Sales Report:Supplement No. 78 dated Nov 12, 2009 to Prospectus dated Jul 13, 2009
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 319423
This series of Notes was issued and sold upon the funding of the borrower loan #39392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,348.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $77.34
Final lender yield: 7.00% Final borrower rate/APR: 8.00% / 10.08% Final monthly payment: $73.58
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.11%  
Lender servicing fee: 1.00% Estimated return: 4.89%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Dec-2003 Debt/Income ratio: Not calculated
Credit score: 740-759 (Oct-2009) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 11Length of status:3y 1m
Amount delinquent: $0 Revolving credit balance: $1,617 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 20%Stated income:$1-$24,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: hardneasylivin Borrower's state: Ohio Borrower's group: MONEY DIES
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< mo. late: 0 ( 0% )  
720-739 (Aug-2007)
720-739 (Jul-2007)
 
Principal balance: $1,689.63 1+ mo. late: 0 ( 0% )
Total payments billed: 25  
Description
Forget Chase, 2nd Loan with Prosper
Chase sent me a letter stating that my interest rate on my credit card was going to be changed from 4.99% fixed to 15.24% variable.? I?have never paid late, ever.? Screw them.??Because our economy is struggling, I am being punished for it.? I owe $1203.44 on my chase card.? I also purchased a dell computer with deferred finance charges,?I owe?$1074.98. ?I would like to consolidate that debt into 1 loan through prosper.? Seeing as this is my second loan with prosper and that I set up automatic payments this should be quick and easy.? Good luck bidding.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Chase recently raised my credit card rate to 30%. I'll be glad to help fund your loan as long as I know I'm screwing Chase over in the process. - JCPlending
A: Wow, I am sorry to hear that about your rate....Thank you for your support. I am closing my account with Chase, and just have this remaining balance to take care of and I will be free of them forever. They have lost a valuable customer who is not going away silently. Friends and family know about there practices, and anyone willing to listen that I come across. (Oct-29-2009)
Q: I have perfect credit, and earn six figs. i transferred a balance to bank of america for 6,000% at 3.99% for three years. They then upped my interest to 25.99%!!!!! never a late payment!!! How unethical!!! GL to you... - kushbomb
A: You're right, these practices are very unethical. I was always taught that people who had excellent credit and never paid late would be the best candidates for the lowest interest rates. I guess I was misinformed. I know this isn't the best rate Chase can offer me! (Nov-04-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
groovychick$25.00$25.0010/31/2009 1:22:16 AM
LendThriftSimon$33.58$33.5811/3/2009 3:21:16 AM
loans-from-us-2-u$50.00$50.0011/3/2009 10:41:12 AM
bonus-patriot$50.00$50.0011/3/2009 4:48:25 PM
JerryB96$25.00$25.0011/3/2009 9:52:47 PM
MathProfessor$100.00$100.0011/3/2009 7:12:12 PM
loanman2007$75.00$75.0011/4/2009 6:05:59 AM
ualdriver$55.62$55.6211/3/2009 9:53:14 PM
Astyanax$25.00$25.0011/4/2009 8:20:10 AM
steveinflorida$25.00$25.0011/4/2009 10:55:06 AM
sorace$45.00$45.0011/4/2009 12:48:06 PM
Astyanax$25.00$25.0011/4/2009 8:19:51 AM
SanJoser$100.00$100.0011/4/2009 1:58:40 PM
wild-orange$750.00$86.8111/4/2009 2:43:39 PM
RIVERBEND$35.00$35.0011/4/2009 2:48:08 PM
Mr_Egret$25.00$25.0011/4/2009 3:03:46 PM
kf88$30.00$30.0011/4/2009 1:16:16 PM
jamesandbecca$26.99$26.9911/4/2009 1:21:33 PM
BankofPaul$75.00$75.0011/4/2009 9:57:11 AM
economy-popcorn$25.00$25.0011/4/2009 2:48:38 PM
eBankInvest$30.00$30.0011/4/2009 2:21:48 PM
porwestco$25.00$25.0011/4/2009 2:54:31 PM
bluefinch$25.00$25.0011/4/2009 3:40:49 PM
datongmama$25.00$25.0011/4/2009 4:05:05 PM
datongmama$55.00$55.0010/28/2009 6:01:37 PM
ladybug838$75.00$75.0011/1/2009 6:50:56 PM
efficient-payout$25.00$25.0011/2/2009 5:56:57 PM
shark1234$25.00$25.0011/3/2009 3:02:57 PM
dproxima$25.00$25.0011/3/2009 4:14:30 PM
MoneyForNothing$25.00$25.0011/4/2009 6:26:20 AM
riv701$25.00$25.0011/3/2009 9:33:37 PM
soular21804$25.00$25.0011/4/2009 2:47:09 AM
soilchem$25.00$25.0011/3/2009 10:02:45 PM
lnrn$25.00$25.0011/4/2009 12:35:54 PM
djmjkelso$25.00$25.0011/4/2009 1:07:23 PM
AsianDragon$100.00$100.0011/4/2009 11:15:05 AM
enthusiastic-balance5$400.00$400.0011/4/2009 8:22:25 AM
lakefront5$50.00$50.0011/4/2009 2:29:32 PM
power-expert$25.00$25.0011/4/2009 2:56:26 PM
pietro_torna_indietro$50.00$50.0011/4/2009 3:03:41 PM
shrewd-income$250.00$250.0011/4/2009 3:17:01 PM
brightest-economy-tsunami$25.00$25.0011/4/2009 11:57:28 AM
justice-officer$50.00$50.0011/4/2009 4:04:45 PM
43 bids
 
Borrower Payment Dependent Notes Series 430185
This series of Notes was issued and sold upon the funding of the borrower loan #39408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 16.00% Starting borrower rate/APR: 17.00% / 19.20% Starting monthly payment: $178.26
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 19.20% Final monthly payment: $178.26
 
Auction yield range: 4.29% - 16.00% Estimated loss impact: 2.17%  
Lender servicing fee: 1.00% Estimated return: 13.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1996 Debt/Income ratio: 20%
Credit score: 700-719 (Oct-2009) Current / open credit lines: 12 / 8Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 44Length of status:9y 0m
Amount delinquent: $0 Revolving credit balance: $46,031 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 72%Stated income:$100,000+
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: best-cordial-bill Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off credit cards.? One of my cards is 29%? I am would like to reduce that rate.

My financial situation:
I have had the same job for the last nine years and I am up for a promotion in the next month or so.? I will pay this loan every month.

Monthly net income: $ 8000

Monthly expenses: $ 6250
??Housing: $ 2500
??Insurance: $ 150
??Car expenses: $ 600?
??Utilities: $ 500
??Phone, cable, internet: $ 250?
??Food, entertainment: $ 1250
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 900?
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
TSC$50.00$50.0010/26/2009 4:43:37 PM
flyinhawaiian$50.00$50.0010/26/2009 4:41:44 PM
rjleves$25.00$25.0010/26/2009 4:51:42 PM
cfarther$25.00$25.0010/26/2009 4:52:02 PM
ROCKI9$50.00$50.0010/26/2009 4:52:43 PM
enterprising-integrity$25.00$25.0010/26/2009 4:59:45 PM
Rattlehead$100.00$100.0010/26/2009 5:00:05 PM
IPG1$25.00$25.0010/26/2009 5:14:03 PM
asset-numero-uno$100.00$100.0010/26/2009 5:14:59 PM
five-star-note$25.00$25.0010/26/2009 5:16:08 PM
holesome$32.38$32.3810/27/2009 10:26:16 AM
valemic$25.00$25.0010/27/2009 1:51:07 PM
Halos2002$50.00$50.0010/27/2009 3:28:38 PM
Toastmaster007$25.00$25.0010/27/2009 7:47:58 PM
reflective-rupee$25.00$25.0010/28/2009 10:48:14 AM
golden-cat$25.00$25.0010/28/2009 7:39:41 PM
flwah$25.00$25.0010/28/2009 8:22:59 PM
affluence-tulip$55.41$55.4110/29/2009 10:10:07 AM
balance-warrior$25.00$25.0010/29/2009 9:48:58 AM
Stavros$30.00$30.0010/29/2009 12:43:51 PM
well-mannered-income3$25.00$25.0010/29/2009 6:21:56 PM
investorrr$25.00$25.0010/30/2009 10:58:49 AM
matthewa$25.00$25.0010/30/2009 11:37:33 AM
diplomatic-capital$50.00$50.0010/30/2009 9:00:20 AM
economy-synapse$50.00$50.0010/30/2009 3:57:42 PM
Bank_of_T$55.00$55.0010/30/2009 7:51:50 PM
a-shiny-dime$25.00$25.0010/31/2009 9:07:53 AM
SafeSaxa$74.63$74.6310/31/2009 1:37:54 PM
REBizGuy$33.42$33.4210/31/2009 2:42:39 PM
Trondheim_Norway$75.00$75.0010/31/2009 8:45:54 AM
BoughtTheFarm$25.00$25.0011/1/2009 6:03:55 AM
reflective-rupee$100.00$100.0011/1/2009 6:02:56 AM
p2ploan-sensation211$25.00$25.0010/31/2009 5:40:05 PM
lender12345$25.00$25.0011/1/2009 1:54:36 PM
publius2000$100.00$100.0011/1/2009 6:41:22 AM
ladybug838$25.00$25.0011/1/2009 7:02:43 PM
malypom$100.00$100.0011/1/2009 3:36:31 PM
a-finance-nirvana$38.16$38.1611/2/2009 5:55:25 AM
durability-colonel$50.00$50.0011/2/2009 2:46:40 AM
zerocrog$25.00$25.0011/2/2009 9:58:19 AM
WHEREISTHEMOON$50.00$50.0011/2/2009 5:39:53 AM
courteous-bazaar$25.00$25.0011/2/2009 12:11:42 PM
building_community$25.00$25.0011/2/2009 12:29:08 PM
Lefty_the_Lender$50.00$50.0011/2/2009 11:36:39 AM
blue-pragmatic-truth$25.00$25.0011/2/2009 3:34:19 PM
puyanera$25.00$25.0011/2/2009 3:57:25 PM
just-trade0$36.00$36.0011/2/2009 2:09:11 PM
minista$25.00$25.0011/2/2009 3:15:53 PM
XayV03$100.00$100.0011/2/2009 4:27:01 PM
privatebankerva$25.00$25.0011/2/2009 4:15:49 PM
reflective-rupee$25.00$20.0011/2/2009 4:32:26 PM
tender-ore$25.00$25.0011/2/2009 4:34:37 PM
reflective-rupee$100.00$100.0011/2/2009 4:32:11 PM
Dollarhide$25.00$25.0010/26/2009 4:52:05 PM
SnE$25.00$25.0010/26/2009 5:00:04 PM
the-auction-lotus$25.00$25.0010/26/2009 4:58:50 PM
a8h8a8$25.00$25.0010/26/2009 5:00:29 PM
CallMeBen$25.00$25.0010/26/2009 5:08:08 PM
responsibility-butterfly$25.00$25.0010/26/2009 5:10:24 PM
cbz$25.00$25.0010/26/2009 5:18:38 PM
WealthBoy$25.00$25.0010/26/2009 5:19:05 PM
RadCad1$50.00$50.0010/26/2009 5:20:02 PM
the-profit-oracle$25.00$25.0010/26/2009 8:43:13 PM
wild-orange$200.00$200.0010/26/2009 11:33:15 PM
SS123$25.00$25.0010/27/2009 10:52:29 AM
Dustley$25.00$25.0010/27/2009 4:36:58 PM
forthright-dedication$25.00$25.0010/27/2009 8:36:58 PM
shadargroup$25.00$25.0010/29/2009 9:50:56 AM
Chrishu$25.00$25.0010/29/2009 12:16:18 PM
TakeCare$100.00$100.0010/29/2009 7:08:53 PM
akine$100.00$100.0010/30/2009 12:55:42 PM
thoughtful-community7$25.00$25.0010/30/2009 11:18:34 AM
reliable-dough3$100.00$100.0010/30/2009 10:59:38 AM
Bigsaver$25.00$25.0010/30/2009 4:12:12 PM
site_ml$25.00$25.0010/30/2009 7:27:38 PM
deal_11$50.00$50.0010/30/2009 8:10:18 PM
hkme$50.00$50.0010/31/2009 9:06:30 AM
efficient-principal$25.00$25.0010/31/2009 8:55:08 AM
investment-nebula$25.00$25.0011/1/2009 1:24:18 PM
reflective-rupee$75.00$75.0011/1/2009 6:02:39 AM
ladybug838$25.00$25.0011/1/2009 7:02:04 PM
PalmTreeIsland$100.00$100.0011/1/2009 8:58:52 PM
Bank_Of_XL$50.00$50.0011/2/2009 6:25:47 AM
GrayStudio$50.00$50.0011/1/2009 8:59:43 PM
Zachilles$50.00$50.0011/1/2009 5:21:16 PM
Syzygy$25.00$25.0011/2/2009 10:39:33 AM
dblaz5$500.00$500.0011/2/2009 3:09:47 PM
feedpaulyfaster$25.00$25.0011/2/2009 3:55:01 PM
reflective-rupee$500.00$500.0011/2/2009 4:31:56 PM
noble-revenue$200.00$200.0011/2/2009 4:30:01 PM
90 bids
 
Borrower Payment Dependent Notes Series 430635
This series of Notes was issued and sold upon the funding of the borrower loan #39411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 11.52% Starting borrower rate/APR: 12.52% / 12.87% Starting monthly payment: $401.56
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $390.03
 
Auction yield range: 3.29% - 11.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Nov-1995 Debt/Income ratio: 11%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 15 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:3y 11m
Amount delinquent: $0 Revolving credit balance: $4,371 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 7%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: Maizon-Realty-Company Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cash to take over mortgage payments
Purpose of loan: This loan will be used as available cash to help homeowners who are behind on their mortgage payments. With so many homes going into foreclosure, we find that this could have been avoided if homeowners were simply able to move without having to worry about the mortgage payments. Instead, they stop paying, fall behind, move out anyway, and then the bank must foreclose. My company plans to purchase many of the homes where buyers have begun falling behind on their payments or have an urgent need to move, but can?t sell in this market. We will take over their payments and continue paying the mortgage for them. These homes will in turn be rented out for long-term cash flow or sold to buyers who can afford the payments. This loan will be used as available cash that can be used, when needed, to pay off any back mortgage payments. My financial situation: I am a good candidate for this loan because I am still working full-time making a good salary. Therefore, I have the financial backing to carry any unexpected cash flow issues. Furthermore, there are an abundance of homes in my area that can be purchased by taking over the homeowners payments and rented out to many buyers who can?t get into a mortgage loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
kid8549$25.00$25.0010/28/2009 4:10:03 PM
transparency-giant$50.00$50.0010/28/2009 4:11:01 PM
WHEREISTHEMOON$50.00$50.0010/28/2009 4:11:44 PM
cordial-bonus$25.00$25.0010/28/2009 4:12:15 PM
pietro_torna_indietro$100.00$100.0010/28/2009 4:12:22 PM
enterprising-integrity$25.00$25.0010/28/2009 4:20:47 PM
kanakakm$50.00$50.0010/28/2009 4:22:36 PM
AF-Chief$35.00$35.0010/28/2009 4:22:39 PM
a-responsible-return$25.00$25.0010/28/2009 4:22:46 PM
sas19$25.00$25.0010/28/2009 4:23:21 PM
gracej$25.00$25.0010/28/2009 4:23:32 PM
SDNLR$25.00$25.0010/28/2009 4:23:49 PM
Walkingcowboy$25.00$25.0010/28/2009 4:23:41 PM
elegant-bonus$25.00$25.0010/28/2009 4:23:53 PM
kchen486$25.00$25.0010/28/2009 4:24:11 PM
mamayama$25.00$25.0010/28/2009 4:24:05 PM
fervent-repayment$25.00$25.0010/28/2009 4:24:30 PM
verse99$25.00$25.0010/28/2009 4:24:52 PM
bonus-antioxidant$25.00$25.0010/28/2009 4:24:43 PM
greenwell$50.00$50.0010/28/2009 4:25:07 PM
loyalist1$25.00$25.0010/28/2009 4:25:15 PM
snowman34$25.00$25.0010/28/2009 4:25:27 PM
a-finance-nirvana$300.00$300.0010/28/2009 4:25:36 PM
lucrative-worth$25.00$25.0010/28/2009 4:25:50 PM
FlexFunding$100.00$100.0010/28/2009 4:25:55 PM
unrivaled-justice$25.00$25.0010/28/2009 4:25:58 PM
Fortuno_per_commodo$50.00$50.0010/28/2009 4:26:12 PM
anton$50.00$50.0010/28/2009 4:27:20 PM
KiwiElf$30.00$30.0010/28/2009 4:27:10 PM
don8ter$60.00$60.0010/28/2009 4:27:24 PM
turbine5$40.00$40.0010/28/2009 4:27:38 PM
intuitive-dime5$25.00$25.0010/28/2009 4:28:10 PM
credit-coach118$35.00$35.0010/28/2009 4:28:15 PM
kindofaloaner$25.00$25.0010/28/2009 4:28:17 PM
justice-dna$35.00$35.0010/28/2009 4:28:23 PM
zento$25.00$25.0010/28/2009 4:28:39 PM
slartibardfast$35.00$35.0010/28/2009 4:22:22 PM
Tai$25.00$25.0010/28/2009 4:22:33 PM
pleasant-dime$25.00$25.0010/28/2009 4:38:22 PM
SNH$50.00$50.0010/28/2009 4:22:40 PM
get30inc$50.00$50.0010/28/2009 4:22:46 PM
bdpres1$25.00$25.0010/28/2009 4:58:30 PM
mjm77_1$25.00$25.0010/28/2009 4:59:01 PM
gold-tsunami$25.00$25.0010/28/2009 4:59:38 PM
GatorBait$50.00$50.0010/28/2009 4:59:19 PM
selector568$100.00$100.0010/28/2009 5:00:53 PM
kulender$25.00$25.0010/28/2009 5:08:21 PM
ThomasC$25.00$25.0010/28/2009 5:14:35 PM
responsibility-butterfly$25.00$25.0010/28/2009 4:23:59 PM
soccermom33$44.00$44.0010/28/2009 5:24:52 PM
Cheburashka$30.00$30.0010/28/2009 5:28:08 PM
hannum$25.00$25.0010/28/2009 6:03:13 PM
Dan1997$25.00$25.0010/28/2009 6:08:09 PM
dparkhom$25.00$25.0010/28/2009 4:25:07 PM
unequaled-credit7$25.00$25.0010/28/2009 6:13:24 PM
MissionMicroFinance$50.00$50.0010/28/2009 4:25:13 PM
orbiter614$50.00$50.0010/28/2009 4:25:17 PM
MONEYLENDER101$94.15$94.1510/28/2009 4:25:29 PM
aldenrains$25.00$25.0010/28/2009 6:49:10 PM
point-shooter$25.00$25.0010/28/2009 4:25:42 PM
Orca-man$50.00$50.0010/28/2009 4:25:47 PM
golden-yield$25.00$25.0010/28/2009 7:07:51 PM
just-benefit$25.00$25.0010/28/2009 7:07:56 PM
wise-spirited-nickel$25.00$25.0010/28/2009 4:26:22 PM
casteroil$50.00$50.0010/28/2009 7:08:01 PM
lenderme$25.00$25.0010/28/2009 7:07:55 PM
Syzygy$25.00$25.0010/28/2009 4:26:24 PM
three-for-6$40.42$40.4210/28/2009 7:08:02 PM
Katburg$25.00$25.0010/28/2009 7:08:13 PM
DukSerduk$25.00$25.0010/28/2009 4:27:14 PM
rmachi$25.00$25.0010/28/2009 4:27:25 PM
awwaww$25.00$25.0010/28/2009 7:08:50 PM
djh47a$40.00$40.0010/28/2009 4:27:29 PM
martalli$25.00$25.0010/28/2009 7:09:01 PM
tallmon$25.00$25.0010/28/2009 7:08:56 PM
Barak$38.10$38.1010/28/2009 7:09:07 PM
nzlxjwek$25.00$25.0010/28/2009 7:09:03 PM
figs4u2$50.00$50.0010/28/2009 7:09:12 PM
dr-dollar$25.00$25.0010/28/2009 7:09:12 PM
first-poetic-deal$25.00$25.0010/28/2009 4:27:50 PM
leverage-monger$100.00$100.0010/28/2009 4:28:08 PM
Lendomatic$25.00$25.0010/28/2009 4:28:11 PM
YogaDude34$48.42$48.4210/28/2009 4:28:24 PM
LKN2RTR$25.00$25.0010/28/2009 4:33:48 PM
Prezotus$25.00$25.0010/28/2009 5:01:04 PM
inventive-funds$25.00$25.0010/28/2009 5:57:52 PM
ATOHokie$25.00$25.0010/28/2009 6:02:52 PM
Scoreman$27.83$27.8310/28/2009 9:18:00 PM
Dreams4Cash$25.00$25.0010/28/2009 7:08:07 PM
Toastsr$33.43$33.4310/28/2009 7:08:10 PM
neenerman$25.00$25.0010/28/2009 7:08:14 PM
RB_Double-A_Bravo$25.00$25.0010/28/2009 7:08:39 PM
five-star-note$25.00$25.0010/28/2009 7:08:54 PM
CarDealer3070$50.00$50.0010/28/2009 7:09:11 PM
Aeroman32$25.00$25.0010/28/2009 10:48:01 PM
radiant-fund$25.00$25.0010/28/2009 10:47:59 PM
market-umbrella$25.00$25.0010/29/2009 6:37:42 AM
Plotinus$27.83$27.8310/28/2009 9:28:24 PM
MrDavid$50.00$50.0010/28/2009 9:32:54 PM
michaelndn$25.00$25.0010/29/2009 8:07:51 AM
honorable-responsibility4$25.00$25.0010/29/2009 8:13:16 AM
minista$25.00$25.0010/29/2009 8:52:58 AM
nhloan$25.00$25.0010/29/2009 4:29:09 AM
wacko82$25.00$25.0010/29/2009 9:34:22 AM
newest-generosity-saga$25.00$25.0010/29/2009 8:07:49 AM
Lender0010$25.00$25.0010/29/2009 10:13:21 AM
LR_Biker$25.00$25.0010/29/2009 11:04:01 AM
BayShell$40.00$40.0010/29/2009 11:28:56 AM
stable-money$25.00$25.0010/29/2009 9:34:00 AM
ME-Entrepreneur$25.00$25.0010/29/2009 11:48:18 AM
DadWarbucks$25.00$25.0010/29/2009 11:48:26 AM
AndersenWatcher$25.00$25.0010/29/2009 11:48:38 AM
holstj$25.00$25.0010/29/2009 11:29:11 AM
twjh$30.00$30.0010/29/2009 11:48:36 AM
PotBellyPete$25.00$25.0010/29/2009 11:53:56 AM
help_each_other$25.00$25.0010/29/2009 11:54:01 AM
buckyhead2000$25.00$25.0010/29/2009 12:12:57 PM
windfall46$25.00$25.0010/29/2009 12:02:11 PM
Gromac$25.00$25.0010/29/2009 12:34:26 PM
payout-showcase$25.00$25.0010/29/2009 11:08:44 AM
WhiteGiant$25.00$25.0010/29/2009 2:28:21 PM
PalmTreeIsland$100.00$100.0011/1/2009 8:58:59 PM
Patriot_Bank$25.00$25.0011/1/2009 4:37:03 PM
Aristophil$64.00$64.0011/2/2009 5:53:18 AM
payout-reaction740$25.00$25.0011/2/2009 4:01:57 PM
LEBO$25.00$25.0011/2/2009 4:50:57 PM
FjLenders$50.05$50.0511/2/2009 6:38:51 PM
serene-capital$25.00$25.0011/2/2009 4:58:17 PM
organic-platinum$25.00$25.0011/3/2009 7:28:20 AM
scloans$25.00$25.0011/3/2009 1:22:02 AM
GOPHERBOY$100.00$100.0011/2/2009 8:05:18 PM
LoftyIdeals$25.00$25.0011/3/2009 11:14:20 AM
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bid-papyrus$25.00$25.0011/3/2009 12:29:44 PM
bayou68$100.00$100.0011/3/2009 1:09:50 PM
Aubrei$25.00$25.0011/3/2009 10:43:49 AM
Aristophil$29.00$29.0011/3/2009 12:36:16 PM
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bankofmay$25.00$25.0011/3/2009 7:05:53 PM
MathProfessor$25.00$25.0011/3/2009 7:18:12 PM
fostaman$25.00$25.0011/3/2009 4:53:59 PM
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revmax$25.00$25.0011/4/2009 9:34:37 AM
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Patrician$50.00$50.0011/4/2009 7:39:06 AM
historyman$25.00$25.0011/4/2009 2:25:36 PM
scientists$25.00$25.0011/4/2009 8:59:16 AM
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jetblack$27.44$27.4411/4/2009 10:50:14 AM
SanJoser$50.00$50.0011/4/2009 2:00:05 PM
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WillingToHelpOut$25.00$25.0010/28/2009 4:12:04 PM
DonaldColorado$25.00$25.0010/28/2009 4:10:57 PM
credit-investor5$50.00$50.0010/28/2009 4:11:46 PM
CULPEPPERGROUP$25.00$25.0010/28/2009 4:11:56 PM
fortytwo$250.00$250.0010/28/2009 4:15:37 PM
benevolent-reward$25.00$25.0010/28/2009 4:21:11 PM
uncleegg$25.00$25.0010/28/2009 4:22:13 PM
supersarah61$25.00$25.0010/28/2009 4:22:16 PM
kenji4861$50.00$50.0010/28/2009 4:22:21 PM
wrighco$25.00$25.0010/28/2009 4:22:52 PM
abidos$25.00$25.0010/28/2009 4:23:01 PM
personal-lender$25.00$25.0010/28/2009 4:23:05 PM
Weaverville$25.00$25.0010/28/2009 4:23:11 PM
BlindProphet$25.00$25.0010/28/2009 4:23:24 PM
platinum-sorcerer6$25.00$25.0010/28/2009 4:23:35 PM
goofy15975$25.00$25.0010/28/2009 4:23:42 PM
Havana21$50.00$50.0010/28/2009 4:23:47 PM
trident9$50.00$50.0010/28/2009 4:24:14 PM
TandyJames$50.00$50.0010/28/2009 4:24:28 PM
JGB$25.00$25.0010/28/2009 4:24:23 PM
generosity-neutrino$25.00$25.0010/28/2009 4:24:25 PM
johntina$50.00$50.0010/28/2009 4:24:49 PM
ytjameslee$50.00$50.0010/28/2009 4:24:44 PM
mmqc$25.00$25.0010/28/2009 4:25:04 PM
nalaari$50.00$50.0010/28/2009 4:25:20 PM
iruz$50.00$50.0010/28/2009 4:25:38 PM
icontender$25.00$25.0010/28/2009 4:25:27 PM
understanding-marketplace$25.00$25.0010/28/2009 4:25:51 PM
flwah$50.00$50.0010/28/2009 4:26:42 PM
Cai8899$50.00$50.0010/28/2009 4:27:22 PM
kinetic-diversification$50.00$50.0010/28/2009 4:27:39 PM
Sixmil$25.00$25.0010/28/2009 4:27:43 PM
Masterlender$25.00$25.0010/28/2009 4:27:54 PM
racing777$25.00$25.0010/28/2009 4:28:00 PM
Attract$25.00$25.0010/28/2009 4:22:28 PM
tlp43$25.00$25.0010/28/2009 4:58:31 PM
thegreatone$50.00$50.0010/28/2009 4:59:20 PM
bchen78875$50.00$50.0010/28/2009 4:23:15 PM
GElender$50.00$50.0010/28/2009 4:59:24 PM
compoundinterest$50.00$50.0010/28/2009 4:23:27 PM
MTLoans$25.00$25.0010/28/2009 4:23:56 PM
dionysus03$25.00$25.0010/28/2009 4:24:08 PM
neighborly-hope6$100.00$100.0010/28/2009 4:24:17 PM
gentle-gold$25.00$25.0010/28/2009 4:24:20 PM
nuclearmoose$25.00$25.0010/28/2009 4:25:00 PM
geniusj$25.00$25.0010/28/2009 6:13:22 PM
blackstar$25.00$25.0010/28/2009 4:25:30 PM
fuzed$27.81$27.8110/28/2009 6:43:36 PM
ethicalhumanist$25.00$25.0010/28/2009 4:25:56 PM
vkm2000$25.00$25.0010/28/2009 7:07:59 PM
MGS$25.00$25.0010/28/2009 7:08:08 PM
Lancasterdust$25.00$25.0010/28/2009 7:08:04 PM
rjleves$25.00$25.0010/28/2009 7:08:15 PM
SpectrumCapital$25.00$25.0010/28/2009 7:08:44 PM
triumphant-commitment$25.00$25.0010/28/2009 7:08:38 PM
adir1$25.00$25.0010/28/2009 7:08:55 PM
kirkjerk$25.00$25.0010/28/2009 7:09:00 PM
thedreamer$25.00$25.0010/28/2009 4:27:31 PM
KailuaLender$25.00$25.0010/28/2009 7:09:05 PM
brightest-income-hunter$25.00$25.0010/28/2009 7:08:59 PM
emo13$50.00$50.0010/28/2009 4:27:36 PM
TrueLending$25.00$25.0010/28/2009 7:09:15 PM
VBAces$75.00$75.0010/28/2009 7:09:10 PM
taxdiscusion$25.00$25.0010/28/2009 4:27:46 PM
financial-frenzy$50.00$50.0010/28/2009 4:27:58 PM
czar3$25.00$25.0010/28/2009 4:28:03 PM
degster$25.00$25.0010/28/2009 4:28:23 PM
asset-numero-uno$100.00$100.0010/28/2009 4:28:54 PM
blot44$50.00$50.0010/28/2009 5:39:49 PM
ClearLake$25.00$25.0010/28/2009 7:08:00 PM
ferocious-exchange3$25.00$25.0010/28/2009 7:08:05 PM
jybank$25.00$25.0010/28/2009 7:08:41 PM
vkorichkov$25.00$25.0010/28/2009 7:08:52 PM
agwosdof$50.00$50.0010/28/2009 7:09:04 PM
shadowflame_99$25.00$25.0010/28/2009 7:09:08 PM
donmacprosper$25.00$25.0010/28/2009 10:47:58 PM
robertmm25$25.00$25.0010/28/2009 7:09:14 PM
JJS180$25.00$25.0010/28/2009 10:47:49 PM
amit_gu$27.31$27.3110/29/2009 1:20:21 AM
bradny$25.00$25.0010/29/2009 5:53:48 AM
skiforglory$25.00$25.0010/29/2009 6:28:26 AM
BACKJUDGE$25.00$25.0010/29/2009 7:43:43 AM
nicklds$25.17$25.1710/28/2009 10:02:49 PM
HunterSix$25.00$25.0010/28/2009 10:47:59 PM
j48$25.00$25.0010/29/2009 8:52:51 AM
PCGeekWI$25.00$25.0010/29/2009 9:32:59 AM
aspen5$25.00$25.0010/29/2009 7:22:47 AM
janus_god$25.95$25.9510/29/2009 10:04:41 AM
vaclh$25.00$25.0010/29/2009 8:02:43 AM
PrimeTimeGadgets$25.00$25.0010/29/2009 8:13:22 AM
intelligent-nickel$25.00$25.0010/29/2009 10:22:08 AM
Castellan$25.00$25.0010/29/2009 8:52:49 AM
BigEarHole$25.00$25.0010/29/2009 10:32:26 AM
cheaplender$25.00$25.0010/29/2009 11:02:53 AM
granitepk$25.00$25.0010/29/2009 10:48:22 AM
SonomaHills$25.00$25.0010/29/2009 9:33:05 AM
lean-velocity$25.00$25.0010/29/2009 9:34:21 AM
Moron_Buffet$25.00$25.0010/29/2009 11:48:23 AM
Coach2often$50.00$50.0010/29/2009 11:48:28 AM
testobsessed$34.45$34.4510/29/2009 11:48:31 AM
BiggestG$25.00$25.0010/29/2009 11:48:40 AM
spin-kick$25.00$25.0010/29/2009 11:54:08 AM
Orringo$34.15$34.1510/29/2009 11:48:16 AM
sturdy-rate3$25.00$25.0010/29/2009 11:58:31 AM
zeelender$25.00$25.0010/29/2009 11:48:42 AM
superchicken$25.00$25.0010/29/2009 12:10:58 PM
tsui517$25.00$25.0010/29/2009 11:53:59 AM
spruce2$25.00$25.0010/29/2009 10:06:24 AM
blue-exuberant-economy$25.00$25.0010/29/2009 12:02:02 PM
mikeandcat$50.00$4.1410/29/2009 12:18:37 PM
dma1206$25.00$25.0010/29/2009 1:16:56 PM
icon7$25.00$25.0010/29/2009 11:22:54 AM
BoutYeBank$25.00$25.0010/29/2009 11:44:41 AM
respectful-note$25.00$25.0010/29/2009 12:02:26 PM
turbostar666$50.74$50.7410/29/2009 4:55:32 PM
TakeCare$200.00$200.0010/29/2009 7:12:48 PM
the-profit-oracle$25.00$25.0010/30/2009 7:55:34 AM
a-shiny-dime$25.00$25.0010/31/2009 9:08:00 AM
leverage-monger$200.00$200.0010/31/2009 3:24:41 PM
rmpedi33$100.00$100.0011/1/2009 1:39:51 PM
GrayStudio$50.00$50.0011/1/2009 7:59:16 PM
p2p-gala$100.00$100.0011/2/2009 5:18:41 PM
Dollars4Rent$25.00$25.0011/2/2009 7:51:46 PM
loantigger$25.00$25.0011/2/2009 4:50:38 PM
wild-orange$200.00$200.0011/2/2009 6:40:56 PM
triumphant-bonus$25.00$25.0011/3/2009 7:07:00 AM
erowis$35.00$35.0011/3/2009 10:07:04 AM
Rustang$50.00$50.0011/3/2009 10:57:20 AM
durability-colonel$50.00$50.0011/3/2009 12:57:08 PM
wwwUniversal$25.00$25.0011/3/2009 2:53:53 PM
MasterKey$25.00$25.0011/3/2009 11:09:29 AM
FutureLenderEC$25.00$25.0011/3/2009 11:59:09 AM
dmitriy2$50.00$50.0011/3/2009 12:46:56 PM
AtlantistoXanadu$50.00$50.0011/3/2009 4:15:30 PM
enriching-payout$25.00$25.0011/3/2009 4:53:45 PM
Ven58$25.00$25.0011/3/2009 4:29:06 PM
hydrolucid$25.00$25.0011/3/2009 4:54:04 PM
Aristophil$200.00$200.0011/3/2009 5:49:13 PM
enticing-treasure5$25.00$25.0011/3/2009 11:03:01 PM
nicebank$100.00$100.0011/3/2009 4:54:00 PM
leverage-monger$25.00$25.0011/4/2009 6:29:02 AM
Astyanax$25.00$25.0011/4/2009 8:33:33 AM
leverage-monger$25.00$25.0011/4/2009 6:26:13 AM
buffalobills$25.00$25.0011/4/2009 7:15:30 AM
gustavholstopus32$25.00$25.0011/4/2009 9:36:35 AM
oldman68$25.00$25.0011/3/2009 8:31:26 PM
wealth-ferret$50.00$50.0011/4/2009 8:39:37 AM
MidnightBank$25.00$25.0011/4/2009 12:14:06 PM
SkipMcGrath$50.00$50.0011/4/2009 10:25:14 AM
leverage-monger$25.00$25.0011/4/2009 6:27:43 AM
elvisloans$25.00$25.0011/4/2009 10:58:39 AM
Okeey$25.00$25.0011/4/2009 10:58:52 AM
cybress$50.00$50.0011/4/2009 1:13:28 PM
FundMaker$25.00$25.0011/4/2009 11:02:09 AM
investment-party$25.00$25.0011/4/2009 8:29:39 AM
AJ8981$25.10$25.1011/4/2009 11:57:15 AM
aislinnn$25.00$25.0011/4/2009 9:59:25 AM
active-investment2$25.00$25.0011/4/2009 1:46:27 PM
brightest-economy-tsunami$25.00$25.0011/4/2009 11:58:41 AM
brother_tam$50.00$50.0011/4/2009 12:45:26 PM
318 bids
 
