Sales Report:Supplement No. 108 dated Dec 31, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
277238
This series of Notes was issued and sold upon the funding of the borrower loan #40209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 7.41% |
Starting borrower rate/APR:
| 8.41% / 10.73% |
Starting monthly payment:
| $47.29 |
|
Final lender yield:
| 6.90% |
Final borrower rate/APR:
| 7.90% / 10.22% |
Final monthly payment:
| $46.94 |
| |
|
Auction yield range:
| 4.20% - 7.41% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.79% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,110 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 13% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| Sidney22 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
computer purchase
I am applying for a personal loan to purchase a rebuilt computer from Gainsaver for our church media software. Our current PC went down again and I have no plans to repair it since it's too old. I'm asking $1,500, 2 year term.
I've worked for Koa Trading Co. for about 7 years full time. I've worked with Hawaii Credit Counseling to bring down my debt and have been on time for the last 4 years or so.
My budget will allow for this loan and I am highly motivated to repay this loan since I worked very hard to reach where I am today.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| RIVERBEND | $25.00 | $25.00 | 12/22/2009 4:41:04 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:30:33 AM |
| maplehouse | $27.24 | $27.24 | 12/25/2009 9:27:41 AM |
| justice-disk | $25.00 | $25.00 | 12/25/2009 9:28:45 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:26:11 AM |
| MM1207 | $25.00 | $25.00 | 12/27/2009 6:02:46 PM |
| Toony | $25.00 | $25.00 | 12/27/2009 7:53:15 PM |
| bankar | $25.00 | $25.00 | 12/28/2009 9:17:11 AM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 10:36:21 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 11:49:00 AM |
| fakejamaican | $25.00 | $25.00 | 12/28/2009 1:29:50 PM |
| generous-deal6 | $25.00 | $25.00 | 12/28/2009 1:50:42 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 2:40:45 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 2:54:04 PM |
| TakeCare | $100.00 | $100.00 | 12/28/2009 1:27:36 PM |
| triumphant-bonus | $40.36 | $40.36 | 12/28/2009 2:22:13 PM |
| rcs2003 | $131.12 | $131.12 | 12/28/2009 2:07:37 PM |
| greenback-octave | $25.00 | $25.00 | 12/28/2009 2:14:00 PM |
| starry2001 | $25.00 | $25.00 | 12/28/2009 3:04:48 PM |
| sflash | $25.00 | $25.00 | 12/28/2009 2:57:51 PM |
| orbital-gain | $50.00 | $50.00 | 12/28/2009 3:16:57 PM |
| bid-wonder | $25.00 | $25.00 | 12/21/2009 4:56:39 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/22/2009 2:16:51 AM |
| Camerican | $25.00 | $25.00 | 12/22/2009 10:03:40 AM |
| impartial-deal | $25.00 | $25.00 | 12/22/2009 4:24:46 PM |
| hellasow | $25.00 | $25.00 | 12/23/2009 6:38:48 AM |
| EasternLender | $25.00 | $25.00 | 12/22/2009 9:23:02 PM |
| AsianDragon | $30.00 | $30.00 | 12/23/2009 6:14:44 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 6:59:27 AM |
| Astyanax | $25.00 | $25.00 | 12/25/2009 3:08:29 PM |
| dhallii | $27.00 | $27.00 | 12/26/2009 8:08:37 AM |
| goldsun | $25.00 | $25.00 | 12/25/2009 8:00:27 PM |
| qkinger | $50.00 | $50.00 | 12/26/2009 1:19:04 PM |
| kf88 | $25.00 | $25.00 | 12/28/2009 8:58:21 AM |
| Snoopylover | $25.00 | $25.00 | 12/28/2009 6:11:46 AM |
| REITRUST | $25.00 | $25.00 | 12/28/2009 8:59:54 AM |
| Richmp412 | $25.00 | $25.00 | 12/28/2009 10:54:05 AM |
| douglasbruno | $100.00 | $100.00 | 12/28/2009 11:32:33 AM |
| Dichter | $50.00 | $19.28 | 12/28/2009 11:50:07 AM |
| BipedalHominid | $25.00 | $25.00 | 12/28/2009 12:18:20 PM |
| MTlender | $25.00 | $25.00 | 12/28/2009 2:54:11 PM |
| SpotLending | $50.00 | $50.00 | 12/28/2009 1:23:33 PM |
| jybank | $25.00 | $25.00 | 12/28/2009 2:56:55 PM |
| 43 bids
|
Borrower Payment Dependent Notes Series
408056
This series of Notes was issued and sold upon the funding of the borrower loan #40255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $157.61 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $157.49 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,224 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dough-rocket |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Ex-Wife's Car
Purpose of loan:
Refinancing my ex-wife's vehicle so I can change the registration to her name.? I want to remove myself from a position of liability.
My financial situation:
I have a very secure job and have a few investment properties.? I could just liquidate one of my stock trading accounts or a mutual fund but what fun would that be??? My assets are worth more than my liabilities and my monthly cash flow is good, I just need to pay off my ex-wife's vehicle.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Active or Enlisted? Branch? Job Code? - JGuide
A:
Active, Officer not Enlisted, Army, 51C (Technically a 51A but I am certified in 51C work)
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| czar3 | $25.00 | $25.00 | 12/21/2009 4:24:13 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:32 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:00 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:54 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:16 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:13 PM |
| sas19 | $25.00 | $25.00 | 12/21/2009 4:30:43 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:21 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:37 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:31 PM |
| Sixmil | $25.00 | $25.00 | 12/21/2009 4:31:33 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:49 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:24 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:04 PM |
| slartibardfast | $25.00 | $25.00 | 12/21/2009 4:34:16 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:22 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:39 PM |
| DonaldColorado | $25.00 | $25.00 | 12/21/2009 4:34:33 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:06 PM |
| Steveoo1 | $50.00 | $50.00 | 12/21/2009 4:34:06 PM |
| gold-commander0 | $50.00 | $50.00 | 12/21/2009 4:35:05 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:27 PM |
| ClearLake | $25.00 | $25.00 | 12/21/2009 4:30:49 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 4:33:57 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/21/2009 4:39:05 PM |
| EdgeonFl | $25.00 | $25.00 | 12/21/2009 4:39:35 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:40 PM |
| shanadip | $25.00 | $25.00 | 12/21/2009 4:39:44 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:39:17 PM |
| CorMDNY | $25.00 | $25.00 | 12/21/2009 4:39:50 PM |
| CASHGIRL | $75.00 | $75.00 | 12/21/2009 4:39:56 PM |
| DukSerduk | $25.00 | $25.00 | 12/21/2009 4:41:27 PM |
| figs4u2 | $80.00 | $40.12 | 12/21/2009 4:42:06 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:40:52 PM |
| SCOTTOL | $25.00 | $25.00 | 12/21/2009 4:41:08 PM |
| auction-elvis | $25.00 | $25.00 | 12/21/2009 4:41:22 PM |
| antlr | $25.00 | $25.00 | 12/21/2009 4:38:54 PM |
| dollar-spy | $25.00 | $25.00 | 12/21/2009 4:40:01 PM |
| payout-point | $100.00 | $100.00 | 12/21/2009 4:41:05 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:15:00 PM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:56:44 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:42:01 PM |
| eBankInvest | $50.00 | $50.00 | 12/22/2009 5:39:30 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 3:53:49 PM |
| justice-hawk | $25.00 | $25.00 | 12/24/2009 3:04:43 PM |
| apharvard | $25.00 | $25.00 | 12/25/2009 12:17:32 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:31:27 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/26/2009 6:56:03 AM |
| JerryB96 | $25.00 | $25.00 | 12/26/2009 9:06:17 AM |
| microfunder | $25.00 | $25.00 | 12/27/2009 10:38:00 AM |
| seineil | $50.00 | $50.00 | 12/27/2009 10:03:40 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:20:59 AM |
| doomsday18 | $25.00 | $25.00 | 12/28/2009 7:41:45 AM |
| justin323 | $30.00 | $30.00 | 12/27/2009 7:19:16 PM |
| hellasow | $25.00 | $25.00 | 12/28/2009 7:04:17 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 9:57:32 AM |
| Richmp412 | $25.00 | $25.00 | 12/28/2009 10:55:47 AM |
| BiggestG | $25.00 | $25.00 | 12/21/2009 4:23:43 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:08 PM |
| woodenshoes | $25.00 | $25.00 | 12/21/2009 4:26:17 PM |
| BigCityLending | $25.00 | $25.00 | 12/21/2009 4:24:43 PM |
| Avala | $25.00 | $25.00 | 12/21/2009 4:26:25 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:11 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:59 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:34 PM |
| ADenny | $25.00 | $25.00 | 12/21/2009 4:26:27 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:42 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:31:02 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:53 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:47 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:44 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:33:02 PM |
| Patter256 | $25.00 | $25.00 | 12/21/2009 4:34:09 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:29 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/21/2009 4:34:14 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:34 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:34:32 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:46 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:53 PM |
| teller | $60.00 | $60.00 | 12/21/2009 4:34:43 PM |
| best-deal-banker | $50.00 | $50.00 | 12/21/2009 4:34:51 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:34:22 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/21/2009 4:34:28 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:57 PM |
| skuba | $50.00 | $50.00 | 12/21/2009 4:34:44 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:31:07 PM |
| Supernick | $50.00 | $50.00 | 12/21/2009 4:34:56 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/21/2009 4:34:59 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:38:30 PM |
| Hoov | $25.00 | $25.00 | 12/21/2009 4:33:47 PM |
| roccofox | $50.00 | $50.00 | 12/21/2009 4:38:43 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:39:01 PM |
| mlkhamilton | $25.00 | $25.00 | 12/21/2009 4:38:37 PM |
| BankofBen | $250.00 | $250.00 | 12/21/2009 4:38:49 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:35:08 PM |
| loan-warrior | $25.00 | $25.00 | 12/21/2009 4:39:11 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/21/2009 4:41:01 PM |
| tuneman1980 | $25.00 | $25.00 | 12/21/2009 4:41:23 PM |
| AmericanCredit | $25.00 | $25.00 | 12/21/2009 4:41:38 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/21/2009 4:38:44 PM |
| verse99 | $25.00 | $25.00 | 12/21/2009 4:39:29 PM |
| FlexFunding | $100.00 | $100.00 | 12/21/2009 4:40:14 PM |
| superstar449 | $25.00 | $25.00 | 12/21/2009 4:40:47 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:50 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:41:59 PM |
| Integrity1st | $25.44 | $25.44 | 12/21/2009 4:48:28 PM |
| EmeritusX | $25.00 | $25.00 | 12/21/2009 4:54:43 PM |
| bid-wonder | $25.00 | $25.00 | 12/21/2009 4:56:39 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/21/2009 6:03:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:35:00 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 3:54:55 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:01:13 AM |
| justice-hawk | $25.25 | $25.25 | 12/24/2009 3:26:27 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/26/2009 10:47:56 AM |
| cwm3651 | $25.00 | $25.00 | 12/26/2009 7:20:17 PM |
| jrlvnv | $25.00 | $25.00 | 12/26/2009 9:54:28 PM |
| heeeley | $25.00 | $25.00 | 12/27/2009 9:48:12 AM |
| Patrician | $91.19 | $91.19 | 12/27/2009 10:25:26 PM |
| Charmart | $25.00 | $25.00 | 12/28/2009 3:04:58 AM |
| orbital-gain | $50.00 | $50.00 | 12/28/2009 8:02:40 AM |
| kf88 | $25.00 | $25.00 | 12/28/2009 8:59:20 AM |
| Snoopylover | $25.00 | $25.00 | 12/28/2009 6:11:47 AM |
| beachfunder | $25.00 | $25.00 | 12/28/2009 8:13:30 AM |
| triumphant-bonus | $50.00 | $50.00 | 12/28/2009 8:28:12 AM |
| hawk357 | $25.00 | $25.00 | 12/28/2009 8:32:10 AM |
| bondhedger | $25.00 | $25.00 | 12/28/2009 9:40:14 AM |
| plbquic | $25.00 | $25.00 | 12/28/2009 10:52:36 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:45:55 AM |
| timothyb | $25.00 | $25.00 | 12/28/2009 11:09:21 AM |
| AF-Chief | $55.00 | $55.00 | 12/28/2009 12:04:02 PM |
| gemoscar | $100.00 | $100.00 | 12/28/2009 12:39:52 PM |
| tenchi2777 | $25.00 | $25.00 | 12/28/2009 12:45:40 PM |
| TakeCare | $100.00 | $100.00 | 12/28/2009 1:29:31 PM |
| dhallii | $33.00 | $33.00 | 12/28/2009 1:55:22 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 2:52:54 PM |
| 135 bids
|
Borrower Payment Dependent Notes Series
437750
This series of Notes was issued and sold upon the funding of the borrower loan #40268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $318.39 |
|
Final lender yield:
| 19.90% |
Final borrower rate/APR:
| 20.90% / 23.15% |
Final monthly payment:
| $282.18 |
| |
|
Auction yield range:
| 8.20% - 29.00% |
Estimated loss impact:
| 6.96% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.94% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,427 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| demon6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debts
Purpose of loan:
This loan will be used to consolidate debts by paying off high interest debts and credit card balances.
My financial situation:
I am a good candidate for this loan because I have a very good experience in the computer industry, a steady job and income. No dependents and other responsibilities. I have a very good payment history.
Monthly net income: $ 3200
Monthly expenses: $ 1350
??Housing: $ 400 (shared)
??Insurance: $ 100 (health)
??Car expenses: $ 180 (including insurance)?
??Utilities: $ 50
??Phone, cable, internet: $?20 (share with a room mate)
??Food, entertainment: $ 250
??Clothing, household expenses $?150
??Credit cards and other loans: $ 100
??Other expenses: $ 100
undefinedundefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wwwUniversal | $25.00 | $25.00 | 12/17/2009 4:11:26 PM |
| five-star-justice | $36.00 | $36.00 | 12/17/2009 4:11:06 PM |
| Superc0ld | $100.00 | $100.00 | 12/17/2009 4:11:15 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/17/2009 4:28:20 PM |
| sociallender | $25.00 | $25.00 | 12/17/2009 4:31:24 PM |
| jybank | $25.00 | $25.00 | 12/17/2009 4:39:39 PM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 4:56:28 PM |
| hard-working-loot | $25.00 | $25.00 | 12/17/2009 6:58:57 PM |
| jonn834 | $25.00 | $25.00 | 12/17/2009 11:01:59 PM |
| Searlzy | $25.00 | $25.00 | 12/17/2009 11:02:25 PM |
| building_community | $25.00 | $25.00 | 12/18/2009 7:24:41 AM |
| aurorafinancial | $50.00 | $50.00 | 12/18/2009 9:52:09 AM |
| felicity-daydream | $100.00 | $100.00 | 12/18/2009 1:40:40 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 2:35:53 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 3:10:03 PM |
| Sugarmama21 | $50.00 | $50.00 | 12/18/2009 3:24:52 PM |
| usedtoborrow | $50.00 | $50.00 | 12/18/2009 4:51:39 PM |
| reflective-rupee | $350.00 | $286.83 | 12/18/2009 7:39:58 PM |
| reflective-rupee | $125.00 | $125.00 | 12/18/2009 7:39:32 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/19/2009 5:57:03 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:04:11 PM |
| d_grbg | $25.00 | $25.00 | 12/20/2009 7:33:06 AM |
| Bocephus1959 | $25.00 | $25.00 | 12/20/2009 8:39:24 AM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:48:02 AM |
| radar_love | $25.00 | $25.00 | 12/20/2009 12:44:12 PM |
| The_Birnetts | $70.00 | $70.00 | 12/20/2009 11:19:25 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 1:31:29 PM |
| AuroraRobbin | $50.00 | $50.00 | 12/20/2009 3:45:06 PM |
| Dopplerbob | $41.41 | $41.41 | 12/20/2009 7:48:05 PM |
| golath24 | $50.00 | $50.00 | 12/21/2009 8:58:25 AM |
| PCity-LOA15 | $40.00 | $40.00 | 12/21/2009 2:38:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:09:34 PM |
| SweatyBalls | $50.00 | $50.00 | 12/21/2009 6:44:55 PM |
| Oupa-George | $25.00 | $25.00 | 12/22/2009 10:40:00 AM |
| dartmouth99 | $25.00 | $25.00 | 12/22/2009 11:23:54 AM |
| credit-kahuna | $100.00 | $100.00 | 12/22/2009 4:14:38 PM |
| gothampark | $25.00 | $25.00 | 12/22/2009 1:15:24 PM |
| matthewa | $25.00 | $25.00 | 12/22/2009 4:09:28 PM |
| Smallbear | $50.00 | $50.00 | 12/22/2009 4:15:36 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 4:44:48 PM |
| BuzzyBee336 | $25.00 | $25.00 | 12/22/2009 8:26:58 PM |
| hawaiitechnical | $25.00 | $25.00 | 12/22/2009 6:24:10 PM |
| a-finance-nirvana | $64.87 | $64.87 | 12/23/2009 6:48:19 AM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:20:36 PM |
| KPurviance | $25.00 | $25.00 | 12/22/2009 10:30:55 PM |
| forthright-trade | $25.00 | $25.00 | 12/23/2009 1:26:45 PM |
| lend42013 | $25.00 | $25.00 | 12/23/2009 10:58:38 AM |
| GInBaghdad | $25.00 | $25.00 | 12/23/2009 1:37:28 PM |
| currency-agave | $25.00 | $25.00 | 12/23/2009 5:51:38 PM |
| unger | $100.00 | $100.00 | 12/23/2009 4:43:02 PM |
| iNet_Investor | $25.00 | $25.00 | 12/23/2009 6:37:26 PM |
| helping-out | $40.00 | $40.00 | 12/23/2009 5:30:06 PM |
| TigerForce | $25.00 | $25.00 | 12/24/2009 6:29:54 AM |
| jbeckrj | $25.00 | $25.00 | 12/23/2009 6:28:48 PM |
| TashaRemay | $25.00 | $25.00 | 12/24/2009 7:31:29 AM |
| russm011 | $100.00 | $100.00 | 12/24/2009 7:47:40 AM |
| KLcapital | $50.00 | $50.00 | 12/24/2009 9:06:22 AM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:06:55 AM |
| rate-hickory | $25.00 | $25.00 | 12/24/2009 10:17:16 AM |
| noble-moola | $25.00 | $25.00 | 12/24/2009 10:38:59 AM |
| BankOfThomas | $25.30 | $25.30 | 12/24/2009 11:07:55 AM |
| gilbrear | $25.00 | $25.00 | 12/24/2009 10:04:05 AM |
| aliasqalias | $28.00 | $28.00 | 12/24/2009 5:58:59 AM |
| MilitaryAV8R | $25.00 | $25.00 | 12/24/2009 7:10:08 AM |
| exciting-fairness | $200.00 | $200.00 | 12/24/2009 1:53:40 PM |
| patriot384 | $100.00 | $100.00 | 12/24/2009 9:56:21 AM |
| LarWit1512 | $25.00 | $25.00 | 12/24/2009 11:38:02 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/24/2009 3:54:18 PM |
| jga516 | $25.00 | $25.00 | 12/17/2009 4:22:54 PM |
| Banker7371 | $25.00 | $25.00 | 12/17/2009 4:11:14 PM |
| bondhedger | $25.00 | $25.00 | 12/17/2009 4:41:30 PM |
| twjh | $25.00 | $25.00 | 12/17/2009 4:44:26 PM |
| slico | $25.00 | $25.00 | 12/17/2009 4:24:22 PM |
| Tai | $25.00 | $25.00 | 12/17/2009 4:55:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/17/2009 5:05:51 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:45:44 PM |
| mmzero | $25.00 | $25.00 | 12/17/2009 11:01:56 PM |
| 4est | $25.00 | $25.00 | 12/17/2009 11:02:01 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/18/2009 8:23:42 AM |
| ghinga | $25.00 | $25.00 | 12/18/2009 12:29:45 PM |
| zento | $25.00 | $25.00 | 12/18/2009 4:08:56 PM |
| cash-daisy | $50.00 | $50.00 | 12/18/2009 5:06:07 PM |
| AuroraRobbin | $50.00 | $50.00 | 12/18/2009 6:11:34 PM |
| Sand_Dollars | $500.00 | $500.00 | 12/18/2009 9:42:29 PM |
| peanutsparents | $100.00 | $100.00 | 12/19/2009 7:53:48 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:21:54 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:58:08 AM |
| starry2001 | $25.00 | $25.00 | 12/20/2009 4:12:21 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:17:14 PM |
| charming-point | $250.00 | $250.00 | 12/21/2009 8:32:11 AM |
| FinanceEngine | $25.00 | $25.00 | 12/21/2009 9:10:44 AM |
| sharp-credit | $400.00 | $400.00 | 12/21/2009 11:07:06 AM |
| charitycoon | $100.00 | $100.00 | 12/21/2009 4:34:15 PM |
| Trondheim_Norway | $100.00 | $100.00 | 12/21/2009 10:15:02 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/22/2009 7:06:11 AM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:51:49 AM |
| cjames84 | $25.00 | $25.00 | 12/22/2009 4:06:46 PM |
| ChrisKwan | $25.00 | $25.00 | 12/22/2009 4:22:40 PM |
| silverloan | $50.00 | $50.00 | 12/22/2009 4:09:35 PM |
| grf1945 | $25.00 | $25.00 | 12/22/2009 4:24:31 PM |
| crstal2000 | $100.00 | $100.00 | 12/22/2009 4:27:44 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/22/2009 4:42:52 PM |
| Hobie88 | $50.00 | $50.00 | 12/22/2009 6:10:31 PM |
| Tosaboy | $25.00 | $25.00 | 12/22/2009 7:29:46 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:19:56 PM |
| shark1234 | $45.00 | $45.00 | 12/22/2009 6:02:53 PM |
| spiff666 | $25.00 | $25.00 | 12/23/2009 7:02:03 AM |
| unbeatable-wealth | $25.00 | $25.00 | 12/22/2009 9:06:39 PM |
| plouie | $25.43 | $25.43 | 12/23/2009 12:59:22 PM |
| DenimCapital | $25.00 | $25.00 | 12/23/2009 10:52:16 AM |
| durability-colonel | $50.00 | $50.00 | 12/23/2009 1:36:55 PM |
| SkyLoan | $25.54 | $25.54 | 12/23/2009 2:24:21 PM |
| Logan7 | $25.00 | $25.00 | 12/23/2009 4:23:10 PM |
| nalaari | $53.24 | $53.24 | 12/23/2009 4:56:02 PM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 6:46:12 PM |
| economy-structure9 | $25.00 | $25.00 | 12/23/2009 7:51:09 PM |
| jcw3rd | $25.00 | $25.00 | 12/23/2009 8:09:40 PM |
| leverage-monger | $25.00 | $25.00 | 12/23/2009 4:19:47 PM |
| Snoopylover | $25.00 | $25.00 | 12/23/2009 4:20:51 PM |
| Share-the-wealth | $100.00 | $100.00 | 12/23/2009 10:33:20 PM |
| grammaspurse | $25.00 | $25.00 | 12/23/2009 4:29:46 PM |
| billybragg | $25.00 | $25.00 | 12/23/2009 6:49:32 PM |
| revenue-appraiser | $100.00 | $100.00 | 12/24/2009 9:41:59 AM |
| kendigme | $25.00 | $25.00 | 12/24/2009 3:48:03 AM |
| padewy | $25.00 | $25.00 | 12/24/2009 11:59:07 AM |
| roadster199 | $25.00 | $25.00 | 12/24/2009 12:36:27 PM |
| draggon77 | $25.00 | $25.00 | 12/24/2009 12:37:37 PM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:31:22 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/24/2009 2:15:17 PM |
| FeedTheMachine | $200.00 | $200.00 | 12/24/2009 10:17:15 AM |
| JauaFlash | $30.05 | $30.05 | 12/24/2009 10:45:31 AM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 3:45:44 PM |
| houli123 | $500.00 | $500.00 | 12/24/2009 3:07:43 PM |
| Engineer44 | $25.00 | $25.00 | 12/24/2009 3:56:17 PM |
| leverage-monger | $25.00 | $25.00 | 12/24/2009 3:51:22 PM |
| Kissabledevil | $30.00 | $30.00 | 12/24/2009 3:02:02 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/24/2009 3:46:49 PM |
| 137 bids
|
Borrower Payment Dependent Notes Series
437784
This series of Notes was issued and sold upon the funding of the borrower loan #40249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 13.05% |
Starting borrower rate/APR:
| 14.05% / 16.21% |
Starting monthly payment:
| $171.01 |
|
Final lender yield:
| 13.05% |
Final borrower rate/APR:
| 14.05% / 16.21% |
Final monthly payment:
| $171.01 |
| |
|
Auction yield range:
| 6.20% - 13.05% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.83% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,203 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 77% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| kmf1072 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Credit card debt be gone at 20%
Purpose of loan:
To pay down credit card debt accumulated because of the death of a pet and a terrible housing market in Colorado.?
My financial situation:
My husband and I make over $190K a year with only 401ks to show for it.? I want to pay off my credit cards and? begin fresh with better budgeting and spending habits.?
Monthly net income: $ 9512
Monthly expenses: $5079
Housing: $ 2200
??Insurance: $?166
??Car expenses: $770
??Utilities: $135
??Phone, cable, internet: $ 115
??Food, entertainment: $?500
??Clothing, household expenses $?350
??Credit cards and other loans: $?843
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $300.00 | $300.00 | 12/17/2009 4:40:27 PM |
| CA_Lender | $25.00 | $25.00 | 12/17/2009 4:26:21 PM |
| JackinGreen | $75.00 | $75.00 | 12/17/2009 7:32:38 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/18/2009 5:39:10 PM |
| reBuild-America | $50.00 | $50.00 | 12/18/2009 8:57:29 PM |
| mattblizz | $100.00 | $100.00 | 12/18/2009 11:23:57 PM |
| william8 | $25.00 | $25.00 | 12/19/2009 8:33:12 PM |
| dime-beeper | $50.00 | $50.00 | 12/20/2009 10:26:07 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/21/2009 12:11:56 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/22/2009 11:22:02 AM |
| benefit-flow | $100.00 | $100.00 | 12/22/2009 8:54:43 AM |
| yield-hero4 | $50.00 | $50.00 | 12/22/2009 10:37:50 AM |
| nalaari | $107.60 | $107.60 | 12/22/2009 5:30:34 PM |
| Sturgee | $25.00 | $25.00 | 12/22/2009 6:24:22 PM |
| lender12345 | $100.00 | $100.00 | 12/22/2009 8:12:05 PM |
| cash-game-changer | $25.00 | $25.00 | 12/22/2009 8:23:51 PM |
| Loan_shark718 | $35.00 | $35.00 | 12/23/2009 5:21:16 AM |
| zoomdrm57 | $25.50 | $25.50 | 12/23/2009 6:09:40 AM |
| lazyeye | $25.00 | $25.00 | 12/23/2009 7:34:13 AM |
| Johnab | $50.00 | $50.00 | 12/23/2009 12:22:45 PM |
| vutah | $25.00 | $25.00 | 12/23/2009 11:39:05 AM |
| JerryB96 | $25.00 | $25.00 | 12/23/2009 1:00:43 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/23/2009 4:19:55 PM |
| lender12345 | $69.00 | $69.00 | 12/23/2009 4:11:45 PM |
| lucrative-worth | $50.00 | $50.00 | 12/23/2009 5:42:24 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:12:59 PM |
| suburbanman64 | $30.00 | $30.00 | 12/23/2009 7:35:24 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/23/2009 6:01:22 PM |
| bank-examiner | $25.00 | $25.00 | 12/23/2009 6:05:13 PM |
| organic-platinum | $25.00 | $12.44 | 12/24/2009 6:36:49 AM |
| UBOtto186 | $25.00 | $25.00 | 12/24/2009 9:16:37 AM |
| patriot384 | $150.00 | $150.00 | 12/24/2009 9:55:34 AM |
| cjames84 | $25.00 | $25.00 | 12/24/2009 3:52:51 AM |
| Oak-Parker | $25.00 | $25.00 | 12/24/2009 3:25:15 PM |
| RecoveryLender | $25.00 | $25.00 | 12/24/2009 3:30:43 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 3:45:48 PM |
| Engineer44 | $25.00 | $25.00 | 12/24/2009 3:56:36 PM |
| houli123 | $1,200.00 | $1,200.00 | 12/24/2009 3:05:22 PM |
| Sven79 | $300.00 | $300.00 | 12/18/2009 12:28:18 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 2:26:09 PM |
| zento | $25.00 | $25.00 | 12/18/2009 5:16:49 PM |
| GOPHERBOY | $75.00 | $75.00 | 12/19/2009 6:22:24 AM |
| cptmorgin | $50.00 | $50.00 | 12/20/2009 7:21:33 AM |
| Jim33 | $25.00 | $25.00 | 12/20/2009 10:27:48 AM |
| ONECENTATATIME | $50.00 | $50.00 | 12/20/2009 1:46:13 PM |
| lively-exchange | $25.00 | $25.00 | 12/21/2009 10:47:53 AM |
| MO_Investor | $25.00 | $25.00 | 12/21/2009 6:57:53 PM |
| pureliquidhw | $25.00 | $25.00 | 12/22/2009 7:55:09 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 8:27:25 PM |
| knark | $25.00 | $25.00 | 12/23/2009 9:27:50 AM |
| runbix7 | $50.00 | $50.00 | 12/23/2009 7:04:50 PM |
| myduck | $75.00 | $75.00 | 12/23/2009 5:49:55 PM |
| Ven58 | $25.00 | $25.00 | 12/23/2009 7:10:21 PM |
| mattlo | $25.00 | $25.00 | 12/24/2009 5:11:33 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/23/2009 5:47:24 PM |
| squarebob | $25.00 | $25.00 | 12/23/2009 5:54:44 PM |
| diedebtdie | $25.00 | $25.00 | 12/23/2009 6:04:06 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 6:36:27 AM |
| iolaire | $50.00 | $50.00 | 12/23/2009 6:29:44 PM |
| MilitaryAV8R | $25.00 | $25.00 | 12/24/2009 7:14:35 AM |
| TashaRemay | $25.00 | $25.00 | 12/24/2009 7:41:32 AM |
| supreme-justice3 | $100.00 | $100.00 | 12/24/2009 9:06:23 AM |
| lender12345 | $239.46 | $239.46 | 12/24/2009 11:58:24 AM |
| bowl800 | $25.00 | $25.00 | 12/24/2009 11:19:36 AM |
| bonus-adventure3 | $50.00 | $50.00 | 12/24/2009 11:44:10 AM |
| Galdis | $25.00 | $25.00 | 12/24/2009 8:23:25 AM |
| dorypro | $40.00 | $40.00 | 12/24/2009 9:00:37 AM |
| DasMula | $50.00 | $50.00 | 12/24/2009 2:00:48 PM |
| skaught | $30.00 | $30.00 | 12/24/2009 10:33:17 AM |
| Feyenoord | $50.00 | $50.00 | 12/24/2009 10:47:47 AM |
| sportcraft18 | $50.00 | $50.00 | 12/24/2009 3:03:53 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/24/2009 3:51:29 PM |
| orbital-gain | $36.00 | $36.00 | 12/24/2009 3:46:47 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 12:58:15 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
437900
This series of Notes was issued and sold upon the funding of the borrower loan #40203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,340.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 10.40% |
Starting borrower rate/APR:
| 11.40% / 13.52% |
Starting monthly payment:
| $175.84 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $168.20 |
| |
|
Auction yield range:
| 4.20% - 10.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 23
/
20 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,231 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| brighterFuture |
Borrower's state:
| Maryland |
Borrower's group:
| Future Innovations |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $20,750.00 | < mo. late:
| 0
( 0% )
| 720-739
(Nov-2007)
700-719
(Sep-2007)
680-699
(Apr-2006)
|
|
Principal balance:
| $5,578.90 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Consolidation
Purpose of loan:
This loan will be used to re-organize a few payments and free up some cash.
My financial situation:
I am a good candidate for this loan because I have kept my word to the wonderful lenders who bid on me?previous times around and I will continue to maintain my good standing and not dissappoint those who have taken a chance on me. My income has improved since the last?time I was here 2 yrs ago, my gross is?now a little over 60k.
Monthly net income: $ 5,166 before deductions
Monthly expenses: $
??Housing: $ 950
??Insurance: $ 90
??Car expenses: $461
??Utilities: $?85
??Phone, cable, internet: $?190
??Food, entertainment: $ 250
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 798
??Other expenses: $ 150
Total expense? $3174.00
Take home pay 3600 plus
Getting this loan will help me free up additional cash flow monthly.
Thanks and happy holidays!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impartial-deal | $50.00 | $50.00 | 12/15/2009 4:33:32 PM |
| wrighco | $25.00 | $25.00 | 12/15/2009 10:11:52 PM |
| galtsgulch | $25.00 | $25.00 | 12/15/2009 7:58:31 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:21 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:53 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:36 AM |
| Aberdeen | $100.00 | $100.00 | 12/15/2009 11:41:58 PM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:06 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:47 AM |
| McDough | $25.00 | $25.00 | 12/16/2009 1:22:56 PM |
| steady-gain5 | $25.00 | $25.00 | 12/16/2009 1:49:21 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:07 PM |
| cjames84 | $25.00 | $25.00 | 12/17/2009 10:07:53 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:32 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:33 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:45 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:08 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:58 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:19 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:33 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:02 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:54 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:06 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:20 PM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 6:15:58 AM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 10:03:56 AM |
| Tradesmanlender | $25.00 | $25.00 | 12/18/2009 10:03:29 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:52 AM |
| jd006006 | $40.00 | $40.00 | 12/18/2009 12:16:43 PM |
| Artist_Blue | $25.00 | $25.00 | 12/18/2009 1:36:32 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:45 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:31 PM |
| first-upright-payout | $50.00 | $50.00 | 12/18/2009 5:17:22 PM |
| szetheli | $36.61 | $36.61 | 12/18/2009 5:19:54 PM |
| slartibardfast | $25.00 | $25.00 | 12/18/2009 5:20:21 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/18/2009 5:20:19 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/18/2009 5:20:49 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/18/2009 5:20:58 PM |
| Taxman44 | $25.00 | $25.00 | 12/18/2009 5:16:00 PM |
| best-deal-banker | $50.00 | $50.00 | 12/18/2009 5:21:25 PM |
| buckyhead2000 | $25.00 | $13.04 | 12/18/2009 5:26:13 PM |
| thestartuplender | $35.00 | $35.00 | 12/18/2009 5:25:56 PM |
| kulender | $100.00 | $100.00 | 12/19/2009 5:12:25 AM |
| Pasagam | $25.00 | $25.00 | 12/19/2009 9:39:09 AM |
| generous-deal6 | $25.00 | $25.00 | 12/19/2009 12:34:56 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 4:51:56 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 10:30:37 PM |
| elegant-income3 | $50.00 | $50.00 | 12/20/2009 9:24:47 AM |
| dbanwart | $50.00 | $50.00 | 12/20/2009 3:04:31 PM |
| Sven79 | $150.00 | $150.00 | 12/21/2009 8:51:16 AM |
| rmachi | $25.00 | $25.00 | 12/21/2009 11:19:05 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:46:46 AM |
| AsianDragon | $25.00 | $25.00 | 12/21/2009 6:01:05 PM |
| 1SteelerFan | $35.00 | $35.00 | 12/21/2009 6:41:20 PM |
| crw1950 | $50.00 | $50.00 | 12/21/2009 8:31:29 PM |
| iNet_Investor | $25.00 | $25.00 | 12/21/2009 9:56:44 PM |
| credit-flower | $25.00 | $25.00 | 12/22/2009 5:42:10 AM |
| BankofPaul | $25.00 | $25.00 | 12/22/2009 8:33:23 AM |
| OGS_Capital | $25.00 | $25.00 | 12/22/2009 9:18:18 AM |
| KarmaBum77 | $25.00 | $25.00 | 12/22/2009 9:42:52 AM |
| justin323 | $25.00 | $25.00 | 12/22/2009 4:11:18 AM |
| gtdane | $56.17 | $56.17 | 12/22/2009 10:23:01 AM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 6:22:43 AM |
| fakejamaican | $50.00 | $50.00 | 12/22/2009 3:44:44 PM |
| SS123 | $25.00 | $25.00 | 12/22/2009 10:10:43 AM |
| exciting-fairness | $200.00 | $200.00 | 12/22/2009 2:33:34 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:27:44 PM |
| dhallii | $30.00 | $30.00 | 12/22/2009 1:12:33 PM |
| DADOF1 | $25.00 | $25.00 | 12/22/2009 3:23:10 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:28 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:13 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:25 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:47 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:55 PM |
| wormdc | $26.00 | $26.00 | 12/16/2009 12:30:44 AM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:16:18 AM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:48:00 AM |
| tisiphone | $25.00 | $25.00 | 12/16/2009 7:54:16 AM |
| canisian | $25.00 | $25.00 | 12/16/2009 9:02:22 AM |
| jcfunder | $25.00 | $25.00 | 12/16/2009 11:52:57 AM |
| suzanny | $25.00 | $25.00 | 12/16/2009 7:40:49 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:44 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:26 AM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:25 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:58:19 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:11 AM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:31 PM |
| beachfunder | $25.00 | $25.00 | 12/17/2009 3:45:51 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:40 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/17/2009 7:24:52 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:06 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:26 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:39 PM |
| SNH | $50.00 | $50.00 | 12/17/2009 11:04:17 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:27 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:46 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:06 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:07:00 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:27 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:41 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:47 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:58 PM |
| ijspence | $25.00 | $25.00 | 12/17/2009 11:08:40 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:28 AM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/18/2009 10:21:30 AM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:39 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:54 PM |
| NR | $25.00 | $25.00 | 12/18/2009 1:43:24 PM |
| js60l | $25.00 | $25.00 | 12/18/2009 2:04:00 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:29 PM |
| regahj99 | $25.00 | $25.00 | 12/18/2009 5:02:05 PM |
| kayakg | $25.00 | $25.00 | 12/18/2009 5:19:44 PM |
| NATIVEBORN | $50.00 | $50.00 | 12/18/2009 5:20:00 PM |
| Patter256 | $25.00 | $25.00 | 12/18/2009 5:20:04 PM |
| Havana21 | $25.00 | $25.00 | 12/18/2009 5:20:41 PM |
| DonaldColorado | $25.00 | $25.00 | 12/18/2009 5:21:01 PM |
| skuba | $50.00 | $50.00 | 12/18/2009 5:21:15 PM |
| gold-commander0 | $50.00 | $50.00 | 12/18/2009 5:21:46 PM |
| Supernick | $50.00 | $50.00 | 12/18/2009 5:21:31 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/18/2009 5:21:52 PM |
| pipopirate | $25.00 | $25.00 | 12/18/2009 5:22:30 PM |
| lowestghost | $25.00 | $25.00 | 12/18/2009 5:24:40 PM |
| gogmagog | $55.18 | $55.18 | 12/18/2009 5:25:01 PM |
| teller | $60.00 | $60.00 | 12/18/2009 5:21:12 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/18/2009 5:25:14 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/18/2009 5:21:38 PM |
| roccofox | $50.00 | $50.00 | 12/18/2009 5:26:10 PM |
| munnu | $25.00 | $25.00 | 12/18/2009 5:25:25 PM |
| sajitp | $25.00 | $25.00 | 12/18/2009 5:25:43 PM |
| outwish | $25.00 | $25.00 | 12/18/2009 5:25:49 PM |
| mlkhamilton | $25.00 | $25.00 | 12/18/2009 5:26:02 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:14:34 PM |
| bank-examiner | $25.00 | $25.00 | 12/19/2009 12:20:32 PM |
| bondhedger | $25.00 | $25.00 | 12/20/2009 12:13:50 AM |
| credit-launcher773 | $25.00 | $25.00 | 12/21/2009 3:30:48 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 9:38:41 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:01:27 PM |
| MacBrandon | $25.00 | $25.00 | 12/21/2009 4:05:14 PM |
| aqaq8877 | $63.00 | $63.00 | 12/21/2009 5:15:46 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:25:17 PM |
| admirable-credit | $25.00 | $25.00 | 12/21/2009 5:04:57 PM |
| Hunt | $25.00 | $25.00 | 12/21/2009 5:09:53 PM |
| jybank | $25.00 | $25.00 | 12/21/2009 8:38:55 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:32:32 PM |
| bossyboots01 | $25.00 | $25.00 | 12/22/2009 4:17:13 AM |
| julijask | $25.00 | $25.00 | 12/22/2009 9:13:30 AM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:36:01 AM |
| attractive-fund | $25.00 | $25.00 | 12/22/2009 9:50:16 AM |
| orbital-gain | $50.00 | $50.00 | 12/22/2009 6:13:43 AM |
| gristle_mcthornbody | $25.00 | $25.00 | 12/22/2009 1:03:22 PM |
| kf88 | $25.00 | $25.00 | 12/22/2009 1:07:05 PM |
| socal-lender | $25.00 | $25.00 | 12/22/2009 11:43:15 AM |
| malcolmreynolds | $25.00 | $25.00 | 12/22/2009 1:23:34 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/22/2009 12:27:40 PM |
| Sitgarath | $50.00 | $50.00 | 12/22/2009 9:38:15 AM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:51:35 PM |
| HomerdohNY | $25.00 | $25.00 | 12/22/2009 3:03:32 PM |
| 157 bids
|
Borrower Payment Dependent Notes Series
438024
This series of Notes was issued and sold upon the funding of the borrower loan #40201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $104.00 |
|
Final lender yield:
| 12.75% |
Final borrower rate/APR:
| 13.75% / 15.90% |
Final monthly payment:
| $102.17 |
| |
|
Auction yield range:
| 4.20% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.60% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 19y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,021 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 26% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| special-truth |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for Spring
Purpose of loan:
Spring time is the best time for my business. I specialize in solid surface countertops. I usually stock up with sinks and supplies around this time of year to get ready for the spring and summer work.
This loan will be use sinks, faucets and supplies.
I have a great business and my income has been steady, even though the economy has slowed.
I have great payment history. I pay on time and have never been late on a loan.
I am a good candidate for this loan because? I pay my bills.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the 'ding' on your public record within the last 10 years - discrete-asset
A:
I had to file chap 7 in 2000. The "ding " is set to come off report in June 2010. Thanks for inquiring.
(Dec-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GyJAV_BNCCo | $25.00 | $25.00 | 12/14/2009 5:31:11 PM |
| reBuild-America | $25.00 | $25.00 | 12/15/2009 8:01:59 AM |
| omahajay | $25.00 | $25.00 | 12/15/2009 11:57:01 PM |
| cutter21 | $25.00 | $25.00 | 12/18/2009 9:51:44 AM |
| vault542 | $50.00 | $50.00 | 12/18/2009 11:48:31 AM |
| NewOpportunitiesNewLife | $25.00 | $25.00 | 12/19/2009 7:51:53 PM |
| mhammond | $50.00 | $50.00 | 12/20/2009 9:05:02 AM |
| mcabery | $100.00 | $100.00 | 12/20/2009 9:56:58 AM |
| mattblizz | $50.00 | $50.00 | 12/20/2009 3:18:45 PM |
| unclemalcolm | $50.00 | $50.00 | 12/20/2009 5:30:09 PM |
| pythia | $25.00 | $25.00 | 12/20/2009 5:43:12 PM |
| jybank | $50.00 | $50.00 | 12/20/2009 6:50:50 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:25:12 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:31:01 PM |
| SafeSaxa | $28.80 | $28.80 | 12/21/2009 6:21:51 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:05:26 AM |
| LendAHand24 | $25.00 | $25.00 | 12/21/2009 6:55:39 AM |
| ScottFinance | $25.00 | $25.00 | 12/21/2009 7:17:35 AM |
| hondo44 | $29.12 | $29.12 | 12/21/2009 8:02:32 AM |
| power-cell | $34.00 | $34.00 | 12/21/2009 8:51:25 AM |
| Rivermaverick | $25.00 | $25.00 | 12/21/2009 9:01:39 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:33:21 AM |
| DaddyBill | $25.00 | $25.00 | 12/21/2009 1:16:17 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:56:20 PM |
| whitegold24k | $250.00 | $250.00 | 12/21/2009 1:44:36 PM |
| kf88 | $25.00 | $25.00 | 12/21/2009 1:57:40 PM |
| JGuide | $50.00 | $50.00 | 12/21/2009 3:25:07 PM |
| sharp-credit | $799.59 | $258.83 | 12/21/2009 3:54:13 PM |
| JGuide | $64.00 | $64.00 | 12/21/2009 3:56:27 PM |
| Paragon13 | $50.00 | $50.00 | 12/14/2009 9:08:05 PM |
| SlowGardener | $75.00 | $75.00 | 12/15/2009 4:55:12 PM |
| psalms6612 | $25.00 | $25.00 | 12/15/2009 5:08:52 PM |
| CommerciaLender | $25.25 | $25.25 | 12/16/2009 5:32:04 PM |
| adventure0 | $100.00 | $100.00 | 12/17/2009 6:10:44 PM |
| rockhound84 | $25.00 | $25.00 | 12/18/2009 4:09:33 PM |
| cashasaurus0 | $200.00 | $200.00 | 12/19/2009 5:07:44 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:51:50 AM |
| repayment-radio | $50.00 | $50.00 | 12/19/2009 5:17:39 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 4:01:02 PM |
| Toobizee | $25.00 | $25.00 | 12/20/2009 4:38:08 AM |
| etherichands | $50.00 | $50.00 | 12/20/2009 8:46:41 AM |
| sshgfwb | $25.00 | $25.00 | 12/20/2009 1:21:44 PM |
| tlawed | $25.00 | $25.00 | 12/20/2009 7:02:10 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:32:44 PM |
| a-reasonable-return | $25.00 | $25.00 | 12/21/2009 6:17:01 AM |
| 2seriousteachers | $25.00 | $25.00 | 12/21/2009 8:09:22 AM |
| ussugm | $25.00 | $25.00 | 12/21/2009 10:32:36 AM |
| nalaari | $50.00 | $50.00 | 12/21/2009 10:13:50 AM |
| plbquic | $25.00 | $25.00 | 12/21/2009 11:30:29 AM |
| cardelt | $35.00 | $35.00 | 12/21/2009 11:49:47 AM |
| JGuide | $25.00 | $25.00 | 12/21/2009 1:07:38 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:58 PM |
| bouttruckin | $25.00 | $25.00 | 12/21/2009 2:34:08 PM |
| jojnax | $25.00 | $25.00 | 12/21/2009 1:57:04 PM |
| joshredneck | $100.00 | $100.00 | 12/21/2009 2:55:43 PM |
| flyboy21 | $25.00 | $25.00 | 12/21/2009 3:56:25 PM |
| Bob450 | $50.00 | $50.00 | 12/21/2009 3:56:09 PM |
| patriot384 | $200.00 | $200.00 | 12/21/2009 3:56:28 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
438262
This series of Notes was issued and sold upon the funding of the borrower loan #40198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 26.00% |
Final borrower rate/APR:
| 27.00% / 30.95% |
Final monthly payment:
| $40.83 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.12% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 104% |
|
Credit score:
| 620-639 (Nov-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 18 | Length of status: | 7y 4m |
|
Amount delinquent:
| $176 |
Revolving credit balance:
| $5,878 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Boo1960 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,750.00 | < mo. late:
| 0
( 0% )
| 640-659
(Sep-2008)
680-699
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
High Rate Of Return for Investors
Purpose of loan:
Replace blinds throughout our house.
My financial situation:
My husband takes care of ALL family expenses.? Therefore I am able to service my own individual debt with my income.
Monthly net income: $ 1,250.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $?150.00 Min.
??Other expenses: $ 50.00 Prosper Loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CoolPlexer | $25.00 | $25.00 | 12/16/2009 4:12:42 PM |
| lender12345 | $25.00 | $25.00 | 12/18/2009 6:22:36 PM |
| sweety075 | $25.00 | $25.00 | 12/19/2009 10:08:20 PM |
| CapricornLending | $25.00 | $25.00 | 12/20/2009 9:24:05 AM |
| oneforthemoney | $25.00 | $25.00 | 12/20/2009 11:02:15 AM |
| Leshan | $30.36 | $30.36 | 12/21/2009 8:00:38 AM |
| Skeptical-one | $100.00 | $100.00 | 12/21/2009 8:11:45 AM |
| arcite | $27.15 | $27.15 | 12/21/2009 10:27:55 AM |
| heroic-benefit | $89.97 | $89.97 | 12/21/2009 1:22:33 PM |
| Bob450 | $50.00 | $50.00 | 12/21/2009 1:58:40 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:16:35 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:52:12 PM |
| kinetic-social | $50.00 | $50.00 | 12/21/2009 3:52:42 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 3:57:40 PM |
| Unitas4302 | $100.00 | $100.00 | 12/15/2009 3:39:40 PM |
| marwadi-62 | $50.00 | $50.00 | 12/18/2009 9:08:54 AM |
| maccpro1 | $50.00 | $50.00 | 12/19/2009 4:24:17 PM |
| TFAD72 | $25.00 | $25.00 | 12/20/2009 8:09:48 AM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:43:14 PM |
| OPEO | $25.00 | $25.00 | 12/21/2009 7:15:04 AM |
| carrinel | $100.00 | $2.52 | 12/21/2009 8:26:18 AM |
| TakeCare | $50.00 | $50.00 | 12/21/2009 11:39:13 AM |
| Feyenoord | $50.00 | $50.00 | 12/21/2009 12:35:43 PM |
| Jazzy503 | $25.00 | $25.00 | 12/21/2009 3:32:35 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:53:43 PM |
| enlightenment5 | $25.00 | $25.00 | 12/21/2009 3:59:37 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
438308
This series of Notes was issued and sold upon the funding of the borrower loan #40194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 30.00% |
Starting borrower rate/APR:
| 31.00% / 33.39% |
Starting monthly payment:
| $344.01 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $344.01 |
| |
|
Auction yield range:
| 17.20% - 30.00% |
Estimated loss impact:
| 19.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,173 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| tiggrlvr82 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < mo. late:
| 0
( 0% )
| 700-719
(Oct-2009)
680-699
(Aug-2009)
680-699
(Jan-2008)
600-619
(Sep-2007)
|
|
Principal balance:
| $7,905.38 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
AA+++credit..can't explain HR..READ
Purpose of loan:?The purpose of this loan will be to refinance the current prosper loan i have at a little bit lower interest rate.?8500 is what i'm asking for and i only have 8k left on my current loan but i would like to get the payments down for the next and final year of my loan.? this will help free up cash.? Taking my payment from 675$ will help free up about 3 to 400 dollars a month.? My revolving debt may have gone up but only because we are making small purchases to help with my credit score even more.. I don't calculate my?debt at 12k it's more like 7350 but i never pay late and don't spend wildly.
My financial situation:
I am a good candidate for this loan because i pay everything on time and don't spend money wildly.? I am very smart with my money now.? My credit has gone up year after year to now 714.? My loan gets taken directly out of my checking account where my check and my fiancees check get diectly deposited.? I have plenty of money to pay the loan off. I can't explain the HR that prosper keeps giving me i've never missed a payment on my loan and don't plan on it.? The 17 dq's on my credit can simply be explained as old dq's more than 3 years ago.? absolutely no current dq's.
My 1st loan i had a B rating so go figure.? And as you can see my credit has no slips and keeps going higher.?
With this loan i will have free cash from my loan that i currently have.? About?3-400?dollars less in payment every month so this will help not hurt.
???? SO TO JUST CLARIFY MY STORY..
NO CURRENT DQ'S
ONE PERFECTLY PAID LOAN WITH 8K LEFT TO REFINANCE
WITH REFINANCE I'LL HAVE AN EXTRA 3-400$ A MONTH
I HAVE TWO INCOMES
VERY SMART WITH MONEY
GREAT RISK WHILE OTHERS ARE SUFFERING FINANCIALLY
MY SURPLUS IN INCOME IS USED TO SAVE FOR A HOUSE SO WE HAVE PLENTY TO PAY OFF THE LOAN AND WILL BE PAYING IT OFF EARLY MOST LIKELY
Monthly net income: $ my net income is 4300 between me and my fiancee
Monthly expenses: $ 1831
??Housing: $ 250 (renting room while saving for house)
??Insurance: $ 102
??Car expenses: $ 350
??Utilities: $ 60
??Phone, cable, internet: $ 44
??Food, entertainment: $ 125
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 100 payment to current cc bill
??Other expenses: $ 675 prosper loan
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
At first, it doesn't make sense.. 30% loan to pay off a 29.53% loan. You say that you are going to pay off the previous Prosper loan and your monthly payments will be cut in half. That would be great! Are you truely going to do that? - MoneyForNothing
A:
yes that is correct i will be paying off the other one the only reason for the high interest rate is because great prosper gave me a HR rating which i clearly don't deserve. This payoff will cancel half my payments on my current loan and thus giving me more in savings to either put towards buying a house or payoff the loan faster.
(Dec-17-2009)
Q:
Your revolving debt balance has gone from 7,718 as reported when you got your current prosper loan to 12,173 as reported in this listing. Why has this happened? - affert
A:
well not to get picky but thats not the actual number but simply i have more control and steady income now and while saving for a house we have built up our revolving debt to prove worthiness of a home loan. we make big payments its not a problem
(Dec-18-2009)
Q:
Please explain the 17 deliquencies. - vest_vortex
A:
I sure will. The dqs are from 5-6 years ago when I let my ex use my credit and he completely destroyed it. I fixed everything and as you can see I have 0 current and 0$ of dq
(Dec-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MoneyForNothing | $25.00 | $25.00 | 12/16/2009 8:36:44 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2009 10:52:46 PM |
| odc24 | $120.00 | $120.00 | 12/17/2009 9:01:56 AM |
| reflective-rupee | $800.00 | $800.00 | 12/16/2009 10:52:28 PM |
| quickstep | $200.00 | $200.00 | 12/17/2009 3:39:57 AM |
| quickstep | $200.00 | $200.00 | 12/17/2009 7:13:53 AM |
| quickstep | $200.00 | $200.00 | 12/17/2009 11:08:11 AM |
| well-mannered-income3 | $60.00 | $60.00 | 12/18/2009 12:20:40 PM |
| reflective-rupee | $500.00 | $500.00 | 12/18/2009 12:45:24 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/19/2009 10:21:13 AM |
| shrewd-income | $100.00 | $100.00 | 12/19/2009 7:18:19 PM |
| oneforthemoney | $25.00 | $25.00 | 12/20/2009 11:16:35 AM |
| gbruenin | $45.99 | $45.99 | 12/21/2009 4:30:18 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 9:52:25 PM |
| reflective-rupee | $100.00 | $100.00 | 12/22/2009 12:08:58 PM |
| hughro | $85.00 | $85.00 | 12/22/2009 3:23:38 PM |
| Feyenoord | $50.00 | $50.00 | 12/22/2009 4:49:45 PM |
| Miklot | $155.12 | $155.12 | 12/22/2009 4:34:09 PM |
| evinny101 | $37.65 | $37.65 | 12/22/2009 5:53:47 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/22/2009 6:14:26 PM |
| honorable-yield | $50.00 | $50.00 | 12/23/2009 6:55:02 AM |
| found | $64.27 | $64.27 | 12/23/2009 9:32:04 AM |
| T-Bizzone | $25.00 | $25.00 | 12/23/2009 6:06:09 AM |
| xfbpl | $50.00 | $50.00 | 12/23/2009 7:21:47 AM |
| JJ-Loans | $50.00 | $50.00 | 12/23/2009 10:19:11 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/23/2009 10:53:05 AM |
| lend42013 | $30.00 | $30.00 | 12/23/2009 10:53:25 AM |
| gelt4u | $25.00 | $25.00 | 12/23/2009 11:37:10 AM |
| reflective-rupee | $400.00 | $400.00 | 12/17/2009 10:00:22 AM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2009 10:53:02 PM |
| aztocas | $25.00 | $25.00 | 12/17/2009 7:55:00 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/17/2009 5:20:16 PM |
| myGodisgood | $25.00 | $25.00 | 12/18/2009 1:14:58 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/18/2009 4:07:00 PM |
| DSK_Financials | $50.00 | $50.00 | 12/18/2009 2:24:32 PM |
| DasMula | $500.00 | $500.00 | 12/20/2009 8:04:45 AM |
| balanced-balance6 | $50.00 | $50.00 | 12/20/2009 7:35:36 AM |
| brother_tam | $250.00 | $250.00 | 12/20/2009 4:02:44 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:23:24 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:12:05 AM |
| Skeptical-one | $150.00 | $150.00 | 12/21/2009 8:21:06 AM |
| pyungpyung | $25.00 | $25.00 | 12/21/2009 10:14:05 AM |
| squarebob | $25.00 | $25.00 | 12/21/2009 12:32:24 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/21/2009 3:16:42 PM |
| Tono | $25.00 | $25.00 | 12/21/2009 4:09:26 PM |
| Aberdeen | $300.00 | $300.00 | 12/21/2009 6:36:15 PM |
| sweety075 | $25.00 | $25.00 | 12/21/2009 7:53:56 PM |
| golath24 | $51.95 | $51.95 | 12/22/2009 10:14:28 AM |
| Tosaboy | $25.00 | $25.00 | 12/22/2009 7:22:38 PM |
| deepblue34 | $25.00 | $25.00 | 12/22/2009 7:15:29 PM |
| note-pursuit | $25.00 | $25.00 | 12/22/2009 10:51:21 PM |
| stormtrooper72 | $46.63 | $46.63 | 12/23/2009 12:03:27 AM |
| DasMula | $250.00 | $250.00 | 12/22/2009 11:20:47 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/23/2009 7:08:46 AM |
| Satur | $50.00 | $50.00 | 12/23/2009 4:31:25 AM |
| crdcteng | $25.00 | $25.00 | 12/23/2009 5:10:51 AM |
| G-Love | $216.77 | $216.77 | 12/23/2009 9:19:20 AM |
| head | $25.00 | $25.00 | 12/23/2009 8:24:57 AM |
| BBL | $25.00 | $25.00 | 12/23/2009 6:06:10 AM |
| Bob450 | $50.00 | $50.00 | 12/23/2009 7:45:10 AM |
| kermitdafrog | $25.00 | $25.00 | 12/23/2009 8:19:23 AM |
| TakeCare | $300.00 | $300.00 | 12/23/2009 9:57:45 AM |
| durability-colonel | $50.00 | $11.62 | 12/23/2009 11:34:40 AM |
| TakeCare | $320.00 | $320.00 | 12/23/2009 11:41:57 AM |
| 64 bids
|
Borrower Payment Dependent Notes Series
438356
This series of Notes was issued and sold upon the funding of the borrower loan #40208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 11.20% - 34.00% |
Estimated loss impact:
| 10.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 23.13% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Nov-2009) |
Current / open credit lines:
| 15
/
11 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $53,634 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 58% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Cloudx9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a used car for work
Purpose of loan:
This loan will be used to? Buy a used car for work, the current car I drive is breaking down and I don't know how much longer it will last. I'm looking to buy a reliable used car for around $4000 but I'm $1200 short. This is very important for me since I drive alot for work. I travel to people's homes around the city for work.
My financial situation:
I am a good candidate for this loan because? I can Pay the monthly payments with no problems. The delinquencies listed on my credit report were from over 3 years ago, when my business went down. I still ended up paying back the creditors instead of filing for bankruptcy. Now I'm current on all my accounts. I'm the type of person that will always try my best to pay back what I owe. So please give me this chance to prove myself on this site.
Monthly net income: $ 3600
Monthly expenses: $
??Housing: $ 600
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 650
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/16/2009 4:52:44 PM |
| LAKETIME | $25.00 | $25.00 | 12/19/2009 4:16:33 AM |
| lend4life13 | $60.13 | $60.13 | 12/21/2009 1:25:51 PM |
| DasMula | $250.00 | $250.00 | 12/22/2009 11:27:37 PM |
| Laxa | $88.13 | $88.13 | 12/23/2009 5:21:54 AM |
| rvfbroker | $25.00 | $25.00 | 12/23/2009 12:09:26 PM |
| libraryfrenzy | $25.00 | $25.00 | 12/23/2009 2:26:25 PM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 10:58:06 AM |
| Tono | $25.00 | $25.00 | 12/21/2009 4:19:35 PM |
| victor111 | $25.00 | $25.00 | 12/23/2009 6:03:19 AM |
| buyrite334 | $25.00 | $25.00 | 12/23/2009 12:20:23 PM |
| durability-colonel | $100.00 | $100.00 | 12/23/2009 11:41:22 AM |
| DasMula | $100.00 | $76.74 | 12/23/2009 1:22:32 PM |
| patriot384 | $100.00 | $100.00 | 12/23/2009 12:38:19 PM |
| oath163 | $400.00 | $400.00 | 12/23/2009 1:17:06 PM |
| Pu239 | $50.00 | $50.00 | 12/23/2009 2:23:55 PM |
| Skeptical-one | $50.00 | $50.00 | 12/23/2009 12:30:37 PM |
| cashhelp | $25.00 | $25.00 | 12/23/2009 1:23:17 PM |
| reciprocate | $100.00 | $100.00 | 12/23/2009 2:37:47 PM |
| 19 bids
|
Borrower Payment Dependent Notes Series
438368
This series of Notes was issued and sold upon the funding of the borrower loan #40237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,499.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $236.38 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $236.20 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 8
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $177 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Vecnan |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Investment Opportunity
Purpose of loan:
This loan will be used for private investments. I believe in using debt as an asset to increase one's wealth, to this end I would like to secure a loan to ensure I can take full advantage of the opportunities provided to me.
My financial situation:
I am a good candidate for this loan because I take credit very seriously and as a fellow prosper lender I am aware of the risks taken when lending. As stated previously this loan will be used for investments.?While I ultimately believe that those investments will increase my financial position,?if for any reason those investments were to go sour I would still make all payments on time as promised. My history will show that?I have paid off a previous loan that was used for the same purpose without incident.
Thank you for your consideration and I look forward to answering any questions that you may have.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did your investments do from your last loan? - credit-maestro
A:
Last year averaged out to about -13% and so far this year I am at about 35% on significantly more principle. Last year I decided to stop investing due to a change in my financial situation. Since then I have taken on a new job that pays quite a bit more and I feel that I am in a good position to releverage. The performance of my investments will in no way affect my ability to pay this loan.
(Dec-18-2009)
Q:
Unless you're buying a business, do you really think it's a good idea to take out a loan for investing? - dime-beeper
A:
As an entrepreneur this loan will increase my capacity which will not only increase the rate of return on the money I am being loaned but will also increase the rate of return I can achieve on the remainder of my portfolio through economies of scale. The additional returns this will generate will more than cover the interest charged on the loan.
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coloradoloanman | $25.00 | $25.00 | 12/16/2009 4:28:59 PM |
| tuneman1980 | $25.00 | $25.00 | 12/16/2009 4:29:26 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 4:30:36 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 4:31:45 PM |
| auction-elvis | $25.00 | $25.00 | 12/16/2009 4:29:10 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 4:30:22 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 4:30:49 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:23 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:53:35 PM |
| impartial-deal | $25.00 | $25.00 | 12/16/2009 4:48:58 PM |
| five-star-note | $25.00 | $25.00 | 12/17/2009 12:31:42 AM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 5:42:10 AM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:40:47 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:06:35 AM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:19 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:49 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:24 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:45 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:26 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:08 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:49 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:56 PM |
| Kame | $25.00 | $25.00 | 12/17/2009 10:57:30 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:16 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:04 PM |
| JJS180 | $25.00 | $25.00 | 12/17/2009 10:59:23 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:42 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:06 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:45 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:54 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:11 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:25 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:06 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:26 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:34 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:57 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:07 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:45 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:53 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:01 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:11 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:07:01 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:26 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:48 PM |
| ryreesado | $25.00 | $25.00 | 12/17/2009 11:09:03 PM |
| Jassi | $25.00 | $25.00 | 12/17/2009 11:09:19 PM |
| toblerone | $25.00 | $25.00 | 12/17/2009 11:09:15 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/17/2009 11:09:27 PM |
| salala | $25.00 | $25.00 | 12/17/2009 11:18:24 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 11:26:43 PM |
| NR | $25.00 | $25.00 | 12/17/2009 11:26:46 PM |
| BiggestG | $25.00 | $25.00 | 12/17/2009 11:22:45 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:26 AM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 10:03:54 AM |
| credit-coach118 | $40.00 | $40.00 | 12/18/2009 10:53:14 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 11:36:13 AM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:53 PM |
| lend_to_you | $50.00 | $50.00 | 12/18/2009 1:43:43 PM |
| tsui517 | $25.00 | $25.00 | 12/18/2009 1:43:32 PM |
| degster | $25.00 | $25.00 | 12/18/2009 2:03:58 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/18/2009 2:04:26 PM |
| ptjg | $52.85 | $52.85 | 12/18/2009 1:43:37 PM |
| JGuide | $25.00 | $25.00 | 12/18/2009 4:24:42 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:46 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:31 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:29 PM |
| ADenny | $25.00 | $25.00 | 12/18/2009 5:03:23 PM |
| greenwell | $50.00 | $50.00 | 12/18/2009 5:07:48 PM |
| freesia54 | $25.00 | $25.00 | 12/18/2009 5:08:14 PM |
| DandBFamily | $25.00 | $25.00 | 12/18/2009 5:08:21 PM |
| skvat | $25.00 | $25.00 | 12/18/2009 5:09:41 PM |
| aasx1108 | $25.00 | $25.00 | 12/18/2009 5:10:16 PM |
| Carpetkid | $50.00 | $50.00 | 12/18/2009 5:09:18 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/18/2009 5:11:11 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 5:08:04 PM |
| elegant-income3 | $25.00 | $25.00 | 12/18/2009 5:08:32 PM |
| kvandivo | $25.00 | $25.00 | 12/18/2009 5:08:42 PM |
| EmeritusX | $25.00 | $25.00 | 12/18/2009 5:35:42 PM |
| reBuild-America | $25.00 | $25.00 | 12/18/2009 9:01:37 PM |
| GlobalLending | $25.00 | $25.00 | 12/18/2009 11:11:36 PM |
| billnsc | $25.00 | $25.00 | 12/19/2009 6:56:43 AM |
| Syzygy | $25.00 | $25.00 | 12/19/2009 12:36:54 PM |
| vine99 | $90.00 | $90.00 | 12/19/2009 9:30:03 PM |
| MitchD | $25.00 | $25.00 | 12/20/2009 3:28:38 PM |
| helping-out | $50.00 | $50.00 | 12/20/2009 3:37:11 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 3:17:11 PM |
| bkb7484 | $25.00 | $25.00 | 12/20/2009 6:52:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:02:48 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:56:13 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:02:19 PM |
| narblark | $25.00 | $25.00 | 12/21/2009 8:28:12 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:26:19 PM |
| justin323 | $25.00 | $25.00 | 12/22/2009 4:12:15 AM |
| crw1950 | $50.00 | $50.00 | 12/22/2009 7:05:56 AM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:44:48 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/21/2009 10:51:15 PM |
| jybank | $100.00 | $100.00 | 12/22/2009 12:22:32 PM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:41:25 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:44:09 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:32:09 PM |
| justice-hawk | $25.00 | $25.00 | 12/22/2009 9:05:30 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:00:48 PM |
| StarFundingSource | $25.00 | $25.00 | 12/23/2009 8:34:01 AM |
| srsock | $43.39 | $43.39 | 12/23/2009 9:22:56 AM |
| wild-orange | $25.00 | $25.00 | 12/23/2009 11:54:49 AM |
| redtilapia | $25.00 | $25.00 | 12/23/2009 1:26:43 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2009 4:29:43 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 4:32:01 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 4:31:18 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 4:31:26 PM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 4:31:13 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:05 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:46 PM |
| Mickeyblu | $25.00 | $25.00 | 12/16/2009 10:17:22 PM |
| cjames84 | $25.00 | $25.00 | 12/17/2009 10:07:51 AM |
| Trader75 | $25.00 | $25.00 | 12/17/2009 11:31:38 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:31 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:29 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:39 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:05 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:14 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:44 PM |
| KiwiElf | $30.00 | $30.00 | 12/17/2009 10:57:42 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:05 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:36 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:38 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:09 PM |
| fortytwo | $200.00 | $200.00 | 12/17/2009 10:58:48 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:58:27 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:16 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:33 PM |
| museic1 | $25.00 | $25.00 | 12/17/2009 11:00:26 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:33 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:02 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:47 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:19 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:32 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 12/17/2009 11:05:27 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:05 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:19 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:41 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:59 PM |
| ijspence | $25.00 | $25.00 | 12/17/2009 11:08:40 PM |
| SnE | $25.00 | $25.00 | 12/17/2009 11:09:06 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/17/2009 11:18:56 PM |
| the-silver-blaster | $59.20 | $59.20 | 12/17/2009 11:18:26 PM |
| SNH | $50.00 | $50.00 | 12/17/2009 11:23:05 PM |
| QuinMccoy | $25.00 | $25.00 | 12/17/2009 11:22:47 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/17/2009 11:23:40 PM |
| BankofBen | $500.00 | $500.00 | 12/18/2009 12:35:18 AM |
| GElender | $38.46 | $38.46 | 12/18/2009 7:11:02 AM |
| shamil45 | $25.00 | $25.00 | 12/18/2009 7:30:33 AM |
| zzztimbo | $44.01 | $44.01 | 12/18/2009 9:01:13 AM |
| TheWainer | $25.00 | $25.00 | 12/18/2009 10:49:43 AM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:22:05 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:53 AM |
| Kerrysbay | $25.00 | $25.00 | 12/18/2009 11:41:55 AM |
| jd006006 | $40.00 | $40.00 | 12/18/2009 12:16:41 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:36 PM |
| morpholog | $25.00 | $25.00 | 12/18/2009 12:41:56 PM |
| miked8303 | $25.00 | $25.00 | 12/18/2009 1:44:44 PM |
| orbital-gain | $50.00 | $50.00 | 12/18/2009 2:17:42 PM |
| honorable-yield | $75.00 | $75.00 | 12/18/2009 5:07:35 PM |
| Musicman1950 | $25.00 | $25.00 | 12/18/2009 5:09:02 PM |
| grampy48 | $25.00 | $25.00 | 12/18/2009 5:09:31 PM |
| elasermd | $50.00 | $50.00 | 12/18/2009 5:09:48 PM |
| lean-velocity | $25.00 | $25.00 | 12/18/2009 5:08:51 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/18/2009 5:10:28 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/18/2009 5:10:41 PM |
| Castellan | $25.00 | $25.00 | 12/18/2009 5:10:48 PM |
| ClearLake | $25.00 | $25.00 | 12/18/2009 5:11:14 PM |
| fcukciti | $25.00 | $25.00 | 12/18/2009 5:10:35 PM |
| sas19 | $25.00 | $25.00 | 12/18/2009 5:10:53 PM |
| jbaum | $150.00 | $21.32 | 12/18/2009 5:12:02 PM |
| mla | $25.00 | $25.00 | 12/18/2009 5:11:55 PM |
| TriSail | $25.00 | $25.00 | 12/18/2009 5:10:00 PM |
| a-responsible-return | $25.00 | $25.00 | 12/18/2009 5:10:19 PM |
| financial-frenzy | $25.00 | $25.00 | 12/18/2009 5:11:28 PM |
| puifais | $25.00 | $25.00 | 12/18/2009 5:11:34 PM |
| bayareainv | $50.00 | $50.00 | 12/18/2009 5:11:39 PM |
| payontime1 | $50.00 | $50.00 | 12/18/2009 10:40:50 PM |
| Pasagam | $25.00 | $25.00 | 12/19/2009 9:46:44 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/19/2009 12:11:56 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 5:09:33 PM |
| ganon | $100.00 | $100.00 | 12/20/2009 2:02:17 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/20/2009 9:33:02 AM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/20/2009 5:47:35 PM |
| community-gyration7 | $50.00 | $50.00 | 12/20/2009 9:08:29 PM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 12:07:24 PM |
| bankar | $25.00 | $25.00 | 12/21/2009 3:15:20 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/21/2009 5:05:09 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:33:47 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 7:53:13 PM |
| GBlack | $25.00 | $25.00 | 12/21/2009 11:46:12 PM |
| credit-flower | $25.00 | $25.00 | 12/22/2009 6:04:41 AM |
| BankofPaul | $25.00 | $25.00 | 12/22/2009 8:34:38 AM |
| TakeCare | $100.00 | $100.00 | 12/22/2009 1:09:53 PM |
| manugee | $50.00 | $50.00 | 12/23/2009 7:26:18 AM |
| Personal-Bond | $34.77 | $34.77 | 12/23/2009 10:47:45 AM |
| SpotLending | $50.00 | $50.00 | 12/23/2009 3:53:04 PM |
| StocksMan | $50.00 | $50.00 | 12/23/2009 4:06:52 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/23/2009 2:59:53 PM |
| 202 bids
|
Borrower Payment Dependent Notes Series
438452
This series of Notes was issued and sold upon the funding of the borrower loan #40215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.2% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 20.55% |
Starting borrower rate/APR:
| 21.55% / 23.81% |
Starting monthly payment:
| $379.58 |
|
Final lender yield:
| 20.05% |
Final borrower rate/APR:
| 21.05% / 23.30% |
Final monthly payment:
| $377.01 |
| |
|
Auction yield range:
| 8.20% - 20.55% |
Estimated loss impact:
| 6.67% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.38% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,760 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| camaraderi-scientist |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup a new location
Purpose of loan:
This loan will be used to? Start up a new restaurant? location on a busy strip.? We are planning to to convert a gas station?into this location and need a little?extra boost to take care of?the construction project.?
My financial situation:
I am a good candidate for this loan because?I am very motivated to business owner and very responsible in taking care of expenses. Im currently on operations manager and understand what it means to manage controllable contirbution.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of food and service do you plan? Thanks. - mbf2234
A:
American and Jamaican cuisine, dine in, take out, catering and delivery service in White Plains, New York.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| BenBernanke | $25.00 | $25.00 | 12/22/2009 5:09:58 PM |
| NJournalist | $25.00 | $25.00 | 12/22/2009 5:10:05 PM |
| MARSTUN | $25.94 | $25.94 | 12/22/2009 5:10:43 PM |
| devoider | $25.00 | $25.00 | 12/22/2009 5:10:54 PM |
| Little_Guy | $25.00 | $25.00 | 12/22/2009 5:11:50 PM |
| Dahlozer | $25.00 | $25.00 | 12/22/2009 5:13:34 PM |
| kalyani74 | $50.00 | $50.00 | 12/22/2009 5:14:15 PM |
| Sibelius2 | $25.00 | $25.00 | 12/22/2009 5:14:19 PM |
| selfmademan | $25.00 | $25.00 | 12/22/2009 5:14:33 PM |
| compuguy8 | $25.00 | $25.00 | 12/22/2009 5:15:30 PM |
| JKEnterprises | $25.00 | $25.00 | 12/22/2009 5:12:14 PM |
| ghinga | $50.00 | $50.00 | 12/22/2009 5:15:38 PM |
| dsw6440 | $50.00 | $50.00 | 12/22/2009 5:12:18 PM |
| srilm | $25.00 | $25.00 | 12/22/2009 5:15:53 PM |
| smallfry | $25.00 | $25.00 | 12/22/2009 5:12:40 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/22/2009 5:16:19 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/22/2009 5:12:48 PM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 5:12:56 PM |
| Siafu | $25.00 | $25.00 | 12/22/2009 5:13:04 PM |
| sharkm | $40.00 | $40.00 | 12/22/2009 5:16:59 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/22/2009 5:17:38 PM |
| tremendous-payment | $25.00 | $25.00 | 12/22/2009 5:17:43 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/22/2009 5:13:50 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/22/2009 5:18:10 PM |
| duty-monger | $50.00 | $50.00 | 12/22/2009 5:18:22 PM |
| roto | $25.00 | $25.00 | 12/22/2009 5:18:31 PM |
| hutch13 | $50.00 | $50.00 | 12/22/2009 5:18:47 PM |
| ISHLEP67 | $50.00 | $50.00 | 12/22/2009 5:14:41 PM |
| note-tent | $25.00 | $25.00 | 12/22/2009 5:19:04 PM |
| spqrxxi | $25.00 | $25.00 | 12/22/2009 5:19:06 PM |
| E2BGR8 | $25.00 | $25.00 | 12/22/2009 5:19:14 PM |
| nodrivelpls | $25.00 | $25.00 | 12/22/2009 5:20:00 PM |
| fishman42 | $25.00 | $25.00 | 12/22/2009 5:15:25 PM |
| treasure-generator | $25.00 | $25.00 | 12/22/2009 5:15:39 PM |
| Picopie | $50.00 | $50.00 | 12/22/2009 5:20:16 PM |
| 54CHEVY | $25.00 | $25.00 | 12/22/2009 5:20:20 PM |
| carlover | $25.00 | $25.00 | 12/22/2009 5:15:56 PM |
| metro457 | $25.00 | $25.00 | 12/22/2009 5:16:05 PM |
| PatRichi | $25.00 | $25.00 | 12/22/2009 5:20:45 PM |
| vkorichkov | $30.00 | $30.00 | 12/22/2009 5:16:13 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/22/2009 5:20:50 PM |
| Trojan1976 | $25.00 | $25.00 | 12/22/2009 5:09:59 PM |
| Doodlemeyer | $25.00 | $25.00 | 12/22/2009 5:17:01 PM |
| mlsstelulah | $25.00 | $25.00 | 12/22/2009 5:10:32 PM |
| norcalsv | $25.11 | $25.11 | 12/22/2009 5:10:40 PM |
| auctionbros | $25.00 | $25.00 | 12/22/2009 5:17:34 PM |
| payout-achievement | $40.00 | $40.00 | 12/22/2009 5:17:47 PM |
| topher515 | $25.00 | $25.00 | 12/22/2009 5:11:10 PM |
| galtsgulch | $25.00 | $25.00 | 12/22/2009 5:11:24 PM |
| wayman | $50.00 | $50.00 | 12/22/2009 5:18:06 PM |
| sidney102 | $50.00 | $50.00 | 12/22/2009 5:18:20 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/22/2009 5:18:26 PM |
| biglender5 | $25.00 | $25.00 | 12/22/2009 5:12:13 PM |
| Weaverville | $50.00 | $50.00 | 12/22/2009 5:12:19 PM |
| lostontheedge | $25.00 | $25.00 | 12/22/2009 5:18:38 PM |
| loan-squadron | $50.00 | $50.00 | 12/22/2009 5:18:45 PM |
| skuba | $25.00 | $25.00 | 12/22/2009 5:12:43 PM |
| marinade | $25.00 | $25.00 | 12/22/2009 5:19:09 PM |
| loanfairy | $25.00 | $25.00 | 12/22/2009 5:19:27 PM |
| order-prospector | $50.00 | $50.00 | 12/22/2009 5:13:16 PM |
| exact-justice | $25.00 | $25.00 | 12/22/2009 5:19:47 PM |
| utukxul | $25.00 | $25.00 | 12/22/2009 5:20:03 PM |
| BlindJoeDeath | $25.00 | $25.00 | 12/22/2009 5:13:46 PM |
| exact-loan5 | $25.00 | $25.00 | 12/22/2009 5:20:25 PM |
| worldly-community3 | $25.00 | $25.00 | 12/22/2009 5:20:40 PM |
| Aquani | $50.00 | $50.00 | 12/22/2009 5:14:08 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/22/2009 5:20:45 PM |
| helpu88 | $25.00 | $25.00 | 12/22/2009 5:14:30 PM |
| standanddeliver | $25.00 | $25.00 | 12/22/2009 5:21:05 PM |
| MakoF16 | $50.00 | $50.00 | 12/22/2009 5:14:44 PM |
| LiquidLender | $25.00 | $25.00 | 12/22/2009 5:15:04 PM |
| yachtiegirl | $25.00 | $25.00 | 12/22/2009 5:15:12 PM |
| leodaguy | $25.00 | $25.00 | 12/22/2009 5:15:18 PM |
| swm | $25.00 | $25.00 | 12/22/2009 5:15:27 PM |
| cladius67 | $25.00 | $25.00 | 12/22/2009 5:15:35 PM |
| talang | $25.00 | $25.00 | 12/22/2009 5:15:46 PM |
| balanced-balance6 | $50.00 | $50.00 | 12/22/2009 5:16:17 PM |
| aasx1108 | $25.00 | $25.00 | 12/22/2009 5:16:37 PM |
| mtp | $50.00 | $50.00 | 12/22/2009 5:29:15 PM |
| integrity-doctor | $50.00 | $50.00 | 12/22/2009 5:16:45 PM |
| dpjd | $50.00 | $50.00 | 12/22/2009 5:17:04 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/22/2009 5:17:08 PM |
| galaxy1 | $25.00 | $25.00 | 12/22/2009 5:17:36 PM |
| WalnutCreekguy | $33.00 | $33.00 | 12/22/2009 5:18:03 PM |
| jybank | $25.00 | $25.00 | 12/22/2009 5:31:46 PM |
| wiltonbound | $25.00 | $25.00 | 12/22/2009 5:18:13 PM |
| shrewd-deal | $25.00 | $25.00 | 12/22/2009 5:18:18 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/22/2009 5:18:37 PM |
| trapper569 | $50.00 | $50.00 | 12/22/2009 5:19:25 PM |
| chlebie | $50.00 | $50.00 | 12/22/2009 5:20:06 PM |
| swoosh | $25.00 | $25.00 | 12/22/2009 5:20:18 PM |
| maule | $25.00 | $25.00 | 12/22/2009 5:20:23 PM |
| VBAces | $50.00 | $50.00 | 12/22/2009 5:20:53 PM |
| blooming-dedication | $50.00 | $50.00 | 12/22/2009 5:21:04 PM |
| Superc0ld | $100.00 | $100.00 | 12/22/2009 5:35:06 PM |
| five-star-justice | $36.00 | $36.00 | 12/22/2009 5:30:38 PM |
| sociallender | $25.00 | $25.00 | 12/22/2009 5:30:56 PM |
| Tc11902 | $25.00 | $25.00 | 12/22/2009 5:41:36 PM |
| jga516 | $25.00 | $25.00 | 12/22/2009 5:36:05 PM |
| Ven58 | $25.00 | $25.00 | 12/22/2009 5:43:37 PM |
| TheYellowDart | $25.00 | $25.00 | 12/22/2009 5:46:21 PM |
| Bank_Of_XL | $100.00 | $100.00 | 12/23/2009 7:11:50 AM |
| interstellar | $46.15 | $46.15 | 12/23/2009 11:19:55 AM |
| jonn834 | $25.00 | $25.00 | 12/23/2009 4:32:25 PM |
| bobby51 | $25.00 | $25.00 | 12/24/2009 5:38:22 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/24/2009 1:10:30 PM |
| caseattle | $25.00 | $25.00 | 12/24/2009 6:57:25 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/25/2009 2:15:46 PM |
| tnjohnso | $25.00 | $25.00 | 12/25/2009 4:17:18 PM |
| vivacious-p2p3 | $50.00 | $50.00 | 12/27/2009 7:15:06 AM |
| SFBank | $200.00 | $200.00 | 12/27/2009 1:10:24 PM |
| GreenBuilder247 | $50.00 | $50.00 | 12/28/2009 10:49:18 AM |
| a-truth-director | $25.00 | $25.00 | 12/28/2009 1:00:55 PM |
| pedestrianme | $25.00 | $25.00 | 12/28/2009 1:32:32 PM |
| LarWit1512 | $25.00 | $25.00 | 12/28/2009 4:04:17 PM |
| ChrisKwan | $25.00 | $25.00 | 12/28/2009 4:34:23 PM |
| superb-kindness2 | $25.00 | $25.00 | 12/28/2009 4:49:59 PM |
| givetolive | $25.00 | $25.00 | 12/28/2009 4:52:00 PM |
| durability-colonel | $50.00 | $50.00 | 12/28/2009 4:57:37 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/28/2009 4:41:50 PM |
| fostaman | $25.00 | $25.00 | 12/28/2009 6:05:50 PM |
| Kash2010lu | $25.00 | $25.00 | 12/28/2009 6:01:08 PM |
| a-finance-nirvana | $78.10 | $78.10 | 12/28/2009 7:37:25 PM |
| forthright-trade | $25.00 | $25.00 | 12/28/2009 9:00:38 PM |
| MasterMind5 | $52.45 | $52.45 | 12/28/2009 9:12:24 PM |
| cashasaurus0 | $62.00 | $62.00 | 12/29/2009 5:51:04 AM |
| blackstar | $25.00 | $25.00 | 12/29/2009 3:59:25 AM |
| wild_carrot | $25.00 | $25.00 | 12/29/2009 4:56:22 AM |
| psalms6612 | $25.00 | $25.00 | 12/29/2009 7:52:51 AM |
| wealth-comet694 | $25.00 | $25.00 | 12/29/2009 6:36:23 AM |
| icon7 | $25.00 | $25.00 | 12/29/2009 8:07:44 AM |
| fair-payment4 | $25.00 | $25.00 | 12/29/2009 9:31:58 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/29/2009 9:57:43 AM |
| umfan123 | $27.79 | $27.79 | 12/29/2009 8:58:07 AM |
| truelumen | $25.00 | $25.00 | 12/29/2009 9:02:38 AM |
| yield-hero4 | $50.00 | $50.00 | 12/29/2009 10:40:38 AM |
| Scubadiver | $42.00 | $42.00 | 12/29/2009 11:28:40 AM |
| Bob450 | $25.00 | $25.00 | 12/29/2009 12:24:13 PM |
| tender-ore | $25.00 | $25.00 | 12/29/2009 1:15:26 PM |
| serene-capital | $25.00 | $25.00 | 12/29/2009 3:31:00 PM |
| favorite-commerce | $25.00 | $25.00 | 12/29/2009 2:15:16 PM |
| Feyenoord | $27.99 | $27.99 | 12/29/2009 1:44:44 PM |
| Rattlehead | $100.00 | $100.00 | 12/29/2009 3:12:12 PM |
| SCRUGZY | $25.00 | $25.00 | 12/29/2009 3:37:47 PM |
| Kissabledevil | $25.00 | $25.00 | 12/29/2009 4:06:07 PM |
| Capit0l | $25.00 | $25.00 | 12/29/2009 4:22:03 PM |
| nilonc1 | $200.00 | $200.00 | 12/29/2009 4:42:09 PM |
| PeterV | $25.00 | $25.00 | 12/22/2009 5:10:15 PM |
| MARWARISETH | $25.00 | $25.00 | 12/22/2009 5:10:19 PM |
| charming-point | $250.00 | $250.00 | 12/22/2009 5:12:12 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/22/2009 5:13:12 PM |
| syounker | $25.00 | $25.00 | 12/22/2009 5:13:33 PM |
| boater01 | $50.00 | $50.00 | 12/22/2009 5:13:42 PM |
| agwosdof | $100.00 | $100.00 | 12/22/2009 5:14:07 PM |
| ArkoshKovash | $25.00 | $25.00 | 12/22/2009 5:10:34 PM |
| YellowJacket | $25.00 | $25.00 | 12/22/2009 5:10:46 PM |
| DrStaff | $60.00 | $60.00 | 12/22/2009 5:14:38 PM |
| crazycool | $35.00 | $35.00 | 12/22/2009 5:14:49 PM |
| fatson43 | $25.00 | $25.00 | 12/22/2009 5:14:56 PM |
| divedude | $25.00 | $25.00 | 12/22/2009 5:15:07 PM |
| Sefotonga | $25.00 | $25.00 | 12/22/2009 5:12:39 PM |
| Havana21 | $25.00 | $25.00 | 12/22/2009 5:16:48 PM |
| elegant-income3 | $30.00 | $30.00 | 12/22/2009 5:17:20 PM |
| kmfreymi | $25.00 | $25.00 | 12/22/2009 5:13:27 PM |
| trade-pumpkin | $25.00 | $25.00 | 12/22/2009 5:17:31 PM |
| credit-kahuna | $100.00 | $100.00 | 12/22/2009 5:17:45 PM |
| personal-lender | $25.00 | $25.00 | 12/22/2009 5:17:48 PM |
| bchen78875 | $25.00 | $25.00 | 12/22/2009 5:17:59 PM |
| currency-prometheus | $25.00 | $25.00 | 12/22/2009 5:14:04 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/22/2009 5:14:20 PM |
| get30inc | $25.00 | $25.00 | 12/22/2009 5:14:26 PM |
| sasa101 | $50.00 | $50.00 | 12/22/2009 5:14:29 PM |
| kchen486 | $25.00 | $25.00 | 12/22/2009 5:18:43 PM |
| DaveG56313 | $25.00 | $25.00 | 12/22/2009 5:14:37 PM |
| 2helpinghands | $25.00 | $25.00 | 12/22/2009 5:19:18 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 5:19:53 PM |
| CoolHelp | $42.17 | $42.17 | 12/22/2009 5:20:04 PM |
| jbaum | $25.00 | $25.00 | 12/22/2009 5:15:41 PM |
| Plotinus | $50.00 | $50.00 | 12/22/2009 5:15:47 PM |
| Unclejohn | $35.00 | $35.00 | 12/22/2009 5:15:55 PM |
| TennSquire | $25.00 | $25.00 | 12/22/2009 5:20:30 PM |
| Frugal | $25.00 | $25.00 | 12/22/2009 5:20:35 PM |
| mmckune | $25.00 | $25.00 | 12/22/2009 5:16:08 PM |
| flopcat | $25.00 | $25.00 | 12/22/2009 5:20:42 PM |
| sloan | $25.00 | $25.00 | 12/22/2009 5:21:00 PM |
| mamayama | $25.00 | $25.00 | 12/22/2009 5:16:41 PM |
| Frenchynh | $25.00 | $25.00 | 12/22/2009 5:16:52 PM |
| punctual-power7 | $25.00 | $25.00 | 12/22/2009 5:17:06 PM |
| Pizza-man | $50.00 | $50.00 | 12/22/2009 5:17:15 PM |
| taylor883 | $25.00 | $25.00 | 12/22/2009 5:10:30 PM |
| Tom579 | $25.00 | $25.00 | 12/22/2009 5:17:22 PM |
| dedicated-diversification5 | $190.00 | $190.00 | 12/22/2009 5:17:26 PM |
| herbyman | $25.00 | $25.00 | 12/22/2009 5:10:43 PM |
| E_G | $30.00 | $30.00 | 12/22/2009 5:17:40 PM |
| rolandweary | $40.00 | $40.00 | 12/22/2009 5:17:53 PM |
| RetiredATC | $25.00 | $25.00 | 12/22/2009 5:17:57 PM |
| hitsman | $50.00 | $50.00 | 12/22/2009 5:18:16 PM |
| Kaj | $25.00 | $25.00 | 12/22/2009 5:18:33 PM |
| thestartuplender | $35.00 | $35.00 | 12/22/2009 5:18:35 PM |
| calm-deal7 | $25.00 | $25.00 | 12/22/2009 5:12:26 PM |
| UBOtto186 | $25.00 | $25.00 | 12/22/2009 5:18:58 PM |
| a-special-power | $25.00 | $25.00 | 12/22/2009 5:13:08 PM |
| credit-tulip | $25.00 | $25.00 | 12/22/2009 5:19:22 PM |
| salala | $25.00 | $25.00 | 12/22/2009 5:13:17 PM |
| mpactlender | $25.00 | $25.00 | 12/22/2009 5:19:58 PM |
| SNH | $50.00 | $50.00 | 12/22/2009 5:20:12 PM |
| Josta | $50.00 | $50.00 | 12/22/2009 5:13:54 PM |
| healthy-diversification | $25.00 | $25.00 | 12/22/2009 5:20:29 PM |
| aycinvestments | $25.00 | $25.00 | 12/22/2009 5:20:38 PM |
| CarDealer3070 | $25.00 | $25.00 | 12/22/2009 5:20:57 PM |
| Buffer10 | $100.00 | $100.00 | 12/22/2009 5:20:58 PM |
| pbo922 | $25.00 | $25.00 | 12/22/2009 5:14:43 PM |
| Supernick | $50.00 | $50.00 | 12/22/2009 5:14:53 PM |
| Pasagam | $25.00 | $25.00 | 12/22/2009 5:15:15 PM |
| lagnisiruk | $25.00 | $25.00 | 12/22/2009 5:15:19 PM |
| smurf163 | $25.00 | $25.00 | 12/22/2009 5:15:50 PM |
| desertoasis | $25.00 | $25.00 | 12/22/2009 5:16:04 PM |
| techvet | $25.00 | $25.00 | 12/22/2009 5:16:10 PM |
| missile5 | $25.00 | $25.00 | 12/22/2009 5:16:28 PM |
| Hogpilot | $25.00 | $25.00 | 12/22/2009 5:16:32 PM |
| yield-lion | $25.00 | $25.00 | 12/22/2009 5:16:48 PM |
| ryelk | $25.00 | $25.00 | 12/22/2009 5:16:56 PM |
| jeg3k | $25.00 | $25.00 | 12/22/2009 5:17:09 PM |
| MoneyU4IA | $25.00 | $25.00 | 12/22/2009 5:17:13 PM |
| sentimental-euro | $25.00 | $25.00 | 12/22/2009 5:17:18 PM |
| forthright-social | $25.00 | $25.00 | 12/22/2009 5:17:24 PM |
| astute-dollar | $50.00 | $50.00 | 12/22/2009 5:17:29 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/22/2009 5:18:28 PM |
| RebuildALife | $25.00 | $25.00 | 12/22/2009 5:18:56 PM |
| omerta6102 | $50.00 | $50.00 | 12/22/2009 5:19:28 PM |
| wealth-cloud | $25.00 | $25.00 | 12/22/2009 5:19:34 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/22/2009 5:19:38 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/22/2009 5:19:40 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/22/2009 5:19:45 PM |
| tallmon | $25.00 | $25.00 | 12/22/2009 5:20:09 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/22/2009 5:20:56 PM |
| Dia_Lucrii | $25.00 | $25.00 | 12/22/2009 5:21:07 PM |
| steady-gain5 | $25.00 | $14.65 | 12/22/2009 5:21:11 PM |
| wwwUniversal | $25.00 | $25.00 | 12/22/2009 5:35:09 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 12/22/2009 5:43:54 PM |
| melodious-fairness | $25.00 | $25.00 | 12/22/2009 7:35:35 PM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 9:28:19 AM |
| bouttruckin | $25.00 | $25.00 | 12/24/2009 4:43:11 AM |
| new-goal-return | $25.00 | $25.00 | 12/25/2009 1:30:53 PM |
| mercuriant | $25.00 | $25.00 | 12/25/2009 3:31:57 PM |
| adhocboy | $25.00 | $25.00 | 12/27/2009 7:05:58 AM |
| money-prophesy | $56.07 | $56.07 | 12/27/2009 1:19:07 PM |
| buffalobills | $25.00 | $25.00 | 12/28/2009 12:19:38 PM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 11:42:18 AM |
| TakeCare | $70.00 | $70.00 | 12/28/2009 1:53:53 PM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:31:59 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:48:58 PM |
| unger | $100.00 | $100.00 | 12/28/2009 4:02:45 PM |
| p2p-gala | $25.00 | $25.00 | 12/28/2009 4:02:59 PM |
| Miss-broccoli | $25.00 | $25.00 | 12/28/2009 4:39:28 PM |
| gjm6d | $42.00 | $42.00 | 12/28/2009 5:38:04 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/28/2009 5:20:16 PM |
| gothampark | $25.00 | $25.00 | 12/28/2009 4:56:30 PM |
| grammaspurse | $25.00 | $25.00 | 12/28/2009 7:18:38 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 7:52:16 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 7:57:04 PM |
| brilliant-balance | $25.00 | $25.00 | 12/28/2009 6:45:05 PM |
| scottr | $25.00 | $25.00 | 12/28/2009 8:31:31 PM |
| Gaelicman | $50.00 | $50.00 | 12/28/2009 11:34:42 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/29/2009 6:14:20 AM |
| steady-dime | $50.00 | $50.00 | 12/29/2009 5:44:44 AM |
| heroic-benefit | $50.00 | $50.00 | 12/29/2009 7:53:55 AM |
| scrabbler | $25.00 | $25.00 | 12/29/2009 6:38:53 AM |
| sunnygee | $25.00 | $25.00 | 12/29/2009 9:39:37 AM |
| leverage-monger | $25.00 | $25.00 | 12/29/2009 10:33:36 AM |
| wild-orange | $25.00 | $25.00 | 12/29/2009 12:49:41 PM |
| charming-point | $50.00 | $50.00 | 12/29/2009 12:32:07 PM |
| AF-Chief | $35.00 | $35.00 | 12/29/2009 2:34:40 PM |
| money_player | $25.61 | $25.61 | 12/29/2009 1:32:16 PM |
| GInBaghdad | $25.00 | $25.00 | 12/29/2009 3:24:09 PM |
| J1mS | $100.00 | $100.00 | 12/29/2009 3:55:05 PM |
| THEREALESTATEGUY | $32.97 | $32.97 | 12/29/2009 2:55:11 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/29/2009 5:07:10 PM |
| 278 bids
|
Borrower Payment Dependent Notes Series
438470
This series of Notes was issued and sold upon the funding of the borrower loan #40253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $427 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| skillful-wealth |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off co-signed debt
Purpose of loan:
This loan will be used to?pay off some debt that was incurred by cosigning for a family member. I have pretty much taken care of most of it. This loan would give me the chance to breath again and not be so stressed and of course continue to build my credit score.?
My financial situation:
I am a good candidate for this loan because?I work hard?in my Church and Job?community and today being responsible and of good character?i take very serious. I hope to get a?Higher credit rating and show that i?am credit worthy.?????????
Monthly net income: $
26000
Monthly expenses: $
??Housing: $ 750 Roomate (450.00)
??Insurance: $?108??????Car expenses: $ 345
??Utilities: $?50
??Phone, cable, internet: $?200
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $ 75
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/17/2009 9:17:38 PM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 9:21:41 AM |
| DasMula | $200.00 | $200.00 | 12/24/2009 2:02:53 PM |
| PeacefulFlorida | $25.00 | $25.00 | 12/24/2009 3:49:56 PM |
| DasMula | $50.00 | $50.00 | 12/24/2009 1:34:20 PM |
| SNH | $50.00 | $50.00 | 12/23/2009 4:20:20 PM |
| deepblue34 | $30.00 | $30.00 | 12/24/2009 11:27:42 AM |
| moola-master | $50.00 | $50.00 | 12/24/2009 1:51:31 PM |
| DasMula | $100.00 | $100.00 | 12/24/2009 1:53:51 PM |
| anton | $100.00 | $100.00 | 12/24/2009 11:09:48 AM |
| anton | $350.00 | $345.00 | 12/24/2009 3:51:29 PM |
| 11 bids
|
Borrower Payment Dependent Notes Series
438508
This series of Notes was issued and sold upon the funding of the borrower loan #40225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $388.20 |
|
Final lender yield:
| 30.24% |
Final borrower rate/APR:
| 31.24% / 33.64% |
Final monthly payment:
| $388.20 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,777 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 91% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sharp-gold9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
This loan will be used to pay off two credit cards. I currently pay 325 dollars a month to these two accounts and?I am?not really putting a dent in them. Seems crazy to me that my payments on here will not be much more for this loan but will be paid off in 3 years.
I am a good candidate for this loan because I always pay my bills on time. I have never missed a payment or had a late payment, something I am very proud of! My husband and I have almost 2,000 dollars left over each month after we pay all of our bills and both have very stable jobs (we are both teachers, plus my husband does extra work during the summers). We want to be debt free in the next few years and this would be a HUGE step in that direction for us!
Please do not hesitate to ask any questions that you have.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-note | $35.00 | $35.00 | 12/17/2009 4:14:30 PM |
| Bob450 | $50.00 | $50.00 | 12/17/2009 9:06:53 PM |
| Skeptical-one | $150.00 | $150.00 | 12/23/2009 8:22:05 AM |
| reflective-rupee | $100.00 | $100.00 | 12/23/2009 12:59:42 PM |
| squarebob | $25.00 | $25.00 | 12/23/2009 5:26:37 PM |
| anton | $100.00 | $100.00 | 12/24/2009 10:31:45 AM |
| bold-attentive-listing | $150.00 | $150.00 | 12/24/2009 1:05:55 AM |
| penny-surgeon | $25.00 | $25.00 | 12/24/2009 2:16:06 PM |
| DasMula | $1,000.00 | $1,000.00 | 12/24/2009 2:09:37 PM |
| Marfloogan | $25.00 | $25.00 | 12/24/2009 2:11:15 PM |
| schmegs | $25.00 | $25.00 | 12/24/2009 2:51:59 PM |
| DasMula | $2,000.00 | $2,000.00 | 12/24/2009 3:53:20 PM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 3:55:16 PM |
| flexible-economy2 | $75.00 | $75.00 | 12/17/2009 4:31:39 PM |
| zento | $25.00 | $25.00 | 12/18/2009 4:27:01 PM |
| efficient-principal | $72.00 | $72.00 | 12/19/2009 11:40:30 AM |
| new-peso-concerto | $150.00 | $150.00 | 12/20/2009 8:18:04 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/21/2009 10:38:53 PM |
| Loan_shark718 | $50.00 | $50.00 | 12/23/2009 5:22:26 AM |
| ralstat | $500.00 | $500.00 | 12/23/2009 2:10:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 6:02:39 PM |
| d_grbg | $25.00 | $25.00 | 12/23/2009 6:11:00 PM |
| squarebob | $100.00 | $100.00 | 12/24/2009 12:59:55 PM |
| DasMula | $650.00 | $650.00 | 12/24/2009 2:05:40 PM |
| DasMula | $1,000.00 | $1,000.00 | 12/24/2009 2:10:14 PM |
| DasMula | $1,000.00 | $1,000.00 | 12/24/2009 2:07:22 PM |
| jerrymaguire | $39.30 | $39.30 | 12/24/2009 3:17:18 PM |
| Satur | $97.42 | $66.10 | 12/24/2009 2:51:36 PM |
| reflective-rupee | $816.86 | $816.86 | 12/24/2009 3:43:45 PM |
| reflective-rupee | $120.74 | $120.74 | 12/24/2009 3:14:01 PM |
| reflective-rupee | $500.00 | $500.00 | 12/24/2009 2:14:47 PM |
| Ven58 | $25.00 | $25.00 | 12/24/2009 2:15:58 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
438588
This series of Notes was issued and sold upon the funding of the borrower loan #40195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 6.01% |
Starting borrower rate/APR:
| 7.01% / 7.35% |
Starting monthly payment:
| $92.65 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $91.40 |
| |
|
Auction yield range:
| 3.20% - 6.01% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 840-859 (Dec-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,435 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| rjsdsu |
Borrower's state:
| Illinois |
Borrower's group:
| Recent Law School Graduates and Law Students |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Reinvest in Prosper
Reinvest in?prosper.? Good credit.??High paying?stable?job.? ?Also want to establish a short-term loan to enhance credit history.? All proceeds will be reinvested in prosper.? See prior listing, borrowed approximately $3,000 and paid in full.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
In your opinion, is you last prosper loan the main reason for your 80 point jump in credit score? - respectful-credit3
A:
I doubt it. We bought a house around the same time, so I suspect having 3+ yrs of on time mortgage payments helped it. Plus we cut/eliminated cc debt.
