Sales Report:Supplement No. 118 dated Jan 15, 2010 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
432552
This series of Notes was issued and sold upon the funding of the borrower loan #40416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,850.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-12-2010 |
| |
Auction end date:
| Jan-14-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $75.92 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $74.93 |
| |
|
Auction yield range:
| 11.06% - 26.40% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 2
/
2 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,701 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| loanman_ben |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,750.00 | < mo. late:
| 0
( 0% )
| 620-639
(Oct-2009)
600-619
(Apr-2008)
520-539
(Mar-2008)
640-659
(Dec-2007)
|
|
Principal balance:
| $789.27 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
paying off credit card
Purpose of loan:
This loan will be used to pay off my paypal plus credit card.
My financial situation:
I am a good candidate for this loan because I keep my expenses as low as possible so I can pay off my debts as soon as possible.? I do this by living with my parents, therefore, keeping my rent payments as low as possible and by forcing myself to take money right off the top for savings so I can use it to pay off my debts.?
Monthly net income: $ 900
Monthly expenses: $ 511
Savings: $200
Housing: $220
Food, entertainment: $ 50
Credit cards and other loans: $61
Credit card/loan payment breakdown:Paypal Plus: $58 minimum (will be paid off with prosper loan)
Prosper loan: $61
current Paypal plus credit card balance: $1701
As you can see, I have never missed a payment on my other Prosper Loan and don't intend to miss a payment on this one either.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| a-fund-paradise | $25.00 | $25.00 | 1/12/2010 4:21:19 PM |
| javajahn | $25.00 | $25.00 | 1/12/2010 4:21:44 PM |
| Fahrquar | $25.00 | $25.00 | 1/12/2010 4:25:06 PM |
| bill-bearer | $25.00 | $25.00 | 1/12/2010 4:31:21 PM |
| busybee007 | $25.00 | $25.00 | 1/12/2010 4:31:27 PM |
| Wowzer | $25.00 | $25.00 | 1/12/2010 4:31:56 PM |
| charlieok | $25.00 | $25.00 | 1/12/2010 4:28:50 PM |
| compassion-paladin042 | $25.00 | $25.00 | 1/12/2010 4:33:44 PM |
| five-star-note | $40.00 | $40.00 | 1/12/2010 4:32:10 PM |
| AKJagMan | $25.00 | $9.05 | 1/12/2010 4:33:50 PM |
| bondhedger | $25.00 | $25.00 | 1/12/2010 5:05:47 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/12/2010 5:31:36 PM |
| CA_Lender | $25.00 | $25.00 | 1/12/2010 6:04:41 PM |
| DenimCapital | $25.00 | $25.00 | 1/12/2010 6:56:59 PM |
| Sturgee | $25.00 | $25.00 | 1/12/2010 8:54:56 PM |
| Bob450 | $25.00 | $25.00 | 1/12/2010 10:02:43 PM |
| Bikerider | $50.00 | $50.00 | 1/13/2010 10:39:33 AM |
| fishking | $41.95 | $41.95 | 1/13/2010 1:34:19 PM |
| investment-party | $30.00 | $30.00 | 1/13/2010 1:05:19 PM |
| klinebarger | $25.00 | $25.00 | 1/13/2010 2:51:10 PM |
| foothillender | $25.00 | $25.00 | 1/13/2010 5:12:56 PM |
| merriewold | $25.00 | $25.00 | 1/12/2010 4:17:46 PM |
| WiseInvestments | $25.00 | $25.00 | 1/12/2010 4:17:37 PM |
| WorldlyWorker | $25.00 | $25.00 | 1/12/2010 4:29:50 PM |
| SDKiwi | $25.00 | $25.00 | 1/12/2010 4:25:36 PM |
| iinsuru | $25.00 | $25.00 | 1/12/2010 4:28:51 PM |
| oldmora | $25.00 | $25.00 | 1/12/2010 4:31:23 PM |
| OSERENKUKU | $25.00 | $25.00 | 1/12/2010 4:28:52 PM |
| USNavyVet | $25.00 | $25.00 | 1/12/2010 4:53:34 PM |
| inspiring-reward | $50.00 | $50.00 | 1/12/2010 5:04:47 PM |
| Aberdeen | $300.00 | $300.00 | 1/12/2010 5:08:07 PM |
| ritwik | $50.00 | $50.00 | 1/12/2010 5:21:13 PM |
| melodious-fairness | $25.00 | $25.00 | 1/12/2010 7:19:39 PM |
| CC911 | $25.00 | $25.00 | 1/13/2010 6:20:31 AM |
| debtcollector | $50.00 | $50.00 | 1/13/2010 9:22:49 AM |
| charming-point | $300.00 | $300.00 | 1/13/2010 8:47:58 AM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/13/2010 3:10:34 PM |
| unger | $50.00 | $50.00 | 1/13/2010 3:55:41 PM |
| peregrine | $25.00 | $25.00 | 1/13/2010 8:10:06 PM |
| wonderous-power | $25.00 | $25.00 | 1/14/2010 3:54:44 AM |
| zmaurides | $29.00 | $29.00 | 1/13/2010 11:37:43 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
439062
This series of Notes was issued and sold upon the funding of the borrower loan #40435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $123.12 |
|
Final lender yield:
| 22.79% |
Final borrower rate/APR:
| 23.79% / 26.08% |
Final monthly payment:
| $117.37 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,874 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| westol |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt
Purpose of loan:
I have a credit card with a promotional 0% interest rate?but the promotion is about to expire and if i dont pay it off now, I will accumulate hundreds?of dollars of backdated finance charges.
My financial situation:
E4 in U.S. Air Force.
Monthly net income: $ 2500
Monthly expenses: $
??Housing: $ free - I live in a?dormitory
??Insurance: $ 350
??Car expenses: $ 200
??Utilities: $ free - I live in a?dormitory
??Phone, cable, internet: $ free
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you a military or civilian employee? thanks much - reflective-rupee
A:
I am a military employee.
(Jan-04-2010)
Q:
Are you enlisted or an officer? thanks - reflective-rupee
A:
Enlisted.
(Jan-04-2010)
Q:
Please list the principal balances of each of your debts. Please answer publicly. thanks - reflective-rupee
A:
I don't have any loans with principal balances. All of my debt is in revolving credit cards, totaling $12,000
(Jan-05-2010)
Q:
Given that your monthly net income exceeds your monthly expenses by $1,250, how did you build up this credit card debt and why can't you just pay it off in a few months with your excess cash flow? Please answer publicly. thanks - reflective-rupee
A:
I have accrued this debt by paying expenses for two auto accidents, paying for car maintenance, travelling, taking vacations, overspending over the holidays, and buying computers. I cannot wait a few months to pay off the promotional credit card because if I do not pay off the entire balance before the promotion expires, I will recieve 2 years of backdated finance charges on the entire original balance.
(Jan-05-2010)
Q:
Have you made lifestyle changes that will prevent further build-up of credit card debt in the future? Please answer publicly. thanks and best wishes. - reflective-rupee
A:
Yes. I have attended a financial counseling session and drafted a budget. I have significantly reduced the amount of money that I spend on food, fuel, and entertainment and I do not plan on making any more unneccessary major purchases until my credit is in a good position.
(Jan-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 1/4/2010 6:31:51 PM |
| star30 | $25.65 | $25.65 | 1/5/2010 9:01:01 PM |
| generous-deal6 | $25.00 | $25.00 | 1/6/2010 3:28:42 PM |
| JamesDewsbury | $25.00 | $25.00 | 1/6/2010 4:22:25 PM |
| Byrd24 | $100.00 | $100.00 | 1/6/2010 4:29:42 PM |
| sorace | $50.00 | $50.00 | 1/7/2010 3:18:43 AM |
| fatboy888 | $25.00 | $25.00 | 1/7/2010 5:48:56 AM |
| KaChingInvestments | $35.87 | $35.87 | 1/7/2010 6:23:14 AM |
| briskdevl07 | $25.00 | $25.00 | 1/7/2010 7:11:04 AM |
| realtormoises | $25.00 | $25.00 | 1/7/2010 8:15:08 AM |
| moose24 | $65.73 | $65.73 | 1/6/2010 10:25:07 PM |
| rockymtbob | $25.00 | $25.00 | 1/7/2010 10:24:24 AM |
| E-B | $50.00 | $50.00 | 1/7/2010 2:30:04 AM |
| the-durability-planetarium | $115.04 | $115.04 | 1/7/2010 5:06:28 AM |
| glenium | $25.00 | $25.00 | 1/7/2010 3:16:01 AM |
| vladimilasky | $25.00 | $25.00 | 1/7/2010 5:49:31 AM |
| JauaFlash | $26.70 | $26.70 | 1/7/2010 11:22:49 AM |
| integrityisnumone | $25.00 | $25.00 | 1/7/2010 11:46:22 AM |
| The-CAPS-fan | $50.00 | $50.00 | 1/7/2010 7:10:50 AM |
| debtcollector | $50.00 | $50.00 | 1/7/2010 7:15:27 AM |
| cr55595 | $25.53 | $25.53 | 1/7/2010 8:40:17 AM |
| draggon77 | $25.00 | $25.00 | 1/7/2010 2:06:21 PM |
| lnrn | $25.00 | $25.00 | 1/7/2010 10:30:23 AM |
| nickel-master | $65.00 | $65.00 | 1/7/2010 3:06:13 PM |
| steady-peace8 | $100.00 | $100.00 | 1/7/2010 12:13:47 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 1/7/2010 1:57:34 PM |
| squarebob | $25.00 | $25.00 | 1/7/2010 2:19:22 PM |
| yurison | $25.00 | $25.00 | 1/7/2010 2:22:22 PM |
| credit-missile | $50.00 | $50.00 | 1/7/2010 3:25:43 PM |
| Asset-Builder | $30.00 | $30.00 | 1/7/2010 3:39:08 PM |
| skillful-asset5 | $60.00 | $60.00 | 1/7/2010 3:51:59 PM |
| Tahoeman | $25.00 | $25.00 | 1/7/2010 3:33:51 PM |
| ghinga | $25.00 | $25.00 | 1/7/2010 3:53:08 PM |
| what_goes_around | $500.00 | $500.00 | 1/2/2010 3:38:36 AM |
| SFBank | $200.00 | $200.00 | 1/4/2010 7:59:42 PM |
| IASKGOD | $25.00 | $25.00 | 1/5/2010 4:55:35 PM |
| CatbirdBanking | $25.00 | $25.00 | 1/5/2010 8:32:48 PM |
| circustab | $50.00 | $50.00 | 1/6/2010 7:04:45 AM |
| asian808 | $25.00 | $25.00 | 1/6/2010 1:27:55 PM |
| fantasysports | $25.00 | $25.00 | 1/6/2010 5:35:59 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/6/2010 7:05:15 PM |
| billybragg | $25.00 | $25.00 | 1/6/2010 8:58:12 PM |
| Leshan | $25.00 | $25.00 | 1/7/2010 7:01:00 AM |
| jybank | $50.00 | $50.00 | 1/7/2010 11:59:51 AM |
| MrPie | $25.00 | $25.00 | 1/7/2010 8:08:38 AM |
| safe-money5 | $25.00 | $25.00 | 1/7/2010 9:10:54 AM |
| CarlosCespedes | $25.00 | $25.00 | 1/7/2010 1:39:19 PM |
| wbp | $25.00 | $25.00 | 1/7/2010 3:04:05 PM |
| wild-orange | $25.00 | $25.00 | 1/7/2010 12:12:48 PM |
| Capit0l | $25.00 | $25.00 | 1/7/2010 1:42:19 PM |
| atomantic | $50.00 | $50.00 | 1/7/2010 2:27:34 PM |
| lemontree | $100.00 | $100.00 | 1/7/2010 2:00:29 PM |
| clean-camaraderi | $100.00 | $100.00 | 1/7/2010 2:47:55 PM |
| honorable-yield | $25.00 | $25.00 | 1/7/2010 3:48:41 PM |
| unger | $50.00 | $25.48 | 1/7/2010 3:49:17 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/7/2010 3:30:17 PM |
| DasMula | $100.00 | $100.00 | 1/7/2010 3:53:06 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
440498
This series of Notes was issued and sold upon the funding of the borrower loan #40432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 9.50% |
Starting borrower rate/APR:
| 10.50% / 12.61% |
Starting monthly payment:
| $113.76 |
|
Final lender yield:
| 9.25% |
Final borrower rate/APR:
| 10.25% / 12.36% |
Final monthly payment:
| $113.35 |
| |
|
Auction yield range:
| 4.20% - 9.50% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.13% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 25y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $52,406 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Dawn_Treader |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Reduction
Purpose of loan:
This loan will be used to pay down a high interest credit card.? I would much rather provide a safe opportunity for Prosper lenders to achieve a return than pay interest to the credit card company!??????
My financial situation:
I am a good candidate for this loan because of my long term steady employment (25+ years) and a proven track record of paying my debts.??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| availableloan | $25.00 | $25.00 | 12/31/2009 4:08:14 PM |
| dime-neutron | $25.00 | $25.00 | 12/31/2009 4:10:08 PM |
| Syzygy | $25.00 | $25.00 | 12/31/2009 4:21:18 PM |
| e3oM | $50.00 | $50.00 | 12/31/2009 8:53:30 PM |
| wonderous-power | $25.00 | $25.00 | 1/2/2010 6:07:28 AM |
| bonus-adventure3 | $50.00 | $50.00 | 1/3/2010 11:59:09 PM |
| Goodlender42 | $25.00 | $25.00 | 1/3/2010 8:56:16 PM |
| gourd6 | $50.00 | $50.00 | 1/4/2010 11:03:14 AM |
| hellasow | $25.00 | $25.00 | 1/5/2010 1:37:09 AM |
| zento | $25.00 | $25.00 | 1/4/2010 9:05:01 PM |
| swissbanker | $50.00 | $50.00 | 1/4/2010 9:51:12 PM |
| Tc11902 | $50.00 | $50.00 | 1/5/2010 4:18:38 PM |
| Sven79 | $100.00 | $100.00 | 1/6/2010 10:10:29 AM |
| gjm6d | $30.31 | $30.31 | 1/6/2010 5:05:15 PM |
| cognizant-repayment7 | $25.00 | $25.00 | 1/6/2010 8:12:55 PM |
| BradyKP | $30.99 | $30.99 | 1/7/2010 12:27:36 AM |
| jayk63 | $25.00 | $25.00 | 1/6/2010 6:49:22 PM |
| jlbuss527 | $51.64 | $51.64 | 1/6/2010 6:23:57 PM |
| Earnest_Money | $25.00 | $25.00 | 1/6/2010 6:27:52 PM |
| tomjac2000 | $25.00 | $25.00 | 1/6/2010 7:20:39 PM |
| LALender | $25.00 | $25.00 | 1/7/2010 9:40:55 AM |
| rce1964 | $25.00 | $25.00 | 1/7/2010 10:14:06 AM |
| rmpedi33 | $150.00 | $150.00 | 1/7/2010 10:16:39 AM |
| jetblack | $50.00 | $50.00 | 1/7/2010 10:29:46 AM |
| Moots | $30.00 | $30.00 | 1/7/2010 11:19:51 AM |
| wise-balanced-moola | $25.00 | $25.00 | 1/7/2010 11:27:34 AM |
| jasunshine | $25.00 | $25.00 | 1/7/2010 8:07:27 AM |
| durability-halibut | $25.00 | $25.00 | 1/7/2010 12:50:12 PM |
| alex206 | $25.00 | $25.00 | 1/7/2010 9:50:31 AM |
| midifool | $25.00 | $25.00 | 1/7/2010 10:13:31 AM |
| emmeyP | $25.00 | $25.00 | 1/7/2010 11:21:10 AM |
| dustman | $25.00 | $25.00 | 1/7/2010 11:24:19 AM |
| RecoveryLender | $30.00 | $30.00 | 1/7/2010 11:25:14 AM |
| jybank | $50.00 | $50.00 | 1/7/2010 10:45:51 AM |
| reBuild-America | $25.00 | $25.00 | 1/7/2010 11:31:09 AM |
| Ven58 | $25.00 | $25.00 | 1/7/2010 3:09:40 PM |
| John_14_6 | $25.00 | $25.00 | 1/7/2010 11:19:53 AM |
| patriot384 | $170.00 | $170.00 | 1/7/2010 3:19:23 PM |
| wwwUniversal | $25.00 | $25.00 | 1/7/2010 11:27:46 AM |
| RecoveryLender | $25.00 | $25.00 | 1/7/2010 11:43:25 AM |
| OoM | $25.00 | $25.00 | 1/7/2010 11:43:34 AM |
| Aristophil | $34.00 | $34.00 | 1/7/2010 12:20:38 PM |
| El_Maestro | $25.00 | $25.00 | 1/7/2010 1:27:40 PM |
| JRELoan | $42.25 | $42.25 | 1/7/2010 1:45:52 PM |
| plouie | $25.00 | $25.00 | 1/7/2010 1:09:10 PM |
| kingofspain | $49.01 | $49.01 | 1/7/2010 1:28:58 PM |
| gothampark | $25.00 | $25.00 | 1/7/2010 2:16:29 PM |
| Mikale360 | $25.00 | $25.00 | 1/7/2010 3:05:47 PM |
| MoBucks | $50.00 | $50.00 | 1/7/2010 3:10:17 PM |
| Sartre | $75.00 | $75.00 | 1/7/2010 3:13:08 PM |
| orbital-gain | $36.00 | $36.00 | 1/7/2010 3:40:16 PM |
| rjsdsu | $25.00 | $25.00 | 12/31/2009 4:10:40 PM |
| tomjac2000 | $25.00 | $25.00 | 1/1/2010 9:56:06 AM |
| myworld701 | $25.00 | $25.00 | 1/2/2010 5:42:21 AM |
| mrpowers5531 | $25.00 | $25.00 | 1/2/2010 8:33:20 AM |
| durability-halibut | $25.00 | $25.00 | 1/2/2010 1:59:02 PM |
| microlendblvr | $150.00 | $150.00 | 1/3/2010 7:38:15 AM |
| mojii77 | $26.00 | $26.00 | 1/3/2010 12:45:51 PM |
| bornsucka | $25.00 | $25.00 | 1/4/2010 12:23:29 PM |
| JSCAB-06 | $25.00 | $25.00 | 1/5/2010 8:56:19 AM |
| admirable-credit | $25.00 | $25.00 | 1/5/2010 4:19:21 PM |
| circustab | $50.00 | $50.00 | 1/6/2010 7:08:16 AM |
| JerryB96 | $25.00 | $25.00 | 1/5/2010 9:54:56 PM |
| nickel-master | $35.00 | $35.00 | 1/6/2010 4:26:40 PM |
| dudebrah | $26.00 | $26.00 | 1/7/2010 12:00:52 AM |
| gary500 | $25.00 | $25.00 | 1/6/2010 7:08:06 PM |
| Astyanax | $25.00 | $25.00 | 1/6/2010 8:39:06 PM |
| UBOtto186 | $50.00 | $35.99 | 1/6/2010 9:45:22 PM |
| BipedalHominid | $25.00 | $25.00 | 1/7/2010 11:52:33 AM |
| Leshan | $25.00 | $25.00 | 1/7/2010 7:12:14 AM |
| wild-orange | $25.00 | $25.00 | 1/7/2010 12:25:32 PM |
| mckhbnpc | $25.00 | $25.00 | 1/7/2010 12:43:16 PM |
| tenchi2777 | $25.00 | $25.00 | 1/7/2010 1:36:06 PM |
| RIVERBEND | $93.00 | $93.00 | 1/7/2010 2:02:55 PM |
| mommyhelper | $50.00 | $50.00 | 1/7/2010 10:44:24 AM |
| EmeritusX | $25.00 | $25.00 | 1/7/2010 10:49:16 AM |
| CalCollegeFund19 | $100.00 | $100.00 | 1/7/2010 11:52:19 AM |
| persistent-value3 | $88.75 | $88.75 | 1/7/2010 3:30:56 PM |
| clean-camaraderi | $33.03 | $33.03 | 1/7/2010 11:36:20 AM |
| nickel-master | $25.00 | $25.00 | 1/7/2010 3:45:59 PM |
| GBlack | $25.00 | $25.00 | 1/7/2010 12:33:11 PM |
| rockhound84 | $25.00 | $25.00 | 1/7/2010 1:49:02 PM |
| Leopoldine | $25.84 | $25.84 | 1/7/2010 1:48:03 PM |
| velocity-winner | $25.00 | $25.00 | 1/7/2010 1:58:09 PM |
| atomantic | $39.00 | $39.00 | 1/7/2010 2:30:15 PM |
| DJSweetChrisBell | $40.47 | $40.47 | 1/7/2010 2:35:18 PM |
| elvisloans | $25.00 | $25.00 | 1/7/2010 2:37:42 PM |
| squarebob | $25.00 | $25.00 | 1/7/2010 2:15:51 PM |
| worth-quark | $25.00 | $25.00 | 1/7/2010 3:44:54 PM |
| dreamhope | $25.00 | $25.00 | 1/7/2010 3:15:10 PM |
| ERJ | $25.00 | $25.00 | 1/7/2010 3:52:24 PM |
| Taran510 | $52.72 | $52.72 | 1/7/2010 3:18:27 PM |
| OregonDane | $25.00 | $25.00 | 1/7/2010 3:27:39 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
440506
This series of Notes was issued and sold upon the funding of the borrower loan #40400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 6
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $477 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 83% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| newest-unrelenting-worth |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying computer for online classes
Purpose of loan:
This loan will be used to buy a reliable computer for my online classes.
My financial situation:
I am a good candidate for this loan because the new computer will help me complete my online classes. I really need to complete my online?classes successfully because I am trying to make a careeer change in order to provide better financial?assistance for me and my family.
Monthly net income: $1,600.00
Monthly expenses: $
??Housing: $350
??Insurance: $50
??Car expenses: $100
??Utilities: $170
??Phone, cable, internet: $88
??Food, entertainment: $200
??Clothing, household expenses $50
??Credit cards and other loans: $15?
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| openness-prospector | $50.00 | $50.00 | 12/31/2009 4:10:32 PM |
| Unitas4302 | $50.00 | $50.00 | 1/3/2010 11:19:15 AM |
| rjsdsu | $25.00 | $25.00 | 1/3/2010 11:47:43 AM |
| peb44 | $127.69 | $127.69 | 1/5/2010 1:25:48 PM |
| Tono | $25.00 | $25.00 | 1/6/2010 3:46:35 PM |
| beuford7 | $25.00 | $25.00 | 1/6/2010 4:14:34 PM |
| Capit0l | $25.00 | $25.00 | 1/6/2010 4:43:32 PM |
| penny-surgeon | $25.00 | $25.00 | 1/6/2010 5:27:59 PM |
| supreme-justice3 | $100.00 | $100.00 | 1/7/2010 8:07:15 AM |
| jybank | $25.00 | $25.00 | 1/7/2010 10:46:42 AM |
| GeoLender | $25.00 | $25.00 | 1/7/2010 3:37:35 PM |
| wild-orange | $25.00 | $25.00 | 1/7/2010 12:20:31 PM |
| responsible-worth113 | $30.00 | $30.00 | 1/7/2010 3:48:51 PM |
| DasMula | $50.00 | $50.00 | 1/7/2010 3:50:31 PM |
| Dave_Cashflow | $41.28 | $41.28 | 1/1/2010 2:24:11 PM |
| transaction-circuit | $25.00 | $25.00 | 1/5/2010 10:44:09 AM |
| wise-silver-wonder | $25.00 | $25.00 | 1/5/2010 4:19:30 PM |
| tuliplady | $30.00 | $30.00 | 1/6/2010 8:45:14 PM |
| sirguyon | $50.00 | $50.00 | 1/6/2010 4:30:35 PM |
| zone6 | $40.79 | $40.79 | 1/6/2010 5:24:15 PM |
| Leshan | $25.00 | $25.00 | 1/7/2010 7:10:39 AM |
| bonafide-commitment2 | $25.00 | $25.00 | 1/7/2010 11:31:12 AM |
| 56bones | $25.00 | $5.24 | 1/7/2010 2:52:26 PM |
| DasMula | $25.00 | $25.00 | 1/7/2010 3:51:52 PM |
| IASKGOD | $25.00 | $25.00 | 1/7/2010 2:49:29 PM |
| cashhelp | $25.00 | $25.00 | 1/7/2010 2:54:20 PM |
| DasMula | $25.00 | $25.00 | 1/7/2010 3:56:15 PM |
| DasMula | $25.00 | $25.00 | 1/7/2010 3:56:02 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
441126
This series of Notes was issued and sold upon the funding of the borrower loan #40426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Jan-05-2010 |
| |
Auction end date:
| Jan-06-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dime-fertilizer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FURNITURE
Purpose of loan:
This loan will be used to?? Purchase new Furniture
My financial situation:
I am a good candidate for this loan because??I have a full time Job has been stable here as a Customer Service Rep.? Company is growing!! No Plans on leaving in the near future!
Monthly net income: $ 1800.????
Monthly expenses: $ 500.????
??Housing: $
??Insurance: $ 50.????
??Car expenses: $?75.????
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 1/5/2010 4:38:17 PM |
| fcb202 | $25.00 | $25.00 | 1/5/2010 4:42:00 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/5/2010 6:06:45 PM |
| Unitas4302 | $50.00 | $50.00 | 1/5/2010 6:30:07 PM |
| Bob450 | $25.00 | $25.00 | 1/5/2010 8:13:30 PM |
| buffalobills | $25.00 | $25.00 | 1/5/2010 8:58:00 PM |
| periko | $50.00 | $50.00 | 1/5/2010 8:59:09 PM |
| DenimCapital | $25.00 | $25.00 | 1/6/2010 7:33:02 AM |
| chameleon125 | $25.00 | $25.00 | 1/6/2010 7:35:35 AM |
| DasMula | $200.00 | $200.00 | 1/6/2010 1:47:10 PM |
| jybank | $50.00 | $50.00 | 1/5/2010 4:36:36 PM |
| IASKGOD | $25.00 | $25.00 | 1/5/2010 4:59:59 PM |
| 1traveler | $25.00 | $25.00 | 1/5/2010 6:42:11 PM |
| DasMula | $150.00 | $150.00 | 1/5/2010 4:54:13 PM |
| DasMula | $50.00 | $50.00 | 1/5/2010 5:18:13 PM |
| victor111 | $25.00 | $4.01 | 1/6/2010 9:34:21 AM |
| umfan123 | $45.99 | $45.99 | 1/6/2010 6:52:19 AM |
| DasMula | $150.00 | $150.00 | 1/6/2010 1:45:18 PM |
| LAKETIME | $25.00 | $25.00 | 1/6/2010 2:27:50 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
441188
This series of Notes was issued and sold upon the funding of the borrower loan #40413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 6.50% |
Starting borrower rate/APR:
| 7.50% / 7.84% |
Starting monthly payment:
| $155.53 |
|
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $155.42 |
| |
|
Auction yield range:
| 3.20% - 6.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-819 (Jan-2010) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 25y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,498 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 38% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| scholarly-credit3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off 2 credit cards.
Purpose of loan:
This loan will be used to consolidate and pay off 2 credit cards to one monthly payment and decrease the interest rate. This is my first time to prosper.com because I believe in person to person lending. I fully?intend to pay off this debt, hopefully in a shorter period of time.
