Sales Report:Supplement No. 172 dated Apr 08, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 449117
This series of Notes was issued and sold upon the funding of the borrower loan #41755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-05-2010 
  Auction end date:  Mar-12-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $134.30
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $133.95
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2005 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 7Length of status:1y 9m
Credit score: 720-739 (Mar-2010) Total credit lines: 9 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $1,071Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 18%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: entertaining-return0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Debt, Then Start a Business
Purpose of loan:
This loan will be used to pay off existing credit card debt.? When this is complete I plan on starting a business to start living that American dream of owning my own company.

I'm looking to get this loan so I can quickly pay off the credit card debt and focus other funds toward starting my business.

My financial situation:
I am a good candidate for this loan because I'm financially secure through employment and investments.? I'm a very responsible person when it comes to payments, l handle all my bills through automatic online bill payment.? I also have savings and investments that can sustain my lifestyle if my current employment situation were to not exist.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.003/5/2010 4:45:34 PM
asset-professor$100.00$100.003/5/2010 4:45:51 PM
mikeandcat$100.00$100.003/5/2010 4:46:10 PM
skvat$25.00$25.003/5/2010 4:46:29 PM
bchen78875$50.00$50.003/5/2010 4:48:06 PM
Artist_Blue$25.00$25.003/5/2010 4:48:16 PM
Cheburashka$30.00$30.003/5/2010 4:49:21 PM
unassuming-reward$25.00$25.003/5/2010 4:46:17 PM
moola-man$50.00$50.003/5/2010 4:47:01 PM
Castellan$25.00$25.003/5/2010 4:47:32 PM
bedframe$25.00$25.003/5/2010 4:47:36 PM
engaging-worth$30.00$30.003/5/2010 4:47:44 PM
bowdish1$39.76$39.763/5/2010 4:47:53 PM
lloyd_s$25.00$25.003/5/2010 4:58:24 PM
Microfinancer$25.00$25.003/5/2010 4:45:48 PM
Clambake$50.00$50.003/5/2010 4:59:29 PM
wormdc$25.00$25.003/5/2010 4:46:34 PM
desertoasis$25.00$25.003/5/2010 4:47:05 PM
fightinjoe$25.00$25.003/5/2010 4:47:08 PM
hawaiiangirl76$25.00$25.003/5/2010 4:47:12 PM
anton$140.08$140.083/5/2010 4:48:55 PM
personal-lender$25.00$25.003/5/2010 5:01:13 PM
bonus-adventure3$25.00$25.003/5/2010 5:01:31 PM
1phantom$40.00$38.733/5/2010 5:02:19 PM
flexible-value$31.00$31.003/5/2010 4:58:51 PM
hitsman$50.00$50.003/5/2010 4:59:19 PM
xstreamin$25.00$25.003/5/2010 4:59:35 PM
kenji4861$25.00$25.003/5/2010 4:53:28 PM
bold-durability-drum$25.00$25.003/5/2010 5:00:44 PM
wise-handy-finance$25.00$25.003/5/2010 5:00:52 PM
delicious-social132$40.00$40.003/5/2010 4:58:28 PM
radforj22$25.00$25.003/5/2010 4:58:47 PM
macjp123$25.00$25.003/5/2010 4:58:57 PM
RandyL3$33.00$33.003/5/2010 5:12:35 PM
mg6619$25.00$25.003/5/2010 5:01:35 PM
dontscrewmeover1$25.00$25.003/6/2010 8:56:05 AM
Kelor99$25.00$25.003/7/2010 11:27:58 AM
coolgenner$71.00$71.003/8/2010 10:49:27 AM
liederhaus$50.00$50.003/11/2010 1:38:34 PM
ryan6853$25.00$25.003/11/2010 3:27:57 PM
marwadi-62$100.00$100.003/11/2010 6:45:46 PM
drlevvis$50.00$50.003/12/2010 5:28:36 AM
hptcrabbers$25.00$25.003/12/2010 8:07:52 AM
OoM$25.00$25.003/12/2010 9:58:32 AM
favorite-commerce$25.00$25.003/12/2010 3:55:06 PM
dollar-birdie$50.00$50.003/5/2010 4:45:36 PM
skuba$50.00$50.003/5/2010 4:45:56 PM
inspired-contract9$50.00$50.003/5/2010 4:46:25 PM
webfeet$25.00$25.003/5/2010 4:46:38 PM
safe-payment8$25.00$25.003/5/2010 4:47:20 PM
grampy48$25.00$25.003/5/2010 4:47:58 PM
ITGuy$25.00$25.003/5/2010 4:48:40 PM
buckyhead2000$25.00$25.003/5/2010 4:49:26 PM
important-ore$100.00$100.003/5/2010 4:46:03 PM
Philolend$25.00$25.003/5/2010 4:46:44 PM
forthright-dedication$25.00$25.003/5/2010 4:46:58 PM
woodenshoes$25.00$25.003/5/2010 4:53:50 PM
satisfying-durability$25.00$25.003/5/2010 4:49:13 PM
kulender$25.00$25.003/5/2010 4:57:46 PM
jeffpac$55.00$55.003/5/2010 4:57:53 PM
enthusiastic-balance5$100.00$100.003/5/2010 4:57:57 PM
reflective-deal8$50.00$50.003/5/2010 4:58:42 PM
Banker7371$25.00$25.003/5/2010 4:46:49 PM
bradny$25.00$25.003/5/2010 4:46:55 PM
Avala$50.00$50.003/5/2010 5:00:04 PM
honorable-yield$75.00$75.003/5/2010 5:00:22 PM
mlopez2007$25.00$25.003/5/2010 5:00:26 PM
Eagledrop$25.00$25.003/5/2010 4:47:26 PM
senorzookeeper$25.00$25.003/5/2010 5:00:38 PM
tokyopete23$25.00$25.003/5/2010 4:48:48 PM
lendersf$95.00$95.003/5/2010 5:02:02 PM
GElender$50.00$50.003/5/2010 4:51:19 PM
progressive-asset$100.00$100.003/5/2010 4:59:06 PM
credit-force5$25.00$25.003/5/2010 5:00:15 PM
tranquil-diversification8$25.00$25.003/5/2010 5:00:33 PM
rolandweary$30.00$30.003/5/2010 5:01:56 PM
HHP$25.00$25.003/5/2010 4:58:35 PM
torion$25.00$25.003/5/2010 4:59:42 PM
wampum-reaction2$25.00$25.003/5/2010 5:00:19 PM
gavinfh$25.00$25.003/5/2010 5:00:31 PM
success1001$50.00$50.003/5/2010 5:01:46 PM
irrelevant$25.00$25.003/5/2010 5:02:13 PM
turbospeed$25.00$25.003/5/2010 8:00:02 PM
SCD$25.00$25.003/5/2010 8:56:21 PM
ujiba$25.00$25.003/6/2010 12:12:35 PM
HealthAndSafety$50.00$50.003/6/2010 1:29:33 PM
selector568$500.00$500.003/7/2010 11:17:49 AM
SpotLending$25.00$25.003/7/2010 7:32:41 AM
JerryB96$25.00$25.003/10/2010 9:05:18 AM
ach$100.00$100.003/11/2010 7:48:10 PM
power-cell$32.00$32.003/11/2010 9:29:16 PM
catcid$25.00$25.003/12/2010 2:04:23 AM
NYCLAIMSGUY$25.00$25.003/12/2010 6:28:49 AM
persistent-value3$25.84$25.843/12/2010 9:44:06 AM
wwwUniversal$25.00$25.003/12/2010 1:34:51 PM
dma1206$25.00$25.003/12/2010 3:08:00 PM
ualdriver$58.59$58.593/12/2010 3:09:40 PM
97 bids
 
Borrower Payment Dependent Notes Series 451329
This series of Notes was issued and sold upon the funding of the borrower loan #41657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 31.86% Starting borrower rate/APR: 32.86% / 35.28% Starting monthly payment: $110.08
Final lender yield: 23.80% Final borrower rate/APR: 24.80% / 27.10% Final monthly payment: $99.14
 
Auction yield range: 14.04% - 31.86% Estimated loss impact: 15.78%  
Lender servicing fee: 1.00% Estimated return: 8.02%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1998 Debt/Income ratio: 15%
Basic (1-10): 9 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 7 / 6Length of status:3y 11m
Credit score: 620-639 (Mar-2010) Total credit lines: 23 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $2,789Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 63%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: brookniceshoes Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,500.00< mo. late: 0 ( 0% )  
620-639 (Jun-2008)
 
Principal balance: $2,773.83 1+ mo. late: 0 ( 0% )
Total payments billed: 20  
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off my credit cards which I've had to use as a means of financial support due to?recent marital hardship.

My financial situation:
I am a good candidate for this loan because? I am responsible and will use this money for the sole purpose of paying off my debt.

Monthly net income: $ 3,180

Monthly expenses: $
??Housing: $ 1,000.00
??Insurance: $ 186.68
??Car expenses: $ 333.00
??Utilities: $ 30.00
??Phone, cable, internet:?Phone: $120.00,?cable/internet: $100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?522.63
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: If $522 a month is your monthly payment, why don't you request through prosper a loan for the full balance. Surely, it is greater than $2,500. - jpblan11
A: You are absolutely right, I picked a number that I felt good about borrowing without worrying about paying back $5,000 in the next three years. It may not be that much better only borrowing this much. What is your advice, I am open to additional suggestions. (Mar-24-2010)
Q: I agree with jpblan... you have a good history with Prosper--What is your total outstandig on credit cards, and what are the rates?? Share that... If the average of all the credit is consolidated and done at a lower rate on Prosper--You win. - AF-Chief
A: Thank you for this insightful information. My outstanding credit card debt is $3400 dollars and rates vary from 11-16%. So, if I do not tackle the payments quickly it would be as if I am paying back $4000 instead of $3400. I will contact Prosper to find out if they can consolidate my credit cards. (Mar-25-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
seadogs$25.00$25.003/25/2010 2:51:43 AM
supasonic$100.00$100.003/26/2010 5:27:33 PM
farblest$50.00$50.003/28/2010 12:31:31 PM
moo916$25.00$25.003/28/2010 9:49:38 PM
onecooldrink$25.00$25.003/29/2010 9:14:42 PM
Veiglcc$25.00$25.003/29/2010 7:34:38 PM
jhernand17$25.00$25.003/29/2010 9:37:49 PM
Leshan$28.02$28.023/30/2010 8:18:29 AM
Kash2010lu$35.00$35.003/30/2010 9:20:01 AM
wise-repayment-seeker$25.00$25.003/30/2010 10:34:35 AM
dudebrah$25.00$25.003/30/2010 2:10:16 PM
admirable-credit$25.00$25.003/30/2010 12:08:19 PM
friendinmoney$33.24$26.833/30/2010 3:43:30 PM
serene-capital$25.00$25.003/30/2010 1:29:51 PM
joebob78$49.11$49.113/30/2010 3:42:43 PM
jpblan11$25.00$25.003/24/2010 2:19:00 PM
jpblan11$34.74$34.743/25/2010 4:41:59 PM
jhouman$25.00$25.003/26/2010 10:08:20 PM
MoneyForNothing$25.00$25.003/27/2010 9:11:23 AM
Unitas4302$300.00$300.003/27/2010 10:32:57 AM
marwadi-62$200.00$200.003/27/2010 11:34:40 AM
Aberdeen$350.00$350.003/27/2010 9:14:45 AM
jhouman$25.00$25.003/29/2010 10:27:23 AM
bunnybear$26.30$26.303/29/2010 5:50:19 PM
Snoopylover$25.00$25.003/30/2010 1:08:10 AM
atomantic$75.00$75.003/30/2010 1:59:27 AM
Your_Bank$25.00$25.003/30/2010 8:14:38 AM
hektek22$25.00$25.003/30/2010 8:59:27 AM
lucygirl2$50.00$50.003/30/2010 10:42:52 AM
twjh$25.00$25.003/30/2010 12:32:53 PM
american-investor$25.00$25.003/30/2010 3:10:04 PM
Mikale360$25.00$25.003/30/2010 3:43:00 PM
ultimate-peace$600.00$600.003/30/2010 3:40:35 PM
five-star-note$100.00$100.003/30/2010 3:43:04 PM
34 bids
 
Borrower Payment Dependent Notes Series 451799
This series of Notes was issued and sold upon the funding of the borrower loan #41734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $157.79
Final lender yield: 7.30% Final borrower rate/APR: 8.30% / 8.64% Final monthly payment: $157.37
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.80%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1992 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 8 / 8Length of status:11y 0m
Credit score: 880-899 (Mar-2010) Total credit lines: 37 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $15,657Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 2%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: likeable-pound Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help fund marketing campaign
Purpose of loan: I have been in real estate for over 20 years.? Our focus is on multi-tenant industrial properties.? The last year has been tough on?my business?and unfortunately (and fortunately) forced us to make some dramatic changes in our approach to how we do business.I need this loan to help us mount an ad campaign that will focus on craigslist and our online presence to assist in our leasing efforts.We have hired consultants with expertise in this area and also need funds to support the monthly costs of maintaining the programs and overhead associated with this initiative.This marketing campaign is crucial to the future of my business and I believe the implementation will help us not only persevere but grow in the coming year.My financial situation: The monthly payments for this loan will be easily covered through the rents we receive.I have never missed a loan payment, professionally or personally, and see no reason I will be unable to repay this loan.Any revolving debt I owe is paid off on a monthly basis.I value my credit score and would do whatever it takes to stay in excellent standing.

Sorry if you have already seen my listing and invested--it had to be withdrawn and re-listed due to a technical issue. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
fair-funds$25.00$25.003/26/2010 4:13:24 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:18:28 PM
fishtale$25.00$25.003/26/2010 4:25:47 PM
FairbairnSG$25.00$25.003/26/2010 4:26:10 PM
ideal-penny8$25.00$25.003/26/2010 4:26:13 PM
bonus-adventure3$25.00$25.003/26/2010 4:26:31 PM
TakeCare$50.00$50.003/26/2010 4:26:44 PM
Merganser$25.00$25.003/26/2010 4:26:50 PM
sentimental-silver7$25.00$25.003/26/2010 4:26:56 PM
payment-gusto$25.00$25.003/26/2010 4:25:38 PM
Dreamconnection$25.00$25.003/26/2010 4:25:53 PM
unforgettable-order9$53.49$53.493/26/2010 4:26:43 PM
briphi$25.00$25.003/26/2010 4:26:02 PM
skuba$50.00$50.003/26/2010 4:26:23 PM
restless-currency$25.00$25.003/26/2010 4:26:34 PM
lender987654321$25.00$25.003/26/2010 4:26:38 PM
djs81$25.00$25.003/26/2010 4:33:59 PM
darylc$25.00$25.003/26/2010 4:36:36 PM
fireboss$25.00$25.003/26/2010 4:43:58 PM
cello1$25.00$25.003/26/2010 4:33:43 PM
asset-professor$100.00$100.003/26/2010 4:34:20 PM
rescue$55.56$55.563/26/2010 5:07:56 PM
Walkingcowboy$25.00$25.003/26/2010 4:34:19 PM
joshua18$25.00$25.003/26/2010 4:35:34 PM
dough-whistle$25.00$25.003/26/2010 4:35:44 PM
maldok1$25.00$25.003/26/2010 4:36:53 PM
phillipd48$25.00$25.003/26/2010 4:37:05 PM
BobbieG$25.00$25.003/26/2010 4:37:58 PM
gatorbanker$28.00$28.003/26/2010 7:59:54 PM
catomaior$25.00$25.003/26/2010 9:53:04 PM
salala$25.00$25.003/26/2010 9:58:00 PM
ingeborg77$50.00$50.003/26/2010 8:12:30 PM
coup173$25.00$25.003/26/2010 9:38:00 PM
caNative$25.00$25.003/26/2010 10:58:10 PM
moola-man$25.00$25.003/27/2010 7:54:22 AM
diicali$25.00$25.003/27/2010 5:52:55 AM
kid8549$25.00$25.003/27/2010 8:47:52 AM
pawnshopman$25.00$25.003/27/2010 9:17:54 AM
soulwork$25.00$25.003/27/2010 8:37:51 AM
trevandtal$25.00$25.003/27/2010 11:50:31 AM
axl163$25.00$25.003/27/2010 3:13:53 PM
secundus$25.00$25.003/27/2010 10:58:37 AM
credit-magician$25.00$25.003/27/2010 11:02:53 AM
zenchef$25.00$25.003/27/2010 11:24:04 AM
slobberjob$25.00$25.003/27/2010 6:53:21 PM
woodenshoes$25.00$25.003/27/2010 12:44:03 PM
MarinLoans$25.00$25.003/27/2010 7:38:33 PM
Philolend$25.00$25.003/27/2010 8:52:52 PM
Dazz2061$25.00$25.003/27/2010 3:47:53 PM
zski$25.00$25.003/27/2010 8:52:53 PM
Strand_Investments$25.00$25.003/27/2010 8:57:58 PM
MoneyBagsRUs$25.00$25.003/27/2010 8:32:49 PM
MissionMicroFinance$25.00$25.003/28/2010 8:45:48 AM
alpinaut$25.00$25.003/27/2010 8:53:04 PM
stable-nickel$49.10$49.103/28/2010 5:43:09 AM
trustworthy-finance6$25.00$25.003/27/2010 10:22:51 PM
focused-dime8$25.00$25.003/28/2010 11:36:35 AM
SoCalRancher$25.00$25.003/28/2010 8:38:00 AM
brightest-income-hunter$25.00$25.003/28/2010 12:48:28 PM
KiwiElf$30.00$30.003/28/2010 1:16:08 PM
kennyinminny$25.00$25.003/28/2010 7:13:19 AM
shellcollector$25.00$25.003/28/2010 1:47:57 PM
roccofox$44.04$44.043/28/2010 9:12:53 AM
lend2end$25.00$25.003/28/2010 9:22:50 AM
lend_to_you$25.00$25.003/28/2010 11:24:48 AM
Railbird$25.00$25.003/28/2010 12:22:57 PM
AJSinvest$25.00$25.003/28/2010 1:30:48 PM
bluesky07$25.00$25.003/28/2010 1:47:53 PM
One-ninety-three$25.00$25.003/28/2010 8:45:56 PM
anton$150.00$150.003/28/2010 2:34:20 PM
teller$26.06$26.063/28/2010 4:22:56 PM
toblerone$50.00$35.453/28/2010 5:53:32 PM
Paragon13$50.00$50.003/28/2010 9:12:45 PM
integrity-builder$50.00$50.003/29/2010 10:17:47 AM
chanee83$50.00$50.003/29/2010 10:48:26 AM
octoberfresh$25.00$25.003/29/2010 11:58:04 AM
TheWainer$25.00$25.003/29/2010 1:42:56 PM
SOBRO-FINANCE$25.00$25.003/30/2010 12:01:05 AM
encore02$100.00$100.003/31/2010 8:02:01 AM
KFB_Investments$35.00$35.003/31/2010 5:56:35 PM
plbquic$25.00$25.003/31/2010 7:07:18 PM
zx12rider$25.00$25.003/31/2010 9:12:55 PM
FundMaker$25.00$25.004/2/2010 9:37:04 AM
JerryB96$25.00$25.004/2/2010 2:00:54 PM
buckyhead2000$25.00$25.004/2/2010 2:16:59 PM
payontime1$50.00$50.004/2/2010 1:10:15 PM
Leshan$33.33$33.334/2/2010 2:50:53 PM
RkyMtnHi$75.00$75.004/2/2010 4:08:36 PM
kenji4861$25.00$25.003/26/2010 4:17:32 PM
windfall46$25.00$25.003/26/2010 4:18:36 PM
versatile-platinum4$25.00$25.003/26/2010 4:25:41 PM
Attract$25.00$25.003/26/2010 4:25:56 PM
gemoscar$25.00$25.003/26/2010 4:27:00 PM
successful-euro$50.00$50.003/26/2010 4:25:59 PM
xphile$25.00$25.003/26/2010 4:26:07 PM
kchen486$25.00$25.003/26/2010 4:25:29 PM
skvat$25.00$25.003/26/2010 4:25:32 PM
transparency-halo$25.00$25.003/26/2010 4:25:35 PM
credit-force5$25.00$25.003/26/2010 4:26:28 PM
honorable-yield$50.00$50.003/26/2010 4:25:52 PM
inspired-contract9$50.00$50.003/26/2010 4:26:17 PM
ahansen$25.00$25.003/26/2010 4:27:10 PM
delicious-social132$40.00$40.003/26/2010 4:26:25 PM
bchen78875$50.00$50.003/26/2010 4:33:28 PM
fightinjoe$25.00$25.003/26/2010 4:33:32 PM
wampum-reaction2$25.00$25.003/26/2010 4:36:02 PM
revenue-prospector$25.00$25.003/26/2010 4:37:43 PM
grampy48$25.00$25.003/26/2010 4:33:18 PM
AF-Chief$28.00$28.003/26/2010 4:34:00 PM
capital-web7$25.00$25.003/26/2010 4:34:33 PM
HHP$25.00$25.003/26/2010 4:34:08 PM
auction-turbine4$50.00$50.003/26/2010 4:34:43 PM
jeffpac$55.00$55.003/26/2010 4:35:40 PM
ingenious-order783$25.00$25.003/26/2010 4:36:57 PM
ommcd$25.00$25.003/26/2010 4:37:17 PM
proton346$25.00$25.003/26/2010 4:37:19 PM
galtsgulch$25.00$25.003/26/2010 4:37:30 PM
engaging-yield4$25.00$25.003/26/2010 4:37:10 PM
wormdc$25.00$25.003/26/2010 11:17:58 PM
jimbo29blue$50.00$50.003/26/2010 7:59:58 PM
lendersf$25.00$25.003/26/2010 8:03:03 PM
Ivan2007$25.00$25.003/27/2010 1:03:22 AM
mmqc$25.00$25.003/27/2010 8:12:58 AM
silvip$25.00$25.003/27/2010 6:40:13 AM
DeltaComputerGuy$25.00$25.003/27/2010 6:48:19 AM
xyzlmno$25.00$25.003/27/2010 9:52:58 AM
TheReaderRabbit$25.00$25.003/27/2010 7:42:54 AM
lloyd_s$25.00$25.003/27/2010 7:54:21 AM
Dr_M$25.00$25.003/27/2010 11:17:57 AM
clean-loyalty$25.00$25.003/27/2010 8:58:53 AM
kcole10$25.00$25.003/27/2010 8:58:40 AM
rate-fluffy-bunny$25.00$25.003/27/2010 9:17:52 AM
Dweeberkitty1$25.00$25.003/27/2010 2:43:39 PM
16888$50.00$50.003/27/2010 10:28:15 AM
nodlives$25.00$25.003/27/2010 3:54:39 PM
SonomaHills$25.00$25.003/27/2010 11:24:05 AM
BuildingBestLife$25.00$25.003/27/2010 6:32:52 PM
pbeach05$25.00$25.003/27/2010 6:54:54 PM
details$25.00$25.003/27/2010 8:57:57 PM
Kaj$25.00$25.003/27/2010 10:22:52 PM
iLoaner$25.00$25.003/28/2010 7:04:30 AM
surfhoss644$25.00$25.003/27/2010 6:54:03 PM
meenan$25.00$25.003/27/2010 9:42:57 PM
Mr_Bigmoney$25.00$25.003/27/2010 10:12:54 PM
BankofBen$25.00$25.003/28/2010 6:24:45 AM
responsibility-euphoria0$25.00$25.003/28/2010 6:49:29 AM
SDNLR$25.00$25.003/28/2010 1:47:59 PM
dharma1$25.00$25.003/28/2010 1:55:55 PM
platinum-platoon$25.00$25.003/28/2010 10:09:46 AM
towering-contract$25.00$25.003/28/2010 4:59:48 PM
bonus-chosen-one$25.00$25.003/28/2010 12:22:56 PM
wampum-optimization$26.84$26.843/28/2010 12:28:25 PM
ramsbladder$25.00$25.003/28/2010 12:34:00 PM
dollar-birdie$25.13$25.133/28/2010 12:43:18 PM
rosie777$30.00$30.003/28/2010 1:22:58 PM
micko$25.00$25.003/28/2010 3:02:51 PM
imbatman$25.00$25.003/28/2010 3:55:56 PM
SOBRO-FINANCE$25.00$25.003/30/2010 12:00:42 AM
surfsider123$25.00$25.003/31/2010 11:15:55 AM
Dollars4Rent$25.00$25.003/31/2010 6:06:04 PM
Prairie-MN$30.00$30.003/31/2010 7:32:49 PM
Bodyboard$25.00$25.004/1/2010 5:18:20 PM
loanshark62$25.00$25.004/1/2010 10:03:17 PM
unrhrsd$25.00$25.004/2/2010 6:39:15 AM
BANKIN$25.00$25.004/2/2010 3:22:28 PM
165 bids
 
Borrower Payment Dependent Notes Series 451897
This series of Notes was issued and sold upon the funding of the borrower loan #41740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,900.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 21.00% Starting borrower rate/APR: 22.00% / 24.26% Starting monthly payment: $301.70
Final lender yield: 18.00% Final borrower rate/APR: 19.00% / 21.22% Final monthly payment: $289.58
 
Auction yield range: 6.04% - 21.00% Estimated loss impact: 5.32%  
Lender servicing fee: 1.00% Estimated return: 12.68%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Mar-1997 Debt/Income ratio: 11%
Basic (1-10): 8 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 6 / 6Length of status:3y 3m
Credit score: 740-759 (Mar-2010) Total credit lines: 17 Occupation: Executive
Now delinquent: 0 Revolving credit balance: $81,867Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 90%  
Public records last 12m / 10y: 0/ 1 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: velocity-buckeye Borrower's state: Arizona Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
So close! Bid again! Splash!!
Purpose of loan:
Hi Again!!? We were so close to funding this loan today...I would appreciate it if you would bid again so you win and I win!

Thanks to those of you who bid on my first loan request that barely missed funding today...I hope you will bid again as we came so close!? We only needed an additional 30%...unfortunately my friends and family can't be lenders because they live in Arizona and prosper does not allow people who live in Arizona to be lenders.? So I need to rely on you if I want to get a loan through prosper...let's make it happen for both of us!

I?would like?to put a pool into our home that we built in 2007.? We have saved a down payment of $11,000 but still need an additional $7900 to put the pool in.? We miss the family pool time that we had in our old home and would like to provide that for our family once again.? We have been in the new home for 2 1/2 years and would really like to be able to get the pool in this year before summer.? So I will try this again before going to the bank to ask for an equity loan on my new home.? I would much rather pay you directly than a bank.


