Sales Report:Supplement No. 107 dated Dec 30, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
437732
This series of Notes was issued and sold upon the funding of the borrower loan #40147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $158.33 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $158.33 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $954 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 87% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 40 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| fund-lotus |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying an engagement ring!
Purpose of loan:
This loan will be used to pay off my girlfriend's engagement ring and $900 in credit card debt. A loan from you would help me achieve both of these much more quickly than I had imagined and at a more cost-effective rate for me.
My financial situation:
I am a good candidate for a personal loan because, outside of my small credit card debt, my only other debt are investments in me. I have student loans and a mortgage. Last year, I bought a duplex - I'm living in one and renting the other - to keep my expenses manageable as a single guy buying a house. The extra income from the rental supports my income from my job to allow me to cover all necessary expenses. I have already put a down payment on the engagement ring and am hoping to propose to my girlfriend shortly. However, without your help, paying off the remainder of the ring will be very difficult and time-consuming.
I appreciate your consideration of my request. Should you decide to provide funding, I will pay on time and give you a nice return on your investment.
Happy Holidays!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
40 delinquents in last 7 years? Were you in a coma? Why should I lend you money with that history? Explain the delinquents? - Loan_shark718
A:
I graduated from college in 2001 and by 2003 found myself in a low-paying job with credit card debt I racked up over the previous 4-5 years. I could not make regular payments so I consolidated the debt with a credit counseling service. At least 95% of my 40 delinquents were from one of my credit cards that kept reporting me late although the payments were being sent on time to the agency. That debt was fully paid off over two years ago. Thank you for your interest in my loan request.
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GyJAV_BNCCo | $25.00 | $25.00 | 12/11/2009 7:41:01 PM |
| christifa | $25.00 | $25.00 | 12/11/2009 5:32:02 PM |
| helping-out | $25.00 | $25.00 | 12/11/2009 10:23:17 PM |
| bigdogsafety1 | $25.00 | $25.00 | 12/12/2009 10:30:03 AM |
| duckbill_1972 | $25.00 | $25.00 | 12/13/2009 9:17:50 PM |
| jpf27 | $100.00 | $100.00 | 12/14/2009 10:56:57 AM |
| Eloise62 | $75.00 | $75.00 | 12/14/2009 10:57:45 AM |
| SolarMoonshine | $50.00 | $50.00 | 12/14/2009 6:14:09 PM |
| niceville80 | $25.00 | $25.00 | 12/15/2009 1:07:22 AM |
| SongBirdProphecy | $25.00 | $25.00 | 12/14/2009 9:27:38 PM |
| rickp | $25.00 | $25.00 | 12/15/2009 9:23:58 AM |
| antoniofl | $42.78 | $42.78 | 12/15/2009 11:24:58 PM |
| JKEnterprises | $25.00 | $25.00 | 12/16/2009 10:22:02 AM |
| adama_48 | $25.00 | $25.00 | 12/16/2009 10:05:51 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/17/2009 4:43:49 AM |
| WMY-Investor | $25.00 | $25.00 | 12/17/2009 10:38:20 AM |
| coasterman | $25.00 | $25.00 | 12/17/2009 7:14:18 PM |
| 2brotherslending | $50.00 | $50.00 | 12/17/2009 8:01:48 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 9:02:02 PM |
| reflective-rupee | $350.00 | $350.00 | 12/18/2009 8:08:52 AM |
| DMKAssetManagement | $26.16 | $26.16 | 12/18/2009 9:10:47 AM |
| reflective-rupee | $350.00 | $350.00 | 12/18/2009 8:04:27 AM |
| upbeat-marketplace | $25.00 | $25.00 | 12/18/2009 8:56:25 AM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:21:58 AM |
| note-tent | $25.00 | $25.00 | 12/18/2009 12:22:12 PM |
| 56bones | $25.00 | $25.00 | 12/18/2009 1:33:08 PM |
| Snoopylover | $25.00 | $25.00 | 12/18/2009 1:33:52 PM |
| MO_Investor | $25.00 | $25.00 | 12/11/2009 7:57:59 PM |
| dougndoe | $35.00 | $35.00 | 12/11/2009 9:04:42 PM |
| forthright-dedication | $25.00 | $25.00 | 12/12/2009 1:38:12 PM |
| lry651 | $25.00 | $25.00 | 12/13/2009 12:20:03 PM |
| rolo12 | $50.00 | $50.00 | 12/13/2009 10:17:55 AM |
| Evan_Safe | $25.00 | $25.00 | 12/14/2009 7:08:30 AM |
| teltech | $25.00 | $25.00 | 12/14/2009 9:34:59 AM |
| Satur | $50.00 | $50.00 | 12/14/2009 7:04:55 PM |
| CASHGIRL | $25.00 | $25.00 | 12/15/2009 7:33:18 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/15/2009 10:56:08 AM |
| hard-working-loot | $25.00 | $25.00 | 12/15/2009 8:53:10 AM |
| glowing-commerce | $25.00 | $25.00 | 12/15/2009 10:10:16 AM |
| Rob717171 | $25.00 | $25.00 | 12/15/2009 3:57:51 PM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 3:58:32 PM |
| unk1911 | $25.00 | $25.00 | 12/15/2009 4:46:25 PM |
| kegs | $100.00 | $100.00 | 12/15/2009 5:28:55 PM |
| galtsgulch | $25.00 | $25.00 | 12/15/2009 7:58:27 PM |
| lcole32 | $25.00 | $25.00 | 12/17/2009 5:10:14 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/17/2009 5:44:41 PM |
| T-Bizzone | $25.00 | $25.00 | 12/17/2009 5:08:35 PM |
| BankofBen | $25.00 | $25.00 | 12/18/2009 12:41:35 AM |
| moola-phase | $25.00 | $25.00 | 12/18/2009 9:52:51 AM |
| Feyenoord | $25.00 | $25.00 | 12/18/2009 10:21:26 AM |
| regooks | $25.00 | $25.00 | 12/18/2009 12:22:24 PM |
| reflective-rupee | $1,000.00 | $794.57 | 12/18/2009 12:43:38 PM |
| creative-market5 | $100.00 | $100.00 | 12/18/2009 12:55:04 PM |
| reflective-rupee | $95.00 | $95.00 | 12/18/2009 1:02:52 PM |
| Bob450 | $25.00 | $25.00 | 12/18/2009 1:15:58 PM |
| skillful-asset5 | $50.00 | $50.00 | 12/18/2009 1:46:33 PM |
| Zipcut | $56.49 | $56.49 | 12/18/2009 2:03:30 PM |
| fairness-atmosphere | $25.00 | $25.00 | 12/18/2009 1:30:43 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
437986
This series of Notes was issued and sold upon the funding of the borrower loan #40160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 8.95% |
Starting borrower rate/APR:
| 9.95% / 10.29% |
Starting monthly payment:
| $106.40 |
|
Final lender yield:
| 8.95% |
Final borrower rate/APR:
| 9.95% / 10.30% |
Final monthly payment:
| $106.40 |
| |
|
Auction yield range:
| 3.20% - 8.95% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.44% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 21
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,074 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| exchange-seahorse2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
used car puchase
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How old is the car? - Capit0l
A:
It's a 95 Acura Legend. I would like a small gas efficient car to get back and forth to work. Right now I drive a Tahoe uses to much gas!
(Dec-12-2009)
Q:
List all your monthly expenses and income - Capit0l
A:
bring home is app. 6200 a month, pay out is app. 4500 per month. But I work in an OR and work a lot of OT and call time. I can make sure I have the payment money.
(Dec-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blot44 | $25.00 | $25.00 | 12/11/2009 6:36:32 PM |
| Chosen-one | $25.00 | $25.00 | 12/12/2009 7:12:30 AM |
| hellasow | $25.00 | $25.00 | 12/13/2009 7:53:43 AM |
| nolahelper | $50.00 | $50.00 | 12/12/2009 8:56:04 PM |
| seadogs | $25.00 | $25.00 | 12/15/2009 9:40:30 AM |
| Capit0l | $31.30 | $31.30 | 12/15/2009 5:14:43 PM |
| don'twannadance | $50.00 | $50.00 | 12/16/2009 7:39:16 AM |
| BSr | $25.00 | $25.00 | 12/16/2009 3:47:07 AM |
| a2190b | $25.00 | $25.00 | 12/16/2009 7:25:09 PM |
| workwithchrisDOTbiz | $50.00 | $50.00 | 12/17/2009 9:06:46 AM |
| Zipperdu | $50.00 | $50.00 | 12/17/2009 7:13:53 AM |
| BipedalHominid | $25.00 | $25.00 | 12/17/2009 11:43:26 AM |
| JiggaJoeyS | $100.00 | $100.00 | 12/17/2009 4:19:58 PM |
| lvtech | $50.00 | $50.00 | 12/18/2009 4:40:34 AM |
| socal-lender | $25.00 | $25.00 | 12/18/2009 10:09:07 AM |
| Capit0l | $200.00 | $200.00 | 12/18/2009 12:34:47 PM |
| Capit0l | $100.00 | $100.00 | 12/18/2009 12:33:50 PM |
| UBOtto186 | $25.00 | $25.00 | 12/18/2009 1:01:43 PM |
| Tc11902 | $100.00 | $100.00 | 12/18/2009 1:02:31 PM |
| orbital-gain | $100.00 | $100.00 | 12/18/2009 1:07:21 PM |
| KSPHoldings | $25.00 | $25.00 | 12/18/2009 2:47:58 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/18/2009 1:45:43 PM |
| patriot384 | $200.00 | $200.00 | 12/18/2009 1:54:10 PM |
| kegs | $475.00 | $452.16 | 12/18/2009 2:41:41 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 8:54:33 PM |
| Capit0l | $25.00 | $25.00 | 12/12/2009 8:35:08 AM |
| springpanda | $25.00 | $25.00 | 12/12/2009 3:34:59 PM |
| productive-currency3 | $25.00 | $25.00 | 12/12/2009 5:44:12 PM |
| gourd6 | $25.00 | $25.00 | 12/13/2009 10:03:39 AM |
| Capit0l | $25.00 | $25.00 | 12/14/2009 8:37:40 PM |
| Stock-Stud | $75.00 | $75.00 | 12/15/2009 1:48:06 PM |
| tomjac2000 | $25.00 | $25.00 | 12/15/2009 6:57:15 PM |
| don'twannadance | $50.00 | $50.00 | 12/16/2009 7:38:44 AM |
| ingeborg77 | $60.00 | $60.00 | 12/16/2009 7:32:28 AM |
| a2190b | $25.00 | $25.00 | 12/16/2009 7:26:13 PM |
| grc | $32.07 | $32.07 | 12/17/2009 8:48:37 AM |
| Good_Karma_Cafe | $25.00 | $25.00 | 12/17/2009 9:35:50 AM |
| IceFisherman | $50.00 | $50.00 | 12/17/2009 5:08:32 PM |
| dime-neutron | $25.00 | $25.00 | 12/17/2009 5:09:26 PM |
| JerryB96 | $25.00 | $25.00 | 12/17/2009 6:07:22 PM |
| VBPlayer | $35.00 | $35.00 | 12/17/2009 7:19:55 PM |
| Capit0l | $25.00 | $25.00 | 12/17/2009 6:20:21 PM |
| KnightKSU | $25.00 | $25.00 | 12/17/2009 7:20:36 PM |
| gsp1885 | $39.47 | $39.47 | 12/18/2009 10:18:26 AM |
| SlowGardener | $50.00 | $50.00 | 12/18/2009 10:55:42 AM |
| Capit0l | $100.00 | $100.00 | 12/18/2009 12:34:24 PM |
| Ven58 | $25.00 | $25.00 | 12/18/2009 12:40:02 PM |
| supreme-justice3 | $100.00 | $100.00 | 12/18/2009 1:19:26 PM |
| skillful-finance | $25.00 | $25.00 | 12/18/2009 2:10:53 PM |
| anton | $500.00 | $500.00 | 12/18/2009 2:31:37 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
437990
This series of Notes was issued and sold upon the funding of the borrower loan #40164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $89.34 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $86.00 |
| |
|
Auction yield range:
| 8.20% - 33.00% |
Estimated loss impact:
| 8.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 21.27% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 15
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $29,626 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| triumphant-openness |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tough Time
Purpose of loan:
This loan will be used to? My mother has breast cancer and is just beginning treatments.? She needs a little help from me for bills and gas money.? She is on a very fixed income.
My financial situation:
I am a good candidate for this loan because? I have had steady employment for the last twenty years.? I went through credit counseling two years ago and am current on all my accounts.? I have some delinquent accounts showing up on my credit report but they really aren't delinquent.? I did not go through debt settlement.? I am in credit counseling.? I send the credit couseling service the money and they make the payments.? I am paying all the accounts in full.? The first few months the company sent the payments after the crediters due dates.? That's why I have delinquent accounts showing up on my report.? I have been successful in fixing my credit report somewhat.? My credit score has risen 100 points since I began credit counseling.? I will not need 36 months to pay this off.? Thank you for considering my listing.
Monthly net income: $ 3350
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 71
??Car expenses: $ 600
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you need a loan so bad that you would pay over 30% interest? - dime-beeper
A:
Yes
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DenimCapital | $100.00 | $100.00 | 12/14/2009 5:46:53 PM |
| DenimCapital | $100.00 | $26.51 | 12/14/2009 5:46:41 PM |
| jpf27 | $100.00 | $100.00 | 12/15/2009 11:46:42 AM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 3:47:32 PM |
| BradP | $50.00 | $50.00 | 12/15/2009 5:05:25 PM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:47:21 AM |
| donlenboy | $27.53 | $27.53 | 12/17/2009 9:38:56 AM |
| TNPCapital | $25.00 | $25.00 | 12/18/2009 5:36:35 PM |
| Ven58 | $25.00 | $25.00 | 12/18/2009 5:37:05 PM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 5:36:50 PM |
| Karey | $50.00 | $50.00 | 12/18/2009 9:04:12 PM |
| Laxa | $25.00 | $25.00 | 12/19/2009 5:00:49 AM |
| bevans | $25.00 | $25.00 | 12/19/2009 10:01:22 AM |
| markac | $50.00 | $50.00 | 12/20/2009 9:44:24 AM |
| grammaspurse | $25.00 | $25.00 | 12/20/2009 2:35:35 PM |
| AuroraRobbin | $25.00 | $25.00 | 12/20/2009 3:43:43 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:37:10 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:24:15 PM |
| cordial-integrity | $50.00 | $50.00 | 12/21/2009 9:38:24 AM |
| fiserve4u | $50.00 | $50.00 | 12/21/2009 9:56:51 AM |
| just-trade0 | $36.00 | $36.00 | 12/21/2009 1:00:40 PM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:47:07 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:51:11 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 1:44:43 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:05:34 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:49:41 PM |
| Bill88 | $40.00 | $40.00 | 12/21/2009 3:00:37 PM |
| steady-dime | $100.00 | $100.00 | 12/21/2009 3:28:31 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 3:57:03 PM |
| unger | $100.00 | $100.00 | 12/21/2009 3:55:44 PM |
| Bob450 | $50.00 | $50.00 | 12/14/2009 9:47:31 PM |
| Eloise62 | $75.00 | $75.00 | 12/15/2009 11:47:24 AM |
| Credit4Talent | $30.00 | $30.00 | 12/15/2009 4:35:33 PM |
| dcoggins | $25.00 | $25.00 | 12/15/2009 6:50:51 PM |
| STLRacer | $25.00 | $25.00 | 12/17/2009 7:39:35 AM |
| JustOneVoice | $25.00 | $25.00 | 12/19/2009 3:42:13 AM |
| bevans | $25.00 | $25.00 | 12/19/2009 10:00:59 AM |
| rinyt | $30.00 | $30.00 | 12/19/2009 1:43:39 PM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:23:37 AM |
| helping-out | $25.00 | $25.00 | 12/20/2009 3:29:29 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:50:02 PM |
| mikeyp411 | $25.00 | $25.00 | 12/20/2009 7:14:52 PM |
| CapricornLending | $25.00 | $25.00 | 12/21/2009 4:51:07 AM |
| paceme1 | $32.55 | $32.55 | 12/20/2009 8:02:10 PM |
| Leshan | $30.42 | $30.42 | 12/21/2009 11:30:41 AM |
| coin-investor | $62.23 | $62.23 | 12/21/2009 12:18:09 PM |
| umfan123 | $25.00 | $25.00 | 12/21/2009 11:49:39 AM |
| jono9999 | $34.66 | $34.66 | 12/21/2009 1:22:49 PM |
| eboomer2611 | $25.00 | $25.00 | 12/21/2009 12:53:23 PM |
| MikeD_RI | $25.10 | $25.10 | 12/21/2009 2:01:16 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 1:02:23 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/21/2009 1:57:00 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 2:47:01 PM |
| ryan6853 | $25.00 | $25.00 | 12/21/2009 2:38:50 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
438022
This series of Notes was issued and sold upon the funding of the borrower loan #40157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 38.64% |
Starting monthly payment:
| $44.95 |
|
Final lender yield:
| 27.23% |
Final borrower rate/APR:
| 28.23% / 32.21% |
Final monthly payment:
| $41.49 |
| |
|
Auction yield range:
| 11.20% - 33.50% |
Estimated loss impact:
| 10.68% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.55% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 28 | Length of status: | 2y 10m |
|
Amount delinquent:
| $60,616 |
Revolving credit balance:
| $1,507 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 20% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| calm-peace5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taking night classes
Purpose of loan:
This loan will be used to take night courses at local college.
My financial situation:
I am a good candidate for this loan because?I am a hard worker and have a great and stable job.?I am looking forward to going back to school to further my education.
Monthly Income: $2720
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 49
??Car expenses: $?50
??Utilities: $ 120
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 89
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
you clear about $1700 a month and want to borrow $1000. How come? Explain that large DQ, please, and.......see my page. thank you - Tono
A:
Wife's job is slow and would rather get a loan with small payments.
(Dec-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wise-balanced-moola | $25.00 | $25.00 | 12/11/2009 3:09:59 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/11/2009 6:27:51 PM |
| Eloise62 | $75.00 | $75.00 | 12/14/2009 10:58:05 AM |
| smart-gain | $25.00 | $25.00 | 12/15/2009 4:45:06 PM |
| DonDiego | $25.00 | $25.00 | 12/17/2009 12:13:22 AM |
| glroark | $100.00 | $100.00 | 12/18/2009 5:49:26 AM |
| a-finance-nirvana | $50.00 | $50.00 | 12/18/2009 5:21:26 AM |
| Leshan | $50.00 | $50.00 | 12/18/2009 7:53:32 AM |
| rneckfsu | $25.00 | $25.00 | 12/18/2009 9:28:56 AM |
| goodcents | $25.00 | $25.00 | 12/18/2009 8:43:57 AM |
| marwadi-62 | $25.00 | $25.00 | 12/18/2009 9:05:59 AM |
| realtormoises | $25.00 | $25.00 | 12/18/2009 9:48:17 AM |
| ColoradoLender82 | $25.00 | $25.00 | 12/18/2009 10:12:42 AM |
| independent-investment | $50.00 | $50.00 | 12/18/2009 11:27:35 AM |
| Capit0l | $25.00 | $25.00 | 12/18/2009 12:30:40 PM |
| myser59 | $25.00 | $25.00 | 12/18/2009 1:31:17 PM |
| Bob450 | $25.00 | $25.00 | 12/11/2009 10:45:22 PM |
| IPG1 | $25.00 | $25.00 | 12/14/2009 5:05:07 PM |
| bdruss | $25.00 | $25.00 | 12/14/2009 5:07:37 PM |
| jpf27 | $100.00 | $70.00 | 12/15/2009 11:46:47 AM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:37:08 AM |
| glenium | $25.00 | $25.00 | 12/18/2009 6:24:13 AM |
| leverage-monger | $25.00 | $25.00 | 12/18/2009 7:36:01 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/18/2009 11:38:22 AM |
| bosloan26 | $50.00 | $50.00 | 12/18/2009 12:29:27 PM |
| hard-working-loot | $50.00 | $50.00 | 12/18/2009 12:18:45 PM |
| TakeCare | $30.00 | $30.00 | 12/18/2009 2:12:35 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
438028
This series of Notes was issued and sold upon the funding of the borrower loan #40137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $82.08 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $82.08 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $38,655 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| terrific-openness |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finally Getting It Right
Purpose of loan:
This loan will be used to pay off high interest credit cards (27%). Plain and
simple. I graduated with my Master?s degree just over a year ago and started a
wonderful job with a local government agency. I?m getting married in July this
year, and I am finally taking some proactive steps to get out of credit card
debt. I took some bad advice on school loans which has led me to the place I am
today. At the time, I had a credit card with a high limit and a rate lower than
I could have received with a student loan. So instead of taking out a student
loan, I just used the credit card to pay for school expenses on the advice of
someone I though was smart enough to give that advice. Well, that really good
rate has since disappeared and, what seemed like good advice at the time looks
more and more like a lemon every day. So, this Prosper loan (my first of
several, I hope) is going to be used to finally start paying down on my credit cards.
(The picture is one of our only "child")My financial situation:
As I said, my fianc? and I are getting married in July have a joint account.
Though this listing only lists my income at the top, we have joint incomes and
expenses. Between the two of us, we make double what I have listed above. Below
is the list of our actual monthly income and expenses. As you can see, we make
more than enough money to cover our bills. What we do have to spare is currently going towards the wedding.Monthly net income: $ 5000
Monthly expenses: $ 4230
??Housing: $ 1400
??Insurance: $ 200
??Car expenses: $ 350
??Utilities: $ 150
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1100
??Other expenses: $500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the current balance, interest rate, and minimum payments of the debts you plan to refinance. - Loan_Stranger
A:
Since this is my first time borrowing through prosper, I chose one credit card to refinance to start. It is issued through Chase bank, has a balance of $1908.01, an interest rate of 27.24%, and a minimum payment of approximately $65/month.
(Dec-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SweetHoneyPot | $25.00 | $25.00 | 12/11/2009 3:04:37 PM |
| Bob450 | $25.00 | $25.00 | 12/11/2009 10:46:39 PM |
| rustysailor | $25.00 | $25.00 | 12/15/2009 6:13:51 AM |
| EretzCapital | $44.84 | $44.84 | 12/16/2009 1:25:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:07:41 PM |
| bobnewt | $50.00 | $50.00 | 12/16/2009 2:11:51 PM |
| nilonc1 | $150.00 | $16.16 | 12/17/2009 8:41:10 AM |
| supreme-justice3 | $100.00 | $100.00 | 12/17/2009 3:28:46 PM |
| mercuriant | $25.00 | $25.00 | 12/17/2009 5:10:00 PM |
| dudebrah | $25.00 | $25.00 | 12/17/2009 7:21:50 PM |
| 1traveler | $25.00 | $25.00 | 12/18/2009 12:39:08 AM |
| PrinceValium | $25.00 | $25.00 | 12/18/2009 6:21:46 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 7:15:46 AM |
| zone6 | $200.00 | $200.00 | 12/18/2009 9:50:05 AM |
| matthewa | $25.00 | $25.00 | 12/18/2009 10:27:15 AM |
| Skeptical-one | $25.00 | $25.00 | 12/18/2009 11:34:29 AM |
| Feyenoord | $25.00 | $25.00 | 12/18/2009 10:25:24 AM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 12:29:54 PM |
| billybragg | $25.00 | $25.00 | 12/18/2009 12:08:59 PM |
| UBOtto186 | $25.00 | $25.00 | 12/18/2009 12:10:58 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:38:09 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:38:23 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 12:41:46 PM |
| realtormoises | $25.00 | $25.00 | 12/18/2009 1:00:05 PM |
| just-trade0 | $36.00 | $36.00 | 12/18/2009 1:08:05 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 1:29:39 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:37:57 PM |
| reflective-rupee | $45.00 | $45.00 | 12/18/2009 12:38:37 PM |
| tfarms | $50.00 | $50.00 | 12/18/2009 1:53:47 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 2:52:22 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/11/2009 3:09:59 PM |
| hellasow | $25.00 | $25.00 | 12/13/2009 7:57:17 AM |
| Loan_Stranger | $50.00 | $50.00 | 12/14/2009 9:58:30 AM |
| Loan_Stranger | $50.00 | $50.00 | 12/15/2009 2:29:12 PM |
| dt_one | $25.00 | $25.00 | 12/16/2009 11:52:19 AM |
| Cromag | $25.00 | $25.00 | 12/17/2009 1:06:24 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:27:19 PM |
| Saving4Food | $25.00 | $25.00 | 12/17/2009 6:44:43 PM |
| RecoveryLender | $28.00 | $28.00 | 12/17/2009 6:04:09 PM |
| building_community | $25.00 | $25.00 | 12/17/2009 7:30:35 PM |
| A007 | $25.00 | $25.00 | 12/18/2009 6:20:47 AM |
| Leshan | $50.00 | $50.00 | 12/18/2009 8:01:08 AM |
| justice-disk | $25.00 | $25.00 | 12/18/2009 8:39:39 AM |
| RecoveryLender | $25.00 | $25.00 | 12/18/2009 9:06:49 AM |
| credit-coach118 | $35.00 | $35.00 | 12/18/2009 10:21:01 AM |
| SV-AZ | $25.00 | $25.00 | 12/18/2009 11:33:48 AM |
| RecoveryLender | $25.00 | $25.00 | 12/18/2009 10:44:16 AM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 11:49:25 AM |
| PCity-LOA15 | $45.00 | $45.00 | 12/18/2009 12:03:34 PM |
| reflective-rupee | $25.00 | $25.00 | 12/18/2009 12:37:15 PM |
| sboyleston | $50.00 | $50.00 | 12/18/2009 12:57:21 PM |
| scroooge | $25.00 | $25.00 | 12/18/2009 1:59:12 PM |
| TakeCare | $50.00 | $50.00 | 12/18/2009 2:13:59 PM |
| Engineer44 | $25.00 | $25.00 | 12/18/2009 2:56:31 PM |
| heroic-benefit | $100.00 | $100.00 | 12/18/2009 2:06:20 PM |
| durability-colonel | $50.00 | $50.00 | 12/18/2009 2:10:09 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
438044
This series of Notes was issued and sold upon the funding of the borrower loan #40172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 29.99% |
Starting borrower rate/APR:
| 30.99% / 33.38% |
Starting monthly payment:
| $408.46 |
|
Final lender yield:
| 29.99% |
Final borrower rate/APR:
| 30.99% / 33.38% |
Final monthly payment:
| $408.46 |
| |
|
Auction yield range:
| 14.20% - 29.99% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.61% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $46,572 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cowfire |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Farmer and Firefighter
Purpose of loan:
This loan will be used to consolidate a high interest credit card. I accidentally miss entered the last number of my bank account, which caused a returned payment, and triggered default credit card rates (29.99%). I have never been more than a few days late, no write-offs, collections, bankrupcies, etc. Repayment is guaranteed! I have been a prosper lender for a long time, so I have been burned by many a borrower, and would never do that to anyone.
My financial situation:
I am a great candidate for this loan because I have the best job in the world! Our fire Department is conservative, no layoffs in it's 121 year history! Our new schedule is: I work 2 days straight, then get 4 days off. So I work on our family farm on some of our off days. I have crops that I have sold, and am awaiting payment, and I have crops in storage- including $40,000+ worth of barley that I will be selling over the next 2 months, but payment will take another 30+ days beyond that. Part of the reason I have so much debt is I had to pay seed and fertilizer up front. In hindsight, I should have gotten a business loan to fund my farming operation- I had a FICO score of 807, until I borrowed $$$ to farm. The?farm equipment was all paid with cash, too!?I will pay off all my revolving debt, and lines-of-credit by spring of 2010. I will, depending on interest rate of this loan, either pay it down or pay off this loan in 2010. I will pay off loans starting with the highest interest rate, so bid down the % rate!!!!!??There is virtually no way to go wrong- I have 2 very reliable sources of income.?I welcome any questions!! Thank you!
Monthly net income: $ 6,250 part from the fire dept, part from the sale of crops.
Monthly expenses: $
??Housing: $ 850.00
??Insurance: $ 200.00
??Car expenses: $ 179.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $?450.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 1750.00
??Other expenses: $ 950.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I see you are also a Prosper Lender - how much do you currently have invested? - JGuide
A:
Currently $1700
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $500.00 | $500.00 | 12/14/2009 7:47:53 PM |
| Bob450 | $50.00 | $50.00 | 12/14/2009 9:59:20 PM |
| justice-disk | $25.00 | $25.00 | 12/16/2009 9:25:28 AM |
| reflective-rupee | $600.00 | $600.00 | 12/16/2009 1:39:50 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2009 8:41:47 PM |
| reflective-rupee | $600.00 | $600.00 | 12/16/2009 8:42:32 PM |
| JGuide | $200.00 | $200.00 | 12/17/2009 4:05:12 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:47:25 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 7:25:00 AM |
| gold-cluster | $200.00 | $200.00 | 12/18/2009 2:41:16 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 6:22:16 PM |
| brondero | $100.00 | $100.00 | 12/18/2009 6:38:54 PM |
| myGodisgood | $25.00 | $25.00 | 12/19/2009 8:58:19 AM |
| RecoveryLender | $25.00 | $25.00 | 12/19/2009 9:19:50 AM |
| Littlepeng | $25.00 | $25.00 | 12/19/2009 9:53:27 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/19/2009 12:02:23 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/19/2009 12:47:53 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:22:12 PM |
| JackinGreen | $50.00 | $50.00 | 12/19/2009 3:40:25 PM |
| Peacepower | $35.00 | $35.00 | 12/19/2009 7:07:54 PM |
| FinDoc | $25.00 | $25.00 | 12/20/2009 8:15:36 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:01:16 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:01:32 AM |
| vivacious-p2p3 | $100.00 | $100.00 | 12/20/2009 2:23:30 PM |
| Lenderboy | $2,000.00 | $873.12 | 12/20/2009 2:53:28 PM |
| nulyweds | $50.00 | $50.00 | 12/20/2009 3:43:09 PM |
| pythia | $25.00 | $25.00 | 12/20/2009 5:47:12 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:51:30 PM |
| justice-hawk | $300.00 | $300.00 | 12/20/2009 7:01:49 PM |
| tlawed | $25.00 | $25.00 | 12/20/2009 7:05:47 PM |
| bsmtloan | $40.86 | $40.86 | 12/21/2009 8:50:25 AM |
| Leshan | $25.00 | $25.00 | 12/21/2009 7:59:11 AM |
| credit-missile | $150.00 | $150.00 | 12/21/2009 9:25:22 AM |
| justice-hawk | $31.10 | $31.10 | 12/21/2009 11:00:21 AM |
| TakeCare | $75.00 | $75.00 | 12/21/2009 11:35:55 AM |
| sunstar | $25.00 | $25.00 | 12/21/2009 1:29:05 PM |
| momentous-transaction8 | $50.00 | $50.00 | 12/21/2009 2:04:07 PM |
| shrewd-income | $100.00 | $100.00 | 12/21/2009 2:55:15 PM |
| RetirementMoney | $25.00 | $25.00 | 12/21/2009 3:46:30 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:07:56 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:49:37 PM |
| phaded | $25.00 | $25.00 | 12/21/2009 3:35:13 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:57:13 PM |
| efficient-bid2 | $40.89 | $40.89 | 12/21/2009 3:52:15 PM |
| economy-synapse | $500.00 | $500.00 | 12/14/2009 8:59:17 PM |
| reflective-rupee | $240.00 | $240.00 | 12/15/2009 1:49:02 PM |
| reflective-rupee | $250.00 | $250.00 | 12/16/2009 8:42:03 PM |
| shrewd-income | $100.00 | $100.00 | 12/16/2009 10:36:16 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/17/2009 12:02:40 PM |
| JGuide | $100.00 | $100.00 | 12/17/2009 4:05:35 PM |
| JGuide | $50.00 | $50.00 | 12/17/2009 4:05:54 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/17/2009 4:55:12 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:47:50 PM |
| credit-coach118 | $45.00 | $45.00 | 12/18/2009 11:33:21 AM |
| justice-hawk | $25.00 | $25.00 | 12/18/2009 1:16:46 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 3:41:39 PM |
| Tono | $50.00 | $50.00 | 12/18/2009 4:07:16 PM |
| laika | $50.00 | $50.00 | 12/18/2009 5:15:00 PM |
| BrianCU15 | $25.00 | $25.00 | 12/18/2009 5:22:07 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 6:45:13 PM |
| SmallTown5 | $50.00 | $50.00 | 12/19/2009 1:57:50 AM |
| preventivepestcontrol | $100.00 | $100.00 | 12/19/2009 8:50:35 AM |
| shrewd-income | $150.00 | $150.00 | 12/19/2009 6:44:46 PM |
| Fargo109 | $25.00 | $25.00 | 12/19/2009 8:39:45 PM |
| heroic-benefit | $46.24 | $46.24 | 12/19/2009 8:21:55 PM |
| TheCount | $100.00 | $100.00 | 12/20/2009 9:41:19 AM |
| reflective-rupee | $100.00 | $100.00 | 12/20/2009 10:01:02 AM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:38:15 PM |
| justice-hawk | $51.55 | $51.55 | 12/20/2009 8:09:38 PM |
| Miscellaneous | $25.00 | $25.00 | 12/20/2009 6:56:39 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/20/2009 9:22:44 PM |
| reflective-rupee | $80.00 | $80.00 | 12/21/2009 6:34:13 AM |
| luvz2fish | $25.00 | $25.00 | 12/20/2009 9:23:54 PM |
| 1traveler | $25.00 | $25.00 | 12/20/2009 11:42:35 PM |
| natural-rate | $25.00 | $25.00 | 12/21/2009 5:57:34 AM |
| sturdy-peace9 | $55.00 | $55.00 | 12/21/2009 8:31:57 AM |
| reflective-rupee | $500.00 | $500.00 | 12/21/2009 6:33:45 AM |
| Skeptical-one | $200.00 | $200.00 | 12/21/2009 8:10:20 AM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 10:18:25 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:54:54 AM |
| Bob450 | $50.00 | $50.00 | 12/21/2009 12:23:26 PM |
| hamster | $36.24 | $36.24 | 12/21/2009 11:48:56 AM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 3:17:47 PM |
| RetirementMoney | $50.00 | $50.00 | 12/21/2009 3:49:10 PM |
| 84 bids
|
Borrower Payment Dependent Notes Series
438060
This series of Notes was issued and sold upon the funding of the borrower loan #40183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 8.40% |
Starting borrower rate/APR:
| 9.40% / 11.50% |
Starting monthly payment:
| $191.92 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $188.99 |
| |
|
Auction yield range:
| 4.20% - 8.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,532 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| GAMBLEGOD |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to pay off two credit cards.? I am currently pay over 12% for them.? I think that I
can get a better deal with Prosper and like the idea of a fixed rate loan.
My financial situation:
I am a good candidate for this loan because?
I have never defaulted on any of my debts.I made some financially unsound decisions before, but made up my mind to become debt free.? Currently, I am on track to pay off all my debts, (student loan, car loan, and credit card) in the next 36 months.
I have more than enough money to pay off this right now ($16k in brokerage account), but I'd like to keep the cash for emergency.
More than $25k in 401k (currently contribute 8%toward 401k every paycheck)
I am a homeowner. ??
My job is very safe and I have a BS in Business.
One more thing, my debts look high because I am carrying a $15000 balance for my dad.? He is paying $300 toward that credit monthly (He will be debt free in about 4-5 years).? Chase was charging him 27% so I transferred to my BofA card for about 9.9%.? Saving him a lot of interest, but now it is hurting me on paper.? What can I say? He is my dad.
thank you for your considerations.? This is as good as A rated corporate bond.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dontscrewmeover1 | $50.00 | $50.00 | 12/14/2009 6:39:18 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:27 PM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 8:58:43 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:57 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:31 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:56 PM |
| wrighco | $25.00 | $25.00 | 12/15/2009 10:11:54 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:50 AM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 1:01:58 PM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:49 AM |
| solstice175 | $25.00 | $25.00 | 12/16/2009 1:38:37 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:12 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:22 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:34 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:36 PM |
| djh47a | $29.50 | $29.50 | 12/17/2009 6:14:14 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:44 PM |
| Phantom99 | $25.00 | $25.00 | 12/17/2009 7:38:11 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:41 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:06 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:08 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:45 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:36 PM |
| KiwiElf | $30.00 | $30.00 | 12/17/2009 10:57:41 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:55 PM |
| Kame | $25.00 | $25.00 | 12/17/2009 10:57:29 PM |
| fortytwo | $200.00 | $200.00 | 12/17/2009 10:58:45 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:18 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:40 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:13 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:48 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:56 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:13 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:28 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:32 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:43 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:37 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:09 PM |
| tsui517 | $25.00 | $25.00 | 12/17/2009 11:06:29 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:06:59 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:22 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:28 PM |
| ijspence | $25.00 | $25.00 | 12/17/2009 11:08:40 PM |
| SnE | $25.00 | $25.00 | 12/17/2009 11:09:06 PM |
| toblerone | $25.00 | $25.00 | 12/17/2009 11:09:15 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/17/2009 11:09:27 PM |
| the-silver-blaster | $75.00 | $75.00 | 12/17/2009 11:18:26 PM |
| dumbass | $25.00 | $25.00 | 12/17/2009 11:19:52 PM |
| compoundinterest | $50.00 | $50.00 | 12/17/2009 11:19:29 PM |
| salala | $25.00 | $25.00 | 12/17/2009 11:18:23 PM |
| BiggestG | $25.00 | $25.00 | 12/17/2009 11:22:44 PM |
| zeelender | $25.00 | $25.00 | 12/17/2009 11:23:06 PM |
| _kyle | $25.00 | $25.00 | 12/17/2009 11:19:27 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 11:22:49 PM |
| degster | $25.00 | $25.00 | 12/17/2009 11:22:52 PM |
| morpholog | $25.00 | $25.00 | 12/17/2009 11:22:42 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 11:22:50 PM |
| js60l | $25.00 | $25.00 | 12/17/2009 11:23:06 PM |
| langdonx | $25.00 | $25.00 | 12/17/2009 11:23:37 PM |
| desertoasis | $25.00 | $25.00 | 12/18/2009 1:26:02 AM |
| Captain88 | $25.00 | $25.00 | 12/18/2009 5:28:04 AM |
| ChicoBob | $50.00 | $50.00 | 12/18/2009 7:25:25 AM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 10:03:58 AM |
| dedicated-diversification5 | $30.89 | $30.89 | 12/18/2009 10:21:32 AM |
| credit-coach118 | $40.00 | $40.00 | 12/18/2009 10:53:09 AM |
| seattleslug | $25.53 | $25.53 | 12/18/2009 12:01:51 PM |
| justalender | $25.00 | $25.00 | 12/18/2009 12:01:52 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:56 PM |
| DadWarbucks | $25.00 | $25.00 | 12/18/2009 1:01:40 PM |
| Railbird | $25.00 | $25.00 | 12/18/2009 1:01:58 PM |
| jd006006 | $37.60 | $37.60 | 12/18/2009 1:02:42 PM |
| reueljw | $25.00 | $25.00 | 12/18/2009 1:01:54 PM |
| help_each_other | $25.00 | $25.00 | 12/18/2009 1:02:38 PM |
| latestone | $25.00 | $25.00 | 12/18/2009 2:04:10 PM |
| Hexnut | $50.00 | $50.00 | 12/18/2009 1:42:45 PM |
| Octavian315 | $50.00 | $50.00 | 12/18/2009 4:46:52 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:26 PM |
| budyzr | $25.00 | $25.00 | 12/18/2009 4:48:47 PM |
| woodenshoes | $25.00 | $25.00 | 12/18/2009 5:02:01 PM |
| justin323 | $25.00 | $25.00 | 12/19/2009 12:34:04 PM |
| favorite-commerce | $25.00 | $25.00 | 12/20/2009 2:12:37 PM |
| mattblizz | $75.00 | $75.00 | 12/20/2009 3:28:45 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:36:21 PM |
| Marco83 | $25.30 | $25.30 | 12/21/2009 5:52:50 AM |
| julijask | $25.00 | $25.00 | 12/21/2009 9:20:10 AM |
| Sven79 | $100.00 | $100.00 | 12/21/2009 8:50:15 AM |
| kf88 | $25.00 | $25.00 | 12/21/2009 1:58:23 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:50 PM |
| five-star-note | $35.00 | $35.00 | 12/15/2009 9:53:12 PM |
| alpinaut | $25.00 | $25.00 | 12/15/2009 7:57:37 PM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:48:01 AM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:16:19 AM |
| wormdc | $26.00 | $26.00 | 12/16/2009 12:30:46 AM |
| DukSerduk | $25.00 | $25.00 | 12/15/2009 9:53:48 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:31 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:24 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:12 AM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:18 AM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2009 8:29:30 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 10:48:40 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:19 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:31 AM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:21 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:22:05 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:45 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:16 AM |
| rmachi | $25.00 | $25.00 | 12/17/2009 12:18:01 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:11 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:20 PM |
| Divot | $25.00 | $25.00 | 12/17/2009 10:49:01 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:50 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:23 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:49 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:21 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:27 PM |
| QuinMccoy | $25.00 | $25.00 | 12/17/2009 10:57:51 PM |
| TK4 | $25.00 | $25.00 | 12/17/2009 10:58:20 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:58:25 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:16 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:36 PM |
| JJS180 | $25.00 | $25.00 | 12/17/2009 10:59:21 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:44 PM |
| Weaverville | $25.00 | $25.00 | 12/17/2009 10:59:59 PM |
| museic1 | $25.00 | $25.00 | 12/17/2009 11:00:23 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:38 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:04 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:28 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:37 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:07 PM |
| SNH | $50.00 | $50.00 | 12/17/2009 11:04:16 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:05:00 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:09 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:21 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:47 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:56 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:03 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:07 PM |
| japper2353 | $25.00 | $25.00 | 12/17/2009 11:07:10 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:42 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:46 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:57 PM |
| ryreesado | $25.00 | $25.00 | 12/17/2009 11:09:03 PM |
| Jassi | $25.00 | $25.00 | 12/17/2009 11:09:18 PM |
| Goodlender42 | $25.00 | $25.00 | 12/17/2009 11:18:20 PM |
| GElender | $34.63 | $34.63 | 12/17/2009 11:26:10 PM |
| visionary-currency | $77.22 | $77.22 | 12/17/2009 11:23:23 PM |
| BookandLaw | $25.00 | $25.00 | 12/17/2009 11:23:27 PM |
| cjohnson041 | $31.90 | $31.90 | 12/18/2009 2:56:28 AM |
| easylender | $25.00 | $25.00 | 12/18/2009 12:41:25 AM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 6:16:04 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:32 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:49 AM |
| Tradesmanlender | $25.00 | $25.00 | 12/18/2009 10:03:26 AM |
| kmwvma | $25.00 | $25.00 | 12/18/2009 12:21:13 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:43 PM |
| Kerrysbay | $25.00 | $25.00 | 12/18/2009 11:41:56 AM |
| Avid_Skier | $25.00 | $25.00 | 12/18/2009 1:01:36 PM |
| GenerousGentleMan | $35.31 | $35.31 | 12/18/2009 1:02:20 PM |
| StrongMoney | $25.00 | $25.00 | 12/18/2009 1:43:00 PM |
| jct_enterprises | $25.00 | $25.00 | 12/18/2009 1:01:50 PM |
| goofy15975 | $25.00 | $25.00 | 12/18/2009 1:12:57 PM |
| brstern2 | $25.00 | $25.00 | 12/18/2009 1:41:52 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:42 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:33 PM |
| regahj99 | $25.00 | $21.12 | 12/18/2009 5:02:03 PM |
| dmitriy2 | $50.00 | $50.00 | 12/18/2009 5:11:42 PM |
| bank-examiner | $25.00 | $25.00 | 12/18/2009 6:36:56 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/18/2009 5:56:32 PM |
| helping-out | $65.00 | $65.00 | 12/18/2009 8:18:09 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:10:38 PM |
| wise-sunny-revenue | $100.00 | $100.00 | 12/19/2009 5:22:49 AM |
| Kelor99 | $25.00 | $25.00 | 12/19/2009 8:23:10 AM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:51:50 PM |
| elegant-income3 | $50.00 | $50.00 | 12/21/2009 7:14:33 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:57:12 AM |
| SeaLoans | $25.00 | $25.00 | 12/21/2009 9:54:58 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:36:34 AM |
| 177 bids
|
Borrower Payment Dependent Notes Series
438104
This series of Notes was issued and sold upon the funding of the borrower loan #40180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 21.00% |
Starting borrower rate/APR:
| 22.00% / 24.26% |
Starting monthly payment:
| $190.95 |
|
Final lender yield:
| 20.87% |
Final borrower rate/APR:
| 21.87% / 24.13% |
Final monthly payment:
| $190.62 |
| |
|
Auction yield range:
| 8.20% - 21.00% |
Estimated loss impact:
| 8.49% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.38% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 14
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,385 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| top-asset-wizard |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Debt Consolidation
Purpose of loan:
This loan will be used to? pay down?three credit cards with an interest rates between 16.4% to?19.99%. I own less than 40% of those credit card loans. I am on track of paying off most of my debts, and would love to make a sigle payment with one low interest. I would rather pay 'real' people the interest than an institution who doesn't care about their customer(s).
My financial situation:
Most of my debts were accumulated due to Hurricane Katrina, and job hunting. I graduated with a Master's degree last May and got my current job in July. I have a great job working in the university as a student affairs professional.
Monthly net income: $ 3,200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kginatl | $50.05 | $50.05 | 12/14/2009 4:03:17 PM |
| czar3 | $25.00 | $25.00 | 12/14/2009 4:35:34 PM |
| tnjohnso | $25.00 | $25.00 | 12/15/2009 10:55:24 AM |
| heroic-benefit | $100.00 | $100.00 | 12/15/2009 4:49:14 PM |
| impartial-deal | $25.00 | $25.00 | 12/15/2009 4:40:31 PM |
| order-bee1 | $25.00 | $25.00 | 12/16/2009 12:15:01 AM |
| Myrick | $25.00 | $25.00 | 12/16/2009 4:49:10 PM |
| Bosunsmate | $25.00 | $25.00 | 12/17/2009 5:42:44 AM |
| bold-attentive-listing | $200.00 | $200.00 | 12/17/2009 4:52:55 PM |
| investment-mountain | $25.00 | $25.00 | 12/17/2009 5:36:25 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 3:43:18 PM |
| zento | $25.00 | $25.00 | 12/18/2009 4:35:56 PM |
| piperdrsmith | $30.00 | $30.00 | 12/18/2009 5:13:41 PM |
| DoLttle | $100.00 | $100.00 | 12/18/2009 5:52:10 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 6:26:04 PM |
| foothillender | $25.00 | $25.00 | 12/19/2009 10:54:36 AM |
| lagunabeachguy | $25.00 | $25.00 | 12/19/2009 4:12:51 PM |
| reflective-rupee | $200.00 | $200.00 | 12/19/2009 6:42:57 PM |
| roi-advantage | $25.00 | $25.00 | 12/20/2009 5:21:18 AM |
| jwstclair | $25.00 | $25.00 | 12/20/2009 8:40:14 AM |
| Bocephus1959 | $25.00 | $25.00 | 12/20/2009 8:44:16 AM |
| Johnab | $25.00 | $25.00 | 12/20/2009 9:04:46 AM |
| durability-gusto | $25.00 | $25.00 | 12/20/2009 10:38:45 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:14:57 AM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:52:23 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:43:36 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 6:18:46 AM |
| cash-daisy | $40.00 | $40.00 | 12/21/2009 8:37:31 AM |
| cordial-integrity | $50.00 | $50.00 | 12/21/2009 9:43:08 AM |
| wild_carrot | $25.00 | $25.00 | 12/21/2009 9:47:44 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:37:40 AM |
| sk8daddy44 | $25.00 | $25.00 | 12/21/2009 12:09:00 PM |
| Tc11902 | $25.00 | $25.00 | 12/21/2009 1:44:44 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:01:36 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 1:48:47 PM |
| friendinmoney | $50.00 | $50.00 | 12/21/2009 3:51:24 PM |
| efficient-bid2 | $50.00 | $50.00 | 12/21/2009 3:50:50 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:58:06 PM |
| Trakissta | $100.00 | $100.00 | 12/14/2009 4:19:56 PM |
| sociallender | $25.00 | $25.00 | 12/14/2009 4:38:03 PM |
| UCLA4life | $25.00 | $25.00 | 12/14/2009 4:52:31 PM |
| Myrick | $25.00 | $25.00 | 12/14/2009 6:40:56 PM |
| Bob450 | $25.00 | $25.00 | 12/14/2009 10:06:18 PM |
| neighborly-bid | $25.00 | $25.00 | 12/15/2009 7:41:54 PM |
| dcoggins | $25.00 | $25.00 | 12/15/2009 6:57:42 PM |
| bid-conservationist | $50.00 | $50.00 | 12/15/2009 9:15:11 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2009 7:26:46 PM |
| top-tranquil-justice | $25.00 | $25.00 | 12/16/2009 9:57:48 AM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 12:05:00 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/17/2009 12:57:53 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2009 4:57:17 PM |
| peaceful-farmer | $50.00 | $50.00 | 12/18/2009 6:31:00 AM |
| camaraderi-advocator | $25.00 | $25.00 | 12/18/2009 12:33:58 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 2:37:30 PM |
| hope-equation | $50.00 | $50.00 | 12/18/2009 3:30:23 PM |
| building_community | $25.00 | $25.00 | 12/18/2009 6:04:03 PM |
| brondero | $50.00 | $50.00 | 12/18/2009 6:40:37 PM |
| favorite-commerce | $25.00 | $25.00 | 12/18/2009 7:27:44 PM |
| Sol_Invictus | $25.00 | $25.00 | 12/19/2009 4:33:27 AM |
| TigerForce | $25.00 | $25.00 | 12/19/2009 7:35:46 AM |
| hope-equation | $100.00 | $100.00 | 12/19/2009 8:45:05 AM |
| Bank_Of_XL | $50.00 | $50.00 | 12/19/2009 7:45:24 AM |
| RecoveryLender | $25.00 | $25.00 | 12/19/2009 9:20:54 AM |
| charming-point | $250.00 | $11.95 | 12/19/2009 11:20:12 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:14:55 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 5:03:43 PM |
| StreetJustice | $800.00 | $800.00 | 12/19/2009 5:16:48 PM |
| WealthBoy | $25.00 | $25.00 | 12/19/2009 6:45:23 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/19/2009 6:53:49 PM |
| reflective-rupee | $50.00 | $50.00 | 12/19/2009 6:43:09 PM |
| bid-wonder | $25.00 | $25.00 | 12/19/2009 6:46:15 PM |
| 1-HARD-HEAD | $100.00 | $100.00 | 12/20/2009 3:25:42 AM |
| dmk2006 | $25.00 | $25.00 | 12/20/2009 10:42:46 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:16:02 PM |
| big-lendin | $25.00 | $25.00 | 12/20/2009 1:40:36 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:09:30 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/20/2009 5:15:48 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:39:17 PM |
| j5505 | $123.00 | $123.00 | 12/20/2009 5:02:52 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:26:20 PM |
| reflective-rupee | $95.00 | $95.00 | 12/21/2009 6:38:21 AM |
| unger | $100.00 | $100.00 | 12/21/2009 4:38:50 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/21/2009 5:31:15 AM |
| reflective-rupee | $185.00 | $185.00 | 12/21/2009 6:38:05 AM |
| ryan6853 | $25.00 | $25.00 | 12/21/2009 9:14:40 AM |
| gth710k | $25.00 | $25.00 | 12/21/2009 10:27:21 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/21/2009 10:58:43 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:23:38 AM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:14:46 PM |
| wealth-comet694 | $25.00 | $25.00 | 12/21/2009 1:39:06 PM |
| Bill88 | $40.00 | $40.00 | 12/21/2009 3:39:49 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
438176
This series of Notes was issued and sold upon the funding of the borrower loan #40189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $271.42 |
| |
|
Auction yield range:
| 11.20% - 34.00% |
Estimated loss impact:
| 10.87% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 23.13% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 11 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $530 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 1/ 2 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| Taylor41 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 80% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 3
( 20% )
| 700-719
(Jul-2008)
|
|
Principal balance:
| $3,338.28 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Please Help ME Consolidate
Purpose of loan:
This loan will be used to? to pay off some dept - due to divorce
My financial situation:
I am a good candidate for this loan because? I have full time employment - just need a little help - after very bad divorce.
Monthly net income: $ 35,000.00 plus bonus close to 40,000.00
Monthly expenses: $
??Housing: $ Living?with parents to insure -paying off all dept and cleaning my credit up - always had?A one credit
??Insurance: $ taken out of my paycheck
??Car expenses: $ ford focus paid
??Utilities: $?
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ take extra home from work -?until my credit gets cleaned up
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
exactly what will you use the loan for? the description is exactly the same as for the previous loan. - shrewd-income
A:
I will pay off the first prosper loan - and one other credit line. Thanks for your question - Hope this helps!!!!!
Just trying to establish credit and get my credit score higher - Its has gotten better since my last loan.
Thanks
Lynn Gardner
(Dec-17-2009)
Q:
i plan to support your request...p.s. i like the belted cows 8-)
my sister lives nearby if i stop by do i get a free stuffed cow? 8-)) - shrewd-income
A:
I also love the belted cows!!!!!!!!!!!!!!!!! Thanks for your support and I also have some Free cows for my favorite customers-SMILES!!!!!!!!!!!!!!!!!!!!
(Dec-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| nickel-mad-scientist | $25.00 | $25.00 | 12/15/2009 4:31:45 PM |
| bdruss | $25.00 | $25.00 | 12/15/2009 4:32:54 PM |
| muirheaj | $25.00 | $25.00 | 12/16/2009 10:54:15 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:06:43 PM |
| impala6464 | $75.00 | $75.00 | 12/16/2009 8:14:19 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/17/2009 6:01:55 AM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2009 4:48:28 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/17/2009 5:58:35 PM |
| shrewd-income | $100.00 | $100.00 | 12/19/2009 7:22:05 PM |
| TheAlchemist | $25.00 | $25.00 | 12/20/2009 5:28:17 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:27:42 PM |
| thestartuplender | $25.00 | $25.00 | 12/20/2009 9:12:10 PM |
| thestartuplender | $125.00 | $125.00 | 12/20/2009 9:11:24 PM |
| lend4life13 | $500.00 | $500.00 | 12/21/2009 1:24:37 PM |
| zone6 | $154.80 | $154.80 | 12/21/2009 5:26:31 PM |
| smart-gain | $25.00 | $25.00 | 12/21/2009 5:06:12 PM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 8:01:14 PM |
| PCity-LOA15 | $100.00 | $100.00 | 12/22/2009 7:34:11 AM |
| Kissabledevil | $25.00 | $25.00 | 12/22/2009 8:26:03 AM |
| reflective-rupee | $2,000.00 | $2,000.00 | 12/22/2009 9:45:58 AM |
| asdf9876 | $100.00 | $100.00 | 12/22/2009 10:21:23 AM |
| deal-paddle | $100.00 | $100.00 | 12/22/2009 10:40:48 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/22/2009 9:55:32 AM |
| Bob450 | $50.00 | $50.00 | 12/22/2009 11:30:14 AM |
| reflective-rupee | $200.00 | $128.71 | 12/22/2009 11:43:14 AM |
| Feyenoord | $26.74 | $26.74 | 12/22/2009 1:52:29 PM |
| TakeCare | $30.00 | $30.00 | 12/22/2009 12:53:50 PM |
| meers2000 | $25.00 | $25.00 | 12/22/2009 9:37:26 AM |
| ghinga | $50.00 | $50.00 | 12/22/2009 1:46:05 PM |
| jules3304 | $25.00 | $25.00 | 12/22/2009 2:05:21 PM |
| tigercat | $50.00 | $50.00 | 12/22/2009 10:09:01 AM |
| enriched-truth | $27.31 | $27.31 | 12/22/2009 2:39:02 PM |
| peb44 | $25.00 | $25.00 | 12/22/2009 2:51:16 PM |
| sflash | $25.00 | $25.00 | 12/22/2009 3:00:57 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/15/2009 4:34:31 PM |
| efficient-principal | $50.00 | $50.00 | 12/15/2009 4:45:12 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/16/2009 8:01:14 AM |
| Bob450 | $50.00 | $50.00 | 12/16/2009 2:19:43 PM |
| reflective-rupee | $250.00 | $250.00 | 12/16/2009 9:33:38 PM |
| Laxa | $25.00 | $25.00 | 12/18/2009 10:28:50 AM |
| lender12345 | $50.00 | $50.00 | 12/18/2009 6:26:13 PM |
| gold-cluster | $100.00 | $100.00 | 12/20/2009 6:16:01 PM |
| PrinceValium | $50.00 | $50.00 | 12/21/2009 6:44:13 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/21/2009 8:18:11 AM |
| cbivitz | $200.00 | $200.00 | 12/21/2009 10:55:43 AM |
| Skeptical-one | $50.00 | $50.00 | 12/21/2009 10:06:19 AM |
| Tono | $25.00 | $25.00 | 12/21/2009 3:54:57 PM |
| noble-moola | $25.00 | $25.00 | 12/22/2009 4:12:23 AM |
| The-CAPS-fan | $25.00 | $25.00 | 12/22/2009 5:12:03 AM |
| epic-payout | $154.44 | $154.44 | 12/22/2009 7:18:30 AM |
| golath24 | $200.00 | $200.00 | 12/22/2009 10:03:57 AM |
| jelly1126 | $50.00 | $50.00 | 12/22/2009 10:13:13 AM |
| carrinel | $33.00 | $33.00 | 12/22/2009 12:13:06 PM |
| reciprocate | $100.00 | $100.00 | 12/22/2009 1:38:58 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/22/2009 2:36:22 PM |
| MitchD | $25.00 | $25.00 | 12/22/2009 2:53:17 PM |
| jerrymaguire | $50.00 | $50.00 | 12/22/2009 2:28:39 PM |
| farmn | $25.00 | $25.00 | 12/22/2009 2:51:45 PM |
| irishlaw | $140.00 | $140.00 | 12/22/2009 1:02:57 PM |
| credit-coach118 | $25.00 | $25.00 | 12/22/2009 2:24:26 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
438188
This series of Notes was issued and sold upon the funding of the borrower loan #40179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 32.02% |
Starting borrower rate/APR:
| 33.02% / 35.72% |
Starting monthly payment:
| $66.18 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.70% |
Final monthly payment:
| $66.17 |
| |
|
Auction yield range:
| 11.20% - 32.02% |
Estimated loss impact:
| 10.81% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 21.19% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 18
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 36 | Length of status: | 3y 4m |
|
Amount delinquent:
| $6,266 |
Revolving credit balance:
| $19,796 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| payment-prophesy1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Typhoon Ketsana / Bring family home
Purpose of loan:
I need help with consolidating my debt cause I have a Wife and Son in the Philippines that are victums of Typhoon Ketsana also known as Typhoon Ondoy. .
