Sales Report:Supplement No. 88 dated Dec 01, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
433138
This series of Notes was issued and sold upon the funding of the borrower loan #39792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Nov-19-2009 |
| |
Auction end date:
| Nov-26-2009 |
|
|
Starting lender yield:
| 22.18% |
Starting borrower rate/APR:
| 23.18% / 25.46% |
Starting monthly payment:
| $77.61 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.28% |
Final monthly payment:
| $77.42 |
| |
|
Auction yield range:
| 8.29% - 22.18% |
Estimated loss impact:
| 7.52% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.48% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1975 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Nov-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| benefit-elevator |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOLIDAY MONEY
Purpose of loan:
This loan will be used to? MY LOAN WILL BE USED FOR HOLIDAY SHOPPING. I NEED IT AS SOON AS POSSIBLE, LIKE NOW.
My financial situation:
I am a good candidate for this loan because? I DO PAY MY BILLS ON TIME, AND NEED THE MONEY IMMEDIATELY. THANK YOU.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, since you are retired, how do you plan on paying this loan back? What income sources do you have and how much will you have left over each month to pay the debt service on this loan? - SweetHomeChicago
A:
I HAVE SOCIAL SECURITY RETIREMENT EACH MONTH. AFTER PAYING BILLS THE AMOUNT LEFT OVER IS $574.00.
THANK YOU
(Nov-23-2009)
Q:
Thank you for your prior response. If you have $574 left over after bills each month, I assume you are able to save money? Why not tap into savings to pay for the additional expenses? - SweetHomeChicago
A:
I SPEND EVERYTHING I MAKE MONTHLY. THIS IS WHY I WANT TO BORROW THE AMOUNT I STATED SO I HAVE A LITTLE EXTRA AROUND THE HOLIDAYS.
THANK YOU
(Nov-23-2009)
Q:
Why not use a credit card? - SeeksValue
A:
i do not use credit cards.
thank you
(Nov-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 11/20/2009 7:53:16 AM |
| cashhelp | $25.00 | $25.00 | 11/22/2009 12:07:45 PM |
| Peterman | $100.00 | $100.00 | 11/24/2009 7:00:33 PM |
| iolaire | $25.00 | $25.00 | 11/25/2009 9:09:29 AM |
| mckhbnpc | $25.00 | $25.00 | 11/25/2009 9:14:02 AM |
| tornandfrayed | $30.00 | $30.00 | 11/25/2009 3:02:03 PM |
| systematic-dough | $38.35 | $38.35 | 11/25/2009 5:07:21 PM |
| three-for-6 | $100.00 | $59.96 | 11/25/2009 9:40:58 PM |
| tearingstar | $40.00 | $40.00 | 11/25/2009 10:41:54 PM |
| jpblan11 | $70.69 | $70.69 | 11/26/2009 4:05:11 AM |
| leverage-monger | $200.00 | $200.00 | 11/26/2009 9:14:53 AM |
| SNH | $50.00 | $50.00 | 11/26/2009 7:51:36 AM |
| PotBellyPete | $75.00 | $75.00 | 11/26/2009 12:02:57 PM |
| reflective-rupee | $25.00 | $25.00 | 11/26/2009 10:33:53 AM |
| leverage-monger | $100.00 | $100.00 | 11/26/2009 12:25:01 PM |
| jybank | $25.00 | $25.00 | 11/26/2009 11:28:07 AM |
| SweetHomeChicago | $200.00 | $200.00 | 11/24/2009 6:33:59 AM |
| Brown98 | $25.00 | $25.00 | 11/24/2009 7:02:53 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 5:54:29 PM |
| balance-warrior | $25.00 | $25.00 | 11/25/2009 7:15:40 AM |
| revenue-appraiser | $40.00 | $40.00 | 11/25/2009 6:10:29 AM |
| prudent-gain7 | $25.00 | $25.00 | 11/25/2009 8:24:03 AM |
| just-trade0 | $36.00 | $36.00 | 11/25/2009 1:33:58 PM |
| prudent-gain7 | $25.00 | $25.00 | 11/25/2009 5:34:07 PM |
| kinetic-social | $25.00 | $25.00 | 11/25/2009 4:45:31 PM |
| dorypro | $25.00 | $25.00 | 11/25/2009 6:48:31 PM |
| caseattle | $25.00 | $25.00 | 11/25/2009 7:27:35 PM |
| Capital_Infusion | $25.00 | $25.00 | 11/25/2009 8:31:22 PM |
| penny-surgeon | $25.00 | $25.00 | 11/26/2009 12:09:49 AM |
| marwadi-62 | $50.00 | $50.00 | 11/26/2009 7:19:28 AM |
| TakeCare | $150.00 | $150.00 | 11/26/2009 11:15:48 AM |
| SunriseTrader1 | $60.00 | $60.00 | 11/26/2009 8:46:27 AM |
| G-Love | $200.00 | $200.00 | 11/26/2009 8:57:35 AM |
| leverage-monger | $100.00 | $100.00 | 11/26/2009 12:26:03 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
433712
This series of Notes was issued and sold upon the funding of the borrower loan #39789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-17-2009 |
| |
Auction end date:
| Nov-20-2009 |
|
|
Starting lender yield:
| 15.50% |
Starting borrower rate/APR:
| 16.50% / 18.69% |
Starting monthly payment:
| $148.70 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $138.30 |
| |
|
Auction yield range:
| 4.29% - 15.50% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Oct-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,607 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 90% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| KarmaBum77 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay-off & Cancel Cards!
Purpose of loan:
This loan will be used to consolidate higher interest?lines of credit?at a lower rate.
My financial situation: I am an excellent candidate for this loan because I have perfect credit repayment history. I carry a balance on some cards because I work in a business where I get about half my salary at the end of the year. So in the past I have used credit cards to cover interim expenses. But now after the year the credit market has had, and what my card companies have done to me, lowering limits, raising rates, changing terms, I will be canceling all these cards Jan 1st. I would like to pay off some now to lower my payments in the mean time. I realize my bank-card usage %?is high, but that is because they cut my limits in half for no?reason. Thanks for considering me and I give my word this loan will be paid in full.
Monthly net income: $ 6000 (that's without my end-of-year bonus)
I make 200,000 per year but get half of my salary at the end of the year.
