Making room for an active toddler

Purpose of loan:
This loan will be used to improve my toddler's room.

My financial situation:
I am a good candidate for this loan because I have a great family and good paying job.? My 1 year old toddler is moving into her own room and we are going to make some improvements to it: New paint, carpet, and some furniture.? She will love it!

My listing last time did not complete as I never received the address verification postcard.?? Prosper was very friendly & resent another postcard which I just received and entered into the system.?? They told me I could reapply again now that I am fully set up.?? Since the rate of the last loan was bid down to a good rate - thought it would be smart to ask for $12K and not use credit cards at all.?? We appreciate your bids.

intuitive-finance has bid a total of $75.00 in winning bids.

Military PCS Move

Purpose of loan:We will use?this loan for two purposes related to our permanent change of station (PCS) move from Michigan to Oregon.? First,?we will use the liquidity for the actual expenses incurred with the PCS move.? Second,?due to the current real estate market we are renting our?home in Michigan?in lieu of selling.? This will require us to pay rent for two months while paying on our mortgage until our tenants can move in.??We will use this money to cover these payments during this transition.

My financial situation:I am a good candidate for this loan because as an Army Officer I?need to maintain?my credibility?as a public servant and citizen.? I also am required to submit to?periodic background investigations for my?security clearance.??I?can afford the monthly payments from this loan and will receive reimbursement for the out of pocket expenses incurred during this move.??I do have some credit issues dating back?between 2001 and 2003.? This was?due to some entrepreneurial endeavors after I left?active military service in 1999.I re-entered active duty in 2006 and have a solid track record of payments since 2003.

SnappyLoans has bid a total of $610.00 in winning bids.

"I've known this family for six years. I'm a Liuetenant Colonel and I know that the borrower must maintain a Top Secret Clearance which cannot be done with bad credit or credit defaults. I'm putting my money where my mouth is on this."

Q: how much is your mortage payment and have your tenants already signed a lease? How much will they be paying in rent ? - hardworking-treasure

A: Our current mortgage is $1272. We're renting the home for $1070. Our basic allowance for housing (BAH) will increase $300 from Michigan to Oregon. (Nov-28-2009)

Q: Being in the military, I believe that you are entitled to an interest free loan up to and including three months of base pay. Is there a reason why you are not going this path vice obtaining a prosper loan? Please respond. Thanks. - gothampark

A: I?m not using the loan for only the cost of the PCS move. We?re also using the loan since we will have two months of double payments (a mortgage in Michigan and rent in Oregon). We decided we didn?t want to dip that far into our savings, especially since we want to keep the equivalent of three months of mortgage payments on hand in case something happens to our renters. Unfortunately, the state of Michigan is not a stable housing or employment market at the time. (Nov-30-2009)

Pay off citibank

Purpose of loan:
Hi there, my income is not great, but i live well within my means.? This loan will be used to pay off a $5000 citibank loan i made last year at 21%!! ugh... what was I thinking?? i thought i could pay it off right away, it still has some balance... $2732 as of today... hoping to get a much better rate here. thanks in advance for bidding and helping me out.? I can come up with about $800, so i'm asking for $2000 hoping to get a great rate.?

Monthly net income: $ 1863

Monthly expenses: $
??Housing: $555 including utilities (elec., water, internet, cable in shared house)
??Insurance: $60 car
??Car expenses: $ 70 gas
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 144 (to be paid off) + $104 (old prosper loan) + $35 (min cc due) = $283
??Other expenses: $ 100

total exp: about $1400

Need help with car

Purpose of loan:
This loan will be used to repair our 2002 Ford Escort. We are newlyweds and don't want to incur a new car loan, but would rather make the repairs on our car. The total amount of the repairs for the struts, tie rod, brakes,?speed sensor, alignment, and new tires is $1,350. It's a fuel-efficient car, and we don't want to?lose it?if we don't have to. Please help if you can.

My financial situation:
I am a good candidate for this loan because we pay all of our loans on time, we?are both graduates of Michigan State University, and we both have?solid jobs.

Monthly net income: $ 4,250 for both of us.

Monthly expenses: $ 3,510
??Housing: $ 1330
??Insurance: $ 167
??Car expenses: $ 279
??Utilities: $?100
??Phone, cable, internet: $ 134
??Food, entertainment: $?400
??Clothing, household expenses $?100
??Credit cards and other loans: $?600
??Other expenses: $ 400

Paying off some credit cards.

Purpose of loan:
This loan will be used to? I am just wanted to simplify some debt.

My financial situation:
I am a good candidate for this loan because? I have worked in the same field for over twenty years and have been at my current address and job for four years.

Monthly net income: $ 5025

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 71
??Car expenses: $ 0
??Utilities: $ 350
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1000
??Other expenses: $

Q: Please provide details of your credit cards (bank, bal, APR, min, etc..). - FL-Lender

A: I have several credit cards that are now closed. I went into a credit counseling program almost two years ago to pay them all off. I do not mean debt settlement but credit counseling. I am paying off the entire balances that I had at the time no settlements. I just did not feel like it was right to settle the debt not pay everything I owed. I pay 1496 a month to First Financial and they pay my credit cards. Some have apr in the 20 percent range and others at 12 to 14. I pay more than min. (Nov-29-2009)

completely paying off credit card

Purpose of loan:
This loan will be used to pay off a credit card that my soon to be ex-husband charged up

My financial situation:
I am a good candidate for this loan because i will have the ability to pay it off with no problems and will finally be able to get rid of the credit card and my soon to be ex-husband

Monthly net income: $ 2680.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 65
??Car expenses: $ 390
??Utilities: $ 75
??Phone, cable, internet: $ 215
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 50