I need to pay off debt that I have so I can support them at this time of need and also file for the Spouse Visa here in the States so I can bring my new family
home to me soon please and out of harms way.
Please help me?through this because it takes 5-6 months here in Immigration to finish paper work and then after that it can be a total of 7 to 9 months before I can have my family here with me.????
My financial situation:
I am a good candidate for this loan because I'm a very hard worker and my values are good as a person, I pay all my bills on time or before the due date always.
I was married before when I was younger and ex ruined my credit filling the limit on credit cards so I had to file for Bankruptcy which left my credit damaged and I have 2 or 3 more years before they fix my credit scores.
I have always payed bills all my life on time and never late until the divorce happened and things changed, If your a divorced person you know it's extremely hard for a person to get?started all over again, The last time I was delinquent was 6 yrs. ago.
I hope I have answered to the best of my knowledge what you needed to know but you may ask for more info. if needed.
My Listing on my Credit Report is False on all Delinquent because its from my past from Bankruptcy and is not current so my past record is still effecting me which caused me not to get Loans from bank when I was trying to consolidate and pay for my wedding and have enough to bring my Wife and Son home to me as soon as possible..
I don't have a house like it said in the report I Rent, That report is from my past when I was married the house was signed over but it stayed in my name don't know why.
Again please help me bring family home to me from this terrible Typhoon Ketsana that hit the Philippines on 9/25/09 with a body count over 400 +, And now they just got hit again with 12 mountain slides covering village up to 8 ft. in mud and water with 135+ people dieing and have two more on its way there.
Thank you for your time and effort God Bless you all for helping.
I will be starting a second job soon and will be able to save once I get my feet back on track and get me out of the bind and bring my new family home? soon.
God Bless You who help me bring family home to me soon.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jerrymaguire | $63.58 | $63.58 | 12/15/2009 8:37:00 PM |
| jpf27 | $100.00 | $100.00 | 12/18/2009 6:47:57 PM |
| adaptable-capital | $52.39 | $52.39 | 12/18/2009 7:33:13 PM |
| Lenderboy | $1,019.70 | $29.78 | 12/20/2009 3:17:38 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:13:33 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:52:22 PM |
| TakeCare | $30.00 | $30.00 | 12/21/2009 11:47:43 AM |
| yerkster1 | $31.98 | $31.98 | 12/21/2009 4:26:36 PM |
| leverage-monger | $50.00 | $50.00 | 12/22/2009 7:13:06 AM |
| flwah | $25.00 | $25.00 | 12/22/2009 7:34:05 AM |
| UBOtto186 | $37.40 | $37.40 | 12/22/2009 8:40:01 AM |
| glenium | $25.00 | $25.00 | 12/22/2009 3:23:31 AM |
| icon7 | $25.00 | $25.00 | 12/22/2009 10:39:27 AM |
| rate-seahorse | $25.00 | $25.00 | 12/22/2009 11:03:17 AM |
| stephen_c01 | $25.00 | $25.00 | 12/22/2009 7:40:51 AM |
| ghinga | $25.00 | $25.00 | 12/22/2009 1:48:06 PM |
| meers2000 | $25.00 | $25.00 | 12/22/2009 9:37:27 AM |
| malcolmreynolds | $25.00 | $25.00 | 12/22/2009 1:24:58 PM |
| Bob450 | $25.00 | $25.00 | 12/22/2009 3:35:51 PM |
| Engineer44 | $25.00 | $25.00 | 12/22/2009 4:00:45 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 2:22:07 PM |
| Eloise62 | $75.00 | $75.00 | 12/18/2009 6:48:46 PM |
| jerrymaguire | $50.00 | $50.00 | 12/19/2009 10:01:52 PM |
| Ven58 | $25.00 | $25.00 | 12/20/2009 3:29:48 PM |
| peb44 | $25.00 | $25.00 | 12/21/2009 6:08:56 AM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 7:56:06 AM |
| leverage-monger | $25.00 | $25.00 | 12/21/2009 8:22:56 PM |
| noble-moola | $25.00 | $25.00 | 12/22/2009 4:17:24 AM |
| photo999 | $25.00 | $25.00 | 12/21/2009 7:19:01 PM |
| upbeat-marketplace | $25.00 | $25.00 | 12/22/2009 7:18:29 AM |
| benefit-flow | $50.00 | $50.00 | 12/22/2009 8:57:19 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/22/2009 12:02:22 AM |
| realtormoises | $25.00 | $25.00 | 12/22/2009 11:36:50 AM |
| Montiesholdings | $25.00 | $25.00 | 12/22/2009 6:29:04 AM |
| leverage-monger | $100.00 | $100.00 | 12/22/2009 12:19:52 PM |
| rate-farm3 | $193.87 | $193.87 | 12/22/2009 1:22:38 PM |
| just-trade0 | $36.00 | $36.00 | 12/22/2009 3:36:59 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
438220
This series of Notes was issued and sold upon the funding of the borrower loan #40175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.75% |
Starting monthly payment:
| $48.68 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.67% |
Final monthly payment:
| $47.25 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,089 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| durability-mulberry |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 12/15/2009 7:57:35 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:49 PM |
| wrighco | $25.00 | $25.00 | 12/15/2009 10:11:54 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:56 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:23 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:30 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:27 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:32 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:49 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:13 AM |
| wormdc | $26.00 | $26.00 | 12/16/2009 12:30:45 AM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2009 8:29:31 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 10:48:39 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:29 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:18 AM |
| McDough | $25.00 | $25.00 | 12/16/2009 1:22:58 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:22 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:22:06 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:11 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:15 AM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:41 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:20 PM |
| inspired-contract9 | $50.00 | $37.70 | 12/17/2009 10:57:27 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:04:54 PM |
| lender124 | $50.00 | $50.00 | 12/20/2009 10:38:53 AM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:52:55 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 11:59:44 AM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:51:45 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:52:59 PM |
| impartial-deal | $32.37 | $32.37 | 12/15/2009 3:49:00 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:55 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:17 AM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 8:58:45 PM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:48:01 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:48 AM |
| solstice175 | $25.00 | $25.00 | 12/16/2009 7:30:47 AM |
| suzanny | $25.00 | $25.00 | 12/16/2009 10:21:45 AM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 1:01:59 PM |
| rmachi | $25.00 | $25.00 | 12/17/2009 12:18:03 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:34 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:35 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:43 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:10 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:18 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 6:47:47 AM |
| dmitriy2 | $25.00 | $25.00 | 12/18/2009 1:42:34 PM |
| cognizant-rate732 | $83.93 | $83.93 | 12/20/2009 3:23:42 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:40:46 PM |
| elegant-income3 | $50.00 | $50.00 | 12/21/2009 7:16:35 AM |
| kf88 | $30.00 | $30.00 | 12/21/2009 1:59:40 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
438266
This series of Notes was issued and sold upon the funding of the borrower loan #40146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 37.22% |
Starting monthly payment:
| $67.43 |
|
Final lender yield:
| 33.49% |
Final borrower rate/APR:
| 34.49% / 37.21% |
Final monthly payment:
| $67.42 |
| |
|
Auction yield range:
| 11.20% - 33.50% |
Estimated loss impact:
| 10.85% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 22.64% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,751 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 116% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| tender-coin3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Hi Prosper Fans!
I am asking today for you to help me fund a loan for debt consolidation and moving expenses.? I want to consolidate a couple of small credit card bills and have enough on hand to move in a couple of weeks to my new place.
I am a good candidate for this loan because I have been working for the same employer for almost 10 years and I am a diligent worker.? So I ask that you please consider funding this small loan and I hope you all have a good day!
Cheers!
Katrina
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the current balance, interest rate, and minimum payments of the debts you plan to refinance. - Loan_Stranger
A:
Hi,
this loan will be paid in full less than 90 days of receipt. My moving expenses are less than 500. The additional funds will be used toward credit card debt and lowering monthly interest rate.
Thank you.
loan amt 1,500
interest rate currently @33.50
min payment of debts 1,000
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flexible-economy2 | $75.00 | $75.00 | 12/15/2009 4:32:05 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/15/2009 4:34:34 PM |
| felicity-daydream | $25.00 | $25.00 | 12/15/2009 8:13:13 PM |
| jpf27 | $100.00 | $100.00 | 12/16/2009 10:57:27 AM |
| Eloise62 | $75.00 | $75.00 | 12/16/2009 10:58:01 AM |
| muirheaj | $25.00 | $25.00 | 12/16/2009 10:58:15 AM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 2:32:32 PM |
| inforapenny | $25.00 | $25.00 | 12/16/2009 3:23:00 PM |
| moo916 | $25.00 | $25.00 | 12/17/2009 7:50:20 AM |
| nickel-mad-scientist | $25.00 | $25.00 | 12/17/2009 10:58:00 AM |
| econgineer | $34.11 | $34.11 | 12/17/2009 6:57:39 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 9:13:36 PM |
| heroic-benefit | $100.00 | $100.00 | 12/18/2009 7:45:24 AM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 11:42:17 AM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:12:35 PM |
| adaptable-capital | $250.00 | $250.00 | 12/18/2009 7:26:50 PM |
| eclipse056 | $27.22 | $27.22 | 12/18/2009 8:02:12 PM |
| aafonso | $25.00 | $25.00 | 12/18/2009 8:06:59 PM |
| efficient-principal | $50.00 | $50.00 | 12/15/2009 4:45:13 PM |
| KMSB | $25.00 | $25.00 | 12/15/2009 4:33:09 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2009 7:25:29 PM |
| order-bee1 | $25.00 | $25.00 | 12/16/2009 12:33:42 AM |
| JustMee | $25.00 | $25.00 | 12/16/2009 11:51:46 AM |
| BradP | $50.00 | $50.00 | 12/16/2009 2:29:06 PM |
| impartial-deal | $25.00 | $25.00 | 12/16/2009 1:44:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:13:57 PM |
| hellasow | $25.00 | $25.00 | 12/16/2009 5:48:25 PM |
| Unitas4302 | $70.37 | $70.37 | 12/17/2009 4:33:41 AM |
| wealth-pipeline | $25.00 | $25.00 | 12/17/2009 12:11:09 PM |
| MrDance123 | $25.00 | $25.00 | 12/17/2009 5:48:45 PM |
| mt3209 | $25.00 | $25.00 | 12/17/2009 10:49:09 PM |
| zento | $25.00 | $25.00 | 12/18/2009 4:16:25 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 4:13:20 PM |
| nilonc1 | $98.74 | $93.30 | 12/18/2009 4:30:17 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
438282
This series of Notes was issued and sold upon the funding of the borrower loan #40165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.99% |
Starting borrower rate/APR:
| 10.99% / 13.11% |
Starting monthly payment:
| $229.14 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $220.49 |
| |
|
Auction yield range:
| 4.20% - 9.99% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $388 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| nickel-mountain |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to pay off my wife's high interest credit card.? Her current rate of 14.99% will take years to pay off.? We are looking to start a family and would like to do so revolving debt free.
My financial situation:
I am a good candidate for this loan because I have never paid any accounts late.? I have an average credit score of 730+.? Together my wife and I will easily be able to make the payments required on this loan.? Our monthly income is $4,400.? Our required expenses are as follows:
Mortgage $695 (includes taxes and insurance)
Car Payment $376
Car Insurance $118
Utilities $300
Student Loans $350
Credit Cards $150
Household Expenses $500
Total Required Expenses = $2,489
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:06:01 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:56 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:49 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:30 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:26 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:55 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:13 AM |
| galtsgulch | $25.00 | $25.00 | 12/16/2009 9:58:32 AM |
| worth-revelry | $28.41 | $28.41 | 12/16/2009 10:04:05 AM |
| suzanny | $25.00 | $25.00 | 12/16/2009 7:40:51 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:16 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:28 AM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2009 8:29:32 AM |
| canisian | $25.00 | $25.00 | 12/16/2009 9:02:24 AM |
| tisiphone | $25.00 | $25.00 | 12/16/2009 7:54:17 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:46 AM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:23 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:10 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:58:20 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:13 AM |
| rmachi | $25.00 | $25.00 | 12/17/2009 12:18:04 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:34 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:42 PM |
| fortytwo | $200.00 | $200.00 | 12/17/2009 10:58:47 PM |
| Weaverville | $25.00 | $25.00 | 12/17/2009 10:59:59 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:37 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:47 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:13 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:28 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:59 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:06:59 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:21 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:42 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:46 PM |
| djh47a | $35.00 | $35.00 | 12/17/2009 11:10:44 PM |
| Captain88 | $25.00 | $25.00 | 12/18/2009 5:28:06 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:50 AM |
| credit-coach118 | $40.00 | $40.00 | 12/18/2009 10:53:10 AM |
| visionary-currency | $38.48 | $38.48 | 12/18/2009 10:03:41 AM |
| zeelender | $25.00 | $25.00 | 12/18/2009 11:42:02 AM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:55 PM |
| BookandLaw | $25.00 | $25.00 | 12/18/2009 12:01:54 PM |
| Sven79 | $100.00 | $100.00 | 12/18/2009 12:26:40 PM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:42 PM |
| Avid_Skier | $25.00 | $25.00 | 12/18/2009 1:44:39 PM |
| Goodlender42 | $25.00 | $25.00 | 12/18/2009 2:03:49 PM |
| budyzr | $25.00 | $25.00 | 12/18/2009 4:48:49 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:27 PM |
| Avala | $25.00 | $25.00 | 12/18/2009 5:03:18 PM |
| danfrphils | $25.00 | $25.00 | 12/18/2009 5:07:13 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/18/2009 5:09:56 PM |
| puifais | $25.00 | $25.00 | 12/18/2009 5:11:33 PM |
| jasperpants | $25.00 | $25.00 | 12/18/2009 5:16:44 PM |
| newfoundation | $25.00 | $25.00 | 12/18/2009 5:16:59 PM |
| secret-santa | $25.00 | $25.00 | 12/18/2009 5:18:10 PM |
| Ranch88 | $25.00 | $25.00 | 12/18/2009 5:13:32 PM |
| sisterkate | $25.00 | $25.00 | 12/18/2009 5:18:14 PM |
| credit-investor5 | $100.00 | $100.00 | 12/18/2009 5:14:18 PM |
| tolstoy00 | $25.00 | $25.00 | 12/18/2009 5:19:55 PM |
| NATIVEBORN | $50.00 | $50.00 | 12/18/2009 5:19:58 PM |
| Patter256 | $25.00 | $25.00 | 12/18/2009 5:20:04 PM |
| lloyd_s | $25.00 | $25.00 | 12/18/2009 5:14:53 PM |
| DonaldColorado | $25.00 | $25.00 | 12/18/2009 5:21:00 PM |
| skuba | $50.00 | $50.00 | 12/18/2009 5:21:14 PM |
| Hokiemon | $75.00 | $75.00 | 12/18/2009 5:16:31 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/18/2009 5:21:39 PM |
| Aleut | $25.00 | $25.00 | 12/18/2009 5:17:07 PM |
| gold-commander0 | $50.00 | $50.00 | 12/18/2009 5:21:46 PM |
| first-upright-payout | $50.00 | $50.00 | 12/18/2009 5:17:24 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/18/2009 5:21:53 PM |
| Lendomatic | $25.00 | $25.00 | 12/18/2009 5:17:45 PM |
| Norcal | $45.18 | $45.18 | 12/18/2009 5:17:48 PM |
| stensonb | $25.00 | $25.00 | 12/18/2009 5:22:55 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/18/2009 5:20:19 PM |
| MGOT-Ken | $25.00 | $25.00 | 12/18/2009 5:24:28 PM |
| lowestghost | $25.00 | $25.00 | 12/18/2009 5:24:38 PM |
| gogmagog | $100.00 | $100.00 | 12/18/2009 5:25:00 PM |
| SourDoughSteve | $25.00 | $25.00 | 12/18/2009 5:25:30 PM |
| thestartuplender | $35.00 | $35.00 | 12/18/2009 5:25:57 PM |
| Supernick | $50.00 | $50.00 | 12/18/2009 5:21:31 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/18/2009 5:26:12 PM |
| pipopirate | $25.00 | $25.00 | 12/18/2009 5:22:30 PM |
| mlkhamilton | $25.00 | $25.00 | 12/18/2009 5:26:02 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/18/2009 5:27:10 PM |
| Futurero | $25.00 | $25.00 | 12/18/2009 5:25:32 PM |
| outwish | $25.00 | $25.00 | 12/18/2009 5:25:49 PM |
| EdgeonFl | $25.00 | $25.00 | 12/18/2009 5:28:36 PM |
| roccofox | $50.00 | $50.00 | 12/18/2009 5:26:11 PM |
| credit-force5 | $25.00 | $25.00 | 12/18/2009 5:28:43 PM |
| dollar-spy | $25.00 | $25.00 | 12/18/2009 5:29:19 PM |
| lifegrowth | $25.00 | $25.00 | 12/18/2009 5:29:38 PM |
| CASHGIRL | $75.00 | $75.00 | 12/18/2009 5:29:07 PM |
| duckbill_1972 | $25.00 | $25.00 | 12/18/2009 9:08:44 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:26:28 PM |
| NorthwestLoan1 | $40.00 | $40.00 | 12/18/2009 8:53:01 PM |
| kochan123 | $25.00 | $25.00 | 12/19/2009 8:45:29 AM |
| justin323 | $25.00 | $25.00 | 12/19/2009 12:36:09 PM |
| Gambino | $50.00 | $50.00 | 12/19/2009 1:14:34 PM |
| shrewd-income | $50.00 | $50.00 | 12/19/2009 6:45:49 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 3:18:47 PM |
| jybank | $50.00 | $50.00 | 12/20/2009 6:54:29 PM |
| julijask | $25.00 | $25.00 | 12/21/2009 9:24:15 AM |
| orbital-gain | $36.00 | $36.00 | 12/21/2009 10:11:37 AM |
| SeaLoans | $25.00 | $25.00 | 12/21/2009 11:26:39 AM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 11:59:55 AM |
| shrewd-income | $50.00 | $50.00 | 12/21/2009 2:56:01 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:39:52 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:52:43 PM |
| rmpedi33 | $100.00 | $100.00 | 12/15/2009 7:26:49 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:22 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:16 AM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:33 AM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 1:02:00 PM |
| McDough | $25.00 | $25.00 | 12/16/2009 1:22:57 PM |
| FundMaker | $25.00 | $25.00 | 12/16/2009 5:10:52 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:33 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:42 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:09 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:17 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:20 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:58:26 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:35 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:43 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:08 PM |
| museic1 | $25.00 | $25.00 | 12/17/2009 11:00:23 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:03 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:27 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:37 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:32 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:43 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:09 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:20 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:37 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:47 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:03 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:55 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:05 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:07 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:28 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:57 PM |
| japper2353 | $25.00 | $25.00 | 12/17/2009 11:23:32 PM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 6:16:00 AM |
| langdonx | $25.00 | $25.00 | 12/18/2009 7:55:39 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:31 AM |
| Tradesmanlender | $25.00 | $25.00 | 12/18/2009 10:03:27 AM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/18/2009 10:21:32 AM |
| dumbass | $25.00 | $25.00 | 12/18/2009 12:21:10 PM |
| jd006006 | $40.00 | $40.00 | 12/18/2009 12:16:45 PM |
| DadWarbucks | $25.00 | $25.00 | 12/18/2009 1:44:42 PM |
| StrongMoney | $25.00 | $25.00 | 12/18/2009 2:04:24 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:43 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:32 PM |
| rulender | $50.00 | $50.00 | 12/18/2009 5:13:19 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/18/2009 5:14:16 PM |
| personal-lender | $25.00 | $25.00 | 12/18/2009 5:14:55 PM |
| flwah | $25.00 | $25.00 | 12/18/2009 5:15:27 PM |
| Taxman44 | $25.00 | $25.00 | 12/18/2009 5:16:01 PM |
| mjcjmm4407 | $25.00 | $25.00 | 12/18/2009 5:16:57 PM |
| divedude | $25.00 | $25.00 | 12/18/2009 5:13:13 PM |
| social-comet7 | $25.00 | $25.00 | 12/18/2009 5:18:03 PM |
| mjjjrj | $25.00 | $25.00 | 12/18/2009 5:17:34 PM |
| szetheli | $50.00 | $50.00 | 12/18/2009 5:19:52 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/18/2009 5:20:59 PM |
| teller | $60.00 | $60.00 | 12/18/2009 5:21:13 PM |
| best-deal-banker | $50.00 | $50.00 | 12/18/2009 5:21:25 PM |
| Havana21 | $25.00 | $25.00 | 12/18/2009 5:20:42 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/18/2009 5:20:50 PM |
| faldska | $25.00 | $25.00 | 12/18/2009 5:24:33 PM |
| sajitp | $25.00 | $25.00 | 12/18/2009 5:25:42 PM |
| antlr | $25.00 | $25.00 | 12/18/2009 5:26:43 PM |
| andyb9 | $25.00 | $25.00 | 12/18/2009 5:26:48 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/18/2009 5:27:35 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/18/2009 5:27:31 PM |
| Blue_HorseShoe | $25.00 | $25.00 | 12/18/2009 5:25:13 PM |
| ebusinessagent | $25.00 | $25.00 | 12/18/2009 5:25:27 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/18/2009 5:28:55 PM |
| shanadip | $25.00 | $25.00 | 12/18/2009 5:28:50 PM |
| mathprof | $25.00 | $25.00 | 12/18/2009 5:29:28 PM |
| mizount | $25.00 | $25.00 | 12/18/2009 5:29:13 PM |
| junctionking | $25.00 | $25.00 | 12/18/2009 5:27:04 PM |
| loan-warrior | $25.00 | $25.00 | 12/18/2009 5:27:26 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/18/2009 5:29:11 PM |
| FlexFunding | $100.00 | $100.00 | 12/18/2009 5:29:43 PM |
| kenji4861 | $50.00 | $40.10 | 12/18/2009 5:38:14 PM |
| bank-examiner | $25.00 | $25.00 | 12/18/2009 6:37:37 PM |
| Rose22 | $46.83 | $46.83 | 12/19/2009 9:43:22 AM |
| generous-deal6 | $25.00 | $25.00 | 12/19/2009 12:35:26 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 10:29:02 PM |
| elegant-income3 | $50.00 | $50.00 | 12/20/2009 9:15:34 AM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:44:12 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:46:10 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:09:52 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 9:37:59 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:40:44 AM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 3:43:27 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:59:20 PM |
| 197 bids
|
Borrower Payment Dependent Notes Series
438304
This series of Notes was issued and sold upon the funding of the borrower loan #40161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 18.18% |
Starting monthly payment:
| $126.57 |
|
Final lender yield:
| 11.50% |
Final borrower rate/APR:
| 12.50% / 14.64% |
Final monthly payment:
| $120.43 |
| |
|
Auction yield range:
| 6.20% - 15.00% |
Estimated loss impact:
| 5.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.31% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Nov-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23,604 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dorypro |
Borrower's state:
| Georgia |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper lender - to pay tax
Purpose of loan:
This loan will be used to pay taxes on three rental properties which I recently acquired from my own resources.
My financial situation:
As a prosper lender I have assisted many persons. I have never had a problem managing my credit obligations
and most certainly ,will repay this loan.Two of the? properties have been rented and the loan will be repaid from the proceeds.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$260.00 in winning bids.
"The second or third largest lender in the club - the loan payments she receives monthly could probably pay this off at any time! I have verified her contact info. Safest investment on Prosper!"
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| YummiBear | $25.00 | $25.00 | 12/14/2009 7:23:45 PM |
| Workaholic79 | $25.00 | $25.00 | 12/15/2009 1:42:41 PM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:35:54 AM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2009 12:22:21 PM |
| GABC-1 | $69.00 | $69.00 | 12/17/2009 11:30:41 AM |
| Eaglehigh | $25.00 | $25.00 | 12/18/2009 6:32:38 AM |
| gilbrear | $25.00 | $25.00 | 12/18/2009 3:41:58 PM |
| orbiter614 | $100.00 | $100.00 | 12/18/2009 6:21:29 PM |
| maccpro1 | $50.00 | $50.00 | 12/18/2009 11:41:59 PM |
| economy-synapse | $65.05 | $65.05 | 12/18/2009 9:40:37 PM |
| preventivepestcontrol | $25.00 | $25.00 | 12/19/2009 8:35:39 AM |
| shrewd-income | $71.66 | $71.66 | 12/19/2009 6:46:35 PM |
| seatown7 | $42.46 | $42.46 | 12/20/2009 1:34:08 PM |
| tuckerdog75 | $25.00 | $25.00 | 12/20/2009 4:17:26 PM |
| mattblizz | $25.00 | $25.00 | 12/20/2009 3:15:29 PM |
| jybank | $50.00 | $50.00 | 12/20/2009 6:55:23 PM |
| dime-beeper | $50.00 | $50.00 | 12/20/2009 10:15:56 PM |
| fishhauler | $25.00 | $25.00 | 12/21/2009 2:42:55 AM |
| TakeCare | $200.00 | $200.00 | 12/21/2009 7:28:12 AM |
| HelpFromNY | $100.00 | $100.00 | 12/21/2009 7:37:55 AM |
| justice-hawk | $50.00 | $50.00 | 12/21/2009 10:57:45 AM |
| gothampark | $25.00 | $25.00 | 12/21/2009 10:24:09 AM |
| KSgirl89 | $48.87 | $48.87 | 12/21/2009 11:33:13 AM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 12:34:11 PM |
| streak269 | $25.00 | $25.00 | 12/21/2009 1:26:28 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:58:41 PM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 3:56:48 PM |
| RetirementMoney | $50.00 | $50.00 | 12/21/2009 3:55:17 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:59:46 PM |
| JGuide | $50.00 | $50.00 | 12/21/2009 3:59:36 PM |
| organic-platinum | $25.00 | $25.00 | 12/21/2009 4:00:09 PM |
| JGuide | $60.00 | $60.00 | 12/14/2009 4:41:02 PM |
| lepolgr | $50.00 | $50.00 | 12/14/2009 7:59:37 PM |
| flshdaskll | $25.00 | $25.00 | 12/14/2009 6:16:31 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2009 6:21:49 PM |
| bsmtloan | $75.00 | $75.00 | 12/14/2009 6:28:11 PM |
| Tai | $25.00 | $25.00 | 12/14/2009 11:08:54 PM |
| Dskillz | $32.86 | $32.86 | 12/18/2009 5:39:20 PM |
| loanman2007 | $300.00 | $300.00 | 12/19/2009 7:42:59 AM |
| spc91x | $25.00 | $25.00 | 12/19/2009 5:45:05 PM |
| impressive-fund0 | $33.87 | $33.87 | 12/19/2009 8:05:36 PM |
| MStackIV | $25.00 | $25.00 | 12/20/2009 10:38:29 AM |
| fortytwo | $300.00 | $300.00 | 12/20/2009 11:42:43 AM |
| sgmm330 | $25.00 | $25.00 | 12/20/2009 1:37:09 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:59:30 PM |
| fairness-atmosphere | $25.00 | $25.00 | 12/21/2009 7:36:37 AM |
| JGuide | $100.00 | $100.00 | 12/21/2009 9:13:59 AM |
| nickel-ranch | $25.00 | $25.00 | 12/21/2009 10:31:03 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/21/2009 9:34:03 AM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 10:19:33 AM |
| Spring342 | $25.00 | $25.00 | 12/21/2009 12:03:00 PM |
| The-CAPS-fan | $45.00 | $45.00 | 12/21/2009 10:35:27 AM |
| Workaholic79 | $25.00 | $25.00 | 12/21/2009 10:52:36 AM |
| sorace | $50.00 | $50.00 | 12/21/2009 1:11:56 PM |
| squarebob | $25.00 | $25.00 | 12/21/2009 12:18:54 PM |
| justice-hawk | $200.00 | $200.00 | 12/21/2009 12:58:25 PM |
| sunstar | $25.00 | $25.00 | 12/21/2009 1:18:57 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/21/2009 3:18:59 PM |
| Jazzy503 | $25.00 | $25.00 | 12/21/2009 3:44:48 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:54:19 PM |
| sharp-credit | $500.00 | $131.23 | 12/21/2009 3:58:41 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:59:54 PM |
| JGuide | $50.00 | $50.00 | 12/21/2009 3:59:56 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
438322
This series of Notes was issued and sold upon the funding of the borrower loan #40174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.51% |
Starting monthly payment:
| $162.28 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $157.49 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,604 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| red-excellent-silver |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
WEDDING EXPENSES
Purpose of loan:
This loan will be used to pay for my honeymoon. I will be getting married in June 2010.
My financial situation:
I am a good candidate for this loan because I have never made any late payments on any of my credit cards. All my revolving accounts are in good standing and I have a good credit score. I am employed full-time and also have a fiance who lives with me and who is employed full-time as well and is equally responsible for all living expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please provide your take home pay and detailed list of all monthly expenses with amounts. Thanks. - exciting-fairness
A:
Hello,
The following are the details of mine and my fiances monthly income and expenses:
I get $1636 monthly plus my fiances income which is $1600 =
$3236 monthly income in my home.
We both cover all bills and other living expenses. We have been living together for going on 3 years.
Rent $1000
Cable $77
Cell Phones: $97
Gas and Utilities $120
All credit cards $364
.........................................
Total Expenses: $1658
Total Excess: $1578
Thanks
(Dec-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:29 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:25 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 8:13:48 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:55 PM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:15 AM |
| wrighco | $25.00 | $25.00 | 12/15/2009 10:11:53 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 1:02:02 PM |
| McDough | $25.00 | $25.00 | 12/16/2009 1:22:56 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:24 PM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:58:20 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:12 AM |
| cjames84 | $25.00 | $25.00 | 12/17/2009 10:07:54 AM |
| Artist_Blue | $25.00 | $25.00 | 12/17/2009 12:10:52 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:33 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:41 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:08 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:16 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:43 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:56 PM |
| fortytwo | $200.00 | $200.00 | 12/17/2009 10:58:47 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:16 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:58:27 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:34 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:07 PM |
| museic1 | $25.00 | $25.00 | 12/17/2009 11:00:24 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:03 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:27 PM |
| rmachi | $25.00 | $25.00 | 12/17/2009 11:03:21 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:38 PM |
| mikeandcat | $50.00 | $50.00 | 12/17/2009 11:04:33 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:27 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/17/2009 11:05:33 PM |
| sharkm | $40.00 | $40.00 | 12/17/2009 11:05:46 PM |
| AceInTheHole | $25.00 | $25.00 | 12/17/2009 11:07:00 PM |
| natmonkey | $25.00 | $25.00 | 12/17/2009 11:07:27 PM |
| buukyak | $25.00 | $25.00 | 12/17/2009 11:07:58 PM |
| degster | $25.00 | $25.00 | 12/17/2009 11:22:53 PM |
| japper2353 | $25.00 | $25.00 | 12/17/2009 11:23:32 PM |
| morpholog | $25.00 | $25.00 | 12/17/2009 11:22:42 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 11:22:49 PM |
| js60l | $25.00 | $25.00 | 12/17/2009 11:23:07 PM |
| BankofBen | $500.00 | $500.00 | 12/18/2009 12:35:18 AM |
| djh47a | $25.00 | $25.00 | 12/17/2009 11:23:51 PM |
| Captain88 | $25.00 | $25.00 | 12/18/2009 5:28:10 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/18/2009 8:40:29 AM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/18/2009 10:21:31 AM |
| MO_Investor | $25.00 | $25.00 | 12/18/2009 10:03:57 AM |
| credit-coach118 | $40.00 | $40.00 | 12/18/2009 10:53:11 AM |
| jd006006 | $40.00 | $40.00 | 12/18/2009 12:16:44 PM |
| _kyle | $25.00 | $25.00 | 12/18/2009 1:01:45 PM |
| Weaverville | $25.00 | $25.00 | 12/18/2009 1:42:12 PM |
| zeelender | $25.00 | $25.00 | 12/18/2009 2:04:13 PM |
| czar3 | $25.00 | $25.00 | 12/18/2009 4:42:44 PM |
| BigCityLending | $25.00 | $25.00 | 12/18/2009 4:47:28 PM |
| budyzr | $25.00 | $25.00 | 12/18/2009 4:48:50 PM |
| regahj99 | $25.00 | $25.00 | 12/18/2009 5:02:03 PM |
| grampy48 | $25.00 | $25.00 | 12/18/2009 5:09:30 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/18/2009 5:09:57 PM |
| peaceful-farmer | $50.00 | $50.00 | 12/18/2009 6:56:39 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:04:55 PM |
| Pasagam | $25.00 | $25.00 | 12/19/2009 9:24:15 AM |
| Coastie814 | $25.00 | $25.00 | 12/20/2009 1:58:15 AM |
| favorite-commerce | $25.00 | $25.00 | 12/20/2009 2:14:04 PM |
| kulender | $100.00 | $100.00 | 12/20/2009 6:58:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:01:14 AM |
| p2ploan-sensation211 | $25.00 | $25.00 | 12/21/2009 7:44:33 AM |
| bankar | $25.00 | $25.00 | 12/21/2009 3:14:23 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:54:12 PM |
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:06:03 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:54 PM |
| canisian | $25.00 | $25.00 | 12/16/2009 9:02:23 AM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:34 AM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:21 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:48 AM |
| suzanny | $25.00 | $25.00 | 12/16/2009 7:40:50 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:13 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:27 AM |
| solstice175 | $25.00 | $25.00 | 12/16/2009 7:30:46 AM |
| galtsgulch | $25.00 | $25.00 | 12/16/2009 9:58:31 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:44 AM |
| jcfunder | $25.00 | $25.00 | 12/16/2009 11:53:01 AM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:09 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/17/2009 12:10:40 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:32 PM |
| FundMaker | $25.00 | $25.00 | 12/17/2009 4:49:44 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:09 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:39 PM |
| JJS180 | $25.00 | $25.00 | 12/17/2009 10:59:22 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:16 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:43 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:33 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:46 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:12 PM |
| SNH | $50.00 | $50.00 | 12/17/2009 11:04:16 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/17/2009 11:04:44 PM |
| Kaj | $30.00 | $30.00 | 12/17/2009 11:04:59 PM |
| forthright-social | $25.00 | $25.00 | 12/17/2009 11:05:08 PM |
| Tom579 | $25.00 | $25.00 | 12/17/2009 11:05:20 PM |
| Marathoner | $25.00 | $25.00 | 12/17/2009 11:05:54 PM |
| AF-Chief | $35.00 | $35.00 | 12/17/2009 11:06:02 PM |
| shamrocker | $25.00 | $25.00 | 12/17/2009 11:06:07 PM |
| adama_48 | $25.00 | $25.00 | 12/17/2009 11:07:06 PM |
| kulender | $25.00 | $25.00 | 12/17/2009 11:07:20 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/17/2009 11:07:42 PM |
| totoro | $25.00 | $25.00 | 12/17/2009 11:07:47 PM |
| TK4 | $25.00 | $25.00 | 12/17/2009 11:22:54 PM |
| QuinMccoy | $25.00 | $25.00 | 12/17/2009 11:22:47 PM |
| tsui517 | $25.00 | $25.00 | 12/17/2009 11:23:24 PM |
| Mickeyblu | $25.00 | $25.00 | 12/18/2009 6:15:59 AM |
| compoundinterest | $50.00 | $50.00 | 12/18/2009 10:21:22 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/18/2009 10:27:51 AM |
| Tradesmanlender | $25.00 | $25.00 | 12/18/2009 10:03:28 AM |
| note-tent | $50.00 | $50.00 | 12/18/2009 12:21:41 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/18/2009 12:21:54 PM |
| dumbass | $25.00 | $25.00 | 12/18/2009 1:44:25 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/18/2009 4:48:32 PM |
| Avala | $25.00 | $25.00 | 12/18/2009 5:03:19 PM |
| ADenny | $25.00 | $25.00 | 12/18/2009 5:03:21 PM |
| puifais | $25.00 | $21.00 | 12/18/2009 5:11:34 PM |
| ClearLake | $25.00 | $25.00 | 12/18/2009 5:11:13 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/18/2009 5:56:33 PM |
| FundMaker | $25.00 | $25.00 | 12/18/2009 7:17:16 PM |
| payout-magician | $25.00 | $25.00 | 12/19/2009 8:29:44 AM |
| generous-deal6 | $25.00 | $25.00 | 12/19/2009 12:35:59 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 4:49:59 PM |
| Castelj | $39.00 | $39.00 | 12/20/2009 7:40:56 AM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:47:11 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:56:24 AM |
| golffish2 | $50.00 | $50.00 | 12/21/2009 9:23:45 AM |
| julijask | $25.00 | $25.00 | 12/21/2009 9:24:45 AM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 10:13:30 AM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:42:40 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 4:00:30 PM |
| 134 bids
|
Borrower Payment Dependent Notes Series
438324
This series of Notes was issued and sold upon the funding of the borrower loan #40170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 13.00% |
Starting borrower rate/APR:
| 14.00% / 14.35% |
Starting monthly payment:
| $170.89 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 14.35% |
Final monthly payment:
| $170.89 |
| |
|
Auction yield range:
| 3.20% - 13.00% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Nov-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,892 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 20% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| OMallen |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down a credit card
Purpose of loan:
This loan will be used to pay down a little credit card debt.? I figured that getting a loan through Prosper would be a good idea since I already have invested a few thousand here for other people's loans.?
My financial situation:
I am a good candidate for this loan because I am employed and have a small amount of unsecured debt.?? I make $4000 / mo salary and $700 / mo for reserve duty.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain the DQs? - JackinGreen
A:
Cell phone bills from 2003. I can't wait for another year until they drop off my credit report. Nothing new though.
(Dec-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| matthewa | $25.00 | $25.00 | 12/14/2009 4:12:35 PM |
| blot44 | $25.00 | $25.00 | 12/14/2009 8:59:52 PM |
| Cherrypicker | $50.00 | $50.00 | 12/14/2009 10:38:31 PM |
| brightest-dignified-penny | $50.00 | $50.00 | 12/15/2009 12:12:05 PM |
| discrete-asset | $25.00 | $25.00 | 12/15/2009 3:36:54 PM |
| Bob450 | $45.00 | $45.00 | 12/15/2009 4:46:50 PM |
| magusfoo | $50.00 | $50.00 | 12/15/2009 8:11:14 PM |
| dunox | $25.00 | $25.00 | 12/15/2009 7:53:20 PM |
| eureka117 | $25.00 | $25.00 | 12/16/2009 3:36:48 PM |
| kingpin1 | $50.00 | $50.00 | 12/16/2009 7:10:27 PM |
| senior1 | $25.00 | $25.00 | 12/16/2009 4:36:13 PM |
| superstar449 | $25.00 | $25.00 | 12/16/2009 5:07:00 PM |
| ONECENTATATIME | $25.00 | $25.00 | 12/17/2009 8:45:48 AM |
| ghinga | $50.00 | $50.00 | 12/18/2009 12:08:03 PM |
| brondero | $100.00 | $100.00 | 12/18/2009 6:55:13 PM |
| libertas67 | $25.00 | $25.00 | 12/19/2009 7:03:48 AM |
| nalaari | $72.45 | $72.45 | 12/19/2009 7:07:30 AM |
| JackinGreen | $100.00 | $100.00 | 12/19/2009 6:30:32 AM |
| maplehouse | $28.96 | $28.96 | 12/19/2009 8:55:06 AM |
| StarFox | $25.00 | $25.00 | 12/19/2009 9:10:26 AM |
| squarebob | $25.00 | $25.00 | 12/19/2009 11:00:36 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:26:27 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/19/2009 12:56:51 PM |
| zerocrog | $25.00 | $25.00 | 12/19/2009 6:12:00 PM |
| vine99 | $100.00 | $100.00 | 12/19/2009 9:22:42 PM |
| skifamily1992 | $25.00 | $25.00 | 12/20/2009 8:09:34 AM |
| savedollarinc | $25.00 | $25.00 | 12/20/2009 9:53:02 AM |
| lululender | $50.00 | $50.00 | 12/20/2009 11:28:59 AM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:39:40 PM |
| mattblizz | $50.00 | $50.00 | 12/20/2009 3:20:27 PM |
| authentic-deal8 | $50.00 | $50.00 | 12/20/2009 9:24:47 PM |
| cashhelp | $25.00 | $25.00 | 12/20/2009 10:41:09 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:28:52 PM |
| Nasdaq | $25.00 | $25.00 | 12/20/2009 8:13:23 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:48:38 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:05:53 AM |
| LiveAloha | $25.00 | $25.00 | 12/20/2009 10:01:10 PM |
| 1traveler | $25.00 | $25.00 | 12/20/2009 11:47:11 PM |
| circustab | $50.00 | $50.00 | 12/21/2009 6:54:55 AM |
| bank-examiner | $25.00 | $25.00 | 12/21/2009 10:26:56 AM |
| fascinating-dollar | $50.00 | $50.00 | 12/21/2009 11:52:14 AM |
| Hola_James | $52.42 | $52.42 | 12/21/2009 10:18:47 AM |
| brightest-economy-tsunami | $26.00 | $26.00 | 12/21/2009 11:55:46 AM |
| flshdaskll | $25.00 | $25.00 | 12/21/2009 12:18:14 PM |
| Num1Knicks | $25.00 | $25.00 | 12/21/2009 12:50:13 PM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 2:27:15 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:00 PM |
| dmitriy2 | $25.00 | $25.00 | 12/21/2009 2:08:50 PM |
| whitegold24k | $250.00 | $250.00 | 12/21/2009 1:42:31 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 2:21:26 PM |
| Bill88 | $40.00 | $40.00 | 12/21/2009 3:04:08 PM |
| khamen | $25.00 | $25.00 | 12/21/2009 1:51:37 PM |
| smart-gold | $28.61 | $28.61 | 12/21/2009 2:51:53 PM |
| Jazzy503 | $25.00 | $25.00 | 12/21/2009 3:34:34 PM |
| buphigam | $25.00 | $25.00 | 12/14/2009 4:29:23 PM |
| Num1Knicks | $25.00 | $25.00 | 12/14/2009 6:52:45 PM |
| discrete-asset | $25.00 | $25.00 | 12/14/2009 7:10:02 PM |
| springpanda | $25.00 | $25.00 | 12/14/2009 8:03:52 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/15/2009 7:04:21 AM |
| sshgfwb | $25.00 | $25.00 | 12/15/2009 10:08:42 AM |
| balance-force | $25.00 | $25.00 | 12/15/2009 10:05:37 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/17/2009 5:58:17 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/17/2009 5:57:06 PM |
| hope-eagle6 | $25.00 | $25.00 | 12/17/2009 11:33:07 PM |
| dbanwart | $25.00 | $25.00 | 12/18/2009 2:36:14 AM |
| cutter21 | $25.00 | $25.00 | 12/18/2009 9:53:04 AM |
| gsp1885 | $39.47 | $39.47 | 12/18/2009 10:19:46 AM |
| JackinGreen | $100.00 | $100.00 | 12/18/2009 2:29:29 PM |
| asafb | $400.00 | $213.25 | 12/18/2009 3:52:28 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 4:27:36 PM |
| TBONE2008 | $100.00 | $100.00 | 12/19/2009 4:44:32 AM |
| StarFox | $25.00 | $25.00 | 12/19/2009 9:11:27 AM |
| patriot384 | $200.00 | $200.00 | 12/19/2009 4:30:39 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 4:35:43 PM |
| newyork6264 | $50.00 | $50.00 | 12/20/2009 8:40:43 AM |
| mhammond | $50.00 | $50.00 | 12/20/2009 9:08:20 AM |
| commanding-openness | $50.00 | $50.00 | 12/20/2009 12:31:31 PM |
| brinabonzo | $25.00 | $25.00 | 12/20/2009 11:51:16 AM |
| jps888 | $50.00 | $50.00 | 12/20/2009 3:37:44 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 12/20/2009 5:17:56 PM |
| one-midas | $50.00 | $50.00 | 12/20/2009 6:57:21 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 5:41:50 PM |
| Miscellaneous | $33.41 | $33.41 | 12/20/2009 6:30:29 PM |
| Grisimal | $100.00 | $100.00 | 12/20/2009 10:38:48 PM |
| seeb | $25.00 | $25.00 | 12/21/2009 5:24:34 AM |
| Bill | $50.00 | $50.00 | 12/20/2009 9:02:15 PM |
| luvz2fish | $25.00 | $25.00 | 12/20/2009 9:25:32 PM |
| ThomasTrain | $25.00 | $25.00 | 12/20/2009 10:39:34 PM |
| rmpedi33 | $100.00 | $100.00 | 12/21/2009 6:24:57 AM |
| us957165 | $25.00 | $25.00 | 12/21/2009 8:35:04 AM |
| ryan6853 | $25.00 | $25.00 | 12/21/2009 9:16:19 AM |
| forthright-trade | $25.00 | $25.00 | 12/21/2009 9:42:38 AM |
| ethicalhumanist | $25.00 | $25.00 | 12/21/2009 9:47:04 AM |
| zoomdrm57 | $101.00 | $101.00 | 12/21/2009 10:26:29 AM |
| ussugm | $25.00 | $25.00 | 12/21/2009 10:34:18 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/21/2009 10:55:17 AM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 12:32:21 PM |
| TakeCare | $150.00 | $150.00 | 12/21/2009 11:42:43 AM |
| JGuide | $50.00 | $50.00 | 12/21/2009 12:53:51 PM |
| Homeopathy-expert | $25.00 | $25.00 | 12/21/2009 12:10:58 PM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:40:51 PM |
| JGuide | $50.00 | $50.00 | 12/21/2009 12:54:06 PM |
| noble-moola | $25.00 | $25.00 | 12/21/2009 2:24:36 PM |
| organic-platinum | $25.00 | $25.00 | 12/21/2009 3:36:00 PM |
| steady-dime | $119.43 | $119.43 | 12/21/2009 3:32:27 PM |
| gelt4u | $25.00 | $25.00 | 12/21/2009 3:45:41 PM |
| drkosh | $25.00 | $25.00 | 12/21/2009 3:56:56 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:54:48 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
438346
This series of Notes was issued and sold upon the funding of the borrower loan #40166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 7.15% |
Starting borrower rate/APR:
| 8.15% / 8.49% |
Starting monthly payment:
| $31.41 |
|
Final lender yield:
| 6.00% |
Final borrower rate/APR:
| 7.00% / 7.34% |
Final monthly payment:
| $30.88 |
| |
|
Auction yield range:
| 3.20% - 7.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.40% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,306 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 44% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| bold-unbelievable-worth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Travel for family member
Purpose of loan:
This loan will be used to bring someone home from the U.K.
My financial situation:
I am a good candidate for this loan because I will pay this back from income tax return this year.? I will probably pay it back in 3 months.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bank-examiner | $25.00 | $25.00 | 12/19/2009 12:11:01 PM |
| marwadi-62 | $200.00 | $200.00 | 12/19/2009 12:54:02 PM |
| coloradoloanman | $25.00 | $25.00 | 12/19/2009 8:23:47 PM |
| microlendblvr | $1,000.00 | $145.00 | 12/20/2009 9:05:11 AM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:07:25 AM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:49:36 PM |
| mchoops21 | $25.00 | $25.00 | 12/21/2009 1:19:09 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:13:30 PM |
| ingeborg77 | $50.00 | $50.00 | 12/16/2009 7:30:33 AM |
| don'twannadance | $100.00 | $100.00 | 12/16/2009 7:36:16 AM |
| Approved | $50.00 | $50.00 | 12/16/2009 11:51:46 AM |
| FundMaker | $25.00 | $25.00 | 12/18/2009 7:14:33 PM |
| lijah10 | $30.00 | $30.00 | 12/19/2009 10:47:35 AM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 4:53:40 PM |
| scref | $50.00 | $50.00 | 12/20/2009 10:01:42 AM |
| lender124 | $50.00 | $50.00 | 12/20/2009 10:43:47 AM |
| stevenm8 | $25.00 | $25.00 | 12/20/2009 12:19:02 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 3:33:04 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:34:55 PM |
| Bodyboard | $25.00 | $25.00 | 12/20/2009 6:58:58 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
438372
This series of Notes was issued and sold upon the funding of the borrower loan #40188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,250.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $181.99 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $181.99 |
| |
|
Auction yield range:
| 4.20% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.85% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 20
/
18 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 27y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $44,162 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| asset-honker |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down card changing minimum due
Purpose of loan:
I came across Prosper.com while searching for funding with fixed payment terms following an experience with one of my?credit card accounts announcing, for no reason,?a boost from 2% to 5% in minimum due.? In reading about?Prosper.com the process carried me to a time when I spent several years living in Student Housing Cooperatives in my college days. ?As I thought about it I felt I would much rather pay a group of people trying to band together to provide a funding service than pay a banking system. The policy of fixed monthly costs with Prosper.com was an added plus?to the deal--worth the added cost--as we would rather have a bill that we can always count on to meet or exceed.?
My financial situation:
We are good candidates for this loan because we are committed to meeting our financial obligations, are moving to be totally out of debt in the next seven years and have solid employment.? A list of our current general monthly budget follows:
Net Income after retirement fund, insurance and taxes: ? $3,948
Housing Costs: $445
Car Costs:? $335
Food and Household Costs:? $1,200
My Self Enforced Minimum to Credit Card Debt Payoff is $1,490 by my Average Monthly Credit Card Debt Payoff is $1,900.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CashProvider | $200.00 | $200.00 | 12/15/2009 4:05:51 PM |
| GOPHERBOY | $50.00 | $50.00 | 12/15/2009 4:19:01 PM |
| sociallender | $25.00 | $25.00 | 12/15/2009 4:29:30 PM |
| swissbanker | $25.00 | $25.00 | 12/15/2009 9:46:49 PM |
| sshgfwb | $25.00 | $25.00 | 12/15/2009 10:18:52 PM |
| gourd6 | $25.00 | $25.00 | 12/16/2009 7:25:57 AM |
| dinero-elevator | $50.00 | $50.00 | 12/16/2009 4:07:35 AM |
| reBuild-America | $25.00 | $25.00 | 12/16/2009 11:03:53 AM |
| Bob450 | $50.00 | $50.00 | 12/16/2009 2:47:10 PM |
| CommerciaLender | $25.00 | $25.00 | 12/16/2009 5:33:34 PM |
| Imaginos1892 | $100.00 | $100.00 | 12/16/2009 10:21:17 PM |
| RainMakers | $25.00 | $25.00 | 12/16/2009 6:25:24 PM |
| helping-out | $40.00 | $40.00 | 12/17/2009 2:01:23 PM |
| credit-coach118 | $25.00 | $25.00 | 12/17/2009 5:11:55 PM |
| JackinGreen | $50.00 | $50.00 | 12/17/2009 7:06:01 PM |
| ghinga | $25.00 | $25.00 | 12/18/2009 12:16:37 PM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 2:24:47 PM |
| Cherrypicker | $50.00 | $50.00 | 12/18/2009 7:41:03 PM |
| ONECENTATATIME | $50.00 | $50.00 | 12/19/2009 5:49:42 AM |
| Sven79 | $100.00 | $100.00 | 12/21/2009 8:52:01 AM |
| revenue-sapling | $26.00 | $26.00 | 12/21/2009 4:42:32 PM |
| dime-neutron | $25.00 | $25.00 | 12/21/2009 5:05:11 PM |
| understanding-integrity4 | $50.00 | $50.00 | 12/21/2009 5:39:46 PM |
| cjames84 | $25.00 | $25.00 | 12/21/2009 7:41:58 PM |
| us957165 | $25.00 | $25.00 | 12/21/2009 7:58:57 PM |
| zento | $25.00 | $25.00 | 12/21/2009 8:44:30 PM |
| Bank_Of_XL | $100.00 | $100.00 | 12/21/2009 5:42:00 PM |
| bigmacbeef | $25.00 | $25.00 | 12/21/2009 10:13:38 PM |
| orbital-gain | $25.00 | $25.00 | 12/22/2009 6:07:29 AM |
| BenR | $100.00 | $100.00 | 12/22/2009 6:22:53 AM |
| otalon | $25.00 | $25.00 | 12/22/2009 7:20:28 AM |
| vutah | $25.00 | $25.00 | 12/22/2009 7:49:39 AM |
| grammaspurse | $25.00 | $25.00 | 12/21/2009 8:00:47 PM |
| UBOtto186 | $25.00 | $25.00 | 12/22/2009 8:52:10 AM |
| billk333 | $25.00 | $25.00 | 12/22/2009 9:29:45 AM |
| heng2x | $50.00 | $50.00 | 12/21/2009 9:56:07 PM |
| haryassman | $25.00 | $25.00 | 12/22/2009 9:49:47 AM |
| mikrolown | $150.00 | $150.00 | 12/22/2009 11:50:03 AM |
| Bob450 | $50.00 | $50.00 | 12/22/2009 12:07:51 PM |
| rbgnr111 | $25.40 | $25.40 | 12/22/2009 11:20:50 AM |
| fair_rates | $25.00 | $25.00 | 12/22/2009 7:01:38 AM |
| Bigbluefan | $154.36 | $154.36 | 12/22/2009 1:16:40 PM |
| runbix7 | $50.00 | $50.00 | 12/22/2009 1:48:23 PM |
| a-special-power | $125.00 | $125.00 | 12/22/2009 2:48:53 PM |
| wild-orange | $25.00 | $25.00 | 12/22/2009 12:40:21 PM |
| Orbason | $50.00 | $50.00 | 12/22/2009 12:59:56 PM |
| DackoDenk | $25.00 | $25.00 | 12/22/2009 3:18:09 PM |
| GyJAV_BNCCo | $50.00 | $50.00 | 12/22/2009 1:26:32 PM |
| MapleLaker | $25.00 | $25.00 | 12/22/2009 9:54:04 AM |
| patriot384 | $50.00 | $50.00 | 12/22/2009 4:01:25 PM |
| SS123 | $25.00 | $25.00 | 12/22/2009 10:11:17 AM |
| organic-platinum | $25.00 | $25.00 | 12/22/2009 2:30:59 PM |
| JGuide | $50.00 | $50.00 | 12/22/2009 3:25:54 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 11:57:31 AM |
| JGuide | $50.00 | $50.00 | 12/22/2009 3:57:56 PM |
| 0403 | $25.00 | $25.00 | 12/22/2009 4:01:52 PM |
| Mav26 | $100.00 | $100.00 | 12/22/2009 12:35:45 PM |
| BoughtTheFarm | $25.00 | $25.00 | 12/22/2009 12:51:25 PM |
| wwwUniversal | $25.00 | $25.00 | 12/22/2009 12:58:09 PM |
| kf88 | $25.00 | $25.00 | 12/22/2009 1:08:33 PM |
| investment-cluster | $25.00 | $25.00 | 12/22/2009 1:31:01 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 1:56:05 PM |
| systematic-fairness | $25.00 | $25.00 | 12/22/2009 2:21:16 PM |
| studious-revenue7 | $27.78 | $27.78 | 12/22/2009 2:55:28 PM |
| scrabbler | $25.00 | $25.00 | 12/22/2009 3:09:24 PM |
| VT2VA | $25.00 | $25.00 | 12/22/2009 3:34:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 3:45:44 PM |
| Kelor99 | $25.00 | $25.00 | 12/15/2009 4:12:51 PM |
| silverloan | $50.00 | $50.00 | 12/15/2009 4:33:04 PM |
| SFBank | $200.00 | $23.86 | 12/15/2009 4:43:47 PM |
| balance-force | $28.00 | $28.00 | 12/15/2009 10:06:44 PM |
| discrete-asset | $25.00 | $25.00 | 12/16/2009 12:26:05 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/17/2009 5:42:59 PM |
| cutter21 | $25.00 | $25.00 | 12/18/2009 9:52:04 AM |
| liberty-equilibrium | $41.06 | $41.06 | 12/18/2009 11:13:02 AM |
| fuzed | $25.00 | $25.00 | 12/19/2009 6:11:11 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:58:48 AM |
| spudbeach | $50.00 | $50.00 | 12/19/2009 9:59:26 PM |
| Spring342 | $25.00 | $25.00 | 12/20/2009 8:45:47 AM |
| jakespirit | $25.00 | $25.00 | 12/21/2009 1:42:51 AM |
| FIRE09 | $75.00 | $75.00 | 12/21/2009 4:26:35 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:02 PM |
| RadarLuv | $25.00 | $25.00 | 12/21/2009 1:58:49 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/21/2009 2:28:49 PM |
| cash-spinner | $25.00 | $25.00 | 12/21/2009 2:07:39 PM |
| patriot384 | $185.00 | $185.00 | 12/21/2009 4:03:27 PM |
| JCMC | $25.00 | $25.00 | 12/21/2009 4:14:29 PM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 5:09:58 PM |
| Gobsek | $25.00 | $25.00 | 12/21/2009 6:50:34 PM |
| jybank | $50.00 | $50.00 | 12/21/2009 8:45:14 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 12/21/2009 9:39:54 PM |
| shellback13 | $50.00 | $50.00 | 12/21/2009 5:51:25 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 6:23:26 AM |
| barflyer | $25.00 | $25.00 | 12/22/2009 7:01:22 AM |
| respectful-integrity3 | $25.00 | $25.00 | 12/22/2009 7:04:22 AM |
| chemestudent | $25.00 | $25.00 | 12/21/2009 7:25:16 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 12/22/2009 7:17:13 AM |
| mort317 | $93.08 | $93.08 | 12/21/2009 8:18:12 PM |
| caseattle | $25.00 | $25.00 | 12/21/2009 8:45:19 PM |
| MapleLaker | $27.02 | $27.02 | 12/22/2009 9:55:44 AM |
| SPickle | $25.00 | $25.00 | 12/22/2009 9:39:18 AM |
| 1traveler | $25.00 | $25.00 | 12/22/2009 12:58:04 AM |
| kjb1971 | $25.00 | $25.00 | 12/22/2009 10:31:45 AM |
| TenTalentSolutions | $30.00 | $30.00 | 12/22/2009 10:10:20 AM |
| The-CAPS-fan | $45.00 | $45.00 | 12/22/2009 5:25:07 AM |
| cwb8539 | $25.00 | $25.00 | 12/22/2009 11:39:40 AM |
| fund-medalist171 | $30.15 | $30.15 | 12/22/2009 12:27:26 PM |
| btoole | $25.00 | $25.00 | 12/22/2009 11:46:32 AM |
| Schwamie | $31.10 | $31.10 | 12/22/2009 1:51:08 PM |
| durability-colonel | $50.00 | $50.00 | 12/22/2009 2:07:53 PM |
| nalaari | $58.21 | $58.21 | 12/22/2009 8:43:17 AM |
| TakeCare | $150.00 | $150.00 | 12/22/2009 12:57:43 PM |
| gothampark | $25.00 | $25.00 | 12/22/2009 1:13:40 PM |
| gain-dolphin | $30.96 | $30.96 | 12/22/2009 3:44:07 PM |
| BlessedEveryDay | $25.00 | $25.00 | 12/22/2009 2:33:22 PM |
| Nemo2001 | $30.04 | $30.04 | 12/22/2009 10:51:10 AM |
| jonn834 | $25.00 | $25.00 | 12/22/2009 10:52:27 AM |
| Jcardone33 | $25.00 | $25.00 | 12/22/2009 12:05:40 PM |
| gelt4u | $25.00 | $25.00 | 12/22/2009 1:16:26 PM |
| ekn_enterprises | $25.00 | $25.00 | 12/22/2009 1:34:04 PM |
| dsav607 | $122.98 | $122.98 | 12/22/2009 1:44:06 PM |
| bestloanrate | $50.00 | $50.00 | 12/22/2009 1:46:38 PM |
| noble-moola | $25.00 | $25.00 | 12/22/2009 2:07:37 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/22/2009 3:56:54 PM |
| 124 bids
|
Borrower Payment Dependent Notes Series
438388
This series of Notes was issued and sold upon the funding of the borrower loan #40152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 26.74% |
Starting borrower rate/APR:
| 27.74% / 30.09% |
Starting monthly payment:
| $82.45 |
|
Final lender yield:
| 23.00% |
Final borrower rate/APR:
| 24.00% / 26.29% |
Final monthly payment:
| $78.47 |
| |
|
Auction yield range:
| 11.20% - 26.74% |
Estimated loss impact:
| 10.56% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.44% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Nov-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $383 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 76% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| wonderous-worth |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need help paying off credit card
Purpose of loan:
This loan will be used to? help pay off credit cards
My financial situation:
I am a good candidate for this loan because? I pay all of my bills on time.? I always pay more than the minimum when paying off credit cards.I've been at my place of employment for? 3 years. I've worked hard to get my credit score above 700. No eating out, cancelled cable, no family vacations.