My financial situation:
I am a good candidate for this loan because I have been employed at the same company for 25 years.?I am married, have 5 children, 2 at home, and have a good credit score with other lenders. I always pay on time. I feel that prosper.com can be a good tool for paying down debt and intend to honor?my agreement to pay,
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rob717171 | $25.00 | $25.00 | 1/6/2010 3:43:13 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/6/2010 3:41:15 PM |
| turbospeed | $25.00 | $25.00 | 1/6/2010 3:47:44 PM |
| klinebarger | $25.00 | $25.00 | 1/6/2010 4:02:45 PM |
| thedoctor | $90.00 | $90.00 | 1/6/2010 4:02:58 PM |
| majestic-dedication | $50.00 | $50.00 | 1/6/2010 4:03:19 PM |
| skillful-diversification2 | $25.00 | $25.00 | 1/6/2010 4:03:59 PM |
| Havana21 | $200.00 | $200.00 | 1/6/2010 4:04:30 PM |
| DonaldColorado | $25.00 | $25.00 | 1/6/2010 4:04:36 PM |
| handy-justice | $25.00 | $25.00 | 1/6/2010 4:05:29 PM |
| auction-elvis | $25.00 | $25.00 | 1/6/2010 4:06:06 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/6/2010 4:06:24 PM |
| mikeandcat | $100.00 | $100.00 | 1/6/2010 4:06:56 PM |
| Kaj | $30.00 | $30.00 | 1/6/2010 4:07:08 PM |
| AF-Chief | $35.00 | $35.00 | 1/6/2010 4:07:16 PM |
| wampum-optimization | $50.00 | $50.00 | 1/6/2010 4:07:40 PM |
| fortytwo | $200.00 | $200.00 | 1/6/2010 3:58:15 PM |
| meux99 | $25.00 | $25.00 | 1/6/2010 4:08:28 PM |
| delicious-social132 | $25.00 | $25.00 | 1/6/2010 4:09:15 PM |
| Speculator | $50.00 | $50.00 | 1/6/2010 4:09:19 PM |
| jameskdean | $25.00 | $25.00 | 1/6/2010 4:09:54 PM |
| Binan | $25.00 | $25.00 | 1/6/2010 4:02:19 PM |
| microlendblvr | $100.00 | $100.00 | 1/6/2010 4:03:08 PM |
| friendly-market5 | $25.00 | $25.00 | 1/6/2010 4:02:41 PM |
| aventurer | $25.00 | $25.00 | 1/6/2010 4:03:27 PM |
| Carpetkid | $50.00 | $50.00 | 1/6/2010 4:03:47 PM |
| PBanker | $25.00 | $25.00 | 1/6/2010 4:16:52 PM |
| larrybird | $100.00 | $100.00 | 1/6/2010 4:03:12 PM |
| greenwell | $50.00 | $50.00 | 1/6/2010 4:03:40 PM |
| gold-commander0 | $50.00 | $50.00 | 1/6/2010 4:04:44 PM |
| junctionking | $25.00 | $25.00 | 1/6/2010 4:04:49 PM |
| credit-force5 | $25.00 | $25.00 | 1/6/2010 4:05:03 PM |
| dime-neutron | $25.00 | $25.00 | 1/6/2010 4:05:12 PM |
| figs4u2 | $80.00 | $80.00 | 1/6/2010 4:06:09 PM |
| Gibbyland | $100.00 | $100.00 | 1/6/2010 4:05:45 PM |
| tolstoy00 | $25.00 | $25.00 | 1/6/2010 4:05:52 PM |
| shamrocker | $25.00 | $25.00 | 1/6/2010 4:07:21 PM |
| the_winning_ticket | $35.00 | $35.00 | 1/6/2010 4:06:39 PM |
| buukyak | $25.00 | $25.00 | 1/6/2010 4:07:29 PM |
| Jassi | $25.00 | $25.00 | 1/6/2010 4:07:36 PM |
| skvat | $25.00 | $25.00 | 1/6/2010 4:07:48 PM |
| schpere | $30.00 | $30.00 | 1/6/2010 4:08:25 PM |
| Artist_Blue | $25.00 | $25.00 | 1/6/2010 4:07:59 PM |
| rooosta | $25.00 | $25.00 | 1/6/2010 4:08:10 PM |
| lending-bear | $75.00 | $75.00 | 1/6/2010 4:09:21 PM |
| bowdish1 | $100.00 | $100.00 | 1/6/2010 4:09:31 PM |
| Pasagam | $25.00 | $25.00 | 1/6/2010 4:09:49 PM |
| rjsdsu | $25.00 | $25.00 | 1/6/2010 4:10:45 PM |
| a-shiny-dime | $25.00 | $25.00 | 1/6/2010 4:11:13 PM |
| EmeritusX | $25.00 | $25.00 | 1/6/2010 8:54:35 PM |
| dunkard13 | $150.00 | $150.00 | 1/7/2010 4:39:52 AM |
| billnsc | $33.22 | $33.22 | 1/7/2010 5:35:44 AM |
| kenji4861 | $25.00 | $25.00 | 1/6/2010 3:43:20 PM |
| rjblack | $50.00 | $50.00 | 1/6/2010 3:58:00 PM |
| selector568 | $500.00 | $500.00 | 1/6/2010 3:51:38 PM |
| neenerman | $25.00 | $25.00 | 1/6/2010 3:50:47 PM |
| lean-velocity | $25.00 | $25.00 | 1/6/2010 3:51:28 PM |
| elasermd | $50.00 | $50.00 | 1/6/2010 4:02:02 PM |
| time4aloan | $25.00 | $25.00 | 1/6/2010 4:02:24 PM |
| unk1911 | $25.00 | $25.00 | 1/6/2010 4:02:49 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/6/2010 4:04:03 PM |
| personal-lender | $25.00 | $25.00 | 1/6/2010 4:04:18 PM |
| bchen78875 | $50.00 | $50.00 | 1/6/2010 4:06:17 PM |
| gulch | $35.00 | $35.00 | 1/6/2010 4:06:31 PM |
| Attract | $25.00 | $25.00 | 1/6/2010 4:06:49 PM |
| forthright-social | $25.00 | $25.00 | 1/6/2010 4:07:13 PM |
| aasx1108 | $25.00 | $25.00 | 1/6/2010 3:57:56 PM |
| ven | $25.00 | $25.00 | 1/6/2010 4:08:04 PM |
| huorn | $25.00 | $25.00 | 1/6/2010 3:58:10 PM |
| discrete-asset | $25.00 | $25.00 | 1/6/2010 4:08:16 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/6/2010 4:08:44 PM |
| meenan | $40.00 | $40.00 | 1/6/2010 4:03:04 PM |
| honorable-yield | $75.00 | $75.00 | 1/6/2010 4:03:36 PM |
| jbaum | $100.00 | $100.00 | 1/6/2010 4:03:54 PM |
| lloyd_s | $25.00 | $25.00 | 1/6/2010 4:04:14 PM |
| AmericanCredit | $25.00 | $25.00 | 1/6/2010 4:03:33 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/6/2010 4:04:08 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/6/2010 4:04:56 PM |
| first-upright-payout | $50.00 | $50.00 | 1/6/2010 4:04:25 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/6/2010 4:05:15 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/6/2010 4:04:34 PM |
| StrongMoney | $25.00 | $25.00 | 1/6/2010 4:05:50 PM |
| kulender | $30.00 | $30.00 | 1/6/2010 4:05:22 PM |
| Katburg | $50.00 | $50.00 | 1/6/2010 4:06:27 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/6/2010 4:06:03 PM |
| leodaguy | $25.00 | $25.00 | 1/6/2010 4:06:35 PM |
| natmonkey | $25.00 | $25.00 | 1/6/2010 4:07:25 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/6/2010 4:06:53 PM |
| toblerone | $25.00 | $25.00 | 1/6/2010 4:07:34 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/6/2010 4:07:02 PM |
| Goodlender42 | $25.00 | $25.00 | 1/6/2010 4:07:51 PM |
| wiselady | $25.00 | $25.00 | 1/6/2010 4:08:07 PM |
| teller | $60.00 | $60.00 | 1/6/2010 4:08:14 PM |
| outtahoth2o | $100.00 | $100.00 | 1/6/2010 4:07:55 PM |
| Cai8899 | $75.00 | $75.00 | 1/6/2010 4:08:30 PM |
| alpinaut | $25.00 | $25.00 | 1/6/2010 4:09:00 PM |
| head | $25.00 | $25.00 | 1/6/2010 4:08:18 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/6/2010 4:08:33 PM |
| Cheburashka | $30.00 | $30.00 | 1/6/2010 4:08:40 PM |
| DukSerduk | $25.00 | $25.00 | 1/6/2010 4:08:50 PM |
| blot44 | $50.00 | $50.00 | 1/6/2010 6:11:01 PM |
| elegant-income3 | $25.00 | $25.00 | 1/6/2010 4:09:04 PM |
| market-builder | $25.00 | $25.00 | 1/6/2010 4:09:06 PM |
| OCedHrt | $25.00 | $25.00 | 1/6/2010 4:09:10 PM |
| Phantom99 | $25.00 | $25.00 | 1/6/2010 4:09:26 PM |
| supreme-hope | $25.00 | $25.00 | 1/6/2010 4:10:00 PM |
| Mavrck88 | $25.00 | $25.00 | 1/6/2010 4:10:07 PM |
| jjb3 | $25.00 | $6.78 | 1/6/2010 4:10:12 PM |
| swiftsoul | $25.00 | $25.00 | 1/6/2010 4:10:49 PM |
| fantasysports | $25.00 | $25.00 | 1/6/2010 5:34:03 PM |
| hellasow | $25.00 | $25.00 | 1/7/2010 9:45:53 AM |
| beachfunder | $25.00 | $25.00 | 1/7/2010 7:00:40 AM |
| 112 bids
|
Borrower Payment Dependent Notes Series
441258
This series of Notes was issued and sold upon the funding of the borrower loan #40444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 30.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $408.51 |
|
Final lender yield:
| 29.65% |
Final borrower rate/APR:
| 30.65% / 33.04% |
Final monthly payment:
| $406.68 |
| |
|
Auction yield range:
| 8.20% - 30.00% |
Estimated loss impact:
| 8.72% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.93% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 26y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,691 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 68% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| bill-buster |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Feb-2008)
|
|
Principal balance:
| $4,405.83 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Pay off credit cards/personal loan
Purpose of loan:
This loan will be used to pay off?a personal loan and?consolidate?a couple of?credit cards which have recently raised my rates and
lowered my limits.
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for over 26 years. This loan along with my savings will allow me pay off my current personal loanand a couple of credit cards which will significantly lower my monthly obligations. I have a current prosper loan to which??I have made on time payments for 21 months. I had a bankruptcy in 2000, but I have made all payments of any kind on time since then. My debt is primarily related to helping my 2 kids with college tuition and expenses, but they are no longer in school. Over the past 12 months I have decreased my financial obligations by $20K.
Monthly net household?income: $?7100 (after 401K contribution and insurance)
Monthly expenses: $ 3690 (will be reduced to $3470 with this loan)
??Housing: $?1565??Insurance: $ 100
??Car expenses: $ 200 for gas and maint.
??Utilities: $?300
??Phone, cable, internet: $ 150
??Food, entertainment: $?500
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1740 (will be reduced to $1520 with the proceeds of this loan and applying savings to my debt)?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the balances of each of your debts (including mortgages) and please indicate the current value of your home (feel free to use zillow.com). Thanks and best wishes. - reflective-rupee
A:
As of 1/11/10: Home Value,197K(Zillow), Credit Card 1 $4500 ($145), Credit Card 2 $4800($135), Credit Card 3 $2750($65) Will pay off, Credit Card 4 $1450($35) Will pay off, Credit Card 5 $1250($30) Will pay off, Credit Card 6 $830($20) Will pay off, Personal Loan 1 $11500 ($503), Personal Loan 2 $8100 ($292), Personal Loan 3 $4400($342) Will pay off, Personal Loan 4 Paid as of 1/09/10 ($172) .
(Jan-11-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| OldManP | $25.00 | $25.00 | 1/6/2010 3:39:12 PM |
| FinDoc | $25.00 | $25.00 | 1/6/2010 3:46:00 PM |
| smart-gain | $25.00 | $25.00 | 1/6/2010 3:57:50 PM |
| fortytwo | $200.00 | $200.00 | 1/6/2010 3:50:51 PM |
| flexible-economy2 | $100.00 | $100.00 | 1/6/2010 4:02:54 PM |
| robot777 | $40.00 | $40.00 | 1/6/2010 4:05:58 PM |
| caseattle | $25.00 | $25.00 | 1/6/2010 4:09:35 PM |
| TheFamilyFund | $25.00 | $25.00 | 1/6/2010 4:10:57 PM |
| shawnw2 | $100.00 | $100.00 | 1/7/2010 11:21:30 AM |
| drcoop | $25.00 | $25.00 | 1/7/2010 8:35:41 AM |
| rhin0cerx | $26.96 | $26.96 | 1/7/2010 1:06:06 PM |
| innovator2 | $75.00 | $75.00 | 1/8/2010 8:57:52 AM |
| trumpeter5 | $100.00 | $100.00 | 1/8/2010 2:17:26 PM |
| CA_Lender | $25.00 | $25.00 | 1/8/2010 2:09:50 PM |
| ALFLoan | $25.00 | $25.00 | 1/9/2010 7:35:59 AM |
| grammaspurse | $25.00 | $25.00 | 1/9/2010 4:48:55 PM |
| SFBank | $200.00 | $200.00 | 1/10/2010 4:03:22 PM |
| Iceman1347 | $25.00 | $25.00 | 1/10/2010 10:10:42 PM |
| cbz | $25.00 | $25.00 | 1/10/2010 11:47:05 PM |
| mercuriant | $25.00 | $25.00 | 1/11/2010 9:47:43 AM |
| five-star-note | $35.00 | $35.00 | 1/11/2010 1:43:17 PM |
| Ven58 | $25.00 | $25.00 | 1/11/2010 1:43:06 PM |
| Tc11902 | $25.00 | $25.00 | 1/11/2010 2:16:02 PM |
| five-star-note | $45.00 | $45.00 | 1/11/2010 1:53:01 PM |
| shrewd-income | $25.00 | $25.00 | 1/11/2010 2:11:00 PM |
| morewhatsinstore | $25.00 | $25.00 | 1/11/2010 2:11:56 PM |
| wise-silver-wonder | $25.00 | $25.00 | 1/11/2010 3:30:02 PM |
| circustab | $50.00 | $50.00 | 1/11/2010 2:58:33 PM |
| kind-bid-maverick | $50.00 | $50.00 | 1/11/2010 6:32:23 PM |
| Gobsek | $25.00 | $25.00 | 1/11/2010 6:52:53 PM |
| Whipster | $25.00 | $25.00 | 1/11/2010 7:07:31 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 1/11/2010 8:13:34 PM |
| Trondheim_Norway | $149.28 | $149.28 | 1/11/2010 8:40:32 PM |
| TNPCapital | $25.00 | $25.00 | 1/11/2010 10:55:37 PM |
| bondhedger | $25.00 | $25.00 | 1/11/2010 11:01:28 PM |
| twjh | $25.00 | $25.00 | 1/11/2010 11:05:00 PM |
| twjh | $25.00 | $25.00 | 1/11/2010 11:02:46 PM |
| noble-revenue | $100.00 | $100.00 | 1/12/2010 7:03:30 AM |
| inforapenny | $25.00 | $25.00 | 1/12/2010 7:08:23 AM |
| market-atlantis | $25.00 | $25.00 | 1/12/2010 8:06:01 AM |
| Zipcut | $29.91 | $29.91 | 1/12/2010 10:18:25 AM |
| Maetryx | $40.23 | $40.23 | 1/12/2010 8:33:08 AM |
| atlas100 | $25.00 | $25.00 | 1/12/2010 1:32:34 PM |
| 113121 | $25.00 | $25.00 | 1/12/2010 12:16:05 PM |
| BradP | $50.00 | $50.00 | 1/12/2010 2:18:58 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/12/2010 12:18:39 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 1/12/2010 1:26:44 PM |
| fund-secret-agent | $25.00 | $25.00 | 1/12/2010 5:02:59 PM |
| integrity-doctor | $50.00 | $50.00 | 1/12/2010 8:40:52 PM |
| Loan_shark718 | $35.00 | $35.00 | 1/12/2010 7:30:59 PM |
| martymaniaman | $50.00 | $50.00 | 1/13/2010 6:08:31 AM |
| cash-spinner | $25.00 | $25.00 | 1/13/2010 5:20:23 AM |
| RyanM561 | $25.00 | $25.00 | 1/13/2010 5:52:51 AM |
| Moe87 | $25.00 | $25.00 | 1/13/2010 6:33:59 AM |
| rate-hickory | $25.00 | $25.00 | 1/13/2010 7:23:35 AM |
| a-reasonable-return | $25.00 | $25.00 | 1/13/2010 8:08:01 AM |
| charming-point | $300.00 | $300.00 | 1/13/2010 8:53:46 AM |
| PotBellyPete | $40.00 | $40.00 | 1/13/2010 7:40:26 AM |
| leverage-monger | $25.00 | $25.00 | 1/13/2010 7:49:15 AM |
| the-profit-oracle | $25.00 | $25.00 | 1/13/2010 9:42:26 AM |
| RecoveryLender | $25.00 | $25.00 | 1/13/2010 9:45:27 AM |
| reflective-rupee | $100.00 | $100.00 | 1/13/2010 9:40:15 AM |
| reflective-rupee | $100.00 | $100.00 | 1/13/2010 9:39:59 AM |
| loan-fate | $300.00 | $300.00 | 1/13/2010 10:49:29 AM |
| jybank | $25.00 | $25.00 | 1/13/2010 11:53:22 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/13/2010 12:03:25 PM |
| l2fp | $50.00 | $50.00 | 1/13/2010 11:35:43 AM |
| Your_Bank | $25.00 | $25.00 | 1/13/2010 12:32:27 PM |
| squarebob | $25.00 | $25.00 | 1/13/2010 11:56:25 AM |
| stuy1998 | $28.69 | $28.69 | 1/13/2010 11:57:53 AM |
| Leshan | $83.45 | $83.45 | 1/13/2010 1:04:12 PM |
| AuroraRobbin | $25.00 | $25.00 | 1/13/2010 12:40:11 PM |
| investment-visionary | $31.89 | $31.89 | 1/13/2010 1:25:21 PM |
| squarebob | $25.00 | $25.00 | 1/13/2010 11:55:04 AM |
| just-trade0 | $36.00 | $36.00 | 1/13/2010 1:58:05 PM |
| IASKGOD | $25.00 | $25.00 | 1/13/2010 2:31:41 PM |
| credit-missile | $50.00 | $50.00 | 1/13/2010 1:34:14 PM |
| ryan6853 | $25.00 | $25.00 | 1/13/2010 1:36:10 PM |
| wealth-comet694 | $30.00 | $30.00 | 1/13/2010 1:52:58 PM |
| JTHarris | $25.00 | $25.00 | 1/13/2010 1:07:02 PM |
| lucrative-loan | $50.00 | $50.00 | 1/13/2010 2:44:01 PM |
| credit-missile | $117.68 | $117.68 | 1/13/2010 1:23:08 PM |
| credit-missile | $100.00 | $100.00 | 1/13/2010 1:24:36 PM |
| fund-dragster | $100.00 | $100.00 | 1/13/2010 2:16:20 PM |
| vest_vortex | $25.00 | $25.00 | 1/13/2010 3:30:04 PM |
| blazing-capital | $100.00 | $100.00 | 1/13/2010 3:01:40 PM |
| DasMula | $150.00 | $150.00 | 1/13/2010 3:26:17 PM |
| friendinmoney | $25.00 | $25.00 | 1/13/2010 3:26:58 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/13/2010 3:30:35 PM |
| credit-missile | $25.00 | $25.00 | 1/13/2010 3:33:34 PM |
| tntmojave | $25.00 | $25.00 | 1/6/2010 3:39:43 PM |
| janus_god | $25.00 | $25.00 | 1/6/2010 3:41:05 PM |
| JohnnyPool | $25.00 | $25.00 | 1/6/2010 3:47:25 PM |
| KMSB | $25.00 | $25.00 | 1/6/2010 3:53:08 PM |
| historic-nickel | $25.00 | $25.00 | 1/6/2010 3:52:00 PM |
| ptjg | $50.00 | $50.00 | 1/6/2010 4:10:47 PM |
| snw_1710 | $25.00 | $25.00 | 1/6/2010 4:10:53 PM |
| festivecpl | $100.00 | $100.00 | 1/6/2010 6:01:03 PM |
| Bob450 | $50.00 | $50.00 | 1/6/2010 8:59:49 PM |
| JustMee | $25.00 | $25.00 | 1/6/2010 4:44:19 PM |
| Trakissta | $100.00 | $100.00 | 1/6/2010 7:42:48 PM |
| vine99 | $70.00 | $70.00 | 1/6/2010 9:37:36 PM |
| asset-fanatic | $25.00 | $25.00 | 1/7/2010 4:17:44 PM |
| Virtuallending | $50.00 | $50.00 | 1/7/2010 5:50:50 PM |
| SolarMoonshine | $50.00 | $50.00 | 1/7/2010 7:00:36 PM |
| five-star-note | $75.00 | $75.00 | 1/8/2010 10:46:04 AM |
| Syzygy | $25.00 | $25.00 | 1/8/2010 11:04:42 AM |
| shawnw2 | $50.00 | $50.00 | 1/8/2010 3:34:57 PM |
| squarebob | $25.00 | $25.00 | 1/9/2010 7:59:42 PM |
| Kash2010lu | $40.00 | $40.00 | 1/9/2010 5:40:39 PM |
| Skeptical-one | $100.00 | $100.00 | 1/11/2010 8:23:52 AM |
| LibbyZ | $50.00 | $50.00 | 1/11/2010 9:35:53 AM |
| tnjohnso | $25.00 | $25.00 | 1/11/2010 9:52:46 AM |
| Aberdeen | $300.00 | $300.00 | 1/11/2010 1:43:03 PM |
| penny-surgeon | $25.00 | $25.00 | 1/11/2010 1:43:18 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/11/2010 1:20:19 PM |
| Ray3486 | $25.00 | $25.00 | 1/11/2010 4:04:28 PM |
| Bank_Of_XL | $25.00 | $25.00 | 1/11/2010 6:56:58 PM |
| Sigmund-Freud | $50.00 | $50.00 | 1/11/2010 7:00:27 PM |
| zone6 | $200.00 | $200.00 | 1/11/2010 7:54:04 PM |
| zeeexsixare | $25.00 | $25.00 | 1/11/2010 8:28:17 PM |
| balance-force | $28.00 | $28.00 | 1/11/2010 8:37:24 PM |
| chameleon125 | $50.00 | $50.00 | 1/11/2010 9:12:23 PM |
| Evolver | $100.00 | $100.00 | 1/11/2010 11:01:59 PM |
| Boston005 | $27.10 | $27.10 | 1/12/2010 6:15:42 AM |
| noble-revenue | $100.00 | $100.00 | 1/12/2010 6:20:15 AM |
| wise-balanced-moola | $25.00 | $25.00 | 1/12/2010 7:11:21 AM |
| wwwUniversal | $25.00 | $25.00 | 1/12/2010 7:11:19 AM |
| buffalobills | $25.00 | $25.00 | 1/12/2010 7:56:09 AM |
| supreme-hope | $25.00 | $25.00 | 1/12/2010 8:09:50 AM |
| BlueProteus | $25.00 | $25.00 | 1/12/2010 12:29:50 PM |
| Chiss | $25.00 | $25.00 | 1/12/2010 11:09:42 AM |
| return-grizzly | $100.00 | $100.00 | 1/12/2010 12:02:43 PM |
| gothampark | $25.00 | $25.00 | 1/12/2010 3:48:02 PM |
| helping-out | $40.00 | $40.00 | 1/12/2010 5:35:16 PM |
| Capit0l | $25.00 | $25.00 | 1/12/2010 7:42:35 PM |
| a-finance-nirvana | $83.14 | $83.14 | 1/12/2010 7:53:54 PM |
| steady-dime | $85.39 | $85.39 | 1/12/2010 7:11:13 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/12/2010 7:30:45 PM |
| Ambassador | $50.00 | $50.00 | 1/12/2010 7:47:53 PM |
| Nasdaq | $25.00 | $25.00 | 1/12/2010 9:40:38 PM |
| victorcab | $50.00 | $50.00 | 1/12/2010 11:24:19 PM |
| explorer925 | $27.28 | $27.28 | 1/12/2010 11:19:41 PM |
| umfan123 | $25.00 | $25.00 | 1/13/2010 7:15:39 AM |
| DenimCapital | $500.00 | $500.00 | 1/13/2010 8:13:15 AM |
| prudent-gain7 | $25.00 | $25.00 | 1/13/2010 8:34:46 AM |
| PotBellyPete | $40.00 | $40.00 | 1/13/2010 7:40:33 AM |
| grnii78 | $218.86 | $218.86 | 1/13/2010 9:06:49 AM |
| credit-coach118 | $35.00 | $35.00 | 1/13/2010 10:29:06 AM |
| nickel-pipeline | $50.00 | $50.00 | 1/13/2010 10:31:31 AM |
| reflective-rupee | $100.00 | $100.00 | 1/13/2010 9:39:46 AM |
| worldly-gold | $200.00 | $200.00 | 1/13/2010 9:50:28 AM |
| schnarff | $25.00 | $25.00 | 1/13/2010 10:59:56 AM |
| Montiesholdings | $30.00 | $30.00 | 1/13/2010 11:50:27 AM |
| Tono | $25.00 | $25.00 | 1/13/2010 12:30:45 PM |
| careful-compassion | $50.00 | $50.00 | 1/13/2010 11:22:38 AM |
| Astyanax | $25.00 | $25.00 | 1/13/2010 11:25:57 AM |
| walkinonwater | $25.00 | $25.00 | 1/13/2010 1:31:15 PM |
| rapid-currency | $25.00 | $25.00 | 1/13/2010 1:54:24 PM |
| lucrative-loan | $50.00 | $50.00 | 1/13/2010 2:00:07 PM |
| credit-missile | $50.00 | $50.00 | 1/13/2010 1:38:34 PM |
| 371millwood | $200.00 | $200.00 | 1/13/2010 1:24:31 PM |
| nickel-master | $25.00 | $25.00 | 1/13/2010 3:32:10 PM |
| Engineer44 | $25.00 | $25.00 | 1/13/2010 3:33:30 PM |
| funtwosay | $25.00 | $25.00 | 1/13/2010 3:17:19 PM |
| quest0 | $25.00 | $25.00 | 1/13/2010 2:32:38 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 1/13/2010 3:31:08 PM |
| Skeptical-one | $100.00 | $100.00 | 1/13/2010 2:49:35 PM |
| RMI_Babylon | $30.00 | $30.00 | 1/13/2010 3:21:00 PM |
| wanna-help | $100.00 | $100.00 | 1/13/2010 3:27:18 PM |
| cunning-bill | $25.00 | $1.14 | 1/13/2010 3:28:54 PM |
| 171 bids
|
Borrower Payment Dependent Notes Series
441294
This series of Notes was issued and sold upon the funding of the borrower loan #40420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 36.95% |
Starting monthly payment:
| $89.91 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 31.36% |
Final monthly payment:
| $83.81 |
| |
|
Auction yield range:
| 11.20% - 33.50% |
Estimated loss impact:
| 10.70% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.30% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 33y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,282 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Bankcard utilization:
| 65% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stevepro11 |
Borrower's state:
| California |
Borrower's group:
| CREDIT BUILDER |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,900.00 | < mo. late:
| 0
( 0% )
| 580-599
(Aug-2007)
|
|
Principal balance:
| $1,608.17 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
First Home Purchase
Purpose of loan:
This loan will be used for?home purchase and some taxes. We have just been pre-approved for a home purchase and need to have some reserves showing in bank to start putting in any offers. Also for home inspections. Time is of the essence, as we have this pre-approval valid for only 90 days,plus to we must be in escrow by April 30 to receive the First Time Homebuyers tax credit which is crucial for home improvements and future taxes. I feel that this is imperative that we dont pass up this great oppurtinuty.
We really need this boost for our dreams to come true. We only need a small inexpensive place just to call home. This means alot to us.
My financial situation:
I am a good candidate for this loan because?pay my bills on time and never been late on my previous Prosper loan or my rent. I have had my own window cleaning business for 33 years and it is very stable all year long. Also I have another Prosper loan, used to pay taxes, that has been paid on time for the last 28 months.
Monthly net income: $ 4900
Monthly expenses: $
Housing: $1250
Insurance: $75
Car expenses: $ 250 gas/maint.
Utilities: $75
Phone, cable, internet: $195
Food, entertainment: $450
.
Clothing, household expenses $95
Credit cards and other loans: $80 cc/200 prosper loan
Other expenses: $200
Help out a parent and a son in college-600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. I want to help. Would you please explain the 3 public records on your listing? Thank you - CA_Lender
A:
Two were from taxes owed many ears ago. The other was from a bankruptcy 4 years ago. All have beed cleared up.
(Jan-08-2010)
Q:
Steve, see my page. thank you - Tono
A:
I had forgotton a few expenses:
Kaiser Medical Insurance-$500/mo.
Dental Insurance-$35/mo.
Chiropractor $126/mo.
Total Expenses -$4131/mo.