My financial situation:
This is something?I want to do for our family and have worked hard to save $11,000 for this pool.? I have excellent?credit!? I have spent the last 9 years rebulding my credit after I had a bankruptcy in 2001?when I got out of the military.? My BK comes off my credit next?year...YEAH!!? I will do anything to protect my credit after working so hard!!? I have paid my dues and learned my lessons and will not put myself in a bad situation again...I've worked too hard to get my credit back.? I have a stable good paying job that I am very?good at.? I can also provide proof of all of my income.? I can afford and will pay?back?the loan I am requesting.

I only have?2 credit cards with low balances of $99 and $1800.? The revolving credit you see listed is $80,000 of an equity loan tied to my rental property?that is paid for?with my rental income.? I have owned my rental property since 2004 and built my new home in 2007.? My income is $95000 per year shown on my W2's.? I also make an additional $16800 in rental income and have rented my rental property?out for three years.? I have 2 autos w/payments of $400 & $207.? I?have no?delinquencies on my credit report.? My wife also works but I have not included her income.

I'm excited!!? I hope you are too!!? I'd appreciate your bid!!? Thanks for taking the time to read my request!!? Have a great day!!


Thank you for taking?the time?to look at?my request...I hope you have a great day!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orange-finance-banker$25.00$25.003/29/2010 3:52:42 PM
totoro$25.00$25.003/29/2010 3:53:59 PM
intelligent-yield$25.00$25.003/29/2010 3:51:10 PM
breadbroker$25.00$25.003/29/2010 3:52:49 PM
impressive-loan$350.00$350.003/29/2010 3:52:08 PM
YoungTaxMan$75.00$75.003/29/2010 3:55:00 PM
Tazeme$25.00$25.003/29/2010 4:15:07 PM
wealth-pal3$25.00$25.003/29/2010 4:20:08 PM
DisftwildArmyMom$25.00$25.003/29/2010 4:32:05 PM
investorrr$25.00$25.003/29/2010 4:32:10 PM
kginatl$25.00$25.003/29/2010 4:33:47 PM
USMP$100.00$100.003/29/2010 4:33:55 PM
greeninspirit$25.00$25.003/29/2010 4:31:50 PM
dloan$25.00$25.003/29/2010 4:33:12 PM
FinDoc$25.00$25.003/29/2010 4:35:19 PM
4Horseman$25.00$25.003/29/2010 6:07:17 PM
Cory79$39.68$39.683/29/2010 6:03:30 PM
aislinnn$25.00$25.003/30/2010 7:24:07 AM
Sven79$25.00$25.003/30/2010 1:23:18 AM
chrisb1414$25.00$25.003/30/2010 6:00:00 AM
ttnk62918$25.00$25.003/30/2010 7:24:06 AM
smart-gain$48.30$48.303/30/2010 1:49:10 PM
mercuriant$25.00$25.003/30/2010 4:45:24 PM
bdruss$25.00$25.003/31/2010 9:46:58 AM
IPlayOutsideTheBox$25.00$25.003/31/2010 9:28:32 AM
elegant-loot$25.00$25.003/31/2010 9:49:19 AM
tntmojave$25.00$25.003/31/2010 9:46:50 AM
Prairie-MN$30.00$30.004/1/2010 5:22:21 AM
Bank_Of_XL$50.00$50.004/1/2010 7:14:19 AM
respectful-integrity3$30.00$30.004/1/2010 8:43:44 AM
VAGweilo$31.62$31.624/1/2010 11:55:16 AM
OldManP$25.00$25.004/1/2010 1:25:20 PM
frogperson$50.00$50.004/1/2010 4:33:01 PM
Byrd24$100.00$100.004/1/2010 5:34:38 PM
BoughtTheFarm$25.00$25.004/1/2010 5:39:40 PM
alex189a$50.00$50.004/2/2010 12:56:53 PM
merlin981$29.27$29.274/2/2010 11:33:05 AM
dynrep$25.00$25.004/2/2010 2:40:16 PM
noodles932$51.00$51.004/2/2010 4:22:00 PM
Cory79$63.23$63.234/2/2010 4:41:44 PM
GCSS$25.00$25.004/2/2010 6:30:03 PM
cash-tent$25.00$25.004/2/2010 9:14:47 PM
brondero$100.00$100.004/2/2010 6:06:26 PM
sasa101$50.00$50.004/2/2010 10:16:58 PM
morewhatsinstore$25.00$25.004/2/2010 7:07:50 PM
Ven58$25.00$25.004/2/2010 7:55:13 PM
minista$25.00$25.004/3/2010 7:05:18 AM
dlg$25.53$25.534/3/2010 7:13:41 AM
blissful-bid235$25.00$25.004/3/2010 12:37:14 PM
lucrative-worth$25.00$25.004/3/2010 9:46:48 AM
Hatdance$25.00$25.004/4/2010 6:59:39 AM
Smallbear$25.00$5.414/4/2010 8:12:01 AM
Bizern$30.88$30.884/4/2010 3:22:51 PM
blue-relay$50.00$50.004/4/2010 5:10:26 PM
buffalobills$25.00$25.004/5/2010 6:55:45 AM
tranquil-revenue$100.00$100.004/5/2010 8:32:15 AM
uarewhatuthink$50.00$50.004/5/2010 9:48:54 AM
autonomous-power$50.00$50.004/5/2010 5:55:59 AM
Investor22$25.00$25.004/5/2010 10:06:11 AM
trumpeter5$50.00$50.004/5/2010 10:06:44 AM
houli123$1,103.62$1,103.624/5/2010 9:16:43 AM
1stAmericanCapital$25.00$25.004/5/2010 10:27:42 AM
leverage-monger$25.70$25.704/5/2010 9:41:45 AM
Nusk$40.00$40.004/5/2010 11:21:48 AM
Bob450$50.00$50.004/5/2010 12:16:24 PM
Zagit$26.29$26.294/5/2010 12:29:57 PM
charming-point$300.00$300.004/5/2010 12:13:09 PM
krink1$25.00$25.004/5/2010 12:26:15 PM
momentous-gold$25.00$25.004/5/2010 10:55:46 AM
branaa99$30.00$30.004/5/2010 2:48:03 PM
piter-to-la-investment$25.00$25.004/5/2010 1:54:55 PM
partyplan$35.00$35.004/5/2010 2:17:28 PM
Whipster$25.00$25.004/5/2010 2:31:46 PM
grnii78$99.08$99.084/5/2010 2:58:40 PM
krink1$25.00$25.004/5/2010 12:26:34 PM
icon7$25.00$25.004/5/2010 3:08:28 PM
Faelin$25.00$25.004/5/2010 3:10:39 PM
purposeful-dedication$25.00$25.004/5/2010 12:48:55 PM
Bob450$25.00$25.004/5/2010 3:37:12 PM
gmanrex$100.00$100.004/5/2010 3:07:12 PM
Taho$50.00$50.004/5/2010 1:15:33 PM
1phantom$25.00$25.004/5/2010 3:48:33 PM
patriot384$100.00$100.004/5/2010 3:45:14 PM
greenback-ally$29.00$29.004/5/2010 3:47:16 PM
LetsDoThisTogether$100.00$100.004/5/2010 3:47:51 PM
leverage-monger$35.60$35.604/5/2010 3:49:38 PM
best-credit-sushi$25.00$25.004/5/2010 2:27:58 PM
KFB_Investments$35.00$35.004/5/2010 2:47:45 PM
ZOOOM$25.00$25.004/5/2010 3:49:19 PM
matthewa$25.00$25.003/29/2010 3:51:58 PM
robot777$40.00$40.003/29/2010 3:52:18 PM
CallMeBen$25.00$25.003/29/2010 3:51:15 PM
principal-prodigy$25.00$25.003/29/2010 4:08:11 PM
stockpiler079$25.00$25.003/29/2010 4:10:27 PM
spreadgoodwill$25.00$25.003/29/2010 4:11:49 PM
income-fortress$25.00$25.003/29/2010 4:18:03 PM
M_V$100.00$100.003/29/2010 4:31:43 PM
30674949$25.00$25.003/29/2010 4:32:07 PM
TSC$50.00$50.003/29/2010 4:32:32 PM
feedpaulyfaster$25.00$25.003/29/2010 4:33:34 PM
rangers94$25.00$25.003/29/2010 4:31:57 PM
Rattlehead$50.00$50.003/29/2010 4:32:11 PM
notyourdaddy$25.00$25.003/29/2010 4:33:06 PM
credit-observatory$25.00$25.003/29/2010 5:34:46 PM
silverloan$32.41$32.413/30/2010 11:09:52 AM
navy_cash$30.00$30.003/30/2010 11:52:44 AM
jeffpac$55.00$55.003/30/2010 4:20:25 PM
MechEngLender$25.00$25.003/31/2010 11:29:23 AM
superb-kindness2$25.00$25.003/31/2010 12:30:23 PM
Myrick$25.00$25.003/31/2010 4:13:20 PM
nickel-position$45.00$45.003/31/2010 4:15:32 PM
MasterKey$25.00$25.003/31/2010 5:58:25 PM
knowonder$25.00$25.003/31/2010 7:43:18 PM
ZerightGifts$100.00$100.003/31/2010 6:26:59 PM
blagosboy$50.00$50.003/31/2010 10:33:13 PM
CommerciaLender$26.00$26.004/1/2010 7:11:41 AM
tdswellington$25.00$25.004/1/2010 7:29:04 AM
prohelper$25.00$25.004/1/2010 10:49:51 AM
the-auction-lotus$25.00$25.004/1/2010 1:25:22 PM
buckyhead2000$25.00$25.004/1/2010 12:58:24 PM
driven_24-7$25.00$25.004/1/2010 1:25:06 PM
csak13$25.00$25.004/2/2010 4:35:38 AM
ExcellentGreen$25.00$25.004/2/2010 8:12:51 AM
cutter21$28.55$28.554/2/2010 10:10:58 AM
top-courteous-peso$25.00$25.004/2/2010 9:34:15 AM
schmegs$25.00$25.004/2/2010 12:55:05 PM
new-peso-concerto$50.00$50.004/2/2010 1:51:32 PM
puyanera$25.00$25.004/2/2010 3:35:34 PM
ONECENTATATIME$37.00$37.004/2/2010 2:36:16 PM
gmf$25.00$25.004/2/2010 4:29:21 PM
b-rent$25.00$25.004/2/2010 4:46:19 PM
wkeboarder21$50.00$50.004/2/2010 6:33:16 PM
Pu239$60.00$60.004/2/2010 7:31:32 PM
tracyjo$25.00$25.004/2/2010 8:29:08 PM
basejump0$25.00$25.004/3/2010 2:37:23 AM
JustOneVoice$25.00$25.004/3/2010 3:58:32 AM
leverage-monger$25.00$25.004/3/2010 8:52:04 AM
credit-panda1$50.00$50.004/3/2010 4:05:29 AM
Feyenoord$25.00$25.004/3/2010 12:49:47 PM
reflective-rupee$100.00$100.004/3/2010 6:14:34 PM
psalms6612$25.00$25.004/3/2010 7:20:56 PM
credit-coach118$65.00$65.004/3/2010 8:51:03 PM
scredneck$50.00$50.004/4/2010 5:55:04 AM
leverage-monger$25.07$25.074/4/2010 10:38:36 AM
tkr2$50.00$50.004/4/2010 11:40:41 AM
millioncan$25.00$25.004/4/2010 1:52:10 PM
thofs$56.30$56.304/4/2010 7:55:06 AM
gothampark$25.00$25.004/4/2010 1:35:21 PM
massuot$25.00$25.004/4/2010 2:10:07 PM
Ven58$25.00$25.004/4/2010 3:02:56 PM
Tahoeman$25.00$25.004/5/2010 7:55:48 AM
loyalty-czar$61.00$61.004/5/2010 7:56:50 AM
rinyt$30.00$30.004/4/2010 6:01:52 PM
OrcaFIN$50.00$50.004/4/2010 10:44:26 PM
principal-star$25.00$25.004/5/2010 9:48:55 AM
wise-courageous-social$50.00$50.004/5/2010 10:51:39 AM
jybank$25.00$25.004/5/2010 11:57:56 AM
Leshan$25.00$25.004/5/2010 9:09:43 AM
catalystcf$25.00$25.004/5/2010 1:10:08 PM
bitano$39.46$39.464/5/2010 1:12:22 PM
bonus-quark4$25.00$25.004/5/2010 1:58:00 PM
FallonCredit$25.00$25.004/5/2010 2:29:42 PM
fireferd$50.00$50.004/5/2010 2:32:31 PM
myduck$50.00$50.004/5/2010 2:56:50 PM
krink1$25.00$25.004/5/2010 12:25:52 PM
krink1$25.00$25.004/5/2010 12:26:52 PM
wwwUniversal$25.00$25.004/5/2010 3:11:07 PM
honorable-justice1$75.00$75.004/5/2010 3:04:43 PM
mammalian4$50.00$50.004/5/2010 12:46:57 PM
wonder3$25.00$25.004/5/2010 12:54:25 PM
broker558$25.00$25.004/5/2010 3:32:32 PM
Engineer44$25.00$25.004/5/2010 3:49:42 PM
172 bids
 
Borrower Payment Dependent Notes Series 451965
This series of Notes was issued and sold upon the funding of the borrower loan #41743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-04-2010 
 
Starting lender yield: 7.48% Starting borrower rate/APR: 8.48% / 8.82% Starting monthly payment: $78.90
Final lender yield: 7.48% Final borrower rate/APR: 8.48% / 8.82% Final monthly payment: $78.90
 
Auction yield range: 3.04% - 7.48% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-1988 Debt/Income ratio: 28%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 9 / 6Length of status:9y 11m
Credit score: 800-819 (Mar-2010) Total credit lines: 27 Occupation: Clerical
Now delinquent: 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: gain-burger Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
Pay off a final Credit card debt which was used to purchase new inventory in 2009 for our Oriental Rug business.
My financial situation:
I am a good candidate for this loan because I have worked at the same location for 10+ years, make a good wage, own my own home.? My husband is a retired military officer and his pension brings in extra cash as well as our business ventures, our online sales have jumped in 2010 by 30%. Our monthly income varies according to how many rugs we sell, but our income/outgoings are broadly?defined as I show below:
Income:
Salary:????????$2,400 (net)
Pension??????$2,000 (net)
Business????$2,500 (net)

Total:?$6,900

Outgoings:
Mortgage:????????$1,040 (includes Taxes & Home Insurances)
Insurances:??????$115 (Cars)
Household:?????? $1000 (food, clothes, gas etc)
Utilities:???????? ??$300 (Telephone, internet, TV)
Credit cards:?? ?$1000

Total:????????????????$3455

As you can see our excess of income over expenditure is approximately $3445 each month. We want to put this last large credit card bill for previous business expenses onto a loan basis and know that this is something the prosper community will understand. We have an excellent 800+ FICO because we are always meticulous about paying our bills and debts to the letter and on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
microloan-green$25.00$25.003/29/2010 3:53:47 PM
Approved$41.39$41.393/29/2010 9:08:15 PM
Sven79$25.00$25.003/30/2010 1:23:21 AM
imbatman$25.00$25.003/30/2010 4:51:02 AM
Mav26$120.00$120.003/30/2010 10:50:52 AM
webfeet$25.00$25.003/30/2010 1:59:49 PM
eCapital$25.00$25.003/30/2010 5:03:38 PM
ekc12$25.00$25.003/31/2010 7:14:04 AM
happyface$50.00$50.003/31/2010 5:56:35 AM
Lastavatar$25.00$25.003/31/2010 12:54:34 PM
RandyL3$99.00$99.003/31/2010 8:35:27 PM
point-enforcer$25.00$25.003/31/2010 6:30:02 PM
gjacobs2$25.00$25.003/31/2010 7:02:02 PM
Mario2007$25.00$25.003/31/2010 8:29:48 PM
bonus-adventure3$50.00$50.004/1/2010 6:51:36 AM
octoberfresh$25.00$25.004/1/2010 7:22:21 AM
circustab$50.00$50.004/1/2010 6:18:53 AM
hbzchimar$25.00$25.004/1/2010 11:35:05 AM
Nasdaq$25.00$25.004/1/2010 4:35:32 PM
Dollars4Rent$25.00$25.004/1/2010 7:54:52 PM
Kelor99$25.00$25.004/1/2010 9:20:16 PM
TheWainer$25.00$25.004/1/2010 10:30:06 PM
isfahanian$25.00$25.004/1/2010 10:32:56 PM
lawmonster$25.00$25.004/1/2010 8:49:13 PM
Airbandit$47.01$47.014/2/2010 9:44:39 AM
Cherrypicker$50.00$50.004/2/2010 10:08:08 AM
MVP2008$25.00$25.004/2/2010 10:52:38 AM
felicity-loyalist0$45.00$45.004/2/2010 4:44:42 PM
beeslow$30.00$30.004/2/2010 5:12:43 PM
lostperception$26.00$26.004/3/2010 1:25:50 AM
silver-fixer1$50.00$50.004/3/2010 6:01:42 AM
Traal$25.00$25.004/2/2010 8:34:09 PM
balance-force$28.00$28.004/3/2010 8:27:09 AM
dinero-rumbler$25.00$25.004/3/2010 12:00:50 PM
mobius_titan$25.00$25.004/3/2010 1:56:22 PM
creative-finance7$25.00$25.004/3/2010 3:22:19 PM
ivar$25.00$25.004/3/2010 7:28:31 PM
blissful-penny$28.93$28.934/3/2010 11:16:23 PM
dontscrewmeover1$25.00$25.004/3/2010 6:01:20 PM
bobbyoderek$25.00$25.004/3/2010 7:42:29 PM
jwood3030$35.00$35.003/29/2010 4:04:29 PM
Interral$25.00$25.003/29/2010 4:31:08 PM
chopper94$25.00$25.003/29/2010 6:34:03 PM
silver-philosopher$25.00$25.003/30/2010 11:10:13 PM
jimbo29blue$50.00$50.003/31/2010 5:51:59 AM
sunshine1965$25.00$25.003/31/2010 10:47:14 AM
Katherine12$25.00$25.004/1/2010 6:43:33 AM
retiresecure$25.00$25.004/1/2010 8:37:53 AM
beer-gardener$250.00$250.004/1/2010 1:43:09 PM
income-crescendo1$60.90$60.904/2/2010 5:47:14 AM
otalon$25.00$25.004/2/2010 10:55:32 AM
nickel-pipeline$31.00$31.004/2/2010 11:49:37 AM
balance-whistle7$100.00$100.004/2/2010 1:19:53 PM
buckyhead2000$25.00$25.004/2/2010 2:19:06 PM
Prairie-MN$30.00$30.004/2/2010 8:17:02 PM
zx12rider$25.08$25.084/2/2010 8:29:59 PM
frankandirene$25.00$25.004/2/2010 8:49:49 PM
gsp1885$26.00$26.004/2/2010 5:17:38 PM
Lotsofbears$25.00$25.004/2/2010 6:18:34 PM
ProModelA$25.00$1.694/3/2010 9:33:30 AM
Lastavatar$25.00$25.004/3/2010 4:50:50 PM
exchange-squirrel$25.00$25.004/3/2010 11:14:32 PM
JerryB96$25.00$25.004/4/2010 7:42:42 AM
GarBear88$100.00$100.004/4/2010 5:58:37 AM
heerzaquestion$25.00$25.004/4/2010 8:19:50 AM
wa_boarder$25.00$25.004/3/2010 6:58:45 PM
cebgop$25.00$25.004/4/2010 1:47:59 AM
dbanwart$25.00$25.004/4/2010 2:07:26 PM
68 bids
 
Borrower Payment Dependent Notes Series 452031
This series of Notes was issued and sold upon the funding of the borrower loan #41725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $332.55
Final lender yield: 25.89% Final borrower rate/APR: 26.89% / 29.22% Final monthly payment: $326.13
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.64%  
Lender servicing fee: 1.00% Estimated return: 15.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Sep-2005 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 6 / 6Length of status:3y 9m
Credit score: 640-659 (Mar-2010) Total credit lines: 22 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $10,112Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 72%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: widefido Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,000.00< mo. late: 0 ( 0% )  
640-659 (Feb-2010)
640-659 (Jul-2007)
640-659 (May-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 30  
Description
You Can Help Me Succeed!
Purpose of loan:
To help me succeed by paying off my University bill and bringing down the debt on one of my credit cards for a lower interest rate

My financial situation:Hello all! I am a software developer who recently finished college and who recently moved to Atlanta, GA. My University attendance resulted in a final bill that I need to pay off before I can receive my diploma. Also, I have some credit cards that I would like to pay down with this loan.
This $8,000 loan will be used to pay off down my credit card as well as to pay off my final bill at my University.
Here is the breakdown:
? Credit Card: $2500
? University Bill: $5500
I am a responsible adult, with a very stable, and well paying job, who has a passion and drive like no other. By financing me, you will allow me to go on and succeed financially! I am and will continue to be a good investment!

Monthly net income: ~$3400
Monthly expenses: $2500
??Housing: $1200
??Car payment: $330
? Car insurance: $140
? Utilities: $150
??Phone, cable, internet: $30
? Groceries: $250
??Credit cards and other loans: $400As you can see, my current income is greater than my outgoing expenses. By taking on this loan, I will be reducing my credit card monthly payments, which allows for more than enough left over to pay my loan payment, on time, every month.
I have had one other prosper loan. I have never missed a single payment. Even though my credit rating is lower than some (because of these credit cards) I am and will continue to be a GOOD investment.
Thank you all for looking through my loan request. Please consider financing me to allow me to acheive financial independence, to pay off my University bill, and to get back on track!
Thank you for your help! Take care!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
preventivepestcontrol$100.00$100.003/29/2010 4:11:09 PM
chato2345$153.63$153.633/29/2010 4:29:06 PM
fuke$25.00$25.003/30/2010 11:50:57 AM
golffish2$200.00$200.003/30/2010 3:24:08 PM
foothillender$25.00$25.003/30/2010 3:37:13 PM
nickel-position$25.00$25.003/31/2010 3:56:08 PM
Katherine12$25.00$25.004/1/2010 6:46:26 AM
jhouman$25.00$25.004/1/2010 4:31:30 PM
truth-trapper$50.00$50.004/1/2010 5:24:07 PM
investmentgroup$25.00$25.004/1/2010 7:50:56 PM
reflective-rupee$100.00$100.004/1/2010 11:57:52 PM
mercuriant$25.00$25.004/2/2010 9:26:50 AM
reflective-rupee$100.00$100.004/2/2010 9:30:17 AM
BenOrt$25.00$25.004/2/2010 3:56:14 PM
curveylady$25.00$25.004/2/2010 5:00:51 PM
clemclan$25.00$25.004/2/2010 5:55:44 PM
mammalian4$25.00$25.004/2/2010 6:58:38 PM
Prairie-MN$30.00$30.004/2/2010 8:54:19 PM
jirahola$25.00$25.004/2/2010 9:14:06 PM
DasMula$25.00$25.004/2/2010 8:49:22 PM
DasMula$25.00$25.004/2/2010 8:49:36 PM
twjh$25.00$25.004/3/2010 7:55:55 AM
Bob450$50.00$50.004/2/2010 8:50:13 PM
Aberdeen$400.00$400.004/3/2010 7:55:49 AM
chameleon125$50.00$50.004/3/2010 9:46:40 AM
Chava15$25.00$25.004/3/2010 12:10:37 PM
reflective-rupee$100.00$100.004/3/2010 12:27:28 PM
Feyenoord$25.00$25.004/3/2010 12:50:44 PM
five-star-note$100.00$100.004/3/2010 1:36:03 PM
farmn$25.00$25.004/3/2010 7:01:08 PM
113121$600.00$363.814/4/2010 10:02:20 AM
payout-network1$25.00$25.004/4/2010 11:18:16 AM
InvestinginU$50.00$50.004/4/2010 3:58:05 PM
myduck$50.00$50.004/4/2010 4:57:06 PM
Aberdeen$500.00$500.004/4/2010 4:10:12 PM
Whipster$25.00$25.004/4/2010 6:53:35 PM
Bob450$25.00$25.004/4/2010 2:51:09 PM
Your_Bank$35.00$35.004/4/2010 6:22:11 PM
jcw3rd$25.00$25.004/5/2010 9:03:57 AM
credit-missile$150.00$150.004/5/2010 4:22:55 AM
credit-sasquatch3$39.00$39.004/5/2010 10:07:36 AM
love2garden$50.00$50.004/5/2010 6:19:51 AM
umfan123$25.00$25.004/5/2010 6:56:59 AM
JJ-Loans$50.00$50.004/5/2010 7:47:05 AM
The-CAPS-fan$30.00$30.004/5/2010 8:13:23 AM
Pu239$60.00$60.004/5/2010 10:34:11 AM
Leshan$57.02$57.024/5/2010 11:26:43 AM
golffish2$200.00$200.004/5/2010 9:11:02 AM
professional-integrity$26.25$26.254/5/2010 12:59:48 PM
realtormoises$25.00$25.004/5/2010 10:23:45 AM
charming-point$300.00$300.004/5/2010 1:42:02 PM
icon7$25.00$25.004/5/2010 1:59:33 PM
ultimate-peace$100.00$100.004/5/2010 2:58:00 PM
fund-dragster$90.00$90.004/5/2010 3:14:04 PM
ore-dojo$50.00$50.004/5/2010 3:21:57 PM
joebob78$53.52$53.524/5/2010 3:13:16 PM
FinDoc$25.00$25.003/29/2010 4:10:25 PM
UCLA4life$25.00$25.003/29/2010 4:36:35 PM
BigBizBuilder$100.00$100.003/29/2010 8:43:10 PM
atomantic$75.00$75.003/30/2010 1:55:27 AM
Helenska11$25.00$25.003/30/2010 4:00:31 PM
jhouman$25.00$25.003/30/2010 7:17:59 PM
JeffHoll$80.00$80.003/31/2010 2:22:04 PM
ChrisKwan$25.00$25.004/1/2010 9:36:57 AM
frogperson$50.00$50.004/1/2010 4:33:07 PM
SolarMoonshine$25.00$25.004/1/2010 5:41:38 PM
MoneyForNothing$25.00$25.004/2/2010 7:12:44 AM
_SCI_$25.00$25.004/2/2010 8:59:22 PM
brondero$180.00$180.004/2/2010 6:13:09 PM
sensible-fund$36.77$36.774/2/2010 6:16:08 PM
DasMula$25.00$25.004/2/2010 8:48:56 PM
Aberdeen$400.00$400.004/3/2010 7:55:51 AM
DasMula$25.00$25.004/2/2010 8:49:51 PM
wowlender$25.00$25.004/3/2010 7:54:33 AM
AaronL$25.00$25.004/3/2010 3:11:30 PM
redmen93$25.00$25.004/3/2010 4:37:08 PM
MrRooster101$25.00$25.004/3/2010 5:53:24 PM
JerryB96$25.00$25.004/4/2010 7:57:25 AM
MSLendingLLC$60.00$60.004/4/2010 8:03:49 AM
credit-coach118$50.00$50.004/3/2010 8:47:12 PM
piter-to-la-investment$25.00$25.004/4/2010 11:47:17 AM
duty-monger$50.00$50.004/4/2010 6:22:35 AM
brother_tam$200.00$200.004/4/2010 12:18:52 PM
wonderous-power$25.00$25.004/5/2010 4:12:35 AM
golffish2$400.00$400.004/5/2010 4:22:07 AM
wonder3$25.00$25.004/5/2010 6:00:02 AM
dorypro$25.00$25.004/4/2010 6:28:45 PM
patriot384$75.00$75.004/5/2010 6:50:43 AM
Gandalf0001$30.00$30.004/5/2010 8:49:21 AM
sjo1984111$25.00$25.004/5/2010 8:53:37 AM
Kash2010lu$25.00$25.004/5/2010 1:32:24 AM
buffalobills$25.00$25.004/5/2010 6:56:52 AM
Skeptical-one$25.00$25.004/5/2010 9:48:34 AM
shrewd-income$100.00$100.004/5/2010 10:03:58 AM
fund-fox4$25.00$25.004/5/2010 11:20:56 AM
113121$500.00$500.004/5/2010 1:07:09 PM
loan-fate$25.00$25.004/5/2010 1:11:51 PM
gmanrex$100.00$100.004/5/2010 2:43:49 PM
b-rent$25.00$25.004/5/2010 12:04:07 PM
grnii78$250.00$250.004/5/2010 2:55:51 PM
Toystore$50.00$50.004/5/2010 3:14:18 PM
gmanrex$100.00$100.004/5/2010 3:07:49 PM
social-conductor4$25.00$25.004/5/2010 3:49:46 PM
mbf2234$25.00$25.004/5/2010 2:08:35 PM
Speculator$100.00$100.004/5/2010 3:44:17 PM
105 bids
 
Borrower Payment Dependent Notes Series 452065
This series of Notes was issued and sold upon the funding of the borrower loan #41640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $63.95
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2000 Debt/Income ratio: 2%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 1 / 1Length of status:5y 0m
Credit score: 740-759 (Mar-2010) Total credit lines: 3 Occupation: Construction
Now delinquent: 0 Revolving credit balance: $6Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 1%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: asset-sorcerer1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FAST ACTION CASH BINDER
Purpose of loan:
This loan will be used to? supplement my cash reserves as I contract and wholesale properties in my area.