Monthly net income: $ 40000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
my rent is 1575 per month. utilities depends on usage so..120-180 per month with pge, ebmud, garbage. I have taken out a Plus loan for my daughter who is on her way to school in Chicago in January. I am married so my husband pays for the car insurance(not sure what the actual payment is..it was 128), car payments(388), gas40-60 per week)..etc. But mostly everything we split 50/50. Other expenses include cable modem, cell phone bill, food. Our total take home is I think 97k before taxes.
(Dec-15-2009)
Q:
!...Can you explain your employment status a bit more...... Where you work, how long you've been here, what you do, how your monthly pay is calculated, etc? THANKS!! - SmartConsolidation
A:
I'm a pastry chef at a restaurant in Danville,Ca. I've been there 3 years. I get paid every 2 weeks & total take home per check after taxes is $1246
(Dec-15-2009)
Q:
A couple things don't add up... you show a monthly net income of $40000" (I think you meant $4k). However, your answer to one of the questions would make it ~$2,400 a month (even that wouldn't be the $40K net if you meant a year). Can u explain? - AF-Chief
A:
no..that's 40k yearly
(Dec-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SolarMoonshine | $25.00 | $25.00 | 12/14/2009 6:03:45 PM |
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:07:00 PM |
| coloradoloanman | $25.00 | $25.00 | 12/15/2009 7:54:22 AM |
| Thunder08 | $25.00 | $25.00 | 12/15/2009 11:46:30 AM |
| stevenm8 | $25.00 | $25.00 | 12/15/2009 8:24:50 PM |
| heroic-benefit | $100.00 | $100.00 | 12/16/2009 6:29:34 PM |
| jlendog | $150.00 | $150.00 | 12/16/2009 10:53:04 PM |
| JMight | $25.00 | $25.00 | 12/18/2009 7:47:28 AM |
| Wildcat23 | $50.00 | $50.00 | 12/18/2009 9:40:07 AM |
| hard-working-loot | $50.00 | $50.00 | 12/18/2009 12:15:54 PM |
| JustMee | $25.00 | $25.00 | 12/18/2009 5:19:21 PM |
| johnnypop | $35.95 | $35.95 | 12/18/2009 10:14:45 PM |
| social-hunter5 | $28.30 | $28.30 | 12/19/2009 8:24:55 AM |
| checzwick | $25.00 | $25.00 | 12/19/2009 11:45:53 AM |
| marwadi-62 | $50.00 | $50.00 | 12/19/2009 12:54:38 PM |
| Bocephus1959 | $25.00 | $25.00 | 12/20/2009 8:41:47 AM |
| bullwink27 | $25.00 | $25.00 | 12/20/2009 9:07:41 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:20:30 AM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:50:17 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 1:01:43 AM |
| cash-game-changer | $25.00 | $25.00 | 12/21/2009 6:01:53 AM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 9:50:24 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/21/2009 10:04:30 AM |
| TakeCare | $40.00 | $40.00 | 12/21/2009 11:43:57 AM |
| eboomer2611 | $25.00 | $25.00 | 12/21/2009 12:58:01 PM |
| manlalakbay97 | $25.00 | $25.00 | 12/21/2009 1:10:13 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/14/2009 4:37:56 PM |
| EngineersAlliance | $75.00 | $75.00 | 12/14/2009 4:51:07 PM |
| hellasow | $25.00 | $25.00 | 12/14/2009 4:58:38 PM |
| felicity-daydream | $50.00 | $50.00 | 12/15/2009 7:28:44 AM |
| Cashlender1992 | $25.00 | $25.00 | 12/15/2009 5:26:02 AM |
| foothillender | $25.00 | $25.00 | 12/15/2009 8:11:39 AM |
| jcn12321 | $25.00 | $25.00 | 12/16/2009 4:29:45 AM |
| amor1962 | $25.00 | $25.00 | 12/16/2009 12:32:54 PM |
| helping-out | $30.00 | $13.28 | 12/17/2009 5:08:29 PM |
| Tokkoutai99 | $25.00 | $25.00 | 12/17/2009 9:26:42 PM |
| micsupra | $50.00 | $50.00 | 12/18/2009 5:28:34 PM |
| archibaldtuttle | $25.00 | $25.00 | 12/19/2009 12:10:24 AM |
| rawsushi | $58.23 | $58.23 | 12/19/2009 5:57:17 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:27:05 AM |
| spiff666 | $25.00 | $25.00 | 12/19/2009 7:54:00 AM |
| unbeatable-wealth | $25.00 | $25.00 | 12/19/2009 8:52:32 PM |
| Peacepower | $35.00 | $35.00 | 12/19/2009 7:11:48 PM |
| nethosters | $25.00 | $25.00 | 12/20/2009 4:48:15 AM |
| nobsbooks | $28.00 | $28.00 | 12/20/2009 9:59:35 AM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:54:32 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:57:33 PM |
| David_M | $25.00 | $25.00 | 12/21/2009 5:51:43 AM |
| platinum-piledriver | $25.00 | $25.00 | 12/21/2009 6:20:36 AM |
| Bigbossman | $28.27 | $28.27 | 12/21/2009 10:13:14 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:41:59 AM |
| coin-investor | $25.00 | $25.00 | 12/21/2009 12:14:47 PM |
| coin-investor | $25.00 | $25.00 | 12/21/2009 12:15:37 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:02:38 PM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:49:14 PM |
| Maksimus | $32.97 | $32.97 | 12/21/2009 3:25:45 PM |
| mikrolown | $50.00 | $50.00 | 12/21/2009 3:18:29 PM |
| forthright-dedication | $25.00 | $25.00 | 12/21/2009 3:23:01 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:55:59 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
438418
This series of Notes was issued and sold upon the funding of the borrower loan #40153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,484 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 8 | | | | |
|
Screen name:
| flexible-diversification1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay towards credit cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please indicate the interest rates and monthly payments for the debts that you plan to payoff with the proceeds from this proposed Prosper loan. thanks - reflective-rupee
A:
1.) First bill is at 12.3% at $ 125.00 a month
2.) Second bill is at 14.65 at %130.00 a month
I wanted to make large payments towards both to reduce interest and monthly payout to both. One of the bills I will be able to completely payoff, while the other I will be able to take a chunk off of.
(Dec-14-2009)
Q:
Please indicate your monthly net income and expenses. thanks - reflective-rupee
A:
My net income is roughly $4800 dollars. But, I had to payoff a few things due to my divorce which put me in a bond during this timeframe. My expenses run around $2800 monthly for now. Once I sell my house in mid Jan I will have $1700 in bills monthly.
(Dec-14-2009)
Q:
Please list the current balances of each of your debts, including mortgage debt. thanks - reflective-rupee
A:
My mortgage is at $114000 but it has been appraised for 129900 and will be sold in Jan. One card is at $3400 and the other at $900
(Dec-14-2009)
Q:
Please indicate the current value of your home. Feel free to use zillow.com. thanks - reflective-rupee
A:
My home is worth $129,000 and I owe $114,000.
(Dec-14-2009)
Q:
If your rate is 12 and 14% then why are you consolidating at 35%?
Am I missing something? - order-bee1
A:
no not at all. The reason it is at 35% is due to what poped up first. My house will be sold in Jan and I will profit well. But I applied for this small loan because I need the money now. There is nothing hidden, I just need to reduce these bills into 2. Besides I will be paying the loan back in a timely manner.
(Dec-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| forthright-dedication | $25.00 | $25.00 | 12/14/2009 4:50:30 PM |
| dougndoe | $35.00 | $35.00 | 12/14/2009 5:07:10 PM |
| rolo12 | $50.00 | $50.00 | 12/14/2009 5:07:51 PM |
| FinDoc | $25.00 | $25.00 | 12/14/2009 5:06:55 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2009 8:04:18 PM |
| SongBirdProphecy | $25.00 | $25.00 | 12/14/2009 9:27:35 PM |
| skunkor2 | $48.21 | $48.21 | 12/15/2009 7:31:08 AM |
| CASHGIRL | $25.00 | $25.00 | 12/15/2009 7:33:15 AM |
| hard-working-loot | $25.00 | $25.00 | 12/15/2009 8:53:08 AM |
| rickp | $25.00 | $25.00 | 12/15/2009 9:23:56 AM |
| Rogesparkguy | $25.00 | $25.00 | 12/15/2009 1:02:20 PM |
| Rob717171 | $25.00 | $25.00 | 12/15/2009 3:57:49 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/15/2009 4:40:28 PM |
| galtsgulch | $25.00 | $25.00 | 12/15/2009 7:58:25 PM |
| order-bee1 | $25.00 | $25.00 | 12/16/2009 12:35:08 AM |
| adama_48 | $25.00 | $25.00 | 12/16/2009 10:05:50 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/17/2009 4:43:48 AM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 12:06:27 PM |
| WMY-Investor | $25.00 | $25.00 | 12/17/2009 10:38:18 AM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 12:06:13 PM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 12:06:38 PM |
| retired272 | $25.00 | $25.00 | 12/17/2009 4:28:50 PM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:21:56 AM |
| note-tent | $25.00 | $25.00 | 12/18/2009 12:22:09 PM |
| sensible-order2 | $25.00 | $6.80 | 12/18/2009 1:44:51 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/18/2009 7:49:32 PM |
| gold-cluster | $100.00 | $100.00 | 12/19/2009 1:55:24 PM |
| order-bee1 | $100.00 | $100.00 | 12/19/2009 6:19:27 PM |
| reflective-rupee | $25.00 | $25.00 | 12/19/2009 6:44:50 PM |
| reflective-rupee | $25.00 | $25.00 | 12/19/2009 6:45:02 PM |
| reflective-rupee | $25.00 | $25.00 | 12/19/2009 6:44:37 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/19/2009 9:37:46 PM |
| epic-payout | $50.00 | $50.00 | 12/19/2009 9:46:52 PM |
| unk1911 | $25.00 | $25.00 | 12/20/2009 7:21:42 AM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:40:32 PM |
| helping-out | $25.00 | $25.00 | 12/14/2009 5:07:29 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/14/2009 6:35:15 PM |
| reflective-rupee | $160.00 | $160.00 | 12/14/2009 9:07:40 PM |
| niceville80 | $25.00 | $25.00 | 12/15/2009 1:07:21 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/15/2009 6:32:25 AM |
| fairness-atmosphere | $25.00 | $25.00 | 12/15/2009 9:44:03 AM |
| p2ploan-leaper | $25.00 | $25.00 | 12/15/2009 10:56:05 AM |
| glowing-commerce | $25.00 | $25.00 | 12/15/2009 10:10:13 AM |
| impartial-deal | $25.00 | $25.00 | 12/15/2009 4:42:30 PM |
| kegs | $100.00 | $100.00 | 12/15/2009 5:28:53 PM |
| JKEnterprises | $25.00 | $25.00 | 12/16/2009 10:22:01 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/17/2009 4:46:55 PM |
| lcole32 | $25.00 | $25.00 | 12/17/2009 5:10:13 PM |
| BankofBen | $25.00 | $25.00 | 12/18/2009 12:41:34 AM |
| moola-phase | $25.00 | $25.00 | 12/18/2009 9:52:50 AM |
| regooks | $25.00 | $25.00 | 12/18/2009 12:22:23 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:03:47 PM |
| Bob450 | $25.00 | $25.00 | 12/18/2009 8:46:50 PM |
| reflective-rupee | $25.00 | $25.00 | 12/19/2009 6:45:13 PM |
| enlightenment5 | $25.00 | $25.00 | 12/19/2009 10:47:23 PM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:22:57 AM |
| epic-payout | $69.99 | $69.99 | 12/21/2009 6:21:38 AM |
| TakeCare | $30.00 | $30.00 | 12/21/2009 11:44:59 AM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:44:25 PM |
| Tono | $25.00 | $25.00 | 12/21/2009 3:48:34 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
438480
This series of Notes was issued and sold upon the funding of the borrower loan #40155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $452.36 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $452.36 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 18
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,279 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 7 | | | | |
|
Screen name:
| Kath230464 |
Borrower's state:
| NewYork |
Borrower's group:
| Payoff Pay Day Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Aug-2007)
640-659
(Jun-2007)
640-659
(Apr-2007)
600-619
(Jan-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Paying Off High Interest Loans
I SUCCESSFULLY PAID OFF TWO PROSPER LOANS, I am back to consolidate my personal loans debt to one payment.? I believe that our only limitations are those we set up in our own minds. I have a secure job with the federal government; my salary increases guarantee every year. I am responsible serious, honest, and above all I accomplish everything I set myself out to do successfully and responsably?in God's name.
PURPOSE OF LOAN:
I am in need of getting rid of my personal loan debt and car loan. This loan would be a great help for me to begin to get out of debt. If given this opportunity I will not let my lenders and team down. I am a good candidate for the loan because actions speaks louder than words I successfully paid off my prior Prosper loan timely & responsibly will do the same with this loan every month.
WHAT I WILL DO WITH THE MONEY LOANED TO ME:
I will get rid of the following unsecured personal loans, I will be able to have more money in my pocket to pay off my huge car loan.
- Personal Loan #1: $7,229.12???????? - Personal Loan #2: $4,112.82
- Personal Loan #3: $2,977.35?????????- Credit Card #1: $1,600.00
GRAND TOTAL DEBT: $15,919.29 the difference I will pay with my monthly net salary.
Total Family Net Income: $3,956.86 Secure Net Salary income.
MONTHLY FINANCIAL DETAILS:
Car Loan payment:$926.52
Car Insurance:$386.60 (2007 Mitsubishi Eclipse Spyder Convertible Full Coverage insurance)
Cell Phone:$180.00
Rent & Electricity:$0.00?Single living with parents they don?t charge rent; this is their way of helping me get out of debt Transportation/Metro Card:$0.00 Gets Transit Checks from job.
Total Monthly Expenses: $1,493.12 w/o debt personal loans payment
MAY GOD CONTINUE TO BLESS YOU! & HAPPY HOLIDAYS!:)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I believe you'd pay back this loan like other 2. From last loan to this your debt has gone to 16 fm 11k. Salary has gone up and you pd #2 early while having higher rate debt. Could you clear up the picture, seems to be going backwards. thanks jj - quickstep
A:
The reason for higher debt rate is because I had two siblings weddings in less than a year 08/2008 & 02/2009. My family and I are very close and we love each other a lot. I am the oldest one out of my sister and two brothers I helped financially with both of my siblings wedding and house ware expenses. In addition I did a surprise baby shower for my sister in 05/2009. It seems I am going backwards but I am helping my love ones move forward. My goal is to get out of debt by 2012.
(Dec-17-2009)
Q:
Given that your monthly expenses exceed your monthly expenses by about $2,500, why can't you just pay off your $15,000 in debt in less than one year without resorting to a Prosper loan? thanks and best wishes. - reflective-rupee
A:
The Prosper loan will help me save money and pay much faster because I would consolidate my high interest rate personal loans into one prosper loan and payoff debt by early 2012 and start a saving plan for myself.
(Dec-18-2009)
Q:
..."w/o debt personal loans payment"...? Kath, keep it simple, what is your net available to put on a monthly Prosper payment? thank you. your history looks excellent. t. - Tono
A:
My monthly net payment is $4006.00 minus all my monthly expenses I have left $1913.00 available to put on a monthly Prosper loan payment. Thank You! Best Wishes!
(Dec-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impartial-deal | $25.00 | $25.00 | 12/16/2009 3:49:58 PM |
| reflective-rupee | $1,500.00 | $1,500.00 | 12/17/2009 9:53:34 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/17/2009 5:25:05 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2009 5:05:16 PM |
| reflective-rupee | $500.00 | $500.00 | 12/18/2009 12:31:25 PM |
| myGodisgood | $25.00 | $25.00 | 12/18/2009 1:23:02 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 3:52:00 PM |
| lender12345 | $25.00 | $25.00 | 12/18/2009 6:29:07 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:22:51 PM |
| myGodisgood | $25.00 | $25.00 | 12/19/2009 10:27:04 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/19/2009 12:07:04 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:17:00 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/21/2009 3:12:08 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/21/2009 4:05:42 PM |
| reflective-rupee | $400.00 | $400.00 | 12/21/2009 4:58:03 PM |
| unk1911 | $25.00 | $25.00 | 12/21/2009 5:05:49 PM |
| Firescreek | $25.00 | $25.00 | 12/22/2009 6:14:24 AM |
| myGodisgood | $25.00 | $25.00 | 12/21/2009 7:54:35 PM |
| Kissabledevil | $25.00 | $25.00 | 12/22/2009 8:32:32 AM |
| honorable-yield | $50.00 | $50.00 | 12/21/2009 9:39:43 PM |
| 371millwood | $200.00 | $200.00 | 12/22/2009 10:00:29 AM |
| 371millwood | $200.00 | $200.00 | 12/22/2009 2:48:37 PM |
| Bob450 | $25.00 | $25.00 | 12/22/2009 2:49:49 PM |
| piter-to-la-investment | $50.00 | $50.00 | 12/22/2009 12:45:29 PM |
| reflective-rupee | $500.00 | $295.00 | 12/22/2009 3:22:26 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/16/2009 9:24:07 PM |
| Aberdeen | $300.00 | $300.00 | 12/18/2009 5:32:40 PM |
| Tono | $50.00 | $50.00 | 12/19/2009 5:05:46 PM |
| epic-payout | $75.00 | $75.00 | 12/19/2009 9:54:52 PM |
| reflective-rupee | $200.00 | $200.00 | 12/20/2009 10:18:54 AM |
| Bob450 | $25.00 | $25.00 | 12/20/2009 1:55:24 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:17:35 PM |
| Kash2010lu | $25.00 | $25.00 | 12/21/2009 5:09:21 AM |
| charliecubs | $25.00 | $25.00 | 12/21/2009 10:07:28 AM |
| reflective-rupee | $900.00 | $900.00 | 12/21/2009 9:43:28 AM |
| nilonc1 | $300.00 | $300.00 | 12/21/2009 10:23:46 AM |
| reflective-rupee | $200.00 | $200.00 | 12/21/2009 3:09:03 PM |
| helping-out | $100.00 | $100.00 | 12/21/2009 4:41:47 PM |
| squarebob | $25.00 | $25.00 | 12/21/2009 4:49:04 PM |
| Laxa | $25.00 | $25.00 | 12/21/2009 7:46:17 PM |
| 2brotherslending | $50.00 | $50.00 | 12/21/2009 8:43:52 PM |
| myGodisgood | $25.00 | $25.00 | 12/21/2009 7:54:01 PM |
| reflective-rupee | $1,300.00 | $1,300.00 | 12/22/2009 9:43:42 AM |
| reflective-rupee | $100.00 | $100.00 | 12/22/2009 10:36:23 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/22/2009 12:54:21 PM |
| golath24 | $100.00 | $100.00 | 12/22/2009 10:10:08 AM |
| czar3 | $25.00 | $25.00 | 12/22/2009 2:35:00 PM |
| Kissabledevil | $50.00 | $50.00 | 12/22/2009 10:59:21 AM |
| reflective-rupee | $900.00 | $900.00 | 12/22/2009 11:45:20 AM |
| TakeCare | $40.00 | $40.00 | 12/22/2009 1:04:34 PM |
| Feyenoord | $50.00 | $50.00 | 12/22/2009 2:10:36 PM |
| LAKETIME | $25.00 | $25.00 | 12/22/2009 3:10:44 PM |
| DasMula | $250.00 | $250.00 | 12/22/2009 3:52:30 PM |
| 53 bids
|
Borrower Payment Dependent Notes Series
438654
This series of Notes was issued and sold upon the funding of the borrower loan #40149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 8.84% |
Starting monthly payment:
| $315.68 |
|
Final lender yield:
| 7.45% |
Final borrower rate/APR:
| 8.45% / 8.79% |
Final monthly payment:
| $315.44 |
| |
|
Auction yield range:
| 3.20% - 7.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 840-859 (Dec-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,717 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| anu_poo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 95% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 1
( 5% )
| 740-759
(Apr-2008)
|
|
Principal balance:
| $4,985.54 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Prosper Employee--Student Loan
I?have been with?Prosper for?4 years.? This is a follow up loan to pay the tuition for my last semester.
Information in the Description is not verified.
Friends And Family Winning Bids
jwitchel has bid a total of
$500.00 in winning bids.
"I've known the bidder for over 4 years. I can't think of a more upstanding hard working reliable man."
vegibenz has bid a total of
$131.18 in winning bids.
hoopdeez has bid a total of
$37.52 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cash-sensai2 | $25.00 | $25.00 | 12/16/2009 4:48:42 PM |
| DukSerduk | $25.00 | $25.00 | 12/16/2009 4:29:48 PM |
| helping-out | $40.00 | $40.00 | 12/16/2009 4:51:57 PM |
| bigdogsafety1 | $30.00 | $30.00 | 12/16/2009 4:52:25 PM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 4:31:11 PM |
| hellasow | $50.00 | $50.00 | 12/16/2009 5:24:05 PM |
| coloradoloanman | $25.00 | $25.00 | 12/16/2009 4:28:57 PM |
| superstar449 | $50.00 | $50.00 | 12/16/2009 5:31:15 PM |
| tuneman1980 | $25.00 | $25.00 | 12/16/2009 4:29:29 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 4:31:22 PM |
| grc | $100.00 | $100.00 | 12/16/2009 4:50:41 PM |
| thedoctor | $100.00 | $100.00 | 12/16/2009 4:42:32 PM |
| springpanda | $25.00 | $25.00 | 12/16/2009 9:52:50 PM |
| Mickeyblu | $25.00 | $25.00 | 12/16/2009 10:17:20 PM |
| hoopdeez | $37.52 | $37.52 | 12/16/2009 4:52:10 PM |
| blot44 | $50.00 | $50.00 | 12/16/2009 6:36:44 PM |
| jwitchel | $500.00 | $500.00 | 12/16/2009 6:46:44 PM |
| MTLoans | $25.00 | $25.00 | 12/16/2009 7:11:57 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:48 PM |
| ToweringDan | $45.00 | $45.00 | 12/16/2009 9:08:21 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/16/2009 9:31:56 PM |
| RG | $35.00 | $35.00 | 12/17/2009 2:42:48 AM |
| economy-structure9 | $25.00 | $25.00 | 12/17/2009 4:40:44 AM |
| alpinaut | $25.00 | $25.00 | 12/17/2009 5:42:05 AM |
| tomas090 | $25.00 | $25.00 | 12/17/2009 11:34:13 AM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:28 PM |
| worthy-truth | $25.00 | $25.00 | 12/17/2009 2:28:22 PM |
| esabzb | $25.00 | $25.00 | 12/17/2009 3:43:30 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:36 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:10 PM |
| bkb7484 | $25.00 | $25.00 | 12/17/2009 9:46:48 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:02 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:26 PM |
| Kerrysbay | $25.00 | $25.00 | 12/17/2009 10:55:55 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:40 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:18 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:56 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:56:34 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:04 PM |
| IceFisherman | $69.92 | $69.92 | 12/17/2009 11:19:04 PM |
| BankofBen | $1,000.00 | $1,000.00 | 12/18/2009 12:33:24 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 12/17/2009 11:56:40 PM |
| shamil45 | $25.00 | $25.00 | 12/18/2009 7:31:55 AM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 8:47:47 AM |
| retiresecure | $74.32 | $74.32 | 12/18/2009 8:58:28 AM |
| WhiteGiant | $25.00 | $25.00 | 12/18/2009 1:57:49 PM |
| noaudgrs | $50.00 | $50.00 | 12/18/2009 3:56:42 PM |
| vegibenz | $94.49 | $94.49 | 12/18/2009 5:13:06 PM |
| stock_speculator | $25.00 | $25.00 | 12/18/2009 5:17:03 PM |
| EmeritusX | $25.00 | $25.00 | 12/18/2009 5:35:45 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:56:22 PM |
| Buffer10 | $100.00 | $100.00 | 12/18/2009 6:12:27 PM |
| suzanny | $25.00 | $25.00 | 12/18/2009 8:26:02 PM |
| narblark | $150.00 | $150.00 | 12/18/2009 9:19:34 PM |
| LittleMingo | $25.00 | $25.00 | 12/19/2009 9:55:03 AM |
| Pasagam | $50.00 | $50.00 | 12/19/2009 9:42:28 AM |
| bank-examiner | $25.00 | $25.00 | 12/19/2009 12:24:30 PM |
| Camerican | $25.00 | $25.00 | 12/20/2009 8:42:14 AM |
| pricedOut | $98.77 | $98.77 | 12/20/2009 4:26:06 PM |
| justice-hawk | $25.00 | $25.00 | 12/20/2009 7:32:23 PM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:14:15 PM |
| Digs | $25.00 | $25.00 | 12/21/2009 10:23:15 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:06:54 PM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 12:17:22 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:08 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 12:58:37 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/21/2009 2:30:03 PM |
| dproxima | $30.00 | $30.00 | 12/21/2009 4:31:30 PM |
| kelador | $100.00 | $100.00 | 12/21/2009 9:35:28 PM |
| justin323 | $25.00 | $25.00 | 12/22/2009 4:14:13 AM |
| bennyj | $56.27 | $56.27 | 12/21/2009 7:09:13 PM |
| payontime1 | $50.00 | $50.00 | 12/21/2009 8:17:23 PM |
| simiray | $250.00 | $250.00 | 12/22/2009 9:41:49 AM |
| creativename | $100.00 | $100.00 | 12/22/2009 11:16:54 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 12/22/2009 12:31:30 PM |
| fortytwo | $400.00 | $400.00 | 12/22/2009 2:28:24 PM |
| greenback-octave | $25.00 | $25.00 | 12/22/2009 6:35:42 PM |
| ptjg | $100.00 | $100.00 | 12/22/2009 9:20:29 PM |
| justice-hawk | $50.00 | $50.00 | 12/22/2009 9:26:39 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:09:29 PM |
| sunnysally | $25.00 | $25.00 | 12/22/2009 9:04:44 PM |
| lepolgr | $50.00 | $50.00 | 12/22/2009 8:04:18 PM |
| market-jam | $75.00 | $75.00 | 12/23/2009 7:17:10 AM |
| OGS_Capital | $25.00 | $25.00 | 12/23/2009 9:49:02 AM |
| greenback-turbine9 | $25.00 | $25.00 | 12/23/2009 10:10:24 AM |
| fortune888 | $250.00 | $250.00 | 12/23/2009 1:28:15 PM |
| durability-colonel | $50.00 | $50.00 | 12/23/2009 10:13:24 AM |
| exciting-fairness | $200.00 | $200.00 | 12/23/2009 3:50:52 PM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 4:30:47 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 4:31:16 PM |
| auction-elvis | $25.00 | $25.00 | 12/16/2009 4:29:05 PM |
| silverloan | $25.00 | $25.00 | 12/16/2009 4:29:39 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:03 PM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 4:30:20 PM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 4:30:38 PM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 4:31:47 PM |
| socal-lender | $25.00 | $25.00 | 12/16/2009 9:30:05 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:53:37 PM |
| QEI_Investor | $25.00 | $25.00 | 12/16/2009 7:50:27 PM |
| gourd6 | $75.00 | $75.00 | 12/16/2009 7:56:52 PM |
| Stock-Stud | $25.00 | $25.00 | 12/17/2009 12:42:17 AM |
| five-star-note | $35.00 | $35.00 | 12/17/2009 12:31:38 AM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:06:32 AM |
| supreme-hope | $25.00 | $25.00 | 12/17/2009 12:18:08 PM |
| John_14_6 | $25.00 | $25.00 | 12/17/2009 10:14:40 AM |
| cjames84 | $25.00 | $25.00 | 12/17/2009 10:07:47 AM |
| ozzie | $500.00 | $500.00 | 12/17/2009 11:56:30 AM |
| TJ-Financial-Group | $40.00 | $40.00 | 12/17/2009 11:58:11 AM |
| elegant-bonus | $25.00 | $25.00 | 12/17/2009 12:18:11 PM |
| cash-vault | $25.00 | $25.00 | 12/17/2009 12:19:11 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 1:34:06 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:26 PM |
| friendly-return7 | $25.00 | $25.00 | 12/17/2009 3:44:30 PM |
| anton | $250.00 | $250.00 | 12/17/2009 8:23:56 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:47 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:47 PM |
| don8ter | $60.00 | $51.37 | 12/17/2009 10:57:10 PM |
| reBuild-America | $50.00 | $50.00 | 12/17/2009 11:45:13 PM |
| dbanwart | $25.00 | $25.00 | 12/18/2009 2:28:39 AM |
| building_community | $50.00 | $50.00 | 12/18/2009 7:24:25 AM |
| impartial-deal | $25.00 | $25.00 | 12/18/2009 7:12:20 AM |
| vegibenz | $36.69 | $36.69 | 12/18/2009 10:59:26 AM |
| iruz | $48.24 | $48.24 | 12/18/2009 1:40:36 PM |
| JackinGreen | $100.00 | $100.00 | 12/18/2009 2:31:45 PM |
| wewnu | $30.29 | $30.29 | 12/18/2009 3:37:41 PM |
| OCLend | $25.00 | $25.00 | 12/18/2009 5:17:00 PM |
| wwwUniversal | $25.00 | $25.00 | 12/18/2009 5:37:00 PM |
| bouvierchamp | $42.12 | $42.12 | 12/18/2009 5:36:47 PM |
| billnsc | $25.00 | $25.00 | 12/19/2009 7:01:41 AM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:06 AM |
| Guiren | $100.00 | $100.00 | 12/19/2009 11:49:48 AM |
| MoneyForNothing | $25.00 | $25.00 | 12/19/2009 12:02:16 PM |
| octoberfresh | $25.00 | $25.00 | 12/19/2009 1:53:58 PM |
| vine99 | $100.00 | $100.00 | 12/19/2009 9:00:32 PM |
| power-cell | $40.00 | $40.00 | 12/20/2009 6:29:54 AM |
| vine99 | $100.00 | $100.00 | 12/20/2009 11:46:39 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 3:11:16 PM |
| suzanny | $25.00 | $25.00 | 12/21/2009 5:55:41 AM |
| fishhauler | $25.00 | $25.00 | 12/21/2009 2:33:16 AM |
| cutter21 | $100.00 | $100.00 | 12/21/2009 11:02:28 AM |
| sunstar | $25.00 | $25.00 | 12/21/2009 1:29:55 PM |
| drkosh | $50.00 | $50.00 | 12/21/2009 4:01:51 PM |
| elegant-income3 | $50.00 | $50.00 | 12/21/2009 4:57:55 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:36:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:08:57 PM |
| Steveoo1 | $50.00 | $50.00 | 12/21/2009 8:24:15 PM |
| Oak-Parker | $25.00 | $25.00 | 12/21/2009 5:58:27 PM |
| heerzaquestion | $25.00 | $25.00 | 12/22/2009 5:41:44 AM |
| leonimish | $50.00 | $50.00 | 12/21/2009 9:21:05 PM |
| OGS_Capital | $25.00 | $25.00 | 12/22/2009 9:22:09 AM |
| John_14_6 | $25.00 | $25.00 | 12/22/2009 10:33:43 AM |
| bentonlending | $50.00 | $50.00 | 12/22/2009 12:10:50 PM |
| Cherrypicker | $50.00 | $50.00 | 12/22/2009 1:31:55 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/22/2009 4:24:59 PM |
| maccpro1 | $50.00 | $50.00 | 12/22/2009 1:55:09 PM |
| jybank | $50.00 | $50.00 | 12/22/2009 8:01:19 PM |
| goldsun | $25.00 | $25.00 | 12/22/2009 6:31:45 PM |
| zento | $25.00 | $25.00 | 12/22/2009 8:58:56 PM |
| YummiBear | $25.00 | $25.00 | 12/22/2009 9:29:53 PM |
| fairness-atmosphere | $50.00 | $50.00 | 12/22/2009 9:57:10 PM |
| TakeCare | $300.00 | $300.00 | 12/23/2009 11:47:18 AM |
| catalystcf | $25.00 | $25.00 | 12/23/2009 1:16:05 PM |
| orbital-gain | $50.00 | $50.00 | 12/23/2009 2:26:49 PM |
| velocity-winner | $25.00 | $25.00 | 12/23/2009 3:14:20 PM |
| rate-hickory | $25.00 | $25.00 | 12/23/2009 1:37:13 PM |
| StocksMan | $50.00 | $50.00 | 12/23/2009 4:08:28 PM |
| 166 bids
|
Borrower Payment Dependent Notes Series
438774
This series of Notes was issued and sold upon the funding of the borrower loan #40187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.41% |
Starting monthly payment:
| $130.66 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $113.03 |
| |
|
Auction yield range:
| 11.20% - 31.00% |
Estimated loss impact:
| 10.48% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.52% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 17
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,773 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| moola-gusto |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
The purpose of this loan is to help pay for my wedding.
My financial situation:
I am a good candidate for this loan because I have a dependable job as a registered nurse. There is always available overtime if necessary. I am very aware of my credit score and finances and am vigilant to keep them in good standing for present and future investments.
Monthly net income: $
3200
Monthly expenses: $ 2000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans:
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bigb7 | $28.41 | $28.41 | 12/17/2009 9:59:17 PM |
| stelex | $50.00 | $50.00 | 12/19/2009 5:40:39 AM |
| foothillender | $25.00 | $25.00 | 12/19/2009 10:56:07 AM |
| foxy-community | $28.91 | $28.91 | 12/19/2009 3:50:15 PM |
| bsmtloan | $75.00 | $75.00 | 12/21/2009 3:46:45 AM |
| earlybird172961 | $38.00 | $38.00 | 12/21/2009 12:34:39 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:31:01 PM |
| charitycoon | $100.00 | $100.00 | 12/21/2009 4:37:01 PM |
| brilliant-balance | $25.00 | $25.00 | 12/21/2009 5:17:44 PM |
| golffish2 | $100.00 | $100.00 | 12/22/2009 7:56:30 AM |
| Flash80 | $75.00 | $75.00 | 12/22/2009 11:08:54 AM |
| economy-popcorn | $25.00 | $25.00 | 12/24/2009 5:39:40 AM |
| ebaysian | $53.81 | $53.81 | 12/24/2009 7:01:06 AM |
| AF-Chief | $47.00 | $47.00 | 12/24/2009 9:19:06 AM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:36:27 AM |
| exciting-fairness | $200.00 | $200.00 | 12/24/2009 2:12:29 PM |
| unger | $100.00 | $100.00 | 12/24/2009 3:54:48 PM |
| Engineer44 | $25.00 | $25.00 | 12/24/2009 3:59:10 PM |
| zento | $25.00 | $25.00 | 12/24/2009 2:00:21 PM |
| MOVet | $25.00 | $25.00 | 12/24/2009 3:21:00 PM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 3:45:26 PM |
| SolarMoonshine | $200.00 | $200.00 | 12/17/2009 5:11:22 PM |
| goofy15975 | $25.00 | $25.00 | 12/17/2009 6:10:06 PM |
| beachfunder | $25.00 | $25.00 | 12/18/2009 7:32:17 AM |
| a-progressive-note | $25.00 | $25.00 | 12/18/2009 1:00:12 PM |
| bold-attentive-listing | $200.00 | $200.00 | 12/19/2009 11:02:24 AM |
| cold1 | $25.00 | $25.00 | 12/20/2009 8:38:29 PM |
| JustMee | $25.00 | $25.00 | 12/20/2009 7:02:45 PM |
| mikeyp411 | $25.74 | $25.74 | 12/20/2009 7:18:27 PM |
| loss-of-control | $25.00 | $25.00 | 12/21/2009 4:30:42 PM |
| lively-exchange | $25.00 | $25.00 | 12/21/2009 11:50:25 PM |
| kelador | $100.00 | $100.00 | 12/21/2009 8:15:30 PM |
| crstal2000 | $50.00 | $50.00 | 12/22/2009 4:00:48 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/22/2009 4:43:50 PM |
| beuford7 | $25.00 | $25.00 | 12/22/2009 7:58:45 PM |
| lender12345 | $25.00 | $25.00 | 12/22/2009 8:23:23 PM |
| dmk2006 | $25.00 | $25.00 | 12/23/2009 2:03:43 PM |
| marwadi-62 | $50.00 | $50.00 | 12/23/2009 11:35:28 AM |
| thoughtful-investment045 | $25.00 | $16.50 | 12/23/2009 3:14:04 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 6:48:07 AM |
| durability-colonel | $50.00 | $50.00 | 12/24/2009 7:08:10 AM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:36:59 AM |
| JauaFlash | $30.06 | $30.06 | 12/24/2009 10:46:56 AM |
| fatboy888 | $50.00 | $50.00 | 12/24/2009 5:52:07 AM |
| chevy92 | $30.00 | $30.00 | 12/24/2009 7:20:43 AM |
| wise382 | $25.01 | $25.01 | 12/24/2009 12:25:43 PM |
| matthewa | $25.00 | $25.00 | 12/24/2009 12:55:32 PM |
| DasMula | $150.00 | $150.00 | 12/24/2009 2:04:27 PM |
| sophisticated-ore | $193.23 | $193.23 | 12/24/2009 2:06:53 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/24/2009 3:46:01 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/24/2009 3:54:59 PM |
| Delta-Kilo-7K | $25.00 | $25.00 | 12/24/2009 2:41:25 PM |
| houli123 | $100.00 | $100.00 | 12/24/2009 3:15:44 PM |
| patriot384 | $50.00 | $50.00 | 12/24/2009 3:18:44 PM |
| enlightenment5 | $25.00 | $25.00 | 12/24/2009 3:32:47 PM |
| Mikale360 | $25.00 | $25.00 | 12/24/2009 3:42:59 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
439020
This series of Notes was issued and sold upon the funding of the borrower loan #40205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Dec-18-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 5.15% |
Starting borrower rate/APR:
| 6.15% / 6.49% |
Starting monthly payment:
| $76.22 |
|
Final lender yield:
| 5.15% |
Final borrower rate/APR:
| 6.15% / 6.49% |
Final monthly payment:
| $76.22 |
| |
|
Auction yield range:
| 3.20% - 5.15% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.55% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,732 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| the-charming-integrity |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Got Engaged, Consolidating My Debt
I am looking to consolidate my previous Credit Card Debt.? I just got engaged and have been working away at my debt for a while doing balance transfers and paying them down monthly.? I would like to consolidate it and be debt free in my future with my wife to be
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcb202 | $25.00 | $25.00 | 12/18/2009 5:16:17 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 11:18:12 PM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:01:45 PM |
| bigdogsafety1 | $25.00 | $25.00 | 12/21/2009 10:20:37 PM |
| MO_Investor | $25.00 | $25.00 | 12/22/2009 4:36:06 AM |
| thryn | $25.00 | $25.00 | 12/22/2009 6:11:26 AM |
| kegs | $100.00 | $100.00 | 12/22/2009 9:04:58 AM |
| blukestrel | $25.00 | $25.00 | 12/21/2009 10:17:50 PM |
| djh47a | $35.00 | $35.00 | 12/22/2009 6:06:36 AM |
| wise-silver-wonder | $25.00 | $25.00 | 12/22/2009 2:46:45 PM |
| levd2000 | $25.00 | $25.00 | 12/22/2009 12:45:52 PM |
| julijask | $25.00 | $25.00 | 12/22/2009 3:28:24 PM |
| jwood3030 | $25.00 | $25.00 | 12/22/2009 5:02:03 PM |
| aiski | $25.00 | $25.00 | 12/23/2009 6:06:59 AM |
| mac415 | $25.00 | $25.00 | 12/23/2009 11:40:42 AM |
| bonus-adventure3 | $50.00 | $50.00 | 12/23/2009 10:34:35 AM |
| bluechip | $25.00 | $25.00 | 12/23/2009 1:16:23 PM |
| Cai8899 | $75.00 | $75.00 | 12/23/2009 11:19:29 AM |
| AmericanCredit | $25.00 | $25.00 | 12/23/2009 4:40:57 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/23/2009 5:25:28 PM |
| sas19 | $25.00 | $25.00 | 12/23/2009 11:28:50 PM |
| honorable-yield | $75.00 | $75.00 | 12/23/2009 11:33:10 PM |
| mco | $25.00 | $14.05 | 12/23/2009 9:58:28 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/23/2009 11:33:34 PM |
| elasermd | $50.00 | $50.00 | 12/23/2009 11:29:09 PM |
| Rob717171 | $25.00 | $25.00 | 12/23/2009 11:30:29 PM |
| acropiloterau2002 | $25.00 | $25.00 | 12/23/2009 11:31:52 PM |
| respectful-note | $25.00 | $25.00 | 12/23/2009 11:32:02 PM |
| hope-encourager | $25.00 | $25.00 | 12/23/2009 11:32:09 PM |
| KiwiElf | $30.00 | $30.00 | 12/23/2009 11:32:18 PM |
| elegant-income3 | $25.00 | $25.00 | 12/23/2009 11:33:21 PM |
| Musicman1950 | $25.00 | $25.00 | 12/23/2009 11:33:27 PM |
| djs81 | $25.00 | $25.00 | 12/23/2009 11:28:48 PM |
| fotep-financial | $25.00 | $25.00 | 12/23/2009 11:31:53 PM |
| point-zebra | $25.00 | $25.00 | 12/23/2009 11:32:04 PM |
| neenerman | $25.00 | $25.00 | 12/23/2009 11:32:15 PM |
| fallentimbers | $25.00 | $25.00 | 12/18/2009 6:36:03 PM |
| money-prophesy | $150.00 | $150.00 | 12/18/2009 5:52:16 PM |
| alpinaut | $25.00 | $25.00 | 12/21/2009 8:29:25 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 10:20:21 PM |
| ijspence | $25.00 | $25.00 | 12/22/2009 4:22:49 AM |
| credit-flower | $25.00 | $25.00 | 12/22/2009 5:41:11 AM |
| nolahelper | $30.00 | $30.00 | 12/22/2009 6:49:28 AM |
| supreme-hope | $25.00 | $25.00 | 12/22/2009 7:26:44 AM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 7:50:54 AM |
| julijask | $25.00 | $25.00 | 12/22/2009 9:24:30 AM |
| a-versatile-power | $25.00 | $25.00 | 12/22/2009 9:36:58 AM |
| portfolio-zone801 | $25.00 | $25.00 | 12/22/2009 11:29:40 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/22/2009 7:34:04 AM |
| head | $25.00 | $25.00 | 12/22/2009 1:46:44 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/22/2009 9:06:30 AM |
| Sibelius2 | $25.00 | $25.00 | 12/22/2009 9:46:26 AM |
| bowdish1 | $50.00 | $50.00 | 12/22/2009 3:16:04 PM |
| schpere | $30.00 | $30.00 | 12/22/2009 6:41:31 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:41:37 AM |
| CAGE-Investments | $100.00 | $100.00 | 12/23/2009 7:31:24 AM |
| peace-cadence | $25.00 | $25.00 | 12/23/2009 7:38:53 AM |
| meux99 | $25.00 | $25.00 | 12/23/2009 1:18:21 AM |
| faldska | $25.00 | $25.00 | 12/23/2009 10:33:10 AM |
| scottr | $25.00 | $25.00 | 12/23/2009 2:31:52 PM |
| Cheburashka | $30.00 | $30.00 | 12/23/2009 2:26:07 PM |
| phillipd48 | $25.00 | $25.00 | 12/23/2009 3:45:25 PM |
| Tc11902 | $50.00 | $50.00 | 12/23/2009 11:25:46 PM |
| Landselott | $25.00 | $25.00 | 12/23/2009 11:31:57 PM |
| oreyedoc | $28.53 | $28.53 | 12/23/2009 11:32:27 PM |
| greenwell | $50.00 | $50.00 | 12/23/2009 11:33:13 PM |
| Picopie | $50.00 | $50.00 | 12/23/2009 11:33:18 PM |
| Carpetkid | $50.00 | $50.00 | 12/23/2009 11:33:30 PM |
| divedude | $25.00 | $25.00 | 12/23/2009 11:31:43 PM |
| forthright-dedication | $25.00 | $25.00 | 12/23/2009 11:31:49 PM |
| ClearLake | $25.00 | $25.00 | 12/23/2009 11:32:22 PM |
| grallu | $27.42 | $27.42 | 12/23/2009 11:25:54 PM |
| superstar449 | $50.00 | $50.00 | 12/23/2009 11:27:05 PM |
| kenji4861 | $25.00 | $25.00 | 12/23/2009 11:30:33 PM |
| thesupplier | $25.00 | $25.00 | 12/23/2009 11:32:12 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
439096
This series of Notes was issued and sold upon the funding of the borrower loan #40173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,178 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| return-optimization7 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Updating Bathroom
Purpose of loan:
This loan will be used?to finance the?updating of my master bath.? ?
My financial situation:
I am a good candidate for this loan because I take pride in being reliable and trustworthy.
Monthly net income: $ 2150
Monthly expenses: $
??Housing: $ 450
??Insurance: $ 110
??Car expenses: $?265?????????????????????
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| niceville80 | $25.00 | $25.00 | 12/21/2009 4:16:02 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/21/2009 4:16:12 PM |
| WMY-Investor | $25.00 | $25.00 | 12/21/2009 4:20:16 PM |
| note-tent | $25.00 | $25.00 | 12/21/2009 4:23:40 PM |
| sensible-order2 | $25.00 | $25.00 | 12/21/2009 4:23:53 PM |
| moola-phase | $25.00 | $25.00 | 12/21/2009 5:08:06 PM |
| Tammy102800 | $25.00 | $25.00 | 12/21/2009 4:54:39 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 5:09:04 PM |
| hard-working-loot | $25.00 | $25.00 | 12/22/2009 4:28:36 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/22/2009 6:39:24 PM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 9:43:06 AM |
| principal-kung-fu | $25.00 | $25.00 | 12/23/2009 6:05:59 AM |
| scottr | $25.00 | $25.00 | 12/23/2009 2:56:34 PM |
| Tono | $50.00 | $50.00 | 12/23/2009 6:57:36 PM |
| djh47a | $25.00 | $25.00 | 12/23/2009 11:29:02 PM |
| larrybird | $100.00 | $100.00 | 12/24/2009 10:45:06 AM |
| loss-of-control | $25.00 | $25.00 | 12/24/2009 12:32:01 PM |
| tuneman1980 | $25.00 | $25.00 | 12/25/2009 7:26:20 AM |
| deepblue34 | $30.00 | $30.00 | 12/25/2009 9:49:59 PM |
| atothez | $25.00 | $25.00 | 12/25/2009 10:36:35 PM |
| reflective-rupee | $100.00 | $100.00 | 12/26/2009 12:20:00 AM |
| DasMula | $100.00 | $100.00 | 12/26/2009 10:49:40 AM |
| inspiring-reward | $25.00 | $25.00 | 12/27/2009 6:49:00 AM |
| loss-of-control | $25.00 | $25.00 | 12/27/2009 3:24:12 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:56:32 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/27/2009 8:57:53 PM |
| red-ready-principal | $100.00 | $100.00 | 12/27/2009 9:22:18 PM |
| peanutsparents | $50.00 | $50.00 | 12/27/2009 5:58:30 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/27/2009 7:36:08 AM |
| YurshotCapital | $50.00 | $50.00 | 12/27/2009 8:36:26 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/28/2009 7:38:12 AM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:56:08 PM |
| Skeptical-one | $50.00 | $50.00 | 12/28/2009 8:13:16 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:00:04 PM |
| reliable-vigilance | $25.00 | $25.00 | 12/28/2009 12:19:49 PM |
| credit-coach118 | $25.00 | $25.00 | 12/28/2009 12:58:26 PM |
| unger | $100.00 | $100.00 | 12/28/2009 3:20:20 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/28/2009 1:09:49 PM |
| credit-missile | $100.00 | $100.00 | 12/28/2009 3:09:29 PM |
| CASHGIRL | $25.00 | $25.00 | 12/21/2009 4:16:07 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:16:18 PM |
| forthright-dedication | $25.00 | $25.00 | 12/21/2009 4:20:06 PM |
| BankofBen | $25.00 | $25.00 | 12/21/2009 4:23:08 PM |
| kt103099 | $25.00 | $25.00 | 12/21/2009 4:23:32 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/21/2009 4:52:32 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/21/2009 9:35:58 PM |
| FinDoc | $25.00 | $25.00 | 12/22/2009 6:12:07 AM |
| handy-justice | $51.00 | $51.00 | 12/23/2009 9:42:26 AM |
| kegs | $100.00 | $100.00 | 12/23/2009 10:18:31 AM |
| loss-of-control | $50.00 | $50.00 | 12/24/2009 12:31:35 PM |
| unk1911 | $25.00 | $25.00 | 12/24/2009 4:11:43 PM |
| lend42013 | $25.00 | $25.00 | 12/25/2009 6:01:48 AM |
| reflective-rupee | $100.00 | $100.00 | 12/26/2009 12:20:19 AM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/26/2009 7:18:39 AM |
| well-mannered-income3 | $50.00 | $50.00 | 12/26/2009 3:24:01 PM |
| helping-out | $25.00 | $25.00 | 12/26/2009 7:21:10 AM |
| CROBRUN | $25.00 | $25.00 | 12/26/2009 12:31:20 PM |
| LR_Biker | $25.00 | $25.00 | 12/26/2009 10:32:06 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:56:19 PM |
| reflective-rupee | $100.00 | $100.00 | 12/27/2009 6:55:57 PM |
| adama_48 | $25.00 | $25.00 | 12/27/2009 8:41:05 PM |
| MrLeft | $25.00 | $25.00 | 12/28/2009 7:21:21 AM |
| Capit0l | $25.00 | $25.00 | 12/27/2009 7:03:00 PM |
| TrustinOthers | $25.00 | $25.00 | 12/28/2009 8:52:31 AM |
| retired272 | $25.00 | $25.00 | 12/28/2009 9:50:01 AM |
| intuitive-bill | $25.00 | $25.00 | 12/28/2009 10:32:42 AM |
| reflective-rupee | $1,600.00 | $739.00 | 12/28/2009 11:08:42 AM |
| JeffHoll | $50.00 | $50.00 | 12/28/2009 1:58:48 PM |
| Calif-smo | $50.00 | $50.00 | 12/28/2009 2:31:31 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:08:12 PM |
| TakeCare | $40.00 | $40.00 | 12/28/2009 1:32:56 PM |
| LAKETIME | $25.00 | $25.00 | 12/28/2009 3:35:29 PM |
| gold-cluster | $100.00 | $100.00 | 12/28/2009 3:14:11 PM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:21:45 PM |
| careful-wealth | $25.00 | $25.00 | 12/28/2009 3:38:39 PM |
| I_want_to_help_you | $25.00 | $25.00 | 12/28/2009 3:47:54 PM |
| 76 bids
|
Borrower Payment Dependent Notes Series
439138
This series of Notes was issued and sold upon the funding of the borrower loan #40193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.72% |
Starting monthly payment:
| $47.28 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.67% |
Final monthly payment:
| $47.25 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Dec-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $621 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 9% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| rate-fluffy-bunny |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt!
Purpose of loan:
This loan will be used to pay off a higher-interest unsecured loan with Wells Fargo, while lowering my monthly payments. My fiance and I hope to move by the end of 2010 and I want to maximize my savings during this year - so a lower loan payment would help that.
I have not borrowed from Prosper before, but have been lending for a while now.
My financial situation:
I am a good candidate for this loan because I have a secure job and have never defaulted on a loan or made a late payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:33 PM |
| ADenny | $25.00 | $25.00 | 12/21/2009 4:26:27 PM |
| interstellar | $50.00 | $50.00 | 12/21/2009 4:22:49 PM |
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:23:03 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:55 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:23 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:28 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:33 PM |
| czar3 | $25.00 | $25.00 | 12/21/2009 4:24:13 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:38 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:45 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:27 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:37 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:07 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:00 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:16 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:13 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:21 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:51 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 6:38:26 PM |
| Syzygy | $25.00 | $25.00 | 12/21/2009 7:17:09 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:07 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:53 PM |
| sas19 | $25.00 | $25.00 | 12/21/2009 4:30:43 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:34 PM |
| jbaum | $150.00 | $70.00 | 12/21/2009 4:30:57 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:11 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:59 PM |
| bid-wonder | $25.00 | $25.00 | 12/21/2009 4:56:40 PM |
| impartial-deal | $25.00 | $25.00 | 12/22/2009 4:24:47 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
439370
This series of Notes was issued and sold upon the funding of the borrower loan #40167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $82.08 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $81.01 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 20
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $29,975 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| supergiant6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to?personal
My financial situation:
I am a good candidate for this loan because?
I do pay my bills on time
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 1600
??Insurance: $?150
??Car expenses: $?440
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| pleasant-dime | $25.00 | $25.00 | 12/21/2009 3:55:06 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 3:56:07 PM |
| EtaDuck | $25.00 | $25.00 | 12/21/2009 4:07:55 PM |
| direct-yield | $25.00 | $25.00 | 12/21/2009 4:07:10 PM |
| yeti888 | $25.00 | $25.00 | 12/21/2009 4:07:46 PM |
| NR | $25.00 | $25.00 | 12/21/2009 4:07:51 PM |
| Carne_Chung | $25.00 | $25.00 | 12/21/2009 4:09:06 PM |
| repaintandrepair | $25.00 | $25.00 | 12/21/2009 4:07:25 PM |
| Lam0nt | $25.00 | $25.00 | 12/21/2009 4:13:26 PM |
| Headhunter14 | $25.00 | $25.00 | 12/21/2009 4:13:31 PM |
| gaditano | $25.00 | $25.00 | 12/21/2009 4:13:34 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 4:13:43 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:24:19 PM |
| Auburnmist | $25.00 | $25.00 | 12/21/2009 4:24:27 PM |
| mppeterson | $80.00 | $80.00 | 12/21/2009 4:24:33 PM |
| investment-encourager | $25.00 | $25.00 | 12/21/2009 4:24:38 PM |
| Tammy102800 | $25.00 | $25.00 | 12/21/2009 4:24:52 PM |
| hope-equation | $50.00 | $50.00 | 12/21/2009 4:25:15 PM |
| aceking | $25.00 | $25.00 | 12/21/2009 4:24:26 PM |
| nickel-position | $25.00 | $25.00 | 12/21/2009 4:24:31 PM |
| gig4ls | $25.00 | $25.00 | 12/21/2009 4:24:37 PM |
| cashtolendyou | $25.00 | $25.00 | 12/21/2009 4:25:02 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/21/2009 4:23:12 PM |
| blackbird02 | $25.00 | $25.00 | 12/21/2009 4:24:09 PM |
| adventurous-capital | $25.00 | $25.00 | 12/21/2009 4:24:20 PM |
| Snowflake6515 | $25.00 | $25.00 | 12/21/2009 4:24:24 PM |
| hope-leader2 | $25.00 | $25.00 | 12/21/2009 4:24:30 PM |
| westend | $25.00 | $25.00 | 12/21/2009 4:24:39 PM |
| OSERENKUKU | $25.00 | $25.00 | 12/21/2009 4:24:49 PM |
| sakha | $25.00 | $25.00 | 12/21/2009 4:24:55 PM |
| jonbozeman | $25.00 | $25.00 | 12/21/2009 4:25:12 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:25:27 PM |
| scottr | $25.00 | $25.00 | 12/21/2009 4:25:32 PM |
| cvlender | $25.00 | $25.00 | 12/21/2009 4:25:40 PM |
| slithytove | $25.00 | $25.00 | 12/21/2009 4:25:42 PM |
| Citytrustbankerguy | $25.00 | $25.00 | 12/21/2009 3:55:08 PM |
| shrewd-peace7 | $25.00 | $25.00 | 12/21/2009 4:06:47 PM |
| macgeek | $25.00 | $25.00 | 12/21/2009 4:10:46 PM |
| IIP77 | $25.00 | $25.00 | 12/21/2009 4:10:25 PM |
| treasure-bliss | $100.00 | $100.00 | 12/21/2009 4:13:41 PM |
| desertoasis | $50.00 | $50.00 | 12/21/2009 4:13:48 PM |
| triumph329 | $25.00 | $25.00 | 12/21/2009 4:14:28 PM |
| zone8 | $100.00 | $100.00 | 12/21/2009 4:15:40 PM |
| Mr2025 | $30.66 | $30.66 | 12/21/2009 4:24:23 PM |
| camaraderi-entrepreneur | $25.00 | $25.00 | 12/21/2009 4:24:32 PM |
| InvestorPartners | $25.00 | $25.00 | 12/21/2009 4:24:36 PM |
| MAYBROOK | $50.00 | $50.00 | 12/21/2009 4:24:45 PM |
| BW45 | $25.00 | $25.00 | 12/21/2009 4:25:01 PM |
| jazz619 | $25.00 | $25.00 | 12/21/2009 4:25:40 PM |
| blue_skies_ahead | $25.00 | $25.00 | 12/21/2009 4:24:35 PM |
| Yanwoo | $25.00 | $25.00 | 12/21/2009 4:24:51 PM |
| DosPassos | $25.00 | $25.00 | 12/21/2009 4:25:43 PM |
| special-peso | $25.00 | $25.00 | 12/21/2009 4:24:54 PM |
| towering-compassion | $50.00 | $50.00 | 12/21/2009 4:25:19 PM |
| bdloans | $100.00 | $100.00 | 12/21/2009 4:25:41 PM |
| Comoparklender | $25.00 | $11.23 | 12/21/2009 4:25:46 PM |
| czar3 | $40.00 | $40.00 | 12/21/2009 4:38:15 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 4:44:17 PM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 4:56:05 PM |
| money-prophesy | $28.11 | $28.11 | 12/21/2009 4:54:13 PM |
| 60 bids
|
Borrower Payment Dependent Notes Series
439764
This series of Notes was issued and sold upon the funding of the borrower loan #40177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Dec-28-2009 |
| |
Auction end date:
| Dec-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $113.09 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 13
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 21 | Length of status: | 9y 8m |
|
Amount delinquent:
| $7,378 |
Revolving credit balance:
| $5,879 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 85% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| Laura3232 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 540-559
(Jan-2008)
540-559
(Dec-2007)
520-539
(Oct-2007)
540-559
(Oct-2006)
|
|
Principal balance:
| $405.98 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
Third Prosper Loan - Never Late!
