | $400.00 | 4/5/2010 5:13:15 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/5/2010 5:07:31 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/5/2010 5:07:46 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/5/2010 5:14:15 PM |
| vivid-loot | $25.00 | $25.00 | 4/5/2010 5:16:19 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/5/2010 5:14:53 PM |
| life-is-great | $25.00 | $25.00 | 4/5/2010 5:15:51 PM |
| Clambake | $50.00 | $50.00 | 4/5/2010 5:11:44 PM |
| peb44 | $25.00 | $25.00 | 4/5/2010 5:12:43 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/5/2010 5:13:05 PM |
| supreme-hope | $25.00 | $25.00 | 4/5/2010 6:58:10 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/5/2010 5:13:35 PM |
| Sixmil | $25.00 | $25.00 | 4/5/2010 8:58:19 PM |
| TheJunker | $25.00 | $25.00 | 4/5/2010 6:58:13 PM |
| cscott2007 | $25.00 | $25.00 | 4/5/2010 10:17:56 PM |
| rolex77 | $25.00 | $25.00 | 4/5/2010 8:08:02 PM |
| friendly-return7 | $25.00 | $25.00 | 4/5/2010 9:32:50 PM |
| first-fund-empenada | $25.00 | $25.00 | 4/6/2010 5:18:11 AM |
| superindex | $25.00 | $25.00 | 4/6/2010 6:15:45 AM |
| tranquil-return4 | $25.00 | $25.00 | 4/6/2010 6:40:21 AM |
| BigMoney56 | $25.00 | $25.00 | 4/6/2010 6:50:01 AM |
| lounges | $25.00 | $25.00 | 4/6/2010 12:48:05 AM |
| famous-hope | $25.00 | $25.00 | 4/6/2010 9:34:12 AM |
| Casper00 | $25.00 | $25.00 | 4/6/2010 9:40:50 AM |
| Digs | $25.00 | $25.00 | 4/6/2010 10:31:02 AM |
| DasCoon | $25.92 | $25.92 | 4/6/2010 10:18:51 AM |
| apostle901 | $25.00 | $25.00 | 4/6/2010 10:31:28 AM |
| ArmyGuy | $25.00 | $25.00 | 4/6/2010 10:31:09 AM |
| wampum-chorus3 | $25.00 | $25.00 | 4/6/2010 10:32:17 AM |
| tallmon | $25.00 | $25.00 | 4/6/2010 10:32:41 AM |
| time4aloan | $35.00 | $35.00 | 4/6/2010 10:32:44 AM |
| orange-preeminant-bill | $60.00 | $60.00 | 4/6/2010 10:35:14 AM |
| gold-sushi | $25.00 | $25.00 | 4/6/2010 10:35:12 AM |
| Gladglide | $40.00 | $40.00 | 4/6/2010 10:38:42 AM |
| Cheburashka | $25.00 | $25.00 | 4/6/2010 10:38:47 AM |
| g314 | $30.00 | $30.00 | 4/6/2010 10:57:00 AM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/6/2010 11:03:55 AM |
| romario | $26.69 | $26.69 | 4/6/2010 11:10:45 AM |
| bowdish1 | $30.52 | $30.52 | 4/6/2010 11:21:47 AM |
| coup173 | $25.00 | $25.00 | 4/6/2010 11:32:04 AM |
| lloyd_s | $25.00 | $25.00 | 4/6/2010 11:32:19 AM |
| wanna-help | $25.00 | $25.00 | 4/6/2010 11:38:21 AM |
| Jelios | $25.00 | $25.00 | 4/6/2010 11:39:09 AM |
| happy-return4 | $25.00 | $25.00 | 4/6/2010 10:30:26 AM |
| treasure-firestarter8 | $25.53 | $25.53 | 4/6/2010 11:53:17 AM |
| impeccable-transparency | $56.29 | $56.29 | 4/6/2010 10:31:31 AM |
| treasure-bliss | $55.28 | $55.28 | 4/6/2010 10:32:21 AM |
| melodious-fairness | $25.00 | $25.00 | 4/6/2010 10:32:47 AM |
| tenacious-commitment6 | $25.00 | $25.00 | 4/6/2010 12:17:54 PM |
| the-determined-value | $25.00 | $25.00 | 4/6/2010 12:18:00 PM |
| cypressdev001 | $25.00 | $25.00 | 4/6/2010 11:04:05 AM |
| decisive-marketplace3 | $25.00 | $25.00 | 4/6/2010 1:13:18 PM |
| Finspons | $40.00 | $40.00 | 4/6/2010 2:05:06 PM |
| NR | $25.00 | $25.00 | 4/6/2010 1:47:53 PM |
| The_Lending_Muscle | $50.00 | $50.00 | 4/6/2010 11:38:04 AM |
| SnE | $25.00 | $25.00 | 4/6/2010 11:38:24 AM |
| surfhoss644 | $25.00 | $25.00 | 4/6/2010 11:38:33 AM |
| desertoasis | $25.00 | $25.00 | 4/6/2010 2:29:51 PM |
| currency-sergeant | $25.00 | $25.00 | 4/6/2010 2:38:11 PM |
| bid-papyrus | $25.00 | $25.00 | 4/6/2010 11:53:37 AM |
| castleman | $25.00 | $25.00 | 4/6/2010 12:18:01 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/6/2010 3:03:31 PM |
| taebutogi | $25.00 | $25.00 | 4/6/2010 3:19:36 PM |
| Bobafet | $25.00 | $25.00 | 4/6/2010 3:28:07 PM |
| DMCA | $50.00 | $50.00 | 4/6/2010 1:08:09 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/6/2010 3:55:07 PM |
| paladin847 | $25.00 | $25.00 | 4/6/2010 3:54:53 PM |
| chekat | $25.00 | $25.00 | 4/6/2010 5:18:32 PM |
| micko | $25.00 | $25.00 | 4/6/2010 5:20:11 PM |
| personal-lender | $25.00 | $25.00 | 4/6/2010 5:18:44 PM |
| stanbalwight4 | $25.00 | $25.00 | 4/6/2010 5:45:10 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 5:28:34 AM |
| investment-tempo | $25.00 | $25.00 | 4/7/2010 6:57:01 AM |
| russm011 | $25.00 | $25.00 | 4/7/2010 7:38:00 AM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 12:30:35 AM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 9:33:44 AM |
| newest-orbital-justice | $25.00 | $25.00 | 4/7/2010 10:43:40 AM |
| GElender | $27.16 | $27.16 | 4/7/2010 12:32:43 PM |
| mikeandcat | $50.00 | $50.00 | 4/7/2010 10:14:07 AM |
| Artist_Blue | $25.00 | $25.00 | 4/7/2010 10:43:27 AM |
| market-solstice2 | $25.00 | $25.00 | 4/7/2010 1:58:43 PM |
| SK8Lender | $25.00 | $25.00 | 4/7/2010 3:06:20 PM |
| silver-philosopher | $25.00 | $25.00 | 4/7/2010 4:13:31 PM |
| laudable-balance | $25.00 | $25.00 | 4/7/2010 4:13:09 PM |
| blissful-note7 | $25.00 | $25.00 | 4/7/2010 4:13:21 PM |
| Sirenisis | $25.00 | $25.00 | 4/7/2010 3:32:05 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 4:04:24 PM |
| Mario2007 | $25.00 | $25.00 | 4/7/2010 4:12:37 PM |
| topher515 | $25.00 | $25.00 | 4/7/2010 4:57:57 PM |
| brazilofmux | $100.00 | $100.00 | 4/7/2010 5:00:11 PM |
| RusRobo | $25.00 | $25.00 | 4/7/2010 5:02:39 PM |
| highcountry1 | $25.00 | $25.00 | 4/7/2010 6:03:26 PM |
| don8ter | $25.00 | $25.00 | 4/8/2010 7:55:37 AM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 9:19:11 AM |
| WeAlNe | $25.00 | $25.00 | 4/8/2010 9:37:20 AM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:07 AM |
| Prairie-MN | $30.00 | $30.00 | 4/8/2010 10:35:30 AM |
| KiwiElf | $25.00 | $25.00 | 4/8/2010 11:55:53 AM |
| IIP77 | $25.00 | $25.00 | 4/8/2010 1:01:04 PM |
| tuneman1980 | $25.00 | $25.00 | 4/8/2010 3:39:44 PM |
| tallfund | $75.00 | $75.00 | 4/8/2010 5:04:32 PM |
| xyzlmno | $29.69 | $29.69 | 4/8/2010 5:01:14 PM |
| Aquani | $50.00 | $50.00 | 4/8/2010 5:04:56 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:54 PM |
| selfmademan | $25.00 | $25.00 | 4/8/2010 5:54:46 PM |
| kid8549 | $25.00 | $25.00 | 4/8/2010 8:25:44 PM |
| Tradesmanlender | $25.00 | $25.00 | 4/9/2010 9:36:32 AM |
| AnxiousAirman | $25.00 | $25.00 | 4/9/2010 10:04:59 AM |
| imlosttoo | $25.00 | $25.00 | 4/9/2010 9:36:29 AM |
| TheColoradoDon | $25.00 | $25.00 | 4/9/2010 11:11:49 AM |
| aldeed | $25.00 | $25.00 | 4/9/2010 12:47:43 PM |
| coin-spilunker | $29.35 | $29.35 | 4/9/2010 11:53:22 AM |
| dma1206 | $25.00 | $25.00 | 4/9/2010 12:17:41 PM |
| rbotterbLLC | $25.00 | $25.00 | 4/9/2010 2:24:01 PM |
| ganon | $37.77 | $37.77 | 4/9/2010 3:57:58 PM |
| webfeet | $25.00 | $25.00 | 4/9/2010 1:20:52 PM |
| cyberie21 | $35.19 | $35.19 | 4/9/2010 1:38:21 PM |
| Chewbaca | $25.00 | $25.00 | 4/9/2010 4:22:51 PM |
| gustavholstopus32 | $25.00 | $25.00 | 4/9/2010 4:40:08 PM |
| unclejaef | $25.00 | $4.19 | 4/9/2010 4:55:26 PM |
| newest-bountiful-basis | $25.00 | $25.00 | 4/9/2010 4:41:18 PM |
| tedsrfdude | $25.00 | $25.00 | 4/9/2010 4:38:41 PM |
| tacopants | $135.96 | $135.96 | 4/10/2010 10:58:57 AM |
| akakii | $25.00 | $25.00 | 4/10/2010 2:43:35 AM |
| economy-river | $25.00 | $25.00 | 4/11/2010 3:06:26 AM |
| vutah | $50.00 | $50.00 | 4/11/2010 9:20:32 AM |
| Astyanax | $45.00 | $45.00 | 4/11/2010 6:54:17 PM |
| knowonder | $25.00 | $25.00 | 4/11/2010 8:12:14 PM |
| loanman2007 | $100.00 | $100.00 | 4/12/2010 5:41:50 AM |
| best-listing-toro | $25.00 | $25.00 | 4/12/2010 8:35:17 AM |
| JMY1 | $25.00 | $25.00 | 4/12/2010 9:29:39 AM |
| simiray | $25.00 | $25.00 | 4/12/2010 9:42:09 AM |
| point-enforcer | $25.00 | $25.00 | 4/12/2010 10:42:49 AM |
| rate-hickory | $25.00 | $25.00 | 4/12/2010 9:39:53 AM |
| yield-quest | $100.00 | $100.00 | 4/12/2010 12:06:30 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:05:41 PM |
| StocksMan | $50.00 | $50.00 | 4/12/2010 4:29:58 PM |
| 304 bids
|
Borrower Payment Dependent Notes Series
452927
This series of Notes was issued and sold upon the funding of the borrower loan #41836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,025.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Apr-05-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 10.50% |
Starting borrower rate/APR:
| 11.50% / 11.85% |
Starting monthly payment:
| $99.75 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 9.34% |
Final monthly payment:
| $96.19 |
| |
|
Auction yield range:
| 3.04% - 10.50% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 35% |
|
Basic (1-10):
| 10 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 4m |
|
Credit score:
| 780-799 (Mar-2010) |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $36,436 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 30% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| authentic-justice8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Parking Pad for RV
Purpose of loan:
Install a parking pad for my RV.I have reworked the numbers for the parking pad for my
RV.I can get the work done for the RV pad
only for the reduced amount that you see on this listing.The city that I live in requires that
recreational vehicles be parked on a solid surface.Gravel is not acceptable is must be asphalt or concrete.The cost for asphalt is slightly cheaper than concrete.
My financial situation:
I work full time plus I'm receiving military (US Army) retired pay.
I pay my bills on time and will have no problems meeting
this obligation if funded.My
money and my children are going to in
state (public universities).I
purchased my home in December 2007.I
took advantage of the lower interest rates in 2009 and refinanced my
mortgage
to a 15-year loan in October 2009.I don?t
have enough equity to get a line of credit to complete this project.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi Why did you have one inquiry in the recent 6 months?
Thanks. - p2ploan-sensation211
A:
My son applied for a Sallie Mae student loan and I'm a co signer on his loan.
(Apr-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cowboyskier | $50.00 | $50.00 | 4/5/2010 4:37:03 PM |
| NomoredebtCA | $25.00 | $25.00 | 4/5/2010 5:08:12 PM |
| FinDoc | $25.00 | $25.00 | 4/5/2010 5:16:08 PM |
| janus_god | $30.00 | $30.00 | 4/6/2010 5:30:31 PM |
| octoberfresh | $25.00 | $25.00 | 4/8/2010 7:48:09 AM |
| Jynxie | $50.00 | $50.00 | 4/8/2010 5:16:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/8/2010 8:31:11 PM |
| jimbo29blue | $50.00 | $50.00 | 4/9/2010 9:01:50 AM |
| don'twannadance | $50.00 | $50.00 | 4/9/2010 9:17:13 AM |
| don'twannadance | $50.00 | $50.00 | 4/9/2010 9:16:13 AM |
| Shanster84 | $63.22 | $63.22 | 4/9/2010 1:01:16 PM |
| gsp1885 | $26.00 | $26.00 | 4/9/2010 6:04:26 PM |
| Spiv_51 | $50.00 | $50.00 | 4/10/2010 4:09:10 AM |
| swissbanker | $50.00 | $50.00 | 4/10/2010 7:47:43 AM |
| Nicedad72 | $25.00 | $25.00 | 4/10/2010 3:19:37 AM |
| la_tim | $50.00 | $50.00 | 4/10/2010 12:42:46 PM |
| bobbyoderek | $25.00 | $25.00 | 4/10/2010 11:38:40 AM |
| economy-river | $25.00 | $25.00 | 4/11/2010 3:40:11 PM |
| Charmart | $25.00 | $25.00 | 4/11/2010 5:44:58 PM |
| chemestudent | $25.00 | $25.00 | 4/11/2010 9:36:42 AM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:32:16 PM |
| psbruce | $25.00 | $25.00 | 4/11/2010 8:02:43 PM |
| favorite-commerce | $25.00 | $25.00 | 4/12/2010 9:22:41 AM |
| webfeet | $50.00 | $50.00 | 4/12/2010 9:02:03 AM |
| kwan | $75.00 | $75.00 | 4/12/2010 9:46:02 AM |
| dmitriy2 | $25.00 | $25.00 | 4/12/2010 9:54:48 AM |
| historyman | $25.00 | $25.00 | 4/12/2010 11:25:02 AM |
| Johnab | $25.00 | $25.00 | 4/12/2010 12:40:13 PM |
| enriching-dollar | $25.00 | $25.00 | 4/12/2010 12:55:56 PM |
| wwwUniversal | $25.00 | $25.00 | 4/12/2010 4:10:26 PM |
| GABC-1 | $100.00 | $100.00 | 4/12/2010 4:11:59 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/5/2010 4:35:43 PM |
| notlicehead | $50.00 | $50.00 | 4/5/2010 4:36:03 PM |
| mtp | $50.00 | $50.00 | 4/5/2010 4:37:01 PM |
| aislinnn | $25.00 | $25.00 | 4/5/2010 4:36:09 PM |
| blackstar | $25.00 | $25.00 | 4/5/2010 4:41:07 PM |
| selector568 | $500.00 | $500.00 | 4/5/2010 5:12:40 PM |
| Unitas4302 | $50.00 | $50.00 | 4/6/2010 4:49:31 AM |
| cvrick | $25.00 | $25.00 | 4/6/2010 6:57:54 AM |
| Ven58 | $25.00 | $11.18 | 4/6/2010 10:18:44 AM |
| stephen_c01 | $25.00 | $25.00 | 4/7/2010 9:34:54 AM |
| Traal | $25.00 | $25.00 | 4/7/2010 12:44:14 PM |
| beachfunder | $25.00 | $25.00 | 4/7/2010 4:50:42 PM |
| blissful-note7 | $25.00 | $25.00 | 4/8/2010 6:20:36 AM |
| BipedalHominid | $25.00 | $25.00 | 4/8/2010 11:46:35 AM |
| orbiter614 | $72.52 | $72.52 | 4/8/2010 4:56:26 PM |
| Dollars4Rent | $25.00 | $25.00 | 4/8/2010 8:30:30 PM |
| jimbo29blue | $50.00 | $50.00 | 4/9/2010 9:01:24 AM |
| jimbo29blue | $50.00 | $50.00 | 4/9/2010 9:02:21 AM |
| don'twannadance | $50.00 | $50.00 | 4/9/2010 9:16:42 AM |
| springpanda | $25.00 | $25.00 | 4/9/2010 12:24:55 PM |
| FundMaker | $25.00 | $25.00 | 4/9/2010 5:14:54 PM |
| pythia | $25.00 | $25.00 | 4/9/2010 6:29:38 PM |
| gogrannygo | $25.00 | $25.00 | 4/9/2010 7:01:08 PM |
| grf1945 | $25.00 | $25.00 | 4/10/2010 7:34:29 AM |
| flshdaskll | $25.00 | $25.00 | 4/10/2010 4:33:40 PM |
| alvinsl | $25.00 | $25.00 | 4/10/2010 11:23:16 AM |
| ToloUSN | $50.00 | $50.00 | 4/11/2010 7:51:41 AM |
| MarkDown | $25.00 | $25.00 | 4/11/2010 10:10:07 PM |
| llequire1 | $108.63 | $108.63 | 4/12/2010 7:14:54 AM |
| persistent-value3 | $110.66 | $110.66 | 4/12/2010 11:46:04 AM |
| nad139 | $50.00 | $50.00 | 4/12/2010 11:34:38 AM |
| King5378 | $27.79 | $27.79 | 4/12/2010 1:15:46 PM |
| NoNameLender | $50.00 | $50.00 | 4/12/2010 3:28:42 PM |
| sincere-balance | $25.00 | $25.00 | 4/12/2010 11:21:38 AM |
| grampy48 | $50.00 | $50.00 | 4/12/2010 11:28:48 AM |
| jybank | $25.00 | $25.00 | 4/12/2010 11:59:25 AM |
| elegant-bonus | $25.00 | $25.00 | 4/12/2010 12:01:42 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
452931
This series of Notes was issued and sold upon the funding of the borrower loan #41845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $301.86 |
|
Final lender yield:
| 26.25% |
Final borrower rate/APR:
| 27.25% / 29.59% |
Final monthly payment:
| $286.72 |
| |
|
Auction yield range:
| 11.04% - 30.22% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 37% |
|
Basic (1-10):
| 7 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 10m |
|
Credit score:
| 660-679 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $21,010 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 86% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| orbital-currency6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off credit cards
Purpose of loan: paying off credit cards????