My financial situation:
I am a good candidate for this loan because?I have a good daily balance in my checking account, a reliable and steady income and a $5,000 savings account.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.003/29/2010 3:52:10 PM
AF-Chief$27.00$27.003/29/2010 3:53:09 PM
WHEREISTHEMOON$25.00$25.003/29/2010 3:53:43 PM
fishtale$25.00$25.003/29/2010 3:56:09 PM
ideal-penny8$25.00$25.003/29/2010 3:56:52 PM
Dreamconnection$25.00$25.003/29/2010 3:56:27 PM
TakeCare$50.00$50.003/29/2010 3:57:58 PM
credit-force5$25.00$25.003/29/2010 3:57:25 PM
satisfying-durability$25.00$25.003/29/2010 3:58:58 PM
GoGators01$25.00$25.003/29/2010 4:17:02 PM
RandyL3$99.00$99.003/29/2010 6:33:08 PM
pork-nuggets$25.00$25.003/30/2010 10:31:04 PM
gavinsp$25.00$25.003/31/2010 2:28:33 PM
bonus-adventure3$25.00$25.004/1/2010 6:46:00 AM
poolboy17$25.00$25.004/1/2010 8:27:06 AM
AsianDragon$50.00$50.004/1/2010 10:17:58 PM
encore739$25.00$25.004/2/2010 1:01:52 PM
buckyhead2000$25.00$25.004/2/2010 2:33:07 PM
autoconnection$25.00$25.004/2/2010 5:25:02 PM
Stafo$35.00$35.004/3/2010 6:48:25 PM
knowonder$25.00$25.004/4/2010 8:06:14 PM
proton346$25.00$25.004/4/2010 4:04:32 PM
jybank$25.00$25.004/4/2010 11:44:29 PM
MN_Lender$25.00$25.004/5/2010 5:58:03 AM
dreamhope$25.00$25.004/5/2010 7:54:34 AM
kgeezy$100.00$100.004/5/2010 8:13:39 AM
the-profit-oracle$25.00$25.004/5/2010 1:07:29 PM
ddog0224$25.00$25.004/5/2010 3:47:02 PM
Nerdster1$25.00$25.003/29/2010 3:53:50 PM
KandKLegacyInvestments$25.00$25.003/29/2010 3:52:17 PM
honorable-yield$50.00$50.003/29/2010 3:56:17 PM
inspired-contract9$50.00$50.003/29/2010 3:57:05 PM
bonus-adventure3$25.00$25.003/29/2010 3:57:34 PM
windfall46$25.00$25.003/29/2010 3:55:38 PM
studious-bonus7$50.00$33.103/29/2010 3:59:21 PM
successful-euro$50.00$50.003/29/2010 3:56:39 PM
kchen486$25.00$25.003/29/2010 3:55:47 PM
versatile-platinum4$25.00$25.003/29/2010 3:56:02 PM
delicious-social132$40.00$40.003/29/2010 3:57:17 PM
restless-currency$25.00$25.003/29/2010 3:57:44 PM
ahansen$25.00$25.003/29/2010 3:58:21 PM
webfeet$25.00$25.003/30/2010 1:21:23 PM
best-listing-toro$25.00$25.003/31/2010 2:20:32 PM
smarva$25.00$25.004/1/2010 6:48:46 AM
cwegert$90.90$90.904/1/2010 9:11:51 AM
ujiba$25.00$25.004/1/2010 11:56:09 AM
marwadi-62$200.00$200.004/2/2010 5:35:44 AM
Brainworm$25.00$25.004/2/2010 5:21:15 AM
interstellar$50.00$50.004/2/2010 11:43:07 AM
stephen_c01$25.00$25.004/2/2010 1:16:21 PM
jayk63$25.00$25.004/3/2010 6:31:36 AM
wild-orange$25.00$25.004/5/2010 8:47:49 AM
wild-orange$25.00$25.004/5/2010 8:48:19 AM
khamlagirl$25.00$25.004/5/2010 12:20:26 PM
Pickmar$25.00$25.004/5/2010 12:18:46 PM
wwwUniversal$25.00$25.004/5/2010 3:17:10 PM
khamlagirl$25.00$25.004/5/2010 3:39:54 PM
57 bids
 
Borrower Payment Dependent Notes Series 452193
This series of Notes was issued and sold upon the funding of the borrower loan #41658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-31-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 27.38% Starting borrower rate/APR: 28.38% / 30.73% Starting monthly payment: $224.47
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $221.18
 
Auction yield range: 11.04% - 27.38% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2006 Debt/Income ratio: 38%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 7 / 7Length of status:0y 7m
Credit score: 640-659 (Mar-2010) Total credit lines: 9 Occupation: Other
Now delinquent: 0 Revolving credit balance: $14,311Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 77%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: ItalianKisses Borrower's state: Virginia Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Desperate Need of Medical Loan
Purpose of loan:
I am currently and have previously been experiencing medical issues for over the past 4 years. I would like to receive a loan for half of the medical procedure and have the rest in cash to put down.

My financial situation:
I am currently very financially stable. I have D prosper rating because of my high revolving credit, which is there because I have a motorcycle loan that they applied to a revolving account instead of an installment loan and unfortunately, brings down my credit rating. I also have a few credit cards that have a pretty high balance because I was laid off during the economic downfall last year and was unemployed for over 6 months. I have since found a promising career with a local hospital and they are sending me to college in the fall, all expenses paid. I currently live with my mother and the only bills I am paying are my credit cards, car payment and motorcycle loan which equals to $700?a month and I gross well over $2500. I have never missed or been late on any kind of payment.

I would appreciate the help from anyone who is willing to lend a hand, I'd rather take care of this medical necessity now before it gets any worse.

Thanks in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: May I ask what the medical necessity is. This would help to evaluate the risk. Thanks - integrity-doctor
A: It's kind of a personal (woman) problem. I will say that I've had cancer in the past and this pertains to that. (Apr-03-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
unclejaef$25.00$25.003/31/2010 3:59:09 PM
a-fund-paradise$25.00$25.003/31/2010 3:59:43 PM
stoopidnoodle$25.00$25.003/31/2010 4:00:24 PM
Adaboy$25.00$25.003/31/2010 3:59:45 PM
social-conductor4$25.00$25.003/31/2010 4:02:49 PM
jlr613$25.00$25.003/31/2010 4:03:04 PM
kginatl$25.00$25.003/31/2010 4:02:43 PM
saffron4$27.19$27.193/31/2010 4:04:24 PM
AF-Chief$28.00$28.003/31/2010 4:04:38 PM
workinghardoregon$25.00$25.003/31/2010 4:00:29 PM
burrito6$25.00$25.003/31/2010 4:06:49 PM
Wowzer$25.00$25.003/31/2010 4:02:11 PM
KramericaIndustries$25.00$25.003/31/2010 4:02:59 PM
Kaj$25.00$25.003/31/2010 4:04:32 PM
seisen$50.00$50.003/31/2010 4:04:42 PM
Sateesh$100.00$100.003/31/2010 4:07:32 PM
irrelevant$25.00$25.003/31/2010 4:14:58 PM
keynaples$50.00$50.003/31/2010 4:18:26 PM
Helenska11$25.00$25.003/31/2010 4:21:14 PM
Bocephus1959$25.00$25.003/31/2010 5:53:42 PM
mammalian4$50.00$50.003/31/2010 4:48:54 PM
NorthPointLending$100.00$100.003/31/2010 8:45:56 PM
charming-point$300.00$300.003/31/2010 8:47:12 PM
interstellar$50.00$50.004/1/2010 7:23:56 AM
buckskin1234$25.00$25.004/1/2010 3:07:40 PM
IncomeTemple$25.00$25.004/1/2010 1:57:12 PM
GreenHill$46.16$46.164/2/2010 4:59:18 AM
samaritan5$25.00$25.004/2/2010 10:47:57 AM
djalan$25.00$25.004/2/2010 11:07:24 AM
srsock$30.00$30.004/2/2010 1:59:32 PM
invest-in-ed$58.00$58.004/2/2010 2:31:28 PM
waverunner088$26.92$26.924/2/2010 7:53:00 PM
Prairie-MN$30.00$30.004/2/2010 8:42:03 PM
CashFlow13$2,000.00$2,000.004/3/2010 8:22:33 AM
earth70s$25.00$25.004/3/2010 11:49:40 PM
value-rocket$25.00$25.004/4/2010 6:10:49 AM
passivesf$25.00$25.004/4/2010 8:58:27 AM
payout-magician$25.00$25.004/4/2010 7:06:50 PM
Flreap$50.00$50.004/5/2010 9:26:58 AM
iceman33$25.00$25.003/31/2010 3:59:42 PM
jeager$25.00$25.003/31/2010 4:00:31 PM
rdecartus$25.00$25.003/31/2010 4:01:27 PM
favorable-order8$25.00$25.003/31/2010 4:01:37 PM
flwah$25.00$25.003/31/2010 4:02:07 PM
porkhelmet$25.00$25.003/31/2010 4:03:00 PM
b-rent$25.00$25.003/31/2010 4:02:09 PM
asmithj$50.00$50.003/31/2010 4:03:28 PM
utmom$25.00$25.003/31/2010 4:04:20 PM
javajahn$25.00$25.003/31/2010 3:58:56 PM
Warbler$25.00$25.003/31/2010 4:01:01 PM
Buffer10$100.00$100.003/31/2010 4:07:39 PM
CC911$25.00$25.003/31/2010 4:08:02 PM
Speculator$100.00$34.843/31/2010 4:08:18 PM
golath24$25.00$25.003/31/2010 4:03:30 PM
KandKLegacyInvestments$25.00$25.003/31/2010 4:04:11 PM
autonomous-truth$25.00$25.003/31/2010 4:04:41 PM
KevinC_63366$25.00$25.003/31/2010 4:07:42 PM
srthsvghdthtr$25.00$25.003/31/2010 4:46:27 PM
USMP$100.00$100.004/1/2010 3:30:37 AM
frogperson$100.00$100.003/31/2010 9:18:55 PM
wowlender$25.00$25.004/1/2010 9:34:57 AM
ChrisKwan$25.00$25.004/1/2010 9:37:00 AM
bigb7$30.00$30.004/1/2010 4:11:50 PM
truth-trapper$100.00$100.004/1/2010 5:28:17 PM
windtalkers$25.00$25.004/1/2010 7:14:49 PM
SeekingAlpha$28.10$28.104/2/2010 7:16:33 AM
shantran$100.00$100.004/2/2010 4:41:40 PM
computers-er$34.37$34.374/2/2010 6:37:59 PM
TheWainer$25.00$25.004/2/2010 8:34:39 PM
three-for-6$183.45$183.454/2/2010 8:57:45 PM
Bob450$50.00$50.004/2/2010 9:36:11 PM
justme4now$25.00$25.004/3/2010 6:03:32 AM
waterlogged39$80.00$80.004/3/2010 9:58:09 AM
GrowthAspirations$125.00$125.004/3/2010 4:49:07 PM
MrRooster101$25.00$25.004/3/2010 5:57:40 PM
grafton$50.00$50.004/4/2010 8:49:06 PM
atomantic$25.00$25.004/5/2010 7:42:23 AM
Dreams4Cash$25.00$25.004/5/2010 8:33:34 AM
TheSweetLender$37.97$37.974/5/2010 11:30:13 AM
penny-sergeant$25.00$25.004/5/2010 12:43:40 PM
80 bids
 
Borrower Payment Dependent Notes Series 452267
This series of Notes was issued and sold upon the funding of the borrower loan #41661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 6.13% Starting borrower rate/APR: 7.13% / 7.47% Starting monthly payment: $170.15
Final lender yield: 6.10% Final borrower rate/APR: 7.10% / 7.44% Final monthly payment: $170.08
 
Auction yield range: 3.04% - 6.13% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 5.50%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1993 Debt/Income ratio: 8%
Basic (1-10): 10 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 10 / 8Length of status:2y 7m
Credit score: 780-799 (Mar-2010) Total credit lines: 25 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $48,050Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 66%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: dependableinvestment Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying of debt to Refinance my home
This loan will be used to partially refinance $5500 credit card debt @ 17.99% in order to save money on interest, pay off the balance faster, raise my credit past 750 (presently at 730), and?lower my debt to income ratio so that I may refinance my mortgage at a more optimal rate. I am a good candidate for this loan because I have an excellent payment history, no defaults and multiple sources of income. Although I have a high debt to income ratio, the majority of my debt is a home equity loan at a very low rate. I have greatly increased my cash flow by working extra and drastically paying down debt over the last 6 months.?I am very conscientious about paying down bills. At present, I average approx $1300 excess each month (up from $400).? Why am I asking for a loan?? I want to pay off the last of my credit cards (this one has the highest interest) by the end of 2011 so that I can qualify for a decent rate when refinancing my home.?I want to refinance one of the credit cards that is at a highest rate while so I don?t waste as much money on interest while I pay down the others with the excess income. ?I plan on paying off the Prosper loan by the end of 2011 as well.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
swiftsoul$25.00$25.003/29/2010 3:54:01 PM
skvat$25.00$25.003/29/2010 3:55:53 PM
sentimental-silver7$25.00$25.003/29/2010 3:58:10 PM
versatile-platinum4$25.00$25.003/29/2010 3:55:57 PM
fishtale$25.00$25.003/29/2010 3:56:06 PM
delicious-social132$40.00$40.003/29/2010 3:57:14 PM
Dreamconnection$25.00$25.003/29/2010 3:56:23 PM
restless-currency$25.00$25.003/29/2010 3:57:41 PM
ideal-penny8$25.00$25.003/29/2010 3:56:48 PM
TakeCare$50.00$50.003/29/2010 3:57:52 PM
credit-force5$25.00$25.003/29/2010 3:57:22 PM
AF-Chief$28.00$28.003/29/2010 4:07:28 PM
proton346$25.00$25.003/29/2010 4:09:12 PM
rescue$100.00$100.003/29/2010 4:12:44 PM
xyzlmno$25.00$25.003/29/2010 4:13:09 PM
jeffpac$55.00$55.003/29/2010 4:13:22 PM
euro-starter$25.00$25.003/29/2010 4:18:30 PM
SoCalRancher$25.00$25.003/29/2010 4:15:30 PM
bds9646$26.00$26.003/29/2010 4:19:06 PM
KandKLegacyInvestments$25.00$25.003/29/2010 4:20:39 PM
happy-girl$25.00$25.003/29/2010 4:20:50 PM
AJSinvest$25.00$25.003/29/2010 4:16:11 PM
WorldlyWorker$25.00$25.003/29/2010 4:18:14 PM
toblerone$50.00$50.003/29/2010 4:16:39 PM
shrewd-deal$25.00$25.003/29/2010 4:20:00 PM
NDFIRTH$50.00$50.003/29/2010 4:35:04 PM
rate-fluffy-bunny$25.00$25.003/29/2010 4:35:51 PM
trident9$25.00$25.003/29/2010 4:21:18 PM
windfall46$25.00$25.003/29/2010 4:36:49 PM
fuzed$45.15$45.153/29/2010 4:20:02 PM
GAOGERAM_BANK$25.00$25.003/29/2010 4:20:27 PM
elasermd$68.85$68.853/29/2010 4:21:21 PM
surfhoss644$25.00$25.003/29/2010 4:35:58 PM
MarinLoans$25.00$25.003/29/2010 5:58:48 PM
Toby1montana$38.78$38.783/29/2010 6:14:03 PM
kenji4861$25.00$25.003/29/2010 4:36:45 PM
market-assembler$32.92$32.923/29/2010 7:44:07 PM
contract-lotus$25.00$25.003/29/2010 5:58:42 PM
turbine5$29.94$29.943/29/2010 6:17:57 PM
Fortuno_per_commodo$32.38$32.383/29/2010 7:33:51 PM
shadowflame_99$25.00$25.003/29/2010 10:22:49 PM
Int_PrinRateTime4000$40.00$40.003/29/2010 6:14:01 PM
lenderforyoutoday$37.85$37.853/29/2010 9:08:04 PM
RandyL3$33.00$33.003/29/2010 6:33:16 PM
trade-cello$25.00$25.003/30/2010 3:53:33 AM
MTLoans$25.00$25.003/29/2010 10:22:51 PM
mocrepsorp13$25.00$25.003/30/2010 6:33:46 AM
cash-vault$25.00$25.003/30/2010 12:03:58 AM
IndianChief$25.00$25.003/29/2010 9:08:09 PM
lloyd_s$25.00$25.003/30/2010 7:25:01 AM
credit-magician$25.00$25.003/29/2010 9:43:57 PM
Steveoo1$25.00$25.003/30/2010 12:04:00 AM
FairbairnSG$25.00$25.003/30/2010 4:40:32 AM
octoberfresh$25.00$25.003/30/2010 7:50:57 AM
community-saver158$50.00$50.003/30/2010 8:08:57 AM
blue-note-relaxation$25.00$25.003/30/2010 4:40:17 AM
firefly17$25.00$25.003/30/2010 10:18:38 AM
bradb5$25.00$25.003/30/2010 10:19:44 AM
micko$25.00$25.003/30/2010 10:20:26 AM
awwaww$25.00$25.003/30/2010 8:32:57 AM
kcole10$25.00$25.003/30/2010 10:59:44 AM
HunterSix$25.00$25.003/30/2010 9:39:47 AM
dma1206$25.00$25.003/30/2010 11:18:31 AM
GACFUNDING$25.00$25.003/30/2010 11:33:32 AM
tenny321$25.00$25.003/30/2010 11:38:43 AM
USMC0311$25.00$25.003/30/2010 12:00:47 PM
littlemonkey$25.00$25.003/30/2010 10:19:45 AM
PCash$25.00$25.003/30/2010 12:08:29 PM
careful-note$50.00$50.003/30/2010 9:32:54 AM
lendersf$46.50$42.503/30/2010 12:08:47 PM
mlopez2007$25.00$25.003/30/2010 10:53:24 AM
sharkm$25.00$25.003/30/2010 10:19:25 AM
Philosonie$25.00$25.003/30/2010 11:10:15 AM
Ivan2007$25.00$25.003/30/2010 11:10:49 AM
kvandivo$25.00$25.003/30/2010 11:18:11 AM
super505$25.00$25.003/30/2010 10:59:39 AM
bchen78875$50.00$50.003/30/2010 11:00:55 AM
swerd$29.95$29.953/30/2010 11:09:23 AM
Walkingcowboy$25.00$25.003/30/2010 11:18:29 AM
AFairDeal$25.00$25.003/30/2010 12:08:43 PM
unassuming-reward$25.00$25.003/30/2010 12:08:24 PM
surfsider123$25.00$25.003/31/2010 11:18:50 AM
julijask$35.00$35.004/1/2010 3:15:45 PM
Dollars4Rent$25.00$25.004/2/2010 12:22:48 PM
Charmart$25.00$25.004/5/2010 3:07:03 AM
YummiBear$25.00$25.004/5/2010 4:21:59 AM
wwwUniversal$25.00$25.004/5/2010 3:20:35 PM
Attract$25.00$25.003/29/2010 3:56:32 PM
inspired-contract9$50.00$50.003/29/2010 3:57:01 PM
lender987654321$25.00$25.003/29/2010 3:57:48 PM
honorable-yield$50.00$50.003/29/2010 3:56:22 PM
successful-euro$50.00$50.003/29/2010 3:56:35 PM
kchen486$25.00$25.003/29/2010 3:55:42 PM
bonus-adventure3$25.00$25.003/29/2010 3:57:31 PM
Merganser$25.00$25.003/29/2010 3:58:04 PM
ahansen$25.00$25.003/29/2010 3:58:17 PM
cello1$25.00$25.003/29/2010 4:07:08 PM
auction-turbine4$50.00$50.003/29/2010 4:08:00 PM
capital-web7$25.00$25.003/29/2010 4:07:59 PM
salala$25.00$25.003/29/2010 4:11:13 PM
joshua18$25.00$25.003/29/2010 4:08:28 PM
maldok1$25.00$25.003/29/2010 4:08:53 PM
payment-gusto$25.00$25.003/29/2010 4:10:19 PM
pbeach05$25.00$25.003/29/2010 4:14:04 PM
slobberjob$25.00$25.003/29/2010 4:14:11 PM
engaging-yield4$25.00$25.003/29/2010 4:08:59 PM
kid8549$25.00$25.003/29/2010 4:12:22 PM
coup173$25.00$25.003/29/2010 4:10:40 PM
trevandtal$25.00$25.003/29/2010 4:13:41 PM
Barak$40.00$40.003/29/2010 4:17:51 PM
meenan$25.00$25.003/29/2010 4:14:32 PM
16888$50.00$50.003/29/2010 4:13:19 PM
Dazz2061$25.00$25.003/29/2010 4:15:20 PM
focused-dime8$25.00$25.003/29/2010 4:15:48 PM
jjb3$25.00$25.003/29/2010 4:19:59 PM
kennyinminny$25.00$25.003/29/2010 4:15:25 PM
gatorbanker$50.00$50.003/29/2010 4:20:48 PM
dharma1$25.00$25.003/29/2010 4:16:16 PM
tylerfd$25.00$25.003/29/2010 4:18:19 PM
cleared2land$25.00$25.003/29/2010 4:17:07 PM
bjmazur$25.00$25.003/29/2010 4:17:32 PM
heavenly-repayment4$25.00$25.003/29/2010 4:19:31 PM
KrazyCelticKid$50.50$50.503/29/2010 4:21:20 PM
goodguy2000$25.00$25.003/29/2010 4:19:47 PM
radforj22$25.00$25.003/29/2010 4:20:16 PM
lifegrowth$25.00$25.003/29/2010 4:49:56 PM
fair-funds$25.00$25.003/29/2010 4:37:00 PM
peb44$25.00$25.003/29/2010 4:34:19 PM
unforgettable-order9$39.16$39.163/29/2010 6:03:23 PM
transparency-halo$25.00$25.003/29/2010 4:51:16 PM
Cheburashka$30.00$30.003/29/2010 6:07:56 PM
iLoaner$25.00$25.003/29/2010 7:22:52 PM
baci99$28.00$28.003/29/2010 6:13:59 PM
MO_Investor$25.00$25.003/29/2010 9:13:40 PM
forthright-trade$50.00$50.003/29/2010 9:22:51 PM
noble-vigilance9$25.00$25.003/29/2010 5:49:12 PM
Ciphernetic$25.00$25.003/29/2010 9:43:47 PM
responsibility-euphoria0$25.00$25.003/29/2010 5:58:52 PM
jga516$25.00$25.003/29/2010 11:32:53 PM
MrDavid$50.00$50.003/29/2010 8:33:15 PM
geniusj$25.00$25.003/29/2010 11:48:37 PM
alverado$37.71$37.713/29/2010 9:08:07 PM
gain-seagull9$25.00$25.003/30/2010 3:53:35 AM
pawnshopman$25.00$25.003/29/2010 9:43:56 PM
paladin847$25.00$25.003/30/2010 5:38:58 AM
letsbank$25.00$25.003/29/2010 8:12:56 PM
cesta283$25.00$25.003/29/2010 9:13:39 PM
towering-contract$25.00$25.003/30/2010 7:24:58 AM
bowdish1$76.05$76.053/30/2010 7:25:03 AM
fireboss$25.00$25.003/30/2010 4:40:59 AM
dpfl55$25.00$25.003/30/2010 7:32:51 AM
Mario2007$25.00$25.003/30/2010 7:59:00 AM
alpinaut$25.00$25.003/30/2010 5:39:27 AM
1phantom$50.00$50.003/30/2010 5:48:17 AM
chrisb1414$25.00$25.003/30/2010 6:04:45 AM
stable-nickel$48.79$48.793/30/2010 6:47:50 AM
djs81$25.00$25.003/30/2010 10:36:16 AM
mburke3434$25.00$25.003/30/2010 10:44:50 AM
FunInSun$25.00$25.003/30/2010 11:10:17 AM
scottssm$27.00$27.003/30/2010 9:33:24 AM
Jack1966$25.00$25.003/30/2010 11:18:13 AM
loan-warrior$25.00$25.003/30/2010 10:04:29 AM
SpadeMike$33.06$33.063/30/2010 10:08:25 AM
Digs$25.00$25.003/30/2010 10:19:46 AM
hawaiiangirl76$25.00$25.003/30/2010 12:08:26 PM
crazybill$25.00$25.003/30/2010 10:28:16 AM
kanakakm$29.41$29.413/30/2010 10:35:14 AM
LandE2BG$25.00$25.003/30/2010 10:44:49 AM
Sven79$150.00$150.003/30/2010 12:56:40 PM
guardlender$25.00$25.003/30/2010 10:28:18 AM
SDNLR$25.00$25.003/30/2010 11:39:07 AM
tisiphone$25.00$25.003/30/2010 11:18:02 AM
cloud8$40.00$40.003/30/2010 3:59:35 PM
springpanda$25.00$25.003/31/2010 12:44:12 AM
dbanwart$25.00$25.003/31/2010 5:45:49 AM
springpanda$25.00$25.004/1/2010 12:32:18 PM
The-Lighthouse-Group$25.00$25.004/1/2010 7:43:21 PM
Dollars4Rent$25.00$25.004/2/2010 12:22:34 PM
Prairie-MN$30.00$30.004/2/2010 8:43:15 PM
EmeritusX$25.00$25.004/5/2010 11:16:15 AM
methodical-capital7$25.00$25.004/5/2010 11:14:04 AM
181 bids
 
Borrower Payment Dependent Notes Series 452321
This series of Notes was issued and sold upon the funding of the borrower loan #41664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-06-2010 
 
Starting lender yield: 30.22% Starting borrower rate/APR: 31.22% / 33.62% Starting monthly payment: $224.24
Final lender yield: 26.25% Final borrower rate/APR: 27.25% / 29.59% Final monthly payment: $212.99
 
Auction yield range: 11.04% - 30.22% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.60%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Feb-2000 Debt/Income ratio: 31%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 16 / 15Length of status:1y 8m
Credit score: 680-699 (Mar-2010) Total credit lines: 51 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $14,402Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: radiant-silver3 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SMS Advertising Business Loan
Purpose of loan:
We've created a company called SMS A.M.P. LLC (Advertising via Mobile Phones) that provides businesses the ability to send special SMS alerts, coupons, promos, and more to customers all through text messaging. Offering mobile advertising at very affordable rates, companies large and small will benefit from using our service. The url is: http://www.smsamp.com. The site is days away from completion and I'm looking to get funding to launch this exciting new business.