Hi everyone?- Just?a little bit of information about myself.? I am a single mother with a daughter.? I have a good job which I have worked at for 10 years this April? My credit score is inaccurate and I believe is low due to the fact that I?worked out a repayment plan of mortgage payments with my mortgage company and that arrangement is not reflected on my credit score.? I am current with?all of my credit card debts?and loans.??I am interested in consolidating my debt to a lower interest rate.? I am now sharing expenses with my boyfriend so my disposable income each month has increased and I plan to be completely debt free within one year, I would just like to do it without paying such high interest rates!? Please feel free to ask any questions.? This?would be my third?loan from Prosper and I have never been late with any payment.? I am paid through direct deposit and the payment for this loan would always be available in my account.? I can also provide any sort of documentation necessary.?
Here is some information regarding my gross net?income: Salary: $3,037.66?per month, car allowance $350.00 per month, Social Security: $532.00,?Net income?per month: $3,919.66.??I occasionally do side work, but I have not included that in my monthly net income as that varies each month.?I receive the social security payments for my daughter (which are also direct deposit) due to her father's death?five years ago.
I have utilized the highest interest rate that my state allows and I hope some of you are able to fund this loan.?
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aberdeen | $300.00 | $300.00 | 12/28/2009 10:56:43 AM |
| quickstep | $200.00 | $200.00 | 12/28/2009 10:57:28 AM |
| Jorgef741 | $50.00 | $50.00 | 12/28/2009 11:06:29 AM |
| quickstep | $200.00 | $200.00 | 12/28/2009 11:10:04 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:41:56 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:42:19 PM |
| unk1911 | $25.00 | $25.00 | 12/28/2009 1:03:38 PM |
| integrity-doctor | $50.00 | $50.00 | 12/28/2009 2:35:39 PM |
| supreme-hope | $25.00 | $25.00 | 12/28/2009 6:11:35 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/28/2009 6:18:47 PM |
| tolerant-nickel | $50.00 | $50.00 | 12/28/2009 7:19:00 PM |
| Bob450 | $25.00 | $25.00 | 12/28/2009 11:02:59 PM |
| Little_Tuna_College_Fund | $25.00 | $25.00 | 12/28/2009 11:11:33 PM |
| admirable-credit | $25.00 | $25.00 | 12/29/2009 1:00:13 AM |
| inspiring-reward | $50.00 | $50.00 | 12/29/2009 6:27:10 AM |
| pietro_torna_indietro | $41.64 | $41.64 | 12/29/2009 7:40:38 AM |
| boodo | $92.08 | $92.08 | 12/29/2009 6:52:27 AM |
| boodo | $71.56 | $71.56 | 12/29/2009 11:12:25 AM |
| kelador | $50.00 | $50.00 | 12/29/2009 10:44:57 AM |
| Kath230464 | $50.00 | $50.00 | 12/29/2009 11:42:08 AM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:42:05 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/28/2009 3:11:57 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 1:41:34 PM |
| five-star-note | $150.00 | $150.00 | 12/28/2009 4:01:38 PM |
| Laxa | $43.15 | $43.15 | 12/28/2009 4:42:52 PM |
| peanutsparents | $50.00 | $50.00 | 12/28/2009 5:53:03 PM |
| boo_hoo | $50.00 | $50.00 | 12/28/2009 5:58:32 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/28/2009 6:22:53 PM |
| reflective-rupee | $25.00 | $25.00 | 12/28/2009 7:06:22 PM |
| quickstep | $100.00 | $100.00 | 12/28/2009 7:10:41 PM |
| Kqwik | $28.03 | $28.03 | 12/28/2009 9:00:57 PM |
| SVPInvestments | $50.00 | $50.00 | 12/28/2009 10:25:18 PM |
| riv701 | $25.00 | $25.00 | 12/29/2009 6:15:02 AM |
| sensible-fund | $40.00 | $40.00 | 12/29/2009 2:53:21 AM |
| cclady | $50.00 | $50.00 | 12/29/2009 6:43:52 AM |
| quickstep | $50.00 | $18.54 | 12/29/2009 6:52:24 AM |
| OnePoorDude | $50.00 | $50.00 | 12/29/2009 10:22:05 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
437791
This series of Notes was issued and sold upon the funding of the borrower loan #40182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 22.70% |
Starting borrower rate/APR:
| 23.70% / 26.25% |
Starting monthly payment:
| $58.61 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.51% |
Final monthly payment:
| $56.51 |
| |
|
Auction yield range:
| 8.20% - 22.70% |
Estimated loss impact:
| 8.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.53% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 12 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wacowgirl |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
"Need a xmas for the kid" Pay bills
Purpose of loan:? This loan would help me with Christmas shopping for my 16 yr old daughter.? The way things are going now we won't have Christmas, because of lack of money. Need to pay off bills to relieve the stress that I have on wondering how I could make Christmas happen this year.? I realize that times are tough right now.
My financial situation: I am a good cabdidate for this loan because I hate having debt and always willing to pay back those that I owe money to. I would like a second chance at life.
Monthly net income: $ 2800.
? Monthly expenses: $
??Housing: $?200.00????
??Insurance: $ 168.00
? Car expenses: $ 440.00
??Utilities: $?100.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $?200.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 650.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can't afford Christmas? You can't afford 22% interest.
Why does a 16 year old female need $1500 worth of gifts? I spend about $500 total on 6 people. Rethink your life style. - Clematiscny
A:
No, I can't afford Christmas. If someone could give me a chance in a new life that would be great. A monthly payment of $60.00 dollars would be do able. I would be happy with anything at this time.
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 3am-preacher | $25.00 | $25.00 | 12/14/2009 4:11:47 PM |
| tnjohnso | $25.00 | $25.00 | 12/14/2009 4:53:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2009 6:57:37 PM |
| matthewa | $25.00 | $25.00 | 12/16/2009 4:28:11 PM |
| BankOfThomas | $49.21 | $49.21 | 12/18/2009 5:47:24 PM |
| IPG1 | $25.00 | $25.00 | 12/18/2009 5:48:34 PM |
| transparency-burger | $50.00 | $50.00 | 12/19/2009 11:48:54 AM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:17:53 PM |
| johnsock | $34.45 | $34.45 | 12/20/2009 12:58:09 PM |
| helping-out | $65.00 | $65.00 | 12/20/2009 3:09:55 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:32:45 PM |
| buffalobills | $25.00 | $25.00 | 12/21/2009 8:23:45 AM |
| rbgnr111 | $30.75 | $30.75 | 12/21/2009 8:30:22 AM |
| alpal | $89.67 | $42.51 | 12/21/2009 9:41:38 AM |
| Crystalprop | $25.00 | $25.00 | 12/21/2009 9:47:21 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2009 7:36:16 PM |
| foothillender | $25.00 | $25.00 | 12/15/2009 8:24:32 AM |
| YoungTaxMan | $50.00 | $50.00 | 12/15/2009 10:26:11 AM |
| Alwayssail | $25.00 | $25.00 | 12/15/2009 4:43:34 PM |
| lender-inc | $50.00 | $50.00 | 12/16/2009 5:03:53 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:39:24 PM |
| nimble-revenue | $50.00 | $50.00 | 12/18/2009 12:59:46 PM |
| larryboy10 | $41.29 | $41.29 | 12/18/2009 4:13:07 PM |
| mykeystoy | $25.00 | $25.00 | 12/18/2009 5:37:51 PM |
| GreenTiger | $35.00 | $35.00 | 12/19/2009 3:37:27 AM |
| marwadi-62 | $25.00 | $25.00 | 12/19/2009 12:51:54 PM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:03:02 AM |
| wwwUniversal | $25.00 | $25.00 | 12/20/2009 5:06:40 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:02:41 PM |
| MattProsper | $50.00 | $50.00 | 12/20/2009 10:27:54 PM |
| golath24 | $25.00 | $25.00 | 12/21/2009 9:02:49 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:57:47 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/21/2009 10:19:26 AM |
| a-finance-nirvana | $46.85 | $46.85 | 12/21/2009 9:11:22 AM |
| wild_carrot | $25.00 | $25.00 | 12/21/2009 9:47:46 AM |
| TakeCare | $25.00 | $25.00 | 12/21/2009 11:20:08 AM |
| eboomer2611 | $25.00 | $25.00 | 12/21/2009 12:49:31 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 12:06:17 PM |
| GInBaghdad | $25.00 | $25.00 | 12/21/2009 1:43:35 PM |
| streak269 | $29.94 | $29.94 | 12/21/2009 1:28:39 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:49:31 PM |
| wealth-comet694 | $25.00 | $25.00 | 12/21/2009 3:50:58 PM |
| porwestco | $25.00 | $25.00 | 12/21/2009 3:30:24 PM |
| mikrolown | $50.00 | $50.00 | 12/21/2009 3:19:22 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
437855
This series of Notes was issued and sold upon the funding of the borrower loan #40143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $74.33 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $65.48 |
| |
|
Auction yield range:
| 4.20% - 19.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Nov-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| independent-deal9 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting My Life
Purpose of loan:
This loan will be used to fund the development of my game design companies latest
game. My team and I are already hard at work and very devoted to this project.
I already have fixed amounts of what my employees expect for this game so I know
exactly how much this game will cost for development, and I have also presented
the idea to many different websites and I have many different potential buyers.
They have seen some of the games early work and they are very excited, and they
have already made very generous offers that will insure the games success when
released. I have already factored in all the costs of the games development and
the loan will cover everything. I am a person who has always dealt with cash
and never dealt with debt so I see this as a great opportunity to build up my
credit in a positive way. I admittedly will pay this loan off early because I
am a cash guy.The games development
should only take 1 month to complete but I have given them 2 months to insure the
games quality. The game will be about a man who has the ability to stop time. He will travel through time solving various puzzles and saving people.
My financial situation:
I am a good candidate for this loan because I have been developing games for
the past two years as a full time job, but I have 6 years of experience prior
to that. The earlier years I worked alone, with partners and various companies
and I have always been successful and all my games have brought me large
amounts of profit. Using the plans I developed I have created many award
winning games and I plan to use the same plan in my own company. I plan to use
the revenue from this game to pay off the loan, basing this on my previous
games that should not be a problem. I should be able to pay off the loan and
fund my next games development, but if for some reason the project did not work
out I will still be able to pay off the loan quite easily with the income from
my own games and also be able to fund another game for the company. That seems
very unlikely though because I have been doing this for many years now and it
has always worked out in a positive way.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi,
What are your monthly income and expenses? - p2ploan-sensation211
A:
I make an average of 4000 per game and they normally take around a month to complete. My expenses per month would be around $524.00. Not including gas expenses.
(Dec-17-2009)
Q:
do you still retain 100% ownership of your business? - organic-platinum
A:
Yes I do.
(Dec-17-2009)
Q:
Wasn't your previous game idea about a pirate? - pedestrianme
A:
Yes it was, but the game was not getting the funding so I decided to go with a smaller project so there would be less risk.
(Dec-18-2009)
Q:
Could you point us to a game or two that is out and contributing to your income stream? Thank you, and congrats! - JoeXB
A:
I thought I had already done this but I will go ahead and do it again.
Here are links to two of my games. They have both received awards for there popularity.
There is also a Spanish version of this game.
http://www.minijuegos.com/juegos/jugar.php?id=7846
http://www.a10.com/game/Modern-Day-Assassin.html
(Dec-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| springpanda | $25.00 | $25.00 | 12/12/2009 3:30:16 PM |
| houli123 | $100.00 | $100.00 | 12/16/2009 12:52:17 PM |
| TigerForce | $25.00 | $25.00 | 12/17/2009 11:19:50 AM |
| scloans | $25.00 | $25.00 | 12/17/2009 4:26:57 PM |
| klemer | $25.00 | $25.00 | 12/17/2009 4:38:01 PM |
| redrose1518 | $50.00 | $50.00 | 12/17/2009 5:09:12 PM |
| dhallii | $37.00 | $37.00 | 12/17/2009 5:53:16 PM |
| JerryB96 | $25.00 | $25.00 | 12/17/2009 6:06:43 PM |
| KnightKSU | $25.00 | $25.00 | 12/17/2009 6:46:30 PM |
| Lender0307 | $25.00 | $25.00 | 12/17/2009 7:12:05 PM |
| ManhattanLender | $25.00 | $25.00 | 12/17/2009 5:08:41 PM |
| ltstout | $25.00 | $25.00 | 12/18/2009 4:08:21 AM |
| eagle1271 | $30.00 | $30.00 | 12/18/2009 8:23:08 AM |
| 2seriousteachers | $25.00 | $25.00 | 12/18/2009 8:34:06 AM |
| cutter21 | $25.00 | $25.00 | 12/18/2009 10:01:12 AM |
| FundMaker | $25.00 | $25.00 | 12/18/2009 9:19:45 AM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 12:13:52 PM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 12:25:10 PM |
| UBOtto186 | $26.58 | $26.58 | 12/18/2009 12:55:11 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 1:15:02 PM |
| medman | $193.75 | $193.75 | 12/18/2009 2:08:38 PM |
| KSPHoldings | $25.00 | $25.00 | 12/18/2009 2:44:31 PM |
| p2ploan-sensation211 | $50.00 | $50.00 | 12/18/2009 2:48:23 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/18/2009 2:22:18 PM |
| hellasow | $30.00 | $30.00 | 12/13/2009 7:55:17 AM |
| agreement-accruer | $25.00 | $25.00 | 12/12/2009 5:47:57 PM |
| drkosh | $25.00 | $25.00 | 12/13/2009 9:25:39 AM |
| KichigaiSensei | $25.00 | $25.00 | 12/15/2009 10:37:41 AM |
| ujiba | $25.00 | $25.00 | 12/16/2009 11:02:17 AM |
| jakester00 | $35.00 | $35.00 | 12/16/2009 11:14:14 PM |
| basejump0 | $25.00 | $25.00 | 12/17/2009 9:48:30 AM |
| marwadi-62 | $100.00 | $100.00 | 12/17/2009 4:29:49 PM |
| shalofin | $51.47 | $51.47 | 12/17/2009 4:48:38 PM |
| RandyL3 | $25.00 | $25.00 | 12/17/2009 8:24:47 PM |
| flshdaskll | $25.00 | $25.00 | 12/17/2009 8:47:31 PM |
| vtpilot00 | $50.00 | $8.99 | 12/17/2009 9:22:05 PM |
| durability-colonel | $50.00 | $50.00 | 12/17/2009 6:58:08 PM |
| plonyalmony | $54.33 | $54.33 | 12/17/2009 5:33:47 PM |
| JDLanier | $25.00 | $25.00 | 12/17/2009 7:23:28 PM |
| glenium | $25.00 | $25.00 | 12/18/2009 4:06:45 AM |
| alvinsl | $25.00 | $25.00 | 12/18/2009 4:09:00 AM |
| leverage-monger | $25.00 | $25.00 | 12/18/2009 7:31:09 AM |
| understanding-benjamins | $25.00 | $25.00 | 12/18/2009 7:50:24 AM |
| fairness-atmosphere | $25.00 | $25.00 | 12/18/2009 8:06:15 AM |
| PotBellyPete | $30.00 | $30.00 | 12/18/2009 8:32:19 AM |
| justice-disk | $25.00 | $25.00 | 12/18/2009 8:37:01 AM |
| socal-lender | $25.00 | $25.00 | 12/18/2009 10:07:29 AM |
| Rustang | $25.00 | $25.00 | 12/18/2009 9:07:35 AM |
| wild-orange | $25.00 | $25.00 | 12/18/2009 11:48:24 AM |
| pedestrianme | $25.00 | $25.00 | 12/18/2009 11:58:45 AM |
| plbquic | $25.00 | $25.00 | 12/18/2009 12:07:50 PM |
| kjb1971 | $25.00 | $25.00 | 12/18/2009 12:06:26 PM |
| plbquic | $25.00 | $25.00 | 12/18/2009 12:09:16 PM |
| dudebrah | $25.00 | $25.00 | 12/18/2009 12:15:26 PM |
| kf88 | $25.00 | $25.00 | 12/18/2009 1:03:44 PM |
| skillful-asset5 | $50.00 | $50.00 | 12/18/2009 1:49:38 PM |
| Joshua_E | $25.00 | $25.00 | 12/18/2009 2:07:22 PM |
| colorfulgardener | $50.00 | $50.00 | 12/18/2009 1:31:30 PM |
| LoanDMC | $27.88 | $27.88 | 12/18/2009 2:49:35 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
437865
This series of Notes was issued and sold upon the funding of the borrower loan #40140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $94.29 |
|
Final lender yield:
| 20.03% |
Final borrower rate/APR:
| 21.03% / 23.28% |
Final monthly payment:
| $94.23 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.06% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $40,177 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| kind-currency-mesh |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
Purpose of loan:
Pay off some of our credit debt. We had a child and are not eligible? to lower our mortgage payment. We have been in a credit consolidation program and have been making the payments but combined with our mortgage we are struggling to afford other bills like utilities. Even though we pay everything on time we have no savings and there seems to be no breathing room. We need the help to pay off some debt in order to lower our monthly payments and pay creditors in full to get back on out feet.
My financial situation:
I am a good candidate for this loan because I pay loans on time.
Monthly net income: $
combined with my husbands it is about 8,000
Monthly expenses: $
??Housing: $
2708
??Insurance: $
113
??Car expenses: $
800
??Utilities: $
500
??Phone, cable, internet: $
140
??Food, entertainment: $
??Clothing, household expenses $ 800
??Credit cards and other loans: $ 2500
??Other expenses: $ 200 childcare
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Pleas indicate the current value of your home (feel free to use zillow.com). thanks - reflective-rupee
A:
Estimated at 300,000
(Dec-12-2009)
Q:
Please indicate the balances, interest rates, and monthly payments of the debts that your plan to pay off with the proceeds from this proposed Prosper loan. thanks - reflective-rupee
A:
Since it is such a low amount for a loan we have smaller cards that we will be paying off.
One at 250.00 for 20.00%
One at 1,000.00 for 15.9%
One at 645.00 for 12.5 %
One at 555.00 at 19.0%
(Dec-12-2009)
Q:
Please list all of your debt balances (including mortgage) other than the debts that you plan to pay off with the proceeds from this proposed Prosper loan. thanks - reflective-rupee
A:
mortgage = 2789.04 a month e are flipped on our house so we owe more than the house is worth.
We have a payment we make to a credit counseling agency monthly which is 1766.00
We still have about 56,000 to pay - so they estimate another 3 years on the plan to pay that off.
We have a few other credit cards which I listed earlier with the balances to pay them off because they are at their max. We are looking to pay them off so we have a consolidated payment to make monthly.
(Dec-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| caseattle | $25.00 | $25.00 | 12/11/2009 3:04:43 PM |
| reflective-rupee | $25.00 | $25.00 | 12/11/2009 3:08:26 PM |
| sociallender | $25.00 | $25.00 | 12/11/2009 3:04:42 PM |
| Bob450 | $25.00 | $25.00 | 12/11/2009 10:21:26 PM |
| tnjohnso | $25.00 | $25.00 | 12/14/2009 1:37:07 PM |
| DenimCapital | $39.25 | $39.25 | 12/16/2009 12:03:11 PM |
| bsmtloan | $50.00 | $50.00 | 12/16/2009 4:29:23 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/16/2009 4:45:27 PM |
| kjb1971 | $25.00 | $25.00 | 12/16/2009 11:42:23 PM |
| JustMee | $25.00 | $25.00 | 12/16/2009 5:40:14 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/17/2009 5:58:57 AM |
| solin003 | $25.00 | $25.00 | 12/17/2009 11:23:01 AM |
| Loan_shark718 | $25.00 | $25.00 | 12/17/2009 8:50:32 PM |
| patriot384 | $100.00 | $100.00 | 12/17/2009 6:36:48 PM |
| brondero | $50.00 | $50.00 | 12/17/2009 9:54:01 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:17:23 PM |
| Laxa | $25.00 | $25.00 | 12/18/2009 5:12:25 AM |
| gjm6d | $28.68 | $28.68 | 12/18/2009 4:50:49 AM |
| Sol_Invictus | $25.00 | $25.00 | 12/18/2009 7:43:30 AM |
| Bob450 | $25.00 | $25.00 | 12/18/2009 7:55:44 AM |
| mckhbnpc | $30.00 | $30.00 | 12/18/2009 10:42:52 AM |
| dbp10001 | $25.00 | $25.00 | 12/18/2009 12:21:16 PM |
| gold-sushi | $25.00 | $4.96 | 12/18/2009 12:32:59 PM |
| Happyhourcomics | $25.00 | $25.00 | 12/18/2009 12:16:58 PM |
| just-trade0 | $36.00 | $36.00 | 12/18/2009 12:56:54 PM |
| UBOtto186 | $25.00 | $25.00 | 12/18/2009 12:58:35 PM |
| colorfulgardener | $50.00 | $50.00 | 12/18/2009 1:33:21 PM |
| SkinnyFish | $25.00 | $25.00 | 12/18/2009 2:21:54 PM |
| truelumen | $30.00 | $30.00 | 12/18/2009 2:53:08 PM |
| patriot384 | $100.00 | $100.00 | 12/18/2009 2:54:27 PM |
| Engineer44 | $30.00 | $30.00 | 12/18/2009 2:54:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/11/2009 9:12:52 PM |
| reflective-rupee | $125.00 | $125.00 | 12/12/2009 4:27:17 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/12/2009 6:41:52 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/15/2009 6:33:58 AM |
| Imaginos1892 | $50.00 | $50.00 | 12/16/2009 10:25:09 PM |
| nilonc1 | $100.00 | $100.00 | 12/17/2009 8:37:06 AM |
| efficient-bid2 | $50.00 | $50.00 | 12/17/2009 4:51:20 PM |
| gothampark | $25.00 | $25.00 | 12/17/2009 9:21:27 PM |
| zone6 | $200.00 | $200.00 | 12/17/2009 9:46:56 PM |
| meabandit | $55.11 | $55.11 | 12/17/2009 8:13:16 PM |
| balance-force | $26.00 | $26.00 | 12/17/2009 11:50:54 PM |
| A007 | $25.00 | $25.00 | 12/18/2009 6:15:59 AM |
| Leshan | $50.00 | $50.00 | 12/18/2009 7:47:18 AM |
| Bank_Of_XL | $100.00 | $100.00 | 12/18/2009 8:19:37 AM |
| SDD123 | $25.00 | $25.00 | 12/18/2009 8:57:49 AM |
| hillerod | $25.00 | $25.00 | 12/18/2009 9:00:32 AM |
| wealth-comet694 | $25.00 | $25.00 | 12/18/2009 10:08:21 AM |
| Feyenoord | $25.00 | $25.00 | 12/18/2009 10:53:58 AM |
| 371millwood | $200.00 | $200.00 | 12/18/2009 12:30:28 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 12:35:19 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/18/2009 12:17:29 PM |
| unger | $100.00 | $100.00 | 12/18/2009 12:54:58 PM |
| skillful-asset5 | $75.00 | $75.00 | 12/18/2009 1:51:45 PM |
| 54 bids
|
Borrower Payment Dependent Notes Series
437891
This series of Notes was issued and sold upon the funding of the borrower loan #40150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 29.74% |
Starting monthly payment:
| $123.12 |
|
Final lender yield:
| 22.50% |
Final borrower rate/APR:
| 23.50% / 25.79% |
Final monthly payment:
| $116.91 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.55% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| useful-gain5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my medical bills
Purpose of loan:
This loan will be used to pay off my medical bills.? I was diagnosed with a tumor at the base of my skull and it was removed a few months ago.? Although I have health insurance, the cost of neurosurgery is high.? Even my small portion of the bill amounts to thousands of dollars!? I am so grateful to these doctors that saved my life -- they deserve every penny of what they charge.? I need help (i.e. a loan) to pay them.
My financial situation:
I am a good candidate for this loan because I am a responsible individual.? I have paid my student loans in a timely manner for years and I pay my bills on time.? I have a great job so I will have a steady income to make monthly loan payments.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Yomain | $25.00 | $25.00 | 12/14/2009 4:42:46 PM |
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:06:58 PM |
| foothillender | $25.00 | $25.00 | 12/15/2009 8:22:05 AM |
| leverage-hawk | $25.00 | $25.00 | 12/15/2009 6:26:58 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/16/2009 5:48:26 PM |
| bold-attentive-listing | $200.00 | $200.00 | 12/17/2009 4:49:55 PM |
| helping-out | $25.00 | $25.00 | 12/17/2009 5:04:57 PM |
| mercuriant | $25.00 | $25.00 | 12/18/2009 1:21:18 PM |
| Digs | $25.00 | $25.00 | 12/18/2009 1:33:41 PM |
| portfolio-turbine | $25.00 | $25.00 | 12/18/2009 4:09:36 PM |
| liberty-thinker | $25.00 | $25.00 | 12/18/2009 6:11:32 PM |
| glroark | $100.00 | $100.00 | 12/19/2009 5:36:30 PM |
| heroic-benefit | $100.00 | $100.00 | 12/19/2009 8:20:34 PM |
| PotBellyPete | $30.00 | $30.00 | 12/20/2009 11:15:58 AM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:20:22 AM |
| Jaxfan11 | $25.00 | $25.00 | 12/20/2009 3:03:07 PM |
| autonomous-power | $50.00 | $50.00 | 12/20/2009 1:44:49 PM |
| starry2001 | $25.00 | $25.00 | 12/20/2009 4:10:39 PM |
| fortheteam662 | $46.13 | $46.13 | 12/20/2009 6:56:49 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:36:37 PM |
| durability-gusto | $25.00 | $25.00 | 12/20/2009 8:07:10 PM |
| social-hunter5 | $25.00 | $25.00 | 12/21/2009 6:23:36 AM |
| Vans1975 | $27.00 | $27.00 | 12/21/2009 6:31:22 AM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 7:45:57 AM |
| silverloan | $40.00 | $40.00 | 12/21/2009 7:51:07 AM |
| scroooge | $25.00 | $25.00 | 12/21/2009 8:00:01 AM |
| golath24 | $25.00 | $25.00 | 12/21/2009 8:59:56 AM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 12:02:56 PM |
| loyalty-czar | $25.00 | $25.00 | 12/21/2009 10:42:17 AM |
| coin-investor | $25.00 | $25.00 | 12/21/2009 11:24:15 AM |
| LPS | $48.41 | $48.41 | 12/21/2009 11:54:52 AM |
| icon7 | $25.00 | $25.00 | 12/21/2009 2:18:22 PM |
| PCity-LOA15 | $35.00 | $35.00 | 12/21/2009 2:10:40 PM |
| quest0 | $31.06 | $31.06 | 12/21/2009 3:02:13 PM |
| 12Knocksinna | $30.00 | $30.00 | 12/21/2009 2:59:33 PM |
| efficient-bid2 | $50.00 | $50.00 | 12/21/2009 3:42:23 PM |
| I_want_to_help_you | $25.00 | $25.00 | 12/21/2009 3:19:28 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/14/2009 4:37:54 PM |
| hellasow | $25.00 | $25.00 | 12/14/2009 4:55:17 PM |
| Bocephus1959 | $50.00 | $50.00 | 12/17/2009 8:04:46 AM |
| generous-deal6 | $25.00 | $25.00 | 12/18/2009 1:10:18 AM |
| Leshan | $33.34 | $33.34 | 12/18/2009 7:57:36 AM |
| CREinvestor | $25.76 | $25.76 | 12/18/2009 9:06:38 AM |
| CMDCO | $50.00 | $50.00 | 12/18/2009 11:08:51 AM |
| atlas100 | $25.00 | $25.00 | 12/18/2009 11:29:47 AM |
| lend42013 | $30.00 | $30.00 | 12/18/2009 3:05:58 PM |
| Westlake91362 | $25.00 | $25.00 | 12/18/2009 3:42:36 PM |
| brodav | $50.00 | $50.00 | 12/18/2009 6:06:33 PM |
| callmebryan | $25.00 | $25.00 | 12/18/2009 7:58:43 PM |
| GlobalLending | $25.00 | $25.00 | 12/18/2009 11:02:57 PM |
| houli123 | $100.00 | $100.00 | 12/19/2009 12:24:29 AM |
| JackinGreen | $25.00 | $25.00 | 12/19/2009 6:59:57 AM |
| trade-triangulation | $25.00 | $25.00 | 12/19/2009 1:40:45 AM |
| dorypro | $25.00 | $25.00 | 12/19/2009 7:41:11 AM |
| marwadi-62 | $50.00 | $50.00 | 12/19/2009 12:52:37 PM |
| hard-working-loot | $50.00 | $50.00 | 12/19/2009 5:05:44 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/19/2009 2:37:04 PM |
| Robbdogg | $25.00 | $25.00 | 12/19/2009 9:11:26 PM |
| PropertyInvest | $25.00 | $25.00 | 12/20/2009 5:26:24 AM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 10:59:27 AM |
| kaianja | $50.00 | $50.00 | 12/20/2009 12:20:53 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/20/2009 2:40:35 PM |
| a-finance-nirvana | $50.00 | $50.00 | 12/20/2009 4:20:47 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 5:58:14 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 12:58:03 AM |
| charming-point | $250.00 | $250.00 | 12/20/2009 8:14:46 PM |
| dime-beeper | $50.00 | $50.00 | 12/20/2009 9:59:33 PM |
| jsnryn | $25.00 | $25.00 | 12/21/2009 6:28:36 AM |
| TakeCare | $200.00 | $200.00 | 12/21/2009 7:29:46 AM |
| MOVet | $25.00 | $25.00 | 12/21/2009 9:57:37 AM |
| asya | $30.00 | $30.00 | 12/21/2009 9:46:51 AM |
| eboomer2611 | $25.00 | $25.00 | 12/21/2009 12:50:30 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:04:55 PM |
| STOCKBROKER1 | $25.00 | $18.30 | 12/21/2009 3:06:09 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
437917
This series of Notes was issued and sold upon the funding of the borrower loan #40184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,350.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $287.25 |
|
Final lender yield:
| 31.90% |
Final borrower rate/APR:
| 32.90% / 35.32% |
Final monthly payment:
| $279.75 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 16.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.73% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 620-639 (Nov-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,022 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| thekendoll |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 740-759
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
New Baby Bill Consolidation
Purpose of loan:
The loan?will be used to pay off?a hospital bill we recieved after welcoming?the new baby into our lives and to?concolidate the?creditcard bills we accumulated by purchasing baby necessities such as car seat, stroller, crib, clothes, ect. we?have?made it a habit to always?have a?safe amount in the bank just incase of emergencies, so?we?decided?that it might be better to keep that money in savings?for any emergencies and take a loan?to consolidate the rest since we have enough extra each?month to make the payment.?I have always made my payments on time and in fact this will be my second time using prosper and the last loan i had from prosper i was able to pay off a year early. I pride myself on being on time and up to date on all of my bills. I know on this website my debt to credit ratio doesnt look good but keep in mind i have a second income comming in from my wife but we can only post my income so we really are better off than it looks on here.?i appreciate all those who are willing to lend.
My financial situation:
I?have always paid my bills on time.?The listing?only let me show my own income, so just to set the record straight, my wife and i together?net aprox.?$67600.?our current?monthly?budject?expenses are as follows:?
????????????????????? MORTGAGE- $1400 (I PAY?ALMOST?$200?EXTRA EVERY MONTH)
?????????????????? ?? WATER-$40
??????????????????????ELECTRIC-$100 (NEVER ACTUALLY GETS THIS HIGH, USUALLY ONLY?$50-$60
????????????????????? CAR INSURANCE-$75
????????????????????? NATURAL GAS-$75 (DONT PAY THIS MUCH?DURING THE SUMMER MONTHS
????????????????????? LOCAL PHONE/INTERNET- $75
????????????????????? CELL PHONES-$100
??????????????????????FOOD-$500
??????????????????????CAR GAS-$300
????????????????????? SAVINGS-$500
??????????????????????MISC-$300
Between my wife and I our actual take home pay after insurance and taxes is aprox.$4300-$4400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 12/14/2009 4:37:58 PM |
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:06:59 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/14/2009 6:32:37 PM |
| shawnw2 | $50.00 | $50.00 | 12/15/2009 8:49:49 AM |
| rmpedi33 | $50.00 | $50.00 | 12/15/2009 12:45:39 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/15/2009 1:36:01 PM |
| PXM-Financial | $50.00 | $50.00 | 12/15/2009 10:56:15 PM |
| reflective-rupee | $50.00 | $50.00 | 12/16/2009 3:44:43 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:35:05 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 8:52:49 PM |
| boo_hoo | $50.00 | $50.00 | 12/17/2009 6:27:06 PM |
| brother_tam | $200.00 | $200.00 | 12/17/2009 6:06:11 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 7:17:57 AM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 11:42:13 AM |
| squarebob | $25.00 | $25.00 | 12/18/2009 3:50:59 PM |
| dorypro | $25.00 | $25.00 | 12/18/2009 4:54:41 PM |
| 371millwood | $200.00 | $200.00 | 12/18/2009 6:10:23 PM |
| lender12345 | $50.00 | $50.00 | 12/18/2009 6:17:29 PM |
| Gobsek | $25.00 | $25.00 | 12/18/2009 8:23:46 PM |
| bsmtloan | $75.00 | $75.00 | 12/19/2009 7:29:12 AM |
| reflective-rupee | $50.00 | $50.00 | 12/19/2009 10:28:03 AM |
| loss-of-control | $25.00 | $25.00 | 12/19/2009 10:28:35 AM |
| five-star-note | $200.00 | $200.00 | 12/19/2009 11:37:41 AM |
| reflective-rupee | $50.00 | $50.00 | 12/19/2009 11:23:01 AM |
| tremendous-peace | $25.00 | $25.00 | 12/19/2009 1:09:42 PM |
| JackinGreen | $50.00 | $50.00 | 12/19/2009 3:42:47 PM |
| shrewd-income | $100.00 | $100.00 | 12/19/2009 6:40:57 PM |
| jerrymaguire | $100.00 | $100.00 | 12/19/2009 10:05:24 PM |
| jrcctexas25 | $25.00 | $25.00 | 12/20/2009 8:29:24 AM |
| eronyc | $25.00 | $25.00 | 12/20/2009 11:56:14 AM |
| cognizant-rate732 | $89.56 | $89.56 | 12/20/2009 4:35:15 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:04:25 PM |
| MoneyMaker249 | $50.00 | $50.00 | 12/20/2009 8:35:47 PM |
| Laxa | $25.00 | $25.00 | 12/20/2009 9:06:48 PM |
| simeonthewhale | $25.00 | $25.00 | 12/21/2009 3:17:05 AM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 8:37:32 AM |
| Leshan | $33.33 | $33.33 | 12/21/2009 7:54:21 AM |
| carrinel | $100.00 | $100.00 | 12/21/2009 8:10:11 AM |
| asya | $30.00 | $30.00 | 12/21/2009 9:39:11 AM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 8:36:43 AM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 8:37:14 AM |
| KaChingInvestments | $25.00 | $25.00 | 12/21/2009 9:19:40 AM |
| jab4590 | $25.00 | $25.00 | 12/21/2009 10:32:18 AM |
| Gregger | $30.53 | $30.53 | 12/21/2009 10:15:28 AM |
| DenimCapital | $50.00 | $50.00 | 12/21/2009 12:24:24 PM |
| Pages | $25.00 | $25.00 | 12/21/2009 11:36:00 AM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:21:35 PM |
| piter-to-la-investment | $50.00 | $50.00 | 12/21/2009 12:42:55 PM |
| jerrymaguire | $75.00 | $75.00 | 12/21/2009 1:04:59 PM |
| PeePaw | $25.00 | $25.00 | 12/21/2009 2:10:17 PM |
| myGodisgood | $25.00 | $25.00 | 12/21/2009 2:11:40 PM |
| icon7 | $25.00 | $25.00 | 12/21/2009 2:20:38 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 3:03:17 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:02:53 PM |
| newequity | $25.00 | $25.00 | 12/21/2009 2:55:36 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 3:52:56 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:41:33 PM |
| flexible-economy2 | $200.00 | $33.41 | 12/14/2009 4:50:37 PM |
| flexible-economy2 | $250.00 | $250.00 | 12/14/2009 4:50:35 PM |
| economy-synapse | $500.00 | $500.00 | 12/14/2009 8:55:25 PM |
| reflective-rupee | $25.00 | $25.00 | 12/14/2009 8:03:26 PM |
| felicity-daydream | $50.00 | $50.00 | 12/15/2009 7:22:43 AM |
| shawnw2 | $50.00 | $50.00 | 12/15/2009 10:48:18 AM |
| Aberdeen | $170.54 | $170.54 | 12/15/2009 11:47:29 AM |
| CA_Lender | $25.00 | $25.00 | 12/15/2009 12:27:53 PM |
| Bob450 | $50.00 | $50.00 | 12/15/2009 3:57:19 PM |
| heroic-benefit | $100.00 | $100.00 | 12/15/2009 4:54:06 PM |
| order-bee1 | $25.00 | $25.00 | 12/16/2009 12:31:24 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:12:48 PM |
| order-bee1 | $25.00 | $25.00 | 12/17/2009 12:44:01 AM |
| dunrizzo | $25.00 | $25.00 | 12/17/2009 5:19:58 PM |
| Tono | $50.00 | $50.00 | 12/17/2009 5:36:14 PM |
| vest_vortex | $25.00 | $25.00 | 12/17/2009 7:35:29 PM |
| zone6 | $300.00 | $300.00 | 12/18/2009 9:53:37 AM |
| orange-pound-party | $25.00 | $25.00 | 12/18/2009 5:22:40 PM |
| Happy-Man | $25.00 | $25.00 | 12/18/2009 6:39:31 PM |
| sweety075 | $25.00 | $25.00 | 12/18/2009 10:05:40 PM |
| preventivepestcontrol | $75.00 | $75.00 | 12/19/2009 8:44:55 AM |
| the-silver-blaster | $25.00 | $25.00 | 12/19/2009 8:28:19 AM |
| new-truth-chuckler | $29.17 | $29.17 | 12/19/2009 10:07:53 AM |
| FALLEN234 | $54.33 | $54.33 | 12/19/2009 12:11:15 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/19/2009 11:58:28 AM |
| jhernand17 | $25.00 | $25.00 | 12/19/2009 5:48:46 PM |
| tcbmc | $25.00 | $25.00 | 12/19/2009 4:10:02 PM |
| Helenska11 | $50.00 | $50.00 | 12/19/2009 7:18:53 PM |
| coin-investor | $100.00 | $100.00 | 12/20/2009 1:29:09 AM |
| Daimos | $55.51 | $55.51 | 12/20/2009 12:06:17 PM |
| WMY-Investor | $250.00 | $250.00 | 12/20/2009 3:21:40 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/20/2009 3:46:41 PM |
| helping-out | $125.00 | $125.00 | 12/20/2009 3:25:44 PM |
| cognizant-rate732 | $90.50 | $90.50 | 12/20/2009 6:28:03 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:02:24 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:38:51 PM |
| deepblue34 | $35.00 | $35.00 | 12/20/2009 7:10:43 PM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 8:39:52 AM |
| niq4soccer | $25.00 | $25.00 | 12/21/2009 6:57:42 AM |
| golffish2 | $50.00 | $50.00 | 12/21/2009 9:22:05 AM |
| Skeptical-one | $100.00 | $100.00 | 12/21/2009 8:04:53 AM |
| cordial-integrity | $25.00 | $25.00 | 12/21/2009 9:36:57 AM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 8:36:57 AM |
| buffalobills | $25.00 | $25.00 | 12/21/2009 10:26:08 AM |
| draggon77 | $25.00 | $25.00 | 12/21/2009 10:54:48 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:22:16 AM |
| epic-payout | $55.01 | $55.01 | 12/21/2009 11:56:25 AM |
| Credit2Prosper | $49.25 | $49.25 | 12/21/2009 12:56:56 PM |
| Feyenoord | $50.00 | $50.00 | 12/21/2009 1:34:32 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:00:32 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/21/2009 2:12:26 PM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 1:36:00 PM |
| natural-foods | $50.00 | $50.00 | 12/21/2009 2:44:46 PM |
| myGodisgood | $25.00 | $25.00 | 12/21/2009 2:07:26 PM |
| Calif-smo | $50.00 | $50.00 | 12/21/2009 2:07:50 PM |
| studious-revenue7 | $41.08 | $41.08 | 12/21/2009 2:36:51 PM |
| Capit0l | $27.78 | $27.78 | 12/21/2009 3:11:46 PM |
| 114 bids
|
Borrower Payment Dependent Notes Series
438023
This series of Notes was issued and sold upon the funding of the borrower loan #40181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 13.00% |
Starting borrower rate/APR:
| 14.00% / 16.16% |
Starting monthly payment:
| $170.89 |
|
Final lender yield:
| 10.95% |
Final borrower rate/APR:
| 11.95% / 14.08% |
Final monthly payment:
| $165.95 |
| |
|
Auction yield range:
| 4.20% - 13.00% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 15
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $128,875 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| mulletfrog |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down higher interest debt!
Purpose of loan:
Going to pay down short term higher rate debt from a home renovation project. I have 5 homes and major lenders will not allow more than 4 mortgage now. This money will be will be used to say goodbye to the banks that hold my debt. My project is complete and I own my 5th home outright. It is a rental and the tenate moved in November 1st.
My financial situation:
I am a good candidate for this loan because I am well paid with a job that I have had for over 12 years and I have rental income from that subsidizes my income. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your profession? Are you paid on 100% commission? - heritage_loans
A:
No. 90% of my pay is salary and allowances.
(Dec-19-2009)
Q:
What are your monthly income & expenses?
Thanks, - p2ploan-sensation211
A:
$12100 income and $5900 expenses.
(Dec-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| availableloan | $25.00 | $25.00 | 12/14/2009 4:41:50 PM |
| hellasow | $25.00 | $25.00 | 12/14/2009 4:45:43 PM |
| breadbroker | $25.00 | $25.00 | 12/14/2009 5:08:54 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/15/2009 4:45:33 PM |
| zento | $25.00 | $25.00 | 12/16/2009 8:27:14 PM |
| Ven58 | $25.00 | $25.00 | 12/17/2009 8:43:14 AM |
| bomdel | $25.00 | $25.00 | 12/17/2009 8:57:25 AM |
| IP | $50.00 | $50.00 | 12/17/2009 1:55:50 PM |
| ProLoans | $25.00 | $25.00 | 12/17/2009 5:06:00 PM |
| tenchi2777 | $25.00 | $25.00 | 12/17/2009 5:08:48 PM |
| MidnightBank | $25.00 | $25.00 | 12/17/2009 5:09:23 PM |
| income-fortress | $29.62 | $29.62 | 12/17/2009 5:06:02 PM |
| ultimatepaintball | $25.00 | $25.00 | 12/17/2009 5:09:41 PM |
| kjb1971 | $25.00 | $25.00 | 12/18/2009 12:12:55 PM |
| louisprima | $31.16 | $31.16 | 12/18/2009 11:56:08 AM |
| moneyinvestor | $40.26 | $40.26 | 12/18/2009 1:00:22 PM |
| fire_torf | $25.00 | $25.00 | 12/18/2009 4:05:08 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/18/2009 5:47:33 PM |
| Newdad6 | $75.00 | $75.00 | 12/18/2009 8:20:34 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/18/2009 6:39:21 PM |
| TheLoanManCan | $25.00 | $25.00 | 12/18/2009 6:49:26 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:04:53 PM |
| nevetsnosliw1 | $35.00 | $35.00 | 12/18/2009 10:26:59 PM |
| mattblizz | $50.00 | $50.00 | 12/18/2009 11:15:58 PM |
| scotty61 | $25.00 | $25.00 | 12/19/2009 12:23:47 AM |
| active-return | $26.00 | $26.00 | 12/19/2009 7:09:52 AM |
| edsmoney | $100.00 | $100.00 | 12/19/2009 9:59:24 AM |
| JDLanier | $25.00 | $25.00 | 12/19/2009 1:29:02 PM |
| roswellandy | $25.00 | $25.00 | 12/19/2009 5:36:46 PM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:11:45 PM |
| bigmoneybags | $25.00 | $25.00 | 12/20/2009 5:09:06 AM |
| gilbrear | $25.00 | $25.00 | 12/20/2009 5:50:39 AM |
| jwstclair | $50.00 | $50.00 | 12/20/2009 8:39:28 AM |
| KnightKSU | $25.00 | $25.00 | 12/20/2009 10:04:45 AM |
| wildanne | $25.00 | $25.00 | 12/20/2009 12:39:48 PM |
| gatherer750 | $25.00 | $25.00 | 12/20/2009 12:06:35 PM |
| richmondcowboy | $50.00 | $50.00 | 12/20/2009 2:35:35 PM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:32:48 PM |
| REITRUST | $25.00 | $25.00 | 12/20/2009 6:31:04 PM |
| drummerdad | $25.00 | $25.00 | 12/20/2009 4:19:47 PM |
| JustMee | $25.00 | $25.00 | 12/20/2009 6:58:21 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:40:54 PM |
| mustang9935 | $25.00 | $25.00 | 12/21/2009 7:50:34 AM |
| Share-the-wealth | $100.00 | $100.00 | 12/21/2009 6:44:06 AM |
| nickel-ranch | $25.00 | $25.00 | 12/21/2009 9:49:00 AM |
| Leopoldine | $25.00 | $25.00 | 12/21/2009 9:12:14 AM |
| Moots | $37.00 | $37.00 | 12/21/2009 9:35:21 AM |
| CashBank | $25.00 | $25.00 | 12/21/2009 9:38:44 AM |
| base858 | $28.36 | $28.36 | 12/21/2009 10:25:54 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:46:39 AM |
| JebkaClan | $33.93 | $33.93 | 12/21/2009 10:00:47 AM |
| enticing-treasure5 | $25.00 | $25.00 | 12/21/2009 11:32:46 AM |
| Minotaur | $27.25 | $27.25 | 12/21/2009 11:15:19 AM |
| cutter21 | $25.00 | $25.00 | 12/21/2009 11:00:47 AM |
| PleaseDoNotDefault | $25.00 | $25.00 | 12/21/2009 11:03:20 AM |
| erowis | $25.00 | $25.00 | 12/21/2009 12:04:07 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 12/21/2009 12:45:24 PM |
| dmitriy2 | $25.00 | $25.00 | 12/21/2009 2:05:03 PM |
| markandrosie | $42.01 | $42.01 | 12/21/2009 1:29:06 PM |
| velocity-winner | $25.00 | $25.00 | 12/21/2009 1:25:21 PM |
| justice-hawk | $30.00 | $30.00 | 12/21/2009 1:36:26 PM |
| atlas100 | $50.00 | $50.00 | 12/21/2009 3:03:43 PM |
| JGuide | $75.00 | $75.00 | 12/21/2009 3:44:08 PM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 3:09:41 PM |
| patriot384 | $200.00 | $200.00 | 12/21/2009 3:23:19 PM |
| Kelor99 | $25.00 | $25.00 | 12/21/2009 3:34:12 PM |
| CallMeBen | $25.00 | $25.00 | 12/14/2009 4:13:26 PM |
| helping-out | $40.00 | $40.00 | 12/14/2009 5:10:55 PM |
| Syzygy | $25.00 | $25.00 | 12/14/2009 4:49:45 PM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 4:09:35 PM |
| psalms6612 | $25.00 | $25.00 | 12/15/2009 5:03:04 PM |
| Cherrypicker | $50.00 | $50.00 | 12/16/2009 2:42:53 PM |
| TigerForce | $25.00 | $25.00 | 12/18/2009 5:00:54 AM |
| Dollars4Rent | $25.00 | $25.00 | 12/18/2009 7:42:31 AM |
| shamil45 | $25.00 | $25.00 | 12/18/2009 7:32:27 AM |
| minista | $25.00 | $25.00 | 12/18/2009 10:21:41 AM |
| philantist | $25.00 | $25.00 | 12/18/2009 1:10:52 PM |
| sparkling-income | $50.00 | $50.00 | 12/18/2009 3:44:28 PM |
| elloboverde | $50.00 | $50.00 | 12/18/2009 3:34:34 PM |
| loanshark207 | $25.00 | $25.00 | 12/18/2009 4:53:02 PM |
| JUDAHiNVESTMENTGROUP | $25.00 | $25.00 | 12/18/2009 5:32:31 PM |
| blue-relay | $27.19 | $27.19 | 12/18/2009 5:41:25 PM |
| rce1964 | $25.00 | $25.00 | 12/18/2009 5:50:46 PM |
| jetblack | $50.00 | $50.00 | 12/18/2009 5:52:40 PM |
| EmeritusX | $25.00 | $25.00 | 12/18/2009 5:56:01 PM |
| reBuild-America | $25.00 | $25.00 | 12/18/2009 8:58:45 PM |
| Damostuff | $25.00 | $25.00 | 12/18/2009 11:11:03 PM |
| libertas67 | $25.00 | $25.00 | 12/19/2009 7:01:17 AM |
| statenisland51 | $50.00 | $50.00 | 12/19/2009 12:14:23 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/19/2009 2:35:20 PM |
| JCMC | $25.00 | $25.00 | 12/19/2009 3:55:29 PM |
| glroark | $100.00 | $100.00 | 12/19/2009 5:35:17 PM |
| Bieling | $25.00 | $25.00 | 12/19/2009 7:29:22 PM |
| MINDVSMATTER | $50.00 | $50.00 | 12/20/2009 1:41:18 AM |
| haghanian | $25.00 | $25.00 | 12/20/2009 12:05:02 AM |
| manugee | $50.00 | $50.00 | 12/20/2009 5:50:18 AM |
| rockhound84 | $25.00 | $25.00 | 12/20/2009 7:35:57 AM |
| AlexWalex57 | $50.00 | $50.00 | 12/20/2009 10:31:40 AM |
| buddy486 | $25.00 | $25.00 | 12/20/2009 9:18:45 AM |
| lender124 | $34.00 | $34.00 | 12/20/2009 10:46:01 AM |
| savedollarinc | $25.00 | $25.00 | 12/20/2009 9:58:00 AM |
| MorleyTwirl | $50.00 | $50.00 | 12/20/2009 10:03:31 AM |
| rmpedi33 | $100.00 | $100.00 | 12/20/2009 1:58:14 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:19:33 PM |
| NYCLAIMSGUY | $25.00 | $25.00 | 12/21/2009 6:04:20 AM |
| LiveAloha | $25.00 | $25.00 | 12/20/2009 10:00:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 12:59:17 AM |
| hard-working-loot | $50.00 | $50.00 | 12/21/2009 7:49:11 AM |
| simeonthewhale | $70.00 | $70.00 | 12/21/2009 3:19:05 AM |
| Sven79 | $100.00 | $100.00 | 12/21/2009 8:49:17 AM |
| ScottFinance | $25.00 | $25.00 | 12/21/2009 7:15:31 AM |
| balance-chestnut | $25.00 | $25.00 | 12/21/2009 8:10:08 AM |
| toocautious | $75.00 | $75.00 | 12/21/2009 8:17:33 AM |
| versatilenyguy | $50.00 | $50.00 | 12/21/2009 9:01:40 AM |
| rmachi | $25.00 | $25.00 | 12/21/2009 11:20:48 AM |
| sharp-credit | $566.93 | $381.13 | 12/21/2009 11:00:09 AM |
| plbquic | $25.00 | $25.00 | 12/21/2009 11:24:49 AM |
| njmlaj726 | $25.00 | $25.00 | 12/21/2009 12:36:11 PM |
| Lancasterdust | $25.00 | $25.00 | 12/21/2009 12:38:16 PM |
| redtilapia | $25.00 | $25.00 | 12/21/2009 12:43:07 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/21/2009 1:56:27 PM |
| bansir | $25.00 | $25.00 | 12/21/2009 2:05:13 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:50 PM |
| kf88 | $25.00 | $25.00 | 12/21/2009 1:55:00 PM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:37:33 PM |
| GyJAV_BNCCo | $37.17 | $37.17 | 12/21/2009 3:16:42 PM |
| Chewbaca | $25.00 | $25.00 | 12/21/2009 2:24:53 PM |
| ritwik | $99.92 | $99.92 | 12/21/2009 3:41:30 PM |
| 128 bids
|
Borrower Payment Dependent Notes Series
438055
This series of Notes was issued and sold upon the funding of the borrower loan #40163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-11-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $323.50 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $307.80 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,441 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 25% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| intelligent-fund6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Help after Health Problem
I am a current college student finishing my remaining year of classes and I am well on my way to graduating. I have recently dug myself in to a situation after having a Brain Aneurysm where I have in reality destroyed my credit. Through my health problems I was forced to put many of my college expenses on credit cards. While recovering I made serious lapses in judgement and was not very prompt about paying my credit card bills. This resulted in my inability to qualify for a student loan to help me finish my final year of school. I have learned from my mistakes however I really need this loan to finish college and dig myself out of the hole I am and begin the process of repairing my credit score.
I am a student in the Honors program and have an excellent GPA. I currently have a part time job which will enable me to make regular payments on this loan. My parents are unable to help me and after the problems I have faced I am really hopeful for the aid of this loan to get me back in to an acceptable credit range.
I am confident that my current part time job will lead to a full time offer once I graduate which will continue to enable me to make regular and prompt payments to this loan.