Borrower Payment Dependent Notes Series 430863
This series of Notes was issued and sold upon the funding of the borrower loan #39393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,250.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 18.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $192.25
Final lender yield: 34.00% Final borrower rate/APR: 35.00% / 37.45% Final monthly payment: $192.25
 
Auction yield range: 17.29% - 34.00% Estimated loss impact: 20.01%  
Lender servicing fee: 1.00% Estimated return: 13.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 4 First credit line: Jun-2001 Debt/Income ratio: Not calculated
Credit score: 640-659 (Oct-2009) Current / open credit lines: 7 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:3y 9m
Amount delinquent: $0 Revolving credit balance: $10,444 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 98%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: jdn77 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 640-659 (Latest)
Principal borrowed: $14,000.00< mo. late: 0 ( 0% )  
640-659 (Aug-2009)
660-679 (Jul-2009)
640-659 (Apr-2008)
 
Principal balance: $8,721.52 1+ mo. late: 0 ( 0% )
Total payments billed: 17  
Description
Previous Prosper experience!
Purpose of loan:
This loan would?put a fixed term on a $4000 debt I?owe that is costing me $200 a month just to make the minimum payment.? It isn't a credit card, so the debt will go away?after this loan is paid.? I've always paid all my debts, so your investment is a solid one!
Monthly net income: $ Personal:2800
Business Sales of $415K last year.
Monthly expenses: $ 2400
??Housing: $ 400
??Insurance: $ 145
??Car expenses: $ 411...gone in?4 months
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 600 child support
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please comment on the nature and stability of your employment and employer. thanks - reflective-rupee
A: I own a small restaurant(76 seats), with a banquet room attached that also seats 60 people. We have been open for 3 years and 9months. It's pretty predictable, busy February-October, and December, and slow January and November. We have a great local following and our brand has been around for about 11 years. I have 1 year and 3 months left on my major liabilities. Thanks for the inquiry and bids! (Nov-04-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0010/29/2009 4:34:38 PM
reflective-rupee$175.00$175.0010/29/2009 6:20:22 PM
well-mannered-income3$25.00$25.0011/4/2009 4:55:51 PM
love_what_you_do$25.00$25.0011/4/2009 6:29:55 PM
Bantam$50.00$50.0011/4/2009 7:26:37 PM
Rule62$25.00$25.0011/4/2009 7:38:31 PM
bonus-chosen-one$25.00$25.0011/4/2009 5:14:23 PM
zone6$118.37$118.3711/4/2009 8:52:00 PM
tcbmc$50.00$50.0011/4/2009 5:36:20 PM
jjsparks28$50.00$50.0011/4/2009 6:05:29 PM
Laxa$25.00$25.0011/4/2009 7:27:16 PM
deepblue34$25.00$25.0011/4/2009 7:33:22 PM
hashnet$30.00$30.0011/4/2009 8:21:35 PM
bold-attractive-auction$25.00$25.0011/4/2009 4:40:32 PM
credit-coach118$25.00$25.0011/5/2009 9:54:05 AM
Clicktogetmoney$30.00$30.0011/5/2009 10:11:40 AM
p2p-gala$50.00$50.0011/4/2009 7:33:35 PM
invincible-gain$85.00$85.0011/5/2009 10:10:04 AM
a-reasonable-return$25.00$25.0011/5/2009 5:50:21 AM
SlickNick$25.00$25.0011/5/2009 7:00:46 AM
reflective-rupee$800.00$800.0011/1/2009 7:26:53 PM
enthusiastic-balance5$400.00$400.0011/2/2009 12:34:11 PM
Unitas4302$50.00$50.0011/2/2009 5:25:28 PM
lib5836$25.00$25.0011/2/2009 6:21:56 PM
reflective-rupee$1,100.00$1,100.0011/4/2009 2:02:49 PM
Kqwik$25.00$25.0011/4/2009 9:43:38 PM
COCHINOBOY$100.00$100.0011/4/2009 10:14:09 PM
verticalhorizon$50.08$50.0811/5/2009 4:56:41 AM
kevlar$29.65$29.6511/5/2009 1:19:37 AM
lender12345$25.00$25.0011/4/2009 5:32:35 PM
efficient-bid2$50.00$50.0011/5/2009 6:49:10 AM
EEasyMoney$25.00$25.0011/5/2009 7:25:05 AM
a-finance-nirvana$150.00$150.0011/4/2009 7:05:01 PM
MoneyForNothing$25.00$25.0011/5/2009 7:58:33 AM
veloche$25.00$25.0011/5/2009 8:05:53 AM
adventurous-exchange8$40.07$40.0711/5/2009 8:53:26 AM
fairgirl$25.00$25.0011/5/2009 5:15:36 AM
bronzmajom$25.00$25.0011/5/2009 6:40:43 AM
invincible-gain$300.00$300.0011/5/2009 8:37:31 AM
reflective-rupee$198.00$66.8311/5/2009 9:02:06 AM
40 bids
 
Borrower Payment Dependent Notes Series 430983
This series of Notes was issued and sold upon the funding of the borrower loan #39396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 30.35% Starting monthly payment: $82.73
Final lender yield: 27.00% Final borrower rate/APR: 28.00% / 30.35% Final monthly payment: $82.73
 
Auction yield range: 8.29% - 27.00% Estimated loss impact: 7.15%  
Lender servicing fee: 1.00% Estimated return: 19.85%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1997 Debt/Income ratio: 46%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 11 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 34Length of status:15y 7m
Amount delinquent: $0 Revolving credit balance: $2,226 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 0%Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Homeownership: No  
Inquiries last 6m: 1    
Screen name: crywoo35 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation "please consider"
Purpose of loan:I would like to consoulidate a few bills... I would much rather pay one bill then 4 or 5 seprate.? This loan will also help me get my credit rating were it was a few years ago...


My financial situation: I have worked for the state for 15 1/2 years. A few years ago my husband was in a auto accident and we lost everything. Since the accident we have tried so hard to rebuild our credit, and slowly it has been improving. All we ask is for someone to give us a chance to prove we deserve a second chance. We pay all?our bills on time. Thank you so much for considering our loan..I would like to say thanks to the biders on my last listing.. Trying for that 100% this time..

Monthly net income: $ 5700.00 ( including husbands income )

Monthly expenses: $

??Housing: $ No rent
??Insurance: $ 450
??Car expenses: $ 744
??Utilities: $ 350
??Phone, cable, internet: $400
??Food, entertainment, grocerys: $ 800
??Clothing, household expenses $?500
??Credit cards and other loans: $ 900
??Other expenses: $ 300 ( daughter in private school )

Total=4400
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
silvercertificate$50.00$50.0010/30/2009 12:05:07 PM
Pickmar$25.00$25.0010/30/2009 1:00:12 PM
alpal$50.00$50.0010/31/2009 10:56:52 PM
tnjohnso$25.00$25.0011/1/2009 8:49:05 PM
TNPCapital$25.00$25.0011/2/2009 1:04:51 PM
IPG1$25.00$25.0011/2/2009 4:50:45 PM
1SteelerFan$25.00$25.0011/2/2009 7:09:04 PM
sparkybrneyes$25.00$25.0011/3/2009 8:24:19 AM
forthright-dedication$25.00$25.0011/3/2009 7:46:28 PM
well-mannered-income3$25.00$25.0011/3/2009 8:09:35 PM
BradP$50.00$50.0011/4/2009 2:13:52 PM
bevans$25.00$25.0011/4/2009 4:19:54 PM
vivacious-p2p3$75.00$75.0011/4/2009 6:18:40 PM
COCHINOBOY$100.00$100.0011/4/2009 10:18:08 PM
MathProfessor$25.00$25.0011/4/2009 8:09:54 PM
carrinel$50.00$50.0011/4/2009 4:25:50 PM
wild-orange$25.00$25.0011/5/2009 3:07:51 AM
leverage-monger$25.00$25.0011/5/2009 7:46:21 AM
vivacious-p2p3$25.00$25.0011/4/2009 4:57:58 PM
beakerfish$112.00$112.0011/4/2009 6:16:26 PM
SV-AZ$50.00$50.0011/5/2009 9:54:06 AM
BitOfLucky$50.00$39.6911/5/2009 9:01:23 AM
Toastmaster007$26.00$26.0011/5/2009 10:11:57 AM
blissful-penny$25.00$25.0011/4/2009 10:55:27 PM
CarlosCespedes$27.12$27.1211/5/2009 11:49:53 AM
market-trooper3$50.00$50.0011/5/2009 7:12:06 AM
leverage-monger$25.00$25.0011/5/2009 7:45:12 AM
privatebankerva$25.00$25.0011/5/2009 8:04:50 AM
Abundanceforus$89.54$89.5411/5/2009 11:37:05 AM
leverage-monger$300.00$300.0011/5/2009 11:37:07 AM
leverage-monger$25.00$25.0010/30/2009 11:40:51 AM
niggard$25.00$25.0011/2/2009 7:09:09 AM
Lking319$25.65$25.6511/4/2009 7:36:23 PM
hashnet$30.00$30.0011/4/2009 8:26:20 PM
113121$25.00$25.0011/5/2009 6:33:39 AM
E-B$50.00$50.0011/5/2009 2:40:52 AM
leverage-monger$25.00$25.0011/5/2009 7:42:32 AM
dorypro$25.00$25.0011/4/2009 4:54:59 PM
durability-colonel$100.00$100.0011/4/2009 5:26:32 PM
SV-AZ$25.00$25.0011/5/2009 9:54:29 AM
JTHarris$25.00$25.0011/5/2009 7:27:18 AM
Loan_shark718$25.00$25.0011/4/2009 7:04:35 PM
leverage-monger$25.00$25.0011/5/2009 7:47:09 AM
leverage-monger$25.00$25.0011/5/2009 7:47:57 AM
DaiUy$25.00$25.0011/5/2009 5:32:30 AM
well-mannered-income3$25.00$25.0011/5/2009 6:40:20 AM
credit-coach118$25.00$25.0011/5/2009 9:55:23 AM
47 bids
 
Borrower Payment Dependent Notes Series 431033
This series of Notes was issued and sold upon the funding of the borrower loan #39412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 18.00% Starting borrower rate/APR: 19.00% / 21.22% Starting monthly payment: $348.23
Final lender yield: 16.00% Final borrower rate/APR: 17.00% / 19.20% Final monthly payment: $338.70
 
Auction yield range: 4.29% - 18.00% Estimated loss impact: 2.17%  
Lender servicing fee: 1.00% Estimated return: 13.83%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Oct-1990 Debt/Income ratio: 21%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 15 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 30Length of status:0y 8m
Amount delinquent: $0 Revolving credit balance: $126,682 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 68%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: saver3 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get rid of high interest debt!
Purpose of loan:
This loan will be used to pay down a higher interest credit card obtained when my wife and I decided to renovate a home in 2007.? As a result of deteriorating credit markets, from the time we purchase our home to be renovated which later converted to a construction loan, our access to additional credit disappeared.? This was not due to lowered home prices or debt to income ratios, but banks changing the combined loan to value guidelines from 95% to 80% over night.

My financial situation:
In my opinion, I am a low risk candidate for several reasons outside of the typical guidelines banks evaluate when extending credit.? The first is that I have had near excellent credit ratings my entire adult life; I have paid my bill consistently and diligently for over a decade.? The second is that I believe I make strong "calculated risk" investments.? As an example, I drew a loan from my 401k in early 2007 to renovate a home, primarily because I believed the declining real estate prices would serve a better investment the next five year than equities assuming the home was purchased correctly.? That decision saved my retirement portfolio significant downside the past twelve months while the home has decreased in value only slightly.? This is because it was bought properly and much sweat equity put into it.? Finally, I apply good decision making criteria to my professional career and a result, I have been blessed with advancing my career at an early age to leadership levels.? At a personal level, that allows my income to increase year over year and take further risk away from my inability to pay off debt.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: hi, can you add some more details about your job, monthly income and expenses? thanks! - shrewd-income
A: My monthly income is about $7800 (about $6,500 after tax). I manage the outside/inside sales team for a company that produces components for the wind industry. Expenses are as follows: Primary Mortgage: $2600 Retirement: $600 Utilities: $250 Food/household: $800 Cars: $700 Insurance: $600 Credit Cards: $1000 (Oct-30-2009)
Q: What is the interest rate and balance owed on the card you are paying off? - noble-revenue
A: $13,500 at 30% interest. I will still have a balance on this card, but will get the total debt to credit much lower and further improve my credit score. (Nov-03-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
sagemoto$25.00$25.0010/29/2009 4:10:36 PM
SnE$25.00$25.0010/29/2009 4:09:46 PM
RadCad1$27.49$27.4910/29/2009 4:19:27 PM
cfarther$25.00$25.0010/29/2009 4:22:42 PM
rate-mogul$25.00$25.0010/29/2009 4:15:35 PM
investor_101$25.00$25.0010/29/2009 4:20:14 PM
responsibility-butterfly$25.00$25.0010/29/2009 4:29:37 PM
Spring342$25.00$25.0010/29/2009 4:35:59 PM
cbz$25.00$25.0010/29/2009 4:35:31 PM
reflective-rupee$100.00$100.0010/29/2009 4:35:36 PM
impressive-loan$100.00$100.0010/29/2009 4:35:41 PM
shrewd-income$25.00$25.0010/30/2009 5:54:25 AM
BenR$100.00$100.0010/30/2009 7:43:18 AM
tracyjo$25.00$25.0010/30/2009 10:57:18 AM
sshgfwb$25.00$25.0010/30/2009 11:43:03 AM
the-profit-oracle$25.00$25.0010/30/2009 11:57:20 AM
flwah$25.00$25.0010/30/2009 4:02:20 PM
dinero-elevator$25.00$25.0010/30/2009 9:28:22 PM
YogaDude34$100.00$100.0010/31/2009 12:44:14 AM
a-shiny-dime$25.00$25.0010/31/2009 9:08:05 AM
101010$100.00$100.0010/31/2009 7:18:25 PM
101010$25.00$25.0010/31/2009 7:19:08 PM
reflective-rupee$25.00$25.0011/1/2009 7:23:41 PM
HawaiianHelper$100.00$100.0011/2/2009 12:11:59 AM
eronyc$25.00$25.0011/2/2009 8:53:43 AM
WHEREISTHEMOON$50.00$50.0011/2/2009 5:39:59 AM
asset-numero-uno$100.00$100.0011/2/2009 12:21:24 PM
silverloan$50.00$50.0011/2/2009 12:29:46 PM
building_community$50.00$50.0011/2/2009 2:14:23 PM
barflyer$25.00$25.0011/2/2009 5:24:31 PM
palace4$100.00$100.0011/2/2009 7:57:21 PM
cash-boots$200.00$200.0011/2/2009 6:52:12 PM
Syzygy$25.00$25.0011/3/2009 2:53:23 PM
snowdem0n$50.00$50.0011/3/2009 6:45:48 PM
twjh$25.00$25.0011/4/2009 4:44:28 AM
minista$25.00$25.0011/3/2009 5:20:32 PM
buffalobills$25.00$25.0011/4/2009 7:18:16 AM
butlerpossible$25.00$25.0011/4/2009 9:37:21 AM
tlstar14$26.37$26.3711/4/2009 9:45:36 AM
SpectrumFinance$25.00$25.0011/4/2009 10:59:02 AM
lazyeye$25.00$25.0011/4/2009 4:55:52 AM
iolaire$25.00$25.0011/4/2009 7:44:34 AM
noodles932$66.35$66.3511/4/2009 6:34:07 PM
PR05P3RToday$25.00$25.0011/4/2009 6:35:19 PM
szasza$50.00$50.0011/5/2009 2:20:33 AM
p2p-gala$100.00$100.0011/4/2009 7:49:50 PM
wild-orange$25.00$25.0011/5/2009 3:22:17 AM
PalmTreeIsland$100.00$100.0011/4/2009 4:19:28 PM
szasza$50.00$50.0011/5/2009 2:21:36 AM
B1$50.00$50.0011/5/2009 8:11:26 AM
lm75$25.00$25.0011/5/2009 8:15:55 AM
OldestBrother$50.00$50.0011/5/2009 9:05:18 AM
Chrishu$25.00$25.0011/5/2009 9:14:25 AM
GreenTeaDrinkingGuy$75.00$75.0011/5/2009 7:43:02 AM
mjsk$37.82$37.8211/5/2009 10:31:32 AM
drummerdad$25.00$25.0011/5/2009 8:06:41 AM
oldman68$25.00$25.0011/4/2009 10:58:24 PM
kulender$100.00$100.0011/5/2009 5:39:27 AM
bestloanrate$50.00$50.0011/5/2009 7:12:49 AM
Ven58$25.00$25.0011/5/2009 7:47:32 AM
reflective-rupee$50.00$50.0011/5/2009 3:31:06 PM
jybank$25.00$25.0011/5/2009 11:10:36 AM
well-mannered-income3$25.00$25.0011/5/2009 4:01:24 PM
IP$31.26$31.2611/5/2009 3:37:13 PM
deal_11$50.00$50.0011/5/2009 3:55:15 PM
GOPHERBOY$250.00$250.0011/5/2009 4:00:28 PM
smart-gain$25.00$25.0011/5/2009 4:04:11 PM
welovebutterflies$50.00$50.0011/5/2009 2:20:25 PM
a-reasonable-return$50.00$50.0011/5/2009 3:10:52 PM
TakeCare$100.00$100.0011/5/2009 3:48:13 PM
ManilaBoy40$100.00$100.0011/5/2009 3:57:15 PM
serene-capital$25.00$25.0011/5/2009 4:01:59 PM
Rearden_Steel$25.00$25.0010/29/2009 4:06:31 PM
Mookouw$25.00$25.0010/29/2009 4:06:23 PM
rjleves$25.00$25.0010/29/2009 4:17:24 PM
Rattlehead$75.00$75.0010/29/2009 4:18:41 PM
YDBXMHC$25.00$25.0010/29/2009 4:19:59 PM
TSC$50.00$50.0010/29/2009 4:20:21 PM
WealthBoy$25.00$25.0010/29/2009 4:11:54 PM
CashProvider$300.00$300.0010/29/2009 4:19:38 PM
snw_1710$100.00$100.0010/29/2009 4:19:51 PM
Dollarhide$25.00$25.0010/29/2009 4:20:41 PM
inforapenny$25.00$25.0010/29/2009 4:32:43 PM
the-auction-lotus$25.00$25.0010/29/2009 4:25:56 PM
enterprising-integrity$25.00$25.0010/29/2009 4:35:24 PM
CallMeBen$25.00$25.0010/29/2009 4:28:31 PM
JustMee$25.00$25.0010/29/2009 6:58:08 PM
orbiter614$75.00$75.0010/30/2009 12:29:37 PM
mtnsofutah$50.00$50.0010/30/2009 3:33:18 PM
best-stable-dinero$25.00$25.0010/31/2009 12:43:10 AM
OldManP$25.00$25.0010/31/2009 9:59:00 PM
gaditano$25.00$25.0010/31/2009 3:44:55 PM
101010$25.00$25.0010/31/2009 7:19:31 PM
mattblizz$100.00$100.0011/1/2009 3:10:58 PM
five-star-note$25.00$25.0011/2/2009 12:29:14 PM
Bank_Of_XL$100.00$100.0011/2/2009 3:41:20 PM
wise-spirited-nickel$500.00$273.1611/2/2009 2:13:50 PM
BoughtTheFarm$25.00$25.0011/2/2009 2:14:26 PM
noble-revenue$100.00$100.0011/2/2009 4:44:05 PM
MoneyTree79$200.00$200.0011/2/2009 5:59:55 PM
SpectrumCapital$25.00$25.0011/2/2009 6:04:28 PM
Stavros$30.00$30.0011/3/2009 7:53:53 AM
spiff666$25.00$25.0011/3/2009 12:27:18 PM
shortblondemark$25.00$25.0011/3/2009 5:19:20 PM
hotwired$25.00$25.0011/3/2009 6:38:46 PM
site_ml$25.00$25.0011/3/2009 8:03:24 PM
ritwik$50.00$50.0011/3/2009 8:35:45 PM
VaVMer$25.00$25.0011/4/2009 6:53:03 AM
noble-revenue$80.14$80.1411/3/2009 7:44:54 PM
value-investor9$50.00$50.0011/4/2009 10:11:01 AM
generosity-multiplier$25.00$25.0011/4/2009 11:24:24 AM
Gobsek$25.00$25.0011/4/2009 11:56:11 AM
bevans$25.00$25.0011/4/2009 4:23:33 PM
us957165$25.00$25.0011/4/2009 6:23:08 PM
jrobe925$37.74$37.7411/4/2009 4:20:05 PM
vivacious-p2p3$100.00$100.0011/4/2009 5:00:52 PM
DannyPhantom$100.00$100.0011/4/2009 6:16:47 PM
love_what_you_do$25.00$25.0011/4/2009 6:25:35 PM
scredneck$29.07$29.0711/4/2009 6:35:17 PM
SDD123$25.00$25.0011/5/2009 2:13:19 AM
cupcake0$25.00$25.0011/4/2009 9:35:58 PM
umfan123$25.00$25.0011/5/2009 6:57:58 AM
Share-the-wealth$100.00$100.0011/5/2009 7:09:40 AM
BeeHive$50.00$50.0011/5/2009 7:12:41 AM
szasza$50.00$50.0011/5/2009 2:19:55 AM
allloans4me$50.00$50.0011/4/2009 5:44:04 PM
GoodScot$25.00$25.0011/4/2009 5:53:51 PM
loanman2007$50.00$50.0011/5/2009 7:11:41 AM
credit-coach118$35.00$35.0011/5/2009 11:14:29 AM
sshgfwb$25.00$25.0011/5/2009 9:49:37 AM
malomar66$45.00$45.0011/5/2009 10:13:22 AM
portfolio-turbine$50.00$50.0011/5/2009 10:31:25 AM
p2p-gala$125.00$125.0011/5/2009 5:29:04 AM
dlg$25.52$25.5211/5/2009 6:03:57 AM
Brklyn01$55.00$55.0011/5/2009 6:51:01 AM
credit-missile$159.27$159.2711/5/2009 7:14:59 AM
JTHarris$100.00$100.0011/5/2009 7:30:20 AM
sparkling-income$50.00$50.0011/5/2009 2:11:49 PM
brighteyes600$36.00$36.0011/5/2009 1:28:20 PM
909engineer$26.25$26.2511/5/2009 1:56:30 PM
a-reasonable-return$50.00$50.0011/5/2009 3:10:33 PM
Doohickey415$25.00$25.0011/5/2009 2:22:28 PM
MoneyForNothing$25.00$25.0011/5/2009 3:42:16 PM
TakeCare$50.00$50.0011/5/2009 3:47:16 PM
careful-wealth$25.00$25.0011/5/2009 3:59:02 PM
reflective-rupee$100.00$100.0011/5/2009 4:04:46 PM
shinto$100.00$100.0011/5/2009 3:50:17 PM
balance-force$25.00$25.0011/5/2009 3:52:36 PM
FollowMe2Freedom$25.00$25.0011/5/2009 3:54:07 PM
Torero06$25.00$25.0011/5/2009 3:56:53 PM
visionary-deal3$100.00$100.0011/5/2009 4:02:24 PM
reflective-rupee$25.00$25.0011/5/2009 4:04:27 PM
shrewd-income$475.00$475.0011/5/2009 12:57:40 PM
theaterguy$25.00$25.0011/5/2009 1:14:10 PM
Lender12$803.56$803.5611/5/2009 2:05:38 PM
BGILlender$25.00$25.0011/5/2009 2:28:47 PM
Leshan$50.00$50.0011/5/2009 2:42:06 PM
organic-platinum$25.00$25.0011/5/2009 3:58:51 PM
reflective-rupee$25.00$25.0011/5/2009 4:04:09 PM
exciting-fairness$150.00$150.0011/5/2009 4:04:49 PM
160 bids
 
Borrower Payment Dependent Notes Series 431139
This series of Notes was issued and sold upon the funding of the borrower loan #39397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,650.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 20.15% Starting borrower rate/APR: 22.15% / 24.44% Starting monthly payment: $63.14
Final lender yield: 13.89% Final borrower rate/APR: 15.89% / 18.09% Final monthly payment: $57.92
 
Auction yield range: 8.29% - 20.15% Estimated loss impact: 6.81%  
Lender servicing fee: 1.00% Estimated return: 7.08%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Mar-1993 Debt/Income ratio: 9%
Credit score: 660-679 (Oct-2009) Current / open credit lines: 16 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 23Length of status:1y 5m
Amount delinquent: $0 Revolving credit balance: $7,750 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 3    
Screen name: imxavierj Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< mo. late: 0 ( 0% )  
680-699 (Sep-2009)
680-699 (May-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 5  
Description
Help to consolidate!
Purpose of loan:
To save some money, I'm looking to get the interest rate down on some current debt.

