Sales Report:Supplement No. 126 dated Jan 29, 2010 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 415373
This series of Notes was issued and sold upon the funding of the borrower loan #40677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $184.68
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $182.27
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Feb-1988 Debt/Income ratio: 19%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 15 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 40Length of status:4y 5m
Amount delinquent: $0 Revolving credit balance: $18,072 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 71%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: estefvan Borrower's state: Kansas Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 38 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,000.00< mo. late: 0 ( 0% )  
640-659 (Mar-2008)
600-619 (Apr-2007)
620-639 (Apr-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 38  
Description
2-Sons Braces
Purpose of loan:
Pay off Braces, I took out a short term 6 month no interest on $10K, I paid down $4500. It must be paid in full by Feb or I get socked with back interest
and 23% loan.

My financial situation:
I have had two prosper loans paid in full within 24 months. No late payments. I also invested with Prosper and had 9 accounts 4 went bankrupt, I know both sides. Last I have one of those infamous government jobs, so odds of lay off are slim and none and slim just left.

My Fico improved from 654 to 719 and I still list at a D. So bid this down please.

Also none of my loans went full term and this one maybe a year. If you want 36 months from this I am not your guy

Monthly net income: $ Net bi weekly $2250 Wife monthly $3000 gross

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 75
??Car expenses: $ 225
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 600
??Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bcg2004$25.00$25.001/25/2010 4:34:05 PM
investorRE$35.00$35.001/25/2010 4:34:06 PM
joseapg$25.00$25.001/25/2010 4:34:11 PM
yngling$25.00$25.001/25/2010 4:36:02 PM
teega5$25.00$25.001/25/2010 4:36:36 PM
WorldlyWorker$25.00$25.001/25/2010 4:41:12 PM
invisible_hand$50.00$50.001/25/2010 4:41:22 PM
jaynlana$25.00$25.001/25/2010 4:41:25 PM
selfmademan$25.00$25.001/25/2010 4:39:43 PM
snoopey100$25.00$25.001/25/2010 4:41:15 PM
ayerobbie$25.00$25.001/25/2010 4:41:20 PM
NoMoreDebt4Me$50.00$2.811/25/2010 4:41:27 PM
five-star-note$75.00$75.001/25/2010 4:52:51 PM
slgilligan$50.00$50.001/25/2010 4:52:46 PM
bold-dynamic-silver$25.00$25.001/25/2010 5:10:34 PM
srthsvghdthtr$25.00$25.001/25/2010 5:10:39 PM
ekmendenhall$25.00$25.001/25/2010 5:12:40 PM
inspiring-reward$50.00$50.001/25/2010 5:27:26 PM
Aberdeen$300.00$300.001/25/2010 5:28:19 PM
Personal-Bond$50.00$50.001/25/2010 5:39:22 PM
hellasow$30.00$30.001/25/2010 6:12:51 PM
Thunder08$25.00$25.001/25/2010 6:48:14 PM
MoneyForNothing$25.00$25.001/25/2010 7:56:03 PM
bold-dynamic-silver$25.00$25.001/26/2010 12:22:45 AM
reflective-rupee$250.00$250.001/26/2010 3:34:13 AM
loan-fate$25.00$25.001/26/2010 12:15:59 PM
JohnWS$50.00$50.001/26/2010 3:05:49 PM
wise-balanced-moola$25.00$25.001/26/2010 2:06:45 PM
travel101$25.00$25.001/26/2010 3:24:08 PM
foothillender$25.00$25.001/26/2010 3:26:28 PM
best-generosity-financier$25.00$25.001/26/2010 5:06:36 PM
vivacious-p2p3$25.00$25.001/26/2010 5:13:00 PM
PRGuyinVA$25.00$25.001/26/2010 7:10:46 PM
SFBank$200.00$200.001/26/2010 7:56:48 PM
bondhedger$25.00$25.001/26/2010 10:08:05 PM
coin-investor$100.00$100.001/26/2010 11:53:26 PM
atomantic$50.00$50.001/27/2010 7:39:28 AM
charming-point$300.00$300.001/27/2010 7:07:19 AM
DenimCapital$150.00$150.001/27/2010 8:42:16 AM
coin-entrepreneur$25.00$25.001/27/2010 9:44:55 AM
exchange-cowbell5$100.00$100.001/27/2010 10:15:16 AM
DenimCapital$150.00$150.001/27/2010 8:42:30 AM
DenimCapital$25.00$25.001/27/2010 8:43:08 AM
usedtoborrow$35.70$35.701/27/2010 10:49:42 AM
twjh$25.00$25.001/27/2010 3:22:17 PM
natural-greenback6$25.00$25.001/27/2010 6:21:23 PM
JGuide$26.00$26.001/27/2010 10:23:33 PM
A007$25.00$25.001/25/2010 4:37:18 PM
BrianDaFlyinHawaiian$25.00$25.001/25/2010 4:34:03 PM
kindness-hickory5$25.00$25.001/25/2010 4:37:26 PM
schnatty$25.00$25.001/25/2010 4:37:40 PM
dough-bear$27.06$27.061/25/2010 4:38:21 PM
upc_tnt$25.00$25.001/25/2010 4:39:29 PM
supreme-bonus0$25.00$25.001/25/2010 4:37:36 PM
HalfDayz$50.00$50.001/25/2010 4:37:43 PM
transaction-animal8$25.00$25.001/25/2010 4:38:19 PM
buphigam$25.00$25.001/25/2010 4:38:42 PM
lending_pugs$25.00$25.001/25/2010 4:41:13 PM
Apex-Lender$25.00$25.001/25/2010 4:41:23 PM
kginatl$25.00$25.001/25/2010 4:41:02 PM
MrMcduck$25.00$25.001/25/2010 4:41:18 PM
five-star-note$60.00$60.001/25/2010 4:54:41 PM
CA_Lender$25.00$25.001/25/2010 5:13:33 PM
SolarMoonshine$25.00$25.001/25/2010 5:16:26 PM
Aberdeen$300.00$300.001/25/2010 5:30:16 PM
JustMee$25.00$25.001/25/2010 6:33:48 PM
loss-of-control$25.00$25.001/25/2010 7:10:59 PM
Bob450$50.00$50.001/25/2010 9:44:02 PM
glroark$100.00$100.001/26/2010 9:27:26 AM
superb-kindness2$25.00$25.001/26/2010 11:46:47 AM
sunshinysmiles$25.00$25.001/26/2010 11:58:58 AM
buffalobills$25.00$25.001/26/2010 12:25:06 PM
unger$50.00$50.001/26/2010 12:36:14 PM
ore-bada-bing$300.00$300.001/26/2010 12:40:17 PM
nm1069$75.00$75.001/26/2010 6:22:34 PM
lender12345$25.00$25.001/26/2010 6:43:15 PM
nourishing-hope835$25.00$25.001/27/2010 4:18:12 AM
unolsu5$25.00$25.001/26/2010 7:43:44 PM
scroooge$25.00$25.001/27/2010 10:18:51 AM
DenimCapital$25.00$25.001/27/2010 8:43:32 AM
DenimCapital$25.00$25.001/27/2010 8:42:58 AM
UCLA4life$25.00$25.001/27/2010 11:07:04 AM
yield-hero4$50.00$50.001/27/2010 11:26:52 AM
westsidecougars$33.43$33.431/27/2010 2:24:12 PM
RainyDayFunds$25.00$25.001/27/2010 2:39:23 PM
85 bids
 
Borrower Payment Dependent Notes Series 442131
This series of Notes was issued and sold upon the funding of the borrower loan #40663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-12-2010 
  Auction end date:  Jan-19-2010 
 
Starting lender yield: 11.50% Starting borrower rate/APR: 12.50% / 14.64% Starting monthly payment: $117.09
Final lender yield: 9.95% Final borrower rate/APR: 10.95% / 13.07% Final monthly payment: $114.50
 
Auction yield range: 4.06% - 11.50% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.82%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1993 Debt/Income ratio: 16%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 19Length of status:11y 8m
Amount delinquent: $0 Revolving credit balance: $1,830 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 6%Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 0    
Screen name: Red4Golf Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 92% ) 740-759 (Latest)
Principal borrowed: $4,000.00< mo. late: 1 ( 8% )  
740-759 (Dec-2009)
740-759 (Nov-2009)
700-719 (Aug-2009)
640-659 (Dec-2007)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 12  
Description
Paying off debt
Purpose of loan:
This loan will be used to?
Pay off final revolving debt leaving only 1 loan remaining before becomming totally debt free.
My financial situation:
I am a good candidate for this loan because?
I have a decent cash reserve from my recent deployment to Iraq. I have the knowledge and experiance managing people and millions of dollars worth of equipment and the drive to do what it takes to stay in the black.

Monthly net income: $
$5000.00

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 100
??Utilities: $ 75?
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 100

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: First, my respect for what u do. Question: you have more than 3.5k available after expenses; so why you need this loan? Please explain the increase of ur monthly income from 2.8K to 5k in 2 months without changes in ur stated income. Thx and g luck! - Nasdaq
A: My increased income comes from a promotion and increase in my housing allowance from the Army. The reason I am applying for this loan is so that I can continue to pay off a loan I took out to consolidate my bills during my divorce at a much faster rate. That loan is currently at 2% but will increase so I am putting every spare penny in to that loan. This loan will reduce my interest rate by half on my remeaining card and help me stay liquid. (Jan-15-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rjsdsu$25.00$25.001/12/2010 5:47:42 PM
springpanda$25.00$25.001/13/2010 2:20:39 PM
bkb7484$25.00$25.001/13/2010 9:38:43 PM
omahajay$25.00$25.001/15/2010 12:27:45 AM
wealth-pipeline$25.00$25.001/15/2010 7:52:46 AM
Syzygy$25.00$25.001/15/2010 11:10:15 AM
MrBadExample$350.00$350.001/15/2010 5:47:59 PM
dontscrewmeover1$25.00$25.001/15/2010 6:18:06 PM
JazzFranchise$25.00$25.001/16/2010 12:08:11 PM
shrewd-asset$25.00$25.001/17/2010 7:50:41 AM
bondhedger$25.00$25.001/17/2010 9:57:17 AM
BaxterSandy$50.00$50.001/17/2010 2:37:32 PM
marala4285$25.00$25.001/18/2010 5:43:19 AM
Pendruce$30.00$30.001/18/2010 9:26:17 AM
worth-victor6$25.00$25.001/18/2010 12:09:24 PM
currency-agave$25.00$25.001/18/2010 4:24:30 PM
manfromMaine$29.24$29.241/18/2010 5:58:34 PM
dustman$25.00$25.001/18/2010 7:26:20 PM
JCPlending$25.00$25.001/18/2010 8:26:43 PM
forthright-trade$25.00$25.001/18/2010 7:31:43 PM
GBlack$50.00$50.001/18/2010 10:28:52 PM
jybank$25.00$25.001/18/2010 9:30:27 PM
maj0508$100.00$100.001/18/2010 10:46:28 PM
JerryB96$25.00$25.001/19/2010 6:06:00 AM
Barky52$25.00$25.001/19/2010 7:10:46 AM
bonus-quark4$100.00$100.001/19/2010 6:48:49 AM
Jakes_Bank$25.00$25.001/19/2010 6:15:19 AM
UBOtto186$50.00$50.001/19/2010 8:24:10 AM
GyJAV_BNCCo$25.27$25.271/19/2010 7:48:27 AM
prainvestment$50.00$50.001/19/2010 9:54:51 AM
bizzzond$100.00$100.001/19/2010 9:59:37 AM
Torero06$25.00$25.001/19/2010 10:37:07 AM
WeshaTheLeopard$25.00$25.001/19/2010 10:56:44 AM
Delta-Kilo-7K$25.00$25.001/19/2010 11:18:42 AM
BlessedEveryDay$25.00$25.001/19/2010 11:56:07 AM
beakerfish$300.00$102.931/19/2010 12:07:09 PM
tenchi2777$25.00$25.001/19/2010 12:21:24 PM
nalaari$71.18$71.181/19/2010 1:03:30 PM
Hawkeyebank$25.00$25.001/19/2010 1:13:38 PM
wild-orange$25.00$25.001/19/2010 1:25:28 PM
responsibility-tent$25.00$25.001/19/2010 2:05:39 PM
LAKETIME$25.00$25.001/19/2010 2:22:05 PM
G-Love$60.29$60.291/19/2010 3:03:36 PM
FoosMaster$25.00$25.001/19/2010 3:21:42 PM
TJRCapital$30.00$30.001/19/2010 4:17:04 PM
Astyanax$25.00$25.001/19/2010 2:16:58 PM
papaloha$50.00$50.001/19/2010 4:07:09 PM
availableloan$25.00$25.001/12/2010 4:59:07 PM
vine99$75.00$75.001/14/2010 7:54:31 PM
shrewd-asset$25.00$25.001/14/2010 9:13:50 PM
coolgenner$25.00$25.001/15/2010 6:35:47 AM
Cherrypicker$50.00$50.001/15/2010 3:30:17 PM
la_tim$100.00$100.001/16/2010 6:52:45 AM
marwadi-62$100.00$100.001/16/2010 9:54:46 AM
circustab$50.00$50.001/16/2010 9:16:16 PM
Ristefo$25.00$25.001/17/2010 8:14:14 AM
Dollars4Rent$25.00$25.001/17/2010 1:45:53 PM
wise-balanced-moola$25.00$25.001/17/2010 2:25:31 PM
jayk63$25.00$25.001/17/2010 7:41:21 PM
Sarspatula$50.00$50.001/17/2010 2:35:40 PM
scref$40.00$40.001/18/2010 4:12:57 AM
tomjac2000$25.00$25.001/18/2010 8:47:59 AM
ultimatepaintball$25.00$25.001/18/2010 4:38:02 PM
honorable-yield$100.00$100.001/18/2010 5:10:42 PM
gjm6d$30.00$30.001/18/2010 6:21:45 PM
Johnab$50.00$50.001/18/2010 6:00:42 PM
lender12345$100.00$100.001/18/2010 8:08:52 PM
Lender0307$25.00$25.001/18/2010 8:56:04 PM
Alsatian$60.00$60.001/19/2010 4:19:51 AM
Moe87$25.09$25.091/19/2010 5:34:36 AM
bonus-adventure3$25.00$25.001/19/2010 9:54:36 AM
tender-ore$25.00$25.001/19/2010 9:32:07 AM
ptjg$35.00$35.001/19/2010 9:41:05 AM
skillful-diversification2$25.00$25.001/19/2010 11:03:27 AM
Aristophil$56.00$56.001/19/2010 12:54:01 PM
gustavholstopus32$25.00$25.001/19/2010 1:26:53 PM
noaudgrs$50.00$50.001/19/2010 1:52:36 PM
kf88$30.00$30.001/19/2010 1:03:52 PM
Engineer44$25.00$25.001/19/2010 4:17:50 PM
exchange-cowbell5$100.00$100.001/19/2010 4:10:42 PM
80 bids
 
Borrower Payment Dependent Notes Series 442585
This series of Notes was issued and sold upon the funding of the borrower loan #40613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 23.00% Starting borrower rate/APR: 24.00% / 26.29% Starting monthly payment: $294.25
Final lender yield: 20.05% Final borrower rate/APR: 21.05% / 23.30% Final monthly payment: $282.76
 
Auction yield range: 8.06% - 23.00% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.08%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-2002 Debt/Income ratio: 38%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 15 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 27Length of status:13y 4m
Amount delinquent: $0 Revolving credit balance: $20,719 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 29%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: methodical-order2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Some personal help...
Purpose of loan:
This loan will be used towards the purchase of a new power wheelchair for myself and some repairs to my van.? Insurance will only help so much.? Although disabled, I am a vey independent person and am proud of what I have accomplished in life so far.? I also know when I need to reach out for some help, and this is one of those times.? If you are kind enough to extend a loan to me I can promise you I will use the funds towards this purchase of a new power wheelchair and towards some repairs my accessible van needs.? Thank you.

My financial situation:
I am a good candidate for this loan because? I am trustworthy and pay loans, credit cards, and bills on time, all the time!?

Monthly net income: $7000

Monthly expenses: (approx.)$ 6000
??Housing: $ 850
??Insurance: $ 140
??Car expenses: $ 250?
??Utilities: $?750
??Phone, cable, internet: $150
??Food, entertainment: $?500
??Clothing, household expenses $500
??Credit cards and other loans: $?3000??

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
repayment-launcher$25.00$25.001/14/2010 4:06:59 PM
PRGuyinVA$25.00$25.001/14/2010 4:10:11 PM
gallant-camaraderi$25.00$25.001/14/2010 4:07:37 PM
best-deal-banker$25.00$25.001/14/2010 4:07:20 PM
ambmba$50.00$50.001/14/2010 4:08:15 PM
time4aloan$50.00$50.001/14/2010 4:07:26 PM
Syzygy$25.00$25.001/14/2010 4:08:38 PM
orange-preeminant-bill$100.00$100.001/14/2010 4:09:23 PM
gracej$25.00$25.001/14/2010 4:09:40 PM
LiquidLender$25.00$25.001/14/2010 4:13:48 PM
ghinga$50.00$50.001/14/2010 4:13:55 PM
srilm$25.00$25.001/14/2010 4:14:10 PM
red-undaunted-kindness$100.00$100.001/14/2010 4:10:31 PM
TheoProf$50.00$50.001/14/2010 4:09:44 PM
BuffetRocks$48.04$48.041/14/2010 4:11:02 PM
careful-compassion$50.00$50.001/14/2010 4:15:20 PM
fcukciti$25.00$25.001/14/2010 4:11:48 PM
spruce2$50.00$50.001/14/2010 4:10:55 PM
inventive-wealth2$25.00$25.001/14/2010 4:16:14 PM
Cai8899$50.00$50.001/14/2010 4:16:27 PM
Phantom99$25.00$25.001/14/2010 4:17:15 PM
head$25.00$25.001/14/2010 4:12:48 PM
newyork6264$25.00$25.001/14/2010 4:12:13 PM
ocho$25.00$25.001/14/2010 4:12:20 PM
boater01$50.00$50.001/14/2010 4:13:21 PM
forthright-dedication$50.00$50.001/14/2010 4:12:57 PM
investment-comet$25.00$25.001/14/2010 4:17:42 PM
Josta$50.00$50.001/14/2010 4:13:34 PM
NorthernFunds$25.00$25.001/14/2010 4:14:37 PM
jbaum$25.00$25.001/14/2010 4:14:03 PM
ryan23$25.00$25.001/14/2010 4:18:35 PM
intuitive-bill$25.00$25.001/14/2010 4:18:51 PM
MidLifeCrisis$25.00$25.001/14/2010 4:15:38 PM
yield-lion$25.00$25.001/14/2010 4:14:33 PM
Trimalchio12$25.00$25.001/14/2010 4:19:01 PM
omniviper$25.00$25.001/14/2010 4:15:57 PM
How$25.00$25.001/14/2010 4:19:21 PM
teller$25.00$25.001/14/2010 4:16:58 PM
progressive-asset$100.00$100.001/14/2010 4:16:00 PM
xrycac$25.00$25.001/14/2010 4:16:06 PM
elevated-platinum5$50.00$50.001/14/2010 4:16:49 PM
ujohnc00$25.00$25.001/14/2010 4:20:47 PM
return-tycoon3$150.00$150.001/14/2010 4:21:03 PM
aurorafinancial$50.00$50.001/14/2010 4:21:32 PM
Goodlender42$25.00$25.001/14/2010 4:17:46 PM
cathybiz$25.00$25.001/14/2010 4:22:06 PM
bazaar-titan$25.00$25.001/14/2010 4:22:20 PM
westend$25.00$25.001/14/2010 4:22:43 PM
JSON$25.00$25.001/14/2010 4:22:51 PM
upbeat-investment9$25.00$25.001/14/2010 4:23:02 PM
tmillerosu$25.00$25.001/14/2010 4:23:27 PM
SnE$25.00$25.001/14/2010 4:23:48 PM
The_Donald$25.00$25.001/14/2010 4:24:31 PM
bambampk$25.00$25.001/14/2010 4:24:34 PM
AFairDeal$25.00$25.001/14/2010 4:24:38 PM
georgethesir$50.00$50.001/14/2010 4:25:11 PM
cjay23va$25.00$25.001/14/2010 4:22:07 PM
ticketman2$25.00$25.001/14/2010 4:21:46 PM
drenalin$25.00$25.001/14/2010 4:22:23 PM
BigLinCT$25.00$25.001/14/2010 4:21:51 PM
blue-liberty-gourd$25.00$25.001/14/2010 4:22:10 PM
jrbill1998$50.00$50.001/14/2010 4:22:35 PM
Pennywize$25.00$25.001/14/2010 4:22:24 PM
gentle-note$25.00$25.001/14/2010 4:22:52 PM
oceanwind1950$25.00$25.001/14/2010 4:23:20 PM
mpatrick$50.00$50.001/14/2010 4:22:47 PM
worthy-reward1$50.00$50.001/14/2010 4:23:38 PM
Bank42$50.00$50.001/14/2010 4:23:43 PM
payout-equalizer8$25.00$25.001/14/2010 4:23:49 PM
MoneyMaker249$25.00$25.001/14/2010 4:23:36 PM
aneley777$25.00$25.001/14/2010 4:24:17 PM
autonomous-basis$25.00$25.001/14/2010 4:23:54 PM
GotCash$32.00$32.001/14/2010 4:24:21 PM
tedsrfdude$25.00$25.001/14/2010 4:24:46 PM
bill-expert$25.00$25.001/14/2010 4:25:04 PM
dm_invest$25.00$25.001/14/2010 4:26:04 PM
equallender$25.00$25.001/14/2010 4:25:24 PM
appastk$25.00$25.001/14/2010 4:25:41 PM
toxicbutterfly$25.00$25.001/14/2010 4:25:47 PM
reflective-rupee$25.00$25.001/14/2010 4:37:30 PM
Bob450$50.00$50.001/14/2010 8:24:30 PM
Bank_Of_XL$50.00$50.001/15/2010 6:09:51 AM
zento$25.00$25.001/15/2010 10:55:34 PM
fostaman$25.00$25.001/15/2010 7:41:28 PM
green-glowing-gain$25.00$25.001/16/2010 8:37:27 PM
exchange-cowbell5$100.00$100.001/17/2010 2:05:44 PM
Dollars4Rent$25.00$25.001/18/2010 12:58:53 PM
natural-greenback6$25.00$25.001/18/2010 8:50:58 PM
Techne_Funds_LLC$25.00$25.001/19/2010 4:13:08 PM
charitycoon$100.00$100.001/19/2010 4:22:33 PM
GOPHERBOY$25.00$25.001/19/2010 5:47:23 PM
YoungSuccessLLC$25.00$25.001/20/2010 9:40:21 PM
financial-frenzy$50.00$50.001/21/2010 5:06:33 AM
AuroraRobbin$25.00$25.001/21/2010 11:56:26 AM
Capit0l$25.00$25.001/21/2010 2:10:35 PM
jonnysixgun$45.95$45.951/21/2010 2:01:42 PM
gothampark$25.00$25.001/21/2010 2:42:10 PM
CAGE-Investments$100.00$100.001/14/2010 4:07:15 PM
money-maniac$50.00$50.001/14/2010 4:07:33 PM
community-broadcaster$25.00$25.001/14/2010 4:07:59 PM
Lilred7879$50.00$50.001/14/2010 4:09:01 PM
jdrez$25.00$25.001/14/2010 4:09:11 PM
Avala$50.00$50.001/14/2010 4:09:18 PM
Artist_Blue$25.00$25.001/14/2010 4:09:33 PM
heng2x$25.00$25.001/14/2010 4:10:04 PM
delicious-social132$25.00$25.001/14/2010 4:10:26 PM
OCedHrt$25.00$25.001/14/2010 4:10:41 PM
rooosta$25.00$25.001/14/2010 4:07:46 PM
asset-equilibrium0$25.00$25.001/14/2010 4:07:52 PM
emelia$25.00$25.001/14/2010 4:07:40 PM
foxy-fund$50.00$50.001/14/2010 4:12:36 PM
diplomatic-point4$100.00$100.001/14/2010 4:08:42 PM
kmr2$50.00$50.001/14/2010 4:12:51 PM
currency-oak$25.00$25.001/14/2010 4:09:04 PM
friendly-market5$25.00$25.001/14/2010 4:08:06 PM
Siafu$25.00$25.001/14/2010 4:13:03 PM
thevogelfamily$40.00$40.001/14/2010 4:08:22 PM
responsibility-butterfly$25.00$25.001/14/2010 4:13:26 PM
market-builder$25.00$25.001/14/2010 4:10:21 PM
helpinghand75$25.00$25.001/14/2010 4:10:00 PM
durability-halibut$25.00$25.001/14/2010 4:14:59 PM
cognizant-rate732$25.00$25.001/14/2010 4:10:49 PM
supreme-hope$25.00$25.001/14/2010 4:11:04 PM
vkorichkov$30.00$30.001/14/2010 4:11:10 PM
top-commitment-champ$25.00$25.001/14/2010 4:10:36 PM
Speculator$50.00$50.001/14/2010 4:11:18 PM
djh47a$30.00$30.001/14/2010 4:11:59 PM
Rob717171$25.00$25.001/14/2010 4:11:32 PM
Fiimg$50.00$50.001/14/2010 4:11:40 PM
red-favorable-basis$25.00$25.001/14/2010 4:12:09 PM
radiant-fund$25.00$25.001/14/2010 4:12:15 PM
intrepid-transaction5$25.00$25.001/14/2010 4:17:23 PM
kegs$100.00$100.001/14/2010 4:12:32 PM
bountiful-bazaar$25.00$25.001/14/2010 4:17:28 PM
best-phenomenal-treasure$25.00$25.001/14/2010 4:13:13 PM
Havana21$25.00$25.001/14/2010 4:14:23 PM
apeloans$25.00$25.001/14/2010 4:15:31 PM
principal-kung-fu$25.00$25.001/14/2010 4:14:17 PM
Gibbyland$75.00$75.001/14/2010 4:15:46 PM
handy-justice$25.00$25.001/14/2010 4:14:43 PM
pledge0$25.00$25.001/14/2010 4:15:54 PM
papaloha$50.00$50.001/14/2010 4:15:08 PM
accordion8$50.00$50.001/14/2010 4:16:36 PM
GElender$50.00$50.001/14/2010 4:17:35 PM
credit-force5$25.00$25.001/14/2010 4:17:37 PM
impeccable-transparency$75.00$75.001/14/2010 4:17:07 PM
junctionking$25.00$25.001/14/2010 4:17:19 PM
inspiring-reward$50.00$50.001/14/2010 4:17:49 PM
enb3$25.00$25.001/14/2010 4:21:07 PM
THREE-POINTS-LENDING$25.00$25.001/14/2010 4:19:04 PM
nycfinance$25.00$25.001/14/2010 4:23:17 PM
54CHEVY$25.00$25.001/14/2010 4:23:33 PM
Angleofcare$25.00$25.001/14/2010 4:23:51 PM
Oak-Parker$25.00$25.001/14/2010 4:24:03 PM
Swabjockey$25.00$25.001/14/2010 4:24:07 PM
jga516$25.00$25.001/14/2010 4:20:52 PM
Microfinancer$25.00$25.001/14/2010 4:20:58 PM
rlcot$25.00$25.001/14/2010 4:25:31 PM
psiequalsone$25.00$25.001/14/2010 4:21:42 PM
maldok1$25.00$25.001/14/2010 4:25:43 PM
courteous-bazaar$25.00$25.001/14/2010 4:22:04 PM
coin-equalizer2$25.00$25.001/14/2010 4:21:47 PM
bogart2277$25.00$25.001/14/2010 4:22:31 PM
five-star-note$35.00$35.001/14/2010 4:22:45 PM
restless-currency$25.00$25.001/14/2010 4:23:34 PM
spreadgoodwill$25.00$25.001/14/2010 4:23:40 PM
dignified-finance$25.00$25.001/14/2010 4:23:46 PM
downbet$50.00$50.001/14/2010 4:23:59 PM
swoosh$25.00$25.001/14/2010 4:23:30 PM
trustu$25.00$25.001/14/2010 4:23:47 PM
elephantparty$25.00$25.001/14/2010 4:24:27 PM
busnssmn$25.00$25.001/14/2010 4:25:07 PM
oaktown23$50.00$50.001/14/2010 4:24:52 PM
keeminn$25.00$25.001/14/2010 4:25:38 PM
industrious-dedication$25.00$25.001/14/2010 4:24:56 PM
kbodendorf$25.00$25.001/14/2010 4:25:51 PM
OldFriend$25.00$25.001/14/2010 4:25:17 PM
cpblue79$100.00$100.001/14/2010 4:25:27 PM
a-finance-nirvana$35.00$27.591/14/2010 4:26:05 PM
charming-point$300.00$300.001/14/2010 5:56:40 PM
five-star-justice$36.00$36.001/14/2010 5:11:13 PM
wwwUniversal$25.00$25.001/14/2010 5:15:16 PM
interstellar$42.99$42.991/15/2010 11:36:12 AM
dollardave$40.06$40.061/15/2010 12:49:16 PM
Tc11902$25.00$25.001/15/2010 5:45:44 PM
wealth-comet694$25.00$25.001/17/2010 8:08:14 AM
cognizant-rate732$100.00$100.001/17/2010 10:09:15 AM
cognizant-rate732$100.00$100.001/17/2010 10:25:44 AM
bizguy1982$25.00$25.001/19/2010 6:57:22 AM
CC911$25.00$25.001/19/2010 6:17:32 AM
Hartfelt$40.00$40.001/19/2010 4:01:06 PM
JustMee$25.00$25.001/20/2010 5:44:32 AM
Easystreet$25.00$25.001/20/2010 4:48:25 PM
SolarMoonshine$25.00$25.001/20/2010 5:28:43 PM
BBL$25.00$25.001/20/2010 11:45:22 PM
kendigme$33.90$33.901/21/2010 2:55:15 AM
jtc26$38.59$38.591/21/2010 11:29:12 AM
Leshan$25.00$25.001/21/2010 1:05:08 PM
credit-missile$124.88$124.881/21/2010 1:48:05 PM
rate-hickory$25.00$25.001/21/2010 3:03:30 PM
asset-control2$40.00$40.001/21/2010 3:55:05 PM
The-CAPS-fan$40.00$40.001/21/2010 3:58:47 PM
202 bids
 
Borrower Payment Dependent Notes Series 442633
This series of Notes was issued and sold upon the funding of the borrower loan #40684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-15-2010 
  Auction end date:  Jan-22-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.33% Starting monthly payment: $75.43
Final lender yield: 17.25% Final borrower rate/APR: 18.25% / 20.46% Final monthly payment: $72.56
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.90%  
Lender servicing fee: 1.00% Estimated return: 10.35%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Jul-1987 Debt/Income ratio: 21%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:2y 6m
Amount delinquent: $0 Revolving credit balance: $23,605 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 76%Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Homeownership: No  
Inquiries last 6m: 1    
Screen name: well-mannered-value Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college
Purpose of loan:
This loan will be used to? continue with and complete work on my education.?

My financial situation:
I am a good candidate for this loan because?I have a full time job and?can make monthly payments. ?

Monthly net income: $ 5,000.00

Monthly expenses: $ 3500.00
??Housing: $ 1000.00
??Insurance: $ 500.00
??Car expenses: $ 400.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
SeekingAlpha$35.00$35.001/16/2010 7:45:22 AM
Syzygy$25.00$25.001/17/2010 10:38:28 PM
4mydaughterseducation$25.00$25.001/19/2010 7:12:57 PM
catumbelense$30.12$30.121/20/2010 3:25:40 PM
p2p-journey$78.48$78.481/20/2010 9:25:50 PM
gilbrear$25.00$25.001/21/2010 4:13:57 PM
Delta-Kilo-7K$25.00$25.001/21/2010 5:37:17 PM
bchang2001$26.00$26.001/21/2010 11:05:13 PM
wild-orange$25.00$25.001/22/2010 1:06:38 AM
glenium$25.00$25.001/22/2010 4:08:44 AM
bonFire8$73.00$73.001/22/2010 7:42:28 AM
Capit0l$25.00$25.001/22/2010 8:32:12 AM
caseattle$50.00$50.001/22/2010 9:04:39 AM
libraryfrenzy$25.00$25.001/22/2010 9:42:14 AM
DaddyBill$25.00$25.001/22/2010 10:43:59 AM
Kyileo$25.00$25.001/22/2010 12:05:19 PM
LarWit1512$25.00$25.001/22/2010 12:35:15 PM
suburbanman64$25.00$25.001/22/2010 1:33:52 PM
elvisloans$25.00$25.001/22/2010 1:48:29 PM
ore-bada-bing$50.00$50.001/22/2010 1:29:38 PM
Happyhourcomics$25.00$25.001/22/2010 2:11:43 PM
scottr$25.00$25.001/22/2010 2:06:41 PM
ValleyBHC$25.00$25.001/22/2010 2:28:56 PM
FOFagent1$125.00$9.651/22/2010 2:57:39 PM
Magician$25.00$25.001/22/2010 2:43:29 PM
jybank$25.00$25.001/22/2010 3:30:08 PM
natural-greenback6$25.00$25.001/22/2010 3:53:08 PM
unger$50.00$50.001/22/2010 3:54:26 PM
friendinmoney$25.00$25.001/22/2010 3:55:06 PM
grammaspurse$25.00$25.001/19/2010 7:49:25 PM
TicTac$65.00$65.001/20/2010 8:22:05 PM
wwwUniversal$25.00$25.001/21/2010 11:36:25 AM
IPG1$25.00$25.001/21/2010 5:00:09 PM
beuford7$25.00$25.001/21/2010 6:19:02 PM
nurat$37.33$37.331/21/2010 7:57:02 PM
patriot384$92.00$92.001/21/2010 7:34:56 PM
jlendog$100.00$100.001/21/2010 8:11:31 PM
tyson789$136.60$136.601/22/2010 7:05:30 AM
Leshan$25.00$25.001/22/2010 7:30:37 AM
mckhbnpc$30.00$30.001/22/2010 8:27:35 AM
nalaari$25.00$25.001/22/2010 9:33:26 AM
Pu239$50.00$50.001/22/2010 9:46:25 AM
friendly-worth3$25.00$25.001/22/2010 10:10:30 AM
ice518$50.00$50.001/22/2010 11:12:57 AM
JauaFlash$25.00$25.001/22/2010 12:40:13 PM
exchange-cowbell5$100.00$100.001/22/2010 12:44:31 PM
engbusres$31.00$31.001/22/2010 1:20:53 PM
MrOglesby$25.00$25.001/22/2010 2:05:53 PM
ddoneday$25.82$25.821/22/2010 2:08:44 PM
ZOOOM$25.00$25.001/22/2010 3:07:26 PM
merkutio$50.00$50.001/22/2010 3:15:38 PM
SCRUGZY$25.00$25.001/22/2010 3:17:46 PM
Delta-Kilo-7K$25.00$25.001/22/2010 3:50:56 PM
Engineer44$30.00$30.001/22/2010 3:55:21 PM
54 bids
 
Borrower Payment Dependent Notes Series 442751
This series of Notes was issued and sold upon the funding of the borrower loan #40631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,600.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 20.08% Starting borrower rate/APR: 21.08% / 23.43% Starting monthly payment: $60.35
Final lender yield: 20.08% Final borrower rate/APR: 21.08% / 23.43% Final monthly payment: $60.35
 
Auction yield range: 8.06% - 20.08% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.11%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1982 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jan-2010) Current / open credit lines: 4 / 3Employment status:Self-employed
Now delinquent: 0 Total credit lines: 6Length of status:1y 0m
Amount delinquent: $0 Revolving credit balance: $6,336 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 87%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: cash-lyrics Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating College Debt
Purpose of loan:
This loan will be used to help pay off credit card debt and applied towards loans, both of which I accumulated during my time at the University of Florida. I have recently graduated and am working with an internet start-up business and would like to consolidate my payments.

My financial situation:
I consider myself a perfect candidate for this loan because I am a responsible college graduate who is well respected by his peers. I have never missed a payment on any of my credit cards and I take my credit score seriously. I plan to be very diligent in this loan process so that I leave my name in good standing here on prosper.com. I currently work with an internet start-up business which is on the cusp of great things during a very short period of time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What kind of work are you in? Can you list all your dept, including payments? Please post publically - exchange-cowbell5
A: As previously stated in my description, since graduating from the University of Florida with a BS in management I have come on board a team of 3 highly regarded partners with an internet start-up business. My current debt is on 2 credit cards as listed in the revolving credit balance as well as loan payments needed to be paid monthly to federal direct, loans which I took out during my time in college. (Jan-26-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
USNavyVet$25.00$25.001/19/2010 11:00:19 AM
Approved$25.00$25.001/19/2010 12:35:29 PM
vivacious-p2p3$50.00$50.001/21/2010 4:25:33 AM
IPG1$25.00$25.001/22/2010 6:04:46 PM
JGuide$50.00$50.001/22/2010 6:15:08 PM
patriot384$100.00$100.001/22/2010 7:28:19 PM
superstar449$25.76$25.761/22/2010 8:17:44 PM
Capit0l$25.00$25.001/22/2010 9:15:37 PM
nalaari$50.00$50.001/23/2010 3:29:50 AM
drkosh$25.00$25.001/23/2010 2:41:19 PM
Galdis$25.00$25.001/24/2010 9:00:32 AM
Sol_Invictus$25.00$25.001/25/2010 7:31:32 AM
Leshan$25.00$25.001/25/2010 7:52:08 AM
wealth-grasshopper0$53.80$53.801/25/2010 8:20:23 AM
loan-fate$100.00$100.001/25/2010 10:07:50 AM
Little_Tuna_College_Fund$50.00$50.001/25/2010 8:00:09 PM
DasMula$100.00$100.001/26/2010 8:52:49 AM
squarebob$32.25$32.251/26/2010 9:49:00 AM
respectful-integrity3$30.00$30.001/20/2010 5:54:42 AM
Bob450$25.00$25.001/20/2010 9:34:56 AM
agd2006$25.00$25.001/24/2010 6:00:47 AM
squarebob$25.00$25.001/24/2010 10:30:51 AM
agreement-network$100.00$100.001/24/2010 5:04:43 PM
sflender1099$25.00$25.001/24/2010 7:38:04 PM
steady-dime$25.00$25.001/25/2010 8:23:35 AM
klemer$25.00$25.001/25/2010 2:08:09 PM
jasunshine$25.00$25.001/25/2010 6:08:38 PM
Little_Tuna_College_Fund$50.00$50.001/25/2010 8:00:47 PM
circustab$50.00$50.001/26/2010 6:01:37 AM
wizard750$46.56$46.561/26/2010 7:42:22 AM
squarebob$50.38$50.381/26/2010 8:16:32 AM
agreement-network$100.00$66.501/26/2010 8:52:15 AM
msmlender$69.75$69.751/26/2010 8:57:06 AM
scarlet-velvet$25.00$25.001/26/2010 9:20:13 AM
vivacious-p2p3$100.00$100.001/26/2010 9:53:40 AM
bevans$25.00$25.001/26/2010 9:56:14 AM
36 bids
 
Borrower Payment Dependent Notes Series 442813
This series of Notes was issued and sold upon the funding of the borrower loan #40607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 25.99% Starting monthly payment: $156.30
Final lender yield: 21.70% Final borrower rate/APR: 22.70% / 24.97% Final monthly payment: $154.21
 
Auction yield range: 8.06% - 22.70% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.19%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-1998 Debt/Income ratio: 16%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 7 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:7y 3m
Amount delinquent: $0 Revolving credit balance: $8,211 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 63%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: red-brilliant-market Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest credit car
Purpose of loan:
This loan will be used to pay off a high interest rate credit card.?

My financial situation:
I am a good candidate for this loan because I have a full time job that secure in a 5 year contract.? I also have a spouse that contributes to the monthly budget.? I also do pay my bills on time.?

Monthly net income: $ 2600 (not including spouses income)

Monthly expenses: $
??Housing: $ 960
??Insurance: $ 130
??Car expenses: $ 230
??Utilities: $ 100
??Phone, cable, internet: $ 145
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 160
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please describe your occupation, how much time is left on your five year contract, and who the contract is with. Thank you. - TackingWindward
A: I am a counselor for a juvenile treatment program and my contract is guaranteed through the county that I work for. (Jan-20-2010)
Q: Does your significant other help with monthly payments or are the other half of household debts in his/her name? (credit cards, personal loans, student loans, auto loans, home rent or car leases, mortgage payments, etc.) THANKS! - SmartConsolidation
A: Yes (Jan-20-2010)
Q: Spouses monthly net income is? - zento
A: My spouses income is 2000 plus commission every month (Jan-21-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
MrDavid$25.00$25.001/19/2010 10:04:39 AM
rmachi$25.00$25.001/19/2010 10:05:27 AM
mathprof$25.00$25.001/19/2010 10:06:48 AM
kanpur63$25.00$25.001/19/2010 10:08:02 AM
WolRab$100.00$100.001/19/2010 10:08:35 AM
charming-point$300.00$300.001/19/2010 10:15:20 AM
vigilance-accruer$25.00$25.001/19/2010 10:09:42 AM
loan_doctor$25.00$25.001/19/2010 10:15:55 AM
lounges$25.00$25.001/19/2010 10:12:37 AM
AF-Chief$27.00$27.001/19/2010 10:16:33 AM
enb3$25.00$25.001/19/2010 10:20:40 AM
jrbill1998$50.00$50.001/19/2010 10:21:22 AM
galtsgulch$25.00$25.001/19/2010 10:22:15 AM
oaktown23$50.00$7.641/19/2010 10:24:09 AM
gentle-note$25.00$25.001/19/2010 10:21:56 AM
aneley777$25.00$25.001/19/2010 10:23:06 AM
impressive-loan$300.00$300.001/19/2010 10:47:17 AM
aurorafinancial$50.00$50.001/19/2010 11:17:11 AM
dime-neutron$25.00$25.001/19/2010 11:30:26 AM
wwwUniversal$25.00$25.001/19/2010 11:43:06 AM
Ven58$25.00$25.001/19/2010 11:55:53 AM
_SCI_$25.00$25.001/19/2010 11:53:55 AM
justice-officer$38.09$38.091/19/2010 12:22:14 PM
orange-finance-banker$25.00$25.001/19/2010 12:04:25 PM
wise-balanced-moola$25.00$25.001/19/2010 12:05:27 PM
caseattle$25.00$25.001/19/2010 1:40:01 PM
Syzygy$25.00$25.001/19/2010 2:04:33 PM
reliant$25.00$25.001/19/2010 4:03:04 PM
GOPHERBOY$25.00$25.001/19/2010 5:40:32 PM
JustMee$25.00$25.001/19/2010 9:13:43 PM
unger$50.00$50.001/20/2010 3:23:48 AM
Bank_Of_XL$100.00$100.001/20/2010 12:42:57 AM
spy0$25.00$25.001/20/2010 7:38:22 AM
duke12$32.72$32.721/20/2010 8:53:27 AM
blue-pragmatic-truth$35.00$35.001/20/2010 5:00:29 PM
felicity-daydream$125.00$125.001/20/2010 9:39:07 PM
Pickmar$25.00$25.001/21/2010 5:48:20 AM
golffish2$100.00$100.001/21/2010 6:15:14 AM
clean-camaraderi$25.00$25.001/21/2010 9:45:11 AM
asset-electron1$25.00$25.001/21/2010 10:28:10 AM
gourd6$25.00$25.001/21/2010 10:20:00 AM
mt3209$25.00$25.001/21/2010 12:39:15 PM
interstellar$50.00$50.001/21/2010 3:38:20 PM
natural-greenback6$25.00$25.001/21/2010 4:07:20 PM
SmartConsolidation$25.00$25.001/21/2010 5:44:23 PM
vine99$65.00$65.001/21/2010 6:23:26 PM
IFGINVEST$30.00$30.001/21/2010 6:04:10 PM
TJRCapital$25.00$25.001/21/2010 6:12:35 PM
kanakakm$25.00$25.001/19/2010 10:05:11 AM
Tavita$25.00$25.001/19/2010 10:03:16 AM
zeelender$25.00$25.001/19/2010 10:08:50 AM
seattleslug$25.00$25.001/19/2010 10:10:08 AM
reflective-rupee$100.00$100.001/19/2010 10:05:18 AM
Tradesmanlender$25.00$25.001/19/2010 10:09:52 AM
Searlzy$25.00$25.001/19/2010 10:07:54 AM
oldmora$25.00$25.001/19/2010 10:14:42 AM
flwah$25.00$25.001/19/2010 10:10:02 AM
unk1911$25.00$25.001/19/2010 10:16:17 AM
Hola_James$25.00$25.001/19/2010 10:17:17 AM
cognizant-rate732$38.55$38.551/19/2010 10:15:40 AM
fortytwo$150.00$150.001/19/2010 10:19:24 AM
bogart2277$25.00$25.001/19/2010 10:21:13 AM
The_Donald$25.00$25.001/19/2010 10:23:37 AM
tedsrfdude$25.00$25.001/19/2010 10:24:02 AM
elephantparty$25.00$25.001/19/2010 10:23:27 AM
AFairDeal$25.00$25.001/19/2010 10:23:48 AM
upbeat-investment9$25.00$25.001/19/2010 10:22:12 AM
sociallender$25.00$25.001/19/2010 10:36:02 AM
five-star-justice$36.00$36.001/19/2010 10:46:41 AM
robot777$40.00$40.001/19/2010 11:07:18 AM
durability-halibut$25.00$25.001/19/2010 11:42:27 AM
mercuriant$25.00$25.001/19/2010 4:03:11 PM
CK1$25.00$25.001/19/2010 2:12:40 PM
Tai$25.00$25.001/19/2010 4:52:42 PM
grafton$100.00$100.001/19/2010 11:04:26 PM
GeoLender$25.00$25.001/19/2010 9:27:31 PM
buffalobills$25.00$25.001/20/2010 7:42:19 AM
Bob450$25.00$25.001/20/2010 9:46:35 AM
foothillender$25.00$25.001/20/2010 7:00:15 AM
Sol_Invictus$25.00$25.001/20/2010 5:01:02 AM
Tingali$25.00$25.001/20/2010 12:04:27 PM
bradny$25.00$25.001/20/2010 8:48:29 AM
FinanceEngine$25.00$25.001/20/2010 9:23:36 AM
Loaner_without_a_cause$25.00$25.001/20/2010 12:58:41 PM
3613925$25.00$25.001/20/2010 1:02:59 PM
natural-greenback6$25.00$25.001/20/2010 6:36:02 PM
1-HARD-HEAD$100.00$100.001/21/2010 2:50:36 AM
dmk2006$25.00$25.001/21/2010 9:24:40 AM
impartial-dinero$25.00$25.001/21/2010 10:10:41 AM
interact$25.00$25.001/21/2010 10:36:41 AM
UCLA4life$25.00$25.001/21/2010 11:18:04 AM
hellasow$25.00$25.001/21/2010 11:51:27 AM
UncleSafety$25.00$25.001/21/2010 2:28:47 PM
ihelpunow$50.00$50.001/21/2010 4:18:22 PM
SFBank$200.00$200.001/21/2010 4:19:29 PM
95 bids
 
Borrower Payment Dependent Notes Series 442887
This series of Notes was issued and sold upon the funding of the borrower loan #40610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $378.81
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $378.53
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Nov-1980 Debt/Income ratio: 28%
Credit score: 820-839 (Jan-2010) Current / open credit lines: 18 / 15Employment status:Retired
Now delinquent: 0 Total credit lines: 57Length of status:3y 6m
Amount delinquent: $0 Revolving credit balance: $21,088Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 18% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: redwing2010 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards, Business
Purpose of loan:
This loan will be used to? pay off existing credit cards, debt consolidation. Make some improvements to Apartment rental Business which I own and operate.