(Dec-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tuneman1980 | $25.00 | $25.00 | 12/16/2009 4:29:28 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 4:30:38 PM |
| silverloan | $25.00 | $25.00 | 12/16/2009 4:29:40 PM |
| auction-elvis | $25.00 | $25.00 | 12/16/2009 4:29:06 PM |
| hellasow | $100.00 | $100.00 | 12/16/2009 4:40:51 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 4:30:47 PM |
| AmericanCredit | $25.00 | $23.84 | 12/16/2009 4:31:11 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:25 PM |
| fakejamaican | $25.00 | $25.00 | 12/17/2009 11:50:52 PM |
| building_community | $25.00 | $25.00 | 12/18/2009 7:23:01 AM |
| momentous-gold | $25.00 | $25.00 | 12/18/2009 9:48:59 AM |
| Firescreek | $25.00 | $25.00 | 12/18/2009 9:48:38 AM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 1:00:15 PM |
| nethawk00 | $25.00 | $25.00 | 12/18/2009 3:20:09 PM |
| AsianDragon | $25.00 | $25.00 | 12/18/2009 6:41:55 PM |
| billnsc | $25.00 | $25.00 | 12/19/2009 6:59:44 AM |
| grc | $100.00 | $100.00 | 12/19/2009 9:26:06 AM |
| Pasagam | $25.00 | $25.00 | 12/19/2009 9:45:41 AM |
| ganon | $100.00 | $100.00 | 12/20/2009 2:23:07 AM |
| Grisimal | $70.00 | $70.00 | 12/20/2009 10:43:47 PM |
| SchaeferJ | $25.00 | $25.00 | 12/21/2009 10:37:25 AM |
| cutter21 | $25.00 | $25.00 | 12/21/2009 11:01:35 AM |
| njmlaj726 | $25.00 | $25.00 | 12/21/2009 12:38:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:19:49 PM |
| Oak-Parker | $25.00 | $25.00 | 12/21/2009 5:59:37 PM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:47:34 AM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:07:24 PM |
| SanJoser | $25.00 | $25.00 | 12/22/2009 11:35:42 PM |
| marwadi-62 | $100.00 | $100.00 | 12/23/2009 11:34:45 AM |
| StocksMan | $50.00 | $50.00 | 12/23/2009 4:07:59 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 4:30:21 PM |
| coloradoloanman | $25.00 | $25.00 | 12/16/2009 4:28:58 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2009 4:29:47 PM |
| turbospeed | $25.00 | $25.00 | 12/16/2009 4:45:38 PM |
| amit_gu | $100.00 | $100.00 | 12/16/2009 10:07:48 PM |
| EmeritusX | $25.00 | $25.00 | 12/17/2009 11:09:58 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 6:46:55 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/18/2009 7:47:26 AM |
| bankar | $25.00 | $25.00 | 12/18/2009 9:59:18 AM |
| FundMaker | $25.00 | $25.00 | 12/18/2009 7:10:59 PM |
| payontime1 | $50.00 | $50.00 | 12/18/2009 10:44:51 PM |
| springpanda | $50.00 | $50.00 | 12/19/2009 10:33:53 PM |
| Earl65 | $25.00 | $25.00 | 12/20/2009 5:26:54 AM |
| microlendblvr | $1,000.00 | $1,000.00 | 12/20/2009 9:07:21 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/20/2009 9:38:47 AM |
| helping-out | $50.00 | $50.00 | 12/20/2009 3:38:53 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 11:56:12 AM |
| JGuide | $25.00 | $25.00 | 12/21/2009 12:55:13 PM |
| dproxima | $25.00 | $25.00 | 12/21/2009 4:36:58 PM |
| CollinsCrew | $25.37 | $25.37 | 12/21/2009 6:58:39 PM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:45:02 PM |
| douglasbruno | $100.00 | $100.00 | 12/22/2009 5:49:44 PM |
| YummiBear | $25.00 | $25.00 | 12/22/2009 9:28:53 PM |
| RandyL3 | $50.79 | $50.79 | 12/23/2009 12:11:49 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
438742
This series of Notes was issued and sold upon the funding of the borrower loan #40265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 33.80% |
Final borrower rate/APR:
| 34.80% / 37.25% |
Final monthly payment:
| $338.42 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.80% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,351 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wolfventures |
Borrower's state:
| Colorado |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 55 ( 96% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < mo. late:
| 2
( 4% )
| 640-659
(Mar-2008)
620-639
(Dec-2006)
620-639
(Jul-2006)
|
|
Principal balance:
| $2,542.63 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Kitchen remodel
Dear Prosper Lenders,
This loan will be used to remodel my kitchen.?
I am a good candidate for this loan because I have a proven record with Prosper.? I have paid off two Prosper loans, and I am always on time with all my other payments.? I have a steady job, I am a hard worker, and I am the proud owner of my first home.? I have newly painted my house inside and out, and I am now doing some remodeling.? I have remodeled the bathrooms, and I would like to do some remodeling in my kitchen.? Thank you for helping me with a loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Not a question, this is a statement. I am in at the bid floor of 17.2%. I have lent to this borrower at Prosper before. His on time performance has earned him trusted borrower status with me. I hope to put even more money where my mouth is. - JobLowe
A:
Thank you. I appreciate your support.
(Dec-18-2009)
Q:
It would be helpful if you provided take home pay and monthly expenses. That may enable rate to get bid down lower. Thanks. - exciting-fairness
A:
Take home pay generally ranges from $1200 to $1400 per week
Monthly expenses:
House payment/utilities $1550
Food/Misc $600
Other loans/credit card $800
Car is paid for
Company pays for my gas
(Dec-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 12/16/2009 4:27:08 PM |
| reflective-rupee | $250.00 | $250.00 | 12/17/2009 10:37:33 AM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 10:36:38 AM |
| wealth-pipeline | $25.00 | $25.00 | 12/17/2009 12:15:39 PM |
| JobLowe | $36.18 | $36.18 | 12/18/2009 12:48:27 PM |
| Tono | $25.00 | $25.00 | 12/18/2009 5:06:01 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:40:16 PM |
| JobLowe | $26.50 | $26.50 | 12/18/2009 6:58:40 PM |
| impartial-deal | $27.54 | $27.54 | 12/19/2009 6:48:26 PM |
| d_grbg | $25.00 | $25.00 | 12/20/2009 7:24:21 AM |
| FinDoc | $25.00 | $25.00 | 12/20/2009 8:22:54 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:55:26 AM |
| 371millwood | $200.00 | $200.00 | 12/20/2009 12:59:54 PM |
| JGuide | $25.00 | $25.00 | 12/20/2009 6:03:34 PM |
| JGuide | $25.00 | $25.00 | 12/20/2009 6:09:18 PM |
| income-rocker2 | $28.00 | $28.00 | 12/20/2009 7:09:07 PM |
| reflective-rupee | $25.55 | $25.55 | 12/20/2009 8:08:06 PM |
| reflective-rupee | $50.00 | $50.00 | 12/20/2009 8:48:05 PM |
| justice-hawk | $25.00 | $25.00 | 12/21/2009 6:59:59 AM |
| myGodisgood | $25.00 | $25.00 | 12/20/2009 10:46:09 PM |
| hellasow | $30.00 | $30.00 | 12/21/2009 1:01:24 PM |
| justice-hawk | $25.00 | $25.00 | 12/21/2009 1:26:47 PM |
| PCity-LOA15 | $45.00 | $45.00 | 12/21/2009 2:31:01 PM |
| dcm6276 | $25.00 | $25.00 | 12/21/2009 5:23:00 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/22/2009 12:05:01 AM |
| Firescreek | $27.26 | $27.26 | 12/22/2009 6:16:40 AM |
| COtheBeast | $25.00 | $25.00 | 12/22/2009 7:33:12 AM |
| maccpro1 | $50.00 | $50.00 | 12/22/2009 2:02:22 PM |
| ethicalhumanist | $25.00 | $25.00 | 12/22/2009 2:40:45 PM |
| fascinating-gold | $100.00 | $100.00 | 12/22/2009 9:37:16 AM |
| Frugal | $25.00 | $25.00 | 12/22/2009 4:17:10 PM |
| unger | $100.00 | $100.00 | 12/22/2009 4:12:01 PM |
| hughro | $100.00 | $100.00 | 12/22/2009 3:16:01 PM |
| Feyenoord | $50.00 | $50.00 | 12/22/2009 4:36:03 PM |
| jbloans | $25.00 | $25.00 | 12/22/2009 6:18:34 PM |
| Kash2010lu | $25.00 | $25.00 | 12/22/2009 6:53:47 PM |
| deepblue34 | $25.00 | $25.00 | 12/22/2009 7:38:38 PM |
| ghinga | $25.00 | $25.00 | 12/22/2009 8:07:42 PM |
| grotheik | $25.00 | $25.00 | 12/22/2009 8:55:52 PM |
| crdcteng | $25.00 | $25.00 | 12/23/2009 5:20:23 AM |
| autoconnection | $25.00 | $25.00 | 12/23/2009 6:31:00 AM |
| chroman | $50.00 | $50.00 | 12/23/2009 3:40:37 AM |
| hoss359 | $100.00 | $100.00 | 12/23/2009 8:20:54 AM |
| Signpainter | $25.00 | $25.00 | 12/23/2009 12:05:01 AM |
| rubylender | $25.00 | $25.00 | 12/23/2009 9:55:52 AM |
| durability-colonel | $50.00 | $50.00 | 12/23/2009 11:28:20 AM |
| lend42013 | $25.00 | $25.00 | 12/23/2009 10:57:01 AM |
| mrreynol | $25.00 | $25.00 | 12/23/2009 12:15:19 PM |
| PotBellyPete | $31.10 | $31.10 | 12/23/2009 12:04:07 PM |
| irishlaw | $60.00 | $60.00 | 12/23/2009 1:22:09 PM |
| actl | $25.00 | $25.00 | 12/23/2009 1:43:35 PM |
| Jazzy503 | $25.00 | $25.00 | 12/23/2009 2:01:30 PM |
| 113121 | $150.00 | $150.00 | 12/23/2009 2:09:01 PM |
| credit-missile | $150.00 | $150.00 | 12/23/2009 2:16:25 PM |
| aspire2grow | $25.00 | $25.00 | 12/23/2009 10:40:01 AM |
| kingbob | $25.00 | $25.00 | 12/23/2009 2:16:26 PM |
| quickstep | $150.00 | $150.00 | 12/23/2009 2:26:14 PM |
| hcnalbdr | $50.00 | $50.00 | 12/23/2009 12:45:10 PM |
| dorypro | $50.00 | $50.00 | 12/23/2009 1:08:07 PM |
| catalystcf | $25.00 | $25.00 | 12/23/2009 1:14:14 PM |
| reflective-rupee | $132.00 | $132.00 | 12/23/2009 3:46:13 PM |
| reflective-rupee | $132.00 | $132.00 | 12/23/2009 3:51:22 PM |
| Bill88 | $50.00 | $24.54 | 12/23/2009 4:11:14 PM |
| Engineer44 | $30.00 | $30.00 | 12/23/2009 4:11:42 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/23/2009 4:11:08 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 4:26:53 PM |
| Peacepower | $30.49 | $30.49 | 12/16/2009 4:44:20 PM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 10:36:58 AM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2009 10:37:17 AM |
| CA_Lender | $25.00 | $25.00 | 12/17/2009 2:18:45 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/17/2009 5:33:03 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 4:50:41 PM |
| YurshotCapital | $275.00 | $275.00 | 12/18/2009 5:16:07 PM |
| lender12345 | $50.00 | $50.00 | 12/18/2009 6:33:20 PM |
| oneforthemoney | $25.00 | $25.00 | 12/20/2009 11:20:18 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:55:08 AM |
| thetuck | $75.00 | $75.00 | 12/20/2009 5:14:44 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:24:46 PM |
| gtyreeiv | $25.00 | $25.00 | 12/20/2009 5:56:40 PM |
| tlawed | $47.29 | $47.29 | 12/20/2009 6:59:36 PM |
| bsmtloan | $100.00 | $100.00 | 12/21/2009 3:36:29 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:01:06 AM |
| helpful-listing | $50.00 | $50.00 | 12/21/2009 9:17:45 AM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 10:21:03 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/21/2009 6:10:04 PM |
| Nasdaq | $25.00 | $25.00 | 12/21/2009 8:46:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:51:31 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 12:47:53 PM |
| gothampark | $25.00 | $25.00 | 12/22/2009 1:10:50 PM |
| golffish2 | $100.00 | $100.00 | 12/22/2009 7:54:58 AM |
| unk1911 | $25.00 | $25.00 | 12/22/2009 4:09:48 PM |
| DenimCapital | $250.00 | $250.00 | 12/22/2009 11:26:00 AM |
| crstal2000 | $100.00 | $100.00 | 12/22/2009 4:36:08 PM |
| copiosus | $27.00 | $27.00 | 12/23/2009 4:07:09 AM |
| myutmost | $47.69 | $47.69 | 12/22/2009 5:41:17 PM |
| crdcteng | $25.00 | $25.00 | 12/23/2009 5:19:39 AM |
| shrewd-income | $100.00 | $100.00 | 12/22/2009 11:24:52 PM |
| ronin4sale | $25.00 | $25.00 | 12/23/2009 4:56:12 AM |
| clemclan | $25.00 | $25.00 | 12/22/2009 7:01:43 PM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 7:51:29 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/22/2009 10:20:48 PM |
| kindness-jedi | $25.00 | $25.00 | 12/23/2009 4:50:33 AM |
| JJ-Loans | $50.00 | $50.00 | 12/23/2009 10:18:09 AM |
| FollowMe2Freedom | $25.00 | $25.00 | 12/23/2009 11:07:16 AM |
| Skeptical-one | $100.00 | $100.00 | 12/23/2009 12:36:13 PM |
| sturdy-peace9 | $55.00 | $55.00 | 12/23/2009 12:54:25 PM |
| TakeCare | $150.00 | $150.00 | 12/23/2009 11:50:50 AM |
| Jinja | $25.18 | $25.18 | 12/23/2009 12:17:01 PM |
| worldly-gold | $100.00 | $100.00 | 12/23/2009 1:43:54 PM |
| libraryfrenzy | $25.00 | $25.00 | 12/23/2009 2:30:15 PM |
| 113121 | $200.00 | $200.00 | 12/23/2009 2:06:52 PM |
| Capit0l | $33.98 | $33.98 | 12/23/2009 12:39:48 PM |
| DasMula | $500.00 | $500.00 | 12/23/2009 1:46:11 PM |
| johnpmid | $25.00 | $25.00 | 12/23/2009 3:01:02 PM |
| fireferd | $102.47 | $102.47 | 12/23/2009 4:10:28 PM |
| reflective-rupee | $132.00 | $132.00 | 12/23/2009 3:45:03 PM |
| reflective-rupee | $132.00 | $132.00 | 12/23/2009 3:47:53 PM |
| reflective-rupee | $132.00 | $132.00 | 12/23/2009 3:48:59 PM |
| exciting-fairness | $200.00 | $200.00 | 12/23/2009 3:53:28 PM |
| reflective-rupee | $79.23 | $79.23 | 12/23/2009 3:54:00 PM |
| RecoveryLender | $25.00 | $25.00 | 12/23/2009 4:03:27 PM |
| 121 bids
|
Borrower Payment Dependent Notes Series
438844
This series of Notes was issued and sold upon the funding of the borrower loan #40231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.77% |
Starting monthly payment:
| $52.80 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.61% |
Final monthly payment:
| $49.22 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 26y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,987 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| order-nucleus0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
helping my college daughter
Purpose of loan:
This loan will be used to?help my college daughter get her car fixed
My financial situation:
I am a good candidate for this loan because?
i never miss payments and i am never late. my credit rating was hurt when my credit card companies slashed my credit limits last year and made it appear i was maxing out my credit.
Monthly net income: $
5050
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| preventivepestcontrol | $100.00 | $100.00 | 12/19/2009 9:02:14 AM |
| oneforthemoney | $25.00 | $2.42 | 12/20/2009 11:18:52 AM |
| bid-wonder | $25.00 | $25.00 | 12/22/2009 6:46:09 AM |
| GS-ROCK | $25.00 | $25.00 | 12/22/2009 6:06:11 PM |
| Mindful7 | $25.00 | $25.00 | 12/23/2009 6:45:26 AM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:20:06 PM |
| velocity-winner | $25.00 | $25.00 | 12/23/2009 10:30:17 PM |
| fatboy888 | $25.00 | $25.00 | 12/24/2009 5:55:40 AM |
| TigerForce | $25.00 | $25.00 | 12/24/2009 6:28:13 AM |
| UC3307 | $70.00 | $70.00 | 12/24/2009 8:49:40 AM |
| wild-orange | $25.00 | $25.00 | 12/24/2009 9:59:04 AM |
| zento | $25.00 | $25.00 | 12/24/2009 11:17:27 AM |
| patriot384 | $100.00 | $100.00 | 12/24/2009 11:36:38 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 6:51:12 AM |
| ghinga | $25.00 | $25.00 | 12/24/2009 1:41:55 PM |
| crw1950 | $50.00 | $50.00 | 12/24/2009 9:56:22 AM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:39:40 AM |
| Johnab | $50.00 | $50.00 | 12/24/2009 10:58:24 AM |
| houli123 | $25.00 | $25.00 | 12/24/2009 3:17:04 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 2:09:22 PM |
| drkosh | $25.00 | $25.00 | 12/21/2009 4:03:12 PM |
| grammaspurse | $25.00 | $25.00 | 12/21/2009 8:06:12 PM |
| m003026 | $25.00 | $25.00 | 12/22/2009 6:18:07 PM |
| rockymtbob | $25.00 | $25.00 | 12/23/2009 3:28:06 PM |
| BuzzyBee336 | $25.00 | $25.00 | 12/23/2009 10:31:44 PM |
| durability-colonel | $50.00 | $50.00 | 12/23/2009 4:30:32 PM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:39:09 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/24/2009 11:40:26 AM |
| 1SteelerFan | $35.00 | $35.00 | 12/24/2009 12:04:20 PM |
| matthewa | $25.00 | $25.00 | 12/24/2009 12:56:33 PM |
| Gaelicman | $59.25 | $59.25 | 12/24/2009 12:35:24 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 12:54:09 PM |
| jybank | $50.00 | $50.00 | 12/24/2009 1:42:15 PM |
| jcw3rd | $25.00 | $25.00 | 12/24/2009 2:52:13 PM |
| gilbrear | $25.00 | $25.00 | 12/24/2009 11:43:17 AM |
| kelador | $150.00 | $150.00 | 12/24/2009 3:42:10 PM |
| Mikale360 | $25.00 | $25.00 | 12/24/2009 3:48:37 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
438886
This series of Notes was issued and sold upon the funding of the borrower loan #40211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $94.29 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $92.97 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,477 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| brawn4650 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Completion of a 4 seasons room
Purpose of loan:
This loan will be used to complete the flooring and provide furnishings for a four seasons room that has been added on to the house.
My financial situation:
I am a good candidate for this loan because I will make on time monthly payments.?
Monthly net income: $
4028.00
Monthly expenses: $
??Housing: $ 1054
??Insurance: $
190
??Car expenses: $
490
??Utilities: $
218
??Phone, cable, internet: $
200
??Food, entertainment: $
400
??Clothing, household expenses $
??Credit cards and other loans: $
100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TW2000 | $25.00 | $25.00 | 12/17/2009 4:01:36 PM |
| mindful-contract2 | $25.00 | $25.00 | 12/17/2009 4:02:12 PM |
| colorunner | $25.00 | $25.00 | 12/17/2009 4:02:15 PM |
| 13nd3r | $25.00 | $25.00 | 12/17/2009 4:02:42 PM |
| power-amusement | $25.00 | $25.00 | 12/17/2009 4:02:52 PM |
| simpy | $25.00 | $25.00 | 12/17/2009 4:04:04 PM |
| cathexis | $25.00 | $25.00 | 12/17/2009 4:01:31 PM |
| Viamin | $25.00 | $25.00 | 12/17/2009 4:02:05 PM |
| BlackFred | $25.00 | $25.00 | 12/17/2009 4:02:19 PM |
| jdrez | $25.00 | $25.00 | 12/17/2009 4:02:38 PM |
| smart-return | $25.00 | $25.00 | 12/17/2009 4:03:19 PM |
| tenny321 | $25.00 | $25.00 | 12/17/2009 4:03:41 PM |
| gold-disk | $50.00 | $50.00 | 12/17/2009 4:03:53 PM |
| HandShakeBank | $25.00 | $25.00 | 12/17/2009 4:03:59 PM |
| community-champ3 | $25.00 | $25.00 | 12/17/2009 4:04:06 PM |
| Apex-Lender | $25.00 | $25.00 | 12/17/2009 4:04:10 PM |
| payment-artist | $25.00 | $25.00 | 12/17/2009 4:02:17 PM |
| community-seahorse | $25.00 | $25.00 | 12/17/2009 4:02:28 PM |
| topper480 | $25.00 | $25.00 | 12/17/2009 4:02:46 PM |
| fair-hope | $25.00 | $25.00 | 12/17/2009 4:02:53 PM |
| Casper00 | $50.00 | $50.00 | 12/17/2009 4:02:58 PM |
| icecoldcash | $80.00 | $80.00 | 12/17/2009 4:04:00 PM |
| mattemmo | $25.00 | $25.00 | 12/17/2009 4:04:24 PM |
| allamerathlete | $25.00 | $25.00 | 12/17/2009 4:04:29 PM |
| JustMee | $25.00 | $25.00 | 12/17/2009 5:07:38 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:47:46 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:10 AM |
| The-CAPS-fan | $45.00 | $45.00 | 12/19/2009 1:06:43 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:24:08 PM |
| charitycoon | $100.00 | $100.00 | 12/21/2009 4:46:14 PM |
| brilliant-balance | $25.00 | $25.00 | 12/21/2009 5:18:57 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:30:12 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 8:02:46 PM |
| cjames84 | $25.00 | $25.00 | 12/22/2009 4:17:20 PM |
| gothampark | $25.00 | $25.00 | 12/22/2009 1:17:28 PM |
| credit-kahuna | $100.00 | $100.00 | 12/22/2009 5:57:39 PM |
| god_is_great | $25.00 | $25.00 | 12/22/2009 5:46:43 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:20:08 PM |
| appcoder | $100.00 | $100.00 | 12/23/2009 11:27:43 AM |
| leverage-monger | $25.00 | $25.00 | 12/23/2009 4:16:59 PM |
| NELNET | $50.00 | $50.00 | 12/17/2009 4:01:38 PM |
| Lender0010 | $47.67 | $47.67 | 12/17/2009 4:01:42 PM |
| rellotsf | $49.77 | $49.77 | 12/17/2009 4:01:53 PM |
| dollars4debts | $25.00 | $25.00 | 12/17/2009 4:02:14 PM |
| maven2 | $25.00 | $25.00 | 12/17/2009 4:02:26 PM |
| amint17 | $25.00 | $25.00 | 12/17/2009 4:04:15 PM |
| Dr_M | $25.00 | $11.62 | 12/17/2009 4:04:31 PM |
| peaceful-return2 | $25.00 | $25.00 | 12/17/2009 4:01:50 PM |
| vb3jmg | $25.00 | $25.00 | 12/17/2009 4:01:55 PM |
| OSERENKUKU | $25.00 | $25.00 | 12/17/2009 4:02:03 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/17/2009 4:02:21 PM |
| pbr | $25.00 | $25.00 | 12/17/2009 4:02:25 PM |
| investment-mountain | $25.00 | $25.00 | 12/17/2009 4:04:02 PM |
| Duanep01 | $25.00 | $25.00 | 12/17/2009 4:04:08 PM |
| winmals | $25.00 | $25.00 | 12/17/2009 4:01:49 PM |
| top-silver-american | $25.00 | $25.00 | 12/17/2009 4:02:49 PM |
| Crewhippie | $25.00 | $25.00 | 12/17/2009 4:02:55 PM |
| SkepticalBen | $25.00 | $25.00 | 12/17/2009 4:03:02 PM |
| Akkon | $25.00 | $25.00 | 12/17/2009 4:03:27 PM |
| monticello | $25.00 | $25.00 | 12/17/2009 4:03:35 PM |
| vcbogan | $100.00 | $100.00 | 12/17/2009 4:03:44 PM |
| Bio-physicist | $25.00 | $25.00 | 12/17/2009 4:03:56 PM |
| lucrative-durability | $50.00 | $50.00 | 12/17/2009 4:04:27 PM |
| slico | $25.00 | $25.00 | 12/17/2009 4:25:39 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/17/2009 5:13:37 PM |
| junes08 | $50.00 | $50.00 | 12/17/2009 5:58:43 PM |
| interstellar | $40.94 | $40.94 | 12/17/2009 11:21:51 PM |
| mattblizz | $50.00 | $50.00 | 12/18/2009 11:39:34 PM |
| TashaRemay | $25.00 | $25.00 | 12/19/2009 7:59:47 AM |
| mikeyp411 | $25.00 | $25.00 | 12/20/2009 7:25:07 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 1:44:46 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 4:24:36 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:39:02 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 1:17:03 PM |
| AuroraRobbin | $50.00 | $50.00 | 12/23/2009 4:04:45 PM |
| nashibaksi | $25.00 | $25.00 | 12/23/2009 7:25:20 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
438952
This series of Notes was issued and sold upon the funding of the borrower loan #40269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $206.82 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $185.95 |
| |
|
Auction yield range:
| 8.20% - 27.00% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,661 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| glennhills |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 760-779
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Clearing High Interest Rate Cards
Purpose of loan:
The purpose of this loan is to clear high interest rate cards and consolidate debt.
My financial situation:
I have a great financial situation as to where my?monthly liabilities are?super low. I have excellent credit and I intend to increase my scores even higher with a prosper loan.?
Monthly net income: $ 2800.00
Monthly expenses: $
??Housing: $ 0.00
??Insurance: $100.00
??Car expenses: $ 0.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transaction-animal8 | $25.00 | $25.00 | 12/18/2009 4:41:44 PM |
| HibbyD | $30.00 | $30.00 | 12/18/2009 4:45:56 PM |
| ALVO | $27.07 | $27.07 | 12/18/2009 4:46:58 PM |
| HalfDayz | $49.80 | $49.80 | 12/18/2009 4:46:59 PM |
| WolRab | $25.00 | $25.00 | 12/18/2009 4:47:11 PM |
| Sofar | $25.00 | $25.00 | 12/18/2009 4:48:15 PM |
| plentiful-reward | $50.00 | $50.00 | 12/18/2009 4:41:35 PM |
| lookingup78 | $25.00 | $25.00 | 12/18/2009 4:47:46 PM |
| Residuum | $25.00 | $25.00 | 12/18/2009 4:48:42 PM |
| mizunoman | $25.00 | $25.00 | 12/18/2009 4:48:56 PM |
| gold-sushi | $25.00 | $25.00 | 12/18/2009 4:49:07 PM |
| omniviper | $25.00 | $25.00 | 12/18/2009 4:51:26 PM |
| Gabriel02 | $25.00 | $25.00 | 12/18/2009 4:51:34 PM |
| bradny | $25.00 | $25.00 | 12/18/2009 4:51:43 PM |
| exact-justice | $25.00 | $25.00 | 12/18/2009 4:51:13 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 4:51:23 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 4:52:27 PM |
| nodrivelpls | $25.00 | $25.00 | 12/18/2009 4:51:32 PM |
| utukxul | $25.00 | $25.00 | 12/18/2009 4:51:37 PM |
| Frugal | $25.00 | $25.00 | 12/18/2009 4:52:46 PM |
| CoolHelp | $50.00 | $50.00 | 12/18/2009 4:51:41 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/18/2009 4:53:04 PM |
| Herluftrolle | $25.00 | $25.00 | 12/18/2009 4:47:09 PM |
| VBAces | $50.00 | $50.00 | 12/18/2009 4:53:07 PM |
| chlebie | $50.00 | $50.00 | 12/18/2009 4:52:14 PM |
| tallmon | $25.00 | $25.00 | 12/18/2009 4:52:20 PM |
| XopherMV | $25.00 | $25.00 | 12/18/2009 4:47:43 PM |
| swoosh | $25.00 | $25.00 | 12/18/2009 4:52:29 PM |
| jleng | $25.00 | $25.00 | 12/18/2009 4:52:40 PM |
| TennSquire | $25.00 | $25.00 | 12/18/2009 4:52:43 PM |
| worldly-community3 | $25.00 | $25.00 | 12/18/2009 4:52:51 PM |
| brother_tam | $50.00 | $50.00 | 12/18/2009 4:52:59 PM |
| sail120 | $25.00 | $25.00 | 12/18/2009 4:48:52 PM |
| i3urtonair | $25.00 | $25.00 | 12/18/2009 4:49:12 PM |
| pleasant-basis | $25.00 | $25.00 | 12/18/2009 4:49:21 PM |
| unk1911 | $25.00 | $25.00 | 12/18/2009 4:51:01 PM |
| techvet | $25.00 | $25.00 | 12/18/2009 4:51:16 PM |
| 54CHEVY | $25.00 | $25.00 | 12/18/2009 4:52:31 PM |
| exact-loan5 | $25.00 | $25.00 | 12/18/2009 4:52:36 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/18/2009 4:52:57 PM |
| Buffer10 | $100.00 | $100.00 | 12/18/2009 4:53:15 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/18/2009 5:23:54 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/18/2009 5:25:19 PM |
| reflective-rupee | $100.00 | $100.00 | 12/18/2009 7:20:28 PM |
| reflective-rupee | $150.00 | $150.00 | 12/18/2009 7:23:03 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:14:51 PM |
| preventivepestcontrol | $100.00 | $100.00 | 12/19/2009 8:40:52 AM |
| The_Birnetts | $70.00 | $70.00 | 12/20/2009 11:20:05 AM |
| drcoop | $25.00 | $25.00 | 12/20/2009 10:49:34 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:55:06 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:26:22 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 11:53:25 AM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:20:09 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:13:10 PM |
| silverloan | $25.90 | $25.90 | 12/22/2009 10:15:29 PM |
| gothampark | $25.00 | $25.00 | 12/23/2009 12:34:05 PM |
| economy-structure9 | $25.00 | $25.00 | 12/23/2009 7:48:50 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/23/2009 7:44:36 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/24/2009 11:56:44 AM |
| leverage-monger | $25.00 | $25.00 | 12/24/2009 12:06:27 PM |
| investment-cluster | $25.00 | $25.00 | 12/24/2009 5:10:54 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 4:44:28 PM |
| mrfrog | $25.00 | $25.00 | 12/18/2009 4:44:21 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/18/2009 4:44:53 PM |
| jtrump22 | $25.00 | $25.00 | 12/18/2009 4:46:00 PM |
| faldska | $25.00 | $25.00 | 12/18/2009 4:47:14 PM |
| BCD | $25.00 | $25.00 | 12/18/2009 4:41:19 PM |
| saschar | $25.00 | $25.00 | 12/18/2009 4:47:05 PM |
| YogaDude34 | $50.00 | $50.00 | 12/18/2009 4:48:12 PM |
| green-glowing-gain | $25.00 | $25.00 | 12/18/2009 4:48:20 PM |
| ibuystk | $50.00 | $50.00 | 12/18/2009 4:42:11 PM |
| Ragestang | $25.00 | $25.00 | 12/18/2009 4:49:09 PM |
| omerta6102 | $50.00 | $50.00 | 12/18/2009 4:48:54 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/18/2009 4:49:26 PM |
| LEWK25 | $25.00 | $25.00 | 12/18/2009 4:49:01 PM |
| davidc314 | $26.08 | $26.08 | 12/18/2009 4:49:14 PM |
| efficient-principal | $25.00 | $25.00 | 12/18/2009 4:49:19 PM |
| VPRLLC | $25.00 | $25.00 | 12/18/2009 4:44:41 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/18/2009 4:50:50 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/18/2009 4:51:10 PM |
| bluprntguy | $25.00 | $25.00 | 12/18/2009 4:51:30 PM |
| ekn_enterprises | $25.00 | $25.00 | 12/18/2009 4:51:54 PM |
| TheGrayFox | $25.00 | $25.00 | 12/18/2009 4:51:18 PM |
| orderly-loot | $25.00 | $25.00 | 12/18/2009 4:51:20 PM |
| maule | $25.00 | $25.00 | 12/18/2009 4:52:33 PM |
| andycheb | $25.00 | $25.00 | 12/18/2009 4:46:43 PM |
| flopcat | $25.00 | $25.00 | 12/18/2009 4:52:53 PM |
| theemhdoctor | $25.00 | $25.00 | 12/18/2009 4:47:02 PM |
| ohnezweck | $25.00 | $25.00 | 12/18/2009 4:51:44 PM |
| trapper569 | $50.00 | $50.00 | 12/18/2009 4:47:16 PM |
| SNH | $50.00 | $50.00 | 12/18/2009 4:52:22 PM |
| CarDealer3070 | $25.00 | $25.00 | 12/18/2009 4:53:12 PM |
| sloan | $25.00 | $22.42 | 12/18/2009 4:53:17 PM |
| wealth-cloud | $25.00 | $25.00 | 12/18/2009 4:49:23 PM |
| bbrelo | $25.00 | $25.00 | 12/18/2009 4:49:30 PM |
| mpactlender | $25.00 | $25.00 | 12/18/2009 4:51:28 PM |
| healthy-diversification | $25.00 | $25.00 | 12/18/2009 4:52:42 PM |
| aycinvestments | $25.00 | $25.00 | 12/18/2009 4:52:48 PM |
| PatRichi | $25.00 | $25.00 | 12/18/2009 4:53:00 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/18/2009 4:53:10 PM |
| interstellar | $50.00 | $50.00 | 12/18/2009 5:36:02 PM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2009 5:37:00 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/19/2009 5:55:01 AM |
| Bob450 | $25.00 | $25.00 | 12/19/2009 7:21:54 AM |
| Sand_Dollars | $250.00 | $250.00 | 12/19/2009 8:45:51 AM |
| melodious-fairness | $25.00 | $25.00 | 12/19/2009 6:22:56 PM |
| shark1234 | $48.73 | $48.73 | 12/20/2009 11:11:58 AM |
| felicity-daydream | $75.00 | $75.00 | 12/20/2009 1:01:01 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:22:36 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:28:11 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:08:58 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/21/2009 12:10:54 PM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:12:36 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:44:00 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:43:38 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 7:44:10 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 12/21/2009 7:03:19 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/21/2009 8:23:13 PM |
| FinanciallySavvyMom | $25.00 | $25.00 | 12/22/2009 6:38:05 PM |
| RobinHood | $50.00 | $50.00 | 12/22/2009 10:56:14 PM |
| sharp-credit | $300.00 | $300.00 | 12/22/2009 9:22:33 PM |
| 113121 | $25.00 | $25.00 | 12/23/2009 2:02:28 PM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 6:49:02 PM |
| gilbrear | $25.00 | $25.00 | 12/23/2009 4:25:36 PM |
| jbeckrj | $25.00 | $25.00 | 12/23/2009 6:26:35 PM |
| orbital-gain | $25.00 | $25.00 | 12/24/2009 5:52:28 AM |
| Share-the-wealth | $100.00 | $100.00 | 12/23/2009 10:35:16 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 1:18:00 PM |
| Leshan | $100.00 | $100.00 | 12/24/2009 8:45:51 AM |
| 129 bids
|
Borrower Payment Dependent Notes Series
438970
This series of Notes was issued and sold upon the funding of the borrower loan #40206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $89.34 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.05% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 12
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,942 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 101% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| green-revenue-friend |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate credit cards
Purpose of loan: This loan will be used to consolidate some high interest credit cards. I am working on building my credit. I am having
issues with the credit card companies raising interest rates in the last year
and saying I can refuse, but they will close the account, I need them to remain
open so I can build credit. So, I am trying to consolidate them into one payment and pay a little extra each month to pay them off quicker, but still build credit history in the process. The 3 delinquencies on my credit were before 2005. The public record is from my BK that was discharged in October 31,
2005. I was laid off in 2001from Avaya Communications, while I was going to school for
my degree in computer networking, had a hard time keeping up, lost my
car and got behind on bills. I had no back up plan then, but now I have
built up my 401k over $5000 and will use if needed.
My financial situation: My wife Deanna and I bring in a good monthly net income of $4686. We are not in any financial binds;
we are just working on building for the future and paying off some credit cards will help us build a higher credit score. We purchased our first 3 bedroom home in February
2008, which to this date has been the best decision I ever made with my
credit. We have been married now since July 14, 2007. I appreciate your consideration for a bid and wish you the
best for the holidays and a Happy New Year in 2010.
Monthly net income: $ 4686.00
Monthly expenses total : $3270
??Mortgage: $ 930.00
??Insurance (2 auto): $ 200
??Car expenses (2 auto): $ 500
??Utilities (electric, water, garbage): $ 190
? Mobile, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards / other loans: $ 200 / 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi there. Quick question. I'd like to bid on your loan, but first need to confirm that you are not Jewish. Jewish law does not allow me to charge interest to anyone Jewish. Thank you! - Muchzak
A:
Hi, I am not Jewish.
(Dec-24-2009)
Q:
List the credit card balances with interest rates. Thanks - Capit0l
A:
HSBC $384 20.90%, going to 29% in a couple of months, Chase $1390 31.99%, made some payments since listing, the balance of the loan will go to my Capital One card $1433 14%.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tono | $25.00 | $25.00 | 12/19/2009 5:08:53 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/19/2009 4:20:52 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/21/2009 1:12:24 PM |
| tigercat | $50.00 | $50.00 | 12/22/2009 9:35:25 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 4:11:19 PM |
| himistu22 | $25.33 | $25.33 | 12/24/2009 2:22:53 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 5:45:09 AM |
| DasMula | $500.00 | $500.00 | 12/25/2009 2:24:08 PM |
| Astyanax | $25.00 | $25.00 | 12/25/2009 3:00:08 PM |
| DasMula | $500.00 | $500.00 | 12/25/2009 2:15:34 PM |
| Happy-Man | $25.00 | $25.00 | 12/25/2009 3:20:56 PM |
| squarebob | $50.00 | $50.00 | 12/25/2009 3:35:39 PM |
| agreement-accruer | $25.00 | $25.00 | 12/25/2009 3:42:03 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 6:38:28 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/23/2009 12:41:04 PM |
| unk1911 | $25.00 | $25.00 | 12/23/2009 4:23:03 PM |
| circustab | $50.00 | $50.00 | 12/24/2009 6:30:40 AM |
| Bob450 | $25.00 | $25.00 | 12/25/2009 2:43:59 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/25/2009 2:49:46 PM |
| Capit0l | $25.00 | $25.00 | 12/25/2009 3:30:33 PM |
| loss-of-control | $25.00 | $13.67 | 12/25/2009 3:45:20 PM |
| Astyanax | $25.00 | $25.00 | 12/25/2009 3:00:33 PM |
| GlenBank | $50.00 | $50.00 | 12/25/2009 3:05:05 PM |
| just-trade0 | $36.00 | $36.00 | 12/25/2009 3:39:24 PM |
| DasMula | $100.00 | $100.00 | 12/25/2009 2:08:07 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
439022
This series of Notes was issued and sold upon the funding of the borrower loan #40220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 8 | Length of status: | 46y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,027 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| credit-ballet7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to? purchase new furniture.
My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time and have had a good credit history.?
Monthly net income: $ 1800.00????
Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 71.00
??Car expenses: $ 333.00
??Utilities: $ 70.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $15.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $300.00 | $300.00 | 12/18/2009 7:33:30 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/20/2009 6:22:59 AM |
| reflective-rupee | $50.00 | $50.00 | 12/21/2009 9:47:36 AM |
| reflective-rupee | $50.00 | $50.00 | 12/21/2009 9:48:29 AM |
| PCity-LOA15 | $25.00 | $25.00 | 12/21/2009 2:47:36 PM |
| WMY-Investor | $250.00 | $250.00 | 12/22/2009 10:31:38 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 12:33:28 PM |
| Kissabledevil | $50.00 | $50.00 | 12/22/2009 8:23:19 AM |
| brondero | $30.00 | $30.00 | 12/22/2009 4:12:36 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:55:47 PM |
| kindness-jedi | $25.00 | $25.00 | 12/23/2009 4:49:02 AM |
| reflective-rupee | $40.00 | $40.00 | 12/23/2009 1:28:53 PM |
| Capit0l | $25.00 | $25.00 | 12/23/2009 5:16:01 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/24/2009 9:51:13 AM |
| LEO_B | $25.00 | $25.00 | 12/24/2009 4:22:11 PM |
| greenback-turbine9 | $25.00 | $25.00 | 12/24/2009 4:45:51 PM |
| DasMula | $250.00 | $250.00 | 12/25/2009 2:10:26 PM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 3:51:35 PM |
| DasMula | $500.00 | $500.00 | 12/25/2009 3:39:25 PM |
| transparency-tomahawk | $25.00 | $25.00 | 12/25/2009 3:42:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/20/2009 8:07:49 AM |
| reflective-rupee | $50.00 | $50.00 | 12/21/2009 9:47:49 AM |
| reflective-rupee | $50.00 | $50.00 | 12/21/2009 9:47:24 AM |
| reflective-rupee | $50.00 | $50.00 | 12/21/2009 9:48:08 AM |
| PCity-LOA15 | $25.00 | $25.00 | 12/21/2009 2:49:17 PM |
| vest_vortex | $25.00 | $25.00 | 12/22/2009 4:18:00 PM |
| Tono | $25.00 | $25.00 | 12/22/2009 5:35:42 PM |
| USNavyVet | $25.00 | $25.00 | 12/23/2009 5:15:59 AM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 9:03:08 AM |
| reflective-rupee | $30.00 | $30.00 | 12/23/2009 1:29:11 PM |
| Satur | $50.00 | $50.00 | 12/23/2009 6:57:32 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/23/2009 3:59:57 PM |
| DasMula | $500.00 | $500.00 | 12/25/2009 2:22:06 PM |
| marwadi-62 | $25.00 | $25.00 | 12/25/2009 7:40:01 AM |
| DasMula | $250.00 | $245.00 | 12/25/2009 2:11:29 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
439072
This series of Notes was issued and sold upon the funding of the borrower loan #40238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $371.64 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $371.64 |
| |
|
Auction yield range:
| 4.20% - 19.00% |
Estimated loss impact:
| 2.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.82% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $81,003 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| thrilling-interest7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Smart business loan
Purpose of loan:
This loan will be used to? Secure my equity position in a company I help run and make successful. I've recently started my third business and need some cash to maintain my equity position in that company
My financial situation:
I am a good candidate for this loan because? I've never been late on a loan payment and have always paid down the dept. I have a good income which can support monthly payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain in more detail your planned equity investment. Is the success of the new business necessary for repayment of this loan? - exciting-fairness
A:
The money that would be loaned would go directly into the other company as equity. I want to maintain my majority share in the company which requires cash in excess of the $10K requested in the loan. I will be paying the monthly loan payments out of my personal finances. My monthly income is more than enough to support that payment and more. The repayment of the loan is not dependent on this other company being successful.
(Dec-21-2009)
Q:
What about getting money from a home equity line of credit? - Johnab
A:
Good question. There are many reason but the most important is time. I just don't have time to get an equity line of credit. The second reason is I really don't want to leverage our home with values still decreasing. We're fortunate because our home value has stayed above water but I would rather let that market settle down before adding on dept.
(Dec-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Justbiz | $25.00 | $25.00 | 12/21/2009 3:50:47 PM |
| flyinhawaiian | $50.00 | $50.00 | 12/21/2009 3:54:29 PM |
| snw_1710 | $100.00 | $100.00 | 12/21/2009 3:55:18 PM |
| Tazeme | $25.00 | $25.00 | 12/21/2009 3:55:25 PM |
| TheFamilyFund | $25.00 | $25.00 | 12/21/2009 3:55:17 PM |
| CashProvider | $300.00 | $300.00 | 12/21/2009 3:54:10 PM |
| precious-auction | $25.00 | $25.00 | 12/21/2009 3:55:19 PM |
| holesome | $50.00 | $50.00 | 12/21/2009 4:06:02 PM |
| SnE | $75.00 | $75.00 | 12/21/2009 4:08:50 PM |
| feedpaulyfaster | $25.00 | $25.00 | 12/21/2009 4:06:57 PM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 4:08:03 PM |
| investor_101 | $25.00 | $25.00 | 12/21/2009 4:06:40 PM |
| booOST | $50.00 | $50.00 | 12/21/2009 4:06:48 PM |
| YDBXMHC | $25.00 | $25.00 | 12/21/2009 4:13:38 PM |
| rjleves | $25.00 | $25.00 | 12/21/2009 4:13:45 PM |
| BradP | $50.00 | $50.00 | 12/21/2009 4:14:21 PM |
| reflective-rupee | $300.00 | $258.29 | 12/21/2009 4:17:10 PM |
| affluence-tulip | $100.00 | $100.00 | 12/21/2009 4:23:26 PM |
| impressive-loan | $200.00 | $200.00 | 12/21/2009 4:33:25 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 4:35:56 PM |
| CallMeBen | $25.00 | $25.00 | 12/21/2009 4:33:26 PM |
| availableloan | $25.00 | $25.00 | 12/21/2009 4:41:14 PM |
| FinDoc | $25.00 | $25.00 | 12/21/2009 5:06:17 PM |
| agreement-accruer | $25.00 | $25.00 | 12/21/2009 5:31:02 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 4:56:26 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:15:59 PM |
| bomdel | $25.00 | $25.00 | 12/21/2009 7:22:47 PM |
| REBizGuy | $50.00 | $50.00 | 12/22/2009 8:06:26 AM |
| Imaginos1892 | $200.00 | $200.00 | 12/21/2009 10:56:26 PM |
| dinero-elevator | $50.00 | $50.00 | 12/22/2009 4:24:56 AM |
| squarebob | $50.00 | $50.00 | 12/22/2009 6:10:47 AM |
| jelly1126 | $50.00 | $50.00 | 12/22/2009 12:31:08 PM |
| CommerciaLender | $64.74 | $64.74 | 12/22/2009 8:02:34 AM |
| eronyc | $25.00 | $25.00 | 12/22/2009 1:59:57 PM |
| aislinnn | $25.00 | $25.00 | 12/22/2009 10:02:19 AM |
| ultimatepaintball | $25.00 | $25.00 | 12/22/2009 4:30:05 PM |
| GOPHERBOY | $175.00 | $175.00 | 12/22/2009 5:16:05 PM |
| JAB | $50.00 | $50.00 | 12/22/2009 7:16:53 PM |
| TheSmartAtheist | $25.00 | $25.00 | 12/22/2009 5:45:51 PM |
| credit-kahuna | $300.00 | $300.00 | 12/22/2009 6:08:14 PM |
| Borhino | $50.00 | $50.00 | 12/22/2009 6:14:17 PM |
| Havnfun | $25.00 | $25.00 | 12/22/2009 6:35:16 PM |
| zoomdrm57 | $49.99 | $49.99 | 12/23/2009 6:13:53 AM |
| Jonathan_E | $80.00 | $80.00 | 12/23/2009 6:57:19 AM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:35:28 AM |
| minista | $25.00 | $25.00 | 12/23/2009 7:38:42 AM |
| CLMnCWC | $25.00 | $25.00 | 12/22/2009 8:33:18 PM |
| JCMC | $25.00 | $25.00 | 12/23/2009 7:30:52 AM |
| hydrolucid | $25.00 | $25.00 | 12/23/2009 7:36:23 AM |
| cutter21 | $25.00 | $25.00 | 12/22/2009 11:39:10 PM |
| cognizant-rate732 | $50.00 | $50.00 | 12/23/2009 9:01:35 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/23/2009 7:10:48 AM |
| skillful-finance | $25.00 | $25.00 | 12/23/2009 7:36:37 AM |
| HolJenks | $49.24 | $49.24 | 12/23/2009 7:52:13 AM |
| i3urtonair | $25.00 | $25.00 | 12/23/2009 9:05:41 AM |
| Bedsteak | $50.00 | $50.00 | 12/23/2009 9:40:18 AM |
| twjh | $25.00 | $25.00 | 12/23/2009 10:10:49 AM |
| Washington_Loan | $25.00 | $25.00 | 12/23/2009 12:17:35 PM |
| _SCI_ | $25.00 | $25.00 | 12/23/2009 10:47:18 AM |
| cody55 | $50.00 | $50.00 | 12/23/2009 2:58:04 PM |
| louisprima | $27.60 | $27.60 | 12/23/2009 6:04:36 PM |
| lucrative-worth | $50.00 | $50.00 | 12/23/2009 5:41:31 PM |
| Xrunner05 | $100.00 | $100.00 | 12/23/2009 9:06:33 PM |
| lawyervon | $25.00 | $25.00 | 12/23/2009 6:10:33 PM |
| TigerForce | $50.00 | $50.00 | 12/23/2009 7:24:27 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/24/2009 10:00:05 AM |
| STAN7366 | $200.00 | $200.00 | 12/24/2009 11:56:03 AM |
| wwwUniversal | $25.00 | $25.00 | 12/24/2009 12:30:44 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 2:21:32 PM |
| iaviate1 | $50.00 | $50.00 | 12/24/2009 4:14:28 PM |
| Montgomery-Burns | $25.00 | $25.00 | 12/24/2009 12:22:46 PM |
| scredneck | $50.00 | $50.00 | 12/24/2009 12:40:05 PM |
| beakerfish | $100.00 | $100.00 | 12/24/2009 5:03:43 PM |
| arenangelchild | $50.00 | $50.00 | 12/24/2009 4:00:10 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/24/2009 6:29:43 PM |
| loanermn | $25.00 | $25.00 | 12/21/2009 3:54:30 PM |
| rate-mogul | $25.00 | $25.00 | 12/21/2009 3:55:23 PM |
| butlerpossible | $25.00 | $25.00 | 12/21/2009 3:55:29 PM |
| hotwired | $25.00 | $25.00 | 12/21/2009 3:54:49 PM |
| greeninspirit | $25.00 | $25.00 | 12/21/2009 3:55:05 PM |
| commshot | $25.00 | $25.00 | 12/21/2009 3:55:22 PM |
| GlowHost | $25.00 | $25.00 | 12/21/2009 3:54:34 PM |
| RgPro | $100.00 | $100.00 | 12/21/2009 3:54:53 PM |
| five-star-note | $70.00 | $70.00 | 12/21/2009 3:55:20 PM |
| matthewa | $25.00 | $25.00 | 12/21/2009 3:55:40 PM |
| two_old_gals | $25.00 | $25.00 | 12/21/2009 4:06:44 PM |
| AF-Chief | $26.00 | $26.00 | 12/21/2009 4:08:02 PM |
| Rattlehead | $75.00 | $75.00 | 12/21/2009 4:08:49 PM |
| enterprising-integrity | $25.00 | $25.00 | 12/21/2009 4:06:43 PM |
| diverjoq | $49.63 | $49.63 | 12/21/2009 4:07:19 PM |
| ekmendenhall | $25.00 | $25.00 | 12/21/2009 4:08:07 PM |
| matthewa | $25.00 | $25.00 | 12/21/2009 4:14:09 PM |
| here2lend | $25.00 | $25.00 | 12/21/2009 4:14:23 PM |
| cfarther | $25.00 | $25.00 | 12/21/2009 4:13:36 PM |
| Borrow2Grow | $51.00 | $51.00 | 12/21/2009 4:27:02 PM |
| SS123 | $25.00 | $25.00 | 12/21/2009 4:20:49 PM |
| robot777 | $40.00 | $40.00 | 12/21/2009 4:41:10 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:41:42 PM |
| silverloan | $50.00 | $50.00 | 12/21/2009 4:55:41 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 5:33:04 PM |
| SFBank | $200.00 | $200.00 | 12/21/2009 4:54:16 PM |
| smart-gain | $25.00 | $25.00 | 12/21/2009 4:55:49 PM |
| Jabez | $25.00 | $25.00 | 12/21/2009 5:01:02 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 7:09:04 PM |
| gourd6 | $25.00 | $25.00 | 12/21/2009 8:53:57 PM |
| income-fortress | $50.00 | $50.00 | 12/21/2009 5:36:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:13:17 PM |
| JustMee | $25.00 | $25.00 | 12/22/2009 4:59:34 AM |
| inforapenny | $25.00 | $25.00 | 12/22/2009 8:12:21 AM |
| sshgfwb | $25.00 | $25.00 | 12/22/2009 8:13:41 AM |
| principal-mermaid | $31.87 | $31.87 | 12/22/2009 9:40:54 AM |
| SnE | $300.00 | $300.00 | 12/22/2009 3:45:21 AM |
| sentry256 | $25.00 | $25.00 | 12/22/2009 10:51:53 AM |
| IP | $44.27 | $44.27 | 12/22/2009 11:15:47 AM |
| rakey | $25.00 | $25.00 | 12/22/2009 12:37:07 PM |
| nickel-mad-scientist | $25.00 | $25.00 | 12/22/2009 12:52:41 PM |
| Spring342 | $25.00 | $25.00 | 12/22/2009 4:07:44 PM |
| Dollarhide | $25.00 | $25.00 | 12/22/2009 3:46:16 PM |
| driven_24-7 | $25.00 | $25.00 | 12/22/2009 4:28:37 PM |
| kginatl | $25.00 | $25.00 | 12/22/2009 4:29:15 PM |
| DSK_Financials | $50.00 | $50.00 | 12/22/2009 4:49:06 PM |
| GOPHERBOY | $150.00 | $150.00 | 12/22/2009 5:15:41 PM |
| chibear34 | $25.00 | $25.00 | 12/22/2009 5:25:39 PM |
| FjLenders | $50.03 | $50.03 | 12/22/2009 5:42:23 PM |
| Ven58 | $25.00 | $25.00 | 12/22/2009 5:43:37 PM |
| TheYellowDart | $25.00 | $25.00 | 12/22/2009 5:46:22 PM |
| awesome-benefit1 | $25.00 | $25.00 | 12/22/2009 10:15:58 PM |
| sharp-credit | $1,200.00 | $1,200.00 | 12/23/2009 5:36:18 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/22/2009 5:56:27 PM |
| Credit2Prosper | $99.10 | $99.10 | 12/23/2009 7:49:14 AM |
| honorable-yield | $100.00 | $100.00 | 12/23/2009 7:04:36 AM |
| SpectrumCapital | $25.00 | $25.00 | 12/23/2009 9:42:42 AM |
| shortblondemark | $25.00 | $25.00 | 12/23/2009 7:36:34 AM |
| peb44 | $25.00 | $25.00 | 12/23/2009 7:02:21 AM |
| xfbpl | $50.00 | $50.00 | 12/23/2009 7:19:00 AM |
| booOST | $100.00 | $100.00 | 12/23/2009 8:13:33 AM |
| b-rent | $25.00 | $25.00 | 12/23/2009 12:17:30 PM |
| jacobro | $66.87 | $66.87 | 12/23/2009 11:24:02 AM |
| massuot | $25.00 | $25.00 | 12/23/2009 10:44:54 AM |
| penny-surgeon | $25.00 | $25.00 | 12/23/2009 12:18:52 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/23/2009 4:05:29 PM |
| goodcents | $25.00 | $25.00 | 12/23/2009 6:10:30 PM |
| Saab93 | $25.00 | $25.00 | 12/23/2009 6:11:05 PM |
| understanding-integrity4 | $49.00 | $49.00 | 12/23/2009 6:29:17 PM |
| lazyeye | $50.00 | $50.00 | 12/23/2009 6:04:32 PM |
| bahamaman | $65.75 | $65.75 | 12/23/2009 7:03:32 PM |
| currency-agave | $25.00 | $25.00 | 12/23/2009 5:51:41 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/24/2009 6:47:39 AM |
| iolaire | $25.00 | $25.00 | 12/23/2009 6:30:34 PM |
| DJReflections | $25.00 | $25.00 | 12/24/2009 2:00:09 AM |
| allloans4me | $50.00 | $50.00 | 12/24/2009 10:07:53 AM |
| jonn834 | $25.00 | $25.00 | 12/24/2009 11:55:23 AM |
| sagemoto | $25.00 | $25.00 | 12/24/2009 12:22:13 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/24/2009 12:30:43 PM |
| SpectrumFinance | $25.00 | $25.00 | 12/24/2009 6:56:16 AM |
| jetblack | $29.09 | $29.09 | 12/24/2009 11:59:10 AM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:03:56 AM |
| Rustang | $50.00 | $50.00 | 12/24/2009 12:56:50 PM |
| mercuriant | $25.00 | $25.00 | 12/24/2009 1:01:28 PM |
| building_community | $25.00 | $25.00 | 12/24/2009 8:24:25 AM |
| gothampark | $25.00 | $25.00 | 12/24/2009 1:06:55 PM |
| AF-Chief | $47.00 | $47.00 | 12/24/2009 9:11:24 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/24/2009 2:14:05 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 9:22:18 AM |
| greenlk | $100.00 | $100.00 | 12/24/2009 9:45:53 AM |
| JustOneVoice | $25.00 | $25.00 | 12/24/2009 11:30:52 AM |
| merkutio | $50.00 | $50.00 | 12/24/2009 12:05:32 PM |
| iaviate1 | $50.00 | $50.00 | 12/24/2009 4:14:01 PM |
| dlg | $25.53 | $25.53 | 12/24/2009 5:25:08 PM |
| rhin0cerx | $50.00 | $50.00 | 12/24/2009 12:40:07 PM |
| czar3 | $50.00 | $50.00 | 12/24/2009 4:57:43 PM |
| caseattle | $25.00 | $25.00 | 12/24/2009 6:57:51 PM |
| one-midas | $50.00 | $50.00 | 12/24/2009 7:25:17 PM |
| MasterKey | $25.00 | $25.00 | 12/24/2009 1:52:54 PM |
| Bufordo | $100.00 | $100.00 | 12/24/2009 7:22:44 PM |
| Johnab | $50.00 | $50.00 | 12/24/2009 7:24:25 PM |
| 176 bids
|
Borrower Payment Dependent Notes Series
439130
This series of Notes was issued and sold upon the funding of the borrower loan #40224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 33.30% |
Final borrower rate/APR:
| 34.30% / 36.74% |
Final monthly payment:
| $179.36 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.76% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 18
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,619 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 76% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| dangrig |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 72% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < mo. late:
| 9
( 25% )
| 620-639
(Sep-2009)
660-679
(Jun-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 1
( 3% )
|
|
Total payments billed:
| 36 | | |
Description
Paying off startup debt + tech dev
I am a VERY conscientious borrower (I had a prior Prosper loan that I
used to pay some of my credit card debt and have used for down payment
on my first home). Since then, I have been working on a consumer
Internet startup technology and have incurred personal debt as I
invested almost all my personal expenses (along with my partner) into
it. I have a great executive job in a major technology company, I love
my family and career. I would like to pay my high interest credit card
debt. I have graduated with a Ph.D. less than five years ago, and the
current debt has been incurred mostly by professional travel and
startup-related expenses that haven't been fully refunded. All towards
the development of my career. As a result, I am proud to say I am an
authority in internet marketing and advertising, but would like to
sleep better at night and provide a stress free environment for my
daughter, if I could quickly pay my debt. For more information to
attest my good intentions, feel free to contact me.
For due diligence, you can search my name, or check LinkedIn.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain why you are willing to pay 34% interest in order to pay down credit card debt. Is you're credit card debt greater than 34%? - ralstat
A:
The numbers may not make major sense rationally, but I am willing because of an emotional need to pay off the debt immediately, and stay out of it in the next year. I am also expecting a major payoff from equity that will alleviate the need for debt. The current debt is about 47% ( just paid almost 60% in last two months on my own) so only slightly higher, but well worth it. On top of it, all credit cards, as you know due to current market conditions, are switching to variable APRs
(Dec-22-2009)
Q:
Explain why you have 10 late payments on your 1st prosper loan - Capit0l
A:
Thank you for your interest and a very valid question: I do no have a cash flow problem and did not on the first loan either. What happened was a timing problem: the majority of the late payments were under 1-2 weeks before due date and they happened because they coincided with a period when my wife has had continuous health concerns ( ovarian fibroids and endometriosis during pregnancy which forced us to sadly involuntary terminate it, which also raked up daily expenses with thousands in copay
(Dec-26-2009)
Q:
List your monthly income and expenses . - Capit0l
A:
Monthly income = $13,000 after taxes.
Expenses:
Mortgage = $4,100
Utilities (phone, wireless, heating oil, electric, propane) = $$600 total
Credit Card payments = $ 600 minimum (but typically paying more - total credit card debt = $9,000 out of which I will pay off from own income $5,000 by Jan. 15, and using the Prosper $4,000 to pay remaining).
Car Insurance = $160
Car payments = $0
This is pretty much it.
(Dec-26-2009)
Q:
Your are showing income surplus of $7000+ . You can easily pay off your debts with 1-2 months income.
So why take loan $4000@ 34% ? - Capit0l
A:
Dear Capit0l, I have already answered this one - please read my first answer. Basically, because i want to pay it all off NOW (timing, again).
(Dec-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:53:33 PM |
| CASHGIRL | $25.00 | $25.00 | 12/21/2009 4:16:06 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/21/2009 4:16:12 PM |
| frugalinvestor20 | $25.00 | $25.00 | 12/21/2009 4:15:48 PM |
| kt103099 | $25.00 | $25.00 | 12/21/2009 4:23:31 PM |
| moola-phase | $25.00 | $25.00 | 12/21/2009 4:23:25 PM |
| note-tent | $25.00 | $25.00 | 12/21/2009 4:23:40 PM |
| sensible-order2 | $25.00 | $25.00 | 12/21/2009 4:23:52 PM |
| TrustinOthers | $25.00 | $25.00 | 12/21/2009 4:51:46 PM |
| Tammy102800 | $25.00 | $25.00 | 12/21/2009 4:54:38 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/21/2009 5:03:26 PM |
| FinDoc | $25.00 | $25.00 | 12/21/2009 5:09:41 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 6:34:20 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 5:09:03 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 5:09:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:13:38 AM |
| 3am-preacher | $25.00 | $25.00 | 12/22/2009 4:06:21 PM |
| hard-working-loot | $25.00 | $25.00 | 12/22/2009 4:28:35 PM |
| djh47a | $25.00 | $25.00 | 12/23/2009 6:07:04 AM |
| hellasow | $25.00 | $25.00 | 12/23/2009 7:29:30 AM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 9:43:05 AM |
| handy-justice | $51.00 | $51.00 | 12/23/2009 9:42:25 AM |
| kegs | $100.00 | $4.04 | 12/23/2009 10:18:29 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/23/2009 4:08:12 PM |
| penny-surgeon | $25.00 | $25.00 | 12/24/2009 10:59:10 AM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:34:56 PM |
| peb44 | $25.00 | $25.00 | 12/24/2009 11:23:22 PM |
| JFL32 | $25.00 | $25.00 | 12/25/2009 10:57:57 AM |
| GlenBank | $100.00 | $100.00 | 12/25/2009 2:57:14 PM |
| deepblue34 | $30.00 | $30.00 | 12/25/2009 9:53:26 PM |
| rooster63 | $63.76 | $63.76 | 12/25/2009 10:02:25 AM |
| reflective-rupee | $100.00 | $100.00 | 12/26/2009 12:21:25 AM |
| Bob450 | $50.00 | $50.00 | 12/26/2009 8:30:47 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/26/2009 11:43:43 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/26/2009 3:28:23 PM |
| Gobsek | $25.00 | $25.00 | 12/26/2009 9:14:55 PM |
| MM1207 | $25.00 | $25.00 | 12/27/2009 6:15:43 PM |
| cashhelp | $25.00 | $25.00 | 12/27/2009 4:26:41 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:53:47 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:54:38 PM |
| shrewd-income | $100.00 | $100.00 | 12/28/2009 7:58:26 AM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:53:36 PM |
| buffalobills | $25.00 | $25.00 | 12/28/2009 8:19:47 AM |
| Leshan | $50.00 | $50.00 | 12/28/2009 8:06:03 AM |
| dudebrah | $26.00 | $26.00 | 12/28/2009 8:27:40 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/27/2009 7:01:55 PM |
| Peterman | $50.00 | $50.00 | 12/28/2009 8:32:40 AM |
| head | $25.00 | $25.00 | 12/28/2009 6:56:08 AM |
| leverage-monger | $25.00 | $25.00 | 12/28/2009 9:51:55 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/28/2009 10:13:27 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:42:15 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:49:53 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:01:02 PM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 12:10:34 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:01:15 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:01:32 PM |
| radiant-value | $25.00 | $25.00 | 12/28/2009 1:16:18 PM |
| Kissabledevil | $25.00 | $25.00 | 12/28/2009 1:44:41 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 3:22:31 PM |
| Sudoku | $100.00 | $100.00 | 12/28/2009 3:23:42 PM |
| DenimCapital | $25.00 | $25.00 | 12/28/2009 3:43:32 PM |
| niceville80 | $25.00 | $25.00 | 12/21/2009 4:16:01 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:16:17 PM |
| BankofBen | $25.00 | $25.00 | 12/21/2009 4:23:07 PM |
| forthright-dedication | $25.00 | $25.00 | 12/21/2009 4:20:06 PM |
| WMY-Investor | $25.00 | $25.00 | 12/21/2009 4:20:16 PM |
| flexible-economy2 | $75.00 | $75.00 | 12/21/2009 4:41:16 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/21/2009 4:52:32 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/21/2009 9:35:57 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/22/2009 4:29:57 PM |
| supreme-hope | $25.00 | $25.00 | 12/23/2009 4:41:29 AM |
| alexgalt | $100.00 | $100.00 | 12/23/2009 4:07:56 PM |
| kjb1971 | $25.00 | $25.00 | 12/24/2009 11:24:41 PM |
| DannyPhantom | $25.00 | $25.00 | 12/24/2009 6:32:23 PM |
| brother_tam | $50.00 | $50.00 | 12/25/2009 12:15:36 PM |
| noble-revenue | $37.26 | $37.26 | 12/26/2009 5:34:36 PM |
| back-scratchers | $25.00 | $25.00 | 12/26/2009 10:25:35 AM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:56:30 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:54:08 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/27/2009 12:59:27 PM |
| lend42013 | $25.00 | $25.00 | 12/28/2009 5:58:04 AM |
| eboomer2611 | $25.00 | $25.00 | 12/28/2009 7:44:44 AM |
| hollywood_muneca | $50.00 | $50.00 | 12/27/2009 6:32:16 PM |
| TakeCare | $100.00 | $100.00 | 12/27/2009 6:54:07 PM |
| shrewd-income | $100.00 | $100.00 | 12/28/2009 8:05:08 AM |
| bondhedger | $25.00 | $25.00 | 12/27/2009 7:02:29 PM |
| billybragg | $25.00 | $25.00 | 12/27/2009 7:40:35 PM |
| nethosters | $25.00 | $25.00 | 12/28/2009 5:46:37 AM |
| credit-missile | $150.00 | $150.00 | 12/28/2009 9:43:11 AM |
| honorable-yield | $50.00 | $50.00 | 12/28/2009 10:10:37 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 10:19:37 AM |
| rvfbroker | $25.00 | $25.00 | 12/28/2009 11:09:52 AM |
| MrRooster101 | $72.94 | $72.94 | 12/28/2009 11:51:24 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 1:16:23 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 3:49:12 PM |
| Calif-smo | $30.00 | $30.00 | 12/28/2009 2:32:30 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:13:01 PM |
| guardian3 | $25.00 | $25.00 | 12/28/2009 3:23:16 PM |
| 98 bids
|
Borrower Payment Dependent Notes Series
439148
This series of Notes was issued and sold upon the funding of the borrower loan #40247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.20% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Bob450 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Invest in Prosper
Purpose of loan:
This loan will be used to?
Use my excellent credit rating to get a loan at a lower rate and use the funds to make selective investments in Prosper.?
My financial situation:
I am a good candidate for this loan because... I have only been late for 1 payment in 40 years.? I have $2,000 per month available after expenses.? I have been investing in the stock market with these extra funds.?Now I want to try investing in Prosper.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ljay | $25.00 | $25.00 | 12/21/2009 4:22:29 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:33 PM |
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:23:02 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:06 PM |
| czar3 | $25.00 | $25.00 | 12/21/2009 4:24:14 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:15 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:01 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:58 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:33 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:38 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:44 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:14 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:31:01 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:43 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:30 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:49 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:33:01 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:34:22 PM |
| skuba | $50.00 | $50.00 | 12/21/2009 4:34:44 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/21/2009 4:34:14 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:33 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:57 PM |
| best-deal-banker | $50.00 | $50.00 | 12/21/2009 4:34:50 PM |
| Supernick | $50.00 | $50.00 | 12/21/2009 4:34:55 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:35:08 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:44 PM |
| mlkhamilton | $25.00 | $25.00 | 12/21/2009 4:38:36 PM |
| antlr | $25.00 | $25.00 | 12/21/2009 4:38:54 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 4:38:58 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/21/2009 4:34:28 PM |
| DonaldColorado | $25.00 | $25.00 | 12/21/2009 4:34:34 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:38:30 PM |
| gold-commander0 | $50.00 | $50.00 | 12/21/2009 4:35:04 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/21/2009 4:39:05 PM |
| loan-warrior | $25.00 | $25.00 | 12/21/2009 4:39:10 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/21/2009 4:40:58 PM |
| FlexFunding | $90.30 | $90.30 | 12/21/2009 4:40:15 PM |
| cash-sensai2 | $25.00 | $25.00 | 12/21/2009 4:41:43 PM |
| bchen78875 | $50.00 | $50.00 | 12/21/2009 4:42:45 PM |
| don8ter | $60.00 | $60.00 | 12/21/2009 4:42:57 PM |
| figs4u2 | $80.00 | $80.00 | 12/21/2009 4:42:06 PM |
| discrete-asset | $25.00 | $25.00 | 12/21/2009 4:43:11 PM |
| Katburg | $50.00 | $50.00 | 12/21/2009 4:43:17 PM |
| highcountry1 | $25.00 | $25.00 | 12/21/2009 4:42:25 PM |
| roccofox | $50.00 | $50.00 | 12/21/2009 4:38:43 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/21/2009 4:43:46 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:43:22 PM |
| mikeandcat | $50.00 | $50.00 | 12/21/2009 4:44:15 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/21/2009 4:43:29 PM |
| Kaj | $30.00 | $30.00 | 12/21/2009 4:44:24 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/21/2009 4:44:36 PM |
| Marathoner | $25.00 | $25.00 | 12/21/2009 4:44:42 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/21/2009 4:44:00 PM |
| ijspence | $25.00 | $25.00 | 12/21/2009 4:45:16 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 4:44:45 PM |
| superstar449 | $25.00 | $25.00 | 12/21/2009 4:40:46 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:44:56 PM |
| SnE | $25.00 | $25.00 | 12/21/2009 4:45:21 PM |
| auction-elvis | $25.00 | $25.00 | 12/21/2009 4:41:22 PM |
| DukSerduk | $25.00 | $25.00 | 12/21/2009 4:41:28 PM |
| morpholog | $25.00 | $25.00 | 12/21/2009 4:47:23 PM |
| reueljw | $25.00 | $25.00 | 12/21/2009 4:47:27 PM |
| compoundinterest | $50.00 | $50.00 | 12/21/2009 4:46:14 PM |
| QuinMccoy | $25.00 | $25.00 | 12/21/2009 4:46:28 PM |
| first-class-dime | $25.00 | $25.00 | 12/21/2009 4:48:04 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 4:48:08 PM |
| munnu | $25.00 | $25.00 | 12/21/2009 4:48:13 PM |
| Divot | $25.00 | $25.00 | 12/21/2009 4:46:47 PM |
| stable-nickel | $170.00 | $170.00 | 12/21/2009 4:43:37 PM |
| dproxima | $25.00 | $25.00 | 12/21/2009 4:43:40 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/21/2009 4:44:19 PM |
| szetheli | $50.00 | $50.00 | 12/21/2009 4:49:13 PM |
| Tom579 | $25.00 | $25.00 | 12/21/2009 4:44:31 PM |
| shamrocker | $25.00 | $25.00 | 12/21/2009 4:44:48 PM |
| Guiren | $100.00 | $100.00 | 12/21/2009 4:52:21 PM |
| vegaslender88 | $25.00 | $25.00 | 12/21/2009 4:50:06 PM |
| shellback13 | $25.00 | $25.00 | 12/21/2009 4:50:16 PM |
| natmonkey | $25.00 | $25.00 | 12/21/2009 4:45:04 PM |
| toblerone | $25.00 | $25.00 | 12/21/2009 4:45:27 PM |
| Jassi | $25.00 | $25.00 | 12/21/2009 4:45:29 PM |
| alpinaut | $25.00 | $25.00 | 12/21/2009 4:45:49 PM |
| desertoasis | $25.00 | $25.00 | 12/21/2009 4:46:01 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/21/2009 4:46:13 PM |
| Kame | $25.00 | $25.00 | 12/21/2009 4:46:19 PM |
| lend_to_you | $50.00 | $50.00 | 12/21/2009 4:46:43 PM |
| AceInTheHole | $25.00 | $25.00 | 12/21/2009 4:47:15 PM |
| the-silver-blaster | $75.00 | $75.00 | 12/21/2009 4:47:21 PM |
| brstern2 | $25.00 | $25.00 | 12/21/2009 4:47:29 PM |
| bayareainv | $50.00 | $50.00 | 12/21/2009 4:48:09 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/21/2009 4:48:20 PM |
| BludAx | $25.00 | $25.00 | 12/21/2009 4:49:19 PM |
| CornerKetch | $25.00 | $25.00 | 12/21/2009 5:03:14 PM |
| otter | $25.00 | $25.00 | 12/21/2009 4:49:58 PM |
| slobberjob | $25.00 | $25.00 | 12/21/2009 4:50:10 PM |
| spenrod | $50.00 | $24.98 | 12/21/2009 4:50:22 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:10:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:45:30 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:17:39 PM |
| SWayne2000 | $25.00 | $25.00 | 12/23/2009 12:39:10 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:04:53 AM |
| building_community | $25.00 | $25.00 | 12/24/2009 8:24:48 AM |
| iruz | $31.74 | $31.74 | 12/24/2009 11:07:58 AM |
| glimmering-credit4 | $25.00 | $25.00 | 12/24/2009 10:46:39 PM |
| gsp1885 | $27.88 | $27.88 | 12/24/2009 11:16:51 PM |
| rudy510s | $50.22 | $50.22 | 12/25/2009 4:44:57 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/26/2009 7:01:28 AM |
| RandyL3 | $33.06 | $33.06 | 12/25/2009 2:12:56 PM |
| FundMaker | $25.00 | $25.00 | 12/26/2009 2:20:47 PM |
| dmitriy2 | $25.00 | $25.00 | 12/26/2009 7:48:56 PM |
| matthewa | $25.00 | $25.00 | 12/26/2009 11:12:56 AM |
| gizmo65 | $44.74 | $44.74 | 12/26/2009 7:17:46 PM |
| YummiBear | $25.00 | $25.00 | 12/27/2009 6:37:19 PM |
| scrabbler | $25.00 | $25.00 | 12/28/2009 6:41:10 AM |
| outofoffice | $50.00 | $50.00 | 12/27/2009 11:46:10 AM |
| UC3307 | $100.00 | $100.00 | 12/28/2009 7:17:33 AM |
| Blind_Pig | $27.00 | $27.00 | 12/28/2009 8:47:29 AM |
| simiray | $50.00 | $50.00 | 12/28/2009 10:25:28 AM |
| sflash | $30.78 | $30.78 | 12/28/2009 10:40:19 AM |
| gemoscar | $100.00 | $100.00 | 12/28/2009 12:41:37 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/28/2009 1:24:53 PM |
| jybank | $100.00 | $100.00 | 12/28/2009 3:18:43 PM |
| OoM | $25.00 | $25.00 | 12/28/2009 3:43:12 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:10 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:23 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:28 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:21 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:26 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:52 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:08 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:31:06 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:55 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:47 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:22 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/21/2009 4:34:59 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:38 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:53 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:05 PM |
| Steveoo1 | $50.00 | $50.00 | 12/21/2009 4:34:06 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:34:31 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:39:16 PM |
| teller | $60.00 | $60.00 | 12/21/2009 4:34:42 PM |
| EdgeonFl | $25.00 | $25.00 | 12/21/2009 4:39:34 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:40 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/21/2009 4:38:45 PM |
| CASHGIRL | $75.00 | $75.00 | 12/21/2009 4:39:55 PM |
| verse99 | $25.00 | $25.00 | 12/21/2009 4:39:29 PM |
| shanadip | $25.00 | $25.00 | 12/21/2009 4:39:44 PM |
| CorMDNY | $25.00 | $25.00 | 12/21/2009 4:39:50 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:41:59 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:40:52 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/21/2009 4:42:09 PM |
| payout-point | $100.00 | $100.00 | 12/21/2009 4:41:05 PM |
| SCOTTOL | $25.00 | $25.00 | 12/21/2009 4:41:08 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:52 PM |
| flopcat | $25.00 | $25.00 | 12/21/2009 4:42:54 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/21/2009 4:43:05 PM |
| Cheburashka | $30.00 | $30.00 | 12/21/2009 4:42:21 PM |
| galaxy1 | $25.00 | $25.00 | 12/21/2009 4:42:40 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:39:01 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/21/2009 4:44:08 PM |
| magical-greenback | $55.00 | $55.00 | 12/21/2009 4:44:13 PM |
| sharkm | $40.00 | $40.00 | 12/21/2009 4:44:39 PM |
| dollar-spy | $25.00 | $25.00 | 12/21/2009 4:40:00 PM |
| totoro | $25.00 | $25.00 | 12/21/2009 4:45:10 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 4:45:00 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/21/2009 4:45:08 PM |
| ryreesado | $25.00 | $25.00 | 12/21/2009 4:45:19 PM |
| note-tent | $50.00 | $50.00 | 12/21/2009 4:46:24 PM |
| AmericanCredit | $25.00 | $25.00 | 12/21/2009 4:41:37 PM |
| transparency-giant | $50.00 | $50.00 | 12/21/2009 4:46:57 PM |
| GElender | $50.00 | $50.00 | 12/21/2009 4:47:40 PM |
| danfrphils | $25.00 | $25.00 | 12/21/2009 4:47:58 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/21/2009 4:48:06 PM |
| rjleves | $25.00 | $25.00 | 12/21/2009 4:42:33 PM |
| MidLifeCrisis | $50.00 | $50.00 | 12/21/2009 4:48:23 PM |
| woodenshoes | $25.00 | $25.00 | 12/21/2009 4:47:05 PM |
| syounker | $25.00 | $25.00 | 12/21/2009 4:43:09 PM |
| tolstoy00 | $25.00 | $25.00 | 12/21/2009 4:49:08 PM |
| gulch | $35.00 | $35.00 | 12/21/2009 4:43:32 PM |
| bds9646 | $26.00 | $26.00 | 12/21/2009 4:47:49 PM |
| grampy48 | $25.00 | $25.00 | 12/21/2009 4:48:00 PM |
| leodaguy | $25.00 | $25.00 | 12/21/2009 4:43:42 PM |
| Triathlonman | $25.00 | $25.00 | 12/21/2009 4:50:02 PM |
| E_G | $50.00 | $50.00 | 12/21/2009 4:43:52 PM |
| Attract | $25.00 | $25.00 | 12/21/2009 4:43:56 PM |
| jeangot | $25.00 | $25.00 | 12/21/2009 4:50:17 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 4:44:06 PM |
| forthright-social | $25.00 | $25.00 | 12/21/2009 4:44:28 PM |
| salala | $25.00 | $25.00 | 12/21/2009 4:49:26 PM |
| cash-boots | $25.00 | $25.00 | 12/21/2009 4:44:52 PM |
| TexasLender2007 | $25.00 | $25.00 | 12/21/2009 4:50:12 PM |
| the-precious-bid | $25.00 | $25.00 | 12/21/2009 4:50:18 PM |
| Pacioli | $25.00 | $25.00 | 12/21/2009 4:50:20 PM |
| buukyak | $25.00 | $25.00 | 12/21/2009 4:45:12 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/21/2009 4:45:35 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:46:15 PM |
| Captain88 | $25.00 | $25.00 | 12/21/2009 4:47:18 PM |
| _kyle | $25.00 | $25.00 | 12/21/2009 4:47:25 PM |
| kayakg | $25.00 | $25.00 | 12/21/2009 4:48:10 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 4:56:27 PM |
| KiwiElf | $30.00 | $30.00 | 12/21/2009 4:48:32 PM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 4:55:59 PM |
| a-responsible-return | $25.00 | $25.00 | 12/21/2009 4:49:00 PM |
| contract-voltage | $25.00 | $25.00 | 12/21/2009 4:49:18 PM |
| jybank | $50.00 | $50.00 | 12/21/2009 5:04:02 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/21/2009 4:49:48 PM |
| GeoLender | $50.00 | $50.00 | 12/21/2009 8:36:55 PM |
| blot44 | $50.00 | $50.00 | 12/22/2009 3:38:00 AM |
| BOZO88 | $25.00 | $25.00 | 12/22/2009 6:09:39 AM |
| helping-out | $40.00 | $40.00 | 12/22/2009 4:09:44 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:43:31 PM |
| suzanny | $25.00 | $25.00 | 12/23/2009 4:18:23 PM |
| savedollarinc | $25.00 | $25.00 | 12/24/2009 6:03:13 PM |
| springpanda | $50.00 | $50.00 | 12/25/2009 12:32:57 AM |
| Oak-Parker | $25.00 | $25.00 | 12/24/2009 3:20:20 PM |
| suzanny | $25.00 | $25.00 | 12/25/2009 2:37:36 PM |
| squarebob | $25.00 | $25.00 | 12/25/2009 4:14:42 PM |
| loyalty-czar | $40.00 | $40.00 | 12/26/2009 10:32:38 AM |
| innovator799 | $25.00 | $25.00 | 12/26/2009 6:14:23 PM |
| dood2112 | $25.00 | $25.00 | 12/26/2009 1:11:46 PM |
| PotBellyPete | $26.30 | $26.30 | 12/26/2009 9:09:23 PM |
| JGuide | $100.00 | $100.00 | 12/26/2009 9:24:36 PM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 4:55:15 AM |
| OregonDane | $25.00 | $25.00 | 12/27/2009 2:01:53 PM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 6:56:17 PM |
| cassidyauction | $25.00 | $25.00 | 12/27/2009 3:55:29 AM |
| justin323 | $30.00 | $30.00 | 12/27/2009 7:21:36 PM |
| payontime1 | $50.00 | $50.00 | 12/27/2009 11:02:21 PM |
| orbital-gain | $72.00 | $72.00 | 12/28/2009 8:03:51 AM |
| squarebob | $100.00 | $100.00 | 12/28/2009 8:57:51 AM |
| peaceful-farmer | $75.00 | $75.00 | 12/28/2009 10:07:34 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 10:33:26 AM |
| calbertrand | $1,000.00 | $1,000.00 | 12/28/2009 10:57:16 AM |
| jn_tiger | $25.00 | $25.00 | 12/28/2009 11:06:40 AM |
| kf88 | $30.00 | $30.00 | 12/28/2009 1:11:04 PM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 11:52:10 AM |
| rce1964 | $25.00 | $25.00 | 12/28/2009 12:08:09 PM |
| friendinmoney | $50.00 | $50.00 | 12/28/2009 12:06:14 PM |
| jybank | $50.00 | $50.00 | 12/28/2009 3:16:04 PM |
| starry2001 | $25.00 | $25.00 | 12/28/2009 3:32:18 PM |
| 240 bids
|
Borrower Payment Dependent Notes Series
439160
This series of Notes was issued and sold upon the funding of the borrower loan #40254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $226.30 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $223.13 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,743 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| the-transaction-wizard |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to?pay off credit cards?
My financial situation:
I am a good candidate for this loan because? i have never been late paying my bills , i have a very secure job in the energy sector
Monthly net income: $?5000.00????
Monthly expenses: $
??Housing: $ 725.00????
??Insurance: $ 50.0????
??Car expenses: $ 25.00
??Utilities: $?250.00????????
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 700.00
??Clothing, household expenses $
??Credit cards and other loans: $ 1500.00
??Other expenses: $
home value--95000.00 mortgage amount 89000.00
credit card merrick bank-apr 22.70-balance 2799.12
????????????????capital one??? apr 17.05-?????????????2322.99
????????????????capital one??? apr? 19.80???????????????415.26
??????????????? chase?????????? apr??23.24??????????????2726.39
??????????????? capital one??? apr? 22.90??????????????? 379.00
??????????????? pay pal?????????apr? 26.99??????????????1217.99
??????????????? kohls??????????? apr? 21.90??????????????? 928.29
monthly expenses 2400.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are your plans to keep your credit cards from building up again? Thanks - mbf2234
A:
in aug of 07 i lost my job of 14.5 years in nov 07 i took a job with an energy company. the pay was only 16.00 an hour for the first 9 months then progressed over the next year to over 34.00 dollars an hour . i used these cards to survive .before that i never had very high balances on the cards.i know how hard it is to get them paid back off.
(Dec-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| larrybird | $100.00 | $100.00 | 12/21/2009 3:51:16 PM |
| CaboWaboRobo | $25.00 | $25.00 | 12/21/2009 3:51:21 PM |
| lounges | $50.00 | $50.00 | 12/21/2009 3:53:24 PM |
| ramblin | $25.00 | $25.00 | 12/21/2009 3:54:05 PM |
| jresu537 | $25.00 | $25.00 | 12/21/2009 3:52:01 PM |
| Sefotonga | $25.00 | $25.00 | 12/21/2009 3:56:15 PM |
| homebody26 | $25.00 | $25.00 | 12/21/2009 3:51:10 PM |
| DadWarbucks | $25.00 | $25.00 | 12/21/2009 3:54:48 PM |
| AKJagMan | $25.00 | $25.00 | 12/21/2009 3:51:28 PM |
| Supernick | $100.00 | $100.00 | 12/21/2009 3:57:21 PM |
| nycloan | $25.00 | $25.00 | 12/21/2009 3:52:23 PM |
| foxy-fund | $50.00 | $50.00 | 12/21/2009 3:56:45 PM |
| thumper64 | $35.00 | $35.00 | 12/21/2009 3:58:26 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 3:57:00 PM |
| Hondo | $25.00 | $25.00 | 12/21/2009 3:58:49 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/21/2009 3:57:16 PM |
| sensible-trade | $25.00 | $25.00 | 12/21/2009 3:58:13 PM |
| ClearLake | $25.00 | $25.00 | 12/21/2009 3:58:17 PM |
| ADIDASNO | $25.00 | $25.00 | 12/21/2009 3:56:32 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 3:58:42 PM |
| calm-deal7 | $50.00 | $50.00 | 12/21/2009 3:56:42 PM |
| paladin847 | $25.00 | $25.00 | 12/21/2009 3:59:06 PM |
| skuba | $25.00 | $25.00 | 12/21/2009 3:59:10 PM |
| booksleuth | $50.00 | $50.00 | 12/21/2009 3:56:54 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 3:56:56 PM |
| peso-colonel | $25.00 | $25.00 | 12/21/2009 3:59:27 PM |
| gulch | $25.00 | $25.00 | 12/21/2009 3:57:27 PM |
| Katburg | $35.00 | $35.00 | 12/21/2009 3:58:03 PM |
| sjlender | $25.00 | $8.71 | 12/21/2009 3:59:42 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/21/2009 4:08:32 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:56:44 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:18:06 PM |
| golath24 | $25.00 | $25.00 | 12/22/2009 9:57:07 AM |
| interstellar | $50.00 | $50.00 | 12/22/2009 11:24:50 AM |
| m003026 | $25.80 | $25.80 | 12/22/2009 6:23:14 PM |
| dmk2006 | $25.00 | $25.00 | 12/23/2009 2:05:53 PM |
| newgroom422 | $25.00 | $25.00 | 12/23/2009 4:20:49 PM |
| bobby51 | $25.00 | $25.00 | 12/24/2009 5:41:25 AM |
| Leshan | $26.31 | $26.31 | 12/24/2009 9:05:31 AM |
| slick8812 | $25.00 | $25.00 | 12/24/2009 8:20:52 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/24/2009 9:19:51 PM |
| meteoric-trade | $25.00 | $25.00 | 12/25/2009 9:58:44 AM |
| one-midas | $25.00 | $25.00 | 12/25/2009 7:44:34 PM |
| mckhbnpc | $25.00 | $25.00 | 12/25/2009 10:18:14 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/26/2009 7:19:49 AM |
| sunnysally | $25.00 | $25.00 | 12/25/2009 6:32:49 PM |
| curious166 | $67.94 | $67.94 | 12/26/2009 8:49:30 PM |
| TigerForce | $25.00 | $25.00 | 12/26/2009 2:42:14 PM |
| dorypro | $25.00 | $25.00 | 12/26/2009 5:07:17 PM |
| bobby51 | $25.00 | $25.00 | 12/27/2009 5:26:48 AM |
| Gaelicman | $105.58 | $105.58 | 12/26/2009 10:15:40 PM |
| JackinGreen | $25.00 | $25.00 | 12/27/2009 4:03:21 AM |
| outofoffice | $25.00 | $25.00 | 12/27/2009 11:46:33 AM |
| orbiter614 | $40.35 | $40.35 | 12/27/2009 1:37:45 PM |
| The-CAPS-fan | $45.00 | $45.00 | 12/26/2009 5:16:17 PM |
| sunnygee | $38.17 | $38.17 | 12/28/2009 7:02:33 AM |
| Kash2010lu | $25.00 | $25.00 | 12/28/2009 7:10:39 AM |
| SPickle | $25.00 | $25.00 | 12/28/2009 7:35:44 AM |
| honorable-yield | $50.00 | $50.00 | 12/28/2009 10:12:45 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:51:29 AM |
| shellstar | $25.00 | $25.00 | 12/28/2009 11:02:22 AM |
| Kissabledevil | $25.00 | $25.00 | 12/28/2009 1:47:15 PM |
| catalystcf | $25.00 | $25.00 | 12/28/2009 2:19:04 PM |
| Satur | $50.00 | $50.00 | 12/28/2009 3:33:20 PM |
| exciting-fairness | $200.00 | $200.00 | 12/28/2009 3:38:39 PM |
| upc_tnt | $25.00 | $25.00 | 12/21/2009 3:52:06 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/21/2009 3:53:52 PM |
| project07 | $25.00 | $25.00 | 12/21/2009 3:51:40 PM |
| gth710k | $25.00 | $25.00 | 12/21/2009 3:51:43 PM |
| bitbucket | $50.00 | $50.00 | 12/21/2009 3:55:13 PM |
| serpentine | $50.00 | $50.00 | 12/21/2009 3:52:56 PM |
| fortytwo | $100.00 | $100.00 | 12/21/2009 3:55:37 PM |
| equitable-camaraderi | $25.00 | $25.00 | 12/21/2009 3:53:21 PM |
| hard-working-asset2 | $50.00 | $50.00 | 12/21/2009 3:53:38 PM |
| dansarkis | $25.00 | $25.00 | 12/21/2009 3:54:22 PM |
| amsterq | $25.00 | $25.00 | 12/21/2009 3:51:17 PM |
| JohnW12 | $25.00 | $25.00 | 12/21/2009 3:51:34 PM |
| bebeshor | $25.00 | $25.00 | 12/21/2009 3:51:51 PM |
| bigphish | $25.00 | $25.00 | 12/21/2009 3:51:57 PM |
| sk8ndive | $25.00 | $25.00 | 12/21/2009 3:55:58 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 3:57:39 PM |
| steves73 | $25.00 | $25.00 | 12/21/2009 3:58:20 PM |
| blackstar | $25.00 | $25.00 | 12/21/2009 3:57:29 PM |
| Speculator | $25.00 | $25.00 | 12/21/2009 3:59:29 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 3:59:33 PM |
| ualf | $50.00 | $50.00 | 12/21/2009 3:56:21 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 3:58:53 PM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 3:56:48 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 3:59:21 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/21/2009 3:57:05 PM |
| crazycool | $25.00 | $25.00 | 12/21/2009 3:57:09 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 3:57:34 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 3:57:44 PM |
| laudable-balance | $25.00 | $25.00 | 12/21/2009 3:57:54 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 3:58:35 PM |
| imdave4me | $25.00 | $25.00 | 12/21/2009 3:59:00 PM |
| caseattle | $25.00 | $25.00 | 12/21/2009 4:33:11 PM |
| robot777 | $40.00 | $40.00 | 12/21/2009 4:41:11 PM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 4:56:01 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 4:56:32 PM |
| Bank_Of_XL | $100.00 | $100.00 | 12/21/2009 5:40:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:17:28 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 6:50:27 PM |
| IUnkn0wn | $25.00 | $25.00 | 12/22/2009 2:17:12 PM |
| Hobie88 | $50.00 | $50.00 | 12/22/2009 6:15:33 PM |
| zento | $25.00 | $25.00 | 12/22/2009 8:24:05 PM |
| felicity-daydream | $50.00 | $50.00 | 12/22/2009 6:33:10 PM |
| golffish2 | $50.00 | $50.00 | 12/23/2009 7:56:42 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/23/2009 8:46:36 AM |
| JustMee | $25.00 | $25.00 | 12/23/2009 9:14:34 AM |
| greenback-turbine9 | $25.00 | $25.00 | 12/23/2009 10:04:35 AM |
| GABC-1 | $25.00 | $25.00 | 12/23/2009 10:11:39 AM |
| sharp-credit | $1,007.91 | $1,007.91 | 12/25/2009 2:39:10 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 5:46:28 AM |
| unger | $100.00 | $100.00 | 12/25/2009 4:19:53 PM |
| patriot384 | $75.00 | $75.00 | 12/26/2009 11:21:11 AM |
| glimmering-credit4 | $25.00 | $25.00 | 12/26/2009 7:46:19 PM |
| ghinga | $25.00 | $25.00 | 12/26/2009 12:49:07 PM |
| integrity-doctor | $50.00 | $50.00 | 12/25/2009 8:41:09 PM |
| gothampark | $25.00 | $25.00 | 12/26/2009 1:07:59 PM |
| Loan_shark718 | $30.00 | $30.00 | 12/27/2009 6:49:41 AM |
| TakeCare | $30.00 | $30.00 | 12/27/2009 6:58:12 PM |
| phaded | $25.00 | $25.00 | 12/27/2009 8:07:46 PM |
| ksubd | $50.00 | $50.00 | 12/27/2009 7:37:12 AM |
| MrLeft | $60.00 | $60.00 | 12/28/2009 7:24:26 AM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:44:03 PM |
| silvercertificate | $25.00 | $25.00 | 12/28/2009 9:00:51 AM |
| microlendblvr | $50.00 | $50.00 | 12/28/2009 5:41:33 AM |
| scrabbler | $25.00 | $25.00 | 12/28/2009 6:42:45 AM |
| efficient-bid2 | $44.23 | $44.23 | 12/28/2009 10:49:37 AM |
| pure-silver | $25.00 | $25.00 | 12/28/2009 11:08:44 AM |
| TakeCare | $25.00 | $25.00 | 12/28/2009 1:34:14 PM |
| friendinmoney | $25.00 | $25.00 | 12/28/2009 12:06:49 PM |
| SkinnyFish | $25.00 | $25.00 | 12/28/2009 12:45:05 PM |
| wild-orange | $25.00 | $25.00 | 12/28/2009 2:35:51 PM |
| persistent-income2 | $50.00 | $50.00 | 12/28/2009 12:22:23 PM |
| BankofBeth | $25.00 | $25.00 | 12/28/2009 1:11:36 PM |
| ZOOOM | $25.00 | $25.00 | 12/28/2009 3:45:52 PM |
| mystss | $50.00 | $50.00 | 12/28/2009 2:32:12 PM |
| steady-dime | $50.00 | $50.00 | 12/28/2009 2:48:07 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 3:23:23 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
439166
This series of Notes was issued and sold upon the funding of the borrower loan #40251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $204.89 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $204.74 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,054 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tolerant-euro |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying used truck
Purpose of loan: I am in need of a diesel truck so I can tow a trailer that I use for moving safes.I have two trucks now a s10 &a GMC 1/2 ton thay bolth lack in power for the job.A Dodge 2500 diesel would be cheeper to operate.And I found one under blue book.Its at a small dealer of tractors
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?I pay always & on time Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ljay | $25.00 | $25.00 | 12/21/2009 4:22:29 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:34 PM |
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:23:01 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:02 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:56 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:15 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:58 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:08 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:32 PM |
| skvat | $25.00 | $25.00 | 12/21/2009 4:30:04 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:14 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:20 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:31:01 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:38 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:50 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:05 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:23 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:37 PM |
| gold-commander0 | $50.00 | $50.00 | 12/21/2009 4:35:04 PM |
| DonaldColorado | $25.00 | $25.00 | 12/21/2009 4:34:35 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:31:05 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:29 PM |
| loan-warrior | $25.00 | $25.00 | 12/21/2009 4:39:08 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/21/2009 4:39:13 PM |
| best-deal-banker | $50.00 | $50.00 | 12/21/2009 4:34:50 PM |
| Supernick | $50.00 | $50.00 | 12/21/2009 4:34:55 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 4:38:57 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:39:16 PM |
| CASHGIRL | $75.00 | $75.00 | 12/21/2009 4:39:55 PM |
| DukSerduk | $25.00 | $25.00 | 12/21/2009 4:41:28 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:52 PM |
| rjleves | $25.00 | $25.00 | 12/21/2009 4:42:34 PM |
| syounker | $25.00 | $25.00 | 12/21/2009 4:43:08 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/21/2009 4:42:09 PM |
| highcountry1 | $25.00 | $25.00 | 12/21/2009 4:42:26 PM |
| gulch | $35.00 | $35.00 | 12/21/2009 4:43:32 PM |
| leodaguy | $25.00 | $25.00 | 12/21/2009 4:43:42 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/21/2009 4:39:04 PM |
| Attract | $25.00 | $25.00 | 12/21/2009 4:43:56 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/21/2009 4:44:00 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:43:22 PM |
| forthright-social | $25.00 | $25.00 | 12/21/2009 4:44:28 PM |
| shanadip | $25.00 | $25.00 | 12/21/2009 4:39:44 PM |
| Tom579 | $25.00 | $25.00 | 12/21/2009 4:44:31 PM |
| CorMDNY | $25.00 | $25.00 | 12/21/2009 4:39:49 PM |
| cash-boots | $25.00 | $25.00 | 12/21/2009 4:44:51 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/21/2009 4:44:07 PM |
| sharkm | $40.00 | $40.00 | 12/21/2009 4:44:38 PM |
| SnE | $25.00 | $25.00 | 12/21/2009 4:45:21 PM |
| Marathoner | $25.00 | $25.00 | 12/21/2009 4:44:42 PM |
| toblerone | $25.00 | $25.00 | 12/21/2009 4:45:26 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/21/2009 4:45:34 PM |
| ijspence | $25.00 | $25.00 | 12/21/2009 4:45:16 PM |
| SCOTTOL | $25.00 | $25.00 | 12/21/2009 4:41:08 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/21/2009 4:46:12 PM |
| Jassi | $25.00 | $25.00 | 12/21/2009 4:45:30 PM |
| tuneman1980 | $25.00 | $25.00 | 12/21/2009 4:41:24 PM |
| morpholog | $25.00 | $25.00 | 12/21/2009 4:47:24 PM |
| Kame | $25.00 | $25.00 | 12/21/2009 4:46:20 PM |
| dedicated-diversification5 | $45.00 | $45.00 | 12/21/2009 4:46:36 PM |
| bchen78875 | $50.00 | $50.00 | 12/21/2009 4:42:46 PM |
| Divot | $25.00 | $25.00 | 12/21/2009 4:46:46 PM |
| don8ter | $60.00 | $60.00 | 12/21/2009 4:42:58 PM |
| discrete-asset | $25.00 | $25.00 | 12/21/2009 4:43:11 PM |
| _kyle | $25.00 | $25.00 | 12/21/2009 4:47:25 PM |
| stable-nickel | $170.00 | $170.00 | 12/21/2009 4:43:36 PM |
| mikeandcat | $50.00 | $50.00 | 12/21/2009 4:44:15 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/21/2009 4:44:20 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:44:56 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 4:44:59 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/21/2009 4:45:07 PM |
| GElender | $50.00 | $50.00 | 12/21/2009 4:47:42 PM |
| bds9646 | $26.00 | $26.00 | 12/21/2009 4:47:49 PM |
| vine99 | $90.00 | $90.00 | 12/24/2009 11:46:51 AM |
| bank-examiner | $25.00 | $25.00 | 12/25/2009 8:21:00 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/26/2009 10:49:44 AM |
| 1SteelerFan | $25.00 | $25.00 | 12/27/2009 12:20:22 PM |
| Lender0307 | $25.00 | $25.00 | 12/26/2009 7:34:07 PM |
| vine99 | $100.00 | $100.00 | 12/27/2009 5:25:33 PM |
| TakeCare | $100.00 | $100.00 | 12/27/2009 7:00:20 PM |
| orbital-gain | $25.00 | $25.00 | 12/28/2009 8:05:20 AM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:16:25 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:05 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:10 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:33 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:56 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:26 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:52 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:46 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:44 PM |
| Steveoo1 | $50.00 | $50.00 | 12/21/2009 4:34:05 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:27 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/21/2009 4:34:27 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:44 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:52 PM |
| teller | $60.00 | $60.00 | 12/21/2009 4:34:42 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/21/2009 4:34:58 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:34:21 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:43 PM |
| neenerman | $36.95 | $36.95 | 12/21/2009 4:35:52 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:33:00 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:21 PM |
| roccofox | $50.00 | $50.00 | 12/21/2009 4:38:42 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:39:01 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/21/2009 4:34:13 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:34:31 PM |
| skuba | $50.00 | $50.00 | 12/21/2009 4:34:45 PM |
| mlkhamilton | $25.00 | $25.00 | 12/21/2009 4:38:36 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:35:08 PM |
| antlr | $25.00 | $25.00 | 12/21/2009 4:38:53 PM |
| superstar449 | $25.00 | $25.00 | 12/21/2009 4:40:46 PM |
| EdgeonFl | $25.00 | $25.00 | 12/21/2009 4:39:34 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:39 PM |
| payout-point | $100.00 | $100.00 | 12/21/2009 4:41:04 PM |
| auction-elvis | $25.00 | $25.00 | 12/21/2009 4:41:21 PM |
| AmericanCredit | $25.00 | $25.00 | 12/21/2009 4:41:36 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:41:59 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/21/2009 4:40:57 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:38:29 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/21/2009 4:43:28 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/21/2009 4:38:46 PM |
| flopcat | $25.00 | $25.00 | 12/21/2009 4:42:53 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/21/2009 4:43:04 PM |
| Katburg | $50.00 | $50.00 | 12/21/2009 4:43:16 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 4:44:05 PM |
| verse99 | $25.00 | $25.00 | 12/21/2009 4:39:28 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/21/2009 4:43:46 PM |
| shamrocker | $25.00 | $25.00 | 12/21/2009 4:44:49 PM |
| dollar-spy | $25.00 | $25.00 | 12/21/2009 4:40:00 PM |
| magical-greenback | $55.00 | $55.00 | 12/21/2009 4:44:12 PM |
| natmonkey | $25.00 | $25.00 | 12/21/2009 4:45:04 PM |
| Kaj | $30.00 | $30.00 | 12/21/2009 4:44:24 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/21/2009 4:44:35 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:40:51 PM |
| buukyak | $25.00 | $25.00 | 12/21/2009 4:45:12 PM |
| Mickeyblu | $25.00 | $25.00 | 12/21/2009 4:46:09 PM |
| note-tent | $50.00 | $50.00 | 12/21/2009 4:46:23 PM |
| lend_to_you | $50.00 | $50.00 | 12/21/2009 4:46:42 PM |
| alpinaut | $25.00 | $25.00 | 12/21/2009 4:45:48 PM |
| desertoasis | $25.00 | $25.00 | 12/21/2009 4:46:01 PM |
| figs4u2 | $80.00 | $80.00 | 12/21/2009 4:42:05 PM |
| Cheburashka | $30.00 | $30.00 | 12/21/2009 4:42:20 PM |
| galaxy1 | $25.00 | $25.00 | 12/21/2009 4:42:40 PM |
| the-silver-blaster | $75.00 | $75.00 | 12/21/2009 4:47:21 PM |
| reueljw | $25.00 | $25.00 | 12/21/2009 4:47:27 PM |
| opt1mum | $25.00 | $7.05 | 12/21/2009 4:47:53 PM |
| E_G | $50.00 | $50.00 | 12/21/2009 4:43:51 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 4:44:45 PM |
| ryreesado | $25.00 | $25.00 | 12/21/2009 4:45:19 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:46:16 PM |
| woodenshoes | $25.00 | $25.00 | 12/21/2009 4:47:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:36:28 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:18:36 PM |
| impartial-deal | $25.00 | $25.00 | 12/22/2009 4:24:47 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:43:59 PM |
| JerryB96 | $25.00 | $25.00 | 12/26/2009 9:44:16 AM |
| one-midas | $50.00 | $50.00 | 12/26/2009 5:07:11 PM |
| dmitriy2 | $25.00 | $25.00 | 12/26/2009 7:50:24 PM |
| matthewa | $25.00 | $25.00 | 12/26/2009 11:14:17 AM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 4:56:38 AM |
| runbix7 | $50.00 | $50.00 | 12/27/2009 7:58:15 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:22:24 AM |
| triumphant-bonus | $50.00 | $50.00 | 12/28/2009 8:28:50 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:52:09 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 11:46:52 AM |
| 165 bids
|
Borrower Payment Dependent Notes Series
439186
This series of Notes was issued and sold upon the funding of the borrower loan #40260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $126.66 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $125.08 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 36.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -3.45% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 5 |
Total credit lines:
| 23 | Length of status: | 0y 4m |
|
Amount delinquent:
| $718 |
Revolving credit balance:
| $1,829 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 125% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| MomofBGtwins |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Jul-2008)
|
|
Principal balance:
| $679.45 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
2nd Loan perfect record, military
I am a good candidate for this loan because I have a perfect payment history with my current Prosper loan, and my family financial situation is continuing to improve over time.? My husband is a military officer and very supportive in helping me get my credit back on track.? He was recently promoted to CPT (O-3).??
