Sales Report:Supplement No. 124 dated Jan 27, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
263178
This series of Notes was issued and sold upon the funding of the borrower loan #40606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 31.34% |
Starting borrower rate/APR:
| 32.34% / 34.75% |
Starting monthly payment:
| $524.92 |
|
Final lender yield:
| 31.34% |
Final borrower rate/APR:
| 32.34% / 34.75% |
Final monthly payment:
| $524.92 |
| |
|
Auction yield range:
| 11.06% - 31.34% |
Estimated loss impact:
| 10.79% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.55% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 19
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $56,415 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| floridaguy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Nov-2007)
560-579
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Pay off High Interest Credit Cards
I wish to pay off high interest credit cards. I paid off a previous Prosper loan early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please indicate how you have so much revolving debt, and why your bankcard utilization is so high. Have you made lifestyle changes to avoid additional revolving debt in the future? Thanks much - reflective-rupee
A:
I simply made some mistakes in my money management that I'm in the process iof correcting. I have but together a budget to make this happen. My immediate goal is to get my credit scores up so I can do a refinance that will save me near $2,000 a month. This savings, along with other savings from lifestyle changes will be used to pay down the revolving debt.
(Jan-19-2010)
Q:
Please describe, in some detail, the nature and stability of your profession, your employment and your employer. Thanks and best wishes. - reflective-rupee
A:
I work for a division of the 4th largest media company in the U.S. I supervise a staff of 10 who produce advertising for television. I have a contract that guarantees my salary through August 2011.
(Jan-19-2010)
Q:
How soon will you repay this loan? Thanks - RecoveryLender
A:
In 12 months.
(Jan-21-2010)
Q:
Please indicate the amount of mortgage and HELOC debt your have on your house. Please indicate the current value of your home (feel free to use zillow.com). What is the interest rate on your mortgage? Is it fixed? Thanks much. - reflective-rupee
A:
Mortgage: $349, 445. No HELOC. Zillow value: $307,000---Fixed rate: 10.375. One of my goals is to pay off the revolving debt to improve my credit score so I can do a refinance to save 2K a month in interest.
(Jan-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 1/19/2010 10:19:12 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 10:50:45 AM |
| fortytwo | $200.00 | $200.00 | 1/19/2010 11:04:19 AM |
| flexible-economy2 | $100.00 | $100.00 | 1/19/2010 11:36:57 AM |
| larryboy10 | $25.00 | $25.00 | 1/19/2010 11:48:43 AM |
| bdruss | $25.00 | $25.00 | 1/19/2010 11:51:08 AM |
| nickel-mad-scientist | $25.00 | $25.00 | 1/19/2010 12:00:53 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/19/2010 4:33:23 PM |
| ptjg | $50.00 | $50.00 | 1/19/2010 4:55:29 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 7:24:19 PM |
| Bob450 | $50.00 | $50.00 | 1/20/2010 9:24:38 AM |
| BradP | $50.00 | $50.00 | 1/20/2010 1:08:20 PM |
| reflective-rupee | $500.00 | $500.00 | 1/20/2010 2:04:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/20/2010 6:02:17 PM |
| Capit0l | $25.00 | $25.00 | 1/21/2010 9:45:54 AM |
| reflective-rupee | $100.00 | $100.00 | 1/21/2010 1:00:10 PM |
| 113121 | $25.00 | $25.00 | 1/21/2010 7:05:34 PM |
| Iceman1347 | $25.00 | $25.00 | 1/22/2010 10:08:03 AM |
| Skeptical-one | $50.00 | $50.00 | 1/22/2010 12:06:08 PM |
| commerce-stronghold | $50.00 | $50.00 | 1/22/2010 11:31:10 AM |
| thomas16882004 | $25.00 | $25.00 | 1/22/2010 12:10:37 PM |
| credit-sasquatch3 | $25.00 | $25.00 | 1/22/2010 4:32:49 PM |
| dslobbs | $33.39 | $33.39 | 1/22/2010 6:41:19 PM |
| DasMula | $100.00 | $100.00 | 1/22/2010 6:48:04 PM |
| zone6 | $244.36 | $244.36 | 1/22/2010 7:52:39 PM |
| heroic-benefit | $100.00 | $100.00 | 1/22/2010 9:53:45 PM |
| micloans | $58.86 | $58.86 | 1/23/2010 9:10:47 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/23/2010 10:06:53 AM |
| lucrative-durability | $25.00 | $25.00 | 1/23/2010 11:21:53 AM |
| onecooldrink | $25.00 | $25.00 | 1/23/2010 12:50:15 PM |
| E-B | $50.00 | $50.00 | 1/23/2010 1:32:41 PM |
| visionary-deal3 | $100.00 | $100.00 | 1/23/2010 3:31:32 PM |
| wyobeads | $25.00 | $25.00 | 1/23/2010 4:34:20 PM |
| Dan77 | $25.00 | $25.00 | 1/23/2010 7:10:07 PM |
| muirheaj | $25.00 | $25.00 | 1/23/2010 9:06:58 PM |
| intelligent-yield | $25.00 | $25.00 | 1/24/2010 12:57:46 AM |
| shawnw2 | $50.00 | $50.00 | 1/24/2010 5:29:19 AM |
| GlenBank | $150.00 | $150.00 | 1/24/2010 8:06:05 AM |
| Galdis | $25.00 | $25.00 | 1/24/2010 8:59:14 AM |
| JiggaJoeyS | $33.75 | $33.75 | 1/24/2010 9:10:01 AM |
| lend42013 | $25.00 | $25.00 | 1/24/2010 11:47:58 AM |
| agreement-network | $100.00 | $100.00 | 1/24/2010 4:49:37 PM |
| sturdy-peace9 | $50.00 | $50.00 | 1/24/2010 7:30:52 PM |
| five-star-note | $35.00 | $35.00 | 1/24/2010 8:36:09 PM |
| Zipcut | $75.00 | $75.00 | 1/24/2010 9:03:11 PM |
| Graven33 | $35.07 | $35.07 | 1/24/2010 11:49:03 PM |
| martymaniaman | $34.64 | $34.64 | 1/25/2010 6:16:30 AM |
| nalaari | $100.00 | $100.00 | 1/25/2010 6:25:24 AM |
| chameleon125 | $25.00 | $25.00 | 1/25/2010 7:49:27 AM |
| Leshan | $100.00 | $100.00 | 1/25/2010 7:40:34 AM |
| mercuriant | $25.00 | $25.00 | 1/25/2010 8:49:31 AM |
| LibbyZ | $50.00 | $50.00 | 1/25/2010 10:35:24 AM |
| SqueezeKing | $25.00 | $25.00 | 1/25/2010 11:11:02 AM |
| professional-finance | $25.00 | $25.00 | 1/25/2010 1:38:24 PM |
| well-mannered-income3 | $75.00 | $75.00 | 1/25/2010 3:01:34 PM |
| quicksilver70 | $25.00 | $25.00 | 1/25/2010 4:35:40 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/25/2010 4:54:47 PM |
| credit-missile | $50.00 | $50.00 | 1/25/2010 5:04:50 PM |
| credit-missile | $61.46 | $61.46 | 1/25/2010 5:09:01 PM |
| lender12345 | $25.00 | $25.00 | 1/25/2010 6:09:46 PM |
| squarebob | $25.00 | $25.00 | 1/25/2010 5:45:04 PM |
| squarebob | $25.00 | $25.00 | 1/25/2010 5:44:37 PM |
| supreme-hope | $25.00 | $25.00 | 1/25/2010 6:06:29 PM |
| champ079 | $50.00 | $50.00 | 1/25/2010 7:06:23 PM |
| Your_Bank | $25.00 | $25.00 | 1/25/2010 6:57:53 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:42:43 PM |
| 1traveler | $25.00 | $25.00 | 1/25/2010 11:30:28 PM |
| atlrealtor | $50.00 | $50.00 | 1/25/2010 9:21:39 PM |
| Zipcut | $55.14 | $55.14 | 1/26/2010 12:10:14 AM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:42:18 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:42:57 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:43:27 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:44:05 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:44:32 PM |
| Carne_Chung | $25.00 | $25.00 | 1/26/2010 1:03:20 AM |
| 113121 | $100.00 | $100.00 | 1/26/2010 6:05:24 AM |
| tdixon7210 | $100.00 | $100.00 | 1/26/2010 6:06:11 AM |
| ayiticheri | $25.00 | $25.00 | 1/26/2010 3:54:41 AM |
| LAKETIME | $25.00 | $25.00 | 1/26/2010 4:50:32 AM |
| circustab | $50.00 | $50.00 | 1/26/2010 5:58:48 AM |
| 113121 | $100.00 | $100.00 | 1/26/2010 6:06:14 AM |
| 113121 | $50.00 | $50.00 | 1/26/2010 6:07:42 AM |
| The-CAPS-fan | $50.00 | $50.00 | 1/26/2010 7:19:06 AM |
| FundsSmith | $254.92 | $254.92 | 1/26/2010 8:01:57 AM |
| Mikale360 | $25.00 | $25.00 | 1/26/2010 8:35:06 AM |
| umfan123 | $25.00 | $25.00 | 1/26/2010 7:51:42 AM |
| RecoveryLender | $25.00 | $25.00 | 1/26/2010 7:31:20 AM |
| Toastmaster007 | $25.00 | $25.00 | 1/26/2010 8:32:28 AM |
| DasMula | $100.00 | $100.00 | 1/26/2010 8:55:12 AM |
| unger | $50.00 | $50.00 | 1/26/2010 9:37:24 AM |
| nilonc1 | $300.00 | $300.00 | 1/26/2010 9:55:41 AM |
| genuine-money | $50.00 | $50.00 | 1/26/2010 9:51:04 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 10:50:31 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 10:45:48 AM |
| frugalinvestor20 | $25.00 | $25.00 | 1/19/2010 11:27:18 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:42:22 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 7:25:00 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 7:24:32 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 7:24:47 PM |
| zento | $25.00 | $25.00 | 1/19/2010 9:41:10 PM |
| 371millwood | $200.00 | $200.00 | 1/19/2010 8:37:11 PM |
| fund-dragster | $25.00 | $25.00 | 1/20/2010 6:26:39 AM |
| well-mannered-income3 | $30.00 | $30.00 | 1/20/2010 3:24:09 PM |
| return-grizzly | $100.00 | $100.00 | 1/21/2010 11:32:10 AM |
| orange-finance-banker | $25.00 | $25.00 | 1/21/2010 1:35:55 PM |
| SFBank | $200.00 | $200.00 | 1/21/2010 4:15:45 PM |
| Peterman | $100.00 | $100.00 | 1/21/2010 7:49:26 PM |
| uvumf | $30.68 | $30.68 | 1/21/2010 8:30:11 PM |
| smart-gain | $25.00 | $25.00 | 1/22/2010 9:38:40 AM |
| commerce-stronghold | $50.00 | $50.00 | 1/22/2010 11:27:54 AM |
| commerce-stronghold | $50.00 | $50.00 | 1/22/2010 11:26:40 AM |
| commerce-stronghold | $50.00 | $50.00 | 1/22/2010 11:29:51 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/22/2010 4:02:03 PM |
| Marfloogan | $25.00 | $25.00 | 1/22/2010 4:29:26 PM |
| piter-to-la-investment | $50.00 | $50.00 | 1/22/2010 5:02:29 PM |
| b-rent | $25.00 | $25.00 | 1/22/2010 5:32:37 PM |
| admirable-credit | $25.00 | $25.00 | 1/22/2010 5:35:06 PM |
| Kash2010lu | $25.00 | $25.00 | 1/22/2010 7:40:56 PM |
| selector568 | $150.00 | $150.00 | 1/22/2010 7:58:18 PM |
| Capit0l | $25.00 | $25.00 | 1/22/2010 8:09:17 PM |
| trade77 | $25.00 | $25.00 | 1/23/2010 6:04:34 AM |
| bankbuddy55 | $25.00 | $25.00 | 1/23/2010 8:15:15 AM |
| trumpeter5 | $100.00 | $100.00 | 1/23/2010 10:54:53 AM |
| Baldcop | $100.00 | $100.00 | 1/23/2010 3:01:02 PM |
| DRBFinancing | $25.00 | $25.00 | 1/23/2010 6:08:06 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/23/2010 5:35:49 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/23/2010 7:11:54 PM |
| NYretire | $25.00 | $25.00 | 1/23/2010 10:09:25 PM |
| agd2006 | $25.00 | $25.00 | 1/24/2010 5:58:17 AM |
| squarebob | $25.00 | $25.00 | 1/24/2010 9:54:18 AM |
| three-for-6 | $187.97 | $187.97 | 1/24/2010 11:02:51 AM |
| reflective-rupee | $600.00 | $2.09 | 1/24/2010 5:36:32 PM |
| penny-surgeon | $25.00 | $25.00 | 1/24/2010 8:37:51 PM |
| credit-missile | $150.00 | $150.00 | 1/24/2010 8:32:17 PM |
| well-mannered-income3 | $75.00 | $75.00 | 1/24/2010 8:36:20 PM |
| thomas16882004 | $175.00 | $175.00 | 1/24/2010 10:13:09 PM |
| Aberdeen | $300.00 | $300.00 | 1/24/2010 8:37:50 PM |
| buffalobills | $25.00 | $25.00 | 1/25/2010 7:58:27 AM |
| coin-spilunker | $25.00 | $25.00 | 1/25/2010 9:16:58 AM |
| leverage-monger | $25.00 | $25.00 | 1/25/2010 9:18:55 AM |
| Ronnieboy888 | $25.00 | $25.00 | 1/25/2010 10:52:50 AM |
| attractive-rate | $25.00 | $25.00 | 1/25/2010 11:52:30 AM |
| nalaari | $34.39 | $34.39 | 1/25/2010 1:40:37 PM |
| jybank | $25.00 | $25.00 | 1/25/2010 2:50:54 PM |
| skillful-asset5 | $100.00 | $100.00 | 1/25/2010 4:16:09 PM |
| sensible-fund | $30.00 | $30.00 | 1/25/2010 4:29:11 PM |
| innovator2 | $80.78 | $80.78 | 1/25/2010 6:09:19 PM |
| squarebob | $25.00 | $25.00 | 1/25/2010 5:45:24 PM |
| WMY-Investor | $200.00 | $200.00 | 1/25/2010 7:10:29 PM |
| five-star-note | $70.41 | $70.41 | 1/25/2010 7:13:37 PM |
| Isotope | $25.00 | $25.00 | 1/25/2010 7:30:43 PM |
| Rip128 | $25.00 | $25.00 | 1/25/2010 8:11:43 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:44:46 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/26/2010 12:03:14 AM |
| GuardianAngel | $50.00 | $50.00 | 1/25/2010 9:18:33 PM |
| divergregg | $25.00 | $25.00 | 1/25/2010 11:28:07 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:42:31 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:43:15 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:44:18 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:45:11 PM |
| danza | $25.00 | $25.00 | 1/25/2010 11:37:02 PM |
| seineil | $25.00 | $25.00 | 1/26/2010 12:58:27 AM |
| FrogAndToad | $70.00 | $70.00 | 1/26/2010 5:13:34 AM |
| 113121 | $100.00 | $100.00 | 1/26/2010 6:05:47 AM |
| 113121 | $100.00 | $100.00 | 1/26/2010 6:06:38 AM |
| nalaari | $25.00 | $25.00 | 1/26/2010 5:10:50 AM |
| loan-fate | $25.00 | $25.00 | 1/26/2010 5:27:10 AM |
| verticalhorizon | $31.78 | $31.78 | 1/26/2010 5:00:39 AM |
| patriot384 | $27.00 | $27.00 | 1/26/2010 5:09:51 AM |
| nalaari | $150.00 | $150.00 | 1/26/2010 5:13:37 AM |
| fund-dragster | $25.00 | $25.00 | 1/26/2010 5:51:01 AM |
| rate-hickory | $25.00 | $25.00 | 1/26/2010 7:01:54 AM |
| PHUCKYOUAZZHOLE | $25.00 | $25.00 | 1/26/2010 7:33:36 AM |
| Trespass4 | $60.00 | $60.00 | 1/26/2010 8:23:24 AM |
| fireman4 | $27.00 | $27.00 | 1/26/2010 7:45:02 AM |
| branaa99 | $25.00 | $25.00 | 1/26/2010 8:37:27 AM |
| quest0 | $100.00 | $100.00 | 1/26/2010 8:57:17 AM |
| realtormoises | $25.00 | $25.00 | 1/26/2010 8:05:12 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/26/2010 9:46:39 AM |
| CaliforniaSun | $25.00 | $25.00 | 1/26/2010 9:16:24 AM |
| arzan | $300.00 | $300.00 | 1/26/2010 9:27:19 AM |
| bevans | $25.00 | $25.00 | 1/26/2010 9:53:02 AM |
| leverage-monger | $63.00 | $63.00 | 1/26/2010 9:54:09 AM |
| justice-officer | $50.00 | $50.00 | 1/26/2010 9:50:48 AM |
| skillful-asset5 | $75.00 | $75.00 | 1/26/2010 9:52:25 AM |
| DMKAssetManagement | $33.31 | $33.31 | 1/26/2010 9:57:46 AM |
| 186 bids
|
Borrower Payment Dependent Notes Series
442470
This series of Notes was issued and sold upon the funding of the borrower loan #40603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jan-13-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $73.31 |
| |
|
Auction yield range:
| 14.06% - 34.00% |
Estimated loss impact:
| 14.79% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.21% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tent952 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for Art University
Purpose of loan:
This loan will be used to make sure that there will be no hiccups so to speak in the next two years while going back to school. Basically a little piece of mind as I embark on finishing my degree. That and to help build my credit score. After speaking with a financial advisor this seems to be a steady credit builder without taking on credit cards and such.
My financial situation:
I am a good candidate for this loan because as you can see by my profile pic I've gone past the crayon stage of what I can do in this field. (Well I hope anyway)
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $0
??Car expenses: $0
??Utilities: $20
??Phone, cable, internet: $120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $0
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
the-debt-fluffy-bunny has bid a total of
$1,500.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Can you please explain the public record/bankruptcy. thanks. - kapitalx
A:
I haven't claimed bankruptcy and have all three print outs of my credit report with nothing showing as to what this may be. It might be something from when I had some fraudulent charges made with my personal info back in 2000. This is the reason for my very low score as of now.
(Jan-14-2010)
Q:
Please explain how you will be paying for the loan payments until you can obtain a job. Thanks. - ultimate-peace
A:
I have two jobs. I work in retail and at a gym. Starting Feb. 1st I'll be in school full time as well.
(Jan-20-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kash2010lu | $25.00 | $25.00 | 1/19/2010 7:33:56 AM |
| the-debt-fluffy-bunny | $500.00 | $500.00 | 1/19/2010 12:07:29 PM |
| realtormoises | $25.00 | $25.00 | 1/20/2010 7:20:49 AM |
| Leshan | $25.00 | $25.00 | 1/20/2010 11:38:37 AM |
| asset-control2 | $50.00 | $50.00 | 1/20/2010 3:34:21 PM |
| the-debt-fluffy-bunny | $200.00 | $200.00 | 1/20/2010 3:37:19 PM |
| wild-orange | $25.00 | $25.00 | 1/20/2010 11:26:58 AM |
| the-debt-fluffy-bunny | $500.00 | $500.00 | 1/13/2010 4:58:16 PM |
| Robbdogg | $25.00 | $25.00 | 1/20/2010 8:18:23 AM |
| the-debt-fluffy-bunny | $300.00 | $300.00 | 1/20/2010 3:35:55 PM |
| Capit0l | $25.00 | $25.00 | 1/20/2010 4:04:52 PM |
| ultimate-peace | $450.00 | $300.00 | 1/20/2010 4:04:06 PM |
| 12 bids
|
Borrower Payment Dependent Notes Series
442510
This series of Notes was issued and sold upon the funding of the borrower loan #40568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-14-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $78.80 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $78.75 |
| |
|
Auction yield range:
| 4.06% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Jan-2010) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $480 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dj44 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,400.00 | < mo. late:
| 1
( 7% )
| 800-819
(Sep-2008)
|
|
Principal balance:
| $1,071.43 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
pay off taxes
This borrower was not required to write a description based on the listing's likelihood to fund.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| msbutah | $25.00 | $25.00 | 1/14/2010 4:22:17 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/14/2010 4:21:18 PM |
| Swabjockey | $25.00 | $25.00 | 1/14/2010 4:24:11 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/14/2010 4:25:01 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/14/2010 4:31:38 PM |
| neenerman | $75.00 | $75.00 | 1/14/2010 4:32:09 PM |
| lean-velocity | $25.00 | $25.00 | 1/14/2010 4:32:17 PM |
| 18th_beachbum | $50.00 | $50.00 | 1/14/2010 4:40:15 PM |
| first-upright-payout | $50.00 | $50.00 | 1/14/2010 4:40:37 PM |
| Gibbyland | $100.00 | $100.00 | 1/14/2010 4:41:24 PM |
| figs4u2 | $80.00 | $80.00 | 1/14/2010 4:41:35 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/14/2010 4:41:53 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/14/2010 4:42:19 PM |
| mikeandcat | $100.00 | $100.00 | 1/14/2010 4:42:30 PM |
| friendly-market5 | $25.00 | $25.00 | 1/14/2010 4:39:37 PM |
| thedoctor | $77.40 | $77.40 | 1/14/2010 4:39:53 PM |
| Goodlender42 | $25.00 | $25.00 | 1/14/2010 4:43:15 PM |
| majestic-dedication | $50.00 | $50.00 | 1/14/2010 4:40:04 PM |
| schpere | $30.00 | $30.00 | 1/14/2010 4:43:20 PM |
| jbaum | $100.00 | $100.00 | 1/14/2010 4:40:09 PM |
| lloyd_s | $25.00 | $25.00 | 1/14/2010 4:40:22 PM |
| personal-lender | $25.00 | $25.00 | 1/14/2010 4:40:31 PM |
| credit-force5 | $25.00 | $25.00 | 1/14/2010 4:40:57 PM |
| bchen78875 | $50.00 | $50.00 | 1/14/2010 4:41:46 PM |
| toblerone | $50.00 | $50.00 | 1/14/2010 4:42:59 PM |
| Cai8899 | $75.00 | $22.60 | 1/14/2010 4:43:25 PM |
| marwadi-62 | $80.00 | $80.00 | 1/16/2010 9:55:23 AM |
| vine99 | $100.00 | $100.00 | 1/16/2010 3:58:37 PM |
| truth-futurist | $50.00 | $50.00 | 1/16/2010 9:23:04 PM |
| wwwUniversal | $25.00 | $25.00 | 1/19/2010 7:18:19 PM |
| 1SteelerFan | $25.00 | $25.00 | 1/19/2010 11:19:38 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/14/2010 4:21:37 PM |
| kenji4861 | $25.00 | $25.00 | 1/14/2010 4:32:04 PM |
| unk1911 | $25.00 | $25.00 | 1/14/2010 4:39:41 PM |
| gold-commander0 | $50.00 | $50.00 | 1/14/2010 4:40:44 PM |
| elasermd | $50.00 | $50.00 | 1/14/2010 4:39:23 PM |
| rjblack | $50.00 | $50.00 | 1/14/2010 4:39:11 PM |
| buukyak | $25.00 | $25.00 | 1/14/2010 4:42:55 PM |
| meenan | $25.00 | $25.00 | 1/14/2010 4:39:57 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/14/2010 4:40:51 PM |
| junctionking | $25.00 | $25.00 | 1/14/2010 4:40:48 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/14/2010 4:41:08 PM |
| kulender | $30.00 | $30.00 | 1/14/2010 4:41:15 PM |
| Katburg | $50.00 | $50.00 | 1/14/2010 4:41:57 PM |
| gulch | $35.00 | $35.00 | 1/14/2010 4:42:04 PM |
| leodaguy | $25.00 | $25.00 | 1/14/2010 4:42:09 PM |
| Kaj | $30.00 | $30.00 | 1/14/2010 4:42:36 PM |
| AF-Chief | $35.00 | $35.00 | 1/14/2010 4:42:43 PM |
| shamrocker | $25.00 | $25.00 | 1/14/2010 4:42:49 PM |
| wampum-optimization | $50.00 | $50.00 | 1/14/2010 4:43:04 PM |
| amit_gu | $50.00 | $50.00 | 1/15/2010 7:57:19 AM |
| LittleMingo | $25.00 | $25.00 | 1/15/2010 4:26:33 AM |
| BrighterSuns | $25.00 | $25.00 | 1/16/2010 12:48:48 PM |
| exchange-cowbell5 | $80.00 | $80.00 | 1/17/2010 1:39:34 PM |
| Syzygy | $25.00 | $25.00 | 1/17/2010 10:36:42 PM |
| HealthAndSafety | $50.00 | $50.00 | 1/18/2010 9:00:45 AM |
| maj0508 | $100.00 | $100.00 | 1/18/2010 11:05:58 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/19/2010 7:24:03 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/19/2010 7:43:37 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
442778
This series of Notes was issued and sold upon the funding of the borrower loan #40565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $121.96 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $121.87 |
| |
|
Auction yield range:
| 3.06% - 5.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 24y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| revenue-implementer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free
Purpose of loan:
This loan will allow for a bridge loan. This is being sought to to pay off two items: income taxes ($2,000) and a higher than usual car repair bill (roughly $2,000). I have always been very conscientious about my credit obligations. I plan on remaining employed until my retirement in ten years.
My financial situation: I was expecting a tax return and not having to pay additional taxes. My car repair is also an unexpected item, but very necessary.
I am a good candidate for this loan because my credit history reflects that I have always paid what I owe. I am asking for a personal loan to make life a little less stressful. I have taught for many years and enjoy my profession. I also intend to help others through Prosper when I get over this hump. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:15 AM |
| discrete-asset | $25.00 | $25.00 | 1/19/2010 10:26:37 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:40 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:24 AM |
| larrybird | $100.00 | $100.00 | 1/19/2010 10:53:51 AM |
| buckyhead2000 | $25.00 | $25.00 | 1/19/2010 10:55:56 AM |
| outtahoth2o | $100.00 | $100.00 | 1/19/2010 10:56:47 AM |
| Mav26 | $250.00 | $250.00 | 1/19/2010 10:56:39 AM |
| rjblack | $50.00 | $50.00 | 1/19/2010 11:26:04 AM |
| meenan | $25.00 | $25.00 | 1/19/2010 11:27:38 AM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 11:28:20 AM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 11:29:01 AM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 11:29:13 AM |
| bchen78875 | $50.00 | $50.00 | 1/19/2010 11:30:56 AM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 11:27:01 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:27:16 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 11:32:02 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:28:27 AM |
| Kaj | $30.00 | $30.00 | 1/19/2010 11:32:30 AM |
| toblerone | $50.00 | $50.00 | 1/19/2010 11:33:09 AM |
| buukyak | $25.00 | $25.00 | 1/19/2010 11:32:44 AM |
| wampum-optimization | $50.00 | $50.00 | 1/19/2010 11:33:25 AM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 11:30:49 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/19/2010 11:31:25 AM |
| SNH | $50.00 | $50.00 | 1/19/2010 11:35:29 AM |
| blooming-market | $25.00 | $25.00 | 1/19/2010 11:36:03 AM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 11:31:46 AM |
| mlopez2007 | $50.00 | $50.00 | 1/19/2010 11:36:52 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:37:28 AM |
| heroic-platinum | $25.00 | $25.00 | 1/19/2010 11:37:38 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 11:37:56 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 11:38:11 AM |
| market-builder | $25.00 | $25.00 | 1/19/2010 11:34:40 AM |
| AmericanCredit | $25.00 | $25.00 | 1/19/2010 11:39:39 AM |
| Jassi | $25.00 | $25.00 | 1/19/2010 11:40:30 AM |
| jsw7us | $50.00 | $17.77 | 1/19/2010 11:42:18 AM |
| financelover | $50.00 | $50.00 | 1/19/2010 11:38:35 AM |
| robinw777 | $25.00 | $25.00 | 1/19/2010 3:35:33 PM |
| noaudgrs | $38.00 | $38.00 | 1/19/2010 1:58:42 PM |
| gavinsp | $25.00 | $25.00 | 1/20/2010 2:04:55 PM |
| springpanda | $25.00 | $25.00 | 1/20/2010 11:05:54 PM |
| fabeasy | $100.00 | $100.00 | 1/21/2010 10:48:17 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/23/2010 7:15:16 AM |
| RandyL3 | $50.00 | $50.00 | 1/23/2010 10:42:38 AM |
| ualdriver | $28.23 | $28.23 | 1/24/2010 10:49:21 PM |
| affert | $50.00 | $50.00 | 1/25/2010 6:45:56 AM |
| SchaeferJ | $25.00 | $25.00 | 1/25/2010 11:34:20 AM |
| Lender0307 | $25.00 | $25.00 | 1/25/2010 10:46:35 AM |
| dhallii | $40.00 | $40.00 | 1/25/2010 11:04:57 AM |
| conductor146 | $25.00 | $25.00 | 1/25/2010 11:23:21 AM |
| UCSBGAUCHOS | $30.00 | $30.00 | 1/25/2010 1:19:36 PM |
| YummiBear | $25.00 | $25.00 | 1/25/2010 6:08:31 PM |
| hellasow | $25.00 | $25.00 | 1/25/2010 6:29:02 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 1/25/2010 7:32:06 PM |
| elevated-finance | $25.00 | $25.00 | 1/25/2010 8:31:24 PM |
| dbanwart | $25.00 | $25.00 | 1/26/2010 7:43:36 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/26/2010 9:51:30 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:36 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:29:45 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 11:29:59 AM |
| kulender | $30.00 | $30.00 | 1/19/2010 11:30:10 AM |
| gulch | $35.00 | $35.00 | 1/19/2010 11:31:35 AM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 11:27:53 AM |
| AF-Chief | $35.00 | $35.00 | 1/19/2010 11:32:40 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:29:27 AM |
| Goodlender42 | $25.00 | $25.00 | 1/19/2010 11:33:27 AM |
| schpere | $30.00 | $30.00 | 1/19/2010 11:33:52 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:34:09 AM |
| Gibbyland | $100.00 | $100.00 | 1/19/2010 11:30:33 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:34:59 AM |
| bowdish1 | $100.00 | $100.00 | 1/19/2010 11:35:11 AM |
| nuclearmoose | $25.00 | $25.00 | 1/19/2010 11:35:38 AM |
| mikeandcat | $100.00 | $100.00 | 1/19/2010 11:32:07 AM |
| dealarella | $25.00 | $25.00 | 1/19/2010 11:36:23 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/19/2010 11:36:17 AM |
| Cai8899 | $75.00 | $75.00 | 1/19/2010 11:33:58 AM |
| promiser200 | $25.00 | $25.00 | 1/19/2010 11:39:09 AM |
| DukSerduk | $25.00 | $25.00 | 1/19/2010 11:39:44 AM |
| mmqc | $25.00 | $25.00 | 1/19/2010 11:35:49 AM |
| gracej | $25.00 | $25.00 | 1/19/2010 11:40:37 AM |
| highcountry1 | $25.00 | $25.00 | 1/19/2010 11:40:44 AM |
| kmr2 | $60.00 | $60.00 | 1/19/2010 11:41:36 AM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 11:38:30 AM |
| alpinaut | $25.00 | $25.00 | 1/19/2010 11:40:13 AM |
| dma1206 | $25.00 | $25.00 | 1/19/2010 12:00:47 PM |
| Dan4703 | $25.00 | $25.00 | 1/19/2010 3:06:27 PM |
| kgeezy | $63.00 | $63.00 | 1/20/2010 12:04:34 PM |
| elevated-finance | $25.00 | $25.00 | 1/21/2010 6:27:49 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 1/22/2010 2:04:40 PM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 3:35:34 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/22/2010 4:07:34 PM |
| all_of_that_one | $30.00 | $30.00 | 1/22/2010 6:51:43 PM |
| cristy05 | $25.00 | $25.00 | 1/23/2010 12:27:56 PM |
| missgina | $25.00 | $25.00 | 1/23/2010 1:29:00 PM |
| serene-truth2 | $25.00 | $25.00 | 1/23/2010 12:46:44 PM |
| finance-burger | $25.00 | $25.00 | 1/24/2010 4:37:37 AM |
| Chewbaca | $25.00 | $25.00 | 1/24/2010 10:49:09 AM |
| Lefty_the_Lender | $50.00 | $50.00 | 1/24/2010 4:33:39 PM |
| Kelor99 | $25.00 | $25.00 | 1/24/2010 6:20:34 PM |
| Richmp412 | $25.00 | $25.00 | 1/25/2010 7:42:08 AM |
| P2PHelper | $25.00 | $25.00 | 1/25/2010 9:24:26 AM |
| moneytolend72 | $50.00 | $50.00 | 1/25/2010 9:28:44 AM |
| kf88 | $28.00 | $28.00 | 1/25/2010 1:47:56 PM |
| bankar | $25.00 | $25.00 | 1/25/2010 4:03:20 PM |
| lakrav | $25.00 | $25.00 | 1/25/2010 11:50:06 PM |
| thebadpelican | $50.00 | $50.00 | 1/26/2010 9:01:15 AM |
| 106 bids
|
Borrower Payment Dependent Notes Series
442840
This series of Notes was issued and sold upon the funding of the borrower loan #40608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-25-2010 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $431.81 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $431.50 |
| |
|
Auction yield range:
| 4.06% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Jan-2010) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 50 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,215 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| attentive-greenback6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off cerdit card debt.?
My financial situation:
My situation is probley like alot of people on this site.? I am a professional?and Trustworthy person.? I make a good living, but I am not getting anywhere paying off credit card debt.? I will not be making new debt once the cards are paid.? I took on the majority of this debt?trying to?get my wife?through?college.? I have made good progress over the last couple of years, but I want to stop paying the high intrest rates on the cards and get it all into one payment. Currently I am paying double or triple the min payment on the credit cards and I am spending $750 per month.??