Monthly expenses: $
??Housing: $ 1700
??Insurance: $?300
??Car expenses: $ 600
??Utilities: $ 200
??Phone, cable, internet: $ 270
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 125
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 11/17/2009 5:14:41 PM |
| turbospeed | $25.00 | $25.00 | 11/17/2009 5:14:39 PM |
| Syzygy | $25.00 | $25.00 | 11/17/2009 5:30:02 PM |
| note-pledge | $25.00 | $25.00 | 11/18/2009 12:35:53 PM |
| roto | $25.00 | $25.00 | 11/18/2009 12:36:10 PM |
| abuyama22 | $50.00 | $50.00 | 11/18/2009 12:36:16 PM |
| wrighco | $25.00 | $25.00 | 11/18/2009 12:36:19 PM |
| TandyJames | $50.00 | $50.00 | 11/18/2009 12:36:26 PM |
| zoomdrm57 | $100.00 | $100.00 | 11/18/2009 12:36:30 PM |
| zone8 | $100.00 | $100.00 | 11/18/2009 12:36:59 PM |
| ISLA-VISTA | $25.00 | $25.00 | 11/18/2009 12:35:24 PM |
| ben10jen | $25.00 | $25.00 | 11/18/2009 12:37:07 PM |
| tender-ore | $25.00 | $25.00 | 11/18/2009 12:36:09 PM |
| lmmlmmlmm | $25.00 | $25.00 | 11/18/2009 12:37:18 PM |
| heavy_ax | $25.00 | $25.00 | 11/18/2009 12:36:18 PM |
| AF-Chief | $35.00 | $35.00 | 11/18/2009 12:37:25 PM |
| wise-spirited-nickel | $100.00 | $100.00 | 11/18/2009 12:36:28 PM |
| highcountry1 | $25.00 | $25.00 | 11/18/2009 12:37:27 PM |
| exuberant-pound | $25.00 | $25.00 | 11/18/2009 12:37:34 PM |
| loanfairy | $25.00 | $25.00 | 11/18/2009 12:36:51 PM |
| Rupees_n_Pesos | $25.00 | $25.00 | 11/18/2009 12:37:48 PM |
| tremendous-payment | $25.00 | $25.00 | 11/18/2009 12:36:53 PM |
| spnick | $25.00 | $25.00 | 11/18/2009 12:38:01 PM |
| awwaww | $25.00 | $25.00 | 11/18/2009 12:36:56 PM |
| Lender0010 | $50.00 | $50.00 | 11/18/2009 12:38:17 PM |
| Hangamule | $25.00 | $25.00 | 11/18/2009 12:37:06 PM |
| hoopdeez | $25.00 | $25.00 | 11/18/2009 12:38:22 PM |
| MetraLynn | $25.00 | $25.00 | 11/18/2009 12:37:15 PM |
| hopeful-duty | $25.00 | $25.00 | 11/18/2009 12:38:39 PM |
| sharkm | $25.00 | $25.00 | 11/18/2009 12:37:29 PM |
| love_what_you_do | $25.00 | $25.00 | 11/18/2009 12:37:51 PM |
| tolstoy00 | $25.00 | $25.00 | 11/18/2009 12:37:56 PM |
| happy-loyalty | $25.00 | $25.00 | 11/18/2009 12:38:03 PM |
| fortress767 | $25.00 | $25.00 | 11/18/2009 12:38:10 PM |
| tsui517 | $25.00 | $25.00 | 11/18/2009 12:38:28 PM |
| consummate-p2p3 | $25.00 | $25.00 | 11/18/2009 12:38:33 PM |
| pythia | $25.00 | $25.00 | 11/18/2009 12:38:42 PM |
| alex189a | $25.00 | $25.00 | 11/18/2009 12:38:51 PM |
| Jinja | $25.00 | $25.00 | 11/18/2009 12:35:25 PM |
| BeachWalkz | $25.00 | $25.00 | 11/18/2009 12:35:57 PM |
| lamsabuy | $50.00 | $50.00 | 11/18/2009 12:36:03 PM |
| larrybird | $100.00 | $100.00 | 11/18/2009 12:36:15 PM |
| blue-liberty-gourd | $25.00 | $25.00 | 11/18/2009 12:36:25 PM |
| wise-bonus-honker | $25.00 | $25.00 | 11/18/2009 12:36:32 PM |
| Hondo | $25.00 | $25.00 | 11/18/2009 12:36:38 PM |
| Moxman125 | $25.00 | $25.00 | 11/18/2009 12:36:42 PM |
| SNH | $50.00 | $50.00 | 11/18/2009 12:36:58 PM |
| o0Sparrow0o | $25.00 | $25.00 | 11/18/2009 12:37:04 PM |
| mizon291 | $25.00 | $25.00 | 11/18/2009 12:37:08 PM |
| dinero-festivity2 | $50.00 | $50.00 | 11/18/2009 12:37:30 PM |
| creative-agreement | $25.00 | $25.00 | 11/18/2009 12:37:39 PM |
| TommyTucker | $50.00 | $50.00 | 11/18/2009 12:37:46 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/18/2009 12:37:55 PM |
| coloradocash | $25.00 | $25.00 | 11/18/2009 12:38:24 PM |
| biobulator | $25.00 | $25.00 | 11/18/2009 12:38:31 PM |
| scoobiedoo | $25.00 | $25.00 | 11/18/2009 12:38:44 PM |
| Scubadiver | $50.00 | $50.00 | 11/19/2009 6:30:36 AM |
| miket71 | $26.62 | $26.62 | 11/19/2009 2:15:26 PM |
| dn0pes | $25.00 | $25.00 | 11/19/2009 4:44:43 PM |
| innovator2 | $50.00 | $50.00 | 11/19/2009 2:05:20 PM |
| cloud8 | $25.00 | $25.00 | 11/20/2009 9:22:41 AM |
| truth-smasher | $25.00 | $25.00 | 11/19/2009 10:46:03 PM |
| Russia5M | $25.00 | $25.00 | 11/20/2009 6:07:52 AM |
| blot44 | $25.00 | $25.00 | 11/17/2009 8:33:43 PM |
| slim_pickins | $25.00 | $25.00 | 11/18/2009 12:35:55 PM |
| anton | $243.51 | $243.51 | 11/18/2009 12:36:13 PM |
| mla | $25.00 | $25.00 | 11/18/2009 12:36:17 PM |
| kchen486 | $25.00 | $25.00 | 11/18/2009 12:36:22 PM |
| lucrative-worth | $25.00 | $25.00 | 11/18/2009 12:36:29 PM |
| Steveoo1 | $25.00 | $25.00 | 11/18/2009 12:36:47 PM |
| hyperchamp | $25.00 | $25.00 | 11/18/2009 12:37:02 PM |
| head | $25.00 | $25.00 | 11/18/2009 12:36:06 PM |
| brittany | $83.46 | $83.46 | 11/18/2009 12:37:17 PM |
| pietro_torna_indietro | $25.00 | $25.00 | 11/18/2009 12:36:12 PM |
| Invest4kids | $25.00 | $25.00 | 11/18/2009 12:37:22 PM |
| mamayama | $25.00 | $25.00 | 11/18/2009 12:36:21 PM |
| xzec777 | $25.00 | $25.00 | 11/18/2009 12:37:26 PM |
| silvip | $25.00 | $25.00 | 11/18/2009 12:36:44 PM |
| desertoasis | $50.00 | $50.00 | 11/18/2009 12:37:32 PM |
| Buffer10 | $100.00 | $100.00 | 11/18/2009 12:36:49 PM |
| ChuckChedda | $25.00 | $25.00 | 11/18/2009 12:37:36 PM |
| nicklds | $25.00 | $25.00 | 11/18/2009 12:36:52 PM |
| lendme2 | $25.00 | $25.00 | 11/18/2009 12:38:00 PM |
| respectful-note | $25.00 | $25.00 | 11/18/2009 12:36:54 PM |
| cognizant-p2p | $25.00 | $25.00 | 11/18/2009 12:38:04 PM |
| kulender | $25.00 | $25.00 | 11/18/2009 12:37:01 PM |
| Poohcho | $25.00 | $25.00 | 11/18/2009 12:38:21 PM |
| DDHMoney | $25.00 | $25.00 | 11/18/2009 12:37:12 PM |
| Goat | $25.00 | $25.00 | 11/18/2009 12:38:27 PM |
| leodaguy | $25.00 | $25.00 | 11/18/2009 12:37:24 PM |
| community-pipeline | $25.00 | $25.00 | 11/18/2009 12:37:44 PM |
| sst36 | $25.00 | $10.37 | 11/18/2009 12:39:00 PM |
| Artist_Blue | $25.00 | $25.00 | 11/18/2009 12:37:53 PM |
| leverage-monger | $25.00 | $25.00 | 11/18/2009 12:37:58 PM |
| finance-motivator | $50.00 | $50.00 | 11/18/2009 12:38:05 PM |
| newbietony | $25.00 | $25.00 | 11/18/2009 12:38:32 PM |
| OaklandIuMien | $25.00 | $25.00 | 11/18/2009 12:38:35 PM |