I would like to take the time to address my HR status and previous public records in last 10 years that is listed on my file.? -? My husband just completed 8 yrs of college all while working full time in order to graduate medical school.? I was home with four children and to be completely honest we struggled every month during this process causing some late payments.? However we never defaulted on any loans ever.? We just kept paying the minimums and catching up when we could.? He was in the Army Reserve for four years which paid his tuition but with such a large family we had?to borrow for living expenses .? After graduation he went full Active Duty for 7 years and we are working hard to rebuild from the last 8 yrs.? He is working on board certification so we do not get the physician bonuses until he completes this process, but we are very excited about our future. The public record was many years ago, it was state tax due from a return filed years before.? This came as a surprise and we certainly could not pay it in full at the time.? They placed it on both our credit reports.? We made payments including late fees until it was paid in full.? It is still listed under the 10 yrs column, but nothing since.??
My financial situation is different than most, as my husband pays the expenses and my income is primarily dedicated to getting us out of debt and having some much needed spending money after all these years.? I would like to own a home and need to cont establishing good payment history and paying down debt.??
My plan is to pay my last remaining cards off including the previous prosper loan.? (Prosper 680, Chadwicks 550, Capital One 600, Target 200, Discover 400 = 2430)? The remaining 370 is for spending money on our holiday trip this Jan.? This would bring the balances on everything except Discover to 0, leaving a single payment.? My salary of 1126 per month after taxes will more than cover the payment.??
Thank you so much for those who had faith in me before. ?I will continue with my perfect payment history as before.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| peb44 | $25.00 | $25.00 | 12/22/2009 2:54:10 PM |
| Happy-Man | $25.00 | $25.00 | 12/22/2009 6:58:37 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/23/2009 4:11:47 PM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:39:01 PM |
| Kqwik | $32.57 | $32.57 | 12/24/2009 8:54:13 PM |
| marwadi-62 | $25.00 | $25.00 | 12/25/2009 7:51:16 AM |
| deepblue34 | $25.00 | $25.00 | 12/25/2009 10:02:05 PM |
| reflective-rupee | $30.00 | $30.00 | 12/25/2009 11:22:05 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/25/2009 11:53:46 PM |
| mark1017-31 | $33.32 | $33.32 | 12/26/2009 3:52:35 AM |
| wodude | $25.00 | $25.00 | 12/26/2009 10:32:04 AM |
| mcshew99 | $27.62 | $27.62 | 12/26/2009 11:05:18 AM |
| plaudvr07 | $25.00 | $25.00 | 12/25/2009 6:32:44 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/26/2009 5:35:42 PM |
| helping-out | $48.24 | $48.24 | 12/27/2009 8:23:20 AM |
| marketologist327 | $100.00 | $62.12 | 12/26/2009 7:46:11 PM |
| DenimCapital | $25.00 | $25.00 | 12/27/2009 10:28:42 AM |
| Feyenoord | $50.00 | $50.00 | 12/27/2009 5:20:43 PM |
| Lender_1972 | $25.00 | $25.00 | 12/28/2009 6:43:11 AM |
| Peterman | $50.00 | $50.00 | 12/28/2009 8:37:06 AM |
| Bob450 | $25.00 | $25.00 | 12/28/2009 9:06:28 AM |
| durability-colonel | $50.00 | $50.00 | 12/28/2009 2:38:47 PM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 1:03:12 PM |
| Cessna172 | $50.00 | $50.00 | 12/28/2009 3:39:56 PM |
| DSK_Financials | $50.00 | $50.00 | 12/28/2009 3:48:06 PM |
| gold-cluster | $100.00 | $100.00 | 12/28/2009 3:50:07 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:36:20 PM |
| supreme-hope | $25.00 | $25.00 | 12/23/2009 4:36:50 AM |
| hoss359 | $100.00 | $100.00 | 12/23/2009 8:32:25 AM |
| peb44 | $25.00 | $25.00 | 12/23/2009 7:14:01 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:36:19 AM |
| xfbpl | $50.00 | $50.00 | 12/23/2009 7:24:56 AM |
| alexgalt | $100.00 | $100.00 | 12/23/2009 4:06:18 PM |
| gold-cluster | $100.00 | $100.00 | 12/23/2009 5:06:18 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 5:47:58 PM |
| Tono | $25.00 | $25.00 | 12/23/2009 7:13:26 PM |
| jerrymaguire | $50.00 | $50.00 | 12/23/2009 10:19:26 PM |
| Corporal | $25.00 | $25.00 | 12/23/2009 8:52:43 PM |
| sensible-fund | $55.51 | $55.51 | 12/24/2009 9:33:59 PM |
| five-star-note | $40.00 | $40.00 | 12/25/2009 2:59:42 PM |
| DasMula | $500.00 | $500.00 | 12/25/2009 5:07:32 PM |
| loans_to_loan | $25.00 | $25.00 | 12/25/2009 7:58:20 PM |
| reflective-rupee | $25.00 | $25.00 | 12/25/2009 11:23:44 PM |
| dorypro | $25.00 | $25.00 | 12/26/2009 5:09:15 PM |
| ninjadave | $32.30 | $32.30 | 12/26/2009 10:55:07 AM |
| trainu | $123.32 | $123.32 | 12/27/2009 5:03:06 AM |
| adam28 | $25.00 | $25.00 | 12/26/2009 8:57:35 PM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 7:03:44 PM |
| reflective-rupee | $25.00 | $25.00 | 12/27/2009 7:37:04 AM |
| Lender_1972 | $25.00 | $25.00 | 12/28/2009 6:43:34 AM |
| DANTHEMAN2 | $25.00 | $25.00 | 12/27/2009 4:05:21 PM |
| tigercat | $50.00 | $50.00 | 12/28/2009 9:55:41 AM |
| RetirementMoney | $50.00 | $50.00 | 12/28/2009 3:16:18 PM |
| transparency-tomahawk | $25.00 | $25.00 | 12/28/2009 3:47:24 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:22:09 PM |
| Rip128 | $25.00 | $25.00 | 12/28/2009 3:41:32 PM |
| gold-cluster | $100.00 | $100.00 | 12/28/2009 3:49:35 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 3:50:32 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
439210
This series of Notes was issued and sold upon the funding of the borrower loan #40280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $30.49 |
|
Final lender yield:
| 4.84% |
Final borrower rate/APR:
| 5.84% / 6.18% |
Final monthly payment:
| $30.35 |
| |
|
Auction yield range:
| 3.20% - 5.15% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.25% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,605 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| ganon |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seeing Borrower side of Prosper
Purpose of loan:
Since I've got some money invested in Prosper loans, I just wanted to take out a small one myself to understand the borrower's side of Prosper. Also interested to see what (if anything) this does for my credit score. I'm considering this an investment in education. (Although I guess I should have then put "Student use" :)
My financial situation:
I don't actually need the money. My current savings are much greater than my annual salary. I'll probably pay the loan off early just to save the hassle.
Observations on Prosper Borrowing:
It's quite simple to apply for a loan. Answer a few questions, provide some personal information and ta da!
However, I now see why so many people have such lousy loan descriptions - Prosper provides a very poor template to help explain the loan. The template is just HTML, which means the borrower is forced to write HTML to describe their listing. The borrower can't even just write some simple text with carriage returns and expect it to look okay, if they don't understand the purpose of a
tag. I'm not sure how a non-technical person would be expected to figure out how to make something remotely pretty, it's not that difficult for a site to integrate a WYSIWYG MS Word-like editor these days.. Oh, and people only have 20 minutes until they are signed out, with no indication of how long they've taken so far, I'm sure that can get frustrating. I'm not sure there's even a preview description option here.. (edit: Ah, you can go back to edit your description from what I assume is the last step of the process)
Prosper asks for quite a bit more information than is displayed, like "Purpose of loan" - Personal or Business? Also I didn't know that you could make "No auction" loans where the interest rate can't be bid down by lenders, not sure why you would want to do that.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Or perhaps you're just seeing how easy it is to get people to give you money without providing a lot of information? :) - spectacle979
A:
That's true too! I'm surprised Prosper doesn't let you verify your information (ie. address, bank account, photo-ID) up-front before placing the listing. They won't even let you verify until you get your first bid. Also I'm not sure how I can verify my income. It all seems to encourage lenders to just not expect to have access to verified information which sucks from a lender's perspective when trying to evaluate a loan request..
(Dec-25-2009)
Q:
Also, do you anticipate any major life events over the course of the next year? This would include marriage, divorce, change in employment status, personal bankruptcy, sale/purchase of a home, etc. - CaribbeanBanker
A:
Nope, no major life events planned. Except for a complete collapse of the financial systems (ie. worse than we've already gone through), I've got plenty of savings to cover something this small.
(Dec-27-2009)
Q:
I like your posting, particularly the bit about how Prosper sucks.
How long do you intend to hold the loan for? - CaribbeanBanker
A:
I'm not sure, but probably not more than a year. It's interesting, I think for verification, the only thing that I needed to do was to fax/email a copy of my driver's license and a voided check. I don't think the address verification was actually required (and I'm not sure how they can process it before the listing is funded because they don't even send out the verification card until the first bid), so I'm not sure how they plan to collect on a defaulted loan if the address provided was fake.
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dproxima | $25.00 | $25.00 | 12/24/2009 3:47:06 PM |
| TomDalonajay | $25.00 | $25.00 | 12/24/2009 11:21:57 AM |
| springpanda | $50.00 | $50.00 | 12/25/2009 12:34:07 AM |
| axelducheck | $25.00 | $25.00 | 12/25/2009 2:29:13 PM |
| Wildcat23 | $80.00 | $80.00 | 12/27/2009 10:58:04 AM |
| seineil | $50.00 | $50.00 | 12/27/2009 10:12:45 PM |
| bankar | $25.00 | $25.00 | 12/28/2009 9:14:27 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:11:19 AM |
| amit_gu | $200.00 | $15.00 | 12/28/2009 1:07:46 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:29:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 2:42:11 PM |
| StocksMan | $50.00 | $50.00 | 12/28/2009 3:50:12 PM |
| hellasow | $30.00 | $30.00 | 12/23/2009 6:30:02 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/25/2009 5:32:10 AM |
| FundMaker | $25.00 | $25.00 | 12/26/2009 2:21:17 PM |
| YummiBear | $25.00 | $25.00 | 12/27/2009 6:41:02 PM |
| payontime1 | $50.00 | $50.00 | 12/27/2009 11:10:44 PM |
| word140 | $25.00 | $25.00 | 12/28/2009 7:41:49 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:12:17 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:10:43 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:12:40 AM |
| Calif-smo | $25.00 | $25.00 | 12/28/2009 2:29:25 PM |
| calbertrand | $100.00 | $100.00 | 12/28/2009 3:23:00 PM |
| jybank | $100.00 | $100.00 | 12/28/2009 3:44:16 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
439256
This series of Notes was issued and sold upon the funding of the borrower loan #40212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-27-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 20.08% |
Final borrower rate/APR:
| 21.08% / 24.89% |
Final monthly payment:
| $37.72 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 63 | Length of status: | 26y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $26,432 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 94% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| volcano7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card debt and pay fo
Purpose of loan:
This loan will be used to pay off credit cards. Also, help pay for my daughter's upcoming wedding.
My financial situation:
I am a good candidate for this loan because I am honest and pay my debt obligations. I work two jobs and my wife has three. We are very determined to pay off our debts and help our children out.
Monthly net income: $ 6400
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain your 5 inquiries. Have you obtained any new loans elsewhere? Thanks. - squarebob
A:
I have not received any loans in the past two years. I've tried consolidating some loans and credit cards with previous lenders.
Regards,
Rick
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| caseattle | $25.00 | $25.00 | 12/21/2009 4:33:12 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 4:56:34 PM |
| tnjohnso | $25.00 | $25.00 | 12/23/2009 4:20:46 PM |
| circustab | $50.00 | $50.00 | 12/24/2009 7:58:43 AM |
| charitycoon | $100.00 | $100.00 | 12/24/2009 2:15:00 PM |
| EretzCapital | $25.00 | $25.00 | 12/24/2009 4:30:15 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/25/2009 3:26:06 PM |
| Ven58 | $25.00 | $25.00 | 12/26/2009 2:47:56 AM |
| mrxtravis | $50.00 | $50.00 | 12/26/2009 9:00:45 AM |
| Satur | $33.55 | $33.55 | 12/25/2009 4:58:39 PM |
| econgineer | $33.69 | $33.69 | 12/26/2009 10:35:55 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/26/2009 7:04:13 AM |
| The-CAPS-fan | $75.00 | $75.00 | 12/26/2009 6:04:28 PM |
| inspiring-reward | $30.00 | $7.76 | 12/27/2009 6:30:40 AM |
| IPG1 | $25.00 | $25.00 | 12/21/2009 5:03:10 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 6:26:19 PM |
| Imaginos1892 | $25.00 | $25.00 | 12/22/2009 5:57:34 PM |
| MO_Investor | $25.00 | $25.00 | 12/24/2009 6:10:25 PM |
| d74mathias | $25.00 | $25.00 | 12/25/2009 7:51:22 AM |
| tidy-dime | $25.00 | $25.00 | 12/25/2009 8:11:10 PM |
| melodious-bid | $50.00 | $50.00 | 12/26/2009 2:47:46 AM |
| IcedMochaFund | $25.00 | $25.00 | 12/26/2009 12:42:27 PM |
| patriot384 | $75.00 | $75.00 | 12/26/2009 11:23:03 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/27/2009 8:02:17 AM |
| cassidyauction | $25.00 | $25.00 | 12/27/2009 6:09:56 AM |
| systematic-fairness | $25.00 | $25.00 | 12/26/2009 8:35:49 PM |
| alvinsl | $25.00 | $25.00 | 12/27/2009 5:54:24 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
439266
This series of Notes was issued and sold upon the funding of the borrower loan #40240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,600.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-27-2009 |
|
|
Starting lender yield:
| 6.50% |
Starting borrower rate/APR:
| 7.50% / 7.84% |
Starting monthly payment:
| $205.30 |
|
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $205.15 |
| |
|
Auction yield range:
| 3.20% - 6.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 840-859 (Dec-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,129 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| rag2008 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(May-2008)
|
|
Principal balance:
| $4,607.41 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ljay | $25.00 | $25.00 | 12/21/2009 4:22:26 PM |
| Steveoo1 | $25.00 | $25.00 | 12/21/2009 4:22:40 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/21/2009 4:23:45 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:36 PM |
| superstar449 | $50.00 | $50.00 | 12/21/2009 4:22:54 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:28:38 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:50 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:31 PM |
| mla | $25.00 | $25.00 | 12/21/2009 4:30:51 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:18 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:30:59 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:53 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:51 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:58 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:32:57 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:26 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:42 PM |
| teller | $60.00 | $60.00 | 12/21/2009 4:34:40 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:10 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:35:06 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:23 PM |
| trochees | $25.00 | $25.00 | 12/21/2009 4:31:23 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:28 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:45 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:52 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:09 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:19 PM |
| Kerrysbay | $25.00 | $25.00 | 12/21/2009 4:33:56 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:38:27 PM |
| EdgeonFl | $25.00 | $25.00 | 12/21/2009 4:39:32 PM |
| skuba | $50.00 | $50.00 | 12/21/2009 4:34:46 PM |
| mlkhamilton | $25.00 | $25.00 | 12/21/2009 4:38:33 PM |
| Supernick | $50.00 | $50.00 | 12/21/2009 4:34:52 PM |
| CASHGIRL | $75.00 | $75.00 | 12/21/2009 4:39:52 PM |
| loan-warrior | $25.00 | $25.00 | 12/21/2009 4:39:07 PM |
| neenerman | $75.00 | $75.00 | 12/21/2009 4:35:50 PM |
| newbietony | $40.00 | $40.00 | 12/21/2009 4:39:22 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:40:48 PM |
| payout-point | $100.00 | $100.00 | 12/21/2009 4:41:02 PM |
| shanadip | $25.00 | $25.00 | 12/21/2009 4:39:42 PM |
| auction-elvis | $25.00 | $25.00 | 12/21/2009 4:41:19 PM |
| saritha | $25.00 | $25.00 | 12/21/2009 4:40:11 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:41:57 PM |
| Cheburashka | $30.00 | $30.00 | 12/21/2009 4:42:17 PM |
| rjleves | $25.00 | $25.00 | 12/21/2009 4:42:36 PM |
| DukSerduk | $25.00 | $25.00 | 12/21/2009 4:41:31 PM |
| flopcat | $25.00 | $25.00 | 12/21/2009 4:42:51 PM |
| figs4u2 | $80.00 | $80.00 | 12/21/2009 4:42:01 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/21/2009 4:42:07 PM |
| discrete-asset | $25.00 | $25.00 | 12/21/2009 4:43:12 PM |
| dbzen | $50.00 | $50.00 | 12/21/2009 4:43:19 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/21/2009 4:43:25 PM |
| leodaguy | $25.00 | $25.00 | 12/21/2009 4:43:40 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/21/2009 4:43:44 PM |
| E_G | $50.00 | $50.00 | 12/21/2009 4:43:48 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/21/2009 4:39:12 PM |
| verse99 | $25.00 | $25.00 | 12/21/2009 4:39:27 PM |
| gulch | $35.00 | $35.00 | 12/21/2009 4:43:31 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/21/2009 4:44:21 PM |
| lifegrowth | $25.00 | $25.00 | 12/21/2009 4:40:09 PM |
| mikeandcat | $50.00 | $50.00 | 12/21/2009 4:44:16 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/21/2009 4:45:06 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/21/2009 4:44:34 PM |
| sharkm | $40.00 | $40.00 | 12/21/2009 4:44:37 PM |
| tuneman1980 | $25.00 | $25.00 | 12/21/2009 4:41:25 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/21/2009 4:41:40 PM |
| galaxy1 | $25.00 | $25.00 | 12/21/2009 4:42:38 PM |
| don8ter | $60.00 | $60.00 | 12/21/2009 4:43:00 PM |
| Katburg | $50.00 | $50.00 | 12/21/2009 4:43:15 PM |
| shamrocker | $25.00 | $25.00 | 12/21/2009 4:44:49 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:44:54 PM |
| ijspence | $25.00 | $25.00 | 12/21/2009 4:45:15 PM |
| toblerone | $25.00 | $25.00 | 12/21/2009 4:45:25 PM |
| Jassi | $25.00 | $25.00 | 12/21/2009 4:45:32 PM |
| alpinaut | $25.00 | $3.78 | 12/21/2009 4:45:47 PM |
| blot44 | $50.00 | $50.00 | 12/22/2009 3:39:19 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:39:18 PM |
| LittleMingo | $25.00 | $25.00 | 12/23/2009 12:36:18 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:09:15 AM |
| vine99 | $100.00 | $100.00 | 12/24/2009 9:38:01 AM |
| gsp1885 | $27.88 | $27.88 | 12/24/2009 11:18:00 PM |
| dontscrewmeover1 | $100.00 | $100.00 | 12/24/2009 6:15:52 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/24/2009 10:46:40 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/26/2009 10:52:22 AM |
| marala4285 | $25.00 | $25.00 | 12/27/2009 8:30:46 AM |
| interstellar | $50.00 | $50.00 | 12/21/2009 4:22:48 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:01 PM |
| Zarf | $28.34 | $28.34 | 12/21/2009 4:23:29 PM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 4:23:59 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/21/2009 4:24:46 PM |
| the-bright-velocity | $50.00 | $50.00 | 12/21/2009 4:26:35 PM |
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:22:59 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:04 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 4:23:48 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:08 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:13 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:55 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:21 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:30 PM |
| skvat | $25.00 | $25.00 | 12/21/2009 4:30:01 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:16 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:40 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/21/2009 4:30:45 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:42 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:36 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:34:29 PM |
| a-special-power | $25.00 | $25.00 | 12/21/2009 4:29:48 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/21/2009 4:34:11 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/21/2009 4:34:24 PM |
| DonaldColorado | $25.00 | $25.00 | 12/21/2009 4:34:38 PM |
| best-deal-banker | $50.00 | $50.00 | 12/21/2009 4:34:48 PM |
| gold-commander0 | $50.00 | $50.00 | 12/21/2009 4:35:01 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:45 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/21/2009 4:39:03 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:34:18 PM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 4:39:24 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:38 PM |
| roccofox | $50.00 | $50.00 | 12/21/2009 4:38:39 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/21/2009 4:34:57 PM |
| antlr | $25.00 | $25.00 | 12/21/2009 4:38:51 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 4:38:56 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:38:59 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/21/2009 4:40:55 PM |
| CorMDNY | $25.00 | $25.00 | 12/21/2009 4:39:47 PM |
| dollar-spy | $25.00 | $25.00 | 12/21/2009 4:39:58 PM |
| cash-boots | $30.00 | $30.00 | 12/21/2009 4:42:31 PM |
| AmericanCredit | $25.00 | $25.00 | 12/21/2009 4:41:33 PM |
| bchen78875 | $50.00 | $50.00 | 12/21/2009 4:42:49 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/21/2009 4:43:02 PM |
| syounker | $25.00 | $25.00 | 12/21/2009 4:43:07 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:43:20 PM |
| highcountry1 | $25.00 | $25.00 | 12/21/2009 4:42:28 PM |
| stable-nickel | $170.00 | $170.00 | 12/21/2009 4:43:35 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/21/2009 4:38:47 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:39:15 PM |
| Kaj | $30.00 | $30.00 | 12/21/2009 4:44:22 PM |
| Tom579 | $25.00 | $25.00 | 12/21/2009 4:44:29 PM |
| Marathoner | $25.00 | $25.00 | 12/21/2009 4:44:40 PM |
| ryreesado | $25.00 | $25.00 | 12/21/2009 4:45:18 PM |
| SCOTTOL | $25.00 | $25.00 | 12/21/2009 4:41:06 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/21/2009 4:45:45 PM |
| Attract | $25.00 | $25.00 | 12/21/2009 4:43:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/21/2009 4:43:59 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 4:44:03 PM |
| magical-greenback | $55.00 | $55.00 | 12/21/2009 4:44:11 PM |
| forthright-social | $25.00 | $25.00 | 12/21/2009 4:44:26 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 4:44:44 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 4:44:58 PM |
| natmonkey | $25.00 | $25.00 | 12/21/2009 4:45:02 PM |
| buukyak | $25.00 | $25.00 | 12/21/2009 4:45:14 PM |
| SnE | $25.00 | $25.00 | 12/21/2009 4:45:23 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/21/2009 4:45:33 PM |
| EmeritusX | $25.00 | $25.00 | 12/21/2009 4:54:44 PM |
| impartial-deal | $50.00 | $50.00 | 12/21/2009 5:03:29 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/21/2009 9:34:11 PM |
| dmitriy2 | $50.00 | $50.00 | 12/22/2009 5:00:37 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:44:57 PM |
| ptjg | $100.00 | $100.00 | 12/22/2009 9:22:26 PM |
| hellasow | $30.00 | $30.00 | 12/23/2009 6:22:11 AM |
| StarFundingSource | $25.00 | $25.00 | 12/23/2009 8:50:23 AM |
| Ardy123 | $25.00 | $25.00 | 12/23/2009 2:17:26 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/24/2009 5:37:34 PM |
| kc_dude | $25.00 | $25.00 | 12/25/2009 9:11:55 AM |
| JohnSmith10 | $25.00 | $25.00 | 12/26/2009 5:09:56 PM |
| springpanda | $25.00 | $25.00 | 12/26/2009 1:09:29 PM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 4:59:49 AM |
| FundMaker | $25.00 | $25.00 | 12/26/2009 2:22:01 PM |
| cassidyauction | $25.00 | $25.00 | 12/27/2009 3:55:31 AM |
| 168 bids
|
Borrower Payment Dependent Notes Series
439282
This series of Notes was issued and sold upon the funding of the borrower loan #40229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.89% |
Starting monthly payment:
| $37.72 |
|
Final lender yield:
| 18.20% |
Final borrower rate/APR:
| 19.20% / 22.97% |
Final monthly payment:
| $36.76 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.28% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 14
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $66,706 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 101% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| shrewd-moola |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan:
This loan will be used to fix my car.? The transmission need work and brake work.
My financial situation:
I am a good candidate for this loan because have a good payment history and good job
Monthly net income: $ 9500
Monthly expenses: $
??Housing: $?3100
??Insurance: $?400
??Car expenses: $450
??Utilities: $ 300
??Phone, cable, internet: $200
??Food, entertainment: $ 500
??Clothing, household expenses $ 500?
??Credit cards and other loans: $ 2100
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Tc11902 | $25.00 | $25.00 | 12/22/2009 5:41:36 PM |
| jjb516 | $86.52 | $86.52 | 12/28/2009 8:52:56 PM |
| bluebouyz | $28.00 | $28.00 | 12/29/2009 7:53:26 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/29/2009 8:00:22 AM |
| gothampark | $25.00 | $25.00 | 12/29/2009 8:19:07 AM |
| eboomer2611 | $25.00 | $25.00 | 12/29/2009 8:21:58 AM |
| truelumen | $25.00 | $25.00 | 12/29/2009 9:03:14 AM |
| yurison | $25.00 | $25.00 | 12/29/2009 11:19:11 AM |
| MrLeft | $25.00 | $25.00 | 12/29/2009 10:12:31 AM |
| sunnysally | $25.00 | $25.00 | 12/29/2009 11:36:23 AM |
| durability-colonel | $50.00 | $50.00 | 12/29/2009 1:31:04 PM |
| dudebrah | $26.00 | $26.00 | 12/29/2009 1:13:52 PM |
| lend42013 | $31.00 | $31.00 | 12/29/2009 3:47:40 PM |
| Mikale360 | $25.00 | $25.00 | 12/29/2009 3:49:46 PM |
| patriot384 | $50.00 | $50.00 | 12/29/2009 3:29:50 PM |
| Capit0l | $25.00 | $25.00 | 12/29/2009 4:22:21 PM |
| dorypro | $30.00 | $30.00 | 12/29/2009 4:39:30 PM |
| Unitas4302 | $50.00 | $50.00 | 12/23/2009 7:41:15 PM |
| IPG1 | $25.00 | $25.00 | 12/28/2009 4:14:23 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:47:59 PM |
| keeper24 | $25.00 | $25.00 | 12/29/2009 5:12:25 AM |
| loan-eagle9 | $25.00 | $25.00 | 12/29/2009 9:41:25 AM |
| jybank | $25.00 | $25.00 | 12/29/2009 12:39:53 PM |
| wild-orange | $25.00 | $25.00 | 12/29/2009 12:44:23 PM |
| gilbrear | $25.00 | $25.00 | 12/29/2009 3:45:46 PM |
| Feyenoord | $25.00 | $25.00 | 12/29/2009 1:45:46 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 3:47:14 PM |
| fair-rate | $50.00 | $23.48 | 12/29/2009 4:05:36 PM |
| cjames84 | $25.00 | $25.00 | 12/29/2009 4:09:14 PM |
| Bob450 | $25.00 | $25.00 | 12/29/2009 4:12:57 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
439348
This series of Notes was issued and sold upon the funding of the borrower loan #40227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 16.36% |
Starting monthly payment:
| $351.57 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 13.35% |
Final monthly payment:
| $336.94 |
| |
|
Auction yield range:
| 3.20% - 15.00% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,965 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| money-surgeon8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
I am going to try this one more time.
We are looking to remodel our kitchen and one of or bathrooms.? My husband has a friend that is an out of work contractor who will be doing the work at a huge discount to us.? We are considering putting the house on the market this spring and getting this work done will greatly increase our value, and its appeal.? Please help us help a struggling friend and increase our homes value at the same time.? Thank you for your consideration.
We would much rather pay interest to normal people instead of the bank or credit card companies.
My financial situation:
I hope my credit speaks for itself.? I have never had any problems with my financial situation, and I have never had a loan that I haven?t paid back in full.? My husband pays a large portion of our monthly bills and he also pays the car payment that is on my credit report.? If you have any other Questions please feel free to send me a message.?
I am setting the interest rate high in hopes of getting this loan funded as quickly as possible.? Hopefully you guys will bid it down though.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| matthewa | $25.00 | $25.00 | 12/21/2009 4:19:27 PM |
| Borrow2Grow | $51.00 | $51.00 | 12/21/2009 4:27:03 PM |
| brondero | $250.00 | $250.00 | 12/21/2009 5:10:42 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 5:10:00 PM |
| DHolly | $25.00 | $25.00 | 12/22/2009 6:08:07 AM |
| SKAGIT22 | $25.00 | $25.00 | 12/22/2009 7:41:47 AM |
| principal-mermaid | $25.00 | $25.00 | 12/22/2009 9:41:55 AM |
| Mowine4me | $25.00 | $25.00 | 12/22/2009 10:55:00 AM |
| Camerican | $25.00 | $25.00 | 12/22/2009 10:09:24 AM |
| 3_boyz | $30.00 | $30.00 | 12/22/2009 1:49:54 PM |
| LJLender | $50.00 | $50.00 | 12/22/2009 5:10:41 PM |
| maineman | $25.00 | $25.00 | 12/22/2009 5:18:24 PM |
| hellasow | $25.00 | $25.00 | 12/23/2009 6:33:08 AM |
| powersjq | $25.00 | $25.00 | 12/23/2009 10:18:36 AM |
| inforapenny | $25.00 | $25.00 | 12/23/2009 10:11:43 AM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 7:03:31 PM |
| peanutsparents | $100.00 | $100.00 | 12/24/2009 9:27:35 AM |
| vine99 | $90.00 | $90.00 | 12/24/2009 11:53:58 AM |
| TigerForce | $25.00 | $25.00 | 12/24/2009 6:53:27 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:38:20 AM |
| rjcoutur2001 | $34.71 | $34.71 | 12/24/2009 10:58:20 PM |
| koolhandwv | $65.38 | $65.38 | 12/25/2009 8:33:03 AM |
| jackdempsey | $100.00 | $100.00 | 12/25/2009 6:20:29 AM |
| HenryK7 | $50.01 | $50.01 | 12/25/2009 5:48:49 PM |
| tooflets | $25.00 | $25.00 | 12/26/2009 12:24:04 AM |
| beaufuture | $25.00 | $25.00 | 12/26/2009 5:45:20 AM |
| Charmart | $25.00 | $25.00 | 12/26/2009 4:13:02 AM |
| gothampark | $25.00 | $25.00 | 12/26/2009 1:15:00 PM |
| dmitriy2 | $25.00 | $25.00 | 12/26/2009 7:52:41 PM |
| Earnest_Money | $25.00 | $25.00 | 12/25/2009 8:20:25 PM |
| rneckfsu | $25.00 | $25.00 | 12/27/2009 7:27:39 AM |
| us957165 | $25.00 | $25.00 | 12/26/2009 8:14:08 PM |
| credit-kahuna | $200.00 | $200.00 | 12/26/2009 12:29:14 PM |
| SanJoser | $25.00 | $25.00 | 12/27/2009 2:48:44 PM |
| psalms6612 | $25.00 | $25.00 | 12/27/2009 9:34:18 AM |
| Feyenoord | $44.81 | $44.81 | 12/27/2009 5:34:27 PM |
| JackinGreen | $250.00 | $250.00 | 12/27/2009 3:40:21 AM |
| gain-dolphin | $50.00 | $50.00 | 12/27/2009 9:50:51 PM |
| pinnacle10 | $75.00 | $75.00 | 12/27/2009 11:53:57 PM |
| justin323 | $25.00 | $25.00 | 12/27/2009 7:22:43 PM |
| scrabbler | $25.00 | $25.00 | 12/28/2009 6:50:25 AM |
| RiskManiac | $25.00 | $25.00 | 12/28/2009 6:03:12 AM |
| UC3307 | $100.00 | $100.00 | 12/28/2009 7:23:21 AM |
| shrewd-income | $50.00 | $50.00 | 12/28/2009 7:51:21 AM |
| shrewd-income | $200.00 | $200.00 | 12/28/2009 8:08:36 AM |
| maximizer | $25.00 | $25.00 | 12/28/2009 8:18:35 AM |
| economy-festivity | $80.38 | $80.38 | 12/27/2009 7:18:37 PM |
| TakeCare | $50.00 | $50.00 | 12/27/2009 7:29:40 PM |
| A2D | $73.98 | $73.98 | 12/28/2009 8:37:37 AM |
| shrewd-income | $300.00 | $300.00 | 12/28/2009 9:35:58 AM |
| forthright-trade | $25.00 | $25.00 | 12/28/2009 10:13:06 AM |
| OoM | $25.00 | $25.00 | 12/28/2009 10:57:46 AM |
| calbertrand | $500.00 | $500.00 | 12/28/2009 12:54:59 PM |
| Recyclist | $27.71 | $27.71 | 12/28/2009 11:34:58 AM |
| Aristophil | $152.00 | $152.00 | 12/28/2009 1:26:34 PM |
| one-midas | $50.00 | $50.00 | 12/28/2009 12:11:20 PM |
| blue-heartpounding-silver | $50.00 | $50.00 | 12/28/2009 12:56:48 PM |
| triumphant-bonus | $32.00 | $32.00 | 12/28/2009 2:44:39 PM |
| iaviate1 | $50.00 | $43.35 | 12/28/2009 1:01:26 PM |
| exchange-jet | $25.00 | $25.00 | 12/28/2009 3:19:17 PM |
| joshredneck | $50.00 | $50.00 | 12/28/2009 1:21:03 PM |
| patriot384 | $250.00 | $250.00 | 12/28/2009 3:27:18 PM |
| rate-hickory | $50.00 | $50.00 | 12/28/2009 1:28:47 PM |
| diligent-platinum | $100.00 | $100.00 | 12/28/2009 1:47:25 PM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 2:28:37 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:51:57 PM |
| DSK_Financials | $50.00 | $50.00 | 12/28/2009 3:53:01 PM |
| willinvest | $50.00 | $50.00 | 12/28/2009 2:45:33 PM |
| superb-social | $50.00 | $50.00 | 12/28/2009 2:46:35 PM |
| momentous-transaction8 | $50.00 | $50.00 | 12/28/2009 2:32:07 PM |
| triumphant-bonus | $27.00 | $27.00 | 12/28/2009 2:44:19 PM |
| focused-wampum | $38.01 | $38.01 | 12/28/2009 3:29:45 PM |
| longisland47m | $25.00 | $25.00 | 12/28/2009 3:49:05 PM |
| buphigam | $25.00 | $25.00 | 12/21/2009 4:19:59 PM |
| blot44 | $25.00 | $25.00 | 12/22/2009 3:39:44 AM |
| sshgfwb | $25.00 | $25.00 | 12/22/2009 8:06:06 AM |
| Sumach | $25.00 | $25.00 | 12/22/2009 1:08:44 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/22/2009 6:11:48 PM |
| dinero-elevator | $50.00 | $50.00 | 12/22/2009 7:31:43 PM |
| StarFox | $25.00 | $25.00 | 12/22/2009 7:34:55 PM |
| p2pcapitalgroup | $50.00 | $50.00 | 12/22/2009 6:11:42 PM |
| JAB | $50.00 | $50.00 | 12/22/2009 7:14:52 PM |
| hitchcock4 | $125.00 | $125.00 | 12/23/2009 4:11:59 AM |
| the-charming-integrity | $100.00 | $100.00 | 12/22/2009 9:26:56 PM |
| hope-lionheart1 | $25.00 | $25.00 | 12/22/2009 9:59:25 PM |
| Sonos | $50.00 | $50.00 | 12/23/2009 5:34:10 AM |
| charitycoon | $100.00 | $100.00 | 12/23/2009 4:11:35 PM |
| Ven58 | $25.00 | $25.00 | 12/23/2009 4:35:28 PM |
| lazyeye | $68.99 | $68.99 | 12/23/2009 11:39:44 PM |
| JustMee | $25.00 | $25.00 | 12/24/2009 5:43:31 AM |
| Delta-Kilo-7K | $25.00 | $25.00 | 12/24/2009 12:39:53 PM |
| GeoLender | $50.00 | $50.00 | 12/24/2009 6:27:01 PM |
| Eaglehigh | $25.00 | $25.00 | 12/24/2009 7:18:24 PM |
| stemper | $50.00 | $50.00 | 12/24/2009 5:54:31 PM |
| kelador | $200.00 | $200.00 | 12/24/2009 8:25:38 PM |
| mt3209 | $25.00 | $25.00 | 12/25/2009 2:41:35 PM |
| ToweringDan | $100.00 | $100.00 | 12/24/2009 11:26:39 PM |
| basejump0 | $25.00 | $25.00 | 12/25/2009 2:34:40 AM |
| McChan | $250.00 | $250.00 | 12/25/2009 10:06:53 AM |
| Gold_Coin | $25.00 | $25.00 | 12/25/2009 7:01:04 PM |
| mbf2234 | $25.00 | $25.00 | 12/26/2009 3:48:35 AM |
| bankisopen | $200.00 | $200.00 | 12/26/2009 6:24:29 AM |
| delmo | $51.73 | $51.73 | 12/26/2009 7:10:03 AM |
| availableloan | $25.00 | $25.00 | 12/25/2009 9:09:06 PM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 5:12:16 AM |
| edsmoney | $100.00 | $100.00 | 12/26/2009 5:45:39 PM |
| dvsmoney | $85.57 | $85.57 | 12/27/2009 6:55:20 AM |
| Frugal | $25.00 | $25.00 | 12/26/2009 11:26:53 PM |
| heeeley | $25.00 | $25.00 | 12/27/2009 9:52:13 AM |
| Road_Dogg | $165.00 | $165.00 | 12/27/2009 2:37:13 PM |
| Higheagle | $58.91 | $58.91 | 12/27/2009 3:23:56 PM |
| bank-examiner | $25.00 | $25.00 | 12/27/2009 2:27:32 PM |
| JackinGreen | $250.00 | $250.00 | 12/27/2009 3:51:34 AM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:16:21 AM |
| seeb | $25.00 | $25.00 | 12/27/2009 11:23:43 AM |
| songbird4 | $25.00 | $25.00 | 12/28/2009 5:45:02 AM |
| chibear34 | $25.00 | $25.00 | 12/28/2009 8:00:37 AM |
| fatboy888 | $25.00 | $25.00 | 12/28/2009 6:08:11 AM |
| mikrolown | $129.99 | $129.99 | 12/28/2009 10:44:33 AM |
| jybank | $50.00 | $50.00 | 12/28/2009 11:03:29 AM |
| houli123 | $1,000.00 | $1,000.00 | 12/28/2009 12:50:58 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/28/2009 11:33:23 AM |
| octoberfresh | $25.00 | $25.00 | 12/28/2009 12:32:36 PM |
| ryan6853 | $25.00 | $25.00 | 12/28/2009 2:41:43 PM |
| eureka117 | $25.00 | $25.00 | 12/28/2009 2:43:43 PM |
| fair-rate | $50.00 | $50.00 | 12/28/2009 2:44:56 PM |
| JDL51 | $30.00 | $30.00 | 12/28/2009 3:16:22 PM |
| awe-inspiring-power | $25.00 | $25.00 | 12/28/2009 1:29:57 PM |
| whitegold24k | $418.76 | $418.76 | 12/28/2009 1:27:13 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:46:19 PM |
| mystss | $50.00 | $50.00 | 12/28/2009 2:34:13 PM |
| nad139 | $50.00 | $50.00 | 12/28/2009 2:05:52 PM |
| glowman76 | $53.71 | $53.71 | 12/28/2009 3:52:55 PM |
| StarFox | $25.00 | $25.00 | 12/28/2009 2:49:40 PM |
| FollowMe2Freedom | $25.00 | $25.00 | 12/28/2009 2:44:11 PM |
| organic-platinum | $25.00 | $25.00 | 12/28/2009 2:44:55 PM |
| PotBellyPete | $50.00 | $50.00 | 12/28/2009 2:46:55 PM |
| first-fund-empenada | $50.00 | $50.00 | 12/28/2009 2:53:01 PM |
| The-CAPS-fan | $100.00 | $100.00 | 12/28/2009 3:15:35 PM |
| w8291 | $25.00 | $25.00 | 12/28/2009 3:24:26 PM |
| orbital-gain | $72.00 | $72.00 | 12/28/2009 3:35:38 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
439398
This series of Notes was issued and sold upon the funding of the borrower loan #40223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $62,476 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| new-majestic-pound |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Simple Home Repairs
The loan will be used for basic and simple home repairs.
I am a good loan risk because I have a stable job and 100% on time with payments.
Monthly net income: $ $7200
Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 300
??Car expenses: $ 500
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $?200
??Credit cards and other loans: $ 800
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Based upon the income and expenses listed, you have an extra $2400 per month. So in less than 1 month you could pay these bills yourself without a loan. Please explain why you need this loan (especially at such a high interest rate). - exciting-fairness
A:
I am needing max out my Roth savings and accumulate cash for my son who is going off to college. I would rather pay a brief high interest home repair loan than face 10-20 years of college loan payments. I am also interested in getting involved in this community.
(Dec-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $250.00 | $250.00 | 12/22/2009 10:15:46 PM |
| lendhouse2008 | $90.00 | $90.00 | 12/23/2009 7:18:20 PM |
| lendhouse2008 | $41.84 | $41.84 | 12/24/2009 4:48:44 PM |
| amor1962 | $25.00 | $25.00 | 12/26/2009 7:09:47 AM |
| RecoveryLender | $25.00 | $18.16 | 12/26/2009 9:05:32 AM |
| TheCount | $100.00 | $100.00 | 12/26/2009 8:53:58 AM |
| exciting-fairness | $100.00 | $100.00 | 12/25/2009 5:18:49 PM |
| head | $25.00 | $25.00 | 12/23/2009 8:20:16 AM |
| victor111 | $25.00 | $25.00 | 12/24/2009 1:29:19 PM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 9:58:21 AM |
| cashhelp | $25.00 | $25.00 | 12/26/2009 6:19:55 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/26/2009 11:48:13 AM |
| ralstat | $500.00 | $500.00 | 12/26/2009 12:24:22 AM |
| melodious-bid | $100.00 | $100.00 | 12/26/2009 2:38:12 AM |
| exciting-fairness | $100.00 | $100.00 | 12/26/2009 6:14:51 AM |
| Bob450 | $50.00 | $50.00 | 12/26/2009 8:45:14 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
439444
This series of Notes was issued and sold upon the funding of the borrower loan #40219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.65% |
Starting monthly payment:
| $63.68 |
|
Final lender yield:
| 11.80% |
Final borrower rate/APR:
| 12.80% / 15.19% |
Final monthly payment:
| $50.40 |
| |
|
Auction yield range:
| 8.20% - 29.00% |
Estimated loss impact:
| 6.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.04% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 8 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $681 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mjjjrj |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuilding My credit
Purpose of loan:
This loan will be used to rebuild my credit. Sevral years ago I was young and stupid. Broke my tibula and fibula in my right leg I was out of work for 6-months had a hard time paying bills and fell behind. I would like a small loan to start rebuilding my credit.
My financial situation:
I am a good candidate for this loan because. I do not need this money. I am only geting the loan to get my credit score up.?I?just recently started investing in prosper and have invest?a little over $2,000?to start with.?
Monthly net income: $
$5,806 My income
$7,500 my wifes
$3,750 rental income
Monthly expenses: $
??Housing: $ 4230
??Insurance: $ 1500
??Car expenses: $ 0
??Utilities: $?400?????
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 829 my wifes prosper loan
??Other expenses: $ 700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bank-examiner | $25.00 | $25.00 | 12/28/2009 11:14:30 PM |
| booie | $25.00 | $25.00 | 12/29/2009 10:30:27 AM |
| dorypro | $25.00 | $25.00 | 12/29/2009 12:00:50 PM |
| dudebrah | $26.00 | $26.00 | 12/29/2009 12:43:15 PM |
| slgilligan | $50.00 | $50.00 | 12/29/2009 11:58:21 AM |
| wild-orange | $25.00 | $25.00 | 12/29/2009 12:46:11 PM |
| helping-out | $26.59 | $26.59 | 12/29/2009 3:36:11 PM |
| squarebob | $25.00 | $25.00 | 12/29/2009 3:24:29 PM |
| Mikale360 | $25.00 | $25.00 | 12/29/2009 3:54:17 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/29/2009 4:41:03 PM |
| justice-hawk | $340.00 | $340.00 | 12/29/2009 4:58:09 PM |
| crw1950 | $50.00 | $50.00 | 12/29/2009 5:06:18 PM |
| bid-wonder | $25.00 | $25.00 | 12/22/2009 5:43:28 PM |
| Leshan | $50.00 | $50.00 | 12/29/2009 7:09:38 AM |
| kelador | $100.00 | $100.00 | 12/29/2009 10:27:59 AM |
| jayk63 | $25.00 | $25.00 | 12/29/2009 2:27:04 PM |
| justice-hawk | $90.00 | $90.00 | 12/29/2009 4:02:45 PM |
| justice-hawk | $200.00 | $200.00 | 12/29/2009 4:53:00 PM |
| nalaari | $45.57 | $45.57 | 12/29/2009 4:55:09 PM |
| exciting-fairness | $200.00 | $200.00 | 12/29/2009 4:34:41 PM |
| justice-hawk | $50.00 | $50.00 | 12/29/2009 4:48:32 PM |
| icon7 | $45.00 | $45.00 | 12/29/2009 5:05:42 PM |
| The-CAPS-fan | $75.00 | $1.84 | 12/29/2009 5:06:13 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
439622
This series of Notes was issued and sold upon the funding of the borrower loan #40235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.23% |
Starting monthly payment:
| $45.26 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 21.61% |
Final monthly payment:
| $43.68 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.90% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.60% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 36 | Length of status: | 3y 2m |
|
Amount delinquent:
| $1,177 |
Revolving credit balance:
| $2,748 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| the-profit-reformer |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Transmission
Purpose of loan:
This loan will be used to? Help with $2,000 transmission for my truck
My financial situation:
I am a good candidate for this loan because? I work very hard at 2 jobs. I am honest and responsible. I have had some late payments in the past due to divorce and children which may affect my credit rating. But I have always paid my bills. I am in a more comfortable financial position at this time and do not see any problem in making these payments. If I have to pay a little higher interest to prove myself, then I understand that. The truck I had to repair will be paid off in March.
Monthly net income: $ 2498.00
Monthly expenses: $ 1770.00
??Housing: $ 500.00
??Insurance: $ 85.00
??Car expenses: $?275.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?235.00
??Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:54:57 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:55:17 PM |
| gothampark | $25.00 | $25.00 | 12/29/2009 1:11:07 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/29/2009 4:05:55 PM |
| GS-ROCK | $34.71 | $34.71 | 12/29/2009 5:49:14 PM |
| d_grbg | $25.00 | $25.00 | 12/29/2009 7:16:48 PM |
| lender12345 | $25.00 | $25.00 | 12/29/2009 8:56:00 PM |
| medman | $170.42 | $170.42 | 12/29/2009 8:48:57 PM |
| Gaelicman | $121.52 | $121.52 | 12/29/2009 10:53:00 PM |
| djlucas | $33.02 | $33.02 | 12/30/2009 7:02:06 AM |
| SVPInvestments | $50.00 | $50.00 | 12/30/2009 1:48:19 AM |
| red-ready-principal | $100.00 | $62.38 | 12/30/2009 7:12:57 AM |
| peaceful-farmer | $50.00 | $50.00 | 12/30/2009 7:54:15 AM |
| patriot384 | $50.00 | $50.00 | 12/30/2009 6:47:46 AM |
| Bufordo | $75.00 | $75.00 | 12/24/2009 7:21:01 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:55:39 PM |
| gjm6d | $36.10 | $36.10 | 12/29/2009 5:11:11 PM |
| tyson789 | $104.82 | $104.82 | 12/29/2009 5:30:42 PM |
| the-silver-blaster | $35.00 | $35.00 | 12/29/2009 7:51:37 PM |
| nalaari | $50.00 | $50.00 | 12/30/2009 6:25:53 AM |
| jybank | $25.00 | $25.00 | 12/29/2009 11:26:01 PM |
| Capit0l | $25.00 | $25.00 | 12/30/2009 6:51:51 AM |
| wealth-pipeline | $27.03 | $27.03 | 12/30/2009 8:06:34 AM |
| 23 bids
|
Borrower Payment Dependent Notes Series
439624
This series of Notes was issued and sold upon the funding of the borrower loan #40221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.20% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $979 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| momentous-platinum |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital for Spouse
Purpose of loan:
This loan will be used to fund a dance company my spouse would like to start.
My financial situation:
I am a good candidate for this loan because I have a full-time job as a CPA with a government entity which provides steady reliable income. Further, my wife's business is a very low cost business with only a studio rental fee of approximately $20/hour with little to no extra variable costs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 9:23:16 AM |
| blot44 | $50.00 | $50.00 | 12/28/2009 9:48:11 AM |
| gethsemane4 | $25.00 | $25.00 | 12/28/2009 10:27:05 AM |
| kayakg | $25.00 | $25.00 | 12/28/2009 10:27:09 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:27:49 AM |
| note-tent | $50.00 | $50.00 | 12/28/2009 10:36:31 AM |
| grampy48 | $25.00 | $25.00 | 12/28/2009 10:36:42 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/28/2009 10:37:29 AM |
| CaptainBlueberry | $25.00 | $25.00 | 12/28/2009 10:37:52 AM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 10:38:07 AM |
| blukestrel | $25.00 | $25.00 | 12/28/2009 10:40:07 AM |
| fortytwo | $200.00 | $200.00 | 12/28/2009 10:36:48 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 10:36:06 AM |
| superstar449 | $25.00 | $25.00 | 12/28/2009 10:36:14 AM |
| thedoctor | $90.00 | $90.00 | 12/28/2009 10:36:22 AM |
| majestic-dedication | $50.00 | $50.00 | 12/28/2009 10:39:06 AM |
| asdf9876 | $25.00 | $25.00 | 12/28/2009 10:39:18 AM |
| totoro | $25.00 | $25.00 | 12/28/2009 10:39:44 AM |
| bayareainv | $50.00 | $50.00 | 12/28/2009 10:39:47 AM |
| wdfraser | $25.00 | $25.00 | 12/28/2009 10:40:01 AM |
| Gabriel02 | $25.00 | $25.00 | 12/28/2009 10:45:29 AM |
| diligent-leverage | $25.00 | $25.00 | 12/28/2009 10:41:02 AM |
| jd006006 | $40.00 | $40.00 | 12/28/2009 10:46:18 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 10:41:13 AM |
| larrybird | $100.00 | $100.00 | 12/28/2009 10:38:55 AM |
| aventurer | $25.00 | $25.00 | 12/28/2009 10:39:13 AM |
| Sixmil | $25.00 | $25.00 | 12/28/2009 10:39:39 AM |
| honorable-yield | $75.00 | $75.00 | 12/28/2009 10:47:20 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 10:40:28 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 10:48:01 AM |
| elevated-platinum5 | $25.00 | $25.00 | 12/28/2009 10:48:28 AM |
| Taxman44 | $25.00 | $25.00 | 12/28/2009 10:48:53 AM |
| winlender | $25.00 | $25.00 | 12/28/2009 10:41:18 AM |
| skuba | $50.00 | $50.00 | 12/28/2009 10:49:27 AM |
| gold-commander0 | $50.00 | $50.00 | 12/28/2009 10:49:39 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:50:04 AM |
| loan-warrior | $25.00 | $25.00 | 12/28/2009 10:50:23 AM |
| sidney102 | $25.00 | $25.00 | 12/28/2009 10:45:32 AM |
| SCOTTOL | $25.00 | $25.00 | 12/28/2009 10:50:54 AM |
| flopcat | $25.00 | $25.00 | 12/28/2009 10:51:17 AM |
| Tc11902 | $50.00 | $50.00 | 12/28/2009 10:46:10 AM |
| Katburg | $50.00 | $50.00 | 12/28/2009 10:51:30 AM |
| Attract | $25.00 | $25.00 | 12/28/2009 10:51:49 AM |
| elasermd | $50.00 | $50.00 | 12/28/2009 10:46:21 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/28/2009 10:52:09 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 10:52:22 AM |
| SnE | $25.00 | $25.00 | 12/28/2009 10:52:50 AM |
| Jassi | $25.00 | $25.00 | 12/28/2009 10:52:58 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 10:47:11 AM |
| Carpetkid | $50.00 | $50.00 | 12/28/2009 10:47:51 AM |
| dinero-festivity2 | $50.00 | $50.00 | 12/28/2009 10:53:16 AM |
| Castellan | $25.00 | $25.00 | 12/28/2009 10:48:05 AM |
| jbaum | $100.00 | $100.00 | 12/28/2009 10:48:12 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/28/2009 10:48:16 AM |
| AndersenWatcher | $25.00 | $25.00 | 12/28/2009 10:54:31 AM |
| skvat | $25.00 | $25.00 | 12/28/2009 10:55:19 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/28/2009 10:55:44 AM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/28/2009 10:46:43 AM |
| gamma | $25.00 | $25.00 | 12/28/2009 10:55:58 AM |
| bchen78875 | $50.00 | $50.00 | 12/28/2009 10:51:15 AM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/28/2009 10:49:15 AM |
| best-deal-banker | $50.00 | $50.00 | 12/28/2009 10:49:29 AM |
| Kaj | $30.00 | $30.00 | 12/28/2009 10:52:13 AM |
| aldenrains | $25.00 | $25.00 | 12/28/2009 10:59:04 AM |
| rooosta | $25.00 | $25.00 | 12/28/2009 10:59:07 AM |
| shamrocker | $25.00 | $25.00 | 12/28/2009 10:52:21 AM |
| Hexnut | $50.00 | $50.00 | 12/28/2009 10:59:28 AM |
| natmonkey | $25.00 | $25.00 | 12/28/2009 10:52:32 AM |
| djh47a | $35.00 | $35.00 | 12/28/2009 10:59:33 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 10:59:34 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 10:50:28 AM |
| buukyak | $25.00 | $25.00 | 12/28/2009 10:52:40 AM |
| buckyhead2000 | $25.00 | $25.00 | 12/28/2009 11:00:12 AM |
| figs4u2 | $80.00 | $80.00 | 12/28/2009 10:51:09 AM |
| inspired-contract9 | $50.00 | $50.00 | 12/28/2009 10:51:21 AM |
| anakinsolo | $25.00 | $25.00 | 12/28/2009 10:53:42 AM |
| wampum-optimization | $50.00 | $50.00 | 12/28/2009 10:54:01 AM |
| the_winning_ticket | $35.00 | $35.00 | 12/28/2009 10:51:44 AM |
| friendly-market5 | $25.00 | $25.00 | 12/28/2009 11:08:41 AM |
| mikeandcat | $50.00 | $50.00 | 12/28/2009 10:52:07 AM |
| LAKESPRING | $50.00 | $50.00 | 12/28/2009 10:54:48 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:52:26 AM |
| toblerone | $25.00 | $25.00 | 12/28/2009 10:52:56 AM |
| Zoomie | $25.00 | $25.00 | 12/28/2009 10:56:09 AM |
| cingular | $25.00 | $25.00 | 12/28/2009 10:56:27 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 10:56:41 AM |
| tensalis | $25.00 | $25.00 | 12/28/2009 11:11:28 AM |
| outtahoth2o | $100.00 | $100.00 | 12/28/2009 10:56:49 AM |
| YellowJacket | $25.00 | $25.00 | 12/28/2009 11:11:48 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 11:12:43 AM |
| d3v0t3d | $25.00 | $25.00 | 12/28/2009 10:54:20 AM |
| wrchism | $26.29 | $26.29 | 12/28/2009 11:12:50 AM |
| galtsgulch | $25.00 | $25.00 | 12/28/2009 11:12:55 AM |
| axl163 | $25.00 | $25.00 | 12/28/2009 11:12:59 AM |
| marinade | $25.00 | $25.00 | 12/28/2009 10:57:34 AM |
| Cheburashka | $30.00 | $30.00 | 12/28/2009 11:13:07 AM |
| payout-showcase | $50.00 | $50.00 | 12/28/2009 10:57:43 AM |
| fund-medalist171 | $25.00 | $25.00 | 12/28/2009 11:13:41 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/28/2009 11:13:53 AM |
| ven | $25.00 | $25.00 | 12/28/2009 10:58:27 AM |
| wiselady | $25.00 | $25.00 | 12/28/2009 10:59:02 AM |
| jfd287 | $25.00 | $25.00 | 12/28/2009 10:56:54 AM |
| mizount | $25.00 | $25.00 | 12/28/2009 10:59:30 AM |
| head | $25.00 | $25.00 | 12/28/2009 10:59:51 AM |
| JJS180 | $25.00 | $25.00 | 12/28/2009 11:00:21 AM |
| TriSail | $25.00 | $25.00 | 12/28/2009 11:00:25 AM |
| Purposeful | $50.00 | $50.00 | 12/28/2009 10:58:05 AM |
| wealth-cloud | $25.00 | $25.00 | 12/28/2009 10:58:24 AM |
| MattLic | $25.00 | $25.00 | 12/28/2009 10:59:08 AM |
| cash-sensai2 | $25.00 | $25.00 | 12/28/2009 10:59:38 AM |
| NR | $25.00 | $25.00 | 12/28/2009 10:59:46 AM |
| meux99 | $25.00 | $25.00 | 12/28/2009 10:59:58 AM |
| BiggestG | $25.00 | $25.00 | 12/28/2009 11:00:02 AM |
| rlrcstr | $25.00 | $25.00 | 12/28/2009 11:09:32 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 11:48:41 AM |
| Kame | $25.00 | $25.00 | 12/28/2009 11:00:15 AM |
| AngleofGod | $25.00 | $25.00 | 12/28/2009 11:11:07 AM |
| stikman | $25.00 | $25.00 | 12/28/2009 11:07:20 AM |
| iLoaner | $25.00 | $25.00 | 12/28/2009 11:11:33 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/28/2009 12:09:45 PM |
| doublediamond | $25.00 | $25.00 | 12/28/2009 11:11:49 AM |
| systemlender | $25.00 | $25.00 | 12/28/2009 11:13:14 AM |
| GyJAV_BNCCo | $30.00 | $30.00 | 12/28/2009 11:13:51 AM |
| zeelender | $25.00 | $25.00 | 12/28/2009 11:14:07 AM |
| philipandc | $25.00 | $25.00 | 12/28/2009 11:14:20 AM |
| roymckenzie | $25.00 | $25.00 | 12/28/2009 11:10:57 AM |
| kanpur63 | $25.00 | $25.00 | 12/28/2009 11:11:35 AM |
| five-star-note | $29.63 | $29.63 | 12/28/2009 11:12:32 AM |
| jybank | $50.00 | $50.00 | 12/28/2009 11:12:49 AM |
| paladin847 | $25.00 | $25.00 | 12/28/2009 11:13:14 AM |
| Marathoner | $25.00 | $25.00 | 12/28/2009 11:13:46 AM |
| ClearLake | $25.00 | $25.00 | 12/28/2009 11:13:50 AM |
| p2ploan-leaper | $50.00 | $50.00 | 12/28/2009 11:14:00 AM |
| Avala | $25.00 | $25.00 | 12/28/2009 11:14:12 AM |
| first-fund-empenada | $50.00 | $50.00 | 12/28/2009 12:20:58 PM |
| KlarthXVII | $25.00 | $25.00 | 12/28/2009 4:27:06 PM |
| woodenshoes | $25.00 | $25.00 | 12/28/2009 9:36:38 AM |
| lowcostmoney | $25.00 | $25.00 | 12/28/2009 9:49:12 AM |
| rulender | $50.00 | $50.00 | 12/28/2009 10:27:16 AM |
| TK4 | $25.00 | $25.00 | 12/28/2009 10:27:00 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 10:29:14 AM |
| highcountry1 | $25.00 | $25.00 | 12/28/2009 10:36:26 AM |
| kenji4861 | $25.00 | $25.00 | 12/28/2009 10:29:30 AM |
| nuclearmoose | $25.00 | $25.00 | 12/28/2009 10:37:18 AM |
| adir1 | $25.00 | $25.00 | 12/28/2009 10:37:34 AM |
| BlindProphet | $25.00 | $25.00 | 12/28/2009 10:37:37 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:37:44 AM |
| ray1051 | $25.00 | $25.00 | 12/28/2009 10:38:14 AM |
| skiingawfs | $25.00 | $25.00 | 12/28/2009 10:39:22 AM |
| docktah | $50.00 | $50.00 | 12/28/2009 10:39:27 AM |
| PA2LA | $25.00 | $25.00 | 12/28/2009 10:37:13 AM |
| HamletTower | $25.00 | $25.00 | 12/28/2009 10:37:55 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 10:38:18 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:38:45 AM |
| meenan | $40.00 | $40.00 | 12/28/2009 10:37:05 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 10:45:26 AM |
| secundus | $25.00 | $25.00 | 12/28/2009 10:38:37 AM |
| Railbird | $25.00 | $25.00 | 12/28/2009 10:41:06 AM |
| forthright-dedication | $25.00 | $25.00 | 12/28/2009 10:46:36 AM |
| bonus-adventure3 | $50.00 | $50.00 | 12/28/2009 10:47:04 AM |
| greenwell | $50.00 | $50.00 | 12/28/2009 10:47:25 AM |
| elegant-income3 | $25.00 | $25.00 | 12/28/2009 10:47:41 AM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/28/2009 10:47:58 AM |
| diplomatic-point4 | $75.00 | $75.00 | 12/28/2009 10:48:09 AM |
| knowledgeable-revenue | $25.00 | $25.00 | 12/28/2009 10:40:44 AM |
| noble-vigilance9 | $25.00 | $25.00 | 12/28/2009 10:40:52 AM |
| first-upright-payout | $50.00 | $50.00 | 12/28/2009 10:49:00 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 10:49:19 AM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 10:49:44 AM |
| roccofox | $50.00 | $50.00 | 12/28/2009 10:49:54 AM |
| first-pragmatic-note | $25.00 | $25.00 | 12/28/2009 10:50:12 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 10:50:38 AM |
| auction-elvis | $25.00 | $25.00 | 12/28/2009 10:50:55 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:45:52 AM |
| syounker | $25.00 | $25.00 | 12/28/2009 10:51:27 AM |
| sas19 | $25.00 | $25.00 | 12/28/2009 10:46:15 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 10:52:14 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/28/2009 10:52:37 AM |
| ryreesado | $25.00 | $25.00 | 12/28/2009 10:52:48 AM |
| Picopie | $50.00 | $50.00 | 12/28/2009 10:47:35 AM |
| invincible-marketplace | $25.00 | $25.00 | 12/28/2009 10:53:10 AM |
| RICHMONDREB | $25.00 | $25.00 | 12/28/2009 10:53:26 AM |
| lending_mom | $25.00 | $25.00 | 12/28/2009 10:53:40 AM |
| 18th_beachbum | $25.00 | $25.00 | 12/28/2009 10:48:19 AM |
| AmericanCredit | $25.00 | $25.00 | 12/28/2009 10:45:49 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 10:46:30 AM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 10:48:43 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:48:46 AM |
| Steveoo1 | $50.00 | $50.00 | 12/28/2009 10:49:04 AM |
| Goodlender42 | $25.00 | $25.00 | 12/28/2009 10:56:05 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 10:49:12 AM |
| scottburger | $37.28 | $37.28 | 12/28/2009 10:56:12 AM |
| DonaldColorado | $25.00 | $25.00 | 12/28/2009 10:49:22 AM |
| BankofBen | $250.00 | $250.00 | 12/28/2009 10:50:02 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:08 AM |
| CASHGIRL | $75.00 | $75.00 | 12/28/2009 10:50:34 AM |
| wowsurfer | $25.00 | $25.00 | 12/28/2009 10:57:20 AM |
| able2help | $25.00 | $25.00 | 12/28/2009 10:57:29 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:51:11 AM |
| credit-investor5 | $100.00 | $100.00 | 12/28/2009 10:48:38 AM |
| stable-nickel | $170.00 | $170.00 | 12/28/2009 10:51:37 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 10:58:10 AM |
| leodaguy | $25.00 | $25.00 | 12/28/2009 10:51:40 AM |
| Buffer10 | $82.04 | $82.04 | 12/28/2009 10:58:19 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/28/2009 10:49:09 AM |
| trade-pumpkin | $35.00 | $35.00 | 12/28/2009 10:49:34 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 10:52:16 AM |
| runbix7 | $25.00 | $25.00 | 12/28/2009 10:59:06 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:50:26 AM |
| DukSerduk | $25.00 | $25.00 | 12/28/2009 10:51:01 AM |
| superchicken | $25.00 | $25.00 | 12/28/2009 11:00:06 AM |
| gulch | $35.00 | $35.00 | 12/28/2009 10:51:32 AM |
| towering-compassion | $25.00 | $25.00 | 12/28/2009 10:54:18 AM |
| Walkingcowboy | $25.00 | $25.00 | 12/28/2009 10:52:02 AM |
| magical-greenback | $55.00 | $55.00 | 12/28/2009 10:52:06 AM |
| kaykarun | $50.00 | $50.00 | 12/28/2009 10:54:56 AM |
| dumbass | $25.00 | $25.00 | 12/28/2009 10:55:09 AM |
| kulender | $25.00 | $25.00 | 12/28/2009 10:52:27 AM |
| jswanso2 | $25.00 | $25.00 | 12/28/2009 11:10:44 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 11:11:43 AM |
| vkorichkov | $35.00 | $35.00 | 12/28/2009 10:56:47 AM |
| surfhoss644 | $25.00 | $25.00 | 12/28/2009 11:12:23 AM |
| lending_pugs | $25.00 | $25.00 | 12/28/2009 10:57:05 AM |
| worth-quark | $25.00 | $25.00 | 12/28/2009 11:12:36 AM |
| rjleves | $25.00 | $25.00 | 12/28/2009 11:12:44 AM |
| sjlender | $25.00 | $25.00 | 12/28/2009 10:54:41 AM |
| michaelndn | $25.00 | $25.00 | 12/28/2009 11:12:57 AM |
| divedude | $25.00 | $25.00 | 12/28/2009 11:13:44 AM |
| phoko | $25.00 | $25.00 | 12/28/2009 10:58:14 AM |
| gogmagog | $27.26 | $27.26 | 12/28/2009 11:14:11 AM |
| teller | $60.00 | $60.00 | 12/28/2009 10:59:36 AM |
| schpere | $30.00 | $30.00 | 12/28/2009 10:59:56 AM |
| Tc11902 | $50.00 | $50.00 | 12/28/2009 11:00:28 AM |
| ojibwa | $25.00 | $25.00 | 12/28/2009 10:59:11 AM |
| Supernick | $50.00 | $50.00 | 12/28/2009 10:59:25 AM |
| discrete-asset | $25.00 | $25.00 | 12/28/2009 10:59:41 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 10:59:48 AM |
| OCLend | $25.00 | $25.00 | 12/28/2009 11:42:50 AM |
| bowdish1 | $50.00 | $50.00 | 12/28/2009 10:59:53 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/28/2009 11:00:00 AM |
| dollars4debts | $25.00 | $25.00 | 12/28/2009 11:09:36 AM |
| Cai8899 | $75.00 | $75.00 | 12/28/2009 11:00:18 AM |
| kmprospeo | $25.00 | $25.00 | 12/28/2009 11:11:02 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/28/2009 11:11:29 AM |
| SavannahBear | $25.00 | $25.00 | 12/28/2009 11:08:59 AM |
| eddievegas415 | $25.00 | $25.00 | 12/28/2009 11:13:01 AM |
| Flatfoot | $50.00 | $50.00 | 12/28/2009 11:13:13 AM |
| SDNLR | $25.00 | $25.00 | 12/28/2009 11:13:30 AM |
| inventive-wealth2 | $25.00 | $25.00 | 12/28/2009 11:13:33 AM |
| MitchD | $25.00 | $25.00 | 12/28/2009 11:13:54 AM |
| creditasaurus9 | $25.00 | $2.50 | 12/28/2009 11:14:22 AM |
| market-builder | $25.00 | $25.00 | 12/28/2009 11:11:34 AM |
| geekguy | $25.00 | $25.00 | 12/28/2009 11:11:54 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 11:12:28 AM |
| yachtiegirl | $25.00 | $25.00 | 12/28/2009 11:12:46 AM |
| bonus-patriot | $25.00 | $25.00 | 12/28/2009 11:13:31 AM |
| pwkpwk | $25.00 | $25.00 | 12/28/2009 11:13:39 AM |
| KiwiElf | $30.00 | $30.00 | 12/28/2009 11:13:48 AM |
| TigerForce | $25.00 | $25.00 | 12/28/2009 11:13:57 AM |
| coloradoloanman | $25.00 | $25.00 | 12/28/2009 11:14:03 AM |
| EmeritusX | $25.00 | $25.00 | 12/28/2009 11:22:12 AM |
| stensonb | $25.00 | $25.00 | 12/28/2009 11:14:13 AM |
| w8291 | $25.00 | $25.00 | 12/28/2009 11:34:57 AM |
| calbertrand | $500.00 | $500.00 | 12/28/2009 12:57:17 PM |
| pedestrianme | $25.00 | $25.00 | 12/28/2009 1:33:33 PM |
| SpotLending | $50.00 | $50.00 | 12/28/2009 1:25:03 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 4:06:19 PM |
| Syzygy | $25.00 | $25.00 | 12/28/2009 6:40:53 PM |
| bank-examiner | $25.00 | $25.00 | 12/28/2009 11:17:28 PM |
| wonderous-power | $25.00 | $25.00 | 12/29/2009 1:34:20 AM |
| 270 bids
|
Borrower Payment Dependent Notes Series
439678
This series of Notes was issued and sold upon the funding of the borrower loan #40286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 10
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 112 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $735 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 1/ 1 |
Bankcard utilization:
| 10% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 9 | | | | |
|
Screen name:
| sidtig |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < mo. late:
| 0
( 0% )
| 780-799
(Aug-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
A new computer for the kids
Purpose of loan:
This loan will be used to?
?I have used Prosper in the past.? My financial situation was much different then.? Let me try to explain the 100 point drop in my credit.? It follows the typical path of late.? I have been dovprced for almost 2 years.? Even though she had a terrrible alcohol problem, I still had to fight her to get custody of my children.? I spent it all, and alot I did not have to win them.? Needless to say, the kids are mine, full custody for dad!? It hurt bad, but money well spent.? Just when I thought it was over, I was laid off from my job.? Combine the two events, and you have a financial implosion.? I am getting back on my feet and have made tons of progress on the road back to a 700 score.? I have never been in a position like this, but I know I can manage.?My high credit score is like pride, I will get it back.???I have a good job again and am making good money.? The kids need a computer for school.? I want to treat them and get a great machine.? I can personally promise you the money will be repaid timely and quickly.? Thank you so much for reading my post.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Explain your occupation - Capit0l
A:
I am an in home sales person for the largest shop at home flooring company in the country
(Dec-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 12/23/2009 2:49:38 PM |
| Capit0l | $25.00 | $25.00 | 12/29/2009 8:31:41 PM |
| The-CAPS-fan | $25.00 | $25.00 | 12/30/2009 2:48:07 PM |
| carrinel | $164.85 | $164.85 | 12/30/2009 2:35:16 PM |
| DonDiego | $25.00 | $25.00 | 12/30/2009 2:46:30 PM |
| retired272 | $25.00 | $25.00 | 12/28/2009 10:08:51 AM |
| 56bones | $25.00 | $25.00 | 12/30/2009 10:46:10 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/30/2009 12:18:27 PM |
| anton | $720.00 | $660.15 | 12/30/2009 2:45:13 PM |
| 9 bids
|
Borrower Payment Dependent Notes Series
439734
This series of Notes was issued and sold upon the funding of the borrower loan #40262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 14.05% |
Starting borrower rate/APR:
| 15.05% / 17.22% |
Starting monthly payment:
| $277.52 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $277.32 |
| |
|
Auction yield range:
| 6.20% - 14.05% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,298 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 3 |
Bankcard utilization:
| 66% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| U504060 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Credit Cards
Purpose of loan:
Payoff high interest rate credit cards.
My financial situation:
Generally, I don't carry credit card debt.? I usually pay them off at the end of each month.? I went through a period where I was working as a contractor and had to move back and forth from Michigan to New York.? I ran up some moving bills and also, did not have health insurance during this period.? Unfortunately, I ended up having to pay an emergency room bill of $5,000.? The good news is that my hard work has paid off as a contractor, and the company I have been working for over the past 3 years has hired me on permanently.? So, I have the health benefits now, and very stable employment with a very stable company.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the 3 public records on your credit report. Thanks. - exciting-fairness
A:
They were tax liens from when I had a business several years ago. I am still paying them off today, so they still appear on my credit report.
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Brain_m | $50.00 | $50.00 | 12/28/2009 9:15:29 AM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 9:17:28 AM |
| Cbgator | $25.00 | $25.00 | 12/28/2009 9:17:51 AM |
| Hiro07 | $25.00 | $25.00 | 12/28/2009 9:17:58 AM |
| cingular | $25.00 | $25.00 | 12/28/2009 9:15:38 AM |
| TQLender | $25.00 | $25.00 | 12/28/2009 9:15:58 AM |
| Interloper | $25.00 | $25.00 | 12/28/2009 9:19:21 AM |
| jfd287 | $25.00 | $25.00 | 12/28/2009 9:17:08 AM |
| cozy-note | $100.00 | $100.00 | 12/28/2009 9:17:23 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:17:34 AM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 9:20:06 AM |
| midde551 | $25.00 | $25.00 | 12/28/2009 9:20:42 AM |
| Mathiaslh | $25.00 | $25.00 | 12/28/2009 9:20:47 AM |
| IIP77 | $25.00 | $25.00 | 12/28/2009 9:20:55 AM |
| visionary-currency | $75.00 | $75.00 | 12/28/2009 9:21:33 AM |
| zeelender | $25.00 | $25.00 | 12/28/2009 9:21:36 AM |
| Ballard | $25.00 | $25.00 | 12/28/2009 9:21:46 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/28/2009 9:22:37 AM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 9:20:19 AM |
| jdrez | $25.00 | $25.00 | 12/28/2009 9:20:35 AM |
| lizard_lips | $25.00 | $25.00 | 12/28/2009 9:20:51 AM |
| Marsue | $25.00 | $25.00 | 12/28/2009 9:20:56 AM |
| kingbutthd | $25.00 | $25.00 | 12/28/2009 9:21:01 AM |
| ScottW | $25.00 | $25.00 | 12/28/2009 9:21:09 AM |
| cassius84 | $25.00 | $25.00 | 12/28/2009 9:22:07 AM |
| Westerly | $27.56 | $27.56 | 12/28/2009 9:22:12 AM |
| Patter256 | $25.00 | $25.00 | 12/28/2009 9:22:32 AM |
| Supernick | $100.00 | $100.00 | 12/28/2009 9:24:51 AM |
| Maccs55 | $25.00 | $25.00 | 12/28/2009 9:23:41 AM |
| TOCPI | $25.00 | $25.00 | 12/28/2009 9:25:36 AM |
| kaykarun | $25.00 | $25.00 | 12/28/2009 9:15:42 AM |
| theopposites | $25.00 | $25.00 | 12/28/2009 9:26:17 AM |
| brainy-dedication | $25.00 | $25.00 | 12/28/2009 9:15:53 AM |
| skuba | $25.00 | $25.00 | 12/28/2009 9:24:59 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:26:41 AM |
| Proud2BAmerican | $25.00 | $25.00 | 12/28/2009 9:17:19 AM |
| Cubsfan07 | $25.00 | $25.00 | 12/28/2009 9:17:49 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 9:25:27 AM |
| college_girl | $25.00 | $25.00 | 12/28/2009 9:25:30 AM |
| jresu537 | $25.00 | $25.00 | 12/28/2009 9:25:38 AM |
| Lilred7879 | $50.00 | $50.00 | 12/28/2009 9:18:19 AM |
| IP | $43.79 | $43.79 | 12/28/2009 9:18:40 AM |
| VentureExplorer | $25.00 | $25.00 | 12/28/2009 9:28:42 AM |
| Turkish101 | $25.00 | $25.00 | 12/28/2009 9:21:03 AM |
| scoobiedoo | $25.00 | $25.00 | 12/28/2009 9:28:46 AM |
| WorldlyWorker | $25.00 | $25.00 | 12/28/2009 9:21:32 AM |
| siege01 | $25.00 | $25.00 | 12/28/2009 9:22:10 AM |
| DadWarbucks | $25.00 | $25.00 | 12/28/2009 9:23:42 AM |
| TheoProf | $50.00 | $50.00 | 12/28/2009 9:30:21 AM |
| helpinghand75 | $25.00 | $25.00 | 12/28/2009 9:30:32 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 9:31:35 AM |
| WeAlNe | $25.00 | $25.00 | 12/28/2009 9:32:10 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 9:32:24 AM |
| kscc183 | $25.00 | $25.00 | 12/28/2009 9:27:16 AM |
| Haydendover | $25.00 | $25.00 | 12/28/2009 9:27:24 AM |
| steiglends | $50.00 | $50.00 | 12/28/2009 9:31:09 AM |
| checkuto | $25.00 | $25.00 | 12/28/2009 9:33:14 AM |
| jenq0001 | $25.00 | $25.00 | 12/28/2009 9:32:08 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 9:32:38 AM |
| glalat | $25.00 | $25.00 | 12/28/2009 9:29:23 AM |
| MyKidsDad | $25.00 | $25.00 | 12/28/2009 9:29:25 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 9:29:45 AM |
| the-silver-blaster | $70.00 | $70.00 | 12/28/2009 9:30:45 AM |
| fireboss | $100.00 | $100.00 | 12/28/2009 9:32:30 AM |
| whiteshadow | $25.00 | $25.00 | 12/28/2009 9:33:12 AM |
| calm-deal7 | $25.00 | $25.00 | 12/28/2009 9:44:02 AM |
| homebody26 | $25.00 | $25.00 | 12/28/2009 9:45:35 AM |
| ualf | $50.00 | $50.00 | 12/28/2009 9:45:55 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:44:08 AM |
| ISHLEP67 | $42.56 | $42.56 | 12/28/2009 9:44:13 AM |
| irrelevant | $25.00 | $25.00 | 12/28/2009 9:46:35 AM |
| Fiimg | $50.00 | $50.00 | 12/28/2009 9:47:49 AM |
| Reinadog9 | $25.00 | $25.00 | 12/28/2009 9:49:53 AM |
| dunox | $25.00 | $25.00 | 12/28/2009 9:49:30 AM |
| silver-armada | $100.00 | $100.00 | 12/28/2009 9:49:58 AM |
| plentiful-reward | $50.00 | $50.00 | 12/28/2009 9:50:54 AM |
| radiant-fund | $25.00 | $25.00 | 12/28/2009 9:51:23 AM |
| Onesiphorus | $25.00 | $25.00 | 12/28/2009 9:50:56 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 9:43:33 AM |
| alverado | $25.00 | $25.00 | 12/28/2009 9:52:12 AM |
| smurf163 | $25.00 | $25.00 | 12/28/2009 9:44:23 AM |
| ibuystk | $50.00 | $50.00 | 12/28/2009 9:51:45 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:52:42 AM |
| LAKESPRING | $25.00 | $25.00 | 12/28/2009 9:44:48 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 9:53:09 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 9:52:57 AM |
| dspmn | $25.00 | $25.00 | 12/28/2009 9:46:27 AM |
| blot44 | $25.00 | $25.00 | 12/28/2009 9:53:05 AM |
| Dahlozer | $25.00 | $25.00 | 12/28/2009 9:54:47 AM |
| agwosdof | $100.00 | $100.00 | 12/28/2009 9:55:40 AM |
| salala | $25.00 | $25.00 | 12/28/2009 9:54:40 AM |
| Josta | $50.00 | $50.00 | 12/28/2009 9:55:11 AM |
| Aquani | $50.00 | $50.00 | 12/28/2009 9:55:42 AM |
| PhalanxBulldog | $25.00 | $25.00 | 12/28/2009 9:55:52 AM |
| metro457 | $25.00 | $25.00 | 12/28/2009 9:57:23 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 9:57:48 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 9:58:17 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 9:51:36 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 9:57:20 AM |
| kmr2 | $50.00 | $50.00 | 12/28/2009 9:53:08 AM |
| egw | $25.00 | $25.00 | 12/28/2009 9:53:17 AM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 9:58:08 AM |
| Frenchynh | $25.00 | $25.00 | 12/28/2009 9:58:26 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:53:48 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/28/2009 9:58:51 AM |
| Siafu | $25.00 | $25.00 | 12/28/2009 9:54:17 AM |
| punctual-power7 | $25.00 | $25.00 | 12/28/2009 9:59:06 AM |
| jeg3k | $25.00 | $25.00 | 12/28/2009 9:59:09 AM |
| currency-prometheus | $25.00 | $25.00 | 12/28/2009 9:55:31 AM |
| LiquidLender | $25.00 | $25.00 | 12/28/2009 9:56:14 AM |
| rolandweary | $40.00 | $40.00 | 12/28/2009 10:01:35 AM |
| RetiredATC | $25.00 | $25.00 | 12/28/2009 10:01:42 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 9:57:59 AM |
| benefit-squirrel | $30.00 | $30.00 | 12/28/2009 10:02:29 AM |
| sidney102 | $50.00 | $50.00 | 12/28/2009 10:03:06 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:00:24 AM |
| tremendous-payment | $25.00 | $25.00 | 12/28/2009 10:00:52 AM |
| credit-kahuna | $100.00 | $100.00 | 12/28/2009 10:01:02 AM |
| payout-achievement | $40.00 | $40.00 | 12/28/2009 10:01:13 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/28/2009 10:02:05 AM |
| wayman | $50.00 | $50.00 | 12/28/2009 10:02:13 AM |
| wiltonbound | $25.00 | $25.00 | 12/28/2009 10:02:39 AM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 10:58:33 AM |
| glimmering-credit4 | $25.00 | $25.00 | 12/28/2009 11:00:44 AM |
| minista | $25.00 | $25.00 | 12/28/2009 11:17:49 AM |
| currency-agave | $25.00 | $25.00 | 12/28/2009 3:42:44 PM |
| SolarMoonshine | $200.00 | $200.00 | 12/28/2009 6:08:00 PM |
| scottr | $25.00 | $25.00 | 12/28/2009 8:31:35 PM |
| sharp518 | $50.00 | $50.00 | 12/29/2009 3:48:23 AM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:11 AM |
| jakespirit | $25.00 | $25.00 | 12/29/2009 1:06:21 AM |
| lounges | $50.00 | $50.00 | 12/28/2009 9:17:17 AM |
| lucky6 | $25.00 | $25.00 | 12/28/2009 9:17:47 AM |
| PitOfSuccess | $25.00 | $25.00 | 12/28/2009 9:17:53 AM |
| roman1998 | $25.00 | $25.00 | 12/28/2009 9:18:02 AM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 9:16:06 AM |
| copperfield | $25.00 | $25.00 | 12/28/2009 9:16:18 AM |
| RationalWorld | $25.00 | $25.00 | 12/28/2009 9:17:42 AM |
| easylender | $25.00 | $25.00 | 12/28/2009 9:18:10 AM |
| jldallover | $25.00 | $25.00 | 12/28/2009 9:20:40 AM |
| krazydavet | $25.00 | $25.00 | 12/28/2009 9:20:45 AM |
| shortstop21 | $25.00 | $25.00 | 12/28/2009 9:20:49 AM |
| profit33r | $25.00 | $25.00 | 12/28/2009 9:21:05 AM |
| ALVO | $29.40 | $29.40 | 12/28/2009 9:19:39 AM |
| bruin558 | $50.00 | $50.00 | 12/28/2009 9:22:39 AM |
| 4est | $25.00 | $25.00 | 12/28/2009 9:23:06 AM |
| siegoris | $50.00 | $50.00 | 12/28/2009 9:20:38 AM |
| Trimalchio12 | $25.00 | $25.00 | 12/28/2009 9:20:58 AM |
| Trinkaloki | $25.00 | $25.00 | 12/28/2009 9:23:36 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 9:24:24 AM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 9:24:41 AM |
| kruizen | $25.00 | $25.00 | 12/28/2009 9:22:30 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/28/2009 9:23:32 AM |
| derec | $25.00 | $25.00 | 12/28/2009 9:23:43 AM |
| madmccoy | $25.00 | $25.00 | 12/28/2009 9:25:34 AM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 9:24:15 AM |
| outtahoth2o | $50.00 | $50.00 | 12/28/2009 9:15:20 AM |
| funds-promiser | $50.00 | $50.00 | 12/28/2009 9:27:00 AM |
| beakerfish | $25.00 | $25.00 | 12/28/2009 9:17:40 AM |
| bharosa | $25.00 | $25.00 | 12/28/2009 9:27:10 AM |
| BrooklynJim | $25.00 | $25.00 | 12/28/2009 9:18:04 AM |
| yg-hollywood | $25.00 | $25.00 | 12/28/2009 9:25:29 AM |
| slyder61 | $25.00 | $25.00 | 12/28/2009 9:18:08 AM |
| bailey1223 | $25.00 | $25.00 | 12/28/2009 9:25:33 AM |
| teejay411 | $100.00 | $100.00 | 12/28/2009 9:27:19 AM |
| divemaster | $25.00 | $25.00 | 12/28/2009 9:18:38 AM |
| mmaurer | $30.00 | $30.00 | 12/28/2009 9:27:43 AM |
| oodkim84oo | $34.63 | $34.63 | 12/28/2009 9:18:51 AM |
| monticello | $30.00 | $30.00 | 12/28/2009 9:19:41 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:26:32 AM |
| jibe-set | $50.00 | $50.00 | 12/28/2009 9:28:29 AM |
| educationfirst | $25.00 | $25.00 | 12/28/2009 9:28:35 AM |
| westsidehighway | $25.00 | $25.00 | 12/28/2009 9:20:43 AM |
| bazaar-ruler | $25.00 | $25.00 | 12/28/2009 9:21:13 AM |
| Sam65 | $25.00 | $25.00 | 12/28/2009 9:28:59 AM |
| NATIVEBORN | $25.00 | $25.00 | 12/28/2009 9:21:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 9:29:37 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 9:29:55 AM |
| Eagledrop | $25.00 | $25.00 | 12/28/2009 9:22:59 AM |
| chlebie | $50.00 | $50.00 | 12/28/2009 9:28:34 AM |
| poeman | $25.00 | $25.00 | 12/28/2009 9:28:39 AM |
| AvailableFunds | $25.00 | $25.00 | 12/28/2009 9:28:58 AM |
| heng2x | $25.00 | $25.00 | 12/28/2009 9:31:00 AM |
| Evan_Safe | $25.00 | $25.00 | 12/28/2009 9:25:32 AM |
| Easystreet | $25.00 | $25.00 | 12/28/2009 9:26:18 AM |
| Nedly | $33.98 | $33.98 | 12/28/2009 9:32:00 AM |
| cptproton | $25.00 | $25.00 | 12/28/2009 9:30:31 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 9:32:16 AM |
| theaterguy | $25.00 | $25.00 | 12/28/2009 9:32:29 AM |
| Cutts | $25.00 | $25.00 | 12/28/2009 9:27:27 AM |
| jgar_O | $25.00 | $25.00 | 12/28/2009 9:33:15 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/28/2009 9:31:43 AM |
| 7588WorkingGuy | $25.00 | $25.00 | 12/28/2009 9:29:11 AM |
| MattTheGr8 | $25.00 | $25.00 | 12/28/2009 9:29:17 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 9:31:08 AM |
| Tc11902 | $25.00 | $25.00 | 12/28/2009 9:32:47 AM |
| Goat | $25.00 | $25.00 | 12/28/2009 9:33:17 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:44:36 AM |
| takabanana | $25.00 | $25.00 | 12/28/2009 9:46:29 AM |
| mmckune | $25.00 | $25.00 | 12/28/2009 9:44:27 AM |
| ro37 | $25.00 | $25.00 | 12/28/2009 9:45:37 AM |
| hanuman77 | $50.00 | $50.00 | 12/28/2009 9:45:59 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 9:39:48 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 9:51:02 AM |
| moneysuccess | $25.00 | $25.00 | 12/28/2009 9:50:18 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:51:10 AM |
| Little_Guy | $25.00 | $25.00 | 12/28/2009 9:43:35 AM |
| julijask | $25.00 | $25.00 | 12/28/2009 9:52:01 AM |
| leftcoast52 | $25.00 | $25.00 | 12/28/2009 9:52:13 AM |
| DrStaff | $60.00 | $60.00 | 12/28/2009 9:44:11 AM |
| foxy-fund | $50.00 | $50.00 | 12/28/2009 9:52:32 AM |
| littlemonkey | $25.00 | $25.00 | 12/28/2009 9:52:41 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:45:13 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:46:48 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 9:55:06 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 9:47:59 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/28/2009 9:54:35 AM |
| boater01 | $50.00 | $50.00 | 12/28/2009 9:54:56 AM |
| tuneman1980 | $25.00 | $25.00 | 12/28/2009 9:50:01 AM |
| srilm | $25.00 | $25.00 | 12/28/2009 9:57:12 AM |
| helpu88 | $25.00 | $25.00 | 12/28/2009 9:56:00 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 9:56:19 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 9:58:16 AM |
| ocho | $25.00 | $25.00 | 12/28/2009 9:51:33 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 9:56:59 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 9:52:22 AM |
| elegant-income3 | $30.00 | $30.00 | 12/28/2009 9:59:33 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 9:59:45 AM |
| Trojan1976 | $25.00 | $25.00 | 12/28/2009 9:53:18 AM |
| astute-dollar | $50.00 | $50.00 | 12/28/2009 9:59:58 AM |
| hitsman | $50.00 | $50.00 | 12/28/2009 10:02:48 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:00:34 AM |
| ghinga | $50.00 | $50.00 | 12/28/2009 9:56:46 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:01:15 AM |
| bchen78875 | $25.00 | $25.00 | 12/28/2009 10:01:44 AM |
| Pizza-man | $50.00 | $50.00 | 12/28/2009 9:59:21 AM |
| useful-p2ploan | $50.00 | $30.08 | 12/28/2009 10:03:20 AM |
| E_G | $30.00 | $30.00 | 12/28/2009 10:00:43 AM |
| shrewd-deal | $25.00 | $25.00 | 12/28/2009 10:02:56 AM |
| duty-monger | $50.00 | $50.00 | 12/28/2009 10:03:07 AM |
| sparkmeister | $25.00 | $25.00 | 12/28/2009 10:59:19 AM |
| longisland47m | $25.00 | $25.00 | 12/28/2009 4:02:44 PM |
| FG9YTR | $25.00 | $25.00 | 12/28/2009 4:04:45 PM |
| Syzygy | $25.00 | $25.00 | 12/28/2009 6:41:32 PM |
| 244 bids
|
Borrower Payment Dependent Notes Series
439748
This series of Notes was issued and sold upon the funding of the borrower loan #40243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $258.80 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $246.24 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 8
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 9 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,317 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| Hockeyref82 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $3,017.58 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Paying off my credit cards
Purpose of loan:
I want to pay off all my credit cards and cancel the majority and be able to pay just 1 place for all my bills every month.
My financial situation:
I am a good candidate for this loan because I am a hard worker and carry 2 jobs to help pay off all my debt as soon as I can
Monthly net income: $ 1,500
Monthly expenses: $
??Housing: $
0
??Insurance: $
115 ??? ??
??Car expenses: $
150
??Utilities: $
0
??Phone, cable, internet: $
85
??Food, entertainment: $
150
??Clothing, household expenses $
0
??Credit cards and other loans: $ 250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You look like a good candidate for a loan. I just have a few questions first.