My financial situation:
I'm Director of I.T. for an Inc 500 business as well as run my own Web Design and Development business. I made over $70,000 last year. I am well connected with many business owners and successful entrepreneurs. I've also partnered with a successful business owner that will run daily operations.

You may contact me anytime for more information regarding SMS A.M.P.
Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will you be keeping your job as director of IT? Thanks and best wishes. - reflective-rupee
A: Yes. I will be with my current company until SMS AMP can fully cover my current wages. Once my wages are covered, I'll be leaving my current job. We expect this to happen with a few months. Thanks for the questions. If you have any more, just let me know. (Mar-30-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
resource777$25.00$25.003/30/2010 4:28:28 PM
tps_bubba$25.00$25.003/30/2010 4:29:21 PM
compassion-lotus5$25.00$25.003/30/2010 4:30:13 PM
RyanDwayne$25.00$25.003/30/2010 4:30:36 PM
PaulHenry$25.00$25.003/30/2010 4:31:03 PM
cwswdh$25.00$25.003/30/2010 4:31:07 PM
sms0106$25.00$25.003/30/2010 4:31:25 PM
upright-revenue7$50.00$50.003/30/2010 4:33:19 PM
wampum-chorus3$25.00$25.003/30/2010 4:33:45 PM
rks125$25.00$25.003/30/2010 4:34:38 PM
chicagoman$25.00$25.003/30/2010 4:34:45 PM
Craig_B$25.00$25.003/30/2010 4:35:15 PM
TennSquire$25.00$25.003/30/2010 4:28:13 PM
zorg77$25.00$25.003/30/2010 4:35:26 PM
magnetic-duty$25.00$25.003/30/2010 4:28:31 PM
kmavm$25.00$25.003/30/2010 4:35:35 PM
studious-listing8$25.00$25.003/30/2010 4:28:17 PM
joedeshon$25.00$25.003/30/2010 4:28:27 PM
next2$25.00$25.003/30/2010 4:30:05 PM
mrrc7498$25.00$25.003/30/2010 4:30:37 PM
zippy-interest$25.00$25.003/30/2010 4:30:11 PM
social-conductor4$25.00$25.003/30/2010 4:30:16 PM
ok$25.00$25.003/30/2010 4:30:28 PM
Kerosene_Hat$25.00$25.003/30/2010 4:30:53 PM
papaloha$26.46$26.463/30/2010 4:31:02 PM
versatile-platinum4$25.00$25.003/30/2010 4:31:04 PM
zipemdown$25.00$25.003/30/2010 4:30:41 PM
pengoe$25.00$25.003/30/2010 4:31:13 PM
wise-courageous-social$25.00$25.003/30/2010 4:30:45 PM
money-explorer3$25.00$25.003/30/2010 4:31:16 PM
autonomous-truth$25.00$25.003/30/2010 4:30:54 PM
Gixxer600$25.00$25.003/30/2010 4:31:24 PM
Diamond_Jim$25.00$25.003/30/2010 4:31:00 PM
glimmering-point$25.00$25.003/30/2010 4:31:22 PM
successful-euro$40.00$40.003/30/2010 4:32:11 PM
seisen$100.00$100.003/30/2010 4:32:17 PM
Purposeful$25.00$25.003/30/2010 4:32:08 PM
Lam0nt$25.00$25.003/30/2010 4:32:42 PM
Headhunter14$25.00$25.003/30/2010 4:32:45 PM
KrazyCelticKid$50.00$50.003/30/2010 4:32:57 PM
merriewold$25.00$25.003/30/2010 4:33:06 PM
leodaguy$25.00$25.003/30/2010 4:32:57 PM
nourishing-interest0$25.00$25.003/30/2010 4:34:28 PM
nerdfactor$25.00$25.003/30/2010 4:34:37 PM
BlindJoeDeath$25.00$25.003/30/2010 4:34:41 PM
Supernick$25.00$25.003/30/2010 4:35:47 PM
secobarbital$25.00$25.003/30/2010 4:35:57 PM
Whipster$25.00$25.003/30/2010 4:42:03 PM
irrelevant$25.00$25.003/30/2010 4:38:16 PM
mercuriant$25.00$25.003/30/2010 4:45:28 PM
xfbpl$25.00$25.003/30/2010 4:49:04 PM
ptjg$25.00$25.003/30/2010 9:52:57 PM
windtalkers$25.00$25.003/31/2010 12:55:28 PM
brightest-dignified-penny$25.00$25.003/31/2010 4:53:09 PM
wowlender$25.00$25.004/1/2010 9:34:56 AM
buffalobills$25.00$25.004/1/2010 4:17:06 PM
neorunner$25.00$25.004/2/2010 9:11:39 AM
jasbra$25.00$25.004/2/2010 4:47:13 PM
Bob450$50.00$50.004/2/2010 9:30:02 PM
vivacious-p2p3$25.00$25.004/3/2010 10:11:13 AM
zone6$200.00$200.004/3/2010 5:56:23 AM
mammalian4$25.00$25.004/3/2010 8:31:42 AM
MrRooster101$25.00$25.004/3/2010 5:54:53 PM
funtwosay$25.00$25.004/4/2010 5:40:13 AM
taco798$25.00$25.004/5/2010 10:04:07 AM
funtwosay$25.00$25.004/5/2010 4:01:37 PM
CaliforniaSun$25.00$25.004/5/2010 5:03:36 PM
exchange-cowbell5$25.00$25.004/5/2010 7:37:53 PM
patriot384$50.00$50.004/6/2010 4:28:30 AM
credit-coach118$35.00$35.004/6/2010 8:25:25 AM
umfan123$25.00$25.004/6/2010 6:50:41 AM
SkyLoan$29.61$29.614/6/2010 12:21:48 PM
I_want_to_help_you$25.00$25.004/6/2010 2:10:06 PM
rate-trail$50.00$50.004/6/2010 2:55:23 PM
meteoric-asset4$25.00$25.003/30/2010 4:28:46 PM
munoz44$25.00$25.003/30/2010 4:29:23 PM
KandKLegacyInvestments$25.00$25.003/30/2010 4:29:40 PM
Kreditorium$25.45$25.453/30/2010 4:30:01 PM
wealthstar$25.00$25.003/30/2010 4:30:09 PM
RebuildALife$25.00$25.003/30/2010 4:30:27 PM
benefit-squirrel$25.00$25.003/30/2010 4:30:44 PM
InvestorPartners$25.00$25.003/30/2010 4:31:06 PM
integrity-liberator$25.00$25.003/30/2010 4:31:26 PM
supreme-bonus0$25.00$25.003/30/2010 4:32:45 PM
fareast_man$25.00$25.003/30/2010 4:32:58 PM
Nerdster1$25.00$25.003/30/2010 4:33:11 PM
yeti888$25.00$25.003/30/2010 4:33:51 PM
kmr2$200.00$200.003/30/2010 4:34:22 PM
bountiful-bazaar$25.00$25.003/30/2010 4:34:47 PM
shrewd-deal$25.00$25.003/30/2010 4:35:29 PM
TommyTucker$25.00$25.003/30/2010 4:28:27 PM
Sanford-N-Sons$25.00$25.003/30/2010 4:28:26 PM
entertaining-greenback2$25.00$25.003/30/2010 4:28:44 PM
adventurous-capital$25.00$25.003/30/2010 4:28:29 PM
jct_enterprises$25.00$25.003/30/2010 4:28:43 PM
momoney2lend$25.00$25.003/30/2010 4:35:49 PM
suomynona$25.00$25.003/30/2010 4:29:55 PM
awesome-return0$25.00$25.003/30/2010 4:29:33 PM
spruce2$42.33$42.333/30/2010 4:29:42 PM
Banker7371$25.00$25.003/30/2010 4:30:14 PM
MoneyMA$25.00$25.003/30/2010 4:30:49 PM
ah-long$25.00$25.003/30/2010 4:30:51 PM
unassuming-reward$25.00$25.003/30/2010 4:30:34 PM
pkp121$25.00$25.003/30/2010 4:30:40 PM
friendly-worth3$25.00$25.003/30/2010 4:30:42 PM
investment-oasis$25.00$25.003/30/2010 4:30:47 PM
nletunic$25.00$25.003/30/2010 4:31:23 PM
WalnutCreekguy$25.00$25.003/30/2010 4:30:58 PM
cash-queen$25.00$25.003/30/2010 4:31:12 PM
burrito6$25.00$25.003/30/2010 4:31:29 PM
shrewd-peace7$25.00$25.003/30/2010 4:32:00 PM
Kaj$25.00$25.003/30/2010 4:32:03 PM
CC911$25.00$25.003/30/2010 4:32:28 PM
AF-Chief$28.00$28.003/30/2010 4:32:14 PM
RMB-Investments$25.00$25.003/30/2010 4:32:39 PM
eronyc$25.00$25.003/30/2010 4:32:46 PM
Jonb6919$25.00$25.003/30/2010 4:33:01 PM
Helenska11$25.00$25.003/30/2010 4:33:07 PM
srgriff$25.00$25.003/30/2010 4:33:44 PM
inspiring-reward$150.00$150.003/30/2010 4:33:47 PM
purdue98$25.00$25.003/30/2010 4:34:25 PM
orange-courageous-dedication$30.00$30.003/30/2010 4:34:44 PM
tremendous-integrity$25.00$25.003/30/2010 4:34:39 PM
head$25.00$25.003/30/2010 4:34:57 PM
Cai8899$30.00$25.573/30/2010 4:35:58 PM
trevize$25.00$25.003/30/2010 4:54:14 PM
charming-point$300.00$300.003/31/2010 9:38:12 AM
interstellar$50.00$50.003/31/2010 4:30:17 PM
AEH_Now$100.00$100.004/2/2010 6:28:06 PM
Prairie-MN$30.00$30.004/2/2010 8:36:23 PM
Defuser$25.00$25.004/2/2010 5:29:59 PM
aquistoyraul$25.00$25.004/3/2010 11:40:33 AM
penny-sergeant$25.00$25.004/5/2010 12:39:51 PM
Your_Bank$25.00$25.004/5/2010 4:05:53 PM
Ogerta$200.00$200.004/5/2010 4:11:58 PM
farmn$25.00$25.004/5/2010 6:28:56 PM
anarchy1985$37.58$37.584/5/2010 7:00:05 PM
invincible-gain$50.00$50.004/5/2010 7:57:59 PM
brother_tam$50.00$50.004/5/2010 5:56:20 PM
Bob450$25.00$25.004/5/2010 9:11:30 PM
capital-kingdom$25.00$25.004/6/2010 8:40:45 AM
Frosty$50.00$50.004/6/2010 7:38:49 AM
rate-hickory$25.00$25.004/6/2010 7:48:04 AM
yu-rik$75.00$75.004/6/2010 12:50:31 PM
wonder3$25.00$25.004/6/2010 1:59:45 PM
Speculator$50.00$50.004/6/2010 3:34:17 PM
ultimate-peace$100.00$100.004/6/2010 2:59:48 PM
147 bids
 
Borrower Payment Dependent Notes Series 452509
This series of Notes was issued and sold upon the funding of the borrower loan #41646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 30.00% Starting borrower rate/APR: 31.00% / 33.39% Starting monthly payment: $86.00
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $80.85
 
Auction yield range: 11.04% - 30.00% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1994 Debt/Income ratio: 16%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 13 / 11Length of status:11y 10m
Credit score: 680-699 (Apr-2010) Total credit lines: 47 Occupation: Computer Programmer
Now delinquent: 0 Revolving credit balance: $27,055Stated income:$100,000+
Amount delinquent: $0 Bankcard utilization: 99%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: a-heroic-fairness Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Repair Bills
Purpose of loan:
We have a daughter who has a rare disease, Spinal Muscular Atrophy.? We have had several major bills that have caused us financial burden.? Our van that has a wheelchair lift broke down.? It needed over $2000 in repair work.? We rely on that van to get our daughter to doctor appointments.? Our washing machine also broke and we needed to get a new one since the repair would cost more then it would be to buy a new one.? We owe on taxes for the year.? Everything came at a bad time.

My financial situation:
We are a good candidate for this loan because we do make a decent income but because of medical bills and needs of our daughter's medical condition we are in the position we are in.? We love our daughter and she comes first.? We appreciate your help in giving us the loan to get back on our feet. ??

Monthly income: $6,000 (Net)?

Housing: $2700 (We do own a home worth $360K+.? We have owned it since 2005.) I have a solid job that I have been at for over 11 years.? Have the means to be able to make monthly payments.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
VPRLLC$25.00$25.004/2/2010 3:59:01 PM
mizon291$50.00$50.004/2/2010 3:59:27 PM
graceful-investment$75.00$75.004/2/2010 3:58:59 PM
KandKLegacyInvestments$25.00$25.004/2/2010 4:03:04 PM
traveler50$25.00$25.004/2/2010 4:03:41 PM
taebutogi$25.00$25.004/2/2010 4:04:13 PM
benefit-squirrel$25.00$25.004/2/2010 4:04:43 PM
coin-investor$25.00$25.004/2/2010 4:01:56 PM
theprince$25.00$25.004/2/2010 4:05:16 PM
AF-Chief$28.00$28.004/2/2010 4:06:39 PM
klinebarger$25.00$25.004/2/2010 4:03:38 PM
dextro$25.00$25.004/2/2010 4:00:23 PM
favorable-order8$25.00$25.004/2/2010 4:01:00 PM
anton$150.00$150.004/2/2010 4:02:26 PM
sympathetic-asset$25.00$25.004/2/2010 4:09:27 PM
greenwell$25.00$25.004/2/2010 4:09:46 PM
Rattlehead$25.00$25.004/2/2010 4:10:04 PM
jgold010$25.00$25.004/2/2010 4:04:03 PM
wampum-chorus3$25.00$25.004/2/2010 4:05:12 PM
Kaj$25.00$25.004/2/2010 4:06:36 PM
charming-point$300.00$300.004/2/2010 4:17:02 PM
assetmanager$25.00$25.004/2/2010 4:08:43 PM
CarDealer3070$30.00$30.004/2/2010 4:09:24 PM
rhin0cerx$50.00$50.004/2/2010 4:09:37 PM
rooosta$25.00$16.004/2/2010 4:10:21 PM
irrelevant$25.00$25.004/2/2010 4:26:39 PM
Top_Gun_Lender$26.00$26.004/2/2010 5:21:37 PM
LuvToLend$25.00$25.004/2/2010 6:41:36 PM
frogperson$100.00$100.004/2/2010 9:27:28 PM
Bob450$50.00$50.004/4/2010 7:37:42 PM
JandJ-Bank$25.00$25.004/2/2010 3:58:56 PM
kurg$25.00$25.004/2/2010 4:03:36 PM
nalaari$25.00$25.004/2/2010 4:00:37 PM
shrewd-peace7$25.00$25.004/2/2010 4:04:58 PM
burrito6$25.00$25.004/2/2010 4:08:12 PM
autonomous-truth$25.00$25.004/2/2010 4:06:43 PM
elevated-platinum5$25.00$25.004/2/2010 4:09:20 PM
ukstevenhawaii$50.00$50.004/2/2010 4:09:32 PM
asset-professor$35.00$35.004/2/2010 4:09:41 PM
FALLEN234$25.00$25.004/2/2010 4:00:53 PM
red-favorable-basis$25.00$25.004/2/2010 4:10:00 PM
magnolia161$25.00$25.004/2/2010 4:10:17 PM
Purposeful$50.00$50.004/2/2010 4:08:56 PM
HedgeFund$25.00$25.004/2/2010 4:03:14 PM
listing-trapper3$50.00$50.004/2/2010 4:09:53 PM
social-conductor4$25.00$25.004/2/2010 4:03:52 PM
successful-euro$40.00$40.004/2/2010 4:09:09 PM
deegeeman$50.00$50.004/2/2010 4:09:50 PM
InChicago$25.00$25.004/2/2010 4:25:33 PM
mercuriant$25.00$25.004/2/2010 4:33:12 PM
mammalian4$25.00$25.004/3/2010 8:31:47 AM
51 bids
 
Borrower Payment Dependent Notes Series 452839
This series of Notes was issued and sold upon the funding of the borrower loan #41655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Apr-06-2010 
  Auction end date:  Apr-07-2010 
 
Starting lender yield: 22.68% Starting borrower rate/APR: 23.68% / 25.97% Starting monthly payment: $78.13
Final lender yield: 21.55% Final borrower rate/APR: 22.55% / 24.82% Final monthly payment: $76.95
 
Auction yield range: 8.04% - 22.68% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.04%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-2006 Debt/Income ratio: Not calculated
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 4 / 4Length of status:3y 1m
Credit score: 700-719 (Apr-2010) Total credit lines: 11 Occupation: Student - College J...
Now delinquent: 0 Revolving credit balance: $428Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: QTC Borrower's state: NewJersey Borrower's group: Lend2's Group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 84% ) 700-719 (Latest)
Principal borrowed: $5,000.00< mo. late: 9 ( 16% )  
700-719 (Jun-2008)
680-699 (Mar-2007)
680-699 (Feb-2007)
 
Principal balance: $578.90 1+ mo. late: 0 ( 0% )
Total payments billed: 55  
Description
Car needs work, ASAP!
Hello,????

I went to get a simple tune up today, and when it was finished, I had a whole new set of problems.? I believe that it doesn't pay to cut corners, now!? I need transportation to and from school and work.? I've made a big?mistake, and now my vehicle is riding terribly; like its on its last leg.? I need your help.

Thank you,
QTC
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
favorable-order8$25.00$25.004/6/2010 4:25:48 PM
KandKLegacyInvestments$25.00$25.004/6/2010 4:24:49 PM
hrubinst$25.00$25.004/6/2010 4:35:19 PM
torion$25.00$25.004/6/2010 4:35:48 PM
CarDealer3070$25.00$25.004/6/2010 4:35:30 PM
Avala$50.00$50.004/6/2010 4:35:58 PM
mmckune$25.00$25.004/6/2010 4:38:01 PM
Thunderswan$50.00$50.004/6/2010 4:38:36 PM
nickel-ferret$25.00$25.004/6/2010 4:38:42 PM
logical-reward8$25.00$25.004/6/2010 4:38:48 PM
studious-bonus7$50.00$50.004/6/2010 4:39:31 PM
trustworthy-fairness$25.00$25.004/6/2010 4:39:40 PM
delicious-social132$25.00$25.004/6/2010 4:36:11 PM
frogperson$75.00$75.004/6/2010 4:40:18 PM
vivid-loot$25.00$25.004/6/2010 4:42:03 PM
dynrep$25.00$25.004/6/2010 4:42:21 PM
Dap2005$25.00$25.004/6/2010 4:40:49 PM
platinum-sorcerer6$25.00$25.004/6/2010 4:41:46 PM
unassassinable$25.00$25.004/6/2010 4:42:36 PM
lucrative-loan$300.00$300.004/6/2010 5:10:08 PM
bchen78875$25.00$25.004/6/2010 5:18:40 PM
tranquil-return4$25.00$25.004/6/2010 5:19:02 PM
srthsvghdthtr$25.00$25.004/6/2010 5:30:41 PM
sloak$25.00$25.004/6/2010 4:27:17 PM
bonus-adventure3$50.00$50.004/6/2010 4:36:21 PM
ddog0224$25.00$25.004/6/2010 4:36:31 PM
dinero-speaker$25.00$25.004/6/2010 4:36:37 PM
return-eclipse0$25.00$25.004/6/2010 4:36:45 PM
integrity-doctor$100.00$100.004/6/2010 4:37:22 PM
Nerdster1$25.00$25.004/6/2010 4:33:05 PM
cablenews$25.00$25.004/6/2010 4:38:20 PM
radforj22$25.00$25.004/6/2010 4:39:19 PM
euro-starter$25.00$25.004/6/2010 4:40:08 PM
syounker$25.00$25.004/6/2010 4:40:58 PM
peb44$25.00$25.004/6/2010 4:41:09 PM
heavenly-repayment4$30.00$30.004/6/2010 4:37:09 PM
Sixmil$25.00$25.004/6/2010 4:43:01 PM
skuba$25.00$25.004/6/2010 4:43:18 PM
shrewd-deal$25.00$25.004/6/2010 4:43:11 PM
miamibeachloaner$25.00$25.004/6/2010 4:41:16 PM
charming-point$300.00$300.004/6/2010 4:42:18 PM
inspired-contract9$25.00$25.004/6/2010 4:42:51 PM
coup173$25.00$25.004/6/2010 4:44:10 PM
a-finance-nirvana$25.00$25.004/6/2010 5:18:16 PM
UCLA4life$25.00$25.004/6/2010 5:20:42 PM
wphmd$25.00$25.004/6/2010 5:30:52 PM
supreme-hope$25.00$19.994/6/2010 5:19:50 PM
mammalian4$25.00$25.004/6/2010 5:22:59 PM
luminant$25.01$25.014/6/2010 8:01:12 PM
49 bids
 
Borrower Payment Dependent Notes Series 450488
This series of Notes was issued and sold upon the funding of the borrower loan #41643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-15-2010 
  Auction end date:  Mar-16-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $84.90
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $74.23
 
Auction yield range: 8.04% - 29.00% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1983 Debt/Income ratio: 5%
Basic (1-10): 9 Inquiries last 6m: 4Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 3 / 3Length of status:4y 6m
Credit score: 640-659 (Feb-2010) Total credit lines: 11 Occupation: Tradesman - Electri...
Now delinquent: 0 Revolving credit balance: $9,751Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 62%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 4    
Screen name: DINAK Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
660-679 (Sep-2009)
540-559 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 4  
Description
Continue Building Credit
Purpose of loan:
Mainly just to continue building credit. Not sure what I will do with it. Probably just let it sit in my?bank account.


My financial situation:
I am a?great candidate for this loan because I have paid off many loans of this amount and this one will be no different.? I have 50k in 401k.
5k in checking.?


Monthly net income:

Varies with?overtime. $5,000 - $7,000?

I am a prosper lender. Check lendingstats.

Monthly expenses:?