Current monthly bills
House,?and house expenses?$1100
Car $500
Credit Cards $750
Phones $150
Student Loans $250
Daycare $440
Other Living Expense $550
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MrDavid | $25.00 | $25.00 | 1/19/2010 10:04:41 AM |
| Tavita | $25.00 | $25.00 | 1/19/2010 10:03:14 AM |
| WolRab | $100.00 | $100.00 | 1/19/2010 10:08:36 AM |
| julijask | $35.00 | $35.00 | 1/19/2010 10:09:03 AM |
| Pasagam | $25.00 | $25.00 | 1/19/2010 10:09:15 AM |
| vigilance-accruer | $25.00 | $25.00 | 1/19/2010 10:09:41 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:13 AM |
| bogart2277 | $25.00 | $25.00 | 1/19/2010 10:21:12 AM |
| upbeat-investment9 | $25.00 | $25.00 | 1/19/2010 10:22:11 AM |
| aneley777 | $25.00 | $25.00 | 1/19/2010 10:23:05 AM |
| elephantparty | $25.00 | $25.00 | 1/19/2010 10:23:26 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 10:23:47 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 10:24:16 AM |
| happyinvallarta | $50.00 | $50.00 | 1/19/2010 10:23:16 AM |
| dm_invest | $25.00 | $25.00 | 1/19/2010 10:25:47 AM |
| The_Donald | $25.00 | $25.00 | 1/19/2010 10:23:35 AM |
| credible-durability | $25.00 | $25.00 | 1/19/2010 10:27:20 AM |
| plentiful-reward | $50.00 | $50.00 | 1/19/2010 10:26:47 AM |
| oaktown23 | $50.00 | $50.00 | 1/19/2010 10:24:08 AM |
| ClearLake | $25.00 | $25.00 | 1/19/2010 10:28:02 AM |
| walabie | $25.00 | $25.00 | 1/19/2010 10:27:36 AM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 10:24:44 AM |
| rlcot | $25.00 | $25.00 | 1/19/2010 10:25:05 AM |
| peso-colonel | $90.00 | $90.00 | 1/19/2010 10:26:09 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/19/2010 10:27:10 AM |
| mmckune | $25.00 | $25.00 | 1/19/2010 10:28:12 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:39 AM |
| tallcoolone | $50.00 | $50.00 | 1/19/2010 10:37:09 AM |
| Interloper | $25.00 | $25.00 | 1/19/2010 10:39:53 AM |
| duty-sensai | $25.00 | $25.00 | 1/19/2010 10:41:19 AM |
| geniusj | $25.00 | $25.00 | 1/19/2010 10:41:43 AM |
| honorable-yield | $50.00 | $50.00 | 1/19/2010 10:42:48 AM |
| brooklynjoe | $25.00 | $25.00 | 1/19/2010 10:43:48 AM |
| friendly-gold | $25.00 | $25.00 | 1/19/2010 10:44:03 AM |
| bold-principal-thinker | $25.00 | $25.00 | 1/19/2010 10:44:24 AM |
| HamachiMan | $25.00 | $25.00 | 1/19/2010 10:47:01 AM |
| carlover | $25.00 | $25.00 | 1/19/2010 10:47:16 AM |
| don8ter | $25.00 | $25.00 | 1/19/2010 10:40:59 AM |
| gravity-powered-air-cooled | $25.00 | $25.00 | 1/19/2010 10:47:55 AM |
| balance-voyager | $100.00 | $100.00 | 1/19/2010 10:46:57 AM |
| coin-enclave | $25.00 | $25.00 | 1/19/2010 10:48:14 AM |
| felicity-synapse | $25.00 | $25.00 | 1/19/2010 10:48:56 AM |
| aasx1108 | $25.00 | $25.00 | 1/19/2010 10:49:20 AM |
| mtquan | $25.00 | $25.00 | 1/19/2010 10:48:28 AM |
| E_G | $30.00 | $30.00 | 1/19/2010 10:50:06 AM |
| Veloce | $25.00 | $25.00 | 1/19/2010 10:48:59 AM |
| tremendous-payment | $25.00 | $25.00 | 1/19/2010 10:50:12 AM |
| payout-achievement | $40.00 | $40.00 | 1/19/2010 10:50:26 AM |
| rolandweary | $40.00 | $40.00 | 1/19/2010 10:50:33 AM |
| desertoasis | $50.00 | $50.00 | 1/19/2010 10:43:32 AM |
| peterpossum | $25.00 | $25.00 | 1/19/2010 10:43:42 AM |
| Diamond_Jim | $25.00 | $25.00 | 1/19/2010 10:50:00 AM |
| zrohmm | $25.00 | $25.00 | 1/19/2010 10:44:13 AM |
| hitsman | $50.00 | $50.00 | 1/19/2010 10:50:53 AM |
| wiltonbound | $25.00 | $25.00 | 1/19/2010 10:50:47 AM |
| shrewd-deal | $25.00 | $25.00 | 1/19/2010 10:50:58 AM |
| duty-monger | $50.00 | $50.00 | 1/19/2010 10:51:01 AM |
| Picopie | $50.00 | $50.00 | 1/19/2010 10:51:51 AM |
| liberty-revolutionary5 | $25.00 | $25.00 | 1/19/2010 10:45:36 AM |
| flopcat | $25.00 | $25.00 | 1/19/2010 10:52:08 AM |
| peerlender | $30.00 | $30.00 | 1/19/2010 10:53:38 AM |
| Aeroman32 | $25.00 | $25.00 | 1/19/2010 10:53:26 AM |
| martiantim | $25.00 | $25.00 | 1/19/2010 10:48:09 AM |
| ohnezweck | $25.00 | $25.00 | 1/19/2010 10:48:36 AM |
| BlindJoeDeath | $25.00 | $25.00 | 1/19/2010 10:48:47 AM |
| Pizza-man | $50.00 | $50.00 | 1/19/2010 10:49:35 AM |
| astute-dollar | $100.00 | $100.00 | 1/19/2010 10:49:45 AM |
| credit-kahuna | $100.00 | $100.00 | 1/19/2010 10:50:17 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/19/2010 10:58:35 AM |
| Cheburashka | $25.00 | $25.00 | 1/19/2010 10:58:41 AM |
| roto | $25.00 | $25.00 | 1/19/2010 10:51:09 AM |
| elegant-income3 | $30.00 | $30.00 | 1/19/2010 11:00:45 AM |
| exact-loan5 | $25.00 | $25.00 | 1/19/2010 10:51:56 AM |
| gulch | $25.00 | $25.00 | 1/19/2010 11:01:21 AM |
| blooming-dedication | $50.00 | $50.00 | 1/19/2010 10:52:13 AM |
| Banker7371 | $25.00 | $25.00 | 1/19/2010 11:01:32 AM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 10:52:31 AM |
| Binan | $25.00 | $25.00 | 1/19/2010 11:01:40 AM |
| larrybird | $100.00 | $100.00 | 1/19/2010 11:02:17 AM |
| skobos8225 | $25.00 | $25.00 | 1/19/2010 11:02:43 AM |
| DRA-Properties | $25.00 | $25.00 | 1/19/2010 11:01:26 AM |
| treasure-bliss | $100.00 | $100.00 | 1/19/2010 11:02:45 AM |
| wonderful-return5 | $25.00 | $25.00 | 1/19/2010 11:01:47 AM |
| mikeandcat | $50.00 | $50.00 | 1/19/2010 11:03:27 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/19/2010 11:03:35 AM |
| dmfog | $25.00 | $25.00 | 1/19/2010 11:02:15 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/19/2010 11:02:31 AM |
| puifais | $25.00 | $25.00 | 1/19/2010 11:02:47 AM |
| museic1 | $50.00 | $50.00 | 1/19/2010 11:04:31 AM |
| studious-listing8 | $25.00 | $25.00 | 1/19/2010 11:03:13 AM |
| Dutchhunter | $50.00 | $50.00 | 1/19/2010 11:05:01 AM |
| hyetech | $35.00 | $35.00 | 1/19/2010 11:05:11 AM |
| cpaphoto | $25.00 | $25.00 | 1/19/2010 11:05:55 AM |
| top-silver-american | $25.00 | $25.00 | 1/19/2010 11:06:12 AM |
| bonus-buddy2 | $35.00 | $35.00 | 1/19/2010 11:04:34 AM |
| commerce-web5 | $25.00 | $25.00 | 1/19/2010 10:57:54 AM |
| 30Sky | $25.00 | $25.00 | 1/19/2010 11:06:22 AM |
| xstreamin | $25.00 | $25.00 | 1/19/2010 11:04:47 AM |
| saxquiz | $25.00 | $25.00 | 1/19/2010 11:06:41 AM |
| one-midas | $25.00 | $25.00 | 1/19/2010 11:06:54 AM |
| tom48l | $25.00 | $25.00 | 1/19/2010 11:05:23 AM |
| CAGE-Investments | $100.00 | $100.00 | 1/19/2010 11:07:32 AM |
| anders94 | $25.00 | $25.00 | 1/19/2010 11:05:46 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 1/19/2010 11:06:01 AM |
| rooosta | $25.00 | $25.00 | 1/19/2010 11:07:49 AM |
| community-broadcaster | $25.00 | $25.00 | 1/19/2010 11:08:00 AM |
| Archchancellor | $25.00 | $25.00 | 1/19/2010 11:06:28 AM |
| Kaj | $25.00 | $25.00 | 1/19/2010 11:01:10 AM |
| fcukciti | $25.00 | $25.00 | 1/19/2010 11:09:41 AM |
| forthright-dedication | $50.00 | $50.00 | 1/19/2010 11:10:12 AM |
| aventurer | $25.00 | $25.00 | 1/19/2010 11:02:08 AM |
| currency-oak | $25.00 | $25.00 | 1/19/2010 11:08:19 AM |
| crazycool | $25.00 | $25.00 | 1/19/2010 11:02:24 AM |
| TheoProf | $50.00 | $50.00 | 1/19/2010 11:08:41 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:11:17 AM |
| red-undaunted-kindness | $100.00 | $100.00 | 1/19/2010 11:09:06 AM |
| payout-point | $50.00 | $50.00 | 1/19/2010 11:03:21 AM |
| xrycac | $25.00 | $25.00 | 1/19/2010 11:12:07 AM |
| djh47a | $30.00 | $30.00 | 1/19/2010 11:09:43 AM |
| Cai8899 | $50.00 | $50.00 | 1/19/2010 11:12:20 AM |
| ocho | $25.00 | $25.00 | 1/19/2010 11:09:53 AM |
| miked8303 | $25.00 | $25.00 | 1/19/2010 11:03:42 AM |
| kegs | $100.00 | $100.00 | 1/19/2010 11:09:56 AM |
| value-pole | $25.00 | $25.00 | 1/19/2010 11:03:48 AM |
| Lightlife | $50.00 | $50.00 | 1/19/2010 11:03:56 AM |
| nickel-advocator | $25.00 | $25.00 | 1/19/2010 11:12:45 AM |
| foxy-fund | $50.00 | $50.00 | 1/19/2010 11:10:01 AM |
| head | $25.00 | $25.00 | 1/19/2010 11:10:05 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 1/19/2010 11:04:27 AM |
| bountiful-bazaar | $25.00 | $25.00 | 1/19/2010 11:13:05 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 1/19/2010 11:10:16 AM |
| inspiring-reward | $50.00 | $50.00 | 1/19/2010 11:13:31 AM |
| harperpotok | $100.00 | $100.00 | 1/19/2010 11:05:06 AM |
| reward-adventure | $25.00 | $25.00 | 1/19/2010 11:05:31 AM |
| careful-compassion | $50.00 | $50.00 | 1/19/2010 11:11:28 AM |
| tsui517 | $25.00 | $25.00 | 1/19/2010 11:06:17 AM |
| SongBirdProphecy | $25.00 | $25.00 | 1/19/2010 11:14:50 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/19/2010 11:13:01 AM |
| time4aloan | $50.00 | $50.00 | 1/19/2010 11:07:40 AM |
| investment-comet | $25.00 | $25.00 | 1/19/2010 11:13:20 AM |
| Goodlender42 | $25.00 | $25.00 | 1/19/2010 11:13:27 AM |
| jdrez | $25.00 | $25.00 | 1/19/2010 11:08:24 AM |
| Mavrck88 | $25.00 | $25.00 | 1/19/2010 11:14:34 AM |
| kmr2 | $50.00 | $50.00 | 1/19/2010 11:10:08 AM |
| Aquani | $48.65 | $48.65 | 1/19/2010 11:10:35 AM |
| srilm | $25.00 | $25.00 | 1/19/2010 11:10:52 AM |
| gala2 | $25.00 | $25.00 | 1/19/2010 11:11:26 AM |
| pledge0 | $25.00 | $25.00 | 1/19/2010 11:11:54 AM |
| Phantom99 | $25.00 | $25.00 | 1/19/2010 11:12:48 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:12:56 AM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 1/19/2010 11:15:00 AM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 11:27:50 AM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 11:28:59 AM |
| toblerone | $50.00 | $50.00 | 1/19/2010 11:33:06 AM |
| wampum-optimization | $50.00 | $50.00 | 1/19/2010 11:33:22 AM |
| blooming-market | $25.00 | $25.00 | 1/19/2010 11:36:01 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/19/2010 11:36:13 AM |
| buukyak | $25.00 | $25.00 | 1/19/2010 11:32:46 AM |
| nuclearmoose | $25.00 | $25.00 | 1/19/2010 11:35:41 AM |
| DukSerduk | $25.00 | $25.00 | 1/19/2010 11:39:47 AM |
| highcountry1 | $25.00 | $25.00 | 1/19/2010 11:40:47 AM |
| heroic-platinum | $25.00 | $25.00 | 1/19/2010 11:37:36 AM |
| grampy48 | $25.00 | $25.00 | 1/19/2010 11:43:40 AM |
| alpinaut | $25.00 | $25.00 | 1/19/2010 11:40:10 AM |
| exchange-battalion | $30.00 | $30.00 | 1/19/2010 11:44:48 AM |
| verse99 | $25.00 | $25.00 | 1/19/2010 11:45:45 AM |
| jsw7us | $50.00 | $50.00 | 1/19/2010 11:42:15 AM |
| callmebryan | $25.00 | $25.00 | 1/19/2010 11:49:39 AM |
| rcldesign | $25.00 | $25.00 | 1/19/2010 11:50:21 AM |
| oreyedoc | $25.00 | $25.00 | 1/19/2010 11:51:49 AM |
| captainack | $25.00 | $25.00 | 1/19/2010 11:52:55 AM |
| shasta1 | $25.00 | $5.52 | 1/19/2010 11:53:04 AM |
| Jaywatl | $25.00 | $25.00 | 1/19/2010 11:47:50 AM |
| helpinghand63 | $50.00 | $50.00 | 1/19/2010 11:51:01 AM |
| loan-master996 | $50.00 | $50.00 | 1/19/2010 11:51:23 AM |
| irun | $25.00 | $25.00 | 1/19/2010 11:51:55 AM |
| _G_ | $50.00 | $50.00 | 1/19/2010 11:52:32 AM |
| jackbauer | $25.00 | $25.00 | 1/19/2010 11:52:58 AM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/19/2010 7:42:51 PM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 6:53:15 PM |
| springpanda | $25.00 | $25.00 | 1/20/2010 11:08:40 PM |
| estancias | $25.00 | $25.00 | 1/21/2010 8:27:15 PM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 3:37:13 PM |
| marala4285 | $25.00 | $25.00 | 1/22/2010 7:27:03 PM |
| Dollars4Rent | $25.00 | $25.00 | 1/23/2010 7:19:44 AM |
| favorite-commerce | $25.00 | $25.00 | 1/23/2010 10:35:20 PM |
| rollerblader | $25.00 | $25.00 | 1/24/2010 12:32:25 PM |
| FOFagent1 | $125.00 | $125.00 | 1/24/2010 4:35:42 PM |
| stemper | $50.00 | $50.00 | 1/24/2010 8:31:46 PM |
| abfab1723 | $25.00 | $25.00 | 1/25/2010 8:18:22 AM |
| kanakakm | $25.00 | $25.00 | 1/19/2010 10:05:09 AM |
| lounges | $25.00 | $25.00 | 1/19/2010 10:12:36 AM |
| AF-Chief | $27.00 | $27.00 | 1/19/2010 10:16:31 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 10:16:18 AM |
| enb3 | $25.00 | $25.00 | 1/19/2010 10:20:39 AM |
| jrbill1998 | $50.00 | $50.00 | 1/19/2010 10:21:21 AM |
| diplomatic-point4 | $100.00 | $100.00 | 1/19/2010 10:19:31 AM |
| tedsrfdude | $25.00 | $25.00 | 1/19/2010 10:24:01 AM |
| gentle-note | $25.00 | $25.00 | 1/19/2010 10:21:54 AM |
| maldok1 | $25.00 | $25.00 | 1/19/2010 10:25:17 AM |
| kbodendorf | $25.00 | $25.00 | 1/19/2010 10:25:38 AM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 10:24:27 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:21 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:38 AM |
| selector568 | $300.00 | $300.00 | 1/19/2010 10:26:31 AM |
| discrete-asset | $25.00 | $25.00 | 1/19/2010 10:26:39 AM |
| egw | $25.00 | $25.00 | 1/19/2010 10:34:00 AM |
| rock-turner | $25.00 | $25.00 | 1/19/2010 10:37:23 AM |
| Fortuno_per_commodo | $25.00 | $25.00 | 1/19/2010 10:37:40 AM |
| graceful-investment | $50.00 | $50.00 | 1/19/2010 10:39:36 AM |
| WillyBobba | $25.00 | $25.00 | 1/19/2010 10:41:08 AM |
| loanfairy | $25.00 | $25.00 | 1/19/2010 10:41:27 AM |
| nodrivelpls | $25.00 | $25.00 | 1/19/2010 10:41:35 AM |
| bigdogsafety1 | $25.00 | $25.00 | 1/19/2010 10:41:57 AM |
| burrito6 | $25.00 | $25.00 | 1/19/2010 10:42:18 AM |
| saffron4 | $25.00 | $25.00 | 1/19/2010 10:44:06 AM |
| reflective-cash0 | $50.00 | $50.00 | 1/19/2010 10:39:45 AM |
| truth-companion | $25.00 | $25.00 | 1/19/2010 10:47:45 AM |
| cyberie21 | $40.00 | $40.00 | 1/19/2010 10:41:12 AM |
| LenderByDay | $25.00 | $25.00 | 1/19/2010 10:48:39 AM |
| Orringo | $75.00 | $75.00 | 1/19/2010 10:42:11 AM |
| chekat | $25.00 | $25.00 | 1/19/2010 10:48:16 AM |
| paymentologist | $25.00 | $25.00 | 1/19/2010 10:48:33 AM |
| forthright-social | $25.00 | $25.00 | 1/19/2010 10:49:40 AM |
| wayman | $50.00 | $50.00 | 1/19/2010 10:50:35 AM |
| serpentine | $50.00 | $50.00 | 1/19/2010 10:45:43 AM |
| klinebarger | $25.00 | $25.00 | 1/19/2010 10:51:15 AM |
| onlyastepaway | $25.00 | $25.00 | 1/19/2010 10:46:11 AM |
| kchen486 | $25.00 | $25.00 | 1/19/2010 10:51:36 AM |
| techvet | $25.00 | $25.00 | 1/19/2010 10:51:45 AM |
| worldly-community3 | $25.00 | $25.00 | 1/19/2010 10:52:00 AM |
| AndyLee | $25.00 | $25.00 | 1/19/2010 10:54:36 AM |
| tlp43 | $25.00 | $25.00 | 1/19/2010 10:48:01 AM |
| outtahoth2o | $30.95 | $30.95 | 1/19/2010 10:56:52 AM |
| punctual-power7 | $25.00 | $25.00 | 1/19/2010 10:49:30 AM |
| compassion-paladin042 | $25.00 | $25.00 | 1/19/2010 10:57:47 AM |
| Doodlemeyer | $25.00 | $25.00 | 1/19/2010 10:57:16 AM |
| galaxy1 | $25.00 | $25.00 | 1/19/2010 10:49:53 AM |
| trumpeter5 | $25.00 | $25.00 | 1/19/2010 10:57:23 AM |
| DadWarbucks | $25.00 | $25.00 | 1/19/2010 10:58:12 AM |
| mpatrick | $50.00 | $50.00 | 1/19/2010 10:57:36 AM |
| principal-kung-fu | $25.00 | $25.00 | 1/19/2010 10:57:42 AM |
| nalaari | $25.00 | $25.00 | 1/19/2010 10:58:09 AM |
| benefit-squirrel | $30.00 | $30.00 | 1/19/2010 10:50:42 AM |
| calm-deal7 | $30.00 | $30.00 | 1/19/2010 11:00:12 AM |
| msbutah | $50.00 | $50.00 | 1/19/2010 10:59:02 AM |
| thestartuplender | $35.00 | $35.00 | 1/19/2010 10:51:22 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 1/19/2010 10:51:28 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:00:49 AM |
| note-tent | $25.00 | $25.00 | 1/19/2010 10:51:40 AM |
| promiser200 | $25.00 | $25.00 | 1/19/2010 10:59:24 AM |
| bchen78875 | $25.00 | $25.00 | 1/19/2010 11:01:01 AM |
| brazilofmux | $100.00 | $100.00 | 1/19/2010 10:52:16 AM |
| kulender | $25.00 | $25.00 | 1/19/2010 11:02:37 AM |
| NDFIRTH | $50.00 | $50.00 | 1/19/2010 10:54:17 AM |
| The-CAPS-fan | $30.00 | $30.00 | 1/19/2010 11:03:06 AM |
| Prosp_Lender | $50.00 | $50.00 | 1/19/2010 11:02:02 AM |
| PocketAces | $25.00 | $25.00 | 1/19/2010 11:02:58 AM |
| youqianderen | $49.09 | $49.09 | 1/19/2010 11:04:42 AM |
| bajeezus | $25.00 | $25.00 | 1/19/2010 11:05:43 AM |
| Clambake | $50.00 | $50.00 | 1/19/2010 11:04:37 AM |
| ThomasCrown | $30.00 | $30.00 | 1/19/2010 11:04:56 AM |
| market-path | $50.00 | $50.00 | 1/19/2010 11:06:59 AM |
| Carpetkid | $25.00 | $25.00 | 1/19/2010 11:05:34 AM |
| repayment-launcher | $25.00 | $25.00 | 1/19/2010 11:07:26 AM |
| bowdish1 | $100.00 | $100.00 | 1/19/2010 11:05:39 AM |
| best-deal-banker | $25.00 | $25.00 | 1/19/2010 11:07:37 AM |
| BigBoy2008 | $25.00 | $25.00 | 1/19/2010 11:06:05 AM |
| emelia | $25.00 | $25.00 | 1/19/2010 11:07:46 AM |
| peaceful-return2 | $25.00 | $25.00 | 1/19/2010 11:06:08 AM |
| asset-equilibrium0 | $25.00 | $25.00 | 1/19/2010 11:07:54 AM |
| Syzygy | $25.00 | $25.00 | 1/19/2010 11:08:09 AM |
| zippy-interest | $25.00 | $25.00 | 1/19/2010 11:06:36 AM |
| inspired-contract9 | $25.00 | $25.00 | 1/19/2010 11:06:47 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/19/2010 11:08:30 AM |
| Artist_Blue | $25.00 | $25.00 | 1/19/2010 11:08:34 AM |
| SNH | $50.00 | $50.00 | 1/19/2010 11:01:12 AM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 11:09:23 AM |
| money-maniac | $50.00 | $50.00 | 1/19/2010 11:07:43 AM |
| microlendblvr | $150.00 | $150.00 | 1/19/2010 11:01:54 AM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 11:08:03 AM |
| docktah | $50.00 | $50.00 | 1/19/2010 11:02:10 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/19/2010 11:10:27 AM |
| Avala | $50.00 | $50.00 | 1/19/2010 11:08:28 AM |
| Katburg | $35.00 | $35.00 | 1/19/2010 11:02:35 AM |
| helpinghand75 | $25.00 | $25.00 | 1/19/2010 11:08:47 AM |
| PRGuyinVA | $25.00 | $25.00 | 1/19/2010 11:08:57 AM |
| commitment-forte6 | $25.00 | $25.00 | 1/19/2010 11:03:02 AM |
| Gibbyland | $75.00 | $75.00 | 1/19/2010 11:11:46 AM |
| OCedHrt | $25.00 | $25.00 | 1/19/2010 11:09:16 AM |
| Rob717171 | $25.00 | $25.00 | 1/19/2010 11:09:32 AM |
| durability-mad-scientist4 | $100.00 | $100.00 | 1/19/2010 11:03:24 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/19/2010 11:12:12 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:09:45 AM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 11:03:38 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:13:11 AM |
| LiquidLender | $25.00 | $25.00 | 1/19/2010 11:10:39 AM |
| ghinga | $50.00 | $50.00 | 1/19/2010 11:10:42 AM |
| omniviper | $25.00 | $25.00 | 1/19/2010 11:11:58 AM |
| progressive-asset | $100.00 | $100.00 | 1/19/2010 11:12:01 AM |
| ryan23 | $25.00 | $25.00 | 1/19/2010 11:14:27 AM |
| accordion8 | $50.00 | $50.00 | 1/19/2010 11:12:27 AM |
| kaiger | $25.00 | $25.00 | 1/19/2010 11:06:33 AM |
| teller | $25.00 | $25.00 | 1/19/2010 11:12:37 AM |
| Aimvest | $25.00 | $25.00 | 1/19/2010 11:07:02 AM |
| Trimalchio12 | $25.00 | $25.00 | 1/19/2010 11:14:55 AM |
| MyKidsDad | $25.00 | $25.00 | 1/19/2010 11:15:04 AM |
| How | $25.00 | $25.00 | 1/19/2010 11:15:14 AM |
| money2k | $25.00 | $25.00 | 1/19/2010 11:07:29 AM |
| GElender | $50.00 | $50.00 | 1/19/2010 11:13:07 AM |
| gracej | $25.00 | $25.00 | 1/19/2010 11:08:38 AM |
| heng2x | $25.00 | $25.00 | 1/19/2010 11:08:53 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:09:03 AM |
| top-commitment-champ | $25.00 | $25.00 | 1/19/2010 11:09:11 AM |
| Speculator | $50.00 | $50.00 | 1/19/2010 11:09:29 AM |
| Fiimg | $50.00 | $50.00 | 1/19/2010 11:09:37 AM |
| intuitive-bill | $25.00 | $25.00 | 1/19/2010 11:14:46 AM |
| Josta | $48.71 | $48.71 | 1/19/2010 11:10:33 AM |
| jbaum | $25.00 | $25.00 | 1/19/2010 11:10:46 AM |
| yield-lion | $25.00 | $25.00 | 1/19/2010 11:11:02 AM |
| NorthernFunds | $25.00 | $25.00 | 1/19/2010 11:11:06 AM |
| handy-justice | $25.00 | $25.00 | 1/19/2010 11:11:09 AM |
| important-ore | $50.00 | $50.00 | 1/19/2010 11:11:13 AM |
| papaloha | $50.00 | $50.00 | 1/19/2010 11:11:22 AM |
| whfh99 | $25.00 | $25.00 | 1/19/2010 11:11:33 AM |
| apeloans | $25.00 | $25.00 | 1/19/2010 11:11:37 AM |
| MidLifeCrisis | $25.00 | $25.00 | 1/19/2010 11:11:41 AM |
| elevated-platinum5 | $50.00 | $50.00 | 1/19/2010 11:12:32 AM |
| impeccable-transparency | $75.00 | $75.00 | 1/19/2010 11:12:40 AM |
| rjblack | $50.00 | $50.00 | 1/19/2010 11:26:06 AM |
| meenan | $25.00 | $25.00 | 1/19/2010 11:27:36 AM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 11:29:12 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 11:29:58 AM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 11:30:47 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 11:32:01 AM |
| schpere | $30.00 | $30.00 | 1/19/2010 11:33:49 AM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 11:31:45 AM |
| mmqc | $25.00 | $25.00 | 1/19/2010 11:35:52 AM |
| market-builder | $25.00 | $25.00 | 1/19/2010 11:34:38 AM |
| AmericanCredit | $25.00 | $25.00 | 1/19/2010 11:39:37 AM |
| Jassi | $25.00 | $25.00 | 1/19/2010 11:40:33 AM |
| dealarella | $25.00 | $25.00 | 1/19/2010 11:36:26 AM |
| 29Palms | $25.00 | $25.00 | 1/19/2010 11:41:04 AM |
| mlopez2007 | $50.00 | $50.00 | 1/19/2010 11:36:48 AM |
| laredotornado | $25.00 | $25.00 | 1/19/2010 11:43:01 AM |
| financelover | $50.00 | $50.00 | 1/19/2010 11:38:40 AM |
| dollar-birdie | $30.00 | $30.00 | 1/19/2010 11:45:16 AM |
| determined-contract | $30.00 | $30.00 | 1/19/2010 11:45:06 AM |
| bayareainv | $50.00 | $50.00 | 1/19/2010 11:45:55 AM |
| trustedfriend | $25.00 | $25.00 | 1/19/2010 11:46:31 AM |
| generous-at-heart | $25.00 | $25.00 | 1/19/2010 11:46:39 AM |
| Mr_Money | $25.00 | $25.00 | 1/19/2010 11:47:18 AM |
| silverloan | $25.00 | $25.00 | 1/19/2010 11:47:27 AM |
| thedoctor | $90.00 | $90.00 | 1/19/2010 11:43:54 AM |
| BumblingStunmbling | $25.00 | $25.00 | 1/19/2010 11:49:41 AM |
| balance6 | $25.00 | $25.00 | 1/19/2010 11:50:30 AM |
| jjswanso | $25.00 | $25.00 | 1/19/2010 11:50:47 AM |
| adamnash | $25.00 | $25.00 | 1/19/2010 11:52:00 AM |
| momentous-velocity | $25.00 | $25.00 | 1/19/2010 11:52:28 AM |
| wealthstar | $25.00 | $25.00 | 1/19/2010 11:52:52 AM |
| John73 | $25.00 | $25.00 | 1/19/2010 11:52:02 AM |
| dma1206 | $25.00 | $25.00 | 1/19/2010 12:00:46 PM |
| ThomasTrain | $25.00 | $25.00 | 1/20/2010 6:23:45 AM |
| chesterCFO | $25.00 | $25.00 | 1/20/2010 3:42:22 PM |
| interstellar | $50.00 | $50.00 | 1/21/2010 11:50:49 AM |
| asset-caballero | $25.00 | $25.00 | 1/21/2010 4:57:13 PM |
| SCD | $25.00 | $25.00 | 1/21/2010 5:45:57 PM |
| EmeritusX | $25.00 | $25.00 | 1/22/2010 9:22:18 AM |
| BrighterSuns | $25.00 | $25.00 | 1/22/2010 12:48:28 PM |
| buffalopartners | $100.00 | $100.00 | 1/22/2010 1:32:13 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/22/2010 4:09:54 PM |
| bankojerry | $25.00 | $25.00 | 1/22/2010 4:35:04 PM |
| gpuck | $25.00 | $25.00 | 1/22/2010 5:05:55 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/23/2010 1:13:21 AM |
| wonderous-power | $25.00 | $25.00 | 1/23/2010 3:34:30 AM |
| RandyL3 | $40.08 | $40.08 | 1/23/2010 10:47:15 AM |
| payout-magician | $25.00 | $25.00 | 1/23/2010 1:06:15 PM |
| platinum-czar | $50.00 | $50.00 | 1/23/2010 1:52:35 PM |
| KingCroesus | $25.00 | $25.00 | 1/23/2010 10:01:09 PM |
| yogi1975 | $25.00 | $25.00 | 1/24/2010 6:37:23 PM |
| SanJoser | $25.00 | $25.00 | 1/24/2010 10:51:11 PM |
| Astyanax | $25.00 | $25.00 | 1/25/2010 10:30:48 AM |
| 382 bids
|
Borrower Payment Dependent Notes Series
443010
This series of Notes was issued and sold upon the funding of the borrower loan #40609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.06% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 13
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,720 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 25% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bigwig2 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
finishing the basement
Purpose of loan:
This loan will be used to?.
My financial situati
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sictransitgloria | $25.00 | $25.00 | 1/19/2010 10:04:06 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:15 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:35 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:42 AM |
| meenan | $25.00 | $25.00 | 1/19/2010 11:27:34 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:27:12 AM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 11:27:47 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:28:35 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:29:40 AM |
| rjblack | $50.00 | $50.00 | 1/19/2010 11:26:08 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 11:31:59 AM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 11:28:16 AM |
| Kaj | $30.00 | $30.00 | 1/19/2010 11:32:27 AM |
| buukyak | $25.00 | $25.00 | 1/19/2010 11:32:49 AM |
| AF-Chief | $35.00 | $35.00 | 1/19/2010 11:32:37 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:29:24 AM |
| Goodlender42 | $25.00 | $25.00 | 1/19/2010 11:33:31 AM |
| schpere | $30.00 | $30.00 | 1/19/2010 11:33:45 AM |
| market-builder | $25.00 | $25.00 | 1/19/2010 11:34:35 AM |
| bchen78875 | $50.00 | $50.00 | 1/19/2010 11:31:02 AM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 11:35:22 AM |
| mmqc | $25.00 | $25.00 | 1/19/2010 11:35:54 AM |
| mikeandcat | $100.00 | $100.00 | 1/19/2010 11:32:12 AM |
| dealarella | $25.00 | $25.00 | 1/19/2010 11:36:29 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:37:25 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:34:13 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 11:38:06 AM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 11:38:24 AM |
| promiser200 | $25.00 | $25.00 | 1/19/2010 11:39:06 AM |
| AmericanCredit | $25.00 | $25.00 | 1/19/2010 11:39:35 AM |
| DukSerduk | $25.00 | $25.00 | 1/19/2010 11:39:51 AM |
| nuclearmoose | $25.00 | $25.00 | 1/19/2010 11:35:44 AM |
| blooming-market | $25.00 | $25.00 | 1/19/2010 11:36:00 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/19/2010 11:36:10 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/19/2010 11:41:18 AM |
| mlopez2007 | $50.00 | $50.00 | 1/19/2010 11:36:47 AM |
| kmr2 | $60.00 | $60.00 | 1/19/2010 11:41:30 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 11:37:53 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 1/19/2010 11:42:41 AM |
| peerlender | $30.00 | $30.00 | 1/19/2010 11:43:18 AM |
| thedoctor | $90.00 | $90.00 | 1/19/2010 11:43:58 AM |
| balance-voyager | $100.00 | $100.00 | 1/19/2010 11:44:27 AM |
| commerce-web5 | $40.00 | $40.00 | 1/19/2010 11:44:35 AM |
| determined-contract | $30.00 | $30.00 | 1/19/2010 11:45:04 AM |
| dollar-birdie | $30.00 | $30.00 | 1/19/2010 11:45:14 AM |
| 29Palms | $25.00 | $25.00 | 1/19/2010 11:41:01 AM |
| verse99 | $25.00 | $25.00 | 1/19/2010 11:45:42 AM |
| jsw7us | $50.00 | $50.00 | 1/19/2010 11:42:13 AM |
| GElender | $50.00 | $50.00 | 1/19/2010 11:47:32 AM |
| exchange-battalion | $30.00 | $30.00 | 1/19/2010 11:44:44 AM |
| km007 | $25.00 | $25.00 | 1/19/2010 11:45:28 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/19/2010 11:49:17 AM |
| balance6 | $25.00 | $25.00 | 1/19/2010 11:50:37 AM |
| bayareainv | $50.00 | $50.00 | 1/19/2010 11:45:59 AM |
| jjswanso | $25.00 | $25.00 | 1/19/2010 11:50:50 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/19/2010 11:46:49 AM |
| kanakakm | $50.00 | $50.00 | 1/19/2010 11:53:18 AM |
| honorable-yield | $75.00 | $75.00 | 1/19/2010 11:49:50 AM |
| CREnvy | $25.00 | $25.00 | 1/19/2010 11:54:42 AM |
| wiselady | $25.00 | $25.00 | 1/19/2010 11:59:30 AM |
| copperfield | $25.00 | $25.00 | 1/19/2010 12:20:22 PM |
| commerce-voyager | $25.00 | $25.00 | 1/19/2010 12:31:41 PM |
| rose88 | $25.00 | $25.00 | 1/19/2010 12:46:33 PM |
| deal_maker78 | $250.00 | $250.00 | 1/19/2010 1:30:06 PM |
| credit-investor5 | $37.56 | $37.56 | 1/19/2010 3:29:26 PM |
| Avala | $25.00 | $25.00 | 1/19/2010 3:29:08 PM |
| oreyedoc | $25.00 | $25.00 | 1/19/2010 5:16:14 PM |
| kegs | $100.00 | $100.00 | 1/19/2010 5:18:25 PM |
| Sixmil | $25.00 | $25.00 | 1/19/2010 5:21:44 PM |
| Kame | $25.00 | $25.00 | 1/19/2010 5:21:58 PM |
| Castellan | $25.00 | $25.00 | 1/19/2010 5:22:29 PM |
| Divot | $25.00 | $25.00 | 1/19/2010 5:22:37 PM |
| gogmagog | $45.47 | $45.47 | 1/19/2010 5:21:43 PM |
| StrongMoney | $25.00 | $25.00 | 1/19/2010 5:21:54 PM |
| compassion-paladin042 | $25.00 | $25.00 | 1/19/2010 5:17:15 PM |
| acropiloterau2002 | $25.00 | $25.00 | 1/19/2010 5:23:07 PM |
| bobby4u3 | $25.00 | $25.00 | 1/19/2010 5:41:31 PM |
| Barbaro | $25.00 | $25.00 | 1/19/2010 5:18:16 PM |
| Binan | $25.00 | $25.00 | 1/19/2010 5:38:40 PM |
| Jassi | $25.00 | $25.00 | 1/19/2010 5:21:35 PM |
| Patter256 | $25.00 | $25.00 | 1/19/2010 5:21:52 PM |
| RusRobo | $25.00 | $25.00 | 1/19/2010 5:22:38 PM |
| fortytwo | $35.87 | $35.87 | 1/19/2010 5:23:18 PM |
| TriSail | $25.00 | $25.00 | 1/19/2010 5:41:33 PM |
| bugleusmc | $30.00 | $30.00 | 1/19/2010 9:06:06 PM |
| Phantom99 | $25.00 | $25.00 | 1/19/2010 8:06:01 PM |
| sajitk | $25.00 | $25.00 | 1/19/2010 9:06:05 PM |
| ADenny | $25.00 | $25.00 | 1/19/2010 11:21:23 PM |
| Natronpee | $25.00 | $25.00 | 1/20/2010 3:10:31 AM |
| outwish | $25.00 | $25.00 | 1/19/2010 7:48:43 PM |
| Namrok | $25.00 | $25.00 | 1/19/2010 11:21:19 PM |
| stikman | $25.00 | $25.00 | 1/19/2010 11:21:21 PM |
| mjjjrj | $25.00 | $25.00 | 1/19/2010 11:21:31 PM |
| wise-silver-wonder | $28.94 | $28.94 | 1/20/2010 7:50:35 AM |
| Railbird | $25.00 | $25.00 | 1/20/2010 12:03:57 PM |
| latestone | $25.00 | $25.00 | 1/20/2010 12:19:26 PM |
| help_each_other | $25.00 | $25.00 | 1/20/2010 8:53:39 AM |
| KiwiElf | $30.00 | $30.00 | 1/20/2010 10:34:18 AM |
| divedude | $25.00 | $25.00 | 1/20/2010 11:05:02 AM |
| fdsguy | $43.25 | $43.25 | 1/20/2010 11:49:16 AM |
| goofy15975 | $25.00 | $25.00 | 1/20/2010 12:31:25 PM |
| TK4 | $25.00 | $25.00 | 1/20/2010 10:49:07 AM |
| Veggie_Monkey | $25.00 | $25.00 | 1/20/2010 12:45:37 PM |
| pawsitive | $25.00 | $25.00 | 1/20/2010 11:02:14 AM |
| tolstoy00 | $25.00 | $25.00 | 1/20/2010 4:56:22 PM |
| huorn | $25.00 | $25.00 | 1/20/2010 4:56:31 PM |
| BigCityLending | $25.00 | $25.00 | 1/20/2010 4:56:30 PM |
| nv | $25.00 | $25.00 | 1/20/2010 8:20:09 PM |
| johannesfactotum | $25.00 | $25.00 | 1/21/2010 1:09:23 AM |
| OLYVRC | $25.00 | $25.00 | 1/21/2010 3:52:28 AM |
| ChicoBob | $50.00 | $50.00 | 1/21/2010 10:57:14 AM |
| smartie1 | $25.00 | $25.00 | 1/21/2010 11:17:39 AM |
| philipandc | $25.00 | $25.00 | 1/21/2010 11:50:35 AM |
| DadWarbucks | $25.00 | $25.00 | 1/21/2010 12:16:39 PM |
| Aleut | $25.00 | $25.00 | 1/21/2010 12:22:47 PM |
| flwah | $25.00 | $25.00 | 1/21/2010 12:51:18 PM |
| KeepOnRunning | $50.00 | $50.00 | 1/21/2010 4:58:47 PM |
| Artist_Blue | $25.00 | $25.00 | 1/21/2010 4:58:46 PM |
| tocchan | $25.00 | $25.00 | 1/21/2010 5:16:33 PM |
| Searlzy | $25.00 | $25.00 | 1/21/2010 5:03:09 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/21/2010 5:04:44 PM |
| HappyHelpingLender | $25.00 | $25.00 | 1/22/2010 7:38:09 AM |
| kmwvma | $25.00 | $25.00 | 1/22/2010 7:38:08 AM |
| js60l | $25.00 | $25.00 | 1/22/2010 8:23:43 AM |
| ganoman21 | $25.00 | $25.00 | 1/22/2010 9:38:29 AM |
| Hexnut | $50.00 | $50.00 | 1/22/2010 10:20:39 AM |
| Lendomatic | $25.00 | $25.00 | 1/22/2010 12:05:51 PM |
| SkiNZ | $25.00 | $25.00 | 1/22/2010 12:36:02 PM |
| sisterkate | $25.00 | $25.00 | 1/22/2010 12:51:40 PM |
| mizount | $25.00 | $25.00 | 1/22/2010 12:55:57 PM |
| zyztemboy | $25.00 | $25.00 | 1/22/2010 1:21:35 PM |
| YellowJacket | $25.00 | $25.00 | 1/22/2010 1:52:13 PM |
| woodenshoes | $25.00 | $25.00 | 1/22/2010 2:21:02 PM |
| Cheburashka | $30.00 | $30.00 | 1/22/2010 2:12:37 PM |
| vtr1000 | $25.51 | $25.51 | 1/22/2010 2:36:23 PM |
| L-vex | $25.00 | $25.00 | 1/22/2010 3:25:35 PM |
| Avid_Skier | $25.00 | $25.00 | 1/22/2010 3:51:54 PM |
| nicklds | $25.00 | $25.00 | 1/22/2010 4:44:09 PM |
| Sofar | $25.00 | $25.00 | 1/22/2010 4:49:27 PM |
| IamSparticus | $36.26 | $36.26 | 1/23/2010 6:48:10 AM |
| Bosslady123q | $25.00 | $25.00 | 1/24/2010 2:05:36 PM |
| flshdaskll | $25.00 | $25.00 | 1/24/2010 7:49:44 PM |
| designs626 | $30.00 | $30.00 | 1/25/2010 9:31:00 AM |
| SeaLoans | $25.00 | $25.00 | 1/25/2010 9:43:15 AM |
| springpanda | $25.00 | $25.00 | 1/25/2010 10:17:07 AM |
| interstellar | $28.66 | $28.66 | 1/25/2010 1:25:47 PM |
| YummiBear | $25.00 | $25.00 | 1/25/2010 6:10:47 PM |
| alydad1 | $25.00 | $25.00 | 1/26/2010 4:53:06 AM |
| octoberfresh | $25.00 | $25.00 | 1/26/2010 7:26:08 AM |
| Taxman44 | $25.00 | $25.00 | 1/26/2010 7:58:15 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:11 AM |
| selector568 | $400.00 | $400.00 | 1/19/2010 10:52:36 AM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 11:28:57 AM |
| kulender | $30.00 | $30.00 | 1/19/2010 11:30:06 AM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 11:26:57 AM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 11:31:42 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/19/2010 11:28:06 AM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 11:29:09 AM |
| wampum-optimization | $50.00 | $50.00 | 1/19/2010 11:33:18 AM |
| Cai8899 | $75.00 | $75.00 | 1/19/2010 11:34:02 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 11:29:55 AM |
| Gibbyland | $25.00 | $25.00 | 1/19/2010 11:30:36 AM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 11:30:45 AM |
| bowdish1 | $100.00 | $100.00 | 1/19/2010 11:35:07 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/19/2010 11:31:18 AM |
| gulch | $35.00 | $35.00 | 1/19/2010 11:31:31 AM |
| toblerone | $50.00 | $50.00 | 1/19/2010 11:33:04 AM |
| heroic-platinum | $25.00 | $25.00 | 1/19/2010 11:37:35 AM |
| elegant-income3 | $25.00 | $25.00 | 1/19/2010 11:34:26 AM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 11:38:57 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:34:56 AM |
| highcountry1 | $25.00 | $25.00 | 1/19/2010 11:40:51 AM |
| Speculator | $50.00 | $50.00 | 1/19/2010 11:41:12 AM |
| laredotornado | $25.00 | $25.00 | 1/19/2010 11:42:59 AM |
| financelover | $50.00 | $50.00 | 1/19/2010 11:38:42 AM |
| grampy48 | $25.00 | $25.00 | 1/19/2010 11:43:43 AM |
| aasx1108 | $25.00 | $25.00 | 1/19/2010 11:44:11 AM |
| alpinaut | $25.00 | $25.00 | 1/19/2010 11:40:06 AM |
| gracej | $25.00 | $25.00 | 1/19/2010 11:40:41 AM |
| msbutah | $25.00 | $25.00 | 1/19/2010 11:47:05 AM |
| Mr_Money | $25.00 | $25.00 | 1/19/2010 11:47:16 AM |
| rolandweary | $30.00 | $30.00 | 1/19/2010 11:46:08 AM |
| trustedfriend | $25.00 | $25.00 | 1/19/2010 11:46:30 AM |
| generous-at-heart | $25.00 | $25.00 | 1/19/2010 11:46:41 AM |
| silverloan | $25.00 | $25.00 | 1/19/2010 11:47:25 AM |
| orange-finance-banker | $50.00 | $50.00 | 1/19/2010 11:51:45 AM |
| driver928 | $25.00 | $25.00 | 1/19/2010 11:56:30 AM |
| freefly67 | $25.00 | $25.00 | 1/19/2010 11:56:40 AM |
| shamrocker | $25.00 | $25.00 | 1/19/2010 11:57:28 AM |
| MrDavid | $50.00 | $50.00 | 1/19/2010 11:54:15 AM |
| aldenrains | $25.00 | $25.00 | 1/19/2010 12:04:54 PM |
| derek-from-berkeley | $25.00 | $25.00 | 1/19/2010 12:17:55 PM |
| Havana21 | $50.00 | $50.00 | 1/19/2010 12:35:26 PM |
| forthright-dedication | $25.00 | $25.00 | 1/19/2010 12:45:48 PM |
| unclejaef | $25.00 | $25.00 | 1/19/2010 12:55:57 PM |
| red-trade-cologne | $25.00 | $25.00 | 1/19/2010 1:06:06 PM |
| stoopidnoodle | $25.00 | $25.00 | 1/19/2010 1:31:23 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/19/2010 1:48:38 PM |
| financial-frenzy | $25.00 | $25.00 | 1/19/2010 2:15:39 PM |
| SNH | $50.00 | $50.00 | 1/19/2010 12:45:43 PM |
| bigdogsafety1 | $25.00 | $25.00 | 1/19/2010 4:54:44 PM |
| Dutchhunter | $50.00 | $50.00 | 1/19/2010 4:03:23 PM |
| morpholog | $25.00 | $25.00 | 1/19/2010 4:21:22 PM |
| lending-bear | $75.00 | $75.00 | 1/19/2010 5:18:37 PM |
| head | $25.00 | $25.00 | 1/19/2010 5:18:32 PM |
| zrohmm | $25.00 | $25.00 | 1/19/2010 5:18:36 PM |
| greenwell | $50.00 | $50.00 | 1/19/2010 5:21:41 PM |
| kayakg | $25.00 | $25.00 | 1/19/2010 5:21:50 PM |
| skuba | $50.00 | $50.00 | 1/19/2010 5:22:56 PM |
| Banker7371 | $25.00 | $25.00 | 1/19/2010 5:23:08 PM |
| blukestrel | $25.00 | $25.00 | 1/19/2010 5:21:56 PM |
| Rob717171 | $25.00 | $25.00 | 1/19/2010 5:17:04 PM |
| leftcoast52 | $25.00 | $25.00 | 1/19/2010 5:22:02 PM |
| credit-coach118 | $40.00 | $40.00 | 1/19/2010 5:22:32 PM |
| djh47a | $31.93 | $31.93 | 1/19/2010 5:39:09 PM |
| ClearLake | $25.00 | $25.00 | 1/19/2010 5:39:32 PM |
| sas19 | $25.00 | $25.00 | 1/19/2010 5:22:54 PM |
| BiggestG | $25.00 | $25.00 | 1/19/2010 5:41:34 PM |
| gdbanks | $25.00 | $25.00 | 1/19/2010 5:23:39 PM |
| jct_enterprises | $25.00 | $25.00 | 1/19/2010 5:39:42 PM |
| laniac | $25.00 | $25.00 | 1/19/2010 5:41:30 PM |
| BMP | $25.00 | $25.00 | 1/19/2010 5:22:44 PM |
| degster | $25.00 | $25.00 | 1/19/2010 7:41:28 PM |
| outtahoth2o | $98.89 | $98.89 | 1/19/2010 5:23:16 PM |
| pipopirate | $25.00 | $25.00 | 1/19/2010 5:23:38 PM |
| DonaldColorado | $25.00 | $25.00 | 1/19/2010 5:41:29 PM |
| ethicalhumanist | $25.00 | $25.00 | 1/19/2010 7:41:31 PM |
| labate | $30.00 | $30.00 | 1/19/2010 9:55:45 PM |
| rulender | $50.00 | $50.00 | 1/19/2010 11:21:14 PM |
| thryn | $25.00 | $25.00 | 1/20/2010 5:27:27 AM |
| Blue_HorseShoe | $25.00 | $25.00 | 1/19/2010 11:21:17 PM |
| revmax | $25.00 | $25.00 | 1/19/2010 11:21:20 PM |
| Captain88 | $25.00 | $25.00 | 1/19/2010 11:21:24 PM |
| hayhelp | $25.00 | $25.00 | 1/20/2010 6:35:12 AM |
| boola1010 | $26.25 | $26.25 | 1/20/2010 6:45:01 AM |
| PCGeekWI | $25.00 | $25.00 | 1/20/2010 3:00:59 AM |
| BlindProphet | $25.00 | $25.00 | 1/19/2010 10:03:54 PM |
| turbine5 | $40.00 | $40.00 | 1/20/2010 8:50:06 AM |
| JJS180 | $25.00 | $25.00 | 1/19/2010 11:21:16 PM |
| stensonb | $25.00 | $25.00 | 1/20/2010 3:01:01 AM |
| TheColoradoDon | $25.00 | $25.00 | 1/20/2010 5:55:49 AM |
| stolan | $25.00 | $25.00 | 1/20/2010 9:35:56 AM |
| dansarkis | $25.00 | $25.00 | 1/20/2010 11:05:00 AM |
| neighborly-peso | $25.00 | $25.00 | 1/20/2010 9:42:51 AM |
| BoutYeBank | $34.98 | $34.98 | 1/20/2010 12:18:45 PM |
| NATIVEBORN | $50.00 | $50.00 | 1/20/2010 12:31:38 PM |
| QuinMccoy | $25.00 | $25.00 | 1/20/2010 11:05:01 AM |
| mathprof | $25.00 | $25.00 | 1/20/2010 11:31:02 AM |
| ILfarmboy | $43.47 | $43.47 | 1/20/2010 11:33:55 AM |
| rancher7 | $26.57 | $26.57 | 1/20/2010 1:53:45 PM |
| julijask | $33.97 | $33.97 | 1/20/2010 12:04:09 PM |
| chief_wo | $25.00 | $25.00 | 1/20/2010 10:34:20 AM |
| don8ter | $28.16 | $28.16 | 1/20/2010 12:31:29 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/20/2010 11:04:36 AM |
| mjm77_1 | $25.00 | $25.00 | 1/20/2010 11:45:59 AM |
| jpmusic | $25.00 | $25.00 | 1/20/2010 12:18:57 PM |
| larrybird | $100.00 | $100.00 | 1/20/2010 4:55:54 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/20/2010 4:56:21 PM |
| djs81 | $25.00 | $25.00 | 1/20/2010 5:45:40 PM |
| Zoomie | $25.00 | $25.00 | 1/21/2010 10:33:17 AM |
| zeelender | $25.00 | $25.00 | 1/21/2010 10:56:39 AM |
| rmachi | $25.00 | $25.00 | 1/21/2010 10:33:25 AM |
| spsavage | $25.00 | $25.00 | 1/21/2010 11:58:01 AM |
| Good_Karma_Cafe | $25.00 | $25.00 | 1/21/2010 1:16:57 PM |
| bid-papyrus | $25.00 | $25.00 | 1/21/2010 1:31:56 PM |
| auction-elvis | $25.00 | $25.00 | 1/21/2010 2:02:44 PM |
| desertoasis | $25.00 | $25.00 | 1/21/2010 2:12:08 PM |
| discrete-asset | $25.00 | $25.00 | 1/21/2010 4:55:30 PM |
| pythia | $25.00 | $25.00 | 1/21/2010 4:59:40 PM |
| FASTIZIO_P | $33.33 | $33.33 | 1/21/2010 9:03:03 PM |
| DeathScythe676 | $25.00 | $25.00 | 1/21/2010 10:50:07 PM |
| Tradesmanlender | $25.00 | $25.00 | 1/21/2010 9:38:11 PM |
| totoro | $25.00 | $25.00 | 1/22/2010 7:38:11 AM |
| loan-master996 | $50.00 | $50.00 | 1/22/2010 8:32:39 AM |
| mykkai | $25.00 | $25.00 | 1/22/2010 7:57:15 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/22/2010 9:22:21 AM |
| secretidentity | $25.00 | $25.00 | 1/22/2010 9:38:37 AM |
| bmcg | $25.00 | $25.00 | 1/22/2010 9:40:21 AM |
| GenerousGentleMan | $50.00 | $50.00 | 1/22/2010 9:38:23 AM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 9:57:08 AM |
| seattleslug | $29.83 | $29.83 | 1/22/2010 10:35:59 AM |
| samo102us | $25.00 | $25.00 | 1/22/2010 11:10:24 AM |
| flexiboy35 | $25.00 | $25.00 | 1/22/2010 11:51:08 AM |
| Mark-O-Polo | $25.00 | $25.00 | 1/22/2010 12:36:04 PM |
| RJN | $25.00 | $25.00 | 1/22/2010 12:51:32 PM |
| SourDoughSteve | $25.00 | $25.00 | 1/22/2010 1:52:00 PM |
| slartibardfast | $25.00 | $25.00 | 1/22/2010 2:08:57 PM |
| lostontheedge | $25.00 | $25.00 | 1/22/2010 2:09:03 PM |
| fsa3 | $25.00 | $25.00 | 1/22/2010 2:21:45 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/22/2010 2:41:19 PM |
| kanpur63 | $25.00 | $25.00 | 1/22/2010 3:06:31 PM |
| BrighterSuns | $25.00 | $25.00 | 1/22/2010 3:02:57 PM |
| _kyle | $25.00 | $25.00 | 1/22/2010 4:29:09 PM |
| langdonx | $25.00 | $25.00 | 1/22/2010 4:30:36 PM |
| pubnat | $25.00 | $25.00 | 1/22/2010 4:31:39 PM |
| mid | $25.00 | $25.00 | 1/22/2010 5:29:30 PM |
| transparency-giant | $25.22 | $25.22 | 1/22/2010 5:32:45 PM |
| impartial-deal | $25.00 | $25.00 | 1/22/2010 5:34:55 PM |
| Gunny89 | $25.00 | $25.00 | 1/22/2010 5:47:21 PM |
| Victor-E-Lane | $25.00 | $20.88 | 1/22/2010 6:04:05 PM |
| wwwUniversal | $25.00 | $25.00 | 1/23/2010 2:57:41 PM |
| Charmart | $25.00 | $25.00 | 1/26/2010 2:55:48 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/26/2010 9:57:11 AM |
| 303 bids
|
Borrower Payment Dependent Notes Series
443142
This series of Notes was issued and sold upon the funding of the borrower loan #40585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 27.40% |
Starting borrower rate/APR:
| 28.40% / 30.75% |
Starting monthly payment:
| $249.48 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $246.24 |
| |
|
Auction yield range:
| 11.06% - 27.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jan-2010) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,586 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| payout-apricot |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card
Purpose of loan:
This loan will be used to pay off a credit card.?