| Speculator | $25.00 | $25.00 | 11/18/2009 12:38:47 PM |
| GeorgiaCredit | $25.00 | $25.00 | 11/18/2009 12:35:54 PM |
| vegaslender88 | $25.00 | $25.00 | 11/18/2009 12:36:00 PM |
| five-star-note | $25.00 | $25.00 | 11/18/2009 12:36:07 PM |
| kegs | $100.00 | $100.00 | 11/18/2009 12:36:24 PM |
| community-champ3 | $25.00 | $25.00 | 11/18/2009 12:36:31 PM |
| rmachi | $25.00 | $25.00 | 11/18/2009 12:36:33 PM |
| 888168 | $25.00 | $25.00 | 11/18/2009 12:36:40 PM |
| RochelleW | $50.00 | $50.00 | 11/18/2009 12:36:46 PM |
| Tauri | $25.00 | $25.00 | 11/18/2009 12:37:00 PM |
| Dahlozer | $25.00 | $25.00 | 11/18/2009 12:37:05 PM |
| lend_to_you | $50.00 | $50.00 | 11/18/2009 12:37:20 PM |
| Aimvest | $25.00 | $25.00 | 11/18/2009 12:37:38 PM |
| TNLNYC | $25.00 | $25.00 | 11/18/2009 12:37:45 PM |
| chrisb1414 | $25.00 | $25.00 | 11/18/2009 12:37:50 PM |
| red-favorable-basis | $25.00 | $25.00 | 11/18/2009 12:38:07 PM |
| davez0r | $25.00 | $25.00 | 11/18/2009 12:38:25 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/18/2009 12:38:37 PM |
| minista | $25.00 | $25.00 | 11/18/2009 12:42:15 PM |
| vutah | $25.00 | $25.00 | 11/18/2009 9:14:57 PM |
| Mojo1 | $50.00 | $50.00 | 11/18/2009 5:13:59 PM |
| longisland47m | $25.00 | $25.00 | 11/19/2009 10:30:16 AM |
| bomdel | $25.00 | $25.00 | 11/19/2009 1:46:37 AM |
| jmvingeorgia | $50.00 | $50.00 | 11/19/2009 2:17:53 PM |
| e3oM | $51.04 | $51.04 | 11/19/2009 9:32:25 PM |
| hellasow | $25.00 | $25.00 | 11/20/2009 1:50:31 AM |
| 123 bids
|
Borrower Payment Dependent Notes Series
434642
This series of Notes was issued and sold upon the funding of the borrower loan #39795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-29-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $163.55 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.29% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $38,371 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 45% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| alluring-loot |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
use with my trade in to purchase ne
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| peaceful-trade | $25.00 | $25.00 | 11/23/2009 4:03:18 PM |
| shadowflame_99 | $25.00 | $25.00 | 11/23/2009 4:01:16 PM |
| ljay | $25.00 | $25.00 | 11/23/2009 4:06:48 PM |
| Kerrysbay | $25.00 | $25.00 | 11/23/2009 4:06:59 PM |
| credit-investor5 | $100.00 | $100.00 | 11/23/2009 4:35:54 PM |
| ytjameslee | $50.00 | $50.00 | 11/23/2009 4:35:29 PM |
| gizzywump | $25.00 | $25.00 | 11/23/2009 4:38:29 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/23/2009 4:38:58 PM |
| repayment-chef | $25.00 | $25.00 | 11/23/2009 4:39:27 PM |
| Goodlender42 | $25.00 | $25.00 | 11/23/2009 4:39:37 PM |
| lloyd_s | $25.00 | $25.00 | 11/23/2009 4:40:11 PM |
| personal-lender | $25.00 | $25.00 | 11/23/2009 4:41:46 PM |
| lend_to_you | $50.00 | $50.00 | 11/23/2009 4:40:27 PM |
| sharkm | $25.00 | $25.00 | 11/23/2009 4:40:56 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/23/2009 4:41:13 PM |
| neighborly-hope6 | $100.00 | $100.00 | 11/23/2009 4:43:11 PM |
| bchen78875 | $50.00 | $50.00 | 11/23/2009 4:42:11 PM |
| kulender | $25.00 | $25.00 | 11/23/2009 4:44:41 PM |
| gethsemane4 | $25.00 | $25.00 | 11/23/2009 4:45:13 PM |
| crenen139 | $100.00 | $100.00 | 11/23/2009 4:45:21 PM |
| fair-funds | $25.00 | $25.00 | 11/23/2009 4:45:49 PM |
| SNH | $50.00 | $50.00 | 11/23/2009 4:46:14 PM |
| vegaslender88 | $25.00 | $25.00 | 11/23/2009 4:46:22 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/23/2009 4:47:24 PM |
| neenerman | $25.00 | $25.00 | 11/23/2009 4:50:10 PM |
| DonaldColorado | $25.00 | $25.00 | 11/23/2009 4:49:15 PM |
| aasx1108 | $25.00 | $25.00 | 11/23/2009 4:51:57 PM |
| dinero-festivity2 | $50.00 | $50.00 | 11/23/2009 4:52:56 PM |
| szetheli | $100.00 | $100.00 | 11/23/2009 4:55:06 PM |
| ryreesado | $25.00 | $25.00 | 11/23/2009 4:53:27 PM |
| mlkhamilton | $25.00 | $25.00 | 11/23/2009 4:56:25 PM |
| forthright-dedication | $25.00 | $25.00 | 11/23/2009 4:57:33 PM |
| StrongMoney | $25.00 | $25.00 | 11/23/2009 4:35:45 PM |
| bigballer105 | $25.00 | $25.00 | 11/23/2009 4:36:06 PM |
| Syndication | $25.00 | $25.00 | 11/23/2009 4:58:05 PM |
| proteinart | $25.00 | $25.00 | 11/23/2009 4:37:22 PM |
| NR | $25.00 | $25.00 | 11/23/2009 4:58:19 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/23/2009 4:40:45 PM |
| Attract | $25.00 | $25.00 | 11/23/2009 4:41:25 PM |
| Pasagam | $25.00 | $25.00 | 11/23/2009 5:10:32 PM |
| a-responsible-return | $25.00 | $25.00 | 11/23/2009 4:41:35 PM |
| mikeandcat | $50.00 | $50.00 | 11/23/2009 4:44:28 PM |
| trade-doughnut5 | $25.00 | $25.00 | 11/23/2009 4:44:36 PM |
| Artist_Blue | $25.00 | $25.00 | 11/23/2009 4:45:58 PM |
| Steveoo1 | $50.00 | $50.00 | 11/23/2009 4:46:08 PM |
| pleasant-basis | $25.00 | $25.00 | 11/23/2009 5:29:51 PM |
| bigdogsafety1 | $25.00 | $25.00 | 11/23/2009 5:23:11 PM |
| skvat | $25.00 | $25.00 | 11/23/2009 4:49:06 PM |
| Velocity_Lenders | $62.27 | $62.27 | 11/23/2009 5:54:47 PM |
| DadWarbucks | $25.00 | $25.00 | 11/23/2009 5:55:02 PM |
| SDNLR | $25.00 | $25.00 | 11/23/2009 4:50:41 PM |
| goodhearted-basis4 | $25.00 | $25.00 | 11/23/2009 6:59:54 PM |
| blukestrel | $25.00 | $25.00 | 11/23/2009 4:54:37 PM |
| affluence-tycoon | $25.00 | $25.00 | 11/23/2009 4:55:27 PM |
| summerlander | $25.00 | $25.00 | 11/23/2009 4:55:36 PM |
| BiggestG | $25.00 | $25.00 | 11/23/2009 4:55:41 PM |
| fireboss | $25.00 | $25.00 | 11/23/2009 4:58:26 PM |
| ayerobbie | $25.00 | $25.00 | 11/23/2009 5:05:46 PM |
| SilverRain | $25.00 | $25.00 | 11/23/2009 5:10:27 PM |
| natmonkey | $25.00 | $25.00 | 11/23/2009 5:10:35 PM |
| ADenny | $25.00 | $25.00 | 11/23/2009 5:27:14 PM |
| Railbird | $25.00 | $25.00 | 11/23/2009 5:54:49 PM |
| desertoasis | $25.00 | $25.00 | 11/23/2009 6:24:45 PM |
| cozy-note | $25.00 | $25.00 | 11/23/2009 8:29:52 PM |