(Jan-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 1/7/2010 6:53:42 AM |
| ghinga | $52.00 | $52.00 | 1/8/2010 11:25:37 AM |
| return-grizzly | $100.00 | $100.00 | 1/8/2010 11:25:02 AM |
| Aberdeen | $300.00 | $300.00 | 1/12/2010 6:49:35 PM |
| penny-surgeon | $25.00 | $25.00 | 1/12/2010 6:49:36 PM |
| grnii78 | $150.00 | $150.00 | 1/13/2010 9:08:44 AM |
| loan-fate | $200.00 | $200.00 | 1/13/2010 10:50:27 AM |
| dudebrah | $26.00 | $26.00 | 1/13/2010 10:28:14 AM |
| Investor704 | $50.00 | $50.00 | 1/13/2010 1:38:09 PM |
| Bobusa | $25.00 | $25.00 | 1/13/2010 1:52:50 PM |
| Mikale360 | $25.00 | $25.00 | 1/13/2010 3:10:23 PM |
| wild-orange | $25.00 | $25.00 | 1/13/2010 2:51:10 PM |
| HalozLoki | $25.00 | $25.00 | 1/13/2010 1:15:54 PM |
| Bill88 | $40.00 | $40.00 | 1/13/2010 3:30:26 PM |
| nickel-master | $25.00 | $25.00 | 1/13/2010 3:29:32 PM |
| Bob450 | $25.00 | $25.00 | 1/6/2010 8:34:48 PM |
| uvumf | $25.00 | $25.00 | 1/7/2010 11:39:19 AM |
| stephen_c01 | $25.00 | $25.00 | 1/8/2010 9:27:47 PM |
| CA_Lender | $25.00 | $25.00 | 1/8/2010 11:24:13 PM |
| Iceman1347 | $25.00 | $25.00 | 1/10/2010 10:10:11 PM |
| wise-silver-wonder | $25.00 | $25.00 | 1/11/2010 3:29:58 PM |
| Kash2010lu | $25.00 | $25.00 | 1/12/2010 7:47:25 PM |
| Bob450 | $25.00 | $25.00 | 1/12/2010 10:44:43 PM |
| bevans | $25.00 | $25.00 | 1/13/2010 7:30:25 AM |
| realtormoises | $25.00 | $25.00 | 1/13/2010 8:32:08 AM |
| amor1962 | $25.11 | $25.11 | 1/13/2010 10:55:20 AM |
| five-star-note | $150.00 | $150.00 | 1/13/2010 12:12:31 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/13/2010 12:05:42 PM |
| ultimate-peace | $300.00 | $300.00 | 1/13/2010 3:04:58 PM |
| quest0 | $25.00 | $6.89 | 1/13/2010 2:37:26 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/13/2010 3:32:16 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
441318
This series of Notes was issued and sold upon the funding of the borrower loan #40441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $806.68 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $800.24 |
| |
|
Auction yield range:
| 3.20% - 9.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $483 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| deal-canary5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
energy efficient home;new kitchen
Purpose of loan:
This loan will be used to install?energy efficient windows and doors and put a new kitchen and master bathroom.
The goal is to have my?home ready to be put in the market before the new school year started in 2010.
My financial situation:
I am a good candidate for this loan because my employer is stable and a giant in the telecoms industry (France telecom group), and My debt/income ratio is very low and I am a very cautious in managing my debts and expenses
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do any of your improvements include energy efficiency savings? If so, can you quantify the expected savings? I am willing to lower my required return if you can calculate the expected savings. - jackdempsey
A:
thanks for your question.
I expect a 25% reduction of my utility bill. Only that will bring at least 360USD/year to my cash flow. I still need to quantify the impact of the taxes incentives that should kick in in 2011 with additional take-home money.
(Jan-13-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| first-pragmatic-note | $25.00 | $25.00 | 1/6/2010 3:41:12 PM |
| kenji4861 | $25.00 | $25.00 | 1/6/2010 3:43:16 PM |
| dingus | $25.00 | $25.00 | 1/6/2010 3:37:50 PM |
| lean-velocity | $25.00 | $25.00 | 1/6/2010 3:51:25 PM |
| fortytwo | $200.00 | $200.00 | 1/6/2010 3:58:17 PM |
| neenerman | $25.00 | $25.00 | 1/6/2010 3:50:49 PM |
| elasermd | $50.00 | $50.00 | 1/6/2010 4:02:04 PM |
| thedoctor | $90.00 | $90.00 | 1/6/2010 4:03:00 PM |
| honorable-yield | $75.00 | $75.00 | 1/6/2010 4:03:38 PM |
| credit-force5 | $25.00 | $25.00 | 1/6/2010 4:04:59 PM |
| handy-justice | $25.00 | $25.00 | 1/6/2010 4:05:27 PM |
| Gibbyland | $100.00 | $100.00 | 1/6/2010 4:05:47 PM |
| figs4u2 | $80.00 | $80.00 | 1/6/2010 4:06:08 PM |
| bchen78875 | $50.00 | $50.00 | 1/6/2010 4:06:20 PM |
| forthright-social | $25.00 | $25.00 | 1/6/2010 4:07:12 PM |
| shamrocker | $25.00 | $25.00 | 1/6/2010 4:07:21 PM |
| natmonkey | $25.00 | $25.00 | 1/6/2010 4:07:24 PM |
| Artist_Blue | $25.00 | $25.00 | 1/6/2010 4:08:00 PM |
| huorn | $25.00 | $25.00 | 1/6/2010 3:58:11 PM |
| schpere | $30.00 | $30.00 | 1/6/2010 4:08:23 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/6/2010 4:08:46 PM |
| alpinaut | $25.00 | $25.00 | 1/6/2010 4:08:59 PM |
| platinum-czar | $50.00 | $50.00 | 1/6/2010 4:10:27 PM |
| BankofBen | $143.19 | $143.19 | 1/6/2010 4:11:20 PM |
| klinebarger | $25.00 | $25.00 | 1/6/2010 4:02:44 PM |
| time4aloan | $25.00 | $25.00 | 1/6/2010 4:02:22 PM |
| IndianChief | $25.00 | $25.00 | 1/6/2010 4:11:33 PM |
| grampy48 | $25.00 | $25.00 | 1/6/2010 4:11:50 PM |
| gourd6 | $25.00 | $25.00 | 1/6/2010 4:12:23 PM |
| meenan | $40.00 | $40.00 | 1/6/2010 4:03:02 PM |
| microlendblvr | $100.00 | $100.00 | 1/6/2010 4:03:06 PM |
| majestic-dedication | $50.00 | $50.00 | 1/6/2010 4:03:17 PM |
| lloyd_s | $25.00 | $25.00 | 1/6/2010 4:04:11 PM |
| AmericanCredit | $25.00 | $25.00 | 1/6/2010 4:03:30 PM |
| desertoasis | $25.00 | $25.00 | 1/6/2010 4:18:48 PM |
| gold-commander0 | $50.00 | $50.00 | 1/6/2010 4:04:41 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/6/2010 4:04:06 PM |
| secundus | $25.00 | $25.00 | 1/6/2010 4:19:07 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/6/2010 4:04:53 PM |
| personal-lender | $25.00 | $25.00 | 1/6/2010 4:04:21 PM |
| Havana21 | $200.00 | $200.00 | 1/6/2010 4:04:28 PM |
| chumbawumba | $25.00 | $25.00 | 1/6/2010 4:36:12 PM |
| wormdc | $25.00 | $25.00 | 1/6/2010 4:36:28 PM |
| refined-income7 | $25.00 | $25.00 | 1/6/2010 4:40:50 PM |
| bonus-turbine1 | $25.00 | $25.00 | 1/6/2010 4:40:57 PM |
| a-special-power | $25.00 | $25.00 | 1/6/2010 4:41:17 PM |
| tolstoy00 | $25.00 | $25.00 | 1/6/2010 4:05:54 PM |
| CaptainBlueberry | $25.00 | $25.00 | 1/6/2010 4:56:17 PM |
| responsibility-butterfly | $25.00 | $25.00 | 1/6/2010 4:06:01 PM |
| Ivan2007 | $50.00 | $50.00 | 1/6/2010 4:56:26 PM |
| adir1 | $25.00 | $25.00 | 1/6/2010 4:56:30 PM |
| Rob717171 | $25.00 | $25.00 | 1/6/2010 4:56:56 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/6/2010 4:07:04 PM |
| dinero-festivity2 | $50.00 | $50.00 | 1/6/2010 4:57:03 PM |
| Steveoo1 | $50.00 | $50.00 | 1/6/2010 4:57:05 PM |
| trade-pumpkin | $35.00 | $35.00 | 1/6/2010 4:57:07 PM |
| leodaguy | $25.00 | $25.00 | 1/6/2010 4:06:34 PM |
| superstar449 | $25.00 | $25.00 | 1/6/2010 4:57:08 PM |
| diplomatic-point4 | $75.00 | $75.00 | 1/6/2010 4:57:13 PM |
| foxy-vigilance | $25.00 | $25.00 | 1/6/2010 4:57:15 PM |
| Attract | $25.00 | $25.00 | 1/6/2010 4:06:47 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 1/6/2010 4:57:16 PM |
| Walkingcowboy | $25.00 | $25.00 | 1/6/2010 4:06:51 PM |
| toblerone | $25.00 | $25.00 | 1/6/2010 4:07:33 PM |
| dollar-spy | $25.00 | $25.00 | 1/6/2010 4:57:27 PM |
| skvat | $25.00 | $25.00 | 1/6/2010 4:07:46 PM |
| Goodlender42 | $25.00 | $25.00 | 1/6/2010 4:07:52 PM |
| ven | $25.00 | $25.00 | 1/6/2010 4:08:03 PM |
| community-pipeline8 | $50.00 | $50.00 | 1/6/2010 5:27:27 PM |
| LAM26 | $25.00 | $25.00 | 1/6/2010 5:36:16 PM |
| wiselady | $25.00 | $25.00 | 1/6/2010 4:08:06 PM |
| elegant-income3 | $25.00 | $25.00 | 1/6/2010 4:09:03 PM |
| market-builder | $25.00 | $25.00 | 1/6/2010 4:09:05 PM |
| meux99 | $25.00 | $25.00 | 1/6/2010 4:08:27 PM |
| OCedHrt | $25.00 | $25.00 | 1/6/2010 4:09:09 PM |
| Cai8899 | $75.00 | $75.00 | 1/6/2010 4:08:31 PM |
| buckyhead2000 | $25.00 | $25.00 | 1/6/2010 4:08:35 PM |
| DukSerduk | $25.00 | $25.00 | 1/6/2010 4:08:53 PM |
| Phantom99 | $25.00 | $25.00 | 1/6/2010 4:09:27 PM |
| orbital-gain | $45.04 | $45.04 | 1/6/2010 6:25:50 PM |
| Speculator | $50.00 | $50.00 | 1/6/2010 4:09:17 PM |
| Pasagam | $25.00 | $25.00 | 1/6/2010 4:09:48 PM |
| lending-bear | $75.00 | $75.00 | 1/6/2010 4:09:22 PM |
| bonus-adventure3 | $50.00 | $50.00 | 1/6/2010 4:09:43 PM |
| jjb3 | $25.00 | $25.00 | 1/6/2010 4:10:10 PM |
| intuitive-bill | $25.00 | $25.00 | 1/6/2010 4:10:18 PM |
| CAGE-Investments | $100.00 | $100.00 | 1/6/2010 4:10:29 PM |
| cash-sensai2 | $25.00 | $25.00 | 1/6/2010 4:11:10 PM |
| towering-compassion | $25.00 | $25.00 | 1/6/2010 8:05:49 PM |
| thegreatone | $100.00 | $100.00 | 1/6/2010 4:11:46 PM |
| SNH | $50.00 | $50.00 | 1/6/2010 4:11:17 PM |
| repayment-launcher | $25.00 | $25.00 | 1/6/2010 4:12:01 PM |
| bigdogsafety1 | $25.00 | $25.00 | 1/6/2010 4:11:35 PM |
| appastk | $25.00 | $25.00 | 1/6/2010 4:11:54 PM |
| asdf9876 | $25.00 | $25.00 | 1/6/2010 4:12:14 PM |
| market-assembler | $50.00 | $50.00 | 1/6/2010 4:20:48 PM |
| SerG_PunK | $25.00 | $25.00 | 1/6/2010 4:21:03 PM |
| blooming-market | $25.00 | $25.00 | 1/6/2010 9:36:15 PM |
| MoneyU4IA | $40.00 | $40.00 | 1/6/2010 4:36:09 PM |
| trochees | $25.00 | $25.00 | 1/6/2010 4:36:34 PM |
| MidLifeCrisis | $50.00 | $50.00 | 1/6/2010 4:41:39 PM |
| forthright-dedication | $25.00 | $25.00 | 1/6/2010 4:41:38 PM |
| ray1051 | $25.00 | $25.00 | 1/6/2010 4:56:24 PM |
| invincible-marketplace | $25.00 | $25.00 | 1/6/2010 4:56:33 PM |
| galaxy1 | $25.00 | $25.00 | 1/6/2010 4:56:36 PM |
| UT-Longhorn | $25.00 | $25.00 | 1/6/2010 4:56:13 PM |
| sharkm | $40.00 | $40.00 | 1/6/2010 4:56:15 PM |
| MitchD | $25.00 | $25.00 | 1/6/2010 4:56:31 PM |
| PA2LA | $25.00 | $25.00 | 1/6/2010 4:57:21 PM |
| nuclearmoose | $25.00 | $25.00 | 1/6/2010 4:57:22 PM |
| magical-greenback | $55.00 | $55.00 | 1/6/2010 4:56:38 PM |
| Ranch88 | $25.00 | $25.00 | 1/6/2010 4:57:25 PM |
| SCOTTOL | $25.00 | $25.00 | 1/6/2010 4:56:43 PM |
| Jassi | $25.00 | $25.00 | 1/6/2010 4:57:47 PM |
| fcukciti | $25.00 | $25.00 | 1/6/2010 4:57:10 PM |
| thestartuplender | $35.00 | $35.00 | 1/6/2010 4:57:13 PM |
| freesia54 | $25.00 | $25.00 | 1/6/2010 4:57:28 PM |
| greenwell | $50.00 | $50.00 | 1/6/2010 4:57:45 PM |
| dahburbb | $25.00 | $25.00 | 1/6/2010 5:06:14 PM |
| Sierralance | $25.00 | $25.00 | 1/7/2010 5:36:27 AM |
| a2190b | $25.00 | $25.00 | 1/6/2010 6:07:28 PM |
| jjswanso | $25.00 | $25.00 | 1/6/2010 6:50:54 PM |
| TriSail | $25.00 | $25.00 | 1/6/2010 6:21:37 PM |
| spruce2 | $50.00 | $50.00 | 1/7/2010 7:07:29 AM |
| djh47a | $28.63 | $28.63 | 1/7/2010 7:23:49 AM |
| me2yu | $50.00 | $50.00 | 1/7/2010 7:26:48 AM |
| faithey | $25.00 | $25.00 | 1/7/2010 7:31:36 AM |
| loner001 | $25.00 | $25.00 | 1/6/2010 7:50:45 PM |
| get30inc | $50.00 | $50.00 | 1/6/2010 8:05:43 PM |
| alverado | $50.32 | $50.32 | 1/6/2010 9:10:57 PM |
| bsmtloan | $49.11 | $49.11 | 1/6/2010 9:18:50 PM |
| Lilhonder | $25.00 | $25.00 | 1/7/2010 8:55:48 AM |
| Sibelius2 | $25.00 | $25.00 | 1/7/2010 9:04:03 AM |
| brightest-income-hunter | $25.00 | $25.00 | 1/7/2010 9:32:37 AM |
| Astounding | $25.00 | $25.00 | 1/7/2010 9:44:23 AM |
| archeanchaos | $25.00 | $25.00 | 1/7/2010 9:49:37 AM |
| antlr | $25.00 | $25.00 | 1/6/2010 11:53:05 PM |
| Gar3field | $50.00 | $50.00 | 1/6/2010 11:22:27 PM |
| helping-out | $25.00 | $25.00 | 1/7/2010 10:16:00 AM |
| green-benefit-enclave | $25.00 | $25.00 | 1/7/2010 3:58:23 AM |
| nhloan | $25.00 | $25.00 | 1/7/2010 4:58:25 AM |
| Zoomie | $25.00 | $25.00 | 1/7/2010 10:55:47 AM |
| iruz | $49.29 | $49.29 | 1/7/2010 11:01:20 AM |
| all_of_that_one | $25.00 | $25.00 | 1/7/2010 11:22:05 AM |
| HUNTER599673 | $25.00 | $25.00 | 1/7/2010 12:22:31 PM |
| Aethelinde | $27.28 | $27.28 | 1/7/2010 9:03:29 AM |
| dealarella | $25.00 | $25.00 | 1/7/2010 1:19:21 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 1/7/2010 1:20:15 PM |
| dumbass | $25.00 | $25.00 | 1/7/2010 1:37:37 PM |
| WealthBuildingLessons | $25.00 | $25.00 | 1/7/2010 10:05:01 AM |
| simpleliving123 | $50.00 | $50.00 | 1/7/2010 10:19:03 AM |
| jtrump22 | $25.00 | $25.00 | 1/7/2010 2:04:58 PM |
| benefit-sniffer | $25.00 | $25.00 | 1/7/2010 10:29:45 AM |
| KeepOnRunning | $26.61 | $26.61 | 1/7/2010 10:37:06 AM |
| FjLenders | $25.00 | $25.00 | 1/7/2010 10:15:58 AM |
| Yotaman | $25.00 | $25.00 | 1/7/2010 2:34:55 PM |
| BeansMan02 | $25.00 | $25.00 | 1/7/2010 10:29:26 AM |
| philantist | $25.00 | $25.00 | 1/7/2010 3:05:28 PM |
| Aleut | $25.00 | $25.00 | 1/7/2010 3:07:35 PM |
| BiggestG | $25.00 | $25.00 | 1/7/2010 11:23:25 AM |
| BayShell | $50.00 | $50.00 | 1/7/2010 11:56:33 AM |
| guardlender | $25.00 | $25.00 | 1/7/2010 11:36:46 AM |
| worldly-kindness8 | $25.00 | $25.00 | 1/7/2010 12:36:54 PM |
| help_each_other | $25.00 | $25.00 | 1/7/2010 12:42:45 PM |
| skiforglory | $25.00 | $25.00 | 1/7/2010 12:06:34 PM |
| Kame | $25.00 | $25.00 | 1/7/2010 12:52:40 PM |
| bluesky07 | $25.00 | $25.00 | 1/7/2010 12:08:35 PM |
| bugleusmc | $30.00 | $30.00 | 1/7/2010 1:35:55 PM |
| martinatime | $25.00 | $25.00 | 1/7/2010 1:37:19 PM |
| mlkhamilton | $25.00 | $25.00 | 1/7/2010 12:52:32 PM |
| mjm77_1 | $25.00 | $25.00 | 1/7/2010 1:50:59 PM |
| johntina | $44.72 | $44.72 | 1/7/2010 1:06:28 PM |
| woodenshoes | $25.00 | $25.00 | 1/7/2010 1:35:30 PM |
| cjames84 | $25.00 | $25.00 | 1/7/2010 2:06:36 PM |
| durability-halibut | $25.00 | $25.00 | 1/7/2010 1:41:28 PM |
| shookie_40 | $25.00 | $25.00 | 1/7/2010 1:49:54 PM |
| outwish | $25.00 | $25.00 | 1/7/2010 2:25:53 PM |
| Plotinus | $36.48 | $36.48 | 1/7/2010 2:08:17 PM |
| bds9646 | $26.00 | $26.00 | 1/7/2010 2:55:49 PM |
| julijask | $35.00 | $35.00 | 1/7/2010 3:37:50 PM |
| RICHMONDREB | $25.00 | $25.00 | 1/7/2010 3:07:27 PM |
| RSV | $25.00 | $25.00 | 1/7/2010 3:20:13 PM |
| TK4 | $25.00 | $25.00 | 1/7/2010 3:22:06 PM |
| fdsguy | $39.77 | $39.77 | 1/7/2010 3:37:55 PM |
| springpanda | $25.00 | $25.00 | 1/7/2010 4:14:22 PM |
| JackinGreen | $100.00 | $100.00 | 1/7/2010 8:34:32 PM |
| seattleslug | $30.00 | $30.00 | 1/7/2010 4:52:04 PM |
| kegs | $50.00 | $50.00 | 1/7/2010 4:53:07 PM |
| AndersenWatcher | $25.00 | $25.00 | 1/7/2010 7:14:03 PM |
| pipopirate | $25.00 | $25.00 | 1/7/2010 7:14:50 PM |
| CARedBull | $70.00 | $70.00 | 1/7/2010 8:54:59 PM |
| alaco | $25.00 | $25.00 | 1/7/2010 9:57:02 PM |
| QuinMccoy | $25.00 | $25.00 | 1/8/2010 12:22:26 AM |
| CaptPicard | $25.00 | $25.00 | 1/8/2010 5:09:51 AM |
| someone0001 | $25.00 | $25.00 | 1/8/2010 7:10:11 AM |
| reward-workhorse | $25.00 | $25.00 | 1/8/2010 9:29:00 AM |
| red-trade-cologne | $25.00 | $25.00 | 1/8/2010 9:41:36 AM |
| droryikra | $25.00 | $25.00 | 1/8/2010 9:37:56 AM |
| ujiba | $25.00 | $25.00 | 1/8/2010 9:42:27 AM |
| best-vivacious-funds | $25.00 | $25.00 | 1/8/2010 9:40:38 AM |
| blue-liberty-gourd | $25.00 | $25.00 | 1/8/2010 9:54:22 AM |
| pubnat | $25.00 | $25.00 | 1/8/2010 9:46:02 AM |
| smartie1 | $25.00 | $25.00 | 1/8/2010 10:25:09 AM |
| UKloanfella | $50.00 | $50.00 | 1/8/2010 10:03:51 AM |
| msbutah | $25.00 | $25.00 | 1/8/2010 10:55:33 AM |
| Banker7371 | $25.00 | $25.00 | 1/8/2010 11:27:03 AM |
| ChicoBob | $44.44 | $44.44 | 1/8/2010 11:09:40 AM |
| Mark-O-Polo | $25.00 | $25.00 | 1/8/2010 11:53:49 AM |
| kaykarun | $50.00 | $50.00 | 1/8/2010 12:26:54 PM |
| head | $25.00 | $25.00 | 1/8/2010 12:29:12 PM |
| rose88 | $25.00 | $25.00 | 1/8/2010 12:27:17 PM |
| Patter256 | $25.00 | $25.00 | 1/8/2010 12:29:18 PM |
| dime-neutron | $25.00 | $25.00 | 1/8/2010 12:36:17 PM |
| SDNLR | $25.00 | $25.00 | 1/8/2010 12:37:21 PM |
| heretolendit | $25.00 | $25.00 | 1/8/2010 1:17:57 PM |
| motivator796 | $25.00 | $25.00 | 1/8/2010 2:16:26 PM |
| slartibardfast | $25.00 | $25.00 | 1/8/2010 1:47:40 PM |
| gustavholstopus32 | $25.00 | $25.00 | 1/8/2010 2:41:24 PM |
| bonus-patriot | $25.00 | $25.00 | 1/8/2010 2:40:55 PM |
| fsa3 | $25.00 | $25.00 | 1/8/2010 4:56:14 PM |
| autonomous-basis | $25.00 | $25.00 | 1/9/2010 1:03:43 AM |
| squarebob | $25.00 | $25.00 | 1/8/2010 7:35:48 PM |
| peach17 | $25.00 | $25.00 | 1/9/2010 5:35:02 AM |
| DeathScythe676 | $25.00 | $25.00 | 1/9/2010 6:21:36 AM |
| the-persistent-reward | $25.00 | $25.00 | 1/8/2010 9:38:11 PM |
| Swabjockey | $25.00 | $25.00 | 1/9/2010 9:22:07 AM |
| seeb | $25.00 | $25.00 | 1/9/2010 5:56:34 AM |
| downbet | $50.00 | $50.00 | 1/9/2010 5:35:08 AM |
| Lender0010 | $50.00 | $50.00 | 1/9/2010 11:00:27 AM |
| worth-victor6 | $25.00 | $25.00 | 1/9/2010 6:48:29 AM |
| Kerrysbay | $25.00 | $25.00 | 1/9/2010 1:41:53 PM |
| Duchdad | $25.00 | $25.00 | 1/9/2010 11:14:42 AM |
| misohoni | $100.00 | $100.00 | 1/9/2010 8:07:00 PM |
| AFairDeal | $25.00 | $25.00 | 1/9/2010 6:28:53 PM |
| one-midas | $25.00 | $25.00 | 1/9/2010 10:14:24 PM |
| springpanda | $25.00 | $25.00 | 1/9/2010 11:28:00 PM |
| catomaior | $25.00 | $25.00 | 1/10/2010 7:31:35 AM |
| TrustOne | $25.00 | $25.00 | 1/10/2010 1:00:48 AM |
| BigMoney56 | $25.00 | $25.00 | 1/9/2010 8:04:55 PM |
| verse99 | $25.00 | $25.00 | 1/10/2010 7:56:49 AM |
| HappyHelpingLender | $25.00 | $25.00 | 1/10/2010 9:50:58 AM |
| mac415 | $25.00 | $25.00 | 1/10/2010 11:47:47 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/10/2010 11:48:04 AM |
| unassuming-note | $25.00 | $25.00 | 1/10/2010 11:48:14 AM |
| point-zebra | $25.00 | $25.00 | 1/10/2010 11:47:51 AM |
| virtualbank | $25.00 | $25.00 | 1/10/2010 5:01:56 AM |
| lifegrowth | $25.00 | $25.00 | 1/10/2010 11:47:58 AM |
| wealth-cloud | $25.00 | $25.00 | 1/10/2010 11:48:17 AM |
| djs81 | $25.00 | $25.00 | 1/10/2010 11:48:32 AM |
| Purposeful | $50.00 | $50.00 | 1/10/2010 11:51:10 AM |
| docktah | $50.00 | $50.00 | 1/10/2010 11:51:13 AM |
| srfb973 | $25.00 | $25.00 | 1/10/2010 12:02:36 PM |
| skillful-finance | $25.00 | $25.00 | 1/10/2010 12:04:32 PM |
| hard-working-loot | $25.00 | $25.00 | 1/10/2010 8:42:06 AM |
| sb0453 | $25.00 | $25.00 | 1/10/2010 12:26:22 PM |
| cerebral-return3 | $25.00 | $25.00 | 1/10/2010 11:47:27 AM |
| bluechip | $25.00 | $25.00 | 1/10/2010 11:47:48 AM |
| bill-expert | $25.00 | $25.00 | 1/10/2010 2:46:13 PM |
| Supervark | $25.00 | $25.00 | 1/10/2010 11:48:15 AM |
| rakstar | $40.06 | $40.06 | 1/10/2010 2:50:16 PM |
| systemlender | $25.00 | $25.00 | 1/10/2010 11:50:59 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 1/10/2010 11:51:11 AM |
| MiniBank998 | $25.00 | $25.00 | 1/10/2010 11:54:25 AM |
| minista | $25.00 | $25.00 | 1/10/2010 12:04:31 PM |
| durable-deal2 | $38.90 | $38.90 | 1/10/2010 3:41:23 PM |
| oceanwind1950 | $25.00 | $25.00 | 1/10/2010 1:33:08 PM |
| power-expert | $25.00 | $25.00 | 1/10/2010 2:50:11 PM |
| imyorleadr | $25.00 | $25.00 | 1/10/2010 6:40:54 PM |
| wampum-chorus3 | $25.00 | $25.00 | 1/10/2010 7:15:11 PM |
| AJSinvest | $25.00 | $25.00 | 1/11/2010 6:17:11 AM |
| chrisb1414 | $25.00 | $25.00 | 1/11/2010 6:03:32 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/11/2010 8:57:03 AM |
| worthy-truth | $25.00 | $25.00 | 1/11/2010 9:30:54 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 1/11/2010 7:55:29 AM |
| circustab | $50.00 | $50.00 | 1/11/2010 8:35:37 AM |
| cash-vault | $25.00 | $25.00 | 1/11/2010 9:47:49 AM |
| HamachiMan | $25.00 | $25.00 | 1/11/2010 9:44:22 AM |
| zzztimbo | $25.00 | $25.00 | 1/11/2010 9:06:42 AM |
| chief_wo | $25.00 | $25.00 | 1/11/2010 10:20:13 AM |