Why I am a good candidate:
I have worked in the IT field for fifteen years and I develop high-powered web and Windows applications.? In my personal life, I support my three year-old son and 16 year-old daughter.? I am a strong believer in keeping my word, because what goes around comes around.? Thanks for taking a chance with me.? This is my second Prosper loan - the first was paid off long ago.

I'll be more than glad to answer any questions you have.

My financial situation:
My credit's not terrible, and I earn $7917 a month (gross).? I check my credit often, at least once a month.? My credit scores are all high sixes / low sevens.? I'm pretty conscientious, 'cause I have to depend on myself!!

Monthly net income: $ 5373

Monthly expenses: $ 3049
??Housing: $ 1133
??Insurance: $ 85
??Car expenses: $ 364
??Utilities: $ 190
??Phone, cable, internet: $ 225
??Food, entertainment: $ 630
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 272

Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: One of the things I look for is stability in employment. How long were you with your previous employer and why did you leave? - 3am-preacher
A: My previous job was contract employment, doing the same thing I do now, with a very large producer of dental prosthetics in Southern California. I came in with a team hired by a new CTO. By the end of a year, the CTO had been fired, and the team went out with him. I'm glad to have been able to get into a more stable position when I did. (Oct-31-2009)
Q: What is the interest rate on outstanding debt? What is plan to pay off entire credit card balance? And how soon do you think you will pay off this loan? Good luck. - cybercop45
A: The rate's higher than what's here - which was the whole point. I just noticed that i didn't adjust the CC debt entry... it's higher, and includes some medical bills that my insurance didn't cover. There are seven accounts at high rates (>19.0%) where for simplicity's sake I would just do better to pay one bill a month rather than several. If I get this loan, I'm going to "maintain" it, but will have about an extra $580/mo to apply toward payoff starting in January. (Nov-05-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
beachfunder$25.00$25.0011/2/2009 12:15:32 AM
rjglender$25.00$25.0011/2/2009 2:03:31 PM
Dollars4Rent$25.00$25.0011/4/2009 12:27:08 PM
Syzygy$25.00$25.0011/5/2009 2:05:08 PM
gpuck$25.00$25.0011/5/2009 6:00:27 PM
portfolio-turbine$25.00$25.0011/5/2009 4:57:48 PM
shrewd-income$25.00$25.0011/5/2009 6:26:28 PM
exciting-fairness$150.00$150.0011/6/2009 3:54:18 PM
Bill88$50.00$49.7311/6/2009 4:04:20 PM
kinetic-social$30.00$30.0011/6/2009 4:04:50 PM
Astyanax$25.00$25.0011/6/2009 11:53:42 AM
dorypro$25.00$25.0011/6/2009 12:39:06 PM
wild-orange$200.00$200.0011/6/2009 3:03:24 PM
sparkling-contract7$25.00$25.0011/6/2009 4:03:32 PM
violaetain$50.00$50.0011/1/2009 1:09:52 PM
maga$75.00$75.0011/5/2009 6:36:23 PM
Sol_Invictus$25.00$25.0011/6/2009 5:53:33 AM
admirable-credit$25.00$25.0011/6/2009 2:03:17 AM
Cory79$28.97$28.9711/6/2009 9:35:49 AM
Leshan$41.30$41.3011/6/2009 10:26:09 AM
shrewd-income$75.00$75.0011/6/2009 7:09:14 AM
zippy-coin$125.00$125.0011/6/2009 11:48:51 AM
shrewd-income$150.00$150.0011/6/2009 2:33:05 PM
TakeCare$25.00$25.0011/6/2009 2:58:02 PM
gilbrear$25.00$25.0011/6/2009 3:32:28 PM
kelador$25.00$25.0011/6/2009 3:48:08 PM
jybank$25.00$25.0011/6/2009 2:24:10 PM
shrewd-income$250.00$250.0011/6/2009 3:23:02 PM
LT-Loans$25.00$25.0011/6/2009 3:48:57 PM
29 bids
 
Borrower Payment Dependent Notes Series 431183
This series of Notes was issued and sold upon the funding of the borrower loan #39410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-30-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 11.52% Starting borrower rate/APR: 12.52% / 12.87% Starting monthly payment: $602.34
Final lender yield: 10.50% Final borrower rate/APR: 11.50% / 11.85% Final monthly payment: $593.57
 
Auction yield range: 3.29% - 11.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 8.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Dec-1989 Debt/Income ratio: 13%
Credit score: 840-859 (Oct-2009) Current / open credit lines: 5 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 13Length of status:21y 0m
Amount delinquent: $0 Revolving credit balance: $2,424 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 8%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: sunny-nickel Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a time share
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Can you please describe in as little more detail your financial situation and info about the time share? Not to be negative, but in my experience, most time shares are a money pit. Please post answer. Thanks - aldenrains
A: Excellent question; in the past my wife & I have said we'd never get into a time share (fractional ownership). What's different about this is that we're contracting with a hotel/resort company, Dreams, to rent out our time share for 1/2 of our purchase time. In this popular vacation spot -- Puerto Vallarta -- this set-up is highly probable to pay for itself -- plus. (Oct-31-2009)
Q: I have heard about Puerto Vallarta and have learned that is has gone downhill significantly over the last 10-15 years. Are you sure it's a good place to invest? - RealEstateInvestorsoftheUS
A: We've been to Puerto Vallarta 5 times in the last 10 years. The number of tourists was reduced this year due to the swine flu scare, but is recovering nicely. There are new resorts currently being built and the airport has added a new concourse as well as renovating the old. I haven't seen anything I would classify as "downhill". PV is second only to Cancun as Mexico's most popular resort area. We have never regretted vacationing there. (Nov-02-2009)
Q: Are you purchasing the timeshare from the sales of the developer? In another word, are you paying for the full price for it? - jybank
A: I am understanding your question to mean; Are we buying directly from the developer/corporation vs. purchasing from an individual seller? If that's what you are asking, it is not an individual. It is a corporation/developer that consists (as I understand it) of a well known Puerto Vallarta family who have been established in the resort business of that area for many years. They also have two other resorts in the area that we have reciprocity with. (Nov-05-2009)
Q: Have you researched the price on redweek.com, or with a broker in the area? I've been on a lot of timeshare pitches, and usually the mention of redweek.com gets them to hand over the goody bag and show you to the door. - hard-working-loot
A: No we haven't. Sounds like you've had a lot of good experience in this field. Thanks for the tip. (Nov-05-2009)
4 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
CommerciaLender$25.00$25.0010/30/2009 4:08:39 PM
cordial-bonus$25.00$25.0010/30/2009 4:10:32 PM
transparency-giant$50.00$50.0010/30/2009 4:10:22 PM
five-star-note$25.00$25.0010/30/2009 4:11:32 PM
ATOHokie$25.00$25.0010/30/2009 4:10:28 PM
loaninvesting$25.00$25.0010/30/2009 4:18:37 PM
WHEREISTHEMOON$50.00$50.0010/30/2009 4:18:41 PM
arenangelchild$100.00$100.0010/30/2009 4:18:47 PM
lazyeye$25.00$25.0010/30/2009 4:18:49 PM
amit_gu$50.00$50.0010/30/2009 4:11:42 PM
Medops911$25.00$25.0010/30/2009 4:12:39 PM
leverage-monger$50.00$50.0010/30/2009 4:17:50 PM
credit-investor5$50.00$50.0010/30/2009 4:18:43 PM
robot777$25.00$25.0010/30/2009 4:23:59 PM
slartibardfast$35.00$35.0010/30/2009 4:25:15 PM
a-responsible-return$25.00$25.0010/30/2009 4:25:37 PM
sflawya$25.00$25.0010/30/2009 4:19:13 PM
Havana21$50.00$50.0010/30/2009 4:26:24 PM
dionysus03$25.00$25.0010/30/2009 4:26:39 PM
JGB$25.00$25.0010/30/2009 4:26:57 PM
ytjameslee$50.00$50.0010/30/2009 4:27:24 PM
johntina$50.00$50.0010/30/2009 4:27:32 PM
verse99$25.00$25.0010/30/2009 4:27:36 PM
point-shooter$25.00$25.0010/30/2009 4:28:05 PM
uncleegg$25.00$25.0010/30/2009 4:25:00 PM
supersarah61$25.00$25.0010/30/2009 4:25:04 PM
wrighco$25.00$25.0010/30/2009 4:25:38 PM
abidos$25.00$25.0010/30/2009 4:25:49 PM
Weaverville$25.00$25.0010/30/2009 4:25:56 PM
vkorichkov$35.00$35.0010/30/2009 4:29:32 PM
gracej$25.00$25.0010/30/2009 4:26:14 PM
figs4u2$47.23$47.2310/30/2009 4:29:39 PM
mamayama$25.00$25.0010/30/2009 4:26:36 PM
SonomaHills$25.00$25.0010/30/2009 4:30:05 PM
trident9$50.00$50.0010/30/2009 4:26:47 PM
PotBellyPete$25.00$25.0010/30/2009 4:31:10 PM
MONEYLENDER101$100.00$100.0010/30/2009 4:28:00 PM
djh47a$40.00$40.0010/30/2009 4:31:27 PM
a-finance-nirvana$145.09$145.0910/30/2009 4:28:02 PM
Orca-man$50.00$50.0010/30/2009 4:28:11 PM
wise-spirited-nickel$25.00$25.0010/30/2009 4:28:27 PM
greenbackologist$25.00$25.0010/30/2009 4:32:29 PM
financial-frenzy$25.00$25.0010/30/2009 4:28:56 PM
Lendomatic$25.00$25.0010/30/2009 4:29:02 PM
unassuming-note$25.00$25.0010/30/2009 4:32:54 PM
get30inc$50.00$50.0010/30/2009 4:25:34 PM
CallMeBen$25.00$25.0010/30/2009 4:25:43 PM
YogaDude34$100.00$100.0010/30/2009 4:33:33 PM
KailuaLender$25.00$25.0010/30/2009 4:29:35 PM
repayment-chef$25.00$25.0010/30/2009 4:33:37 PM
SnE$25.00$25.0010/30/2009 4:33:40 PM
compoundinterest$50.00$50.0010/30/2009 4:26:11 PM
asset-numero-uno$100.00$100.0010/30/2009 4:33:48 PM
donmacprosper$50.00$50.0010/30/2009 4:29:47 PM
lean-velocity$25.00$25.0010/30/2009 4:30:07 PM
SDNLR$25.00$25.0010/30/2009 4:26:27 PM
gizzywump$25.00$25.0010/30/2009 4:39:37 PM
HunterSix$25.00$25.0010/30/2009 4:31:04 PM
bonus-antioxidant$25.00$25.0010/30/2009 4:27:20 PM
orbiter614$75.00$75.0010/30/2009 4:27:55 PM
mh1169$25.00$25.0010/30/2009 5:42:41 PM
authoritative-social$25.00$25.0010/30/2009 5:49:26 PM
lucrative-worth$25.00$25.0010/30/2009 4:28:12 PM
neenerman$25.00$25.0010/30/2009 6:17:52 PM
ethicalhumanist$25.00$25.0010/30/2009 4:28:22 PM
flwah$50.00$50.0010/30/2009 4:28:37 PM
blot44$50.00$50.0010/30/2009 6:31:51 PM
wonderous-euro$25.00$25.0010/30/2009 6:37:53 PM
justice-dna$35.00$35.0010/30/2009 4:29:11 PM
kulender$25.00$25.0010/30/2009 4:29:22 PM
tallmon$25.00$25.0010/30/2009 4:29:34 PM
CarDealer3070$50.00$50.0010/30/2009 4:29:37 PM
PCGeekWI$25.00$25.0010/30/2009 4:30:04 PM
proper-commitment5$26.00$26.0010/30/2009 4:31:04 PM
icon7$25.00$25.0010/30/2009 4:31:08 PM
pragmatic-camaraderi$25.00$25.0010/30/2009 6:28:06 PM
dinero-philosopher3$25.00$25.0010/30/2009 4:32:41 PM
inspired-agreement$25.00$25.0010/30/2009 4:32:44 PM
market-honker$100.00$100.0010/31/2009 2:12:43 AM
value-pouch$25.00$25.0010/30/2009 4:32:59 PM
thedoctor$25.00$25.0010/30/2009 4:33:13 PM
holstj$25.00$25.0010/30/2009 4:33:22 PM
spruce2$25.00$25.0010/31/2009 5:07:40 AM
unequaled-credit7$25.00$25.0010/30/2009 4:33:23 PM
mad4wknds$25.00$25.0010/31/2009 8:37:55 AM
Headhunter14$25.00$25.0010/31/2009 11:08:21 AM
thedreamer$25.00$25.0010/31/2009 2:13:18 PM
lobster$25.00$25.0010/31/2009 3:44:12 PM
julijask$25.00$25.0010/31/2009 11:48:03 AM
Ocean-Breeze$25.00$25.0010/31/2009 4:33:26 AM
bigdogsafety1$25.00$25.0010/31/2009 7:37:41 PM
Mr_Money$25.00$25.0010/31/2009 7:04:20 AM
return-elm$25.00$25.0010/31/2009 7:17:51 AM
selector568$29.90$29.9010/31/2009 10:18:14 PM
LizzieMN$25.00$25.0011/1/2009 10:29:11 AM
smallcountry$25.00$25.0011/1/2009 6:43:45 AM
34bcp23$25.00$25.0011/1/2009 1:04:09 PM
Seafirst$50.00$50.0011/1/2009 1:28:56 PM
g314$30.00$30.0011/1/2009 1:29:06 PM
chillware$25.00$25.0011/1/2009 1:29:20 PM
Gundu$25.00$25.0011/1/2009 1:29:24 PM
8bitnintendo$25.00$25.0011/1/2009 1:29:34 PM
kmprospeo$25.00$25.0011/1/2009 1:29:42 PM
triumphant-community$25.00$25.0011/1/2009 10:33:49 AM
Davidson2$25.00$25.0011/1/2009 11:38:49 AM
Butterfly1950$25.00$25.0011/1/2009 1:28:47 PM
NDFIRTH$50.00$50.0011/1/2009 1:29:21 PM
bid-promiser$25.00$25.0011/1/2009 12:34:07 AM
Plotinus$50.00$50.0011/1/2009 2:59:49 AM
FlexFunding$61.43$61.4311/1/2009 1:39:31 PM
adir1$25.00$25.0011/1/2009 2:03:57 PM
Aeroman32$25.00$25.0011/1/2009 7:04:02 AM
TrustPlus$50.00$50.0011/1/2009 9:34:05 AM
Prezotus$25.00$25.0011/1/2009 12:13:45 PM
freefly67$25.00$25.0011/1/2009 1:04:19 PM
MrDavid$50.00$50.0011/1/2009 10:05:13 PM
gain-rancher$25.00$25.0011/1/2009 1:29:20 PM
portfolio-zone801$25.00$25.0011/1/2009 1:29:24 PM
saffron4$25.00$25.0011/1/2009 1:29:30 PM
e3oM$50.00$50.0011/1/2009 7:25:28 PM
winter-vigilance$25.00$25.0011/1/2009 8:03:49 PM
latestone$25.00$25.0011/1/2009 1:38:58 PM
kirkjerk$25.00$25.0011/1/2009 9:04:05 PM
godspeed237$25.00$25.0011/2/2009 7:03:49 AM
lloyd_s$25.00$25.0011/1/2009 11:14:23 PM
Loansforlife$25.00$25.0011/2/2009 7:24:08 AM
progressive-rupee$25.00$25.0011/2/2009 8:29:34 AM
mathprof$25.00$25.0011/2/2009 6:49:00 AM
highcountry1$25.00$25.0011/2/2009 7:25:58 AM
wdove511$25.00$25.0011/2/2009 10:25:47 AM
Lender0010$25.00$25.0011/2/2009 8:29:35 AM
Kelor99$25.00$25.0011/1/2009 11:29:53 PM
otter$25.00$25.0011/2/2009 10:34:13 AM
Aethelinde$25.56$25.5611/2/2009 10:58:55 AM
alex189a$25.00$25.0011/2/2009 8:06:02 AM
platinum-sorcerer6$25.00$25.0011/2/2009 8:24:00 AM
blue-exuberant-economy$25.00$25.0011/2/2009 8:29:37 AM
fortytwo$60.00$60.0011/2/2009 8:40:05 AM
BayShell$40.00$40.0011/2/2009 3:01:41 PM
the-auction-lotus$25.00$25.0011/2/2009 3:44:08 PM
MAKEITAUTOMATIC$25.00$25.0011/2/2009 10:14:41 AM
Oakland$25.76$25.7611/2/2009 10:25:19 AM
power-collider$25.00$25.0011/2/2009 3:08:47 PM
eureka117$25.00$25.0011/2/2009 3:18:47 PM
understanding-marketplace$25.00$25.0011/2/2009 3:28:51 PM
Iwantahelp$25.00$25.0011/2/2009 3:59:49 PM
Guiren$100.00$100.0011/2/2009 3:59:55 PM
michaelndn$25.00$25.0011/2/2009 11:04:58 AM
SNH$50.00$50.0011/2/2009 4:00:10 PM
intelligent-yield$25.00$25.0011/2/2009 3:43:50 PM
RB_Double-A_Bravo$25.00$25.0011/2/2009 4:00:18 PM
intelligent-nickel$25.00$25.0011/2/2009 4:00:25 PM
Sixmil$25.00$25.0011/2/2009 4:00:58 PM
GElender$50.00$50.0011/2/2009 4:01:07 PM
Trigirl23$25.00$25.0011/2/2009 4:01:23 PM
Dreams4Cash$25.00$25.0011/2/2009 4:01:41 PM
GrayStudio$50.00$50.0011/2/2009 4:02:26 PM
jhouman$25.00$25.0011/2/2009 3:56:27 PM
bdpres1$25.00$25.0011/2/2009 3:59:57 PM
triumphant-commitment$25.00$25.0011/2/2009 4:00:25 PM
inventive-funds$25.00$25.0011/2/2009 4:00:31 PM
bonus-chosen-one$25.00$25.0011/2/2009 4:00:49 PM
mjm77_1$25.00$25.0011/2/2009 4:01:00 PM
superchicken$25.00$25.0011/2/2009 4:01:46 PM
cash-tsunami$25.00$25.0011/2/2009 1:28:52 PM
lean-benefit$25.00$25.0011/2/2009 3:08:51 PM
brightest-income-hunter$25.00$25.0011/2/2009 3:44:02 PM
vestquid$25.00$25.0011/2/2009 3:56:24 PM
Medic05$25.00$25.0011/2/2009 3:56:37 PM
ultimate-commitment$25.00$25.0011/2/2009 3:58:52 PM
brocilybeef$25.00$25.0011/2/2009 3:59:24 PM
likeable-value$25.00$25.0011/2/2009 4:00:06 PM
turbine5$38.48$38.4811/2/2009 4:00:15 PM
value-microscope$25.00$25.0011/2/2009 4:00:27 PM
the-silver-blaster$25.00$25.0011/2/2009 4:01:10 PM
GatorBait$50.00$50.0011/2/2009 4:02:13 PM
pinnacle10$25.00$25.0011/2/2009 5:03:51 PM
testobsessed$29.87$29.8711/2/2009 5:04:31 PM
RJN$25.00$25.0011/2/2009 7:09:36 PM
j48$25.00$25.0011/2/2009 6:29:21 PM
Gibbyland$25.00$25.0011/2/2009 6:34:31 PM
Nco$25.00$25.0011/2/2009 7:59:17 PM
gold-tsunami$25.00$25.0011/2/2009 6:29:14 PM
katnmouse$25.00$25.0011/2/2009 7:28:46 PM
wise-bonus-honker$25.00$25.0011/3/2009 9:34:03 AM
Tradesmanlender$25.00$25.0011/2/2009 7:53:44 PM
favorite-dollar$25.00$25.0011/3/2009 8:12:39 AM
buckyhead2000$25.00$25.0011/3/2009 10:40:12 AM
windfall46$25.00$25.0011/2/2009 9:55:46 PM
Castellan$25.00$25.0011/3/2009 11:09:33 AM
longisland47m$25.00$25.0011/3/2009 12:38:47 PM
Avala$25.00$25.0011/3/2009 11:27:49 AM
bokonon$25.00$25.0011/3/2009 1:13:53 PM
FutureLenderEC$25.00$25.0011/3/2009 12:04:51 PM
vegibenz$25.00$25.0011/3/2009 2:28:56 PM
dpdaug$25.00$25.0011/3/2009 9:33:54 AM
Hexnut$25.38$25.3811/3/2009 2:51:06 PM
payout-point$25.00$25.0011/3/2009 10:10:20 AM
AndersenWatcher$25.00$25.0011/3/2009 10:16:31 AM
bowdish1$50.00$50.0011/3/2009 12:23:44 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:55 PM
nv$25.00$25.0011/3/2009 4:54:56 PM
elasermd$50.00$50.0011/3/2009 4:55:10 PM
TJ-Financial-Group$40.00$40.0011/3/2009 4:56:04 PM
TK4$25.00$25.0011/3/2009 4:57:14 PM
gogmagog$80.98$80.9811/3/2009 4:57:18 PM
peace-cadence$25.00$25.0011/3/2009 5:04:17 PM
enterprising-integrity$25.00$25.0011/3/2009 4:45:58 PM
oreyedoc$25.00$25.0011/3/2009 4:54:57 PM
cingular$25.00$25.0011/3/2009 4:55:01 PM
head$25.00$25.0011/3/2009 5:53:58 PM
Artist_Blue$25.00$25.0011/3/2009 4:55:05 PM
BoutYeBank$25.00$25.0011/3/2009 4:56:11 PM
meux99$25.00$25.0011/3/2009 5:53:59 PM
lagnisiruk$25.00$25.0011/3/2009 4:20:08 PM
Phantom99$25.00$25.0011/4/2009 12:43:57 AM
kmwvma$25.00$25.0011/3/2009 4:29:08 PM
b-rent$25.00$25.0011/4/2009 5:00:32 AM
ganoman21$25.00$25.0011/3/2009 4:54:54 PM
Zoomie$25.00$25.0011/3/2009 4:54:58 PM
naniamo$25.00$25.0011/3/2009 4:55:30 PM
djscal$100.00$100.0011/3/2009 5:33:46 PM
SASBANK$25.00$25.0011/3/2009 5:54:01 PM
visionary-currency$34.37$34.3711/4/2009 8:24:21 AM
BaxterEvil$25.00$25.0011/3/2009 8:24:18 PM
regahj99$25.00$25.0011/4/2009 10:14:27 AM
labate$25.00$25.0011/4/2009 10:25:17 AM
twjh$25.00$25.0011/3/2009 9:08:53 PM
SqueezeKing$25.00$25.0011/4/2009 10:50:16 AM
supe11$25.00$25.0011/3/2009 11:08:44 PM
Hondo$25.00$25.0011/4/2009 11:51:18 AM
BankOfFrankFairness$34.12$34.1211/4/2009 10:08:58 AM
pipopirate$25.00$25.0011/4/2009 10:34:18 AM
sabre79$25.00$25.0011/4/2009 11:14:34 AM
lend2end$25.00$25.0011/4/2009 12:34:06 PM
first-wampum-trapper$25.00$25.0011/4/2009 9:34:33 AM
DeathScythe676$25.00$25.0011/4/2009 9:35:32 AM
butlerpossible$25.00$25.0011/4/2009 9:37:22 AM
virtualbank$25.00$25.0011/4/2009 10:09:03 AM
Norcal$25.81$25.8111/4/2009 2:58:57 PM
Futurero$25.00$25.0011/4/2009 11:58:56 AM
johngaltline$25.00$25.0011/4/2009 11:59:44 AM
NATIVEBORN$32.96$32.9611/4/2009 12:14:14 PM
worthy-truth$25.00$25.0011/4/2009 1:08:58 PM
MoneyU4IA$40.00$40.0011/4/2009 4:26:01 PM
fotep-financial$25.00$25.0011/4/2009 4:08:44 PM
help_each_other$25.00$25.0011/4/2009 8:04:26 PM
sajitp$25.00$25.0011/4/2009 5:04:26 PM
RLC$50.00$50.0011/4/2009 8:19:23 PM
MathProfessor$25.00$25.0011/4/2009 8:27:21 PM
Seadrag367$25.00$25.0011/4/2009 10:34:18 PM
love_what_you_do$25.00$25.0011/4/2009 6:28:54 PM
allloans4me$50.00$50.0011/4/2009 7:40:58 PM
Gobsek$50.00$50.0011/5/2009 5:55:14 AM
Shelby2082$25.00$25.0011/4/2009 4:19:00 PM
JonnyCash$25.00$25.0011/5/2009 6:43:41 AM
perlindc$100.00$100.0011/5/2009 9:33:50 AM
kind-funds-tonic$25.00$25.0011/5/2009 7:06:28 AM
StWaldo$25.00$25.0011/5/2009 10:40:15 AM
ChicoBob$41.03$41.0311/4/2009 8:19:22 PM
syounker$25.00$25.0011/5/2009 9:34:03 AM
jgar_O$30.00$30.0011/4/2009 10:53:45 PM
leftcoast52$25.00$25.0011/5/2009 10:24:11 AM
hattric73$25.00$25.0011/5/2009 12:04:02 AM
boogaboogabooga$25.00$25.0011/5/2009 6:09:08 AM
massuot$25.00$25.0011/5/2009 2:14:54 PM
serene-capital$25.00$25.0011/5/2009 2:19:39 PM
Patter256$25.00$25.0011/5/2009 8:43:48 AM
Ellisdee$50.00$50.0011/5/2009 9:58:56 AM
Gromac$25.00$25.0011/5/2009 12:20:13 PM
fortune888$25.00$25.0011/5/2009 5:56:05 PM
orbiter614$25.00$25.0011/5/2009 9:22:52 PM
blissful-penny$25.00$25.0011/5/2009 11:02:05 PM
beakerfish$236.00$236.0011/5/2009 5:48:38 PM
treasure-encourager$25.00$25.0011/5/2009 9:30:37 PM
leverage-monger$50.00$50.0011/6/2009 9:18:01 AM
Share-the-wealth$100.00$100.0011/6/2009 6:45:38 AM
exciting-fairness$100.00$100.0011/6/2009 11:22:59 AM
AM2171$50.00$50.0011/6/2009 4:05:10 PM
LoanDMC$25.00$25.0011/6/2009 3:08:13 PM
elegant-bonus$25.00$25.0011/6/2009 3:12:49 PM
wwwUniversal$25.00$25.0011/6/2009 4:03:12 PM
inforapenny$25.00$25.0010/30/2009 4:11:29 PM
DonaldColorado$25.00$25.0010/30/2009 4:10:18 PM
responsibility-butterfly$25.00$25.0010/30/2009 4:15:42 PM
Banker7371$25.00$25.0010/30/2009 4:18:39 PM
benevolent-reward$25.00$25.0010/30/2009 4:24:04 PM
Attract$25.00$25.0010/30/2009 4:25:17 PM
personal-lender$25.00$25.0010/30/2009 4:25:53 PM
bchen78875$50.00$50.0010/30/2009 4:26:02 PM
elegant-bonus$25.00$25.0010/30/2009 4:26:30 PM
TandyJames$50.00$50.0010/30/2009 4:27:05 PM
fervent-repayment$25.00$25.0010/30/2009 4:27:07 PM
CULPEPPERGROUP$25.00$25.0010/30/2009 4:27:19 PM
nuclearmoose$25.00$25.0010/30/2009 4:27:41 PM
loyalist1$25.00$25.0010/30/2009 4:27:54 PM
icontender$25.00$25.0010/30/2009 4:27:58 PM
kenji4861$50.00$50.0010/30/2009 4:25:08 PM
emo13$50.00$50.0010/30/2009 4:28:44 PM
geniusj$25.00$25.0010/30/2009 4:29:26 PM
awwaww$25.00$25.0010/30/2009 4:29:32 PM
Walkingcowboy$25.00$25.0010/30/2009 4:26:16 PM
kchen486$25.00$25.0010/30/2009 4:26:42 PM
wacko82$25.00$25.0010/30/2009 4:30:09 PM
spin-kick$25.00$25.0010/30/2009 4:30:23 PM
neighborly-hope6$100.00$100.0010/30/2009 4:26:50 PM
respectful-note$25.00$25.0010/30/2009 4:30:26 PM
gentle-gold$25.00$25.0010/30/2009 4:26:54 PM
generosity-neutrino$25.00$25.0010/30/2009 4:27:00 PM
Teminole$25.00$25.0010/30/2009 4:30:43 PM
VBAces$75.00$75.0010/30/2009 4:31:03 PM
shadowflame_99$25.00$25.0010/30/2009 4:31:09 PM
mmqc$25.00$25.0010/30/2009 4:27:44 PM
greenwell$50.00$50.0010/30/2009 4:27:51 PM
investor_101$50.00$50.0010/30/2009 4:23:57 PM
mikeandcat$50.00$50.0010/30/2009 4:32:06 PM
miked8303$25.00$25.0010/30/2009 4:32:13 PM
Syzygy$25.00$25.0010/30/2009 4:28:33 PM
Jassi$25.00$25.0010/30/2009 4:32:27 PM
Tai$25.00$25.0010/30/2009 4:25:21 PM
kanakakm$50.00$50.0010/30/2009 4:25:25 PM
AF-Chief$35.00$35.0010/30/2009 4:25:29 PM
dr-dollar$25.00$25.0010/30/2009 4:29:40 PM
BlindProphet$25.00$25.0010/30/2009 4:26:06 PM
goofy15975$25.00$25.0010/30/2009 4:26:23 PM
MTLoans$25.00$25.0010/30/2009 4:26:32 PM
tyson789$100.00$100.0010/30/2009 4:30:39 PM
nalaari$50.00$50.0010/30/2009 4:31:01 PM
TakeCare$100.00$100.0010/30/2009 4:31:36 PM
racing777$25.00$25.0010/30/2009 4:31:57 PM
dparkhom$25.00$25.0010/30/2009 4:27:45 PM
blue-liberty-gourd$25.00$25.0010/30/2009 4:32:07 PM
iruz$50.00$50.0010/30/2009 4:28:03 PM
JJS180$25.00$25.0010/30/2009 6:07:45 PM
top-trade-chihuahua$25.00$25.0010/30/2009 4:32:38 PM
Fortuno_per_commodo$50.00$50.0010/30/2009 4:28:23 PM
taxdiscusion$25.00$25.0010/30/2009 4:28:49 PM
Masterlender$25.00$25.0010/30/2009 4:28:53 PM
kindofaloaner$25.00$25.0010/30/2009 4:29:11 PM
ClearLake$25.00$25.0010/30/2009 4:38:38 PM
Cheburashka$30.00$30.0010/30/2009 4:29:23 PM
aldenrains$25.00$25.0010/30/2009 4:29:28 PM
anton$50.00$50.0010/30/2009 6:59:25 PM
ThomasC$25.00$25.0010/30/2009 4:29:49 PM
agwosdof$50.00$50.0010/30/2009 4:31:02 PM
szetheli$48.45$48.4510/30/2009 8:28:05 PM
orange-mighty-finance$25.00$25.0010/30/2009 6:17:53 PM
slowpig$50.00$50.0010/30/2009 4:31:55 PM
subtle-interest$25.00$25.0010/30/2009 11:37:56 PM
shellback13$25.00$25.0010/30/2009 7:02:58 PM
puifais$25.00$25.0010/30/2009 4:38:12 PM
credit-force5$25.00$25.0010/31/2009 7:17:40 AM
evmeta$25.00$25.0010/31/2009 8:37:51 AM
wampum-chorus3$25.00$25.0010/31/2009 5:47:46 AM
jd006006$50.00$50.0010/30/2009 6:28:24 PM
czar3$25.00$25.0010/31/2009 7:14:34 AM
LR_Biker$25.00$25.0010/30/2009 6:37:55 PM
MGOT-Ken$25.00$25.0010/31/2009 12:22:41 PM
antlr$25.00$25.0010/31/2009 10:37:47 AM
SKAGIT22$25.00$25.0010/31/2009 12:05:00 PM
robust-loyalty$25.00$25.0010/31/2009 2:38:33 AM
Texas2020$53.41$53.4110/31/2009 5:42:50 AM
ArmyGuy$25.00$25.0010/31/2009 6:07:54 AM
jga516$25.00$25.0010/31/2009 6:33:07 AM
credit-coach118$35.00$35.0010/31/2009 1:48:08 PM
peaceful-bid$25.00$25.0010/31/2009 9:17:40 PM
InvestorPartners$25.00$25.0010/31/2009 3:07:42 PM
MAJESTIC5$50.00$50.0010/31/2009 3:27:46 PM
a-shiny-dime$25.00$25.0010/31/2009 9:08:11 AM
three-for-6$40.00$40.0011/1/2009 7:08:47 AM
wise-rupee-armada$25.00$25.0010/31/2009 10:44:29 AM
People-for-people$25.00$25.0011/1/2009 7:14:30 AM
dirkjan$25.00$25.0011/1/2009 7:18:49 AM
economy-popcorn$25.00$25.0010/31/2009 11:17:12 AM
asset-prescription$25.00$25.0011/1/2009 9:34:08 AM
sas19$25.00$25.0011/1/2009 6:50:09 AM
orange-resolute-platinum$25.00$25.0010/31/2009 3:03:17 PM
Barak$36.39$36.3910/31/2009 3:07:48 PM
mocrepsorp13$25.00$25.0011/1/2009 1:28:55 PM
thegreatone$100.00$100.0011/1/2009 8:38:57 AM
dharma1$25.00$25.0011/1/2009 1:29:19 PM
kenyonhillbilly$25.00$25.0011/1/2009 1:29:22 PM
BigEarHole$25.00$25.0011/1/2009 1:29:33 PM
don8ter$60.00$60.0011/1/2009 10:59:01 AM
currency-persimmon$25.00$25.0011/1/2009 11:44:06 AM
saritha$25.00$25.0011/1/2009 12:23:46 PM
heavy_ax$25.00$25.0011/1/2009 1:04:08 PM
unrivaled-justice$25.00$25.0011/1/2009 1:29:17 PM
fuzed$51.13$51.1311/1/2009 1:29:30 PM
jmvingeorgia$25.00$25.0011/1/2009 1:29:43 PM
truth-prospector$25.00$25.0011/1/2009 4:13:51 PM
kid8549$25.00$25.0011/1/2009 2:49:02 PM
SunsetCoastCapital$25.00$25.0011/1/2009 8:46:09 AM
TheMan$25.00$25.0011/1/2009 8:54:22 AM
larrybird$27.41$27.4111/1/2009 7:09:37 PM
commanding-openness$25.00$25.0011/1/2009 7:33:53 PM
point-zebra$25.00$25.0011/1/2009 7:53:48 PM
honorable-treasure$25.00$25.0011/1/2009 11:44:07 AM
investment-builder0$50.00$50.0011/1/2009 8:23:44 PM
CPA_Investor$25.00$25.0011/1/2009 1:04:09 PM
13nd3r$25.00$25.0011/1/2009 1:29:22 PM
BeemerRider$25.00$25.0011/1/2009 1:29:32 PM
gauss02$25.00$25.0011/1/2009 1:29:50 PM
andrewgl$25.00$25.0011/1/2009 7:53:49 PM
rjleves$25.00$25.0011/1/2009 8:30:37 PM
market-umbrella$25.00$25.0011/2/2009 8:24:01 AM
auction-winner7$25.00$25.0011/1/2009 6:33:51 PM
snowman34$25.00$25.0011/2/2009 10:28:24 AM
Bill33716$25.00$25.0011/2/2009 8:15:03 AM
srfb973$25.00$25.0011/1/2009 8:08:42 PM
DukSerduk$25.00$25.0011/2/2009 10:34:47 AM
wild-orange$50.00$50.0011/2/2009 8:35:15 AM
rmachi$25.00$25.0011/1/2009 9:10:38 PM
USMC0311$25.00$25.0011/2/2009 2:48:45 AM
dpfl55$25.00$25.0011/2/2009 3:19:34 AM
unk1911$25.00$25.0011/2/2009 4:09:17 AM
Aethelwolf$25.00$25.0011/2/2009 4:43:58 AM
KiwiElf$26.64$26.6411/2/2009 10:17:06 AM
Jack1966$25.00$25.0011/2/2009 6:44:26 AM
best-marketologist$25.00$25.0011/2/2009 1:28:45 PM
bus2340$25.00$25.0011/2/2009 11:39:32 AM
newest-generosity-saga$25.00$25.0011/2/2009 3:01:27 PM
radiant-fund$25.00$25.0011/2/2009 10:50:44 AM
magnificent-rate$25.00$25.0011/2/2009 3:26:30 PM
kinetic-diversification$50.00$50.0011/2/2009 4:00:01 PM
fortress767$25.00$25.0011/2/2009 4:00:08 PM
return-confidant$25.00$25.0011/2/2009 3:43:51 PM
harmonious-yield$25.00$25.0011/2/2009 4:00:36 PM
L-vex$25.00$25.0011/2/2009 4:02:07 PM
RG$33.36$33.3611/2/2009 3:56:28 PM
MGS$25.00$25.0011/2/2009 3:59:38 PM
golden-yield$25.00$25.0011/2/2009 3:59:56 PM
degster$25.00$25.0011/2/2009 4:01:52 PM
rjblack$50.00$50.0011/2/2009 4:02:15 PM
a8h8a8$25.00$25.0011/2/2009 4:02:19 PM
loner001$25.00$25.0011/2/2009 3:08:48 PM
cjames84$25.00$25.0011/2/2009 3:18:48 PM
able2help$25.00$25.0011/2/2009 3:56:28 PM
sturdy-rate3$25.00$25.0011/2/2009 3:59:31 PM
gallant-camaraderi$25.00$25.0011/2/2009 3:59:41 PM
LALO79$25.00$25.0011/2/2009 3:59:48 PM
SpectrumCapital$25.00$25.0011/2/2009 4:02:25 PM
wormdc$25.00$25.0011/2/2009 5:01:07 PM
TriSail$25.00$25.0011/2/2009 5:23:47 PM
rawman$25.00$25.0011/2/2009 5:54:21 PM
Orringo$50.00$50.0011/2/2009 6:29:18 PM
BiggestG$25.00$25.0011/2/2009 7:59:16 PM
well-mannered-income3$25.00$25.0011/3/2009 9:28:51 AM
ALL-PRIME$25.00$25.0011/3/2009 10:16:56 AM
hard-working-loot$25.00$25.0011/2/2009 8:05:29 PM
Mojo1$50.00$50.0011/3/2009 8:45:00 AM
zoomdrm57$50.00$50.0011/3/2009 8:45:29 AM
Veridic$25.00$25.0011/3/2009 11:17:00 AM
justalender$25.00$25.0011/3/2009 11:34:08 AM
spencer14883$25.00$25.0011/3/2009 10:36:33 AM
KrystalBall$30.00$30.0011/3/2009 1:13:39 PM
Barbaro$25.00$25.0011/3/2009 2:03:53 PM
lowrate$25.00$25.0011/3/2009 2:51:09 PM
cyberperception$25.00$25.0011/3/2009 9:48:48 AM
CPAMAN$25.00$25.0011/3/2009 3:43:46 PM
acropiloterau2002$25.00$25.0011/3/2009 2:58:42 PM
blackstar$25.00$25.0011/3/2009 12:34:00 PM
ADenny$25.00$25.0011/3/2009 2:03:54 PM
Railbird$25.00$25.0011/3/2009 4:29:09 PM
papaman$25.00$25.0011/3/2009 4:54:59 PM
js60l$25.00$25.0011/3/2009 4:55:12 PM
pawsitive$25.00$25.0011/3/2009 4:55:22 PM
One1putt$25.00$25.0011/3/2009 4:19:43 PM
tsui517$25.00$25.0011/3/2009 4:56:30 PM
dansarkis$25.00$25.0011/3/2009 5:04:10 PM
BAEVentures$50.00$50.0011/3/2009 5:33:47 PM
totoro$25.00$25.0011/3/2009 4:54:29 PM
kanewna$34.98$34.9811/3/2009 4:55:00 PM
crenen139$38.07$38.0711/3/2009 4:55:03 PM
discrete-asset$25.00$25.0011/3/2009 5:54:02 PM
geekguy$25.00$25.0011/3/2009 4:55:30 PM
kegs$77.46$77.4611/3/2009 4:56:10 PM
honorable-yield$50.00$50.0011/3/2009 6:23:43 PM
johannesfactotum$25.00$25.0011/3/2009 4:57:01 PM
eureka117$25.00$25.0011/3/2009 7:01:44 PM
kindness-saver$40.55$40.5511/3/2009 7:04:24 PM
minista$25.00$25.0011/3/2009 4:58:45 PM
fyrwlker12$25.00$25.0011/3/2009 5:19:17 PM
Cherrypicker06$25.00$25.0011/3/2009 5:54:00 PM
mlbox3k$25.00$25.0011/3/2009 6:23:45 PM
stensonb$25.00$25.0011/3/2009 4:54:55 PM
frankdelraza$25.00$25.0011/3/2009 4:54:59 PM
Coach2often$50.00$50.0011/3/2009 4:55:08 PM
skuba$29.70$29.7011/3/2009 4:55:14 PM
Cai8899$50.00$50.0011/3/2009 4:55:21 PM
income-crescendo1$25.00$25.0011/3/2009 5:04:09 PM
outwish$25.00$25.0011/4/2009 6:19:09 AM
ILfarmboy$26.94$26.9411/4/2009 9:09:32 AM
philipandc$25.00$25.0011/4/2009 9:28:47 AM
mizount$25.00$25.0011/3/2009 7:19:17 PM
buffalobills$25.00$25.0011/4/2009 7:21:41 AM
JazzFranchise$25.00$25.0011/3/2009 7:28:56 PM
bobby4u3$25.00$25.0011/4/2009 10:58:49 AM
seattleslug$27.86$27.8611/3/2009 10:59:11 PM
unclejaef$25.00$25.0011/4/2009 12:18:48 AM
Guerrilla_Man$25.00$25.0011/4/2009 11:40:31 AM
hope-dragster$25.00$25.0011/4/2009 12:31:17 PM
jfd287$25.00$25.0011/4/2009 10:50:34 AM
monstersdad$47.84$47.8411/4/2009 11:14:56 AM
DadWarbucks$25.00$25.0011/4/2009 8:09:51 AM
mizunoman$25.00$25.0011/4/2009 11:50:30 AM
kayakg$25.00$25.0011/4/2009 8:43:56 AM
cowboyskier$50.00$50.0011/4/2009 12:14:10 PM
internetwolf$25.00$25.0011/4/2009 12:34:12 PM
JLEND926121$25.00$25.0011/4/2009 10:09:00 AM
dma1206$25.00$25.0011/4/2009 11:29:54 AM
langdonx$27.39$27.3911/4/2009 11:40:12 AM
hayhelp$25.00$25.0011/4/2009 11:50:23 AM
PatRichi$25.00$25.0011/4/2009 11:59:03 AM
newest-vigilance-fountain$25.00$25.0011/4/2009 12:34:07 PM
Residuum$25.00$25.0011/4/2009 2:03:50 PM
bruin558$100.00$100.0011/4/2009 2:54:21 PM
louisprima$100.00$100.0011/4/2009 4:18:53 PM
loan-warrior$25.00$25.0011/4/2009 4:41:04 PM
Goodlender42$25.00$25.0011/4/2009 5:34:03 PM
LKN2RTR$25.00$25.0011/4/2009 5:34:25 PM
airon7$25.00$25.0011/5/2009 1:13:54 AM
TheColoradoDon$25.00$25.0011/4/2009 8:19:24 PM
zeelender$25.00$25.0011/5/2009 5:54:26 AM
buckeye55$25.00$25.0011/5/2009 8:43:46 AM
fsa3$25.00$25.0011/5/2009 9:50:01 AM
KeepOnRunning$40.15$29.6111/5/2009 10:40:49 AM
icefish$45.93$45.9311/4/2009 8:19:25 PM
MathProfessor$25.00$25.0011/4/2009 8:27:34 PM
GOPHERBOY$65.00$65.0011/5/2009 9:44:18 AM
sh71$25.00$25.0011/5/2009 1:14:04 AM
Montgomery-Burns$25.00$25.0011/5/2009 11:45:21 AM
Gold_Coin$25.00$25.0011/5/2009 12:11:29 PM
interstellar$50.00$50.0011/5/2009 12:21:22 PM
OLYVRC$25.00$25.0011/5/2009 7:19:12 AM
here2lend$25.00$25.0011/5/2009 12:46:40 PM
SpectrumFinance$25.00$25.0011/5/2009 11:14:30 AM
JTHarris$100.00$100.0011/5/2009 6:35:33 PM
twjh$25.00$25.0011/5/2009 5:29:07 PM
blue-relay$25.00$25.0011/5/2009 5:43:26 PM
gpuck$25.00$25.0011/5/2009 6:04:08 PM
Searlzy$25.00$25.0011/5/2009 5:09:47 PM
the-profit-oracle$25.00$25.0011/6/2009 5:52:04 AM
investmentgroup$25.00$25.0011/5/2009 6:23:23 PM
bkb7484$26.41$26.4111/5/2009 7:05:21 PM
MNMAN21$75.50$75.5011/6/2009 7:42:35 AM
exciting-fairness$50.00$50.0011/6/2009 7:58:08 AM
Halos2002$50.00$50.0011/6/2009 10:00:22 AM
value-investor9$50.00$50.0011/6/2009 10:49:10 AM
leverage-monger$25.00$25.0011/6/2009 12:07:43 PM
Lender50$25.00$25.0011/6/2009 9:14:12 AM
leverage-monger$50.00$50.0011/6/2009 3:29:53 PM
auction-sage$25.00$25.0011/6/2009 3:54:56 PM
All_Wins$25.00$25.0011/6/2009 4:03:42 PM
power-cell$25.00$25.0011/6/2009 2:39:56 PM
555 bids
 