I really need this help and I thank any and all for taking the time to consider this opportunity.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| visionary-currency | $50.00 | $50.00 | 12/11/2009 2:57:22 PM |
| draggon77 | $25.00 | $25.00 | 12/11/2009 2:57:43 PM |
| DRA-Properties | $25.00 | $25.00 | 12/11/2009 2:59:38 PM |
| MetraLynn | $25.00 | $25.00 | 12/11/2009 3:00:50 PM |
| AF-Chief | $28.00 | $28.00 | 12/11/2009 2:57:39 PM |
| sentimental-euro | $25.00 | $25.00 | 12/11/2009 2:57:50 PM |
| Speculator | $50.00 | $50.00 | 12/11/2009 3:01:08 PM |
| steves73 | $25.00 | $25.00 | 12/11/2009 2:58:02 PM |
| loan-master996 | $50.00 | $50.00 | 12/11/2009 3:01:47 PM |
| order-prospector | $25.00 | $25.00 | 12/11/2009 3:02:45 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/11/2009 3:00:02 PM |
| melodious-fairness | $25.00 | $25.00 | 12/11/2009 2:57:47 PM |
| divedude | $25.00 | $25.00 | 12/11/2009 3:01:03 PM |
| cash-boots | $25.00 | $25.00 | 12/11/2009 2:58:05 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/11/2009 3:01:13 PM |
| sloan | $25.00 | $25.00 | 12/11/2009 3:01:16 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/11/2009 3:05:28 PM |
| louisianalender | $100.00 | $100.00 | 12/11/2009 3:01:32 PM |
| hard-working-loot | $25.00 | $25.00 | 12/11/2009 3:05:49 PM |
| accordion8 | $25.00 | $25.00 | 12/11/2009 3:06:06 PM |
| p123 | $25.00 | $25.00 | 12/11/2009 3:06:12 PM |
| blooming-dedication | $50.00 | $50.00 | 12/11/2009 3:06:46 PM |
| crenen139 | $25.00 | $25.00 | 12/11/2009 3:07:08 PM |
| ryan23 | $25.00 | $25.00 | 12/11/2009 3:07:12 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/11/2009 3:07:26 PM |
| spitzbergen | $25.00 | $25.00 | 12/11/2009 3:07:56 PM |
| truth-eclair | $25.00 | $25.00 | 12/11/2009 3:01:18 PM |
| GElender | $25.00 | $25.00 | 12/11/2009 3:01:24 PM |
| secobarbital | $25.00 | $25.00 | 12/11/2009 3:01:27 PM |
| fcb202 | $25.00 | $25.00 | 12/11/2009 3:01:38 PM |
| puifais | $25.00 | $25.00 | 12/11/2009 3:04:51 PM |
| Supernick | $25.00 | $25.00 | 12/11/2009 3:04:54 PM |
| impartial-deal | $25.00 | $25.00 | 12/11/2009 3:12:23 PM |
| charming-point | $200.00 | $200.00 | 12/11/2009 3:05:37 PM |
| czar3 | $25.00 | $25.00 | 12/11/2009 3:02:47 PM |
| payout-point | $25.00 | $25.00 | 12/11/2009 3:06:00 PM |
| copper | $30.00 | $30.00 | 12/11/2009 3:02:54 PM |
| teller | $25.00 | $25.00 | 12/11/2009 3:06:02 PM |
| pleasant-nickel0 | $25.00 | $25.00 | 12/11/2009 3:06:08 PM |
| blueworld | $25.00 | $25.00 | 12/11/2009 3:16:10 PM |
| orange-preeminant-bill | $100.00 | $100.00 | 12/11/2009 3:07:29 PM |
| AF_Trust | $25.00 | $25.00 | 12/11/2009 3:07:35 PM |
| Turtlebear44 | $25.00 | $25.00 | 12/11/2009 3:07:54 PM |
| FullDisclosureBorrower | $25.00 | $25.00 | 12/11/2009 3:09:42 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/11/2009 3:05:42 PM |
| jbaum | $25.00 | $25.00 | 12/11/2009 3:13:44 PM |
| saffron4 | $25.00 | $25.00 | 12/11/2009 3:06:15 PM |
| WalnutCreekguy | $25.00 | $25.00 | 12/11/2009 3:06:27 PM |
| Dap2005 | $25.00 | $25.00 | 12/11/2009 3:06:42 PM |
| a-special-power | $25.00 | $25.00 | 12/11/2009 3:06:44 PM |
| anton | $25.00 | $25.00 | 12/11/2009 3:06:49 PM |
| cognizant-wealth | $25.00 | $25.00 | 12/11/2009 3:06:56 PM |
| tsquared_030 | $25.00 | $25.00 | 12/11/2009 3:07:00 PM |
| five-star-note | $35.00 | $35.00 | 12/11/2009 3:16:03 PM |
| elegant-income3 | $25.00 | $25.00 | 12/11/2009 3:07:20 PM |
| TigerForce | $25.00 | $25.00 | 12/11/2009 3:17:01 PM |
| kmfreymi | $25.00 | $25.00 | 12/11/2009 3:23:57 PM |
| Diamond_Jim | $25.00 | $25.00 | 12/11/2009 3:07:45 PM |
| EtaDuck | $25.00 | $25.00 | 12/11/2009 3:24:17 PM |
| honorable-yield | $35.00 | $35.00 | 12/11/2009 3:07:58 PM |
| flwah | $25.00 | $25.00 | 12/11/2009 3:18:53 PM |
| coin-investor | $25.00 | $25.00 | 12/11/2009 3:20:04 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/11/2009 3:09:32 PM |
| magnetic-duty | $25.00 | $25.00 | 12/11/2009 3:12:41 PM |
| omerta6102 | $36.94 | $36.94 | 12/11/2009 3:13:25 PM |
| lendarer | $25.00 | $25.00 | 12/11/2009 3:24:07 PM |
| SNH | $34.53 | $34.53 | 12/11/2009 4:22:50 PM |
| loanfairy | $25.00 | $25.00 | 12/11/2009 3:17:51 PM |
| efficient-principal | $25.00 | $25.00 | 12/11/2009 4:02:39 PM |
| JeffHoll | $100.00 | $100.00 | 12/11/2009 3:20:46 PM |
| NATIVEBORN | $25.00 | $25.00 | 12/11/2009 3:24:30 PM |
| SDNLR | $25.00 | $25.00 | 12/11/2009 3:24:36 PM |
| GyJAV_BNCCo | $25.00 | $25.00 | 12/11/2009 7:40:57 PM |
| cash-tiramisu | $40.76 | $40.76 | 12/11/2009 8:33:09 PM |
| Plotinus | $34.11 | $34.11 | 12/11/2009 8:33:40 PM |
| MO_Investor | $25.00 | $25.00 | 12/11/2009 5:57:47 PM |
| DadWarbucks | $25.00 | $25.00 | 12/11/2009 6:02:20 PM |
| derec | $25.00 | $25.00 | 12/11/2009 10:18:11 PM |
| mizunoman | $25.00 | $25.00 | 12/11/2009 10:18:15 PM |
| spsavage | $25.00 | $25.00 | 12/11/2009 8:33:15 PM |
| jlr613 | $25.00 | $25.00 | 12/11/2009 8:33:39 PM |
| wwwUniversal | $25.00 | $25.00 | 12/12/2009 4:22:48 AM |
| PaulW | $25.00 | $25.00 | 12/11/2009 10:17:34 PM |
| StWaldo | $25.00 | $25.00 | 12/11/2009 10:18:14 PM |
| IIP77 | $25.00 | $25.00 | 12/11/2009 10:19:05 PM |
| theemhdoctor | $25.00 | $25.00 | 12/12/2009 7:58:20 AM |
| selfmademan | $25.00 | $25.00 | 12/11/2009 10:20:11 PM |
| James_and_Tracy | $25.00 | $25.00 | 12/11/2009 10:28:39 PM |
| lendme2 | $25.00 | $25.00 | 12/11/2009 10:20:08 PM |
| Bob450 | $25.00 | $25.00 | 12/11/2009 10:52:10 PM |
| simplewareinc | $32.05 | $32.05 | 12/12/2009 3:15:02 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/12/2009 4:22:49 AM |
| mjjjrj | $25.00 | $25.00 | 12/12/2009 7:58:22 AM |
| hogtales | $25.00 | $25.00 | 12/13/2009 8:07:52 AM |
| five-star-note | $35.00 | $35.00 | 12/14/2009 7:57:22 AM |
| UCLA4life | $25.00 | $25.00 | 12/14/2009 8:36:40 AM |
| wildguy | $25.00 | $25.00 | 12/15/2009 5:26:50 PM |
| funds-razor3 | $50.00 | $50.00 | 12/16/2009 1:20:18 PM |
| JustMee | $25.00 | $25.00 | 12/16/2009 11:54:32 AM |
| People-for-people | $44.00 | $44.00 | 12/16/2009 5:30:33 PM |
| professional-finance | $25.00 | $25.00 | 12/17/2009 3:50:35 AM |
| monstersdad | $49.43 | $49.43 | 12/17/2009 5:32:04 PM |
| Leshan | $25.00 | $25.00 | 12/18/2009 8:08:42 AM |
| matthewa | $25.00 | $25.00 | 12/18/2009 10:29:23 AM |
| tcbmc | $25.00 | $25.00 | 12/18/2009 9:57:43 AM |
| Capit0l | $25.00 | $25.00 | 12/18/2009 12:29:11 PM |
| Engineer44 | $25.00 | $25.00 | 12/18/2009 2:56:50 PM |
| EnigmaNYC-29 | $25.00 | $25.00 | 12/11/2009 2:57:45 PM |
| Astounding | $25.00 | $25.00 | 12/11/2009 2:57:52 PM |
| newbietony | $25.00 | $25.00 | 12/11/2009 2:58:00 PM |
| tallmon | $25.00 | $25.00 | 12/11/2009 2:58:09 PM |
| rdecartus | $25.00 | $25.00 | 12/11/2009 3:01:10 PM |
| heroic-benefit | $50.00 | $50.00 | 12/11/2009 2:58:07 PM |
| Bank42 | $50.00 | $50.00 | 12/11/2009 3:01:49 PM |
| desertoasis | $50.00 | $50.00 | 12/11/2009 2:57:29 PM |
| Lam0nt | $25.00 | $25.00 | 12/11/2009 2:57:55 PM |
| Artist_Blue | $25.00 | $25.00 | 12/11/2009 3:05:03 PM |
| capital-amplifier | $25.00 | $25.00 | 12/11/2009 3:05:06 PM |
| elegant-bonus | $25.00 | $25.00 | 12/11/2009 3:05:32 PM |
| greenwell | $25.00 | $25.00 | 12/11/2009 3:01:43 PM |
| transparency-burger | $25.00 | $25.00 | 12/11/2009 3:05:46 PM |
| beezling | $52.00 | $52.00 | 12/11/2009 3:05:53 PM |
| helping-out | $25.00 | $25.00 | 12/11/2009 3:02:24 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 12/11/2009 3:06:18 PM |
| andrewnar | $25.00 | $25.00 | 12/11/2009 3:02:28 PM |
| VBAces | $25.00 | $25.00 | 12/11/2009 3:06:21 PM |
| value-pole | $25.00 | $25.00 | 12/11/2009 3:06:24 PM |
| orange-courageous-dedication | $30.00 | $30.00 | 12/11/2009 3:06:33 PM |
| Havana21 | $25.00 | $25.00 | 12/11/2009 3:03:00 PM |
| Zolton | $200.00 | $200.00 | 12/11/2009 3:07:18 PM |
| impeccable-transparency | $50.00 | $50.00 | 12/11/2009 3:07:23 PM |
| Kaj | $25.00 | $25.00 | 12/11/2009 3:07:31 PM |
| MissionMicroFinance | $25.00 | $25.00 | 12/11/2009 3:07:39 PM |
| orange-vigilance-shower | $25.00 | $25.00 | 12/11/2009 3:00:59 PM |
| dinero-mason | $50.00 | $50.00 | 12/11/2009 3:07:49 PM |
| rob1971 | $25.00 | $25.00 | 12/11/2009 3:01:21 PM |
| penny-surgeon | $25.00 | $25.00 | 12/11/2009 3:04:49 PM |
| exact-loan5 | $30.00 | $30.00 | 12/11/2009 3:01:53 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/11/2009 3:02:04 PM |
| building_community | $25.00 | $25.00 | 12/11/2009 3:02:14 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/11/2009 3:02:37 PM |
| yield-lion | $25.00 | $25.00 | 12/11/2009 3:02:49 PM |
| mrbill5548 | $50.00 | $50.00 | 12/11/2009 3:02:56 PM |
| treasure-bliss | $100.00 | $100.00 | 12/11/2009 3:02:58 PM |
| benevolent-bonus | $25.00 | $25.00 | 12/11/2009 3:06:10 PM |
| Banker7371 | $25.00 | $25.00 | 12/11/2009 3:03:01 PM |
| Buffer10 | $100.00 | $100.00 | 12/11/2009 3:06:35 PM |
| forthright-dedication | $100.00 | $100.00 | 12/11/2009 3:07:16 PM |
| alex189a | $25.00 | $25.00 | 12/11/2009 3:16:25 PM |
| thestartuplender | $35.00 | $35.00 | 12/11/2009 3:07:42 PM |
| lloyd_s | $25.00 | $25.00 | 12/11/2009 3:07:47 PM |
| dedicated-diversification5 | $150.00 | $150.00 | 12/11/2009 3:07:52 PM |
| CarDealer3070 | $30.00 | $30.00 | 12/11/2009 3:08:00 PM |
| gizzywump | $25.00 | $25.00 | 12/11/2009 3:08:06 PM |
| reflective-rupee | $25.00 | $25.00 | 12/11/2009 3:08:23 PM |
| sharkm | $25.00 | $25.00 | 12/11/2009 3:05:00 PM |
| KiwiElf | $25.00 | $25.00 | 12/11/2009 3:08:44 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/11/2009 3:05:25 PM |
| the-silver-blaster | $50.00 | $50.00 | 12/11/2009 3:05:40 PM |
| astute-dollar | $25.00 | $25.00 | 12/11/2009 3:05:58 PM |
| RebuildALife | $25.00 | $25.00 | 12/11/2009 3:13:37 PM |
| personal-lender | $25.00 | $25.00 | 12/11/2009 3:06:30 PM |
| worklessmakemore | $25.00 | $25.00 | 12/11/2009 3:06:39 PM |
| Vreet | $25.00 | $25.00 | 12/11/2009 3:07:04 PM |
| PhalanxBulldog | $25.00 | $25.00 | 12/11/2009 3:23:50 PM |
| miked8303 | $25.00 | $25.00 | 12/11/2009 3:08:03 PM |
| ahalyaa | $25.00 | $25.00 | 12/11/2009 3:08:42 PM |
| contract-neutron | $25.00 | $25.00 | 12/11/2009 3:10:06 PM |
| yeti888 | $25.00 | $25.00 | 12/11/2009 3:16:01 PM |
| tuneman1980 | $25.00 | $25.00 | 12/11/2009 3:24:18 PM |
| Payasoup | $41.52 | $41.52 | 12/11/2009 3:17:30 PM |
| NELNET | $50.00 | $50.00 | 12/11/2009 5:13:42 PM |
| kginatl | $25.00 | $25.00 | 12/11/2009 6:12:07 PM |
| mathprof | $25.00 | $25.00 | 12/11/2009 3:40:03 PM |
| cospilot | $25.00 | $25.00 | 12/11/2009 8:33:11 PM |
| zeelender | $25.00 | $25.00 | 12/11/2009 8:33:37 PM |
| Kreditorium | $100.00 | $100.00 | 12/11/2009 7:02:13 PM |
| dt2812 | $30.00 | $30.00 | 12/11/2009 10:17:30 PM |
| whatknows | $25.00 | $25.00 | 12/11/2009 10:18:07 PM |
| ctgscott | $25.00 | $25.00 | 12/11/2009 10:18:16 PM |
| topher515 | $25.00 | $25.00 | 12/11/2009 10:18:49 PM |
| TheColoradoDon | $25.00 | $25.00 | 12/11/2009 10:20:04 PM |
| Sateesh | $100.00 | $100.00 | 12/11/2009 10:20:13 PM |
| fortytwo | $50.00 | $50.00 | 12/11/2009 5:04:20 PM |
| gold-auctioneer7 | $25.00 | $25.00 | 12/11/2009 10:23:20 PM |
| Wowzer | $25.00 | $25.00 | 12/11/2009 8:33:25 PM |
| johnayan | $25.00 | $25.00 | 12/11/2009 8:33:35 PM |
| brother_tam | $50.00 | $50.00 | 12/11/2009 5:13:19 PM |
| unk1911 | $25.00 | $25.00 | 12/11/2009 8:33:42 PM |
| bonus-patriot | $25.00 | $25.00 | 12/11/2009 6:02:19 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/11/2009 6:06:10 PM |
| hayhelp | $25.00 | $25.00 | 12/11/2009 10:17:37 PM |
| aader | $25.00 | $25.00 | 12/11/2009 10:18:10 PM |
| TEAM-Jasper | $25.00 | $25.00 | 12/11/2009 10:18:26 PM |
| lostontheedge | $25.00 | $25.00 | 12/11/2009 10:18:30 PM |
| thedreamer | $25.00 | $25.00 | 12/11/2009 10:20:05 PM |
| DeathScythe676 | $25.00 | $1.18 | 12/12/2009 7:58:25 AM |
| SDKiwi | $25.00 | $25.00 | 12/11/2009 8:33:13 PM |
| runner262 | $25.00 | $25.00 | 12/11/2009 8:33:20 PM |
| diverse2 | $25.00 | $25.00 | 12/12/2009 5:07:13 AM |
| Mantis75 | $25.00 | $25.00 | 12/12/2009 7:28:31 AM |
| maschinenbau | $25.00 | $25.00 | 12/11/2009 10:18:06 PM |
| 108lender | $29.51 | $29.51 | 12/11/2009 10:20:17 PM |
| minddoc | $25.00 | $25.00 | 12/12/2009 7:58:19 AM |
| reflective-rupee | $25.00 | $25.00 | 12/12/2009 2:39:48 PM |
| melodious-fairness | $25.00 | $25.00 | 12/13/2009 3:19:51 PM |
| hogtales | $25.00 | $25.00 | 12/14/2009 9:28:24 AM |
| drg6289 | $25.00 | $25.00 | 12/14/2009 3:31:52 PM |
| falcon88dp | $25.00 | $25.00 | 12/14/2009 5:05:58 PM |
| leverage-hawk | $25.00 | $25.00 | 12/15/2009 6:20:24 PM |
| coin-investor | $25.00 | $25.00 | 12/16/2009 11:26:40 PM |
| The-CAPS-fan | $35.00 | $35.00 | 12/16/2009 5:49:37 PM |
| shrewd-income | $25.00 | $25.00 | 12/16/2009 10:55:13 PM |
| mercuriant | $25.00 | $25.00 | 12/17/2009 2:52:22 PM |
| efficient-bid2 | $100.00 | $100.00 | 12/17/2009 4:45:17 PM |
| keynaples | $50.00 | $50.00 | 12/17/2009 5:29:29 PM |
| KarmaBum77 | $75.00 | $75.00 | 12/17/2009 8:07:50 PM |
| bgood2016 | $25.00 | $25.00 | 12/17/2009 5:50:52 PM |
| hard-working-loot | $25.00 | $25.00 | 12/17/2009 6:58:18 PM |
| a-finance-nirvana | $75.97 | $75.97 | 12/18/2009 5:21:50 AM |
| leverage-monger | $25.00 | $25.00 | 12/18/2009 7:34:22 AM |
| Muinteoir | $25.00 | $25.00 | 12/18/2009 9:56:00 AM |
| UBOtto186 | $25.00 | $25.00 | 12/18/2009 12:11:47 PM |
| TakeCare | $50.00 | $50.00 | 12/18/2009 2:15:06 PM |
| 224 bids
|
Borrower Payment Dependent Notes Series
438089
This series of Notes was issued and sold upon the funding of the borrower loan #40144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $75.43 |
|
Final lender yield:
| 20.08% |
Final borrower rate/APR:
| 21.08% / 23.33% |
Final monthly payment:
| $75.43 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Dec-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 18 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,544 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 43% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wise-auction-selector |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas Expenses
Purpose of loan:
This loan will be used to pay for some christmas expenses as gifts, travel, etc
My financial situation:
I am a good candidate for this loan because I make good money, I get paid 2 times per month and it is easy for me to pay back this loan in a timely manner. I pay on time.
Monthly net income: $
6250
Monthly expenses: $
??Housing: $
1400
??Insurance: $
150
??Car expenses: $
417
??Utilities: $
120
??Phone, cable, internet: $
0
??Food, entertainment: $
300
??Clothing, household expenses $ 200
??Credit cards and other loans: $
600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kginatl | $50.05 | $50.05 | 12/14/2009 4:03:16 PM |
| DenimCapital | $50.00 | $50.00 | 12/14/2009 5:43:26 PM |
| DenimCapital | $50.00 | $50.00 | 12/14/2009 5:43:12 PM |
| tnjohnso | $25.00 | $25.00 | 12/14/2009 5:11:24 PM |
| felicity-daydream | $25.00 | $25.00 | 12/15/2009 7:27:02 AM |
| foothillender | $25.00 | $25.00 | 12/15/2009 8:17:34 AM |
| crippledcircus | $59.71 | $59.71 | 12/15/2009 11:31:54 AM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 3:43:56 PM |
| YoungTaxMan | $50.00 | $50.00 | 12/15/2009 4:49:30 PM |
| justice-disk | $25.00 | $25.00 | 12/16/2009 9:35:30 AM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:56:04 AM |
| grf1945 | $25.00 | $25.00 | 12/17/2009 11:02:00 PM |
| zone6 | $200.00 | $200.00 | 12/18/2009 3:25:47 PM |
| Satur | $50.00 | $50.00 | 12/18/2009 4:26:44 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 4:48:08 PM |
| Bank_Of_XL | $25.00 | $25.00 | 12/18/2009 5:26:17 PM |
| matthewa | $25.00 | $25.00 | 12/19/2009 6:56:31 AM |
| transparency-burger | $50.00 | $50.00 | 12/19/2009 12:29:57 PM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:20:46 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/19/2009 7:07:33 PM |
| cash-game-changer | $25.00 | $25.00 | 12/21/2009 6:06:31 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:57:33 AM |
| UBOtto186 | $25.00 | $25.00 | 12/21/2009 9:54:40 AM |
| gypsy11 | $25.00 | $25.00 | 12/21/2009 12:10:45 PM |
| Feyenoord | $25.00 | $25.00 | 12/21/2009 1:41:18 PM |
| friendinmoney | $50.00 | $50.00 | 12/21/2009 3:43:21 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 3:31:55 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 12/14/2009 4:11:40 PM |
| Bob450 | $25.00 | $25.00 | 12/14/2009 4:36:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2009 7:16:12 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/15/2009 6:54:42 PM |
| tomas090 | $25.00 | $25.00 | 12/16/2009 4:06:51 PM |
| Dap2005 | $100.00 | $100.00 | 12/17/2009 5:25:27 AM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:39:52 PM |
| solin003 | $30.00 | $30.00 | 12/18/2009 4:55:32 PM |
| IPG1 | $25.00 | $25.00 | 12/18/2009 5:48:35 PM |
| rick4734 | $25.00 | $25.00 | 12/20/2009 1:56:04 AM |
| TheCount | $100.00 | $100.00 | 12/20/2009 9:40:23 AM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:35:48 PM |
| TheCount | $100.00 | $100.00 | 12/21/2009 8:43:26 AM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 8:58:17 AM |
| love_what_you_do | $25.00 | $25.00 | 12/21/2009 9:29:03 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:47:36 AM |
| TakeCare | $25.00 | $25.00 | 12/21/2009 11:26:04 AM |
| GInBaghdad | $25.00 | $25.00 | 12/21/2009 1:44:12 PM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 2:07:45 PM |
| MPdeez | $69.81 | $10.24 | 12/21/2009 1:40:09 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:44:33 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 3:45:12 PM |
| kinetic-social | $25.00 | $25.00 | 12/21/2009 3:42:16 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 3:46:35 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/21/2009 3:52:24 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
438179
This series of Notes was issued and sold upon the funding of the borrower loan #40154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-18-2009 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 31.98% |
Starting monthly payment:
| $41.36 |
|
Final lender yield:
| 25.10% |
Final borrower rate/APR:
| 26.10% / 30.03% |
Final monthly payment:
| $40.34 |
| |
|
Auction yield range:
| 8.20% - 27.00% |
Estimated loss impact:
| 7.10% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.00% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 51 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,057 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 88% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| flexible-treasure9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF CREDIT CARD
Purpose of loan:
This loan will be used to help me?pay for book as well as finish?grad school.Hello I am a freelance graphic designs. I decided to continue my education by pursing a Master Degree in Leadership Studies from Baker College. I started an online business?called Superior Designs?to help me pay for grad school. I am seven classes from receiving my master degree as well as I ran out of funds paying for grad school. My expected graduation date is spring 2010. I receive my Bachelor Degree from the University of Baltimore in May 2007 concentrating in the area of corporate communication. My Online Business was great at first but now business has been real slow. That why I want to take a moment to ask you for your help in helping me continuing my mission. Winston Churchill says it best. What are we giving today? How are we impacting someone?s life through our giving? We can change someone?s world just by giving. And it doesn?t always have to be money. Give a smile, a compliment, buy a lunch, give your time. There are so many ways to give. If you would like to be a blessing go?visit my website?Thank you for your support.
I am a good candidate for this loan because I?am?employed for the?federal government?at the Social?Security
Administration as well as freelancer graphic designer
Monthly net income: $ 4500
Monthly expenses: $
??Housing: $ 12790.00 Own a condo
??Insurance: $ 24.85
??Car expenses: $ no car
??Utilities: $ 85.00
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 125
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please explain the public record in your credit profile? thanks - reflective-rupee
A:
I had bankruptcy that was discharges on January 25,2001. I have documents
(Dec-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| the-profit-oracle | $25.00 | $25.00 | 12/15/2009 10:21:43 PM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:45:49 AM |
| Bank_Of_XL | $50.00 | $50.00 | 12/16/2009 4:01:37 PM |
| Ven58 | $25.00 | $25.00 | 12/16/2009 2:36:16 PM |
| BradP | $50.00 | $44.43 | 12/16/2009 2:27:32 PM |
| rhin0cerx | $50.00 | $50.00 | 12/16/2009 4:47:04 PM |
| tomas090 | $25.00 | $25.00 | 12/17/2009 11:25:45 AM |
| moo916 | $25.00 | $25.00 | 12/17/2009 7:49:34 AM |
| penny-surgeon | $25.00 | $25.00 | 12/17/2009 1:27:28 PM |
| natejx | $25.00 | $25.00 | 12/17/2009 1:31:23 PM |
| twjh | $25.00 | $25.00 | 12/17/2009 3:42:51 PM |
| meers2000 | $25.00 | $25.00 | 12/17/2009 5:39:36 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:42:32 PM |
| Montiesholdings | $28.62 | $28.62 | 12/18/2009 8:42:08 AM |
| EngineersAlliance | $75.00 | $75.00 | 12/18/2009 9:52:54 AM |
| cbz | $25.00 | $25.00 | 12/15/2009 4:09:28 PM |
| Borrow2Grow | $51.00 | $51.00 | 12/15/2009 4:12:02 PM |
| robot777 | $40.00 | $40.00 | 12/15/2009 4:28:41 PM |
| caseattle | $25.00 | $25.00 | 12/15/2009 4:29:33 PM |
| tnjohnso | $25.00 | $25.00 | 12/15/2009 4:47:03 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 2:20:53 PM |
| Bender | $35.95 | $35.95 | 12/16/2009 1:16:18 PM |
| IPG1 | $25.00 | $25.00 | 12/16/2009 5:41:17 PM |
| YoungTaxMan | $50.00 | $50.00 | 12/16/2009 4:54:49 PM |
| compassion-spy | $100.00 | $100.00 | 12/17/2009 1:08:12 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/17/2009 5:50:44 PM |
| wwwUniversal | $25.00 | $25.00 | 12/17/2009 5:50:59 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 12/17/2009 7:46:19 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
438181
This series of Notes was issued and sold upon the funding of the borrower loan #40151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $94.29 |
|
Final lender yield:
| 19.95% |
Final borrower rate/APR:
| 20.95% / 23.20% |
Final monthly payment:
| $94.12 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.98% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,514 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 86% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| truth-tornado3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Extra Cash
Purpose of loan:
This loan will be used to? have extra cash on hand for the Christmas season.
My financial situation:
I am a good candidate for this loan because?
I have had NO late payments in the past 5+ years. I will receive approx. a $30,000.00 Bonus at the end of February and will pay this dept in full at that time.
Monthly net income: $
4,950
Monthly expenses: $
4600
??Housing: $
1030
??Insurance: $
100
??Car expenses: $845
??Utilities: $
150
??Phone, cable, internet: $
244
??Food, entertainment: $600
??Clothing, household expenses $ 200
??Credit cards and other loans: $400
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the source of your prospective bonus? - CapricornLending
A:
Every year my company awards a bonus for meeting goals in the previous year. This year my Managers bonus is 25% of my salary ($85400) & baring any more employee recordables in the last two months we will have earned 95% of our bonus (-5% for a FERC violation) The bonus is generally paid around the first week of March
(Dec-20-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| impressive-loan | $200.00 | $200.00 | 12/14/2009 4:13:25 PM |
| Bob450 | $50.00 | $50.00 | 12/14/2009 4:29:44 PM |
| Superc0ld | $100.00 | $100.00 | 12/14/2009 4:44:04 PM |
| robot777 | $40.00 | $40.00 | 12/14/2009 4:36:09 PM |
| Banker7371 | $25.00 | $25.00 | 12/14/2009 4:44:00 PM |
| jga516 | $25.00 | $25.00 | 12/14/2009 5:06:53 PM |
| circustab | $50.00 | $50.00 | 12/16/2009 6:48:31 AM |
| nalaari | $50.00 | $50.00 | 12/17/2009 2:05:43 PM |
| silverloan | $50.00 | $50.00 | 12/18/2009 5:36:29 PM |
| missgina | $30.00 | $30.00 | 12/19/2009 8:00:35 AM |
| preventivepestcontrol | $100.00 | $100.00 | 12/19/2009 8:49:44 AM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:21:42 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:16:32 PM |
| love_what_you_do | $25.00 | $25.00 | 12/21/2009 9:27:25 AM |
| TakeCare | $75.00 | $75.00 | 12/21/2009 11:27:30 AM |
| ChewyZ | $25.00 | $25.00 | 12/21/2009 12:22:12 PM |
| eboomer2611 | $25.00 | $25.00 | 12/21/2009 12:51:51 PM |
| twjh | $25.00 | $25.00 | 12/21/2009 11:38:15 AM |
| piter-to-la-investment | $50.00 | $50.00 | 12/21/2009 12:44:41 PM |
| systematic-fairness | $25.00 | $25.00 | 12/21/2009 1:08:57 PM |
| Homeopathy-expert | $25.00 | $25.00 | 12/21/2009 2:21:53 PM |
| wealth-comet694 | $25.00 | $25.00 | 12/21/2009 1:37:40 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 1:45:26 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 2:52:02 PM |
| johnpmid | $25.00 | $25.00 | 12/21/2009 2:08:45 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:54:19 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:45:28 PM |
| Bill88 | $50.00 | $47.13 | 12/21/2009 2:58:55 PM |
| Thunder08 | $25.00 | $25.00 | 12/21/2009 3:46:34 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 3:52:41 PM |
| Jazzy503 | $25.00 | $25.00 | 12/21/2009 3:53:43 PM |
| caseattle | $25.00 | $25.00 | 12/14/2009 4:38:06 PM |
| five-star-justice | $36.00 | $36.00 | 12/14/2009 4:43:59 PM |
| wwwUniversal | $25.00 | $25.00 | 12/14/2009 4:45:32 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2009 4:55:58 PM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 3:53:47 PM |
| DenimCapital | $100.00 | $100.00 | 12/15/2009 6:13:45 PM |
| cloud8 | $30.00 | $30.00 | 12/16/2009 1:29:18 PM |
| theonezozo | $25.00 | $25.00 | 12/16/2009 4:49:10 PM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:40:17 PM |
| ghinga | $50.00 | $50.00 | 12/18/2009 11:53:34 AM |
| Oupa-George | $25.00 | $25.00 | 12/18/2009 4:57:54 PM |
| fuzed | $53.18 | $53.18 | 12/18/2009 5:01:26 PM |
| Bank_Of_XL | $50.00 | $50.00 | 12/18/2009 5:27:25 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:00 AM |
| cjames84 | $25.00 | $25.00 | 12/20/2009 5:34:37 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:46:00 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:36:34 PM |
| building_community | $25.00 | $25.00 | 12/21/2009 7:57:24 AM |
| tipan1 | $27.00 | $27.00 | 12/21/2009 10:55:40 AM |
| noble-moola | $25.00 | $25.00 | 12/21/2009 12:24:19 PM |
| EngineersAlliance | $75.00 | $75.00 | 12/21/2009 11:37:51 AM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 1:41:10 PM |
| justice-hawk | $50.00 | $50.00 | 12/21/2009 1:52:04 PM |
| GInBaghdad | $25.00 | $25.00 | 12/21/2009 1:44:45 PM |
| KPurviance | $36.69 | $36.69 | 12/21/2009 2:50:35 PM |
| orbital-gain | $25.00 | $25.00 | 12/21/2009 3:24:08 PM |
| friendinmoney | $50.00 | $50.00 | 12/21/2009 3:45:38 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
438197
This series of Notes was issued and sold upon the funding of the borrower loan #40159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $678.54 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $678.54 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,724 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| Banks |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 620-639
(Apr-2008)
620-639
(Mar-2008)
600-619
(Jan-2007)
|
|
Principal balance:
| $745.31 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Home Improvements
Purpose of loan:
This loan will be used to? make home improvements my home is 43 years old and I would like to perform some crucial upgrades and repair work in order to maintain the house in good repair.? I am requested funding to complete the following work.. Paint the interior and exterior of the home; replace garage doors; resurface bathtub, and re-grout tile in shower; removal of all carpet & refinish hardwood floors; professionally clean home heating & air ventilation system (mold found in air ducts); repair gutters;
My financial situation:
I am a good candidate for this loan because?
I have been able to repay my existing Prosper Loan over the past 3 years and only have 2 remaining payments.?This loan will basically take the place of that loan?payment. Over the past?3 years? I have been able to?greatly?reduced my dept ratio and?improved my?credit?score. ?Also my income has increased?making it easier for me to pay my expenses and establish a savings.? My?record with?Prosper and my improved credit score are a testimony to my?ability to repay this loan in a timely manner.?
Monthly net income: $ $6,500.00
Monthly expenses: $
??Housing: $ 987
??Insurance: $ 141
??Car expenses: $?200
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $?600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ekmendenhall | $25.00 | $25.00 | 12/15/2009 4:29:22 PM |
| impartial-deal | $25.00 | $25.00 | 12/16/2009 1:47:52 PM |
| Aberdeen | $300.00 | $300.00 | 12/16/2009 4:54:40 PM |
| adaptable-capital | $250.00 | $250.00 | 12/20/2009 5:39:01 PM |
| best-generosity-financier | $25.00 | $25.00 | 12/21/2009 4:05:01 PM |
| zone6 | $300.00 | $300.00 | 12/21/2009 5:31:38 PM |
| reflective-rupee | $500.00 | $500.00 | 12/22/2009 9:46:58 AM |
| golath24 | $100.00 | $100.00 | 12/22/2009 10:06:31 AM |
| reflective-rupee | $3,000.00 | $3,000.00 | 12/22/2009 9:46:20 AM |
| sturdy-peace9 | $55.00 | $55.00 | 12/22/2009 10:10:59 AM |
| reflective-rupee | $1,500.00 | $1,500.00 | 12/22/2009 3:33:05 PM |
| Feyenoord | $50.00 | $50.00 | 12/22/2009 2:15:03 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/22/2009 3:23:37 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:35:44 PM |
| fortytwo | $200.00 | $200.00 | 12/15/2009 4:31:38 PM |
| Lenderboy | $5,000.00 | $5,000.00 | 12/20/2009 3:04:48 PM |
| Kash2010lu | $25.00 | $25.00 | 12/21/2009 5:02:24 AM |
| cjames84 | $25.00 | $25.00 | 12/21/2009 8:45:34 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:18:49 AM |
| LittlePiggyBank | $50.00 | $50.00 | 12/21/2009 4:46:38 PM |
| unk1911 | $25.00 | $25.00 | 12/21/2009 5:05:44 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 6:05:53 PM |
| 371millwood | $200.00 | $200.00 | 12/22/2009 10:02:19 AM |
| reflective-rupee | $1,500.00 | $1,500.00 | 12/22/2009 9:46:38 AM |
| DasMula | $250.00 | $250.00 | 12/22/2009 3:54:05 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/22/2009 10:02:16 AM |
| reflective-rupee | $300.00 | $300.00 | 12/22/2009 10:36:47 AM |
| Bob450 | $30.00 | $30.00 | 12/22/2009 3:37:23 PM |
| 371millwood | $200.00 | $200.00 | 12/22/2009 2:49:39 PM |
| reflective-rupee | $500.00 | $415.00 | 12/22/2009 3:33:20 PM |
| DasMula | $500.00 | $500.00 | 12/22/2009 3:47:24 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
438215
This series of Notes was issued and sold upon the funding of the borrower loan #40199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 25.30% |
Final borrower rate/APR:
| 26.30% / 30.23% |
Final monthly payment:
| $40.45 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.15% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 15
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $26,923 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 102% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| best-restless-community |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off higher interest card
Purpose of loan:
This loan will be used to? pay off higher interest credit card
My financial situation:
I am a good candidate for this loan because?I?pay off my loans?
Monthly net income: $ 4600
Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 110
??Car expenses: $ 400
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| moo916 | $25.00 | $25.00 | 12/17/2009 7:47:50 AM |
| bid-wonder | $25.00 | $25.00 | 12/19/2009 2:45:34 PM |
| Integrity1st | $25.44 | $25.44 | 12/21/2009 4:51:42 PM |
| OPEO | $25.00 | $25.00 | 12/22/2009 7:30:11 AM |
| flwah | $25.00 | $25.00 | 12/22/2009 7:37:35 AM |
| eboomer2611 | $25.00 | $25.00 | 12/22/2009 8:55:41 AM |
| fatboy888 | $25.00 | $25.00 | 12/22/2009 6:12:18 AM |
| CatbirdBanking | $25.00 | $25.00 | 12/22/2009 10:59:00 AM |
| TakeCare | $50.00 | $50.00 | 12/22/2009 12:49:29 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/22/2009 2:34:13 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 2:05:42 PM |
| maccpro1 | $50.00 | $50.00 | 12/22/2009 2:14:50 PM |
| Integrity1st | $25.44 | $25.44 | 12/22/2009 2:26:33 PM |
| RetirementMoney | $25.00 | $25.00 | 12/22/2009 3:13:57 PM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:48:07 PM |
| RecoveryLender | $25.00 | $25.00 | 12/22/2009 3:49:25 PM |
| Unitas4302 | $90.63 | $90.63 | 12/19/2009 2:37:51 PM |
| carrinel | $50.00 | $50.00 | 12/21/2009 5:10:10 PM |
| winger66 | $31.15 | $31.15 | 12/21/2009 6:16:25 PM |
| realtormoises | $25.00 | $25.00 | 12/21/2009 8:52:24 PM |
| KaChingInvestments | $25.00 | $25.00 | 12/22/2009 7:13:47 AM |
| jcw3rd | $25.00 | $25.00 | 12/22/2009 9:52:45 AM |
| AsianDragon | $25.00 | $25.00 | 12/22/2009 12:20:15 PM |
| MrDance123 | $25.00 | $25.00 | 12/22/2009 3:02:43 PM |
| Garion | $40.00 | $40.00 | 12/22/2009 11:03:06 AM |
| vest_vortex | $25.00 | $25.00 | 12/22/2009 3:52:07 PM |
| kinetic-social | $40.00 | $12.34 | 12/22/2009 4:01:20 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/22/2009 3:15:09 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
438237
This series of Notes was issued and sold upon the funding of the borrower loan #40162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 12.50% |
Starting borrower rate/APR:
| 13.50% / 15.65% |
Starting monthly payment:
| $84.84 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $84.23 |
| |
|
Auction yield range:
| 4.20% - 12.50% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 91% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,414 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| contract-journey |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Loan!
Purpose of loan:
I would like to apply for a loan to be used for extra money while I finish school. I am 11 classes away from finishing a degree in finance at the University of Utah.
I did use chase private student loans a couple of years ago and was planning on making another loan this year but they ended their program. I hope prosper.com can make this loan for this last segment of my studies.
I work part time but my wife works full time. I also own a duplex were we have solid rental income. This loan is mainly to establish a relationship with prosper.com investors. I will be working in real estate and having another form of credit may come in handy in the future.
Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/14/2009 4:24:17 PM |
| gourd6 | $25.00 | $25.00 | 12/14/2009 8:18:43 PM |
| gain-dolphin | $50.00 | $50.00 | 12/17/2009 11:42:32 PM |
| Heather11 | $25.00 | $25.00 | 12/20/2009 7:33:25 AM |
| Ven58 | $25.00 | $25.00 | 12/20/2009 12:07:58 PM |
| grammaspurse | $25.00 | $25.00 | 12/20/2009 2:30:00 PM |
| nolahelper | $50.00 | $50.00 | 12/20/2009 5:25:12 PM |
| lucrative-worth | $50.00 | $50.00 | 12/20/2009 5:55:27 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:17:32 PM |
| The_Good_Life | $50.00 | $50.00 | 12/20/2009 5:52:55 PM |
| fairness-swashbuckler | $43.64 | $43.64 | 12/20/2009 9:41:00 PM |
| Bill | $55.76 | $55.76 | 12/20/2009 9:03:57 PM |
| asya | $39.00 | $39.00 | 12/21/2009 9:38:21 AM |
| MacAtk | $50.00 | $50.00 | 12/21/2009 8:55:49 AM |
| ussugm | $25.00 | $25.00 | 12/21/2009 10:38:58 AM |
| italisvital | $25.00 | $25.00 | 12/21/2009 11:27:31 AM |
| plbquic | $25.00 | $25.00 | 12/21/2009 11:26:10 AM |
| studious-revenue7 | $25.00 | $20.52 | 12/21/2009 1:47:27 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:52 PM |
| patriot384 | $50.00 | $50.00 | 12/21/2009 3:26:02 PM |
| wild-orange | $25.00 | $25.00 | 12/21/2009 2:55:01 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:46:28 PM |
| organic-platinum | $25.00 | $25.00 | 12/21/2009 3:47:27 PM |
| drkosh | $25.00 | $25.00 | 12/21/2009 3:54:54 PM |
| psalms6612 | $25.00 | $25.00 | 12/15/2009 5:04:32 PM |
| cutter21 | $25.00 | $25.00 | 12/18/2009 9:53:46 AM |
| Newdad6 | $75.00 | $75.00 | 12/18/2009 8:22:22 PM |
| Damostuff | $25.00 | $25.00 | 12/18/2009 11:14:10 PM |
| paintedposies | $200.00 | $200.00 | 12/19/2009 1:47:05 AM |
| preventivepestcontrol | $100.00 | $100.00 | 12/19/2009 9:01:24 AM |
| pog27 | $25.00 | $25.00 | 12/20/2009 7:28:11 AM |
| mikrolown | $100.00 | $100.00 | 12/20/2009 5:06:39 PM |
| mattblizz | $50.00 | $50.00 | 12/20/2009 3:16:55 PM |
| gothampark | $25.00 | $25.00 | 12/20/2009 7:21:19 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:37:18 PM |
| SafeSaxa | $75.00 | $75.00 | 12/21/2009 6:19:24 AM |
| natural-rate | $25.00 | $25.00 | 12/21/2009 5:53:38 AM |
| rmpedi33 | $100.00 | $100.00 | 12/21/2009 6:23:46 AM |
| elvisloans | $25.00 | $25.00 | 12/21/2009 9:04:00 AM |
| capital-futurist | $25.00 | $25.00 | 12/21/2009 8:05:20 AM |
| Minotaur | $25.82 | $25.82 | 12/21/2009 8:01:54 AM |
| PotBellyPete | $35.03 | $35.03 | 12/21/2009 8:55:26 AM |
| ryan6853 | $25.00 | $25.00 | 12/21/2009 9:10:13 AM |
| amor1962 | $25.00 | $25.00 | 12/21/2009 9:33:23 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:28:26 AM |
| Sealion | $50.00 | $50.00 | 12/21/2009 12:36:52 PM |
| ccapital | $100.00 | $100.00 | 12/21/2009 1:11:53 PM |
| whitegold24k | $305.23 | $305.23 | 12/21/2009 1:46:23 PM |
| johnpmid | $25.00 | $25.00 | 12/21/2009 2:09:40 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 12/21/2009 3:53:15 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
438259
This series of Notes was issued and sold upon the funding of the borrower loan #40168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.42% |
Final monthly payment:
| $220.56 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 16.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.83% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Dec-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,996 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 85% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ncast2523 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Jul-2009)
600-619
(Apr-2008)
|
|
Principal balance:
| $1,269.03 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Help someone who helps others!
Purpose of loan:
This loan will be used to consolidate debt from 2 of my higher interest credit cards and the balance of my first Prosper loan which I have never been late on. This site has helped me so much with taking control of my debt and I love and thank you all for that!
My financial situation: I am a Police Officer in the greatest city in the world! I built up some debt at first being a young immature person, and then had to pick up some more paying for my expenses while in the academy.
I am a good candidate for this loan because I have a stable career and aboslutely LOVE doing what I do. My salary increases every January for the next 5 years and I have no problem paying my bills now. I have Never missed a payment and have had credit since I was young. My credit was excellent, but my rating is low now because of my utilization. Im willing to take a hit on the interest here for the convenience of combining 3 payments into just one and to lower my credit utilization.
Monthly net income: $ 2700
Monthly expenses: $ 1050
??Housing: $ N/A (Live with parents)
??Car / Phone / Insurance: $ 600
??Utilities: N/A (Live with parents)
??Phone, cable, internet: $ N/A (Live with parents)
??Food, entertainment: $ N/A (Bring food to work)
??Clothing, household expenses $ N/A (Have not been treating myself to anything until my bills are paid off)
??Credit cards and other loans: $ 450
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hello, it seems that you picked up $2K in revolving debt since Aug. What are the components of your $30K rev debt? Planning on lowering? It went up from last loan.
Planning on moving out?
Your pay raise $400 since 08, is it going up $400 in 10? - niggard
A:
Yes my pay is going up this and the next 2 January's until I hit top pay at $90,829 before overtime, and I am a worker. I will break 105k every year once I hit the top no doubt. The additional debt was picked up as the down payment on the purchase of a new car. The debt is spread over 5 cards I believe, and my prosper loan. If this loan gets funded it will pay of the balance of the other one and 2 of those cards, which will then promptly be placed in a bag of water and frozen in my freezer.
(Dec-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/14/2009 4:17:49 PM |
| flexible-economy2 | $200.00 | $200.00 | 12/14/2009 4:50:37 PM |
| vest_vortex | $25.00 | $25.00 | 12/14/2009 5:49:37 PM |
| Calif-smo | $30.00 | $30.00 | 12/14/2009 8:48:36 PM |
| explorer925 | $25.00 | $25.00 | 12/15/2009 2:05:17 AM |
| felicity-daydream | $25.00 | $25.00 | 12/15/2009 7:26:13 AM |
| cjames84 | $25.00 | $25.00 | 12/15/2009 3:11:13 PM |
| heroic-benefit | $79.44 | $79.44 | 12/15/2009 4:55:26 PM |
| CA_Lender | $25.00 | $25.00 | 12/16/2009 2:23:47 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2009 3:47:54 PM |
| reflective-rupee | $100.00 | $100.00 | 12/16/2009 3:48:25 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/17/2009 6:02:53 PM |
| deepblue34 | $35.00 | $35.00 | 12/17/2009 6:28:55 PM |
| clemclan | $25.00 | $25.00 | 12/17/2009 5:52:53 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/17/2009 9:05:47 PM |
| maximusindebtus | $100.00 | $100.00 | 12/18/2009 2:16:11 PM |
| rate-farm3 | $99.65 | $99.65 | 12/18/2009 4:05:09 PM |
| PXM-Financial | $41.00 | $41.00 | 12/18/2009 4:12:01 PM |
| MSCG | $46.84 | $46.84 | 12/18/2009 6:00:40 PM |
| RecoveryLender | $25.00 | $25.00 | 12/18/2009 6:33:11 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 6:35:16 PM |
| lender12345 | $25.00 | $25.00 | 12/18/2009 6:21:50 PM |
| Gobsek | $25.00 | $25.00 | 12/18/2009 8:20:07 PM |
| spiff666 | $25.00 | $25.00 | 12/19/2009 7:52:03 AM |
| Kash2010lu | $25.00 | $25.00 | 12/19/2009 9:39:49 AM |
| The-CAPS-fan | $50.00 | $50.00 | 12/19/2009 1:11:21 PM |
| reflective-rupee | $50.00 | $50.00 | 12/19/2009 1:04:50 PM |
| pete90265 | $75.00 | $75.00 | 12/20/2009 7:08:06 AM |
| Kqwik | $25.65 | $25.65 | 12/20/2009 10:23:57 AM |
| oneforthemoney | $25.00 | $25.00 | 12/20/2009 11:00:04 AM |
| eronyc | $25.00 | $25.00 | 12/20/2009 11:56:15 AM |
| autonomous-power | $50.00 | $50.00 | 12/20/2009 1:46:53 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:07:58 PM |
| MoneyForNothing | $25.00 | $25.00 | 12/20/2009 6:18:50 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/20/2009 5:41:14 PM |
| jybank | $25.00 | $25.00 | 12/20/2009 6:47:55 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:19:37 PM |
| carrinel | $100.00 | $100.00 | 12/21/2009 8:19:11 AM |
| buffalobills | $25.00 | $25.00 | 12/21/2009 8:22:51 AM |
| PrinceValium | $25.00 | $25.00 | 12/21/2009 6:42:12 AM |
| credit-missile | $121.64 | $121.64 | 12/21/2009 9:15:38 AM |
| Skeptical-one | $100.00 | $100.00 | 12/21/2009 8:07:07 AM |
| DenimCapital | $25.00 | $25.00 | 12/21/2009 12:25:32 PM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 1:22:55 PM |
| jerrymaguire | $50.00 | $50.00 | 12/21/2009 1:03:03 PM |
| Feyenoord | $50.00 | $50.00 | 12/21/2009 1:45:31 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 12/21/2009 2:48:57 PM |
| 113121 | $133.68 | $133.68 | 12/21/2009 2:53:51 PM |
| wise-repayment-seeker | $25.00 | $25.00 | 12/21/2009 3:41:48 PM |
| unger | $100.00 | $100.00 | 12/21/2009 3:52:16 PM |
| RecoveryLender | $25.00 | $25.00 | 12/21/2009 3:44:02 PM |
| heerzaquestion | $25.00 | $25.00 | 12/21/2009 3:50:13 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:47:06 PM |
| flexible-economy2 | $250.00 | $250.00 | 12/14/2009 4:50:36 PM |
| economy-synapse | $300.00 | $300.00 | 12/14/2009 8:57:16 PM |
| shawnw2 | $50.00 | $50.00 | 12/15/2009 5:00:22 PM |
| well-mannered-income3 | $25.00 | $25.00 | 12/16/2009 8:10:43 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:13:14 PM |
| reflective-rupee | $25.00 | $25.00 | 12/16/2009 3:48:06 PM |
| impartial-deal | $30.03 | $30.03 | 12/16/2009 3:48:45 PM |
| forthright-dedication | $25.00 | $5.90 | 12/17/2009 7:35:43 AM |
| Happy-Man | $25.00 | $25.00 | 12/17/2009 10:28:31 AM |
| penny-surgeon | $25.00 | $25.00 | 12/18/2009 11:42:15 AM |
| Tono | $50.00 | $50.00 | 12/18/2009 4:22:34 PM |
| YurshotCapital | $100.00 | $100.00 | 12/18/2009 4:52:55 PM |
| squarebob | $25.00 | $25.00 | 12/18/2009 6:01:06 PM |
| brondero | $50.00 | $50.00 | 12/18/2009 6:37:16 PM |
| niggard | $25.00 | $25.00 | 12/19/2009 5:47:33 AM |
| intuitive-deal5 | $80.00 | $80.00 | 12/19/2009 8:44:27 AM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 8:45:40 AM |
| loss-of-control | $25.00 | $25.00 | 12/19/2009 10:40:04 AM |
| five-star-note | $100.00 | $100.00 | 12/19/2009 11:41:37 AM |
| reflective-rupee | $25.00 | $25.00 | 12/19/2009 1:04:28 PM |
| tcbmc | $38.84 | $38.84 | 12/19/2009 4:16:33 PM |
| shrewd-income | $100.00 | $100.00 | 12/19/2009 6:44:07 PM |
| loans_to_loan | $25.00 | $25.00 | 12/19/2009 7:29:40 PM |
| bigmoneybags | $25.17 | $25.17 | 12/20/2009 5:15:49 AM |
| Cory79 | $34.74 | $34.74 | 12/20/2009 9:16:33 AM |
| PotBellyPete | $34.09 | $34.09 | 12/20/2009 11:17:27 AM |
| helping-out | $25.00 | $25.00 | 12/20/2009 3:28:40 PM |
| WMY-Investor | $250.00 | $250.00 | 12/20/2009 3:02:51 PM |
| CatbirdBanking | $25.00 | $25.00 | 12/20/2009 6:33:05 PM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 7:52:37 AM |
| Leshan | $33.33 | $33.33 | 12/21/2009 7:56:33 AM |
| KaChingInvestments | $25.00 | $25.00 | 12/21/2009 9:22:49 AM |
| DG2007 | $25.00 | $25.00 | 12/21/2009 10:34:04 AM |
| coin-investor | $200.00 | $200.00 | 12/21/2009 11:20:51 AM |
| TakeCare | $30.00 | $30.00 | 12/21/2009 11:29:31 AM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 1:23:17 PM |
| hellasow | $25.00 | $25.00 | 12/21/2009 12:30:09 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 2:01:18 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/21/2009 2:14:40 PM |
| quest0 | $25.00 | $25.00 | 12/21/2009 3:04:53 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/21/2009 2:52:27 PM |
| unger | $100.00 | $100.00 | 12/21/2009 3:53:05 PM |
| gold-cluster | $100.00 | $100.00 | 12/21/2009 3:40:31 PM |
| 96 bids
|
Borrower Payment Dependent Notes Series
438263
This series of Notes was issued and sold upon the funding of the borrower loan #40202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 30.24% |
Starting borrower rate/APR:
| 31.24% / 33.64% |
Starting monthly payment:
| $215.67 |
|
Final lender yield:
| 26.40% |
Final borrower rate/APR:
| 27.40% / 29.74% |
Final monthly payment:
| $205.20 |
| |
|
Auction yield range:
| 11.20% - 30.24% |
Estimated loss impact:
| 10.66% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.74% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 13
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 25y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,492 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| benefit-revelry |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Payday loans
Purpose of loan:
This loan will be used to? Pay off Payday Loans.. I needed some extra cash and didn't realize that they would take funds out everytime I got paid which turned out to be a financial nightmare and seems that I continue to take more out to pay off the interest of the loans. I need help to get ahead and stay ahead financially.? I love my wife and my two kids who are both teenagers and deserve to have a father that they can be proud of.? Please grant me a loan so I can get out of this experience from 2009.
My financial situation:
I am a good candidate for this loan because? I have a very good job.. I have been with the same company for over 26 years and I should be able to payoff the load less than the time allowed.. I have interest in a sibling home which I will be getting $10k for when it sells.. It should be able to sell next year. I have a home that is worth around $400k and I owe $210k.