| impartial-deal | $25.00 | $25.00 | 11/24/2009 12:40:17 PM |
| hellasow | $25.00 | $25.00 | 11/26/2009 12:05:51 PM |
| dmk2006 | $25.00 | $25.00 | 11/27/2009 10:23:53 AM |
| lucrative-worth | $25.00 | $25.00 | 11/23/2009 4:07:40 PM |
| Plotinus | $38.86 | $38.86 | 11/23/2009 4:01:38 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/23/2009 4:35:06 PM |
| museic1 | $25.00 | $25.00 | 11/23/2009 4:35:13 PM |
| Jassi | $25.00 | $25.00 | 11/23/2009 4:35:35 PM |
| sidney102 | $25.00 | $25.00 | 11/23/2009 4:37:00 PM |
| TakeCare | $100.00 | $100.00 | 11/23/2009 4:38:10 PM |
| hard-working-loot | $25.00 | $25.00 | 11/23/2009 4:38:41 PM |
| zoomdrm57 | $50.00 | $50.00 | 11/23/2009 4:38:52 PM |
| Banker7371 | $25.00 | $25.00 | 11/23/2009 4:39:46 PM |
| cash-boots | $30.00 | $30.00 | 11/23/2009 4:40:21 PM |
| E_G | $50.00 | $50.00 | 11/23/2009 4:41:04 PM |
| justice-dna | $35.00 | $35.00 | 11/23/2009 4:43:17 PM |
| rmachi | $25.00 | $25.00 | 11/23/2009 4:43:25 PM |
| GElender | $50.00 | $50.00 | 11/23/2009 4:43:36 PM |
| evnagelist | $50.00 | $50.00 | 11/23/2009 4:43:50 PM |
| gracej | $25.00 | $25.00 | 11/23/2009 4:42:35 PM |
| Havana21 | $50.00 | $50.00 | 11/23/2009 4:44:01 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/23/2009 4:42:49 PM |
| AF-Chief | $35.00 | $35.00 | 11/23/2009 4:44:09 PM |
| magical-greenback | $55.00 | $55.00 | 11/23/2009 4:44:16 PM |
| Klearwater_Pools | $25.00 | $25.00 | 11/23/2009 4:44:50 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 11/23/2009 4:45:28 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 11/23/2009 4:45:01 PM |
| DLock99 | $50.00 | $50.00 | 11/23/2009 4:48:24 PM |
| payout-point | $28.00 | $28.00 | 11/23/2009 4:49:00 PM |
| lendacity | $25.00 | $25.00 | 11/23/2009 4:47:13 PM |
| thestartuplender | $50.00 | $50.00 | 11/23/2009 4:47:34 PM |
| djh47a | $25.00 | $25.00 | 11/23/2009 4:50:35 PM |
| highcountry1 | $25.00 | $25.00 | 11/23/2009 4:48:31 PM |
| Gnube | $25.00 | $25.00 | 11/23/2009 4:48:53 PM |
| credit-coach118 | $50.00 | $50.00 | 11/23/2009 4:49:25 PM |
| epit | $25.00 | $25.00 | 11/23/2009 4:50:57 PM |
| _kyle | $25.00 | $25.00 | 11/23/2009 4:52:10 PM |
| djs81 | $25.00 | $25.00 | 11/23/2009 4:54:26 PM |
| teller | $60.00 | $60.00 | 11/23/2009 4:52:26 PM |
| dinero-oasis | $25.00 | $25.00 | 11/23/2009 4:52:45 PM |
| deal-kung-fu | $25.00 | $25.00 | 11/23/2009 4:54:16 PM |
| morpholog | $25.00 | $25.00 | 11/23/2009 4:56:39 PM |
| money-prophesy | $50.00 | $50.00 | 11/23/2009 4:57:46 PM |
| keke2000 | $25.00 | $25.00 | 11/23/2009 4:36:28 PM |
| miked8303 | $25.00 | $25.00 | 11/23/2009 4:38:19 PM |
| AWTT | $25.00 | $25.00 | 11/23/2009 5:10:39 PM |
| leodaguy | $25.00 | $25.00 | 11/23/2009 4:40:35 PM |
| Weaverville | $25.00 | $25.00 | 11/23/2009 4:41:59 PM |
| BlindProphet | $25.00 | $25.00 | 11/23/2009 4:42:23 PM |
| trident9 | $50.00 | $50.00 | 11/23/2009 4:43:01 PM |
| 888168 | $50.00 | $50.00 | 11/23/2009 4:43:42 PM |
| newbietony | $40.00 | $40.00 | 11/23/2009 4:43:56 PM |
| Mr_Marcus | $50.00 | $50.00 | 11/23/2009 4:44:24 PM |
| honorable-yield | $75.00 | $75.00 | 11/23/2009 4:45:36 PM |
| best-decisive-peace | $25.00 | $25.00 | 11/23/2009 4:45:43 PM |
| trade-pragmatist | $25.00 | $25.00 | 11/23/2009 4:46:33 PM |
| Keebs | $25.00 | $25.00 | 11/23/2009 5:20:41 PM |
| don8ter | $25.00 | $25.00 | 11/23/2009 5:27:05 PM |
| anacho4me | $25.00 | $25.00 | 11/23/2009 5:30:01 PM |
| Avid_Skier | $25.00 | $25.00 | 11/23/2009 4:48:43 PM |
| mbraslav | $28.69 | $28.69 | 11/23/2009 6:59:23 PM |
| Cai8899 | $25.00 | $25.00 | 11/23/2009 6:23:17 PM |
| kginatl | $50.02 | $50.02 | 11/23/2009 4:53:46 PM |
| community-pipeline8 | $50.00 | $50.00 | 11/23/2009 4:54:57 PM |
| BaxterEvil | $25.00 | $25.00 | 11/23/2009 4:55:01 PM |
| opt1mum | $25.00 | $25.00 | 11/23/2009 4:55:19 PM |
| portfolio-zone801 | $25.00 | $25.00 | 11/23/2009 4:56:14 PM |
| i3urtonair | $25.00 | $25.00 | 11/23/2009 4:56:42 PM |
| jackbauer | $25.00 | $25.00 | 11/23/2009 4:56:57 PM |
| Divot | $25.00 | $25.00 | 11/23/2009 5:05:53 PM |
| Cheburashka | $30.00 | $30.00 | 11/23/2009 5:21:46 PM |
| antlr | $25.00 | $25.00 | 11/23/2009 5:27:01 PM |
| Kelor99 | $25.00 | $25.00 | 11/23/2009 5:55:04 PM |
| bonus-patriot | $50.00 | $50.00 | 11/23/2009 9:44:40 PM |
| nostromo | $25.00 | $25.00 | 11/23/2009 11:08:53 PM |
| roccofox | $50.00 | $17.16 | 11/24/2009 3:23:51 AM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 11:28:42 AM |
| wwwUniversal | $25.00 | $25.00 | 11/24/2009 5:07:26 PM |
| Syzygy | $25.00 | $25.00 | 11/25/2009 12:06:05 PM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:57:29 PM |
| patriot384 | $50.00 | $50.00 | 11/26/2009 5:24:43 AM |
| unk1911 | $25.00 | $25.00 | 11/27/2009 6:23:54 AM |
| five-star-justice | $25.00 | $25.00 | 11/27/2009 9:40:22 AM |
| outofoffice | $50.00 | $50.00 | 11/27/2009 10:10:25 AM |
| dhallii | $25.00 | $25.00 | 11/27/2009 12:39:16 PM |
| dmitriy2 | $25.00 | $25.00 | 11/28/2009 1:03:19 AM |
| 150 bids
|
Borrower Payment Dependent Notes Series
435264
This series of Notes was issued and sold upon the funding of the borrower loan #39731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Nov-25-2009 |
| |
Auction end date:
| Nov-29-2009 |
|
|
Starting lender yield:
| 9.94% |
Starting borrower rate/APR:
| 10.94% / 13.06% |
Starting monthly payment:
| $179.91 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $178.50 |
| |
|
Auction yield range:
| 4.29% - 9.94% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 6
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,009 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 62% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| return-ninja4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Consolidation Celebration
Purpose of loan:
This loan will be used to consolidate variable interest loans.