My financial situation:
I work at a financially viable company.? While many of our competitors were going out of business, we weathered the storm by being fiscally conservative and reducing overhead.? I even managed to negotiate a significant rase in my base salary.
I have also reduced my overhead on my personal finances.? I took several steps to reduce my montly expenses by $300.
Monthly net income: $ 4,500.00
Monthly expenses: $
??Housing: $ 1,1100.00
??Insurance: $ 50
??Car expenses: (gas) $120
??Utilities: $ 100
??Phone, cable, internet: $ 90
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Since the interest+fees on the credit cards is about the same as the current interest rate for this loan, why are you applying for it?
May be it's just as as easy to pay off the cards directly? - tsg2007
A:
The reason I'm looking into the loan is for cash flow reasons. While the rate may be similar, the loan will put me in a better position with cash on a monthly basis, allowing me to pay down more principal every month.
(Jan-19-2010)
Q:
I am still not clear on how your situation will change:
IF the interest rate on the loan from prosper is lower than on CCs, your payment MAY decrease, MAY BE. How does $25-50 make a difference on a $4000/m budget? - tsg2007
A:
Because I'll pay off of most, if not all of the balance on one of the cards. Taking a monthy expenditure of about $700 towards the particular cc, to about $250 a month with the loan over 3 years.
(Jan-19-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oldmora | $25.00 | $25.00 | 1/19/2010 10:14:46 AM |
| five-star-note | $40.00 | $40.00 | 1/19/2010 10:15:11 AM |
| spruce2 | $50.00 | $50.00 | 1/19/2010 10:20:10 AM |
| gala2 | $25.00 | $25.00 | 1/19/2010 10:19:54 AM |
| howlong2retirement | $25.00 | $25.00 | 1/19/2010 10:27:38 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 10:27:59 AM |
| vivixmedia | $25.00 | $25.00 | 1/19/2010 10:30:23 AM |
| blue-liberty-gourd | $25.00 | $25.00 | 1/19/2010 10:29:48 AM |
| dime-beeper | $25.00 | $25.00 | 1/19/2010 10:29:53 AM |
| zen1cent | $25.00 | $25.00 | 1/19/2010 10:30:42 AM |
| circustab | $50.00 | $50.00 | 1/19/2010 10:31:43 AM |
| uncleharold | $25.00 | $25.00 | 1/19/2010 10:31:02 AM |
| elephantparty | $25.00 | $25.00 | 1/19/2010 10:31:03 AM |
| worklessmakemore | $25.00 | $25.00 | 1/19/2010 10:27:42 AM |
| zipemdown | $25.00 | $25.00 | 1/19/2010 10:32:08 AM |
| terminus | $25.00 | $25.00 | 1/19/2010 10:32:13 AM |
| silver-armada | $50.00 | $50.00 | 1/19/2010 10:32:38 AM |
| yeti888 | $25.00 | $25.00 | 1/19/2010 10:28:36 AM |
| vkorichkov | $30.00 | $30.00 | 1/19/2010 10:32:58 AM |
| desertoasis | $50.00 | $50.00 | 1/19/2010 10:28:44 AM |
| AKgirl81 | $25.00 | $25.00 | 1/19/2010 10:33:08 AM |
| FeedTheMachine | $200.00 | $200.00 | 1/19/2010 10:33:22 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/19/2010 10:29:46 AM |
| BlindJoeDeath | $25.00 | $25.00 | 1/19/2010 10:34:17 AM |
| benjo | $25.00 | $25.00 | 1/19/2010 10:30:17 AM |
| mtquan | $25.00 | $25.00 | 1/19/2010 10:34:29 AM |
| Orringo | $50.00 | $50.00 | 1/19/2010 10:35:19 AM |
| nourishing-hope835 | $25.00 | $25.00 | 1/19/2010 10:34:53 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 10:31:11 AM |
| toxicbutterfly | $25.00 | $25.00 | 1/19/2010 10:32:15 AM |
| rock-turner | $25.00 | $25.00 | 1/19/2010 10:36:47 AM |
| mbwillma | $25.00 | $25.00 | 1/19/2010 10:37:13 AM |
| shiny-dollar9 | $25.00 | $25.00 | 1/19/2010 10:33:03 AM |
| natural-greenback6 | $25.00 | $25.00 | 1/19/2010 10:35:10 AM |
| Mavdyaus | $25.00 | $25.00 | 1/19/2010 10:36:15 AM |
| graceful-investment | $50.00 | $50.00 | 1/19/2010 10:36:40 AM |
| jonn834 | $25.00 | $25.00 | 1/19/2010 10:37:16 AM |
| silvip | $25.00 | $25.00 | 1/19/2010 10:37:19 AM |
| maximizer | $25.00 | $25.00 | 1/19/2010 10:54:27 AM |
| compassion-paladin042 | $25.00 | $25.00 | 1/19/2010 10:53:09 AM |
| orderly-loot | $25.00 | $25.00 | 1/19/2010 10:55:43 AM |
| GatorBux | $25.00 | $25.00 | 1/19/2010 10:56:57 AM |
| brutusbone | $25.00 | $25.00 | 1/19/2010 10:57:09 AM |
| 626457 | $25.00 | $25.00 | 1/19/2010 10:53:19 AM |
| transparency-burger | $25.00 | $25.00 | 1/19/2010 10:57:14 AM |
| penny-surgeon | $25.00 | $25.00 | 1/19/2010 11:11:54 AM |
| triumph329 | $25.00 | $25.00 | 1/19/2010 11:15:46 AM |
| kmr2 | $50.00 | $50.00 | 1/19/2010 11:13:37 AM |
| seisen | $100.00 | $100.00 | 1/19/2010 11:17:31 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:15:19 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:15:28 AM |
| jhouman | $25.00 | $25.00 | 1/19/2010 11:19:04 AM |
| DRA-Properties | $25.00 | $25.00 | 1/19/2010 11:19:15 AM |
| GElender | $25.00 | $25.00 | 1/19/2010 11:19:34 AM |
| papaloha | $50.00 | $50.00 | 1/19/2010 11:13:41 AM |
| happyaric | $100.00 | $100.00 | 1/19/2010 11:13:55 AM |
| jbaum | $25.00 | $25.00 | 1/19/2010 11:20:36 AM |
| puifais | $25.00 | $25.00 | 1/19/2010 11:20:51 AM |
| Supernick | $25.00 | $25.00 | 1/19/2010 11:20:54 AM |
| Cai8899 | $30.00 | $30.00 | 1/19/2010 11:20:58 AM |
| Phantom99 | $25.00 | $25.00 | 1/19/2010 11:15:23 AM |
| teller | $25.00 | $25.00 | 1/19/2010 11:21:30 AM |
| bountiful-bazaar | $25.00 | $25.00 | 1/19/2010 11:15:35 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:15:41 AM |
| SirJev | $25.00 | $25.00 | 1/19/2010 11:20:23 AM |
| jonbozeman | $25.00 | $25.00 | 1/19/2010 11:21:10 AM |
| Gibbyland | $50.00 | $50.00 | 1/19/2010 11:16:41 AM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 11:16:47 AM |
| Dubbs360 | $100.00 | $100.00 | 1/19/2010 11:16:56 AM |
| greenwell | $25.00 | $25.00 | 1/19/2010 11:18:01 AM |
| DadWarbucks | $25.00 | $25.00 | 1/19/2010 11:18:03 AM |
| boybutter | $25.00 | $25.00 | 1/19/2010 11:18:13 AM |
| skro | $25.00 | $25.00 | 1/19/2010 11:18:23 AM |
| sloan | $25.00 | $25.00 | 1/19/2010 11:19:29 AM |
| bulabula | $25.00 | $25.00 | 1/19/2010 11:20:04 AM |
| yield-lion | $25.00 | $25.00 | 1/19/2010 11:20:17 AM |
| ImaPutz | $25.00 | $25.00 | 1/19/2010 11:20:30 AM |
| dime-neutron | $25.00 | $25.00 | 1/19/2010 11:30:13 AM |
| inspiring-reward | $50.00 | $50.00 | 1/19/2010 11:37:03 AM |
| cashhelp | $25.00 | $25.00 | 1/19/2010 11:47:53 AM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 2:54:25 PM |
| Bob450 | $25.00 | $25.00 | 1/19/2010 9:41:08 PM |
| MrMoney0622 | $25.00 | $25.00 | 1/19/2010 10:27:44 AM |
| treasure-bliss | $100.00 | $100.00 | 1/19/2010 10:29:03 AM |
| djh47a | $25.00 | $25.00 | 1/19/2010 10:30:37 AM |
| note-tent | $25.00 | $25.00 | 1/19/2010 10:30:08 AM |
| usmcLS | $25.00 | $25.00 | 1/19/2010 10:26:58 AM |
| dime-reaction | $25.00 | $25.00 | 1/19/2010 10:31:36 AM |
| bold-principal-thinker | $25.00 | $25.00 | 1/19/2010 10:31:50 AM |
| green-careful-community | $25.00 | $25.00 | 1/19/2010 10:31:07 AM |
| NR | $25.00 | $25.00 | 1/19/2010 10:31:40 AM |
| akesef | $25.00 | $25.00 | 1/19/2010 10:31:59 AM |
| etraboulay | $25.00 | $25.00 | 1/19/2010 10:32:44 AM |
| head | $25.00 | $25.00 | 1/19/2010 10:32:54 AM |
| docktah | $25.00 | $25.00 | 1/19/2010 10:32:27 AM |
| slico | $25.00 | $25.00 | 1/19/2010 10:32:32 AM |
| Rattlehead | $25.00 | $25.00 | 1/19/2010 10:33:27 AM |
| cunning-bill | $25.00 | $25.00 | 1/19/2010 10:33:40 AM |
| attractive-rate | $25.00 | $25.00 | 1/19/2010 10:34:35 AM |
| Wellman | $100.00 | $100.00 | 1/19/2010 10:34:40 AM |
| fortytwo | $50.00 | $50.00 | 1/19/2010 10:30:35 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/19/2010 10:34:46 AM |
| zippy-interest | $25.00 | $25.00 | 1/19/2010 10:34:04 AM |
| whynormal | $25.00 | $25.00 | 1/19/2010 10:30:47 AM |
| parsec9 | $25.00 | $25.00 | 1/19/2010 10:35:17 AM |
| SweetHoneyPot | $25.00 | $25.00 | 1/19/2010 10:30:59 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 10:31:18 AM |
| forthright-dedication | $100.00 | $100.00 | 1/19/2010 10:35:00 AM |
| capital-lesson | $25.00 | $25.00 | 1/19/2010 10:31:33 AM |
| wonder_dogs | $25.00 | $25.00 | 1/19/2010 10:36:31 AM |
| corvettejrw | $30.00 | $30.00 | 1/19/2010 10:36:58 AM |
| listing-trapper3 | $50.00 | $50.00 | 1/19/2010 10:32:18 AM |
| GMOD026 | $25.00 | $25.00 | 1/19/2010 10:34:10 AM |
| worldly-gold | $25.00 | $25.00 | 1/19/2010 10:34:25 AM |
| AF-Chief | $28.00 | $28.00 | 1/19/2010 10:46:29 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/19/2010 10:46:45 AM |
| tractorman | $25.00 | $25.00 | 1/19/2010 10:53:16 AM |
| fcb202 | $25.00 | $25.00 | 1/19/2010 10:53:58 AM |
| kindness-casserole | $26.71 | $26.71 | 1/19/2010 10:55:04 AM |
| fizwahh | $25.00 | $25.00 | 1/19/2010 10:53:33 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 1/19/2010 10:54:23 AM |
| HenryS | $25.00 | $25.00 | 1/19/2010 10:55:48 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/19/2010 10:57:05 AM |
| EnigmaNYC-29 | $50.00 | $50.00 | 1/19/2010 10:56:02 AM |
| huorn | $25.00 | $25.00 | 1/19/2010 10:52:41 AM |
| KiwiElf | $25.00 | $25.00 | 1/19/2010 10:55:01 AM |
| coin-investor | $25.00 | $25.00 | 1/19/2010 11:07:10 AM |
| WalnutCreekguy | $25.00 | $25.00 | 1/19/2010 11:12:14 AM |
| NorthernFunds | $25.00 | $25.00 | 1/19/2010 11:13:34 AM |
| copper | $30.00 | $30.00 | 1/19/2010 11:15:49 AM |
| circuitfive | $25.00 | $25.00 | 1/19/2010 11:13:48 AM |
| time4aloan | $30.00 | $30.00 | 1/19/2010 11:16:14 AM |
| handy-justice | $25.00 | $25.00 | 1/19/2010 11:14:00 AM |
| MidLifeCrisis | $25.00 | $25.00 | 1/19/2010 11:14:07 AM |
| samo102us | $25.00 | $25.00 | 1/19/2010 11:16:39 AM |
| famous-bill | $25.00 | $25.00 | 1/19/2010 11:14:15 AM |
| SNH | $50.00 | $50.00 | 1/19/2010 11:16:45 AM |
| benefit-squirrel | $25.00 | $25.00 | 1/19/2010 11:14:38 AM |
| intuitive-bill | $25.00 | $25.00 | 1/19/2010 11:14:42 AM |
| Shepherd7 | $25.00 | $25.00 | 1/19/2010 11:15:07 AM |
| the-precious-bid | $25.00 | $25.00 | 1/19/2010 11:17:37 AM |
| merriewold | $25.00 | $25.00 | 1/19/2010 11:17:47 AM |
| redbomb5 | $25.00 | $25.00 | 1/19/2010 11:15:58 AM |
| cash-spinner | $25.00 | $25.00 | 1/19/2010 11:18:06 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:16:11 AM |
| lending-bear | $25.00 | $25.00 | 1/19/2010 11:16:26 AM |
| xzec777 | $25.00 | $25.00 | 1/19/2010 11:18:49 AM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 11:19:06 AM |
| direct-yield | $25.00 | $25.00 | 1/19/2010 11:19:59 AM |
| halothane_logic | $25.00 | $25.00 | 1/19/2010 11:20:09 AM |
| apeloans | $25.00 | $25.00 | 1/19/2010 11:14:04 AM |
| Banker7371 | $25.00 | $25.00 | 1/19/2010 11:20:43 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:18:54 AM |
| steves73 | $25.00 | $25.00 | 1/19/2010 11:19:13 AM |
| oreyedoc | $25.00 | $25.00 | 1/19/2010 11:21:05 AM |
| orange-vigilance-shower | $25.00 | $25.00 | 1/19/2010 11:19:19 AM |
| Auburnmist | $25.00 | $25.00 | 1/19/2010 11:21:07 AM |
| affluence-tycoon | $25.00 | $25.00 | 1/19/2010 11:19:27 AM |
| thoughtful-community7 | $25.00 | $25.00 | 1/19/2010 11:15:32 AM |
| accordion8 | $25.00 | $25.00 | 1/19/2010 11:21:35 AM |
| Jonb6919 | $25.00 | $25.00 | 1/19/2010 11:20:06 AM |
| moola-phase | $25.00 | $25.00 | 1/19/2010 11:16:01 AM |
| delivery | $25.00 | $25.00 | 1/19/2010 11:16:06 AM |
| bassman2 | $25.00 | $25.00 | 1/19/2010 11:16:29 AM |
| hope-equation | $50.00 | $50.00 | 1/19/2010 11:21:15 AM |
| charming-point | $300.00 | $300.00 | 1/19/2010 11:21:21 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 1/19/2010 11:16:54 AM |
| p123 | $25.00 | $25.00 | 1/19/2010 11:21:38 AM |
| saffron4 | $25.00 | $0.29 | 1/19/2010 11:21:43 AM |
| ingenious-deal6 | $25.00 | $25.00 | 1/19/2010 11:17:41 AM |
| purdue98 | $25.00 | $25.00 | 1/19/2010 11:18:36 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/19/2010 11:18:58 AM |
| secobarbital | $25.00 | $25.00 | 1/19/2010 11:19:42 AM |
| loan-master996 | $50.00 | $50.00 | 1/19/2010 11:19:47 AM |
| exact-loan5 | $30.00 | $30.00 | 1/19/2010 11:19:51 AM |
| contract-neutron | $25.00 | $25.00 | 1/19/2010 11:20:33 AM |
| astute-dollar | $50.00 | $50.00 | 1/19/2010 11:21:26 AM |
| buffalobills | $25.00 | $25.00 | 1/19/2010 2:36:05 PM |
| GeoLender | $25.00 | $25.00 | 1/19/2010 9:40:50 PM |
| zento | $25.00 | $25.00 | 1/19/2010 10:01:58 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
443304
This series of Notes was issued and sold upon the funding of the borrower loan #40600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 23.58% |
Starting borrower rate/APR:
| 24.58% / 26.88% |
Starting monthly payment:
| $138.38 |
|
Final lender yield:
| 22.55% |
Final borrower rate/APR:
| 23.55% / 25.84% |
Final monthly payment:
| $136.49 |
| |
|
Auction yield range:
| 8.06% - 23.58% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.52% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 760-779 (Jan-2010) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| MLW417 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Apr-2008)
720-739
(Feb-2008)
620-639
(Jan-2007)
|
|
Principal balance:
| $905.03 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Paying off debt
Purpose of loan:
To pay off bills associated with the birth of my second daughter.??
Why I am a good investment:
-I pay my bills on time and have no deliquencies.
-I have a great credit score.
I really would rather not open a credit card to pay this off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ITExec | $94.63 | $94.63 | 1/19/2010 5:00:25 PM |
| productive-ore | $25.00 | $25.00 | 1/19/2010 5:00:29 PM |
| ValyaLibra01 | $25.00 | $25.00 | 1/19/2010 5:00:32 PM |
| Sefotonga | $25.00 | $25.00 | 1/19/2010 5:01:16 PM |
| slartibardfast | $25.00 | $25.00 | 1/19/2010 5:01:32 PM |
| Brainworm | $25.00 | $25.00 | 1/19/2010 5:01:44 PM |
| enb3 | $25.00 | $25.00 | 1/19/2010 5:02:29 PM |
| Pennywize | $25.00 | $25.00 | 1/19/2010 5:02:33 PM |
| aneley777 | $25.00 | $25.00 | 1/19/2010 5:02:47 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 1/19/2010 5:00:33 PM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 5:02:59 PM |
| rlcot | $25.00 | $25.00 | 1/19/2010 5:03:03 PM |
| MrDavid | $25.00 | $25.00 | 1/19/2010 5:00:54 PM |
| maldok1 | $25.00 | $25.00 | 1/19/2010 5:03:05 PM |
| christifa | $25.00 | $25.00 | 1/19/2010 5:01:06 PM |
| AGSLending | $25.00 | $25.00 | 1/19/2010 5:01:14 PM |
| alex189a | $25.00 | $25.00 | 1/19/2010 5:01:50 PM |
| Hola_James | $50.00 | $50.00 | 1/19/2010 5:01:55 PM |
| AF-Chief | $27.00 | $27.00 | 1/19/2010 5:02:03 PM |
| sociallender | $25.00 | $25.00 | 1/19/2010 5:04:17 PM |
| gentle-note | $25.00 | $25.00 | 1/19/2010 5:02:40 PM |
| upbeat-investment9 | $25.00 | $25.00 | 1/19/2010 5:02:42 PM |
| tedsrfdude | $25.00 | $25.00 | 1/19/2010 5:02:54 PM |
| icontender | $25.00 | $25.00 | 1/19/2010 5:00:27 PM |
| five-star-note | $75.00 | $75.00 | 1/19/2010 5:06:31 PM |
| GatorBait | $25.00 | $25.00 | 1/19/2010 5:00:47 PM |
| martinatime | $25.00 | $25.00 | 1/19/2010 5:00:56 PM |
| kirkjerk | $25.00 | $25.00 | 1/19/2010 5:01:20 PM |
| Pasagam | $25.00 | $25.00 | 1/19/2010 5:01:25 PM |
| mpatrick | $50.00 | $50.00 | 1/19/2010 5:02:38 PM |
| dime-neutron | $25.00 | $25.00 | 1/19/2010 5:12:41 PM |
| JustMee | $25.00 | $25.00 | 1/19/2010 5:27:27 PM |
| SFBank | $200.00 | $200.00 | 1/19/2010 5:36:28 PM |
| OldManP | $25.00 | $25.00 | 1/19/2010 5:23:36 PM |
| bondhedger | $25.00 | $25.00 | 1/19/2010 5:36:07 PM |
| Ven58 | $25.00 | $25.00 | 1/19/2010 7:00:21 PM |
| wonderous-power | $25.00 | $25.00 | 1/20/2010 4:45:11 AM |
| reflective-rupee | $350.00 | $350.00 | 1/20/2010 6:22:16 AM |
| Bank_Of_XL | $50.00 | $50.00 | 1/20/2010 12:44:01 AM |
| foothillender | $25.00 | $25.00 | 1/20/2010 7:06:25 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 1/20/2010 7:12:45 AM |
| interstellar | $48.83 | $48.83 | 1/20/2010 8:15:09 AM |
| ChrisTJ | $25.00 | $25.00 | 1/19/2010 5:00:31 PM |
| Tammy102800 | $25.00 | $25.00 | 1/19/2010 5:00:35 PM |
| langdonx | $25.00 | $25.00 | 1/19/2010 5:01:13 PM |
| charming-point | $300.00 | $300.00 | 1/19/2010 5:01:59 PM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 5:02:02 PM |
| blue-liberty-gourd | $25.00 | $25.00 | 1/19/2010 5:02:32 PM |
| bogart2277 | $25.00 | $25.00 | 1/19/2010 5:02:34 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/19/2010 5:02:46 PM |
| The_Donald | $25.00 | $25.00 | 1/19/2010 5:02:50 PM |
| matrix456 | $25.00 | $25.00 | 1/19/2010 5:00:36 PM |
| vigilance-accruer | $25.00 | $25.00 | 1/19/2010 5:01:30 PM |
| Steveoo1 | $25.00 | $25.00 | 1/19/2010 5:01:34 PM |
| lounges | $25.00 | $25.00 | 1/19/2010 5:01:42 PM |
| five-star-note | $35.00 | $35.00 | 1/19/2010 5:02:15 PM |
| diplomatic-point4 | $100.00 | $100.00 | 1/19/2010 5:02:21 PM |
| jrbill1998 | $50.00 | $50.00 | 1/19/2010 5:02:35 PM |
| elephantparty | $25.00 | $25.00 | 1/19/2010 5:02:49 PM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 5:02:52 PM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 5:02:57 PM |
| kbodendorf | $25.00 | $25.00 | 1/19/2010 5:03:06 PM |
| peso-colonel | $90.00 | $48.54 | 1/19/2010 5:03:09 PM |
| five-star-justice | $36.00 | $36.00 | 1/19/2010 5:05:13 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 1/19/2010 5:00:28 PM |
| kanakakm | $25.00 | $25.00 | 1/19/2010 5:00:58 PM |
| fsa3 | $25.00 | $25.00 | 1/19/2010 5:01:26 PM |
| social-ladder590 | $25.00 | $25.00 | 1/19/2010 5:01:29 PM |
| oldmora | $25.00 | $25.00 | 1/19/2010 5:01:56 PM |
| spruce2 | $50.00 | $50.00 | 1/19/2010 5:02:23 PM |
| oaktown23 | $50.00 | $50.00 | 1/19/2010 5:02:55 PM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 5:03:01 PM |
| Aberdeen | $300.00 | $300.00 | 1/19/2010 5:23:05 PM |
| five-star-note | $60.00 | $60.00 | 1/19/2010 5:36:54 PM |
| Bob450 | $50.00 | $50.00 | 1/19/2010 8:32:33 PM |
| dollardave | $100.00 | $100.00 | 1/20/2010 12:29:44 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
443334
This series of Notes was issued and sold upon the funding of the borrower loan #40588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-22-2010 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $204.89 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $204.74 |
| |
|
Auction yield range:
| 4.06% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-779 (Jan-2010) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,040 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| agile-bonus |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off High Interest Cards
Purpose of loan:
This loan will be used to pay off high interest credit card loans.? I'm trying to pay off these cards for good. With the new laws becoming effective, I'm now worried that some of these regulations (inactivity fees, paper fees, changes to default pricing) might negatively impact my progress.
My financial situation:
I'm a good candidate for this loan because I've been consistently paying back my credit card debt, but the high interest rates only allow me to pay the minimum. I don't miss payments. I work in the credit industry (in a very stable job) It's an eye opening experience as to how long I will be paying this debt back...IF I continue on the same path.
My ultimate goal is to get my head back above water by making more effective payments (not just the minimum) and become debt free. As a side note,? I also intend to pay more than the fixed payment starting July 2010. My car will be paid off and those funds will be allocated to paying off this loan.
Thanks. Please feel free to ask questions.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| smmgnn99 | $30.00 | $30.00 | 1/19/2010 5:00:40 PM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 5:03:35 PM |
| Katburg | $50.00 | $50.00 | 1/19/2010 5:04:16 PM |
| selector568 | $238.53 | $238.53 | 1/19/2010 5:06:30 PM |
| GreenBuilder247 | $25.00 | $25.00 | 1/19/2010 5:00:42 PM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 5:12:31 PM |
| kulender | $30.00 | $30.00 | 1/19/2010 5:12:38 PM |
| gulch | $35.00 | $35.00 | 1/19/2010 5:12:58 PM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 5:13:01 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 5:13:04 PM |
| jbaum | $100.00 | $100.00 | 1/19/2010 5:12:09 PM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 5:12:22 PM |
| market-builder | $25.00 | $25.00 | 1/19/2010 5:13:42 PM |
| OCedHrt | $25.00 | $25.00 | 1/19/2010 5:13:45 PM |
| mlopez2007 | $50.00 | $50.00 | 1/19/2010 5:14:04 PM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 5:14:26 PM |
| AF-Chief | $35.00 | $35.00 | 1/19/2010 5:13:13 PM |
| peerlender | $30.00 | $30.00 | 1/19/2010 5:14:57 PM |
| km007 | $25.00 | $25.00 | 1/19/2010 5:15:26 PM |
| heroic-platinum | $25.00 | $25.00 | 1/19/2010 5:14:13 PM |
| trustedfriend | $25.00 | $25.00 | 1/19/2010 5:15:37 PM |
| honorable-yield | $75.00 | $75.00 | 1/19/2010 5:16:04 PM |
| kmr2 | $60.00 | $60.00 | 1/19/2010 5:14:43 PM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 5:12:05 PM |
| kanakakm | $50.00 | $50.00 | 1/19/2010 5:16:28 PM |
| five-star-note | $35.00 | $35.00 | 1/19/2010 5:16:32 PM |
| commerce-web5 | $40.00 | $40.00 | 1/19/2010 5:15:09 PM |
| dinero-festivity2 | $50.00 | $50.00 | 1/19/2010 5:16:46 PM |
| CorMDNY | $25.00 | $25.00 | 1/19/2010 5:17:09 PM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 5:12:43 PM |
| verse99 | $25.00 | $25.00 | 1/19/2010 5:15:28 PM |
| meux99 | $25.00 | $25.00 | 1/19/2010 5:17:28 PM |
| rolandweary | $30.00 | $30.00 | 1/19/2010 5:15:33 PM |
| bchen78875 | $50.00 | $50.00 | 1/19/2010 5:12:53 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/19/2010 5:17:38 PM |
| Carpetkid | $50.00 | $50.00 | 1/19/2010 5:17:39 PM |
| Klearwater_Pools | $25.00 | $25.00 | 1/19/2010 5:17:43 PM |
| Picopie | $50.00 | $50.00 | 1/19/2010 5:17:51 PM |
| codingbuddy | $25.00 | $25.00 | 1/19/2010 5:16:37 PM |
| USMC0311 | $25.00 | $25.00 | 1/19/2010 5:16:47 PM |
| time4aloan | $25.00 | $25.00 | 1/19/2010 5:16:53 PM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 5:13:46 PM |
| InvestorPartners | $25.00 | $25.00 | 1/19/2010 5:16:57 PM |
| serpentine | $50.00 | $50.00 | 1/19/2010 5:17:06 PM |
| Jack1966 | $25.00 | $25.00 | 1/19/2010 5:19:19 PM |
| unclejaef | $25.00 | $25.00 | 1/19/2010 5:17:12 PM |
| Fearless_Lender | $25.00 | $25.00 | 1/19/2010 5:13:58 PM |
| handy-justice | $25.00 | $25.00 | 1/19/2010 5:17:36 PM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 5:14:10 PM |
| the-precious-bid | $25.00 | $25.00 | 1/19/2010 5:17:50 PM |
| Angleofcare | $25.00 | $25.00 | 1/19/2010 5:17:54 PM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 5:14:17 PM |
| promiser200 | $25.00 | $25.00 | 1/19/2010 5:14:32 PM |
| ijspence | $25.00 | $25.00 | 1/19/2010 5:14:35 PM |
| commerce-voyager | $25.00 | $25.00 | 1/19/2010 5:21:25 PM |
| bds9646 | $26.00 | $26.00 | 1/19/2010 5:21:45 PM |
| thedoctor | $90.00 | $90.00 | 1/19/2010 5:15:05 PM |
| balance-voyager | $100.00 | $100.00 | 1/19/2010 5:15:08 PM |
| exchange-battalion | $30.00 | $30.00 | 1/19/2010 5:15:13 PM |
| justice-dna | $35.00 | $35.00 | 1/19/2010 5:22:17 PM |
| determined-contract | $30.00 | $30.00 | 1/19/2010 5:15:16 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/19/2010 5:22:25 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/19/2010 5:15:57 PM |
| enlisted33 | $25.00 | $25.00 | 1/19/2010 5:16:39 PM |
| natmonkey | $25.00 | $25.00 | 1/19/2010 5:16:40 PM |
| auction-elvis | $25.00 | $25.00 | 1/19/2010 5:16:46 PM |
| klinebarger | $25.00 | $25.00 | 1/19/2010 5:16:55 PM |
| Reinadog9 | $25.00 | $25.00 | 1/19/2010 5:22:27 PM |
| wiselady | $25.00 | $25.00 | 1/19/2010 5:17:29 PM |
| ven | $25.00 | $25.00 | 1/19/2010 5:17:33 PM |
| bluesky07 | $25.00 | $25.00 | 1/19/2010 5:17:35 PM |
| maple1 | $25.00 | $25.00 | 1/19/2010 5:22:45 PM |
| the_winning_ticket | $35.00 | $35.00 | 1/19/2010 5:17:43 PM |
| noble-vigilance9 | $25.00 | $25.00 | 1/19/2010 5:17:47 PM |
| me2yu | $50.00 | $50.00 | 1/19/2010 5:17:53 PM |
| Havana21 | $50.00 | $50.00 | 1/19/2010 5:23:25 PM |
| JGB | $25.00 | $25.00 | 1/19/2010 5:23:27 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/19/2010 5:21:31 PM |
| BayShell | $50.00 | $50.00 | 1/19/2010 5:21:42 PM |
| value-pouch | $50.00 | $50.00 | 1/19/2010 5:21:46 PM |
| ljay | $25.00 | $25.00 | 1/19/2010 5:22:15 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 1/19/2010 5:22:23 PM |
| freefly67 | $25.00 | $25.00 | 1/19/2010 5:23:01 PM |
| Northsider | $25.00 | $25.00 | 1/19/2010 5:23:31 PM |
| junes08 | $50.00 | $50.00 | 1/19/2010 5:39:34 PM |
| skiingawfs | $25.00 | $25.00 | 1/19/2010 5:00:44 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 5:02:00 PM |
| respectful-integrity3 | $25.00 | $25.00 | 1/19/2010 5:00:43 PM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 5:03:40 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/19/2010 5:04:19 PM |
| rmartin7414 | $25.00 | $25.00 | 1/19/2010 5:00:19 PM |
| BigEarHole | $33.41 | $33.41 | 1/19/2010 5:00:39 PM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 5:12:23 PM |
| junctionking | $25.00 | $25.00 | 1/19/2010 5:12:29 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 5:12:35 PM |
| buukyak | $25.00 | $25.00 | 1/19/2010 5:13:19 PM |
| wampum-optimization | $50.00 | $50.00 | 1/19/2010 5:13:25 PM |
| meenan | $25.00 | $25.00 | 1/19/2010 5:12:01 PM |
| schpere | $30.00 | $30.00 | 1/19/2010 5:13:31 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/19/2010 5:12:10 PM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 5:12:27 PM |
| bowdish1 | $100.00 | $100.00 | 1/19/2010 5:13:50 PM |
| blooming-market | $25.00 | $25.00 | 1/19/2010 5:13:57 PM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 5:14:21 PM |
| Kaj | $30.00 | $30.00 | 1/19/2010 5:13:12 PM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 5:14:31 PM |
| Cai8899 | $75.00 | $75.00 | 1/19/2010 5:13:36 PM |
| elegant-income3 | $25.00 | $25.00 | 1/19/2010 5:13:42 PM |
| Mr_Money | $25.00 | $25.00 | 1/19/2010 5:15:42 PM |
| faithey | $25.00 | $25.00 | 1/19/2010 5:15:56 PM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 5:11:54 PM |
| 29Palms | $25.00 | $25.00 | 1/19/2010 5:14:42 PM |
| ryan23 | $25.00 | $25.00 | 1/19/2010 5:14:49 PM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 5:12:12 PM |
| aasx1108 | $25.00 | $25.00 | 1/19/2010 5:15:06 PM |
| CREnvy | $25.00 | $25.00 | 1/19/2010 5:16:38 PM |
| superstar449 | $25.00 | $25.00 | 1/19/2010 5:16:49 PM |
| NR | $25.00 | $25.00 | 1/19/2010 5:17:00 PM |
| loan-warrior | $25.00 | $25.00 | 1/19/2010 5:17:37 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/19/2010 5:12:54 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/19/2010 5:15:41 PM |
| secundus | $25.00 | $25.00 | 1/19/2010 5:17:38 PM |
| GElender | $50.00 | $50.00 | 1/19/2010 5:15:46 PM |
| roccofox | $47.61 | $47.61 | 1/19/2010 5:17:42 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/19/2010 5:17:45 PM |
| appastk | $25.00 | $25.00 | 1/19/2010 5:17:55 PM |
| mikeandcat | $100.00 | $100.00 | 1/19/2010 5:13:11 PM |
| toblerone | $50.00 | $50.00 | 1/19/2010 5:13:21 PM |
| influential-gain | $25.00 | $25.00 | 1/19/2010 5:16:42 PM |
| get30inc | $50.00 | $50.00 | 1/19/2010 5:16:44 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 5:13:41 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/19/2010 5:16:52 PM |
| Supervark | $25.00 | $25.00 | 1/19/2010 5:16:56 PM |
| Philosonie | $25.00 | $25.00 | 1/19/2010 5:17:01 PM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 5:13:55 PM |
| dealarella | $25.00 | $25.00 | 1/19/2010 5:14:03 PM |
| skvat | $25.00 | $25.00 | 1/19/2010 5:17:26 PM |
| note-tent | $50.00 | $50.00 | 1/19/2010 5:17:41 PM |
| cub510 | $25.00 | $25.00 | 1/19/2010 5:17:53 PM |
| AmericanCredit | $25.00 | $25.00 | 1/19/2010 5:14:36 PM |
| alpinaut | $25.00 | $25.00 | 1/19/2010 5:14:39 PM |
| Norcal | $36.87 | $36.87 | 1/19/2010 5:18:35 PM |
| aldenrains | $25.00 | $25.00 | 1/19/2010 5:18:39 PM |
| Speculator | $50.00 | $50.00 | 1/19/2010 5:21:38 PM |
| laredotornado | $25.00 | $25.00 | 1/19/2010 5:14:52 PM |
| dollar-birdie | $30.00 | $30.00 | 1/19/2010 5:15:22 PM |
| red-trade-cologne | $25.00 | $25.00 | 1/19/2010 5:22:33 PM |
| loner001 | $25.00 | $25.00 | 1/19/2010 5:22:40 PM |
| silverloan | $25.00 | $25.00 | 1/19/2010 5:15:43 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/19/2010 5:22:43 PM |
| archeanchaos | $25.00 | $25.00 | 1/19/2010 5:22:53 PM |
| financial-frenzy | $25.00 | $25.00 | 1/19/2010 5:22:57 PM |
| green-benefit-enclave | $25.00 | $25.00 | 1/19/2010 5:16:05 PM |
| balance6 | $25.00 | $25.00 | 1/19/2010 5:16:08 PM |
| TheBiggTree | $25.00 | $25.00 | 1/19/2010 5:23:32 PM |
| _G_ | $50.00 | $50.00 | 1/19/2010 5:16:39 PM |
| diplomatic-point4 | $75.00 | $75.00 | 1/19/2010 5:16:42 PM |
| asdf9876 | $25.00 | $25.00 | 1/19/2010 5:16:50 PM |
| rooosta | $25.00 | $25.00 | 1/19/2010 5:17:05 PM |
| best-vivacious-funds | $25.00 | $25.00 | 1/19/2010 5:17:10 PM |
| diligent-leverage | $25.00 | $25.00 | 1/19/2010 5:22:16 PM |
| MidLifeCrisis | $50.00 | $50.00 | 1/19/2010 5:17:34 PM |
| deal_maker78 | $210.00 | $210.00 | 1/19/2010 5:22:42 PM |
| aventurer | $25.00 | $25.00 | 1/19/2010 5:17:40 PM |
| MAJESTIC5 | $50.00 | $50.00 | 1/19/2010 5:17:44 PM |
| market-assembler | $50.00 | $50.00 | 1/19/2010 5:17:52 PM |
| circustab | $50.00 | $50.00 | 1/19/2010 5:17:57 PM |
| teller | $60.00 | $60.00 | 1/19/2010 5:23:23 PM |
| Dazz2061 | $25.00 | $25.00 | 1/19/2010 5:23:26 PM |
| nickel-advocator | $25.00 | $25.00 | 1/19/2010 5:23:28 PM |
| ccclaireee333 | $25.00 | $25.00 | 1/19/2010 5:18:49 PM |
| jsw7us | $50.00 | $50.00 | 1/19/2010 5:21:39 PM |
| a-finance-nirvana | $100.00 | $100.00 | 1/19/2010 5:22:11 PM |
| the-money-gargantuan | $25.00 | $25.00 | 1/19/2010 5:22:26 PM |
| driver928 | $25.00 | $25.00 | 1/19/2010 5:23:01 PM |
| lancetc | $25.00 | $25.00 | 1/19/2010 5:36:18 PM |
| Maccs55 | $25.00 | $17.58 | 1/19/2010 5:37:12 PM |
| uncle101 | $25.00 | $25.00 | 1/20/2010 4:10:13 AM |
| springpanda | $25.00 | $25.00 | 1/20/2010 11:22:50 PM |
| Syzygy | $25.00 | $25.00 | 1/21/2010 6:43:50 PM |
| 180 bids
|
Borrower Payment Dependent Notes Series
444008
This series of Notes was issued and sold upon the funding of the borrower loan #40577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jan-25-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 13.50% |
Starting borrower rate/APR:
| 14.50% / 16.66% |
Starting monthly payment:
| $240.95 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $239.24 |
| |
|
Auction yield range:
| 6.06% - 13.50% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Jan-2010) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,855 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| openness-gravity |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying difference on sale of house
Purpose of loan:
Pay off the remaining mortgage after the sale of my house.