| Yankeeeagle | $46.69 | $46.69 | 1/11/2010 11:03:59 AM |
| alex189a | $25.00 | $25.00 | 1/11/2010 11:03:46 AM |
| GABC-1 | $50.00 | $50.00 | 1/11/2010 11:09:12 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 1/11/2010 11:36:55 AM |
| aldenrains | $25.00 | $25.00 | 1/11/2010 11:49:40 AM |
| Gromac | $25.00 | $25.00 | 1/11/2010 11:03:32 AM |
| rlrcstr | $25.00 | $25.00 | 1/11/2010 12:32:41 PM |
| octoberfresh | $25.00 | $25.00 | 1/11/2010 12:36:40 PM |
| DeilaMiah | $26.01 | $26.01 | 1/11/2010 11:39:57 AM |
| Thorny | $25.00 | $25.00 | 1/11/2010 11:47:57 AM |
| credit-superstar3 | $25.00 | $25.00 | 1/11/2010 12:05:01 PM |
| aue513 | $25.00 | $25.00 | 1/11/2010 12:08:16 PM |
| financial-frenzy | $25.00 | $25.00 | 1/11/2010 1:20:26 PM |
| peaceful-bid | $25.00 | $25.00 | 1/11/2010 1:21:40 PM |
| PumpkinHead406 | $25.00 | $25.00 | 1/11/2010 2:07:10 PM |
| PaulW | $25.00 | $25.00 | 1/11/2010 2:08:40 PM |
| rmachi | $25.00 | $25.00 | 1/11/2010 2:16:48 PM |
| Guerrilla_Man | $25.00 | $25.00 | 1/11/2010 2:09:33 PM |
| HamIAm | $150.00 | $150.00 | 1/11/2010 1:47:57 PM |
| citronzx | $25.00 | $25.00 | 1/11/2010 3:18:33 PM |
| TigerForce | $25.00 | $25.00 | 1/11/2010 2:29:20 PM |
| labate | $30.00 | $30.00 | 1/11/2010 3:43:17 PM |
| Earnest_Money | $25.00 | $25.00 | 1/11/2010 3:43:40 PM |
| BanqueDeD | $25.00 | $25.00 | 1/11/2010 3:45:19 PM |
| misterhobbs | $25.00 | $25.00 | 1/11/2010 2:12:07 PM |
| brilliant-revenue | $25.00 | $25.00 | 1/11/2010 3:27:27 PM |
| codyrun | $25.00 | $25.00 | 1/11/2010 2:15:36 PM |
| Jack1966 | $25.00 | $25.00 | 1/11/2010 3:48:25 PM |
| cptproton | $25.00 | $25.00 | 1/11/2010 3:27:25 PM |
| attractive-rate | $25.00 | $25.00 | 1/11/2010 3:43:07 PM |
| slowpig | $27.26 | $27.26 | 1/11/2010 5:26:07 PM |
| superchicken | $25.00 | $25.00 | 1/11/2010 5:28:46 PM |
| mizunoman | $25.00 | $25.00 | 1/11/2010 5:29:43 PM |
| OldManP | $25.00 | $25.00 | 1/11/2010 10:10:03 PM |
| khamen | $25.00 | $25.00 | 1/11/2010 11:24:33 PM |
| Captain88 | $25.00 | $25.00 | 1/12/2010 5:23:09 AM |
| stikman | $25.00 | $25.00 | 1/12/2010 9:44:06 AM |
| Dave0 | $25.00 | $25.00 | 1/12/2010 10:32:04 AM |
| bazaar-tulip | $25.00 | $25.00 | 1/12/2010 12:14:47 PM |
| johannesfactotum | $25.00 | $25.00 | 1/12/2010 10:29:45 AM |
| monstersdad | $50.00 | $50.00 | 1/12/2010 11:16:16 AM |
| Trigirl23 | $25.00 | $25.00 | 1/12/2010 11:00:19 AM |
| power-cell | $37.00 | $37.00 | 1/12/2010 12:01:21 PM |
| OzGuy609 | $25.00 | $25.00 | 1/12/2010 2:01:09 PM |
| Strato | $25.00 | $25.00 | 1/12/2010 5:30:49 PM |
| museic1 | $25.00 | $25.00 | 1/12/2010 5:31:06 PM |
| assetmanager | $25.00 | $25.00 | 1/12/2010 5:31:21 PM |
| MechEngineer | $25.00 | $25.00 | 1/12/2010 5:30:02 PM |
| randomguy100 | $25.00 | $25.00 | 1/12/2010 5:30:26 PM |
| social-comet7 | $25.00 | $25.00 | 1/12/2010 5:32:45 PM |
| phoko | $25.00 | $25.00 | 1/12/2010 5:31:03 PM |
| rmsyvt | $25.00 | $25.00 | 1/12/2010 5:32:50 PM |
| nerlands | $25.00 | $25.00 | 1/12/2010 5:33:25 PM |
| johngaltline | $25.00 | $25.00 | 1/12/2010 5:34:19 PM |
| rjleves | $25.00 | $25.00 | 1/12/2010 5:32:35 PM |
| faldska | $25.00 | $25.00 | 1/12/2010 5:33:00 PM |
| skistud66 | $25.00 | $25.00 | 1/12/2010 5:30:15 PM |
| bid-papyrus | $25.00 | $25.00 | 1/12/2010 5:35:06 PM |
| vtr1000 | $25.51 | $25.51 | 1/12/2010 5:35:10 PM |
| Mookouw | $25.00 | $25.00 | 1/12/2010 5:35:25 PM |
| mscomeaux | $25.00 | $25.00 | 1/12/2010 5:35:33 PM |
| conceptpi | $25.00 | $25.00 | 1/12/2010 5:33:44 PM |
| lendinstuff | $25.00 | $25.00 | 1/12/2010 5:35:37 PM |
| codenoise | $25.00 | $9.48 | 1/12/2010 5:35:45 PM |
| atlviet | $25.00 | $25.00 | 1/12/2010 5:30:57 PM |
| colorunner | $25.00 | $25.00 | 1/12/2010 5:35:35 PM |
| Hoov | $25.00 | $25.00 | 1/12/2010 5:32:43 PM |
| Patrician | $100.00 | $100.00 | 1/12/2010 5:36:21 PM |
| mbraslav | $30.00 | $30.00 | 1/12/2010 5:33:47 PM |
| currency-agave | $25.00 | $25.00 | 1/12/2010 5:39:09 PM |
| grallu | $50.00 | $50.00 | 1/12/2010 5:34:45 PM |
| stock_speculator | $25.00 | $25.00 | 1/12/2010 5:34:55 PM |
| perlindc | $100.00 | $100.00 | 1/12/2010 5:35:14 PM |
| b2006 | $25.00 | $25.00 | 1/12/2010 5:35:17 PM |
| wrchism | $33.45 | $33.45 | 1/12/2010 5:35:22 PM |
| ultimatepaintball | $25.00 | $25.00 | 1/12/2010 5:42:34 PM |
| Flightrail | $35.00 | $35.00 | 1/12/2010 7:36:25 PM |
| SomebodysMom | $100.00 | $100.00 | 1/12/2010 8:39:21 PM |
| cash-spinner | $50.00 | $50.00 | 1/13/2010 5:11:17 AM |
| coin-entrepreneur | $25.00 | $25.00 | 1/13/2010 7:30:36 AM |
| ljmmom | $25.00 | $25.00 | 1/13/2010 6:57:45 AM |
| rate-hickory | $75.00 | $75.00 | 1/13/2010 7:25:13 AM |
| caseattle | $25.00 | $25.00 | 1/13/2010 10:33:28 AM |
| forthright-trade | $25.00 | $25.00 | 1/13/2010 10:45:54 AM |
| greenback-ally | $50.00 | $50.00 | 1/13/2010 1:09:39 PM |
| walkinonwater | $25.00 | $25.00 | 1/13/2010 1:29:16 PM |
| thebadpelican | $25.00 | $25.00 | 1/13/2010 12:07:45 PM |
| conductor146 | $50.00 | $50.00 | 1/13/2010 1:08:21 PM |
| vault542 | $45.00 | $45.00 | 1/13/2010 12:24:01 PM |
| bowl800 | $25.00 | $25.00 | 1/13/2010 3:09:46 PM |
| worth-quark | $25.00 | $25.00 | 1/13/2010 2:11:12 PM |
| Your_Bank | $25.00 | $25.00 | 1/13/2010 1:12:23 PM |
| tender-ore | $25.00 | $25.00 | 1/13/2010 2:52:35 PM |
| creative-reward1 | $25.00 | $25.00 | 1/13/2010 1:43:15 PM |
| aislinnn | $25.00 | $25.00 | 1/13/2010 1:51:20 PM |
| friendinmoney | $60.33 | $60.33 | 1/13/2010 3:34:05 PM |
| SanJoser | $25.00 | $25.00 | 1/13/2010 3:21:00 PM |
| rjblack | $50.00 | $50.00 | 1/6/2010 3:58:02 PM |
| saihu | $25.00 | $25.00 | 1/6/2010 3:51:30 PM |
| loyalist1 | $25.00 | $25.00 | 1/6/2010 4:02:17 PM |
| unk1911 | $25.00 | $25.00 | 1/6/2010 4:02:47 PM |
| aventurer | $25.00 | $25.00 | 1/6/2010 4:03:25 PM |
| Carpetkid | $50.00 | $50.00 | 1/6/2010 4:03:45 PM |
| skillful-diversification2 | $25.00 | $25.00 | 1/6/2010 4:03:57 PM |
| kulender | $30.00 | $30.00 | 1/6/2010 4:05:20 PM |
| egw | $25.00 | $25.00 | 1/6/2010 4:05:56 PM |
| auction-elvis | $25.00 | $25.00 | 1/6/2010 4:06:05 PM |
| inspired-contract9 | $50.00 | $50.00 | 1/6/2010 4:06:22 PM |
| mikeandcat | $100.00 | $100.00 | 1/6/2010 4:06:59 PM |
| AF-Chief | $35.00 | $35.00 | 1/6/2010 4:07:15 PM |
| aasx1108 | $25.00 | $25.00 | 1/6/2010 3:57:54 PM |
| the-bright-velocity | $25.00 | $25.00 | 1/6/2010 3:58:03 PM |
| wampum-optimization | $50.00 | $50.00 | 1/6/2010 4:07:39 PM |
| outtahoth2o | $100.00 | $100.00 | 1/6/2010 4:07:56 PM |
| teller | $60.00 | $60.00 | 1/6/2010 4:08:13 PM |
| Cheburashka | $30.00 | $30.00 | 1/6/2010 4:08:39 PM |
| Syzygy | $25.00 | $25.00 | 1/6/2010 4:09:40 PM |
| friendly-market5 | $25.00 | $25.00 | 1/6/2010 4:02:39 PM |
| roccofox | $30.60 | $30.60 | 1/6/2010 4:11:18 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/6/2010 4:12:06 PM |
| loan-warrior | $25.00 | $25.00 | 1/6/2010 4:12:09 PM |
| rulender | $50.00 | $50.00 | 1/6/2010 4:12:25 PM |
| jbaum | $100.00 | $100.00 | 1/6/2010 4:03:49 PM |
| larrybird | $100.00 | $100.00 | 1/6/2010 4:03:14 PM |
| 18th_beachbum | $25.00 | $25.00 | 1/6/2010 4:04:01 PM |
| first-upright-payout | $50.00 | $50.00 | 1/6/2010 4:04:23 PM |
| junctionking | $25.00 | $25.00 | 1/6/2010 4:04:47 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/6/2010 4:04:33 PM |
| USMC0311 | $25.00 | $25.00 | 1/6/2010 4:36:16 PM |
| DonaldColorado | $25.00 | $25.00 | 1/6/2010 4:04:38 PM |
| the-commitment-idol | $25.00 | $25.00 | 1/6/2010 4:40:47 PM |
| first-wampum-trapper | $25.00 | $25.00 | 1/6/2010 4:40:51 PM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/6/2010 4:05:14 PM |
| paladin847 | $25.00 | $25.00 | 1/6/2010 4:56:16 PM |
| stable-nickel | $170.00 | $170.00 | 1/6/2010 4:56:40 PM |
| cash-boots | $25.00 | $25.00 | 1/6/2010 4:57:02 PM |
| Katburg | $50.00 | $50.00 | 1/6/2010 4:06:26 PM |
| Kaj | $30.00 | $30.00 | 1/6/2010 4:07:07 PM |
| credit-investor5 | $41.01 | $41.01 | 1/6/2010 4:57:05 PM |
| gulch | $35.00 | $35.00 | 1/6/2010 4:06:29 PM |
| best-deal-banker | $50.00 | $50.00 | 1/6/2010 4:57:06 PM |
| kvandivo | $25.00 | $25.00 | 1/6/2010 4:57:08 PM |
| ljay | $25.00 | $25.00 | 1/6/2010 4:57:09 PM |
| the_winning_ticket | $35.00 | $35.00 | 1/6/2010 4:06:37 PM |
| Taxman44 | $25.00 | $25.00 | 1/6/2010 4:57:14 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/6/2010 4:07:27 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 1/6/2010 4:57:16 PM |
| buukyak | $25.00 | $25.00 | 1/6/2010 4:07:30 PM |
| shanadip | $25.00 | $25.00 | 1/6/2010 4:57:26 PM |
| Castellan | $25.00 | $25.00 | 1/6/2010 4:57:50 PM |
| rooosta | $25.00 | $25.00 | 1/6/2010 4:08:09 PM |
| integrity-doctor | $50.00 | $50.00 | 1/6/2010 5:27:28 PM |
| discrete-asset | $25.00 | $25.00 | 1/6/2010 4:08:11 PM |
| delicious-social132 | $25.00 | $25.00 | 1/6/2010 4:09:13 PM |
| credit-coach118 | $40.00 | $40.00 | 1/6/2010 4:09:46 PM |
| bowdish1 | $100.00 | $100.00 | 1/6/2010 4:09:30 PM |
| Mavrck88 | $25.00 | $25.00 | 1/6/2010 4:10:06 PM |
| jameskdean | $25.00 | $25.00 | 1/6/2010 4:09:53 PM |
| supreme-hope | $25.00 | $25.00 | 1/6/2010 4:09:59 PM |
| selector568 | $100.00 | $100.00 | 1/6/2010 4:10:33 PM |
| rjsdsu | $25.00 | $25.00 | 1/6/2010 4:10:46 PM |
| oreyedoc | $25.00 | $25.00 | 1/6/2010 4:11:02 PM |
| alluring-truth | $25.00 | $25.00 | 1/6/2010 7:51:10 PM |
| inventive-wealth2 | $25.00 | $25.00 | 1/6/2010 4:11:30 PM |
| InvestorPartners | $25.00 | $25.00 | 1/6/2010 4:11:38 PM |
| burgeoning-silver | $25.00 | $25.00 | 1/6/2010 4:12:03 PM |
| oskizzle | $25.00 | $25.00 | 1/6/2010 9:10:58 PM |
| hope-encourager | $25.00 | $25.00 | 1/6/2010 4:17:56 PM |
| EdgeonFl | $25.00 | $25.00 | 1/6/2010 4:19:04 PM |
| Picopie | $30.00 | $30.00 | 1/6/2010 4:26:42 PM |
| sidney102 | $25.00 | $25.00 | 1/6/2010 4:36:08 PM |
| mla | $25.00 | $25.00 | 1/6/2010 4:36:13 PM |
| SonomaHills | $25.00 | $25.00 | 1/6/2010 4:40:53 PM |
| five-star-note | $35.00 | $35.00 | 1/6/2010 4:40:46 PM |
| Tom579 | $25.00 | $25.00 | 1/6/2010 4:56:28 PM |
| Flatfoot | $35.62 | $35.62 | 1/6/2010 4:56:35 PM |
| flopcat | $25.00 | $25.00 | 1/6/2010 4:56:38 PM |
| Divot | $25.00 | $25.00 | 1/6/2010 4:56:14 PM |
| cub510 | $25.00 | $25.00 | 1/6/2010 10:31:11 PM |
| BlindProphet | $25.00 | $25.00 | 1/6/2010 4:57:17 PM |
| highcountry1 | $25.00 | $25.00 | 1/6/2010 4:57:20 PM |
| note-tent | $50.00 | $50.00 | 1/6/2010 4:56:32 PM |
| ryreesado | $25.00 | $25.00 | 1/6/2010 4:57:21 PM |
| syounker | $25.00 | $25.00 | 1/6/2010 4:56:37 PM |
| jsw7us | $50.00 | $50.00 | 1/6/2010 4:56:39 PM |
| Musicman1950 | $25.00 | $25.00 | 1/6/2010 4:57:28 PM |
| axl163 | $25.00 | $25.00 | 1/7/2010 1:35:14 AM |
| skuba | $50.00 | $50.00 | 1/6/2010 4:57:53 PM |
| the-money-gargantuan | $25.00 | $25.00 | 1/6/2010 4:56:54 PM |
| lucrative-worth | $25.00 | $25.00 | 1/6/2010 4:57:12 PM |
| p2ploan-leaper | $25.00 | $25.00 | 1/6/2010 4:57:19 PM |
| bayareainv | $50.00 | $50.00 | 1/6/2010 4:57:49 PM |
| don8ter | $41.41 | $41.41 | 1/7/2010 5:29:21 AM |
| skiingawfs | $25.00 | $25.00 | 1/7/2010 5:31:21 AM |
| fair-rate | $25.00 | $25.00 | 1/7/2010 5:45:52 AM |
| rosie777 | $25.00 | $25.00 | 1/6/2010 5:52:31 PM |
| blot44 | $25.00 | $25.00 | 1/6/2010 6:09:15 PM |
| tuneman1980 | $25.00 | $25.00 | 1/6/2010 6:25:55 PM |
| sas19 | $25.00 | $25.00 | 1/7/2010 6:50:59 AM |
| RusRobo | $25.00 | $25.00 | 1/7/2010 7:07:46 AM |
| Avala | $25.00 | $25.00 | 1/7/2010 7:12:16 AM |
| galtsgulch | $25.00 | $25.00 | 1/6/2010 8:05:56 PM |
| restless-balance | $25.00 | $25.00 | 1/7/2010 7:30:45 AM |
| mmqc | $25.00 | $25.00 | 1/6/2010 7:57:49 PM |
| betaoption | $25.00 | $25.00 | 1/6/2010 9:10:42 PM |
| the-debt-fluffy-bunny | $50.00 | $50.00 | 1/7/2010 8:44:19 AM |
| TheBiggTree | $25.00 | $25.00 | 1/7/2010 8:55:44 AM |
| BigCityLending | $25.00 | $25.00 | 1/7/2010 9:04:02 AM |
| banjot | $25.00 | $25.00 | 1/6/2010 9:11:06 PM |
| first-fund-empenada | $25.00 | $25.00 | 1/6/2010 10:30:44 PM |
| value-pouch | $50.00 | $50.00 | 1/7/2010 9:43:09 AM |
| adama_48 | $25.00 | $25.00 | 1/6/2010 11:11:05 PM |
| totoro | $25.00 | $25.00 | 1/7/2010 10:15:54 AM |
| Bostonbanker | $25.00 | $25.00 | 1/7/2010 12:35:53 AM |
| Fearless_Lender | $25.00 | $25.00 | 1/7/2010 5:22:25 AM |
| mster9ball | $25.00 | $25.00 | 1/7/2010 5:37:58 AM |
| turbostar666 | $30.00 | $30.00 | 1/7/2010 10:54:13 AM |
| serpentine | $50.00 | $50.00 | 1/7/2010 5:20:54 AM |
| AngleofGod | $25.00 | $25.00 | 1/7/2010 7:11:04 AM |
| morpholog | $25.00 | $25.00 | 1/7/2010 11:38:58 AM |
| ptjg | $47.57 | $47.57 | 1/7/2010 7:22:46 AM |
| LAKESPRING | $25.00 | $25.00 | 1/7/2010 7:23:45 AM |
| gojackgo | $25.00 | $25.00 | 1/7/2010 11:43:55 AM |
| mizount | $25.00 | $25.00 | 1/7/2010 12:08:33 PM |
| Searlzy | $25.00 | $25.00 | 1/7/2010 8:31:01 AM |
| yachtmaster45 | $25.00 | $25.00 | 1/7/2010 8:34:33 AM |
| BoutYeBank | $33.14 | $33.14 | 1/7/2010 12:22:49 PM |
| nickel-advocator | $25.00 | $25.00 | 1/7/2010 9:11:42 AM |
| Mint_Man | $25.00 | $25.00 | 1/7/2010 8:49:10 AM |
| roymckenzie | $25.00 | $25.00 | 1/7/2010 9:44:33 AM |
| sajitk | $25.00 | $25.00 | 1/7/2010 1:37:35 PM |
| solstice175 | $25.00 | $25.00 | 1/7/2010 9:03:20 AM |
| scottr | $25.00 | $25.00 | 1/7/2010 10:15:45 AM |
| Preferred-Lender | $25.00 | $25.00 | 1/7/2010 2:05:02 PM |
| tenny321 | $25.00 | $25.00 | 1/7/2010 10:29:43 AM |
| GRI | $25.24 | $25.24 | 1/7/2010 2:20:12 PM |
| Tc11902 | $50.00 | $50.00 | 1/7/2010 10:15:42 AM |
| lancetc | $25.00 | $25.00 | 1/7/2010 2:22:19 PM |
| otter | $25.00 | $25.00 | 1/7/2010 11:08:03 AM |
| gauss02 | $25.00 | $25.00 | 1/7/2010 10:29:00 AM |
| RJN | $25.00 | $25.00 | 1/7/2010 10:35:01 AM |
| vegibenz | $25.00 | $25.00 | 1/7/2010 10:55:43 AM |
| dpfl55 | $25.00 | $25.00 | 1/7/2010 3:06:17 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 1/7/2010 11:37:04 AM |
| _kyle | $25.00 | $25.00 | 1/7/2010 3:10:58 PM |
| Sixmil | $25.00 | $25.00 | 1/7/2010 11:13:39 AM |
| KiwiElf | $30.00 | $30.00 | 1/7/2010 11:23:19 AM |
| Sofar | $25.00 | $25.00 | 1/7/2010 3:20:45 PM |
| kirkjerk | $25.00 | $25.00 | 1/7/2010 3:22:15 PM |
| CASHGIRL | $48.33 | $48.33 | 1/7/2010 11:53:03 AM |
| geniusj | $25.00 | $25.00 | 1/7/2010 11:37:02 AM |
| Maccs55 | $25.00 | $25.00 | 1/7/2010 12:38:40 PM |
| Railbird | $25.00 | $25.00 | 1/7/2010 3:58:04 PM |
| Tai | $25.00 | $25.00 | 1/7/2010 12:06:58 PM |
| dansarkis | $25.00 | $25.00 | 1/7/2010 12:56:36 PM |
| zeelender | $25.00 | $25.00 | 1/7/2010 12:08:28 PM |
| Gunny89 | $25.00 | $25.00 | 1/7/2010 12:08:37 PM |
| blukestrel | $25.00 | $25.00 | 1/7/2010 1:07:53 PM |
| ClearLake | $25.00 | $25.00 | 1/7/2010 12:56:26 PM |
| Northsider | $25.00 | $25.00 | 1/7/2010 1:50:57 PM |
| credit-igniter8 | $100.00 | $100.00 | 1/7/2010 1:57:23 PM |
| coin-daisy | $25.00 | $25.00 | 1/7/2010 2:12:48 PM |
| Victor-E-Lane | $25.00 | $25.00 | 1/7/2010 2:22:22 PM |
| DadWarbucks | $25.00 | $25.00 | 1/7/2010 2:37:20 PM |
| credit-sunshine | $25.00 | $25.00 | 1/7/2010 2:06:49 PM |
| JJS180 | $25.00 | $25.00 | 1/7/2010 2:25:22 PM |
| Klearwater_Pools | $25.00 | $25.00 | 1/7/2010 2:51:12 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 1/7/2010 3:37:44 PM |
| flwah | $25.00 | $25.00 | 1/7/2010 3:37:39 PM |
| lostontheedge | $25.00 | $25.00 | 1/7/2010 4:52:00 PM |
| transparency-giant | $43.55 | $43.55 | 1/7/2010 5:04:54 PM |
| asset-caballero | $25.00 | $25.00 | 1/7/2010 7:07:42 PM |
| gdbanks | $25.00 | $25.00 | 1/7/2010 7:32:46 PM |
| nhm | $37.75 | $37.75 | 1/7/2010 5:05:07 PM |
| NATIVEBORN | $50.00 | $50.00 | 1/7/2010 4:52:10 PM |
| latestone | $25.00 | $25.00 | 1/7/2010 4:52:14 PM |
| hayhelp | $25.00 | $25.00 | 1/7/2010 6:59:28 PM |
| sail120 | $25.00 | $25.00 | 1/7/2010 7:07:47 PM |
| goofy15975 | $25.00 | $25.00 | 1/7/2010 5:05:02 PM |
| platinum-dojo | $25.00 | $25.00 | 1/7/2010 6:42:59 PM |
| BigLinCT | $50.00 | $50.00 | 1/7/2010 7:28:02 PM |
| Binan | $25.00 | $25.00 | 1/7/2010 11:26:09 PM |
| wonderous-power | $25.00 | $25.00 | 1/8/2010 1:37:38 AM |
| mlopez2007 | $50.00 | $50.00 | 1/8/2010 4:20:48 AM |
| ebusinessagent | $25.00 | $25.00 | 1/8/2010 4:20:55 AM |
| heeeley | $25.00 | $25.00 | 1/8/2010 5:41:33 AM |
| unclejaef | $25.00 | $25.00 | 1/8/2010 7:11:03 AM |
| GenerousGentleMan | $50.00 | $50.00 | 1/8/2010 9:43:19 AM |
| darin95404 | $25.00 | $25.00 | 1/8/2010 9:40:23 AM |
| bmcg | $25.00 | $25.00 | 1/8/2010 9:41:30 AM |
| Tradesmanlender | $25.00 | $25.00 | 1/8/2010 9:53:50 AM |
| mjjjrj | $25.00 | $25.00 | 1/8/2010 9:43:26 AM |
| spname | $25.00 | $25.00 | 1/8/2010 9:45:04 AM |
| ADenny | $25.00 | $25.00 | 1/8/2010 9:43:28 AM |
| kmwvma | $25.00 | $25.00 | 1/8/2010 9:43:39 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 1/8/2010 9:54:00 AM |
| ryan23 | $25.00 | $25.00 | 1/8/2010 10:55:43 AM |
| generosity-giraffe0 | $25.00 | $25.00 | 1/8/2010 10:34:03 AM |
| pythia | $25.00 | $25.00 | 1/8/2010 11:23:47 AM |
| Norcal | $50.00 | $50.00 | 1/8/2010 11:27:38 AM |
| mathprof | $25.00 | $25.00 | 1/8/2010 11:48:27 AM |
| stensonb | $25.00 | $25.00 | 1/8/2010 11:53:44 AM |
| ATOHokie | $25.00 | $25.00 | 1/8/2010 12:04:00 PM |
| TheColoradoDon | $25.00 | $25.00 | 1/8/2010 12:07:50 PM |
| StrongMoney | $25.00 | $25.00 | 1/8/2010 12:29:11 PM |
| GatorBait | $26.95 | $26.95 | 1/8/2010 12:27:37 PM |
| mikeleib | $25.00 | $25.00 | 1/8/2010 12:27:31 PM |
| ethicalhumanist | $25.00 | $25.00 | 1/8/2010 12:29:14 PM |
| Natronpee | $25.00 | $25.00 | 1/8/2010 1:18:00 PM |
| kayakg | $25.00 | $25.00 | 1/8/2010 1:18:26 PM |
| takeller | $50.00 | $50.00 | 1/8/2010 1:54:41 PM |
| degster | $25.00 | $25.00 | 1/8/2010 1:47:42 PM |
| revmax | $25.00 | $25.00 | 1/8/2010 1:51:29 PM |
| afotherg | $25.00 | $25.00 | 1/8/2010 4:25:17 PM |
| andyb9 | $25.00 | $25.00 | 1/8/2010 3:46:13 PM |
| Guiren | $100.00 | $100.00 | 1/8/2010 5:02:46 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 1/8/2010 5:59:08 PM |
| kginatl | $25.00 | $25.00 | 1/8/2010 6:25:14 PM |
| JGB | $25.00 | $25.00 | 1/8/2010 6:25:29 PM |
| balance-force | $36.00 | $36.00 | 1/8/2010 6:32:53 PM |
| benefit-squirrel | $200.00 | $200.00 | 1/8/2010 7:57:49 PM |
| heroic-platinum | $25.00 | $25.00 | 1/9/2010 12:06:05 AM |
| newbietony | $40.00 | $40.00 | 1/9/2010 6:55:09 AM |
| WaitForIt | $25.00 | $25.00 | 1/9/2010 10:21:07 AM |
| jd006006 | $40.00 | $40.00 | 1/9/2010 2:06:40 PM |
| Zarf | $35.58 | $35.58 | 1/9/2010 2:33:25 PM |
| sf-funder | $25.00 | $25.00 | 1/9/2010 12:16:31 PM |
| GoJo_Vic | $25.00 | $25.00 | 1/9/2010 6:43:31 PM |
| Dap2005 | $25.00 | $25.00 | 1/9/2010 10:00:22 PM |
| eastindianprince | $25.00 | $25.00 | 1/9/2010 5:32:16 PM |
| openness-prospector | $25.00 | $25.00 | 1/9/2010 8:27:37 PM |
| influential-gain | $25.00 | $25.00 | 1/9/2010 11:30:39 PM |
| zrohmm | $25.00 | $25.00 | 1/9/2010 7:35:16 PM |
| industrious-dedication | $25.00 | $25.00 | 1/10/2010 9:17:05 AM |
| Landselott | $25.00 | $25.00 | 1/10/2010 10:22:22 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 1/10/2010 11:47:35 AM |
| winlender | $25.00 | $25.00 | 1/10/2010 11:47:52 AM |
| vkorichkov | $35.00 | $35.00 | 1/10/2010 11:48:09 AM |
| dharma1 | $25.00 | $25.00 | 1/10/2010 11:48:18 AM |
| omniviper | $25.00 | $25.00 | 1/10/2010 11:47:32 AM |