This loan will be used to?
My financial situation: good????
I am a good candidate for this loan because? I allways pay my bills on time????
Monthly net income: $ 4210????
Monthly expenses: $
??Housing: $?440.00????
??Insurance: $ 195.00????
??Car expenses: $ 355.00????
??Utilities: $ 145.00
??Phone, cable, internet: $ 95
??Food, entertainment: $ 450.00????
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:27:22 PM |
| micko | $25.00 | $25.00 | 4/7/2010 4:29:14 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:28:09 PM |
| Kaj | $25.00 | $25.00 | 4/7/2010 4:30:22 PM |
| topher515 | $25.00 | $25.00 | 4/7/2010 4:24:05 PM |
| likeable-openness | $25.00 | $25.00 | 4/7/2010 4:32:11 PM |
| burrito6 | $25.00 | $25.00 | 4/7/2010 4:30:39 PM |
| deal-secret-agent | $25.00 | $25.00 | 4/7/2010 4:32:29 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:31:57 PM |
| unforgettable-fund2 | $25.00 | $25.00 | 4/7/2010 4:33:30 PM |
| upright-revenue7 | $50.00 | $50.00 | 4/7/2010 4:35:09 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:33:35 PM |
| GElender | $25.00 | $25.00 | 4/7/2010 4:27:31 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/7/2010 4:35:21 PM |
| social-conductor4 | $25.00 | $25.00 | 4/7/2010 4:28:05 PM |
| Speculator | $100.00 | $100.00 | 4/7/2010 4:34:42 PM |
| delivery | $25.00 | $25.00 | 4/7/2010 4:35:57 PM |
| awesome-return0 | $25.00 | $25.00 | 4/7/2010 4:34:51 PM |
| personal-lender | $25.00 | $25.00 | 4/7/2010 4:36:28 PM |
| zorg77 | $25.00 | $25.00 | 4/7/2010 4:35:41 PM |
| anton | $113.33 | $113.33 | 4/7/2010 4:37:22 PM |
| asset-professor | $35.00 | $35.00 | 4/7/2010 4:38:19 PM |
| deegeeman | $50.00 | $50.00 | 4/7/2010 4:38:33 PM |
| listing-trapper3 | $50.00 | $50.00 | 4/7/2010 4:38:37 PM |
| Streetfighter | $50.00 | $50.00 | 4/7/2010 4:39:06 PM |
| porkhelmet | $25.00 | $25.00 | 4/7/2010 4:37:36 PM |
| brother_tam | $50.00 | $50.00 | 4/7/2010 4:39:24 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:32:40 PM |
| magnolia161 | $25.00 | $25.00 | 4/7/2010 4:38:51 PM |
| rooosta | $25.00 | $25.00 | 4/7/2010 4:38:56 PM |
| kmfreymi | $25.00 | $25.00 | 4/7/2010 4:40:24 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 4:40:30 PM |
| natural-greenback6 | $25.00 | $25.00 | 4/7/2010 4:39:39 PM |
| salala | $25.00 | $25.00 | 4/7/2010 4:41:05 PM |
| first-upright-payout | $25.00 | $25.00 | 4/7/2010 4:39:57 PM |
| visionary-currency | $50.00 | $50.00 | 4/7/2010 4:40:09 PM |
| 108lender | $75.00 | $75.00 | 4/7/2010 4:41:39 PM |
| secobarbital | $25.00 | $25.00 | 4/7/2010 4:36:13 PM |
| life-is-great | $25.00 | $25.00 | 4/7/2010 4:42:39 PM |
| Cai8899 | $30.00 | $30.00 | 4/7/2010 4:36:21 PM |
| gizzywump | $25.00 | $25.00 | 4/7/2010 4:42:46 PM |
| Phantom99 | $25.00 | $25.00 | 4/7/2010 4:43:14 PM |
| visionary-fund | $25.00 | $25.00 | 4/7/2010 4:37:09 PM |
| autonomous-basis | $25.00 | $25.00 | 4/7/2010 4:43:22 PM |
| CarDealer3070 | $30.00 | $30.00 | 4/7/2010 4:37:58 PM |
| sympathetic-asset | $25.00 | $25.00 | 4/7/2010 4:38:06 PM |
| rescue | $50.00 | $50.00 | 4/7/2010 4:42:31 PM |
| greenwell | $25.00 | $25.00 | 4/7/2010 4:38:24 PM |
| capital-visionary | $25.00 | $25.00 | 4/7/2010 4:42:55 PM |
| hope-equation | $50.00 | $50.00 | 4/7/2010 4:43:04 PM |
| global_microfinance | $25.00 | $25.00 | 4/7/2010 4:44:37 PM |
| skuba | $25.00 | $25.00 | 4/7/2010 4:43:06 PM |
| kmr2 | $200.00 | $200.00 | 4/7/2010 4:44:51 PM |
| Rattlehead | $25.00 | $25.00 | 4/7/2010 4:38:46 PM |
| richrobe | $25.00 | $25.00 | 4/7/2010 4:43:20 PM |
| unforgettable-order9 | $25.00 | $25.00 | 4/7/2010 4:39:10 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/7/2010 4:40:00 PM |
| asiaratt | $100.00 | $100.00 | 4/7/2010 4:40:19 PM |
| oldmora | $50.00 | $50.00 | 4/7/2010 4:41:00 PM |
| kid8549 | $25.00 | $25.00 | 4/7/2010 4:41:16 PM |
| LuvToLend | $25.00 | $25.00 | 4/7/2010 4:41:37 PM |
| stock106 | $30.00 | $30.00 | 4/7/2010 4:42:11 PM |
| nrowland | $25.00 | $25.00 | 4/7/2010 4:42:27 PM |
| WalnutCreekguy | $25.00 | $25.00 | 4/7/2010 4:43:36 PM |
| UofCMaroon | $25.00 | $25.00 | 4/7/2010 4:44:10 PM |
| gmanrex | $50.00 | $50.00 | 4/7/2010 4:44:13 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/7/2010 4:44:15 PM |
| frogperson | $25.00 | $25.00 | 4/7/2010 4:44:30 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 4:44:39 PM |
| jimmykat | $25.00 | $25.00 | 4/7/2010 4:45:35 PM |
| cypressdev001 | $25.00 | $25.00 | 4/7/2010 4:45:45 PM |
| Zingaro | $25.00 | $25.00 | 4/7/2010 5:01:27 PM |
| ILNJCC | $25.00 | $25.00 | 4/7/2010 4:57:41 PM |
| CC911 | $25.00 | $25.00 | 4/7/2010 5:33:33 PM |
| asmithj | $50.00 | $50.00 | 4/7/2010 5:34:34 PM |
| money-floret | $25.00 | $25.00 | 4/7/2010 5:34:39 PM |
| punctual-worth | $25.00 | $25.00 | 4/7/2010 5:34:43 PM |
| Shepherd7 | $30.00 | $30.00 | 4/7/2010 5:34:49 PM |
| dinero-mason | $50.00 | $50.00 | 4/7/2010 5:34:29 PM |
| Lam0nt | $25.00 | $25.00 | 4/7/2010 5:35:03 PM |
| KevinC_63366 | $25.00 | $25.00 | 4/7/2010 5:34:37 PM |
| gulch | $25.00 | $25.00 | 4/7/2010 5:34:47 PM |
| repcool | $25.00 | $25.00 | 4/7/2010 5:34:57 PM |
| CydeOut | $25.00 | $25.00 | 4/7/2010 4:59:43 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 4/7/2010 5:35:02 PM |
| versatile-platinum4 | $25.00 | $25.00 | 4/7/2010 5:35:05 PM |
| thedude393 | $25.00 | $25.00 | 4/7/2010 5:01:16 PM |
| kingpin1 | $50.00 | $50.00 | 4/7/2010 6:21:08 PM |
| unclejaef | $25.00 | $25.00 | 4/7/2010 5:34:33 PM |
| natecam | $25.00 | $25.00 | 4/7/2010 5:34:56 PM |
| nowits10 | $25.00 | $25.00 | 4/7/2010 5:35:04 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/7/2010 10:53:05 PM |
| fareast_man | $25.00 | $25.00 | 4/8/2010 6:54:32 AM |
| supreme-hope | $25.00 | $25.00 | 4/8/2010 7:44:16 AM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:09:03 PM |
| triumph329 | $25.00 | $25.00 | 4/8/2010 7:44:08 AM |
| stolan | $25.00 | $15.67 | 4/8/2010 8:02:59 AM |
| Headhunter14 | $25.00 | $25.00 | 4/8/2010 7:54:36 AM |
| CaboWaboRobo | $25.00 | $25.00 | 4/8/2010 1:08:22 AM |
| reflective-rupee | $25.00 | $25.00 | 4/8/2010 9:41:23 AM |
| jcholloway831 | $25.00 | $25.00 | 4/8/2010 8:02:51 AM |
| wbahl | $25.00 | $25.00 | 4/8/2010 8:02:57 AM |
| charming-point | $300.00 | $300.00 | 4/8/2010 10:18:37 AM |
| reflective-rupee | $25.00 | $25.00 | 4/8/2010 9:41:08 AM |
| Bob450 | $50.00 | $50.00 | 4/8/2010 10:35:38 PM |
| money-explorer3 | $25.00 | $25.00 | 4/7/2010 4:30:08 PM |
| Purposeful | $50.00 | $50.00 | 4/7/2010 4:30:45 PM |
| AF-Chief | $28.00 | $28.00 | 4/7/2010 4:30:30 PM |
| inspiring-reward | $150.00 | $150.00 | 4/7/2010 4:35:15 PM |
| payment-gusto | $25.00 | $25.00 | 4/7/2010 4:33:41 PM |
| Craig_B | $25.00 | $25.00 | 4/7/2010 4:35:36 PM |
| kmavm | $25.00 | $25.00 | 4/7/2010 4:35:51 PM |
| successful-euro | $30.00 | $30.00 | 4/7/2010 4:34:58 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:35:02 PM |
| bountiful-bazaar | $25.00 | $25.00 | 4/7/2010 4:35:28 PM |
| innocent-loot | $25.00 | $25.00 | 4/7/2010 4:37:00 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:35:47 PM |
| momoney2lend | $25.00 | $25.00 | 4/7/2010 4:36:02 PM |
| autonomous-truth | $25.00 | $25.00 | 4/7/2010 4:30:35 PM |
| Zolton | $200.00 | $200.00 | 4/7/2010 4:36:38 PM |
| rhin0cerx | $50.00 | $50.00 | 4/7/2010 4:38:13 PM |
| HHP | $25.00 | $25.00 | 4/7/2010 4:39:43 PM |
| red-favorable-basis | $25.00 | $25.00 | 4/7/2010 4:38:40 PM |
| martinnc | $25.00 | $25.00 | 4/7/2010 4:39:00 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:39:13 PM |
| red_spade | $26.00 | $26.00 | 4/7/2010 4:39:17 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:40:51 PM |
| Buffer10 | $100.00 | $100.00 | 4/7/2010 4:34:33 PM |
| currency-sergeant | $25.00 | $25.00 | 4/7/2010 4:41:22 PM |
| head | $25.00 | $25.00 | 4/7/2010 4:35:31 PM |
| zebra806 | $25.00 | $25.00 | 4/7/2010 4:42:07 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/7/2010 4:40:44 PM |
| chakra | $25.00 | $25.00 | 4/7/2010 4:40:48 PM |
| reward-adventure | $30.00 | $30.00 | 4/7/2010 4:40:55 PM |
| AF_Trust | $25.00 | $25.00 | 4/7/2010 4:42:42 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 4/7/2010 4:41:28 PM |
| xyzlmno | $25.00 | $25.00 | 4/7/2010 4:41:32 PM |
| Midwestvalues | $100.00 | $100.00 | 4/7/2010 4:36:43 PM |
| trustu | $25.00 | $25.00 | 4/7/2010 4:41:45 PM |
| steves73 | $25.00 | $25.00 | 4/7/2010 4:41:52 PM |
| bonus-tent | $25.00 | $25.00 | 4/7/2010 4:43:26 PM |
| elevated-platinum5 | $25.00 | $25.00 | 4/7/2010 4:37:53 PM |
| irrelevant | $25.00 | $25.00 | 4/7/2010 4:43:50 PM |
| ukstevenhawaii | $50.00 | $50.00 | 4/7/2010 4:38:10 PM |
| SBT | $50.00 | $50.00 | 4/7/2010 4:42:37 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/7/2010 4:44:24 PM |
| Supernick | $25.00 | $25.00 | 4/7/2010 4:43:08 PM |
| nick5454 | $25.00 | $25.00 | 4/7/2010 4:44:53 PM |
| joee | $25.00 | $25.00 | 4/7/2010 4:43:33 PM |
| LucyMcClane | $25.00 | $25.00 | 4/7/2010 4:44:21 PM |
| desertoasis | $25.00 | $25.00 | 4/7/2010 4:39:33 PM |
| bnlforever | $25.00 | $25.00 | 4/7/2010 4:39:49 PM |
| flwah | $25.00 | $25.00 | 4/7/2010 4:44:43 PM |
| aasx1108 | $25.00 | $25.00 | 4/7/2010 4:41:58 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/7/2010 4:42:03 PM |
| honorable-yield | $35.00 | $35.00 | 4/7/2010 4:42:20 PM |
| chicagoman | $25.00 | $25.00 | 4/7/2010 4:43:00 PM |
| rolex77 | $25.00 | $25.00 | 4/7/2010 4:45:13 PM |
| OnyxLite | $25.00 | $25.00 | 4/7/2010 5:08:30 PM |
| kginatl | $25.00 | $25.00 | 4/7/2010 5:33:21 PM |
| ouyangers | $25.00 | $25.00 | 4/7/2010 5:34:41 PM |
| cashonhand | $25.00 | $25.00 | 4/7/2010 5:34:50 PM |
| exact-loan5 | $30.00 | $30.00 | 4/7/2010 5:34:55 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 4/7/2010 5:34:26 PM |
| Dubbs360 | $50.00 | $50.00 | 4/7/2010 5:35:00 PM |
| jlr613 | $25.00 | $25.00 | 4/7/2010 5:34:34 PM |
| wifibank | $25.00 | $25.00 | 4/7/2010 5:35:06 PM |
| saffron4 | $50.00 | $50.00 | 4/7/2010 5:34:44 PM |
| tshurts | $25.00 | $25.00 | 4/7/2010 5:34:48 PM |
| thrifty-funds1 | $25.00 | $25.00 | 4/7/2010 5:34:54 PM |
| Falling | $25.00 | $25.00 | 4/7/2010 5:35:00 PM |
| pengoe | $25.00 | $25.00 | 4/7/2010 5:35:04 PM |
| currency-oak | $25.00 | $25.00 | 4/7/2010 5:35:08 PM |
| jmcdon7230 | $25.00 | $25.00 | 4/7/2010 5:18:30 PM |
| Sateesh | $100.00 | $100.00 | 4/7/2010 5:34:36 PM |
| FeedTheMachine | $200.00 | $200.00 | 4/7/2010 5:34:45 PM |
| shiny-dollar9 | $25.00 | $25.00 | 4/7/2010 5:34:53 PM |
| MONEYMATCH | $25.00 | $25.00 | 4/7/2010 5:34:58 PM |
| beezling | $52.00 | $52.00 | 4/7/2010 5:35:07 PM |
| Interloper | $25.00 | $25.00 | 4/7/2010 8:48:07 PM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:13 AM |
| treasure-bliss | $30.00 | $30.00 | 4/8/2010 7:43:12 AM |
| melodious-fairness | $25.00 | $25.00 | 4/8/2010 7:43:07 AM |
| bazaar-tulip | $25.00 | $25.00 | 4/8/2010 8:02:55 AM |
| supreme-bonus0 | $25.00 | $25.00 | 4/8/2010 7:54:38 AM |
| flexible-value | $25.00 | $25.00 | 4/8/2010 7:55:55 AM |
| ptjg | $25.00 | $25.00 | 4/8/2010 3:23:38 AM |
| Whipster | $25.00 | $25.00 | 4/8/2010 5:26:24 AM |
| wwwUniversal | $25.00 | $25.00 | 4/8/2010 7:45:36 AM |
| oceanwind1950 | $25.00 | $25.00 | 4/8/2010 8:02:53 AM |
| frogperson | $75.00 | $75.00 | 4/8/2010 10:15:03 PM |
| 191 bids
|
Borrower Payment Dependent Notes Series
453063
This series of Notes was issued and sold upon the funding of the borrower loan #41769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-11-2010 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $307.30 |
|
Final lender yield:
| 14.50% |
Final borrower rate/APR:
| 15.50% / 17.68% |
Final monthly payment:
| $296.74 |
| |
|
Auction yield range:
| 6.04% - 17.00% |
Estimated loss impact:
| 5.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 27% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 8m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 20 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,246 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 14% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 2 | | | | |
|
Screen name:
| exponential-point0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
I want to pay off some credit cards and a dental bill
Sears: $4500
Citibank? $2500
Dental Bill? $900
My financial situation:
I am a good candidate for this loan because? I have had the same job for the last 12 years, as a technical support specialist? I have lived in the same place for the last 6 years.? I will make all my payments on time.?