My financial situation:
I am a good candidate for this loan because I have a good job as a tenured teacher (17 years with no employment?lapses)?and have zero expectation of being unemployed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bruin558 | $100.00 | $100.00 | 11/25/2009 1:58:20 PM |
| Kerrysbay | $25.00 | $25.00 | 11/25/2009 2:01:05 PM |
| ljay | $25.00 | $25.00 | 11/25/2009 2:01:02 PM |
| kginatl | $50.02 | $50.02 | 11/25/2009 2:05:53 PM |
| slartibardfast | $35.00 | $35.00 | 11/25/2009 2:09:48 PM |
| outwish | $25.00 | $25.00 | 11/25/2009 2:09:51 PM |
| goofy15975 | $25.00 | $25.00 | 11/25/2009 2:09:25 PM |
| Cheburashka | $26.99 | $26.99 | 11/25/2009 2:09:46 PM |
| japper2353 | $25.00 | $25.00 | 11/25/2009 2:09:57 PM |
| sloak | $25.00 | $25.00 | 11/25/2009 2:10:04 PM |
| transparency-giant | $50.00 | $50.00 | 11/25/2009 2:09:33 PM |
| julijask | $25.00 | $25.00 | 11/25/2009 2:09:55 PM |
| steves73 | $25.00 | $25.00 | 11/25/2009 2:10:03 PM |
| lucrative-worth | $25.00 | $25.00 | 11/25/2009 2:12:41 PM |
| Banker7371 | $25.00 | $25.00 | 11/25/2009 2:16:13 PM |
| lend_to_you | $50.00 | $50.00 | 11/25/2009 2:16:26 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/25/2009 2:15:32 PM |
| sharkm | $25.00 | $25.00 | 11/25/2009 2:16:33 PM |
| bigballer105 | $25.00 | $25.00 | 11/25/2009 2:15:44 PM |
| personal-lender | $25.00 | $25.00 | 11/25/2009 2:16:47 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/25/2009 2:16:08 PM |
| lloyd_s | $25.00 | $25.00 | 11/25/2009 2:16:23 PM |
| kulender | $25.00 | $25.00 | 11/25/2009 2:17:42 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/25/2009 2:16:30 PM |
| E_G | $50.00 | $50.00 | 11/25/2009 2:16:37 PM |
| trade-pragmatist | $25.00 | $25.00 | 11/25/2009 2:18:05 PM |
| thestartuplender | $50.00 | $50.00 | 11/25/2009 2:18:22 PM |
| DonaldColorado | $25.00 | $25.00 | 11/25/2009 2:18:25 PM |
| gracej | $25.00 | $25.00 | 11/25/2009 2:17:00 PM |
| djs81 | $25.00 | $25.00 | 11/25/2009 2:18:53 PM |
| rmachi | $25.00 | $25.00 | 11/25/2009 2:17:14 PM |
| 888168 | $50.00 | $50.00 | 11/25/2009 2:17:21 PM |
| portfolio-zone801 | $25.00 | $25.00 | 11/25/2009 2:19:03 PM |
| newbietony | $40.00 | $40.00 | 11/25/2009 2:17:28 PM |
| Syndication | $25.00 | $25.00 | 11/25/2009 2:19:13 PM |
| AF-Chief | $35.00 | $35.00 | 11/25/2009 2:17:32 PM |
| fireboss | $25.00 | $25.00 | 11/25/2009 2:19:18 PM |
| Klearwater_Pools | $25.00 | $25.00 | 11/25/2009 2:17:44 PM |
| magical-greenback | $55.00 | $55.00 | 11/25/2009 2:17:34 PM |
| gethsemane4 | $25.00 | $25.00 | 11/25/2009 2:17:48 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 11/25/2009 2:17:45 PM |
| fair-funds | $25.00 | $25.00 | 11/25/2009 2:17:56 PM |
| honorable-yield | $75.00 | $75.00 | 11/25/2009 2:17:52 PM |
| lendacity | $25.00 | $25.00 | 11/25/2009 2:18:12 PM |
| anacho4me | $25.00 | $25.00 | 11/25/2009 2:20:03 PM |
| AndersenWatcher | $25.00 | $25.00 | 11/25/2009 2:20:30 PM |
| teller | $60.00 | $60.00 | 11/25/2009 2:18:35 PM |
| community-pipeline8 | $50.00 | $50.00 | 11/25/2009 2:18:58 PM |
| mlkhamilton | $25.00 | $25.00 | 11/25/2009 2:19:06 PM |
| money-prophesy | $100.00 | $100.00 | 11/25/2009 2:19:11 PM |
| Cai8899 | $62.88 | $62.88 | 11/25/2009 2:20:55 PM |
| toblerone | $25.00 | $25.00 | 11/25/2009 2:21:54 PM |
| wonderful-rupee | $25.00 | $25.00 | 11/25/2009 2:22:18 PM |
| abidos | $25.00 | $25.00 | 11/25/2009 2:22:35 PM |
| thedoctor | $28.95 | $28.95 | 11/25/2009 2:20:33 PM |
| salala | $25.00 | $25.00 | 11/25/2009 2:20:43 PM |
| compoundinterest | $50.00 | $50.00 | 11/25/2009 2:20:52 PM |
| Hogpilot | $25.00 | $25.00 | 11/25/2009 2:21:20 PM |
| Tradesmanlender | $25.00 | $25.00 | 11/25/2009 2:42:32 PM |
| the-bright-velocity | $50.00 | $50.00 | 11/25/2009 2:22:07 PM |
| rjleves | $25.00 | $25.00 | 11/25/2009 2:22:22 PM |
| Psalm1 | $50.00 | $50.00 | 11/25/2009 2:22:28 PM |
| best-deal-banker | $50.00 | $50.00 | 11/25/2009 2:22:32 PM |
| all_of_that_one | $25.00 | $25.00 | 11/25/2009 2:22:48 PM |
| 371millwood | $25.00 | $25.00 | 11/25/2009 3:39:57 PM |
| Octavian315 | $50.00 | $50.00 | 11/25/2009 3:32:01 PM |
| desertoasis | $25.00 | $25.00 | 11/25/2009 3:52:16 PM |
| fortytwo | $25.00 | $25.00 | 11/25/2009 4:12:58 PM |
| bluprntguy | $25.00 | $25.00 | 11/25/2009 5:21:59 PM |
| flwah | $42.01 | $42.01 | 11/25/2009 4:47:01 PM |
| gdbanks | $25.00 | $25.00 | 11/25/2009 5:56:57 PM |
| RJN | $25.00 | $25.00 | 11/25/2009 6:51:58 PM |
| GeoLender | $25.00 | $25.00 | 11/25/2009 7:22:13 PM |
| Captain88 | $25.00 | $25.00 | 11/25/2009 6:47:54 PM |
| faldska | $25.00 | $25.00 | 11/25/2009 6:52:01 PM |
| jameskdean | $25.00 | $17.42 | 11/25/2009 8:17:20 PM |
| patriot384 | $100.00 | $100.00 | 11/26/2009 9:05:46 AM |
| Pickmar | $25.00 | $25.00 | 11/28/2009 1:05:59 PM |