Borrower Payment Dependent Notes Series 431253
This series of Notes was issued and sold upon the funding of the borrower loan #39383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 15.07% Starting borrower rate/APR: 16.07% / 18.25% Starting monthly payment: $140.77
Final lender yield: 14.05% Final borrower rate/APR: 15.05% / 17.22% Final monthly payment: $138.76
 
Auction yield range: 6.29% - 15.07% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Oct-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Nov-2009) Current / open credit lines: 4 / 4Employment status:Self-employed
Now delinquent: 0 Total credit lines: 8Length of status:10y 4m
Amount delinquent: $0 Revolving credit balance: $171 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 2%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: copusqueen Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 93% ) 760-779 (Latest)
Principal borrowed: $4,999.00< mo. late: 1 ( 7% )  
740-759 (Aug-2009)
680-699 (Jul-2008)
 
Principal balance: $3,183.89 1+ mo. late: 0 ( 0% )
Total payments billed: 15  
Description
Award-winning music group expands
Purpose of loan:
This loan will be used to expand on the success of an independent music label.? Since previously raising $5,000 via Prosper, one of the groups on the label has recorded a CD that has been nominated for 'best acoustic album of the year', is on the official ballot for a Grammy Award in 2010, has been played on national and international radio, as well as cable TV (reaching #9 in March).? The group now has a publicist,?a radio promoter, and is selling on CDBaby and iTunes.??The independent music label now has a new catalog website that includes other artists who present conscious music and lyrics.

My financial situation:I am a good candidate for this loan because I have an excellent credit score, have paid all bills on time, have paid $2,000 down on the previous Prosper loan, and have personally matched the loan with my own investment capital.? This new $4,000 will pay of the balance of the previous loan and have some remaining capital for marketing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Hi. What is your role with the label? Thanks. - adventure0
A: Greetings, Thanks for your question. I play several roles: I am the co-founder of the label along with the composer/pianist/music director. (Nov-04-2009)
1 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
vegibenz$25.00$25.0011/3/2009 5:28:14 PM
versatile-integrity1$25.00$25.0011/4/2009 10:34:00 AM
pietro_torna_indietro$25.00$25.0011/4/2009 3:31:03 PM
abuyama22$50.00$50.0011/4/2009 3:31:46 PM
108lender$190.31$190.3111/4/2009 3:31:52 PM
flwah$25.00$25.0011/4/2009 3:19:49 PM
roto$25.00$25.0011/4/2009 3:31:01 PM
anton$250.00$250.0011/4/2009 3:31:42 PM
cloud8$25.00$25.0011/4/2009 3:31:50 PM
kegs$100.00$100.0011/4/2009 3:31:55 PM
tender-ore$25.00$25.0011/4/2009 3:30:59 PM
steady-gain5$25.00$25.0011/4/2009 3:31:02 PM
larrybird$100.00$100.0011/4/2009 3:31:44 PM
mamayama$25.00$25.0011/4/2009 3:31:51 PM
golden-yield$25.00$25.0011/4/2009 3:31:56 PM
rmachi$25.00$3.0711/4/2009 3:31:58 PM
lender12345$50.00$50.0011/4/2009 5:41:44 PM
infomas$100.00$100.0011/5/2009 11:17:11 PM
iolaire$50.00$50.0011/6/2009 8:07:42 AM
loyalist1$25.00$25.0011/6/2009 11:52:41 AM
marwadi-62$50.00$50.0011/6/2009 7:11:31 PM
jcw3rd$25.00$25.0011/6/2009 7:56:04 PM
authoritative-social$25.00$25.0011/7/2009 5:38:19 AM
durability-colonel$50.00$50.0011/7/2009 10:38:11 AM
Galdis$25.00$25.0011/7/2009 8:25:26 AM
evildutchman$50.00$50.0011/7/2009 12:32:15 PM
freedom3$300.00$300.0011/6/2009 11:28:51 PM
Feyenoord$25.00$25.0011/8/2009 1:05:02 PM
wise-cash-keeper$25.00$25.0011/7/2009 9:13:37 AM
transparent-listing$25.00$25.0011/7/2009 9:14:27 AM
Johnab$50.00$50.0011/8/2009 12:40:08 PM
nashibaksi$25.00$25.0011/8/2009 6:24:05 PM
Lender0307$25.00$25.0011/8/2009 8:28:11 PM
Gaelicman$100.00$100.0011/9/2009 5:52:50 AM
well-mannered-income3$25.00$25.0011/9/2009 9:36:52 AM
mystss$50.00$50.0011/9/2009 10:37:42 AM
Nickel8$25.00$25.0011/8/2009 2:09:48 PM
bondhedger$25.00$25.0011/9/2009 12:24:16 PM
rakey$25.00$25.0011/8/2009 7:53:51 PM
Molson Bank & Trust$50.00$50.0011/9/2009 6:44:18 AM
doomsday18$25.00$25.0011/9/2009 7:46:07 AM
maximizer$25.00$25.0011/9/2009 11:44:34 AM
wild-orange$100.00$100.0011/9/2009 3:59:52 PM
sloan$25.00$25.0011/3/2009 5:30:56 PM
Good_Karma_Cafe$25.00$25.0011/4/2009 2:15:49 PM
SnE$25.00$25.0011/4/2009 3:31:00 PM
a-finance-nirvana$300.00$300.0011/4/2009 3:31:45 PM
wrighco$25.00$25.0011/4/2009 3:31:50 PM
MetraLynn$25.00$25.0011/4/2009 3:31:54 PM
five-star-note$25.00$25.0011/4/2009 3:31:43 PM
mla$25.00$25.0011/4/2009 3:31:47 PM
Invest4kids$25.00$25.0011/4/2009 3:31:52 PM
blue-liberty-gourd$25.00$25.0011/4/2009 3:31:57 PM
payout-point$25.00$25.0011/4/2009 3:31:02 PM
heavy_ax$25.00$25.0011/4/2009 3:31:48 PM
kchen486$25.00$25.0011/4/2009 3:31:53 PM
TandyJames$50.00$50.0011/4/2009 3:31:57 PM
economy-synapse$25.00$25.0011/4/2009 4:10:04 PM
Generous-Tiger$25.00$25.0011/5/2009 2:30:47 PM
hellasow$25.00$25.0011/5/2009 11:36:05 AM
kewgdns$50.00$50.0011/5/2009 6:15:30 PM
adventure0$100.00$100.0011/5/2009 4:17:48 PM
bold-social-advantage$100.00$100.0011/5/2009 6:48:28 PM
manako$100.00$100.0011/6/2009 9:37:13 AM
aprilapril$25.00$25.0011/6/2009 11:24:46 AM
Invest4kids$25.00$25.0011/6/2009 3:10:15 PM
generous-deal6$51.62$51.6211/6/2009 5:31:38 PM
eoliaguy$25.00$25.0011/7/2009 5:04:23 AM
OzGuy609$25.00$25.0011/7/2009 6:07:57 AM
building_community$25.00$25.0011/7/2009 9:15:10 AM
MoneyForNothing$25.00$25.0011/6/2009 9:47:11 PM
revenue-serenity$25.00$25.0011/7/2009 8:23:50 PM
JTHarris$75.00$75.0011/8/2009 7:29:52 AM
TakeCare$30.00$30.0011/8/2009 9:15:53 AM
LoanDMC$25.00$25.0011/8/2009 1:02:54 PM
credit-coach118$25.00$25.0011/9/2009 9:49:08 AM
mformica$50.00$50.0011/9/2009 11:39:29 AM
Doohickey415$25.00$25.0011/8/2009 7:23:40 PM
labyrinth0$25.00$25.0011/8/2009 7:26:05 PM
duckbill_1972$25.00$25.0011/8/2009 8:22:36 PM
Moxman125$25.00$25.0011/9/2009 2:16:26 PM
heather26$25.00$25.0011/9/2009 5:37:28 AM
Lefty_the_Lender$25.00$25.0011/9/2009 2:47:41 PM
jybank$25.00$25.0011/9/2009 3:13:29 PM
84 bids
 
Borrower Payment Dependent Notes Series 431265
This series of Notes was issued and sold upon the funding of the borrower loan #39394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,200.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 30.75% Starting monthly payment: $49.29
Final lender yield: 24.00% Final borrower rate/APR: 25.00% / 28.23% Final monthly payment: $47.71
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.59%  
Lender servicing fee: 1.00% Estimated return: 13.41%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Apr-1996 Debt/Income ratio: 37%
Credit score: 680-699 (Nov-2009) Current / open credit lines: 14 / 14Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 50Length of status:5y 2m
Amount delinquent: $105 Revolving credit balance: $5,080 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 14%Stated income:$25,000-$49,999
Delinquencies in last 7y: 59 Homeownership: No  
Inquiries last 6m: 3    
Screen name: me29 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< mo. late: 0 ( 0% )  
700-719 (Sep-2009)
660-679 (Mar-2008)
 
Principal balance: $3,068.39 1+ mo. late: 0 ( 0% )
Total payments billed: 19  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to?
Consolidate a few bills
My financial situation:
I am a good candidate for this loan because?.? I will pay on time each month.? I am?always looking for ways to improve my credit!

