Borrower Payment Dependent Notes Series 417746

This series of Notes was issued and sold upon the funding of the borrower loan #39488, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$5,000.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-09-2009

Starting lender yield:	11.42%	Starting borrower rate/APR:	12.42% / 14.56%	Starting monthly payment:	$167.08
Final lender yield:	7.15%	Final borrower rate/APR:	8.15% / 10.23%	Final monthly payment:	$157.03

Auction yield range:	4.29% - 11.42%	Estimated loss impact:	2.11%
Lender servicing fee:	1.00%	Estimated return:	5.04%

The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.

Borrower's Credit Profile

Prosper score:	9	First credit line:	Oct-1994	Debt/Income ratio:	13%
Credit score:	700-719 (Oct-2009)	Current / open credit lines:	10 / 10	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	14	Length of status:	5y 8m
Amount delinquent:	$0	Revolving credit balance:	$14,902	Occupation:	Other
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	35%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	2

Screen name:

eze567

Borrower's state:

Connecticut

Borrower's group:

BORROWERS - Free instant Listings - LARGEST GROUP

Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 2	On-time:	40 ( 100% )	700-719 (Latest)
Principal borrowed:	$5,300.00	< mo. late:	0 ( 0% )	620-639 (Dec-2007) 620-639 (Nov-2007) 700-719 (Mar-2007)
Principal balance:	$639.20	1+ mo. late:	0 ( 0% )
Total payments billed:	40

Description

3rd loan for Prosper success story!

This loan will be used for home improvements on my recently purchased 1st home. This purchase was possible because I was able to rebuild my credit with loans through Prosper. I will be purchasing and installing new windows with this loan. I will also be able to take advantage of a $1500 tax credit for installing new windows. Thank you for considering this loan.

Information in the Description is not verified.

Friends And Family Winning Bids

mark1017-31 has bid a total of $2,033.48 in winning bids.

1 friends and family winning bid

Information in Questions and Answers is not verified

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

dma1206	$25.00	$25.00	11/2/2009 4:59:54 PM
MoneyTree79	$200.00	$200.00	11/2/2009 5:49:08 PM
FundMaker	$25.00	$25.00	11/4/2009 11:06:18 AM
MathProfessor	$200.00	$200.00	11/4/2009 8:29:17 PM
LittleMingo	$25.00	$25.00	11/5/2009 7:12:14 PM
enthusiastic-balance5	$300.00	$300.00	11/5/2009 5:18:36 PM
rmpedi33	$100.00	$100.00	11/6/2009 8:42:06 AM
infomas	$50.00	$50.00	11/5/2009 11:13:46 PM
payontime1	$50.00	$50.00	11/6/2009 10:32:02 AM
interest-walnut	$25.00	$25.00	11/7/2009 12:38:18 AM
RadarLuv	$25.00	$25.00	11/7/2009 3:41:04 PM
Arpad	$50.00	$50.00	11/7/2009 4:13:40 PM
doc1	$100.00	$100.00	11/8/2009 5:55:01 PM
Chewbaca	$25.00	$25.00	11/9/2009 5:09:09 AM
rmachi	$25.00	$25.00	11/9/2009 8:07:19 AM
SeaLoans	$25.00	$25.00	11/9/2009 9:41:27 AM
LendThriftSimon	$38.07	$38.07	11/9/2009 11:37:41 AM
HealthAndSafety	$50.00	$50.00	11/8/2009 6:12:57 PM
dhallii	$36.00	$36.00	11/9/2009 11:56:12 AM
bobbyt116	$25.00	$25.00	11/9/2009 12:36:59 PM
mark1017-31	$729.91	$729.91	11/9/2009 1:06:09 PM
sorace	$50.00	$7.48	11/9/2009 5:33:31 AM
MoneyForNothing	$25.00	$25.00	11/9/2009 2:52:57 PM
prainvestment	$50.00	$50.00	11/9/2009 7:50:41 AM
RandyL3	$40.00	$40.00	11/9/2009 3:31:05 PM
Kelor99	$25.00	$25.00	11/9/2009 3:56:06 PM
wwwUniversal	$25.00	$25.00	11/9/2009 4:00:29 PM
slowpig	$100.00	$100.00	11/9/2009 3:37:34 PM
beachfunder	$25.00	$25.00	11/3/2009 10:17:03 AM
buckyhead2000	$25.00	$25.00	11/3/2009 4:57:06 PM
datongmama	$44.97	$44.97	11/4/2009 6:08:52 AM
loanman2007	$100.00	$100.00	11/4/2009 6:16:31 AM
Dollars4Rent	$25.00	$25.00	11/4/2009 7:23:50 PM
billnsc	$25.00	$25.00	11/5/2009 5:10:42 AM
GABC-1	$50.00	$50.00	11/5/2009 2:21:12 PM
SWayne2000	$25.00	$25.00	11/5/2009 9:36:46 AM
Toony	$25.00	$25.00	11/6/2009 2:55:10 PM
soilchem	$25.00	$25.00	11/7/2009 12:14:40 PM
Dover	$25.00	$25.00	11/7/2009 3:33:50 PM
Arpad	$50.00	$50.00	11/7/2009 4:14:16 PM
AlwaysA-Chief	$50.00	$50.00	11/7/2009 5:07:29 PM
Richmp412	$25.00	$25.00	11/6/2009 6:52:49 PM
shrewd-income	$25.00	$25.00	11/7/2009 5:56:54 PM
The-Lighthouse-Group	$25.00	$25.00	11/8/2009 1:04:09 AM
lender124	$50.00	$50.00	11/8/2009 8:20:31 AM
Prezotus	$25.00	$25.00	11/7/2009 10:09:15 AM
redtilapia	$25.00	$25.00	11/8/2009 11:11:15 PM
JerryB96	$25.00	$25.00	11/8/2009 8:19:22 PM
Floridagirl	$25.00	$25.00	11/9/2009 3:25:44 AM
medkoder	$25.00	$25.00	11/8/2009 8:29:25 AM
mark1017-31	$729.91	$729.91	11/9/2009 12:57:57 PM
AsianDragon	$500.00	$500.00	11/8/2009 9:51:14 PM
TakeCare	$25.00	$25.00	11/9/2009 3:33:44 PM
mark1017-31	$500.00	$500.00	11/9/2009 3:59:17 PM
GeoLender	$25.00	$25.00	11/9/2009 11:09:30 AM
mark1017-31	$73.66	$73.66	11/9/2009 1:07:21 PM
56 bids

Borrower Payment Dependent Notes Series 427982

This series of Notes was issued and sold upon the funding of the borrower loan #39471, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$7,500.00	Prosper Rating:	HR	Auction Duration:	7 days
Term:	36 months	Estimated loss:	19.0%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-09-2009

Starting lender yield:	34.00%	Starting borrower rate/APR:	35.00% / 37.45%	Starting monthly payment:	$339.27
Final lender yield:	34.00%	Final borrower rate/APR:	35.00% / 37.45%	Final monthly payment:	$339.27

Auction yield range:	17.29% - 34.00%	Estimated loss impact:	21.01%
Lender servicing fee:	1.00%	Estimated return:	12.99%

Borrower's Credit Profile

Prosper score:	5	First credit line:	Aug-1999	Debt/Income ratio:	23%
Credit score:	620-639 (Oct-2009)	Current / open credit lines:	8 / 7	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	10	Length of status:	8y 1m
Amount delinquent:	$0	Revolving credit balance:	$19,889	Occupation:	Retail Management
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	98%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	0

Screen name:

aitakumi

Borrower's state:

California

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	0 / 1	On-time:	6 ( 100% )	620-639 (Latest)
Principal borrowed:	$3,000.00	< mo. late:	0 ( 0% )	620-639 (Jan-2007)
Principal balance:	$0.00	1+ mo. late:	0 ( 0% )
Total payments billed:	6

Description

Debt Consolidation Loan

Hi, I have tried Prosper before and found it to be beneficial for myself and others.? As my previous loan went well, I decided to make a bigger investment and consolidate all my loans into one payment.? To me, the math is simple.? I benefit from a lower, combined, monthly interest and a smaller combined monthly payment, to which?then I can pay more towards my premium per month.? You benefit simply by letting me borrow the money instead my current banks.? I would rather pay interest to someone else who can benefit from it instead of another institution.? If my loan is funded, I plan on paying more than the monthly required payment so that I can get pay this loan off faster than?three years.? That means you will not have to wait three years to have your investment returned to you.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: Your last prosper loan speaks for itself, exceptional. How does this one really help you? It would be 7.5k of 20k listed revolving debt and the interest rate is likely over 30%. Good luck. - quickstep

A: The way that I have calculated the consolidation is based on the spread of minimum payments. I figured if I consolidate the smaller cards, with interest rates about the same, then that is still four seperate cards worth of non-interest financial fees that I would not have to pay. Also, by consolidating, the overall minimum monthly payment goes down, since it will not be spread across four cards, and I can pay a larger portion of the principal balance. (Nov-08-2009)

1 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

reflective-rupee	$100.00	$100.00	11/2/2009 4:02:21 PM
frugalinvestor20	$25.00	$25.00	11/2/2009 4:13:57 PM
reflective-rupee	$375.00	$375.00	11/2/2009 4:44:41 PM
reflective-rupee	$100.00	$100.00	11/2/2009 7:54:03 PM
reflective-rupee	$100.00	$100.00	11/4/2009 4:27:42 PM
reflective-rupee	$1,000.00	$1,000.00	11/4/2009 4:27:30 PM
reflective-rupee	$200.00	$200.00	11/4/2009 3:43:17 PM
admirable-credit	$25.00	$25.00	11/6/2009 2:03:33 AM
Laxa	$25.00	$25.00	11/6/2009 3:49:33 AM
reflective-rupee	$750.00	$750.00	11/7/2009 6:48:57 AM
Dan77	$25.00	$25.00	11/7/2009 11:18:54 AM
reflective-rupee	$100.00	$100.00	11/7/2009 9:41:10 PM
reflective-rupee	$100.00	$100.00	11/7/2009 9:41:44 PM
Dreams4Cash	$25.00	$25.00	11/8/2009 8:03:25 AM
kind-elevated-market	$25.00	$25.00	11/8/2009 9:45:16 AM
zooom7	$50.00	$50.00	11/7/2009 7:30:12 AM
Feyenoord	$25.00	$25.00	11/8/2009 1:17:00 PM
capital-galaxy	$100.00	$100.00	11/9/2009 6:26:20 AM
a-finance-nirvana	$300.00	$300.00	11/9/2009 5:30:13 AM
keeper24	$25.00	$25.00	11/9/2009 9:34:11 AM
reflective-rupee	$100.00	$100.00	11/9/2009 10:01:28 AM
sparkling-contract7	$50.00	$50.00	11/9/2009 12:34:35 PM
wise-spirited-nickel	$500.00	$500.00	11/9/2009 12:42:13 PM
well-mannered-income3	$25.00	$25.00	11/9/2009 1:12:26 PM
pure-liberty	$25.00	$25.00	11/8/2009 10:52:35 PM
capital-galaxy	$100.00	$100.00	11/9/2009 2:26:44 PM
reflective-rupee	$750.00	$750.00	11/9/2009 2:43:58 PM
reflective-rupee	$25.00	$25.00	11/2/2009 4:35:45 PM
reflective-rupee	$250.00	$250.00	11/3/2009 8:50:02 AM
best-generosity-financier	$75.00	$75.00	11/3/2009 6:04:01 PM
reflective-rupee	$25.00	$25.00	11/4/2009 10:54:22 PM
MoneyForNothing	$25.00	$25.00	11/5/2009 8:32:04 AM
well-mannered-income3	$25.00	$25.00	11/6/2009 6:11:49 AM
BBL	$25.00	$25.00	11/6/2009 4:43:08 PM
GreenSolutionsOffshoreHoldings	$25.00	$25.00	11/6/2009 4:48:58 PM
pani5ue	$25.00	$25.00	11/7/2009 10:14:53 AM
britsorstars	$50.00	$50.00	11/7/2009 4:53:02 PM
reflective-rupee	$100.00	$100.00	11/7/2009 9:40:40 PM
reflective-rupee	$100.00	$100.00	11/7/2009 9:41:31 PM
quickstep	$250.00	$250.00	11/8/2009 4:03:52 AM
enthusiastic-balance5	$500.00	$500.00	11/8/2009 7:28:19 AM
lender12345	$25.00	$25.00	11/8/2009 10:42:15 AM
Poohcho	$50.00	$50.00	11/8/2009 11:28:07 AM
Rulea72	$50.00	$50.00	11/9/2009 1:52:12 PM
reflective-rupee	$400.00	$212.00	11/9/2009 2:44:39 PM
aesop56	$38.00	$38.00	11/9/2009 3:24:42 PM
fireferd	$100.00	$100.00	11/9/2009 4:00:50 PM
reflective-rupee	$500.00	$500.00	11/9/2009 10:01:16 AM
48 bids

Borrower Payment Dependent Notes Series 431228

This series of Notes was issued and sold upon the funding of the borrower loan #39482, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$12,500.00	Prosper Rating:	AA	Auction Duration:	7 days
Term:	36 months	Estimated loss:	1.5%	Auction start date:	Oct-30-2009
				Auction end date:	Nov-06-2009

Starting lender yield:	10.99%	Starting borrower rate/APR:	11.99% / 12.34%	Starting monthly payment:	$415.12
Final lender yield:	9.50%	Final borrower rate/APR:	10.50% / 10.85%	Final monthly payment:	$406.28

Auction yield range:	3.29% - 10.99%	Estimated loss impact:	1.51%
Lender servicing fee:	1.00%	Estimated return:	7.99%

Borrower's Credit Profile

Prosper score:	7	First credit line:	Jun-2000	Debt/Income ratio:	17%
Credit score:	820-839 (Oct-2009)	Current / open credit lines:	10 / 9	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	19	Length of status:	4y 10m
Amount delinquent:	$0	Revolving credit balance:	$20,083	Occupation:	Principal
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	0%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

deal-razor5

Borrower's state:

Minnesota

Borrower's group:

N/A

Description

bad boiler to green boiler

Purpose of loan: This loan will be used to upgrade home heating system from a current 100 year old boiler, also to pay off some kitchen remodel parked on a credit card.

My financial situation: I am a good candidate for this loan because manage a very profitable for profit training school. My income is greater than 95k per year. I plan to pay this back on an accelerated schedule.