Gross monthly income $4250
Mortgage payment $820? I have lived in the same house for the last 6 years
Phone/electric/cable $250
Car Payment $269
Car Insurance $100
Food $180
Gasoline $120
I have $18000 in a 401k?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bchen78875 | $25.00 | $25.00 | 4/8/2010 4:01:41 PM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 4:01:54 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 4:02:02 PM |
| favorable-order8 | $25.00 | $25.00 | 4/8/2010 4:14:18 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/8/2010 4:12:37 PM |
| delicious-social132 | $25.00 | $25.00 | 4/8/2010 4:32:24 PM |
| integrity-doctor | $100.00 | $100.00 | 4/8/2010 4:33:21 PM |
| torion | $25.00 | $25.00 | 4/8/2010 4:32:09 PM |
| nickel-ferret | $25.00 | $25.00 | 4/8/2010 4:34:10 PM |
| radforj22 | $25.00 | $25.00 | 4/8/2010 4:34:28 PM |
| euro-starter | $25.00 | $25.00 | 4/8/2010 4:34:49 PM |
| shrewd-deal | $25.00 | $25.00 | 4/8/2010 4:36:00 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/8/2010 4:34:34 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/8/2010 4:35:28 PM |
| inforapenny | $25.00 | $25.00 | 4/8/2010 4:29:47 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 4:30:57 PM |
| julijask | $35.00 | $35.00 | 4/8/2010 4:36:57 PM |
| egw | $25.00 | $25.00 | 4/8/2010 4:31:52 PM |
| ddog0224 | $25.00 | $25.00 | 4/8/2010 4:32:45 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/8/2010 4:39:39 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/8/2010 4:39:57 PM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 4:41:06 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 4:41:12 PM |
| FinDoc | $25.00 | $25.00 | 4/8/2010 4:57:40 PM |
| the-profit-oracle | $25.00 | $25.00 | 4/8/2010 7:53:08 PM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:01 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:43 PM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:10 AM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:17:55 PM |
| smart-leverage7 | $25.00 | $25.00 | 4/9/2010 9:33:58 AM |
| CarDealer3070 | $25.00 | $25.00 | 4/9/2010 6:43:48 AM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 7:14:28 AM |
| Tikibarman | $50.00 | $50.00 | 4/9/2010 9:35:31 AM |
| Phantom99 | $25.00 | $25.00 | 4/9/2010 10:18:08 AM |
| blazing-loan1 | $25.00 | $25.00 | 4/9/2010 9:45:22 AM |
| chestnut4 | $25.00 | $25.00 | 4/9/2010 10:34:12 AM |
| Sixmil | $25.00 | $25.00 | 4/9/2010 10:56:19 AM |
| saysana | $25.00 | $25.00 | 4/9/2010 9:33:32 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 9:34:17 AM |
| romario | $26.22 | $26.22 | 4/9/2010 11:21:52 AM |
| SDNLR | $25.00 | $25.00 | 4/9/2010 9:36:26 AM |
| ms48105 | $25.00 | $25.00 | 4/9/2010 9:38:39 AM |
| PaulW | $25.00 | $25.00 | 4/9/2010 9:45:10 AM |
| Orca-man | $25.00 | $25.00 | 4/9/2010 9:47:54 AM |
| DeilaMiah | $25.00 | $25.00 | 4/9/2010 12:01:00 PM |
| kanakakm | $25.00 | $25.00 | 4/9/2010 11:23:20 AM |
| Cheburashka | $25.00 | $25.00 | 4/9/2010 11:26:23 AM |
| TheBestDad | $25.00 | $25.00 | 4/9/2010 11:26:28 AM |
| wanna-help | $25.00 | $25.00 | 4/9/2010 12:32:05 PM |
| silver-philosopher | $25.00 | $25.00 | 4/9/2010 12:35:56 PM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 10:49:31 AM |
| liberty-trophy | $25.00 | $25.00 | 4/9/2010 12:45:45 PM |
| MissionMicroFinance | $25.00 | $25.00 | 4/9/2010 11:44:58 AM |
| BuffetRocks | $50.00 | $50.00 | 4/9/2010 11:45:01 AM |
| bigdogsafety1 | $25.00 | $25.00 | 4/9/2010 12:50:14 PM |
| SnE | $25.00 | $25.00 | 4/9/2010 12:54:10 PM |
| matt_2006 | $25.00 | $25.00 | 4/9/2010 12:06:24 PM |
| JGB | $25.00 | $25.00 | 4/9/2010 12:55:14 PM |
| gain-butterfly | $25.00 | $25.00 | 4/9/2010 12:58:40 PM |
| boater01 | $38.02 | $38.02 | 4/9/2010 12:20:12 PM |
| gettingonyourfeet | $25.00 | $25.00 | 4/9/2010 12:59:36 PM |
| RLR | $25.00 | $25.00 | 4/9/2010 12:20:47 PM |
| loan-master996 | $50.00 | $50.00 | 4/9/2010 1:01:37 PM |
| Fortuno_per_commodo | $43.60 | $43.60 | 4/9/2010 1:04:17 PM |
| jeffpac | $55.00 | $55.00 | 4/9/2010 12:32:27 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 4/9/2010 1:09:18 PM |
| the-aggresive-principal | $25.00 | $25.00 | 4/9/2010 1:09:39 PM |
| castleman | $25.00 | $25.00 | 4/9/2010 12:36:12 PM |
| lloyd_s | $25.00 | $25.00 | 4/9/2010 12:47:35 PM |
| koinonea | $25.00 | $25.00 | 4/9/2010 12:53:10 PM |
| Dharvesi | $25.00 | $25.00 | 4/9/2010 1:23:00 PM |
| 350DGRZ | $25.00 | $25.00 | 4/9/2010 12:55:18 PM |
| proper-commitment5 | $25.00 | $25.00 | 4/9/2010 1:09:14 PM |
| p2ploan-leaper | $49.08 | $49.08 | 4/9/2010 1:09:27 PM |
| djh47a | $25.00 | $25.00 | 4/9/2010 1:09:49 PM |
| paladin847 | $25.00 | $25.00 | 4/9/2010 1:10:07 PM |
| AF-Chief | $27.00 | $27.00 | 4/9/2010 1:10:22 PM |
| Nascar1 | $25.00 | $25.00 | 4/9/2010 1:10:33 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/9/2010 1:10:37 PM |
| minista | $25.00 | $25.00 | 4/9/2010 1:10:45 PM |
| iLoaner | $25.00 | $25.00 | 4/9/2010 12:33:56 PM |
| jga516 | $25.00 | $25.00 | 4/9/2010 12:36:16 PM |
| WillyP345 | $25.00 | $25.00 | 4/9/2010 1:19:27 PM |
| alaco | $25.00 | $25.00 | 4/9/2010 2:53:08 PM |
| methodical-capital7 | $25.00 | $25.00 | 4/9/2010 12:47:16 PM |
| yachtmaster45 | $25.00 | $25.00 | 4/9/2010 12:47:38 PM |
| UT-Longhorn | $25.00 | $25.00 | 4/9/2010 1:31:26 PM |
| chief_wo | $25.00 | $25.00 | 4/9/2010 1:38:19 PM |
| dsfoundation | $25.00 | $25.00 | 4/9/2010 12:55:11 PM |
| illini08actuary | $25.00 | $25.00 | 4/9/2010 12:59:34 PM |
| elegant-bonus | $25.00 | $25.00 | 4/9/2010 3:33:16 PM |
| chicago_shark | $25.00 | $25.00 | 4/9/2010 1:09:35 PM |
| mikrolown | $25.00 | $25.00 | 4/9/2010 1:09:42 PM |
| orange-preeminant-bill | $33.85 | $33.85 | 4/9/2010 1:10:16 PM |
| 4the4ofus | $25.00 | $25.00 | 4/9/2010 3:53:00 PM |
| syounker | $25.00 | $25.00 | 4/9/2010 2:36:47 PM |
| Katburg | $35.00 | $35.00 | 4/9/2010 3:58:20 PM |
| dospapalotes | $25.00 | $25.00 | 4/9/2010 1:22:30 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/9/2010 1:23:01 PM |
| Sefotonga | $25.00 | $25.00 | 4/9/2010 2:58:40 PM |
| coup173 | $25.00 | $25.00 | 4/9/2010 1:57:24 PM |
| cash-queen | $30.00 | $30.00 | 4/9/2010 3:26:38 PM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/9/2010 3:53:13 PM |
| awesome-return0 | $25.00 | $25.00 | 4/9/2010 3:02:22 PM |
| BooRadley | $25.00 | $25.00 | 4/9/2010 5:13:55 PM |
| tedsrfdude | $25.00 | $25.00 | 4/9/2010 4:38:35 PM |
| KiwiElf | $25.00 | $25.00 | 4/9/2010 8:38:12 PM |
| skuba | $25.00 | $25.00 | 4/9/2010 5:20:35 PM |
| LongBeachLender | $25.00 | $25.00 | 4/10/2010 12:33:08 AM |
| elnuks | $25.00 | $25.00 | 4/9/2010 9:12:57 PM |
| peso-mate | $25.00 | $25.00 | 4/9/2010 5:50:04 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/9/2010 11:00:32 PM |
| jojnax | $25.00 | $25.00 | 4/9/2010 11:53:07 PM |
| famous-bill | $50.00 | $50.00 | 4/10/2010 6:13:07 AM |
| ArtemisFitzlebottom | $25.00 | $25.00 | 4/10/2010 10:06:08 AM |
| henmota | $25.00 | $25.00 | 4/9/2010 11:25:16 PM |
| lender08 | $25.00 | $25.00 | 4/10/2010 11:48:48 AM |
| Josta | $37.26 | $37.26 | 4/10/2010 12:37:58 PM |
| KFB_Investments | $25.00 | $25.00 | 4/10/2010 12:43:40 PM |
| network2 | $30.00 | $30.00 | 4/10/2010 6:41:21 AM |
| sweet-loan8 | $25.00 | $25.00 | 4/10/2010 3:54:33 PM |
| Rdodson11 | $25.00 | $25.00 | 4/10/2010 4:28:09 PM |
| Cai8899 | $50.00 | $50.00 | 4/11/2010 7:22:56 AM |
| mmzero | $25.00 | $25.00 | 4/11/2010 10:40:22 AM |
| don8ter | $25.00 | $25.00 | 4/11/2010 10:48:19 AM |
| mogul16 | $25.00 | $25.00 | 4/11/2010 2:03:10 PM |
| ciscoparrot | $25.00 | $25.00 | 4/11/2010 10:47:50 AM |
| xrycac | $25.00 | $25.00 | 4/11/2010 11:44:14 AM |
| Interstate_Rate | $25.00 | $25.00 | 4/11/2010 2:43:42 PM |
| Byrd24 | $100.00 | $100.00 | 4/11/2010 4:24:37 PM |
| asset-professor | $37.73 | $37.73 | 4/11/2010 4:31:01 PM |
| Rattlehead | $50.00 | $50.00 | 4/8/2010 4:13:14 PM |
| sloak | $25.00 | $25.00 | 4/8/2010 4:20:23 PM |
| Avala | $50.00 | $50.00 | 4/8/2010 4:32:19 PM |
| Sven79 | $50.00 | $50.00 | 4/8/2010 4:30:32 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/8/2010 4:33:14 PM |
| logical-reward8 | $25.00 | $25.00 | 4/8/2010 4:34:19 PM |
| dinero-speaker | $25.00 | $25.00 | 4/8/2010 4:32:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 4/8/2010 4:34:58 PM |
| Dap2005 | $25.00 | $25.00 | 4/8/2010 4:35:10 PM |
| mmckune | $25.00 | $25.00 | 4/8/2010 4:33:50 PM |
| unassassinable | $25.00 | $25.00 | 4/8/2010 4:35:53 PM |
| Supernick | $50.00 | $50.00 | 4/8/2010 4:36:50 PM |
| stockpiler079 | $25.00 | $25.00 | 4/8/2010 4:29:29 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/8/2010 4:39:04 PM |
| five-star-justice | $36.00 | $36.00 | 4/8/2010 4:31:04 PM |
| income-fortress | $25.00 | $25.00 | 4/8/2010 4:31:07 PM |
| CO80487 | $25.00 | $25.00 | 4/8/2010 4:37:13 PM |
| hrubinst | $25.00 | $25.00 | 4/8/2010 4:31:58 PM |
| frogperson | $75.00 | $75.00 | 4/8/2010 4:38:41 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/8/2010 4:32:34 PM |
| lagnisiruk | $25.00 | $25.00 | 4/8/2010 4:39:24 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/8/2010 4:32:59 PM |
| Thunderswan | $50.00 | $50.00 | 4/8/2010 4:34:05 PM |
| ttnk62918 | $25.00 | $25.00 | 4/8/2010 4:57:13 PM |
| selector568 | $110.90 | $110.90 | 4/8/2010 4:56:23 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/8/2010 5:06:50 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:15 PM |
| mpatrick | $50.00 | $50.00 | 4/8/2010 7:52:52 PM |
| r0b3m4n | $25.00 | $25.00 | 4/8/2010 5:17:27 PM |
| dmfog | $25.00 | $25.00 | 4/9/2010 8:19:26 AM |
| curious166 | $75.00 | $67.13 | 4/8/2010 10:46:22 PM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 8:53:29 AM |
| Clambake | $25.00 | $25.00 | 4/9/2010 1:32:11 AM |
| lowcostmoney | $25.00 | $25.00 | 4/9/2010 3:23:17 AM |
| CO_Engineer | $50.00 | $50.00 | 4/9/2010 9:23:08 AM |
| jd006006 | $40.00 | $40.00 | 4/9/2010 9:03:12 AM |
| social-turtle4 | $25.00 | $25.00 | 4/9/2010 9:34:46 AM |
| BarginSellerdotcom | $25.00 | $25.00 | 4/9/2010 9:36:08 AM |
| MO_Investor | $25.00 | $25.00 | 4/9/2010 9:34:36 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/9/2010 9:39:04 AM |
| Greenbak | $25.00 | $25.00 | 4/9/2010 10:34:14 AM |
| anton | $26.91 | $26.91 | 4/9/2010 9:23:10 AM |
| jaynlana | $25.00 | $25.00 | 4/9/2010 10:24:18 AM |
| Malkial | $25.00 | $25.00 | 4/9/2010 9:33:51 AM |
| Syndication | $25.00 | $25.00 | 4/9/2010 10:51:09 AM |
| useful-p2ploan | $50.00 | $50.00 | 4/9/2010 9:39:06 AM |
| steady-gain5 | $25.00 | $25.00 | 4/9/2010 11:43:56 AM |
| movistar | $25.00 | $25.00 | 4/9/2010 11:11:51 AM |
| peb44 | $25.00 | $25.00 | 4/9/2010 12:20:36 PM |
| tenny321 | $25.00 | $25.00 | 4/9/2010 12:33:52 PM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 10:49:18 AM |
| supreme-hope | $25.00 | $25.00 | 4/9/2010 12:36:26 PM |
| ahansen | $25.00 | $25.00 | 4/9/2010 11:44:57 AM |
| chicco | $30.16 | $30.16 | 4/9/2010 11:45:00 AM |
| saihu | $25.00 | $25.00 | 4/9/2010 12:49:43 PM |
| life-is-great | $25.00 | $25.00 | 4/9/2010 12:55:28 PM |
| mdreiss | $25.00 | $25.00 | 4/9/2010 11:11:06 AM |
| Aaron_Oz | $25.00 | $25.00 | 4/9/2010 11:20:09 AM |
| treasure-bliss | $34.92 | $34.92 | 4/9/2010 1:04:40 PM |
| vivid-loot | $25.00 | $25.00 | 4/9/2010 11:26:09 AM |
| pleasant-dime | $25.00 | $25.00 | 4/9/2010 12:32:25 PM |
| elegant-income3 | $30.00 | $30.00 | 4/9/2010 1:09:29 PM |
| workinghardoregon | $25.00 | $25.00 | 4/9/2010 1:10:28 PM |
| Featherbee | $25.00 | $25.00 | 4/9/2010 12:46:40 PM |
| maldok1 | $25.00 | $25.00 | 4/9/2010 1:18:31 PM |
| ShotokanKeto | $25.00 | $25.00 | 4/9/2010 1:20:14 PM |
| newest-orbital-justice | $25.00 | $25.00 | 4/9/2010 12:50:20 PM |
| TrustOne | $25.00 | $25.00 | 4/9/2010 12:53:01 PM |
| Casper00 | $25.00 | $25.00 | 4/9/2010 11:44:14 AM |
| Dabne | $25.52 | $25.52 | 4/9/2010 12:53:20 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/9/2010 12:55:17 PM |
| enthusiastic-balance5 | $74.50 | $74.50 | 4/9/2010 1:33:07 PM |
| balance-voyager | $37.57 | $37.57 | 4/9/2010 1:38:20 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/9/2010 2:03:32 PM |
| bklynborn424 | $25.00 | $25.00 | 4/9/2010 2:03:37 PM |
| fcukciti | $44.73 | $44.73 | 4/9/2010 1:10:18 PM |
| ferdberfel | $50.00 | $50.00 | 4/9/2010 1:10:44 PM |
| surfhoss644 | $25.00 | $25.00 | 4/9/2010 12:20:38 PM |
| kirkjerk | $25.00 | $25.00 | 4/9/2010 12:33:48 PM |
| salala | $25.00 | $25.00 | 4/9/2010 12:36:24 PM |
| DMCA | $36.54 | $36.54 | 4/9/2010 1:22:34 PM |
| desertoasis | $25.00 | $25.00 | 4/9/2010 2:53:12 PM |
| KrazyCelticKid | $57.67 | $57.67 | 4/9/2010 1:22:45 PM |
| teller | $25.00 | $25.00 | 4/9/2010 12:50:27 PM |
| RHIC | $25.00 | $25.00 | 4/9/2010 12:53:28 PM |
| NELNET | $36.35 | $36.35 | 4/9/2010 12:53:34 PM |
| copperfield | $25.00 | $25.00 | 4/9/2010 12:53:51 PM |
| time4aloan | $40.59 | $40.59 | 4/9/2010 12:55:13 PM |
| gold-disk | $50.00 | $50.00 | 4/9/2010 12:59:42 PM |
| tuffshorty | $25.00 | $25.00 | 4/9/2010 1:09:41 PM |
| melodious-fairness | $25.00 | $25.00 | 4/9/2010 1:09:46 PM |
| financial-frenzy | $50.00 | $50.00 | 4/9/2010 1:22:56 PM |
| boomer5 | $25.00 | $25.00 | 4/9/2010 1:33:24 PM |
| HedgeFund | $29.83 | $29.83 | 4/9/2010 1:38:17 PM |
| aasx1108 | $25.00 | $25.00 | 4/9/2010 1:57:03 PM |
| cypressdev001 | $25.00 | $25.00 | 4/9/2010 2:03:33 PM |
| Loan_4_U | $25.00 | $25.00 | 4/9/2010 2:11:47 PM |
| Lender0010 | $39.24 | $39.24 | 4/9/2010 2:45:28 PM |
| trinityed | $25.00 | $25.00 | 4/9/2010 3:39:43 PM |
| brutusbone | $25.00 | $25.00 | 4/9/2010 3:39:51 PM |
| famous-hope | $25.00 | $25.00 | 4/9/2010 3:51:19 PM |
| inventive-wealth2 | $25.00 | $25.00 | 4/9/2010 3:58:00 PM |
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:40:11 PM |
| orgy63 | $25.00 | $25.00 | 4/9/2010 5:13:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 4/9/2010 5:20:54 PM |
| gt5149c | $25.00 | $25.00 | 4/9/2010 6:51:05 PM |
| bill-expert | $25.00 | $25.00 | 4/9/2010 4:48:40 PM |
| help4u | $150.00 | $150.00 | 4/9/2010 7:23:31 PM |
| akgirlx | $25.00 | $25.00 | 4/9/2010 5:12:56 PM |
| gain-bridge | $25.00 | $25.00 | 4/9/2010 10:43:33 PM |
| mikeandcat | $41.31 | $41.31 | 4/9/2010 7:05:35 PM |
| Terapin0511 | $34.03 | $34.03 | 4/10/2010 4:29:54 AM |
| economy-river | $25.00 | $25.00 | 4/10/2010 4:46:45 AM |
| PRGuyinVA | $25.00 | $25.00 | 4/10/2010 10:38:12 AM |
| enlisted33 | $25.00 | $25.00 | 4/10/2010 11:48:44 AM |
| Artist_Blue | $25.00 | $25.00 | 4/10/2010 8:38:45 AM |
| jasperus | $25.00 | $25.00 | 4/10/2010 2:21:01 PM |
| brazilofmux | $64.38 | $64.38 | 4/10/2010 2:53:22 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/10/2010 11:55:16 AM |
| heerzaquestion | $25.00 | $25.00 | 4/11/2010 5:57:28 AM |
| UofCMaroon | $25.00 | $25.00 | 4/11/2010 5:58:41 AM |
| supersarah61 | $25.00 | $25.00 | 4/10/2010 4:43:41 PM |
| FmrEngr2Phd | $25.00 | $25.00 | 4/11/2010 9:28:01 AM |
| Moody26 | $25.00 | $25.00 | 4/10/2010 9:01:24 PM |
| BlindJoeDeath | $25.00 | $25.00 | 4/10/2010 11:38:43 PM |
| reflective-rupee | $25.00 | $25.00 | 4/11/2010 11:42:10 AM |
| helpinghand63 | $50.00 | $50.00 | 4/11/2010 2:10:55 PM |
| GElender | $43.96 | $43.96 | 4/11/2010 10:48:22 AM |
| kmr2 | $250.00 | $250.00 | 4/11/2010 11:12:53 AM |
| reflective-rupee | $100.00 | $100.00 | 4/11/2010 11:41:53 AM |
| miamibeachloaner | $25.00 | $25.00 | 4/11/2010 1:39:25 PM |
| ijspence | $25.00 | $25.00 | 4/11/2010 2:43:39 PM |
| 263 bids
|
Borrower Payment Dependent Notes Series
453085
This series of Notes was issued and sold upon the funding of the borrower loan #41860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,250.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-10-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $104.87 |
|
Final lender yield:
| 8.20% |
Final borrower rate/APR:
| 9.20% / 11.30% |
Final monthly payment:
| $103.65 |
| |
|
Auction yield range:
| 4.04% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 7% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 11m |
|
Credit score:
| 740-759 (Apr-2010) |
Total credit lines:
| 9 |
Occupation: | Nurse (RN) |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $33 | Stated income: | $50,000-$74,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 1% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| nixicat |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RN to BSN college completion
Purpose of loan:
This loan will be used to complete my Bachelor's Degree in Nursing.? I already have a nursing diploma that allows me to work as an RN, but I would like to further my education so that I can provide even better care to my patients.