My financial situation:
I am a good candidate for this loan because?My credit score is very high and I've always had very good credit throughout my life. Have always made payments on time with no financial problems. The home we live in and our van and truck are paid in full. We have 25,000 on loan to our son who involved in a motorcycle accident three years ago.His case will be coming to trial in six month. He will be paying us back with his settlement. Consequently, we are a little short on cash at the present time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/19/2010 10:16:13 AM
elasermd$50.00$50.001/19/2010 10:35:39 AM
majestic-dedication$50.00$50.001/19/2010 11:27:49 AM
lloyd_s$25.00$25.001/19/2010 11:28:18 AM
personal-lender$25.00$25.001/19/2010 11:28:31 AM
junctionking$25.00$25.001/19/2010 11:29:25 AM
rjblack$50.00$50.001/19/2010 11:26:07 AM
kulender$30.00$30.001/19/2010 11:30:08 AM
Gibbyland$100.00$100.001/19/2010 11:30:35 AM
friendly-market5$25.00$25.001/19/2010 11:26:59 AM
buukyak$25.00$25.001/19/2010 11:32:46 AM
toblerone$50.00$50.001/19/2010 11:33:05 AM
red-favorable-basis$25.00$25.001/19/2010 11:34:12 AM
elegant-income3$25.00$25.001/19/2010 11:34:27 AM
market-builder$25.00$25.001/19/2010 11:34:37 AM
figs4u2$80.00$80.001/19/2010 11:30:47 AM
dealarella$25.00$25.001/19/2010 11:36:27 AM
mlopez2007$50.00$50.001/19/2010 11:36:47 AM
AF-Chief$35.00$35.001/19/2010 11:32:39 AM
wampum-optimization$50.00$50.001/19/2010 11:33:21 AM
industrious-dedication$25.00$25.001/19/2010 11:38:08 AM
heroic-platinum$25.00$25.001/19/2010 11:37:36 AM
peerlender$30.00$30.001/19/2010 11:43:20 AM
DukSerduk$25.00$25.001/19/2010 11:39:48 AM
gracej$25.00$25.001/19/2010 11:40:40 AM
highcountry1$25.00$25.001/19/2010 11:40:47 AM
Speculator$50.00$50.001/19/2010 11:41:14 AM
verse99$25.00$25.001/19/2010 11:45:44 AM
jsw7us$50.00$50.001/19/2010 11:42:15 AM
rolandweary$30.00$30.001/19/2010 11:46:09 AM
trustedfriend$25.00$25.001/19/2010 11:46:31 AM
msbutah$25.00$25.001/19/2010 11:47:08 AM
Mr_Money$25.00$25.001/19/2010 11:47:17 AM
honorable-yield$75.00$75.001/19/2010 11:49:47 AM
generous-at-heart$25.00$25.001/19/2010 11:46:40 AM
kanakakm$50.00$50.001/19/2010 11:53:21 AM
compassion-paladin042$25.00$25.001/19/2010 11:58:16 AM
driver928$25.00$25.001/19/2010 11:56:31 AM
freefly67$25.00$25.001/19/2010 11:56:42 AM
shamrocker$25.00$25.001/19/2010 11:57:35 AM
zrohmm$25.00$25.001/19/2010 12:04:14 PM
kegs$100.00$100.001/19/2010 12:02:40 PM
head$25.00$25.001/19/2010 12:03:14 PM
wiselady$25.00$25.001/19/2010 11:59:32 AM
Avala$25.00$25.001/19/2010 12:03:52 PM
derek-from-berkeley$25.00$25.001/19/2010 12:17:54 PM
aldenrains$25.00$25.001/19/2010 12:04:58 PM
copperfield$25.00$25.001/19/2010 12:20:23 PM
leftcoast52$25.00$25.001/19/2010 12:36:25 PM
rose88$25.00$25.001/19/2010 12:46:32 PM
Jassi$25.00$25.001/19/2010 12:35:05 PM
Sixmil$25.00$25.001/19/2010 12:35:59 PM
Patter256$25.00$25.001/19/2010 12:36:14 PM
morpholog$25.00$25.001/19/2010 12:36:18 PM
skuba$46.96$46.961/19/2010 2:12:43 PM
Rob717171$25.00$25.001/19/2010 3:43:32 PM
portfolio-zone801$25.00$25.001/19/2010 1:48:39 PM
outtahoth2o$50.00$50.001/19/2010 4:01:52 PM
pipopirate$25.00$25.001/19/2010 4:33:18 PM
fortytwo$150.00$150.001/19/2010 4:02:54 PM
Havana21$34.44$34.441/19/2010 4:03:26 PM
forthright-dedication$25.00$25.001/19/2010 4:03:29 PM
smartie1$25.00$25.001/19/2010 4:56:16 PM
ClearLake$25.00$25.001/19/2010 4:33:32 PM
wise-silver-wonder$50.00$50.001/19/2010 4:34:02 PM
all_of_that_one$25.00$25.001/19/2010 4:56:55 PM
larrybird$100.00$100.001/19/2010 5:06:35 PM
JJS180$25.00$25.001/19/2010 5:18:01 PM
sajitk$25.00$25.001/19/2010 5:18:08 PM
DonaldColorado$25.00$25.001/19/2010 5:18:10 PM
BankOfFrankFairness$50.00$50.001/19/2010 5:18:19 PM
ethicalhumanist$25.00$25.001/19/2010 5:18:29 PM
KeepOnRunning$50.00$50.001/19/2010 5:18:33 PM
Natronpee$25.00$25.001/19/2010 5:19:48 PM
jpmusic$25.00$25.001/19/2010 5:19:59 PM
rulender$50.00$50.001/19/2010 5:17:59 PM
stikman$25.00$25.001/19/2010 5:18:04 PM
bobby4u3$25.00$25.001/19/2010 5:18:12 PM
Barbaro$25.00$25.001/19/2010 5:18:15 PM
tolstoy00$25.00$25.001/19/2010 5:18:23 PM
Hexnut$50.00$50.001/19/2010 5:18:26 PM
stensonb$25.00$25.001/19/2010 5:19:53 PM
WillingToHelpOut$25.00$25.001/19/2010 5:19:57 PM
RJN$25.00$25.001/19/2010 5:22:50 PM
vtr1000$25.51$25.511/19/2010 5:23:33 PM
buckyhead2000$25.00$25.001/19/2010 5:21:29 PM
outwish$25.00$25.001/19/2010 5:21:47 PM
kanpur63$25.00$25.001/19/2010 5:17:13 PM
BoutYeBank$33.04$33.041/19/2010 5:17:15 PM
chief_wo$25.00$25.001/19/2010 5:39:43 PM
Blue_HorseShoe$25.00$25.001/19/2010 5:18:02 PM
revmax$25.00$25.001/19/2010 5:18:03 PM
BlindProphet$25.00$25.001/19/2010 5:18:07 PM
TriSail$25.00$25.001/19/2010 5:18:13 PM
philipandc$25.00$25.001/19/2010 5:18:17 PM
TK4$25.00$25.001/19/2010 5:18:24 PM
budyzr$25.00$25.001/19/2010 5:18:46 PM
SourDoughSteve$25.00$25.001/19/2010 5:19:45 PM
secretidentity$25.00$25.001/19/2010 5:20:00 PM
djh47a$35.00$35.001/19/2010 5:39:07 PM
boola1010$50.00$50.001/19/2010 5:21:59 PM
Tradesmanlender$25.00$25.001/19/2010 7:23:14 PM
keydet99$25.00$25.001/19/2010 7:33:41 PM
hyperchamp$25.00$25.001/19/2010 5:35:57 PM
spsavage$25.00$25.001/19/2010 7:00:23 PM
KiwiElf$30.00$30.001/19/2010 5:39:03 PM
flexiboy35$25.00$25.001/19/2010 5:39:39 PM
jct_enterprises$25.00$25.001/19/2010 5:39:41 PM
flwah$25.00$25.001/19/2010 7:33:16 PM
latestone$25.00$25.001/19/2010 6:28:11 PM
Aleut$25.00$25.001/19/2010 11:20:43 PM
Gunny89$25.00$25.001/19/2010 11:20:51 PM
labate$30.00$30.001/19/2010 9:55:44 PM
TheColoradoDon$25.00$25.001/19/2010 7:47:03 PM
_kyle$25.00$25.001/19/2010 11:20:44 PM
FASTIZIO_P$33.33$33.331/20/2010 3:00:32 AM
asset-caballero$25.00$25.001/20/2010 4:46:31 AM
Zoomie$25.00$25.001/19/2010 11:20:46 PM
porkhelmet$25.00$25.001/20/2010 9:35:46 AM
HappyHelpingLender$25.00$25.001/19/2010 11:45:23 PM
neighborly-peso$25.00$25.001/20/2010 9:42:52 AM
JoeMB$25.00$25.001/20/2010 6:43:26 AM
johannesfactotum$25.00$25.001/20/2010 10:31:45 AM
virtualbank$25.00$25.001/20/2010 8:15:45 AM
djs81$25.00$25.001/20/2010 6:43:24 AM
Trigirl23$25.00$25.001/20/2010 11:02:15 AM
slojudy$25.00$25.001/20/2010 11:13:44 AM
turbine5$40.00$40.001/20/2010 8:50:05 AM
rmachi$25.00$25.001/20/2010 10:31:36 AM
pawsitive$25.00$25.001/20/2010 11:02:13 AM
YellowJacket$25.00$25.001/20/2010 12:35:36 PM
NJNY$25.00$25.001/20/2010 12:16:43 PM
BrianRK$26.00$26.001/20/2010 3:49:20 PM
Supp0rter$30.78$30.781/20/2010 4:01:27 PM
nv$25.00$25.001/20/2010 8:20:09 PM
zyztemboy$25.00$25.001/21/2010 1:09:05 AM
OLYVRC$25.00$25.001/21/2010 3:52:27 AM
Searlzy$25.00$25.001/21/2010 11:10:12 AM
pubnat$25.00$25.001/21/2010 11:10:11 AM
pseudokris$25.00$25.001/21/2010 11:36:23 AM
monstersdad$46.53$46.531/21/2010 11:50:39 AM
anakinsolo$25.00$25.001/21/2010 12:40:35 PM
rcr549$25.00$25.001/21/2010 12:50:53 PM
slartibardfast$25.00$25.001/21/2010 12:57:32 PM
WhiteGiant$25.00$25.001/21/2010 1:14:57 PM
lostontheedge$25.00$25.001/21/2010 1:32:07 PM
impartial-deal$25.00$25.001/21/2010 1:31:58 PM
octoberfresh$25.00$25.001/21/2010 2:22:15 PM
nn001$25.00$25.001/21/2010 2:17:25 PM
Maccs55$25.00$25.001/21/2010 3:00:04 PM
Hutpit$40.00$40.001/21/2010 4:55:12 PM
spname$25.00$25.001/21/2010 4:57:09 PM
tocchan$25.00$25.001/21/2010 5:16:33 PM
mykkai$25.00$25.001/22/2010 7:57:14 AM
js60l$25.00$25.001/22/2010 8:23:42 AM
GatorBait$36.03$36.031/22/2010 7:37:43 AM
loan-master996$50.00$50.001/22/2010 8:32:40 AM
ElChico124$25.00$25.001/22/2010 9:38:26 AM
celkram$29.50$29.501/22/2010 9:38:24 AM
friendly-worth3$25.00$25.001/22/2010 9:57:09 AM
responsibility-butterfly$25.00$25.001/22/2010 11:10:36 AM
sisterkate$25.00$25.001/22/2010 12:51:39 PM
BrighterSuns$25.00$25.001/22/2010 12:50:03 PM
droryikra$25.00$25.001/22/2010 1:20:33 PM
lendinstuff$25.00$25.001/22/2010 2:35:52 PM
Gallardo007$25.00$25.001/22/2010 2:35:50 PM
secret-santa$25.00$25.001/22/2010 2:51:23 PM
Emgolda$25.00$25.001/22/2010 3:36:15 PM
nicklds$25.00$25.001/22/2010 4:44:08 PM
mizunoman$25.00$25.001/22/2010 4:46:06 PM
mid$25.00$25.001/22/2010 5:29:29 PM
ReallyGoodGuy$25.00$25.001/23/2010 7:26:25 AM
REVSTJ999$25.00$25.001/23/2010 9:38:18 AM
dostrust$25.00$25.001/23/2010 5:00:04 PM
Trondheim_Norway$67.18$67.181/24/2010 6:34:27 PM
flshdaskll$25.00$25.001/24/2010 7:51:57 PM
Dave0$25.00$25.001/25/2010 1:09:12 AM
cyonamine$25.00$25.001/25/2010 12:17:31 AM
boogaboogabooga$25.00$25.001/25/2010 9:34:07 AM
coin-spilunker$26.71$26.711/25/2010 9:25:18 AM
microlendblvr$25.00$25.001/25/2010 10:14:27 AM
TheBestDad$25.00$25.001/25/2010 11:33:24 AM
PaulW$25.00$25.001/25/2010 11:05:43 AM
interstellar$50.00$50.001/25/2010 11:40:57 AM
bigdogsafety1$25.00$25.001/25/2010 2:39:12 PM
TJRCapital$40.00$40.001/25/2010 4:44:02 PM
HamletTower$25.00$25.001/26/2010 1:25:33 AM
speyer$25.00$25.001/26/2010 1:46:42 AM
LandE2BG$25.00$3.191/26/2010 7:22:25 AM
Taxman44$25.00$25.001/26/2010 7:57:27 AM
discrete-asset$25.00$25.001/19/2010 10:26:40 AM
kenji4861$25.00$25.001/19/2010 10:29:19 AM
lean-velocity$25.00$25.001/19/2010 10:29:37 AM
selector568$300.00$300.001/19/2010 10:26:29 AM
meenan$25.00$25.001/19/2010 11:27:35 AM
unk1911$25.00$25.001/19/2010 11:27:14 AM
first-upright-payout$50.00$50.001/19/2010 11:28:59 AM
gold-commander0$50.00$50.001/19/2010 11:29:11 AM
bchen78875$50.00$50.001/19/2010 11:30:59 AM
inspired-contract9$50.00$50.001/19/2010 11:31:20 AM
gulch$35.00$35.001/19/2010 11:31:34 AM
leodaguy$25.00$25.001/19/2010 11:31:44 AM
Walkingcowboy$25.00$25.001/19/2010 11:32:00 AM
Goodlender42$25.00$25.001/19/2010 11:33:30 AM
credit-force5$25.00$25.001/19/2010 11:29:43 AM
Cai8899$75.00$75.001/19/2010 11:34:00 AM
schpere$30.00$30.001/19/2010 11:33:48 AM
exciting-responsibility3$25.00$25.001/19/2010 11:29:57 AM
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supreme-hope$25.00$25.001/19/2010 11:35:25 AM
bowdish1$100.00$100.001/19/2010 11:35:09 AM
SNH$50.00$50.001/19/2010 11:35:31 AM
nuclearmoose$25.00$25.001/19/2010 11:35:42 AM
mikeandcat$100.00$100.001/19/2010 11:32:10 AM
Kaj$30.00$30.001/19/2010 11:32:28 AM
durability-halibut$25.00$25.001/19/2010 11:37:26 AM
AFairDeal$25.00$25.001/19/2010 11:37:55 AM
promiser200$25.00$25.001/19/2010 11:39:07 AM
AmericanCredit$25.00$25.001/19/2010 11:39:37 AM
alpinaut$25.00$25.001/19/2010 11:40:09 AM
mmqc$25.00$25.001/19/2010 11:35:53 AM
blooming-market$25.00$25.001/19/2010 11:36:01 AM
Fearless_Lender$25.00$25.001/19/2010 11:36:12 AM
29Palms$25.00$25.001/19/2010 11:41:04 AM
inventive-wealth2$25.00$25.001/19/2010 11:41:22 AM
kmr2$60.00$60.001/19/2010 11:41:31 AM
bill-expert$25.00$25.001/19/2010 11:38:27 AM
financelover$50.00$50.001/19/2010 11:38:40 AM
laredotornado$25.00$25.001/19/2010 11:43:00 AM
thedoctor$90.00$90.001/19/2010 11:43:55 AM
balance-voyager$100.00$100.001/19/2010 11:44:29 AM
commerce-web5$40.00$40.001/19/2010 11:44:37 AM
exchange-battalion$30.00$30.001/19/2010 11:44:47 AM
determined-contract$30.00$30.001/19/2010 11:45:06 AM
dollar-birdie$30.00$30.001/19/2010 11:45:15 AM
km007$25.00$25.001/19/2010 11:45:29 AM
bayareainv$50.00$50.001/19/2010 11:45:56 AM
UT-Longhorn$25.00$25.001/19/2010 11:46:55 AM
grampy48$25.00$25.001/19/2010 11:43:40 AM
silverloan$25.00$25.001/19/2010 11:47:26 AM
aasx1108$25.00$25.001/19/2010 11:44:13 AM
balance6$25.00$25.001/19/2010 11:50:38 AM
jjswanso$25.00$25.001/19/2010 11:50:48 AM
oreyedoc$25.00$25.001/19/2010 11:51:50 AM
GElender$50.00$50.001/19/2010 11:47:31 AM
BMP$25.00$25.001/19/2010 11:56:51 AM
MrDavid$50.00$50.001/19/2010 11:54:14 AM
lending-bear$48.78$48.781/19/2010 12:04:18 PM
commerce-voyager$25.00$25.001/19/2010 12:31:42 PM
sas19$25.00$25.001/19/2010 12:36:11 PM
gogmagog$27.06$27.061/19/2010 12:35:57 PM
blukestrel$25.00$25.001/19/2010 12:36:16 PM
kayakg$25.00$25.001/19/2010 12:36:13 PM
credit-investor5$100.00$100.001/19/2010 12:36:22 PM
Castellan$25.00$25.001/19/2010 12:46:30 PM
unclejaef$25.00$25.001/19/2010 12:55:52 PM
Divot$25.00$25.001/19/2010 1:06:16 PM
RusRobo$25.00$25.001/19/2010 1:06:17 PM
greenwell$44.00$44.001/19/2010 12:35:17 PM
credit-coach118$40.00$40.001/19/2010 12:35:46 PM
StrongMoney$25.00$25.001/19/2010 12:36:15 PM
Kame$25.00$25.001/19/2010 12:36:23 PM
financial-frenzy$25.00$25.001/19/2010 2:15:41 PM
Banker7371$25.00$25.001/19/2010 3:15:00 PM
red-trade-cologne$25.00$25.001/19/2010 1:06:09 PM
acropiloterau2002$25.00$25.001/19/2010 3:14:58 PM
mjm77_1$25.00$25.001/19/2010 4:56:37 PM
GenerousGentleMan$50.00$50.001/19/2010 4:56:57 PM
zeelender$25.00$25.001/19/2010 4:33:34 PM
gdbanks$25.00$25.001/19/2010 4:34:01 PM
ADenny$25.00$25.001/19/2010 5:18:05 PM
bugleusmc$30.00$30.001/19/2010 5:18:09 PM
DeathScythe676$25.00$25.001/19/2010 5:18:21 PM
Artist_Blue$25.00$25.001/19/2010 5:18:30 PM
goofy15975$25.00$25.001/19/2010 5:18:34 PM
ChicoBob$50.00$50.001/19/2010 5:17:14 PM
Lendomatic$25.00$25.001/19/2010 5:19:58 PM
kaykarun$50.00$50.001/19/2010 5:20:02 PM
think-become$25.00$25.001/19/2010 5:17:58 PM
BiggestG$25.00$25.001/19/2010 5:18:14 PM
Avid_Skier$25.00$25.001/19/2010 5:18:18 PM
degster$25.00$25.001/19/2010 5:18:27 PM
julijask$34.19$34.191/19/2010 5:21:30 PM
BenBernanke$25.00$25.001/19/2010 5:18:43 PM
fdsguy$50.00$50.001/19/2010 5:21:49 PM
albatross897$25.00$25.001/19/2010 5:22:18 PM
ILfarmboy$51.47$51.471/19/2010 5:19:46 PM
johngaltline$25.00$25.001/19/2010 5:19:55 PM
don8ter$60.00$60.001/19/2010 5:20:02 PM
help_each_other$25.00$25.001/19/2010 5:21:57 PM
NATIVEBORN$44.44$44.441/19/2010 5:22:31 PM
Phantom99$25.00$25.001/19/2010 5:38:51 PM
Namrok$25.00$25.001/19/2010 5:18:03 PM
Captain88$25.00$25.001/19/2010 5:18:06 PM
laniac$25.00$25.001/19/2010 5:18:11 PM
Railbird$25.00$25.001/19/2010 5:18:22 PM
ebusinessagent$25.00$25.001/19/2010 5:19:44 PM
PCGeekWI$25.00$25.001/19/2010 5:19:51 PM
DadWarbucks$25.00$25.001/19/2010 5:39:36 PM
engaging-worth$30.00$30.001/19/2010 5:22:20 PM
stolan$25.00$25.001/19/2010 5:22:52 PM
SkiNZ$25.00$25.001/19/2010 7:47:02 PM
seattleslug$30.00$30.001/19/2010 6:28:13 PM
Binan$25.00$25.001/19/2010 5:38:39 PM
mjjjrj$25.00$25.001/19/2010 5:39:40 PM
Independenttools$25.00$25.001/19/2010 9:05:38 PM
kmwvma$25.00$25.001/19/2010 7:33:17 PM
Veggie_Monkey$25.00$25.001/19/2010 6:11:28 PM
dansarkis$25.00$25.001/19/2010 11:20:37 PM
huorn$25.00$25.001/19/2010 11:20:45 PM
QuinMccoy$25.00$25.001/19/2010 11:20:53 PM
woodenshoes$25.00$25.001/19/2010 10:02:03 PM
Mark-O-Polo$25.00$25.001/19/2010 11:20:49 PM
divedude$25.00$25.001/19/2010 11:45:25 PM
hayhelp$25.00$25.001/19/2010 9:21:32 PM
BigCityLending$25.00$25.001/19/2010 9:55:44 PM
thryn$25.00$25.001/19/2010 11:13:03 PM
sail120$25.00$25.001/19/2010 11:20:47 PM
pythia$25.00$25.001/20/2010 8:43:19 AM
mathprof$25.00$25.001/20/2010 11:31:01 AM
All_Wins$25.00$25.001/20/2010 12:31:37 PM
Futurero$25.00$25.001/20/2010 11:02:17 AM
totoro$25.00$25.001/20/2010 10:31:07 AM
transparency-giant$50.00$50.001/20/2010 10:31:42 AM
orange-finance-banker$50.00$50.001/20/2010 6:10:21 PM
fsa3$25.00$25.001/20/2010 11:25:50 PM
langdonx$25.00$25.001/21/2010 7:17:18 AM
treasure-generator$25.00$25.001/21/2010 9:40:25 AM
mikeleib$25.00$25.001/21/2010 11:50:07 AM
Victor-E-Lane$25.00$25.001/21/2010 11:57:48 AM
onlyinchicago$25.00$25.001/21/2010 12:29:47 PM
cawdrw2002$25.00$25.001/21/2010 1:06:13 PM
bid-papyrus$25.00$25.001/21/2010 1:31:54 PM
social-comet7$25.00$25.001/21/2010 1:32:06 PM
auction-elvis$25.00$25.001/21/2010 2:02:45 PM
desertoasis$25.00$25.001/21/2010 2:12:08 PM
friendly-return7$25.00$25.001/21/2010 4:54:11 PM
UKloanfella$30.54$30.541/21/2010 4:57:10 PM
bmcg$25.00$25.001/21/2010 4:57:11 PM
mizount$25.00$25.001/21/2010 4:57:15 PM
auction-turbine4$25.00$25.001/21/2010 5:04:45 PM
Gorblum$25.00$25.001/22/2010 9:37:31 AM
mbever10$25.00$25.001/22/2010 9:37:11 AM
ganoman21$25.00$25.001/22/2010 9:38:28 AM
geekguy$25.00$25.001/22/2010 9:39:41 AM
fireupthegrill$25.00$25.001/22/2010 12:05:22 PM
BklynLender$25.00$25.001/22/2010 12:51:42 PM
Sofar$25.00$25.001/22/2010 2:05:59 PM
colorado23$25.00$25.001/22/2010 2:20:21 PM
L-vex$25.00$25.001/22/2010 1:51:33 PM
dumbass$25.00$25.001/22/2010 2:20:23 PM
dt2812$29.61$29.611/22/2010 3:49:21 PM
diverse2$25.97$25.971/22/2010 3:52:39 PM
nhm$25.00$25.001/22/2010 4:23:53 PM
brstern2$25.00$25.001/22/2010 5:32:05 PM
shawndw$34.74$34.741/22/2010 5:46:44 PM
Bearls$25.00$25.001/22/2010 5:46:42 PM
i3urtonair$25.00$25.001/22/2010 6:02:16 PM
bazaar-tulip$25.00$25.001/22/2010 6:44:39 PM
pbandjb$25.00$25.001/23/2010 3:28:17 PM
Orringo$75.00$75.001/24/2010 8:23:09 AM
dontscrewmeover1$25.00$25.001/24/2010 11:19:35 AM
Your_Bank$25.00$25.001/24/2010 6:30:29 PM
moneytolend72$50.00$50.001/25/2010 9:33:12 AM
StWaldo$25.00$25.001/25/2010 9:34:22 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:42 AM
Caledoni$25.00$25.001/25/2010 9:36:47 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:35 AM
wwwUniversal$25.00$25.001/25/2010 10:36:23 AM
dsgfl1$25.00$25.001/25/2010 10:14:50 AM
titaniumtommy$25.00$25.001/25/2010 11:16:33 AM
Cheburashka$30.00$30.001/25/2010 11:41:21 AM
barbershopper_NT$50.00$50.001/25/2010 11:05:30 AM
BludAx$25.00$25.001/25/2010 12:12:29 PM
RandyL3$25.00$25.001/25/2010 4:58:52 PM
economy-festivity$25.00$25.001/26/2010 5:13:12 AM
RockCrown$25.00$25.001/26/2010 7:09:03 AM
bonus-quark4$25.00$25.001/26/2010 9:54:27 AM
378 bids
 
Borrower Payment Dependent Notes Series 442951
This series of Notes was issued and sold upon the funding of the borrower loan #40698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 22.95% Starting borrower rate/APR: 23.95% / 26.24% Starting monthly payment: $588.10
Final lender yield: 21.95% Final borrower rate/APR: 22.95% / 25.23% Final monthly payment: $580.25
 
Auction yield range: 8.06% - 22.95% Estimated loss impact: 7.52%  
Lender servicing fee: 1.00% Estimated return: 14.43%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Dec-1999 Debt/Income ratio: 18%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 6 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:2y 7m
Amount delinquent: $0 Revolving credit balance: $346 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 3%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: return-blossom1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For my Wedding Day..
Purpose of loan:
I will be married on April 17, of this year, the purpose of this loan is to cover the cost of my wedding day. Most of our other expenses are paid off. Flowers, Photography, church expenses etc. I just needed some funds to cover the expense of the receptions and other small expenses to make my special day complete. I have money saved up in my saving account but it may not cover any unexpected expenses weddings normally have and I wanted to peace of mind that I have the funds readily available just in case. Help me make my special day complete, please.

My financial situation:
I am a good candidate for this loan because I have very good credit standing. I have paid off the loans that I have been given in the past. I have yet to make any late payments on all my accounts. I also have a very stable occupation (nurse) and i work really hard.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: can u add more details about monthly income/expenses? r u an RN? is/can your partner contribute? please add his/her details, thanks! - shrewd-income
A: I pay for an apartment, I have a car note, utilities, no mortgages or student loans I paid that off a year ago. Yes, I'm an RN, I work in the intensive car, and yes my future wife can contribute. (Jan-22-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Tavita$25.00$25.001/19/2010 10:03:12 AM
bigbryan98$25.00$25.001/19/2010 10:03:06 AM
sensible-community1$25.00$25.001/19/2010 10:04:18 AM
kanakakm$25.00$25.001/19/2010 10:05:07 AM
christifa$25.00$25.001/19/2010 10:06:42 AM
AGSLending$25.00$25.001/19/2010 10:08:11 AM
charming-point$300.00$300.001/19/2010 10:15:16 AM
AF-Chief$27.00$27.001/19/2010 10:16:28 AM
oldmora$25.00$25.001/19/2010 10:14:43 AM
jga516$25.00$25.001/19/2010 10:20:22 AM
lowcostmoney$26.00$26.001/19/2010 10:15:46 AM
diplomatic-point4$100.00$100.001/19/2010 10:19:29 AM
bogart2277$25.00$25.001/19/2010 10:21:11 AM
aneley777$25.00$25.001/19/2010 10:23:04 AM
spruce2$50.00$50.001/19/2010 10:20:13 AM
tedsrfdude$25.00$25.001/19/2010 10:23:59 AM
five-star-note$35.00$35.001/19/2010 10:21:34 AM
oaktown23$50.00$50.001/19/2010 10:24:07 AM
dm_invest$25.00$25.001/19/2010 10:25:49 AM
rlcot$25.00$25.001/19/2010 10:25:03 AM
The_Donald$25.00$25.001/19/2010 10:23:34 AM
Beverly_Hills_Lender$25.00$25.001/19/2010 10:27:09 AM
plentiful-reward$50.00$50.001/19/2010 10:26:46 AM
industrious-dedication$25.00$25.001/19/2010 10:24:14 AM
mmckune$25.00$25.001/19/2010 10:28:13 AM
yeti888$25.00$25.001/19/2010 10:28:38 AM
treasure-bliss$100.00$100.001/19/2010 10:29:00 AM
desertoasis$50.00$50.001/19/2010 10:28:55 AM
peso-colonel$90.00$90.001/19/2010 10:26:07 AM
whynormal$25.00$25.001/19/2010 10:30:51 AM
natecam$25.00$25.001/19/2010 10:30:02 AM
fortytwo$50.00$50.001/19/2010 10:30:33 AM
circustab$50.00$50.001/19/2010 10:31:47 AM
silver-armada$50.00$50.001/19/2010 10:32:40 AM
zippy-interest$25.00$25.001/19/2010 10:34:07 AM
BlindJoeDeath$25.00$25.001/19/2010 10:34:21 AM
zen1cent$25.00$25.001/19/2010 10:30:44 AM
listing-trapper3$50.00$50.001/19/2010 10:32:23 AM
slico$25.00$25.001/19/2010 10:32:36 AM
Fortuno_per_commodo$25.00$25.001/19/2010 10:37:39 AM
cunning-bill$25.00$25.001/19/2010 10:33:45 AM
GMOD026$25.00$25.001/19/2010 10:34:13 AM
mtquan$25.00$25.001/19/2010 10:34:32 AM
jjswanso$25.00$25.001/19/2010 10:40:02 AM
BenOrt$25.00$25.001/19/2010 10:36:36 AM
gold-auctioneer7$25.00$25.001/19/2010 10:42:55 AM
graceful-investment$50.00$50.001/19/2010 10:36:42 AM
brooklynjoe$25.00$25.001/19/2010 10:43:50 AM
zrohmm$25.00$25.001/19/2010 10:44:14 AM
liberty-revolutionary5$25.00$25.001/19/2010 10:45:34 AM
teltech$25.00$25.001/19/2010 10:46:38 AM
bill-bearer$25.00$25.001/19/2010 10:45:39 AM
serpentine$50.00$50.001/19/2010 10:45:41 AM
orange-value-exec$25.00$25.001/19/2010 10:46:14 AM
ramblin$25.00$25.001/19/2010 10:46:23 AM
don8ter$25.00$25.001/19/2010 10:41:00 AM
balance-voyager$100.00$100.001/19/2010 10:46:56 AM
loanfairy$25.00$25.001/19/2010 10:41:25 AM
peterpossum$25.00$25.001/19/2010 10:43:40 AM
saffron4$25.00$25.001/19/2010 10:44:07 AM
calm-deal7$25.00$25.001/19/2010 10:46:02 AM
SnE$25.00$25.001/19/2010 10:46:36 AM
dime-neutron$25.00$25.001/19/2010 11:30:22 AM
J-Rott$300.00$300.001/19/2010 11:51:04 AM
twjh$25.00$25.001/19/2010 12:30:33 PM
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Magician$25.00$25.001/22/2010 2:46:12 PM
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Astyanax$25.00$25.001/25/2010 10:38:37 AM
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nilonc1$168.40$168.401/26/2010 10:01:32 AM
278 bids
 
Borrower Payment Dependent Notes Series 443057
This series of Notes was issued and sold upon the funding of the borrower loan #40619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 27.40% Starting borrower rate/APR: 28.40% / 30.75% Starting monthly payment: $207.90
Final lender yield: 25.00% Final borrower rate/APR: 26.00% / 28.32% Final monthly payment: $201.45
 
Auction yield range: 11.06% - 27.40% Estimated loss impact: 10.62%  
Lender servicing fee: 1.00% Estimated return: 14.38%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jun-1993 Debt/Income ratio: 18%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 10Length of status:7y 4m
Amount delinquent: $0 Revolving credit balance: $402 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 12%Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Homeownership: No  
Inquiries last 6m: 0    
Screen name: virgo-girl Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,200.00< mo. late: 0 ( 0% )  
560-579 (Dec-2007)
540-559 (Nov-2007)
500-519 (Dec-2006)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 32  
Description
Surgery Recovery
Purpose of Loan:
This will be to pay off the remaining credit card debt ($800) and to continue to pay my husbands monthly health insurance ($736/monthly).? He injured his knee and is waiting for surgery.? We will need to keep his health insurance going while he is off work so he can get surgery and then?to get released back to work.

My financial situation:
I just received a promotion at work along with a raise.? My net income will be $2767 beginning in February and is currently $2401.? I will be able to cover our monthly household expenses but will need help with the insurance, food, and anything else that may arise during this time. I have been with my employer for 7-1/2 years now.

I am also a full time student, finishing up my BA in Community Development.

My monthly household expenses are $2460 - this includes the $200/month for credit card debt and $900 for rent.

This will be my second loan with Prosper, the first loan was used to pay off some Payday Loans, and I have been free of that for over 3 years now!? My first loan never had a late payment and was paid off a few months early. I have the ability to pay back the loan, as my income is more than my month expenses and I will also have an additional $200/month after the credit cards are paid.

Please feel free to ask me any questions you may have and I thank you for helping raise my credit score up.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How long will your husband recovery time before he goes back to work? Good luck on his surgery. - unger
A: Hello, He is waiting for the appointment to see the surgeon to sign all the documents and get the date for surgery. (we have been through all the testing, visits, results, and referral process) Since we are looking at arthroscopy surgery, I am expecting him to be able to go back in 3-4 months. Depending on how well he follows orders. Thanks for asking. (Jan-20-2010)
Q: Having a knee injury myself I understand the pains and process. What line of work is your husband in and how will you guys pay for physical therapy on the knee after surgery? - Cambium
A: He is a bus driver. The PT and surgery are covered under his insurance, which is why it's so important to keep that going. Normally his insurance is around $100/month but since he doesn't have work hours we need to pay the full amount. (Jan-25-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$100.00$100.001/19/2010 10:29:46 AM
Rule62$25.00$25.001/19/2010 10:39:03 AM
inspiring-reward$50.00$50.001/19/2010 11:37:07 AM
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Aberdeen$300.00$300.001/19/2010 11:53:36 AM
charming-point$300.00$300.001/19/2010 3:49:28 PM
SolarMoonshine$25.00$25.001/19/2010 4:25:12 PM
JustMee$25.00$25.001/19/2010 8:57:14 PM
fund-dragster$50.00$50.001/20/2010 6:27:53 AM
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leverage-monger$25.00$25.001/23/2010 7:23:54 AM
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MoneyForNothing$25.00$25.001/23/2010 9:59:48 PM
marwadi-62$100.00$100.001/24/2010 8:02:21 AM
SNH$50.00$50.001/24/2010 7:40:26 PM
peregrine$25.00$25.001/24/2010 7:46:03 PM
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orange-finance-banker$25.00$25.001/25/2010 10:14:29 AM
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Astyanax$25.00$25.001/25/2010 10:47:15 AM
wealth-pipeline$25.00$25.001/25/2010 12:20:56 PM
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LoanerPrincipal$100.00$56.831/26/2010 9:41:47 AM
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afterhours$25.00$25.001/22/2010 8:45:38 PM
Jazzy503$25.00$25.001/22/2010 9:59:31 PM
Credit2Prosper$50.00$50.001/23/2010 3:51:31 AM
Dollars4Rent$25.00$25.001/23/2010 7:28:58 AM
GreenHill$25.00$25.001/23/2010 7:49:56 AM
superb-kindness2$50.00$50.001/23/2010 9:23:36 AM
credit-missile$50.00$50.001/23/2010 7:45:46 PM
shawnw2$50.00$50.001/24/2010 5:29:26 AM
BrighterSuns$25.00$25.001/24/2010 8:37:52 AM
mlaner92$40.00$40.001/24/2010 12:08:27 PM
credit-missile$50.00$50.001/24/2010 3:32:07 PM
DasMula$50.00$50.001/24/2010 6:18:11 PM
Cambium$30.00$30.001/24/2010 6:47:02 PM
Your_Bank$25.00$25.001/24/2010 6:41:42 PM
PCity-LOA15$30.00$30.001/25/2010 9:30:44 AM
astro128$46.82$46.821/25/2010 12:04:49 PM
Peterman$50.00$50.001/25/2010 1:16:56 PM
LogCabin5$50.00$50.001/25/2010 3:29:56 PM
Techne_Funds_LLC$25.00$25.001/25/2010 4:50:15 PM
a_falk22$25.00$25.001/25/2010 8:34:55 PM
labyrinth0$25.00$25.001/25/2010 8:24:17 PM
DannyPhantom$25.00$25.001/25/2010 9:43:45 PM
MOVet$25.00$25.001/26/2010 7:05:07 AM
RMI_Babylon$25.00$25.001/26/2010 6:21:16 AM
credit-missile$50.00$50.001/26/2010 7:19:16 AM
umfan123$25.00$25.001/26/2010 7:56:23 AM
Mikale360$25.00$25.001/26/2010 8:55:11 AM
fireferd$50.00$50.001/26/2010 9:36:49 AM
head$25.00$25.001/26/2010 9:35:37 AM
felicity-daydream$50.00$50.001/26/2010 9:16:59 AM
unger$50.00$50.001/26/2010 10:01:39 AM
95 bids
 
Borrower Payment Dependent Notes Series 443101
This series of Notes was issued and sold upon the funding of the borrower loan #40671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $30.49
Final lender yield: 5.05% Final borrower rate/APR: 6.05% / 6.39% Final monthly payment: $30.44
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.45%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Dec-1999 Debt/Income ratio: 9%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 12 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 28Length of status:8y 0m
Amount delinquent: $0 Revolving credit balance: $2,376 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 4%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: stephen_c01 Borrower's state: NewYork Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a credit card
Purpose of loan:
I am using this loan to payoff a credit card and to test prosper from a borrower side. I would rather pay interest to you then to some big bank.

My financial situation:
I am a good candidate for this loan because i have money in savings to pay this loan in full.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Mav26$150.00$150.001/19/2010 10:51:14 AM
dma1206$25.00$25.001/19/2010 12:00:48 PM
JCPlending$25.00$25.001/19/2010 7:41:15 PM
amit_gu$100.00$100.001/19/2010 8:28:35 PM
casinvestments$25.00$25.001/19/2010 6:21:45 PM
skijesseski$25.00$25.001/21/2010 11:26:40 PM
coolgenner$25.00$25.001/22/2010 10:36:41 AM
wise-balanced-moola$25.00$25.001/22/2010 4:13:09 PM
Dollars4Rent$25.00$25.001/23/2010 7:31:15 AM
marwadi-62$200.00$200.001/23/2010 5:21:08 PM
swissbanker$50.00$50.001/24/2010 11:41:26 AM
kinetic-social$50.00$50.001/25/2010 3:14:38 PM
RandyL3$25.71$25.711/25/2010 5:04:10 PM
YummiBear$25.00$25.001/25/2010 6:12:23 PM
hellasow$25.00$25.001/25/2010 6:20:57 PM
TJRCapital$25.00$25.001/26/2010 6:15:01 AM
Lefty_the_Lender$25.00$25.001/19/2010 2:37:17 PM
Dan4703$25.00$25.001/20/2010 9:22:24 PM
springpanda$50.00$50.001/20/2010 11:18:07 PM
EmeritusX$25.00$25.001/22/2010 2:56:41 PM
wwwUniversal$25.00$24.291/22/2010 3:43:23 PM
Kelor99$25.00$25.001/24/2010 6:13:55 PM
22 bids
 
Borrower Payment Dependent Notes Series 443253
This series of Notes was issued and sold upon the funding of the borrower loan #40687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,364.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 38.01% Starting monthly payment: $61.70
Final lender yield: 31.90% Final borrower rate/APR: 32.90% / 35.87% Final monthly payment: $60.09
 
Auction yield range: 14.06% - 34.00% Estimated loss impact: 16.17%  
Lender servicing fee: 1.00% Estimated return: 15.73%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: May-1978 Debt/Income ratio: 33%
Credit score: 600-619 (Jan-2010) Current / open credit lines: 7 / 6Employment status:Retired
Now delinquent: 0 Total credit lines: 25Length of status:14y 8m
Amount delinquent: $0 Revolving credit balance: $2,704Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 93% 
Delinquencies in last 7y: 24 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: bluestar148 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
640-659 (Sep-2009)
640-659 (Aug-2009)
620-639 (Jul-2009)
600-619 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Hedging my Prosperspeculation Acct
Purpose of loan:
This loan will be used to?hedge my Prosper account in the event of a Prosper bankruptcy.?

My financial situation:
I am a good candidate for this loan because?I have about $30 a month coming in from Prosper now. I will use that plus a small deposit to pay this back.?

Monthly net income: $ 3006

Monthly expenses: $
??Housing: $ 943
??Insurance: $ 112
??Car expenses: $ 300
??Utilities: $350?
??Phone, cable, internet: $ 200
??Food, entertainment: $400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 125
??Other expenses: $ 376
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: How get this listing be "risk free" if there is the inherent risk of Prosper going bankrupt and not paying lenders on this loan (and all the others)? I have a similar listing up, but mine isn't risk-free--it's as risky as all get out! - mothandrust
A: Risk free from me defaulting. My income is guaranteed. This will be repaid to Prosper or whatever servicing agency via automatic withdrawals from my direct deposit account. I think on my last loan I had one auto payment, the first one. The rest I paid ahead and on the backend manually. Beside that, saavy investors could always sell my note on FOLIOfn as the payments progress along for a profit. (Jan-22-2010)
Q: have you tried selling your notes ? your current ROI is -8.50%. it really doesnt make any sense for you to borrow back your own money at 38% APR . - Capit0l
A: I would sell them if I could but my notes are all from before the advent of the new Prosper 3.0 and I am precluded from selling them. (Jan-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
frugalinvestor20$25.00$25.001/19/2010 11:27:25 AM
flexible-economy2$100.00$68.771/19/2010 11:37:00 AM
DenimCapital$200.00$200.001/21/2010 4:38:48 PM
DenimCapital$200.00$200.001/21/2010 4:38:29 PM
JGuide$51.00$51.001/22/2010 4:59:43 PM
Kash2010lu$25.00$25.001/22/2010 7:53:09 PM
walkinonwater$25.00$25.001/23/2010 11:24:33 PM
realtormoises$25.00$25.001/25/2010 11:37:32 AM
Bobusa$25.00$25.001/25/2010 1:27:31 PM
vmh20035$50.00$50.001/25/2010 4:08:32 PM
NekHoldings$25.00$25.001/26/2010 5:51:58 AM
elvisloans$25.00$25.001/26/2010 7:44:57 AM
quest0$50.00$50.001/26/2010 9:07:39 AM
cunning-bill$25.00$25.001/26/2010 9:44:23 AM
stephen_c01$25.00$25.001/19/2010 11:54:06 AM
penny-surgeon$25.00$25.001/21/2010 4:38:44 PM
marwadi-62$50.00$50.001/23/2010 5:22:28 PM
Kqwik$25.00$25.001/23/2010 10:04:09 PM
five-star-note$50.00$50.001/24/2010 9:59:38 AM
rakey$25.00$25.001/24/2010 9:18:13 PM
leverage-monger$25.00$25.001/25/2010 8:54:05 AM
Sonihal$44.23$44.231/25/2010 11:13:39 AM
beachfunder$100.00$100.001/25/2010 9:38:34 PM
Capit0l$25.00$25.001/26/2010 7:59:33 AM
exchange-cowbell5$100.00$100.001/26/2010 9:05:21 AM
fireferd$50.00$50.001/26/2010 9:35:24 AM
26 bids
 
Borrower Payment Dependent Notes Series 443353
This series of Notes was issued and sold upon the funding of the borrower loan #40689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 8.50% Starting borrower rate/APR: 9.50% / 9.84% Starting monthly payment: $480.49
Final lender yield: 8.45% Final borrower rate/APR: 9.45% / 9.79% Final monthly payment: $480.14
 
Auction yield range: 3.06% - 8.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Mar-1991 Debt/Income ratio: 38%
Credit score: 820-839 (Jan-2010) Current / open credit lines: 14 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 46Length of status:9y 11m
Amount delinquent: $0 Revolving credit balance: $13,215 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 52%Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: EastTNVOL Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Path to being Debt Free
Purpose of loan:
To consolidate all debt with the exception of our car and home.
My financial situation:
Like many families we have, at times, not used our credit wisely. It is time to set an aggressive, fast, and clear path to clean the proverbial slate. I have a great career in the hospitality industry with great cash flow.??We have been following a family budget for several quarters now with great success.?My wife and I both?feel that we are ready to capitalize on a consolidation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why does Prosper list 4 delinquincies? - BankofBeth
A: one was a credit card that I paid off and theirwas like a balance of less than a dollar from accrued interest that was not communicated to me. The other three are medical bills that were disputed (Jan-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.001/20/2010 4:12:05 PM
kenji4861$25.00$25.001/20/2010 4:11:52 PM
loyalist1$25.00$25.001/20/2010 4:25:56 PM
credit-force5$25.00$25.001/20/2010 4:34:54 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:35 PM
Cai8899$75.00$75.001/20/2010 4:36:12 PM
red-favorable-basis$25.00$25.001/20/2010 4:36:18 PM
AFairDeal$25.00$25.001/20/2010 4:37:08 PM
bill-expert$25.00$25.001/20/2010 4:37:17 PM
inspired-contract9$50.00$50.001/20/2010 4:35:23 PM
kmr2$60.00$60.001/20/2010 4:37:29 PM
thedoctor$90.00$90.001/20/2010 4:37:43 PM
AF-Chief$35.00$35.001/20/2010 4:35:44 PM
dollar-birdie$30.00$30.001/20/2010 4:38:04 PM
GElender$50.00$50.001/20/2010 4:38:12 PM
aldenrains$25.00$25.001/20/2010 4:39:23 PM
commerce-web5$40.00$40.001/20/2010 4:37:52 PM
junctionking$25.00$25.001/20/2010 4:41:23 PM
wampum-optimization$50.00$50.001/20/2010 4:36:03 PM
schpere$30.00$30.001/20/2010 4:36:09 PM
commerce-voyager$25.00$25.001/20/2010 4:40:28 PM
bowdish1$100.00$100.001/20/2010 4:36:35 PM
shamrocker$25.00$25.001/20/2010 4:56:27 PM
kanakakm$50.00$50.001/20/2010 4:39:02 PM
alpinaut$25.00$25.001/20/2010 8:37:04 PM
responsibility-butterfly$25.00$25.001/21/2010 6:53:21 AM
auction-elvis$25.00$25.001/21/2010 2:02:34 PM
unk1911$25.00$25.001/21/2010 5:04:12 PM
Goodlender42$25.00$25.001/21/2010 5:00:56 PM
Havana21$50.00$50.001/21/2010 5:04:31 PM
auction-turbine4$25.00$25.001/21/2010 5:04:39 PM
tocchan$25.00$25.001/21/2010 5:16:26 PM
loan-master996$50.00$50.001/22/2010 8:32:34 AM
discrete-asset$25.00$25.001/22/2010 9:40:19 AM
Cheburashka$30.00$30.001/22/2010 1:25:21 PM
econgineer$25.00$25.001/22/2010 2:28:47 PM
elasermd$44.50$44.501/22/2010 4:33:26 PM
head$25.00$25.001/22/2010 7:37:04 PM
bayareainv$37.85$37.851/23/2010 12:55:32 PM
tallfund$50.00$50.001/23/2010 6:16:06 PM
MoneySiles$25.00$25.001/24/2010 4:42:17 AM
DonaldColorado$25.00$25.001/24/2010 7:58:15 AM
BrighterSuns$25.00$25.001/24/2010 8:34:29 AM
Phantom99$25.00$25.001/24/2010 11:12:47 AM
KiwiElf$30.00$30.001/24/2010 11:09:58 AM
gogmagog$100.00$100.001/24/2010 11:14:19 AM
greenwell$50.00$50.001/24/2010 11:12:24 AM
MrDavid$50.00$50.001/24/2010 11:14:11 AM
skillful-diversification2$25.00$25.001/24/2010 12:22:38 PM
18th_beachbum$25.00$25.001/24/2010 4:48:45 PM
elegant-income3$25.00$25.001/24/2010 4:48:52 PM
ericd523$25.00$25.001/24/2010 5:13:00 PM
grampy48$25.00$25.001/24/2010 6:47:32 PM
promiser200$25.00$25.001/25/2010 5:06:28 AM
forthright-dedication$25.00$25.001/25/2010 8:57:36 AM
tender-openness$100.00$100.001/25/2010 9:35:44 AM
rdrloan$25.00$25.001/25/2010 9:43:17 AM
rmachi$25.00$25.001/25/2010 10:54:10 AM
DadWarbucks$25.00$25.001/25/2010 11:42:01 AM
ClearLake$25.00$25.001/25/2010 12:00:08 PM
BankOfFrankFairness$43.68$43.681/25/2010 12:33:49 PM
Tradesmanlender$25.00$25.001/25/2010 1:10:50 PM
flwah$25.00$25.001/25/2010 1:10:16 PM
EricLender$25.00$25.001/25/2010 2:50:30 PM
Divot$25.00$25.001/25/2010 9:52:13 PM
think_globally_act_locally$25.00$25.001/26/2010 12:52:26 AM
RockCrown$25.00$25.001/26/2010 7:08:49 AM
LandE2BG$25.00$25.001/26/2010 7:22:19 AM
gciarami$25.00$25.001/26/2010 9:47:16 AM
credit-coach118$25.00$25.001/26/2010 11:12:21 AM
Kame$25.00$25.001/26/2010 11:32:25 AM
OLYVRC$25.00$25.001/26/2010 11:37:27 AM
unclejaef$25.00$25.001/26/2010 11:38:10 AM
js60l$25.00$25.001/26/2010 11:32:44 AM
divedude$25.00$25.001/26/2010 11:32:53 AM
TK4$25.00$25.001/26/2010 11:43:52 AM
Captain88$25.00$25.001/26/2010 11:39:13 AM
oreyedoc$25.00$25.001/26/2010 11:47:06 AM
BMP$25.00$25.001/26/2010 11:48:44 AM
SNH$50.00$50.001/26/2010 11:51:20 AM
lending-bear$75.00$75.001/26/2010 11:43:21 AM
mathprof$25.00$25.001/26/2010 11:43:29 AM
revmax$25.00$25.001/26/2010 11:54:03 AM
kanpur63$25.00$25.001/26/2010 11:46:54 AM
Gibbyland$100.00$100.001/26/2010 11:45:46 AM
Jassi$25.00$25.001/26/2010 11:55:15 AM
ChicoBob$50.00$50.001/26/2010 11:56:30 AM
kayakg$25.00$25.001/26/2010 11:56:50 AM
NATIVEBORN$50.00$50.001/26/2010 11:57:41 AM
gracej$25.00$25.001/26/2010 11:48:17 AM
chief_wo$25.00$25.001/26/2010 11:51:55 AM
leftcoast52$25.00$25.001/26/2010 11:59:06 AM
Searlzy$25.00$25.001/26/2010 11:53:42 AM
totoro$25.00$25.001/26/2010 11:52:12 AM
Veggie_Monkey$25.00$25.001/26/2010 11:54:50 AM
mjjjrj$25.00$25.001/26/2010 11:52:25 AM
Natronpee$25.00$25.001/26/2010 11:55:38 AM
credit-investor5$100.00$100.001/26/2010 11:54:43 AM
sas19$25.00$25.001/26/2010 11:54:58 AM
HamletTower$25.00$25.001/26/2010 12:12:59 PM
outtahoth2o$100.00$100.001/26/2010 11:56:54 AM
turbine5$40.00$40.001/26/2010 11:57:30 AM
outwish$25.00$25.001/26/2010 11:56:14 AM
TriSail$25.00$25.001/26/2010 11:56:17 AM
slartibardfast$25.00$25.001/26/2010 11:57:13 AM
lostontheedge$25.00$25.001/26/2010 11:58:04 AM
Rob717171$25.00$25.001/26/2010 12:09:44 PM
jwood3030$25.00$25.001/26/2010 1:05:01 PM
monstersdad$50.00$50.001/26/2010 12:13:48 PM
blukestrel$25.00$25.001/26/2010 12:11:50 PM
Hexnut$31.90$31.901/26/2010 2:06:39 PM
cub510$25.00$25.001/26/2010 12:12:48 PM
haryassman$25.00$25.001/26/2010 3:01:53 PM
fostaman$25.00$25.001/26/2010 12:16:41 PM
secretidentity$25.00$25.001/26/2010 12:51:22 PM
YellowJacket$25.00$25.001/26/2010 12:53:13 PM
Namrok$25.00$25.001/26/2010 1:05:13 PM
dj624$118.00$118.001/26/2010 1:38:15 PM
Woodworker57$25.00$25.001/26/2010 2:58:31 PM
DosPassos$25.00$25.001/26/2010 4:11:05 PM
jtu55$50.00$50.001/26/2010 4:56:52 PM
hayhelp$25.00$25.001/26/2010 5:40:46 PM
superchicken$25.00$25.001/26/2010 5:43:34 PM
sanjl79$25.00$25.001/26/2010 5:43:39 PM
onegoodlender$25.00$25.001/26/2010 5:43:43 PM
mal12561$50.00$50.001/26/2010 5:43:50 PM
AgTiPinisher$25.00$25.001/26/2010 5:44:10 PM
bikingbtb$25.00$25.001/26/2010 5:44:14 PM
auction-rocket$25.00$25.001/26/2010 5:44:25 PM
MikeB918$25.00$25.001/26/2010 5:44:29 PM
cyberperception$25.00$25.001/26/2010 5:44:38 PM
johnsails$48.71$48.711/26/2010 5:44:43 PM
lucky6$25.00$25.001/26/2010 5:44:54 PM
rogo$25.00$25.001/26/2010 5:45:02 PM
mscomeaux$25.00$25.001/26/2010 5:45:13 PM
Eagledrop$25.00$25.001/26/2010 5:45:21 PM
thryn$25.00$25.001/26/2010 5:45:31 PM
palpbert$25.00$25.001/26/2010 5:45:40 PM
Futurero$25.00$25.001/26/2010 5:45:45 PM
ejdirin$25.00$25.001/26/2010 5:45:49 PM
Lise46$50.00$50.001/26/2010 5:46:03 PM
dashawn$25.00$25.001/26/2010 5:46:06 PM
Supp0rter$50.00$50.001/26/2010 5:46:08 PM
reinforced-reward$25.00$25.001/26/2010 5:46:15 PM
codyrun$25.00$25.001/26/2010 5:46:22 PM
wrchism$50.00$50.001/26/2010 5:46:28 PM
kalex752$30.03$30.031/26/2010 5:46:30 PM
onlyinchicago$25.00$25.001/26/2010 5:46:46 PM
assetmanager$25.00$25.001/26/2010 5:46:53 PM
UKloanfella$50.00$50.001/26/2010 5:47:01 PM
Zachilles$27.00$27.001/26/2010 5:33:01 PM
LTR$25.00$25.001/26/2010 5:39:58 PM
rulender$50.00$50.001/26/2010 5:14:24 PM
StWaldo$25.00$25.001/26/2010 5:41:35 PM
RB_Double-A_Bravo$25.00$25.001/26/2010 5:43:23 PM
slowpig$50.00$50.001/26/2010 5:43:32 PM
Dyrn$25.00$25.001/26/2010 5:43:40 PM
deepventures$25.00$25.001/26/2010 5:43:46 PM
sensational-kindness$25.00$25.001/26/2010 5:43:55 PM
HibbyD$34.67$34.671/26/2010 5:44:05 PM
internetpreneur$25.00$25.001/26/2010 5:44:12 PM
cny_loans$25.00$25.001/26/2010 5:44:19 PM
keyfig$35.00$35.001/26/2010 5:44:27 PM
pulmdoc$25.00$25.001/26/2010 5:44:33 PM
sh71$25.00$25.001/26/2010 5:44:39 PM
inventive-wealth2$25.00$25.001/26/2010 5:19:20 PM
dollars4debts$25.00$25.001/26/2010 5:44:50 PM
pinnacle10$25.00$25.001/26/2010 5:44:53 PM
Nco$25.00$25.001/26/2010 5:45:06 PM
ebusinessagent$25.00$25.001/26/2010 5:45:14 PM
derfen$25.00$25.001/26/2010 5:38:51 PM
investment-builder0$49.82$49.821/26/2010 5:45:20 PM
kanewna$48.68$48.681/26/2010 5:40:03 PM
virtualbank$25.00$25.001/26/2010 5:45:35 PM
jeffc92$45.38$45.381/26/2010 5:45:41 PM
smartie1$25.00$25.001/26/2010 5:40:44 PM
randomguy100$25.00$25.001/26/2010 5:45:51 PM
nofreelunch$25.00$25.001/26/2010 5:45:53 PM
rokdim$38.69$38.691/26/2010 5:45:59 PM
inventive-exchange$25.00$25.001/26/2010 5:46:20 PM
PaulW$25.00$25.001/26/2010 5:41:37 PM
BlindSquirrel$25.00$25.001/26/2010 5:46:26 PM
slojudy$25.00$25.001/26/2010 5:41:40 PM
anakinsolo$25.00$25.001/26/2010 5:46:47 PM
GatorBait$50.00$50.001/26/2010 5:47:06 PM
Landselott$25.00$25.001/26/2010 5:43:28 PM
pay-it-forward1010$25.00$25.001/26/2010 5:43:41 PM
j2ee$25.00$25.001/26/2010 5:43:49 PM
lowestghost$25.00$25.001/26/2010 5:44:02 PM
mlender$25.00$25.001/26/2010 5:44:09 PM
MoJoRisin15$25.00$25.001/26/2010 5:44:14 PM
Ellisdee$50.00$50.001/26/2010 5:44:17 PM
GCCPartners$25.00$25.001/26/2010 5:44:21 PM
frankdelraza$25.00$25.001/26/2010 5:44:35 PM
oneirish$25.00$25.001/26/2010 5:44:44 PM
JonnyCash$25.00$25.001/26/2010 5:44:46 PM
christifa$25.00$25.001/26/2010 5:44:51 PM
BenBernanke$25.00$25.001/26/2010 5:44:59 PM
raxbab$45.49$45.491/26/2010 5:45:07 PM
giannyny$25.00$25.001/26/2010 5:45:09 PM
trade-watcher$25.00$25.001/26/2010 5:45:19 PM
bobby4u3$25.00$25.001/26/2010 5:45:25 PM
BritDad$25.00$25.001/26/2010 5:45:36 PM
token34$25.00$25.001/26/2010 5:45:42 PM
tatsuo20001$25.00$25.001/26/2010 5:45:47 PM
rlndln$25.00$25.001/26/2010 5:45:55 PM
All_Wins$25.00$25.001/26/2010 5:45:58 PM
pooksat$25.00$25.001/26/2010 5:46:02 PM
sabre79$25.00$25.001/26/2010 5:46:16 PM
pseudokris$25.00$25.001/26/2010 5:46:34 PM
KBank$25.00$25.001/26/2010 5:46:42 PM
dt2812$30.00$30.001/26/2010 5:46:52 PM
help_each_other$25.00$25.001/26/2010 5:47:04 PM
Avala$25.00$25.001/26/2010 5:47:08 PM
exchange-cub$50.00$50.001/26/2010 9:31:50 PM
socal100$40.00$40.001/27/2010 12:25:19 AM
crw1950$50.00$50.001/26/2010 8:35:14 PM
greenback-floret$50.00$50.001/27/2010 12:16:47 AM
sparkling-income$50.00$50.001/27/2010 1:06:21 AM
wwwUniversal$25.00$25.001/27/2010 7:11:12 AM
soular21804$25.00$25.001/27/2010 2:23:21 AM
AlBRich$25.00$25.001/27/2010 10:03:13 AM
Dskillz$25.00$25.001/27/2010 7:44:28 AM
taijidaoist$25.00$25.001/27/2010 7:48:45 AM
PatriotKnight$50.00$50.001/27/2010 9:36:21 AM
marshallmanhattan$25.00$25.001/27/2010 11:03:57 AM
interest-friendship$75.00$75.001/27/2010 11:06:05 AM
PerryTech$25.00$25.001/27/2010 11:15:06 AM
cholopee$25.00$25.001/27/2010 11:16:58 AM
runbix7$25.00$25.001/27/2010 9:39:37 AM
glowman76$25.00$25.001/27/2010 12:39:24 PM
aloantime07$25.00$25.001/27/2010 2:39:49 PM
twerns$39.55$39.551/27/2010 1:39:35 PM
ChristopherHS$25.00$25.001/20/2010 4:12:26 PM
egw$25.00$25.001/20/2010 4:25:49 PM
personal-lender$25.00$25.001/20/2010 4:34:42 PM
leodaguy$25.00$25.001/20/2010 4:35:30 PM
mikeandcat$100.00$100.001/20/2010 4:35:37 PM
toblerone$50.00$50.001/20/2010 4:35:58 PM
lloyd_s$25.00$25.001/20/2010 4:34:39 PM
exciting-responsibility3$25.00$25.001/20/2010 4:35:01 PM
heroic-platinum$25.00$25.001/20/2010 4:37:04 PM
market-builder$25.00$25.001/20/2010 4:36:25 PM
durability-halibut$25.00$25.001/20/2010 4:36:58 PM
laredotornado$25.00$25.001/20/2010 4:37:35 PM
friendly-market5$25.00$25.001/20/2010 4:34:25 PM
meenan$25.00$25.001/20/2010 4:34:31 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:09 PM
majestic-dedication$50.00$50.001/20/2010 4:34:35 PM
kulender$30.00$30.001/20/2010 4:35:05 PM
balance6$25.00$25.001/20/2010 4:38:44 PM
bchen78875$50.00$50.001/20/2010 4:35:11 PM
wiselady$25.00$25.001/20/2010 4:39:16 PM
buukyak$25.00$25.001/20/2010 4:35:47 PM
delicious-social132$25.00$25.001/20/2010 4:36:30 PM
dealarella$25.00$25.001/20/2010 4:36:37 PM
financial-frenzy$25.00$25.001/20/2010 4:40:41 PM
AmericanCredit$25.00$25.001/20/2010 4:37:25 PM
peerlender$30.00$30.001/20/2010 4:37:40 PM
determined-contract$30.00$30.001/20/2010 4:37:59 PM
rolandweary$30.00$30.001/20/2010 4:38:10 PM
honorable-yield$75.00$75.001/20/2010 4:38:33 PM
djs81$25.00$25.001/20/2010 5:45:50 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:10 PM
orange-finance-banker$50.00$50.001/20/2010 6:10:18 PM
highcountry1$25.00$25.001/20/2010 7:22:08 PM
first-fund-empenada$25.00$25.001/20/2010 11:26:56 PM
sensible-community1$100.00$100.001/21/2010 5:20:17 AM
supreme-hope$25.00$25.001/21/2010 11:10:46 AM
samo102us$25.00$25.001/21/2010 12:58:57 PM
the-bright-velocity$25.00$25.001/21/2010 1:33:31 PM
desertoasis$25.00$25.001/21/2010 2:12:07 PM
friendly-worth3$25.00$25.001/22/2010 9:57:00 AM
loucr2003$25.00$25.001/22/2010 11:10:27 AM
DukSerduk$25.00$25.001/22/2010 3:41:41 PM
Fortuno_per_commodo$50.00$50.001/22/2010 5:53:31 PM
dinero-rumbler$25.00$25.001/22/2010 6:59:21 PM
REVSTJ999$25.00$25.001/23/2010 9:38:07 AM
microlendblvr$100.00$100.001/23/2010 11:03:42 AM
buckyhead2000$25.00$25.001/24/2010 11:09:47 AM
nuclearmoose$25.00$25.001/24/2010 11:13:55 AM
financelover$50.00$50.001/24/2010 11:13:16 AM
bds9646$26.00$26.001/24/2010 4:48:36 PM
all_of_that_one$25.00$25.001/24/2010 6:29:37 PM
aasx1108$25.00$25.001/24/2010 5:32:43 PM
rjblack$32.62$32.621/25/2010 8:49:34 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:36 AM
codemonkey7$25.00$25.001/25/2010 9:35:14 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:32 AM
Sixmil$25.00$25.001/25/2010 9:43:59 AM
Railbird$25.00$25.001/25/2010 9:43:27 AM
dsgfl1$25.00$25.001/25/2010 10:14:43 AM
-J$25.00$25.001/25/2010 10:14:59 AM
skuba$25.00$25.001/25/2010 10:36:45 AM
julijask$35.00$35.001/25/2010 11:41:15 AM
don8ter$36.32$36.321/25/2010 1:25:52 PM
kmwvma$25.00$25.001/25/2010 12:49:09 PM
bigdogsafety1$25.00$25.001/25/2010 2:39:10 PM
speyer$25.00$25.001/26/2010 1:38:59 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:28 AM
dansarkis$25.00$25.001/26/2010 11:31:18 AM
tolstoy00$25.00$25.001/26/2010 11:44:04 AM
derek-from-berkeley$25.00$25.001/26/2010 11:40:24 AM
rose88$25.00$25.001/26/2010 11:38:17 AM
mizount$25.00$25.001/26/2010 11:40:38 AM
impartial-deal$25.00$25.001/26/2010 11:40:54 AM
generous-at-heart$25.00$25.001/26/2010 11:50:25 AM
djh47a$25.00$25.001/26/2010 11:44:36 AM
larrybird$100.00$100.001/26/2010 11:43:17 AM
BiggestG$25.00$25.001/26/2010 11:43:47 AM
jpmusic$25.00$25.001/26/2010 11:53:53 AM
JJS180$25.00$25.001/26/2010 11:47:52 AM
zrohmm$25.00$25.001/26/2010 11:46:39 AM
goofy15975$25.00$25.001/26/2010 11:57:47 AM
degster$25.00$25.001/26/2010 11:57:50 AM
compassion-paladin042$25.00$25.001/26/2010 11:59:09 AM
neodarwin79$75.00$75.001/26/2010 11:52:56 AM
mmqc$25.00$25.001/26/2010 11:51:13 AM
BoutYeBank$50.00$50.001/26/2010 12:09:50 PM
morpholog$25.00$25.001/26/2010 11:52:19 AM
BigCityLending$25.00$25.001/26/2010 11:55:44 AM
zeelender$25.00$25.001/26/2010 11:54:07 AM
sajitk$25.00$25.001/26/2010 12:14:20 PM
seattleslug$30.00$30.001/26/2010 11:58:19 AM
FASTIZIO_P$33.33$33.331/26/2010 11:58:53 AM
acropiloterau2002$25.00$25.001/26/2010 12:10:51 PM
bugleusmc$30.00$30.001/26/2010 12:12:41 PM
jjswanso$25.00$25.001/26/2010 12:13:49 PM
TheColoradoDon$25.00$25.001/26/2010 12:15:45 PM
mnmcarve$25.00$25.001/26/2010 12:16:13 PM
Orringo$75.00$75.001/26/2010 12:13:39 PM
ultimatepaintball$25.00$25.001/26/2010 12:51:41 PM
QuinMccoy$25.00$25.001/26/2010 12:51:47 PM
bazaar-tulip$25.00$25.001/26/2010 1:19:51 PM
lenderlee$30.00$30.001/26/2010 2:18:45 PM
dharma1$25.00$25.001/26/2010 3:32:05 PM
Sykes66$25.00$25.001/26/2010 5:40:45 PM
Sigonio$25.00$25.001/26/2010 5:43:30 PM
MattLic$25.00$25.001/26/2010 5:43:35 PM
tomxnsn$25.00$25.001/26/2010 5:43:42 PM
jbadawg1017$25.00$25.001/26/2010 5:43:45 PM
RLC$50.00$50.001/26/2010 5:43:50 PM
japper2353$25.00$25.001/26/2010 5:44:11 PM
bradwill$50.00$50.001/26/2010 5:44:18 PM
busylender35$25.00$25.001/26/2010 5:44:36 PM
airon7$25.00$25.001/26/2010 5:44:42 PM
OldestBrother$50.00$50.001/26/2010 5:44:49 PM
think-become$25.00$25.001/26/2010 5:44:57 PM
szetowski$25.00$25.001/26/2010 5:45:10 PM
johngaltline$25.00$25.001/26/2010 5:45:16 PM
sail120$25.00$25.001/26/2010 5:45:28 PM
pi31415$25.00$25.001/26/2010 5:45:37 PM
pawsitive$25.00$25.001/26/2010 5:45:43 PM
ILfarmboy$70.56$70.561/26/2010 5:45:48 PM
mwl$25.00$25.001/26/2010 5:46:04 PM
BrianRK$26.00$26.001/26/2010 5:46:07 PM
nuts$51.06$51.061/26/2010 5:46:11 PM
treasure-generator$25.00$25.001/26/2010 5:46:19 PM
Zoomie$25.00$25.001/26/2010 5:46:23 PM
Downs108$30.00$30.001/26/2010 5:46:29 PM
LKN2RTR$25.00$25.001/26/2010 5:46:35 PM
jscope$25.00$25.001/26/2010 5:46:50 PM
nn001$25.00$25.001/26/2010 5:46:54 PM
durable-trade$25.00$25.001/26/2010 5:40:00 PM
SimonHova$28.78$28.781/26/2010 5:40:11 PM
nhm$25.00$25.001/26/2010 5:41:11 PM
GenerousGentleMan$50.00$50.001/26/2010 5:43:21 PM
AndersenWatcher$25.00$25.001/26/2010 5:43:26 PM
Tasmir$25.00$25.001/26/2010 5:43:37 PM
Aethelwolf$25.00$25.001/26/2010 5:43:41 PM
flaloans$44.66$44.661/26/2010 5:43:51 PM
moneyman06$25.00$25.001/26/2010 5:43:59 PM
perlindc$79.62$79.621/26/2010 5:44:08 PM
donloah$25.00$25.001/26/2010 5:44:15 PM
skywalkerR5$25.00$25.001/26/2010 5:44:23 PM
peace-cadence$25.00$25.001/26/2010 5:44:30 PM
LordKinbote$25.00$25.001/26/2010 5:44:34 PM
reefer$50.00$50.001/26/2010 5:44:43 PM
Fryilluh$25.00$25.001/26/2010 5:44:52 PM
TikPmp1$25.00$25.001/26/2010 5:45:03 PM
buckeye55$25.00$25.001/26/2010 5:45:11 PM
kaykarun$50.00$50.001/26/2010 5:45:17 PM
new-reward-sequoia$25.00$25.001/26/2010 5:45:20 PM
ethicalhumanist$25.00$25.001/26/2010 5:45:26 PM
DMark69$25.00$25.001/26/2010 5:40:02 PM
JoeMB$25.00$25.001/26/2010 5:45:32 PM
Viamin$25.00$25.001/26/2010 5:45:38 PM
BaltimoreLender$25.00$25.001/26/2010 5:45:46 PM
csarradio$25.00$25.001/26/2010 5:45:52 PM
nv$25.00$25.001/26/2010 5:46:15 PM
jamschmidt$25.00$25.001/26/2010 5:46:24 PM
sainswor99$25.00$25.001/26/2010 5:46:31 PM
mjm77_1$25.00$25.001/26/2010 5:41:43 PM
theemhdoctor$25.00$25.001/26/2010 5:46:43 PM
wealth-mogul534$25.00$25.001/26/2010 5:46:51 PM
DeathScythe676$25.00$25.001/26/2010 5:47:05 PM
RusRobo$25.00$2.601/26/2010 5:47:09 PM
bankofkarl$25.00$25.001/26/2010 5:43:18 PM
someone0001$25.00$25.001/26/2010 5:43:38 PM
DrDavid63$25.00$25.001/26/2010 5:43:47 PM
atlviet$25.00$25.001/26/2010 5:44:06 PM
Zoramite$25.00$25.001/26/2010 5:44:13 PM
chilichese$25.00$25.001/26/2010 5:44:16 PM
Geedub$42.84$42.841/26/2010 5:44:20 PM
hattric73$25.00$25.001/26/2010 5:44:32 PM
Iowa65$35.00$35.001/26/2010 5:44:40 PM
newfoundation$25.00$25.001/26/2010 5:44:45 PM
fairwealth$25.00$25.001/26/2010 5:44:48 PM
budyzr$25.00$25.001/26/2010 5:45:01 PM
Shockem923$25.00$25.001/26/2010 5:45:08 PM
Schuld66$25.00$25.001/26/2010 5:45:12 PM
hyperchamp$25.00$25.001/26/2010 5:45:23 PM
asset-caballero$25.00$25.001/26/2010 5:45:29 PM
thesupplier$25.00$25.001/26/2010 5:45:39 PM
Trigirl23$25.00$25.001/26/2010 5:45:44 PM
NJNY$25.00$25.001/26/2010 5:45:56 PM
Seadrag367$25.00$25.001/26/2010 5:46:01 PM
star7705$25.00$25.001/26/2010 5:46:03 PM
northwesttlr$25.00$25.001/26/2010 5:46:20 PM
ArmstrongVentures$25.00$25.001/26/2010 5:46:33 PM
mikeleib$25.00$25.001/26/2010 5:46:37 PM
jrwoodie$25.00$25.001/26/2010 5:46:39 PM
trucklawyer$25.00$25.001/26/2010 5:46:40 PM
Aleut$25.00$25.001/26/2010 5:46:45 PM
cawdrw2002$25.00$25.001/26/2010 5:46:49 PM
spname$25.00$25.001/26/2010 5:47:00 PM
mykkai$25.00$25.001/26/2010 5:47:07 PM
deal-promiser$25.00$25.001/26/2010 6:08:19 PM
Moby$43.75$43.751/26/2010 5:47:51 PM
Patrician$50.03$50.031/26/2010 5:50:11 PM
divergregg$25.00$25.001/26/2010 7:00:02 PM
selo80$25.00$25.001/26/2010 8:15:41 PM
MrSolution$50.00$50.001/26/2010 6:54:15 PM
jakespirit$25.00$25.001/27/2010 12:28:56 AM
JM-Sarawak$50.00$50.001/27/2010 5:49:02 AM
ksubd$50.00$50.001/26/2010 9:44:47 PM
market-atlantis$50.00$50.001/27/2010 7:36:50 AM
loanshark207$25.00$25.001/27/2010 6:42:47 AM
The-CAPS-fan$34.00$34.001/27/2010 9:53:03 AM
Auditman$50.00$50.001/27/2010 9:25:43 AM
scientists$25.00$25.001/27/2010 10:45:34 AM
bondo41$25.00$25.001/27/2010 6:18:17 AM
steady-peace8$150.00$150.001/27/2010 11:13:07 AM
Rivermaverick$25.00$25.001/27/2010 6:59:09 AM
the-dollar-handshake$25.00$25.001/27/2010 8:40:51 AM
Traveler30$50.00$50.001/27/2010 12:39:53 PM
interstellar$37.79$37.791/27/2010 11:24:34 AM
PeterPsych$500.00$500.001/27/2010 1:27:01 PM
Packers18$50.00$50.001/27/2010 12:05:51 PM
listing-exchanger596$45.69$45.691/27/2010 2:35:28 PM
crazyinjun$30.40$30.401/27/2010 2:04:11 PM
451 bids
 
Borrower Payment Dependent Notes Series 443377
This series of Notes was issued and sold upon the funding of the borrower loan #40665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $378.81
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $378.53
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Jun-2000 Debt/Income ratio: 27%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $1,549 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 6%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: burgeoning-loot Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need funding for Wedding expenses
Purpose of loan:
This loan will be used to pay for Wedding and honeymoon expenses.