Thanks for your interest.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

kid8549	$25.00	$25.00	10/30/2009 4:09:39 PM
inforapenny	$25.00	$25.00	10/30/2009 4:11:28 PM
five-star-note	$25.00	$25.00	10/30/2009 4:11:33 PM
transparency-giant	$50.00	$50.00	10/30/2009 4:10:24 PM
cordial-bonus	$25.00	$25.00	10/30/2009 4:10:32 PM
responsibility-butterfly	$25.00	$25.00	10/30/2009 4:15:46 PM
Banker7371	$25.00	$25.00	10/30/2009 4:18:38 PM
credit-investor5	$50.00	$50.00	10/30/2009 4:18:42 PM
supersarah61	$25.00	$25.00	10/30/2009 4:25:06 PM
kenji4861	$50.00	$50.00	10/30/2009 4:25:11 PM
kanakakm	$50.00	$50.00	10/30/2009 4:25:27 PM
WHEREISTHEMOON	$50.00	$50.00	10/30/2009 4:18:40 PM
goofy15975	$25.00	$25.00	10/30/2009 4:26:21 PM
dionysus03	$25.00	$25.00	10/30/2009 4:26:41 PM
neighborly-hope6	$100.00	$100.00	10/30/2009 4:26:53 PM
TandyJames	$50.00	$50.00	10/30/2009 4:27:06 PM
mmqc	$25.00	$25.00	10/30/2009 4:27:42 PM
dparkhom	$25.00	$25.00	10/30/2009 4:27:47 PM
MissionMicroFinance	$50.00	$50.00	10/30/2009 4:27:52 PM
justice-dna	$35.00	$35.00	10/30/2009 4:29:12 PM
bchen78875	$50.00	$50.00	10/30/2009 4:25:59 PM
elegant-bonus	$25.00	$25.00	10/30/2009 4:26:31 PM
SonomaHills	$25.00	$25.00	10/30/2009 4:30:06 PM
respectful-note	$25.00	$25.00	10/30/2009 4:30:27 PM
Lendomatic	$25.00	$25.00	10/30/2009 4:29:00 PM
AF-Chief	$35.00	$35.00	10/30/2009 4:25:31 PM
sas19	$25.00	$25.00	10/30/2009 4:29:18 PM
aldenrains	$25.00	$25.00	10/30/2009 4:29:29 PM
neenerman	$25.00	$25.00	10/30/2009 4:29:54 PM
CULPEPPERGROUP	$25.00	$25.00	10/30/2009 4:27:15 PM
GeoLender	$25.00	$25.00	10/30/2009 5:00:34 PM
bonus-antioxidant	$25.00	$25.00	10/30/2009 4:27:23 PM
ytjameslee	$50.00	$50.00	10/30/2009 4:27:30 PM
johntina	$50.00	$50.00	10/30/2009 4:27:35 PM
lucrative-worth	$25.00	$25.00	10/30/2009 4:28:14 PM
ethicalhumanist	$25.00	$25.00	10/30/2009 4:28:19 PM
Syzygy	$25.00	$25.00	10/30/2009 4:28:31 PM
credit-coach118	$35.00	$35.00	10/30/2009 4:29:03 PM
Cheburashka	$30.00	$30.00	10/30/2009 4:29:25 PM
JJS180	$25.00	$25.00	10/30/2009 4:29:58 PM
spin-kick	$25.00	$25.00	10/30/2009 4:30:25 PM
Teminole	$25.00	$25.00	10/30/2009 4:30:45 PM
Cai8899	$50.00	$8.05	10/30/2009 4:31:02 PM
GeoLender	$25.00	$25.00	10/30/2009 5:00:02 PM
blot44	$50.00	$50.00	10/30/2009 6:29:19 PM
Finspons	$25.00	$25.00	10/31/2009 2:33:55 PM
a-shiny-dime	$25.00	$25.00	10/31/2009 9:08:08 AM
jybank	$25.00	$25.00	11/1/2009 5:59:48 AM
zento	$25.00	$25.00	11/1/2009 1:20:28 PM
minista	$25.00	$25.00	11/1/2009 7:23:50 PM
GrayStudio	$50.00	$50.00	11/1/2009 7:59:19 PM
PotBellyPete	$25.00	$25.00	11/1/2009 11:30:19 PM
MoneyTree79	$150.00	$150.00	11/2/2009 10:07:40 AM
rmpedi33	$100.00	$100.00	11/2/2009 8:30:24 AM
dma1206	$25.00	$25.00	11/2/2009 11:16:59 AM
Camerican	$25.00	$25.00	11/2/2009 7:54:29 AM
Barrayaran	$25.00	$25.00	11/2/2009 2:17:34 PM
cougar937	$50.00	$50.00	11/2/2009 5:56:05 PM
zippy-coin	$50.00	$50.00	11/3/2009 3:33:53 AM
Rustang	$50.00	$50.00	11/3/2009 11:00:20 AM
steady-peace8	$250.00	$250.00	11/3/2009 10:10:25 AM
revenue-sapling	$25.00	$25.00	11/3/2009 11:46:35 AM
bid-papyrus	$25.00	$25.00	11/3/2009 12:29:50 PM
Skaven2600	$407.70	$407.70	11/3/2009 8:36:48 AM
cash-boots	$100.00	$100.00	11/3/2009 5:49:58 PM
eureka117	$25.00	$25.00	11/3/2009 6:59:18 PM
bold-social-advantage	$100.00	$100.00	11/3/2009 6:18:57 PM
dollarsforrent	$50.00	$50.00	11/4/2009 6:13:06 AM
ritwik	$50.00	$50.00	11/3/2009 8:18:26 PM
value-investor9	$50.00	$50.00	11/4/2009 10:11:04 AM
porwestco	$25.00	$25.00	11/4/2009 9:09:19 AM
competent-commerce	$25.00	$25.00	11/4/2009 1:20:25 PM
Dollars4Rent	$25.00	$25.00	11/4/2009 12:22:35 PM
favorite-commerce	$25.00	$25.00	11/4/2009 7:06:42 PM
d_grbg	$25.00	$25.00	11/4/2009 3:54:24 PM
billnsc	$25.00	$25.00	11/5/2009 5:00:03 AM
Share-the-wealth	$100.00	$100.00	11/5/2009 7:13:03 AM
cash-boots	$50.00	$50.00	11/4/2009 9:15:58 PM
kulender	$100.00	$100.00	11/5/2009 5:42:00 AM
justice-dna	$100.00	$100.00	11/5/2009 11:46:34 AM
serene-capital	$25.00	$25.00	11/5/2009 12:22:10 PM
csrwizard	$25.00	$25.00	11/5/2009 2:15:55 PM
buffalobills	$25.00	$25.00	11/5/2009 6:35:41 PM
Mack_Inv	$100.00	$100.00	11/5/2009 5:11:08 PM
MoneyForNothing	$25.00	$25.00	11/5/2009 7:13:19 PM
medkoder	$25.00	$25.00	11/5/2009 7:43:28 PM
iem2509	$25.00	$25.00	11/5/2009 7:31:20 PM
jakespirit	$25.00	$25.00	11/6/2009 1:17:58 AM
serene-capital	$25.00	$25.00	11/6/2009 1:29:26 AM
oldman68	$25.00	$25.00	11/5/2009 9:48:05 PM
Chrishu	$25.00	$25.00	11/6/2009 5:52:20 AM
bordersguy	$32.99	$32.99	11/6/2009 6:08:59 AM
AJ8981	$102.26	$102.26	11/6/2009 8:02:29 AM
yield-quest	$25.00	$25.00	11/6/2009 8:28:18 AM
acn	$26.17	$26.17	11/5/2009 7:12:20 PM
bend2007	$750.00	$750.00	11/5/2009 8:10:39 PM
revmax	$25.00	$25.00	11/6/2009 9:36:22 AM
RochelleW	$40.00	$40.00	11/6/2009 9:39:58 AM
exciting-fairness	$50.00	$50.00	11/6/2009 4:25:09 AM
ArmyGuy	$25.00	$25.00	11/6/2009 10:55:07 AM
jetblack	$28.80	$28.80	11/6/2009 10:58:53 AM
porter22	$75.00	$75.00	11/6/2009 7:43:16 AM
Okeey	$25.00	$25.00	11/6/2009 11:11:58 AM
loantigger	$25.00	$25.00	11/6/2009 11:13:15 AM
LEBO	$25.00	$25.00	11/6/2009 12:58:52 PM
payout-reaction740	$25.00	$25.00	11/6/2009 12:07:58 PM
well-mannered-income3	$25.00	$25.00	11/6/2009 2:38:21 PM
dorypro	$25.00	$25.00	11/6/2009 12:33:25 PM
jayh888	$40.18	$40.18	11/6/2009 9:36:36 AM
wwwUniversal	$25.00	$25.00	11/6/2009 3:59:10 PM
SpotLending	$50.00	$50.00	11/6/2009 1:45:19 PM
myduck	$100.00	$100.00	11/6/2009 3:44:11 PM
Kelor99	$25.00	$25.00	11/6/2009 3:46:09 PM
SKAGIT22	$25.00	$25.00	11/6/2009 11:27:32 AM
bomdel	$25.00	$25.00	11/6/2009 11:44:26 AM
qkinger	$50.00	$50.00	11/6/2009 11:59:18 AM
Lotsofbears	$25.00	$25.00	11/6/2009 12:28:45 PM
Trentsteel_98	$25.00	$25.00	11/6/2009 12:42:05 PM
DonaldColorado	$25.00	$25.00	10/30/2009 4:10:21 PM
slartibardfast	$35.00	$35.00	10/30/2009 4:25:13 PM
Attract	$25.00	$25.00	10/30/2009 4:25:19 PM
a-responsible-return	$25.00	$25.00	10/30/2009 4:25:36 PM
Walkingcowboy	$25.00	$25.00	10/30/2009 4:26:19 PM
mamayama	$25.00	$25.00	10/30/2009 4:26:38 PM
greenwell	$50.00	$50.00	10/30/2009 4:27:49 PM
iruz	$50.00	$50.00	10/30/2009 4:28:04 PM
FlexFunding	$33.61	$33.61	10/30/2009 4:28:18 PM
Fortuno_per_commodo	$50.00	$50.00	10/30/2009 4:28:25 PM
wise-spirited-nickel	$25.00	$25.00	10/30/2009 4:28:29 PM
Tai	$25.00	$25.00	10/30/2009 4:25:24 PM
emo13	$50.00	$50.00	10/30/2009 4:28:47 PM
taxdiscusion	$25.00	$25.00	10/30/2009 4:28:52 PM
wrighco	$25.00	$25.00	10/30/2009 4:25:39 PM
personal-lender	$25.00	$25.00	10/30/2009 4:25:51 PM
fortytwo	$54.41	$54.41	10/30/2009 4:29:16 PM
czar3	$25.00	$25.00	10/30/2009 4:29:21 PM
BlindProphet	$25.00	$25.00	10/30/2009 4:26:04 PM
compoundinterest	$50.00	$50.00	10/30/2009 4:26:07 PM
gracej	$25.00	$25.00	10/30/2009 4:26:12 PM
newest-generosity-saga	$25.00	$25.00	10/30/2009 4:30:37 PM
fervent-repayment	$25.00	$25.00	10/30/2009 4:27:09 PM
tyson789	$100.00	$100.00	10/30/2009 4:30:40 PM
uncleegg	$25.00	$25.00	10/30/2009 4:25:02 PM
financial-frenzy	$25.00	$25.00	10/30/2009 4:28:58 PM
SNH	$50.00	$50.00	10/30/2009 4:25:33 PM
abidos	$25.00	$25.00	10/30/2009 4:25:46 PM
Weaverville	$25.00	$25.00	10/30/2009 4:25:55 PM
asset-numero-uno	$100.00	$100.00	10/30/2009 4:33:46 PM
MrDavid	$50.00	$50.00	10/30/2009 4:29:44 PM
Havana21	$50.00	$50.00	10/30/2009 4:26:26 PM
kchen486	$25.00	$25.00	10/30/2009 4:26:46 PM
trident9	$50.00	$50.00	10/30/2009 4:26:49 PM
gentle-gold	$25.00	$25.00	10/30/2009 4:26:55 PM
JGB	$25.00	$25.00	10/30/2009 4:26:59 PM
generosity-neutrino	$25.00	$25.00	10/30/2009 4:27:03 PM
GeoLender	$25.00	$25.00	10/30/2009 4:59:46 PM
nuclearmoose	$25.00	$25.00	10/30/2009 4:27:39 PM
orbiter614	$75.00	$75.00	10/30/2009 4:27:57 PM
understanding-marketplace	$25.00	$25.00	10/30/2009 4:28:16 PM
flwah	$50.00	$50.00	10/30/2009 4:28:36 PM
Masterlender	$25.00	$25.00	10/30/2009 4:28:55 PM
kindofaloaner	$25.00	$25.00	10/30/2009 4:29:06 PM
WillingToHelpOut	$25.00	$25.00	10/30/2009 4:29:14 PM
CarDealer3070	$50.00	$50.00	10/30/2009 4:29:38 PM
PCGeekWI	$25.00	$25.00	10/30/2009 4:30:02 PM
Barak	$80.00	$80.00	10/30/2009 4:30:33 PM
Mowine4me	$25.00	$25.00	10/30/2009 4:31:47 PM
GeoLender	$25.00	$25.00	10/30/2009 5:00:17 PM
economy-popcorn	$25.00	$25.00	10/31/2009 11:12:25 AM
investmentgroup	$25.00	$25.00	10/31/2009 7:59:52 AM
gaditano	$25.00	$25.00	10/31/2009 3:49:28 PM
SpectrumCapital	$25.00	$25.00	11/1/2009 5:59:44 AM
ingeborg77	$50.00	$50.00	11/1/2009 12:47:57 PM
promise3	$25.00	$25.00	10/31/2009 8:53:57 PM
DHolly	$25.00	$25.00	11/2/2009 8:51:46 AM
twjh	$25.00	$25.00	11/2/2009 6:04:23 AM
buckyhead2000	$25.00	$25.00	11/2/2009 4:01:44 PM
BAEVentures	$50.00	$50.00	11/2/2009 3:56:48 PM
enterprising-integrity	$25.00	$25.00	11/2/2009 3:44:05 PM
Doohickey415	$25.00	$25.00	11/2/2009 7:01:51 PM
wild-orange	$300.00	$300.00	11/2/2009 6:54:23 PM
enticing-treasure5	$25.00	$25.00	11/3/2009 1:42:55 AM
chesterCFO	$50.00	$50.00	11/3/2009 5:41:53 AM
pietro_torna_indietro	$100.00	$100.00	11/3/2009 2:00:36 PM
janus_god	$25.00	$25.00	11/3/2009 4:55:13 PM
kind-value-pouch	$50.00	$50.00	11/3/2009 5:02:37 PM
RandyL3	$70.48	$70.48	11/3/2009 5:06:48 PM
euro-kitten	$25.00	$25.00	11/3/2009 5:29:46 PM
irishcocacola	$49.16	$49.16	11/3/2009 5:47:34 PM
dmitriy2	$50.00	$50.00	11/3/2009 10:52:55 PM
MNMAN21	$75.00	$75.00	11/3/2009 5:15:21 PM
maineman	$25.00	$25.00	11/3/2009 5:35:20 PM
balance-chestnut	$25.00	$25.00	11/4/2009 9:04:07 AM
kewgdns	$50.00	$50.00	11/3/2009 7:07:17 PM
Alexander1776	$25.00	$25.00	11/4/2009 2:28:30 PM
the-profit-oracle	$25.00	$25.00	11/4/2009 9:21:59 AM
Rockymtnhi	$35.20	$35.20	11/4/2009 11:50:43 AM
PalmTreeIsland	$55.00	$55.00	11/4/2009 2:09:20 PM
julijask	$25.00	$25.00	11/4/2009 2:53:44 PM
trustworthy-benefit	$25.00	$25.00	11/4/2009 7:27:08 PM
MathProfessor	$150.00	$150.00	11/4/2009 8:15:54 PM
Credit2Prosper	$40.71	$40.71	11/5/2009 6:04:11 AM
mbf2234	$50.00	$50.00	11/4/2009 4:58:05 PM
peaceful-finance3	$50.00	$50.00	11/5/2009 8:41:26 AM
organic-platinum	$25.00	$25.00	11/5/2009 1:26:17 PM
shneb	$100.00	$100.00	11/5/2009 1:59:29 PM
First_Rate_Entrepreneur	$25.00	$25.00	11/5/2009 2:00:33 PM
ptjg	$75.00	$75.00	11/5/2009 10:18:27 AM
GOPHERBOY	$200.00	$200.00	11/5/2009 3:27:47 PM
matthewrburk	$60.06	$60.06	11/5/2009 4:19:48 PM
gustavholstopus32	$25.00	$25.00	11/5/2009 4:18:53 PM
northphoto	$25.00	$25.00	11/5/2009 5:02:28 PM
beakerfish	$129.81	$129.81	11/5/2009 3:33:07 PM
gpuck	$25.00	$25.00	11/5/2009 5:47:36 PM
bankofmay	$25.00	$25.00	11/5/2009 6:16:48 PM
Patrician	$100.00	$100.00	11/5/2009 7:41:27 PM
treasure-encourager	$25.00	$25.00	11/5/2009 9:28:39 PM
orbiter614	$75.00	$75.00	11/5/2009 9:18:42 PM
dav1d	$25.00	$25.00	11/6/2009 12:06:28 AM
Loan2save	$25.00	$25.00	11/6/2009 5:22:41 AM
shrewd-income	$25.00	$25.00	11/6/2009 7:12:27 AM
twjh	$25.00	$25.00	11/5/2009 5:29:05 PM
maximizer	$25.00	$25.00	11/6/2009 6:21:19 AM
availableloan	$25.00	$25.00	11/6/2009 6:46:26 AM
i3urtonair	$25.00	$25.00	11/6/2009 6:53:30 AM
bkb7484	$25.00	$25.00	11/5/2009 6:59:55 PM
UncleSafety	$50.00	$50.00	11/6/2009 9:35:28 AM
ivar	$25.00	$25.00	11/6/2009 8:18:36 AM
forthright-loan	$25.00	$25.00	11/6/2009 9:59:13 AM
ujiba	$25.00	$25.00	11/6/2009 9:35:44 AM
Lesburger	$50.00	$50.00	11/5/2009 10:30:59 PM
admirable-credit	$25.00	$25.00	11/6/2009 2:03:05 AM
BicyclePostLendingDivision	$28.29	$28.29	11/6/2009 4:44:23 AM
Floridagirl	$50.00	$50.00	11/6/2009 10:09:50 AM
orbiter614	$350.00	$350.00	11/6/2009 11:15:09 AM
techreseller	$50.00	$50.00	11/6/2009 5:41:13 AM
attractive-asset	$25.00	$25.00	11/6/2009 10:32:24 AM
Astyanax	$25.00	$25.00	11/6/2009 10:53:35 AM
scrabbler	$25.00	$25.00	11/6/2009 7:43:02 AM
Ven58	$25.00	$25.00	11/6/2009 11:11:34 AM
mwb	$25.00	$25.00	11/6/2009 7:50:49 AM
exciting-fairness	$100.00	$100.00	11/6/2009 11:18:24 AM
StrongMonty	$25.00	$25.00	11/6/2009 12:38:45 PM
633matthew	$50.00	$50.00	11/6/2009 8:54:39 AM
spc91x	$25.00	$25.00	11/6/2009 12:52:43 PM
evamkir	$25.00	$25.00	11/6/2009 9:06:41 AM
leverage-monger	$25.00	$25.00	11/6/2009 9:08:41 AM
hydrolucid	$25.00	$25.00	11/6/2009 9:36:08 AM
LA-Funding-Bank	$25.00	$25.00	11/6/2009 1:02:53 PM
patriot384	$50.00	$50.00	11/6/2009 1:12:42 PM
maga	$172.00	$172.00	11/6/2009 2:39:30 PM
mobius_titan	$25.00	$25.00	11/6/2009 10:19:53 AM
the-silver-blaster	$50.00	$50.00	11/6/2009 3:58:26 PM
rbgnr111	$35.12	$35.12	11/6/2009 11:51:02 AM
dojo2	$50.00	$50.00	11/6/2009 11:53:22 AM
leverage-monger	$25.00	$25.00	11/6/2009 11:59:01 AM
blindtaxidriver	$25.00	$25.00	11/6/2009 12:10:09 PM
elegant-bonus	$50.00	$50.00	11/6/2009 3:09:46 PM
Prossper-Godfather	$350.00	$350.00	11/6/2009 3:15:44 PM
MoneyOps	$25.00	$25.00	11/6/2009 3:44:47 PM
friendinmoney	$25.00	$25.00	11/6/2009 4:03:10 PM
261 bids

Borrower Payment Dependent Notes Series 431236

This series of Notes was issued and sold upon the funding of the borrower loan #39475, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$3,500.00	Prosper Rating:	D	Auction Duration:	7 days
Term:	36 months	Estimated loss:	10.0%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-09-2009

Starting lender yield:	26.47%	Starting borrower rate/APR:	27.47% / 29.81%	Starting monthly payment:	$143.77
Final lender yield:	25.45%	Final borrower rate/APR:	26.45% / 28.78%	Final monthly payment:	$141.86

Auction yield range:	11.29% - 26.47%	Estimated loss impact:	10.63%
Lender servicing fee:	1.00%	Estimated return:	14.82%

Borrower's Credit Profile

Prosper score:	6	First credit line:	Jun-1992	Debt/Income ratio:	29%
Credit score:	700-719 (Oct-2009)	Current / open credit lines:	11 / 11	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	43	Length of status:	21y 8m
Amount delinquent:	$0	Revolving credit balance:	$19,230	Occupation:	Analyst
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	61%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

pleasant-moola

Borrower's state:

Illinois

Borrower's group:

N/A

Description

Trying to get back on track

Purpose of loan:
This loan will be used to purchase eye glasses?as the current pair no longer provide the corrected vision. I also need to purchase the last quarter of the year medication for diabetes and glaucoma. I had glaucoma surgery last year and developed an infection. I used over half of my flexible spending account paying for the infection and weekly appointments. I also need to replace the positive temp application in my plumbing. This controls the hot and cold water temperature and with the cold weather, I really need hot water.?I have a high interest loan that I want to payoff which will allow me to have more money for the household.?Due to my employer not distributing increases and bonuses this year, I had to use my savings to cover?incidents that occurred throughout the year such as flooding in part of the home. Now my property taxes are due,? ???????

My financial situation:
I am a good candidate for this loan because I make every effort to pay back all of my creditors even if it means taking on an additional job. I make my payments on time and try to live within my means.

Monthly net income: $ 2746

Monthly expenses: $
??Housing: $ 1167
??Insurance: $66
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 278
??Other expenses: $ 217

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

AceInTheHole	$25.00	$25.00	11/2/2009 4:09:16 PM
nickel-position	$25.00	$25.00	11/2/2009 4:10:06 PM
three-for-6	$50.00	$50.00	11/2/2009 4:10:30 PM
enlightenment5	$25.00	$25.00	11/2/2009 4:11:51 PM
zone8	$100.00	$100.00	11/2/2009 4:12:16 PM
njlom	$25.00	$25.00	11/2/2009 4:12:32 PM
efficient-principal	$25.00	$25.00	11/2/2009 4:15:29 PM
jhouman	$25.00	$25.00	11/2/2009 4:15:49 PM
YogaDude34	$25.00	$25.00	11/2/2009 4:15:52 PM
louisianalender	$100.00	$100.00	11/2/2009 4:16:03 PM
deal-pioneer1	$25.00	$25.00	11/2/2009 4:16:19 PM
gold-sushi	$25.00	$25.00	11/2/2009 4:14:37 PM
Cash_Angel	$25.00	$25.00	11/2/2009 4:17:55 PM
Helenska11	$25.00	$25.00	11/2/2009 4:15:04 PM
greenwell	$25.00	$25.00	11/2/2009 4:18:16 PM
WalnutCreekguy	$25.00	$25.00	11/2/2009 4:18:28 PM
a-finance-nirvana	$150.00	$150.00	11/2/2009 4:18:41 PM
ben10jen	$25.00	$25.00	11/2/2009 4:16:11 PM
hope-gadget	$25.00	$25.00	11/2/2009 4:16:17 PM
Poiny	$25.00	$25.00	11/2/2009 4:16:23 PM
Lam0nt	$25.00	$25.00	11/2/2009 4:19:21 PM
Hondo	$25.00	$25.00	11/2/2009 4:19:23 PM
elegant-bonus	$25.00	$25.00	11/2/2009 4:19:30 PM
value-pole	$25.00	$25.00	11/2/2009 4:17:32 PM
PayItForward09	$25.00	$25.00	11/2/2009 4:17:49 PM
the-silver-blaster	$25.00	$25.00	11/2/2009 4:15:37 PM
wildguy	$25.00	$25.00	11/2/2009 4:24:45 PM
wrighco	$25.00	$25.00	11/2/2009 4:15:46 PM
fareast_man	$25.00	$25.00	11/2/2009 4:17:45 PM
atothez	$25.00	$25.00	11/2/2009 4:17:52 PM
626457	$25.00	$25.00	11/2/2009 4:18:33 PM
desertoasis	$50.00	$50.00	11/2/2009 4:19:00 PM
reflective-rupee	$100.00	$100.00	11/2/2009 5:00:44 PM
drg6289	$25.00	$25.00	11/3/2009 7:53:56 AM
phaded	$25.00	$25.00	11/6/2009 10:05:56 AM
fantastic-cash	$27.62	$27.62	11/6/2009 5:30:04 PM
hellasow	$25.00	$25.00	11/7/2009 5:16:53 AM
CatbirdBanking	$25.00	$25.00	11/7/2009 10:49:50 AM
freedom3	$200.00	$200.00	11/6/2009 11:28:12 PM
PotBellyPete	$75.00	$75.00	11/8/2009 12:11:48 PM
Top_Gun_Lender	$51.00	$51.00	11/9/2009 8:07:56 AM
portfolio-turbine	$25.00	$25.00	11/9/2009 6:48:38 AM
AF-Chief	$25.00	$25.00	11/9/2009 8:16:02 AM
Taho	$27.19	$27.19	11/8/2009 10:58:49 AM
bid-papyrus	$25.00	$25.00	11/9/2009 11:57:44 AM
rakey	$25.00	$25.00	11/8/2009 7:58:53 PM
five-star-note	$25.00	$25.00	11/2/2009 4:11:10 PM
dparkhom	$25.00	$25.00	11/2/2009 4:13:37 PM
srfb973	$35.00	$35.00	11/2/2009 4:14:30 PM
Toastsr	$25.00	$25.00	11/2/2009 4:15:43 PM
VBAces	$25.00	$25.00	11/2/2009 4:15:50 PM
GElender	$25.00	$25.00	11/2/2009 4:15:54 PM
delivery	$25.00	$25.00	11/2/2009 4:15:59 PM
javajahn	$25.00	$25.00	11/2/2009 4:12:58 PM
Banker7371	$25.00	$25.00	11/2/2009 4:16:43 PM
ZTA0796	$25.00	$25.00	11/2/2009 4:17:35 PM
InChicago	$25.00	$25.00	11/2/2009 4:15:00 PM
Orca-man	$75.00	$75.00	11/2/2009 4:18:18 PM
get30inc	$25.00	$25.00	11/2/2009 4:15:41 PM
icontender	$25.00	$25.00	11/2/2009 4:18:39 PM
w3alter	$50.00	$50.00	11/2/2009 4:18:59 PM
djh47a	$25.00	$25.00	11/2/2009 4:19:19 PM
justice-dna	$25.00	$25.00	11/2/2009 4:19:31 PM
special-peso	$50.00	$50.00	11/2/2009 4:17:33 PM
TheYellowDart	$25.00	$25.00	11/2/2009 4:17:39 PM
TandyJames	$25.00	$25.00	11/2/2009 4:17:46 PM
purdue98	$25.00	$25.00	11/2/2009 4:17:51 PM
benevolent-bonus	$25.00	$25.00	11/2/2009 4:18:04 PM
pietro_torna_indietro	$25.00	$25.00	11/2/2009 4:18:11 PM
PatRichi	$25.00	$25.00	11/2/2009 4:18:58 PM
flwah	$50.00	$50.00	11/2/2009 4:19:05 PM
community-seahorse	$25.00	$4.35	11/2/2009 4:19:45 PM
YQQ	$25.00	$25.00	11/2/2009 4:12:40 PM
wise-extraordinary-loot	$25.00	$25.00	11/2/2009 4:15:39 PM
mtquan	$25.00	$25.00	11/2/2009 4:15:47 PM
secobarbital	$25.00	$25.00	11/2/2009 4:15:57 PM
equitable-credit0	$25.00	$25.00	11/2/2009 4:16:13 PM
fcb202	$25.00	$25.00	11/2/2009 4:17:30 PM
SkepticalBen	$25.00	$25.00	11/2/2009 4:17:36 PM
JGB	$25.00	$25.00	11/2/2009 4:17:42 PM
green-discrete-responsibility	$25.00	$25.00	11/2/2009 4:18:52 PM
catomaior	$25.00	$25.00	11/2/2009 4:19:11 PM
GMPK_TLAS	$25.00	$25.00	11/2/2009 4:19:25 PM
unk1911	$25.00	$25.00	11/2/2009 4:25:53 PM
economy-synapse	$25.00	$25.00	11/2/2009 4:35:33 PM
reflective-rupee	$25.00	$25.00	11/2/2009 4:34:19 PM
wild-orange	$50.00	$50.00	11/2/2009 7:00:26 PM
well-mannered-income3	$25.00	$25.00	11/3/2009 9:12:29 AM
UCLA4life	$25.00	$25.00	11/5/2009 11:55:47 AM
mikeyp411	$25.00	$25.00	11/5/2009 6:55:46 PM
mercuriant	$25.00	$25.00	11/6/2009 11:20:19 AM
DaddyBill	$25.00	$25.00	11/7/2009 9:27:00 AM
Nicksr	$25.00	$25.00	11/7/2009 7:47:02 AM
durability-colonel	$50.00	$50.00	11/7/2009 10:33:52 AM
charming-point	$100.00	$100.00	11/8/2009 6:24:14 AM
investment-zoo	$25.00	$25.00	11/7/2009 5:26:54 AM
Feyenoord	$25.00	$25.00	11/8/2009 1:01:53 PM
RebuildingAmerica	$46.19	$46.19	11/7/2009 5:15:39 PM
carmat60	$25.00	$25.00	11/8/2009 9:47:44 PM
shiny-dollar9	$25.00	$25.00	11/9/2009 1:25:41 AM
scroooge	$25.00	$25.00	11/9/2009 9:37:51 AM
bitano	$33.65	$33.65	11/8/2009 10:56:30 AM
dudebrah	$25.00	$25.00	11/9/2009 12:04:34 PM
103 bids

Borrower Payment Dependent Notes Series 431306

This series of Notes was issued and sold upon the funding of the borrower loan #39487, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$2,500.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-09-2009

Starting lender yield:	10.42%	Starting borrower rate/APR:	11.42% / 13.54%	Starting monthly payment:	$82.34
Final lender yield:	9.25%	Final borrower rate/APR:	10.25% / 12.36%	Final monthly payment:	$80.96

Auction yield range:	4.29% - 10.42%	Estimated loss impact:	2.12%
Lender servicing fee:	1.00%	Estimated return:	7.13%

Borrower's Credit Profile

Prosper score:	9	First credit line:	Mar-1998	Debt/Income ratio:	15%
Credit score:	780-799 (Oct-2009)	Current / open credit lines:	13 / 10	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	50	Length of status:	9y 2m
Amount delinquent:	$0	Revolving credit balance:	$22,696	Occupation:	Teacher
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	4%	Stated income:	$25,000-$49,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	2