1. Wasn't your last loan to pay off credit cards?
2. Can you breakout balance and rates of each card?
3. Why no housing expenses?
4. What are your 2 jobs?
Thanks, - Sigmund-Freud
A:
1. It was and it did help but I had some unexpected exspenses that I had to use my credit cards I had left open. 2. I have 1,036 left on my visa and 2,500 left on my American express plus I will use the rest to pay off the rest of that original loan and start fresh.3.I moved back in with parents until I can pay off all my debts and get back on my feet.4. My 2 jobs are I am a pharmacy techinicain for a CVS pharmacy and I am a ice hockey referee
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Lam0nt | $25.00 | $25.00 | 12/28/2009 9:27:55 AM |
| yeti888 | $25.00 | $25.00 | 12/28/2009 9:27:57 AM |
| AF-Chief | $28.00 | $28.00 | 12/28/2009 9:23:03 AM |
| triumph329 | $25.00 | $25.00 | 12/28/2009 9:28:14 AM |
| IIP77 | $25.00 | $25.00 | 12/28/2009 9:26:49 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 9:34:20 AM |
| ghinga | $25.00 | $25.00 | 12/28/2009 9:34:44 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/28/2009 9:34:48 AM |
| TheCount | $25.00 | $25.00 | 12/28/2009 9:35:05 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:33:51 AM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/28/2009 9:35:50 AM |
| systemlender | $25.00 | $25.00 | 12/28/2009 9:34:33 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 9:34:54 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:35:45 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/28/2009 9:38:11 AM |
| docktah | $25.00 | $25.00 | 12/28/2009 9:38:38 AM |
| fortytwo | $50.00 | $50.00 | 12/28/2009 9:36:48 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 9:37:03 AM |
| djh47a | $25.00 | $25.00 | 12/28/2009 9:37:07 AM |
| socalavi8tor | $25.00 | $25.00 | 12/28/2009 9:37:47 AM |
| oldmora | $50.00 | $50.00 | 12/28/2009 9:38:22 AM |
| thedreamer | $25.00 | $25.00 | 12/28/2009 9:40:36 AM |
| mathprof | $25.00 | $25.00 | 12/28/2009 9:33:37 AM |
| money-explorer3 | $25.00 | $25.00 | 12/28/2009 9:39:12 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 9:34:30 AM |
| etraboulay | $25.00 | $25.00 | 12/28/2009 9:40:28 AM |
| Sateesh | $72.53 | $72.53 | 12/28/2009 9:42:19 AM |
| ITExec | $46.14 | $46.14 | 12/28/2009 9:40:32 AM |
| CAGE-Investments | $50.00 | $50.00 | 12/28/2009 9:34:38 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 9:34:41 AM |
| sensible-trade | $25.00 | $25.00 | 12/28/2009 9:41:07 AM |
| YogaDude34 | $25.00 | $25.00 | 12/28/2009 9:41:22 AM |
| SpareChangeHero | $25.00 | $25.00 | 12/28/2009 9:41:32 AM |
| ouyangers | $25.00 | $25.00 | 12/28/2009 9:35:12 AM |
| natecam | $25.00 | $25.00 | 12/28/2009 9:35:29 AM |
| aznmikelee | $25.00 | $25.00 | 12/28/2009 9:35:59 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 9:36:13 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 9:36:56 AM |
| zen1cent | $25.00 | $25.00 | 12/28/2009 9:37:15 AM |
| drumcorpsnut | $25.00 | $25.00 | 12/28/2009 9:37:50 AM |
| Slend49 | $25.00 | $25.00 | 12/28/2009 9:38:07 AM |
| listing-trapper3 | $50.00 | $50.00 | 12/28/2009 9:38:29 AM |
| slico | $25.00 | $25.00 | 12/28/2009 9:39:21 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:41:33 AM |
| shiny-dollar9 | $25.00 | $25.00 | 12/28/2009 9:42:00 AM |
| jlr613 | $25.00 | $25.00 | 12/28/2009 9:42:17 AM |
| copper | $30.00 | $30.00 | 12/28/2009 10:28:39 AM |
| Dubbs360 | $100.00 | $100.00 | 12/28/2009 10:30:31 AM |
| FeedTheMachine | $200.00 | $200.00 | 12/28/2009 10:26:08 AM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/28/2009 10:32:55 AM |
| greenwell | $25.00 | $25.00 | 12/28/2009 10:33:44 AM |
| loan-master996 | $50.00 | $50.00 | 12/28/2009 10:33:48 AM |
| SirJev | $25.00 | $25.00 | 12/28/2009 10:34:25 AM |
| tractorman | $25.00 | $25.00 | 12/28/2009 10:34:36 AM |
| sdgrowth | $25.00 | $25.00 | 12/28/2009 10:34:41 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 10:29:55 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 10:29:58 AM |
| runner262 | $25.00 | $25.00 | 12/28/2009 10:30:18 AM |
| puifais | $25.00 | $25.00 | 12/28/2009 10:35:24 AM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/28/2009 10:32:27 AM |
| melodious-fairness | $25.00 | $25.00 | 12/28/2009 10:32:33 AM |
| ChrisTJ | $25.00 | $25.00 | 12/28/2009 10:30:02 AM |
| fcb202 | $25.00 | $25.00 | 12/28/2009 10:33:41 AM |
| xzec777 | $25.00 | $25.00 | 12/28/2009 10:30:54 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 10:34:05 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:34:20 AM |
| dime-beeper | $25.00 | $25.00 | 12/28/2009 10:32:04 AM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 10:32:59 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:35:57 AM |
| rob1971 | $25.00 | $25.00 | 12/28/2009 10:33:12 AM |
| GElender | $25.00 | $25.00 | 12/28/2009 10:33:15 AM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 10:41:23 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 10:41:49 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 10:34:52 AM |
| Supernick | $25.00 | $25.00 | 12/28/2009 10:35:33 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 10:35:49 AM |
| oreyedoc | $25.00 | $25.00 | 12/28/2009 10:41:36 AM |
| jonbozeman | $25.00 | $25.00 | 12/28/2009 10:42:06 AM |
| charming-point | $250.00 | $250.00 | 12/28/2009 10:42:14 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/28/2009 10:43:18 AM |
| Buffer10 | $100.00 | $100.00 | 12/28/2009 10:43:21 AM |
| Cai8899 | $30.00 | $30.00 | 12/28/2009 10:41:29 AM |
| ryan23 | $25.00 | $25.00 | 12/28/2009 10:43:59 AM |
| Zolton | $200.00 | $95.95 | 12/28/2009 10:44:10 AM |
| Auburnmist | $25.00 | $25.00 | 12/28/2009 10:42:01 AM |
| teller | $25.00 | $25.00 | 12/28/2009 10:42:22 AM |
| saffron4 | $25.00 | $25.00 | 12/28/2009 10:42:49 AM |
| VBAces | $25.00 | $25.00 | 12/28/2009 10:42:58 AM |
| WalnutCreekguy | $25.00 | $25.00 | 12/28/2009 10:43:07 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:43:10 AM |
| tsquared_030 | $25.00 | $25.00 | 12/28/2009 10:43:46 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 9:28:01 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:33:32 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:35:01 AM |
| CASHGIRL | $25.00 | $25.00 | 12/28/2009 9:35:16 AM |
| AceInTheHole | $25.00 | $25.00 | 12/28/2009 9:35:18 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:33:47 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 9:35:55 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 9:34:14 AM |
| likeable-openness | $25.00 | $25.00 | 12/28/2009 9:36:18 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 9:36:21 AM |
| whynormal | $25.00 | $25.00 | 12/28/2009 9:37:37 AM |
| KevinC_63366 | $25.00 | $25.00 | 12/28/2009 9:35:23 AM |
| vivixmedia | $25.00 | $25.00 | 12/28/2009 9:36:33 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:39:29 AM |
| silver-armada | $50.00 | $50.00 | 12/28/2009 9:39:40 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/28/2009 9:39:50 AM |
| snoopey100 | $25.00 | $25.00 | 12/28/2009 9:39:02 AM |
| HarryRoberts | $50.00 | $50.00 | 12/28/2009 9:34:05 AM |
| SFBank | $200.00 | $200.00 | 12/28/2009 9:39:36 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:34:11 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 12/28/2009 9:41:45 AM |
| gizzywump | $25.00 | $25.00 | 12/28/2009 9:34:16 AM |
| topher515 | $25.00 | $25.00 | 12/28/2009 9:40:18 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:40:41 AM |
| randsenterprise | $25.00 | $25.00 | 12/28/2009 9:34:51 AM |
| fareast_man | $25.00 | $25.00 | 12/28/2009 9:41:04 AM |
| Katburg | $25.00 | $25.00 | 12/28/2009 9:34:58 AM |
| salala | $25.00 | $25.00 | 12/28/2009 9:41:26 AM |
| jldallover | $25.00 | $25.00 | 12/28/2009 9:41:42 AM |
| PatRichi | $25.00 | $25.00 | 12/28/2009 9:35:41 AM |
| benjo | $25.00 | $25.00 | 12/28/2009 9:36:29 AM |
| invisible_hand | $31.39 | $31.39 | 12/28/2009 9:48:59 AM |
| trustu | $25.00 | $25.00 | 12/28/2009 9:39:34 AM |
| ErikB | $25.00 | $25.00 | 12/28/2009 9:41:12 AM |
| bluprntguy | $25.00 | $25.00 | 12/28/2009 9:41:40 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:41:52 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:29:41 AM |
| moola-phase | $25.00 | $25.00 | 12/28/2009 10:29:46 AM |
| rdecartus | $25.00 | $25.00 | 12/28/2009 10:29:48 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/28/2009 10:30:24 AM |
| bnlforever | $25.00 | $25.00 | 12/28/2009 10:32:09 AM |
| skro | $25.00 | $25.00 | 12/28/2009 10:32:19 AM |
| secobarbital | $25.00 | $25.00 | 12/28/2009 10:33:20 AM |
| exact-loan5 | $30.00 | $30.00 | 12/28/2009 10:34:00 AM |
| delivery | $25.00 | $25.00 | 12/28/2009 10:29:50 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:30:05 AM |
| 108lender | $75.00 | $75.00 | 12/28/2009 10:34:55 AM |
| JSDIG | $25.00 | $25.00 | 12/28/2009 10:27:59 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 10:35:38 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:31:15 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:31:32 AM |
| falcon88dp | $25.00 | $25.00 | 12/28/2009 10:28:45 AM |
| redbomb5 | $25.00 | $25.00 | 12/28/2009 10:28:56 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 10:29:35 AM |
| louisianalender | $100.00 | $100.00 | 12/28/2009 10:33:27 AM |
| purdue98 | $25.00 | $25.00 | 12/28/2009 10:30:36 AM |
| worldly-gold | $25.00 | $25.00 | 12/28/2009 10:31:25 AM |
| andrewnar | $25.00 | $25.00 | 12/28/2009 10:34:10 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 10:34:15 AM |
| GeorgiaCredit | $25.00 | $25.00 | 12/28/2009 10:31:56 AM |
| contract-neutron | $25.00 | $25.00 | 12/28/2009 10:34:48 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 10:35:09 AM |
| steves73 | $25.00 | $25.00 | 12/28/2009 10:32:36 AM |
| DRA-Properties | $25.00 | $25.00 | 12/28/2009 10:32:45 AM |
| Bank42 | $50.00 | $50.00 | 12/28/2009 10:33:53 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 10:34:31 AM |
| astute-dollar | $25.00 | $25.00 | 12/28/2009 10:42:19 AM |
| mrbill5548 | $100.00 | $100.00 | 12/28/2009 10:35:01 AM |
| benevolent-bonus | $25.00 | $25.00 | 12/28/2009 10:42:41 AM |
| p123 | $25.00 | $25.00 | 12/28/2009 10:42:46 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:35:18 AM |
| value-pole | $25.00 | $25.00 | 12/28/2009 10:43:03 AM |
| Vreet | $25.00 | $25.00 | 12/28/2009 10:43:50 AM |
| hope-equation | $50.00 | $50.00 | 12/28/2009 10:42:09 AM |
| accordion8 | $25.00 | $25.00 | 12/28/2009 10:42:30 AM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/28/2009 10:42:54 AM |
| a-special-power | $25.00 | $25.00 | 12/28/2009 10:43:29 AM |
| blooming-dedication | $50.00 | $50.00 | 12/28/2009 10:43:37 AM |
| crenen139 | $25.00 | $25.00 | 12/28/2009 10:43:53 AM |
| AKJagMan | $25.00 | $25.00 | 12/28/2009 10:41:56 AM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 10:45:00 AM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/28/2009 10:42:34 AM |
| cognizant-wealth | $25.00 | $25.00 | 12/28/2009 10:43:42 AM |
| forthright-dedication | $75.99 | $75.99 | 12/28/2009 10:44:04 AM |
| 175 bids
|
Borrower Payment Dependent Notes Series
439814
This series of Notes was issued and sold upon the funding of the borrower loan #40271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $323.50 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $307.80 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,366 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 67% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dbrownell |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $22,499.00 | < mo. late:
| 1
( 2% )
| 640-659
(Feb-2008)
660-679
(Mar-2007)
|
|
Principal balance:
| $3,413.69 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Great Prosper History 3rd loan
I?m a 3rd
time Prosper borrower and have already paid off my 1st early. Three years ago I was in major need of help from lenders and no one
could help but Prosper.Today, I show 8 delinquencies but they are 3 years old.? Since my first Prosper loan I have improved my financial position and have never let the Prosper lenders down. I will use this loan to purchase a Toyota Camry 2006 with low miles and very clean.? It's being done by a family member willing to help out with my need for a reliable family car.? I'm a great candidate for this loan please review my payment history with Prosper and my improved credit score and I will continue to improve if I get this loan. Gross monthly income 5,000Mortgage 2,200Credit Cards 200?2 Prosper loan244
Gas/Insurance? 240House bills?600Taxes300Health Ins150Total Available1,066
will pay $650 for this loan and the balance to start saving.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| AF-Chief | $28.00 | $28.00 | 12/28/2009 9:23:03 AM |
| IIP77 | $25.00 | $25.00 | 12/28/2009 9:26:48 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:33:32 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:33:48 AM |
| HarryRoberts | $50.00 | $50.00 | 12/28/2009 9:34:04 AM |
| AceInTheHole | $25.00 | $25.00 | 12/28/2009 9:35:19 AM |
| natecam | $25.00 | $25.00 | 12/28/2009 9:35:30 AM |
| loan-squadron | $30.00 | $30.00 | 12/28/2009 9:36:07 AM |
| gizzywump | $25.00 | $25.00 | 12/28/2009 9:34:16 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 9:36:21 AM |
| fortytwo | $50.00 | $50.00 | 12/28/2009 9:36:49 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 9:37:02 AM |
| djh47a | $25.00 | $25.00 | 12/28/2009 9:37:06 AM |
| whynormal | $25.00 | $25.00 | 12/28/2009 9:37:36 AM |
| Slend49 | $25.00 | $25.00 | 12/28/2009 9:38:06 AM |
| listing-trapper3 | $50.00 | $50.00 | 12/28/2009 9:38:28 AM |
| vivixmedia | $25.00 | $25.00 | 12/28/2009 9:36:33 AM |
| 54CHEVY | $55.57 | $55.57 | 12/28/2009 9:39:15 AM |
| trustu | $25.00 | $25.00 | 12/28/2009 9:39:33 AM |
| topher515 | $25.00 | $25.00 | 12/28/2009 9:40:19 AM |
| docktah | $25.00 | $25.00 | 12/28/2009 9:38:38 AM |
| witty-principal | $25.00 | $25.00 | 12/28/2009 9:39:10 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:33:51 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:39:29 AM |
| thedreamer | $25.00 | $25.00 | 12/28/2009 9:40:36 AM |
| KevinC_63366 | $25.00 | $25.00 | 12/28/2009 9:35:24 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:41:50 AM |
| Hondo | $25.00 | $25.00 | 12/28/2009 9:35:38 AM |
| PatRichi | $25.00 | $25.00 | 12/28/2009 9:35:42 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 9:35:54 AM |
| likeable-openness | $25.00 | $25.00 | 12/28/2009 9:36:18 AM |
| benjo | $25.00 | $25.00 | 12/28/2009 9:36:28 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/28/2009 9:38:11 AM |
| mswmba | $25.00 | $25.00 | 12/28/2009 9:38:17 AM |
| silver-armada | $50.00 | $50.00 | 12/28/2009 9:39:39 AM |
| ErikB | $25.00 | $25.00 | 12/28/2009 9:41:13 AM |
| JSDIG | $25.00 | $25.00 | 12/28/2009 10:27:58 AM |
| bnlforever | $25.00 | $25.00 | 12/28/2009 10:32:10 AM |
| falcon88dp | $25.00 | $25.00 | 12/28/2009 10:28:44 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:29:40 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 10:34:44 AM |
| 108lender | $75.00 | $75.00 | 12/28/2009 10:34:55 AM |
| xzec777 | $25.00 | $25.00 | 12/28/2009 10:30:55 AM |
| redbomb5 | $25.00 | $25.00 | 12/28/2009 10:28:57 AM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/28/2009 10:32:54 AM |
| rob1971 | $25.00 | $25.00 | 12/28/2009 10:33:13 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:30:05 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/28/2009 10:30:23 AM |
| Dubbs360 | $100.00 | $100.00 | 12/28/2009 10:30:31 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:31:31 AM |
| GeorgiaCredit | $25.00 | $25.00 | 12/28/2009 10:31:52 AM |
| SirJev | $25.00 | $25.00 | 12/28/2009 10:34:24 AM |
| sdgrowth | $25.00 | $25.00 | 12/28/2009 10:34:41 AM |
| Supernick | $25.00 | $25.00 | 12/28/2009 10:35:33 AM |
| louisianalender | $100.00 | $100.00 | 12/28/2009 10:33:28 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 10:34:31 AM |
| contract-neutron | $25.00 | $25.00 | 12/28/2009 10:34:47 AM |
| mrbill5548 | $100.00 | $100.00 | 12/28/2009 10:35:02 AM |
| WalnutCreekguy | $25.00 | $25.00 | 12/28/2009 10:43:07 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 10:35:39 AM |
| ryan23 | $25.00 | $25.00 | 12/28/2009 10:43:59 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:44:37 AM |
| dedicated-diversification5 | $170.00 | $170.00 | 12/28/2009 10:44:45 AM |
| spitzbergen | $25.00 | $25.00 | 12/28/2009 10:44:50 AM |
| Cai8899 | $30.00 | $30.00 | 12/28/2009 10:41:28 AM |
| Auburnmist | $25.00 | $25.00 | 12/28/2009 10:42:01 AM |
| hope-equation | $50.00 | $50.00 | 12/28/2009 10:42:09 AM |
| teller | $25.00 | $25.00 | 12/28/2009 10:42:22 AM |
| accordion8 | $25.00 | $25.00 | 12/28/2009 10:42:29 AM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/28/2009 10:42:53 AM |
| VBAces | $25.00 | $25.00 | 12/28/2009 10:42:58 AM |
| a-special-power | $25.00 | $25.00 | 12/28/2009 10:43:29 AM |
| oreyedoc | $25.00 | $25.00 | 12/28/2009 10:41:37 AM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 10:44:35 AM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 10:44:39 AM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/28/2009 10:42:34 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/28/2009 10:43:17 AM |
| blooming-dedication | $50.00 | $50.00 | 12/28/2009 10:43:36 AM |
| crenen139 | $25.00 | $25.00 | 12/28/2009 10:43:54 AM |
| forthright-dedication | $100.00 | $100.00 | 12/28/2009 10:44:03 AM |
| elegant-income3 | $25.00 | $25.00 | 12/28/2009 10:44:14 AM |
| Kaj | $25.00 | $25.00 | 12/28/2009 10:44:27 AM |
| kaykarun | $25.00 | $25.00 | 12/28/2009 10:55:01 AM |
| blue_skies_ahead | $25.00 | $25.00 | 12/28/2009 10:57:33 AM |
| Purposeful | $25.00 | $25.00 | 12/28/2009 10:58:02 AM |
| GuardianAL | $25.00 | $25.00 | 12/28/2009 10:58:16 AM |
| georgethesir | $25.00 | $25.00 | 12/28/2009 10:58:42 AM |
| Clemens104 | $50.00 | $50.00 | 12/28/2009 10:56:00 AM |
| beakerfish | $25.00 | $25.00 | 12/28/2009 10:53:28 AM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 11:13:04 AM |
| inspiring-reward | $25.00 | $25.00 | 12/28/2009 10:57:50 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:10 AM |
| Orca-man | $100.00 | $100.00 | 12/28/2009 10:58:13 AM |
| WilliamLeeSims | $25.00 | $24.89 | 12/28/2009 11:08:54 AM |
| RainyDayFunds | $25.00 | $25.00 | 12/28/2009 12:04:38 PM |
| dynamic-capital | $25.00 | $25.00 | 12/28/2009 11:07:12 AM |
| UCLA4life | $25.00 | $25.00 | 12/28/2009 11:14:19 AM |
| Jorgef741 | $36.69 | $36.69 | 12/28/2009 11:50:26 AM |
| yeti888 | $25.00 | $25.00 | 12/28/2009 9:27:57 AM |
| Lam0nt | $25.00 | $25.00 | 12/28/2009 9:27:54 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 9:28:01 AM |
| triumph329 | $25.00 | $25.00 | 12/28/2009 9:28:14 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 9:34:21 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 9:34:29 AM |
| CAGE-Investments | $50.00 | $50.00 | 12/28/2009 9:34:37 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 9:34:40 AM |
| randsenterprise | $25.00 | $25.00 | 12/28/2009 9:34:51 AM |
| Katburg | $25.00 | $25.00 | 12/28/2009 9:34:57 AM |
| ouyangers | $25.00 | $25.00 | 12/28/2009 9:35:12 AM |
| mathprof | $25.00 | $25.00 | 12/28/2009 9:33:37 AM |
| ben10jen | $25.00 | $25.00 | 12/28/2009 9:35:35 AM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/28/2009 9:35:50 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:34:10 AM |
| ghinga | $25.00 | $25.00 | 12/28/2009 9:34:44 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/28/2009 9:34:48 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:35:01 AM |
| CASHGIRL | $25.00 | $25.00 | 12/28/2009 9:35:16 AM |
| drumcorpsnut | $25.00 | $25.00 | 12/28/2009 9:37:50 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:35:46 AM |
| aznmikelee | $25.00 | $25.00 | 12/28/2009 9:35:59 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 9:36:12 AM |
| money-explorer3 | $25.00 | $25.00 | 12/28/2009 9:39:12 AM |
| zen1cent | $25.00 | $25.00 | 12/28/2009 9:37:14 AM |
| slico | $25.00 | $25.00 | 12/28/2009 9:39:20 AM |
| socalavi8tor | $25.00 | $25.00 | 12/28/2009 9:37:46 AM |
| LJLender | $50.00 | $50.00 | 12/28/2009 9:38:14 AM |
| oldmora | $50.00 | $50.00 | 12/28/2009 9:38:21 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:40:41 AM |
| SDNLR | $25.00 | $25.00 | 12/28/2009 9:33:45 AM |
| leodaguy | $25.00 | $25.00 | 12/28/2009 9:41:20 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:41:34 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 9:34:13 AM |
| etraboulay | $25.00 | $25.00 | 12/28/2009 9:40:28 AM |
| systemlender | $25.00 | $25.00 | 12/28/2009 9:34:32 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 9:34:54 AM |
| mickeyroi | $25.00 | $25.00 | 12/28/2009 9:41:17 AM |
| TheCount | $25.00 | $25.00 | 12/28/2009 9:35:05 AM |
| SpareChangeHero | $25.00 | $25.00 | 12/28/2009 9:41:32 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 12/28/2009 9:41:46 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 9:36:55 AM |
| towering-compassion | $25.00 | $25.00 | 12/28/2009 9:48:55 AM |
| shiny-dollar9 | $25.00 | $25.00 | 12/28/2009 9:41:59 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 10:29:34 AM |
| ChrisTJ | $25.00 | $25.00 | 12/28/2009 10:30:02 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 10:30:16 AM |
| purdue98 | $25.00 | $25.00 | 12/28/2009 10:30:36 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:31:14 AM |
| FeedTheMachine | $200.00 | $200.00 | 12/28/2009 10:26:09 AM |
| worldly-gold | $25.00 | $25.00 | 12/28/2009 10:31:24 AM |
| steves73 | $25.00 | $25.00 | 12/28/2009 10:32:36 AM |
| GElender | $25.00 | $25.00 | 12/28/2009 10:33:15 AM |
| fcb202 | $25.00 | $25.00 | 12/28/2009 10:33:40 AM |
| loan-master996 | $50.00 | $50.00 | 12/28/2009 10:33:48 AM |
| tractorman | $25.00 | $25.00 | 12/28/2009 10:34:35 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 10:29:56 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:35:18 AM |
| JAVEHE | $25.00 | $25.00 | 12/28/2009 10:31:47 AM |
| copper | $30.00 | $30.00 | 12/28/2009 10:28:39 AM |
| dime-beeper | $25.00 | $25.00 | 12/28/2009 10:32:03 AM |
| skro | $25.00 | $25.00 | 12/28/2009 10:32:20 AM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/28/2009 10:32:26 AM |
| melodious-fairness | $25.00 | $25.00 | 12/28/2009 10:32:32 AM |
| DRA-Properties | $25.00 | $25.00 | 12/28/2009 10:32:45 AM |
| moola-phase | $25.00 | $25.00 | 12/28/2009 10:29:45 AM |
| delivery | $25.00 | $25.00 | 12/28/2009 10:29:51 AM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 10:32:59 AM |
| greenwell | $25.00 | $25.00 | 12/28/2009 10:33:44 AM |
| Bank42 | $50.00 | $50.00 | 12/28/2009 10:33:52 AM |
| exact-loan5 | $30.00 | $30.00 | 12/28/2009 10:33:58 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 10:34:05 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 10:35:09 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 10:35:48 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:35:56 AM |
| secobarbital | $25.00 | $25.00 | 12/28/2009 10:33:20 AM |
| andrewnar | $25.00 | $25.00 | 12/28/2009 10:34:09 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 10:34:14 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:34:20 AM |
| DrZoidberg | $25.00 | $25.00 | 12/28/2009 10:41:42 AM |
| AKJagMan | $25.00 | $25.00 | 12/28/2009 10:41:57 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 10:34:51 AM |
| puifais | $25.00 | $25.00 | 12/28/2009 10:35:24 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:43:11 AM |
| cognizant-wealth | $25.00 | $25.00 | 12/28/2009 10:43:41 AM |
| Zolton | $200.00 | $200.00 | 12/28/2009 10:44:10 AM |
| MissionMicroFinance | $25.00 | $25.00 | 12/28/2009 10:44:33 AM |
| honorable-yield | $35.00 | $35.00 | 12/28/2009 10:44:51 AM |
| jonbozeman | $25.00 | $25.00 | 12/28/2009 10:42:05 AM |
| astute-dollar | $25.00 | $25.00 | 12/28/2009 10:42:19 AM |
| Buffer10 | $100.00 | $100.00 | 12/28/2009 10:43:22 AM |
| Vreet | $25.00 | $25.00 | 12/28/2009 10:43:49 AM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 10:41:22 AM |
| appcoder | $25.00 | $25.00 | 12/28/2009 10:41:31 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 10:41:48 AM |
| CarDealer3070 | $30.00 | $30.00 | 12/28/2009 10:44:54 AM |
| charming-point | $250.00 | $250.00 | 12/28/2009 10:42:14 AM |
| benevolent-bonus | $25.00 | $25.00 | 12/28/2009 10:42:40 AM |
| p123 | $25.00 | $25.00 | 12/28/2009 10:42:45 AM |
| saffron4 | $25.00 | $25.00 | 12/28/2009 10:42:50 AM |
| value-pole | $25.00 | $25.00 | 12/28/2009 10:43:03 AM |
| tsquared_030 | $25.00 | $25.00 | 12/28/2009 10:43:45 AM |
| impeccable-transparency | $50.00 | $50.00 | 12/28/2009 10:44:17 AM |
| elevated-platinum5 | $25.00 | $25.00 | 12/28/2009 10:44:20 AM |
| euro-mirth | $25.00 | $25.00 | 12/28/2009 10:44:22 AM |
| AF_Trust | $25.00 | $25.00 | 12/28/2009 10:44:31 AM |
| dinero-mason | $50.00 | $50.00 | 12/28/2009 10:44:41 AM |
| Turtlebear44 | $25.00 | $25.00 | 12/28/2009 10:44:48 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 10:54:40 AM |
| kmprospeo | $50.00 | $50.00 | 12/28/2009 10:55:47 AM |
| punctual-worth | $25.00 | $25.00 | 12/28/2009 10:57:17 AM |
| asmithj | $25.00 | $25.00 | 12/28/2009 10:57:36 AM |
| bondhedger | $25.00 | $25.00 | 12/28/2009 10:58:11 AM |
| mbell | $25.00 | $25.00 | 12/28/2009 10:54:07 AM |
| dashawn | $25.00 | $25.00 | 12/28/2009 11:07:32 AM |
| profit-commander | $36.85 | $36.85 | 12/28/2009 11:08:52 AM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 10:53:19 AM |
| CROBRUN | $25.00 | $25.00 | 12/28/2009 10:57:03 AM |
| spreadgoodwill | $25.00 | $25.00 | 12/28/2009 10:54:26 AM |
| rooosta | $25.00 | $25.00 | 12/28/2009 10:57:46 AM |
| asoldier | $43.00 | $43.00 | 12/28/2009 11:08:51 AM |
| dough-rocket | $50.00 | $50.00 | 12/28/2009 12:40:39 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/28/2009 3:14:20 PM |
| 221 bids
|
Borrower Payment Dependent Notes Series
439922
This series of Notes was issued and sold upon the funding of the borrower loan #40218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $447.81 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $447.48 |
| |
|
Auction yield range:
| 4.20% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,873 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| commitment-prospector3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
byebyedebt
Purpose of loan:
This loan will be used to? pay off high intrest credit cards
My financial situation:
I am a good candidate for this loan because? I have a secure job which cannot be taken away from me without an act of congress.? My wife and I both work and have good credit.? I do not miss payments and am low risk.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 9:17:36 AM |
| Interloper | $25.00 | $25.00 | 12/28/2009 9:19:23 AM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 9:20:17 AM |
| jdrez | $25.00 | $25.00 | 12/28/2009 9:20:33 AM |
| Tahoeguy | $25.00 | $25.00 | 12/28/2009 9:21:58 AM |
| Supernick | $100.00 | $100.00 | 12/28/2009 9:24:50 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:26:39 AM |
| cozy-note | $100.00 | $100.00 | 12/28/2009 9:17:21 AM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 9:17:25 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 9:25:25 AM |
| Lilred7879 | $50.00 | $50.00 | 12/28/2009 9:18:17 AM |
| jibe-set | $50.00 | $50.00 | 12/28/2009 9:28:32 AM |
| funds-promiser | $39.60 | $39.60 | 12/28/2009 9:27:02 AM |
| TheoProf | $50.00 | $50.00 | 12/28/2009 9:30:19 AM |
| cptproton | $25.00 | $25.00 | 12/28/2009 9:30:29 AM |
| poeman | $25.00 | $25.00 | 12/28/2009 9:28:40 AM |
| 7588WorkingGuy | $25.00 | $25.00 | 12/28/2009 9:29:12 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 9:32:22 AM |
| the-silver-blaster | $70.00 | $70.00 | 12/28/2009 9:30:47 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 9:32:36 AM |
| VentureExplorer | $25.00 | $25.00 | 12/28/2009 9:28:44 AM |
| economy-structure9 | $25.00 | $25.00 | 12/28/2009 9:31:19 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 9:31:33 AM |
| Tc11902 | $25.00 | $25.00 | 12/28/2009 9:32:45 AM |
| BuffetRocks | $50.00 | $50.00 | 12/28/2009 9:33:03 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 9:39:47 AM |
| selfmademan | $25.00 | $25.00 | 12/28/2009 9:44:10 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:44:34 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/28/2009 9:45:02 AM |
| Fiimg | $50.00 | $50.00 | 12/28/2009 9:47:46 AM |
| dunox | $25.00 | $25.00 | 12/28/2009 9:49:26 AM |
| silver-armada | $83.82 | $83.82 | 12/28/2009 9:50:00 AM |
| calm-deal7 | $25.00 | $25.00 | 12/28/2009 9:44:00 AM |
| foxy-fund | $50.00 | $50.00 | 12/28/2009 9:52:30 AM |
| head | $25.00 | $25.00 | 12/28/2009 9:52:43 AM |
| kmr2 | $50.00 | $50.00 | 12/28/2009 9:53:06 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:53:46 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 9:55:04 AM |
| Josta | $50.00 | $50.00 | 12/28/2009 9:55:14 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 9:56:20 AM |
| ghinga | $50.00 | $50.00 | 12/28/2009 9:56:44 AM |
| srilm | $25.00 | $25.00 | 12/28/2009 9:57:09 AM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 9:58:06 AM |
| dparkhom | $25.00 | $25.00 | 12/28/2009 9:51:12 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 9:58:14 AM |
| radiant-fund | $25.00 | $25.00 | 12/28/2009 9:51:21 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 9:56:57 AM |
| littlemonkey | $25.00 | $25.00 | 12/28/2009 9:52:39 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 9:57:56 AM |
| trade-pumpkin | $25.00 | $25.00 | 12/28/2009 10:00:05 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/28/2009 9:58:49 AM |
| Siafu | $25.00 | $25.00 | 12/28/2009 9:54:16 AM |
| payout-achievement | $40.00 | $40.00 | 12/28/2009 10:01:10 AM |
| punctual-power7 | $25.00 | $25.00 | 12/28/2009 9:59:05 AM |
| bchen78875 | $25.00 | $25.00 | 12/28/2009 10:01:46 AM |
| wayman | $50.00 | $50.00 | 12/28/2009 10:02:15 AM |
| wiltonbound | $25.00 | $25.00 | 12/28/2009 10:02:37 AM |
| PhalanxBulldog | $25.00 | $25.00 | 12/28/2009 9:55:55 AM |
| duty-monger | $50.00 | $50.00 | 12/28/2009 10:03:09 AM |
| roto | $25.00 | $25.00 | 12/28/2009 10:03:42 AM |
| RetiredATC | $25.00 | $25.00 | 12/28/2009 10:01:40 AM |
| kchen486 | $25.00 | $25.00 | 12/28/2009 10:04:17 AM |
| techvet | $25.00 | $25.00 | 12/28/2009 10:04:49 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 9:58:19 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:00:22 AM |
| tremendous-payment | $25.00 | $25.00 | 12/28/2009 10:00:51 AM |
| credit-kahuna | $100.00 | $100.00 | 12/28/2009 10:01:00 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:01:18 AM |
| exact-loan5 | $25.00 | $25.00 | 12/28/2009 10:05:50 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/28/2009 10:09:01 AM |
| rolandweary | $40.00 | $40.00 | 12/28/2009 10:01:33 AM |
| TennSquire | $25.00 | $25.00 | 12/28/2009 10:05:57 AM |
| benefit-squirrel | $30.00 | $30.00 | 12/28/2009 10:02:26 AM |
| Banker7371 | $25.00 | $25.00 | 12/28/2009 10:09:51 AM |
| MoneyMaker249 | $25.00 | $25.00 | 12/28/2009 10:10:18 AM |
| standanddeliver | $25.00 | $25.00 | 12/28/2009 10:07:10 AM |
| adir1 | $25.00 | $25.00 | 12/28/2009 10:10:26 AM |
| microlendblvr | $150.00 | $150.00 | 12/28/2009 10:11:06 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/28/2009 10:03:18 AM |
| hope-eagle6 | $25.00 | $25.00 | 12/28/2009 10:03:25 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/28/2009 10:04:07 AM |
| Kmac_Lending | $25.00 | $25.00 | 12/28/2009 10:08:21 AM |
| tidy-dime | $25.00 | $25.00 | 12/28/2009 10:08:27 AM |
| DRA-Properties | $25.00 | $25.00 | 12/28/2009 10:09:14 AM |
| skiingawfs | $25.00 | $25.00 | 12/28/2009 10:12:29 AM |
| CSUgrad08 | $25.00 | $25.00 | 12/28/2009 10:13:08 AM |
| bigphish | $25.00 | $25.00 | 12/28/2009 10:13:40 AM |
| crazycool | $25.00 | $25.00 | 12/28/2009 10:13:54 AM |
| sloan | $25.00 | $25.00 | 12/28/2009 10:06:52 AM |
| schpere | $25.00 | $25.00 | 12/28/2009 10:11:30 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/28/2009 10:11:38 AM |
| melodious-fairness | $25.00 | $25.00 | 12/28/2009 10:07:41 AM |
| money2k | $25.00 | $25.00 | 12/28/2009 10:07:46 AM |
| LenderByDay | $25.00 | $25.00 | 12/28/2009 10:08:06 AM |
| dmfog | $25.00 | $25.00 | 12/28/2009 10:12:45 AM |
| dollar-oracle55 | $25.00 | $25.00 | 12/28/2009 10:09:38 AM |
| payout-point | $50.00 | $50.00 | 12/28/2009 10:16:33 AM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/28/2009 10:16:38 AM |
| don8ter | $25.00 | $25.00 | 12/28/2009 10:16:45 AM |
| Bank42 | $50.00 | $50.00 | 12/28/2009 10:16:51 AM |
| worklessmakemore | $25.00 | $25.00 | 12/28/2009 10:17:01 AM |
| peso-colonel | $25.00 | $25.00 | 12/28/2009 10:15:02 AM |
| puifais | $25.00 | $25.00 | 12/28/2009 10:15:08 AM |
| miked8303 | $25.00 | $25.00 | 12/28/2009 10:17:46 AM |
| value-pole | $25.00 | $25.00 | 12/28/2009 10:17:52 AM |
| RICHMONDREB | $25.00 | $25.00 | 12/28/2009 10:11:24 AM |
| bonus-buddy2 | $35.00 | $35.00 | 12/28/2009 10:18:19 AM |
| commitment-forte6 | $25.00 | $25.00 | 12/28/2009 10:15:54 AM |
| harperpotok | $100.00 | $100.00 | 12/28/2009 10:19:21 AM |
| Macinvest | $25.00 | $25.00 | 12/28/2009 10:19:37 AM |
| SnE | $25.00 | $25.00 | 12/28/2009 10:19:54 AM |
| accordion8 | $50.00 | $50.00 | 12/28/2009 10:20:01 AM |
| special-responsibility | $25.00 | $25.00 | 12/28/2009 10:17:08 AM |
| 18th_beachbum | $25.00 | $25.00 | 12/28/2009 10:14:15 AM |
| Katburg | $35.00 | $35.00 | 12/28/2009 10:14:24 AM |
| lloyd_s | $25.00 | $25.00 | 12/28/2009 10:17:37 AM |
| fair-funds | $25.00 | $25.00 | 12/28/2009 10:20:39 AM |
| Lightlife | $50.00 | $50.00 | 12/28/2009 10:18:00 AM |
| Steveoo1 | $25.00 | $25.00 | 12/28/2009 10:15:32 AM |
| community-pipeline8 | $50.00 | $50.00 | 12/28/2009 10:21:17 AM |
| Interstate_Rate | $500.00 | $500.00 | 12/28/2009 10:16:17 AM |
| anders94 | $25.00 | $25.00 | 12/28/2009 10:21:41 AM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 10:16:22 AM |
| chicco | $80.00 | $80.00 | 12/28/2009 10:18:41 AM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/28/2009 10:22:04 AM |
| cpaphoto | $25.00 | $25.00 | 12/28/2009 10:22:14 AM |
| harmonious-revenue7 | $25.00 | $25.00 | 12/28/2009 10:22:19 AM |
| mikeandcat | $50.00 | $50.00 | 12/28/2009 10:17:12 AM |
| Dutchhunter | $25.00 | $25.00 | 12/28/2009 10:19:11 AM |
| sensible-order2 | $25.00 | $25.00 | 12/28/2009 10:22:33 AM |
| bountiful-bazaar | $25.00 | $25.00 | 12/28/2009 10:24:11 AM |
| ThomasCrown | $30.00 | $30.00 | 12/28/2009 10:19:06 AM |
| dignified-finance | $25.00 | $25.00 | 12/28/2009 10:19:16 AM |
| PHI4308 | $25.00 | $25.00 | 12/28/2009 10:25:34 AM |
| digitalrinaldo | $25.00 | $25.00 | 12/28/2009 10:19:31 AM |
| credit-force5 | $25.00 | $25.00 | 12/28/2009 10:25:42 AM |
| payout-equalizer8 | $25.00 | $25.00 | 12/28/2009 10:20:15 AM |
| junctionking | $25.00 | $25.00 | 12/28/2009 10:22:24 AM |
| deal-pioneer1 | $25.00 | $25.00 | 12/28/2009 10:20:45 AM |
| peaceful-return2 | $25.00 | $25.00 | 12/28/2009 10:22:49 AM |
| jackbauer | $25.00 | $25.00 | 12/28/2009 10:27:23 AM |
| elevated-platinum5 | $50.00 | $50.00 | 12/28/2009 10:20:51 AM |
| socialbanker | $25.00 | $25.00 | 12/28/2009 10:23:14 AM |
| visionary-community | $25.00 | $25.00 | 12/28/2009 10:23:55 AM |
| terryaj | $25.00 | $25.00 | 12/28/2009 10:24:03 AM |
| kenji4861 | $25.00 | $25.00 | 12/28/2009 10:29:25 AM |
| shanedog | $25.00 | $25.00 | 12/28/2009 10:24:57 AM |
| CPDDDS | $50.00 | $50.00 | 12/28/2009 10:23:31 AM |
| thoughtful-community7 | $25.00 | $25.00 | 12/28/2009 10:23:44 AM |
| 30Sky | $25.00 | $25.00 | 12/28/2009 10:23:47 AM |
| bluechip | $25.00 | $25.00 | 12/28/2009 10:27:34 AM |
| Archchancellor | $25.00 | $25.00 | 12/28/2009 10:24:07 AM |
| JMJIluss | $25.00 | $25.00 | 12/28/2009 10:25:04 AM |
| mac415 | $25.00 | $25.00 | 12/28/2009 10:26:43 AM |
| ray1051 | $25.00 | $25.00 | 12/28/2009 10:38:10 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/28/2009 10:40:34 AM |
| grampy48 | $25.00 | $25.00 | 12/28/2009 10:36:46 AM |
| nuclearmoose | $25.00 | $25.00 | 12/28/2009 10:37:21 AM |
| BlindProphet | $25.00 | $25.00 | 12/28/2009 10:37:41 AM |
| CaptainBlueberry | $25.00 | $25.00 | 12/28/2009 10:37:50 AM |
| HamletTower | $25.00 | $25.00 | 12/28/2009 10:37:59 AM |
| ijspence | $25.00 | $25.00 | 12/28/2009 10:40:20 AM |
| forthright-dedication | $25.00 | $25.00 | 12/28/2009 10:46:34 AM |
| serpentine | $50.00 | $50.00 | 12/28/2009 10:38:52 AM |
| dedicated-diversification5 | $75.00 | $75.00 | 12/28/2009 10:46:40 AM |
| respectful-note | $25.00 | $25.00 | 12/28/2009 10:46:46 AM |
| asdf9876 | $25.00 | $25.00 | 12/28/2009 10:39:16 AM |
| kvandivo | $25.00 | $25.00 | 12/28/2009 10:47:44 AM |
| blukestrel | $25.00 | $25.00 | 12/28/2009 10:40:09 AM |
| noble-vigilance9 | $25.00 | $25.00 | 12/28/2009 10:40:47 AM |
| Taxman44 | $25.00 | $25.00 | 12/28/2009 10:48:51 AM |
| winlender | $25.00 | $25.00 | 12/28/2009 10:41:15 AM |
| open-minded-credit4 | $25.00 | $25.00 | 12/28/2009 10:45:59 AM |
| Attract | $25.00 | $25.00 | 12/28/2009 10:51:47 AM |
| point-zebra | $25.00 | $25.00 | 12/28/2009 10:46:49 AM |
| Castellan | $25.00 | $25.00 | 12/28/2009 10:48:07 AM |
| Jmatt33 | $25.00 | $25.00 | 12/28/2009 10:45:07 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/28/2009 10:48:14 AM |
| MoneyU4IA | $40.00 | $40.00 | 12/28/2009 10:45:36 AM |
| credit-investor5 | $100.00 | $100.00 | 12/28/2009 10:48:41 AM |
| elasermd | $50.00 | $50.00 | 12/28/2009 10:46:26 AM |
| spenrod | $50.00 | $50.00 | 12/28/2009 10:47:15 AM |
| BankofBen | $250.00 | $250.00 | 12/28/2009 10:50:00 AM |
| Musicman1950 | $25.00 | $25.00 | 12/28/2009 10:47:49 AM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/28/2009 10:47:54 AM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/28/2009 10:49:07 AM |
| magical-greenback | $55.00 | $55.00 | 12/28/2009 10:52:04 AM |
| shamrocker | $25.00 | $25.00 | 12/28/2009 10:52:18 AM |
| loan-warrior | $25.00 | $25.00 | 12/28/2009 10:50:20 AM |
| foxy-vigilance | $25.00 | $25.00 | 12/28/2009 10:50:43 AM |
| ryreesado | $25.00 | $25.00 | 12/28/2009 10:52:46 AM |
| invincible-marketplace | $25.00 | $25.00 | 12/28/2009 10:53:07 AM |
| stable-nickel | $170.00 | $170.00 | 12/28/2009 10:51:35 AM |
| Walkingcowboy | $25.00 | $25.00 | 12/28/2009 10:51:59 AM |
| Jassi | $25.00 | $25.00 | 12/28/2009 10:53:04 AM |
| angelinvestor2 | $25.00 | $25.00 | 12/28/2009 10:53:30 AM |
| trochees | $25.00 | $18.58 | 12/28/2009 10:53:49 AM |
| wonderous-power | $25.00 | $25.00 | 12/29/2009 1:40:59 AM |
| RationalWorld | $25.00 | $25.00 | 12/28/2009 9:17:44 AM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 9:20:03 AM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 9:24:13 AM |
| all_of_that_one | $25.00 | $25.00 | 12/28/2009 9:23:19 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 9:24:22 AM |
| educationfirst | $25.00 | $25.00 | 12/28/2009 9:28:37 AM |
| heng2x | $25.00 | $25.00 | 12/28/2009 9:30:59 AM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 9:24:39 AM |
| skuba | $25.00 | $25.00 | 12/28/2009 9:25:01 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 9:29:39 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 9:29:57 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:26:30 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 9:32:14 AM |
| Cheburashka | $25.00 | $25.00 | 12/28/2009 9:32:58 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/28/2009 9:31:41 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 9:29:47 AM |
| helpinghand75 | $25.00 | $25.00 | 12/28/2009 9:30:34 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 9:31:06 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 9:43:28 AM |
| LAKESPRING | $25.00 | $25.00 | 12/28/2009 9:44:46 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:45:15 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 9:47:57 AM |
| takabanana | $25.00 | $25.00 | 12/28/2009 9:46:31 AM |
| SilverRain | $25.00 | $25.00 | 12/28/2009 9:48:17 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:46:50 AM |
| Phantom99 | $25.00 | $25.00 | 12/28/2009 9:49:41 AM |
| moneysuccess | $25.00 | $25.00 | 12/28/2009 9:50:16 AM |
| elegant-bonus | $25.00 | $25.00 | 12/28/2009 9:50:27 AM |
| plentiful-reward | $50.00 | $50.00 | 12/28/2009 9:50:52 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 9:51:38 AM |
| ibuystk | $50.00 | $50.00 | 12/28/2009 9:51:49 AM |
| julijask | $25.00 | $25.00 | 12/28/2009 9:52:03 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 9:52:54 AM |
| egw | $25.00 | $25.00 | 12/28/2009 9:53:15 AM |
| Trojan1976 | $25.00 | $25.00 | 12/28/2009 9:53:20 AM |
| PeterV | $25.00 | $25.00 | 12/28/2009 9:53:36 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/28/2009 9:54:33 AM |
| jwood3030 | $25.00 | $25.00 | 12/28/2009 9:47:26 AM |
| a-special-power | $25.00 | $25.00 | 12/28/2009 9:54:25 AM |
| currency-prometheus | $25.00 | $25.00 | 12/28/2009 9:55:29 AM |
| Reinadog9 | $25.00 | $25.00 | 12/28/2009 9:49:51 AM |
| agwosdof | $100.00 | $100.00 | 12/28/2009 9:55:38 AM |
| Aquani | $50.00 | $50.00 | 12/28/2009 9:55:45 AM |
| djh47a | $30.00 | $30.00 | 12/28/2009 9:50:40 AM |
| LiquidLender | $25.00 | $25.00 | 12/28/2009 9:56:12 AM |
| Onesiphorus | $25.00 | $25.00 | 12/28/2009 9:50:58 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 9:51:04 AM |
| ocho | $25.00 | $25.00 | 12/28/2009 9:51:31 AM |
| desertoasis | $25.00 | $25.00 | 12/28/2009 9:57:18 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 9:52:20 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 9:57:46 AM |
| elegant-income3 | $30.00 | $30.00 | 12/28/2009 9:59:32 AM |
| E_G | $30.00 | $30.00 | 12/28/2009 10:00:41 AM |
| boater01 | $50.00 | $50.00 | 12/28/2009 9:54:54 AM |
| hitsman | $50.00 | $50.00 | 12/28/2009 10:02:45 AM |
| helpu88 | $25.00 | $25.00 | 12/28/2009 9:56:02 AM |
| shrewd-deal | $25.00 | $25.00 | 12/28/2009 10:02:54 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:00:32 AM |
| thestartuplender | $35.00 | $35.00 | 12/28/2009 10:03:59 AM |
| metro457 | $25.00 | $25.00 | 12/28/2009 9:57:27 AM |
| Picopie | $50.00 | $50.00 | 12/28/2009 10:05:13 AM |
| 54CHEVY | $25.00 | $25.00 | 12/28/2009 10:05:30 AM |
| Pizza-man | $50.00 | $50.00 | 12/28/2009 9:59:20 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 9:59:44 AM |
| astute-dollar | $50.00 | $50.00 | 12/28/2009 9:59:56 AM |
| Kaj | $25.00 | $25.00 | 12/28/2009 10:03:51 AM |
| SNH | $50.00 | $50.00 | 12/28/2009 10:04:57 AM |
| KiwiElf | $25.00 | $25.00 | 12/28/2009 10:07:55 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/28/2009 10:02:07 AM |
| flopcat | $25.00 | $25.00 | 12/28/2009 10:06:22 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/28/2009 10:06:39 AM |
| contract-voltage | $25.00 | $25.00 | 12/28/2009 10:10:00 AM |
| brazilofmux | $100.00 | $100.00 | 12/28/2009 10:07:22 AM |
| sidney102 | $50.00 | $50.00 | 12/28/2009 10:03:04 AM |
| fortytwo | $150.00 | $150.00 | 12/28/2009 10:08:00 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 10:09:05 AM |
| note-tent | $25.00 | $25.00 | 12/28/2009 10:04:33 AM |
| docktah | $50.00 | $50.00 | 12/28/2009 10:12:37 AM |
| diplomatic-point4 | $50.00 | $50.00 | 12/28/2009 10:09:26 AM |
| restless-currency | $25.00 | $25.00 | 12/28/2009 10:09:46 AM |
| AKJagMan | $25.00 | $25.00 | 12/28/2009 10:13:24 AM |
| worldly-community3 | $25.00 | $25.00 | 12/28/2009 10:06:11 AM |
| Buffer10 | $100.00 | $100.00 | 12/28/2009 10:06:44 AM |
| blooming-dedication | $50.00 | $50.00 | 12/28/2009 10:07:06 AM |
| Prosp_Lender | $25.00 | $25.00 | 12/28/2009 10:11:47 AM |
| skiberdad | $50.00 | $50.00 | 12/28/2009 10:08:11 AM |
| aventurer | $25.00 | $25.00 | 12/28/2009 10:12:20 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/28/2009 10:15:38 AM |
| aldeed | $25.00 | $25.00 | 12/28/2009 10:08:45 AM |
| gulch | $25.00 | $25.00 | 12/28/2009 10:08:53 AM |
| The-CAPS-fan | $30.00 | $30.00 | 12/28/2009 10:16:05 AM |
| Danfromnapa | $50.00 | $50.00 | 12/28/2009 10:09:35 AM |
| larrybird | $100.00 | $100.00 | 12/28/2009 10:13:16 AM |
| Binan | $25.00 | $25.00 | 12/28/2009 10:10:06 AM |
| wonderful-return5 | $25.00 | $25.00 | 12/28/2009 10:10:33 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/28/2009 10:14:08 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/28/2009 10:17:20 AM |
| treasure-bliss | $100.00 | $100.00 | 12/28/2009 10:14:52 AM |
| CalBear5 | $25.00 | $25.00 | 12/28/2009 10:11:16 AM |
| Clambake | $50.00 | $50.00 | 12/28/2009 10:18:26 AM |
| PocketAces | $25.00 | $25.00 | 12/28/2009 10:15:46 AM |
| yield-hero4 | $25.00 | $25.00 | 12/28/2009 10:13:00 AM |
| best-deal-banker | $25.00 | $25.00 | 12/28/2009 10:20:21 AM |
| kulender | $25.00 | $25.00 | 12/28/2009 10:14:30 AM |
| burgeoning-silver | $25.00 | $25.00 | 12/28/2009 10:17:29 AM |
| reward-adventure | $25.00 | $25.00 | 12/28/2009 10:20:28 AM |
| crenen139 | $50.00 | $50.00 | 12/28/2009 10:20:34 AM |
| geniusj | $25.00 | $25.00 | 12/28/2009 10:20:57 AM |
| sjlender | $25.00 | $25.00 | 12/28/2009 10:15:24 AM |
| ekmendenhall | $25.00 | $25.00 | 12/28/2009 10:21:21 AM |
| impeccable-transparency | $75.00 | $75.00 | 12/28/2009 10:21:28 AM |
| NR | $25.00 | $25.00 | 12/28/2009 10:21:33 AM |
| Vegasjim | $25.00 | $25.00 | 12/28/2009 10:21:37 AM |
| Cai8899 | $50.00 | $50.00 | 12/28/2009 10:18:35 AM |
| BigBoy2008 | $25.00 | $25.00 | 12/28/2009 10:22:36 AM |
| ccaxid57 | $25.00 | $25.00 | 12/28/2009 10:22:45 AM |
| tom48l | $25.00 | $25.00 | 12/28/2009 10:19:48 AM |
| wise-extraordinary-loot | $30.00 | $30.00 | 12/28/2009 10:18:10 AM |
| museic1 | $50.00 | $50.00 | 12/28/2009 10:18:15 AM |
| Weaverville | $25.00 | $25.00 | 12/28/2009 10:20:06 AM |
| Beeeej | $25.00 | $25.00 | 12/28/2009 10:23:59 AM |
| youqianderen | $50.00 | $50.00 | 12/28/2009 10:18:48 AM |
| xstreamin | $25.00 | $25.00 | 12/28/2009 10:18:57 AM |
| sxcarlson | $50.00 | $50.00 | 12/28/2009 10:25:27 AM |
| hyetech | $35.00 | $35.00 | 12/28/2009 10:19:26 AM |
| trustu | $25.00 | $25.00 | 12/28/2009 10:19:43 AM |
| adama_48 | $25.00 | $25.00 | 12/28/2009 10:22:08 AM |
| mattbison | $25.00 | $25.00 | 12/28/2009 10:26:31 AM |
| mmmaacc | $25.00 | $25.00 | 12/28/2009 10:26:36 AM |
| dhw1 | $50.00 | $50.00 | 12/28/2009 10:22:39 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/28/2009 10:22:53 AM |
| Carpetkid | $25.00 | $25.00 | 12/28/2009 10:21:03 AM |
| tomas090 | $25.00 | $25.00 | 12/28/2009 10:23:19 AM |
| tsui517 | $25.00 | $25.00 | 12/28/2009 10:23:22 AM |
| honorable-yield | $50.00 | $50.00 | 12/28/2009 10:21:07 AM |
| CASHGIRL | $40.00 | $40.00 | 12/28/2009 10:23:38 AM |
| teller | $25.00 | $25.00 | 12/28/2009 10:21:12 AM |
| lifegrowth | $25.00 | $25.00 | 12/28/2009 10:23:51 AM |
| p123 | $50.00 | $50.00 | 12/28/2009 10:21:47 AM |
| KB4UF | $25.00 | $25.00 | 12/28/2009 10:24:23 AM |
| jd006006 | $40.00 | $40.00 | 12/28/2009 10:24:26 AM |
| romario | $50.00 | $50.00 | 12/28/2009 10:21:57 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/28/2009 10:24:32 AM |
| top-silver-american | $25.00 | $25.00 | 12/28/2009 10:22:57 AM |
| smart-return | $25.00 | $25.00 | 12/28/2009 10:23:01 AM |
| money-maniac | $50.00 | $50.00 | 12/28/2009 10:23:41 AM |
| eddievegas415 | $25.00 | $25.00 | 12/28/2009 10:26:39 AM |
| kaiger | $25.00 | $25.00 | 12/28/2009 10:24:15 AM |
| auction-elvis | $25.00 | $25.00 | 12/28/2009 10:24:18 AM |
| GElender | $50.00 | $50.00 | 12/28/2009 10:24:38 AM |
| highcountry1 | $25.00 | $25.00 | 12/28/2009 10:24:48 AM |
| scottr | $25.00 | $25.00 | 12/28/2009 10:25:22 AM |
| Klearwater_Pools | $25.00 | $25.00 | 12/28/2009 10:27:44 AM |
| PA2LA | $25.00 | $25.00 | 12/28/2009 10:37:09 AM |
| secundus | $25.00 | $25.00 | 12/28/2009 10:38:26 AM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/28/2009 10:39:36 AM |
| bayareainv | $50.00 | $50.00 | 12/28/2009 10:39:48 AM |
| diligent-leverage | $25.00 | $25.00 | 12/28/2009 10:40:56 AM |
| Railbird | $25.00 | $25.00 | 12/28/2009 10:41:09 AM |
| Divot | $25.00 | $25.00 | 12/28/2009 10:36:39 AM |
| superstar449 | $25.00 | $25.00 | 12/28/2009 10:36:11 AM |
| meenan | $40.00 | $40.00 | 12/28/2009 10:37:02 AM |
| LAAJ38 | $25.00 | $25.00 | 12/28/2009 10:39:53 AM |
| alpinaut | $25.00 | $25.00 | 12/28/2009 10:39:58 AM |
| knowledgeable-revenue | $25.00 | $25.00 | 12/28/2009 10:40:42 AM |
| majestic-dedication | $50.00 | $50.00 | 12/28/2009 10:39:02 AM |
| hope-encourager | $25.00 | $25.00 | 12/28/2009 10:46:58 AM |
| bonus-adventure3 | $50.00 | $50.00 | 12/28/2009 10:47:01 AM |
| lean-velocity | $25.00 | $25.00 | 12/28/2009 10:47:46 AM |
| Ranch88 | $25.00 | $25.00 | 12/28/2009 10:48:24 AM |
| SCOTTOL | $25.00 | $25.00 | 12/28/2009 10:50:52 AM |
| AmericanCredit | $25.00 | $25.00 | 12/28/2009 10:45:47 AM |
| natmonkey | $25.00 | $25.00 | 12/28/2009 10:52:30 AM |
| first-upright-payout | $50.00 | $50.00 | 12/28/2009 10:48:57 AM |
| DonaldColorado | $25.00 | $25.00 | 12/28/2009 10:49:24 AM |
| greenwell | $50.00 | $50.00 | 12/28/2009 10:47:30 AM |
| gold-commander0 | $50.00 | $50.00 | 12/28/2009 10:49:37 AM |
| first-pragmatic-note | $25.00 | $25.00 | 12/28/2009 10:50:08 AM |
| the_winning_ticket | $35.00 | $35.00 | 12/28/2009 10:51:43 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/28/2009 10:52:11 AM |
| roccofox | $50.00 | $50.00 | 12/28/2009 10:49:51 AM |
| buukyak | $25.00 | $25.00 | 12/28/2009 10:52:43 AM |
| figs4u2 | $80.00 | $80.00 | 12/28/2009 10:51:07 AM |
| toblerone | $25.00 | $25.00 | 12/28/2009 10:52:53 AM |
| inspired-contract9 | $50.00 | $50.00 | 12/28/2009 10:51:19 AM |
| dinero-festivity2 | $50.00 | $50.00 | 12/28/2009 10:53:14 AM |
| syounker | $25.00 | $25.00 | 12/28/2009 10:51:24 AM |
| leodaguy | $25.00 | $25.00 | 12/28/2009 10:51:38 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/28/2009 10:52:34 AM |
| lending_mom | $25.00 | $25.00 | 12/28/2009 10:53:33 AM |
| anakinsolo | $25.00 | $25.00 | 12/28/2009 10:53:44 AM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:19 AM |
| 390 bids
|
Borrower Payment Dependent Notes Series
440012
This series of Notes was issued and sold upon the funding of the borrower loan #40232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,475.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $78.02 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $77.96 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,562 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| stevesteve8383 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,750.00 | < mo. late:
| 0
( 0% )
| 680-699
(Mar-2008)
620-639
(Feb-2008)
|
|
Principal balance:
| $820.91 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Prosper=Good...Visa and MC=Bad!
I have?just a small amount of my debt left to pay and I want to get a lower interest rate.? I would much rather use?Prosper than one of those "credit services".? I have had a Prosper loan for almost two years and never missed a payment.? I have a credit score of over 700 and own a home.? I would much rather pay Prosper people than Visa and Mastercard!? Please help :)? Thanks!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| teller | $60.00 | $60.00 | 12/28/2009 4:03:08 PM |
| discrete-asset | $25.00 | $25.00 | 12/28/2009 4:03:10 PM |
| head | $25.00 | $25.00 | 12/28/2009 4:03:18 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/28/2009 4:03:40 PM |
| KiwiElf | $30.00 | $30.00 | 12/28/2009 4:05:02 PM |
| Avala | $25.00 | $25.00 | 12/28/2009 4:05:13 PM |
| DadWarbucks | $25.00 | $25.00 | 12/28/2009 4:05:34 PM |
| All_Wins | $25.00 | $25.00 | 12/28/2009 4:06:34 PM |
| FjLenders | $25.00 | $25.00 | 12/28/2009 4:06:38 PM |
| bowdish1 | $50.00 | $50.00 | 12/28/2009 4:03:23 PM |
| MattLic | $25.00 | $25.00 | 12/28/2009 4:02:47 PM |
| schpere | $30.00 | $30.00 | 12/28/2009 4:03:28 PM |
| treasure-generator | $25.00 | $25.00 | 12/28/2009 4:11:56 PM |
| djh47a | $35.00 | $35.00 | 12/28/2009 4:02:58 PM |
| Kame | $25.00 | $25.00 | 12/28/2009 4:03:43 PM |
| porkhelmet | $25.00 | $25.00 | 12/28/2009 4:12:04 PM |
| meux99 | $25.00 | $25.00 | 12/28/2009 4:03:32 PM |
| JJS180 | $25.00 | $25.00 | 12/28/2009 4:03:48 PM |
| AngleofGod | $25.00 | $25.00 | 12/28/2009 4:04:38 PM |
| TriSail | $25.00 | $25.00 | 12/28/2009 4:03:51 PM |
| mjm77_1 | $25.00 | $25.00 | 12/28/2009 4:14:24 PM |
| divedude | $25.00 | $25.00 | 12/28/2009 4:04:59 PM |
| TigerForce | $25.00 | $25.00 | 12/28/2009 4:05:07 PM |
| towering-compassion | $25.00 | $25.00 | 12/28/2009 4:06:44 PM |
| GreenBuilder247 | $25.00 | $25.00 | 12/28/2009 4:06:06 PM |
| smartie1 | $25.00 | $25.00 | 12/28/2009 4:06:12 PM |
| bobby4u3 | $25.00 | $25.00 | 12/28/2009 4:06:33 PM |
| theemhdoctor | $25.00 | $25.00 | 12/28/2009 4:12:48 PM |
| celkram | $25.00 | $25.00 | 12/28/2009 4:12:36 PM |
| tomxnsn | $25.00 | $25.00 | 12/28/2009 4:12:40 PM |
| rosie777 | $25.00 | $25.00 | 12/28/2009 4:14:18 PM |
| WillingToHelpOut | $25.00 | $25.00 | 12/28/2009 4:14:10 PM |
| mscomeaux | $25.00 | $25.00 | 12/28/2009 4:15:19 PM |
| don8ter | $60.00 | $60.00 | 12/28/2009 4:16:39 PM |
| unk1911 | $25.00 | $5.00 | 12/28/2009 4:16:46 PM |
| singletrck | $25.00 | $25.00 | 12/29/2009 8:15:21 AM |
| Aberdeen | $300.00 | $300.00 | 12/29/2009 10:43:50 AM |
| Asparagirl | $50.00 | $50.00 | 12/29/2009 2:04:40 PM |
| hammer7869 | $50.00 | $50.00 | 12/30/2009 1:33:22 AM |
| nocal_lender | $25.00 | $25.00 | 12/30/2009 6:35:44 AM |
| NR | $25.00 | $25.00 | 12/28/2009 4:03:14 PM |
| Cai8899 | $75.00 | $75.00 | 12/28/2009 4:03:46 PM |
| stikman | $25.00 | $25.00 | 12/28/2009 4:04:03 PM |
| jswanso2 | $25.00 | $25.00 | 12/28/2009 4:04:29 PM |
| YellowJacket | $25.00 | $25.00 | 12/28/2009 4:04:46 PM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 4:05:50 PM |
| hayhelp | $25.00 | $25.00 | 12/28/2009 4:06:30 PM |
| yertle9 | $25.00 | $25.00 | 12/28/2009 4:06:32 PM |
| PCGeekWI | $25.00 | $25.00 | 12/28/2009 4:06:52 PM |
| oreyedoc | $25.00 | $25.00 | 12/28/2009 4:10:50 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 4:03:17 PM |
| CAGE-Investments | $100.00 | $100.00 | 12/28/2009 4:03:36 PM |
| flwah | $25.00 | $25.00 | 12/28/2009 4:03:02 PM |
| superchicken | $25.00 | $25.00 | 12/28/2009 4:03:37 PM |
| rjleves | $25.00 | $25.00 | 12/28/2009 4:04:49 PM |
| friendly-market5 | $25.00 | $25.00 | 12/28/2009 4:04:09 PM |
| ClearLake | $25.00 | $25.00 | 12/28/2009 4:05:04 PM |
| visionary-currency | $100.00 | $100.00 | 12/28/2009 4:05:26 PM |
| Divot | $25.00 | $25.00 | 12/28/2009 4:05:30 PM |
| mathprof | $25.00 | $25.00 | 12/28/2009 4:05:39 PM |
| danfrphils | $25.00 | $25.00 | 12/28/2009 4:15:01 PM |
| first-fund-empenada | $25.00 | $25.00 | 12/28/2009 4:06:40 PM |
| fair-rate | $25.00 | $25.00 | 12/28/2009 4:06:47 PM |
| guaton | $25.00 | $25.00 | 12/28/2009 4:12:49 PM |
| wgc | $25.00 | $25.00 | 12/28/2009 4:14:14 PM |
| bugleusmc | $30.00 | $30.00 | 12/28/2009 4:15:21 PM |
| bid-papyrus | $25.00 | $25.00 | 12/28/2009 4:15:25 PM |
| Trigirl23 | $25.00 | $25.00 | 12/28/2009 4:15:20 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:33 AM |
| bank-examiner | $25.00 | $25.00 | 12/29/2009 7:25:01 AM |
| WeshaTheLeopard | $25.00 | $25.00 | 12/29/2009 11:58:43 AM |
| FundMaker | $25.00 | $25.00 | 12/29/2009 10:47:02 AM |
| springpanda | $25.00 | $25.00 | 12/29/2009 2:31:06 PM |
| heerzaquestion | $25.00 | $25.00 | 12/29/2009 7:25:35 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
440232
This series of Notes was issued and sold upon the funding of the borrower loan #40245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 13.05% |
Starting borrower rate/APR:
| 14.05% / 16.21% |
Starting monthly payment:
| $239.41 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $239.24 |
| |
|
Auction yield range:
| 6.20% - 13.05% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 11
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,254 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| trustworthy-vigilance0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off line of credit
Purpose of loan:
This loan will be used?to payoff a line of credit.? ?
My financial situation:
I am a good candidate for this loan because I have never missed a payment.? I am approved for a bank loan, but am looking for a competitive rate.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bnlforever | $25.00 | $25.00 | 12/29/2009 4:01:49 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/29/2009 4:03:09 PM |
| top-commitment-champ | $25.00 | $25.00 | 12/29/2009 4:03:42 PM |
| husamk | $25.00 | $25.00 | 12/29/2009 4:04:47 PM |
| rcflick | $25.00 | $25.00 | 12/29/2009 4:04:55 PM |
| MitchD | $25.00 | $25.00 | 12/29/2009 4:05:03 PM |
| E2BGR8 | $25.00 | $25.00 | 12/29/2009 4:05:14 PM |
| AF-Chief | $35.00 | $35.00 | 12/29/2009 4:06:31 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/29/2009 4:06:34 PM |
| TW2000 | $25.00 | $25.00 | 12/29/2009 4:06:57 PM |
| kirkjerk | $25.00 | $25.00 | 12/29/2009 4:07:04 PM |
| Sefotonga | $25.00 | $25.00 | 12/29/2009 4:03:20 PM |
| KR | $25.00 | $25.00 | 12/29/2009 4:01:38 PM |
| red-undaunted-kindness | $100.00 | $100.00 | 12/29/2009 4:03:40 PM |
| Cheburashka | $25.00 | $25.00 | 12/29/2009 4:07:57 PM |
| axis1 | $25.00 | $25.00 | 12/29/2009 4:08:04 PM |
| Theboof | $25.00 | $25.00 | 12/29/2009 4:04:31 PM |
| taylor883 | $25.00 | $25.00 | 12/29/2009 4:08:39 PM |
| hard-working-loot | $25.00 | $25.00 | 12/29/2009 4:03:23 PM |
| BigChiefLender | $25.00 | $25.00 | 12/29/2009 4:09:06 PM |
| joplinoz | $25.00 | $25.00 | 12/29/2009 4:04:56 PM |
| Carne_Chung | $25.00 | $25.00 | 12/29/2009 4:09:14 PM |
| spqrxxi | $25.00 | $25.00 | 12/29/2009 4:05:12 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/29/2009 4:05:16 PM |
| LAKESPRING | $25.00 | $25.00 | 12/29/2009 4:09:25 PM |
| special-truth | $25.00 | $25.00 | 12/29/2009 4:09:43 PM |
| night0wl | $25.00 | $25.00 | 12/29/2009 4:09:59 PM |
| investment-mountain | $25.00 | $25.00 | 12/29/2009 4:10:07 PM |
| healthy-diversification | $25.00 | $25.00 | 12/29/2009 4:05:17 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/29/2009 4:05:19 PM |
| loanfairy | $25.00 | $25.00 | 12/29/2009 4:06:50 PM |
| iolaire | $25.00 | $25.00 | 12/29/2009 4:10:38 PM |
| community-champ3 | $25.00 | $25.00 | 12/29/2009 4:07:00 PM |
| bahmoose | $25.00 | $25.00 | 12/29/2009 4:05:29 PM |
| gmilliken | $25.00 | $25.00 | 12/29/2009 4:05:35 PM |
| cyberie21 | $25.00 | $25.00 | 12/29/2009 4:07:19 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/29/2009 4:07:33 PM |
| sdgrowth | $25.00 | $25.00 | 12/29/2009 4:07:38 PM |
| ocho | $25.00 | $25.00 | 12/29/2009 4:11:33 PM |
| julijask | $25.00 | $25.00 | 12/29/2009 4:11:43 PM |
| Tc11902 | $25.00 | $25.00 | 12/29/2009 4:07:52 PM |
| foxy-fund | $50.00 | $50.00 | 12/29/2009 4:11:47 PM |
| head | $25.00 | $25.00 | 12/29/2009 4:11:54 PM |
| PeterV | $25.00 | $25.00 | 12/29/2009 4:12:04 PM |
| duty-meteor | $25.00 | $25.00 | 12/29/2009 4:06:54 PM |
| simpy | $25.00 | $25.00 | 12/29/2009 4:06:59 PM |
| order-prospector | $50.00 | $50.00 | 12/29/2009 4:12:24 PM |
| salala | $25.00 | $25.00 | 12/29/2009 4:12:28 PM |
| spruce2 | $25.00 | $25.00 | 12/29/2009 4:07:41 PM |
| DrStaff | $53.03 | $53.03 | 12/29/2009 4:09:10 PM |
| rakstar | $25.00 | $25.00 | 12/29/2009 4:09:19 PM |
| vkorichkov | $30.00 | $30.00 | 12/29/2009 4:09:23 PM |
| Andaliego | $25.01 | $25.01 | 12/29/2009 4:08:13 PM |
| tallmon | $25.00 | $25.00 | 12/29/2009 4:09:30 PM |
| kalyani74 | $50.00 | $50.00 | 12/29/2009 4:12:56 PM |
| get30inc | $25.00 | $25.00 | 12/29/2009 4:13:02 PM |
| oja | $25.00 | $25.00 | 12/29/2009 4:09:38 PM |
| jbaum | $25.00 | $25.00 | 12/29/2009 4:13:17 PM |
| MicroL | $25.00 | $25.00 | 12/29/2009 4:10:02 PM |
| irrelevant | $25.00 | $25.00 | 12/29/2009 4:10:09 PM |
| metro457 | $25.00 | $25.00 | 12/29/2009 4:13:30 PM |
| Rob717171 | $25.00 | $25.00 | 12/29/2009 4:10:16 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/29/2009 4:13:32 PM |
| lend_to_you | $50.00 | $50.00 | 12/29/2009 4:10:32 PM |
| cheapskate | $50.00 | $50.00 | 12/29/2009 4:09:13 PM |
| BMGlending | $25.00 | $25.00 | 12/29/2009 4:10:50 PM |
| sentimental-euro | $25.00 | $25.00 | 12/29/2009 4:14:05 PM |
| moola-phase | $25.00 | $25.00 | 12/29/2009 4:09:56 PM |
| trade-pumpkin | $25.00 | $25.00 | 12/29/2009 4:14:15 PM |
| Fiimg | $50.00 | $50.00 | 12/29/2009 4:10:25 PM |
| loan-machine1 | $25.00 | $25.00 | 12/29/2009 4:10:29 PM |
| payout-achievement | $40.00 | $40.00 | 12/29/2009 4:14:29 PM |
| kmr2 | $50.00 | $50.00 | 12/29/2009 4:11:55 PM |
| rolandweary | $40.00 | $40.00 | 12/29/2009 4:14:35 PM |
| egw | $25.00 | $25.00 | 12/29/2009 4:12:00 PM |
| wayman | $50.00 | $50.00 | 12/29/2009 4:14:51 PM |
| dunox | $25.00 | $25.00 | 12/29/2009 4:10:54 PM |
| dime-beeper | $25.00 | $25.00 | 12/29/2009 4:12:08 PM |
| forthright-dedication | $50.00 | $50.00 | 12/29/2009 4:12:12 PM |
| Reinadog9 | $25.00 | $25.00 | 12/29/2009 4:11:01 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/29/2009 4:15:14 PM |
| Siafu | $25.00 | $25.00 | 12/29/2009 4:12:16 PM |
| moneysuccess | $25.00 | $25.00 | 12/29/2009 4:11:08 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/29/2009 4:12:20 PM |
| plentiful-reward | $50.00 | $50.00 | 12/29/2009 4:11:15 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/29/2009 4:11:23 PM |
| BlindJoeDeath | $25.00 | $25.00 | 12/29/2009 4:12:40 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/29/2009 4:12:41 PM |
| Josta | $50.00 | $50.00 | 12/29/2009 4:12:46 PM |
| agwosdof | $100.00 | $100.00 | 12/29/2009 4:12:49 PM |
| fatson43 | $25.00 | $25.00 | 12/29/2009 4:13:05 PM |
| MARWARISETH | $25.00 | $25.00 | 12/29/2009 4:12:05 PM |
| srilm | $25.00 | $25.00 | 12/29/2009 4:13:20 PM |
| Frenchynh | $25.00 | $25.00 | 12/29/2009 4:13:44 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/29/2009 4:13:56 PM |
| MoneyU4IA | $25.00 | $25.00 | 12/29/2009 4:14:00 PM |
| swm | $25.00 | $25.00 | 12/29/2009 4:13:12 PM |
| galaxy1 | $25.00 | $25.00 | 12/29/2009 4:14:18 PM |
| E_G | $30.00 | $30.00 | 12/29/2009 4:14:23 PM |
| Havana21 | $25.00 | $25.00 | 12/29/2009 4:13:39 PM |
| Doodlemeyer | $25.00 | $25.00 | 12/29/2009 4:13:48 PM |
| elegant-income3 | $30.00 | $30.00 | 12/29/2009 4:14:06 PM |
| Kaj | $25.00 | $16.96 | 12/29/2009 4:15:19 PM |
| shrewd-deal | $25.00 | $25.00 | 12/29/2009 4:15:06 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/29/2009 4:15:12 PM |
| philwags | $25.00 | $25.00 | 12/29/2009 4:02:27 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/29/2009 4:03:59 PM |
| BCTechnology | $25.00 | $25.00 | 12/29/2009 4:04:52 PM |
| mikrolown | $25.00 | $25.00 | 12/29/2009 4:05:02 PM |
| politicsman | $25.00 | $25.00 | 12/29/2009 4:05:30 PM |
| booksleuth | $50.00 | $50.00 | 12/29/2009 4:06:29 PM |
| Supernick | $100.00 | $100.00 | 12/29/2009 4:06:36 PM |
| amint17 | $25.00 | $25.00 | 12/29/2009 4:07:01 PM |
| powerplant6 | $25.00 | $25.00 | 12/29/2009 4:07:37 PM |
| moramis | $25.00 | $25.00 | 12/29/2009 4:01:45 PM |
| pleasant-basis | $25.00 | $25.00 | 12/29/2009 4:04:10 PM |
| angelinvestor01 | $25.00 | $25.00 | 12/29/2009 4:08:11 PM |
| SDNLR | $25.00 | $25.00 | 12/29/2009 4:04:20 PM |
| ArmyGuy | $25.00 | $25.00 | 12/29/2009 4:04:34 PM |
| JB2006 | $25.00 | $25.00 | 12/29/2009 4:08:44 PM |
| worth-entrepreneur | $25.00 | $25.00 | 12/29/2009 4:04:44 PM |
| TMillard | $25.00 | $25.00 | 12/29/2009 4:04:48 PM |
| lounges | $25.00 | $25.00 | 12/29/2009 4:03:27 PM |
| calm-deal7 | $25.00 | $25.00 | 12/29/2009 4:09:04 PM |
| banjoey | $25.00 | $25.00 | 12/29/2009 4:04:50 PM |
| sasa101 | $50.00 | $50.00 | 12/29/2009 4:09:07 PM |
| mpatrick | $50.00 | $50.00 | 12/29/2009 4:09:15 PM |
| UBOtto186 | $25.00 | $25.00 | 12/29/2009 4:05:10 PM |
| trapper569 | $50.00 | $50.00 | 12/29/2009 4:05:15 PM |
| keeminn | $25.00 | $25.00 | 12/29/2009 4:05:26 PM |
| worth-quark | $25.00 | $25.00 | 12/29/2009 4:05:33 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/29/2009 4:09:31 PM |
| Speculator | $50.00 | $50.00 | 12/29/2009 4:09:54 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/29/2009 4:06:03 PM |
| HandShakeBank | $25.00 | $25.00 | 12/29/2009 4:10:06 PM |
| Dillonmd58 | $25.00 | $25.00 | 12/29/2009 4:10:36 PM |
| TigerForce | $25.00 | $25.00 | 12/29/2009 4:05:24 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 12/29/2009 4:07:03 PM |
| ImaPutz | $25.00 | $25.00 | 12/29/2009 4:07:27 PM |
| OCedHrt | $25.00 | $25.00 | 12/29/2009 4:05:51 PM |
| respectful-note | $25.00 | $25.00 | 12/29/2009 4:07:31 PM |
| radiant-fund | $25.00 | $25.00 | 12/29/2009 4:11:31 PM |
| cash-boots | $25.00 | $25.00 | 12/29/2009 4:07:47 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/29/2009 4:11:45 PM |
| littlemonkey | $25.00 | $25.00 | 12/29/2009 4:11:49 PM |
| Davidson2 | $25.00 | $25.00 | 12/29/2009 4:08:03 PM |
| ben10jen | $25.00 | $25.00 | 12/29/2009 4:08:14 PM |
| cathexis | $25.00 | $25.00 | 12/29/2009 4:06:56 PM |
| Lesburger | $25.00 | $25.00 | 12/29/2009 4:07:02 PM |
| supreme-hope | $25.00 | $25.00 | 12/29/2009 4:08:32 PM |
| r6guy | $25.00 | $25.00 | 12/29/2009 4:08:40 PM |
| matt84003 | $25.00 | $25.00 | 12/29/2009 4:07:35 PM |
| cognizant-rate732 | $25.00 | $25.00 | 12/29/2009 4:07:39 PM |
| Dahlozer | $25.00 | $25.00 | 12/29/2009 4:12:35 PM |
| capital-amplifier | $25.00 | $25.00 | 12/29/2009 4:07:43 PM |
| market-inspector | $25.00 | $25.00 | 12/29/2009 4:09:16 PM |
| mmckune | $25.00 | $25.00 | 12/29/2009 4:09:22 PM |
| jgar_O | $25.00 | $25.00 | 12/29/2009 4:08:09 PM |
| transaction-axis | $25.00 | $25.00 | 12/29/2009 4:08:16 PM |
| JGB | $25.00 | $25.00 | 12/29/2009 4:09:32 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/29/2009 4:13:01 PM |
| towering-compassion | $25.00 | $25.00 | 12/29/2009 4:09:36 PM |
| studious-responsibility | $25.00 | $25.00 | 12/29/2009 4:08:30 PM |
| ghinga | $50.00 | $50.00 | 12/29/2009 4:13:16 PM |
| talang | $25.00 | $25.00 | 12/29/2009 4:13:19 PM |
| desertoasis | $25.00 | $25.00 | 12/29/2009 4:13:26 PM |
| Bio-physicist | $25.00 | $25.00 | 12/29/2009 4:08:50 PM |
| TURNTEX75 | $25.00 | $25.00 | 12/29/2009 4:08:58 PM |
| aasx1108 | $25.00 | $25.00 | 12/29/2009 4:13:34 PM |
| creative-gold | $25.00 | $25.00 | 12/29/2009 4:10:37 PM |
| yield-lion | $25.00 | $25.00 | 12/29/2009 4:13:42 PM |
| ryelk | $25.00 | $25.00 | 12/29/2009 4:13:45 PM |
| tmillerosu | $25.00 | $25.00 | 12/29/2009 4:09:28 PM |
| slim_pickins | $25.00 | $25.00 | 12/29/2009 4:10:52 PM |
| elegant-bonus | $25.00 | $25.00 | 12/29/2009 4:11:10 PM |
| ramblin | $25.00 | $25.00 | 12/29/2009 4:09:41 PM |
| Pizza-man | $50.00 | $50.00 | 12/29/2009 4:14:03 PM |
| ClearLake | $25.00 | $25.00 | 12/29/2009 4:09:51 PM |
| newyork6264 | $25.00 | $25.00 | 12/29/2009 4:11:28 PM |
| astute-dollar | $50.00 | $50.00 | 12/29/2009 4:14:13 PM |
| auctionbros | $25.00 | $25.00 | 12/29/2009 4:14:17 PM |
| ibuystk | $50.00 | $50.00 | 12/29/2009 4:11:40 PM |
| fcukciti | $25.00 | $25.00 | 12/29/2009 4:10:27 PM |
| credit-kahuna | $100.00 | $100.00 | 12/29/2009 4:14:27 PM |
| SilverRain | $25.00 | $25.00 | 12/29/2009 4:10:30 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/29/2009 4:11:59 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/29/2009 4:14:54 PM |
| sidney102 | $50.00 | $50.00 | 12/29/2009 4:15:08 PM |
| peso-mate | $25.00 | $25.00 | 12/29/2009 4:11:00 PM |
| duty-monger | $50.00 | $50.00 | 12/29/2009 4:15:11 PM |
| tuneman1980 | $25.00 | $25.00 | 12/29/2009 4:11:07 PM |
| a-special-power | $25.00 | $25.00 | 12/29/2009 4:12:18 PM |
| djh47a | $30.00 | $30.00 | 12/29/2009 4:11:13 PM |
| kmfreymi | $25.00 | $25.00 | 12/29/2009 4:12:29 PM |
| syounker | $25.00 | $25.00 | 12/29/2009 4:12:31 PM |
| tresnietos | $50.00 | $50.00 | 12/29/2009 4:12:44 PM |
| kegs | $100.00 | $100.00 | 12/29/2009 4:11:37 PM |
| currency-prometheus | $25.00 | $25.00 | 12/29/2009 4:12:47 PM |
| Trojan1976 | $25.00 | $25.00 | 12/29/2009 4:12:03 PM |
| LiquidLender | $25.00 | $25.00 | 12/29/2009 4:13:06 PM |
| compuguy8 | $25.00 | $25.00 | 12/29/2009 4:13:13 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/29/2009 4:12:10 PM |
| Unclejohn | $35.00 | $35.00 | 12/29/2009 4:13:24 PM |
| boater01 | $50.00 | $50.00 | 12/29/2009 4:12:37 PM |
| Aquani | $50.00 | $50.00 | 12/29/2009 4:12:54 PM |
| sharkm | $40.00 | $40.00 | 12/29/2009 4:13:47 PM |
| punctual-power7 | $25.00 | $25.00 | 12/29/2009 4:13:51 PM |
| yachtiegirl | $25.00 | $25.00 | 12/29/2009 4:13:08 PM |
| lagnisiruk | $25.00 | $25.00 | 12/29/2009 4:13:11 PM |
| cladius67 | $25.00 | $25.00 | 12/29/2009 4:13:14 PM |
| dedicated-diversification5 | $190.00 | $190.00 | 12/29/2009 4:14:12 PM |
| balanced-balance6 | $50.00 | $50.00 | 12/29/2009 4:13:31 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/29/2009 4:14:21 PM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 4:13:37 PM |
| tremendous-payment | $25.00 | $25.00 | 12/29/2009 4:14:25 PM |
| dpjd | $50.00 | $50.00 | 12/29/2009 4:13:50 PM |
| bchen78875 | $25.00 | $25.00 | 12/29/2009 4:14:44 PM |
| wiltonbound | $25.00 | $25.00 | 12/29/2009 4:14:59 PM |
| forthright-social | $25.00 | $25.00 | 12/29/2009 4:14:09 PM |
| roto | $25.00 | $25.00 | 12/29/2009 4:15:16 PM |
| personal-lender | $25.00 | $25.00 | 12/29/2009 4:14:34 PM |
| RetiredATC | $25.00 | $25.00 | 12/29/2009 4:14:38 PM |
| hitsman | $50.00 | $50.00 | 12/29/2009 4:15:03 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 4:15:18 PM |
| 224 bids
|
Borrower Payment Dependent Notes Series
327253
This series of Notes was issued and sold upon the funding of the borrower loan #40274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 22.27% |
Starting borrower rate/APR:
| 23.27% / 25.55% |
Starting monthly payment:
| $233.10 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $223.13 |
| |
|
Auction yield range:
| 8.20% - 22.27% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,494 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 39% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| YankeeFanTom |
Borrower's state:
| Connecticut |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HELP ME ACHIEVE MY GOALS
WHAT I WILL DO WITH THE MONEY LOANED TO ME:
$1,300 will pay off 2009 personal property taxes owed to the state of CT, $2,200 will go to pay off credit card bills (mostly a new bed) and the balance to a vacation I would love to take in 2010.? That will reduce my monthly credit card payments by an estimated $200 to $250 and put me on track to have these expenses paid in 3 years.? My main New Years resolution is to following a budget, which will give me sufficient funds to payoff all my bills and start saving 10% of my net income.
HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $ 4,040.00
Spouse's Income: $
Total monthly family Income $ 4,040.00
EXPENSES:
Mortgage/Rent: $ 1,000.00
Phone: $ 100.00
Gas: $ 120.00
Electricity & Water: $ included in rent
Car Loan and Operating Expenses: $ 1,100.00
Food: $ 250.00 (breakfast and lunch provided by my company Mon ? Fri)
Insurance: $ 120.00
Cable/Internet: $ 160.00
Clothing, expenses for children, etc. $ 250.00
Credit cards and loans that won't be paid off with my Prosper loan: $ 300.00
Other: $ 400.00 (entertainment)-----------------------
Total Monthly Expenses : $ 3,800.00
I will have $?240.00 left to make the payments on my Prosper loan.
As you can see this loan will assist me in achieving my goal of financial security. ? Thanks for taking the time to read my add??
T
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have 2 delinquencies showing up in your credit history. How can I be assured you will not default on this loan? - bank-examiner
A:
Those delinquencies are from 6 years ago....if you look at the last from today back and base your decision on the last 6 years you will see I have not been late on any payment and I have always paid more then the min balance due
6 years ago I invested in a start - up that failed....As a result I encounter some cash flow issues and that is the reason for the defaults....I have no plans to ever invest in a start - up again
I hope this answers your questions
(Dec-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| steadhouse | $50.00 | $50.00 | 12/28/2009 4:01:47 PM |
| first-fund-empenada | $25.00 | $25.00 | 12/28/2009 4:01:55 PM |
| Purposeful | $100.00 | $100.00 | 12/28/2009 4:02:17 PM |
| rooosta | $25.00 | $25.00 | 12/28/2009 4:02:37 PM |
| kmprospeo | $25.00 | $25.00 | 12/28/2009 4:04:05 PM |
| flexiboy35 | $25.00 | $25.00 | 12/28/2009 4:04:20 PM |
| theloanfiller | $28.00 | $28.00 | 12/28/2009 4:06:27 PM |
| gallant-camaraderi | $25.00 | $25.00 | 12/28/2009 4:02:23 PM |
| Flanagan | $25.00 | $25.00 | 12/28/2009 4:02:42 PM |
| onlyinchicago | $25.00 | $25.00 | 12/28/2009 4:11:55 PM |
| Winkyboy | $25.00 | $25.00 | 12/28/2009 4:11:58 PM |
| johnsails | $50.00 | $50.00 | 12/28/2009 4:12:07 PM |
| dollars4debts | $25.00 | $25.00 | 12/28/2009 4:12:52 PM |
| hard-working-loot | $25.00 | $25.00 | 12/28/2009 4:04:23 PM |
| manyhappydogs | $50.00 | $50.00 | 12/28/2009 4:13:28 PM |
| davidc314 | $50.00 | $50.00 | 12/28/2009 4:14:02 PM |
| cfinley106 | $25.00 | $25.00 | 12/28/2009 4:04:31 PM |
| ambmba | $25.00 | $25.00 | 12/28/2009 4:14:21 PM |
| lounges | $45.38 | $45.38 | 12/28/2009 4:14:27 PM |
| jswanso2 | $25.00 | $25.00 | 12/28/2009 4:14:49 PM |
| DUDE66 | $50.00 | $50.00 | 12/28/2009 4:06:22 PM |
| JeffHoll | $100.00 | $100.00 | 12/28/2009 4:15:52 PM |
| Plotinus | $50.00 | $50.00 | 12/28/2009 4:16:04 PM |
| lendme2 | $44.23 | $44.23 | 12/28/2009 4:16:07 PM |
| MC_ | $25.00 | $25.00 | 12/28/2009 4:11:52 PM |
| Syzygy | $25.00 | $25.00 | 12/28/2009 4:16:15 PM |
| jam96 | $25.00 | $25.00 | 12/28/2009 4:11:57 PM |
| kubien | $25.00 | $25.00 | 12/28/2009 4:12:01 PM |
| williamdkit | $25.00 | $25.00 | 12/28/2009 4:12:08 PM |
| andyb9 | $25.00 | $25.00 | 12/28/2009 4:16:31 PM |
| jblack01 | $25.00 | $25.00 | 12/28/2009 4:13:06 PM |
| bazaar-tulip | $25.00 | $25.00 | 12/28/2009 4:13:07 PM |
| friendly-market5 | $25.00 | $25.00 | 12/28/2009 4:11:46 PM |
| Bubbasnestegg | $25.00 | $25.00 | 12/28/2009 4:12:00 PM |
| mrfixerupper | $25.00 | $25.00 | 12/28/2009 4:13:17 PM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 4:17:05 PM |
| iceberg982362 | $25.00 | $25.00 | 12/28/2009 4:13:23 PM |
| zbfamwl | $25.00 | $25.00 | 12/28/2009 4:13:26 PM |
| AF-Chief | $27.00 | $27.00 | 12/28/2009 4:17:12 PM |
| goldeneye777 | $25.00 | $25.00 | 12/28/2009 4:13:36 PM |
| Marfloogan | $25.00 | $25.00 | 12/28/2009 4:12:44 PM |
| kjsfld | $25.00 | $25.00 | 12/28/2009 4:13:13 PM |
| Warwick | $25.00 | $25.00 | 12/28/2009 4:13:21 PM |
| cesta283 | $25.00 | $25.00 | 12/28/2009 4:13:52 PM |
| bigdogsafety1 | $25.00 | $25.00 | 12/28/2009 4:13:32 PM |
| xphile | $25.00 | $25.00 | 12/28/2009 4:14:03 PM |
| Sofar | $25.00 | $25.00 | 12/28/2009 4:14:01 PM |
| shawndw | $25.00 | $25.00 | 12/28/2009 4:14:29 PM |
| thevogelfamily | $40.00 | $40.00 | 12/28/2009 4:14:32 PM |
| Veggie_Monkey | $25.00 | $25.00 | 12/28/2009 4:14:46 PM |
| egw | $25.00 | $25.00 | 12/28/2009 4:19:11 PM |
| pbo922 | $25.00 | $25.00 | 12/28/2009 4:15:58 PM |
| carlover | $25.00 | $25.00 | 12/28/2009 4:16:05 PM |
| diplomatic-point4 | $100.00 | $100.00 | 12/28/2009 4:19:26 PM |
| MakoF16 | $50.00 | $50.00 | 12/28/2009 4:15:59 PM |
| techvet | $25.00 | $25.00 | 12/28/2009 4:16:08 PM |
| a0z0ra | $50.00 | $50.00 | 12/28/2009 4:16:17 PM |
| calm-deal7 | $50.00 | $50.00 | 12/28/2009 4:16:57 PM |
| dunedin | $25.00 | $25.00 | 12/28/2009 4:17:07 PM |
| kaykarun | $25.00 | $25.00 | 12/28/2009 4:20:19 PM |
| sk8ndive | $25.00 | $25.00 | 12/28/2009 4:16:27 PM |
| Hondo | $25.00 | $25.00 | 12/28/2009 4:17:25 PM |
| ccdmp2004 | $25.00 | $25.00 | 12/28/2009 4:16:34 PM |
| HunterSix | $25.00 | $25.00 | 12/28/2009 4:16:38 PM |
| jdrez | $25.00 | $25.00 | 12/28/2009 4:20:44 PM |
| Avala | $50.00 | $50.00 | 12/28/2009 4:21:03 PM |
| christifa | $25.00 | $25.00 | 12/28/2009 4:21:19 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 4:17:09 PM |
| Astounding | $25.00 | $25.00 | 12/28/2009 4:17:17 PM |
| helping-out | $25.00 | $25.00 | 12/28/2009 4:17:24 PM |
| RationalWorld | $25.00 | $25.00 | 12/28/2009 4:20:32 PM |
| Interloper | $25.00 | $25.00 | 12/28/2009 4:20:37 PM |
| visionary-currency | $56.63 | $56.63 | 12/28/2009 4:20:51 PM |
| kruizen | $25.00 | $25.00 | 12/28/2009 4:20:59 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 4:21:12 PM |
| Easystreet | $25.00 | $25.00 | 12/28/2009 4:21:16 PM |
| Cutts | $25.00 | $25.00 | 12/28/2009 4:21:22 PM |
| TQLender | $25.00 | $25.00 | 12/28/2009 4:20:21 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/28/2009 4:20:30 PM |
| profit33r | $25.00 | $25.00 | 12/28/2009 4:20:45 PM |
| cassius84 | $25.00 | $25.00 | 12/28/2009 4:20:54 PM |
| skuba | $25.00 | $25.00 | 12/28/2009 4:21:09 PM |
| stanbalwight4 | $25.00 | $25.00 | 12/28/2009 4:21:21 PM |
| ms48105 | $25.00 | $25.00 | 12/28/2009 4:21:33 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/28/2009 6:16:51 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/28/2009 9:16:42 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:31 AM |
| wwwUniversal | $25.00 | $25.00 | 12/29/2009 7:21:32 AM |
| a-special-power | $100.00 | $100.00 | 12/29/2009 7:54:39 AM |
| charitycoon | $100.00 | $100.00 | 12/29/2009 1:18:37 PM |
| balance-chestnut | $50.00 | $50.00 | 12/30/2009 7:56:35 AM |
| investment-comet | $25.00 | $25.00 | 12/28/2009 4:01:53 PM |
| circustab | $50.00 | $50.00 | 12/28/2009 4:01:59 PM |
| inspiring-reward | $25.00 | $25.00 | 12/28/2009 4:02:15 PM |
| granitepk | $25.00 | $25.00 | 12/28/2009 4:02:21 PM |
| pinnacle10 | $25.00 | $25.00 | 12/28/2009 4:02:39 PM |
| serene_sale | $50.00 | $50.00 | 12/28/2009 4:02:07 PM |
| yertle9 | $50.00 | $50.00 | 12/28/2009 4:11:01 PM |
| emelia | $25.00 | $25.00 | 12/28/2009 4:02:35 PM |
| Cali123 | $46.76 | $46.76 | 12/28/2009 4:11:16 PM |
| Goodlender42 | $25.00 | $25.00 | 12/28/2009 4:01:57 PM |
| atothez | $50.00 | $50.00 | 12/28/2009 4:02:03 PM |
| p2p-allocator | $25.00 | $25.00 | 12/28/2009 4:11:48 PM |
| nerdbomber | $25.00 | $25.00 | 12/28/2009 4:04:35 PM |
| lcole32 | $25.00 | $25.00 | 12/28/2009 4:13:04 PM |
| icefish | $50.00 | $50.00 | 12/28/2009 4:13:20 PM |
| jstefans | $25.00 | $25.00 | 12/28/2009 4:13:30 PM |
| Boom00 | $25.00 | $25.00 | 12/28/2009 4:04:00 PM |
| AdamClemSC | $25.00 | $25.00 | 12/28/2009 4:13:37 PM |
| onesunca | $25.00 | $25.00 | 12/28/2009 4:13:45 PM |
| asset-equilibrium0 | $25.00 | $25.00 | 12/28/2009 4:04:15 PM |
| barbershopper_NT | $25.00 | $25.00 | 12/28/2009 4:04:26 PM |
| Victor-E-Lane | $25.00 | $25.00 | 12/28/2009 4:14:39 PM |
| dloan | $25.00 | $25.00 | 12/28/2009 4:15:07 PM |
| herbyman | $25.00 | $25.00 | 12/28/2009 4:15:37 PM |
| community-broadcaster | $25.00 | $25.00 | 12/28/2009 4:06:14 PM |
| MCKT76210 | $25.00 | $25.00 | 12/28/2009 4:11:36 PM |
| Red4Golf | $25.00 | $25.00 | 12/28/2009 4:11:49 PM |
| Quentin8002 | $25.00 | $25.00 | 12/28/2009 4:11:53 PM |
| chipperjohnson | $25.00 | $25.00 | 12/28/2009 4:11:59 PM |
| TEAM-Jasper | $25.00 | $25.00 | 12/28/2009 4:16:22 PM |
| Orca-man | $100.00 | $100.00 | 12/28/2009 4:12:06 PM |
| roman2008 | $25.00 | $25.00 | 12/28/2009 4:16:26 PM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 4:12:11 PM |
| greenback-visionary4 | $25.00 | $25.00 | 12/28/2009 4:16:37 PM |
| imlosttoo | $25.00 | $25.00 | 12/28/2009 4:12:41 PM |
| lendinstuff | $25.00 | $25.00 | 12/28/2009 4:12:53 PM |
| LongTail | $25.00 | $25.00 | 12/28/2009 4:12:56 PM |
| czar3 | $31.78 | $31.78 | 12/28/2009 4:16:52 PM |
| oreyedoc | $25.00 | $25.00 | 12/28/2009 4:11:37 PM |
| tijuas90 | $25.00 | $25.00 | 12/28/2009 4:11:50 PM |
| Hogpilot | $25.00 | $25.00 | 12/28/2009 4:17:03 PM |
| Divr555 | $50.00 | $50.00 | 12/28/2009 4:12:02 PM |
| papaman | $25.00 | $25.00 | 12/28/2009 4:13:18 PM |
| cyberie21 | $40.00 | $40.00 | 12/28/2009 4:17:08 PM |
| 1750 | $25.00 | $25.00 | 12/28/2009 4:13:24 PM |
| Josilot | $25.00 | $25.00 | 12/28/2009 4:12:17 PM |
| Business_Happens | $25.00 | $25.00 | 12/28/2009 4:13:29 PM |
| kmwvma | $25.00 | $25.00 | 12/28/2009 4:17:16 PM |
| wdove511 | $25.00 | $25.00 | 12/28/2009 4:13:34 PM |
| beezling | $40.00 | $40.00 | 12/28/2009 4:17:29 PM |
| skibum65 | $50.00 | $50.00 | 12/28/2009 4:13:38 PM |
| thedreamer | $25.00 | $25.00 | 12/28/2009 4:17:31 PM |
| dmitrk | $25.00 | $25.00 | 12/28/2009 4:13:12 PM |
| assetmanager | $25.00 | $25.00 | 12/28/2009 4:13:15 PM |
| BerkeleyBonds | $25.00 | $25.00 | 12/28/2009 4:13:47 PM |
| Tasmir | $25.00 | $25.00 | 12/28/2009 4:13:53 PM |
| 02bob | $25.00 | $25.00 | 12/28/2009 4:13:42 PM |
| Sefotonga | $25.00 | $25.00 | 12/28/2009 4:14:06 PM |
| mmqc | $25.00 | $25.00 | 12/28/2009 4:13:51 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/28/2009 4:14:37 PM |
| smallfry | $25.00 | $25.00 | 12/28/2009 4:15:50 PM |
| crazycool | $35.00 | $35.00 | 12/28/2009 4:16:02 PM |
| Searlzy | $25.00 | $25.00 | 12/28/2009 4:15:18 PM |
| NJournalist | $25.00 | $25.00 | 12/28/2009 4:15:35 PM |
| galtsgulch | $25.00 | $25.00 | 12/28/2009 4:15:44 PM |
| DaveG56313 | $25.00 | $25.00 | 12/28/2009 4:15:54 PM |
| cingular | $25.00 | $25.00 | 12/28/2009 4:20:17 PM |
| cozy-note | $100.00 | $100.00 | 12/28/2009 4:20:27 PM |
| Ballard | $25.00 | $25.00 | 12/28/2009 4:20:52 PM |
| Supernick | $50.00 | $50.00 | 12/28/2009 4:16:59 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/28/2009 4:21:04 PM |
| return-poblano | $25.00 | $25.00 | 12/28/2009 4:21:20 PM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 4:17:13 PM |
| ADIDASNO | $25.00 | $25.00 | 12/28/2009 4:17:18 PM |
| outtahoth2o | $50.00 | $50.00 | 12/28/2009 4:20:15 PM |
| howlong2retirement | $25.00 | $25.00 | 12/28/2009 4:20:23 PM |
| divemaster | $25.00 | $25.00 | 12/28/2009 4:20:35 PM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 4:20:41 PM |
| siege01 | $25.00 | $25.00 | 12/28/2009 4:20:55 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 4:21:18 PM |
| F16Pilot | $25.00 | $25.00 | 12/28/2009 4:20:29 PM |
| Lilred7879 | $50.00 | $50.00 | 12/28/2009 4:20:34 PM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 4:20:42 PM |
| WorldlyWorker | $25.00 | $25.00 | 12/28/2009 4:20:50 PM |
| Westerly | $50.00 | $50.00 | 12/28/2009 4:20:57 PM |
| Premierelender | $25.00 | $15.22 | 12/28/2009 4:21:34 PM |
| Bob450 | $25.00 | $25.00 | 12/28/2009 9:20:53 PM |
| interstellar | $50.00 | $50.00 | 12/28/2009 7:59:04 PM |
| JustMee | $25.00 | $25.00 | 12/28/2009 9:39:29 PM |
| psalms6612 | $25.00 | $25.00 | 12/29/2009 7:55:48 AM |
| savedollarinc | $25.00 | $25.00 | 12/29/2009 10:29:34 AM |
| peaceful-farmer | $50.00 | $50.00 | 12/29/2009 3:00:12 PM |
| ksubd | $50.00 | $50.00 | 12/30/2009 6:27:14 AM |
| 184 bids
|
Borrower Payment Dependent Notes Series
389775
This series of Notes was issued and sold upon the funding of the borrower loan #40239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $220.65 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $220.49 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,034 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Debtutante |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Debt is Frustrating
Purpose of loan:
I got sick earlier this year, and the hospital bills from my stay are piling up faster than I can pay them.
My financial situation:
I am a good candidate for this loan because I have never, ever missed a payment for anything (loans, credit cards, rent, etc).? I just need more money up front to pay for medical expenses than I have on hand.