My financial situation:
I am a good candidate for this loan because?I am engineer and had to relocate from IA to AZ for employment; I started with my current employer in 1998, earn $76,000. I've followed a budget for six years and can track what $$ comes in and where it goes out.? The relocation has put me upside down on the sale of my house in IA, closing is Feb. 3rd.??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rcl46 | $25.00 | $25.00 | 1/25/2010 4:34:22 PM |
| enthusiastic-balance5 | $100.00 | $100.00 | 1/25/2010 4:35:21 PM |
| brother_tam | $50.00 | $50.00 | 1/25/2010 4:36:07 PM |
| Hondo | $25.00 | $25.00 | 1/25/2010 4:36:34 PM |
| aladrian | $25.00 | $25.00 | 1/25/2010 4:39:39 PM |
| wampum-reaction2 | $25.00 | $25.00 | 1/25/2010 4:38:45 PM |
| livingaloha | $25.00 | $25.00 | 1/25/2010 4:42:10 PM |
| selfmademan | $25.00 | $25.00 | 1/25/2010 4:42:47 PM |
| dime-beeper | $30.00 | $30.00 | 1/25/2010 4:44:57 PM |
| LenderByDay | $25.00 | $25.00 | 1/25/2010 4:45:36 PM |
| cyberie21 | $30.22 | $30.22 | 1/25/2010 4:52:30 PM |
| WolRab | $25.00 | $25.00 | 1/25/2010 4:54:36 PM |
| unk1911 | $25.00 | $25.00 | 1/25/2010 4:58:21 PM |
| cognizant-rate732 | $50.00 | $50.00 | 1/25/2010 4:59:08 PM |
| Premierelender | $25.00 | $25.00 | 1/25/2010 5:05:21 PM |
| adaptable-income | $25.00 | $25.00 | 1/25/2010 5:03:26 PM |
| deal_maker78 | $100.00 | $100.00 | 1/25/2010 5:05:42 PM |
| Aquani | $49.87 | $49.87 | 1/25/2010 5:05:48 PM |
| social-ladder590 | $25.00 | $25.00 | 1/25/2010 5:03:37 PM |
| georgethesir | $50.00 | $50.00 | 1/25/2010 5:04:57 PM |
| five-star-note | $35.00 | $35.00 | 1/25/2010 5:05:06 PM |
| durability-halibut | $25.00 | $25.00 | 1/25/2010 5:06:06 PM |
| careful-compassion | $50.00 | $50.00 | 1/25/2010 5:06:09 PM |
| Goodlender42 | $25.00 | $25.00 | 1/25/2010 5:06:35 PM |
| selector568 | $300.00 | $300.00 | 1/25/2010 5:04:52 PM |
| progressive-asset | $100.00 | $100.00 | 1/25/2010 5:06:15 PM |
| tdswellington | $25.00 | $25.00 | 1/25/2010 5:05:01 PM |
| happyinvallarta | $50.00 | $50.00 | 1/25/2010 5:05:15 PM |
| tremendous-payment | $25.00 | $25.00 | 1/25/2010 5:05:28 PM |
| momentous-velocity | $25.00 | $25.00 | 1/25/2010 5:07:04 PM |
| jbaum | $25.00 | $25.00 | 1/25/2010 5:05:57 PM |
| steamboatgal | $25.00 | $25.00 | 1/25/2010 5:07:39 PM |
| downbet | $50.00 | $50.00 | 1/25/2010 5:08:19 PM |
| commerce-handshake | $25.00 | $25.00 | 1/25/2010 5:07:45 PM |
| Swabjockey | $25.00 | $25.00 | 1/25/2010 5:08:22 PM |
| smilinguy | $25.00 | $25.00 | 1/25/2010 5:07:49 PM |
| green-careful-community | $25.00 | $25.00 | 1/25/2010 5:08:30 PM |
| BumblingStunmbling | $25.00 | $25.00 | 1/25/2010 5:06:51 PM |
| george_kaplan | $25.00 | $25.00 | 1/25/2010 5:08:04 PM |
| helpu88 | $25.00 | $25.00 | 1/25/2010 5:09:03 PM |
| autonomous-basis | $25.00 | $25.00 | 1/25/2010 5:08:17 PM |
| shasta1 | $25.00 | $25.00 | 1/25/2010 5:07:18 PM |
| bambampk | $25.00 | $25.00 | 1/25/2010 5:08:25 PM |
| dospapalotes | $25.00 | $25.00 | 1/25/2010 5:08:49 PM |
| fxtrader | $25.00 | $25.00 | 1/25/2010 5:07:51 PM |
| ccdmp2004 | $25.00 | $25.00 | 1/25/2010 5:08:02 PM |
| wjstocks | $25.00 | $25.00 | 1/25/2010 5:09:05 PM |
| saysana | $25.00 | $25.00 | 1/25/2010 5:11:17 PM |
| Kulchar | $50.00 | $50.00 | 1/25/2010 5:08:54 PM |
| fopaul13 | $25.00 | $25.00 | 1/25/2010 5:09:47 PM |
| kbodendorf | $25.00 | $25.00 | 1/25/2010 5:11:30 PM |
| egw | $25.00 | $25.00 | 1/25/2010 5:11:35 PM |
| credit-solstice | $25.00 | $25.00 | 1/25/2010 5:09:16 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 1/25/2010 5:11:39 PM |
| NR | $25.00 | $25.00 | 1/25/2010 5:09:44 PM |
| commerce-voyager | $25.00 | $25.00 | 1/25/2010 5:10:46 PM |
| Binan | $25.00 | $25.00 | 1/25/2010 5:09:58 PM |
| aneley777 | $25.00 | $25.00 | 1/25/2010 5:11:25 PM |
| region123 | $50.00 | $50.00 | 1/25/2010 5:10:22 PM |
| Aeroman32 | $25.00 | $25.00 | 1/25/2010 5:12:03 PM |
| museic1 | $50.00 | $50.00 | 1/25/2010 5:12:09 PM |
| peso-colonel | $90.00 | $90.00 | 1/25/2010 5:13:45 PM |
| sharkm | $40.00 | $40.00 | 1/25/2010 5:13:51 PM |
| mpatrick | $50.00 | $50.00 | 1/25/2010 5:14:20 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/25/2010 5:12:07 PM |
| jdrez | $25.00 | $25.00 | 1/25/2010 5:12:13 PM |
| saffron4 | $25.00 | $25.00 | 1/25/2010 5:14:43 PM |
| Diamond_Jim | $25.00 | $25.00 | 1/25/2010 5:14:50 PM |
| lending-bear | $50.00 | $50.00 | 1/25/2010 5:13:31 PM |
| Katburg | $35.00 | $35.00 | 1/25/2010 5:15:37 PM |
| benefit-squirrel | $30.00 | $30.00 | 1/25/2010 5:14:52 PM |
| blooming-dedication | $50.00 | $50.00 | 1/25/2010 5:15:03 PM |
| melodious-fairness | $25.00 | $25.00 | 1/25/2010 5:15:05 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/25/2010 5:16:19 PM |
| Artist_Blue | $25.00 | $25.00 | 1/25/2010 5:16:25 PM |
| principal-kung-fu | $25.00 | $25.00 | 1/25/2010 5:14:00 PM |
| Banker7371 | $25.00 | $25.00 | 1/25/2010 5:15:26 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/25/2010 5:16:45 PM |
| duty-sensai | $25.00 | $25.00 | 1/25/2010 5:14:32 PM |
| brooklynjoe | $25.00 | $25.00 | 1/25/2010 5:14:37 PM |
| yield-lion | $25.00 | $25.00 | 1/25/2010 5:16:54 PM |
| apeloans | $25.00 | $25.00 | 1/25/2010 5:17:06 PM |
| rooosta | $25.00 | $25.00 | 1/25/2010 5:16:08 PM |
| accordion8 | $50.00 | $50.00 | 1/25/2010 5:17:16 PM |
| personal-lender | $25.00 | $25.00 | 1/25/2010 5:15:13 PM |
| puifais | $25.00 | $25.00 | 1/25/2010 5:15:43 PM |
| value-pole | $25.00 | $25.00 | 1/25/2010 5:15:52 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 1/25/2010 5:15:56 PM |
| bogart2277 | $25.00 | $25.00 | 1/25/2010 5:18:09 PM |
| stjules | $50.00 | $50.00 | 1/25/2010 5:18:18 PM |
| Syzygy | $25.00 | $25.00 | 1/25/2010 5:16:16 PM |
| delicious-social132 | $25.00 | $25.00 | 1/25/2010 5:16:29 PM |
| inspiring-reward | $50.00 | $50.00 | 1/25/2010 5:17:35 PM |
| MrBodaggit | $25.00 | $25.00 | 1/25/2010 5:18:00 PM |
| kmr2 | $100.00 | $100.00 | 1/25/2010 5:16:47 PM |
| auction-elvis | $25.00 | $25.00 | 1/25/2010 5:18:11 PM |
| important-ore | $50.00 | $50.00 | 1/25/2010 5:17:01 PM |
| MidLifeCrisis | $25.00 | $25.00 | 1/25/2010 5:17:08 PM |
| junctionking | $25.00 | $25.00 | 1/25/2010 5:17:26 PM |
| balance6 | $25.00 | $25.00 | 1/25/2010 5:17:43 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 1/25/2010 5:17:56 PM |
| BenOrt | $25.00 | $25.00 | 1/25/2010 5:18:15 PM |
| bondhedger | $25.00 | $25.00 | 1/25/2010 5:39:35 PM |
| bigmacbeef | $25.00 | $25.00 | 1/25/2010 8:03:55 PM |
| zento | $25.00 | $25.00 | 1/25/2010 9:07:54 PM |
| amber_in_florida | $25.00 | $25.00 | 1/25/2010 4:34:25 PM |
| gethsemane4 | $25.00 | $25.00 | 1/25/2010 4:36:40 PM |
| Whitewall | $27.06 | $27.06 | 1/25/2010 4:34:20 PM |
| the-silver-blaster | $50.00 | $50.00 | 1/25/2010 4:37:16 PM |
| supreme-bonus0 | $25.00 | $25.00 | 1/25/2010 4:37:30 PM |
| codemonkey7 | $25.00 | $25.00 | 1/25/2010 4:41:08 PM |
| market-builder | $25.00 | $25.00 | 1/25/2010 4:53:07 PM |
| forthright-dedication | $50.00 | $50.00 | 1/25/2010 4:53:09 PM |
| Interloper | $25.00 | $25.00 | 1/25/2010 4:57:36 PM |
| desertoasis | $25.00 | $25.00 | 1/25/2010 4:57:47 PM |
| order-boomerang | $25.00 | $25.00 | 1/25/2010 4:59:57 PM |
| AF-Chief | $35.00 | $35.00 | 1/25/2010 5:00:04 PM |
| onlyastepaway | $25.00 | $25.00 | 1/25/2010 5:01:32 PM |
| christifa | $25.00 | $25.00 | 1/25/2010 5:03:35 PM |
| hannibal720 | $25.00 | $25.00 | 1/25/2010 5:03:24 PM |
| lend_to_you | $50.00 | $50.00 | 1/25/2010 5:03:27 PM |
| busnssmn | $25.00 | $25.00 | 1/25/2010 5:03:32 PM |
| Kierf | $25.00 | $25.00 | 1/25/2010 5:03:19 PM |
| China0813 | $25.00 | $25.00 | 1/25/2010 5:03:21 PM |
| LiquidLender | $25.00 | $25.00 | 1/25/2010 5:05:51 PM |
| cheapskate | $27.48 | $27.48 | 1/25/2010 5:05:23 PM |
| srilm | $25.00 | $25.00 | 1/25/2010 5:06:03 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 1/25/2010 5:06:43 PM |
| xrycac | $25.00 | $25.00 | 1/25/2010 5:06:22 PM |
| credit-force5 | $25.00 | $25.00 | 1/25/2010 5:06:28 PM |
| investment-comet | $25.00 | $25.00 | 1/25/2010 5:06:32 PM |
| irun | $25.00 | $25.00 | 1/25/2010 5:06:55 PM |
| diplomatic-point4 | $50.00 | $50.00 | 1/25/2010 5:05:34 PM |
| adamnash | $25.00 | $25.00 | 1/25/2010 5:06:58 PM |
| maple1 | $25.00 | $25.00 | 1/25/2010 5:07:32 PM |
| swoosh | $25.00 | $25.00 | 1/25/2010 5:08:13 PM |
| Trimalchio12 | $25.00 | $25.00 | 1/25/2010 5:06:40 PM |
| How | $25.00 | $25.00 | 1/25/2010 5:06:49 PM |
| John73 | $25.00 | $25.00 | 1/25/2010 5:07:01 PM |
| _G_ | $50.00 | $50.00 | 1/25/2010 5:07:07 PM |
| captainack | $25.00 | $25.00 | 1/25/2010 5:07:10 PM |
| bold-bright-currency | $25.00 | $25.00 | 1/25/2010 5:09:06 PM |
| nourishing-hope835 | $25.00 | $25.00 | 1/25/2010 5:07:26 PM |
| Raye147 | $25.00 | $25.00 | 1/25/2010 5:08:41 PM |
| undaunted-agreement | $25.00 | $25.00 | 1/25/2010 5:07:58 PM |
| Tapu22 | $50.00 | $50.00 | 1/25/2010 5:10:08 PM |
| heynonny | $50.00 | $50.00 | 1/25/2010 5:09:14 PM |
| DLock99 | $25.00 | $25.00 | 1/25/2010 5:09:27 PM |
| trinityed | $25.00 | $25.00 | 1/25/2010 5:10:59 PM |
| topher515 | $25.00 | $25.00 | 1/25/2010 5:08:35 PM |
| MO_Investor | $25.00 | $25.00 | 1/25/2010 5:09:41 PM |
| blooming-market | $25.00 | $25.00 | 1/25/2010 5:09:10 PM |
| loucr2003 | $25.00 | $25.00 | 1/25/2010 5:10:16 PM |
| niskyfranchise | $25.00 | $25.00 | 1/25/2010 5:09:22 PM |
| Orringo | $75.00 | $75.00 | 1/25/2010 5:11:45 PM |
| serpentine | $30.28 | $30.28 | 1/25/2010 5:11:49 PM |
| mpactlender | $25.00 | $25.00 | 1/25/2010 5:09:32 PM |
| jjswanso | $25.00 | $25.00 | 1/25/2010 5:09:37 PM |
| Cheburashka | $25.00 | $25.00 | 1/25/2010 5:09:55 PM |
| Dawgs34 | $25.00 | $25.00 | 1/25/2010 5:10:04 PM |
| The_Donald | $25.00 | $25.00 | 1/25/2010 5:11:28 PM |
| cberthiaume | $25.00 | $25.00 | 1/25/2010 5:10:25 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/25/2010 5:10:30 PM |
| mmmm1982 | $28.00 | $28.00 | 1/25/2010 5:10:51 PM |
| ujohnc00 | $25.00 | $25.00 | 1/25/2010 5:12:27 PM |
| loanfairy | $25.00 | $25.00 | 1/25/2010 5:13:53 PM |
| AFairDeal | $25.00 | $25.00 | 1/25/2010 5:14:25 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/25/2010 5:12:18 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 1/25/2010 5:14:47 PM |
| Lilred7879 | $50.00 | $50.00 | 1/25/2010 5:13:42 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 1/25/2010 5:14:58 PM |
| exact-loan5 | $25.00 | $25.00 | 1/25/2010 5:15:01 PM |
| DRA-Properties | $25.00 | $25.00 | 1/25/2010 5:15:23 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/25/2010 5:13:21 PM |
| elegant-bonus | $25.00 | $25.00 | 1/25/2010 5:14:05 PM |
| supreme-hope | $25.00 | $25.00 | 1/25/2010 5:16:33 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/25/2010 5:15:31 PM |
| industrious-dedication | $25.00 | $25.00 | 1/25/2010 5:14:27 PM |
| ghinga | $50.00 | $50.00 | 1/25/2010 5:16:49 PM |
| lloyd_s | $25.00 | $25.00 | 1/25/2010 5:15:47 PM |
| time4aloan | $50.00 | $50.00 | 1/25/2010 5:15:59 PM |
| impeccable-transparency | $75.00 | $75.00 | 1/25/2010 5:17:22 PM |
| Kaj | $25.00 | $25.00 | 1/25/2010 5:15:16 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/25/2010 5:17:28 PM |
| bountiful-bazaar | $25.00 | $25.00 | 1/25/2010 5:17:31 PM |
| GElender | $50.00 | $50.00 | 1/25/2010 5:17:34 PM |
| Rob717171 | $25.00 | $25.00 | 1/25/2010 5:16:41 PM |
| loan-master996 | $50.00 | $50.00 | 1/25/2010 5:17:48 PM |
| NorthernFunds | $25.00 | $25.00 | 1/25/2010 5:16:55 PM |
| Cai8899 | $50.00 | $50.00 | 1/25/2010 5:17:14 PM |
| Speculator | $50.00 | $50.00 | 1/25/2010 5:16:36 PM |
| handy-justice | $25.00 | $25.00 | 1/25/2010 5:16:59 PM |
| papaloha | $50.00 | $50.00 | 1/25/2010 5:17:04 PM |
| famous-bill | $75.00 | $47.09 | 1/25/2010 5:18:20 PM |
| Gibbyland | $75.00 | $75.00 | 1/25/2010 5:17:10 PM |
| elevated-platinum5 | $50.00 | $50.00 | 1/25/2010 5:17:19 PM |
| ryan23 | $25.00 | $25.00 | 1/25/2010 5:17:37 PM |
| falcon88dp | $25.00 | $25.00 | 1/25/2010 5:17:50 PM |
| ctgscott | $25.00 | $25.00 | 1/25/2010 5:18:07 PM |
| Gladglide | $40.00 | $40.00 | 1/25/2010 5:18:13 PM |
| loan-warrior | $25.00 | $25.00 | 1/25/2010 5:18:16 PM |
| miket71 | $100.00 | $100.00 | 1/25/2010 5:29:36 PM |
| RiskAdverse | $25.00 | $25.00 | 1/25/2010 8:36:19 PM |
| MMurphy | $40.00 | $40.00 | 1/26/2010 6:34:16 AM |
| 204 bids
|
Borrower Payment Dependent Notes Series
424185
This series of Notes was issued and sold upon the funding of the borrower loan #40596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Jan-12-2010 |
| |
Auction end date:
| Jan-19-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 17.06% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 3
/
3 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 7 | Length of status: | 3y 0m |
|
Amount delinquent:
| $130 |
Revolving credit balance:
| $674 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| helpmywedding |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 1
( 3% )
| 640-659
(Aug-2009)
640-659
(Jul-2009)
540-559
(Mar-2008)
540-559
(Feb-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Down payment for car loan
Purpose of loan:
This loan will be used to put a down payment on a car.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and the loan is not too large - I've paid for my school?through waitressing and my husband works in the finanical services industry with a steady job.? I am also trying to strengthen my FICO score with this loan so that?we can buy a house in the next three years. As you can also see, I have made all payments to a Prosper loan I took out 3 years ago.?
Monthly net income: $
From my husband's job:? $5700
Monthly expenses: $
??Housing: $?2400
??Insurance: $?160
??Car expenses: $?332
??Utilities: $?275
??Phone, cable, internet: $ 150
??Food, entertainment: $?750
??Clothing, household expenses $ 250
??Credit cards and other loans: $?200
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's the 130.00 DQ for? - exchange-cowbell5
A:
It is an inaccuracy that I have discovered. It is from Verizon, my current cell phone provider. I called them and they said it was from a late payment four years ago. I paid it off, but they never alerted their collections dept. that it was paid. I then moved residences and never received any notification that they were pursuing any action against me. Verizon has said they are notifying the credit bureaus now and that it shoud be removed within 30 days.
(Jan-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 1/12/2010 4:59:32 PM |
| Bob450 | $25.00 | $25.00 | 1/12/2010 10:05:28 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/18/2010 11:13:32 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/18/2010 11:13:48 AM |
| Lubava | $25.00 | $25.00 | 1/18/2010 4:16:04 PM |
| MM1207 | $25.00 | $25.00 | 1/18/2010 5:35:58 PM |
| squarebob | $25.00 | $25.00 | 1/18/2010 8:15:04 PM |
| Dan77 | $25.00 | $25.00 | 1/18/2010 7:24:50 PM |
| papaloha | $200.00 | $200.00 | 1/19/2010 3:34:52 AM |
| circustab | $50.00 | $50.00 | 1/19/2010 7:35:09 AM |
| chameleon125 | $50.00 | $50.00 | 1/19/2010 7:53:40 AM |
| boodo | $200.00 | $200.00 | 1/19/2010 9:44:21 AM |
| buyrite334 | $25.00 | $25.00 | 1/19/2010 9:50:16 AM |
| nodebt2012 | $50.00 | $50.00 | 1/19/2010 10:39:27 AM |
| aloantime07 | $25.00 | $25.00 | 1/19/2010 10:51:12 AM |
| lucrative-loan | $50.00 | $50.00 | 1/19/2010 10:52:45 AM |
| DasMula | $150.00 | $150.00 | 1/19/2010 10:49:41 AM |
| boodo | $107.24 | $79.58 | 1/19/2010 11:32:09 AM |
| boodo | $268.57 | $268.57 | 1/15/2010 7:08:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/16/2010 12:36:58 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/18/2010 4:09:51 PM |
| Ray3486 | $25.00 | $25.00 | 1/18/2010 5:03:54 PM |
| note-buddy | $150.48 | $150.48 | 1/18/2010 7:15:24 PM |
| thomas16882004 | $50.00 | $50.00 | 1/18/2010 10:18:11 PM |
| Leshan | $100.00 | $100.00 | 1/19/2010 7:23:04 AM |
| keeper24 | $25.00 | $25.00 | 1/19/2010 6:20:52 AM |
| boodo | $500.00 | $500.00 | 1/19/2010 9:45:23 AM |
| LAKETIME | $25.00 | $25.00 | 1/19/2010 9:41:54 AM |
| EEasyMoney | $25.00 | $25.00 | 1/19/2010 7:59:57 AM |
| Asimus | $26.37 | $26.37 | 1/19/2010 9:47:22 AM |
| Rule62 | $25.00 | $25.00 | 1/19/2010 10:41:03 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
441451
This series of Notes was issued and sold upon the funding of the borrower loan #40591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-07-2010 |
| |
Auction end date:
| Jan-14-2010 |
|
|
Starting lender yield:
| 23.70% |
Starting borrower rate/APR:
| 24.70% / 27.00% |
Starting monthly payment:
| $396.01 |
|
Final lender yield:
| 22.70% |
Final borrower rate/APR:
| 23.70% / 25.99% |
Final monthly payment:
| $390.76 |
| |
|
Auction yield range:
| 8.20% - 23.70% |
Estimated loss impact:
| 8.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.16% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,079 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| benjamins-molecule |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off some of my revolving balances and debt?so I can make one payment each month.
My financial situation:
I am a good candidate for this loan because I have never ever been late on any payments and I have a excellent payment history but it would be easier to pay off my smaller balances and revolving debt with this loan so I can make 1 payment instead of many little payments.
Monthly net income: $ 6200.00
Monthly expenses: $
??Housing: $?1400.00
??Insurance: $125.00
??Car expenses: $ 865.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 220.00
??Food, entertainment: $?500.00
??Clothing, household expenses $?300.00
??Credit cards and other loans: $?800.00
??Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How do you have a monthly net income of $6,200 with a gross income of up to $75K/year? That would mean that you don't pay any taxes. - x01440
A:
No sir, my net income is 75k/year.
(Jan-10-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| value-pouch | $25.00 | $25.00 | 1/7/2010 4:05:43 PM |
| fopaul13 | $25.00 | $25.00 | 1/7/2010 4:06:28 PM |
| shingu79 | $33.29 | $33.29 | 1/7/2010 4:07:25 PM |
| charming-point | $300.00 | $300.00 | 1/7/2010 4:08:20 PM |
| open-marketplace | $25.00 | $25.00 | 1/7/2010 4:08:58 PM |
| DUDE66 | $50.00 | $50.00 | 1/7/2010 4:09:36 PM |
| booksleuth | $50.00 | $50.00 | 1/7/2010 4:09:43 PM |
| BeenThereMyself | $50.00 | $50.00 | 1/7/2010 4:10:07 PM |
| ArmyGuy | $25.00 | $25.00 | 1/7/2010 4:11:15 PM |
| BlindJoeDeath | $25.00 | $25.00 | 1/7/2010 4:11:35 PM |
| duty-sensai | $25.00 | $25.00 | 1/7/2010 4:11:48 PM |
| loanfairy | $25.00 | $25.00 | 1/7/2010 4:12:12 PM |
| romario | $50.00 | $50.00 | 1/7/2010 4:12:49 PM |
| punctual-power7 | $25.00 | $25.00 | 1/7/2010 4:13:02 PM |
| forthright-social | $25.00 | $25.00 | 1/7/2010 4:13:16 PM |
| galaxy1 | $25.00 | $25.00 | 1/7/2010 4:13:23 PM |
| Diamond_Jim | $25.00 | $25.00 | 1/7/2010 4:13:26 PM |
| E_G | $30.00 | $30.00 | 1/7/2010 4:13:28 PM |
| bchen78875 | $25.00 | $25.00 | 1/7/2010 4:13:55 PM |
| paymentologist | $25.00 | $25.00 | 1/7/2010 4:06:41 PM |
| dullstar | $25.00 | $25.00 | 1/7/2010 4:06:55 PM |
| JB2006 | $25.00 | $25.00 | 1/7/2010 4:08:17 PM |
| LenderByDay | $25.00 | $25.00 | 1/7/2010 4:08:31 PM |
| Strato | $25.00 | $25.00 | 1/7/2010 4:08:45 PM |
| EPCapital | $25.00 | $25.00 | 1/7/2010 4:05:59 PM |
| Hexnut | $25.00 | $25.00 | 1/7/2010 4:10:30 PM |
| andyb9 | $25.00 | $25.00 | 1/7/2010 4:07:52 PM |
| madolaf | $25.00 | $25.00 | 1/7/2010 4:10:33 PM |
| happyskippy0208 | $25.00 | $25.00 | 1/7/2010 4:11:02 PM |
| checkuto | $25.00 | $25.00 | 1/7/2010 4:08:14 PM |
| WillyBobba | $25.00 | $25.00 | 1/7/2010 4:08:53 PM |
| Tc11902 | $25.00 | $25.00 | 1/7/2010 4:09:06 PM |
| qitaana | $25.00 | $25.00 | 1/7/2010 4:09:09 PM |
| jonn834 | $25.00 | $25.00 | 1/7/2010 4:10:04 PM |
| Marathoner | $25.00 | $25.00 | 1/7/2010 4:12:20 PM |
| selector568 | $100.00 | $100.00 | 1/7/2010 4:10:54 PM |
| aasx1108 | $25.00 | $25.00 | 1/7/2010 4:12:54 PM |
| tallmon | $25.00 | $25.00 | 1/7/2010 4:11:30 PM |
| credit-kahuna | $100.00 | $100.00 | 1/7/2010 4:13:34 PM |
| personal-lender | $25.00 | $25.00 | 1/7/2010 4:13:45 PM |
| bmkenn | $50.00 | $50.00 | 1/7/2010 4:12:25 PM |
| wiltonbound | $25.00 | $25.00 | 1/7/2010 4:14:03 PM |
| duty-monger | $50.00 | $50.00 | 1/7/2010 4:14:15 PM |
| onlyastepaway | $25.00 | $25.00 | 1/7/2010 4:12:39 PM |
| tremendous-payment | $25.00 | $25.00 | 1/7/2010 4:13:31 PM |
| benefit-squirrel | $30.00 | $30.00 | 1/7/2010 4:14:01 PM |
| hitsman | $50.00 | $50.00 | 1/7/2010 4:14:06 PM |
| klinebarger | $25.00 | $11.53 | 1/7/2010 4:14:29 PM |
| falcon88dp | $25.00 | $25.00 | 1/7/2010 4:32:45 PM |
| sociallender | $25.00 | $25.00 | 1/7/2010 4:39:40 PM |
| dime-neutron | $25.00 | $25.00 | 1/7/2010 4:35:19 PM |
| robot777 | $40.00 | $40.00 | 1/7/2010 4:35:29 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/7/2010 4:43:46 PM |
| aurorafinancial | $50.00 | $50.00 | 1/7/2010 4:39:47 PM |
| twjh | $25.00 | $25.00 | 1/7/2010 4:41:33 PM |
| myhrer | $100.00 | $100.00 | 1/7/2010 7:59:01 PM |
| szetheli | $152.00 | $152.00 | 1/7/2010 7:36:43 PM |
| thematch | $50.00 | $50.00 | 1/8/2010 10:50:36 AM |
| interstellar | $50.00 | $50.00 | 1/8/2010 12:30:56 PM |
| GCSS | $25.00 | $25.00 | 1/8/2010 12:42:19 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/8/2010 6:22:00 PM |
| foothillender | $25.00 | $25.00 | 1/9/2010 7:04:43 AM |
| vine99 | $65.00 | $65.00 | 1/9/2010 9:34:23 AM |
| wa_elj64 | $28.00 | $28.00 | 1/9/2010 5:16:33 PM |
| PrinceValium | $25.00 | $25.00 | 1/9/2010 5:39:40 PM |
| Sugarmama21 | $100.00 | $100.00 | 1/9/2010 7:08:57 PM |
| WAREAGLE127 | $50.00 | $50.00 | 1/10/2010 7:04:38 AM |
| usedtoborrow | $25.00 | $25.00 | 1/10/2010 9:47:56 AM |
| swti37 | $50.00 | $50.00 | 1/10/2010 10:52:07 PM |
| ALFLoan | $25.00 | $25.00 | 1/11/2010 10:50:04 AM |
| BrighterSuns | $25.00 | $25.00 | 1/11/2010 11:01:38 AM |
| KHODADAD | $25.00 | $25.00 | 1/11/2010 10:29:09 AM |
| loyalty-czar | $26.00 | $26.00 | 1/11/2010 11:53:38 AM |
| credit-sasquatch3 | $25.00 | $25.00 | 1/11/2010 1:13:50 PM |
| Superc0ld | $63.06 | $63.06 | 1/11/2010 2:16:58 PM |
| GravityLab | $25.00 | $25.00 | 1/11/2010 3:55:06 PM |
| kind-bid-maverick | $25.00 | $25.00 | 1/11/2010 6:24:24 PM |
| Whipster | $25.00 | $25.00 | 1/11/2010 7:11:41 PM |
| repayment-launcher | $25.00 | $25.00 | 1/12/2010 4:31:53 AM |
| Tingali | $25.00 | $25.00 | 1/12/2010 9:16:19 AM |
| wealth-comet694 | $25.00 | $25.00 | 1/12/2010 9:14:01 AM |
| kapitalx | $25.00 | $25.00 | 1/12/2010 10:43:21 AM |
| RyanM561 | $25.00 | $25.00 | 1/12/2010 10:55:44 AM |
| felicity-daydream | $50.00 | $50.00 | 1/12/2010 12:46:26 PM |
| MoneyOps | $25.00 | $25.00 | 1/12/2010 4:59:52 PM |
| natural-foods | $25.00 | $25.00 | 1/12/2010 6:49:38 PM |
| pacifictaxman | $100.00 | $100.00 | 1/13/2010 8:52:33 AM |
| nickel-pipeline | $30.00 | $30.00 | 1/13/2010 9:38:46 AM |
| caseattle | $25.00 | $25.00 | 1/13/2010 10:42:16 AM |
| Lending-Bee | $100.00 | $100.00 | 1/13/2010 10:38:02 AM |
| UCLA4life | $25.00 | $25.00 | 1/13/2010 11:22:23 AM |
| ag-ventures | $25.00 | $25.00 | 1/13/2010 11:33:43 AM |
| limoney | $30.00 | $30.00 | 1/13/2010 12:50:15 PM |
| dorfinia | $50.00 | $50.00 | 1/13/2010 2:41:26 PM |
| ddh81 | $25.75 | $25.75 | 1/13/2010 3:48:22 PM |
| loan-fate | $100.00 | $100.00 | 1/13/2010 4:33:58 PM |
| loss-of-control | $25.00 | $25.00 | 1/13/2010 7:15:31 PM |
| The-CAPS-fan | $50.00 | $50.00 | 1/13/2010 6:58:52 PM |
| christinaregina | $25.00 | $25.00 | 1/13/2010 7:41:55 PM |
| Gaelicman | $125.00 | $125.00 | 1/13/2010 11:07:10 PM |
| Bob450 | $25.00 | $25.00 | 1/14/2010 7:49:27 AM |
| cognizant-rate732 | $500.00 | $500.00 | 1/14/2010 8:23:46 AM |
| umfan123 | $25.00 | $25.00 | 1/14/2010 6:42:25 AM |
| guardian3 | $25.00 | $25.00 | 1/14/2010 7:24:44 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 1/14/2010 8:28:59 AM |
| BankofBeth | $25.00 | $25.00 | 1/14/2010 10:48:24 AM |
| steady-dime | $100.00 | $100.00 | 1/14/2010 10:28:35 AM |
| ChewyZ | $25.00 | $25.00 | 1/14/2010 12:07:19 PM |
| CarlosCespedes | $25.00 | $25.00 | 1/14/2010 11:56:18 AM |
| investment-cluster | $25.00 | $25.00 | 1/14/2010 1:59:19 PM |
| leverage-monger | $50.00 | $50.00 | 1/14/2010 1:33:38 PM |
| hamster | $31.23 | $31.23 | 1/14/2010 1:51:34 PM |
| momentous-transaction8 | $25.00 | $25.00 | 1/14/2010 1:44:36 PM |
| wealth-comet694 | $25.00 | $25.00 | 1/14/2010 2:01:54 PM |
| nickel-master | $25.00 | $25.00 | 1/14/2010 2:09:34 PM |
| bigb7 | $25.71 | $25.71 | 1/14/2010 1:57:17 PM |
| zento | $25.00 | $25.00 | 1/14/2010 2:53:31 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/14/2010 3:20:02 PM |
| buckskin1234 | $25.00 | $25.00 | 1/14/2010 4:01:58 PM |
| leverage-monger | $200.00 | $200.00 | 1/14/2010 3:53:09 PM |
| wanna-help | $35.00 | $35.00 | 1/14/2010 3:57:07 PM |
| madpinto21 | $30.59 | $30.59 | 1/7/2010 4:06:25 PM |
| ohnezweck | $25.00 | $25.00 | 1/7/2010 4:06:52 PM |
| triumph329 | $25.00 | $25.00 | 1/7/2010 4:09:18 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/7/2010 4:09:33 PM |
| Casper00 | $26.99 | $26.99 | 1/7/2010 4:10:11 PM |
| oldmora | $25.00 | $25.00 | 1/7/2010 4:10:32 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 1/7/2010 4:11:04 PM |
| unk1911 | $25.00 | $25.00 | 1/7/2010 4:11:58 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 1/7/2010 4:12:01 PM |
| elegant-income3 | $30.00 | $30.00 | 1/7/2010 4:13:11 PM |
| mtquan | $25.00 | $25.00 | 1/7/2010 4:06:08 PM |
| maven2 | $25.00 | $25.00 | 1/7/2010 4:06:36 PM |
| WolRab | $25.00 | $25.00 | 1/7/2010 4:06:48 PM |
| night0wl | $25.00 | $25.00 | 1/7/2010 4:08:22 PM |
| bdloans | $50.00 | $50.00 | 1/7/2010 4:06:01 PM |
| helping-out | $25.00 | $25.00 | 1/7/2010 4:09:46 PM |
| kirkjerk | $25.00 | $25.00 | 1/7/2010 4:11:17 PM |
| wealth-cloud | $25.00 | $25.00 | 1/7/2010 4:11:29 PM |
| Dillonmd58 | $25.00 | $25.00 | 1/7/2010 4:08:24 PM |
| auctionbros | $25.00 | $25.00 | 1/7/2010 4:11:41 PM |
| five-star-justice | $36.00 | $36.00 | 1/7/2010 4:11:47 PM |
| Veloce | $25.00 | $25.00 | 1/7/2010 4:11:56 PM |
| serpentine | $30.75 | $30.75 | 1/7/2010 4:09:15 PM |
| AF-Chief | $35.00 | $35.00 | 1/7/2010 4:12:03 PM |
| Supernick | $100.00 | $100.00 | 1/7/2010 4:12:06 PM |
| fortytwo | $100.00 | $100.00 | 1/7/2010 4:09:49 PM |
| jammers | $25.00 | $25.00 | 1/7/2010 4:10:26 PM |
| yeti888 | $25.00 | $25.00 | 1/7/2010 4:11:09 PM |
| barbershopper_NT | $25.00 | $25.00 | 1/7/2010 4:12:51 PM |
| desertoasis | $50.00 | $50.00 | 1/7/2010 4:11:13 PM |
| treasure-bliss | $100.00 | $100.00 | 1/7/2010 4:11:19 PM |
| Pizza-man | $50.00 | $50.00 | 1/7/2010 4:13:06 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/7/2010 4:11:26 PM |
| astute-dollar | $100.00 | $100.00 | 1/7/2010 4:13:19 PM |
| payout-achievement | $40.00 | $40.00 | 1/7/2010 4:13:37 PM |
| felicity-synapse | $25.00 | $25.00 | 1/7/2010 4:11:52 PM |
| calm-deal7 | $25.00 | $25.00 | 1/7/2010 4:12:16 PM |
| rolandweary | $40.00 | $40.00 | 1/7/2010 4:13:46 PM |
| PROFITABLE7 | $25.00 | $25.00 | 1/7/2010 4:12:24 PM |
| hope-eagle6 | $25.00 | $25.00 | 1/7/2010 4:14:20 PM |
| mattemmo | $25.00 | $25.00 | 1/7/2010 4:12:34 PM |
| roto | $25.00 | $25.00 | 1/7/2010 4:14:25 PM |
| Doodlemeyer | $25.00 | $25.00 | 1/7/2010 4:12:58 PM |
| wayman | $50.00 | $50.00 | 1/7/2010 4:13:59 PM |
| shrewd-deal | $25.00 | $25.00 | 1/7/2010 4:14:10 PM |
| dollardave | $27.97 | $27.97 | 1/7/2010 4:20:26 PM |
| jga516 | $25.00 | $25.00 | 1/7/2010 4:31:53 PM |
| wwwUniversal | $25.00 | $25.00 | 1/7/2010 4:31:56 PM |
| Ven58 | $25.00 | $25.00 | 1/7/2010 4:44:17 PM |
| SolarMoonshine | $100.00 | $100.00 | 1/7/2010 6:16:13 PM |
| melodious-fairness | $25.00 | $25.00 | 1/7/2010 6:21:35 PM |
| Tc11902 | $25.00 | $25.00 | 1/7/2010 7:07:43 PM |
| QsDad | $25.00 | $25.00 | 1/7/2010 4:51:35 PM |
| jybank | $25.00 | $25.00 | 1/7/2010 4:51:55 PM |
| unger | $50.00 | $50.00 | 1/7/2010 9:56:40 PM |
| Bank_Of_XL | $50.00 | $50.00 | 1/7/2010 7:26:01 PM |
| mbcaseyFX | $75.00 | $75.00 | 1/7/2010 6:43:29 PM |
| Bob450 | $25.00 | $25.00 | 1/7/2010 8:56:22 PM |
| Sol_Invictus | $25.00 | $25.00 | 1/8/2010 4:35:53 AM |
| JustMee | $25.00 | $25.00 | 1/8/2010 6:54:44 AM |
| 2BorNot2B | $25.00 | $25.00 | 1/8/2010 7:52:19 AM |
| buffalobills | $25.00 | $25.00 | 1/8/2010 8:05:42 AM |
| yield-hero4 | $50.00 | $50.00 | 1/8/2010 9:45:43 AM |
| matrix456 | $33.52 | $33.52 | 1/8/2010 11:19:37 AM |
| debtcollector | $50.00 | $50.00 | 1/8/2010 12:19:28 PM |
| innovator2 | $75.00 | $75.00 | 1/8/2010 4:21:58 PM |
| Robbdogg | $42.42 | $42.42 | 1/9/2010 10:46:59 AM |
| rmpedi33 | $100.00 | $100.00 | 1/9/2010 3:33:03 PM |
| grammaspurse | $25.00 | $25.00 | 1/10/2010 5:03:29 PM |
| Hartfelt | $40.00 | $40.00 | 1/10/2010 10:30:35 PM |
| qcksilvr20 | $50.00 | $50.00 | 1/11/2010 11:45:26 AM |
| spruce2 | $50.00 | $50.00 | 1/11/2010 3:24:43 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 1/11/2010 2:16:09 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/11/2010 6:29:16 PM |
| persistent-income2 | $25.19 | $25.19 | 1/12/2010 7:50:31 AM |
| kapitalx | $25.00 | $25.00 | 1/12/2010 10:43:06 AM |
| fair-rate | $50.00 | $50.00 | 1/12/2010 5:07:45 PM |
| integrity-doctor | $50.00 | $50.00 | 1/12/2010 8:25:41 PM |
| CC911 | $25.00 | $25.00 | 1/13/2010 6:20:23 AM |
| loan-fate | $150.00 | $150.00 | 1/13/2010 10:52:20 AM |
| blackstar | $25.00 | $25.00 | 1/13/2010 10:36:54 AM |
| mercuriant | $25.00 | $25.00 | 1/13/2010 3:49:11 PM |
| ChrisKwan | $25.00 | $25.00 | 1/13/2010 4:01:30 PM |
| three-for-6 | $100.00 | $100.00 | 1/13/2010 4:27:39 PM |
| Kash2010lu | $25.00 | $25.00 | 1/13/2010 6:05:45 PM |
| just-point | $25.00 | $25.00 | 1/13/2010 4:20:46 PM |
| gt5149c | $30.00 | $30.00 | 1/13/2010 5:20:34 PM |
| djkaiser | $25.00 | $25.00 | 1/13/2010 9:26:31 PM |
| Imaginos1892 | $100.00 | $100.00 | 1/13/2010 10:19:32 PM |
| TJRCapital | $25.00 | $25.00 | 1/14/2010 5:35:02 AM |
| forthright-trade | $25.00 | $25.00 | 1/13/2010 8:16:26 PM |
| namronmi2 | $25.00 | $25.00 | 1/13/2010 8:44:51 PM |
| trade77 | $25.00 | $25.00 | 1/14/2010 2:48:44 AM |
| BuzzyBee336 | $25.00 | $25.00 | 1/13/2010 11:13:54 PM |
| tekstyle38 | $100.00 | $100.00 | 1/14/2010 1:05:58 AM |
| productive-ore | $100.00 | $100.00 | 1/14/2010 8:12:25 AM |
| dollar-high-five | $25.00 | $25.00 | 1/14/2010 4:43:02 AM |
| Investor22 | $25.00 | $25.00 | 1/14/2010 9:55:15 AM |
| supreme-hope | $25.00 | $25.00 | 1/14/2010 7:20:27 AM |
| rate-hickory | $25.00 | $25.00 | 1/14/2010 8:51:41 AM |
| skillful-asset5 | $125.00 | $125.00 | 1/14/2010 11:20:50 AM |
| wealth-comet694 | $25.00 | $25.00 | 1/14/2010 12:55:12 PM |
| DasMula | $100.00 | $100.00 | 1/14/2010 11:32:27 AM |
| porwestco | $25.00 | $25.00 | 1/14/2010 2:33:58 PM |
| ultimate-peace | $200.00 | $200.00 | 1/14/2010 2:57:27 PM |
| CaliforniaSun | $25.00 | $25.00 | 1/14/2010 2:20:05 PM |
| gristle_mcthornbody | $25.00 | $25.00 | 1/14/2010 3:05:17 PM |
| Capit0l | $25.00 | $25.00 | 1/14/2010 3:48:48 PM |
| one-midas | $25.00 | $25.00 | 1/14/2010 2:58:57 PM |
| dorypro | $25.00 | $25.00 | 1/14/2010 3:50:21 PM |
| asset-control2 | $50.00 | $50.00 | 1/14/2010 3:52:51 PM |
| 232 bids
|
Borrower Payment Dependent Notes Series
442315
This series of Notes was issued and sold upon the funding of the borrower loan #40605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-13-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 9.49% |
Starting borrower rate/APR:
| 10.49% / 12.84% |
Starting monthly payment:
| $48.75 |
|
Final lender yield:
| 8.90% |
Final borrower rate/APR:
| 9.90% / 12.25% |
Final monthly payment:
| $48.33 |
| |
|
Auction yield range:
| 4.06% - 9.49% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.78% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Jan-2010) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,824 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 16 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| calkidd05 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Establishing Prosper Account
Purpose of loan:
I want to establish myself as a borrower on Prosper.? I will use the loan to pay off some of my credit card debit.