| saritha | $25.00 | $25.00 | 1/10/2010 11:47:57 AM |
| WhiteGiant | $25.00 | $25.00 | 1/10/2010 11:50:38 AM |
| lending_mom | $25.00 | $25.00 | 1/10/2010 11:51:08 AM |
| JohnGalt94 | $25.00 | $25.00 | 1/10/2010 12:02:45 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 1/10/2010 12:02:44 PM |
| lendme2 | $25.00 | $25.00 | 1/10/2010 8:47:43 AM |
| backprop | $26.00 | $26.00 | 1/10/2010 2:41:18 PM |
| financelover | $50.00 | $50.00 | 1/10/2010 3:15:40 PM |
| bigphish | $25.00 | $25.00 | 1/10/2010 11:47:41 AM |
| smallcountry | $25.00 | $25.00 | 1/10/2010 11:47:53 AM |
| Vess | $25.00 | $25.00 | 1/10/2010 2:50:12 PM |
| Dazz2061 | $25.00 | $25.00 | 1/10/2010 11:51:06 AM |
| LongTail | $25.00 | $25.00 | 1/10/2010 12:04:39 PM |
| JoeMB | $25.00 | $25.00 | 1/10/2010 3:31:01 PM |
| vigilance-accruer | $25.00 | $25.00 | 1/10/2010 4:30:22 PM |
| SongBirdProphecy | $25.00 | $25.00 | 1/10/2010 8:05:49 PM |
| Reinadog9 | $25.00 | $25.00 | 1/10/2010 10:06:07 PM |
| OldFriend | $25.00 | $25.00 | 1/10/2010 10:34:50 PM |
| diligent-leverage | $25.00 | $25.00 | 1/11/2010 12:20:39 AM |
| equallender | $25.00 | $25.00 | 1/11/2010 5:03:41 AM |
| DrZoidberg | $25.00 | $25.00 | 1/11/2010 6:47:20 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 1/11/2010 6:40:22 AM |
| lenderinnevada | $50.00 | $50.00 | 1/11/2010 8:53:25 AM |
| nestegg4e | $25.00 | $25.00 | 1/11/2010 7:55:08 AM |
| promiser200 | $25.00 | $25.00 | 1/11/2010 9:43:38 AM |
| golden-platinum7 | $25.00 | $25.00 | 1/11/2010 9:43:01 AM |
| sugarhoof | $25.00 | $25.00 | 1/11/2010 9:44:07 AM |
| MAJESTIC5 | $50.00 | $50.00 | 1/11/2010 9:44:11 AM |
| think-become | $25.00 | $25.00 | 1/11/2010 10:21:36 AM |
| stolan | $25.00 | $25.00 | 1/11/2010 10:26:48 AM |
| SkiNZ | $25.00 | $25.00 | 1/11/2010 10:36:55 AM |
| runbix7 | $25.00 | $25.00 | 1/11/2010 10:33:29 AM |
| Dutchhunter | $50.00 | $50.00 | 1/11/2010 9:53:08 AM |
| bradb5 | $25.00 | $25.00 | 1/11/2010 11:27:05 AM |
| philipandc | $25.00 | $25.00 | 1/11/2010 11:27:22 AM |
| amijo | $29.14 | $29.14 | 1/11/2010 11:33:46 AM |
| langdonx | $25.00 | $25.00 | 1/11/2010 11:34:58 AM |
| pawsitive | $25.00 | $25.00 | 1/11/2010 11:41:25 AM |
| ILfarmboy | $54.81 | $54.81 | 1/11/2010 11:20:39 AM |
| mad4wknds | $25.00 | $25.00 | 1/11/2010 11:49:54 AM |
| porkhelmet | $25.00 | $25.00 | 1/11/2010 11:52:42 AM |
| HunterSix | $25.00 | $25.00 | 1/11/2010 12:32:38 PM |
| Duanep01 | $25.00 | $25.00 | 1/11/2010 12:04:48 PM |
| SourDoughSteve | $25.00 | $25.00 | 1/11/2010 11:03:57 AM |
| knowledgeable-wealth0 | $25.00 | $25.00 | 1/11/2010 12:39:03 PM |
| GeorgiaCredit | $25.00 | $25.00 | 1/11/2010 1:12:43 PM |
| FASTIZIO_P | $33.33 | $33.33 | 1/11/2010 12:08:13 PM |
| YellowJacket | $25.00 | $25.00 | 1/11/2010 1:02:29 PM |
| proper-commitment5 | $25.00 | $25.00 | 1/11/2010 12:16:18 PM |
| unrivaled-justice | $25.00 | $25.00 | 1/11/2010 12:17:12 PM |
| 30Sky | $75.00 | $75.00 | 1/11/2010 1:36:37 PM |
| Sigonio | $25.00 | $25.00 | 1/11/2010 1:20:53 PM |
| PCGeekWI | $25.00 | $25.00 | 1/11/2010 1:57:58 PM |
| basis-mammal | $28.99 | $28.99 | 1/11/2010 2:07:06 PM |
| Brainworm | $25.00 | $25.00 | 1/11/2010 12:50:06 PM |
| slojudy | $25.00 | $25.00 | 1/11/2010 2:08:49 PM |
| wise-silver-wonder | $25.75 | $25.75 | 1/11/2010 2:10:01 PM |
| btoole | $25.00 | $25.00 | 1/11/2010 1:14:35 PM |
| jct_enterprises | $25.00 | $25.00 | 1/11/2010 2:10:32 PM |
| gotyourgear | $25.00 | $25.00 | 1/11/2010 2:12:29 PM |
| shawndw | $26.76 | $26.76 | 1/11/2010 2:15:29 PM |
| Independenttools | $25.00 | $25.00 | 1/11/2010 1:54:03 PM |
| danthemon35 | $25.00 | $25.00 | 1/11/2010 3:27:22 PM |
| L-vex | $25.00 | $25.00 | 1/11/2010 2:17:17 PM |
| divedude | $25.00 | $25.00 | 1/11/2010 3:48:29 PM |
| rockstar73 | $50.00 | $50.00 | 1/11/2010 3:58:21 PM |
| acropiloterau2002 | $25.00 | $25.00 | 1/11/2010 5:26:09 PM |
| HamletTower | $25.00 | $25.00 | 1/11/2010 5:26:49 PM |
| MattLic | $25.00 | $25.00 | 1/11/2010 5:29:16 PM |
| MoneyOps | $25.00 | $25.00 | 1/11/2010 5:58:50 PM |
| Loves-Corvairs | $50.00 | $50.00 | 1/11/2010 6:28:49 PM |
| arbor1 | $25.00 | $25.00 | 1/11/2010 10:08:46 PM |
| ijspence | $25.00 | $25.00 | 1/12/2010 5:23:01 AM |
| enriching-payout | $25.00 | $25.00 | 1/12/2010 9:44:23 AM |
| basejump0 | $25.00 | $25.00 | 1/12/2010 8:59:53 AM |
| EmeritusX | $25.00 | $25.00 | 1/12/2010 11:21:02 AM |
| rdrloan | $25.00 | $25.00 | 1/12/2010 9:50:00 AM |
| dashawn | $25.00 | $25.00 | 1/12/2010 10:32:02 AM |
| fireupthegrill | $25.00 | $25.00 | 1/12/2010 10:30:14 AM |
| guaton | $25.00 | $25.00 | 1/12/2010 11:00:16 AM |
| Tasmir | $25.00 | $25.00 | 1/12/2010 1:06:27 PM |
| Anamorph | $25.00 | $25.00 | 1/12/2010 1:23:30 PM |
| rmpedi33 | $150.00 | $150.00 | 1/12/2010 1:38:45 PM |
| improvman | $25.00 | $25.00 | 1/12/2010 4:28:30 PM |
| StWaldo | $25.00 | $25.00 | 1/12/2010 5:30:00 PM |
| kalex752 | $50.00 | $50.00 | 1/12/2010 5:30:46 PM |
| BklynLender | $25.00 | $25.00 | 1/12/2010 5:31:00 PM |
| FCI | $25.00 | $25.00 | 1/12/2010 5:30:03 PM |
| budyzr | $25.00 | $25.00 | 1/12/2010 5:30:20 PM |
| SnE | $25.68 | $25.68 | 1/12/2010 5:30:32 PM |
| czar3 | $25.00 | $25.00 | 1/12/2010 5:32:28 PM |
| HibbyD | $35.00 | $35.00 | 1/12/2010 5:30:55 PM |
| AgTiPinisher | $25.00 | $25.00 | 1/12/2010 5:33:03 PM |
| Lendomatic | $25.00 | $25.00 | 1/12/2010 5:33:10 PM |
| SqueezeKing | $25.00 | $25.00 | 1/12/2010 5:31:23 PM |
| jonesboyz | $25.00 | $25.00 | 1/12/2010 5:31:27 PM |
| LoftyIdeals | $25.00 | $25.00 | 1/12/2010 5:33:33 PM |
| reefer | $44.90 | $44.90 | 1/12/2010 5:31:45 PM |
| Schuld66 | $25.00 | $25.00 | 1/12/2010 5:33:43 PM |
| geekguy | $25.00 | $25.00 | 1/12/2010 5:34:29 PM |
| celkram | $42.13 | $42.13 | 1/12/2010 5:32:44 PM |
| Phillip4ever | $25.00 | $25.00 | 1/12/2010 5:33:11 PM |
| bomdel | $25.00 | $25.00 | 1/12/2010 5:35:08 PM |
| buckeye55 | $25.00 | $25.00 | 1/12/2010 5:30:36 PM |
| jeffc92 | $34.16 | $34.16 | 1/12/2010 5:35:24 PM |
| trucklawyer | $25.00 | $25.00 | 1/12/2010 5:33:32 PM |
| jasperpants | $25.00 | $25.00 | 1/12/2010 5:35:27 PM |
| bruin558 | $45.73 | $45.73 | 1/12/2010 5:33:52 PM |
| token34 | $25.00 | $25.00 | 1/12/2010 5:35:40 PM |
| ganoman21 | $25.00 | $25.00 | 1/12/2010 5:30:53 PM |
| zyztemboy | $25.00 | $25.00 | 1/12/2010 5:31:20 PM |
| tisiphone | $25.00 | $25.00 | 1/12/2010 5:34:35 PM |
| donloah | $25.00 | $25.00 | 1/12/2010 5:34:42 PM |
| internetpreneur | $25.00 | $25.00 | 1/12/2010 5:34:49 PM |
| Sykes66 | $25.00 | $25.00 | 1/12/2010 5:31:49 PM |
| Thecozychick | $25.00 | $25.00 | 1/12/2010 5:32:03 PM |
| regahj99 | $25.00 | $25.00 | 1/12/2010 5:32:31 PM |
| BlindSquirrel | $25.00 | $25.00 | 1/12/2010 5:32:57 PM |
| frankdelraza | $25.00 | $25.00 | 1/12/2010 5:33:45 PM |
| Emgolda | $25.00 | $25.00 | 1/12/2010 5:34:32 PM |
| ManhattanLender | $25.00 | $25.00 | 1/12/2010 5:39:44 PM |
| Moby | $27.20 | $27.20 | 1/12/2010 5:41:44 PM |
| icanhelpyouout | $25.00 | $25.00 | 1/12/2010 7:09:56 PM |
| Beverly_Hills_Lender | $25.00 | $25.00 | 1/12/2010 10:49:24 PM |
| elevated-finance | $25.00 | $25.00 | 1/13/2010 5:17:33 AM |
| murren | $50.00 | $50.00 | 1/13/2010 6:03:22 AM |
| red-power-cooker | $50.00 | $50.00 | 1/13/2010 6:55:46 AM |
| chopstk | $52.10 | $52.10 | 1/13/2010 9:19:25 AM |
| nickel-pipeline | $30.00 | $30.00 | 1/13/2010 10:42:16 AM |
| jybank | $25.00 | $25.00 | 1/13/2010 11:46:27 AM |
| limoney | $30.00 | $30.00 | 1/13/2010 12:52:28 PM |
| conductor146 | $25.00 | $25.00 | 1/13/2010 1:06:05 PM |
| oreyedoc | $25.00 | $25.00 | 1/13/2010 1:20:10 PM |
| hope-lionheart1 | $50.00 | $50.00 | 1/13/2010 12:26:30 PM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/13/2010 3:03:05 PM |
| jackdempsey | $200.00 | $200.00 | 1/13/2010 3:05:58 PM |
| lucrative-loan | $50.00 | $50.00 | 1/13/2010 3:10:51 PM |
| DSK_Financials | $50.00 | $50.00 | 1/13/2010 2:33:53 PM |
| nickel-master | $25.00 | $25.00 | 1/13/2010 3:29:59 PM |
| rapid-currency | $25.00 | $25.00 | 1/13/2010 1:57:12 PM |
| careful-compassion | $50.00 | $50.00 | 1/13/2010 2:31:07 PM |
| steady-peace8 | $125.00 | $125.00 | 1/13/2010 3:13:45 PM |
| 761 bids
|
Borrower Payment Dependent Notes Series
439965
This series of Notes was issued and sold upon the funding of the borrower loan #40417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-30-2009 |
| |
Auction end date:
| Jan-06-2010 |
|
|
Starting lender yield:
| 13.05% |
Starting borrower rate/APR:
| 14.05% / 16.21% |
Starting monthly payment:
| $171.01 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $170.89 |
| |
|
Auction yield range:
| 6.20% - 13.05% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,873 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 32% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| treasure-viola |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to? consolidate debt.
My financial situation:
I am a good candidate for this loan because? I have a good, steady job with good income and low debt.? My credit rating took a hit 4 years ago when my work hours were reduced for 9 months?and I was then laid off.? Since beginning my current employment, I have paid all of my bills on time and made more than minimum payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| persistent-income2 | $25.00 | $25.00 | 12/30/2009 3:56:36 PM |
| wealth-serenity2 | $25.00 | $25.00 | 12/30/2009 4:03:41 PM |
| openness-prospector | $25.00 | $25.00 | 12/30/2009 3:56:34 PM |
| DrZoidberg | $25.00 | $25.00 | 12/30/2009 3:56:41 PM |
| Phantom99 | $25.00 | $25.00 | 12/30/2009 4:05:26 PM |
| justice-dna | $25.00 | $25.00 | 12/30/2009 4:02:41 PM |
| harmonious-revenue7 | $25.00 | $25.00 | 12/30/2009 4:06:10 PM |
| junctionking | $25.00 | $25.00 | 12/30/2009 4:06:14 PM |
| duty-sensai | $25.00 | $25.00 | 12/30/2009 4:03:28 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/30/2009 4:06:38 PM |
| top-silver-american | $25.00 | $25.00 | 12/30/2009 4:06:41 PM |
| money-maniac | $50.00 | $50.00 | 12/30/2009 4:07:11 PM |
| 4est | $25.00 | $25.00 | 12/30/2009 4:04:19 PM |
| Beeeej | $25.00 | $25.00 | 12/30/2009 4:07:25 PM |
| auction-elvis | $25.00 | $25.00 | 12/30/2009 4:07:42 PM |
| Dap2005 | $25.00 | $25.00 | 12/30/2009 4:05:37 PM |
| anders94 | $25.00 | $25.00 | 12/30/2009 4:05:47 PM |
| shanedog | $25.00 | $25.00 | 12/30/2009 4:07:58 PM |
| sxcarlson | $47.29 | $47.29 | 12/30/2009 4:08:09 PM |
| Vegasjim | $25.00 | $25.00 | 12/30/2009 4:05:44 PM |
| adama_48 | $25.00 | $25.00 | 12/30/2009 4:06:03 PM |
| sensible-order2 | $25.00 | $25.00 | 12/30/2009 4:06:17 PM |
| romario | $50.00 | $50.00 | 12/30/2009 4:05:57 PM |
| BigBoy2008 | $25.00 | $25.00 | 12/30/2009 4:06:21 PM |
| peaceful-return2 | $25.00 | $25.00 | 12/30/2009 4:06:36 PM |
| tsui517 | $25.00 | $25.00 | 12/30/2009 4:07:01 PM |
| Archchancellor | $25.00 | $25.00 | 12/30/2009 4:07:32 PM |
| mattbison | $25.00 | $25.00 | 12/30/2009 4:08:19 PM |
| Goodlender42 | $25.00 | $25.00 | 12/30/2009 4:12:26 PM |
| granitepk | $25.00 | $25.00 | 12/30/2009 4:12:41 PM |
| investment-comet | $25.00 | $25.00 | 12/30/2009 4:12:16 PM |
| circustab | $50.00 | $50.00 | 12/30/2009 4:12:30 PM |
| inspiring-reward | $25.00 | $25.00 | 12/30/2009 4:12:36 PM |
| rooosta | $25.00 | $25.00 | 12/30/2009 4:12:49 PM |
| appcoder | $30.00 | $30.00 | 12/30/2009 4:12:52 PM |
| DUDE66 | $50.00 | $50.00 | 12/30/2009 4:13:19 PM |
| community-broadcaster | $25.00 | $25.00 | 12/30/2009 4:13:15 PM |
| friendly-market5 | $25.00 | $25.00 | 12/30/2009 4:13:30 PM |
| Orca-man | $100.00 | $100.00 | 12/30/2009 4:13:35 PM |
| unk1911 | $25.00 | $25.00 | 12/30/2009 4:13:38 PM |
| thevogelfamily | $40.00 | $40.00 | 12/30/2009 4:13:53 PM |
| Syzygy | $25.00 | $22.80 | 12/30/2009 4:14:36 PM |
| tender-ore | $25.00 | $25.00 | 12/30/2009 9:04:51 PM |
| fast50gt | $70.00 | $70.00 | 1/1/2010 9:08:42 PM |
| revenue-serenity | $25.00 | $25.00 | 1/1/2010 10:52:07 PM |
| microlendblvr | $100.00 | $100.00 | 1/3/2010 7:29:17 AM |
| Delta-Kilo-7K | $25.00 | $25.00 | 1/4/2010 5:55:18 AM |
| riv701 | $25.00 | $25.00 | 1/4/2010 10:10:45 AM |
| Catz_aplenty | $25.00 | $25.00 | 1/4/2010 10:23:34 AM |
| admirable-credit | $25.00 | $25.00 | 1/4/2010 11:08:27 AM |
| Loan_shark718 | $40.00 | $40.00 | 1/4/2010 3:50:57 PM |
| kf88 | $25.00 | $25.00 | 1/4/2010 1:09:56 PM |
| VT2VA | $25.00 | $25.00 | 1/4/2010 4:46:35 PM |
| radiant-return | $25.00 | $25.00 | 1/5/2010 5:49:34 AM |
| ultimate-commitment | $25.00 | $25.00 | 1/4/2010 9:25:11 PM |
| Streamfeeder | $25.00 | $25.00 | 1/5/2010 7:02:40 AM |
| Pepper23 | $50.00 | $50.00 | 1/5/2010 8:58:02 AM |
| unger | $50.00 | $50.00 | 1/5/2010 4:15:46 PM |
| scientists | $25.00 | $25.00 | 1/5/2010 4:28:03 PM |
| worth-victor6 | $25.00 | $25.00 | 1/5/2010 7:04:09 PM |
| rsirois | $25.00 | $25.00 | 1/5/2010 6:09:54 PM |
| dorypro | $25.00 | $25.00 | 1/6/2010 11:35:16 AM |
| patriot384 | $75.00 | $75.00 | 1/6/2010 11:53:01 AM |
| next-time | $25.00 | $25.00 | 1/6/2010 6:01:50 AM |
| asset-caballero | $25.00 | $25.00 | 1/6/2010 7:36:02 AM |
| Bito03 | $25.00 | $25.00 | 1/6/2010 8:01:01 AM |
| AF-Chief | $38.00 | $38.00 | 1/6/2010 2:48:01 PM |
| ghinga | $25.00 | $25.00 | 1/6/2010 12:09:30 PM |
| smartyP | $25.00 | $25.00 | 12/30/2009 3:56:39 PM |
| SeaDevil | $50.00 | $50.00 | 12/30/2009 3:56:44 PM |
| joshua2001 | $25.00 | $25.00 | 12/30/2009 4:03:33 PM |
| nickel-advocator | $25.00 | $25.00 | 12/30/2009 3:56:31 PM |
| time4aloan | $50.00 | $50.00 | 12/30/2009 3:56:47 PM |
| lending-bear | $50.00 | $50.00 | 12/30/2009 4:00:53 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/30/2009 4:06:00 PM |
| ccaxid57 | $25.00 | $25.00 | 12/30/2009 4:06:32 PM |
| investment-defender | $25.00 | $25.00 | 12/30/2009 4:03:39 PM |
| tomas090 | $25.00 | $25.00 | 12/30/2009 4:06:58 PM |
| CPDDDS | $50.00 | $50.00 | 12/30/2009 4:07:04 PM |
| CASHGIRL | $40.00 | $40.00 | 12/30/2009 4:07:08 PM |
| NR | $25.00 | $25.00 | 12/30/2009 4:05:39 PM |
| p123 | $50.00 | $50.00 | 12/30/2009 4:05:53 PM |
| GATrust | $50.00 | $50.00 | 12/30/2009 4:08:16 PM |
| cpaphoto | $25.00 | $25.00 | 12/30/2009 4:06:07 PM |
| dhw1 | $50.00 | $50.00 | 12/30/2009 4:06:25 PM |
| smart-return | $25.00 | $25.00 | 12/30/2009 4:06:44 PM |
| thoughtful-community7 | $25.00 | $25.00 | 12/30/2009 4:07:14 PM |
| 30Sky | $25.00 | $25.00 | 12/30/2009 4:07:17 PM |
| terryaj | $25.00 | $25.00 | 12/30/2009 4:07:29 PM |
| bountiful-bazaar | $25.00 | $25.00 | 12/30/2009 4:07:36 PM |
| kaiger | $25.00 | $25.00 | 12/30/2009 4:07:39 PM |
| scottr | $25.00 | $25.00 | 12/30/2009 4:08:04 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/30/2009 4:07:50 PM |
| GElender | $50.00 | $50.00 | 12/30/2009 4:07:54 PM |
| credit-force5 | $25.00 | $25.00 | 12/30/2009 4:08:14 PM |
| first-fund-empenada | $25.00 | $25.00 | 12/30/2009 4:12:21 PM |
| gallant-camaraderi | $25.00 | $25.00 | 12/30/2009 4:12:44 PM |
| ambmba | $25.00 | $25.00 | 12/30/2009 4:13:49 PM |
| jswanso2 | $25.00 | $25.00 | 12/30/2009 4:13:58 PM |
| steadhouse | $50.00 | $50.00 | 12/30/2009 4:12:13 PM |
| carlover | $25.00 | $25.00 | 12/30/2009 4:14:25 PM |
| atothez | $50.00 | $50.00 | 12/30/2009 4:12:35 PM |
| Purposeful | $100.00 | $100.00 | 12/30/2009 4:12:38 PM |
| Boom00 | $25.00 | $25.00 | 12/30/2009 4:12:56 PM |
| emelia | $25.00 | $25.00 | 12/30/2009 4:12:46 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 12/30/2009 4:13:03 PM |
| oreyedoc | $25.00 | $25.00 | 12/30/2009 4:13:27 PM |
| totoro | $25.00 | $25.00 | 12/30/2009 4:17:26 PM |
| sparkmeister | $25.00 | $25.00 | 12/30/2009 4:28:45 PM |
| wwwUniversal | $25.00 | $25.00 | 12/30/2009 4:32:24 PM |
| ThomasTrain | $25.00 | $25.00 | 12/31/2009 5:29:20 AM |
| orange-value-exec | $25.00 | $25.00 | 1/2/2010 4:19:44 AM |
| FALLEN234 | $74.13 | $74.13 | 1/2/2010 7:51:55 AM |
| justin323 | $25.00 | $25.00 | 1/3/2010 6:41:31 PM |
| yield-hero4 | $50.00 | $50.00 | 1/4/2010 7:55:15 AM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/4/2010 4:22:25 PM |
| timtheman1 | $50.00 | $50.00 | 1/4/2010 4:52:07 PM |
| vladimilasky | $25.00 | $25.00 | 1/5/2010 5:25:45 AM |
| cerebral-return3 | $25.00 | $25.00 | 1/5/2010 8:27:02 AM |
| 4mydaughterseducation | $30.12 | $30.12 | 1/4/2010 8:33:00 PM |
| rockhound84 | $25.00 | $25.00 | 1/5/2010 10:51:43 AM |
| JBG | $25.00 | $25.00 | 1/5/2010 1:24:30 PM |
| caseattle | $25.00 | $25.00 | 1/5/2010 9:31:00 AM |
| Busekrc | $30.00 | $30.00 | 1/5/2010 4:00:44 PM |
| steady-dime | $100.00 | $100.00 | 1/5/2010 4:27:44 PM |
| jybank | $25.00 | $25.00 | 1/5/2010 4:44:23 PM |
| banker366 | $25.00 | $25.00 | 1/5/2010 6:19:44 PM |
| careful-compassion | $100.00 | $100.00 | 1/6/2010 11:08:00 AM |
| KTOWN | $27.66 | $27.66 | 1/6/2010 12:09:53 PM |
| wild-orange | $25.00 | $25.00 | 1/6/2010 1:29:51 AM |
| velocity-winner | $25.00 | $25.00 | 1/6/2010 1:27:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/6/2010 7:31:04 AM |
| crdcteng | $25.00 | $25.00 | 1/6/2010 8:33:50 AM |
| UBOtto186 | $25.00 | $25.00 | 1/6/2010 8:23:44 AM |
| credit-coach118 | $40.00 | $40.00 | 1/6/2010 8:53:37 AM |
| Sven79 | $50.00 | $50.00 | 1/6/2010 10:07:46 AM |
| RugbyD | $50.00 | $50.00 | 1/6/2010 10:56:04 AM |
| RTPCorporation | $50.00 | $50.00 | 1/6/2010 11:11:47 AM |
| LifelineLending | $25.00 | $25.00 | 1/6/2010 11:40:51 AM |
| yu-rik | $75.00 | $75.00 | 1/6/2010 2:36:09 PM |
| CommerciaLender | $25.00 | $25.00 | 1/6/2010 1:56:11 PM |
| The-CAPS-fan | $45.00 | $45.00 | 1/6/2010 2:32:54 PM |
| StocksMan | $50.00 | $50.00 | 1/6/2010 3:54:28 PM |
| 143 bids
|
Borrower Payment Dependent Notes Series
440433
This series of Notes was issued and sold upon the funding of the borrower loan #40403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 4
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 20y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| enriching-funds736 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off back taxes owed
Purpose of loan:
This loan will be used to?pay back taxes owed to the IRS.
My financial situation:is just one closed credit card account with a balance of 3,567.
I am a good candidate for this loan because?I have only the closed credit card debt.
Monthly net income: $ 2452
Monthly expenses: $
??Housing: $1355
??Insurance: $52
??Car expenses: $60
??Utilities: $150
??Phone, cable, internet: $99
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $143
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You've had a lot of deliquencies. What were they for? How do you plan on repaying the loan? - Jinja
A:
My deliquencies have been for been for late mortgage payments and credit card payments. I sold the house and paid almost all of my debt except for 3,567 on my closed credit card account. I now have the extra money to pay on a loan since my expenses have now become a lot less. This loan is to pay the IRS for 2008 back taxes and to prevent levies against my pay.
(Jan-04-2010)
Q:
I thought that you had to pay the entire debt when you closed a credit card. Is this true for you? - CMDCO
A:
I had payed my credit card off a few times before but when I became late on my payments too many times the credit union closed my account. So now I have a remaining balance of 3,567 to pay.