My financial situation:
I am a good candidate for this loan because I am a hard working?homeowner with a low debt to income ratio and equity in my home.? I've never missed a mortgage payment and have no credit card debt.? I always pay my bills on time and live below my means.? Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.001/20/2010 4:11:51 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:35 PM
schpere$30.00$30.001/20/2010 4:36:09 PM
delicious-social132$25.00$25.001/20/2010 4:36:29 PM
AFairDeal$25.00$25.001/20/2010 4:37:08 PM
bchen78875$50.00$50.001/20/2010 4:35:12 PM
dollar-birdie$30.00$30.001/20/2010 4:38:03 PM
red-favorable-basis$25.00$25.001/20/2010 4:36:19 PM
rolandweary$30.00$30.001/20/2010 4:38:10 PM
peerlender$30.00$30.001/20/2010 4:37:40 PM
lloyd_s$25.00$25.001/20/2010 4:34:39 PM
personal-lender$25.00$25.001/20/2010 4:34:43 PM
exciting-responsibility3$25.00$25.001/20/2010 4:35:01 PM
wampum-optimization$50.00$50.001/20/2010 4:36:03 PM
Cai8899$75.00$75.001/20/2010 4:36:12 PM
market-builder$25.00$25.001/20/2010 4:36:25 PM
commerce-voyager$25.00$25.001/20/2010 4:40:28 PM
durability-halibut$25.00$25.001/20/2010 4:36:58 PM
industrious-dedication$25.00$25.001/20/2010 4:37:13 PM
junctionking$25.00$25.001/20/2010 4:41:23 PM
GElender$50.00$50.001/20/2010 4:38:13 PM
balance6$25.00$25.001/20/2010 4:38:43 PM
highcountry1$25.00$25.001/20/2010 7:22:09 PM
alpinaut$25.00$25.001/20/2010 8:37:03 PM
responsibility-butterfly$25.00$25.001/21/2010 6:53:20 AM
auction-elvis$25.00$25.001/21/2010 2:02:34 PM
unk1911$25.00$25.001/21/2010 3:22:50 PM
Havana21$50.00$50.001/21/2010 5:04:30 PM
loan-master996$50.00$50.001/22/2010 8:32:33 AM
friendly-worth3$25.00$25.001/22/2010 9:56:59 AM
18th_beachbum$25.00$25.001/22/2010 11:10:34 AM
DukSerduk$25.00$25.001/22/2010 5:36:35 PM
dontscrewmeover1$25.00$25.001/22/2010 7:49:08 PM
bds9646$26.00$26.001/23/2010 3:27:20 AM
REVSTJ999$25.00$25.001/23/2010 9:38:06 AM
DonaldColorado$25.00$25.001/24/2010 7:58:15 AM
elasermd$50.00$50.001/24/2010 11:11:54 AM
elegant-income3$25.00$25.001/24/2010 11:14:34 AM
the-bright-velocity$25.00$25.001/24/2010 4:48:32 PM
promiser200$25.00$25.001/24/2010 4:48:55 PM
gogmagog$34.19$34.191/24/2010 6:58:15 PM
MrDavid$27.57$27.571/25/2010 1:27:56 AM
forthright-dedication$25.00$25.001/25/2010 8:57:35 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:31 AM
Railbird$25.00$25.001/25/2010 9:43:28 AM
greenwell$25.92$25.921/25/2010 10:36:04 AM
nuclearmoose$25.00$25.001/25/2010 10:36:09 AM
dsgfl1$25.00$25.001/25/2010 10:14:43 AM
skuba$25.00$25.001/25/2010 10:36:44 AM
rjblack$25.00$25.001/25/2010 11:16:31 AM
KiwiElf$30.00$30.001/25/2010 11:16:07 AM
DadWarbucks$25.00$25.001/25/2010 12:34:15 PM
bigdogsafety1$25.00$25.001/25/2010 2:39:09 PM
EricLender$25.00$25.001/25/2010 2:50:30 PM
cub510$25.00$25.001/26/2010 1:00:47 AM
RockCrown$25.00$25.001/26/2010 7:08:48 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:26 AM
divedude$25.00$25.001/26/2010 11:32:54 AM
js60l$25.00$25.001/26/2010 11:32:45 AM
rose88$25.00$25.001/26/2010 11:38:18 AM
mathprof$25.00$25.001/26/2010 11:43:30 AM
djh47a$25.00$25.001/26/2010 11:44:38 AM
OLYVRC$25.00$25.001/26/2010 11:37:27 AM
Gibbyland$100.00$100.001/26/2010 11:45:47 AM
Sixmil$25.00$25.001/26/2010 11:50:39 AM
zeelender$25.00$25.001/26/2010 11:54:08 AM
Jassi$25.00$25.001/26/2010 11:55:16 AM
ClearLake$25.00$25.001/26/2010 11:55:21 AM
gracej$25.00$25.001/26/2010 11:48:18 AM
slartibardfast$25.00$25.001/26/2010 11:57:14 AM
NATIVEBORN$50.00$50.001/26/2010 11:57:42 AM
don8ter$60.00$60.001/26/2010 11:57:52 AM
lostontheedge$25.00$25.001/26/2010 11:58:05 AM
credit-coach118$40.00$40.001/26/2010 11:54:21 AM
Rob717171$25.00$25.001/26/2010 12:09:46 PM
BankOfFrankFairness$50.00$50.001/26/2010 11:55:58 AM
TriSail$25.00$25.001/26/2010 11:56:18 AM
turbine5$40.00$40.001/26/2010 11:57:30 AM
ChicoBob$50.00$50.001/26/2010 11:56:30 AM
kayakg$25.00$25.001/26/2010 11:56:51 AM
outtahoth2o$100.00$100.001/26/2010 11:56:54 AM
leftcoast52$25.00$25.001/26/2010 11:59:06 AM
goofy15975$25.00$25.001/26/2010 11:57:47 AM
compassion-paladin042$25.00$25.001/26/2010 11:59:10 AM
tolstoy00$25.00$25.001/26/2010 1:05:16 PM
BoutYeBank$50.00$50.001/26/2010 12:09:50 PM
blukestrel$25.00$25.001/26/2010 12:11:51 PM
jjswanso$25.00$25.001/26/2010 12:13:50 PM
cti11$25.00$25.001/26/2010 3:13:02 PM
TheColoradoDon$25.00$25.001/26/2010 12:15:46 PM
oreyedoc$25.00$25.001/26/2010 5:14:16 PM
bankofkarl$25.00$25.001/26/2010 5:43:19 PM
Avala$25.00$25.001/26/2010 5:47:09 PM
Patter256$25.00$25.001/26/2010 5:47:25 PM
Artist_Blue$25.00$25.001/26/2010 5:47:28 PM
bmcg$25.00$25.001/26/2010 5:47:34 PM
stensonb$25.00$25.001/26/2010 5:47:48 PM
philipandc$25.00$25.001/26/2010 5:48:33 PM
spsavage$25.00$25.001/26/2010 5:48:36 PM
unclejaef$25.00$25.001/26/2010 5:49:30 PM
Banker7371$25.00$25.001/26/2010 5:50:23 PM
lending-bear$75.00$75.001/26/2010 5:50:49 PM
hayhelp$25.00$25.001/26/2010 5:40:46 PM
BiggestG$25.00$25.001/26/2010 5:51:01 PM
zrohmm$25.00$25.001/26/2010 5:51:06 PM
slojudy$25.00$25.001/26/2010 5:41:41 PM
Dave0$25.00$25.001/26/2010 5:51:11 PM
Hoov$25.00$25.001/26/2010 5:51:28 PM
Lendomatic$25.00$25.001/26/2010 5:51:47 PM
mjjjrj$25.00$25.001/26/2010 5:51:51 PM
TheBestDad$25.00$25.001/26/2010 5:51:55 PM
fdsguy$50.00$50.001/26/2010 5:52:30 PM
StWaldo$25.00$25.001/26/2010 5:41:35 PM
jblack01$25.00$25.001/26/2010 5:54:17 PM
ets2011$25.00$25.001/26/2010 5:55:04 PM
interest-exec9$25.00$25.001/26/2010 5:55:15 PM
gsd$25.00$25.001/26/2010 5:48:58 PM
nicklds$25.00$25.001/26/2010 5:49:04 PM
mid$25.00$25.001/26/2010 5:49:16 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:37 PM
stikman$25.00$25.001/26/2010 5:51:04 PM
gdbanks$25.00$25.001/26/2010 5:51:41 PM
revmax$25.00$25.001/26/2010 5:51:59 PM
Veggie_Monkey$25.00$25.001/26/2010 5:52:06 PM
keydet99$25.00$25.001/26/2010 5:52:20 PM
RusRobo$25.00$25.001/26/2010 5:47:10 PM
WillingToHelpOut$25.00$25.001/26/2010 5:52:43 PM
monstersdad$50.00$50.001/26/2010 5:53:45 PM
latestone$25.00$25.001/26/2010 5:48:48 PM
pbandjb$25.00$25.001/26/2010 5:53:56 PM
gotyourgear$25.00$25.001/26/2010 5:54:11 PM
woodenshoes$25.00$25.001/26/2010 5:49:15 PM
Breken6$25.00$25.001/26/2010 5:54:15 PM
secretidentity$25.00$25.001/26/2010 5:54:26 PM
johannesfactotum$25.00$25.001/26/2010 5:49:36 PM
kegs$100.00$100.001/26/2010 5:50:38 PM
Woodworker57$25.00$25.001/26/2010 5:55:21 PM
fsa3$25.00$25.001/26/2010 5:50:44 PM
HappyHelpingLender$25.00$25.001/26/2010 5:50:57 PM
BlindProphet$25.00$25.001/26/2010 5:51:03 PM
cyonamine$25.00$25.001/26/2010 5:51:10 PM
stolan$25.00$25.001/26/2010 5:51:32 PM
flexiboy35$25.00$25.001/26/2010 5:51:46 PM
Natronpee$25.00$25.001/26/2010 5:52:12 PM
_kyle$25.00$25.001/26/2010 5:52:22 PM
albatross897$25.00$25.001/26/2010 5:52:47 PM
sajitk$25.00$25.001/26/2010 5:53:46 PM
champ079$50.00$50.001/26/2010 6:05:39 PM
Avid_Skier$25.00$25.001/26/2010 5:54:31 PM
Warbler$25.00$25.001/26/2010 5:54:39 PM
greenback-octave$25.00$25.001/26/2010 6:33:12 PM
rulender$50.00$50.001/26/2010 5:59:20 PM
fwaguy$25.00$25.001/26/2010 9:46:22 PM
i3urtonair$25.00$25.001/27/2010 12:44:34 AM
Thecozychick$25.00$25.001/27/2010 1:18:01 AM
MasterJin$25.00$25.001/27/2010 6:56:00 AM
Apeman00$25.00$25.001/27/2010 7:21:20 AM
vfernandez1973$25.00$25.001/27/2010 9:56:21 AM
skistud66$25.00$25.001/27/2010 12:26:00 AM
andycheb$34.64$34.641/27/2010 8:04:13 AM
shawndw$35.00$35.001/27/2010 6:05:47 AM
Viamin$25.00$25.001/27/2010 10:41:30 AM
celkram$25.00$25.001/27/2010 9:56:15 AM
pubnat$25.00$25.001/27/2010 9:56:19 AM
L-vex$25.00$25.001/27/2010 11:10:56 AM
Gallardo007$25.00$25.001/27/2010 11:24:46 AM
cholopee$50.00$50.001/27/2010 11:27:35 AM
diverse2$30.00$30.001/27/2010 10:24:33 AM
phoko$25.00$25.001/27/2010 11:03:05 AM
DeathScythe676$25.00$25.001/27/2010 12:21:40 PM
Maccs55$25.00$25.001/27/2010 11:07:14 AM
lendinstuff$25.00$25.001/27/2010 11:24:47 AM
SourDoughSteve$25.00$25.001/27/2010 11:40:21 AM
majormoves1$25.00$25.001/27/2010 11:47:45 AM
secret-santa$25.00$25.001/27/2010 11:24:51 AM
social-conductor4$25.00$25.001/27/2010 11:25:58 AM
value-pouch$100.00$100.001/27/2010 1:56:55 PM
synergy4all$25.00$25.001/27/2010 12:21:43 PM
wwwUniversal$25.00$25.001/27/2010 3:57:01 PM
stockpicker_jboy$25.00$25.001/27/2010 12:42:37 PM
orbital-gain$50.00$50.001/27/2010 2:48:48 PM
lean-velocity$25.00$25.001/20/2010 4:12:04 PM
selector568$300.00$300.001/20/2010 4:14:16 PM
friendly-market5$25.00$25.001/20/2010 4:34:25 PM
meenan$25.00$25.001/20/2010 4:34:30 PM
majestic-dedication$50.00$50.001/20/2010 4:34:35 PM
kulender$30.00$30.001/20/2010 4:35:04 PM
inspired-contract9$50.00$50.001/20/2010 4:35:23 PM
credit-force5$25.00$25.001/20/2010 4:34:53 PM
AmericanCredit$25.00$25.001/20/2010 4:37:25 PM
leodaguy$25.00$25.001/20/2010 4:35:30 PM
toblerone$50.00$50.001/20/2010 4:35:58 PM
determined-contract$30.00$30.001/20/2010 4:37:58 PM
bowdish1$100.00$100.001/20/2010 4:36:34 PM
dealarella$25.00$25.001/20/2010 4:36:38 PM
kanakakm$50.00$50.001/20/2010 4:39:01 PM
heroic-platinum$25.00$25.001/20/2010 4:37:04 PM
bill-expert$25.00$25.001/20/2010 4:37:17 PM
kmr2$60.00$60.001/20/2010 4:37:29 PM
mikeandcat$100.00$100.001/20/2010 4:35:38 PM
wiselady$25.00$25.001/20/2010 4:39:15 PM
AF-Chief$35.00$35.001/20/2010 4:35:44 PM
buukyak$25.00$25.001/20/2010 4:35:48 PM
aldenrains$25.00$25.001/20/2010 4:39:23 PM
mlopez2007$50.00$50.001/20/2010 4:36:47 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:08 PM
laredotornado$25.00$25.001/20/2010 4:37:33 PM
thedoctor$90.00$90.001/20/2010 4:37:44 PM
commerce-web5$40.00$40.001/20/2010 4:37:51 PM
honorable-yield$75.00$75.001/20/2010 4:38:34 PM
financial-frenzy$25.00$25.001/20/2010 4:40:40 PM
orange-finance-banker$25.00$25.001/20/2010 4:40:43 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:09 PM
djs81$25.00$25.001/20/2010 5:45:52 PM
first-fund-empenada$25.00$25.001/20/2010 11:26:55 PM
supreme-hope$25.00$25.001/21/2010 11:10:45 AM
samo102us$25.00$25.001/21/2010 12:58:56 PM
sirguyon$100.00$100.001/21/2010 12:20:34 PM
desertoasis$25.00$25.001/21/2010 2:12:06 PM
auction-turbine4$25.00$25.001/21/2010 5:04:39 PM
tocchan$25.00$25.001/21/2010 5:16:25 PM
loucr2003$25.00$25.001/22/2010 4:45:54 AM
shamrocker$25.00$25.001/22/2010 9:22:01 AM
Cheburashka$30.00$30.001/22/2010 1:25:20 PM
microlendblvr$34.76$34.761/22/2010 2:26:17 PM
Fortuno_per_commodo$50.00$50.001/22/2010 4:46:44 PM
discrete-asset$25.00$25.001/23/2010 7:26:20 AM
Goodlender42$25.00$25.001/23/2010 11:02:44 AM
bayareainv$29.51$29.511/23/2010 1:46:36 PM
MoneySiles$25.00$25.001/24/2010 4:42:16 AM
head$25.00$25.001/24/2010 11:13:00 AM
aasx1108$25.00$25.001/24/2010 5:32:42 PM
all_of_that_one$25.00$25.001/24/2010 6:29:37 PM
financelover$46.74$46.741/25/2010 5:48:14 AM
Phantom99$25.00$25.001/25/2010 5:53:42 AM
buckyhead2000$25.00$25.001/25/2010 2:34:21 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:36 AM
codemonkey7$25.00$25.001/25/2010 9:35:13 AM
tender-openness$100.00$100.001/25/2010 9:35:43 AM
-J$25.00$25.001/25/2010 10:14:59 AM
verse99$25.00$25.001/25/2010 11:42:18 AM
flwah$25.00$25.001/25/2010 1:10:17 PM
grampy48$25.00$25.001/25/2010 1:10:33 PM
julijask$35.00$35.001/25/2010 1:11:02 PM
Tradesmanlender$25.00$25.001/25/2010 2:24:26 PM
speyer$25.00$25.001/26/2010 1:38:57 AM
kmwvma$25.00$25.001/26/2010 6:38:17 AM
LandE2BG$25.00$25.001/26/2010 7:22:18 AM
gciarami$25.00$25.001/26/2010 9:47:16 AM
dansarkis$25.00$25.001/26/2010 11:31:20 AM
impartial-deal$25.00$25.001/26/2010 11:40:55 AM
helping-out$40.00$40.001/26/2010 11:39:41 AM
larrybird$64.61$64.611/26/2010 11:43:18 AM
generous-at-heart$25.00$25.001/26/2010 11:50:26 AM
TK4$25.00$25.001/26/2010 11:43:52 AM
degster$25.00$25.001/26/2010 11:57:51 AM
SNH$50.00$50.001/26/2010 11:51:21 AM
BMP$25.00$25.001/26/2010 11:48:45 AM
rmachi$25.00$25.001/26/2010 11:51:36 AM
mmqc$25.00$25.001/26/2010 11:51:14 AM
credit-investor5$100.00$100.001/26/2010 11:54:44 AM
morpholog$25.00$25.001/26/2010 11:52:20 AM
sas19$25.00$25.001/26/2010 11:55:00 AM
outwish$25.00$25.001/26/2010 11:56:15 AM
BigCityLending$25.00$25.001/26/2010 11:55:44 AM
seattleslug$30.00$30.001/26/2010 11:58:20 AM
acropiloterau2002$25.00$25.001/26/2010 12:10:52 PM
HamletTower$25.00$25.001/26/2010 12:13:00 PM
Divot$25.00$25.001/26/2010 12:12:15 PM
Orringo$75.00$75.001/26/2010 12:13:40 PM
dharma1$25.00$25.001/26/2010 3:32:04 PM
frankyny$106.00$106.001/26/2010 3:34:32 PM
Searlzy$25.00$25.001/26/2010 12:52:10 PM
JJS180$25.00$25.001/26/2010 3:42:24 PM
dime-neutron$25.00$25.001/26/2010 5:13:52 PM
totoro$25.00$25.001/26/2010 5:14:44 PM
inventive-wealth2$25.00$25.001/26/2010 5:19:20 PM
lowestghost$25.00$25.001/26/2010 5:44:03 PM
dollardave$65.95$65.951/26/2010 5:12:30 PM
help_each_other$25.00$25.001/26/2010 5:47:04 PM
labate$30.00$30.001/26/2010 5:47:32 PM
Kame$25.00$25.001/26/2010 5:48:08 PM
Castellan$25.00$25.001/26/2010 5:48:15 PM
kanpur63$25.00$25.001/26/2010 5:14:13 PM
huorn$25.00$25.001/26/2010 5:50:25 PM
StrongMoney$25.00$25.001/26/2010 5:50:41 PM
laniac$25.00$25.001/26/2010 5:50:59 PM
paulsar71495$25.00$25.001/26/2010 5:51:12 PM
boogaboogabooga$25.00$25.001/26/2010 5:51:20 PM
Sitgarath$25.00$25.001/26/2010 5:51:24 PM
Caledoni$25.00$25.001/26/2010 5:51:31 PM
social-comet7$25.00$25.001/26/2010 5:51:36 PM
chief_wo$25.00$25.001/26/2010 5:51:43 PM
looney-toon$25.00$25.001/26/2010 5:51:54 PM
BludAx$25.00$25.001/26/2010 5:52:11 PM
Debt2Freedom$25.00$25.001/26/2010 5:52:16 PM
sail120$25.00$25.001/26/2010 5:45:28 PM
nhm$25.00$25.001/26/2010 5:41:12 PM
mnmcarve$25.00$25.001/26/2010 5:54:03 PM
Guerrilla_Man$25.00$25.001/26/2010 5:54:21 PM
Namrok$25.00$25.001/26/2010 5:55:08 PM
K2Outlaws$25.00$25.001/26/2010 5:55:11 PM
pipopirate$25.00$25.001/26/2010 5:47:44 PM
engaging-worth$30.00$30.001/26/2010 5:55:16 PM
jct_enterprises$25.00$25.001/26/2010 5:47:51 PM
bazaar-tulip$25.00$25.001/26/2010 5:55:17 PM
Captain88$25.00$25.001/26/2010 5:49:49 PM
ADenny$25.00$25.001/26/2010 5:49:51 PM
rcr549$25.00$25.001/26/2010 5:51:34 PM
jpmusic$25.00$25.001/26/2010 5:51:57 PM
KeepOnRunning$50.00$50.001/26/2010 5:47:36 PM
FASTIZIO_P$33.33$33.331/26/2010 5:53:17 PM
Landselott$25.00$25.001/26/2010 6:12:44 PM
serene-truth2$25.00$25.001/26/2010 6:15:28 PM
PCGeekWI$25.00$25.001/26/2010 5:48:35 PM
genuine-euro9$25.00$25.001/26/2010 5:48:50 PM
faldska$25.00$25.001/26/2010 5:54:01 PM
mjm77_1$25.00$25.001/26/2010 5:49:13 PM
the-dinero-samurai$35.00$35.001/26/2010 6:29:48 PM
GenerousGentleMan$27.13$27.131/26/2010 5:54:12 PM
QuinMccoy$25.00$25.001/26/2010 5:54:36 PM
Blue_HorseShoe$25.00$25.001/26/2010 5:49:54 PM
derek-from-berkeley$25.00$25.001/26/2010 5:50:09 PM
YellowJacket$25.00$25.001/26/2010 5:55:02 PM
Binan$25.00$25.001/26/2010 5:50:30 PM
Victor-E-Lane$25.00$25.001/26/2010 5:51:37 PM
titaniumtommy$25.00$25.001/26/2010 5:51:53 PM
Solomonsk5$25.00$25.001/26/2010 7:16:20 PM
showmestatekid$25.00$25.001/26/2010 5:52:10 PM
porkhelmet$25.00$25.001/26/2010 5:52:27 PM
bugleusmc$30.00$30.001/26/2010 5:53:37 PM
sethred17$25.00$25.001/26/2010 5:54:07 PM
Independenttools$25.00$25.001/26/2010 5:54:19 PM
dumbass$25.00$25.001/26/2010 5:54:29 PM
langdonx$25.00$25.001/26/2010 5:54:33 PM
Hephaistion$25.00$25.001/26/2010 8:27:29 PM
fastcar750$25.00$25.001/26/2010 5:55:13 PM
Hexnut$50.00$50.001/26/2010 5:55:19 PM
ReallyGoodGuy$25.00$25.001/26/2010 10:01:32 PM
Gunny89$25.00$25.001/27/2010 2:43:00 AM
nolahelper$25.00$25.001/26/2010 7:55:39 PM
dennyls$35.00$35.001/26/2010 10:02:59 PM
Bearls$25.00$25.001/27/2010 6:05:46 AM
JD6202001$75.00$75.001/27/2010 6:59:05 AM
brstern2$25.00$25.001/27/2010 7:21:19 AM
Sofar$25.00$25.001/27/2010 8:04:12 AM
social-comet224$25.00$25.001/27/2010 12:34:19 AM
RainbowEnd$25.00$25.001/27/2010 10:10:39 AM
fireupthegrill$25.00$25.001/27/2010 10:41:36 AM
mizunoman$25.00$25.001/27/2010 9:39:05 AM
mjcjmm4407$25.00$25.001/27/2010 6:26:45 AM
pawsitive$25.00$25.001/27/2010 11:10:49 AM
Emgolda$25.00$25.001/27/2010 11:10:59 AM
guaton$25.00$25.001/27/2010 11:17:48 AM
jonesboyz$25.00$25.001/27/2010 11:24:44 AM
MattPeaceCorps$45.00$45.001/27/2010 10:12:22 AM
BaltimoreLender$25.00$25.001/27/2010 11:40:17 AM
johngaltline$25.00$25.001/27/2010 12:21:35 PM
smartie1$25.00$25.001/27/2010 11:07:12 AM
jcholloway831$25.00$25.001/27/2010 12:27:38 PM
donloah$25.00$25.001/27/2010 11:24:40 AM
vtr1000$25.51$25.511/27/2010 11:24:49 AM
thenadamgoes$25.00$25.001/27/2010 11:28:00 AM
zyztemboy$25.00$25.001/27/2010 11:40:19 AM
lowrate$25.00$25.001/27/2010 10:02:57 AM
Ivan2007$25.00$25.001/27/2010 11:41:06 AM
ElChico124$25.00$25.001/27/2010 12:21:41 PM
enriching-payout$25.00$25.001/27/2010 10:41:37 AM
All_Wins$25.00$12.241/27/2010 12:33:45 PM
seattleite36$25.00$25.001/27/2010 11:24:43 AM
dartmouth99$25.00$25.001/27/2010 11:33:11 AM
colorado23$25.00$25.001/27/2010 11:40:29 AM
runbix7$50.00$50.001/27/2010 1:58:12 PM
onlyinchicago$25.00$25.001/27/2010 12:21:38 PM
droryikra$25.00$25.001/27/2010 12:21:45 PM
VBPlayer$30.00$30.001/27/2010 1:56:30 PM
jtc26$60.37$60.371/27/2010 2:08:52 PM
platinum-platoon$25.00$25.001/27/2010 2:11:47 PM
Patrician$35.53$35.531/27/2010 2:18:44 PM
wise-balanced-moola$25.00$25.001/27/2010 4:01:18 PM
380 bids
 
Borrower Payment Dependent Notes Series 443403
This series of Notes was issued and sold upon the funding of the borrower loan #40604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $315.68
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $315.44
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Dec-1988 Debt/Income ratio: 25%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 10 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 18Length of status:1y 1m
Amount delinquent: $0 Revolving credit balance: $3,832 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 9%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: studious-wealth46 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wanting only one payment a month
Purpose of loan: This loan will be used to?consolidate my loans and my life. I currently have five credit cards that each has a balance of between $200 - 1500. I know that doesn't sound like a lot, but I have been carrying many of these balances for quite a while. (Approximate credit card debt is $3900)I am also trying to fund a trip for my nephew. He asked me help him pay for a school-sponsored trip to England that will happen this summer. My part of his bill is $3000. In my life, I was given many great opportunities to travel and learn, so I feel I should repay that kindness by helping the young people in my life have the same opportunities.?About a year ago, I purchased a computer that had no interest until February. Unfortunately, I am not going to be able to get that paid off in time to stop the additional $300 in interest added in a couple of weeks. I currently owe about $800 on the computer.

My financial situation:
I am a good candidate for this loan because? I do have excellent credit. I do try very hard to pay all bills on time. I have been trying to pay all of these down, but it seems every time I get close, something else comes up (car problems, etc). The job I currently have has been hit by the economic times as well. In the year I have been there, no bonuses or raises have been given. I drive 25 miles to work each day, so gas and car maintenance do take a good chunk of each paycheck. I do have a small savings account that a portion of each paycheck does go into. Unfortunately, I have a tendency to drain most of the money back out as the bills come due.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.001/20/2010 4:12:03 PM
cash-sensai2$25.00$25.001/20/2010 4:34:12 PM
personal-lender$25.00$25.001/20/2010 4:34:45 PM
credit-force5$25.00$25.001/20/2010 4:34:53 PM
leodaguy$25.00$25.001/20/2010 4:35:29 PM
mlopez2007$50.00$50.001/20/2010 4:36:46 PM
heroic-platinum$25.00$25.001/20/2010 4:37:03 PM
laredotornado$25.00$25.001/20/2010 4:37:32 PM
mikeandcat$100.00$100.001/20/2010 4:35:39 PM
market-builder$25.00$25.001/20/2010 4:36:23 PM
honorable-yield$75.00$75.001/20/2010 4:38:35 PM
dollar-birdie$30.00$30.001/20/2010 4:38:02 PM
majestic-dedication$50.00$50.001/20/2010 4:34:34 PM
kulender$30.00$30.001/20/2010 4:35:03 PM
bchen78875$50.00$50.001/20/2010 4:35:13 PM
inspired-contract9$50.00$50.001/20/2010 4:35:21 PM
kanakakm$50.00$50.001/20/2010 4:39:00 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:34 PM
red-trade-cologne$25.00$25.001/20/2010 4:40:35 PM
financial-frenzy$25.00$25.001/20/2010 4:40:40 PM
AmericanCredit$25.00$25.001/20/2010 4:37:24 PM
peerlender$30.00$30.001/20/2010 4:37:39 PM
determined-contract$30.00$30.001/20/2010 4:37:57 PM
rolandweary$30.00$30.001/20/2010 4:38:09 PM
aldenrains$25.00$25.001/20/2010 4:39:22 PM
blot44$50.00$50.001/20/2010 6:59:38 PM
highcountry1$25.00$25.001/20/2010 7:22:10 PM
unk1911$25.00$25.001/20/2010 11:45:24 PM
first-fund-empenada$25.00$25.001/20/2010 11:26:54 PM
responsibility-butterfly$25.00$25.001/21/2010 6:53:15 AM
desertoasis$25.00$25.001/21/2010 2:12:04 PM
Havana21$25.00$25.001/21/2010 4:03:11 PM
first-upright-payout$50.00$50.001/22/2010 9:22:25 AM
friendly-worth3$25.00$25.001/22/2010 9:56:57 AM
elegant-income3$25.00$25.001/22/2010 11:10:30 AM
gold-commander0$50.00$50.001/22/2010 11:10:38 AM
gulch$35.00$35.001/22/2010 11:10:35 AM
Cheburashka$27.61$27.611/22/2010 11:10:31 AM
verse99$25.00$25.001/22/2010 11:52:50 AM
jd006006$40.00$40.001/22/2010 11:10:41 AM
deal_maker78$50.00$50.001/22/2010 2:41:28 PM
lancetc$25.00$25.001/22/2010 3:11:36 PM
REVSTJ999$25.00$25.001/23/2010 9:38:05 AM
MoneySiles$25.00$25.001/24/2010 4:42:13 AM
inventive-wealth2$25.00$25.001/24/2010 4:48:43 PM
aasx1108$25.00$25.001/24/2010 5:32:41 PM
buckyhead2000$25.00$25.001/25/2010 2:34:30 AM
gogmagog$31.33$31.331/25/2010 6:36:38 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:33 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:30 AM
codemonkey7$25.00$25.001/25/2010 9:35:12 AM
tender-openness$100.00$100.001/25/2010 9:35:42 AM
Railbird$25.00$25.001/25/2010 9:43:29 AM
SDNLR$25.00$25.001/25/2010 9:43:47 AM
dsgfl1$25.00$25.001/25/2010 10:14:41 AM
-J$25.00$25.001/25/2010 10:14:57 AM
bayareainv$50.00$50.001/25/2010 11:16:12 AM
bigdogsafety1$25.00$25.001/25/2010 2:39:09 PM
EricLender$25.00$25.001/25/2010 2:50:29 PM
CASHGIRL$25.00$25.001/25/2010 3:44:40 PM
elasermd$50.00$50.001/25/2010 3:30:04 PM
DadWarbucks$25.00$25.001/25/2010 7:07:10 PM
grampy48$25.00$25.001/25/2010 11:55:45 PM
speyer$25.00$25.001/26/2010 1:38:55 AM
KiwiElf$30.00$30.001/26/2010 4:57:13 AM
RockCrown$25.00$25.001/26/2010 7:08:47 AM
dansarkis$25.00$25.001/26/2010 11:31:23 AM
divedude$25.00$25.001/26/2010 11:32:56 AM
OLYVRC$25.00$25.001/26/2010 11:37:29 AM
discrete-asset$25.00$25.001/26/2010 11:39:53 AM
Sixmil$25.00$25.001/26/2010 11:50:41 AM
credit-investor5$100.00$100.001/26/2010 11:54:46 AM
rjblack$50.00$50.001/26/2010 11:57:10 AM
turbine5$40.00$40.001/26/2010 11:57:31 AM
flwah$25.00$25.001/26/2010 11:58:30 AM
SNH$25.24$25.241/26/2010 11:51:22 AM
Jassi$25.00$25.001/26/2010 11:55:18 AM
sas19$25.00$25.001/26/2010 11:55:06 AM
greenwell$50.00$50.001/26/2010 11:57:05 AM
kayakg$25.00$25.001/26/2010 11:56:53 AM
outtahoth2o$100.00$100.001/26/2010 11:56:56 AM
NATIVEBORN$29.01$29.011/26/2010 11:57:43 AM
Tradesmanlender$25.00$25.001/26/2010 11:58:39 AM
Dutchhunter$50.00$50.001/26/2010 12:11:11 PM
noble-vigilance9$25.00$25.001/26/2010 2:02:37 PM
gracej$25.00$25.001/26/2010 5:16:14 PM
mmqc$25.00$25.001/26/2010 5:16:03 PM
sajitk$25.00$25.001/26/2010 5:53:47 PM
TheColoradoDon$25.00$25.001/26/2010 5:53:53 PM
Avid_Skier$25.00$25.001/26/2010 5:54:32 PM
TK4$25.00$25.001/26/2010 5:54:40 PM
Solomonsk5$25.00$25.001/26/2010 5:54:55 PM
impartial-deal$25.00$25.001/26/2010 5:50:17 PM
mathprof$25.00$25.001/26/2010 5:50:55 PM
HamletTower$25.00$25.001/26/2010 5:53:38 PM
mnmcarve$25.00$25.001/26/2010 5:54:04 PM
jblack01$25.00$25.001/26/2010 5:54:18 PM
greenback-octave$25.00$25.001/26/2010 6:33:38 PM
Warbler$25.00$25.001/26/2010 5:54:39 PM
Namrok$25.00$25.001/26/2010 5:55:09 PM
bazaar-tulip$25.00$25.001/26/2010 5:55:18 PM
BigCityLending$25.00$25.001/26/2010 5:52:15 PM
TriSail$25.00$25.001/26/2010 5:52:19 PM
goofy15975$25.00$25.001/26/2010 5:52:55 PM
FASTIZIO_P$33.33$33.331/26/2010 5:53:17 PM
acropiloterau2002$25.00$25.001/26/2010 5:53:31 PM
Guerrilla_Man$25.00$25.001/26/2010 5:54:22 PM
jwood3030$25.00$25.001/26/2010 5:55:07 PM
JJS180$25.00$25.001/26/2010 5:55:30 PM
exchange-cub$25.00$25.001/26/2010 9:46:41 PM
champ079$50.00$50.001/26/2010 6:04:15 PM
keydet99$25.00$25.001/26/2010 8:11:19 PM
Binan$25.00$25.001/26/2010 8:46:16 PM
Banker7371$25.00$25.001/26/2010 9:46:23 PM
johannesfactotum$25.00$25.001/27/2010 1:17:59 AM
mjjjrj$25.00$25.001/27/2010 5:27:14 AM
Veggie_Monkey$25.00$25.001/26/2010 10:16:11 PM
pbandjb$25.00$25.001/26/2010 9:46:26 PM
Blue_HorseShoe$25.00$25.001/27/2010 12:26:04 AM
JM-Sarawak$50.00$50.001/27/2010 6:20:21 AM
nicklds$25.00$25.001/27/2010 9:39:03 AM
social-comet7$25.00$25.001/27/2010 9:56:26 AM
lowrate$25.00$25.001/27/2010 10:02:59 AM
latestone$25.00$25.001/27/2010 9:56:18 AM
rcr549$25.00$25.001/27/2010 10:10:42 AM
philipandc$25.00$25.001/27/2010 11:24:54 AM
Finchy78$25.00$25.001/27/2010 11:29:35 AM
showmestatekid$25.00$25.001/27/2010 11:40:36 AM
woodenshoes$25.00$25.001/27/2010 7:46:14 AM
BlindProphet$25.00$25.001/27/2010 11:55:20 AM
mjm77_1$25.00$25.001/27/2010 12:21:47 PM
lending-bear$75.00$75.001/27/2010 12:21:50 PM
fsa3$25.00$25.001/27/2010 1:03:52 PM
JerryB96$25.00$25.001/27/2010 9:50:56 AM
Patter256$25.00$25.001/27/2010 1:48:25 PM
stikman$25.00$25.001/27/2010 11:55:22 AM
Mark-O-Polo$25.00$25.001/27/2010 1:48:42 PM
ElChico124$25.00$25.001/27/2010 1:49:12 PM
Viamin$25.00$25.001/27/2010 2:19:38 PM
Kame$25.00$25.001/27/2010 11:10:52 AM
spsavage$25.00$25.001/27/2010 11:25:00 AM
theemhdoctor$25.00$25.001/27/2010 2:48:19 PM
psturm$25.00$25.001/27/2010 1:48:38 PM
stensonb$25.00$25.001/27/2010 1:48:43 PM
vtr1000$25.51$25.511/27/2010 11:41:02 AM
MediaAndMicrocode$30.00$30.001/27/2010 2:12:18 PM
RJN$25.00$25.001/27/2010 2:33:52 PM
BklynLender$25.00$25.001/27/2010 2:33:57 PM
bigrpf5$25.00$25.001/27/2010 2:34:05 PM
StrongMoney$25.00$25.001/27/2010 1:03:51 PM
pipopirate$25.00$25.001/27/2010 1:48:40 PM
wwwUniversal$25.00$25.001/27/2010 3:58:13 PM
QuantumLobster$25.00$25.001/27/2010 2:18:41 PM
Captain88$25.00$25.001/27/2010 2:33:19 PM
geekguy$25.00$25.001/27/2010 2:34:03 PM
wise-balanced-moola$25.00$25.001/27/2010 4:02:15 PM
kenji4861$25.00$25.001/20/2010 4:11:50 PM
friendly-market5$25.00$25.001/20/2010 4:34:24 PM
buukyak$25.00$25.001/20/2010 4:35:50 PM
toblerone$50.00$50.001/20/2010 4:35:57 PM
red-favorable-basis$25.00$25.001/20/2010 4:36:20 PM
lloyd_s$25.00$25.001/20/2010 4:34:38 PM
dealarella$25.00$25.001/20/2010 4:36:39 PM
exciting-responsibility3$25.00$25.001/20/2010 4:35:00 PM
bill-expert$25.00$25.001/20/2010 4:37:15 PM
kmr2$60.00$60.001/20/2010 4:37:28 PM
AF-Chief$35.00$35.001/20/2010 4:35:43 PM
thedoctor$90.00$90.001/20/2010 4:37:45 PM
wampum-optimization$50.00$50.001/20/2010 4:36:02 PM
Cai8899$75.00$75.001/20/2010 4:36:14 PM
GElender$50.00$50.001/20/2010 4:38:14 PM
durability-halibut$25.00$25.001/20/2010 4:36:57 PM
AFairDeal$25.00$25.001/20/2010 4:37:07 PM
wiselady$25.00$25.001/20/2010 4:39:13 PM
industrious-dedication$25.00$25.001/20/2010 4:37:12 PM
commerce-voyager$25.00$25.001/20/2010 4:40:27 PM
commerce-web5$40.00$40.001/20/2010 4:37:50 PM
orange-finance-banker$25.00$25.001/20/2010 4:40:45 PM
meenan$25.00$25.001/20/2010 4:34:30 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:07 PM
junctionking$25.00$25.001/20/2010 4:41:21 PM
schpere$30.00$30.001/20/2010 4:36:08 PM
delicious-social132$25.00$25.001/20/2010 4:36:28 PM
bowdish1$100.00$100.001/20/2010 4:36:33 PM
promiser200$25.00$25.001/20/2010 4:37:20 PM
djs81$25.00$25.001/20/2010 5:45:54 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:08 PM
balance6$25.00$25.001/20/2010 4:38:40 PM
AlexTrep$25.00$25.001/20/2010 4:47:01 PM
alpinaut$25.00$25.001/20/2010 8:37:00 PM
nojoke411$25.00$25.001/20/2010 6:46:09 PM
18th_beachbum$25.00$25.001/20/2010 11:31:18 PM
supreme-hope$25.00$25.001/21/2010 11:10:44 AM
samo102us$25.00$25.001/21/2010 12:58:54 PM
auction-elvis$25.00$25.001/21/2010 2:02:32 PM
auction-turbine4$25.00$25.001/21/2010 5:04:38 PM
tocchan$25.00$25.001/21/2010 5:16:24 PM
loucr2003$25.00$25.001/22/2010 4:45:52 AM
loan-master996$50.00$50.001/22/2010 8:32:32 AM
forthright-dedication$25.00$25.001/22/2010 11:10:51 AM
peach17$25.00$25.001/22/2010 11:10:40 AM
microlendblvr$100.00$100.001/22/2010 2:11:52 PM
Fortuno_per_commodo$50.00$50.001/22/2010 4:46:43 PM
the-bright-velocity$25.00$25.001/22/2010 5:35:39 PM
dontscrewmeover1$25.00$25.001/22/2010 7:51:20 PM
bds9646$26.00$26.001/23/2010 3:27:18 AM
DonaldColorado$25.00$25.001/24/2010 7:58:16 AM
DukSerduk$25.00$25.001/24/2010 11:14:04 AM
all_of_that_one$25.00$25.001/24/2010 6:29:39 PM
skuba$25.00$25.001/25/2010 10:36:43 AM
bonus-patriot$25.00$25.001/25/2010 2:10:39 PM
julijask$35.00$35.001/25/2010 2:24:28 PM
cub510$25.00$25.001/26/2010 1:00:46 AM
LandE2BG$25.00$25.001/26/2010 7:22:13 AM
gciarami$25.00$25.001/26/2010 9:47:14 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:24 AM
Goodlender42$25.00$25.001/26/2010 9:56:24 AM
js60l$25.00$25.001/26/2010 11:32:49 AM
djh47a$25.00$25.001/26/2010 11:44:41 AM
head$25.00$25.001/26/2010 11:44:24 AM
zeelender$25.00$25.001/26/2010 11:54:10 AM
credit-coach118$40.00$40.001/26/2010 11:54:24 AM
Gibbyland$25.00$25.001/26/2010 11:45:50 AM
ClearLake$25.00$25.001/26/2010 11:55:22 AM
BMP$25.00$25.001/26/2010 11:48:47 AM
MrDavid$50.00$50.001/26/2010 11:49:16 AM
financelover$50.00$50.001/26/2010 11:48:25 AM
don8ter$60.00$60.001/26/2010 11:57:54 AM
rmachi$25.00$25.001/26/2010 11:51:38 AM
morpholog$25.00$25.001/26/2010 11:52:21 AM
nuclearmoose$25.00$25.001/26/2010 11:53:04 AM
Divot$25.00$25.001/26/2010 12:12:17 PM
BankOfFrankFairness$50.00$50.001/26/2010 11:56:00 AM
Orringo$75.00$75.001/26/2010 12:13:42 PM
Phantom99$25.00$25.001/26/2010 11:56:57 AM
slartibardfast$25.00$25.001/26/2010 11:57:15 AM
lostontheedge$25.00$25.001/26/2010 11:58:06 AM
jjswanso$25.00$25.001/26/2010 12:13:51 PM
kmwvma$25.00$25.001/26/2010 12:14:38 PM
dharma1$25.00$25.001/26/2010 3:32:00 PM
generous-at-heart$25.00$25.001/26/2010 3:42:29 PM
compassion-paladin042$25.00$25.001/26/2010 5:15:13 PM
Rob717171$25.00$25.001/26/2010 5:50:20 PM
ChicoBob$50.00$50.001/26/2010 5:15:00 PM
bugleusmc$30.00$30.001/26/2010 5:53:37 PM
dumbass$25.00$25.001/26/2010 5:54:30 PM
langdonx$25.00$25.001/26/2010 5:54:34 PM
Searlzy$25.00$25.001/26/2010 5:54:49 PM
engaging-worth$27.14$27.141/26/2010 5:55:16 PM
Hexnut$50.00$50.001/26/2010 5:55:20 PM
rose88$25.00$25.001/26/2010 5:49:33 PM
larrybird$100.00$100.001/26/2010 5:58:53 PM
rulender$50.00$50.001/26/2010 5:59:20 PM
leftcoast52$25.00$25.001/26/2010 5:53:18 PM
BoutYeBank$50.00$50.001/26/2010 5:53:29 PM
albatross897$25.00$25.001/26/2010 6:12:47 PM
blukestrel$25.00$25.001/26/2010 5:53:33 PM
WillingToHelpOut$25.00$25.001/26/2010 6:16:20 PM
faldska$25.00$25.001/26/2010 5:54:02 PM
QuinMccoy$25.00$25.001/26/2010 5:54:36 PM
kanpur63$25.00$25.001/26/2010 5:59:12 PM
_kyle$25.00$25.001/26/2010 7:21:16 PM
outwish$25.00$25.001/26/2010 5:52:18 PM
degster$25.00$25.001/26/2010 5:52:59 PM
seattleslug$30.00$30.001/26/2010 5:53:10 PM
Breken6$25.00$25.001/26/2010 5:54:16 PM
Independenttools$25.00$25.001/26/2010 5:54:19 PM
secretidentity$25.00$25.001/26/2010 5:54:27 PM
YellowJacket$25.00$25.001/26/2010 5:55:03 PM
tolstoy00$25.00$25.001/26/2010 5:55:10 PM
Woodworker57$25.00$25.001/26/2010 5:55:22 PM
huorn$25.00$25.001/26/2010 8:46:14 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:36 PM
dime-neutron$25.00$25.001/26/2010 5:59:01 PM
oreyedoc$25.00$25.001/26/2010 5:59:15 PM
kegs$92.03$92.031/26/2010 7:04:31 PM
totoro$25.00$25.001/26/2010 5:59:37 PM
porkhelmet$25.00$25.001/26/2010 7:21:17 PM
fdsguy$48.72$48.721/26/2010 6:56:58 PM
ADenny$25.00$25.001/27/2010 12:26:02 AM
flexiboy35$25.00$25.001/27/2010 7:46:18 AM
jpmusic$25.00$25.001/27/2010 5:15:29 AM
Victor-E-Lane$25.00$25.001/27/2010 9:01:54 AM
Natronpee$25.00$25.001/26/2010 10:16:13 PM
mid$25.00$25.001/27/2010 7:46:15 AM
revmax$25.00$25.001/27/2010 5:15:32 AM
stolan$25.00$25.001/27/2010 10:10:41 AM
gdbanks$25.00$25.001/27/2010 9:01:57 AM
Lendomatic$25.00$25.001/27/2010 6:05:50 AM
pubnat$25.00$25.001/27/2010 10:57:33 AM
phoko$25.00$25.001/27/2010 11:03:06 AM
Caledoni$25.00$25.001/27/2010 11:11:02 AM
Ivan2007$25.00$25.001/27/2010 11:25:22 AM
Castellan$25.00$25.001/27/2010 11:40:25 AM
chief_wo$25.00$25.001/27/2010 7:46:17 AM
BiggestG$25.00$25.001/27/2010 11:55:17 AM
PCGeekWI$25.00$25.001/27/2010 11:24:58 AM
social-conductor4$25.00$25.001/27/2010 11:25:57 AM
Artist_Blue$25.00$25.001/27/2010 1:48:29 PM
laniac$25.00$25.001/27/2010 11:55:15 AM
KeepOnRunning$50.00$50.001/27/2010 1:48:35 PM
SkiNZ$25.00$25.001/27/2010 1:48:41 PM
enriching-payout$25.00$25.001/27/2010 1:49:02 PM
celkram$65.60$65.601/27/2010 2:04:44 PM
barflyer$25.00$25.001/27/2010 10:58:00 AM
ronkr$30.81$30.811/27/2010 2:19:50 PM
LKN2RTR$25.00$25.001/27/2010 2:48:17 PM
labate$30.00$30.001/27/2010 1:48:33 PM
JagFan$25.00$25.001/27/2010 1:48:39 PM
zrohmm$25.00$25.001/27/2010 11:40:34 AM
HappyHelpingLender$25.00$25.001/27/2010 11:55:13 AM
platinum-platoon$25.00$25.001/27/2010 3:42:43 PM
codyrun$25.00$25.001/27/2010 2:18:40 PM
ganoman21$25.00$25.001/27/2010 2:34:01 PM
mbever10$25.00$25.001/27/2010 2:48:20 PM
bmcg$25.00$25.001/27/2010 1:48:34 PM
jct_enterprises$25.00$25.001/27/2010 1:48:44 PM
fireupthegrill$25.00$25.001/27/2010 1:49:01 PM
derek-from-berkeley$25.00$25.001/27/2010 2:18:43 PM
unclejaef$25.00$25.001/27/2010 2:33:14 PM
sisterkate$25.00$25.001/27/2010 2:33:54 PM
Gorblum$25.00$7.671/27/2010 2:48:23 PM
JustOneVoice$25.00$25.001/27/2010 3:13:00 PM
323 bids
 
Borrower Payment Dependent Notes Series 443413
This series of Notes was issued and sold upon the funding of the borrower loan #40601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 9.41% Starting borrower rate/APR: 10.41% / 12.52% Starting monthly payment: $486.90
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $486.48
 
Auction yield range: 4.06% - 9.41% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-1990 Debt/Income ratio: 25%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 17 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 51Length of status:8y 9m
Amount delinquent: $0 Revolving credit balance: $31,422 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 35%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: CobaltStargazer Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion for Successful Ad Agency
**Re-list of a previous listing with a lower income level, since Prosper only views and considers W-2 income and not profit distributions from self-employed owners (that's me), which provides the bulk of my actual income.Purpose of loan:
This loan will be used to pad our current cash flow and alleviate difficulty we've experienced with American Express. We're a successful Google ad agency with many stateside and international clients. All of our Google Adwords advertising accounts are funded with credit cards per Google's requirements, and we've always funded ours with our Amex cards. You may have heard, however, that since the financial crisis, Amex has been reducing credit lines willy-nilly, even on cardholders without any problematic payment histories. We're one of them. Despite having never missed a payment, Amex cut our credit limits to $20,000. That's hamstrung our abilities to keep ads running for ourselves and our clients, since our ad costs run upward of $60,000 per month. The cash for this loan will help us pay down the Amex cards early so that we may continue advertising uninterrupted until the cycles of our clients' payments to our agency catch up with Amex's newly accelerated billing cycles.