My financial situation:
I am a good candidate for this loan because?
I have good positive cash flow each month and have been saving or paying off debt at an average rate of about $1000 a month for the past 12 months.
Let me know if you have any questions and I'll do my best to answer them quickly.
- Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
1) 16 DQ's?
2) Can you get a friend or relative to bid? You would be giving them a great rate - better than thier bank & If they trust you with $$ I can too! - JGuide
A:
Hi JGuide, thanks for asking.
1) The DQs happened when I went back to school. For about 3 - 5 months I was juggling school, debt and bills and fell behind on my payments. That was approximately 4 years ago and I am happy to say I haven't had any delinquencies since. I believe that in 3 years the delinquencies will fall off of my credit report.
2) I am working on getting a friend to try out prosper and am hopeful that he will underwrite a good chunk of this loan! - Thanks!
(Jan-18-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 1/13/2010 4:16:49 PM |
| Tamerz | $25.00 | $25.00 | 1/19/2010 12:54:25 PM |
| squarebob | $25.00 | $25.00 | 1/19/2010 2:58:22 PM |
| coin-spilunker | $25.00 | $25.00 | 1/19/2010 3:21:11 PM |
| gardenslug | $100.00 | $100.00 | 1/19/2010 4:53:10 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/19/2010 7:01:50 PM |
| crw1950 | $50.00 | $50.00 | 1/19/2010 8:34:49 PM |
| JCPlending | $25.00 | $25.00 | 1/19/2010 7:46:13 PM |
| Red-Bull-One | $25.00 | $25.00 | 1/19/2010 7:24:34 PM |
| Mantis75 | $25.00 | $25.00 | 1/19/2010 7:57:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/19/2010 8:21:25 PM |
| pureliquidhw | $25.84 | $25.84 | 1/20/2010 6:11:11 AM |
| undaunted-agreement | $50.00 | $50.00 | 1/20/2010 9:29:16 AM |
| dud | $50.00 | $50.00 | 1/20/2010 10:34:34 AM |
| kf88 | $30.00 | $30.00 | 1/20/2010 8:57:05 AM |
| Robbdogg | $41.76 | $41.76 | 1/20/2010 8:20:25 AM |
| Torero06 | $25.00 | $25.00 | 1/20/2010 11:01:12 AM |
| bankofmay | $25.00 | $25.00 | 1/20/2010 12:32:11 PM |
| gilbrear | $25.00 | $25.00 | 1/20/2010 3:57:18 PM |
| Engineer44 | $25.00 | $25.00 | 1/20/2010 4:03:56 PM |
| squarebob | $25.00 | $25.00 | 1/20/2010 2:47:33 PM |
| StocksMan | $50.00 | $50.00 | 1/20/2010 4:02:01 PM |
| circustab | $50.00 | $50.00 | 1/16/2010 9:18:18 PM |
| dproxima | $25.00 | $25.00 | 1/17/2010 10:16:32 AM |
| munoz44 | $25.00 | $25.00 | 1/19/2010 3:47:40 PM |
| jayk63 | $25.00 | $25.00 | 1/19/2010 4:22:58 PM |
| coldfuzion | $50.00 | $50.00 | 1/19/2010 7:17:01 PM |
| Gaelicman | $89.20 | $89.20 | 1/19/2010 9:50:34 PM |
| bkb7484 | $25.00 | $25.00 | 1/20/2010 2:40:44 AM |
| dogthecat | $26.30 | $26.30 | 1/20/2010 7:48:37 AM |
| LeverageLender | $25.00 | $25.00 | 1/20/2010 9:25:14 AM |
| wild-orange | $25.00 | $25.00 | 1/20/2010 11:31:54 AM |
| soular21804 | $25.00 | $25.00 | 1/20/2010 12:25:43 PM |
| stock106 | $200.00 | $136.90 | 1/20/2010 10:47:00 AM |
| golfreak923 | $25.00 | $25.00 | 1/20/2010 12:37:57 PM |
| velocity-winner | $25.00 | $25.00 | 1/20/2010 3:04:28 PM |
| alvinsl | $25.00 | $25.00 | 1/20/2010 1:37:36 PM |
| bondhedger | $25.00 | $25.00 | 1/20/2010 2:18:49 PM |
| integrity-doctor | $50.00 | $50.00 | 1/20/2010 2:04:43 PM |
| gothampark | $25.00 | $25.00 | 1/20/2010 2:31:29 PM |
| jybank | $25.00 | $25.00 | 1/20/2010 2:41:30 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/20/2010 3:12:50 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
442779
This series of Notes was issued and sold upon the funding of the borrower loan #40597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Jan-15-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 13.05% |
Starting borrower rate/APR:
| 14.05% / 16.21% |
Starting monthly payment:
| $136.81 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $136.71 |
| |
|
Auction yield range:
| 6.06% - 13.05% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Jan-2010) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,334 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| coin-pole |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Debt
Purpose of loan:
This loan will be used to? pay off my credit card debt.? My interest rates are way too high and I would really like to be on my way to financial freedom.
My financial situation:
I am a good candidate for this loan because? I am able to pay my bills on time.? I have a stable job working for the federal government.? I am not late on any of my bills, and I work hard to pay down balances.? I would like to be able to see a difference in my debt balance at the end of?each month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| special-truth | $25.00 | $25.00 | 1/15/2010 3:58:42 PM |
| Boca | $25.00 | $25.00 | 1/15/2010 3:59:02 PM |
| imdave4me | $25.00 | $25.00 | 1/15/2010 3:59:07 PM |
| shoedds | $25.00 | $25.00 | 1/15/2010 3:59:21 PM |
| abeprof70 | $25.00 | $25.00 | 1/15/2010 3:59:28 PM |
| Casper00 | $43.61 | $43.61 | 1/15/2010 3:59:44 PM |
| useful-p2ploan | $50.00 | $50.00 | 1/15/2010 4:00:17 PM |
| Scoote2912 | $25.00 | $25.00 | 1/15/2010 4:00:46 PM |
| msbutah | $50.00 | $50.00 | 1/15/2010 4:00:56 PM |
| cberthiaume | $25.00 | $25.00 | 1/15/2010 4:01:07 PM |
| promiser200 | $25.00 | $25.00 | 1/15/2010 4:01:36 PM |
| booksleuth | $50.00 | $50.00 | 1/15/2010 4:02:08 PM |
| JohnW12 | $25.00 | $25.00 | 1/15/2010 4:02:11 PM |
| JonnyD | $25.00 | $25.00 | 1/15/2010 3:58:44 PM |
| cyberie21 | $25.00 | $25.00 | 1/15/2010 4:02:47 PM |
| RG | $25.00 | $25.00 | 1/15/2010 3:59:09 PM |
| calm-deal7 | $30.00 | $30.00 | 1/15/2010 4:03:03 PM |
| gulch | $25.00 | $25.00 | 1/15/2010 4:03:12 PM |
| safe-finance | $25.00 | $25.00 | 1/15/2010 3:59:29 PM |
| shingu79 | $50.00 | $50.00 | 1/15/2010 3:59:38 PM |
| kmfreymi | $25.00 | $25.00 | 1/15/2010 4:00:07 PM |
| kraussmeister | $25.00 | $25.00 | 1/15/2010 3:58:32 PM |
| LEWK25 | $25.00 | $25.00 | 1/15/2010 3:58:47 PM |
| Theboof | $25.00 | $25.00 | 1/15/2010 3:58:49 PM |
| JDavidL | $25.00 | $25.00 | 1/15/2010 3:59:00 PM |
| accord0 | $25.00 | $25.00 | 1/15/2010 3:59:16 PM |
| NotRocketScience | $25.00 | $25.00 | 1/15/2010 3:59:27 PM |
| worklessmakemore | $25.00 | $25.00 | 1/15/2010 4:02:04 PM |
| beezling | $40.00 | $40.00 | 1/15/2010 4:00:13 PM |
| fortytwo | $100.00 | $100.00 | 1/15/2010 4:02:18 PM |
| tidy-dime | $25.00 | $25.00 | 1/15/2010 4:02:22 PM |
| AF-Chief | $35.00 | $35.00 | 1/15/2010 4:00:31 PM |
| ImaPutz | $25.00 | $25.00 | 1/15/2010 4:02:26 PM |
| deal-pioneer1 | $25.00 | $25.00 | 1/15/2010 4:00:59 PM |
| loanfairy | $25.00 | $25.00 | 1/15/2010 4:03:05 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 1/15/2010 4:01:53 PM |
| personal-lender | $25.00 | $25.00 | 1/15/2010 4:03:36 PM |
| hope-eagle6 | $25.00 | $25.00 | 1/15/2010 4:02:20 PM |
| bchen78875 | $25.00 | $25.00 | 1/15/2010 4:03:43 PM |
| DRA-Properties | $25.00 | $25.00 | 1/15/2010 4:03:51 PM |
| Binan | $25.00 | $25.00 | 1/15/2010 4:03:59 PM |
| MrMoney0622 | $25.00 | $25.00 | 1/15/2010 4:02:44 PM |
| usbank | $25.00 | $25.00 | 1/15/2010 9:31:02 PM |
| hellasow | $25.00 | $25.00 | 1/16/2010 5:59:44 AM |
| GyJAV_BNCCo | $25.00 | $25.00 | 1/16/2010 9:41:02 AM |
| Sol_Invictus | $25.00 | $25.00 | 1/17/2010 5:27:08 AM |
| the-bright-velocity | $25.00 | $25.00 | 1/17/2010 8:28:03 PM |
| GOPHERBOY | $50.00 | $50.00 | 1/19/2010 5:37:51 PM |
| jetfan11 | $40.00 | $40.00 | 1/15/2010 3:58:55 PM |
| selector568 | $400.00 | $400.00 | 1/15/2010 3:59:08 PM |
| abfs | $25.00 | $25.00 | 1/15/2010 3:59:19 PM |
| ekn_enterprises | $25.00 | $25.00 | 1/15/2010 3:59:22 PM |
| EPCapital | $25.00 | $25.00 | 1/15/2010 3:59:34 PM |
| JB2006 | $25.00 | $25.00 | 1/15/2010 3:59:40 PM |
| payogie | $25.00 | $25.00 | 1/15/2010 3:59:56 PM |
| lowcostmoney | $25.00 | $25.00 | 1/15/2010 4:00:10 PM |
| cerebral-return3 | $25.00 | $25.00 | 1/15/2010 4:00:15 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/15/2010 4:00:43 PM |
| Cheburashka | $25.00 | $25.00 | 1/15/2010 4:00:48 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 1/15/2010 4:00:50 PM |
| red-trade-cologne | $25.00 | $25.00 | 1/15/2010 4:00:54 PM |
| stanbalwight4 | $25.00 | $25.00 | 1/15/2010 4:01:03 PM |
| sagemoto | $41.78 | $41.78 | 1/15/2010 4:01:10 PM |
| WillyBobba | $25.00 | $25.00 | 1/15/2010 4:02:41 PM |
| Zagit | $25.00 | $25.00 | 1/15/2010 3:58:38 PM |
| elegant-bonus | $25.00 | $25.00 | 1/15/2010 4:02:45 PM |
| copperfield | $25.00 | $25.00 | 1/15/2010 3:58:57 PM |
| duty-sensai | $25.00 | $25.00 | 1/15/2010 4:03:00 PM |
| influential-gain | $25.00 | $25.00 | 1/15/2010 3:59:11 PM |
| Sefotonga | $25.00 | $25.00 | 1/15/2010 3:59:14 PM |
| madpinto21 | $50.00 | $50.00 | 1/15/2010 3:59:35 PM |
| elegant-income3 | $30.00 | $30.00 | 1/15/2010 4:03:28 PM |
| night0wl | $25.00 | $25.00 | 1/15/2010 3:59:42 PM |
| Kaj | $25.00 | $25.00 | 1/15/2010 4:03:45 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 1/15/2010 3:59:49 PM |
| adir1 | $25.00 | $25.00 | 1/15/2010 4:04:01 PM |
| microlendblvr | $150.00 | $46.57 | 1/15/2010 4:04:08 PM |
| unk1911 | $25.00 | $25.00 | 1/15/2010 4:00:28 PM |
| bullwink27 | $25.00 | $25.00 | 1/15/2010 3:58:39 PM |
| gold-sushi | $25.00 | $25.00 | 1/15/2010 3:58:48 PM |
| Skiph | $25.00 | $25.00 | 1/15/2010 3:59:01 PM |
| roman2008 | $25.00 | $25.00 | 1/15/2010 3:59:06 PM |
| Diver26 | $25.00 | $25.00 | 1/15/2010 3:59:19 PM |
| nalaari | $25.00 | $25.00 | 1/15/2010 3:59:51 PM |
| a-resplendent-asset | $50.00 | $50.00 | 1/15/2010 4:01:42 PM |
| DadWarbucks | $25.00 | $25.00 | 1/15/2010 3:59:54 PM |
| cash-boots | $25.00 | $25.00 | 1/15/2010 4:00:04 PM |
| diplomatic-point4 | $50.00 | $50.00 | 1/15/2010 4:02:00 PM |
| Tahoeguy | $25.00 | $25.00 | 1/15/2010 4:00:09 PM |
| persistent-income2 | $25.00 | $25.00 | 1/15/2010 4:02:10 PM |
| orange-value-exec | $25.00 | $25.00 | 1/15/2010 4:00:18 PM |
| howlong2retirement | $25.00 | $25.00 | 1/15/2010 4:02:15 PM |
| wanna-help | $25.00 | $25.00 | 1/15/2010 4:02:24 PM |
| egw | $25.00 | $25.00 | 1/15/2010 4:02:29 PM |
| openness-prospector | $25.00 | $25.00 | 1/15/2010 4:00:51 PM |
| gamp | $25.00 | $25.00 | 1/15/2010 4:00:53 PM |
| GracieLuLu04 | $25.00 | $25.00 | 1/15/2010 4:01:23 PM |
| Aaron_Oz | $25.00 | $25.00 | 1/15/2010 4:01:52 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/15/2010 4:03:20 PM |
| Frugal | $25.00 | $25.00 | 1/15/2010 4:01:54 PM |
| wonder_dogs | $25.00 | $25.00 | 1/15/2010 4:02:17 PM |
| bigdogsafety1 | $25.00 | $25.00 | 1/15/2010 4:02:37 PM |
| Banker7371 | $25.00 | $25.00 | 1/15/2010 4:03:55 PM |
| evaglamazon | $25.00 | $25.00 | 1/15/2010 4:02:59 PM |
| desertoasis | $25.00 | $25.00 | 1/15/2010 4:03:23 PM |
| SNH | $50.00 | $50.00 | 1/15/2010 4:03:49 PM |
| contract-voltage | $25.00 | $25.00 | 1/15/2010 4:03:57 PM |
| wonderful-return5 | $25.00 | $25.00 | 1/15/2010 4:04:05 PM |
| ericb674 | $33.03 | $33.03 | 1/16/2010 8:16:50 AM |
| zento | $25.00 | $25.00 | 1/16/2010 7:39:30 PM |
| orbiter614 | $25.08 | $25.08 | 1/17/2010 4:09:26 AM |
| junes08 | $49.93 | $49.93 | 1/17/2010 11:53:36 AM |
| cognizant-rate732 | $100.00 | $100.00 | 1/17/2010 10:05:22 AM |
| TomOfCT | $125.00 | $125.00 | 1/17/2010 1:54:44 PM |
| Syzygy | $25.00 | $25.00 | 1/17/2010 10:38:57 PM |
| marala4285 | $25.00 | $25.00 | 1/18/2010 6:10:51 AM |
| asset-caballero | $25.00 | $25.00 | 1/18/2010 4:38:48 PM |
| FinanceEngine | $25.00 | $25.00 | 1/18/2010 4:57:53 PM |
| gogrannygo | $25.00 | $25.00 | 1/18/2010 6:29:36 PM |
| MonkeyHero | $25.00 | $25.00 | 1/19/2010 9:36:53 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
442823
This series of Notes was issued and sold upon the funding of the borrower loan #40562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,480.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $110.79 |
|
Final lender yield:
| 5.00% |
Final borrower rate/APR:
| 6.00% / 8.06% |
Final monthly payment:
| $75.45 |
| |
|
Auction yield range:
| 4.06% - 33.00% |
Estimated loss impact:
| 2.10% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.90% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Jan-2010) |
Current / open credit lines:
| 31
/
27 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 95 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,222 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| JGuide |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Jul-2009)
720-739
(Oct-2008)
760-779
(Jan-2008)
|
|
Principal balance:
| $297.66 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Prosper Lender to Reinvest
Good Morning,?
???? I am looking to borrow some to use?strictly for?funding loans of our Prosper group: Lenders?Club
?????Not showing on my income above is the rental income from 5 rental properties, some of which are paid off!?
My Prosper investments income can more than pay for this loan!
Either way Good Luck & Cheers,?
??????? Jguide
PS - Since your a Lender, check out the LendersClub - it is a Prosper group for Lenders only!
Benefits of Membership:
Notification of other Lender listings, vetted people with $500 - $250k invested! They like to borrow on occasion - and a WAY safer bet than most listings!
Monthly tips & tricks: Like how to read DTI, results of research that Lenders have done on past returns and default rates explained in simple tricks!
Strategies explained: A few different lending strategies explained each month - there are numerous different strategies - it is good to hear other Lenders ideas.
Ever bid on a 'great' listing - only to watch it go unfunded? Now you can get other lenders to also bid, and watch the listing go funded!
Ever have money to lend but no listings you like? As a LendersClub member you can check their watch others watch lists to find 'great' listings.
A Cool 'badge' for your profile - The LendersClub is the group that gets top returns on group listings, and is a professional group of Lenders.
Need a loan? As a LendersClub member you can get faster funded and a lower interest rate than other Prosper members!
What's in it for me? Nothing - except I get a better return by investing in other Lenders that don't default! That's it!
To check out our group: LendersClub
Information in the Description is not verified.
Friends And Family Winning Bids
Nasdaq has bid a total of
$51.94 in winning bids.
"I know JGuide since I became a member of LendersClub. Paid my attention his lender strategy and right away I knew he was a serious and dedicated lender. This loan is not risk at all. if after reviewing his c report, you still have doubts just look at his inv / ROI=15K/13% ; so his monthly income can easily cover this loan. This is a no-brainer !!!"
Integrity1st has bid a total of
$104.44 in winning bids.
"JGuide has earned my complete trust and confidence! I would never hesitate to invest in him as I feel that not only I will benefit, but all the borrowers and lenders associated with his group. I bid with not an ounce of doubt and I strongly recommend this listing to the most risk-averse lender!"
jsnryn has bid a total of
$25.00 in winning bids.
Delta-Kilo-7K has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
How much do you currently have invested in Prosper? FYI Lenders, this is the safest loan you can make, A credit and leader of one of the most successful groups on Prosper. Long time lender and devoted to P2P! Gluck JGuide! -B - BAEVentures
A:
I currently have close to $15k invested. I am still testing and tweaking Prosper - once I am confident I might be willing to drop big money in. Cheers!
(Jan-19-2010)
Q:
Not a question, just comments. JGuide, thanks for all you do for Lenders Club members and in serving the country. Lenders - This is a 0 risk loan. I am personally bidding $400. loanman2007 - loanman2007
A:
Aww - shucks....
(Jan-23-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $300.00 | $300.00 | 1/19/2010 11:53:32 AM |
| MoneyForNothing | $25.00 | $25.00 | 1/19/2010 10:11:51 PM |
| CincyTex | $25.00 | $25.00 | 1/19/2010 8:33:23 PM |
| jer74 | $71.86 | $71.86 | 1/21/2010 2:23:17 PM |
| NicOCjoe | $25.00 | $25.00 | 1/22/2010 4:34:46 PM |
| wonderous-power | $25.00 | $25.00 | 1/23/2010 3:23:21 AM |
| loanman2007 | $400.00 | $400.00 | 1/23/2010 4:56:45 AM |
| hellasow | $50.00 | $50.00 | 1/23/2010 8:14:20 AM |
| RandyL3 | $53.56 | $53.56 | 1/23/2010 11:51:51 AM |
| maj0508 | $100.00 | $100.00 | 1/24/2010 1:42:59 AM |
| amit_gu | $40.00 | $40.00 | 1/24/2010 10:05:13 AM |
| reflective-rupee | $25.00 | $25.00 | 1/24/2010 5:35:39 PM |
| goldsun | $25.00 | $25.00 | 1/24/2010 6:26:09 PM |
| generous-deal6 | $100.00 | $100.00 | 1/24/2010 7:54:33 PM |
| SanJoser | $25.00 | $25.00 | 1/24/2010 10:49:38 PM |
| martymaniaman | $25.00 | $25.00 | 1/25/2010 6:18:07 AM |
| jsnryn | $25.00 | $25.00 | 1/25/2010 11:35:01 AM |
| dammage | $46.18 | $46.18 | 1/25/2010 2:06:57 PM |
| dammage | $25.00 | $25.00 | 1/25/2010 2:48:52 PM |
| Only_Money | $50.00 | $50.00 | 1/25/2010 7:09:41 PM |
| beaver0206 | $25.00 | $25.00 | 1/25/2010 7:12:26 PM |
| kf88 | $30.00 | $30.00 | 1/26/2010 8:31:03 AM |
| TJRCapital | $50.00 | $9.26 | 1/26/2010 9:41:32 AM |
| dma1206 | $25.00 | $25.00 | 1/19/2010 12:00:47 PM |
| hellasow | $30.00 | $30.00 | 1/19/2010 5:35:36 PM |
| SwiDaddy | $25.00 | $25.00 | 1/19/2010 6:41:05 PM |
| Integrity1st | $104.44 | $104.44 | 1/20/2010 3:14:42 PM |
| payontime1 | $50.00 | $50.00 | 1/21/2010 9:24:51 PM |
| gpuck | $25.00 | $25.00 | 1/22/2010 5:05:19 PM |
| dproxima | $27.00 | $27.00 | 1/22/2010 5:11:50 PM |
| Oak-Parker | $25.00 | $25.00 | 1/22/2010 8:27:05 PM |
| Nasdaq | $51.94 | $51.94 | 1/22/2010 8:35:11 PM |
| GBlack | $30.00 | $30.00 | 1/22/2010 11:11:20 PM |
| Your_Bank | $50.00 | $50.00 | 1/23/2010 11:42:39 AM |
| soilchem | $70.00 | $70.00 | 1/23/2010 4:27:04 PM |
| myidear | $25.00 | $25.00 | 1/24/2010 6:10:58 AM |
| amit_gu | $50.00 | $50.00 | 1/24/2010 10:04:51 AM |
| fabeasy | $50.00 | $50.00 | 1/24/2010 12:19:43 PM |
| Oak-Parker | $28.26 | $28.26 | 1/24/2010 2:34:29 PM |
| HappyToLoan | $50.00 | $50.00 | 1/24/2010 2:59:07 PM |
| Johnab | $50.00 | $50.00 | 1/24/2010 7:03:11 PM |
| Delta-Kilo-7K | $50.00 | $50.00 | 1/25/2010 3:58:14 PM |
| nimcha | $50.00 | $50.00 | 1/25/2010 3:42:27 PM |
| Capit0l | $25.00 | $25.00 | 1/25/2010 7:39:06 PM |
| Firescreek | $37.50 | $37.50 | 1/26/2010 6:43:13 AM |
| exciting-fairness | $25.00 | $25.00 | 1/26/2010 5:44:12 AM |
| 46 bids
|
Borrower Payment Dependent Notes Series
442829
This series of Notes was issued and sold upon the funding of the borrower loan #40599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 6.50% |
Starting borrower rate/APR:
| 7.50% / 7.84% |
Starting monthly payment:
| $155.53 |
|
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $155.42 |
| |
|
Auction yield range:
| 3.06% - 6.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| mommy2b2009 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 0
( 0% )
| 780-799
(Jun-2008)
|
|
Principal balance:
| $4,731.33 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off?my?credit card.? I am looking for a lower fixed interest rate.?