(Jan-05-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dougndoe | $35.00 | $35.00 | 12/31/2009 3:55:46 PM |
| rolo12 | $50.00 | $50.00 | 12/31/2009 3:55:44 PM |
| time4aloan | $25.00 | $25.00 | 12/31/2009 3:59:26 PM |
| lcole32 | $25.00 | $25.00 | 12/31/2009 4:11:01 PM |
| sensible-order2 | $25.00 | $25.00 | 12/31/2009 4:19:44 PM |
| CASHGIRL | $25.00 | $25.00 | 12/31/2009 4:20:00 PM |
| atothez | $50.00 | $50.00 | 12/31/2009 4:20:17 PM |
| LR_Biker | $25.00 | $25.00 | 12/31/2009 4:20:21 PM |
| westend | $25.00 | $25.00 | 12/31/2009 4:20:28 PM |
| delicious-social132 | $25.00 | $25.00 | 12/31/2009 4:21:07 PM |
| helping-out | $25.00 | $25.00 | 12/31/2009 4:21:12 PM |
| unk1911 | $25.00 | $25.00 | 12/31/2009 4:09:50 PM |
| scottr | $25.00 | $25.00 | 12/31/2009 4:20:14 PM |
| adama_48 | $25.00 | $25.00 | 12/31/2009 4:20:25 PM |
| red-ready-principal | $100.00 | $100.00 | 12/31/2009 6:26:18 PM |
| lry651 | $25.00 | $25.00 | 12/31/2009 6:36:26 PM |
| MitchD | $25.00 | $25.00 | 12/31/2009 6:36:31 PM |
| niceville80 | $25.00 | $25.00 | 12/31/2009 4:19:58 PM |
| larrybird | $100.00 | $100.00 | 12/31/2009 4:20:15 PM |
| CROBRUN | $25.00 | $25.00 | 12/31/2009 4:20:19 PM |
| rickp | $25.00 | $25.00 | 12/31/2009 4:20:30 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 12/31/2009 4:21:07 PM |
| Najaca | $25.00 | $25.00 | 12/31/2009 6:36:24 PM |
| cheaplender | $25.00 | $25.00 | 12/31/2009 6:36:29 PM |
| djh47a | $25.00 | $25.00 | 12/31/2009 4:21:26 PM |
| contract-voltage | $25.00 | $12.58 | 12/31/2009 6:37:03 PM |
| beakerfish | $25.00 | $25.00 | 12/31/2009 4:21:28 PM |
| Phantom99 | $25.00 | $25.00 | 12/31/2009 4:35:42 PM |
| kevlar | $28.75 | $28.75 | 12/31/2009 9:43:23 PM |
| Ananya | $25.00 | $25.00 | 12/31/2009 6:06:43 PM |
| MO_Investor | $25.00 | $25.00 | 12/31/2009 6:36:24 PM |
| return-poblano | $25.00 | $25.00 | 12/31/2009 6:36:28 PM |
| studious-responsibility | $25.00 | $25.00 | 12/31/2009 6:36:34 PM |
| impala6464 | $50.00 | $50.00 | 12/31/2009 9:46:34 PM |
| what_goes_around | $25.00 | $25.00 | 1/2/2010 3:11:29 AM |
| jgshinn | $25.00 | $25.00 | 1/2/2010 7:24:48 PM |
| SolarMoonshine | $25.00 | $25.00 | 1/4/2010 5:38:47 PM |
| librealfin | $54.00 | $54.00 | 1/5/2010 10:48:15 AM |
| bst | $25.00 | $25.00 | 1/5/2010 4:35:26 PM |
| gpuck | $25.00 | $25.00 | 1/5/2010 4:53:55 PM |
| cunning-bill | $25.00 | $25.00 | 1/5/2010 8:48:33 PM |
| Ronnieboy888 | $25.00 | $25.00 | 1/6/2010 10:17:41 AM |
| Calif-smo | $25.00 | $25.00 | 1/5/2010 9:30:07 PM |
| Tono | $25.00 | $25.00 | 1/6/2010 3:35:57 PM |
| millioncan | $25.00 | $25.00 | 1/6/2010 5:58:40 PM |
| rjsdsu | $25.00 | $25.00 | 1/6/2010 4:10:43 PM |
| Leshan | $25.00 | $25.00 | 1/7/2010 7:04:54 AM |
| Bob450 | $25.00 | $25.00 | 1/7/2010 7:40:50 AM |
| hard-working-loot | $25.00 | $25.00 | 12/31/2009 3:55:47 PM |
| regooks | $25.00 | $25.00 | 12/31/2009 3:55:53 PM |
| moola-phase | $25.00 | $25.00 | 12/31/2009 3:55:49 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/31/2009 3:56:14 PM |
| tuneman1980 | $25.00 | $25.00 | 12/31/2009 3:57:21 PM |
| loan-squadron | $30.00 | $30.00 | 12/31/2009 4:10:16 PM |
| BankofBen | $25.00 | $25.00 | 12/31/2009 4:19:40 PM |
| kt103099 | $25.00 | $25.00 | 12/31/2009 4:19:41 PM |
| inspiring-reward | $25.00 | $25.00 | 12/31/2009 4:20:22 PM |
| galtsgulch | $25.00 | $25.00 | 12/31/2009 4:09:58 PM |
| Brainworm | $25.00 | $25.00 | 12/31/2009 4:10:29 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/31/2009 4:19:50 PM |
| forthright-dedication | $25.00 | $25.00 | 12/31/2009 4:20:04 PM |
| WMY-Investor | $25.00 | $25.00 | 12/31/2009 4:20:05 PM |
| handy-justice | $51.00 | $51.00 | 12/31/2009 4:20:08 PM |
| isfahanian | $25.00 | $25.00 | 12/31/2009 6:28:41 PM |
| market-builder | $25.00 | $25.00 | 12/31/2009 4:21:00 PM |
| christinaregina | $25.00 | $25.00 | 12/31/2009 6:36:23 PM |
| BankofRon | $25.00 | $25.00 | 12/31/2009 6:36:30 PM |
| bazzer | $25.00 | $25.00 | 12/31/2009 4:41:36 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/31/2009 4:10:01 PM |
| note-tent | $25.00 | $25.00 | 12/31/2009 4:19:43 PM |
| Tammy102800 | $25.00 | $25.00 | 12/31/2009 4:19:46 PM |
| kegs | $100.00 | $100.00 | 12/31/2009 4:19:57 PM |
| Rob717171 | $25.00 | $25.00 | 12/31/2009 4:20:02 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/31/2009 4:20:26 PM |
| crjloan | $25.00 | $25.00 | 12/31/2009 6:36:22 PM |
| lowcostmoney | $25.00 | $25.00 | 12/31/2009 6:36:27 PM |
| jleng | $25.00 | $25.00 | 12/31/2009 6:36:35 PM |
| bid-chuckler | $25.00 | $25.00 | 12/31/2009 6:27:38 PM |
| new-goodhearted-money | $25.00 | $25.00 | 12/31/2009 6:36:21 PM |
| super100 | $25.00 | $25.00 | 12/31/2009 6:36:26 PM |
| winmals | $25.00 | $25.00 | 12/31/2009 6:36:32 PM |
| DasMula | $25.00 | $25.00 | 1/1/2010 9:53:41 PM |
| what_goes_around | $100.00 | $100.00 | 1/2/2010 3:11:06 AM |
| Carne_Chung | $25.00 | $25.00 | 1/3/2010 12:22:17 AM |
| Sambamm1 | $25.00 | $25.00 | 1/3/2010 12:44:29 PM |
| jab4590 | $25.00 | $25.00 | 1/4/2010 10:05:30 PM |
| JustMee | $25.00 | $25.00 | 1/5/2010 8:04:29 AM |
| leverage-hawk | $25.00 | $25.00 | 1/5/2010 4:48:18 PM |
| glenium | $25.00 | $25.00 | 1/6/2010 3:23:49 AM |
| asian808 | $25.00 | $25.00 | 1/6/2010 1:20:25 PM |
| Capit0l | $25.00 | $25.00 | 1/6/2010 4:46:56 PM |
| unger | $50.00 | $50.00 | 1/7/2010 2:37:04 AM |
| systematic-fairness | $25.00 | $25.00 | 1/6/2010 5:31:18 PM |
| bid-acrobat4 | $36.98 | $36.98 | 1/6/2010 5:48:54 PM |
| The-CAPS-fan | $25.00 | $25.00 | 1/7/2010 7:14:15 AM |
| benevolent-capital1 | $25.00 | $25.00 | 1/7/2010 8:37:44 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/6/2010 10:00:36 PM |
| JauaFlash | $26.69 | $26.69 | 1/7/2010 11:24:12 AM |
| 98 bids
|
Borrower Payment Dependent Notes Series
440491
This series of Notes was issued and sold upon the funding of the borrower loan #40419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-31-2009 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 30.01% |
Starting monthly payment:
| $61.56 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.54% |
Final monthly payment:
| $58.06 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.47% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 6
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 48 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $430 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| bill-accord |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff personal debt
Purpose of loan:
This loan will be used to?payoff personal debt/dental bills
My financial situation:
I am a good candidate for this loan because?I have always had credit in the high 700's.?? I was unemployed for an extended time in 08, and while I made payments for most of that time, fell behind in the last months of unemployment.?? My credit has suffered and while I wait for my mortgage company to do a modification for the unemployment period, it is very high interest I am willing to pay.?? I am not at risk of being unemployed again in the foreseeable future.?? I work hard and make good money.?
Monthly net income: $ gross 6933, net $5503 plus overtime
Monthly expenses: $
$3500
I make more than my expenses and have residual, however, I don't have the means to borrower money through traditinal means.? I will pay the money back quickly, within a couple of months.
Thank you for your consideration, and a very?Happy New?Year? !
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rjsdsu | $50.00 | $50.00 | 1/2/2010 6:14:06 PM |
| E-B | $50.00 | $50.00 | 1/7/2010 2:32:17 AM |
| principal-star | $25.00 | $25.00 | 1/6/2010 8:06:21 PM |
| Stingray8a | $25.00 | $25.00 | 1/6/2010 7:48:09 PM |
| integrity-doctor | $50.00 | $50.00 | 1/6/2010 8:40:52 PM |
| The-CAPS-fan | $25.00 | $25.00 | 1/7/2010 7:17:13 AM |
| OPEO | $25.00 | $25.00 | 1/7/2010 6:54:16 AM |
| realtormoises | $25.00 | $25.00 | 1/7/2010 8:17:06 AM |
| hoss359 | $100.00 | $100.00 | 1/7/2010 8:49:43 AM |
| the-profit-oracle | $25.00 | $25.00 | 1/7/2010 8:15:50 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/7/2010 2:15:50 PM |
| yurison | $25.00 | $25.00 | 1/7/2010 2:24:37 PM |
| Lear31 | $25.00 | $25.00 | 1/7/2010 3:11:47 PM |
| thisbucksforu | $25.00 | $25.00 | 1/7/2010 3:52:16 PM |
| SCRUGZY | $25.00 | $25.00 | 1/7/2010 3:53:37 PM |
| 0403 | $25.00 | $25.00 | 1/7/2010 3:55:38 PM |
| wild-orange | $25.00 | $25.00 | 1/7/2010 12:17:17 PM |
| lemontree | $100.00 | $100.00 | 1/7/2010 2:01:02 PM |
| patriot384 | $50.00 | $50.00 | 1/7/2010 3:55:46 PM |
| Unison | $57.52 | $57.52 | 1/7/2010 3:48:22 PM |
| unger | $50.00 | $50.00 | 1/7/2010 3:52:30 PM |
| transaction-circuit | $25.00 | $25.00 | 1/5/2010 10:31:29 AM |
| crdcteng | $50.00 | $50.00 | 1/6/2010 8:24:53 AM |
| circustab | $50.00 | $50.00 | 1/6/2010 7:07:17 AM |
| Streamfeeder | $25.00 | $25.00 | 1/6/2010 7:42:39 AM |
| asian808 | $25.00 | $25.00 | 1/6/2010 1:29:46 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/6/2010 7:07:33 PM |
| raccoon123 | $50.00 | $50.00 | 1/7/2010 8:41:46 AM |
| honorable-yield | $25.00 | $25.00 | 1/7/2010 8:54:32 AM |
| krink1 | $100.00 | $5.79 | 1/7/2010 10:23:11 AM |
| rockymtbob | $25.00 | $25.00 | 1/7/2010 10:26:45 AM |
| Leshan | $25.00 | $25.00 | 1/7/2010 7:08:07 AM |
| JauaFlash | $26.69 | $26.69 | 1/7/2010 11:24:48 AM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/7/2010 3:53:12 PM |
| IASKGOD | $25.00 | $25.00 | 1/7/2010 2:50:50 PM |
| Ven58 | $25.00 | $25.00 | 1/7/2010 3:12:18 PM |
| ghinga | $25.00 | $25.00 | 1/7/2010 3:52:21 PM |
| ERJ | $25.00 | $25.00 | 1/7/2010 3:54:37 PM |
| nickel-master | $35.00 | $35.00 | 1/7/2010 3:50:04 PM |
| Bob450 | $25.00 | $25.00 | 1/7/2010 3:51:46 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
440589
This series of Notes was issued and sold upon the funding of the borrower loan #40438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 9.50% |
Starting borrower rate/APR:
| 10.50% / 14.07% |
Starting monthly payment:
| $32.50 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 14.07% |
Final monthly payment:
| $32.50 |
| |
|
Auction yield range:
| 4.20% - 9.50% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.37% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 9
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,999 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 39% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| speedy-bonus |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off A High Credit Card
Purpose of loan:
This loan will be used to pay off a extremely high interest rate credit cards.
My financial situation:
I am a good candidate for this loan because?
I work both full time and part time.? I am very dependable and just got myself into a bind when I was laid off.? Now I just need a little help to get back on my feet and get some breathing room.
Monthly net income: $ 1400
Monthly expenses: $1411
??Housing: $600
? Credit Cards $413
??Insurance: $68
??Car expenses: $200
??Utilities: $0
??Phone, cable, internet: $130
??Food, entertainment: $120
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ALFLoan | $25.00 | $25.00 | 1/6/2010 9:40:02 AM |
| yield-hero4 | $50.00 | $50.00 | 1/6/2010 10:53:05 AM |
| three-for-6 | $200.00 | $132.59 | 1/6/2010 4:52:16 PM |
| SCD | $25.00 | $25.00 | 1/6/2010 5:42:30 PM |
| lonix | $25.00 | $25.00 | 1/6/2010 6:36:59 PM |
| lakefront5 | $40.00 | $40.00 | 1/7/2010 8:52:28 AM |
| singletrck | $25.00 | $25.00 | 1/7/2010 8:50:49 AM |
| caseattle | $25.00 | $25.00 | 1/7/2010 1:56:36 PM |
| golfreak923 | $26.81 | $26.81 | 1/7/2010 10:50:21 AM |
| CSAworker | $25.00 | $25.00 | 1/7/2010 11:51:17 AM |
| revenue-appraiser | $50.60 | $50.60 | 1/7/2010 1:18:16 PM |
| JGuide | $25.00 | $25.00 | 1/7/2010 2:16:53 PM |
| BlueProteus | $25.00 | $25.00 | 1/7/2010 7:08:18 PM |
| payout-magician | $25.00 | $25.00 | 1/7/2010 8:26:24 PM |
| HealthAndSafety | $100.00 | $100.00 | 1/7/2010 8:15:24 PM |
| agbullet55443 | $100.00 | $100.00 | 1/5/2010 9:43:51 PM |
| admirable-credit | $25.00 | $25.00 | 1/6/2010 4:19:01 PM |
| spruce2 | $25.00 | $25.00 | 1/7/2010 7:12:32 AM |
| tomjac2000 | $25.00 | $25.00 | 1/6/2010 7:22:03 PM |
| dime-neutron | $25.00 | $25.00 | 1/7/2010 10:03:32 AM |
| uvumf | $25.00 | $25.00 | 1/7/2010 11:35:13 AM |
| rpg | $50.00 | $50.00 | 1/7/2010 11:45:23 AM |
| iolaire | $25.00 | $25.00 | 1/7/2010 11:55:46 AM |
| Cherrypicker | $50.00 | $50.00 | 1/7/2010 1:32:34 PM |
| RandyL3 | $25.00 | $25.00 | 1/7/2010 4:26:48 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
440621
This series of Notes was issued and sold upon the funding of the borrower loan #40429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 36.74% |
Final monthly payment:
| $134.52 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.76% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,092 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| brightest-dime-launcher |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING OFF CREDIT CARDS
Purpose of loan:
This loan will be used to?
pay for my existing credit cards debt
My financial situation:
I am a good candidate for this loan because?I have? 2 jobs at present?
Monthly net income: $ 4600
Monthly expenses: $
??Housing: $ 445
??Insurance: $ 180
??Car expenses: $ 400
??Utilities: $?80
??Phone, cable, internet: $ 20
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 350
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| time4aloan | $25.00 | $25.00 | 1/4/2010 9:41:33 AM |
| hard-working-loot | $25.00 | $25.00 | 1/4/2010 9:36:52 AM |
| flexible-economy2 | $50.00 | $50.00 | 1/4/2010 9:55:14 AM |
| CASHGIRL | $25.00 | $25.00 | 1/4/2010 10:06:32 AM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 10:06:35 AM |
| inspiring-reward | $50.00 | $50.00 | 1/4/2010 10:06:56 AM |
| note-tent | $25.00 | $25.00 | 1/4/2010 10:06:11 AM |
| WalnutCreekguy | $25.00 | $25.00 | 1/4/2010 10:06:24 AM |
| handy-justice | $50.00 | $32.23 | 1/4/2010 10:06:43 AM |
| kt103099 | $25.00 | $25.00 | 1/4/2010 10:06:09 AM |
| kegs | $100.00 | $100.00 | 1/4/2010 10:06:27 AM |
| forthright-dedication | $25.00 | $25.00 | 1/4/2010 10:06:37 AM |
| SamuelChee | $34.77 | $34.77 | 1/4/2010 1:03:55 PM |
| reflective-rupee | $100.00 | $100.00 | 1/4/2010 6:49:46 PM |
| hellasow | $25.00 | $25.00 | 1/5/2010 1:29:49 AM |
| wise-silver-wonder | $25.00 | $25.00 | 1/5/2010 3:38:19 PM |
| mt3209 | $25.00 | $25.00 | 1/5/2010 10:33:18 AM |
| cashhelp | $25.00 | $25.00 | 1/5/2010 3:38:48 PM |
| Peterman | $50.00 | $50.00 | 1/5/2010 12:56:24 PM |
| admirable-credit | $25.00 | $25.00 | 1/5/2010 4:19:24 PM |
| reflective-rupee | $75.00 | $75.00 | 1/5/2010 4:35:33 PM |
| reflective-rupee | $25.00 | $25.00 | 1/5/2010 4:35:09 PM |
| cunning-bill | $33.00 | $33.00 | 1/5/2010 9:02:54 PM |
| unger | $50.00 | $50.00 | 1/6/2010 3:08:07 AM |
| charming-point | $300.00 | $300.00 | 1/6/2010 7:27:33 AM |
| aultraman | $25.00 | $25.00 | 1/5/2010 5:07:15 PM |
| heerzaquestion | $50.00 | $50.00 | 1/5/2010 6:07:52 PM |
| asian808 | $25.00 | $25.00 | 1/6/2010 1:22:36 PM |
| heritage_loans | $25.00 | $25.00 | 1/6/2010 3:05:58 PM |
| Tono | $25.00 | $25.00 | 1/6/2010 4:28:07 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 1/6/2010 9:57:40 PM |
| loss-of-control | $25.00 | $25.00 | 1/6/2010 4:51:51 PM |
| piter-to-la-investment | $25.00 | $25.00 | 1/6/2010 5:25:33 PM |
| fantasysports | $25.00 | $25.00 | 1/6/2010 5:37:37 PM |
| raccoon123 | $50.00 | $50.00 | 1/7/2010 8:57:25 AM |
| pemb0023 | $25.00 | $25.00 | 1/4/2010 9:35:11 AM |
| BankofBen | $25.00 | $25.00 | 1/4/2010 10:06:06 AM |
| Tammy102800 | $25.00 | $25.00 | 1/4/2010 10:06:19 AM |
| niceville80 | $25.00 | $25.00 | 1/4/2010 10:06:30 AM |
| sensible-order2 | $25.00 | $25.00 | 1/4/2010 10:06:14 AM |
| WMY-Investor | $25.00 | $25.00 | 1/4/2010 10:06:40 AM |
| Bob450 | $25.00 | $25.00 | 1/4/2010 1:39:27 PM |
| GeoLender | $25.00 | $25.00 | 1/4/2010 4:04:03 PM |
| penny-surgeon | $25.00 | $25.00 | 1/4/2010 6:51:53 PM |
| bankbuddy55 | $50.00 | $50.00 | 1/4/2010 7:59:20 PM |
| bondhedger | $25.00 | $25.00 | 1/5/2010 3:42:58 PM |
| reflective-rupee | $100.00 | $100.00 | 1/5/2010 4:35:20 PM |
| FinDoc | $25.00 | $25.00 | 1/5/2010 4:15:36 PM |
| reflective-rupee | $100.00 | $100.00 | 1/5/2010 4:35:53 PM |
| reflective-rupee | $100.00 | $100.00 | 1/5/2010 4:35:42 PM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/5/2010 4:46:18 PM |
| SolarMoonshine | $50.00 | $50.00 | 1/5/2010 5:40:45 PM |
| CincyTex | $50.00 | $50.00 | 1/5/2010 6:16:09 PM |
| DenimCapital | $100.00 | $100.00 | 1/5/2010 6:20:41 PM |
| Ronnieboy888 | $25.00 | $25.00 | 1/6/2010 10:18:32 AM |
| Happy-Man | $25.00 | $25.00 | 1/6/2010 11:52:46 AM |
| TicTac | $25.00 | $25.00 | 1/6/2010 2:04:02 PM |
| AtlantistoXanadu | $100.00 | $100.00 | 1/6/2010 4:48:24 PM |
| DasMula | $150.00 | $150.00 | 1/6/2010 11:04:15 PM |
| deepblue34 | $25.00 | $25.00 | 1/6/2010 5:40:52 PM |
| honorable-yield | $25.00 | $25.00 | 1/7/2010 9:05:17 AM |
| felicity-daydream | $50.00 | $50.00 | 1/7/2010 7:22:39 AM |
| buffalobills | $25.00 | $25.00 | 1/7/2010 7:36:03 AM |
| 63 bids
|
Borrower Payment Dependent Notes Series
440727
This series of Notes was issued and sold upon the funding of the borrower loan #40422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-11-2010 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $252.54 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $252.35 |
| |
|
Auction yield range:
| 3.20% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1972 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 860-879 (Jan-2010) |
Current / open credit lines:
| 20
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 45 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,052 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| orange-open-durability |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Giants PSL
Purpose of loan:
This loan will be used to?
The loan is to be used to purchase the balance owed on a New York Giants personal seat license (PSL). More than half of the cost of this has been paid but the remainder will be due in the near future,? The Giants are charging a personal seat license fee for seats at the new stadium that will be available for the 2010 season.