Rent - $1130 - going up to 1400 mth when we move in new house.
Food - $400
Utilities - $300
Entertainment - $200
Prosper Loan in Wife's Name - $558
Credit Cards - $60
Merchanside?Cards - $30


Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
macjp123$25.00$25.003/15/2010 5:03:19 PM
Clambake$50.00$50.003/15/2010 5:03:47 PM
Avala$50.00$50.003/15/2010 5:04:14 PM
skuba$25.00$25.003/15/2010 5:01:24 PM
personal-lender$25.00$25.003/15/2010 5:05:06 PM
inspired-contract9$25.00$25.003/15/2010 5:06:39 PM
enthusiastic-balance5$100.00$100.003/15/2010 5:02:43 PM
bonus-adventure3$25.00$25.003/15/2010 5:07:09 PM
tenacious-compassion9$25.00$25.003/15/2010 5:11:02 PM
integrity-doctor$50.00$50.003/15/2010 5:11:23 PM
nletunic$25.00$25.003/15/2010 5:11:55 PM
charming-point$300.00$300.003/15/2010 5:07:45 PM
Vegasjim$25.00$25.003/15/2010 5:16:13 PM
phredd$50.00$50.003/15/2010 5:22:18 PM
community-pipeline8$50.00$50.003/15/2010 5:22:44 PM
AF-Chief$28.00$28.003/15/2010 5:17:57 PM
truth-futurist$50.00$50.003/15/2010 6:28:35 PM
duty-monger$50.00$50.003/15/2010 6:38:02 PM
Bob450$25.00$25.003/15/2010 7:54:03 PM
zippy-platinum$25.00$25.003/16/2010 6:38:34 AM
successful-euro$30.00$30.003/15/2010 4:51:23 PM
lucrative-loan$25.00$25.003/15/2010 4:53:40 PM
wphmd$25.00$25.003/15/2010 4:49:16 PM
torion$25.00$25.003/15/2010 5:03:53 PM
delicious-social132$25.00$25.003/15/2010 5:05:13 PM
fightinjoe$25.00$25.003/15/2010 5:06:05 PM
sharp-bill2$40.00$40.003/15/2010 5:06:16 PM
the-silver-blaster$40.00$40.003/15/2010 5:04:39 PM
mg6619$25.00$25.003/15/2010 5:05:30 PM
flexible-value$26.00$26.003/15/2010 5:10:26 PM
jokerj006$25.00$25.003/15/2010 5:06:52 PM
figs4u2$100.00$100.003/15/2010 5:12:08 PM
cordial-funds8$25.00$25.003/15/2010 5:13:21 PM
inspiring-reward$150.00$150.003/15/2010 5:15:32 PM
desertoasis$25.00$25.003/15/2010 5:13:44 PM
Gabriel02$25.00$25.003/15/2010 5:17:13 PM
SolarMoonshine$50.00$50.003/15/2010 5:25:00 PM
kmr2$250.00$31.003/15/2010 5:25:43 PM
drcoop$25.00$25.003/15/2010 5:26:17 PM
scrappy-bonus2$25.00$25.003/15/2010 5:23:03 PM
EngineersAlliance$75.00$75.003/15/2010 5:50:19 PM
lender12345$25.00$25.003/15/2010 6:11:43 PM
Bank_Of_XL$25.00$25.003/15/2010 6:55:00 PM
mommaroeroe$25.00$25.003/15/2010 6:17:46 PM
trader-joe$30.00$30.003/15/2010 7:51:00 PM
blackstar$25.00$25.003/16/2010 4:09:25 AM
46 bids
 
Borrower Payment Dependent Notes Series 451086
This series of Notes was issued and sold upon the funding of the borrower loan #41731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,600.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-26-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $179.07
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $178.60
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Self-employed
Enhanced (1-5):4 Current / open credit lines: 9 / 8Length of status:4y 1m
Credit score: 720-739 (Mar-2010) Total credit lines: 19 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $59,700Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 65%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: loan-spartan8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing for a fair rate
Purpose of loan:
This loan will be used to pay off?a credit?card, because the banks?unfairly raised the interest rate.? I have enjoyed?a perfect record with all my accounts, but because?first one creditor lowered my available credit line, some others?raised their interest rates.?The?banks?do not want to lower rates, even though I never violated our agreement in any way.?I just want a fair rate.

My financial situation:
I am a good candidate for this loan because I have?never failed to?repay a loan or make any loan payment, ever.??My debt comes from?the expense of attending school to?obtain professional certification, as well as opening my clinic.??My business is professional practice, with durable medical equipment retail.? When I borrowed, the rates were actually very good.? I was beginning to make large payments to?pay down balances, when the economy slowed,? then the banks raised their interest.? If I had a?fair?interest rate, I could easily?pay?my debt off with the proceeds from my business.? I am?currently making?a larger?payment total?than I would be making to?Prosper.??Even with the down economy,?my business debt only grew?0.7% for 2009.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WHEREISTHEMOON$25.00$25.003/26/2010 4:21:27 PM
torion$25.00$25.003/26/2010 4:30:51 PM
chestnut4$25.00$25.003/26/2010 4:31:39 PM
ddog0224$25.00$25.003/26/2010 4:31:50 PM
aurorafinancial$50.00$50.003/26/2010 4:28:19 PM
harmonious-revenue7$50.00$50.003/26/2010 4:28:33 PM
bchen78875$25.00$25.003/26/2010 4:33:30 PM
Havana21$50.00$50.003/26/2010 4:29:05 PM
stock106$25.00$25.003/26/2010 4:33:55 PM
dinero-speaker$25.00$25.003/26/2010 4:34:30 PM
chekat$25.00$25.003/26/2010 4:29:20 PM
Avala$50.00$50.003/26/2010 4:30:55 PM
maldok1$25.00$25.003/26/2010 4:36:53 PM
unassassinable$25.00$25.003/26/2010 4:37:15 PM
HHP$25.00$25.003/26/2010 4:32:01 PM
reward-adventure$25.00$25.003/26/2010 4:37:55 PM
windfall46$25.00$25.003/26/2010 4:32:44 PM
ahansen$25.00$25.003/26/2010 4:33:09 PM
cello1$25.00$25.003/26/2010 4:33:47 PM
return-eclipse0$25.00$25.003/26/2010 4:35:03 PM
auction-turbine4$25.00$25.003/26/2010 4:34:48 PM
jdnyc$25.00$25.003/26/2010 4:36:29 PM
tranquil-return4$25.00$25.003/26/2010 4:37:40 PM
towering-contract$25.00$25.003/26/2010 4:37:25 PM
desertoasis$33.75$33.753/26/2010 8:02:59 PM
lostviajero$25.00$25.003/27/2010 12:58:03 AM
wise-silver-wonder$25.00$25.003/27/2010 6:58:42 AM
JohnW12$25.00$25.003/27/2010 5:18:13 AM
powerful-finance7$25.00$25.003/27/2010 5:27:54 AM
dparkhom$25.00$25.003/27/2010 6:49:26 AM
rhightower003$25.00$25.003/27/2010 6:50:20 AM
The_Donald$25.00$25.003/27/2010 10:12:51 AM
108lender$200.00$200.003/27/2010 11:12:59 AM
kid8549$25.00$25.003/27/2010 8:48:01 AM
GElender$35.95$35.953/27/2010 9:07:52 AM
xyzlmno$50.00$50.003/27/2010 9:47:59 AM
Syndication$25.00$25.003/27/2010 2:33:08 PM
Wittlich$25.00$25.003/27/2010 3:23:02 PM
bigphish$25.00$25.003/27/2010 3:54:29 PM
irrelevant$25.00$25.003/27/2010 11:17:59 AM
mikeandcat$33.07$33.073/27/2010 4:02:57 PM
Dahlozer$25.00$25.003/28/2010 7:13:02 AM
lend2end$25.00$25.003/28/2010 9:29:16 AM
mooselover$25.00$25.003/28/2010 4:38:10 AM
fightinjoe$25.00$25.003/28/2010 12:05:39 PM
stevefelty$25.00$25.003/28/2010 4:48:00 PM
versatile-platinum4$25.00$25.003/28/2010 8:29:35 PM
sloak$25.00$25.003/28/2010 8:23:07 PM
WorldlyWorker$25.00$25.003/29/2010 7:48:00 AM
bullwink27$25.00$25.003/29/2010 5:18:09 AM
euro-starter$25.00$25.003/29/2010 9:34:40 AM
intrepid-transaction5$25.00$25.003/29/2010 8:22:56 AM
anton$123.42$123.423/29/2010 10:20:00 AM
DeutscheBank$25.00$25.003/29/2010 8:55:47 AM
cash-vault$25.00$25.003/29/2010 9:34:03 AM
oracle920$25.00$25.003/29/2010 9:34:10 AM
revenue-pipeline$25.00$25.003/29/2010 10:02:48 AM
Loandoc62$25.00$25.003/29/2010 11:53:23 AM
castleman$25.00$25.003/29/2010 10:52:47 AM
orange-preeminant-bill$33.17$33.173/29/2010 12:24:18 PM
dsfoundation$25.00$25.003/29/2010 12:01:33 PM
methodical-capital7$25.00$25.003/29/2010 12:17:54 PM
Cheburashka$25.00$25.003/29/2010 2:19:46 PM
mizount$25.00$25.003/29/2010 12:23:49 PM
a-finance-nirvana$25.00$25.003/29/2010 12:24:36 PM
don8ter$25.00$25.003/29/2010 12:47:52 PM
important-ore$50.00$50.003/29/2010 1:13:08 PM
Stack23$25.00$25.003/29/2010 1:02:56 PM
goodbob$25.00$25.003/29/2010 1:53:22 PM
RHIC$25.00$25.003/29/2010 2:19:21 PM
mg6619$25.00$25.003/29/2010 2:19:43 PM
r0b3m4n$25.00$25.003/29/2010 2:19:26 PM
eviesdad$25.00$25.003/30/2010 12:23:24 PM
Dollars4Rent$25.00$25.003/30/2010 6:24:00 PM
webfeet$25.00$25.003/31/2010 11:23:35 AM
webfeet$41.90$41.904/1/2010 8:52:01 AM
JerryB96$25.00$25.004/2/2010 6:13:03 AM
buckskin1234$25.00$25.004/2/2010 8:19:32 AM
Cherrypicker$50.00$50.004/2/2010 10:09:19 AM
greenback-ally$50.00$50.004/2/2010 1:45:43 PM
jtoms101$25.00$25.004/2/2010 2:06:27 PM
Nerdster1$25.00$25.003/26/2010 4:22:00 PM
AF-Chief$27.00$27.003/26/2010 4:20:08 PM
studious-bonus7$50.00$50.003/26/2010 4:28:18 PM
bonus-adventure3$25.00$25.003/26/2010 4:31:15 PM
HedgeFund$40.00$40.003/26/2010 4:31:46 PM
responsibility-mulberry$25.00$25.003/26/2010 4:28:29 PM
economy-producer$25.00$25.003/26/2010 4:29:08 PM
hrubinst$25.00$25.003/26/2010 4:28:34 PM
chicco$56.00$56.003/26/2010 4:28:44 PM
CarDealer3070$25.00$25.003/26/2010 4:28:47 PM
personal-lender$25.00$25.003/26/2010 4:30:57 PM
delicious-social132$25.00$25.003/26/2010 4:31:03 PM
Clambake$50.00$50.003/26/2010 4:30:35 PM
inspired-contract9$25.00$25.003/26/2010 4:31:11 PM
integrity-doctor$50.00$50.003/26/2010 4:31:23 PM
currency-sergeant$25.00$25.003/26/2010 4:34:13 PM
mmmm1982$25.00$25.003/26/2010 4:38:06 PM
the-profit-oracle$25.00$25.003/26/2010 4:44:13 PM
KiwiElf$25.00$25.003/26/2010 4:44:15 PM
salala$25.00$25.003/26/2010 9:58:08 PM
KandKLegacyInvestments$25.00$25.003/26/2010 6:47:50 PM
skuba$25.00$25.003/27/2010 6:49:25 AM
unassuming-reward$25.00$25.003/27/2010 6:50:41 AM
selfmademan$25.00$25.003/27/2010 6:49:19 AM
flexible-value$26.00$26.003/27/2010 6:49:27 AM
Supernick$50.00$50.003/27/2010 6:49:29 AM
brazilofmux$100.00$100.003/27/2010 6:50:58 AM
mmqc$25.00$25.003/27/2010 8:12:55 AM
PriceyEducation$25.00$25.003/27/2010 11:18:02 AM
CCC1$50.00$50.003/27/2010 12:47:57 PM
Jelios$25.00$25.003/27/2010 4:09:49 PM
asset-professor$75.00$75.003/27/2010 11:13:01 PM
neorunner$25.00$25.003/28/2010 8:29:03 AM
MissionMicroFinance$25.00$25.003/28/2010 8:44:26 AM
kennyinminny$25.00$25.003/28/2010 6:49:20 AM
loan-machine1$25.00$25.003/28/2010 2:33:00 PM
soldadoz$25.00$25.003/28/2010 4:52:53 PM
natural-greenback6$25.00$25.003/28/2010 5:47:52 PM
movistar$25.00$25.003/29/2010 8:58:40 AM
miniloan$25.00$25.003/29/2010 9:34:38 AM
treasure-bliss$43.00$43.003/29/2010 6:45:59 AM
sophisticated-marketplace$25.00$25.003/29/2010 10:27:31 AM
lawstudent1$25.00$25.003/29/2010 9:34:55 AM
generous-commerce9$25.00$25.003/29/2010 9:34:34 AM
line6owner$25.00$25.003/29/2010 9:34:50 AM
steady-bazaar$25.00$25.003/29/2010 9:37:38 AM
Bankman68$25.00$25.003/29/2010 10:09:16 AM
decisive-marketplace3$25.00$25.003/29/2010 10:12:24 AM
heavenly-repayment4$30.00$30.003/29/2010 10:12:33 AM
cgiles01$25.00$25.003/29/2010 10:12:42 AM
micko$25.00$25.003/29/2010 10:18:47 AM
sbsahm$25.00$25.003/29/2010 11:03:32 AM
KaiserRex$25.00$25.003/29/2010 12:57:54 PM
radforj22$25.00$25.003/29/2010 11:53:12 AM
tranquil-openness1$50.00$50.003/29/2010 2:19:18 PM
peso-colonel$60.23$60.233/29/2010 2:19:37 PM
impeccable-transparency$28.48$28.483/29/2010 2:19:49 PM
exchange-fountain$25.00$25.003/29/2010 12:24:33 PM
forthright-dedication$28.48$28.483/29/2010 2:19:48 PM
jgold010$25.00$25.003/29/2010 2:53:14 PM
rhodylend$25.00$25.003/29/2010 3:33:18 PM
zebra806$25.00$25.003/29/2010 2:46:50 PM
Speculator$73.64$73.643/29/2010 2:53:20 PM
incbx$25.00$25.003/29/2010 7:44:10 PM
Interstate_Rate$500.00$482.453/29/2010 9:18:09 PM
dnactivation$40.00$40.003/30/2010 5:48:51 PM
Prairie-MN$30.00$30.004/1/2010 12:21:11 PM
natural-affluence4$50.00$50.004/1/2010 5:01:36 PM
Buffer10$50.00$50.004/1/2010 5:59:43 PM
biohazardus$25.00$25.004/1/2010 7:00:22 PM
AsianDragon$25.25$25.254/1/2010 10:16:24 PM
stemper$50.00$50.004/1/2010 7:59:39 PM
fabeasy$33.21$33.214/2/2010 6:02:32 AM
Richmp412$25.00$25.004/2/2010 7:03:59 AM
prainvestment$50.00$50.004/2/2010 8:04:45 AM
keeper24$25.00$25.004/2/2010 9:09:25 AM
wwwUniversal$25.00$25.004/2/2010 9:59:03 AM
investment-cluster$25.00$25.004/2/2010 2:50:08 PM
RkyMtnHi$75.00$75.004/2/2010 3:56:54 PM
160 bids
 
Borrower Payment Dependent Notes Series 451374
This series of Notes was issued and sold upon the funding of the borrower loan #41654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 8.60% Starting borrower rate/APR: 9.60% / 11.70% Starting monthly payment: $112.28
Final lender yield: 8.00% Final borrower rate/APR: 9.00% / 11.09% Final monthly payment: $111.30
 
Auction yield range: 4.04% - 8.60% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 5.88%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2001 Debt/Income ratio: 15%
Basic (1-10): 8 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 4Length of status:2y 7m
Credit score: 780-799 (Feb-2010) Total credit lines: 12 Occupation: Accountant/CPA
Now delinquent: 0 Revolving credit balance: $3,435Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 58%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: yield-guard1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Wells Fargo Credit Card
Purpose of loan:
This loan will be used to? payoff a Wells Fargo credit card. I racked up debt on my credit card throughout the process of throwing my wedding about a year ago.? I've been carrying a balance of around $3000 for sometime now.? I've always made more than the minimum payment but don't find myself hacking away at the balance quick enough, especially since the bank hiked my interest rate and my credit limit all in the same day. The balance is now at about $3435.00. ?

My financial situation:
I am a good candidate for this loan because I take care of all of my financial obligations. My husband is a CPA and suggested taking out a 3 year loan to pay this off since we don't really want to cut into either of our retirement reserves to pay this off.? I will probably pay this loan off before the end of the amortization. Thanks for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
RandyL3$33.00$33.003/23/2010 4:03:37 PM
dontscrewmeover1$50.00$50.003/23/2010 6:31:45 PM
ricpick$50.00$50.003/24/2010 3:41:42 AM
Castelj$25.00$25.003/24/2010 7:33:25 AM
psbruce$25.00$25.003/24/2010 7:28:53 PM
selector568$50.00$50.003/25/2010 1:48:35 PM
knowonder$25.00$25.003/25/2010 6:26:33 PM
generous-deal6$50.00$50.003/26/2010 1:23:03 AM
truth-trapper$25.00$25.003/27/2010 12:13:14 AM
khamlagirl$25.00$25.003/27/2010 9:31:19 AM
filovirus$25.00$25.003/27/2010 7:46:24 PM
JohnSmith10$25.00$25.003/28/2010 9:17:39 AM
plouie$25.00$25.003/28/2010 6:15:12 PM
credit-flower$25.00$25.003/29/2010 4:45:12 AM
mlpinz$100.00$100.003/29/2010 9:17:05 AM
methodical-capital7$25.00$25.003/29/2010 11:34:57 AM
BlessedEveryDay$25.00$25.003/29/2010 6:39:09 PM
Megatron404$25.00$25.003/29/2010 5:37:50 PM
PugDog$25.00$25.003/29/2010 6:23:45 PM
mhotchan$100.00$100.003/29/2010 9:37:23 PM
one-midas$25.00$25.003/29/2010 7:31:35 PM
mitcha1$25.00$25.003/30/2010 6:31:43 AM
hope-lionheart1$31.00$31.003/29/2010 9:42:12 PM
DasCoon$100.00$100.003/30/2010 3:41:44 AM
Cambium$75.00$75.003/30/2010 11:23:07 AM
rmpedi33$100.00$100.003/30/2010 10:08:59 AM
EmeritusX$25.00$25.003/30/2010 11:10:54 AM
microfunder$25.00$25.003/30/2010 10:23:22 AM
wwwUniversal$25.00$25.003/30/2010 2:15:41 PM
ddog0224$50.00$50.003/30/2010 3:26:50 PM
new-return-faire$200.00$200.003/30/2010 3:33:01 PM
P2PHelper$25.00$25.003/30/2010 12:58:30 PM
favorite-commerce$25.00$25.003/30/2010 2:40:36 PM
new-return-faire$200.00$200.003/30/2010 3:31:20 PM
Alsatian$82.53$82.533/23/2010 5:53:39 PM
cwegert$30.58$30.583/23/2010 11:27:41 PM
Oakland$50.00$50.003/24/2010 5:47:26 AM
PalmerTheEmbalmer$25.00$25.003/25/2010 4:31:34 PM
newest-efficient-loan$60.00$60.003/26/2010 7:57:27 AM
freetolive$25.00$25.003/26/2010 6:54:07 PM
jimbo29blue$50.00$50.003/26/2010 7:56:43 PM
Wildcat23$50.00$50.003/27/2010 8:37:25 AM
silver-boots$33.99$33.993/28/2010 5:36:22 AM
4mydaughterseducation$25.00$25.003/28/2010 2:28:29 PM
BigBizBuilder$100.00$100.003/28/2010 8:16:41 PM
duke12$37.53$37.533/29/2010 11:53:02 AM
octoberfresh$25.00$25.003/29/2010 12:07:42 PM
AsianDragon$100.00$100.003/29/2010 12:49:07 PM
the-profit-oracle$25.00$25.003/29/2010 2:52:13 PM
chrisb1414$25.00$25.003/30/2010 5:59:37 AM
Gaelicman$80.00$72.493/30/2010 8:03:30 AM
cippy$50.00$50.003/30/2010 10:20:53 AM
ScottFinance$25.00$25.003/30/2010 6:42:40 AM
qkinger$50.00$50.003/30/2010 7:59:15 AM
UCSBGAUCHOS$30.00$30.003/30/2010 9:27:38 AM
velocity-winner$25.00$25.003/30/2010 10:39:15 AM
indomart$50.00$50.003/30/2010 1:08:42 PM
lucygirl2$50.00$50.003/30/2010 10:44:33 AM
nickel-master$35.00$35.003/30/2010 2:15:23 PM
lasalsa03$37.03$37.033/30/2010 2:07:10 PM
slxvq$41.85$41.853/30/2010 2:10:38 PM
new-return-faire$200.00$200.003/30/2010 3:34:30 PM
new-return-faire$200.00$200.003/30/2010 3:32:21 PM
new-return-faire$200.00$200.003/30/2010 3:33:45 PM
64 bids
 
Borrower Payment Dependent Notes Series 451414
This series of Notes was issued and sold upon the funding of the borrower loan #41649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-23-2010 
  Auction end date:  Mar-30-2010 
 
Starting lender yield: 29.00% Starting borrower rate/APR: 30.00% / 32.38% Starting monthly payment: $84.90
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $63.79
 
Auction yield range: 4.04% - 29.00% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-1998 Debt/Income ratio: 11%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 3Length of status:9y 6m
Credit score: 700-719 (Mar-2010) Total credit lines: 41 Occupation: Other
Now delinquent: 0 Revolving credit balance: $5,131Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 86%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 2    
Screen name: POLRBEAR Borrower's state: California Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
620-639 (Sep-2008)
600-619 (Jul-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 1  
Description
( reinvest in prosper)
Purpose of loan:
This loan will be used to? to keep building my payment History. and all will be reinvested in prosper.

My income after taxes is around 2500 a month .
$1200 for housing $300 for car and insurance. $ 100 for phone and cable
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of $26.90 in winning bids.
"A long time group member, Lender with ~$1k invested and has brought his credit to an 'A' rating! A great investment!"
1 friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
foxy-vigilance$25.00$25.003/23/2010 3:47:41 PM
kenji4861$50.00$50.003/23/2010 3:49:14 PM
credit-force5$25.00$14.753/23/2010 3:53:26 PM
inspired-contract9$50.00$50.003/23/2010 3:51:09 PM
torion$25.00$25.003/23/2010 3:53:05 PM
Jinja$25.00$25.003/24/2010 10:41:39 AM
reflective-rupee$25.00$25.003/24/2010 12:58:48 PM
TheWainer$25.00$25.003/24/2010 9:51:36 PM
uncleubb$25.00$25.003/26/2010 1:44:35 PM
dammage$25.00$25.003/26/2010 5:32:49 PM
Dollars4Rent$25.00$25.003/27/2010 9:14:22 AM
Firescreek$25.00$25.003/27/2010 12:35:43 PM
KSgirl89$27.05$27.053/27/2010 10:16:45 PM
Loan_Some_Money$25.00$25.003/28/2010 3:28:51 PM
Catz_aplenty$30.65$30.653/29/2010 12:28:54 PM
JohnSmith10$25.00$25.003/29/2010 4:38:26 PM
jybank$50.00$50.003/29/2010 4:32:26 PM
Cliffie83$38.32$38.323/29/2010 7:47:52 PM
note-pursuit$25.00$25.003/30/2010 9:45:35 AM
rmpedi33$125.00$125.003/30/2010 10:09:34 AM
AF-Chief$28.00$28.003/23/2010 3:50:25 PM
skuba$50.00$50.003/23/2010 3:52:09 PM
Clambake$50.00$50.003/23/2010 3:52:51 PM
Avala$50.00$50.003/23/2010 3:53:16 PM
fightinjoe$25.00$25.003/23/2010 3:52:15 PM
delicious-social132$40.00$40.003/23/2010 3:52:41 PM
SWayne2000$25.00$25.003/23/2010 4:44:33 PM
bondhedger$25.00$25.003/23/2010 4:53:44 PM
bentonlending$25.00$25.003/23/2010 4:59:05 PM
JGuide$26.90$26.903/23/2010 4:52:38 PM
agreement-bunny$25.00$25.003/24/2010 6:21:19 AM
ExcellentGreen$50.00$50.003/24/2010 9:33:41 AM
selector568$250.00$250.003/24/2010 6:09:54 PM
hcnalbdr$25.00$25.003/27/2010 3:46:28 PM
PalmerTheEmbalmer$25.00$25.003/27/2010 9:28:32 PM
gjm6d$25.00$25.003/28/2010 10:04:27 AM
loanman2007$100.00$100.003/28/2010 7:20:36 AM
sflash$25.00$25.003/29/2010 5:28:28 AM
the-profit-oracle$25.00$25.003/29/2010 2:52:39 PM
starry2001$25.00$25.003/29/2010 9:22:14 PM
soilchem$25.00$25.003/29/2010 9:44:55 PM
imbatman$25.00$25.003/29/2010 7:34:14 PM
patrickj79$54.95$54.953/29/2010 8:15:35 PM
Leopoldine$26.01$26.013/30/2010 7:23:25 AM
Cambium$100.00$100.003/30/2010 12:00:03 PM
dano1965$25.00$25.003/30/2010 12:31:14 PM
SV-AZ$25.00$25.003/30/2010 9:58:43 AM
interstellar$38.37$38.373/30/2010 10:53:29 AM
gothampark$25.00$25.003/30/2010 10:22:57 AM
wwwUniversal$25.00$25.003/30/2010 2:16:16 PM
wild-orange$25.00$25.003/30/2010 2:42:00 PM
51 bids
 
Borrower Payment Dependent Notes Series 451842
This series of Notes was issued and sold upon the funding of the borrower loan #41660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $135.71
 
Auction yield range: 14.04% - 34.00% Estimated loss impact: 15.57%  
Lender servicing fee: 1.00% Estimated return: 18.43%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jul-1992 Debt/Income ratio: 63%
Basic (1-10): 6 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):3 Current / open credit lines: 13 / 13Length of status:13y 10m
Credit score: 640-659 (Mar-2010) Total credit lines: 38 Occupation: Other
Now delinquent: 5 Revolving credit balance: $18,796Stated income:$25,000-$49,999
Amount delinquent: $206 Bankcard utilization: 52%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: justice-magnitude Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
adoption
Purpose of loan:
This loan will be used to?adopt a baby. My niece in Tennessee doesn't want her baby and right now he is five months old. My sister can't afford to take care of?him and?my?husband and I would love to adopt him. We don't want him to be adopted out of?the family. He is a very sweet little guy. I have not been able to get pregnant and I'm reaching?the age where it may be unhealthy for me and the?baby if I was to get pregnant. I recently have been diagnosed with Type?2 Diabetes.?
I feel this?is our only chance to have a family of our own. Can you please help us??

My financial situation:
I am a good candidate for this loan because?My husband and I together make a good living. My husband actually has a full time job and a part time job so we would be financial able to take care of our expenses. Even without the part time job we still make a decent living. We have had some financial difficulties in the past but have trying to work really hard to put that behind us. I had taken a load out on a vehicle that was paid off to help out my mother with her expenses and she had promised to pay us back but has not done so. We are currently paying off this loan as well as our own expenses.