My financial situation:
I am a good candidate for this loan because being debt free is very important to my husband and I.? We are actively working towards the goal of being debt free.? We haven't?added any additional debt in over?2 years.? Paying off current old debt is our biggest fincial priority.? We paid off our $42,000 HELOC home purchase loan.? It only took 3 years.? That loan was our main focus for the past couple of years and now our attention is on the remaining credit card and saving money on the interest.??Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:14 AM |
| discrete-asset | $25.00 | $25.00 | 1/19/2010 10:26:39 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:38 AM |
| turbospeed | $25.00 | $25.00 | 1/19/2010 10:59:07 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:27:15 AM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 11:27:51 AM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 11:28:18 AM |
| buukyak | $25.00 | $10.67 | 1/19/2010 11:32:45 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:29:44 AM |
| kulender | $30.00 | $30.00 | 1/19/2010 11:30:09 AM |
| gulch | $35.00 | $35.00 | 1/19/2010 11:31:34 AM |
| dpdaug | $50.00 | $50.00 | 1/19/2010 12:02:00 PM |
| impartial-deal | $27.00 | $27.00 | 1/19/2010 12:41:38 PM |
| Sven79 | $100.00 | $100.00 | 1/19/2010 2:00:35 PM |
| MoneyForNothing | $25.00 | $25.00 | 1/19/2010 10:21:15 PM |
| dbanwart | $25.00 | $25.00 | 1/20/2010 6:37:18 AM |
| Faith | $111.32 | $111.32 | 1/20/2010 11:30:27 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/20/2010 4:18:03 PM |
| springpanda | $50.00 | $50.00 | 1/20/2010 11:07:40 PM |
| asset-electron1 | $25.00 | $25.00 | 1/21/2010 10:26:46 AM |
| hellasow | $25.00 | $25.00 | 1/21/2010 11:40:13 AM |
| octoberfresh | $25.00 | $25.00 | 1/21/2010 2:21:55 PM |
| EmeritusX | $25.00 | $25.00 | 1/21/2010 5:03:21 PM |
| surfsider123 | $25.00 | $25.00 | 1/21/2010 5:27:05 PM |
| maj0508 | $100.00 | $100.00 | 1/22/2010 5:26:01 AM |
| johnpmid | $25.00 | $25.00 | 1/22/2010 1:53:49 PM |
| gsp1885 | $37.11 | $37.11 | 1/22/2010 2:12:18 PM |
| walkinsky | $229.23 | $229.23 | 1/22/2010 2:39:33 PM |
| Magician | $25.00 | $25.00 | 1/22/2010 2:44:35 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/22/2010 4:09:32 PM |
| IceFisherman | $50.00 | $50.00 | 1/22/2010 4:33:18 PM |
| dime-neutron | $25.00 | $25.00 | 1/22/2010 4:33:22 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 1/22/2010 4:42:42 PM |
| marala4285 | $25.00 | $25.00 | 1/22/2010 7:24:46 PM |
| justin323 | $25.00 | $25.00 | 1/23/2010 4:52:36 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/23/2010 7:18:19 AM |
| agreement-bunny | $25.00 | $25.00 | 1/23/2010 9:29:50 AM |
| peb44 | $25.00 | $25.00 | 1/23/2010 7:40:07 AM |
| serene-truth2 | $25.00 | $25.00 | 1/23/2010 12:48:05 PM |
| TJRCapital | $25.00 | $25.00 | 1/23/2010 1:40:01 PM |
| stemper | $50.00 | $50.00 | 1/23/2010 7:19:53 PM |
| TJ-Financial-Group | $25.00 | $25.00 | 1/24/2010 12:04:47 AM |
| floridahelper | $65.00 | $65.00 | 1/24/2010 6:41:17 AM |
| Bosslady123q | $25.00 | $25.00 | 1/24/2010 2:05:32 PM |
| Kelor99 | $25.00 | $25.00 | 1/24/2010 6:11:46 PM |
| nerd2fly | $25.00 | $25.00 | 1/24/2010 6:20:38 PM |
| wonderous-power | $26.72 | $26.72 | 1/25/2010 1:42:05 AM |
| suzanny | $25.00 | $25.00 | 1/25/2010 5:36:39 AM |
| zxr | $25.00 | $25.00 | 1/25/2010 8:09:14 AM |
| kf88 | $25.00 | $25.00 | 1/25/2010 8:37:58 AM |
| jtoms101 | $44.55 | $44.55 | 1/25/2010 10:16:46 AM |
| Lender0307 | $25.00 | $25.00 | 1/25/2010 10:47:27 AM |
| Snoopylover | $25.00 | $25.00 | 1/25/2010 11:41:52 AM |
| favorite-commerce | $25.00 | $25.00 | 1/25/2010 12:01:27 PM |
| jybank | $25.00 | $25.00 | 1/25/2010 3:04:46 PM |
| redtilapia | $25.00 | $25.00 | 1/26/2010 12:10:45 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:39 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:21 AM |
| outtahoth2o | $100.00 | $100.00 | 1/19/2010 10:56:51 AM |
| rjblack | $50.00 | $50.00 | 1/19/2010 11:26:06 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:28:30 AM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 11:29:00 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:29:26 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 11:29:58 AM |
| Gibbyland | $100.00 | $100.00 | 1/19/2010 11:30:34 AM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 11:27:00 AM |
| meenan | $25.00 | $25.00 | 1/19/2010 11:27:37 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 11:32:01 AM |
| mikeandcat | $100.00 | $100.00 | 1/19/2010 11:32:10 AM |
| Kaj | $30.00 | $30.00 | 1/19/2010 11:32:29 AM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 11:29:12 AM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 11:30:47 AM |
| bchen78875 | $50.00 | $50.00 | 1/19/2010 11:30:58 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/19/2010 11:31:23 AM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 11:31:45 AM |
| AF-Chief | $35.00 | $35.00 | 1/19/2010 11:32:39 AM |
| dma1206 | $25.00 | $25.00 | 1/19/2010 12:36:06 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 1/19/2010 2:33:55 PM |
| blot44 | $25.00 | $25.00 | 1/19/2010 6:27:58 PM |
| bradny | $25.00 | $25.00 | 1/20/2010 8:47:24 AM |
| rjsdsu | $25.00 | $25.00 | 1/20/2010 12:55:56 PM |
| genuine-euro9 | $50.00 | $50.00 | 1/20/2010 8:06:27 PM |
| beachfunder | $25.00 | $25.00 | 1/20/2010 8:56:42 PM |
| nethawk00 | $25.00 | $25.00 | 1/21/2010 7:09:02 AM |
| woolfarm | $50.00 | $50.00 | 1/21/2010 11:56:16 AM |
| bank-examiner | $25.00 | $25.00 | 1/22/2010 9:02:39 AM |
| dynamic-fairness | $25.00 | $25.00 | 1/22/2010 9:15:22 AM |
| selector568 | $300.00 | $300.00 | 1/22/2010 10:10:27 AM |
| coolgenner | $44.53 | $44.53 | 1/22/2010 10:35:03 AM |
| Digs | $25.00 | $25.00 | 1/22/2010 12:40:59 PM |
| BrighterSuns | $25.00 | $25.00 | 1/22/2010 12:46:12 PM |
| IceFisherman | $41.30 | $41.30 | 1/22/2010 1:23:00 PM |
| lobster | $70.00 | $70.00 | 1/22/2010 2:59:56 PM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 3:36:47 PM |
| nbah123 | $50.00 | $50.00 | 1/22/2010 4:35:27 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 1/22/2010 7:22:43 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 1/23/2010 1:40:16 AM |
| RandyL3 | $25.00 | $25.00 | 1/23/2010 10:46:14 AM |
| AaronL | $25.00 | $25.00 | 1/23/2010 11:24:14 AM |
| cristy05 | $25.00 | $25.00 | 1/23/2010 12:29:28 PM |
| lucrative-durability | $25.00 | $25.00 | 1/23/2010 11:24:54 AM |
| the-frugal-lender | $25.00 | $25.00 | 1/23/2010 1:41:55 PM |
| SeaLoans | $25.00 | $25.00 | 1/23/2010 10:21:25 PM |
| Spiv_51 | $25.00 | $25.00 | 1/24/2010 5:41:33 AM |
| HappyToLoan | $45.00 | $45.00 | 1/24/2010 3:00:06 PM |
| NoNameLender | $77.66 | $77.66 | 1/24/2010 7:43:24 PM |
| cedar5 | $25.00 | $25.00 | 1/24/2010 8:11:05 PM |
| martymaniaman | $50.00 | $50.00 | 1/25/2010 6:18:27 AM |
| llequire1 | $156.87 | $156.87 | 1/25/2010 4:40:33 AM |
| bossyboots01 | $25.00 | $25.00 | 1/25/2010 8:57:50 AM |
| prainvestment | $50.00 | $50.00 | 1/25/2010 8:09:15 AM |
| G-Love | $100.00 | $100.00 | 1/25/2010 9:20:01 AM |
| Astyanax | $25.00 | $25.00 | 1/25/2010 10:29:27 AM |
| conductor146 | $25.00 | $25.00 | 1/25/2010 11:25:00 AM |
| dreamhope | $25.00 | $25.00 | 1/25/2010 12:11:36 PM |
| PeacefulFlorida | $25.00 | $25.00 | 1/25/2010 5:14:29 PM |
| YummiBear | $25.00 | $25.00 | 1/25/2010 6:09:22 PM |
| grasscutter | $50.00 | $50.00 | 1/26/2010 5:55:53 AM |
| bondhedger | $25.00 | $25.00 | 1/26/2010 7:11:06 AM |
| Richmp412 | $25.00 | $25.00 | 1/26/2010 9:37:58 AM |
| Marco83 | $28.04 | $28.04 | 1/26/2010 9:50:52 AM |
| bonus-quark4 | $25.00 | $25.00 | 1/26/2010 9:53:34 AM |
| MoneyTree79 | $50.00 | $50.00 | 1/26/2010 9:54:43 AM |
| 123 bids
|
Borrower Payment Dependent Notes Series
442893
This series of Notes was issued and sold upon the funding of the borrower loan #40612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 27.40% |
Starting borrower rate/APR:
| 28.40% / 30.75% |
Starting monthly payment:
| $374.22 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $369.36 |
| |
|
Auction yield range:
| 11.06% - 27.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,123 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| yorktur1966 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be primarily to pay of two credit cards. The cards have an APR of 28% and 29%. I am paid weekly with a gross income of $1300.00 and my? net income of $800.00. Fixed expenes are a total of $2000.00 per month. Rent $1200.00, Phone(Cell and land), cable, internet, electricity,water and gas total to an amount of 500.00. Food and entertainment is $400.00. Car insurance 76.00, Student loan $108.00.Presently i pay?about 4600.00 towards credit cards payments and about another $400.00(?commuting, lunch. etc)?on other expenes.??I have recently begin to use Mint.com and have the ablility to track my expeneses in an efficent manner.? However it is important you?the lender is aware that my total outstanding credit card balances is 13000.00. I will use 4000 of federal tax to reduce that balance to $9000.00. The remainder of federal returns which will be in the amount of $2000 will be used to reduce the balance of?this loan if approved. My state returns of approx of 1500 will not be spent. Finally, I will be doing tax preparation at Jackson Hewitt this year. I have not in the past two years. Approx income can be very conservatively $2000.00. Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oldmora | $25.00 | $25.00 | 1/19/2010 10:14:42 AM |
| yeti888 | $25.00 | $25.00 | 1/19/2010 10:28:38 AM |
| desertoasis | $50.00 | $50.00 | 1/19/2010 10:28:56 AM |
| fortytwo | $50.00 | $50.00 | 1/19/2010 10:30:32 AM |
| zen1cent | $25.00 | $25.00 | 1/19/2010 10:30:45 AM |
| KevinC_63366 | $25.00 | $25.00 | 1/19/2010 10:29:58 AM |
| SweetHoneyPot | $25.00 | $25.00 | 1/19/2010 10:30:57 AM |
| vivixmedia | $25.00 | $25.00 | 1/19/2010 10:30:29 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 10:31:24 AM |
| circustab | $50.00 | $50.00 | 1/19/2010 10:31:48 AM |
| akesef | $25.00 | $25.00 | 1/19/2010 10:32:04 AM |
| listing-trapper3 | $50.00 | $50.00 | 1/19/2010 10:32:24 AM |
| FeedTheMachine | $200.00 | $200.00 | 1/19/2010 10:33:17 AM |
| AKgirl81 | $25.00 | $25.00 | 1/19/2010 10:33:12 AM |
| zippy-interest | $25.00 | $25.00 | 1/19/2010 10:34:07 AM |
| GMOD026 | $25.00 | $25.00 | 1/19/2010 10:34:14 AM |
| Rattlehead | $25.00 | $25.00 | 1/19/2010 10:33:34 AM |
| BlindJoeDeath | $25.00 | $25.00 | 1/19/2010 10:34:22 AM |
| natural-greenback6 | $25.00 | $25.00 | 1/19/2010 10:35:14 AM |
| elephantparty | $25.00 | $25.00 | 1/19/2010 10:31:06 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 10:31:13 AM |
| graceful-investment | $50.00 | $50.00 | 1/19/2010 10:36:43 AM |
| slico | $25.00 | $25.00 | 1/19/2010 10:32:36 AM |
| vkorichkov | $30.00 | $30.00 | 1/19/2010 10:33:01 AM |
| cunning-bill | $25.00 | $25.00 | 1/19/2010 10:33:46 AM |
| mtquan | $25.00 | $25.00 | 1/19/2010 10:34:32 AM |
| nourishing-hope835 | $25.00 | $25.00 | 1/19/2010 10:34:56 AM |
| GMPK_TLAS | $25.00 | $25.00 | 1/19/2010 10:34:59 AM |
| AF-Chief | $28.00 | $28.00 | 1/19/2010 10:46:33 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/19/2010 10:46:47 AM |
| Artist_Blue | $25.00 | $25.00 | 1/19/2010 10:52:49 AM |
| runner262 | $25.00 | $25.00 | 1/19/2010 10:56:00 AM |
| asmithj | $48.76 | $48.76 | 1/19/2010 10:54:45 AM |
| EnigmaNYC-29 | $50.00 | $50.00 | 1/19/2010 10:56:05 AM |
| KiwiElf | $25.00 | $25.00 | 1/19/2010 10:54:56 AM |
| TCayce | $25.00 | $25.00 | 1/19/2010 10:56:22 AM |
| brutusbone | $25.00 | $25.00 | 1/19/2010 10:57:11 AM |
| circuitfive | $25.00 | $25.00 | 1/19/2010 11:13:51 AM |
| MidLifeCrisis | $25.00 | $25.00 | 1/19/2010 11:14:09 AM |
| intuitive-bill | $25.00 | $25.00 | 1/19/2010 11:14:44 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:15:17 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:15:43 AM |
| copper | $30.00 | $30.00 | 1/19/2010 11:15:53 AM |
| redbomb5 | $25.00 | $25.00 | 1/19/2010 11:15:56 AM |
| handy-justice | $25.00 | $25.00 | 1/19/2010 11:14:02 AM |
| bassman2 | $25.00 | $25.00 | 1/19/2010 11:16:33 AM |
| Gibbyland | $50.00 | $50.00 | 1/19/2010 11:16:42 AM |
| seisen | $100.00 | $100.00 | 1/19/2010 11:17:34 AM |
| the-precious-bid | $25.00 | $25.00 | 1/19/2010 11:17:39 AM |
| ingenious-deal6 | $25.00 | $25.00 | 1/19/2010 11:17:45 AM |
| merriewold | $25.00 | $25.00 | 1/19/2010 11:17:49 AM |
| lending-bear | $25.00 | $25.00 | 1/19/2010 11:16:21 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:18:56 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/19/2010 11:19:00 AM |
| WalnutCreekguy | $25.00 | $25.00 | 1/19/2010 11:12:17 AM |
| secobarbital | $25.00 | $25.00 | 1/19/2010 11:19:40 AM |
| NorthernFunds | $25.00 | $25.00 | 1/19/2010 11:13:36 AM |
| papaloha | $50.00 | $50.00 | 1/19/2010 11:13:43 AM |
| happyaric | $100.00 | $100.00 | 1/19/2010 11:13:58 AM |
| jbaum | $25.00 | $25.00 | 1/19/2010 11:20:37 AM |
| purdue98 | $25.00 | $25.00 | 1/19/2010 11:18:40 AM |
| Banker7371 | $25.00 | $25.00 | 1/19/2010 11:20:45 AM |
| famous-bill | $25.00 | $25.00 | 1/19/2010 11:14:18 AM |
| Cai8899 | $30.00 | $30.00 | 1/19/2010 11:21:00 AM |
| Shepherd7 | $25.00 | $25.00 | 1/19/2010 11:15:10 AM |
| affluence-tycoon | $25.00 | $25.00 | 1/19/2010 11:19:25 AM |
| jonbozeman | $25.00 | $25.00 | 1/19/2010 11:21:12 AM |
| hope-equation | $50.00 | $50.00 | 1/19/2010 11:21:18 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:22:01 AM |
| blooming-dedication | $50.00 | $50.00 | 1/19/2010 11:22:17 AM |
| astute-dollar | $50.00 | $50.00 | 1/19/2010 11:21:27 AM |
| Vreet | $25.00 | $25.00 | 1/19/2010 11:22:28 AM |
| teller | $25.00 | $25.00 | 1/19/2010 11:21:32 AM |
| Kaj | $25.00 | $25.00 | 1/19/2010 11:22:51 AM |
| MissionMicroFinance | $25.00 | $18.93 | 1/19/2010 11:23:00 AM |
| value-pole | $25.00 | $25.00 | 1/19/2010 11:21:58 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 1/19/2010 11:22:09 AM |
| dinero-mason | $50.00 | $50.00 | 1/19/2010 11:18:08 AM |
| skro | $25.00 | $25.00 | 1/19/2010 11:18:19 AM |
| Zolton | $200.00 | $200.00 | 1/19/2010 11:22:36 AM |
| xzec777 | $25.00 | $25.00 | 1/19/2010 11:18:44 AM |
| 108lender | $75.00 | $75.00 | 1/19/2010 11:20:39 AM |
| Buffer10 | $100.00 | $100.00 | 1/19/2010 11:22:12 AM |
| tsquared_030 | $25.00 | $25.00 | 1/19/2010 11:22:26 AM |
| impeccable-transparency | $50.00 | $50.00 | 1/19/2010 11:22:43 AM |
| penny-surgeon | $25.00 | $25.00 | 1/19/2010 11:23:48 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 12:28:58 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 12:29:09 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 12:29:19 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 12:29:42 PM |
| cashhelp | $25.00 | $25.00 | 1/19/2010 12:35:19 PM |
| SolarMoonshine | $200.00 | $200.00 | 1/19/2010 4:18:09 PM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 2:51:22 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/19/2010 6:04:49 PM |
| Bob450 | $50.00 | $50.00 | 1/20/2010 10:00:15 AM |
| felicity-daydream | $50.00 | $50.00 | 1/20/2010 9:40:43 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/22/2010 10:25:35 AM |
| loss-of-control | $25.00 | $25.00 | 1/22/2010 3:45:06 PM |
| gpuck | $25.00 | $25.00 | 1/22/2010 5:06:38 PM |
| JGuide | $51.00 | $51.00 | 1/22/2010 5:39:50 PM |
| Helenska11 | $25.00 | $25.00 | 1/22/2010 5:59:04 PM |
| leverage-monger | $25.00 | $25.00 | 1/23/2010 7:15:42 AM |
| TommyTucker | $50.00 | $50.00 | 1/23/2010 9:36:57 AM |
| credit-coach118 | $25.00 | $25.00 | 1/23/2010 11:14:38 AM |
| investment-mountain | $25.00 | $25.00 | 1/23/2010 11:37:45 AM |
| AtlantistoXanadu | $100.00 | $100.00 | 1/23/2010 4:36:17 PM |
| squarebob | $25.00 | $25.00 | 1/24/2010 10:58:38 AM |
| phchristensen | $50.00 | $50.00 | 1/24/2010 10:13:52 AM |
| unger | $50.00 | $50.00 | 1/25/2010 7:49:01 AM |
| loan-fate | $50.00 | $50.00 | 1/25/2010 10:09:58 AM |
| Astyanax | $25.00 | $25.00 | 1/25/2010 10:33:17 AM |
| moose24 | $51.29 | $51.29 | 1/25/2010 12:19:35 PM |
| bid-papyrus | $25.00 | $25.00 | 1/25/2010 1:24:59 PM |
| skillful-asset5 | $75.00 | $75.00 | 1/25/2010 4:12:33 PM |
| deepblue34 | $40.00 | $40.00 | 1/25/2010 6:43:26 PM |
| Rulea72 | $50.00 | $50.00 | 1/25/2010 8:13:44 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/26/2010 12:06:13 AM |
| treasure-bliss | $100.00 | $100.00 | 1/19/2010 10:29:00 AM |
| natecam | $25.00 | $25.00 | 1/19/2010 10:30:01 AM |
| note-tent | $25.00 | $25.00 | 1/19/2010 10:30:13 AM |
| bold-principal-thinker | $25.00 | $25.00 | 1/19/2010 10:31:55 AM |
| docktah | $25.00 | $25.00 | 1/19/2010 10:32:30 AM |
| silver-armada | $50.00 | $50.00 | 1/19/2010 10:32:41 AM |
| head | $25.00 | $25.00 | 1/19/2010 10:32:50 AM |
| Wellman | $100.00 | $100.00 | 1/19/2010 10:34:43 AM |
| djh47a | $25.00 | $25.00 | 1/19/2010 10:30:40 AM |
| whynormal | $25.00 | $25.00 | 1/19/2010 10:30:52 AM |
| green-careful-community | $25.00 | $25.00 | 1/19/2010 10:31:09 AM |
| zipemdown | $25.00 | $25.00 | 1/19/2010 10:32:11 AM |
| rock-turner | $25.00 | $25.00 | 1/19/2010 10:36:51 AM |
| shiny-dollar9 | $25.00 | $25.00 | 1/19/2010 10:33:06 AM |
| five-star-note | $35.00 | $35.00 | 1/19/2010 10:40:43 AM |
| compassion-paladin042 | $25.00 | $25.00 | 1/19/2010 10:53:05 AM |
| coin-investor | $25.00 | $25.00 | 1/19/2010 11:07:14 AM |
| kmr2 | $50.00 | $50.00 | 1/19/2010 11:13:38 AM |
| benefit-squirrel | $25.00 | $25.00 | 1/19/2010 11:14:40 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:15:30 AM |
| time4aloan | $30.00 | $30.00 | 1/19/2010 11:16:16 AM |
| bountiful-bazaar | $25.00 | $25.00 | 1/19/2010 11:15:37 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:16:09 AM |
| samo102us | $25.00 | $25.00 | 1/19/2010 11:16:36 AM |
| melodious-fairness | $25.00 | $25.00 | 1/19/2010 11:19:08 AM |
| SNH | $50.00 | $50.00 | 1/19/2010 11:16:44 AM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 11:16:49 AM |
| Dubbs360 | $100.00 | $100.00 | 1/19/2010 11:16:59 AM |
| GElender | $25.00 | $25.00 | 1/19/2010 11:19:32 AM |
| bulabula | $25.00 | $25.00 | 1/19/2010 11:20:01 AM |
| yield-lion | $25.00 | $25.00 | 1/19/2010 11:20:18 AM |
| SirJev | $25.00 | $25.00 | 1/19/2010 11:20:27 AM |
| greenwell | $25.00 | $25.00 | 1/19/2010 11:17:58 AM |
| apeloans | $25.00 | $25.00 | 1/19/2010 11:14:05 AM |
| puifais | $25.00 | $25.00 | 1/19/2010 11:20:47 AM |
| steves73 | $25.00 | $25.00 | 1/19/2010 11:19:10 AM |
| oreyedoc | $25.00 | $25.00 | 1/19/2010 11:21:02 AM |
| DRA-Properties | $25.00 | $25.00 | 1/19/2010 11:19:16 AM |
| Phantom99 | $25.00 | $25.00 | 1/19/2010 11:15:26 AM |
| delivery | $25.00 | $25.00 | 1/19/2010 11:16:04 AM |
| charming-point | $300.00 | $300.00 | 1/19/2010 11:21:24 AM |
| ryan23 | $25.00 | $25.00 | 1/19/2010 11:22:31 AM |
| accordion8 | $25.00 | $25.00 | 1/19/2010 11:21:36 AM |
| p123 | $25.00 | $25.00 | 1/19/2010 11:21:40 AM |
| saffron4 | $25.00 | $25.00 | 1/19/2010 11:21:42 AM |
| wise-extraordinary-loot | $25.00 | $25.00 | 1/19/2010 11:21:46 AM |
| VBAces | $25.00 | $25.00 | 1/19/2010 11:21:53 AM |
| rdecartus | $25.00 | $25.00 | 1/19/2010 11:18:15 AM |
| cognizant-wealth | $25.00 | $25.00 | 1/19/2010 11:22:22 AM |
| orange-vigilance-shower | $25.00 | $25.00 | 1/19/2010 11:19:22 AM |
| loan-master996 | $50.00 | $50.00 | 1/19/2010 11:19:45 AM |
| exact-loan5 | $30.00 | $30.00 | 1/19/2010 11:19:55 AM |
| Supernick | $25.00 | $25.00 | 1/19/2010 11:20:56 AM |
| elegant-income3 | $25.00 | $25.00 | 1/19/2010 11:22:40 AM |
| elevated-platinum5 | $25.00 | $25.00 | 1/19/2010 11:22:47 AM |
| AF_Trust | $25.00 | $25.00 | 1/19/2010 11:22:55 AM |
| inspiring-reward | $50.00 | $50.00 | 1/19/2010 11:37:08 AM |
| thomas16882004 | $25.00 | $25.00 | 1/19/2010 12:05:59 PM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 12:29:30 PM |
| zento | $25.00 | $25.00 | 1/19/2010 9:45:08 PM |
| JustMee | $25.00 | $25.00 | 1/20/2010 5:47:00 AM |
| golffish2 | $100.00 | $100.00 | 1/20/2010 8:12:29 AM |
| FinanceEngine | $25.00 | $25.00 | 1/21/2010 8:58:51 AM |
| ihelpunow | $50.00 | $50.00 | 1/21/2010 4:19:48 PM |
| vine99 | $65.00 | $65.00 | 1/21/2010 8:03:33 PM |
| credit-shower | $50.00 | $50.00 | 1/21/2010 8:42:40 PM |
| ChrisKwan | $25.00 | $25.00 | 1/22/2010 9:39:13 AM |
| UCLA4life | $25.00 | $25.00 | 1/22/2010 1:08:05 PM |
| kenL | $300.00 | $300.00 | 1/22/2010 1:53:10 PM |
| 1SteelerFan | $25.00 | $25.00 | 1/22/2010 5:46:32 PM |
| truth-silo | $88.15 | $88.15 | 1/22/2010 7:41:41 PM |
| SFBank | $200.00 | $200.00 | 1/23/2010 12:38:08 PM |
| platinum-czar | $50.00 | $50.00 | 1/23/2010 1:54:38 PM |
| People-for-people | $50.00 | $50.00 | 1/23/2010 1:43:29 PM |
| vest_vortex | $25.00 | $25.00 | 1/23/2010 8:31:47 PM |
| walkinonwater | $25.00 | $25.00 | 1/23/2010 11:22:28 PM |
| Cromag | $25.00 | $25.00 | 1/23/2010 10:15:05 PM |
| kenL | $277.33 | $277.33 | 1/24/2010 2:46:45 PM |
| thomas16882004 | $65.54 | $65.54 | 1/24/2010 10:19:56 PM |
| Leshan | $25.00 | $25.00 | 1/25/2010 8:00:36 AM |
| The-CAPS-fan | $36.00 | $36.00 | 1/25/2010 10:22:52 AM |
| Astyanax | $25.00 | $25.00 | 1/25/2010 10:33:33 AM |
| CC911 | $25.00 | $25.00 | 1/25/2010 10:32:31 AM |
| PotBellyPete | $40.00 | $40.00 | 1/25/2010 1:27:00 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/25/2010 4:44:13 PM |
| squarebob | $25.00 | $25.00 | 1/25/2010 5:46:36 PM |
| PerryTech | $25.00 | $25.00 | 1/26/2010 6:42:15 AM |
| umfan123 | $25.00 | $25.00 | 1/26/2010 7:53:18 AM |
| quest0 | $25.00 | $25.00 | 1/26/2010 9:01:27 AM |
| DasMula | $75.00 | $75.00 | 1/26/2010 9:06:27 AM |
| mespeedy36 | $25.00 | $25.00 | 1/26/2010 10:01:17 AM |
| 208 bids
|
Borrower Payment Dependent Notes Series
443077
This series of Notes was issued and sold upon the funding of the borrower loan #40614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-24-2010 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $255.89 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $255.70 |
| |
|
Auction yield range:
| 4.06% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Jan-2010) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 23y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,998 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sturdy-velocity6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Successful Business
Purpose of loan:
This loan will be used to?
Complete equipment upgrades and expand marketing programs for business in existence for
22 years and showing a growth rate in excess of 20% annualy over the last four years.
My financial situation:
I am a good candidate for this loan because?
I have a solid personal income and business cash flow enabling regular monthly payments
combined with an excellent credit score.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the business? Who are the customers? Thanks. - mbf2234
A:
We do corporate outplacement, employee transitioning and career coaching. Our business does well when times are good and sometimes better when times are not so good. It is recession proof. Our customers are corporations who pay in advance or individuals who pay at the time our services are provided. We carry no outstanding balances. Our receivables are always up to date (zero days outstanding).
(Jan-21-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| petejones32 | $25.00 | $25.00 | 1/19/2010 10:05:47 AM |
| equitable-basis | $25.00 | $25.00 | 1/19/2010 10:06:00 AM |
| Entejaeger | $25.00 | $25.00 | 1/19/2010 10:06:20 AM |
| AGSLending | $25.00 | $25.00 | 1/19/2010 10:08:05 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/19/2010 10:08:24 AM |
| Sefotonga | $25.00 | $25.00 | 1/19/2010 10:08:39 AM |
| Pasagam | $25.00 | $25.00 | 1/19/2010 10:09:10 AM |
| slartibardfast | $25.00 | $25.00 | 1/19/2010 10:09:56 AM |
| affluence-tomahawk | $25.00 | $25.00 | 1/19/2010 10:07:27 AM |
| BigCityLending | $25.00 | $25.00 | 1/19/2010 10:07:42 AM |
| uga | $25.00 | $25.00 | 1/19/2010 10:14:25 AM |
| alex189a | $25.00 | $25.00 | 1/19/2010 10:14:32 AM |
| rpatusa | $25.00 | $25.00 | 1/19/2010 10:15:05 AM |
| suomynona | $25.00 | $25.00 | 1/19/2010 10:13:59 AM |
| social-ladder590 | $25.00 | $25.00 | 1/19/2010 10:09:31 AM |
| resource777 | $25.00 | $25.00 | 1/19/2010 10:14:23 AM |
| economy-structure9 | $25.00 | $25.00 | 1/19/2010 10:14:52 AM |
| Steveoo1 | $25.00 | $25.00 | 1/19/2010 10:10:19 AM |
| cptproton | $25.00 | $25.00 | 1/19/2010 10:15:34 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 10:16:24 AM |
| upc_tnt | $25.00 | $25.00 | 1/19/2010 10:11:56 AM |
| lounges | $25.00 | $25.00 | 1/19/2010 10:12:30 AM |
| bold-shrewd-market | $25.00 | $25.00 | 1/19/2010 10:16:47 AM |
| meteoric-asset4 | $25.00 | $25.00 | 1/19/2010 10:14:19 AM |
| wise-bonus-honker | $25.00 | $25.00 | 1/19/2010 10:14:28 AM |
| diplomatic-point4 | $100.00 | $100.00 | 1/19/2010 10:19:26 AM |
| BuffetRocks | $50.00 | $50.00 | 1/19/2010 10:19:32 AM |
| Siafu | $25.00 | $25.00 | 1/19/2010 10:19:41 AM |
| currency-prometheus | $25.00 | $25.00 | 1/19/2010 10:19:44 AM |
| marketplace-achievement | $25.00 | $25.00 | 1/19/2010 10:19:07 AM |
| madolaf | $25.00 | $25.00 | 1/19/2010 10:15:30 AM |
| Microfinancer | $25.00 | $25.00 | 1/19/2010 10:20:27 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:10 AM |
| agwosdof | $100.00 | $100.00 | 1/19/2010 10:19:46 AM |
| cathybiz | $25.00 | $25.00 | 1/19/2010 10:20:55 AM |
| enb3 | $25.00 | $25.00 | 1/19/2010 10:20:34 AM |
| westend | $25.00 | $25.00 | 1/19/2010 10:21:27 AM |
| mpatrick | $50.00 | $50.00 | 1/19/2010 10:21:38 AM |
| ticketman2 | $25.00 | $25.00 | 1/19/2010 10:20:44 AM |
| courteous-bazaar | $25.00 | $25.00 | 1/19/2010 10:20:51 AM |
| bazaar-titan | $25.00 | $25.00 | 1/19/2010 10:21:04 AM |
| upbeat-investment9 | $25.00 | $25.00 | 1/19/2010 10:22:05 AM |
| MoneyMaker249 | $25.00 | $25.00 | 1/19/2010 10:22:34 AM |
| autonomous-basis | $25.00 | $25.00 | 1/19/2010 10:22:43 AM |
| GotCash | $32.00 | $32.00 | 1/19/2010 10:23:08 AM |
| trustu | $25.00 | $25.00 | 1/19/2010 10:22:36 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 10:23:43 AM |
| tedsrfdude | $25.00 | $25.00 | 1/19/2010 10:23:54 AM |
| coin-equalizer2 | $25.00 | $25.00 | 1/19/2010 10:20:45 AM |
| bambampk | $25.00 | $25.00 | 1/19/2010 10:23:38 AM |
| Pennywize | $25.00 | $25.00 | 1/19/2010 10:21:07 AM |
| jrbill1998 | $50.00 | $50.00 | 1/19/2010 10:21:15 AM |
| keeminn | $25.00 | $25.00 | 1/19/2010 10:25:09 AM |
| oceanwind1950 | $25.00 | $25.00 | 1/19/2010 10:22:19 AM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 10:24:22 AM |
| swoosh | $25.00 | $25.00 | 1/19/2010 10:22:28 AM |
| payout-equalizer8 | $25.00 | $25.00 | 1/19/2010 10:22:38 AM |
| Time | $25.00 | $25.00 | 1/19/2010 10:26:19 AM |
| Swabjockey | $25.00 | $25.00 | 1/19/2010 10:22:56 AM |
| cpblue79 | $100.00 | $100.00 | 1/19/2010 10:24:51 AM |
| maldok1 | $25.00 | $25.00 | 1/19/2010 10:25:12 AM |
| happyinvallarta | $50.00 | $50.00 | 1/19/2010 10:23:13 AM |
| busnssmn | $25.00 | $25.00 | 1/19/2010 10:24:30 AM |
| georgethesir | $50.00 | $50.00 | 1/19/2010 10:24:34 AM |
| my401K | $100.00 | $100.00 | 1/19/2010 10:28:27 AM |
| green-careful-community | $25.00 | $25.00 | 1/19/2010 10:26:14 AM |
| plentiful-reward | $50.00 | $50.00 | 1/19/2010 10:26:42 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/19/2010 10:27:05 AM |
| credible-durability | $25.00 | $25.00 | 1/19/2010 10:27:16 AM |
| walabie | $25.00 | $25.00 | 1/19/2010 10:27:29 AM |
| Butterfly1950 | $25.00 | $25.00 | 1/19/2010 10:27:40 AM |
| newest-greenback-force | $25.00 | $25.00 | 1/19/2010 10:27:54 AM |
| egw | $25.00 | $25.00 | 1/19/2010 10:33:57 AM |
| BenOrt | $25.00 | $25.00 | 1/19/2010 10:36:34 AM |
| tallcoolone | $50.00 | $50.00 | 1/19/2010 10:37:04 AM |
| rock-turner | $25.00 | $25.00 | 1/19/2010 10:37:21 AM |
| dime-force | $25.00 | $25.00 | 1/19/2010 10:37:31 AM |
| rhodylend | $25.00 | $25.00 | 1/19/2010 10:37:35 AM |
| wise-credit-chef | $25.00 | $25.00 | 1/19/2010 10:37:51 AM |
| cash-merry-maker | $25.00 | $25.00 | 1/19/2010 10:37:48 AM |
| highcountry1 | $25.00 | $25.00 | 1/19/2010 10:37:58 AM |
| project07 | $25.00 | $25.00 | 1/19/2010 10:38:03 AM |
| serene_sale | $43.20 | $43.20 | 1/19/2010 10:38:16 AM |
| jackbauer | $25.00 | $25.00 | 1/19/2010 10:38:09 AM |
| a-resplendent-commitment | $25.00 | $25.00 | 1/19/2010 10:38:24 AM |
| pinnacle10 | $25.00 | $25.00 | 1/19/2010 10:38:17 AM |
| rgrtanker | $25.00 | $25.00 | 1/19/2010 10:38:29 AM |
| philwags | $25.00 | $25.00 | 1/19/2010 10:38:33 AM |
| Teamwork | $100.00 | $100.00 | 1/19/2010 10:38:35 AM |
| Lesburger | $25.00 | $25.00 | 1/19/2010 10:38:40 AM |
| a-resplendent-asset | $25.00 | $25.00 | 1/19/2010 10:38:38 AM |
| angelinvestor01 | $25.00 | $25.00 | 1/19/2010 10:38:45 AM |
| MicroL | $25.00 | $25.00 | 1/19/2010 10:38:55 AM |
| moola-phase | $25.00 | $25.00 | 1/19/2010 10:38:53 AM |
| okkman | $25.00 | $25.00 | 1/19/2010 10:39:03 AM |
| djronin47 | $25.00 | $25.00 | 1/19/2010 10:39:01 AM |
| twodollars | $25.00 | $25.00 | 1/19/2010 10:39:05 AM |
| booksleuth | $50.00 | $50.00 | 1/19/2010 10:39:17 AM |
| graceful-investment | $50.00 | $50.00 | 1/19/2010 10:39:34 AM |
| reflective-cash0 | $50.00 | $50.00 | 1/19/2010 10:39:40 AM |
| tugger82 | $25.00 | $25.00 | 1/19/2010 10:40:04 AM |
| MO_Investor | $25.00 | $25.00 | 1/19/2010 10:40:28 AM |
| sharkm | $40.00 | $40.00 | 1/19/2010 10:40:18 AM |
| dhw1 | $50.00 | $50.00 | 1/19/2010 10:40:39 AM |
| NR | $25.00 | $25.00 | 1/19/2010 10:40:36 AM |
| fopaul13 | $25.00 | $25.00 | 1/19/2010 10:40:50 AM |
| tallmon | $25.00 | $25.00 | 1/19/2010 10:41:15 AM |
| skiingawfs | $25.00 | $25.00 | 1/19/2010 10:41:37 AM |
| three-for-6 | $43.75 | $43.75 | 1/19/2010 10:41:48 AM |
| Cypher041 | $25.00 | $25.00 | 1/19/2010 10:42:22 AM |
| Fortuno_per_commodo | $25.00 | $25.00 | 1/19/2010 10:37:37 AM |
| bebeshor | $25.00 | $25.00 | 1/19/2010 10:38:04 AM |
| Flanagan | $25.00 | $25.00 | 1/19/2010 10:38:22 AM |
| sdgrowth | $25.00 | $25.00 | 1/19/2010 10:38:44 AM |
| dpjd | $50.00 | $50.00 | 1/19/2010 10:38:59 AM |
| happyskippy0208 | $25.00 | $25.00 | 1/19/2010 10:39:24 AM |
| jjswanso | $25.00 | $25.00 | 1/19/2010 10:39:59 AM |
| steadhouse | $50.00 | $50.00 | 1/19/2010 10:40:08 AM |
| Beeeej | $25.00 | $25.00 | 1/19/2010 10:40:41 AM |
| hope-eagle6 | $25.00 | $25.00 | 1/19/2010 10:40:45 AM |
| duty-sensai | $25.00 | $25.00 | 1/19/2010 10:41:16 AM |
| loanfairy | $25.00 | $25.00 | 1/19/2010 10:41:23 AM |
| cub510 | $25.00 | $25.00 | 1/19/2010 10:42:00 AM |
| Agustin | $35.00 | $35.00 | 1/19/2010 10:42:06 AM |
| LOWCOUNTRYLENDER | $25.00 | $19.79 | 1/19/2010 10:42:32 AM |
| Syzygy | $25.00 | $25.00 | 1/20/2010 8:43:54 AM |
| Machbannai | $41.10 | $41.10 | 1/21/2010 3:07:06 PM |
| Spring342 | $25.00 | $25.00 | 1/23/2010 11:42:28 AM |
| monkeydew | $25.00 | $25.00 | 1/23/2010 6:47:17 PM |
| langdonx | $25.00 | $25.00 | 1/19/2010 10:07:36 AM |
| SDNLR | $25.00 | $25.00 | 1/19/2010 10:07:45 AM |
| BeenThereMyself | $50.00 | $50.00 | 1/19/2010 10:08:54 AM |
| fsa3 | $25.00 | $25.00 | 1/19/2010 10:09:18 AM |
| vigilance-accruer | $25.00 | $25.00 | 1/19/2010 10:09:36 AM |
| Macarro4 | $25.00 | $25.00 | 1/19/2010 10:05:48 AM |
| christifa | $25.00 | $25.00 | 1/19/2010 10:06:38 AM |
| dumbass | $25.00 | $25.00 | 1/19/2010 10:10:15 AM |
| Drazion | $25.00 | $25.00 | 1/19/2010 10:08:13 AM |
| Kmac_Lending | $25.00 | $25.00 | 1/19/2010 10:14:15 AM |
| NycDean | $25.00 | $25.00 | 1/19/2010 10:14:29 AM |
| julijask | $35.00 | $35.00 | 1/19/2010 10:09:05 AM |
| Dunndeal4u | $25.00 | $25.00 | 1/19/2010 10:14:17 AM |
| deal-kung-fu | $25.00 | $25.00 | 1/19/2010 10:14:31 AM |
| BlackFred | $25.00 | $25.00 | 1/19/2010 10:15:32 AM |
| brilliant-revenue | $25.00 | $25.00 | 1/19/2010 10:15:37 AM |
| Bio-physicist | $25.00 | $25.00 | 1/19/2010 10:14:48 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 1/19/2010 10:14:55 AM |
| awe53 | $25.00 | $25.00 | 1/19/2010 10:15:43 AM |
| AF-Chief | $27.00 | $27.00 | 1/19/2010 10:16:25 AM |
| vb3jmg | $50.00 | $50.00 | 1/19/2010 10:16:42 AM |
| Rince925 | $25.00 | $25.00 | 1/19/2010 10:16:46 AM |
| InvestorPartners | $25.00 | $25.00 | 1/19/2010 10:19:10 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 1/19/2010 10:14:16 AM |
| radiant-fund | $25.00 | $25.00 | 1/19/2010 10:19:36 AM |
| adaptable-income | $25.00 | $25.00 | 1/19/2010 10:14:58 AM |
| portfolio-zone801 | $25.00 | $25.00 | 1/19/2010 10:19:39 AM |
| hutch13 | $50.00 | $50.00 | 1/19/2010 10:20:05 AM |
| ujohnc00 | $25.00 | $25.00 | 1/19/2010 10:20:15 AM |
| return-tycoon3 | $150.00 | $150.00 | 1/19/2010 10:20:30 AM |
| lend_to_you | $50.00 | $50.00 | 1/19/2010 10:19:58 AM |
| BigLinCT | $25.00 | $25.00 | 1/19/2010 10:20:47 AM |
| drenalin | $25.00 | $25.00 | 1/19/2010 10:21:06 AM |
| five-star-note | $35.00 | $35.00 | 1/19/2010 10:21:28 AM |
| psiequalsone | $25.00 | $25.00 | 1/19/2010 10:20:42 AM |
| cjay23va | $25.00 | $25.00 | 1/19/2010 10:20:58 AM |
| bogart2277 | $25.00 | $25.00 | 1/19/2010 10:21:08 AM |
| nycfinance | $25.00 | $25.00 | 1/19/2010 10:22:17 AM |
| 54CHEVY | $25.00 | $25.00 | 1/19/2010 10:22:30 AM |
| restless-currency | $25.00 | $25.00 | 1/19/2010 10:22:33 AM |
| Angleofcare | $25.00 | $25.00 | 1/19/2010 10:22:39 AM |
| Thelonius98 | $25.00 | $25.00 | 1/19/2010 10:19:05 AM |
| Oak-Parker | $25.00 | $25.00 | 1/19/2010 10:22:53 AM |
| newyork6264 | $25.00 | $25.00 | 1/19/2010 10:19:34 AM |
| elephantparty | $25.00 | $25.00 | 1/19/2010 10:23:19 AM |
| tmillerosu | $25.00 | $25.00 | 1/19/2010 10:22:25 AM |
| downbet | $50.00 | $50.00 | 1/19/2010 10:22:48 AM |
| aneley777 | $25.00 | $25.00 | 1/19/2010 10:23:00 AM |
| blue-liberty-gourd | $25.00 | $25.00 | 1/19/2010 10:21:01 AM |
| gentle-note | $25.00 | $25.00 | 1/19/2010 10:21:45 AM |
| oaktown23 | $50.00 | $50.00 | 1/19/2010 10:24:04 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 10:24:11 AM |
| appastk | $25.00 | $25.00 | 1/19/2010 10:25:11 AM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 10:24:39 AM |
| equallender | $25.00 | $25.00 | 1/19/2010 10:24:47 AM |
| The_Donald | $25.00 | $25.00 | 1/19/2010 10:23:30 AM |
| movistar | $25.00 | $25.00 | 1/19/2010 10:26:54 AM |
| skurfa | $25.00 | $25.00 | 1/19/2010 10:26:55 AM |
| ClearLake | $25.00 | $25.00 | 1/19/2010 10:27:58 AM |
| busybee007 | $25.00 | $25.00 | 1/19/2010 10:28:24 AM |
| rlcot | $25.00 | $25.00 | 1/19/2010 10:24:55 AM |
| Raye147 | $25.00 | $25.00 | 1/19/2010 10:28:19 AM |
| p123 | $50.00 | $50.00 | 1/19/2010 10:28:29 AM |
| toxicbutterfly | $25.00 | $25.00 | 1/19/2010 10:25:27 AM |
| kbodendorf | $25.00 | $25.00 | 1/19/2010 10:25:33 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:34 AM |
| theloanfiller | $25.40 | $25.40 | 1/19/2010 10:25:55 AM |
| peso-colonel | $90.00 | $90.00 | 1/19/2010 10:26:04 AM |
| blueisland | $25.00 | $25.00 | 1/19/2010 10:26:13 AM |
| reueljw | $25.00 | $25.00 | 1/19/2010 10:26:24 AM |
| platinum-dojo | $25.00 | $25.00 | 1/19/2010 10:26:40 AM |
| open-wealth492 | $25.00 | $25.00 | 1/19/2010 10:27:14 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:14 AM |
| productive-ore | $25.00 | $25.00 | 1/19/2010 10:36:24 AM |
| Gladglide | $40.00 | $40.00 | 1/19/2010 10:36:20 AM |
| sellersbay | $25.00 | $25.00 | 1/19/2010 10:36:55 AM |
| davez0r | $25.00 | $25.00 | 1/19/2010 10:37:26 AM |
| Rostov | $25.00 | $25.00 | 1/19/2010 10:37:46 AM |
| nikgod | $25.00 | $25.00 | 1/19/2010 10:37:43 AM |
| able2help | $25.00 | $25.00 | 1/19/2010 10:38:12 AM |
| lively-exchange | $25.00 | $25.00 | 1/19/2010 10:38:06 AM |
| HAVEANICEDAY | $25.00 | $25.00 | 1/19/2010 10:38:23 AM |
| Dcoy | $25.00 | $25.00 | 1/19/2010 10:38:14 AM |
| nicklds | $25.00 | $25.00 | 1/19/2010 10:38:28 AM |
| Funds2Loan | $25.00 | $25.00 | 1/19/2010 10:38:25 AM |
| teega5 | $25.00 | $25.00 | 1/19/2010 10:38:32 AM |
| mikrolown | $25.00 | $25.00 | 1/19/2010 10:38:36 AM |
| taylor883 | $25.00 | $25.00 | 1/19/2010 10:38:46 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 1/19/2010 10:38:50 AM |
| SkepticalBen | $25.00 | $25.00 | 1/19/2010 10:39:00 AM |
| compuguy8 | $25.00 | $25.00 | 1/19/2010 10:38:58 AM |
| lokiswolf | $34.24 | $34.24 | 1/19/2010 10:39:04 AM |
| jammers | $25.00 | $25.00 | 1/19/2010 10:39:18 AM |
| forthright-trade | $25.00 | $25.00 | 1/19/2010 10:39:33 AM |
| CanArkRoamNu | $25.00 | $25.00 | 1/19/2010 10:39:58 AM |
| return-marsupial3 | $25.00 | $25.00 | 1/19/2010 10:39:56 AM |
| gatorsean2168 | $25.00 | $25.00 | 1/19/2010 10:40:06 AM |
| circustab | $50.00 | $50.00 | 1/19/2010 10:40:10 AM |
| WillyBobba | $25.00 | $25.00 | 1/19/2010 10:41:02 AM |
| DUDE66 | $50.00 | $50.00 | 1/19/2010 10:41:09 AM |
| bigdogsafety1 | $25.00 | $25.00 | 1/19/2010 10:41:50 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:43 AM |
| zimbabwe | $25.00 | $25.00 | 1/19/2010 10:42:08 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 1/19/2010 10:42:13 AM |
| burrito6 | $25.00 | $25.00 | 1/19/2010 10:42:14 AM |
| The_Lending_Muscle | $50.00 | $50.00 | 1/19/2010 10:42:24 AM |
| LenderExtraordinaire | $25.00 | $25.00 | 1/19/2010 10:36:17 AM |
| sensational-kindness | $25.00 | $25.00 | 1/19/2010 10:37:28 AM |
| Jgodd13 | $33.52 | $33.52 | 1/19/2010 10:37:56 AM |
| cgorry | $25.00 | $25.00 | 1/19/2010 10:38:01 AM |
| ddogs | $25.00 | $25.00 | 1/19/2010 10:38:07 AM |
| funds-dominator | $25.00 | $25.00 | 1/19/2010 10:38:27 AM |
| r6guy | $25.00 | $25.00 | 1/19/2010 10:38:48 AM |
| loan-machine1 | $25.00 | $25.00 | 1/19/2010 10:38:57 AM |
| loner001 | $25.00 | $25.00 | 1/19/2010 10:39:07 AM |
| Dillonmd58 | $25.00 | $25.00 | 1/19/2010 10:39:11 AM |
| Ananya | $25.00 | $25.00 | 1/19/2010 10:39:57 AM |
| jl4biz | $25.00 | $25.00 | 1/19/2010 10:41:46 AM |
| Orringo | $75.00 | $75.00 | 1/19/2010 10:42:09 AM |
| Purposeful | $100.00 | $100.00 | 1/19/2010 10:42:20 AM |
| sirguyon | $100.00 | $100.00 | 1/21/2010 12:09:19 PM |
| interstellar | $50.00 | $50.00 | 1/21/2010 11:50:47 AM |
| the-bright-velocity | $25.00 | $25.00 | 1/21/2010 1:33:37 PM |
| SpotLending | $50.00 | $50.00 | 1/22/2010 5:58:56 AM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 3:42:10 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/22/2010 4:12:19 PM |
| rce1964 | $25.00 | $25.00 | 1/22/2010 4:31:43 PM |
| OzGuy609 | $25.00 | $25.00 | 1/23/2010 10:22:15 AM |
| Toppenish99 | $25.00 | $25.00 | 1/24/2010 6:59:40 AM |
| 258 bids
|
Borrower Payment Dependent Notes Series
443097
This series of Notes was issued and sold upon the funding of the borrower loan #40611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.06% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 15y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,817 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| goblinbee |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off the wedding
Purpose of loan:
This loan will be used to pay off credit card debt incurred to pay for my wedding. I'm just looking to finance the balance of outstanding debt at a more favorable rate.