My financial situation:
I am a good candidate for this loan because? I have never missed a payment (home mortgage, auto loan, credit cards, whatever). I currently have a mortgage, auto lease, and credit cards balances which I am paying and current. This remaining balance is a bit high to pay at once so I need a mechanism to spread the payments out which this loan would provide.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| elasermd | $50.00 | $50.00 | 1/4/2010 9:33:48 AM |
| nuclearmoose | $25.00 | $25.00 | 1/4/2010 9:37:08 AM |
| time4aloan | $25.00 | $25.00 | 1/4/2010 9:41:38 AM |
| ChicoBob | $50.00 | $50.00 | 1/4/2010 9:37:25 AM |
| Pasagam | $25.00 | $25.00 | 1/4/2010 9:40:18 AM |
| Binan | $25.00 | $25.00 | 1/4/2010 9:39:03 AM |
| inventive-wealth2 | $25.00 | $25.00 | 1/4/2010 9:39:38 AM |
| first-pragmatic-note | $25.00 | $25.00 | 1/4/2010 9:41:24 AM |
| kenji4861 | $25.00 | $25.00 | 1/4/2010 9:48:15 AM |
| Avala | $25.00 | $25.00 | 1/4/2010 9:55:39 AM |
| BlindProphet | $25.00 | $25.00 | 1/4/2010 9:57:55 AM |
| microlendblvr | $100.00 | $100.00 | 1/4/2010 9:58:06 AM |
| skillful-diversification2 | $25.00 | $25.00 | 1/4/2010 10:01:32 AM |
| note-tent | $50.00 | $50.00 | 1/4/2010 9:57:07 AM |
| larrybird | $100.00 | $100.00 | 1/4/2010 9:58:53 AM |
| asdf9876 | $25.00 | $25.00 | 1/4/2010 9:59:23 AM |
| portfolio-zone801 | $25.00 | $25.00 | 1/4/2010 9:59:56 AM |
| AmericanCredit | $25.00 | $25.00 | 1/4/2010 10:00:08 AM |
| credit-force5 | $25.00 | $25.00 | 1/4/2010 10:04:32 AM |
| dime-neutron | $25.00 | $25.00 | 1/4/2010 10:05:10 AM |
| jbaum | $100.00 | $100.00 | 1/4/2010 10:01:24 AM |
| USMC0311 | $25.00 | $25.00 | 1/4/2010 10:08:55 AM |
| BankofBen | $250.00 | $250.00 | 1/4/2010 10:03:53 AM |
| handy-justice | $25.00 | $25.00 | 1/4/2010 10:10:29 AM |
| cerebral-return3 | $25.00 | $25.00 | 1/4/2010 10:12:18 AM |
| honorable-yield | $75.00 | $75.00 | 1/4/2010 10:00:24 AM |
| greenwell | $50.00 | $50.00 | 1/4/2010 10:00:35 AM |
| elevated-platinum5 | $25.00 | $25.00 | 1/4/2010 10:01:50 AM |
| the-money-gargantuan | $25.00 | $25.00 | 1/4/2010 10:03:13 AM |
| Gibbyland | $100.00 | $100.00 | 1/4/2010 10:25:31 AM |
| junctionking | $25.00 | $25.00 | 1/4/2010 10:04:01 AM |
| CASHGIRL | $75.00 | $75.00 | 1/4/2010 10:04:42 AM |
| exciting-responsibility3 | $25.00 | $25.00 | 1/4/2010 10:05:35 AM |
| Ananya | $25.00 | $25.00 | 1/4/2010 10:07:42 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 1/4/2010 10:21:26 AM |
| kulender | $30.00 | $30.00 | 1/4/2010 10:10:23 AM |
| Supervark | $25.00 | $25.00 | 1/4/2010 10:10:41 AM |
| neenerman | $25.00 | $25.00 | 1/4/2010 10:41:55 AM |
| auction-elvis | $25.00 | $25.00 | 1/4/2010 10:42:41 AM |
| inspired-contract9 | $50.00 | $50.00 | 1/4/2010 10:43:08 AM |
| internetpreneur | $25.00 | $25.00 | 1/4/2010 10:24:57 AM |
| cash-boots | $25.00 | $25.00 | 1/4/2010 10:44:36 AM |
| natmonkey | $25.00 | $25.00 | 1/4/2010 10:44:44 AM |
| buukyak | $25.00 | $25.00 | 1/4/2010 10:44:55 AM |
| bigphish | $25.00 | $25.00 | 1/4/2010 10:25:44 AM |
| ljay | $25.00 | $25.00 | 1/4/2010 10:26:32 AM |
| vkorichkov | $35.00 | $35.00 | 1/4/2010 10:46:17 AM |
| outtahoth2o | $100.00 | $100.00 | 1/4/2010 10:46:23 AM |
| Artist_Blue | $25.00 | $25.00 | 1/4/2010 10:46:45 AM |
| treasure-amplifier6 | $25.00 | $25.00 | 1/4/2010 10:28:39 AM |
| teller | $60.00 | $60.00 | 1/4/2010 10:47:15 AM |
| schpere | $30.00 | $30.00 | 1/4/2010 10:47:37 AM |
| tolstoy00 | $25.00 | $25.00 | 1/4/2010 10:35:57 AM |
| alpinaut | $25.00 | $25.00 | 1/4/2010 10:49:02 AM |
| elegant-income3 | $25.00 | $25.00 | 1/4/2010 10:49:24 AM |
| forthright-dedication | $25.00 | $2.68 | 1/4/2010 10:49:45 AM |
| flopcat | $25.00 | $25.00 | 1/4/2010 10:43:04 AM |
| leodaguy | $25.00 | $25.00 | 1/4/2010 10:43:26 AM |
| Walkingcowboy | $25.00 | $25.00 | 1/4/2010 10:43:47 AM |
| magical-greenback | $55.00 | $55.00 | 1/4/2010 10:43:53 AM |
| mikeandcat | $100.00 | $100.00 | 1/4/2010 10:43:57 AM |
| shamrocker | $25.00 | $25.00 | 1/4/2010 10:44:31 AM |
| toblerone | $25.00 | $25.00 | 1/4/2010 10:45:04 AM |
| Tc11902 | $50.00 | $50.00 | 1/4/2010 10:42:10 AM |
| Katburg | $50.00 | $50.00 | 1/4/2010 10:43:14 AM |
| ven | $25.00 | $25.00 | 1/4/2010 10:46:51 AM |
| Attract | $25.00 | $25.00 | 1/4/2010 10:43:39 AM |
| jybank | $50.00 | $50.00 | 1/4/2010 11:02:09 AM |
| discrete-asset | $25.00 | $25.00 | 1/4/2010 10:47:19 AM |
| head | $25.00 | $25.00 | 1/4/2010 10:47:25 AM |
| AF-Chief | $35.00 | $35.00 | 1/4/2010 10:44:26 AM |
| Cai8899 | $75.00 | $75.00 | 1/4/2010 10:48:02 AM |
| Cheburashka | $30.00 | $30.00 | 1/4/2010 10:48:21 AM |
| highcountry1 | $25.00 | $25.00 | 1/4/2010 10:48:31 AM |
| invincible-marketplace | $25.00 | $25.00 | 1/4/2010 10:45:17 AM |
| thegreatone | $100.00 | $100.00 | 1/4/2010 10:49:17 AM |
| kaykarun | $50.00 | $50.00 | 1/4/2010 10:45:53 AM |
| stable-nickel | $170.00 | $170.00 | 1/4/2010 10:49:29 AM |
| CAGE-Investments | $100.00 | $100.00 | 1/4/2010 10:47:52 AM |
| buckyhead2000 | $25.00 | $25.00 | 1/4/2010 10:48:08 AM |
| wonderous-power | $25.00 | $25.00 | 1/5/2010 5:16:07 AM |
| maj0508 | $100.00 | $100.00 | 1/6/2010 9:49:40 AM |
| springpanda | $25.00 | $25.00 | 1/6/2010 11:19:30 AM |
| fireheart | $25.00 | $25.00 | 1/7/2010 9:17:32 AM |
| durability-halibut | $25.00 | $25.00 | 1/7/2010 11:54:08 AM |
| jrobe925 | $25.00 | $25.00 | 1/7/2010 8:09:01 AM |
| Dollars4Rent | $25.00 | $25.00 | 1/7/2010 8:30:28 AM |
| JerryB96 | $25.00 | $25.00 | 1/7/2010 9:56:48 PM |
| surfsider123 | $25.00 | $25.00 | 1/7/2010 9:17:57 PM |
| listing-exchanger596 | $25.00 | $25.00 | 1/8/2010 6:44:48 AM |
| octoberfresh | $25.00 | $25.00 | 1/8/2010 7:24:13 AM |
| Robbdogg | $25.00 | $25.00 | 1/8/2010 10:49:11 AM |
| Grandmahoneybee | $50.00 | $50.00 | 1/8/2010 1:55:56 PM |
| flshdaskll | $25.00 | $25.00 | 1/10/2010 10:14:52 AM |
| squarebob | $25.00 | $25.00 | 1/11/2010 8:59:36 AM |
| nickel-master | $25.00 | $25.00 | 1/11/2010 9:16:17 AM |
| djh47a | $35.00 | $35.00 | 1/4/2010 9:40:53 AM |
| nickel-advocator | $25.00 | $25.00 | 1/4/2010 9:41:07 AM |
| friendly-market5 | $25.00 | $25.00 | 1/4/2010 9:55:23 AM |
| unk1911 | $25.00 | $25.00 | 1/4/2010 9:56:08 AM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 9:48:00 AM |
| secundus | $25.00 | $25.00 | 1/4/2010 9:58:20 AM |
| Banker7371 | $25.00 | $25.00 | 1/4/2010 9:58:39 AM |
| Carpetkid | $50.00 | $50.00 | 1/4/2010 10:01:11 AM |
| thedoctor | $90.00 | $90.00 | 1/4/2010 9:56:55 AM |
| meenan | $40.00 | $40.00 | 1/4/2010 9:57:22 AM |
| 18th_beachbum | $25.00 | $25.00 | 1/4/2010 10:01:44 AM |
| personal-lender | $25.00 | $25.00 | 1/4/2010 10:02:12 AM |
| aventurer | $25.00 | $25.00 | 1/4/2010 9:59:14 AM |
| kegs | $100.00 | $100.00 | 1/4/2010 9:59:45 AM |
| klinebarger | $25.00 | $25.00 | 1/4/2010 9:55:53 AM |
| scottr | $25.00 | $25.00 | 1/4/2010 9:56:25 AM |
| lloyd_s | $25.00 | $25.00 | 1/4/2010 10:01:58 AM |
| first-upright-payout | $50.00 | $50.00 | 1/4/2010 10:02:31 AM |
| Havana21 | $200.00 | $200.00 | 1/4/2010 10:02:45 AM |
| gold-commander0 | $50.00 | $50.00 | 1/4/2010 10:03:39 AM |
| majestic-dedication | $50.00 | $50.00 | 1/4/2010 9:59:02 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/4/2010 10:04:25 AM |
| lifegrowth | $25.00 | $25.00 | 1/4/2010 10:05:07 AM |
| jjswanso | $25.00 | $25.00 | 1/4/2010 10:19:23 AM |
| Picopie | $50.00 | $50.00 | 1/4/2010 10:00:58 AM |
| omniviper | $25.00 | $25.00 | 1/4/2010 10:20:36 AM |
| vine99 | $100.00 | $100.00 | 1/4/2010 10:23:31 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 1/4/2010 10:02:59 AM |
| DonaldColorado | $25.00 | $25.00 | 1/4/2010 10:03:19 AM |
| loan-warrior | $25.00 | $25.00 | 1/4/2010 10:04:19 AM |
| wormdc | $25.00 | $25.00 | 1/4/2010 10:08:41 AM |
| fdsguy | $50.00 | $50.00 | 1/4/2010 10:25:39 AM |
| JohnSmith10 | $25.00 | $25.00 | 1/4/2010 10:11:46 AM |
| responsibility-butterfly | $25.00 | $25.00 | 1/4/2010 10:42:19 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 1/4/2010 10:44:05 AM |
| forthright-social | $25.00 | $25.00 | 1/4/2010 10:44:21 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 1/4/2010 10:44:50 AM |
| Jassi | $25.00 | $25.00 | 1/4/2010 10:45:10 AM |
| wowsurfer | $25.00 | $25.00 | 1/4/2010 10:46:32 AM |
| StrongMoney | $25.00 | $25.00 | 1/4/2010 10:28:29 AM |
| wiselady | $25.00 | $25.00 | 1/4/2010 10:46:58 AM |
| return-marsupial3 | $25.00 | $25.00 | 1/4/2010 10:48:55 AM |
| market-builder | $25.00 | $25.00 | 1/4/2010 10:49:34 AM |
| SCOTTOL | $25.00 | $25.00 | 1/4/2010 10:42:33 AM |
| saritha | $25.00 | $25.00 | 1/4/2010 10:36:15 AM |
| the_winning_ticket | $35.00 | $35.00 | 1/4/2010 10:43:32 AM |
| dinero-festivity2 | $50.00 | $50.00 | 1/4/2010 10:45:22 AM |
| lending_mom | $25.00 | $25.00 | 1/4/2010 10:45:30 AM |
| figs4u2 | $80.00 | $80.00 | 1/4/2010 10:42:48 AM |
| bchen78875 | $50.00 | $50.00 | 1/4/2010 10:42:57 AM |
| gulch | $35.00 | $35.00 | 1/4/2010 10:43:21 AM |
| flwah | $25.00 | $25.00 | 1/4/2010 10:47:09 AM |
| Kaj | $30.00 | $30.00 | 1/4/2010 10:44:15 AM |
| superchicken | $25.00 | $25.00 | 1/4/2010 10:47:56 AM |
| JJS180 | $25.00 | $25.00 | 1/4/2010 10:48:13 AM |
| credit-investor5 | $100.00 | $100.00 | 1/4/2010 10:48:35 AM |
| DukSerduk | $25.00 | $25.00 | 1/4/2010 10:48:41 AM |
| wampum-optimization | $50.00 | $50.00 | 1/4/2010 10:45:37 AM |
| skvat | $25.00 | $25.00 | 1/4/2010 10:46:00 AM |
| Goodlender42 | $25.00 | $25.00 | 1/4/2010 10:46:08 AM |
| Purposeful | $50.00 | $50.00 | 1/4/2010 10:46:40 AM |
| rooosta | $25.00 | $25.00 | 1/4/2010 10:47:03 AM |
| meux99 | $25.00 | $25.00 | 1/4/2010 10:47:45 AM |
| red-favorable-basis | $25.00 | $25.00 | 1/4/2010 10:48:27 AM |
| rjleves | $25.00 | $25.00 | 1/4/2010 10:49:11 AM |
| skuba | $50.00 | $50.00 | 1/4/2010 10:49:38 AM |
| enriching-payout | $25.00 | $25.00 | 1/4/2010 11:38:12 AM |
| wwwUniversal | $25.00 | $25.00 | 1/4/2010 11:58:17 AM |
| LoanerPrincipal | $50.00 | $50.00 | 1/4/2010 10:52:09 PM |
| UofCMaroon | $50.00 | $50.00 | 1/5/2010 10:56:59 AM |
| outofoffice | $50.00 | $50.00 | 1/5/2010 5:55:00 AM |
| sunnysally | $25.00 | $25.00 | 1/5/2010 4:52:01 PM |
| aliasqalias | $25.00 | $25.00 | 1/5/2010 4:59:27 PM |
| platinum-czar | $25.00 | $25.00 | 1/6/2010 10:23:33 AM |
| heerzaquestion | $25.00 | $25.00 | 1/5/2010 6:03:13 PM |
| SeaLoans | $25.00 | $25.00 | 1/6/2010 11:20:49 AM |
| hellasow | $25.00 | $25.00 | 1/6/2010 1:28:37 PM |
| greenback-ally | $50.00 | $50.00 | 1/6/2010 12:25:24 PM |
| generous-deal6 | $25.00 | $25.00 | 1/6/2010 3:09:31 PM |
| Asparagirl | $50.00 | $50.00 | 1/6/2010 3:35:09 PM |
| troubleman50 | $75.00 | $75.00 | 1/6/2010 4:51:10 PM |
| RandyL3 | $25.00 | $25.00 | 1/7/2010 4:32:49 PM |
| billquality | $135.25 | $135.25 | 1/7/2010 7:09:50 PM |
| Earnest_Money | $25.00 | $25.00 | 1/7/2010 7:07:11 PM |
| westend | $25.00 | $25.00 | 1/7/2010 7:51:11 PM |
| Trondheim_Norway | $100.00 | $100.00 | 1/7/2010 9:27:13 PM |
| loot-supporter2 | $25.00 | $25.00 | 1/8/2010 12:18:15 AM |
| Nikelaos | $44.93 | $44.93 | 1/8/2010 10:43:45 AM |
| exchange-cowbell5 | $200.00 | $200.00 | 1/8/2010 6:15:12 PM |
| Swabjockey | $25.00 | $25.00 | 1/9/2010 9:03:45 AM |
| dmitriy2 | $25.00 | $25.00 | 1/9/2010 1:46:35 PM |
| Groggy | $25.41 | $25.41 | 1/9/2010 4:17:43 PM |
| squarebob | $25.00 | $25.00 | 1/9/2010 2:19:36 PM |
| Trondheim_Norway | $51.73 | $51.73 | 1/9/2010 11:42:21 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/10/2010 8:11:15 AM |
| julijask | $35.00 | $35.00 | 1/10/2010 1:11:29 PM |
| LeverageLender | $25.00 | $25.00 | 1/10/2010 3:23:22 PM |
| integrity-doctor | $50.00 | $50.00 | 1/10/2010 7:56:21 PM |
| Tc11902 | $25.00 | $25.00 | 1/10/2010 10:42:31 PM |
| orange-finance-banker | $50.00 | $50.00 | 1/11/2010 7:29:29 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 1/11/2010 7:34:37 AM |
| 197 bids
|
Borrower Payment Dependent Notes Series
440949
This series of Notes was issued and sold upon the funding of the borrower loan #40410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Jan-04-2010 |
| |
Auction end date:
| Jan-07-2010 |
|
|
Starting lender yield:
| 5.74% |
Starting borrower rate/APR:
| 6.74% / 7.08% |
Starting monthly payment:
| $30.76 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $30.47 |
| |
|
Auction yield range:
| 3.20% - 5.74% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Jan-2010) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,455 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 23% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| revolutionary8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card companies
Purpose of loan:
This loan will be used to pay off credit card debt that I accumulated during my college career. I have recently graduated and am trying to get my debts paid off as soon as possible so I can start moving on to bigger and better things.
My financial situation:
I am a good candidate for this loan because I hate having debt looming over my head. I plan to pay it back VERY quickly. It will be easier to pay off my high-interest debts with large payments than with numerous small payments. I work in a restaurant and my income fluctuates. My "on-paper" earnings are my hourly wages, which doesn't amount to much money over the course of the year. The majority of my income consists of tips which unfortunately are not "provable" income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kenji4861 | $25.00 | $25.00 | 1/4/2010 4:12:03 PM |
| elasermd | $50.00 | $50.00 | 1/4/2010 4:20:04 PM |
| unk1911 | $25.00 | $25.00 | 1/4/2010 4:22:15 PM |
| microlendblvr | $100.00 | $100.00 | 1/4/2010 4:22:30 PM |
| majestic-dedication | $50.00 | $50.00 | 1/4/2010 4:22:41 PM |
| first-pragmatic-note | $25.00 | $25.00 | 1/4/2010 4:12:07 PM |
| wormdc | $26.00 | $26.00 | 1/4/2010 4:12:11 PM |
| Binan | $25.00 | $25.00 | 1/4/2010 4:20:37 PM |
| time4aloan | $25.00 | $25.00 | 1/4/2010 4:20:41 PM |
| aventurer | $25.00 | $19.00 | 1/4/2010 4:22:47 PM |
| klinebarger | $25.00 | $25.00 | 1/4/2010 4:22:12 PM |
| meenan | $40.00 | $40.00 | 1/4/2010 4:22:25 PM |
| wonderous-power | $25.00 | $25.00 | 1/5/2010 5:24:03 AM |
| hellasow | $25.00 | $25.00 | 1/6/2010 1:26:10 PM |
| billnsc | $25.00 | $25.00 | 1/7/2010 5:31:55 AM |
| scottr | $25.00 | $25.00 | 1/4/2010 4:22:18 PM |
| Rob717171 | $25.00 | $25.00 | 1/4/2010 4:12:00 PM |
| BlindProphet | $25.00 | $25.00 | 1/4/2010 4:22:29 PM |
| Banker7371 | $25.00 | $25.00 | 1/4/2010 4:22:38 PM |
| friendly-market5 | $25.00 | $25.00 | 1/4/2010 4:22:10 PM |
| thedoctor | $90.00 | $90.00 | 1/4/2010 4:22:24 PM |
| secundus | $25.00 | $25.00 | 1/4/2010 4:22:34 PM |
| larrybird | $100.00 | $100.00 | 1/4/2010 4:22:40 PM |
| amit_gu | $25.00 | $25.00 | 1/5/2010 12:15:29 PM |
| heerzaquestion | $25.00 | $25.00 | 1/5/2010 6:05:08 PM |
| bowdish1 | $100.00 | $100.00 | 1/5/2010 8:40:01 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
441015
This series of Notes was issued and sold upon the funding of the borrower loan #40409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,750.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Jan-05-2010 |
| |
Auction end date:
| Jan-12-2010 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $334.29 |
|
Final lender yield:
| 30.24% |
Final borrower rate/APR:
| 31.24% / 33.64% |
Final monthly payment:
| $334.29 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 700-719 (Jan-2010) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,516 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 38% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sublime-credit627 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for Trade School
Purpose of loan:
This loan is to pay for trade school so i can change professions and make a better living for my family
My financial situation:
I am a good candidate for this loan because i am a hard worker and will get a better job and have a career with a financial future
Monthly net income: $ 30100
Monthly expenses: $
??Housing: $ 632
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
car loans $500
credit cards $50 mon.
mortgage $630
utilities $120
insurance $50
living exp $150
i recently got married in sept. and my wife actually makes a little more than i do so she helps pay for most of this also
(Jan-06-2010)
Q:
Can you briefly explain your income and employment status more? Is this monthly amount before or after taxes are taken out? Also, does the amount listed include your significant others income or is this separate? - SmartConsolidation
A:
i take home $2000 a month and my wife makes about $3000. I am a full time employee with a city municipality, and am the Gas Foreman.
(Jan-06-2010)
Q:
Please describe the trade school that you would attend, and how it would change your employment. Thanks much - reflective-rupee
A:
It is a Non Destructive Testing course.. I would get training and certifications in testing oil pipelines, air planes etc.. anything under high stress that cannot fail.
I would stay employeed where i'm at until I land a job in that field.
(Jan-12-2010)
Q:
Would you continue your job full time while you attend trade school? Thanks and best wishes. - reflective-rupee
A:
yes i would. They offer night and weekend classes. But in order to afford school without this loan I woul have to quit my job and use my retirement money, and I don't want to do that.
(Jan-12-2010)
Q:
How much is the mortgage on your house (ie, how much debt principal is owed on the house), and what is your house currently worth (feel free to use zillow.com)? Thanks much and best wishes. - reflective-rupee
A:
I owe 92,000 and it appraised a year ago at 176,000
(Jan-12-2010)
Q:
Given that you have about 50% equity in your house, why not take out a home equity line of credit instead of a Prosper loan, which would give you a much lower interest rate? thanks - reflective-rupee
A:
I have tried but lenders around here aren't doing much with economy the way it is and most say my debt to income ratio is to high, but they don't take into consideration my wifes income. She is on 1099 and deducts so much she actually hurts me when i try to use as a co-signer
(Jan-12-2010)
Q:
How long would your schooling take (ie, how many years)? Would this loan pay for all of the costs through completion? Thanks - reflective-rupee
A:
Yes it's only a six week program and the rest is on the job training to be fully certified.
(Jan-12-2010)
Q:
Has you city employer made any employee cutbacks or layoffs? Does you city have a budget shortfall as a result of the current weak economy? Thanks - reflective-rupee
A:
No layoffs but we do have a economic shortfall. We lost revenue from a big car dealership that closed down, and we didn't get our end of year raises because of that.
(Jan-12-2010)
Q:
Isn't $7,750 very high for a six week course? Thanks much. - reflective-rupee
A:
The total course is 5200 and i was trying to get enough to cover closing costs and have one months expences covered when i was planning on quiting my job
(Jan-12-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $50.00 | $50.00 | 1/5/2010 4:39:05 PM |
| Bob450 | $25.00 | $25.00 | 1/5/2010 8:45:58 PM |
| melodious-bid | $200.00 | $200.00 | 1/8/2010 3:47:12 PM |
| squarebob | $25.00 | $25.00 | 1/9/2010 3:57:33 PM |
| penny-surgeon | $25.00 | $25.00 | 1/10/2010 8:47:40 AM |
| five-star-note | $35.00 | $35.00 | 1/10/2010 8:47:39 AM |
| CashFlow13 | $4,000.00 | $4,000.00 | 1/10/2010 8:39:41 AM |
| SFBank | $200.00 | $200.00 | 1/10/2010 3:55:36 PM |
| Bothus | $25.00 | $25.00 | 1/11/2010 11:26:47 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/11/2010 12:26:25 PM |
| Isotope | $25.00 | $25.00 | 1/11/2010 5:30:40 PM |
| SolarMoonshine | $50.00 | $50.00 | 1/11/2010 6:05:14 PM |
| brilliant-balance | $50.00 | $50.00 | 1/11/2010 6:56:09 PM |
| vine99 | $65.00 | $65.00 | 1/11/2010 10:03:05 PM |
| rvfbroker | $25.00 | $25.00 | 1/12/2010 3:02:28 AM |
| mybackyard | $50.00 | $50.00 | 1/12/2010 7:47:49 AM |
| Leshan | $25.00 | $25.00 | 1/12/2010 7:52:26 AM |
| The-CAPS-fan | $75.00 | $75.00 | 1/12/2010 5:54:15 AM |
| noble-revenue | $100.00 | $100.00 | 1/12/2010 9:25:51 AM |
| friendinmoney | $25.00 | $25.00 | 1/12/2010 9:30:43 AM |
| reflective-rupee | $500.00 | $500.00 | 1/12/2010 11:15:34 AM |
| jhernand17 | $25.00 | $25.00 | 1/12/2010 9:48:23 AM |
| plbquic | $25.00 | $25.00 | 1/12/2010 11:54:00 AM |
| kapitalx | $25.00 | $25.00 | 1/12/2010 10:11:31 AM |
| vivacious-p2p3 | $50.00 | $50.00 | 1/12/2010 1:38:32 PM |
| Bob450 | $25.00 | $25.00 | 1/12/2010 3:03:08 PM |
| squarebob | $25.00 | $25.00 | 1/12/2010 3:52:09 PM |
| tornandfrayed | $25.00 | $25.00 | 1/12/2010 3:29:57 PM |
| jybank | $25.00 | $25.00 | 1/12/2010 3:48:13 PM |
| friendinmoney | $36.06 | $36.06 | 1/12/2010 3:49:09 PM |
| worldly-gold | $183.00 | $183.00 | 1/12/2010 4:11:17 PM |
| groundsquirrel | $25.00 | $25.00 | 1/10/2010 6:17:06 PM |
| doubls | $33.30 | $33.30 | 1/10/2010 8:19:33 PM |
| jimpixx | $75.00 | $75.00 | 1/11/2010 1:49:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 1/11/2010 3:30:01 PM |
| thaceisbac | $30.00 | $30.00 | 1/11/2010 6:31:30 PM |
| heroic-benefit | $25.00 | $25.00 | 1/11/2010 6:07:40 PM |
| Loan_shark718 | $40.00 | $40.00 | 1/11/2010 7:54:19 PM |
| Kash2010lu | $25.00 | $25.00 | 1/11/2010 8:05:22 PM |
| thomas16882004 | $100.00 | $100.00 | 1/12/2010 1:14:23 AM |
| Maetryx | $40.46 | $40.46 | 1/12/2010 8:50:44 AM |
| reflective-rupee | $100.00 | $100.00 | 1/12/2010 8:12:57 AM |
| bestloanrate | $25.00 | $25.00 | 1/12/2010 9:13:00 AM |
| dorypro | $25.00 | $25.00 | 1/12/2010 11:43:38 AM |
| dorypro | $25.00 | $25.00 | 1/12/2010 11:44:41 AM |
| pietro_torna_indietro | $43.97 | $43.97 | 1/12/2010 1:52:49 PM |
| dudebrah | $25.00 | $25.00 | 1/12/2010 11:46:13 AM |
| 371millwood | $200.00 | $200.00 | 1/12/2010 12:34:13 PM |
| reflective-rupee | $400.00 | $356.84 | 1/12/2010 12:18:13 PM |
| gelt4u | $25.00 | $25.00 | 1/12/2010 3:27:12 PM |
| shrewd-income | $100.00 | $100.00 | 1/12/2010 3:53:27 PM |
| squarebob | $25.00 | $25.00 | 1/12/2010 2:32:18 PM |
| nickel-master | $35.00 | $35.00 | 1/12/2010 4:01:29 PM |
| platinum-czar | $50.00 | $50.00 | 1/12/2010 3:55:59 PM |
| platinum-czar | $200.00 | $200.00 | 1/12/2010 3:56:29 PM |
| Engineer44 | $26.37 | $26.37 | 1/12/2010 4:21:10 PM |
| Capit0l | $25.00 | $25.00 | 1/12/2010 3:56:54 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
441225
This series of Notes was issued and sold upon the funding of the borrower loan #40423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $144.76 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 31.36% |
Final monthly payment:
| $134.10 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.28% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.72% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 640-659 (Jan-2010) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,847 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| gbaker79 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Aug-2007)
600-619
(Jun-2007)
580-599
(Aug-2006)
|
|
Principal balance:
| $819.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidating debt
Purpose of loan:
I am looking to?pay off?two of?my high interest rate credit cards.? I have?three cards and am looking to pay off?two?credit cards to improve my credit score.??
My financial situation:
I?have a second job that is paying 1600 a month as a caregiver?so I will not have any trouble in paying this loan back on time.??I?am very responsible and will pay back this loan within?3 years.?I have another loan through Prosper that has?always been current.?I am trying to pay more than the minimum payment on all my accounts which makes?my monthly expenses so high. I would rather pay interest to you than credit card companies so please consider funding me. Thank you for taking time to look at my listing and have a wonderful day.
Monthly net income: $2697
Monthly expenses: $1835.00
??Housing: $ 400
??Insurance: $ 150
??Car expenses: $?0
??Utilities: $ 80
??Phone, cable, internet: $ 70
??Food, entertainment: $ 160
??Clothing, household expenses $75
??Credit cards and other loans: $?900
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the balances of each of your debts. Thanks and best wishes. - reflective-rupee
A:
Chase Visa-1001.00
Chase Mastercard- 769.00
Citibank-8200.00 This was used to help a family member out and i've been trying to pay more than the minimum each month to get the principal down.