Monthly net income: $ 8120.00? This is my paycheck without overtime, my husbands paycheck without over time, and his part time job paycheck included

Monthly expenses: $
??Housing: $ 1645.00
??Insurance: $ 220.00
??Car expenses: $ 1700.00
??Utilities: $ 200.00?
? Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Im having a hard time adding your numbers up. You seem to have a few thousand dollars of excess income every month according to your figures, is that correct? Also, you are paying $1,700 a month for cars?? That seems very high. - Your_Bank
A: We are paying 1700 a month on cars but $721.00 of it is a loan we took out against a car we had already paid off. The loan wasn't for us, it was to help out my mom who said she was going to pay us back. She never has so we were stuck paying it back. I went through and carefully added up our bills we have to pay. They total $5342.00. This doesn't include food, gas, clothing and household expenses. (Apr-04-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Speculator$100.00$100.003/29/2010 4:53:16 PM
dynrep$25.00$25.004/1/2010 7:36:14 AM
d74mathias$25.00$25.004/3/2010 8:06:18 AM
capital-galaxy$150.00$150.004/3/2010 8:58:24 PM
piscary$50.00$50.004/4/2010 5:35:01 AM
IASKGOD$25.00$25.004/4/2010 6:13:09 AM
jono9999$75.00$75.004/4/2010 3:59:30 PM
reflective-rupee$300.00$300.004/4/2010 9:36:40 PM
PrincessGrace33$75.00$75.004/5/2010 6:50:42 AM
umfan123$25.00$25.004/5/2010 6:58:46 AM
Bob450$39.00$39.004/5/2010 8:10:54 AM
lend42013$30.00$30.004/5/2010 11:30:31 AM
wealth-pipeline$25.00$25.004/5/2010 10:09:44 AM
Your_Bank$30.00$30.004/5/2010 11:29:50 AM
Bob450$25.00$25.004/5/2010 12:15:40 PM
retired272$25.00$25.004/5/2010 12:47:31 PM
lucrative-loan$50.00$50.004/5/2010 1:32:39 PM
reflective-rupee$30.00$9.804/5/2010 3:32:03 PM
relentless-gain3$25.00$25.004/5/2010 1:41:09 PM
PeePaw$25.00$25.004/5/2010 1:55:41 PM
reflective-rupee$100.00$100.004/5/2010 3:30:57 PM
reflective-rupee$750.00$750.004/5/2010 3:31:44 PM
jono9999$34.34$34.343/31/2010 7:06:08 PM
honorable-justice1$25.00$25.004/2/2010 9:20:04 PM
zone6$200.00$200.004/3/2010 7:05:57 AM
lucrative-loan$150.00$150.004/4/2010 5:35:54 AM
millioncan$25.00$25.004/4/2010 1:50:16 PM
innovator2$25.00$25.004/4/2010 9:51:01 PM
victor111$25.00$25.004/5/2010 6:10:10 AM
well-mannered-income3$60.00$60.004/5/2010 8:39:56 AM
Gregger$25.00$25.004/5/2010 10:12:35 AM
reflective-rupee$100.00$100.004/5/2010 8:41:16 AM
Bob450$25.00$25.004/5/2010 2:15:23 PM
FarmersBank$31.86$31.864/5/2010 2:22:25 PM
brondero$110.00$110.004/5/2010 1:51:20 PM
ore-dojo$50.00$50.004/5/2010 3:18:10 PM
IASKGOD$100.00$100.004/5/2010 3:21:03 PM
Bill88$30.00$30.004/5/2010 3:09:35 PM
38 bids
 
Borrower Payment Dependent Notes Series 451912
This series of Notes was issued and sold upon the funding of the borrower loan #41667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-29-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $421.80
Final lender yield: 9.20% Final borrower rate/APR: 10.20% / 12.31% Final monthly payment: $420.70
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1992 Debt/Income ratio: 24%
Basic (1-10): 8 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 5 / 5Length of status:3y 11m
Credit score: 780-799 (Mar-2010) Total credit lines: 20 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $10,363Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 19%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: systematic-value5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation + surplus cash
Hello all, the main purpose of my loan is to consolidate my high interest credit card along with having a little surplus cash. My employment status is very good since I am a full time employee along with having a tenure of almost four years.

I have had an unsecured personal loan in the past through the Bank of New York that was offered to me in May 2004. The offer was for up to $15,000 dollars of which I chose to borrow $12,000 dollars. I payed off the loan in full without any delinquencies in 60 months.

This loan would help me by getting rid of the high interest rates that my credit card companies are charging me.
Information in the Description is not verified.
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Questions & Answers
Q: What is the amount you plan on paying and the interest on the high interest credit card? - noble-revenue
A: I was planning on getting a 60 month loan like the one I was offered by The Bank of New York in May 2004 but Prosper.com didn't give me an option for a 60 month loan. I would have liked to pay around $220 to $255 per month on a 60 month loan but it appears that what I pay monthly is based on the final APR I receive. I have 3 credit cards with a balance on them and the APR is as follows: Chase = 15.24 B of A = 16.5 Sears = 25.24 (Apr-04-2010)
1 question & answer
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Winning Bids
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Hexnut$25.00$25.004/2/2010 6:15:10 AM
derec$25.00$25.004/1/2010 10:15:31 PM
the-silver-blaster$42.55$42.554/2/2010 8:13:08 AM
bikingbtb$25.00$25.004/1/2010 10:48:17 PM
pubnat$25.00$25.004/2/2010 9:37:31 AM
johnsails$37.69$37.694/2/2010 9:07:53 AM
mmaurer$30.00$30.004/2/2010 9:50:03 AM
papaman$25.00$25.004/2/2010 7:30:50 AM
sail120$25.00$25.004/2/2010 9:37:28 AM
JLChamberlain$25.00$25.004/2/2010 9:50:06 AM
najmn103$25.00$25.004/2/2010 11:09:19 AM
mrack$25.00$25.004/2/2010 10:16:12 AM
wdove511$25.00$25.004/2/2010 9:37:27 AM
Oupa-George$25.00$25.004/2/2010 9:37:34 AM
Superc0ld$33.93$33.934/2/2010 12:01:14 PM
fuzed$50.03$50.034/2/2010 12:01:19 PM
Logan7$25.00$25.004/2/2010 9:39:08 AM
fireboss$25.00$25.004/2/2010 9:48:51 AM
PatRichi$25.00$25.004/2/2010 9:50:05 AM
Zubo$25.00$25.004/2/2010 9:53:01 AM
AgTiPinisher$25.00$25.004/2/2010 11:12:54 AM
nick5454$50.00$50.004/2/2010 10:14:28 AM
outtahoth2o$27.05$27.054/2/2010 12:59:40 PM
shawndw$30.00$30.004/2/2010 12:59:51 PM
aldeed$25.00$25.004/2/2010 1:01:29 PM
saxeman$25.00$25.004/2/2010 11:59:34 AM
PHI4308$25.00$25.004/2/2010 1:15:46 PM
repaintandrepair$25.00$25.004/2/2010 12:09:45 PM
zbfamwl$25.00$25.004/2/2010 1:27:22 PM
imlosttoo$25.00$25.004/2/2010 12:29:27 PM
bowdish1$39.73$39.734/2/2010 12:31:55 PM
aader$25.00$25.004/2/2010 11:09:01 AM
leftcoast52$25.00$25.004/2/2010 1:57:52 PM
jibe-set$40.57$40.574/2/2010 11:30:04 AM
seattleslug$25.00$25.004/2/2010 12:59:53 PM
Cheburashka$25.00$25.004/2/2010 11:30:32 AM
bhelgarath$25.00$25.004/2/2010 1:59:12 PM
the-bill-gatherer$25.00$25.004/2/2010 1:02:16 PM
jcholloway831$25.00$25.004/2/2010 2:17:14 PM
kingbutthd$25.00$25.004/2/2010 1:15:54 PM
mooch_1993$25.00$25.004/2/2010 11:59:35 AM
AKJagMan$25.00$25.004/2/2010 12:09:54 PM
Robert99$25.00$25.004/2/2010 1:55:38 PM
tuneman1980$25.00$25.004/2/2010 2:40:03 PM
williamdkit$25.00$25.004/2/2010 2:57:12 PM
Cubsfan07$25.00$25.004/2/2010 12:44:53 PM
Eagledrop$25.00$25.004/2/2010 12:46:43 PM
buggzz$25.00$25.004/2/2010 1:09:29 PM
star7705$25.00$25.004/2/2010 1:27:20 PM
buckyhead2000$25.00$25.004/2/2010 2:31:06 PM
cashfl0w$25.04$25.044/2/2010 3:28:46 PM
skuba$25.00$25.004/2/2010 5:00:19 PM
capital-albatross$25.00$25.004/2/2010 5:33:01 PM
KaiserRex$25.00$25.004/2/2010 6:08:51 PM
cash-blueberry$25.00$25.004/2/2010 7:08:40 PM
jirahola$50.00$50.004/2/2010 9:11:41 PM
rosadoc$25.00$25.004/2/2010 6:09:52 PM
Aridus$25.00$25.004/2/2010 7:54:13 PM
wa23gs$57.60$57.604/3/2010 6:54:04 AM
ritwik$50.00$50.004/2/2010 8:54:54 PM
hanuman77$37.26$37.264/3/2010 8:54:19 AM
foldingbenny2$50.00$50.004/3/2010 12:13:19 PM
bonus-apple$100.00$100.004/3/2010 6:55:26 PM
kashikoe$25.00$25.004/3/2010 7:08:16 PM
mpactlender$25.00$25.004/3/2010 8:49:45 PM
mizount$25.00$25.004/3/2010 11:29:39 AM
simiray$25.00$25.004/3/2010 11:05:08 PM
Cherrypicker$50.00$50.004/3/2010 1:27:01 PM
Ilyav$26.08$26.084/3/2010 3:51:43 PM
TOCPI$25.00$25.004/4/2010 4:48:55 AM
enthusiastic-balance5$100.00$100.004/4/2010 5:05:46 AM
Patter256$25.00$13.674/4/2010 7:44:48 AM
loanshark4u$25.00$25.004/4/2010 5:34:35 AM
syounker$25.00$25.004/3/2010 8:13:09 PM
aganippe$25.00$25.004/4/2010 8:52:52 AM
galtsgulch$25.00$25.004/4/2010 4:48:50 AM
Lastavatar$25.00$25.004/4/2010 6:01:14 PM
lenderinnevada$38.55$38.554/4/2010 3:48:41 PM
techreseller$50.00$50.004/5/2010 8:50:35 AM
best-credit-sushi$25.00$25.004/5/2010 1:01:54 PM
crmoir$31.05$31.054/5/2010 11:48:05 AM
wwwUniversal$25.00$25.004/5/2010 3:11:27 PM
408 bids
 
Borrower Payment Dependent Notes Series 452006
This series of Notes was issued and sold upon the funding of the borrower loan #41652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-26-2010 
  Auction end date:  Mar-31-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.72% Starting monthly payment: $143.60
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.57% Final monthly payment: $141.48
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-1986 Debt/Income ratio: 6%
Basic (1-10): 7 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 2 / 2Length of status:3y 10m
Credit score: 660-679 (Mar-2010) Total credit lines: 8 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $1,453Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 69%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: top-asset-berserker Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair & Marriage Expenses
Purpose of loan:
I need a main seal replaced on my older model car (its paid for!)? and I have some marriage expenses that need taken care of as well.

My financial situation:
I am a good candidate for this loan because?? I have a solid employment record and only 2 lines of current credit (very small lines)? I can have this paid back in as little as a year, but would prefer to do it in 2.

Monthly net income: $ $2400

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 230
??Car expenses: $ <$50 I live within 2 miles of work
??Utilities: $ 150
??Phone, cable, internet: $ 400 (phone rest included in rent)
??Food, entertainment: $ 300
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 75
??Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why do you have a public record? - careful-compassion
A: I had filed a chapter 13 bankruptcy. (Mar-28-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
return-elm$25.00$25.003/26/2010 4:13:20 PM
enigmallc$25.00$25.003/26/2010 4:13:46 PM
mzek$25.00$25.003/26/2010 4:14:13 PM
unassuming-reward$25.00$25.003/26/2010 4:14:36 PM
DRA-Properties$25.00$25.003/26/2010 4:15:16 PM
ommcd$25.00$25.003/26/2010 4:15:33 PM
BlueWave$25.00$25.003/26/2010 4:15:35 PM
note-cougar0$25.00$25.003/26/2010 4:16:08 PM
integrity-liberator$25.00$25.003/26/2010 4:16:14 PM
principal-kung-fu$25.00$25.003/26/2010 4:16:57 PM
RMB-Investments$25.00$25.003/26/2010 4:17:14 PM
james41$25.00$25.003/26/2010 4:17:55 PM
kind-efficient-credit$25.00$25.003/26/2010 4:17:59 PM
legend717$25.00$25.003/26/2010 4:18:51 PM
dynamic-capital$25.00$25.003/26/2010 4:13:32 PM
dime-fighter$25.00$25.003/26/2010 4:13:52 PM
dime-beeper$25.00$25.003/26/2010 4:13:57 PM
investment-oasis$25.00$25.003/26/2010 4:19:38 PM
munoz44$25.00$25.003/26/2010 4:14:01 PM
SirJev$25.00$25.003/26/2010 4:14:06 PM
phillipd48$25.00$25.003/26/2010 4:14:29 PM
BankME$25.00$25.003/26/2010 4:20:19 PM
a-healthy-affluence$27.58$27.583/26/2010 4:14:42 PM
aggresive-nickel2$25.00$25.003/26/2010 4:20:26 PM
TaxAcct_444$47.95$47.953/26/2010 4:15:26 PM
gavinfh$25.00$25.003/26/2010 4:16:17 PM
Orringo$50.00$50.003/26/2010 4:16:26 PM
LenderExtraordinaire$25.00$25.003/26/2010 4:16:30 PM
point$25.00$25.003/26/2010 4:16:41 PM
RyanDwayne$25.00$25.003/26/2010 4:16:48 PM
uprising35$50.00$50.003/26/2010 4:16:54 PM
pkp121$25.00$25.003/26/2010 4:17:02 PM
cloud8$25.00$25.003/26/2010 4:13:45 PM
worldly-gold$25.00$25.003/26/2010 4:13:59 PM
DosPassos$25.00$25.003/26/2010 4:14:11 PM
Therapist$25.00$25.003/26/2010 4:17:43 PM
value-dna$25.00$25.003/26/2010 4:17:55 PM
E2BGR8$25.00$25.003/26/2010 4:14:27 PM
eronyc$25.00$25.003/26/2010 4:18:03 PM
enlightenment5$25.00$25.003/26/2010 4:14:35 PM
KandKLegacyInvestments$25.00$25.003/26/2010 4:14:58 PM
CROBRUN$25.00$25.003/26/2010 4:18:34 PM
mjdaking$25.00$25.003/26/2010 4:18:42 PM
benefit-squirrel$25.00$25.003/26/2010 4:18:47 PM
falcon88dp$25.00$25.003/26/2010 4:18:52 PM
coin-investor$25.00$25.003/26/2010 4:18:57 PM
wise-courageous-social$25.00$25.003/26/2010 4:19:04 PM
ImaPutz$25.00$25.003/26/2010 4:19:13 PM
zipemdown$25.00$25.003/26/2010 4:17:03 PM
social-conductor4$25.00$25.003/26/2010 4:17:27 PM
KrazyCelticKid$50.00$13.683/26/2010 4:20:27 PM
orbital-gold4$25.00$25.003/26/2010 4:17:54 PM
murtaza$25.00$25.003/26/2010 4:18:06 PM
Kaj$25.00$25.003/26/2010 4:19:52 PM
mercuriant$25.00$25.003/26/2010 4:34:39 PM
charming-point$300.00$300.003/28/2010 1:05:39 PM
loan-fate$25.00$25.003/28/2010 5:18:36 PM
missile5$50.00$50.003/29/2010 6:56:38 PM
rjeffries35$25.00$25.003/26/2010 4:13:44 PM
Dr_M$25.00$25.003/26/2010 4:13:49 PM
michael573114$25.00$25.003/26/2010 4:14:00 PM
Spaceman838$25.00$25.003/26/2010 4:14:12 PM
nourishing-hope835$25.00$25.003/26/2010 4:14:20 PM
red-trade-cologne$25.00$25.003/26/2010 4:15:24 PM
raisingophelia$25.00$25.003/26/2010 4:15:29 PM
industrious-dedication$25.00$25.003/26/2010 4:15:54 PM
medan20356$25.00$25.003/26/2010 4:16:00 PM
sf-funder$25.00$25.003/26/2010 4:16:09 PM
silverloan$25.00$25.003/26/2010 4:16:40 PM
javajahn$25.00$25.003/26/2010 4:17:04 PM
friendly-worth3$25.00$25.003/26/2010 4:17:37 PM
Lam0nt$25.00$25.003/26/2010 4:17:42 PM
Headhunter14$25.00$25.003/26/2010 4:17:51 PM
nletunic$25.00$25.003/26/2010 4:18:08 PM
cgkid$25.00$25.003/26/2010 4:18:33 PM
Nickle-and-Dime-Loans$25.00$25.003/26/2010 4:18:49 PM
jasmarc$25.00$25.003/26/2010 4:18:54 PM
creditasaurus9$25.00$25.003/26/2010 4:13:59 PM
Purposeful$50.00$50.003/26/2010 4:19:45 PM
Auburnmist$25.00$25.003/26/2010 4:14:03 PM
Jinja$25.00$25.003/26/2010 4:14:26 PM
autonomous-truth$25.00$25.003/26/2010 4:20:03 PM
smart-gain$25.00$25.003/26/2010 4:15:08 PM
likeable-value$25.00$25.003/26/2010 4:15:25 PM
terminus$25.00$25.003/26/2010 4:15:29 PM
cberthiaume$25.00$25.003/26/2010 4:15:32 PM
mrrc7498$25.00$25.003/26/2010 4:16:50 PM
CC911$25.00$25.003/26/2010 4:13:30 PM
KHU2-B$25.00$25.003/26/2010 4:17:24 PM
special-responsibility$25.00$25.003/26/2010 4:13:57 PM
bassman2$25.00$25.003/26/2010 4:14:04 PM
glimmering-point$25.00$25.003/26/2010 4:18:31 PM
fund-web3$25.00$25.003/26/2010 4:15:25 PM
elegant-loot$25.00$25.003/26/2010 4:18:50 PM
davidside$25.00$25.003/26/2010 4:15:59 PM
KramericaIndustries$25.00$25.003/26/2010 4:18:55 PM
djh47a$25.00$25.003/26/2010 4:16:21 PM
JB9$50.00$50.003/26/2010 4:16:23 PM
HenryS$25.00$25.003/26/2010 4:17:25 PM
supreme-bonus0$25.00$25.003/26/2010 4:17:57 PM
mizount$25.00$25.003/26/2010 4:18:14 PM
calilending$25.00$25.003/26/2010 4:19:05 PM
delicious-social132$25.00$25.003/26/2010 4:19:28 PM
AF-Chief$28.00$28.003/26/2010 4:19:53 PM
successful-euro$30.00$30.003/26/2010 4:19:59 PM
leodaguy$25.00$25.003/26/2010 4:20:11 PM
seisen$33.90$33.903/26/2010 4:20:25 PM
InChicago$25.00$25.003/26/2010 4:29:24 PM
irrelevant$25.00$25.003/26/2010 4:32:06 PM
SolarMoonshine$25.00$25.003/26/2010 5:39:39 PM
Bob450$25.00$25.003/26/2010 7:43:11 PM
LoanerPrincipal$30.00$30.003/26/2010 11:23:59 PM
ag-ventures$28.69$28.693/26/2010 11:57:50 PM
ttnk62918$25.00$25.003/28/2010 9:08:44 PM
exchange-cowbell5$25.00$25.003/28/2010 7:44:32 PM
Bob450$25.00$25.003/29/2010 9:19:02 PM
dollardave$60.20$60.203/30/2010 9:38:41 AM
fuke$25.00$25.003/30/2010 12:06:53 PM
webfeet$25.00$25.003/30/2010 1:15:12 PM
five-star-note$50.00$50.003/30/2010 5:46:37 PM
120 bids
 
Borrower Payment Dependent Notes Series 452052
This series of Notes was issued and sold upon the funding of the borrower loan #41648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-06-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.41% Starting monthly payment: $60.33
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.26% Final monthly payment: $55.46
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.81%  
Lender servicing fee: 1.00% Estimated return: 7.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Oct-2006 Debt/Income ratio: 44%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Part-time employee
Enhanced (1-5):3 Current / open credit lines: 4 / 4Length of status:3y 6m
Credit score: 680-699 (Mar-2010) Total credit lines: 6 Occupation: Student - College J...
Now delinquent: 0 Revolving credit balance: $3,094Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 37%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 0    
Screen name: yajtaj Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 22 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,500.00< mo. late: 0 ( 0% )  
700-719 (Jun-2008)
700-719 (Mar-2008)
 
Principal balance: $1,614.89 1+ mo. late: 0 ( 0% )
Total payments billed: 22  
Description
Student Studying in Taiwan
Purpose of loan:
This loan will be used to? cover my expenses while studying abroad. I am currently attending an?intensive Chinese language?program at National Taiwan University, which is also known as the Harvard of Taiwan.? As a student in Taiwan, I am not able to work or generate any income; therefore, this loan would help me tremendously to cover for my credit card and other expenses that my Financial Aid doesn't cover.

My financial situation:
I am a good candidate for this loan because? I have been paying my other listing from prosper ON TIME without any delinquencies.? I will return home soon in June 2010 (approx. 3 months) to finish my education back home and continue my part-time?employment of over 3 years. And while attending college, I stay with my parents, therefore I don't need to pay rent. So I will definitely?be able to pay back this loan.? Thank you for your time.? All questions will be happily answered.

Monthly Expenses (approx. $500-700)
Dormitory in Taiwan - $250
Transportation - $10-50
Food - $200
Other - $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.004/2/2010 5:10:10 PM
CaliforniaSun$25.00$25.004/5/2010 4:45:25 PM
vigilance-searcher$25.00$25.004/5/2010 9:15:33 PM
enthusiastic-balance5$100.00$100.004/6/2010 8:48:03 AM
alpinaut$25.00$25.004/6/2010 11:42:49 AM
twtb19$25.00$25.004/6/2010 10:30:07 AM
wild-orange$25.00$25.004/6/2010 10:35:10 AM
balanced-balance6$25.00$25.004/6/2010 2:33:41 PM
Mindful7$25.00$25.004/6/2010 12:46:25 PM
jybank$25.00$25.004/6/2010 3:30:43 PM
hashnet$25.00$25.004/6/2010 3:32:03 PM
buphigam$25.00$25.003/30/2010 4:43:20 PM
basejump0$25.00$25.004/3/2010 2:40:00 AM
Sol_Invictus$25.00$25.004/4/2010 7:38:10 AM
Aberdeen$500.00$500.004/4/2010 4:10:18 PM
lenderinnevada$50.00$50.004/4/2010 3:52:12 PM
1stBankAndHal$25.00$25.004/5/2010 9:05:01 AM
lender12345$50.00$50.004/5/2010 11:00:03 PM
Mikale360$25.00$25.004/6/2010 10:46:26 AM
atomantic$50.00$50.004/6/2010 11:46:01 AM
debt-legend$25.00$25.004/6/2010 2:16:07 PM
easylivin$25.00$24.154/6/2010 2:45:36 PM
rate-trail$25.00$25.004/6/2010 2:40:46 PM
MStackIV$25.85$25.854/6/2010 12:09:39 PM
red-favorable-basis$25.00$25.004/6/2010 12:34:51 PM
InvestinginU$50.00$50.004/6/2010 1:49:07 PM
stevenm8$25.00$25.004/6/2010 2:47:41 PM
27 bids
 
Borrower Payment Dependent Notes Series 452088
This series of Notes was issued and sold upon the funding of the borrower loan #41651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 9.32% Starting borrower rate/APR: 10.32% / 13.28% Starting monthly payment: $38.90
Final lender yield: 9.32% Final borrower rate/APR: 10.32% / 13.28% Final monthly payment: $38.90
 
Auction yield range: 4.04% - 9.32% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.19%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1994 Debt/Income ratio: 22%
Basic (1-10): 9 Inquiries last 6m: 3Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 11 / 11Length of status:7y 9m
Credit score: 720-739 (Mar-2010) Total credit lines: 31 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $56,571Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 81%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: capital-geyser7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Handling one-time cash flow issue
Purpose of loan:
This loan will be used to? deal with a short-term cash flow issue because of work furlough days. I am already also working to reduce credit card debt. This situation will improve dramatically in the fall when my twins start school and child care costs will be reduced. Additionally, my company does not expect to require any more furlough days.

My financial situation:
I am a good candidate for this loan because?I have good credit, my partner and I own our home. I also own a duplex in Texas, which I rent to my mother and nephew in Texas. I have never been late on any mortgage payments. I pay my bills on time.? Thanks very much for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
availableloan$25.00$25.003/30/2010 4:34:50 PM
TheWainer$25.00$25.003/30/2010 11:48:51 PM
IPlayOutsideTheBox$25.00$25.003/31/2010 9:28:38 AM
bonus-adventure3$50.00$50.004/1/2010 6:32:21 AM
beer-gardener$260.11$260.114/1/2010 5:10:42 PM
Johnab$25.00$25.004/1/2010 9:49:40 PM
buckyhead2000$25.00$25.004/2/2010 2:35:29 PM
autonomous-truth$150.00$150.004/2/2010 12:29:37 PM
fire_torf$25.00$25.004/2/2010 11:28:23 PM
Sven79$50.00$50.003/30/2010 4:44:27 PM
Approved$25.00$25.003/31/2010 1:23:53 PM
best-listing-toro$25.00$25.003/31/2010 2:32:40 PM
Mav26$50.00$50.003/31/2010 1:18:31 PM
periko$50.00$50.004/1/2010 12:28:41 AM
LAKETIME$25.00$25.004/1/2010 1:44:07 PM
kanyonkat$25.00$25.004/1/2010 5:08:05 PM
aztocas$25.00$25.004/2/2010 7:19:16 AM
RochelleW$25.00$25.004/2/2010 12:00:36 PM
AndyT1999$25.00$25.004/2/2010 10:02:19 AM
Johnab$25.00$25.004/2/2010 12:22:05 PM
Midg$25.00$25.004/2/2010 5:08:14 PM
jirahola$25.00$25.004/2/2010 9:17:15 PM
euro-shrine$200.00$189.894/2/2010 6:07:21 PM
23 bids
 
Borrower Payment Dependent Notes Series 452118
This series of Notes was issued and sold upon the funding of the borrower loan #41728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 29.75% Final borrower rate/APR: 30.75% / 34.79% Final monthly payment: $42.86
 
Auction yield range: 17.04% - 34.00% Estimated loss impact: 26.74%  
Lender servicing fee: 1.00% Estimated return: 3.01%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1993 Debt/Income ratio: 9%
Basic (1-10): 3 Inquiries last 6m: 9Employment status:Full-time employee
Enhanced (1-5):1 Current / open credit lines: 5 / 5Length of status:15y 11m
Credit score: 600-619 (Mar-2010) Total credit lines: 37 Occupation: Professional
Now delinquent: 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 1 Homeownership: No  
Delinquencies in last 7y: 30    
Screen name: Iam4u Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 95% ) 600-619 (Latest)
Principal borrowed: $1,000.00< mo. late: 1 ( 5% )  
580-599 (Jul-2008)
600-619 (Jun-2008)
 
Principal balance: $598.65 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
paying off taxes
Purpose of loan:
This loan will be used for the following: 1000 taxes. My actual taxes?owed are $1400 but?I will pay the $400 out my work income.??