My financial situation:
I am a good candidate for this loan because I'm a strategy and management consultant working for the Federal government (very stable and profitable). My source of income is extremely reliable.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| first-pragmatic-note | $25.00 | $25.00 | 1/19/2010 10:16:08 AM |
| kenji4861 | $25.00 | $25.00 | 1/19/2010 10:29:12 AM |
| elasermd | $50.00 | $50.00 | 1/19/2010 10:35:45 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/19/2010 11:17:09 AM |
| unk1911 | $25.00 | $25.00 | 1/19/2010 11:27:10 AM |
| lloyd_s | $25.00 | $25.00 | 1/19/2010 11:28:12 AM |
| personal-lender | $25.00 | $25.00 | 1/19/2010 11:28:39 AM |
| figs4u2 | $80.00 | $80.00 | 1/19/2010 11:30:42 AM |
| majestic-dedication | $50.00 | $50.00 | 1/19/2010 11:27:45 AM |
| mikeandcat | $100.00 | $100.00 | 1/19/2010 11:32:15 AM |
| gold-commander0 | $50.00 | $50.00 | 1/19/2010 11:29:07 AM |
| toblerone | $50.00 | $50.00 | 1/19/2010 11:33:00 AM |
| Goodlender42 | $25.00 | $25.00 | 1/19/2010 11:33:34 AM |
| investment-comet | $25.00 | $25.00 | 1/19/2010 11:34:08 AM |
| market-builder | $25.00 | $25.00 | 1/19/2010 11:34:33 AM |
| elegant-income3 | $25.00 | $25.00 | 1/19/2010 11:34:24 AM |
| supreme-hope | $25.00 | $25.00 | 1/19/2010 11:35:18 AM |
| leodaguy | $25.00 | $25.00 | 1/19/2010 11:31:40 AM |
| blooming-market | $25.00 | $25.00 | 1/19/2010 11:35:58 AM |
| dealarella | $25.00 | $25.00 | 1/19/2010 11:36:32 AM |
| mlopez2007 | $50.00 | $50.00 | 1/19/2010 11:36:45 AM |
| heroic-platinum | $25.00 | $25.00 | 1/19/2010 11:37:33 AM |
| Cai8899 | $75.00 | $75.00 | 1/19/2010 11:34:04 AM |
| industrious-dedication | $25.00 | $25.00 | 1/19/2010 11:38:04 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/19/2010 11:34:15 AM |
| OldFriend | $25.00 | $25.00 | 1/19/2010 11:38:55 AM |
| promiser200 | $25.00 | $25.00 | 1/19/2010 11:39:03 AM |
| Dutchhunter | $50.00 | $50.00 | 1/19/2010 11:39:17 AM |
| bowdish1 | $100.00 | $100.00 | 1/19/2010 11:35:05 AM |
| nuclearmoose | $25.00 | $25.00 | 1/19/2010 11:35:47 AM |
| Speculator | $50.00 | $50.00 | 1/19/2010 11:41:10 AM |
| kmr2 | $60.00 | $60.00 | 1/19/2010 11:41:28 AM |
| jsw7us | $50.00 | $50.00 | 1/19/2010 11:42:11 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/19/2010 11:42:01 AM |
| laredotornado | $25.00 | $25.00 | 1/19/2010 11:42:57 AM |
| thedoctor | $90.00 | $90.00 | 1/19/2010 11:44:01 AM |
| balance-voyager | $100.00 | $100.00 | 1/19/2010 11:44:25 AM |
| teller | $60.00 | $60.00 | 1/19/2010 11:44:19 AM |
| commerce-web5 | $40.00 | $40.00 | 1/19/2010 11:44:33 AM |
| exchange-battalion | $30.00 | $30.00 | 1/19/2010 11:44:42 AM |
| determined-contract | $30.00 | $30.00 | 1/19/2010 11:45:03 AM |
| 29Palms | $25.00 | $25.00 | 1/19/2010 11:40:58 AM |
| peerlender | $30.00 | $30.00 | 1/19/2010 11:43:15 AM |
| desertoasis | $25.00 | $25.00 | 1/19/2010 11:43:33 AM |
| GElender | $50.00 | $50.00 | 1/19/2010 11:47:35 AM |
| km007 | $25.00 | $25.00 | 1/19/2010 11:45:24 AM |
| msbutah | $25.00 | $25.00 | 1/19/2010 11:47:03 AM |
| codingbuddy | $25.00 | $25.00 | 1/19/2010 11:54:34 AM |
| _G_ | $50.00 | $50.00 | 1/19/2010 11:54:47 AM |
| driver928 | $25.00 | $25.00 | 1/19/2010 11:56:26 AM |
| maple1 | $25.00 | $25.00 | 1/19/2010 11:56:59 AM |
| MrDavid | $50.00 | $50.00 | 1/19/2010 11:54:18 AM |
| wiselady | $25.00 | $25.00 | 1/19/2010 11:59:27 AM |
| diplomatic-point4 | $75.00 | $75.00 | 1/19/2010 11:54:58 AM |
| mcs86d | $25.00 | $25.00 | 1/19/2010 12:20:40 PM |
| copperfield | $25.00 | $25.00 | 1/19/2010 12:20:20 PM |
| Chosen-one | $25.00 | $25.00 | 1/19/2010 12:25:11 PM |
| ChewyAXE | $40.00 | $40.00 | 1/19/2010 12:27:15 PM |
| commerce-voyager | $25.00 | $25.00 | 1/19/2010 12:31:37 PM |
| BayShell | $36.46 | $36.46 | 1/19/2010 12:35:49 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/19/2010 1:48:36 PM |
| archeanchaos | $25.00 | $25.00 | 1/19/2010 2:11:11 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/19/2010 7:20:03 PM |
| income-crescendo1 | $25.00 | $25.00 | 1/20/2010 7:25:32 AM |
| DukSerduk | $25.00 | $25.00 | 1/20/2010 11:49:13 AM |
| neighborly-peso | $25.00 | $25.00 | 1/20/2010 9:42:48 AM |
| MrBodaggit | $25.00 | $25.00 | 1/20/2010 1:35:31 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 1/20/2010 11:42:56 AM |
| NorthwestValue | $25.00 | $25.00 | 1/20/2010 3:15:34 PM |
| RISK-VERSUS-RETURN | $25.00 | $25.00 | 1/20/2010 1:02:43 PM |
| Picopie | $50.00 | $50.00 | 1/20/2010 3:06:32 PM |
| rjblack | $50.00 | $50.00 | 1/20/2010 4:56:29 PM |
| vine99 | $90.00 | $90.00 | 1/20/2010 8:44:54 PM |
| djs81 | $25.00 | $25.00 | 1/20/2010 5:45:42 PM |
| OLYVRC | $25.00 | $25.00 | 1/21/2010 3:52:32 AM |
| Gibbyland | $71.99 | $71.99 | 1/21/2010 7:46:42 AM |
| Sixmil | $25.00 | $25.00 | 1/21/2010 11:01:31 AM |
| buckyhead2000 | $25.00 | $25.00 | 1/21/2010 11:29:07 AM |
| ArashMass | $25.64 | $25.64 | 1/21/2010 12:14:14 PM |
| sirguyon | $200.00 | $200.00 | 1/21/2010 12:18:00 PM |
| greenwell | $50.00 | $50.00 | 1/21/2010 12:51:24 PM |
| Phantom99 | $25.00 | $25.00 | 1/21/2010 1:09:37 PM |
| KiwiElf | $29.12 | $29.12 | 1/21/2010 12:58:25 PM |
| julijask | $34.96 | $34.96 | 1/21/2010 3:32:46 PM |
| outtahoth2o | $91.29 | $91.29 | 1/21/2010 3:32:49 PM |
| jjswanso | $25.00 | $25.00 | 1/21/2010 4:58:26 PM |
| sas19 | $25.00 | $25.00 | 1/21/2010 5:01:56 PM |
| mmqc | $25.00 | $25.00 | 1/21/2010 4:59:11 PM |
| morpholog | $25.00 | $25.00 | 1/21/2010 5:03:02 PM |
| gogmagog | $25.00 | $25.00 | 1/21/2010 6:34:33 PM |
| don8ter | $43.46 | $43.46 | 1/21/2010 5:16:41 PM |
| lending-bear | $25.00 | $25.00 | 1/21/2010 5:41:36 PM |
| larrybird | $46.93 | $46.93 | 1/21/2010 6:43:13 PM |
| dansarkis | $25.00 | $25.00 | 1/22/2010 7:51:32 AM |
| js60l | $25.00 | $25.00 | 1/22/2010 8:23:44 AM |
| rjsdsu | $25.00 | $25.00 | 1/22/2010 9:21:53 AM |
| divedude | $25.00 | $25.00 | 1/22/2010 9:38:52 AM |
| discrete-asset | $25.00 | $25.00 | 1/22/2010 9:40:16 AM |
| KeepOnRunning | $50.00 | $50.00 | 1/22/2010 9:40:31 AM |
| mathprof | $25.00 | $25.00 | 1/22/2010 9:56:46 AM |
| Tradesmanlender | $25.00 | $25.00 | 1/22/2010 11:41:13 AM |
| BiggestG | $25.00 | $25.00 | 1/22/2010 12:06:02 PM |
| rmachi | $25.00 | $25.00 | 1/22/2010 11:41:10 AM |
| FinancialFreedom55 | $50.00 | $50.00 | 1/22/2010 12:20:50 PM |
| BMP | $25.00 | $25.00 | 1/22/2010 12:21:34 PM |
| zeelender | $25.00 | $25.00 | 1/22/2010 12:10:39 PM |
| kayakg | $25.00 | $25.00 | 1/22/2010 1:08:10 PM |
| TK4 | $25.00 | $25.00 | 1/22/2010 1:40:19 PM |
| dn0pes | $25.00 | $25.00 | 1/22/2010 1:57:12 PM |
| cassidyauction | $25.00 | $25.00 | 1/22/2010 2:18:21 PM |
| rustysailor | $29.00 | $29.00 | 1/22/2010 3:45:21 PM |
| DollaDollaBill | $50.00 | $50.00 | 1/22/2010 4:45:03 PM |
| dime-blackberry1 | $50.00 | $50.00 | 1/22/2010 5:34:35 PM |
| G-Love | $100.00 | $100.00 | 1/22/2010 5:39:42 PM |
| finance-burger | $25.00 | $25.00 | 1/22/2010 7:43:05 PM |
| ihelpunow | $25.00 | $25.00 | 1/24/2010 11:35:17 AM |
| goldsun | $25.00 | $25.00 | 1/24/2010 6:39:00 PM |
| joecar1111 | $90.00 | $90.00 | 1/24/2010 8:22:52 PM |
| moneytolend72 | $50.00 | $50.00 | 1/25/2010 9:31:41 AM |
| leod1948 | $25.00 | $25.00 | 1/25/2010 9:58:30 AM |
| orbital-gain | $50.00 | $50.00 | 1/25/2010 11:19:32 AM |
| SterlingTech | $25.00 | $25.00 | 1/25/2010 12:07:28 PM |
| IceFisherman | $27.96 | $27.96 | 1/25/2010 11:37:45 AM |
| hoffspot | $86.91 | $86.91 | 1/25/2010 12:00:01 PM |
| eclicknsave | $25.00 | $25.00 | 1/25/2010 3:55:15 PM |
| jybank | $25.00 | $25.00 | 1/25/2010 3:12:06 PM |
| serene-truth2 | $25.00 | $25.00 | 1/25/2010 4:52:53 PM |
| YummiBear | $25.00 | $25.00 | 1/25/2010 6:11:37 PM |
| bid-promiser | $25.00 | $25.00 | 1/25/2010 7:18:57 PM |
| Taxman44 | $25.00 | $25.00 | 1/26/2010 7:49:53 AM |
| lean-velocity | $25.00 | $25.00 | 1/19/2010 10:29:32 AM |
| Kelor99 | $25.00 | $25.00 | 1/19/2010 10:29:44 AM |
| bigdogsafety1 | $25.00 | $25.00 | 1/19/2010 10:42:30 AM |
| selector568 | $400.00 | $400.00 | 1/19/2010 10:52:35 AM |
| cash-sensai2 | $25.00 | $25.00 | 1/19/2010 11:24:35 AM |
| friendly-market5 | $25.00 | $25.00 | 1/19/2010 11:26:54 AM |
| meenan | $25.00 | $25.00 | 1/19/2010 11:27:31 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/19/2010 11:28:04 AM |
| first-upright-payout | $50.00 | $50.00 | 1/19/2010 11:28:55 AM |
| junctionking | $25.00 | $25.00 | 1/19/2010 11:29:20 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/19/2010 11:29:32 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/19/2010 11:29:52 AM |
| kulender | $30.00 | $30.00 | 1/19/2010 11:30:05 AM |
| gulch | $35.00 | $35.00 | 1/19/2010 11:31:29 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/19/2010 11:31:56 AM |
| Kaj | $30.00 | $30.00 | 1/19/2010 11:32:25 AM |
| buukyak | $25.00 | $25.00 | 1/19/2010 11:32:53 AM |
| wampum-optimization | $50.00 | $50.00 | 1/19/2010 11:33:15 AM |
| credit-force5 | $25.00 | $25.00 | 1/19/2010 11:29:38 AM |
| OCedHrt | $25.00 | $25.00 | 1/19/2010 11:34:46 AM |
| delicious-social132 | $25.00 | $25.00 | 1/19/2010 11:34:55 AM |
| bchen78875 | $50.00 | $50.00 | 1/19/2010 11:31:05 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/19/2010 11:31:16 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/19/2010 11:36:08 AM |
| AF-Chief | $35.00 | $35.00 | 1/19/2010 11:32:36 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:37:22 AM |
| schpere | $30.00 | $30.00 | 1/19/2010 11:33:43 AM |
| AFairDeal | $25.00 | $25.00 | 1/19/2010 11:37:49 AM |
| bill-expert | $25.00 | $25.00 | 1/19/2010 11:38:20 AM |
| ijspence | $25.00 | $25.00 | 1/19/2010 11:39:29 AM |
| AmericanCredit | $25.00 | $25.00 | 1/19/2010 11:39:33 AM |
| alpinaut | $25.00 | $25.00 | 1/19/2010 11:40:03 AM |
| forthright-dedication | $25.00 | $25.00 | 1/19/2010 11:40:23 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/19/2010 11:41:16 AM |
| ryan23 | $25.00 | $25.00 | 1/19/2010 11:41:54 AM |
| financelover | $50.00 | $50.00 | 1/19/2010 11:38:43 AM |
| aasx1108 | $25.00 | $25.00 | 1/19/2010 11:44:09 AM |
| dollar-birdie | $30.00 | $30.00 | 1/19/2010 11:45:12 AM |
| verse99 | $25.00 | $25.00 | 1/19/2010 11:45:39 AM |
| bayareainv | $50.00 | $50.00 | 1/19/2010 11:46:01 AM |
| rolandweary | $30.00 | $30.00 | 1/19/2010 11:46:06 AM |
| Fortuno_per_commodo | $50.00 | $50.00 | 1/19/2010 11:42:40 AM |
| trustedfriend | $25.00 | $25.00 | 1/19/2010 11:46:27 AM |
| Mr_Money | $25.00 | $25.00 | 1/19/2010 11:47:12 AM |
| UT-Longhorn | $25.00 | $25.00 | 1/19/2010 11:46:46 AM |
| silverloan | $25.00 | $25.00 | 1/19/2010 11:47:23 AM |
| Havana21 | $50.00 | $50.00 | 1/19/2010 11:48:40 AM |
| faithey | $25.00 | $25.00 | 1/19/2010 11:49:10 AM |
| honorable-yield | $75.00 | $75.00 | 1/19/2010 11:49:56 AM |
| balance6 | $25.00 | $25.00 | 1/19/2010 11:50:35 AM |
| generous-at-heart | $25.00 | $25.00 | 1/19/2010 11:46:43 AM |
| coup173 | $25.00 | $25.00 | 1/19/2010 11:52:44 AM |
| burgeoning-silver | $25.00 | $25.00 | 1/19/2010 11:49:15 AM |
| CREnvy | $25.00 | $25.00 | 1/19/2010 11:54:41 AM |
| natmonkey | $25.00 | $25.00 | 1/19/2010 11:54:53 AM |
| green-benefit-enclave | $25.00 | $25.00 | 1/19/2010 11:50:14 AM |
| orange-finance-banker | $50.00 | $50.00 | 1/19/2010 11:51:43 AM |
| freefly67 | $25.00 | $25.00 | 1/19/2010 11:56:38 AM |
| kanakakm | $50.00 | $50.00 | 1/19/2010 11:53:16 AM |
| best-vivacious-funds | $25.00 | $25.00 | 1/19/2010 11:57:43 AM |
| unclejaef | $25.00 | $25.00 | 1/19/2010 11:57:46 AM |
| five-star-note | $35.00 | $35.00 | 1/19/2010 11:53:46 AM |
| allamerathlete | $25.00 | $25.00 | 1/19/2010 11:58:41 AM |
| InvestorPartners | $25.00 | $25.00 | 1/19/2010 11:55:42 AM |
| rooosta | $25.00 | $25.00 | 1/19/2010 11:57:13 AM |
| ccclaireee333 | $25.00 | $25.00 | 1/19/2010 12:05:41 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/19/2010 12:00:13 PM |
| aldenrains | $25.00 | $25.00 | 1/19/2010 12:04:48 PM |
| rose88 | $25.00 | $25.00 | 1/19/2010 12:46:35 PM |
| ramsbladder | $25.00 | $25.00 | 1/19/2010 1:21:22 PM |
| deal_maker78 | $250.00 | $250.00 | 1/19/2010 1:30:04 PM |
| stoopidnoodle | $25.00 | $25.00 | 1/19/2010 1:31:18 PM |
| peb44 | $25.00 | $25.00 | 1/19/2010 2:52:34 PM |
| financial-frenzy | $25.00 | $25.00 | 1/19/2010 2:15:37 PM |
| repayment-launcher | $25.00 | $25.00 | 1/19/2010 4:03:00 PM |
| the-repayment-treaty | $25.00 | $25.00 | 1/19/2010 4:34:14 PM |
| blot44 | $50.00 | $50.00 | 1/19/2010 6:25:59 PM |
| pnace | $25.00 | $25.00 | 1/19/2010 5:41:18 PM |
| SNH | $46.81 | $46.81 | 1/19/2010 6:29:47 PM |
| fortytwo | $47.78 | $47.78 | 1/20/2010 2:56:41 AM |
| grampy48 | $25.00 | $25.00 | 1/20/2010 5:16:43 AM |
| order-boomerang | $25.00 | $25.00 | 1/20/2010 9:42:41 AM |
| 16888 | $56.23 | $56.23 | 1/20/2010 5:31:42 AM |
| turbine5 | $40.00 | $40.00 | 1/20/2010 8:50:08 AM |
| Pilotaceh | $25.00 | $25.00 | 1/20/2010 10:12:31 AM |
| cash-queen | $50.00 | $50.00 | 1/20/2010 12:36:38 PM |
| highcountry1 | $25.00 | $25.00 | 1/20/2010 7:22:02 PM |
| djh47a | $35.00 | $35.00 | 1/20/2010 11:11:10 PM |
| Captain88 | $25.00 | $25.00 | 1/21/2010 4:52:39 AM |
| velocity-squadron | $25.00 | $25.00 | 1/21/2010 10:52:00 AM |
| derek-from-berkeley | $25.00 | $25.00 | 1/21/2010 12:06:15 PM |
| springpanda | $25.00 | $25.00 | 1/21/2010 2:15:37 PM |
| auction-elvis | $25.00 | $25.00 | 1/21/2010 2:02:42 PM |
| samo102us | $25.00 | $25.00 | 1/21/2010 4:03:12 PM |
| ClearLake | $25.00 | $25.00 | 1/21/2010 4:59:53 PM |
| credit-investor5 | $25.00 | $25.00 | 1/21/2010 4:59:05 PM |
| Kame | $25.00 | $25.00 | 1/21/2010 5:03:15 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/21/2010 5:04:44 PM |
| tocchan | $25.00 | $25.00 | 1/21/2010 5:16:32 PM |
| flwah | $25.00 | $25.00 | 1/21/2010 8:40:04 PM |
| One-ninety-three | $25.00 | $25.00 | 1/22/2010 1:07:43 AM |
| coin-entrepreneur | $25.00 | $25.00 | 1/21/2010 9:42:38 PM |
| BankOfFrankFairness | $36.80 | $36.80 | 1/21/2010 11:34:18 PM |
| circustab | $50.00 | $50.00 | 1/22/2010 6:18:39 AM |
| NATIVEBORN | $47.46 | $47.46 | 1/22/2010 7:40:15 AM |
| Avala | $25.00 | $25.00 | 1/22/2010 9:21:50 AM |
| loan-master996 | $50.00 | $50.00 | 1/22/2010 8:32:38 AM |
| bmcg | $25.00 | $25.00 | 1/22/2010 9:40:23 AM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 9:57:08 AM |
| dma1206 | $25.00 | $25.00 | 1/22/2010 10:25:50 AM |
| kegs | $34.95 | $34.95 | 1/22/2010 10:25:29 AM |
| head | $25.00 | $25.00 | 1/22/2010 10:25:48 AM |
| windpiano1962 | $25.00 | $25.00 | 1/22/2010 12:03:48 PM |
| ADenny | $25.00 | $25.00 | 1/22/2010 12:10:32 PM |
| StrongMoney | $25.00 | $25.00 | 1/22/2010 11:55:36 AM |
| tolstoy00 | $25.00 | $25.00 | 1/22/2010 1:40:21 PM |
| Cheburashka | $30.00 | $30.00 | 1/22/2010 1:25:24 PM |
| Castellan | $25.00 | $25.00 | 1/22/2010 1:57:05 PM |
| TheColoradoDon | $25.00 | $1.08 | 1/22/2010 2:07:20 PM |
| WhiteGiant | $25.00 | $25.00 | 1/22/2010 6:17:22 PM |
| wwwUniversal | $25.00 | $25.00 | 1/22/2010 6:20:10 PM |
| marala4285 | $25.00 | $25.00 | 1/22/2010 7:29:13 PM |
| EmeritusX | $25.00 | $25.00 | 1/23/2010 5:07:51 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/23/2010 7:30:04 AM |
| interstellar | $50.00 | $50.00 | 1/23/2010 8:22:34 AM |
| kind-funds-tonic | $25.00 | $25.00 | 1/23/2010 5:30:56 PM |
| tallfund | $100.00 | $100.00 | 1/23/2010 6:13:46 PM |
| Doohickey415 | $25.00 | $25.00 | 1/23/2010 9:36:59 PM |
| TJ-Financial-Group | $30.00 | $30.00 | 1/24/2010 12:03:09 AM |
| Hephaistion | $25.00 | $25.00 | 1/24/2010 4:38:16 AM |
| the-profit-oracle | $25.00 | $25.00 | 1/24/2010 2:35:15 PM |
| flshdaskll | $25.00 | $25.00 | 1/24/2010 7:50:06 PM |
| stemper | $50.00 | $50.00 | 1/24/2010 8:33:16 PM |
| Astyanax | $25.00 | $25.00 | 1/25/2010 10:49:33 AM |
| captainzero | $75.00 | $75.00 | 1/25/2010 11:09:42 AM |
| OCLend | $25.00 | $25.00 | 1/25/2010 12:15:15 PM |
| stockpicker_jboy | $25.00 | $25.00 | 1/25/2010 1:30:01 PM |
| crw1950 | $50.00 | $50.00 | 1/25/2010 3:43:24 PM |
| RandyL3 | $46.00 | $46.00 | 1/25/2010 5:03:18 PM |
| Sandiegorep | $44.17 | $44.17 | 1/26/2010 12:42:07 AM |
| squweech | $25.00 | $25.00 | 1/25/2010 9:45:16 PM |
| scrabbler | $25.00 | $25.00 | 1/26/2010 6:31:50 AM |
| TJRCapital | $35.00 | $35.00 | 1/26/2010 6:28:12 AM |
| rate-hickory | $25.00 | $25.00 | 1/26/2010 7:10:08 AM |
| octoberfresh | $25.00 | $25.00 | 1/26/2010 7:26:45 AM |
| 275 bids
|
Borrower Payment Dependent Notes Series
443127
This series of Notes was issued and sold upon the funding of the borrower loan #40602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,765.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-20-2010 |
|
|
Starting lender yield:
| 23.40% |
Starting borrower rate/APR:
| 24.40% / 26.70% |
Starting monthly payment:
| $69.62 |
|
Final lender yield:
| 21.70% |
Final borrower rate/APR:
| 22.70% / 24.97% |
Final monthly payment:
| $68.05 |
| |
|
Auction yield range:
| 8.06% - 23.40% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.19% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,897 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| coin-carnation |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
About to be a new mom
Purpose of loan:
I am about to be a mom for the first time?and am hoping to?take a maternity leave so I can spend some time with my new baby. Unfortunately my company doesn't pay while I am on leave.? I will be using this loan to cover some of my expenses and medical bills?while I am on leave.
My financial situation:
I always make my payments on time and have been working hard to make sure that my credit stays in good standing. My leave from work will not affect my ability to pay back on the loan, as I will be using savings/etc. to make these payments.
Monthly net income: $ 2600 (not including spouse income)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gettingonyourfeet | $25.00 | $25.00 | 1/19/2010 10:06:27 AM |
| newbietony | $26.09 | $26.09 | 1/19/2010 10:07:15 AM |
| ramsbladder | $25.00 | $25.00 | 1/19/2010 10:07:18 AM |
| BigCityLending | $25.00 | $25.00 | 1/19/2010 10:07:41 AM |
| SDNLR | $25.00 | $25.00 | 1/19/2010 10:07:44 AM |
| Drazion | $25.00 | $25.00 | 1/19/2010 10:08:12 AM |
| HunterSix | $25.00 | $25.00 | 1/19/2010 10:08:19 AM |
| Sefotonga | $25.00 | $25.00 | 1/19/2010 10:08:38 AM |
| lendme2 | $35.11 | $35.11 | 1/19/2010 10:08:56 AM |
| Pasagam | $25.00 | $25.00 | 1/19/2010 10:09:09 AM |
| Canute | $25.00 | $25.00 | 1/19/2010 10:10:38 AM |
| pleasant-basis | $25.00 | $25.00 | 1/19/2010 10:10:47 AM |
| Veshay | $28.60 | $28.60 | 1/19/2010 10:11:01 AM |
| slartibardfast | $25.00 | $25.00 | 1/19/2010 10:09:55 AM |
| honestpeople1 | $25.00 | $25.00 | 1/19/2010 10:10:35 AM |
| brainy-dedication | $25.00 | $25.00 | 1/19/2010 10:11:59 AM |
| visionary-commerce | $25.00 | $25.00 | 1/19/2010 10:10:44 AM |
| independent-investment | $25.00 | $25.00 | 1/19/2010 10:07:16 AM |
| jd006006 | $25.00 | $25.00 | 1/19/2010 10:07:24 AM |
| kirkjerk | $25.00 | $25.00 | 1/19/2010 10:08:55 AM |
| social-ladder590 | $25.00 | $25.00 | 1/19/2010 10:09:31 AM |
| drumcorpsnut | $50.00 | $50.00 | 1/19/2010 10:09:59 AM |
| Steveoo1 | $25.00 | $25.00 | 1/19/2010 10:10:18 AM |
| TruckerGuy | $25.00 | $25.00 | 1/19/2010 10:10:33 AM |
| kind-bid-maverick | $50.00 | $50.00 | 1/19/2010 10:10:40 AM |
| bold-balanced-dime | $25.00 | $25.00 | 1/19/2010 10:10:45 AM |
| fair-responsibility6 | $25.00 | $25.00 | 1/19/2010 10:10:49 AM |
| upc_tnt | $25.00 | $25.00 | 1/19/2010 10:11:56 AM |
| five-star-justice | $36.00 | $36.00 | 1/19/2010 10:46:42 AM |
| dime-neutron | $25.00 | $25.00 | 1/19/2010 11:30:14 AM |
| lucrative-loan | $75.00 | $75.00 | 1/19/2010 11:56:14 AM |
| Bank_Of_XL | $25.00 | $25.00 | 1/20/2010 12:45:52 AM |
| christifa | $25.00 | $25.00 | 1/19/2010 10:06:38 AM |
| langdonx | $25.00 | $25.00 | 1/19/2010 10:07:34 AM |
| Dap2005 | $25.00 | $25.00 | 1/19/2010 10:07:38 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/19/2010 10:08:23 AM |
| BeenThereMyself | $50.00 | $50.00 | 1/19/2010 10:08:53 AM |
| towering-compassion | $25.00 | $25.00 | 1/19/2010 10:09:07 AM |
| tenny321 | $25.00 | $25.00 | 1/19/2010 10:09:29 AM |
| fsa3 | $25.00 | $25.00 | 1/19/2010 10:09:17 AM |
| vigilance-accruer | $25.00 | $25.00 | 1/19/2010 10:09:36 AM |
| cjames84 | $25.00 | $25.00 | 1/19/2010 10:11:02 AM |
| dumbass | $25.00 | $25.00 | 1/19/2010 10:10:14 AM |
| mossface | $25.00 | $25.00 | 1/19/2010 10:10:17 AM |
| davidmlucas | $25.00 | $25.00 | 1/19/2010 10:10:34 AM |
| Messudieh | $25.00 | $25.00 | 1/19/2010 10:10:37 AM |
| benroo | $25.00 | $25.00 | 1/19/2010 10:10:57 AM |
| affluence-tomahawk | $25.00 | $25.00 | 1/19/2010 10:07:26 AM |
| pbr | $25.00 | $25.00 | 1/19/2010 10:12:03 AM |
| AGSLending | $25.00 | $25.00 | 1/19/2010 10:08:04 AM |
| lounges | $50.00 | $50.00 | 1/19/2010 10:08:41 AM |
| iluxa | $25.00 | $25.00 | 1/19/2010 10:10:43 AM |
| Duanep01 | $25.00 | $25.00 | 1/19/2010 10:10:46 AM |
| rbb | $25.00 | $25.00 | 1/19/2010 10:10:52 AM |
| maschinenbau | $25.00 | $25.00 | 1/19/2010 10:12:15 AM |
| order-prospector | $50.00 | $14.20 | 1/19/2010 10:13:03 AM |
| reflective-rupee | $100.00 | $100.00 | 1/19/2010 10:26:43 AM |
| aurorafinancial | $50.00 | $50.00 | 1/19/2010 11:17:15 AM |
| wise-balanced-moola | $25.00 | $25.00 | 1/19/2010 12:05:31 PM |
| Bob450 | $25.00 | $25.00 | 1/19/2010 9:54:50 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
443139
This series of Notes was issued and sold upon the funding of the borrower loan #40594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 37.22% |
Starting monthly payment:
| $67.43 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.58% |
Final monthly payment:
| $60.44 |
| |
|
Auction yield range:
| 11.06% - 33.50% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 39 | Length of status: | 12y 5m |
|
Amount delinquent:
| $251 |
Revolving credit balance:
| $5,921 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 77% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bcb1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Jul-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Paying off high interest debt
Purpose of loan:
This loan will be used to pay several small loans with high interest rates.
My financial situation:
I am a good candidate for this loan because am a teacher and have a steady income.? I had a loan with Prosper but paid it off last year.? We have set a budget, but due to unexpected illnesses and car trouble have been unable to save our emergency fund.? We have closed all of our credit card accounts and are paying them off with the lowest interest rates possible.? We can make our house payment, bills, and consolidation payments with both of our salaries.? Unfortunately we had to borrow money over the past six months and would like to consolidate these so that we can get back on our feet and stick to the budget and cash only envelope plan.?
Monthly net income: $ 3200
Husband $5000
Monthly expenses: $
??Housing: $
2100
??Insurance: $
98
??Car expenses:? no car payments
??Utilities: $
220
??Phone, cable, internet: $
250
??Food, entertainment: $ 500
??Clothing, household expenses $
200
??Credit cards and other loans: $ 1700
??Other expenses: $ 900? child care
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 1/19/2010 9:46:57 PM |
| klemer | $25.00 | $25.00 | 1/21/2010 1:37:06 PM |
| SDD123 | $25.00 | $25.00 | 1/22/2010 6:05:07 AM |
| JauaFlash | $25.00 | $25.00 | 1/22/2010 12:39:28 PM |
| alpinaut | $25.00 | $25.00 | 1/23/2010 9:39:57 AM |
| five-star-note | $50.00 | $50.00 | 1/24/2010 9:57:45 AM |
| gabrielcharlie | $28.83 | $28.83 | 1/24/2010 6:25:06 PM |
| Your_Bank | $25.00 | $25.00 | 1/24/2010 6:44:48 PM |
| Lender_1972 | $25.00 | $25.00 | 1/25/2010 6:04:18 AM |
| glroark | $100.00 | $100.00 | 1/25/2010 6:09:24 AM |
| JJ-Loans | $30.00 | $30.00 | 1/25/2010 10:43:16 AM |
| The-CAPS-fan | $45.00 | $45.00 | 1/25/2010 10:46:54 AM |
| exchange-cowbell5 | $100.00 | $24.47 | 1/25/2010 10:49:33 AM |
| jsnryn | $25.00 | $25.00 | 1/25/2010 11:46:00 AM |
| wealth-pipeline | $25.00 | $25.00 | 1/25/2010 12:05:39 PM |
| toxicbutterfly | $50.00 | $50.00 | 1/25/2010 12:11:05 PM |
| realtormoises | $25.00 | $25.00 | 1/25/2010 11:34:24 AM |
| best-generosity-financier | $25.00 | $25.00 | 1/25/2010 8:53:22 PM |
| Unitas4302 | $100.00 | $100.00 | 1/19/2010 3:12:30 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/21/2010 7:01:43 PM |
| FinanceEngine | $25.00 | $25.00 | 1/22/2010 9:10:55 AM |
| CoolPlexer | $25.00 | $25.00 | 1/22/2010 1:53:58 PM |
| bondhedger | $25.00 | $25.00 | 1/22/2010 2:53:51 PM |
| afterhours | $25.00 | $25.00 | 1/22/2010 8:48:39 PM |
| deuce747 | $25.00 | $25.00 | 1/23/2010 2:04:59 PM |
| snm2001 | $25.00 | $25.00 | 1/23/2010 5:32:59 PM |
| marwadi-62 | $50.00 | $50.00 | 1/23/2010 5:23:35 PM |
| fund-dragster | $25.00 | $25.00 | 1/24/2010 7:26:51 AM |
| q4golf | $31.95 | $31.95 | 1/24/2010 12:07:43 PM |
| us957165 | $25.00 | $25.00 | 1/24/2010 7:06:21 PM |
| Jazzy503 | $25.00 | $25.00 | 1/24/2010 8:59:02 PM |
| thisbucksforu | $25.00 | $25.00 | 1/25/2010 6:20:55 AM |
| zxr | $25.00 | $25.00 | 1/25/2010 8:11:22 AM |
| leverage-monger | $25.00 | $25.00 | 1/25/2010 9:02:10 AM |
| Leshan | $38.09 | $38.09 | 1/25/2010 8:17:53 AM |
| eboomer2611 | $25.00 | $25.00 | 1/25/2010 11:21:31 AM |
| new-truth-chuckler | $31.66 | $31.66 | 1/25/2010 12:32:06 PM |
| vmh20035 | $50.00 | $50.00 | 1/25/2010 4:06:04 PM |
| lender12345 | $25.00 | $25.00 | 1/25/2010 6:14:02 PM |
| Cashlender1992 | $25.00 | $25.00 | 1/25/2010 7:00:04 PM |
| vine99 | $45.00 | $45.00 | 1/25/2010 8:46:53 PM |
| credit-coach118 | $25.00 | $25.00 | 1/25/2010 11:02:35 PM |
| atomantic | $50.00 | $50.00 | 1/26/2010 4:47:47 AM |
| seineil | $50.00 | $50.00 | 1/26/2010 12:57:48 AM |
| dRatedOnly | $25.00 | $25.00 | 1/26/2010 4:34:13 AM |
| 45 bids
|
Borrower Payment Dependent Notes Series
443185
This series of Notes was issued and sold upon the funding of the borrower loan #40574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-19-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 11.35% |
Starting monthly payment:
| $261.91 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $260.02 |
| |
|
Auction yield range:
| 3.06% - 10.00% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $100,896 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| worth-bridge |
Borrower's state:
| Texas |
Borrower's group:
| Need Another Chance? |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Avoiding using Credit card in April
As my credit score reflects, I have always paid all loans and I have never missed a payment and have always been on time . I have auto-payments setup. This is my second listing and I am putting it at a slightly higher interest rate as I still believe this rate would be better than using a credit card.
Purpose of loan:
We took out a HELOC last year (100K of the revolving credit balance) to remodel our house. The other portion (100K) of the remodel, I paid cash by selling assets to make it happen, however, that raised my tax bill that will be due in April. I held back cash to handle this, however, I did not hold back enough.
My Current loan balances:
Primary Home Loan 200K - 15 years (9 left) at 4.875
HELOC 100K at prime minus 1.01% , which is currently at 2.24%
My income is high enough that I plan to have this loan paid off within 1 year. I will make minimum payments until May and then I will start paying it back quicker after that.
I have looked into rolling all loans into a refinance with a cash out to help me get through my current tax bill and the overall loan as my home value would support that. However, the costs (closing costs and fees) of that don't make sense considering the the great rate I have on the HELOC would go away and the entire loan would be rolled into one amount.
My other option is to float the loan on credit cards, however the best rate I would get on that is 12.99% which would behigher than this loan, with the possiblity that they might raise it at any point.
This will be my first Prosper loan, so I am new to the process.
Information in the Description is not verified.