Monthly net income: $ 4,185.42
Monthly expenses: $
??Housing: $ 1184.00
??Insurance: $ 161.00 - My son and myself
??Car expenses: $ 0
??Utilities: $ 250.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 502.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Rob717171 | $25.00 | $25.00 | 12/15/2009 4:04:05 PM |
| madmccoy | $25.00 | $25.00 | 12/15/2009 4:05:26 PM |
| loanshark4u | $25.00 | $25.00 | 12/15/2009 4:05:47 PM |
| mudaholic | $25.00 | $25.00 | 12/15/2009 4:06:02 PM |
| jfd287 | $25.00 | $25.00 | 12/15/2009 4:06:06 PM |
| bradania | $25.00 | $25.00 | 12/15/2009 4:06:09 PM |
| dough-bear | $50.00 | $50.00 | 12/15/2009 4:06:17 PM |
| TheCount | $25.00 | $25.00 | 12/15/2009 4:04:14 PM |
| arejaybe | $25.00 | $25.00 | 12/15/2009 4:05:14 PM |
| rhin0cerx | $50.00 | $50.00 | 12/15/2009 4:05:39 PM |
| dbmurch | $25.00 | $25.00 | 12/15/2009 4:06:01 PM |
| irrelevant | $25.00 | $25.00 | 12/15/2009 4:06:18 PM |
| stoopidnoodle | $25.00 | $25.00 | 12/15/2009 4:04:27 PM |
| OSERENKUKU | $25.00 | $25.00 | 12/15/2009 4:05:29 PM |
| joshlenn | $25.00 | $25.00 | 12/15/2009 4:05:53 PM |
| majorf2136 | $25.00 | $25.00 | 12/15/2009 4:05:56 PM |
| marcomnzs | $50.00 | $50.00 | 12/15/2009 4:06:11 PM |
| dmh4880 | $50.00 | $50.00 | 12/15/2009 4:06:13 PM |
| Unitas4302 | $50.00 | $50.00 | 12/15/2009 4:12:31 PM |
| mrbill5548 | $50.00 | $50.00 | 12/15/2009 4:28:36 PM |
| czar3 | $25.00 | $25.00 | 12/15/2009 4:49:27 PM |
| felicity-daydream | $25.00 | $25.00 | 12/15/2009 8:12:10 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/15/2009 10:24:27 PM |
| jonn834 | $25.00 | $25.00 | 12/16/2009 2:28:52 PM |
| RedCentre | $35.52 | $35.52 | 12/16/2009 12:10:53 PM |
| intelligent-asset8 | $25.00 | $25.00 | 12/16/2009 2:29:40 PM |
| trevize | $25.00 | $25.00 | 12/16/2009 2:30:46 PM |
| hellasow | $25.00 | $25.00 | 12/16/2009 5:58:39 PM |
| forthright-dedication | $25.00 | $25.00 | 12/17/2009 7:44:32 AM |
| Tokkoutai99 | $25.00 | $25.00 | 12/17/2009 9:33:27 PM |
| generous-deal6 | $25.00 | $25.00 | 12/18/2009 1:14:13 AM |
| zento | $25.00 | $25.00 | 12/18/2009 4:18:23 PM |
| falcon88dp | $25.00 | $25.00 | 12/18/2009 5:32:43 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:10:30 PM |
| mattblizz | $25.00 | $25.00 | 12/18/2009 11:30:33 PM |
| preventivepestcontrol | $75.00 | $75.00 | 12/19/2009 8:37:34 AM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:04 AM |
| unger | $100.00 | $100.00 | 12/19/2009 3:20:54 PM |
| unbeatable-wealth | $25.00 | $25.00 | 12/19/2009 8:50:22 PM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:32:31 AM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 6:14:32 PM |
| mikeyp411 | $25.00 | $25.00 | 12/20/2009 7:15:42 PM |
| JustMee | $25.00 | $25.00 | 12/20/2009 7:00:20 PM |
| Skeptical-one | $100.00 | $100.00 | 12/21/2009 10:08:44 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 12:47:31 PM |
| PCity-LOA15 | $25.00 | $25.00 | 12/21/2009 2:22:23 PM |
| brodav | $50.00 | $50.00 | 12/21/2009 2:40:39 PM |
| cjames84 | $25.00 | $25.00 | 12/21/2009 4:21:43 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/21/2009 4:31:06 PM |
| bold-attentive-listing | $100.00 | $100.00 | 12/21/2009 6:52:19 PM |
| active-return | $25.92 | $25.92 | 12/21/2009 8:52:36 PM |
| investment-cluster | $35.00 | $35.00 | 12/22/2009 2:21:47 AM |
| golffish2 | $50.00 | $50.00 | 12/22/2009 4:39:09 AM |
| jybank | $25.00 | $25.00 | 12/21/2009 8:41:03 PM |
| yu-rik | $25.00 | $25.00 | 12/22/2009 11:17:49 AM |
| DenimCapital | $100.00 | $100.00 | 12/22/2009 10:42:49 AM |
| RecoveryLender | $25.00 | $25.00 | 12/22/2009 12:01:36 PM |
| Lear31 | $25.00 | $25.00 | 12/22/2009 2:32:45 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:28:47 PM |
| bestloanrate | $50.00 | $50.00 | 12/22/2009 1:49:21 PM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:48:52 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 2:07:17 PM |
| SCRUGZY | $25.00 | $25.00 | 12/22/2009 3:51:16 PM |
| exciting-fairness | $200.00 | $200.00 | 12/22/2009 2:12:19 PM |
| zztopdog | $25.00 | $25.00 | 12/22/2009 3:58:55 PM |
| Smallbear | $50.00 | $50.00 | 12/22/2009 11:22:20 AM |
| ghinga | $25.00 | $25.00 | 12/22/2009 1:50:01 PM |
| ElAbel11 | $25.00 | $25.00 | 12/15/2009 4:05:27 PM |
| Katieo | $25.00 | $25.00 | 12/15/2009 4:05:35 PM |
| MONEYMATCH | $50.00 | $50.00 | 12/15/2009 4:05:49 PM |
| Fernpatch_autoshop | $25.00 | $25.00 | 12/15/2009 4:06:03 PM |
| schnatty | $25.00 | $25.00 | 12/15/2009 4:06:15 PM |
| Carne_Chung | $25.00 | $25.00 | 12/15/2009 4:05:11 PM |
| Zipline | $25.00 | $25.00 | 12/15/2009 4:05:33 PM |
| asmithj | $29.48 | $29.48 | 12/15/2009 4:06:00 PM |
| teejay411 | $100.00 | $100.00 | 12/15/2009 4:06:05 PM |
| andypbe | $25.00 | $25.00 | 12/15/2009 4:06:14 PM |
| kid8549 | $25.00 | $17.36 | 12/15/2009 4:06:21 PM |
| Central_States_Mutual | $25.00 | $25.00 | 12/15/2009 4:05:00 PM |
| samo102us | $25.00 | $25.00 | 12/15/2009 4:05:44 PM |
| akguy | $25.00 | $25.00 | 12/15/2009 4:05:55 PM |
| skydiver111 | $25.00 | $25.00 | 12/15/2009 4:06:07 PM |
| seisen | $46.68 | $46.68 | 12/15/2009 4:06:19 PM |
| reflective-rupee | $25.00 | $25.00 | 12/15/2009 4:11:07 PM |
| copper | $30.00 | $30.00 | 12/15/2009 4:28:34 PM |
| Banker7371 | $25.00 | $25.00 | 12/15/2009 4:28:40 PM |
| wwwUniversal | $25.00 | $25.00 | 12/15/2009 4:31:53 PM |
| impartial-deal | $25.00 | $25.00 | 12/15/2009 4:28:21 PM |
| UCLA4life | $25.00 | $25.00 | 12/15/2009 4:32:29 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/15/2009 4:34:33 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/15/2009 5:49:54 PM |
| foothillender | $25.00 | $25.00 | 12/16/2009 8:46:30 AM |
| wildguy | $25.00 | $25.00 | 12/16/2009 1:22:21 PM |
| towering-platinum3 | $25.00 | $25.00 | 12/16/2009 2:28:39 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 2:31:36 PM |
| drg6289 | $25.00 | $25.00 | 12/16/2009 2:32:16 PM |
| loyalist1 | $25.00 | $25.00 | 12/16/2009 2:28:40 PM |
| professional-finance | $25.00 | $25.00 | 12/17/2009 3:04:48 PM |
| JackinGreen | $35.00 | $35.00 | 12/18/2009 4:34:36 PM |
| vivacious-p2p3 | $25.00 | $25.00 | 12/18/2009 3:06:05 PM |
| vest_vortex | $25.00 | $25.00 | 12/18/2009 7:10:50 PM |
| money-prophesy | $52.50 | $52.50 | 12/20/2009 11:36:47 AM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:45:41 AM |
| wildanne | $75.00 | $75.00 | 12/20/2009 12:43:38 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 2:18:46 PM |
| spiff666 | $25.00 | $25.00 | 12/20/2009 6:53:11 PM |
| JeffHoll | $100.00 | $100.00 | 12/21/2009 7:29:17 AM |
| monstersdad | $50.00 | $50.00 | 12/21/2009 7:57:59 AM |
| asya | $30.00 | $30.00 | 12/21/2009 9:40:21 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:49:59 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:20:57 PM |
| Bill88 | $40.00 | $40.00 | 12/21/2009 3:06:33 PM |
| friendinmoney | $25.00 | $25.00 | 12/21/2009 3:55:25 PM |
| mercuriant | $25.00 | $25.00 | 12/21/2009 5:06:15 PM |
| a-finance-nirvana | $39.06 | $39.06 | 12/21/2009 7:59:19 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 10:13:15 PM |
| order-bee1 | $25.00 | $25.00 | 12/21/2009 11:29:55 PM |
| kendigme | $32.48 | $32.48 | 12/22/2009 3:07:38 AM |
| leverage-monger | $25.00 | $25.00 | 12/22/2009 7:06:04 AM |
| credit-coach118 | $35.00 | $35.00 | 12/22/2009 8:39:45 AM |
| UBOtto186 | $25.00 | $25.00 | 12/22/2009 8:41:40 AM |
| PotBellyPete | $35.00 | $35.00 | 12/22/2009 8:42:30 AM |
| glazeddonuts | $25.00 | $25.00 | 12/21/2009 9:32:45 PM |
| The-CAPS-fan | $45.00 | $45.00 | 12/22/2009 5:19:36 AM |
| just-trade0 | $36.00 | $36.00 | 12/22/2009 3:34:17 PM |
| golath24 | $25.00 | $25.00 | 12/22/2009 9:55:51 AM |
| velocity-winner | $25.00 | $25.00 | 12/22/2009 3:56:49 PM |
| friendinmoney | $25.00 | $25.00 | 12/22/2009 2:37:29 PM |
| leverage-monger | $25.00 | $25.00 | 12/22/2009 3:44:47 PM |
| nilonc1 | $100.00 | $100.00 | 12/22/2009 3:46:08 PM |
| JGuide | $50.00 | $50.00 | 12/22/2009 3:57:18 PM |
| leverage-monger | $25.00 | $25.00 | 12/22/2009 2:56:21 PM |
| MrDance123 | $25.00 | $25.00 | 12/22/2009 3:10:12 PM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:57:58 PM |
| 134 bids
|
Borrower Payment Dependent Notes Series
438319
This series of Notes was issued and sold upon the funding of the borrower loan #40141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 12.75% |
Starting monthly payment:
| $48.68 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.75% |
Final monthly payment:
| $48.68 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $57,779 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 78% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| proud-investment |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit
Purpose of loan:
This loan will be used to pay off credit card
My financial situation:
I am a good candidate for this loan because??I pay bills?on time and my credit report has no bad marks.
Monthly net income: $ 6100.00
Monthly expenses: $
??Housing: $?700
??Insurance: $?200
??Car expenses: $ 330
??Utilities: $?320
??Phone, cable, internet: $ 310
??Food, entertainment: $ varies
??Clothing, household expenses $
??Credit cards and other loans: $ 1900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
you stated that you pay $1900 a month for credit cards and other loans, how much credit card debt do you have and would this $1500 loan just go to one months payment on your cards? - Stock-Stud
A:
Reason for loan is I have an American Express Gold card that has to be paid in full each month. I have reserve cash but do not want to pull from 401k. I have no bad marks on credit report.
(Dec-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| availableloan | $25.00 | $25.00 | 12/14/2009 4:41:53 PM |
| fairness-atmosphere | $25.00 | $25.00 | 12/15/2009 9:56:31 AM |
| helping-out | $34.95 | $34.95 | 12/15/2009 2:51:22 PM |
| tomjac2000 | $25.00 | $25.00 | 12/15/2009 7:00:43 PM |
| economy-caper | $25.00 | $25.00 | 12/16/2009 9:25:38 AM |
| Syzygy | $25.00 | $25.00 | 12/17/2009 6:40:46 PM |
| JiggaJoeyS | $50.00 | $50.00 | 12/17/2009 5:32:14 PM |
| bornsucka | $25.00 | $25.00 | 12/18/2009 1:14:36 PM |
| magilla91 | $25.00 | $25.00 | 12/18/2009 3:07:20 PM |
| kanyonkat | $25.00 | $25.00 | 12/18/2009 7:50:35 PM |
| jpblan11 | $35.00 | $35.00 | 12/19/2009 6:54:16 AM |
| fuzed | $30.00 | $30.00 | 12/19/2009 6:04:32 AM |
| preventivepestcontrol | $25.00 | $25.00 | 12/19/2009 8:56:22 AM |
| suburbanman64 | $28.00 | $28.00 | 12/19/2009 10:49:14 AM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:21:36 PM |
| patriot384 | $100.00 | $100.00 | 12/20/2009 8:23:24 PM |
| Ven58 | $25.00 | $25.00 | 12/20/2009 8:31:03 PM |
| SNH | $50.00 | $50.00 | 12/20/2009 8:38:16 PM |
| fund-medalist171 | $50.00 | $50.00 | 12/21/2009 11:00:39 AM |
| building_community | $25.00 | $25.00 | 12/21/2009 12:48:37 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:48:15 PM |
| gothampark | $25.00 | $25.00 | 12/21/2009 2:42:43 PM |
| hellasow | $30.00 | $30.00 | 12/14/2009 4:48:48 PM |
| dontscrewmeover1 | $50.00 | $50.00 | 12/14/2009 6:41:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2009 7:34:52 PM |
| Cherrypicker | $50.00 | $50.00 | 12/14/2009 10:42:53 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/17/2009 5:05:46 PM |
| kjb1971 | $25.00 | $25.00 | 12/19/2009 10:19:35 AM |
| Approved | $25.00 | $25.00 | 12/19/2009 10:28:07 AM |
| BipedalHominid | $25.00 | $25.00 | 12/20/2009 8:26:20 AM |
| larrybird | $100.00 | $100.00 | 12/21/2009 10:35:46 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:53 PM |
| bid-wonder | $25.00 | $25.00 | 12/21/2009 2:53:21 PM |
| kegs | $250.00 | $242.05 | 12/21/2009 2:20:28 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 3:34:05 PM |
| jetblack | $50.00 | $50.00 | 12/21/2009 2:52:21 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 3:33:49 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
438325
This series of Notes was issued and sold upon the funding of the borrower loan #40138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.40% |
Starting borrower rate/APR:
| 10.40% / 13.97% |
Starting monthly payment:
| $32.46 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 13.97% |
Final monthly payment:
| $32.46 |
| |
|
Auction yield range:
| 4.20% - 9.40% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 10
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,412 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 60% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| peace-labyrinth |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocating for grad school
Purpose of loan:
This loan will be used to?
help me move across the country to attend grad school! I need funds for the costs of moving and moving into my new apartment. I am moving from Florida to Michigan to go to grad school at Eastern Michigan University. I don't want to use a credit card to help with the upfront expenses.
My financial situation:
I am a good candidate for this loan because? I have dependable, full-time employment and a household budget. I want to pay off my debts as soon as possible and I always make my payments on time.
Monthly earnings: $2,080
_______________________
Rent and utilities: $400
Gas and food: $300
Car payment: $173
Insurance: $105
Credit card payment: $171
Student loans: $155
Dog costs: $100
Other/entertainment: $200
_______________________
Remaining: $476
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
So you are planning on working full-time and being a full time grad student? Will your job be moving with you? What do you do? What are you going to school for? - ideal-value
A:
Working 3/4 time while I'm in school, job has already moved with me (thank goodness for flexible employers), I work with property management and the maintenance of foreclosed/vacant properties, and I'm going to school for my MA in Speech-Language Pathology.
(Dec-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tomjac2000 | $25.00 | $25.00 | 12/15/2009 7:01:29 PM |
| justice-disk | $25.00 | $25.00 | 12/16/2009 9:33:00 AM |
| don'twannadance | $50.00 | $50.00 | 12/19/2009 3:30:20 PM |
| don'twannadance | $50.00 | $50.00 | 12/19/2009 3:30:45 PM |
| Heather11 | $25.00 | $25.00 | 12/20/2009 7:36:26 AM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 10:29:13 AM |
| zoomdrm57 | $101.00 | $101.00 | 12/21/2009 10:24:16 AM |
| MarkintheDark | $66.30 | $66.30 | 12/21/2009 11:23:06 AM |
| marwadi-62 | $100.00 | $100.00 | 12/21/2009 11:46:37 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:14:54 PM |
| nolahelper | $40.00 | $40.00 | 12/21/2009 1:19:13 PM |
| Bob450 | $25.00 | $2.70 | 12/21/2009 2:08:03 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:48:40 PM |
| Bill88 | $40.00 | $40.00 | 12/21/2009 3:37:18 PM |
| ToweringDan | $50.00 | $50.00 | 12/16/2009 9:05:38 PM |
| JaceSpade | $25.00 | $25.00 | 12/18/2009 10:00:26 PM |
| ganon | $25.00 | $25.00 | 12/20/2009 2:08:17 AM |
| iaviate1 | $50.00 | $50.00 | 12/20/2009 1:19:55 AM |
| CollinsCrew | $25.00 | $25.00 | 12/20/2009 10:27:48 AM |
| larrybird | $100.00 | $100.00 | 12/21/2009 9:35:44 AM |
| gypsy11 | $50.00 | $50.00 | 12/21/2009 12:11:56 PM |
| gothampark | $25.00 | $25.00 | 12/21/2009 2:41:19 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 3:48:00 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
438387
This series of Notes was issued and sold upon the funding of the borrower loan #40185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $294.03 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $294.03 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Dec-2009) |
Current / open credit lines:
| 3
/
0 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| oged76 |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KICK HI INTERESTS OUT .
Purpose of loan:I HAVE LOAN FROM CAR TITLE COMPANY FOR $4000.00 PAYMENT OF $331.00 PER MONTH?AND QUICKCLICK LOAN FOR $3500.00 PAYMENT OF $298.00 FOR?3 YEARS.SO IF I GET THIS LOAN ADD $1000.00 ILL PAY OFF OTHERS AND SAVE OVER 50% PER MONTH?
My financial situation:I WARK FOR WALGREENS FOR OVER 10 YEARS AS PHARMACY THECHNICIAN CPhT, START 2ND JOB (DELIVERY MESSENGER)?AS?PART TIME PLUS MY WIFE WORK PART TIME SO IT WILL GET BETTER (I NEVER GAVEUP MY GOAL IS GET OUT OF DEBT BY THE END OF 2010 THIS LOAN WILL HELP).
MADE FEW MISTAKES, ON THE WAY TO CLEAR ALL AND STAY OUT OF DEBT, SO WE CAN BUY A HOUSE IN 2011.
TO HAVE LATE PAYMENT OR NO PAYMENT ITS A LAST THING I WANT. THANK YOU.
Monthly net income: $4,000.00 (PLUS $600.00 FROM MY WIFE)
Monthly expenses: $3,500.00???
Housing: $1260.00??
Insurance: $115.00???
2ND CAR FOR DELIVERY expenses: $215.00 +$300.00?GAS???
Utilities: $150.00???
Phone, cable, internet: $180.00???
Food, entertainment: $300.00???
Clothing, household expenses $100.00???
Credit cards and other loans: $670.00???
Other expenses: UP TO $200.00?UNEXPECTED LIKE CAR REPAIR OR OTHER.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| niceville80 | $25.00 | $25.00 | 12/15/2009 4:33:40 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/15/2009 4:34:19 PM |
| helping-out | $25.00 | $25.00 | 12/15/2009 4:45:20 PM |
| Rob717171 | $25.00 | $25.00 | 12/15/2009 4:34:46 PM |
| galtsgulch | $25.00 | $25.00 | 12/15/2009 7:58:25 PM |
| WMY-Investor | $25.00 | $25.00 | 12/17/2009 10:38:17 AM |
| moola-phase | $25.00 | $25.00 | 12/18/2009 9:52:50 AM |
| kt103099 | $25.00 | $25.00 | 12/18/2009 10:21:56 AM |
| sensible-order2 | $25.00 | $25.00 | 12/18/2009 1:44:49 PM |
| TrustinOthers | $25.00 | $25.00 | 12/19/2009 9:01:21 AM |
| Tammy102800 | $25.00 | $25.00 | 12/20/2009 12:52:52 PM |
| Lenderboy | $4,000.00 | $3,927.75 | 12/20/2009 3:10:51 PM |
| clublime | $91.13 | $91.13 | 12/20/2009 10:47:41 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 7:59:16 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:08:15 AM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 11:51:52 AM |
| Alhazred | $60.00 | $60.00 | 12/21/2009 11:58:18 AM |
| independent-dollar | $25.00 | $25.00 | 12/21/2009 12:59:59 PM |
| reflective-rupee | $65.00 | $65.00 | 12/21/2009 5:20:47 PM |
| reflective-rupee | $90.00 | $90.00 | 12/21/2009 8:19:01 PM |
| tomas090 | $25.00 | $25.00 | 12/21/2009 8:28:52 PM |
| carrinel | $78.00 | $78.00 | 12/21/2009 5:17:22 PM |
| reflective-rupee | $100.00 | $100.00 | 12/21/2009 10:06:54 PM |
| cjames84 | $25.00 | $25.00 | 12/22/2009 4:18:52 AM |
| reflective-rupee | $100.00 | $100.00 | 12/21/2009 10:07:08 PM |
| Happy-Man | $25.00 | $25.00 | 12/22/2009 9:25:37 AM |
| kjb1971 | $25.00 | $25.00 | 12/22/2009 10:30:35 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/22/2009 11:48:17 AM |
| credit-coach118 | $25.00 | $25.00 | 12/22/2009 8:41:15 AM |
| Bobusa | $25.00 | $25.00 | 12/22/2009 12:21:25 PM |
| Capit0l | $25.00 | $25.00 | 12/22/2009 9:33:31 AM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 1:57:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 2:12:47 PM |
| DasMula | $50.00 | $50.00 | 12/22/2009 3:50:52 PM |
| hard-working-loot | $25.00 | $25.00 | 12/15/2009 4:33:54 PM |
| forthright-dedication | $25.00 | $25.00 | 12/15/2009 4:32:03 PM |
| CASHGIRL | $25.00 | $25.00 | 12/15/2009 4:33:49 PM |
| kegs | $100.00 | $100.00 | 12/15/2009 5:28:53 PM |
| JKEnterprises | $25.00 | $25.00 | 12/16/2009 10:22:00 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:03 AM |
| reflective-rupee | $325.00 | $325.00 | 12/16/2009 9:40:12 PM |
| adama_48 | $25.00 | $25.00 | 12/16/2009 10:05:50 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/17/2009 4:43:47 AM |
| lcole32 | $25.00 | $25.00 | 12/17/2009 5:10:12 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/17/2009 6:01:12 PM |
| BankofBen | $25.00 | $25.00 | 12/18/2009 12:41:33 AM |
| note-tent | $25.00 | $25.00 | 12/18/2009 12:22:08 PM |
| regooks | $25.00 | $25.00 | 12/18/2009 12:22:22 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/19/2009 1:41:24 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/19/2009 4:29:39 PM |
| unk1911 | $25.00 | $25.00 | 12/21/2009 5:05:47 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 7:47:28 PM |
| pi567 | $56.00 | $56.00 | 12/21/2009 6:39:03 PM |
| Workaholic79 | $42.12 | $42.12 | 12/22/2009 10:10:15 AM |
| Snoopylover | $25.00 | $25.00 | 12/22/2009 11:00:01 AM |
| friendinmoney | $25.00 | $25.00 | 12/22/2009 1:13:14 PM |
| HomerdohNY | $25.00 | $25.00 | 12/22/2009 3:05:47 PM |
| RecoveryLender | $25.00 | $25.00 | 12/22/2009 3:59:14 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
438403
This series of Notes was issued and sold upon the funding of the borrower loan #40156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-20-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.33% |
Starting monthly payment:
| $94.29 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $92.97 |
| |
|
Auction yield range:
| 8.20% - 20.08% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,108 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| breeze748 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Fence in Back Yard
Purpose of loan:
This loan will be used to finance the installation of a new fence in our back yard.? The current fence is rotting and in need of repair.? ?
My financial situation:
I am a good candidate for this loan because I am one of the highest performers in our area at Bank of America.? This is a strong company that will not be declaring bankruptcy or going out of business.? My position is safe from layoffs due to the specialized nature of my job.
Monthly net income: $ 4500.00
Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 300.00
??Car expenses: $ 640.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bob450 | $25.00 | $25.00 | 12/14/2009 3:58:22 PM |
| bleacher | $25.00 | $25.00 | 12/14/2009 4:00:38 PM |
| Lender0010 | $50.00 | $50.00 | 12/14/2009 4:01:46 PM |
| coloradoloanman | $25.00 | $25.00 | 12/14/2009 4:03:21 PM |
| ctgscott | $25.00 | $25.00 | 12/14/2009 4:04:10 PM |
| JDavidL | $25.00 | $25.00 | 12/14/2009 4:04:18 PM |
| gold-disk | $50.00 | $50.00 | 12/14/2009 4:04:35 PM |
| ocean99 | $25.00 | $25.00 | 12/14/2009 4:00:12 PM |
| nikgod | $25.00 | $25.00 | 12/14/2009 4:00:37 PM |
| equitable-basis | $25.00 | $25.00 | 12/14/2009 3:59:48 PM |
| funds-promiser | $50.00 | $50.00 | 12/14/2009 4:00:10 PM |
| LAM26 | $25.00 | $25.00 | 12/14/2009 4:03:37 PM |
| BayTech | $25.00 | $25.00 | 12/14/2009 4:00:52 PM |
| Palacios | $50.00 | $50.00 | 12/14/2009 4:04:16 PM |
| nomad54 | $25.00 | $25.00 | 12/14/2009 4:04:22 PM |
| vcbogan | $39.50 | $39.50 | 12/14/2009 4:04:30 PM |
| takabanana | $25.00 | $25.00 | 12/14/2009 4:04:33 PM |
| lizard_lips | $25.00 | $25.00 | 12/14/2009 4:04:38 PM |
| phillipd48 | $25.00 | $25.00 | 12/14/2009 4:04:06 PM |
| monticello | $25.00 | $25.00 | 12/14/2009 4:04:13 PM |
| Scoote2912 | $25.00 | $25.00 | 12/14/2009 4:04:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/14/2009 4:55:34 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/14/2009 6:02:16 PM |
| Bob450 | $25.00 | $25.00 | 12/14/2009 10:16:10 PM |
| cjames84 | $25.00 | $25.00 | 12/15/2009 3:11:11 PM |
| interstellar | $50.00 | $50.00 | 12/15/2009 5:14:40 PM |
| DenimCapital | $50.00 | $50.00 | 12/15/2009 6:18:26 PM |
| money-prophesy | $25.00 | $25.00 | 12/15/2009 11:59:00 PM |
| Easystreet | $25.00 | $25.00 | 12/17/2009 1:56:39 PM |
| caddy5662 | $100.00 | $100.00 | 12/17/2009 10:18:23 AM |
| wise-balanced-moola | $25.00 | $25.00 | 12/17/2009 5:05:52 PM |
| 1SteelerFan | $30.00 | $30.00 | 12/17/2009 9:47:20 PM |
| mana-olana | $25.00 | $25.00 | 12/18/2009 1:27:40 AM |
| agile-loan0 | $25.00 | $25.00 | 12/18/2009 9:07:48 AM |
| credit-coach118 | $25.00 | $25.00 | 12/18/2009 10:44:32 AM |
| atlas100 | $25.00 | $25.00 | 12/18/2009 11:34:59 AM |
| PCity-LOA15 | $35.00 | $35.00 | 12/18/2009 12:00:40 PM |
| gilbrear | $25.00 | $25.00 | 12/18/2009 3:36:12 PM |
| heritage_loans | $25.00 | $25.00 | 12/18/2009 3:38:44 PM |
| bullwink27 | $25.00 | $25.00 | 12/18/2009 7:36:54 PM |
| The-CAPS-fan | $45.00 | $45.00 | 12/19/2009 12:54:07 PM |
| gothampark | $25.00 | $25.00 | 12/19/2009 5:19:49 PM |
| Heavylifter | $25.00 | $25.00 | 12/20/2009 7:51:24 AM |
| oneforthemoney | $25.00 | $25.00 | 12/20/2009 10:56:00 AM |
| cathexis | $25.00 | $25.00 | 12/14/2009 4:00:17 PM |
| coolspeed | $25.00 | $25.00 | 12/14/2009 4:00:48 PM |
| peaceful-return2 | $25.00 | $25.00 | 12/14/2009 4:02:10 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/14/2009 4:02:46 PM |
| Aaron_Oz | $25.00 | $25.00 | 12/14/2009 4:04:05 PM |
| canisian | $25.00 | $25.00 | 12/14/2009 4:04:14 PM |
| fopaul13 | $25.00 | $25.00 | 12/14/2009 4:04:20 PM |
| Northsider | $25.00 | $25.00 | 12/14/2009 4:04:27 PM |
| Bio-physicist | $25.00 | $20.49 | 12/14/2009 4:04:42 PM |
| NELNET | $50.00 | $50.00 | 12/14/2009 4:00:43 PM |
| misterhobbs | $25.00 | $25.00 | 12/14/2009 4:03:36 PM |
| TW2000 | $25.00 | $25.00 | 12/14/2009 4:00:22 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/14/2009 4:03:43 PM |
| best-marketologist | $25.00 | $25.00 | 12/14/2009 4:00:32 PM |
| theloanfiller | $25.40 | $25.40 | 12/14/2009 4:04:21 PM |
| IamSparticus | $25.00 | $25.00 | 12/14/2009 4:04:26 PM |
| phunktion | $25.00 | $25.00 | 12/14/2009 4:04:40 PM |
| top-silver-american | $25.00 | $25.00 | 12/14/2009 4:03:31 PM |
| Akkon | $25.00 | $25.00 | 12/14/2009 4:04:07 PM |
| tenny321 | $25.00 | $25.00 | 12/14/2009 4:04:28 PM |
| robot777 | $40.00 | $40.00 | 12/14/2009 4:36:10 PM |
| generous-deal6 | $25.00 | $25.00 | 12/14/2009 5:55:27 PM |
| helping-out | $25.00 | $25.00 | 12/14/2009 6:11:36 PM |
| Syzygy | $25.00 | $25.00 | 12/16/2009 2:26:00 PM |
| coin-investor | $25.00 | $25.00 | 12/16/2009 11:29:50 PM |
| wwwUniversal | $25.00 | $25.00 | 12/17/2009 5:29:42 PM |
| ghinga | $25.00 | $25.00 | 12/18/2009 11:57:24 AM |
| hard-working-loot | $50.00 | $50.00 | 12/18/2009 12:19:54 PM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 12:34:17 PM |
| coffeecup | $34.61 | $34.61 | 12/18/2009 3:57:55 PM |
| orangefob7 | $25.00 | $25.00 | 12/18/2009 4:22:34 PM |
| nashibaksi | $25.00 | $25.00 | 12/18/2009 6:57:52 PM |
| Gaelicman | $100.00 | $100.00 | 12/18/2009 10:41:12 PM |
| Ven58 | $25.00 | $25.00 | 12/19/2009 8:57:01 AM |
| mmmm1982 | $25.00 | $25.00 | 12/19/2009 6:02:14 PM |
| KPurviance | $25.00 | $25.00 | 12/19/2009 6:28:23 PM |
| enlightenment5 | $25.00 | $25.00 | 12/19/2009 10:43:48 PM |
| Loan_shark718 | $30.00 | $30.00 | 12/20/2009 6:36:44 AM |
| shark1234 | $25.00 | $25.00 | 12/20/2009 10:22:42 AM |
| 83 bids
|
Borrower Payment Dependent Notes Series
438457
This series of Notes was issued and sold upon the funding of the borrower loan #40178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-14-2009 |
| |
Auction end date:
| Dec-21-2009 |
|
|
Starting lender yield:
| 9.10% |
Starting borrower rate/APR:
| 10.10% / 12.21% |
Starting monthly payment:
| $145.41 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $141.74 |
| |
|
Auction yield range:
| 4.20% - 9.10% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,071 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Zafra |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff High Interest Credit Card
I'm a good candidate, because:
1. I've been in the financial service industry for nearly 20 years and have been able to remain employed even through the recession.
2. This loan will pay off my highest rate credit card, and my monthly payments will stay the same - just more of my payment?going to principal.
3. I've never been delinquent on a debt.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| alpinaut | $25.00 | $25.00 | 12/15/2009 7:57:38 PM |
| DukSerduk | $25.00 | $25.00 | 12/15/2009 9:53:47 PM |
| fireboss | $25.00 | $25.00 | 12/15/2009 8:20:57 PM |
| red-favorable-basis | $25.00 | $25.00 | 12/16/2009 12:43:11 AM |
| tuneman1980 | $25.00 | $25.00 | 12/15/2009 8:58:42 PM |
| auction-elvis | $25.00 | $25.00 | 12/15/2009 8:32:32 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/15/2009 11:58:25 PM |
| wrighco | $25.00 | $25.00 | 12/16/2009 12:48:45 AM |
| HunterSix | $25.00 | $25.00 | 12/16/2009 12:16:22 AM |
| danthemon35 | $25.00 | $25.00 | 12/16/2009 7:13:50 AM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/16/2009 10:48:41 AM |
| Gunny89 | $25.00 | $25.00 | 12/16/2009 5:05:31 AM |
| AmericanCredit | $25.00 | $25.00 | 12/16/2009 10:51:50 AM |
| rmachi | $25.00 | $25.00 | 12/16/2009 4:50:55 PM |
| cptproton | $25.00 | $25.00 | 12/16/2009 6:23:12 PM |
| thedoctor | $80.00 | $80.00 | 12/16/2009 8:14:22 PM |
| neenerman | $25.00 | $25.00 | 12/16/2009 9:06:44 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 2:02:39 PM |
| djh47a | $35.00 | $35.00 | 12/17/2009 12:18:37 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:45 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:40 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:45 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:06 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:37 PM |
| KiwiElf | $30.00 | $30.00 | 12/17/2009 10:57:40 PM |
| BiggestG | $25.00 | $25.00 | 12/17/2009 10:57:49 PM |
| degster | $25.00 | $25.00 | 12/17/2009 10:58:11 PM |
| Kame | $25.00 | $25.00 | 12/17/2009 10:57:29 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:41 PM |
| fortytwo | $200.00 | $200.00 | 12/17/2009 10:58:44 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:17 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:14 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:38 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:56 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:04 PM |
| EmeritusX | $25.00 | $25.00 | 12/17/2009 11:09:58 PM |
| hard-working-loot | $25.00 | $25.00 | 12/18/2009 6:46:03 AM |
| building_community | $25.00 | $25.00 | 12/18/2009 7:22:14 AM |
| shamil45 | $25.00 | $25.00 | 12/18/2009 7:31:11 AM |
| the-profit-oracle | $25.00 | $25.00 | 12/18/2009 11:39:23 AM |
| Sven79 | $100.00 | $100.00 | 12/18/2009 12:26:09 PM |
| MissGPie | $50.00 | $50.00 | 12/18/2009 12:31:02 PM |
| kf88 | $25.00 | $25.00 | 12/18/2009 1:05:42 PM |
| thegreatstrafe | $25.00 | $25.00 | 12/18/2009 5:37:27 PM |
| coloradoloanman | $25.00 | $25.00 | 12/18/2009 7:06:04 PM |
| Cherrypicker | $50.00 | $50.00 | 12/18/2009 7:49:23 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:04:53 PM |
| narblark | $25.00 | $25.00 | 12/18/2009 9:08:17 PM |
| kochan123 | $25.00 | $25.00 | 12/19/2009 8:45:10 AM |
| Kelor99 | $25.00 | $25.00 | 12/19/2009 8:21:43 AM |
| adir1 | $50.00 | $50.00 | 12/19/2009 9:26:52 AM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 5:12:44 PM |
| buddy486 | $25.00 | $25.00 | 12/20/2009 9:12:50 AM |
| vine99 | $100.00 | $100.00 | 12/20/2009 11:55:00 AM |
| helping-out | $25.00 | $25.00 | 12/20/2009 3:26:22 PM |
| duke12 | $129.76 | $129.76 | 12/20/2009 3:54:58 PM |
| jybank | $50.00 | $50.00 | 12/20/2009 6:49:01 PM |
| kulender | $100.00 | $100.00 | 12/20/2009 6:57:33 PM |
| Marco83 | $35.00 | $35.00 | 12/21/2009 5:51:17 AM |
| studious-revenue7 | $25.00 | $25.00 | 12/21/2009 12:34:41 PM |
| JGuide | $25.00 | $25.00 | 12/21/2009 1:05:30 PM |
| efficient-bid2 | $25.00 | $25.00 | 12/21/2009 3:51:19 PM |
| StocksMan | $50.00 | $50.00 | 12/21/2009 3:55:38 PM |
| impartial-deal | $25.00 | $25.00 | 12/14/2009 5:06:01 PM |
| silverloan | $25.00 | $25.00 | 12/15/2009 9:23:57 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/15/2009 8:38:28 PM |
| five-star-note | $30.00 | $30.00 | 12/15/2009 9:53:14 PM |
| Artist_Blue | $25.00 | $25.00 | 12/16/2009 8:29:29 AM |
| supreme-hope | $25.00 | $25.00 | 12/16/2009 12:48:02 AM |
| Lipari | $25.00 | $25.00 | 12/16/2009 1:09:19 AM |
| buggzz | $25.00 | $25.00 | 12/16/2009 10:52:21 AM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/16/2009 10:52:32 AM |
| interest-exec9 | $25.00 | $25.00 | 12/16/2009 1:01:57 PM |
| wormdc | $26.00 | $26.00 | 12/16/2009 1:03:50 PM |
| kegs | $250.00 | $250.00 | 12/16/2009 1:18:50 PM |
| gracej | $25.00 | $25.00 | 12/16/2009 3:19:20 PM |
| highcountry1 | $25.00 | $25.00 | 12/16/2009 4:22:04 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 6:28:17 AM |
| Phantom99 | $25.00 | $25.00 | 12/17/2009 12:18:23 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/17/2009 12:19:35 PM |
| JDLanier | $25.00 | $25.00 | 12/17/2009 7:32:39 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:11 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:21 PM |
| Divot | $25.00 | $25.00 | 12/17/2009 10:49:00 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:50 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:23 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:48 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:21 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:07 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:54 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:28 PM |
| morpholog | $25.00 | $25.00 | 12/17/2009 10:57:47 PM |
| TK4 | $25.00 | $25.00 | 12/17/2009 10:58:20 PM |
| QuinMccoy | $25.00 | $25.00 | 12/17/2009 10:57:50 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:18 PM |
| lagnisiruk | $25.00 | $25.00 | 12/17/2009 10:58:24 PM |
| JJS180 | $25.00 | $25.00 | 12/17/2009 10:59:20 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:36 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:44 PM |
| Weaverville | $25.00 | $25.00 | 12/17/2009 10:59:58 PM |
| museic1 | $25.00 | $25.00 | 12/17/2009 11:00:22 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:48 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:14 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:28 PM |
| cjohnson041 | $25.00 | $25.00 | 12/17/2009 11:02:51 PM |
| BaxterEvil | $25.00 | $25.00 | 12/17/2009 11:03:35 PM |
| SNH | $50.00 | $4.68 | 12/17/2009 11:04:15 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:07 PM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 12:41:51 PM |
| bank-examiner | $50.00 | $50.00 | 12/18/2009 3:48:22 PM |
| GyJAV_BNCCo | $30.12 | $30.12 | 12/18/2009 4:44:28 PM |
| SeaLoans | $25.00 | $25.00 | 12/18/2009 5:01:44 PM |
| payout-magician | $25.00 | $25.00 | 12/19/2009 8:31:30 AM |
| copiosus | $25.00 | $25.00 | 12/20/2009 11:16:03 AM |
| cognizant-rate732 | $59.44 | $59.44 | 12/20/2009 4:10:13 PM |
| Mikale360 | $25.00 | $25.00 | 12/20/2009 6:23:16 PM |
| justice-hawk | $25.00 | $25.00 | 12/20/2009 7:27:45 PM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 11:56:40 AM |
| JGuide | $25.00 | $25.00 | 12/21/2009 2:19:35 PM |
| friendinmoney | $50.00 | $50.00 | 12/21/2009 3:48:20 PM |
| truth-fanatic | $25.00 | $25.00 | 12/21/2009 3:56:31 PM |
| 121 bids
|
Borrower Payment Dependent Notes Series
438471
This series of Notes was issued and sold upon the funding of the borrower loan #40196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 28.40% |
Starting borrower rate/APR:
| 29.40% / 31.77% |
Starting monthly payment:
| $421.24 |
|
Final lender yield:
| 28.40% |
Final borrower rate/APR:
| 29.40% / 31.77% |
Final monthly payment:
| $421.24 |
| |
|
Auction yield range:
| 11.20% - 28.40% |
Estimated loss impact:
| 10.71% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.69% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Dec-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| deal-tonic |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funding my Roth IRA & a vacation
Purpose of loan:
This loan will be used to fully fund my ROTH-IRA for this calendar year as well as fund a needed vacation.
My financial situation:
I am a good candidate for this loan because I currently have no debt, am fully employed and make over $60,000 per year not including bonus.? The loan will be used to ensure that I have the necessary liquidity during the coming months to deal with any unforeseen expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why would you borrow money to fund a Roth IRA? - the-profit-oracle
A:
The loan will allow me to complete my goals of funding my ROTH-IRA, taking a vacation and having some emergency funds. I had money for my goals until I had some unexpected expenses during the past two months (some medical bills and car repairs). I have money coming in during the coming months, including a $5000 tax refund (waiting for my W2 ), but am not sure of the exact timing. I plan to pay the loan back in full within six months, using a combination of my tax refund and regular salary.
(Dec-17-2009)
Q:
What are your monthly expenses and what exactly is your occupation?
Thanks - RecoveryLender
A:
My monthly expense run between $1500-1600. The expenses include rent, utilities and groceries. I am a consultant and project manager for Bank of America Merrill Lynch (They do not offer personal loans), where I am working on the integration of the two companies.
(Dec-22-2009)
Q:
You know you have until April 15th of next year to fund this year's IRA, right? Also you know that money in a Roth IRA will be forfeited in a bankruptcy, right? - ideal-value
A:
Thank you for the information. I am aware of those conditions.
(Dec-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wise-balanced-moola | $25.00 | $25.00 | 12/15/2009 4:34:36 PM |
| SweetHoneyPot | $25.00 | $25.00 | 12/15/2009 4:29:24 PM |
| 371millwood | $200.00 | $200.00 | 12/15/2009 9:08:31 PM |
| impala6464 | $75.00 | $75.00 | 12/16/2009 8:18:51 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2009 9:31:12 PM |
| G-Love | $305.39 | $305.39 | 12/17/2009 4:46:42 PM |
| DenimCapital | $500.00 | $500.00 | 12/18/2009 6:35:33 PM |
| crippledcircus | $58.58 | $58.58 | 12/19/2009 8:27:58 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/19/2009 5:05:18 PM |
| five-star-note | $50.00 | $50.00 | 12/19/2009 9:13:34 PM |
| well-mannered-income3 | $60.00 | $60.00 | 12/20/2009 6:27:47 AM |
| TakeCare | $100.00 | $100.00 | 12/20/2009 7:33:37 AM |
| reflective-rupee | $200.00 | $200.00 | 12/20/2009 10:18:04 AM |
| wildanne | $50.00 | $50.00 | 12/20/2009 12:14:48 PM |
| vest_vortex | $25.00 | $25.00 | 12/20/2009 11:38:28 AM |
| credit-coach118 | $25.00 | $25.00 | 12/20/2009 7:10:55 PM |
| thestartuplender | $25.00 | $25.00 | 12/20/2009 9:06:18 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/21/2009 8:19:58 AM |
| fairness-atmosphere | $50.00 | $50.00 | 12/21/2009 7:32:52 AM |
| zone6 | $250.00 | $250.00 | 12/21/2009 7:39:41 AM |
| reflective-rupee | $200.00 | $200.00 | 12/21/2009 9:42:29 AM |
| helpful-listing | $50.00 | $50.00 | 12/21/2009 9:13:29 AM |
| reflective-rupee | $200.00 | $200.00 | 12/21/2009 9:42:39 AM |
| piter-to-la-investment | $25.00 | $25.00 | 12/21/2009 10:14:06 AM |
| reflective-rupee | $400.00 | $400.00 | 12/21/2009 11:08:43 AM |
| squarebob | $100.00 | $100.00 | 12/21/2009 12:22:58 PM |
| Velocity_Lenders | $82.84 | $82.84 | 12/21/2009 12:25:02 PM |
| well-mannered-income3 | $60.00 | $60.00 | 12/21/2009 3:08:19 PM |
| loan-squadron | $25.00 | $25.00 | 12/21/2009 6:36:21 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 7:39:47 PM |
| DenimCapital | $500.00 | $500.00 | 12/21/2009 9:26:03 PM |
| DenimCapital | $173.49 | $173.49 | 12/21/2009 9:25:08 PM |
| a-reasonable-return | $25.00 | $25.00 | 12/22/2009 6:40:59 AM |
| reflective-rupee | $100.00 | $100.00 | 12/21/2009 10:08:04 PM |
| reflective-rupee | $2,500.00 | $1,394.57 | 12/22/2009 9:44:58 AM |
| sturdy-peace9 | $55.00 | $55.00 | 12/22/2009 8:19:31 AM |
| 1-HARD-HEAD | $50.00 | $50.00 | 12/22/2009 12:21:27 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 1:59:23 PM |
| jybank | $50.00 | $50.00 | 12/22/2009 12:20:29 PM |
| momentous-transaction8 | $100.00 | $100.00 | 12/22/2009 3:58:06 PM |
| flexible-economy2 | $75.00 | $75.00 | 12/15/2009 4:32:07 PM |
| bdruss | $25.00 | $25.00 | 12/15/2009 4:49:23 PM |
| felicity-daydream | $100.00 | $100.00 | 12/15/2009 8:13:59 PM |
| Bob450 | $25.00 | $25.00 | 12/16/2009 2:56:17 PM |
| FinDoc | $25.00 | $25.00 | 12/16/2009 4:49:00 PM |
| reflective-rupee | $200.00 | $200.00 | 12/16/2009 9:15:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/17/2009 9:38:15 AM |
| SolarMoonshine | $100.00 | $100.00 | 12/17/2009 5:52:30 PM |
| reflective-rupee | $200.00 | $200.00 | 12/18/2009 7:44:26 PM |
| JiggaJoeyS | $500.00 | $500.00 | 12/19/2009 7:18:49 AM |
| hope-equation | $100.00 | $100.00 | 12/19/2009 8:42:47 AM |
| noble-revenue | $69.69 | $69.69 | 12/20/2009 8:16:30 AM |
| reflective-rupee | $200.00 | $200.00 | 12/20/2009 10:18:25 AM |
| nilonc1 | $55.44 | $55.44 | 12/20/2009 1:26:09 PM |
| credit-coach118 | $35.00 | $35.00 | 12/20/2009 7:10:37 PM |
| thestartuplender | $50.00 | $50.00 | 12/20/2009 9:06:01 PM |
| CAGE-Investments | $50.00 | $50.00 | 12/21/2009 6:46:51 AM |
| ganon | $49.00 | $49.00 | 12/21/2009 5:35:59 AM |
| well-mannered-income3 | $40.00 | $40.00 | 12/21/2009 8:23:28 AM |
| reflective-rupee | $200.00 | $200.00 | 12/21/2009 9:42:18 AM |
| reflective-rupee | $465.00 | $465.00 | 12/21/2009 10:21:52 AM |
| penny-surgeon | $25.00 | $25.00 | 12/21/2009 9:58:56 AM |
| reflective-rupee | $200.00 | $200.00 | 12/21/2009 9:42:52 AM |
| brondero | $45.00 | $45.00 | 12/21/2009 5:16:38 PM |
| brilliant-balance | $25.00 | $25.00 | 12/21/2009 5:15:20 PM |
| honorable-yield | $35.00 | $35.00 | 12/21/2009 9:33:28 PM |
| cjames84 | $25.00 | $25.00 | 12/22/2009 6:40:09 AM |
| WMY-Investor | $250.00 | $250.00 | 12/22/2009 9:48:04 AM |
| cashhelp | $25.00 | $25.00 | 12/22/2009 9:52:34 AM |
| mercuriant | $25.00 | $25.00 | 12/22/2009 11:30:17 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/22/2009 11:17:10 AM |
| PCity-LOA15 | $100.00 | $100.00 | 12/22/2009 7:09:26 AM |
| bestloanrate | $50.00 | $50.00 | 12/22/2009 1:52:33 PM |
| Kissabledevil | $50.00 | $50.00 | 12/22/2009 8:22:05 AM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:51:59 PM |
| Engineer44 | $26.00 | $26.00 | 12/22/2009 4:02:18 PM |
| irishlaw | $125.00 | $125.00 | 12/22/2009 12:59:02 PM |
| deepblue34 | $35.00 | $35.00 | 12/22/2009 3:10:54 PM |
| 78 bids
|
Borrower Payment Dependent Notes Series
438551
This series of Notes was issued and sold upon the funding of the borrower loan #40186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 7.40% |
Starting borrower rate/APR:
| 8.40% / 10.49% |
Starting monthly payment:
| $78.80 |
|
Final lender yield:
| 7.35% |
Final borrower rate/APR:
| 8.35% / 10.44% |
Final monthly payment:
| $78.75 |
| |
|
Auction yield range:
| 4.20% - 7.40% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 21y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,638 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| charming-integrity824 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Cash & Bill Payoff
Purpose of loan:
This loan will be used to? pay off debts and wrap up holiday purchases.
My financial situation:
I am a good candidate for this loan because? I pay my debts. I've been with one employer for 21 years. I am dependable, but like others in this economy pay cuts, no bonuses, and other financial woes have put me in a bind. This loan will help me gradually payoff a few debts and not have to use every dime of my paycheck and still not have enough. I believe in paying my debts, no matter what.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tuneman1980 | $25.00 | $25.00 | 12/17/2009 4:33:13 PM |
| thedoctor | $80.00 | $80.00 | 12/17/2009 4:41:12 PM |
| spruce2 | $25.00 | $25.00 | 12/17/2009 4:42:24 PM |
| DukSerduk | $25.00 | $25.00 | 12/17/2009 4:33:25 PM |
| danthemon35 | $25.00 | $25.00 | 12/17/2009 4:34:44 PM |
| AmericanCredit | $25.00 | $25.00 | 12/17/2009 4:35:10 PM |
| auction-elvis | $25.00 | $25.00 | 12/17/2009 4:33:06 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/17/2009 4:35:17 PM |
| neenerman | $25.00 | $25.00 | 12/17/2009 7:52:03 PM |
| Cheburashka | $30.00 | $30.00 | 12/17/2009 8:03:08 PM |
| ljay | $25.00 | $25.00 | 12/17/2009 10:54:46 PM |
| Rob717171 | $25.00 | $25.00 | 12/17/2009 10:55:48 PM |
| don8ter | $60.00 | $60.00 | 12/17/2009 10:57:11 PM |
| desertoasis | $25.00 | $25.00 | 12/17/2009 10:57:19 PM |
| Katburg | $50.00 | $50.00 | 12/17/2009 10:58:13 PM |
| discrete-asset | $25.00 | $25.00 | 12/17/2009 10:57:58 PM |
| syounker | $25.00 | $25.00 | 12/17/2009 10:57:33 PM |
| BayShell | $50.00 | $50.00 | 12/17/2009 10:58:52 PM |
| Speculator | $25.00 | $25.00 | 12/17/2009 10:59:11 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/17/2009 10:58:59 PM |
| gulch | $35.00 | $35.00 | 12/17/2009 10:59:39 PM |
| forthright-dedication | $25.00 | $25.00 | 12/17/2009 10:59:51 PM |
| Jimfromsac | $25.00 | $25.00 | 12/17/2009 10:59:48 PM |
| stable-nickel | $170.00 | $170.00 | 12/17/2009 11:00:04 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/17/2009 11:00:42 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/17/2009 11:01:08 PM |
| evnagelist | $100.00 | $100.00 | 12/17/2009 11:01:17 PM |
| Tai | $25.00 | $25.00 | 12/17/2009 11:04:14 PM |
| EmeritusX | $25.00 | $25.00 | 12/17/2009 11:09:59 PM |
| building_community | $25.00 | $25.00 | 12/18/2009 7:25:46 AM |
| billnsc | $25.00 | $25.00 | 12/19/2009 7:02:43 AM |
| helping-out | $25.00 | $25.00 | 12/20/2009 7:19:57 PM |
| Pickmar | $25.00 | $25.00 | 12/21/2009 12:21:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/21/2009 2:20:41 PM |
| wise-balanced-moola | $25.00 | $25.00 | 12/21/2009 5:37:33 PM |
| highcountry1 | $25.00 | $25.00 | 12/17/2009 4:40:18 PM |
| Gunny89 | $25.00 | $25.00 | 12/17/2009 4:40:23 PM |
| figs4u2 | $80.00 | $80.00 | 12/17/2009 4:44:08 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/17/2009 5:12:34 PM |
| Tc11902 | $50.00 | $50.00 | 12/17/2009 7:46:01 PM |
| Kerrysbay | $25.00 | $25.00 | 12/17/2009 10:55:55 PM |
| cash-boots | $30.00 | $30.00 | 12/17/2009 10:56:17 PM |
| flopcat | $25.00 | $25.00 | 12/17/2009 10:57:03 PM |
| rjleves | $25.00 | $25.00 | 12/17/2009 10:56:27 PM |
| lend_to_you | $50.00 | $50.00 | 12/17/2009 10:56:33 PM |
| galaxy1 | $25.00 | $25.00 | 12/17/2009 10:56:39 PM |
| bchen78875 | $50.00 | $50.00 | 12/17/2009 10:56:57 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/17/2009 10:57:24 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/17/2009 10:58:06 PM |
| aspen5 | $25.00 | $25.00 | 12/17/2009 10:58:02 PM |
| dbzen | $50.00 | $50.00 | 12/17/2009 10:58:33 PM |
| agwosdof | $100.00 | $100.00 | 12/17/2009 10:59:06 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/17/2009 10:59:27 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/17/2009 10:59:13 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/17/2009 10:59:31 PM |
| leodaguy | $25.00 | $25.00 | 12/17/2009 11:00:30 PM |
| E_G | $50.00 | $50.00 | 12/17/2009 11:00:51 PM |
| Attract | $25.00 | $25.00 | 12/17/2009 11:01:00 PM |
| integrity-doctor | $50.00 | $50.00 | 12/17/2009 11:01:22 PM |
| axis1 | $25.00 | $25.00 | 12/17/2009 11:02:41 PM |
| the-bright-velocity | $25.00 | $25.00 | 12/17/2009 11:04:04 PM |
| magical-greenback | $55.00 | $55.00 | 12/17/2009 11:04:23 PM |
| Syzygy | $25.00 | $25.00 | 12/18/2009 11:10:36 AM |
| bondhedger | $25.00 | $25.00 | 12/18/2009 1:01:02 PM |
| dontscrewmeover1 | $25.00 | $25.00 | 12/18/2009 6:37:44 PM |
| bid-wonder | $25.00 | $25.00 | 12/18/2009 11:14:50 PM |
| wwwUniversal | $25.00 | $25.00 | 12/21/2009 5:29:23 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 12/22/2009 2:23:24 AM |
| credit-flower | $25.00 | $25.00 | 12/22/2009 6:07:01 AM |
| 69 bids
|
Borrower Payment Dependent Notes Series
438619
This series of Notes was issued and sold upon the funding of the borrower loan #40158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-15-2009 |
| |
Auction end date:
| Dec-22-2009 |
|
|
Starting lender yield:
| 25.46% |
Starting borrower rate/APR:
| 26.46% / 28.79% |
Starting monthly payment:
| $445.90 |
|
Final lender yield:
| 25.46% |
Final borrower rate/APR:
| 26.46% / 28.79% |
Final monthly payment:
| $445.90 |
| |
|
Auction yield range:
| 11.20% - 25.46% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.83% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Dec-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,889 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 62% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| piratemedic |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
THEY RAISED MY RATE FOR NO REASON!
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have a good, recession proof job.? I make good money, and am not late on payments.? I just want to consolidate everything into one loan, and pay it off!
Monthly net income: $ $4800-$5200 depending on overtime.
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 200
??Car expenses: $ 1000
??Utilities: $?0??(my wife pays that)
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $ Varies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please break-down the cc debt you are planing to refinance: 1) amounts you owe, 2) interest rate per card, 3) your monthly payments and 4) the minimum monthly payments. Please answer public.
Thanks, and good luck with the funding! - zento
A:
I owe approx $8500 on the "big card" it is at 30.04% I pay $440 a month on this card.
I owe about $3000 on the "small card" at 23%. I pay $200 a month on this. I do not know what the minimum payments are, as I don't pay the minimum.
If you have any other questions, please ask!
(Dec-19-2009)
Q:
You've list 1000 monthly expense for your car. Appears unusual. Can you explain? Break it down for me. - sspemba
A:
There are 3 cars in my household. I lumped them together.
$455 for car #1
$235 for car #2
$350 for car #3
I can make, and have been making, all of my payments on all of my accounts. I'm getting this loan not because I can't afford what I have, or what I buy. I want to dump one credit card, usairwaysmastercard, which raised my rate to 30.04% even though I haven't ever missed a payment. When I called they said, "economic conditions forced us to". It is the Wedding/honeymoon card.