My financial situation:
I am a good candidate for this loan because our company is healthy and well-established. We are almost nine years old, and our revenues have been in excess of $1 million ever since 2006. I personally take a salary of $300,000 every year and have plenty of cash personally to fund this if the Prosper community chooses not to; I just thought I'd give it a try with Prosper since I have been a Prosper lender myself multiple times and thought it would be interesting to try out the other side of the fence. I've never defaulted a loan of any kind in my life and would certainly put up my own personal capital to repay it in the extremely unlikely event that a meteorite hit the business and therefore could somehow not repay it.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
burrito6$25.00$25.001/20/2010 4:06:59 PM
cu2maro$25.00$25.001/20/2010 4:07:17 PM
order-boomerang$25.00$25.001/20/2010 4:08:57 PM
cyberie21$25.00$25.001/20/2010 4:11:34 PM
egw$25.00$25.001/20/2010 4:16:35 PM
lounges$50.00$50.001/20/2010 4:11:03 PM
AF-Chief$35.00$35.001/20/2010 4:11:17 PM
kenji4861$25.00$25.001/20/2010 4:11:49 PM
peso-colonel$25.00$25.001/20/2010 4:12:15 PM
availableloan$25.00$25.001/20/2010 4:20:03 PM
Beverly_Hills_Lender$25.00$25.001/20/2010 4:25:33 PM
diplomatic-point4$50.00$50.001/20/2010 4:16:30 PM
tallcoolone$50.00$50.001/20/2010 4:26:05 PM
piter-to-la-investment$25.00$25.001/20/2010 4:16:41 PM
graceful-investment$50.00$50.001/20/2010 4:26:15 PM
brooklynjoe$25.00$25.001/20/2010 4:26:36 PM
zrohmm$25.00$25.001/20/2010 4:26:43 PM
felicity-synapse$25.00$25.001/20/2010 4:27:26 PM
gentle-note$25.00$25.001/20/2010 4:24:37 PM
punctual-power7$25.00$25.001/20/2010 4:27:37 PM
Pizza-man$50.00$50.001/20/2010 4:27:41 PM
AFairDeal$25.00$25.001/20/2010 4:24:51 PM
E_G$30.00$30.001/20/2010 4:27:51 PM
tedsrfdude$25.00$25.001/20/2010 4:24:54 PM
duty-monger$50.00$50.001/20/2010 4:28:12 PM
maldok1$25.00$25.001/20/2010 4:25:23 PM
plentiful-reward$50.00$50.001/20/2010 4:25:30 PM
mmckune$25.00$25.001/20/2010 4:25:41 PM
trumpeter5$25.00$25.001/20/2010 4:29:08 PM
UT-Longhorn$25.00$25.001/20/2010 4:29:18 PM
gulch$25.00$25.001/20/2010 4:29:49 PM
BlindJoeDeath$25.00$25.001/20/2010 4:27:22 PM
kulender$25.00$25.001/20/2010 4:30:18 PM
The-CAPS-fan$30.00$30.001/20/2010 4:30:29 PM
MrDavid$25.00$25.001/20/2010 4:24:05 PM
lloyd_s$25.00$25.001/20/2010 4:30:43 PM
value-pole$25.00$25.001/20/2010 4:30:47 PM
benefit-squirrel$30.00$30.001/20/2010 4:28:04 PM
harperpotok$100.00$100.001/20/2010 4:31:05 PM
klinebarger$25.00$25.001/20/2010 4:28:17 PM
bajeezus$25.00$25.001/20/2010 4:31:19 PM
Archchancellor$25.00$25.001/20/2010 4:31:38 PM
upbeat-investment9$25.00$25.001/20/2010 4:24:40 PM
inspired-contract9$25.00$25.001/20/2010 4:31:43 PM
Aimvest$25.00$25.001/20/2010 4:31:50 PM
bill-expert$25.00$25.001/20/2010 4:25:06 PM
flopcat$25.00$25.001/20/2010 4:28:42 PM
rlcot$25.00$25.001/20/2010 4:25:14 PM
helpinghand75$25.00$25.001/20/2010 4:32:31 PM
red-undaunted-kindness$100.00$100.001/20/2010 4:32:39 PM
OCedHrt$25.00$25.001/20/2010 4:32:43 PM
vkorichkov$30.00$30.001/20/2010 4:32:47 PM
Rob717171$25.00$25.001/20/2010 4:32:51 PM
rock-turner$25.00$25.001/20/2010 4:26:07 PM
promiser200$25.00$25.001/20/2010 4:29:24 PM
kegs$100.00$100.001/20/2010 4:33:00 PM
calm-deal7$30.00$30.001/20/2010 4:29:27 PM
head$25.00$25.001/20/2010 4:33:04 PM
elegant-income3$30.00$30.001/20/2010 4:29:32 PM
Aquani$50.00$50.001/20/2010 4:33:14 PM
peterpossum$25.00$25.001/20/2010 4:26:34 PM
Banker7371$25.00$25.001/20/2010 4:29:54 PM
jbaum$25.00$25.001/20/2010 4:33:22 PM
saffron4$25.00$25.001/20/2010 4:26:39 PM
durability-halibut$25.00$25.001/20/2010 4:33:32 PM
crazycool$25.00$25.001/20/2010 4:30:10 PM
MidLifeCrisis$25.00$25.001/20/2010 4:33:37 PM
Katburg$35.00$35.001/20/2010 4:30:13 PM
Cai8899$50.00$50.001/20/2010 4:33:47 PM
puifais$25.00$25.001/20/2010 4:30:22 PM
nickel-advocator$25.00$25.001/20/2010 4:33:53 PM
intrepid-transaction5$25.00$25.001/20/2010 4:33:55 PM
ryan23$25.00$25.001/20/2010 4:34:02 PM
mtquan$25.00$25.001/20/2010 4:27:10 PM
wise-extraordinary-loot$30.00$30.001/20/2010 4:30:53 PM
xstreamin$25.00$25.001/20/2010 4:31:01 PM
hyetech$35.00$35.001/20/2010 4:31:06 PM
kaiger$25.00$25.001/20/2010 4:31:40 PM
wayman$50.00$50.001/20/2010 4:28:01 PM
best-deal-banker$25.00$25.001/20/2010 4:31:54 PM
hitsman$50.00$50.001/20/2010 4:28:07 PM
rooosta$25.00$25.001/20/2010 4:32:04 PM
orange-courageous-dedication$30.00$30.001/20/2010 4:28:22 PM
TheoProf$50.00$50.001/20/2010 4:32:28 PM
exact-loan5$25.00$25.001/20/2010 4:28:35 PM
brazilofmux$100.00$100.001/20/2010 4:28:49 PM
responsibility-butterfly$25.00$25.001/20/2010 4:33:09 PM
AndyLee$25.00$25.001/20/2010 4:29:05 PM
LiquidLender$25.00$25.001/20/2010 4:33:16 PM
yield-lion$25.00$25.001/20/2010 4:33:28 PM
careful-compassion$50.00$50.001/20/2010 4:33:34 PM
WillyBobba$25.00$25.001/20/2010 4:29:25 PM
elevated-platinum5$50.00$50.001/20/2010 4:33:50 PM
schpere$30.00$30.001/20/2010 4:36:07 PM
Goodlender42$25.00$25.001/20/2010 4:34:00 PM
SongBirdProphecy$25.00$25.001/20/2010 4:34:06 PM
Kaj$25.00$25.001/20/2010 4:29:43 PM
meenan$25.00$25.001/20/2010 4:34:29 PM
market-builder$25.00$25.001/20/2010 4:36:23 PM
Prosp_Lender$50.00$50.001/20/2010 4:29:58 PM
aventurer$25.00$25.001/20/2010 4:30:00 PM
commitment-forte6$25.00$25.001/20/2010 4:30:26 PM
payout-point$50.00$50.001/20/2010 4:30:35 PM
ThomasCrown$30.00$30.001/20/2010 4:31:03 PM
Macinvest$25.00$25.001/20/2010 4:31:08 PM
Carpetkid$25.00$25.001/20/2010 4:31:14 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:33 PM
anders94$25.00$25.001/20/2010 4:31:23 PM
30Sky$25.00$25.001/20/2010 4:31:37 PM
zippy-interest$25.00$25.001/20/2010 4:31:42 PM
CAGE-Investments$100.00$100.001/20/2010 4:31:52 PM
friendly-market5$25.00$25.001/20/2010 4:32:10 PM
Artist_Blue$25.00$25.001/20/2010 4:32:27 PM
mlopez2007$50.00$50.001/20/2010 4:36:44 PM
PRGuyinVA$25.00$25.001/20/2010 4:32:35 PM
momentous-velocity$25.00$25.001/20/2010 4:38:54 PM
delicious-social132$25.00$25.001/20/2010 4:32:37 PM
supreme-hope$25.00$25.001/20/2010 4:32:45 PM
fostaman$25.00$25.001/20/2010 4:39:08 PM
Fiimg$50.00$50.001/20/2010 4:32:52 PM
ocho$25.00$25.001/20/2010 4:32:57 PM
foxy-fund$50.00$50.001/20/2010 4:33:01 PM
Siafu$25.00$25.001/20/2010 4:39:37 PM
coin-equalizer2$25.00$25.001/20/2010 4:39:42 PM
handy-justice$25.00$25.001/20/2010 4:33:30 PM
pischkoa$25.00$25.001/20/2010 4:39:55 PM
Gibbyland$75.00$75.001/20/2010 4:33:38 PM
Frenchynh$25.00$25.001/20/2010 4:40:02 PM
xrycac$25.00$25.001/20/2010 4:33:43 PM
purgolder83$25.00$25.001/20/2010 4:40:13 PM
bountiful-bazaar$25.00$25.001/20/2010 4:33:56 PM
wFeather$300.00$300.001/20/2010 4:40:24 PM
inspiring-reward$50.00$50.001/20/2010 4:34:01 PM
commerce-voyager$25.00$25.001/20/2010 4:40:26 PM
How$25.00$25.001/20/2010 4:34:10 PM
financial-frenzy$25.00$25.001/20/2010 4:40:39 PM
exchange-battalion$30.00$30.001/20/2010 4:37:54 PM
unclejaef$25.00$25.001/20/2010 4:40:53 PM
papyrus111$25.00$25.001/20/2010 4:41:00 PM
rolandweary$30.00$30.001/20/2010 4:38:08 PM
Jaywatl$25.00$25.001/20/2010 4:38:20 PM
sommie$25.00$25.001/20/2010 4:41:25 PM
loan-master996$50.00$50.001/20/2010 4:38:46 PM
rapid-currency$25.00$25.001/20/2010 4:46:56 PM
adamnash$25.00$25.001/20/2010 4:38:51 PM
shasta1$25.00$25.001/20/2010 4:38:57 PM
YellowJacket$25.00$25.001/20/2010 4:47:07 PM
five-star-note$35.00$35.001/20/2010 4:47:54 PM
steamboatgal$25.00$25.001/20/2010 4:39:06 PM
fxtrader$25.00$25.001/20/2010 4:39:26 PM
ccdmp2004$25.00$25.001/20/2010 4:39:28 PM
Thelonius98$25.00$25.001/20/2010 4:39:36 PM
aldeed$25.00$25.001/20/2010 4:39:44 PM
Oak-Parker$25.00$25.001/20/2010 4:39:52 PM
topher515$25.00$25.001/20/2010 4:39:57 PM
MoneyU4IA$25.00$25.001/20/2010 4:40:05 PM
Sonos$25.00$25.001/20/2010 4:40:11 PM
buddy486$25.00$25.001/20/2010 4:40:18 PM
dealarella$25.00$25.001/20/2010 4:36:40 PM
bowerz$25.00$25.001/20/2010 4:41:00 PM
heroic-platinum$25.00$25.001/20/2010 4:37:02 PM
blooming-market$25.00$25.001/20/2010 4:41:15 PM
auction-workhorse679$25.00$25.001/20/2010 4:47:24 PM
unk1911$25.00$25.001/20/2010 4:47:28 PM
Veggie_Monkey$25.00$25.001/20/2010 4:47:38 PM
determined-contract$30.00$30.001/20/2010 4:37:56 PM
dollar-birdie$30.00$30.001/20/2010 4:38:01 PM
bazaar-tulip$25.00$22.141/20/2010 4:55:19 PM
John73$25.00$25.001/20/2010 4:38:52 PM
stanbalwight4$25.00$25.001/20/2010 4:38:58 PM
SKAGIT22$25.00$25.001/20/2010 6:25:17 PM
Dahlozer$25.00$25.001/20/2010 4:39:32 PM
ujohnc00$25.00$25.001/20/2010 4:39:38 PM
swoosh$25.00$25.001/20/2010 4:39:48 PM
downbet$50.00$50.001/20/2010 4:39:51 PM
Raye147$25.00$25.001/20/2010 4:40:00 PM
trade-pumpkin$25.00$25.001/20/2010 4:40:05 PM
kanemochi$25.00$25.001/20/2010 4:40:12 PM
wise-balanced-moola$25.00$25.001/20/2010 6:46:01 PM
inspired-agreement$25.00$25.001/20/2010 4:40:55 PM
bazaar-ruler$25.00$25.001/20/2010 4:40:58 PM
funds-promiser$50.00$50.001/20/2010 4:41:03 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:06 PM
wjstocks$25.00$25.001/20/2010 4:41:13 PM
heynonny$50.00$50.001/20/2010 4:41:31 PM
MrBodaggit$25.00$25.001/20/2010 4:41:37 PM
showmestatekid$25.00$25.001/20/2010 4:46:50 PM
wise-silver-wonder$27.57$27.571/20/2010 4:47:10 PM
credit-shower$50.00$50.001/20/2010 9:58:57 PM
interstellar$50.00$50.001/21/2010 11:50:46 AM
the-bright-velocity$25.00$25.001/21/2010 1:33:29 PM
SpotLending$50.00$50.001/22/2010 4:44:36 PM
bamboozled_again$250.00$250.001/22/2010 5:03:38 PM
raindawg$50.00$50.001/25/2010 9:33:01 AM
dhinckley$25.00$25.001/26/2010 8:39:10 AM
dud$50.00$50.001/26/2010 10:25:59 AM
roswellandy$26.00$26.001/26/2010 11:46:10 AM
firsttouch1$100.00$100.001/26/2010 11:58:53 AM
cwb8539$25.00$25.001/26/2010 12:13:15 PM
haryassman$25.00$25.001/26/2010 3:03:41 PM
divergregg$25.00$25.001/26/2010 3:31:47 PM
coolcoast$40.00$40.001/26/2010 8:08:43 PM
rjcoutur2001$38.57$38.571/26/2010 11:51:30 PM
PRGuyinVA$100.00$100.001/26/2010 7:07:06 PM
colorfulgardener$50.00$50.001/27/2010 5:03:50 AM
JM-Sarawak$50.00$50.001/27/2010 5:54:53 AM
AlBRich$25.00$25.001/27/2010 10:04:57 AM
DackoDenk$25.00$25.001/27/2010 10:45:46 AM
PleaseDoNotDefault$25.00$25.001/27/2010 7:13:07 AM
ihelpunow$25.00$25.001/27/2010 10:24:02 AM
Auditman$25.00$25.001/27/2010 9:29:02 AM
shrewd-income$250.00$250.001/27/2010 2:32:48 PM
platinum-platoon$50.00$50.001/27/2010 3:21:26 PM
the-profit-oracle$25.00$25.001/27/2010 1:59:25 PM
vutah$25.00$25.001/27/2010 2:03:27 PM
Engineer44$30.00$30.001/27/2010 4:04:47 PM
Moneypenny6$25.00$25.001/27/2010 3:53:40 PM
copperfield$25.00$25.001/20/2010 4:10:57 PM
lean-velocity$25.00$25.001/20/2010 4:12:01 PM
principal-kung-fu$25.00$25.001/20/2010 4:12:54 PM
yield-hero4$25.00$25.001/20/2010 4:12:11 PM
loanfairy$25.00$25.001/20/2010 4:11:43 PM
jrbill1998$50.00$50.001/20/2010 4:24:34 PM
friendly-return7$25.00$25.001/20/2010 4:15:35 PM
reflective-cash0$50.00$50.001/20/2010 4:26:18 PM
integrity-doctor$50.00$50.001/20/2010 4:16:46 PM
duty-sensai$25.00$25.001/20/2010 4:26:26 PM
bold-principal-thinker$25.00$25.001/20/2010 4:26:44 PM
balance-voyager$100.00$100.001/20/2010 4:26:54 PM
deal_maker78$100.00$100.001/20/2010 4:23:55 PM
chekat$25.00$25.001/20/2010 4:27:07 PM
paymentologist$25.00$25.001/20/2010 4:27:13 PM
bigphish$25.00$25.001/20/2010 4:27:19 PM
aasx1108$25.00$25.001/20/2010 4:27:32 PM
aneley777$25.00$25.001/20/2010 4:24:43 PM
oaktown23$50.00$50.001/20/2010 4:24:58 PM
industrious-dedication$25.00$25.001/20/2010 4:25:03 PM
credible-durability$25.00$25.001/20/2010 4:25:35 PM
techvet$25.00$25.001/20/2010 4:28:31 PM
loyalist1$25.00$25.001/20/2010 4:25:56 PM
blooming-dedication$50.00$50.001/20/2010 4:28:45 PM
Aeroman32$25.00$25.001/20/2010 4:28:58 PM
peerlender$30.00$30.001/20/2010 4:29:00 PM
NDFIRTH$50.00$50.001/20/2010 4:29:03 PM
nalaari$25.00$25.001/20/2010 4:29:13 PM
HamachiMan$25.00$25.001/20/2010 4:26:57 PM
martiantim$25.00$25.001/20/2010 4:27:05 PM
dmfog$25.00$25.001/20/2010 4:30:04 PM
astute-dollar$90.00$90.001/20/2010 4:27:43 PM
studious-listing8$25.00$25.001/20/2010 4:30:32 PM
payout-achievement$40.00$40.001/20/2010 4:27:58 PM
kanakakm$25.00$25.001/20/2010 4:24:08 PM
museic1$50.00$50.001/20/2010 4:30:56 PM
enb3$25.00$25.001/20/2010 4:24:30 PM
BigBoy2008$25.00$25.001/20/2010 4:31:28 PM
kchen486$25.00$25.001/20/2010 4:28:25 PM
elephantparty$25.00$25.001/20/2010 4:24:46 PM
Syzygy$25.00$25.001/20/2010 4:32:14 PM
orange-preeminant-bill$100.00$100.001/20/2010 4:32:24 PM
OldFriend$25.00$25.001/20/2010 4:25:10 PM
melodious-fairness$25.00$25.001/20/2010 4:28:54 PM
red-favorable-basis$25.00$25.001/20/2010 4:32:57 PM
desertoasis$25.00$25.001/20/2010 4:29:30 PM
best-phenomenal-treasure$25.00$25.001/20/2010 4:33:06 PM
boater01$50.00$50.001/20/2010 4:33:08 PM
DRA-Properties$25.00$25.001/20/2010 4:29:52 PM
ghinga$50.00$50.001/20/2010 4:33:19 PM
wonderful-return5$25.00$25.001/20/2010 4:29:56 PM
NorthernFunds$25.00$25.001/20/2010 4:33:29 PM
larrybird$100.00$100.001/20/2010 4:30:07 PM
apeloans$25.00$25.001/20/2010 4:33:36 PM
serpentine$50.00$50.001/20/2010 4:26:49 PM
18th_beachbum$25.00$25.001/20/2010 4:30:11 PM
progressive-asset$100.00$100.001/20/2010 4:33:42 PM
impeccable-transparency$75.00$75.001/20/2010 4:33:51 PM
PocketAces$25.00$25.001/20/2010 4:30:24 PM
junctionking$25.00$25.001/20/2010 4:33:54 PM
credit-force5$25.00$25.001/20/2010 4:33:58 PM
intuitive-bill$25.00$25.001/20/2010 4:34:04 PM
mikeandcat$50.00$50.001/20/2010 4:30:40 PM
miked8303$25.00$25.001/20/2010 4:30:45 PM
Lightlife$46.14$46.141/20/2010 4:30:50 PM
tom48l$25.00$25.001/20/2010 4:31:10 PM
tsui517$25.00$25.001/20/2010 4:31:35 PM
Diamond_Jim$25.00$25.001/20/2010 4:27:45 PM
exciting-responsibility3$25.00$25.001/20/2010 4:34:59 PM
credit-kahuna$100.00$100.001/20/2010 4:27:54 PM
one-midas$25.00$25.001/20/2010 4:31:45 PM
market-path$50.00$50.001/20/2010 4:31:47 PM
money-maniac$50.00$50.001/20/2010 4:31:59 PM
community-broadcaster$25.00$25.001/20/2010 4:32:08 PM
note-tent$25.00$25.001/20/2010 4:28:28 PM
worldly-community3$25.00$25.001/20/2010 4:28:39 PM
top-commitment-champ$25.00$25.001/20/2010 4:32:40 PM
Josta$50.00$50.001/20/2010 4:33:12 PM
commerce-web5$25.00$25.001/20/2010 4:29:10 PM
red-trade-cologne$25.00$25.001/20/2010 4:29:21 PM
important-ore$50.00$50.001/20/2010 4:33:31 PM
wampum-optimization$50.00$50.001/20/2010 4:36:01 PM
inventive-wealth2$25.00$25.001/20/2010 4:33:45 PM
GElender$50.00$50.001/20/2010 4:33:57 PM
personal-lender$25.00$25.001/20/2010 4:29:35 PM
Mavrck88$25.00$25.001/20/2010 4:34:03 PM
bchen78875$25.00$25.001/20/2010 4:29:40 PM
Trimalchio12$25.00$25.001/20/2010 4:34:07 PM
majestic-dedication$50.00$50.001/20/2010 4:34:33 PM
docktah$50.00$50.001/20/2010 4:30:03 PM
first-upright-payout$50.00$50.001/20/2010 4:34:50 PM
durability-mad-scientist4$100.00$100.001/20/2010 4:30:37 PM
Clambake$50.00$50.001/20/2010 4:31:00 PM
reward-adventure$25.00$25.001/20/2010 4:31:11 PM
bowdish1$100.00$100.001/20/2010 4:31:16 PM
cpaphoto$25.00$25.001/20/2010 4:31:24 PM
harmonious-revenue7$25.00$25.001/20/2010 4:31:27 PM
peaceful-return2$25.00$25.001/20/2010 4:31:30 PM
top-silver-american$25.00$25.001/20/2010 4:31:32 PM
time4aloan$50.00$50.001/20/2010 4:31:56 PM
emelia$25.00$25.001/20/2010 4:32:02 PM
asset-equilibrium0$25.00$25.001/20/2010 4:32:06 PM
currency-oak$25.00$25.001/20/2010 4:32:16 PM
jdrez$25.00$25.001/20/2010 4:32:21 PM
Superc0ld$39.58$39.581/20/2010 4:38:29 PM
Avala$50.00$50.001/20/2010 4:32:23 PM
heng2x$25.00$25.001/20/2010 4:32:32 PM
maple1$25.00$25.001/20/2010 4:39:05 PM
Speculator$50.00$50.001/20/2010 4:32:49 PM
fcukciti$25.00$25.001/20/2010 4:32:54 PM
kmr2$50.00$50.001/20/2010 4:33:04 PM
bnlforever$25.00$25.001/20/2010 4:39:29 PM
psiequalsone$25.00$25.001/20/2010 4:39:41 PM
srilm$25.00$25.001/20/2010 4:33:25 PM
AmericanCredit$25.00$25.001/20/2010 4:37:23 PM
Swabjockey$25.00$25.001/20/2010 4:39:53 PM
papaloha$50.00$50.001/20/2010 4:33:33 PM
scoobiedoo$25.00$25.001/20/2010 4:39:59 PM
omniviper$25.00$25.001/20/2010 4:33:41 PM
credit-tulip$25.00$25.001/20/2010 4:40:07 PM
accordion8$50.00$50.001/20/2010 4:33:49 PM
metro457$25.00$25.001/20/2010 4:40:16 PM
investment-comet$25.00$25.001/20/2010 4:33:59 PM
THREE-POINTS-LENDING$25.00$25.001/20/2010 4:34:08 PM
thedoctor$90.00$90.001/20/2010 4:37:46 PM
boisvek$75.00$75.001/20/2010 4:40:52 PM
helpu88$25.00$25.001/20/2010 4:40:56 PM
honorable-yield$75.00$75.001/20/2010 4:38:36 PM
Trolley08$25.00$25.001/20/2010 4:41:36 PM
GreenSolutionsOffshoreHoldings$25.00$25.001/20/2010 4:46:44 PM
irun$25.00$25.001/20/2010 4:38:49 PM
Dave0$25.00$25.001/20/2010 4:46:57 PM
captainack$25.00$25.001/20/2010 4:38:56 PM
AlexTrep$25.00$25.001/20/2010 4:47:00 PM
leodaguy$25.00$25.001/20/2010 4:35:28 PM
nourishing-hope835$25.00$25.001/20/2010 4:39:04 PM
three-for-6$65.00$65.001/20/2010 4:47:56 PM
falcon88dp$25.00$25.001/20/2010 4:39:08 PM
ClearLake$25.00$25.001/20/2010 4:48:35 PM
wiselady$25.00$25.001/20/2010 4:39:12 PM
aldenrains$25.00$25.001/20/2010 4:39:21 PM
toblerone$50.00$50.001/20/2010 4:35:56 PM
smilinguy$25.00$25.001/20/2010 4:39:25 PM
undaunted-agreement$25.00$25.001/20/2010 4:39:27 PM
ctgscott$25.00$25.001/20/2010 4:49:13 PM
Microfinancer$25.00$25.001/20/2010 4:39:39 PM
galtsgulch$25.00$25.001/20/2010 4:39:46 PM
bambampk$25.00$25.001/20/2010 4:39:54 PM
whiteshadow$25.00$25.001/20/2010 4:40:01 PM
RetiredATC$25.00$25.001/20/2010 4:40:07 PM
davidside$25.00$25.001/20/2010 4:40:14 PM
nprfan5$25.00$25.001/20/2010 4:40:20 PM
bold-bright-currency$25.00$25.001/20/2010 4:41:14 PM
laredotornado$25.00$25.001/20/2010 4:37:31 PM
dadalou$25.00$25.001/20/2010 4:48:33 PM
BumblingStunmbling$25.00$25.001/20/2010 4:38:30 PM
balance6$25.00$25.001/20/2010 4:38:37 PM
_G_$50.00$50.001/20/2010 4:38:55 PM
commerce-handshake$25.00$25.001/20/2010 4:39:09 PM
evaglamazon$25.00$25.001/20/2010 4:39:31 PM
george_kaplan$25.00$25.001/20/2010 4:39:34 PM
BigLinCT$25.00$25.001/20/2010 4:39:43 PM
autonomous-basis$25.00$25.001/20/2010 4:39:50 PM
green-careful-community$25.00$25.001/20/2010 4:39:56 PM
geniusj$25.00$25.001/20/2010 4:40:03 PM
maule$25.00$25.001/20/2010 4:40:09 PM
dospapalotes$25.00$25.001/20/2010 4:40:37 PM
rdrloan$25.00$25.001/20/2010 4:40:42 PM
Kulchar$50.00$50.001/20/2010 4:40:51 PM
tuffshorty$25.00$25.001/20/2010 4:40:57 PM
p2p-allocator$25.00$25.001/20/2010 4:41:02 PM
KramericaIndustries$25.00$25.001/20/2010 4:41:12 PM
generosity-giraffe0$25.00$25.001/20/2010 4:41:32 PM
CC911$25.00$25.001/20/2010 4:47:20 PM
gotyourgear$25.00$25.001/20/2010 4:55:17 PM
melodious-fairness$25.00$25.001/21/2010 10:01:21 AM
sirguyon$100.00$100.001/21/2010 12:16:46 PM
estancias$25.00$25.001/21/2010 8:17:16 PM
cashasaurus0$110.00$110.001/22/2010 6:16:05 AM
wwwUniversal$25.00$25.001/22/2010 4:24:58 PM
friendly-worth3$25.00$25.001/26/2010 10:26:22 AM
sunshinysmiles$25.00$25.001/26/2010 12:08:26 PM
JohnWS$25.00$25.001/26/2010 1:42:35 PM
income-pizza$25.00$25.001/26/2010 1:51:45 PM
Havnfun$25.00$25.001/26/2010 4:05:39 PM
rodaku$45.00$45.001/26/2010 7:32:04 PM
lefty756$25.00$25.001/26/2010 6:40:53 PM
greenback-floret$50.00$50.001/27/2010 12:16:53 AM
tender-ore$25.00$25.001/26/2010 9:48:45 PM
taijidaoist$25.00$25.001/27/2010 7:48:09 AM
bondo41$25.00$25.001/27/2010 6:20:45 AM
VBPlayer$25.00$25.001/27/2010 11:01:40 AM
booie$25.00$25.001/27/2010 10:18:37 AM
rate-hickory$25.00$25.001/27/2010 8:54:48 AM
Traveler30$50.00$50.001/27/2010 12:43:44 PM
Some_Yahoo$100.00$100.001/27/2010 10:49:14 AM
thoughtful-community7$50.00$50.001/27/2010 2:48:44 PM
steady-peace8$150.00$150.001/27/2010 11:36:20 AM
patriot384$200.00$200.001/27/2010 2:38:02 PM
416 bids
 
Borrower Payment Dependent Notes Series 443429
This series of Notes was issued and sold upon the funding of the borrower loan #40690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,750.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $71.82
Final lender yield: 26.30% Final borrower rate/APR: 27.30% / 29.64% Final monthly payment: $71.73
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.65%  
Lender servicing fee: 1.00% Estimated return: 15.65%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Jan-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2009) Current / open credit lines: 12 / 10Employment status:Self-employed
Now delinquent: 0 Total credit lines: 23Length of status:20y 11m
Amount delinquent: $0 Revolving credit balance: $8,747 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Wasatchfront Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 96% ) 680-699 (Latest)
Principal borrowed: $5,555.00< mo. late: 1 ( 4% )  
640-659 (Dec-2007)
 
Principal balance: $2,229.40 1+ mo. late: 0 ( 0% )
Total payments billed: 23  
Description
17 y Career agent consolidating
Purpose of loan:
This loan will be used to? I have been a residential Realtor for 17+ years. I have always enjoyed the commercial end and have done 1 to 3 commercial deals a year in addition to 10 to 20 homes sold.? During the time from August to December I had to use credit cards more than I wanted. This loan will pay off those plus a small bit or room while ramp up this month. I have the contacts and experience and plan to do as well this year focusing on short sales and foreclosures. I have a lot of experience in negotiating short sales and our market is seeing them much more now. I have listings with short sale offers. It is simply a longer time frame now for approval. I have a current Prosper loan that will be 2 years old in January, 2010. I have never missed a payment. I was one day late once as My bank put a 10 day hold on a check that I thought was a 5 day hold.I made the phone calls and got it paid the same day.

My financial situation:
I am a good candidate for this loan because? I have about 30% equity in my home (even in today's market.). I am reliable and will never default. I have lived in this home 9 years. I have had my bank account for 23 years. Credit score is a bit low as real estate has its ups and downs lately.

Monthly net income: $ 5,500 Varies with strait commission. My annual is between $40,000 to 65,000

Monthly expenses: $
??Housing: $ 1291
??Insurance: $ 55
??Car expenses: $53
??Utilities: $ 300
??Phone, cable, internet: $100
??Food, entertainment: $500
??Clothing, household expenses $ 200
??Credit cards and other loans: $400
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
USNavyVet$25.00$25.001/21/2010 8:57:56 AM
Bob450$50.00$50.001/21/2010 9:47:07 PM
vmh20035$50.00$50.001/26/2010 5:44:08 PM
us957165$25.00$25.001/26/2010 6:49:22 PM
TrustinOthers$53.50$53.501/27/2010 9:40:09 AM
wild-orange$25.00$25.001/28/2010 1:11:55 AM
papaloha$500.00$500.001/28/2010 2:36:21 AM
MrMoneyBags$30.90$30.901/28/2010 6:29:19 AM
dcm6276$25.00$25.001/28/2010 7:56:48 AM
dcm6276$25.00$25.001/28/2010 8:00:06 AM
DasMula$25.00$25.001/28/2010 7:39:07 AM
patriot384$50.00$50.001/28/2010 8:53:35 AM
income-rocker2$66.91$66.911/28/2010 8:50:33 AM
Rip128$100.00$100.001/28/2010 8:56:05 AM
Engineer44$30.00$23.121/28/2010 8:56:43 AM
wattboy$63.18$63.181/28/2010 5:06:13 AM
umfan123$29.00$29.001/28/2010 6:56:59 AM
Mikale360$25.00$25.001/28/2010 7:23:22 AM
hellasow$30.00$30.001/21/2010 11:35:49 AM
JustMee$25.00$25.001/21/2010 5:31:52 PM
CA_Lender$25.00$25.001/22/2010 12:58:46 PM
transaction-circuit$25.00$25.001/27/2010 1:11:38 PM
keeper24$25.00$25.001/28/2010 5:21:46 AM
Rip128$100.00$100.001/28/2010 8:30:44 AM
just-trade0$36.00$36.001/28/2010 8:32:25 AM
twjh$25.00$25.001/28/2010 8:51:25 AM
friendinmoney$35.39$35.391/28/2010 8:55:38 AM
Leshan$100.00$100.001/28/2010 8:21:55 AM
Rip128$100.00$100.001/28/2010 8:42:05 AM
skaught$32.00$32.001/28/2010 8:54:57 AM
30 bids
 
Borrower Payment Dependent Notes Series 443491
This series of Notes was issued and sold upon the funding of the borrower loan #40683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,400.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $42.69
Final lender yield: 4.96% Final borrower rate/APR: 5.96% / 6.30% Final monthly payment: $42.57
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.59%  
Lender servicing fee: 1.00% Estimated return: 4.37%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Aug-1991 Debt/Income ratio: 7%
Credit score: 820-839 (Jan-2010) Current / open credit lines: 11 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 25Length of status:5y 3m
Amount delinquent: $0 Revolving credit balance: $5,389 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 6%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: darylt Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paid Chase Timely, Rate Raised 9%
Purpose of loan:
This loan will be used to pay off my Chase account after they raised my rate by 9%, from under 10% to almost 18%, despite no late payment history. I have been paying down my debt, and have a larger balance on another card, but at a lower rate. The idea behind the loan is to pay off Chase and its jacked-up rate, in order to allocate more dollars towards paying down the card with the higher balance.

My financial situation: is good.
I am a good candidate for this loan because I pay off extra principal on my mortgage each month, which is kind of unheard of lately, no?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
StocksMan$50.00$50.001/28/2010 8:55:50 AM
dma1206$25.00$25.001/21/2010 9:15:01 AM
loanshark62$30.00$30.001/21/2010 4:34:37 PM
quiggles$25.00$25.001/22/2010 7:23:51 AM
4mydaughterseducation$25.00$25.001/23/2010 8:24:56 AM
marwadi-62$300.00$300.001/23/2010 5:23:01 PM
hellasow$25.00$25.001/25/2010 6:24:21 PM
AsianDragon$100.00$100.001/26/2010 10:45:05 AM
EmeritusX$25.00$25.001/26/2010 12:44:18 PM
compuguy8$35.00$35.001/26/2010 12:56:26 PM
irishcocacola$25.00$25.001/26/2010 4:48:28 PM
peb44$25.00$25.001/27/2010 10:12:10 AM
rcs2003$25.00$25.001/27/2010 12:35:43 PM
Bodyboard$25.00$25.001/27/2010 2:17:37 PM
wwwUniversal$25.00$25.001/27/2010 3:55:29 PM
RandyL3$27.17$27.171/27/2010 5:56:41 PM
PalmerTheEmbalmer$25.00$25.001/27/2010 5:01:36 PM
springpanda$25.00$25.001/21/2010 2:26:58 PM
amit_gu$25.00$25.001/22/2010 10:32:16 AM
P2PHelper$25.00$25.001/22/2010 11:49:20 AM
zxr$25.00$25.001/25/2010 8:07:33 AM
bigmacbeef$25.00$25.001/25/2010 8:02:34 PM
Ristefo$25.00$25.001/26/2010 5:16:52 PM
Light_Verity$140.00$140.001/26/2010 5:54:56 PM
Lender0307$25.00$25.001/26/2010 9:26:54 PM
JerryB96$25.00$25.001/27/2010 9:51:56 AM
JM-Sarawak$50.00$50.001/27/2010 6:00:13 AM
coolgenner$50.00$37.101/27/2010 12:20:01 PM
exchange-squirrel$25.00$25.001/27/2010 3:09:30 PM
dasyjo$25.00$25.001/27/2010 4:04:14 PM
wicada$26.70$26.701/27/2010 6:11:48 PM
jcar78$25.00$25.001/28/2010 8:37:06 AM
cwegert$54.03$54.031/28/2010 8:34:02 AM
33 bids
 
Borrower Payment Dependent Notes Series 443509
This series of Notes was issued and sold upon the funding of the borrower loan #40669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 31.36% Starting monthly payment: $41.04
Final lender yield: 17.75% Final borrower rate/APR: 18.75% / 22.51% Final monthly payment: $36.53
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.42%  
Lender servicing fee: 1.00% Estimated return: 7.33%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Dec-1993 Debt/Income ratio: 33%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 2 Total credit lines: 23Length of status:13y 1m
Amount delinquent: $0 Revolving credit balance: $2,293 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 95%Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Homeownership: No  
Inquiries last 6m: 0    
Screen name: racer31 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
600-619 (Oct-2007)
600-619 (Sep-2007)
600-619 (Jul-2007)
 
Principal balance: $333.28 1+ mo. late: 0 ( 0% )
Total payments billed: 27  
Description
payoff equipment
Purpose of loan:
(explain what you will be using this loan for)
to purchase mechanical equipment
My financial situation:
(explain why you are a good candidate for paying back this loan)
my ex wife is finally out of my wallet no kids involved she used my name to start her own business then left with the money and left me with the bills from a failed business I previously had excellent credit? also have a lawyer handling my bad debt that my ex created in my name without my knowledge It is the 50k that is showing up on credit report
Monthly net income: $ 2143Monthly expenses: $
??Housing: $ 0
??Insurance: $ 75.00
??Car expenses: $ 392.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 120.00
??Credit cards and other loans: $ 65.00
??Other expenses: $ 0

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you tell us why you have 13 Delinquencies in last 7y ? Please post your answer Publically - exchange-cowbell5
A: Sure my ex wife had taken out a bunch of credit cards in my name which I had no idea about until after she left ony a couple of them were willing to work with me to try and get it straightened out they got paid along with the stuff that was actually mine. The rest would not even listen to what I had to say or try and work with me in any way. one company even sent me a copy of the note she signed my name to and admitted that it was not my signature but told me i was still responsible (Jan-23-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
bluebouyz$32.00$32.001/25/2010 5:15:53 PM
exchange-cowbell5$100.00$100.001/25/2010 5:40:49 PM
JM-Sarawak$25.00$25.001/27/2010 6:00:59 AM
yerkster1$55.51$55.511/27/2010 10:48:50 AM
PHUCKYOUAZZHOLE$25.00$25.001/27/2010 12:07:08 PM
glenium$25.00$25.001/28/2010 3:08:44 AM
loyalist1$25.00$25.001/28/2010 6:30:14 AM
orange-pound-party$25.00$25.001/27/2010 8:03:17 PM
wild-orange$25.00$25.001/28/2010 1:14:54 AM
autoconnection$25.00$25.001/28/2010 5:58:43 AM
Aberdeen$300.00$300.001/23/2010 10:56:49 PM
CoolPlexer$50.00$50.001/25/2010 12:35:03 PM
realtormoises$25.00$25.001/25/2010 4:41:23 PM
vine99$45.00$45.001/25/2010 8:49:54 PM
Your_Bank$25.00$17.491/27/2010 11:47:07 AM
wild-orange$25.00$25.001/28/2010 1:15:22 AM
icon7$25.00$25.001/28/2010 5:14:29 AM
Leshan$100.00$100.001/28/2010 8:24:09 AM
Mikale360$25.00$25.001/28/2010 7:21:39 AM
OPEO$25.00$25.001/28/2010 8:34:24 AM
20 bids
 
Borrower Payment Dependent Notes Series 443603
This series of Notes was issued and sold upon the funding of the borrower loan #40678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 22.70% Starting borrower rate/APR: 23.70% / 25.99% Starting monthly payment: $195.38
Final lender yield: 21.70% Final borrower rate/APR: 22.70% / 24.97% Final monthly payment: $192.77
 
Auction yield range: 8.06% - 22.70% Estimated loss impact: 8.51%  
Lender servicing fee: 1.00% Estimated return: 13.19%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Nov-1999 Debt/Income ratio: 28%
Credit score: 700-719 (Jan-2010) Current / open credit lines: 16 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 33Length of status:8y 10m
Amount delinquent: $0 Revolving credit balance: $22,403 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 69%Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: sophisticated-money4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card raising fees
Purpose of loan:
This loan will be used to pay off credit cards that have recently raised my interest rates for no reason. I have always paid on time and more than minimum due but they still raised the interest rate anyway. I called and tried to negotiate since I've been a customer for many years but they were unwilling to help me. The only way they would help me would be if I?failed to pay my bill, they are out of their minds!?I would really prefer to pay someone other than them.

My financial situation:
I am a good candidate for this loan because?
I have had the same job for 9 years and have always strived to pay every bill on time.?I?got married in May and my wife and I are trying to clean up our financial situation. I work as an engineer in a company over 100 years old and my wife is a middle school teacher in a small town.
Monthly net income: $
4800
Monthly expenses: $
??Housing: $ 1225
??Insurance: $ 150
??Car expenses: $?600
??Utilities: $ 110
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $600 (if I get this loan this will be down to $250)?
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
ultimate-peace$100.00$100.001/28/2010 8:24:42 AM
KramericaIndustries$25.00$25.001/21/2010 8:58:27 AM
fostaman$25.00$25.001/21/2010 8:58:14 AM
restondoublek$25.00$25.001/21/2010 8:58:32 AM
RISK-VERSUS-RETURN$25.00$25.001/21/2010 8:58:33 AM
hc90474$25.00$25.001/21/2010 8:58:39 AM
order-boomerang$25.00$25.001/21/2010 8:58:45 AM
unclejaef$25.00$25.001/21/2010 8:58:44 AM
copperfield$25.00$19.921/21/2010 8:58:55 AM
oldmora$50.00$50.001/21/2010 8:58:52 AM
dime-neutron$25.00$25.001/21/2010 9:12:15 AM
aurorafinancial$50.00$50.001/21/2010 9:26:37 AM
robot777$40.00$40.001/21/2010 9:27:45 AM
CK1$25.00$25.001/21/2010 12:29:43 PM
Bank_Of_XL$50.00$50.001/21/2010 2:16:07 PM
SFBank$200.00$200.001/21/2010 4:20:22 PM
vine99$65.00$65.001/21/2010 6:25:28 PM
interstellar$48.55$48.551/22/2010 8:47:51 AM
Calif-smo$30.00$30.001/22/2010 1:04:43 PM
Tc11902$25.00$25.001/22/2010 2:37:05 PM
radar_love$25.00$25.001/23/2010 5:45:07 AM
TheSpottedFlamingo$25.00$25.001/23/2010 7:48:59 PM
Loaner_without_a_cause$25.00$25.001/23/2010 8:11:25 PM
loss-of-control$25.00$25.001/24/2010 2:48:23 PM
FinanceEngine$25.00$25.001/24/2010 1:47:37 PM
DasMula$50.00$50.001/24/2010 5:46:54 PM
charming-point$300.00$300.001/25/2010 11:56:47 AM
atomantic$25.00$25.001/26/2010 5:07:05 AM
UCLA4life$25.00$25.001/26/2010 7:18:40 AM
nalaari$50.00$50.001/26/2010 10:37:13 AM
grammaspurse$25.00$25.001/26/2010 3:13:37 PM
Techne_Funds_LLC$25.00$25.001/26/2010 4:18:22 PM
vest_vortex$25.00$25.001/26/2010 5:02:17 PM
BankofBeth$25.00$25.001/26/2010 6:48:37 PM
Your_Bank$25.00$25.001/26/2010 6:59:28 PM
Smallbear$50.00$50.001/27/2010 3:36:10 AM
PatriotKnight$50.00$50.001/27/2010 9:57:11 AM
supreme-hope$25.00$25.001/27/2010 9:01:16 AM
velocity-squadron$25.00$25.001/27/2010 9:19:09 AM
CC911$25.00$25.001/27/2010 6:10:47 AM
barflyer$25.00$25.001/27/2010 11:01:19 AM
Hobie88$75.51$75.511/27/2010 8:23:40 AM
lowcostmoney$25.00$25.001/27/2010 10:39:23 AM
bonus-quark4$25.00$25.001/27/2010 3:45:18 PM
TashaRemay$25.00$25.001/27/2010 12:57:22 PM
Loan_shark718$60.00$60.001/27/2010 4:01:43 PM
friendly-worth3$25.00$25.001/27/2010 4:27:29 PM
brit11$100.00$100.001/27/2010 11:30:06 PM
umfan123$30.08$30.081/28/2010 6:53:11 AM
Pu239$50.00$50.001/28/2010 7:12:03 AM
Fun54115$25.00$25.001/28/2010 7:59:18 AM
zztopdog$25.00$25.001/28/2010 8:54:49 AM
orange-pound-party$25.00$25.001/27/2010 8:11:48 PM
bold-dynamic-silver$25.00$25.001/27/2010 9:21:20 PM
jonnysixgun$50.00$50.001/27/2010 9:43:58 PM
icon7$25.00$25.001/28/2010 5:17:07 AM
JustMee$25.00$25.001/28/2010 7:17:24 AM
red-favorable-basis$25.00$25.001/28/2010 7:57:23 AM
financial-frenzy$50.00$50.001/21/2010 8:58:21 AM
burrito6$25.00$25.001/21/2010 8:58:30 AM
dollar-birdie$25.00$25.001/21/2010 8:58:16 AM
seisen$50.00$50.001/21/2010 8:58:42 AM
Kreditorium$100.00$100.001/21/2010 8:58:46 AM
AlexTrep$25.00$25.001/21/2010 8:58:50 AM
likeable-openness$25.00$25.001/21/2010 8:58:48 AM
wise-balanced-moola$25.00$25.001/21/2010 9:15:15 AM
five-star-justice$36.00$36.001/21/2010 9:26:28 AM
melodious-fairness$25.00$25.001/21/2010 10:04:21 AM
Ven58$25.00$25.001/21/2010 9:26:55 AM
zento$25.00$25.001/21/2010 12:23:30 PM
czar3$28.10$28.101/21/2010 1:33:40 PM
reflective-rupee$100.00$100.001/21/2010 4:11:42 PM
SolarMoonshine$50.00$50.001/21/2010 4:06:39 PM
Syzygy$25.00$25.001/21/2010 6:45:11 PM
glroark$100.00$100.001/21/2010 6:56:55 PM
Bob450$25.00$25.001/21/2010 9:23:50 PM
GreenSolutionsOffshoreHoldings$25.00$25.001/22/2010 1:04:27 PM
unger$50.00$50.001/22/2010 7:20:57 PM
FinanciallySavvyMom$30.00$30.001/22/2010 8:11:54 PM
piter-to-la-investment$25.00$25.001/23/2010 12:15:02 PM
natural-greenback6$25.00$25.001/24/2010 6:04:45 PM
wwwUniversal$25.00$25.001/25/2010 10:55:00 AM
loss-of-control$25.00$25.001/25/2010 6:57:18 PM
enthusiastic-point$25.00$25.001/26/2010 7:10:40 AM
felicity-daydream$50.00$50.001/26/2010 8:55:54 AM
catnip007$25.02$25.021/26/2010 4:33:38 PM
wild_carrot$25.00$25.001/26/2010 5:04:19 PM
Hartfelt$33.55$33.551/26/2010 5:12:29 PM
d_grbg$35.00$35.001/26/2010 6:57:26 PM
G-Love$103.20$103.201/26/2010 7:09:46 PM
moonshadow10$50.00$50.001/27/2010 5:43:58 AM
JM-Sarawak$25.00$25.001/27/2010 6:02:32 AM
vanman58$60.00$60.001/27/2010 6:21:17 AM
bondhedger$25.00$25.001/26/2010 10:39:19 PM
nalaari$27.01$27.011/27/2010 6:12:38 AM
charming-point$300.00$300.001/27/2010 8:34:30 AM
velocity-winner$25.00$25.001/27/2010 1:29:45 PM
Astyanax$40.00$40.001/27/2010 2:33:54 PM
RecoveryLender$25.00$25.001/27/2010 12:39:37 PM
truelumen$25.00$25.001/27/2010 1:53:21 PM
ethicalhumanist$25.00$25.001/27/2010 3:26:57 PM
bid-papyrus$25.00$25.001/27/2010 5:01:00 PM
the-profit-oracle$25.00$25.001/27/2010 6:36:38 PM
jchurchi$58.71$58.711/27/2010 7:32:44 PM
nashibaksi$25.00$25.001/27/2010 6:29:59 PM
BrighterSuns$25.00$25.001/27/2010 7:21:38 PM
blackstar$25.00$25.001/28/2010 4:31:58 AM
BONSAY$25.00$25.001/27/2010 11:19:51 PM
the-asset-beast$27.00$27.001/28/2010 7:13:12 AM
BuzzyBee336$25.00$25.001/28/2010 7:37:46 AM
jguerrajr$36.35$36.351/28/2010 5:34:01 AM
just-trade0$36.00$36.001/28/2010 8:40:29 AM
rate-hickory$25.00$25.001/28/2010 8:05:20 AM
patriot384$100.00$100.001/28/2010 8:56:34 AM
Leshan$25.00$25.001/28/2010 8:25:24 AM
leverage-monger$25.00$25.001/28/2010 8:53:39 AM
credit-shower$50.00$50.001/27/2010 8:05:06 PM
AuroraRobbin$25.00$25.001/28/2010 6:58:36 AM
leverage-monger$25.00$25.001/28/2010 8:03:31 AM
credit-coach118$30.00$30.001/28/2010 8:21:39 AM
Engineer44$25.00$25.001/28/2010 8:57:35 AM
121 bids
 
Borrower Payment Dependent Notes Series 443611
This series of Notes was issued and sold upon the funding of the borrower loan #40704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 13.00% Starting borrower rate/APR: 14.00% / 16.16% Starting monthly payment: $205.07
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $205.07
 
Auction yield range: 4.06% - 13.00% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 10.85%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jul-1994 Debt/Income ratio: 14%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:7y 6m
Amount delinquent: $0 Revolving credit balance: $55,288 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 93%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: compassion-happiness0 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to?
?help me with a decision that I have been thinking about for 5 years.? I have an 11 year old son.? We have a great relationship.? He does great in school.?Having a good, healthy?makes me happy. ?I am ready? and excited to do something for myself.
My financial situation:
I am a good candidate for this loan because?
I am an extremely responsible individual.? I pay all my bills on time?or before the due date.? On many occasions my?payments are?more than the?minimum monthly payment due.? I take pride in being a citizen with valuable ethics and morals.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Beverly_Hills_Lender$25.00$25.001/21/2010 9:06:46 AM
availableloan$25.00$25.001/21/2010 9:05:03 AM
inforapenny$25.00$25.001/21/2010 9:07:01 AM
stone_lion$29.21$29.211/21/2010 9:23:42 AM
SnE$75.00$75.001/21/2010 9:24:49 AM
durability-halibut$25.00$25.001/21/2010 9:15:08 AM
BGILlender$25.00$25.001/21/2010 9:24:02 AM
ROCKI9$50.00$50.001/21/2010 9:24:48 AM
ekmendenhall$25.00$25.001/21/2010 9:25:07 AM
principal-prodigy$25.00$25.001/21/2010 9:24:45 AM
CallMeBen$50.00$50.001/21/2010 9:25:33 AM
thegreatone$100.00$100.001/21/2010 9:26:49 AM
investor_101$50.00$50.001/21/2010 9:26:17 AM
income-fortress$50.00$50.001/21/2010 9:27:47 AM
affluence-tulip$100.00$100.001/21/2010 10:26:37 AM
here2lend$25.00$25.001/21/2010 11:57:40 AM
zento$25.00$25.001/21/2010 1:03:21 PM
sagemoto$25.00$25.001/21/2010 1:32:42 PM
PrivateLenders$25.00$25.001/21/2010 1:44:08 PM
totoro$25.00$25.001/22/2010 12:24:58 PM
agab$25.00$25.001/22/2010 4:33:14 PM
trumpeter5$100.00$100.001/23/2010 11:02:51 AM
FinDoc$25.00$25.001/24/2010 9:50:52 AM
DasMula$25.00$25.001/24/2010 5:46:03 PM
Imaginos1892$100.00$100.001/24/2010 7:32:33 PM
OldManP$25.00$25.001/24/2010 8:53:09 PM
buffalobills$25.00$25.001/25/2010 2:15:40 PM
friendly-worth3$25.00$25.001/26/2010 10:26:25 AM
DrNano$50.00$50.001/26/2010 10:28:49 AM
pbenjamin$25.00$25.001/26/2010 11:13:45 AM
wjareg08$25.00$25.001/26/2010 11:21:29 AM
investment-comet$25.00$25.001/26/2010 11:22:53 AM
revenue-sapling$25.00$25.001/26/2010 11:44:30 AM
IP$50.00$50.001/26/2010 12:17:12 PM
STAN7366$100.00$100.001/26/2010 12:31:46 PM
dud$50.00$50.001/26/2010 12:16:47 PM
jonn834$25.00$25.001/26/2010 2:05:52 PM
WilliamLeeSims$25.00$25.001/26/2010 2:01:38 PM
FjLenders$50.03$50.031/26/2010 2:05:53 PM
Washington_Loan$25.00$25.001/26/2010 6:09:49 PM
gain-dolphin$50.00$50.001/26/2010 6:18:42 PM
the-dinero-samurai$50.00$50.001/26/2010 6:37:21 PM
nickel-mad-scientist$25.00$25.001/26/2010 5:51:29 PM
matthewa$25.00$25.001/26/2010 6:09:45 PM
fairness-swashbuckler$64.38$64.381/26/2010 10:42:57 PM
minista$25.00$25.001/27/2010 6:56:08 AM
miket71$100.00$100.001/27/2010 7:00:40 AM
skillful-finance$25.00$25.001/27/2010 6:56:06 AM
tenchi2777$25.00$25.001/27/2010 11:18:10 AM
glowman76$25.00$25.001/27/2010 12:47:28 PM
dma1206$25.00$25.001/27/2010 3:03:28 PM
twjh$25.00$25.001/27/2010 3:03:13 PM
CornerKetch$25.00$25.001/27/2010 5:30:50 PM
bold-dynamic-silver$25.00$25.001/27/2010 8:30:49 PM
lazyeye$25.00$25.001/27/2010 9:14:11 PM
econgineer$25.00$25.001/28/2010 6:04:53 AM
credit-coach118$25.00$25.001/28/2010 8:26:13 AM
dblaz5$432.71$432.711/28/2010 8:46:18 AM
wild-orange$25.00$25.001/28/2010 1:25:22 AM
responsibility-butterfly$25.00$25.001/21/2010 9:07:05 AM
orange-finance-banker$25.00$25.001/21/2010 9:14:33 AM
Rattlehead$75.00$75.001/21/2010 9:24:58 AM
sks1$25.00$25.001/21/2010 9:25:08 AM
fairness-faire$25.00$25.001/21/2010 9:24:44 AM
a8h8a8$25.00$25.001/21/2010 9:25:53 AM
breadbroker$25.00$25.001/21/2010 9:26:39 AM
robot777$25.00$25.001/21/2010 9:25:59 AM
mister_waffle$25.00$25.001/21/2010 9:26:15 AM
Syzygy$25.00$25.001/21/2010 10:41:21 AM
gourd6$25.00$25.001/21/2010 10:22:02 AM
sparkmeister$25.00$25.001/21/2010 11:58:42 AM
sshgfwb$25.00$25.001/21/2010 12:37:21 PM
RgPro$130.83$130.831/21/2010 1:32:52 PM
ryreesado$25.00$25.001/21/2010 4:54:41 PM
Bob450$50.00$50.001/21/2010 9:19:09 PM
louisprima$100.00$100.001/22/2010 1:35:06 PM
imlosttoo$50.00$50.001/22/2010 4:31:45 PM
MissionMicroFinance$25.00$25.001/24/2010 8:53:16 PM
kind-bid-maverick$25.00$25.001/24/2010 7:53:00 PM
isfahanian$25.00$25.001/25/2010 6:10:10 AM
nilonc1$100.00$90.921/25/2010 2:44:48 PM
CommerciaLender$25.00$25.001/25/2010 7:55:44 PM
bdruss$25.00$25.001/25/2010 10:42:04 PM
coolgenner$25.00$25.001/26/2010 11:14:30 AM
thoughtful-community7$50.00$50.001/26/2010 10:26:21 AM
BigMonkey$25.00$25.001/26/2010 11:13:40 AM
MasterKey$25.00$25.001/26/2010 11:34:51 AM
sflawya$25.00$25.001/26/2010 12:13:36 PM
imlosttoo$40.69$40.691/26/2010 12:25:31 PM
hotwired$25.00$25.001/26/2010 12:51:36 PM
Kenosplit$127.50$127.501/26/2010 12:57:55 PM
whitegold24k$500.00$500.001/26/2010 2:00:24 PM
leverage-monger$25.00$25.001/26/2010 2:22:25 PM
GrayStudio$50.00$50.001/26/2010 5:48:18 PM
PeterPsych$400.00$400.001/26/2010 5:48:05 PM
People-for-people$50.00$50.001/26/2010 6:28:24 PM
respectful-integrity3$25.00$25.001/26/2010 6:22:42 PM
loan_doctor$25.00$25.001/26/2010 6:30:45 PM
GPLLending$25.00$25.001/27/2010 6:54:52 AM
shortblondemark$25.00$25.001/27/2010 11:34:10 AM
liberty-equilibrium$26.45$26.451/27/2010 8:46:50 AM
cashhelp$25.00$25.001/27/2010 2:58:27 PM
prohelper$25.00$25.001/27/2010 5:00:46 PM
BoughtTheFarm$25.00$25.001/27/2010 8:31:02 PM
zone6$157.33$157.331/27/2010 8:52:56 PM
BrighterSuns$25.00$25.001/27/2010 7:22:26 PM
Traal$25.00$25.001/27/2010 7:41:18 PM
orange-pound-party$25.00$25.001/27/2010 8:06:36 PM
sensible-fund$25.00$25.001/27/2010 10:37:47 PM
nalaari$25.00$25.001/28/2010 4:32:58 AM
oaktown23$50.00$50.001/27/2010 11:24:30 PM
autoconnection$25.00$25.001/28/2010 6:00:36 AM
ultimatepaintball$25.00$25.001/27/2010 5:02:07 PM
leverage-monger$25.00$25.001/28/2010 8:00:27 AM
myduck$100.00$100.001/27/2010 6:21:29 PM
leverage-monger$175.00$175.001/28/2010 8:48:52 AM
Engineer44$30.00$30.001/28/2010 8:57:55 AM
newton77$25.00$25.001/27/2010 9:36:46 PM
scredneck$44.95$44.951/28/2010 7:22:10 AM
Leshan$25.00$25.001/28/2010 8:37:56 AM
120 bids
 
Borrower Payment Dependent Notes Series 443617
This series of Notes was issued and sold upon the funding of the borrower loan #40695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 8.40% / 10.49% Starting monthly payment: $173.37
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $173.24
 
Auction yield range: 4.06% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1996 Debt/Income ratio: 25%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 13 / 12Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:12y 8m
Amount delinquent: $0 Revolving credit balance: $36,539 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: yield-plato Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Does your spouse work? Is there other household income? - marala4285
A: I am divorced and no other household income. (Jan-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.001/21/2010 8:59:12 AM
credit-force5$25.00$25.001/21/2010 9:12:10 AM
inspired-contract9$50.00$50.001/21/2010 9:12:22 AM
mikeandcat$100.00$100.001/21/2010 9:12:30 AM
schpere$30.00$30.001/21/2010 9:12:35 AM
Cai8899$75.00$75.001/21/2010 9:12:38 AM
friendly-market5$25.00$25.001/21/2010 9:11:55 AM
majestic-dedication$50.00$50.001/21/2010 9:12:04 AM
personal-lender$25.00$25.001/21/2010 9:12:09 AM
honorable-yield$75.00$75.001/21/2010 9:13:21 AM
kanakakm$50.00$50.001/21/2010 9:13:32 AM
leodaguy$25.00$25.001/21/2010 9:12:24 AM
mlopez2007$50.00$50.001/21/2010 9:12:47 AM
delicious-social132$25.00$25.001/21/2010 9:12:41 AM
dealarella$25.00$25.001/21/2010 9:12:46 AM
commerce-web5$40.00$40.001/21/2010 9:13:05 AM
dollar-birdie$30.00$30.001/21/2010 9:13:09 AM
AmericanCredit$25.00$25.001/21/2010 9:12:56 AM
laredotornado$25.00$25.001/21/2010 9:12:59 AM
thedoctor$90.00$90.001/21/2010 9:13:05 AM
rolandweary$30.00$30.001/21/2010 9:13:13 AM
balance6$25.00$25.001/21/2010 9:13:22 AM
red-favorable-basis$25.00$25.001/21/2010 9:15:21 AM
AF-Chief$35.00$35.001/21/2010 9:14:50 AM
desertoasis$25.00$25.001/21/2010 9:47:17 AM
sentimental-euro$25.00$25.001/21/2010 10:24:55 AM
pwkpwk$25.00$25.001/21/2010 9:38:36 AM
vegibenz$25.00$25.001/21/2010 10:26:10 AM
CaptPicard$25.00$25.001/21/2010 10:03:38 AM
justice-dna$35.00$35.001/21/2010 10:40:45 AM
km007$25.00$25.001/21/2010 10:03:36 AM
lucrative-worth$25.00$25.001/21/2010 10:33:22 AM
verse99$25.00$25.001/21/2010 10:33:53 AM
Int_PrinRateTime4000$40.00$40.001/21/2010 11:17:27 AM
WHEREISTHEMOON$25.00$25.001/21/2010 10:40:39 AM
Cheburashka$30.00$30.001/21/2010 11:17:52 AM
Tai$25.00$25.001/21/2010 10:56:16 AM
unk1911$25.00$25.001/21/2010 11:26:39 AM
HunterSix$25.00$25.001/21/2010 11:10:10 AM
Northsider$25.00$25.001/21/2010 11:50:37 AM
andyb9$25.00$25.001/21/2010 11:58:03 AM
scottr$25.00$25.001/21/2010 11:36:22 AM
roccofox$28.78$28.781/21/2010 11:36:53 AM
USMC0311$25.00$25.001/21/2010 11:25:56 AM
Citizenryan$25.00$25.001/21/2010 12:15:19 PM
auction-elvis$25.00$25.001/21/2010 11:58:17 AM
Hiru$25.00$25.001/21/2010 12:14:10 PM
MAJESTIC5$25.49$25.491/21/2010 12:40:58 PM
oceanwind1950$25.00$25.001/21/2010 12:30:07 PM
gold-commander0$40.68$40.681/21/2010 11:58:18 AM
LAKESPRING$45.03$45.031/21/2010 12:51:22 PM
Havana21$50.00$50.001/21/2010 12:52:02 PM
copperfield$25.00$25.001/21/2010 12:05:43 PM
JohnGalt94$25.00$25.001/21/2010 12:06:19 PM
transaction-bandit$25.00$25.001/21/2010 12:44:55 PM
tenny321$25.00$25.001/21/2010 12:16:16 PM
responsibility-butterfly$25.00$25.001/21/2010 12:30:56 PM
winter-vigilance$25.00$25.001/21/2010 1:32:02 PM
get30inc$50.00$50.001/21/2010 1:32:37 PM
JGB$25.00$25.001/21/2010 1:06:34 PM
Yotaman$25.00$25.001/21/2010 1:43:53 PM
kvandivo$25.00$25.001/21/2010 1:44:52 PM
determined-deal7$25.00$25.001/21/2010 1:30:39 PM
first-upright-payout$50.00$50.001/21/2010 2:35:38 PM
microlendblvr$42.24$42.241/21/2010 2:17:41 PM
balance-voyager$45.04$45.041/21/2010 2:42:57 PM
Masterlender$25.00$25.001/21/2010 1:43:52 PM
platinum-dojo$25.00$25.001/21/2010 1:54:49 PM
rwelle$25.00$25.001/21/2010 2:59:26 PM
CASHGIRL$37.65$37.651/21/2010 3:07:20 PM
open-marketplace$25.00$25.001/21/2010 3:44:41 PM
superstar449$25.00$25.001/21/2010 5:02:08 PM
forthright-trade$25.00$25.001/21/2010 5:01:15 PM
brightest-durability-chomper$25.00$25.001/21/2010 5:01:41 PM
18th_beachbum$25.00$25.001/21/2010 5:01:58 PM
time4aloan$25.00$25.001/21/2010 5:02:04 PM
asdf9876$25.00$25.001/21/2010 5:02:08 PM
InvestorPartners$25.00$25.001/21/2010 5:16:37 PM
forthright-dedication$25.00$25.001/21/2010 5:01:55 PM
Picopie$25.00$25.001/21/2010 5:02:07 PM
BankofBen$65.15$65.151/21/2010 5:47:14 PM
MoneyBagsRUs$25.00$25.001/21/2010 6:27:19 PM
leamsi4ever$50.00$50.001/21/2010 8:13:24 PM
interstellar$27.59$27.591/22/2010 2:25:55 PM
Syzygy$25.00$25.001/22/2010 7:07:10 PM
dontscrewmeover1$25.00$25.001/22/2010 7:56:59 PM
KlarthXVII$25.00$25.001/25/2010 3:35:55 AM
dmitriy2$25.00$25.001/26/2010 3:41:07 PM
SeaLoans$25.00$25.001/26/2010 5:15:46 PM
JM-Sarawak$25.00$25.001/27/2010 6:03:08 AM
windpiano1962$25.00$25.001/27/2010 4:25:20 AM
repayment-launcher$25.00$25.001/27/2010 5:59:36 AM
Charmart$25.00$25.001/28/2010 2:37:02 AM
wild-orange$25.00$25.001/28/2010 1:26:20 AM
lean-velocity$25.00$25.001/21/2010 8:59:14 AM
lloyd_s$25.00$25.001/21/2010 9:12:05 AM
exciting-responsibility3$25.00$25.001/21/2010 9:12:11 AM
wampum-optimization$50.00$50.001/21/2010 9:12:33 AM
bowdish1$100.00$100.001/21/2010 9:12:43 AM
AFairDeal$25.00$25.001/21/2010 9:12:53 AM
meenan$25.00$25.001/21/2010 9:12:00 AM
kulender$30.00$30.001/21/2010 9:12:13 AM
bchen78875$50.00$50.001/21/2010 9:12:20 AM
aldenrains$25.00$25.001/21/2010 9:13:47 AM
Walkingcowboy$25.00$25.001/21/2010 9:12:26 AM
toblerone$50.00$50.001/21/2010 9:12:31 AM
heroic-platinum$25.00$25.001/21/2010 9:12:50 AM
market-builder$25.00$25.001/21/2010 9:12:39 AM
peerlender$30.00$30.001/21/2010 9:13:01 AM
first-pragmatic-note$25.00$25.001/21/2010 9:14:37 AM
determined-contract$30.00$30.001/21/2010 9:13:07 AM
kmr2$60.00$60.001/21/2010 9:12:57 AM
GElender$50.00$50.001/21/2010 9:13:17 AM
wiselady$25.00$25.001/21/2010 9:13:45 AM
junctionking$25.00$25.001/21/2010 9:14:43 AM
commerce-voyager$25.00$25.001/21/2010 9:14:28 AM
highcountry1$25.00$25.001/21/2010 9:15:23 AM
orange-finance-banker$50.00$50.001/21/2010 9:14:56 AM
the-money-gargantuan$25.00$25.001/21/2010 10:40:40 AM
Orca-man$43.31$43.311/21/2010 10:09:26 AM
hard-working-loot$25.00$25.001/21/2010 10:03:26 AM
elegant-income3$25.00$25.001/21/2010 10:03:51 AM
financial-frenzy$25.00$25.001/21/2010 10:33:58 AM
ITGuy$25.00$25.001/21/2010 10:39:00 AM
BayShell$48.25$48.251/21/2010 10:57:25 AM
JudyJFLA$25.00$25.001/21/2010 11:01:34 AM
supreme-hope$25.00$25.001/21/2010 11:10:39 AM
bright-investment$25.00$25.001/21/2010 10:56:44 AM
lendme2$25.00$25.001/21/2010 11:11:00 AM
kginatl$25.00$25.001/21/2010 11:17:44 AM
RICHMONDREB$25.00$25.001/21/2010 12:06:21 PM
one2sojourn$31.15$31.151/21/2010 11:49:12 AM
Dutchhunter$32.21$32.211/21/2010 11:50:42 AM
SF2Berlin$25.00$25.001/21/2010 11:35:19 AM
RSV$25.00$25.001/21/2010 12:28:33 PM
martinatime$25.00$25.001/21/2010 11:50:03 AM
kirkjerk$25.00$25.001/21/2010 12:16:06 PM
dpfl55$25.00$25.001/21/2010 12:22:21 PM
Sibelius2$25.00$25.001/21/2010 11:57:47 AM
heretolendit$25.00$25.001/21/2010 12:49:27 PM
Kerrysbay$25.00$25.001/21/2010 12:15:04 PM
dinero-festivity2$50.00$50.001/21/2010 12:22:46 PM
coup173$25.00$25.001/21/2010 1:31:27 PM
samo102us$25.00$25.001/21/2010 12:58:48 PM
exchange-battalion$30.00$30.001/21/2010 1:33:22 PM
alverado$25.30$25.301/21/2010 1:03:44 PM
portfolio-zone801$25.00$25.001/21/2010 1:32:44 PM
transparency-giant$28.86$28.861/21/2010 1:32:49 PM
market-assembler$33.12$33.121/21/2010 1:32:53 PM
WhiteSapphire$25.00$25.001/21/2010 2:42:35 PM
Zarf$26.47$26.471/21/2010 1:43:51 PM
rakstar$50.00$50.001/21/2010 4:02:24 PM
alpinaut$25.00$25.001/21/2010 5:01:13 PM
order-boomerang$25.00$25.001/21/2010 4:59:45 PM
orange-courageous-dedication$38.37$38.371/21/2010 5:02:05 PM
gulch$35.00$35.001/21/2010 5:02:10 PM
influential-gain$25.00$25.001/21/2010 5:01:03 PM
klinebarger$25.00$25.001/21/2010 5:02:03 PM
spruce2$50.00$50.001/21/2010 5:16:36 PM
first-fund-empenada$25.00$25.001/21/2010 5:01:57 PM
figs4u2$80.00$80.001/21/2010 5:02:09 PM
auction-turbine4$25.00$25.001/21/2010 5:04:34 PM
tocchan$25.00$25.001/21/2010 5:16:21 PM
enlisted33$25.00$25.001/21/2010 5:22:12 PM
money-explorer3$25.00$25.001/21/2010 7:08:16 PM
serpentine$41.33$41.331/21/2010 6:47:52 PM
cleared2land$25.00$8.981/21/2010 8:53:24 PM
wwwUniversal$25.00$25.001/26/2010 1:59:21 PM
aqaq8877$80.00$80.001/26/2010 4:10:54 PM
repayment-launcher$25.00$25.001/27/2010 1:06:02 PM
icon7$25.00$25.001/28/2010 5:19:07 AM
platinum-platoon$25.00$25.001/27/2010 5:38:00 PM
favorite-commerce$25.00$25.001/28/2010 8:44:41 AM
173 bids
 