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 90
??Car expenses: $ 350
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $?349
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: Please explain the delinquencies in your credit profile. thanks - reflective-rupee
A: The $105 delinquency is a medical bill that I have fought to get off my credit report, but it remains. I refuse to pay the $105 because it is NOT my bill. Thanks. (Nov-05-2009)
Q: Could you please explain the 59 past delinquencies? thanks. - reflective-rupee
A: Those were from previous credit card debt that I could not pay due to being unemployed. I have since paid that debt, and have been employed for six years. thanks. (Nov-05-2009)
Q: When do you expect to pay off the loan amount ( approximate time frame?) - kind-ultimate-compassion
A: Hopefully within a year. Thanks. (Nov-09-2009)
3 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
reflective-rupee$25.00$25.0011/2/2009 4:35:50 PM
Unitas4302$100.00$100.0011/7/2009 8:26:32 AM
Kash2010lu$25.00$25.0011/8/2009 4:34:30 PM
r1w$25.00$25.0011/9/2009 1:41:56 PM
Leshan$70.00$70.0011/9/2009 7:54:17 AM
dudebrah$25.00$25.0011/9/2009 12:14:26 PM
JJ-Loans$50.00$50.0011/9/2009 1:51:35 PM
credit-missile$150.00$150.0011/9/2009 2:16:41 PM
return-grizzly$100.00$100.0011/3/2009 11:48:52 AM
lender12345$100.00$100.0011/4/2009 5:45:47 PM
credit-maestro$50.04$50.0411/7/2009 7:38:05 AM
kind-ultimate-compassion$25.00$25.0011/8/2009 12:20:55 AM
productive-currency3$25.00$25.0011/7/2009 9:13:41 PM
Feyenoord$50.00$50.0011/8/2009 1:07:25 PM
Jim33$25.00$25.0011/7/2009 11:25:24 AM
marwadi-62$100.00$100.0011/7/2009 11:52:11 AM
WeshaTheLeopard$25.00$25.0011/8/2009 6:25:19 PM
maga$100.00$100.0011/8/2009 5:30:19 PM
well-mannered-income3$25.00$25.0011/9/2009 2:41:24 PM
dbanwart$25.00$25.0011/9/2009 6:51:23 AM
MoneyForNothing$25.00$25.0011/9/2009 3:15:07 PM
quest0$75.00$4.9611/9/2009 3:02:01 PM
TakeCare$50.00$50.0011/9/2009 3:39:33 PM
23 bids
 
Borrower Payment Dependent Notes Series 431509
This series of Notes was issued and sold upon the funding of the borrower loan #39389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 27.00% Starting borrower rate/APR: 28.00% / 30.35% Starting monthly payment: $124.09
Final lender yield: 26.11% Final borrower rate/APR: 27.11% / 29.45% Final monthly payment: $122.65
 
Auction yield range: 8.29% - 27.00% Estimated loss impact: 7.13%  
Lender servicing fee: 1.00% Estimated return: 18.98%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Sep-1992 Debt/Income ratio: 44%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 13 / 11Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 49Length of status:2y 8m
Amount delinquent: $0 Revolving credit balance: $7,875 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 69%Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 0    
Screen name: lasm1989 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< mo. late: 0 ( 0% )  
640-659 (Sep-2009)
620-639 (Oct-2008)
640-659 (Apr-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 5  
Description
New heater for home
Purpose of loan:
This loan will be used to? pay for a new propane gas heater for me and my mothers?home and the remaining will go towards Capital One credit card balance. The cost of the heater is $1299.00 plus tax and what is left will go towards Capital One as previously?mentioned.? I do not want to put anything else on my credit card because these companys have gone crazy with their interest rate. I would like to have a three year term to pay off this loan compared to a credit card.

My financial situation:
I am a good candidate for this loan because? I am a previous prosper customer who repaid my loan in full and who has not missed or been late on any bills for the last 5 years. I have a public record on my credit report?from the year?2004. I have rebuilt my credit and score?during the last five years.??I have an extra $770.00 a month to use towards this loan if necessary.?I will repay this loan on time and will answer any questions that you may have. Thank you for your consideration.

Monthly net income: $ 1623


Monthly expenses: $
??Housing: $ 0
??Insurance: $?76
??Car expenses: $ 225
??Utilities: $ 125
??Phone, cable, internet: $ 175
??Food, entertainment: $?250
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 450
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flexible-economy2$25.00$25.0011/2/2009 4:13:56 PM
frugalinvestor20$25.00$25.0011/2/2009 4:14:00 PM
reflective-rupee$25.00$25.0011/2/2009 5:01:17 PM
tnjohnso$25.00$25.0011/3/2009 7:38:52 AM
return-grizzly$100.00$100.0011/3/2009 4:31:31 PM
forthright-dedication$25.00$25.0011/3/2009 9:02:49 PM
reflective-rupee$25.00$25.0011/5/2009 2:31:20 AM
BradP$50.00$50.0011/5/2009 11:51:51 AM
reflective-rupee$25.00$25.0011/5/2009 10:48:38 PM
reflective-rupee$100.00$100.0011/5/2009 10:49:59 PM
Virtuallending$50.00$50.0011/7/2009 2:09:22 PM
enthusiastic-balance5$350.00$350.0011/8/2009 7:33:03 AM
Feyenoord$25.00$25.0011/8/2009 1:18:18 PM
mbcaseyFX$25.00$25.0011/8/2009 6:26:01 PM
lyrisnox$75.00$75.0011/7/2009 4:12:29 PM
Kash2010lu$25.00$25.0011/9/2009 6:54:07 AM
Bank_Of_XL$50.00$50.0011/8/2009 6:17:19 AM
lender12345$200.00$200.0011/8/2009 10:49:35 AM
fiserve4u$25.00$25.0011/9/2009 11:13:10 AM
shrewd-income$25.00$25.0011/8/2009 6:28:44 PM
bondhedger$25.00$19.0011/9/2009 12:28:51 PM
HomerdohNY$25.00$25.0011/9/2009 1:35:38 PM
just-trade0$36.00$36.0011/9/2009 3:07:45 PM
jybank$25.00$25.0011/9/2009 3:17:12 PM
vivacious-p2p3$25.00$25.0011/9/2009 9:00:26 AM
rawsushi$70.00$70.0011/9/2009 10:07:00 AM
dudebrah$25.00$25.0011/9/2009 10:21:10 AM
Kyileo$50.00$50.0011/9/2009 10:36:47 AM
propertytransformer$25.00$25.0011/3/2009 5:13:52 AM
well-mannered-income3$25.00$25.0011/4/2009 7:35:06 AM
lender12345$50.00$50.0011/4/2009 5:50:45 PM
MoneyForNothing$25.00$25.0011/5/2009 8:14:38 AM
reflective-rupee$25.00$25.0011/5/2009 10:49:08 PM
reflective-rupee$100.00$100.0011/5/2009 10:48:13 PM
Unitas4302$100.00$100.0011/6/2009 4:47:33 AM
reflective-rupee$25.00$25.0011/5/2009 10:48:27 PM
reflective-rupee$25.00$25.0011/5/2009 10:48:54 PM
reflective-rupee$25.00$25.0011/5/2009 10:49:44 PM
Onlyhappycustomers$25.00$25.0011/8/2009 5:43:18 AM
lender12345$50.00$50.0011/8/2009 10:50:10 AM
credit-coach118$25.00$25.0011/9/2009 9:47:36 AM
generosity-multiplier$25.00$25.0011/8/2009 12:59:29 PM
a-finance-nirvana$500.00$500.0011/9/2009 5:32:51 AM
TakeCare$50.00$50.0011/9/2009 3:49:23 PM
AuroraRobbin$50.00$50.0011/9/2009 11:57:53 AM
wild-orange$200.00$200.0011/9/2009 3:57:49 PM
fireferd$100.00$100.0011/9/2009 4:04:17 PM
47 bids
 
Borrower Payment Dependent Notes Series 431977
This series of Notes was issued and sold upon the funding of the borrower loan #39398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,500.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-07-2009 
 
Starting lender yield: 10.44% Starting borrower rate/APR: 12.44% / 14.82% Starting monthly payment: $50.14
Final lender yield: 9.40% Final borrower rate/APR: 11.40% / 13.77% Final monthly payment: $49.39
 
Auction yield range: 4.29% - 10.44% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-1989 Debt/Income ratio: 34%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 8 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 22Length of status:1y 10m
Amount delinquent: $0 Revolving credit balance: $5,115 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 28%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: fund-cactus Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need Extra Money for Xmas Gifts
Purpose of loan: To be able to buy my new wife and family some decent Christmas gifts this year.

My financial situation: I am a good candidate for this loan because I have never had a late payment on any of my bills, I have never filed for bankruptcy and I work for an extremely stable, nationwide company.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
tenny321$25.00$25.0011/5/2009 4:28:50 PM
neenerman$75.00$75.0011/5/2009 4:32:06 PM
iruz$50.00$50.0011/5/2009 4:34:09 PM
value-pouch$25.00$25.0011/5/2009 4:34:39 PM
rawman$25.00$25.0011/5/2009 4:35:00 PM
generosity-neutrino$25.00$25.0011/5/2009 4:34:02 PM
taxdiscusion$25.00$25.0011/5/2009 4:34:17 PM
zoomdrm57$50.00$50.0011/5/2009 4:35:13 PM
jd006006$50.00$50.0011/5/2009 4:35:16 PM
baroo$25.00$25.0011/5/2009 5:12:03 PM
orbiter614$75.00$75.0011/5/2009 4:34:06 PM
spin-kick$25.00$25.0011/5/2009 4:34:24 PM
antlr$25.00$25.0011/5/2009 4:34:44 PM
wormdc$25.00$25.0011/5/2009 4:34:55 PM
katnmouse$25.00$25.0011/5/2009 4:35:07 PM
hard-working-loot$25.00$25.0011/5/2009 4:35:11 PM
market-assembler$33.11$33.1111/6/2009 12:34:05 PM
marwadi-62$100.00$100.0011/6/2009 7:16:25 PM
JCPlending$25.00$25.0011/7/2009 7:10:55 AM
outofoffice$50.00$50.0011/7/2009 5:36:37 AM
SCD$25.00$25.0011/7/2009 4:40:54 PM
five-star-note$25.00$25.0011/5/2009 4:33:08 PM
wrighco$25.00$25.0011/5/2009 4:33:45 PM
lucrative-worth$25.00$25.0011/5/2009 4:34:11 PM
SonomaHills$25.00$25.0011/5/2009 4:34:21 PM
miked8303$25.00$25.0011/5/2009 4:34:35 PM
kchen486$25.00$25.0011/5/2009 4:33:59 PM
dparkhom$25.00$25.0011/5/2009 4:34:05 PM
emo13$50.00$50.0011/5/2009 4:34:14 PM
financial-frenzy$25.00$25.0011/5/2009 4:34:19 PM
TandyJames$50.00$50.0011/5/2009 4:35:14 PM
vegibenz$25.00$25.0011/5/2009 4:35:18 PM
a-finance-nirvana$141.62$26.8911/5/2009 4:35:23 PM
cloud8$40.00$40.0011/5/2009 9:10:30 PM
unassuming-note$25.00$25.0011/5/2009 4:32:23 PM
TakeCare$100.00$100.0011/5/2009 4:34:30 PM
gizzywump$25.00$25.0011/5/2009 4:34:42 PM
TrustPlus$50.00$50.0011/5/2009 4:34:50 PM
ethicalhumanist$25.00$25.0011/5/2009 4:35:03 PM
responsibility-butterfly$25.00$25.0011/5/2009 4:35:10 PM
junes08$50.00$50.0011/6/2009 12:34:07 PM
41 bids
 
Borrower Payment Dependent Notes Series 432093
This series of Notes was issued and sold upon the funding of the borrower loan #39395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,750.00 Prosper Rating: HR Auction Duration: 7 days
Term: 36 months Estimated loss: 34.5% Auction start date:  Nov-06-2009 
  Auction end date:  Nov-06-2009 
 
Starting lender yield: 19.00% Starting borrower rate/APR: 20.00% / 22.24% Starting monthly payment: $176.53
Final lender yield: 19.00% Final borrower rate/APR: 20.00% / 22.24% Final monthly payment: $176.53
 
Auction yield range: 17.29% - 19.00% Estimated loss impact: 35.56%  
Lender servicing fee: 1.00% Estimated return: -16.56%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 1 First credit line: May-2006 Debt/Income ratio: 10%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 0 / 0Employment status:Full-time employee
Now delinquent: 1 Total credit lines: 3Length of status:3y 7m
Amount delinquent: $2,701 Revolving credit balance: $0 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 0%Stated income:$1-$24,999
Delinquencies in last 7y: 2 Homeownership: No  
Inquiries last 6m: 4    
Screen name: euro-ringleader Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car/ debt consolidation
Purpose of loan:
This loan will be used to? the get a new car and payoff debt

My financial situation:
is strong i make good money but dont have any saved up. I am a good candidate for this loan because? i have a strong well paying job and make 100+ tips a night.

Monthly net income: $2000+

Monthly expenses: $800
??Housing: $325
??Insurance: $200
??Car expenses: $0
??Utilities: $25
??Phone, cable, internet: $25
??Food, entertainment: $175
??Clothing, household expenses $50
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$4,750.00$4,750.0011/6/2009 10:25:19 PM
1 bids
 
Borrower Payment Dependent Notes Series 426246
This series of Notes was issued and sold upon the funding of the borrower loan #39386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Auction Duration: 7 days
Term: 36 months Estimated loss: 14.7% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $158.33
Final lender yield: 29.79% Final borrower rate/APR: 30.79% / 33.18% Final monthly payment: $150.10
 
Auction yield range: 14.29% - 34.00% Estimated loss impact: 16.07%  
Lender servicing fee: 1.00% Estimated return: 13.72%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 6 First credit line: Aug-1998 Debt/Income ratio: 24%
Credit score: 600-619 (Nov-2009) Current / open credit lines: 18 / 15Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 28Length of status:15y 2m
Amount delinquent: $0 Revolving credit balance: $5,904 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 83%Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Homeownership: No  
Inquiries last 6m: 2    
Screen name: queenfela Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,500.00< mo. late: 0 ( 0% )  
620-639 (Aug-2009)
560-579 (Jul-2008)
 
Principal balance: $806.28 1+ mo. late: 0 ( 0% )
Total payments billed: 14  
Description
Pay high interest credit cards
Purpose of loan:
This loan will be used to pay off some credit cards with high interest.?


My financial situation:
This loan will be used to?payoff?high interest credit cards.? I am working hard to bring down the amount I owe on my credit cards but the complex interest rates makes this a very long and hard process. This loan will help by lowering the amount of interest that I am currently paying and will increase my cash?flow? by approximately $500 per each month and this extra money can be used to pay off other credit,?bills and medical expenses.??

I have been on time with all of my payments and I am scheduled to pay off my current Prosper loan 8-9 months early.? I have?raised my credit score?and?have also?brought down my credit balances.??

I have worked consistently and continuously for the past 25 years, fifteen of them at my current job (Company merged 3 years ago).?

I believe in keeping my?commitments (financial and other) that I make?and I have especially?honored the one that has been financed by regular folks.I am trying to move forward.? Please help me achieve this.? The loan payments would be auto deducted from my checking account .? Please consider me.?Thank you. ??

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 400
??Insurance: $
??Car expenses: $?
??Utilities: $ 200
??Phone, cable, internet: $ 185
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses ( support to mom): $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q: What are the interest rates on the debt that you would be paying off with this loan? - fiscal_family
A: one is for 29.99 and the other is 33.99. with the prosper loan, the interest is simple not the complicated system they have which makes the finance charge really high per month. (Nov-05-2009)
Q: see my page, please. good luck - Tono
A: thank you for your advice. (Nov-08-2009)
2 question & answer
Information in Questions and Answers is not verified
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
return-grizzly$100.00$100.0011/3/2009 4:24:07 PM
d_grbg$25.00$25.0011/6/2009 6:00:34 AM
carrinel$150.00$150.0011/6/2009 6:25:26 AM
admirable-credit$25.00$25.0011/6/2009 2:03:30 AM
Kash2010lu$25.00$25.0011/6/2009 11:48:32 AM
fantastic-yield$100.00$100.0011/6/2009 4:57:21 PM
Boston005$64.89$64.8911/7/2009 7:05:21 AM
marwadi-62$50.00$50.0011/7/2009 11:53:35 AM
medkoder$43.63$43.6311/8/2009 8:30:44 AM
J1mS$166.10$166.1011/7/2009 10:40:42 PM
interest-friendship$50.00$50.0011/8/2009 9:00:25 AM
MarkDown$25.00$25.0011/8/2009 11:42:23 AM
reflective-rupee$25.00$25.0011/8/2009 10:15:17 AM
Feyenoord$25.00$25.0011/8/2009 1:00:43 PM
Delta-Kilo-7K$25.00$25.0011/8/2009 4:08:01 PM
Rulea72$50.00$50.0011/8/2009 6:25:43 PM
carmat60$25.00$25.0011/8/2009 9:42:56 PM
vivacious-p2p3$25.00$25.0011/9/2009 8:18:26 AM
nurat$32.83$32.8311/9/2009 7:17:02 AM
Leshan$53.09$53.0911/9/2009 7:47:04 AM
Rip128$50.00$50.0011/9/2009 9:44:40 AM
dudebrah$25.00$25.0011/9/2009 12:01:42 PM
rakey$25.00$25.0011/8/2009 7:58:51 PM
Cambium$25.00$25.0011/9/2009 1:09:46 PM
reflective-rupee$25.00$25.0011/9/2009 1:13:25 PM
r1w$25.00$25.0011/9/2009 1:33:11 PM
eboomer2611$25.00$25.0011/9/2009 1:38:36 PM
fiscal_family$25.00$25.0011/9/2009 1:55:53 PM
wyobeads$25.00$25.0011/9/2009 2:02:18 PM
synboi$400.00$400.0011/9/2009 2:41:41 PM
LAKETIME$25.00$25.0011/9/2009 2:57:12 PM
just-trade0$36.00$36.0011/9/2009 3:15:02 PM
MoneyForNothing$25.00$25.0011/9/2009 4:00:05 PM
well-mannered-income3$25.00$25.0011/9/2009 1:08:20 PM
balanced-return5$25.00$25.0011/9/2009 2:28:38 PM
fireferd$49.81$49.8111/9/2009 2:34:21 PM
interest-friendship$50.00$50.0011/9/2009 3:47:52 PM
relentless-gain3$25.00$25.0011/9/2009 3:48:45 PM
justme4now$25.00$25.0011/9/2009 4:00:27 PM
Rip128$50.00$50.0011/9/2009 4:00:49 PM
reflective-rupee$25.00$25.0011/2/2009 4:35:44 PM
101010$100.00$100.0011/5/2009 7:32:13 PM
fiscal_family$25.00$25.0011/5/2009 9:14:49 PM
Unitas4302$154.12$154.1211/6/2009 4:43:28 AM
DonDiego$25.00$25.0011/7/2009 1:16:09 AM
outofoffice$50.00$50.0011/7/2009 5:42:02 AM
BankofBeth$50.00$50.0011/7/2009 12:22:56 PM
Miklot$113.81$113.8111/7/2009 5:41:21 PM
Kanyon$50.00$50.0011/8/2009 12:57:05 AM
reflective-rupee$25.00$25.0011/8/2009 10:15:34 AM
gpuck$25.00$25.0011/8/2009 12:50:11 PM
FundMaker$25.00$25.0011/8/2009 4:10:22 PM
tigercat$50.00$50.0011/8/2009 6:07:52 PM
felicity-daydream$25.00$25.0011/8/2009 7:27:29 PM
spiff666$25.00$25.0011/7/2009 4:47:38 PM
tashara$25.00$25.0011/8/2009 8:33:08 AM
investment-cluster$25.00$25.0011/9/2009 8:25:10 AM
Rip128$50.00$50.0011/9/2009 9:56:00 AM
beach_bum$25.00$25.0011/9/2009 10:01:06 AM
credit-missile$150.00$150.0011/9/2009 10:23:04 AM
Credit2Prosper$25.00$25.0011/9/2009 10:40:47 AM
loan-eagle9$25.00$25.0011/9/2009 10:43:19 AM
reflective-rupee$25.00$25.0011/9/2009 1:13:11 PM
reflective-rupee$25.00$25.0011/9/2009 1:12:46 PM
HalozLoki$25.00$25.0011/8/2009 9:18:32 PM
himistu22$28.00$28.0011/9/2009 1:24:25 PM
daekpon$40.00$40.0011/9/2009 2:16:22 PM
superluminova$25.00$25.0011/9/2009 2:27:13 PM
agreement-animal$25.00$25.0011/9/2009 2:34:22 PM
famcat$26.04$26.0411/9/2009 7:09:35 AM
Engineer44$25.00$16.6811/9/2009 4:01:31 PM
surfingwa$100.00$100.0011/9/2009 12:14:02 PM
72 bids
 
Borrower Payment Dependent Notes Series 428282
This series of Notes was issued and sold upon the funding of the borrower loan #39405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,000.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 0.6% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 8.17% Starting borrower rate/APR: 9.17% / 9.51% Starting monthly payment: $31.88
Final lender yield: 4.80% Final borrower rate/APR: 5.80% / 6.14% Final monthly payment: $30.33
 
Auction yield range: 3.29% - 8.17% Estimated loss impact: 0.59%  
Lender servicing fee: 1.00% Estimated return: 4.21%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 10 First credit line: Feb-1999 Debt/Income ratio: Not calculated
Credit score: 820-839 (Oct-2009) Current / open credit lines: 15 / 14Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:2y 3m
Amount delinquent: $0 Revolving credit balance: $934 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 1%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: serene-capital Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Testing the Process, Perfect Credit
Purpose of loan:
I do not need the money as I have significant liquid assets and a great credit score.? However,?I have a couple of outstanding?private student loans that are at 7.75% interest from getting my MBA at Stanford a couple of years ago.???I have chosen not to pay them off as I have been blessed with a couple of great opportunities to invest at much higher rates of return (~20%).?? That said, I feel that I am a great credit, and that given the current savings rates of around 1.5-2%, that I should be able to find people willing to lend me money at a much lower than 7.75% rate that I am currently paying.? I am using this loan as a test to see how the process works and see if I can in fact get a better rate.? I am hoping to get something at 6% or better.? And if it works, then I may come back for more.


My financial situation:
I am a good candidate for this loan because I have more than $200K in equity invested in real estate, 401K, and alternative private equity.? I have a significant amount of cash, but I am holding it for commited investments of higher returns.? My credit rating is north of 800, I have a large credit limit on my cards, and never carry a balance.? My employment is somewhat untraditional, as I am doing contract consulting work in environmental sustainability and alternative investments on my own, and therefore do not have a W-2.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
FundMaker$25.00$25.0011/4/2009 11:07:08 AM
hellasow$50.00$50.0011/5/2009 12:33:32 PM
sorace$50.00$50.0011/8/2009 8:07:02 AM
MathProfessor$150.00$63.0011/8/2009 11:20:17 AM
YummiBear$25.00$25.0011/8/2009 5:37:18 PM
AsianDragon$25.00$25.0011/9/2009 11:28:46 AM
cwm3651$25.00$25.0011/9/2009 3:19:47 PM
prainvestment$50.00$50.0011/9/2009 7:49:34 AM
suzanny$25.00$25.0011/9/2009 10:38:00 AM
loanman2007$50.00$50.0011/5/2009 7:18:13 AM
GTMoneyMan$25.00$25.0011/5/2009 11:44:33 AM
Firescreek$25.00$25.0011/6/2009 9:25:34 AM
dproxima$25.00$25.0011/6/2009 8:49:14 PM
Doohickey415$80.00$80.0011/8/2009 12:20:41 AM
Arpad$50.00$50.0011/7/2009 4:15:22 PM
billnsc$25.00$25.0011/7/2009 5:39:18 PM
kulender$100.00$100.0011/8/2009 7:52:06 PM
mystical-euro$25.00$25.0011/9/2009 7:48:03 AM
ultimate-loan8$50.00$50.0011/9/2009 10:08:33 AM
MathProfessor$132.00$132.0011/9/2009 12:12:09 PM
MoneyForNothing$25.00$25.0011/9/2009 9:15:28 AM
nbah123$50.00$50.0011/9/2009 12:30:41 PM
22 bids
 
Borrower Payment Dependent Notes Series 430060
This series of Notes was issued and sold upon the funding of the borrower loan #39404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,300.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Oct-26-2009 
  Auction end date:  Nov-02-2009 
 
Starting lender yield: 16.07% Starting borrower rate/APR: 17.07% / 19.27% Starting monthly payment: $296.21
Final lender yield: 16.07% Final borrower rate/APR: 17.07% / 19.27% Final monthly payment: $296.21
 
Auction yield range: 6.29% - 16.07% Estimated loss impact: 5.28%  
Lender servicing fee: 1.00% Estimated return: 10.79%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: May-1988 Debt/Income ratio: 8%
Credit score: 740-759 (Oct-2009) Current / open credit lines: 9 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:17y 10m
Amount delinquent: $0 Revolving credit balance: $146,108 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 83%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: jpblan11 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Rid of Discover Card Debt
Purpose of loan:The purpose of this loan to to payoff the debt through the prosper community rather than give the money to Discover. I have no problems paying Discover but would much rather pay you. I am also a lender and have loaned to 34 individuals and have 9 pending loans. I earn $117,000 and work for the government. I own two properties in New York and two condos in Boston, my two properties in Boston have no mortgage and earn me a combined $2,100, but prosper does not rely on rental income. Prosper only verifies W-2 income. I have two properties in New York with one paid off and the other I owe $127,000 plus approximately $130,000 in line of credit which should appear as revolving credit. I used the revolving credit to purchase one property on Boston. I earn $1,700 on the rental for this property in New York. I have had a late payment on this loan because I paid the line of credit twice online thinking one payment went to the mortgage and the other went to the line of credit. I will repay this loan with automatic withdrawals from my personal account. I also have had a debt from Georgia Gas for approximately $70 that did not belong to me but was recently paid by me because I was not interested in the struggle to have this removed
This loan will be used to? will be used to pay discover which I owe $8,300 dollars and the interest rate is 14.49%. I am hoping to get an equal or better deal from Prosper.