| interest-exec9 | $25.00 | $25.00 | 11/25/2009 1:58:33 PM |
| mjm77_1 | $25.00 | $25.00 | 11/25/2009 2:00:00 PM |
| fdsguy | $50.00 | $50.00 | 11/25/2009 2:10:05 PM |
| Sixmil | $25.00 | $25.00 | 11/25/2009 2:09:50 PM |
| Castellan | $25.00 | $25.00 | 11/25/2009 2:10:01 PM |
| MissionMicroFinance | $25.00 | $25.00 | 11/25/2009 2:09:32 PM |
| five-star-responsibility0 | $25.00 | $25.00 | 11/25/2009 2:09:42 PM |
| sidney102 | $25.00 | $25.00 | 11/25/2009 2:15:53 PM |
| miked8303 | $25.00 | $25.00 | 11/25/2009 2:16:02 PM |
| museic1 | $25.00 | $25.00 | 11/25/2009 2:15:33 PM |
| credit-investor5 | $100.00 | $100.00 | 11/25/2009 2:15:37 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/25/2009 2:16:40 PM |
| a-responsible-return | $25.00 | $25.00 | 11/25/2009 2:16:44 PM |
| Weaverville | $25.00 | $25.00 | 11/25/2009 2:16:51 PM |
| TakeCare | $100.00 | $100.00 | 11/25/2009 2:15:59 PM |
| Goodlender42 | $25.00 | $25.00 | 11/25/2009 2:16:10 PM |
| gizzywump | $25.00 | $25.00 | 11/25/2009 2:16:04 PM |
| evnagelist | $50.00 | $50.00 | 11/25/2009 2:17:26 PM |
| mikeandcat | $50.00 | $50.00 | 11/25/2009 2:17:35 PM |
| leodaguy | $25.00 | $25.00 | 11/25/2009 2:16:28 PM |
| Attract | $25.00 | $25.00 | 11/25/2009 2:16:43 PM |
| bchen78875 | $50.00 | $50.00 | 11/25/2009 2:16:54 PM |
| BlindProphet | $25.00 | $25.00 | 11/25/2009 2:16:59 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/25/2009 2:17:07 PM |
| justice-dna | $35.00 | $35.00 | 11/25/2009 2:17:13 PM |
| GElender | $50.00 | $50.00 | 11/25/2009 2:17:18 PM |
| Havana21 | $50.00 | $50.00 | 11/25/2009 2:17:30 PM |
| NR | $25.00 | $25.00 | 11/25/2009 2:19:16 PM |
| SilverRain | $25.00 | $25.00 | 11/25/2009 2:19:20 PM |
| Pasagam | $25.00 | $25.00 | 11/25/2009 2:19:23 PM |
| natmonkey | $25.00 | $25.00 | 11/25/2009 2:19:25 PM |
| orange-courageous-dedication | $40.00 | $40.00 | 11/25/2009 2:17:51 PM |
| Artist_Blue | $25.00 | $25.00 | 11/25/2009 2:17:57 PM |
| SNH | $50.00 | $50.00 | 11/25/2009 2:18:00 PM |
| the-money-gargantuan | $25.00 | $25.00 | 11/25/2009 2:18:19 PM |
| nostromo | $25.00 | $25.00 | 11/25/2009 2:20:15 PM |
| roccofox | $50.00 | $50.00 | 11/25/2009 2:20:19 PM |
| dinero-festivity2 | $50.00 | $50.00 | 11/25/2009 2:18:47 PM |
| morpholog | $25.00 | $25.00 | 11/25/2009 2:20:34 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 11/25/2009 2:20:42 PM |
| affluence-tycoon | $25.00 | $25.00 | 11/25/2009 2:19:00 PM |
| ryreesado | $25.00 | $25.00 | 11/25/2009 2:18:51 PM |
| forthright-dedication | $25.00 | $25.00 | 11/25/2009 2:19:08 PM |
| Jassi | $25.00 | $25.00 | 11/25/2009 2:20:54 PM |
| cash-boots | $25.00 | $25.00 | 11/25/2009 2:21:05 PM |
| spsavage | $25.00 | $25.00 | 11/25/2009 2:21:57 PM |
| bigdogsafety1 | $25.00 | $25.00 | 11/25/2009 2:19:59 PM |
| don8ter | $55.59 | $55.59 | 11/25/2009 2:20:05 PM |
| cozy-note | $100.00 | $100.00 | 11/25/2009 2:20:08 PM |
| Steveoo1 | $25.00 | $25.00 | 11/25/2009 2:20:12 PM |
| foxy-vigilance | $25.00 | $25.00 | 11/25/2009 2:20:28 PM |
| BzJ108 | $25.00 | $25.00 | 11/25/2009 2:20:38 PM |
| JJS180 | $25.00 | $25.00 | 11/25/2009 2:20:40 PM |
| skuba | $50.00 | $50.00 | 11/25/2009 2:20:45 PM |
| DukSerduk | $25.00 | $25.00 | 11/25/2009 2:20:56 PM |
| impartial-deal | $25.00 | $25.00 | 11/25/2009 2:21:02 PM |
| johannesfactotum | $25.00 | $25.00 | 11/25/2009 2:21:14 PM |
| tolstoy00 | $25.00 | $25.00 | 11/25/2009 2:21:24 PM |
| Kaj | $30.00 | $30.00 | 11/25/2009 2:21:29 PM |
| wealth-cloud | $25.00 | $25.00 | 11/25/2009 2:21:23 PM |
| Railbird | $25.00 | $25.00 | 11/25/2009 2:21:31 PM |
| sas19 | $25.00 | $25.00 | 11/25/2009 2:21:38 PM |
| Syzygy | $25.00 | $25.00 | 11/25/2009 2:21:47 PM |
| mrfish15 | $25.00 | $25.00 | 11/25/2009 2:22:11 PM |
| supreme-hope | $25.00 | $25.00 | 11/25/2009 2:22:37 PM |
| blackstar | $25.00 | $25.00 | 11/25/2009 3:51:58 PM |
| ytjameslee | $50.00 | $50.00 | 11/25/2009 3:32:27 PM |
| mizount | $25.00 | $25.00 | 11/25/2009 4:52:56 PM |
| FASTIZIO_P | $33.33 | $33.33 | 11/25/2009 4:13:04 PM |
| Bank42 | $50.00 | $50.00 | 11/25/2009 4:32:06 PM |
| gogmagog | $41.06 | $41.06 | 11/25/2009 5:56:56 PM |
| loan-machine1 | $25.00 | $25.00 | 11/25/2009 6:10:03 PM |
| highcountry1 | $25.00 | $25.00 | 11/25/2009 6:12:01 PM |
| sail120 | $25.00 | $25.00 | 11/25/2009 6:51:58 PM |
| nuts | $36.75 | $36.75 | 11/25/2009 6:52:00 PM |
| grf1945 | $25.00 | $25.00 | 11/25/2009 7:57:38 PM |
| neenerman | $25.00 | $25.00 | 11/25/2009 7:31:58 PM |
| ClearLake | $25.00 | $25.00 | 11/25/2009 8:07:21 PM |
| jasonj72 | $25.00 | $25.00 | 11/25/2009 7:52:47 PM |
| DadWarbucks | $25.00 | $25.00 | 11/25/2009 8:07:43 PM |
| divedude | $25.00 | $25.00 | 11/25/2009 8:07:29 PM |
| wwwUniversal | $25.00 | $25.00 | 11/26/2009 5:36:03 AM |
| unk1911 | $25.00 | $25.00 | 11/27/2009 6:23:49 AM |