Borrower Payment Dependent Notes Series 443877
This series of Notes was issued and sold upon the funding of the borrower loan #40625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-25-2010 
 
Starting lender yield: 13.05% Starting borrower rate/APR: 14.05% / 16.21% Starting monthly payment: $205.21
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $205.07
 
Auction yield range: 6.06% - 13.05% Estimated loss impact: 5.22%  
Lender servicing fee: 1.00% Estimated return: 7.78%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jul-1999 Debt/Income ratio: 22%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 7Length of status:0y 5m
Amount delinquent: $0 Revolving credit balance: $1,338 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: shiny-coin9 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hire worker $12/hour; pay for leads
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dt2812$30.00$30.001/25/2010 4:35:15 PM
Zubo$25.00$25.001/25/2010 4:35:29 PM
spyro$25.00$25.001/25/2010 4:36:37 PM
NJournalist$25.00$25.001/25/2010 4:36:48 PM
AdamClemSC$25.00$25.001/25/2010 4:37:04 PM
slyder61$25.00$25.001/25/2010 4:37:07 PM
the-silver-blaster$50.00$50.001/25/2010 4:37:12 PM
kjsfld$25.00$25.001/25/2010 4:37:45 PM
divemaster$25.00$25.001/25/2010 4:38:11 PM
mooch_1993$25.00$25.001/25/2010 4:38:14 PM
ArkoshKovash$25.00$25.001/25/2010 4:36:15 PM
williamdkit$25.00$25.001/25/2010 4:36:30 PM
TCR3$25.00$25.001/25/2010 4:38:57 PM
credit-czar5$25.00$25.001/25/2010 4:36:51 PM
Danfromnapa$50.00$50.001/25/2010 4:36:57 PM
7588WorkingGuy$25.00$25.001/25/2010 4:40:01 PM
someone0001$25.00$25.001/25/2010 4:40:05 PM
thedreamer$25.00$25.001/25/2010 4:40:20 PM
vengy$25.00$25.001/25/2010 4:40:23 PM
kscc183$25.00$25.001/25/2010 4:42:28 PM
selfmademan$25.00$25.001/25/2010 4:42:44 PM
codemonkey7$25.00$25.001/25/2010 4:41:10 PM
livingaloha$25.00$25.001/25/2010 4:42:12 PM
jtradition$34.18$34.181/25/2010 4:44:33 PM
ahalls$25.00$25.001/25/2010 4:44:45 PM
kanpur63$25.00$25.001/25/2010 4:42:39 PM
floomer$25.00$25.001/25/2010 4:42:48 PM
LenderByDay$25.00$25.001/25/2010 4:45:34 PM
ALVO$29.36$29.361/25/2010 4:48:24 PM
Breakfast_Gypsy$25.00$25.001/25/2010 4:48:18 PM
forthright-dedication$50.00$50.001/25/2010 4:53:11 PM
JohnW12$25.00$25.001/25/2010 4:52:23 PM
cyberie21$40.00$40.001/25/2010 4:52:27 PM
xphile$25.00$25.001/25/2010 4:55:08 PM
cingular$25.00$25.001/25/2010 4:55:13 PM
RationalWorld$25.00$25.001/25/2010 4:55:18 PM
DFly1$25.00$25.001/25/2010 4:57:01 PM
kingbutthd$25.00$25.001/25/2010 4:57:11 PM
booyah$25.00$25.001/25/2010 4:57:25 PM
easylender$25.00$25.001/25/2010 4:55:03 PM
zrohmm$25.00$25.001/25/2010 4:57:41 PM
Dahlozer$25.00$25.001/25/2010 4:58:10 PM
Ballard$25.00$25.001/25/2010 4:57:13 PM
dadalou$25.00$25.001/25/2010 4:58:26 PM
dm_invest$25.00$25.001/25/2010 4:57:26 PM
bonus-buddy2$35.00$35.001/25/2010 4:57:52 PM
DaveG56313$25.00$25.001/25/2010 4:57:05 PM
MakoF16$31.13$31.131/25/2010 4:57:18 PM
Oupa-George$25.00$25.001/25/2010 4:57:29 PM
Interloper$25.00$25.001/25/2010 4:57:32 PM
chekat$25.00$25.001/25/2010 4:57:44 PM
unk1911$25.00$25.001/25/2010 4:58:19 PM
AF-Chief$35.00$35.001/25/2010 5:00:06 PM
xrycac$25.00$25.001/25/2010 5:06:25 PM
LiquidLender$25.00$25.001/25/2010 5:05:54 PM
Trimalchio12$25.00$25.001/25/2010 5:06:38 PM
progressive-asset$100.00$100.001/25/2010 5:06:19 PM
diplomatic-point4$50.00$50.001/25/2010 5:05:36 PM
Aquani$50.00$50.001/25/2010 5:05:44 PM
momentous-velocity$25.00$25.001/25/2010 5:07:06 PM
jbaum$25.00$25.001/25/2010 5:06:00 PM
srilm$25.00$25.001/25/2010 5:06:05 PM
commerce-handshake$25.00$25.001/25/2010 5:07:47 PM
careful-compassion$50.00$50.001/25/2010 5:06:11 PM
undaunted-agreement$25.00$25.001/25/2010 5:08:00 PM
maple1$25.00$25.001/25/2010 5:07:35 PM
galtsgulch$25.00$25.001/25/2010 5:08:11 PM
BumblingStunmbling$25.00$25.001/25/2010 5:06:52 PM
John73$25.00$25.001/25/2010 5:07:03 PM
boisvek$50.00$50.001/25/2010 5:08:59 PM
shasta1$25.00$25.001/25/2010 5:07:22 PM
dospapalotes$25.00$25.001/25/2010 5:08:52 PM
fxtrader$25.00$25.001/25/2010 5:07:54 PM
blooming-market$25.00$25.001/25/2010 5:09:12 PM
friendly-worth3$25.00$25.001/25/2010 5:10:32 PM
pischkoa$25.00$25.001/25/2010 5:08:28 PM
DLock99$25.00$25.001/25/2010 5:09:29 PM
whiteshadow$25.00$25.001/25/2010 5:08:42 PM
geniusj$25.00$25.001/25/2010 5:08:48 PM
credit-solstice$25.00$25.001/25/2010 5:09:20 PM
Orringo$75.00$75.001/25/2010 5:11:46 PM
egw$25.00$25.001/25/2010 5:11:36 PM
commerce-voyager$25.00$25.001/25/2010 5:10:49 PM
lending-bear$50.00$50.001/25/2010 5:13:28 PM
Fortuno_per_commodo$25.00$25.001/25/2010 5:11:41 PM
orange-courageous-dedication$30.00$30.001/25/2010 5:15:00 PM
SNH$50.00$50.001/25/2010 5:14:09 PM
Onesiphorus$25.00$25.001/25/2010 5:14:12 PM
industrious-dedication$25.00$25.001/25/2010 5:14:29 PM
Katburg$35.00$35.001/25/2010 5:15:39 PM
personal-lender$25.00$25.001/25/2010 5:15:09 PM
supreme-hope$25.00$25.001/25/2010 5:16:34 PM
gracej$25.00$25.001/25/2010 5:14:15 PM
Rob717171$25.00$25.001/25/2010 5:16:39 PM
puifais$25.00$25.001/25/2010 5:15:41 PM
ghinga$50.00$50.001/25/2010 5:16:51 PM
value-pole$25.00$25.001/25/2010 5:15:54 PM
wise-extraordinary-loot$30.00$30.001/25/2010 5:15:57 PM
benefit-squirrel$30.00$30.001/25/2010 5:14:54 PM
delicious-social132$25.00$25.001/25/2010 5:16:31 PM
18th_beachbum$25.00$25.001/25/2010 5:15:34 PM
important-ore$50.00$35.291/25/2010 5:17:03 PM
Syzygy$25.00$25.001/25/2010 5:16:12 PM
Speculator$50.00$50.001/25/2010 5:16:38 PM
enthusiastic-balance5$100.00$100.001/25/2010 4:35:24 PM
MoNeYMaN5$25.00$25.001/25/2010 4:36:00 PM
gethsemane4$25.00$25.001/25/2010 4:36:43 PM
geemel$25.00$25.001/25/2010 4:37:06 PM
nestegg4e$25.00$25.001/25/2010 4:37:08 PM
supreme-bonus0$25.00$25.001/25/2010 4:37:32 PM
Quentin8002$25.00$25.001/25/2010 4:36:28 PM
Little_Guy$25.00$25.001/25/2010 4:38:59 PM
TOCPI$25.00$25.001/25/2010 4:37:00 PM
WeAlNe$25.00$25.001/25/2010 4:40:02 PM
iceberg982362$25.00$25.001/25/2010 4:40:07 PM
lending_pugs$25.00$25.001/25/2010 4:40:21 PM
tearsnstone$25.00$25.001/25/2010 4:40:49 PM
wampum-reaction2$25.00$25.001/25/2010 4:38:48 PM
Eagledrop$25.00$25.001/25/2010 4:39:04 PM
bradania$25.00$25.001/25/2010 4:39:55 PM
smart-return$25.00$25.001/25/2010 4:40:18 PM
shanedog$25.00$25.001/25/2010 4:40:58 PM
slymoose$25.00$25.001/25/2010 4:42:15 PM
cassius84$25.00$25.001/25/2010 4:44:47 PM
CoolHelp$34.75$34.751/25/2010 4:44:37 PM
carlover$25.00$25.001/25/2010 4:45:14 PM
mtp$50.00$50.001/25/2010 4:50:07 PM
bulabula$25.00$25.001/25/2010 4:50:19 PM
PHI4308$25.00$25.001/25/2010 4:52:25 PM
DrStaff$60.00$60.001/25/2010 4:52:42 PM
youqianderen$50.00$50.001/25/2010 4:53:00 PM
chicco$80.00$80.001/25/2010 4:55:11 PM
kaykarun$25.00$25.001/25/2010 4:55:15 PM
WolRab$25.00$25.001/25/2010 4:54:34 PM
jibe-set$35.25$35.251/25/2010 4:57:07 PM
desertoasis$25.00$25.001/25/2010 4:57:51 PM
profit33r$25.00$25.001/25/2010 4:57:03 PM
skibum65$30.04$30.041/25/2010 4:57:20 PM
mrfixerupper$25.00$25.001/25/2010 4:57:04 PM
ualf$50.00$50.001/25/2010 4:57:09 PM
nodrivelpls$25.00$25.001/25/2010 4:57:40 PM
Veloce$25.00$25.001/25/2010 4:57:45 PM
smurf163$25.00$25.001/25/2010 5:04:54 PM
tdswellington$25.00$25.001/25/2010 5:05:00 PM
selector568$300.00$300.001/25/2010 5:04:52 PM
durability-halibut$25.00$25.001/25/2010 5:06:08 PM
biobulator$25.00$25.001/25/2010 5:04:30 PM
How$25.00$25.001/25/2010 5:06:46 PM
captainack$25.00$25.001/25/2010 5:07:12 PM
nourishing-hope835$25.00$25.001/25/2010 5:07:30 PM
steamboatgal$25.00$25.001/25/2010 5:07:43 PM
credit-force5$25.00$25.001/25/2010 5:06:30 PM
investment-comet$25.00$25.001/25/2010 5:06:33 PM
THREE-POINTS-LENDING$25.00$25.001/25/2010 5:06:45 PM
smilinguy$25.00$25.001/25/2010 5:07:50 PM
green-careful-community$25.00$25.001/25/2010 5:08:31 PM
scoobiedoo$25.00$25.001/25/2010 5:08:37 PM
Kulchar$50.00$50.001/25/2010 5:08:58 PM
george_kaplan$25.00$25.001/25/2010 5:08:06 PM
topher515$25.00$25.001/25/2010 5:08:32 PM
droryikra$25.00$25.001/25/2010 5:09:34 PM
Frenchynh$25.00$25.001/25/2010 5:08:45 PM
helpu88$25.00$25.001/25/2010 5:09:00 PM
aldeed$25.00$25.001/25/2010 5:08:08 PM
bold-bright-currency$25.00$25.001/25/2010 5:09:08 PM
mpactlender$25.00$25.001/25/2010 5:09:30 PM
niskyfranchise$25.00$25.001/25/2010 5:09:25 PM
Dawgs34$25.00$25.001/25/2010 5:10:06 PM
melodious-fairness$25.00$25.001/25/2010 5:15:07 PM
principal-kung-fu$25.00$25.001/25/2010 5:14:03 PM
duty-sensai$25.00$25.001/25/2010 5:14:34 PM
lloyd_s$25.00$25.001/25/2010 5:15:50 PM
auction-turbine4$25.00$25.001/25/2010 5:13:25 PM
time4aloan$50.00$50.001/25/2010 5:16:02 PM
peso-colonel$90.00$90.001/25/2010 5:13:47 PM
loanfairy$25.00$25.001/25/2010 5:13:57 PM
Kaj$25.00$25.001/25/2010 5:15:21 PM
Banker7371$25.00$25.001/25/2010 5:15:29 PM
skiberdad$50.00$50.001/25/2010 5:14:22 PM
red-favorable-basis$25.00$25.001/25/2010 5:16:43 PM
mmckune$25.00$25.001/25/2010 5:14:31 PM
brooklynjoe$25.00$25.001/25/2010 5:14:35 PM
yield-lion$25.00$25.001/25/2010 5:16:52 PM
saffron4$25.00$25.001/25/2010 5:14:39 PM
NorthernFunds$25.00$25.001/25/2010 5:16:57 PM
rooosta$25.00$25.001/25/2010 5:16:10 PM
zento$25.00$25.001/25/2010 5:18:05 PM
Artist_Blue$25.00$25.001/25/2010 5:16:22 PM
kmr2$100.00$100.001/25/2010 5:16:49 PM
sparkmeister$25.00$25.001/25/2010 5:27:21 PM
190 bids
 
Borrower Payment Dependent Notes Series 443967
This series of Notes was issued and sold upon the funding of the borrower loan #40719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.0% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $135.71
Final lender yield: 33.30% Final borrower rate/APR: 34.30% / 36.74% Final monthly payment: $134.52
 
Auction yield range: 14.06% - 34.00% Estimated loss impact: 15.54%  
Lender servicing fee: 1.00% Estimated return: 17.76%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Aug-1991 Debt/Income ratio: 8%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 4 / 1Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 6Length of status:4y 11m
Amount delinquent: $0 Revolving credit balance: $2,093 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: organized-capital7 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off several bills.
Purpose of loan:
This loan will be used to consolidate?a few?bills that?I had planned on paying off?at the end of last year.? I had?put aside money in a Christmas Club every?paycheck for a year with the plan of paying off some debts I have slowly been paying down.??Unfortunately?in early November, a week before I was to get my?Christmas Club,??
my female Saint Bernard (the smaller dog in the picture) injured her "knee" ligament and required surgery.? The bill including all of the vists and medication was just over $4000.00.? I would like to still take the extra bills and consolidate them and just have one bill to pay.

My financial situation:
I am a good candidate for this loan because I have spent the last three years paying all my bills off or down to small amounts.?I still have a few bills left and I pay 3 to 5 times the minimum due each month.? I have a good job as a Registered Nurse and can afford to payoff this loan.

Monthly net income: $2480.00 every 2 weeks.

Monthly expenses: $
??Housing: $1400
??Insurance: $55
??Car expenses: $ 100
? Utilities: $?75
??Phone, cable, internet: $?90
??Food, entertainment: $?250
??Clothing, household expenses $ 150
??Credit cards and other loans: $?400
??Other expenses: $ 100

I would appreciate your consideration in making this loan.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
payout-point$25.00$25.001/25/2010 4:43:21 PM
note-tent$25.00$25.001/25/2010 4:53:13 PM
Rob717171$25.00$25.001/25/2010 4:53:28 PM
ryan23$25.00$25.001/25/2010 4:53:57 PM
inspiring-reward$50.00$50.001/25/2010 4:53:44 PM
Soxxes$25.00$25.001/25/2010 4:53:47 PM
MidLifeCrisis$25.00$25.001/25/2010 4:53:51 PM
handy-justice$50.00$50.001/25/2010 4:53:32 PM
rock-turner$50.00$50.001/25/2010 4:54:17 PM
forthright-dedication$25.00$25.001/25/2010 4:54:44 PM
burrito6$25.00$25.001/25/2010 4:54:48 PM
euro-banker$25.00$25.001/25/2010 4:59:32 PM
yomanie$25.00$25.001/25/2010 4:59:26 PM
Orringo$50.00$50.001/25/2010 4:59:28 PM
order-boomerang$25.00$25.001/25/2010 5:10:02 PM
niceville80$25.00$25.001/25/2010 5:41:47 PM
bold-principal-thinker$25.00$25.001/25/2010 5:43:54 PM
zento$25.00$25.001/25/2010 8:45:36 PM
reflective-rupee$25.00$25.001/26/2010 2:54:29 AM
reflective-rupee$25.00$25.001/26/2010 2:55:23 AM
reflective-rupee$25.00$25.001/26/2010 2:55:53 AM
speyer$25.00$25.001/26/2010 1:57:16 AM
reflective-rupee$25.00$25.001/26/2010 2:56:23 AM
reflective-rupee$25.00$25.001/26/2010 2:56:56 AM
felicity-daydream$100.00$100.001/26/2010 9:08:45 AM
scarlet-velvet$25.00$25.001/26/2010 9:27:28 AM
Rogelio48$35.00$35.001/26/2010 10:02:49 AM
selfmademan$25.00$25.001/26/2010 11:30:15 AM
Phantom99$25.00$25.001/26/2010 11:24:16 AM
hard-working-loot$25.00$25.001/26/2010 11:35:58 AM
nourishing-hope835$25.00$25.001/26/2010 11:36:18 AM
TheBaldGuy$25.00$25.001/26/2010 11:36:55 AM
galtsgulch$25.00$25.001/26/2010 11:30:37 AM
CPAMAN$25.00$25.001/26/2010 11:33:04 AM
tsg2007$25.00$25.001/26/2010 11:36:14 AM
cklb$50.00$50.001/26/2010 11:36:21 AM
Cleon$25.00$25.001/26/2010 11:36:59 AM
KgBsUcKa$27.87$27.871/26/2010 11:39:17 AM
topper480$25.00$25.001/26/2010 11:36:51 AM
helping-out$25.00$25.001/26/2010 11:37:48 AM
CASHGIRL$25.00$25.001/26/2010 11:40:45 AM
balanced-community$25.00$25.001/26/2010 11:50:05 AM
oceanwind1950$25.00$25.001/26/2010 11:46:17 AM
adama_48$25.00$25.001/26/2010 11:49:39 AM
neerglopnire$25.00$25.001/26/2010 11:50:15 AM
graceful-investment$25.00$25.001/26/2010 12:08:22 PM
orange-finance-banker$25.00$25.001/26/2010 12:12:22 PM
AlexTrep$25.00$25.001/26/2010 12:13:18 PM
zippy-interest$25.00$25.001/26/2010 11:55:50 AM
NYretire$25.00$12.131/26/2010 12:13:54 PM
PRGuyinVA$25.00$25.001/26/2010 12:10:12 PM
Tammy102800$25.00$25.001/26/2010 12:09:59 PM
famous-bill$75.00$75.001/26/2010 12:10:10 PM
buffalobills$25.00$25.001/26/2010 12:22:55 PM
Diamond_Jim$25.00$25.001/25/2010 4:54:06 PM
time4aloan$25.00$25.001/25/2010 4:54:09 PM
putian47$25.00$25.001/25/2010 4:54:12 PM
WalnutCreekguy$25.00$25.001/25/2010 4:53:18 PM
SongBirdProphecy$25.00$25.001/25/2010 4:54:02 PM
indomitable-dedication$25.00$25.001/25/2010 4:54:20 PM
larrybird$100.00$100.001/25/2010 4:53:36 PM
falcon88dp$25.00$25.001/25/2010 4:54:28 PM
kindness-hickory5$25.00$25.001/25/2010 5:04:13 PM
friendly-worth3$25.00$25.001/25/2010 5:10:41 PM
IIP77$25.00$25.001/25/2010 5:10:12 PM
ingenious-deal6$25.00$25.001/25/2010 5:27:56 PM
zone8$100.00$100.001/25/2010 5:30:02 PM
kegs$100.00$100.001/25/2010 5:41:46 PM
SolarMoonshine$50.00$50.001/25/2010 5:42:20 PM
ore-bada-bing$25.00$25.001/25/2010 6:21:30 PM
bankbuddy55$25.00$25.001/25/2010 7:34:06 PM
reflective-rupee$25.00$25.001/26/2010 2:55:03 AM
penny-surgeon$25.00$25.001/26/2010 3:12:06 AM
reflective-rupee$25.00$25.001/26/2010 2:54:44 AM
reflective-rupee$25.00$25.001/26/2010 2:55:38 AM
reflective-rupee$25.00$25.001/26/2010 2:56:41 AM
lucrative-loan$75.00$75.001/26/2010 6:13:38 AM
Peterman$50.00$50.001/26/2010 7:29:30 AM
jscig$25.00$25.001/26/2010 7:26:50 AM
samo102us$25.00$25.001/26/2010 11:24:57 AM
FEWDollars$25.00$25.001/26/2010 11:24:33 AM
kt103099$25.00$25.001/26/2010 11:36:26 AM
BankofBen$25.00$25.001/26/2010 11:29:05 AM
SMARTDISK$25.00$25.001/26/2010 11:36:23 AM
Georgetastic$25.00$25.001/26/2010 11:37:03 AM
fund-medalist171$25.00$25.001/26/2010 11:36:24 AM
Vess$25.00$25.001/26/2010 11:40:42 AM
three-for-6$50.00$50.001/26/2010 11:39:50 AM
cashhelp$25.00$25.001/26/2010 11:40:00 AM
tuneman1980$25.00$25.001/26/2010 11:40:34 AM
blue-liberty-gourd$25.00$25.001/26/2010 11:54:52 AM
atothez$50.00$50.001/26/2010 11:53:48 AM
yield-explosion1$25.00$25.001/26/2010 12:03:03 PM
finance-burger$25.00$25.001/26/2010 12:08:37 PM
NorthernFunds$25.00$25.001/26/2010 12:10:07 PM
95 bids
 
Borrower Payment Dependent Notes Series 444011
This series of Notes was issued and sold upon the funding of the borrower loan #40674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $113.09
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $113.09
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Feb-2007 Debt/Income ratio: 21%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 3 / 3Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 5Length of status:1y 8m
Amount delinquent: $0 Revolving credit balance: $4,080 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 74%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 4    
Screen name: sentimental-value8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Tution
Purpose of loan:
This loan will be used to cover tution and school expenses at Cal Poly Pomona

My financial situation:
I am a good candidate for this loan because I have never missed a credit card payment. Unfortunately my student financial aid has not come in yet and I need money to pay for books and classes

Monthly net income: $ 1000.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Tammy102800$25.00$25.001/25/2010 4:53:16 PM
niceville80$25.00$25.001/25/2010 4:53:24 PM
note-tent$25.00$25.001/25/2010 4:53:12 PM
Rob717171$25.00$25.001/25/2010 4:53:27 PM
handy-justice$50.00$50.001/25/2010 4:53:31 PM
NorthernFunds$25.00$25.001/25/2010 4:54:22 PM
inspiring-reward$50.00$50.001/25/2010 4:53:42 PM
forthright-dedication$25.00$25.001/25/2010 4:54:43 PM
indomitable-dedication$25.00$25.001/25/2010 4:54:19 PM
burrito6$25.00$25.001/25/2010 4:54:47 PM
yomanie$25.00$25.001/25/2010 4:59:25 PM
kindness-hickory5$25.00$25.001/25/2010 5:04:11 PM
NYretire$25.00$25.001/25/2010 5:10:09 PM
bold-principal-thinker$25.00$25.001/25/2010 5:27:09 PM
graceful-investment$25.00$25.001/25/2010 5:27:10 PM
integrity-serenity7$25.00$25.001/25/2010 5:29:46 PM
zone8$100.00$100.001/25/2010 5:30:01 PM
ore-bada-bing$37.36$37.361/25/2010 5:47:06 PM
AlexTrep$25.00$25.001/25/2010 5:40:35 PM
hptcrabbers$25.00$25.001/25/2010 5:41:05 PM
lowcostmoney$25.00$25.001/25/2010 5:41:38 PM
market-builder$25.00$25.001/25/2010 7:07:06 PM
vine99$40.00$40.001/25/2010 8:55:22 PM
thetropics18$25.00$25.001/26/2010 12:52:51 AM
return-tycoon3$25.00$25.001/26/2010 12:52:54 AM
speyer$25.00$25.001/26/2010 1:57:12 AM
btoole$25.00$25.001/26/2010 9:39:18 AM
Mickeyblu$25.00$25.001/26/2010 11:11:22 AM
duckbill_1972$25.00$25.001/26/2010 11:14:25 AM
FEWDollars$25.00$25.001/26/2010 11:24:31 AM
platinum-dojo$25.00$25.001/26/2010 11:30:10 AM
samo102us$25.00$25.001/26/2010 11:24:55 AM
brightest-income-hunter$25.00$25.001/26/2010 11:26:04 AM
CPAMAN$25.00$25.001/26/2010 11:33:03 AM
bazzer$25.00$25.001/26/2010 11:35:39 AM
Texas2020$72.78$42.641/26/2010 11:35:50 AM
selfmademan$25.00$25.001/26/2010 11:30:13 AM
lcole32$25.00$25.001/26/2010 11:35:42 AM
evaglamazon$25.00$25.001/26/2010 11:35:47 AM
Laima$25.00$25.001/26/2010 12:12:32 PM
kegs$100.00$100.001/25/2010 4:53:22 PM
Soxxes$25.00$25.001/25/2010 4:53:46 PM
MidLifeCrisis$25.00$25.001/25/2010 4:53:50 PM
falcon88dp$25.00$25.001/25/2010 4:54:27 PM
ryan23$25.00$25.001/25/2010 4:53:56 PM
SongBirdProphecy$25.00$25.001/25/2010 4:54:00 PM
Diamond_Jim$25.00$25.001/25/2010 4:54:05 PM
time4aloan$25.00$25.001/25/2010 4:54:08 PM
putian47$25.00$25.001/25/2010 4:54:11 PM
WalnutCreekguy$25.00$25.001/25/2010 4:53:17 PM
rock-turner$50.00$50.001/25/2010 4:54:16 PM
PRGuyinVA$25.00$25.001/25/2010 4:54:26 PM
larrybird$100.00$100.001/25/2010 4:53:35 PM
Orringo$50.00$50.001/25/2010 4:59:28 PM
euro-banker$25.00$25.001/25/2010 4:59:32 PM
yield-explosion1$25.00$25.001/25/2010 5:04:16 PM
order-boomerang$25.00$25.001/25/2010 5:10:02 PM
IIP77$25.00$25.001/25/2010 5:10:11 PM
ingenious-deal6$25.00$25.001/25/2010 5:27:55 PM
finance-burger$25.00$25.001/25/2010 5:27:50 PM
famous-bill$75.00$75.001/25/2010 5:41:52 PM
LR_Biker$25.00$25.001/25/2010 6:58:45 PM
Bob450$25.00$25.001/25/2010 9:16:58 PM
jscig$25.00$25.001/26/2010 7:26:47 AM
Peterman$25.00$25.001/26/2010 7:33:37 AM
WMY-Investor$25.00$25.001/26/2010 9:22:36 AM
amijo$25.00$25.001/26/2010 11:11:33 AM
contract-voltage$25.00$25.001/26/2010 11:13:56 AM
Phantom99$25.00$25.001/26/2010 11:24:10 AM
treasure-amplifier6$25.00$25.001/26/2010 11:19:32 AM
almiteycow$25.00$25.001/26/2010 11:29:07 AM
imlosttoo$25.00$25.001/26/2010 11:32:17 AM
azncurls82$50.00$50.001/26/2010 11:35:37 AM
loan-squadron$30.00$30.001/26/2010 11:35:45 AM
BankofBen$25.00$25.001/26/2010 11:29:02 AM
galtsgulch$25.00$25.001/26/2010 11:30:35 AM
rickp$25.00$25.001/26/2010 11:35:44 AM
js44043$25.00$25.001/26/2010 11:35:41 AM
jubilant-principal$25.00$25.001/26/2010 11:35:43 AM
joshlenn$25.00$25.001/26/2010 11:35:48 AM
unk1911$25.00$25.001/26/2010 12:11:19 PM
buffalobills$25.00$25.001/26/2010 12:21:30 PM
82 bids
 
Borrower Payment Dependent Notes Series 444161
This series of Notes was issued and sold upon the funding of the borrower loan #40666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 8.40% / 10.49% Starting monthly payment: $85.11
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $85.04
 
Auction yield range: 4.06% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Dec-1994 Debt/Income ratio: 24%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 6 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 11Length of status:0y 2m
Amount delinquent: $0 Revolving credit balance: $1,951 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: fabulous-power9 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
moving and car expenses
Purpose of loan:
This loan will be used to?

Pay for the next 2 months rent, parking and transportation to my new job.? I am beginning at a startup where business will not be up and running (drafting clients) for the next few months and so this will fund my expenses until then.

My financial situation:
I am a good candidate for this loan because?
I have very good credit and always pay at least my minimums.? I am confident I can pay this loan off rather quickly (within 6-8 months)?once we have a steady and growing list of clients.? Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.001/25/2010 4:35:49 PM
kenji4861$25.00$25.001/25/2010 5:00:19 PM
lean-velocity$25.00$25.001/25/2010 5:00:31 PM
mikeandcat$100.00$100.001/25/2010 5:12:22 PM
meenan$25.00$25.001/25/2010 5:22:00 PM
Walkingcowboy$25.00$25.001/25/2010 5:23:08 PM
inspired-contract9$50.00$50.001/25/2010 5:22:52 PM
schpere$30.00$30.001/25/2010 5:23:26 PM
personal-lender$25.00$25.001/25/2010 5:22:12 PM
credit-force5$25.00$25.001/25/2010 5:22:21 PM
delicious-social132$25.00$25.001/25/2010 5:23:46 PM
kulender$30.00$30.001/25/2010 5:22:33 PM
laredotornado$25.00$25.001/25/2010 5:24:25 PM
toblerone$50.00$50.001/25/2010 5:23:15 PM
wampum-optimization$50.00$50.001/25/2010 5:23:21 PM
dollar-birdie$30.00$30.001/25/2010 5:24:52 PM
market-builder$25.00$25.001/25/2010 5:23:37 PM
honorable-yield$75.00$75.001/25/2010 5:25:02 PM
peerlender$30.00$30.001/25/2010 5:24:30 PM
first-pragmatic-note$25.00$25.001/25/2010 5:25:33 PM
wiselady$25.00$25.001/25/2010 5:25:17 PM
thedoctor$90.00$90.001/25/2010 5:24:33 PM
supreme-hope$25.00$25.001/25/2010 5:26:09 PM
commerce-web5$40.00$40.001/25/2010 5:24:42 PM
red-favorable-basis$25.00$25.001/25/2010 5:25:42 PM
AF-Chief$35.00$35.001/25/2010 5:26:15 PM
auction-elvis$25.00$25.001/25/2010 5:26:20 PM
auction-turbine4$25.00$25.001/25/2010 5:26:32 PM
desertoasis$25.00$25.001/25/2010 5:28:55 PM
friendly-worth3$25.00$25.001/25/2010 5:26:46 PM
buckyhead2000$25.00$25.001/25/2010 5:29:19 PM
wampum-reaction2$25.00$25.001/25/2010 5:29:43 PM
skuba$25.00$25.001/25/2010 5:29:58 PM
highcountry1$25.00$25.001/25/2010 5:29:00 PM
cub510$25.00$25.001/26/2010 1:00:40 AM
speyer$25.00$25.001/26/2010 1:38:42 AM
alpinaut$25.00$25.001/26/2010 7:08:15 AM
gciarami$25.00$25.001/26/2010 9:47:08 AM
BzJ108$25.00$25.001/26/2010 9:20:02 AM
Mav26$100.00$100.001/26/2010 11:18:05 AM
freefly67$25.00$25.001/26/2010 11:47:23 AM
verse99$25.00$20.001/26/2010 11:54:34 AM
first-upright-payout$50.00$50.001/26/2010 11:46:15 AM
all_of_that_one$25.00$25.001/25/2010 4:49:54 PM
exciting-responsibility3$25.00$25.001/25/2010 5:22:28 PM
friendly-market5$25.00$25.001/25/2010 5:21:52 PM
leodaguy$25.00$25.001/25/2010 5:23:01 PM
lloyd_s$25.00$25.001/25/2010 5:22:05 PM
Cai8899$75.00$75.001/25/2010 5:23:31 PM
bchen78875$50.00$50.001/25/2010 5:22:43 PM
dealarella$25.00$25.001/25/2010 5:23:56 PM
mlopez2007$50.00$50.001/25/2010 5:24:08 PM
bowdish1$100.00$100.001/25/2010 5:23:52 PM
aldenrains$25.00$25.001/25/2010 5:25:26 PM
determined-contract$30.00$30.001/25/2010 5:24:48 PM
AFairDeal$25.00$25.001/25/2010 5:24:14 PM
commerce-voyager$25.00$25.001/25/2010 5:25:31 PM
kmr2$60.00$60.001/25/2010 5:24:19 PM
kanakakm$50.00$50.001/25/2010 5:25:10 PM
rolandweary$30.00$30.001/25/2010 5:24:59 PM
loan-master996$50.00$50.001/25/2010 5:26:40 PM
junctionking$25.00$25.001/25/2010 5:25:38 PM
Havana21$25.00$25.001/25/2010 5:27:36 PM
GElender$50.00$50.001/25/2010 5:27:45 PM
orange-finance-banker$50.00$50.001/25/2010 5:28:48 PM
green-benefit-enclave$25.00$25.001/26/2010 1:07:11 AM
Geldmeister$50.00$50.001/26/2010 7:22:04 AM
LandE2BG$25.00$25.001/26/2010 7:22:08 AM
RockCrown$25.00$25.001/26/2010 7:08:41 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:11 AM
buukyak$25.00$25.001/26/2010 11:47:17 AM
promiser200$25.00$25.001/26/2010 11:48:12 AM
industrious-dedication$25.00$25.001/26/2010 11:49:12 AM
gold-commander0$50.00$50.001/26/2010 11:46:07 AM
driver928$25.00$25.001/26/2010 11:47:27 AM
silverloan$25.00$25.001/26/2010 11:48:56 AM
bill-expert$25.00$25.001/26/2010 11:48:39 AM
77 bids
 
Borrower Payment Dependent Notes Series 442500
This series of Notes was issued and sold upon the funding of the borrower loan #40696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-14-2010 
  Auction end date:  Jan-21-2010 
 
Starting lender yield: 27.40% Starting borrower rate/APR: 28.40% / 30.75% Starting monthly payment: $207.90
Final lender yield: 23.00% Final borrower rate/APR: 24.00% / 26.29% Final monthly payment: $196.16
 
Auction yield range: 11.06% - 27.40% Estimated loss impact: 10.56%  
Lender servicing fee: 1.00% Estimated return: 12.44%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Dec-1995 Debt/Income ratio: 13%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 3 / 2Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 9Length of status:10y 5m
Amount delinquent: $0 Revolving credit balance: $0 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: a-honorable-payout Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ex Husband is a jerk
Purpose of loan:
This loan will be used to? to pay off the remainder of the bills I have not finished paying from my ex husband.?

My financial situation:
I am a good candidate for this loan because? I have a great and steady job.? Very little bills even with this consolidation loan.?? This is the final step in the strides I have already taken to finally reclaim my good credit and name that was hambered by poor decisions while married.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Yomain$25.00$25.001/14/2010 5:03:08 PM
Thunder08$25.00$25.001/15/2010 5:05:44 AM
foothillender$25.00$25.001/15/2010 8:01:09 AM
sunshinysmiles$25.00$25.001/15/2010 10:38:47 AM
goofy15975$25.00$25.001/15/2010 12:48:58 PM
GyJAV_BNCCo$25.00$25.001/15/2010 1:17:15 PM
GeoLender$25.00$25.001/15/2010 6:24:46 PM
element40$50.00$50.001/15/2010 4:46:23 PM
lsx7$30.00$30.001/15/2010 8:15:45 PM
hellasow$25.00$25.001/16/2010 5:26:44 AM
cognizant-rate732$500.00$500.001/16/2010 8:49:22 AM
thoughtful-investment045$25.00$25.001/17/2010 11:32:10 AM
JustMee$25.00$25.001/17/2010 8:09:26 PM
credit-sasquatch3$50.00$50.001/18/2010 10:25:35 AM
cash-spinner$50.00$50.001/18/2010 4:13:59 PM
bssmom$50.00$50.001/19/2010 7:25:02 AM
Top_Gun_Lender$25.00$25.001/19/2010 8:09:35 AM
Kash2010lu$25.00$25.001/19/2010 9:16:30 PM
Cromag$25.00$25.001/20/2010 8:03:01 AM
cippy$50.00$50.001/20/2010 3:30:22 PM
d_grbg$25.00$25.001/20/2010 6:21:17 PM
FCandL$25.00$25.001/20/2010 5:22:44 PM
sturdy-peace9$42.00$42.001/20/2010 6:42:19 PM
Your_Bank$25.00$25.001/20/2010 6:42:02 PM
Imaginos1892$50.00$50.001/20/2010 6:56:10 PM
jybank$25.00$25.001/20/2010 9:52:32 PM
DasMula$100.00$99.281/21/2010 9:53:48 AM
walkinonwater$25.00$25.001/21/2010 11:16:56 AM
skillful-asset5$275.00$275.001/21/2010 11:40:44 AM
Leshan$25.00$25.001/21/2010 12:59:52 PM
kapitalx$25.00$25.001/21/2010 1:01:09 PM
kapitalx$25.00$25.001/21/2010 1:02:02 PM
guardian3$25.00$25.001/21/2010 1:03:03 PM
Capit0l$25.00$25.001/21/2010 2:09:46 PM
draggon77$25.00$25.001/21/2010 2:10:09 PM
supreme-hope$25.00$25.001/21/2010 1:24:34 PM
exchange-cowbell5$200.00$200.001/21/2010 3:18:04 PM
reflective-rupee$500.00$500.001/21/2010 3:25:33 PM
asset-control2$50.00$50.001/21/2010 3:52:44 PM
Loan_shark718$40.00$40.001/21/2010 4:00:25 PM
unger$50.00$50.001/21/2010 4:03:47 PM
wise-balanced-moola$25.00$25.001/21/2010 3:59:30 PM
TackingWindward$25.00$25.001/21/2010 3:37:39 PM
The-CAPS-fan$30.00$30.001/21/2010 3:49:06 PM
ganon$100.00$100.001/14/2010 4:30:38 PM
SweetHoneyPot$25.00$25.001/14/2010 4:36:51 PM
cashhelp$25.00$25.001/14/2010 5:12:33 PM
SolarMoonshine$50.00$50.001/14/2010 5:48:33 PM
brodav$50.00$50.001/14/2010 5:09:54 PM
dough-shooter$120.00$120.001/14/2010 7:20:22 PM
Jim33$25.00$25.001/14/2010 8:10:03 PM
zento$25.00$25.001/14/2010 9:01:24 PM
sirguyon$100.00$100.001/15/2010 12:18:45 PM
mercuriant$25.00$25.001/16/2010 7:05:06 AM
marwadi-62$50.00$50.001/16/2010 9:50:44 AM
afterhours$25.00$25.001/16/2010 8:27:05 PM
squarebob$25.00$25.001/17/2010 6:01:33 AM
winger66$27.92$27.921/17/2010 10:26:51 AM
freedom3$500.00$500.001/18/2010 4:01:58 AM
Dollars4Rent$25.00$25.001/18/2010 12:55:17 PM
AF-Chief$55.00$55.001/18/2010 3:29:57 PM
b1geasy$27.66$27.661/19/2010 12:09:18 PM
Techne_Funds_LLC$25.00$25.001/19/2010 4:10:10 PM
gabrielcharlie$25.82$25.821/19/2010 7:01:19 PM
kendigme$30.35$30.351/20/2010 2:44:48 AM
kokopuff$25.00$25.001/20/2010 11:12:21 AM
LarWit1512$25.00$25.001/20/2010 4:09:55 PM
beach_bum$25.00$25.001/20/2010 6:11:08 PM
boo_hoo$50.00$50.001/20/2010 7:20:55 PM
felicity-daydream$75.00$75.001/20/2010 9:28:36 PM
VBPlayer$30.00$30.001/21/2010 6:19:55 AM
SouthernRemarketing$25.00$25.001/21/2010 6:51:00 AM
FinanceEngine$25.00$25.001/21/2010 8:55:38 AM
bonus-quark4$25.00$25.001/21/2010 10:12:45 AM
jhernand17$25.00$25.001/21/2010 11:56:09 AM
tekstyle38$25.00$25.001/21/2010 11:45:53 AM
Bob450$50.00$50.001/21/2010 12:12:30 PM
wild-orange$25.00$25.001/21/2010 12:53:22 PM
rapid-currency$25.00$25.001/21/2010 2:46:22 PM
justice-hawk$66.97$66.971/21/2010 2:29:26 PM
reflective-rupee$250.00$250.001/21/2010 3:31:14 PM
asset-control2$50.00$50.001/21/2010 3:52:51 PM
MOVet$25.00$25.001/21/2010 4:02:37 PM
83 bids
 
Borrower Payment Dependent Notes Series 442704
This series of Notes was issued and sold upon the funding of the borrower loan #40707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-15-2010 
  Auction end date:  Jan-22-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $164.16
Final lender yield: 25.40% Final borrower rate/APR: 26.40% / 28.73% Final monthly payment: $162.02
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.77%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 7 First credit line: Nov-2006 Debt/Income ratio: 13%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 3 / 1Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 4Length of status:5y 1m
Amount delinquent: $0 Revolving credit balance: $2,552 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 67%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: glowing-finance4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Life
Purpose of loan:
This loan will be used to? Pay off my credit card and help me with a deposit towards moving into an apartment.

My financial situation: I work full time and get paid on a weekly basis.
I am a good candidate for this loan because? I have never had a late payment in my entire credit history and will not be a problem candidate.

Monthly net income: $ 1500

Monthly expenses: $1390
??Housing: $ 200
??Insurance: $ 200
??Car expenses: $ 90
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
LEWK25$25.00$25.001/15/2010 3:58:11 PM
IIP77$25.00$24.981/15/2010 4:01:59 PM
integrity-doctor$50.00$50.001/15/2010 4:00:39 PM
Bob450$25.00$25.001/15/2010 8:42:55 PM
Lefty_the_Lender$50.00$50.001/15/2010 9:39:03 PM
czar3$40.00$40.001/15/2010 5:46:21 PM
exchange-cowbell5$200.00$200.001/15/2010 6:57:16 PM
SeminoleHoldings$40.00$40.001/16/2010 9:16:02 AM
marwadi-62$50.00$50.001/16/2010 9:52:58 AM
melodious-fairness$25.00$25.001/16/2010 8:20:47 AM
BrighterSuns$29.17$29.171/16/2010 12:50:36 PM
trumpetkingdev1$50.00$50.001/16/2010 12:47:21 PM
unger$50.00$50.001/16/2010 11:14:39 AM
daddysgotya$50.00$50.001/16/2010 10:52:15 PM
gourd6$25.00$25.001/17/2010 9:49:25 AM
moola-aficionado6$25.00$25.001/17/2010 2:12:15 PM
Ronnieboy888$25.00$25.001/17/2010 8:51:01 PM
charming-point$300.00$300.001/17/2010 8:28:09 PM
Calif-smo$30.00$30.001/19/2010 9:18:26 AM
mercuriant$25.00$25.001/19/2010 12:25:51 PM
UCLA4life$25.00$25.001/20/2010 4:24:00 PM
MrMoneyBags$25.00$25.001/20/2010 7:06:22 PM
Thunder08$25.00$25.001/21/2010 9:40:34 AM
value-crusader5$30.00$30.001/21/2010 11:33:47 AM
orange-finance-banker$25.00$25.001/21/2010 11:54:20 AM
evergreen16$100.00$100.001/21/2010 4:53:12 PM
goodcents$25.00$25.001/21/2010 6:13:20 PM
VikingLender$25.00$25.001/21/2010 7:52:01 PM
wild-orange$25.00$25.001/22/2010 1:18:55 AM
cash-spinner$25.00$25.001/22/2010 4:01:38 AM
jtc26$50.00$50.001/22/2010 6:37:52 AM
Leshan$25.00$25.001/22/2010 7:38:48 AM
Capit0l$25.00$25.001/22/2010 6:57:41 AM
The-CAPS-fan$40.00$40.001/22/2010 7:09:18 AM
JauaFlash$36.95$36.951/22/2010 9:09:41 AM
Pu239$50.00$50.001/22/2010 9:48:23 AM
PotBellyPete$40.00$40.001/22/2010 9:44:09 AM
Gaelicman$50.00$50.001/22/2010 9:50:30 AM
grnii78$50.00$50.001/22/2010 9:57:56 AM
JoeyPaulGowdy$25.00$25.001/22/2010 10:15:41 AM
drb4ever$25.00$25.001/22/2010 11:00:11 AM
ice518$25.00$25.001/22/2010 11:14:04 AM
cunning-bill$25.00$25.001/22/2010 11:03:44 AM
crjmechanic$25.00$25.001/22/2010 11:38:09 AM
Bob450$25.00$25.001/22/2010 12:10:24 PM
Bill88$28.00$28.001/22/2010 12:13:29 PM
oreyedoc$50.00$50.001/22/2010 1:00:54 PM
padewy$25.00$25.001/22/2010 1:03:53 PM
Bobusa$25.00$25.001/22/2010 1:11:24 PM
himanshuko$25.00$25.001/22/2010 1:22:59 PM
EL_Papin$25.00$25.001/22/2010 1:14:16 PM
LoanerPrincipal$25.00$25.001/22/2010 1:19:13 PM
just-trade0$36.00$36.001/22/2010 1:55:08 PM
Magician$25.00$25.001/22/2010 2:41:36 PM
SCRUGZY$25.00$25.001/22/2010 3:18:34 PM
simiray$25.00$25.001/22/2010 3:33:27 PM
ZOOOM$35.00$35.001/22/2010 3:05:43 PM
jcw3rd$25.00$25.001/22/2010 3:51:02 PM
natural-greenback6$25.00$25.001/22/2010 3:48:52 PM
Engineer44$30.00$30.001/22/2010 3:56:26 PM
five-star-note$35.00$35.001/15/2010 4:00:20 PM
oldmora$25.00$25.001/15/2010 4:00:23 PM
durability-halibut$25.00$25.001/15/2010 4:19:52 PM
piter-to-la-investment$25.00$25.001/15/2010 4:27:01 PM
inspiring-reward$50.00$50.001/15/2010 4:18:47 PM
dollardave$100.00$100.001/15/2010 5:45:38 PM
buffalobills$25.00$25.001/15/2010 4:50:44 PM
foothillender$25.00$25.001/16/2010 7:14:09 AM
ericb674$25.00$25.001/16/2010 8:14:12 AM
afterhours$25.00$25.001/16/2010 7:54:54 PM
gotwins$39.00$39.001/16/2010 4:30:45 PM
zento$25.00$25.001/16/2010 7:18:35 PM
UofCMaroon$25.00$25.001/17/2010 5:34:27 PM
credit-sasquatch3$25.00$25.001/18/2010 9:59:23 AM
steady-truth5$25.00$25.001/19/2010 9:18:35 AM
bss97603$33.12$33.121/19/2010 8:51:18 PM
grafton$200.00$200.001/19/2010 11:19:58 PM
bball_bandit$25.00$25.001/20/2010 6:06:22 PM
mason5$25.00$25.001/21/2010 3:32:41 AM
asset-electron1$25.00$25.001/21/2010 10:25:45 AM
ultimate-peace$150.00$150.001/21/2010 12:50:03 PM
visionary-currency$50.00$50.001/21/2010 4:25:55 PM
Techne_Funds_LLC$25.00$25.001/21/2010 4:29:51 PM
SlickNick$25.00$25.001/21/2010 5:22:01 PM
DasMula$25.00$25.001/21/2010 7:45:34 PM
pellet$25.89$25.891/21/2010 8:16:29 PM
Satur$42.01$42.011/21/2010 8:48:41 PM
jybank$25.00$25.001/21/2010 9:25:14 PM
CC911$25.00$25.001/22/2010 6:13:18 AM
orange-pound-party$25.05$25.051/22/2010 6:44:42 AM
ColoradoLender82$25.00$25.001/22/2010 7:49:55 AM
MilitaryAV8R$25.00$25.001/22/2010 8:45:22 AM
wild_carrot$25.00$25.001/22/2010 9:37:22 AM
aultraman$25.00$25.001/22/2010 8:59:00 AM
DasMula$50.00$50.001/22/2010 9:49:20 AM
ChrisKwan$25.00$25.001/22/2010 9:39:10 AM
umfan123$25.00$25.001/22/2010 10:00:16 AM
libraryfrenzy$25.00$25.001/22/2010 9:44:55 AM
J1mS$74.50$74.501/22/2010 11:57:42 AM
J1mS$30.33$30.331/22/2010 12:14:04 PM
compatible-diversification$30.00$30.001/22/2010 2:15:51 PM
101 bids
 
Borrower Payment Dependent Notes Series 442960
This series of Notes was issued and sold upon the funding of the borrower loan #40722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 25.98% Starting borrower rate/APR: 26.98% / 29.31% Starting monthly payment: $102.04
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 23.25% Final monthly payment: $94.19
 
Auction yield range: 8.06% - 25.98% Estimated loss impact: 6.97%  
Lender servicing fee: 1.00% Estimated return: 13.03%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1995 Debt/Income ratio: 16%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 14 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:5y 6m
Amount delinquent: $0 Revolving credit balance: $59,509 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 88%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: top-sensible-cash Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying New Car
Purpose of loan:
This loan will be used to purchase a new vehicle

My financial situation:
I am a good candidate for this loan because my job and income are extremely stable and consistent.

Monthly net income: $14,000
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
impressive-loan$235.10$235.101/19/2010 10:47:24 AM
robot777$40.00$40.001/19/2010 11:07:21 AM
lucrative-loan$75.00$75.001/19/2010 11:56:12 AM
spy0$25.00$25.001/20/2010 7:33:38 AM
buffalobills$25.00$25.001/20/2010 7:53:28 AM
boredlv$25.00$25.001/20/2010 2:46:07 PM
Imaginos1892$25.00$25.001/20/2010 7:00:29 PM
Ven58$25.00$25.001/21/2010 6:35:36 PM
mercuriant$25.00$25.001/22/2010 9:40:46 AM
SnakeDoc_Investments$27.04$27.041/22/2010 3:51:05 PM
hillerod$25.00$25.001/23/2010 11:58:00 AM
IANNOVICH$50.00$50.001/23/2010 5:01:00 PM
loan-fate$50.00$50.001/25/2010 10:23:54 AM
Thunder08$25.00$25.001/25/2010 10:32:35 AM
CK1$25.00$25.001/25/2010 12:34:10 PM
dudebrah$26.00$26.001/25/2010 2:15:42 PM
realtormoises$25.00$25.001/25/2010 4:31:55 PM
vivacious-p2p3$25.00$25.001/25/2010 4:58:44 PM
Gobsek$25.00$25.001/25/2010 8:04:04 PM
sharp-credit$500.00$500.001/26/2010 5:55:57 AM
ultimate-peace$400.00$400.001/26/2010 9:36:44 AM
durability-halibut$25.00$25.001/19/2010 11:42:26 AM
orange-finance-banker$25.00$25.001/19/2010 12:04:29 PM
Approved$25.00$25.001/19/2010 5:23:11 PM
Syzygy$25.00$25.001/20/2010 8:42:03 AM
caseattle$25.00$25.001/20/2010 3:06:44 PM
hellasow$25.00$25.001/22/2010 8:56:23 AM
3613925$25.00$25.001/22/2010 10:03:09 AM
friendly-worth3$25.00$25.001/22/2010 10:10:47 AM
Bank_Of_XL$100.00$100.001/22/2010 6:51:09 PM
piter-to-la-investment$50.00$50.001/23/2010 12:23:40 PM
Montgomery-Burns$25.00$25.001/24/2010 8:33:10 AM
wwwUniversal$25.00$25.001/24/2010 11:09:50 AM
msullivaniii$25.00$25.001/24/2010 12:44:28 PM
bst$31.42$31.421/24/2010 7:51:12 PM
Leshan$25.00$25.001/25/2010 8:11:04 AM
eboomer2611$25.00$25.001/25/2010 11:19:49 AM
tracyjo$30.35$12.151/25/2010 10:44:24 AM
paceme1$28.29$28.291/25/2010 9:19:36 PM
loan-eagle9$25.00$25.001/26/2010 7:50:47 AM
PotBellyPete$25.00$25.001/26/2010 7:52:15 AM
ValleyBHC$25.00$25.001/26/2010 8:45:54 AM
bonus-quark4$25.00$25.001/26/2010 9:56:18 AM
fireferd$50.00$50.001/26/2010 9:37:36 AM
unger$50.00$50.001/26/2010 9:58:23 AM
bevans$25.00$25.001/26/2010 10:00:55 AM
Bob450$25.00$25.001/26/2010 9:46:45 AM
47 bids
 
Borrower Payment Dependent Notes Series 443144
This series of Notes was issued and sold upon the funding of the borrower loan #40686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 8.5% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 24.58% Starting borrower rate/APR: 25.58% / 27.89% Starting monthly payment: $400.67
Final lender yield: 23.55% Final borrower rate/APR: 24.55% / 26.85% Final monthly payment: $395.22
 
Auction yield range: 8.06% - 24.58% Estimated loss impact: 9.06%  
Lender servicing fee: 1.00% Estimated return: 14.49%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 5 First credit line: Jan-1988 Debt/Income ratio: 17%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:6y 9m
Amount delinquent: $0 Revolving credit balance: $2,313 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 36%Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: smart-silver9 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay-off
Purpose of loan:
This loan will be used to pay off my current credit cards and loans to consolidate into one payment.