My financial situation: I have been gainfully employed for over 20 years with the US government.
I am a good candidate for this loan because?I am responsible and have a great deal of discipline and am retired Air National Guard in NY. My income is more than enough to pay you monthly. My monthly living expenses are low because I have no mortgage where i reside, have no car payments
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
flwah$50.00$50.0010/26/2009 4:38:26 PM
Spring342$25.00$25.0010/26/2009 4:38:24 PM
KMSB$25.00$25.0010/26/2009 5:01:52 PM
reflective-rupee$25.00$25.0010/26/2009 7:45:03 PM
larrybird$100.00$100.0010/27/2009 10:54:35 AM
abuyama22$50.00$50.0010/27/2009 10:56:35 AM
MetraLynn$25.00$25.0010/27/2009 10:56:45 AM
intelligent-yield$25.00$25.0010/27/2009 10:56:52 AM
gorillestate$25.00$25.0010/27/2009 10:56:57 AM
GatorBux$50.00$50.0010/27/2009 10:56:34 AM
108lender$200.00$200.0010/27/2009 10:56:40 AM
pietro_torna_indietro$25.00$25.0010/27/2009 10:56:58 AM
Lender0010$50.00$50.0010/27/2009 10:56:59 AM
anton$50.00$50.0010/27/2009 10:56:29 AM
head$25.00$25.0010/27/2009 10:56:33 AM
wrighco$25.00$25.0010/27/2009 10:56:37 AM
mamayama$25.00$25.0010/27/2009 10:56:39 AM
kchen486$25.00$25.0010/27/2009 10:56:43 AM
kegs$100.00$100.0010/27/2009 10:56:48 AM
coloradocash$25.00$25.0010/27/2009 10:56:51 AM
geniusj$25.00$25.0010/27/2009 10:56:55 AM
unk1911$50.00$50.0010/27/2009 10:56:57 AM
Fortuno_per_commodo$45.61$45.6110/27/2009 3:25:55 PM
reflective-rupee$75.00$75.0010/27/2009 2:10:21 PM
happy-loyalty$25.00$25.0010/27/2009 4:03:57 PM
spy0$25.00$25.0010/27/2009 4:56:24 PM
reflective-rupee$150.00$150.0010/27/2009 5:22:47 PM
debtcollector$250.00$250.0010/27/2009 5:59:13 PM
silverloan$50.00$50.0010/28/2009 5:23:54 AM
totoro$25.00$25.0010/28/2009 2:03:47 PM
wildanne$125.00$125.0010/28/2009 7:37:45 PM
hkme$50.00$50.0010/28/2009 8:09:05 PM
p2p-gala$100.00$100.0010/28/2009 8:29:14 PM
sensible-community1$25.00$25.0010/28/2009 7:07:50 PM
Unitas4302$75.00$75.0010/28/2009 7:49:06 PM
deal-pioneer1$100.00$100.0010/29/2009 7:59:21 AM
rellotsf$25.00$25.0010/29/2009 10:04:23 AM
Airthus$25.00$25.0010/29/2009 7:52:26 AM
investorrr$25.00$25.0010/29/2009 10:09:04 AM
cognizant-p2p$25.00$25.0010/29/2009 10:04:20 AM
spsavage$25.00$25.0010/29/2009 12:59:13 PM
odcaapshs$50.00$50.0010/29/2009 10:27:53 AM
respectful-note$25.00$25.0010/29/2009 12:02:30 PM
wise-spirited-nickel$100.00$100.0010/29/2009 12:43:55 PM
BoughtTheFarm$25.00$25.0010/29/2009 6:00:43 PM
Bank_Of_XL$100.00$100.0010/29/2009 6:21:30 PM
loyalist1$25.00$25.0010/30/2009 8:51:51 AM
morewhatsinstore$25.00$25.0010/30/2009 10:44:26 AM
value-pouch$25.00$25.0010/30/2009 11:01:45 AM
investment-daydream$50.00$50.0010/30/2009 10:06:59 AM
Pilotf22$25.00$25.0010/30/2009 11:29:46 AM
economy-popcorn$25.00$25.0010/30/2009 10:57:37 AM
NJournalist$25.00$25.0010/30/2009 10:58:52 AM
bdruss$25.00$25.0010/30/2009 4:11:57 PM
Bigsaver$25.00$25.0010/30/2009 4:12:11 PM
midifool$25.00$25.0010/30/2009 4:12:17 PM
site_ml$25.00$25.0010/30/2009 7:22:42 PM
prominence8$33.00$33.0010/30/2009 9:22:59 PM
anton$500.00$500.0010/30/2009 6:49:00 PM
Trondheim_Norway$100.00$100.0010/31/2009 8:44:05 AM
COCHINOBOY$84.81$84.8110/30/2009 5:55:58 PM
1SteelerFan$25.00$25.0010/30/2009 6:18:47 PM
dunkard13$100.00$100.0010/30/2009 6:44:02 PM
massuot$25.00$25.0011/1/2009 4:00:10 AM
Econominator$25.00$25.0011/1/2009 5:38:08 AM
sasa101$100.00$100.0011/1/2009 12:15:07 AM
MPdeez$59.19$59.1910/31/2009 5:12:37 PM
lender12345$25.00$25.0011/1/2009 1:45:59 PM
spiff666$25.00$25.0011/1/2009 3:44:31 PM
malypom$100.00$100.0011/1/2009 3:34:18 PM
crafty$25.00$25.0011/1/2009 9:46:42 AM
a-reasonable-return$50.00$50.0011/1/2009 5:22:24 PM
twjh$25.00$25.0011/1/2009 1:29:53 PM
Gobsek$25.00$25.0011/1/2009 6:15:52 PM
exciting-fairness$50.00$50.0011/2/2009 9:36:10 AM
Share-the-wealth$100.00$100.0011/2/2009 7:20:32 AM
durability-colonel$50.00$50.0011/2/2009 2:38:53 AM
sunsetlending$50.00$50.0011/2/2009 4:56:16 AM
SkyLoan$28.51$28.5111/2/2009 12:16:22 PM
honorable-treasure$25.00$25.0011/2/2009 5:48:57 AM
rbgnr111$25.00$25.0011/2/2009 12:58:33 PM
upbeat-wealth$25.00$25.0011/2/2009 11:34:58 AM
mjcareful$35.00$35.0011/2/2009 11:57:49 AM
PR05P3RToday$25.00$25.0011/2/2009 2:06:36 PM
lakefront5$95.00$95.0011/2/2009 10:53:58 AM
wwwUniversal$25.00$25.0011/2/2009 3:56:30 PM
Ven58$25.00$25.0011/2/2009 4:00:02 PM
Snoopylover$25.00$25.0011/2/2009 4:00:55 PM
a-reasonable-return$25.00$25.0011/2/2009 2:04:59 PM
dblaz5$100.00$100.0011/2/2009 3:02:34 PM
icon7$25.00$25.0011/2/2009 3:53:21 PM
MasterKey$25.00$25.0011/2/2009 3:55:37 PM
careful-wealth$25.00$25.0011/2/2009 4:24:22 PM
Engineer44$30.00$30.0011/2/2009 4:36:20 PM
RadCad1$50.00$50.0010/26/2009 4:38:22 PM
3am-preacher$25.00$25.0010/26/2009 5:01:49 PM
investor_101$50.00$50.0010/26/2009 5:00:24 PM
buckyhead2000$25.00$25.0010/26/2009 5:07:49 PM
ok$25.00$25.0010/26/2009 5:16:06 PM
the-profit-oracle$25.00$25.0010/26/2009 8:43:47 PM
massuot$25.00$25.0010/27/2009 5:48:24 AM
zento$25.00$25.0010/27/2009 8:21:25 AM
market-umbrella$25.00$25.0010/27/2009 10:54:43 AM
tender-ore$25.00$25.0010/27/2009 10:56:32 AM
mla$25.00$25.0010/27/2009 10:56:35 AM
five-star-note$25.00$25.0010/27/2009 10:56:47 AM
blue-liberty-gourd$25.00$25.0010/27/2009 10:56:54 AM
red-favorable-basis$25.00$25.0010/27/2009 10:56:33 AM
fortress767$25.00$25.0010/27/2009 10:56:59 AM
a-finance-nirvana$300.00$300.0010/27/2009 10:54:41 AM
lucrative-worth$25.00$25.0010/27/2009 10:54:52 AM
heavy_ax$25.00$25.0010/27/2009 10:56:36 AM
spnick$25.00$25.0010/27/2009 3:06:41 PM
cloud8$25.00$25.0010/27/2009 10:56:38 AM
Invest4kids$25.00$25.0010/27/2009 10:56:42 AM
hoopdeez$25.00$25.0010/27/2009 10:56:49 AM
golden-yield$25.00$25.0010/27/2009 10:56:53 AM
TandyJames$50.00$50.0010/27/2009 10:56:56 AM
rmachi$25.00$25.0010/27/2009 12:41:11 PM
kirkjerk$25.00$25.0010/27/2009 3:25:48 PM
building_community$25.00$25.0010/27/2009 3:28:19 PM
spruce2$25.00$25.0010/27/2009 4:37:16 PM
elegant-bonus$50.00$50.0010/27/2009 5:25:34 PM
mercuriant$25.00$25.0010/27/2009 10:31:43 PM
supreme-hope$25.00$25.0010/28/2009 9:33:01 AM
SS123$25.00$25.0010/28/2009 8:44:00 AM
commerce-mushroom$25.00$25.0010/28/2009 3:15:39 PM
Byrd24$100.00$100.0010/28/2009 5:18:57 PM
finance-motivator$50.00$50.0010/29/2009 10:04:21 AM
worlds-best-reward$25.00$25.0010/29/2009 10:04:24 AM
sparkling-contract7$25.00$25.0010/29/2009 10:08:44 AM
davez0r$25.00$25.0010/29/2009 10:04:22 AM
profit-commander$45.00$45.0010/29/2009 10:45:57 AM
well-mannered-income3$25.00$25.0010/29/2009 1:58:48 PM
MathProfessor$25.00$25.0010/29/2009 3:22:33 PM
TakeCare$200.00$200.0010/29/2009 5:59:44 PM
JRockdown$25.00$25.0010/29/2009 6:08:43 PM
calessabay$25.00$25.0010/30/2009 2:22:54 AM
Sol_Invictus$25.00$25.0010/30/2009 5:25:56 AM
HawaiianHelper$100.00$100.0010/30/2009 1:13:13 AM
shadargroup$25.00$25.0010/30/2009 10:58:47 AM
SnE$25.00$25.0010/30/2009 3:43:00 PM
economy-synapse$25.00$25.0010/30/2009 3:25:20 PM
Dan12781$25.00$25.0010/30/2009 4:09:22 PM
deal_11$50.00$50.0010/30/2009 8:07:24 PM
ZOOOM$25.00$25.0010/31/2009 6:09:32 AM
flyfisherman99$60.00$60.0010/30/2009 7:13:02 PM
GInBaghdad$25.00$25.0010/31/2009 12:31:20 PM
JDLN$25.00$25.0010/31/2009 9:32:52 AM
JustMee$25.00$25.0010/31/2009 2:21:01 PM
privatebankerva$25.00$6.0010/31/2009 6:34:35 AM
SafeSaxa$75.00$75.0010/31/2009 1:35:25 PM
Tahoe$51.08$51.0811/1/2009 5:05:06 AM
JTHarris$75.00$75.0011/1/2009 6:30:37 AM
forthright-durability$25.00$25.0010/31/2009 11:30:52 AM
minista$25.00$25.0011/1/2009 12:19:23 AM
payout-magician$50.00$50.0010/31/2009 1:11:48 PM
dorypro$25.00$25.0011/1/2009 2:12:06 PM
zoomdrm57$50.00$50.0011/1/2009 4:08:54 PM
kind-bid-maverick$50.00$50.0011/1/2009 7:39:22 PM
Land_on_your_feet$50.00$50.0011/1/2009 6:05:59 PM
investment-nebula$25.00$25.0011/1/2009 1:21:16 PM
Accountant83$25.00$25.0011/2/2009 5:57:41 AM
Mikale360$25.00$25.0011/1/2009 3:36:24 PM
JCMC$25.00$25.0011/2/2009 7:24:35 AM
Syzygy$25.00$25.0011/2/2009 10:39:06 AM
jhernand17$25.00$25.0011/2/2009 10:11:39 AM
buffalobills$25.00$25.0011/2/2009 7:49:57 AM
alex189a$25.00$25.0011/2/2009 8:06:06 AM
wild-orange$50.00$50.0011/2/2009 8:29:13 AM
padewy$25.00$25.0011/2/2009 9:29:14 AM
autoconnection$25.00$25.0011/2/2009 9:41:12 AM
rockhound84$25.00$25.0011/2/2009 3:30:03 PM
LandE2BG$50.00$50.0011/2/2009 3:55:39 PM
RecoveryLender$26.80$26.8011/2/2009 12:54:30 PM
noble-revenue$25.00$25.0011/2/2009 1:47:04 PM
exciting-fairness$100.00$100.0011/2/2009 2:53:37 PM
jybank$25.00$25.0011/2/2009 4:24:55 PM
XayV03$50.00$50.0011/2/2009 4:27:40 PM
179 bids
 
Borrower Payment Dependent Notes Series 430846
This series of Notes was issued and sold upon the funding of the borrower loan #39407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-28-2009 
  Auction end date:  Nov-04-2009 
 
Starting lender yield: 34.00% Starting borrower rate/APR: 35.00% / 37.45% Starting monthly payment: $407.12
Final lender yield: 10.40% Final borrower rate/APR: 11.40% / 13.52% Final monthly payment: $296.36
 
Auction yield range: 4.29% - 34.00% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 8.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Aug-1987 Debt/Income ratio: 16%
Credit score: 740-759 (Oct-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 14Length of status:14y 7m
Amount delinquent: $0 Revolving credit balance: $21,842 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 61%Stated income:$100,000+
Delinquencies in last 7y: 1 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: caring-treasure2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt and pay for tuition.
Purpose of loan:
This loan will be used to pay off debt and pay my sons college tuition.

My financial situation:
I am a good candidate for this loan because I have excellent credit, excellent job stability(Firefighter for 15 years) and good income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
booksleuth$50.00$50.0010/28/2009 4:10:24 PM
money-maniac$25.00$25.0010/28/2009 4:10:42 PM
abfs$25.00$25.0010/28/2009 4:11:05 PM
benroo$25.00$25.0010/28/2009 4:11:10 PM
mpatrick$50.00$50.0010/28/2009 4:11:14 PM
Gabriel02$25.00$25.0010/28/2009 4:11:26 PM
five-star-note$35.00$35.0010/28/2009 4:10:40 PM
DonaldColorado$25.00$25.0010/28/2009 4:10:56 PM
MightyMunk$25.00$25.0010/28/2009 4:12:09 PM
aquanw$25.00$25.0010/28/2009 4:12:16 PM
SPB$25.00$25.0010/28/2009 4:11:07 PM
profitable-durability6$25.00$25.0010/28/2009 4:12:19 PM
progressive-rupee$25.00$25.0010/28/2009 4:11:13 PM
bronzmajom$25.00$25.0010/28/2009 4:11:25 PM
lounges$50.00$50.0010/28/2009 4:12:41 PM
DukSerduk$25.00$25.0010/28/2009 4:11:34 PM
lendme2$38.04$38.0410/28/2009 4:12:46 PM
point-berserker$25.00$25.0010/28/2009 4:13:02 PM
intelligent-yield$25.00$25.0010/28/2009 4:13:11 PM
uofm2007$25.00$25.0010/28/2009 4:13:15 PM
kencox$25.00$25.0010/28/2009 4:12:08 PM
TIC0331$100.00$100.0010/28/2009 4:13:24 PM
CAGE-Investments$25.00$25.0010/28/2009 4:13:31 PM
Fuzkaska__F_u_n_d_s$25.00$25.0010/28/2009 4:13:34 PM
roxon$25.00$25.0010/28/2009 4:12:30 PM
sophisticated-ore$200.00$200.0010/28/2009 4:13:44 PM
ingenious-diversification$25.00$25.0010/28/2009 4:12:39 PM
Coach2often$25.00$25.0010/28/2009 4:13:51 PM
pbr$25.00$25.0010/28/2009 4:13:54 PM
Tavita$25.00$25.0010/28/2009 4:13:59 PM
IcePick$25.00$25.0010/28/2009 4:13:01 PM
sauerstoff$25.00$25.0010/28/2009 4:14:03 PM
nicklds$25.00$25.0010/28/2009 4:13:06 PM
treasure-firestarter8$50.00$50.0010/28/2009 4:13:11 PM
SB-Funding$50.00$50.0010/28/2009 4:13:26 PM
best-marketologist$25.00$25.0010/28/2009 4:13:38 PM
Robyn5722$25.00$25.0010/28/2009 4:13:43 PM
VeedonFleece$25.00$25.0010/28/2009 4:13:48 PM
KLVLOPZ64$25.00$25.0010/28/2009 4:13:53 PM
blivet1970$25.00$25.0010/28/2009 4:14:00 PM
zacharyd$25.00$25.0010/28/2009 4:14:05 PM
jammers$25.00$25.0010/28/2009 4:15:00 PM
fortress767$25.00$25.0010/28/2009 4:14:22 PM
mpactlender$25.00$25.0010/28/2009 4:14:35 PM
djh47a$30.00$30.0010/28/2009 4:14:37 PM
payout-achievement$40.00$40.0010/28/2009 4:15:51 PM
RG$25.00$25.0010/28/2009 4:14:48 PM
KiwiElf$25.00$25.0010/28/2009 4:14:52 PM
GatorBait$25.00$25.0010/28/2009 4:15:39 PM
Orringo$50.00$50.0010/28/2009 4:16:39 PM
orbiter614$50.00$50.0010/28/2009 4:15:55 PM
elated-justice$25.00$25.0010/28/2009 4:16:11 PM
JGB$25.00$25.0010/28/2009 4:16:57 PM
cloud8$25.00$25.0010/28/2009 4:17:01 PM
wampum-chorus3$25.00$25.0010/28/2009 4:09:39 PM
value-microscope$25.00$25.0010/28/2009 4:17:08 PM
likeable-value$25.00$25.0010/28/2009 4:16:21 PM
able2help$25.00$25.0010/28/2009 4:09:50 PM
selfmademan$25.00$25.0010/28/2009 4:16:32 PM
pleasant-dime$25.00$25.0010/28/2009 4:10:13 PM
Supernick$50.00$50.0010/28/2009 4:10:28 PM
Weaverville$50.00$50.0010/28/2009 4:10:31 PM
fortytwo$100.00$100.0010/28/2009 4:10:34 PM
kanakakm$25.00$25.0010/28/2009 4:17:11 PM
SDNLR$25.00$25.0010/28/2009 4:17:44 PM
skuba$25.00$25.0010/28/2009 4:10:39 PM
a-responsible-return$25.00$25.0010/28/2009 4:17:16 PM
anton$25.00$25.0010/28/2009 4:17:54 PM
kulender$25.00$25.0010/28/2009 4:17:43 PM
Havana21$50.00$50.0010/28/2009 4:17:48 PM
dparkhom$25.00$25.0010/28/2009 4:18:15 PM
gadget7$25.00$25.0010/28/2009 4:18:20 PM
AF-Chief$25.00$25.0010/28/2009 4:11:15 PM
czar3$30.00$30.0010/28/2009 4:17:58 PM
revenue-kazoo$25.00$25.0010/28/2009 4:18:24 PM
swoosh$25.00$25.0010/28/2009 4:18:29 PM
windfall46$25.00$25.0010/28/2009 4:11:29 PM
MissionMicroFinance$25.00$25.0010/28/2009 4:18:39 PM
courteous-deal8$25.00$25.0010/28/2009 4:18:43 PM
LendDoc$25.00$25.0010/28/2009 4:18:46 PM
radiant-fund$25.00$25.0010/28/2009 4:18:34 PM
crenen139$25.00$25.0010/28/2009 4:18:40 PM
Cai8899$25.00$25.0010/28/2009 4:18:46 PM
Tahoeguy$25.00$25.0010/28/2009 4:12:19 PM
jetfan11$33.00$33.0010/28/2009 4:12:23 PM
srfb973$50.00$50.0010/28/2009 4:12:32 PM
Prophasi$50.00$50.0010/28/2009 4:13:02 PM
chief_wo$25.00$25.0010/28/2009 4:13:25 PM
power-collider$25.00$25.0010/28/2009 4:13:29 PM
safe-finance$25.00$25.0010/28/2009 4:13:35 PM
peripatetic$25.00$25.0010/28/2009 4:13:39 PM
laudable-balance$25.00$25.0010/28/2009 4:13:44 PM
TW2000$25.00$25.0010/28/2009 4:13:49 PM
funds-dominator$25.00$25.0010/28/2009 4:13:55 PM
yukongin$25.00$25.0010/28/2009 4:13:58 PM
flaparty$50.00$50.0010/28/2009 4:14:01 PM
michael573114$25.00$25.0010/28/2009 4:14:07 PM
Petite_Rose$25.00$25.0010/28/2009 4:14:15 PM
ferocious-exchange3$25.00$25.0010/28/2009 4:14:18 PM
Cheburashka$25.00$25.0010/28/2009 4:14:58 PM
steve33569$25.00$25.0010/28/2009 4:15:15 PM
iruz$50.00$50.0010/28/2009 4:15:54 PM
active-reward7$25.00$25.0010/28/2009 4:16:19 PM
GOPHERBOY$30.00$30.0010/28/2009 4:16:56 PM
the-silver-blaster$60.00$60.0010/28/2009 4:17:21 PM
unclejaef$25.00$25.0010/28/2009 4:17:32 PM
gracej$25.00$25.0010/28/2009 4:17:57 PM
personal-lender$25.00$25.0010/28/2009 4:18:01 PM
silver-armada$50.00$50.0010/28/2009 4:18:07 PM
vcbogan$100.00$100.0010/28/2009 4:18:27 PM
trapper569$25.00$25.0010/28/2009 4:18:32 PM
Prezotus$25.00$25.0010/28/2009 4:18:38 PM
RetiredATC$25.00$25.0010/28/2009 4:18:41 PM
Syzygy$25.00$25.0010/28/2009 4:26:27 PM
GeoLender$25.00$25.0010/28/2009 5:20:20 PM
GeoLender$25.00$25.0010/28/2009 5:19:27 PM
cowfire$25.78$25.7810/29/2009 12:30:57 AM
buckyhead2000$25.00$25.0010/29/2009 12:12:59 PM
nalaari$50.00$50.0011/2/2009 4:45:12 PM
wild-orange$200.00$200.0011/2/2009 6:45:37 PM
selvamfinance$50.00$50.0011/3/2009 2:39:13 AM
bayou68$100.00$100.0011/3/2009 1:10:48 PM
wwwUniversal$25.00$25.0011/3/2009 2:56:16 PM
Rustang$50.00$50.0011/3/2009 10:56:23 AM
FutureLenderEC$25.00$25.0011/3/2009 12:00:10 PM
durability-colonel$50.00$50.0011/3/2009 8:32:51 PM
jybank$25.00$25.0011/3/2009 10:52:50 PM
OKPapa$34.89$34.8911/3/2009 11:03:06 PM
Marco83$27.39$27.3911/4/2009 5:29:10 AM
Richlaw$200.00$200.0011/4/2009 6:21:55 AM
leverage-monger$25.00$25.0011/4/2009 6:37:12 AM
neenerman$75.00$75.0011/4/2009 9:00:43 AM
Jcardone33$25.00$25.0011/4/2009 9:18:56 AM
PalmTreeIsland$91.21$91.2111/4/2009 2:34:15 PM
Jynxie$25.99$25.9911/4/2009 11:50:22 AM
SeaLoans$25.00$25.0011/4/2009 11:50:48 AM
brightest-economy-tsunami$25.00$25.0011/4/2009 12:01:53 PM
greenventures$25.00$25.0011/4/2009 2:00:24 PM
kid8549$25.00$25.0010/28/2009 4:10:06 PM
twomonkeys3$25.00$25.0010/28/2009 4:10:52 PM
rellotsf$29.84$29.8410/28/2009 4:09:26 PM
transparency-giant$50.00$50.0010/28/2009 4:10:59 PM
LimekilnLake$25.00$25.0010/28/2009 4:11:08 PM
Casper00$50.00$50.0010/28/2009 4:11:11 PM
stanbalwight4$25.00$25.0010/28/2009 4:11:12 PM
crazycool$35.00$35.0010/28/2009 4:10:24 PM
HunterSix$25.00$25.0010/28/2009 4:11:39 PM
bxdoc$150.00$150.0010/28/2009 4:10:48 PM
YogitheTreeFrog$25.00$25.0010/28/2009 4:12:07 PM
income-crescendo1$25.00$25.0010/28/2009 4:11:04 PM
greenback-maniac$25.00$25.0010/28/2009 4:12:17 PM
busybee007$25.00$25.0010/28/2009 4:11:10 PM
Georgia_Boy$25.00$25.0010/28/2009 4:11:27 PM
Payasoup$60.00$60.0010/28/2009 4:12:40 PM
unequaled-credit7$25.00$25.0010/28/2009 4:11:32 PM
Climbingcoby$25.00$25.0010/28/2009 4:13:09 PM
DublinCaLender$25.00$25.0010/28/2009 4:13:12 PM
SimGuy$25.00$25.0010/28/2009 4:13:26 PM
greenfuture$25.00$25.0010/28/2009 4:13:39 PM
Katburg$25.00$25.0010/28/2009 4:13:41 PM
worlds-best-reward$25.00$25.0010/28/2009 4:12:32 PM
gig4ls$25.00$25.0010/28/2009 4:13:46 PM
metro457$25.00$25.0010/28/2009 4:13:51 PM
don8ter$25.00$25.0010/28/2009 4:12:45 PM
blessedpair$25.00$25.0010/28/2009 4:13:56 PM
mebobeh$25.00$25.0010/28/2009 4:13:04 PM
ronow22$25.00$25.0010/28/2009 4:14:06 PM
davez0r$25.00$25.0010/28/2009 4:13:08 PM
TheMan$25.00$25.0010/28/2009 4:14:12 PM
upc_tnt$25.00$25.0010/28/2009 4:14:16 PM
abidos$25.00$25.0010/28/2009 4:14:26 PM
cathexis$25.00$25.0010/28/2009 4:13:30 PM
SnE$25.00$25.0010/28/2009 4:13:36 PM
reaction5$25.00$25.0010/28/2009 4:14:31 PM
PeterV$25.00$25.0010/28/2009 4:13:45 PM
PatRichi$25.00$25.0010/28/2009 4:14:46 PM
Rinastiti$25.00$25.0010/28/2009 4:14:02 PM
paymentologist$25.00$25.0010/28/2009 4:14:04 PM
SEC1932$25.00$25.0010/28/2009 4:14:56 PM
jdnyc$25.00$25.0010/28/2009 4:14:13 PM
helpful-dough$25.00$25.0010/28/2009 4:14:24 PM
ClearLake$25.00$25.0010/28/2009 4:15:24 PM
justice-dna$25.00$25.0010/28/2009 4:14:35 PM
proper-commitment5$32.00$32.0010/28/2009 4:15:57 PM
jakedubb$25.00$25.0010/28/2009 4:15:03 PM
my401K$100.00$100.0010/28/2009 4:16:24 PM
EnigmaNYC-29$25.00$25.0010/28/2009 4:16:26 PM
icenined$25.00$25.0010/28/2009 4:15:36 PM
leverage-monger$25.00$25.0010/28/2009 4:09:18 PM
Syzygy$25.00$25.0010/28/2009 4:16:55 PM
shiny-dollar9$25.00$25.0010/28/2009 4:16:59 PM
vkorichkov$35.00$35.0010/28/2009 4:17:07 PM
get30inc$25.00$25.0010/28/2009 4:17:24 PM
CarDealer3070$25.00$25.0010/28/2009 4:17:27 PM
Sefotonga$25.00$25.0010/28/2009 4:10:19 PM
wise-extraordinary-loot$30.00$30.0010/28/2009 4:17:38 PM
Banker7371$25.00$25.0010/28/2009 4:17:40 PM
jhouman$25.00$25.0010/28/2009 4:10:32 PM
LR_Biker$25.00$25.0010/28/2009 4:17:13 PM
mtquan$25.00$25.0010/28/2009 4:17:19 PM
unk1911$25.00$25.0010/28/2009 4:10:47 PM
Wangersinc$25.00$25.0010/28/2009 4:17:33 PM
Akkon$25.00$25.0010/28/2009 4:11:03 PM
InvestorPartners$25.00$25.0010/28/2009 4:17:51 PM
RamesesTG$25.00$25.0010/28/2009 4:11:09 PM
Clambake$50.00$50.0010/28/2009 4:18:22 PM
engaging-worth$30.00$30.0010/28/2009 4:18:26 PM
rolandweary$40.00$40.0010/28/2009 4:18:04 PM
Josta$50.00$50.0010/28/2009 4:18:31 PM
integrity-spilunker$25.00$25.0010/28/2009 4:11:28 PM
museic1$50.00$50.0010/28/2009 4:18:10 PM
Toastsr$50.00$50.0010/28/2009 4:11:30 PM
bonus-buddy2$35.00$35.0010/28/2009 4:18:19 PM
yield-lion$25.00$25.0010/28/2009 4:18:23 PM
dollars4debts$25.00$25.0010/28/2009 4:12:42 PM
principal-kangaroo$25.00$25.0010/28/2009 4:12:49 PM
Vegasjim$25.00$25.0010/28/2009 4:13:22 PM
tremendous-payment$25.00$25.0010/28/2009 4:13:28 PM
Lender0010$25.00$25.0010/28/2009 4:13:32 PM
Medic05$25.00$25.0010/28/2009 4:13:37 PM
lending22$25.00$25.0010/28/2009 4:13:42 PM
MARWARISETH$25.00$25.0010/28/2009 4:13:47 PM
Skramar$25.00$25.0010/28/2009 4:13:57 PM
Loan_shark718$50.00$50.0010/28/2009 4:14:10 PM
three-for-6$25.00$25.0010/28/2009 4:14:14 PM
ngmansfield$25.00$25.0010/28/2009 4:14:27 PM
cornpop$25.00$25.0010/28/2009 4:15:07 PM
Kelor99$25.00$25.0010/28/2009 4:15:25 PM
currency-bumblebee$25.00$25.0010/28/2009 4:16:04 PM
brother_tam$50.00$50.0010/28/2009 4:16:13 PM
CallMeBen$25.00$25.0010/28/2009 4:22:59 PM
reciprocate$50.00$50.0010/28/2009 4:16:27 PM
3am-preacher$25.00$25.0010/28/2009 4:17:15 PM
andrewgl$25.00$25.0010/28/2009 4:17:22 PM
spitzbergen$25.00$25.0010/28/2009 4:17:28 PM
gamp$25.00$25.0010/28/2009 4:17:37 PM
YogaDude34$50.00$50.0010/28/2009 4:17:47 PM
SNH$50.00$50.0010/28/2009 4:18:03 PM
Artist_Blue$25.00$25.0010/28/2009 4:18:09 PM
Champpilot$50.00$50.0010/28/2009 4:18:13 PM
neighborly-bid$25.00$25.0010/28/2009 4:18:16 PM
asiaratt$25.00$25.0010/28/2009 4:18:36 PM
dime-worker$25.00$2.8610/28/2009 4:18:48 PM
minista$25.00$25.0010/28/2009 4:28:26 PM
GeoLender$25.00$25.0010/28/2009 5:19:53 PM
asset-numero-uno$100.00$100.0010/29/2009 9:54:24 AM
flwah$25.00$25.0010/29/2009 9:54:20 AM
littlemonkey$25.00$25.0011/2/2009 7:32:57 PM
beakerfish$200.00$200.0011/3/2009 8:24:06 AM
Spring342$25.00$25.0011/3/2009 7:43:41 AM
bid-papyrus$25.00$25.0011/3/2009 12:29:46 PM
spiff666$25.00$25.0011/3/2009 12:15:23 PM
oldman68$25.00$25.0011/3/2009 8:29:22 PM
lazyeye$25.00$25.0011/3/2009 7:31:42 PM
revmax$25.00$25.0011/4/2009 9:34:38 AM
visionary-deal3$100.00$100.0011/3/2009 9:42:32 PM
credit-coach118$25.00$25.0011/4/2009 8:24:03 AM
balance-chestnut$25.00$25.0011/4/2009 9:02:43 AM
Aristophil$44.00$44.0011/4/2009 12:39:23 PM
gustavholstopus32$25.00$25.0011/4/2009 9:39:26 AM
Pu239$50.00$50.0011/4/2009 2:44:53 PM
261 bids
 
Borrower Payment Dependent Notes Series 430970
This series of Notes was issued and sold upon the funding of the borrower loan #39399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 26.47% Starting borrower rate/APR: 27.47% / 29.81% Starting monthly payment: $82.16
Final lender yield: 11.95% Final borrower rate/APR: 12.95% / 15.09% Final monthly payment: $67.34
 
Auction yield range: 11.29% - 26.47% Estimated loss impact: 10.26%  
Lender servicing fee: 1.00% Estimated return: 1.69%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Oct-1985 Debt/Income ratio: 16%
Credit score: 640-659 (Oct-2009) Current / open credit lines: 14 / 8Employment status:Full-time employee
Now delinquent: 3 Total credit lines: 25Length of status:6y 0m
Amount delinquent: $253 Revolving credit balance: $3,235 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 16%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 4    
Screen name: Lucky-C Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
medical - Pet
my 7 month old puppy was?hit by a car.?I could not put him to sleep, love him way too much.? I also didnt want to amputate his leg so I had to pay $4500 for an operation to save him.? I am a little short.? I can provide proof of the cost and details of operation
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
IM-SHARKY$2,000.00$2,000.0011/5/2009 4:00:14 PM
1 bids
 
Borrower Payment Dependent Notes Series 430984
This series of Notes was issued and sold upon the funding of the borrower loan #39415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 15.50% Starting borrower rate/APR: 16.50% / 18.69% Starting monthly payment: $354.04
Final lender yield: 13.06% Final borrower rate/APR: 14.06% / 16.22% Final monthly payment: $342.07
 