My financial situation:
I am a good candidate for this loan because? its not a huge amount, i have the income to pay it off within?1 yr.?I have a current prosper?loan that?I have always paid and will pay off in a few months.?In the last 2 years?I have not had any?payments that were late or not paid. I have paid cash for all?utilities, rent etc as?I have no credit cards.?I have always paid my bills on time, never late and had a credit score of 700+ not that long ago. The problem came about after my divorce and?I had too much credit given to me and I spent it living on 1 income vs 2.?This is the only negative item on my credit report.?I think everyone has a financial hard time at some point in their life.

I?live within my means and am?more?financially responsible then in the past.? I've been helping my mom financially also who has been sick and nearly died in September of 09.?I now have a?room mate to help with expenses.I would?be so APPRECIATIVE if you?could give?me the chance to pay my taxes and not have that stress.?If you as an investor look at the whole picture and not just the High risk that i'm labeled now you will see that the risk is ok to take.


Monthly net income: $3600

Monthly expenses: $1700
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $
??Utilities: $150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
maplehouse$33.26$33.264/1/2010 6:22:44 PM
SolarMoonshine$25.00$25.004/2/2010 5:40:51 PM
kfboomer$100.00$100.004/3/2010 7:46:06 AM
sadhikari$25.00$25.004/3/2010 8:42:11 PM
enthusiastic-balance5$50.00$50.004/4/2010 4:50:08 AM
crw1950$50.00$50.004/4/2010 8:19:32 AM
joebob78$46.04$46.044/4/2010 10:18:39 AM
enthusiastic-balance5$50.00$50.004/4/2010 4:49:48 AM
Ronnieboy888$25.00$25.004/5/2010 9:49:20 AM
five-star-note$75.00$75.004/5/2010 9:55:25 AM
peskier$25.00$25.004/5/2010 11:21:51 AM
admirable-loyalty$25.00$25.003/31/2010 9:38:13 AM
lucrative-loan$200.00$120.524/2/2010 2:40:27 AM
marwadi-62$200.00$200.004/2/2010 5:33:28 AM
Lucy_Fur$25.00$25.004/3/2010 9:12:40 AM
Xarach$25.00$25.004/3/2010 10:22:50 AM
coyone$50.18$50.184/4/2010 8:02:12 AM
seadogs$25.00$25.004/4/2010 5:49:45 AM
penny-sergeant$25.00$25.004/5/2010 12:36:12 PM
19 bids
 
Borrower Payment Dependent Notes Series 452124
This series of Notes was issued and sold upon the funding of the borrower loan #41737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-06-2010 
 
Starting lender yield: 20.06% Starting borrower rate/APR: 21.06% / 23.31% Starting monthly payment: $169.68
Final lender yield: 18.90% Final borrower rate/APR: 19.90% / 22.14% Final monthly payment: $167.01
 
Auction yield range: 8.04% - 20.06% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 11.96%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Aug-1998 Debt/Income ratio: 31%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 18 / 16Length of status:4y 10m
Credit score: 640-659 (Mar-2010) Total credit lines: 44 Occupation: Administrative Assi...
Now delinquent: 0 Revolving credit balance: $120,663Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 93%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: yield-expert Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off Real estate taxes and a Dell credit card. The dell card minimum payment is $77.00 dollars and will take 17 years to payoff, the real estate taxes?caught me off guard a little. I am paying off the dell card and?cancelling it.

Dell card?has a minimum?payment of?$77.00 with a balance $2560.04 interest rate 23.24% and
the real estate taxes are $3000.00 which?I have already paid $1000.00 from savings.


I am a good credit risk, because I have?had a great payment history on all my debt and with the loan I get here,?I will be able?to get rid of the dell card and real estate tax with a nice short term three year loan.

Thanks













Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mydreamsagain$25.00$25.003/30/2010 4:28:09 PM
reliable-silver7$25.00$25.003/30/2010 4:33:29 PM
charming-point$300.00$300.003/30/2010 4:33:42 PM
responsibility-mulberry$25.00$25.003/30/2010 4:35:10 PM
chekat$25.00$25.003/30/2010 4:35:43 PM
Nerdster1$25.00$25.003/30/2010 4:31:55 PM
hrubinst$25.00$25.003/30/2010 4:35:12 PM
studious-bonus7$50.00$50.003/30/2010 4:35:04 PM
economy-producer$25.00$25.003/30/2010 4:35:40 PM
Avala$50.00$50.003/30/2010 4:37:13 PM
HHP$25.00$25.003/30/2010 4:38:10 PM
HedgeFund$40.00$40.003/30/2010 4:37:46 PM
dinero-speaker$25.00$25.003/30/2010 4:39:14 PM
return-eclipse0$25.00$25.003/30/2010 4:39:21 PM
tranquil-return4$75.00$75.003/30/2010 4:39:48 PM
desertoasis$25.00$25.003/30/2010 4:45:11 PM
reward-adventure$25.00$25.003/30/2010 4:39:56 PM
salala$25.00$25.003/30/2010 4:40:09 PM
kennyinminny$25.00$25.003/30/2010 4:41:27 PM
generous-commerce9$25.00$25.003/30/2010 4:42:10 PM
personal-lender$25.00$25.003/30/2010 4:43:51 PM
Interstate_Rate$259.24$259.243/30/2010 4:44:18 PM
mrkb80$25.00$25.003/30/2010 4:44:58 PM
Bank_Of_XL$100.00$100.003/30/2010 5:30:28 PM
coup173$25.00$25.003/31/2010 8:15:27 AM
favorable-order8$25.00$25.003/31/2010 9:34:21 AM
innocent-loot$25.00$25.003/31/2010 9:34:48 AM
mmckune$25.00$25.003/31/2010 11:02:20 AM
laudable-balance$25.00$25.003/31/2010 10:18:30 AM
windfall46$25.00$25.003/31/2010 11:39:13 AM
BigGuyBank$25.00$25.003/31/2010 3:53:01 PM
charitycoon$100.00$100.004/1/2010 7:12:06 PM
duty-monger$50.00$50.004/2/2010 10:01:12 AM
FollowMe2Freedom$25.00$25.004/2/2010 8:54:27 AM
LuvToLend$25.00$25.004/2/2010 6:43:58 PM
Ven58$25.00$25.004/2/2010 7:56:02 PM
rockhound84$25.00$25.004/3/2010 6:43:13 AM
gmanrex$100.00$100.004/3/2010 4:45:43 PM
ProModelA$25.00$25.004/3/2010 9:37:38 AM
boomer5$25.00$25.004/4/2010 6:56:27 PM
enthusiastic-point$25.00$25.004/5/2010 8:18:03 AM
Ambassador$31.00$31.004/5/2010 3:59:02 PM
integrity-doctor$50.00$50.004/5/2010 5:03:53 PM
Ogerta$50.00$50.004/5/2010 7:03:28 PM
rate-trail$50.00$50.004/5/2010 8:05:57 PM
Bob450$25.00$25.004/5/2010 9:04:45 PM
wwwUniversal$25.00$25.004/5/2010 10:03:03 PM
patriot384$100.00$100.004/6/2010 4:26:27 AM
mlj0671$26.00$26.004/6/2010 7:41:55 AM
KFB_Investments$25.00$25.004/6/2010 4:13:27 AM
DasMula$25.00$25.004/6/2010 10:23:08 AM
harddollars$50.00$50.004/6/2010 11:35:50 AM
nalaari$53.91$53.914/6/2010 11:46:33 AM
Bob450$25.00$25.004/6/2010 12:15:04 PM
juxtapose$25.00$25.004/6/2010 12:56:42 PM
rockymtbob$50.00$50.004/6/2010 1:00:14 PM
rockhound84$25.00$25.004/6/2010 2:53:22 PM
SkinnyFish$50.00$50.004/6/2010 3:17:51 PM
CTG_JaQ$65.53$65.534/6/2010 3:49:08 PM
I_want_to_help_you$25.00$25.004/6/2010 2:08:47 PM
Frosty$25.00$25.004/6/2010 3:12:10 PM
KandKLegacyInvestments$25.00$25.003/30/2010 4:31:41 PM
ddog0224$25.00$25.003/30/2010 4:37:53 PM
WHEREISTHEMOON$25.00$25.003/30/2010 4:33:08 PM
unassassinable$25.00$25.003/30/2010 4:39:42 PM
CarDealer3070$25.00$25.003/30/2010 4:35:20 PM
xyzlmno$50.00$50.003/30/2010 4:40:49 PM
Clambake$50.00$50.003/30/2010 4:36:59 PM
sloak$25.00$25.003/30/2010 4:41:53 PM
torion$25.00$25.003/30/2010 4:37:08 PM
delicious-social132$25.00$25.003/30/2010 4:37:16 PM
inspired-contract9$25.00$25.003/30/2010 4:37:23 PM
bonus-adventure3$25.00$25.003/30/2010 4:37:26 PM
revenue-pipeline$25.00$25.003/30/2010 4:42:25 PM
integrity-doctor$50.00$50.003/30/2010 4:44:13 PM
maldok1$25.00$25.003/30/2010 4:39:31 PM
JohnW12$25.00$25.003/30/2010 4:40:28 PM
kid8549$25.00$25.003/30/2010 4:40:41 PM
the-profit-oracle$25.00$25.003/30/2010 4:41:17 PM
steady-bazaar$25.00$25.003/30/2010 4:42:20 PM
heavenly-repayment4$30.00$30.003/30/2010 4:42:32 PM
TennSquire$25.00$25.003/30/2010 4:44:23 PM
jazz619$25.00$25.003/30/2010 4:45:52 PM
blissful-note7$25.00$25.003/31/2010 2:04:06 AM
surfhoss644$50.00$50.003/30/2010 9:28:26 PM
Phantom99$25.00$25.003/30/2010 11:13:06 PM
DJReflections$25.00$25.003/31/2010 6:22:22 AM
silver-philosopher$25.00$25.003/30/2010 11:19:08 PM
persistent-bazaar$25.00$25.003/31/2010 7:10:16 AM
mikeandcat$50.00$50.003/31/2010 8:14:17 AM
Unitas4302$50.00$50.003/31/2010 5:50:16 AM
Sol_Invictus$25.00$25.003/31/2010 8:07:56 AM
bchen78875$25.00$25.003/31/2010 10:18:13 AM
aurorafinancial$31.76$31.763/31/2010 10:38:18 AM
KramericaIndustries$25.00$25.003/31/2010 10:53:10 AM
bonus-tent$25.00$25.003/31/2010 11:23:27 AM
fiddlerzvi$50.00$47.563/31/2010 11:39:36 AM
gunderstone$25.00$25.004/1/2010 9:23:18 PM
SkinnyFish$25.00$25.004/2/2010 5:06:24 AM
Whipster$25.00$25.004/2/2010 5:38:02 AM
mlj0671$47.00$47.004/2/2010 9:13:50 AM
turbolozano$50.00$50.004/2/2010 9:23:19 AM
gilbrear$25.00$25.004/2/2010 5:51:14 PM
mammalian4$25.00$25.004/3/2010 8:04:00 AM
LMM1$25.00$25.004/3/2010 10:16:14 AM
Ven58$25.00$25.004/4/2010 3:02:57 PM
Tazeme$25.00$25.004/5/2010 8:31:40 AM
Imaginos1892$50.00$50.004/5/2010 6:58:27 PM
MilitaryAV8R$25.00$25.004/6/2010 12:43:57 AM
Easystreet$25.00$25.004/6/2010 10:32:46 AM
ttnk62918$25.00$25.004/6/2010 9:33:27 AM
truelumen$25.00$25.004/6/2010 11:05:23 AM
Lear31$28.00$28.004/6/2010 1:25:53 PM
wonder3$25.00$25.004/6/2010 1:56:16 PM
emicroworld$50.00$50.004/6/2010 2:19:23 PM
yu-rik$75.00$75.004/6/2010 12:46:52 PM
Moneypenny6$25.00$25.004/6/2010 3:20:54 PM
twerns$40.00$40.004/6/2010 1:04:44 PM
broker558$25.00$25.004/6/2010 3:43:29 PM
119 bids
 
Borrower Payment Dependent Notes Series 452306
This series of Notes was issued and sold upon the funding of the borrower loan #41645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-02-2010 
 
Starting lender yield: 26.38% Starting borrower rate/APR: 27.38% / 29.99% Starting monthly payment: $61.54
Final lender yield: 25.25% Final borrower rate/APR: 26.25% / 28.84% Final monthly payment: $60.64
 
Auction yield range: 11.04% - 26.38% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.63%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-2000 Debt/Income ratio: 5%
Basic (1-10): 7 Inquiries last 6m: 1Employment status:Full-time employee
Enhanced (1-5):4 Current / open credit lines: 1 / 1Length of status:3y 6m
Credit score: 660-679 (Mar-2010) Total credit lines: 11 Occupation: Social Worker
Now delinquent: 0 Revolving credit balance: $0Stated income:$1-$24,999
Amount delinquent: $0 Bankcard utilization: 0%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 23    
Screen name: mystical-velocity3 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to finish my degree
Purpose of loan:
This loan will be used to help pay for my summer session of school. I was offered a Pell Grant through my school but it does not cover my full summer session. This loan would help me reach my educational goals.

My financial situation:
I am a good candidate for this loan because I have a steady paycheck and do not have many monthly expenses. I can not afford to pay the rest of my tuition, but I am so close to receiving my degree.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 100
??Car expenses: $ 80
??Utilities: $ 143
??Phone, cable, internet: $ 110
??Food, entertainment: $ 100
??Clothing, household expenses $10
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
social-conductor4$25.00$25.003/30/2010 4:30:17 PM
Kaj$25.00$25.003/30/2010 4:32:06 PM
Purposeful$25.00$25.003/30/2010 4:32:09 PM
successful-euro$40.00$40.003/30/2010 4:32:13 PM
CC911$25.00$25.003/30/2010 4:32:27 PM
purdue98$25.00$25.003/30/2010 4:34:27 PM
tremendous-integrity$25.00$25.003/30/2010 4:34:40 PM
Craig_B$25.00$25.003/30/2010 4:35:17 PM
TennSquire$25.00$25.003/30/2010 4:28:15 PM
awesome-return0$25.00$25.003/30/2010 4:29:37 PM
fareast_man$25.00$25.003/30/2010 4:33:00 PM
Nerdster1$25.00$25.003/30/2010 4:33:12 PM
bountiful-bazaar$25.00$25.003/30/2010 4:34:48 PM
kmavm$25.00$25.003/30/2010 4:35:34 PM
momoney2lend$25.00$25.003/30/2010 4:35:51 PM
irrelevant$25.00$25.003/30/2010 4:38:14 PM
five-star-note$50.00$50.003/30/2010 5:39:17 PM
lender-inc$37.38$37.383/31/2010 9:57:51 AM
scoobiedoo$25.00$25.003/31/2010 5:52:24 PM
charming-point$300.00$300.003/31/2010 8:38:36 PM
transaction-circuit$25.00$25.004/1/2010 12:52:47 PM
marwadi-62$50.00$50.004/2/2010 5:34:02 AM
autonomous-truth$25.00$25.003/30/2010 4:30:55 PM
burrito6$25.00$25.003/30/2010 4:31:30 PM
KandKLegacyInvestments$25.00$25.003/30/2010 4:31:33 PM
shrewd-peace7$25.00$25.003/30/2010 4:32:01 PM
AF-Chief$28.00$28.003/30/2010 4:32:15 PM
BlindJoeDeath$25.00$25.003/30/2010 4:34:43 PM
head$25.00$25.003/30/2010 4:34:56 PM
secobarbital$25.00$19.623/30/2010 4:35:56 PM
upright-revenue7$50.00$50.003/30/2010 4:33:21 PM
inspiring-reward$150.00$150.003/30/2010 4:33:48 PM
chicagoman$25.00$25.003/30/2010 4:34:46 PM
zorg77$25.00$25.003/30/2010 4:35:27 PM
shrewd-deal$25.00$25.003/30/2010 4:35:31 PM
SolarMoonshine$25.00$25.003/30/2010 5:28:38 PM
LuvToLend$25.00$25.004/1/2010 1:18:43 AM
IPG1$25.00$25.004/1/2010 4:12:03 PM
frogperson$50.00$50.004/1/2010 4:33:11 PM
39 bids
 
Borrower Payment Dependent Notes Series 452330
This series of Notes was issued and sold upon the funding of the borrower loan #41749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Mar-30-2010 
  Auction end date:  Apr-06-2010 
 
Starting lender yield: 9.38% Starting borrower rate/APR: 10.38% / 12.49% Starting monthly payment: $324.46
Final lender yield: 9.38% Final borrower rate/APR: 10.38% / 12.49% Final monthly payment: $324.46
 
Auction yield range: 4.04% - 9.38% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.25%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: May-1996 Debt/Income ratio: 26%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 13 / 10Length of status:9y 9m
Credit score: 740-759 (Mar-2010) Total credit lines: 45 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $25,034Stated income:$75,000-$99,999
Amount delinquent: $0 Bankcard utilization: 56%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 0    
Screen name: vigorous-fund0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards & Taxes
Purpose of loan:
This loan will be used to?Pay off remaining income taxes and pay off higher interest credit card debt.