My financial situation:
I am a good candidate for this loan because all my recent accounts have been kept current and paid on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
liberty-revelry2$25.00$25.001/19/2010 10:12:05 AM
red-relentless-money$50.00$50.001/19/2010 10:07:48 AM
BettBoo$25.00$25.001/19/2010 10:12:07 AM
calinno2$25.00$25.001/19/2010 10:14:07 AM
cerebral-return3$25.00$25.001/19/2010 10:14:20 AM
five-star-note$40.00$40.001/19/2010 10:15:11 AM
a-special-power$25.00$25.001/19/2010 10:15:39 AM
jga516$25.00$25.001/19/2010 10:20:18 AM
steady-truth5$25.00$25.001/19/2010 10:18:12 AM
gala2$25.00$25.001/19/2010 10:19:52 AM
WiseInvestments$25.00$25.001/19/2010 10:26:22 AM
howlong2retirement$25.00$25.001/19/2010 10:27:38 AM
beezling$36.11$36.111/19/2010 10:26:51 AM
MrMoney0622$25.00$25.001/19/2010 10:27:43 AM
desertoasis$50.00$50.001/19/2010 10:28:41 AM
dime-beeper$25.00$25.001/19/2010 10:29:52 AM
uncleharold$25.00$25.001/19/2010 10:31:01 AM
joplinoz$25.00$25.001/19/2010 10:31:17 AM
djh47a$25.00$25.001/19/2010 10:30:37 AM
Deltaoneblue$25.00$25.001/19/2010 10:31:28 AM
zen1cent$25.00$25.001/19/2010 10:30:42 AM
elephantparty$25.00$25.001/19/2010 10:31:02 AM
akesef$25.00$25.001/19/2010 10:31:58 AM
worklessmakemore$25.00$25.001/19/2010 10:27:42 AM
capital-lesson$25.00$25.001/19/2010 10:31:32 AM
silver-armada$50.00$50.001/19/2010 10:32:37 AM
zipemdown$25.00$25.001/19/2010 10:32:07 AM
Rattlehead$25.00$25.001/19/2010 10:33:25 AM
benjo$25.00$25.001/19/2010 10:30:16 AM
vivixmedia$25.00$25.001/19/2010 10:30:20 AM
Orringo$50.00$50.001/19/2010 10:35:18 AM
HamachiMan$25.00$25.001/19/2010 10:31:57 AM
toxicbutterfly$25.00$25.001/19/2010 10:32:14 AM
rock-turner$25.00$25.001/19/2010 10:36:46 AM
vkorichkov$30.00$30.001/19/2010 10:32:57 AM
cunning-bill$25.00$25.001/19/2010 10:33:39 AM
BlindJoeDeath$25.00$25.001/19/2010 10:34:16 AM
mtquan$25.00$25.001/19/2010 10:34:28 AM
Wellman$100.00$100.001/19/2010 10:34:39 AM
natural-greenback6$25.00$25.001/19/2010 10:35:09 AM
wonder_dogs$25.00$25.001/19/2010 10:36:29 AM
javajo22$25.00$25.001/19/2010 10:36:33 AM
graceful-investment$50.00$50.001/19/2010 10:36:39 AM
orange-value-exec$25.00$25.001/19/2010 10:46:13 AM
SnE$25.00$25.001/19/2010 10:46:35 AM
Hondo$25.00$25.001/19/2010 10:45:25 AM
spreadgoodwill$25.00$25.001/19/2010 10:52:58 AM
AntiKris$25.00$25.001/19/2010 10:47:38 AM
Savings_EQ_Dignity$25.00$25.001/19/2010 10:54:22 AM
GotoMoney$50.00$50.001/19/2010 10:52:59 AM
compassion-paladin042$25.00$25.001/19/2010 10:53:09 AM
acebandit$25.00$25.001/19/2010 10:55:11 AM
the-silver-blaster$50.00$50.001/19/2010 10:55:41 AM
Lender0424$30.00$30.001/19/2010 10:55:29 AM
sdgrowth$25.00$25.001/19/2010 10:55:46 AM
DrZoidberg$25.00$25.001/19/2010 10:52:55 AM
626457$25.00$25.001/19/2010 10:53:18 AM
fizwahh$25.00$25.001/19/2010 10:53:32 AM
fcb202$25.00$25.001/19/2010 10:53:56 AM
maximizer$25.00$25.001/19/2010 10:54:26 AM
studious-listing8$25.00$25.001/19/2010 10:54:47 AM
ixoyefreak$25.00$25.001/19/2010 10:55:16 AM
d_grbg$25.00$25.001/19/2010 10:55:33 AM
orderly-loot$25.00$25.001/19/2010 10:55:43 AM
GatorBux$25.00$25.001/19/2010 10:56:55 AM
brutusbone$25.00$25.001/19/2010 10:57:08 AM
transparency-burger$25.00$25.001/19/2010 10:57:14 AM
happyaric$100.00$100.001/19/2010 11:13:54 AM
handy-justice$25.00$25.001/19/2010 11:13:59 AM
robot777$40.00$40.001/19/2010 11:07:23 AM
credit-force5$25.00$25.001/19/2010 11:15:28 AM
thoughtful-community7$25.00$25.001/19/2010 11:15:31 AM
NorthernFunds$25.00$25.001/19/2010 11:13:33 AM
papaloha$50.00$50.001/19/2010 11:13:40 AM
bassman2$25.00$25.001/19/2010 11:16:29 AM
gold-auctioneer7$25.00$25.001/19/2010 11:16:53 AM
unk1911$25.00$25.001/19/2010 11:15:20 AM
delicious-social132$25.00$25.001/19/2010 11:15:40 AM
moola-phase$25.00$25.001/19/2010 11:16:00 AM
Zanthina$25.00$25.001/19/2010 11:16:12 AM
steves73$25.00$25.001/19/2010 11:19:13 AM
WalnutCreekguy$25.00$25.001/19/2010 11:12:14 AM
Dubbs360$100.00$100.001/19/2010 11:16:55 AM
sloan$25.00$25.001/19/2010 11:19:28 AM
exact-loan5$30.00$30.001/19/2010 11:19:49 AM
the-precious-bid$25.00$25.001/19/2010 11:17:36 AM
boybutter$25.00$25.001/19/2010 11:18:11 AM
purdue98$25.00$25.001/19/2010 11:18:35 AM
Supernick$25.00$25.001/19/2010 11:20:54 AM
Shepherd7$25.00$25.001/19/2010 11:15:06 AM
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Gibbyland$50.00$50.001/19/2010 11:16:40 AM
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jbaum$25.00$25.001/19/2010 11:20:35 AM
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blooming-dedication$50.00$19.171/19/2010 11:22:16 AM
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reflective-rupee$250.00$250.001/19/2010 12:27:16 PM
dollardave$100.00$100.001/19/2010 1:36:29 PM
FinDoc$25.00$25.001/20/2010 1:59:25 PM
SolarMoonshine$50.00$50.001/20/2010 5:31:36 PM
theonezozo$25.00$25.001/22/2010 12:19:41 PM
ttnk62918$25.00$25.001/22/2010 4:11:34 PM
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durability-colonel$50.00$50.001/22/2010 10:10:01 PM
inspiring-reward$100.00$100.001/24/2010 4:34:10 PM
Your_Bank$25.00$25.001/24/2010 6:45:45 PM
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exchange-cowbell5$100.00$100.001/25/2010 3:46:34 PM
Techne_Funds_LLC$25.00$25.001/25/2010 4:52:12 PM
squarebob$25.00$25.001/25/2010 4:54:54 PM
Jorgef741$100.00$100.001/25/2010 6:11:21 PM
jybank$25.00$25.001/25/2010 11:36:39 PM
atomantic$25.00$25.001/26/2010 4:48:55 AM
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funtwosay$25.00$25.001/26/2010 7:15:51 AM
DasMula$75.00$75.001/26/2010 9:17:42 AM
quest0$100.00$100.001/26/2010 9:05:23 AM
triumph329$25.00$25.001/19/2010 10:14:06 AM
JandJ-Bank$25.00$25.001/19/2010 10:09:23 AM
oldmora$25.00$25.001/19/2010 10:14:46 AM
sjlnn$25.00$25.001/19/2010 10:11:20 AM
LGMRN$25.00$25.001/19/2010 10:12:09 AM
kia777$25.00$25.001/19/2010 10:14:02 AM
yeti888$25.00$25.001/19/2010 10:14:09 AM
bruinguy$25.00$25.001/19/2010 10:18:13 AM
littlemonkey$25.00$25.001/19/2010 10:18:16 AM
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eronyc$25.00$25.001/19/2010 10:26:53 AM
treasure-bliss$100.00$100.001/19/2010 10:29:04 AM
blue-liberty-gourd$25.00$25.001/19/2010 10:29:48 AM
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usmcLS$25.00$25.001/19/2010 10:26:57 AM
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NR$25.00$25.001/19/2010 10:31:39 AM
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terminus$25.00$25.001/19/2010 10:32:12 AM
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slico$25.00$25.001/19/2010 10:32:31 AM
head$25.00$25.001/19/2010 10:32:55 AM
shiny-dollar9$25.00$25.001/19/2010 10:33:02 AM
AKgirl81$25.00$25.001/19/2010 10:33:07 AM
GMOD026$25.00$25.001/19/2010 10:34:10 AM
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zippy-interest$25.00$25.001/19/2010 10:34:03 AM
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dextro$25.00$25.001/19/2010 10:35:07 AM
worldly-gold$25.00$25.001/19/2010 10:34:25 AM
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forthright-dedication$100.00$100.001/19/2010 10:35:00 AM
Mavdyaus$25.00$25.001/19/2010 10:36:14 AM
dime-reaction$25.00$25.001/19/2010 10:31:35 AM
parsec9$25.00$25.001/19/2010 10:35:16 AM
circustab$50.00$50.001/19/2010 10:31:42 AM
listing-trapper3$50.00$50.001/19/2010 10:32:18 AM
mbwillma$25.00$25.001/19/2010 10:37:12 AM
jonn834$25.00$25.001/19/2010 10:37:15 AM
silvip$25.00$25.001/19/2010 10:37:18 AM
corvettejrw$30.00$30.001/19/2010 10:36:57 AM
etraboulay$25.00$25.001/19/2010 10:32:43 AM
FeedTheMachine$200.00$200.001/19/2010 10:33:23 AM
attractive-rate$25.00$25.001/19/2010 10:34:34 AM
nourishing-hope835$25.00$25.001/19/2010 10:34:52 AM
principal-kung-fu$25.00$25.001/19/2010 10:35:06 AM
orange-preeminant-bill$100.00$100.001/19/2010 10:46:44 AM
five-star-justice$36.00$36.001/19/2010 10:46:43 AM
Headhunter14$25.00$25.001/19/2010 10:48:05 AM
unbeatable-wealth$25.00$25.001/19/2010 10:44:34 AM
tractorman$25.00$25.001/19/2010 10:53:15 AM
AF-Chief$28.00$28.001/19/2010 10:46:29 AM
huorn$25.00$25.001/19/2010 10:52:40 AM
benevolent-bonus$25.00$25.001/19/2010 10:52:57 AM
fair-funds$25.00$25.001/19/2010 10:53:01 AM
kindness-casserole$26.71$26.711/19/2010 10:55:03 AM
SongBirdProphecy$25.00$25.001/19/2010 10:53:31 AM
DDHMoney$25.00$25.001/19/2010 10:55:19 AM
a275ranger$25.00$25.001/19/2010 10:56:36 AM
nellaelyob$25.00$25.001/19/2010 10:55:15 AM
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87Marc$25.00$25.001/19/2010 10:56:38 AM
euro-mirth$25.00$25.001/19/2010 10:52:54 AM
the-persistent-reward$25.00$25.001/19/2010 10:53:29 AM
KiwiElf$25.00$25.001/19/2010 10:55:01 AM
green-benefit-enclave$25.00$25.001/19/2010 10:55:13 AM
metro457$40.00$40.001/19/2010 10:55:25 AM
mizount$25.00$25.001/19/2010 10:55:36 AM
portfolio-zone801$25.00$25.001/19/2010 10:55:45 AM
EnigmaNYC-29$50.00$50.001/19/2010 10:56:01 AM
FoosMaster$25.00$25.001/19/2010 10:56:14 AM
UT-Longhorn$25.00$25.001/19/2010 10:57:03 AM
coin-investor$25.00$25.001/19/2010 11:07:09 AM
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market-builder$25.00$25.001/19/2010 11:15:39 AM
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Phantom99$25.00$25.001/19/2010 11:15:22 AM
merriewold$25.00$25.001/19/2010 11:17:46 AM
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cash-spinner$25.00$25.001/19/2010 11:18:05 AM
red-favorable-basis$25.00$25.001/19/2010 11:16:11 AM
time4aloan$30.00$30.001/19/2010 11:16:14 AM
AF-Chief$26.00$26.001/19/2010 11:18:29 AM
lending-bear$25.00$25.001/19/2010 11:16:27 AM
orange-vigilance-shower$25.00$25.001/19/2010 11:19:18 AM
seisen$100.00$100.001/19/2010 11:17:30 AM
ingenious-deal6$25.00$25.001/19/2010 11:17:40 AM
kmr2$50.00$50.001/19/2010 11:13:37 AM
circuitfive$25.00$25.001/19/2010 11:13:47 AM
Banker7371$25.00$25.001/19/2010 11:20:42 AM
junctionking$25.00$25.001/19/2010 11:18:53 AM
intrepid-transaction5$25.00$25.001/19/2010 11:18:57 AM
jhouman$25.00$25.001/19/2010 11:19:03 AM
oreyedoc$25.00$25.001/19/2010 11:21:05 AM
jonbozeman$25.00$25.001/19/2010 11:21:09 AM
charming-point$300.00$300.001/19/2010 11:21:21 AM
GElender$25.00$25.001/19/2010 11:19:35 AM
astute-dollar$50.00$50.001/19/2010 11:21:25 AM
secobarbital$25.00$25.001/19/2010 11:19:43 AM
accordion8$25.00$25.001/19/2010 11:21:34 AM
Jonb6919$25.00$25.001/19/2010 11:20:05 AM
p123$25.00$25.001/19/2010 11:21:38 AM
halothane_logic$25.00$25.001/19/2010 11:20:08 AM
copper$30.00$30.001/19/2010 11:15:48 AM
saffron4$25.00$25.001/19/2010 11:21:44 AM
VBAces$25.00$25.001/19/2010 11:21:48 AM
contract-neutron$25.00$25.001/19/2010 11:20:32 AM
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delivery$25.00$25.001/19/2010 11:16:07 AM
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samo102us$25.00$25.001/19/2010 11:16:39 AM
hope-equation$50.00$50.001/19/2010 11:21:14 AM
teller$25.00$25.001/19/2010 11:21:29 AM
Buffer10$100.00$100.001/19/2010 11:22:15 AM
xzec777$25.00$25.001/19/2010 11:18:51 AM
melodious-fairness$25.00$25.001/19/2010 11:19:06 AM
DRA-Properties$25.00$25.001/19/2010 11:19:14 AM
loan-master996$50.00$50.001/19/2010 11:19:48 AM
direct-yield$25.00$25.001/19/2010 11:19:58 AM
puifais$25.00$25.001/19/2010 11:20:52 AM
Auburnmist$25.00$25.001/19/2010 11:21:07 AM
personal-lender$25.00$25.001/19/2010 11:22:04 AM
lucrative-loan$75.00$75.001/19/2010 11:56:15 AM
czar3$36.60$36.601/19/2010 12:42:10 PM
melodious-fairness$25.00$25.001/19/2010 2:55:06 PM
wwwUniversal$25.00$25.001/19/2010 5:39:17 PM
Bob450$25.00$25.001/19/2010 9:39:16 PM
JustMee$25.00$25.001/20/2010 5:48:19 AM
Syzygy$25.00$25.001/20/2010 8:45:16 AM
loyalty-czar$60.41$60.411/20/2010 3:58:12 PM
unger$50.00$50.001/21/2010 4:13:18 PM
SFBank$200.00$200.001/21/2010 4:18:48 PM
loss-of-control$25.00$25.001/24/2010 2:31:43 PM
E-B$50.00$50.001/25/2010 3:22:18 AM
UCLA4life$25.00$25.001/25/2010 10:35:53 AM
walkinonwater$25.00$25.001/25/2010 11:38:51 AM
piter-to-la-investment$25.00$25.001/25/2010 3:44:45 PM
wanna-help$50.00$50.001/25/2010 2:58:29 PM
squarebob$27.00$27.001/25/2010 5:50:55 PM
Makemony$50.00$50.001/26/2010 3:57:37 AM
Vartindar$25.00$25.001/26/2010 5:54:19 AM
enthusiastic-point$75.00$75.001/26/2010 7:09:02 AM
umfan123$25.00$25.001/26/2010 7:55:31 AM
bonus-quark4$25.00$25.001/26/2010 9:59:48 AM
285 bids
 
Borrower Payment Dependent Notes Series 443178
This series of Notes was issued and sold upon the funding of the borrower loan #40681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,750.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 29.74% Starting monthly payment: $71.82
Final lender yield: 23.25% Final borrower rate/APR: 24.25% / 26.55% Final monthly payment: $68.89
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.57%  
Lender servicing fee: 1.00% Estimated return: 12.68%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Dec-1991 Debt/Income ratio: 23%
Credit score: 660-679 (Jan-2010) Current / open credit lines: 10 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 44Length of status:21y 9m
Amount delinquent: $0 Revolving credit balance: $19,285 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 101%Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Homeownership: No  
Inquiries last 6m: 1    
Screen name: determined-benjamins4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs and New Tires
Purpose of loan:
This loan will be used to? Car repairs and new tires for my vehicle.? I recently moved in with my parents as my mother is quite sick so the commute to work is alittle farther (60 miles each way)

My financial situation:
I am a good candidate for this loan because? I am in the MILITARY and i have 22 years of service and I have atleast 6 more years in service left.? I can repay the loan and if you need any other information on my ability to pay this loan back please ask.?

Monthly net income: $ 5792

Monthly expenses: $
??Housing: $ 400 (live with my parents since divorce)
??Insurance: $ 75
??Car expenses: $ 558
??Utilities: $? 50
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 750
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What is your current rank? Thanks and best wishes. - reflective-rupee
A: Current Rank is E-8 (Senior Chief Petty Officer) (Jan-20-2010)
Q: Are you eligible for military retirement now? Thanks much - reflective-rupee
A: Yes, I am eligible for retirement now however in April 2009 i re-enlisted for 5 more years to take me to 26 years of military service. (Jan-20-2010)
Q: Please explain the public record and the past delinquencies shown in your credit profile. Thanks much. - reflective-rupee
A: Public Record - Bankruptcy in 2005. This bankruptcy was when i had just made Chief petty officer and my spouse wasnt working. This lead to a one income household in southern California and we filed bankruptcy because we were not able to keep our heads above water. We at that time we not living within our means. Deliquencies- have to do with the above bankruptcy..... two of my loans were past due when the bankruptcy judgment was made. (Jan-20-2010)
Q: Please explain your high credit card usage. Thanks. - reflective-rupee
A: High Credit Card Usage is due to prior to Sept 2009 my EX Spouse wasnt working and we as a family were living off credit cards to make ends meet. Of course with the interest rates hikes on every one of my credit cards (because i couldnt opt out of them) it makes it nearly impossible to get them down to a manageable level. I am almost wondering if i should have down a debt consolidation loan request. (Jan-20-2010)
Q: Given you substantial free cash flow of over $3000 per month (your monthly net income less expenses), why have you not paid down your credit card debt, and why can't you save the money for these car repairs in 1 months' time? Thanks - reflective-rupee
A: One item that wasnt listed on my expense listing is approx $500 in monthly transportation cost (gas) and while my car is down i have been driving my father old 1988 pick up that eats more than that. By fixing my car i will increase from 10 mpg to 26 which will help with transportation cost. Also not include is $2200 in spousal support and child support. Sorry for not putting this in initial loan post. (Jan-20-2010)
Q: Please list the balances of each of your debts, as well as the monthly payments and interest rates for each. Thanks much - reflective-rupee
A: Here is an updated to my all my credit card and loan expenses. Car Payment - $558.00 ($17,000) (13.24%), Chase CC $161 ($7800) (16.24%), Chase CC $120 ($4100) (13.24%), Juniper CC $43 ($1900) (23.99%), Juniper CC $56 (2100)(21.99%), Capital One $84 (4010)(16.99%). (Jan-20-2010)
Q: Sr Chief - The car you are repairing, what make, model and year is it? I guess I am looking for more reassurance that you're not going to junk the car mid-stream and not pay this potential loan back. Good luck! - UnkleMike
A: Car is a 2006 Hyundai Sonota and i currently have a car note on the car as listed in my budget of $558.00. No risk of not fixing the car.... it is my transportation. (Jan-23-2010)
7 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
rjsdsu$25.00$25.001/21/2010 6:08:08 PM
circustab$50.00$50.001/24/2010 7:02:02 AM
Techne_Funds_LLC$25.00$25.001/25/2010 4:55:29 PM
RetirementMoney$50.00$50.001/25/2010 5:38:24 PM
RetirementMoney$100.00$100.001/25/2010 5:37:59 PM
icecoldcash$34.29$34.291/25/2010 10:36:03 PM
ultimate-peace$400.00$400.001/26/2010 5:09:22 AM
doelenda$25.00$25.001/26/2010 6:17:53 AM
HomerdohNY$25.00$25.001/26/2010 7:52:52 AM
walkinonwater$25.00$25.001/26/2010 8:12:45 AM
bondhedger$25.00$25.001/26/2010 9:05:01 AM
genuine-money$50.00$50.001/26/2010 9:57:44 AM
Integrity1st$25.44$25.441/26/2010 9:40:06 AM
market-cocktail$50.00$50.001/22/2010 4:45:43 AM
respectful-integrity3$30.00$30.001/22/2010 1:57:45 PM
PalmerTheEmbalmer$50.00$50.001/23/2010 1:54:21 AM
scarlet-velvet$25.00$25.001/23/2010 10:47:55 PM
leverage-monger$25.00$25.001/25/2010 8:57:12 AM
bootanksmom$25.00$25.001/25/2010 9:38:50 AM
eboomer2611$25.00$25.001/25/2010 11:23:37 AM
realtormoises$25.00$25.001/25/2010 11:35:52 AM
toxicbutterfly$25.00$25.001/25/2010 12:26:46 PM
Leshan$25.00$25.001/25/2010 4:35:49 PM
Integrity1st$69.66$69.661/25/2010 5:13:22 PM
RetirementMoney$100.00$100.001/25/2010 5:37:42 PM
RetirementMoney$100.00$100.001/25/2010 5:39:29 PM
vine99$40.00$40.001/25/2010 8:48:24 PM
dRatedOnly$25.00$25.001/26/2010 4:34:50 AM
Capit0l$25.00$25.001/26/2010 7:18:11 AM
quest0$25.00$25.001/26/2010 9:06:52 AM
DasMula$75.00$75.001/26/2010 9:18:46 AM
leverage-monger$25.00$25.001/26/2010 9:28:17 AM
UnkleMike$50.00$50.001/26/2010 10:05:44 AM
Bob450$50.00$50.001/26/2010 9:48:14 AM
UBOtto186$51.78$0.611/26/2010 10:07:06 AM
35 bids
 
Borrower Payment Dependent Notes Series 443188
This series of Notes was issued and sold upon the funding of the borrower loan #40716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 5.15% Starting borrower rate/APR: 6.15% / 6.49% Starting monthly payment: $91.47
Final lender yield: 5.10% Final borrower rate/APR: 6.10% / 6.44% Final monthly payment: $91.40
 
Auction yield range: 3.06% - 5.15% Estimated loss impact: 0.60%  
Lender servicing fee: 1.00% Estimated return: 4.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 10 First credit line: Nov-1999 Debt/Income ratio: 5%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 14 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:10y 1m
Amount delinquent: $0 Revolving credit balance: $13,979 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 13%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: newest-obedient-credit Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
transmission for my car
Purpose of loan:
This loan will be used to?
repair my automobile that is needed to get to and from work. the 2002 honda acord needs a new transmission which will cost 3400 dollars. write now im borrowing my inlaws car to get to work which i cant keep doing. i have some money saved but not enough to pay for the car to be fixed, and i dont want to spend evrything i have saved, i would like to have a little cash for emrgency purposes.
My financial situation:
I am a good candidate for this loan because? i have a good credit rating. i pay my bills on time every month and always more than the minimum payment. i have a great job as an electrical foreman and have been a reliable employee to my company for at least 10 years. i make a decent salery and if given this loan will make every payment on time and paid off before the term of the loan. hopefully im able to thank the lending institution for my loan if approved.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/19/2010 10:16:04 AM
inventive-wealth2$25.00$25.001/19/2010 10:36:07 AM
bigdogsafety1$25.00$25.001/19/2010 10:42:26 AM
selector568$335.39$335.391/19/2010 10:43:05 AM
BankofBen$64.10$64.101/19/2010 10:54:43 AM
elasermd$100.00$100.001/19/2010 10:58:05 AM
majestic-dedication$50.00$50.001/19/2010 11:27:42 AM
jbaum$100.00$100.001/19/2010 11:27:56 AM
18th_beachbum$25.00$25.001/19/2010 11:28:01 AM
lloyd_s$25.00$25.001/19/2010 11:28:08 AM
first-upright-payout$50.00$50.001/19/2010 11:28:50 AM
intrepid-transaction5$25.00$25.001/19/2010 11:29:29 AM
exciting-responsibility3$25.00$25.001/19/2010 11:29:48 AM
bchen78875$50.00$50.001/19/2010 11:31:11 AM
gulch$35.00$35.001/19/2010 11:31:27 AM
leodaguy$25.00$25.001/19/2010 11:31:37 AM
buukyak$25.00$25.001/19/2010 11:32:56 AM
credit-force5$25.00$25.001/19/2010 11:29:34 AM
Goodlender42$25.00$25.001/19/2010 11:33:38 AM
kulender$30.00$30.001/19/2010 11:30:02 AM
elegant-income3$25.00$25.001/19/2010 11:34:19 AM
supreme-hope$25.00$25.001/19/2010 11:35:14 AM
blooming-market$25.00$25.001/19/2010 11:35:56 AM
durability-halibut$25.00$25.001/19/2010 11:37:18 AM
industrious-dedication$25.00$25.001/19/2010 11:37:58 AM
financelover$50.00$50.001/19/2010 11:38:46 AM
mlopez2007$50.00$50.001/19/2010 11:36:42 AM
bill-expert$25.00$25.001/19/2010 11:38:16 AM
promiser200$25.00$10.511/19/2010 11:39:00 AM
dma1206$25.00$25.001/19/2010 12:00:50 PM
Dollars4Rent$25.00$25.001/23/2010 7:40:36 AM
goldsun$25.00$25.001/24/2010 6:52:03 PM
YummiBear$25.00$25.001/25/2010 6:14:34 PM
kenji4861$25.00$25.001/19/2010 10:29:07 AM
lean-velocity$25.00$25.001/19/2010 10:29:29 AM
Katburg$50.00$50.001/19/2010 10:35:52 AM
Mav26$150.00$150.001/19/2010 10:54:53 AM
turbospeed$25.00$25.001/19/2010 10:59:12 AM
responsibility-butterfly$25.00$25.001/19/2010 11:17:03 AM
gold-commander0$50.00$50.001/19/2010 11:29:04 AM
figs4u2$80.00$80.001/19/2010 11:30:38 AM
friendly-market5$25.00$25.001/19/2010 11:26:47 AM
inspired-contract9$50.00$50.001/19/2010 11:31:13 AM
unk1911$25.00$25.001/19/2010 11:27:04 AM
meenan$25.00$25.001/19/2010 11:27:27 AM
mikeandcat$100.00$100.001/19/2010 11:32:18 AM
personal-lender$25.00$25.001/19/2010 11:28:44 AM
AF-Chief$35.00$35.001/19/2010 11:32:32 AM
wampum-optimization$50.00$50.001/19/2010 11:33:11 AM
junctionking$25.00$25.001/19/2010 11:29:16 AM
toblerone$50.00$50.001/19/2010 11:32:57 AM
market-builder$25.00$25.001/19/2010 11:34:29 AM
OCedHrt$25.00$25.001/19/2010 11:34:42 AM
Walkingcowboy$25.00$25.001/19/2010 11:31:50 AM
Kaj$30.00$30.001/19/2010 11:32:19 AM
dealarella$25.00$25.001/19/2010 11:36:37 AM
heroic-platinum$25.00$25.001/19/2010 11:37:30 AM
schpere$30.00$30.001/19/2010 11:33:40 AM
AFairDeal$25.00$25.001/19/2010 11:37:46 AM
Cai8899$75.00$75.001/19/2010 11:34:07 AM
red-favorable-basis$25.00$25.001/19/2010 11:34:17 AM
OldFriend$25.00$25.001/19/2010 11:38:50 AM
delicious-social132$25.00$25.001/19/2010 11:34:50 AM
bowdish1$100.00$100.001/19/2010 11:35:01 AM
Fearless_Lender$25.00$25.001/19/2010 11:36:05 AM
Dan4703$25.00$25.001/20/2010 9:20:51 PM
springpanda$25.00$25.001/20/2010 11:19:46 PM
wwwUniversal$25.00$25.001/22/2010 3:45:13 PM
wise-balanced-moola$25.00$25.001/22/2010 4:15:09 PM
Bodyboard$25.00$25.001/22/2010 6:40:43 PM
exchange-squirrel$25.00$25.001/23/2010 2:33:34 PM
bankar$25.00$25.001/25/2010 4:04:14 PM
hellasow$25.00$25.001/25/2010 6:22:08 PM
thebadpelican$25.00$25.001/26/2010 9:16:09 AM
74 bids
 
Borrower Payment Dependent Notes Series 443326
This series of Notes was issued and sold upon the funding of the borrower loan #40675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 8.40% / 10.49% Starting monthly payment: $220.65
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $220.49
 
Auction yield range: 4.06% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Jun-1999 Debt/Income ratio: 16%
Credit score: 720-739 (Jan-2010) Current / open credit lines: 5 / 5Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:0y 4m
Amount delinquent: $0 Revolving credit balance: $7,047 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 29%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: master0 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Peace of Mind
Purpose of loan:
This loan will be used to pay off a handful of high-interest credit card balances, and make a payment of "goodwill" to my mother, who has lent me around $4000 over the past few years.? About half of my credit card debt is student-related (one parent loan paid off via credit card for $2K, remaining balance went to books, student fees, and some living expenses).

My financial situation:
I am a good candidate for this loan because it is important to me to to pay my monthly loan payments on time to protect my credit score, and to become debt-free in three years.

I'm a marine biologist contracted to work for the government on projects relating the the recovery of salmonids in the Pacific Northwest.? Though my profile shows that I've been employed for 4 months with my current employer, I've actually been at my current job for over three years at the same location.? I was started on a new contract, with a new contracting agency in September of 2009.? The entire division switched over to the new contractor for reasons unrelated to my work and it has not affected the quality or continuity of my position.? In the case of job loss, I am confident I could find work again quickly as I have marketable skills and have never had a problem obtaining work in my field.

Like many folk out there, the credit card companies have hiked my interest rates 2x in the past several months, from an initial "fair" rate to up to 17% on one card! I hold two other credit cards with APR's ranging from 12-14% APR, so I am hoping to find a better rate here at Prosper.? I plan to be debt-free within three years, and I hope this loan can help me achieve this goal.

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/19/2010 5:03:31 PM
lean-velocity$25.00$25.001/19/2010 5:03:41 PM
personal-lender$25.00$25.001/19/2010 5:12:20 PM
figs4u2$80.00$80.001/19/2010 5:12:44 PM
toblerone$50.00$50.001/19/2010 5:13:22 PM
wampum-optimization$50.00$50.001/19/2010 5:13:26 PM
majestic-dedication$50.00$50.001/19/2010 5:12:07 PM
credit-force5$25.00$25.001/19/2010 5:12:32 PM
kulender$30.00$30.001/19/2010 5:12:39 PM
durability-halibut$25.00$25.001/19/2010 5:14:11 PM
inspired-contract9$50.00$50.001/19/2010 5:12:55 PM
gulch$35.00$35.001/19/2010 5:12:58 PM
leodaguy$25.00$25.001/19/2010 5:13:02 PM
promiser200$25.00$25.001/19/2010 5:14:33 PM
AmericanCredit$25.00$25.001/19/2010 5:14:37 PM
red-favorable-basis$25.00$25.001/19/2010 5:13:40 PM
market-builder$25.00$25.001/19/2010 5:13:43 PM
exchange-battalion$30.00$30.001/19/2010 5:15:14 PM
bowdish1$100.00$100.001/19/2010 5:13:52 PM
determined-contract$30.00$30.001/19/2010 5:15:17 PM
dealarella$25.00$25.001/19/2010 5:14:02 PM
dollar-birdie$30.00$30.001/19/2010 5:15:23 PM
industrious-dedication$25.00$25.001/19/2010 5:14:22 PM
friendly-market5$25.00$25.001/19/2010 5:11:56 PM
alpinaut$25.00$25.001/19/2010 5:14:40 PM
laredotornado$25.00$25.001/19/2010 5:14:54 PM
thedoctor$90.00$90.001/19/2010 5:15:04 PM
Walkingcowboy$25.00$25.001/19/2010 5:13:05 PM
mikeandcat$100.00$100.001/19/2010 5:13:10 PM
AF-Chief$35.00$35.001/19/2010 5:13:14 PM
kanakakm$50.00$50.001/19/2010 5:16:29 PM
buukyak$25.00$25.001/19/2010 5:13:18 PM
bill-expert$25.00$25.001/19/2010 5:14:27 PM
verse99$25.00$25.001/19/2010 5:15:29 PM
honorable-yield$75.00$75.001/19/2010 5:16:03 PM
aldenrains$25.00$25.001/19/2010 5:18:41 PM
desertoasis$25.00$25.001/19/2010 5:39:05 PM
commerce-voyager$25.00$25.001/19/2010 5:21:26 PM
responsibility-butterfly$25.00$25.001/20/2010 5:55:09 AM
forthright-dedication$25.00$25.001/19/2010 11:28:31 PM
p2ploan-leaper$50.00$50.001/20/2010 8:50:14 AM
andyb9$25.00$25.001/20/2010 10:00:49 AM
mocrepsorp13$25.00$25.001/20/2010 10:27:05 AM
BayShell$37.09$37.091/20/2010 10:49:27 AM
freefly67$25.00$25.001/20/2010 9:05:11 AM
jd006006$27.00$27.001/20/2010 9:34:05 AM
timmytiger$25.00$25.001/20/2010 11:27:54 AM
lucrative-worth$25.00$25.001/20/2010 9:46:28 AM
cjames84$25.00$25.001/20/2010 11:31:33 AM
mad4wknds$25.00$25.001/20/2010 12:16:40 PM
sb0453$25.00$25.001/20/2010 8:51:56 AM
appastk$25.00$25.001/20/2010 10:33:48 AM
systemlender$25.00$25.001/20/2010 9:31:52 AM
order-boomerang$25.00$25.001/20/2010 9:42:38 AM
Swabjockey$25.00$25.001/20/2010 1:50:23 PM
bonus-patriot$25.00$25.001/20/2010 11:43:58 AM
driver928$25.00$25.001/20/2010 11:49:20 AM
soroxy$25.00$25.001/20/2010 2:07:27 PM
smallcountry$25.00$25.001/20/2010 10:28:01 AM
otter$25.00$25.001/20/2010 10:31:39 AM
circustab$50.00$50.001/20/2010 10:33:50 AM
cash-queen$50.00$50.001/20/2010 12:36:34 PM
me2yu$35.22$35.221/20/2010 10:49:04 AM
NorthwestValue$25.00$25.001/20/2010 3:15:31 PM
Orca-man$50.00$50.001/20/2010 10:58:54 AM
michaelndn$25.00$25.001/20/2010 11:02:10 AM
Dazz2061$25.00$25.001/20/2010 11:04:44 AM
bsmtloan$40.55$40.551/20/2010 1:19:42 PM
teller$29.77$29.771/20/2010 11:19:30 AM
Plotinus$50.00$50.001/20/2010 11:46:51 AM
bonus-adventure3$50.00$50.001/20/2010 2:49:16 PM
Havana21$50.00$50.001/20/2010 12:19:30 PM
entreprenooner$25.00$25.001/20/2010 2:56:23 PM
market-assembler$26.64$26.641/20/2010 12:31:23 PM
Picopie$50.00$50.001/20/2010 3:06:26 PM
noble-vigilance9$25.00$25.001/20/2010 1:26:28 PM
isfahanian$25.00$25.001/20/2010 1:31:34 PM
orange-finance-banker$50.00$50.001/20/2010 6:10:20 PM
curious166$41.69$41.691/20/2010 6:25:50 PM
Goodlender42$25.00$25.001/20/2010 4:56:40 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:11 PM
sensible-community1$100.00$100.001/21/2010 5:20:48 AM
circustab$50.00$50.001/21/2010 7:37:59 AM
auction-elvis$25.00$25.001/21/2010 2:02:35 PM
springpanda$25.00$25.001/21/2010 2:23:26 PM
tocchan$25.00$25.001/21/2010 5:16:27 PM
auction-turbine4$25.00$25.001/21/2010 5:04:40 PM
peb44$25.00$25.001/23/2010 7:34:59 AM
Casimir$25.00$25.001/23/2010 1:37:31 PM
StreetJustice$550.00$550.001/23/2010 7:25:37 PM
TJRCapital$25.00$25.001/26/2010 6:31:22 AM
jybank$25.00$25.001/26/2010 10:25:52 AM
Astyanax$25.00$25.001/26/2010 10:35:16 AM
the-profit-oracle$25.00$25.001/26/2010 11:59:39 AM
BankofBeth$25.00$25.001/26/2010 1:30:25 PM
wwwUniversal$25.00$25.001/26/2010 1:56:26 PM
IFGINVEST$27.81$27.811/26/2010 1:53:36 PM
robinw777$25.00$25.001/26/2010 2:37:14 PM
aqaq8877$100.00$100.001/26/2010 4:05:54 PM
GOPHERBOY$50.00$50.001/26/2010 4:19:02 PM
order-boomerang$25.00$25.001/26/2010 4:53:43 PM
friendinmoney$25.00$25.001/26/2010 4:55:49 PM
kenji4861$25.00$25.001/19/2010 5:03:37 PM
lloyd_s$25.00$25.001/19/2010 5:12:12 PM
schpere$30.00$30.001/19/2010 5:13:32 PM
Cai8899$75.00$75.001/19/2010 5:13:36 PM
first-upright-payout$50.00$50.001/19/2010 5:12:24 PM
junctionking$25.00$25.001/19/2010 5:12:30 PM
delicious-social132$25.00$25.001/19/2010 5:13:47 PM
exciting-responsibility3$25.00$25.001/19/2010 5:12:36 PM
bchen78875$50.00$50.001/19/2010 5:12:52 PM
heroic-platinum$25.00$25.001/19/2010 5:14:14 PM
AFairDeal$25.00$25.001/19/2010 5:14:18 PM
mlopez2007$50.00$50.001/19/2010 5:14:05 PM
GElender$50.00$50.001/19/2010 5:15:45 PM
balance6$25.00$25.001/19/2010 5:16:09 PM
meenan$25.00$25.001/19/2010 5:12:02 PM
peerlender$30.00$30.001/19/2010 5:14:58 PM
wiselady$25.00$25.001/19/2010 5:17:30 PM
kmr2$60.00$60.001/19/2010 5:14:45 PM
aasx1108$25.00$25.001/19/2010 5:15:07 PM
commerce-web5$40.00$40.001/19/2010 5:15:10 PM
rolandweary$30.00$30.001/19/2010 5:15:34 PM
red-trade-cologne$25.00$25.001/19/2010 5:22:34 PM
financial-frenzy$25.00$25.001/19/2010 5:22:58 PM
pnace$25.00$25.001/19/2010 5:41:15 PM
intrepid-transaction5$25.00$25.001/19/2010 6:29:43 PM
microlendblvr$60.93$60.931/19/2010 5:46:35 PM
Pasagam$25.00$25.001/19/2010 7:16:13 PM
KramericaIndustries$25.00$25.001/19/2010 7:16:15 PM
vigilance-accruer$25.00$25.001/19/2010 5:54:21 PM
gold-commander0$50.00$50.001/19/2010 8:40:33 PM
elegant-income3$25.00$25.001/19/2010 7:00:42 PM
inventive-wealth2$25.00$25.001/19/2010 7:34:01 PM
fortytwo$193.40$193.401/20/2010 6:11:44 AM
justice-dna$35.00$35.001/20/2010 10:03:06 AM
LAKESPRING$50.00$50.001/20/2010 10:13:47 AM
kvandivo$25.00$25.001/20/2010 10:31:43 AM
gojackgo$25.00$25.001/20/2010 10:46:44 AM
value-pouch$50.00$50.001/20/2010 10:49:30 AM
RICHMONDREB$25.00$25.001/20/2010 11:31:35 AM
generosity-giraffe0$25.00$25.001/20/2010 11:42:49 AM
JohnGalt94$25.00$25.001/20/2010 10:00:48 AM
AJSinvest$25.00$25.001/20/2010 10:28:03 AM
Angleofcare$25.00$25.001/20/2010 10:33:46 AM
wormdc$25.00$25.001/20/2010 12:27:46 PM
smloanbigresult$25.00$25.001/20/2010 9:31:45 AM
adama_48$25.00$25.001/20/2010 9:34:03 AM
lendme2$25.00$25.001/20/2010 10:46:42 AM
neighborly-peso$25.00$25.001/20/2010 9:42:43 AM
conductor146$25.00$25.001/20/2010 1:17:25 PM
cub510$25.00$25.001/20/2010 1:21:14 PM
catomaior$25.00$25.001/20/2010 1:33:34 PM
MO_Investor$25.00$25.001/20/2010 11:43:55 AM
jjb3$25.00$25.001/20/2010 2:59:31 PM
Cheburashka$30.00$30.001/20/2010 11:04:55 AM
the-precious-bid$25.00$25.001/20/2010 1:21:13 PM
Philosonie$25.00$25.001/20/2010 11:33:45 AM
alaco$25.00$25.001/20/2010 11:46:52 AM
USMC0311$25.00$25.001/20/2010 12:18:40 PM
MrBodaggit$25.00$25.001/20/2010 1:35:28 PM
first-fund-empenada$25.00$25.001/20/2010 2:00:51 PM
archeanchaos$25.00$25.001/20/2010 2:11:18 PM
gourd6$25.00$25.001/20/2010 2:59:33 PM
djs81$25.00$25.001/20/2010 5:45:48 PM
highcountry1$25.00$25.001/20/2010 7:22:06 PM
supreme-hope$25.00$25.001/21/2010 11:10:47 AM
sirguyon$150.00$150.001/21/2010 12:12:34 PM
samo102us$25.00$25.001/21/2010 12:58:58 PM
unk1911$25.00$25.001/21/2010 5:04:13 PM
loan-master996$50.00$50.001/22/2010 8:32:34 AM
elasermd$50.00$39.901/22/2010 9:22:33 AM
dma1206$25.00$25.001/22/2010 9:56:20 AM
PalmerTheEmbalmer$25.00$25.001/22/2010 3:03:58 PM
TigerForce$25.00$25.001/22/2010 4:51:48 PM
missgina$25.00$25.001/23/2010 1:32:40 PM
goodcents$25.00$25.001/23/2010 8:42:59 PM
BrighterSuns$25.00$25.001/24/2010 12:55:34 PM
dontscrewmeover1$25.00$25.001/24/2010 6:21:26 PM
Heliosky77$25.00$25.001/24/2010 6:36:16 PM
Charmart$25.00$25.001/26/2010 2:58:08 AM
qkinger$50.00$50.001/26/2010 11:16:00 AM
booie$25.00$25.001/26/2010 10:44:44 AM
truth-candy$25.00$25.001/26/2010 11:51:35 AM
scientists$25.00$25.001/26/2010 1:09:42 PM
orbital-gain$50.00$50.001/26/2010 2:39:52 PM
RIVERHTS$50.00$50.001/26/2010 4:31:55 PM
RandyL3$25.00$25.001/26/2010 4:38:59 PM
188 bids
 
Borrower Payment Dependent Notes Series 443328
This series of Notes was issued and sold upon the funding of the borrower loan #40622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 7.40% Starting borrower rate/APR: 8.40% / 10.49% Starting monthly payment: $107.17
Final lender yield: 7.35% Final borrower rate/APR: 8.35% / 10.44% Final monthly payment: $107.09
 
Auction yield range: 4.06% - 7.40% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 5.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1995 Debt/Income ratio: 23%
Credit score: 720-739 (Jan-2010) Current / open credit lines: 10 / 8Employment status:Retired
Now delinquent: 0 Total credit lines: 36Length of status:2y 1m
Amount delinquent: $0 Revolving credit balance: $4,524Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 35% 
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: deal-lightning8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying off high interest creditcard
Purpose of loan:
This loan will be used to? pay off high interest credit card

My financial situation:
I am a good candidate for this loan because? I am retired and my income is fixed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
first-pragmatic-note$25.00$25.001/19/2010 5:03:31 PM
meenan$25.00$25.001/19/2010 5:12:02 PM
kenji4861$25.00$25.001/19/2010 5:03:36 PM
lean-velocity$25.00$25.001/19/2010 5:03:40 PM
Walkingcowboy$25.00$25.001/19/2010 5:13:05 PM
AF-Chief$35.00$35.001/19/2010 5:13:14 PM
red-favorable-basis$25.00$25.001/19/2010 5:13:40 PM
dealarella$25.00$25.001/19/2010 5:14:02 PM
bill-expert$25.00$25.001/19/2010 5:14:27 PM
buukyak$25.00$25.001/19/2010 5:13:19 PM
wampum-optimization$50.00$50.001/19/2010 5:13:25 PM
kmr2$60.00$60.001/19/2010 5:14:44 PM
thedoctor$90.00$90.001/19/2010 5:15:05 PM
verse99$25.00$25.001/19/2010 5:15:29 PM
durability-halibut$25.00$25.001/19/2010 5:14:11 PM
majestic-dedication$50.00$50.001/19/2010 5:12:06 PM
personal-lender$25.00$25.001/19/2010 5:12:21 PM
junctionking$25.00$25.001/19/2010 5:12:30 PM
exchange-battalion$30.00$30.001/19/2010 5:15:13 PM
determined-contract$30.00$30.001/19/2010 5:15:17 PM
balance6$25.00$25.001/19/2010 5:16:08 PM
mlopez2007$50.00$50.001/19/2010 5:14:05 PM
peerlender$30.00$30.001/19/2010 5:14:58 PM
GElender$50.00$50.001/19/2010 5:15:46 PM
junes08$50.00$50.001/20/2010 12:31:49 PM
Pickmar$25.00$25.001/21/2010 6:08:07 AM
bejfishing$25.00$25.001/21/2010 7:49:08 AM
Syzygy$25.00$25.001/21/2010 6:42:38 PM
4mydaughterseducation$25.00$25.001/23/2010 8:26:31 AM
marwadi-62$300.00$300.001/24/2010 8:01:19 AM
Charmart$25.00$25.001/26/2010 2:58:57 AM
swissbanker$50.00$50.001/26/2010 7:52:33 AM
jybank$25.00$25.001/26/2010 10:26:42 AM
truth-candy$25.00$25.001/26/2010 11:50:07 AM
the-profit-oracle$25.00$25.001/26/2010 12:00:01 PM
wwwUniversal$25.00$25.001/26/2010 1:56:52 PM
kf88$25.00$25.001/26/2010 2:17:15 PM
heerzaquestion$25.00$25.001/26/2010 12:29:03 PM
njmlaj726$25.00$25.001/26/2010 12:43:14 PM
TigerForce$25.00$25.001/26/2010 1:17:52 PM
intelligent-yield$25.00$25.001/26/2010 2:11:40 PM
18th_beachbum$25.00$25.001/19/2010 5:12:11 PM
bchen78875$50.00$50.001/19/2010 5:12:52 PM
mikeandcat$100.00$100.001/19/2010 5:13:11 PM
friendly-market5$25.00$25.001/19/2010 5:11:55 PM
schpere$30.00$30.001/19/2010 5:13:31 PM
lloyd_s$25.00$25.001/19/2010 5:12:12 PM
gold-commander0$50.00$50.001/19/2010 5:12:28 PM
figs4u2$80.00$80.001/19/2010 5:12:43 PM
heroic-platinum$25.00$25.001/19/2010 5:14:14 PM
toblerone$50.00$50.001/19/2010 5:13:22 PM
aasx1108$25.00$25.001/19/2010 5:15:07 PM
commerce-web5$40.00$40.001/19/2010 5:15:09 PM
delicious-social132$25.00$25.001/19/2010 5:13:47 PM
AFairDeal$25.00$25.001/19/2010 5:14:17 PM
promiser200$25.00$25.001/19/2010 5:14:33 PM
AmericanCredit$25.00$25.001/19/2010 5:14:36 PM
first-upright-payout$50.00$50.001/19/2010 5:12:24 PM
credit-force5$25.00$25.001/19/2010 5:12:32 PM
exciting-responsibility3$25.00$25.001/19/2010 5:12:35 PM
kulender$30.00$30.001/19/2010 5:12:38 PM
dollar-birdie$30.00$30.001/19/2010 5:15:22 PM
inspired-contract9$50.00$50.001/19/2010 5:12:55 PM
gulch$35.00$35.001/19/2010 5:12:58 PM
leodaguy$25.00$25.001/19/2010 5:13:01 PM
honorable-yield$75.00$75.001/19/2010 5:16:04 PM
Cai8899$75.00$75.001/19/2010 5:13:36 PM
market-builder$25.00$25.001/19/2010 5:13:43 PM
bowdish1$100.00$100.001/19/2010 5:13:51 PM
wiselady$25.00$9.011/19/2010 5:17:30 PM
industrious-dedication$25.00$25.001/19/2010 5:14:21 PM
alpinaut$25.00$25.001/19/2010 5:14:40 PM
laredotornado$25.00$25.001/19/2010 5:14:53 PM
rolandweary$30.00$30.001/19/2010 5:15:34 PM
kanakakm$50.00$50.001/19/2010 5:16:29 PM
springpanda$25.00$25.001/20/2010 11:20:56 PM
interstellar$50.00$50.001/22/2010 2:25:46 PM
freetolive$25.00$25.001/22/2010 10:53:48 PM
PalmerTheEmbalmer$25.00$25.001/23/2010 1:48:11 AM
gjm6d$25.00$25.001/23/2010 10:53:02 AM
BrighterSuns$25.00$25.001/26/2010 10:49:55 AM
chuchutrain$25.00$25.001/26/2010 10:34:44 AM
cwegert$25.00$25.001/26/2010 10:56:05 AM
asya$29.00$29.001/26/2010 3:31:26 PM
aqaq8877$100.00$100.001/26/2010 4:07:19 PM
GOPHERBOY$25.00$25.001/26/2010 4:20:28 PM
RIVERHTS$50.00$50.001/26/2010 4:27:58 PM
RandyL3$36.99$36.991/26/2010 4:39:53 PM
friendinmoney$25.00$25.001/26/2010 4:56:27 PM
89 bids
 
Borrower Payment Dependent Notes Series 443330
This series of Notes was issued and sold upon the funding of the borrower loan #40616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 30.24% Starting borrower rate/APR: 31.24% / 33.64% Starting monthly payment: $323.50
Final lender yield: 30.00% Final borrower rate/APR: 31.00% / 33.39% Final monthly payment: $322.51
 
Auction yield range: 11.06% - 30.24% Estimated loss impact: 10.76%  
Lender servicing fee: 1.00% Estimated return: 19.24%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jul-1999 Debt/Income ratio: 38%
Credit score: 680-699 (Jan-2010) Current / open credit lines: 18 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 37Length of status:8y 0m
Amount delinquent: $0 Revolving credit balance: $75,424 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 82%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Goodguynice Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,500.00< mo. late: 0 ( 0% )  
700-719 (Aug-2008)
 
Principal balance: $4,614.07 1+ mo. late: 0 ( 0% )
Total payments billed: 16  
Description
2nd Prosper Loan - Debt Consolidate
Purpose of loan:
This loan will be used to pay off credit card balances and personal loans to consilidate into one payment.?I have good previous prosper loan. I have never been late and have a solid history of repayment on time.

My financial situation:
I am a good candidate for this loan because ,?I have a stable job, never been late on any payments - always paid on time.

Monthly net income: $4600

Monthly expenses: $2000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please break down your monthly expenses. Please answer publicly. Thanks and good luck with the funding! - zento
A: Mortgage+HELOC = 1050.00 Auto = 400.00 Utilities = 300.00 Food = 400.00 Credit Obligations = 400.00 (Jan-21-2010)
Q: Could you please break-down the debt you are planing to refinance with this loan? a) Amounts b) Interest Rates c) Your monthly payments d) Min. required payments Please answer publicly. Thanks and good luck with the funding! - zento
A: Payoff Note loan - $1100 - 30% - monthly payment - 99.00 Credit card - 1600 - 27% - 60.00 auto loan - 3000 - 18% - 163.00 Other for personal use. (Jan-22-2010)
Q: Can you please tell us how much of this credit cards, and why is it so high? Revolving credit balance:$75,424 - exchange-cowbell5
A: Majority of it is my home equity line of credit which is part of my mortgage. (Jan-22-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$100.00$100.001/20/2010 4:15:07 PM
reflective-rupee$100.00$100.001/20/2010 4:15:20 PM
reflective-rupee$100.00$100.001/20/2010 4:14:39 PM
reflective-rupee$100.00$100.001/20/2010 4:13:55 PM
flexible-economy2$100.00$100.001/20/2010 4:36:52 PM
DasMula$100.00$100.001/20/2010 4:56:31 PM
lucrative-loan$25.00$25.001/21/2010 5:02:12 PM
selector568$150.00$150.001/22/2010 5:50:17 PM
Helenska11$25.00$25.001/22/2010 5:39:08 PM
well-mannered-income3$50.00$50.001/22/2010 7:33:52 PM
tigercat$50.00$50.001/22/2010 8:15:04 PM
wyogirllender$25.00$25.001/23/2010 11:04:02 AM
SFBank$200.00$200.001/23/2010 12:45:19 PM
shawnw2$50.00$50.001/24/2010 5:29:30 AM
GlenBank$100.00$100.001/24/2010 8:08:53 AM
equitylender$50.00$50.001/24/2010 1:32:29 PM
DasMula$50.00$50.001/24/2010 6:03:24 PM
penny-surgeon$25.00$25.001/25/2010 4:48:26 AM
sensible-fund$75.00$75.001/25/2010 4:59:22 AM
red-favorable-basis$25.00$25.001/25/2010 7:21:38 AM
Digger54$34.00$34.001/25/2010 9:51:25 AM
grnii78$97.03$97.031/25/2010 10:57:54 AM
mmeyer_jr$34.00$34.001/25/2010 11:48:52 AM
vivacious-p2p3$25.00$25.001/25/2010 5:13:43 PM
GuardianAngel$50.00$50.001/25/2010 8:57:20 PM
bold-dynamic-silver$25.00$25.001/26/2010 12:15:26 AM
well-mannered-income3$40.00$40.001/26/2010 8:07:36 AM
Credit2Prosper$50.00$50.001/26/2010 9:51:09 AM
KirosPOS$189.60$189.601/26/2010 10:56:22 AM
squarebob$25.00$25.001/26/2010 3:12:02 PM
squarebob$25.00$25.001/26/2010 3:12:45 PM
patriot384$30.00$30.001/26/2010 5:15:18 PM
note-guard$25.00$25.001/26/2010 6:36:19 PM
note-guard$27.94$27.941/26/2010 6:41:24 PM
dynamic-capital$25.00$25.001/26/2010 7:28:09 PM
orange-pound-party$25.00$25.001/26/2010 8:12:46 PM
Investor704$50.00$50.001/26/2010 8:15:13 PM
G-Love$200.00$200.001/26/2010 7:02:35 PM
Your_Bank$25.00$25.001/26/2010 5:59:22 PM
trumpeter5$100.00$100.001/26/2010 6:05:11 PM
Bob450$25.00$25.001/26/2010 9:15:48 PM
medkoder$25.00$25.001/26/2010 10:09:23 PM
beerbottle$75.00$75.001/26/2010 9:08:40 PM
coin-investor$50.00$50.001/26/2010 11:49:23 PM
Capit0l$25.00$25.001/27/2010 5:26:33 AM
persistent-income2$50.00$50.001/27/2010 5:31:05 AM
bondhedger$25.00$25.001/26/2010 10:15:00 PM
balance-warrior$25.00$25.001/27/2010 7:25:59 AM
unger$50.00$50.001/27/2010 10:03:45 AM
JM-Sarawak$25.00$25.001/27/2010 5:56:12 AM
Lubava$50.00$50.001/27/2010 10:33:06 AM
Ehbiker$61.36$61.361/27/2010 6:04:35 AM
payout-comet$25.00$25.001/27/2010 6:50:33 AM
cforell$28.53$28.531/27/2010 10:19:36 AM
PotBellyPete$25.23$25.231/27/2010 7:56:02 AM
Packers18$50.00$50.001/27/2010 12:05:37 PM
rate-hickory$25.00$25.001/27/2010 8:52:07 AM
PatriotKnight$50.00$50.001/27/2010 9:48:39 AM
the-bill-matrix$25.00$25.001/27/2010 1:08:42 PM
cholopee$50.00$50.001/27/2010 11:12:40 AM
Kanyon$50.00$50.001/27/2010 1:38:48 PM
lucrative-loan$100.00$100.001/27/2010 11:26:49 AM
squarebob$25.00$25.001/27/2010 2:50:45 PM
hawaiitechnical$25.00$25.001/27/2010 11:36:21 AM
farmn$25.00$25.001/27/2010 2:01:38 PM
credit-coach118$30.00$30.001/27/2010 12:02:12 PM
aloantime07$25.00$25.001/27/2010 2:37:02 PM
jules3304$25.00$25.001/27/2010 1:23:40 PM
Engineer44$30.00$30.001/27/2010 4:03:19 PM
patriot384$25.00$25.001/27/2010 2:32:22 PM
squarebob$25.00$25.001/27/2010 2:51:49 PM
transparency-tomahawk$50.00$50.001/27/2010 2:52:53 PM
reflective-rupee$100.00$100.001/20/2010 4:14:15 PM
reflective-rupee$100.00$100.001/20/2010 4:14:26 PM
reflective-rupee$100.00$100.001/20/2010 4:14:51 PM
Bob450$50.00$50.001/20/2010 8:26:18 PM
371millwood$200.00$200.001/22/2010 1:16:27 PM
cajunguy$34.59$34.591/22/2010 3:28:52 PM
pietro_torna_indietro$45.47$45.471/22/2010 9:25:33 PM
bankbuddy55$25.00$25.001/23/2010 8:33:12 AM
Peterman$25.00$25.001/23/2010 3:39:35 PM
johnrx$50.00$50.001/23/2010 6:01:08 PM
loss-of-control$25.00$25.001/23/2010 8:49:38 PM
goodcents$30.00$30.001/23/2010 8:51:15 PM
loss-of-control$25.00$25.001/24/2010 2:39:48 PM
loss-of-control$50.00$50.001/24/2010 2:40:19 PM
Kash2010lu$25.00$25.001/24/2010 5:07:39 PM
sturdy-peace9$50.00$50.001/24/2010 7:39:12 PM
well-mannered-income3$40.00$40.001/24/2010 8:39:36 PM
chameleon125$25.00$7.381/25/2010 7:49:56 AM
OldManP$25.00$25.001/25/2010 4:25:06 PM
squarebob$25.00$25.001/25/2010 4:48:30 PM
Tono$25.00$25.001/25/2010 4:59:30 PM
innovator2$75.00$75.001/25/2010 5:21:08 PM
kjb1971$25.00$25.001/26/2010 10:26:40 AM
wise-silver-wonder$25.00$25.001/26/2010 11:52:53 AM
Jinja$25.25$25.251/26/2010 11:51:32 AM
piter-to-la-investment$50.00$50.001/26/2010 11:49:59 AM
Good_Karma_Cafe$25.00$25.001/26/2010 1:03:21 PM
jarevack$25.44$25.441/26/2010 1:26:06 PM
leverage-monger$25.00$25.001/26/2010 2:18:51 PM
squarebob$25.00$25.001/26/2010 3:13:08 PM
adam28$25.00$25.001/26/2010 4:06:51 PM
brondero$50.00$50.001/26/2010 5:28:27 PM
vmh20035$50.00$50.001/26/2010 5:39:06 PM
Mormonboy$30.00$30.001/26/2010 6:34:25 PM
csak13$50.00$50.001/26/2010 8:15:20 PM
lender12345$100.00$100.001/26/2010 6:19:57 PM
reflective-rupee$100.00$100.001/26/2010 7:36:52 PM
People-for-people$50.00$50.001/26/2010 6:26:30 PM
Loanstou$100.00$100.001/26/2010 8:41:07 PM
reflective-rupee$100.00$100.001/26/2010 7:37:11 PM
ArmyGuy$25.00$25.001/27/2010 6:26:16 AM
atomantic$25.00$25.001/27/2010 7:17:31 AM
fatherronald$26.39$26.391/27/2010 12:04:22 AM
charming-point$300.00$300.001/27/2010 7:10:52 AM
Miklot$125.99$125.991/26/2010 11:41:53 PM
ronin4sale$25.00$25.001/27/2010 7:33:28 AM
heerzaquestion$100.00$100.001/27/2010 7:57:57 AM
moonshadow10$50.00$50.001/27/2010 5:39:23 AM
supreme-hope$25.00$25.001/27/2010 9:03:26 AM
Skeptical-one$50.00$50.001/27/2010 9:42:12 AM
umfan123$30.03$30.031/27/2010 6:30:41 AM
Leshan$83.76$83.761/27/2010 8:07:15 AM
Scubadiver$43.01$43.011/27/2010 8:18:51 AM
Ronnieboy888$25.00$25.001/27/2010 8:44:19 AM
finance-solo$25.00$25.001/27/2010 12:16:16 PM
Jazzy503$25.00$25.001/27/2010 12:19:43 PM
credit-sasquatch3$50.00$50.001/27/2010 9:30:16 AM
lucrative-loan$100.00$100.001/27/2010 11:30:53 AM
exchange-cowbell5$100.00$100.001/27/2010 10:00:03 AM
affluence-cargo$25.00$25.001/27/2010 11:42:14 AM
larryboy10$25.00$25.001/27/2010 2:08:18 PM
Bobusa$25.00$25.001/27/2010 12:45:12 PM
quest0$25.00$25.001/27/2010 1:15:44 PM
balanced-return5$25.00$25.001/27/2010 1:43:05 PM
FinanceEngine$25.00$25.001/27/2010 11:49:57 AM
squarebob$25.00$25.001/27/2010 2:51:30 PM
RMI_Babylon$25.00$25.001/27/2010 4:03:03 PM
squarebob$25.00$25.001/27/2010 2:50:19 PM
exciting-fairness$200.00$200.001/27/2010 3:19:51 PM
cunning-bill$25.00$25.001/27/2010 3:42:34 PM
142 bids
 
Borrower Payment Dependent Notes Series 443360
This series of Notes was issued and sold upon the funding of the borrower loan #40668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,750.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 13.90% Starting borrower rate/APR: 14.90% / 17.07% Starting monthly payment: $164.43
Final lender yield: 13.00% Final borrower rate/APR: 14.00% / 16.16% Final monthly payment: $162.34
 
Auction yield range: 6.06% - 13.90% Estimated loss impact: 5.22%  
Lender servicing fee: 1.00% Estimated return: 7.78%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-1991 Debt/Income ratio: 28%
Credit score: 720-739 (Jan-2010) Current / open credit lines: 11 / 8Employment status:Part-time employee
Now delinquent: 0 Total credit lines: 25Length of status:12y 9m
Amount delinquent: $0 Revolving credit balance: $17,193 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 40%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 2    
Screen name: openness-winner Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to? consolidate my last 2 high interest rate credit cards and to finish paying off my car.?????