Auction yield range: 4.29% - 15.50% Estimated loss impact: 2.15%  
Lender servicing fee: 1.00% Estimated return: 10.91%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Feb-2000 Debt/Income ratio: 14%
Credit score: 780-799 (Oct-2009) Current / open credit lines: 7 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 20Length of status:3y 5m
Amount delinquent: $0 Revolving credit balance: $98,185 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 7%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 0    
Screen name: note-samaritan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Guaranteed Return
I am trying to pay off my high interest credit card balance. I am hoping this loan will make it happen sooner. Three years or sooner will be excellent. I have a stable full and part time jobs. My work is always open to overtime, which automatically pays double of my rate. My husband works as a Police Ofcr. Our combined income is slightly over $8,000/mo. His income pays our mortgage and some savings. Each of us has two retirement plans with sustainable balances. I have an excellent record on all my payments, never been delinquent. I am already paying $500-600/mo on this card, always doubling the minimum. My own personal income is $4,600 on average without OT (just had a raise). At the end of the month after paying all bills, I always have $1,100 to $1,300/ month. Our financial condition is stable. The revolving credit balance on my profile is from home equity used abt 3 yrs ago used for needed home improvements and paid of car loans and some investment. This has a very good fixed interest rate. We have no plan of moving because we live in a solid, desirable community that has potential for good home market value rebound. Thank you all for bidding. This is a guaranteed return for you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
loan_doctor$25.00$25.0010/29/2009 4:07:23 PM
3am-preacher$25.00$25.0010/29/2009 4:20:59 PM
CallMeBen$25.00$25.0010/29/2009 4:28:30 PM
inforapenny$25.00$25.0010/29/2009 4:32:42 PM
vikings23$25.00$25.0010/29/2009 4:35:55 PM
JustMee$25.00$25.0010/29/2009 6:59:00 PM
PrivateLenders$25.00$25.0010/29/2009 8:37:45 PM
totoro$25.00$25.0010/30/2009 10:58:33 AM
sshgfwb$25.00$25.0010/30/2009 11:44:09 AM
anton$50.00$50.0010/30/2009 2:27:44 PM
heavy_ax$25.00$25.0010/30/2009 2:28:11 PM
108lender$200.00$200.0010/30/2009 2:28:15 PM
coloradocash$25.00$25.0010/30/2009 2:28:21 PM
Lender0010$50.00$50.0010/30/2009 2:28:27 PM
YogaDude34$100.00$100.0010/30/2009 2:34:49 PM
market-umbrella$25.00$25.0010/30/2009 2:27:43 PM
a-finance-nirvana$300.00$300.0010/30/2009 2:28:05 PM
abuyama22$50.00$50.0010/30/2009 2:28:08 PM
Invest4kids$25.00$25.0010/30/2009 2:28:16 PM
intelligent-yield$25.00$25.0010/30/2009 2:28:22 PM
rmachi$25.00$25.0010/30/2009 2:28:28 PM
davez0r$25.00$25.0010/30/2009 2:28:31 PM
lucrative-worth$25.00$25.0010/30/2009 2:35:13 PM
orbiter614$75.00$75.0010/30/2009 12:33:07 PM
economy-synapse$50.00$50.0010/30/2009 3:44:59 PM
asset-numero-uno$100.00$100.0010/30/2009 4:02:25 PM
larrybird$100.00$100.0010/30/2009 2:28:04 PM
mla$25.00$25.0010/30/2009 2:28:09 PM
kchen486$25.00$25.0010/30/2009 2:28:17 PM
golden-yield$25.00$25.0010/30/2009 2:28:22 PM
gorillestate$25.00$25.0010/30/2009 2:28:25 PM
elegant-bonus$50.00$50.0010/30/2009 2:28:30 PM
respectful-note$25.00$25.0010/30/2009 2:28:32 PM
dt_one$25.00$25.0010/30/2009 4:11:55 PM
a-shiny-dime$25.00$25.0010/31/2009 9:08:05 AM
justin323$25.00$25.0011/1/2009 6:40:36 AM
Chessplayer71$30.14$30.1410/31/2009 9:29:50 AM
the-profit-oracle$25.00$25.0010/31/2009 9:33:47 AM
alex189a$50.00$50.0011/1/2009 3:22:47 AM
mattblizz$100.00$100.0011/1/2009 3:05:49 PM
impeccable-transparency$50.00$50.0011/1/2009 12:00:00 PM
DHolly$25.00$25.0011/2/2009 9:00:56 AM
breadbroker$25.00$25.0011/2/2009 9:35:01 AM
saihu$25.00$25.0011/2/2009 7:35:07 AM
tyson789$100.00$100.0011/2/2009 1:39:16 PM
GrayStudio$50.00$50.0011/2/2009 1:41:24 PM
Stavros$30.00$30.0011/2/2009 5:00:57 PM
diplomatic-capital$50.00$50.0011/2/2009 6:39:13 PM
community-champ3$25.00$25.0011/2/2009 11:03:45 PM
minista$25.00$25.0011/3/2009 11:02:55 AM
favorite-dollar$25.00$25.0011/3/2009 11:54:25 AM
rmpedi33$100.00$100.0011/3/2009 9:46:39 AM
vivacious-p2p3$25.00$25.0011/3/2009 5:43:18 PM
site_ml$25.00$25.0011/3/2009 8:19:20 PM
jakespirit$25.00$25.0011/4/2009 12:50:08 AM
buffalobills$25.00$25.0011/4/2009 7:19:24 AM
loanman2007$100.00$100.0011/4/2009 5:57:25 AM
Havnfun$25.00$25.0011/3/2009 7:19:13 PM
value-investor9$50.00$50.0011/4/2009 10:11:00 AM
allloans4me$50.00$50.0011/4/2009 9:13:57 AM
visionary-commerce$25.00$25.0011/4/2009 9:59:34 AM
payout-point$25.00$25.0011/4/2009 5:15:45 AM
PR05P3RToday$25.00$25.0011/4/2009 10:16:51 AM
danmanville01$25.00$25.0011/4/2009 10:38:57 AM
scredneck$46.32$46.3211/4/2009 11:17:56 AM
B1$50.00$50.0011/4/2009 2:34:58 PM
steady-gain5$25.00$25.0011/4/2009 9:10:55 AM
Torero06$50.00$50.0011/4/2009 3:19:55 PM
sentry256$25.00$25.0011/4/2009 10:39:11 AM
Gobsek$25.00$25.0011/4/2009 11:56:59 AM
gothampark$25.00$25.0011/4/2009 4:36:27 PM
Leopoldine$25.34$25.3411/4/2009 5:59:16 PM
jybank$25.00$25.0011/4/2009 4:11:33 PM
JTHarris$100.00$100.0011/4/2009 6:25:20 PM
paulsar71495$25.00$25.0011/4/2009 4:19:13 PM
PalmTreeIsland$100.00$100.0011/4/2009 4:19:26 PM
rockhound84$25.00$25.0011/4/2009 8:58:24 PM
Small_P$25.00$25.0011/4/2009 9:37:59 PM
bonus-patriot$50.00$50.0011/4/2009 6:19:50 PM
szasza$50.00$50.0011/5/2009 2:17:41 AM
ProLoans$25.00$25.0011/4/2009 8:08:47 PM
fantastic-yield$100.00$100.0011/5/2009 5:23:57 AM
Credit2Prosper$50.00$50.0011/5/2009 6:04:07 AM
lm75$25.00$25.0011/4/2009 9:19:49 PM
Saintchkn$25.00$25.0011/5/2009 6:26:20 AM
pitashi$25.00$25.0011/4/2009 4:18:59 PM
BeeHive$50.00$50.0011/5/2009 7:09:44 AM
timh537$25.00$25.0011/5/2009 7:40:14 AM
Share-the-wealth$200.00$200.0011/5/2009 7:07:58 AM
Lender50$25.00$25.0011/5/2009 8:05:06 AM
RecoveryLender$25.00$25.0011/5/2009 8:37:19 AM
jetblack$44.29$44.2911/5/2009 11:39:14 AM
efficient-principal$25.00$25.0011/5/2009 9:54:52 AM
hoptoit78$39.13$39.1311/5/2009 12:55:21 AM
szasza$50.00$50.0011/5/2009 2:18:17 AM
Ven58$25.00$25.0011/5/2009 1:26:39 PM
exciting-fairness$100.00$100.0011/5/2009 12:52:35 PM
MoneyForNothing$25.00$25.0011/5/2009 7:47:14 AM
theaterguy$25.00$25.0011/5/2009 8:52:42 AM
p2p-gala$100.00$100.0011/5/2009 9:04:12 AM
RecoveryLender$25.00$25.0011/5/2009 3:16:16 PM
littlemonkey$25.00$25.0011/5/2009 2:18:03 PM
erowis$35.00$35.0011/5/2009 10:24:50 AM
payout-reaction740$25.00$25.0011/5/2009 10:49:32 AM
myduck$100.00$100.0011/5/2009 3:50:51 PM
credit-coach118$25.00$25.0011/5/2009 11:11:52 AM
nalaari$50.00$50.0011/5/2009 11:30:34 AM
careful-wealth$41.95$41.9511/5/2009 4:00:16 PM
visionary-deal3$100.00$100.0011/5/2009 4:01:55 PM
GOPHERBOY$250.00$250.0011/5/2009 3:01:11 PM
888168$25.00$25.0011/5/2009 2:36:38 PM
velocity-winner$25.00$25.0011/5/2009 2:53:24 PM
CalCollegeFund19$75.00$75.0011/5/2009 3:38:55 PM
sagemoto$25.00$25.0010/29/2009 4:10:37 PM
WealthBoy$25.00$25.0010/29/2009 4:11:53 PM
SnE$25.00$25.0010/29/2009 4:09:45 PM
RadCad1$50.00$50.0010/29/2009 4:19:26 PM
sflawya$25.00$25.0010/29/2009 4:22:07 PM
the-auction-lotus$25.00$25.0010/29/2009 4:25:54 PM
investor_101$50.00$50.0010/29/2009 4:26:34 PM
mister_waffle$25.00$25.0010/29/2009 4:20:37 PM
ROCKI9$50.00$50.0010/29/2009 4:23:00 PM
robot777$25.00$25.0010/29/2009 4:26:36 PM
Syzygy$25.00$25.0010/29/2009 4:32:36 PM
sparkmeister$25.00$25.0010/29/2009 4:26:55 PM
responsibility-butterfly$25.00$25.0010/29/2009 4:29:36 PM
a8h8a8$25.00$25.0010/29/2009 6:11:11 PM
flwah$25.00$25.0010/30/2009 2:27:42 PM
head$25.00$25.0010/30/2009 2:28:06 PM
wrighco$25.00$25.0010/30/2009 2:28:12 PM
MetraLynn$25.00$25.0010/30/2009 2:28:18 PM
geniusj$25.00$25.0010/30/2009 2:28:24 PM
wise-spirited-nickel$100.00$100.0010/30/2009 2:28:33 PM
MissionMicroFinance$25.00$25.0010/30/2009 2:35:09 PM
pietro_torna_indietro$25.00$25.0010/30/2009 2:27:45 PM
red-favorable-basis$25.00$25.0010/30/2009 2:28:07 PM
cloud8$25.00$25.0010/30/2009 2:28:13 PM
kegs$100.00$100.0010/30/2009 2:28:19 PM
TandyJames$50.00$50.0010/30/2009 2:28:24 PM
Fortuno_per_commodo$50.00$50.0010/30/2009 2:28:29 PM
kirkjerk$25.00$25.0010/30/2009 2:28:34 PM
tender-ore$25.00$25.0010/30/2009 2:28:06 PM
mamayama$25.00$25.0010/30/2009 2:28:14 PM
hoopdeez$25.00$25.0010/30/2009 2:28:20 PM
blue-liberty-gourd$25.00$25.0010/30/2009 2:28:23 PM
fortress767$25.00$25.0010/30/2009 2:28:26 PM
supreme-hope$25.00$25.0010/30/2009 2:28:30 PM
value-pouch$25.00$25.0010/30/2009 2:28:33 PM
GatorBux$38.32$38.3210/30/2009 6:37:57 PM
economy-popcorn$25.00$25.0010/30/2009 6:45:51 PM
BoughtTheFarm$25.00$25.0011/1/2009 3:24:01 AM
zoomdrm57$50.00$50.0011/1/2009 4:08:53 PM
Rockymtnhi$35.50$35.5011/1/2009 4:38:44 PM
WHEREISTHEMOON$50.00$50.0011/2/2009 5:39:58 AM
honorable-treasure$25.00$25.0011/2/2009 5:48:56 AM
e3oM$38.50$38.5011/1/2009 7:29:19 PM
Chrishu$25.00$25.0011/2/2009 11:52:04 AM
RugbyD$70.00$70.0011/2/2009 12:42:39 PM
caseattle$25.00$25.0011/2/2009 1:39:28 PM
spruce2$25.00$25.0011/2/2009 3:08:56 PM
vegibenz$25.00$25.0011/2/2009 5:20:20 PM
MoneyTree79$50.00$50.0011/2/2009 5:58:56 PM
wise-bonus-honker$25.00$25.0011/3/2009 9:34:17 AM
affluence-tulip$100.00$100.0011/3/2009 9:34:22 AM
DDHMoney$25.00$25.0011/2/2009 11:38:43 PM
qkinger$50.00$50.0011/3/2009 12:37:24 PM
roto$25.00$25.0011/3/2009 9:51:23 AM
a-reasonable-return$50.00$50.0011/3/2009 3:27:08 PM
shortblondemark$25.00$25.0011/3/2009 11:02:29 AM
shawndw$28.16$28.1611/3/2009 11:39:17 AM
spiff666$25.00$25.0011/3/2009 12:24:01 PM
diazepam$25.00$25.0011/3/2009 6:06:59 PM
hyrolln$25.00$25.0011/3/2009 9:15:32 PM
snowdem0n$50.00$50.0011/3/2009 6:48:14 PM
Dollars4Rent$25.00$25.0011/3/2009 7:54:21 PM
loyalist1$25.00$25.0011/4/2009 6:46:57 AM
twjh$25.00$25.0011/3/2009 4:56:55 PM
nbruesch$86.44$86.4411/4/2009 8:57:56 AM
inventive-wealth2$25.00$25.0011/3/2009 10:35:21 PM
FjLenders$36.05$36.0511/4/2009 11:15:27 AM
summrs1$25.00$25.0011/4/2009 7:56:40 AM
Poohcho$25.00$25.0011/4/2009 8:34:46 AM
treasure-atmosphere$25.00$25.0011/4/2009 4:19:18 PM
oldman68$25.00$25.0011/4/2009 10:52:59 PM
szasza$50.00$50.0011/5/2009 2:16:52 AM
exciting-fairness$50.00$50.0011/5/2009 3:59:21 AM
bxdoc$225.00$225.0011/5/2009 5:01:30 AM
adventure0$100.00$100.0011/5/2009 6:25:06 AM
bevans$25.00$25.0011/4/2009 4:21:28 PM
fairgirl$25.00$25.0011/5/2009 5:06:29 AM
kulender$100.00$100.0011/5/2009 5:37:22 AM
secrets10169$25.00$25.0011/5/2009 8:06:18 AM
well-mannered-income3$25.00$25.0011/5/2009 6:41:12 AM
malomar66$54.75$54.7511/5/2009 10:12:16 AM
drummerdad$25.00$25.0011/5/2009 8:04:01 AM
IP$26.71$26.7111/5/2009 11:48:04 AM
louisprima$29.59$29.5911/4/2009 11:05:49 PM
covinokm1$25.00$25.0011/5/2009 10:29:12 AM
wild-orange$25.00$25.0011/5/2009 3:21:34 AM
jonn834$25.00$25.0011/5/2009 11:30:23 AM
buphigam$25.00$25.0011/5/2009 1:39:18 PM
elvisloans$50.00$50.0011/5/2009 6:56:12 AM
bestloanrate$50.00$50.0011/5/2009 7:09:10 AM
i3urtonair$31.82$31.8211/5/2009 2:11:06 PM
Doohickey415$25.00$25.0011/5/2009 2:24:51 PM
eureka117$25.00$25.0011/5/2009 8:09:04 AM
cwb8539$25.00$25.0011/5/2009 8:49:11 AM
sparkling-contract7$25.00$25.0011/5/2009 9:04:25 AM
massuot$50.00$50.0011/5/2009 9:07:26 AM
GOPHERBOY$200.00$200.0011/5/2009 3:07:39 PM
p2p-gala$150.00$150.0011/5/2009 9:56:12 AM
CaptainLender$30.94$30.9411/5/2009 3:34:16 PM
deal-pioneer1$100.00$28.4111/5/2009 3:39:52 PM
sparkling-income$50.00$50.0011/5/2009 11:11:44 AM
OoM$25.00$25.0011/5/2009 11:17:50 AM
AM2171$25.00$25.0011/5/2009 4:01:43 PM
RedRockLLC$25.00$25.0011/5/2009 11:52:15 AM
Moxman125$25.00$25.0011/5/2009 3:54:18 PM
ManilaBoy40$50.00$50.0011/5/2009 3:56:15 PM
Hondo$50.00$50.0011/5/2009 12:26:19 PM
proton4$25.00$25.0011/5/2009 4:00:54 PM
RecoveryLender$25.00$25.0011/5/2009 4:02:44 PM
MasterKey$25.00$25.0011/5/2009 1:10:23 PM
suburbanman64$35.00$35.0011/5/2009 1:17:28 PM
rce1964$25.00$25.0011/5/2009 1:20:47 PM
brighteyes600$35.00$35.0011/5/2009 1:26:53 PM
LanceLink$52.64$52.6411/5/2009 2:52:31 PM
organic-platinum$25.00$25.0011/5/2009 3:02:52 PM
arkleseizure$25.00$25.0011/5/2009 3:33:21 PM
TakeCare$75.00$75.0011/5/2009 3:41:23 PM
TakeCare$25.00$25.0011/5/2009 3:41:54 PM
231 bids
 
Borrower Payment Dependent Notes Series 431048
This series of Notes was issued and sold upon the funding of the borrower loan #39409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,198.00 Prosper Rating: AA Auction Duration: 7 days
Term: 36 months Estimated loss: 1.5% Auction start date:  Oct-29-2009 
  Auction end date:  Nov-05-2009 
 
Starting lender yield: 11.52% Starting borrower rate/APR: 12.52% / 12.87% Starting monthly payment: $441.65
Final lender yield: 9.50% Final borrower rate/APR: 10.50% / 10.85% Final monthly payment: $428.97
 
Auction yield range: 3.29% - 11.52% Estimated loss impact: 1.51%  
Lender servicing fee: 1.00% Estimated return: 7.99%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Jul-1989 Debt/Income ratio: 18%
Credit score: 800-819 (Oct-2009) Current / open credit lines: 8 / 8Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 26Length of status:3y 3m
Amount delinquent: $0 Revolving credit balance: $13,372 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 52%Stated income:$100,000+
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 2    
Screen name: TxFam Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 100% ) 800-819 (Latest)
Principal borrowed: $10,500.00< mo. late: 0 ( 0% )  
760-779 (Apr-2007)
 
Principal balance: $2,278.93 1+ mo. late: 0 ( 0% )
Total payments billed: 29  
Description
Debt Consolidation
Purpose of loan:
Debt Consolidation, lower interest rate

My financial situation:
We would like to consolidate our debt to a lower interest rate.? We currently have enough assets (stocks) to meet the obligation, however, they are not easily liquidated at this time.