Monthly net income: $ 3400
Monthly expenses: $ 2900
??Housing: $ 800
??Insurance: $ 140
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800? (mostly student loans)
??Other expenses: $ 240
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:50 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:34 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:26 PM |
| honorable-yield | $75.00 | $75.00 | 12/18/2009 5:07:42 PM |
| freesia54 | $25.00 | $25.00 | 12/18/2009 5:08:11 PM |
| first-class-dime | $25.00 | $25.00 | 12/18/2009 5:09:47 PM |
| Musicman1950 | $25.00 | $25.00 | 12/18/2009 5:08:57 PM |
| aasx1108 | $25.00 | $25.00 | 12/18/2009 5:10:13 PM |
| a-special-power | $25.00 | $25.00 | 12/18/2009 5:09:08 PM |
| fcukciti | $25.00 | $25.00 | 12/18/2009 5:10:33 PM |
| sas19 | $25.00 | $25.00 | 12/18/2009 5:10:57 PM |
| SDNLR | $25.00 | $25.00 | 12/18/2009 5:11:31 PM |
| financial-frenzy | $25.00 | $25.00 | 12/18/2009 5:11:25 PM |
| JGB | $25.00 | $25.00 | 12/18/2009 5:12:18 PM |
| trochees | $25.00 | $25.00 | 12/18/2009 5:12:43 PM |
| TriSail | $25.00 | $25.00 | 12/18/2009 5:10:03 PM |
| Castellan | $25.00 | $25.00 | 12/18/2009 5:10:51 PM |
| puifais | $25.00 | $25.00 | 12/18/2009 5:11:38 PM |
| personal-lender | $25.00 | $25.00 | 12/18/2009 5:15:02 PM |
| spenrod | $50.00 | $50.00 | 12/18/2009 5:15:51 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/18/2009 5:12:06 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/18/2009 5:14:13 PM |
| sidney102 | $25.00 | $25.00 | 12/18/2009 5:14:33 PM |
| MoneyU4IA | $40.00 | $40.00 | 12/18/2009 5:14:42 PM |
| lloyd_s | $25.00 | $25.00 | 12/18/2009 5:14:49 PM |
| Havana21 | $25.00 | $25.00 | 12/18/2009 5:20:36 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/18/2009 5:20:47 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/18/2009 5:21:36 PM |
| first-upright-payout | $50.00 | $50.00 | 12/18/2009 5:17:19 PM |
| slartibardfast | $25.00 | $25.00 | 12/18/2009 5:20:24 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/18/2009 5:20:57 PM |
| best-deal-banker | $50.00 | $50.00 | 12/18/2009 5:21:23 PM |
| roccofox | $50.00 | $50.00 | 12/18/2009 5:26:09 PM |
| munnu | $25.00 | $25.00 | 12/18/2009 5:25:23 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/18/2009 5:21:49 PM |
| thestartuplender | $35.00 | $35.00 | 12/18/2009 5:25:55 PM |
| impartial-deal | $25.00 | $25.00 | 12/18/2009 5:22:23 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/18/2009 5:27:07 PM |
| andyb9 | $25.00 | $25.00 | 12/18/2009 5:26:46 PM |
| loan-warrior | $25.00 | $25.00 | 12/18/2009 5:27:25 PM |
| shellback13 | $25.00 | $25.00 | 12/18/2009 5:26:54 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/18/2009 5:27:29 PM |
| junctionking | $25.00 | $25.00 | 12/18/2009 5:27:02 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/18/2009 5:28:12 PM |
| Dap2005 | $25.00 | $25.00 | 12/18/2009 5:28:29 PM |
| EdgeonFl | $25.00 | $25.00 | 12/18/2009 5:28:34 PM |
| shanadip | $25.00 | $25.00 | 12/18/2009 5:28:48 PM |
| CASHGIRL | $75.00 | $75.00 | 12/18/2009 5:29:05 PM |
| antlr | $25.00 | $25.00 | 12/18/2009 5:26:41 PM |
| DukSerduk | $25.00 | $25.00 | 12/18/2009 5:31:02 PM |
| AmericanCredit | $25.00 | $25.00 | 12/18/2009 5:31:14 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/18/2009 5:27:34 PM |
| newbietony | $40.00 | $40.00 | 12/18/2009 5:27:46 PM |
| danthemon35 | $25.00 | $25.00 | 12/18/2009 5:31:12 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/18/2009 5:31:16 PM |
| discrete-asset | $25.00 | $25.00 | 12/18/2009 5:34:31 PM |
| Tc11902 | $50.00 | $50.00 | 12/18/2009 5:32:51 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/18/2009 5:28:54 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/18/2009 5:35:06 PM |
| bchen78875 | $50.00 | $50.00 | 12/18/2009 5:34:20 PM |
| sharkm | $40.00 | $40.00 | 12/18/2009 5:35:09 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 5:29:29 PM |
| Katburg | $50.00 | $50.00 | 12/18/2009 5:34:33 PM |
| gulch | $35.00 | $35.00 | 12/18/2009 5:34:39 PM |
| stable-nickel | $170.00 | $170.00 | 12/18/2009 5:34:40 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/18/2009 5:34:44 PM |
| FlexFunding | $100.00 | $100.00 | 12/18/2009 5:29:47 PM |
| Attract | $25.00 | $25.00 | 12/18/2009 5:34:47 PM |
| integrity-doctor | $50.00 | $50.00 | 12/18/2009 5:34:49 PM |
| payout-point | $100.00 | $100.00 | 12/18/2009 5:30:40 PM |
| SCOTTOL | $25.00 | $25.00 | 12/18/2009 5:30:44 PM |
| auction-elvis | $25.00 | $25.00 | 12/18/2009 5:30:58 PM |
| thedoctor | $80.00 | $80.00 | 12/18/2009 5:31:44 PM |
| galaxy1 | $25.00 | $25.00 | 12/18/2009 5:34:18 PM |
| E_G | $50.00 | $50.00 | 12/18/2009 5:34:45 PM |
| mikeandcat | $50.00 | $50.00 | 12/18/2009 5:34:57 PM |
| Kaj | $30.00 | $30.00 | 12/18/2009 5:35:01 PM |
| forthright-social | $25.00 | $25.00 | 12/18/2009 5:35:03 PM |
| Marathoner | $25.00 | $25.00 | 12/18/2009 5:35:13 PM |
| kulender | $25.00 | $25.00 | 12/18/2009 5:35:22 PM |
| Syzygy | $25.00 | $25.00 | 12/19/2009 12:38:20 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 11:03:26 PM |
| Heather11 | $25.00 | $25.00 | 12/20/2009 7:27:26 AM |
| bankar | $25.00 | $25.00 | 12/21/2009 3:15:55 PM |
| lively-exchange | $25.00 | $25.00 | 12/21/2009 11:48:58 PM |
| fakejamaican | $25.00 | $25.00 | 12/22/2009 3:50:19 PM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 5:02:53 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:38:18 PM |
| Starfin300 | $27.62 | $27.62 | 12/23/2009 2:24:31 PM |
| arenangelchild | $100.00 | $100.00 | 12/24/2009 3:58:08 PM |
| Lender0307 | $25.00 | $25.00 | 12/24/2009 9:10:37 PM |
| gilbrear | $25.00 | $25.00 | 12/25/2009 5:56:01 AM |
| soular21804 | $25.00 | $25.00 | 12/25/2009 9:37:43 AM |
| JerryB96 | $25.00 | $25.00 | 12/24/2009 5:06:59 PM |
| gothampark | $25.00 | $25.00 | 12/25/2009 2:16:40 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 12:16:35 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/18/2009 4:44:57 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 5:04:47 PM |
| DandBFamily | $25.00 | $25.00 | 12/18/2009 5:08:18 PM |
| elegant-income3 | $25.00 | $25.00 | 12/18/2009 5:08:27 PM |
| kvandivo | $25.00 | $25.00 | 12/18/2009 5:08:39 PM |
| lean-velocity | $25.00 | $25.00 | 12/18/2009 5:08:49 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 5:08:01 PM |
| skvat | $25.00 | $25.00 | 12/18/2009 5:09:36 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/18/2009 5:10:26 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/18/2009 5:10:45 PM |
| elasermd | $50.00 | $50.00 | 12/18/2009 5:09:52 PM |
| greenwell | $50.00 | $50.00 | 12/18/2009 5:07:52 PM |
| bayareainv | $50.00 | $50.00 | 12/18/2009 5:11:43 PM |
| ClearLake | $25.00 | $25.00 | 12/18/2009 5:11:18 PM |
| mla | $25.00 | $25.00 | 12/18/2009 5:11:52 PM |
| gethsemane4 | $25.00 | $25.00 | 12/18/2009 5:12:14 PM |
| Carpetkid | $50.00 | $50.00 | 12/18/2009 5:09:14 PM |
| Pasagam | $25.00 | $25.00 | 12/18/2009 5:09:24 PM |
| Sixmil | $25.00 | $25.00 | 12/18/2009 5:12:57 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 5:13:08 PM |
| chumbawumba | $25.00 | $25.00 | 12/18/2009 5:14:03 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/18/2009 5:11:06 PM |
| credit-investor5 | $100.00 | $100.00 | 12/18/2009 5:14:25 PM |
| jbaum | $150.00 | $150.00 | 12/18/2009 5:11:59 PM |
| Taxman44 | $25.00 | $25.00 | 12/18/2009 5:15:58 PM |
| lucrative-worth | $25.00 | $25.00 | 12/18/2009 5:12:27 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/18/2009 5:12:50 PM |
| Ranch88 | $25.00 | $25.00 | 12/18/2009 5:13:26 PM |
| noble-moola | $25.00 | $25.00 | 12/18/2009 5:17:31 PM |
| ljay | $25.00 | $25.00 | 12/18/2009 5:19:21 PM |
| Steveoo1 | $50.00 | $50.00 | 12/18/2009 5:19:33 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/18/2009 5:20:15 PM |
| DonaldColorado | $25.00 | $25.00 | 12/18/2009 5:21:02 PM |
| skuba | $50.00 | $50.00 | 12/18/2009 5:21:17 PM |
| Supernick | $50.00 | $50.00 | 12/18/2009 5:21:29 PM |
| gold-commander0 | $50.00 | $50.00 | 12/18/2009 5:21:44 PM |
| kayakg | $25.00 | $25.00 | 12/18/2009 5:19:46 PM |
| TheBiggTree | $25.00 | $25.00 | 12/18/2009 5:24:46 PM |
| teller | $60.00 | $60.00 | 12/18/2009 5:21:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/18/2009 5:26:14 PM |
| yachtiegirl | $25.00 | $25.00 | 12/18/2009 5:26:23 PM |
| mlkhamilton | $25.00 | $25.00 | 12/18/2009 5:26:01 PM |
| Rob717171 | $25.00 | $25.00 | 12/18/2009 5:22:38 PM |
| BankofBen | $250.00 | $250.00 | 12/18/2009 5:26:33 PM |
| TakeCare | $100.00 | $100.00 | 12/18/2009 5:28:03 PM |
| verse99 | $25.00 | $25.00 | 12/18/2009 5:28:24 PM |
| CorMDNY | $25.00 | $25.00 | 12/18/2009 5:28:59 PM |
| saritha | $25.00 | $25.00 | 12/18/2009 5:29:40 PM |
| dollar-spy | $25.00 | $25.00 | 12/18/2009 5:29:18 PM |
| TexasLender2007 | $25.00 | $25.00 | 12/18/2009 5:27:15 PM |
| HunterSix | $25.00 | $25.00 | 12/18/2009 5:31:08 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/18/2009 5:30:32 PM |
| spruce2 | $25.00 | $25.00 | 12/18/2009 5:31:58 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/18/2009 5:30:36 PM |
| tuneman1980 | $25.00 | $25.00 | 12/18/2009 5:30:59 PM |
| surfhoss644 | $25.00 | $25.00 | 12/18/2009 5:28:00 PM |
| highcountry1 | $25.00 | $25.00 | 12/18/2009 5:32:57 PM |
| flopcat | $25.00 | $25.00 | 12/18/2009 5:34:24 PM |
| MidLifeCrisis | $50.00 | $50.00 | 12/18/2009 5:28:19 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/18/2009 5:34:37 PM |
| credit-force5 | $25.00 | $25.00 | 12/18/2009 5:28:42 PM |
| shamrocker | $25.00 | $25.00 | 12/18/2009 5:35:16 PM |
| platinum-sorcerer6 | $25.00 | $10.51 | 12/18/2009 5:35:25 PM |
| harnobuff | $25.00 | $25.00 | 12/18/2009 5:29:27 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/18/2009 5:34:29 PM |
| syounker | $25.00 | $25.00 | 12/18/2009 5:34:30 PM |
| lifegrowth | $25.00 | $25.00 | 12/18/2009 5:29:35 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/18/2009 5:34:35 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/18/2009 5:34:55 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/18/2009 5:34:59 PM |
| AF-Chief | $35.00 | $35.00 | 12/18/2009 5:35:15 PM |
| adama_48 | $25.00 | $25.00 | 12/18/2009 5:35:20 PM |
| superstar449 | $25.00 | $25.00 | 12/18/2009 5:30:27 PM |
| natmonkey | $25.00 | $25.00 | 12/18/2009 5:35:23 PM |
| figs4u2 | $80.00 | $80.00 | 12/18/2009 5:32:04 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/18/2009 5:32:35 PM |
| Cheburashka | $30.00 | $30.00 | 12/18/2009 5:32:55 PM |
| rjleves | $25.00 | $25.00 | 12/18/2009 5:34:16 PM |
| don8ter | $60.00 | $60.00 | 12/18/2009 5:34:25 PM |
| leodaguy | $25.00 | $25.00 | 12/18/2009 5:34:42 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/18/2009 5:34:48 PM |
| magical-greenback | $55.00 | $55.00 | 12/18/2009 5:34:56 PM |
| Tom579 | $25.00 | $25.00 | 12/18/2009 5:35:04 PM |
| cash-boots | $25.00 | $25.00 | 12/18/2009 5:35:18 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:58:55 PM |
| stelex | $48.87 | $48.87 | 12/19/2009 5:50:05 AM |
| generous-deal6 | $25.00 | $25.00 | 12/19/2009 12:37:49 PM |
| suzanny | $25.00 | $25.00 | 12/21/2009 10:37:05 AM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 12:33:34 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:11:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:21:02 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 7:48:34 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 6:57:29 AM |
| Aristophil | $100.00 | $100.00 | 12/24/2009 8:53:02 AM |
| mattblizz | $50.00 | $50.00 | 12/24/2009 4:58:57 PM |
| SPickle | $25.00 | $25.00 | 12/24/2009 7:22:32 PM |
| hidavehi | $63.00 | $63.00 | 12/24/2009 10:05:55 PM |
| caseattle | $25.00 | $25.00 | 12/24/2009 6:57:04 PM |
| bossyboots01 | $25.00 | $25.00 | 12/25/2009 7:16:38 AM |
| balance-force | $25.00 | $25.00 | 12/25/2009 10:55:13 AM |
| 196 bids
|
Borrower Payment Dependent Notes Series
437903
This series of Notes was issued and sold upon the funding of the borrower loan #40200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $94.29 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $86.66 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.19% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 19
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 45 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23,884 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| joyful-credit |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off big Banks
Purpose of loan:
This loan will be used to?pay off my credit cards. I?just don't want to deal with big banks any more....
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and detailed list of all monthly expenses. Thanks. - exciting-fairness
A:
Take Home (pay check)$3700
PITI:$1250
Bills & Utilities $400
Food & Dining $300
Gifts & Donations $80
Auto & Transport $150
Uncategorized $70
Total 2250
(Dec-15-2009)
Q:
Please list all outstanding debt that you have with balances & note the ones being paid with loan. Thanks. - exciting-fairness
A:
Mortgage $130,618.85
Credit Card$9,191.92
Credit Card $9,123.54
Discover $5,936.46
CREDIT CARD $2,781.37
CREDIT CARD $1,551.78 **
Discover $1,470.78
CREDIT CARD $978.25 **
**To be paid off
(Dec-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 12/15/2009 2:47:10 PM |
| dmitriy2 | $25.00 | $25.00 | 12/16/2009 4:10:57 PM |
| helping-out | $25.00 | $25.00 | 12/17/2009 5:05:39 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2009 7:41:05 AM |
| UncleSafety | $25.00 | $25.00 | 12/18/2009 3:55:43 PM |
| fantastic-cash | $27.66 | $27.66 | 12/18/2009 3:51:14 PM |
| orbiter614 | $72.62 | $72.62 | 12/18/2009 6:18:14 PM |
| DebDesert | $25.00 | $25.00 | 12/18/2009 6:36:29 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:04:51 PM |
| killdare | $25.00 | $25.00 | 12/19/2009 6:13:33 AM |
| seatown7 | $50.00 | $50.00 | 12/20/2009 1:32:28 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:31:22 PM |
| AaronL | $25.00 | $25.00 | 12/20/2009 12:12:25 PM |
| community-gyration7 | $50.00 | $50.00 | 12/20/2009 9:03:29 PM |
| rockhound84 | $25.00 | $25.00 | 12/20/2009 9:24:45 PM |
| LiveAloha | $25.00 | $25.00 | 12/20/2009 9:57:53 PM |
| persistent-income2 | $50.00 | $50.00 | 12/21/2009 6:59:41 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 7:40:10 AM |
| Leopoldine | $29.37 | $29.37 | 12/21/2009 9:15:06 AM |
| icecoldcash | $25.00 | $25.00 | 12/21/2009 9:17:21 AM |
| gothampark | $25.00 | $25.00 | 12/21/2009 10:25:13 AM |
| generous-deal6 | $25.00 | $25.00 | 12/21/2009 11:17:51 AM |
| The-CAPS-fan | $40.00 | $40.00 | 12/21/2009 10:34:05 AM |
| truth-silo | $57.41 | $57.41 | 12/21/2009 2:47:35 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:52:53 PM |
| studious-revenue7 | $45.46 | $45.46 | 12/21/2009 3:04:49 PM |
| harmonious-greenback | $61.25 | $61.25 | 12/21/2009 3:28:51 PM |
| wildanne | $50.00 | $50.00 | 12/21/2009 3:17:40 PM |
| impartial-deal | $25.00 | $25.00 | 12/15/2009 3:50:47 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/18/2009 7:44:10 AM |
| noodles932 | $50.00 | $50.00 | 12/18/2009 3:03:04 PM |
| nashibaksi | $25.00 | $25.00 | 12/18/2009 6:57:28 PM |
| mattblizz | $50.00 | $50.00 | 12/18/2009 11:27:49 PM |
| AustinAmerica | $25.00 | $25.00 | 12/19/2009 8:37:27 AM |
| suburbanman64 | $25.00 | $25.00 | 12/19/2009 10:41:11 AM |
| sunnysally | $25.00 | $25.00 | 12/19/2009 6:09:49 PM |
| unbeatable-wealth | $25.00 | $25.00 | 12/19/2009 8:45:00 PM |
| MoneyTree79 | $73.26 | $73.26 | 12/20/2009 6:44:46 AM |
| helping-out | $25.00 | $25.00 | 12/20/2009 8:12:16 AM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:21:29 AM |
| matthewrburk | $169.41 | $169.41 | 12/20/2009 11:46:41 AM |
| spiritual-fairness5 | $30.00 | $30.00 | 12/20/2009 11:11:14 AM |
| MrCoffee | $51.59 | $51.59 | 12/20/2009 12:27:53 PM |
| coloradoloanman | $25.00 | $25.00 | 12/20/2009 5:16:17 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:37:26 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:01:10 PM |
| BuckeyeGuy | $25.00 | $25.00 | 12/20/2009 10:21:54 PM |
| Chewbaca | $25.00 | $25.00 | 12/21/2009 7:39:34 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 12:58:32 AM |
| scrabbler | $25.00 | $25.00 | 12/21/2009 6:53:06 AM |
| fakejamaican | $25.00 | $25.00 | 12/21/2009 9:33:36 AM |
| TheSpottedFlamingo | $25.00 | $25.00 | 12/21/2009 9:15:27 AM |
| icecoldcash | $25.00 | $25.00 | 12/21/2009 9:17:05 AM |
| sharp-credit | $409.39 | $216.97 | 12/21/2009 11:01:45 AM |
| johnpmid | $25.00 | $25.00 | 12/21/2009 2:05:26 PM |
| mmmm1982 | $25.00 | $25.00 | 12/21/2009 3:04:50 PM |
| dsv | $25.00 | $25.00 | 12/21/2009 3:00:08 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:02:27 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
438341
This series of Notes was issued and sold upon the funding of the borrower loan #40213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.72% |
Starting monthly payment:
| $47.28 |
|
Final lender yield:
| 7.40% |
Final borrower rate/APR:
| 8.40% / 10.72% |
Final monthly payment:
| $47.28 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.29% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $92,755 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| extraordinary-basis9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
putting in a new kitchen counter
Purpose of the loan is to surprise my wife by putting in a new kitchen counter. I will be able to make timely monthly payments because of the fact that I have had continued employment as a staffing consultant since 1992.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 7:10:58 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:48:38 PM |
| tenchi2777 | $25.00 | $25.00 | 12/21/2009 5:03:30 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/21/2009 5:05:08 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:01:52 PM |
| dasyjo | $25.00 | $25.00 | 12/23/2009 1:26:57 AM |
| mco | $25.00 | $25.00 | 12/22/2009 10:07:43 PM |
| jasunshine | $25.00 | $25.00 | 12/23/2009 9:52:09 AM |
| anton | $1,295.00 | $1,275.00 | 12/23/2009 4:05:51 PM |
| 9 bids
|
Borrower Payment Dependent Notes Series
438425
This series of Notes was issued and sold upon the funding of the borrower loan #40217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,150.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 24.38% |
Starting monthly payment:
| $43.37 |
|
Final lender yield:
| 20.08% |
Final borrower rate/APR:
| 21.08% / 24.38% |
Final monthly payment:
| $43.37 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 25 | Length of status: | 1y 9m |
|
Amount delinquent:
| $18,458 |
Revolving credit balance:
| $100,914 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 39 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| cvbarker |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great Investment Right Here
Hi everyone,
I am making great progress.? I just finished paying off a settlement on my AMEX which eliminated $22K in credit card debt.??I need $4000 to payoff my citibank card which will eliminate approx $17,000 in credit card debt.? Any help appreciated!? Help me get DEBT FREE!!!!!!!!!!!!!
So what happened?? The 30+ delinquencies on my profile are the result of?a layoff a couple years ago that saw my?income go from $150K to?$48K that in addition to a new wonderful baby girl that required some at home?medical expenses not covered by insurance.? Happy to report that she in fine now as well as my income is back up over $100k.? ?
Update: I will be getting a bonus from my employer payable to me in March 2010 of at least $4k
Purpose of loan:
This loan will be used to pay off a credit card that I have in default.? I have negoiated settlement with credit card company and need to come up with this amount ASAP?
My financial situation:
I am a good candidate for this loan because I have always had good credit but some unfortunate life circumstances put me in a difficult financial situation that I am getting out of with your help.??The amount of past due is a result of not being able to make minimum payments but I am now able to do that as my income has increased.? In addition I work in an industry that requires good credit (financial services) and thus need to clear this up.??Please consider bidding on my loan I will even be able to pay it back early.? Thank you.?
Monthly net income: $4100
Monthly expenses: $
??Housing: $0 (I am living with a family member currently
??Insurance: $ NA
??Car expenses: $ NA
??Utilities: $ 50
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ na
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| robot777 | $40.00 | $40.00 | 12/17/2009 4:30:56 PM |
| archibaldtuttle | $49.21 | $49.21 | 12/19/2009 12:14:18 AM |
| YoungTaxMan | $50.00 | $50.00 | 12/21/2009 5:10:09 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/22/2009 6:49:04 AM |
| Ven58 | $25.00 | $25.00 | 12/24/2009 5:06:02 AM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:56:16 AM |
| UBOtto186 | $25.00 | $25.00 | 12/24/2009 9:15:54 AM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 8:15:13 AM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:46:44 AM |
| Bob450 | $25.00 | $25.00 | 12/24/2009 12:41:11 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 12:57:00 PM |
| skaught | $45.37 | $45.37 | 12/24/2009 10:31:32 AM |
| apopkawz | $25.00 | $25.00 | 12/24/2009 3:23:38 PM |
| JiggaJoeyS | $83.33 | $21.09 | 12/24/2009 3:51:27 PM |
| Capit0l | $50.00 | $50.00 | 12/24/2009 3:50:24 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/24/2009 12:05:11 PM |
| just-trade0 | $36.00 | $36.00 | 12/24/2009 2:46:35 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/24/2009 2:51:54 PM |
| tnjohnso | $25.00 | $25.00 | 12/17/2009 4:40:14 PM |
| ghinga | $25.00 | $25.00 | 12/18/2009 12:32:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/18/2009 2:28:36 PM |
| Syzygy | $25.00 | $25.00 | 12/19/2009 12:37:26 PM |
| markac | $25.00 | $25.00 | 12/20/2009 9:39:31 AM |
| cash-game-changer | $25.00 | $25.00 | 12/21/2009 6:09:14 AM |
| miniloan | $25.00 | $25.00 | 12/22/2009 9:37:48 AM |
| GS-ROCK | $25.00 | $25.00 | 12/22/2009 6:05:50 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:21:25 PM |
| KDW08 | $25.00 | $25.00 | 12/23/2009 4:51:51 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:14:17 PM |
| charitycoon | $100.00 | $100.00 | 12/23/2009 4:13:40 PM |
| Saving4Food | $25.00 | $25.00 | 12/24/2009 4:53:34 AM |
| houli123 | $25.00 | $25.00 | 12/24/2009 3:10:27 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/24/2009 10:00:04 AM |
| cjames84 | $25.00 | $25.00 | 12/24/2009 3:29:13 PM |
| DasMula | $25.00 | $25.00 | 12/24/2009 1:33:12 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
438507
This series of Notes was issued and sold upon the funding of the borrower loan #40236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $316.65 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $316.65 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,645 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 24% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| platinum-poplar |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation, travel
Purpose of loan:
This loan will be used to?
debt consolidation, travel ???? ????
My financial situation:
I am a good candidate for this loan because?
i have a solid income, i make all of my payments
Monthly net income: $
3200
Monthly expenses: $
3488
??Housing: $
900
??Insurance: $
88
??Car expenses: $100 ???
??Utilities: $ 200
??Phone, cable, internet: $100
??Food, entertainment: $ 200
??Clothing, household expenses $
100
??Credit cards and other loans: $
1500
??Other expenses: $
300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $75.00 | $75.00 | 12/16/2009 4:27:12 PM |
| penny-surgeon | $25.00 | $25.00 | 12/23/2009 12:20:31 PM |
| ralstat | $500.00 | $500.00 | 12/23/2009 3:02:12 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 3:31:38 PM |
| Bill88 | $25.00 | $25.00 | 12/23/2009 3:51:48 PM |
| ralstat | $500.00 | $362.15 | 12/23/2009 3:53:05 PM |
| Capit0l | $100.00 | $100.00 | 12/23/2009 3:53:39 PM |
| efficient-principal | $87.59 | $87.59 | 12/18/2009 5:36:53 PM |
| britsorstars | $50.00 | $50.00 | 12/23/2009 8:13:30 AM |
| ralstat | $500.00 | $500.00 | 12/23/2009 10:43:02 AM |
| patriot384 | $75.00 | $75.00 | 12/23/2009 12:41:16 PM |
| ralstat | $4,500.00 | $4,500.00 | 12/23/2009 12:14:24 PM |
| worldly-gold | $100.00 | $100.00 | 12/23/2009 1:47:40 PM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 2:11:48 PM |
| Kissabledevil | $25.00 | $25.00 | 12/23/2009 3:09:09 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 3:33:12 PM |
| DasMula | $250.00 | $250.00 | 12/23/2009 1:50:59 PM |
| Capit0l | $25.00 | $25.00 | 12/23/2009 3:52:18 PM |
| squarebob | $25.00 | $25.00 | 12/23/2009 2:20:23 PM |
| DasMula | $123.26 | $123.26 | 12/23/2009 3:52:55 PM |
| Capit0l | $50.00 | $50.00 | 12/23/2009 3:52:41 PM |
| Engineer44 | $27.00 | $27.00 | 12/23/2009 4:09:00 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
438557
This series of Notes was issued and sold upon the funding of the borrower loan #40214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 8.50% |
Starting borrower rate/APR:
| 9.50% / 9.84% |
Starting monthly payment:
| $640.66 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $640.19 |
| |
|
Auction yield range:
| 3.20% - 8.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 22
/
22 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,280 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| openness-shepherd |
Borrower's state:
| Ohio |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to consolidate three credit cards at a fixed interest rate.? The credit card debt was all incurred while I was in law school.??When I graduated from law school in 2006 I had?$46,000.00 in credit card debt.? So far I have successfully paid off over $20,000.00, but I'm looking for faster results.?
My financial situation:
I am a good candidate for this loan because I pay everything on time, I have never defaulted on a debt, I have a good job with plenty of income, and I can afford to make much higher payments than the loan I am requesting.? Also, I have a home and a car which I am currently paying for.? I make $134,000 / year.? After taxes, I take home roughly $7500 / month.
My fixed monthly expenses are as follows:
Mortgage and utilities -- $2500
Student loans -- $1000
Car (payments, insurance and maintenance) -- $500?
I have no dependents or other fixed expenses.? That leaves $3500 / month for other expenditures (such as repaying this loan).? A $20,000 loan is clearly something I can afford.???
Finally, I should add that I am a good person too: I donate 2% of my income annually to United Way; I teach low-income children how to read; and I gave a year of service to my country as an AmeriCorps volunteer back in 2000-2001.???
Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:51 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/18/2009 4:44:57 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 5:04:46 PM |
| Musicman1950 | $25.00 | $25.00 | 12/18/2009 5:08:56 PM |
| a-special-power | $25.00 | $25.00 | 12/18/2009 5:09:07 PM |
| Pasagam | $25.00 | $25.00 | 12/18/2009 5:09:23 PM |
| DandBFamily | $25.00 | $25.00 | 12/18/2009 5:08:18 PM |
| Carpetkid | $50.00 | $50.00 | 12/18/2009 5:09:14 PM |
| TriSail | $25.00 | $25.00 | 12/18/2009 5:10:04 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/18/2009 5:10:25 PM |
| greenwell | $50.00 | $50.00 | 12/18/2009 5:07:52 PM |
| Castellan | $25.00 | $25.00 | 12/18/2009 5:10:52 PM |
| ClearLake | $25.00 | $25.00 | 12/18/2009 5:11:18 PM |
| skvat | $25.00 | $25.00 | 12/18/2009 5:09:35 PM |
| trochees | $25.00 | $25.00 | 12/18/2009 5:12:42 PM |
| fcukciti | $25.00 | $25.00 | 12/18/2009 5:10:32 PM |
| chumbawumba | $25.00 | $25.00 | 12/18/2009 5:14:02 PM |
| sas19 | $25.00 | $25.00 | 12/18/2009 5:10:57 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/18/2009 5:14:12 PM |
| sidney102 | $25.00 | $25.00 | 12/18/2009 5:14:32 PM |
| jbaum | $150.00 | $150.00 | 12/18/2009 5:11:58 PM |
| lucrative-worth | $25.00 | $25.00 | 12/18/2009 5:12:26 PM |
| Ranch88 | $25.00 | $25.00 | 12/18/2009 5:13:26 PM |
| ljay | $25.00 | $25.00 | 12/18/2009 5:19:20 PM |
| credit-investor5 | $100.00 | $100.00 | 12/18/2009 5:14:25 PM |
| slartibardfast | $25.00 | $25.00 | 12/18/2009 5:20:24 PM |
| personal-lender | $25.00 | $25.00 | 12/18/2009 5:15:03 PM |
| DonaldColorado | $25.00 | $25.00 | 12/18/2009 5:21:04 PM |
| spenrod | $50.00 | $50.00 | 12/18/2009 5:15:51 PM |
| teller | $60.00 | $60.00 | 12/18/2009 5:21:10 PM |
| Taxman44 | $25.00 | $25.00 | 12/18/2009 5:15:57 PM |
| gold-commander0 | $50.00 | $50.00 | 12/18/2009 5:21:44 PM |
| noble-moola | $25.00 | $25.00 | 12/18/2009 5:17:30 PM |
| impartial-deal | $25.00 | $25.00 | 12/18/2009 5:22:23 PM |
| Steveoo1 | $50.00 | $50.00 | 12/18/2009 5:19:33 PM |
| neenerman | $75.00 | $75.00 | 12/18/2009 5:22:53 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/18/2009 5:20:14 PM |
| discrete-asset | $25.00 | $25.00 | 12/18/2009 5:25:18 PM |
| TheBiggTree | $25.00 | $25.00 | 12/18/2009 5:24:45 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/18/2009 5:21:35 PM |
| Guiren | $100.00 | $100.00 | 12/18/2009 5:22:15 PM |
| mlkhamilton | $25.00 | $25.00 | 12/18/2009 5:26:00 PM |
| roccofox | $50.00 | $50.00 | 12/18/2009 5:26:09 PM |
| antlr | $25.00 | $25.00 | 12/18/2009 5:26:41 PM |
| BankofBen | $250.00 | $250.00 | 12/18/2009 5:26:32 PM |
| jeangot | $25.00 | $25.00 | 12/18/2009 5:26:58 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/18/2009 5:27:33 PM |
| newbietony | $40.00 | $40.00 | 12/18/2009 5:27:45 PM |
| MidLifeCrisis | $50.00 | $50.00 | 12/18/2009 5:28:18 PM |
| Frugal | $25.00 | $25.00 | 12/18/2009 5:27:53 PM |
| TakeCare | $100.00 | $100.00 | 12/18/2009 5:28:03 PM |
| credit-force5 | $25.00 | $25.00 | 12/18/2009 5:28:41 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/18/2009 5:26:15 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/18/2009 5:28:53 PM |
| harnobuff | $25.00 | $25.00 | 12/18/2009 5:29:26 PM |
| CASHGIRL | $75.00 | $75.00 | 12/18/2009 5:29:04 PM |
| andyb9 | $25.00 | $25.00 | 12/18/2009 5:26:46 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 5:29:30 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/18/2009 5:30:31 PM |
| payout-point | $100.00 | $100.00 | 12/18/2009 5:30:39 PM |
| figs4u2 | $80.00 | $80.00 | 12/18/2009 5:32:04 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/18/2009 5:28:12 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/18/2009 5:34:37 PM |
| leodaguy | $25.00 | $25.00 | 12/18/2009 5:34:41 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/18/2009 5:34:48 PM |
| magical-greenback | $55.00 | $55.00 | 12/18/2009 5:34:56 PM |
| rjleves | $25.00 | $25.00 | 12/18/2009 5:34:16 PM |
| dollar-spy | $25.00 | $25.00 | 12/18/2009 5:29:17 PM |
| flopcat | $25.00 | $25.00 | 12/18/2009 5:34:23 PM |
| kulender | $25.00 | $25.00 | 12/18/2009 5:35:21 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/18/2009 5:34:28 PM |
| lendacity | $25.00 | $25.00 | 12/18/2009 5:35:30 PM |
| syounker | $25.00 | $25.00 | 12/18/2009 5:34:30 PM |
| Jassi | $25.00 | $25.00 | 12/18/2009 5:35:37 PM |
| lifegrowth | $25.00 | $25.00 | 12/18/2009 5:29:35 PM |
| iansays1 | $25.00 | $25.00 | 12/18/2009 5:36:12 PM |
| mikeandcat | $50.00 | $50.00 | 12/18/2009 5:34:58 PM |
| Tom579 | $25.00 | $25.00 | 12/18/2009 5:35:03 PM |
| adama_48 | $25.00 | $25.00 | 12/18/2009 5:35:19 PM |
| natmonkey | $25.00 | $25.00 | 12/18/2009 5:35:23 PM |
| totoro | $25.00 | $25.00 | 12/18/2009 5:35:27 PM |
| Tai | $25.00 | $25.00 | 12/18/2009 5:37:12 PM |
| ijspence | $25.00 | $25.00 | 12/18/2009 5:35:31 PM |
| cjames84 | $25.00 | $25.00 | 12/18/2009 5:37:49 PM |
| MitchD | $25.00 | $25.00 | 12/18/2009 5:38:02 PM |
| HunterSix | $25.00 | $25.00 | 12/18/2009 5:31:06 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/18/2009 5:31:15 PM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 5:36:19 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 5:36:25 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 5:36:42 PM |
| Kame | $25.00 | $25.00 | 12/18/2009 5:36:58 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/18/2009 5:32:35 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 5:37:03 PM |
| DeilaMiah | $50.00 | $50.00 | 12/18/2009 5:48:20 PM |
| highcountry1 | $25.00 | $25.00 | 12/18/2009 5:32:57 PM |
| DLock99 | $50.00 | $50.00 | 12/18/2009 5:48:27 PM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/18/2009 5:37:17 PM |
| Katburg | $50.00 | $50.00 | 12/18/2009 5:34:32 PM |
| gulch | $35.00 | $35.00 | 12/18/2009 5:34:38 PM |
| lry651 | $25.00 | $25.00 | 12/18/2009 5:49:25 PM |
| dpfl55 | $25.00 | $25.00 | 12/18/2009 5:34:53 PM |
| neighborly-hope6 | $40.47 | $40.47 | 12/18/2009 5:37:47 PM |
| SilverRain | $25.00 | $25.00 | 12/18/2009 5:37:53 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/18/2009 5:35:05 PM |
| wonderful-rupee | $25.00 | $25.00 | 12/18/2009 5:52:01 PM |
| shamrocker | $25.00 | $25.00 | 12/18/2009 5:35:17 PM |
| MarinLoans | $42.45 | $42.45 | 12/18/2009 5:52:21 PM |
| GyJAV_BNCCo | $50.00 | $50.00 | 12/18/2009 5:52:30 PM |
| 13nd3r | $25.00 | $25.00 | 12/18/2009 5:46:17 PM |
| j2ee | $25.00 | $25.00 | 12/18/2009 5:48:12 PM |
| wormdc | $26.00 | $26.00 | 12/18/2009 5:52:46 PM |
| orbital-gain | $30.00 | $30.00 | 12/18/2009 5:48:16 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/18/2009 5:48:25 PM |
| skiforglory | $25.00 | $25.00 | 12/18/2009 5:48:51 PM |
| Duanep01 | $25.00 | $25.00 | 12/18/2009 5:53:53 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/18/2009 5:36:09 PM |
| payout-optimizer | $25.00 | $25.00 | 12/18/2009 5:48:54 PM |
| kirkjerk | $25.00 | $25.00 | 12/18/2009 5:53:55 PM |
| zoe1971 | $25.00 | $25.00 | 12/18/2009 5:48:58 PM |
| grampy48 | $25.00 | $25.00 | 12/18/2009 5:54:21 PM |
| kayakg | $25.00 | $25.00 | 12/18/2009 5:54:43 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/18/2009 5:49:26 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/18/2009 5:55:05 PM |
| economy-structure9 | $25.00 | $25.00 | 12/18/2009 5:49:40 PM |
| get30inc | $50.00 | $50.00 | 12/18/2009 5:55:21 PM |
| moola-goliath4 | $25.00 | $25.00 | 12/18/2009 5:37:20 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/18/2009 5:37:25 PM |
| infinitemudra | $25.00 | $25.00 | 12/18/2009 5:51:41 PM |
| Oakland | $34.94 | $34.94 | 12/18/2009 5:51:46 PM |
| Buffer10 | $200.00 | $200.00 | 12/18/2009 5:37:42 PM |
| bigballer105 | $25.00 | $25.00 | 12/18/2009 5:52:29 PM |
| sjlnn | $50.00 | $50.00 | 12/18/2009 6:02:40 PM |
| summerlander | $25.00 | $25.00 | 12/18/2009 5:52:37 PM |
| SKAGIT22 | $25.00 | $25.00 | 12/18/2009 5:38:18 PM |
| KamiKen | $40.26 | $40.26 | 12/18/2009 5:52:55 PM |
| Dairyboy | $25.00 | $25.00 | 12/18/2009 5:53:52 PM |
| USMC0311 | $25.00 | $25.00 | 12/18/2009 5:53:56 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/18/2009 5:54:26 PM |
| Dmatthewsftf | $25.00 | $25.00 | 12/18/2009 5:48:43 PM |
| DSK_Financials | $50.00 | $50.00 | 12/18/2009 5:48:47 PM |
| restless-currency | $25.00 | $25.00 | 12/18/2009 5:55:12 PM |
| wdove511 | $25.00 | $25.00 | 12/18/2009 5:55:20 PM |
| listing-happiness | $25.00 | $25.00 | 12/18/2009 5:48:53 PM |
| oskizzle | $25.00 | $25.00 | 12/18/2009 5:48:57 PM |
| Flux | $25.00 | $25.00 | 12/18/2009 5:49:10 PM |
| deal-kung-fu | $25.00 | $25.00 | 12/18/2009 5:49:17 PM |
| KiwiElf | $27.30 | $27.30 | 12/18/2009 5:56:17 PM |
| rdrloan | $25.00 | $25.00 | 12/18/2009 5:56:29 PM |
| BzJ108 | $25.00 | $25.00 | 12/18/2009 6:40:25 PM |
| astute-dollar | $100.00 | $100.00 | 12/18/2009 5:51:37 PM |
| AceInTheHole | $25.00 | $25.00 | 12/18/2009 5:51:42 PM |
| worklessmakemore | $25.00 | $25.00 | 12/18/2009 6:04:55 PM |
| Kerrysbay | $25.00 | $25.00 | 12/18/2009 5:51:58 PM |
| one2sojourn | $40.45 | $40.45 | 12/18/2009 5:52:20 PM |
| diversification-viking | $25.00 | $25.00 | 12/18/2009 5:53:45 PM |
| Lancasterdust | $25.00 | $25.00 | 12/18/2009 5:53:50 PM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 12/18/2009 6:29:55 PM |
| Finspons | $250.00 | $250.00 | 12/18/2009 6:03:10 PM |
| Sierralance | $25.00 | $25.00 | 12/18/2009 6:10:35 PM |
| LPSolutions | $25.00 | $25.00 | 12/18/2009 7:43:51 PM |
| JackinGreen | $100.00 | $100.00 | 12/18/2009 8:07:41 PM |
| two_old_gals | $25.00 | $25.00 | 12/18/2009 8:19:53 PM |
| bluesky07 | $25.00 | $25.00 | 12/18/2009 8:20:15 PM |
| JohnGalt94 | $25.00 | $25.00 | 12/18/2009 8:20:18 PM |
| Hondo | $25.00 | $25.00 | 12/18/2009 8:20:29 PM |
| emo13 | $50.00 | $50.00 | 12/18/2009 8:20:45 PM |
| Triathlonman | $25.00 | $25.00 | 12/18/2009 8:20:53 PM |
| slobberjob | $25.00 | $25.00 | 12/18/2009 8:20:59 PM |
| famous-community8 | $25.00 | $25.00 | 12/18/2009 8:21:01 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/18/2009 7:35:33 PM |
| meenan | $40.00 | $40.00 | 12/18/2009 8:46:08 PM |
| DadWarbucks | $25.00 | $25.00 | 12/18/2009 9:15:43 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/18/2009 9:16:04 PM |
| contract-voltage | $25.00 | $25.00 | 12/18/2009 7:31:16 PM |
| repayment-chef | $25.00 | $25.00 | 12/18/2009 8:19:33 PM |
| Bank42 | $50.00 | $50.00 | 12/18/2009 8:19:56 PM |
| HUNTER599673 | $25.00 | $25.00 | 12/18/2009 8:20:14 PM |
| johntina | $50.00 | $50.00 | 12/18/2009 8:20:47 PM |
| vegaslender88 | $25.00 | $25.00 | 12/18/2009 8:20:55 PM |
| Ivan2007 | $50.00 | $50.00 | 12/18/2009 8:20:58 PM |
| paladin847 | $25.00 | $25.00 | 12/18/2009 10:23:46 PM |
| fishman42 | $25.00 | $25.00 | 12/18/2009 8:19:30 PM |
| Dazz2061 | $25.00 | $25.00 | 12/18/2009 8:20:28 PM |
| revenue-serenity | $25.00 | $25.00 | 12/18/2009 11:21:38 PM |
| supreme-hope | $25.00 | $25.00 | 12/18/2009 11:55:17 PM |
| nuclearmoose | $25.00 | $25.00 | 12/19/2009 12:10:26 AM |
| Goodlender42 | $25.00 | $25.00 | 12/18/2009 9:15:45 PM |
| sellbuy40 | $48.50 | $48.50 | 12/19/2009 4:19:29 AM |
| ultimate-social | $25.00 | $25.00 | 12/18/2009 10:40:51 PM |
| proteinart | $25.00 | $25.00 | 12/19/2009 5:15:31 AM |
| tensalis | $25.00 | $25.00 | 12/19/2009 5:21:21 AM |
| doublediamond | $25.00 | $25.00 | 12/19/2009 5:40:55 AM |
| wampum-cocktail | $25.00 | $25.00 | 12/19/2009 6:06:02 AM |
| unrivaled-justice | $25.00 | $25.00 | 12/19/2009 6:13:20 AM |
| NS22 | $25.00 | $25.00 | 12/18/2009 11:30:04 PM |
| roymckenzie | $25.00 | $25.00 | 12/18/2009 11:55:48 PM |
| BrighterSuns | $25.00 | $25.00 | 12/19/2009 7:03:18 AM |
| diverse2 | $30.00 | $30.00 | 12/19/2009 5:31:48 AM |
| VBAces | $25.00 | $25.00 | 12/19/2009 7:03:20 AM |
| iruz | $44.47 | $44.47 | 12/19/2009 7:05:27 AM |
| evnagelist | $42.02 | $42.02 | 12/19/2009 3:45:43 AM |
| jd006006 | $40.00 | $40.00 | 12/19/2009 5:58:24 AM |
| kginatl | $48.88 | $48.88 | 12/19/2009 5:15:32 AM |
| cozy-worth7 | $25.00 | $25.00 | 12/19/2009 5:31:50 AM |
| dionysus03 | $25.00 | $25.00 | 12/19/2009 7:04:01 AM |
| serpentine | $50.00 | $50.00 | 12/19/2009 7:11:24 AM |
| divrekku | $25.00 | $25.00 | 12/19/2009 7:03:23 AM |
| gracej | $25.00 | $25.00 | 12/19/2009 8:35:46 AM |
| DHolly | $25.00 | $25.00 | 12/19/2009 7:50:54 AM |
| gentle-gold | $25.00 | $25.00 | 12/19/2009 8:30:17 AM |
| worth-quark | $25.00 | $25.00 | 12/19/2009 9:26:01 AM |
| katnmouse | $25.00 | $25.00 | 12/19/2009 8:36:11 AM |
| esabzb | $25.00 | $25.00 | 12/19/2009 9:33:52 AM |
| ProfPC | $25.00 | $25.00 | 12/19/2009 8:54:09 AM |
| gourd6 | $50.00 | $50.00 | 12/19/2009 9:18:03 AM |
| Jack1966 | $25.00 | $25.00 | 12/19/2009 9:33:49 AM |
| transparency-giant | $50.00 | $50.00 | 12/19/2009 9:44:11 AM |
| inventive-wealth2 | $25.00 | $25.00 | 12/19/2009 10:50:08 AM |
| uncleegg | $25.00 | $25.00 | 12/19/2009 10:07:00 AM |
| SNH | $50.00 | $50.00 | 12/19/2009 10:08:53 AM |
| unk1911 | $25.00 | $25.00 | 12/19/2009 11:38:18 AM |
| fxsrider | $25.00 | $25.00 | 12/19/2009 11:55:23 AM |
| asset-prescription | $25.00 | $25.00 | 12/19/2009 12:51:28 PM |
| bold-enthralling-yield | $25.00 | $25.00 | 12/19/2009 12:20:01 PM |
| cubesteak | $25.00 | $25.00 | 12/19/2009 12:45:15 PM |
| deal_maker78 | $33.38 | $33.38 | 12/19/2009 1:39:16 PM |
| jla720 | $25.00 | $25.00 | 12/19/2009 12:51:30 PM |
| shadowflame_99 | $25.00 | $25.00 | 12/19/2009 1:45:06 PM |
| subtle-interest | $25.00 | $25.00 | 12/19/2009 5:21:59 PM |
| dparkhom | $25.00 | $25.00 | 12/19/2009 5:47:09 PM |
| MONEYLENDER101 | $49.40 | $49.40 | 12/19/2009 7:16:21 PM |
| BeemerRider | $25.00 | $25.00 | 12/19/2009 6:12:00 PM |
| AJSinvest | $25.00 | $25.00 | 12/19/2009 6:53:26 PM |
| iLoaner | $25.00 | $25.00 | 12/19/2009 8:45:44 PM |
| axis1 | $25.00 | $25.00 | 12/19/2009 10:43:25 PM |
| HamletTower | $25.00 | $25.00 | 12/20/2009 1:58:54 AM |
| eis930 | $39.09 | $39.09 | 12/20/2009 12:13:05 AM |
| Residuum | $25.00 | $25.00 | 12/19/2009 10:35:14 PM |
| MidnightBank | $25.00 | $25.00 | 12/20/2009 4:54:54 AM |
| stensonb | $25.00 | $25.00 | 12/20/2009 4:58:56 AM |
| dollarsforrent | $35.00 | $35.00 | 12/20/2009 5:05:36 AM |
| value-pouch | $25.00 | $25.00 | 12/20/2009 2:34:52 AM |
| AlexTrep | $25.00 | $25.00 | 12/20/2009 5:58:49 AM |
| prudent-return3 | $25.00 | $25.00 | 12/20/2009 4:52:48 AM |
| kanpur63 | $25.00 | $23.28 | 12/20/2009 6:02:58 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 1:36:06 PM |
| dbanwart | $50.00 | $50.00 | 12/20/2009 2:59:14 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/20/2009 5:41:42 PM |
| wwwUniversal | $25.00 | $25.00 | 12/20/2009 5:41:41 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/20/2009 6:28:20 PM |
| building_community | $50.00 | $50.00 | 12/21/2009 7:55:26 AM |
| stock_speculator | $25.00 | $25.00 | 12/21/2009 10:25:19 AM |
| turbostar666 | $26.08 | $26.08 | 12/21/2009 10:19:39 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 11:47:32 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:15 PM |
| Moneypenny6 | $25.00 | $25.00 | 12/21/2009 7:31:46 PM |
| buddyelen | $63.29 | $63.29 | 12/22/2009 1:31:38 AM |
| bank-examiner | $50.00 | $50.00 | 12/22/2009 11:13:54 PM |
| chesterCFO | $100.00 | $100.00 | 12/23/2009 6:43:34 AM |
| zento | $25.00 | $25.00 | 12/23/2009 10:56:41 AM |
| 4dlsmith | $87.76 | $87.76 | 12/23/2009 10:29:02 AM |
| lazyeye | $50.00 | $50.00 | 12/23/2009 6:03:01 PM |
| NoNameLender | $47.28 | $47.28 | 12/23/2009 4:14:42 PM |
| NoNameLender | $50.00 | $50.00 | 12/23/2009 4:17:20 PM |
| Aristophil | $100.00 | $100.00 | 12/24/2009 8:50:04 AM |
| glimmering-credit4 | $25.00 | $25.00 | 12/24/2009 10:00:04 AM |
| Spiv_51 | $25.00 | $25.00 | 12/24/2009 3:13:12 AM |
| wonderous-power | $25.00 | $25.00 | 12/24/2009 6:03:09 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/24/2009 6:49:10 AM |
| jalvin | $75.00 | $75.00 | 12/24/2009 1:19:15 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 1:01:50 PM |
| yenom | $25.00 | $25.00 | 12/24/2009 1:22:24 PM |
| Tiger6543 | $25.00 | $25.00 | 12/24/2009 12:22:10 PM |
| caseattle | $25.00 | $25.00 | 12/24/2009 6:56:19 PM |
| SPickle | $25.00 | $25.00 | 12/24/2009 7:23:27 PM |
| gsp1885 | $27.89 | $27.89 | 12/24/2009 11:15:14 PM |
| OoM | $25.00 | $25.00 | 12/24/2009 4:02:18 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/25/2009 8:36:23 AM |
| Uwantfunds | $25.00 | $25.00 | 12/24/2009 4:21:01 PM |
| Feyenoord | $25.00 | $25.00 | 12/25/2009 10:48:49 AM |
| balance-force | $50.00 | $50.00 | 12/25/2009 10:53:26 AM |
| booie | $25.00 | $25.00 | 12/25/2009 7:51:08 AM |
| mjsk | $25.00 | $25.00 | 12/25/2009 11:05:00 AM |
| rate-hickory | $65.00 | $65.00 | 12/25/2009 9:11:29 AM |
| momentous-transaction8 | $50.00 | $50.00 | 12/24/2009 7:18:39 PM |
| exciting-fairness | $200.00 | $200.00 | 12/25/2009 2:11:52 PM |
| StocksMan | $50.00 | $50.00 | 12/25/2009 4:00:27 PM |
| scloans | $35.00 | $35.00 | 12/25/2009 4:43:48 AM |
| COtheBeast | $25.00 | $25.00 | 12/25/2009 3:56:40 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/25/2009 3:57:15 PM |
| squarebob | $25.00 | $25.00 | 12/25/2009 3:23:41 PM |
| rangers94 | $25.00 | $25.00 | 12/18/2009 4:43:32 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:34 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:25 PM |
| freesia54 | $25.00 | $25.00 | 12/18/2009 5:08:10 PM |
| honorable-yield | $75.00 | $75.00 | 12/18/2009 5:07:43 PM |
| first-class-dime | $25.00 | $25.00 | 12/18/2009 5:09:46 PM |
| elasermd | $50.00 | $50.00 | 12/18/2009 5:09:52 PM |
| lean-velocity | $25.00 | $25.00 | 12/18/2009 5:08:48 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 5:08:00 PM |
| SDNLR | $25.00 | $25.00 | 12/18/2009 5:11:31 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/18/2009 5:11:05 PM |
| elegant-income3 | $25.00 | $25.00 | 12/18/2009 5:08:27 PM |
| financial-frenzy | $25.00 | $25.00 | 12/18/2009 5:11:24 PM |
| kvandivo | $25.00 | $25.00 | 12/18/2009 5:08:38 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/18/2009 5:12:49 PM |
| Sixmil | $25.00 | $25.00 | 12/18/2009 5:12:58 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 5:13:09 PM |
| aasx1108 | $25.00 | $25.00 | 12/18/2009 5:10:13 PM |
| mla | $25.00 | $25.00 | 12/18/2009 5:11:52 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/18/2009 5:12:06 PM |
| JGB | $25.00 | $25.00 | 12/18/2009 5:12:18 PM |
| first-upright-payout | $50.00 | $50.00 | 12/18/2009 5:17:18 PM |
| MoneyU4IA | $40.00 | $40.00 | 12/18/2009 5:14:41 PM |
| lloyd_s | $25.00 | $25.00 | 12/18/2009 5:14:48 PM |
| Havana21 | $25.00 | $25.00 | 12/18/2009 5:20:35 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/18/2009 5:20:47 PM |
| best-deal-banker | $50.00 | $50.00 | 12/18/2009 5:21:22 PM |
| skuba | $50.00 | $50.00 | 12/18/2009 5:21:17 PM |
| Supernick | $50.00 | $50.00 | 12/18/2009 5:21:29 PM |
| Rob717171 | $25.00 | $25.00 | 12/18/2009 5:22:38 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/18/2009 5:20:56 PM |
| munnu | $25.00 | $25.00 | 12/18/2009 5:25:22 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/18/2009 5:21:49 PM |
| thestartuplender | $35.00 | $35.00 | 12/18/2009 5:25:55 PM |
| yachtiegirl | $25.00 | $25.00 | 12/18/2009 5:26:23 PM |
| shellback13 | $25.00 | $25.00 | 12/18/2009 5:26:53 PM |
| cladius67 | $25.00 | $25.00 | 12/18/2009 5:26:29 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/18/2009 5:27:06 PM |
| TexasLender2007 | $25.00 | $25.00 | 12/18/2009 5:27:14 PM |
| loan-warrior | $25.00 | $25.00 | 12/18/2009 5:27:24 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/18/2009 5:27:29 PM |
| junctionking | $25.00 | $25.00 | 12/18/2009 5:27:02 PM |
| surfhoss644 | $25.00 | $25.00 | 12/18/2009 5:27:59 PM |
| shanadip | $25.00 | $25.00 | 12/18/2009 5:28:48 PM |
| verse99 | $25.00 | $25.00 | 12/18/2009 5:28:23 PM |
| Dap2005 | $25.00 | $25.00 | 12/18/2009 5:28:28 PM |
| FlexFunding | $100.00 | $100.00 | 12/18/2009 5:29:47 PM |
| Pacioli | $25.00 | $25.00 | 12/18/2009 5:26:50 PM |
| superstar449 | $25.00 | $25.00 | 12/18/2009 5:30:27 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/18/2009 5:30:35 PM |
| SCOTTOL | $25.00 | $25.00 | 12/18/2009 5:30:43 PM |
| tuneman1980 | $25.00 | $25.00 | 12/18/2009 5:31:00 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/18/2009 5:27:51 PM |
| AmericanCredit | $25.00 | $25.00 | 12/18/2009 5:31:14 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 5:31:38 PM |
| thedoctor | $80.00 | $80.00 | 12/18/2009 5:31:44 PM |
| Tc11902 | $50.00 | $50.00 | 12/18/2009 5:32:51 PM |
| spruce2 | $25.00 | $25.00 | 12/18/2009 5:31:57 PM |
| dbzen | $50.00 | $50.00 | 12/18/2009 5:34:34 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 12/18/2009 5:32:25 PM |
| E_G | $50.00 | $50.00 | 12/18/2009 5:34:44 PM |
| EdgeonFl | $25.00 | $25.00 | 12/18/2009 5:28:34 PM |
| Cheburashka | $30.00 | $30.00 | 12/18/2009 5:32:54 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/18/2009 5:34:54 PM |
| cash-boots | $30.00 | $30.00 | 12/18/2009 5:34:15 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/18/2009 5:35:00 PM |
| CorMDNY | $25.00 | $25.00 | 12/18/2009 5:28:59 PM |
| galaxy1 | $25.00 | $25.00 | 12/18/2009 5:34:18 PM |
| sharkm | $40.00 | $40.00 | 12/18/2009 5:35:08 PM |
| bchen78875 | $50.00 | $50.00 | 12/18/2009 5:34:21 PM |
| don8ter | $60.00 | $60.00 | 12/18/2009 5:34:26 PM |
| SnE | $25.00 | $25.00 | 12/18/2009 5:35:34 PM |
| brandilton | $25.00 | $25.00 | 12/18/2009 5:35:55 PM |
| saritha | $25.00 | $25.00 | 12/18/2009 5:29:40 PM |
| stable-nickel | $170.00 | $170.00 | 12/18/2009 5:34:40 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/18/2009 5:35:59 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/18/2009 5:34:43 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/18/2009 5:36:04 PM |
| Attract | $25.00 | $25.00 | 12/18/2009 5:34:46 PM |
| desertoasis | $25.00 | $25.00 | 12/18/2009 5:36:17 PM |
| integrity-doctor | $50.00 | $50.00 | 12/18/2009 5:34:49 PM |
| nostromo | $25.00 | $25.00 | 12/18/2009 5:36:43 PM |
| helping-out | $25.00 | $25.00 | 12/18/2009 5:36:56 PM |
| bomdel | $25.00 | $25.00 | 12/18/2009 5:37:09 PM |
| buukyak | $25.00 | $25.00 | 12/18/2009 5:35:28 PM |
| ryreesado | $25.00 | $25.00 | 12/18/2009 5:35:32 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/18/2009 5:37:24 PM |
| toblerone | $25.00 | $25.00 | 12/18/2009 5:35:35 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/18/2009 5:35:39 PM |
| auction-elvis | $25.00 | $25.00 | 12/18/2009 5:30:57 PM |
| DukSerduk | $25.00 | $25.00 | 12/18/2009 5:31:02 PM |
| kenji4861 | $50.00 | $50.00 | 12/18/2009 5:38:09 PM |
| danthemon35 | $25.00 | $25.00 | 12/18/2009 5:31:11 PM |
| coloradoloanman | $25.00 | $25.00 | 12/18/2009 5:36:14 PM |
| cash-sensai2 | $25.00 | $25.00 | 12/18/2009 5:31:36 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 5:37:01 PM |
| driver928 | $50.00 | $50.00 | 12/18/2009 5:48:21 PM |
| lobster | $25.00 | $25.00 | 12/18/2009 5:48:29 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/18/2009 5:34:35 PM |
| greenbackologist | $25.00 | $25.00 | 12/18/2009 5:49:21 PM |
| elegant-bonus | $25.00 | $25.00 | 12/18/2009 5:37:36 PM |
| gizzywump | $25.00 | $25.00 | 12/18/2009 5:37:44 PM |
| BigLinCT | $50.00 | $50.00 | 12/18/2009 5:49:50 PM |
| lend_to_you | $50.00 | $50.00 | 12/18/2009 5:37:46 PM |
| Kaj | $30.00 | $30.00 | 12/18/2009 5:35:01 PM |
| forthright-social | $25.00 | $25.00 | 12/18/2009 5:35:02 PM |
| Divot | $25.00 | $25.00 | 12/18/2009 5:37:54 PM |
| Masterlender | $25.00 | $25.00 | 12/18/2009 5:51:48 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/18/2009 5:51:57 PM |
| Marathoner | $25.00 | $25.00 | 12/18/2009 5:35:10 PM |
| wjareg08 | $25.00 | $25.00 | 12/18/2009 5:38:07 PM |
| the-silver-blaster | $54.42 | $54.42 | 12/18/2009 5:52:05 PM |
| AF-Chief | $35.00 | $35.00 | 12/18/2009 5:35:15 PM |
| NR | $25.00 | $25.00 | 12/18/2009 5:52:28 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/18/2009 5:35:24 PM |
| ptjg | $100.00 | $100.00 | 12/18/2009 5:52:32 PM |
| miked8303 | $25.00 | $25.00 | 12/18/2009 5:52:41 PM |
| opt1mum | $25.00 | $25.00 | 12/18/2009 5:52:45 PM |
| pleasant-basis | $25.00 | $25.00 | 12/18/2009 5:48:26 PM |
| copperfield | $25.00 | $25.00 | 12/18/2009 5:53:44 PM |
| redmonkey | $25.00 | $25.00 | 12/18/2009 5:35:54 PM |
| Lender0010 | $50.00 | $50.00 | 12/18/2009 5:53:48 PM |
| aspen5 | $25.00 | $25.00 | 12/18/2009 5:36:06 PM |
| money-explorer3 | $25.00 | $25.00 | 12/18/2009 5:53:54 PM |
| eighttone | $25.00 | $25.00 | 12/18/2009 5:48:55 PM |
| shookie_40 | $25.00 | $25.00 | 12/18/2009 5:48:59 PM |
| five-star-note | $35.00 | $35.00 | 12/18/2009 5:36:39 PM |
| nestegg4e | $25.00 | $25.00 | 12/18/2009 5:49:13 PM |
| puifais | $25.00 | $25.00 | 12/18/2009 5:54:28 PM |
| mamayama | $25.00 | $25.00 | 12/18/2009 5:49:19 PM |
| anacho4me | $25.00 | $25.00 | 12/18/2009 5:54:44 PM |
| Stock-Stud | $25.00 | $25.00 | 12/18/2009 5:49:37 PM |
| rosie777 | $25.00 | $25.00 | 12/18/2009 5:51:39 PM |
| JeffHoll | $53.57 | $53.57 | 12/18/2009 5:37:31 PM |
| Ven58 | $25.00 | $25.00 | 12/18/2009 5:56:23 PM |
| dirkjan | $25.00 | $25.00 | 12/18/2009 5:37:40 PM |
| GElender | $50.00 | $50.00 | 12/18/2009 5:52:36 PM |
| bds9646 | $26.00 | $26.00 | 12/18/2009 5:52:44 PM |
| Astounding | $25.00 | $25.00 | 12/18/2009 6:04:56 PM |
| sentimental-euro | $25.00 | $25.00 | 12/18/2009 5:53:52 PM |
| Pawnster | $25.00 | $25.00 | 12/18/2009 5:48:40 PM |
| hermosaloan | $25.00 | $25.00 | 12/18/2009 5:55:04 PM |
| a-responsible-return | $25.00 | $25.00 | 12/18/2009 6:20:52 PM |
| knothead | $25.00 | $25.00 | 12/18/2009 5:48:50 PM |
| zenchef | $25.00 | $25.00 | 12/18/2009 5:55:22 PM |
| hopethisworks | $50.00 | $50.00 | 12/18/2009 5:48:56 PM |
| blot44 | $25.00 | $25.00 | 12/18/2009 6:33:14 PM |
| Velocity_Lenders | $50.00 | $50.00 | 12/18/2009 5:49:16 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 12/18/2009 5:49:30 PM |
| durable-deal2 | $50.00 | $50.00 | 12/18/2009 5:49:52 PM |
| bigphish | $25.00 | $25.00 | 12/18/2009 6:39:58 PM |
| alex189a | $25.00 | $25.00 | 12/18/2009 6:04:44 PM |
| bonus-patriot | $25.00 | $25.00 | 12/18/2009 6:04:52 PM |
| michaelndn | $25.00 | $25.00 | 12/18/2009 5:51:44 PM |
| GS_Lending | $25.00 | $25.00 | 12/18/2009 6:55:18 PM |
| wrighco | $25.00 | $25.00 | 12/18/2009 5:52:17 PM |
| justice-dna | $35.00 | $35.00 | 12/18/2009 5:52:22 PM |
| BeansMan02 | $25.00 | $25.00 | 12/18/2009 5:52:27 PM |
| dontscrewmeover1 | $100.00 | $100.00 | 12/18/2009 6:23:08 PM |
| fair-funds | $25.00 | $25.00 | 12/18/2009 5:53:51 PM |
| danfrphils | $25.00 | $25.00 | 12/18/2009 5:54:12 PM |
| bayareainv | $50.00 | $50.00 | 12/18/2009 5:54:29 PM |
| the-precious-bid | $25.00 | $25.00 | 12/18/2009 5:55:31 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/18/2009 6:05:56 PM |
| just-commitment | $25.00 | $25.00 | 12/18/2009 7:43:49 PM |
| trade-pragmatist | $25.00 | $25.00 | 12/18/2009 8:20:13 PM |
| sjlender | $25.00 | $25.00 | 12/18/2009 8:20:16 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/18/2009 8:20:19 PM |
| otter | $25.00 | $25.00 | 12/18/2009 8:20:49 PM |
| nolahelper | $40.00 | $40.00 | 12/18/2009 6:52:41 PM |
| Bedsteak | $25.00 | $25.00 | 12/18/2009 7:35:30 PM |
| misterhobbs | $25.00 | $25.00 | 12/18/2009 7:41:55 PM |
| axelducheck | $25.00 | $25.00 | 12/18/2009 7:07:25 PM |
| Reinadog9 | $25.00 | $25.00 | 12/18/2009 8:00:14 PM |
| kanakakm | $32.14 | $32.14 | 12/18/2009 8:19:31 PM |
| loan-selector622 | $25.00 | $25.00 | 12/18/2009 8:19:51 PM |
| rakstar | $50.00 | $50.00 | 12/18/2009 8:20:11 PM |
| VPRLLC | $25.00 | $25.00 | 12/18/2009 8:20:20 PM |
| trade-doughnut5 | $25.00 | $25.00 | 12/18/2009 8:20:46 PM |
| gauss02 | $25.00 | $25.00 | 12/18/2009 8:20:48 PM |
| capital-web7 | $25.00 | $25.00 | 12/18/2009 8:20:57 PM |
| salala | $25.00 | $25.00 | 12/18/2009 7:56:19 PM |
| Plotinus | $50.00 | $50.00 | 12/18/2009 8:19:32 PM |
| fortytwo | $66.55 | $66.55 | 12/18/2009 8:33:37 PM |
| MAJESTIC5 | $50.00 | $50.00 | 12/18/2009 8:20:50 PM |
| afotherg | $25.00 | $25.00 | 12/18/2009 10:56:35 PM |
| SpotLending | $25.00 | $25.00 | 12/18/2009 8:55:52 PM |
| PA2LA | $25.00 | $25.00 | 12/18/2009 9:00:09 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/18/2009 9:08:35 PM |
| lucrative-durability | $29.68 | $29.68 | 12/18/2009 10:37:50 PM |
| urbanMisfit | $25.00 | $25.00 | 12/19/2009 5:15:29 AM |
| cozy-note | $25.00 | $25.00 | 12/18/2009 10:40:38 PM |
| first-restless-payout | $33.53 | $33.53 | 12/19/2009 5:16:23 AM |
| adabra | $25.00 | $25.00 | 12/19/2009 12:15:56 AM |
| coolspeed | $25.00 | $25.00 | 12/19/2009 5:40:56 AM |
| Aeroman32 | $25.00 | $25.00 | 12/19/2009 5:40:58 AM |
| fair_rates | $25.00 | $25.00 | 12/19/2009 7:05:22 AM |
| NELNET | $50.00 | $50.00 | 12/19/2009 5:59:03 AM |
| UT-Longhorn | $25.00 | $25.00 | 12/19/2009 7:16:09 AM |
| bsmtloan | $50.00 | $50.00 | 12/19/2009 6:05:47 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/19/2009 5:59:52 AM |
| Rcprofit | $25.00 | $25.00 | 12/19/2009 6:56:19 AM |
| AWTT | $25.00 | $25.00 | 12/19/2009 6:06:03 AM |
| winter-vigilance | $25.00 | $25.00 | 12/19/2009 7:03:22 AM |
| Binan | $25.00 | $25.00 | 12/19/2009 7:04:02 AM |
| fervent-repayment | $25.00 | $25.00 | 12/19/2009 8:35:38 AM |
| Mr_Marcus | $33.23 | $33.23 | 12/19/2009 8:35:41 AM |
| fireboss | $25.00 | $25.00 | 12/19/2009 7:38:38 AM |
| Lou-Holtz | $25.00 | $25.00 | 12/19/2009 8:35:40 AM |
| adir1 | $25.00 | $25.00 | 12/19/2009 9:44:03 AM |
| sloak | $25.00 | $25.00 | 12/19/2009 9:51:11 AM |
| TandyJames | $50.00 | $50.00 | 12/19/2009 9:43:59 AM |
| Northsider | $25.00 | $25.00 | 12/19/2009 9:33:51 AM |
| rwelle | $25.00 | $25.00 | 12/19/2009 9:50:38 AM |
| BlindProphet | $25.00 | $25.00 | 12/19/2009 9:51:13 AM |
| minista | $25.00 | $25.00 | 12/19/2009 10:58:28 AM |
| japher | $25.00 | $25.00 | 12/19/2009 10:21:51 AM |
| divedude | $25.00 | $25.00 | 12/19/2009 11:25:04 AM |
| ATOHokie | $25.00 | $25.00 | 12/19/2009 11:55:22 AM |
| allieoomp | $25.00 | $25.00 | 12/19/2009 12:45:14 PM |
| wampum-chorus3 | $25.00 | $25.00 | 12/19/2009 12:20:02 PM |
| kenyonhillbilly | $25.00 | $25.00 | 12/19/2009 12:45:13 PM |
| kchen486 | $25.00 | $25.00 | 12/19/2009 12:45:11 PM |
| MTLoans | $25.00 | $25.00 | 12/19/2009 2:28:26 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/19/2009 1:41:20 PM |
| bonus-antioxidant | $25.00 | $25.00 | 12/19/2009 5:05:04 PM |
| forthright-dedication | $25.00 | $25.00 | 12/19/2009 2:35:26 PM |
| supersarah61 | $25.00 | $25.00 | 12/19/2009 5:21:58 PM |
| generosity-neutrino | $25.00 | $25.00 | 12/19/2009 5:05:05 PM |
| aue513 | $25.00 | $25.00 | 12/19/2009 5:54:55 PM |
| cny_loans | $25.00 | $25.00 | 12/19/2009 6:19:56 PM |
| unequaled-credit7 | $25.00 | $25.00 | 12/19/2009 6:26:16 PM |
| truth-prospector | $25.00 | $25.00 | 12/19/2009 5:05:03 PM |
| inspired-agreement | $25.00 | $25.00 | 12/19/2009 5:48:56 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/19/2009 7:05:48 PM |
| kmprospeo | $25.00 | $25.00 | 12/19/2009 7:10:18 PM |
| return-elm | $25.00 | $25.00 | 12/19/2009 6:01:25 PM |
| revenue-sniffer | $25.00 | $25.00 | 12/19/2009 7:41:23 PM |
| taxdiscusion | $25.00 | $25.00 | 12/19/2009 9:50:12 PM |
| kt103099 | $25.00 | $25.00 | 12/19/2009 11:00:30 PM |
| TrustPlus | $43.59 | $43.59 | 12/19/2009 9:50:11 PM |
| market-builder | $25.00 | $25.00 | 12/19/2009 10:44:49 PM |
| jasperpants | $25.00 | $25.00 | 12/20/2009 2:44:13 AM |
| moola-rose8 | $25.00 | $25.00 | 12/20/2009 4:52:52 AM |
| Flatfoot | $50.00 | $50.00 | 12/20/2009 5:01:49 AM |
| five-star-responsibility0 | $25.00 | $25.00 | 12/20/2009 2:00:29 AM |
| galtsgulch | $25.00 | $25.00 | 12/20/2009 5:45:56 AM |
| pragmatic-camaraderi | $25.00 | $25.00 | 12/20/2009 4:52:50 AM |
| Lotsofbears | $25.00 | $25.00 | 12/20/2009 8:51:57 AM |
| lululender | $50.00 | $50.00 | 12/20/2009 11:31:48 AM |
| casteroil | $50.00 | $50.00 | 12/20/2009 12:17:45 PM |
| EmeritusX | $25.00 | $25.00 | 12/20/2009 1:21:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:04:32 AM |
| timh537 | $25.00 | $25.00 | 12/21/2009 11:05:27 AM |
| KlarthXVII | $25.00 | $25.00 | 12/21/2009 4:16:46 PM |
| preventivepestcontrol | $50.00 | $50.00 | 12/21/2009 10:54:57 PM |
| haryassman | $25.00 | $25.00 | 12/22/2009 9:42:59 AM |
| restless-balance | $25.00 | $25.00 | 12/22/2009 11:06:03 AM |
| ultimatepaintball | $25.00 | $25.00 | 12/22/2009 12:15:30 PM |
| dmitriy2 | $50.00 | $50.00 | 12/22/2009 4:51:37 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:39:01 PM |
| ujiba | $25.00 | $25.00 | 12/23/2009 10:33:17 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/23/2009 1:56:24 PM |
| bouvierchamp | $33.01 | $33.01 | 12/23/2009 4:18:20 PM |
| jybank | $25.00 | $25.00 | 12/23/2009 9:07:48 PM |
| velocity-winner | $25.00 | $25.00 | 12/23/2009 10:26:59 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 6:55:25 AM |
| Astyanax | $50.00 | $50.00 | 12/24/2009 9:49:22 AM |
| bcsmith | $25.00 | $25.00 | 12/24/2009 11:06:20 AM |
| savedollarinc | $25.00 | $25.00 | 12/24/2009 11:26:53 AM |
| egw | $25.00 | $25.00 | 12/24/2009 2:40:40 PM |
| justice-hawk | $30.00 | $30.00 | 12/24/2009 3:10:46 PM |
| Moby | $26.09 | $26.09 | 12/24/2009 11:53:16 AM |
| mattblizz | $100.00 | $100.00 | 12/24/2009 5:04:10 PM |
| wild-orange | $25.00 | $25.00 | 12/25/2009 2:03:20 AM |
| Lear31 | $30.00 | $30.00 | 12/24/2009 8:19:22 PM |
| PrepWonder | $25.00 | $25.00 | 12/24/2009 10:05:04 PM |
| payontime1 | $50.00 | $50.00 | 12/24/2009 4:28:48 PM |
| Share-the-wealth | $100.00 | $100.00 | 12/25/2009 10:40:18 AM |
| stemper | $50.00 | $50.00 | 12/24/2009 5:45:13 PM |
| RandyL3 | $80.00 | $80.00 | 12/25/2009 2:10:41 PM |
| NorthwestLoan1 | $40.00 | $40.00 | 12/25/2009 11:22:17 AM |
| Trondheim_Norway | $150.00 | $150.00 | 12/25/2009 3:23:38 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:17:03 AM |
| first-fund-empenada | $50.00 | $50.00 | 12/25/2009 3:41:45 PM |
| Ardy123 | $25.00 | $25.00 | 12/25/2009 11:14:29 AM |
| squarebob | $25.00 | $25.00 | 12/25/2009 3:23:15 PM |
| 578 bids
|
Borrower Payment Dependent Notes Series
438579
This series of Notes was issued and sold upon the funding of the borrower loan #40197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $204.89 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $204.74 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,777 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mccorm77 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bathroom remodel went over budget..
Purpose of loan:
This loan will be used to?
Pay off a credit card used to complete a bathroom remodel that went over budget.
My financial situation:
I am a good candidate for this loan because?
I have a good job and am smart with money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Gunny89 | $25.00 | $25.00 | 12/16/2009 4:30:37 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 4:30:21 PM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 4:31:12 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 4:31:17 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 4:31:23 PM |
| coloradoloanman | $25.00 | $25.00 | 12/16/2009 4:28:58 PM |
| auction-elvis | $25.00 | $25.00 | 12/16/2009 4:29:07 PM |
| tuneman1980 | $25.00 | $25.00 | 12/16/2009 4:29:27 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 4:30:48 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:24 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:04 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:47 PM |
| five-star-note | $35.00 | $35.00 | 12/17/2009 12:31:40 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:30 PM |
| cjames84 | $25.00 | $25.00 | 12/17/2009 10:07:49 AM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:04 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:12 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:38 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:48 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:19 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:45 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:25 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:54 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:57:21 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:57 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:15 PM |
| JJS180 | $25.00 | $25.00 | 12/17/2009 10:59:24 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:33 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:41 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:05 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:45 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:53 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:10 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:24 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:06 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:35 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:06 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:18 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:31 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 12/17/2009 11:05:26 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:44 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:00 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:04 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:26 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/17/2009 11:07:36 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:49 PM |
| Reinadog9 | $25.00 | $25.00 | 12/17/2009 11:07:55 PM |
| toblerone | $25.00 | $25.00 | 12/17/2009 11:09:14 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/17/2009 11:09:26 PM |
| Jassi | $25.00 | $25.00 | 12/17/2009 11:09:20 PM |
| Kerrysbay | $25.00 | $25.00 | 12/17/2009 11:22:32 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:23:28 PM |
| Astounding | $25.00 | $25.00 | 12/18/2009 12:41:29 AM |
| adir1 | $25.00 | $25.00 | 12/18/2009 8:25:59 AM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 10:03:53 AM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:22:03 AM |
| credit-coach118 | $25.77 | $25.77 | 12/18/2009 10:53:16 AM |
| axis1 | $25.00 | $25.00 | 12/18/2009 11:41:42 AM |
| SNH | $50.00 | $50.00 | 12/18/2009 11:00:02 AM |
| jd006006 | $40.00 | $40.00 | 12/18/2009 12:16:39 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:35 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:52 PM |
| MarinLoans | $50.00 | $50.00 | 12/18/2009 1:42:40 PM |
| paladin847 | $25.00 | $25.00 | 12/18/2009 1:43:21 PM |
| GyJAV_BNCCo | $50.00 | $50.00 | 12/18/2009 1:43:29 PM |
| salala | $25.00 | $25.00 | 12/18/2009 2:03:51 PM |
| opt1mum | $25.00 | $25.00 | 12/18/2009 2:04:25 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/18/2009 1:41:58 PM |
| agwosdof | $100.00 | $100.00 | 12/18/2009 1:42:01 PM |
| museic1 | $25.00 | $25.00 | 12/18/2009 1:42:15 PM |
| Buffer10 | $25.77 | $25.77 | 12/18/2009 1:43:18 PM |
| coondog | $25.00 | $25.00 | 12/18/2009 1:43:22 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:47 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:29 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 5:04:48 PM |
| greenwell | $50.00 | $50.00 | 12/18/2009 5:07:49 PM |
| TriSail | $25.00 | $25.00 | 12/18/2009 5:10:01 PM |
| Musicman1950 | $25.00 | $25.00 | 12/18/2009 5:09:01 PM |
| grampy48 | $25.00 | $25.00 | 12/18/2009 5:09:32 PM |
| skvat | $25.00 | $25.00 | 12/18/2009 5:09:41 PM |
| a-responsible-return | $25.00 | $25.00 | 12/18/2009 5:10:20 PM |
| honorable-yield | $75.00 | $75.00 | 12/18/2009 5:07:36 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/18/2009 5:10:28 PM |
| DandBFamily | $25.00 | $25.00 | 12/18/2009 5:08:21 PM |
| lean-velocity | $25.00 | $25.00 | 12/18/2009 5:08:51 PM |
| aasx1108 | $25.00 | $25.00 | 12/18/2009 5:10:15 PM |
| EmeritusX | $25.00 | $25.00 | 12/18/2009 5:35:44 PM |
| jybank | $25.00 | $25.00 | 12/22/2009 8:00:13 PM |
| bank-examiner | $25.00 | $25.00 | 12/22/2009 11:08:50 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:34:59 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:06:10 PM |
| StarFundingSource | $25.00 | $25.00 | 12/23/2009 8:33:00 AM |
| crw1950 | $50.00 | $50.00 | 12/23/2009 6:55:10 AM |
| TakeCare | $50.00 | $50.00 | 12/23/2009 11:46:24 AM |
| StocksMan | $50.00 | $50.00 | 12/23/2009 4:07:28 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2009 4:29:46 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 4:31:46 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 4:32:03 PM |
| impartial-deal | $25.00 | $25.00 | 12/16/2009 4:48:59 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:53:36 PM |
| Stock-Stud | $25.00 | $25.00 | 12/17/2009 12:42:18 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/16/2009 9:31:58 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:40:46 AM |
| Mickeyblu | $25.00 | $25.00 | 12/16/2009 10:17:21 PM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 5:42:07 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:06:34 AM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:28 PM |
| superstar449 | $50.00 | $50.00 | 12/17/2009 12:18:21 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:09 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:44 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:35 PM |
| KiwiElf | $30.00 | $30.00 | 12/17/2009 10:57:43 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:25 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:04 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:03 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:08 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:38 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:15 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:32 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:01 PM |
| evnagelist | $25.76 | $25.76 | 12/17/2009 11:01:19 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:25 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:48 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:56 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:52 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:09 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:19 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:40 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:59 PM |
| NR | $25.00 | $25.00 | 12/17/2009 11:08:10 PM |
| ijspence | $25.00 | $25.00 | 12/17/2009 11:08:39 PM |
| ryreesado | $25.00 | $25.00 | 12/17/2009 11:09:02 PM |
| SnE | $25.00 | $25.00 | 12/17/2009 11:09:07 PM |
| Kame | $25.00 | $25.00 | 12/17/2009 11:22:35 PM |
| helping-out | $25.00 | $25.00 | 12/17/2009 11:19:39 PM |
| lend_to_you | $50.00 | $50.00 | 12/18/2009 12:41:16 AM |
| BankofBen | $500.00 | $500.00 | 12/18/2009 12:35:17 AM |
| ptjg | $25.00 | $25.00 | 12/18/2009 1:26:03 AM |
| fortytwo | $36.86 | $36.86 | 12/18/2009 7:10:50 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:24 AM |
| neighborly-hope6 | $91.75 | $91.75 | 12/18/2009 10:21:34 AM |
| BiggestG | $25.00 | $25.00 | 12/18/2009 11:21:07 AM |
| Tai | $25.00 | $25.00 | 12/18/2009 11:42:00 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:54 AM |
| miked8303 | $25.00 | $25.00 | 12/18/2009 1:02:25 PM |
| justice-dna | $30.44 | $30.44 | 12/18/2009 1:42:42 PM |
| lagnisiruk | $25.00 | $25.00 | 12/18/2009 1:41:56 PM |
| orbital-gain | $50.00 | $50.00 | 12/18/2009 1:44:33 PM |
| QuinMccoy | $25.00 | $25.00 | 12/18/2009 1:02:05 PM |
| Divot | $25.00 | $25.00 | 12/18/2009 2:04:15 PM |
| bds9646 | $26.00 | $26.00 | 12/18/2009 2:04:22 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/18/2009 1:20:59 PM |
| BeansMan02 | $25.00 | $25.00 | 12/18/2009 1:43:06 PM |
| BayShell | $50.00 | $50.00 | 12/18/2009 1:44:17 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 4:36:57 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:32 PM |
| elegant-income3 | $25.00 | $25.00 | 12/18/2009 5:08:31 PM |
| Carpetkid | $50.00 | $50.00 | 12/18/2009 5:09:17 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 5:08:03 PM |
| kvandivo | $25.00 | $25.00 | 12/18/2009 5:08:41 PM |
| elasermd | $50.00 | $50.00 | 12/18/2009 5:09:49 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/18/2009 5:10:42 PM |
| Castellan | $25.00 | $22.65 | 12/18/2009 5:10:49 PM |
| freesia54 | $25.00 | $25.00 | 12/18/2009 5:08:13 PM |
| Pasagam | $25.00 | $25.00 | 12/18/2009 5:09:27 PM |
| fcukciti | $25.00 | $25.00 | 12/18/2009 5:10:35 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:58:01 PM |
| billnsc | $25.00 | $25.00 | 12/19/2009 6:59:03 AM |
| Castelj | $30.00 | $30.00 | 12/20/2009 7:39:39 AM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 7:54:34 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:56:47 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:03:06 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:19:17 PM |
| justice-hawk | $25.00 | $25.00 | 12/21/2009 1:31:17 PM |
| aqaq8877 | $100.00 | $100.00 | 12/21/2009 5:14:26 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:28:01 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:35:23 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 7:22:43 PM |
| socal-lender | $25.00 | $25.00 | 12/22/2009 11:48:09 AM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:44:27 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/22/2009 6:02:27 PM |
| 181 bids
|
Borrower Payment Dependent Notes Series
438581
This series of Notes was issued and sold upon the funding of the borrower loan #40216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 25.58% |
Starting borrower rate/APR:
| 26.58% / 28.91% |
Starting monthly payment:
| $649.60 |
|
Final lender yield:
| 24.55% |
Final borrower rate/APR:
| 25.55% / 27.86% |
Final monthly payment:
| $640.82 |
| |
|
Auction yield range:
| 8.20% - 25.58% |
Estimated loss impact:
| 9.09% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.46% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,808 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 57% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| liberty-crescendo0 |
Borrower's state:
| Georgia |
Borrower's group:
| 1 4 Auto Homes Trucking related borrowing & lending |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high rate credit cards
This loan will be used to pay off high interest rate credit cards.
I am a good candidate for this because I have had a solid job for over 11 years as a Chemist for a fortune 500 company. My financials are listed below.
Monthly net income: $5,200
Monthly expenses: $
Housing: $ 1,500
Auto Insurance: $ 100
Car expenses: $ 200.00
Utilities: $ 200
Phone, cable, internet: $ 100
Food: $ 350
Entertainment: $50
Household expenses $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is your credit card bill rate higher than the Prosper loan rate? - dime-beeper
A:
Currently the Prosper loan rate is higher than my two credit cards rates which are 19% and 21.99%. Therefore, I'm hoping that I can get a rate that is lower than what I'm currently paying. I have A1 credit but yet the auction starts out at 26%. I'm hoping to get a Prosper rate at least below 15%.
(Dec-20-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| opmjdv | $25.00 | $25.00 | 12/18/2009 4:41:31 PM |
| impasse1 | $25.00 | $25.00 | 12/18/2009 4:41:40 PM |
| blackbird02 | $25.00 | $25.00 | 12/18/2009 4:41:51 PM |
| jcholloway831 | $25.00 | $25.00 | 12/18/2009 4:42:32 PM |
| nick5454 | $25.00 | $25.00 | 12/18/2009 4:43:46 PM |
| adventurous-capital | $25.00 | $25.00 | 12/18/2009 4:44:07 PM |
| BGILlender | $25.00 | $25.00 | 12/18/2009 4:43:50 PM |
| zrohmm | $25.00 | $25.00 | 12/18/2009 4:44:32 PM |
| loanstarst8 | $25.00 | $25.00 | 12/18/2009 4:44:23 PM |
| HH123 | $25.00 | $25.00 | 12/18/2009 4:44:27 PM |
| L-vex | $25.00 | $25.00 | 12/18/2009 4:46:38 PM |
| MidnightBank | $25.00 | $25.00 | 12/18/2009 4:47:55 PM |
| JRHdocRN | $25.00 | $25.00 | 12/18/2009 4:41:21 PM |
| BR2006007 | $25.00 | $25.00 | 12/18/2009 4:41:28 PM |
| sbarro | $27.87 | $27.87 | 12/18/2009 4:42:04 PM |
| nicklds | $25.00 | $25.00 | 12/18/2009 4:42:18 PM |
| colorado23 | $25.00 | $25.00 | 12/18/2009 4:44:34 PM |
| wgc | $25.00 | $25.00 | 12/18/2009 4:45:03 PM |
| Tammy102800 | $25.00 | $25.00 | 12/18/2009 4:50:48 PM |
| five-star-justice | $36.00 | $36.00 | 12/18/2009 4:50:51 PM |
| special-peso | $50.00 | $50.00 | 12/18/2009 4:50:54 PM |
| gustavzantanon | $50.00 | $50.00 | 12/18/2009 4:51:04 PM |
| cvlender | $25.00 | $25.00 | 12/18/2009 4:46:16 PM |
| CROBRUN | $25.00 | $25.00 | 12/18/2009 4:52:07 PM |
| FASTIZIO_P | $33.33 | $33.33 | 12/18/2009 4:46:36 PM |
| Ananya | $25.00 | $25.00 | 12/18/2009 4:52:05 PM |
| 2ravens | $25.00 | $25.00 | 12/18/2009 4:47:48 PM |
| towering-compassion | $50.00 | $50.00 | 12/18/2009 4:54:27 PM |
| Adaboy | $25.00 | $25.00 | 12/18/2009 4:48:08 PM |
| spruce2 | $25.00 | $25.00 | 12/18/2009 4:56:18 PM |
| 626457 | $25.00 | $25.00 | 12/18/2009 4:56:55 PM |
| OSERENKUKU | $25.00 | $25.00 | 12/18/2009 4:50:18 PM |
| return-elm | $25.00 | $25.00 | 12/18/2009 4:50:29 PM |
| gss_000 | $25.00 | $25.00 | 12/18/2009 4:50:40 PM |
| bdloans | $100.00 | $100.00 | 12/18/2009 4:57:19 PM |
| slithytove | $25.00 | $25.00 | 12/18/2009 4:57:21 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/18/2009 4:57:32 PM |
| direct-yield | $25.00 | $25.00 | 12/18/2009 4:56:00 PM |
| yngling | $25.00 | $25.00 | 12/18/2009 4:51:55 PM |
| BW45 | $25.00 | $25.00 | 12/18/2009 4:52:02 PM |
| Comoparklender | $25.00 | $25.00 | 12/18/2009 4:57:30 PM |
| helping-out | $25.00 | $25.00 | 12/18/2009 5:01:12 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/18/2009 5:01:19 PM |
| unk1911 | $25.00 | $25.00 | 12/18/2009 5:01:23 PM |
| andrewgl | $25.00 | $25.00 | 12/18/2009 5:01:31 PM |
| wildguy | $25.00 | $25.00 | 12/18/2009 4:53:43 PM |
| yeti888 | $25.00 | $25.00 | 12/18/2009 4:59:50 PM |
| zone8 | $100.00 | $100.00 | 12/18/2009 5:00:25 PM |
| impartial-deal | $25.00 | $25.00 | 12/18/2009 5:01:08 PM |
| majorf2136 | $25.00 | $25.00 | 12/18/2009 5:02:55 PM |
| diverse2 | $25.00 | $25.00 | 12/18/2009 5:03:10 PM |
| triumph329 | $25.00 | $25.00 | 12/18/2009 5:04:13 PM |
| rhin0cerx | $44.29 | $44.29 | 12/18/2009 5:02:53 PM |
| five-star-note | $35.00 | $35.00 | 12/18/2009 4:56:28 PM |
| delivery | $25.00 | $25.00 | 12/18/2009 5:05:27 PM |
| Calif-smo | $25.00 | $25.00 | 12/18/2009 5:06:13 PM |
| SNH | $50.00 | $50.00 | 12/18/2009 5:06:17 PM |
| Kreditorium | $58.72 | $58.72 | 12/18/2009 5:06:21 PM |
| Helenska11 | $25.00 | $25.00 | 12/18/2009 4:58:47 PM |
| cash-tiramisu | $51.38 | $51.38 | 12/18/2009 5:06:25 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/18/2009 4:59:03 PM |
| selfmademan | $25.00 | $25.00 | 12/18/2009 5:06:37 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/18/2009 5:06:40 PM |
| minddoc | $25.00 | $25.00 | 12/18/2009 5:06:43 PM |
| elegant-economy | $25.00 | $25.00 | 12/18/2009 4:59:26 PM |
| purdue98 | $25.00 | $25.00 | 12/18/2009 5:06:53 PM |
| cornflakes100 | $25.00 | $25.00 | 12/18/2009 5:07:00 PM |
| eronyc | $25.00 | $25.00 | 12/18/2009 5:07:18 PM |
| Lam0nt | $25.00 | $25.00 | 12/18/2009 5:05:20 PM |
| Andaliego | $25.02 | $25.02 | 12/18/2009 5:07:26 PM |
| desertoasis | $25.00 | $25.00 | 12/18/2009 5:05:24 PM |
| FasTruk | $25.00 | $25.00 | 12/18/2009 4:59:59 PM |
| ChrisTJ | $25.00 | $25.00 | 12/18/2009 5:05:49 PM |
| cospilot | $25.00 | $25.00 | 12/18/2009 5:01:17 PM |
| HunterSix | $25.00 | $25.00 | 12/18/2009 5:05:52 PM |
| Peterman | $25.00 | $25.00 | 12/18/2009 5:05:55 PM |
| sharkm | $25.00 | $25.00 | 12/18/2009 5:06:24 PM |
| money-maniac | $50.00 | $50.00 | 12/18/2009 5:06:55 PM |
| worldly-gold | $25.00 | $25.00 | 12/18/2009 5:07:03 PM |
| moola-phase | $50.00 | $50.00 | 12/18/2009 5:02:49 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/18/2009 5:07:07 PM |
| slartibardfast | $25.00 | $25.00 | 12/18/2009 5:07:29 PM |
| JGB | $25.00 | $25.00 | 12/18/2009 5:05:29 PM |
| TennSquire | $25.00 | $25.00 | 12/18/2009 5:05:31 PM |
| GatorBux | $25.00 | $25.00 | 12/18/2009 5:05:47 PM |
| murlirao2002 | $25.00 | $25.00 | 12/18/2009 5:05:56 PM |
| brother_tam | $50.00 | $50.00 | 12/18/2009 5:06:16 PM |
| spsavage | $25.00 | $25.00 | 12/18/2009 5:06:27 PM |
| runner262 | $25.00 | $25.00 | 12/18/2009 5:06:29 PM |
| jlr613 | $25.00 | $25.00 | 12/18/2009 5:06:35 PM |
| phunktion | $25.00 | $25.00 | 12/18/2009 5:06:45 PM |
| Jonb6919 | $25.00 | $25.00 | 12/18/2009 5:06:48 PM |
| xzec777 | $25.00 | $25.00 | 12/18/2009 5:06:57 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/18/2009 5:07:16 PM |
| skro | $25.00 | $25.00 | 12/18/2009 5:07:33 PM |
| melodious-fairness | $25.00 | $25.00 | 12/18/2009 5:12:31 PM |
| cash-boots | $25.00 | $25.00 | 12/18/2009 5:12:34 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/18/2009 5:13:16 PM |
| truth-eclair | $25.00 | $25.00 | 12/18/2009 5:13:39 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/18/2009 5:13:56 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/18/2009 5:13:33 PM |
| GElender | $25.00 | $25.00 | 12/18/2009 5:13:41 PM |
| louisianalender | $100.00 | $100.00 | 12/18/2009 5:13:46 PM |
| greenwell | $25.00 | $25.00 | 12/18/2009 5:13:48 PM |
| exact-loan5 | $30.00 | $30.00 | 12/18/2009 5:13:52 PM |
| treasure-bliss | $100.00 | $100.00 | 12/18/2009 5:14:06 PM |
| impressive-loan | $200.00 | $200.00 | 12/18/2009 5:16:21 PM |
| Munnie | $25.00 | $25.00 | 12/18/2009 5:16:39 PM |
| tallmon | $25.00 | $25.00 | 12/18/2009 5:12:36 PM |
| adama_48 | $25.00 | $25.00 | 12/18/2009 5:16:42 PM |
| DRA-Properties | $25.00 | $25.00 | 12/18/2009 5:13:02 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/18/2009 5:13:36 PM |
| sdgrowth | $25.00 | $25.00 | 12/18/2009 5:18:19 PM |
| secobarbital | $25.00 | $25.00 | 12/18/2009 5:13:43 PM |
| a275ranger | $25.00 | $25.00 | 12/18/2009 5:18:40 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/18/2009 5:13:53 PM |
| AlexTrep | $25.00 | $25.00 | 12/18/2009 5:19:12 PM |
| andrewnar | $25.00 | $25.00 | 12/18/2009 5:13:55 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/18/2009 5:18:35 PM |
| bronzmajom | $25.00 | $25.00 | 12/18/2009 5:19:24 PM |
| HarryRoberts | $50.00 | $50.00 | 12/18/2009 5:19:28 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/18/2009 5:21:54 PM |
| RebuildALife | $25.00 | $25.00 | 12/18/2009 5:21:58 PM |
| terminus | $25.00 | $25.00 | 12/18/2009 5:22:01 PM |
| Payasoup | $50.00 | $50.00 | 12/18/2009 5:22:03 PM |
| Superc0ld | $100.00 | $100.00 | 12/18/2009 5:22:07 PM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2009 5:22:10 PM |
| tuneman1980 | $25.00 | $25.00 | 12/18/2009 5:22:14 PM |
| MylesNH | $25.00 | $25.00 | 12/18/2009 5:22:49 PM |
| fair-funds | $25.00 | $25.00 | 12/18/2009 5:22:47 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/18/2009 5:23:15 PM |
| macbeck22 | $25.00 | $25.00 | 12/18/2009 5:19:35 PM |
| halothane_logic | $25.00 | $25.00 | 12/18/2009 5:22:54 PM |
| beezling | $52.00 | $52.00 | 12/18/2009 5:23:20 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/18/2009 5:23:25 PM |
| Havana21 | $25.00 | $25.00 | 12/18/2009 5:23:02 PM |
| value-pole | $25.00 | $25.00 | 12/18/2009 5:23:33 PM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 5:23:09 PM |
| blooming-dedication | $50.00 | $50.00 | 12/18/2009 5:23:42 PM |
| Supernick | $25.00 | $25.00 | 12/18/2009 5:23:11 PM |
| capital-amplifier | $25.00 | $25.00 | 12/18/2009 5:23:14 PM |
| VBAces | $25.00 | $25.00 | 12/18/2009 5:23:32 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/18/2009 5:23:37 PM |
| czar3 | $40.00 | $40.00 | 12/18/2009 5:24:26 PM |
| tsquared_030 | $25.00 | $25.00 | 12/18/2009 5:23:45 PM |
| jbaum | $25.00 | $25.00 | 12/18/2009 5:21:59 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/18/2009 5:22:11 PM |
| copper | $30.00 | $30.00 | 12/18/2009 5:22:59 PM |
| charming-point | $250.00 | $250.00 | 12/18/2009 5:23:17 PM |
| astute-dollar | $25.00 | $25.00 | 12/18/2009 5:23:21 PM |
| p123 | $25.00 | $25.00 | 12/18/2009 5:23:27 PM |
| Buffer10 | $100.00 | $100.00 | 12/18/2009 5:23:39 PM |
| jga516 | $25.00 | $25.00 | 12/18/2009 5:27:41 PM |
| Bank_Of_XL | $100.00 | $100.00 | 12/18/2009 5:28:19 PM |
| falcon88dp | $25.00 | $25.00 | 12/18/2009 5:32:42 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/18/2009 5:30:33 PM |
| dlg | $26.02 | $26.02 | 12/18/2009 5:47:13 PM |
| brondero | $50.00 | $50.00 | 12/18/2009 6:51:57 PM |
| twjh | $25.00 | $25.00 | 12/18/2009 7:28:48 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:25:36 PM |
| 371millwood | $200.00 | $200.00 | 12/19/2009 8:29:54 AM |
| Syzygy | $25.00 | $25.00 | 12/19/2009 12:39:01 PM |
| szetheli | $152.00 | $152.00 | 12/19/2009 1:03:20 PM |
| spc91x | $25.00 | $25.00 | 12/19/2009 5:34:14 PM |
| Supermarine9 | $100.00 | $100.00 | 12/19/2009 5:16:05 PM |
| reflective-rupee | $90.00 | $90.00 | 12/19/2009 7:47:04 PM |
| reflective-rupee | $29.00 | $29.00 | 12/19/2009 7:47:47 PM |
| unbeatable-wealth | $25.00 | $25.00 | 12/19/2009 8:48:51 PM |
| shark1234 | $50.00 | $50.00 | 12/20/2009 10:52:49 AM |
| The_Birnetts | $100.00 | $100.00 | 12/20/2009 11:17:57 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:11:32 PM |
| mikeyp411 | $25.00 | $25.00 | 12/20/2009 7:16:14 PM |
| Bobafet | $25.00 | $25.00 | 12/20/2009 9:17:09 PM |
| charming-point | $250.00 | $250.00 | 12/21/2009 6:17:28 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:15:09 PM |
| funtwosay | $25.00 | $25.00 | 12/21/2009 6:57:13 PM |
| golath24 | $25.00 | $25.00 | 12/22/2009 9:58:42 AM |
| wealth-comet694 | $25.00 | $25.00 | 12/22/2009 12:24:44 PM |
| leverage-monger | $50.00 | $50.00 | 12/22/2009 7:23:37 AM |
| vutah | $25.00 | $25.00 | 12/22/2009 7:56:29 AM |
| melodious-fairness | $25.00 | $25.00 | 12/22/2009 9:50:45 AM |
| keynaples | $50.00 | $50.00 | 12/22/2009 4:22:53 PM |
| silverloan | $37.39 | $37.39 | 12/22/2009 8:26:35 PM |
| unger | $100.00 | $100.00 | 12/23/2009 5:35:51 AM |
| Tahoeman | $25.00 | $25.00 | 12/23/2009 8:04:02 AM |
| sharp-credit | $500.00 | $500.00 | 12/22/2009 9:23:34 PM |
| Ast24 | $25.00 | $25.00 | 12/23/2009 7:14:33 AM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 6:47:55 PM |
| jybank | $25.00 | $25.00 | 12/23/2009 9:09:32 PM |
| Gaelicman | $100.00 | $100.00 | 12/23/2009 10:27:02 PM |
| economy-structure9 | $50.00 | $50.00 | 12/23/2009 7:38:52 PM |
| mercuriant | $25.00 | $25.00 | 12/24/2009 9:36:05 AM |
| enlightenment5 | $25.00 | $25.00 | 12/24/2009 2:33:48 AM |
| heroic-benefit | $124.56 | $124.56 | 12/24/2009 1:07:39 PM |
| ChrisKwan | $25.00 | $25.00 | 12/24/2009 9:36:18 AM |
| bid-papyrus | $25.00 | $25.00 | 12/24/2009 3:21:59 PM |
| diedebtdie | $25.00 | $25.00 | 12/24/2009 9:44:52 PM |
| Kash2010lu | $25.00 | $25.00 | 12/24/2009 6:06:54 PM |
| GyJAV_BNCCo | $28.57 | $28.57 | 12/24/2009 7:33:45 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 12/24/2009 8:35:20 PM |
| armstrjc_04 | $35.48 | $35.48 | 12/24/2009 10:27:57 PM |
| Raetha | $25.00 | $25.00 | 12/25/2009 6:51:25 AM |
| skillful-asset5 | $150.00 | $150.00 | 12/25/2009 8:39:35 AM |
| loyalty-czar | $50.00 | $50.00 | 12/25/2009 9:34:46 AM |
| kendigme | $26.36 | $26.36 | 12/25/2009 5:29:23 AM |
| cjames84 | $25.00 | $25.00 | 12/25/2009 10:03:50 AM |
| mattblizz | $80.00 | $80.00 | 12/24/2009 5:15:04 PM |
| balance-force | $32.00 | $32.00 | 12/25/2009 10:54:15 AM |
| Capit0l | $25.00 | $25.00 | 12/25/2009 9:12:02 AM |
| jonric777 | $25.00 | $25.00 | 12/25/2009 10:41:15 AM |
| DasMula | $250.00 | $250.00 | 12/25/2009 2:05:58 PM |
| Feyenoord | $25.00 | $25.00 | 12/25/2009 10:52:53 AM |
| ghinga | $25.00 | $25.00 | 12/25/2009 2:16:59 PM |
| MoneyMaker249 | $25.00 | $25.00 | 12/24/2009 9:14:18 PM |
| AF-Chief | $35.00 | $35.00 | 12/25/2009 1:27:17 PM |
| Trondheim_Norway | $150.00 | $150.00 | 12/25/2009 3:28:03 PM |
| foothillender | $25.00 | $25.00 | 12/25/2009 7:33:11 AM |
| JiggaJoeyS | $103.91 | $103.91 | 12/25/2009 12:44:11 PM |
| charles3507 | $29.84 | $29.84 | 12/18/2009 4:41:59 PM |
| jstefans | $25.00 | $25.00 | 12/18/2009 4:42:01 PM |
| palpbert | $25.00 | $25.00 | 12/18/2009 4:41:57 PM |
| lcole32 | $35.00 | $35.00 | 12/18/2009 4:42:22 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 4:43:41 PM |
| andycheb | $25.00 | $25.00 | 12/18/2009 4:44:35 PM |
| wbahl | $25.00 | $25.00 | 12/18/2009 4:45:01 PM |
| CPAMAN | $25.00 | $25.00 | 12/18/2009 4:45:58 PM |
| stoopidnoodle | $25.00 | $25.00 | 12/18/2009 4:46:11 PM |
| yarg | $25.00 | $25.00 | 12/18/2009 4:45:48 PM |
| joeirps | $35.00 | $35.00 | 12/18/2009 4:41:25 PM |
| MementoMori12 | $25.00 | $25.00 | 12/18/2009 4:41:29 PM |
| Veggie_Monkey | $25.00 | $25.00 | 12/18/2009 4:43:18 PM |
| MrMcduck | $25.00 | $25.00 | 12/18/2009 4:44:01 PM |
| Marfloogan | $25.00 | $25.00 | 12/18/2009 4:44:25 PM |
| NoCal | $25.00 | $25.00 | 12/18/2009 4:50:31 PM |
| worth-pagoda | $25.00 | $25.00 | 12/18/2009 4:50:36 PM |
| Sphinx9499 | $40.00 | $40.00 | 12/18/2009 4:50:43 PM |
| TheYellowDart | $25.00 | $25.00 | 12/18/2009 4:50:26 PM |
| Auburnmist | $25.00 | $25.00 | 12/18/2009 4:45:17 PM |
| FEWDollars | $25.00 | $25.00 | 12/18/2009 4:50:34 PM |
| Yanwoo | $25.00 | $25.00 | 12/18/2009 4:50:45 PM |
| sakha | $25.00 | $25.00 | 12/18/2009 4:50:56 PM |
| LeoBUSIIT | $25.00 | $25.00 | 12/18/2009 4:51:52 PM |
| Cypher041 | $25.00 | $25.00 | 12/18/2009 4:46:14 PM |
| TommyTucker | $25.00 | $25.00 | 12/18/2009 4:51:58 PM |
| cashtolendyou | $25.00 | $25.00 | 12/18/2009 4:52:03 PM |
| compsciman | $50.00 | $50.00 | 12/18/2009 4:47:53 PM |
| hope-equation | $50.00 | $50.00 | 12/18/2009 4:54:23 PM |
| GoodScot | $25.00 | $25.00 | 12/18/2009 4:48:04 PM |
| scottr | $25.00 | $25.00 | 12/18/2009 4:56:24 PM |
| exuberant-pound | $25.00 | $25.00 | 12/18/2009 4:50:24 PM |
| JKEnterprises | $25.00 | $25.00 | 12/18/2009 4:50:28 PM |
| jazz619 | $25.00 | $25.00 | 12/18/2009 4:57:16 PM |
| DosPassos | $25.00 | $25.00 | 12/18/2009 4:57:28 PM |
| noble-revenue | $100.00 | $100.00 | 12/18/2009 4:57:41 PM |
| yomanie | $25.00 | $25.00 | 12/18/2009 4:51:07 PM |
| Share_The_Wealth | $50.00 | $50.00 | 12/18/2009 4:59:14 PM |
| Palacios | $50.00 | $50.00 | 12/18/2009 4:57:33 PM |
| MAYBROOK | $25.00 | $25.00 | 12/18/2009 4:57:39 PM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 5:01:13 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 5:01:21 PM |
| invisible_hand | $50.00 | $50.00 | 12/18/2009 4:58:53 PM |
| jonbozeman | $25.00 | $25.00 | 12/18/2009 4:53:45 PM |
| Spaceman838 | $25.00 | $25.00 | 12/18/2009 4:59:23 PM |
| stolan | $25.00 | $25.00 | 12/18/2009 5:01:06 PM |
| loan-gatherer | $25.00 | $25.00 | 12/18/2009 5:02:56 PM |
| thedreamer | $25.00 | $25.00 | 12/18/2009 5:03:09 PM |
| equitable-credit0 | $25.00 | $25.00 | 12/18/2009 5:01:38 PM |
| Carne_Chung | $25.00 | $25.00 | 12/18/2009 5:04:55 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/18/2009 5:05:16 PM |
| newbietony | $25.00 | $25.00 | 12/18/2009 5:05:23 PM |
| order-prospector | $25.00 | $25.00 | 12/18/2009 5:05:34 PM |
| Dap2005 | $25.00 | $25.00 | 12/18/2009 5:05:51 PM |
| SDNLR | $25.00 | $25.00 | 12/18/2009 5:06:08 PM |
| NELNET | $31.79 | $31.79 | 12/18/2009 5:06:18 PM |
| supreme-hope | $25.00 | $25.00 | 12/18/2009 5:06:22 PM |
| JeffHoll | $100.00 | $100.00 | 12/18/2009 5:06:33 PM |
| Sateesh | $28.14 | $28.14 | 12/18/2009 5:06:39 PM |
| simplewareinc | $32.31 | $32.31 | 12/18/2009 5:06:42 PM |
| Phantom99 | $25.00 | $25.00 | 12/18/2009 5:06:43 PM |
| treasure-transporter | $25.00 | $25.00 | 12/18/2009 5:06:59 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/18/2009 5:07:04 PM |
| jhouman | $25.00 | $25.00 | 12/18/2009 5:07:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/18/2009 5:05:42 PM |
| TCayce | $25.00 | $25.00 | 12/18/2009 5:01:14 PM |
| beakerfish | $25.00 | $25.00 | 12/18/2009 5:01:29 PM |
| efficient-principal | $25.00 | $25.00 | 12/18/2009 5:02:13 PM |
| wrighco | $25.00 | $25.00 | 12/18/2009 5:06:47 PM |
| junctionking | $25.00 | $25.00 | 12/18/2009 5:07:02 PM |
| JAVEHE | $25.00 | $25.00 | 12/18/2009 5:07:05 PM |
| steady-payout6 | $25.00 | $25.00 | 12/18/2009 5:07:27 PM |
| fareast_man | $25.00 | $25.00 | 12/18/2009 5:04:59 PM |
| first-restless-payout | $25.00 | $25.00 | 12/18/2009 5:05:13 PM |
| rdecartus | $25.00 | $25.00 | 12/18/2009 5:05:25 PM |
| lagnisiruk | $25.00 | $25.00 | 12/18/2009 5:05:32 PM |
| IIP77 | $25.00 | $25.00 | 12/18/2009 5:05:58 PM |
| cbz | $25.00 | $25.00 | 12/18/2009 5:06:20 PM |
| flwah | $25.00 | $25.00 | 12/18/2009 5:06:28 PM |
| Wowzer | $25.00 | $25.00 | 12/18/2009 5:06:31 PM |
| Dubbs360 | $100.00 | $100.00 | 12/18/2009 5:06:44 PM |
| doublediamond | $25.00 | $25.00 | 12/18/2009 5:06:46 PM |
| asiaratt | $100.00 | $100.00 | 12/18/2009 5:06:54 PM |
| dime-beeper | $25.00 | $25.00 | 12/18/2009 5:07:09 PM |
| GOPHERBOY | $25.00 | $25.00 | 12/18/2009 5:07:15 PM |
| bnlforever | $25.00 | $25.00 | 12/18/2009 5:07:30 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/18/2009 5:12:30 PM |
| steves73 | $25.00 | $25.00 | 12/18/2009 5:12:33 PM |
| sentimental-euro | $25.00 | $25.00 | 12/18/2009 5:12:32 PM |
| rob1971 | $25.00 | $25.00 | 12/18/2009 5:13:40 PM |
| Speculator | $50.00 | $50.00 | 12/18/2009 5:13:34 PM |
| yield-lion | $25.00 | $25.00 | 12/18/2009 5:14:04 PM |
| fcb202 | $25.00 | $25.00 | 12/18/2009 5:13:47 PM |
| loan-master996 | $50.00 | $50.00 | 12/18/2009 5:13:49 PM |
| bslavin | $25.00 | $25.00 | 12/18/2009 5:16:41 PM |
| ImaPutz | $25.00 | $25.00 | 12/18/2009 5:17:12 PM |
| SirJev | $25.00 | $25.00 | 12/18/2009 5:17:05 PM |
| tractorman | $25.00 | $25.00 | 12/18/2009 5:17:37 PM |
| sloan | $25.00 | $25.00 | 12/18/2009 5:13:37 PM |
| Bank42 | $50.00 | $50.00 | 12/18/2009 5:13:50 PM |
| building_community | $25.00 | $25.00 | 12/18/2009 5:13:54 PM |
| matrix456 | $25.00 | $25.00 | 12/18/2009 5:18:43 PM |
| loan-scientist8 | $25.00 | $25.00 | 12/18/2009 5:19:27 PM |
| DER | $50.00 | $50.00 | 12/18/2009 5:19:26 PM |
| AF-Chief | $28.00 | $28.00 | 12/18/2009 5:20:31 PM |
| caseattle | $25.00 | $25.00 | 12/18/2009 5:15:17 PM |
| magnetic-duty | $25.00 | $25.00 | 12/18/2009 5:21:56 PM |
| alex189a | $25.00 | $25.00 | 12/18/2009 5:22:00 PM |
| Banker7371 | $25.00 | $25.00 | 12/18/2009 5:22:05 PM |
| loanfairy | $25.00 | $25.00 | 12/18/2009 5:22:04 PM |
| GotoMoney | $50.00 | $50.00 | 12/18/2009 5:22:09 PM |
| coin-investor | $25.00 | $25.00 | 12/18/2009 5:22:08 PM |
| kmfreymi | $25.00 | $25.00 | 12/18/2009 5:22:13 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 12/18/2009 5:18:53 PM |
| 108lender | $75.00 | $75.00 | 12/18/2009 5:22:48 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/18/2009 5:23:18 PM |
| janicewill | $25.00 | $25.00 | 12/18/2009 5:19:38 PM |
| accordion8 | $25.00 | $25.00 | 12/18/2009 5:23:24 PM |
| mrbill5548 | $50.00 | $50.00 | 12/18/2009 5:23:00 PM |
| saffron4 | $25.00 | $25.00 | 12/18/2009 5:23:28 PM |
| worklessmakemore | $25.00 | $25.00 | 12/18/2009 5:23:40 PM |
| puifais | $25.00 | $25.00 | 12/18/2009 5:23:10 PM |
| cognizant-wealth | $25.00 | $25.00 | 12/18/2009 5:23:44 PM |
| Artist_Blue | $25.00 | $25.00 | 12/18/2009 5:23:13 PM |
| teller | $25.00 | $25.00 | 12/18/2009 5:23:22 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/18/2009 5:23:29 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/18/2009 5:23:35 PM |
| a-special-power | $25.00 | $25.00 | 12/18/2009 5:23:41 PM |
| Vreet | $25.00 | $17.80 | 12/18/2009 5:23:46 PM |
| UCLA4life | $25.00 | $25.00 | 12/18/2009 5:24:21 PM |
| contract-neutron | $25.00 | $25.00 | 12/18/2009 5:21:55 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 5:22:02 PM |
| elegant-bonus | $25.00 | $25.00 | 12/18/2009 5:23:16 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 5:23:19 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/18/2009 5:23:26 PM |
| personal-lender | $25.00 | $25.00 | 12/18/2009 5:23:36 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/18/2009 5:29:38 PM |
| robot777 | $40.00 | $40.00 | 12/18/2009 5:30:45 PM |
| fair_rates | $25.00 | $25.00 | 12/18/2009 5:35:57 PM |
| tnjohnso | $25.00 | $25.00 | 12/18/2009 5:55:46 PM |
| srthsvghdthtr | $25.00 | $25.00 | 12/18/2009 7:26:54 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:07:37 PM |
| whynormal | $50.00 | $50.00 | 12/19/2009 3:26:21 PM |
| reflective-rupee | $90.00 | $90.00 | 12/19/2009 7:46:52 PM |
| reflective-rupee | $90.00 | $90.00 | 12/19/2009 7:47:33 PM |
| reflective-rupee | $90.00 | $90.00 | 12/19/2009 7:46:41 PM |
| reflective-rupee | $90.00 | $90.00 | 12/19/2009 7:47:18 PM |
| wildanne | $50.00 | $50.00 | 12/20/2009 12:09:33 PM |
| felicity-daydream | $100.00 | $100.00 | 12/20/2009 12:59:36 PM |
| JustMee | $25.00 | $25.00 | 12/20/2009 7:03:30 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/21/2009 12:07:20 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:22:02 PM |
| Bob450 | $50.00 | $50.00 | 12/21/2009 4:04:33 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:38:05 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:38:28 PM |
| NJournalist | $25.00 | $25.00 | 12/21/2009 5:11:41 PM |
| finance-prescription | $200.00 | $200.00 | 12/21/2009 5:28:26 PM |
| SweatyBalls | $50.00 | $50.00 | 12/21/2009 6:49:43 PM |
| Vartindar | $25.00 | $25.00 | 12/22/2009 12:36:54 PM |
| YoungTaxMan | $50.00 | $50.00 | 12/22/2009 4:30:08 PM |
| Tosaboy | $25.00 | $25.00 | 12/22/2009 7:26:43 PM |
| transparency-burger | $25.00 | $25.00 | 12/22/2009 7:22:02 PM |
| razalannod | $25.00 | $25.00 | 12/22/2009 8:50:48 PM |
| GCSS | $25.00 | $25.00 | 12/23/2009 9:00:40 AM |
| monstersdad | $27.44 | $27.44 | 12/23/2009 8:10:09 AM |
| jakespirit | $25.00 | $25.00 | 12/23/2009 3:09:16 AM |
| gothampark | $25.00 | $25.00 | 12/23/2009 12:33:07 PM |
| vest_vortex | $25.00 | $25.00 | 12/23/2009 12:08:41 PM |
| debtcollector | $50.00 | $50.00 | 12/23/2009 2:21:48 PM |
| rpatusa | $25.00 | $25.00 | 12/23/2009 7:10:45 PM |
| squarebob | $25.00 | $25.00 | 12/23/2009 7:26:51 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/24/2009 6:35:42 AM |
| Russh | $25.00 | $25.00 | 12/23/2009 7:20:13 PM |
| bss97603 | $34.81 | $34.81 | 12/24/2009 4:04:40 PM |
| patriot384 | $100.00 | $100.00 | 12/24/2009 8:08:39 PM |
| a-finance-nirvana | $60.97 | $60.97 | 12/24/2009 5:55:15 PM |
| lizphan1 | $25.00 | $25.00 | 12/25/2009 6:40:56 AM |
| p2p-gala | $100.00 | $100.00 | 12/24/2009 11:41:28 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/24/2009 4:07:57 PM |
| sturdy-peace9 | $55.00 | $55.00 | 12/25/2009 8:53:15 AM |
| apharvard | $25.00 | $25.00 | 12/25/2009 12:05:08 PM |
| new-goal-return | $25.00 | $25.00 | 12/25/2009 1:30:50 PM |
| exciting-fairness | $200.00 | $200.00 | 12/25/2009 1:57:28 PM |
| onecooldrink | $25.00 | $25.00 | 12/25/2009 10:43:46 AM |
| caseattle | $25.00 | $25.00 | 12/24/2009 6:59:54 PM |
| RyanM561 | $25.00 | $25.00 | 12/24/2009 9:13:22 PM |
| spiff666 | $25.00 | $25.00 | 12/25/2009 1:27:06 PM |
| MrOglesby | $25.00 | $25.00 | 12/25/2009 2:55:11 PM |
| Trondheim_Norway | $100.00 | $100.00 | 12/25/2009 3:28:34 PM |
| historic-nickel | $25.00 | $25.00 | 12/25/2009 3:32:04 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/25/2009 2:16:27 PM |
| squarebob | $100.00 | $100.00 | 12/25/2009 3:31:18 PM |
| 410 bids
|
Borrower Payment Dependent Notes Series
438703
This series of Notes was issued and sold upon the funding of the borrower loan #40283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,050.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $153.97 |
|
Final lender yield:
| 5.10% |
Final borrower rate/APR:
| 6.10% / 6.44% |
Final monthly payment:
| $153.86 |
| |
|
Auction yield range:
| 3.20% - 5.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.50% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $31,265 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bargainshopper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 51 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $24,000.00 | < mo. late:
| 0
( 0% )
| 820-839
(Jun-2008)
740-759
(Jul-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Lower Credit Cards Percent Rate
I will like to have lower credit card percentage rates, and
lower monthly payments.