My financial situation:
I am a good candidate for this loan because? I am an honest, hardworking and reliable person who always finishes what he starts. I'll be honest, I am laid off to part time status at a major airline, however, I do have full time recall rights. In November I started another part time job at a warehouse with the opportunity for full time. I was hired as a seasonal employee and was the only one offered regular part time employment, which is one of the steps to full time. Therefore,?I am working 40 + hours a week.?All I am trying to do is get my new income in line with my debt, which this will do. If given this loan I will pay it off and you will receive your money back. Thank you in advance for your help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please indicate the credit card amounts and their rates. thanks. - kapitalx
A: $2000 - 18%, $1750 - 16 % and I owe $1000 on my car loan. (Jan-21-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
larry2003$25.00$25.001/20/2010 4:06:50 PM
Tasmir$25.00$25.001/20/2010 4:08:47 PM
easylender$25.00$25.001/20/2010 4:10:31 PM
sxcarlson$27.41$27.411/20/2010 4:08:36 PM
lounges$50.00$50.001/20/2010 4:11:02 PM
awesome-market$25.00$25.001/20/2010 4:06:45 PM
burrito6$25.00$25.001/20/2010 4:07:01 PM
copperfield$25.00$25.001/20/2010 4:10:59 PM
Syzygy$25.00$25.001/20/2010 4:59:16 PM
serene-capital$25.00$25.001/20/2010 8:32:03 PM
kapitalx$25.00$25.001/21/2010 3:16:22 AM
Pickmar$25.00$25.001/21/2010 6:09:55 AM
Sol_Invictus$25.00$25.001/22/2010 12:48:48 PM
1SteelerFan$25.00$25.001/22/2010 5:47:33 PM
gogrannygo$25.00$25.001/23/2010 8:53:00 PM
SOP_Bank$25.00$25.001/24/2010 3:07:09 PM
orbiter614$50.00$50.001/25/2010 9:43:04 AM
natural-greenback6$25.00$25.001/25/2010 7:42:10 PM
rainbowsorbet$25.00$25.001/26/2010 12:03:00 AM
enthusiastic-point$25.00$25.001/26/2010 7:03:49 AM
jybank$25.00$25.001/26/2010 10:28:20 AM
favorite-commerce$25.00$25.001/26/2010 1:27:51 PM
JohnWS$50.00$50.001/26/2010 1:31:17 PM
wwwUniversal$25.00$25.001/26/2010 1:57:21 PM
ritwik$75.00$75.001/26/2010 2:56:41 PM
GOPHERBOY$50.00$50.001/26/2010 4:22:56 PM
mort317$37.02$37.021/26/2010 5:17:17 PM
market-jam$100.00$100.001/26/2010 5:49:54 PM
dime-neutron$25.00$25.001/26/2010 5:13:51 PM
LibbyZ$50.00$50.001/26/2010 5:14:41 PM
thewinerackcompany$78.73$78.731/26/2010 7:47:34 PM
houli123$268.46$268.461/26/2010 9:09:49 PM
1SteelerFan$30.00$30.001/26/2010 7:22:31 PM
AustinAmerica$25.00$25.001/26/2010 9:11:10 PM
coolcoast$25.00$25.001/26/2010 8:05:04 PM
nhambley$69.94$69.941/27/2010 6:43:29 AM
payout-comet$25.00$25.001/27/2010 6:55:25 AM
hope-lionheart1$25.00$25.001/26/2010 11:10:03 PM
AlBRich$25.00$25.001/27/2010 10:04:20 AM
Dskillz$25.59$25.591/27/2010 7:46:19 AM
hokieproud$50.00$50.001/27/2010 10:34:10 AM
JerryB96$25.00$25.001/27/2010 9:48:40 AM
QGuy$26.94$26.941/27/2010 9:53:05 AM
cassperr$25.00$25.001/27/2010 7:49:59 AM
goodcents$25.00$25.001/27/2010 10:37:32 AM
VBPlayer$35.00$35.001/27/2010 10:54:30 AM
cholopee$25.00$25.001/27/2010 11:23:07 AM
B1$25.00$25.001/27/2010 9:44:56 AM
plbquic$25.00$25.001/27/2010 11:57:41 AM
forthright-trade$25.00$25.001/27/2010 11:09:02 AM
asset-snowdome$25.00$25.001/27/2010 2:30:45 PM
Leonor83$74.00$74.001/27/2010 3:06:17 PM
the-profit-oracle$25.00$25.001/27/2010 1:56:16 PM
Astyanax$30.00$30.001/27/2010 2:27:04 PM
help4u$150.00$150.001/27/2010 3:25:51 PM
unger$50.00$50.001/27/2010 3:27:11 PM
Loan_shark718$35.00$35.001/27/2010 3:49:40 PM
wise-balanced-moola$25.00$25.001/27/2010 4:03:18 PM
AFairDeal$25.00$25.001/27/2010 2:45:52 PM
kf88$30.00$30.001/27/2010 3:07:09 PM
nalaari$49.68$49.681/27/2010 3:07:36 PM
rbgnr111$25.00$25.001/27/2010 3:14:52 PM
crw1950$50.00$50.001/27/2010 3:36:06 PM
trumpeter5$100.00$100.001/27/2010 3:48:13 PM
unequaled-worth$25.00$25.001/20/2010 4:07:20 PM
A007$25.00$25.001/20/2010 4:07:37 PM
tijuas90$25.00$25.001/20/2010 4:08:22 PM
Ragestang$25.00$25.001/20/2010 4:08:49 PM
hc90474$25.00$25.001/20/2010 4:06:54 PM
Raser$25.00$25.001/20/2010 4:08:28 PM
ALVO$64.90$64.901/20/2010 4:10:26 PM
selector568$400.00$400.001/20/2010 4:11:00 PM
monticello$30.00$26.801/20/2010 4:11:06 PM
basis-mammal$25.00$25.001/20/2010 4:06:55 PM
opus08$25.00$25.001/21/2010 9:50:41 AM
credit-shower$50.00$50.001/21/2010 8:09:38 PM
maccpro1$50.00$50.001/22/2010 9:47:02 PM
hellasow$25.00$25.001/23/2010 8:05:06 AM
twtb19$28.70$28.701/23/2010 12:20:08 PM
TJRCapital$25.00$25.001/26/2010 6:33:00 AM
PerryTech$25.00$25.001/26/2010 11:09:31 AM
The-CAPS-fan$34.00$34.001/26/2010 11:29:24 AM
dlg$36.36$36.361/26/2010 1:43:38 PM
wanna-help$25.00$25.001/26/2010 1:35:32 PM
nalaari$59.43$59.431/26/2010 2:17:26 PM
porwestco$25.00$25.001/26/2010 3:26:46 PM
asset-caballero$25.00$25.001/26/2010 5:09:01 PM
patriot384$30.00$30.001/26/2010 5:18:21 PM
lender12345$25.00$25.001/26/2010 6:21:59 PM
PRGuyinVA$25.00$25.001/26/2010 7:05:25 PM
orange-pound-party$25.00$25.001/26/2010 8:14:29 PM
acn$50.00$50.001/26/2010 6:17:21 PM
MrCoffee$59.86$59.861/26/2010 7:08:43 PM
NewYorker48$50.00$50.001/27/2010 4:52:35 AM
bondo41$25.00$25.001/27/2010 6:19:05 AM
CSAworker$25.00$25.001/26/2010 8:54:11 PM
KINGDOMVENDING$25.00$25.001/27/2010 6:47:17 AM
jakespirit$25.00$25.001/27/2010 12:30:38 AM
JM-Sarawak$25.00$25.001/27/2010 5:52:11 AM
mustang9935$25.00$25.001/27/2010 9:32:17 AM
jtoms101$25.00$25.001/27/2010 10:12:19 AM
runbix7$25.00$25.001/27/2010 9:41:11 AM
MoneyTree79$28.79$28.791/27/2010 10:56:43 AM
bonus-quark4$25.00$25.001/27/2010 7:03:49 AM
steady-peace8$100.00$100.001/27/2010 11:16:59 AM
Moxman125$25.00$25.001/27/2010 10:15:53 AM
reBuild-America$25.00$25.001/27/2010 12:34:34 PM
Leopoldine$30.05$30.051/27/2010 12:38:37 PM
JBF_Investments$27.80$27.801/27/2010 1:29:50 PM
amlu1988$25.00$25.001/27/2010 1:56:43 PM
steady-dime$100.00$100.001/27/2010 1:22:49 PM
Bieling$25.00$25.001/27/2010 1:59:37 PM
lean-benefit$30.54$30.541/27/2010 3:54:46 PM
patriot384$120.00$120.001/27/2010 2:33:32 PM
Engineer44$30.00$30.001/27/2010 4:04:10 PM
115 bids
 
Borrower Payment Dependent Notes Series 443364
This series of Notes was issued and sold upon the funding of the borrower loan #40710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-19-2010 
  Auction end date:  Jan-26-2010 
 
Starting lender yield: 26.40% Starting borrower rate/APR: 27.40% / 31.36% Starting monthly payment: $41.04
Final lender yield: 24.75% Final borrower rate/APR: 25.75% / 29.67% Final monthly payment: $40.16
 
Auction yield range: 11.06% - 26.40% Estimated loss impact: 10.61%  
Lender servicing fee: 1.00% Estimated return: 14.14%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jun-2003 Debt/Income ratio: 11%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 13 / 12Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 21Length of status:2y 2m
Amount delinquent: $225 Revolving credit balance: $22,704 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 83%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: auction-workhorse679 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Build Fence
Purpose of loan:
We have 2 new puppies this year and want to build a fence around the backyard.

My financial situation:
I am a good candidate for this loan because I am building towards a complete goal and I am almost there. In the next 2 years I will begin the process of paying off my loans.?We have been building a new household with many expenses and projects that are now at an end. I get paid weekly from work and can pay our fixed expenses in 2 weeks each month.
Monthly net income: $ 8400

Monthly expenses: $
??Housing: $?1200
??Insurance: $ 290
??Car expenses: $?550
??Utilities: $?320
??Phone, cable, internet: $?250
??Food, entertainment: $?3000
??Clothing, household expenses $?200
??Credit cards and other loans: $?700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Amount delinquent: $225 ??? - JGuide
A: $225 is old Tmobile cancellation charge dispute from about 5 years ago. (Jan-25-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IPG1$25.00$25.001/20/2010 1:00:07 PM
JGuide$51.00$51.001/22/2010 5:44:12 PM
dRatedOnly$25.00$25.001/26/2010 4:36:54 AM
jybank$25.00$25.001/26/2010 10:27:32 AM
hoss359$100.00$100.001/26/2010 1:00:43 PM
orange-finance-banker$25.00$25.001/26/2010 12:12:21 PM
nalaari$50.00$50.001/26/2010 3:14:17 PM
DANTHEMAN2$25.00$25.001/26/2010 2:58:24 PM
Techne_Funds_LLC$25.00$25.001/26/2010 4:08:54 PM
DasMula$50.00$50.001/26/2010 4:28:31 PM
Bob450$25.00$25.001/26/2010 4:32:10 PM
friendinmoney$50.00$40.371/26/2010 4:58:56 PM
wanna-help$25.00$25.001/19/2010 8:33:47 PM
GS-ROCK$28.00$28.001/25/2010 8:13:30 AM
donenzo$25.00$25.001/25/2010 8:20:48 AM
SolarMoonshine$25.00$25.001/25/2010 5:36:00 PM
Sang1963$25.00$25.001/25/2010 7:40:58 PM
Little_Tuna_College_Fund$50.00$50.001/25/2010 9:34:56 PM
IASKGOD$25.00$25.001/26/2010 10:48:50 AM
Capit0l$25.00$25.001/26/2010 3:55:18 PM
Leshan$25.00$25.001/26/2010 1:47:28 PM
squarebob$25.00$25.001/26/2010 2:02:21 PM
nurat$30.10$30.101/26/2010 2:12:24 PM
quest0$50.00$50.001/26/2010 2:11:46 PM
yu-rik$100.00$100.001/26/2010 3:21:19 PM
mroew$25.51$25.511/26/2010 4:05:15 PM
wild-orange$25.00$25.001/26/2010 4:19:33 PM
catnip007$25.02$25.021/26/2010 4:29:59 PM
28 bids
 
Borrower Payment Dependent Notes Series 443384
This series of Notes was issued and sold upon the funding of the borrower loan #40692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,200.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 7.50% Starting borrower rate/APR: 8.50% / 8.84% Starting monthly payment: $258.85
Final lender yield: 7.45% Final borrower rate/APR: 8.45% / 8.79% Final monthly payment: $258.66
 
Auction yield range: 3.06% - 7.50% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 5.95%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Aug-2003 Debt/Income ratio: 13%
Credit score: 800-819 (Jan-2010) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:4y 0m
Amount delinquent: $0 Revolving credit balance: $1,036 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 6%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: linger125 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Updating Kitchen
Purpose of loan:
This loan will be used to update my kitchen.

My financial situation:
I am a good candidate for this loan because I have held the same job at Summit County Juvenile Court for four years and thus have a steady income.? I have never been late on a single payment, and I have an excellent credit score.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: You have two verified friends on Prosper. Why have neither bid on your loan? Thanks and good luck with your listing. - bondhedger
A: Unfortunately they are no longer active participants with Prosper, and both have been extremely affected by the current economy. (Jan-27-2010)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
lean-velocity$25.00$25.001/20/2010 4:12:03 PM
majestic-dedication$50.00$50.001/20/2010 4:34:34 PM
credit-force5$25.00$25.001/20/2010 4:34:53 PM
kulender$30.00$30.001/20/2010 4:35:04 PM
bchen78875$50.00$50.001/20/2010 4:35:13 PM
market-builder$25.00$25.001/20/2010 4:36:24 PM
personal-lender$25.00$25.001/20/2010 4:34:44 PM
inspired-contract9$50.00$50.001/20/2010 4:35:22 PM
AmericanCredit$25.00$25.001/20/2010 4:37:24 PM
leodaguy$25.00$25.001/20/2010 4:35:29 PM
bowdish1$100.00$100.001/20/2010 4:36:34 PM
dealarella$25.00$25.001/20/2010 4:36:38 PM
heroic-platinum$25.00$25.001/20/2010 4:37:03 PM
kmr2$60.00$60.001/20/2010 4:37:28 PM
red-trade-cologne$25.00$25.001/20/2010 4:40:35 PM
financial-frenzy$25.00$25.001/20/2010 4:40:40 PM
determined-contract$30.00$30.001/20/2010 4:37:58 PM
dollar-birdie$30.00$30.001/20/2010 4:38:03 PM
rolandweary$30.00$30.001/20/2010 4:38:09 PM
GElender$50.00$50.001/20/2010 4:38:13 PM
AlexTrep$25.00$25.001/20/2010 4:47:04 PM
kanakakm$50.00$50.001/20/2010 4:39:01 PM
mikeandcat$100.00$100.001/20/2010 4:35:38 PM
mlopez2007$50.00$50.001/20/2010 4:36:46 PM
bill-expert$25.00$25.001/20/2010 4:37:16 PM
aldenrains$25.00$25.001/20/2010 4:39:22 PM
blot44$50.00$50.001/20/2010 7:00:25 PM
first-fund-empenada$25.00$25.001/20/2010 11:26:55 PM
bamboozled_again$250.00$250.001/21/2010 10:48:10 AM
desertoasis$25.00$25.001/21/2010 2:12:05 PM
auction-elvis$25.00$25.001/21/2010 2:02:33 PM
auction-turbine4$25.00$25.001/21/2010 5:04:38 PM
Havana21$50.00$50.001/21/2010 5:04:28 PM
loan-master996$50.00$50.001/22/2010 8:32:33 AM
18th_beachbum$25.00$25.001/22/2010 9:22:07 AM
friendly-worth3$25.00$25.001/22/2010 9:56:58 AM
Cheburashka$30.00$30.001/22/2010 1:25:18 PM
deal_maker78$25.00$25.001/22/2010 3:25:37 PM
jd006006$27.43$27.431/22/2010 3:42:01 PM
Fortuno_per_commodo$50.00$50.001/22/2010 4:46:43 PM
MoneySiles$25.00$25.001/24/2010 4:42:16 AM
bayareainv$50.00$50.001/24/2010 11:14:13 AM
aasx1108$25.00$25.001/24/2010 5:32:41 PM
all_of_that_one$25.00$25.001/24/2010 6:29:38 PM
buckyhead2000$25.00$25.001/25/2010 2:34:28 AM
MrDavid$25.00$25.001/25/2010 8:49:37 AM
forthright-dedication$25.00$25.001/25/2010 8:57:35 AM
wampum-reaction2$25.00$25.001/25/2010 9:34:35 AM
codemonkey7$25.00$25.001/25/2010 9:35:12 AM
tender-openness$100.00$100.001/25/2010 9:35:42 AM
-J$25.00$25.001/25/2010 10:14:58 AM
verse99$25.00$25.001/25/2010 11:16:15 AM
elasermd$50.00$50.001/25/2010 11:41:13 AM
Phantom99$25.00$25.001/25/2010 1:10:43 PM
greenwell$50.00$50.001/25/2010 1:10:54 PM
rjblack$26.47$26.471/25/2010 1:10:58 PM
DadWarbucks$25.00$25.001/25/2010 1:11:09 PM
flwah$25.00$25.001/25/2010 2:10:51 PM
EricLender$25.00$25.001/25/2010 2:50:29 PM
cub510$25.00$25.001/26/2010 1:00:47 AM
speyer$25.00$25.001/26/2010 1:38:56 AM
KWarrior$25.00$25.001/26/2010 7:41:47 AM
gciarami$25.00$25.001/26/2010 9:47:15 AM
OLYVRC$25.00$25.001/26/2010 11:37:28 AM
dansarkis$25.00$25.001/26/2010 11:31:22 AM
discrete-asset$25.00$25.001/26/2010 11:39:52 AM
financelover$50.00$50.001/26/2010 11:48:20 AM
generous-at-heart$25.00$25.001/26/2010 11:50:28 AM
SNH$50.00$50.001/26/2010 11:51:22 AM
rjsdsu$25.00$25.001/26/2010 11:46:28 AM
BMP$25.00$25.001/26/2010 11:48:47 AM
Tradesmanlender$25.00$25.001/26/2010 11:58:39 AM
BoutYeBank$50.00$50.001/26/2010 12:09:52 PM
credit-investor5$100.00$100.001/26/2010 11:54:45 AM
morpholog$25.00$25.001/26/2010 11:52:21 AM
sas19$25.00$25.001/26/2010 11:55:05 AM
ChicoBob$25.14$25.141/26/2010 11:56:31 AM
kayakg$25.00$25.001/26/2010 11:56:52 AM
outtahoth2o$100.00$100.001/26/2010 11:56:55 AM
TriSail$25.00$25.001/26/2010 11:56:18 AM
lostontheedge$25.00$25.001/26/2010 11:58:05 AM
turbine5$40.00$40.001/26/2010 11:57:31 AM
NATIVEBORN$50.00$50.001/26/2010 11:57:42 AM
TK4$25.00$25.001/26/2010 12:51:57 PM
Divot$25.00$25.001/26/2010 12:12:17 PM
gracej$25.00$25.001/26/2010 3:42:28 PM
mmqc$25.00$25.001/26/2010 1:05:19 PM
scubatime$200.00$200.001/26/2010 1:16:16 PM
NickwallSchool$25.00$25.001/26/2010 3:08:43 PM
frankyny$150.00$150.001/26/2010 3:33:31 PM
larrybird$100.00$56.181/26/2010 5:13:49 PM
sellbuy40$50.00$50.001/26/2010 5:57:04 PM
dime-neutron$25.00$25.001/26/2010 5:59:00 PM
helping-out$33.85$33.851/26/2010 5:49:57 PM
PRGuyinVA$50.00$50.001/26/2010 7:11:50 PM
enriching-payout$25.00$25.001/26/2010 5:53:23 PM
AustinAmerica$25.00$25.001/26/2010 9:13:02 PM
jybank$25.00$25.001/26/2010 9:59:17 PM
MrSolution$50.00$50.001/26/2010 6:52:41 PM
Lender0307$25.00$25.001/26/2010 9:26:01 PM
coolcoast$30.00$30.001/26/2010 7:59:47 PM
Rivermaverick$25.00$25.001/27/2010 7:40:40 AM
Charmart$25.00$25.001/27/2010 2:54:51 AM
octoberfresh$25.00$25.001/27/2010 7:46:52 AM
JM-Sarawak$25.00$25.001/27/2010 5:54:07 AM
cholopee$25.00$25.001/27/2010 11:45:43 AM
Auditman$25.00$25.001/27/2010 9:27:54 AM
wealth-ferret$50.00$50.001/27/2010 11:44:10 AM
serene-truth2$25.00$25.001/27/2010 10:07:20 AM
LawyerLoan$25.00$25.001/27/2010 11:00:53 AM
simiray$25.00$25.001/27/2010 11:13:52 AM
crazyinjun$31.00$31.001/27/2010 2:05:34 PM
wwwUniversal$25.00$25.001/27/2010 3:57:29 PM
billnsc$25.00$25.001/27/2010 3:25:42 PM
Snoopylover$25.00$25.001/27/2010 2:19:14 PM
StocksMan$50.00$50.001/27/2010 4:03:02 PM
kenji4861$25.00$25.001/20/2010 4:11:51 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:35 PM
AF-Chief$35.00$35.001/20/2010 4:35:43 PM
buukyak$25.00$25.001/20/2010 4:35:50 PM
toblerone$50.00$50.001/20/2010 4:35:57 PM
lloyd_s$25.00$25.001/20/2010 4:34:39 PM
exciting-responsibility3$25.00$25.001/20/2010 4:35:00 PM
industrious-dedication$25.00$25.001/20/2010 4:37:12 PM
commerce-web5$40.00$40.001/20/2010 4:37:51 PM
wampum-optimization$50.00$50.001/20/2010 4:36:02 PM
schpere$30.00$30.001/20/2010 4:36:08 PM
Cai8899$75.00$75.001/20/2010 4:36:13 PM
red-favorable-basis$25.00$25.001/20/2010 4:36:19 PM
durability-halibut$25.00$25.001/20/2010 4:36:57 PM
laredotornado$25.00$25.001/20/2010 4:37:33 PM
peerlender$30.00$30.001/20/2010 4:37:39 PM
cash-sensai2$25.00$25.001/20/2010 4:34:11 PM
thedoctor$90.00$90.001/20/2010 4:37:44 PM
friendly-market5$25.00$25.001/20/2010 4:34:24 PM
meenan$25.00$25.001/20/2010 4:34:30 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:08 PM
honorable-yield$75.00$75.001/20/2010 4:38:34 PM
delicious-social132$25.00$25.001/20/2010 4:36:29 PM
orange-finance-banker$25.00$25.001/20/2010 4:40:44 PM
AFairDeal$25.00$25.001/20/2010 4:37:08 PM
junctionking$25.00$25.001/20/2010 4:41:22 PM
promiser200$25.00$25.001/20/2010 4:37:20 PM
balance6$25.00$25.001/20/2010 4:38:41 PM
wiselady$25.00$25.001/20/2010 4:39:13 PM
commerce-voyager$25.00$25.001/20/2010 4:40:27 PM
djs81$25.00$25.001/20/2010 5:45:53 PM
alpinaut$25.00$25.001/20/2010 8:37:02 PM
highcountry1$25.00$25.001/20/2010 7:22:09 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:09 PM
responsibility-butterfly$25.00$25.001/21/2010 6:53:16 AM
unk1911$25.00$25.001/21/2010 8:42:29 AM
supreme-hope$25.00$25.001/21/2010 11:10:44 AM
samo102us$25.00$25.001/21/2010 12:58:55 PM
springpanda$25.00$25.001/21/2010 2:25:43 PM
tocchan$25.00$25.001/21/2010 5:16:25 PM
loucr2003$25.00$25.001/22/2010 4:45:53 AM
first-upright-payout$50.00$50.001/22/2010 11:10:39 AM
microlendblvr$50.94$50.941/22/2010 2:11:53 PM
elegant-income3$25.00$25.001/22/2010 2:12:14 PM
peach17$25.00$25.001/22/2010 3:25:27 PM
DollaDollaBill$50.00$50.001/22/2010 4:34:40 PM
the-bright-velocity$25.00$25.001/22/2010 5:35:41 PM
dontscrewmeover1$25.00$25.001/22/2010 7:49:44 PM
bds9646$26.00$26.001/23/2010 3:27:19 AM
REVSTJ999$25.00$25.001/23/2010 9:38:06 AM
DukSerduk$25.00$25.001/23/2010 11:03:38 AM
vloans$50.00$50.001/24/2010 7:18:20 AM
DonaldColorado$25.00$25.001/24/2010 7:58:16 AM
Goodlender42$25.00$25.001/24/2010 11:13:32 AM
inventive-wealth2$25.00$25.001/24/2010 7:58:13 PM
gogmagog$50.00$50.001/25/2010 3:47:14 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:31 AM
Railbird$25.00$25.001/25/2010 9:43:29 AM
dsgfl1$25.00$25.001/25/2010 10:14:42 AM
skuba$25.00$25.001/25/2010 10:36:43 AM
nuclearmoose$25.00$25.001/25/2010 11:16:42 AM
KiwiElf$30.00$30.001/25/2010 11:16:08 AM
grampy48$25.00$25.001/25/2010 1:10:35 PM
julijask$35.00$35.001/25/2010 1:11:03 PM
SDNLR$25.00$25.001/25/2010 2:10:47 PM
murren$50.00$50.001/25/2010 4:00:50 PM
bigdogsafety1$25.00$25.001/25/2010 2:39:09 PM
RockCrown$25.00$25.001/26/2010 7:08:48 AM
LandE2BG$25.00$25.001/26/2010 7:22:14 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:25 AM
divedude$25.00$25.001/26/2010 11:32:55 AM
js60l$25.00$25.001/26/2010 11:32:48 AM
head$25.00$25.001/26/2010 11:44:22 AM
djh47a$25.00$25.001/26/2010 11:44:40 AM
Gibbyland$100.00$100.001/26/2010 11:45:49 AM
Bosslady123q$25.00$25.001/26/2010 11:46:58 AM
rmachi$25.00$25.001/26/2010 11:51:37 AM
zeelender$25.00$25.001/26/2010 11:54:09 AM
Jassi$25.00$25.001/26/2010 11:55:17 AM
ClearLake$25.00$25.001/26/2010 11:55:21 AM
BankOfFrankFairness$50.00$50.001/26/2010 11:55:59 AM
slartibardfast$25.00$25.001/26/2010 11:57:15 AM
don8ter$60.00$60.001/26/2010 11:57:53 AM
Sixmil$25.00$25.001/26/2010 11:50:41 AM
neodarwin79$44.15$44.151/26/2010 11:54:11 AM
credit-coach118$40.00$40.001/26/2010 11:54:22 AM
Orringo$75.00$75.001/26/2010 12:13:41 PM
compassion-paladin042$25.00$25.001/26/2010 11:59:10 AM
jjswanso$25.00$25.001/26/2010 12:13:51 PM
blukestrel$25.00$25.001/26/2010 12:11:52 PM
kmwvma$25.00$25.001/26/2010 12:14:35 PM
ajk_blue$25.00$25.001/26/2010 12:52:02 PM
noble-vigilance9$25.00$25.001/26/2010 2:02:38 PM
dma1206$25.00$25.001/26/2010 1:20:14 PM
dharma1$25.00$25.001/26/2010 3:32:03 PM
OCLend$25.00$25.001/26/2010 5:10:22 PM
bouvierchamp$50.00$50.001/26/2010 5:46:57 PM
vc4114$58.02$58.021/26/2010 5:12:16 PM
stock_speculator$25.00$25.001/26/2010 5:46:27 PM
Your_Bank$25.00$25.001/26/2010 6:07:24 PM
fairmaiden$25.00$25.001/27/2010 4:49:10 AM
colorfulgardener$50.00$50.001/27/2010 5:04:26 AM
Blind_Pig$27.00$27.001/27/2010 9:41:40 AM
rate-hickory$25.00$25.001/27/2010 8:53:55 AM
Traveler30$50.00$50.001/27/2010 12:41:46 PM
JerryB96$25.00$25.001/27/2010 9:49:22 AM
steady-peace8$100.00$100.001/27/2010 11:33:42 AM
tacopants$48.82$48.821/27/2010 11:51:34 AM
Digs$25.00$25.001/27/2010 10:52:49 AM
EmeritusX$25.00$25.001/27/2010 2:18:36 PM
runbix7$25.00$25.001/27/2010 12:41:01 PM
exchange-squirrel$25.00$25.001/27/2010 2:44:50 PM
wise-balanced-moola$25.00$25.001/27/2010 4:01:50 PM
229 bids
 
Borrower Payment Dependent Notes Series 443444
This series of Notes was issued and sold upon the funding of the borrower loan #40672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 25.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 20.00% Final borrower rate/APR: 21.00% / 24.81% Final monthly payment: $37.68
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 26.13%  
Lender servicing fee: 1.00% Estimated return: -6.13%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 3 First credit line: Oct-1995 Debt/Income ratio: 26%
Credit score: 620-639 (Jan-2010) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 2 Total credit lines: 18Length of status:3y 10m
Amount delinquent: $190 Revolving credit balance: $715 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 95%Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Homeownership: No  
Inquiries last 6m: 4    
Screen name: Lbell76 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< mo. late: 0 ( 0% )  
620-639 (Nov-2009)
620-639 (Jul-2007)
 
Principal balance: $631.41 1+ mo. late: 0 ( 0% )
Total payments billed: 29  
Description
Paying off my infants medical bills
Purpose of loan:
This loan will be used to pay down my second childs hospital bill and my own.? We found out after the birth of our second child that our new health insurance did not cover maternity.?

My financial situation:
This will be the?third ?time I'm listing this loan.???I'm listed as a high risk because I have old debts from when I was out of work some years ago.??If this doesn't work this time, the collection agency will be attempting to garnish my wages taking my hard earned money away from my children. I currently have a prosper loan and as everyone can see I was never late nor was their ever a nsf on the loan, I will always pay prosper.? Please help my family avoid financial ruin.? I am a good candidate for this loan because, I'm a hardworking parent with a stable job, ?who is just trying to provide a good life for my children.? The birth of our second child was meant to only be a joyous occasion, and while it was and an absolute?blessing to my husband and myself, ??it should not have been overshadowed by the worry of how we were to pay for our hospital care.? We recently found out that our new insurance did not cover maternity care, our insurance would only have covered us completely if there were complications during the pregnancy or if something would have happened during childbirth to either myself or our daughter.? It was extremely disturbing speakinig to our insurance rep who informed me that we would have been in a better situation if complications had occured, then more coverage would have been provided.? I work full time for a medical company and am fortunate in the fact that they are doing very well in these hard economic times. However between providing for my two year old and trying to pay off old debts that acrued during the loss of my previous job some years back, we were not able to put away savings for an emergency, thus leaving me without the means to put the required amount down that the hospital is asking for before they send this bill to collections.? We do not qualify for financial aid through the hospital nor can we afford the near 1000 dollar a month payment they are asking for.??Without a substantial down payment they will send this to collections, where I was told they would garnish a large portion of my ?wages until this is paid off.? Please help our family avoid financial ruin and help us to simply enjoy being a family with two beuatiful healthy children.

Monthly net income: $ 1854.54

Monthly expenses: $
??Housing: $ Husband
??Insurance: $ 27 dollars a month for car insurance
??Car expenses: $ 183 a month lease
??Utilities: $ Husband
??Phone, cable, internet: $ 50 dollars for?phone, husband pays other utilities
??Food, entertainment: $?600 dollars approximate
??Clothing, household expenses $ 100?approximate
??Credit cards and other loans: $ 400 approximate
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Aberdeen$300.00$300.001/25/2010 3:29:58 PM
quicksilver70$25.00$25.001/25/2010 4:31:40 PM
SANTIAGO1$25.00$25.001/27/2010 1:04:08 PM
realtormoises$25.00$25.001/27/2010 1:51:18 PM
rjsdsu$25.00$25.001/27/2010 5:01:30 PM
PackFan13$25.00$25.001/28/2010 8:35:34 AM
Mikale360$25.00$25.001/28/2010 8:23:18 AM
ultimate-peace$360.00$345.071/28/2010 8:21:26 AM
CoolPlexer$28.60$28.601/26/2010 7:25:52 PM
Leshan$60.04$60.041/27/2010 4:28:03 PM
nodebt2012$50.00$50.001/27/2010 10:18:44 PM
showmethemoney5$41.29$41.291/28/2010 5:45:49 AM
wild-orange$25.00$25.001/28/2010 1:13:20 AM
13 bids
 
Borrower Payment Dependent Notes Series 443484
This series of Notes was issued and sold upon the funding of the borrower loan #40598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 39.15% Starting monthly payment: $45.24
Final lender yield: 27.00% Final borrower rate/APR: 28.00% / 31.98% Final monthly payment: $41.36
 
Auction yield range: 17.06% - 34.00% Estimated loss impact: 36.07%  
Lender servicing fee: 1.00% Estimated return: -9.07%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 1 First credit line: Apr-1985 Debt/Income ratio: 17%
Credit score: 620-639 (Jan-2010) Current / open credit lines: 9 / 9Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 53Length of status:24y 8m
Amount delinquent: $224 Revolving credit balance: $5,561 Occupation: Other
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 98%Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Homeownership: No  
Inquiries last 6m: 11    
Screen name: lennytina Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< mo. late: 0 ( 0% )  
640-659 (Sep-2009)
620-639 (Jun-2008)
 
Principal balance: $574.06 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Emergency Car Repairs
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
I have continuously?been employed at my job the past 24 plus years. However I will need to get some immediate funds for an emergency car repair.?Even though it shows?1 delinquent account this is a medical bill that belonged to my ex-wife that was reported?under my name that she is working on paying off for $224.00 that I can provide paper work proving that this bill obligation doesn't belong to me but since it was my insurance from work it was reported under my name while we were separated. I can only hope that this isn't the deciding factor while considering me for this loan. I really need this loan to?make emergency repairs.???
Monthly net income: $ 3900.00

Monthly expenses: $
??Housing: $900.00
??Insurance: $ 184.00
??Car expenses: $ 0
??Utilities: $ 242.00
??Phone, cable, internet: $ 109.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 570.00
??Other expenses: $ 120.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please tell us about this? Amount delinquent:$224 And your late payments? - exchange-cowbell5
A: This is a medical bill from my ex-wife for services while we were seperated that was reported to a collection agency without my knowledge. Since we were legally married at the time and she was on my insurance from work I inherited this bill even though I never signed any paper work? I have enrolled in a credit repair agency recently called Lexington Law that can fax over information that I am contesting this debt to have it removed off my credit report. (Jan-23-2010)
Q: What type of work are you in? - exchange-cowbell5
A: I am a Foreman in Emergency Services for the Denver Water Dept. Such as broken pipes, main breaks, frozen pipes and hit hydrants in the winter months. Water Quality Investigations and valve operations for contractors in the summer will be 25 years in May I have been there. (Jan-23-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonDiego$25.00$25.001/26/2010 5:55:50 PM
jep7070$39.04$39.041/26/2010 10:57:20 PM
rebeldog67$50.00$50.001/27/2010 10:49:41 AM
exchange-cowbell5$100.00$100.001/27/2010 1:04:34 PM
marwadi-62$100.00$100.001/27/2010 2:18:01 PM
carrinel$113.00$113.001/27/2010 3:10:09 PM
toxicbutterfly$25.00$25.001/27/2010 3:48:38 PM
ultimate-peace$200.00$200.001/27/2010 3:00:21 PM
mcshew99$26.92$26.921/27/2010 3:07:16 PM
realtormoises$25.00$25.001/26/2010 8:12:21 AM
vmh20035$25.00$25.001/26/2010 5:42:14 PM
CoolPlexer$25.00$25.001/26/2010 7:25:23 PM
djp127$33.01$33.011/27/2010 7:16:39 AM
Leshan$58.76$58.761/27/2010 8:10:57 AM
JM-Sarawak$25.00$25.001/27/2010 5:57:41 AM
atomantic$50.00$29.271/27/2010 7:36:03 AM
Lubava$25.00$25.001/27/2010 3:13:56 PM
SolarMoonshine$25.00$25.001/27/2010 3:40:50 PM
kinetic-social$25.00$25.001/27/2010 3:27:18 PM
cunning-bill$25.00$25.001/27/2010 3:34:23 PM
20 bids
 
Borrower Payment Dependent Notes Series 443550
This series of Notes was issued and sold upon the funding of the borrower loan #40628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Jan-20-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 9.00% Starting borrower rate/APR: 10.00% / 10.34% Starting monthly payment: $387.21
Final lender yield: 8.00% Final borrower rate/APR: 9.00% / 9.34% Final monthly payment: $381.60
 
Auction yield range: 3.06% - 9.00% Estimated loss impact: 1.50%  
Lender servicing fee: 1.00% Estimated return: 6.50%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1979 Debt/Income ratio: 14%
Credit score: 840-859 (Jan-2010) Current / open credit lines: 10 / 9Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 40Length of status:4y 4m
Amount delinquent: $0 Revolving credit balance: $10,222 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 16%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: EliteArmsLLC Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Indoor Shooting Range and Gun Shop
Purpose of loan:
This loan will be used to finance an indoor shooting range in the?area of Pearl River Mississippi.? No shooting range of this kind are within a reasonable distance of travel.??Full range equipment has already been purchased the funds?being financed will be used to locate a business location and to aid in start up cost.?????

My financial situation:
I am a good candidate for this loan because I have a very good credit rating.? I have never been late on payments and the?loan amount is very small compared to most indoor shooting range start up cost.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kenji4861$25.00$25.001/20/2010 4:11:46 PM
lean-velocity$25.00$25.001/20/2010 4:11:55 PM
scoobiedoo$25.00$25.001/20/2010 4:24:02 PM
wampum-optimization$50.00$50.001/20/2010 4:35:59 PM
majestic-dedication$50.00$50.001/20/2010 4:34:32 PM
bowdish1$100.00$100.001/20/2010 4:36:31 PM
first-upright-payout$50.00$50.001/20/2010 4:34:49 PM
credit-force5$25.00$25.001/20/2010 4:34:51 PM
exciting-responsibility3$25.00$25.001/20/2010 4:34:56 PM
heroic-platinum$25.00$25.001/20/2010 4:37:01 PM
kulender$30.00$30.001/20/2010 4:35:02 PM
AFairDeal$25.00$25.001/20/2010 4:37:06 PM
inspired-contract9$50.00$50.001/20/2010 4:35:17 PM
peerlender$30.00$30.001/20/2010 4:37:37 PM
AF-Chief$35.00$35.001/20/2010 4:35:41 PM
determined-contract$30.00$30.001/20/2010 4:37:55 PM
GElender$50.00$50.001/20/2010 4:38:17 PM
industrious-dedication$25.00$25.001/20/2010 4:37:10 PM
aldenrains$25.00$25.001/20/2010 4:39:19 PM
AmericanCredit$25.00$25.001/20/2010 4:37:21 PM
friendly-market5$25.00$25.001/20/2010 4:34:22 PM
commerce-web5$40.00$40.001/20/2010 4:37:49 PM
lloyd_s$25.00$25.001/20/2010 4:34:36 PM
AlexTrep$25.00$25.001/20/2010 4:46:59 PM
wiselady$25.00$25.001/20/2010 4:39:10 PM
Kaj$30.00$30.001/20/2010 4:56:04 PM
natmonkey$25.00$25.001/20/2010 4:56:06 PM
handy-justice$25.00$25.001/20/2010 4:56:15 PM
bill-expert$25.00$25.001/20/2010 4:37:14 PM
promiser200$25.00$25.001/20/2010 4:37:18 PM
kmr2$60.00$60.001/20/2010 4:37:26 PM
thedoctor$90.00$90.001/20/2010 4:37:47 PM
unk1911$25.00$25.001/20/2010 4:49:00 PM
Syzygy$25.00$25.001/20/2010 4:38:28 PM
mburke3434$25.00$25.001/20/2010 4:55:37 PM
platinum-sorcerer6$25.00$25.001/20/2010 4:55:38 PM
Katburg$50.00$50.001/20/2010 4:55:51 PM
honorable-yield$75.00$75.001/20/2010 4:38:37 PM
18th_beachbum$25.00$25.001/20/2010 4:55:59 PM
balance6$25.00$25.001/20/2010 4:38:38 PM
orange-courageous-dedication$40.00$40.001/20/2010 4:56:11 PM
Carpetkid$50.00$50.001/20/2010 4:56:18 PM
backprop$26.00$26.001/20/2010 5:45:31 PM
financial-frenzy$25.00$25.001/20/2010 4:40:38 PM
blot44$50.00$50.001/20/2010 6:58:10 PM
crazybill$25.00$25.001/20/2010 7:21:06 PM
highcountry1$25.00$25.001/20/2010 7:22:12 PM
diligent-leverage$25.00$25.001/20/2010 4:48:48 PM
elegant-income3$25.00$25.001/20/2010 6:42:41 PM
Picopie$50.00$50.001/20/2010 6:42:47 PM
elasermd$100.00$100.001/20/2010 4:55:33 PM
Attract$25.00$25.001/20/2010 4:55:40 PM
jbaum$100.00$100.001/20/2010 4:55:59 PM
klinebarger$25.00$25.001/20/2010 4:56:13 PM
the_winning_ticket$35.00$35.001/20/2010 4:56:20 PM
ferdberfel$25.00$25.001/20/2010 5:01:49 PM
open-marketplace$25.00$25.001/20/2010 7:21:05 PM
thunderkiss$25.00$25.001/20/2010 5:45:07 PM
diplomatic-point4$75.00$75.001/20/2010 6:02:05 PM
alpinaut$25.00$25.001/20/2010 8:36:58 PM
systematic0$25.00$25.001/20/2010 8:39:22 PM
nojoke411$25.00$25.001/20/2010 6:46:07 PM
13nd3r$25.00$25.001/20/2010 7:15:03 PM
brightest-durability-chomper$25.00$25.001/20/2010 11:10:22 PM
29Palms$25.00$25.001/20/2010 11:26:28 PM
canisian$25.00$25.001/21/2010 7:35:18 AM
JudyJFLA$25.00$25.001/21/2010 11:01:36 AM
Cheburashka$30.00$30.001/21/2010 11:17:55 AM
supreme-hope$25.00$25.001/21/2010 11:10:41 AM
kginatl$25.00$25.001/21/2010 12:23:19 PM
samo102us$25.00$25.001/21/2010 12:58:49 PM
order-boomerang$25.00$25.001/21/2010 4:59:46 PM
vegibenz$25.00$25.001/21/2010 5:02:57 PM
auction-turbine4$25.00$25.001/21/2010 5:04:36 PM
tocchan$25.00$25.001/21/2010 5:16:23 PM
buffalobills$25.00$25.001/21/2010 5:39:42 PM
DeltaComputerGuy$25.00$25.001/22/2010 9:38:19 AM
peach17$25.00$25.001/22/2010 9:37:38 AM
kt103099$25.00$25.001/22/2010 10:04:04 AM
friendly-worth3$25.00$25.001/22/2010 9:56:55 AM
wdove511$25.00$25.001/22/2010 12:25:20 PM
BayShell$50.00$50.001/22/2010 12:40:47 PM
portfolio-zone801$25.00$25.001/22/2010 1:11:02 PM
SDNLR$25.00$25.001/22/2010 1:52:10 PM
roccofox$50.00$50.001/22/2010 2:25:38 PM
generosity-giraffe0$25.00$25.001/22/2010 2:41:15 PM
axl163$25.00$25.001/22/2010 2:51:21 PM
cesta283$25.00$25.001/22/2010 3:42:07 PM
Fortuno_per_commodo$50.00$50.001/22/2010 4:46:41 PM
lincmercguy$50.00$50.001/23/2010 10:36:37 PM
MoneySiles$25.00$25.001/24/2010 4:42:12 AM
DonaldColorado$25.00$25.001/24/2010 7:58:19 AM
freefly67$25.00$25.001/24/2010 4:48:49 PM
all_of_that_one$25.00$25.001/24/2010 6:29:41 PM
buckyhead2000$25.00$25.001/25/2010 2:34:33 AM
codemonkey7$25.00$25.001/25/2010 9:35:10 AM
-J$25.00$25.001/25/2010 10:14:55 AM
dsgfl1$25.00$25.001/25/2010 10:14:38 AM
skuba$25.00$25.001/25/2010 10:36:41 AM
Nyarpy$25.00$25.001/25/2010 11:49:52 AM
oceanwind1950$25.00$25.001/25/2010 11:42:04 AM
vigilance-accruer$25.00$25.001/25/2010 2:24:24 PM
EricLender$25.00$25.001/25/2010 2:50:27 PM
speyer$25.00$25.001/26/2010 1:38:53 AM
cub510$25.00$25.001/26/2010 1:00:44 AM
RockCrown$25.00$25.001/26/2010 7:08:46 AM
skillful-finance$25.00$25.001/26/2010 9:56:34 AM
nalaari$50.00$50.001/26/2010 10:34:27 AM
djs81$25.00$25.001/26/2010 11:21:51 AM
turbostar666$30.00$30.001/26/2010 11:30:50 AM
discrete-asset$25.00$25.001/26/2010 11:39:53 AM
financelover$50.00$50.001/26/2010 11:48:27 AM
gogmagog$100.00$100.001/26/2010 11:52:55 AM
nuclearmoose$25.00$25.001/26/2010 11:53:09 AM
Guiren$100.00$81.451/26/2010 11:47:57 AM
flwah$25.00$25.001/26/2010 11:58:32 AM
rmachi$25.00$25.001/26/2010 11:51:40 AM
Sixmil$25.00$25.001/26/2010 11:50:43 AM
credit-coach118$34.48$34.481/26/2010 11:54:25 AM
ClearLake$25.00$25.001/26/2010 11:55:23 AM
BankOfFrankFairness$46.09$46.091/26/2010 11:56:02 AM
RichDadPoorDad$25.00$25.001/26/2010 11:54:39 AM
rjblack$50.00$50.001/26/2010 11:57:11 AM
kmwvma$25.00$25.001/26/2010 12:14:40 PM
Tradesmanlender$25.00$25.001/26/2010 11:58:40 AM
julijask$35.00$35.001/26/2010 11:58:43 AM
dma1206$25.00$25.001/26/2010 12:10:39 PM
KiwiElf$30.00$30.001/26/2010 12:13:26 PM
Goodlender42$25.00$25.001/26/2010 12:16:23 PM
bonus-quark4$25.00$25.001/26/2010 12:48:11 PM
bamboozled_again$250.00$250.001/26/2010 12:17:02 PM
octoberfresh$25.00$25.001/26/2010 1:21:31 PM
divergregg$25.00$25.001/26/2010 2:32:25 PM
dharma1$25.00$25.001/26/2010 3:31:58 PM
OLYVRC$25.00$25.001/26/2010 4:44:11 PM
jjswanso$25.00$25.001/26/2010 5:15:29 PM
EmeritusX$25.00$25.001/26/2010 5:15:48 PM
mmqc$25.00$25.001/26/2010 6:00:30 PM
generous-at-heart$25.00$25.001/26/2010 6:00:45 PM
slartibardfast$25.00$25.001/26/2010 5:52:41 PM
NATIVEBORN$50.00$50.001/26/2010 5:52:52 PM
Orringo$54.12$54.121/26/2010 5:53:43 PM
Solomonsk5$25.00$25.001/26/2010 5:54:54 PM
BMP$25.00$25.001/26/2010 5:51:15 PM
morpholog$25.00$25.001/26/2010 5:51:50 PM
zeelender$25.00$25.001/26/2010 5:52:02 PM
Gibbyland$100.00$100.001/26/2010 5:59:05 PM
TriSail$25.00$25.001/26/2010 10:01:44 PM
seattleslug$30.00$30.001/26/2010 10:01:52 PM
acropiloterau2002$25.00$25.001/26/2010 10:02:04 PM
TheColoradoDon$25.00$25.001/26/2010 10:02:16 PM
outwish$25.00$25.001/26/2010 10:03:52 PM
TK4$25.00$25.001/26/2010 10:02:18 PM
goofy15975$25.00$25.001/26/2010 10:03:43 PM
BigCityLending$25.00$25.001/26/2010 10:03:54 PM
HamletTower$25.00$25.001/26/2010 10:02:11 PM
Searlzy$25.00$25.001/26/2010 10:02:19 PM
brutai$25.00$25.001/27/2010 8:18:24 AM
kanpur63$25.00$25.001/26/2010 10:02:47 PM
SpotLending$50.00$50.001/27/2010 6:20:05 AM
woodenshoes$25.00$25.001/27/2010 11:25:26 AM
jpmusic$25.00$25.001/27/2010 12:22:20 PM
social-conductor4$25.00$25.001/27/2010 11:25:54 AM
Victor-E-Lane$25.00$25.001/27/2010 11:40:49 AM
otalon$25.00$25.001/27/2010 1:56:08 PM
medicneedshelp82$25.00$25.001/27/2010 10:42:37 AM
rose88$25.00$25.001/27/2010 2:33:15 PM
RISK-VERSUS-RETURN$25.00$25.001/27/2010 2:48:51 PM
wwwUniversal$25.00$25.001/27/2010 3:54:47 PM
HappyHelpingLender$25.00$25.001/27/2010 12:23:02 PM
greenback-octave$25.00$25.001/27/2010 12:28:21 PM
new-reward-sequoia$25.00$25.001/27/2010 3:03:41 PM
ethicalhumanist$25.00$25.001/27/2010 3:33:05 PM
jybank$25.00$25.001/27/2010 2:21:19 PM
bonus-quark4$25.00$25.001/27/2010 3:03:14 PM
ChristopherHS$25.00$25.001/20/2010 4:12:27 PM
selector568$300.00$300.001/20/2010 4:14:15 PM
personal-lender$25.00$25.001/20/2010 4:34:48 PM
delicious-social132$25.00$25.001/20/2010 4:36:26 PM
mlopez2007$50.00$50.001/20/2010 4:36:43 PM
leodaguy$25.00$25.001/20/2010 4:35:26 PM
laredotornado$25.00$25.001/20/2010 4:37:30 PM
mikeandcat$100.00$100.001/20/2010 4:35:40 PM
toblerone$50.00$50.001/20/2010 4:35:53 PM
exchange-battalion$30.00$30.001/20/2010 4:37:53 PM
schpere$30.00$30.001/20/2010 4:36:05 PM
dollar-birdie$30.00$30.001/20/2010 4:38:00 PM
verse99$25.00$25.001/20/2010 4:38:06 PM
ok$25.00$25.001/20/2010 4:38:22 PM
commerce-voyager$25.00$25.001/20/2010 4:40:25 PM
cash-sensai2$25.00$25.001/20/2010 4:34:13 PM
meenan$25.00$25.001/20/2010 4:34:27 PM
junctionking$25.00$25.001/20/2010 4:41:19 PM
dud$50.00$50.001/20/2010 4:41:30 PM
bchen78875$50.00$50.001/20/2010 4:35:16 PM
gulch$35.00$35.001/20/2010 4:35:25 PM
kanakakm$50.00$50.001/20/2010 4:38:59 PM
Walkingcowboy$25.00$25.001/20/2010 4:35:32 PM
Cai8899$75.00$75.001/20/2010 4:36:16 PM
market-builder$25.00$25.001/20/2010 4:36:21 PM
aasx1108$25.00$25.001/20/2010 4:56:05 PM
influential-gain$25.00$25.001/20/2010 4:56:07 PM
time4aloan$25.00$25.001/20/2010 4:56:12 PM
aventurer$25.00$25.001/20/2010 4:56:19 PM
red-trade-cologne$25.00$25.001/20/2010 4:40:33 PM
dealarella$25.00$25.001/20/2010 4:36:41 PM
maple1$25.00$25.001/20/2010 4:56:34 PM
BizBunny$25.00$25.001/20/2010 4:47:32 PM
zento$25.00$25.001/20/2010 4:48:05 PM
dollardave$25.00$25.001/20/2010 4:48:24 PM
rolandweary$30.00$30.001/20/2010 4:38:06 PM
forthright-social$25.00$25.001/20/2010 4:55:38 PM
skvat$25.00$25.001/20/2010 4:56:14 PM
intrepid-transaction5$25.00$25.001/20/2010 4:56:26 PM
Havana21$50.00$50.001/20/2010 4:56:37 PM
nickel-position$25.00$25.001/20/2010 6:41:16 PM
bds9646$26.00$26.001/20/2010 4:40:30 PM
circustab$43.31$43.311/20/2010 5:45:57 PM
orange-finance-banker$25.00$25.001/20/2010 4:40:47 PM
red-favorable-basis$25.00$25.001/20/2010 6:51:03 PM
first-pragmatic-note$25.00$25.001/20/2010 4:41:05 PM
sensible-community1$25.00$25.001/20/2010 6:41:34 PM
lifegrowth$25.00$25.001/20/2010 6:42:04 PM
Speculator$39.49$39.491/20/2010 8:11:53 PM
saihu$25.00$25.001/20/2010 4:55:24 PM
wormdc$25.00$25.001/20/2010 4:55:35 PM
figs4u2$80.00$80.001/20/2010 4:56:03 PM
forthright-trade$25.00$25.001/20/2010 8:51:40 PM
auction-elvis$25.00$25.001/20/2010 4:56:10 PM
elevated-platinum5$25.00$25.001/20/2010 4:56:16 PM
gold-commander0$50.00$50.001/20/2010 4:56:32 PM
bonus-patriot$25.00$25.001/20/2010 7:46:41 PM
sb0453$25.00$25.001/20/2010 5:45:55 PM
BankofBen$43.11$43.111/20/2010 6:01:29 PM
AML_Group$25.00$25.001/20/2010 8:51:10 PM
NorthwestValue$25.00$25.001/20/2010 7:15:11 PM
InvestorPartners$25.00$25.001/20/2010 7:32:13 PM
TheBiggTree$25.00$25.001/20/2010 11:10:56 PM
inventive-wealth2$25.00$25.001/20/2010 11:11:03 PM
forthright-dedication$25.00$25.001/20/2010 11:26:41 PM
first-fund-empenada$25.00$25.001/20/2010 11:26:52 PM
isfahanian$25.00$25.001/21/2010 2:57:14 AM
cji$25.00$25.001/21/2010 5:04:33 AM
LAAJ38$25.00$25.001/21/2010 6:52:31 AM
jh157765$25.00$25.001/21/2010 7:08:40 AM
superstar449$25.00$25.001/21/2010 7:23:51 AM
LouisSaint$25.00$25.001/21/2010 7:08:38 AM
asdf9876$25.00$25.001/21/2010 7:23:52 AM
desertoasis$25.00$25.001/21/2010 9:47:19 AM
buukyak$25.00$25.001/21/2010 5:01:07 PM
balance-voyager$29.96$29.961/21/2010 5:04:11 PM
the-money-gargantuan$25.00$25.001/21/2010 5:03:58 PM
loucr2003$25.00$25.001/22/2010 4:45:43 AM
microlendblvr$100.00$100.001/22/2010 7:40:09 AM
loan-master996$50.00$50.001/22/2010 8:32:30 AM
Dutchhunter$50.00$50.001/22/2010 9:22:46 AM
jd006006$40.00$40.001/22/2010 9:38:44 AM
CaptPicard$25.00$25.001/22/2010 12:56:20 PM
spruce2$50.00$50.001/22/2010 1:11:04 PM
Dazz2061$25.00$25.001/22/2010 1:56:40 PM
CASHGIRL$25.72$25.721/22/2010 1:23:03 PM
lancetc$25.00$25.001/22/2010 1:52:05 PM
cash-queen$50.00$50.001/22/2010 2:36:32 PM
dontscrewmeover1$25.00$25.001/22/2010 7:58:44 PM
REVSTJ999$25.00$25.001/23/2010 9:38:04 AM
Zipperdu$50.00$50.001/23/2010 12:56:15 PM
vloans$50.00$50.001/24/2010 7:21:28 AM
Dollars4Rent$25.00$25.001/24/2010 7:30:11 AM
driver928$25.00$25.001/24/2010 4:48:51 PM
wampum-reaction2$25.00$25.001/25/2010 9:34:32 AM
tender-openness$100.00$100.001/25/2010 9:35:41 AM
nickel-eagle5$25.00$25.001/25/2010 9:35:29 AM
adama_48$25.00$25.001/25/2010 9:37:28 AM
Vess$25.00$25.001/25/2010 9:42:31 AM
DukSerduk$25.00$25.001/25/2010 12:34:01 PM
Steveoo1$48.08$48.081/25/2010 11:41:47 AM
bigdogsafety1$25.00$25.001/25/2010 2:39:07 PM
burgeoning-silver$25.00$25.001/25/2010 2:50:13 PM
Glenn$25.00$25.001/25/2010 8:16:11 PM
LandE2BG$25.00$25.001/26/2010 7:22:12 AM
Railbird$25.00$25.001/26/2010 7:18:38 AM
gciarami$25.00$25.001/26/2010 9:47:13 AM
the-aggresive-principal$25.00$25.001/26/2010 9:38:22 AM
minista$25.00$25.001/26/2010 10:02:46 AM
head$25.00$25.001/26/2010 11:44:25 AM
djh47a$25.00$25.001/26/2010 11:44:45 AM
Phantom99$25.00$25.001/26/2010 11:57:00 AM
MrDavid$50.00$50.001/26/2010 11:49:19 AM
bayareainv$50.00$50.001/26/2010 11:52:31 AM
Divot$25.00$25.001/26/2010 12:12:19 PM
greenwell$50.00$50.001/26/2010 11:57:07 AM
rdrloan$25.00$25.001/26/2010 12:16:58 PM
MortgageeMarty$25.00$25.001/26/2010 12:07:40 PM
grampy48$25.00$25.001/26/2010 12:15:36 PM
green-benefit-enclave$25.00$25.001/26/2010 12:12:52 PM
BHP12345$25.00$25.001/26/2010 2:51:34 PM
haryassman$50.00$50.001/26/2010 3:05:44 PM
DadWarbucks$25.00$25.001/26/2010 12:15:24 PM
sas19$25.00$25.001/26/2010 12:52:14 PM
noble-vigilance9$25.00$25.001/26/2010 2:02:36 PM
Jassi$25.00$25.001/26/2010 5:14:55 PM
outtahoth2o$100.00$100.001/26/2010 5:15:02 PM
elevated-finance$25.00$25.001/26/2010 5:35:15 PM
SNH$50.00$50.001/26/2010 5:15:54 PM
credit-investor5$100.00$100.001/26/2010 5:52:05 PM
turbine5$40.00$40.001/26/2010 5:52:49 PM
lostontheedge$25.00$25.001/26/2010 5:53:09 PM
divedude$25.00$25.001/26/2010 5:54:23 PM
dansarkis$25.00$25.001/26/2010 5:47:39 PM
gracej$25.00$25.001/26/2010 6:00:44 PM
kayakg$25.00$25.001/26/2010 5:52:35 PM
don8ter$60.00$60.001/26/2010 5:53:04 PM
js60l$25.00$25.001/26/2010 5:48:13 PM
DrMoneyBags$25.00$25.001/26/2010 5:58:34 PM
joelsar$30.00$30.001/26/2010 9:08:42 PM
ChicoBob$50.00$50.001/26/2010 5:59:51 PM
compassion-paladin042$25.00$25.001/26/2010 6:00:06 PM
BoutYeBank$50.00$50.001/26/2010 10:02:01 PM
larrybird$34.33$34.331/26/2010 10:02:41 PM
Rob717171$25.00$25.001/26/2010 10:01:34 PM
tolstoy00$25.00$25.001/26/2010 10:02:23 PM
JJS180$25.00$25.001/26/2010 10:02:32 PM
totoro$25.00$25.001/26/2010 10:02:55 PM
exchange-cub$25.00$25.001/26/2010 9:46:41 PM
greenback-floret$50.00$50.001/27/2010 12:16:55 AM
diicali$50.00$50.001/27/2010 3:23:48 AM
leftcoast52$25.00$25.001/26/2010 10:01:55 PM
blukestrel$25.00$25.001/26/2010 10:02:07 PM
rjsdsu$25.00$25.001/26/2010 10:02:45 PM
oreyedoc$25.00$25.001/26/2010 10:02:48 PM
JM-Sarawak$100.00$100.001/27/2010 5:58:27 AM
degster$25.00$25.001/26/2010 10:03:45 PM
mykkai$25.00$25.001/27/2010 9:06:09 AM
Auditman$25.00$25.001/27/2010 9:30:35 AM
Ivan2007$25.00$25.001/27/2010 7:28:30 AM
ihelpunow$25.00$25.001/27/2010 10:25:47 AM
ADenny$25.00$25.001/27/2010 10:41:51 AM
langdonx$25.00$25.001/27/2010 11:55:26 AM
mathprof$25.00$25.001/27/2010 12:21:52 PM
eagle1271$50.00$50.001/27/2010 9:45:17 AM
lefty756$25.00$25.001/27/2010 12:54:50 PM
lowrate$25.00$25.001/27/2010 10:03:00 AM
chief_wo$25.00$25.001/27/2010 10:42:17 AM
favorite-commerce$25.00$25.001/27/2010 2:33:22 PM
coolgenner$100.00$100.001/27/2010 1:08:57 PM
philipandc$25.00$25.001/27/2010 11:41:03 AM
impartial-deal$25.00$25.001/27/2010 1:03:48 PM
rate-hickory$25.00$25.001/27/2010 1:29:31 PM
Romello23$112.86$112.861/27/2010 3:06:22 PM
Kame$25.00$25.001/27/2010 3:48:50 PM
wise-balanced-moola$25.00$25.001/27/2010 4:00:02 PM
351 bids
 