My financial situation:
I am a good candidate for this loan because I am careful with money.? I've paid off my credit cards, and probably have just about $100 on them at the present time.? That is basically all my debt besides my mortgage ($784/month 30y fixed)? and a real-estate related instalment loan ($116/month 2 years remaining).? After taxes and deductions, my take home pay is around $2500-$3500 per month, depending on how much overtime I've put in.??
I have selected the most affordable program that I could find, and arranged with my employer to reimburse half of the cost upon completion of the term.?? I have almost enough available in savings and investments to just pay the tuition out of pocket, but I would prefer not to empty my emergency fund.? Alternatively, I could just wait a couple more months and save aggressively, but I've been accepted to the program now, and I'd rather not wait to begin.?? I will pay for the next term out of pocket, but in order to be able to begin now, I find it most prudent to request a loan.
It is such a small sum that I'd rather not bother with seeking a federally backed loan.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| p2p_banker | $25.00 | $25.00 | 4/8/2010 4:01:27 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/8/2010 4:01:47 PM |
| calessabay | $25.00 | $25.00 | 4/8/2010 4:01:57 PM |
| acropiloterau2002 | $25.00 | $25.00 | 4/8/2010 4:15:02 PM |
| dumbass | $25.00 | $25.00 | 4/8/2010 4:15:28 PM |
| Railbird | $25.00 | $25.00 | 4/8/2010 4:15:39 PM |
| secretidentity | $25.00 | $25.00 | 4/8/2010 4:16:12 PM |
| wgc | $25.00 | $25.00 | 4/8/2010 4:16:29 PM |
| synergy4all | $25.00 | $25.00 | 4/8/2010 4:15:20 PM |
| ets2011 | $25.00 | $25.00 | 4/8/2010 4:22:41 PM |
| zyztemboy | $25.00 | $25.00 | 4/8/2010 4:23:10 PM |
| thegreatone | $27.88 | $27.88 | 4/8/2010 4:23:21 PM |
| langdonx | $25.00 | $25.00 | 4/8/2010 4:18:27 PM |
| blukestrel | $25.00 | $25.00 | 4/8/2010 4:19:28 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/8/2010 4:12:29 PM |
| Boxhead | $25.00 | $25.00 | 4/8/2010 4:15:11 PM |
| Tasmir | $25.00 | $25.00 | 4/8/2010 4:16:26 PM |
| OLYVRC | $25.00 | $25.00 | 4/8/2010 4:18:49 PM |
| thedoctor | $90.00 | $90.00 | 4/8/2010 4:29:22 PM |
| ADenny | $25.00 | $25.00 | 4/8/2010 4:19:07 PM |
| mjm77_1 | $25.00 | $25.00 | 4/8/2010 4:19:17 PM |
| mizon291 | $50.00 | $50.00 | 4/8/2010 4:30:21 PM |
| life-is-great | $25.00 | $25.00 | 4/8/2010 4:31:12 PM |
| delicious-social132 | $40.00 | $40.00 | 4/8/2010 4:31:39 PM |
| mizount | $25.00 | $25.00 | 4/8/2010 4:23:05 PM |
| Barak | $40.00 | $40.00 | 4/8/2010 4:33:07 PM |
| heavenly-repayment4 | $25.00 | $25.00 | 4/8/2010 4:33:11 PM |
| Avala | $50.00 | $50.00 | 4/8/2010 4:32:18 PM |
| meenan | $25.00 | $25.00 | 4/8/2010 4:33:05 PM |
| integrity-doctor | $100.00 | $100.00 | 4/8/2010 4:33:21 PM |
| stable-nickel | $200.00 | $181.10 | 4/8/2010 4:33:34 PM |
| Castellan | $25.00 | $25.00 | 4/8/2010 4:28:50 PM |
| mnmcarve | $25.00 | $25.00 | 4/8/2010 4:29:20 PM |
| Thunderswan | $50.00 | $50.00 | 4/8/2010 4:30:37 PM |
| nickel-ferret | $25.00 | $25.00 | 4/8/2010 4:30:44 PM |
| torion | $25.00 | $25.00 | 4/8/2010 4:32:08 PM |
| dinero-speaker | $25.00 | $25.00 | 4/8/2010 4:32:52 PM |
| xyzlmno | $25.00 | $25.00 | 4/8/2010 4:33:01 PM |
| GoGators01 | $25.00 | $25.00 | 4/8/2010 4:58:06 PM |
| adventure0 | $75.00 | $75.00 | 4/8/2010 7:23:23 PM |
| zippy-revenue8 | $25.00 | $25.00 | 4/8/2010 5:41:59 PM |
| interstellar | $50.00 | $50.00 | 4/9/2010 11:08:48 AM |
| TheWainer | $50.00 | $50.00 | 4/9/2010 12:41:55 PM |
| justin323 | $30.00 | $30.00 | 4/9/2010 7:02:24 PM |
| turbospeed | $25.00 | $25.00 | 4/9/2010 7:07:51 PM |
| 1fairlender | $100.00 | $100.00 | 4/10/2010 6:18:33 AM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 4:01:42 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 4:02:01 PM |
| favorable-order8 | $25.00 | $25.00 | 4/8/2010 4:12:05 PM |
| Saver84 | $25.00 | $25.00 | 4/8/2010 4:01:23 PM |
| outwish | $25.00 | $25.00 | 4/8/2010 4:15:35 PM |
| bradwill | $49.58 | $49.58 | 4/8/2010 4:16:09 PM |
| kenji4861 | $25.00 | $25.00 | 4/8/2010 4:16:51 PM |
| Mark-O-Polo | $25.00 | $25.00 | 4/8/2010 4:15:15 PM |
| Kame | $25.00 | $25.00 | 4/8/2010 4:19:15 PM |
| Hutpit | $41.33 | $41.33 | 4/8/2010 4:16:07 PM |
| unique-order8 | $25.00 | $25.00 | 4/8/2010 4:22:39 PM |
| reinforced-reward | $25.00 | $25.00 | 4/8/2010 4:23:12 PM |
| rjblack | $26.11 | $26.11 | 4/8/2010 4:18:29 PM |
| Cluvnupe06 | $25.00 | $25.00 | 4/8/2010 4:18:48 PM |
| peaceful-agreement2 | $25.00 | $25.00 | 4/8/2010 4:20:04 PM |
| Emgolda | $25.00 | $25.00 | 4/8/2010 4:20:44 PM |
| phillipd48 | $25.00 | $25.00 | 4/8/2010 4:10:49 PM |
| Westerly | $50.00 | $50.00 | 4/8/2010 4:22:20 PM |
| Cherrypicker06 | $25.00 | $25.00 | 4/8/2010 4:23:03 PM |
| Trigirl23 | $25.00 | $25.00 | 4/8/2010 4:23:08 PM |
| Barbaro | $25.00 | $25.00 | 4/8/2010 4:23:19 PM |
| keydet99 | $25.00 | $25.00 | 4/8/2010 4:16:16 PM |
| turbine5 | $40.00 | $40.00 | 4/8/2010 4:18:51 PM |
| TK4 | $25.00 | $25.00 | 4/8/2010 4:19:20 PM |
| morpholog | $25.00 | $25.00 | 4/8/2010 4:29:36 PM |
| don8ter | $60.00 | $60.00 | 4/8/2010 4:29:46 PM |
| kid8549 | $25.00 | $25.00 | 4/8/2010 4:30:06 PM |
| sloak | $25.00 | $25.00 | 4/8/2010 4:20:23 PM |
| investment-network | $25.00 | $25.00 | 4/8/2010 4:30:49 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 4:30:57 PM |
| kchen486 | $25.00 | $25.00 | 4/8/2010 4:31:21 PM |
| Dreamconnection | $25.00 | $25.00 | 4/8/2010 4:31:27 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/8/2010 4:31:45 PM |
| ddog0224 | $25.00 | $25.00 | 4/8/2010 4:32:45 PM |
| euro-starter | $25.00 | $25.00 | 4/8/2010 4:33:09 PM |
| ideal-penny8 | $25.00 | $25.00 | 4/8/2010 4:31:32 PM |
| community-saver158 | $50.00 | $50.00 | 4/8/2010 4:33:32 PM |
| inspired-contract9 | $50.00 | $50.00 | 4/8/2010 4:31:36 PM |
| hrubinst | $25.00 | $25.00 | 4/8/2010 4:31:58 PM |
| skuba | $50.00 | $50.00 | 4/8/2010 4:28:48 PM |
| radforj22 | $25.00 | $25.00 | 4/8/2010 4:30:31 PM |
| Tai | $25.00 | $25.00 | 4/8/2010 4:30:41 PM |
| rescue | $100.00 | $100.00 | 4/8/2010 4:33:29 PM |
| RandyL3 | $99.00 | $99.00 | 4/8/2010 4:40:31 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 4/8/2010 7:15:43 PM |
| freetolive | $25.00 | $25.00 | 4/9/2010 7:50:17 PM |
| 92 bids
|
Borrower Payment Dependent Notes Series
453101
This series of Notes was issued and sold upon the funding of the borrower loan #41875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-06-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $195.33 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $185.82 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 2 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 14
/
11 | Length of status: | 5y 7m |
|
Credit score:
| 720-739 (Mar-2010) |
Total credit lines:
| 36 |
Occupation: | Skilled Labor |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $13,667 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 62% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| ih8jocks1692 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Oct-2009)
760-779
(Apr-2008)
760-779
(Feb-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
credit cards
Purpose of loan:
This loan will be used to?
f8uther my portfolio
My financial situation:
I am a good candidate for this loan because?i have used prosper before and never missed a payment
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 4/6/2010 4:33:26 PM |
| Yomain | $45.00 | $45.00 | 4/6/2010 5:05:21 PM |
| god_is_great | $25.00 | $25.00 | 4/6/2010 4:44:17 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/6/2010 5:43:33 PM |
| caseattle | $25.00 | $25.00 | 4/6/2010 6:33:29 PM |
| Bank_Of_XL | $100.00 | $100.00 | 4/7/2010 2:51:21 PM |
| Aberdeen | $400.00 | $400.00 | 4/7/2010 6:23:05 PM |
| Sol_Invictus | $25.00 | $25.00 | 4/8/2010 9:17:57 AM |
| Ven58 | $25.00 | $25.00 | 4/8/2010 7:44:06 AM |
| divine940 | $25.00 | $25.00 | 4/8/2010 12:22:20 PM |
| econgineer | $25.23 | $25.23 | 4/8/2010 12:40:50 PM |
| _SCI_ | $25.00 | $25.00 | 4/9/2010 1:57:34 AM |
| order-bee1 | $75.00 | $75.00 | 4/9/2010 2:13:44 PM |
| CommerciaLender | $25.00 | $25.00 | 4/10/2010 8:41:47 AM |
| felicity-daydream | $50.00 | $50.00 | 4/10/2010 8:32:31 AM |
| twjh | $25.00 | $25.00 | 4/10/2010 8:56:30 AM |
| JerryB96 | $25.00 | $25.00 | 4/11/2010 5:50:50 PM |
| allbalooboy2 | $100.00 | $100.00 | 4/11/2010 6:04:34 PM |
| loanman2007 | $150.00 | $150.00 | 4/12/2010 6:00:08 AM |
| d_grbg | $25.00 | $25.00 | 4/12/2010 12:02:57 PM |
| JJ-Loans | $50.00 | $50.00 | 4/12/2010 1:32:45 PM |
| jcw3rd | $25.00 | $25.00 | 4/12/2010 5:24:45 PM |
| wealth-samaritan2 | $75.00 | $75.00 | 4/12/2010 6:36:27 PM |
| twerns | $40.00 | $40.00 | 4/12/2010 7:35:34 PM |
| best-credit-sushi | $25.00 | $25.00 | 4/12/2010 10:53:10 PM |
| DasMula | $25.00 | $25.00 | 4/12/2010 10:49:24 PM |
| reliable-silver7 | $25.00 | $25.00 | 4/12/2010 5:25:42 PM |
| CaliforniaSun | $25.00 | $25.00 | 4/12/2010 5:57:25 PM |
| Ogerta | $322.55 | $42.33 | 4/12/2010 6:42:13 PM |
| MattProsper | $40.00 | $40.00 | 4/12/2010 8:22:55 PM |
| Leopoldine | $25.00 | $25.00 | 4/12/2010 9:53:46 PM |
| mhotchan | $100.00 | $100.00 | 4/12/2010 10:24:55 PM |
| hektek22 | $25.00 | $25.00 | 4/13/2010 8:59:05 AM |
| principal-star | $25.00 | $25.00 | 4/13/2010 9:52:08 AM |
| 113121 | $50.00 | $50.00 | 4/13/2010 10:55:54 AM |
| 113121 | $25.00 | $25.00 | 4/13/2010 10:57:14 AM |
| Free-the-usa-1776 | $25.00 | $25.00 | 4/13/2010 12:02:42 PM |
| balance-chestnut | $50.00 | $50.00 | 4/13/2010 3:35:05 PM |
| Your_Bank | $50.00 | $50.00 | 4/13/2010 4:08:26 PM |
| integrity-doctor | $100.00 | $100.00 | 4/13/2010 12:15:52 PM |
| TakeCare | $50.00 | $50.00 | 4/13/2010 4:09:06 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 4/13/2010 4:15:09 PM |
| us957165 | $25.00 | $25.00 | 4/13/2010 3:20:33 PM |
| wwwUniversal | $25.00 | $25.00 | 4/13/2010 3:56:54 PM |
| MrCoffee | $36.37 | $36.37 | 4/13/2010 3:57:20 PM |
| Your_Bank | $75.00 | $75.00 | 4/13/2010 4:09:25 PM |
| Nerdster1 | $25.00 | $25.00 | 4/13/2010 4:20:10 PM |
| income-fortress | $25.00 | $25.00 | 4/6/2010 4:34:03 PM |
| JustMee | $25.00 | $25.00 | 4/6/2010 5:31:16 PM |
| wphmd | $25.00 | $25.00 | 4/7/2010 4:12:41 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 4/7/2010 10:10:10 PM |
| Loan_Stranger | $50.00 | $50.00 | 4/8/2010 9:51:17 PM |
| KapitalX | $25.00 | $25.00 | 4/9/2010 2:08:46 AM |
| ChazM1980 | $25.00 | $25.00 | 4/9/2010 8:45:12 AM |
| clemclan | $25.00 | $25.00 | 4/9/2010 10:57:42 AM |
| IrrationalPi | $25.00 | $25.00 | 4/9/2010 1:48:40 PM |
| cognizant-rate732 | $50.00 | $50.00 | 4/9/2010 3:58:12 PM |
| reflective-rupee | $50.00 | $50.00 | 4/10/2010 8:53:11 AM |
| WILender2 | $25.00 | $25.00 | 4/11/2010 6:51:47 AM |
| freedom3 | $1,000.00 | $1,000.00 | 4/11/2010 1:36:05 PM |
| vigilance-searcher | $25.00 | $25.00 | 4/11/2010 6:21:41 PM |
| charitycoon | $100.00 | $100.00 | 4/11/2010 7:48:25 PM |
| Kash2010lu | $25.00 | $25.00 | 4/11/2010 7:27:13 PM |
| investment-daydream | $25.00 | $25.00 | 4/12/2010 10:14:52 AM |
| fair_rates | $25.00 | $25.00 | 4/12/2010 11:47:51 AM |
| MStackIV | $25.36 | $25.36 | 4/12/2010 12:03:27 PM |
| RKLFinancial | $51.62 | $51.62 | 4/12/2010 4:58:29 PM |
| investment-cluster | $25.00 | $25.00 | 4/12/2010 5:40:47 PM |
| clemclan | $25.00 | $25.00 | 4/12/2010 9:20:03 PM |
| money-baron | $25.69 | $25.69 | 4/12/2010 10:22:29 PM |
| farchoir | $25.00 | $25.00 | 4/12/2010 8:22:58 PM |
| silvercertificate | $25.00 | $25.00 | 4/13/2010 6:10:20 AM |
| vutah | $25.00 | $25.00 | 4/13/2010 7:29:42 AM |
| Tahoeman | $25.00 | $25.00 | 4/13/2010 8:05:40 AM |
| credit-coach118 | $75.00 | $75.00 | 4/13/2010 8:50:14 AM |
| 113121 | $75.00 | $75.00 | 4/13/2010 10:55:10 AM |
| Gaelicman | $100.00 | $100.00 | 4/13/2010 10:56:06 AM |
| calbertrand | $50.00 | $50.00 | 4/13/2010 7:39:48 AM |
| ChewyZ | $25.00 | $25.00 | 4/13/2010 11:57:23 AM |
| ronin4sale | $25.00 | $25.00 | 4/13/2010 10:50:07 AM |
| Skeptical-one | $25.00 | $25.00 | 4/13/2010 4:03:55 PM |
| exciting-fairness | $200.00 | $200.00 | 4/13/2010 3:56:17 PM |
| Cornelian | $36.11 | $36.11 | 4/13/2010 4:22:09 PM |
| serene-capital | $50.00 | $50.00 | 4/13/2010 1:00:43 PM |
| top-courteous-peso | $25.00 | $25.00 | 4/13/2010 2:19:03 PM |
| principal-star | $25.00 | $25.00 | 4/13/2010 2:40:53 PM |
| Mikale360 | $25.00 | $25.00 | 4/13/2010 3:29:03 PM |
| friendinmoney | $42.29 | $42.29 | 4/13/2010 3:59:07 PM |
| benefit-trident | $25.00 | $25.00 | 4/13/2010 4:03:53 PM |
| 89 bids
|
Borrower Payment Dependent Notes Series
453105
This series of Notes was issued and sold upon the funding of the borrower loan #41884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-09-2010 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $234.39 |
|
Final lender yield:
| 21.55% |
Final borrower rate/APR:
| 22.55% / 24.82% |
Final monthly payment:
| $230.85 |
| |
|
Auction yield range:
| 8.04% - 22.68% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.04% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 9% |
|
Basic (1-10):
| 8 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 1m |
|
Credit score:
| 720-739 (Apr-2010) |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $10,909 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 91% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| nimble-interest349 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? pay off credit cards that accumulated from a family vacation 5 years ago and have not gone away.