I also, want to pay off this loan faster (in 3 years) versus
the forever, never ending credit cards balances.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coloradoloanman | $25.00 | $25.00 | 12/16/2009 4:28:57 PM |
| auction-elvis | $25.00 | $25.00 | 12/16/2009 4:29:04 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 4:31:22 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 4:30:17 PM |
| Aberdeen | $300.00 | $300.00 | 12/16/2009 4:54:46 PM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 4:31:08 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 4:31:48 PM |
| silverloan | $25.00 | $25.00 | 12/16/2009 4:29:38 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2009 4:29:51 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:02 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 4:30:46 PM |
| alpinaut | $25.00 | $25.00 | 12/16/2009 4:51:05 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:48 PM |
| hellasow | $50.00 | $50.00 | 12/16/2009 5:25:48 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:53:38 PM |
| money-prophesy | $99.63 | $99.63 | 12/16/2009 4:54:53 PM |
| QEI_Investor | $25.00 | $25.00 | 12/16/2009 7:50:27 PM |
| cjames84 | $25.00 | $25.00 | 12/16/2009 7:53:10 PM |
| five-star-note | $35.00 | $35.00 | 12/17/2009 12:31:37 AM |
| Stock-Stud | $25.00 | $25.00 | 12/17/2009 12:42:16 AM |
| MO_Investor | $25.00 | $25.00 | 12/17/2009 12:08:02 PM |
| worthy-truth | $25.00 | $25.00 | 12/17/2009 12:10:16 PM |
| fireboss | $25.00 | $25.00 | 12/17/2009 12:11:14 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:27 PM |
| cash-vault | $25.00 | $25.00 | 12/17/2009 9:11:59 AM |
| unk1911 | $25.00 | $25.00 | 12/17/2009 12:39:30 PM |
| wise-cash-keeper | $34.71 | $34.71 | 12/17/2009 12:00:43 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/17/2009 12:10:32 PM |
| wrighco | $25.00 | $25.00 | 12/17/2009 12:10:43 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:35 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:46 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:47 PM |
| Kerrysbay | $25.00 | $25.00 | 12/17/2009 10:55:55 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:24 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:58 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:02 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:14 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:14 PM |
| Speculator | $25.00 | $25.00 | 12/17/2009 10:59:11 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/17/2009 10:59:28 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:40 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:31 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:43 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:52 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:00 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:09 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:04 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:54 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:49 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 12/17/2009 11:05:24 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:09 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:18 PM |
| Reinadog9 | $25.00 | $25.00 | 12/17/2009 11:07:54 PM |
| NR | $25.00 | $25.00 | 12/17/2009 11:08:09 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:08:00 PM |
| ijspence | $25.00 | $25.00 | 12/17/2009 11:08:37 PM |
| dbanwart | $25.00 | $25.00 | 12/18/2009 2:22:16 AM |
| Kelor99 | $25.00 | $25.00 | 12/18/2009 12:30:59 PM |
| Westlake91362 | $25.00 | $25.00 | 12/18/2009 3:44:07 PM |
| narblark | $50.00 | $50.00 | 12/18/2009 9:20:22 PM |
| dbanwart | $25.00 | $25.00 | 12/20/2009 2:55:38 PM |
| YummiBear | $25.00 | $25.00 | 12/22/2009 9:30:45 PM |
| bank-examiner | $25.00 | $25.00 | 12/22/2009 11:10:19 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:10:52 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 4:31:15 PM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 4:51:00 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 4:54:30 PM |
| superstar449 | $50.00 | $50.00 | 12/16/2009 5:31:14 PM |
| tuneman1980 | $25.00 | $25.00 | 12/16/2009 4:29:29 PM |
| MTLoans | $25.00 | $25.00 | 12/16/2009 7:11:56 PM |
| grc | $100.00 | $100.00 | 12/16/2009 4:49:35 PM |
| elegant-bonus | $25.00 | $25.00 | 12/16/2009 4:51:11 PM |
| bigdogsafety1 | $30.00 | $30.00 | 12/16/2009 4:52:24 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:06:31 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/16/2009 9:31:55 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:26 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:40:43 AM |
| Mickeyblu | $25.00 | $25.00 | 12/16/2009 10:17:19 PM |
| RG | $35.00 | $35.00 | 12/17/2009 2:42:47 AM |
| orange-mighty-finance | $25.00 | $25.00 | 12/17/2009 6:51:21 AM |
| solstice175 | $25.00 | $25.00 | 12/17/2009 12:11:18 PM |
| grc | $100.00 | $100.00 | 12/17/2009 8:48:03 AM |
| steady-gain5 | $25.00 | $25.00 | 12/17/2009 12:41:48 PM |
| wormdc | $26.00 | $26.00 | 12/17/2009 12:11:10 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:24 PM |
| esabzb | $25.00 | $25.00 | 12/17/2009 3:10:03 PM |
| JGuide | $25.00 | $25.00 | 12/17/2009 7:09:48 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:09 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:02 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:26 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:56:33 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:39 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:17 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:56 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:03 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:10 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:57:19 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:34 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:07 PM |
| BayShell | $25.40 | $25.40 | 12/17/2009 10:58:52 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:34 PM |
| agwosdof | $100.00 | $100.00 | 12/17/2009 10:59:07 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/17/2009 10:59:00 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:31 PM |
| Jimfromsac | $25.00 | $25.00 | 12/17/2009 10:59:49 PM |
| forthright-dedication | $25.00 | $25.00 | 12/17/2009 10:59:51 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:04 PM |
| evnagelist | $100.00 | $100.00 | 12/17/2009 11:01:18 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:23 PM |
| axis1 | $25.00 | $25.00 | 12/17/2009 11:02:41 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:23 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:37 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:05 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:16 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:43 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:29 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:50 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:05:59 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:03 PM |
| paladin847 | $25.00 | $25.00 | 12/17/2009 11:07:32 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:25 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/17/2009 11:07:35 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:39 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:49 PM |
| Astounding | $25.00 | $25.00 | 12/17/2009 11:08:04 PM |
| justice-dna | $35.00 | $35.00 | 12/17/2009 11:08:18 PM |
| MarinLoans | $50.00 | $50.00 | 12/17/2009 11:08:15 PM |
| coondog | $25.00 | $25.00 | 12/17/2009 11:08:23 PM |
| ryreesado | $25.00 | $25.00 | 12/17/2009 11:09:01 PM |
| SnE | $25.00 | $25.00 | 12/17/2009 11:09:08 PM |
| toblerone | $25.00 | $24.26 | 12/17/2009 11:09:13 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/17/2009 11:53:37 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/18/2009 7:48:29 AM |
| building_community | $50.00 | $50.00 | 12/21/2009 7:57:03 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:20:18 PM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:49:41 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/22/2009 1:13:10 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 8:25:59 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
438735
This series of Notes was issued and sold upon the funding of the borrower loan #40248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $209.74 |
|
Final lender yield:
| 6.45% |
Final borrower rate/APR:
| 7.45% / 7.79% |
Final monthly payment:
| $202.04 |
| |
|
Auction yield range:
| 3.20% - 9.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 840-859 (Dec-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,023 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| GlobalLending |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 96% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $37,000.00 | < mo. late:
| 1
( 4% )
| 820-839
(Jul-2008)
840-859
(Oct-2007)
|
|
Principal balance:
| $6,674.51 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Pay off current Prosper loan
Borrower Details:
I have been investing in the Prosper markets place for the last two years. In November 2007, I borrowed $25K from Prosper for the first time. As a first time borrower, I thought my monthly payment would reduce as I paid down the balance. I?repaid?more than 50% of the loan in less than a year, but the $812.56 remains the same. A year ago I refinance the loan for $12,000 and although I can pay the $388 monthly payment, I would like to refinance the loan once again in order to reduce my monthly payment.
Purpose of loan:
The purpose of this loan is to lower my current Prosper loan monthly payment.
My financial situation:
I have never been delinquent on any of my accounts. I am currently working full time as the Director of Network with my current employer for about 11.5 years. In addition, my savings, checking and CD?s accounts have an excess of $25K.
Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You had one late payment in your previous prosper loan. Why did that happen, and why will that not happen again? - affert
A:
The late payment is because I made a prepayment within a day or few hours of Prosper?s automatic withdrawal. The prepayment overrides Prosper?s automatic withdrawal. Since the prepayment did not cover the entire amount due, it was recorded as being late. When I made the prepayment, I assumed the automatic withdrawal would still take place. I was not aware of any issues until one of the lenders sent me a message asking why the payment was late.
That's the explanation give by customer service.
(Dec-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| neenerman | $50.82 | $50.82 | 12/17/2009 4:14:09 PM |
| highcountry1 | $25.00 | $25.00 | 12/17/2009 4:40:19 PM |
| danielamity | $25.00 | $25.00 | 12/17/2009 4:44:25 PM |
| danthemon35 | $25.00 | $25.00 | 12/17/2009 4:34:42 PM |
| EmeritusX | $25.00 | $25.00 | 12/17/2009 4:42:03 PM |
| HappyToLoan | $25.00 | $25.00 | 12/17/2009 6:24:32 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 4:42:23 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 4:44:08 PM |
| Duchdad | $25.00 | $25.00 | 12/17/2009 7:30:44 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:45:58 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:56:32 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:38 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:27 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:02 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:11 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:01 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:06 PM |
| BayShell | $50.00 | $50.00 | 12/17/2009 10:58:51 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:30 PM |
| agwosdof | $100.00 | $100.00 | 12/17/2009 10:59:06 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/17/2009 10:58:59 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:30 PM |
| Jimfromsac | $25.00 | $25.00 | 12/17/2009 10:59:48 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:41 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:50 PM |
| evnagelist | $100.00 | $100.00 | 12/17/2009 11:01:16 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:22 PM |
| gizzywump | $25.00 | $25.00 | 12/17/2009 11:01:43 PM |
| just-commitment | $25.00 | $25.00 | 12/17/2009 11:01:46 PM |
| axis1 | $25.00 | $25.00 | 12/17/2009 11:02:40 PM |
| miked8303 | $25.00 | $25.00 | 12/17/2009 11:08:45 PM |
| ryreesado | $25.00 | $25.00 | 12/17/2009 11:09:00 PM |
| toblerone | $25.00 | $25.00 | 12/17/2009 11:09:13 PM |
| Jassi | $25.00 | $25.00 | 12/17/2009 11:09:21 PM |
| bds9646 | $26.00 | $26.00 | 12/17/2009 11:18:21 PM |
| solstice175 | $25.00 | $25.00 | 12/17/2009 11:19:00 PM |
| nostromo | $25.00 | $25.00 | 12/17/2009 11:22:57 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/17/2009 11:21:53 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/17/2009 11:22:31 PM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 11:21:37 PM |
| trident9 | $35.95 | $35.95 | 12/17/2009 11:22:58 PM |
| Kame | $25.00 | $25.00 | 12/17/2009 11:26:44 PM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:22:01 AM |
| Zarf | $26.70 | $26.70 | 12/18/2009 10:21:16 AM |
| fortytwo | $63.85 | $63.85 | 12/18/2009 11:00:04 AM |
| gizmo65 | $150.00 | $150.00 | 12/18/2009 10:01:09 AM |
| bsmtloan | $50.00 | $50.00 | 12/18/2009 1:20:35 PM |
| interest-exec9 | $25.00 | $25.00 | 12/18/2009 1:39:40 PM |
| wonderful-rupee | $25.00 | $25.00 | 12/18/2009 12:41:48 PM |
| zoomdrm57 | $28.42 | $28.42 | 12/18/2009 12:41:54 PM |
| bigballer105 | $25.00 | $25.00 | 12/18/2009 1:43:27 PM |
| supreme-hope | $25.00 | $25.00 | 12/18/2009 1:44:28 PM |
| hellasow | $50.00 | $50.00 | 12/18/2009 3:22:34 PM |
| unrivaled-justice | $25.00 | $25.00 | 12/18/2009 2:17:36 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:48 PM |
| DandBFamily | $25.00 | $25.00 | 12/18/2009 5:08:19 PM |
| Picopie | $50.00 | $50.00 | 12/18/2009 5:08:02 PM |
| skvat | $25.00 | $25.00 | 12/18/2009 5:09:37 PM |
| elasermd | $50.00 | $20.52 | 12/18/2009 5:09:51 PM |
| greenwell | $50.00 | $50.00 | 12/18/2009 5:07:51 PM |
| elegant-income3 | $25.00 | $25.00 | 12/18/2009 5:08:28 PM |
| kvandivo | $25.00 | $25.00 | 12/18/2009 5:08:39 PM |
| lean-velocity | $25.00 | $25.00 | 12/18/2009 5:08:49 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:52:49 PM |
| springpanda | $50.00 | $50.00 | 12/19/2009 10:52:05 PM |
| vine99 | $100.00 | $100.00 | 12/19/2009 9:03:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 12:57:28 AM |
| dproxima | $25.00 | $25.00 | 12/21/2009 4:40:25 PM |
| IceFisherman | $58.90 | $58.90 | 12/21/2009 5:04:01 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 8:08:40 PM |
| julijask | $25.00 | $25.00 | 12/22/2009 9:14:48 AM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:50:34 PM |
| JerryB96 | $25.00 | $25.00 | 12/23/2009 1:05:17 PM |
| catalystcf | $25.00 | $25.00 | 12/23/2009 1:17:00 PM |
| JGuide | $25.00 | $25.00 | 12/23/2009 1:56:29 PM |
| orbital-gain | $50.00 | $50.00 | 12/23/2009 2:29:05 PM |
| dmitriy2 | $25.00 | $25.00 | 12/23/2009 4:31:31 PM |
| redtilapia | $25.00 | $25.00 | 12/23/2009 7:30:30 PM |
| Spiv_51 | $25.00 | $25.00 | 12/24/2009 3:11:48 AM |
| jmainc | $25.00 | $25.00 | 12/24/2009 7:03:50 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 12/23/2009 7:01:18 PM |
| jybank | $25.00 | $25.00 | 12/23/2009 9:05:14 PM |
| wild-orange | $25.00 | $25.00 | 12/24/2009 10:00:55 AM |
| AF-Chief | $46.00 | $46.00 | 12/24/2009 9:08:55 AM |
| Steveoo1 | $50.00 | $50.00 | 12/24/2009 10:42:39 AM |
| economy-festivity | $25.00 | $25.00 | 12/24/2009 11:25:41 AM |
| Snoopylover | $25.00 | $25.00 | 12/24/2009 12:00:30 PM |
| RichDadPoorDad | $25.00 | $25.00 | 12/24/2009 12:37:23 PM |
| payontime1 | $50.00 | $50.00 | 12/24/2009 1:27:07 PM |
| StocksMan | $50.00 | $50.00 | 12/24/2009 3:57:23 PM |
| auction-elvis | $25.00 | $25.00 | 12/17/2009 4:33:05 PM |
| tuneman1980 | $25.00 | $25.00 | 12/17/2009 4:33:13 PM |
| DukSerduk | $25.00 | $25.00 | 12/17/2009 4:33:26 PM |
| HunterSix | $25.00 | $25.00 | 12/17/2009 4:34:10 PM |
| AmericanCredit | $25.00 | $25.00 | 12/17/2009 4:35:07 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/17/2009 4:35:17 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/17/2009 7:20:28 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:07 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:58 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:23 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:57:18 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:33 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:13 PM |
| JeffHoll | $96.43 | $96.43 | 12/17/2009 10:59:03 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:13 PM |
| Speculator | $25.00 | $25.00 | 12/17/2009 10:59:10 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/17/2009 10:59:27 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:39 PM |
| forthright-dedication | $25.00 | $25.00 | 12/17/2009 10:59:50 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:02 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:30 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:00:59 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:08 PM |
| Buffer10 | $200.00 | $200.00 | 12/17/2009 11:01:35 PM |
| SnE | $25.00 | $25.00 | 12/17/2009 11:09:09 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/17/2009 11:09:25 PM |
| opt1mum | $25.00 | $25.00 | 12/17/2009 11:22:39 PM |
| superstar449 | $50.00 | $50.00 | 12/17/2009 11:19:03 PM |
| KiwiElf | $30.00 | $30.00 | 12/17/2009 11:26:45 PM |
| coloradoloanman | $25.00 | $25.00 | 12/17/2009 11:23:50 PM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 6:55:02 AM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 6:15:57 AM |
| impartial-deal | $36.36 | $36.36 | 12/18/2009 7:10:19 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:23 AM |
| galtsgulch | $25.00 | $25.00 | 12/18/2009 9:53:37 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:56 AM |
| five-star-note | $35.00 | $35.00 | 12/18/2009 10:21:43 AM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:32 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:49 PM |
| fireboss | $25.00 | $25.00 | 12/18/2009 1:15:09 PM |
| winter-vigilance | $25.00 | $25.00 | 12/18/2009 1:33:04 PM |
| wormdc | $26.00 | $26.00 | 12/18/2009 1:43:09 PM |
| elegant-bonus | $25.00 | $25.00 | 12/18/2009 1:42:57 PM |
| Mostyle | $25.00 | $25.00 | 12/18/2009 1:43:39 PM |
| summerlander | $25.00 | $25.00 | 12/18/2009 1:43:53 PM |
| JJS180 | $25.00 | $25.00 | 12/18/2009 1:44:36 PM |
| Syndication | $25.00 | $25.00 | 12/18/2009 1:43:51 PM |
| cjames84 | $25.00 | $25.00 | 12/18/2009 1:44:34 PM |
| Rcprofit | $25.00 | $25.00 | 12/18/2009 2:17:18 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/18/2009 4:44:58 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:33 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:26 PM |
| honorable-yield | $75.00 | $75.00 | 12/18/2009 5:07:41 PM |
| Musicman1950 | $25.00 | $25.00 | 12/18/2009 5:08:57 PM |
| a-special-power | $25.00 | $25.00 | 12/18/2009 5:09:08 PM |
| Carpetkid | $50.00 | $50.00 | 12/18/2009 5:09:15 PM |
| Pasagam | $25.00 | $25.00 | 12/18/2009 5:09:24 PM |
| freesia54 | $25.00 | $25.00 | 12/18/2009 5:08:12 PM |
| narblark | $50.00 | $50.00 | 12/18/2009 9:22:42 PM |
| billnsc | $25.00 | $25.00 | 12/19/2009 7:04:28 AM |
| octoberfresh | $25.00 | $25.00 | 12/19/2009 1:55:08 PM |
| katnmouse | $35.00 | $35.00 | 12/19/2009 3:04:15 PM |
| bondhedger | $25.00 | $25.00 | 12/20/2009 12:11:14 AM |
| dbanwart | $25.00 | $25.00 | 12/20/2009 2:56:37 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 3:21:28 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:22:42 PM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 12:23:13 PM |
| Kelor99 | $25.00 | $25.00 | 12/21/2009 3:48:10 PM |
| Oak-Parker | $25.00 | $25.00 | 12/21/2009 6:04:47 PM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:53:11 AM |
| maccpro1 | $50.00 | $50.00 | 12/22/2009 2:07:56 PM |
| sunnysally | $25.00 | $25.00 | 12/22/2009 9:10:48 PM |
| P2PHelper | $25.00 | $25.00 | 12/23/2009 8:29:39 AM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 8:30:03 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/23/2009 7:44:14 AM |
| bank-examiner | $25.00 | $25.00 | 12/22/2009 11:14:02 PM |
| mattlo | $25.00 | $25.00 | 12/23/2009 1:21:54 AM |
| JGuide | $25.00 | $25.00 | 12/23/2009 1:49:27 PM |
| AsianDragon | $80.00 | $80.00 | 12/23/2009 6:26:26 PM |
| market-jam | $44.05 | $44.05 | 12/23/2009 4:20:54 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/24/2009 1:01:13 AM |
| UC3307 | $100.00 | $100.00 | 12/24/2009 8:42:14 AM |
| Astyanax | $50.00 | $50.00 | 12/24/2009 9:40:14 AM |
| SeaLoans | $25.00 | $25.00 | 12/24/2009 2:08:07 PM |
| exciting-fairness | $200.00 | $200.00 | 12/24/2009 2:10:37 PM |
| 175 bids
|
Borrower Payment Dependent Notes Series
438811
This series of Notes was issued and sold upon the funding of the borrower loan #40234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 33.89% |
Final borrower rate/APR:
| 34.89% / 37.34% |
Final monthly payment:
| $90.35 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.33% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $503 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| orange-yield-curriculum |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MIT Graduate Moving Expenses
Hi,
I am a graduate student at MIT and I need this loan to cover my moving and living expenses for the next two months. I need to relocate to be closer to campus and would like to do it as soon as possible during the winter break. I plan to make monthly payments on this plan. I currently work as a babysitter and I have already secured a paid 20 hour/week internship in January as a law clerk. Additionally the rest of my student loans of 12,000 dollars will be dispersed into my student account in February. This money is designated to cover my living expenses for the rest of the academic year since my tuition was covered with a scholarship from MIT. In other words, I will not have a difficult time making the loan payments. Thank You.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/21/2009 7:12:06 PM |
| oath163 | $100.00 | $100.00 | 12/22/2009 11:43:40 AM |
| alexgalt | $100.00 | $100.00 | 12/23/2009 4:14:57 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 6:07:16 PM |
| red-ready-principal | $100.00 | $100.00 | 12/26/2009 10:07:34 AM |
| DasMula | $50.00 | $50.00 | 12/26/2009 10:40:41 AM |
| sharp-return7 | $26.72 | $26.72 | 12/27/2009 9:55:23 AM |
| DenimCapital | $100.00 | $100.00 | 12/27/2009 10:30:38 AM |
| cashhelp | $25.00 | $25.00 | 12/28/2009 7:48:45 AM |
| deepblue34 | $30.00 | $30.00 | 12/27/2009 5:25:44 PM |
| Lender12 | $1,001.49 | $494.90 | 12/28/2009 7:38:57 AM |
| Leshan | $33.33 | $33.33 | 12/28/2009 8:07:33 AM |
| head | $25.00 | $25.00 | 12/28/2009 7:05:38 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/28/2009 10:12:32 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:13:24 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:47:01 AM |
| foothillender | $25.00 | $25.00 | 12/28/2009 1:43:28 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 1:14:41 PM |
| TakeCare | $30.00 | $30.00 | 12/28/2009 1:31:19 PM |
| Sudoku | $50.00 | $50.00 | 12/28/2009 3:44:18 PM |
| buddylucy | $59.05 | $59.05 | 12/28/2009 2:02:52 PM |
| Happyhourcomics | $25.00 | $25.00 | 12/28/2009 3:48:28 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 2:04:02 PM |
| MrLeft | $60.00 | $60.00 | 12/28/2009 7:19:50 AM |
| Peterman | $50.00 | $50.00 | 12/28/2009 8:30:00 AM |
| leverage-monger | $25.00 | $25.00 | 12/28/2009 9:47:25 AM |
| honorable-yield | $25.00 | $25.00 | 12/28/2009 10:05:07 AM |
| penny-surgeon | $25.00 | $25.00 | 12/28/2009 11:14:57 AM |
| scubabob55 | $25.00 | $25.00 | 12/28/2009 11:46:01 AM |
| bondhedger | $25.00 | $25.00 | 12/28/2009 12:45:38 PM |
| bizguy1982 | $25.00 | $25.00 | 12/28/2009 12:29:24 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 3:20:26 PM |
| just-trade0 | $36.00 | $36.00 | 12/28/2009 3:33:25 PM |
| Calif-smo | $30.00 | $30.00 | 12/28/2009 2:30:50 PM |
| Fun54115 | $25.00 | $25.00 | 12/28/2009 2:42:13 PM |
| unger | $100.00 | $100.00 | 12/28/2009 3:18:18 PM |
| LAKETIME | $25.00 | $25.00 | 12/28/2009 3:33:40 PM |
| whittlesey31 | $25.00 | $25.00 | 12/28/2009 3:35:53 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
438819
This series of Notes was issued and sold upon the funding of the borrower loan #40250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $284.11 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $283.90 |
| |
|
Auction yield range:
| 3.20% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 820-839 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| fudger28 |
Borrower's state:
| NewYork |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Aug-2008)
720-739
(Jun-2007)
|
|
Principal balance:
| $4,218.68 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
I cut my credit card in half!
Purpose of loan:
I cut my highest balance credit card in half, and now I'm hoping that you'll help me get rid of half its balance. I'll pay the other half, too, but over 5 years. To you, I'll pay you good interest to help me get rid of this debt.
My financial situation:
Current net income per month: just over $5,424, with additional occasional self-employment income
Mortgage: $1,459
Utilities: $230 (mines heating. I have wood and coal set by to reduce my heating costs)
Heating, after wood and coal: approx. $250 per month
Groceries: $200
Gas: $250
All credit payments and insurance: $864 (this includes $400 a month I pay to this credit card, but you're helping me cut that payment)
Leftover for payments to you: $2,166
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
May I ask your profession? How come there's no revolving credit balance in your profile--you want to borrow to pay your other loan, right?
Thanks, - p2ploan-sensation211
A:
I have $19,000 in revolving credit balances -- I'm not sure why it's not listed. You are bidding on $9,000 of that.
I am in fund-raising, working for a large university. Thank you for looking.
(Dec-18-2009)
Q:
how much is your home worth ? - Capit0l
A:
Zillow says my home is worth $172,000 but I bought it for $165,000 in 2006.
(Dec-21-2009)
Q:
Do you anticipate any major life events occurring during the next year? This would include a change of jobs, a marriage, divorce, personal bankruptcy filing, etc. Thanks very much and good luck with your listing. - CaribbeanBanker
A:
During the next year, I expect to remain in the same job (stable industry) and work on my house to make it more heat efficient. I have no big vacation plans this year. My assets total 1.79 times my debt, so I can not go bankrupt. I have no financial ties to another person.
(Dec-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kelor99 | $25.00 | $25.00 | 12/17/2009 4:13:44 PM |
| tuneman1980 | $25.00 | $25.00 | 12/17/2009 4:33:15 PM |
| HunterSix | $25.00 | $25.00 | 12/17/2009 4:34:07 PM |
| danthemon35 | $25.00 | $25.00 | 12/17/2009 4:34:39 PM |
| blot44 | $50.00 | $50.00 | 12/17/2009 4:35:02 PM |
| cptproton | $25.00 | $25.00 | 12/17/2009 4:40:49 PM |
| AmericanCredit | $25.00 | $25.00 | 12/17/2009 4:35:05 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/17/2009 4:35:15 PM |
| Cherrypicker | $50.00 | $50.00 | 12/17/2009 5:39:34 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 4:43:46 PM |
| danielamity | $25.00 | $25.00 | 12/17/2009 4:44:24 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 4:42:22 PM |
| impartial-deal | $50.00 | $50.00 | 12/17/2009 5:01:03 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:06 PM |
| SunsetCoastCapital | $25.00 | $25.00 | 12/17/2009 5:08:17 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:32 PM |
| JackinGreen | $75.00 | $75.00 | 12/17/2009 6:48:10 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:28 PM |
| Steveoo1 | $25.00 | $25.00 | 12/17/2009 10:55:58 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:16 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:59 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:02 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:12 PM |
| fatson43 | $25.00 | $25.00 | 12/17/2009 10:58:57 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/17/2009 10:58:58 PM |
| JeffHoll | $100.00 | $100.00 | 12/17/2009 10:59:03 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:12 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/17/2009 10:59:26 PM |
| forthright-dedication | $25.00 | $25.00 | 12/17/2009 10:59:50 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:29 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:50 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:00:59 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:07 PM |
| nostromo | $25.00 | $25.00 | 12/17/2009 11:01:31 PM |
| Buffer10 | $200.00 | $200.00 | 12/17/2009 11:01:34 PM |
| trident9 | $50.00 | $50.00 | 12/17/2009 11:01:38 PM |
| axis1 | $25.00 | $25.00 | 12/17/2009 11:02:40 PM |
| Tai | $25.00 | $25.00 | 12/17/2009 11:04:14 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:23 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:03 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:42 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:28 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:05:58 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:08 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:17 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:24 PM |
| paladin847 | $25.00 | $25.00 | 12/17/2009 11:07:31 PM |
| BankofBen | $500.00 | $500.00 | 12/18/2009 12:34:30 AM |
| dbanwart | $25.00 | $25.00 | 12/18/2009 2:25:21 AM |
| ThomasTrain | $25.00 | $25.00 | 12/18/2009 9:47:41 AM |
| respectful-integrity3 | $50.00 | $50.00 | 12/18/2009 11:43:06 AM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2009 12:21:24 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/18/2009 2:31:08 PM |
| hellasow | $30.00 | $30.00 | 12/18/2009 3:31:20 PM |
| bank-examiner | $25.00 | $25.00 | 12/18/2009 3:39:12 PM |
| iruz | $55.53 | $55.53 | 12/18/2009 6:04:54 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:54:13 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:24:10 PM |
| suzanny | $25.00 | $25.00 | 12/18/2009 9:33:21 PM |
| payontime1 | $50.00 | $50.00 | 12/18/2009 10:37:28 PM |
| prashgig | $50.00 | $50.00 | 12/19/2009 5:03:19 AM |
| leonparte | $25.00 | $25.00 | 12/19/2009 7:27:43 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/19/2009 5:37:21 AM |
| persistent-income2 | $125.00 | $125.00 | 12/19/2009 6:54:51 AM |
| qcksilvr20 | $60.00 | $60.00 | 12/19/2009 7:28:25 AM |
| Firescreek | $25.00 | $25.00 | 12/19/2009 8:33:25 AM |
| Pasagam | $25.00 | $25.00 | 12/19/2009 9:43:50 AM |
| Guiren | $100.00 | $100.00 | 12/19/2009 11:49:51 AM |
| JCMC | $25.00 | $25.00 | 12/19/2009 3:56:54 PM |
| coloradoloanman | $25.00 | $25.00 | 12/19/2009 8:31:32 PM |
| Richmp412 | $25.00 | $25.00 | 12/20/2009 6:17:01 AM |
| worth-quark | $25.00 | $25.00 | 12/20/2009 5:29:10 AM |
| vine99 | $100.00 | $100.00 | 12/20/2009 12:07:57 PM |
| RainMakers | $25.00 | $25.00 | 12/20/2009 12:12:51 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 3:14:11 PM |
| GaussianCopulator | $50.00 | $50.00 | 12/20/2009 5:02:56 PM |
| captainzero | $75.00 | $75.00 | 12/20/2009 6:30:40 PM |
| Loves-Corvairs | $50.00 | $50.00 | 12/20/2009 6:08:55 PM |
| bkb7484 | $25.00 | $25.00 | 12/20/2009 6:53:39 PM |
| suzanny | $25.00 | $25.00 | 12/21/2009 5:57:12 AM |
| building_community | $50.00 | $50.00 | 12/21/2009 7:55:45 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:13 PM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 2:10:22 PM |
| starry2001 | $25.00 | $25.00 | 12/21/2009 8:20:46 PM |
| Mickeyblu | $50.00 | $50.00 | 12/21/2009 9:07:00 PM |
| Oak-Parker | $25.00 | $25.00 | 12/21/2009 6:06:11 PM |
| 1SteelerFan | $35.00 | $35.00 | 12/21/2009 6:38:38 PM |
| BOZO88 | $50.00 | $50.00 | 12/22/2009 6:08:44 AM |
| Digs | $25.00 | $25.00 | 12/22/2009 9:40:48 AM |
| West_End_Local | $50.00 | $50.00 | 12/22/2009 8:42:46 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:10:28 AM |
| dmitriy2 | $25.00 | $25.00 | 12/22/2009 4:55:19 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/22/2009 8:30:31 PM |
| myidear | $28.00 | $28.00 | 12/23/2009 5:38:18 AM |
| bossyboots01 | $25.00 | $25.00 | 12/23/2009 7:52:41 AM |
| JGuide | $25.00 | $25.00 | 12/23/2009 1:48:42 PM |
| Johnab | $50.00 | $50.00 | 12/23/2009 12:27:11 PM |
| Manta_Rai | $25.00 | $25.00 | 12/23/2009 4:25:28 PM |
| IceFisherman | $40.32 | $40.32 | 12/23/2009 4:32:48 PM |
| adhawan325 | $42.14 | $42.14 | 12/23/2009 4:20:52 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/24/2009 1:02:36 AM |
| jpblan11 | $57.93 | $57.93 | 12/24/2009 6:03:52 AM |
| billnsc | $25.00 | $25.00 | 12/24/2009 6:56:07 AM |
| Spiv_51 | $25.00 | $25.00 | 12/24/2009 3:12:25 AM |
| crazybunga | $25.00 | $25.00 | 12/23/2009 10:15:51 PM |
| John_14_6 | $25.00 | $25.00 | 12/24/2009 10:24:57 AM |
| neenerman | $75.00 | $75.00 | 12/17/2009 4:14:08 PM |
| thedoctor | $80.00 | $80.00 | 12/17/2009 4:41:14 PM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 4:42:13 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 4:44:06 PM |
| DukSerduk | $25.00 | $25.00 | 12/17/2009 4:33:29 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/17/2009 4:35:20 PM |
| auction-elvis | $25.00 | $25.00 | 12/17/2009 4:33:04 PM |
| cash-sensai2 | $25.00 | $25.00 | 12/17/2009 4:40:01 PM |
| Aberdeen | $300.00 | $300.00 | 12/17/2009 4:40:29 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:45:57 PM |
| highcountry1 | $25.00 | $25.00 | 12/17/2009 8:05:55 PM |
| circustab | $50.00 | $50.00 | 12/17/2009 7:51:17 PM |
| tomas090 | $50.00 | $50.00 | 12/17/2009 8:15:35 PM |
| GeoLender | $50.00 | $50.00 | 12/17/2009 8:41:29 PM |
| Duchdad | $25.00 | $25.00 | 12/17/2009 7:30:43 PM |
| Davidson2 | $25.00 | $25.00 | 12/17/2009 10:54:24 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:45 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:48 PM |
| Kerrysbay | $25.00 | $25.00 | 12/17/2009 10:55:54 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:56:32 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:37 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:12 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:57:18 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:32 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:23 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:05 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:01 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:59 PM |
| Speculator | $25.00 | $25.00 | 12/17/2009 10:59:10 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:29 PM |
| BayShell | $50.00 | $50.00 | 12/17/2009 10:58:50 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:30 PM |
| agwosdof | $100.00 | $100.00 | 12/17/2009 10:59:05 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:39 PM |
| Jimfromsac | $25.00 | $25.00 | 12/17/2009 10:59:47 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:01 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:41 PM |
| evnagelist | $100.00 | $100.00 | 12/17/2009 11:01:16 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:21 PM |
| gizzywump | $25.00 | $25.00 | 12/17/2009 11:01:41 PM |
| inqbus | $25.00 | $25.00 | 12/17/2009 11:02:07 PM |
| just-commitment | $25.00 | $25.00 | 12/17/2009 11:01:45 PM |
| dpfl55 | $25.00 | $25.00 | 12/17/2009 11:02:20 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:03 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:50 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:38 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:53 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:15 PM |
| dedicated-diversification5 | $100.00 | $100.00 | 12/17/2009 11:05:23 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:50 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:03 PM |
| bold-yield-rumbler | $25.00 | $20.07 | 12/17/2009 11:07:35 PM |
| jybank | $50.00 | $50.00 | 12/17/2009 11:26:25 PM |
| LittleMingo | $25.00 | $25.00 | 12/18/2009 4:41:04 AM |
| PrinceValium | $25.00 | $25.00 | 12/18/2009 6:28:04 AM |
| FundMaker | $25.00 | $25.00 | 12/18/2009 9:21:30 AM |
| CorporateRaider | $25.00 | $25.00 | 12/18/2009 11:29:25 AM |
| Sven79 | $100.00 | $100.00 | 12/18/2009 12:28:42 PM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 1:06:31 PM |
| money-prophesy | $25.00 | $25.00 | 12/18/2009 1:36:22 PM |
| ujiba | $25.00 | $25.00 | 12/18/2009 8:45:11 PM |
| jpblan11 | $25.00 | $25.00 | 12/18/2009 10:56:53 PM |
| uvm1978 | $50.00 | $50.00 | 12/19/2009 5:39:01 AM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:09 AM |
| psbruce | $25.00 | $25.00 | 12/19/2009 8:27:43 AM |
| grc | $225.00 | $225.00 | 12/19/2009 9:26:46 AM |
| octoberfresh | $25.00 | $25.00 | 12/19/2009 1:55:51 PM |
| Swabjockey | $25.00 | $25.00 | 12/19/2009 6:49:44 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 10:55:31 PM |
| NorthlandAlchemist | $25.00 | $25.00 | 12/20/2009 5:05:11 AM |
| buddy486 | $25.00 | $25.00 | 12/20/2009 9:08:56 AM |
| wildanne | $25.00 | $25.00 | 12/20/2009 12:36:11 PM |
| simeonthewhale | $29.00 | $29.00 | 12/21/2009 3:20:48 AM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/21/2009 7:38:43 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:38:08 PM |
| fakejamaican | $25.00 | $25.00 | 12/22/2009 3:46:11 PM |
| gary500 | $100.00 | $100.00 | 12/22/2009 4:34:59 PM |
| justice-hawk | $26.58 | $26.58 | 12/22/2009 5:10:33 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:37:45 PM |
| HowardRoark | $50.00 | $50.00 | 12/23/2009 6:29:23 AM |
| peaceful-farmer | $75.00 | $75.00 | 12/23/2009 7:10:27 AM |
| LaXavier | $25.00 | $25.00 | 12/22/2009 8:21:13 PM |
| OwlGirl | $30.00 | $30.00 | 12/23/2009 7:46:56 AM |
| StarFundingSource | $25.00 | $25.00 | 12/23/2009 8:44:52 AM |
| EL_NITIDO | $25.00 | $25.00 | 12/23/2009 12:02:10 PM |
| money-prophesy | $34.43 | $34.43 | 12/23/2009 4:20:15 PM |
| lazyeye | $50.00 | $50.00 | 12/23/2009 6:00:51 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 12/23/2009 7:31:46 PM |
| wonderous-power | $25.00 | $25.00 | 12/24/2009 6:01:28 AM |
| wild-orange | $25.00 | $25.00 | 12/24/2009 10:02:44 AM |
| jrlvnv | $25.00 | $25.00 | 12/24/2009 12:52:25 AM |
| UC3307 | $100.00 | $100.00 | 12/24/2009 8:46:25 AM |
| gothampark | $25.00 | $25.00 | 12/24/2009 1:00:20 PM |
| Aristophil | $100.00 | $100.00 | 12/24/2009 8:50:36 AM |
| jalvin | $106.00 | $106.00 | 12/24/2009 1:23:04 PM |
| Astyanax | $25.00 | $25.00 | 12/24/2009 9:43:51 AM |
| arenangelchild | $100.00 | $100.00 | 12/24/2009 3:57:11 PM |
| 203 bids
|
Borrower Payment Dependent Notes Series
438913
This series of Notes was issued and sold upon the funding of the borrower loan #40204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 22.70% |
Starting borrower rate/APR:
| 24.70% / 28.59% |
Starting monthly payment:
| $39.60 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 22.00% / 25.83% |
Final monthly payment:
| $38.19 |
| |
|
Auction yield range:
| 8.20% - 22.70% |
Estimated loss impact:
| 8.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.53% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 40 | Length of status: | 25y 8m |
|
Amount delinquent:
| $291 |
Revolving credit balance:
| $1,845 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| enthralling-deal0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas
Purpose of loan:
This loan will be used to? Help pay for Christmas and also help with college?
My financial situation:
I am a good candidate for this loan because? I am trust worthy and I have a long employment history at Darby Bank
Monthly net income: $ 2200.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $?117.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50,000.00
??Other expenses: $ cell phone 126.00 month. food 300.00 gas 200.00 month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you explain the two current delinquencies listed in your profile?
Thanks - RecoveryLender
A:
I had some unexpected medical bills to hit me this year.
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tnjohnso | $25.00 | $25.00 | 12/17/2009 5:13:52 PM |
| foothillender | $25.00 | $25.00 | 12/18/2009 7:47:46 AM |
| Bender | $50.00 | $50.00 | 12/18/2009 5:49:06 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 1:44:47 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/22/2009 1:41:42 PM |
| gothampark | $25.00 | $25.00 | 12/23/2009 12:31:53 PM |
| TigerForce | $25.00 | $25.00 | 12/23/2009 7:12:18 PM |
| marwadi-62 | $25.00 | $25.00 | 12/23/2009 7:16:56 PM |
| payontime1 | $50.00 | $50.00 | 12/24/2009 1:45:26 PM |
| buffalobills | $25.00 | $25.00 | 12/24/2009 2:36:26 PM |
| goodhearted-basis4 | $28.00 | $28.00 | 12/24/2009 3:58:24 PM |
| maccpro1 | $50.00 | $50.00 | 12/24/2009 1:22:16 PM |
| IPG1 | $25.00 | $25.00 | 12/17/2009 5:45:32 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 11:13:28 AM |
| ghinga | $25.00 | $25.00 | 12/18/2009 12:37:07 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/18/2009 2:25:13 PM |
| vegaslender88 | $25.00 | $25.00 | 12/18/2009 5:52:13 PM |
| tomas090 | $25.00 | $25.00 | 12/21/2009 8:30:13 PM |
| GS-ROCK | $25.00 | $25.00 | 12/22/2009 6:02:58 PM |
| cody55 | $50.00 | $50.00 | 12/23/2009 2:55:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 5:40:41 PM |
| jybank | $25.00 | $25.00 | 12/23/2009 9:07:15 PM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:40:16 AM |
| wwwUniversal | $25.00 | $25.00 | 12/24/2009 9:05:34 AM |
| ValleyBHC | $25.00 | $25.00 | 12/24/2009 8:11:03 AM |
| wild-orange | $25.00 | $25.00 | 12/24/2009 9:58:19 AM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:42:30 AM |
| MOVet | $25.00 | $25.00 | 12/24/2009 3:22:01 PM |
| The-CAPS-fan | $50.00 | $38.67 | 12/24/2009 2:51:14 PM |
| houli123 | $100.00 | $100.00 | 12/24/2009 3:18:15 PM |
| matthewa | $25.00 | $25.00 | 12/24/2009 12:57:29 PM |
| Mikale360 | $25.00 | $25.00 | 12/24/2009 3:59:31 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
438971
This series of Notes was issued and sold upon the funding of the borrower loan #40259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 23.70% |
Starting borrower rate/APR:
| 24.70% / 27.00% |
Starting monthly payment:
| $316.81 |
|
Final lender yield:
| 22.70% |
Final borrower rate/APR:
| 23.70% / 25.99% |
Final monthly payment:
| $312.60 |
| |
|
Auction yield range:
| 8.20% - 23.70% |
Estimated loss impact:
| 8.54% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.16% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,834 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ocmoneymaker |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lender looking to Borrow
Purpose of loan:
This loan will be used to consolidate some of?my credit card debt?and give back to the Prosper community. I have three credit cards of my own and owe half of the balance of a business partners credit card. I have?loaned over $13,000 on Prosper and now am hoping to try the borrowing side.
Here are the balances on my credit cards:
Bank of America Platinum Plus card: $2491.26
Bank of America Rewards Platinum Plus card: $1261.54
Schools First Credit Union Gold Visa: $4082.38
My business partner's Chase Freedom card: $12632.85 ($6316.43 is my half)
My financial situation:
I am a good candidate for this loan because I pay my bills on time and am extremely responsible with my finances. I have?$10,000 in the bank?and have other?assets that could easily be turned to cash if ever needed. My only credit hickups occured on a Card I had when I was 18 that I went?past 120 days?delinquent?but?paid it off and?realized that good credit was needed to succeed.?I have worked for the same employer for over five years and have a very solid position in the company.?My reported wages are $43,000 a year. I Also have a few side businesses. I earn between $500 and $1000 a month from my partypartners.com affiliate account. This is residual income and is tied to the amount of money played each month by the 110 people signed up under my account. I have a?pressure washing/steam?cleaning trailer that I rent out for $500 per month plus 10% of?any business that I send his way. The reson for the $500 a month lease is because he?took over accounts that I had previously serviced myself, generating quite a bit of income for him from the start.?I make a significant amount of money buying and?re-selling things for a profit. Last month I bought?a boat for $3500, put $460 into some cosmetic work, and sold it for $5200. I flip boats, automobiles, sporting and concert tickets, gym equipment, cameras and?anything else that I can?guarantee a profit on.
Monthly net income: $4500 avg
Monthly expenses:?
??Housing: $ 800
??Insurance: $ 165
??Car expenses: $ 460?
??Phone, cable, internet: $ 75
??Food, entertainment: $ 600
??Clothing, household expenses $ 150
??Credit cards and other loans: $250 student loan and $550 for the credit cards?I am attempting to consolidate with this loan?
??Other expenses: $350 tithe?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please break-down the debt you are planing to refinance with this loan 1) Amounts you already mention but I'm missing --> 2) Interest Rates 3) Your monthly payments 4) Min. payments.
Please answer publicly. Thanks and good luck with the funding! - zento
A:
Bank of America Platinum Plus card: $2491.26 14.2% APR Bank of America Rewards Platinum Plus card: $1261.54 13.24% APR Schools First Credit Union Gold Visa: $4082.38 12.9% APR My business partner's Chase Freedom card: $12632.85 ($6316.43 is my half) 24.3% APR
Im not sure the minimum payments at the moment because I am out of town. I budget $550 for my credit card payments every month.
(Dec-23-2009)
Q:
Please exlain the DQs. - JackinGreen
A:
When I was 18 I stopped paying on my only credit card and went 120 days late on it. I paid it off but the marks still remain on my credit. This is the only time I was delinquent on any of my debts.
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| golath24 | $25.00 | $25.00 | 12/21/2009 3:50:52 PM |
| pfenness | $100.00 | $100.00 | 12/21/2009 3:51:13 PM |
| ro37 | $25.00 | $25.00 | 12/21/2009 3:51:46 PM |
| redbomb5 | $25.00 | $25.00 | 12/21/2009 3:52:26 PM |
| serpentine | $50.00 | $50.00 | 12/21/2009 3:52:57 PM |
| lounges | $50.00 | $50.00 | 12/21/2009 3:53:27 PM |
| hard-working-asset2 | $50.00 | $50.00 | 12/21/2009 3:53:38 PM |
| tobin | $30.00 | $30.00 | 12/21/2009 3:50:44 PM |
| Feline_Parent | $32.45 | $32.45 | 12/21/2009 3:51:03 PM |
| homebody26 | $25.00 | $25.00 | 12/21/2009 3:51:08 PM |
| larrybird | $100.00 | $100.00 | 12/21/2009 3:51:15 PM |
| DadWarbucks | $25.00 | $25.00 | 12/21/2009 3:54:47 PM |
| wbahl | $25.00 | $25.00 | 12/21/2009 3:54:56 PM |
| iruz | $28.19 | $28.19 | 12/21/2009 3:54:58 PM |
| bigphish | $25.00 | $25.00 | 12/21/2009 3:51:56 PM |
| momoney2lend | $25.00 | $25.00 | 12/21/2009 3:52:17 PM |
| Raser | $25.00 | $25.00 | 12/21/2009 3:53:49 PM |
| Trinkaloki | $25.00 | $25.00 | 12/21/2009 3:53:57 PM |
| kmwvma | $25.00 | $25.00 | 12/21/2009 3:54:27 PM |
| Maccs55 | $25.00 | $25.00 | 12/21/2009 3:54:41 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 3:56:57 PM |
| project07 | $25.00 | $25.00 | 12/21/2009 3:51:41 PM |
| dloan | $25.00 | $25.00 | 12/21/2009 3:55:16 PM |
| dimitrip1024 | $25.00 | $25.00 | 12/21/2009 3:55:53 PM |
| shawndw | $25.00 | $25.00 | 12/21/2009 3:54:07 PM |
| dansarkis | $25.00 | $25.00 | 12/21/2009 3:54:21 PM |
| ClearLake | $25.00 | $25.00 | 12/21/2009 3:58:17 PM |
| foxy-fund | $50.00 | $50.00 | 12/21/2009 3:56:46 PM |
| pythia | $25.00 | $25.00 | 12/21/2009 3:55:03 PM |
| thumper64 | $35.00 | $35.00 | 12/21/2009 3:58:27 PM |
| bitbucket | $50.00 | $50.00 | 12/21/2009 3:55:14 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/21/2009 3:57:16 PM |
| Supernick | $100.00 | $100.00 | 12/21/2009 3:57:21 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 3:58:53 PM |
| imdave4me | $25.00 | $25.00 | 12/21/2009 3:59:01 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 3:57:40 PM |
| skuba | $25.00 | $25.00 | 12/21/2009 3:59:09 PM |
| sensible-trade | $25.00 | $25.00 | 12/21/2009 3:58:12 PM |
| sjlender | $25.00 | $25.00 | 12/21/2009 3:59:42 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 3:58:33 PM |
| calm-deal7 | $50.00 | $50.00 | 12/21/2009 3:56:42 PM |
| paladin847 | $25.00 | $25.00 | 12/21/2009 3:59:07 PM |
| booksleuth | $50.00 | $50.00 | 12/21/2009 3:56:55 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 3:57:00 PM |
| Speculator | $25.00 | $25.00 | 12/21/2009 3:59:30 PM |
| The-CAPS-fan | $30.00 | $30.00 | 12/21/2009 4:00:44 PM |
| payout-point | $50.00 | $50.00 | 12/21/2009 4:01:18 PM |
| gulch | $25.00 | $25.00 | 12/21/2009 3:57:28 PM |
| Katburg | $35.00 | $35.00 | 12/21/2009 3:58:04 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 3:59:56 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/21/2009 4:00:58 PM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/21/2009 4:01:23 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/21/2009 4:01:29 PM |
| worklessmakemore | $25.00 | $12.96 | 12/21/2009 4:01:45 PM |
| wildguy | $25.00 | $25.00 | 12/21/2009 4:14:33 PM |
| jybank | $25.00 | $25.00 | 12/21/2009 4:19:21 PM |
| aurorafinancial | $50.00 | $50.00 | 12/21/2009 4:23:22 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:35:36 PM |
| falcon88dp | $25.00 | $25.00 | 12/21/2009 4:42:14 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 5:47:56 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 4:56:31 PM |
| small_potatoes | $25.00 | $25.00 | 12/21/2009 9:14:28 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/21/2009 5:49:49 PM |
| Searlzy | $25.00 | $25.00 | 12/22/2009 10:53:37 AM |
| money-prophesy | $60.67 | $60.67 | 12/22/2009 12:11:38 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/22/2009 4:24:28 PM |
| kain11286 | $50.00 | $50.00 | 12/23/2009 2:59:40 PM |
| TigerForce | $25.00 | $25.00 | 12/24/2009 1:23:42 PM |
| GABC-1 | $46.00 | $46.00 | 12/24/2009 10:49:56 AM |
| ChrisKwan | $25.00 | $25.00 | 12/24/2009 4:11:46 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 1:05:23 PM |
| a2190b | $25.00 | $25.00 | 12/24/2009 6:30:42 PM |
| Kash2010lu | $25.00 | $25.00 | 12/25/2009 6:45:02 AM |
| p2p-gala | $25.00 | $25.00 | 12/24/2009 11:46:55 PM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 9:31:34 AM |
| draggon77 | $25.00 | $25.00 | 12/25/2009 5:02:30 PM |
| leverage-monger | $25.00 | $25.00 | 12/26/2009 5:51:00 AM |
| new-goal-return | $25.00 | $25.00 | 12/25/2009 1:30:51 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/25/2009 2:20:30 PM |
| greenback-turbine9 | $25.00 | $25.00 | 12/25/2009 4:09:53 PM |
| independentusa | $30.00 | $30.00 | 12/26/2009 8:16:45 PM |
| noble-moola | $25.00 | $25.00 | 12/26/2009 5:32:02 AM |
| bst | $30.00 | $30.00 | 12/26/2009 10:31:23 PM |
| hcnalbdr | $50.00 | $50.00 | 12/26/2009 10:34:24 PM |
| DasMula | $50.00 | $50.00 | 12/26/2009 10:42:41 AM |
| matthewa | $25.00 | $25.00 | 12/26/2009 11:08:23 AM |
| five-star-note | $25.00 | $25.00 | 12/27/2009 5:11:56 PM |
| TakeCare | $100.00 | $100.00 | 12/27/2009 6:50:25 PM |
| BR-549 | $25.00 | $25.00 | 12/28/2009 4:51:27 AM |
| titancash4u | $50.00 | $50.00 | 12/27/2009 4:11:19 PM |
| seineil | $25.00 | $25.00 | 12/27/2009 10:04:57 PM |
| engbusres | $46.00 | $46.00 | 12/27/2009 11:14:12 PM |
| limoney | $25.00 | $25.00 | 12/28/2009 9:52:00 AM |
| honorable-yield | $35.00 | $35.00 | 12/28/2009 10:07:41 AM |
| rockymtbob | $50.00 | $50.00 | 12/28/2009 10:13:03 AM |
| pure-silver | $25.00 | $25.00 | 12/28/2009 11:02:37 AM |
| AF-Chief | $55.00 | $55.00 | 12/28/2009 12:11:01 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 3:19:53 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/28/2009 1:12:47 PM |
| Kissabledevil | $25.00 | $25.00 | 12/28/2009 1:41:10 PM |
| Cashlender1992 | $25.00 | $25.00 | 12/28/2009 1:31:46 PM |
| a-truth-director | $25.00 | $25.00 | 12/28/2009 3:47:20 PM |
| steady-dime | $76.79 | $76.79 | 12/28/2009 2:46:22 PM |
| greenbfin | $25.00 | $25.00 | 12/28/2009 3:13:14 PM |
| Satur | $50.00 | $50.00 | 12/28/2009 3:29:18 PM |
| AKJagMan | $25.00 | $25.00 | 12/21/2009 3:51:27 PM |
| gth710k | $25.00 | $25.00 | 12/21/2009 3:51:43 PM |
| bebeshor | $25.00 | $25.00 | 12/21/2009 3:51:52 PM |
| mc81 | $25.00 | $25.00 | 12/21/2009 3:53:54 PM |
| interstellar | $50.00 | $50.00 | 12/21/2009 3:50:59 PM |
| mahjongslave | $48.43 | $48.43 | 12/21/2009 3:51:06 PM |
| CaboWaboRobo | $25.00 | $25.00 | 12/21/2009 3:51:19 PM |
| JohnW12 | $25.00 | $25.00 | 12/21/2009 3:51:32 PM |
| derec | $25.00 | $25.00 | 12/21/2009 3:54:51 PM |
| coldsnap | $25.00 | $25.00 | 12/21/2009 3:53:30 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:56:10 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 12/21/2009 3:53:51 PM |
| hanuman77 | $50.00 | $50.00 | 12/21/2009 3:56:22 PM |
| ADIDASNO | $25.00 | $25.00 | 12/21/2009 3:56:31 PM |
| TheColoradoDon | $25.00 | $25.00 | 12/21/2009 3:54:25 PM |
| CSUgrad08 | $25.00 | $25.00 | 12/21/2009 3:50:49 PM |
| nycloan | $25.00 | $25.00 | 12/21/2009 3:51:22 PM |
| TEAM-Jasper | $25.00 | $25.00 | 12/21/2009 3:54:55 PM |
| BidPlace | $25.00 | $25.00 | 12/21/2009 3:56:26 PM |
| steves73 | $25.00 | $25.00 | 12/21/2009 3:58:19 PM |
| fortytwo | $100.00 | $100.00 | 12/21/2009 3:55:38 PM |
| blackstar | $25.00 | $25.00 | 12/21/2009 3:57:30 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 3:59:22 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 3:59:31 PM |
| Sefotonga | $25.00 | $25.00 | 12/21/2009 3:56:16 PM |
| ualf | $50.00 | $50.00 | 12/21/2009 3:56:20 PM |
| PocketAces | $25.00 | $25.00 | 12/21/2009 4:00:02 PM |
| commitment-forte6 | $25.00 | $25.00 | 12/21/2009 4:00:24 PM |
| crazycool | $25.00 | $25.00 | 12/21/2009 3:57:08 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 3:57:34 PM |
| greenback-visionary4 | $25.00 | $25.00 | 12/21/2009 4:00:08 PM |
| GOPHERBOY | $105.00 | $105.00 | 12/21/2009 4:00:15 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 3:57:44 PM |
| beezling | $40.00 | $40.00 | 12/21/2009 4:00:31 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 3:58:43 PM |
| don8ter | $25.00 | $25.00 | 12/21/2009 4:01:31 PM |
| Bank42 | $50.00 | $50.00 | 12/21/2009 4:01:39 PM |
| peso-colonel | $25.00 | $25.00 | 12/21/2009 3:59:28 PM |
| Steveoo1 | $25.00 | $25.00 | 12/21/2009 3:59:48 PM |
| worthy-reward1 | $50.00 | $50.00 | 12/21/2009 4:00:39 PM |
| Interstate_Rate | $500.00 | $500.00 | 12/21/2009 4:00:49 PM |
| five-star-justice | $36.00 | $36.00 | 12/21/2009 4:14:00 PM |
| jonn834 | $25.00 | $25.00 | 12/21/2009 4:22:42 PM |
| copper | $30.00 | $30.00 | 12/21/2009 4:36:01 PM |
| jga516 | $25.00 | $25.00 | 12/21/2009 4:39:21 PM |
| Superc0ld | $100.00 | $100.00 | 12/21/2009 4:35:31 PM |
| czar3 | $40.00 | $40.00 | 12/21/2009 4:38:18 PM |
| UCLA4life | $25.00 | $25.00 | 12/21/2009 4:54:27 PM |
| tnjohnso | $25.00 | $25.00 | 12/21/2009 5:06:09 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 7:10:56 PM |
| Jim33 | $25.00 | $25.00 | 12/21/2009 10:05:46 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:16:33 PM |
| kjb1971 | $25.00 | $25.00 | 12/22/2009 10:39:56 AM |
| JTHarris | $25.00 | $25.00 | 12/22/2009 10:52:02 AM |
| blue-pleasant-contract | $25.00 | $25.00 | 12/22/2009 3:24:48 PM |
| fakejamaican | $25.00 | $25.00 | 12/22/2009 3:48:43 PM |
| kginatl | $50.05 | $50.05 | 12/22/2009 4:25:08 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:33:33 PM |
| psalms6612 | $25.00 | $25.00 | 12/22/2009 5:16:21 PM |
| Tosaboy | $25.00 | $25.00 | 12/22/2009 7:15:37 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:19:59 PM |
| unger | $100.00 | $100.00 | 12/23/2009 5:41:09 AM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:31:56 PM |
| JustMee | $25.00 | $25.00 | 12/23/2009 9:13:36 AM |
| OoM | $25.00 | $25.00 | 12/23/2009 1:21:18 PM |
| zento | $25.00 | $25.00 | 12/23/2009 9:14:07 PM |
| rob095 | $25.00 | $25.00 | 12/23/2009 11:44:55 PM |
| Leshan | $33.33 | $33.33 | 12/24/2009 9:02:18 AM |
| nickel-synapse | $25.00 | $25.00 | 12/23/2009 9:10:08 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 2:16:49 PM |
| Oak-Parker | $25.00 | $25.00 | 12/24/2009 3:22:43 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 5:45:50 AM |
| vigman777 | $30.00 | $30.00 | 12/25/2009 7:22:29 AM |
| JFL32 | $25.00 | $25.00 | 12/25/2009 10:51:14 AM |
| des_strm_vet | $25.00 | $25.00 | 12/24/2009 8:30:43 PM |
| Bobafet | $25.00 | $25.00 | 12/25/2009 4:17:16 PM |
| MoneyMaker249 | $25.00 | $25.00 | 12/25/2009 11:05:16 AM |
| integrity-doctor | $50.00 | $50.00 | 12/25/2009 8:33:36 PM |
| machkimaspesi | $65.00 | $65.00 | 12/25/2009 12:12:58 PM |
| justice-disk | $25.00 | $25.00 | 12/25/2009 9:27:44 PM |
| HarryRoberts | $100.00 | $100.00 | 12/26/2009 2:07:19 PM |
| Makemony | $50.00 | $50.00 | 12/26/2009 3:14:55 PM |
| nickel-mad-scientist | $25.97 | $25.97 | 12/26/2009 3:41:07 PM |
| dorypro | $25.00 | $25.00 | 12/26/2009 5:05:39 PM |
| GeoLender | $25.00 | $25.00 | 12/26/2009 9:13:11 AM |
| gpuck | $25.00 | $25.00 | 12/26/2009 9:14:09 PM |
| patriot384 | $75.00 | $75.00 | 12/26/2009 11:11:10 AM |
| credit-coach118 | $25.00 | $25.00 | 12/27/2009 2:07:17 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/26/2009 7:46:18 PM |
| DenimCapital | $50.00 | $50.00 | 12/27/2009 10:14:51 AM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:38:44 PM |
| point-enforcer | $25.00 | $25.00 | 12/26/2009 9:00:25 PM |
| Gaelicman | $100.00 | $100.00 | 12/26/2009 10:14:18 PM |
| bst | $30.00 | $30.00 | 12/26/2009 10:26:51 PM |
| myduck | $100.00 | $100.00 | 12/27/2009 3:36:44 PM |
| dahnkster | $35.76 | $35.76 | 12/27/2009 10:49:11 PM |
| glroark | $100.00 | $100.00 | 12/28/2009 7:36:52 AM |
| bigmacbeef | $25.00 | $25.00 | 12/27/2009 9:28:28 PM |
| RecoveryLender | $25.00 | $25.00 | 12/28/2009 6:46:23 AM |
| LarWit1512 | $25.00 | $25.00 | 12/28/2009 11:09:59 AM |
| porwestco | $25.00 | $25.00 | 12/28/2009 10:53:39 AM |
| Jinja | $25.18 | $25.18 | 12/28/2009 10:57:39 AM |
| friendinmoney | $25.00 | $25.00 | 12/28/2009 12:05:40 PM |
| payout-network1 | $25.00 | $25.00 | 12/28/2009 12:44:59 PM |
| heroic-benefit | $105.79 | $105.79 | 12/28/2009 2:51:06 PM |
| loyalty-czar | $46.00 | $46.00 | 12/28/2009 1:20:09 PM |
| GInBaghdad | $25.00 | $25.00 | 12/28/2009 3:43:37 PM |
| goodhearted-basis4 | $25.43 | $25.43 | 12/28/2009 3:42:50 PM |
| 213 bids
|
Borrower Payment Dependent Notes Series
438975
This series of Notes was issued and sold upon the funding of the borrower loan #40277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $205.20 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,813 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| versatile-peace3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a safe car for our new baby
Purpose of loan:
My husband and I got pregnant in the last year and are trying to prepare for her arrival. This loan will be used to put my husband and my new baby in a safer vehicle. We currently have a small economy car and want a safer vehicle for driving in the snow here in Chicago.
My financial situation:
I am a good candidate for this loan because my husband and I pay our bills on time and both have solid jobs in the cell phone and technology industries. Your loan will help us to take care of our child and we are highly motivated to keep this vehicle to both protect our child and us. Please, review our expenses below and consider us for this loan!
Thanks!
Monthly net income: $ 7194
Monthly expenses: $
??Housing: $1200
??Insurance: $300
??Car expenses: $180
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $500
??Clothing, household expenses $300
??Credit cards and other loans: $200
??Other expenses: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| opmjdv | $25.00 | $25.00 | 12/18/2009 4:41:31 PM |
| respectful-note | $25.00 | $25.00 | 12/18/2009 4:42:15 PM |
| lcole32 | $32.19 | $32.19 | 12/18/2009 4:42:23 PM |
| Marfloogan | $25.00 | $25.00 | 12/18/2009 4:44:25 PM |
| adventurous-capital | $25.00 | $25.00 | 12/18/2009 4:44:06 PM |
| Bob450 | $25.00 | $25.00 | 12/18/2009 4:45:47 PM |
| get30inc | $25.00 | $25.00 | 12/18/2009 4:46:30 PM |
| blackbird02 | $25.00 | $25.00 | 12/18/2009 4:41:50 PM |
| GoodScot | $25.00 | $25.00 | 12/18/2009 4:48:05 PM |
| tender-deal | $25.00 | $25.00 | 12/18/2009 4:49:53 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 4:43:42 PM |
| MuchoMoneyMike | $25.00 | $25.00 | 12/18/2009 4:50:03 PM |
| HawaiiB | $25.00 | $25.00 | 12/18/2009 4:50:21 PM |
| JKEnterprises | $25.00 | $25.00 | 12/18/2009 4:50:27 PM |
| ultimate-commitment | $25.00 | $25.00 | 12/18/2009 4:49:52 PM |
| best-marketologist | $25.00 | $25.00 | 12/18/2009 4:50:00 PM |
| mmqc | $25.00 | $25.00 | 12/18/2009 4:50:13 PM |
| Tammy102800 | $25.00 | $25.00 | 12/18/2009 4:50:47 PM |
| yarg | $25.00 | $25.00 | 12/18/2009 4:45:49 PM |
| gustavzantanon | $50.00 | $50.00 | 12/18/2009 4:51:04 PM |
| Poiny | $25.00 | $25.00 | 12/18/2009 4:52:11 PM |
| Matt555555 | $25.00 | $25.00 | 12/18/2009 4:46:31 PM |
| L-vex | $25.00 | $25.00 | 12/18/2009 4:46:40 PM |
| CROBRUN | $25.00 | $25.00 | 12/18/2009 4:52:06 PM |
| jonbozeman | $25.00 | $25.00 | 12/18/2009 4:53:45 PM |
| spruce2 | $25.00 | $25.00 | 12/18/2009 4:56:17 PM |
| thoughtful-integrity | $25.00 | $25.00 | 12/18/2009 4:49:55 PM |
| TandyJames | $25.00 | $25.00 | 12/18/2009 4:50:04 PM |
| javajahn | $25.00 | $25.00 | 12/18/2009 4:50:11 PM |
| wildguy | $34.56 | $34.56 | 12/18/2009 4:56:56 PM |
| FEWDollars | $25.00 | $25.00 | 12/18/2009 4:50:33 PM |
| slithytove | $25.00 | $25.00 | 12/18/2009 4:57:20 PM |
| Yanwoo | $25.00 | $25.00 | 12/18/2009 4:50:44 PM |
| Scoote2912 | $25.00 | $25.00 | 12/18/2009 4:57:23 PM |
| special-peso | $50.00 | $50.00 | 12/18/2009 4:50:53 PM |
| DocVT | $25.00 | $25.00 | 12/18/2009 4:50:59 PM |
| invisible_hand | $50.00 | $50.00 | 12/18/2009 4:58:54 PM |
| Fojo | $25.00 | $25.00 | 12/18/2009 4:58:56 PM |
| jazz619 | $25.00 | $25.00 | 12/18/2009 4:57:15 PM |
| TommyTucker | $25.00 | $25.00 | 12/18/2009 4:51:57 PM |
| DosPassos | $25.00 | $25.00 | 12/18/2009 4:57:27 PM |
| kloan | $25.00 | $25.00 | 12/18/2009 4:59:24 PM |
| Ananya | $25.00 | $25.00 | 12/18/2009 4:52:04 PM |
| FasTruk | $25.00 | $25.00 | 12/18/2009 4:59:58 PM |
| impartial-deal | $25.00 | $25.00 | 12/18/2009 5:01:09 PM |
| cospilot | $25.00 | $25.00 | 12/18/2009 5:01:17 PM |
| littlemonkey | $25.00 | $25.00 | 12/18/2009 4:58:35 PM |
| GracieLuLu04 | $25.00 | $25.00 | 12/18/2009 4:59:01 PM |
| JW-From-SoCal | $25.00 | $25.00 | 12/18/2009 4:59:57 PM |
| helping-out | $25.00 | $25.00 | 12/18/2009 5:01:11 PM |
| towering-compassion | $50.00 | $50.00 | 12/18/2009 4:54:27 PM |
| andrewgl | $25.00 | $25.00 | 12/18/2009 5:01:31 PM |
| bonus-zone | $25.00 | $20.00 | 12/18/2009 5:01:35 PM |
| jcfunder | $25.00 | $25.00 | 12/18/2009 4:56:47 PM |
| cvlender | $25.00 | $25.00 | 12/18/2009 4:57:12 PM |
| Comoparklender | $25.00 | $25.00 | 12/18/2009 4:57:29 PM |
| Palacios | $50.00 | $50.00 | 12/18/2009 4:57:33 PM |
| noble-revenue | $100.00 | $100.00 | 12/18/2009 4:57:42 PM |
| birddogsb | $50.00 | $50.00 | 12/18/2009 4:59:17 PM |
| Spaceman838 | $25.00 | $25.00 | 12/18/2009 4:59:22 PM |
| yeti888 | $25.00 | $25.00 | 12/18/2009 4:59:50 PM |
| floridass | $25.00 | $25.00 | 12/18/2009 4:59:55 PM |
| zone8 | $100.00 | $100.00 | 12/18/2009 5:00:24 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/18/2009 5:01:20 PM |
| UCLA4life | $25.00 | $25.00 | 12/18/2009 5:24:21 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/18/2009 5:25:42 PM |
| reflective-rupee | $100.00 | $100.00 | 12/18/2009 7:21:41 PM |
| heritage_loans | $25.00 | $25.00 | 12/18/2009 6:51:53 PM |
| reflective-rupee | $150.00 | $150.00 | 12/18/2009 7:21:53 PM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:41:46 AM |
| generous-deal6 | $25.22 | $25.22 | 12/19/2009 12:39:29 PM |
| nethosters | $25.00 | $25.00 | 12/20/2009 4:57:02 AM |
| shark1234 | $50.00 | $50.00 | 12/20/2009 10:54:43 AM |
| Thunder08 | $25.00 | $25.00 | 12/21/2009 7:57:52 AM |
| heritage_loans | $25.00 | $25.00 | 12/21/2009 8:42:14 AM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 1:07:51 PM |
| heroic-benefit | $108.03 | $108.03 | 12/21/2009 4:22:49 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:45:37 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:45:55 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 4:56:43 PM |
| golffish2 | $50.00 | $50.00 | 12/23/2009 6:42:26 AM |
| Skeptical-one | $100.00 | $100.00 | 12/23/2009 12:47:08 PM |
| nicklds | $25.00 | $25.00 | 12/18/2009 4:42:19 PM |
| wbahl | $25.00 | $25.00 | 12/18/2009 4:45:02 PM |
| Auburnmist | $25.00 | $25.00 | 12/18/2009 4:45:16 PM |
| Shepherd7 | $25.00 | $25.00 | 12/18/2009 4:46:26 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 12/18/2009 4:46:28 PM |
| jstefans | $25.00 | $25.00 | 12/18/2009 4:42:02 PM |
| Veggie_Monkey | $25.00 | $25.00 | 12/18/2009 4:43:19 PM |
| tboone_gekko | $25.00 | $25.00 | 12/18/2009 4:49:57 PM |
| OSERENKUKU | $25.00 | $25.00 | 12/18/2009 4:50:17 PM |
| exuberant-pound | $25.00 | $25.00 | 12/18/2009 4:50:23 PM |
| return-elm | $25.00 | $25.00 | 12/18/2009 4:50:29 PM |
| fortress767 | $25.00 | $25.00 | 12/18/2009 4:49:51 PM |
| enlightenment5 | $25.00 | $25.00 | 12/18/2009 4:50:32 PM |
| Aveon | $25.00 | $25.00 | 12/18/2009 4:49:56 PM |
| gss_000 | $25.00 | $25.00 | 12/18/2009 4:50:39 PM |
| iGeoff | $25.00 | $25.00 | 12/18/2009 4:50:02 PM |
| ericb674 | $25.00 | $25.00 | 12/18/2009 4:50:20 PM |
| NoCal | $25.00 | $25.00 | 12/18/2009 4:50:30 PM |
| worth-pagoda | $25.00 | $25.00 | 12/18/2009 4:50:35 PM |
| yomanie | $25.00 | $25.00 | 12/18/2009 4:51:05 PM |
| LeoBUSIIT | $25.00 | $25.00 | 12/18/2009 4:51:51 PM |
| MidnightBank | $25.00 | $25.00 | 12/18/2009 4:47:55 PM |
| smart-gain | $25.00 | $25.00 | 12/18/2009 4:56:38 PM |
| d_white30518 | $25.00 | $25.00 | 12/18/2009 4:49:58 PM |
| hope-equation | $50.00 | $50.00 | 12/18/2009 4:54:22 PM |
| atothez | $25.00 | $25.00 | 12/18/2009 4:50:06 PM |
| TheYellowDart | $25.00 | $25.00 | 12/18/2009 4:50:25 PM |
| wealth-cloud | $25.00 | $25.00 | 12/18/2009 4:57:05 PM |
| Sphinx9499 | $40.00 | $40.00 | 12/18/2009 4:50:42 PM |
| sakha | $25.00 | $25.00 | 12/18/2009 4:50:55 PM |
| icecoldcash | $25.00 | $25.00 | 12/18/2009 4:51:03 PM |
| scottr | $25.00 | $25.00 | 12/18/2009 4:56:23 PM |
| five-star-note | $35.00 | $35.00 | 12/18/2009 4:56:27 PM |
| Helenska11 | $25.00 | $25.00 | 12/18/2009 4:58:46 PM |
| 626457 | $25.00 | $25.00 | 12/18/2009 4:56:54 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/18/2009 4:59:02 PM |
| bdloans | $100.00 | $100.00 | 12/18/2009 4:57:19 PM |
| capital-galaxy | $75.00 | $75.00 | 12/18/2009 4:59:15 PM |
| elegant-economy | $25.00 | $25.00 | 12/18/2009 4:59:26 PM |
| brmar | $25.00 | $25.00 | 12/18/2009 4:52:08 PM |
| revenue-serenity | $25.00 | $25.00 | 12/18/2009 4:57:34 PM |
| yeahokay | $25.00 | $25.00 | 12/18/2009 4:59:54 PM |
| Share_The_Wealth | $50.00 | $50.00 | 12/18/2009 4:59:13 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 5:01:22 PM |
| unk1911 | $25.00 | $25.00 | 12/18/2009 5:01:24 PM |
| payout-backer2 | $25.00 | $25.00 | 12/18/2009 5:01:33 PM |
| direct-yield | $25.00 | $25.00 | 12/18/2009 4:55:59 PM |
| boghdan2000 | $25.00 | $25.00 | 12/18/2009 4:56:22 PM |
| Brainworm | $25.00 | $25.00 | 12/18/2009 4:57:01 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/18/2009 4:57:31 PM |
| MAYBROOK | $25.00 | $25.00 | 12/18/2009 4:57:39 PM |
| gettingonyourfeet | $25.00 | $25.00 | 12/18/2009 4:59:06 PM |
| dollar-ferret332 | $25.00 | $25.00 | 12/18/2009 4:59:20 PM |
| orbital-gain | $25.00 | $25.00 | 12/18/2009 4:59:52 PM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 5:01:12 PM |
| misterhobbs | $25.00 | $25.00 | 12/18/2009 5:01:28 PM |
| beakerfish | $25.00 | $25.00 | 12/18/2009 5:01:30 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/18/2009 5:23:05 PM |
| czar3 | $40.00 | $40.00 | 12/18/2009 5:24:25 PM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2009 5:32:16 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:09:06 PM |
| money-prophesy | $25.00 | $25.00 | 12/19/2009 6:30:21 PM |
| Peacepower | $35.00 | $35.00 | 12/19/2009 7:11:16 PM |
| felicity-daydream | $100.00 | $100.00 | 12/20/2009 1:02:32 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:25:12 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:30:30 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:27:50 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:16:25 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/21/2009 8:14:18 PM |
| deepblue34 | $30.00 | $30.00 | 12/22/2009 8:12:28 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:27:20 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:19:57 PM |
| 154 bids
|
Borrower Payment Dependent Notes Series
438981
This series of Notes was issued and sold upon the funding of the borrower loan #40233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-25-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 11.32% |
Starting monthly payment:
| $37.83 |
|
Final lender yield:
| 7.40% |
Final borrower rate/APR:
| 8.40% / 11.32% |
Final monthly payment:
| $37.83 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.29% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,645 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 43% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| receptive-balance7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest cards
Purpose of loan:
This loan will be used to?pay off?cards with the highest interest rates.?
My financial situation:
I am a good candidate for this loan because? I have experience with loans and credit cards and have not had any problems paying them off.
Monthly net income: $ 800
Monthly expenses: $
??Housing: $ 0
??Insurance: $?20
??Car expenses: $ 100
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| anton | $1,200.00 | $1,200.00 | 12/25/2009 4:00:02 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
439091
This series of Notes was issued and sold upon the funding of the borrower loan #40252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 13.00% |
Starting borrower rate/APR:
| 14.00% / 16.16% |
Starting monthly payment:
| $85.44 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $78.75 |
| |
|
Auction yield range:
| 4.20% - 13.00% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,758 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 48% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| BOBBUCK |
Borrower's state:
| Washington |
Borrower's group:
| Me and Others |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Jul-2008)
|
|
Principal balance:
| $413.09 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Making necessary repairs to my home
????Purpose of loan: The Sewer line to my home has broken and needs to be replaced. I have had a couple of bids and it is going to cost around?four to five thousand.?The front porch and sidewalks need to be removed to gain access to the line. After repairs are made we will need to put back in a deck to replace the removed areas.
My financial situation:
I am a good candidate for this loan because?I have most of the money already available but need to have full amount before the repairs begin. I have an existing loan with Prosper and have not missed a payment. I own three homes and am a very responsible person. I hope you can consider helping me with resolving this issue with my home and I will not let you down. I have made loans to others on prosper and now I would like your help.
Information in the Description is not verified.
Friends And Family Winning Bids
Rodneywa2002 has bid a total of
$211.06 in winning bids.
"Family friend, prosper lender, I couldn't find a safer loan. 4.2%"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blukestrel | $25.00 | $25.00 | 12/21/2009 10:17:51 PM |
| bigdogsafety1 | $25.00 | $25.00 | 12/21/2009 10:20:37 PM |
| elegant-bonus | $25.00 | $25.00 | 12/22/2009 4:51:44 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/22/2009 7:34:05 AM |
| bondhedger | $25.00 | $25.00 | 12/22/2009 7:56:20 AM |
| alpinaut | $25.00 | $25.00 | 12/21/2009 8:29:24 PM |
| Sibelius2 | $25.00 | $25.00 | 12/22/2009 9:46:25 AM |
| ijspence | $25.00 | $25.00 | 12/22/2009 4:22:48 AM |
| djh47a | $35.00 | $35.00 | 12/22/2009 6:06:36 AM |
| Scoote2912 | $25.00 | $25.00 | 12/22/2009 2:18:23 PM |
| kegs | $100.00 | $100.00 | 12/22/2009 9:04:58 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/22/2009 2:46:45 PM |
| head | $25.00 | $25.00 | 12/22/2009 1:46:45 PM |
| wild_carrot | $25.00 | $25.00 | 12/22/2009 5:55:15 PM |
| CAGE-Investments | $100.00 | $100.00 | 12/23/2009 7:31:22 AM |
| Cai8899 | $75.00 | $75.00 | 12/23/2009 11:19:30 AM |
| Cheburashka | $30.00 | $30.00 | 12/23/2009 2:26:06 PM |
| JCPlending | $25.00 | $25.00 | 12/23/2009 8:16:21 PM |
| qkinger | $50.00 | $50.00 | 12/24/2009 9:03:42 AM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:07:04 AM |
| bank-examiner | $25.00 | $25.00 | 12/24/2009 9:33:41 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:32:17 AM |
| JCPlending | $25.00 | $25.00 | 12/25/2009 7:20:43 PM |
| JerryB96 | $25.00 | $25.00 | 12/26/2009 9:08:40 AM |
| TigerForce | $25.00 | $25.00 | 12/26/2009 2:40:13 PM |
| matthewa | $25.00 | $25.00 | 12/26/2009 11:09:06 AM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 4:53:53 AM |
| mcs99 | $100.00 | $100.00 | 12/27/2009 10:22:50 AM |
| gothampark | $25.00 | $25.00 | 12/26/2009 1:03:17 PM |
| gpuck | $25.00 | $25.00 | 12/26/2009 9:16:35 PM |
| creativename | $75.00 | $75.00 | 12/27/2009 10:08:08 PM |
| Jakes_Bank | $25.00 | $25.00 | 12/27/2009 6:07:53 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:21:35 AM |
| Rodneywa2002 | $211.06 | $211.06 | 12/21/2009 6:26:08 PM |
| tuneman1980 | $25.00 | $25.00 | 12/21/2009 7:49:46 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 10:20:22 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/22/2009 6:11:57 AM |
| supreme-hope | $25.00 | $25.00 | 12/22/2009 7:26:44 AM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 7:50:54 AM |
| first-class-dime | $25.00 | $25.00 | 12/22/2009 7:35:16 AM |
| julijask | $25.00 | $25.00 | 12/22/2009 9:24:31 AM |
| a-versatile-power | $25.00 | $25.00 | 12/22/2009 9:36:57 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/22/2009 11:29:38 AM |
| levd2000 | $25.00 | $25.00 | 12/22/2009 12:45:51 PM |
| bowdish1 | $50.00 | $50.00 | 12/22/2009 3:16:03 PM |
| LittleMingo | $25.00 | $25.00 | 12/22/2009 10:10:31 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/22/2009 3:22:55 PM |
| thryn | $25.00 | $25.00 | 12/22/2009 4:09:54 PM |
| schpere | $30.00 | $30.00 | 12/22/2009 6:41:30 PM |
| Frugal | $25.00 | $25.00 | 12/22/2009 8:45:40 PM |
| suzanny | $25.00 | $25.00 | 12/23/2009 5:38:37 AM |
| aiski | $25.00 | $25.00 | 12/23/2009 1:18:17 AM |
| meux99 | $25.00 | $25.00 | 12/23/2009 1:18:20 AM |
| mac415 | $25.00 | $25.00 | 12/23/2009 11:40:41 AM |
| bluechip | $25.00 | $25.00 | 12/23/2009 1:16:21 PM |
| scottr | $25.00 | $21.94 | 12/23/2009 2:31:51 PM |
| a-shiny-dime | $25.00 | $25.00 | 12/23/2009 6:01:29 PM |
| RIVERBEND | $47.00 | $47.00 | 12/24/2009 9:37:59 AM |
| rummy06 | $50.00 | $50.00 | 12/24/2009 11:09:22 PM |
| McChan | $200.00 | $200.00 | 12/25/2009 10:04:13 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/26/2009 12:11:42 AM |
| PAV | $25.00 | $25.00 | 12/26/2009 6:38:39 AM |
| ptjg | $50.00 | $50.00 | 12/26/2009 12:01:34 AM |
| porwestco | $25.00 | $25.00 | 12/27/2009 8:25:57 AM |
| 64 bids
|
Borrower Payment Dependent Notes Series
439181
This series of Notes was issued and sold upon the funding of the borrower loan #40241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 25.58% |
Starting borrower rate/APR:
| 26.58% / 28.91% |
Starting monthly payment:
| $872.90 |
|
Final lender yield:
| 24.55% |
Final borrower rate/APR:
| 25.55% / 27.86% |
Final monthly payment:
| $861.10 |
| |
|
Auction yield range:
| 8.20% - 25.58% |
Estimated loss impact:
| 9.09% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.46% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 780-799 (Nov-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,979 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| TrustSteve |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
rehab a new kitchen and bathroom
Purpose of loan:
This loan will be used to rehab a kitchen and bathroom.?We have been living in?this?house for 3 years now. It was originally built in 1972, and haven't had any upgrade done yet.?Last month the?kitchen sink started to leak and we think it is about time to do some home improvement on the kitchen and bathroom while the labor for construction is the lowest for years.?
My financial situation:
I am a good candidate for this loan because I have never been late on any of my payments. I have a annual salary of over $62,000 a year on W-2. I have a credit score of over 780, somehow prosper's system doesn't give me a good rating. I called them and they said it is because I have 4 inquiries in the last 6 months. Well, of course,?I was shopping?a few banks to get a better rate. I think prosper's credit rating system is ridiculous, at least not reflecting my real credit.