My financial situation:
I am a good candidate for this loan because? Hard Working. Never been late on any debt. Closed all Credit Cards in 08-09.?Two good autos with no auto loans. Spouse will return to work as RN soon. Child in Day Care goes to schoool. May refinance home this year for better bottom line and student loan pay off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
WHEREISTHEMOON$25.00$25.003/30/2010 4:32:20 PM
responsibility-mulberry$25.00$25.003/30/2010 4:35:08 PM
chekat$25.00$25.003/30/2010 4:35:44 PM
KandKLegacyInvestments$25.00$25.003/30/2010 4:31:38 PM
Nerdster1$25.00$25.003/30/2010 4:31:51 PM
studious-bonus7$50.00$50.003/30/2010 4:35:02 PM
CarDealer3070$25.00$25.003/30/2010 4:35:23 PM
economy-producer$25.00$25.003/30/2010 4:35:38 PM
selector568$400.00$400.003/30/2010 4:40:33 PM
torion$25.00$25.003/30/2010 4:37:05 PM
Avala$50.00$50.003/30/2010 4:37:11 PM
bonus-adventure3$25.00$25.003/30/2010 4:37:24 PM
ddog0224$25.00$25.003/30/2010 4:37:51 PM
heavenly-repayment4$30.00$30.003/30/2010 4:42:31 PM
HHP$25.00$25.003/30/2010 4:38:09 PM
ahansen$25.00$25.003/30/2010 4:39:03 PM
dinero-speaker$25.00$25.003/30/2010 4:39:12 PM
maldok1$25.00$25.003/30/2010 4:39:29 PM
unassassinable$25.00$25.003/30/2010 4:39:39 PM
desertoasis$25.00$25.003/30/2010 4:45:09 PM
coup173$25.00$25.003/30/2010 4:45:19 PM
the-profit-oracle$25.00$25.003/30/2010 4:41:19 PM
line6owner$25.00$25.003/30/2010 4:42:15 PM
personal-lender$25.00$25.003/30/2010 4:43:54 PM
windfall46$25.00$25.003/30/2010 4:43:59 PM
mrkb80$25.00$25.003/30/2010 4:45:00 PM
asset-professor$40.32$40.323/30/2010 6:50:23 PM
blissful-note7$25.00$25.003/31/2010 2:04:01 AM
Phantom99$25.00$25.003/30/2010 11:13:03 PM
IPlayOutsideTheBox$25.00$25.003/31/2010 8:09:18 AM
persistent-bazaar$25.00$25.003/31/2010 7:10:14 AM
innocent-loot$25.00$25.003/31/2010 9:34:46 AM
first-fund-empenada$25.00$25.003/31/2010 9:45:03 AM
laudable-balance$25.00$25.003/31/2010 10:18:28 AM
mg6619$25.00$25.003/31/2010 10:16:02 AM
SanJoser$25.00$25.003/31/2010 11:23:01 AM
RetiredATC$25.00$25.003/31/2010 11:23:10 AM
bchen78875$25.00$25.003/31/2010 11:23:18 AM
chestnut4$25.00$25.003/31/2010 11:23:23 AM
direct-peso1$25.00$25.003/31/2010 11:34:30 AM
Cheburashka$25.00$25.003/31/2010 11:02:26 AM
djh47a$25.00$25.003/31/2010 12:21:17 PM
melodious-fairness$25.00$25.003/31/2010 11:23:03 AM
bonus-tent$25.00$25.003/31/2010 11:23:26 AM
bowdish1$36.97$36.973/31/2010 11:47:21 AM
jengachamp$25.00$25.003/31/2010 1:16:31 PM
boater01$25.87$25.873/31/2010 1:30:47 PM
money-maniac$28.70$28.703/31/2010 12:21:20 PM
top-silver-american$25.00$25.003/31/2010 11:23:09 AM
macjp123$25.00$25.003/31/2010 11:23:13 AM
stoopidnoodle$25.00$25.003/31/2010 11:23:22 AM
life-is-great$25.00$25.003/31/2010 1:58:00 PM
js44043$25.00$25.003/31/2010 12:45:54 PM
fiddlerzvi$50.00$50.003/31/2010 11:39:30 AM
lloyd_s$25.00$25.003/31/2010 11:56:46 AM
exchange-fountain$25.00$25.003/31/2010 11:58:46 AM
credit-kahuna$55.91$55.913/31/2010 12:21:22 PM
important-ore$50.00$50.003/31/2010 2:21:00 PM
texrob20$25.00$25.003/31/2010 2:38:13 PM
aurorafinancial$50.00$50.003/31/2010 5:59:35 PM
cablenews$25.00$25.003/31/2010 5:33:23 PM
Mario2007$25.00$25.003/31/2010 9:04:24 PM
serene-truth2$25.00$25.003/31/2010 7:01:50 PM
frogperson$50.00$50.003/31/2010 8:59:25 PM
bonus-adventure3$25.00$25.004/1/2010 6:36:07 AM
nickel-ferret$25.00$25.004/1/2010 9:33:53 AM
KiwiElf$25.00$25.004/1/2010 11:46:42 AM
anton$90.94$90.944/1/2010 12:17:32 PM
cash-merry-maker$25.00$25.004/1/2010 12:40:51 PM
Tikibarman$44.94$44.944/1/2010 2:40:03 PM
brazilofmux$100.00$100.004/1/2010 4:48:26 PM
Krozy$25.00$25.004/1/2010 6:54:01 PM
yield-seeker$25.00$25.004/1/2010 7:21:39 PM
350DGRZ$25.00$25.004/1/2010 5:16:03 PM
flwah$25.00$25.004/2/2010 8:07:22 AM
turbolozano$25.00$25.004/2/2010 2:13:33 AM
hopethisworks$47.68$47.684/2/2010 10:54:14 AM
nick5454$50.00$50.004/2/2010 10:14:31 AM
Tradesmanlender$25.00$25.004/2/2010 9:39:01 AM
DadWarbucks$25.00$25.004/2/2010 11:18:29 AM
SDNLR$25.00$25.004/2/2010 11:34:23 AM
najmn103$25.00$25.004/2/2010 11:09:17 AM
TheTimeIsNow$25.00$25.004/2/2010 11:10:04 AM
Josta$50.00$50.004/2/2010 12:02:06 PM
shadowcredit$25.00$25.004/2/2010 2:40:36 PM
flexible-value$26.00$26.004/2/2010 5:10:11 PM
IIP77$25.00$25.004/2/2010 7:38:01 PM
ijspence$25.00$25.004/3/2010 4:48:20 AM
skiberdad$36.35$36.354/2/2010 8:28:14 PM
Aquani$44.43$44.434/3/2010 6:58:10 AM
balance-force$25.00$25.004/3/2010 8:28:20 AM
Supernick$50.00$50.004/3/2010 11:38:44 AM
Mario2007$100.00$100.004/3/2010 7:12:59 AM
creative-finance7$25.00$25.004/3/2010 3:29:38 PM
syounker$25.00$25.004/3/2010 8:13:06 PM
peb44$25.00$25.004/4/2010 10:21:06 AM
bewitching-asset3$25.00$25.004/4/2010 12:33:31 PM
nanda$25.00$25.004/4/2010 1:37:58 PM
miamibeachloaner$25.00$25.004/4/2010 10:38:30 AM
IncomeTemple$25.00$25.004/4/2010 5:00:48 PM
lgs83$25.00$25.004/4/2010 4:50:54 PM
Dap2005$100.00$100.004/5/2010 8:35:07 AM
benefit-trident$25.00$25.004/5/2010 8:40:12 AM
Dahlozer$25.00$25.004/5/2010 9:49:16 AM
dparkhom$25.00$25.004/5/2010 9:54:11 AM
platinum-sorcerer6$25.00$25.004/5/2010 11:01:52 AM
yield-lion$25.00$25.004/5/2010 12:13:50 PM
whois-JohnGalt$25.00$25.004/5/2010 12:09:47 PM
incbx$25.00$25.004/5/2010 3:05:51 PM
honorable-yield$27.23$27.234/5/2010 3:05:57 PM
TheColoradoDon$25.00$25.004/5/2010 3:06:19 PM
WorldlyWorker$25.00$25.004/5/2010 3:04:13 PM
trustworthy-finance6$50.00$50.004/5/2010 4:19:54 PM
skuba$25.00$25.004/5/2010 3:06:24 PM
IP$50.00$50.004/5/2010 4:12:38 PM
mjcareful$40.00$40.004/5/2010 5:29:10 PM
TheJunker$25.00$25.004/5/2010 8:07:59 PM
ME-Entrepreneur$25.00$25.004/6/2010 7:29:27 AM
4the4ofus$25.00$25.004/6/2010 9:33:26 AM
divemaster$25.00$25.004/6/2010 9:33:42 AM
grifinvest$75.00$75.004/6/2010 9:30:36 AM
beer-gardener$1,435.01$964.014/6/2010 11:52:37 AM
rockymtbob$50.00$50.004/6/2010 1:03:44 PM
gristle$25.00$25.004/6/2010 11:38:36 AM
mistering$50.00$50.004/6/2010 3:38:10 PM
egw$25.00$25.003/30/2010 4:34:58 PM
hrubinst$25.00$25.003/30/2010 4:35:14 PM
mydreamsagain$50.00$50.003/30/2010 4:28:08 PM
lender987654321$30.00$30.003/30/2010 4:30:02 PM
jwood3030$35.00$35.003/30/2010 4:37:42 PM
return-eclipse0$25.00$25.003/30/2010 4:39:20 PM
salala$25.00$25.003/30/2010 4:40:11 PM
Clambake$50.00$50.003/30/2010 4:37:01 PM
sloak$25.00$25.003/30/2010 4:41:50 PM
delicious-social132$25.00$25.003/30/2010 4:37:15 PM
generous-commerce9$25.00$25.003/30/2010 4:42:09 PM
inspired-contract9$25.00$25.003/30/2010 4:37:21 PM
HedgeFund$40.00$40.003/30/2010 4:37:44 PM
integrity-doctor$50.00$50.003/30/2010 4:44:11 PM
tranquil-return4$75.00$75.003/30/2010 4:39:46 PM
reward-adventure$25.00$25.003/30/2010 4:39:54 PM
JohnW12$25.00$25.003/30/2010 4:40:26 PM
kennyinminny$25.00$25.003/30/2010 4:41:25 PM
alextvilla$25.00$25.003/30/2010 4:55:24 PM
xyzlmno$50.00$50.003/30/2010 4:55:32 PM
euro-starter$25.00$25.003/30/2010 4:42:12 PM
steady-bazaar$25.00$25.003/30/2010 4:42:18 PM
revenue-pipeline$25.00$25.003/30/2010 4:42:24 PM
zebra806$25.00$25.003/30/2010 4:43:43 PM
Interstate_Rate$500.00$500.003/30/2010 4:44:16 PM
TennSquire$25.00$25.003/30/2010 4:44:25 PM
AF-Chief$28.00$28.003/30/2010 4:45:02 PM
jazz619$25.00$25.003/30/2010 4:45:50 PM
surfhoss644$50.00$50.003/30/2010 9:28:24 PM
kid8549$25.00$25.003/30/2010 6:03:21 PM
RG$25.00$25.003/30/2010 6:07:53 PM
RandyL3$99.00$99.003/30/2010 6:52:52 PM
orange-preeminant-bill$44.41$44.413/31/2010 4:43:20 AM
silver-philosopher$25.00$25.003/30/2010 11:19:06 PM
1phantom$50.00$50.003/31/2010 5:47:55 AM
mikeandcat$50.00$50.003/31/2010 8:14:21 AM
balance-warrior$25.00$25.003/31/2010 8:58:10 AM
favorable-order8$25.00$25.003/31/2010 9:34:14 AM
the-bright-velocity$25.00$25.003/31/2010 9:46:40 AM
mmckune$25.00$25.003/31/2010 11:02:22 AM
autonomous-basis$25.00$25.003/31/2010 10:28:50 AM
vault893$50.00$50.003/31/2010 11:22:58 AM
gavinfh$25.00$25.003/31/2010 11:23:04 AM
KramericaIndustries$25.00$25.003/31/2010 10:43:02 AM
jokerj006$25.00$25.003/31/2010 11:23:14 AM
Aimvest$25.00$25.003/31/2010 11:34:33 AM
treasure-bliss$70.48$70.483/31/2010 11:38:43 AM
iLoaner$25.00$25.003/31/2010 11:58:42 AM
dsfoundation$25.00$25.003/31/2010 12:03:47 PM
time4aloan$50.00$50.003/31/2010 12:13:08 PM
bold-durability-drum$25.00$25.003/31/2010 11:23:00 AM
progressive-asset$100.00$100.003/31/2010 11:23:06 AM
Bobafet$25.00$25.003/31/2010 1:58:38 PM
rpatusa$25.00$25.003/31/2010 2:04:17 PM
treasure-firestarter8$25.00$25.003/31/2010 2:04:00 PM
ptjg$25.00$25.003/31/2010 12:34:26 PM
responsible-investment0$44.59$44.593/31/2010 2:07:30 PM
windtalkers$25.00$25.003/31/2010 1:00:22 PM
agent86a$25.00$25.003/31/2010 2:53:05 PM
lendme2$43.48$43.483/31/2010 1:40:55 PM
gopbernie$25.00$25.003/31/2010 3:53:03 PM
supreme-hope$25.00$25.003/31/2010 5:59:17 PM
DMCA$50.00$50.003/31/2010 9:55:25 PM
don8ter$25.00$25.004/1/2010 5:37:56 AM
Thunderswan$50.00$50.004/1/2010 8:13:07 AM
the-determined-value$25.00$25.004/1/2010 9:34:38 AM
logical-reward8$25.00$25.004/1/2010 9:34:45 AM
radforj22$25.00$25.004/1/2010 9:53:04 AM
alaco$25.00$25.004/1/2010 12:01:47 PM
GElender$25.00$25.004/1/2010 3:54:24 PM
wampum-chorus3$25.00$25.004/1/2010 4:50:11 PM
a-finance-nirvana$25.00$25.004/1/2010 5:01:40 PM
micko$25.00$25.004/1/2010 4:32:24 PM
money-floret$50.00$50.004/1/2010 6:13:36 PM
mizon291$50.00$50.004/1/2010 9:14:02 PM
jgold010$25.00$25.004/2/2010 9:34:32 AM
Logan7$25.00$25.004/2/2010 9:39:10 AM
wise-silver-wonder$25.00$25.004/2/2010 9:39:13 AM
selfmademan$25.00$25.004/2/2010 10:36:30 AM
encore739$25.00$25.004/2/2010 8:57:24 AM
kanpur63$25.00$25.004/2/2010 10:20:03 AM
credit-wheel7$25.00$25.004/2/2010 9:33:23 AM
mathprof$25.00$25.004/2/2010 10:37:15 AM
hatuey99$25.00$25.004/2/2010 9:33:44 AM
trustworthy-fairness$25.00$25.004/2/2010 9:34:07 AM
RochelleW$45.69$45.694/2/2010 11:58:52 AM
omerta6102$50.00$50.004/2/2010 11:18:36 AM
rmachi$25.00$25.004/2/2010 10:49:50 AM
zeelender$25.00$25.004/2/2010 11:10:38 AM
the-bill-gatherer$25.00$25.004/2/2010 1:02:14 PM
buckyhead2000$25.00$25.004/2/2010 2:36:18 PM
leftcoast52$25.00$25.004/2/2010 1:57:54 PM
lostontheedge$25.00$25.004/2/2010 1:53:14 PM
derec$25.00$25.004/2/2010 2:40:23 PM
bambampk$25.00$25.004/2/2010 3:03:32 PM
nodrivelpls$25.00$25.004/2/2010 5:38:23 PM
bountiful-bazaar$25.00$25.004/2/2010 10:44:10 PM
movistar$25.00$25.004/2/2010 9:42:56 PM
Artist_Blue$25.00$25.004/3/2010 8:03:42 AM
Airthus$25.00$25.004/3/2010 8:24:01 AM
Dollars4Rent$25.00$25.004/3/2010 8:13:53 AM
fair_rates$25.00$25.004/3/2010 8:38:21 AM
successful-agreement7$50.00$50.004/3/2010 8:38:16 AM
Jynxie$50.00$50.004/3/2010 8:44:22 AM
mdreiss$25.00$25.004/3/2010 6:43:10 AM
unclejaef$25.00$25.004/3/2010 9:49:20 AM
Dap2005$25.00$25.004/3/2010 5:57:58 PM
Cherrypicker$40.00$40.004/3/2010 1:28:44 PM
enthusiastic-balance5$100.00$100.004/4/2010 5:05:43 AM
spiff666$25.00$25.004/4/2010 7:38:48 AM
RusRobo$25.00$25.004/4/2010 5:07:52 PM
shrewd-deal$25.00$25.004/4/2010 11:45:08 AM
AnxiousAirman$25.00$25.004/4/2010 7:36:33 PM
SeaDevil$50.00$50.004/4/2010 7:36:47 PM
grf1945$25.00$25.004/4/2010 4:50:44 PM
intelligent-yield$25.00$25.004/4/2010 10:55:55 PM
bullwink27$25.00$25.004/5/2010 8:56:31 AM
transparent-peace3$25.00$25.004/5/2010 9:34:01 AM
Pickmar$25.00$25.004/5/2010 12:29:01 PM
best-credit-sushi$25.00$25.004/5/2010 3:17:02 PM
All_Wins$25.00$25.004/5/2010 3:07:44 PM
zippy-revenue8$25.00$25.004/5/2010 4:10:00 PM
vivid-loot$25.00$25.004/5/2010 4:19:04 PM
cyberie21$40.00$40.004/5/2010 3:05:32 PM
irrelevant$25.00$25.004/5/2010 3:06:18 PM
Sixmil$25.00$25.004/5/2010 8:58:09 PM
best-generosity-financier$25.00$25.004/5/2010 9:33:43 PM
dontscrewmeover1$25.00$25.004/5/2010 7:56:55 PM
balance-force$25.00$25.004/5/2010 10:22:47 PM
lucrative-worth$25.00$25.004/6/2010 10:54:42 AM
cypressdev001$25.00$25.004/6/2010 11:04:15 AM
1SteelerFan$25.00$25.004/6/2010 1:56:38 PM
tisiphone$25.00$25.004/6/2010 11:53:21 AM
wwwUniversal$25.00$25.004/6/2010 2:56:50 PM
paladin847$25.00$25.004/6/2010 4:18:16 PM
260 bids
 
Borrower Payment Dependent Notes Series 452492
This series of Notes was issued and sold upon the funding of the borrower loan #41746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Mar-31-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $90.47
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $90.47
 
Auction yield range: 11.04% - 34.00% Estimated loss impact: 10.87%  
Lender servicing fee: 1.00% Estimated return: 23.13%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Jun-2004 Debt/Income ratio: 31%
Basic (1-10): 7 Inquiries last 6m: 2Employment status:Full-time employee
Enhanced (1-5):2 Current / open credit lines: 12 / 11Length of status:1y 6m
Credit score: 640-659 (Mar-2010) Total credit lines: 27 Occupation: Engineer - Electric...
Now delinquent: 0 Revolving credit balance: $5,002Stated income:$25,000-$49,999
Amount delinquent: $0 Bankcard utilization: 91%  
Public records last 12m / 10y: 0/ 0 Homeownership: No  
Delinquencies in last 7y: 1    
Screen name: urbane-money Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ONE PAYMENT
Purpose of loan:
This loan will be used to? PAY THREE CREDIT CARDS SO I COULD HAVE ONE PAYMENT INSTEAD OF THREE.

My financial situation:
I am a good candidate for this loan because? I WORK FOR A COMPANY THAT'S DOING GREAT IN THIS DOWN ECONOMY AND? I HAVE JOB SECURITY.

Monthly net income: $ 3166 A MONTH. I WILL MAKE BI-WEEKLY PAYMENT ON EVERY PAYDAY.

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 80
??Car expenses: $ NONE COMPANY CAR
??Utilities: $ 100
??Phone, cable, internet: $ 160
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How did your "Prosper Credit Rating go from an HR" on March 3, 2010 to a " D rating today?" please answer publicly. - crab-e-bill
A: I lower the amount of my loan. I do have fair credit. I am a new borrower and still learning how this works. I had very good advice from friends on prosper. (Apr-01-2010)
Q: Please explain the delinquincy shown on your listing. Also, please list the credit cards you want to pay off and the interest on each. Thanks. - tigercat
A: Hospital was billing me to wrong address. I found out I was sent to collection for $75 dollars. Its been paid and I am working to get it off my report. I am going to pay off 2 chase credit cards and 1 of bank of America. All 3 have gone up to 12%. (Apr-03-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CyberCapital$25.00$25.003/31/2010 4:08:28 PM
transaction-circuit$25.00$25.004/1/2010 12:55:12 PM
lucrative-loan$100.00$100.004/2/2010 9:26:46 AM
BradP$50.00$50.004/2/2010 3:34:48 PM
SolarMoonshine$25.00$25.004/2/2010 5:56:57 PM
FASTIZIO_P$25.00$25.004/2/2010 9:24:58 PM
well-mannered-income3$50.00$50.004/3/2010 5:37:46 AM
Ronnieboy888$25.00$25.004/3/2010 8:57:18 PM
nickel-position$37.50$37.504/3/2010 5:01:40 PM
pemb0023$25.00$25.004/3/2010 5:10:39 PM
principal-star$25.00$25.004/4/2010 10:27:41 AM
dynrep$25.00$25.004/3/2010 11:16:00 PM
RickColo$25.00$25.004/4/2010 9:25:50 AM
five-star-note$50.00$50.004/4/2010 5:48:24 PM
reflective-rupee$25.00$25.004/4/2010 8:40:21 PM
reflective-rupee$200.00$10.624/4/2010 8:40:50 PM
Evolver$100.00$100.004/4/2010 8:40:49 PM
reflective-rupee$200.00$200.004/1/2010 8:59:49 AM
well-mannered-income3$50.00$50.004/1/2010 3:46:37 PM
Asimus$43.63$43.634/1/2010 4:09:00 PM
crab-e-bill$25.00$25.004/1/2010 6:24:52 PM
honorable-justice1$25.00$25.004/1/2010 7:24:33 PM
oath163$25.00$25.004/2/2010 9:21:46 AM
fund-secret-agent$25.00$25.004/2/2010 12:02:27 PM
master648$25.65$25.654/2/2010 12:00:31 PM
helping-out$50.00$50.004/2/2010 2:50:59 PM
LuvToLend$25.00$25.004/2/2010 6:32:57 PM
mrxtravis$25.00$25.004/2/2010 7:31:36 PM
winmals$25.00$25.004/2/2010 9:24:59 PM
new-peso-concerto$33.00$33.004/3/2010 6:33:34 AM
order-bee1$100.00$100.004/3/2010 11:38:58 AM
durable-economy2$25.00$25.004/3/2010 1:42:08 PM
pemb0023$25.00$25.004/3/2010 5:10:28 PM
TheBigDog$35.00$35.004/3/2010 11:13:26 PM
Ronnieboy888$50.00$50.004/3/2010 9:49:38 PM
OSERENKUKU$26.00$26.004/4/2010 4:54:04 AM
pemb0023$25.00$25.004/3/2010 5:10:49 PM
heerzaquestion$50.00$50.004/4/2010 8:32:35 AM
Milonguero$100.00$100.004/4/2010 7:59:03 AM
trevize$25.00$25.004/4/2010 12:58:16 PM
rovo$25.00$25.004/4/2010 1:59:06 PM
income-rocker2$63.60$63.604/4/2010 12:57:40 PM
income-rocker2$75.00$75.004/4/2010 12:56:11 PM
reflective-rupee$25.00$25.004/4/2010 8:40:35 PM
investment-tempo$50.00$50.004/4/2010 7:52:30 PM
EngineersAlliance$75.00$75.004/4/2010 8:48:30 PM
46 bids
 
Borrower Payment Dependent Notes Series 452774
This series of Notes was issued and sold upon the funding of the borrower loan #41752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Apr-02-2010 
  Auction end date:  Apr-05-2010 
 
Starting lender yield: 8.38% Starting borrower rate/APR: 9.38% / 11.48% Starting monthly payment: $121.51
Final lender yield: 8.20% Final borrower rate/APR: 9.20% / 11.30% Final monthly payment: $121.19
 
Auction yield range: 4.04% - 8.38% Estimated loss impact: 2.12%  
Lender servicing fee: 1.00% Estimated return: 6.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper scores: First credit line: Nov-1992 Debt/Income ratio: 16%
Basic (1-10): 9 Inquiries last 6m: 0Employment status:Full-time employee
Enhanced (1-5):5 Current / open credit lines: 12 / 8Length of status:2y 11m
Credit score: 700-719 (Mar-2010) Total credit lines: 30 Occupation: Professional
Now delinquent: 2 Revolving credit balance: $19,841Stated income:$50,000-$74,999
Amount delinquent: $9,152 Bankcard utilization: 46%  
Public records last 12m / 10y: 0/ 0 Homeownership: Yes  
Delinquencies in last 7y: 29    
Screen name: DiggingOut_MSP Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Erasing debt, need a better rate
Purpose of loan:
This loan will be used to pay off credit card debt at the lower interest rate you're willing to offer me.

My financial situation:
I am a good candidate for this loan because I've been aggressively reducing my debt for 3 years, and I'm looking for interest rate relief to speed up the process.? Currently, my average interest rate on my credit card debt is 10.3%.? I've been in a debt management plan for over 18 months, but a few of my creditors declined participation.? I have continued to pay all accounts every month, but the banks have raised my rates.? I've cut my debt by more than half since 2007, but I want to eliminate it more quickly.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $ 65
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1300 ($900 minimum. This is what I want to reduce, while also reducing monthly interest accrual.)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
heroic-platinum$25.00$25.004/2/2010 4:00:50 PM
favorable-order8$25.00$25.004/2/2010 4:00:55 PM
cozy-worth7$25.00$25.004/2/2010 4:01:10 PM
the-commitment-idol$25.00$25.004/2/2010 4:01:12 PM
leftcoast52$25.00$25.004/2/2010 3:58:46 PM
mizon291$50.00$50.004/2/2010 3:59:16 PM
pragmatic-camaraderi$25.00$25.004/2/2010 4:00:08 PM
alverado$33.41$33.414/2/2010 4:04:01 PM
hizzy$25.84$25.844/2/2010 4:01:13 PM
KandKLegacyInvestments$25.00$25.004/2/2010 4:01:17 PM
kvandivo$25.00$25.004/2/2010 4:04:32 PM
kenji4861$50.00$50.004/2/2010 4:04:52 PM
phillipd48$25.00$25.004/2/2010 4:02:11 PM
wampum-optimization$50.00$50.004/2/2010 4:02:32 PM
HunterSix$25.00$25.004/2/2010 4:04:18 PM
fair-funds$25.00$25.004/2/2010 4:05:29 PM
industrious-dedication$25.00$25.004/2/2010 3:58:50 PM
kazdag$26.00$26.004/2/2010 3:59:52 PM
skillful-diversification2$25.00$25.004/2/2010 4:01:14 PM
kid8549$25.00$25.004/2/2010 4:08:32 PM
timmytiger$25.00$25.004/2/2010 4:02:39 PM
dimitrip1024$25.00$25.004/2/2010 4:02:43 PM
mad4wknds$25.00$25.004/2/2010 4:02:49 PM
focused-dime8$25.00$25.004/2/2010 4:03:45 PM
capital-web7$25.00$25.004/2/2010 4:17:19 PM
lenderme$25.00$25.004/2/2010 4:17:29 PM
radforj22$25.00$25.004/2/2010 4:13:25 PM
senorzookeeper$25.00$25.004/2/2010 4:17:46 PM
rosie777$30.00$30.004/2/2010 4:18:42 PM
Kame$25.00$25.004/2/2010 4:19:12 PM
you-win-i-win$25.00$25.004/2/2010 4:16:29 PM
bds9646$26.00$26.004/2/2010 4:19:55 PM
bedframe$25.00$25.004/2/2010 4:20:06 PM
platinum-platoon$25.00$25.004/2/2010 4:20:17 PM
safe-payment8$25.00$25.004/2/2010 4:20:23 PM
tpq$25.00$25.004/2/2010 4:17:24 PM
aasx1108$25.00$25.004/2/2010 4:17:34 PM
credit-coach118$40.00$40.004/2/2010 4:20:41 PM
orbital-gold4$25.00$25.004/2/2010 4:17:45 PM
intelligent-yield$25.00$25.004/2/2010 4:18:28 PM
Tai$25.00$25.004/2/2010 4:21:52 PM
roccofox$45.28$45.284/2/2010 4:22:26 PM
Fuzkaska__F_u_n_d_s$25.00$25.004/2/2010 4:22:29 PM
jjb3$25.00$25.004/2/2010 4:22:34 PM
Walkingcowboy$25.00$25.004/2/2010 4:19:52 PM
durability-balance4$50.00$50.004/2/2010 4:20:12 PM
cjames84$25.00$25.004/2/2010 4:20:25 PM
Philosonie$25.00$25.004/2/2010 4:20:29 PM
Phantom99$25.00$25.004/2/2010 4:15:05 PM
guggs$25.00$25.004/2/2010 4:16:23 PM
philantist$25.00$25.004/2/2010 4:22:31 PM
RMB-Investments$25.00$25.004/2/2010 4:16:46 PM
WhiteSapphire$25.00$25.004/2/2010 4:17:18 PM
dsgfl1$50.00$50.004/2/2010 4:17:25 PM
Frugal$25.00$25.004/2/2010 4:17:32 PM
cordial-investment1$25.00$25.004/2/2010 4:17:47 PM
Dweeberkitty1$25.00$25.004/2/2010 4:18:34 PM
medan20356$25.00$25.004/2/2010 4:19:13 PM
Cheburashka$30.00$30.004/2/2010 4:19:44 PM
market-assembler$50.00$50.004/2/2010 4:20:04 PM
resource777$25.00$25.004/2/2010 4:20:21 PM
gatorbanker$62.16$23.424/2/2010 4:22:35 PM
creative-finance7$25.00$25.004/3/2010 3:12:24 PM
bold-yield-rumbler$25.00$25.004/2/2010 3:58:36 PM
bluesky07$25.00$25.004/2/2010 4:02:33 PM
pleasant-dime$25.00$25.004/2/2010 3:59:04 PM
o0Sparrow0o$25.00$25.004/2/2010 4:02:47 PM
sisley626$25.00$25.004/2/2010 3:59:53 PM
determined-contract$30.00$30.004/2/2010 4:00:11 PM
worthy-truth$25.00$25.004/2/2010 4:00:28 PM
1fortheroad$25.00$25.004/2/2010 4:01:06 PM
JohnGalt94$25.00$25.004/2/2010 4:01:16 PM
shrewd-deal$25.00$25.004/2/2010 4:04:23 PM
first-pragmatic-note$25.00$25.004/2/2010 4:01:31 PM
GAOGERAM_BANK$25.00$25.004/2/2010 4:04:33 PM
axl163$25.00$25.004/2/2010 4:02:30 PM
meux99$25.00$25.004/2/2010 4:06:19 PM
windfall46$25.00$25.004/2/2010 4:03:25 PM
Nerdster1$25.00$25.004/2/2010 4:06:46 PM
16888$50.00$50.004/2/2010 4:03:43 PM
cash-vault$25.00$25.004/2/2010 4:04:05 PM
calkidd05$25.00$25.004/2/2010 3:59:02 PM
urbanMisfit$25.00$25.004/2/2010 3:59:19 PM
tj1683$25.19$25.194/2/2010 4:00:19 PM
Kerrysbay$35.70$35.704/2/2010 4:00:45 PM
rakstar$48.76$48.764/2/2010 4:01:29 PM
chillware$25.00$25.004/2/2010 4:02:45 PM
cleared2land$25.00$25.004/2/2010 4:03:46 PM
lifegrowth$25.00$25.004/2/2010 4:03:56 PM
Toby1montana$28.57$28.574/2/2010 4:04:24 PM
cello1$25.00$25.004/2/2010 4:05:38 PM
respectablename$25.00$25.004/2/2010 4:16:48 PM
bigphish$25.00$25.004/2/2010 4:17:17 PM
ATOHokie$25.00$25.004/2/2010 4:17:24 PM
elgollo$25.00$25.004/2/2010 4:17:35 PM
andyb9$25.00$25.004/2/2010 4:17:40 PM
damage$25.00$25.004/2/2010 4:17:48 PM
langdonx$25.00$25.004/2/2010 4:18:16 PM
revmax$25.00$25.004/2/2010 4:18:53 PM
peb44$25.00$25.004/2/2010 4:19:24 PM
diligent-leverage$25.00$25.004/2/2010 4:16:18 PM
awwaww$25.00$25.004/2/2010 4:19:33 PM
prashgig$25.00$25.004/2/2010 4:16:47 PM
hawaiiangirl76$25.00$25.004/2/2010 4:20:02 PM
loanfairy$25.00$25.004/2/2010 4:20:19 PM
Rzrwire$25.00$25.004/2/2010 4:17:19 PM
galtsgulch$25.00$25.004/2/2010 4:20:31 PM
likeable-value$25.00$25.004/2/2010 4:17:27 PM
Merganser$25.00$25.004/2/2010 4:20:44 PM
JohnBanks$25.00$25.004/2/2010 4:21:56 PM
investment-network$25.00$25.004/2/2010 4:22:15 PM
johntina$50.00$50.004/2/2010 4:19:08 PM
cash-merry-maker$25.00$25.004/2/2010 4:22:18 PM
AF-Chief$28.00$28.004/2/2010 4:22:33 PM
TK4$25.00$25.004/2/2010 4:19:59 PM
kennyinminny$25.00$25.004/2/2010 4:13:10 PM
rolandweary$30.00$30.004/2/2010 4:20:14 PM
ptjg$48.46$48.464/2/2010 4:20:22 PM
seeb$25.00$25.004/2/2010 4:21:12 PM
Thunderswan$50.00$50.004/2/2010 4:21:25 PM
SkonkeyGongo$25.00$25.004/2/2010 4:21:44 PM
supreme-hope$25.00$25.004/2/2010 4:21:59 PM
one2sojourn$50.00$50.004/2/2010 4:16:03 PM
nickel-ferret$25.00$25.004/2/2010 4:22:10 PM
Emgolda$25.00$25.004/2/2010 4:22:14 PM
h9y9$25.00$25.004/2/2010 4:16:18 PM
santafe1$25.00$25.004/2/2010 4:17:23 PM
bailey14$25.00$25.004/2/2010 4:17:30 PM
get30inc$40.37$40.374/2/2010 4:17:36 PM
forthright-dedication$25.00$25.004/2/2010 4:17:43 PM
Philolend$25.00$25.004/2/2010 4:18:38 PM
spenrod$50.00$50.004/2/2010 4:22:29 PM
cloud8$30.00$30.004/2/2010 5:09:28 PM
dontscrewmeover1$25.00$25.004/2/2010 5:54:07 PM
silver-fixer1$25.00$25.004/3/2010 5:48:26 AM
135 bids