My financial situation:
I am a good candidate for this loan because? my income if very high, and my spouse is gamefully employed, but I have one son in college and another headed off in August.? All liquid cash has been used for tuition.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Monthly income/expenses? Credit card debt/interest rates? Other debt? - Trakissta
A:
Thanks for the questions: monthly income (after tax)/expenses = 14,301/8,700. The "excess" goes to college tuition and mandatory retirement plan. Credit card debt = $11,000 @ 29%. Other debt includes $23,000 of student loans and roughly $20,000 in auto financing for two cars.
(Apr-09-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Phantom99 | $25.00 | $25.00 | 4/8/2010 4:01:44 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 4:02:00 PM |
| favorable-order8 | $25.00 | $25.00 | 4/8/2010 4:14:16 PM |
| sloak | $25.00 | $25.00 | 4/8/2010 4:20:22 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 4:30:56 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/8/2010 4:32:34 PM |
| loan_doctor | $25.00 | $25.00 | 4/8/2010 4:31:01 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/8/2010 4:33:13 PM |
| mmckune | $25.00 | $25.00 | 4/8/2010 4:33:51 PM |
| Thunderswan | $50.00 | $50.00 | 4/8/2010 4:34:05 PM |
| ddog0224 | $25.00 | $25.00 | 4/8/2010 4:32:44 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/8/2010 4:34:33 PM |
| charming-point | $300.00 | $300.00 | 4/8/2010 4:35:44 PM |
| nickel-ferret | $25.00 | $25.00 | 4/8/2010 4:34:10 PM |
| euro-starter | $25.00 | $25.00 | 4/8/2010 4:34:49 PM |
| Dap2005 | $25.00 | $25.00 | 4/8/2010 4:35:09 PM |
| impressive-loan | $350.00 | $350.00 | 4/8/2010 4:30:03 PM |
| shrewd-deal | $25.00 | $25.00 | 4/8/2010 4:35:59 PM |
| income-fortress | $25.00 | $25.00 | 4/8/2010 4:31:08 PM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 4:41:17 PM |
| Supernick | $50.00 | $50.00 | 4/8/2010 4:36:51 PM |
| CO80487 | $25.00 | $25.00 | 4/8/2010 4:37:12 PM |
| TCR3 | $25.00 | $25.00 | 4/8/2010 5:05:02 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/8/2010 4:39:38 PM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 4:41:06 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:14 PM |
| stollcm | $25.00 | $25.00 | 4/8/2010 8:17:55 PM |
| r0b3m4n | $25.00 | $25.00 | 4/8/2010 5:06:28 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/8/2010 5:06:50 PM |
| _SCI_ | $25.00 | $25.00 | 4/9/2010 5:42:23 AM |
| bowdish1 | $50.00 | $50.00 | 4/9/2010 7:14:27 AM |
| vivid-loot | $25.00 | $25.00 | 4/9/2010 8:46:37 AM |
| Bank_Of_XL | $100.00 | $100.00 | 4/9/2010 7:51:13 AM |
| dmfog | $25.00 | $25.00 | 4/9/2010 8:19:26 AM |
| peerlender | $30.00 | $30.00 | 4/8/2010 10:28:00 PM |
| 1phantom | $50.00 | $50.00 | 4/9/2010 8:53:28 AM |
| the-profit-oracle | $25.00 | $25.00 | 4/9/2010 1:32:05 AM |
| Malkial | $25.00 | $25.00 | 4/9/2010 9:33:50 AM |
| SDNLR | $25.00 | $25.00 | 4/9/2010 9:36:25 AM |
| ms48105 | $25.00 | $25.00 | 4/9/2010 9:38:38 AM |
| chestnut4 | $25.00 | $25.00 | 4/9/2010 9:28:14 AM |
| zebra806 | $25.00 | $25.00 | 4/9/2010 9:39:01 AM |
| laudable-balance | $25.00 | $25.00 | 4/9/2010 9:28:19 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 9:34:16 AM |
| ahansen | $25.00 | $25.00 | 4/9/2010 9:49:33 AM |
| asset-professor | $36.13 | $36.13 | 4/9/2010 9:51:38 AM |
| rolex77 | $25.00 | $25.00 | 4/9/2010 10:02:27 AM |
| BarginSellerdotcom | $25.00 | $25.00 | 4/9/2010 9:36:07 AM |
| TheJunker | $25.00 | $25.00 | 4/9/2010 10:04:56 AM |
| dynrep | $25.00 | $25.00 | 4/9/2010 9:38:58 AM |
| DasCoon | $50.00 | $50.00 | 4/9/2010 10:14:27 AM |
| matt_2006 | $25.00 | $25.00 | 4/9/2010 10:34:06 AM |
| Enjoying_Life | $25.00 | $25.00 | 4/9/2010 10:04:16 AM |
| bewitching-asset3 | $25.00 | $25.00 | 4/9/2010 10:44:33 AM |
| Cheburashka | $25.00 | $25.00 | 4/9/2010 9:23:06 AM |
| jaynlana | $25.00 | $25.00 | 4/9/2010 10:24:17 AM |
| LMM1 | $25.00 | $25.00 | 4/9/2010 9:28:17 AM |
| MissionMicroFinance | $25.00 | $25.00 | 4/9/2010 10:33:22 AM |
| b2006 | $25.00 | $25.00 | 4/9/2010 10:50:04 AM |
| Dharvesi | $25.00 | $25.00 | 4/9/2010 11:11:12 AM |
| Syndication | $25.00 | $25.00 | 4/9/2010 10:51:08 AM |
| harmonious-revenue7 | $50.00 | $50.00 | 4/9/2010 11:11:40 AM |
| social-turtle4 | $25.00 | $25.00 | 4/9/2010 9:34:45 AM |
| skiforglory | $25.00 | $25.00 | 4/9/2010 11:20:27 AM |
| RG | $25.00 | $25.00 | 4/9/2010 10:52:10 AM |
| life-is-great | $25.00 | $25.00 | 4/9/2010 11:25:36 AM |
| Bobafet | $25.00 | $25.00 | 4/9/2010 10:53:00 AM |
| teller | $25.00 | $25.00 | 4/9/2010 11:44:29 AM |
| Clambake | $43.06 | $43.06 | 4/9/2010 11:11:33 AM |
| Aaron_Oz | $25.00 | $25.00 | 4/9/2010 11:20:08 AM |
| jonn834 | $25.00 | $25.00 | 4/9/2010 11:23:18 AM |
| QuinMccoy | $25.00 | $25.00 | 4/9/2010 11:25:23 AM |
| elegant-bonus | $25.00 | $25.00 | 4/9/2010 11:25:49 AM |
| bid-papyrus | $25.00 | $25.00 | 4/9/2010 10:33:10 AM |
| SF2Berlin | $25.00 | $25.00 | 4/9/2010 11:35:13 AM |
| bonFire8 | $25.00 | $25.00 | 4/9/2010 11:35:45 AM |
| Whipster | $25.00 | $25.00 | 4/9/2010 10:45:27 AM |
| Picopie | $45.76 | $45.76 | 4/9/2010 11:37:32 AM |
| rolandweary | $30.00 | $30.00 | 4/9/2010 10:49:17 AM |
| rwelle | $25.00 | $25.00 | 4/9/2010 11:44:01 AM |
| yenlowang | $25.00 | $25.00 | 4/9/2010 12:00:10 PM |
| PaulW | $25.00 | $25.00 | 4/9/2010 10:56:15 AM |
| syberhat | $26.66 | $26.66 | 4/9/2010 12:17:37 PM |
| Kulchar | $49.12 | $36.41 | 4/9/2010 12:20:08 PM |
| ClearLake | $25.00 | $25.00 | 4/9/2010 11:23:25 AM |
| chicco | $39.81 | $39.81 | 4/9/2010 11:25:37 AM |
| LandE2BG | $25.00 | $25.00 | 4/9/2010 11:26:10 AM |
| cyberperception | $25.00 | $25.00 | 4/9/2010 11:34:31 AM |
| Dutchhunter | $42.62 | $42.62 | 4/9/2010 11:44:55 AM |
| slartibardfast | $25.00 | $25.00 | 4/8/2010 4:02:03 PM |
| satisfying-durability | $25.00 | $25.00 | 4/8/2010 4:11:34 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/8/2010 4:12:36 PM |
| hrubinst | $25.00 | $25.00 | 4/8/2010 4:31:59 PM |
| torion | $25.00 | $25.00 | 4/8/2010 4:32:07 PM |
| delicious-social132 | $25.00 | $25.00 | 4/8/2010 4:32:24 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/8/2010 4:32:59 PM |
| robot777 | $40.00 | $40.00 | 4/8/2010 4:31:03 PM |
| YoungTaxMan | $50.00 | $50.00 | 4/8/2010 4:34:02 PM |
| radforj22 | $25.00 | $25.00 | 4/8/2010 4:34:28 PM |
| caseattle | $25.00 | $25.00 | 4/8/2010 4:36:59 PM |
| unassassinable | $25.00 | $25.00 | 4/8/2010 4:35:53 PM |
| mercuriant | $25.00 | $25.00 | 4/8/2010 4:39:17 PM |
| lagnisiruk | $25.00 | $25.00 | 4/8/2010 4:39:24 PM |
| Avala | $50.00 | $50.00 | 4/8/2010 4:32:18 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/8/2010 4:39:03 PM |
| dinero-speaker | $25.00 | $25.00 | 4/8/2010 4:32:51 PM |
| integrity-doctor | $100.00 | $100.00 | 4/8/2010 4:33:20 PM |
| logical-reward8 | $25.00 | $25.00 | 4/8/2010 4:34:19 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/8/2010 4:35:27 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/8/2010 4:39:57 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 4:41:11 PM |
| Zingaro | $25.00 | $25.00 | 4/8/2010 9:15:41 PM |
| Havana21 | $50.00 | $50.00 | 4/8/2010 11:17:54 PM |
| SolarMoonshine | $25.00 | $25.00 | 4/8/2010 6:03:51 PM |
| Aimvest | $25.00 | $25.00 | 4/9/2010 7:08:00 AM |
| Rivervale_Westwood | $25.00 | $25.00 | 4/9/2010 9:27:57 AM |
| saysana | $25.00 | $25.00 | 4/9/2010 9:33:31 AM |
| bold-principal-thinker | $25.00 | $25.00 | 4/9/2010 9:35:49 AM |
| coup173 | $25.00 | $25.00 | 4/9/2010 9:23:07 AM |
| coin-investor | $25.00 | $25.00 | 4/9/2010 9:28:05 AM |
| movistar | $25.00 | $25.00 | 4/9/2010 9:38:59 AM |
| Greenbak | $25.00 | $25.00 | 4/9/2010 9:28:15 AM |
| Nascar1 | $25.00 | $25.00 | 4/9/2010 9:39:02 AM |
| kirkmountain | $25.00 | $25.00 | 4/9/2010 9:44:58 AM |
| Orca-man | $25.00 | $25.00 | 4/9/2010 9:47:52 AM |
| Tapu22 | $25.00 | $25.00 | 4/9/2010 10:01:48 AM |
| HedgeFund | $26.86 | $26.86 | 4/9/2010 10:04:31 AM |
| helpinghand63 | $50.00 | $50.00 | 4/9/2010 9:38:45 AM |
| useful-p2ploan | $50.00 | $50.00 | 4/9/2010 9:39:05 AM |
| LAM26 | $25.00 | $25.00 | 4/9/2010 10:12:50 AM |
| supreme-hope | $25.00 | $25.00 | 4/9/2010 10:14:37 AM |
| ichibon | $100.00 | $100.00 | 4/9/2010 8:54:08 AM |
| currency-sergeant | $25.00 | $25.00 | 4/9/2010 10:18:21 AM |
| treasure-bliss | $28.24 | $28.24 | 4/9/2010 10:18:47 AM |
| responsibility-mulberry | $25.00 | $25.00 | 4/9/2010 9:03:10 AM |
| anton | $26.74 | $26.74 | 4/9/2010 9:45:19 AM |
| newest-orbital-justice | $25.00 | $25.00 | 4/9/2010 10:34:10 AM |
| najmn103 | $25.00 | $25.00 | 4/9/2010 10:04:29 AM |
| innocent-loot | $25.00 | $25.00 | 4/9/2010 10:18:22 AM |
| TheBestDad | $25.00 | $25.00 | 4/9/2010 9:28:20 AM |
| smart-leverage7 | $25.00 | $25.00 | 4/9/2010 9:33:57 AM |
| junctionking | $25.00 | $25.00 | 4/9/2010 11:07:19 AM |
| MO_Investor | $25.00 | $25.00 | 4/9/2010 9:34:36 AM |
| jengachamp | $25.00 | $25.00 | 4/9/2010 11:11:37 AM |
| LoveLife45 | $25.00 | $25.00 | 4/9/2010 11:20:05 AM |
| Tikibarman | $50.00 | $50.00 | 4/9/2010 9:35:30 AM |
| loan-fate | $25.00 | $25.00 | 4/9/2010 10:56:21 AM |
| loan-machine1 | $25.00 | $25.00 | 4/9/2010 9:38:32 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 4/9/2010 9:39:03 AM |
| walabie | $25.00 | $25.00 | 4/9/2010 11:35:10 AM |
| miamibeachloaner | $25.00 | $25.00 | 4/9/2010 11:39:37 AM |
| lounges | $25.00 | $25.00 | 4/9/2010 9:45:09 AM |
| blazing-loan1 | $25.00 | $25.00 | 4/9/2010 9:45:21 AM |
| azarael | $25.00 | $25.00 | 4/9/2010 11:05:39 AM |
| financialsteward123 | $25.00 | $25.00 | 4/9/2010 11:06:23 AM |
| flopcat | $25.00 | $25.00 | 4/9/2010 11:08:28 AM |
| balance-voyager | $100.00 | $100.00 | 4/9/2010 11:11:17 AM |
| SeaDevil | $25.82 | $25.82 | 4/9/2010 11:11:36 AM |
| CarDealer3070 | $25.00 | $25.00 | 4/9/2010 10:14:36 AM |
| kanakakm | $25.00 | $25.00 | 4/9/2010 11:23:19 AM |
| jammers | $25.00 | $25.00 | 4/9/2010 11:23:24 AM |
| runner262 | $25.00 | $25.00 | 4/9/2010 11:25:30 AM |
| blissful-note7 | $25.00 | $25.00 | 4/9/2010 12:17:32 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/9/2010 10:26:17 AM |
| nanda | $25.00 | $25.00 | 4/9/2010 10:34:05 AM |
| colorunner | $25.00 | $25.00 | 4/9/2010 10:38:51 AM |
| desertoasis | $25.00 | $25.00 | 4/9/2010 10:44:34 AM |
| Trolley08 | $25.00 | $25.00 | 4/9/2010 11:36:18 AM |
| Katburg | $26.56 | $26.56 | 4/9/2010 11:37:31 AM |
| klinebarger | $25.00 | $25.00 | 4/9/2010 10:49:31 AM |
| Northsider | $25.00 | $25.00 | 4/9/2010 11:43:59 AM |
| Dave0 | $25.00 | $25.00 | 4/9/2010 10:50:56 AM |
| cashhelp | $25.00 | $25.00 | 4/9/2010 10:52:14 AM |
| chief_wo | $25.00 | $25.00 | 4/9/2010 10:56:09 AM |
| mebobeh | $25.00 | $25.00 | 4/9/2010 12:15:40 PM |
| fiddlerzvi | $40.33 | $40.33 | 4/9/2010 12:20:06 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/9/2010 11:11:30 AM |
| BuffetRocks | $50.00 | $50.00 | 4/9/2010 11:39:42 AM |
| Doodlemeyer | $25.00 | $25.00 | 4/9/2010 12:14:59 PM |
| point-promiser | $25.00 | $25.00 | 4/9/2010 12:16:23 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
453179
This series of Notes was issued and sold upon the funding of the borrower loan #41763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $188.53 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $185.56 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 14% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 5 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 0m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $29,506 | Stated income: | $100,000+ |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 80% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| green-urbane-payout |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan: This loan will be used to pay off my high interest credit cards. The balance accumulated in my credit cards were due to medical(individual plan)?& childcare expenses incurred during the birth of my two children in last three years. With this loan I will pay off one of my credit card by half which will ease out repayment of balance debts.