My current mortgage payment is $870 per month,
car payment is $208 per months,
Capital one visa credit card payment is $15 per month,
Citi bank master card payment is $60 per month,
Another citi bank master card payment is $15 per month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and detailed list of all monthly expenses with amounts. Thanks. - exciting-fairness
A:
take home a little bit over $5,200 a month before tax.
car payment $208 a month,
mortgage payment $870 a month,
all credit cards payment $130 a month
cell phone $40 a month
internet cable $20 a month
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| momoney2lend | $25.00 | $25.00 | 12/21/2009 3:52:16 PM |
| project07 | $25.00 | $25.00 | 12/21/2009 3:51:53 PM |
| CaboWaboRobo | $25.00 | $25.00 | 12/21/2009 3:52:21 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 12/21/2009 3:55:09 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:56:09 PM |
| yeti888 | $25.00 | $25.00 | 12/21/2009 4:07:49 PM |
| Carne_Chung | $25.00 | $25.00 | 12/21/2009 4:09:08 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 4:13:40 PM |
| five-star-justice | $36.00 | $36.00 | 12/21/2009 4:14:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:24:16 PM |
| diverse2 | $25.00 | $25.00 | 12/21/2009 4:26:24 PM |
| invisible_hand | $34.49 | $34.49 | 12/21/2009 4:26:00 PM |
| TennSquire | $25.00 | $25.00 | 12/21/2009 4:26:54 PM |
| order-prospector | $25.00 | $25.00 | 12/21/2009 4:27:00 PM |
| Borrow2Grow | $51.00 | $51.00 | 12/21/2009 4:27:02 PM |
| GatorBux | $25.00 | $25.00 | 12/21/2009 4:27:07 PM |
| sharkm | $25.00 | $25.00 | 12/21/2009 4:27:30 PM |
| JeffHoll | $100.00 | $100.00 | 12/21/2009 4:27:46 PM |
| Calif-smo | $25.00 | $25.00 | 12/21/2009 4:27:22 PM |
| Wowzer | $25.00 | $25.00 | 12/21/2009 4:27:44 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/21/2009 4:28:34 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 4:28:00 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:28:20 PM |
| JAVEHE | $25.00 | $25.00 | 12/21/2009 4:28:27 PM |
| jhouman | $25.00 | $25.00 | 12/21/2009 4:28:48 PM |
| skro | $25.00 | $25.00 | 12/21/2009 4:28:51 PM |
| jonbozeman | $25.00 | $25.00 | 12/21/2009 4:25:13 PM |
| towering-compassion | $50.00 | $50.00 | 12/21/2009 4:25:21 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/21/2009 4:26:12 PM |
| rdecartus | $25.00 | $25.00 | 12/21/2009 4:26:46 PM |
| lagnisiruk | $25.00 | $25.00 | 12/21/2009 4:26:57 PM |
| ChrisTJ | $25.00 | $25.00 | 12/21/2009 4:27:11 PM |
| supreme-hope | $25.00 | $25.00 | 12/21/2009 4:27:28 PM |
| spsavage | $25.00 | $25.00 | 12/21/2009 4:27:34 PM |
| selfmademan | $25.00 | $25.00 | 12/21/2009 4:27:49 PM |
| tallmon | $25.00 | $25.00 | 12/21/2009 4:31:21 PM |
| Dubbs360 | $100.00 | $100.00 | 12/21/2009 4:28:02 PM |
| purdue98 | $25.00 | $25.00 | 12/21/2009 4:28:07 PM |
| asiaratt | $68.75 | $68.75 | 12/21/2009 4:28:10 PM |
| DRA-Properties | $25.00 | $25.00 | 12/21/2009 4:31:38 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:32:37 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/21/2009 4:31:56 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:28:25 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/21/2009 4:32:02 PM |
| dime-beeper | $25.00 | $25.00 | 12/21/2009 4:28:31 PM |
| truth-eclair | $25.00 | $25.00 | 12/21/2009 4:32:07 PM |
| bnlforever | $25.00 | $25.00 | 12/21/2009 4:28:46 PM |
| secobarbital | $25.00 | $25.00 | 12/21/2009 4:32:15 PM |
| loan-master996 | $50.00 | $50.00 | 12/21/2009 4:32:29 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:33:31 PM |
| ImaPutz | $25.00 | $25.00 | 12/21/2009 4:33:39 PM |
| cash-boots | $25.00 | $25.00 | 12/21/2009 4:31:18 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/21/2009 4:35:10 PM |
| penny-surgeon | $25.00 | $25.00 | 12/21/2009 4:36:13 PM |
| Supernick | $25.00 | $25.00 | 12/21/2009 4:36:17 PM |
| loanfairy | $25.00 | $25.00 | 12/21/2009 4:35:28 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 4:31:49 PM |
| 108lender | $75.00 | $75.00 | 12/21/2009 4:35:47 PM |
| sloan | $25.00 | $25.00 | 12/21/2009 4:32:04 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:36:07 PM |
| fcb202 | $25.00 | $25.00 | 12/21/2009 4:32:24 PM |
| capital-amplifier | $25.00 | $25.00 | 12/21/2009 4:36:22 PM |
| Bank42 | $50.00 | $50.00 | 12/21/2009 4:32:32 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/21/2009 4:36:32 PM |
| cognizant-wealth | $25.00 | $25.00 | 12/21/2009 4:37:22 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 4:32:39 PM |
| Vreet | $25.00 | $25.00 | 12/21/2009 4:37:25 PM |
| teller | $25.00 | $25.00 | 12/21/2009 4:36:40 PM |
| ryan23 | $25.00 | $25.00 | 12/21/2009 4:37:29 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/21/2009 4:36:44 PM |
| Kaj | $25.00 | $25.00 | 12/21/2009 4:37:45 PM |
| MissionMicroFinance | $25.00 | $25.00 | 12/21/2009 4:37:48 PM |
| caseattle | $25.00 | $25.00 | 12/21/2009 4:33:12 PM |
| worklessmakemore | $25.00 | $25.00 | 12/21/2009 4:37:16 PM |
| miked8303 | $25.00 | $25.00 | 12/21/2009 4:38:09 PM |
| forthright-dedication | $100.00 | $100.00 | 12/21/2009 4:37:31 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:37:35 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:37:40 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:37:51 PM |
| honorable-yield | $35.00 | $35.00 | 12/21/2009 4:38:03 PM |
| CarDealer3070 | $30.00 | $30.00 | 12/21/2009 4:38:06 PM |
| systemlender | $25.00 | $25.00 | 12/21/2009 4:38:20 PM |
| magnetic-duty | $25.00 | $25.00 | 12/21/2009 4:35:15 PM |
| jbaum | $25.00 | $25.00 | 12/21/2009 4:35:21 PM |
| CASHGIRL | $25.00 | $25.00 | 12/21/2009 4:40:21 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/21/2009 4:35:39 PM |
| jga516 | $25.00 | $25.00 | 12/21/2009 4:39:20 PM |
| copper | $30.00 | $30.00 | 12/21/2009 4:36:00 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:36 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 4:36:15 PM |
| elegant-bonus | $25.00 | $25.00 | 12/21/2009 4:36:27 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/21/2009 4:40:03 PM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/21/2009 4:41:48 PM |
| Hondo | $25.00 | $25.00 | 12/21/2009 4:40:40 PM |
| value-pole | $25.00 | $25.00 | 12/21/2009 4:37:00 PM |
| a-special-power | $25.00 | $25.00 | 12/21/2009 4:37:18 PM |
| crenen139 | $25.00 | $25.00 | 12/21/2009 4:37:27 PM |
| euro-mirth | $25.00 | $25.00 | 12/21/2009 4:37:42 PM |
| dedicated-diversification5 | $170.00 | $170.00 | 12/21/2009 4:37:58 PM |
| spitzbergen | $25.00 | $25.00 | 12/21/2009 4:38:02 PM |
| gizzywump | $25.00 | $25.00 | 12/21/2009 4:38:10 PM |
| CAGE-Investments | $50.00 | $50.00 | 12/21/2009 4:38:24 PM |
| ouyangers | $25.00 | $25.00 | 12/21/2009 4:40:18 PM |
| KevinC_63366 | $25.00 | $25.00 | 12/21/2009 4:40:26 PM |
| natecam | $25.00 | $25.00 | 12/21/2009 4:40:31 PM |
| GMPK_TLAS | $25.00 | $25.00 | 12/21/2009 4:40:36 PM |
| vivixmedia | $25.00 | $25.00 | 12/21/2009 4:46:52 PM |
| divedude | $25.00 | $25.00 | 12/21/2009 4:47:09 PM |
| tomas090 | $25.00 | $25.00 | 12/21/2009 4:42:16 PM |
| likeable-openness | $25.00 | $25.00 | 12/21/2009 4:46:27 PM |
| aznmikelee | $25.00 | $25.00 | 12/21/2009 4:42:23 PM |
| benjo | $25.00 | $25.00 | 12/21/2009 4:46:50 PM |
| fortytwo | $50.00 | $50.00 | 12/21/2009 4:48:59 PM |
| JandJ-Bank | $25.00 | $25.00 | 12/21/2009 4:51:42 PM |
| physjosh | $25.00 | $25.00 | 12/21/2009 4:52:17 PM |
| Learning2Lend | $50.00 | $50.00 | 12/21/2009 4:52:36 PM |
| looch350 | $25.00 | $25.00 | 12/21/2009 4:52:45 PM |
| karpman3 | $50.00 | $50.00 | 12/21/2009 4:52:50 PM |
| drumcorpsnut | $25.00 | $25.00 | 12/21/2009 4:53:18 PM |
| BettBoo | $25.00 | $25.00 | 12/21/2009 4:53:28 PM |
| Mickeyblu | $25.00 | $25.00 | 12/21/2009 4:46:05 PM |
| gold-sushi | $25.00 | $25.00 | 12/21/2009 4:52:08 PM |
| note-tent | $25.00 | $25.00 | 12/21/2009 4:46:18 PM |
| MitchD | $25.00 | $25.00 | 12/21/2009 4:46:49 PM |
| Georgetastic | $25.00 | $25.00 | 12/21/2009 4:47:12 PM |
| willieboone | $25.00 | $25.00 | 12/21/2009 4:55:00 PM |
| oneforthemoney | $25.00 | $25.00 | 12/21/2009 4:54:12 PM |
| noble-moola | $25.00 | $25.00 | 12/21/2009 4:54:49 PM |
| rperaz98720 | $25.00 | $25.00 | 12/21/2009 4:55:34 PM |
| mswmba | $25.00 | $25.00 | 12/21/2009 4:54:58 PM |
| DDHMoney | $25.00 | $25.00 | 12/21/2009 4:47:55 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 4:56:32 PM |
| helpful-listing | $25.00 | $25.00 | 12/21/2009 5:04:44 PM |
| community-seahorse | $25.00 | $25.00 | 12/21/2009 5:04:47 PM |
| kia777 | $25.00 | $25.00 | 12/21/2009 5:05:22 PM |
| jswanso2 | $25.00 | $25.00 | 12/21/2009 5:05:31 PM |
| sunshinysmiles | $25.00 | $25.00 | 12/21/2009 5:18:01 PM |
| MO_Investor | $25.00 | $25.00 | 12/21/2009 5:17:52 PM |
| NELNET | $50.00 | $50.00 | 12/21/2009 5:32:38 PM |
| cerebral-return3 | $25.00 | $25.00 | 12/21/2009 5:32:42 PM |
| elijjah | $25.00 | $25.00 | 12/21/2009 4:52:38 PM |
| ukstevenhawaii | $50.00 | $50.00 | 12/21/2009 4:52:42 PM |
| HunterSix | $25.00 | $25.00 | 12/21/2009 5:32:36 PM |
| snoopey100 | $25.00 | $25.00 | 12/21/2009 5:32:48 PM |
| justice-hawk | $50.00 | $50.00 | 12/21/2009 5:54:58 PM |
| aycinvestments | $25.00 | $25.00 | 12/21/2009 4:54:01 PM |
| MONEYMATCH | $32.65 | $32.65 | 12/21/2009 5:58:31 PM |
| Slend49 | $25.00 | $25.00 | 12/21/2009 4:54:18 PM |
| MrMoney0622 | $25.00 | $25.00 | 12/21/2009 4:54:29 PM |
| docktah | $25.00 | $25.00 | 12/21/2009 4:56:16 PM |
| 54CHEVY | $44.43 | $44.43 | 12/21/2009 6:41:09 PM |
| Vess | $25.00 | $25.00 | 12/21/2009 6:57:58 PM |
| suomynona | $25.00 | $25.00 | 12/21/2009 5:02:15 PM |
| Marfloogan | $25.00 | $25.00 | 12/21/2009 5:04:10 PM |
| dextro | $25.00 | $25.00 | 12/21/2009 5:04:46 PM |
| Shepherd7 | $25.00 | $25.00 | 12/21/2009 5:05:21 PM |
| doublediamond | $25.00 | $25.00 | 12/21/2009 7:47:34 PM |
| Palacios | $50.00 | $50.00 | 12/21/2009 5:08:14 PM |
| Share_The_Wealth | $50.00 | $50.00 | 12/21/2009 5:08:16 PM |
| Frankk2 | $25.00 | $25.00 | 12/21/2009 5:32:47 PM |
| persevering | $25.00 | $25.00 | 12/21/2009 10:00:48 PM |
| buggzz | $25.00 | $25.00 | 12/21/2009 10:25:21 PM |
| witty-principal | $25.00 | $25.00 | 12/21/2009 5:59:52 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/21/2009 10:32:11 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 6:47:48 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/22/2009 7:15:31 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/22/2009 7:18:12 AM |
| newslang | $25.00 | $25.00 | 12/22/2009 7:55:31 AM |
| zone8 | $31.64 | $31.64 | 12/22/2009 8:48:37 AM |
| SPB | $25.00 | $25.00 | 12/22/2009 8:49:15 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/22/2009 9:03:26 AM |
| HH123 | $25.00 | $25.00 | 12/22/2009 9:39:26 AM |
| YellowJacket | $25.00 | $25.00 | 12/22/2009 9:40:25 AM |
| SnE | $25.00 | $25.00 | 12/22/2009 3:57:59 AM |
| guaton | $27.32 | $27.32 | 12/22/2009 11:06:37 AM |
| silver-armada | $50.00 | $50.00 | 12/22/2009 4:53:03 AM |
| macbeck22 | $25.00 | $25.00 | 12/22/2009 11:43:44 AM |
| Andaliego | $25.02 | $25.02 | 12/22/2009 12:28:33 PM |
| wbahl | $25.00 | $25.00 | 12/22/2009 11:24:00 AM |
| schnatty | $25.00 | $25.00 | 12/22/2009 12:37:41 PM |
| mc81 | $25.00 | $25.00 | 12/22/2009 12:39:58 PM |
| deal-pioneer1 | $25.00 | $25.00 | 12/22/2009 12:53:29 PM |
| thedreamer | $25.00 | $25.00 | 12/22/2009 11:40:10 AM |
| leodaguy | $25.00 | $25.00 | 12/22/2009 2:21:23 PM |
| steady-payout6 | $25.00 | $25.00 | 12/22/2009 12:28:35 PM |
| a-versatile-power | $25.00 | $25.00 | 12/22/2009 9:37:01 AM |
| StWaldo | $25.00 | $25.00 | 12/22/2009 9:37:29 AM |
| MylesNH | $25.00 | $25.00 | 12/22/2009 3:41:28 PM |
| sensible-trade | $25.00 | $25.00 | 12/22/2009 2:16:51 PM |
| unclejaef | $25.00 | $25.00 | 12/22/2009 3:57:00 PM |
| justice-dna | $25.00 | $25.00 | 12/22/2009 2:32:36 PM |
| etraboulay | $25.00 | $25.00 | 12/22/2009 10:24:38 AM |
| cornflakes100 | $25.00 | $25.00 | 12/22/2009 4:09:04 PM |
| puppy880 | $25.00 | $25.00 | 12/22/2009 2:45:37 PM |
| salala | $25.00 | $25.00 | 12/22/2009 3:08:06 PM |
| KnightKSU | $25.00 | $25.00 | 12/22/2009 4:21:33 PM |
| shiny-dollar9 | $25.00 | $25.00 | 12/22/2009 4:22:22 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/22/2009 4:22:24 PM |
| lendme2 | $25.00 | $25.00 | 12/22/2009 4:22:33 PM |
| MAYBROOK | $25.00 | $25.00 | 12/22/2009 4:24:04 PM |
| LeoBUSIIT | $25.00 | $25.00 | 12/22/2009 11:24:08 AM |
| orbital-gain | $25.00 | $25.00 | 12/22/2009 4:24:12 PM |
| HappyHelpingLender | $25.00 | $25.00 | 12/22/2009 3:31:45 PM |
| rhin0cerx | $40.00 | $40.00 | 12/22/2009 4:24:17 PM |
| social-gatherer7 | $25.00 | $25.00 | 12/22/2009 4:24:43 PM |
| jab4590 | $25.00 | $25.00 | 12/22/2009 4:24:54 PM |
| special-peso | $50.00 | $50.00 | 12/22/2009 4:26:33 PM |
| FasTruk | $25.00 | $25.00 | 12/22/2009 4:26:40 PM |
| PayItForward09 | $25.00 | $25.00 | 12/22/2009 4:26:44 PM |
| Sateesh | $100.00 | $100.00 | 12/22/2009 4:26:53 PM |
| nowits10 | $25.00 | $25.00 | 12/22/2009 4:27:44 PM |
| w3alter | $50.00 | $50.00 | 12/22/2009 11:54:13 AM |
| lending_pugs | $25.00 | $25.00 | 12/22/2009 3:57:05 PM |
| Simonsez808 | $25.00 | $25.00 | 12/22/2009 4:05:56 PM |
| b-rent | $25.00 | $25.00 | 12/22/2009 12:36:57 PM |
| mudaholic | $25.00 | $25.00 | 12/22/2009 12:51:31 PM |
| punctual-power7 | $25.00 | $25.00 | 12/22/2009 4:21:34 PM |
| yomanie | $25.00 | $25.00 | 12/22/2009 4:21:36 PM |
| russm011 | $40.00 | $40.00 | 12/22/2009 4:21:47 PM |
| meers2000 | $25.00 | $25.00 | 12/22/2009 4:22:08 PM |
| Katieo | $25.00 | $25.00 | 12/22/2009 4:22:20 PM |
| Orringo | $25.00 | $25.00 | 12/22/2009 4:22:21 PM |
| wise-cash-keeper | $35.00 | $35.00 | 12/22/2009 4:24:27 PM |
| Matt555555 | $25.00 | $25.00 | 12/22/2009 4:24:42 PM |
| jonn834 | $25.00 | $25.00 | 12/22/2009 4:24:52 PM |
| wildguy | $25.00 | $25.00 | 12/22/2009 4:26:01 PM |
| jlr613 | $25.00 | $25.00 | 12/22/2009 4:26:52 PM |
| fair-funds | $25.00 | $25.00 | 12/22/2009 4:27:20 PM |
| vest_vortex | $25.00 | $25.00 | 12/22/2009 4:29:07 PM |
| ErikB | $25.00 | $25.00 | 12/22/2009 2:18:32 PM |
| SpareChangeHero | $25.00 | $25.00 | 12/22/2009 3:40:57 PM |
| oasis4 | $25.00 | $25.00 | 12/22/2009 3:57:08 PM |
| fund-web3 | $25.00 | $25.00 | 12/22/2009 4:05:49 PM |
| loner001 | $25.00 | $25.00 | 12/22/2009 4:06:04 PM |
| vkorichkov | $30.00 | $30.00 | 12/22/2009 4:21:35 PM |
| Duanep01 | $50.00 | $50.00 | 12/22/2009 4:22:24 PM |
| summerlander | $25.00 | $25.00 | 12/22/2009 4:22:32 PM |
| rapid-power2 | $25.00 | $25.00 | 12/22/2009 4:23:28 PM |
| Poiny | $25.00 | $25.00 | 12/22/2009 4:23:42 PM |
| revenue-serenity | $25.00 | $25.00 | 12/22/2009 4:24:04 PM |
| floridass | $25.00 | $25.00 | 12/22/2009 4:24:13 PM |
| phunktion | $25.00 | $25.00 | 12/22/2009 4:24:20 PM |
| lilgates26 | $25.00 | $25.00 | 12/22/2009 4:24:25 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/22/2009 4:24:29 PM |
| get30inc | $25.00 | $25.00 | 12/22/2009 4:24:41 PM |
| sakha | $25.00 | $25.00 | 12/22/2009 4:26:35 PM |
| slithytove | $25.00 | $25.00 | 12/22/2009 4:26:37 PM |
| simplewareinc | $50.00 | $50.00 | 12/22/2009 4:26:54 PM |
| terminus | $25.00 | $25.00 | 12/22/2009 4:27:17 PM |
| jeromeyuan | $25.00 | $25.00 | 12/22/2009 5:02:58 PM |
| felicity-daydream | $100.00 | $100.00 | 12/22/2009 6:34:56 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 12/22/2009 8:25:06 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 12/22/2009 6:11:34 PM |
| BigDougJeeps | $25.00 | $25.00 | 12/22/2009 9:31:48 PM |
| red-relentless-money | $49.97 | $49.97 | 12/22/2009 11:02:23 PM |
| aiski | $25.00 | $25.00 | 12/23/2009 1:03:21 AM |
| top-impressive-dinero | $25.00 | $25.00 | 12/22/2009 9:31:44 PM |
| sms0106 | $25.00 | $25.00 | 12/22/2009 9:31:51 PM |
| opportunity85 | $25.00 | $25.00 | 12/22/2009 9:34:58 PM |
| Imaginos1892 | $150.00 | $150.00 | 12/22/2009 5:56:51 PM |
| thrilling-openness4 | $25.00 | $25.00 | 12/22/2009 6:36:47 PM |
| respectful-note | $25.00 | $25.00 | 12/23/2009 9:05:59 AM |
| jubilant-principal | $25.00 | $25.00 | 12/22/2009 9:31:46 PM |
| mjjjrj | $25.00 | $25.00 | 12/22/2009 10:21:15 PM |
| Sitgarath | $25.00 | $25.00 | 12/23/2009 9:17:32 AM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 9:43:08 AM |
| redbomb5 | $25.00 | $25.00 | 12/23/2009 7:20:08 AM |
| heroic-bid4 | $25.00 | $25.00 | 12/23/2009 8:30:18 AM |
| Nickle-And-Dime | $25.00 | $25.00 | 12/23/2009 9:41:59 AM |
| howlong2retirement | $25.00 | $25.00 | 12/23/2009 10:17:08 AM |
| SDKiwi | $25.00 | $25.00 | 12/23/2009 10:18:13 AM |
| eronyc | $25.00 | $22.03 | 12/23/2009 11:33:18 AM |
| codyrun | $25.00 | $25.00 | 12/23/2009 10:17:43 AM |
| SimonHova | $25.00 | $25.00 | 12/23/2009 10:31:30 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/23/2009 4:09:21 PM |
| mercuriant | $25.00 | $25.00 | 12/24/2009 2:16:11 PM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:36:35 PM |
| economy-structure9 | $50.00 | $50.00 | 12/24/2009 6:03:27 PM |
| cash-daisy | $58.89 | $58.89 | 12/24/2009 7:08:23 PM |
| shorty1234 | $25.00 | $25.00 | 12/24/2009 4:27:10 PM |
| mlj0671 | $31.00 | $31.00 | 12/25/2009 9:55:04 AM |
| jonric777 | $25.00 | $25.00 | 12/25/2009 10:43:48 AM |
| new-goal-return | $25.00 | $25.00 | 12/25/2009 1:30:52 PM |
| idojudo123 | $25.00 | $25.00 | 12/25/2009 5:04:13 AM |
| p2p-gala | $50.00 | $50.00 | 12/25/2009 3:48:54 PM |
| integrity-doctor | $50.00 | $50.00 | 12/25/2009 8:48:26 PM |
| loss-of-control | $25.00 | $25.00 | 12/25/2009 9:38:37 AM |
| deepblue34 | $25.00 | $25.00 | 12/25/2009 10:00:28 PM |
| HarryRoberts | $100.00 | $100.00 | 12/26/2009 2:14:18 PM |
| patriot384 | $75.00 | $75.00 | 12/26/2009 11:24:24 AM |
| gothampark | $25.00 | $25.00 | 12/26/2009 1:10:25 PM |
| leverage-monger | $25.00 | $25.00 | 12/26/2009 5:56:18 AM |
| glimmering-credit4 | $25.00 | $25.00 | 12/26/2009 7:46:20 PM |
| Satur | $50.00 | $50.00 | 12/27/2009 8:22:23 AM |
| freedom3 | $150.00 | $150.00 | 12/27/2009 9:53:04 AM |
| psalms6612 | $25.00 | $25.00 | 12/27/2009 10:56:42 AM |
| TakeCare | $30.00 | $30.00 | 12/27/2009 7:01:32 PM |
| bigislander | $100.00 | $100.00 | 12/27/2009 4:22:36 PM |
| JoePaNation | $75.00 | $75.00 | 12/28/2009 5:42:17 AM |
| hcnalbdr | $50.00 | $50.00 | 12/27/2009 4:55:22 PM |
| mottuman | $40.00 | $40.00 | 12/28/2009 10:33:03 AM |
| jybank | $50.00 | $50.00 | 12/28/2009 10:54:37 AM |
| freedom3 | $192.19 | $192.19 | 12/28/2009 10:59:13 AM |
| sharp-credit | $861.28 | $861.28 | 12/28/2009 11:33:27 AM |
| tracyjo | $44.59 | $44.59 | 12/28/2009 11:31:51 AM |
| MetraLynn | $25.00 | $25.00 | 12/28/2009 12:07:38 PM |
| a-truth-director | $30.00 | $30.00 | 12/28/2009 12:55:34 PM |
| exciting-fairness | $200.00 | $200.00 | 12/28/2009 3:40:02 PM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:24:07 PM |
| VeniVidiDuci | $50.00 | $50.00 | 12/28/2009 3:24:10 PM |
| GInBaghdad | $25.00 | $25.00 | 12/28/2009 3:44:22 PM |
| refined-penny | $25.00 | $25.00 | 12/21/2009 3:54:17 PM |
| AKJagMan | $25.00 | $25.00 | 12/21/2009 3:51:37 PM |
| AF-Chief | $26.00 | $26.00 | 12/21/2009 4:08:01 PM |
| desertoasis | $50.00 | $50.00 | 12/21/2009 4:13:52 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 4:14:31 PM |
| IIP77 | $25.00 | $25.00 | 12/21/2009 4:10:28 PM |
| Lam0nt | $25.00 | $25.00 | 12/21/2009 4:13:28 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/21/2009 4:23:14 PM |
| blackbird02 | $25.00 | $25.00 | 12/21/2009 4:24:11 PM |
| Auburnmist | $25.00 | $25.00 | 12/21/2009 4:24:28 PM |
| hope-equation | $50.00 | $50.00 | 12/21/2009 4:25:18 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:25:30 PM |
| moola-phase | $50.00 | $50.00 | 12/21/2009 4:26:20 PM |
| scottr | $25.00 | $25.00 | 12/21/2009 4:25:33 PM |
| delivery | $25.00 | $25.00 | 12/21/2009 4:26:49 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 4:27:05 PM |
| xzec777 | $25.00 | $25.00 | 12/21/2009 4:28:14 PM |
| flwah | $25.00 | $25.00 | 12/21/2009 4:27:38 PM |
| runner262 | $25.00 | $25.00 | 12/21/2009 4:27:43 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/21/2009 4:28:29 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/21/2009 4:27:54 PM |
| minddoc | $25.00 | $25.00 | 12/21/2009 4:27:58 PM |
| worldly-gold | $25.00 | $25.00 | 12/21/2009 4:28:22 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 4:26:10 PM |
| mathprof | $25.00 | $25.00 | 12/21/2009 4:26:14 PM |
| newbietony | $25.00 | $25.00 | 12/21/2009 4:26:44 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/21/2009 4:31:10 PM |
| Dap2005 | $25.00 | $25.00 | 12/21/2009 4:27:15 PM |
| SDNLR | $25.00 | $25.00 | 12/21/2009 4:27:19 PM |
| SNH | $50.00 | $50.00 | 12/21/2009 4:27:23 PM |
| Speculator | $50.00 | $50.00 | 12/21/2009 4:32:00 PM |
| steves73 | $25.00 | $25.00 | 12/21/2009 4:31:16 PM |
| GElender | $25.00 | $25.00 | 12/21/2009 4:32:11 PM |
| louisianalender | $100.00 | $100.00 | 12/21/2009 4:32:20 PM |
| money-maniac | $50.00 | $50.00 | 12/21/2009 4:28:12 PM |
| treasure-transporter | $25.00 | $25.00 | 12/21/2009 4:28:17 PM |
| rob1971 | $25.00 | $25.00 | 12/21/2009 4:32:09 PM |
| slartibardfast | $25.00 | $25.00 | 12/21/2009 4:28:43 PM |
| greenwell | $25.00 | $25.00 | 12/21/2009 4:32:27 PM |
| exact-loan5 | $30.00 | $30.00 | 12/21/2009 4:32:34 PM |
| SirJev | $25.00 | $25.00 | 12/21/2009 4:33:34 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/21/2009 4:33:52 PM |
| kmfreymi | $25.00 | $25.00 | 12/21/2009 4:35:41 PM |
| melodious-fairness | $25.00 | $25.00 | 12/21/2009 4:31:12 PM |
| mrbill5548 | $100.00 | $100.00 | 12/21/2009 4:36:04 PM |
| contract-neutron | $25.00 | $25.00 | 12/21/2009 4:35:12 PM |
| Artist_Blue | $25.00 | $25.00 | 12/21/2009 4:36:19 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:36:25 PM |
| Payasoup | $50.00 | $50.00 | 12/21/2009 4:35:26 PM |
| Superc0ld | $100.00 | $100.00 | 12/21/2009 4:35:32 PM |
| beezling | $52.00 | $52.00 | 12/21/2009 4:36:35 PM |
| accordion8 | $25.00 | $25.00 | 12/21/2009 4:36:42 PM |
| VBAces | $25.00 | $25.00 | 12/21/2009 4:36:56 PM |
| Banker7371 | $25.00 | $25.00 | 12/21/2009 4:36:09 PM |
| charming-point | $250.00 | $250.00 | 12/21/2009 4:36:30 PM |
| tsquared_030 | $25.00 | $25.00 | 12/21/2009 4:37:24 PM |
| andrewnar | $25.00 | $25.00 | 12/21/2009 4:32:41 PM |
| yield-lion | $25.00 | $25.00 | 12/21/2009 4:32:43 PM |
| p123 | $25.00 | $25.00 | 12/21/2009 4:36:48 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/21/2009 4:36:52 PM |
| AF_Trust | $25.00 | $25.00 | 12/21/2009 4:37:46 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/21/2009 4:37:03 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/21/2009 4:37:52 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:37:06 PM |
| dinero-mason | $50.00 | $50.00 | 12/21/2009 4:37:56 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/21/2009 4:37:10 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/21/2009 4:38:14 PM |
| Zolton | $200.00 | $200.00 | 12/21/2009 4:37:33 PM |
| tractorman | $25.00 | $25.00 | 12/21/2009 4:33:46 PM |
| impeccable-transparency | $50.00 | $50.00 | 12/21/2009 4:37:37 PM |
| sdgrowth | $25.00 | $25.00 | 12/21/2009 4:33:49 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:37:54 PM |
| ghinga | $25.00 | $25.00 | 12/21/2009 4:39:46 PM |
| RebuildALife | $25.00 | $25.00 | 12/21/2009 4:35:17 PM |
| thoughtful-community7 | $25.00 | $25.00 | 12/21/2009 4:40:07 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:35:36 PM |
| dparkhom | $25.00 | $25.00 | 12/21/2009 4:40:44 PM |
| astute-dollar | $25.00 | $25.00 | 12/21/2009 4:36:37 PM |
| TheCount | $25.00 | $25.00 | 12/21/2009 4:40:17 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/21/2009 4:36:46 PM |
| saffron4 | $25.00 | $25.00 | 12/21/2009 4:36:50 PM |
| ben10jen | $25.00 | $25.00 | 12/21/2009 4:40:35 PM |
| PatRichi | $25.00 | $25.00 | 12/21/2009 4:40:42 PM |
| Buffer10 | $100.00 | $100.00 | 12/21/2009 4:37:13 PM |
| blooming-dedication | $50.00 | $50.00 | 12/21/2009 4:37:19 PM |
| Turtlebear44 | $25.00 | $25.00 | 12/21/2009 4:38:00 PM |
| KiwiElf | $25.00 | $25.00 | 12/21/2009 4:38:12 PM |
| czar3 | $40.00 | $40.00 | 12/21/2009 4:38:17 PM |
| randsenterprise | $25.00 | $25.00 | 12/21/2009 4:40:06 PM |
| Katburg | $25.00 | $25.00 | 12/21/2009 4:40:13 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:40:15 PM |
| AceInTheHole | $25.00 | $25.00 | 12/21/2009 4:40:22 PM |
| lostontheedge | $25.00 | $25.00 | 12/21/2009 4:46:56 PM |
| jct_enterprises | $25.00 | $25.00 | 12/21/2009 4:47:14 PM |
| falcon88dp | $25.00 | $25.00 | 12/21/2009 4:42:13 PM |
| bonus-patriot | $25.00 | $25.00 | 12/21/2009 4:46:54 PM |
| Plotinus | $50.00 | $50.00 | 12/21/2009 4:47:04 PM |
| orange-astute-finance | $25.00 | $25.00 | 12/21/2009 4:48:43 PM |
| dime-reaction | $25.00 | $25.00 | 12/21/2009 4:47:08 PM |
| enlightenment5 | $25.00 | $25.00 | 12/21/2009 4:49:02 PM |
| visionary-currency | $50.00 | $50.00 | 12/21/2009 4:47:57 PM |
| djh47a | $25.00 | $25.00 | 12/21/2009 4:50:58 PM |
| ahalyaa | $25.00 | $25.00 | 12/21/2009 4:51:19 PM |
| contract-voltage | $25.00 | $25.00 | 12/21/2009 4:49:17 PM |
| zen1cent | $25.00 | $25.00 | 12/21/2009 4:51:30 PM |
| lendarer | $25.00 | $25.00 | 12/21/2009 4:51:57 PM |
| Rupees_n_Pesos | $25.00 | $25.00 | 12/21/2009 4:52:09 PM |
| cgkid | $25.00 | $25.00 | 12/21/2009 4:52:26 PM |
| larry2003 | $25.00 | $25.00 | 12/21/2009 4:52:43 PM |
| hans6883 | $25.00 | $25.00 | 12/21/2009 4:52:48 PM |
| econman1 | $25.00 | $25.00 | 12/21/2009 4:52:54 PM |
| socalavi8tor | $25.00 | $25.00 | 12/21/2009 4:53:01 PM |
| return-confidant | $25.00 | $25.00 | 12/21/2009 4:51:07 PM |
| Doug1043 | $25.00 | $25.00 | 12/21/2009 4:51:37 PM |
| LGMRN | $25.00 | $25.00 | 12/21/2009 4:53:35 PM |
| loan-squadron | $30.00 | $30.00 | 12/21/2009 4:46:09 PM |
| ZTA0796 | $25.00 | $25.00 | 12/21/2009 4:52:20 PM |
| kind-elevated-market | $25.00 | $25.00 | 12/21/2009 4:54:07 PM |
| UCLA4life | $25.00 | $25.00 | 12/21/2009 4:54:28 PM |
| sensible-order2 | $25.00 | $25.00 | 12/21/2009 4:46:32 PM |
| tearingstar | $25.00 | $25.00 | 12/21/2009 4:53:04 PM |
| LJLender | $50.00 | $50.00 | 12/21/2009 4:54:48 PM |
| listing-trapper3 | $50.00 | $50.00 | 12/21/2009 4:56:14 PM |
| dawg25 | $25.00 | $25.00 | 12/21/2009 4:55:29 PM |
| bountiful-bazaar | $25.00 | $25.00 | 12/21/2009 4:49:10 PM |
| SFBank | $200.00 | $200.00 | 12/21/2009 5:02:18 PM |
| impartial-deal | $25.00 | $25.00 | 12/21/2009 5:04:41 PM |
| uncleegg | $25.00 | $25.00 | 12/21/2009 5:04:11 PM |
| jonmars | $50.00 | $50.00 | 12/21/2009 5:04:45 PM |
| zippy-coin | $25.00 | $25.00 | 12/21/2009 5:04:48 PM |
| golath24 | $25.00 | $25.00 | 12/21/2009 5:06:21 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/21/2009 4:51:44 PM |
| efficient-principal | $25.00 | $25.00 | 12/21/2009 5:17:53 PM |
| LongTail | $25.00 | $25.00 | 12/21/2009 5:18:05 PM |
| zeelender | $25.00 | $25.00 | 12/21/2009 5:18:47 PM |
| maschinenbau | $25.00 | $25.00 | 12/21/2009 5:31:07 PM |
| iflyunited | $25.00 | $25.00 | 12/21/2009 5:32:50 PM |
| whynormal | $25.00 | $25.00 | 12/21/2009 4:52:41 PM |
| divrekku | $25.00 | $25.00 | 12/21/2009 4:52:49 PM |
| green-discrete-responsibility | $25.00 | $25.00 | 12/21/2009 5:32:49 PM |
| omerta6102 | $34.04 | $34.04 | 12/21/2009 5:57:15 PM |
| money-explorer3 | $25.00 | $25.00 | 12/21/2009 5:59:54 PM |
| calinno2 | $25.00 | $25.00 | 12/21/2009 4:54:23 PM |
| cheaplender | $25.00 | $25.00 | 12/21/2009 4:54:47 PM |
| oldmora | $50.00 | $50.00 | 12/21/2009 4:56:10 PM |
| SweatyBalls | $50.00 | $50.00 | 12/21/2009 6:48:58 PM |
| golden-cat | $25.00 | $25.00 | 12/21/2009 5:02:08 PM |
| DadWarbucks | $25.00 | $25.00 | 12/21/2009 6:57:56 PM |
| Peterman | $25.00 | $25.00 | 12/21/2009 6:59:32 PM |
| unk1911 | $25.00 | $25.00 | 12/21/2009 5:04:42 PM |
| wgc | $25.00 | $25.00 | 12/21/2009 7:30:14 PM |
| pfenness | $100.00 | $100.00 | 12/21/2009 5:06:23 PM |
| Helenska11 | $25.00 | $25.00 | 12/21/2009 5:08:16 PM |
| Veggie_Monkey | $25.00 | $25.00 | 12/21/2009 5:31:59 PM |
| Astounding | $25.00 | $25.00 | 12/21/2009 5:32:43 PM |
| infinitemudra | $25.00 | $25.00 | 12/21/2009 5:32:51 PM |
| MARWARISETH | $25.00 | $25.00 | 12/21/2009 9:51:02 PM |
| trustu | $25.00 | $25.00 | 12/21/2009 10:26:06 PM |
| heroic-benefit | $50.00 | $50.00 | 12/21/2009 10:57:16 PM |
| coin-investor | $25.00 | $25.00 | 12/21/2009 6:15:29 PM |
| hard-working-loot | $25.00 | $25.00 | 12/22/2009 5:25:19 AM |
| murlirao2002 | $25.00 | $25.00 | 12/21/2009 6:57:48 PM |
| slico | $25.00 | $25.00 | 12/21/2009 7:00:56 PM |
| FountainShrugged | $25.00 | $25.00 | 12/21/2009 7:12:10 PM |
| kginatl | $25.00 | $25.00 | 12/22/2009 8:06:21 AM |
| charitycoon | $50.00 | $50.00 | 12/22/2009 8:39:51 AM |
| BadgerWI | $25.00 | $25.00 | 12/21/2009 8:45:05 PM |
| TaoPooh | $25.00 | $25.00 | 12/22/2009 8:40:01 AM |
| first-restless-payout | $25.00 | $25.00 | 12/22/2009 8:49:16 AM |
| topher515 | $25.00 | $25.00 | 12/22/2009 9:40:19 AM |
| Headhunter14 | $25.00 | $25.00 | 12/22/2009 10:42:24 AM |
| NR | $25.00 | $25.00 | 12/22/2009 10:55:53 AM |
| TEAM-Jasper | $25.00 | $25.00 | 12/22/2009 11:07:25 AM |
| sentimental-euro | $25.00 | $25.00 | 12/22/2009 7:09:28 AM |
| TheColoradoDon | $25.00 | $25.00 | 12/22/2009 11:37:51 AM |
| Scoote2912 | $25.00 | $25.00 | 12/22/2009 2:18:12 PM |
| powerplant6 | $25.00 | $25.00 | 12/22/2009 2:18:31 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/22/2009 8:41:12 AM |
| halothane_logic | $25.00 | $25.00 | 12/22/2009 1:20:39 PM |
| fostaman | $25.00 | $25.00 | 12/22/2009 3:40:03 PM |
| Au-Ag-Pt | $25.00 | $25.00 | 12/22/2009 3:56:58 PM |
| mickeyroi | $25.00 | $25.00 | 12/22/2009 2:21:23 PM |
| MicroPod | $25.00 | $25.00 | 12/22/2009 4:05:58 PM |
| just-benefit | $25.00 | $25.00 | 12/22/2009 4:06:06 PM |
| joseapg | $25.00 | $25.00 | 12/22/2009 4:08:30 PM |
| YogaDude34 | $25.00 | $25.00 | 12/22/2009 2:41:40 PM |
| scorpi073 | $25.00 | $25.00 | 12/22/2009 10:51:12 AM |
| tillit | $25.00 | $25.00 | 12/22/2009 10:51:42 AM |
| attractive-rate | $25.00 | $25.00 | 12/22/2009 4:21:53 PM |
| Zipline | $25.00 | $25.00 | 12/22/2009 4:22:18 PM |
| Toastsr | $25.00 | $25.00 | 12/22/2009 4:22:23 PM |
| tomchap | $25.00 | $25.00 | 12/22/2009 4:22:30 PM |
| ITExec | $28.43 | $28.43 | 12/22/2009 11:07:24 AM |
| DocVT | $25.00 | $25.00 | 12/22/2009 4:23:35 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/22/2009 4:24:03 PM |
| littlemonkey | $25.00 | $25.00 | 12/22/2009 4:24:08 PM |
| bonus-zone | $25.00 | $25.00 | 12/22/2009 4:24:16 PM |
| showmestatekid | $25.00 | $25.00 | 12/22/2009 11:37:18 AM |
| interstellar | $50.00 | $50.00 | 12/22/2009 4:25:12 PM |
| Cypher041 | $25.00 | $25.00 | 12/22/2009 4:26:32 PM |
| Comoparklender | $25.00 | $25.00 | 12/22/2009 4:26:39 PM |
| Cash_Angel | $25.00 | $25.00 | 12/22/2009 4:26:42 PM |
| JGB | $25.00 | $25.00 | 12/22/2009 4:26:46 PM |
| head | $25.00 | $25.00 | 12/22/2009 11:52:07 AM |
| bronzmajom | $25.00 | $25.00 | 12/22/2009 4:27:11 PM |
| LEWK25 | $25.00 | $25.00 | 12/22/2009 3:57:07 PM |
| tnjohnso | $25.00 | $25.00 | 12/22/2009 4:28:45 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 12/22/2009 4:05:45 PM |
| jldallover | $25.00 | $25.00 | 12/22/2009 4:06:00 PM |
| loan-gatherer | $25.00 | $25.00 | 12/22/2009 4:07:27 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 12/22/2009 4:08:33 PM |
| travel101 | $25.00 | $25.00 | 12/22/2009 5:02:57 PM |
| Jonb6919 | $25.00 | $25.00 | 12/22/2009 12:42:43 PM |
| johnayan | $25.00 | $25.00 | 12/22/2009 12:54:24 PM |
| melifluo | $25.00 | $25.00 | 12/22/2009 4:21:36 PM |
| vegaslender88 | $25.00 | $25.00 | 12/22/2009 4:21:54 PM |
| ElAbel11 | $25.00 | $25.00 | 12/22/2009 4:22:16 PM |
| Gibbyland | $50.00 | $50.00 | 12/22/2009 4:22:21 PM |
| loanshark4u | $25.00 | $25.00 | 12/22/2009 4:22:29 PM |
| brmar | $25.00 | $25.00 | 12/22/2009 4:23:40 PM |
| wrighco | $25.00 | $25.00 | 12/22/2009 4:24:22 PM |
| independent-investment | $25.00 | $25.00 | 12/22/2009 4:24:53 PM |
| fareast_man | $25.00 | $25.00 | 12/22/2009 1:53:27 PM |
| DosPassos | $25.00 | $25.00 | 12/22/2009 4:26:38 PM |
| AGSLending | $25.00 | $25.00 | 12/22/2009 4:27:42 PM |
| bluprntguy | $25.00 | $25.00 | 12/22/2009 3:57:06 PM |
| professional-finance | $25.00 | $25.00 | 12/22/2009 4:06:02 PM |
| credit-kahuna | $200.00 | $200.00 | 12/22/2009 4:16:50 PM |
| mizon291 | $25.00 | $25.00 | 12/22/2009 4:21:32 PM |
| bajaruss | $25.00 | $25.00 | 12/22/2009 4:21:52 PM |
| madmccoy | $25.00 | $25.00 | 12/22/2009 4:22:15 PM |
| icecoldcash | $25.00 | $25.00 | 12/22/2009 4:23:37 PM |
| 626457 | $25.00 | $25.00 | 12/22/2009 4:23:59 PM |
| yeahokay | $25.00 | $25.00 | 12/22/2009 4:24:13 PM |
| JW-From-SoCal | $25.00 | $25.00 | 12/22/2009 4:24:14 PM |
| JSDIG | $25.00 | $25.00 | 12/22/2009 4:24:26 PM |
| bdloans | $39.86 | $39.86 | 12/22/2009 4:26:36 PM |
| cbz | $25.00 | $25.00 | 12/22/2009 4:26:49 PM |
| janicewill | $25.00 | $25.00 | 12/22/2009 4:27:13 PM |
| GotoMoney | $50.00 | $50.00 | 12/22/2009 4:27:18 PM |
| mtquan | $25.00 | $25.00 | 12/22/2009 4:27:45 PM |
| DramaticGopher | $25.00 | $25.00 | 12/22/2009 6:20:03 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:10:01 PM |
| GIGO | $34.26 | $34.26 | 12/22/2009 9:31:45 PM |
| transparent-bill | $25.00 | $25.00 | 12/22/2009 9:31:53 PM |
| reflective-rupee | $25.00 | $25.00 | 12/22/2009 9:10:05 PM |
| deal-secret-agent | $25.00 | $25.00 | 12/22/2009 9:31:47 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/23/2009 6:46:44 AM |
| justice-hawk | $25.00 | $25.00 | 12/23/2009 5:09:28 AM |
| lucrative-durability | $25.00 | $25.00 | 12/23/2009 6:46:43 AM |
| Stock-Stud | $25.00 | $25.00 | 12/23/2009 9:08:40 AM |
| Muinteoir | $25.00 | $25.00 | 12/22/2009 8:55:52 PM |
| racing777 | $25.00 | $25.00 | 12/22/2009 9:31:49 PM |
| adventurous-capital | $25.00 | $25.00 | 12/22/2009 11:26:24 PM |
| jstefans | $25.00 | $25.00 | 12/23/2009 9:05:58 AM |
| Taz-Man-IIWIS | $50.00 | $50.00 | 12/23/2009 8:44:00 AM |
| FeedTheMachine | $27.90 | $27.90 | 12/23/2009 10:16:45 AM |
| compsciman | $26.56 | $26.56 | 12/23/2009 10:33:05 AM |
| Wangersinc | $25.00 | $25.00 | 12/23/2009 11:18:03 AM |
| chief_wo | $25.00 | $25.00 | 12/23/2009 10:17:40 AM |
| CornerKetch | $25.00 | $25.00 | 12/24/2009 12:39:46 PM |
| moola-master | $50.00 | $50.00 | 12/24/2009 6:40:24 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 5:46:56 AM |
| vest_vortex | $25.00 | $25.00 | 12/25/2009 9:08:01 AM |
| TigerForce | $25.00 | $25.00 | 12/25/2009 10:03:32 AM |
| JFL32 | $25.00 | $25.00 | 12/25/2009 10:52:09 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/25/2009 12:01:58 PM |
| lanzetta | $100.00 | $100.00 | 12/25/2009 8:45:13 AM |
| CERTIFIED | $100.00 | $100.00 | 12/26/2009 7:19:30 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/26/2009 7:20:52 AM |
| mikeyp411 | $48.43 | $48.43 | 12/25/2009 4:53:47 PM |
| nickel-mad-scientist | $120.00 | $120.00 | 12/26/2009 3:44:16 PM |
| squarebob | $25.00 | $25.00 | 12/25/2009 5:56:33 PM |
| Peacepower | $45.00 | $45.00 | 12/25/2009 7:10:10 PM |
| blackbear | $25.00 | $25.00 | 12/25/2009 8:24:24 PM |
| ebaysian | $50.00 | $50.00 | 12/26/2009 5:09:55 PM |
| InDyingLight | $25.00 | $25.00 | 12/26/2009 4:08:16 AM |
| loss-of-control | $25.00 | $25.00 | 12/27/2009 3:26:20 PM |
| titancash4u | $50.00 | $50.00 | 12/27/2009 4:28:41 PM |
| curious166 | $75.00 | $75.00 | 12/26/2009 8:41:49 PM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:37:10 PM |
| Gaelicman | $100.00 | $100.00 | 12/26/2009 10:16:43 PM |
| RyanM561 | $25.00 | $25.00 | 12/27/2009 6:50:04 PM |
| Kash2010lu | $25.00 | $25.00 | 12/28/2009 7:11:05 AM |
| a-important-leverage | $50.00 | $50.00 | 12/27/2009 5:25:27 PM |
| buffalobills | $25.00 | $25.00 | 12/28/2009 8:22:33 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 10:07:47 AM |
| mckhbnpc | $25.00 | $25.00 | 12/28/2009 10:17:22 AM |
| zippy-coin | $49.08 | $49.08 | 12/28/2009 10:24:58 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:29:00 AM |
| russm011 | $75.90 | $75.90 | 12/28/2009 10:32:59 AM |
| anarchy1985 | $26.67 | $26.67 | 12/28/2009 10:40:37 AM |
| greenback-turbine9 | $25.00 | $25.00 | 12/28/2009 10:46:42 AM |
| 3613925 | $25.00 | $25.00 | 12/28/2009 1:10:46 PM |
| diligent-platinum | $50.00 | $50.00 | 12/28/2009 1:48:39 PM |
| steady-dime | $169.62 | $169.62 | 12/28/2009 12:49:06 PM |
| TakeCare | $30.00 | $30.00 | 12/28/2009 1:36:39 PM |
| Kissabledevil | $30.00 | $30.00 | 12/28/2009 1:49:59 PM |
| capatzana | $50.00 | $50.00 | 12/28/2009 2:32:50 PM |
| unger | $100.00 | $100.00 | 12/28/2009 3:49:10 PM |
| 611 bids
|
Borrower Payment Dependent Notes Series
439239
This series of Notes was issued and sold upon the funding of the borrower loan #40242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $301.94 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $287.28 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,305 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 57% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| TARGIE474 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 660-679
(Aug-2008)
|
|
Principal balance:
| $1,724.71 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying off my credit cards.
Purpose of loan:
This loan will be used to? Consolidate my credit cards. I want a chance to just pay one bill instead of various bills with different interest rates/APR's. ?
My financial situation:
I am a good candidate for this loan because? I have taking out a loan before and I have paid all of my monthly payments on time.
Monthly net income: $ 2010.00
Monthly expenses: $ 1000.00
??Housing: $?650
??Insurance: $
??Car expenses: $
??Utilities: $ 150.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Wasn't your last loan to eliminate credit card debt? What's happened since then? - credit-maestro
A:
Unfortunately I had to help a family member keep their home. Hopefully they will reimburse me when they get their income tax check, if not then I have to deal with it, because family is the worse when it comes to paying back debts, but it was either that or let them live with me and that was a no no. (A parent plus four children)
(Dec-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| refined-penny | $25.00 | $25.00 | 12/21/2009 3:54:17 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:56:08 PM |
| Carne_Chung | $25.00 | $25.00 | 12/21/2009 4:09:07 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 4:14:30 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 4:13:40 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/21/2009 4:23:14 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:24:16 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 4:26:10 PM |
| hope-equation | $50.00 | $50.00 | 12/21/2009 4:25:18 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:25:29 PM |
| newbietony | $25.00 | $25.00 | 12/21/2009 4:26:44 PM |
| TennSquire | $25.00 | $25.00 | 12/21/2009 4:26:53 PM |
| zone8 | $100.00 | $100.00 | 12/21/2009 4:26:07 PM |
| mathprof | $25.00 | $25.00 | 12/21/2009 4:26:15 PM |
| moola-phase | $50.00 | $50.00 | 12/21/2009 4:26:19 PM |
| SDNLR | $25.00 | $25.00 | 12/21/2009 4:27:19 PM |
| flwah | $25.00 | $25.00 | 12/21/2009 4:27:39 PM |
| order-prospector | $25.00 | $25.00 | 12/21/2009 4:27:00 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 4:27:05 PM |
| GatorBux | $25.00 | $25.00 | 12/21/2009 4:27:07 PM |
| asiaratt | $100.00 | $100.00 | 12/21/2009 4:28:09 PM |
| SNH | $50.00 | $50.00 | 12/21/2009 4:27:24 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/21/2009 4:28:34 PM |
| cornflakes100 | $25.00 | $25.00 | 12/21/2009 4:28:19 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/21/2009 4:28:29 PM |
| bnlforever | $25.00 | $25.00 | 12/21/2009 4:28:46 PM |
| delivery | $25.00 | $25.00 | 12/21/2009 4:26:49 PM |
| cash-boots | $25.00 | $25.00 | 12/21/2009 4:31:18 PM |
| tallmon | $25.00 | $25.00 | 12/21/2009 4:31:20 PM |
| supreme-hope | $25.00 | $25.00 | 12/21/2009 4:27:28 PM |
| sharkm | $25.00 | $25.00 | 12/21/2009 4:27:30 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 4:31:48 PM |
| JeffHoll | $96.43 | $96.43 | 12/21/2009 4:27:46 PM |
| selfmademan | $25.00 | $25.00 | 12/21/2009 4:27:49 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/21/2009 4:27:54 PM |
| minddoc | $25.00 | $25.00 | 12/21/2009 4:27:58 PM |
| Dubbs360 | $100.00 | $100.00 | 12/21/2009 4:28:02 PM |
| secobarbital | $25.00 | $25.00 | 12/21/2009 4:32:16 PM |
| Jonb6919 | $25.00 | $25.00 | 12/21/2009 4:28:05 PM |
| greenwell | $25.00 | $25.00 | 12/21/2009 4:32:27 PM |
| Bank42 | $50.00 | $50.00 | 12/21/2009 4:32:31 PM |
| xzec777 | $25.00 | $25.00 | 12/21/2009 4:28:14 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 4:32:38 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:28:20 PM |
| Speculator | $50.00 | $50.00 | 12/21/2009 4:32:00 PM |
| JAVEHE | $25.00 | $25.00 | 12/21/2009 4:28:27 PM |
| jhouman | $25.00 | $25.00 | 12/21/2009 4:28:48 PM |
| tractorman | $25.00 | $25.00 | 12/21/2009 4:33:46 PM |
| RebuildALife | $25.00 | $25.00 | 12/21/2009 4:35:17 PM |
| GotoMoney | $50.00 | $50.00 | 12/21/2009 4:35:34 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/21/2009 4:31:10 PM |
| copper | $30.00 | $30.00 | 12/21/2009 4:36:00 PM |
| DRA-Properties | $25.00 | $25.00 | 12/21/2009 4:31:38 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/21/2009 4:36:45 PM |
| GElender | $25.00 | $25.00 | 12/21/2009 4:32:12 PM |
| louisianalender | $100.00 | $100.00 | 12/21/2009 4:32:21 PM |
| value-pole | $25.00 | $25.00 | 12/21/2009 4:36:59 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 4:36:16 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:36:24 PM |
| exact-loan5 | $30.00 | $30.00 | 12/21/2009 4:32:34 PM |
| blooming-dedication | $50.00 | $50.00 | 12/21/2009 4:37:19 PM |
| beezling | $52.00 | $52.00 | 12/21/2009 4:36:35 PM |
| accordion8 | $25.00 | $25.00 | 12/21/2009 4:36:41 PM |
| Vreet | $25.00 | $25.00 | 12/21/2009 4:37:25 PM |
| ryan23 | $25.00 | $25.00 | 12/21/2009 4:37:29 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/21/2009 4:35:10 PM |
| magnetic-duty | $25.00 | $25.00 | 12/21/2009 4:35:14 PM |
| Payasoup | $50.00 | $50.00 | 12/21/2009 4:35:26 PM |
| halothane_logic | $25.00 | $25.00 | 12/21/2009 4:35:54 PM |
| mrbill5548 | $100.00 | $100.00 | 12/21/2009 4:36:05 PM |
| Artist_Blue | $25.00 | $25.00 | 12/21/2009 4:36:20 PM |
| charming-point | $250.00 | $250.00 | 12/21/2009 4:36:29 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/21/2009 4:36:52 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/21/2009 4:37:03 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/21/2009 4:37:10 PM |
| worklessmakemore | $25.00 | $25.00 | 12/21/2009 4:37:16 PM |
| cognizant-wealth | $25.00 | $25.00 | 12/21/2009 4:37:21 PM |
| Zolton | $200.00 | $198.41 | 12/21/2009 4:37:33 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:49:15 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/21/2009 4:55:08 PM |
| shawnw2 | $50.00 | $50.00 | 12/21/2009 4:56:06 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 6:34:58 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/21/2009 5:53:56 PM |
| UCLA4life | $25.00 | $25.00 | 12/22/2009 5:28:37 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/22/2009 4:30:01 PM |
| JoesSon | $25.00 | $25.00 | 12/22/2009 4:21:38 PM |
| felicity-daydream | $25.00 | $25.00 | 12/22/2009 6:36:58 PM |
| newgroom422 | $25.00 | $25.00 | 12/22/2009 11:20:01 PM |
| Skeptical-one | $100.00 | $100.00 | 12/23/2009 12:48:03 PM |
| Kash2010lu | $25.00 | $25.00 | 12/24/2009 6:43:06 AM |
| FASTIZIO_P | $33.33 | $33.33 | 12/25/2009 3:22:03 AM |
| leverage-monger | $25.00 | $25.00 | 12/26/2009 9:59:48 AM |
| three-for-6 | $76.00 | $76.00 | 12/25/2009 4:37:25 PM |
| foothillender | $25.00 | $25.00 | 12/27/2009 6:28:04 AM |
| integrity-doctor | $50.00 | $50.00 | 12/27/2009 4:22:49 PM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 7:20:15 PM |
| Satur | $50.00 | $50.00 | 12/27/2009 8:26:12 AM |
| Feyenoord | $50.00 | $50.00 | 12/27/2009 5:28:09 PM |
| Leshan | $42.83 | $42.83 | 12/28/2009 8:17:04 AM |
| jybank | $25.00 | $25.00 | 12/28/2009 10:58:23 AM |
| TakeCare | $25.00 | $25.00 | 12/28/2009 1:42:41 PM |
| BankofBeth | $25.00 | $25.00 | 12/28/2009 1:16:30 PM |
| project07 | $25.00 | $25.00 | 12/21/2009 3:51:52 PM |
| momoney2lend | $25.00 | $25.00 | 12/21/2009 3:52:15 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 12/21/2009 3:55:09 PM |
| yeti888 | $25.00 | $25.00 | 12/21/2009 4:07:49 PM |
| IIP77 | $25.00 | $25.00 | 12/21/2009 4:10:28 PM |
| AF-Chief | $26.00 | $26.00 | 12/21/2009 4:08:01 PM |
| Lam0nt | $25.00 | $25.00 | 12/21/2009 4:13:28 PM |
| desertoasis | $50.00 | $50.00 | 12/21/2009 4:13:51 PM |
| jonbozeman | $25.00 | $25.00 | 12/21/2009 4:25:12 PM |
| towering-compassion | $50.00 | $50.00 | 12/21/2009 4:25:20 PM |
| blackbird02 | $25.00 | $25.00 | 12/21/2009 4:24:11 PM |
| Helenska11 | $25.00 | $25.00 | 12/21/2009 4:25:56 PM |
| Auburnmist | $25.00 | $25.00 | 12/21/2009 4:24:28 PM |
| InChicago | $25.00 | $25.00 | 12/21/2009 4:26:38 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/21/2009 4:26:13 PM |
| runner262 | $25.00 | $25.00 | 12/21/2009 4:27:43 PM |
| lagnisiruk | $25.00 | $25.00 | 12/21/2009 4:26:58 PM |
| ChrisTJ | $25.00 | $25.00 | 12/21/2009 4:27:12 PM |
| purdue98 | $25.00 | $25.00 | 12/21/2009 4:28:07 PM |
| money-maniac | $50.00 | $50.00 | 12/21/2009 4:28:11 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:28:25 PM |
| dime-beeper | $25.00 | $25.00 | 12/21/2009 4:28:30 PM |
| slartibardfast | $25.00 | $25.00 | 12/21/2009 4:28:43 PM |
| skro | $25.00 | $25.00 | 12/21/2009 4:28:52 PM |
| adventurous-capital | $25.00 | $25.00 | 12/21/2009 4:24:22 PM |
| scottr | $25.00 | $25.00 | 12/21/2009 4:25:33 PM |
| loanfairy | $25.00 | $25.00 | 12/21/2009 4:26:43 PM |
| JGB | $25.00 | $25.00 | 12/21/2009 4:26:52 PM |
| melodious-fairness | $25.00 | $25.00 | 12/21/2009 4:31:12 PM |
| steves73 | $25.00 | $25.00 | 12/21/2009 4:31:17 PM |
| Dap2005 | $25.00 | $25.00 | 12/21/2009 4:27:14 PM |
| Peterman | $25.00 | $25.00 | 12/21/2009 4:27:18 PM |
| Calif-smo | $25.00 | $25.00 | 12/21/2009 4:27:21 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/21/2009 4:32:02 PM |
| rob1971 | $25.00 | $25.00 | 12/21/2009 4:32:10 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 4:27:59 PM |
| fcb202 | $25.00 | $25.00 | 12/21/2009 4:32:23 PM |
| loan-master996 | $50.00 | $50.00 | 12/21/2009 4:32:30 PM |
| treasure-transporter | $25.00 | $25.00 | 12/21/2009 4:28:16 PM |
| andrewnar | $25.00 | $25.00 | 12/21/2009 4:32:40 PM |
| worldly-gold | $25.00 | $25.00 | 12/21/2009 4:28:22 PM |
| sloan | $25.00 | $25.00 | 12/21/2009 4:32:04 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:32:36 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:33:30 PM |
| SirJev | $25.00 | $25.00 | 12/21/2009 4:33:33 PM |
| jbaum | $25.00 | $25.00 | 12/21/2009 4:35:20 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/21/2009 4:35:38 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:36:07 PM |
| astute-dollar | $25.00 | $25.00 | 12/21/2009 4:36:37 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/21/2009 4:31:56 PM |
| kmfreymi | $25.00 | $25.00 | 12/21/2009 4:35:40 PM |
| truth-eclair | $25.00 | $25.00 | 12/21/2009 4:32:07 PM |
| penny-surgeon | $25.00 | $25.00 | 12/21/2009 4:36:12 PM |
| Supernick | $25.00 | $25.00 | 12/21/2009 4:36:17 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:37:07 PM |
| elegant-bonus | $25.00 | $25.00 | 12/21/2009 4:36:26 PM |
| a-special-power | $25.00 | $25.00 | 12/21/2009 4:37:17 PM |
| yield-lion | $25.00 | $25.00 | 12/21/2009 4:32:42 PM |
| saffron4 | $25.00 | $25.00 | 12/21/2009 4:36:50 PM |
| VBAces | $25.00 | $25.00 | 12/21/2009 4:36:55 PM |
| Buffer10 | $100.00 | $100.00 | 12/21/2009 4:37:13 PM |
| tsquared_030 | $25.00 | $25.00 | 12/21/2009 4:37:23 PM |
| crenen139 | $25.00 | $25.00 | 12/21/2009 4:37:27 PM |
| czar3 | $40.00 | $40.00 | 12/21/2009 4:38:17 PM |
| ImaPutz | $25.00 | $25.00 | 12/21/2009 4:33:37 PM |
| sdgrowth | $25.00 | $25.00 | 12/21/2009 4:33:48 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/21/2009 4:33:51 PM |
| contract-neutron | $25.00 | $25.00 | 12/21/2009 4:35:11 PM |
| Banker7371 | $25.00 | $25.00 | 12/21/2009 4:36:09 PM |
| capital-amplifier | $25.00 | $25.00 | 12/21/2009 4:36:22 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/21/2009 4:36:31 PM |
| teller | $25.00 | $25.00 | 12/21/2009 4:36:39 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/21/2009 4:36:43 PM |
| p123 | $25.00 | $25.00 | 12/21/2009 4:36:47 PM |
| falcon88dp | $25.00 | $25.00 | 12/21/2009 4:42:12 PM |
| forthright-dedication | $100.00 | $100.00 | 12/21/2009 4:37:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:36:02 PM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 7:31:03 PM |
| JustMee | $25.00 | $25.00 | 12/22/2009 8:04:46 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 11:55:55 AM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:36:54 PM |
| Credit2Prosper | $50.00 | $50.00 | 12/25/2009 1:31:17 PM |
| llequire1 | $75.00 | $75.00 | 12/26/2009 8:26:25 AM |
| melodious-fairness | $25.00 | $25.00 | 12/26/2009 2:07:41 PM |
| JohnSmith10 | $25.00 | $25.00 | 12/26/2009 5:08:07 PM |
| dorypro | $25.00 | $25.00 | 12/26/2009 5:10:15 PM |
| russm011 | $50.00 | $50.00 | 12/26/2009 8:02:02 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/27/2009 7:56:55 AM |
| The-CAPS-fan | $35.00 | $35.00 | 12/26/2009 5:56:43 PM |
| deepblue34 | $25.00 | $25.00 | 12/27/2009 6:02:12 PM |
| patriot384 | $50.00 | $50.00 | 12/28/2009 6:06:03 AM |
| Peterman | $50.00 | $50.00 | 12/28/2009 8:38:37 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:46:58 AM |
| nethosters | $25.00 | $25.00 | 12/28/2009 12:14:37 PM |
| ghinga | $25.00 | $25.00 | 12/28/2009 11:38:35 AM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:25:59 PM |
| 198 bids
|
Borrower Payment Dependent Notes Series
439251
This series of Notes was issued and sold upon the funding of the borrower loan #40210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-1983 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,628 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 99% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| bzylady |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 620-639
(Feb-2008)
600-619
(Dec-2007)
640-659
(May-2007)
|
|
Principal balance:
| $299.66 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
College Bound!
Purpose of loan:
This loan will be used to?finance my sons 2nd semester of college?AND my daughters 1st semester.?
My financial situation:
I am a good candidate for this loan because i have made great payments on my current loan.?????????
Monthly net income: $ 3700
Monthly expenses: $ 800
??Housing: $ 900
??Insurance: $ 200
??Car expenses: $200
??Utilities: $ 150
??Phone, cable, internet: $200
??Food, entertainment: $ 150
??Clothing, household expenses $150
??Credit cards and other loans: $ 100
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why do you not use the government loans (PLUS, Stafford, etc.). They are available more or less regardless of need and have much more favorable terms than Propser. - CaribbeanBanker
A:
I would love to use one of those loans, however I have bad credit and they won't accept me as a co-signor. My son would have to have a different co-signor, and I have no one else to ask to co-sign a loan.
(Dec-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $150.00 | $150.00 | 12/21/2009 4:15:54 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 6:29:39 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:13:59 AM |
| efficient-principal | $54.86 | $20.66 | 12/22/2009 8:18:12 PM |
| GlenBank | $75.00 | $75.00 | 12/25/2009 3:00:50 PM |
| red-ready-principal | $100.00 | $100.00 | 12/25/2009 10:59:21 PM |
| buyrite334 | $25.00 | $25.00 | 12/26/2009 2:56:28 PM |
| TakeCare | $25.00 | $25.00 | 12/27/2009 7:21:29 PM |
| FarmersBank | $25.00 | $25.00 | 12/28/2009 6:32:31 AM |
| cashhelp | $25.00 | $25.00 | 12/28/2009 8:39:49 AM |
| Skeptical-one | $100.00 | $100.00 | 12/28/2009 8:37:20 AM |
| JJ-Loans | $25.00 | $25.00 | 12/28/2009 10:14:38 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/28/2009 10:18:42 AM |
| bondhedger | $25.00 | $25.00 | 12/28/2009 10:58:45 AM |
| b1geasy | $36.69 | $36.69 | 12/28/2009 11:31:36 AM |
| Eloise62 | $75.00 | $75.00 | 12/28/2009 12:06:34 PM |
| Jorgef741 | $28.87 | $28.87 | 12/28/2009 12:10:50 PM |
| credit-coach118 | $25.00 | $25.00 | 12/28/2009 1:00:24 PM |
| realtormoises | $25.00 | $25.00 | 12/28/2009 1:39:16 PM |
| Cessna172 | $73.20 | $73.20 | 12/28/2009 3:41:19 PM |
| Jasmel | $200.00 | $200.00 | 12/22/2009 6:12:40 AM |
| Aberdeen | $300.00 | $300.00 | 12/22/2009 11:46:34 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 7:42:14 AM |
| alexgalt | $25.00 | $25.00 | 12/23/2009 4:08:53 PM |
| Unitas4302 | $200.00 | $200.00 | 12/23/2009 7:58:16 PM |
| circustab | $50.00 | $50.00 | 12/24/2009 6:23:49 AM |
| FASTIZIO_P | $33.33 | $33.33 | 12/25/2009 3:22:10 AM |
| penny-surgeon | $25.00 | $25.00 | 12/25/2009 5:21:26 AM |
| boodo | $137.29 | $137.29 | 12/25/2009 5:17:01 AM |
| marwadi-62 | $25.00 | $25.00 | 12/25/2009 7:52:21 AM |
| myutmost | $44.67 | $44.67 | 12/26/2009 3:32:56 PM |
| Kash2010lu | $25.00 | $25.00 | 12/26/2009 2:36:00 PM |
| head | $25.00 | $25.00 | 12/28/2009 7:01:01 AM |
| Skeptical-one | $100.00 | $100.00 | 12/28/2009 8:38:53 AM |
| income-rocker2 | $89.29 | $89.29 | 12/28/2009 9:21:47 AM |
| jpf27 | $100.00 | $100.00 | 12/28/2009 12:05:57 PM |
| Sudoku | $50.00 | $50.00 | 12/28/2009 3:43:41 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 3:26:40 PM |
| just-trade0 | $36.00 | $36.00 | 12/28/2009 3:46:06 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 3:49:40 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
439367
This series of Notes was issued and sold upon the funding of the borrower loan #40256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 14.05% |
Starting borrower rate/APR:
| 15.05% / 17.22% |
Starting monthly payment:
| $312.21 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $311.99 |
| |
|
Auction yield range:
| 6.20% - 14.05% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 9 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,202 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 53% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dotnetforce |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my loans with higher interest rates. I had taken loans for my sisters marriage with higher interest rate due to less time. I am looking to reduce the interest rate.
My financial situation:
I have a very good credit score and been a prompt person in paying back. Kindly check details and please help me out.
Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
Have you completed a degree from a university, and do you have any student loans? - clean-camaraderi
A:
Yes, I have a M.S. in Computer Science.
No, I do not have any student loans.
thanks,
Shan
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| three-for-6 | $50.00 | $50.00 | 12/21/2009 3:55:11 PM |
| Gibbyland | $75.00 | $75.00 | 12/21/2009 3:55:59 PM |
| unafraid-loan2 | $25.00 | $25.00 | 12/21/2009 3:56:04 PM |
| calm-deal7 | $50.00 | $50.00 | 12/21/2009 3:56:40 PM |
| special-truth | $25.00 | $25.00 | 12/21/2009 3:54:36 PM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 3:56:46 PM |
| justice-dna | $25.00 | $25.00 | 12/21/2009 3:54:43 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 3:56:57 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/21/2009 3:57:01 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:57:11 PM |
| a-resplendent-asset | $25.00 | $25.00 | 12/21/2009 3:57:14 PM |
| Supernick | $100.00 | $100.00 | 12/21/2009 3:57:17 PM |
| ThompsonCapital | $25.00 | $25.00 | 12/21/2009 3:55:43 PM |
| PCash | $25.00 | $25.00 | 12/21/2009 3:55:46 PM |
| courteous-deal8 | $25.00 | $25.00 | 12/21/2009 3:55:48 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 3:57:31 PM |
| roman2008 | $25.00 | $25.00 | 12/21/2009 3:55:49 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 3:57:37 PM |
| roblender | $25.00 | $25.00 | 12/21/2009 3:56:01 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 3:57:41 PM |
| KVEER | $25.00 | $25.00 | 12/21/2009 3:57:45 PM |
| AGSLending | $25.00 | $25.00 | 12/21/2009 3:58:05 PM |
| ClearLake | $25.00 | $25.00 | 12/21/2009 3:58:14 PM |
| Astounding | $25.00 | $25.00 | 12/21/2009 3:54:37 PM |
| booksleuth | $50.00 | $50.00 | 12/21/2009 3:56:49 PM |
| wise-spirited-nickel | $34.86 | $34.86 | 12/21/2009 3:55:15 PM |
| fortytwo | $100.00 | $100.00 | 12/21/2009 3:55:34 PM |
| imdave4me | $25.00 | $25.00 | 12/21/2009 3:58:55 PM |
| thevogelfamily | $40.00 | $40.00 | 12/21/2009 3:55:41 PM |
| paladin847 | $25.00 | $25.00 | 12/21/2009 3:59:03 PM |
| sk8ndive | $25.00 | $25.00 | 12/21/2009 3:55:54 PM |
| Katburg | $35.00 | $35.00 | 12/21/2009 3:57:57 PM |
| Steveoo1 | $25.00 | $25.00 | 12/21/2009 3:59:44 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 3:58:39 PM |
| GOPHERBOY | $105.00 | $105.00 | 12/21/2009 4:00:09 PM |
| JohnW12 | $25.00 | $25.00 | 12/21/2009 4:00:16 PM |
| peso-colonel | $25.00 | $25.00 | 12/21/2009 3:59:24 PM |
| The-CAPS-fan | $30.00 | $30.00 | 12/21/2009 4:00:40 PM |
| puifais | $25.00 | $25.00 | 12/21/2009 3:59:36 PM |
| payout-point | $50.00 | $50.00 | 12/21/2009 4:01:11 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 3:59:50 PM |
| PocketAces | $25.00 | $25.00 | 12/21/2009 3:59:58 PM |
| durability-mad-scientist4 | $100.00 | $100.00 | 12/21/2009 4:01:20 PM |
| special-responsibility | $25.00 | $25.00 | 12/21/2009 4:01:52 PM |
| mikrolown | $25.00 | $25.00 | 12/21/2009 4:02:41 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/21/2009 4:01:25 PM |
| Bank42 | $50.00 | $50.00 | 12/21/2009 4:01:36 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 3:59:17 PM |
| CAGE-Investments | $50.00 | $50.00 | 12/21/2009 4:02:11 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:02:23 PM |
| Lightlife | $50.00 | $50.00 | 12/21/2009 4:02:53 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 12/21/2009 4:02:58 PM |
| beezling | $40.00 | $40.00 | 12/21/2009 4:00:25 PM |
| Clambake | $50.00 | $50.00 | 12/21/2009 4:03:27 PM |
| crenen139 | $50.00 | $50.00 | 12/21/2009 4:05:38 PM |
| chicco | $80.00 | $80.00 | 12/21/2009 4:03:38 PM |
| Interstate_Rate | $500.00 | $500.00 | 12/21/2009 4:00:45 PM |
| worklessmakemore | $25.00 | $25.00 | 12/21/2009 4:01:41 PM |
| digitalrinaldo | $25.00 | $25.00 | 12/21/2009 4:04:30 PM |
| Macinvest | $25.00 | $25.00 | 12/21/2009 4:04:38 PM |
| visionary-commerce | $25.00 | $25.00 | 12/21/2009 4:07:27 PM |
| MitchD | $25.00 | $25.00 | 12/21/2009 4:07:31 PM |
| mikeandcat | $50.00 | $50.00 | 12/21/2009 4:02:09 PM |
| accordion8 | $50.00 | $50.00 | 12/21/2009 4:04:57 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:02:16 PM |
| miked8303 | $25.00 | $25.00 | 12/21/2009 4:02:32 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/21/2009 4:08:17 PM |
| joplinoz | $25.00 | $25.00 | 12/21/2009 4:08:21 PM |
| bonus-buddy2 | $35.00 | $35.00 | 12/21/2009 4:03:19 PM |
| money-prophesy | $150.00 | $150.00 | 12/21/2009 4:07:29 PM |
| ThomasCrown | $30.00 | $30.00 | 12/21/2009 4:03:55 PM |
| CallMeBen | $25.00 | $25.00 | 12/21/2009 4:08:11 PM |
| hyetech | $35.00 | $35.00 | 12/21/2009 4:04:24 PM |
| McDough | $25.00 | $25.00 | 12/21/2009 4:08:27 PM |
| Weaverville | $25.00 | $25.00 | 12/21/2009 4:05:03 PM |
| payout-equalizer8 | $25.00 | $25.00 | 12/21/2009 4:05:11 PM |
| geniusj | $25.00 | $22.25 | 12/21/2009 4:09:13 PM |
| fair-funds | $25.00 | $25.00 | 12/21/2009 4:05:45 PM |
| equitable-basis | $25.00 | $25.00 | 12/21/2009 4:06:13 PM |
| andrewgl | $25.00 | $25.00 | 12/21/2009 4:07:28 PM |
| cptmorgin | $25.00 | $25.00 | 12/21/2009 4:08:22 PM |
| dalejr410 | $25.00 | $25.00 | 12/21/2009 4:08:26 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 12/21/2009 4:08:38 PM |
| charitycoon | $100.00 | $100.00 | 12/21/2009 4:48:38 PM |
| fair_rates | $25.00 | $25.00 | 12/21/2009 4:51:26 PM |
| zento | $25.00 | $25.00 | 12/21/2009 4:45:37 PM |
| minista | $25.00 | $25.00 | 12/21/2009 4:52:14 PM |
| blot44 | $25.00 | $25.00 | 12/22/2009 3:41:36 AM |
| Finspons | $30.00 | $30.00 | 12/22/2009 10:23:01 AM |
| interstellar | $50.00 | $50.00 | 12/22/2009 11:24:52 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/22/2009 8:05:24 AM |
| 3am-preacher | $25.00 | $25.00 | 12/22/2009 4:25:48 PM |
| texrob20 | $25.00 | $25.00 | 12/22/2009 4:29:54 PM |
| B-rad_the_Coug | $25.00 | $25.00 | 12/22/2009 4:29:53 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:13:19 PM |
| brightest-dignified-penny | $50.00 | $50.00 | 12/22/2009 7:00:13 PM |
| JustMee | $25.00 | $25.00 | 12/23/2009 9:16:05 AM |
| jetblack | $41.46 | $41.46 | 12/23/2009 10:51:07 AM |
| cutter21 | $25.00 | $25.00 | 12/23/2009 4:51:36 PM |
| one-midas | $50.00 | $50.00 | 12/24/2009 7:54:06 PM |
| tolerant-income | $25.00 | $25.00 | 12/25/2009 6:40:56 PM |
| unitedins | $25.00 | $25.00 | 12/26/2009 9:46:09 AM |
| hidavehi | $63.00 | $63.00 | 12/26/2009 10:27:47 AM |
| TigerForce | $25.00 | $25.00 | 12/26/2009 2:46:05 PM |
| patriot384 | $100.00 | $100.00 | 12/26/2009 11:19:28 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/26/2009 2:18:35 PM |
| labyrinth0 | $25.00 | $25.00 | 12/27/2009 3:21:57 PM |
| vine99 | $100.00 | $100.00 | 12/27/2009 5:04:26 PM |
| TakeCare | $50.00 | $50.00 | 12/27/2009 7:30:45 PM |
| CashBank | $25.00 | $25.00 | 12/27/2009 6:53:19 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:45:41 AM |
| fatboy888 | $25.00 | $25.00 | 12/28/2009 6:09:55 AM |
| Share-the-wealth | $100.00 | $100.00 | 12/28/2009 7:18:35 AM |
| UC3307 | $80.00 | $80.00 | 12/28/2009 7:25:07 AM |
| triumph329 | $50.00 | $50.00 | 12/28/2009 11:43:12 AM |
| TakeCare | $35.00 | $35.00 | 12/28/2009 1:51:48 PM |
| exciting-fairness | $200.00 | $200.00 | 12/28/2009 3:46:40 PM |
| dime-neutron | $25.00 | $25.00 | 12/28/2009 3:53:29 PM |
| PotBellyPete | $40.00 | $40.00 | 12/28/2009 2:46:05 PM |
| StocksMan | $50.00 | $50.00 | 12/28/2009 3:52:11 PM |
| aurorafinancial | $50.00 | $50.00 | 12/28/2009 3:53:34 PM |
| financial-frenzy | $50.00 | $50.00 | 12/21/2009 3:56:17 PM |
| foxy-fund | $50.00 | $50.00 | 12/21/2009 3:56:43 PM |
| crazycool | $25.00 | $25.00 | 12/21/2009 3:57:11 PM |
| Sefotonga | $25.00 | $25.00 | 12/21/2009 3:56:12 PM |
| burrito6 | $25.00 | $25.00 | 12/21/2009 3:56:35 PM |
| thumper64 | $35.00 | $35.00 | 12/21/2009 3:58:23 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 3:58:50 PM |
| WinstonSmith | $50.00 | $50.00 | 12/21/2009 3:55:42 PM |
| djindepth | $50.00 | $50.00 | 12/21/2009 3:57:48 PM |
| revenue-serenity | $25.00 | $25.00 | 12/21/2009 3:56:28 PM |
| ccdmp2004 | $25.00 | $25.00 | 12/21/2009 3:58:29 PM |
| TempHelp | $25.00 | $25.00 | 12/21/2009 3:56:38 PM |
| greenback-visionary4 | $25.00 | $25.00 | 12/21/2009 4:00:04 PM |
| Chuck9802 | $25.00 | $25.00 | 12/21/2009 3:57:22 PM |
| gulch | $25.00 | $25.00 | 12/21/2009 3:57:25 PM |
| don8ter | $25.00 | $25.00 | 12/21/2009 4:01:35 PM |
| commitment-forte6 | $25.00 | $25.00 | 12/21/2009 4:00:19 PM |
| Dap2005 | $25.00 | $25.00 | 12/21/2009 4:01:46 PM |
| laudable-balance | $25.00 | $25.00 | 12/21/2009 3:57:51 PM |
| HunterSix | $25.00 | $25.00 | 12/21/2009 4:00:52 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/21/2009 4:01:06 PM |
| museic1 | $50.00 | $50.00 | 12/21/2009 4:03:06 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 3:58:37 PM |
| Hondo | $25.00 | $25.00 | 12/21/2009 3:58:44 PM |
| youqianderen | $50.00 | $50.00 | 12/21/2009 4:03:43 PM |
| skuba | $25.00 | $25.00 | 12/21/2009 3:59:13 PM |
| sjlender | $25.00 | $25.00 | 12/21/2009 3:59:38 PM |
| tom48l | $25.00 | $25.00 | 12/21/2009 4:04:48 PM |
| SnE | $25.00 | $25.00 | 12/21/2009 4:04:52 PM |
| best-deal-banker | $25.00 | $25.00 | 12/21/2009 4:05:17 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:05:36 PM |
| worthy-reward1 | $50.00 | $50.00 | 12/21/2009 4:00:33 PM |
| xstreamin | $25.00 | $25.00 | 12/21/2009 4:03:47 PM |
| deal-pioneer1 | $25.00 | $25.00 | 12/21/2009 4:05:50 PM |
| Dutchhunter | $25.00 | $25.00 | 12/21/2009 4:04:04 PM |
| ocean99 | $25.00 | $25.00 | 12/21/2009 4:06:19 PM |
| harperpotok | $100.00 | $100.00 | 12/21/2009 4:04:17 PM |
| mtp | $50.00 | $50.00 | 12/21/2009 4:06:25 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 12/21/2009 4:06:31 PM |
| moola-phase | $25.00 | $25.00 | 12/21/2009 4:06:58 PM |
| trustu | $25.00 | $25.00 | 12/21/2009 4:04:43 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/21/2009 4:07:19 PM |
| inforapenny | $25.00 | $25.00 | 12/21/2009 4:08:09 PM |
| night0wl | $25.00 | $25.00 | 12/21/2009 4:08:12 PM |
| value-pole | $25.00 | $25.00 | 12/21/2009 4:02:46 PM |
| murlirao2002 | $25.00 | $25.00 | 12/21/2009 4:08:20 PM |
| elevated-platinum5 | $50.00 | $50.00 | 12/21/2009 4:05:55 PM |
| ctgscott | $25.00 | $25.00 | 12/21/2009 4:06:29 PM |
| Cai8899 | $40.00 | $40.00 | 12/21/2009 4:03:33 PM |
| dignified-finance | $25.00 | $25.00 | 12/21/2009 4:04:11 PM |
| dime-beeper | $30.00 | $30.00 | 12/21/2009 4:08:13 PM |
| Tahoeguy | $50.00 | $50.00 | 12/21/2009 4:08:31 PM |
| RG | $25.00 | $25.00 | 12/21/2009 4:08:59 PM |
| reward-adventure | $25.00 | $25.00 | 12/21/2009 4:05:25 PM |
| MO_Investor | $25.00 | $25.00 | 12/21/2009 4:07:22 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/21/2009 4:08:23 PM |
| totoro | $25.00 | $25.00 | 12/21/2009 4:14:06 PM |
| orbiter614 | $50.00 | $50.00 | 12/21/2009 4:21:06 PM |
| jonn834 | $25.00 | $25.00 | 12/21/2009 4:22:40 PM |
| jybank | $25.00 | $25.00 | 12/21/2009 4:19:23 PM |
| bondhedger | $25.00 | $25.00 | 12/21/2009 4:19:47 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 4:29:48 PM |
| sparkmeister | $25.00 | $25.00 | 12/21/2009 4:33:17 PM |
| PR05P3RToday | $25.00 | $25.00 | 12/21/2009 4:49:05 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:14:33 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 4:56:46 PM |
| GOPHERBOY | $150.00 | $150.00 | 12/22/2009 5:08:21 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/22/2009 5:33:29 PM |
| cutter21 | $25.00 | $25.00 | 12/22/2009 11:44:21 PM |
| golffish2 | $50.00 | $50.00 | 12/23/2009 8:03:29 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/23/2009 2:47:05 PM |
| adir1 | $50.00 | $50.00 | 12/23/2009 2:47:01 PM |
| impartial-deal | $25.00 | $25.00 | 12/23/2009 4:18:40 PM |
| currency-agave | $25.00 | $25.00 | 12/23/2009 5:51:43 PM |
| twtb19 | $50.00 | $50.00 | 12/24/2009 8:52:19 AM |
| palpbert | $26.07 | $26.07 | 12/24/2009 12:06:50 PM |
| stemper | $50.00 | $50.00 | 12/24/2009 5:49:33 PM |
| FOFagent1 | $125.00 | $125.00 | 12/25/2009 9:40:20 PM |
| StarFox | $25.00 | $25.00 | 12/26/2009 8:48:08 AM |
| MomB | $25.00 | $25.00 | 12/26/2009 9:16:28 AM |
| p2p-journey | $25.70 | $25.70 | 12/25/2009 5:33:50 PM |
| innovator799 | $25.00 | $25.00 | 12/26/2009 6:21:22 PM |
| skillful-finance | $25.00 | $25.00 | 12/26/2009 8:44:22 PM |
| glimmering-credit4 | $25.00 | $25.00 | 12/26/2009 7:46:23 PM |
| bossmanuc | $26.66 | $26.66 | 12/27/2009 11:36:17 AM |
| marala4285 | $25.00 | $25.00 | 12/27/2009 7:58:34 AM |
| spiff666 | $25.00 | $25.00 | 12/27/2009 8:23:09 AM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:32:18 PM |
| outofoffice | $50.00 | $50.00 | 12/27/2009 11:47:33 AM |
| 1SteelerFan | $25.00 | $25.00 | 12/27/2009 12:23:38 PM |
| shrewd-income | $50.00 | $50.00 | 12/28/2009 7:49:10 AM |
| MattProsper | $55.00 | $55.00 | 12/27/2009 9:24:23 PM |
| Magician | $50.00 | $50.00 | 12/28/2009 10:41:39 AM |
| FG9YTR | $25.00 | $25.00 | 12/28/2009 11:11:37 AM |
| organic-platinum | $25.00 | $25.00 | 12/28/2009 1:22:51 PM |
| brightest-economy-tsunami | $30.00 | $30.00 | 12/28/2009 1:27:28 PM |
| lend42013 | $30.00 | $30.00 | 12/28/2009 11:54:54 AM |
| nad139 | $50.00 | $50.00 | 12/28/2009 2:20:48 PM |
| restless-balance | $25.00 | $25.00 | 12/28/2009 3:43:19 PM |
| gentle-gold | $25.00 | $25.00 | 12/28/2009 3:42:42 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:45:17 PM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 12/28/2009 3:48:06 PM |
| mikrolown | $100.00 | $100.00 | 12/28/2009 3:50:52 PM |
| 224 bids
|
Borrower Payment Dependent Notes Series
439397
This series of Notes was issued and sold upon the funding of the borrower loan #40266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $223.36 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 19.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.05% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Golfer65 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 94% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 2
( 6% )
| 680-699
(Nov-2009)
680-699
(Sep-2009)
640-659
(Nov-2007)
700-719
(Jan-2007)
|
|
Principal balance:
| $647.48 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Kings Hwy Bar & Grill
The purpose of this loan is to open a family owned & operated Bar & Grill in Myrtle Beach, SC. Loan will be used to do some simple renovations to current bar & restaurant, and purchase needed supplies & inventory. Also I currently hold a SC off premise beer/wine license for our mini mart, (financed through Prosper) and will need to obtain an on premise liquor license.
Currently I am the owner of Beachside Grocery (formally Whispering Surf Mini-Mart), and hold the position of General Manager of our family owned and operated Holiday South Motel, also in Myrtle Beach.
I am a good candidate for this loan because I am in good standing with my first Prosper loan of $10,000 (current balance of $960) which is scheduled to be fulfilled in January 2010. My credit score is around 700, I?m told my credit is weak due to not carrying enough credit. I am confident in the success of this venture. The Bar & Grill is in a great location off of one of Myrtle Beach?s busiest highways, with a population of approximately 15,000 within a 5 mile radius. The restaurant will do a good breakfast & lunch business catering to the many local businesses in the area. We will also carry an extensive dinner menu available to the bar in the evenings..
Thank you for taking the time to review my listing. And I thank you in advance for having the confidence in me to bid on my listing.
Monthly net income $3200
Monthly expenses:
Housing $800
Insurance $75
Car Expenses $160 fuel & maintenance
Utilities $175.00
Cable ,Phone ,internet $200
Food & entertainment $300
Clothing , household expenses $75
Credit Cards & loans -Prosper $327 (last payment due January 2010)
Information in the Description is not verified.
Friends And Family Winning Bids
Mysticman has bid a total of
$1,795.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tomas090 | $25.00 | $25.00 | 12/21/2009 8:36:37 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 4:09:43 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/22/2009 2:42:14 PM |
| Bob450 | $25.00 | $25.00 | 12/22/2009 4:23:36 PM |
| supreme-hope | $25.00 | $25.00 | 12/23/2009 4:38:21 AM |
| Stock-Stud | $25.00 | $25.00 | 12/23/2009 10:49:47 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/24/2009 5:32:53 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/25/2009 8:21:35 AM |
| Mysticman | $45.00 | $45.00 | 12/25/2009 12:53:52 PM |
| madmoney618 | $50.00 | $50.00 | 12/25/2009 4:25:08 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/26/2009 7:23:45 AM |
| loss-of-control | $25.00 | $25.00 | 12/26/2009 3:03:51 PM |
| PCity-LOA15 | $44.40 | $44.40 | 12/25/2009 11:45:43 PM |
| integrity-doctor | $50.00 | $50.00 | 12/27/2009 4:25:11 PM |
| Feyenoord | $50.00 | $50.00 | 12/27/2009 5:41:43 PM |
| 1traveler | $25.00 | $25.00 | 12/27/2009 8:42:07 PM |
| Peterman | $100.00 | $100.00 | 12/28/2009 8:42:31 AM |
| red-ready-principal | $250.00 | $250.00 | 12/27/2009 9:18:20 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/28/2009 11:35:42 AM |
| credit-missile | $100.00 | $100.00 | 12/28/2009 2:36:58 PM |
| reflective-rupee | $75.00 | $75.00 | 12/28/2009 12:23:11 PM |
| Sudoku | $100.00 | $100.00 | 12/28/2009 3:07:40 PM |
| Lender_1972 | $30.00 | $30.00 | 12/28/2009 1:11:32 PM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:30:52 PM |
| transparency-tomahawk | $25.00 | $25.00 | 12/28/2009 3:45:09 PM |
| showmethemoney5 | $48.39 | $48.39 | 12/28/2009 2:47:22 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 2:55:35 PM |
| credit-missile | $25.00 | $25.00 | 12/28/2009 3:14:35 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 2:55:02 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 2:55:51 PM |
| myGodisgood | $30.00 | $30.00 | 12/28/2009 3:34:16 PM |
| responsible-worth113 | $50.00 | $50.00 | 12/28/2009 3:51:35 PM |
| ideal-value | $100.00 | $100.00 | 12/22/2009 1:43:46 PM |
| well-mannered-income3 | $40.00 | $6.08 | 12/24/2009 9:54:39 AM |
| circustab | $50.00 | $50.00 | 12/24/2009 6:26:04 AM |
| peb44 | $25.00 | $25.00 | 12/24/2009 11:28:19 PM |
| prudent-gain7 | $25.00 | $25.00 | 12/24/2009 9:40:53 PM |
| marwadi-62 | $200.00 | $200.00 | 12/25/2009 7:53:37 AM |
| Mysticman | $1,750.00 | $1,750.00 | 12/25/2009 12:52:03 PM |
| Bob450 | $25.00 | $25.00 | 12/25/2009 2:48:49 PM |
| The-CAPS-fan | $25.00 | $25.00 | 12/26/2009 6:16:20 PM |
| JGuide | $50.00 | $50.00 | 12/26/2009 9:27:24 PM |
| five-star-note | $51.60 | $51.60 | 12/27/2009 12:54:50 PM |
| Kash2010lu | $25.00 | $25.00 | 12/27/2009 8:05:36 AM |
| GetLoan | $50.00 | $50.00 | 12/28/2009 7:12:38 AM |
| shrewd-income | $50.00 | $50.00 | 12/28/2009 7:48:10 AM |
| TakeCare | $30.00 | $30.00 | 12/27/2009 7:31:31 PM |
| head | $25.00 | $25.00 | 12/28/2009 6:59:11 AM |
| Ronnieboy888 | $25.00 | $25.00 | 12/28/2009 10:16:29 AM |
| bartenderpro | $25.00 | $25.00 | 12/28/2009 10:51:41 AM |
| credit-missile | $59.82 | $59.82 | 12/28/2009 1:19:50 PM |
| pedestrianme | $25.00 | $25.00 | 12/28/2009 1:31:48 PM |
| TakeCare | $50.00 | $50.00 | 12/28/2009 1:52:40 PM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 1:03:18 PM |
| credit-missile | $25.00 | $25.00 | 12/28/2009 3:15:01 PM |
| 113121 | $200.00 | $200.00 | 12/28/2009 1:13:24 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:47:58 PM |
| PotBellyPete | $40.00 | $40.00 | 12/28/2009 2:45:17 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 2:55:16 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 3:51:56 PM |
| p2p-gala | $39.71 | $39.71 | 12/28/2009 3:53:20 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
439401
This series of Notes was issued and sold upon the funding of the borrower loan #40246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,488.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $172.99 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $172.86 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,439 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 75% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| planeboy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate four revolving credit accounts to a lower interest rate.
My financial situation:
I am a good candidate for this loan because:
I pay my bills on-time (and always through direct withdrawal when available)
My income exceeds my expensesI have been gainfully employed and progressively promoted within a Fortune 100 company for the last 10 years
Monthly net income: $4,056
Monthly expenses: $3,725
?Mortgage: $975 + association dues $400 (all inclusive w/utilities)
??Insurance: $75 (homeowners insurance & no-owner car insurance)
??Car expenses: $0 ($25 public transit)
??Utilities: $0 (included with HOA dues)
??Phone, cable, internet: $150
??Food, entertainment: $450
??Clothing, household expenses $200
??Credit cards and other loans: $850
??Other expenses: $400 (emergency fund), $200 (family support/non-profit)
Personal Bio:
Many years ago, I made the haul from small town Alabama to Atlanta on a quest to explore and embrace the many opportunities that would spontaneously unfold along the journey of finding my way.
I've made some wonderful friends, shared many sincere memories, and continue to be inspired by the awe and majesty of such diverse surroundings, abound with the innovation that continues to fuel social progress across the globe.
Over the last decade, I've spent my time working for an airline that has afforded me some incredible opportunities to share in the growth of the common good by bringing people together. My travels and cultural interactions have taught me that the whole is greater than the sum of its parts, and I am forever grateful for these experiences.
I believe our value to society is not determined by the possessions we own or the way we look, but rather by the contributions we make to uplift our communities where it?s needed most. Americans, even in unfruitful times, are endowed with wisdom, health, and abundance, and I make every effort to be humble, grateful, and generous.
Professional Background:
I am a senior product manager on the customer experience planning & development team within the marketing division of a major U.S. airline. In this role, I guide cross-divisional teams in defining, developing, and implementing customer experience initiatives designed to enhance the customer journey with relevant products and services.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blukestrel | $25.00 | $25.00 | 12/22/2009 5:42:16 PM |
| MO_Investor | $25.00 | $25.00 | 12/22/2009 5:42:27 PM |
| djh47a | $35.00 | $35.00 | 12/22/2009 5:42:29 PM |
| supreme-hope | $25.00 | $25.00 | 12/22/2009 5:42:37 PM |
| julijask | $25.00 | $25.00 | 12/22/2009 5:42:52 PM |
| head | $25.00 | $25.00 | 12/22/2009 5:43:17 PM |
| Frugal | $25.00 | $25.00 | 12/22/2009 8:45:39 PM |
| meux99 | $25.00 | $25.00 | 12/23/2009 1:18:19 AM |
| kegs | $100.00 | $100.00 | 12/22/2009 5:42:48 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/22/2009 5:42:51 PM |
| jwood3030 | $25.00 | $25.00 | 12/22/2009 5:43:59 PM |
| aiski | $25.00 | $25.00 | 12/23/2009 1:18:16 AM |
| Stock-Stud | $25.00 | $25.00 | 12/23/2009 9:11:21 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/23/2009 7:31:21 AM |
| mac415 | $25.00 | $25.00 | 12/23/2009 11:40:40 AM |
| AmericanCredit | $25.00 | $25.00 | 12/23/2009 4:40:55 PM |
| Doohickey415 | $25.00 | $25.00 | 12/23/2009 4:20:02 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/23/2009 5:14:44 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:15:22 PM |
| ljay | $25.00 | $25.00 | 12/23/2009 11:26:11 PM |
| elasermd | $50.00 | $50.00 | 12/23/2009 11:29:10 PM |
| worldly-kindness8 | $25.00 | $25.00 | 12/23/2009 11:31:51 PM |
| respectful-note | $25.00 | $25.00 | 12/23/2009 11:32:00 PM |
| agwosdof | $75.00 | $75.00 | 12/23/2009 11:32:28 PM |
| Castellan | $25.00 | $25.00 | 12/23/2009 11:33:40 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/23/2009 11:33:46 PM |
| Taxman44 | $25.00 | $25.00 | 12/23/2009 11:33:54 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/23/2009 11:34:01 PM |
| roccofox | $50.00 | $50.00 | 12/23/2009 11:34:09 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/23/2009 11:28:57 PM |
| CASHGIRL | $75.00 | $75.00 | 12/23/2009 11:34:20 PM |
| Picopie | $50.00 | $50.00 | 12/23/2009 11:33:17 PM |
| freesia54 | $25.00 | $25.00 | 12/23/2009 11:33:19 PM |
| kvandivo | $25.00 | $25.00 | 12/23/2009 11:33:22 PM |
| Musicman1950 | $25.00 | $25.00 | 12/23/2009 11:33:25 PM |
| fcukciti | $25.00 | $25.00 | 12/23/2009 11:33:37 PM |
| credit-investor5 | $100.00 | $100.00 | 12/23/2009 11:33:50 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/23/2009 11:33:57 PM |
| best-deal-banker | $50.00 | $50.00 | 12/23/2009 11:34:05 PM |
| thestartuplender | $35.00 | $35.00 | 12/23/2009 11:34:08 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/23/2009 11:34:13 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/23/2009 11:34:23 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:14:21 AM |
| pwkpwk | $25.00 | $25.00 | 12/23/2009 11:28:54 PM |
| Gadgetae86 | $25.00 | $25.00 | 12/23/2009 11:31:46 PM |
| Marathoner | $25.00 | $25.00 | 12/23/2009 11:31:50 PM |
| point-zebra | $25.00 | $25.00 | 12/23/2009 11:32:03 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/23/2009 11:32:30 PM |
| Carpetkid | $50.00 | $50.00 | 12/23/2009 11:33:28 PM |
| diplomatic-point4 | $75.00 | $75.00 | 12/23/2009 11:33:41 PM |
| TigerForce | $25.00 | $25.00 | 12/23/2009 11:33:47 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/23/2009 11:33:49 PM |
| Steveoo1 | $50.00 | $50.00 | 12/23/2009 11:33:56 PM |
| skuba | $50.00 | $50.00 | 12/23/2009 11:34:04 PM |
| loan-warrior | $25.00 | $25.00 | 12/23/2009 11:34:14 PM |
| dollar-spy | $25.00 | $25.00 | 12/23/2009 11:34:22 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/24/2009 6:19:09 PM |
| triumphant-bonus | $50.00 | $50.00 | 12/28/2009 8:33:37 AM |
| loot-motion | $25.00 | $25.00 | 12/28/2009 6:49:21 PM |
| JerryB96 | $25.00 | $25.00 | 12/28/2009 5:57:32 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 7:51:35 PM |
| gpuck | $25.00 | $25.00 | 12/28/2009 5:44:00 PM |
| BuckeyeTap | $100.00 | $100.00 | 12/29/2009 5:46:12 AM |
| SnakeV | $25.00 | $25.00 | 12/29/2009 8:47:26 AM |
| socal-lender | $25.00 | $25.00 | 12/29/2009 9:55:16 AM |
| thegreatstrafe | $25.00 | $25.00 | 12/29/2009 12:03:02 PM |
| Loan2save | $25.00 | $25.00 | 12/29/2009 1:54:48 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 2:00:41 PM |
| jsnryn | $25.00 | $25.00 | 12/29/2009 12:34:10 PM |
| squarebob | $25.00 | $25.00 | 12/29/2009 3:14:11 PM |
| AF-Chief | $25.00 | $25.00 | 12/29/2009 2:37:51 PM |
| peaceful-farmer | $50.00 | $50.00 | 12/29/2009 3:02:44 PM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 5:42:39 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/22/2009 5:43:08 PM |
| Phantom99 | $25.00 | $25.00 | 12/22/2009 5:42:18 PM |
| ijspence | $25.00 | $25.00 | 12/22/2009 5:42:25 PM |
| bowdish1 | $50.00 | $50.00 | 12/22/2009 5:43:34 PM |
| schpere | $30.00 | $30.00 | 12/22/2009 6:41:29 PM |
| tuneman1980 | $25.00 | $25.00 | 12/22/2009 5:42:07 PM |
| alpinaut | $25.00 | $25.00 | 12/22/2009 5:42:10 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/22/2009 5:43:25 PM |
| Cai8899 | $75.00 | $75.00 | 12/23/2009 11:19:32 AM |
| scottr | $25.00 | $25.00 | 12/23/2009 2:31:50 PM |
| bluechip | $25.00 | $25.00 | 12/23/2009 1:16:19 PM |
| Cheburashka | $30.00 | $30.00 | 12/23/2009 2:26:06 PM |
| phillipd48 | $25.00 | $25.00 | 12/23/2009 3:45:21 PM |
| Tc11902 | $50.00 | $50.00 | 12/23/2009 11:25:45 PM |
| kenji4861 | $50.00 | $50.00 | 12/23/2009 11:26:09 PM |
| hard-working-loot | $25.00 | $25.00 | 12/23/2009 11:27:43 PM |
| desertoasis | $25.00 | $25.00 | 12/23/2009 11:31:40 PM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/23/2009 11:31:55 PM |
| bonus-adventure3 | $50.00 | $50.00 | 12/23/2009 11:32:10 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/23/2009 11:32:24 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/23/2009 11:32:28 PM |
| greenwell | $50.00 | $50.00 | 12/23/2009 11:33:15 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/23/2009 11:33:32 PM |
| personal-lender | $25.00 | $25.00 | 12/23/2009 11:33:53 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/23/2009 11:34:00 PM |
| gold-commander0 | $50.00 | $50.00 | 12/23/2009 11:34:06 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/23/2009 11:34:16 PM |
| payout-point | $100.00 | $33.98 | 12/23/2009 11:34:25 PM |
| Landselott | $25.00 | $25.00 | 12/23/2009 11:31:59 PM |
| hope-encourager | $25.00 | $25.00 | 12/23/2009 11:32:08 PM |
| bluesky07 | $25.00 | $25.00 | 12/23/2009 11:32:21 PM |
| dbzen | $41.37 | $41.37 | 12/23/2009 11:32:33 PM |
| lean-velocity | $25.00 | $25.00 | 12/23/2009 11:33:23 PM |
| lloyd_s | $25.00 | $25.00 | 12/23/2009 11:33:51 PM |
| Havana21 | $25.00 | $25.00 | 12/23/2009 11:33:58 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/23/2009 11:34:05 PM |
| BankofBen | $250.00 | $250.00 | 12/23/2009 11:34:11 PM |
| credit-force5 | $25.00 | $25.00 | 12/23/2009 11:34:18 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/23/2009 11:34:24 PM |
| superstar449 | $50.00 | $50.00 | 12/23/2009 11:27:04 PM |
| the-bright-velocity | $50.00 | $50.00 | 12/23/2009 11:27:08 PM |
| jd006006 | $33.17 | $33.17 | 12/23/2009 11:28:56 PM |
| Rob717171 | $25.00 | $25.00 | 12/23/2009 11:30:31 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/23/2009 11:31:41 PM |
| forthright-dedication | $25.00 | $25.00 | 12/23/2009 11:31:48 PM |
| spenrod | $50.00 | $50.00 | 12/23/2009 11:32:31 PM |
| honorable-yield | $75.00 | $75.00 | 12/23/2009 11:33:12 PM |
| elegant-income3 | $25.00 | $25.00 | 12/23/2009 11:33:20 PM |
| jbaum | $100.00 | $100.00 | 12/23/2009 11:33:42 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/23/2009 11:33:45 PM |
| Ranch88 | $25.00 | $25.00 | 12/23/2009 11:33:48 PM |
| first-upright-payout | $50.00 | $50.00 | 12/23/2009 11:33:55 PM |
| DonaldColorado | $25.00 | $25.00 | 12/23/2009 11:34:02 PM |
| junctionking | $25.00 | $25.00 | 12/23/2009 11:34:12 PM |
| shanadip | $25.00 | $25.00 | 12/23/2009 11:34:19 PM |
| EmeritusX | $25.00 | $25.00 | 12/23/2009 11:44:25 PM |
| swissbanker | $50.00 | $50.00 | 12/26/2009 8:52:57 AM |
| marala4285 | $25.00 | $25.00 | 12/27/2009 8:32:13 AM |
| Charmart | $25.00 | $25.00 | 12/28/2009 3:08:05 AM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:44:48 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 1:32:09 PM |
| dmitriy2 | $25.00 | $25.00 | 12/28/2009 3:51:15 PM |
| BankofBeth | $25.00 | $25.00 | 12/28/2009 5:48:45 PM |
| Aristophil | $100.00 | $100.00 | 12/28/2009 7:36:29 PM |
| justice-hawk | $30.00 | $30.00 | 12/28/2009 8:06:28 PM |
| olin5 | $25.07 | $25.07 | 12/28/2009 7:53:50 PM |
| brlarue | $50.00 | $50.00 | 12/28/2009 8:55:09 PM |
| helping-out | $100.00 | $100.00 | 12/28/2009 9:05:55 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 12:59:53 AM |
| sadhikari | $50.00 | $50.00 | 12/28/2009 11:00:26 PM |
| BankofPaul | $25.00 | $25.00 | 12/29/2009 4:29:35 AM |
| NewYorker48 | $44.41 | $44.41 | 12/29/2009 11:41:52 AM |
| gothampark | $25.00 | $25.00 | 12/29/2009 1:08:17 PM |
| jybank | $25.00 | $25.00 | 12/29/2009 3:02:38 PM |
| 147 bids
|
Borrower Payment Dependent Notes Series
439421
This series of Notes was issued and sold upon the funding of the borrower loan #40226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 30.01% |
Starting monthly payment:
| $61.56 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 30.01% |
Final monthly payment:
| $61.56 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 680-699 (Nov-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 27y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,587 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 70% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| peso-electron |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for daughters school trip
Purpose of loan:
I am trying to pay for my daughter to go to Disney with her basketball team for a Holiday tournament.