Q: I suspect that "my soon to be ex-husband" is the answer, but please explain the public record and delinquincies shown on your listing. Please answer publicly. Thanks, and good luck on your listing. - tigercat

A: Yes, unfortunetly there were delinquencies when we seperated I took on the mass amounts of credit card debt that was created, also the main reason that we are seperated. At the time I was struggeling to make payments and try to keep myself afloat. I have been able to pay off several credit cards despite the delinquecies, and I am now down to the final one searching for a way to get it paid off completely so that I can move on with my life and repair the damages that my credit endured. (Dec-03-2009)

Q: Sorry for more questions on your personal situations. But please indicate when you were seperated, when you expect your divorce to be finalized, and what are the risks of having to assume even more debt from your husband. Thanks. - exciting-fairness

A: I seperated from my husband in 2005, i know that sounds crazy but we are not yet divorced because the money that was to be used for our divorce, he got from selling one of his cars, he spent on other things. I for along time refused to pay for the divorce because of that fact, now I would like to use part of this loan to pay for the divorce. i have shut off anything with both our names, this last credit card, and have nothing else tied to him not even a vehicle. (Dec-04-2009)

To get bills caught up.

Purpose of loan: ?This loan will be used to pay off a few bills.

My financial situation:? I am a good candidate for this loan because I do everything possible to pay my bills ontime.

Monthly net income: $ 1760

Monthly expenses: $ 1039
??Housing: $?0
??Insurance: $ 139????
??Car expenses: $ 50
??Utilities: $?200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $?100
??Other expenses: $ 0

Paying high interest credit cards

Purpose of loan:
This loan will be used to pay down a few high interest credit card bills I have had piling up around the holidays. I hope to close out the high interest, low limit accounts that are nothing more than a drain on my credit score

My financial situation:
I am a professional derivatives trader with stable income and great job security. I work on the floor of the CBOE for a reputable market making firm (You may glimpse me on Bloomberg or Dr J's Option Report for the CBOE TV website!)

Monthly net income: $ 4,700 after taxes, deductions and 401k contributions. This is my base salary ($75,000), without bonus (Paid twice yearly, coming up in January. It is common for winter bonus to be greater than or equal to yearly salary.)

Monthly expenses: $ 2,925
??Housing: $ 1000
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 425
??Other expenses: $ ?

Debt Consolidation

Purpose of loan:
This loan will be used to? consolidate the?CC with cash advance?balance of 6K @ 28% APR.

My financial situation:
I am a good candidate for this loan because? I have a stable job and a business to back me up.

Thanks.

Q: Please provide your net monthly income and list of all monthly expenses. Thanks. - exciting-fairness

A: Monthly net income: $4,200 Monthly expenses Housing $1,200 Insurance $50 Car expenses (gas) $200 Utilities $15 Phone, cable, internet $200 Food, entertainment $300 Clothing, household expenses $200 Credit cards and other loans $500 Other expenses $ Total Expenses $2,665 (Nov-28-2009)

Creativity ~ Needs Cash ~ Bid on Me

Purpose of loan:
This loan will be used to? Increase sales around the holidays ~ Existing organic Lunch Business

My financial situation:
I am a good candidate for this loan because?PROSPER has me as a high risk ~ This does not fit who I am ~ I have established credit for the last 13 years in my own name after my divorce.? I have paid all my bills on time. Credit rate is low due to increase in my debt due to co signing for my adult son on a vehicle.? I was a single mom for 26 years.? I had a loan for 8500. in 1996 paid it on time and then moved to Hawaii when? my son graduated high school,? we have lived in Hawaii for ten years now.? we came here debt free and paid cash for everything.? we did not need to get involved in loans.? I established my credit lines here in 2006 and bought a new car, have paid every month on time and will have my honda paid for next year.? I have three major credit cards and do not want any more.? i have one store card and thats enough for me.? I live where you can go in nature for free and enjoy a beautiful beach and the great outdoors,so i dont spend much money on eating out and going out or to the mall. really.


Monthly net income: $ 3400 +?? ($2000 cash a month comes from my massage business that is 19 yrs in exsistance, at times i can make more if i want, always a customer around.? starting doing organic lunches as this small community i live in demanded a business like this.? I have been operating on a small cash flow and would like to grow as there is demand,? have been making my groc bill back,? which is about 800 a month plus another 1000. in profit.? this? is small kind buy and sell.? the demand is here and I need some cash flow to go to the wholesalers and get stock.

Monthly expenses: $ roughly 1800 2000
??Housing: $ 500
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Q: Hi. Would you please explain the $28 currently delinquent? Thank you - CA_Lender

A: Hello and Aloha Thank you for asking> I need some emgergency money to send to my son on the mainland. he had a serious illness and need my financial help. I went to prosper but they were not up and running just yet after their shut down. I went to a payday lender and did not realize i was on the hook for interest and minimal principal for over a three month time. I have since paid them but still wanted to stick me with extra fines and penalties. I will have this paid by end of dec. thxks (Dec-01-2009)

Q: Do you intend to pay this loan off early like your previous Prosper Loan? If so, what is the time frame you are looking to do so? Have you set up automatic withdrawal to pay this loan? - OtownLender

A: Hi t and Aloha, Yes, i will be having auto withdraw, all my bills are on auto. thank you for asking to be confident. I have 2200, in grant money to use after school cost have been satisfied. so, i plan to wipe it out early. Any advice? I found out later that I did myself more harm that G .ood, All my accounts credit cards will be paid in Jan, 2010. amount, 3000., so i am not in debt, I need cash flow to manage my food service business. Happy holidayssss (Dec-03-2009)