Screen name:

KyEducator

Borrower's state:

Kentucky

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 1	On-time:	15 ( 100% )	780-799 (Latest)
Principal borrowed:	$5,000.00	< mo. late:	0 ( 0% )	700-719 (Jul-2008)
Principal balance:	$3,185.72	1+ mo. late:	0 ( 0% )
Total payments billed:	15

Description

Paying My Property Taxes

Purpose of loan:
This loan will be used to?
Pay my property taxes on my townhome as seen in the picture provided.
My financial situation:
I am a good candidate for this loan because??I currently have a loan with prosper that I recieved 2 years ago and have kept current and made timely payments on this loan.? Also, I have a lot less debt than I did last time I recieved a loan from prosper.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

HappyToLoan	$25.00	$25.00	11/2/2009 4:30:09 PM
Syzygy	$25.00	$25.00	11/2/2009 4:59:29 PM
GeoLender	$25.00	$25.00	11/2/2009 6:38:31 PM
GeoLender	$25.00	$25.00	11/2/2009 6:38:12 PM
wild-orange	$300.00	$300.00	11/2/2009 7:01:13 PM
PalmerTheEmbalmer	$25.00	$25.00	11/2/2009 11:27:09 PM
nalaari	$50.00	$50.00	11/3/2009 4:11:27 PM
JCMC	$49.97	$49.97	11/4/2009 7:20:30 AM
IFGINVEST	$26.90	$26.90	11/5/2009 4:49:05 PM
payontime1	$50.00	$50.00	11/6/2009 10:36:41 AM
buckyhead2000	$25.00	$25.00	11/6/2009 11:14:26 AM
orbiter614	$75.00	$75.00	11/6/2009 4:28:10 PM
bear01	$30.00	$30.00	11/6/2009 4:44:01 PM
outofoffice	$64.72	$64.72	11/7/2009 5:23:47 AM
fantasysports	$25.00	$25.00	11/7/2009 11:07:37 PM
lender124	$50.00	$50.00	11/8/2009 8:33:40 AM
LoanDMC	$25.00	$25.00	11/8/2009 1:05:38 PM
d_grbg	$25.00	$25.00	11/8/2009 1:15:36 PM
doc1	$100.00	$100.00	11/8/2009 5:55:53 PM
HealthAndSafety	$50.00	$50.00	11/8/2009 6:14:33 PM
LittleMingo	$25.00	$25.00	11/8/2009 6:16:49 PM
rakey	$25.00	$25.00	11/8/2009 9:34:04 PM
bonus-sensai825	$30.00	$30.00	11/7/2009 6:53:12 PM
AF-Chief	$55.00	$55.00	11/9/2009 8:16:43 AM
suzanny	$25.00	$25.00	11/9/2009 10:30:46 AM
JerryB96	$25.00	$25.00	11/8/2009 8:31:22 PM
jybank	$25.00	$25.00	11/9/2009 3:06:08 PM
amit_gu	$50.00	$50.00	11/9/2009 10:01:14 AM
Chiss	$30.00	$30.00	11/9/2009 1:36:13 PM
serene-capital	$25.00	$25.00	11/9/2009 2:29:11 PM
turbospeed	$25.00	$25.00	11/2/2009 4:14:07 PM
MoneyTree79	$250.00	$250.00	11/2/2009 6:02:47 PM
HowardRoark	$50.00	$50.00	11/3/2009 10:26:52 AM
asset-numero-uno	$100.00	$100.00	11/4/2009 4:15:49 PM
hellasow	$25.00	$25.00	11/5/2009 1:07:28 PM
dawg25	$50.00	$50.00	11/6/2009 4:38:01 AM
Dollars4Rent	$25.00	$25.00	11/6/2009 12:01:52 PM
authoritative-social	$25.00	$25.00	11/7/2009 5:22:10 AM
durability-colonel	$50.00	$50.00	11/7/2009 10:40:55 AM
neenerman	$100.00	$100.00	11/7/2009 5:08:13 PM
MoneyForNothing	$25.00	$25.00	11/6/2009 9:48:55 PM
Loves-Corvairs	$25.00	$25.00	11/8/2009 1:00:58 PM
afterhours	$28.24	$28.24	11/7/2009 12:20:26 PM
billnsc	$25.00	$25.00	11/7/2009 5:35:51 PM
NorthlandAlchemist	$46.85	$46.85	11/7/2009 5:45:35 PM
bornsucka	$25.00	$25.00	11/9/2009 11:24:36 AM
Share-the-wealth	$100.00	$100.00	11/9/2009 7:06:41 AM
wwwUniversal	$25.00	$25.00	11/9/2009 3:50:44 PM
Kyileo	$50.00	$50.00	11/9/2009 10:30:02 AM
dudebrah	$25.00	$25.00	11/9/2009 10:38:58 AM
1SteelerFan	$40.00	$38.32	11/9/2009 2:00:54 PM
51 bids

Borrower Payment Dependent Notes Series 431326

This series of Notes was issued and sold upon the funding of the borrower loan #39481, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$6,000.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-09-2009

Starting lender yield:	11.42%	Starting borrower rate/APR:	12.42% / 14.56%	Starting monthly payment:	$200.49
Final lender yield:	9.40%	Final borrower rate/APR:	10.40% / 12.51%	Final monthly payment:	$194.73

Auction yield range:	4.29% - 11.42%	Estimated loss impact:	2.13%
Lender servicing fee:	1.00%	Estimated return:	7.27%

Borrower's Credit Profile

Prosper score:	9	First credit line:	Sep-1990	Debt/Income ratio:	26%
Credit score:	740-759 (Nov-2009)	Current / open credit lines:	9 / 9	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	29	Length of status:	3y 0m
Amount delinquent:	$0	Revolving credit balance:	$39,061	Occupation:	Judge
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	68%	Stated income:	$100,000+
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

tender-return0

Borrower's state:

Idaho

Borrower's group:

N/A

Description

Paying off credit debt

Purpose of loan:
This loan will be used to pay down credit debt.

My financial situation:
I'm a good candidate for this loan because I have secure employment and great payment history.? Honestly, I am sick and tired of paying big companies interest and love the idea of peer to peer lending.? When I first read about peer to peer lending it got me to thinking that this is one way we can start to control our own future and remove some control from corporations.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

DonaldColorado	$25.00	$25.00	11/2/2009 4:12:21 PM
five-star-note	$25.00	$25.00	11/2/2009 4:13:15 PM
slartibardfast	$35.00	$35.00	11/2/2009 4:26:20 PM
Weaverville	$25.00	$25.00	11/2/2009 4:27:47 PM
compoundinterest	$50.00	$50.00	11/2/2009 4:28:17 PM
Havana21	$50.00	$50.00	11/2/2009 4:28:45 PM
elegant-bonus	$25.00	$25.00	11/2/2009 4:28:52 PM
kchen486	$25.00	$25.00	11/2/2009 4:29:13 PM
kanakakm	$50.00	$50.00	11/2/2009 4:26:45 PM
generosity-neutrino	$25.00	$25.00	11/2/2009 4:29:54 PM
a-responsible-return	$25.00	$25.00	11/2/2009 4:26:58 PM
bonus-antioxidant	$25.00	$25.00	11/2/2009 4:30:20 PM
BlindProphet	$25.00	$25.00	11/2/2009 4:28:07 PM
neighborly-hope6	$100.00	$100.00	11/2/2009 4:29:29 PM
fervent-repayment	$25.00	$25.00	11/2/2009 4:30:05 PM
ytjameslee	$50.00	$50.00	11/2/2009 4:30:27 PM
dparkhom	$25.00	$25.00	11/2/2009 4:30:50 PM
iruz	$50.00	$50.00	11/2/2009 4:31:11 PM
lucrative-worth	$25.00	$25.00	11/2/2009 4:31:21 PM
Jassi	$25.00	$25.00	11/2/2009 4:34:35 PM
Fortuno_per_commodo	$50.00	$50.00	11/2/2009 4:31:33 PM
dinero-philosopher3	$25.00	$25.00	11/2/2009 4:34:56 PM
emo13	$50.00	$50.00	11/2/2009 4:31:49 PM
value-pouch	$25.00	$25.00	11/2/2009 4:35:17 PM
financial-frenzy	$25.00	$25.00	11/2/2009 4:32:06 PM
supersarah61	$25.00	$25.00	11/2/2009 4:26:02 PM
TakeCare	$100.00	$100.00	11/2/2009 4:33:36 PM
Attract	$25.00	$25.00	11/2/2009 4:26:30 PM
miked8303	$25.00	$25.00	11/2/2009 4:34:11 PM
AF-Chief	$35.00	$35.00	11/2/2009 4:26:51 PM
wrighco	$25.00	$25.00	11/2/2009 4:27:05 PM
abidos	$25.00	$25.00	11/2/2009 4:27:28 PM
thedoctor	$25.00	$25.00	11/2/2009 4:35:27 PM
SnE	$25.00	$25.00	11/2/2009 4:35:37 PM
PotBellyPete	$25.00	$25.00	11/2/2009 4:39:15 PM
gracej	$25.00	$25.00	11/2/2009 4:28:24 PM
Walkingcowboy	$25.00	$25.00	11/2/2009 4:28:29 PM
neenerman	$25.00	$25.00	11/2/2009 4:36:45 PM
dionysus03	$25.00	$25.00	11/2/2009 4:29:06 PM
anton	$50.00	$50.00	11/2/2009 4:37:12 PM
return-elm	$25.00	$25.00	11/2/2009 4:38:06 PM
wise-rupee-armada	$25.00	$25.00	11/2/2009 4:38:34 PM
orbiter614	$75.00	$75.00	11/2/2009 4:31:01 PM
ethicalhumanist	$25.00	$25.00	11/2/2009 4:31:30 PM
don8ter	$60.00	$60.00	11/2/2009 4:40:51 PM
Lendomatic	$25.00	$25.00	11/2/2009 4:32:16 PM
SonomaHills	$25.00	$25.00	11/2/2009 4:32:46 PM
Teminole	$25.00	$25.00	11/2/2009 4:33:18 PM
supreme-hope	$25.00	$25.00	11/2/2009 5:00:40 PM
djh47a	$40.00	$40.00	11/2/2009 4:33:31 PM
unrivaled-justice	$25.00	$25.00	11/2/2009 5:33:52 PM
johntina	$50.00	$50.00	11/2/2009 4:52:50 PM
credit-coach118	$35.00	$35.00	11/2/2009 4:53:29 PM
get30inc	$32.16	$32.16	11/2/2009 5:00:36 PM
market-honker	$100.00	$100.00	11/2/2009 4:37:41 PM
point-shooter	$25.00	$25.00	11/2/2009 6:35:45 PM
alex189a	$25.00	$25.00	11/2/2009 5:58:57 PM
LoanAngel	$25.00	$25.00	11/2/2009 6:48:58 PM
kulender	$25.00	$25.00	11/2/2009 4:41:54 PM
MrDavid	$50.00	$50.00	11/2/2009 4:42:43 PM
SDNLR	$25.00	$25.00	11/2/2009 7:10:51 PM
honorable-treasure	$25.00	$25.00	11/2/2009 4:43:04 PM
katnmouse	$25.00	$25.00	11/2/2009 7:28:43 PM
fuzed	$33.73	$33.73	11/2/2009 6:46:27 PM
hard-working-loot	$25.00	$25.00	11/2/2009 8:05:25 PM
blue-liberty-gourd	$25.00	$25.00	11/2/2009 6:54:18 PM
honorable-responsibility4	$25.00	$25.00	11/2/2009 5:00:39 PM
RJN	$25.00	$25.00	11/2/2009 7:09:41 PM
HunterSix	$25.00	$25.00	11/2/2009 7:18:58 PM
orange-truth-pole	$25.00	$0.27	11/3/2009 1:28:49 AM
vkorichkov	$35.00	$35.00	11/2/2009 7:18:55 PM
robust-loyalty	$25.00	$25.00	11/2/2009 11:48:52 PM
MoneyTree79	$300.00	$300.00	11/3/2009 3:40:19 PM
Syzygy	$25.00	$25.00	11/5/2009 2:25:25 PM
asset-numero-uno	$27.97	$27.97	11/6/2009 3:14:17 PM
kf88	$25.00	$25.00	11/6/2009 1:05:14 PM
WillingToHelpOut	$25.00	$25.00	11/6/2009 5:03:24 PM
outofoffice	$50.00	$50.00	11/7/2009 5:24:45 AM
leverage-monger	$50.00	$50.00	11/7/2009 8:51:44 AM
neenerman	$100.00	$100.00	11/7/2009 5:08:41 PM
neenerman	$100.00	$100.00	11/7/2009 5:08:54 PM
AlwaysA-Chief	$50.00	$50.00	11/7/2009 5:02:51 PM
exciting-fairness	$50.00	$50.00	11/9/2009 5:25:34 AM
Doohickey415	$30.00	$30.00	11/7/2009 11:49:10 PM
scrabbler	$25.00	$25.00	11/9/2009 6:45:13 AM
transparency-giant	$50.00	$50.00	11/2/2009 4:12:28 PM
responsibility-butterfly	$25.00	$25.00	11/2/2009 4:18:46 PM
kenji4861	$50.00	$50.00	11/2/2009 4:26:10 PM
Tai	$25.00	$25.00	11/2/2009 4:26:41 PM
uncleegg	$25.00	$25.00	11/2/2009 4:25:57 PM
trident9	$50.00	$50.00	11/2/2009 4:29:21 PM
gentle-gold	$25.00	$25.00	11/2/2009 4:29:37 PM
personal-lender	$25.00	$25.00	11/2/2009 4:27:36 PM
bchen78875	$50.00	$50.00	11/2/2009 4:27:59 PM
goofy15975	$25.00	$25.00	11/2/2009 4:28:40 PM
Masterlender	$25.00	$25.00	11/2/2009 4:32:03 PM
JGB	$25.00	$25.00	11/2/2009 4:29:46 PM
CULPEPPERGROUP	$25.00	$25.00	11/2/2009 4:30:16 PM
nuclearmoose	$25.00	$25.00	11/2/2009 4:30:40 PM
greenbackologist	$25.00	$25.00	11/2/2009 4:34:39 PM
wise-spirited-nickel	$25.00	$25.00	11/2/2009 4:31:37 PM
justice-dna	$35.00	$35.00	11/2/2009 4:32:22 PM
mikeandcat	$50.00	$50.00	11/2/2009 4:34:03 PM
Mr_Money	$25.00	$25.00	11/2/2009 4:37:56 PM
antlr	$25.00	$25.00	11/2/2009 4:38:27 PM
MGOT-Ken	$25.00	$25.00	11/2/2009 4:38:53 PM
puifais	$25.00	$25.00	11/2/2009 4:36:00 PM
gizzywump	$25.00	$25.00	11/2/2009 4:36:05 PM
leverage-monger	$50.00	$50.00	11/2/2009 4:36:52 PM
mamayama	$25.00	$25.00	11/2/2009 4:29:02 PM
Orca-man	$50.00	$50.00	11/2/2009 4:40:44 PM
subtle-interest	$25.00	$25.00	11/2/2009 4:37:31 PM
TrustPlus	$50.00	$50.00	11/2/2009 4:40:35 PM
taxdiscusion	$25.00	$25.00	11/2/2009 4:31:55 PM
KailuaLender	$25.00	$25.00	11/2/2009 4:53:33 PM
MONEYLENDER101	$29.35	$29.35	11/2/2009 4:41:24 PM
VBAces	$75.00	$75.00	11/2/2009 4:53:44 PM
Cheburashka	$30.00	$30.00	11/2/2009 4:32:29 PM
rmachi	$25.00	$25.00	11/2/2009 4:42:34 PM
CarDealer3070	$50.00	$50.00	11/2/2009 4:32:36 PM
spin-kick	$25.00	$25.00	11/2/2009 4:33:02 PM
tyson789	$100.00	$100.00	11/2/2009 4:33:12 PM
wormdc	$25.00	$25.00	11/2/2009 5:01:02 PM
TandyJames	$50.00	$50.00	11/2/2009 5:05:32 PM
verse99	$25.00	$25.00	11/2/2009 4:50:41 PM
top-trade-chihuahua	$25.00	$25.00	11/2/2009 4:34:52 PM
inspired-agreement	$25.00	$25.00	11/2/2009 4:35:02 PM
rawman	$25.00	$25.00	11/2/2009 5:54:17 PM
intuitive-dime5	$25.00	$25.00	11/2/2009 4:59:39 PM
racing777	$25.00	$25.00	11/2/2009 4:59:58 PM
first-poetic-deal	$25.00	$25.00	11/2/2009 6:04:21 PM
worthy-truth	$25.00	$25.00	11/2/2009 5:00:38 PM
bcsinc	$25.00	$25.00	11/2/2009 6:20:42 PM
wampum-chorus3	$25.00	$25.00	11/2/2009 4:37:51 PM
nalaari	$25.04	$25.04	11/2/2009 6:35:50 PM
ultimate-social	$25.00	$25.00	11/2/2009 5:45:04 PM
peaceful-bid	$25.00	$25.00	11/2/2009 5:55:47 PM
adir1	$25.00	$25.00	11/2/2009 5:58:54 PM
GeoLender	$25.00	$25.00	11/2/2009 6:28:36 PM
GeoLender	$25.00	$25.00	11/2/2009 6:29:08 PM
orange-resolute-platinum	$25.00	$25.00	11/2/2009 6:29:43 PM
dr-dollar	$25.00	$25.00	11/2/2009 7:18:57 PM
figs4u2	$75.48	$75.48	11/2/2009 4:53:47 PM
Ocean-Breeze	$25.00	$25.00	11/2/2009 9:55:48 PM
MTLoans	$25.00	$25.00	11/2/2009 7:10:49 PM
credit-force5	$25.00	$25.00	11/2/2009 7:59:25 PM
GeoLender	$25.00	$25.00	11/2/2009 6:28:51 PM
DHolly	$25.00	$25.00	11/3/2009 6:13:36 AM
golffish2	$50.00	$50.00	11/6/2009 6:00:34 AM
fair_rates	$25.00	$25.00	11/6/2009 5:58:44 PM
buckyhead2000	$25.00	$25.00	11/6/2009 5:05:31 PM
MoneyForNothing	$25.00	$25.00	11/6/2009 9:51:14 PM
authoritative-social	$25.00	$25.00	11/7/2009 5:56:05 AM
jybank	$25.00	$25.00	11/7/2009 10:56:43 AM
JerryB96	$25.00	$25.00	11/8/2009 8:32:46 PM
lender124	$41.00	$41.00	11/8/2009 8:38:18 AM
exciting-fairness	$100.00	$100.00	11/9/2009 11:46:46 AM
Patrician	$100.00	$100.00	11/9/2009 1:30:04 PM
the-profit-oracle	$25.00	$25.00	11/9/2009 2:21:34 PM
wwwUniversal	$25.00	$25.00	11/9/2009 3:51:41 PM
wild-orange	$200.00	$200.00	11/9/2009 4:03:50 PM
Kelor99	$25.00	$25.00	11/9/2009 4:03:53 PM
162 bids

Borrower Payment Dependent Notes Series 431556

This series of Notes was issued and sold upon the funding of the borrower loan #39477, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$10,600.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-03-2009
				Auction end date:	Nov-10-2009

Starting lender yield:	21.50%	Starting borrower rate/APR:	22.50% / 24.77%	Starting monthly payment:	$407.57
Final lender yield:	14.45%	Final borrower rate/APR:	15.45% / 17.63%	Final monthly payment:	$369.79

Auction yield range:	4.29% - 21.50%	Estimated loss impact:	2.16%
Lender servicing fee:	1.00%	Estimated return:	12.29%

Borrower's Credit Profile

Prosper score:	8	First credit line:	Aug-1991	Debt/Income ratio:	27%
Credit score:	760-779 (Oct-2009)	Current / open credit lines:	9 / 9	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	26	Length of status:	16y 2m
Amount delinquent:	$0	Revolving credit balance:	$40,714	Occupation:	Other
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	32%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	3

Screen name:

fordaputz

Borrower's state:

Tennessee

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 1	On-time:	21 ( 100% )	760-779 (Latest)
Principal borrowed:	$9,500.00	< mo. late:	0 ( 0% )	740-759 (Jul-2009) 740-759 (Apr-2009) 720-739 (Aug-2008) 760-779 (Jan-2008)
Principal balance:	$2,815.03	1+ mo. late:	0 ( 0% )
Total payments billed:	21

Description

36 month plan to remove DEBT

Purpose of loan:
Will use the money to help orgainize?debt reduction.? Loan will give me a fixed interest rate and monthly payment for the next 36 months.? Paying off ONE CREDIT CARD with this loan.

My financial situation:
I am a good candidate for this loan because I am currently making my payments to the credit cards.? By supporting me with this three year loan, I will continue to make the payments, but support people instead of BANKS.? I will also pay more to my other debts since the amount is now fixed on a 36 month note.

OTHER:
????Rotating Debt of ~$40,000 is on three credit cards, line of credit, and first prosper loan -?36 month plan to be out of debt.

????(1)?This loan will payoff one of the credit cards -?and give me a payment of ~$400 per month fixed.
????(2) Will?have?paid down the line of credit?by May (2010) - balance is $4200 with?~$775 payment per month
????(3) First Prosper Loan will be paid off in October (2010)?- will request?$13,000 loan?at that time via Prosper
????????????????Plan would be to pay off in 24 months instead of 36 months - so would be ~$750 per month
????(4) Remaining two credit cards - will be increasing payments to them?with fixed payments above.?