(Jan-08-2010)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 1/6/2010 3:40:00 PM |
| hellasow | $25.00 | $25.00 | 1/7/2010 9:38:25 AM |
| credit-missile | $100.00 | $100.00 | 1/10/2010 9:57:53 PM |
| credit-missile | $56.94 | $56.94 | 1/11/2010 4:13:04 PM |
| srthsvghdthtr | $25.00 | $25.00 | 1/11/2010 4:56:55 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 1/11/2010 8:16:03 PM |
| jelly1126 | $50.00 | $50.00 | 1/12/2010 9:26:21 AM |
| eboomer2611 | $25.00 | $25.00 | 1/12/2010 7:28:59 PM |
| kendigme | $31.28 | $31.28 | 1/13/2010 2:22:06 AM |
| shawnw2 | $110.40 | $110.40 | 1/13/2010 5:26:43 AM |
| martymaniaman | $50.00 | $50.00 | 1/13/2010 6:08:11 AM |
| ColoradoLender82 | $25.00 | $25.00 | 1/13/2010 7:36:29 AM |
| Rulea72 | $28.58 | $28.58 | 1/13/2010 8:55:55 AM |
| outdoorduck8 | $25.00 | $25.00 | 1/13/2010 10:35:37 AM |
| dudebrah | $26.00 | $26.00 | 1/13/2010 10:20:43 AM |
| five-star-note | $100.00 | $100.00 | 1/13/2010 12:07:55 PM |
| ag-ventures | $33.64 | $33.64 | 1/13/2010 11:35:49 AM |
| piter-to-la-investment | $25.00 | $25.00 | 1/13/2010 11:54:32 AM |
| orange-pound-party | $33.16 | $33.16 | 1/13/2010 11:26:46 AM |
| PXM-Financial | $50.00 | $50.00 | 1/13/2010 11:42:12 AM |
| Sparchange | $25.00 | $25.00 | 1/13/2010 1:39:07 PM |
| quest0 | $26.14 | $26.14 | 1/13/2010 2:30:39 PM |
| Skeptical-one | $150.00 | $150.00 | 1/13/2010 2:45:17 PM |
| reflective-rupee | $25.00 | $25.00 | 1/13/2010 3:32:53 PM |
| vest_vortex | $25.00 | $25.00 | 1/13/2010 3:28:23 PM |
| friendinmoney | $25.00 | $25.00 | 1/13/2010 3:30:52 PM |
| wild-orange | $25.00 | $25.00 | 1/13/2010 2:58:38 PM |
| reflective-rupee | $25.00 | $25.00 | 1/13/2010 3:31:59 PM |
| return-grizzly | $100.00 | $100.00 | 1/8/2010 11:08:50 AM |
| Aberdeen | $300.00 | $300.00 | 1/10/2010 6:19:24 PM |
| shawnw2 | $50.00 | $50.00 | 1/10/2010 4:13:32 PM |
| Iceman1347 | $25.00 | $25.00 | 1/10/2010 10:11:37 PM |
| CoolPlexer | $25.00 | $25.00 | 1/11/2010 4:25:03 PM |
| Kash2010lu | $25.00 | $25.00 | 1/11/2010 8:21:59 PM |
| credit-missile | $50.00 | $50.00 | 1/11/2010 9:30:25 PM |
| shawnw2 | $117.90 | $117.90 | 1/12/2010 6:20:37 AM |
| realtormoises | $25.00 | $25.00 | 1/12/2010 1:03:56 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 1/12/2010 1:40:54 PM |
| integrity-doctor | $50.00 | $50.00 | 1/12/2010 8:34:09 PM |
| credit-missile | $50.00 | $50.00 | 1/13/2010 7:07:55 AM |
| chevy92 | $50.00 | $50.00 | 1/13/2010 8:22:44 AM |
| Leshan | $85.67 | $85.67 | 1/13/2010 7:45:59 AM |
| Moe87 | $30.43 | $30.43 | 1/13/2010 9:16:21 AM |
| cobramonkey | $50.00 | $50.00 | 1/13/2010 9:28:43 AM |
| OldManP | $25.00 | $25.00 | 1/13/2010 9:05:06 AM |
| RecoveryLender | $25.00 | $25.00 | 1/13/2010 9:44:06 AM |
| I_want_to_help_you | $25.00 | $19.86 | 1/13/2010 11:02:04 AM |
| Astyanax | $25.00 | $25.00 | 1/13/2010 11:20:25 AM |
| niq4soccer | $25.00 | $25.00 | 1/13/2010 12:53:00 PM |
| admirable-credit | $25.00 | $25.00 | 1/13/2010 11:22:08 AM |
| MrDance123 | $25.00 | $25.00 | 1/13/2010 12:33:33 PM |
| sturdy-peace9 | $50.00 | $50.00 | 1/13/2010 1:07:42 PM |
| ultimate-peace | $300.00 | $300.00 | 1/13/2010 2:56:48 PM |
| rapid-currency | $50.00 | $50.00 | 1/13/2010 1:44:39 PM |
| shrewd-income | $100.00 | $100.00 | 1/13/2010 3:27:20 PM |
| nickel-master | $25.00 | $25.00 | 1/13/2010 3:31:55 PM |
| exchange-cowbell5 | $150.00 | $150.00 | 1/13/2010 3:33:26 PM |
| IASKGOD | $25.00 | $25.00 | 1/13/2010 2:29:16 PM |
| DasMula | $75.00 | $75.00 | 1/13/2010 3:29:34 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
441293
This series of Notes was issued and sold upon the funding of the borrower loan #40406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Jan-06-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 27.02% |
Starting borrower rate/APR:
| 28.02% / 30.37% |
Starting monthly payment:
| $413.74 |
|
Final lender yield:
| 23.55% |
Final borrower rate/APR:
| 24.55% / 26.85% |
Final monthly payment:
| $395.22 |
| |
|
Auction yield range:
| 8.20% - 27.02% |
Estimated loss impact:
| 9.06% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.49% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Jan-2010) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,711 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| visionary-note6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
expanding refurbished laptops
Purpose of loan:
This loan will be used to? bolster refurbished laptops business
My financial situation:
I am a good candidate for this loan because? the return is guaranteed and I have an already established market and clients.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| oldmora | $25.00 | $25.00 | 1/6/2010 3:36:30 PM |
| atothez | $50.00 | $50.00 | 1/6/2010 3:38:10 PM |
| orange-value-exec | $25.00 | $25.00 | 1/6/2010 3:38:16 PM |
| natural-greenback6 | $25.00 | $25.00 | 1/6/2010 3:38:43 PM |
| jonn834 | $25.00 | $25.00 | 1/6/2010 3:39:27 PM |
| cbz | $25.00 | $25.00 | 1/6/2010 3:39:36 PM |
| Orringo | $25.00 | $25.00 | 1/6/2010 3:40:14 PM |
| desertoasis | $25.00 | $25.00 | 1/6/2010 3:47:49 PM |
| Ananya | $25.00 | $25.00 | 1/6/2010 3:49:17 PM |
| NorthernFunds | $25.00 | $25.00 | 1/6/2010 3:49:19 PM |
| apeloans | $25.00 | $25.00 | 1/6/2010 3:49:49 PM |
| ValyaLibra01 | $25.00 | $25.00 | 1/6/2010 3:49:56 PM |
| Orca-man | $25.00 | $25.00 | 1/6/2010 3:40:28 PM |
| SFBank | $200.00 | $200.00 | 1/6/2010 3:51:03 PM |
| benefit-squirrel | $25.00 | $25.00 | 1/6/2010 3:51:05 PM |
| ambmba | $25.00 | $25.00 | 1/6/2010 3:52:34 PM |
| yeti888 | $25.00 | $25.00 | 1/6/2010 3:40:20 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 1/6/2010 3:52:59 PM |
| BeenThereMyself | $50.00 | $50.00 | 1/6/2010 3:40:48 PM |
| d_grbg | $25.00 | $25.00 | 1/6/2010 3:53:43 PM |
| bassman2 | $25.00 | $25.00 | 1/6/2010 3:53:59 PM |
| affluence-tycoon | $25.00 | $25.00 | 1/6/2010 3:55:13 PM |
| SirJev | $25.00 | $25.00 | 1/6/2010 3:55:41 PM |
| ImaPutz | $25.00 | $25.00 | 1/6/2010 3:55:44 PM |
| tractorman | $25.00 | $25.00 | 1/6/2010 3:55:47 PM |
| portfolio-zone801 | $25.00 | $25.00 | 1/6/2010 3:55:52 PM |
| 108lender | $75.00 | $75.00 | 1/6/2010 3:56:00 PM |
| WalnutCreekguy | $25.00 | $25.00 | 1/6/2010 3:47:32 PM |
| money-explorer3 | $25.00 | $25.00 | 1/6/2010 3:48:24 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 1/6/2010 3:57:10 PM |
| Zolton | $200.00 | $200.00 | 1/6/2010 3:57:28 PM |
| impeccable-transparency | $50.00 | $50.00 | 1/6/2010 3:57:32 PM |
| thestartuplender | $35.00 | $35.00 | 1/6/2010 3:57:41 PM |
| gala2 | $25.00 | $25.00 | 1/6/2010 3:49:32 PM |
| jga516 | $25.00 | $25.00 | 1/6/2010 3:57:46 PM |
| treasure-bliss | $100.00 | $100.00 | 1/6/2010 3:48:01 PM |
| handy-justice | $25.00 | $25.00 | 1/6/2010 3:49:43 PM |
| huorn | $25.00 | $25.00 | 1/6/2010 3:58:08 PM |
| order-prospector | $25.00 | $25.00 | 1/6/2010 3:48:26 PM |
| 2ravens | $25.00 | $25.00 | 1/6/2010 3:50:09 PM |
| mbell | $25.00 | $25.00 | 1/6/2010 3:58:49 PM |
| kmr2 | $40.00 | $40.00 | 1/6/2010 3:49:21 PM |
| blue_skies_ahead | $25.00 | $25.00 | 1/6/2010 3:58:59 PM |
| Purposeful | $25.00 | $25.00 | 1/6/2010 3:59:03 PM |
| georgethesir | $25.00 | $25.00 | 1/6/2010 3:59:05 PM |
| SongBirdProphecy | $25.00 | $25.00 | 1/6/2010 3:51:18 PM |
| unk1911 | $25.00 | $25.00 | 1/6/2010 3:52:33 PM |
| AF-Chief | $28.00 | $28.00 | 1/6/2010 3:52:48 PM |
| thoughtful-community7 | $25.00 | $25.00 | 1/6/2010 3:52:52 PM |
| bountiful-bazaar | $25.00 | $25.00 | 1/6/2010 3:52:55 PM |
| delivery | $25.00 | $25.00 | 1/6/2010 3:53:38 PM |
| market-builder | $25.00 | $25.00 | 1/6/2010 3:53:01 PM |
| JS_Capital | $25.00 | $25.00 | 1/6/2010 3:53:17 PM |
| triumph329 | $25.00 | $25.00 | 1/6/2010 3:53:23 PM |
| copper | $30.00 | $30.00 | 1/6/2010 3:53:26 PM |
| spruce2 | $25.00 | $25.00 | 1/6/2010 3:53:31 PM |
| lending-bear | $25.00 | $25.00 | 1/6/2010 3:53:55 PM |
| melodious-fairness | $25.00 | $25.00 | 1/6/2010 3:54:55 PM |
| supreme-hope | $25.00 | $25.00 | 1/6/2010 3:54:21 PM |
| steves73 | $25.00 | $25.00 | 1/6/2010 3:55:03 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 1/6/2010 3:55:08 PM |
| sloan | $25.00 | $25.00 | 1/6/2010 3:55:15 PM |
| GElender | $25.00 | $25.00 | 1/6/2010 3:55:19 PM |
| secobarbital | $25.00 | $25.00 | 1/6/2010 3:55:22 PM |
| skro | $25.00 | $25.00 | 1/6/2010 3:54:50 PM |
| andrewnar | $25.00 | $25.00 | 1/6/2010 3:55:36 PM |
| loan-master996 | $50.00 | $50.00 | 1/6/2010 3:55:30 PM |
| exact-loan5 | $30.00 | $30.00 | 1/6/2010 3:55:32 PM |
| sdgrowth | $25.00 | $25.00 | 1/6/2010 3:55:50 PM |
| contract-neutron | $25.00 | $25.00 | 1/6/2010 3:55:54 PM |
| hope-equation | $50.00 | $50.00 | 1/6/2010 3:56:27 PM |
| accordion8 | $25.00 | $25.00 | 1/6/2010 3:56:44 PM |
| Cai8899 | $30.00 | $30.00 | 1/6/2010 3:56:16 PM |
| Auburnmist | $25.00 | $25.00 | 1/6/2010 3:56:22 PM |
| jonbozeman | $25.00 | $25.00 | 1/6/2010 3:56:25 PM |
| charming-point | $300.00 | $300.00 | 1/6/2010 3:56:30 PM |
| the-silver-blaster | $50.00 | $50.00 | 1/6/2010 3:56:32 PM |
| cognizant-wealth | $25.00 | $25.00 | 1/6/2010 3:57:18 PM |
| Vreet | $25.00 | $25.00 | 1/6/2010 3:57:24 PM |
| personal-lender | $25.00 | $25.00 | 1/6/2010 3:57:06 PM |
| Buffer10 | $100.00 | $100.00 | 1/6/2010 3:57:14 PM |
| exchange-marble | $25.00 | $25.00 | 1/6/2010 3:57:52 PM |
| ryan23 | $25.00 | $25.00 | 1/6/2010 3:57:25 PM |
| elegant-income3 | $25.00 | $25.00 | 1/6/2010 3:57:30 PM |
| MissionMicroFinance | $25.00 | $25.00 | 1/6/2010 3:57:41 PM |
| dinero-mason | $50.00 | $50.00 | 1/6/2010 3:58:36 PM |
| duty-sensai | $25.00 | $25.00 | 1/6/2010 3:58:04 PM |
| kmprospeo | $50.00 | $50.00 | 1/6/2010 3:58:53 PM |
| lloyd_s | $25.00 | $25.00 | 1/6/2010 3:58:33 PM |
| Peterman | $25.00 | $25.00 | 1/6/2010 3:59:09 PM |
| CarDealer3070 | $30.00 | $30.00 | 1/6/2010 3:58:47 PM |
| elegant-bonus | $25.00 | $25.00 | 1/6/2010 3:59:20 PM |
| worklessmakemore | $25.00 | $25.00 | 1/6/2010 3:59:23 PM |
| sociallender | $25.00 | $25.00 | 1/6/2010 4:11:04 PM |
| sirguyon | $100.00 | $100.00 | 1/6/2010 4:25:29 PM |
| dime-neutron | $25.00 | $25.00 | 1/6/2010 4:05:31 PM |
| TheYellowDart | $25.00 | $25.00 | 1/6/2010 4:17:05 PM |
| 3613925 | $25.00 | $25.00 | 1/6/2010 8:52:54 PM |
| Bob450 | $25.00 | $25.00 | 1/6/2010 8:35:42 PM |
| peregrine | $25.00 | $25.00 | 1/6/2010 11:12:00 PM |
| buffalobills | $25.00 | $25.00 | 1/7/2010 7:41:39 AM |
| theonezozo | $25.00 | $25.00 | 1/7/2010 10:12:47 AM |
| durability-halibut | $25.00 | $25.00 | 1/7/2010 12:46:24 PM |
| monstersdad | $43.90 | $43.90 | 1/7/2010 1:51:06 PM |
| DSK_Financials | $50.00 | $50.00 | 1/7/2010 5:59:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 1/7/2010 11:44:15 PM |
| loss-of-control | $25.00 | $25.00 | 1/10/2010 1:20:14 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 1/10/2010 6:50:30 PM |
| brodav | $50.00 | $50.00 | 1/11/2010 10:24:28 AM |
| spruce2 | $25.00 | $25.00 | 1/11/2010 3:33:01 PM |
| LibbyZ | $50.00 | $50.00 | 1/11/2010 5:02:40 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/11/2010 5:57:55 PM |
| hidavehi | $65.00 | $65.00 | 1/11/2010 6:54:11 PM |
| phchristensen | $50.00 | $50.00 | 1/12/2010 2:09:03 AM |
| zippy-coin | $49.37 | $49.37 | 1/12/2010 6:16:03 AM |
| orange-finance-banker | $50.00 | $50.00 | 1/12/2010 7:31:19 AM |
| favorite-commerce | $25.00 | $25.00 | 1/12/2010 8:30:47 AM |
| wealth-comet694 | $25.00 | $25.00 | 1/12/2010 9:11:15 AM |
| YoungTaxMan | $50.00 | $50.00 | 1/12/2010 9:50:13 AM |
| sz32836 | $25.00 | $25.00 | 1/12/2010 11:37:37 AM |
| creative-reward1 | $25.00 | $25.00 | 1/12/2010 11:07:19 AM |
| Signaturedg | $50.00 | $50.00 | 1/12/2010 2:46:47 PM |
| coolgenner | $25.00 | $25.00 | 1/12/2010 3:34:26 PM |
| fillholdingsllc | $25.00 | $25.00 | 1/12/2010 4:38:25 PM |
| forthright-trade | $25.00 | $25.00 | 1/12/2010 7:10:48 PM |
| natural-foods | $50.00 | $50.00 | 1/12/2010 6:56:08 PM |
| Ambassador | $50.00 | $50.00 | 1/12/2010 7:50:19 PM |
| CC911 | $25.00 | $25.00 | 1/13/2010 6:20:22 AM |
| bevans | $25.00 | $25.00 | 1/13/2010 7:32:39 AM |
| head | $25.00 | $25.00 | 1/13/2010 8:04:40 AM |
| UCLA4life | $25.00 | $25.00 | 1/13/2010 8:55:07 AM |
| grnii78 | $50.00 | $50.00 | 1/13/2010 9:13:20 AM |
| transaction-aggregator7 | $25.00 | $25.00 | 1/6/2010 3:37:10 PM |
| iGeoff | $25.00 | $25.00 | 1/6/2010 3:38:08 PM |
| coin-investor | $25.00 | $25.00 | 1/6/2010 3:40:30 PM |
| five-star-justice | $36.00 | $36.00 | 1/6/2010 3:41:19 PM |
| dime-beeper | $25.00 | $25.00 | 1/6/2010 3:47:29 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 1/6/2010 3:48:03 PM |
| tallmon | $25.00 | $25.00 | 1/6/2010 3:48:07 PM |
| Headhunter14 | $25.00 | $25.00 | 1/6/2010 3:39:26 PM |
| treasure-amplifier6 | $25.00 | $25.00 | 1/6/2010 3:50:19 PM |
| InvestorPartners | $25.00 | $25.00 | 1/6/2010 3:38:30 PM |
| parsec9 | $25.00 | $25.00 | 1/6/2010 3:38:48 PM |
| building_community | $25.00 | $25.00 | 1/6/2010 3:52:43 PM |
| cognizant-rate732 | $50.00 | $50.00 | 1/6/2010 3:53:04 PM |
| moola-phase | $25.00 | $25.00 | 1/6/2010 3:53:34 PM |
| red-favorable-basis | $25.00 | $25.00 | 1/6/2010 3:53:41 PM |
| Gibbyland | $50.00 | $50.00 | 1/6/2010 3:54:06 PM |
| GatorBux | $25.00 | $25.00 | 1/6/2010 3:54:15 PM |
| SNH | $50.00 | $50.00 | 1/6/2010 3:54:19 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 1/6/2010 3:54:28 PM |
| Dubbs360 | $100.00 | $100.00 | 1/6/2010 3:54:31 PM |
| xzec777 | $25.00 | $25.00 | 1/6/2010 3:54:37 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 1/6/2010 3:54:42 PM |
| yield-lion | $25.00 | $25.00 | 1/6/2010 3:55:38 PM |
| Supernick | $25.00 | $25.00 | 1/6/2010 3:56:07 PM |
| howlong2retirement | $25.00 | $25.00 | 1/6/2010 3:56:14 PM |
| p123 | $25.00 | $25.00 | 1/6/2010 3:56:47 PM |
| MrMoney0622 | $25.00 | $25.00 | 1/6/2010 3:48:17 PM |
| blooming-dedication | $50.00 | $50.00 | 1/6/2010 3:57:16 PM |
| forthright-dedication | $100.00 | $100.00 | 1/6/2010 3:57:27 PM |
| elevated-platinum5 | $25.00 | $25.00 | 1/6/2010 3:57:34 PM |
| Kaj | $25.00 | $25.00 | 1/6/2010 3:57:35 PM |
| AF_Trust | $25.00 | $25.00 | 1/6/2010 3:57:38 PM |
| a-special-power | $25.00 | $25.00 | 1/6/2010 3:47:35 PM |
| Lam0nt | $25.00 | $25.00 | 1/6/2010 3:47:59 PM |
| sc91 | $25.00 | $25.00 | 1/6/2010 3:49:47 PM |
| studious-listing8 | $25.00 | $25.00 | 1/6/2010 3:48:34 PM |
| decisive-capital | $50.00 | $50.00 | 1/6/2010 3:50:01 PM |
| AF-Chief | $26.00 | $26.00 | 1/6/2010 3:58:29 PM |
| greenwell | $25.00 | $25.00 | 1/6/2010 3:58:33 PM |
| Katieo | $25.00 | $25.00 | 1/6/2010 3:50:15 PM |
| spitzbergen | $25.00 | $25.00 | 1/6/2010 3:58:41 PM |
| direct-yield | $25.00 | $25.00 | 1/6/2010 3:58:50 PM |
| marshk3 | $50.00 | $50.00 | 1/6/2010 3:49:24 PM |
| papaloha | $50.00 | $50.00 | 1/6/2010 3:49:29 PM |
| rooosta | $25.00 | $25.00 | 1/6/2010 3:59:01 PM |
| careful-compassion | $25.00 | $25.00 | 1/6/2010 3:49:34 PM |
| circuitfive | $25.00 | $25.00 | 1/6/2010 3:49:37 PM |
| famous-bill | $25.00 | $25.00 | 1/6/2010 3:50:55 PM |
| IIP77 | $25.00 | $25.00 | 1/6/2010 3:59:13 PM |
| happyaric | $100.00 | $100.00 | 1/6/2010 3:49:39 PM |
| penny-surgeon | $25.00 | $25.00 | 1/6/2010 3:59:18 PM |
| miked8303 | $25.00 | $9.70 | 1/6/2010 3:59:29 PM |
| intuitive-bill | $25.00 | $25.00 | 1/6/2010 3:51:14 PM |
| MidLifeCrisis | $25.00 | $25.00 | 1/6/2010 3:49:51 PM |
| euro-mirth | $25.00 | $25.00 | 1/6/2010 3:51:50 PM |
| Shepherd7 | $25.00 | $25.00 | 1/6/2010 3:52:20 PM |
| fizwahh | $25.00 | $25.00 | 1/6/2010 3:51:09 PM |
| Havana21 | $25.00 | $25.00 | 1/6/2010 3:52:28 PM |
| the-persistent-reward | $25.00 | $25.00 | 1/6/2010 3:51:32 PM |
| credit-force5 | $25.00 | $25.00 | 1/6/2010 3:52:51 PM |
| Phantom99 | $25.00 | $25.00 | 1/6/2010 3:52:38 PM |
| Zanthina | $25.00 | $25.00 | 1/6/2010 3:53:45 PM |
| nickel-advocator | $25.00 | $25.00 | 1/6/2010 3:53:47 PM |
| samo102us | $25.00 | $25.00 | 1/6/2010 3:54:03 PM |
| delicious-social132 | $25.00 | $25.00 | 1/6/2010 3:53:03 PM |
| redbomb5 | $25.00 | $25.00 | 1/6/2010 3:53:30 PM |
| time4aloan | $30.00 | $30.00 | 1/6/2010 3:53:50 PM |
| jhouman | $25.00 | $25.00 | 1/6/2010 3:54:47 PM |
| openness-prospector | $25.00 | $25.00 | 1/6/2010 3:54:08 PM |
| DRA-Properties | $25.00 | $25.00 | 1/6/2010 3:55:05 PM |
| purdue98 | $25.00 | $25.00 | 1/6/2010 3:54:33 PM |
| junctionking | $25.00 | $25.00 | 1/6/2010 3:54:39 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 1/6/2010 3:54:52 PM |
| fcb202 | $25.00 | $25.00 | 1/6/2010 3:55:28 PM |
| Banker7371 | $25.00 | $25.00 | 1/6/2010 3:56:02 PM |
| Artist_Blue | $25.00 | $25.00 | 1/6/2010 3:56:11 PM |
| jbaum | $25.00 | $25.00 | 1/6/2010 3:55:57 PM |
| puifais | $25.00 | $25.00 | 1/6/2010 3:56:05 PM |
| astute-dollar | $25.00 | $25.00 | 1/6/2010 3:56:35 PM |
| oreyedoc | $25.00 | $25.00 | 1/6/2010 3:56:20 PM |
| saffron4 | $25.00 | $25.00 | 1/6/2010 3:56:50 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 1/6/2010 3:56:52 PM |
| VBAces | $25.00 | $25.00 | 1/6/2010 3:56:56 PM |
| value-pole | $25.00 | $25.00 | 1/6/2010 3:57:01 PM |
| teller | $25.00 | $25.00 | 1/6/2010 3:56:38 PM |
| tsquared_030 | $25.00 | $25.00 | 1/6/2010 3:57:22 PM |
| wwwUniversal | $25.00 | $25.00 | 1/6/2010 3:57:49 PM |
| Diamond_Jim | $25.00 | $25.00 | 1/6/2010 3:57:43 PM |
| AntiKris | $25.00 | $25.00 | 1/6/2010 3:58:20 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 1/6/2010 3:58:37 PM |
| honorable-yield | $35.00 | $35.00 | 1/6/2010 3:58:44 PM |
| kaykarun | $25.00 | $25.00 | 1/6/2010 3:58:52 PM |
| Clemens104 | $50.00 | $50.00 | 1/6/2010 3:58:55 PM |
| visionary-currency | $50.00 | $50.00 | 1/6/2010 3:59:07 PM |
| Turtlebear44 | $25.00 | $25.00 | 1/6/2010 3:58:39 PM |
| Speculator | $50.00 | $50.00 | 1/6/2010 3:59:16 PM |
| CROBRUN | $25.00 | $25.00 | 1/6/2010 3:58:57 PM |
| HarryRoberts | $50.00 | $50.00 | 1/6/2010 3:59:26 PM |
| falcon88dp | $25.00 | $25.00 | 1/6/2010 4:00:50 PM |
| Borrow2Grow | $51.00 | $51.00 | 1/6/2010 4:11:07 PM |
| robot777 | $40.00 | $40.00 | 1/6/2010 4:06:00 PM |
| caseattle | $25.00 | $25.00 | 1/6/2010 4:09:37 PM |
| Ven58 | $25.00 | $25.00 | 1/6/2010 4:12:34 PM |
| Syzygy | $25.00 | $25.00 | 1/6/2010 5:33:14 PM |
| twjh | $25.00 | $25.00 | 1/6/2010 5:36:13 PM |
| exchange-cowbell5 | $300.00 | $300.00 | 1/7/2010 12:16:41 PM |
| atrevete | $32.55 | $32.55 | 1/7/2010 2:51:21 PM |
| tashara | $25.00 | $25.00 | 1/7/2010 1:10:07 PM |
| MrBenz | $52.02 | $52.02 | 1/7/2010 12:43:26 PM |
| Bank_Of_XL | $100.00 | $100.00 | 1/7/2010 1:41:53 PM |
| RedCentre | $173.95 | $173.95 | 1/7/2010 1:56:28 PM |
| a-truth-director | $25.00 | $25.00 | 1/8/2010 5:20:51 AM |
| JustMee | $25.00 | $25.00 | 1/8/2010 6:52:16 AM |
| serene-capital | $25.00 | $25.00 | 1/8/2010 1:07:49 PM |
| truth-silo | $50.00 | $50.00 | 1/8/2010 7:40:12 PM |
| melodious-fairness | $25.00 | $25.00 | 1/8/2010 8:31:02 PM |
| grammaspurse | $25.00 | $25.00 | 1/10/2010 4:54:09 PM |
| lucrative-loan | $50.00 | $50.00 | 1/11/2010 9:43:30 AM |
| unger | $50.00 | $50.00 | 1/11/2010 9:30:14 AM |
| BrighterSuns | $25.00 | $25.00 | 1/11/2010 10:44:19 AM |
| loyalty-czar | $25.00 | $25.00 | 1/11/2010 11:51:58 AM |
| Superc0ld | $100.00 | $100.00 | 1/11/2010 10:56:49 AM |
| TicTac | $75.00 | $75.00 | 1/11/2010 11:05:29 AM |
| simiray | $25.00 | $25.00 | 1/11/2010 2:06:24 PM |
| new-goal-return | $25.00 | $25.00 | 1/11/2010 2:16:52 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 1/11/2010 4:27:15 PM |
| skillful-asset5 | $100.00 | $100.00 | 1/11/2010 4:36:32 PM |
| tnjohnso | $25.00 | $25.00 | 1/11/2010 5:29:49 PM |
| kind-bid-maverick | $25.00 | $25.00 | 1/11/2010 6:22:09 PM |
| funds-control3 | $25.00 | $25.00 | 1/11/2010 6:30:30 PM |
| LenderExtraordinaire | $25.00 | $25.00 | 1/11/2010 7:20:55 PM |
| riverzeus | $25.00 | $25.00 | 1/11/2010 8:31:26 PM |
| duty-sensai | $75.00 | $75.00 | 1/12/2010 8:41:58 AM |
| RyanM561 | $25.00 | $25.00 | 1/12/2010 10:54:14 AM |
| brilliant-balance | $25.00 | $25.00 | 1/12/2010 7:15:46 PM |
| Kash2010lu | $25.00 | $25.00 | 1/12/2010 7:44:42 PM |
| red-ready-principal | $100.00 | $100.00 | 1/12/2010 8:41:12 PM |
| bss97603 | $43.02 | $43.02 | 1/12/2010 9:40:40 PM |
| victorcab | $50.00 | $50.00 | 1/12/2010 11:25:30 PM |
| umfan123 | $25.00 | $25.00 | 1/13/2010 7:17:24 AM |
| nickel-pipeline | $34.49 | $34.49 | 1/13/2010 9:58:17 AM |
| 273 bids
|
Borrower Payment Dependent Notes Series
441427
This series of Notes was issued and sold upon the funding of the borrower loan #40407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Jan-07-2010 |
| |
Auction end date:
| Jan-13-2010 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 24.81% |
Final monthly payment:
| $37.68 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.03% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Jan-2010) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,115 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 92% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| kcprice |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Oct-2009)
640-659
(Jun-2008)
|
|
Principal balance:
| $1,147.85 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
paying bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-justice | $36.00 | $36.00 | 1/7/2010 4:11:46 PM |
| wwwUniversal | $25.00 | $25.00 | 1/7/2010 4:31:55 PM |
| loyalist1 | $25.00 | $25.00 | 1/7/2010 4:29:53 PM |
| festivecpl | $50.00 | $50.00 | 1/9/2010 12:57:33 PM |
| Superc0ld | $100.00 | $100.00 | 1/11/2010 11:27:58 AM |
| Syzygy | $25.00 | $25.00 | 1/11/2010 6:38:14 PM |
| orange-finance-banker | $50.00 | $12.04 | 1/12/2010 7:44:32 AM |
| businessguy29 | $25.00 | $25.00 | 1/12/2010 7:52:58 AM |
| bondhedger | $25.00 | $25.00 | 1/13/2010 2:56:19 PM |
| best-generosity-financier | $25.00 | $25.00 | 1/13/2010 4:08:07 PM |
| wise-balanced-moola | $25.00 | $25.00 | 1/13/2010 5:40:12 PM |
| jga516 | $25.00 | $25.00 | 1/7/2010 4:31:54 PM |
| IPG1 | $25.00 | $25.00 | 1/7/2010 4:51:00 PM |
| Bob450 | $25.00 | $25.00 | 1/7/2010 9:18:01 PM |
| exchange-cowbell5 | $100.00 | $100.00 | 1/7/2010 7:07:42 PM |
| drkosh | $25.00 | $25.00 | 1/9/2010 9:29:24 AM |
| AngleofGod | $25.00 | $25.00 | 1/9/2010 7:18:53 PM |
| 4mydaughterseducation | $33.06 | $33.06 | 1/11/2010 4:47:40 PM |
| lucrative-loan | $50.00 | $50.00 | 1/11/2010 6:01:49 PM |
| Bank_Of_XL | $25.00 | $25.00 | 1/11/2010 6:54:59 PM |
| new-goal-return | $25.00 | $25.00 | 1/13/2010 11:14:31 AM |
| EngineersAlliance | $50.00 | $50.00 | 1/13/2010 2:56:07 PM |
| takingachance | $68.90 | $68.90 | 1/13/2010 2:47:31 PM |
| unger | $50.00 | $50.00 | 1/13/2010 4:02:33 PM |
| jybank | $25.00 | $25.00 | 1/13/2010 4:04:28 PM |
| Your_Bank | $25.00 | $25.00 | 1/13/2010 6:04:06 PM |
| loan-fate | $50.00 | $50.00 | 1/13/2010 4:32:52 PM |
| 27 bids
|