(Dec-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| heroic-benefit | $100.00 | $100.00 | 12/15/2009 4:48:06 PM |
| felicity-daydream | $50.00 | $50.00 | 12/15/2009 8:16:11 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/16/2009 3:21:18 PM |
| kjb1971 | $25.00 | $25.00 | 12/16/2009 11:43:42 PM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2009 10:39:12 AM |
| welshcat | $404.22 | $404.22 | 12/17/2009 7:56:40 AM |
| skillful-asset5 | $200.00 | $200.00 | 12/17/2009 1:00:43 PM |
| SolarMoonshine | $50.00 | $50.00 | 12/17/2009 5:16:13 PM |
| well-mannered-income3 | $75.00 | $75.00 | 12/18/2009 12:18:59 PM |
| Satur | $50.00 | $50.00 | 12/18/2009 4:20:17 PM |
| piter-to-la-investment | $25.00 | $25.00 | 12/18/2009 2:41:19 PM |
| brondero | $100.00 | $100.00 | 12/18/2009 6:43:43 PM |
| Bosunsmate | $25.00 | $25.00 | 12/18/2009 7:08:47 PM |
| givetolive | $25.00 | $25.00 | 12/18/2009 8:21:36 PM |
| foothillender | $25.00 | $25.00 | 12/19/2009 10:57:23 AM |
| The-CAPS-fan | $45.00 | $45.00 | 12/19/2009 1:27:09 PM |
| StreetJustice | $500.00 | $500.00 | 12/19/2009 5:20:07 PM |
| Sand_Dollars | $150.00 | $150.00 | 12/19/2009 7:57:13 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/19/2009 9:39:01 PM |
| FinDoc | $25.00 | $25.00 | 12/20/2009 8:19:16 AM |
| markac | $25.00 | $25.00 | 12/20/2009 9:40:47 AM |
| funds-razor3 | $25.00 | $25.00 | 12/20/2009 9:58:01 AM |
| Jim33 | $25.00 | $25.00 | 12/20/2009 10:33:09 AM |
| orionn1 | $50.00 | $50.00 | 12/20/2009 9:51:05 AM |
| nobsbooks | $25.00 | $25.00 | 12/20/2009 10:01:00 AM |
| vest_vortex | $50.00 | $50.00 | 12/20/2009 11:46:10 AM |
| wildanne | $75.00 | $75.00 | 12/20/2009 12:24:37 PM |
| mrgreen182 | $60.85 | $60.85 | 12/20/2009 5:38:43 PM |
| forthright-dedication | $25.00 | $25.00 | 12/20/2009 7:56:43 PM |
| ladderskibum | $50.00 | $50.00 | 12/21/2009 2:48:06 AM |
| golden-cat | $25.00 | $25.00 | 12/21/2009 4:47:43 AM |
| zone6 | $250.00 | $250.00 | 12/21/2009 7:42:18 AM |
| well-mannered-income3 | $25.00 | $25.00 | 12/21/2009 8:25:01 AM |
| cash-daisy | $55.00 | $55.00 | 12/21/2009 8:43:59 AM |
| FinanceEngine | $25.00 | $25.00 | 12/21/2009 9:09:00 AM |
| nilonc1 | $74.27 | $74.27 | 12/21/2009 10:27:37 AM |
| sadls | $50.00 | $50.00 | 12/21/2009 12:50:33 PM |
| Miss-broccoli | $25.00 | $25.00 | 12/21/2009 4:10:54 PM |
| LittlePiggyBank | $25.00 | $25.00 | 12/21/2009 4:41:18 PM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 7:55:52 PM |
| velocity-winner | $25.00 | $25.00 | 12/21/2009 11:30:51 PM |
| ideal-value | $100.00 | $100.00 | 12/22/2009 1:47:42 AM |
| credit-coach118 | $25.00 | $25.00 | 12/21/2009 7:55:37 PM |
| lender-inc | $25.00 | $25.00 | 12/22/2009 8:32:22 AM |
| czar3 | $50.00 | $50.00 | 12/22/2009 9:04:59 AM |
| tigercat | $50.00 | $50.00 | 12/22/2009 10:00:20 AM |
| Dieoderkeine | $50.00 | $50.00 | 12/22/2009 5:21:11 AM |
| momentous-transaction8 | $200.00 | $200.00 | 12/22/2009 11:18:34 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/22/2009 11:25:00 AM |
| ghinga | $25.00 | $25.00 | 12/22/2009 1:54:26 PM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 2:04:16 PM |
| bestloanrate | $50.00 | $50.00 | 12/22/2009 1:54:23 PM |
| credit-missile | $178.17 | $178.17 | 12/22/2009 3:34:40 PM |
| Engineer44 | $30.00 | $30.00 | 12/22/2009 4:03:42 PM |
| gourd6 | $25.00 | $25.00 | 12/15/2009 8:07:53 PM |
| tomas090 | $25.00 | $25.00 | 12/16/2009 3:55:43 PM |
| reflective-rupee | $350.00 | $350.00 | 12/16/2009 9:44:18 PM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 10:39:47 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 12/17/2009 10:40:02 AM |
| Planecourage | $50.00 | $50.00 | 12/17/2009 11:11:58 AM |
| nickel-synapse | $50.00 | $50.00 | 12/17/2009 8:30:46 AM |
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 10:39:37 AM |
| reflective-rupee | $100.00 | $100.00 | 12/17/2009 10:39:24 AM |
| thenadamgoes | $50.00 | $50.00 | 12/17/2009 2:43:59 PM |
| JiggaJoeyS | $850.00 | $850.00 | 12/17/2009 4:06:52 PM |
| myGodisgood | $31.90 | $31.90 | 12/18/2009 12:53:54 PM |
| well-mannered-income3 | $50.00 | $50.00 | 12/18/2009 4:05:18 PM |
| vivacious-p2p3 | $50.00 | $50.00 | 12/18/2009 3:08:05 PM |
| vest_vortex | $50.00 | $50.00 | 12/18/2009 7:29:44 PM |
| BuckeyeGuy | $25.00 | $25.00 | 12/18/2009 9:24:29 PM |
| jfargen | $50.00 | $50.00 | 12/19/2009 6:14:14 AM |
| persistent-income2 | $50.00 | $50.00 | 12/19/2009 6:57:16 AM |
| admirable-platinum6 | $50.00 | $50.00 | 12/19/2009 7:25:13 AM |
| three-for-6 | $54.00 | $54.00 | 12/19/2009 7:34:47 AM |
| preventivepestcontrol | $75.00 | $75.00 | 12/19/2009 8:28:26 AM |
| bold-attentive-listing | $600.00 | $600.00 | 12/19/2009 11:03:10 AM |
| charming-point | $250.00 | $250.00 | 12/19/2009 11:14:16 AM |
| zento | $25.00 | $25.00 | 12/19/2009 3:15:57 PM |
| TakeCare | $250.00 | $250.00 | 12/20/2009 7:39:23 AM |
| historic-greenback0 | $100.00 | $100.00 | 12/20/2009 11:51:19 AM |
| Bob450 | $25.00 | $25.00 | 12/20/2009 1:48:01 PM |
| cognizant-rate732 | $100.00 | $100.00 | 12/20/2009 12:12:15 PM |
| the-innovator331 | $100.00 | $100.00 | 12/20/2009 1:49:44 PM |
| sturgeonbob | $83.70 | $83.70 | 12/20/2009 8:15:19 PM |
| DannyPhantom | $25.00 | $25.00 | 12/20/2009 8:26:02 PM |
| lender12345 | $25.00 | $25.00 | 12/20/2009 10:08:33 PM |
| penny-surgeon | $25.00 | $25.00 | 12/21/2009 1:57:28 AM |
| Skeptical-one | $50.00 | $50.00 | 12/21/2009 8:19:25 AM |
| a-reasonable-return | $25.00 | $25.00 | 12/21/2009 6:23:46 AM |
| prudent-gain7 | $25.00 | $25.00 | 12/21/2009 6:27:17 AM |
| CAGE-Investments | $50.00 | $50.00 | 12/21/2009 6:49:34 AM |
| KC_08 | $100.00 | $100.00 | 12/21/2009 9:07:17 AM |
| christifa | $25.00 | $25.00 | 12/21/2009 10:07:10 AM |
| DenimCapital | $100.00 | $100.00 | 12/21/2009 10:20:47 AM |
| squarebob | $25.00 | $25.00 | 12/21/2009 12:25:02 PM |
| well-mannered-income3 | $40.00 | $40.00 | 12/21/2009 3:13:12 PM |
| 2seriousteachers | $25.00 | $25.00 | 12/21/2009 2:10:47 PM |
| shrewd-income | $25.00 | $25.00 | 12/21/2009 2:57:19 PM |
| runbix7 | $25.00 | $25.00 | 12/21/2009 7:19:37 PM |
| exciting-fairness | $200.00 | $200.00 | 12/21/2009 7:44:14 PM |
| myfinancialconnectionsdotcom | $25.00 | $25.00 | 12/21/2009 7:55:42 PM |
| visionary-currency | $50.00 | $50.00 | 12/21/2009 5:29:05 PM |
| 2brotherslending | $50.00 | $50.00 | 12/21/2009 8:55:17 PM |
| payout-reaction740 | $25.00 | $25.00 | 12/21/2009 9:31:40 PM |
| malomar66 | $49.34 | $49.34 | 12/21/2009 9:52:15 PM |
| PCity-LOA15 | $50.00 | $50.00 | 12/22/2009 7:14:03 AM |
| reflective-rupee | $100.00 | $100.00 | 12/22/2009 9:44:29 AM |
| golath24 | $50.00 | $50.00 | 12/22/2009 9:53:59 AM |
| merlin72875 | $25.00 | $25.00 | 12/22/2009 12:06:24 PM |
| clearancewagon | $50.00 | $50.00 | 12/22/2009 11:33:18 AM |
| sturdy-peace9 | $55.00 | $55.00 | 12/22/2009 8:23:27 AM |
| reflective-rupee | $2,000.00 | $788.55 | 12/22/2009 9:44:11 AM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:55:12 PM |
| Smallbear | $50.00 | $50.00 | 12/22/2009 11:25:43 AM |
| DasMula | $100.00 | $100.00 | 12/22/2009 4:02:08 PM |
| DasMula | $100.00 | $100.00 | 12/22/2009 3:54:54 PM |
| 116 bids
|
Borrower Payment Dependent Notes Series
438675
This series of Notes was issued and sold upon the funding of the borrower loan #40192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Dec-16-2009 |
| |
Auction end date:
| Dec-23-2009 |
|
|
Starting lender yield:
| 14.50% |
Starting borrower rate/APR:
| 15.50% / 17.68% |
Starting monthly payment:
| $244.37 |
|
Final lender yield:
| 11.70% |
Final borrower rate/APR:
| 12.70% / 14.84% |
Final monthly payment:
| $234.85 |
| |
|
Auction yield range:
| 4.20% - 14.50% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.56% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Dec-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,807 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| green-stockpiler |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Rate: Pay off Business CC
Purpose of loan:
I own a registered investment advisory in Georgia. We help our clients manage their money in the stock, bond and commodity markets. I had hoped to gain a better interest rate on Prosper then from a local bank and like how Prosper sets up the payments over three years. Over the past three years profits have been small but Discretionary Cash Flow has averaged $95K. This is the only revolving debt my business is currently carrying. Due to recent credit card rate increases and lack of certain proper regulation in protecting business credit card holders I've found it increasing important to move the company credit card debt to more personal loans and close the card all together. By using Prosper I hope reduce my rate and pay this debt off faster than if I left it on the card.
My financial situation:
I have a high credit score. I've paid every debt I've ever received both personally and on my business. I don't have a late payment on my credit report and feel my income and length of time in business provides security to potential lenders. For the five years I've been in business revenues have increased every year (including 2008) and so far this year we've been hitting all-time records in growth of assets and investor return. I believe I am a very low risk investment.
Information in the Description is not verified.
Friends And Family Winning Bids
tidy-peace has bid a total of
$108.77 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agreement-accruer | $25.00 | $25.00 | 12/16/2009 5:38:48 PM |
| enthusiastic-balance5 | $487.81 | $487.81 | 12/17/2009 5:19:07 AM |
| Ven58 | $25.00 | $25.00 | 12/17/2009 5:14:09 PM |
| cashasaurus0 | $403.00 | $403.00 | 12/18/2009 3:52:52 AM |
| JTHarris | $50.00 | $50.00 | 12/18/2009 2:49:36 PM |
| JackinGreen | $100.00 | $100.00 | 12/18/2009 2:32:45 PM |
| sparkling-income | $50.00 | $50.00 | 12/18/2009 3:45:27 PM |
| QsDad | $25.00 | $25.00 | 12/18/2009 5:01:10 PM |
| mbf2234 | $25.00 | $25.00 | 12/18/2009 7:32:44 PM |
| IcedMochaFund | $25.00 | $25.00 | 12/19/2009 4:49:49 AM |
| psalms6612 | $25.00 | $25.00 | 12/19/2009 10:11:30 AM |
| suburbanman64 | $25.00 | $25.00 | 12/19/2009 10:47:34 AM |
| statenisland51 | $50.00 | $50.00 | 12/19/2009 12:19:06 PM |
| hard-working-loot | $25.00 | $25.00 | 12/19/2009 4:59:28 PM |
| MonkeyHero | $50.00 | $50.00 | 12/20/2009 9:26:14 AM |
| benevolent-capital1 | $50.00 | $50.00 | 12/21/2009 9:22:41 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 12/21/2009 4:33:53 PM |
| squarebob | $25.00 | $25.00 | 12/22/2009 6:08:52 AM |
| kjb1971 | $25.00 | $25.00 | 12/22/2009 10:34:28 AM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:52:55 PM |
| Capital_Infusion | $25.00 | $25.00 | 12/22/2009 4:10:17 PM |
| JGuide | $25.00 | $25.00 | 12/22/2009 3:31:56 PM |
| bentonlending | $50.00 | $50.00 | 12/22/2009 12:05:45 PM |
| fortytwo | $300.00 | $300.00 | 12/22/2009 2:24:34 PM |
| dmitriy2 | $50.00 | $50.00 | 12/22/2009 4:47:12 PM |
| matusky | $30.33 | $30.33 | 12/22/2009 5:33:05 PM |
| FinanciallySavvyMom | $25.00 | $25.00 | 12/22/2009 6:29:47 PM |
| jybank | $50.00 | $50.00 | 12/22/2009 8:01:47 PM |
| lepolgr | $50.00 | $50.00 | 12/22/2009 8:02:45 PM |
| gustavholstopus32 | $25.00 | $25.00 | 12/22/2009 10:12:12 PM |
| crw1950 | $50.00 | $50.00 | 12/23/2009 6:57:32 AM |
| tender-ore | $25.00 | $25.00 | 12/23/2009 5:20:29 AM |
| theaterguy | $25.00 | $25.00 | 12/23/2009 7:36:23 AM |
| toddr54 | $50.00 | $50.00 | 12/23/2009 6:48:23 AM |
| greenback-octave | $25.00 | $25.00 | 12/23/2009 6:50:47 AM |
| marshallmanhattan | $25.00 | $25.00 | 12/23/2009 7:44:52 AM |
| credit-kahuna | $300.00 | $300.00 | 12/23/2009 1:32:55 AM |
| momentous-transaction8 | $100.00 | $100.00 | 12/23/2009 7:11:54 AM |
| tryitout | $34.72 | $34.72 | 12/23/2009 7:47:39 AM |
| interest-friendship | $50.00 | $50.00 | 12/23/2009 9:57:28 AM |
| manugee | $50.00 | $50.00 | 12/23/2009 11:30:12 AM |
| leverage-monger | $100.00 | $100.00 | 12/23/2009 10:34:41 AM |
| hawaiitechnical | $25.00 | $25.00 | 12/23/2009 11:08:53 AM |
| JDL51 | $45.00 | $45.00 | 12/23/2009 11:14:54 AM |
| durability-colonel | $50.00 | $50.00 | 12/23/2009 10:09:02 AM |
| elegant-income3 | $50.00 | $50.00 | 12/23/2009 10:16:19 AM |
| exchange-jet | $25.00 | $25.00 | 12/23/2009 1:58:59 PM |
| bondhedger | $25.00 | $25.00 | 12/23/2009 10:17:45 AM |
| studious-revenue7 | $41.94 | $41.94 | 12/23/2009 10:36:11 AM |
| squarebob | $25.00 | $25.00 | 12/23/2009 1:21:44 PM |
| Pu239 | $50.00 | $50.00 | 12/23/2009 2:27:49 PM |
| TakeCare | $80.00 | $80.00 | 12/23/2009 11:48:39 AM |
| dorypro | $25.00 | $25.00 | 12/23/2009 1:05:31 PM |
| Lancasterdust | $25.00 | $25.00 | 12/23/2009 1:25:56 PM |
| roguewinner | $25.87 | $25.87 | 12/23/2009 3:17:46 PM |
| ethicalhumanist | $25.00 | $25.00 | 12/23/2009 1:42:55 PM |
| organic-platinum | $25.00 | $25.00 | 12/23/2009 3:50:12 PM |
| charitycoon | $100.00 | $100.00 | 12/23/2009 3:59:06 PM |
| sharp-credit | $798.11 | $107.74 | 12/23/2009 4:07:51 PM |
| chapman18 | $25.00 | $25.00 | 12/23/2009 2:44:20 PM |
| Bill88 | $30.00 | $30.00 | 12/23/2009 4:09:22 PM |
| exciting-fairness | $200.00 | $200.00 | 12/23/2009 3:59:49 PM |
| forthright-trade | $25.00 | $25.00 | 12/23/2009 4:10:00 PM |
| KTOWN | $25.00 | $25.00 | 12/23/2009 3:09:09 PM |
| ghinga | $50.00 | $50.00 | 12/23/2009 3:56:49 PM |
| TigerForce | $50.00 | $50.00 | 12/18/2009 5:04:25 AM |
| JackinGreen | $50.00 | $50.00 | 12/18/2009 7:51:56 PM |
| ThomasTrain | $50.00 | $50.00 | 12/19/2009 7:48:16 AM |
| alaskakid | $27.00 | $27.00 | 12/19/2009 10:14:46 AM |
| justin323 | $25.00 | $25.00 | 12/19/2009 12:40:22 PM |
| edsmoney | $100.00 | $100.00 | 12/20/2009 7:43:55 AM |
| fishhauler | $25.00 | $25.00 | 12/21/2009 2:38:24 AM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:10 PM |
| reflective-rupee | $25.00 | $25.00 | 12/21/2009 2:34:00 PM |
| Cherrypicker | $50.00 | $50.00 | 12/21/2009 4:19:44 PM |
| xlnt-loans | $25.00 | $25.00 | 12/21/2009 5:17:32 PM |
| Dskillz | $29.18 | $29.18 | 12/21/2009 7:00:00 PM |
| glroark | $100.00 | $100.00 | 12/22/2009 6:36:59 AM |
| haryassman | $25.00 | $25.00 | 12/22/2009 9:39:42 AM |
| principal-mermaid | $25.00 | $25.00 | 12/22/2009 9:42:40 AM |
| mattblizz | $110.00 | $110.00 | 12/22/2009 8:49:40 AM |
| Feyenoord | $25.00 | $25.00 | 12/22/2009 4:46:29 PM |
| JGuide | $45.00 | $45.00 | 12/22/2009 4:16:55 PM |
| gothampark | $25.00 | $25.00 | 12/22/2009 1:07:22 PM |
| SaintMatthew | $25.00 | $25.00 | 12/22/2009 5:27:22 PM |
| rockhound84 | $25.00 | $25.00 | 12/22/2009 6:02:23 PM |
| m003026 | $25.00 | $25.00 | 12/22/2009 6:16:00 PM |
| JerryB96 | $25.00 | $25.00 | 12/22/2009 10:10:03 PM |
| AEH_Now | $25.00 | $25.00 | 12/22/2009 7:54:19 PM |
| mikrolown | $39.43 | $39.43 | 12/22/2009 8:56:20 PM |
| honorable-yield | $100.00 | $100.00 | 12/23/2009 6:47:18 AM |
| E-B | $50.00 | $50.00 | 12/23/2009 4:15:01 AM |
| silver-boots | $50.00 | $50.00 | 12/23/2009 6:06:10 AM |
| brightest-dignified-penny | $25.00 | $25.00 | 12/23/2009 7:39:19 AM |
| Winger | $100.00 | $100.00 | 12/23/2009 4:42:57 AM |
| fatboy888 | $25.00 | $25.00 | 12/23/2009 5:52:51 AM |
| revenue-sapling | $50.00 | $50.00 | 12/23/2009 6:08:56 AM |
| jcw3rd | $25.00 | $25.00 | 12/23/2009 7:40:14 AM |
| cognizant-rate732 | $100.00 | $100.00 | 12/23/2009 8:27:03 AM |
| redrose1518 | $40.00 | $40.00 | 12/23/2009 9:03:58 AM |
| Book-Mark | $25.00 | $25.00 | 12/23/2009 9:44:17 AM |
| principal-star | $25.00 | $25.00 | 12/23/2009 10:02:07 AM |
| Lender_1972 | $50.00 | $50.00 | 12/23/2009 10:07:09 AM |
| tidy-peace | $108.77 | $108.77 | 12/23/2009 10:40:59 AM |
| enthusiastic-balance5 | $161.57 | $161.57 | 12/23/2009 10:42:49 AM |
| MissGPie | $50.00 | $50.00 | 12/23/2009 11:14:35 AM |
| seahorse2008 | $25.00 | $25.00 | 12/23/2009 11:25:03 AM |
| RecoveryLender | $25.00 | $25.00 | 12/23/2009 10:45:44 AM |
| TigerForce | $25.00 | $25.00 | 12/23/2009 11:10:13 AM |
| nalaari | $55.98 | $55.98 | 12/23/2009 11:56:56 AM |
| enthusiastic-balance5 | $48.01 | $48.01 | 12/23/2009 12:54:11 PM |
| enthusiastic-balance5 | $161.57 | $161.57 | 12/23/2009 10:42:27 AM |
| JGuide | $55.00 | $55.00 | 12/23/2009 1:55:15 PM |
| wild-orange | $25.00 | $25.00 | 12/23/2009 11:52:42 AM |
| patriot384 | $200.00 | $200.00 | 12/23/2009 12:31:13 PM |
| squarebob | $25.00 | $25.00 | 12/23/2009 1:21:27 PM |
| manny00 | $82.08 | $82.08 | 12/23/2009 3:59:30 PM |
| leverage-monger | $50.00 | $50.00 | 12/23/2009 4:05:06 PM |
| SpotLending | $50.00 | $50.00 | 12/23/2009 3:51:19 PM |
| Bob450 | $50.00 | $50.00 | 12/23/2009 3:53:14 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
438693
This series of Notes was issued and sold upon the funding of the borrower loan #40171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,225.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 15.36% |
Starting monthly payment:
| $319.79 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 15.36% |
Final monthly payment:
| $319.79 |
| |
|
Auction yield range:
| 3.20% - 14.00% |
Estimated loss impact:
| 1.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.48% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 840-859 (Dec-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,831 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| AttitudePie |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Inventory for Spring Season
Purpose of loan: We are a children's clothing designer.? At the most recent market this fall, our orders from new and existing customers grew immensely.? We are also expanding into?two new markets in the United States in 2010.? The Midwest and New England.?We need this loan to help fund the?manufacturing of the clothing and for a successful expansion into these two new markets at the upcomming trade shows in January through March.
My financial situation: I am a good candidate for this loan because our company is never late on our bills.? Also, the?clothes we are manufacturing have already been ordered by?our customers and we will be paid as our customers receive their merchandise.? Since we plan for this loan to be paid off in a short period of time, before the end of the first?half 2010, we are offering a higher interest rate to make the loan more attractive to lenders.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gourd6 | $50.00 | $50.00 | 12/17/2009 4:07:15 PM |
| CIC | $25.00 | $25.00 | 12/17/2009 4:39:12 PM |
| matthewa | $25.00 | $25.00 | 12/17/2009 4:39:48 PM |
| CIC | $25.00 | $25.00 | 12/17/2009 4:39:59 PM |
| buphigam | $25.00 | $25.00 | 12/17/2009 4:42:19 PM |
| Bob450 | $50.00 | $50.00 | 12/17/2009 8:56:58 PM |
| GotRox | $50.00 | $50.00 | 12/18/2009 8:28:38 AM |
| anton | $250.00 | $250.00 | 12/18/2009 3:09:41 PM |
| GOPHERBOY | $100.00 | $100.00 | 12/19/2009 6:18:36 AM |
| ingeborg77 | $50.00 | $50.00 | 12/19/2009 3:21:52 PM |
| springpanda | $25.00 | $25.00 | 12/19/2009 10:47:57 PM |
| bold-dynamic-silver | $25.00 | $25.00 | 12/20/2009 5:48:10 PM |
| Mowine4me | $25.00 | $25.00 | 12/21/2009 12:05:15 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 1:15:11 PM |
| Bluebanker | $50.00 | $50.00 | 12/21/2009 5:24:04 PM |
| casteroil | $50.00 | $50.00 | 12/22/2009 11:44:42 AM |
| Sumach | $25.00 | $25.00 | 12/22/2009 1:07:37 PM |
| favorite-dollar | $50.00 | $50.00 | 12/22/2009 9:52:04 AM |
| orange-truth-pole | $44.42 | $44.42 | 12/22/2009 5:14:52 PM |
| CLMnCWC | $25.00 | $25.00 | 12/22/2009 8:35:10 PM |
| credit-kahuna | $200.00 | $200.00 | 12/22/2009 6:01:20 PM |
| top-radiant-funds | $100.00 | $100.00 | 12/23/2009 7:14:53 AM |
| Ven58 | $25.00 | $25.00 | 12/23/2009 7:56:07 AM |
| vutah | $25.00 | $25.00 | 12/23/2009 11:39:51 AM |
| preciouschild | $100.00 | $100.00 | 12/23/2009 5:06:31 PM |
| orange-truth-pole | $30.00 | $30.00 | 12/23/2009 2:59:18 PM |
| tender-ore | $25.00 | $25.00 | 12/23/2009 6:52:44 PM |
| integrity-doctor | $50.00 | $50.00 | 12/23/2009 7:02:34 PM |
| Tracey87 | $26.73 | $26.73 | 12/23/2009 9:50:44 PM |
| lucrative-worth | $50.00 | $50.00 | 12/23/2009 5:34:43 PM |
| wealth-pipeline | $25.00 | $25.00 | 12/24/2009 6:52:12 AM |
| durability-colonel | $50.00 | $50.00 | 12/24/2009 7:09:47 AM |
| ryan6853 | $50.00 | $50.00 | 12/24/2009 7:53:59 AM |
| Leshan | $33.33 | $33.33 | 12/24/2009 8:35:14 AM |
| heng2x | $50.00 | $50.00 | 12/24/2009 8:44:26 AM |
| Westb | $50.00 | $50.00 | 12/24/2009 9:01:05 AM |
| gelt4u | $500.00 | $500.00 | 12/24/2009 9:06:38 AM |
| 1traveler | $25.00 | $25.00 | 12/23/2009 10:51:45 PM |
| malmoswed1 | $50.00 | $50.00 | 12/24/2009 10:13:13 AM |
| bowl800 | $25.00 | $25.00 | 12/24/2009 11:17:41 AM |
| E-B | $50.00 | $50.00 | 12/24/2009 3:34:41 AM |
| kingtut999 | $25.00 | $25.00 | 12/24/2009 7:26:55 AM |
| Pod1313 | $25.66 | $25.66 | 12/24/2009 12:25:36 PM |
| Delta-Kilo-7K | $25.00 | $25.00 | 12/24/2009 1:10:53 PM |
| credit-kahuna | $100.00 | $100.00 | 12/24/2009 1:38:09 PM |
| sharp-credit | $690.37 | $690.37 | 12/24/2009 1:56:47 PM |
| Buenaventura | $50.00 | $50.00 | 12/24/2009 1:47:33 PM |
| orbital-gain | $50.00 | $50.00 | 12/24/2009 2:30:04 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/24/2009 3:18:39 PM |
| sshgfwb | $25.00 | $25.00 | 12/24/2009 10:09:49 AM |
| jcw3rd | $25.00 | $25.00 | 12/24/2009 3:13:07 PM |
| houli123 | $1,000.00 | $1,000.00 | 12/24/2009 3:13:25 PM |
| lockstock | $40.82 | $40.82 | 12/24/2009 3:50:26 PM |
| methodical-loot | $25.00 | $25.00 | 12/24/2009 3:19:11 PM |
| Engineer44 | $25.00 | $25.00 | 12/24/2009 3:58:29 PM |
| Oak-Parker | $25.00 | $25.00 | 12/24/2009 3:17:53 PM |
| waker | $30.00 | $30.00 | 12/24/2009 3:34:00 PM |
| STAN7366 | $200.00 | $200.00 | 12/24/2009 3:38:06 PM |
| squarebob | $25.00 | $25.00 | 12/24/2009 3:47:21 PM |
| sflender1099 | $25.00 | $25.00 | 12/17/2009 4:07:09 PM |
| blot44 | $25.00 | $25.00 | 12/17/2009 4:35:59 PM |
| superstar449 | $25.00 | $25.00 | 12/17/2009 5:19:03 PM |
| sshgfwb | $25.00 | $25.00 | 12/18/2009 9:59:51 AM |
| kegs | $250.00 | $156.82 | 12/18/2009 4:00:13 PM |
| hellasow | $25.00 | $25.00 | 12/18/2009 3:24:49 PM |
| asafb | $400.00 | $400.00 | 12/18/2009 3:49:30 PM |
| preventivepestcontrol | $50.00 | $50.00 | 12/19/2009 9:05:15 AM |
| psalms6612 | $50.00 | $50.00 | 12/19/2009 10:13:06 AM |
| jimbo29blue | $50.00 | $50.00 | 12/19/2009 3:16:22 PM |
| ingeborg77 | $50.00 | $50.00 | 12/19/2009 3:21:16 PM |
| kingpin1 | $50.00 | $50.00 | 12/20/2009 7:04:29 PM |
| eureka117 | $25.00 | $25.00 | 12/21/2009 9:34:25 AM |
| oath163 | $200.00 | $200.00 | 12/21/2009 9:50:00 AM |
| zoomdrm57 | $151.00 | $151.00 | 12/21/2009 10:28:21 AM |
| vivacious-p2p3 | $50.00 | $50.00 | 12/21/2009 6:35:29 PM |
| nehemiah65 | $25.00 | $25.00 | 12/21/2009 8:22:28 PM |
| senior1 | $25.00 | $25.00 | 12/21/2009 6:43:18 PM |
| otalon | $27.67 | $27.67 | 12/22/2009 7:14:56 AM |
| cosmof16 | $25.00 | $25.00 | 12/22/2009 12:59:46 PM |
| inforapenny | $25.00 | $25.00 | 12/22/2009 1:01:39 PM |
| generous-repayment | $25.00 | $25.00 | 12/22/2009 4:18:26 PM |
| vivacious-p2p3 | $50.00 | $50.00 | 12/22/2009 5:24:22 PM |
| JAB | $50.00 | $50.00 | 12/22/2009 7:18:38 PM |
| Dollars4Rent | $25.00 | $25.00 | 12/23/2009 7:42:19 AM |
| Bob450 | $50.00 | $50.00 | 12/23/2009 7:57:06 AM |
| lazyeye | $50.00 | $50.00 | 12/23/2009 7:48:57 AM |
| lemontree | $100.00 | $100.00 | 12/23/2009 8:59:53 AM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:43:06 AM |
| JerryB96 | $25.00 | $25.00 | 12/23/2009 1:03:48 PM |
| crafty | $25.00 | $25.00 | 12/23/2009 2:07:29 PM |
| charitycoon | $100.00 | $100.00 | 12/23/2009 4:10:10 PM |
| lucrative-worth | $64.97 | $64.97 | 12/23/2009 5:45:46 PM |
| jgwood | $25.00 | $25.00 | 12/23/2009 5:23:01 PM |
| lanlie | $139.12 | $139.12 | 12/23/2009 7:40:57 PM |
| blissful-penny | $80.42 | $80.42 | 12/23/2009 8:47:41 PM |
| mrmojado | $30.98 | $30.98 | 12/24/2009 6:14:49 AM |
| squarebob | $50.00 | $50.00 | 12/23/2009 6:33:20 PM |
| don'twannadance | $50.00 | $50.00 | 12/24/2009 7:11:47 AM |
| understanding-integrity4 | $48.00 | $48.00 | 12/24/2009 8:29:31 AM |
| jybank | $50.00 | $50.00 | 12/23/2009 9:04:18 PM |
| Johnab | $50.00 | $50.00 | 12/23/2009 9:41:07 PM |
| patriot384 | $250.00 | $250.00 | 12/24/2009 9:54:27 AM |
| UBOtto186 | $25.00 | $25.00 | 12/24/2009 9:17:07 AM |
| Rivermaverick | $25.00 | $25.00 | 12/24/2009 12:00:18 PM |
| mt3209 | $25.00 | $25.00 | 12/24/2009 12:06:39 PM |
| gothampark | $25.00 | $25.00 | 12/24/2009 12:59:16 PM |
| octoberfresh | $25.00 | $25.00 | 12/24/2009 7:29:35 AM |
| credit-kahuna | $200.00 | $200.00 | 12/24/2009 1:38:41 PM |
| kelador | $100.00 | $100.00 | 12/24/2009 1:47:36 PM |
| egw | $100.00 | $100.00 | 12/24/2009 1:49:00 PM |
| ethicalhumanist | $25.00 | $25.00 | 12/24/2009 1:59:42 PM |
| oldrebel | $25.00 | $25.00 | 12/24/2009 9:48:20 AM |
| wild-orange | $25.00 | $25.00 | 12/24/2009 10:04:21 AM |
| uralrider | $47.33 | $47.33 | 12/24/2009 3:26:06 PM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:44:11 AM |
| Smallbear | $50.00 | $50.00 | 12/24/2009 2:52:34 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/24/2009 3:48:00 PM |
| trekkie3po | $32.36 | $32.36 | 12/24/2009 3:50:12 PM |
| myGodisgood | $25.00 | $25.00 | 12/24/2009 3:54:16 PM |
| kelador | $100.00 | $100.00 | 12/24/2009 1:48:13 PM |
| Gold_Coin | $25.00 | $25.00 | 12/24/2009 2:00:01 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 2:43:20 PM |
| patriot384 | $200.00 | $200.00 | 12/24/2009 2:52:06 PM |
| organic-platinum | $25.00 | $25.00 | 12/24/2009 3:39:24 PM |
| JiggaJoeyS | $100.00 | $100.00 | 12/24/2009 3:47:37 PM |
| 125 bids
|
Borrower Payment Dependent Notes Series
438705
This series of Notes was issued and sold upon the funding of the borrower loan #40176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Dec-17-2009 |
| |
Auction end date:
| Dec-24-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 37.40% |
Final monthly payment:
| $135.62 |
| |
|
Auction yield range:
| 17.20% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.94% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 15
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $72,666 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 51% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 16 | | | | |
|
Screen name:
| sharp-gain |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off some bills
Purpose of loan:
This loan will be used to?
pay some bills ????
My financial situation:
I am a good candidate for this loan because?
I always pay my debt
Monthly net income: $
about 4,200 including retirement from Air Force
Monthly expenses: $
??Housing: $
775 ???
??Insurance: $
300
??Car expenses: $
350
??Utilities: $
40
??Phone, cable, internet: $
120
??Food, entertainment: $
120
??Clothing, household expenses $
??Credit cards and other loans: $
500
??Other expenses: $
none
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the balances of each of your debts, including mortgage debt. thanks - reflective-rupee
A:
mortgage-$117,000,car-17,000, credit cards-30,000
(Dec-18-2009)
Q:
How many more years to do plan to work prior to retiring? thanks - reflective-rupee
A:
20 more years
(Dec-18-2009)
Q:
Please indicate the current value of your home. Feel free to use zillow.com. thanks - reflective-rupee
A:
$147,000
(Dec-18-2009)
Q:
Why 16 inquiries in the last 6 months - bobnewt
A:
some lenders have very strict rules, so I kept trying. Have pay raise now, so this should be the last time I need help.
(Dec-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $50.00 | $50.00 | 12/17/2009 4:53:02 PM |
| TakeCare | $100.00 | $100.00 | 12/20/2009 7:41:21 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/21/2009 8:22:34 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/21/2009 8:26:53 AM |
| gold-cluster | $100.00 | $100.00 | 12/21/2009 3:46:13 PM |
| unk1911 | $25.00 | $25.00 | 12/22/2009 4:29:29 PM |
| bobnewt | $75.00 | $75.00 | 12/22/2009 2:34:54 PM |
| Happy-Man | $25.00 | $25.00 | 12/23/2009 1:00:34 PM |
| irishlaw | $40.00 | $40.00 | 12/23/2009 1:20:07 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/23/2009 5:29:31 PM |
| pietro_torna_indietro | $31.81 | $31.81 | 12/23/2009 6:58:42 PM |
| Unitas4302 | $50.00 | $50.00 | 12/23/2009 8:01:09 PM |
| The-CAPS-fan | $50.00 | $50.00 | 12/24/2009 6:45:41 AM |
| d_grbg | $25.00 | $25.00 | 12/23/2009 6:36:39 PM |
| aliasqalias | $28.00 | $28.00 | 12/24/2009 5:59:39 AM |
| Capit0l | $25.00 | $25.00 | 12/24/2009 7:41:18 AM |
| reflective-rupee | $25.00 | $25.00 | 12/24/2009 7:42:03 AM |
| ussugm | $25.00 | $25.00 | 12/23/2009 11:57:34 PM |
| antoniofl | $82.49 | $82.49 | 12/24/2009 5:33:45 AM |
| reflective-rupee | $100.00 | $100.00 | 12/24/2009 12:06:41 PM |
| jgshinn | $50.00 | $50.00 | 12/24/2009 12:34:23 PM |
| WMY-Investor | $250.00 | $250.00 | 12/24/2009 1:12:36 PM |
| himistu22 | $25.00 | $25.00 | 12/24/2009 2:18:04 PM |
| skillful-asset5 | $100.00 | $100.00 | 12/24/2009 3:02:36 PM |
| Feyenoord | $25.00 | $25.00 | 12/24/2009 10:31:53 AM |
| houli123 | $50.00 | $50.00 | 12/24/2009 3:14:46 PM |
| skillful-asset5 | $300.00 | $12.58 | 12/24/2009 11:51:04 AM |
| reflective-rupee | $25.00 | $25.00 | 12/17/2009 4:52:51 PM |
| DasMula | $100.00 | $100.00 | 12/18/2009 11:19:48 AM |
| well-mannered-income3 | $30.00 | $30.00 | 12/20/2009 6:19:20 AM |
| DenimCapital | $25.00 | $25.00 | 12/21/2009 10:21:25 AM |
| vest_vortex | $25.00 | $25.00 | 12/21/2009 4:26:30 PM |
| deepblue34 | $35.00 | $35.00 | 12/22/2009 7:57:06 PM |
| kindness-jedi | $25.00 | $25.00 | 12/23/2009 4:48:21 AM |
| gold-cluster | $200.00 | $200.00 | 12/22/2009 7:29:49 PM |
| bankbuddy55 | $25.00 | $25.00 | 12/23/2009 6:10:06 AM |
| well-mannered-income3 | $50.00 | $50.00 | 12/23/2009 3:53:56 PM |
| exciting-fairness | $200.00 | $200.00 | 12/23/2009 4:47:18 PM |
| RetirementMoney | $25.00 | $25.00 | 12/23/2009 7:28:10 PM |
| bobby51 | $25.00 | $25.00 | 12/24/2009 5:47:58 AM |
| studious-revenue7 | $33.06 | $33.06 | 12/24/2009 6:57:45 AM |
| durability-colonel | $50.00 | $50.00 | 12/24/2009 2:14:25 AM |
| squarebob | $25.00 | $25.00 | 12/23/2009 6:39:46 PM |
| affluence-cargo | $25.00 | $25.00 | 12/24/2009 6:22:35 AM |
| DonDiego | $25.00 | $25.00 | 12/23/2009 8:23:07 PM |
| reflective-rupee | $50.00 | $50.00 | 12/24/2009 7:42:23 AM |
| AF-Chief | $25.00 | $25.00 | 12/24/2009 8:51:14 AM |
| jab4590 | $25.00 | $25.00 | 12/24/2009 10:19:29 AM |
| nhrma | $25.00 | $25.00 | 12/24/2009 2:59:37 AM |
| JauaFlash | $30.06 | $30.06 | 12/24/2009 10:44:46 AM |
| cjames84 | $25.00 | $25.00 | 12/24/2009 3:50:40 AM |
| Matt_Colsia | $197.00 | $197.00 | 12/24/2009 5:09:43 AM |
| wealth-pipeline | $25.00 | $25.00 | 12/24/2009 6:32:42 AM |
| note-pursuit | $25.00 | $25.00 | 12/24/2009 7:58:18 AM |
| Bob450 | $25.00 | $25.00 | 12/24/2009 12:45:01 PM |
| DasMula | $150.00 | $150.00 | 12/24/2009 1:40:50 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
439225
This series of Notes was issued and sold upon the funding of the borrower loan #40191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 8.50% |
Starting borrower rate/APR:
| 9.50% / 9.84% |
Starting monthly payment:
| $800.82 |
|
Final lender yield:
| 8.45% |
Final borrower rate/APR:
| 9.45% / 9.79% |
Final monthly payment:
| $800.24 |
| |
|
Auction yield range:
| 3.20% - 8.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.95% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 800-819 (Dec-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 45 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $35,772 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| superb-order5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off my credit cards.
My financial situation:
I am a good candidate for this loan because I am working hard but didnot do a good job managing money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You say you did not do a good job managing your money. What have you done to change that? - Moneypenny6
A:
I cut off most of credit cards so I cannot use them.
(Dec-22-2009)
Q:
Forty five total credit lines is a lot. How'd this happen? - diligent-leverage
A:
The main reason was to get all benefits such as airline mileages or rewards points. Whenever my company's preferred airline was changed, I got new one so I could get mileages. To keep a good credit score, I did not cancel old one after I got new one because a credit score is caculated by ration of balance VS total credit line.
(Dec-22-2009)
Q:
I can't imagine a company would change its preferred airline more than a handful of times. What's the reason for the couple dozen other credit lines? - diligent-leverage
A:
First of all, I would like to let you know that my company has changed preferred airlines 4 times last 10 years.
Second, I misunderstood your previous question. I thought you were asking why I have many credit cards. But your question was regarding "Total Credit Lines". "Total credit lines" list all of my credit histroy including paid off loans such as car loans, school loans, retail store cards to show past borrowing and repaying behavior.
(Dec-23-2009)
Q:
What is your net monthly income? How many dependents are you supporting? What are your monthly expenditures? Can you itemize your balances, interest rates, and monthly payments? Thanks. - spectacle979
A:
I don't have any dependents to support (I am a single). My net monthly income is around $4,000.00 after taxes & 401, etc. My major expenditures are mortages and car loans. (total $1,200)
(Dec-26-2009)
Q:
I'm trying to get a more accurate picture of your debt to income levels. How much excess cash flow, if any, do you have to pay for this loan? - bank-examiner
A:
I hope this can answer for your question. Net income $4000 - mortgage and car loan $1200 - utilities $300 = $ 2500. Usually I paid more than $1200 for my credit per month. I am trying to save more money by getting loan with lower interest.
(Dec-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| BankofBen | $500.00 | $500.00 | 12/21/2009 4:23:00 PM |
| ljay | $25.00 | $25.00 | 12/21/2009 4:22:27 PM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:22:36 PM |
| the-commitment-idol | $25.00 | $25.00 | 12/21/2009 4:23:45 PM |
| DandBFamily | $25.00 | $25.00 | 12/21/2009 4:29:22 PM |
| lean-velocity | $25.00 | $25.00 | 12/21/2009 4:29:37 PM |
| elegant-income3 | $25.00 | $25.00 | 12/21/2009 4:29:26 PM |
| elasermd | $50.00 | $50.00 | 12/21/2009 4:30:09 PM |
| aasx1108 | $25.00 | $25.00 | 12/21/2009 4:30:19 PM |
| a-special-power | $25.00 | $25.00 | 12/21/2009 4:29:48 PM |
| Carpetkid | $50.00 | $50.00 | 12/21/2009 4:29:51 PM |
| Castellan | $25.00 | $25.00 | 12/21/2009 4:30:39 PM |
| skillful-diversification2 | $25.00 | $25.00 | 12/21/2009 4:31:00 PM |
| jbaum | $150.00 | $150.00 | 12/21/2009 4:30:54 PM |
| lucrative-worth | $25.00 | $25.00 | 12/21/2009 4:31:04 PM |
| elevated-platinum5 | $25.00 | $25.00 | 12/21/2009 4:32:46 PM |
| honorable-yield | $75.00 | $75.00 | 12/21/2009 4:28:57 PM |
| greenwell | $50.00 | $50.00 | 12/21/2009 4:29:04 PM |
| Taxman44 | $25.00 | $25.00 | 12/21/2009 4:33:20 PM |
| Pasagam | $25.00 | $25.00 | 12/21/2009 4:29:57 PM |
| Supernick | $50.00 | $50.00 | 12/21/2009 4:34:53 PM |
| Steveoo1 | $50.00 | $50.00 | 12/21/2009 4:34:03 PM |
| 18th_beachbum | $25.00 | $25.00 | 12/21/2009 4:31:28 PM |
| Ranch88 | $25.00 | $25.00 | 12/21/2009 4:31:51 PM |
| personal-lender | $25.00 | $25.00 | 12/21/2009 4:33:07 PM |
| intrepid-transaction5 | $25.00 | $25.00 | 12/21/2009 4:39:15 PM |
| teller | $60.00 | $60.00 | 12/21/2009 4:34:40 PM |
| EdgeonFl | $25.00 | $25.00 | 12/21/2009 4:39:32 PM |
| CASHGIRL | $75.00 | $75.00 | 12/21/2009 4:39:52 PM |
| dollar-spy | $25.00 | $25.00 | 12/21/2009 4:39:59 PM |
| loan-warrior | $25.00 | $25.00 | 12/21/2009 4:39:08 PM |
| neenerman | $75.00 | $75.00 | 12/21/2009 4:35:51 PM |
| responsibility-butterfly | $25.00 | $25.00 | 12/21/2009 4:40:48 PM |
| shanadip | $25.00 | $25.00 | 12/21/2009 4:39:43 PM |
| saritha | $25.00 | $25.00 | 12/21/2009 4:40:12 PM |
| AmericanCredit | $25.00 | $25.00 | 12/21/2009 4:41:34 PM |
| thedoctor | $80.00 | $80.00 | 12/21/2009 4:41:54 PM |
| figs4u2 | $80.00 | $80.00 | 12/21/2009 4:42:03 PM |
| SCOTTOL | $25.00 | $25.00 | 12/21/2009 4:41:07 PM |
| Cheburashka | $30.00 | $30.00 | 12/21/2009 4:42:18 PM |
| brightest-durability-chomper | $25.00 | $25.00 | 12/21/2009 4:41:41 PM |
| flopcat | $25.00 | $25.00 | 12/21/2009 4:42:52 PM |
| p2ploan-leaper | $50.00 | $50.00 | 12/21/2009 4:42:08 PM |
| rjleves | $25.00 | $25.00 | 12/21/2009 4:42:35 PM |
| galaxy1 | $25.00 | $25.00 | 12/21/2009 4:42:39 PM |
| gulch | $35.00 | $35.00 | 12/21/2009 4:43:31 PM |
| leodaguy | $25.00 | $25.00 | 12/21/2009 4:43:42 PM |
| GeorgiaCredit | $25.00 | $25.00 | 12/21/2009 4:39:12 PM |
| Katburg | $50.00 | $50.00 | 12/21/2009 4:43:15 PM |
| verse99 | $25.00 | $25.00 | 12/21/2009 4:39:27 PM |
| credit-force5 | $25.00 | $25.00 | 12/21/2009 4:39:38 PM |
| CorMDNY | $25.00 | $25.00 | 12/21/2009 4:39:48 PM |
| mikeandcat | $50.00 | $50.00 | 12/21/2009 4:44:16 PM |
| lifegrowth | $25.00 | $25.00 | 12/21/2009 4:40:09 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 12/21/2009 4:45:07 PM |
| sharkm | $40.00 | $40.00 | 12/21/2009 4:44:38 PM |
| SnE | $25.00 | $25.00 | 12/21/2009 4:45:22 PM |
| dinero-festivity2 | $50.00 | $50.00 | 12/21/2009 4:45:45 PM |
| payout-point | $100.00 | $100.00 | 12/21/2009 4:41:03 PM |
| useful-p2ploan | $50.00 | $50.00 | 12/21/2009 4:45:57 PM |
| invincible-marketplace | $25.00 | $25.00 | 12/21/2009 4:45:34 PM |
| spruce2 | $25.00 | $25.00 | 12/21/2009 4:41:58 PM |
| Mickeyblu | $25.00 | $25.00 | 12/21/2009 4:46:08 PM |
| GElender | $50.00 | $50.00 | 12/21/2009 4:47:43 PM |
| wormdc | $26.00 | $26.00 | 12/21/2009 4:47:54 PM |
| dedicated-diversification5 | $50.00 | $50.00 | 12/21/2009 4:46:35 PM |
| SilverRain | $25.00 | $25.00 | 12/21/2009 4:46:44 PM |
| Divot | $25.00 | $25.00 | 12/21/2009 4:46:46 PM |
| iansays1 | $25.00 | $25.00 | 12/21/2009 4:48:29 PM |
| don8ter | $60.00 | $60.00 | 12/21/2009 4:42:59 PM |
| KiwiElf | $30.00 | $30.00 | 12/21/2009 4:48:34 PM |
| inspired-contract9 | $50.00 | $50.00 | 12/21/2009 4:43:02 PM |
| syounker | $25.00 | $25.00 | 12/21/2009 4:43:07 PM |
| woodenshoes | $25.00 | $25.00 | 12/21/2009 4:47:07 PM |
| money-explorer3 | $25.00 | $25.00 | 12/21/2009 4:48:52 PM |
| discrete-asset | $25.00 | $25.00 | 12/21/2009 4:43:12 PM |
| kanakakm | $50.00 | $50.00 | 12/21/2009 4:49:29 PM |
| bigballer105 | $25.00 | $25.00 | 12/21/2009 4:47:35 PM |
| HUNTER599673 | $25.00 | $25.00 | 12/21/2009 4:49:42 PM |
| stable-nickel | $170.00 | $170.00 | 12/21/2009 4:43:36 PM |
| bds9646 | $26.00 | $26.00 | 12/21/2009 4:47:48 PM |
| Hondo | $25.00 | $25.00 | 12/21/2009 4:49:49 PM |
| johntina | $47.20 | $47.20 | 12/21/2009 4:49:51 PM |
| Ivan2007 | $50.00 | $50.00 | 12/21/2009 4:50:07 PM |
| diversification-viking | $25.00 | $25.00 | 12/21/2009 4:50:13 PM |
| jeangot | $25.00 | $25.00 | 12/21/2009 4:50:17 PM |
| sentimental-euro | $25.00 | $25.00 | 12/21/2009 4:50:26 PM |
| portfolio-zone801 | $25.00 | $25.00 | 12/21/2009 4:51:09 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 12/21/2009 4:44:21 PM |
| Aeroman32 | $25.00 | $25.00 | 12/21/2009 4:51:16 PM |
| benjamins-voyage | $25.00 | $25.00 | 12/21/2009 4:49:22 PM |
| restless-currency | $25.00 | $25.00 | 12/21/2009 4:51:34 PM |
| Marathoner | $25.00 | $25.00 | 12/21/2009 4:44:41 PM |
| Reinadog9 | $25.00 | $25.00 | 12/21/2009 4:49:27 PM |
| Cai8899 | $37.59 | $37.59 | 12/21/2009 4:51:41 PM |
| sidney102 | $25.00 | $25.00 | 12/21/2009 4:49:38 PM |
| bluesky07 | $25.00 | $25.00 | 12/21/2009 4:49:44 PM |
| cash-boots | $25.00 | $25.00 | 12/21/2009 4:44:51 PM |
| Triathlonman | $25.00 | $25.00 | 12/21/2009 4:50:00 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:44:55 PM |
| Pacioli | $25.00 | $25.00 | 12/21/2009 4:50:19 PM |
| meenan | $40.00 | $40.00 | 12/21/2009 4:50:34 PM |
| ijspence | $25.00 | $25.00 | 12/21/2009 4:45:15 PM |
| cozy-note | $68.32 | $68.32 | 12/21/2009 4:50:52 PM |
| systemlender | $25.00 | $25.00 | 12/21/2009 4:53:25 PM |
| adir1 | $25.00 | $25.00 | 12/21/2009 4:51:54 PM |
| Hexnut | $50.00 | $50.00 | 12/21/2009 4:53:44 PM |
| BlindProphet | $25.00 | $25.00 | 12/21/2009 4:51:59 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/21/2009 4:52:28 PM |
| best-decisive-peace | $25.00 | $25.00 | 12/21/2009 4:54:21 PM |
| note-tent | $50.00 | $50.00 | 12/21/2009 4:46:23 PM |
| dirkjan | $25.00 | $25.00 | 12/21/2009 4:46:39 PM |
| jsw7us | $50.00 | $50.00 | 12/21/2009 4:53:22 PM |
| MileHighKelly | $25.00 | $25.00 | 12/21/2009 4:53:37 PM |
| Speculator | $25.00 | $25.00 | 12/21/2009 4:54:06 PM |
| Oakland | $40.30 | $40.30 | 12/21/2009 4:47:16 PM |
| speyer | $25.00 | $25.00 | 12/21/2009 4:54:25 PM |
| secundus | $25.00 | $25.00 | 12/21/2009 4:54:33 PM |
| TK4 | $25.00 | $25.00 | 12/21/2009 4:55:11 PM |
| ptjg | $100.00 | $100.00 | 12/21/2009 4:47:38 PM |
| summerlander | $25.00 | $25.00 | 12/21/2009 4:47:45 PM |
| respectful-note | $25.00 | $25.00 | 12/21/2009 4:55:02 PM |
| opt1mum | $25.00 | $25.00 | 12/21/2009 4:47:52 PM |
| gethsemane4 | $25.00 | $25.00 | 12/21/2009 4:55:15 PM |
| aventurer | $25.00 | $25.00 | 12/21/2009 4:55:56 PM |
| danfrphils | $25.00 | $25.00 | 12/21/2009 4:47:59 PM |
| first-class-dime | $25.00 | $25.00 | 12/21/2009 4:48:03 PM |
| munnu | $25.00 | $25.00 | 12/21/2009 4:48:12 PM |
| serpentine | $50.00 | $50.00 | 12/21/2009 4:55:35 PM |
| get30inc | $50.00 | $50.00 | 12/21/2009 4:48:17 PM |
| larrybird | $100.00 | $100.00 | 12/21/2009 4:55:44 PM |
| the-debt-fluffy-bunny | $25.00 | $25.00 | 12/21/2009 4:48:37 PM |
| elegant-bonus | $25.00 | $25.00 | 12/21/2009 4:48:39 PM |
| BeansMan02 | $25.00 | $25.00 | 12/21/2009 4:48:50 PM |
| skiingawfs | $25.00 | $25.00 | 12/21/2009 4:56:11 PM |
| Tc11902 | $50.00 | $50.00 | 12/21/2009 4:56:27 PM |
| Plotinus | $50.00 | $50.00 | 12/21/2009 4:49:30 PM |
| gauss02 | $25.00 | $25.00 | 12/21/2009 4:49:52 PM |
| SDNLR | $25.00 | $25.00 | 12/21/2009 5:04:51 PM |
| shellback13 | $25.00 | $25.00 | 12/21/2009 4:50:15 PM |
| bsmtloan | $50.00 | $50.00 | 12/21/2009 5:05:19 PM |
| galtsgulch | $25.00 | $25.00 | 12/21/2009 5:05:35 PM |
| Duanep01 | $25.00 | $25.00 | 12/21/2009 4:50:28 PM |
| GyJAV_BNCCo | $40.00 | $40.00 | 12/21/2009 5:05:05 PM |
| gizzywump | $25.00 | $25.00 | 12/21/2009 4:50:47 PM |
| transparency-giant | $44.93 | $44.93 | 12/21/2009 5:05:25 PM |
| capital-web7 | $25.00 | $25.00 | 12/21/2009 4:50:59 PM |
| supreme-hope | $25.00 | $25.00 | 12/21/2009 4:51:02 PM |
| cozy-worth7 | $25.00 | $25.00 | 12/21/2009 4:51:14 PM |
| totoro | $25.00 | $25.00 | 12/21/2009 5:09:18 PM |
| evnagelist | $100.00 | $100.00 | 12/21/2009 4:51:48 PM |
| Jack1966 | $25.00 | $25.00 | 12/21/2009 4:51:51 PM |
| surfhoss644 | $25.00 | $25.00 | 12/21/2009 4:52:25 PM |
| the-silver-blaster | $70.01 | $70.01 | 12/21/2009 5:20:26 PM |
| five-star-note | $35.00 | $35.00 | 12/21/2009 5:32:41 PM |
| BMGlending | $25.00 | $25.00 | 12/21/2009 5:20:54 PM |
| Flatfoot | $40.40 | $40.40 | 12/21/2009 4:53:13 PM |
| justice-dna | $30.69 | $30.69 | 12/21/2009 5:32:44 PM |
| Jimfromsac | $25.00 | $25.00 | 12/21/2009 4:53:29 PM |
| 1fortheroad | $25.00 | $25.00 | 12/21/2009 5:43:03 PM |
| credit-coach118 | $40.00 | $40.00 | 12/21/2009 4:53:41 PM |
| ray1051 | $25.00 | $25.00 | 12/21/2009 4:53:46 PM |
| ebusinessagent | $25.00 | $25.00 | 12/21/2009 6:07:46 PM |
| superchicken | $25.00 | $25.00 | 12/21/2009 6:15:00 PM |
| Tradesmanlender | $25.00 | $25.00 | 12/21/2009 4:55:28 PM |
| docktah | $50.00 | $50.00 | 12/21/2009 4:56:17 PM |
| LongTail | $25.00 | $25.00 | 12/21/2009 6:58:14 PM |