My financial situation: I am a good candidate for this loan because I work in a responsible position in IT dept of a reputable company & earn pretty good remuneration.Also my wife is planning on getting into?a job which will definitely help in improving our financial situation. After joining my current employer, I have started availing group health plan which has vastly helped me in reducing?my monthly health insurance premium & deductibles. I have an excellent track record of paying off any dues on time.
Monthly net income: $ 7060
Monthly expenses: $ 5000??
Housing(Rent): $ 1550??
Insurance(Car): $??? 80??
Car expenses(loan+gas): $?400???
Utilities: $ 200??
Phone, cable, internet: $ 200??
Food, entertainment: $?500??
Clothing, household expenses $ 500??
Credit cards and other loans: $ 870??
Other expenses: $ 700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lounges | $25.00 | $25.00 | 4/7/2010 4:27:08 PM |
| Nerdster1 | $25.00 | $25.00 | 4/7/2010 4:47:34 PM |
| loan_doctor | $25.00 | $25.00 | 4/7/2010 4:47:39 PM |
| income-fortress | $25.00 | $25.00 | 4/7/2010 4:47:49 PM |
| ddog0224 | $25.00 | $25.00 | 4/7/2010 4:49:12 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/7/2010 4:49:30 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/7/2010 4:49:48 PM |
| dinero-speaker | $25.00 | $25.00 | 4/7/2010 4:49:20 PM |
| sloak | $25.00 | $25.00 | 4/7/2010 4:43:58 PM |
| Thunderswan | $50.00 | $50.00 | 4/7/2010 4:50:48 PM |
| cablenews | $25.00 | $25.00 | 4/7/2010 4:50:37 PM |
| radforj22 | $25.00 | $25.00 | 4/7/2010 4:51:14 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/7/2010 4:52:46 PM |
| torion | $25.00 | $25.00 | 4/7/2010 4:48:33 PM |
| vivid-loot | $25.00 | $25.00 | 4/7/2010 4:53:01 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/7/2010 4:53:23 PM |
| integrity-doctor | $100.00 | $100.00 | 4/7/2010 4:49:56 PM |
| logical-reward8 | $25.00 | $25.00 | 4/7/2010 4:51:03 PM |
| jengachamp | $25.00 | $25.00 | 4/7/2010 4:57:54 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/7/2010 4:51:24 PM |
| elegant-bonus | $25.00 | $25.00 | 4/7/2010 4:58:35 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/7/2010 4:59:58 PM |
| unassassinable | $25.00 | $25.00 | 4/7/2010 4:53:15 PM |
| enthusiastic-balance5 | $49.21 | $49.21 | 4/7/2010 5:01:22 PM |
| BuffetRocks | $50.00 | $50.00 | 4/7/2010 4:58:17 PM |
| Bank_Of_XL | $50.00 | $50.00 | 4/7/2010 6:20:47 PM |
| TheJunker | $25.00 | $25.00 | 4/7/2010 7:37:22 PM |
| AF-Chief | $28.00 | $28.00 | 4/7/2010 7:36:16 PM |
| windtalkers | $25.00 | $25.00 | 4/7/2010 7:38:15 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/7/2010 9:04:04 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/7/2010 9:30:31 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/7/2010 11:07:53 PM |
| money-floret | $50.00 | $50.00 | 4/7/2010 7:37:10 PM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:30:12 AM |
| SeaDevil | $25.79 | $25.79 | 4/8/2010 3:31:08 AM |
| coup173 | $25.00 | $25.00 | 4/7/2010 8:55:31 PM |
| Aimvest | $25.00 | $25.00 | 4/7/2010 9:04:46 PM |
| yield-seeker | $25.00 | $25.00 | 4/8/2010 7:45:30 AM |
| Phantom99 | $25.00 | $25.00 | 4/8/2010 7:45:36 AM |
| laudable-balance | $25.00 | $25.00 | 4/8/2010 7:46:07 AM |
| najmn103 | $25.00 | $25.00 | 4/8/2010 7:45:06 AM |
| mastkeeper | $30.00 | $30.00 | 4/8/2010 8:50:54 AM |
| whois-JohnGalt | $25.00 | $25.00 | 4/8/2010 9:03:25 AM |
| HaveToWrite | $25.00 | $24.78 | 4/8/2010 9:19:02 AM |
| Nascar1 | $25.00 | $25.00 | 4/8/2010 7:03:18 AM |
| credit-wheel7 | $25.00 | $25.00 | 4/8/2010 7:45:20 AM |
| skuba | $25.00 | $25.00 | 4/8/2010 9:03:41 AM |
| kirkmountain | $25.00 | $25.00 | 4/8/2010 9:04:03 AM |
| DasMula | $25.00 | $25.00 | 4/8/2010 10:14:24 PM |
| frogperson | $100.00 | $100.00 | 4/8/2010 10:09:57 PM |
| interstellar | $50.00 | $50.00 | 4/9/2010 9:35:47 AM |
| sharp-credit | $867.51 | $867.51 | 4/10/2010 8:25:36 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 4/10/2010 4:54:03 AM |
| felicity-daydream | $75.00 | $75.00 | 4/10/2010 8:33:51 AM |
| MattProsper | $25.00 | $25.00 | 4/10/2010 6:10:12 PM |
| Imaginos1892 | $50.00 | $50.00 | 4/11/2010 10:09:32 AM |
| youthful-greenback3 | $25.00 | $25.00 | 4/11/2010 8:10:47 PM |
| troubleman50 | $50.00 | $50.00 | 4/11/2010 4:15:26 PM |
| favorable-order8 | $25.00 | $25.00 | 4/7/2010 4:27:46 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/7/2010 4:26:34 PM |
| Avala | $50.00 | $50.00 | 4/7/2010 4:48:45 PM |
| delicious-social132 | $25.00 | $25.00 | 4/7/2010 4:48:54 PM |
| mmckune | $25.00 | $25.00 | 4/7/2010 4:50:29 PM |
| nickel-ferret | $25.00 | $25.00 | 4/7/2010 4:50:55 PM |
| euro-starter | $25.00 | $25.00 | 4/7/2010 4:46:31 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/7/2010 4:52:33 PM |
| Dap2005 | $25.00 | $25.00 | 4/7/2010 4:52:07 PM |
| syounker | $25.00 | $25.00 | 4/7/2010 4:52:18 PM |
| hrubinst | $25.00 | $25.00 | 4/7/2010 4:48:21 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/7/2010 4:49:05 PM |
| Supernick | $50.00 | $50.00 | 4/7/2010 4:57:12 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/7/2010 4:51:33 PM |
| peb44 | $25.00 | $25.00 | 4/7/2010 4:52:27 PM |
| balance-voyager | $100.00 | $100.00 | 4/7/2010 4:59:04 PM |
| Dharvesi | $25.00 | $25.00 | 4/7/2010 4:59:14 PM |
| charming-point | $300.00 | $300.00 | 4/7/2010 4:53:10 PM |
| shrewd-deal | $25.00 | $25.00 | 4/7/2010 4:53:36 PM |
| Greenbak | $25.00 | $25.00 | 4/7/2010 5:01:42 PM |
| frogperson | $75.00 | $75.00 | 4/7/2010 5:01:54 PM |
| r0b3m4n | $25.00 | $25.00 | 4/7/2010 4:58:26 PM |
| CO80487 | $25.00 | $25.00 | 4/7/2010 4:59:21 PM |
| jazz619 | $25.00 | $25.00 | 4/7/2010 5:35:20 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/7/2010 5:01:11 PM |
| economy-producer | $25.00 | $25.00 | 4/7/2010 6:18:58 PM |
| HHP | $25.00 | $25.00 | 4/7/2010 5:58:17 PM |
| intelligent-yield | $25.00 | $25.00 | 4/7/2010 7:37:21 PM |
| HedgeFund | $40.00 | $40.00 | 4/7/2010 7:38:05 PM |
| cscott2007 | $25.00 | $25.00 | 4/7/2010 7:58:08 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/7/2010 5:51:02 PM |
| BinghamtonMBA06 | $25.00 | $25.00 | 4/7/2010 9:06:04 PM |
| lagnisiruk | $25.00 | $25.00 | 4/7/2010 10:08:49 PM |
| LMM1 | $25.00 | $25.00 | 4/7/2010 6:44:02 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/7/2010 7:13:10 PM |
| SaintMatthew | $25.00 | $25.00 | 4/7/2010 10:07:02 PM |
| kurg | $25.00 | $25.00 | 4/7/2010 10:38:09 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/7/2010 10:52:56 PM |
| InvestorPartners | $25.00 | $25.00 | 4/8/2010 1:38:42 AM |
| PaulW | $25.00 | $25.00 | 4/8/2010 7:09:10 AM |
| Krozy | $25.00 | $25.00 | 4/8/2010 7:45:25 AM |
| silver-philosopher | $25.00 | $25.00 | 4/8/2010 7:45:34 AM |
| asset-professor | $35.88 | $35.88 | 4/8/2010 7:44:51 AM |
| mizon291 | $50.00 | $50.00 | 4/8/2010 7:45:29 AM |
| responsibility-mulberry | $25.00 | $25.00 | 4/8/2010 7:45:56 AM |
| a-special-power | $25.00 | $25.00 | 4/8/2010 8:44:46 AM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 7:56:51 AM |
| steady-bazaar | $25.00 | $25.00 | 4/8/2010 9:03:22 AM |
| 350DGRZ | $25.00 | $25.00 | 4/8/2010 7:43:32 AM |
| fiddlerzvi | $40.14 | $40.14 | 4/8/2010 7:44:44 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 4/8/2010 7:44:53 AM |
| life-is-great | $25.00 | $25.00 | 4/8/2010 7:45:22 AM |
| CarDealer3070 | $25.00 | $25.00 | 4/8/2010 7:45:41 AM |
| 4the4ofus | $25.00 | $25.00 | 4/8/2010 7:45:59 AM |
| reflective-rupee | $25.00 | $25.00 | 4/8/2010 3:52:07 PM |
| blackstar | $25.00 | $25.00 | 4/9/2010 4:09:11 AM |
| Whipster | $25.00 | $25.00 | 4/9/2010 9:39:25 AM |
| GABC-1 | $50.00 | $50.00 | 4/9/2010 11:07:19 AM |
| Nephi | $28.69 | $28.69 | 4/10/2010 6:10:29 AM |
| LarWit1512 | $25.00 | $25.00 | 4/10/2010 1:29:32 PM |
| benefit-trident | $25.00 | $25.00 | 4/11/2010 11:30:13 AM |
| Makemony | $50.00 | $50.00 | 4/11/2010 4:27:40 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
453185
This series of Notes was issued and sold upon the funding of the borrower loan #41869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,950.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-07-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $223.92 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $223.92 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 29% |
|
Basic (1-10):
| 5 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 6m |
|
Credit score:
| 640-659 (Mar-2010) |
Total credit lines:
| 16 |
Occupation: | Social Worker |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $24,073 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 99% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| babyblue_27 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off pay day loans
Purpose of loan:
This loan will be used to pay off payday loans. My husband became severly ill approximately six months ago and could not work. We were struggling and my only option to survive was to use pay day lenders. Now these payday loans are out of control and the fees are astronomical. I soon will not be able to afford to pay them and make our bills, too. We have two young children and the stress of this situation is very hard. This loan will get our family back on track again. By paying off these payday lenders, I will save our family $1,200.00 a month.
My financial situation:
I am a good candidate for this loan because I?am able to make monthly payments. I have never missed a payment on any bill in my life.?I?currently work a full time job and part time job. I have been with my full time job almost 5 years and my part time job 10 years.?I take finances very seriously. Unfortunatley, life caught us at a bad time and I did what I felt I had to protect my family.
Monthly net income: $ 2,700.00
Monthly expenses: $ 2660.00
??Housing: $?0-my husband pays this
??Insurance: $ 135.00
??Car expenses: $ 200.00
??Utilities: $ 175.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 400.00 (1,200 in fees to payday lenders)
??Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi, you indicate you husband pays the housing, has he recovered enough to contribute to expenses? thanks - shrewd-income
A:
Yes, he has. He is working again. His income pays our housing expenses. Thank you!
(Apr-08-2010)
Q:
Is your husband working again? Thanks and best wishes. - reflective-rupee
A:
Yes, he is back to work. Thank you for your wishes! :)
(Apr-08-2010)
Q:
Could you please indicate the monthly net income for your husband, as well as the monthly expenses that he pays? Thanks much - reflective-rupee
A:
Hi! My husband's net income is $2,000.00 a month. Right now his monthly expenses are our home, which is 474.00 a month, his vehicle, which is 256.00 a month, daycare, which is 320.00 a month and his medical bills, which are around 200.00 a month. Gas, which is about 320.00 a month. Thanks!
(Apr-09-2010)
Q:
How does your husband's income now compare to his income prior to his illness? Is he fully recovered? Thanks - reflective-rupee
A:
Yes, he is fully recovered. His income is the same as before he became ill. Thank you!
(Apr-09-2010)
Q:
What is the current value of your home? Thanks - reflective-rupee
A:
I honestly do not know.
(Apr-09-2010)
Q:
Please list the balances of each of your and your husband's debts (other than the payday loan that you would pay off with the proceeds from a Prosper loan), as well as the interest rates and monthly payments for each. Please answer publicly. - reflective-rupee
A:
Credit Card1- Bal-1,900.00 8.25% interest-payment amount 56.00 Credit Card2- Bal-9,460.00 11.1% interest-payment amount 202.00 Credit Card3-Bal- 8,500.00 12.2% interest-payment amount 177.00 College loan- Bal 9,875.00 4.25% interest- payment amount 97.00 Vehicle loan- Bal-12,000.00 7.25% interest-payment 253.00 House-64,000 3.25% interest- payment 471.00 Store Credit Card-Bal. 1496.00- interest 24.5%-payment 50.00 I also get a mileage check every month of 250.00 which is also income.
(Apr-09-2010)
Q:
What does zillow.com estimate the current value of your home to be? Thanks - reflective-rupee
A:
The website states that there is no information on my home at this time? Is that typical?
(Apr-09-2010)
Q:
What was the purchase price for your home, and when did you buy it? - reflective-rupee
A:
We bought it for 72,000 in 2002.
(Apr-10-2010)
Q:
Could you provide an overview of how you monthly family finances will look with the payday situation resolved. Any bright spots regarding possible future raises etc would also be appreciated. thank JJ - quickstep
A:
Our family would save 1,200.00 a month after the payday advances are cleared up. I have learned that I will be getting a raise in the next month, which will add another 40.00 or so to our income a month. Also, my mother-in-law was just laid off from her job, and has agreed to keep our children for us and is not requesting any pay for this. This will also save our family an extra 300.00 a month. With this extra money, I plan to make my prosper payment, and then work on the credit card bills.
(Apr-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $50.00 | $50.00 | 4/7/2010 8:11:14 PM |
| DasMula | $100.00 | $100.00 | 4/8/2010 10:07:04 PM |
| DasMula | $100.00 | $100.00 | 4/8/2010 10:06:43 PM |
| quickstep | $200.00 | $200.00 | 4/8/2010 8:06:13 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 7:20:36 AM |
| new-peso-concerto | $50.00 | $50.00 | 4/9/2010 11:37:07 AM |
| quickstep | $100.00 | $100.00 | 4/9/2010 1:52:17 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 12:36:44 PM |
| quickstep | $250.00 | $250.00 | 4/10/2010 6:32:59 AM |
| reflective-rupee | $600.00 | $345.00 | 4/10/2010 7:38:18 AM |
| alexgalt | $25.00 | $25.00 | 4/11/2010 11:09:08 AM |
| Skeptical-one | $25.00 | $25.00 | 4/12/2010 8:56:40 AM |
| honorable-yield | $35.00 | $35.00 | 4/12/2010 11:26:12 AM |
| gold-cluster | $100.00 | $100.00 | 4/12/2010 6:23:45 PM |
| Bob450 | $35.00 | $35.00 | 4/12/2010 10:26:33 PM |
| quickstep | $50.00 | $50.00 | 4/8/2010 6:01:18 AM |
| reflective-rupee | $500.00 | $500.00 | 4/8/2010 7:42:10 AM |
| DasMula | $100.00 | $100.00 | 4/8/2010 10:07:17 PM |
| reflective-rupee | $100.00 | $100.00 | 4/9/2010 7:20:59 AM |
| reflective-rupee | $50.00 | $50.00 | 4/9/2010 12:37:13 PM |
| penny-plato | $50.00 | $50.00 | 4/9/2010 6:18:50 PM |
| gold-cluster | $100.00 | $100.00 | 4/10/2010 10:55:58 PM |
| compassionate-gain9 | $160.00 | $160.00 | 4/11/2010 3:22:34 PM |
| bankbuddy55 | $50.00 | $50.00 | 4/11/2010 11:18:30 AM |
| TheSweetLender | $50.00 | $50.00 | 4/12/2010 9:38:34 AM |
| nodebt2012 | $25.00 | $25.00 | 4/12/2010 7:22:53 PM |
| CashFlow13 | $2,000.00 | $2,000.00 | 4/12/2010 8:02:20 PM |
| Bob450 | $25.00 | $25.00 | 4/12/2010 10:27:57 PM |
| sturdy-peace9 | $75.00 | $75.00 | 4/12/2010 9:06:41 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
453235
This series of Notes was issued and sold upon the funding of the borrower loan #41735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-11-2010 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 23.68% |
Final monthly payment:
| $37.11 |
| |
|
Auction yield range:
| 8.04% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Dec-1968 |
Debt/Income ratio:
| 28% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 0 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Credit score:
| 640-659 (Apr-2010) |
Total credit lines:
| 26 |
Occupation: | Other |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $14,475 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 103% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| No | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| treasure-forte0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt!