Thanks for your time in looking, all questions will be answered

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

Dollarhide	$25.00	$25.00	11/3/2009 4:04:53 PM
sociallender	$25.00	$25.00	11/3/2009 4:11:25 PM
BorrowLend	$25.00	$25.00	11/3/2009 3:59:48 PM
five-star-note	$30.00	$30.00	11/3/2009 4:01:29 PM
WealthBoy	$25.00	$25.00	11/3/2009 4:03:50 PM
Rattlehead	$75.00	$75.00	11/3/2009 4:04:35 PM
SFBank	$200.00	$200.00	11/3/2009 4:19:44 PM
Small_P	$25.00	$25.00	11/3/2009 8:15:37 PM
CA_Lender	$25.00	$25.00	11/4/2009 3:38:27 AM
value-investor9	$50.00	$50.00	11/4/2009 10:11:14 AM
hellasow	$30.00	$30.00	11/5/2009 1:22:37 PM
Westb	$50.00	$50.00	11/5/2009 4:42:09 PM
Lender0000	$400.00	$400.00	11/5/2009 4:44:55 PM
REBizGuy	$48.05	$48.05	11/5/2009 5:10:12 PM
best-stable-dinero	$25.00	$25.00	11/5/2009 8:28:09 PM
phaded	$25.00	$25.00	11/6/2009 10:05:09 AM
Halos2002	$50.00	$50.00	11/6/2009 10:00:26 AM
hotwired	$25.00	$25.00	11/6/2009 4:03:50 PM
Chessplayer71	$26.27	$26.27	11/6/2009 11:51:27 AM
building_community	$25.00	$25.00	11/6/2009 8:45:43 PM
szetheli	$117.00	$117.00	11/6/2009 7:05:57 PM
caseattle	$25.00	$25.00	11/7/2009 5:30:39 AM
smart-gold	$25.00	$25.00	11/7/2009 8:51:27 AM
neenerman	$100.00	$100.00	11/7/2009 5:15:41 PM
minista	$25.00	$25.00	11/7/2009 5:16:59 PM
BankofBadHabits	$25.00	$25.00	11/8/2009 6:59:18 AM
Syzygy	$25.00	$25.00	11/7/2009 9:27:50 PM
authoritative-social	$25.00	$25.00	11/8/2009 5:57:21 AM
Jim33	$25.00	$25.00	11/7/2009 11:24:00 AM
George2384	$25.00	$25.00	11/7/2009 1:35:45 PM
neenerman	$100.00	$100.00	11/7/2009 5:14:00 PM
neenerman	$100.00	$100.00	11/7/2009 5:15:56 PM
neenerman	$100.00	$100.00	11/7/2009 5:16:28 PM
rakey	$25.00	$25.00	11/8/2009 7:53:47 PM
JTHarris	$100.00	$100.00	11/8/2009 7:38:29 AM
silverloan	$50.00	$50.00	11/9/2009 9:24:04 AM
Gobsek	$25.00	$25.00	11/9/2009 8:23:55 AM
SpectrumFinance	$25.00	$25.00	11/8/2009 11:15:06 AM
jonn834	$25.00	$25.00	11/9/2009 10:41:03 AM
Dollars4Rent	$25.00	$25.00	11/9/2009 11:37:56 AM
twjh	$25.00	$25.00	11/9/2009 6:09:34 AM
kulender	$100.00	$100.00	11/9/2009 6:33:56 AM
szasza	$50.00	$50.00	11/9/2009 3:17:00 PM
bbanc123	$51.79	$51.79	11/9/2009 7:40:28 AM
auction-chomper4	$25.00	$25.00	11/9/2009 1:11:46 PM
brightest-economy-tsunami	$25.00	$25.00	11/9/2009 3:05:47 PM
freedom3	$250.00	$250.00	11/9/2009 5:12:25 PM
fairness-faire	$25.00	$25.00	11/9/2009 5:32:23 PM
admirable-credit	$25.00	$25.00	11/9/2009 5:34:03 PM
well-mannered-income3	$25.00	$25.00	11/10/2009 5:46:30 AM
GeoLender	$25.00	$25.00	11/9/2009 6:15:33 PM
preventivepestcontrol	$50.00	$50.00	11/10/2009 10:17:48 AM
whitegold24k	$350.00	$350.00	11/10/2009 10:08:57 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:18:18 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:19:16 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:20:07 AM
SkipMcGrath	$38.22	$38.22	11/10/2009 10:22:07 AM
buffalobills	$25.00	$25.00	11/10/2009 10:33:07 AM
EJO	$25.00	$25.00	11/10/2009 10:46:55 AM
FjLenders	$50.03	$50.03	11/10/2009 10:58:02 AM
BankofBadHabits	$25.00	$25.00	11/10/2009 4:46:07 AM
SanJoser	$50.00	$50.00	11/10/2009 11:53:58 AM
jules3304	$25.00	$25.00	11/10/2009 5:41:20 AM
payout-reaction740	$25.00	$25.00	11/10/2009 12:55:30 PM
jetblack	$30.61	$30.61	11/10/2009 12:48:12 PM
martymaniaman	$38.36	$38.36	11/10/2009 6:16:01 AM
credit-missile	$201.61	$201.61	11/10/2009 1:01:34 PM
reflective-rupee	$100.00	$100.00	11/10/2009 6:25:25 AM
greenback-floret	$50.00	$50.00	11/10/2009 7:11:16 AM
bruin558	$37.56	$37.56	11/10/2009 2:24:39 PM
revenue-appraiser	$70.00	$70.00	11/10/2009 2:45:39 PM
LAKETIME	$25.00	$25.00	11/10/2009 3:02:20 PM
shrewd-peace7	$25.00	$25.00	11/10/2009 3:24:37 PM
Lender_1972	$30.00	$30.00	11/10/2009 9:49:47 AM
ShermanSteve	$50.00	$50.00	11/10/2009 9:56:37 AM
Rulea72	$50.00	$50.00	11/10/2009 3:52:24 PM
johnpmid	$25.00	$25.00	11/10/2009 3:49:36 PM
p2p-gala	$300.00	$300.00	11/10/2009 3:56:13 PM
exciting-fairness	$150.00	$150.00	11/10/2009 3:55:14 PM
visionary-deal3	$100.00	$100.00	11/10/2009 3:56:54 PM
smart-gain	$25.00	$25.00	11/10/2009 3:57:02 PM
wwwUniversal	$25.00	$25.00	11/10/2009 3:57:11 PM
utahandy	$50.00	$50.00	11/10/2009 10:49:04 AM
MoneyForNothing	$25.00	$25.00	11/10/2009 2:54:55 PM
MarbieMilo	$50.00	$50.00	11/10/2009 3:00:02 PM
Floridagirl	$33.10	$33.10	11/10/2009 3:13:04 PM
ME-Entrepreneur	$25.00	$25.00	11/10/2009 3:49:48 PM
SnE	$25.00	$25.00	11/3/2009 4:02:59 PM
a-shiny-dime	$25.00	$25.00	11/3/2009 4:13:45 PM
Independenceday	$25.00	$25.00	11/3/2009 4:02:50 PM
ptjg	$100.00	$100.00	11/3/2009 4:13:49 PM
RadCad1	$50.00	$50.00	11/3/2009 4:14:22 PM
the-auction-lotus	$25.00	$25.00	11/3/2009 4:14:32 PM
snowdem0n	$50.00	$50.00	11/3/2009 6:42:26 PM
CallMeBen	$25.00	$25.00	11/3/2009 4:09:59 PM
flwah	$25.00	$25.00	11/4/2009 12:24:05 PM
Imaginos1892	$200.00	$200.00	11/5/2009 5:05:21 PM
rmpedi33	$100.00	$100.00	11/6/2009 11:22:58 AM
HappyToLoan	$25.00	$25.00	11/6/2009 12:41:33 PM
butlerpossible	$25.00	$25.00	11/6/2009 4:03:51 PM
base858	$25.00	$25.00	11/6/2009 3:38:56 PM
outofoffice	$75.00	$75.00	11/7/2009 5:28:08 AM
neenerman	$100.00	$100.00	11/7/2009 5:16:43 PM
neenerman	$100.00	$100.00	11/7/2009 5:17:20 PM
clemclan	$32.00	$32.00	11/6/2009 11:00:04 PM
slicrad	$25.00	$25.00	11/7/2009 5:30:36 AM
jybank	$25.00	$25.00	11/7/2009 5:30:50 AM
SpectrumCapital	$25.00	$25.00	11/8/2009 11:15:08 AM
neenerman	$100.00	$100.00	11/7/2009 5:16:12 PM
neenerman	$100.00	$100.00	11/7/2009 5:17:02 PM
emitt3140	$50.00	$50.00	11/9/2009 7:26:27 AM
HawkedMatter	$25.00	$25.00	11/8/2009 8:23:44 AM
rawsushi	$75.00	$75.00	11/9/2009 10:04:14 AM
Feyenoord	$25.00	$25.00	11/8/2009 12:33:49 PM
mystss	$65.00	$65.00	11/9/2009 10:42:36 AM
asset-numero-uno	$100.00	$100.00	11/9/2009 1:01:25 PM
szasza	$50.00	$50.00	11/9/2009 3:16:20 PM
szasza	$50.00	$50.00	11/9/2009 3:17:37 PM
MarkDown	$25.00	$25.00	11/9/2009 4:23:38 PM
Nusk	$25.00	$25.00	11/9/2009 5:14:44 PM
Aberdeen	$100.00	$100.00	11/9/2009 5:25:55 PM
CaliforniaSun	$50.00	$50.00	11/9/2009 5:27:39 PM
Astyanax	$25.00	$25.00	11/9/2009 6:43:28 PM
paixbouche	$34.24	$34.24	11/9/2009 7:18:16 PM
ZerightGifts	$100.00	$100.00	11/9/2009 8:04:25 PM
goodcents	$25.00	$25.00	11/9/2009 7:54:19 PM
the_prince	$100.00	$100.00	11/9/2009 8:45:12 PM
fantastic-yield	$100.00	$100.00	11/9/2009 8:55:18 PM
vivacious-p2p3	$25.00	$25.00	11/9/2009 5:33:30 PM
RgPro	$84.41	$84.41	11/10/2009 2:06:31 AM
wild-orange	$50.00	$50.00	11/9/2009 5:36:41 PM
kindness-jedi	$25.00	$25.00	11/10/2009 4:56:44 AM
arkleseizure	$25.00	$25.00	11/10/2009 5:08:07 AM
MoneyTree79	$537.38	$537.38	11/9/2009 5:45:55 PM
surfingwa	$500.00	$500.00	11/10/2009 6:21:05 AM
GeoLender	$25.00	$25.00	11/9/2009 6:16:05 PM
Astyanax	$25.00	$25.00	11/9/2009 6:43:10 PM
affluence-tulip	$100.00	$100.00	11/10/2009 9:36:21 AM
Kash2010lu	$25.00	$25.00	11/10/2009 8:49:16 AM
MacAtk	$75.00	$75.00	11/10/2009 9:14:50 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:16:36 AM
Johnab	$25.00	$25.00	11/9/2009 8:18:43 PM
flyboy42	$25.00	$25.00	11/10/2009 10:07:21 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:19:32 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:17:22 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:18:57 AM
djkaiser	$40.33	$40.33	11/10/2009 10:28:37 AM
JustOneVoice	$25.00	$25.00	11/10/2009 10:37:29 AM
dinero-elevator	$50.00	$50.00	11/10/2009 1:08:53 AM
Havnfun	$25.00	$25.00	11/10/2009 11:43:51 AM
mcabery	$200.00	$200.00	11/10/2009 6:05:01 AM
understanding-integrity4	$50.00	$50.00	11/10/2009 12:43:34 PM
GEOFFS3	$25.00	$25.00	11/10/2009 6:51:53 AM
explorer925	$50.00	$50.00	11/10/2009 2:26:48 PM
cutter21	$25.00	$25.00	11/10/2009 2:30:41 PM
rmachi	$25.00	$25.00	11/10/2009 8:40:28 AM
thebadpelican	$50.00	$50.00	11/10/2009 2:44:06 PM
lawboy74	$25.00	$25.00	11/10/2009 9:37:09 AM
Kyileo	$50.00	$50.00	11/10/2009 3:56:16 PM
geemel	$75.00	$75.00	11/10/2009 10:08:13 AM
BankofBeth	$50.00	$50.00	11/10/2009 3:56:40 PM
reflective-rupee	$25.00	$25.00	11/10/2009 10:18:36 AM
reflective-rupee	$25.00	$25.00	11/10/2009 10:19:49 AM
Student_Capital	$25.00	$25.00	11/10/2009 10:39:42 AM
TakeCare	$50.00	$50.00	11/10/2009 2:13:52 PM
Ambassador	$25.00	$25.00	11/10/2009 3:11:29 PM
dlg	$25.52	$25.52	11/10/2009 3:16:36 PM
dblaz5	$500.00	$471.32	11/10/2009 3:24:29 PM
iaviate1	$77.20	$77.20	11/10/2009 3:36:17 PM
piano55	$25.00	$25.00	11/10/2009 3:40:27 PM
kofiro	$25.00	$25.00	11/10/2009 3:49:47 PM
171 bids

Borrower Payment Dependent Notes Series 431984

This series of Notes was issued and sold upon the funding of the borrower loan #39465, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$4,000.00	Prosper Rating:	HR	Auction Duration:	7 days
Term:	36 months	Estimated loss:	18.0%	Auction start date:	Nov-05-2009
				Auction end date:	Nov-11-2009

Starting lender yield:	34.00%	Starting borrower rate/APR:	35.00% / 37.45%	Starting monthly payment:	$180.94
Final lender yield:	34.00%	Final borrower rate/APR:	35.00% / 37.45%	Final monthly payment:	$180.94

Auction yield range:	17.29% - 34.00%	Estimated loss impact:	20.01%
Lender servicing fee:	1.00%	Estimated return:	13.99%

Borrower's Credit Profile

Prosper score:	5	First credit line:	Dec-1998	Debt/Income ratio:	5%
Credit score:	640-659 (Oct-2009)	Current / open credit lines:	4 / 2	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	10	Length of status:	8y 10m
Amount delinquent:	$0	Revolving credit balance:	$410	Occupation:	Professional
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	58%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	3

Screen name:

mbetha

Borrower's state:

Arizona

Borrower's group:

N/A

Description

MY WEDDING DEBT

Purpose of loan:
loan will be used to?pay off my weddingI? My wife and I would much rather pay individuals than banks.?

My financial situation:
I am a good candidate for this loan because my wife and I make good money and have never defaulted on any loans.? We recenlty got married and looking to pay off the remaining wedding expenses.? We?are committed to paying off everything?within 2?years.....we think that is fully attainable, with a budget and perseverence.???I should also mention that my wife works and greatly contributes to the bills as well as entertainment. Prosper does not let me include her income.

Monthly net income: $ 3,900
Monthly expenses: $
??Housing: $?1,200
??Insurance: $ 85
? Utilities: $ 200
??Phone, cable, internet: $ 65
? Credit cards and other loans:?$250

We have an?excellent record of properly paying all?of our?loans in a timely manner.? If you have any questions please don't hesitate to ask.?? Send them and?we will respond ;)

I appreciate your confidence in me and allowing me to borrow your funds.

Thank you!

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: you don't have to answer publicly. I am planning on out bidding on your loan but I am curious as to why your credit rating is poor, it seems like everything is in order. could you explain it to me? - GolfStud

A: Honestly.....I have no idea which is extremely frustrating. I have never defaulted on any loan or payment yet my score is currently at a 660. I can only assume that this is due to not having 'enough' credit. If you have any more questions please don't hesitate to ask. Send them and we will respond ;) We appreciate your confidence and allowing us to borrow your fund! Thank you! Mark & Crystina (Nov-10-2009)

1 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

reflective-rupee	$25.00	$25.00	11/6/2009 8:59:56 AM
reflective-rupee	$125.00	$125.00	11/9/2009 3:42:03 PM
enthusiastic-balance5	$300.00	$300.00	11/9/2009 4:17:47 PM
wise-spirited-nickel	$500.00	$500.00	11/9/2009 5:12:00 PM
a-finance-nirvana	$200.00	$200.00	11/9/2009 5:25:47 PM
lender12345	$50.00	$50.00	11/10/2009 6:13:17 AM
buyrite334	$25.00	$25.00	11/10/2009 9:29:08 AM
preventivepestcontrol	$50.00	$50.00	11/10/2009 10:44:51 AM
reflective-rupee	$25.00	$25.00	11/10/2009 11:08:08 AM
reflective-rupee	$50.00	$50.00	11/10/2009 11:07:55 AM
reflective-rupee	$180.00	$180.00	11/10/2009 11:08:41 AM
BAEVentures	$25.00	$25.00	11/9/2009 11:35:33 PM
reflective-rupee	$285.00	$285.00	11/10/2009 12:34:01 PM
reflective-rupee	$595.00	$330.55	11/10/2009 1:08:58 PM
bonus-patriot	$50.00	$50.00	11/10/2009 4:47:06 PM
portfolio-turbine	$75.00	$75.00	11/10/2009 8:24:29 PM
doctorgrab	$25.00	$25.00	11/10/2009 6:18:18 PM
p2p-gala	$25.00	$25.00	11/11/2009 7:53:08 AM
reflective-rupee	$50.00	$50.00	11/6/2009 9:45:37 AM
3am-preacher	$50.00	$50.00	11/7/2009 11:40:40 PM
wildanne	$150.00	$150.00	11/8/2009 11:50:53 AM
reflective-rupee	$800.00	$800.00	11/9/2009 3:33:50 PM
carrinel	$150.00	$150.00	11/9/2009 4:20:56 PM
durability-colonel	$50.00	$50.00	11/9/2009 4:56:27 PM
Unitas4302	$100.00	$100.00	11/10/2009 5:46:58 AM
101010	$25.00	$25.00	11/10/2009 7:03:48 AM
antoniofl	$54.45	$54.45	11/9/2009 7:01:46 PM
reflective-rupee	$25.00	$25.00	11/10/2009 11:08:21 AM
jeffe43	$50.00	$50.00	11/10/2009 3:52:30 PM
best-generosity-financier	$25.00	$25.00	11/10/2009 5:08:55 PM
brother_tam	$50.00	$50.00	11/10/2009 6:47:26 PM
Laxa	$25.00	$25.00	11/10/2009 6:41:23 PM
jamiee73	$25.00	$25.00	11/10/2009 8:25:11 PM
johnpmid	$25.00	$25.00	11/10/2009 9:18:58 PM
34 bids

Borrower Payment Dependent Notes Series 432020

This series of Notes was issued and sold upon the funding of the borrower loan #39473, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$1,250.00	Prosper Rating:	E	Auction Duration:	7 days
Term:	36 months	Estimated loss:	14.7%	Auction start date:	Nov-05-2009
				Auction end date:	Nov-12-2009

Starting lender yield:	34.00%	Starting borrower rate/APR:	35.00% / 38.30%	Starting monthly payment:	$56.55
Final lender yield:	19.11%	Final borrower rate/APR:	20.11% / 23.12%	Final monthly payment:	$46.52

Auction yield range:	14.29% - 34.00%	Estimated loss impact:	15.55%
Lender servicing fee:	1.00%	Estimated return:	3.56%

Borrower's Credit Profile

Prosper score:	6	First credit line:	Aug-2003	Debt/Income ratio:	15%
Credit score:	600-619 (Oct-2009)	Current / open credit lines:	3 / 3	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	9	Length of status:	2y 8m
Amount delinquent:	$0	Revolving credit balance:	$396	Occupation:	Professional
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	79%	Stated income:	$25,000-$49,999
Delinquencies in last 7y:	6	Homeownership:	No
Inquiries last 6m:	4

Screen name:

chica2008

Borrower's state:

Oklahoma

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 1	On-time:	12 ( 100% )	600-619 (Latest)
Principal borrowed:	$1,000.00	< mo. late:	0 ( 0% )	620-639 (Sep-2008)
Principal balance:	$652.15	1+ mo. late:	0 ( 0% )
Total payments billed:	12

Description

easy money for you

Purpose of loan:
This loan will be used to?hello all the purpose of this loan will be to purchase some used appliances and furniture for the new home i purchased this loan will be paid back within 4 months you have my word read on and please ask questions thanks

My financial situation:
I am a good candidate for this loan because? i value my credit rating and respect the prosper community i have never missed or been late on my current prosper loan and i dont plan on it i pay all my bills on time and i hope the prosper community will believe in me again i actually plan on paying this loan off within 4 months i also will pay off my other prosper loanright before this loan is funded if its funded if not i will be paying it anyway when i got my 1st prosper loan my credit rating was 620-640 and at the time i was getting my credit together because i was a victim of identity theft that explains the 6 dqs in last 7 years i dont know why that wasnt removed since i got mt credit together since the theft also the 4 inquires come from looking for a house and trying to get a best buy card for appliances my score dropped on prosper from 620-640 to 600-620 i am not a high risk bid on me and i promise this loan will be paid in full within 4 months you have my word and that means a lot thanks in advance bidders and i hope this listing was more detailed for you also please ask me questions i will answer them thanks and happy bidding?

Monthly net income: $ 3000

Monthly expenses:?
??Housing: $ 420
??Insurance: $ 100
??Car expenses: $ 350
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $?200
??Other expenses: $ 200

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

CoolPlexer	$25.00	$25.00	11/9/2009 5:19:31 PM
Leshan	$50.00	$50.00	11/12/2009 8:58:01 AM
motivator72	$25.00	$25.00	11/12/2009 10:23:05 AM
lender12345	$25.00	$25.00	11/12/2009 10:51:58 AM
TakeCare	$50.00	$50.00	11/12/2009 2:54:32 PM
bonus-patriot	$50.00	$50.00	11/12/2009 2:59:31 PM
brother_tam	$500.00	$448.53	11/12/2009 2:25:02 PM
steady-peace8	$150.00	$150.00	11/12/2009 4:16:26 PM
portfolio-turbine	$25.00	$25.00	11/6/2009 8:40:23 PM
tashara	$25.00	$25.00	11/8/2009 8:42:22 AM
realtormoises	$25.00	$25.00	11/9/2009 6:42:10 PM
surfingwa	$51.66	$51.66	11/11/2009 9:34:47 PM
zxsport30	$25.00	$25.00	11/12/2009 4:56:05 AM
note-buddy	$124.81	$124.81	11/12/2009 1:46:51 PM
bonus-patriot	$25.00	$25.00	11/12/2009 2:58:09 PM
shrewd-income	$100.00	$100.00	11/12/2009 2:37:23 PM
economy-popcorn	$25.00	$25.00	11/12/2009 4:05:57 PM
17 bids

Borrower Payment Dependent Notes Series 432402

This series of Notes was issued and sold upon the funding of the borrower loan #39474, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$3,500.00	Prosper Rating:	HR	Auction Duration:	7 days
Term:	36 months	Estimated loss:	18.0%	Auction start date:	Nov-09-2009
				Auction end date:	Nov-10-2009

Starting lender yield:	19.00%	Starting borrower rate/APR:	20.00% / 22.24%	Starting monthly payment:	$130.07
Final lender yield:	19.00%	Final borrower rate/APR:	20.00% / 22.24%	Final monthly payment:	$130.07

Auction yield range:	17.29% - 19.00%	Estimated loss impact:	19.06%
Lender servicing fee:	1.00%	Estimated return:	-0.06%

Borrower's Credit Profile

Prosper score:	4	First credit line:	Sep-1981	Debt/Income ratio:	14%
Credit score:	640-659 (Oct-2009)	Current / open credit lines:	5 / 4	Employment status:	Full-time employee
Now delinquent:	2	Total credit lines:	23	Length of status:	1y 6m
Amount delinquent:	$255	Revolving credit balance:	$3,971	Occupation:	Professional
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	46%	Stated income:	$25,000-$49,999
Delinquencies in last 7y:	16	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

sage241

Borrower's state:

Texas

Borrower's group:

N/A

Description

Pay off short term loans

Purpose of loan:
This loan will be used to? pay off?several short term loans.? When these are paid, I will be able to reestablish my credit by paying my other debts on time.
My financial situation:
I am a good candidate for this loan because? I have a stable job and extra income from my spouse's retirement.? Up until a few years ago, my credit rating was higher than it is now.? I was laid off from my job in early 2007 and found other employment in a more stable environment, but my salary went down around $1,000 per month net.? My credit history may show slow pay, but I have not defaulted on a loan and my house payment has never been late.? If I am approved for this loan, I will not be late on the payments and will greatly appreciate the opportunity to get back on track with my finances.? Thank you for your consideration!