| springpanda | $25.00 | $25.00 | 11/28/2009 1:11:34 PM |
| outofoffice | $50.00 | $50.00 | 11/28/2009 8:46:30 PM |
| 163 bids
|
Borrower Payment Dependent Notes Series
433291
This series of Notes was issued and sold upon the funding of the borrower loan #39790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Nov-13-2009 |
| |
Auction end date:
| Nov-18-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 600-619 (Nov-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 33 | Length of status: | 11y 0m |
|
Amount delinquent:
| $338 |
Revolving credit balance:
| $562 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 93% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| edfooyoung |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-619
(Aug-2009)
540-559
(Jul-2008)
|
|
Principal balance:
| $373.07 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Paying off small debt
Purpose of loan:
This loan will be used to?
pay off small debt and some home improvements for upcoming home purchase
My financial situation:
I am a good candidate for this loan because? my debt is very low. I have a previous loan from Prosper Members and have faithfully paid it on time each and every month. I have never missed a payment and I have been a lending member as well for almost? a year now. I believe in paying it forward.
Monthly net income: $
3300
Monthly expenses: $
??Housing:? $935.00
??Insurance: $
156.00
??Car expenses: $
260.00
??Utilities: $
350.00
??Phone, cable, internet: $
100.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
150.00
??Credit cards and other loans: $
50.00
??Other expenses: $
100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $100.00 | $100.00 | 11/13/2009 5:32:02 PM |
| exciting-fairness | $150.00 | $150.00 | 11/14/2009 9:53:47 AM |
| randsenterprise | $25.00 | $25.00 | 11/15/2009 9:07:35 AM |
| SNH | $50.00 | $50.00 | 11/15/2009 2:53:48 PM |
| SocalLawGal | $25.00 | $25.00 | 11/16/2009 5:55:20 PM |
| donlenboy | $39.92 | $39.92 | 11/17/2009 6:08:51 AM |
| pyungpyung | $25.00 | $25.00 | 11/17/2009 9:33:55 AM |
| Ronnieboy888 | $25.00 | $25.00 | 11/17/2009 9:26:59 PM |
| chongngoc | $25.00 | $25.00 | 11/18/2009 5:43:00 AM |
| tearingstar | $25.00 | $25.00 | 11/18/2009 4:24:54 PM |
| aztocas | $25.00 | $25.00 | 11/13/2009 10:17:53 PM |
| sweety075 | $25.00 | $25.00 | 11/14/2009 8:40:46 PM |
| EEasyMoney | $50.00 | $50.00 | 11/14/2009 11:14:57 AM |
| periko | $50.00 | $50.00 | 11/14/2009 3:17:06 PM |
| unk1911 | $25.00 | $25.00 | 11/16/2009 5:06:18 PM |
| DasMula | $75.00 | $75.00 | 11/17/2009 6:29:11 AM |
| marwadi-62 | $50.00 | $50.00 | 11/17/2009 1:42:44 PM |
| stuart791 | $46.35 | $46.35 | 11/17/2009 5:00:14 PM |
| retired272 | $25.00 | $25.00 | 11/18/2009 8:11:46 AM |
| boodo | $37.11 | $37.11 | 11/18/2009 3:09:51 PM |
| reflective-rupee | $25.00 | $25.00 | 11/18/2009 1:50:40 PM |
| balance-point0 | $50.00 | $50.00 | 11/18/2009 6:02:26 PM |
| buyrite334 | $41.94 | $26.62 | 11/18/2009 6:10:30 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
434495
This series of Notes was issued and sold upon the funding of the borrower loan #39793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Nov-23-2009 |
| |
Auction end date:
| Nov-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 17.29% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Nov-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $353 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| industrious-deal7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to? I plan on using this loan in two parts, first to complete the renovation of a bathroom in my home and second to consolidate two of my credit cards.
My financial situation:
I am a good candidate for this loan because?I have recently refinanced my auto which frees up about $50.00 per month, as well as receiving extra income from rent each month in the amount of $885.00 including half of utility bills.?
Monthly net income: $ 3,300
Monthly expenses: $
??Housing: $ 1671.00
??Insurance: $ 50.00
??Car expenses: $ 369.80
??Utilities: $?140.00
??Phone, cable, internet: $?50.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 125.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the delinquincies shown on your listing. Please answer publicly. Thanks. - tigercat
A:
Sure, the first deliquincy according to my credit report was in regards to a medical bill back from 2002 that was reported in 2004 which was not picked up by insurance, and as a result sent to collections. The issue has since been resolved and payed in full.
The second two deliquincies were in regards to the same creditor "Nicor" in 2003 which was a result of a roomate not submitting the bills in on time (30 days late in both reported deliquincies) Account since payed in full.