Borrower Payment Dependent Notes Series 443600
This series of Notes was issued and sold upon the funding of the borrower loan #40680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,997.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 21.95% Starting borrower rate/APR: 22.95% / 25.23% Starting monthly payment: $580.14
Final lender yield: 20.95% Final borrower rate/APR: 21.95% / 24.21% Final monthly payment: $572.35
 
Auction yield range: 8.06% - 21.95% Estimated loss impact: 7.49%  
Lender servicing fee: 1.00% Estimated return: 13.46%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-1998 Debt/Income ratio: 14%
Credit score: 760-779 (Jan-2010) Current / open credit lines: 10 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:0y 8m
Amount delinquent: $0 Revolving credit balance: $4,680 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 8%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: bazaar-mulberry4 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off cards and build savings
Purpose of loan:
This loan will be used to?
Payoff ~$5K of credit card debt and build some savings for a future home purchase.? At some point in the next year or two my family is looking to purchase a foreclosure home to renovate.
My financial situation:
I am a good candidate for this loan because?
I have excellent credit history, have a great job in a growing field (accounting/software), and have ample income to make payments.? I am fiscally responsible and my credit reflects this.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
dollar-birdie$25.00$25.001/21/2010 8:58:17 AM
fostaman$25.00$25.001/21/2010 8:58:12 AM
lounges$50.00$50.001/21/2010 8:58:56 AM
yeti888$25.00$25.001/21/2010 8:59:05 AM
burrito6$25.00$25.001/21/2010 8:58:31 AM
seisen$50.00$50.001/21/2010 8:58:41 AM
Kreditorium$100.00$100.001/21/2010 8:58:47 AM
AlexTrep$25.00$25.001/21/2010 8:58:51 AM
likeable-openness$25.00$25.001/21/2010 8:58:49 AM
famous-bill$50.00$50.001/21/2010 8:59:34 AM
AF-Chief$35.00$35.001/21/2010 8:59:00 AM
AFairDeal$25.00$25.001/21/2010 8:59:42 AM
treasure-bliss$42.10$42.101/21/2010 8:59:07 AM
selector568$100.00$100.001/21/2010 8:59:17 AM
desertoasis$50.00$50.001/21/2010 8:59:38 AM
diplomatic-point4$50.00$50.001/21/2010 9:00:47 AM
egw$25.00$25.001/21/2010 9:00:50 AM
integrity-doctor$50.00$50.001/21/2010 9:00:55 AM
WalnutCreekguy$25.00$25.001/21/2010 9:01:02 AM
blackstar$25.00$25.001/21/2010 9:00:44 AM
Artist_Blue$25.00$25.001/21/2010 9:00:35 AM
kmr2$50.00$50.001/21/2010 9:01:07 AM
delivery$25.00$25.001/21/2010 9:01:39 AM
handy-justice$25.00$25.001/21/2010 9:01:17 AM
lending-bear$25.00$25.001/21/2010 9:01:43 AM
apeloans$25.00$25.001/21/2010 9:01:19 AM
Gibbyland$50.00$50.001/21/2010 9:01:49 AM
intuitive-bill$25.00$25.001/21/2010 9:01:25 AM
papaloha$50.00$50.001/21/2010 9:01:11 AM
redbomb5$25.00$25.001/21/2010 9:01:37 AM
happyaric$100.00$100.001/21/2010 9:01:16 AM
time4aloan$30.00$30.001/21/2010 9:01:42 AM
samo102us$25.00$25.001/21/2010 9:01:46 AM
Shepherd7$25.00$25.001/21/2010 9:01:27 AM
Dubbs360$56.58$56.581/21/2010 9:01:52 AM
xzec777$25.00$25.001/21/2010 9:02:04 AM
108lender$75.00$75.001/21/2010 9:02:54 AM
jonbozeman$25.00$25.001/21/2010 9:03:09 AM
GElender$25.00$25.001/21/2010 9:02:29 AM
ingenious-deal6$25.00$25.001/21/2010 9:01:54 AM
VBAces$25.00$25.001/21/2010 9:03:34 AM
merriewold$25.00$25.001/21/2010 9:01:58 AM
bulabula$25.00$25.001/21/2010 9:02:40 AM
personal-lender$25.00$25.001/21/2010 9:03:45 AM
purdue98$25.00$25.001/21/2010 9:02:03 AM
tsquared_030$25.00$25.001/21/2010 9:03:58 AM
junctionking$25.00$25.001/21/2010 9:02:08 AM
Banker7371$25.00$25.001/21/2010 9:02:56 AM
Supernick$25.00$25.001/21/2010 9:03:01 AM
thestartuplender$35.00$35.001/21/2010 9:04:18 AM
oreyedoc$25.00$25.001/21/2010 9:03:05 AM
duty-sensai$25.00$25.001/21/2010 9:04:21 AM
hope-equation$50.00$50.001/21/2010 9:03:15 AM
accordion8$25.00$25.001/21/2010 9:03:20 AM
wise-extraordinary-loot$25.00$25.001/21/2010 9:03:30 AM
georgethesir$25.00$25.001/21/2010 9:04:42 AM
Speculator$50.00$50.001/21/2010 9:04:47 AM
orange-courageous-dedication$30.00$30.001/21/2010 9:03:48 AM
gizzywump$25.00$25.001/21/2010 9:04:53 AM
important-ore$50.00$50.001/21/2010 9:05:12 AM
p123$25.00$25.001/21/2010 9:03:23 AM
helpinghand63$50.00$50.001/21/2010 9:05:25 AM
balance6$25.00$25.001/21/2010 9:05:28 AM
blooming-dedication$50.00$50.001/21/2010 9:03:53 AM
DER$50.00$50.001/21/2010 9:05:36 AM
cognizant-wealth$25.00$25.001/21/2010 9:03:55 AM
dedicated-diversification5$66.35$66.351/21/2010 9:04:26 AM
wealthstar$25.00$25.001/21/2010 9:05:42 AM
ryan23$25.00$25.001/21/2010 9:04:03 AM
souperrich$25.00$25.001/21/2010 9:05:50 AM
Zolton$200.00$200.001/21/2010 9:04:04 AM
carriebee$25.00$25.001/21/2010 9:05:54 AM
AF_Trust$25.00$25.001/21/2010 9:04:13 AM
taurleo$25.00$25.001/21/2010 9:05:02 AM
AlwaysA-Chief$25.00$25.001/21/2010 9:06:01 AM
JAVEHE$25.00$25.001/21/2010 9:05:13 AM
lloyd_s$25.00$25.001/21/2010 9:04:24 AM
rcldesign$25.00$25.001/21/2010 9:05:21 AM
ferocious-exchange3$25.00$25.001/21/2010 9:06:14 AM
Turtlebear44$25.00$25.001/21/2010 9:04:28 AM
summerlander$25.00$25.001/21/2010 9:05:30 AM
agwosdof$100.00$100.001/21/2010 9:06:25 AM
jackbauer$25.00$25.001/21/2010 9:05:43 AM
tmillerosu$25.00$25.001/21/2010 9:06:33 AM
javajahn$25.00$25.001/21/2010 9:05:46 AM
toxicbutterfly$25.00$25.001/21/2010 9:06:39 AM
penny-surgeon$25.00$25.001/21/2010 9:04:49 AM
Amused1$50.00$50.001/21/2010 9:05:55 AM
skurfa$25.00$25.001/21/2010 9:06:42 AM
Rob717171$25.00$25.001/21/2010 9:05:00 AM
duckbill_1972$25.00$25.001/21/2010 9:05:59 AM
christifa$25.00$25.001/21/2010 9:06:51 AM
falcon88dp$25.00$25.001/21/2010 9:05:04 AM
transaction-axis$25.00$25.001/21/2010 9:06:07 AM
enb3$25.00$25.001/21/2010 9:07:07 AM
NELNET$38.51$38.511/21/2010 9:06:13 AM
bill-expert$25.00$25.001/21/2010 9:07:19 AM
jlr613$25.00$25.001/21/2010 9:05:11 AM
InvestorPartners$25.00$25.001/21/2010 9:06:20 AM
credible-durability$25.00$25.001/21/2010 9:07:28 AM
radiant-fund$25.00$25.001/21/2010 9:06:23 AM
rock-turner$25.00$25.001/21/2010 9:07:38 AM
peril$50.00$50.001/21/2010 9:05:39 AM
hutch13$50.00$50.001/21/2010 9:06:27 AM
peterpossum$25.00$25.001/21/2010 9:07:46 AM
gaileyb$25.00$25.001/21/2010 9:05:41 AM
busybee007$25.00$25.001/21/2010 9:06:43 AM
saysana$25.00$25.001/21/2010 9:05:49 AM
kanakakm$25.00$25.001/21/2010 9:06:50 AM
five-star-justice$36.00$36.001/21/2010 9:08:05 AM
JohnW12$25.00$25.001/21/2010 9:06:02 AM
kelseyshea$25.00$25.001/21/2010 9:06:08 AM
adaptable-income$25.00$25.001/21/2010 9:06:15 AM
gentle-note$25.00$25.001/21/2010 9:07:10 AM
lend_to_you$50.00$50.001/21/2010 9:06:26 AM
The_Donald$25.00$25.001/21/2010 9:07:16 AM
keeminn$25.00$25.001/21/2010 9:06:38 AM
OldFriend$25.00$25.001/21/2010 9:07:20 AM
deal_maker78$100.00$100.001/21/2010 9:06:47 AM
kbodendorf$25.00$25.001/21/2010 9:07:25 AM
Brainworm$25.00$25.001/21/2010 9:06:58 AM
loner001$25.00$25.001/21/2010 9:07:42 AM
aneley777$25.00$25.001/21/2010 9:07:12 AM
Orringo$75.00$75.001/21/2010 9:07:45 AM
plentiful-reward$50.00$50.001/21/2010 9:07:26 AM
dunox$25.00$25.001/21/2010 9:07:49 AM
HamachiMan$25.00$25.001/21/2010 9:07:54 AM
Fortuno_per_commodo$25.00$25.001/21/2010 9:07:40 AM
gravity-powered-air-cooled$25.00$22.031/21/2010 9:07:56 AM
aurorafinancial$50.00$50.001/21/2010 9:26:35 AM
melodious-fairness$25.00$25.001/21/2010 10:03:47 AM
cognizant-rate732$50.00$50.001/21/2010 9:26:07 AM
buffalobills$25.00$25.001/21/2010 9:41:27 AM
371millwood$200.00$200.001/21/2010 9:28:15 AM
zento$25.00$25.001/21/2010 12:39:22 PM
Bank_Of_XL$25.00$25.001/21/2010 2:13:36 PM
porwestco$25.00$25.001/21/2010 3:10:59 PM
SolarMoonshine$100.00$100.001/21/2010 4:04:47 PM
reflective-rupee$250.00$250.001/21/2010 4:09:50 PM
Syzygy$25.00$25.001/21/2010 6:44:24 PM
mmzero$25.00$25.001/22/2010 7:38:04 AM
foothillender$25.00$25.001/22/2010 7:55:21 AM
drg6289$25.00$25.001/22/2010 12:49:59 PM
czar3$40.00$40.001/22/2010 1:08:12 PM
dollardave$32.46$32.461/22/2010 2:36:30 PM
preventivepestcontrol$100.00$100.001/22/2010 9:15:13 PM
wwwUniversal$25.00$25.001/23/2010 6:00:44 AM
mdreiss$25.00$25.001/23/2010 8:37:51 AM
DRBFinancing$25.00$25.001/23/2010 6:10:10 PM
d_grbg$25.00$25.001/23/2010 6:38:28 PM
loss-of-control$25.00$25.001/24/2010 2:46:54 PM
kind-bid-maverick$25.00$25.001/24/2010 3:17:19 PM
Bob450$25.00$25.001/24/2010 8:34:40 PM
peregrine$50.00$50.001/24/2010 7:46:45 PM
credit-coach118$35.00$35.001/25/2010 9:05:25 AM
ultramax$25.00$25.001/25/2010 11:37:43 AM
loan-fate$25.00$25.001/25/2010 1:25:54 PM
UCLA4life$25.00$25.001/25/2010 1:11:07 PM
Sugarmama21$66.00$66.001/25/2010 5:33:56 PM
Tai$25.00$25.001/26/2010 5:26:47 AM
Hartfelt$40.00$40.001/26/2010 7:57:55 AM
felicity-daydream$75.00$75.001/26/2010 8:54:16 AM
piter-to-la-investment$25.00$25.001/26/2010 11:57:57 AM
Alligator4$25.00$25.001/26/2010 1:45:58 PM
steady-dime$108.76$108.761/26/2010 3:20:08 PM
TackingWindward$25.00$25.001/26/2010 3:35:29 PM
dlg$36.36$36.361/26/2010 1:46:41 PM
gpsgreg$35.00$35.001/26/2010 1:59:04 PM
intelligent-yield$25.00$25.001/26/2010 2:14:41 PM
PerryTech$25.00$25.001/26/2010 4:23:33 PM
JCM_MN$40.00$40.001/26/2010 5:43:21 PM
vest_vortex$25.00$25.001/26/2010 5:01:03 PM
rob095$41.31$41.311/26/2010 9:32:43 PM
orange-pound-party$50.00$50.001/26/2010 8:25:46 PM
JM-Sarawak$25.00$25.001/27/2010 6:01:53 AM
pog27$30.00$30.001/26/2010 8:41:06 PM
sharp-credit$641.52$641.521/26/2010 11:50:32 PM
PatriotKnight$50.00$50.001/27/2010 9:56:11 AM
PeterPsych$400.00$400.001/27/2010 10:01:04 AM
mangas$25.00$25.001/27/2010 1:25:16 PM
loyalty-czar$51.65$51.651/27/2010 2:00:08 PM
schaef16$50.00$50.001/27/2010 2:05:27 PM
ethicalhumanist$25.00$25.001/27/2010 3:26:55 PM
Tecmo$57.37$57.371/27/2010 4:10:16 PM
Snoopylover$25.00$25.001/27/2010 5:01:59 PM
nalaari$50.00$50.001/28/2010 4:28:33 AM
BONSAY$40.00$40.001/27/2010 11:22:05 PM
adl4628$25.00$25.001/28/2010 5:49:58 AM
Elevate2012$25.00$25.001/27/2010 11:40:58 PM
duty-monger$50.00$50.001/28/2010 3:55:23 AM
JustMee$25.00$25.001/28/2010 7:15:58 AM
head$25.00$25.001/28/2010 7:38:11 AM
patriot384$100.00$100.001/28/2010 8:55:40 AM
benefit-flow$50.00$50.001/27/2010 7:22:57 PM
asset-snowdome$25.00$25.001/28/2010 5:51:24 AM
BuzzyBee336$25.00$25.001/28/2010 7:36:22 AM
Engineer44$25.00$25.001/28/2010 8:57:16 AM
back-scratchers$25.00$25.001/27/2010 2:59:15 AM
financial-frenzy$50.00$50.001/21/2010 8:58:23 AM
order-boomerang$25.00$25.001/21/2010 8:58:46 AM
restondoublek$25.00$25.001/21/2010 8:58:33 AM
RISK-VERSUS-RETURN$25.00$25.001/21/2010 8:58:34 AM
KramericaIndustries$25.00$25.001/21/2010 8:58:28 AM
hc90474$25.00$25.001/21/2010 8:58:38 AM
unclejaef$25.00$25.001/21/2010 8:58:43 AM
oldmora$50.00$50.001/21/2010 8:58:53 AM
copperfield$25.00$25.001/21/2010 8:58:55 AM
natecam$25.00$25.001/21/2010 8:59:40 AM
loanfairy$25.00$25.001/21/2010 8:59:11 AM
yield-hero4$25.00$25.001/21/2010 8:59:19 AM
orange-preeminant-bill$100.00$100.001/21/2010 8:59:24 AM
principal-kung-fu$25.00$25.001/21/2010 8:59:26 AM
EnigmaNYC-29$25.00$25.001/21/2010 8:59:31 AM
pfenness$29.53$29.531/21/2010 8:59:36 AM
industrious-dedication$25.00$25.001/21/2010 8:59:44 AM
benefit-squirrel$25.00$25.001/21/2010 9:01:23 AM
bountiful-bazaar$25.00$25.001/21/2010 9:01:29 AM
brutusbone$25.00$25.001/21/2010 9:00:40 AM
circuitfive$25.00$25.001/21/2010 9:01:14 AM
red-favorable-basis$25.00$25.001/21/2010 9:01:40 AM
coin-investor$25.00$25.001/21/2010 9:00:42 AM
bassman2$25.00$25.001/21/2010 9:01:45 AM
NorthernFunds$25.00$25.001/21/2010 9:01:05 AM
skro$25.00$25.001/21/2010 9:01:59 AM
copper$30.00$30.001/21/2010 9:01:36 AM
steves73$25.00$25.001/21/2010 9:02:16 AM
orange-vigilance-shower$25.00$25.001/21/2010 9:02:21 AM
MidLifeCrisis$25.00$25.001/21/2010 9:01:21 AM
supreme-hope$25.00$25.001/21/2010 9:01:50 AM
yield-lion$25.00$25.001/21/2010 9:02:46 AM
delicious-social132$25.00$25.001/21/2010 9:01:34 AM
intrepid-transaction5$25.00$25.001/21/2010 9:02:12 AM
secobarbital$25.00$25.001/21/2010 9:02:33 AM
saffron4$25.00$25.001/21/2010 9:03:25 AM
exact-loan5$30.00$30.001/21/2010 9:02:39 AM
Buffer10$100.00$100.001/21/2010 9:03:49 AM
impeccable-transparency$50.00$50.001/21/2010 9:04:07 AM
melodious-fairness$25.00$25.001/21/2010 9:02:14 AM
puifais$25.00$25.001/21/2010 9:02:57 AM
Kaj$25.00$25.001/21/2010 9:04:11 AM
DRA-Properties$25.00$25.001/21/2010 9:02:19 AM
affluence-tycoon$25.00$25.001/21/2010 9:02:22 AM
sloan$25.00$25.001/21/2010 9:02:27 AM
charming-point$300.00$300.001/21/2010 9:03:17 AM
honorable-yield$35.00$35.001/21/2010 9:04:30 AM
loan-master996$50.00$50.001/21/2010 9:02:36 AM
Purposeful$25.00$25.001/21/2010 9:04:40 AM
value-pole$25.00$25.001/21/2010 9:03:42 AM
SirJev$25.00$25.001/21/2010 9:02:48 AM
Cai8899$30.00$30.001/21/2010 9:03:03 AM
Katburg$25.00$25.001/21/2010 9:04:58 AM
jjswanso$25.00$25.001/21/2010 9:05:23 AM
Vreet$25.00$25.001/21/2010 9:04:00 AM
macgeek$25.00$25.001/21/2010 9:05:26 AM
elevated-platinum5$25.00$25.001/21/2010 9:04:09 AM
orange-finance-banker$25.00$25.001/21/2010 9:05:34 AM
Diamond_Jim$25.00$25.001/21/2010 9:04:20 AM
cocobear$25.00$25.001/21/2010 9:05:38 AM
CarDealer3070$30.00$30.001/21/2010 9:04:34 AM
Kierf$25.00$25.001/21/2010 9:05:47 AM
IIP77$25.00$25.001/21/2010 9:04:45 AM
Jerry44$30.00$30.001/21/2010 9:05:52 AM
ghinga$25.00$25.001/21/2010 9:04:57 AM
ccclaireee333$25.00$25.001/21/2010 9:05:57 AM
MissionMicroFinance$25.00$25.001/21/2010 9:04:16 AM
Katieo$25.00$25.001/21/2010 9:05:10 AM
WineDrop$25.00$25.001/21/2010 9:06:06 AM
callmebryan$25.00$25.001/21/2010 9:05:15 AM
Luv2Bless$25.00$25.001/21/2010 9:06:10 AM
thermopylae6$25.00$25.001/21/2010 9:05:22 AM
cptproton$25.00$25.001/21/2010 9:06:17 AM
Sateesh$100.00$100.001/21/2010 9:05:41 AM
return-tycoon3$150.00$150.001/21/2010 9:06:28 AM
rooosta$25.00$25.001/21/2010 9:04:38 AM
Angel_Investor_7$25.00$25.001/21/2010 9:05:45 AM
busnssmn$25.00$25.001/21/2010 9:06:36 AM
China0813$25.00$25.001/21/2010 9:05:51 AM
Time$25.00$25.001/21/2010 9:06:40 AM
Kotlovan$25.00$25.001/21/2010 9:05:58 AM
Strato$25.00$25.001/21/2010 9:06:03 AM
inspiring-reward$50.00$50.001/21/2010 9:05:06 AM
whsprint$25.00$25.001/21/2010 9:06:09 AM
elephantparty$25.00$25.001/21/2010 9:07:14 AM
momoney2lend$25.00$25.001/21/2010 9:05:09 AM
marketplace-achievement$25.00$25.001/21/2010 9:06:19 AM
maldok1$25.00$25.001/21/2010 9:07:24 AM
loan-scientist8$25.00$25.001/21/2010 9:05:19 AM
newyork6264$25.00$25.001/21/2010 9:06:22 AM
texrob20$25.00$25.001/21/2010 9:05:32 AM
currency-prometheus$25.00$25.001/21/2010 9:06:24 AM
18th_beachbum$25.00$25.001/21/2010 9:05:40 AM
reueljw$25.00$25.001/21/2010 9:06:41 AM
serpentine$50.00$50.001/21/2010 9:07:51 AM
brooklynjoe$25.00$25.001/21/2010 9:05:44 AM
MrDavid$25.00$25.001/21/2010 9:06:49 AM
LaveenFinancial$25.00$25.001/21/2010 9:05:56 AM
social-ladder590$25.00$25.001/21/2010 9:06:54 AM
hannibal720$25.00$25.001/21/2010 9:06:05 AM
MARWARISETH$25.00$25.001/21/2010 9:06:12 AM
jga516$25.00$25.001/21/2010 9:07:06 AM
brilliant-revenue$25.00$25.001/21/2010 9:06:18 AM
upbeat-investment9$25.00$25.001/21/2010 9:07:11 AM
54CHEVY$25.00$25.001/21/2010 9:06:35 AM
oaktown23$50.00$50.001/21/2010 9:07:18 AM
my401K$100.00$100.001/21/2010 9:06:44 AM
rlcot$25.00$25.001/21/2010 9:07:22 AM
AGSLending$25.00$25.001/21/2010 9:06:53 AM
Beverly_Hills_Lender$25.00$25.001/21/2010 9:07:27 AM
Fuzkaska__F_u_n_d_s$25.00$25.001/21/2010 9:07:41 AM
jrbill1998$50.00$50.001/21/2010 9:07:09 AM
graceful-investment$50.00$50.001/21/2010 9:07:43 AM
tedsrfdude$25.00$25.001/21/2010 9:07:17 AM
bold-principal-thinker$25.00$25.001/21/2010 9:07:48 AM
balance-voyager$100.00$100.001/21/2010 9:07:53 AM
sociallender$25.00$25.001/21/2010 9:07:34 AM
tallcoolone$50.00$50.001/21/2010 9:07:37 AM
reflective-cash0$50.00$50.001/21/2010 9:07:44 AM
enriching-payout$25.00$25.001/21/2010 9:24:10 AM
reflective-rupee$50.00$50.001/21/2010 4:10:28 PM
SFBank$200.00$200.001/21/2010 4:20:58 PM
bold-dynamic-silver$25.00$25.001/21/2010 11:34:57 PM
Bob450$25.00$25.001/21/2010 9:25:54 PM
orbital-transparency$25.00$25.001/21/2010 10:26:40 PM
unger$50.00$50.001/22/2010 3:02:00 AM
bank-examiner$25.00$25.001/22/2010 9:04:07 AM
exchange-cowbell5$150.00$150.001/22/2010 11:26:28 AM
Sol_Invictus$25.00$25.001/22/2010 12:52:24 PM
interstellar$50.00$50.001/22/2010 1:11:08 PM
mercuriant$25.00$25.001/22/2010 2:26:03 PM
dollardave$100.00$100.001/22/2010 3:36:50 PM
Oak-Parker$25.00$25.001/22/2010 7:38:23 PM
PRGuyinVA$50.00$50.001/22/2010 8:29:54 PM
charitycoon$100.00$100.001/23/2010 9:23:52 PM
BrighterSuns$25.00$25.001/24/2010 8:40:22 AM
squarebob$25.00$25.001/24/2010 11:40:04 AM
plouie$26.75$26.751/25/2010 8:22:14 AM
CSUgrad08$32.59$32.591/25/2010 10:33:36 AM
SterlingTech$25.00$25.001/25/2010 12:05:55 PM
loss-of-control$25.00$25.001/25/2010 6:56:26 PM
natural-greenback6$25.00$25.001/25/2010 7:49:49 PM
CC911$25.00$25.001/25/2010 8:29:00 PM
atomantic$25.00$25.001/26/2010 5:06:18 AM
revenue-appraiser$25.00$25.001/26/2010 7:34:51 AM
heresabuck$50.00$50.001/26/2010 8:33:33 AM
superb-kindness2$25.00$25.001/26/2010 10:53:16 AM
friendly-worth3$25.00$25.001/26/2010 12:16:54 PM
squarebob$25.00$25.001/26/2010 3:14:57 PM
kristl$28.18$28.181/26/2010 1:31:18 PM
rockhound84$25.00$25.001/26/2010 2:59:49 PM
CaliforniaSingleMom$78.00$78.001/26/2010 2:26:58 PM
cti11$25.00$25.001/26/2010 3:14:03 PM
Techne_Funds_LLC$25.00$25.001/26/2010 4:17:18 PM
bid-papyrus$25.00$25.001/26/2010 5:41:51 PM
helick$59.95$59.951/26/2010 5:13:46 PM
dartmouth99$25.00$25.001/26/2010 5:39:34 PM
Your_Bank$25.00$25.001/26/2010 7:25:36 PM
VAGweilo$50.00$50.001/27/2010 10:36:07 AM
wanna-help$75.00$75.001/27/2010 2:32:15 PM
hawaiitechnical$25.00$25.001/27/2010 11:40:21 AM
Loan_shark718$60.00$60.001/27/2010 4:00:02 PM
bonus-quark4$25.00$25.001/27/2010 3:44:33 PM
the-silver-blaster$30.00$30.001/27/2010 4:18:55 PM
careful-compassion$25.00$25.001/27/2010 4:39:21 PM
nashibaksi$25.00$25.001/27/2010 6:29:30 PM
forthright-trade$25.00$25.001/27/2010 8:02:16 PM
jonnysixgun$50.00$50.001/27/2010 9:42:55 PM
marinbb$50.00$50.001/27/2010 8:15:56 PM
BONSAY$25.00$25.001/27/2010 11:22:31 PM
trumpeter5$100.00$100.001/27/2010 5:21:55 PM
VBPlayer$30.00$30.001/28/2010 8:00:24 AM
Kash2010lu$25.00$25.001/27/2010 7:39:39 PM
smart-gold$25.00$25.001/27/2010 11:26:44 PM
exciting-fairness$200.00$200.001/28/2010 8:30:16 AM
373 bids
 
Borrower Payment Dependent Notes Series 443644
This series of Notes was issued and sold upon the funding of the borrower loan #40693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Jan-21-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 14.05% Starting borrower rate/APR: 15.05% / 17.22% Starting monthly payment: $346.90
Final lender yield: 14.00% Final borrower rate/APR: 15.00% / 17.17% Final monthly payment: $346.65
 
Auction yield range: 6.06% - 14.05% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.76%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Mar-1998 Debt/Income ratio: 17%
Credit score: 740-759 (Jan-2010) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 27Length of status:2y 7m
Amount delinquent: $0 Revolving credit balance: $11,930 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 57%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: Kqwik Borrower's state: Connecticut Borrower's group: EMS, FIRE, POLICE, MILITARY
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
780-799 (Oct-2009)
740-759 (Apr-2009)
680-699 (Oct-2008)
720-739 (Feb-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 13  
Description
Medic School Help Me Help Others
Purpose of loan:
This loan will be used to pay for Paramedic School. I have been an EMT for 5 years and work for American Medical Response. AMR is the largest private ambulance company in the US. I also work for the largest and busiest divison in the country. New Haven Connecticut.? As an EMT I am limited in the care I can provide. As a Paramedic I would be able to provide Advanced Life Support to people who need it. I have been with Prosper for about 2+ years as both a lender and a borrower. I was never late on a payment and nor will I be this time. I will be using automatic payment method.

My financial situation:
I am a good candidate for this loan because, I always pay my bills on time and I am an excellent risk.?
I am a homeowner,
I have already invested more than $4000 into prosper.
Please help me help others.

Monthly Income????????????????? $4000

Mortgage?????????????????????????? $1100
Car Payment????????????????????? $500
Car Insurance???????????????????? $100
Motorcycle Payment?????????? $200
Cellular Phone??????????????????? $100
Misc, Food, Entertain????????? $500
Credit Cards?????????????????????? $500



If you have any questions please feel free to let me know.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Will your employer help with tuition, it seems it would be job related. I've been a firefighter with a city in Florida for over 23 years and they always help with schooling. - db2070
A: This is true with my company for full time employees, I have been on the full time waiting list for almost a year now. They only offer tuition reimbursement to FT employees. So as of right now I'm out of luck. Thanks for your question. Any others please let me know. (Jan-24-2010)
Q: how long for all the classes before you graduate? what can you expect in terms of salary after graduation? are there tests or certifications you have to pass? thanks! - shrewd-income
A: The entire course will take 1 year to complete with clinical time and ride time. After becoming a medic the pay raise is at least $2 an hour more than what I get now. There is also a much better chance of being hired by a fire department. There are National Registry tests that must be passed before getting your license. (Jan-25-2010)
Q: WAIT. You make over 75,000 a year as an EMT? Everywhere in California only pays EMTs max $12 an hour. The only way you can make that much money here is as a firefighter. Is Conn that much different? - ideal-value
A: Maybe you should move to CT. Under the old contract, for the company I work for, the company pays its EMT's $20 and change an hour. I also usually work some OT each week. (Jan-27-2010)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reliance1$25.00$25.001/21/2010 4:11:51 PM
superindex$25.00$25.001/21/2010 4:09:53 PM
pbo922$25.00$25.001/21/2010 4:11:40 PM
108lender$100.00$100.001/21/2010 4:15:32 PM
omerta6102$39.55$39.551/21/2010 4:13:43 PM
peso-colonel$90.00$90.001/21/2010 4:16:22 PM
wdove511$25.00$25.001/21/2010 4:17:06 PM
tbati$25.00$25.001/21/2010 4:09:45 PM
Aquafina24Ounce$25.00$25.001/21/2010 4:10:53 PM
the-profit-oracle$25.00$25.001/21/2010 4:18:47 PM
selector568$300.00$300.001/21/2010 4:18:11 PM
lending-bear$50.00$50.001/21/2010 4:13:37 PM
industrious-dedication$25.00$25.001/21/2010 4:18:41 PM
loanfairy$25.00$25.001/21/2010 4:16:55 PM
CallMeBen$25.00$25.001/21/2010 4:17:08 PM
skiberdad$26.67$26.671/21/2010 4:18:35 PM
tdswellington$25.00$25.001/21/2010 4:22:44 PM
jetblack$50.00$50.001/21/2010 4:38:54 PM
worth-victor6$25.00$25.001/21/2010 5:03:55 PM
luminant$31.30$31.301/21/2010 8:36:02 PM
ladyorayne$100.00$100.001/22/2010 7:53:01 AM
agab$25.00$25.001/22/2010 7:40:19 AM
friendly-worth3$25.00$25.001/22/2010 4:15:36 PM
melodious-fairness$25.00$25.001/22/2010 8:30:02 PM
justice-hawk$25.00$25.001/22/2010 9:55:57 PM
justice-hawk$25.00$25.001/22/2010 9:37:47 PM
invest-in-ed$220.00$220.001/23/2010 5:36:48 AM
spruce2$68.00$68.001/23/2010 8:11:53 AM
TommyTucker$35.00$35.001/23/2010 9:39:13 AM
money-engine$34.26$34.261/23/2010 4:01:41 PM
vine99$75.00$75.001/23/2010 4:04:01 PM
AtlantistoXanadu$100.00$100.001/23/2010 4:44:39 PM
interest-friendship$50.00$50.001/23/2010 7:21:01 PM
payontime1$50.00$50.001/23/2010 11:39:59 PM
msullivaniii$25.00$25.001/24/2010 12:47:00 PM
FOFagent1$125.00$125.001/24/2010 6:26:45 PM
StrongMonty$29.92$29.921/25/2010 3:25:41 AM
miket71$100.00$100.001/25/2010 6:43:05 AM
Dollars4Rent$25.00$25.001/25/2010 9:27:22 AM
boomer61$30.00$30.001/25/2010 2:29:04 PM
Boatchick$25.00$25.001/25/2010 7:33:46 PM
rainbowsorbet$25.00$25.001/26/2010 12:16:22 AM
SOP_Bank$25.00$25.001/26/2010 7:32:14 AM
revenue-serenity$25.00$25.001/26/2010 9:26:12 AM
sharp-credit$587.01$587.011/26/2010 8:33:34 AM
understanding-integrity4$50.00$50.001/26/2010 9:05:41 AM
finagler$25.00$25.001/26/2010 9:36:40 AM
Catz_aplenty$25.00$25.001/26/2010 10:21:38 AM
GWSportsFan$25.00$25.001/26/2010 10:54:49 AM
stockpicker_jboy$25.00$25.001/26/2010 11:33:57 AM
ptjg$50.00$50.001/26/2010 11:48:07 AM
intelligent-yield$25.00$25.001/26/2010 2:32:37 PM
haryassman$50.00$50.001/26/2010 2:49:53 PM
asya$27.00$27.001/26/2010 3:32:07 PM
pythia$25.00$25.001/26/2010 5:42:21 PM
responsibility-tent$25.00$25.001/26/2010 5:42:54 PM
market-orb$100.00$100.001/26/2010 8:00:42 PM
kind-bid-maverick$25.00$25.001/26/2010 8:30:18 PM
Johnab$50.00$50.001/26/2010 6:54:53 PM
bondhedger$25.00$25.001/26/2010 10:06:34 PM
schwhatever$75.00$75.001/27/2010 6:29:02 AM
moonshadow10$50.00$50.001/27/2010 5:33:04 AM
mikeandcat$50.00$50.001/27/2010 10:15:25 AM
desidude$55.81$55.811/27/2010 2:44:32 PM
duke12$179.32$179.321/27/2010 2:47:02 PM
trumpeter5$100.00$100.001/27/2010 3:10:46 PM
careful-compassion$25.00$25.001/27/2010 4:40:31 PM
natural-greenback6$25.00$25.001/27/2010 6:29:46 PM
Bigbluefan$113.72$113.721/27/2010 7:35:05 PM
jojnax$25.00$25.001/27/2010 9:50:02 PM
suicideducky$25.00$25.001/28/2010 2:39:15 AM
JustMee$25.00$25.001/28/2010 7:18:52 AM
rate-hickory$25.00$25.001/28/2010 8:08:39 AM
ultimatepaintball$25.00$25.001/28/2010 9:36:10 AM
orbiter614$250.00$250.001/28/2010 9:36:37 AM
mjcareful$35.00$35.001/28/2010 9:43:02 AM
scrabbler$25.00$25.001/28/2010 6:55:06 AM
massuot$25.00$25.001/28/2010 10:26:53 AM
MonkeyHero$28.52$28.521/28/2010 7:48:40 AM
Leshan$100.00$100.001/28/2010 8:31:30 AM
glowman76$25.84$25.841/28/2010 11:37:58 AM
exchange-cowbell5$100.00$100.001/28/2010 11:26:11 AM
Nusk$50.00$50.001/28/2010 11:51:10 AM
favorite-commerce$25.00$25.001/28/2010 12:12:10 PM
atlas100$25.00$25.001/28/2010 12:38:50 PM
ferengi_finance$25.45$25.451/28/2010 9:34:25 AM
sharp-credit$653.14$653.141/28/2010 2:29:19 PM
patriot384$150.00$150.001/28/2010 2:40:02 PM
Shanster84$50.00$50.001/28/2010 11:42:28 AM
Capit0l$25.00$25.001/28/2010 12:21:34 PM
IceFisherman$27.85$27.851/28/2010 12:29:05 PM
AlexTrep$25.00$25.001/21/2010 4:10:49 PM
dloan$25.00$25.001/21/2010 4:15:51 PM
principal-kung-fu$25.00$25.001/21/2010 4:17:03 PM
bleacher$25.00$25.001/21/2010 4:09:57 PM
rangers94$25.00$25.001/21/2010 4:16:06 PM
REBizGuy$50.00$50.001/21/2010 4:13:18 PM
AF-Chief$27.00$27.001/21/2010 4:16:17 PM
duty-sensai$25.00$25.001/21/2010 4:18:50 PM
brooklynjoe$25.00$10.791/21/2010 4:18:53 PM
zento$25.00$25.001/21/2010 4:23:06 PM
rdrloan$25.00$25.001/21/2010 4:22:35 PM
blot44$25.00$25.001/21/2010 4:46:30 PM
usedtoborrow$36.75$36.751/21/2010 4:56:13 PM
aurorafinancial$50.00$50.001/21/2010 4:38:28 PM
minista$25.00$25.001/21/2010 5:01:22 PM
credit-shower$50.00$50.001/21/2010 8:00:04 PM
Bob450$50.00$50.001/21/2010 9:00:10 PM
sparkmeister$25.00$25.001/22/2010 7:38:57 AM
Nephi$100.00$100.001/22/2010 12:24:47 PM
himanshuko$34.21$34.211/22/2010 1:32:16 PM
EJO$25.00$25.001/22/2010 2:04:48 PM
RedCentre$59.49$59.491/22/2010 2:56:55 PM
simiray$25.00$25.001/22/2010 3:37:43 PM
best-generosity-financier$25.00$25.001/22/2010 4:06:30 PM
DollaDollaBill$50.00$50.001/22/2010 4:23:50 PM
orbiter614$48.51$48.511/22/2010 5:31:57 PM
G-Love$195.21$195.211/22/2010 5:50:30 PM
cloud8$30.00$30.001/22/2010 7:07:12 PM
PRGuyinVA$25.00$25.001/22/2010 8:32:25 PM
mdreiss$25.00$25.001/23/2010 8:37:49 AM
shneb$100.00$100.001/23/2010 2:51:06 PM
charitycoon$50.00$50.001/23/2010 9:24:37 PM
MStackIV$25.16$25.161/23/2010 11:54:05 PM
LoanerPrincipal$50.00$50.001/25/2010 12:01:09 AM
interstellar$47.10$47.101/25/2010 12:19:27 PM
aislinnn$25.00$25.001/25/2010 1:00:40 PM
run-run$100.00$100.001/25/2010 2:20:59 PM
unitedins$25.00$25.001/25/2010 4:59:37 PM
benefit-flow$50.00$50.001/25/2010 7:18:53 PM
natural-greenback6$25.00$25.001/25/2010 7:53:14 PM
RiskAdverse$25.00$25.001/25/2010 8:30:39 PM
atomantic$25.00$25.001/26/2010 5:05:42 AM
enthusiastic-point$25.00$25.001/26/2010 7:07:04 AM
bgauth$25.00$25.001/26/2010 8:49:54 AM
finagler$50.00$50.001/26/2010 9:34:29 AM
brightest-dignified-penny$100.00$100.001/26/2010 10:48:37 AM
ksubd$50.00$50.001/26/2010 11:10:42 AM
Carne_Chung$25.00$25.001/26/2010 11:01:13 AM
ttnk62918$25.00$25.001/26/2010 11:23:23 AM
impartial-deal$25.00$25.001/26/2010 1:15:44 PM
power-cell$40.00$40.001/26/2010 2:14:27 PM
vineet$25.43$25.431/26/2010 2:23:10 PM
bowdish1$100.00$100.001/26/2010 3:34:47 PM
HeroJason86$50.00$50.001/26/2010 4:46:54 PM
wwwUniversal$25.00$25.001/26/2010 5:10:09 PM
point-enforcer$25.00$25.001/26/2010 7:06:31 PM
Your_Bank$25.00$25.001/26/2010 7:28:13 PM
Credit2Prosper$100.00$100.001/26/2010 6:23:17 PM
gdbls$48.37$48.371/26/2010 7:39:11 PM
JM-Sarawak$25.00$25.001/27/2010 6:05:16 AM
tender-ore$25.00$25.001/26/2010 9:52:15 PM
nalaari$50.00$50.001/27/2010 6:15:05 AM
MattPeaceCorps$45.00$45.001/27/2010 10:10:17 AM
principal-star$25.00$25.001/27/2010 10:38:04 AM
B1$25.00$25.001/27/2010 9:46:03 AM
Astyanax$40.00$40.001/27/2010 2:39:19 PM
LoanDMC$25.00$25.001/27/2010 1:46:22 PM
Traveler30$50.00$50.001/27/2010 12:37:35 PM
asset-snowdome$25.00$25.001/27/2010 2:42:59 PM
rjglender$25.00$25.001/27/2010 2:53:32 PM
sharp-credit$412.99$412.991/27/2010 4:01:43 PM
the-silver-blaster$30.00$30.001/27/2010 4:16:16 PM
marinbb$50.00$50.001/27/2010 7:59:39 PM
agile-loan0$26.04$26.041/27/2010 5:47:11 PM
Beverly_Hills_Lender$50.00$50.001/27/2010 10:06:50 PM
grammaspurse$25.00$25.001/27/2010 8:19:44 PM
kenL$111.11$111.111/27/2010 10:41:03 PM
asciguide$150.00$150.001/28/2010 7:28:37 AM
merlin981$31.01$31.011/28/2010 9:26:27 AM
andrewgl$25.00$25.001/28/2010 9:35:50 AM
ManhattanLender$25.00$25.001/28/2010 9:35:52 AM
orbital-gain$25.00$25.001/28/2010 6:44:06 AM
ussugm$25.00$25.001/28/2010 9:49:24 AM
platinum-platoon$25.00$25.001/28/2010 9:54:58 AM
Rothgoe$37.47$37.471/28/2010 10:12:47 AM
jml44$50.00$50.001/28/2010 10:07:12 AM
bonus-quark4$25.00$25.001/28/2010 10:32:09 AM
jybank$25.00$25.001/28/2010 10:46:30 AM
bondo41$25.00$25.001/28/2010 10:50:29 AM
rbgnr111$25.00$25.001/28/2010 12:32:42 PM
generous-deal6$25.00$25.001/28/2010 12:39:57 PM
BrighterSuns$25.00$25.001/28/2010 1:02:36 PM
medarocket$25.00$25.001/28/2010 2:40:12 PM
QsDad$25.00$25.001/28/2010 2:13:05 PM
185 bids
 
Borrower Payment Dependent Notes Series 443786
This series of Notes was issued and sold upon the funding of the borrower loan #40701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Jan-22-2010 
  Auction end date:  Jan-27-2010 
 
Starting lender yield: 33.50% Starting borrower rate/APR: 34.50% / 36.95% Starting monthly payment: $202.29
Final lender yield: 30.90% Final borrower rate/APR: 31.90% / 34.31% Final monthly payment: $195.75
 
Auction yield range: 11.06% - 33.50% Estimated loss impact: 10.78%  
Lender servicing fee: 1.00% Estimated return: 20.12%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 8 First credit line: Jan-1999 Debt/Income ratio: 48%
Credit score: 640-659 (Jan-2010) Current / open credit lines: 10 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 33Length of status:8y 5m
Amount delinquent: $0 Revolving credit balance: $27,119 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 97%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: micaha1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
620-639 (Jul-2008)
620-639 (Mar-2008)
 
Principal balance: $1,884.67 1+ mo. late: 0 ( 0% )
Total payments billed: 18  
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? combine debt from three high-interest credit cards and a Prosper loan, thus improving my financial status and ability to erase debt more quickly.

My financial situation:
I am a good candidate for this loan because? I am a dedicated, hard-working music educator, church music minister, and private piano teacher.? I love what I do!? I have not made a late payment on any account for the past seven years.? I currently have a Prosper loan and have made every payment?on time and?hope to pay it off early.? However, my husband has been laid off for a second time and I must take on more of the bills.? Our home is owned by my husband and is valued at approximately?$30,000.? Our debts are as follows: Goodyear (for tires) $500 at 21.99%, Chase $600 at 26.99%, Belk $1400 at 23.99%, Bank of America credit line(used for school and home improvement)?$10,000 at 23.99%, American General Finance loan $5,000 at 19.99%, CitiFinancial loan $7,150 at 22.99%, Prosper $1,800 at 35.00%, and Sallie Mae student loan $9,800 at 5.9%.? Our total credit line debt is $12,000 - Prosper reports a higher number because my mother has listed me as an authorized user on her credit cards, which I recently discovered affects my credit as well.? My husband and I have a total net income of $4100 per month.? Thank you for your time and consideration and may your day be blessed!

Monthly net income: $ 3400(just me)

Monthly expenses: $ 2300
??Housing: $ 0 - paid off
??Insurance: $ 400 (COBRA insurance and car insurance)
??Car expenses: $ 0 - both vehicles paid
??Utilities: $ 100-150
??Phone, cable, internet: $ 150?
??Food, entertainment: $ 300
??Clothing, household expenses $ 100 or less?
??Credit cards and other loans: $ 1000
??Other expenses: $ 200 (gas)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Why would you be wIlling to take on a PROSPER loan at over 30% when most of your present debt is below that interest rate? - PeterPsych
A: Thank you for your question. My current Prosper loan is 35% so I would automatically save a little money there. Also, with my husband on unemployment, I am taking on all or most of the bills which means I will have to make smaller payments; over time it will take longer for me to pay debt off. That means it will likely cost more money in interest on several debts than consolidating to one sum at a higher interest rate. (Jan-25-2010)
Q: Can you please tell use why this is so high, and what is for? Revolving credit balance:$27,119 Please list all your dept, and what's the credit dept is? Please answer publically. - exchange-cowbell5
A: Our debts are as follows: Goodyear $500, Chase $600, Belk $1400, Bank of America credit line $10,000, American General Finance loan $5,000, CitiFinancial loan $7,150, Prosper $1,800, and Sallie Mae student loans $9,800. Our total credit line debt is $12,500 - Prosper reports a higher number because my mother has listed me as an authorized user on her credit cards, which counts as debts on my credit and affects my credit. (Jan-25-2010)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DasMula$100.00$100.001/22/2010 5:04:30 PM
flexible-economy2$300.00$300.001/22/2010 6:17:18 PM
Bob450$75.00$75.001/22/2010 9:03:22 PM
hellasow$25.00$25.001/23/2010 8:10:58 AM
SFBank$200.00$200.001/23/2010 12:47:55 PM
flexible-economy2$100.00$100.001/23/2010 11:28:16 AM
GlenBank$150.00$150.001/24/2010 8:43:01 AM
DasMula$100.00$100.001/24/2010 5:15:03 PM
selector568$150.00$150.001/24/2010 7:57:56 PM
penny-surgeon$25.00$25.001/25/2010 3:05:00 PM
SolarMoonshine$25.00$25.001/25/2010 5:26:10 PM
lucrative-loan$26.69$26.691/25/2010 5:41:02 PM
vine99$40.00$40.001/25/2010 8:53:26 PM
wise-silver-wonder$25.00$25.001/26/2010 11:52:49 AM
PeterPsych$300.00$300.001/26/2010 4:59:06 PM
PeterPsych$200.00$200.001/26/2010 4:59:27 PM
Trekow$28.79$28.791/26/2010 5:39:11 PM
lender12345$25.00$25.001/26/2010 6:41:42 PM
CashFlow13$2,000.00$1,372.901/26/2010 9:36:28 PM
tdorren$29.00$29.001/26/2010 6:48:51 PM
reflective-rupee$100.00$100.001/26/2010 7:35:17 PM
bold-dynamic-silver$25.00$25.001/26/2010 9:46:15 PM
shawnw2$49.69$49.691/27/2010 7:45:51 AM
exchange-cowbell5$100.00$100.001/27/2010 10:00:58 AM
Ricajote$25.00$25.001/27/2010 5:25:30 AM
Peterman$52.93$52.931/27/2010 5:48:38 AM
Ronnieboy888$25.00$25.001/27/2010 8:45:58 AM
heerzaquestion$25.00$25.001/27/2010 7:59:30 AM
bankbuddy55$50.00$50.001/23/2010 8:24:41 AM
zento$25.00$25.001/23/2010 9:03:25 PM
equitylender$50.00$50.001/24/2010 1:30:30 PM
squarebob$25.00$25.001/25/2010 4:40:50 PM
DenimCapital$150.00$150.001/25/2010 7:20:13 PM
cashhelp$25.00$25.001/26/2010 5:15:44 PM
reflective-rupee$100.00$100.001/26/2010 7:35:58 PM
brondero$150.00$150.001/26/2010 6:46:57 PM
coin-investor$50.00$50.001/26/2010 11:51:40 PM
reflective-rupee$100.00$100.001/26/2010 7:35:33 PM
JM-Sarawak$25.00$25.001/27/2010 6:09:05 AM
Hephaistion$25.00$25.001/26/2010 10:46:46 PM
supreme-hope$25.00$25.001/27/2010 9:36:19 AM
41 bids
 
Borrower Payment Dependent Notes Series 444016
This series of Notes was issued and sold upon the funding of the borrower loan #40713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 7.0% Auction start date:  Jan-25-2010 
  Auction end date:  Jan-28-2010 
 
Starting lender yield: 20.95% Starting borrower rate/APR: 21.95% / 24.21% Starting monthly payment: $190.82
Final lender yield: 19.95% Final borrower rate/APR: 20.95% / 23.20% Final monthly payment: $188.25
 
Auction yield range: 8.06% - 20.95% Estimated loss impact: 7.47%  
Lender servicing fee: 1.00% Estimated return: 12.48%  
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
Prosper score: 6 First credit line: Jul-1990 Debt/Income ratio: 19%
Credit score: 780-799 (Jan-2010) Current / open credit lines: 9 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 31Length of status:1y 4m
Amount delinquent: $0 Revolving credit balance: $2,730 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 46%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: authoritative-dollar Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to pay off 2 credit cards and some other misc loans I recently aquired.

My financial situation:
My debt to income ratio may be over, but getting this loan will help bring me back into balance. It is imparitive I secure this loan to get caught up with my budget. I have a full time job and it is secure and have been there for 1.5 years and have been in my career industry for over 25 years. I have never been late on my mortgage payments and have good credit. By consolodating some of these bills down to one payment for this loan, will put me back on my budget.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
mrscenicroute$25.00$25.001/25/2010 4:34:51 PM
prophechonl$25.00$25.001/25/2010 4:35:03 PM
zone8$100.00$100.001/25/2010 4:36:11 PM
twirl2$25.00$25.001/25/2010 4:34:54 PM
supreme-bonus0$25.00$25.001/25/2010 4:37:30 PM
Hondo$25.00$25.001/25/2010 4:36:34 PM
aladrian$25.00$25.001/25/2010 4:39:39 PM
Lam0nt$25.00$25.001/25/2010 4:38:38 PM
CASHGIRL$25.00$25.001/25/2010 4:39:28 PM
vivixmedia$25.00$25.001/25/2010 4:43:48 PM
Orringo$50.00$50.001/25/2010 4:44:01 PM
dime-beeper$25.00$25.001/25/2010 4:43:44 PM
famous-bill$25.00$25.001/25/2010 4:46:39 PM
EnigmaNYC-29$50.00$50.001/25/2010 4:45:49 PM
credit-force5$25.00$25.001/25/2010 4:46:48 PM
seisen$100.00$100.001/25/2010 4:46:55 PM
Auburnmist$25.00$25.001/25/2010 4:47:11 PM
integrity-doctor$50.00$50.001/25/2010 4:46:10 PM
scoobiedoo$25.00$25.001/25/2010 4:48:51 PM
desertoasis$25.00$25.001/25/2010 4:46:31 PM
financial-frenzy$25.00$25.001/25/2010 4:49:44 PM
unk1911$25.00$25.001/25/2010 4:46:44 PM
Brainworm$25.00$25.001/25/2010 4:48:44 PM
dinero-mason$50.00$50.001/25/2010 4:47:06 PM
djh47a$25.00$25.001/25/2010 4:50:41 PM
whynormal$25.00$25.001/25/2010 4:50:48 PM
lounges$25.00$25.001/25/2010 4:50:05 PM
oldmora$25.00$25.001/25/2010 4:50:09 PM
yeti888$25.00$25.001/25/2010 4:50:23 PM
note-tent$25.00$25.001/25/2010 4:50:35 PM
FeedTheMachine$200.00$170.901/25/2010 4:51:27 PM
five-star-justice$36.00$36.001/25/2010 5:13:01 PM
sociallender$25.00$25.001/25/2010 5:19:16 PM
aurorafinancial$50.00$50.001/25/2010 5:26:35 PM
impressive-loan$300.00$300.001/25/2010 5:27:18 PM
orange-finance-banker$25.00$25.001/25/2010 5:30:09 PM
mdreiss$25.00$25.001/25/2010 5:28:10 PM
JustMee$25.00$25.001/25/2010 7:41:52 PM
CK1$25.00$25.001/26/2010 7:04:06 AM
foothillender$25.00$25.001/26/2010 3:27:32 PM
gpsgreg$30.00$30.001/26/2010 2:01:05 PM
SOP_Bank$25.00$25.001/26/2010 2:39:24 PM
ritwik$50.00$50.001/26/2010 2:48:59 PM
Barrayaran$25.00$25.001/26/2010 5:01:26 PM
brodav$50.00$50.001/26/2010 5:58:34 PM
Syzygy$25.00$25.001/26/2010 8:39:29 PM
ore-bada-bing$170.00$170.001/26/2010 6:47:07 PM
1SteelerFan$35.00$35.001/26/2010 7:20:00 PM
JM-Sarawak$25.00$25.001/27/2010 6:18:29 AM
asciguide$150.00$150.001/27/2010 11:18:35 AM
righteousone$100.00$100.001/27/2010 11:46:25 AM
larrkon$25.00$25.001/25/2010 4:35:02 PM
Longtermcapitalmgmt$25.00$25.001/25/2010 4:35:04 PM
enthusiastic-balance5$100.00$100.001/25/2010 4:35:20 PM
brother_tam$50.00$50.001/25/2010 4:36:07 PM
money-explorer3$25.00$25.001/25/2010 4:37:03 PM
TaraO$25.00$25.001/25/2010 4:35:06 PM
kindness-hickory5$25.00$25.001/25/2010 4:37:23 PM
gethsemane4$25.00$25.001/25/2010 4:36:40 PM
wampum-reaction2$25.00$25.001/25/2010 4:38:45 PM
tallmon$25.00$25.001/25/2010 4:39:32 PM
selfmademan$25.00$25.001/25/2010 4:39:47 PM
five-star-note$35.00$35.001/25/2010 4:40:45 PM
cloud8$25.00$25.001/25/2010 4:41:30 PM
livingaloha$25.00$25.001/25/2010 4:42:09 PM
gold-sushi$25.00$25.001/25/2010 4:40:15 PM
codemonkey7$25.00$25.001/25/2010 4:41:07 PM
forthright-dedication$100.00$100.001/25/2010 4:43:55 PM
orange-value-exec$25.00$25.001/25/2010 4:44:56 PM
SnE$25.00$25.001/25/2010 4:45:05 PM
LenderByDay$25.00$25.001/25/2010 4:45:36 PM
orange-preeminant-bill$100.00$100.001/25/2010 4:45:08 PM
teller$25.00$25.001/25/2010 4:47:18 PM
czazall$25.00$25.001/25/2010 4:47:43 PM
StarzRLimit$25.00$25.001/25/2010 4:47:49 PM
Xeam$25.00$25.001/25/2010 4:47:55 PM
janicewill$25.00$25.001/25/2010 4:48:17 PM
RebuildALife$25.00$25.001/25/2010 4:48:21 PM
drumcorpsnut$25.00$25.001/25/2010 4:48:35 PM
topher515$25.00$25.001/25/2010 4:49:01 PM
TheCount$25.00$25.001/25/2010 4:49:06 PM
treasure-bliss$100.00$100.001/25/2010 4:50:30 PM
zen1cent$25.00$25.001/25/2010 4:50:45 PM
350DGRZ$25.00$25.001/25/2010 4:49:49 PM
green-careful-community$25.00$25.001/25/2010 4:50:53 PM
bold-principal-thinker$25.00$25.001/25/2010 4:51:00 PM
silver-armada$50.00$50.001/25/2010 4:51:08 PM
AKgirl81$25.00$25.001/25/2010 4:51:18 PM
charming-point$300.00$300.001/25/2010 4:50:11 PM
listing-trapper3$50.00$50.001/25/2010 4:51:04 PM
Bank_Of_XL$100.00$100.001/25/2010 4:55:19 PM
cashhelp$25.00$25.001/25/2010 4:58:24 PM
robot777$40.00$40.001/25/2010 5:13:09 PM
zento$25.00$25.001/25/2010 5:18:05 PM
SolarMoonshine$25.00$25.001/25/2010 5:21:06 PM
nomad54$25.00$25.001/25/2010 6:21:12 PM
unger$50.00$50.001/25/2010 7:28:33 PM
Bob450$50.00$50.001/25/2010 8:45:08 PM
Top_Gun_Lender$31.85$31.851/26/2010 7:25:32 AM
roi-advantage$25.00$25.001/26/2010 10:10:38 AM
grafton$250.00$250.001/26/2010 11:18:14 AM
serene-capital$25.00$25.001/26/2010 11:47:07 AM
dollardave$31.53$31.531/26/2010 11:56:34 AM
JohnWS$55.00$55.001/26/2010 3:07:31 PM
Tai$25.00$25.001/26/2010 5:12:25 PM
IUnkn0wn$25.00$25.001/27/2010 10:04:34 AM
dm82$39.72$39.721/27/2010 12:26:40 PM
interstellar$50.00$50.001/27/2010 2:19:34 PM
sigep787$25.00$25.001/27/2010 9:03:37 PM
MSTCOURTJESTER$50.00$50.001/28/2010 4:00:05 AM
110 bids