Monthly net income: $ 2600.00 plus $3900 (spouse retirement)

Monthly expenses: $
??Housing: $ 1163.00
??Insurance: $ 234.00
??Car expenses: $ 0.00
??Utilities: $ 350.00
??Phone, cable, internet: $ 185.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 1100.00
??Other expenses: $ 325.00

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

IM-SHARKY	$3,500.00	$3,500.00	11/10/2009 5:18:43 AM
1 bids

Borrower Payment Dependent Notes Series 431049

This series of Notes was issued and sold upon the funding of the borrower loan #39484, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$5,500.00	Prosper Rating:	D	Auction Duration:	7 days
Term:	36 months	Estimated loss:	10.0%	Auction start date:	Oct-30-2009
				Auction end date:	Nov-06-2009

Starting lender yield:	34.00%	Starting borrower rate/APR:	35.00% / 37.45%	Starting monthly payment:	$248.80
Final lender yield:	34.00%	Final borrower rate/APR:	35.00% / 37.45%	Final monthly payment:	$248.80

Auction yield range:	11.29% - 34.00%	Estimated loss impact:	10.87%
Lender servicing fee:	1.00%	Estimated return:	23.13%

Borrower's Credit Profile

Prosper score:	7	First credit line:	Jun-1990	Debt/Income ratio:	20%
Credit score:	680-699 (Oct-2009)	Current / open credit lines:	9 / 9	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	28	Length of status:	7y 3m
Amount delinquent:	$0	Revolving credit balance:	$27,090	Occupation:	Executive
Public records last 12m / 10y:	0/ 1	Bankcard utilization:	99%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

johnol

Borrower's state:

Oregon

Borrower's group:

N/A

Description

Paying off medical related bills

Purpose of loan:
I have had a recent set of medical problems that have created some medical bills I need to resolve ASAP.?

The procedure I needed was completed one day after my health insurance policy renewed, and the health insurance company said I had to re-meet my "policy year out of pocket expenses" before the insurance policy would cover the treatment.)? Needless to say this was an unexpected financial hit.

My financial situation:
I am a good candidate for this loan because in addition to my regular income I have roughly $10,000 in added "bonus" income due to me by my employer by February 1, 2010.? This loan is intended to be a short-term loan to pay-off the medical related bills until the "bonus" income is paid to me.

Unlike many, I am not under-water with my house -we still have equity -but I would prefer not to tap that.? In addition I don't want to go through that kind of a process given that this is intended to be a short-term loan until when my bonus is paid.

Monthly net income: $7,000
Monthly expenses: Approximately $6,000

Important note about my credit profile:? In the "Public Records" area there is one item showing up for the 10-year period.? This is related to an IRS lien that was resolved nearly 6 years ago.? I have no bankruptcies or other judgments against me.? I believe in paying my bills and work hard to do so.? I just don't want these medical related bills to overwhelm my otherwise stable finances.

Thanks for your consideration.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

KMSB	$25.00	$25.00	10/30/2009 4:24:07 PM
reflective-rupee	$100.00	$100.00	10/30/2009 8:54:01 PM
reflective-rupee	$100.00	$100.00	10/30/2009 8:54:14 PM
reflective-rupee	$100.00	$100.00	10/30/2009 8:53:48 PM
goldenhamster	$25.00	$25.00	11/4/2009 4:10:37 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:13:02 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:14:39 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:12:02 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:14:25 PM
reflective-rupee	$1,000.00	$743.12	11/5/2009 4:14:56 PM
shrewd-income	$25.00	$25.00	11/5/2009 6:23:45 PM
lender12345	$25.00	$25.00	11/6/2009 5:11:00 AM
fuzed	$35.00	$35.00	11/6/2009 5:34:44 AM
TNPCapital	$25.00	$25.00	11/5/2009 5:13:15 PM
umfan123	$25.74	$25.74	11/6/2009 7:07:26 AM
Evolver	$50.00	$50.00	11/6/2009 9:36:35 AM
mercuriant	$25.00	$25.00	11/6/2009 9:38:46 AM
a-finance-nirvana	$300.00	$300.00	11/6/2009 4:55:25 AM
Leshan	$50.00	$50.00	11/6/2009 10:18:24 AM
Astyanax	$25.00	$25.00	11/6/2009 11:46:39 AM
HVAC-Tech	$47.80	$47.80	11/6/2009 10:40:22 AM
just-trade0	$36.00	$36.00	11/6/2009 1:31:47 PM
Unitas4302	$100.00	$100.00	11/6/2009 2:48:06 PM
forthright-dedication	$25.00	$25.00	11/6/2009 12:27:37 PM
flexible-economy2	$300.00	$300.00	11/6/2009 9:31:48 AM
dorypro	$25.00	$25.00	11/6/2009 12:37:01 PM
SeeksValue	$25.00	$25.00	11/6/2009 3:37:25 PM
Bill88	$50.00	$50.00	11/6/2009 4:04:00 PM
payout-reaction740	$25.00	$25.00	11/6/2009 12:06:17 PM
victor111	$50.00	$50.00	11/6/2009 1:05:02 PM
smart-gain	$25.00	$25.00	11/6/2009 1:07:32 PM
shrewd-income	$150.00	$150.00	11/6/2009 3:24:07 PM
reflective-rupee	$700.00	$700.00	10/30/2009 8:54:46 PM
efficient-principal	$25.00	$25.00	10/30/2009 4:32:48 PM
reflective-rupee	$100.00	$100.00	10/30/2009 8:54:29 PM
efficient-principal	$25.00	$25.00	10/31/2009 9:03:00 AM
well-mannered-income3	$25.00	$25.00	10/31/2009 6:07:26 AM
reflective-rupee	$100.00	$100.00	11/5/2009 4:12:14 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:14:01 PM
enthusiastic-balance5	$250.00	$250.00	11/5/2009 5:11:49 PM
cbz	$25.00	$25.00	11/5/2009 5:02:19 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:13:24 PM
reflective-rupee	$100.00	$100.00	11/5/2009 4:13:50 PM
GCSS	$25.00	$25.00	11/5/2009 7:06:58 PM
zone6	$153.26	$153.26	11/5/2009 10:10:40 PM
carrinel	$100.00	$100.00	11/6/2009 6:14:39 AM
wbwill	$25.00	$25.00	11/6/2009 7:22:59 AM
maga	$50.00	$50.00	11/5/2009 6:26:21 PM
brutusbone	$50.00	$50.00	11/5/2009 6:56:29 PM
brother_tam	$50.00	$50.00	11/6/2009 9:56:04 AM
1traveler	$25.00	$25.00	11/5/2009 9:56:44 PM
Gobsek	$25.00	$25.00	11/6/2009 9:12:04 AM
credit-missile	$106.11	$106.11	11/6/2009 3:01:42 PM
vivacious-p2p3	$25.00	$25.00	11/6/2009 12:36:59 PM
the-silver-blaster	$25.00	$25.00	11/6/2009 4:04:08 PM
JayIsABear	$26.81	$26.81	11/6/2009 2:35:56 PM
kingbob	$26.16	$26.16	11/6/2009 3:52:48 PM
capital-galaxy	$150.00	$150.00	11/6/2009 4:03:07 PM
Engineer44	$25.00	$25.00	11/6/2009 4:04:38 PM
shrewd-income	$75.00	$75.00	11/6/2009 2:31:17 PM
TakeCare	$50.00	$50.00	11/6/2009 2:52:29 PM
61 bids

Borrower Payment Dependent Notes Series 431059

This series of Notes was issued and sold upon the funding of the borrower loan #39478, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$7,500.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Oct-30-2009
				Auction end date:	Nov-06-2009

Starting lender yield:	11.42%	Starting borrower rate/APR:	12.42% / 14.56%	Starting monthly payment:	$250.61
Final lender yield:	10.40%	Final borrower rate/APR:	11.40% / 13.52%	Final monthly payment:	$246.96

Auction yield range:	4.29% - 11.42%	Estimated loss impact:	2.13%
Lender servicing fee:	1.00%	Estimated return:	8.27%

Borrower's Credit Profile

Prosper score:	9	First credit line:	Mar-1997	Debt/Income ratio:	20%
Credit score:	740-759 (Oct-2009)	Current / open credit lines:	11 / 10	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	28	Length of status:	5y 2m
Amount delinquent:	$0	Revolving credit balance:	$23,949	Occupation:	Teacher
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	53%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

mermaid4

Borrower's state:

NewYork

Borrower's group:

N/A

Description

Paying Off Bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

IP	$50.00	$50.00	10/30/2009 4:09:26 PM
booksleuth	$50.00	$50.00	10/30/2009 4:09:55 PM
DonaldColorado	$25.00	$25.00	10/30/2009 4:10:20 PM
SnE	$25.00	$25.00	10/30/2009 4:10:37 PM
efficient-principal	$25.00	$25.00	10/30/2009 4:08:51 PM
108lender	$200.00	$200.00	10/30/2009 4:13:02 PM
charming-point	$100.00	$100.00	10/30/2009 4:13:05 PM
Weaverville	$50.00	$50.00	10/30/2009 4:09:58 PM
mamayama	$25.00	$25.00	10/30/2009 4:13:21 PM
gentle-gold	$25.00	$25.00	10/30/2009 4:13:35 PM
blue-liberty-gourd	$25.00	$25.00	10/30/2009 4:13:37 PM
MakoF16	$50.00	$50.00	10/30/2009 4:14:38 PM
dinero-philosopher3	$25.00	$25.00	10/30/2009 4:08:12 PM
value-pole	$25.00	$25.00	10/30/2009 4:15:17 PM
Lightlife	$50.00	$50.00	10/30/2009 4:15:22 PM
LEWK25	$25.00	$25.00	10/30/2009 4:15:50 PM
d_grbg	$25.00	$25.00	10/30/2009 4:13:12 PM
thedreamer	$25.00	$25.00	10/30/2009 4:16:18 PM
crazycool	$35.00	$35.00	10/30/2009 4:09:49 PM
contract-neutron	$25.00	$25.00	10/30/2009 4:13:47 PM
currency-cigar4	$50.00	$50.00	10/30/2009 4:13:57 PM
galtsgulch	$25.00	$25.00	10/30/2009 4:17:34 PM
educationfirst	$25.00	$25.00	10/30/2009 4:13:59 PM
valiant-p2p	$25.00	$25.00	10/30/2009 4:17:41 PM
DukSerduk	$25.00	$25.00	10/30/2009 4:18:33 PM
Frenchynh	$25.00	$25.00	10/30/2009 4:14:44 PM
justice-dna	$25.00	$25.00	10/30/2009 4:18:52 PM
icontender	$25.00	$25.00	10/30/2009 4:15:37 PM
Lam0nt	$25.00	$25.00	10/30/2009 4:16:12 PM
SDNLR	$25.00	$25.00	10/30/2009 4:20:17 PM
InvestorPartners	$25.00	$25.00	10/30/2009 4:20:23 PM
elegant-bonus	$25.00	$25.00	10/30/2009 4:13:16 PM
Aimvest	$25.00	$25.00	10/30/2009 4:13:24 PM
power-flow6	$25.00	$25.00	10/30/2009 4:13:28 PM
love_what_you_do	$25.00	$25.00	10/30/2009 4:13:31 PM
vcbogan	$100.00	$100.00	10/30/2009 4:21:02 PM
Josta	$50.00	$50.00	10/30/2009 4:21:06 PM
crenen139	$25.00	$25.00	10/30/2009 4:21:14 PM
PatRichi	$25.00	$25.00	10/30/2009 4:18:53 PM
tyson789	$100.00	$100.00	10/30/2009 4:15:00 PM
credit-force5	$25.00	$25.00	10/30/2009 4:15:05 PM
elated-justice	$25.00	$25.00	10/30/2009 4:19:16 PM
unclejaef	$25.00	$25.00	10/30/2009 4:20:05 PM
Wangersinc	$25.00	$25.00	10/30/2009 4:20:08 PM
flwah	$50.00	$50.00	10/30/2009 4:16:07 PM
silver-armada	$50.00	$50.00	10/30/2009 4:20:39 PM
Champpilot	$50.00	$50.00	10/30/2009 4:20:46 PM
swoosh	$25.00	$25.00	10/30/2009 4:21:04 PM
WalnutCreekguy	$33.00	$33.00	10/30/2009 4:21:35 PM
fllender	$25.00	$25.00	10/30/2009 4:17:54 PM
socialbanker	$25.00	$25.00	10/30/2009 4:21:53 PM
turbospeed	$25.00	$25.00	10/30/2009 4:25:41 PM
proper-commitment5	$32.00	$32.00	10/30/2009 4:19:10 PM
EnigmaNYC-29	$25.00	$25.00	10/30/2009 4:19:24 PM
jhouman	$25.00	$25.00	10/30/2009 4:19:34 PM
LR_Biker	$25.00	$25.00	10/30/2009 4:19:51 PM
get30inc	$25.00	$25.00	10/30/2009 4:19:57 PM
wise-extraordinary-loot	$30.00	$30.00	10/30/2009 4:20:13 PM
gracej	$25.00	$25.00	10/30/2009 4:20:27 PM
czar3	$30.00	$30.00	10/30/2009 4:20:30 PM
revenue-kazoo	$25.00	$25.00	10/30/2009 4:21:00 PM
JohnW12	$25.00	$25.00	10/30/2009 4:21:26 PM
techvet	$25.00	$25.00	10/30/2009 4:21:40 PM
westsidehighway	$25.00	$17.26	10/30/2009 4:21:57 PM
Syzygy	$25.00	$25.00	10/30/2009 4:28:32 PM
asset-numero-uno	$100.00	$100.00	11/2/2009 5:01:24 PM
buckyhead2000	$25.00	$25.00	11/2/2009 4:59:51 PM
bid-papyrus	$25.00	$25.00	11/3/2009 12:29:52 PM
FutureLenderEC	$25.00	$25.00	11/3/2009 12:03:41 PM
dmitriy2	$25.00	$25.00	11/4/2009 6:57:58 PM
interstellar	$40.33	$40.33	11/5/2009 6:39:24 AM
TheTimeIsNow	$25.00	$25.00	11/5/2009 11:04:48 AM
78	$25.00	$25.00	11/5/2009 5:32:59 PM
Mack_Inv	$100.00	$100.00	11/5/2009 5:15:58 PM
MoneyForNothing	$25.00	$25.00	11/5/2009 7:14:31 PM
MSTCOURTJESTER	$50.00	$50.00	11/6/2009 4:28:41 AM
admirable-credit	$25.00	$25.00	11/6/2009 2:03:13 AM
iem2509	$25.00	$25.00	11/5/2009 7:31:22 PM
oldman68	$25.00	$25.00	11/5/2009 9:39:28 PM
GInBaghdad	$25.00	$25.00	11/6/2009 4:37:40 AM
revmax	$25.00	$25.00	11/6/2009 12:05:46 PM
beakerfish	$79.19	$79.19	11/6/2009 12:53:22 PM
kf88	$30.00	$30.00	11/6/2009 1:06:11 PM
TakeCare	$25.00	$25.00	11/6/2009 3:01:14 PM
AM2171	$50.00	$50.00	11/6/2009 4:04:27 PM
Floridagirl	$25.00	$25.00	11/6/2009 10:11:00 AM
wwwUniversal	$25.00	$25.00	11/6/2009 3:59:36 PM
transparency-giant	$50.00	$50.00	10/30/2009 4:10:24 PM
five-star-note	$25.00	$25.00	10/30/2009 4:11:33 PM
mikrolown	$25.00	$25.00	10/30/2009 4:08:09 PM
twirl2	$25.00	$25.00	10/30/2009 4:12:35 PM
kid8549	$25.00	$25.00	10/30/2009 4:09:40 PM
fortytwo	$100.00	$100.00	10/30/2009 4:10:03 PM
unk1911	$25.00	$25.00	10/30/2009 4:10:12 PM
Boca	$25.00	$25.00	10/30/2009 4:13:44 PM
shingu79	$50.00	$50.00	10/30/2009 4:13:51 PM
a-finance-nirvana	$350.00	$350.00	10/30/2009 4:15:42 PM
skuba	$25.00	$25.00	10/30/2009 4:10:05 PM
TandyJames	$25.00	$25.00	10/30/2009 4:14:02 PM
boater01	$50.00	$50.00	10/30/2009 4:17:56 PM
MGMNT	$25.00	$25.00	10/30/2009 4:14:43 PM
tenny321	$25.00	$25.00	10/30/2009 4:14:52 PM
Okinutah	$25.00	$25.00	10/30/2009 4:15:20 PM
active-reward7	$25.00	$25.00	10/30/2009 4:19:21 PM
reciprocate	$50.00	$50.00	10/30/2009 4:19:27 PM
point-shooter	$25.00	$25.00	10/30/2009 4:15:54 PM
Heatguy	$25.00	$25.00	10/30/2009 4:12:27 PM
a-responsible-return	$25.00	$25.00	10/30/2009 4:19:53 PM
mtquan	$25.00	$25.00	10/30/2009 4:19:54 PM
Havana21	$50.00	$50.00	10/30/2009 4:20:20 PM
dparkhom	$25.00	$25.00	10/30/2009 4:20:47 PM
yield-lion	$25.00	$25.00	10/30/2009 4:20:57 PM
TommyTucker	$50.00	$50.00	10/30/2009 4:17:37 PM
trapper569	$25.00	$25.00	10/30/2009 4:21:08 PM
MissionMicroFinance	$25.00	$25.00	10/30/2009 4:21:12 PM
Cai8899	$25.00	$25.00	10/30/2009 4:21:21 PM
chicco	$80.00	$80.00	10/30/2009 4:21:42 PM
ianakacg	$25.00	$25.00	10/30/2009 4:21:48 PM
Sam65	$25.00	$25.00	10/30/2009 4:21:51 PM
Cheburashka	$25.00	$25.00	10/30/2009 4:18:55 PM
payout-achievement	$40.00	$40.00	10/30/2009 4:19:02 PM
iruz	$50.00	$50.00	10/30/2009 4:19:05 PM
orbiter614	$50.00	$50.00	10/30/2009 4:19:07 PM
noble-revenue	$100.00	$100.00	10/30/2009 4:19:11 PM
currency-bumblebee	$25.00	$25.00	10/30/2009 4:19:14 PM
brother_tam	$50.00	$50.00	10/30/2009 4:19:18 PM
Syzygy	$25.00	$25.00	10/30/2009 4:19:40 PM
JGB	$25.00	$25.00	10/30/2009 4:19:43 PM
cloud8	$25.00	$25.00	10/30/2009 4:19:44 PM
blackstar	$25.00	$25.00	10/30/2009 4:15:31 PM
the-silver-blaster	$60.00	$60.00	10/30/2009 4:19:55 PM
responsibility-butterfly	$25.00	$25.00	10/30/2009 4:15:45 PM
wise-spirited-nickel	$25.00	$25.00	10/30/2009 4:15:58 PM
AF-Chief	$35.00	$35.00	10/30/2009 4:20:10 PM
Banker7371	$25.00	$25.00	10/30/2009 4:20:13 PM
fuzed	$55.00	$55.00	10/30/2009 4:16:04 PM
personal-lender	$25.00	$25.00	10/30/2009 4:20:32 PM
rolandweary	$40.00	$40.00	10/30/2009 4:20:37 PM
Artist_Blue	$25.00	$25.00	10/30/2009 4:20:41 PM
museic1	$50.00	$50.00	10/30/2009 4:20:43 PM
bonus-buddy2	$35.00	$35.00	10/30/2009 4:20:51 PM
radiant-fund	$25.00	$25.00	10/30/2009 4:21:10 PM
RetiredATC	$25.00	$25.00	10/30/2009 4:21:16 PM
sloan	$25.00	$25.00	10/30/2009 4:21:37 PM
credit-kahuna	$100.00	$100.00	10/30/2009 4:17:48 PM
kanakakm	$25.00	$25.00	10/30/2009 4:19:48 PM
CarDealer3070	$25.00	$25.00	10/30/2009 4:19:59 PM
spitzbergen	$25.00	$25.00	10/30/2009 4:20:03 PM
kulender	$25.00	$25.00	10/30/2009 4:20:15 PM
YogaDude34	$50.00	$50.00	10/30/2009 4:20:18 PM
anton	$25.00	$25.00	10/30/2009 4:20:25 PM
SNH	$50.00	$50.00	10/30/2009 4:20:35 PM
neighborly-bid	$25.00	$25.00	10/30/2009 4:20:50 PM
Clambake	$50.00	$50.00	10/30/2009 4:20:54 PM
courteous-deal8	$25.00	$25.00	10/30/2009 4:21:19 PM
LendDoc	$25.00	$25.00	10/30/2009 4:21:24 PM
bchen78875	$25.00	$25.00	10/30/2009 4:21:31 PM
brazilofmux	$100.00	$100.00	10/30/2009 4:21:34 PM
jeg3k	$25.00	$25.00	10/30/2009 4:21:45 PM
youqianderen	$50.00	$50.00	10/30/2009 4:21:55 PM
CallMeBen	$25.00	$25.00	10/30/2009 4:25:42 PM
minista	$25.00	$25.00	10/30/2009 4:33:17 PM
GeoLender	$25.00	$25.00	10/30/2009 5:07:35 PM
GeoLender	$25.00	$25.00	10/30/2009 5:08:09 PM
GeoLender	$75.00	$75.00	10/30/2009 5:08:30 PM
blot44	$25.00	$25.00	10/30/2009 6:32:34 PM
Pickmar	$25.00	$25.00	11/2/2009 9:48:18 AM
the-profit-oracle	$25.00	$25.00	11/2/2009 2:05:28 PM
wild-orange	$300.00	$300.00	11/2/2009 6:56:19 PM
Spring342	$25.00	$25.00	11/3/2009 7:50:09 AM
Rustang	$50.00	$50.00	11/3/2009 11:01:05 AM
miket71	$92.38	$92.38	11/3/2009 4:19:34 PM
neenerman	$75.00	$75.00	11/4/2009 9:00:36 AM
balance-chestnut	$25.00	$25.00	11/4/2009 9:07:21 AM
JerryB96	$25.00	$25.00	11/5/2009 9:27:46 AM
economy-synapse	$25.00	$25.00	11/5/2009 7:58:56 AM
GOPHERBOY	$100.00	$100.00	11/5/2009 3:34:36 PM
economy-popcorn	$25.00	$25.00	11/5/2009 10:07:05 AM
mclean_loaner	$50.00	$50.00	11/5/2009 5:14:46 PM
suburbanman64	$35.00	$35.00	11/6/2009 3:31:48 AM
JTHarris	$50.00	$50.00	11/6/2009 7:31:43 AM
evamkir	$25.84	$25.84	11/6/2009 9:00:50 AM
orbiter614	$50.00	$50.00	11/5/2009 9:20:32 PM
Share-the-wealth	$100.00	$100.00	11/6/2009 6:39:29 AM
UncleSafety	$50.00	$50.00	11/6/2009 9:33:21 AM
well-mannered-income3	$25.00	$25.00	11/6/2009 3:18:22 PM
Doohickey415	$25.00	$25.00	11/6/2009 3:29:17 PM
187 bids

Borrower Payment Dependent Notes Series 431103

This series of Notes was issued and sold upon the funding of the borrower loan #39469, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$11,000.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Oct-30-2009
				Auction end date:	Nov-06-2009

Starting lender yield:	11.04%	Starting borrower rate/APR:	12.04% / 14.17%	Starting monthly payment:	$365.57
Final lender yield:	10.40%	Final borrower rate/APR:	11.40% / 13.52%	Final monthly payment:	$362.21

Auction yield range:	4.29% - 11.04%	Estimated loss impact:	2.13%
Lender servicing fee:	1.00%	Estimated return:	8.27%

Borrower's Credit Profile

Prosper score:	8	First credit line:	May-1992	Debt/Income ratio:	36%
Credit score:	760-779 (Oct-2009)	Current / open credit lines:	16 / 14	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	32	Length of status:	15y 4m
Amount delinquent:	$0	Revolving credit balance:	$12,076	Occupation:	Clerical
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	29%	Stated income:	$25,000-$49,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	0

Screen name:

versatile-income

Borrower's state:

Alabama

Borrower's group:

N/A

Description

bill payoff

Purpose of loan:
This loan will be used to? consolidate and payoff credit cards.