(Nov-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 4:28:38 PM |
| reflective-rupee | $25.00 | $25.00 | 11/23/2009 4:46:56 PM |
| silvercertificate | $25.00 | $25.00 | 11/24/2009 11:27:15 AM |
| reflective-rupee | $250.00 | $250.00 | 11/27/2009 11:45:22 AM |
| carrinel | $50.00 | $50.00 | 11/27/2009 1:17:05 PM |
| BBL | $25.00 | $25.00 | 11/27/2009 2:53:45 PM |
| periko | $50.00 | $50.00 | 11/27/2009 6:53:17 PM |
| SeeksValue | $300.00 | $300.00 | 11/27/2009 7:38:34 PM |
| prudent-gain7 | $25.00 | $25.00 | 11/27/2009 6:38:39 PM |
| SweetHomeChicago | $50.00 | $50.00 | 11/27/2009 9:11:36 PM |
| RecoveryLender | $26.00 | $26.00 | 11/28/2009 6:32:41 AM |
| portfolio-turbine | $25.00 | $25.00 | 11/28/2009 7:39:18 AM |
| marwadi-62 | $25.00 | $25.00 | 11/28/2009 7:11:16 AM |
| suomynona | $25.00 | $25.00 | 11/23/2009 5:17:53 PM |
| SNH | $50.00 | $50.00 | 11/24/2009 5:03:59 AM |
| retired272 | $25.00 | $25.00 | 11/24/2009 8:18:52 AM |
| tigercat | $50.00 | $50.00 | 11/24/2009 4:13:56 PM |
| unk1911 | $25.00 | $25.00 | 11/25/2009 4:05:17 PM |
| Ronnieboy888 | $25.00 | $25.00 | 11/27/2009 1:36:38 PM |
| transaction-animal8 | $25.00 | $25.00 | 11/27/2009 2:53:32 PM |
| exciting-fairness | $200.00 | $200.00 | 11/28/2009 5:08:31 AM |
| loss-of-control | $100.00 | $100.00 | 11/28/2009 7:05:36 AM |
| reflective-rupee | $25.00 | $25.00 | 11/28/2009 8:16:41 AM |
| LAKETIME | $25.00 | $24.00 | 11/28/2009 6:34:36 AM |
| reflective-rupee | $25.00 | $25.00 | 11/28/2009 8:16:56 AM |
| 25 bids
|
Borrower Payment Dependent Notes Series
435121
This series of Notes was issued and sold upon the funding of the borrower loan #39728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Nov-24-2009 |
| |
Auction end date:
| Nov-30-2009 |
|
|
Starting lender yield:
| 7.69% |
Starting borrower rate/APR:
| 8.69% / 9.03% |
Starting monthly payment:
| $63.31 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $61.94 |
| |
|
Auction yield range:
| 3.29% - 7.69% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Nov-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,804 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| best-focused-return |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Heat and AC Unit
Purpose of loan:
This loan will be used to install a new heating unit in my house.? It went out last Thursday.? The unit and installation will be 2800.00.? I have the 800.00 but need the 2000.00.? They require payment once the unit is installed.?
My financial situation:
I am a good candidate for this loan because I work for a bank.? I plan on paying this loan of by March 2010.? I am very responsible with my credit and working to pay off all debit by the end of next year.? I make all my payments on time.? I have also applied for a part time job to help pay for this and for paying off all other debt.? I have owned the same home for 11 years and have never missed or been late on a payment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-responsibility0 | $25.00 | $25.00 | 11/24/2009 4:03:33 PM |
| lucrative-worth | $25.00 | $25.00 | 11/24/2009 4:11:27 PM |
| kginatl | $25.00 | $25.00 | 11/24/2009 4:11:40 PM |
| Gunny89 | $25.00 | $25.00 | 11/24/2009 4:21:53 PM |
| TakeCare | $100.00 | $100.00 | 11/24/2009 4:22:14 PM |
| hard-working-loot | $25.00 | $25.00 | 11/24/2009 4:22:28 PM |
| leodaguy | $25.00 | $25.00 | 11/24/2009 4:23:15 PM |
| museic1 | $25.00 | $25.00 | 11/24/2009 4:21:26 PM |
| the_winning_ticket | $35.00 | $35.00 | 11/24/2009 4:23:20 PM |
| sharkm | $25.00 | $25.00 | 11/24/2009 4:23:26 PM |
| BlindProphet | $25.00 | $25.00 | 11/24/2009 4:24:13 PM |
| miked8303 | $25.00 | $25.00 | 11/24/2009 4:22:19 PM |
| rmachi | $25.00 | $25.00 | 11/24/2009 4:24:38 PM |
| lend_to_you | $50.00 | $50.00 | 11/24/2009 4:23:09 PM |
| Attract | $25.00 | $25.00 | 11/24/2009 4:23:39 PM |
| bchen78875 | $50.00 | $50.00 | 11/24/2009 4:24:07 PM |
| gracej | $25.00 | $25.00 | 11/24/2009 4:24:17 PM |
| justice-dna | $35.00 | $35.00 | 11/24/2009 4:24:35 PM |
| blot44 | $100.00 | $100.00 | 11/24/2009 6:18:41 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/24/2009 8:03:57 PM |
| hellasow | $30.00 | $30.00 | 11/25/2009 7:11:57 AM |
| neenerman | $75.00 | $75.00 | 11/27/2009 6:07:42 AM |
| Pickmar | $25.00 | $25.00 | 11/28/2009 12:56:02 PM |
| money-prophesy | $100.00 | $100.00 | 11/28/2009 11:37:05 PM |
| amit_gu | $25.00 | $25.00 | 11/30/2009 8:57:48 AM |
| scref | $50.00 | $50.00 | 11/30/2009 9:49:52 AM |
| ljay | $25.00 | $25.00 | 11/24/2009 4:11:21 PM |
| Kerrysbay | $25.00 | $25.00 | 11/24/2009 4:11:17 PM |
| wiselady | $25.00 | $25.00 | 11/24/2009 4:18:09 PM |
| elevated-platinum5 | $25.00 | $25.00 | 11/24/2009 4:21:21 PM |
| credit-investor5 | $100.00 | $100.00 | 11/24/2009 4:21:38 PM |
| bigballer105 | $25.00 | $25.00 | 11/24/2009 4:21:44 PM |
| proteinart | $25.00 | $25.00 | 11/24/2009 4:22:02 PM |
| MoneyU4IA | $40.00 | $40.00 | 11/24/2009 4:22:33 PM |
| Goodlender42 | $25.00 | $25.00 | 11/24/2009 4:22:47 PM |
| repayment-chef | $25.00 | $25.00 | 11/24/2009 4:22:40 PM |
| Banker7371 | $25.00 | $25.00 | 11/24/2009 4:22:53 PM |
| lloyd_s | $25.00 | $25.00 | 11/24/2009 4:23:03 PM |
| Jassi | $25.00 | $25.00 | 11/24/2009 4:21:30 PM |
| burgeoning-silver | $25.00 | $25.00 | 11/24/2009 4:23:35 PM |
| sidney102 | $25.00 | $25.00 | 11/24/2009 4:21:57 PM |
| personal-lender | $25.00 | $25.00 | 11/24/2009 4:23:53 PM |
| a-responsible-return | $25.00 | $25.00 | 11/24/2009 4:23:45 PM |
| Weaverville | $25.00 | $25.00 | 11/24/2009 4:24:00 PM |
| Walkingcowboy | $25.00 | $25.00 | 11/24/2009 4:24:25 PM |
| gizzywump | $25.00 | $25.00 | 11/24/2009 4:22:24 PM |
| neighborly-hope6 | $50.29 | $50.29 | 11/24/2009 4:24:32 PM |
| iansays1 | $25.00 | $25.00 | 11/24/2009 4:24:45 PM |
| E_G | $50.00 | $50.00 | 11/24/2009 4:23:30 PM |
| GElender | $50.00 | $6.71 | 11/24/2009 4:24:49 PM |
| FundMaker | $25.00 | $25.00 | 11/24/2009 6:48:43 PM |
| Nash2065 | $25.00 | $25.00 | 11/24/2009 8:04:30 PM |
| scref | $50.00 | $50.00 | 11/25/2009 5:23:13 PM |
| the-profit-oracle | $25.00 | $25.00 | 11/26/2009 5:03:15 AM |
| springpanda | $50.00 | $50.00 | 11/27/2009 9:55:32 PM |
| Chuck54 | $25.00 | $25.00 | 11/29/2009 3:42:12 AM |
| dreamhope | $25.00 | $25.00 | 11/29/2009 11:17:31 AM |
| nobsbooks | $28.00 | $28.00 | 11/29/2009 7:35:02 PM |
| 58 bids
|