Purpose of loan:
This loan will be used to?
consolidate some small debts as I continue to improve my own financial situation. I have paid off my car loan and would like to use this small loan to consolidate and pay off a few medical expenses that are left hanging over my head. Paying off these small debts is a good way to keep me on my savings plan and move toward a better financial future.
My financial situation:
I am a good candidate for this loan because?
I have a great job and I am reducing my living expenses. I am very excited to pay off some small debts and I have recently finished paying for my car!
Monthly net income: $
2565
Monthly expenses: $
??Housing: $
350
??Insurance: $
95 ????
??Car expenses: $
0
??Utilities: $ 120
??Phone, cable, internet: $
140
??Food, entertainment: $
150
??Clothing, household expenses $ 100 ???
??Credit cards and other loans: $
400
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| favorable-order8 | $25.00 | $25.00 | 4/9/2010 4:06:51 PM |
| sloak | $25.00 | $25.00 | 4/9/2010 4:12:57 PM |
| Avala | $50.00 | $50.00 | 4/9/2010 4:25:44 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/9/2010 4:26:20 PM |
| hrubinst | $25.00 | $25.00 | 4/9/2010 4:25:34 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/9/2010 4:26:00 PM |
| ddog0224 | $25.00 | $25.00 | 4/9/2010 4:26:04 PM |
| Bank_Of_XL | $25.00 | $25.00 | 4/9/2010 5:01:25 PM |
| GS-ROCK | $25.00 | $25.00 | 4/11/2010 7:32:45 AM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/9/2010 4:06:17 PM |
| Nerdster1 | $25.00 | $25.00 | 4/9/2010 4:13:29 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/9/2010 4:26:42 PM |
| income-fortress | $25.00 | $25.00 | 4/9/2010 4:24:52 PM |
| integrity-doctor | $100.00 | $70.00 | 4/9/2010 4:26:45 PM |
| dinero-speaker | $25.00 | $25.00 | 4/9/2010 4:26:09 PM |
| euro-starter | $25.00 | $25.00 | 4/9/2010 4:23:46 PM |
| torion | $25.00 | $25.00 | 4/9/2010 4:25:36 PM |
| delicious-social132 | $25.00 | $25.00 | 4/9/2010 4:25:49 PM |
| coup173 | $25.00 | $25.00 | 4/9/2010 5:22:15 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 4/9/2010 6:06:46 PM |
| frogperson | $100.00 | $100.00 | 4/10/2010 9:07:36 AM |
| benefit-trident | $25.00 | $25.00 | 4/10/2010 6:19:20 AM |
| heerzaquestion | $25.00 | $25.00 | 4/10/2010 7:23:49 AM |
| site_ml | $25.00 | $25.00 | 4/10/2010 7:19:50 PM |
| charming-point | $200.00 | $200.00 | 4/10/2010 8:55:02 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
453289
This series of Notes was issued and sold upon the funding of the borrower loan #41744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Apr-09-2010 |
| |
Auction end date:
| Apr-12-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 17.04% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 23% |
|
Basic (1-10):
| 4 |
Inquiries last 6m:
| 4 | Employment status: | Full-time employee |
| Enhanced (1-5): | 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 31y 10m |
|
Credit score:
| 680-699 (Apr-2010) |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $2,491 | Stated income: | $25,000-$49,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 85% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| payout-dreamer3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards/Home Improv
Purpose of loan:
Pay down credit cards, home improvements, keep myself from going under.
My financial situation:
I am a good candidate for this loan because I have a steady job since February 2009. From July until February, I was making at least?$1000 gross weekly. My salary from January and February was $1350?gross weekly. My total gross income from 2009 was close to $50,000.?In February, the company asked all management to take a pay cut to $500 a week, until June. I paid my real estate tax, which was $2700, and so my savings is running out. I also have 2 roommates in the house I own, that pay me $1200 total each month. I have the signed contracts to prove it.
Monthly net income: $ 2700
Monthly expenses: $
??Housing: $ 942?
??Insurance: $?150?
??Car expenses?0
??Utilities: $?300?
??Phone, cable, internet: $ 35
??Food, entertainment: $ 850
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kindness-percolator5 | $25.00 | $25.00 | 4/9/2010 4:10:40 PM |
| djames82 | $50.00 | $50.00 | 4/9/2010 4:11:13 PM |
| ah-long | $25.00 | $25.00 | 4/9/2010 4:09:59 PM |
| kind-efficient-credit | $25.00 | $25.00 | 4/9/2010 4:17:07 PM |
| skuba | $25.00 | $25.00 | 4/9/2010 4:17:14 PM |
| Caerus | $25.00 | $25.00 | 4/9/2010 4:17:18 PM |
| nowits10 | $25.00 | $25.00 | 4/9/2010 4:17:24 PM |
| upright-revenue7 | $25.00 | $25.00 | 4/9/2010 4:17:35 PM |
| zone8 | $45.03 | $45.03 | 4/9/2010 4:18:02 PM |
| r0b3m4n | $25.00 | $25.00 | 4/9/2010 4:18:46 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 4/9/2010 4:18:49 PM |
| indomitable-dedication | $25.00 | $25.00 | 4/9/2010 4:17:04 PM |
| deal-hickory5 | $25.00 | $25.00 | 4/9/2010 4:17:10 PM |
| nanda | $25.00 | $25.00 | 4/9/2010 4:17:16 PM |
| Cash_Angel | $25.00 | $25.00 | 4/9/2010 4:17:23 PM |
| 108lender | $75.00 | $75.00 | 4/9/2010 4:17:33 PM |
| RMB-Investments | $25.00 | $25.00 | 4/9/2010 4:16:01 PM |
| Diamond_Jim | $25.00 | $25.00 | 4/9/2010 4:17:03 PM |
| LuvToLend | $25.00 | $25.00 | 4/9/2010 4:17:08 PM |
| beyondmanagement | $25.00 | $25.00 | 4/9/2010 4:17:15 PM |
| nivletJP | $25.00 | $25.00 | 4/9/2010 4:17:21 PM |
| Redmond | $25.00 | $25.00 | 4/9/2010 4:17:26 PM |
| reward-adventure | $25.00 | $25.00 | 4/9/2010 4:17:32 PM |
| helping-out | $35.00 | $35.00 | 4/9/2010 4:17:56 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/9/2010 4:17:59 PM |
| euro-shrine | $100.00 | $100.00 | 4/9/2010 4:31:36 PM |
| moola-trumpeter | $25.00 | $25.00 | 4/9/2010 4:31:43 PM |
| oceanwind1950 | $25.00 | $25.00 | 4/9/2010 4:55:24 PM |
| lucrative-loan | $100.00 | $100.00 | 4/9/2010 4:31:08 PM |
| selfmademan | $25.00 | $25.00 | 4/9/2010 5:35:29 PM |
| imlosttoo | $25.00 | $25.00 | 4/9/2010 5:35:53 PM |
| robust-trade | $25.00 | $25.00 | 4/9/2010 4:55:26 PM |
| Mark-M | $25.00 | $25.00 | 4/9/2010 6:36:01 PM |
| derec | $25.00 | $25.00 | 4/10/2010 1:29:03 PM |
| ThisGuyIKnow | $25.00 | $25.00 | 4/10/2010 7:19:47 AM |
| barefootpaul | $25.00 | $25.00 | 4/10/2010 4:42:59 PM |
| slobberjob | $25.00 | $25.00 | 4/10/2010 7:48:59 PM |
| Orringo | $28.73 | $28.73 | 4/10/2010 7:48:56 PM |
| scorpi073 | $25.00 | $25.00 | 4/10/2010 1:28:40 PM |
| trekie | $50.00 | $50.00 | 4/10/2010 5:04:16 PM |
| rosario1 | $25.00 | $25.00 | 4/11/2010 10:47:46 AM |
| entertaining-greenback2 | $25.00 | $25.00 | 4/11/2010 1:06:34 PM |
| wampum-proton | $25.00 | $25.00 | 4/11/2010 6:02:52 PM |
| Amused1 | $25.00 | $25.00 | 4/11/2010 10:17:47 AM |
| reflective-rupee | $50.00 | $50.00 | 4/11/2010 6:30:06 PM |
| reflective-rupee | $50.00 | $50.00 | 4/11/2010 6:29:36 PM |
| bold-principal-thinker | $25.00 | $25.00 | 4/9/2010 4:11:11 PM |
| burrito6 | $25.00 | $25.00 | 4/9/2010 4:09:04 PM |
| social-conductor4 | $25.00 | $25.00 | 4/9/2010 4:07:16 PM |
| ChristopherS | $25.00 | $25.00 | 4/9/2010 4:16:00 PM |
| christifa | $25.00 | $25.00 | 4/9/2010 4:09:57 PM |
| forthright-dedication | $25.00 | $25.00 | 4/9/2010 4:17:05 PM |
| inspiring-reward | $150.00 | $150.00 | 4/9/2010 4:17:11 PM |
| just-benefit | $25.00 | $25.00 | 4/9/2010 4:11:16 PM |
| drstumpster | $25.00 | $25.00 | 4/9/2010 4:17:17 PM |
| phredd | $25.00 | $25.00 | 4/9/2010 4:17:20 PM |
| terrific-fund5 | $25.00 | $25.00 | 4/9/2010 4:17:27 PM |
| bonus-tent | $25.00 | $25.00 | 4/9/2010 4:17:39 PM |
| Buffer10 | $25.00 | $25.00 | 4/9/2010 4:17:52 PM |
| famous-bill | $50.00 | $50.00 | 4/9/2010 4:16:00 PM |
| nybanker85 | $100.00 | $100.00 | 4/9/2010 4:18:47 PM |
| zone6 | $100.00 | $100.00 | 4/9/2010 4:18:53 PM |
| handy-justice | $50.00 | $50.00 | 4/9/2010 4:17:06 PM |
| lucrative-transparency0 | $25.00 | $25.00 | 4/9/2010 4:17:13 PM |
| autonomous-truth | $75.00 | $75.00 | 4/9/2010 4:17:20 PM |
| Nerdster1 | $25.00 | $25.00 | 4/9/2010 4:17:27 PM |
| winslowdad | $25.00 | $25.00 | 4/9/2010 4:17:37 PM |
| cablenews | $25.00 | $25.00 | 4/9/2010 4:17:46 PM |
| Apex-Lender | $25.00 | $25.00 | 4/9/2010 4:18:00 PM |
| youthful-greenback3 | $25.00 | $25.00 | 4/9/2010 4:21:05 PM |
| Midwestvalues | $100.00 | $100.00 | 4/9/2010 4:17:02 PM |
| kellydawn | $25.00 | $25.00 | 4/9/2010 4:17:06 PM |
| PRGuyinVA | $25.00 | $25.00 | 4/9/2010 4:17:12 PM |
| martinnc | $25.00 | $25.00 | 4/9/2010 4:17:19 PM |
| Turtlebear44 | $25.00 | $25.00 | 4/9/2010 4:17:25 PM |
| 792FICO | $25.00 | $25.00 | 4/9/2010 4:17:28 PM |
| lacolo | $25.00 | $25.00 | 4/9/2010 4:17:36 PM |
| windtalkers | $25.00 | $25.00 | 4/9/2010 4:17:54 PM |
| shrewd-peace7 | $25.00 | $25.00 | 4/9/2010 4:29:14 PM |
| nbhz60a | $25.00 | $25.00 | 4/9/2010 4:41:04 PM |
| HenryS | $25.00 | $25.00 | 4/9/2010 4:29:34 PM |
| inqbus | $25.00 | $25.00 | 4/9/2010 4:48:15 PM |
| AlexTrep | $25.00 | $25.00 | 4/9/2010 4:31:07 PM |
| anton | $31.26 | $31.26 | 4/9/2010 5:05:33 PM |
| IIP77 | $25.00 | $25.00 | 4/9/2010 5:20:28 PM |
| Raser | $25.00 | $25.00 | 4/9/2010 5:34:00 PM |
| devoider | $25.00 | $25.00 | 4/9/2010 5:34:52 PM |
| graceful-investment | $25.00 | $25.00 | 4/9/2010 10:12:48 PM |
| naina_my_daughter | $25.00 | $25.00 | 4/9/2010 11:00:28 PM |
| derekjbj | $42.00 | $42.00 | 4/10/2010 4:36:20 AM |
| tuneman1980 | $25.00 | $25.00 | 4/9/2010 9:19:05 PM |
| WalnutCreekguy | $25.00 | $25.00 | 4/10/2010 6:34:08 PM |
| glimmering-point | $25.00 | $25.00 | 4/10/2010 7:48:57 PM |
| brightest-income-hunter | $25.00 | $25.00 | 4/10/2010 8:59:03 PM |
| brooklynjoe | $25.00 | $25.00 | 4/10/2010 9:08:07 PM |
| a-silver-booster | $26.56 | $26.56 | 4/10/2010 6:34:06 PM |
| time4aloan | $25.00 | $25.00 | 4/11/2010 10:15:41 AM |
| Schmendrick | $25.00 | $25.00 | 4/11/2010 11:28:18 AM |
| compassionate-gain9 | $160.00 | $160.00 | 4/11/2010 3:24:43 PM |
| theprince | $25.00 | $25.00 | 4/11/2010 2:59:51 PM |
| Jrbgood | $50.00 | $50.00 | 4/11/2010 5:09:35 PM |
| ValyaLibra01 | $25.00 | $25.00 | 4/11/2010 5:54:44 PM |
| treasure-network | $25.00 | $25.00 | 4/11/2010 4:15:02 PM |
| Panitza | $36.90 | $36.90 | 4/11/2010 6:24:42 PM |
| reflective-rupee | $50.00 | $50.00 | 4/11/2010 6:29:20 PM |
| reflective-rupee | $400.00 | $269.52 | 4/11/2010 6:30:27 PM |
| reflective-rupee | $50.00 | $50.00 | 4/11/2010 6:29:07 PM |
| order-bee1 | $50.00 | $50.00 | 4/11/2010 11:19:55 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
453377
This series of Notes was issued and sold upon the funding of the borrower loan #41781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Apr-08-2010 |
| |
Auction end date:
| Apr-13-2010 |
|
|
Starting lender yield:
| 9.38% |
Starting borrower rate/APR:
| 10.38% / 12.49% |
Starting monthly payment:
| $243.34 |
|
Final lender yield:
| 9.20% |
Final borrower rate/APR:
| 10.20% / 12.31% |
Final monthly payment:
| $242.71 |
| |
|
Auction yield range:
| 4.04% - 9.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper scores:
| |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 34% |
|
Basic (1-10):
| 9 |
Inquiries last 6m:
| 1 | Employment status: | Full-time employee |
| Enhanced (1-5): | 4 |
Current / open credit lines:
| 13
/
11 | Length of status: | 12y 6m |
|
Credit score:
| 700-719 (Mar-2010) |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Now delinquent:
| 0 |
Revolving credit balance:
| $43,680 | Stated income: | $75,000-$99,999 |
|
Amount delinquent:
| $0 |
Bankcard utilization:
| 50% | | |
|
Public records last 12m / 10y:
| 0/ 0 |
Homeownership:
| Yes | | |
|
Delinquencies in last 7y:
| 0 | | | | |
|
Screen name:
| punctual-truth0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me on the Road to Financial Cl
Purpose of loan:
This loan will be used to? pay off my credit card debt faster help me start my way toward my financial clean-up so I can work toward retirement now that my children are taken care of.