My financial situation:
I am a good candidate for this loan because? I am a reliable person and I want to end the evil circle of the credit industry where credit cards are involved.? I want to pay my debt and not expect to be bailed out of the situation. All I want is to have a card for "?emergency only " with a low limit, which even now I never consider a credit card charge as a payment for goods, to me it is a deficit.? Ready to be free of the "BALL? &?? CHAIN." My interest rates are not outragious, but I would love to pay this off sooner rather than later. :)

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: Please list the current balance, interest rate, and minimum payments of the debts you plan to refinance. - Loan_Stranger

A: I am at work right now, but I will get this information to you asap. (Nov-04-2009)

Q: I received the information. I recommend that you reply Publicly to help obtain additonal bids. - Loan_Stranger

A: Universal card bal $2,834.41, 5.73%, $42.00 min pmt Cardview (visa) bal $3,651.87 7.24%, $99.50 min pmt Capital one (closed) bal $3,311.60, 7.31% $71.00 min pmt Capital one (closed) bal $641.11, 7.31% $15.00 min pmt Discover bal $542.01, 19.99% , $17.00 min pmt These total more than I requested on my listing but I am taking into consideration early payoff quotes from the creditors. (Nov-05-2009)

2 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

Sefotonga	$25.00	$25.00	10/30/2009 4:09:47 PM
skuba	$25.00	$25.00	10/30/2009 4:10:06 PM
five-star-note	$35.00	$35.00	10/30/2009 4:10:08 PM
Kelor99	$25.00	$25.00	10/30/2009 4:10:45 PM
bcsinc	$25.00	$25.00	10/30/2009 4:07:57 PM
amit_gu	$50.00	$50.00	10/30/2009 4:11:43 PM
PrimeTimeGadgets	$25.00	$25.00	10/30/2009 4:11:50 PM
twirl2	$25.00	$25.00	10/30/2009 4:12:34 PM
power-flow6	$25.00	$25.00	10/30/2009 4:13:27 PM
currency-cigar4	$50.00	$50.00	10/30/2009 4:13:56 PM
icontender	$25.00	$25.00	10/30/2009 4:15:37 PM
community-seahorse	$25.00	$25.00	10/30/2009 4:15:56 PM
flwah	$50.00	$50.00	10/30/2009 4:16:08 PM
Lam0nt	$25.00	$25.00	10/30/2009 4:16:11 PM
kid8549	$25.00	$25.00	10/30/2009 4:09:40 PM
crazycool	$35.00	$35.00	10/30/2009 4:09:51 PM
supreme-hope	$25.00	$25.00	10/30/2009 4:17:49 PM
boater01	$50.00	$50.00	10/30/2009 4:17:56 PM
MakoF16	$50.00	$50.00	10/30/2009 4:14:39 PM
credit-force5	$25.00	$25.00	10/30/2009 4:15:05 PM
currency-bumblebee	$25.00	$25.00	10/30/2009 4:19:14 PM
LEWK25	$25.00	$25.00	10/30/2009 4:15:49 PM
point-shooter	$25.00	$25.00	10/30/2009 4:15:54 PM
thedreamer	$25.00	$25.00	10/30/2009 4:16:19 PM
YogaDude34	$50.00	$50.00	10/30/2009 4:20:19 PM
gracej	$25.00	$25.00	10/30/2009 4:20:28 PM
rolandweary	$40.00	$40.00	10/30/2009 4:20:37 PM
Clambake	$50.00	$50.00	10/30/2009 4:20:55 PM
Boca	$25.00	$25.00	10/30/2009 4:13:44 PM
radiant-fund	$25.00	$25.00	10/30/2009 4:21:10 PM
techvet	$25.00	$25.00	10/30/2009 4:21:41 PM
youqianderen	$50.00	$50.00	10/30/2009 4:21:56 PM
poeman	$25.00	$25.00	10/30/2009 4:21:59 PM
orbiter614	$50.00	$50.00	10/30/2009 4:19:06 PM
proper-commitment5	$32.00	$32.00	10/30/2009 4:19:10 PM
jdrez	$25.00	$25.00	10/30/2009 4:22:22 PM
bluesheep	$25.00	$25.00	10/30/2009 4:22:29 PM
likeable-value	$25.00	$25.00	10/30/2009 4:19:22 PM
value-pole	$25.00	$25.00	10/30/2009 4:15:16 PM
VentureExplorer	$25.00	$25.00	10/30/2009 4:22:36 PM
wayman	$50.00	$50.00	10/30/2009 4:22:38 PM
jhouman	$25.00	$25.00	10/30/2009 4:19:34 PM
aasx1108	$25.00	$25.00	10/30/2009 4:22:46 PM
JGB	$25.00	$25.00	10/30/2009 4:19:42 PM
cloud8	$25.00	$25.00	10/30/2009 4:19:44 PM
blackstar	$25.00	$25.00	10/30/2009 4:15:30 PM
bonanza1973	$25.00	$25.00	10/30/2009 4:22:56 PM
kanakakm	$25.00	$25.00	10/30/2009 4:19:48 PM
spitzbergen	$25.00	$25.00	10/30/2009 4:20:02 PM
AF-Chief	$35.00	$35.00	10/30/2009 4:20:10 PM
wise-extraordinary-loot	$30.00	$30.00	10/30/2009 4:20:12 PM
awwaww	$25.00	$25.00	10/30/2009 4:23:39 PM
museic1	$50.00	$50.00	10/30/2009 4:20:43 PM
neighborly-bid	$25.00	$25.00	10/30/2009 4:20:49 PM
yield-lion	$25.00	$25.00	10/30/2009 4:20:57 PM
courteous-deal8	$25.00	$25.00	10/30/2009 4:21:18 PM
credit-kahuna	$100.00	$100.00	10/30/2009 4:17:47 PM
chicco	$80.00	$80.00	10/30/2009 4:21:43 PM
Sam65	$25.00	$25.00	10/30/2009 4:21:51 PM
mstebnicki	$25.00	$25.00	10/30/2009 4:22:04 PM
cpaphoto	$25.00	$25.00	10/30/2009 4:22:16 PM
DukSerduk	$25.00	$25.00	10/30/2009 4:18:33 PM
benefit-squirrel	$30.00	$30.00	10/30/2009 4:22:42 PM
andyb9	$25.00	$25.00	10/30/2009 4:22:50 PM
active-reward7	$25.00	$25.00	10/30/2009 4:19:21 PM
reciprocate	$50.00	$50.00	10/30/2009 4:19:27 PM
thumper64	$25.00	$25.00	10/30/2009 4:23:26 PM
a-responsible-return	$25.00	$25.00	10/30/2009 4:19:52 PM
the-silver-blaster	$60.00	$60.00	10/30/2009 4:19:55 PM
wings2fly	$25.00	$25.00	10/30/2009 4:23:47 PM
CarDealer3070	$25.00	$25.00	10/30/2009 4:20:00 PM
unclejaef	$25.00	$25.00	10/30/2009 4:20:05 PM
SDNLR	$25.00	$25.00	10/30/2009 4:20:17 PM
Havana21	$50.00	$50.00	10/30/2009 4:20:20 PM
silver-armada	$50.00	$50.00	10/30/2009 4:20:40 PM
bonus-buddy2	$35.00	$35.00	10/30/2009 4:20:51 PM
crenen139	$25.00	$25.00	10/30/2009 4:21:13 PM
kenji4861	$50.00	$50.00	10/30/2009 4:25:10 PM
bchen78875	$25.00	$25.00	10/30/2009 4:21:31 PM
WalnutCreekguy	$33.00	$33.00	10/30/2009 4:21:36 PM
emo13	$50.00	$50.00	10/30/2009 4:28:46 PM
jeg3k	$25.00	$25.00	10/30/2009 4:21:45 PM
socialbanker	$25.00	$25.00	10/30/2009 4:21:53 PM
capital-duckling	$25.00	$25.00	10/30/2009 4:22:08 PM
Walkingcowboy	$25.00	$25.00	10/30/2009 4:26:18 PM
nhloan	$25.00	$25.00	10/30/2009 4:29:52 PM
PCGeekWI	$25.00	$25.00	10/30/2009 4:30:02 PM
slartibardfast	$25.00	$25.00	10/30/2009 4:22:54 PM
respectful-note	$25.00	$25.00	10/30/2009 4:30:21 PM
spin-kick	$25.00	$25.00	10/30/2009 4:30:24 PM
neighborly-hope6	$100.00	$100.00	10/30/2009 4:26:52 PM
generosity-neutrino	$25.00	$25.00	10/30/2009 4:27:02 PM
HelpFromNY	$25.00	$25.00	10/30/2009 4:23:06 PM
Barak	$80.00	$80.00	10/30/2009 4:30:33 PM
wrighco	$25.00	$25.00	10/30/2009 4:23:11 PM
newest-generosity-saga	$25.00	$25.00	10/30/2009 4:30:38 PM
financial-frenzy	$25.00	$25.00	10/30/2009 4:23:20 PM
lagnisiruk	$25.00	$25.00	10/30/2009 4:23:24 PM
desertoasis	$25.00	$25.00	10/30/2009 4:23:27 PM
hitsman	$50.00	$50.00	10/30/2009 4:23:34 PM
nuclearmoose	$25.00	$25.00	10/30/2009 4:27:40 PM
greenwell	$50.00	$50.00	10/30/2009 4:27:50 PM
Attract	$25.00	$25.00	10/30/2009 4:25:18 PM
Tai	$25.00	$25.00	10/30/2009 4:25:23 PM
golden-cat	$25.00	$25.00	10/30/2009 4:29:42 PM
goofy15975	$25.00	$25.00	10/30/2009 4:26:22 PM
MTLoans	$25.00	$25.00	10/30/2009 4:26:33 PM
Minnechela	$25.00	$25.00	10/30/2009 4:30:35 PM
fervent-repayment	$25.00	$25.00	10/30/2009 4:27:08 PM
mmqc	$25.00	$25.00	10/30/2009 4:27:43 PM
MONEYLENDER101	$38.15	$38.15	10/30/2009 4:28:01 PM
Fortuno_per_commodo	$50.00	$50.00	10/30/2009 4:28:24 PM
taxdiscusion	$25.00	$25.00	10/30/2009 4:28:50 PM
Masterlender	$25.00	$25.00	10/30/2009 4:28:54 PM
Lendomatic	$25.00	$25.00	10/30/2009 4:29:00 PM
kindofaloaner	$25.00	$25.00	10/30/2009 4:29:08 PM
MrDavid	$50.00	$50.00	10/30/2009 4:29:45 PM
Orca-man	$100.00	$100.00	10/30/2009 4:30:19 PM
WineDrop	$30.00	$30.00	10/30/2009 4:30:41 PM
arbor1	$25.00	$25.00	10/30/2009 10:22:19 PM
safe-commerce	$25.00	$25.00	10/30/2009 5:29:37 PM
leverage-monger	$50.00	$50.00	10/31/2009 2:49:55 PM
economy-popcorn	$25.00	$25.00	10/31/2009 11:14:32 AM
JCMC	$25.00	$25.00	11/2/2009 7:26:07 AM
buckyhead2000	$25.00	$25.00	11/2/2009 4:59:52 PM
Cherrypicker	$50.00	$50.00	11/2/2009 5:06:06 PM
shrewd-income	$25.00	$25.00	11/2/2009 11:10:30 PM
Rustang	$50.00	$50.00	11/3/2009 11:01:54 AM
ritwik	$50.00	$50.00	11/3/2009 8:21:18 PM
gustavholstopus32	$25.00	$25.00	11/4/2009 9:43:53 AM
loanman2007	$50.00	$50.00	11/4/2009 6:14:34 AM
zippy-coin	$100.00	$100.00	11/4/2009 12:43:15 PM
GABC-1	$50.00	$50.00	11/5/2009 2:14:12 PM
julijask	$25.00	$25.00	11/5/2009 1:54:16 PM
GOPHERBOY	$100.00	$100.00	11/5/2009 3:37:31 PM
gpuck	$25.00	$25.00	11/5/2009 5:56:19 PM
r1w	$50.00	$50.00	11/6/2009 6:04:36 AM
Loan_Stranger	$50.00	$50.00	11/5/2009 6:23:30 PM
JTHarris	$50.00	$50.00	11/6/2009 7:32:38 AM
admirable-credit	$25.00	$25.00	11/6/2009 2:03:15 AM
erowis	$25.97	$25.97	11/6/2009 10:59:07 AM
enthusiastic-balance5	$150.00	$150.00	11/6/2009 11:03:02 AM
exciting-fairness	$100.00	$100.00	11/6/2009 11:19:00 AM
TakeCare	$100.00	$100.00	11/6/2009 11:51:51 AM
ATLANTAHELP	$25.00	$25.00	11/6/2009 1:57:27 PM
slowpig	$75.00	$75.00	11/6/2009 12:54:59 PM
Weaverville	$50.00	$50.00	10/30/2009 4:09:59 PM
unk1911	$25.00	$25.00	10/30/2009 4:10:12 PM
dinero-philosopher3	$25.00	$25.00	10/30/2009 4:08:11 PM
booksleuth	$50.00	$50.00	10/30/2009 4:09:54 PM
elegant-bonus	$25.00	$25.00	10/30/2009 4:13:15 PM
love_what_you_do	$25.00	$25.00	10/30/2009 4:13:31 PM
gentle-gold	$25.00	$25.00	10/30/2009 4:13:34 PM
Headhunter14	$25.00	$25.00	10/30/2009 4:13:40 PM
SnE	$25.00	$25.00	10/30/2009 4:10:36 PM
TandyJames	$25.00	$25.00	10/30/2009 4:14:01 PM
tenny321	$25.00	$25.00	10/30/2009 4:14:52 PM
mikrolown	$25.00	$25.00	10/30/2009 4:08:08 PM
Okinutah	$25.00	$25.00	10/30/2009 4:15:20 PM
Heatguy	$25.00	$25.00	10/30/2009 4:12:25 PM
efficient-principal	$25.00	$25.00	10/30/2009 4:08:51 PM
responsibility-butterfly	$25.00	$25.00	10/30/2009 4:15:44 PM
108lender	$200.00	$200.00	10/30/2009 4:13:02 PM
charming-point	$100.00	$100.00	10/30/2009 4:13:05 PM
d_grbg	$25.00	$25.00	10/30/2009 4:13:13 PM
mamayama	$25.00	$25.00	10/30/2009 4:13:21 PM
Aimvest	$25.00	$25.00	10/30/2009 4:13:23 PM
blue-liberty-gourd	$25.00	$25.00	10/30/2009 4:13:37 PM
contract-neutron	$25.00	$25.00	10/30/2009 4:13:47 PM
fortytwo	$100.00	$100.00	10/30/2009 4:10:02 PM
valiant-p2p	$25.00	$25.00	10/30/2009 4:17:41 PM
DonaldColorado	$25.00	$25.00	10/30/2009 4:10:19 PM
transparency-giant	$50.00	$50.00	10/30/2009 4:10:23 PM
fllender	$25.00	$25.00	10/30/2009 4:17:53 PM
tyson789	$100.00	$100.00	10/30/2009 4:15:00 PM
Cheburashka	$25.00	$25.00	10/30/2009 4:18:54 PM
payout-achievement	$40.00	$40.00	10/30/2009 4:19:02 PM
elated-justice	$25.00	$25.00	10/30/2009 4:19:16 PM
brother_tam	$50.00	$50.00	10/30/2009 4:19:18 PM
wise-spirited-nickel	$25.00	$25.00	10/30/2009 4:15:57 PM
Banker7371	$25.00	$25.00	10/30/2009 4:20:13 PM
kulender	$25.00	$25.00	10/30/2009 4:20:16 PM
anton	$25.00	$25.00	10/30/2009 4:20:26 PM
SNH	$50.00	$50.00	10/30/2009 4:20:36 PM
swoosh	$25.00	$25.00	10/30/2009 4:21:04 PM
shingu79	$50.00	$50.00	10/30/2009 4:13:51 PM
educationfirst	$25.00	$25.00	10/30/2009 4:14:00 PM
RetiredATC	$25.00	$25.00	10/30/2009 4:21:15 PM
JohnW12	$25.00	$25.00	10/30/2009 4:21:27 PM
brazilofmux	$94.78	$94.78	10/30/2009 4:21:35 PM
westsidehighway	$25.00	$25.00	10/30/2009 4:21:58 PM
point-berserker	$25.00	$25.00	10/30/2009 4:18:51 PM
Frenchynh	$25.00	$25.00	10/30/2009 4:14:45 PM
Dunndeal4u	$25.00	$25.00	10/30/2009 4:22:01 PM
ThomasCrown	$30.00	$30.00	10/30/2009 4:22:19 PM
truth-futurist	$25.00	$25.00	10/30/2009 4:22:26 PM
EnigmaNYC-29	$25.00	$25.00	10/30/2009 4:19:24 PM
Lightlife	$50.00	$50.00	10/30/2009 4:15:22 PM
LendGuy	$25.00	$25.00	10/30/2009 4:22:48 PM
LR_Biker	$25.00	$25.00	10/30/2009 4:19:50 PM
a-finance-nirvana	$350.00	$350.00	10/30/2009 4:15:41 PM
agwosdof	$50.00	$50.00	10/30/2009 4:23:04 PM
Wangersinc	$25.00	$25.00	10/30/2009 4:20:07 PM
gold-disk	$50.00	$50.00	10/30/2009 4:23:15 PM
money2k	$25.00	$25.00	10/30/2009 4:23:45 PM
GElender	$50.00	$50.00	10/30/2009 4:23:54 PM
dparkhom	$25.00	$25.00	10/30/2009 4:20:48 PM
revenue-kazoo	$25.00	$25.00	10/30/2009 4:20:59 PM
Cai8899	$25.00	$25.00	10/30/2009 4:21:22 PM
LendDoc	$25.00	$25.00	10/30/2009 4:21:24 PM
TommyTucker	$31.83	$31.83	10/30/2009 4:17:38 PM
ianakacg	$25.00	$25.00	10/30/2009 4:21:48 PM
laredotornado	$25.00	$25.00	10/30/2009 4:22:13 PM
Dutchhunter	$25.00	$25.00	10/30/2009 4:22:30 PM
exact-justice	$25.00	$25.00	10/30/2009 4:22:41 PM
justice-dna	$25.00	$25.00	10/30/2009 4:18:52 PM
iruz	$50.00	$50.00	10/30/2009 4:19:05 PM
BlindProphet	$25.00	$25.00	10/30/2009 4:26:04 PM
compoundinterest	$50.00	$50.00	10/30/2009 4:26:08 PM
thrifty-peso	$25.00	$25.00	10/30/2009 4:23:07 PM
bigtag	$25.00	$25.00	10/30/2009 4:23:29 PM
Syzygy	$25.00	$25.00	10/30/2009 4:19:41 PM
dionysus03	$25.00	$25.00	10/30/2009 4:26:40 PM
kchen486	$25.00	$25.00	10/30/2009 4:26:44 PM
mtquan	$25.00	$25.00	10/30/2009 4:19:54 PM
HeavyDriver03	$25.00	$25.00	10/30/2009 4:23:42 PM
get30inc	$25.00	$25.00	10/30/2009 4:19:56 PM
RB_Double-A_Bravo	$25.00	$25.00	10/30/2009 4:23:49 PM
The_Lending_Muscle	$25.00	$25.00	10/30/2009 4:23:52 PM
VBAces	$50.00	$50.00	10/30/2009 4:23:54 PM
InvestorPartners	$25.00	$25.00	10/30/2009 4:20:22 PM
ytjameslee	$50.00	$50.00	10/30/2009 4:27:28 PM
czar3	$30.00	$30.00	10/30/2009 4:20:29 PM
verse99	$25.00	$25.00	10/30/2009 4:27:37 PM
personal-lender	$25.00	$25.00	10/30/2009 4:20:33 PM
Artist_Blue	$25.00	$25.00	10/30/2009 4:20:41 PM
vcbogan	$100.00	$100.00	10/30/2009 4:21:02 PM
trapper569	$25.00	$25.00	10/30/2009 4:21:08 PM
uncleegg	$25.00	$25.00	10/30/2009 4:25:01 PM
MissionMicroFinance	$25.00	$25.00	10/30/2009 4:21:12 PM
supersarah61	$25.00	$25.00	10/30/2009 4:25:05 PM
sloan	$25.00	$25.00	10/30/2009 4:21:38 PM
abidos	$25.00	$25.00	10/30/2009 4:25:48 PM
credit-coach118	$35.00	$35.00	10/30/2009 4:29:04 PM
xstreamin	$25.00	$25.00	10/30/2009 4:22:06 PM
Aquani	$50.00	$50.00	10/30/2009 4:22:34 PM
JJS180	$25.00	$25.00	10/30/2009 4:29:59 PM
SonomaHills	$25.00	$25.00	10/30/2009 4:30:06 PM
trident9	$50.00	$50.00	10/30/2009 4:26:48 PM
wiltonbound	$25.00	$25.00	10/30/2009 4:22:59 PM
Approved1234	$25.00	$25.00	10/30/2009 4:23:02 PM
rawman	$25.00	$25.00	10/30/2009 4:30:28 PM
elebovic	$25.00	$25.00	10/30/2009 4:23:13 PM
CULPEPPERGROUP	$25.00	$25.00	10/30/2009 4:27:17 PM
kmprospeo	$25.00	$25.00	10/30/2009 4:23:32 PM
bigwig633	$25.00	$25.00	10/30/2009 4:23:37 PM
KailuaLender	$25.00	$25.00	10/30/2009 4:29:36 PM
bonus-antioxidant	$25.00	$25.00	10/30/2009 4:27:22 PM
johntina	$50.00	$50.00	10/30/2009 4:27:34 PM
lucrative-worth	$25.00	$25.00	10/30/2009 4:28:13 PM
ethicalhumanist	$25.00	$25.00	10/30/2009 4:28:20 PM
sas19	$25.00	$25.00	10/30/2009 4:29:19 PM
economy-synapse	$25.00	$25.00	10/30/2009 4:42:41 PM
Citytrustbankerguy	$25.00	$25.00	10/30/2009 4:30:10 PM
deal-pioneer1	$25.00	$25.00	10/30/2009 4:30:18 PM
Teminole	$25.00	$15.23	10/30/2009 4:30:45 PM
payout-magician	$25.00	$25.00	10/31/2009 1:19:02 PM
afterhours	$25.00	$25.00	10/31/2009 4:24:40 PM
massuot	$25.00	$25.00	11/1/2009 4:12:33 PM
wild-orange	$500.00	$500.00	11/2/2009 6:27:38 PM
HowardRoark	$25.00	$25.00	11/3/2009 10:34:13 AM
FutureLenderEC	$25.00	$25.00	11/3/2009 12:04:07 PM
bid-papyrus	$25.00	$25.00	11/3/2009 12:29:52 PM
jborer	$25.00	$25.00	11/4/2009 11:19:25 AM
interstellar	$50.00	$50.00	11/5/2009 12:21:25 PM
Bidwinner08	$54.04	$54.04	11/5/2009 11:10:41 AM
kulender	$100.00	$100.00	11/5/2009 5:45:03 AM
deal-pioneer1	$100.00	$100.00	11/5/2009 12:26:35 PM
orbiter614	$50.00	$50.00	11/5/2009 9:21:09 PM
exciting-fairness	$50.00	$50.00	11/6/2009 4:29:54 AM
BradyKP	$25.00	$25.00	11/5/2009 5:22:31 PM
TheGameTable	$25.00	$25.00	11/6/2009 8:01:55 AM
oldman68	$25.00	$25.00	11/5/2009 9:43:29 PM
martymaniaman	$25.00	$25.00	11/6/2009 6:11:55 AM
jybank	$25.00	$25.00	11/6/2009 11:08:31 AM
Dskillz	$25.00	$25.00	11/6/2009 12:33:30 PM
AJ8981	$100.00	$100.00	11/6/2009 11:56:00 AM
efficient-bid2	$25.00	$25.00	11/6/2009 1:50:07 PM
288 bids