Friends And Family Winning Bids
SilconValleyInvestor has bid a total of
$2,100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SunsetCoastCapital | $25.00 | $25.00 | 1/19/2010 10:08:14 AM |
| adhawan325 | $25.00 | $25.00 | 1/19/2010 10:10:58 AM |
| caffinate | $110.00 | $110.00 | 1/19/2010 10:11:38 AM |
| LEBO | $25.00 | $25.00 | 1/19/2010 10:15:09 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/19/2010 10:18:38 AM |
| totoro | $25.00 | $25.00 | 1/19/2010 10:17:29 AM |
| SilconValleyInvestor | $2,000.00 | $2,000.00 | 1/19/2010 10:27:12 AM |
| inforapenny | $25.00 | $25.00 | 1/19/2010 10:33:53 AM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/19/2010 10:52:46 AM |
| durability-halibut | $25.00 | $25.00 | 1/19/2010 11:42:33 AM |
| here2lend | $25.00 | $25.00 | 1/19/2010 11:42:42 AM |
| ok | $25.00 | $25.00 | 1/19/2010 11:48:35 AM |
| Syzygy | $25.00 | $25.00 | 1/19/2010 11:49:04 AM |
| turbostar666 | $30.00 | $30.00 | 1/19/2010 11:57:47 AM |
| wanna-help | $25.00 | $25.00 | 1/19/2010 12:00:30 PM |
| dloan | $25.00 | $25.00 | 1/19/2010 12:20:15 PM |
| rangers94 | $25.00 | $25.00 | 1/19/2010 12:27:31 PM |
| Washington_Loan | $25.00 | $25.00 | 1/19/2010 12:46:28 PM |
| lender1x | $25.00 | $25.00 | 1/19/2010 4:52:25 PM |
| DHolly | $25.00 | $25.00 | 1/19/2010 5:11:38 PM |
| GrayStudio | $50.00 | $50.00 | 1/19/2010 6:26:35 PM |
| 850 | $211.37 | $211.37 | 1/19/2010 11:17:20 PM |
| TOWDADDY | $50.00 | $50.00 | 1/20/2010 12:36:48 AM |
| Nyarpy | $25.00 | $25.00 | 1/20/2010 10:19:39 AM |
| buffalobills | $25.00 | $25.00 | 1/20/2010 7:46:46 AM |
| coin-spilunker | $25.00 | $25.00 | 1/20/2010 1:33:03 PM |
| minista | $25.00 | $25.00 | 1/20/2010 9:40:28 PM |
| systematic0 | $25.00 | $25.00 | 1/20/2010 8:39:20 PM |
| ajk_blue | $25.00 | $25.00 | 1/20/2010 9:40:04 PM |
| skillful-finance | $25.00 | $25.00 | 1/20/2010 9:40:15 PM |
| JCMC | $25.00 | $25.00 | 1/21/2010 7:34:56 AM |
| newton77 | $25.00 | $25.00 | 1/21/2010 10:47:37 AM |
| JustOneVoice | $25.00 | $25.00 | 1/21/2010 10:53:35 AM |
| Gromac | $25.00 | $25.00 | 1/21/2010 2:24:19 PM |
| SpectrumCapital | $25.00 | $25.00 | 1/21/2010 2:23:08 PM |
| ThomasTrain | $25.00 | $25.00 | 1/22/2010 5:32:03 AM |
| golfreak923 | $25.00 | $25.00 | 1/22/2010 12:54:26 PM |
| axelducheck | $25.00 | $25.00 | 1/22/2010 3:41:08 PM |
| G-Love | $200.00 | $200.00 | 1/22/2010 5:44:58 PM |
| Kravcorp | $25.00 | $25.00 | 1/22/2010 5:59:00 PM |
| Traal | $25.00 | $25.00 | 1/22/2010 5:59:23 PM |
| SpectrumFinance | $25.00 | $25.00 | 1/22/2010 6:00:39 PM |
| nolahelper | $30.00 | $30.00 | 1/22/2010 7:02:04 PM |
| TigerForce | $25.00 | $25.00 | 1/22/2010 7:57:11 PM |
| blackbear | $39.51 | $39.51 | 1/22/2010 8:57:59 PM |
| NorthwestLoan1 | $25.00 | $25.00 | 1/23/2010 8:43:18 AM |
| lvmplatinuminvestors | $200.00 | $200.00 | 1/23/2010 10:19:14 AM |
| Montgomery-Burns | $25.00 | $25.00 | 1/23/2010 10:27:39 AM |
| surfsider123 | $25.00 | $25.00 | 1/23/2010 12:11:38 PM |
| elevated-finance | $25.00 | $25.00 | 1/23/2010 2:55:45 PM |
| OoM | $25.00 | $25.00 | 1/23/2010 6:09:35 PM |
| JackinGreen | $50.00 | $50.00 | 1/24/2010 11:27:30 AM |
| vutah | $25.00 | $25.00 | 1/24/2010 1:17:40 PM |
| Lefty_the_Lender | $25.00 | $25.00 | 1/24/2010 4:35:36 PM |
| designs626 | $60.00 | $60.00 | 1/24/2010 3:03:26 PM |
| mojii77 | $25.00 | $25.00 | 1/24/2010 3:21:53 PM |
| Aristophil | $176.00 | $176.00 | 1/24/2010 6:01:07 PM |
| Kelor99 | $25.00 | $25.00 | 1/24/2010 6:22:05 PM |
| flshdaskll | $25.00 | $25.00 | 1/24/2010 7:50:33 PM |
| CARedBull | $50.00 | $50.00 | 1/24/2010 11:12:29 PM |
| affert | $100.00 | $100.00 | 1/25/2010 6:52:21 AM |
| e3oM | $29.71 | $29.71 | 1/25/2010 10:09:43 AM |
| Astyanax | $50.00 | $50.00 | 1/25/2010 11:00:47 AM |
| hebjet | $25.00 | $25.00 | 1/25/2010 12:21:47 PM |
| YummiBear | $25.00 | $25.00 | 1/25/2010 6:13:26 PM |
| patriot384 | $50.00 | $50.00 | 1/26/2010 4:51:20 AM |
| suburbanman64 | $40.00 | $40.00 | 1/26/2010 2:38:37 AM |
| TJRCapital | $50.00 | $50.00 | 1/26/2010 6:21:11 AM |
| Moneypenny6 | $25.00 | $25.00 | 1/26/2010 6:37:21 AM |
| sharp-credit | $2,020.98 | $253.46 | 1/26/2010 5:52:21 AM |
| green-foxy-marketplace | $50.00 | $50.00 | 1/26/2010 7:02:50 AM |
| rayette | $50.00 | $50.00 | 1/26/2010 6:13:24 AM |
| Taxman44 | $28.35 | $28.35 | 1/26/2010 7:59:57 AM |
| KWarrior | $25.00 | $25.00 | 1/26/2010 7:41:46 AM |
| vestquid | $25.00 | $25.00 | 1/19/2010 10:11:45 AM |
| inforapenny | $25.00 | $25.00 | 1/19/2010 10:16:40 AM |
| SilconValleyInvestor | $100.00 | $100.00 | 1/19/2010 10:27:55 AM |
| g314 | $30.00 | $30.00 | 1/19/2010 11:00:27 AM |
| cash-sensai2 | $25.00 | $25.00 | 1/19/2010 11:24:39 AM |
| availableloan | $25.00 | $25.00 | 1/19/2010 11:26:16 AM |
| zento | $25.00 | $25.00 | 1/19/2010 11:46:21 AM |
| ferdberfel | $50.00 | $50.00 | 1/19/2010 11:57:18 AM |
| orange-finance-banker | $25.00 | $25.00 | 1/19/2010 12:04:33 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/19/2010 12:05:33 PM |
| bamboozled_again | $250.00 | $250.00 | 1/19/2010 12:06:04 PM |
| building_community | $25.00 | $25.00 | 1/19/2010 12:23:45 PM |
| hotwired | $25.00 | $25.00 | 1/19/2010 12:32:54 PM |
| munoz44 | $25.00 | $25.00 | 1/19/2010 3:52:53 PM |
| building_community | $44.99 | $44.99 | 1/19/2010 4:00:18 PM |
| yield-quest | $50.00 | $50.00 | 1/19/2010 4:11:07 PM |
| blot44 | $25.00 | $25.00 | 1/19/2010 6:23:20 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 1/19/2010 7:23:31 PM |
| vine99 | $90.00 | $90.00 | 1/19/2010 6:25:40 PM |
| ARainyDay | $50.00 | $50.00 | 1/20/2010 10:15:20 AM |
| Finspons | $25.00 | $25.00 | 1/20/2010 12:02:57 PM |
| QsDad | $25.00 | $25.00 | 1/20/2010 10:30:45 AM |
| dud | $50.00 | $50.00 | 1/20/2010 10:34:45 AM |
| RISK-VERSUS-RETURN | $25.00 | $25.00 | 1/20/2010 12:45:03 PM |
| Cherrypicker | $40.00 | $40.00 | 1/20/2010 4:15:01 PM |
| ttnk62918 | $25.00 | $25.00 | 1/20/2010 5:01:46 PM |
| w8291 | $25.00 | $25.00 | 1/20/2010 7:02:16 PM |
| hydrolucid | $25.00 | $25.00 | 1/20/2010 9:40:19 PM |
| brutai | $50.00 | $50.00 | 1/21/2010 8:41:02 AM |
| Westb | $50.00 | $50.00 | 1/21/2010 10:02:17 AM |
| cloud8 | $33.21 | $33.21 | 1/21/2010 10:03:14 AM |
| cashhelp | $25.00 | $25.00 | 1/21/2010 2:24:12 PM |
| dma1206 | $25.00 | $25.00 | 1/21/2010 2:27:18 PM |
| springpanda | $25.00 | $25.00 | 1/21/2010 2:21:21 PM |
| bondhedger | $25.00 | $25.00 | 1/21/2010 2:42:21 PM |
| ujiba | $25.00 | $25.00 | 1/21/2010 4:56:14 PM |
| estancias | $25.00 | $25.00 | 1/21/2010 8:34:23 PM |
| friendly-worth3 | $25.00 | $25.00 | 1/22/2010 10:10:50 AM |
| rbotterbLLC | $25.00 | $25.00 | 1/22/2010 11:38:45 AM |
| dn0pes | $25.00 | $25.00 | 1/22/2010 12:50:06 PM |
| roadster199 | $25.00 | $25.00 | 1/22/2010 1:51:30 PM |
| MasterKey | $25.00 | $25.00 | 1/22/2010 3:57:54 PM |
| Aristocrat | $40.83 | $40.83 | 1/22/2010 4:43:28 PM |
| trevize | $25.00 | $25.00 | 1/22/2010 5:59:05 PM |
| Dollars4Rent | $25.00 | $25.00 | 1/23/2010 7:39:31 AM |
| wwwUniversal | $25.00 | $25.00 | 1/23/2010 10:22:42 AM |
| dollarboy | $25.00 | $25.00 | 1/23/2010 12:07:57 PM |
| AtlantistoXanadu | $100.00 | $100.00 | 1/23/2010 4:41:10 PM |
| TJ-Financial-Group | $29.00 | $29.00 | 1/24/2010 12:08:33 AM |
| db2070 | $36.00 | $36.00 | 1/24/2010 6:44:32 AM |
| Montgomery-Burns | $50.00 | $50.00 | 1/24/2010 8:06:24 AM |
| Rustang | $50.00 | $50.00 | 1/24/2010 9:38:47 AM |
| msullivaniii | $25.00 | $25.00 | 1/24/2010 12:46:16 PM |
| rollerblader | $41.70 | $41.70 | 1/24/2010 12:36:47 PM |
| rockhound84 | $25.00 | $25.00 | 1/24/2010 1:34:46 PM |
| MonkeyHero | $26.24 | $26.24 | 1/24/2010 3:22:54 PM |
| Heliosky77 | $50.00 | $50.00 | 1/24/2010 4:09:42 PM |
| 371millwood | $200.00 | $200.00 | 1/24/2010 7:06:36 PM |
| BicyclePostLendingDivision | $29.63 | $29.63 | 1/24/2010 10:50:26 PM |
| Guiren | $100.00 | $100.00 | 1/24/2010 10:58:11 PM |
| forthright-trade | $25.00 | $25.00 | 1/25/2010 1:38:58 PM |
| ospreyusmc | $25.00 | $25.00 | 1/25/2010 2:53:03 PM |
| CheapDolo22 | $25.00 | $25.00 | 1/25/2010 6:25:27 PM |
| ChemTeacher | $25.00 | $25.00 | 1/25/2010 11:32:26 PM |
| all_of_that_one | $25.00 | $25.00 | 1/26/2010 6:29:50 AM |
| TJRCapital | $25.00 | $25.00 | 1/26/2010 6:20:26 AM |
| octoberfresh | $25.00 | $25.00 | 1/26/2010 7:27:22 AM |
| Lotsofbears | $25.00 | $25.00 | 1/26/2010 8:37:55 AM |
| enriching-dollar | $25.00 | $25.00 | 1/26/2010 8:55:40 AM |
| LoanerPrincipal | $25.00 | $25.00 | 1/26/2010 9:40:18 AM |
| LoanerPrincipal | $25.00 | $25.00 | 1/26/2010 9:41:02 AM |
| 145 bids
|
Borrower Payment Dependent Notes Series
443599
This series of Notes was issued and sold upon the funding of the borrower loan #40615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jan-21-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $339.27 |
| |
|
Auction yield range:
| 8.06% - 34.00% |
Estimated loss impact:
| 9.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 24.67% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Jan-2010) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,939 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 57% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| MDbruh38 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 85% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 2
( 15% )
| 680-699
(Jul-2008)
640-659
(Sep-2007)
620-639
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
RELIST = Real Estate Investment
Purpose of loan:
I will use the money?for a downpayment on an investment property of $189,500. I need 20% downpayment on the property. The property will generate net operating income of $825.00 per month after expenses.
My financial situation:
The income that will be generated from the property including my personal income and rental income will be more than enough to allow me to make loan payments. I have a?decent credit history. I had a previous Prosper loan and paid it off early.? I have been employment with my employer for 15 years. This is my second attempt for funding. I reduced the loan amount and provided financials in hopes of attracting lenders. ?My Prosper loan was late two months due to fraudalent activity on my account. The bank frose my account, which prevent the drafts from being deducted. I paid the loan premium the same day with another checking account.
Thank you very much for taking the time to consider my? loan request.
Annual Income ($107,100)
Monthly Net Income ($5834)
Other Income ($700 per monthly personal property rental unit)
* Other investment property income = $2513 (not used in calculating disposable income)
Monthly Expenses ($3801)
Mortgage = 2486.00
Car Loan = 440.00
Car Insurance = 89.00
Credit Card/Loans = 386.00
Other Household Expenses = $400
Disposable Monthly Income ($2733)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why were you late twice on the payments of the previous loan? - Toppenish99
A:
I provided an explanation in my listing, but I will respond again. I was late twice , because fraudulent activity occurred twice on my checking account, where the prosper loan was to be drafted. An investigation revealed that a banl employee was selling client bank information. I made payment on these drafts the same day or the next day on a different bank account to ensure that the payment was made expeditiously.
(Jan-24-2010)
Q:
What type of work do you do, and can you please list all your dept? Please post publically. - exchange-cowbell5
A:
I employed with the Board of Governors of the Federal Reserve System as Sr. EEO Specialist. My debts are listed in the listing. However, the itemized credit card debt includes: Macy credit card ($1,045/$25 per month) , VISA credit card ($545/$10per month), GE Services credit card ($1099/$35 per month); Home Equity Line of Credit ($9945/$300 per month)
(Jan-24-2010)
Q:
Please explain the public record and past delinquencies shown in your credit profile. Thanks much and best wishes. - reflective-rupee
A:
The public record is a 2004 paid judgement, whereby I was in dispute with my home security company over breach of contract for services rendered under my contract. The past delinquency was for a credit card that I closed and thought I had paid off, but unbeknowst to me I still had a balance of $5.15 (interest charges).
(Jan-25-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thomas16882004 | $25.00 | $25.00 | 1/21/2010 9:14:30 AM |
| orange-finance-banker | $25.00 | $25.00 | 1/21/2010 9:14:32 AM |
| jns48 | $25.00 | $25.00 | 1/21/2010 9:24:22 AM |
| flyinhawaiian | $50.00 | $50.00 | 1/21/2010 9:23:48 AM |
| b-rent | $25.00 | $25.00 | 1/21/2010 4:54:47 PM |
| Bob450 | $50.00 | $50.00 | 1/21/2010 9:27:54 PM |
| 1traveler | $25.00 | $25.00 | 1/21/2010 9:32:05 PM |
| jtodd37 | $100.00 | $100.00 | 1/21/2010 9:20:42 PM |
| chameleon125 | $50.00 | $50.00 | 1/22/2010 7:52:24 AM |
| smart-gain | $50.00 | $50.00 | 1/22/2010 9:38:16 AM |
| umfan123 | $100.00 | $100.00 | 1/22/2010 10:04:07 AM |
| bobd32 | $25.00 | $25.00 | 1/22/2010 1:12:55 PM |
| suomynona | $25.00 | $25.00 | 1/22/2010 4:33:57 PM |
| beachliving29 | $48.59 | $48.59 | 1/23/2010 8:46:21 PM |
| fund-fox4 | $25.00 | $25.00 | 1/24/2010 12:57:54 PM |
| 3613925 | $25.00 | $25.00 | 1/24/2010 6:38:48 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/24/2010 8:11:26 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/24/2010 8:11:42 PM |
| ralstat | $2,500.00 | $2,500.00 | 1/24/2010 11:01:56 PM |
| jono9999 | $104.83 | $104.83 | 1/25/2010 3:20:35 AM |
| reflective-rupee | $75.00 | $75.00 | 1/25/2010 4:49:12 AM |
| bright-exchange | $25.00 | $25.00 | 1/25/2010 12:38:12 AM |
| sensible-fund | $25.00 | $25.00 | 1/25/2010 5:03:53 AM |
| P2InvestorSolutions | $50.00 | $50.00 | 1/25/2010 8:52:50 AM |
| blackbear | $100.00 | $100.00 | 1/25/2010 10:19:38 AM |
| return-grizzly | $100.00 | $100.00 | 1/25/2010 11:02:23 AM |
| wise-silver-wonder | $25.00 | $25.00 | 1/25/2010 11:16:18 AM |
| larryboy10 | $25.00 | $25.00 | 1/25/2010 10:48:39 AM |
| FinDoc | $25.00 | $25.00 | 1/25/2010 1:10:08 PM |
| head | $25.00 | $25.00 | 1/25/2010 1:12:40 PM |
| IASKGOD | $25.00 | $25.00 | 1/25/2010 1:23:33 PM |
| charming-point | $300.00 | $300.00 | 1/25/2010 12:11:37 PM |
| bobd32 | $25.00 | $25.00 | 1/25/2010 1:57:13 PM |
| victor111 | $25.00 | $25.00 | 1/25/2010 1:16:49 PM |
| well-mannered-income3 | $75.00 | $75.00 | 1/25/2010 3:05:20 PM |
| penny-surgeon | $25.00 | $25.00 | 1/25/2010 3:48:40 PM |
| LEO_B | $25.00 | $25.00 | 1/25/2010 4:50:55 PM |
| supreme-hope | $25.00 | $25.00 | 1/25/2010 6:01:25 PM |
| loss-of-control | $25.00 | $25.00 | 1/25/2010 6:55:24 PM |
| myser59 | $25.00 | $25.00 | 1/25/2010 6:37:32 PM |
| cvlender | $25.00 | $25.00 | 1/25/2010 8:42:57 PM |
| TheFamilyFund | $25.00 | $25.00 | 1/25/2010 8:43:37 PM |
| xavier48 | $25.00 | $25.00 | 1/25/2010 9:08:22 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:40:07 PM |
| Carne_Chung | $25.00 | $25.00 | 1/26/2010 1:04:55 AM |
| loan-fate | $25.00 | $25.00 | 1/26/2010 5:27:12 AM |
| twjh | $25.00 | $25.00 | 1/26/2010 5:32:21 AM |
| trueblue52 | $39.74 | $39.74 | 1/26/2010 6:51:25 AM |
| enthusiastic-point | $68.82 | $68.82 | 1/26/2010 7:08:26 AM |
| bagpiper63 | $50.00 | $50.00 | 1/26/2010 9:14:40 AM |
| openness-prospector | $50.00 | $50.00 | 1/26/2010 9:56:22 AM |
| Daychia | $50.00 | $50.00 | 1/21/2010 9:24:31 AM |
| frugalinvestor20 | $25.00 | $25.00 | 1/21/2010 9:26:45 AM |
| victor111 | $50.00 | $50.00 | 1/21/2010 9:25:09 AM |
| robot777 | $40.00 | $40.00 | 1/21/2010 9:27:45 AM |
| lender-inc | $70.81 | $70.81 | 1/21/2010 4:36:43 PM |
| EEasyMoney | $25.00 | $25.00 | 1/22/2010 7:53:50 AM |
| lucrative-loan | $25.00 | $25.00 | 1/22/2010 10:10:12 AM |
| respectful-integrity3 | $30.00 | $30.00 | 1/22/2010 2:07:20 PM |
| Engineer44 | $25.00 | $25.00 | 1/22/2010 2:24:34 PM |
| careful-compassion | $50.00 | $50.00 | 1/22/2010 2:56:39 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/22/2010 4:06:03 PM |
| BradP | $50.00 | $50.00 | 1/22/2010 4:20:27 PM |
| propertytransformer | $25.00 | $25.00 | 1/22/2010 4:25:37 PM |
| cunning-bill | $25.00 | $25.00 | 1/22/2010 6:51:05 PM |
| mmrothsc | $34.15 | $34.15 | 1/23/2010 8:37:59 AM |
| periko | $50.00 | $50.00 | 1/23/2010 9:10:11 AM |
| brother_tam | $100.00 | $100.00 | 1/23/2010 12:35:44 PM |
| smithamdg | $200.00 | $200.00 | 1/23/2010 1:11:05 PM |
| Jasmel | $200.00 | $200.00 | 1/24/2010 9:49:09 AM |
| DasMula | $100.00 | $100.00 | 1/24/2010 5:49:17 PM |
| Ven58 | $25.00 | $25.00 | 1/24/2010 11:05:43 PM |
| reflective-rupee | $225.00 | $225.00 | 1/25/2010 4:49:33 AM |
| aztocas | $25.00 | $25.00 | 1/25/2010 7:14:07 AM |
| cashasaurus0 | $53.00 | $53.00 | 1/25/2010 9:11:22 AM |
| Capit0l | $25.00 | $25.00 | 1/25/2010 8:32:07 AM |
| Syzygy | $25.00 | $25.00 | 1/25/2010 9:15:07 AM |
| leverage-monger | $25.00 | $25.00 | 1/25/2010 9:15:11 AM |
| Ronnieboy888 | $25.00 | $25.00 | 1/25/2010 11:00:53 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/25/2010 1:08:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/25/2010 1:11:07 PM |
| bdruss | $25.00 | $25.00 | 1/25/2010 4:10:37 PM |
| Virtuallending | $51.65 | $51.65 | 1/25/2010 5:29:17 PM |
| kind-efficient-credit | $25.00 | $25.00 | 1/25/2010 6:07:47 PM |
| GeoLender | $25.00 | $25.00 | 1/25/2010 9:03:05 PM |
| booOST | $50.00 | $50.00 | 1/25/2010 10:25:37 PM |
| reflective-rupee | $100.00 | $100.00 | 1/25/2010 9:40:48 PM |
| fund-dragster | $100.00 | $100.00 | 1/26/2010 5:53:51 AM |
| dunkard13 | $138.97 | $138.97 | 1/26/2010 5:26:10 AM |
| crippledcircus | $50.00 | $50.00 | 1/26/2010 6:44:03 AM |
| wizardii | $25.00 | $25.00 | 1/26/2010 5:41:23 AM |
| Sagenius | $25.00 | $25.00 | 1/26/2010 7:18:27 AM |
| twjh | $25.00 | $25.00 | 1/26/2010 7:18:32 AM |
| a-reasonable-return | $25.00 | $25.00 | 1/26/2010 8:19:23 AM |
| TheLightInMe | $25.00 | $25.00 | 1/26/2010 9:08:15 AM |
| TuPari | $50.00 | $50.00 | 1/26/2010 10:04:32 AM |
| muirheaj | $25.00 | $25.00 | 1/26/2010 10:28:07 AM |
| pyungpyung | $25.00 | $25.00 | 1/26/2010 10:12:11 AM |
| reflective-rupee | $75.00 | $44.44 | 1/26/2010 10:28:18 AM |
| 99 bids
|
Borrower Payment Dependent Notes Series
443781
This series of Notes was issued and sold upon the funding of the borrower loan #40571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-22-2010 |
| |
Auction end date:
| Jan-26-2010 |
|
|
Starting lender yield:
| 23.70% |
Starting borrower rate/APR:
| 24.70% / 27.00% |
Starting monthly payment:
| $396.01 |
|
Final lender yield:
| 22.70% |
Final borrower rate/APR:
| 23.70% / 25.99% |
Final monthly payment:
| $390.76 |
| |
|
Auction yield range:
| 8.06% - 23.70% |
Estimated loss impact:
| 8.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.16% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Jan-2010) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $29,806 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 67% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| compassion-arboretum |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest CITI CARD
Purpose of loan:
This loan will be used to pay off a high interest credit card.??When my wife and I relocated from Rochester NY to Tucson Arizona we lost a great deal of money on home.? We ended living in?Rochester for less than 3 years and we never recouped our losses from home improvements we made.? Due to that and our move to Arizona we racked up too much debt and have been doing an outstanding job paying it off.? Just yesterday due to the upcoming changes to the credit industry, CITI jacked up my interest rate to 29.99%.? PLEASE NOTE THIS WAS NOT BECAUSE OF LATE PAYMENTS.? I have been a excellent customer plus I had my mortgate with CITI and they killed me.? I closed the account and I am hoping to secure a loan to pay it off.? If at all possible I would like the loan payable over 3 years.?
I am a good risk because my wife and I have learned our lessons the hard way.? We racked up too much debt with our home purchase and imporvements and we are working hard to pay them off.? I am a development professional with a very good salary and my wife is a OR Nurse.? We are trying to get a head by paying off one bill at a time but with this increase in interest it is a real killer.? As I said the card is closed and my hope it to have it paid off with a loan from Proper.
Thanks
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| currency-prometheus | $25.00 | $25.00 | 1/22/2010 3:54:50 PM |
| graceful-investment | $50.00 | $50.00 | 1/22/2010 3:55:12 PM |
| tlp43 | $25.00 | $25.00 | 1/22/2010 3:55:25 PM |
| serpentine | $50.00 | $50.00 | 1/22/2010 3:55:19 PM |
| astute-dollar | $100.00 | $100.00 | 1/22/2010 3:55:32 PM |
| gravity-powered-air-cooled | $25.00 | $25.00 | 1/22/2010 3:55:22 PM |
| three-for-6 | $100.00 | $100.00 | 1/22/2010 3:55:43 PM |
| shrewd-deal | $25.00 | $25.00 | 1/22/2010 3:55:34 PM |
| harperpotok | $100.00 | $100.00 | 1/22/2010 3:56:00 PM |
| agwosdof | $100.00 | $100.00 | 1/22/2010 3:54:51 PM |
| The_Donald | $25.00 | $25.00 | 1/22/2010 3:54:58 PM |
| coin-equalizer2 | $25.00 | $25.00 | 1/22/2010 3:56:44 PM |
| nalaari | $25.00 | $25.00 | 1/22/2010 3:55:39 PM |
| psiequalsone | $25.00 | $25.00 | 1/22/2010 3:56:42 PM |
| Interstate_Rate | $500.00 | $500.00 | 1/22/2010 3:55:51 PM |
| museic1 | $50.00 | $50.00 | 1/22/2010 3:55:57 PM |
| Microfinancer | $25.00 | $25.00 | 1/22/2010 3:56:40 PM |
| BigLinCT | $25.00 | $25.00 | 1/22/2010 3:56:46 PM |
| lending-bear | $50.00 | $50.00 | 1/22/2010 3:58:29 PM |
| payogie | $25.00 | $25.00 | 1/22/2010 3:58:34 PM |
| maschinenbau | $25.00 | $25.00 | 1/22/2010 3:58:58 PM |
| lounges | $25.00 | $25.00 | 1/22/2010 3:58:44 PM |
| mikrolown | $25.00 | $25.00 | 1/22/2010 3:59:13 PM |
| auction-turbine4 | $25.00 | $25.00 | 1/22/2010 3:58:08 PM |
| djh47a | $30.00 | $30.00 | 1/22/2010 3:59:31 PM |
| diplomatic-point4 | $100.00 | $100.00 | 1/22/2010 3:59:49 PM |
| gallant-camaraderi | $25.00 | $25.00 | 1/22/2010 3:58:42 PM |
| sharkm | $40.00 | $40.00 | 1/22/2010 4:00:10 PM |
| principal-kung-fu | $25.00 | $25.00 | 1/22/2010 4:00:20 PM |
| industrious-dedication | $25.00 | $25.00 | 1/22/2010 4:01:24 PM |
| gracej | $25.00 | $25.00 | 1/22/2010 4:00:55 PM |
| thestartuplender | $35.00 | $35.00 | 1/22/2010 4:02:04 PM |
| mpatrick | $50.00 | $50.00 | 1/22/2010 4:01:12 PM |
| Kaj | $25.00 | $25.00 | 1/22/2010 4:02:26 PM |
| Diamond_Jim | $25.00 | $25.00 | 1/22/2010 4:01:50 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/22/2010 4:02:37 PM |
| puifais | $25.00 | $25.00 | 1/22/2010 4:02:49 PM |
| blooming-dedication | $50.00 | $50.00 | 1/22/2010 4:02:15 PM |
| melodious-fairness | $25.00 | $25.00 | 1/22/2010 4:02:17 PM |
| DRA-Properties | $25.00 | $25.00 | 1/22/2010 4:02:31 PM |
| Banker7371 | $25.00 | $25.00 | 1/22/2010 4:02:34 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 1/22/2010 4:03:03 PM |
| yield-lion | $25.00 | $25.00 | 1/22/2010 4:03:54 PM |
| important-ore | $50.00 | $50.00 | 1/22/2010 4:04:04 PM |
| MidLifeCrisis | $25.00 | $25.00 | 1/22/2010 4:04:15 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/22/2010 4:03:21 PM |
| Speculator | $50.00 | $50.00 | 1/22/2010 4:03:40 PM |
| Artist_Blue | $25.00 | $25.00 | 1/22/2010 4:03:28 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/22/2010 4:03:47 PM |
| inspiring-reward | $50.00 | $50.00 | 1/22/2010 4:04:43 PM |
| balance6 | $25.00 | $25.00 | 1/22/2010 4:04:50 PM |
| NorthernFunds | $25.00 | $25.00 | 1/22/2010 4:03:57 PM |
| beezling | $30.22 | $30.22 | 1/22/2010 4:05:07 PM |
| handy-justice | $25.00 | $25.00 | 1/22/2010 4:04:01 PM |
| stjules | $50.00 | $50.00 | 1/22/2010 4:05:18 PM |
| apeloans | $25.00 | $25.00 | 1/22/2010 4:04:11 PM |
| Cai8899 | $50.00 | $50.00 | 1/22/2010 4:04:21 PM |
| fostaman | $25.00 | $25.00 | 1/22/2010 4:05:27 PM |
| impeccable-transparency | $75.00 | $75.00 | 1/22/2010 4:04:27 PM |
| elevated-platinum5 | $50.00 | $50.00 | 1/22/2010 4:04:25 PM |
| kanakakm | $25.00 | $25.00 | 1/22/2010 4:05:46 PM |
| ryan23 | $25.00 | $25.00 | 1/22/2010 4:04:44 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/22/2010 4:04:34 PM |
| enb3 | $25.00 | $25.00 | 1/22/2010 4:05:53 PM |
| falcon88dp | $25.00 | $25.00 | 1/22/2010 4:04:53 PM |
| elephantparty | $25.00 | $25.00 | 1/22/2010 4:06:04 PM |
| tallcoolone | $50.00 | $50.00 | 1/22/2010 4:06:23 PM |
| auction-elvis | $25.00 | $25.00 | 1/22/2010 4:05:10 PM |
| balance-voyager | $100.00 | $100.00 | 1/22/2010 4:06:32 PM |
| openness-prospector | $25.00 | $25.00 | 1/22/2010 4:05:09 PM |
| BenOrt | $25.00 | $25.00 | 1/22/2010 4:05:15 PM |
| paymentologist | $25.00 | $25.00 | 1/22/2010 4:06:36 PM |
| yield-hero4 | $25.00 | $25.00 | 1/22/2010 4:05:33 PM |
| punctual-power7 | $25.00 | $25.00 | 1/22/2010 4:06:44 PM |
| famous-bill | $75.00 | $75.00 | 1/22/2010 4:05:22 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/22/2010 4:05:38 PM |
| E_G | $30.00 | $30.00 | 1/22/2010 4:06:46 PM |
| dollar-birdie | $25.00 | $25.00 | 1/22/2010 4:05:29 PM |
| tmillerosu | $25.00 | $25.00 | 1/22/2010 4:05:42 PM |
| trumpeter5 | $25.00 | $25.00 | 1/22/2010 4:07:12 PM |
| OldFriend | $25.00 | $25.00 | 1/22/2010 4:06:12 PM |
| WillyBobba | $25.00 | $25.00 | 1/22/2010 4:07:20 PM |
| integrity-doctor | $50.00 | $50.00 | 1/22/2010 4:05:39 PM |
| gulch | $25.00 | $25.00 | 1/22/2010 4:07:25 PM |
| jrbill1998 | $50.00 | $50.00 | 1/22/2010 4:05:55 PM |
| rock-turner | $25.00 | $25.00 | 1/22/2010 4:06:25 PM |
| bigphish | $25.00 | $25.00 | 1/22/2010 4:06:37 PM |
| oaktown23 | $50.00 | $50.00 | 1/22/2010 4:06:06 PM |
| maldok1 | $25.00 | $25.00 | 1/22/2010 4:06:14 PM |
| credit-kahuna | $100.00 | $100.00 | 1/22/2010 4:06:47 PM |
| credible-durability | $25.00 | $25.00 | 1/22/2010 4:06:19 PM |
| duty-monger | $50.00 | $50.00 | 1/22/2010 4:06:55 PM |
| kchen486 | $25.00 | $25.00 | 1/22/2010 4:07:00 PM |
| hitsman | $50.00 | $50.00 | 1/22/2010 4:06:52 PM |
| commerce-web5 | $25.00 | $25.00 | 1/22/2010 4:07:13 PM |
| techvet | $25.00 | $25.00 | 1/22/2010 4:07:03 PM |
| promiser200 | $25.00 | $25.00 | 1/22/2010 4:07:18 PM |
| Prosp_Lender | $50.00 | $48.00 | 1/22/2010 4:07:29 PM |
| brazilofmux | $100.00 | $100.00 | 1/22/2010 4:07:07 PM |
| NDFIRTH | $50.00 | $50.00 | 1/22/2010 4:07:10 PM |
| aurorafinancial | $50.00 | $50.00 | 1/22/2010 4:14:30 PM |
| twjh | $25.00 | $25.00 | 1/22/2010 4:28:42 PM |
| czar3 | $27.01 | $27.01 | 1/22/2010 5:36:14 PM |
| interstellar | $50.00 | $50.00 | 1/22/2010 5:50:40 PM |
| Bob450 | $50.00 | $50.00 | 1/22/2010 9:05:41 PM |
| ore-bada-bing | $125.00 | $125.00 | 1/23/2010 12:28:13 AM |
| reflective-rupee | $100.00 | $100.00 | 1/23/2010 12:09:32 AM |
| AuroraRobbin | $25.00 | $25.00 | 1/23/2010 5:54:58 AM |
| junes08 | $50.00 | $50.00 | 1/23/2010 11:44:56 AM |
| reflective-rupee | $150.00 | $150.00 | 1/23/2010 4:58:37 PM |
| vine99 | $75.00 | $75.00 | 1/23/2010 4:06:04 PM |
| zento | $25.00 | $25.00 | 1/23/2010 9:15:04 PM |
| Pickmar | $25.00 | $25.00 | 1/24/2010 8:05:38 AM |
| Tc11902 | $25.00 | $25.00 | 1/24/2010 11:10:02 AM |
| squarebob | $25.00 | $25.00 | 1/24/2010 11:32:47 AM |
| DasMula | $25.00 | $25.00 | 1/24/2010 5:16:08 PM |
| GeoLender | $25.00 | $25.00 | 1/24/2010 8:48:46 PM |
| wiggly | $25.00 | $25.00 | 1/25/2010 8:18:10 AM |
| drg6289 | $25.00 | $25.00 | 1/25/2010 11:37:34 AM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/25/2010 3:44:33 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/25/2010 5:22:23 PM |
| loss-of-control | $25.00 | $25.00 | 1/25/2010 7:05:08 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 1/22/2010 3:55:08 PM |
| dunox | $25.00 | $25.00 | 1/22/2010 3:55:17 PM |
| Orringo | $75.00 | $75.00 | 1/22/2010 3:55:13 PM |
| martiantim | $25.00 | $25.00 | 1/22/2010 3:55:27 PM |
| mtquan | $25.00 | $25.00 | 1/22/2010 3:55:30 PM |
| docktah | $50.00 | $50.00 | 1/22/2010 3:55:46 PM |
| roto | $25.00 | $25.00 | 1/22/2010 3:55:35 PM |
| PocketAces | $25.00 | $25.00 | 1/22/2010 3:55:48 PM |
| jdrez | $25.00 | $25.00 | 1/22/2010 3:56:04 PM |
| nickel-advocator | $25.00 | $25.00 | 1/22/2010 3:56:24 PM |
| aneley777 | $25.00 | $25.00 | 1/22/2010 3:54:56 PM |
| kbodendorf | $25.00 | $25.00 | 1/22/2010 3:55:00 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 1/22/2010 3:55:11 PM |
| ujohnc00 | $25.00 | $25.00 | 1/22/2010 3:56:39 PM |
| peterpossum | $25.00 | $25.00 | 1/22/2010 3:55:14 PM |
| Aeroman32 | $25.00 | $25.00 | 1/22/2010 3:55:38 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/22/2010 3:55:53 PM |
| vkorichkov | $30.00 | $30.00 | 1/22/2010 3:56:07 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/22/2010 3:56:15 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/22/2010 3:56:17 PM |
| five-star-justice | $36.00 | $36.00 | 1/22/2010 3:57:34 PM |
| Thelonius98 | $25.00 | $25.00 | 1/22/2010 3:56:37 PM |
| FinDoc | $25.00 | $25.00 | 1/22/2010 3:57:40 PM |
| AlexTrep | $25.00 | $25.00 | 1/22/2010 3:58:12 PM |
| skunkor2 | $34.66 | $34.66 | 1/22/2010 3:57:44 PM |
| accord0 | $25.00 | $25.00 | 1/22/2010 3:58:24 PM |
| littlemonkey | $25.00 | $25.00 | 1/22/2010 3:58:39 PM |
| skiingawfs | $25.00 | $25.00 | 1/22/2010 3:59:18 PM |
| Lilred7879 | $50.00 | $50.00 | 1/22/2010 3:59:24 PM |
| profitable-deal3 | $25.00 | $25.00 | 1/22/2010 3:58:21 PM |
| Dap2005 | $25.00 | $25.00 | 1/22/2010 3:58:50 PM |
| elegant-bonus | $25.00 | $25.00 | 1/22/2010 4:00:23 PM |
| AF-Chief | $27.00 | $27.00 | 1/22/2010 3:59:46 PM |
| peso-colonel | $90.00 | $90.00 | 1/22/2010 3:59:51 PM |
| loanfairy | $25.00 | $25.00 | 1/22/2010 4:00:12 PM |
| burrito6 | $25.00 | $25.00 | 1/22/2010 4:00:18 PM |
| teller | $25.00 | $25.00 | 1/22/2010 4:00:56 PM |
| Tom579 | $25.00 | $25.00 | 1/22/2010 4:00:36 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 1/22/2010 4:01:03 PM |
| mmckune | $25.00 | $25.00 | 1/22/2010 4:01:35 PM |
| treasure-bliss | $100.00 | $100.00 | 1/22/2010 4:01:14 PM |
| saffron4 | $25.00 | $25.00 | 1/22/2010 4:01:46 PM |
| PhalanxBulldog | $25.00 | $25.00 | 1/22/2010 4:01:10 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 1/22/2010 4:02:07 PM |
| AFairDeal | $25.00 | $25.00 | 1/22/2010 4:01:22 PM |
| duty-sensai | $25.00 | $25.00 | 1/22/2010 4:01:38 PM |
| personal-lender | $25.00 | $25.00 | 1/22/2010 4:02:23 PM |
| benefit-squirrel | $30.00 | $30.00 | 1/22/2010 4:01:53 PM |
| lloyd_s | $25.00 | $25.00 | 1/22/2010 4:02:51 PM |
| exact-loan5 | $25.00 | $25.00 | 1/22/2010 4:02:11 PM |
| Katburg | $35.00 | $35.00 | 1/22/2010 4:02:40 PM |
| kmr2 | $60.00 | $60.00 | 1/22/2010 4:03:48 PM |
| value-pole | $25.00 | $25.00 | 1/22/2010 4:02:58 PM |
| time4aloan | $50.00 | $50.00 | 1/22/2010 4:03:07 PM |
| rooosta | $25.00 | $25.00 | 1/22/2010 4:03:10 PM |
| supreme-hope | $25.00 | $25.00 | 1/22/2010 4:03:34 PM |
| Gibbyland | $75.00 | $75.00 | 1/22/2010 4:04:18 PM |
| Syzygy | $25.00 | $25.00 | 1/22/2010 4:03:19 PM |
| GElender | $50.00 | $50.00 | 1/22/2010 4:04:41 PM |
| delicious-social132 | $25.00 | $25.00 | 1/22/2010 4:03:30 PM |
| ghinga | $50.00 | $50.00 | 1/22/2010 4:03:51 PM |
| intuitive-bill | $25.00 | $25.00 | 1/22/2010 4:04:46 PM |
| MrBodaggit | $25.00 | $25.00 | 1/22/2010 4:05:00 PM |
| Rob717171 | $25.00 | $25.00 | 1/22/2010 4:03:44 PM |
| productive-ore | $25.00 | $25.00 | 1/22/2010 4:05:13 PM |
| papaloha | $50.00 | $50.00 | 1/22/2010 4:04:07 PM |
| accordion8 | $50.00 | $50.00 | 1/22/2010 4:04:22 PM |
| financial-frenzy | $50.00 | $50.00 | 1/22/2010 4:05:31 PM |
| junctionking | $25.00 | $25.00 | 1/22/2010 4:04:31 PM |
| blackstar | $25.00 | $25.00 | 1/22/2010 4:05:35 PM |
| bountiful-bazaar | $25.00 | $25.00 | 1/22/2010 4:04:37 PM |
| jga516 | $25.00 | $25.00 | 1/22/2010 4:05:51 PM |
| loan-master996 | $50.00 | $50.00 | 1/22/2010 4:04:52 PM |
| upbeat-investment9 | $25.00 | $25.00 | 1/22/2010 4:06:02 PM |
| plentiful-reward | $50.00 | $50.00 | 1/22/2010 4:06:16 PM |
| generosity-giraffe0 | $25.00 | $25.00 | 1/22/2010 4:04:58 PM |
| bogart2277 | $25.00 | $25.00 | 1/22/2010 4:05:06 PM |
| reflective-cash0 | $50.00 | $50.00 | 1/22/2010 4:06:27 PM |
| ctgscott | $25.00 | $25.00 | 1/22/2010 4:05:05 PM |
| Gladglide | $40.00 | $40.00 | 1/22/2010 4:05:12 PM |
| HamachiMan | $25.00 | $25.00 | 1/22/2010 4:06:34 PM |
| loan-warrior | $25.00 | $25.00 | 1/22/2010 4:05:16 PM |
| felicity-synapse | $25.00 | $25.00 | 1/22/2010 4:06:42 PM |
| skobos8225 | $25.00 | $25.00 | 1/22/2010 4:05:37 PM |
| Pizza-man | $50.00 | $50.00 | 1/22/2010 4:06:45 PM |
| pledge0 | $25.00 | $25.00 | 1/22/2010 4:05:41 PM |
| AndyLee | $25.00 | $25.00 | 1/22/2010 4:07:11 PM |
| MrDavid | $25.00 | $25.00 | 1/22/2010 4:05:45 PM |
| red-trade-cologne | $25.00 | $25.00 | 1/22/2010 4:07:17 PM |
| egw | $25.00 | $25.00 | 1/22/2010 4:05:36 PM |
| rlcot | $25.00 | $25.00 | 1/22/2010 4:06:13 PM |
| bchen78875 | $25.00 | $25.00 | 1/22/2010 4:07:23 PM |
| sociallender | $25.00 | $25.00 | 1/22/2010 4:06:22 PM |
| gentle-note | $25.00 | $25.00 | 1/22/2010 4:05:58 PM |
| bold-principal-thinker | $25.00 | $25.00 | 1/22/2010 4:06:29 PM |
| tedsrfdude | $25.00 | $25.00 | 1/22/2010 4:06:05 PM |
| BlindJoeDeath | $25.00 | $25.00 | 1/22/2010 4:06:39 PM |
| bill-expert | $25.00 | $25.00 | 1/22/2010 4:06:11 PM |
| aasx1108 | $25.00 | $25.00 | 1/22/2010 4:06:43 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/22/2010 4:06:17 PM |
| wayman | $50.00 | $50.00 | 1/22/2010 4:06:50 PM |
| klinebarger | $25.00 | $25.00 | 1/22/2010 4:06:59 PM |
| payout-achievement | $40.00 | $40.00 | 1/22/2010 4:06:48 PM |
| worldly-community3 | $25.00 | $25.00 | 1/22/2010 4:07:04 PM |
| note-tent | $25.00 | $25.00 | 1/22/2010 4:07:01 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/22/2010 4:07:15 PM |
| wonderful-return5 | $25.00 | $25.00 | 1/22/2010 4:07:27 PM |
| flopcat | $25.00 | $25.00 | 1/22/2010 4:07:06 PM |
| peerlender | $30.00 | $30.00 | 1/22/2010 4:07:09 PM |
| calm-deal7 | $25.00 | $25.00 | 1/22/2010 4:07:21 PM |
| dime-neutron | $25.00 | $25.00 | 1/22/2010 4:10:18 PM |
| durability-halibut | $25.00 | $25.00 | 1/22/2010 4:13:49 PM |
| mercuriant | $25.00 | $25.00 | 1/22/2010 4:36:39 PM |
| Sol_Invictus | $25.00 | $25.00 | 1/22/2010 5:22:05 PM |
| SolarMoonshine | $100.00 | $100.00 | 1/22/2010 5:32:11 PM |
| Bank_Of_XL | $50.00 | $50.00 | 1/22/2010 6:48:36 PM |
| melodious-fairness | $25.00 | $25.00 | 1/22/2010 8:34:15 PM |
| buffalobills | $25.00 | $25.00 | 1/23/2010 7:54:07 AM |
| SFBank | $200.00 | $200.00 | 1/23/2010 12:41:41 PM |
| HarryRoberts | $100.00 | $100.00 | 1/23/2010 2:28:45 PM |
| TheSpottedFlamingo | $25.00 | $25.00 | 1/23/2010 7:53:10 PM |
| charming-point | $300.00 | $300.00 | 1/25/2010 12:07:53 PM |
| MoBucks | $50.00 | $50.00 | 1/25/2010 12:53:11 PM |
| dollardave | $47.11 | $47.11 | 1/25/2010 1:06:52 PM |
| mikeandcat | $50.00 | $50.00 | 1/25/2010 1:42:51 PM |
| benefit-flow | $50.00 | $50.00 | 1/25/2010 7:20:43 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/26/2010 12:19:23 AM |
| roadster199 | $25.00 | $25.00 | 1/26/2010 7:03:25 AM |
| loan-fate | $25.00 | $25.00 | 1/26/2010 8:44:14 AM |
| 251 bids
|