My financial situation:
I am a good candidate for this loan because? I am a honest hard working individual and always make my payments on time - just need some help getting out of debt faster.? I need to payoff these credit cards as the min payment will take 20 years versus a 3 year loan.? Most of these balances were from helping my children attend college and with this amount I will be able to payoff 2 of my credit cards and concentrate on my other ones.? I know this is a stupid situation to be put in but with your help I can learn from this and put myself in a better position to retire in 10 years.? So please help!!!!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chapman18 | $25.00 | $25.00 | 4/8/2010 4:11:56 PM |
| KandKLegacyInvestments | $25.00 | $25.00 | 4/8/2010 4:12:34 PM |
| favorable-order8 | $25.00 | $25.00 | 4/8/2010 4:13:36 PM |
| Nerdster1 | $25.00 | $25.00 | 4/8/2010 4:30:52 PM |
| delicious-social132 | $25.00 | $25.00 | 4/8/2010 4:32:21 PM |
| bonus-adventure3 | $50.00 | $50.00 | 4/8/2010 4:32:33 PM |
| radforj22 | $25.00 | $25.00 | 4/8/2010 4:34:26 PM |
| dinero-speaker | $25.00 | $25.00 | 4/8/2010 4:32:49 PM |
| nickel-ferret | $25.00 | $25.00 | 4/8/2010 4:34:08 PM |
| CO80487 | $25.00 | $25.00 | 4/8/2010 4:37:10 PM |
| Dap2005 | $25.00 | $25.00 | 4/8/2010 4:35:06 PM |
| balance-voyager | $100.00 | $100.00 | 4/8/2010 4:38:26 PM |
| lagnisiruk | $25.00 | $25.00 | 4/8/2010 4:39:26 PM |
| elegant-bonus | $25.00 | $25.00 | 4/8/2010 4:37:06 PM |
| Avala | $50.00 | $50.00 | 4/8/2010 4:32:13 PM |
| miamibeachloaner | $25.00 | $25.00 | 4/8/2010 4:38:39 PM |
| bxdoc | $48.49 | $48.49 | 4/8/2010 4:38:43 PM |
| successful-agreement7 | $100.00 | $100.00 | 4/8/2010 4:39:02 PM |
| ideal-platinum1 | $25.00 | $25.00 | 4/8/2010 4:39:35 PM |
| WineDrop | $25.00 | $25.00 | 4/8/2010 4:55:42 PM |
| calkidd05 | $25.00 | $25.00 | 4/8/2010 4:55:46 PM |
| jamiee73 | $25.00 | $25.00 | 4/8/2010 4:55:58 PM |
| well-rounded-market | $25.00 | $25.00 | 4/8/2010 4:56:08 PM |
| Thunderswan | $50.00 | $50.00 | 4/8/2010 4:34:03 PM |
| SanCarlos | $42.74 | $42.74 | 4/8/2010 4:56:55 PM |
| Akkon | $25.00 | $25.00 | 4/8/2010 4:57:29 PM |
| DasCoon | $43.32 | $43.32 | 4/8/2010 4:57:35 PM |
| euro-starter | $25.00 | $25.00 | 4/8/2010 4:34:30 PM |
| jgold010 | $25.00 | $25.00 | 4/8/2010 4:58:22 PM |
| goodbob | $25.00 | $25.00 | 4/8/2010 4:58:51 PM |
| Enjoying_Life | $25.00 | $25.00 | 4/8/2010 4:55:34 PM |
| nicklds | $25.00 | $25.00 | 4/8/2010 4:55:38 PM |
| g314 | $30.00 | $30.00 | 4/8/2010 4:59:16 PM |
| crisbaby | $25.00 | $25.00 | 4/8/2010 4:56:01 PM |
| mg6619 | $25.00 | $25.00 | 4/8/2010 4:59:20 PM |
| vivid-loot | $25.00 | $25.00 | 4/8/2010 4:35:38 PM |
| unassassinable | $25.00 | $25.00 | 4/8/2010 4:35:49 PM |
| useful-p2ploan | $50.00 | $50.00 | 4/8/2010 4:56:50 PM |
| hatuey99 | $25.00 | $25.00 | 4/8/2010 5:00:10 PM |
| dedication-merman | $25.00 | $25.00 | 4/8/2010 5:00:22 PM |
| chestnut4 | $25.00 | $25.00 | 4/8/2010 5:00:47 PM |
| shadowcredit | $25.00 | $25.00 | 4/8/2010 5:01:09 PM |
| Mario2007 | $25.00 | $25.00 | 4/8/2010 5:01:19 PM |
| OCedHrt | $25.00 | $25.00 | 4/8/2010 4:58:26 PM |
| principal-kung-fu | $25.00 | $25.00 | 4/8/2010 5:01:41 PM |
| CAGE-Investments | $56.02 | $56.02 | 4/8/2010 4:58:34 PM |
| transparent-peace3 | $25.00 | $25.00 | 4/8/2010 5:01:50 PM |
| tenacious-compassion9 | $25.00 | $25.00 | 4/8/2010 4:58:38 PM |
| HHP | $25.00 | $25.00 | 4/8/2010 5:02:08 PM |
| Loan_4_U | $25.00 | $25.00 | 4/8/2010 4:58:50 PM |
| DMCA | $50.00 | $50.00 | 4/8/2010 5:02:21 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 4/8/2010 4:58:55 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 4/8/2010 5:02:29 PM |
| dsfoundation | $25.00 | $25.00 | 4/8/2010 4:59:04 PM |
| life-is-great | $25.00 | $25.00 | 4/8/2010 5:02:31 PM |
| HedgeFund | $40.00 | $40.00 | 4/8/2010 5:02:40 PM |
| windtalkers | $25.00 | $25.00 | 4/8/2010 5:02:50 PM |
| wacko82 | $25.00 | $25.00 | 4/8/2010 5:03:03 PM |
| money-floret | $50.00 | $50.00 | 4/8/2010 5:03:20 PM |
| cablenews | $25.00 | $25.00 | 4/8/2010 4:38:36 PM |
| cello1 | $25.00 | $25.00 | 4/8/2010 5:00:05 PM |
| loan-paladin470 | $25.00 | $25.00 | 4/8/2010 5:01:09 PM |
| economy-producer | $25.00 | $25.00 | 4/8/2010 5:04:51 PM |
| ThompsonCapital | $25.00 | $25.00 | 4/8/2010 5:01:40 PM |
| AF-Chief | $28.00 | $28.00 | 4/8/2010 5:01:45 PM |
| pujols8996 | $30.00 | $30.00 | 4/8/2010 4:39:41 PM |
| innocent-loot | $25.00 | $25.00 | 4/8/2010 5:01:49 PM |
| versatile-platinum4 | $25.00 | $25.00 | 4/8/2010 5:01:54 PM |
| inspired-contract9 | $25.00 | $25.00 | 4/8/2010 4:39:55 PM |
| SeaDevil | $50.00 | $50.00 | 4/8/2010 5:02:04 PM |
| aasx1108 | $25.00 | $25.00 | 4/8/2010 5:02:15 PM |
| BuffetRocks | $50.00 | $50.00 | 4/8/2010 4:40:05 PM |
| najmn103 | $25.00 | $25.00 | 4/8/2010 5:02:25 PM |
| silver-philosopher | $25.00 | $25.00 | 4/8/2010 5:02:37 PM |
| laudable-balance | $25.00 | $25.00 | 4/8/2010 5:03:01 PM |
| reward-adventure | $25.00 | $25.00 | 4/8/2010 4:40:40 PM |
| lounges | $25.00 | $25.00 | 4/8/2010 5:03:18 PM |
| Lilred7879 | $48.23 | $48.23 | 4/8/2010 5:03:37 PM |
| coup173 | $25.00 | $25.00 | 4/8/2010 5:04:15 PM |
| inventive-exchange | $25.00 | $25.00 | 4/8/2010 4:53:37 PM |
| JGB | $25.00 | $25.00 | 4/8/2010 5:04:29 PM |
| generous-commerce9 | $25.00 | $25.00 | 4/8/2010 5:15:53 PM |
| stable-money | $25.00 | $25.00 | 4/8/2010 5:47:50 PM |
| sarisai | $501.00 | $501.00 | 4/8/2010 4:55:47 PM |
| highonrope | $25.00 | $25.00 | 4/8/2010 4:55:59 PM |
| beatmix01 | $25.00 | $25.00 | 4/8/2010 4:56:06 PM |
| BuckEyeLending | $25.00 | $25.00 | 4/8/2010 4:56:11 PM |
| WiseInvestments | $25.00 | $25.00 | 4/8/2010 4:56:42 PM |
| brainy-dedication | $25.00 | $25.00 | 4/8/2010 4:58:24 PM |
| exchange-fountain | $25.00 | $25.00 | 4/8/2010 4:58:38 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 4/8/2010 4:58:49 PM |
| Ripsaw4U | $25.00 | $25.00 | 4/8/2010 4:58:54 PM |
| gametime34 | $57.42 | $57.42 | 4/8/2010 4:59:08 PM |
| Loansforlife | $25.00 | $25.00 | 4/8/2010 5:00:04 PM |
| movistar | $25.00 | $25.00 | 4/8/2010 7:59:50 PM |
| balance6 | $25.00 | $25.00 | 4/8/2010 5:01:08 PM |
| dospapalotes | $25.00 | $25.00 | 4/8/2010 5:01:21 PM |
| tidy-dime | $25.00 | $25.00 | 4/8/2010 5:01:44 PM |
| plentiful-reward | $50.00 | $42.33 | 4/8/2010 8:34:29 PM |
| bewitching-asset3 | $25.00 | $25.00 | 4/8/2010 5:01:48 PM |
| line6owner | $25.00 | $25.00 | 4/8/2010 6:58:03 PM |
| desertoasis | $25.00 | $25.00 | 4/8/2010 5:02:23 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 4/8/2010 5:02:36 PM |
| money-explorer3 | $25.00 | $25.00 | 4/8/2010 5:03:00 PM |
| Dharvesi | $25.00 | $25.00 | 4/8/2010 5:03:15 PM |
| 350DGRZ | $25.00 | $25.00 | 4/8/2010 5:03:19 PM |
| Kulchar | $28.45 | $28.45 | 4/8/2010 5:04:39 PM |
| Interstate_Rate | $64.01 | $64.01 | 4/8/2010 5:04:55 PM |
| aggielender | $25.00 | $25.00 | 4/8/2010 5:05:03 PM |
| sc91 | $25.00 | $25.00 | 4/8/2010 5:15:27 PM |
| wampum-chorus3 | $25.00 | $25.00 | 4/8/2010 7:49:11 PM |
| Chauncey_Gardener | $25.00 | $25.00 | 4/8/2010 7:52:55 PM |
| stollcm | $25.00 | $25.00 | 4/8/2010 8:17:52 PM |
| orbiter614 | $50.00 | $50.00 | 4/9/2010 1:09:32 PM |
| KFB_Investments | $25.00 | $25.00 | 4/11/2010 11:09:55 AM |
| sloak | $25.00 | $25.00 | 4/8/2010 4:20:18 PM |
| torion | $25.00 | $25.00 | 4/8/2010 4:32:03 PM |
| hrubinst | $25.00 | $25.00 | 4/8/2010 4:32:02 PM |
| logical-reward8 | $25.00 | $25.00 | 4/8/2010 4:34:15 PM |
| mmckune | $25.00 | $25.00 | 4/8/2010 4:33:56 PM |
| studious-bonus7 | $50.00 | $50.00 | 4/8/2010 4:34:31 PM |
| Supernick | $50.00 | $50.00 | 4/8/2010 4:36:53 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 4/8/2010 4:35:22 PM |
| shrewd-deal | $25.00 | $25.00 | 4/8/2010 4:35:58 PM |
| syounker | $25.00 | $25.00 | 4/8/2010 4:38:37 PM |
| a-finance-nirvana | $25.00 | $25.00 | 4/8/2010 4:40:07 PM |
| HaveToWrite | $25.00 | $25.00 | 4/8/2010 4:41:04 PM |
| ddog0224 | $25.00 | $25.00 | 4/8/2010 4:32:39 PM |
| return-eclipse0 | $25.00 | $25.00 | 4/8/2010 4:32:57 PM |
| fcukciti | $50.00 | $50.00 | 4/8/2010 4:39:48 PM |
| heavenly-repayment4 | $30.00 | $30.00 | 4/8/2010 4:33:12 PM |
| worth-entrepreneur | $25.00 | $25.00 | 4/8/2010 4:55:35 PM |
| lokiswolf | $30.00 | $30.00 | 4/8/2010 4:55:39 PM |
| integrity-doctor | $100.00 | $100.00 | 4/8/2010 4:33:17 PM |
| medan20356 | $25.00 | $25.00 | 4/8/2010 4:55:45 PM |
| cash4less | $25.00 | $25.00 | 4/8/2010 4:55:49 PM |
| nikgod | $25.00 | $25.00 | 4/8/2010 4:56:03 PM |
| keeminn | $25.00 | $25.00 | 4/8/2010 4:56:11 PM |
| CrossCreek | $25.00 | $25.00 | 4/8/2010 4:56:27 PM |
| ThisGuyIKnow | $50.00 | $50.00 | 4/8/2010 4:56:37 PM |
| jga516 | $25.00 | $25.00 | 4/8/2010 4:57:00 PM |
| newest-inspiring-power | $25.00 | $25.00 | 4/8/2010 4:41:09 PM |
| courteous-fund9 | $25.00 | $25.00 | 4/8/2010 4:58:23 PM |
| aldenrains | $25.00 | $25.00 | 4/8/2010 4:58:36 PM |
| windfall46 | $25.00 | $25.00 | 4/8/2010 4:58:48 PM |
| Fortuno_per_commodo | $29.82 | $29.82 | 4/8/2010 4:58:54 PM |
| AFairDeal | $25.00 | $25.00 | 4/8/2010 4:58:57 PM |
| safe-finance | $25.00 | $25.00 | 4/8/2010 4:55:32 PM |
| runner262 | $25.00 | $25.00 | 4/8/2010 4:59:02 PM |
| buddyholly | $25.00 | $25.00 | 4/8/2010 4:55:36 PM |
| QuinMccoy | $25.00 | $25.00 | 4/8/2010 4:55:40 PM |
| encore739 | $25.00 | $25.00 | 4/8/2010 4:59:18 PM |
| fair-rate | $25.00 | $25.00 | 4/8/2010 4:56:07 PM |
| BANKIN | $40.00 | $40.00 | 4/8/2010 4:56:13 PM |
| AlexTrep | $25.00 | $25.00 | 4/8/2010 4:56:36 PM |
| gulch | $25.00 | $25.00 | 4/8/2010 4:56:59 PM |
| awesome-return0 | $25.00 | $25.00 | 4/8/2010 4:57:17 PM |
| apostle901 | $25.00 | $25.00 | 4/8/2010 4:57:25 PM |
| NorthernFunds | $25.00 | $25.00 | 4/8/2010 5:01:07 PM |
| r0b3m4n | $25.00 | $25.00 | 4/8/2010 4:37:04 PM |
| mmmm1982 | $25.00 | $25.00 | 4/8/2010 4:58:27 PM |
| credit-kahuna | $78.96 | $78.96 | 4/8/2010 4:58:33 PM |
| jdnyc | $25.00 | $25.00 | 4/8/2010 5:01:42 PM |
| intelligent-yield | $25.00 | $25.00 | 4/8/2010 5:01:56 PM |
| fightinjoe | $25.00 | $25.00 | 4/8/2010 4:58:41 PM |
| treasure-transporter | $25.00 | $25.00 | 4/8/2010 4:58:47 PM |
| cypressdev001 | $25.00 | $25.00 | 4/8/2010 5:02:18 PM |
| maintenanceboss | $25.00 | $25.00 | 4/8/2010 4:58:53 PM |
| tranquil-return4 | $25.00 | $25.00 | 4/8/2010 5:02:27 PM |
| credit-wheel7 | $25.00 | $25.00 | 4/8/2010 5:02:30 PM |
| yield-seeker | $25.00 | $25.00 | 4/8/2010 5:02:35 PM |
| srgriff | $25.00 | $25.00 | 4/8/2010 4:59:21 PM |
| jazz619 | $25.00 | $25.00 | 4/8/2010 5:02:41 PM |
| chicco | $56.00 | $56.00 | 4/8/2010 5:02:58 PM |
| money-boomarang | $25.00 | $25.00 | 4/8/2010 5:03:24 PM |
| peb44 | $25.00 | $25.00 | 4/8/2010 4:38:38 PM |
| JohnW12 | $25.00 | $25.00 | 4/8/2010 5:03:28 PM |
| turbolozano | $25.00 | $25.00 | 4/8/2010 5:03:44 PM |
| time4aloan | $44.87 | $44.87 | 4/8/2010 5:03:56 PM |
| Aimvest | $25.00 | $25.00 | 4/8/2010 4:38:58 PM |
| paladin847 | $25.00 | $25.00 | 4/8/2010 5:00:45 PM |
| direct-peso1 | $25.00 | $25.00 | 4/8/2010 5:01:07 PM |
| boater01 | $40.34 | $40.34 | 4/8/2010 5:04:43 PM |
| mdreiss | $25.00 | $25.00 | 4/8/2010 5:01:18 PM |
| lgs83 | $25.00 | $25.00 | 4/8/2010 5:01:47 PM |
| benefit-trident | $25.00 | $25.00 | 4/8/2010 5:02:07 PM |
| the-determined-value | $25.00 | $25.00 | 4/8/2010 5:02:21 PM |
| TheJunker | $25.00 | $25.00 | 4/8/2010 5:02:26 PM |
| mizon291 | $50.00 | $50.00 | 4/8/2010 5:02:34 PM |
| 4the4ofus | $25.00 | $25.00 | 4/8/2010 5:02:56 PM |
| whois-JohnGalt | $25.00 | $25.00 | 4/8/2010 5:03:05 PM |
| alaco | $25.00 | $25.00 | 4/8/2010 5:03:20 PM |
| castleman | $25.00 | $25.00 | 4/8/2010 5:03:32 PM |
| bchen78875 | $25.00 | $25.00 | 4/8/2010 4:41:20 PM |
| sgmm330 | $25.00 | $25.00 | 4/8/2010 5:04:11 PM |
| ms48105 | $25.00 | $25.00 | 4/8/2010 5:04:19 PM |
| revenue-pipeline | $25.00 | $25.00 | 4/8/2010 5:04:38 PM |
| ctgscott | $25.00 | $25.00 | 4/8/2010 4:54:37 PM |
| bobby4u3 | $25.00 | $25.00 | 4/8/2010 4:55:37 PM |
| saihu | $25.00 | $25.00 | 4/8/2010 4:56:05 PM |
| cfinley106 | $25.00 | $25.00 | 4/8/2010 4:56:09 PM |
| Erikdbp | $25.00 | $25.00 | 4/8/2010 4:56:13 PM |
| wealthstar | $25.00 | $25.00 | 4/8/2010 4:56:35 PM |
| Binan | $25.00 | $25.00 | 4/8/2010 4:56:56 PM |
| the-money-gargantuan | $25.00 | $25.00 | 4/8/2010 4:57:39 PM |
| Mostyle | $25.00 | $25.00 | 4/8/2010 4:58:37 PM |
| Panna | $25.00 | $25.00 | 4/8/2010 4:58:52 PM |
| oracle920 | $25.00 | $25.00 | 4/8/2010 7:23:38 PM |
| treasure-bliss | $100.00 | $100.00 | 4/8/2010 4:59:05 PM |
| loan-machine1 | $25.00 | $25.00 | 4/8/2010 4:59:10 PM |
| the-bill-gatherer | $25.00 | $25.00 | 4/8/2010 5:00:27 PM |
| Greenbak | $25.00 | $25.00 | 4/8/2010 5:01:06 PM |
| bambampk | $25.00 | $25.00 | 4/8/2010 5:01:12 PM |
| currency-sergeant | $25.00 | $25.00 | 4/8/2010 5:01:19 PM |
| cscott2007 | $25.00 | $25.00 | 4/8/2010 5:01:39 PM |
| nanda | $25.00 | $25.00 | 4/8/2010 5:01:46 PM |
| Apex-Lender | $25.00 | $25.00 | 4/8/2010 5:02:03 PM |
| fiddlerzvi | $50.00 | $50.00 | 4/8/2010 5:02:19 PM |
| trustworthy-fairness | $25.00 | $25.00 | 4/8/2010 5:02:24 PM |
| Krozy | $25.00 | $25.00 | 4/8/2010 5:02:33 PM |
| responsibility-mulberry | $25.00 | $25.00 | 4/8/2010 5:02:54 PM |
| steady-bazaar | $25.00 | $25.00 | 4/8/2010 5:03:04 PM |
| matt_2006 | $25.00 | $25.00 | 4/8/2010 5:03:13 PM |
| maldok1 | $25.00 | $25.00 | 4/8/2010 5:03:17 PM |
| jengachamp | $25.00 | $25.00 | 4/8/2010 5:03:21 PM |
| snappy | $50.00 | $50.00 | 4/8/2010 5:04:09 PM |
| helpinghand63 | $50.00 | $50.00 | 4/8/2010 5:04:41 PM |
| sentimental-euro | $25.00 | $25.00 | 4/8/2010 5:13:48 PM |
| bullish2bearish | $25.00 | $25.00 | 4/8/2010 6:13:10 PM |
| cloud8 | $30.00 | $30.00 | 4/9/2010 9:27:53 AM |
| justin323 | $25.00 | $25.00 | 4/9/2010 7:02:51 PM |
| christifa | $25.00 | $25.00 | 4/11/2010 5:47:50 AM |
| FinanceEngine | $25.00 | $25.00 | 4/12/2010 9:18:53 AM |
| 233 bids
|