Borrower Payment Dependent Notes Series 431145

This series of Notes was issued and sold upon the funding of the borrower loan #39479, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$4,000.00	Prosper Rating:	B	Auction Duration:	7 days
Term:	36 months	Estimated loss:	5.0%	Auction start date:	Oct-30-2009
				Auction end date:	Nov-06-2009

Starting lender yield:	22.00%	Starting borrower rate/APR:	23.00% / 25.28%	Starting monthly payment:	$154.84
Final lender yield:	16.50%	Final borrower rate/APR:	17.50% / 19.70%	Final monthly payment:	$143.61

Auction yield range:	6.29% - 22.00%	Estimated loss impact:	5.29%
Lender servicing fee:	1.00%	Estimated return:	11.21%

Borrower's Credit Profile

Prosper score:	8	First credit line:	Aug-1983	Debt/Income ratio:	27%
Credit score:	760-779 (Oct-2009)	Current / open credit lines:	19 / 16	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	55	Length of status:	6y 10m
Amount delinquent:	$0	Revolving credit balance:	$60,423	Occupation:	Retail Management
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	51%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	4

Screen name:

Kiwanis

Borrower's state:

Ohio

Borrower's group:

N/A

Description

Car Loan

Purpose of loan:
Buy Car

My financial situation:
I always have and always will pay my bills on time.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: How much equity do you have on your home mortgage? - exchange-travels

A: Great Question! I happen to live in an area not smashed by the down turn in the housing market. 20%. Approx 35K. I am a lender in Ohio on prosper and am trying to get this product moving again in my State. I hope to be back on line again soon. In the mean time I want to promote the site and help sell cars to people that need us. Your Car Guy (Nov-02-2009)

Q: What were the four recent inquiries for? Also, what rate do you expect this loan to close at? I would think with your FICO score you could get a better rate from a bank. - BAEVentures

A: I am a Ohio Prosper lender that can not play with you guys yet. So in the mean time I am testing the system to make sure it's working OK as far as verification of address, voided checks, etc I have tried everything to get Ohio back on line and this will be my proof that loans work and PROSPER is doing what they need to do to allow us to loan again in Ohio. All of the checks on my credit should only have been with PROSPER to the best of my knowledge. Lender's will dictate the final close rate (Nov-05-2009)

2 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

Dollarhide	$25.00	$25.00	10/30/2009 4:18:30 PM
greeninspirit	$25.00	$25.00	10/30/2009 4:18:59 PM
KMSB	$25.00	$25.00	10/30/2009 4:24:05 PM
zento	$25.00	$25.00	10/30/2009 4:32:52 PM
Unitas4302	$100.00	$100.00	10/31/2009 12:29:23 PM
justin323	$25.00	$25.00	11/1/2009 6:42:42 AM
golden-cat	$25.00	$25.00	11/2/2009 9:04:40 AM
Bank_Of_XL	$100.00	$100.00	11/2/2009 3:42:01 PM
twjh	$25.00	$25.00	11/4/2009 12:46:02 PM
value-investor9	$50.00	$50.00	11/4/2009 10:11:08 AM
mosby	$50.00	$50.00	11/4/2009 7:39:45 PM
FG9YTR	$25.00	$25.00	11/5/2009 11:13:55 AM
silverloan	$49.59	$49.59	11/5/2009 2:14:15 PM
XayV03	$100.00	$100.00	11/5/2009 3:09:02 PM
SS123	$25.00	$25.00	11/5/2009 2:11:00 PM
EJO	$25.00	$25.00	11/5/2009 11:54:51 AM
merlin981	$32.35	$32.35	11/5/2009 5:02:42 PM
nashibaksi	$25.00	$25.00	11/5/2009 5:58:41 PM
GCSS	$25.00	$25.00	11/5/2009 6:56:39 PM
jakespirit	$25.00	$25.00	11/6/2009 1:21:25 AM
cwm3651	$25.00	$25.00	11/5/2009 10:28:51 PM
maximizer	$25.00	$25.00	11/6/2009 6:22:49 AM
gpuck	$25.00	$25.00	11/5/2009 6:01:51 PM
crafty	$25.00	$25.00	11/6/2009 7:03:00 AM
orbiter614	$75.00	$75.00	11/5/2009 8:14:28 PM
reflective-rupee	$25.00	$25.00	11/6/2009 10:05:36 AM
mercuriant	$25.00	$25.00	11/6/2009 9:38:47 AM
acfreema	$50.00	$50.00	11/5/2009 11:38:49 PM
Leshan	$50.00	$50.00	11/6/2009 10:23:15 AM
the-profit-oracle	$25.00	$25.00	11/6/2009 5:50:16 AM
jybank	$25.00	$25.00	11/6/2009 11:46:50 AM
aha6297	$36.81	$36.81	11/6/2009 8:48:28 AM
larryboy10	$25.00	$25.00	11/6/2009 12:22:31 PM
LoanDMC	$25.00	$25.00	11/6/2009 3:11:42 PM
Firescreek	$50.00	$50.00	11/6/2009 9:33:45 AM
gilbrear	$25.00	$25.00	11/6/2009 3:35:52 PM
Nasdaq	$25.00	$25.00	11/6/2009 1:15:42 PM
sparkling-contract7	$25.00	$25.00	11/6/2009 4:03:54 PM
sharp-credit	$200.00	$200.00	11/6/2009 3:55:01 PM
JDLN	$25.00	$25.00	11/6/2009 10:49:41 AM
leverage-monger	$50.00	$50.00	11/6/2009 3:58:46 PM
Bill88	$30.00	$30.00	11/6/2009 4:04:53 PM
orbiter614	$300.00	$300.00	11/6/2009 11:24:51 AM
Leopoldine	$36.19	$36.19	11/6/2009 12:27:13 PM
Rattlehead	$50.00	$50.00	10/30/2009 4:17:46 PM
3am-preacher	$25.00	$25.00	10/30/2009 4:18:45 PM
RadCad1	$50.00	$50.00	10/30/2009 4:18:02 PM
flwah	$25.00	$25.00	10/30/2009 4:33:44 PM
mistifilio	$25.00	$25.00	10/31/2009 5:08:33 PM
gaditano	$25.00	$25.00	10/31/2009 3:49:58 PM
JRockdown	$25.00	$25.00	11/2/2009 9:08:49 AM
BoughtTheFarm	$25.00	$25.00	11/2/2009 9:06:12 AM
MoneyTree79	$50.00	$50.00	11/2/2009 6:06:58 PM
buckyhead2000	$25.00	$25.00	11/3/2009 6:55:56 AM
tyson789	$150.00	$150.00	11/3/2009 2:09:10 PM
iolaire	$25.00	$25.00	11/4/2009 7:41:51 AM
IPG1	$25.00	$25.00	11/4/2009 12:14:19 PM
silver-maker6	$25.00	$25.00	11/4/2009 1:06:04 PM
minista	$25.00	$25.00	11/4/2009 10:09:56 AM
Ven58	$25.00	$25.00	11/5/2009 7:48:32 AM
rawsushi	$100.00	$100.00	11/5/2009 10:08:44 AM
Techne_Funds_LLC	$25.00	$25.00	11/5/2009 4:56:33 AM
sparkmeister	$25.00	$25.00	11/5/2009 2:04:17 PM
shadargroup	$25.00	$25.00	11/5/2009 2:10:20 PM
Syzygy	$25.00	$25.00	11/5/2009 2:05:34 PM
investorrr	$25.00	$25.00	11/5/2009 2:10:22 PM
Imaginos1892	$100.00	$100.00	11/5/2009 5:00:41 PM
NJournalist	$25.00	$25.00	11/5/2009 5:10:14 PM
wild-orange	$100.00	$100.00	11/6/2009 2:50:44 AM
ZOOOM	$25.00	$17.43	11/6/2009 6:55:07 AM
carrinel	$100.00	$100.00	11/6/2009 6:17:44 AM
bitano	$25.00	$25.00	11/6/2009 8:30:02 AM
orbiter614	$25.00	$25.00	11/6/2009 10:39:44 AM
erowis	$25.00	$25.00	11/6/2009 10:54:24 AM
a-finance-nirvana	$150.00	$150.00	11/6/2009 5:20:45 AM
Dskillz	$31.07	$31.07	11/6/2009 12:34:48 PM
Taho	$36.56	$36.56	11/6/2009 8:36:22 AM
mckhbnpc	$30.00	$30.00	11/6/2009 11:44:33 AM
Astyanax	$25.00	$25.00	11/6/2009 11:56:05 AM
justice-dna	$100.00	$100.00	11/6/2009 2:57:01 PM
scloans	$25.00	$25.00	11/6/2009 2:19:47 PM
payout-reaction740	$25.00	$25.00	11/6/2009 12:10:39 PM
efficient-bid2	$25.00	$25.00	11/6/2009 12:44:54 PM
ATLANTAHELP	$25.00	$25.00	11/6/2009 1:52:59 PM
CSinvestments	$25.00	$25.00	11/6/2009 2:01:44 PM
TakeCare	$25.00	$25.00	11/6/2009 2:55:07 PM
well-mannered-income3	$25.00	$25.00	11/6/2009 3:09:50 PM
Prossper-Godfather	$150.00	$150.00	11/6/2009 3:17:39 PM
wwwUniversal	$25.00	$25.00	11/6/2009 4:01:56 PM
89 bids

Borrower Payment Dependent Notes Series 431327

This series of Notes was issued and sold upon the funding of the borrower loan #39485, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$7,500.00	Prosper Rating:	HR	Auction Duration:	7 days
Term:	36 months	Estimated loss:	19.0%	Auction start date:	Nov-02-2009
				Auction end date:	Nov-08-2009

Starting lender yield:	18.00%	Starting borrower rate/APR:	19.00% / 21.22%	Starting monthly payment:	$274.92
Final lender yield:	17.29%	Final borrower rate/APR:	18.29% / 20.50%	Final monthly payment:	$272.24

Auction yield range:	17.29% - 18.00%	Estimated loss impact:	19.95%
Lender servicing fee:	1.00%	Estimated return:	-2.66%

Borrower's Credit Profile

Prosper score:	5	First credit line:	Aug-1998	Debt/Income ratio:	17%
Credit score:	620-639 (Oct-2009)	Current / open credit lines:	11 / 9	Employment status:	Full-time employee
Now delinquent:	1	Total credit lines:	31	Length of status:	1y 3m
Amount delinquent:	$33	Revolving credit balance:	$31,395	Occupation:	Doctor
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	96%	Stated income:	$100,000+
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	0

Screen name:

razzoe-md

Borrower's state:

Wisconsin

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 1	On-time:	18 ( 95% )	620-639 (Latest)
Principal borrowed:	$15,000.00	< mo. late:	1 ( 5% )	640-659 (Feb-2008)
Principal balance:	$7,832.28	1+ mo. late:	0 ( 0% )
Total payments billed:	19

Description

Bank on my Brain-MD reducing debt!

Purpose of loan:
This loan will be used to?pay off high interest rate credit cards and medical bills that have followed me through my medical residency.? I?applied?for a?Prosper loan in the past and have used that to?improve my credit and consolidate loans that were the results of a messy divorce.??My former spouse used financial manipulation and theft to damage my credit and destroy my savings which is how I got into trouble financially.

Note: current delinquency $33 is from a cable box my ex did not return.

My financial situation:
I am a great candidate for this loan because I have a current position as a licensed physician and a signed contract for the next three years.?I am?a hard working?physician and put myself through college, medical school and residency training.? I had to apply for loans to help pay for medical school, which is one of the reasons my debt burden is so high.?I will also?work a 2nd job at $100/hr in urgent care. I am an intelligent, responsible and caring person who finds myself?is working dilligently to improve my temporary financial situation. Thanks for considering helping me! Please also consider loans at a lower interest rate (10%?) reflective of my situation and no-risk profile!!!

Monthly net income: $?6772.84 (not including moonlighting in urgent care)

Monthly expenses:??
??Housing: $1000
??Insurance: $100
??Car expenses: $450
??Utilities: $175
??Phone &?internet: $100 (don't have a TV)
??Food, entertainment: $100?(many meals available at work)?
??Clothing, household expenses $100
??Credit cards and other loans: $1782.63, includes student loans
??Other expenses:?100 petty cash expenses.?

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: hi, you look like an excellent candidate...your ex is a real scumbag! we'll be bidding for sure (already have, actually)....r u a cheesehead? i'm originally from minny, currently in chicago....good luck! - shrewd-income

A: Thanks!!!!! Yes, he was a problem and has created just as many for me. Thankfully I am now in a safe place in my life and no longer surrounded by dysfunction. Unfortunately I have the challenge ahead of me of fixing my credit but am lucky to have people who believe in me! Yes I am a cheesehead! My best friend is from Minny currently... I love the Midwest! Thanks again for your interest and support! (Nov-03-2009)

Q: go vikings! 8-) if you ever run into like at a hospital be sure to treat us extra nice! prosper won't let me show my last name but you can see it here: nsadvisorsinc.com. - shrewd-income

A: Will do! You guys certainly pummeled us this weekend.... Thanks again for the support! Be well! (Nov-03-2009)

Q: Hi razzoe-md, Could you please list your Credit Cards, amounts, and rates? Thanks. - golffish2

A: You bet! Discover $4,000 rate 20.9% National City $10,041 rate 19.9% US Bank VISA $500 rate 18.9% Please let me know if you have any further questions. (Nov-04-2009)

Q: Did you know that your listing does not allow bids less than around 17% interest? Would you still accept the loan at that rate? - lender12345

A: Yes I would!! Thank you for your inquiry. (Nov-04-2009)

Q: hi again, why is this loan rated HR? - shrewd-income

A: I have no idea whatsoever!!! (Nov-06-2009)

Q: You might want to change "100 petty expenses" to "$100.00 for petty expenses", for a second I thought you were saying that you had a 100 petty expenses! ; ) ! - mdesq69

A: Thanks!! Don't think I can edit it but thanks! (Nov-06-2009)

Q: hi, the 2nd job you mention, about how many hours/week has that been so far and how many do you expect going forward? thanks - shrewd-income

A: I have been doing about two to three four to six hour shifts a week. I intend to do this for the next year or so until I am financially in a better place. Hope that helps! Cheers! Reb (Nov-07-2009)

Q: it seems like cashflow will be pretty good, will you be paying loans down early including this prosper loan? thanks - shrewd-income

A: Yes.. According to my repayment plan, I will be repaying my unsecured personal loans 2011.. Which is much before their maturation date. Thanks for your interest! (Nov-08-2009)

8 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

shrewd-income	$25.00	$25.00	11/2/2009 5:20:17 PM
lender12345	$1,000.00	$1,000.00	11/3/2009 4:06:58 PM
golffish2	$500.00	$500.00	11/5/2009 8:56:42 AM
saltymt	$38.99	$38.99	11/5/2009 2:41:05 PM
shrewd-income	$400.00	$400.00	11/6/2009 7:14:20 AM
Invest4kids	$25.00	$25.00	11/6/2009 3:33:24 PM
lender12345	$1,023.36	$1,023.36	11/8/2009 8:15:52 AM
generosity-multiplier	$25.00	$25.00	11/8/2009 11:33:00 AM
portfolio-turbine	$50.00	$50.00	11/8/2009 1:37:18 PM
investment-daydream	$50.00	$36.20	11/8/2009 6:07:25 PM
mjerryfirst	$1,000.00	$1,000.00	11/8/2009 3:56:31 PM
golffish2	$500.00	$500.00	11/4/2009 7:45:00 AM
MoneyForNothing	$25.00	$25.00	11/5/2009 8:34:11 AM
lender12345	$500.00	$500.00	11/5/2009 11:47:46 AM
shrewd-income	$75.00	$75.00	11/5/2009 10:30:45 PM
credit-coach118	$25.00	$25.00	11/5/2009 10:30:44 PM
helynn43	$25.00	$25.00	11/6/2009 10:23:24 AM
shrewd-income	$500.00	$500.00	11/7/2009 3:26:11 PM
pimpin-aint-easy	$50.00	$50.00	11/8/2009 10:08:07 AM
lender12345	$1,000.00	$1,000.00	11/8/2009 10:31:12 AM
adventure0	$200.00	$200.00	11/8/2009 4:55:08 PM
PalmerTheEmbalmer	$60.00	$60.00	11/7/2009 1:14:59 PM
bds9646	$416.45	$416.45	11/8/2009 1:55:34 PM
23 bids

Borrower Payment Dependent Notes Series 431565

This series of Notes was issued and sold upon the funding of the borrower loan #39490, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$3,500.00	Prosper Rating:	C	Auction Duration:	7 days
Term:	36 months	Estimated loss:	6.5%	Auction start date:	Nov-03-2009
				Auction end date:	Nov-10-2009

Starting lender yield:	20.15%	Starting borrower rate/APR:	21.15% / 23.40%	Starting monthly payment:	$132.13
Final lender yield:	15.00%	Final borrower rate/APR:	16.00% / 18.18%	Final monthly payment:	$123.05

Auction yield range:	8.29% - 20.15%	Estimated loss impact:	6.84%
Lender servicing fee:	1.00%	Estimated return:	8.16%

Borrower's Credit Profile

Prosper score:	9	First credit line:	Aug-1992	Debt/Income ratio:	9%
Credit score:	640-659 (Nov-2009)	Current / open credit lines:	11 / 11	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	37	Length of status:	9y 2m
Amount delinquent:	$0	Revolving credit balance:	$19,729	Occupation:	Police Officer/Corr...
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	72%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

Lawman1053

Borrower's state:

Illinois

Borrower's group:

N/A

Description

Debt Consolidation

Purpose of loan:
This loan will be used to payoff 3 credit cards and consolidate into one low payment which will be extremely helpful after my fiance lost her job 10 months ago.