My financial situation:
I am a good candidate for this loan because I only pay for my car and credit cards with my income.???My husband handles the house and all the other bills with his income.? ?I think I will even be able to pay back this loan by spring with my income tax check.? My daughter and I would greatly appreciate any help investors can offer.
Monthly net income: $ 1200????????
Monthly expenses: $?
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 200
??Utilities: $?0
??Phone, cable, internet: $ 0?
??Food, entertainment: $?0
??Clothing, household expenses $
??Credit cards and other loans: $?250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DasMula | $50.00 | $50.00 | 12/22/2009 10:10:34 PM |
| Capit0l | $25.00 | $25.00 | 12/28/2009 4:34:32 PM |
| zone6 | $218.23 | $218.23 | 12/28/2009 5:34:12 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/29/2009 7:40:14 AM |
| patriot384 | $25.00 | $25.00 | 12/29/2009 7:24:36 AM |
| supreme-hope | $25.00 | $25.00 | 12/29/2009 8:34:03 AM |
| supreme-justice3 | $100.00 | $100.00 | 12/29/2009 9:34:08 AM |
| Ven58 | $25.00 | $25.00 | 12/29/2009 9:44:49 AM |
| Skeptical-one | $100.00 | $69.52 | 12/29/2009 11:36:30 AM |
| givetolive | $25.00 | $25.00 | 12/29/2009 1:36:23 PM |
| lyrisnox | $25.00 | $25.00 | 12/29/2009 3:32:04 PM |
| taetrade | $25.00 | $25.00 | 12/29/2009 1:46:36 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/29/2009 4:04:41 PM |
| redcat57 | $25.00 | $25.00 | 12/29/2009 3:37:46 PM |
| zone6 | $25.59 | $25.59 | 12/29/2009 5:00:57 PM |
| affluence-cargo | $25.00 | $25.00 | 12/29/2009 5:07:33 PM |
| Unitas4302 | $50.00 | $50.00 | 12/23/2009 7:48:54 PM |
| d_grbg | $25.00 | $25.00 | 12/23/2009 6:36:40 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/24/2009 12:20:51 PM |
| DasMula | $50.00 | $50.00 | 12/28/2009 4:00:13 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/28/2009 8:02:56 PM |
| carrinel | $50.00 | $50.00 | 12/28/2009 7:23:12 PM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 11:05:00 PM |
| just-trade0 | $36.00 | $36.00 | 12/29/2009 8:22:53 AM |
| MrLeft | $55.00 | $55.00 | 12/29/2009 10:15:31 AM |
| durability-colonel | $50.00 | $50.00 | 12/29/2009 1:29:06 PM |
| Feyenoord | $25.00 | $25.00 | 12/29/2009 1:48:19 PM |
| Zachilles | $28.00 | $28.00 | 12/29/2009 3:38:53 PM |
| Skeptical-one | $100.00 | $100.00 | 12/29/2009 3:42:29 PM |
| seanmel | $100.00 | $100.00 | 12/29/2009 3:44:10 PM |
| PrinceValium | $25.00 | $25.00 | 12/29/2009 3:56:08 PM |
| three-for-6 | $67.66 | $67.66 | 12/29/2009 4:59:30 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
439495
This series of Notes was issued and sold upon the funding of the borrower loan #40230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $319.86 |
|
Final lender yield:
| 8.35% |
Final borrower rate/APR:
| 9.35% / 11.45% |
Final monthly payment:
| $319.63 |
| |
|
Auction yield range:
| 4.20% - 8.40% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.23% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 20
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,305 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 17% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| joshua2001 |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off 3 credit cards with rates between 16.49% and 20.99%
My financial situation: Very Stable, same job for over 4 years with small increases yearly.
I am a good candidate for this loan because I have never been late on a payment on anything. I have a solid credit rating score 750+ on all 3 credit companies, however I do not wish to play the APR change game with the credit companies anymore. This loan will be used to pay off the debt that already exists and will not be used to put myself further in debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have two inquiries in the past six months - what were these for (i.e. - other loan applications, other debt taken on, etc.)? Thanks in advance. - emunah6
A:
The most recent inquiry is from 11/06/09 for Verizon Wireless. The cell phone is used and paid for by my employer, but the phone is still in my name. The other inquiry is from 09/01/09 from Kohl's department store to take advantage of a 30% discount on two suits and a jacket that were purchased. The Kohl's account was paid in full the first month and has not had a balance on the account since.
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SkiFastBadly | $25.00 | $25.00 | 12/22/2009 5:10:48 PM |
| egw | $25.00 | $25.00 | 12/22/2009 5:11:26 PM |
| a-special-power | $25.00 | $25.00 | 12/22/2009 5:13:05 PM |
| Dahlozer | $25.00 | $25.00 | 12/22/2009 5:13:37 PM |
| BlindJoeDeath | $25.00 | $25.00 | 12/22/2009 5:13:44 PM |
| taylor883 | $25.00 | $25.00 | 12/22/2009 5:10:04 PM |
| agwosdof | $100.00 | $100.00 | 12/22/2009 5:14:05 PM |
| murlirao2002 | $25.00 | $25.00 | 12/22/2009 5:14:12 PM |
| newbietony | $30.00 | $30.00 | 12/22/2009 5:14:16 PM |
| cheapskate | $44.60 | $44.60 | 12/22/2009 5:14:42 PM |
| Pasagam | $25.00 | $25.00 | 12/22/2009 5:15:13 PM |
| Tahoeguy | $50.00 | $50.00 | 12/22/2009 5:11:55 PM |
| ghinga | $50.00 | $50.00 | 12/22/2009 5:15:36 PM |
| coin-investor | $25.00 | $25.00 | 12/22/2009 5:16:01 PM |
| mmckune | $25.00 | $25.00 | 12/22/2009 5:16:09 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/22/2009 5:16:18 PM |
| liberty-revelry2 | $25.00 | $25.00 | 12/22/2009 5:12:45 PM |
| LAKESPRING | $25.00 | $25.00 | 12/22/2009 5:16:21 PM |
| missile5 | $25.00 | $25.00 | 12/22/2009 5:16:26 PM |
| mla | $25.00 | $25.00 | 12/22/2009 5:12:59 PM |
| dpjd | $50.00 | $50.00 | 12/22/2009 5:17:02 PM |
| Pizza-man | $50.00 | $50.00 | 12/22/2009 5:17:14 PM |
| boater01 | $50.00 | $50.00 | 12/22/2009 5:13:39 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/22/2009 5:17:37 PM |
| wayman | $50.00 | $50.00 | 12/22/2009 5:18:07 PM |
| wiltonbound | $25.00 | $25.00 | 12/22/2009 5:18:11 PM |
| roto | $25.00 | $25.00 | 12/22/2009 5:18:29 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/22/2009 5:18:36 PM |
| shamil45 | $25.00 | $25.00 | 12/22/2009 5:18:48 PM |
| note-tent | $25.00 | $25.00 | 12/22/2009 5:19:02 PM |
| marinade | $25.00 | $25.00 | 12/22/2009 5:19:07 PM |
| divedude | $25.00 | $25.00 | 12/22/2009 5:15:08 PM |
| lagnisiruk | $25.00 | $25.00 | 12/22/2009 5:15:21 PM |
| mpactlender | $25.00 | $25.00 | 12/22/2009 5:19:59 PM |
| swm | $25.00 | $25.00 | 12/22/2009 5:15:26 PM |
| cladius67 | $25.00 | $25.00 | 12/22/2009 5:15:32 PM |
| chlebie | $50.00 | $50.00 | 12/22/2009 5:20:07 PM |
| swoosh | $25.00 | $25.00 | 12/22/2009 5:20:17 PM |
| srilm | $25.00 | $25.00 | 12/22/2009 5:15:52 PM |
| maule | $25.00 | $25.00 | 12/22/2009 5:20:21 PM |
| CASHGIRL | $75.00 | $75.00 | 12/22/2009 5:16:00 PM |
| Frugal | $25.00 | $25.00 | 12/22/2009 5:20:34 PM |
| desertoasis | $25.00 | $25.00 | 12/22/2009 5:16:03 PM |
| vkorichkov | $30.00 | $30.00 | 12/22/2009 5:16:12 PM |
| VBAces | $50.00 | $50.00 | 12/22/2009 5:20:52 PM |
| Hogpilot | $25.00 | $25.00 | 12/22/2009 5:16:34 PM |
| grampy48 | $25.00 | $25.00 | 12/22/2009 5:21:30 PM |
| SDNLR | $25.00 | $25.00 | 12/22/2009 5:21:36 PM |
| Trojan1976 | $25.00 | $25.00 | 12/22/2009 5:10:02 PM |
| Frenchynh | $25.00 | $25.00 | 12/22/2009 5:16:54 PM |
| LenderByDay | $25.00 | $25.00 | 12/22/2009 5:21:42 PM |
| gethsemane4 | $25.00 | $25.00 | 12/22/2009 5:21:55 PM |
| jkmphd | $25.00 | $25.00 | 12/22/2009 5:22:16 PM |
| r6guy | $25.00 | $25.00 | 12/22/2009 5:10:37 PM |
| auctionbros | $25.00 | $25.00 | 12/22/2009 5:17:32 PM |
| cheng | $25.00 | $25.00 | 12/22/2009 5:22:45 PM |
| booksleuth | $50.00 | $50.00 | 12/22/2009 5:22:59 PM |
| payout-achievement | $40.00 | $40.00 | 12/22/2009 5:17:46 PM |
| slartibardfast | $25.00 | $25.00 | 12/22/2009 5:23:16 PM |
| WalnutCreekguy | $33.00 | $33.00 | 12/22/2009 5:18:05 PM |
| Rostov | $25.00 | $25.00 | 12/22/2009 5:23:20 PM |
| crispies | $25.00 | $25.00 | 12/22/2009 5:23:27 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/22/2009 5:18:24 PM |
| dime-beeper | $25.00 | $25.00 | 12/22/2009 5:12:05 PM |
| Rob717171 | $25.00 | $25.00 | 12/22/2009 5:23:54 PM |
| dschless | $50.00 | $50.00 | 12/22/2009 5:18:40 PM |
| money-maniac | $25.00 | $25.00 | 12/22/2009 5:12:29 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/22/2009 5:12:33 PM |
| Binan | $25.00 | $25.00 | 12/22/2009 5:24:15 PM |
| spqrxxi | $25.00 | $25.00 | 12/22/2009 5:19:05 PM |
| 2helpinghands | $25.00 | $25.00 | 12/22/2009 5:19:17 PM |
| gold-sushi | $25.00 | $25.00 | 12/22/2009 5:19:30 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/22/2009 5:19:44 PM |
| exact-justice | $25.00 | $25.00 | 12/22/2009 5:19:48 PM |
| orderly-loot | $25.00 | $25.00 | 12/22/2009 5:19:51 PM |
| exact-loan5 | $25.00 | $25.00 | 12/22/2009 5:20:23 PM |
| Funds2Loan | $25.00 | $25.00 | 12/22/2009 5:13:59 PM |
| open-minded-finance1 | $25.00 | $25.00 | 12/22/2009 5:20:48 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/22/2009 5:14:23 PM |
| sloan | $25.00 | $25.00 | 12/22/2009 5:21:02 PM |
| Carne_Chung | $25.00 | $25.00 | 12/22/2009 5:14:46 PM |
| Dia_Lucrii | $25.00 | $25.00 | 12/22/2009 5:21:09 PM |
| CrossCreek | $25.00 | $25.00 | 12/22/2009 5:21:11 PM |
| mpatrick | $50.00 | $50.00 | 12/22/2009 5:14:57 PM |
| my401K | $100.00 | $100.00 | 12/22/2009 5:15:00 PM |
| melodious-fairness | $25.00 | $25.00 | 12/22/2009 5:21:20 PM |
| LiquidLender | $25.00 | $25.00 | 12/22/2009 5:15:02 PM |
| market-inspector | $25.00 | $25.00 | 12/22/2009 5:15:05 PM |
| Kmac_Lending | $25.00 | $25.00 | 12/22/2009 5:22:02 PM |
| jbaum | $25.00 | $25.00 | 12/22/2009 5:15:40 PM |
| orbital-gain | $25.00 | $25.00 | 12/22/2009 5:22:30 PM |
| Unclejohn | $35.00 | $35.00 | 12/22/2009 5:15:54 PM |
| ArmyGuy | $25.00 | $25.00 | 12/22/2009 5:22:41 PM |
| rakstar | $25.00 | $25.00 | 12/22/2009 5:15:59 PM |
| gulch | $25.00 | $25.00 | 12/22/2009 5:22:46 PM |
| AF-Chief | $27.00 | $27.00 | 12/22/2009 5:22:55 PM |
| balanced-balance6 | $50.00 | $50.00 | 12/22/2009 5:16:15 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/22/2009 5:23:10 PM |
| integrity-doctor | $50.00 | $50.00 | 12/22/2009 5:16:44 PM |
| yield-lion | $25.00 | $25.00 | 12/22/2009 5:16:51 PM |
| contract-voltage | $25.00 | $25.00 | 12/22/2009 5:24:10 PM |
| SmallTown5 | $25.00 | $25.00 | 12/22/2009 5:24:17 PM |
| Tom579 | $25.00 | $25.00 | 12/22/2009 5:17:21 PM |
| worth-quark | $25.00 | $25.00 | 12/22/2009 5:24:26 PM |
| worth-entrepreneur | $25.00 | $25.00 | 12/22/2009 5:24:30 PM |
| galaxy1 | $25.00 | $25.00 | 12/22/2009 5:17:35 PM |
| elasermd | $100.00 | $44.03 | 12/22/2009 5:24:34 PM |
| credit-kahuna | $100.00 | $100.00 | 12/22/2009 5:17:43 PM |
| personal-lender | $25.00 | $25.00 | 12/22/2009 5:17:51 PM |
| hitsman | $50.00 | $50.00 | 12/22/2009 5:18:14 PM |
| sidney102 | $50.00 | $50.00 | 12/22/2009 5:18:19 PM |
| duty-monger | $50.00 | $50.00 | 12/22/2009 5:18:24 PM |
| loanfairy | $25.00 | $25.00 | 12/22/2009 5:19:26 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 5:19:55 PM |
| SNH | $50.00 | $50.00 | 12/22/2009 5:20:13 PM |
| aycinvestments | $25.00 | $25.00 | 12/22/2009 5:20:36 PM |
| worldly-community3 | $25.00 | $25.00 | 12/22/2009 5:20:38 PM |
| PatRichi | $25.00 | $25.00 | 12/22/2009 5:20:47 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/22/2009 5:20:55 PM |
| brazilofmux | $100.00 | $100.00 | 12/22/2009 5:21:18 PM |
| money2k | $25.00 | $25.00 | 12/22/2009 5:21:26 PM |
| fortytwo | $150.00 | $150.00 | 12/22/2009 5:21:35 PM |
| a-resplendent-asset | $50.00 | $50.00 | 12/22/2009 5:22:22 PM |
| Erileb | $25.00 | $25.00 | 12/22/2009 5:22:33 PM |
| Payasoup | $60.00 | $60.00 | 12/22/2009 5:22:50 PM |
| ljay | $25.00 | $25.00 | 12/22/2009 5:22:53 PM |
| DRA-Properties | $25.00 | $25.00 | 12/22/2009 5:23:02 PM |
| bahmoose | $25.00 | $25.00 | 12/22/2009 5:24:19 PM |
| politicsman | $25.00 | $25.00 | 12/22/2009 5:24:23 PM |
| MoneyMaker249 | $25.00 | $25.00 | 12/22/2009 5:24:24 PM |
| NoNameLender | $50.00 | $50.00 | 12/23/2009 4:19:52 PM |
| wonderous-power | $25.00 | $25.00 | 12/24/2009 6:07:50 AM |
| arenangelchild | $50.00 | $50.00 | 12/24/2009 4:01:15 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/24/2009 6:20:56 PM |
| yogi1975 | $25.00 | $25.00 | 12/26/2009 10:12:13 AM |
| skillful-finance | $25.00 | $25.00 | 12/26/2009 8:42:13 PM |
| Steveoo1 | $55.00 | $55.00 | 12/27/2009 8:27:53 PM |
| outofoffice | $50.00 | $50.00 | 12/27/2009 11:49:37 AM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 10:40:48 AM |
| Cherrypicker | $50.00 | $50.00 | 12/28/2009 6:34:02 PM |
| Aristophil | $102.00 | $102.00 | 12/28/2009 7:35:37 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 7:53:12 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 7:59:12 PM |
| StanTheMan | $25.00 | $25.00 | 12/28/2009 10:37:15 PM |
| reBuild-America | $50.00 | $50.00 | 12/28/2009 10:01:28 PM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 7:01:24 AM |
| Charmart | $25.00 | $25.00 | 12/29/2009 3:22:06 AM |
| heroic-benefit | $50.00 | $50.00 | 12/22/2009 5:11:04 PM |
| five-star-note | $35.00 | $35.00 | 12/22/2009 5:12:22 PM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 5:12:52 PM |
| tresnietos | $50.00 | $50.00 | 12/22/2009 5:13:52 PM |
| MARWARISETH | $25.00 | $25.00 | 12/22/2009 5:10:16 PM |
| Aquani | $50.00 | $50.00 | 12/22/2009 5:14:11 PM |
| get30inc | $25.00 | $25.00 | 12/22/2009 5:14:24 PM |
| dollar-sunrise | $25.00 | $25.00 | 12/22/2009 5:14:47 PM |
| sunshinysmiles | $25.00 | $25.00 | 12/22/2009 5:14:59 PM |
| yachtiegirl | $25.00 | $25.00 | 12/22/2009 5:15:10 PM |
| compuguy8 | $25.00 | $25.00 | 12/22/2009 5:15:28 PM |
| gain-bee2 | $25.00 | $25.00 | 12/22/2009 5:15:42 PM |
| bonus-patriot | $25.00 | $25.00 | 12/22/2009 5:15:48 PM |
| calm-deal7 | $25.00 | $25.00 | 12/22/2009 5:12:25 PM |
| Heatguy | $75.00 | $75.00 | 12/22/2009 5:15:58 PM |
| Sefotonga | $25.00 | $25.00 | 12/22/2009 5:12:37 PM |
| forthright-dedication | $50.00 | $50.00 | 12/22/2009 5:12:49 PM |
| aasx1108 | $25.00 | $25.00 | 12/22/2009 5:16:36 PM |
| mamayama | $25.00 | $25.00 | 12/22/2009 5:16:39 PM |
| Siafu | $25.00 | $25.00 | 12/22/2009 5:13:01 PM |
| ryelk | $25.00 | $25.00 | 12/22/2009 5:16:55 PM |
| punctual-power7 | $25.00 | $25.00 | 12/22/2009 5:17:05 PM |
| salala | $25.00 | $25.00 | 12/22/2009 5:13:20 PM |
| elegant-income3 | $30.00 | $30.00 | 12/22/2009 5:17:19 PM |
| kmfreymi | $25.00 | $25.00 | 12/22/2009 5:13:24 PM |
| forthright-social | $25.00 | $25.00 | 12/22/2009 5:17:23 PM |
| syounker | $25.00 | $25.00 | 12/22/2009 5:13:30 PM |
| trade-pumpkin | $25.00 | $25.00 | 12/22/2009 5:17:30 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/22/2009 5:13:47 PM |
| currency-prometheus | $25.00 | $25.00 | 12/22/2009 5:14:00 PM |
| bchen78875 | $25.00 | $25.00 | 12/22/2009 5:18:02 PM |
| shrewd-deal | $25.00 | $25.00 | 12/22/2009 5:18:17 PM |
| JandJ-Bank | $25.00 | $25.00 | 12/22/2009 5:14:23 PM |
| thestartuplender | $35.00 | $35.00 | 12/22/2009 5:18:34 PM |
| sasa101 | $50.00 | $50.00 | 12/22/2009 5:14:27 PM |
| kchen486 | $25.00 | $25.00 | 12/22/2009 5:18:42 PM |
| helpu88 | $25.00 | $25.00 | 12/22/2009 5:14:32 PM |
| credit-tulip | $25.00 | $25.00 | 12/22/2009 5:19:20 PM |
| trapper569 | $50.00 | $50.00 | 12/22/2009 5:19:24 PM |
| leodaguy | $25.00 | $25.00 | 12/22/2009 5:15:16 PM |
| TheGrayFox | $25.00 | $25.00 | 12/22/2009 5:19:50 PM |
| omniviper | $25.00 | $25.00 | 12/22/2009 5:19:57 PM |
| fishman42 | $25.00 | $25.00 | 12/22/2009 5:15:23 PM |
| nodrivelpls | $25.00 | $25.00 | 12/22/2009 5:20:02 PM |
| tallmon | $25.00 | $25.00 | 12/22/2009 5:20:08 PM |
| talang | $25.00 | $25.00 | 12/22/2009 5:15:44 PM |
| 54CHEVY | $25.00 | $25.00 | 12/22/2009 5:20:19 PM |
| Kansas | $25.00 | $25.00 | 12/22/2009 5:16:24 PM |
| Buffer10 | $100.00 | $100.00 | 12/22/2009 5:20:59 PM |
| currency-cigar4 | $25.00 | $25.00 | 12/22/2009 5:16:38 PM |
| tmillerosu | $25.00 | $25.00 | 12/22/2009 5:16:42 PM |
| Havana21 | $25.00 | $25.00 | 12/22/2009 5:16:46 PM |
| sharkm | $40.00 | $40.00 | 12/22/2009 5:16:57 PM |
| PeterV | $25.00 | $25.00 | 12/22/2009 5:10:12 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/22/2009 5:17:07 PM |
| MoneyU4IA | $25.00 | $25.00 | 12/22/2009 5:17:11 PM |
| tidy-dime | $25.00 | $25.00 | 12/22/2009 5:22:12 PM |
| sentimental-euro | $25.00 | $25.00 | 12/22/2009 5:17:16 PM |
| gaileyb | $25.00 | $25.00 | 12/22/2009 5:22:17 PM |
| dedicated-diversification5 | $190.00 | $190.00 | 12/22/2009 5:17:25 PM |
| GyJAV_BNCCo | $40.00 | $40.00 | 12/22/2009 5:22:39 PM |
| E_G | $30.00 | $30.00 | 12/22/2009 5:17:39 PM |
| TigerForce | $25.00 | $25.00 | 12/22/2009 5:23:06 PM |
| rolandweary | $40.00 | $40.00 | 12/22/2009 5:17:52 PM |
| keeminn | $25.00 | $25.00 | 12/22/2009 5:23:18 PM |
| tobin | $30.00 | $30.00 | 12/22/2009 5:23:23 PM |
| Danfromnapa | $50.00 | $50.00 | 12/22/2009 5:23:31 PM |
| Kaj | $25.00 | $25.00 | 12/22/2009 5:18:32 PM |
| roxon | $25.00 | $25.00 | 12/22/2009 5:23:43 PM |
| Banker7371 | $25.00 | $25.00 | 12/22/2009 5:23:48 PM |
| fjacome77 | $25.00 | $25.00 | 12/22/2009 5:18:41 PM |
| loan-squadron | $50.00 | $50.00 | 12/22/2009 5:18:44 PM |
| super100 | $50.00 | $50.00 | 12/22/2009 5:18:59 PM |
| adir1 | $25.00 | $25.00 | 12/22/2009 5:24:28 PM |
| E2BGR8 | $25.00 | $25.00 | 12/22/2009 5:19:12 PM |
| inspire22 | $25.00 | $25.00 | 12/22/2009 5:19:15 PM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/22/2009 5:13:10 PM |
| order-prospector | $50.00 | $50.00 | 12/22/2009 5:13:14 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/22/2009 5:19:39 PM |
| techvet | $25.00 | $25.00 | 12/22/2009 5:19:49 PM |
| healthy-diversification | $25.00 | $25.00 | 12/22/2009 5:20:28 PM |
| Josta | $50.00 | $50.00 | 12/22/2009 5:13:57 PM |
| TennSquire | $25.00 | $25.00 | 12/22/2009 5:20:32 PM |
| kalyani74 | $50.00 | $50.00 | 12/22/2009 5:14:13 PM |
| blooming-dedication | $50.00 | $50.00 | 12/22/2009 5:21:03 PM |
| DrStaff | $44.07 | $44.07 | 12/22/2009 5:14:40 PM |
| standanddeliver | $25.00 | $25.00 | 12/22/2009 5:21:06 PM |
| Supernick | $50.00 | $50.00 | 12/22/2009 5:14:50 PM |
| fatson43 | $25.00 | $25.00 | 12/22/2009 5:14:54 PM |
| charb57 | $25.00 | $25.00 | 12/22/2009 5:21:58 PM |
| Theboof | $25.00 | $25.00 | 12/22/2009 5:22:27 PM |
| tomchap | $25.00 | $25.00 | 12/22/2009 5:15:44 PM |
| aldeed | $25.00 | $25.00 | 12/22/2009 5:22:37 PM |
| lendme2 | $29.57 | $29.57 | 12/22/2009 5:15:59 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/22/2009 5:22:47 PM |
| metro457 | $25.00 | $25.00 | 12/22/2009 5:16:06 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/22/2009 5:23:07 PM |
| professional-finance | $25.00 | $25.00 | 12/22/2009 5:16:30 PM |
| Dunndeal4u | $25.00 | $25.00 | 12/22/2009 5:23:13 PM |
| independent-investment | $25.00 | $25.00 | 12/22/2009 5:16:43 PM |
| Munnie | $25.00 | $25.00 | 12/22/2009 5:23:32 PM |
| dollar-oracle55 | $25.00 | $25.00 | 12/22/2009 5:23:35 PM |
| Doodlemeyer | $25.00 | $25.00 | 12/22/2009 5:16:59 PM |
| jeg3k | $25.00 | $25.00 | 12/22/2009 5:17:10 PM |
| iflyunited | $29.00 | $29.00 | 12/22/2009 5:24:17 PM |
| astute-dollar | $50.00 | $50.00 | 12/22/2009 5:17:28 PM |
| tremendous-payment | $25.00 | $25.00 | 12/22/2009 5:17:41 PM |
| RetiredATC | $25.00 | $25.00 | 12/22/2009 5:17:56 PM |
| benefit-squirrel | $30.00 | $30.00 | 12/22/2009 5:18:08 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/22/2009 5:18:26 PM |
| hutch13 | $50.00 | $50.00 | 12/22/2009 5:18:46 PM |
| RebuildALife | $25.00 | $25.00 | 12/22/2009 5:18:53 PM |
| UBOtto186 | $25.00 | $25.00 | 12/22/2009 5:18:57 PM |
| katnmouse | $25.00 | $25.00 | 12/22/2009 5:19:10 PM |
| pleasant-basis | $25.00 | $25.00 | 12/22/2009 5:19:31 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/22/2009 5:19:37 PM |
| Picopie | $50.00 | $50.00 | 12/22/2009 5:20:15 PM |
| jleng | $25.00 | $25.00 | 12/22/2009 5:20:26 PM |
| flopcat | $25.00 | $25.00 | 12/22/2009 5:20:41 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/22/2009 5:20:43 PM |
| steady-gain5 | $25.00 | $25.00 | 12/22/2009 5:21:09 PM |
| JGB | $25.00 | $25.00 | 12/22/2009 5:21:22 PM |
| KiwiElf | $25.00 | $25.00 | 12/22/2009 5:21:29 PM |
| skiberdad | $50.00 | $50.00 | 12/22/2009 5:21:51 PM |
| ciscoparrot | $25.00 | $25.00 | 12/22/2009 5:22:11 PM |
| lounges | $25.00 | $25.00 | 12/22/2009 5:22:24 PM |
| restless-currency | $25.00 | $25.00 | 12/22/2009 5:23:44 PM |
| wjareg08 | $25.00 | $25.00 | 12/22/2009 5:23:57 PM |
| kenji4861 | $25.00 | $25.00 | 12/22/2009 5:24:01 PM |
| thedoctor | $80.00 | $80.00 | 12/22/2009 5:37:00 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:46:09 PM |
| dmitriy2 | $25.00 | $25.00 | 12/23/2009 4:29:19 PM |
| Spiv_51 | $25.00 | $25.00 | 12/24/2009 3:16:56 AM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:17:27 AM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:42:21 AM |
| springpanda | $25.00 | $25.00 | 12/26/2009 1:13:38 PM |
| interstellar | $25.73 | $25.73 | 12/26/2009 12:26:50 PM |
| JackinGreen | $150.00 | $150.00 | 12/27/2009 3:48:10 AM |
| triumphant-bonus | $50.00 | $50.00 | 12/28/2009 8:35:06 AM |
| zoomdrm57 | $26.00 | $26.00 | 12/28/2009 11:58:05 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 1:33:04 PM |
| all_of_that_one | $35.00 | $35.00 | 12/28/2009 5:56:39 PM |
| Archchancellor | $100.00 | $100.00 | 12/28/2009 6:43:52 PM |
| greenback-companion8 | $25.00 | $25.00 | 12/28/2009 6:09:48 PM |
| justice-hawk | $25.00 | $25.00 | 12/28/2009 8:49:50 PM |
| brlarue | $50.00 | $50.00 | 12/28/2009 9:03:29 PM |
| bank-examiner | $25.00 | $25.00 | 12/28/2009 11:18:44 PM |
| MoneyTree79 | $50.00 | $50.00 | 12/28/2009 9:41:15 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:01 AM |
| 296 bids
|
Borrower Payment Dependent Notes Series
439517
This series of Notes was issued and sold upon the funding of the borrower loan #40222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.51% |
Starting monthly payment:
| $486.83 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $486.48 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,492 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| zeavrangroup |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DISCOVER CARD CHARGED TOO HIGH!
Purpose of loan:
This loan will be used to? pay off my credit card bills (the credit card was because my wife used ?DISCOVER CARD with extremely high interest rate,disproportionate to my credit rating. I want to paid it off so i can closed? the account and promised? to myself not to use DISCOVER CARD EVER. Their charges are ridiculous and very ?unethical.
My financial situation:
I? am a prosper member for at least 3 years now. I lend money to other prosper members ?for a total of almost $6,000.00. I also have some money in? the stock market?.
I am a good candidate for this loan because? I have a very good credit score. I pay my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and monthly expenses with amounts. Thanks. - exciting-fairness
A:
$ 2,625 - house mortgage
833 - car payment for 2 cars
556 - utilities including phone, cell phones, gas, electricity, water
750 - food / groceries
309 - minimum payment for 3 credit cards
500 - miscellaneous
500 - kids' extra-curricular classes
$7,500-$8,000 - net monthly take home
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| iolaire | $25.00 | $25.00 | 12/23/2009 9:44:37 AM |
| elasermd | $50.00 | $50.00 | 12/23/2009 9:46:10 AM |
| HeavyDriver03 | $25.00 | $25.00 | 12/23/2009 9:48:13 AM |
| dal_usa | $25.00 | $25.00 | 12/23/2009 9:48:23 AM |
| gstheory | $100.00 | $100.00 | 12/23/2009 9:48:49 AM |
| janasek | $25.00 | $25.00 | 12/23/2009 9:48:52 AM |
| Reinadog9 | $25.00 | $25.00 | 12/23/2009 9:48:58 AM |
| elegant-bonus | $25.00 | $25.00 | 12/23/2009 9:49:08 AM |
| d_grbg | $25.00 | $25.00 | 12/23/2009 9:49:21 AM |
| radiant-fund | $25.00 | $25.00 | 12/23/2009 9:49:28 AM |
| kegs | $100.00 | $100.00 | 12/23/2009 9:49:38 AM |
| alverado | $25.00 | $25.00 | 12/23/2009 9:49:45 AM |
| Pilotaceh | $25.00 | $25.00 | 12/23/2009 9:49:54 AM |
| kmr2 | $50.00 | $50.00 | 12/23/2009 9:50:20 AM |
| SilverRain | $25.00 | $25.00 | 12/23/2009 9:44:31 AM |
| Sefotonga | $25.00 | $25.00 | 12/23/2009 9:51:29 AM |
| creative-gold | $25.00 | $25.00 | 12/23/2009 9:44:36 AM |
| a-special-power | $25.00 | $25.00 | 12/23/2009 9:51:37 AM |
| order-prospector | $50.00 | $50.00 | 12/23/2009 9:51:39 AM |
| BlindJoeDeath | $25.00 | $25.00 | 12/23/2009 9:51:51 AM |
| currency-prometheus | $25.00 | $25.00 | 12/23/2009 9:52:01 AM |
| PhalanxBulldog | $25.00 | $25.00 | 12/23/2009 9:52:09 AM |
| leodaguy | $25.00 | $25.00 | 12/23/2009 9:52:22 AM |
| jbaum | $25.00 | $25.00 | 12/23/2009 9:52:36 AM |
| Havana21 | $25.00 | $25.00 | 12/23/2009 9:52:55 AM |
| ryelk | $25.00 | $25.00 | 12/23/2009 9:53:00 AM |
| dedicated-diversification5 | $190.00 | $190.00 | 12/23/2009 9:53:17 AM |
| trade-pumpkin | $25.00 | $25.00 | 12/23/2009 9:53:20 AM |
| payout-achievement | $40.00 | $40.00 | 12/23/2009 9:53:31 AM |
| wiltonbound | $25.00 | $25.00 | 12/23/2009 9:53:49 AM |
| duty-monger | $50.00 | $50.00 | 12/23/2009 9:54:02 AM |
| note-tent | $25.00 | $25.00 | 12/23/2009 9:54:21 AM |
| credit-tulip | $25.00 | $25.00 | 12/23/2009 9:54:25 AM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/23/2009 9:54:35 AM |
| nodrivelpls | $25.00 | $25.00 | 12/23/2009 9:54:38 AM |
| LynJohn1023 | $25.00 | $25.00 | 12/23/2009 9:48:05 AM |
| 54CHEVY | $25.00 | $25.00 | 12/23/2009 9:54:45 AM |
| flopcat | $25.00 | $25.00 | 12/23/2009 9:54:55 AM |
| open-minded-finance1 | $25.00 | $25.00 | 12/23/2009 9:54:58 AM |
| galtsgulch | $25.00 | $25.00 | 12/23/2009 9:48:30 AM |
| melodious-fairness | $25.00 | $25.00 | 12/23/2009 9:55:16 AM |
| pythia | $25.00 | $25.00 | 12/23/2009 9:55:30 AM |
| gethsemane4 | $25.00 | $25.00 | 12/23/2009 9:55:37 AM |
| peso-mate | $25.00 | $25.00 | 12/23/2009 9:48:57 AM |
| cheng | $25.00 | $25.00 | 12/23/2009 9:55:52 AM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/23/2009 9:55:57 AM |
| Onesiphorus | $25.00 | $25.00 | 12/23/2009 9:49:17 AM |
| booksleuth | $50.00 | $50.00 | 12/23/2009 9:56:07 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/23/2009 9:49:23 AM |
| p2ploan-leaper | $50.00 | $50.00 | 12/23/2009 9:56:11 AM |
| ddogs | $25.00 | $25.00 | 12/23/2009 9:49:31 AM |
| Danfromnapa | $50.00 | $50.00 | 12/23/2009 9:56:18 AM |
| ibuystk | $50.00 | $50.00 | 12/23/2009 9:49:39 AM |
| Binan | $25.00 | $25.00 | 12/23/2009 9:56:32 AM |
| whsprint | $25.00 | $25.00 | 12/23/2009 9:56:44 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/23/2009 9:50:12 AM |
| CalBear5 | $25.00 | $25.00 | 12/23/2009 9:56:54 AM |
| infinitemudra | $25.00 | $25.00 | 12/23/2009 9:51:10 AM |
| MrMoney0622 | $25.00 | $25.00 | 12/23/2009 9:57:04 AM |
| bright-investment | $25.00 | $25.00 | 12/23/2009 9:51:32 AM |
| kanemochi | $25.00 | $25.00 | 12/23/2009 9:57:13 AM |
| kmfreymi | $25.00 | $25.00 | 12/23/2009 9:51:41 AM |
| PROFITABLE7 | $25.00 | $25.00 | 12/23/2009 9:57:16 AM |
| Josta | $50.00 | $50.00 | 12/23/2009 9:51:58 AM |
| aventurer | $25.00 | $25.00 | 12/23/2009 9:57:21 AM |
| kalyani74 | $50.00 | $50.00 | 12/23/2009 9:52:07 AM |
| dmfog | $25.00 | $25.00 | 12/23/2009 9:57:24 AM |
| Supernick | $50.00 | $50.00 | 12/23/2009 9:52:14 AM |
| CSUgrad08 | $25.00 | $25.00 | 12/23/2009 9:57:29 AM |
| swm | $25.00 | $25.00 | 12/23/2009 9:52:26 AM |
| JohnW12 | $25.00 | $25.00 | 12/23/2009 9:57:34 AM |
| treasure-generator | $25.00 | $25.00 | 12/23/2009 9:52:33 AM |
| kmwvma | $25.00 | $25.00 | 12/23/2009 9:57:40 AM |
| Unclejohn | $35.00 | $35.00 | 12/23/2009 9:52:43 AM |
| burrito6 | $25.00 | $12.19 | 12/23/2009 9:57:45 AM |
| Frenchynh | $25.00 | $25.00 | 12/23/2009 9:52:58 AM |
| sharkm | $40.00 | $40.00 | 12/23/2009 9:53:02 AM |
| MoneyU4IA | $25.00 | $25.00 | 12/23/2009 9:53:10 AM |
| elegant-income3 | $30.00 | $30.00 | 12/23/2009 9:53:14 AM |
| tremendous-payment | $25.00 | $25.00 | 12/23/2009 9:53:28 AM |
| rolandweary | $40.00 | $40.00 | 12/23/2009 9:53:34 AM |
| bchen78875 | $25.00 | $25.00 | 12/23/2009 9:53:38 AM |
| hope-eagle6 | $25.00 | $25.00 | 12/23/2009 9:54:07 AM |
| hutch13 | $50.00 | $50.00 | 12/23/2009 9:54:18 AM |
| trapper569 | $50.00 | $50.00 | 12/23/2009 9:54:28 AM |
| loanfairy | $25.00 | $25.00 | 12/23/2009 9:54:29 AM |
| Picopie | $50.00 | $50.00 | 12/23/2009 9:54:42 AM |
| maule | $25.00 | $25.00 | 12/23/2009 9:54:47 AM |
| TennSquire | $25.00 | $25.00 | 12/23/2009 9:54:51 AM |
| Buffer10 | $100.00 | $100.00 | 12/23/2009 9:55:02 AM |
| standanddeliver | $25.00 | $25.00 | 12/23/2009 9:55:06 AM |
| brazilofmux | $100.00 | $100.00 | 12/23/2009 9:55:14 AM |
| LenderByDay | $25.00 | $25.00 | 12/23/2009 9:55:24 AM |
| gaileyb | $25.00 | $25.00 | 12/23/2009 9:55:42 AM |
| aldeed | $25.00 | $25.00 | 12/23/2009 9:55:46 AM |
| AF-Chief | $27.00 | $27.00 | 12/23/2009 9:56:05 AM |
| diplomatic-point4 | $50.00 | $50.00 | 12/23/2009 9:56:12 AM |
| keeminn | $25.00 | $25.00 | 12/23/2009 9:56:16 AM |
| politicsman | $25.00 | $25.00 | 12/23/2009 9:56:35 AM |
| adir1 | $25.00 | $25.00 | 12/23/2009 9:56:38 AM |
| kelseyshea | $25.00 | $25.00 | 12/23/2009 9:56:40 AM |
| Luv2Bless | $25.00 | $25.00 | 12/23/2009 9:56:51 AM |
| RICHMONDREB | $25.00 | $25.00 | 12/23/2009 9:56:56 AM |
| Prosp_Lender | $25.00 | $25.00 | 12/23/2009 9:57:10 AM |
| okkman | $25.00 | $25.00 | 12/23/2009 9:57:25 AM |
| serpentine | $50.00 | $50.00 | 12/23/2009 9:57:38 AM |
| Dillonmd58 | $25.00 | $25.00 | 12/23/2009 9:44:34 AM |
| availableloan | $25.00 | $25.00 | 12/23/2009 9:47:43 AM |
| slim_pickins | $25.00 | $25.00 | 12/23/2009 9:48:41 AM |
| lively-exchange | $25.00 | $25.00 | 12/23/2009 9:49:00 AM |
| moneysuccess | $25.00 | $25.00 | 12/23/2009 9:49:07 AM |
| djh47a | $30.00 | $30.00 | 12/23/2009 9:49:12 AM |
| calm-deal7 | $50.00 | $50.00 | 12/23/2009 9:49:43 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/23/2009 9:49:51 AM |
| foxy-fund | $50.00 | $50.00 | 12/23/2009 9:49:57 AM |
| BigMoney56 | $25.00 | $25.00 | 12/23/2009 9:50:17 AM |
| egw | $25.00 | $25.00 | 12/23/2009 9:50:32 AM |
| PeterV | $25.00 | $25.00 | 12/23/2009 9:51:00 AM |
| liberty-revelry2 | $25.00 | $25.00 | 12/23/2009 9:51:30 AM |
| Siafu | $25.00 | $25.00 | 12/23/2009 9:51:35 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/23/2009 9:51:54 AM |
| helpu88 | $25.00 | $25.00 | 12/23/2009 9:52:12 AM |
| LiquidLender | $25.00 | $25.00 | 12/23/2009 9:52:17 AM |
| yachtiegirl | $25.00 | $25.00 | 12/23/2009 9:52:20 AM |
| compuguy8 | $25.00 | $25.00 | 12/23/2009 9:52:27 AM |
| metro457 | $25.00 | $25.00 | 12/23/2009 9:52:46 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/23/2009 9:52:50 AM |
| aasx1108 | $25.00 | $25.00 | 12/23/2009 9:52:52 AM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 9:52:54 AM |
| dpjd | $50.00 | $50.00 | 12/23/2009 9:53:05 AM |
| jeg3k | $25.00 | $25.00 | 12/23/2009 9:53:09 AM |
| forthright-social | $25.00 | $25.00 | 12/23/2009 9:53:16 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/23/2009 9:53:24 AM |
| wayman | $50.00 | $50.00 | 12/23/2009 9:53:42 AM |
| thedoctor | $80.00 | $80.00 | 12/23/2009 10:05:13 AM |
| useful-p2ploan | $50.00 | $50.00 | 12/23/2009 9:54:04 AM |
| Kaj | $25.00 | $25.00 | 12/23/2009 9:54:11 AM |
| UBOtto186 | $25.00 | $25.00 | 12/23/2009 9:54:19 AM |
| healthy-diversification | $25.00 | $25.00 | 12/23/2009 9:54:50 AM |
| sloan | $25.00 | $25.00 | 12/23/2009 9:55:03 AM |
| steady-gain5 | $25.00 | $25.00 | 12/23/2009 9:55:12 AM |
| dunedin | $25.00 | $25.00 | 12/23/2009 9:55:23 AM |
| Kmac_Lending | $25.00 | $25.00 | 12/23/2009 9:55:39 AM |
| Banker7371 | $25.00 | $25.00 | 12/23/2009 9:56:26 AM |
| bahmoose | $25.00 | $25.00 | 12/23/2009 9:56:34 AM |
| gmilliken | $25.00 | $25.00 | 12/23/2009 9:56:59 AM |
| qitaana | $25.00 | $25.00 | 12/23/2009 9:57:06 AM |
| docktah | $50.00 | $50.00 | 12/23/2009 9:57:24 AM |
| EmeritusX | $25.00 | $25.00 | 12/23/2009 10:09:56 AM |
| junes08 | $36.96 | $36.96 | 12/23/2009 12:18:18 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/23/2009 10:11:23 AM |
| Ven58 | $25.00 | $25.00 | 12/23/2009 10:11:56 AM |
| reBuild-America | $25.00 | $25.00 | 12/23/2009 10:53:57 AM |
| wonderous-power | $25.00 | $25.00 | 12/24/2009 6:10:58 AM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:30:45 AM |
| Finspons | $30.00 | $30.00 | 12/24/2009 11:31:49 AM |
| Aristophil | $100.00 | $100.00 | 12/24/2009 8:49:30 AM |
| stemper | $50.00 | $50.00 | 12/24/2009 5:52:23 PM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:48:51 AM |
| microfunder | $25.00 | $25.00 | 12/26/2009 6:16:56 AM |
| emunah6 | $25.00 | $25.00 | 12/26/2009 8:46:19 PM |
| wildanne | $25.00 | $25.00 | 12/26/2009 12:18:12 PM |
| outofoffice | $50.00 | $50.00 | 12/27/2009 11:50:41 AM |
| squarebob | $25.00 | $25.00 | 12/27/2009 12:23:39 PM |
| Havnfun | $25.00 | $25.00 | 12/27/2009 4:16:09 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/28/2009 11:59:45 AM |
| TommyTucker | $50.00 | $50.00 | 12/28/2009 2:48:53 PM |
| skillful-asset5 | $75.00 | $75.00 | 12/28/2009 5:29:14 PM |
| e3oM | $50.00 | $50.00 | 12/28/2009 10:40:06 PM |
| jakespirit | $25.00 | $25.00 | 12/29/2009 1:01:03 AM |
| Gaelicman | $67.85 | $67.85 | 12/28/2009 11:36:59 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:05 AM |
| balance-chestnut | $25.00 | $25.00 | 12/29/2009 7:46:31 AM |
| bruin558 | $40.00 | $40.00 | 12/29/2009 10:36:31 AM |
| Frugal | $25.00 | $25.00 | 12/29/2009 10:37:39 AM |
| savedollarinc | $25.00 | $25.00 | 12/29/2009 10:51:51 AM |
| smart-gold | $25.00 | $25.00 | 12/29/2009 11:20:38 AM |
| tender-ore | $25.00 | $25.00 | 12/29/2009 1:00:13 PM |
| truth-candy | $25.00 | $25.00 | 12/29/2009 12:14:06 PM |
| nimcha | $50.00 | $50.00 | 12/29/2009 2:42:08 PM |
| credit-observatory | $25.00 | $25.00 | 12/29/2009 2:27:18 PM |
| creative-reward1 | $25.00 | $25.00 | 12/29/2009 5:12:21 PM |
| peaceful-cash5 | $25.51 | $25.51 | 12/29/2009 6:27:03 PM |
| starry2001 | $25.00 | $25.00 | 12/29/2009 8:08:59 PM |
| agbullet55443 | $100.00 | $100.00 | 12/29/2009 10:18:08 PM |
| creativename | $40.00 | $40.00 | 12/29/2009 10:25:37 PM |
| patriot384 | $150.00 | $150.00 | 12/30/2009 6:34:07 AM |
| jtoms101 | $34.74 | $34.74 | 12/30/2009 5:16:18 AM |
| schnarff | $25.00 | $25.00 | 12/30/2009 3:26:21 AM |
| drummerdad | $25.00 | $25.00 | 12/30/2009 6:15:38 AM |
| noble-moola | $25.00 | $25.00 | 12/30/2009 6:44:14 AM |
| Goodlender42 | $50.00 | $50.00 | 12/30/2009 7:05:36 AM |
| Aristophil | $200.00 | $200.00 | 12/30/2009 7:50:33 AM |
| balance-chestnut | $25.00 | $25.00 | 12/30/2009 7:44:27 AM |
| triumphant-bonus | $50.93 | $50.93 | 12/30/2009 7:55:39 AM |
| jguerrajr | $30.30 | $30.30 | 12/30/2009 8:26:33 AM |
| lucrative-worth | $152.32 | $152.32 | 12/30/2009 8:28:28 AM |
| skillful-asset5 | $100.00 | $100.00 | 12/30/2009 9:16:17 AM |
| Bidwinner08 | $43.85 | $43.85 | 12/30/2009 9:06:07 AM |
| velocity-winner | $25.00 | $25.00 | 12/30/2009 9:41:44 AM |
| socal-lender | $25.00 | $25.00 | 12/30/2009 9:37:17 AM |
| BMGlending | $25.00 | $25.00 | 12/23/2009 9:48:27 AM |
| dunox | $25.00 | $25.00 | 12/23/2009 9:48:47 AM |
| Mickeyblu | $25.00 | $25.00 | 12/23/2009 9:48:51 AM |
| tuneman1980 | $25.00 | $25.00 | 12/23/2009 9:49:05 AM |
| plentiful-reward | $50.00 | $50.00 | 12/23/2009 9:49:15 AM |
| newyork6264 | $25.00 | $25.00 | 12/23/2009 9:49:26 AM |
| the-bright-velocity | $50.00 | $50.00 | 12/23/2009 9:49:36 AM |
| a-versatile-power | $25.00 | $25.00 | 12/23/2009 9:49:41 AM |
| leftcoast52 | $25.00 | $25.00 | 12/23/2009 9:49:48 AM |
| head | $25.00 | $25.00 | 12/23/2009 9:50:09 AM |
| rhodylend | $25.00 | $25.00 | 12/23/2009 9:50:29 AM |
| summerlander | $25.00 | $25.00 | 12/23/2009 9:44:30 AM |
| dime-beeper | $25.00 | $25.00 | 12/23/2009 9:51:25 AM |
| lend_to_you | $50.00 | $50.00 | 12/23/2009 9:44:33 AM |
| mla | $25.00 | $25.00 | 12/23/2009 9:51:34 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/23/2009 9:51:38 AM |
| kenji4861 | $25.00 | $25.00 | 12/23/2009 9:44:52 AM |
| boater01 | $50.00 | $50.00 | 12/23/2009 9:51:46 AM |
| tresnietos | $50.00 | $50.00 | 12/23/2009 9:51:56 AM |
| agwosdof | $100.00 | $100.00 | 12/23/2009 9:52:02 AM |
| get30inc | $25.00 | $25.00 | 12/23/2009 9:52:11 AM |
| lagnisiruk | $25.00 | $25.00 | 12/23/2009 9:52:24 AM |
| talang | $25.00 | $25.00 | 12/23/2009 9:52:39 AM |
| yield-lion | $25.00 | $25.00 | 12/23/2009 9:52:57 AM |
| Pizza-man | $50.00 | $50.00 | 12/23/2009 9:53:12 AM |
| astute-dollar | $50.00 | $50.00 | 12/23/2009 9:53:19 AM |
| E_G | $30.00 | $30.00 | 12/23/2009 9:53:25 AM |
| personal-lender | $25.00 | $25.00 | 12/23/2009 9:53:33 AM |
| benefit-squirrel | $30.00 | $30.00 | 12/23/2009 9:53:43 AM |
| shrewd-deal | $25.00 | $25.00 | 12/23/2009 9:53:55 AM |
| kchen486 | $25.00 | $25.00 | 12/23/2009 9:54:16 AM |
| E2BGR8 | $25.00 | $25.00 | 12/23/2009 9:54:24 AM |
| omerta6102 | $50.00 | $50.00 | 12/23/2009 9:54:31 AM |
| Flatfoot | $50.00 | $50.00 | 12/23/2009 9:48:02 AM |
| techvet | $25.00 | $25.00 | 12/23/2009 9:54:36 AM |
| chlebie | $50.00 | $50.00 | 12/23/2009 9:54:39 AM |
| jsw7us | $50.00 | $50.00 | 12/23/2009 9:48:08 AM |
| worldly-community3 | $25.00 | $25.00 | 12/23/2009 9:54:54 AM |
| PatRichi | $25.00 | $25.00 | 12/23/2009 9:54:56 AM |
| VBAces | $50.00 | $50.00 | 12/23/2009 9:54:59 AM |
| KiwiElf | $25.00 | $25.00 | 12/23/2009 9:55:19 AM |
| takabanana | $25.00 | $25.00 | 12/23/2009 9:48:43 AM |
| cyberie21 | $40.00 | $40.00 | 12/23/2009 9:55:36 AM |
| Phantom99 | $25.00 | $25.00 | 12/23/2009 9:48:56 AM |
| lounges | $25.00 | $25.00 | 12/23/2009 9:55:45 AM |
| silver-armada | $100.00 | $100.00 | 12/23/2009 9:49:02 AM |
| gulch | $25.00 | $25.00 | 12/23/2009 9:55:55 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/23/2009 9:49:14 AM |
| Payasoup | $60.00 | $60.00 | 12/23/2009 9:55:58 AM |
| czar3 | $40.00 | $40.00 | 12/23/2009 9:49:22 AM |
| DRA-Properties | $25.00 | $25.00 | 12/23/2009 9:56:09 AM |
| ocho | $25.00 | $25.00 | 12/23/2009 9:49:30 AM |
| Dunndeal4u | $25.00 | $25.00 | 12/23/2009 9:56:14 AM |
| green-stockpiler | $25.00 | $25.00 | 12/23/2009 9:49:34 AM |
| dollar-oracle55 | $25.00 | $25.00 | 12/23/2009 9:56:20 AM |
| julijask | $25.00 | $25.00 | 12/23/2009 9:49:40 AM |
| drumcorpsnut | $50.00 | $50.00 | 12/23/2009 9:56:42 AM |
| money-shaker | $25.00 | $25.00 | 12/23/2009 9:50:05 AM |
| systemlender | $25.00 | $25.00 | 12/23/2009 9:56:49 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/23/2009 9:50:23 AM |
| schpere | $25.00 | $25.00 | 12/23/2009 9:57:02 AM |
| kirkmountain | $25.00 | $25.00 | 12/23/2009 9:57:09 AM |
| salala | $25.00 | $25.00 | 12/23/2009 9:51:40 AM |
| djronin47 | $25.00 | $25.00 | 12/23/2009 9:57:14 AM |
| Dahlozer | $25.00 | $25.00 | 12/23/2009 9:51:44 AM |
| purgolder83 | $25.00 | $25.00 | 12/23/2009 9:57:20 AM |
| Aquani | $50.00 | $50.00 | 12/23/2009 9:52:04 AM |
| skiingawfs | $25.00 | $25.00 | 12/23/2009 9:57:22 AM |
| yield-hero4 | $25.00 | $25.00 | 12/23/2009 9:57:27 AM |
| fishman42 | $25.00 | $25.00 | 12/23/2009 9:52:25 AM |
| larrybird | $100.00 | $100.00 | 12/23/2009 9:57:30 AM |
| cladius67 | $25.00 | $25.00 | 12/23/2009 9:52:28 AM |
| bigphish | $25.00 | $25.00 | 12/23/2009 9:57:35 AM |
| srilm | $25.00 | $25.00 | 12/23/2009 9:52:41 AM |
| Astounding | $25.00 | $25.00 | 12/23/2009 9:57:41 AM |
| desertoasis | $25.00 | $25.00 | 12/23/2009 9:52:45 AM |
| punctual-power7 | $25.00 | $25.00 | 12/23/2009 9:53:06 AM |
| sentimental-euro | $25.00 | $25.00 | 12/23/2009 9:53:13 AM |
| galaxy1 | $25.00 | $25.00 | 12/23/2009 9:53:23 AM |
| credit-kahuna | $100.00 | $100.00 | 12/23/2009 9:53:29 AM |
| RetiredATC | $25.00 | $25.00 | 12/23/2009 9:53:36 AM |
| hitsman | $50.00 | $50.00 | 12/23/2009 9:53:52 AM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/23/2009 9:54:14 AM |
| marinade | $25.00 | $25.00 | 12/23/2009 9:54:23 AM |
| SNH | $50.00 | $50.00 | 12/23/2009 9:54:41 AM |
| swoosh | $25.00 | $25.00 | 12/23/2009 9:54:44 AM |
| exact-loan5 | $25.00 | $25.00 | 12/23/2009 9:54:49 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/23/2009 9:55:01 AM |
| blooming-dedication | $50.00 | $50.00 | 12/23/2009 9:55:04 AM |
| CrossCreek | $25.00 | $25.00 | 12/23/2009 9:55:13 AM |
| fortytwo | $150.00 | $150.00 | 12/23/2009 9:55:21 AM |
| tidy-dime | $25.00 | $25.00 | 12/23/2009 9:55:40 AM |
| a-resplendent-asset | $50.00 | $50.00 | 12/23/2009 9:55:43 AM |
| ljay | $25.00 | $25.00 | 12/23/2009 9:56:03 AM |
| TigerForce | $25.00 | $25.00 | 12/23/2009 9:56:10 AM |
| restless-currency | $25.00 | $25.00 | 12/23/2009 9:56:25 AM |
| contract-voltage | $25.00 | $25.00 | 12/23/2009 9:56:32 AM |
| MoneyMaker249 | $25.00 | $25.00 | 12/23/2009 9:56:36 AM |
| wonderful-return5 | $25.00 | $25.00 | 12/23/2009 9:56:39 AM |
| microlendblvr | $50.00 | $50.00 | 12/23/2009 9:56:53 AM |
| Justbiz | $32.72 | $32.72 | 12/23/2009 9:57:00 AM |
| bmkenn | $50.00 | $50.00 | 12/23/2009 9:57:19 AM |
| AKJagMan | $25.00 | $25.00 | 12/23/2009 9:57:32 AM |
| ADIDASNO | $25.00 | $25.00 | 12/23/2009 9:57:43 AM |
| loan-machine1 | $25.00 | $25.00 | 12/23/2009 9:44:28 AM |
| Rob717171 | $25.00 | $25.00 | 12/23/2009 9:44:40 AM |
| romario | $50.00 | $50.00 | 12/23/2009 10:00:18 AM |
| lowcostmoney | $25.00 | $25.00 | 12/23/2009 9:48:18 AM |
| mrusso31 | $25.00 | $25.00 | 12/23/2009 9:48:39 AM |
| unix_jedi | $50.00 | $50.00 | 12/23/2009 9:49:11 AM |
| dparkhom | $25.00 | $25.00 | 12/23/2009 9:49:25 AM |
| littlemonkey | $25.00 | $25.00 | 12/23/2009 9:49:59 AM |
| Scoote2912 | $25.00 | $25.00 | 12/23/2009 9:50:15 AM |
| Trojan1976 | $25.00 | $25.00 | 12/23/2009 9:50:57 AM |
| MARWARISETH | $25.00 | $25.00 | 12/23/2009 9:51:03 AM |
| forthright-dedication | $50.00 | $50.00 | 12/23/2009 9:51:31 AM |
| syounker | $25.00 | $25.00 | 12/23/2009 9:51:42 AM |
| Funds2Loan | $25.00 | $25.00 | 12/23/2009 9:51:59 AM |
| fatson43 | $25.00 | $25.00 | 12/23/2009 9:52:15 AM |
| divedude | $25.00 | $25.00 | 12/23/2009 9:52:19 AM |
| Pasagam | $25.00 | $25.00 | 12/23/2009 9:52:21 AM |
| ghinga | $50.00 | $50.00 | 12/23/2009 9:52:29 AM |
| balanced-balance6 | $50.00 | $50.00 | 12/23/2009 9:52:48 AM |
| Hogpilot | $25.00 | $25.00 | 12/23/2009 9:52:51 AM |
| mamayama | $25.00 | $25.00 | 12/23/2009 9:52:53 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/23/2009 9:53:04 AM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/23/2009 9:53:08 AM |
| Tom579 | $25.00 | $25.00 | 12/23/2009 9:53:15 AM |
| auctionbros | $25.00 | $25.00 | 12/23/2009 9:53:22 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/23/2009 9:53:40 AM |
| sidney102 | $50.00 | $50.00 | 12/23/2009 9:53:59 AM |
| roto | $25.00 | $25.00 | 12/23/2009 9:54:09 AM |
| thestartuplender | $35.00 | $35.00 | 12/23/2009 9:54:13 AM |
| spqrxxi | $25.00 | $25.00 | 12/23/2009 9:54:22 AM |
| Frugal | $25.00 | $25.00 | 12/23/2009 9:54:52 AM |
| Dia_Lucrii | $25.00 | $25.00 | 12/23/2009 9:55:10 AM |
| money2k | $25.00 | $25.00 | 12/23/2009 9:55:17 AM |
| skiberdad | $50.00 | $50.00 | 12/23/2009 9:55:34 AM |
| GyJAV_BNCCo | $27.17 | $27.17 | 12/23/2009 9:55:50 AM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/23/2009 9:56:01 AM |
| worth-quark | $25.00 | $25.00 | 12/23/2009 9:56:37 AM |
| zento | $25.00 | $25.00 | 12/23/2009 10:07:06 AM |
| willyray | $25.00 | $25.00 | 12/23/2009 9:57:01 AM |
| Merganser | $25.00 | $25.00 | 12/23/2009 10:18:34 AM |
| Marathoner | $25.00 | $25.00 | 12/23/2009 9:57:12 AM |
| fair_rates | $25.00 | $25.00 | 12/23/2009 10:21:47 AM |
| Syzygy | $25.00 | $25.00 | 12/23/2009 10:34:58 AM |
| Tc11902 | $50.00 | $50.00 | 12/23/2009 10:10:21 AM |
| wwwUniversal | $25.00 | $25.00 | 12/23/2009 10:10:46 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/23/2009 6:16:22 PM |
| SCD | $25.00 | $25.00 | 12/23/2009 6:22:39 PM |
| psbruce | $25.00 | $25.00 | 12/23/2009 8:01:21 PM |
| myidear | $25.00 | $25.00 | 12/24/2009 6:16:57 AM |
| Russh | $25.00 | $25.00 | 12/23/2009 7:18:41 PM |
| STAN7366 | $100.00 | $100.00 | 12/24/2009 12:26:09 PM |
| Kelor99 | $25.00 | $25.00 | 12/24/2009 1:57:57 PM |
| Cherrypicker | $50.00 | $50.00 | 12/24/2009 1:48:59 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/24/2009 6:24:58 PM |
| agreement-bunny | $25.00 | $25.00 | 12/25/2009 8:54:16 AM |
| captainzero | $75.00 | $75.00 | 12/25/2009 1:12:05 PM |
| rmpedi33 | $100.00 | $100.00 | 12/26/2009 9:50:20 AM |
| Bob450 | $50.00 | $50.00 | 12/26/2009 8:55:41 AM |
| interstellar | $44.67 | $44.67 | 12/26/2009 11:16:49 AM |
| all_of_that_one | $25.00 | $25.00 | 12/26/2009 1:54:34 PM |
| curious166 | $75.00 | $75.00 | 12/26/2009 8:47:47 PM |
| restless-balance | $25.00 | $25.00 | 12/26/2009 10:12:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 7:36:53 AM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:25:22 AM |
| limoney | $25.00 | $25.00 | 12/28/2009 9:53:06 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 11:12:57 AM |
| bank-examiner | $25.00 | $25.00 | 12/28/2009 4:20:04 PM |
| gothampark | $25.00 | $25.00 | 12/28/2009 5:01:51 PM |
| justice-hawk | $30.00 | $30.00 | 12/28/2009 7:57:36 PM |
| bsmtloan | $68.73 | $68.73 | 12/28/2009 8:19:01 PM |
| elegant-income3 | $50.00 | $50.00 | 12/28/2009 7:04:12 PM |
| SnE | $25.00 | $25.00 | 12/29/2009 2:26:45 AM |
| BuckeyeTap | $100.00 | $100.00 | 12/29/2009 5:51:36 AM |
| ritwik | $50.00 | $50.00 | 12/29/2009 7:25:22 AM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 7:04:01 AM |
| pragma | $50.00 | $50.00 | 12/29/2009 5:24:30 AM |
| golffish2 | $100.00 | $100.00 | 12/29/2009 7:08:47 AM |
| economy-popcorn | $25.00 | $25.00 | 12/29/2009 9:32:05 AM |
| olwagner | $26.06 | $26.06 | 12/29/2009 10:21:54 AM |
| momentous-transaction8 | $150.00 | $150.00 | 12/29/2009 10:51:02 AM |
| Mooser | $30.00 | $30.00 | 12/29/2009 1:33:02 PM |
| Rattlehead | $50.00 | $50.00 | 12/29/2009 3:10:09 PM |
| Loan2save | $25.00 | $25.00 | 12/29/2009 1:55:22 PM |
| brightest-economy-tsunami | $31.00 | $31.00 | 12/29/2009 2:40:59 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/29/2009 5:13:10 PM |
| lazyeye | $50.00 | $50.00 | 12/29/2009 5:15:08 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/29/2009 6:46:09 PM |
| jybank | $25.00 | $25.00 | 12/29/2009 7:54:16 PM |
| improvman | $25.00 | $25.00 | 12/29/2009 8:18:24 PM |
| Bob450 | $25.00 | $25.00 | 12/29/2009 8:39:54 PM |
| FeedTheMachine | $100.00 | $100.00 | 12/29/2009 8:19:13 PM |
| self-reliant-integrity0 | $50.00 | $50.00 | 12/29/2009 9:59:55 PM |
| Trondheim_Norway | $150.00 | $150.00 | 12/29/2009 10:08:19 PM |
| rate-hickory | $25.00 | $25.00 | 12/30/2009 7:24:01 AM |
| generous-deal6 | $25.00 | $25.00 | 12/30/2009 1:36:02 AM |
| maj0508 | $100.00 | $100.00 | 12/30/2009 2:45:21 AM |
| Jcardone33 | $25.00 | $25.00 | 12/30/2009 7:43:21 AM |
| AP2PLender | $25.00 | $25.00 | 12/30/2009 8:02:07 AM |
| The-CAPS-fan | $100.00 | $100.00 | 12/30/2009 8:50:12 AM |
| XayV03 | $25.00 | $25.00 | 12/30/2009 9:34:15 AM |
| PotBellyPete | $25.00 | $25.00 | 12/30/2009 8:02:51 AM |
| cedar_rose | $25.00 | $25.00 | 12/30/2009 8:51:02 AM |
| AF-Chief | $35.00 | $35.00 | 12/30/2009 8:24:49 AM |
| runbix7 | $50.00 | $50.00 | 12/30/2009 9:27:52 AM |
| 409 bids
|
Borrower Payment Dependent Notes Series
439571
This series of Notes was issued and sold upon the funding of the borrower loan #40207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-22-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $126.08 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $125.99 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,781 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Rulenumber3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 640-659
(Oct-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Pay Off Car Loan
Purpose of loan:
This loan will be used to pay off the remaining balance of my car loan. I bought the car last January. I've used prosper in the past and have decided to try it again.
My financial situation:
I am a good candidate for this loan because I have very few living expenses. I'd rather have a three year loan with prosper than the five year loan that I got when I bought the car.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| elasermd | $100.00 | $100.00 | 12/22/2009 5:24:33 PM |
| kt103099 | $25.00 | $25.00 | 12/22/2009 5:26:19 PM |
| diversification-viking | $25.00 | $25.00 | 12/22/2009 5:29:29 PM |
| kenji4861 | $25.00 | $25.00 | 12/22/2009 5:23:59 PM |
| Carpetkid | $50.00 | $50.00 | 12/22/2009 5:32:56 PM |
| Pasagam | $25.00 | $25.00 | 12/22/2009 5:32:59 PM |
| aasx1108 | $25.00 | $25.00 | 12/22/2009 5:33:06 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/22/2009 5:33:09 PM |
| jbaum | $150.00 | $150.00 | 12/22/2009 5:33:21 PM |
| credit-investor5 | $100.00 | $100.00 | 12/22/2009 5:33:55 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/22/2009 5:34:23 PM |
| skuba | $50.00 | $50.00 | 12/22/2009 5:34:50 PM |
| gold-commander0 | $50.00 | $50.00 | 12/22/2009 5:35:00 PM |
| elegant-income3 | $25.00 | $25.00 | 12/22/2009 5:32:41 PM |
| Kerrysbay | $25.00 | $25.00 | 12/22/2009 5:24:08 PM |
| diplomatic-point4 | $75.00 | $75.00 | 12/22/2009 5:33:18 PM |
| lucrative-worth | $25.00 | $25.00 | 12/22/2009 5:33:27 PM |
| TigerForce | $25.00 | $25.00 | 12/22/2009 5:33:39 PM |
| personal-lender | $25.00 | $25.00 | 12/22/2009 5:34:05 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/22/2009 5:34:37 PM |
| honorable-yield | $75.00 | $75.00 | 12/22/2009 5:32:29 PM |
| Picopie | $50.00 | $50.00 | 12/22/2009 5:32:34 PM |
| Musicman1950 | $25.00 | $25.00 | 12/22/2009 5:32:52 PM |
| TriSail | $25.00 | $25.00 | 12/22/2009 5:33:05 PM |
| Castellan | $25.00 | $25.00 | 12/22/2009 5:33:17 PM |
| Steveoo1 | $50.00 | $50.00 | 12/22/2009 5:34:19 PM |
| best-deal-banker | $50.00 | $50.00 | 12/22/2009 5:34:51 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/22/2009 8:04:02 PM |
| bid-wonder | $25.00 | $25.00 | 12/22/2009 5:43:30 PM |
| hellasow | $25.00 | $25.00 | 12/23/2009 7:11:09 AM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:47:33 PM |
| Syzygy | $25.00 | $25.00 | 12/23/2009 7:29:31 PM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 5:06:59 AM |
| marala4285 | $25.00 | $25.00 | 12/27/2009 8:33:20 AM |
| squarebob | $25.00 | $25.00 | 12/27/2009 12:33:55 PM |
| microlendblvr | $100.00 | $100.00 | 12/28/2009 5:24:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 3:52:03 PM |
| JaceSpade | $25.00 | $25.00 | 12/28/2009 5:15:17 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/28/2009 6:31:40 PM |
| justice-hawk | $30.00 | $30.00 | 12/28/2009 7:53:00 PM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 7:54:40 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/28/2009 8:00:31 PM |
| marwadi-62 | $100.00 | $100.00 | 12/28/2009 8:11:47 PM |
| mco | $25.00 | $25.00 | 12/28/2009 8:30:06 PM |
| Lender0307 | $25.00 | $25.00 | 12/28/2009 9:53:31 PM |
| Leopoldine | $27.00 | $27.00 | 12/29/2009 6:29:54 AM |
| sflash | $30.00 | $30.00 | 12/29/2009 7:03:07 AM |
| sunnygee | $31.75 | $31.75 | 12/29/2009 9:40:46 AM |
| socal-lender | $25.00 | $25.00 | 12/29/2009 9:58:54 AM |
| plbquic | $25.00 | $25.00 | 12/29/2009 1:06:19 PM |
| givetolive | $25.00 | $25.00 | 12/29/2009 2:23:59 PM |
| klinebarger | $25.00 | $25.00 | 12/29/2009 2:05:38 PM |
| helping-out | $25.00 | $25.00 | 12/29/2009 3:37:07 PM |
| agreement-bunny | $25.00 | $25.00 | 12/29/2009 3:48:45 PM |
| Cherrypicker | $30.00 | $30.00 | 12/29/2009 5:06:22 PM |
| StocksMan | $50.00 | $50.00 | 12/29/2009 5:08:45 PM |
| woodenshoes | $25.00 | $25.00 | 12/22/2009 5:24:59 PM |
| Rob717171 | $25.00 | $25.00 | 12/22/2009 5:23:55 PM |
| greenwell | $50.00 | $50.00 | 12/22/2009 5:32:32 PM |
| lean-velocity | $25.00 | $25.00 | 12/22/2009 5:32:47 PM |
| fcukciti | $25.00 | $25.00 | 12/22/2009 5:33:11 PM |
| Ranch88 | $25.00 | $25.00 | 12/22/2009 5:33:40 PM |
| lloyd_s | $25.00 | $25.00 | 12/22/2009 5:33:56 PM |
| Havana21 | $25.00 | $25.00 | 12/22/2009 5:34:28 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/22/2009 5:34:31 PM |
| DonaldColorado | $25.00 | $25.00 | 12/22/2009 5:34:43 PM |
| thestartuplender | $35.00 | $13.23 | 12/22/2009 5:35:31 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/22/2009 5:24:06 PM |
| kvandivo | $25.00 | $25.00 | 12/22/2009 5:32:44 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/22/2009 5:33:34 PM |
| ljay | $25.00 | $25.00 | 12/22/2009 5:34:16 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/22/2009 5:35:03 PM |
| EmeritusX | $25.00 | $25.00 | 12/22/2009 5:41:11 PM |
| thedoctor | $80.00 | $80.00 | 12/22/2009 5:37:03 PM |
| figs4u2 | $43.46 | $43.46 | 12/22/2009 5:29:26 PM |
| freesia54 | $25.00 | $25.00 | 12/22/2009 5:32:37 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/22/2009 5:33:24 PM |
| trochees | $25.00 | $25.00 | 12/22/2009 5:33:33 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/22/2009 5:33:48 PM |
| Taxman44 | $25.00 | $25.00 | 12/22/2009 5:34:07 PM |
| first-upright-payout | $50.00 | $50.00 | 12/22/2009 5:34:12 PM |
| teller | $60.00 | $60.00 | 12/22/2009 5:34:44 PM |
| Supernick | $50.00 | $50.00 | 12/22/2009 5:34:55 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/22/2009 5:34:57 PM |
| billnsc | $25.00 | $25.00 | 12/24/2009 7:20:04 AM |
| springpanda | $25.00 | $25.00 | 12/25/2009 12:46:05 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/26/2009 10:51:17 AM |
| creativename | $50.00 | $50.00 | 12/27/2009 10:14:55 PM |
| vine99 | $100.00 | $100.00 | 12/27/2009 5:21:08 PM |
| FundMaker | $25.00 | $25.00 | 12/28/2009 10:47:34 AM |
| impartial-deal | $25.00 | $25.00 | 12/28/2009 12:46:37 PM |
| crazybunga | $25.00 | $25.00 | 12/28/2009 7:12:53 PM |
| Aristophil | $100.00 | $100.00 | 12/28/2009 7:37:06 PM |
| BankofBeth | $25.00 | $25.00 | 12/28/2009 5:53:51 PM |
| eg192 | $25.00 | $25.00 | 12/28/2009 9:36:44 PM |
| JerryB96 | $25.00 | $25.00 | 12/28/2009 9:50:54 PM |
| dreamhope | $25.00 | $25.00 | 12/29/2009 7:41:02 AM |
| orbital-gain | $50.00 | $50.00 | 12/29/2009 8:41:58 AM |
| bondhedger | $25.00 | $25.00 | 12/29/2009 9:24:50 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/29/2009 9:31:17 AM |
| Personal-Bond | $29.56 | $29.56 | 12/29/2009 10:37:41 AM |
| WeshaTheLeopard | $25.00 | $25.00 | 12/29/2009 11:59:51 AM |
| Approved | $50.00 | $50.00 | 12/29/2009 12:04:35 PM |
| jybank | $25.00 | $25.00 | 12/29/2009 12:44:28 PM |
| JDLanier | $25.00 | $25.00 | 12/29/2009 4:42:11 PM |
| favorite-commerce | $25.00 | $25.00 | 12/29/2009 4:49:25 PM |
| nilonc1 | $100.00 | $100.00 | 12/29/2009 4:51:25 PM |
| 107 bids
|
Borrower Payment Dependent Notes Series
439649
This series of Notes was issued and sold upon the funding of the borrower loan #40244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-23-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 19.80% |
Starting borrower rate/APR:
| 20.80% / 23.05% |
Starting monthly payment:
| $67.63 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $61.48 |
| |
|
Auction yield range:
| 8.20% - 19.80% |
Estimated loss impact:
| 6.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.17% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $191,643 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| srsock |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 680-699
(Jan-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Consolidating Credit Debt
Purpose of loan:
This loan will be used to consolidate some high interest credit cards
My financial situation:
First let me clarify most of the revolving credit that will be posted with my listing. I co-signed on an equity line of credit for my father, on his house that he lives in, leaving approximately $160,000 on my credit report.?Unfortunately it shows up on my report as a RIDICULOUS amount of revolving credit which also drags my credit score down. He is solely responsible for that loan and has no problem making his own payments, he just didn't have enough verifiable income to get it on his own.I currently have property in Pennsylvania,?most of which is rented out, but I incurred debt while rehabbing the houses. I am a good candidate for this loan because my bills are always paid on time and I also deliver pizza on the side, giving me further stability.
Monthly net income:? $5000
Monthly expenses: $
??Housing: $?500
??Insurance: $ 250
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?700
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
Scoote2912 has bid a total of
$64.81 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| slojudy | $25.00 | $25.00 | 12/24/2009 1:06:14 PM |
| Syzygy | $25.00 | $25.00 | 12/25/2009 9:37:26 AM |
| IcedMochaFund | $25.00 | $25.00 | 12/26/2009 12:44:01 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/27/2009 6:23:24 PM |
| Scoote2912 | $64.81 | $64.81 | 12/28/2009 8:18:51 AM |
| stageactor | $25.00 | $25.00 | 12/28/2009 6:40:30 PM |
| grammaspurse | $25.00 | $25.00 | 12/28/2009 7:26:40 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:06 AM |
| justice-hawk | $100.09 | $100.09 | 12/29/2009 8:25:12 AM |
| CA_Lender | $25.00 | $25.00 | 12/29/2009 1:42:38 PM |
| justice-hawk | $52.41 | $52.41 | 12/29/2009 1:20:30 PM |
| JGuide | $100.00 | $100.00 | 12/29/2009 5:01:21 PM |
| The_Birnetts | $60.00 | $60.00 | 12/29/2009 5:12:50 PM |
| ballz694 | $26.95 | $26.95 | 12/29/2009 7:19:39 PM |
| meggo33 | $25.00 | $25.00 | 12/29/2009 5:50:15 PM |
| RebuildingAmerica | $26.21 | $26.21 | 12/29/2009 6:46:00 PM |
| BuckeyeGuy | $25.00 | $25.00 | 12/29/2009 9:16:04 PM |
| NewYorker48 | $50.00 | $50.00 | 12/30/2009 5:30:36 AM |
| unolsu5 | $25.00 | $25.00 | 12/30/2009 6:38:02 AM |
| peaceful-farmer | $50.00 | $50.00 | 12/30/2009 7:56:14 AM |
| JJ-Loans | $25.00 | $25.00 | 12/30/2009 7:54:20 AM |
| sunnysally | $25.00 | $25.00 | 12/30/2009 8:16:49 AM |
| Rodneywa2002 | $25.98 | $25.98 | 12/30/2009 9:05:47 AM |
| lender12345 | $25.00 | $25.00 | 12/28/2009 9:45:59 PM |
| fatboy888 | $25.00 | $25.00 | 12/29/2009 1:15:48 PM |
| jayk63 | $25.00 | $25.00 | 12/29/2009 2:29:47 PM |
| primed | $50.00 | $50.00 | 12/29/2009 3:28:14 PM |
| ghinga | $25.00 | $25.00 | 12/29/2009 4:06:48 PM |
| kelador | $50.00 | $50.00 | 12/29/2009 5:41:00 PM |
| GyJAV_BNCCo | $25.01 | $25.01 | 12/29/2009 8:14:15 PM |
| JTRADER056 | $75.00 | $75.00 | 12/29/2009 6:29:02 PM |
| justice-hawk | $100.00 | $100.00 | 12/29/2009 6:40:59 PM |
| dudebrah | $26.00 | $26.00 | 12/29/2009 6:14:57 PM |
| klemer | $25.00 | $25.00 | 12/29/2009 7:02:45 PM |
| BUCS | $25.00 | $25.00 | 12/30/2009 3:32:39 AM |
| KarmaBum77 | $50.00 | $50.00 | 12/30/2009 4:26:56 AM |
| AsianDragon | $100.00 | $100.00 | 12/29/2009 10:38:22 PM |
| generous-deal6 | $25.00 | $25.00 | 12/30/2009 1:37:37 AM |
| JGuide | $100.00 | $11.77 | 12/30/2009 8:22:36 AM |
| zento | $25.00 | $25.00 | 12/30/2009 8:46:58 AM |
| jybank | $25.00 | $25.00 | 12/30/2009 8:29:06 AM |
| PotBellyPete | $31.05 | $31.05 | 12/30/2009 8:03:45 AM |
| gothampark | $25.00 | $25.00 | 12/30/2009 8:36:59 AM |
| wild-orange | $25.00 | $25.00 | 12/30/2009 9:26:49 AM |
| KarmaBum77 | $80.00 | $80.00 | 12/30/2009 9:06:08 AM |
| nikkky2000 | $44.72 | $44.72 | 12/30/2009 9:44:35 AM |
| 46 bids
|
Borrower Payment Dependent Notes Series
439817
This series of Notes was issued and sold upon the funding of the borrower loan #40257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,001.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 22.00% |
Starting borrower rate/APR:
| 23.00% / 25.28% |
Starting monthly payment:
| $232.30 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $223.17 |
| |
|
Auction yield range:
| 8.20% - 22.00% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 26
/
21 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,124 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| corc3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 89% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 2
( 6% )
| 580-599
(Nov-2007)
600-619
(Aug-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 2
( 6% )
|
|
Total payments billed:
| 36 | | |
Description
tax payments
I am a professional with a strong income $160,000+ MBA with long term employment at current employer (17+ years) Debt to income is relatively low. loan is for tax payments.All debt is current and I have the ability to service debt.?I had a $10000 loan on Prosper? that has? been paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Interloper | $25.00 | $25.00 | 12/28/2009 9:19:28 AM |
| suomynona | $25.00 | $25.00 | 12/28/2009 9:19:33 AM |
| Sefotonga | $25.00 | $25.00 | 12/28/2009 9:22:21 AM |
| booksleuth | $50.00 | $50.00 | 12/28/2009 9:24:09 AM |
| Supernick | $100.00 | $100.00 | 12/28/2009 9:24:46 AM |
| dime-beeper | $30.00 | $30.00 | 12/28/2009 9:25:54 AM |
| fortytwo | $100.00 | $100.00 | 12/28/2009 9:23:59 AM |
| a-resplendent-asset | $25.00 | $25.00 | 12/28/2009 9:24:35 AM |
| Artist_Blue | $25.00 | $25.00 | 12/28/2009 9:29:51 AM |
| TheoProf | $50.00 | $50.00 | 12/28/2009 9:30:17 AM |
| cptproton | $25.00 | $25.00 | 12/28/2009 9:30:24 AM |
| spruce2 | $25.00 | $25.00 | 12/28/2009 9:32:12 AM |
| capital-amplifier | $25.00 | $25.00 | 12/28/2009 9:32:20 AM |
| cash-boots | $25.00 | $25.00 | 12/28/2009 9:32:35 AM |
| Tc11902 | $25.00 | $25.00 | 12/28/2009 9:32:42 AM |
| BuffetRocks | $50.00 | $50.00 | 12/28/2009 9:33:01 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 9:29:42 AM |
| buddy486 | $25.00 | $25.00 | 12/28/2009 9:30:08 AM |
| rpatusa | $25.00 | $25.00 | 12/28/2009 9:30:53 AM |
| ImaPutz | $25.00 | $25.00 | 12/28/2009 9:31:30 AM |
| vkorichkov | $30.00 | $30.00 | 12/28/2009 9:44:31 AM |
| LAKESPRING | $25.00 | $25.00 | 12/28/2009 9:44:41 AM |
| bitbucket | $50.00 | $50.00 | 12/28/2009 9:45:47 AM |
| fcukciti | $25.00 | $25.00 | 12/28/2009 9:47:53 AM |
| Speculator | $25.00 | $25.00 | 12/28/2009 9:46:08 AM |
| dunox | $25.00 | $25.00 | 12/28/2009 9:49:22 AM |
| iolaire | $25.00 | $25.00 | 12/28/2009 9:48:43 AM |
| Reinadog9 | $25.00 | $25.00 | 12/28/2009 9:49:48 AM |
| tuneman1980 | $25.00 | $25.00 | 12/28/2009 9:50:05 AM |
| djh47a | $30.00 | $30.00 | 12/28/2009 9:50:36 AM |
| ocho | $25.00 | $25.00 | 12/28/2009 9:51:27 AM |
| kegs | $100.00 | $100.00 | 12/28/2009 9:51:42 AM |
| Onesiphorus | $25.00 | $25.00 | 12/28/2009 9:51:01 AM |
| radiant-fund | $25.00 | $25.00 | 12/28/2009 9:51:17 AM |
| foxy-fund | $50.00 | $50.00 | 12/28/2009 9:52:27 AM |
| blackstar | $25.00 | $25.00 | 12/28/2009 9:46:02 AM |
| MARWARISETH | $25.00 | $25.00 | 12/28/2009 9:53:42 AM |
| BigMoney56 | $25.00 | $25.00 | 12/28/2009 9:52:50 AM |
| liberty-revelry2 | $25.00 | $25.00 | 12/28/2009 9:53:58 AM |
| Siafu | $25.00 | $25.00 | 12/28/2009 9:54:14 AM |
| a-special-power | $25.00 | $25.00 | 12/28/2009 9:54:21 AM |
| PeterV | $25.00 | $25.00 | 12/28/2009 9:53:29 AM |
| Josta | $50.00 | $50.00 | 12/28/2009 9:55:17 AM |
| SilverRain | $25.00 | $25.00 | 12/28/2009 9:48:15 AM |
| yachtiegirl | $25.00 | $25.00 | 12/28/2009 9:56:17 AM |
| ghinga | $50.00 | $50.00 | 12/28/2009 9:56:41 AM |
| srilm | $25.00 | $25.00 | 12/28/2009 9:57:05 AM |
| LiquidLender | $25.00 | $25.00 | 12/28/2009 9:56:09 AM |
| plentiful-reward | $50.00 | $50.00 | 12/28/2009 9:50:49 AM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 9:58:03 AM |
| punctual-power7 | $25.00 | $25.00 | 12/28/2009 9:59:01 AM |
| balanced-balance6 | $50.00 | $50.00 | 12/28/2009 9:57:34 AM |
| littlemonkey | $25.00 | $25.00 | 12/28/2009 9:52:36 AM |
| aasx1108 | $25.00 | $25.00 | 12/28/2009 9:57:51 AM |
| Havana21 | $25.00 | $25.00 | 12/28/2009 9:58:11 AM |
| yield-lion | $25.00 | $25.00 | 12/28/2009 9:58:24 AM |
| auctionbros | $25.00 | $25.00 | 12/28/2009 10:00:12 AM |
| tremendous-payment | $25.00 | $25.00 | 12/28/2009 10:00:47 AM |
| forthright-social | $25.00 | $25.00 | 12/28/2009 9:59:41 AM |
| currency-prometheus | $25.00 | $25.00 | 12/28/2009 9:55:22 AM |
| kalyani74 | $50.00 | $50.00 | 12/28/2009 9:55:51 AM |
| lagnisiruk | $25.00 | $25.00 | 12/28/2009 9:56:24 AM |
| credit-kahuna | $100.00 | $100.00 | 12/28/2009 10:00:55 AM |
| personal-lender | $25.00 | $25.00 | 12/28/2009 10:01:25 AM |
| Doodlemeyer | $25.00 | $25.00 | 12/28/2009 9:58:47 AM |
| elegant-income3 | $30.00 | $30.00 | 12/28/2009 9:59:27 AM |
| bchen78875 | $25.00 | $25.00 | 12/28/2009 10:02:01 AM |
| wayman | $50.00 | $50.00 | 12/28/2009 10:02:17 AM |
| robot777 | $40.00 | $40.00 | 12/28/2009 10:25:50 AM |
| GeoLender | $25.00 | $25.00 | 12/28/2009 11:22:29 AM |
| rmpedi33 | $200.00 | $200.00 | 12/28/2009 3:56:27 PM |
| reward-winner | $25.00 | $25.00 | 12/28/2009 9:19:57 AM |
| currency-oak | $25.00 | $25.00 | 12/28/2009 9:20:11 AM |
| metro457 | $25.00 | $25.00 | 12/28/2009 9:22:44 AM |
| jdrez | $25.00 | $25.00 | 12/28/2009 9:20:28 AM |
| AF-Chief | $35.00 | $35.00 | 12/28/2009 9:24:17 AM |
| davidside | $25.00 | $25.00 | 12/28/2009 9:21:25 AM |
| gulch | $25.00 | $25.00 | 12/28/2009 9:24:55 AM |
| desertoasis | $50.00 | $50.00 | 12/28/2009 9:22:53 AM |
| skuba | $25.00 | $25.00 | 12/28/2009 9:25:07 AM |
| the-money-gargantuan | $25.00 | $25.00 | 12/28/2009 9:25:20 AM |
| JohnW12 | $25.00 | $25.00 | 12/28/2009 9:25:16 AM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/28/2009 9:26:36 AM |
| Tahoeguy | $25.00 | $25.00 | 12/28/2009 9:21:53 AM |
| ljay | $25.00 | $25.00 | 12/28/2009 9:24:28 AM |
| heng2x | $25.00 | $25.00 | 12/28/2009 9:30:56 AM |
| wFeather | $300.00 | $300.00 | 12/28/2009 9:31:14 AM |
| economy-structure9 | $25.00 | $25.00 | 12/28/2009 9:31:16 AM |
| gracej | $25.00 | $25.00 | 12/28/2009 9:30:01 AM |
| loanfairy | $25.00 | $25.00 | 12/28/2009 9:26:26 AM |
| helpinghand75 | $25.00 | $25.00 | 12/28/2009 9:30:36 AM |
| nprfan5 | $25.00 | $25.00 | 12/28/2009 9:30:41 AM |
| the-silver-blaster | $70.00 | $70.00 | 12/28/2009 9:30:49 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/28/2009 9:31:39 AM |
| munnu | $25.00 | $25.00 | 12/28/2009 9:29:03 AM |
| Cheburashka | $25.00 | $25.00 | 12/28/2009 9:32:54 AM |
| onlyastepaway | $25.00 | $25.00 | 12/28/2009 9:29:20 AM |
| axis1 | $25.00 | $25.00 | 12/28/2009 9:33:10 AM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/28/2009 9:31:04 AM |
| powerplant6 | $25.00 | $25.00 | 12/28/2009 9:31:52 AM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 9:39:44 AM |
| the-bright-velocity | $25.00 | $25.00 | 12/28/2009 9:44:59 AM |
| creative-gold | $25.00 | $25.00 | 12/28/2009 9:48:29 AM |
| ptjg | $100.00 | $100.00 | 12/28/2009 9:47:34 AM |
| Fiimg | $50.00 | $50.00 | 12/28/2009 9:47:42 AM |
| Phantom99 | $25.00 | $25.00 | 12/28/2009 9:49:37 AM |
| moneysuccess | $25.00 | $25.00 | 12/28/2009 9:50:11 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/28/2009 9:51:07 AM |
| Bio-physicist | $25.00 | $25.00 | 12/28/2009 9:43:24 AM |
| charming-point | $250.00 | $250.00 | 12/28/2009 9:43:50 AM |
| calm-deal7 | $25.00 | $25.00 | 12/28/2009 9:43:58 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/28/2009 9:52:17 AM |
| flwah | $25.00 | $25.00 | 12/28/2009 9:45:18 AM |
| Trojan1976 | $25.00 | $25.00 | 12/28/2009 9:53:23 AM |
| Rob717171 | $25.00 | $25.00 | 12/28/2009 9:47:01 AM |
| best-phenomenal-treasure | $25.00 | $25.00 | 12/28/2009 9:54:30 AM |
| kmfreymi | $25.00 | $25.00 | 12/28/2009 9:54:45 AM |
| BMGlending | $25.00 | $25.00 | 12/28/2009 9:49:15 AM |
| elegant-bonus | $25.00 | $25.00 | 12/28/2009 9:50:22 AM |
| Unclejohn | $35.00 | $35.00 | 12/28/2009 9:57:14 AM |
| swm | $25.00 | $25.00 | 12/28/2009 9:56:32 AM |
| jbaum | $25.00 | $25.00 | 12/28/2009 9:56:52 AM |
| talang | $25.00 | $25.00 | 12/28/2009 9:57:02 AM |
| ibuystk | $50.00 | $50.00 | 12/28/2009 9:51:54 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/28/2009 9:57:43 AM |
| kmr2 | $50.00 | $50.00 | 12/28/2009 9:53:02 AM |
| egw | $25.00 | $25.00 | 12/28/2009 9:53:12 AM |
| E_G | $30.00 | $30.00 | 12/28/2009 10:00:37 AM |
| sharkm | $40.00 | $40.00 | 12/28/2009 9:58:42 AM |
| rolandweary | $40.00 | $40.00 | 12/28/2009 10:01:30 AM |
| Pizza-man | $50.00 | $50.00 | 12/28/2009 9:59:17 AM |
| boater01 | $50.00 | $50.00 | 12/28/2009 9:54:50 AM |
| Tom579 | $25.00 | $25.00 | 12/28/2009 9:59:37 AM |
| responsibility-butterfly | $25.00 | $25.00 | 12/28/2009 9:55:01 AM |
| WalnutCreekguy | $33.00 | $33.00 | 12/28/2009 10:02:10 AM |
| dedicated-diversification5 | $190.00 | $190.00 | 12/28/2009 9:59:48 AM |
| agwosdof | $100.00 | $100.00 | 12/28/2009 9:55:35 AM |
| trade-pumpkin | $25.00 | $25.00 | 12/28/2009 10:00:02 AM |
| Diamond_Jim | $25.00 | $25.00 | 12/28/2009 10:00:29 AM |
| RetiredATC | $25.00 | $25.00 | 12/28/2009 10:01:37 AM |
| benefit-squirrel | $30.00 | $26.68 | 12/28/2009 10:02:22 AM |
| ryelk | $25.00 | $25.00 | 12/28/2009 9:58:34 AM |
| MoneyU4IA | $25.00 | $25.00 | 12/28/2009 9:59:14 AM |
| astute-dollar | $50.00 | $50.00 | 12/28/2009 9:59:52 AM |
| galaxy1 | $25.00 | $25.00 | 12/28/2009 10:00:17 AM |
| payout-achievement | $40.00 | $40.00 | 12/28/2009 10:01:06 AM |
| mottuman | $40.00 | $40.00 | 12/28/2009 10:24:13 AM |
| Ven58 | $25.00 | $25.00 | 12/28/2009 10:57:14 AM |
| interstellar | $36.32 | $36.32 | 12/28/2009 11:36:32 AM |
| SolarMoonshine | $200.00 | $200.00 | 12/28/2009 6:12:59 PM |
| Bob450 | $50.00 | $50.00 | 12/28/2009 9:52:50 PM |
| 151 bids
|
Borrower Payment Dependent Notes Series
439969
This series of Notes was issued and sold upon the funding of the borrower loan #40263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 8
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| jenngreenblue |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 93% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 1
( 7% )
| 640-659
(Sep-2008)
|
|
Principal balance:
| $2,533.70 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Catching up since I now have a job!
Purpose of loan:
I got a job (yay!) after ten months of unemployment (boo!) and I need to get caught up on those bills that piled up in the meantime. Once I'm caught up, I can make payments on everything - including a new prosper loan - just fine!
My financial situation:
I am a good candidate for this loan because?I've pared down my life to a smaller and cheaper apartment, paid off my car, and my poor-to-fair credit is a reflection of my first marriage and recent unemployment, not my current situation.
Monthly net income: $2000
Monthly expenses: $ 1800
??Housing: $ 500
??Insurance: $?150 ??
??Car expenses: $50 (for gas - the car is paid off)
??Utilities: $ 100
??Phone, cable, internet: $100
??Food, entertainment: $?150
??Clothing, household expenses $?50
??Credit cards and other loans: $ 400?
??Other expenses: $ 300 (daycare)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
When will you know if Nintendo will keep you on beyond the holiday period? thanks - reflective-rupee
A:
Thanks for asking! I'm an employee of the staffing agency, so if/when Nintendo decides they don't want to keep me past the holiday period, the staffing agency will find me another position ASAP. I don't have an exact date when I will know.
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 12/28/2009 10:36:00 AM |
| flexible-economy2 | $75.00 | $75.00 | 12/28/2009 10:36:18 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:07:22 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/28/2009 12:32:38 PM |
| Bob450 | $25.00 | $25.00 | 12/28/2009 9:26:22 PM |
| hellasow | $25.00 | $25.00 | 12/29/2009 7:01:46 AM |
| hellasow | $25.00 | $25.00 | 12/29/2009 6:06:54 AM |
| retired272 | $25.00 | $25.00 | 12/29/2009 9:44:35 AM |
| CincyTex | $50.00 | $50.00 | 12/29/2009 9:43:02 AM |
| foofiter | $50.00 | $50.00 | 12/29/2009 11:29:34 AM |
| PrinceValium | $25.00 | $25.00 | 12/29/2009 3:56:53 PM |
| TheLightInMe | $25.00 | $25.00 | 12/29/2009 7:47:04 PM |
| rancher7 | $25.00 | $25.00 | 12/29/2009 10:08:36 PM |
| Catz_aplenty | $25.00 | $25.00 | 12/30/2009 9:53:30 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/30/2009 9:54:59 AM |
| bondhedger | $25.00 | $25.00 | 12/30/2009 10:06:13 AM |
| Carne_Chung | $25.00 | $25.00 | 12/28/2009 11:14:29 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:30 AM |
| Jasmel | $100.00 | $100.00 | 12/29/2009 6:20:33 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/29/2009 8:30:42 AM |
| impartial-deal | $25.87 | $25.87 | 12/29/2009 12:51:19 PM |
| penny-surgeon | $25.00 | $25.00 | 12/29/2009 3:17:20 PM |
| Dave_Cashflow | $50.00 | $50.00 | 12/29/2009 5:21:49 PM |
| GS-ROCK | $25.00 | $25.00 | 12/29/2009 5:49:33 PM |
| exchange-cowbell5 | $150.00 | $99.13 | 12/29/2009 8:44:15 PM |
| lender12345 | $25.00 | $25.00 | 12/29/2009 9:04:50 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
440239
This series of Notes was issued and sold upon the funding of the borrower loan #40228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-29-2009 |
| |
Auction end date:
| Dec-30-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $82.08 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $81.01 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,694 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 20% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| cognizant-integrity9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs
Purpose of loan:
This loan will be used to? Auto Repairs
My financial situation:
I am a good candidate for this loan because?? I had salary of net income 6080 each month and no major debts
Monthly net income: $ 6080
Monthly expenses: $
??Housing: $ 2107
??Insurance: $
??Car expenses: $ 100
??Utilities: $?170
??Phone, cable, internet: $ 70?
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 140
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| A007 | $25.00 | $25.00 | 12/29/2009 4:01:40 PM |
| econman1 | $25.00 | $25.00 | 12/29/2009 4:03:35 PM |
| momoney2lend | $25.00 | $25.00 | 12/29/2009 4:05:38 PM |
| Entejaeger | $25.00 | $25.00 | 12/29/2009 4:05:54 PM |
| cunning-bill | $25.00 | $25.00 | 12/29/2009 4:03:12 PM |
| pfenness | $26.34 | $26.34 | 12/29/2009 4:03:36 PM |
| acleynes | $25.00 | $25.00 | 12/29/2009 4:03:45 PM |
| theshef | $25.00 | $25.00 | 12/29/2009 4:01:56 PM |
| ChuckieG | $50.00 | $50.00 | 12/29/2009 4:01:59 PM |
| kokopuff | $25.00 | $25.00 | 12/29/2009 4:03:00 PM |
| divedude | $25.00 | $25.00 | 12/29/2009 4:03:34 PM |
| kginatl | $25.00 | $25.00 | 12/29/2009 4:03:38 PM |
| opportunity85 | $25.00 | $25.00 | 12/29/2009 4:05:07 PM |
| yeti888 | $25.00 | $25.00 | 12/29/2009 4:06:41 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/29/2009 4:08:19 PM |
| KiwiElf | $25.00 | $25.00 | 12/29/2009 4:08:25 PM |
| sunshinysmiles | $25.00 | $25.00 | 12/29/2009 4:08:31 PM |
| thedreamer | $25.00 | $25.00 | 12/29/2009 4:08:34 PM |
| oldmora | $50.00 | $50.00 | 12/29/2009 4:08:29 PM |
| cash-tiramisu | $250.00 | $129.43 | 12/29/2009 4:20:04 PM |
| reflective-rupee | $250.00 | $250.00 | 12/29/2009 4:19:56 PM |
| CPAMAN | $25.00 | $25.00 | 12/29/2009 4:20:04 PM |
| zento | $25.00 | $25.00 | 12/29/2009 4:29:25 PM |
| Ven58 | $25.00 | $25.00 | 12/29/2009 4:31:48 PM |
| money-prophesy | $150.00 | $150.00 | 12/29/2009 5:11:33 PM |
| teega5 | $25.00 | $25.00 | 12/29/2009 4:01:34 PM |
| Lam0nt | $25.00 | $25.00 | 12/29/2009 4:07:06 PM |
| integrity-doctor | $50.00 | $50.00 | 12/29/2009 4:07:09 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/29/2009 4:03:30 PM |
| rhin0cerx | $40.24 | $40.24 | 12/29/2009 4:03:48 PM |
| drumcorpsnut | $25.00 | $25.00 | 12/29/2009 4:08:28 PM |
| lendme2 | $25.00 | $25.00 | 12/29/2009 4:08:35 PM |
| Sateesh | $53.99 | $53.99 | 12/29/2009 4:08:38 PM |
| omerta6102 | $50.00 | $50.00 | 12/29/2009 4:03:37 PM |
| ctgscott | $25.00 | $25.00 | 12/29/2009 4:06:01 PM |
| treasure-bliss | $100.00 | $100.00 | 12/29/2009 4:07:10 PM |
| IIP77 | $25.00 | $25.00 | 12/29/2009 4:06:53 PM |
| RebuildALife | $25.00 | $25.00 | 12/29/2009 4:08:24 PM |
| Plotinus | $50.00 | $50.00 | 12/29/2009 4:08:27 PM |
| invisible_hand | $50.00 | $50.00 | 12/29/2009 4:10:47 PM |
| EngineersAlliance | $50.00 | $50.00 | 12/29/2009 4:21:09 PM |
| wwwUniversal | $25.00 | $25.00 | 12/29/2009 4:25:45 PM |
| SolarMoonshine | $100.00 | $100.00 | 12/29/2009 5:18:41 PM |
| Bob450 | $25.00 | $25.00 | 12/29/2009 8:48:23 PM |
| 44 bids
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