| BayShell | $29.62 | $29.62 | 12/21/2009 7:12:48 PM |
| cdv | $25.00 | $25.00 | 12/21/2009 5:06:00 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/21/2009 5:07:21 PM |
| orbital-gain | $50.00 | $50.00 | 12/21/2009 5:08:12 PM |
| HunterSix | $25.00 | $25.00 | 12/21/2009 8:26:22 PM |
| Sixmil | $25.00 | $25.00 | 12/21/2009 5:08:31 PM |
| wdfraser | $25.00 | $25.00 | 12/21/2009 8:35:50 PM |
| MO_Investor | $25.00 | $25.00 | 12/21/2009 5:17:13 PM |
| morpholog | $25.00 | $25.00 | 12/21/2009 5:20:27 PM |
| People-for-people | $50.00 | $50.00 | 12/21/2009 5:33:46 PM |
| deal-mover | $25.00 | $25.00 | 12/21/2009 5:42:58 PM |
| blukestrel | $25.00 | $25.00 | 12/21/2009 10:17:52 PM |
| bigdogsafety1 | $25.00 | $25.00 | 12/21/2009 10:20:36 PM |
| QuinMccoy | $25.00 | $25.00 | 12/21/2009 10:59:45 PM |
| BenBernanke | $25.00 | $25.00 | 12/21/2009 6:31:10 PM |
| blot44 | $25.00 | $25.00 | 12/22/2009 3:38:44 AM |
| nicklds | $25.00 | $25.00 | 12/22/2009 3:46:10 AM |
| michaelndn | $25.00 | $25.00 | 12/21/2009 6:40:23 PM |
| wise-agile-investment | $25.00 | $25.00 | 12/22/2009 6:11:34 AM |
| kayakg | $25.00 | $25.00 | 12/22/2009 6:12:00 AM |
| gracej | $25.00 | $25.00 | 12/21/2009 7:05:53 PM |
| revenue-ruler6 | $25.00 | $25.00 | 12/22/2009 7:25:29 AM |
| otalon | $25.00 | $25.00 | 12/22/2009 7:17:54 AM |
| trade-doughnut5 | $25.00 | $25.00 | 12/21/2009 8:26:29 PM |
| meers2000 | $30.00 | $30.00 | 12/22/2009 9:37:13 AM |
| perlindc | $100.00 | $100.00 | 12/22/2009 9:39:19 AM |
| julijask | $25.00 | $25.00 | 12/22/2009 9:24:32 AM |
| bmcg | $25.00 | $25.00 | 12/22/2009 9:36:19 AM |
| knowledgeable-revenue | $25.00 | $25.00 | 12/22/2009 9:37:33 AM |
| neighborly-hope6 | $100.00 | $100.00 | 12/22/2009 9:55:40 AM |
| rmsyvt | $25.00 | $25.00 | 12/22/2009 9:39:16 AM |
| RusRobo | $25.00 | $25.00 | 12/22/2009 9:55:59 AM |
| lostontheedge | $25.00 | $25.00 | 12/22/2009 9:40:41 AM |
| YellowJacket | $25.00 | $25.00 | 12/22/2009 9:40:45 AM |
| gogmagog | $33.39 | $33.39 | 12/22/2009 10:24:40 AM |
| ArmstrongVentures | $25.00 | $25.00 | 12/22/2009 11:06:31 AM |
| SonomaHills | $25.00 | $25.00 | 12/22/2009 9:58:40 AM |
| pawsitive | $25.00 | $25.00 | 12/22/2009 11:07:48 AM |
| newbietony | $40.00 | $40.00 | 12/22/2009 4:50:37 AM |
| bigrpf5 | $25.00 | $25.00 | 12/22/2009 10:21:49 AM |
| gourd6 | $25.00 | $25.00 | 12/22/2009 10:22:13 AM |
| Lendomatic | $25.00 | $25.00 | 12/22/2009 10:40:13 AM |
| cesta283 | $25.00 | $25.00 | 12/22/2009 11:55:29 AM |
| Veggie_Monkey | $25.00 | $25.00 | 12/22/2009 6:35:18 AM |
| Trigirl23 | $25.00 | $25.00 | 12/22/2009 11:08:45 AM |
| Sigonio | $25.00 | $25.00 | 12/22/2009 11:09:44 AM |
| heretolendit | $25.00 | $25.00 | 12/22/2009 12:22:13 PM |
| LPSolutions | $25.00 | $25.00 | 12/22/2009 12:25:15 PM |
| Hogpilot | $25.00 | $25.00 | 12/22/2009 11:25:19 AM |
| winlender | $25.00 | $25.00 | 12/22/2009 12:39:02 PM |
| cawdrw2002 | $25.00 | $25.00 | 12/22/2009 12:39:51 PM |
| bugleusmc | $29.37 | $29.37 | 12/22/2009 11:29:36 AM |
| spin-kick | $25.00 | $25.00 | 12/22/2009 12:40:09 PM |
| bid-papyrus | $25.00 | $25.00 | 12/22/2009 12:51:39 PM |
| cash-spinner | $25.00 | $25.00 | 12/22/2009 7:25:10 AM |
| kginatl | $25.00 | $25.00 | 12/22/2009 11:38:10 AM |
| flwah | $25.00 | $25.00 | 12/22/2009 7:35:37 AM |
| appetizing-silver | $25.00 | $25.00 | 12/22/2009 11:46:56 AM |
| onlyinchicago | $25.00 | $25.00 | 12/22/2009 12:07:44 PM |
| bruin558 | $46.66 | $46.66 | 12/22/2009 12:10:27 PM |
| FlexFunding | $31.84 | $31.84 | 12/22/2009 8:41:25 AM |
| johannesfactotum | $25.00 | $25.00 | 12/22/2009 12:25:36 PM |
| Gadgetae86 | $25.00 | $25.00 | 12/22/2009 12:50:59 PM |
| peb44 | $25.00 | $25.00 | 12/22/2009 2:57:07 PM |
| bowdish1 | $50.00 | $50.00 | 12/22/2009 3:16:02 PM |
| a-versatile-power | $25.00 | $25.00 | 12/22/2009 9:36:56 AM |
| Sitgarath | $50.00 | $50.00 | 12/22/2009 9:37:06 AM |
| Caledoni | $25.00 | $25.00 | 12/22/2009 9:37:40 AM |
| AceInTheHole | $25.00 | $25.00 | 12/22/2009 2:01:14 PM |
| mathprof | $25.00 | $25.00 | 12/22/2009 9:55:39 AM |
| Mr_Marcus | $50.00 | $50.00 | 12/22/2009 9:55:57 AM |
| impartial-deal | $25.00 | $25.00 | 12/22/2009 4:07:30 PM |
| mscomeaux | $25.00 | $25.00 | 12/22/2009 11:06:47 AM |
| JeffHoll | $100.00 | $100.00 | 12/22/2009 4:24:35 PM |
| interstellar | $50.00 | $50.00 | 12/22/2009 4:26:27 PM |
| pbandjb | $25.00 | $25.00 | 12/22/2009 12:07:18 PM |
| deal_maker78 | $46.46 | $46.46 | 12/22/2009 4:45:50 PM |
| levd2000 | $25.00 | $25.00 | 12/22/2009 12:45:50 PM |
| wise-spirited-nickel | $25.00 | $25.00 | 12/22/2009 1:00:27 PM |
| DadWarbucks | $25.00 | $25.00 | 12/22/2009 4:24:49 PM |
| cerebral-return3 | $25.00 | $25.00 | 12/22/2009 4:25:45 PM |
| Scoote2912 | $25.00 | $25.00 | 12/22/2009 2:18:22 PM |
| 13nd3r | $25.00 | $25.00 | 12/22/2009 4:24:38 PM |
| kirkjerk | $25.00 | $25.00 | 12/22/2009 4:24:45 PM |
| lagnisiruk | $25.00 | $25.00 | 12/22/2009 6:45:36 PM |
| worldly-kindness8 | $25.00 | $25.00 | 12/22/2009 7:35:07 PM |
| compassion-paladin042 | $25.00 | $25.00 | 12/22/2009 9:31:27 PM |
| celkram | $38.92 | $38.92 | 12/23/2009 9:42:29 AM |
| Landselott | $25.00 | $25.00 | 12/23/2009 1:11:14 AM |
| aiski | $25.00 | $25.00 | 12/23/2009 1:18:16 AM |
| thesupplier | $25.00 | $25.00 | 12/23/2009 9:43:01 AM |
| point-zebra | $25.00 | $25.00 | 12/23/2009 9:05:34 AM |
| crazybill | $25.00 | $25.00 | 12/23/2009 9:41:24 AM |
| boogaboogabooga | $25.00 | $25.00 | 12/23/2009 9:42:02 AM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 9:42:56 AM |
| easylender | $25.00 | $25.00 | 12/23/2009 10:18:54 AM |
| Hokiemon | $75.00 | $75.00 | 12/23/2009 10:33:20 AM |
| stensonb | $25.00 | $25.00 | 12/23/2009 10:35:25 AM |
| Maccs55 | $25.00 | $25.00 | 12/23/2009 10:47:58 AM |
| rocketspocket | $25.00 | $25.00 | 12/23/2009 11:17:44 AM |
| dumbass | $25.00 | $25.00 | 12/23/2009 11:19:38 AM |
| fair_rates | $25.00 | $25.00 | 12/23/2009 10:40:15 AM |
| lendinstuff | $25.00 | $25.00 | 12/23/2009 11:17:39 AM |
| bluechip | $25.00 | $25.00 | 12/23/2009 1:16:20 PM |
| BklynLender | $25.00 | $25.00 | 12/23/2009 10:47:52 AM |
| oreyedoc | $50.00 | $50.00 | 12/23/2009 1:31:01 PM |
| Iowa65 | $31.33 | $31.33 | 12/23/2009 11:02:28 AM |
| wbahl | $25.00 | $25.00 | 12/23/2009 11:17:48 AM |
| mac415 | $25.00 | $25.00 | 12/23/2009 11:40:40 AM |
| Avala | $25.00 | $25.00 | 12/23/2009 12:04:10 PM |
| Tasmir | $25.00 | $25.00 | 12/23/2009 12:17:25 PM |
| scottr | $25.00 | $25.00 | 12/23/2009 2:31:50 PM |
| museic1 | $25.00 | $25.00 | 12/23/2009 4:18:25 PM |
| visionary-currency | $100.00 | $100.00 | 12/23/2009 4:19:47 PM |
| RICHMONDREB | $25.00 | $25.00 | 12/24/2009 7:01:34 AM |
| Dave0 | $25.00 | $25.00 | 12/24/2009 11:23:18 AM |
| chief_wo | $25.00 | $25.00 | 12/24/2009 11:07:48 AM |
| sisterkate | $25.00 | $25.00 | 12/24/2009 11:53:27 AM |
| AgTiPinisher | $25.00 | $25.00 | 12/24/2009 12:07:13 PM |
| pbo922 | $25.00 | $25.00 | 12/24/2009 12:51:17 PM |
| philipandc | $25.00 | $25.00 | 12/24/2009 1:09:39 PM |
| bikingbtb | $25.00 | $25.00 | 12/24/2009 12:37:11 PM |
| mikeleib | $25.00 | $25.00 | 12/24/2009 12:53:18 PM |
| financial-frenzy | $25.00 | $25.00 | 12/24/2009 1:41:05 PM |
| creditasaurus9 | $25.00 | $25.00 | 12/24/2009 1:45:20 PM |
| Sofar | $25.00 | $25.00 | 12/24/2009 2:07:27 PM |
| Cali123 | $25.14 | $25.14 | 12/24/2009 2:21:48 PM |
| banjot | $25.00 | $25.00 | 12/24/2009 9:35:29 AM |
| tolstoy00 | $25.00 | $25.00 | 12/24/2009 2:39:51 PM |
| bulldawg | $25.00 | $25.00 | 12/24/2009 2:06:20 PM |
| mrpowers5531 | $25.00 | $25.00 | 12/24/2009 2:06:59 PM |
| Namrok | $25.00 | $25.00 | 12/24/2009 2:53:38 PM |
| degster | $25.00 | $25.00 | 12/24/2009 3:08:56 PM |
| JagFan | $25.00 | $25.00 | 12/24/2009 11:22:03 AM |
| pipopirate | $25.00 | $25.00 | 12/24/2009 11:23:08 AM |
| synergy4all | $25.00 | $25.00 | 12/24/2009 11:52:25 AM |
| seeb | $25.00 | $25.00 | 12/24/2009 5:16:43 PM |
| aycinvestments | $25.00 | $25.00 | 12/24/2009 5:19:54 PM |
| Phillip4ever | $25.00 | $25.00 | 12/24/2009 12:38:05 PM |
| anacho4me | $25.00 | $25.00 | 12/24/2009 5:23:19 PM |
| Octavian315 | $50.00 | $50.00 | 12/24/2009 1:22:54 PM |
| Debt2Freedom | $25.00 | $25.00 | 12/24/2009 1:37:04 PM |
| BigCityLending | $25.00 | $25.00 | 12/24/2009 1:53:53 PM |
| guardlender | $25.00 | $25.00 | 12/24/2009 5:23:15 PM |
| Citizenryan | $25.00 | $25.00 | 12/24/2009 5:23:21 PM |
| reefer | $26.43 | $26.43 | 12/24/2009 2:22:56 PM |
| Phillip298 | $25.00 | $25.00 | 12/24/2009 2:51:56 PM |
| Thecozychick | $25.00 | $25.00 | 12/24/2009 2:52:27 PM |
| TrixieD | $25.00 | $25.00 | 12/24/2009 2:59:32 PM |
| Gorblum | $25.00 | $25.00 | 12/24/2009 3:30:47 PM |
| StrongMoney | $25.00 | $25.00 | 12/24/2009 9:16:36 PM |
| all_of_that_one | $25.00 | $25.00 | 12/25/2009 2:04:58 PM |
| scottburger | $87.72 | $87.72 | 12/25/2009 10:45:02 AM |
| balance-force | $25.00 | $25.00 | 12/25/2009 10:56:49 AM |
| brocilybeef | $25.00 | $25.00 | 12/24/2009 7:06:41 PM |
| Avid_Skier | $25.00 | $25.00 | 12/25/2009 2:22:39 PM |
| social-comet224 | $25.00 | $25.00 | 12/24/2009 7:21:55 PM |
| KeepOnRunning | $30.56 | $30.56 | 12/24/2009 11:22:25 PM |
| TheReaderRabbit | $25.00 | $25.00 | 12/25/2009 2:21:46 PM |
| MikeB918 | $25.00 | $25.00 | 12/25/2009 2:22:40 PM |
| gamma | $25.00 | $25.00 | 12/25/2009 12:22:44 AM |
| director877 | $25.00 | $25.00 | 12/25/2009 4:50:13 PM |
| NELNET | $41.82 | $41.82 | 12/25/2009 8:30:01 PM |
| serene_sale | $50.00 | $50.00 | 12/26/2009 11:15:59 AM |
| lending_pugs | $25.00 | $25.00 | 12/26/2009 1:10:37 PM |
| gothampark | $25.00 | $25.00 | 12/26/2009 1:12:11 PM |
| yogi1975 | $25.00 | $25.00 | 12/26/2009 10:01:35 AM |
| cingular | $25.00 | $25.00 | 12/25/2009 4:35:44 PM |
| salala | $25.00 | $25.00 | 12/26/2009 10:56:52 AM |
| flexiboy35 | $25.00 | $25.00 | 12/25/2009 9:37:30 PM |
| impasse1 | $25.00 | $25.00 | 12/26/2009 6:50:35 AM |
| Robert99 | $25.00 | $25.00 | 12/27/2009 12:03:16 PM |
| wealth-cloud | $25.00 | $25.00 | 12/27/2009 3:02:23 PM |
| blue-receptive-affluence | $25.00 | $25.00 | 12/27/2009 3:56:43 PM |
| Nanab5 | $50.00 | $50.00 | 12/26/2009 6:26:24 PM |
| skillful-finance | $25.00 | $25.00 | 12/26/2009 8:59:53 PM |
| Victor-E-Lane | $25.00 | $25.00 | 12/26/2009 10:30:14 PM |
| JackinGreen | $100.00 | $100.00 | 12/27/2009 3:43:44 AM |
| ONECENTATATIME | $25.00 | $25.00 | 12/27/2009 4:20:17 AM |
| ven | $25.00 | $25.00 | 12/27/2009 3:38:54 PM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:54:19 PM |
| gsp1885 | $27.89 | $27.89 | 12/27/2009 9:19:33 PM |
| aldenrains | $25.00 | $25.00 | 12/27/2009 7:55:05 PM |
| Artist_Blue | $25.00 | $25.00 | 12/27/2009 10:32:20 AM |
| ojibwa | $25.00 | $25.00 | 12/28/2009 7:02:07 AM |
| JackinGreen | $50.00 | $50.00 | 12/28/2009 6:20:29 AM |
| STLRacer | $25.00 | $25.00 | 12/28/2009 7:50:42 AM |
| bank-examiner | $25.00 | $25.00 | 12/27/2009 8:26:44 PM |
| a-resplendent-commitment | $25.00 | $25.00 | 12/28/2009 6:09:50 AM |
| LittleTiny | $25.00 | $25.00 | 12/28/2009 7:46:42 AM |
| stikman | $25.00 | $25.00 | 12/28/2009 11:07:18 AM |
| pi31415 | $25.00 | $25.00 | 12/28/2009 11:09:37 AM |
| HibbyD | $35.00 | $35.00 | 12/28/2009 11:10:04 AM |
| faldska | $25.00 | $25.00 | 12/28/2009 11:12:53 AM |
| nerdbomber | $25.00 | $25.00 | 12/28/2009 11:15:03 AM |
| jybank | $50.00 | $50.00 | 12/28/2009 10:57:06 AM |
| help_each_other | $25.00 | $25.00 | 12/28/2009 11:27:22 AM |
| LKN2RTR | $25.00 | $25.00 | 12/28/2009 11:35:43 AM |
| cny_loans | $25.00 | $25.00 | 12/28/2009 11:11:31 AM |
| pwkpwk | $25.00 | $25.00 | 12/28/2009 12:14:35 PM |
| bobby4u3 | $25.00 | $25.00 | 12/28/2009 12:37:37 PM |
| All_Wins | $25.00 | $25.00 | 12/28/2009 12:45:08 PM |
| forthright-trade | $25.00 | $25.00 | 12/28/2009 11:18:04 AM |
| skidoo99 | $25.00 | $25.00 | 12/28/2009 11:27:14 AM |
| Yankeeeagle | $28.27 | $28.27 | 12/28/2009 11:35:33 AM |
| nofreelunch | $25.00 | $25.00 | 12/28/2009 11:35:47 AM |
| comtnlover | $25.00 | $25.00 | 12/28/2009 11:22:54 AM |
| redmonkey | $25.00 | $25.00 | 12/28/2009 11:27:19 AM |
| Cluvnupe06 | $25.00 | $25.00 | 12/28/2009 11:50:47 AM |
| csarradio | $25.00 | $25.00 | 12/28/2009 11:35:13 AM |
| pseudokris | $25.00 | $25.00 | 12/28/2009 11:35:50 AM |
| RLC | $50.00 | $50.00 | 12/28/2009 12:07:10 PM |
| GRI | $27.77 | $27.77 | 12/28/2009 11:50:51 AM |
| hayhelp | $25.00 | $25.00 | 12/28/2009 12:22:03 PM |
| dynamic-fairness | $25.00 | $25.00 | 12/28/2009 12:14:43 PM |
| skistud66 | $25.00 | $25.00 | 12/28/2009 12:37:40 PM |
| one2sojourn | $26.85 | $26.85 | 12/28/2009 12:37:47 PM |
| yertle9 | $25.00 | $25.00 | 12/28/2009 12:36:42 PM |
| brightest-economy-tsunami | $29.00 | $29.00 | 12/28/2009 1:27:56 PM |
| exciting-fairness | $200.00 | $200.00 | 12/28/2009 3:41:19 PM |
| kenji4861 | $25.00 | $25.00 | 12/21/2009 4:24:02 PM |
| bonus-turbine1 | $25.00 | $25.00 | 12/21/2009 4:24:47 PM |
| the-bright-velocity | $50.00 | $50.00 | 12/21/2009 4:26:36 PM |
| freesia54 | $25.00 | $25.00 | 12/21/2009 4:29:13 PM |
| kvandivo | $25.00 | $25.00 | 12/21/2009 4:29:31 PM |
| Picopie | $50.00 | $50.00 | 12/21/2009 4:29:08 PM |
| skvat | $25.00 | $25.00 | 12/21/2009 4:30:03 PM |
| Musicman1950 | $25.00 | $25.00 | 12/21/2009 4:29:43 PM |
| dedicated-velocity3 | $25.00 | $25.00 | 12/21/2009 4:30:24 PM |
| mla | $25.00 | $25.00 | 12/21/2009 4:30:52 PM |
| trochees | $25.00 | $25.00 | 12/21/2009 4:31:24 PM |
| TigerForce | $25.00 | $25.00 | 12/21/2009 4:31:44 PM |
| first-upright-payout | $50.00 | $50.00 | 12/21/2009 4:33:43 PM |
| credit-investor5 | $100.00 | $100.00 | 12/21/2009 4:32:51 PM |
| Kerrysbay | $25.00 | $25.00 | 12/21/2009 4:33:56 PM |
| skuba | $50.00 | $50.00 | 12/21/2009 4:34:46 PM |
| TriSail | $25.00 | $25.00 | 12/21/2009 4:30:15 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 12/21/2009 4:34:12 PM |
| Havana21 | $25.00 | $25.00 | 12/21/2009 4:34:20 PM |
| fcukciti | $25.00 | $25.00 | 12/21/2009 4:30:32 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 12/21/2009 4:34:25 PM |
| diplomatic-point4 | $50.00 | $50.00 | 12/21/2009 4:30:45 PM |
| best-deal-banker | $50.00 | $50.00 | 12/21/2009 4:34:49 PM |
| gold-commander0 | $50.00 | $50.00 | 12/21/2009 4:35:02 PM |
| burgeoning-silver | $25.00 | $25.00 | 12/21/2009 4:35:07 PM |
| lloyd_s | $25.00 | $25.00 | 12/21/2009 4:32:59 PM |
| mlkhamilton | $25.00 | $25.00 | 12/21/2009 4:38:34 PM |
| andyb9 | $25.00 | $25.00 | 12/21/2009 4:38:56 PM |
| the-money-gargantuan | $25.00 | $25.00 | 12/21/2009 4:34:30 PM |
| DonaldColorado | $25.00 | $25.00 | 12/21/2009 4:34:37 PM |
| roccofox | $50.00 | $50.00 | 12/21/2009 4:38:41 PM |
| trade-pumpkin | $35.00 | $35.00 | 12/21/2009 4:34:57 PM |
| antlr | $25.00 | $25.00 | 12/21/2009 4:38:52 PM |
| junctionking | $25.00 | $25.00 | 12/21/2009 4:39:00 PM |
| first-pragmatic-note | $25.00 | $25.00 | 12/21/2009 4:39:04 PM |
| superstar449 | $25.00 | $25.00 | 12/21/2009 4:40:45 PM |
| TakeCare | $100.00 | $100.00 | 12/21/2009 4:39:24 PM |
| foxy-vigilance | $25.00 | $25.00 | 12/21/2009 4:40:56 PM |
| highcountry1 | $25.00 | $25.00 | 12/21/2009 4:42:27 PM |
| bchen78875 | $50.00 | $50.00 | 12/21/2009 4:42:48 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:43:21 PM |
| thestartuplender | $35.00 | $35.00 | 12/21/2009 4:38:28 PM |
| buckyhead2000 | $25.00 | $25.00 | 12/21/2009 4:38:47 PM |
| Kaj | $30.00 | $30.00 | 12/21/2009 4:44:23 PM |
| the_winning_ticket | $35.00 | $35.00 | 12/21/2009 4:43:45 PM |
| Attract | $25.00 | $25.00 | 12/21/2009 4:43:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 12/21/2009 4:43:59 PM |
| integrity-doctor | $50.00 | $50.00 | 12/21/2009 4:44:04 PM |
| kulender | $25.00 | $25.00 | 12/21/2009 4:44:59 PM |
| forthright-social | $25.00 | $25.00 | 12/21/2009 4:44:27 PM |
| Tom579 | $25.00 | $25.00 | 12/21/2009 4:44:30 PM |
| buukyak | $25.00 | $25.00 | 12/21/2009 4:45:13 PM |
| ryreesado | $25.00 | $25.00 | 12/21/2009 4:45:18 PM |
| aspen5 | $25.00 | $25.00 | 12/21/2009 4:45:55 PM |
| toblerone | $25.00 | $25.00 | 12/21/2009 4:45:26 PM |
| auction-elvis | $25.00 | $25.00 | 12/21/2009 4:41:20 PM |
| Jassi | $25.00 | $25.00 | 12/21/2009 4:45:32 PM |
| DukSerduk | $25.00 | $25.00 | 12/21/2009 4:41:30 PM |
| alpinaut | $25.00 | $25.00 | 12/21/2009 4:45:48 PM |
| wise-silver-wonder | $25.00 | $25.00 | 12/21/2009 4:46:16 PM |
| miked8303 | $25.00 | $25.00 | 12/21/2009 4:47:47 PM |
| Tai | $25.00 | $25.00 | 12/21/2009 4:46:30 PM |
| spreadgoodwill | $25.00 | $25.00 | 12/21/2009 4:48:14 PM |
| MarinLoans | $50.00 | $50.00 | 12/21/2009 4:48:48 PM |
| dbzen | $50.00 | $50.00 | 12/21/2009 4:43:19 PM |
| NR | $25.00 | $25.00 | 12/21/2009 4:47:32 PM |
| Bank42 | $50.00 | $50.00 | 12/21/2009 4:49:36 PM |
| open-minded-credit4 | $25.00 | $25.00 | 12/21/2009 4:43:26 PM |
| rakstar | $31.01 | $31.01 | 12/21/2009 4:49:41 PM |
| sjlender | $25.00 | $25.00 | 12/21/2009 4:49:45 PM |
| fair-funds | $25.00 | $25.00 | 12/21/2009 4:47:56 PM |
| TheBiggTree | $25.00 | $25.00 | 12/21/2009 4:49:50 PM |
| otter | $25.00 | $25.00 | 12/21/2009 4:49:56 PM |
| AndersenWatcher | $25.00 | $25.00 | 12/21/2009 4:48:07 PM |
| E_G | $50.00 | $50.00 | 12/21/2009 4:43:49 PM |
| Frugal | $25.00 | $25.00 | 12/21/2009 4:48:15 PM |
| slobberjob | $25.00 | $25.00 | 12/21/2009 4:50:09 PM |
| lendacity | $25.00 | $25.00 | 12/21/2009 4:48:26 PM |
| USMC0311 | $25.00 | $25.00 | 12/21/2009 4:50:14 PM |
| Buffer10 | $200.00 | $200.00 | 12/21/2009 4:48:40 PM |
| astute-dollar | $100.00 | $100.00 | 12/21/2009 4:48:46 PM |
| bold-yield-rumbler | $25.00 | $25.00 | 12/21/2009 4:50:39 PM |
| magical-greenback | $55.00 | $55.00 | 12/21/2009 4:44:12 PM |
| harnobuff | $25.00 | $25.00 | 12/21/2009 4:48:56 PM |
| a-responsible-return | $25.00 | $25.00 | 12/21/2009 4:49:01 PM |
| proteinart | $25.00 | $25.00 | 12/21/2009 4:51:12 PM |
| community-pipeline8 | $50.00 | $50.00 | 12/21/2009 4:44:35 PM |
| JohnGalt94 | $25.00 | $25.00 | 12/21/2009 4:51:32 PM |
| JGB | $25.00 | $25.00 | 12/21/2009 4:49:31 PM |
| AF-Chief | $35.00 | $35.00 | 12/21/2009 4:44:44 PM |
| two_old_gals | $25.00 | $25.00 | 12/21/2009 4:49:34 PM |
| shamrocker | $25.00 | $25.00 | 12/21/2009 4:44:47 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 12/21/2009 4:49:47 PM |
| MAJESTIC5 | $50.00 | $50.00 | 12/21/2009 4:49:59 PM |
| yachtiegirl | $25.00 | $25.00 | 12/21/2009 4:52:23 PM |
| natmonkey | $25.00 | $25.00 | 12/21/2009 4:45:03 PM |
| zenchef | $25.00 | $25.00 | 12/21/2009 4:50:29 PM |
| PA2LA | $25.00 | $25.00 | 12/21/2009 4:50:37 PM |
| worklessmakemore | $25.00 | $25.00 | 12/21/2009 4:52:57 PM |
| urbanMisfit | $25.00 | $25.00 | 12/21/2009 4:51:10 PM |
| UT-Longhorn | $25.00 | $25.00 | 12/21/2009 4:51:28 PM |
| rulender | $50.00 | $50.00 | 12/21/2009 4:53:31 PM |
| Klearwater_Pools | $25.00 | $25.00 | 12/21/2009 4:53:38 PM |
| desertoasis | $25.00 | $25.00 | 12/21/2009 4:46:00 PM |
| djh47a | $35.00 | $35.00 | 12/21/2009 4:52:01 PM |
| respectful-integrity3 | $25.00 | $25.00 | 12/21/2009 4:46:12 PM |
| goofy15975 | $25.00 | $25.00 | 12/21/2009 4:53:58 PM |
| mizount | $25.00 | $25.00 | 12/21/2009 4:54:00 PM |
| fxsrider | $25.00 | $25.00 | 12/21/2009 4:52:22 PM |
| Kame | $25.00 | $25.00 | 12/21/2009 4:46:21 PM |
| BigMoney56 | $25.00 | $25.00 | 12/21/2009 4:54:08 PM |
| angelinvestor2 | $25.00 | $25.00 | 12/21/2009 4:46:26 PM |
| chumbawumba | $25.00 | $25.00 | 12/21/2009 4:52:33 PM |
| fireboss | $25.00 | $25.00 | 12/21/2009 4:53:00 PM |
| schpere | $30.00 | $30.00 | 12/21/2009 4:54:40 PM |
| lend_to_you | $50.00 | $50.00 | 12/21/2009 4:46:42 PM |
| agwosdof | $100.00 | $100.00 | 12/21/2009 4:53:40 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 4:55:06 PM |
| Banker7371 | $25.00 | $25.00 | 12/21/2009 4:55:13 PM |
| majestic-dedication | $50.00 | $50.00 | 12/21/2009 4:55:46 PM |
| HeavyDriver03 | $25.00 | $25.00 | 12/21/2009 4:55:18 PM |
| asdf9876 | $25.00 | $25.00 | 12/21/2009 4:56:08 PM |
| grampy48 | $25.00 | $25.00 | 12/21/2009 4:48:01 PM |
| geniusj | $25.00 | $25.00 | 12/21/2009 4:56:19 PM |
| 4XKcWfGvp9kC3ELjo4pL | $25.00 | $25.00 | 12/21/2009 4:48:19 PM |
| MidLifeCrisis | $50.00 | $50.00 | 12/21/2009 4:48:21 PM |
| bonus-patriot | $25.00 | $25.00 | 12/21/2009 4:48:45 PM |
| economy-structure9 | $25.00 | $25.00 | 12/21/2009 4:49:24 PM |
| MoneyU4IA | $40.00 | $40.00 | 12/21/2009 4:49:40 PM |
| vegaslender88 | $25.00 | $25.00 | 12/21/2009 4:50:05 PM |
| TexasLender2007 | $25.00 | $25.00 | 12/21/2009 4:50:11 PM |
| spenrod | $50.00 | $50.00 | 12/21/2009 4:50:21 PM |
| unk1911 | $25.00 | $25.00 | 12/21/2009 5:05:26 PM |
| cladius67 | $25.00 | $25.00 | 12/21/2009 4:50:24 PM |
| fortytwo | $200.00 | $200.00 | 12/21/2009 4:50:33 PM |
| wdove511 | $25.00 | $25.00 | 12/21/2009 4:50:43 PM |
| paladin847 | $25.00 | $25.00 | 12/21/2009 4:50:49 PM |
| forthright-dedication | $25.00 | $25.00 | 12/21/2009 5:05:28 PM |
| nuclearmoose | $25.00 | $25.00 | 12/21/2009 4:51:06 PM |
| js60l | $25.00 | $25.00 | 12/21/2009 5:08:10 PM |
| first-restless-payout | $50.00 | $50.00 | 12/21/2009 4:51:13 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 12/21/2009 4:51:18 PM |
| noble-moola | $25.00 | $25.00 | 12/21/2009 4:51:28 PM |
| katnmouse | $25.00 | $25.00 | 12/21/2009 4:51:39 PM |
| bayareainv | $50.00 | $50.00 | 12/21/2009 5:09:31 PM |
| esabzb | $25.00 | $25.00 | 12/21/2009 4:51:52 PM |
| tsui517 | $25.00 | $25.00 | 12/21/2009 5:20:49 PM |
| SNH | $50.00 | $50.00 | 12/21/2009 4:52:04 PM |
| divedude | $25.00 | $25.00 | 12/21/2009 4:52:18 PM |
| dansarkis | $25.00 | $25.00 | 12/21/2009 5:33:01 PM |
| MTLoans | $25.00 | $25.00 | 12/21/2009 5:33:48 PM |
| CaptainBlueberry | $25.00 | $25.00 | 12/21/2009 4:52:58 PM |
| HamletTower | $25.00 | $25.00 | 12/21/2009 4:53:11 PM |
| kanpur63 | $25.00 | $25.00 | 12/21/2009 4:53:15 PM |
| microlendblvr | $50.00 | $50.00 | 12/21/2009 4:53:32 PM |
| BiggestG | $25.00 | $25.00 | 12/21/2009 5:43:37 PM |
| ClearLake | $25.00 | $25.00 | 12/21/2009 5:34:55 PM |
| zoomdrm57 | $50.00 | $50.00 | 12/21/2009 4:54:52 PM |
| djs81 | $25.00 | $25.00 | 12/21/2009 4:54:55 PM |
| LAAJ38 | $25.00 | $25.00 | 12/21/2009 6:16:20 PM |
| mid | $25.00 | $25.00 | 12/21/2009 4:56:37 PM |
| BoutYeBank | $25.84 | $25.84 | 12/21/2009 5:06:04 PM |
| nostromo | $25.00 | $25.00 | 12/21/2009 8:26:24 PM |
| Ven58 | $25.00 | $25.00 | 12/21/2009 8:30:04 PM |
| wonderful-rupee | $25.00 | $25.00 | 12/21/2009 8:40:53 PM |
| dartmouth99 | $25.00 | $25.00 | 12/21/2009 5:30:53 PM |
| BookandLaw | $25.00 | $25.00 | 12/21/2009 8:45:45 PM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 5:31:20 PM |
| Dap2005 | $25.00 | $25.00 | 12/21/2009 5:35:23 PM |
| Captain88 | $25.00 | $25.00 | 12/21/2009 10:00:39 PM |
| jd006006 | $39.87 | $39.87 | 12/21/2009 5:42:57 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/21/2009 10:32:13 PM |
| brilliant-revenue | $25.00 | $25.00 | 12/21/2009 6:06:35 PM |
| lucrative-durability | $26.82 | $26.82 | 12/21/2009 6:10:04 PM |
| smallcountry | $25.00 | $25.00 | 12/21/2009 11:08:02 PM |
| intuitive-dime5 | $25.00 | $25.00 | 12/21/2009 11:08:01 PM |
| slowpig | $50.00 | $50.00 | 12/21/2009 11:45:29 PM |
| slartibardfast | $25.00 | $25.00 | 12/21/2009 11:59:24 PM |
| Gallardo007 | $25.00 | $25.00 | 12/22/2009 1:42:49 AM |
| japper2353 | $25.00 | $25.00 | 12/22/2009 4:19:02 AM |
| credit-flower | $25.00 | $25.00 | 12/22/2009 5:41:10 AM |
| langdonx | $25.00 | $25.00 | 12/22/2009 6:27:53 AM |
| compoundinterest | $50.00 | $50.00 | 12/22/2009 6:19:36 AM |
| red-favorable-basis | $25.00 | $25.00 | 12/22/2009 7:34:05 AM |
| sas19 | $25.00 | $25.00 | 12/22/2009 8:10:33 AM |
| bright-investment | $25.00 | $25.00 | 12/22/2009 7:50:53 AM |
| emo13 | $33.32 | $33.32 | 12/21/2009 8:26:30 PM |
| LAM26 | $25.00 | $25.00 | 12/22/2009 7:58:13 AM |
| _kyle | $25.00 | $25.00 | 12/21/2009 8:40:54 PM |
| titaniumtommy | $25.00 | $25.00 | 12/22/2009 9:37:10 AM |
| StWaldo | $25.00 | $25.00 | 12/22/2009 9:37:46 AM |
| cello1 | $25.00 | $25.00 | 12/22/2009 9:37:31 AM |
| diligent-leverage | $25.00 | $25.00 | 12/22/2009 9:37:43 AM |
| vkorichkov | $35.00 | $35.00 | 12/21/2009 11:08:00 PM |
| kmwvma | $25.00 | $25.00 | 12/22/2009 9:40:42 AM |
| geekguy | $25.00 | $25.00 | 12/22/2009 10:23:43 AM |
| Doohickey415 | $25.00 | $25.00 | 12/22/2009 1:20:03 AM |
| ITGuy | $25.00 | $25.00 | 12/22/2009 1:42:52 AM |
| Railbird | $25.00 | $25.00 | 12/22/2009 9:43:17 AM |
| Mark-O-Polo | $25.00 | $25.00 | 12/22/2009 10:40:25 AM |
| pulmdoc | $25.00 | $25.00 | 12/22/2009 10:21:56 AM |
| Astounding | $25.00 | $25.00 | 12/22/2009 5:23:18 AM |
| xphile | $25.00 | $25.00 | 12/22/2009 12:07:55 PM |
| SourDoughSteve | $25.00 | $25.00 | 12/22/2009 11:09:35 AM |
| bankofkarl | $25.00 | $25.00 | 12/22/2009 12:22:11 PM |
| Invest167 | $25.00 | $25.00 | 12/22/2009 11:21:22 AM |
| monstersdad | $32.23 | $32.23 | 12/22/2009 11:23:52 AM |
| mrfixit49 | $25.00 | $25.00 | 12/22/2009 12:36:09 PM |
| Residuum | $25.00 | $25.00 | 12/22/2009 11:25:05 AM |
| BludAx | $25.00 | $25.00 | 12/22/2009 11:29:26 AM |
| d3v0t3d | $25.00 | $25.00 | 12/22/2009 11:37:14 AM |
| icefish | $33.01 | $33.01 | 12/22/2009 11:37:45 AM |
| head | $25.00 | $25.00 | 12/22/2009 11:54:09 AM |
| Red4Golf | $25.00 | $25.00 | 12/22/2009 12:07:26 PM |
| andycheb | $27.00 | $27.00 | 12/22/2009 12:23:11 PM |
| Money_Lender2 | $55.00 | $55.00 | 12/22/2009 2:39:34 PM |
| kegs | $100.00 | $100.00 | 12/22/2009 9:04:59 AM |
| seattleslug | $30.00 | $30.00 | 12/22/2009 12:39:52 PM |
| NATIVEBORN | $36.23 | $36.23 | 12/22/2009 12:53:27 PM |
| chuckyng | $25.00 | $25.00 | 12/22/2009 9:31:12 AM |
| noble-vigilance9 | $25.00 | $25.00 | 12/22/2009 9:37:42 AM |
| Sibelius2 | $25.00 | $25.00 | 12/22/2009 9:46:24 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 12/22/2009 9:54:29 AM |
| doublediamond | $25.00 | $25.00 | 12/22/2009 9:56:07 AM |
| helping-out | $25.00 | $25.00 | 12/22/2009 4:09:22 PM |
| BrianRK | $26.00 | $26.00 | 12/22/2009 10:37:24 AM |
| gdbanks | $25.00 | $25.00 | 12/22/2009 10:39:13 AM |
| zyztemboy | $25.00 | $25.00 | 12/22/2009 10:53:43 AM |
| Breken6 | $25.00 | $25.00 | 12/22/2009 11:06:50 AM |
| L-vex | $25.00 | $25.00 | 12/22/2009 11:07:37 AM |
| Futurero | $25.00 | $25.00 | 12/22/2009 11:09:37 AM |
| coloradoloanman | $25.00 | $25.00 | 12/22/2009 4:24:34 PM |
| crmoir | $25.00 | $25.00 | 12/22/2009 11:37:12 AM |
| JJS180 | $25.00 | $25.00 | 12/22/2009 11:45:36 AM |
| dpfl55 | $25.00 | $25.00 | 12/22/2009 11:55:06 AM |
| johnsails | $32.40 | $32.40 | 12/22/2009 12:07:14 PM |
| mad4wknds | $25.00 | $25.00 | 12/22/2009 12:22:30 PM |
| ProfPC | $25.00 | $25.00 | 12/22/2009 3:58:56 PM |
| independent-investment | $25.00 | $25.00 | 12/22/2009 4:45:52 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 12/22/2009 6:45:34 PM |
| acropiloterau2002 | $25.00 | $25.00 | 12/22/2009 7:35:08 PM |
| jwood3030 | $25.00 | $25.00 | 12/22/2009 5:43:58 PM |
| Syzygy | $25.00 | $25.00 | 12/22/2009 8:11:18 PM |
| jct_enterprises | $25.00 | $25.00 | 12/22/2009 9:31:42 PM |
| meux99 | $25.00 | $25.00 | 12/23/2009 1:18:19 AM |
| someone0001 | $25.00 | $25.00 | 12/22/2009 9:31:41 PM |
| circustab | $50.00 | $50.00 | 12/23/2009 7:37:02 AM |
| fotep-financial | $25.00 | $25.00 | 12/22/2009 7:59:57 PM |
| CAGE-Investments | $100.00 | $100.00 | 12/23/2009 7:31:22 AM |
| puifais | $25.00 | $25.00 | 12/23/2009 7:02:45 AM |
| hope-encourager | $25.00 | $25.00 | 12/23/2009 9:42:37 AM |
| smartie1 | $25.00 | $25.00 | 12/23/2009 11:02:41 AM |
| jbadawg1017 | $25.00 | $25.00 | 12/23/2009 11:17:00 AM |
| eddievegas415 | $25.00 | $25.00 | 12/23/2009 11:31:31 AM |
| wrchism | $27.56 | $27.56 | 12/23/2009 10:32:35 AM |
| ChicoBob | $30.36 | $30.36 | 12/23/2009 11:48:25 AM |
| zeelender | $25.00 | $25.00 | 12/23/2009 10:49:48 AM |
| Natronpee | $25.00 | $25.00 | 12/23/2009 12:03:11 PM |
| ejdirin | $25.00 | $25.00 | 12/23/2009 12:17:02 PM |
| b-rent | $25.00 | $25.00 | 12/23/2009 12:17:51 PM |
| b2006 | $25.00 | $25.00 | 12/23/2009 10:17:52 AM |
| GatorBait | $27.51 | $27.51 | 12/23/2009 11:17:41 AM |
| trucklawyer | $25.00 | $25.00 | 12/23/2009 11:32:28 AM |
| Emgolda | $25.00 | $25.00 | 12/23/2009 11:33:23 AM |
| FASTIZIO_P | $25.40 | $25.40 | 12/23/2009 11:47:41 AM |
| baci99 | $25.00 | $25.00 | 12/23/2009 12:02:27 PM |
| mizunoman | $25.00 | $25.00 | 12/23/2009 12:02:41 PM |
| ultimatepaintball | $25.00 | $25.00 | 12/23/2009 12:05:20 PM |
| interest-exec9 | $25.00 | $25.00 | 12/23/2009 12:18:29 PM |
| Gabriel02 | $25.00 | $25.00 | 12/23/2009 4:17:09 PM |
| Weaverville | $25.00 | $25.00 | 12/23/2009 4:18:26 PM |
| phillipd48 | $25.00 | $25.00 | 12/23/2009 3:45:22 PM |
| SkiNZ | $25.00 | $25.00 | 12/24/2009 1:11:12 AM |
| favorite-dollar | $25.00 | $25.00 | 12/24/2009 5:50:15 AM |
| anakinsolo | $25.00 | $25.00 | 12/24/2009 8:20:41 AM |
| lending_mom | $25.00 | $25.00 | 12/24/2009 7:51:24 AM |
| GenerousGentleMan | $50.00 | $50.00 | 12/24/2009 9:35:17 AM |
| Cleon | $25.00 | $25.00 | 12/24/2009 11:06:56 AM |
| regahj99 | $25.00 | $25.00 | 12/24/2009 11:24:15 AM |
| Zoomie | $25.00 | $25.00 | 12/24/2009 10:53:46 AM |
| panthernoelle | $25.00 | $25.00 | 12/24/2009 11:06:09 AM |
| Norcal | $41.64 | $41.64 | 12/24/2009 11:23:04 AM |
| MoJoRisin15 | $25.00 | $25.00 | 12/24/2009 12:22:08 PM |
| ADenny | $25.00 | $25.00 | 12/24/2009 7:05:30 AM |
| sajitp | $25.00 | $25.00 | 12/24/2009 12:53:22 PM |
| LAKESPRING | $50.00 | $50.00 | 12/24/2009 12:45:20 PM |
| TheColoradoDon | $25.00 | $25.00 | 12/24/2009 1:22:52 PM |
| chilichese | $25.00 | $25.00 | 12/24/2009 12:52:24 PM |
| Aleut | $25.00 | $25.00 | 12/24/2009 2:08:04 PM |
| wampum-optimization | $50.00 | $50.00 | 12/24/2009 9:35:09 AM |
| Searlzy | $25.00 | $25.00 | 12/24/2009 9:35:35 AM |
| ElChico124 | $25.00 | $25.00 | 12/24/2009 2:38:18 PM |
| Apeman00 | $25.00 | $25.00 | 12/24/2009 2:51:38 PM |
| shawndw | $26.89 | $26.89 | 12/24/2009 2:53:32 PM |
| mjm77_1 | $25.00 | $25.00 | 12/24/2009 2:22:51 PM |
| kaykarun | $50.00 | $50.00 | 12/24/2009 3:29:55 PM |
| czar3 | $25.00 | $25.00 | 12/24/2009 3:30:38 PM |
| virtualbank | $25.00 | $25.00 | 12/24/2009 2:53:36 PM |
| fireupthegrill | $25.00 | $25.00 | 12/24/2009 11:08:01 AM |
| ganoman21 | $25.00 | $25.00 | 12/24/2009 11:24:43 AM |
| albatross897 | $25.00 | $25.00 | 12/24/2009 3:22:12 PM |
| Gunny89 | $25.00 | $25.00 | 12/24/2009 11:38:20 AM |
| phoko | $25.00 | $25.00 | 12/24/2009 11:40:08 AM |
| bradwill | $26.48 | $26.48 | 12/24/2009 12:53:20 PM |
| outwish | $25.00 | $25.00 | 12/24/2009 1:37:58 PM |
| VWA_to_the_Rescue | $25.00 | $25.00 | 12/24/2009 7:31:17 PM |
| diverse2 | $28.46 | $28.46 | 12/24/2009 1:52:52 PM |
| VPRLLC | $25.00 | $25.00 | 12/24/2009 5:23:17 PM |
| trade-watcher | $25.00 | $25.00 | 12/24/2009 3:21:05 PM |
| loan-selector622 | $25.00 | $25.00 | 12/24/2009 9:46:32 PM |
| Goodlender42 | $25.00 | $25.00 | 12/25/2009 6:42:08 AM |
| Toby1montana | $39.32 | $39.32 | 12/24/2009 5:23:10 PM |
| BritDad | $25.00 | $25.00 | 12/25/2009 3:04:57 PM |
| tatsuo20001 | $25.00 | $25.00 | 12/25/2009 2:21:45 PM |
| NJNY | $25.00 | $25.00 | 12/25/2009 4:13:17 PM |
| trade-pragmatist | $25.00 | $25.00 | 12/25/2009 4:17:15 PM |
| outtahoth2o | $100.00 | $100.00 | 12/26/2009 6:34:55 AM |
| Bob450 | $50.00 | $50.00 | 12/26/2009 8:34:48 AM |
| springpanda | $25.00 | $25.00 | 12/26/2009 1:08:30 PM |
| friendly-return7 | $25.00 | $25.00 | 12/26/2009 10:44:02 AM |
| moneyman06 | $25.00 | $25.00 | 12/26/2009 1:20:09 PM |
| Boxhead | $25.00 | $25.00 | 12/25/2009 9:37:31 PM |
| payout-showcase | $30.00 | $30.00 | 12/26/2009 11:46:45 PM |
| marinade | $25.00 | $25.00 | 12/26/2009 8:26:48 PM |
| Purposeful | $50.00 | $50.00 | 12/27/2009 8:16:51 AM |
| jfd287 | $25.00 | $25.00 | 12/26/2009 10:05:36 AM |
| wowsurfer | $25.00 | $25.00 | 12/26/2009 5:40:52 PM |
| able2help | $25.00 | $25.00 | 12/26/2009 6:46:46 PM |
| spsavage | $25.00 | $25.00 | 12/27/2009 5:16:49 PM |
| noemi64 | $25.00 | $25.00 | 12/26/2009 9:16:27 PM |
| Feyenoord | $25.00 | $25.00 | 12/27/2009 5:53:57 PM |
| wonderous-power | $25.00 | $25.00 | 12/27/2009 4:58:37 AM |
| reneenurse | $54.00 | $54.00 | 12/27/2009 6:48:43 AM |
| MattLic | $25.00 | $25.00 | 12/27/2009 11:30:33 PM |
| wiselady | $25.00 | $25.00 | 12/27/2009 7:54:57 PM |
| raxbab | $75.00 | $75.00 | 12/28/2009 6:10:06 AM |
| goodoldrock | $41.01 | $41.01 | 12/28/2009 7:54:24 AM |
| calessabay | $25.00 | $25.00 | 12/28/2009 8:16:47 AM |
| rooosta | $25.00 | $25.00 | 12/27/2009 11:12:07 PM |
| cptproton | $25.00 | $25.00 | 12/28/2009 5:21:24 AM |
| soroxy | $25.00 | $25.00 | 12/28/2009 5:21:40 AM |
| microlendblvr | $200.00 | $200.00 | 12/28/2009 5:34:25 AM |
| thryn | $25.00 | $25.00 | 12/28/2009 6:10:34 AM |
| klinebarger | $25.00 | $25.00 | 12/28/2009 9:49:11 AM |
| jswanso2 | $25.00 | $25.00 | 12/28/2009 10:29:14 AM |
| calbertrand | $200.00 | $200.00 | 12/28/2009 10:58:17 AM |
| rlrcstr | $25.00 | $25.00 | 12/28/2009 11:09:33 AM |
| alex189a | $25.00 | $25.00 | 12/28/2009 11:27:20 AM |
| bert981980 | $25.00 | $25.00 | 12/28/2009 11:35:06 AM |
| wwwUniversal | $25.00 | $25.00 | 12/28/2009 11:37:15 AM |
| SavannahBear | $25.00 | $25.00 | 12/28/2009 11:08:58 AM |
| roymckenzie | $25.00 | $25.00 | 12/28/2009 11:10:58 AM |
| crenen139 | $100.00 | $100.00 | 12/28/2009 11:11:30 AM |
| friendly-market5 | $25.00 | $25.00 | 12/28/2009 11:08:44 AM |
| dollars4debts | $25.00 | $25.00 | 12/28/2009 11:09:35 AM |
| tenny321 | $25.00 | $25.00 | 12/28/2009 12:24:07 PM |
| kmprospeo | $25.00 | $25.00 | 12/28/2009 11:11:02 AM |
| nsweet | $25.00 | $25.00 | 12/28/2009 11:11:08 AM |
| dal_usa | $25.00 | $0.23 | 12/28/2009 12:45:30 PM |
| GreenBuilder247 | $25.00 | $25.00 | 12/28/2009 11:22:03 AM |
| Northsider | $25.00 | $25.00 | 12/28/2009 11:41:51 AM |
| kalex752 | $50.00 | $50.00 | 12/28/2009 11:27:16 AM |
| MediaAndMicrocode | $25.12 | $25.12 | 12/28/2009 11:35:23 AM |
| Ellisdee | $26.81 | $26.81 | 12/28/2009 11:35:39 AM |
| rosadoc | $25.00 | $25.00 | 12/28/2009 11:41:19 AM |
| gotyourgear | $25.00 | $25.00 | 12/28/2009 11:50:49 AM |
| DMark69 | $25.00 | $25.00 | 12/28/2009 12:07:04 PM |
| affluence-tycoon | $25.00 | $25.00 | 12/28/2009 12:23:03 PM |
| studious-revenue7 | $25.00 | $25.00 | 12/28/2009 1:25:47 PM |
| first-fund-empenada | $50.00 | $50.00 | 12/28/2009 3:48:11 PM |
| squarebob | $25.00 | $25.00 | 12/28/2009 3:31:48 PM |
| triumphant-bonus | $50.00 | $50.00 | 12/28/2009 3:50:12 PM |
| 759 bids
|
Borrower Payment Dependent Notes Series
439347
This series of Notes was issued and sold upon the funding of the borrower loan #40190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 14.20% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $172 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| transaction-alien |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financing for an Engagement Ring
Purpose of loan:
This loan will be used to purchase an engagement ring!? I will be receiving a significant bonus in January and in February?based on sales, but would like assistance to purchase the ring prior to my bonus so that I can propose on New Years Eve.
My financial situation:
I am a good candidate for this loan because I have already landed significant accounts for 2010 that will net me significant commission checks. I will be able to repay the loan in full by March 2010.? I have not been able to generate the savings I would have liked by this point in the year due to obligations of keeping up with student loan payments and sluggish 2009 sales (attributed to economic factors).
Monthly net income: $ Averages around $4000
Monthly expenses: $
??Housing: $ 1160
??Insurance: $ 25
??Car expenses: $0
??Utilities: $ 50
??Phone, cable, internet: $ 40?
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500 for student loans
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Explain your occupation .
What is your base salary? - Capit0l
A:
Occupation - Wholesale corporate insurance with a base salary of $35k annually.
(Dec-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| niceville80 | $25.00 | $25.00 | 12/21/2009 4:15:59 PM |
| CASHGIRL | $25.00 | $25.00 | 12/21/2009 4:16:03 PM |
| regooks | $25.00 | $25.00 | 12/21/2009 4:23:41 PM |
| sensible-order2 | $25.00 | $25.00 | 12/21/2009 4:23:51 PM |
| forthright-dedication | $25.00 | $25.00 | 12/21/2009 4:20:05 PM |
| TrustinOthers | $25.00 | $25.00 | 12/21/2009 4:51:45 PM |
| principal-kung-fu | $25.00 | $25.00 | 12/21/2009 4:55:20 PM |
| tuneman1980 | $25.00 | $25.00 | 12/21/2009 4:55:54 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 12/21/2009 4:52:30 PM |
| fund-medalist171 | $25.00 | $25.00 | 12/21/2009 5:03:25 PM |
| Bob450 | $25.00 | $25.00 | 12/23/2009 9:21:52 AM |
| larrybird | $100.00 | $100.00 | 12/24/2009 10:44:37 AM |
| FASTIZIO_P | $33.33 | $33.33 | 12/25/2009 3:22:19 AM |
| lcole32 | $25.00 | $25.00 | 12/26/2009 2:10:50 PM |
| LR_Biker | $25.00 | $25.00 | 12/26/2009 10:32:03 PM |
| CROBRUN | $25.00 | $25.00 | 12/26/2009 12:31:17 PM |
| red-ready-principal | $250.00 | $250.00 | 12/27/2009 9:25:11 PM |
| penny-surgeon | $25.00 | $25.00 | 12/27/2009 9:06:53 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/27/2009 9:00:22 PM |
| Ronnieboy888 | $25.00 | $25.00 | 12/28/2009 10:19:28 AM |
| Rob717171 | $25.00 | $25.00 | 12/21/2009 4:16:15 PM |
| WMY-Investor | $25.00 | $25.00 | 12/21/2009 4:20:15 PM |
| p2ploan-leaper | $25.00 | $25.00 | 12/21/2009 4:16:09 PM |
| kt103099 | $25.00 | $25.00 | 12/21/2009 4:23:30 PM |
| BankofBen | $25.00 | $25.00 | 12/21/2009 4:23:05 PM |
| moola-phase | $25.00 | $25.00 | 12/21/2009 4:23:23 PM |
| adama_48 | $25.00 | $25.00 | 12/21/2009 4:23:34 PM |
| note-tent | $25.00 | $25.00 | 12/21/2009 4:23:38 PM |
| helping-out | $25.00 | $25.00 | 12/21/2009 4:20:53 PM |
| loan-squadron | $30.00 | $30.00 | 12/21/2009 4:23:18 PM |
| contract-voltage | $25.00 | $25.00 | 12/21/2009 4:49:23 PM |
| Tammy102800 | $25.00 | $25.00 | 12/21/2009 4:54:36 PM |
| Mickeyblu | $25.00 | $25.00 | 12/21/2009 4:51:01 PM |
| archeanchaos | $25.00 | $25.00 | 12/21/2009 4:51:31 PM |
| Phantom99 | $25.00 | $25.00 | 12/21/2009 5:09:01 PM |
| SolarMoonshine | $25.00 | $25.00 | 12/21/2009 6:09:45 PM |
| toddhutch | $25.00 | $25.00 | 12/21/2009 4:56:21 PM |
| hard-working-loot | $25.00 | $25.00 | 12/21/2009 5:03:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 12/22/2009 9:11:26 AM |
| WalnutCreekguy | $25.00 | $25.00 | 12/21/2009 9:35:52 PM |
| STOCKBROKER1 | $25.00 | $25.00 | 12/22/2009 4:29:56 PM |
| handy-justice | $51.00 | $51.00 | 12/23/2009 9:42:23 AM |
| djh47a | $25.00 | $25.00 | 12/23/2009 6:07:02 AM |
| bonus-adventure3 | $25.00 | $25.00 | 12/23/2009 9:43:03 AM |
| kegs | $100.00 | $100.00 | 12/23/2009 10:18:26 AM |
| scottr | $25.00 | $25.00 | 12/23/2009 2:56:30 PM |
| well-mannered-income3 | $30.00 | $30.00 | 12/23/2009 4:16:22 PM |
| beakerfish | $25.00 | $25.00 | 12/24/2009 7:06:58 AM |
| Unitas4302 | $92.27 | $92.27 | 12/24/2009 2:43:43 PM |
| westend | $25.00 | $25.00 | 12/26/2009 8:51:14 PM |
| atothez | $25.00 | $25.00 | 12/25/2009 10:36:32 PM |
| inspiring-reward | $25.00 | $25.00 | 12/27/2009 6:48:57 AM |
| christinaregina | $25.00 | $25.00 | 12/27/2009 11:41:44 PM |
| reflective-rupee | $25.00 | $25.00 | 12/27/2009 7:20:48 PM |
| crjloan | $25.00 | $25.00 | 12/27/2009 9:30:58 PM |
| retired272 | $25.00 | $25.00 | 12/28/2009 9:47:08 AM |
| Jorgef741 | $25.00 | $25.00 | 12/28/2009 10:29:28 AM |
| cashhelp | $25.00 | $25.00 | 12/28/2009 11:15:04 AM |
| reflective-rupee | $1,000.00 | $583.40 | 12/28/2009 11:10:28 AM |
| jpf27 | $100.00 | $100.00 | 12/28/2009 12:05:50 PM |
| Eloise62 | $75.00 | $75.00 | 12/28/2009 12:06:28 PM |
| reflective-rupee | $100.00 | $100.00 | 12/28/2009 12:18:20 PM |
| reflective-rupee | $200.00 | $200.00 | 12/28/2009 12:18:31 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
439363
This series of Notes was issued and sold upon the funding of the borrower loan #40169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Dec-21-2009 |
| |
Auction end date:
| Dec-28-2009 |
|
|
Starting lender yield:
| 26.40% |
Starting borrower rate/APR:
| 27.40% / 31.36% |
Starting monthly payment:
| $41.04 |
|
Final lender yield:
| 26.30% |
Final borrower rate/APR:
| 27.30% / 31.26% |
Final monthly payment:
| $40.99 |
| |
|
Auction yield range:
| 11.20% - 26.40% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.65% | | |
<span class="estReturnDisclaimer">The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. </span><span class="estReturnDisclaimer">The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.</span><span class="estReturnDisclaimer"> The Estimated Return presented does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.</span>
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Dec-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| RoseAngel |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,330.00 | < mo. late:
| 0
( 0% )
| 660-679
(May-2008)
|
|
Principal balance:
| $1,795.20 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Fund supplies & licensing 4 studio
Purpose of loan:
This loan will be used to??pay for business licensing and supplies for my new art & design studio in a new city. Improvements to the (small) leased studio are necessary-- paint, safety railing, lighting, heaters, exhaust fan, etc. I will also need new signage & some advertising help.? My business collaborator will do all the labor on improvements.?
My financial situation:
I am a good candidate for this loan because? I have a high level of integrity, and I am committed to honoring my agreements.? I am confident that I will be reliable and complete in my repayment of this loan.? I know that this move will lead to greater success in my endeavors, and I am looking forward to the new opportunities that are already coming my way.? I currently have a well-paid project on board that requires the studio space for me to complete it.?
??? ?My low credit score is related to divorce & subsequent bankruptcy in 2005. I am working to gradually re-build my life and my credit score. Thank you.
Monthly net income: $1500
Monthly expenses: $ 1300
??Housing: $ 600
??Insurance: $
??Car expenses: $ 150
??Utilities: $ 30
??Phone, cable, internet: $ 70
??Food, entertainment: $ 300
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 45
??Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| credit-maestro | $30.00 | $30.00 | 12/21/2009 4:44:59 PM |
| Bob450 | $25.00 | $25.00 | 12/21/2009 4:46:41 PM |
| ghinga | $25.00 | $25.00 | 12/26/2009 12:55:53 PM |
| head | $25.00 | $25.00 | 12/28/2009 7:08:12 AM |
| wealth-pipeline | $25.00 | $25.00 | 12/28/2009 8:35:19 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:24:08 AM |
| Jorgef741 | $25.00 | $25.00 | 12/28/2009 10:30:45 AM |
| Jorgef741 | $50.00 | $50.00 | 12/28/2009 11:16:24 AM |
| taetrade | $25.00 | $25.00 | 12/28/2009 12:21:19 PM |
| wascocor | $25.00 | $25.00 | 12/28/2009 2:39:41 PM |
| crjmechanic | $25.00 | $25.00 | 12/28/2009 3:06:27 PM |
| DasMula | $100.00 | $100.00 | 12/28/2009 3:30:05 PM |
| dadalou | $25.00 | $17.78 | 12/28/2009 3:11:43 PM |
| pedestrianme | $25.00 | $25.00 | 12/21/2009 6:00:50 PM |
| grotheik | $70.00 | $70.00 | 12/22/2009 9:01:55 PM |
| circustab | $50.00 | $50.00 | 12/24/2009 7:59:56 AM |
| Beiderman | $36.78 | $36.78 | 12/27/2009 11:26:04 AM |
| Little_Tuna_College_Fund | $100.00 | $100.00 | 12/28/2009 10:23:25 AM |
| Little_Tuna_College_Fund | $50.00 | $50.00 | 12/28/2009 10:23:52 AM |
| Jorgef741 | $34.44 | $34.44 | 12/28/2009 11:20:26 AM |
| TakeCare | $100.00 | $100.00 | 12/28/2009 1:50:49 PM |
| w8291 | $25.00 | $25.00 | 12/28/2009 3:39:27 PM |
| DenimCapital | $25.00 | $25.00 | 12/28/2009 3:43:27 PM |
| just-trade0 | $36.00 | $36.00 | 12/28/2009 3:53:00 PM |
| 24 bids
|