My financial situation:
I am a 35 year old Police Officer and make over 90k a year. ?I plan to have this loan paid off in a short period of time and as you can see in my credit profile, all of my debts get paid on time.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: Your loan is for $3.5K what interest rates are you paying now? You also have $16K in revolving credit, what is this and why are you not applying to rid yourself of this also? - jpblan11

A: I wish I would have requested a larger loan to consolidate all of my credit cards, however, I did not know much about Prosper or how it worked and figured for my first experience, I would ask for a smaller loan to pay off 3 of my cards that have just escalated to 29.99% interest rate. This will save me approx $80 a month. (Nov-07-2009)

1 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

portfolio-turbine	$25.00	$25.00	11/3/2009 7:19:03 PM
fair-dollar	$41.05	$41.05	11/4/2009 12:35:10 PM
Rich_Lather	$50.00	$50.00	11/5/2009 9:03:24 AM
GCSS	$25.00	$25.00	11/5/2009 7:04:12 PM
FinanceEngine	$25.00	$25.00	11/6/2009 8:57:12 AM
peregrine	$25.00	$25.00	11/6/2009 7:53:50 PM
outofoffice	$50.00	$50.00	11/7/2009 5:37:56 AM
a-finance-nirvana	$150.00	$150.00	11/7/2009 6:26:40 AM
paradisenow	$50.00	$50.00	11/7/2009 7:17:36 AM
site_ml	$25.00	$25.00	11/6/2009 6:30:22 PM
brondero	$100.00	$100.00	11/6/2009 6:36:01 PM
shrewd-income	$25.00	$25.00	11/7/2009 6:03:56 PM
Syzygy	$25.00	$25.00	11/7/2009 9:28:17 PM
gjm6d	$35.00	$35.00	11/8/2009 5:34:11 AM
engaging-contract	$25.00	$25.00	11/9/2009 11:07:15 AM
upbeat-wealth	$25.00	$25.00	11/9/2009 5:04:34 PM
wild-orange	$100.00	$100.00	11/9/2009 5:17:47 PM
Astyanax	$25.00	$25.00	11/9/2009 6:45:04 PM
sethharris	$50.00	$50.00	11/9/2009 8:10:25 PM
yenlowang	$30.00	$30.00	11/9/2009 9:46:54 PM
well-mannered-income3	$25.00	$25.00	11/10/2009 5:49:29 AM
TakeCare	$50.00	$50.00	11/10/2009 7:54:20 AM
LendingHelper	$100.00	$100.00	11/10/2009 8:32:20 AM
CatbirdBanking	$25.00	$25.00	11/10/2009 8:40:15 AM
dm82	$27.64	$27.64	11/9/2009 7:11:31 PM
preventivepestcontrol	$50.00	$50.00	11/10/2009 10:11:05 AM
unger	$100.00	$100.00	11/10/2009 10:21:41 AM
steady-peace8	$125.00	$125.00	11/10/2009 10:17:22 AM
zento	$25.00	$25.00	11/10/2009 10:30:01 AM
OtownLender	$50.00	$50.00	11/10/2009 10:31:36 AM
MathProfessor	$25.00	$25.00	11/10/2009 10:55:37 AM
credit-coach118	$25.00	$25.00	11/10/2009 11:18:55 AM
economy-popcorn	$25.00	$25.00	11/10/2009 6:09:42 AM
wild-orange	$300.00	$300.00	11/10/2009 3:37:54 PM
Steveoo1	$50.00	$50.00	11/10/2009 3:57:48 PM
Student_Capital	$50.00	$50.00	11/10/2009 10:30:21 AM
piano55	$31.86	$31.86	11/10/2009 3:41:13 PM
usbank	$25.00	$25.00	11/10/2009 3:45:33 PM
dood2112	$25.00	$25.00	11/4/2009 2:28:30 AM
limoney	$28.00	$28.00	11/4/2009 12:27:47 PM
GABC-1	$50.00	$50.00	11/5/2009 1:35:56 PM
Lesburger	$50.00	$50.00	11/5/2009 10:32:57 PM
ksubd	$50.00	$50.00	11/5/2009 11:00:57 PM
NorthlandAlchemist	$50.00	$50.00	11/7/2009 5:44:52 PM
northern_paddler	$25.00	$25.00	11/7/2009 7:51:06 PM
Investor22	$25.00	$25.00	11/9/2009 9:05:24 AM
lender12345	$50.00	$50.00	11/8/2009 10:39:50 AM
dudebrah	$25.00	$25.00	11/9/2009 10:28:08 AM
LarryNY	$25.00	$25.00	11/9/2009 11:14:34 AM
blLending	$25.00	$25.00	11/9/2009 11:33:06 AM
swti37	$50.00	$50.00	11/8/2009 11:32:36 PM
Dollars4Rent	$25.00	$25.00	11/9/2009 11:40:33 AM
admirable-credit	$25.00	$25.00	11/9/2009 5:34:03 PM
bst	$28.39	$28.39	11/9/2009 10:52:02 PM
Galdis	$25.00	$25.00	11/9/2009 11:11:47 PM
the-profit-oracle	$25.00	$25.00	11/10/2009 8:58:50 AM
Snoopylover	$25.00	$25.00	11/10/2009 10:36:52 AM
dorypro	$25.00	$25.00	11/10/2009 12:41:46 PM
portfolio-turbine	$50.00	$50.00	11/10/2009 12:47:19 PM
durability-colonel	$50.00	$50.00	11/10/2009 2:14:05 PM
icon7	$25.00	$25.00	11/10/2009 2:17:34 PM
Miami_Lending	$325.00	$325.00	11/10/2009 8:05:28 AM
velocity-winner	$25.00	$25.00	11/10/2009 2:29:51 PM
jybank	$25.00	$25.00	11/10/2009 2:35:53 PM
leverage-monger	$100.00	$100.00	11/10/2009 3:49:06 PM
kinetic-social	$30.00	$3.06	11/10/2009 3:58:38 PM
exciting-fairness	$150.00	$150.00	11/10/2009 3:56:07 PM
Mindful7	$25.00	$25.00	11/10/2009 12:57:47 PM
AF-Chief	$25.00	$25.00	11/10/2009 1:36:19 PM
jonric777	$25.00	$25.00	11/10/2009 2:55:42 PM
70 bids

Borrower Payment Dependent Notes Series 431771

This series of Notes was issued and sold upon the funding of the borrower loan #39470, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$1,000.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-05-2009
				Auction end date:	Nov-12-2009

Starting lender yield:	10.44%	Starting borrower rate/APR:	11.44% / 15.03%	Starting monthly payment:	$32.95
Final lender yield:	7.77%	Final borrower rate/APR:	8.77% / 12.31%	Final monthly payment:	$31.69

Auction yield range:	4.29% - 10.44%	Estimated loss impact:	2.12%
Lender servicing fee:	1.00%	Estimated return:	5.65%

Borrower's Credit Profile

Prosper score:	9	First credit line:	Feb-2002	Debt/Income ratio:	10%
Credit score:	720-739 (Nov-2009)	Current / open credit lines:	18 / 13	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	31	Length of status:	1y 9m
Amount delinquent:	$0	Revolving credit balance:	$7,310	Occupation:	Other
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	11%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	6

Screen name:

money_player

Borrower's state:

California

Borrower's group:

N/A

Description

To reinvest in Prosper

Purpose of loan:
This loan will be used to give loans to other prosper borrowers.

My financial situation:
I am a good candidate for this loan because me and my wife have a secure job, totaling more than $100k a year. I have been a prosper member for more than a year, and gave loans to 11 people. I have a good understanding of how to bid on different people and make some profit margin.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: Hey money_player, Could you explain what the six inquiries in the last six months are about? Thanks and good luck with your listing. - bondhedger

A: Couple might be because of the loan application for the car I bought last month. I got that financed at 4.75%. I was also applying for cards to give me 0% balance transfer APR, which I got, so they might have added to the inquiries. My credit score is still pretty high with these inquiries. Thanks for bidding. People are bidding for lower and lower rate, and you might like to try a lower rate to win. Thanks again. (Nov-11-2009)

1 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

beachfunder	$25.00	$25.00	11/6/2009 3:35:17 PM
SWayne2000	$50.00	$50.00	11/7/2009 2:53:14 PM
FundMaker	$25.00	$25.00	11/9/2009 8:25:29 PM
payontime1	$50.00	$50.00	11/11/2009 10:40:50 PM
Snoopylover	$25.00	$25.00	11/12/2009 6:05:59 AM
JerryB96	$25.00	$25.00	11/11/2009 9:25:36 PM
c-gurista-5	$25.00	$25.00	11/12/2009 8:01:06 AM
jybank	$50.00	$50.00	11/12/2009 11:17:23 AM
wild-orange	$200.00	$200.00	11/12/2009 3:24:57 PM
UCSBGAUCHOS	$27.50	$27.50	11/12/2009 3:46:57 PM
RIVERBEND	$25.00	$25.00	11/12/2009 10:58:05 AM
nikkky2000	$150.00	$150.00	11/12/2009 4:12:37 PM
jybank	$75.00	$11.01	11/12/2009 4:13:24 PM
kinetic-social	$50.00	$50.00	11/12/2009 4:13:50 PM
amit_gu	$31.49	$31.49	11/6/2009 12:10:18 PM
dproxima	$25.00	$25.00	11/6/2009 8:53:35 PM
beachfunder	$25.00	$25.00	11/10/2009 5:50:47 PM
loner001	$25.00	$25.00	11/12/2009 5:23:32 AM
fatboy888	$25.00	$25.00	11/12/2009 6:21:31 AM
MoneyForNothing	$25.00	$25.00	11/12/2009 2:37:27 PM
serene-capital	$25.00	$25.00	11/12/2009 3:52:27 PM
serene-capital	$25.00	$25.00	11/12/2009 4:09:01 PM
wwwUniversal	$25.00	$25.00	11/12/2009 4:13:43 PM
kf88	$30.00	$30.00	11/12/2009 1:01:38 PM
24 bids

Borrower Payment Dependent Notes Series 431883

This series of Notes was issued and sold upon the funding of the borrower loan #39476, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$2,500.00	Prosper Rating:	A	Auction Duration:	7 days
Term:	36 months	Estimated loss:	2.1%	Auction start date:	Nov-05-2009
				Auction end date:	Nov-12-2009

Starting lender yield:	10.52%	Starting borrower rate/APR:	11.52% / 13.65%	Starting monthly payment:	$82.46
Final lender yield:	7.95%	Final borrower rate/APR:	8.95% / 11.04%	Final monthly payment:	$79.44

Auction yield range:	4.29% - 10.52%	Estimated loss impact:	2.12%
Lender servicing fee:	1.00%	Estimated return:	5.83%

Borrower's Credit Profile

Prosper score:	8	First credit line:	Sep-1993	Debt/Income ratio:	6%
Credit score:	760-779 (Nov-2009)	Current / open credit lines:	5 / 2	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	17	Length of status:	6y 3m
Amount delinquent:	$0	Revolving credit balance:	$0	Occupation:	Clerical
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	0%	Stated income:	$25,000-$49,999
Delinquencies in last 7y:	0	Homeownership:	No
Inquiries last 6m:	0

Screen name:

Rowandoll

Borrower's state:

Illinois

Borrower's group:

440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	0 / 2	On-time:	47 ( 100% )	760-779 (Latest)
Principal borrowed:	$11,300.00	< mo. late:	0 ( 0% )	700-719 (Nov-2007) 660-679 (Jul-2006) 660-679 (Jun-2006) 660-679 (Jun-2006)
Principal balance:	$0.00	1+ mo. late:	0 ( 0% )
Total payments billed:	47

Description

I'll be home for Christmas

Hi, everyone. The holidays are upon us, and I want to make it out to Los Angeles to see my family. My folks wanted to do this for me as a gift, but their job situation wasn't going to permit it. I'd like to surprise them, and provide them with gifts. I've paid off two previous prosper loans and am presently debt free. My breakdown is as follows.

Income $35K
Rent $500
Utilities $220
Groceries $220

I'm looking to pay this loan off within the next six months. Please aid me in making my family's wishes come true.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

MoneyForNothing	$25.00	$25.00	11/5/2009 5:01:06 PM
marwadi-62	$300.00	$300.00	11/6/2009 7:17:58 PM
outofoffice	$50.00	$50.00	11/7/2009 5:34:06 AM
turbospeed	$25.00	$25.00	11/6/2009 5:00:05 PM
The-Lighthouse-Group	$25.00	$25.00	11/9/2009 5:53:42 AM
credit-maestro	$123.21	$123.21	11/9/2009 1:38:47 PM
Aberdeen	$100.00	$100.00	11/9/2009 5:26:06 PM
lizphan1	$25.00	$25.00	11/9/2009 6:53:01 PM
FundMaker	$25.00	$25.00	11/9/2009 8:19:03 PM
mrreynol	$25.00	$25.00	11/10/2009 5:14:01 PM
boo_hoo	$50.00	$50.00	11/11/2009 4:39:27 PM
goldmanca	$25.00	$25.00	11/12/2009 12:17:25 AM
Snoopylover	$25.00	$25.00	11/12/2009 6:06:00 AM
sorace	$48.00	$48.00	11/12/2009 7:29:20 AM
ralf206	$43.95	$43.95	11/12/2009 11:27:38 AM
Hogan55	$25.00	$25.00	11/12/2009 2:44:14 PM
exciting-fairness	$150.00	$150.00	11/12/2009 4:02:31 PM
proton4	$50.00	$50.00	11/12/2009 4:10:19 PM
wwwUniversal	$25.00	$6.02	11/12/2009 4:07:11 PM
generous-deal6	$40.00	$40.00	11/12/2009 4:09:14 PM
economy-popcorn	$25.00	$25.00	11/12/2009 4:12:31 PM
RIVERBEND	$25.00	$25.00	11/12/2009 2:57:43 PM
cordial-justice	$25.00	$25.00	11/12/2009 3:37:23 PM
friendinmoney	$25.00	$25.00	11/12/2009 4:13:24 PM
MsTabbyKats	$25.00	$25.00	11/5/2009 4:40:58 PM
freetolive	$25.00	$25.00	11/6/2009 6:49:57 PM
billnsc	$25.00	$25.00	11/7/2009 5:53:53 PM
JDLanier	$25.00	$25.00	11/9/2009 4:57:50 PM
MoneyTree79	$100.00	$100.00	11/9/2009 5:48:11 PM
credit-maestro	$102.10	$102.10	11/10/2009 9:18:21 AM
Dollars4Rent	$25.00	$25.00	11/10/2009 11:43:28 AM
myidear	$28.00	$28.00	11/11/2009 4:47:54 AM
coldfuzion	$48.49	$48.49	11/11/2009 1:02:18 PM
credit-maestro	$26.23	$26.23	11/11/2009 1:25:59 PM
JerryB96	$25.00	$25.00	11/11/2009 9:26:46 PM
djalan	$34.00	$34.00	11/11/2009 4:25:57 PM
ScottFinance	$25.00	$25.00	11/12/2009 8:01:34 AM
repayment-chef	$25.00	$25.00	11/12/2009 11:03:58 AM
dbanwart	$25.00	$25.00	11/12/2009 11:53:30 AM
steady-peace8	$125.00	$125.00	11/12/2009 12:28:00 PM
serene-capital	$25.00	$25.00	11/12/2009 3:49:51 PM
wild-orange	$500.00	$500.00	11/12/2009 3:35:04 PM
42 bids

Borrower Payment Dependent Notes Series 431941

This series of Notes was issued and sold upon the funding of the borrower loan #39468, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$3,000.00	Prosper Rating:	D	Auction Duration:	7 days
Term:	36 months	Estimated loss:	10.0%	Auction start date:	Nov-05-2009
				Auction end date:	Nov-12-2009

Starting lender yield:	26.49%	Starting borrower rate/APR:	27.49% / 29.83%	Starting monthly payment:	$123.27
Final lender yield:	25.00%	Final borrower rate/APR:	26.00% / 28.32%	Final monthly payment:	$120.87

Auction yield range:	11.29% - 26.49%	Estimated loss impact:	10.62%
Lender servicing fee:	1.00%	Estimated return:	14.38%

Borrower's Credit Profile

Prosper score:	7	First credit line:	Jan-1992	Debt/Income ratio:	36%
Credit score:	680-699 (Oct-2009)	Current / open credit lines:	9 / 5	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	33	Length of status:	11y 2m
Amount delinquent:	$0	Revolving credit balance:	$2,434	Occupation:	Professional
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	97%	Stated income:	$50,000-$74,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

euro-drummer3

Borrower's state:

Colorado

Borrower's group:

N/A

Description

Pay off high interest credit cards

Purpose of loan:
This loan will be used to? pay off high interest store credit cards

My financial situation:
I am a good candidate for this loan because? I have had a steady job for over 45 years.? I have a retirement from the State of Maryland.? I have always paid all my bills on time.

Monthly net income: $ 4400

Monthly expenses: $
??Housing: $1400
??Insurance: $100.
??Car expenses: $100.
??Utilities: $255.
??Phone, cable, internet: $100.
??Food, entertainment:$400????????????
??Clothing, household expenses?$200?
??Credit cards and other loans: $300.
??Other expenses: $200.

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

Q: What is your current occupation and do you have a fixed rate mortgage? - RecoveryLender

A: i am a parts manager at a phil long dealership in colorado springs for the last 10 years before that i worked for the state of maryland for 35 years retire and moved to colorado springs after visiting while my son was at the air force academy. mortgage is adjustable based on six month libor has adjusted once and rate 6.5 has not changed tracking libor on bankrate if libor moves up i will move into fix mortgage see no reason to pay new closing cost at this time (Nov-10-2009)

1 question & answer

Information in Questions and Answers is not verified

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

felicity-daydream	$25.00	$25.00	11/5/2009 8:01:46 PM
forthright-dedication	$25.00	$25.00	11/7/2009 7:52:31 PM
reflective-rupee	$100.00	$29.52	11/9/2009 10:34:11 AM
101010	$75.00	$75.00	11/9/2009 7:00:55 PM
reflective-rupee	$100.00	$100.00	11/10/2009 10:25:36 AM
Mr_Egret	$25.00	$25.00	11/10/2009 2:29:47 PM
Techne_Funds_LLC	$25.00	$25.00	11/10/2009 4:49:48 PM
CatbirdBanking	$25.00	$25.00	11/10/2009 8:42:35 PM
SkinnyFish	$25.00	$25.00	11/11/2009 3:23:06 PM
fireferd	$100.00	$100.00	11/11/2009 9:00:22 PM
the-durability-planetarium	$50.00	$50.00	11/11/2009 9:33:09 PM
tyson789	$200.00	$200.00	11/11/2009 11:35:45 PM
kindness-jedi	$50.00	$50.00	11/12/2009 4:52:41 AM
credit-missile	$100.00	$100.00	11/12/2009 7:03:02 AM
kilpat	$30.48	$30.48	11/12/2009 7:11:12 AM
justme4now	$25.00	$25.00	11/11/2009 2:22:05 PM
vivacious-p2p3	$25.00	$25.00	11/11/2009 5:46:26 PM
zento	$25.00	$25.00	11/11/2009 8:51:22 PM
BlessedEveryDay	$25.00	$25.00	11/12/2009 6:13:32 AM
jybank	$25.00	$25.00	11/12/2009 11:04:46 AM
sturdy-peace9	$50.00	$50.00	11/12/2009 1:13:20 PM
nalaari	$50.00	$50.00	11/12/2009 1:41:30 PM
johnpmid	$25.00	$25.00	11/12/2009 11:58:23 AM
charming-point	$100.00	$100.00	11/12/2009 1:38:34 PM
reflective-rupee	$25.00	$25.00	11/6/2009 8:59:53 AM
reflective-rupee	$50.00	$50.00	11/6/2009 9:00:06 AM
hellasow	$25.00	$25.00	11/7/2009 5:09:04 AM
enthusiastic-balance5	$200.00	$200.00	11/9/2009 8:16:31 AM
a-finance-nirvana	$200.00	$200.00	11/9/2009 5:29:00 PM
101010	$50.00	$50.00	11/9/2009 7:01:32 PM
reflective-rupee	$100.00	$100.00	11/10/2009 10:25:16 AM
Capital_Infusion	$30.00	$30.00	11/10/2009 5:18:33 PM
p2p-gala	$50.00	$50.00	11/11/2009 12:36:58 PM
quest0	$50.00	$50.00	11/11/2009 4:58:15 PM
shrewd-income	$50.00	$50.00	11/11/2009 9:44:17 PM
credit-missile	$100.00	$100.00	11/12/2009 7:23:16 AM
Leshan	$50.00	$50.00	11/12/2009 8:55:25 AM
doctorgrab	$25.00	$25.00	11/11/2009 7:27:26 PM
bitano	$25.00	$25.00	11/12/2009 6:00:18 AM
leverage-monger	$200.00	$200.00	11/12/2009 10:02:59 AM
klemer	$25.00	$25.00	11/12/2009 12:25:07 PM
bobnewt	$50.00	$50.00	11/12/2009 1:02:58 PM
investment-cluster	$25.00	$25.00	11/12/2009 1:12:03 PM
TakeCare	$30.00	$30.00	11/12/2009 2:47:38 PM
durability-colonel	$50.00	$50.00	11/12/2009 2:50:24 PM
exciting-fairness	$150.00	$150.00	11/12/2009 3:56:04 PM
sfd	$50.00	$50.00	11/12/2009 10:56:41 AM
leverage-monger	$100.00	$100.00	11/12/2009 1:34:16 PM
TakeCare	$30.00	$30.00	11/12/2009 3:23:34 PM
0403	$25.00	$25.00	11/12/2009 4:15:39 PM
50 bids

Borrower Payment Dependent Notes Series 432807

This series of Notes was issued and sold upon the funding of the borrower loan #39472, which corresponds to this series of Notes. The following information pertains to the borrower loan.

Amount:	$1,500.00	Prosper Rating:	E	Auction Duration:	7 days
Term:	36 months	Estimated loss:	14.7%	Auction start date:	Nov-12-2009
				Auction end date:	Nov-13-2009

Starting lender yield:	34.00%	Starting borrower rate/APR:	35.00% / 37.73%	Starting monthly payment:	$67.85
Final lender yield:	34.00%	Final borrower rate/APR:	35.00% / 37.73%	Final monthly payment:	$67.85

Auction yield range:	14.29% - 34.00%	Estimated loss impact:	16.27%
Lender servicing fee:	1.00%	Estimated return:	17.73%

Borrower's Credit Profile

Prosper score:	8	First credit line:	Nov-1981	Debt/Income ratio:	22%
Credit score:	600-619 (Nov-2009)	Current / open credit lines:	20 / 18	Employment status:	Full-time employee
Now delinquent:	0	Total credit lines:	36	Length of status:	4y 4m
Amount delinquent:	$0	Revolving credit balance:	$17,212	Occupation:	Professional
Public records last 12m / 10y:	0/ 0	Bankcard utilization:	95%	Stated income:	$75,000-$99,999
Delinquencies in last 7y:	0	Homeownership:	Yes
Inquiries last 6m:	0

Screen name:

gwd2951

Borrower's state:

Florida

Borrower's group:

N/A

Prosper Activity

Loan history		Payment history		Credit score history
Active / total loans:	1 / 1	On-time:	15 ( 100% )	600-619 (Latest)
Principal borrowed:	$3,000.00	< mo. late:	0 ( 0% )	620-639 (Jul-2008) 620-639 (May-2008)
Principal balance:	$2,112.03	1+ mo. late:	0 ( 0% )
Total payments billed:	15

Description

Re-Build Credit

Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because I have?made only one late payment in 36 years. I have over 30 years of experience in my profession.

Monthly net income: $ 6482

Monthly expenses: $ 3743
??Housing: $ 1643
??Insurance: $ 150
??Car expenses: $
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 1250
??Other expenses: $

Information in the Description is not verified.

Friends And Family Winning Bids

This member has no winning bids from friends and family.

Questions & Answers

This borrower has not publicly answered any questions from lenders.

Winning Bids

Bidder	Amount Bid	Amount Winning	Bid Date (PT)

flexible-economy2	$150.00	$150.00	11/12/2009 10:25:41 AM
flexible-economy2	$250.00	$250.00	11/12/2009 10:25:37 AM
MoneyForNothing	$25.00	$25.00	11/12/2009 1:15:32 PM
reflective-rupee	$25.00	$25.00	11/12/2009 10:46:08 AM
bobd32	$25.00	$25.00	11/12/2009 4:22:06 PM
exciting-fairness	$150.00	$150.00	11/12/2009 11:26:03 AM
Jasmel	$50.00	$50.00	11/12/2009 5:06:20 PM
reflective-rupee	$50.00	$50.00	11/12/2009 2:34:41 PM
Unitas4302	$200.00	$200.00	11/13/2009 3:41:32 AM
DasMula	$100.00	$100.00	11/13/2009 8:40:36 AM
buffalobills	$25.00	$25.00	11/13/2009 8:50:45 AM
truth-smasher	$25.00	$18.71	11/13/2009 10:33:48 AM
periko	$50.00	$50.00	11/13/2009 6:54:00 AM
umfan123	$25.00	$25.00	11/13/2009 7:56:53 AM
Engineer44	$30.00	$30.00	11/13/2009 9:14:18 AM
RochelleW	$50.00	$50.00	11/13/2009 10:42:52 AM
reflective-rupee	$25.00	$25.00	11/12/2009 12:36:43 PM
reflective-rupee	$25.00	$25.00	11/12/2009 2:56:39 PM
b-rent	$25.00	$25.00	11/12/2009 4:29:49 PM
REFunding	$50.00	$50.00	11/12/2009 12:21:41 PM
aztocas	$25.00	$25.00	11/13/2009 5:09:33 AM
tompau	$25.00	$25.00	11/13/2009 8:53:32 AM
GCSS	$25.00	$25.00	11/13/2009 9:37:15 AM
lendhouse2008	$76.29	$76.29	11/12/2009 9:12:23 PM
24 bids