My monthly budget:
Mortgage/rent: $2300
Insurance: $200
Car expenses: $780
Utilities: $500
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses $300
Credit cards and other loan payments: $420
Other expenses: $
---------------------------------------
Total monthly expenses: $5020
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
DonaldColorado$25.00$25.0010/29/2009 4:09:08 PM
kid8549$25.00$25.0010/29/2009 4:09:15 PM
transparency-giant$50.00$50.0010/29/2009 4:09:11 PM
responsibility-butterfly$25.00$25.0010/29/2009 4:12:27 PM
leverage-monger$50.00$50.0010/29/2009 4:18:50 PM
GeoLender$25.00$25.0010/29/2009 4:27:25 PM
supersarah61$25.00$25.0010/29/2009 4:27:38 PM
GeoLender$25.00$25.0010/29/2009 4:27:45 PM
abidos$25.00$25.0010/29/2009 4:28:38 PM
personal-lender$25.00$25.0010/29/2009 4:28:43 PM
SNH$50.00$50.0010/29/2009 4:28:13 PM
gracej$25.00$25.0010/29/2009 4:29:06 PM
Havana21$50.00$50.0010/29/2009 4:29:19 PM
credit-investor5$50.00$50.0010/29/2009 4:20:56 PM
BlindProphet$25.00$25.0010/29/2009 4:28:56 PM
neighborly-hope6$100.00$100.0010/29/2009 4:29:58 PM
TandyJames$50.00$50.0010/29/2009 4:30:16 PM
fervent-repayment$25.00$25.0010/29/2009 4:30:22 PM
a-finance-nirvana$300.00$300.0010/29/2009 4:31:54 PM
iruz$50.00$50.0010/29/2009 4:31:57 PM
FlexFunding$100.00$100.0010/29/2009 4:32:18 PM
mmqc$25.00$25.0010/29/2009 4:31:14 PM
flwah$50.00$50.0010/29/2009 4:32:40 PM
MONEYLENDER101$100.00$100.0010/29/2009 4:31:45 PM
financial-frenzy$50.00$50.0010/29/2009 4:33:19 PM
Lendomatic$25.00$25.0010/29/2009 4:33:24 PM
justice-dna$35.00$35.0010/29/2009 4:33:33 PM
turbine5$40.00$40.0010/29/2009 4:33:58 PM
unrivaled-justice$25.00$25.0010/29/2009 4:32:21 PM
Cheburashka$30.00$30.0010/29/2009 4:34:06 PM
ferocious-exchange3$25.00$25.0010/29/2009 4:34:13 PM
brightest-income-hunter$25.00$25.0010/29/2009 4:34:19 PM
CarDealer3070$50.00$50.0010/29/2009 4:34:22 PM
GeoLender$25.00$25.0010/29/2009 4:27:09 PM
ThomasC$25.00$25.0010/29/2009 4:34:56 PM
bdpres1$25.00$25.0010/29/2009 4:35:07 PM
wacko82$25.00$25.0010/29/2009 4:35:20 PM
kindofaloaner$25.00$25.0010/29/2009 4:33:29 PM
fortytwo$250.00$250.0010/29/2009 4:33:51 PM
slartibardfast$35.00$35.0010/29/2009 4:27:49 PM
Teminole$25.00$25.0010/29/2009 4:36:20 PM
a-responsible-return$25.00$25.0010/29/2009 4:28:20 PM
Eggmoney$25.00$25.0010/29/2009 4:48:52 PM
bradny$25.00$25.0010/29/2009 4:35:04 PM
compoundinterest$50.00$50.0010/29/2009 4:29:01 PM
rawman$25.00$25.0010/29/2009 4:35:54 PM
Walkingcowboy$25.00$25.0010/29/2009 4:29:12 PM
Barak$80.00$80.0010/29/2009 4:36:10 PM
InTheProcess$25.00$25.0010/29/2009 4:50:29 PM
Mali1$25.00$25.0010/29/2009 4:50:32 PM
alpinaut$25.00$25.0010/29/2009 4:50:39 PM
jla720$25.00$25.0010/29/2009 4:50:44 PM
radiant-cash$100.00$100.0010/29/2009 4:50:50 PM
saritha$25.00$25.0010/29/2009 4:50:56 PM
Bankman68$25.00$25.0010/29/2009 4:48:53 PM
kenyonhillbilly$25.00$25.0010/29/2009 4:51:08 PM
ceg451$25.00$25.0010/29/2009 4:51:24 PM
coin-equalizer2$25.00$25.0010/29/2009 4:52:13 PM
preciousjeni$26.51$26.5110/29/2009 4:52:18 PM
freefly67$25.00$25.0010/29/2009 4:52:55 PM
Hiru$25.00$25.0010/29/2009 4:50:33 PM
unk1911$50.00$50.0010/29/2009 4:30:39 PM
triumphant-community$25.00$25.0010/29/2009 4:52:59 PM
worlds-best-reward$25.00$25.0010/29/2009 4:50:38 PM
ytjameslee$50.00$50.0010/29/2009 4:30:44 PM
rcflick$25.00$25.0010/29/2009 4:50:41 PM
johntina$50.00$50.0010/29/2009 4:30:51 PM
Copa16$25.00$25.0010/29/2009 4:50:47 PM
verse99$25.00$25.0010/29/2009 4:30:54 PM
GhaChr$25.00$25.0010/29/2009 4:50:53 PM
NDFIRTH$47.70$47.7010/29/2009 4:50:59 PM
nalaari$50.00$50.0010/29/2009 4:53:56 PM
alexandlily$25.00$25.0010/29/2009 4:51:02 PM
coondog$25.00$25.0010/29/2009 4:51:09 PM
able2help$25.00$25.0010/29/2009 4:51:17 PM
rlrcstr$25.00$25.0010/29/2009 4:51:24 PM
TheMan$25.00$25.0010/29/2009 4:51:32 PM
greenwell$50.00$50.0010/29/2009 4:31:21 PM
MissionMicroFinance$50.00$50.0010/29/2009 4:31:25 PM
sellbuy40$25.00$25.0010/29/2009 4:52:10 PM
andrewgl$25.00$25.0010/29/2009 4:52:14 PM
wonderous-euro$25.00$25.0010/29/2009 4:52:43 PM
honorable-treasure$25.00$25.0010/29/2009 4:52:57 PM
robchrst$200.00$200.0010/29/2009 4:53:26 PM
Medic05$25.00$25.0010/29/2009 4:53:50 PM
thedreamer$25.00$25.0010/29/2009 4:54:01 PM
dealarella$25.00$25.0010/29/2009 4:54:07 PM
DukSerduk$25.00$25.0010/29/2009 4:32:47 PM
jybank$25.00$25.0010/29/2009 4:54:37 PM
emo13$50.00$50.0010/29/2009 4:33:02 PM
taxdiscusion$25.00$25.0010/29/2009 4:33:11 PM
zento$25.00$25.0010/29/2009 4:33:35 PM
kulender$25.00$25.0010/29/2009 4:34:05 PM
tallmon$25.00$25.0010/29/2009 4:34:18 PM
figs4u2$230.61$230.6110/29/2009 4:34:24 PM
minista$25.00$25.0010/29/2009 5:00:08 PM
nhloan$25.00$25.0010/29/2009 4:34:59 PM
neenerman$25.00$25.0010/29/2009 4:35:06 PM
SonomaHills$25.00$25.0010/29/2009 4:35:17 PM
asset-numero-uno$100.00$100.0010/29/2009 4:35:27 PM
ArmyGuy$25.00$25.0010/29/2009 4:50:03 PM
BeansMan02$25.00$25.0010/29/2009 4:50:35 PM
sugarhoof$25.00$25.0010/29/2009 4:50:38 PM
gulfstream1$25.00$25.0010/29/2009 4:50:42 PM
busybee007$25.00$25.0010/29/2009 4:50:48 PM
bluesheep$25.00$25.0010/29/2009 4:50:51 PM
brw$25.00$25.0010/29/2009 4:51:07 PM
lean-benefit$25.00$25.0010/29/2009 4:51:13 PM
gauss02$25.00$25.0010/29/2009 4:51:25 PM
SpectrumCapital$25.00$25.0010/29/2009 8:08:31 PM
lawyerman$50.00$50.0010/29/2009 4:52:13 PM
FEWDollars$25.00$25.0010/29/2009 4:52:34 PM
USMC0311$25.00$25.0010/29/2009 4:52:44 PM
j2ee$25.00$25.0010/29/2009 4:53:59 PM
InvestorPartners$25.00$11.7610/29/2009 4:54:10 PM
twjh$30.00$30.0010/30/2009 6:02:59 AM
usedtoborrow$25.00$25.0010/30/2009 9:33:18 AM
loanman2007$50.00$50.0010/30/2009 6:53:28 AM
TakeCare$200.00$200.0010/30/2009 2:42:13 PM
thedoctor$50.00$50.0010/30/2009 11:48:45 AM
leverage-monger$50.00$50.0010/31/2009 7:47:13 AM
CymruAmByth$50.00$50.0010/31/2009 7:11:28 AM
hellasow$25.00$25.0010/31/2009 4:57:51 PM
buckyhead2000$25.00$25.0011/1/2009 1:31:31 PM
ptjg$88.00$88.0011/1/2009 11:08:09 PM
GrayStudio$50.00$50.0011/1/2009 7:59:18 PM
economy-popcorn$25.00$25.0011/2/2009 1:19:42 PM
springpanda$50.00$50.0011/2/2009 3:16:14 PM
janus_god$25.00$25.0011/2/2009 3:59:29 PM
101010$25.00$25.0011/2/2009 9:50:11 PM
palace4$75.00$75.0011/2/2009 7:54:17 PM
slowpig$75.00$75.0011/2/2009 11:46:50 PM
FutureLenderEC$25.00$25.0011/3/2009 12:02:51 PM
JSTHLPNG$25.00$25.0011/3/2009 4:17:43 PM
william8$25.00$25.0011/3/2009 7:03:05 PM
dmitriy2$50.00$50.0011/3/2009 10:46:48 PM
golffish2$50.00$50.0011/4/2009 4:32:24 AM
buffalobills$25.00$25.0011/4/2009 7:17:33 AM
Patrician$65.27$65.2711/4/2009 7:41:08 AM
loantigger$25.00$25.0011/4/2009 4:18:56 PM
Credit2Prosper$50.00$50.0011/5/2009 6:04:09 AM
scrabbler$25.00$25.0011/5/2009 7:33:26 AM
investment-builder0$25.00$25.0011/5/2009 7:38:44 AM
Bucket219$25.00$25.0011/4/2009 5:12:55 PM
durability-colonel$50.00$50.0011/4/2009 5:34:23 PM
RedRockLLC$25.00$25.0011/5/2009 11:54:26 AM
HarleyBoy$50.00$50.0011/5/2009 12:51:54 PM
serene-capital$25.00$25.0011/5/2009 12:08:00 PM
GOPHERBOY$150.00$150.0011/5/2009 3:58:28 PM
GABC-1$100.00$100.0011/5/2009 2:26:03 PM
elegant-bonus$25.00$25.0011/5/2009 3:31:33 PM
WHEREISTHEMOON$50.00$50.0010/29/2009 4:20:54 PM
CA_Lender$25.00$25.0010/29/2009 4:23:04 PM
kenji4861$50.00$50.0010/29/2009 4:27:42 PM
uncleegg$25.00$25.0010/29/2009 4:27:35 PM
five-star-note$25.00$25.0010/29/2009 4:18:29 PM
Tai$25.00$25.0010/29/2009 4:27:57 PM
kanakakm$50.00$50.0010/29/2009 4:28:01 PM
AF-Chief$35.00$35.0010/29/2009 4:28:07 PM
Weaverville$25.00$25.0010/29/2009 4:28:47 PM
Banker7371$25.00$25.0010/29/2009 4:20:52 PM
trident9$50.00$50.0010/29/2009 4:29:53 PM
JGB$25.00$25.0010/29/2009 4:30:07 PM
elegant-bonus$25.00$25.0010/29/2009 4:29:28 PM
dionysus03$25.00$25.0010/29/2009 4:29:42 PM
kchen486$25.00$25.0010/29/2009 4:29:49 PM
gentle-gold$25.00$25.0010/29/2009 4:30:04 PM
bonus-antioxidant$25.00$25.0010/29/2009 4:30:40 PM
lucrative-worth$25.00$25.0010/29/2009 4:32:12 PM
understanding-marketplace$25.00$25.0010/29/2009 4:32:15 PM
nuclearmoose$25.00$25.0010/29/2009 4:31:10 PM
dparkhom$25.00$25.0010/29/2009 4:31:16 PM
orbiter614$50.00$50.0010/29/2009 4:31:35 PM
icontender$25.00$25.0010/29/2009 4:31:42 PM
blackstar$25.00$25.0010/29/2009 4:31:51 PM
Masterlender$25.00$25.0010/29/2009 4:33:17 PM
point-shooter$25.00$25.0010/29/2009 4:32:01 PM
ethicalhumanist$25.00$25.0010/29/2009 4:32:20 PM
aldenrains$25.00$25.0010/29/2009 4:34:09 PM
Fortuno_per_commodo$50.00$50.0010/29/2009 4:32:26 PM
awwaww$25.00$25.0010/29/2009 4:34:15 PM
KailuaLender$25.00$25.0010/29/2009 4:34:20 PM
dr-dollar$25.00$25.0010/29/2009 4:34:27 PM
MrDavid$50.00$50.0010/29/2009 4:34:44 PM
PCGeekWI$25.00$25.0010/29/2009 4:35:15 PM
credit-coach118$35.00$35.0010/29/2009 4:33:27 PM
sas19$25.00$25.0010/29/2009 4:33:54 PM
spin-kick$25.00$25.0010/29/2009 4:35:51 PM
czar3$25.00$25.0010/29/2009 4:33:59 PM
Attract$25.00$25.0010/29/2009 4:27:53 PM
geniusj$25.00$25.0010/29/2009 4:34:08 PM
GeoLender$25.00$25.0010/29/2009 4:28:02 PM
vkorichkov$35.00$35.0010/29/2009 4:34:16 PM
newest-generosity-saga$25.00$25.0010/29/2009 4:36:12 PM
get30inc$50.00$50.0010/29/2009 4:28:15 PM
wrighco$25.00$25.0010/29/2009 4:28:22 PM
Toastsr$193.28$193.2810/29/2009 4:34:47 PM
leverage-baker$25.00$25.0010/29/2009 4:48:57 PM
JJS180$25.00$25.0010/29/2009 4:35:13 PM
bchen78875$50.00$50.0010/29/2009 4:28:52 PM
respectful-note$25.00$25.0010/29/2009 4:35:52 PM
platinum-sorcerer6$25.00$25.0010/29/2009 4:29:10 PM
Duchdad$25.00$25.0010/29/2009 4:50:27 PM
tyson789$100.00$100.0010/29/2009 4:36:13 PM
goofy15975$25.00$25.0010/29/2009 4:29:17 PM
acrobat1$25.00$25.0010/29/2009 4:50:31 PM
SDNLR$25.00$25.0010/29/2009 4:29:24 PM
Texas2020$74.09$74.0910/29/2009 4:50:37 PM
iLoaner$25.00$25.0010/29/2009 4:50:41 PM
MTLoans$25.00$25.0010/29/2009 4:29:32 PM
danthemon35$25.00$25.0010/29/2009 4:50:49 PM
LendDoc$25.00$25.0010/29/2009 4:50:52 PM
mamayama$25.00$25.0010/29/2009 4:29:39 PM
dharma1$25.00$25.0010/29/2009 4:50:55 PM
chillware$25.00$25.0010/29/2009 4:50:58 PM
innocent-deal$25.00$25.0010/29/2009 4:51:04 PM
durable-deal2$25.00$25.0010/29/2009 4:49:00 PM
progressive-rupee$25.00$25.0010/29/2009 4:51:23 PM
generosity-neutrino$25.00$25.0010/29/2009 4:30:11 PM
ClearLake$25.00$25.0010/29/2009 4:52:08 PM
Gundu$25.00$25.0010/29/2009 4:52:17 PM
Dazz2061$25.00$25.0010/29/2009 4:52:24 PM
Raven39$25.00$25.0010/29/2009 4:52:46 PM
CULPEPPERGROUP$25.00$25.0010/29/2009 4:30:37 PM
currency-persimmon$25.00$25.0010/29/2009 4:52:56 PM
LHSK$25.00$25.0010/29/2009 4:50:34 PM
tlam168$50.00$50.0010/29/2009 4:50:40 PM
The_Loan_Ranger$26.63$26.6310/29/2009 4:50:45 PM
generous-deal6$25.00$25.0010/29/2009 4:50:50 PM
gain-rancher$25.00$25.0010/29/2009 4:50:57 PM
MAKEITAUTOMATIC$25.00$25.0010/29/2009 4:51:00 PM
inventive-wealth2$25.00$25.0010/29/2009 4:54:05 PM
13nd3r$25.00$25.0010/29/2009 4:51:06 PM
Toberino$25.00$25.0010/29/2009 4:51:11 PM
well-mannered-income3$25.00$25.0010/29/2009 4:51:21 PM
allocator5$25.00$25.0010/29/2009 4:52:09 PM
loyalist1$25.00$25.0010/29/2009 4:31:27 PM
Breadandbutter$26.00$26.0010/29/2009 4:52:11 PM
wise-repayment-kayak$25.00$25.0010/29/2009 4:52:19 PM
Reinadog9$25.00$25.0010/29/2009 4:52:48 PM
best-marketologist$25.00$25.0010/29/2009 4:53:06 PM
Orca-man$50.00$50.0010/29/2009 4:32:09 PM
KiwiElf$30.00$30.0010/29/2009 4:53:57 PM
tlp43$25.00$25.0010/29/2009 4:54:06 PM
wise-spirited-nickel$25.00$25.0010/29/2009 4:32:29 PM
Syzygy$25.00$25.0010/29/2009 4:32:36 PM
YogaDude34$112.41$112.4110/29/2009 4:34:02 PM
golden-yield$25.00$25.0010/29/2009 4:34:12 PM
thegreatone$100.00$100.0010/29/2009 4:34:21 PM
donmacprosper$50.00$50.0010/29/2009 4:34:50 PM
BACKJUDGE$25.00$25.0010/29/2009 4:35:10 PM
lean-velocity$25.00$25.0010/29/2009 4:35:19 PM
tender-deal$25.00$25.0010/29/2009 4:49:20 PM
deanches$25.00$25.0010/29/2009 4:50:29 PM
tbati$25.00$25.0010/29/2009 4:50:36 PM
rex45$25.00$25.0010/29/2009 4:50:43 PM
Ananya$25.00$25.0010/29/2009 4:50:54 PM
gig4ls$25.00$25.0010/29/2009 4:51:12 PM
jhouman$25.00$25.0010/29/2009 4:51:15 PM
RG$35.00$35.0010/29/2009 4:51:20 PM
datongmama$30.00$30.0010/29/2009 7:40:11 PM
imyorleadr$25.00$25.0010/29/2009 4:51:33 PM
portfolio-zone801$25.00$25.0010/29/2009 4:52:15 PM
blot44$50.00$50.0010/29/2009 8:20:15 PM
andyb9$25.00$25.0010/29/2009 4:52:28 PM
Hondo$25.00$25.0010/29/2009 4:52:45 PM
Davidson2$25.00$25.0010/29/2009 4:52:58 PM
Fuzkaska__F_u_n_d_s$25.00$25.0010/29/2009 4:53:58 PM
Mowine4me$25.00$25.0010/29/2009 7:05:44 PM
leverage-monger$25.00$25.0010/31/2009 8:39:42 AM
a-shiny-dime$25.00$25.0010/31/2009 9:08:06 AM
leverage-monger$25.00$25.0010/30/2009 8:52:58 PM
enterprising-integrity$25.00$25.0011/1/2009 1:20:19 PM
visionary-deal3$100.00$100.0011/1/2009 4:07:11 PM
TXCapLeader$54.52$54.5211/2/2009 8:09:26 AM
the-profit-oracle$25.00$25.0011/2/2009 9:05:39 AM
rate-hickory$25.00$25.0011/2/2009 7:23:49 AM
rmpedi33$100.00$100.0011/2/2009 8:29:09 AM
bonus-genius$25.00$25.0011/2/2009 12:20:44 PM
wild-orange$500.00$500.0011/2/2009 6:51:17 PM
MoneyTree79$250.00$250.0011/2/2009 6:23:59 PM
Rustang$50.00$50.0011/3/2009 10:59:17 AM
101010$50.00$50.0011/2/2009 9:49:53 PM
bid-papyrus$25.00$25.0011/3/2009 12:29:48 PM
bayou68$100.00$100.0011/3/2009 1:13:12 PM
eureka117$25.00$25.0011/3/2009 6:33:29 PM
vineet$25.00$25.0011/4/2009 9:08:06 AM
value-pouch$25.00$25.0011/4/2009 1:24:09 PM
value-investor9$50.00$50.0011/4/2009 10:11:02 AM
FundMaker$25.00$25.0011/4/2009 11:03:10 AM
PalmTreeIsland$32.04$32.0411/4/2009 12:14:37 PM
Dollars4Rent$25.00$25.0011/4/2009 12:21:42 PM
flshdaskll$32.07$32.0711/4/2009 5:54:05 PM
spiff666$25.00$25.0011/4/2009 9:02:54 PM
exciting-fairness$50.00$50.0011/5/2009 4:12:06 AM
kulender$100.00$100.0011/5/2009 5:42:56 AM
GreenTeaDrinkingGuy$25.00$25.0011/5/2009 7:44:05 AM
MoneyForNothing$25.00$25.0011/5/2009 7:47:47 AM
sparkling-contract7$25.00$25.0011/5/2009 9:07:21 AM
elvisloans$25.00$25.0011/5/2009 6:58:03 AM
skeebuzz$100.00$100.0011/5/2009 7:11:17 AM
truth-boomerang$25.00$25.0011/5/2009 7:13:10 AM
GOPHERBOY$100.00$100.0011/5/2009 9:14:00 AM
hotwired$25.00$25.0011/5/2009 11:31:47 AM
SWayne2000$25.00$25.0011/5/2009 9:34:34 AM
tuckerdog75$25.00$25.0011/5/2009 10:13:15 AM
oldman68$25.00$25.0011/4/2009 11:02:17 PM
FjLenders$25.66$25.6611/5/2009 12:23:55 PM
yenom$25.00$25.0011/5/2009 12:45:04 PM
BankofPaul$75.00$75.0011/5/2009 5:47:06 AM
beakerfish$175.04$175.0411/5/2009 12:11:50 PM
Share-the-wealth$100.00$100.0011/5/2009 7:11:15 AM
organic-platinum$25.00$25.0011/5/2009 2:06:58 PM
PotBellyPete$45.26$45.2611/5/2009 1:01:13 PM
wwwUniversal$25.00$25.0011/5/2009 2:57:19 PM
TheGameTable$25.00$25.0011/5/2009 9:56:53 AM
wwwUniversal$25.00$25.0011/5/2009 2:57:26 PM
AM2171$25.00$25.0011/5/2009 4:02:33 PM
exciting-fairness$100.00$100.0011/5/2009 12:54:01 PM
notlicehead$31.15$31.1511/5/2009 2:20:04 PM
320 bids
 
Borrower Payment Dependent Notes Series 431172
This series of Notes was issued and sold upon the funding of the borrower loan #39401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-02-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 10.42% Starting borrower rate/APR: 11.42% / 13.54% Starting monthly payment: $92.23
Final lender yield: 9.35% Final borrower rate/APR: 10.35% / 12.46% Final monthly payment: $90.81
 
Auction yield range: 4.29% - 10.42% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.22%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Dec-1993 Debt/Income ratio: Not calculated
Credit score: 740-759 (Oct-2009) Current / open credit lines: 4 / 4Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 24Length of status:0y 1m
Amount delinquent: $0 Revolving credit balance: $5,999 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 26%Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 0    
Screen name: blue-fairnessasaurus-rex Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Preschool teacher paying off debt
Purpose of loan:
This loan will be used to pay off a Chase Credit Card

My financial situation:
I am a good candidate for this loan because I always always pay my debts on time! I am a preschool teacher with steady employment. I recently graduated school and I am loving my new job. During school, I used my credit card for expenses and now I have a credit card with a very high interest rate. I would love to pay you my interest instead of Chase. If you need any other references such as landlords, employers, or any other person you think would verify my responsibility let me know.
Thank you very much.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
orbiter614$75.00$75.0011/2/2009 10:28:12 PM
building_community$25.00$25.0011/6/2009 8:46:10 PM
ArashMass$25.00$25.0011/7/2009 10:57:44 AM
Arpad$80.00$80.0011/7/2009 4:16:53 PM
neenerman$100.00$100.0011/7/2009 5:04:29 PM
Doohickey415$50.00$50.0011/7/2009 11:42:50 PM
ccsjmy$50.00$50.0011/7/2009 7:35:21 PM
productive-currency3$25.00$25.0011/7/2009 8:50:01 PM
lender124$50.00$50.0011/8/2009 8:23:17 AM
marwadi-62$100.00$100.0011/8/2009 6:04:35 PM
mclean_loaner$50.00$50.0011/8/2009 3:49:22 PM
spiff666$25.00$25.0011/7/2009 4:40:54 PM
Lender0307$25.00$25.0011/8/2009 8:26:42 PM
labyrinth0$25.00$25.0011/8/2009 7:25:12 PM
guardian3$30.00$30.0011/7/2009 6:55:59 PM
oldman68$25.00$25.0011/8/2009 8:19:21 PM
tallmon$50.00$50.0011/9/2009 6:43:39 AM
dcoggins$25.00$25.0011/8/2009 5:48:37 AM
exciting-greenback$25.00$25.0011/9/2009 8:30:54 AM
szetheli$117.00$117.0011/8/2009 4:33:07 PM
kulender$100.00$100.0011/8/2009 7:53:01 PM
rakey$25.00$25.0011/8/2009 7:54:53 PM
honorable-dough$25.00$25.0011/9/2009 1:56:45 PM
alex206$25.00$25.0011/9/2009 2:38:06 PM
Lefty_the_Lender$25.00$25.0011/9/2009 2:57:02 PM
grasscutter$50.00$50.0011/9/2009 3:12:51 PM
zimbabwe$50.00$48.0011/9/2009 3:15:01 PM
TakeCare$50.00$50.0011/9/2009 3:32:31 PM
richmondcowboy$50.00$50.0011/9/2009 3:36:15 PM
PotBellyPete$50.00$50.0011/9/2009 8:40:43 AM
boredlv$25.00$25.0011/4/2009 3:05:01 PM
hellasow$25.00$25.0011/5/2009 12:40:03 PM
admirable-credit$25.00$25.0011/6/2009 2:03:41 AM
PalmerTheEmbalmer$30.00$30.0011/7/2009 1:32:13 PM
orbiter614$200.00$200.0011/8/2009 8:12:39 AM
doc1$100.00$100.0011/8/2009 6:04:51 PM
FundMaker$25.00$25.0011/8/2009 4:17:37 PM
HealthAndSafety$50.00$50.0011/8/2009 6:13:50 PM
emunah6$25.00$25.0011/8/2009 8:02:35 PM
JerryB96$25.00$25.0011/8/2009 8:21:34 PM
abfab1723$25.00$25.0011/8/2009 7:46:22 PM
serene-capital$25.00$25.0011/9/2009 1:13:01 AM
fatboy888$25.00$25.0011/9/2009 5:38:07 AM
BlackFred$25.00$25.0011/8/2009 9:59:29 PM
rmachi$25.00$25.0011/9/2009 8:09:23 AM
gtdane$50.00$50.0011/9/2009 9:21:05 AM
ydm$25.00$25.0011/9/2009 9:48:30 AM
MathProfessor$50.00$50.0011/8/2009 11:29:01 AM
autonomous-power$50.00$50.0011/8/2009 5:06:02 PM
smbau06$45.00$45.0011/9/2009 2:15:21 PM
HomerdohNY$25.00$25.0011/9/2009 1:34:07 PM
KingCroesus$25.00$25.0011/9/2009 12:58:58 AM
sorace$50.00$50.0011/9/2009 5:34:37 AM
tedi-tif$25.00$25.0011/9/2009 2:53:32 PM
jybank$25.00$25.0011/9/2009 3:12:08 PM
grasscutter$50.00$50.0011/9/2009 3:18:59 PM
wild-orange$100.00$100.0011/9/2009 3:55:48 PM
Kyileo$50.00$50.0011/9/2009 10:11:13 AM
toocautious$75.00$75.0011/9/2009 10:11:41 AM
bondhedger$25.00$25.0011/9/2009 12:22:27 PM
dime-worker$25.00$25.0011/9/2009 2:02:02 PM
bansir$25.00$25.0011/9/2009 2:09:04 PM
62 bids
 
Borrower Payment Dependent Notes Series 431894
This series of Notes was issued and sold upon the funding of the borrower loan #39403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $1,800.00 Prosper Rating: A Auction Duration: 7 days
Term: 36 months Estimated loss: 2.1% Auction start date:  Nov-04-2009 
  Auction end date:  Nov-08-2009 
 
Starting lender yield: 10.44% Starting borrower rate/APR: 12.44% / 14.58% Starting monthly payment: $60.16
Final lender yield: 9.40% Final borrower rate/APR: 11.40% / 13.52% Final monthly payment: $59.27
 
Auction yield range: 4.29% - 10.44% Estimated loss impact: 2.13%  
Lender servicing fee: 1.00% Estimated return: 7.27%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Dec-1997 Debt/Income ratio: 26%
Credit score: 760-779 (Nov-2009) Current / open credit lines: 17 / 16Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 36Length of status:2y 10m
Amount delinquent: $0 Revolving credit balance: $24,094 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 38%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 3    
Screen name: organic-trade Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
pragmatic-camaraderi$25.00$25.0011/4/2009 3:21:19 PM
slartibardfast$35.00$35.0011/4/2009 3:24:47 PM
bchen78875$50.00$50.0011/4/2009 3:25:33 PM
dionysus03$25.00$25.0011/4/2009 3:26:00 PM
kchen486$25.00$25.0011/4/2009 3:26:04 PM
iruz$50.00$50.0011/4/2009 3:26:36 PM
Jassi$25.00$10.0011/4/2009 3:27:41 PM
neighborly-hope6$100.00$100.0011/4/2009 3:26:13 PM
JGB$25.00$25.0011/4/2009 3:26:16 PM
SonomaHills$25.00$25.0011/4/2009 3:27:06 PM
DonaldColorado$25.00$25.0011/4/2009 3:21:30 PM
a-responsible-return$25.00$25.0011/4/2009 3:25:02 PM
wrighco$25.00$25.0011/4/2009 3:25:04 PM
abidos$25.00$25.0011/4/2009 3:25:19 PM
CULPEPPERGROUP$25.00$25.0011/4/2009 3:26:24 PM
financial-frenzy$25.00$25.0011/4/2009 3:26:57 PM
justice-dna$35.00$35.0011/4/2009 3:27:00 PM
spin-kick$25.00$25.0011/4/2009 3:27:13 PM
GeoLender$25.00$25.0011/4/2009 5:28:07 PM
GeoLender$25.00$25.0011/4/2009 5:27:44 PM
JCPlending$25.00$25.0011/7/2009 7:13:44 AM
Attract$25.00$25.0011/4/2009 3:24:49 PM
kanakakm$50.00$50.0011/4/2009 3:24:54 PM
Walkingcowboy$25.00$25.0011/4/2009 3:25:43 PM
trident9$50.00$50.0011/4/2009 3:26:08 PM
generosity-neutrino$25.00$25.0011/4/2009 3:26:18 PM
orbiter614$75.00$75.0011/4/2009 3:26:33 PM
TakeCare$100.00$100.0011/4/2009 3:27:25 PM
AF-Chief$35.00$35.0011/4/2009 3:24:56 PM
BlindProphet$25.00$25.0011/4/2009 3:25:37 PM
gracej$25.00$25.0011/4/2009 3:25:41 PM
bonus-antioxidant$25.00$25.0011/4/2009 3:26:26 PM
taxdiscusion$25.00$25.0011/4/2009 3:26:53 PM
djh47a$40.00$40.0011/4/2009 3:27:23 PM
miked8303$25.00$25.0011/4/2009 3:27:35 PM
transparency-giant$50.00$50.0011/4/2009 3:21:36 PM
five-star-note$25.00$25.0011/4/2009 3:21:55 PM
kenji4861$50.00$50.0011/4/2009 3:24:41 PM
personal-lender$25.00$25.0011/4/2009 3:25:24 PM
Weaverville$25.00$25.0011/4/2009 3:25:28 PM
Havana21$50.00$50.0011/4/2009 3:25:50 PM
elegant-bonus$25.00$25.0011/4/2009 3:25:55 PM
dparkhom$25.00$25.0011/4/2009 3:26:30 PM
lucrative-worth$25.00$25.0011/4/2009 3:26:40 PM
emo13$50.00$50.0011/4/2009 3:26:48 PM
mikeandcat$50.00$50.0011/4/2009 3:27:32 PM
cloud8$40.00$40.0011/5/2009 9:10:33 PM
kazanov$50.00$50.0011/6/2009 8:29:57 AM
outofoffice$50.00$50.0011/7/2009 5:33:20 AM
PalmerTheEmbalmer$30.00$30.0011/7/2009 1:34:22 PM
value-pouch$25.00$25.0011/8/2009 8:32:37 AM
51 bids
 
Borrower Payment Dependent Notes Series 431990
This series of Notes was issued and sold upon the funding of the borrower loan #39406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Auction Duration: 7 days
Term: 36 months Estimated loss: 10.0% Auction start date:  Nov-05-2009 
  Auction end date:  Nov-09-2009 
 
Starting lender yield: 26.49% Starting borrower rate/APR: 27.49% / 29.83% Starting monthly payment: $82.18
Final lender yield: 25.45% Final borrower rate/APR: 26.45% / 28.78% Final monthly payment: $81.06
 
Auction yield range: 11.29% - 26.49% Estimated loss impact: 10.63%  
Lender servicing fee: 1.00% Estimated return: 14.82%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 7 First credit line: Mar-1988 Debt/Income ratio: 32%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 11 / 10Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 32Length of status:21y 2m
Amount delinquent: $0 Revolving credit balance: $30,502 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 67%Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Homeownership: Yes  
Inquiries last 6m: 7    
Screen name: proper-investment Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bil and house repairs!
Purpose of loan:
This loan will be used to?

Pay down some of my cards and start in on repairs for the home that i will sell in spring 2010.

My financial situation:
I am a good candidate for this loan because?

Money is tight and have a bit of debt. Separated and headed for divorce....so times arent so good per say. However, in spite of all that the future is bright as i head for a fresh start with a new someone special. Though debt is high, after the house that i own in partnership sells (located in one of the more upper-scale areas of california), which will go on the market in spring 2010, my financial situation will improve greatly. I have always held a quality job, never been fired or laid-off even in the worst of times. And even in tough times, always make sure paying my bills is a priority over other things such as liesure activities or otherwise. Being a responsible debt re-pay-er is something i pride myself in.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
Learning2Lend$30.36$30.3611/5/2009 4:24:49 PM
alex189a$25.00$25.0011/5/2009 4:25:11 PM
Buffer10$59.93$59.9311/5/2009 4:25:45 PM
nofreelunch$25.00$25.0011/5/2009 4:25:56 PM
Hondo$25.00$25.0011/5/2009 4:26:11 PM
five-star-note$25.00$25.0011/5/2009 4:26:22 PM
jstefans$25.00$25.0011/5/2009 4:24:38 PM
loanshark4u$25.00$25.0011/5/2009 4:24:45 PM
DMark69$25.00$25.0011/5/2009 4:25:46 PM
charles3507$31.36$31.3611/5/2009 4:25:57 PM
Savings_EQ_Dignity$25.00$25.0011/5/2009 4:26:38 PM
cash-tiramisu$227.23$144.5611/5/2009 4:26:45 PM
unk1911$25.00$25.0011/5/2009 5:11:04 PM
bajangal$25.00$25.0011/5/2009 4:24:31 PM
BGILlender$25.00$25.0011/5/2009 4:25:02 PM
gain-butterfly$25.00$25.0011/5/2009 4:25:18 PM
SF2Berlin$25.00$25.0011/5/2009 4:25:53 PM
Rogelio48$25.00$25.0011/5/2009 4:26:39 PM
scottr$25.00$25.0011/5/2009 4:26:44 PM
101010$25.00$25.0011/5/2009 7:38:17 PM
economy-synapse$25.00$25.0011/5/2009 4:31:36 PM
Banker7371$25.00$25.0011/5/2009 5:10:50 PM
reflective-rupee$50.00$50.0011/6/2009 9:45:38 AM
reflective-rupee$25.00$25.0011/6/2009 10:06:18 AM
jonn834$25.00$25.0011/6/2009 10:55:55 AM
reflective-rupee$25.00$25.0011/6/2009 8:59:47 AM
nala2821$25.00$25.0011/6/2009 9:37:32 AM
site_ml$25.00$25.0011/6/2009 6:33:14 PM
SFBank$200.00$200.0011/8/2009 5:43:59 PM
bid-papyrus$25.00$25.0011/9/2009 11:57:45 AM
johnayan$25.00$25.0011/5/2009 4:24:56 PM
upc_tnt$25.00$25.0011/5/2009 4:25:19 PM
JDFuego$25.00$25.0011/5/2009 4:25:43 PM
amijo$25.00$25.0011/5/2009 4:25:47 PM
bazzer$25.00$25.0011/5/2009 4:26:31 PM
draggon77$25.00$25.0011/5/2009 4:26:42 PM
James_and_Tracy$25.00$25.0011/5/2009 4:24:40 PM
omerta6102$50.00$50.0011/5/2009 4:25:20 PM
palpbert$25.00$25.0011/5/2009 4:25:49 PM
IIP77$25.00$25.0011/5/2009 4:26:28 PM
rdecartus$25.00$25.0011/5/2009 4:26:40 PM
portfolio-turbine$25.00$25.0011/5/2009 5:06:45 PM
mikeyp411$25.00$25.0011/5/2009 6:56:11 PM
Dan44$50.00$50.0011/5/2009 4:24:25 PM
frugalmichael$25.00$25.0011/5/2009 4:24:33 PM
bradania$25.00$25.0011/5/2009 4:24:45 PM
MrMcduck$25.00$25.0011/5/2009 4:25:17 PM
ITExec$48.79$48.7911/5/2009 4:25:21 PM
Entejaeger$25.00$25.0011/5/2009 4:25:42 PM
gustavzantanon$50.00$50.0011/5/2009 4:25:51 PM
kubien$25.00$25.0011/5/2009 4:26:00 PM
showmestatekid$25.00$25.0011/5/2009 4:26:16 PM
lcole32$35.00$35.0011/5/2009 4:26:41 PM
101010$50.00$50.0011/5/2009 7:37:24 PM
drg6289$25.00$25.0011/6/2009 10:24:15 AM
charming-point$100.00$100.0011/6/2009 12:57:44 PM
selfmademan$25.00$25.0011/9/2009 9:11:39 AM
57 bids
 
Borrower Payment Dependent Notes Series 432132
This series of Notes was issued and sold upon the funding of the borrower loan #39400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Auction Duration: 7 days
Term: 36 months Estimated loss: 5.0% Auction start date:  Nov-09-2009 
  Auction end date:  Nov-10-2009 
 
Starting lender yield: 15.09% Starting borrower rate/APR: 16.09% / 18.27% Starting monthly payment: $140.81
Final lender yield: 14.05% Final borrower rate/APR: 15.05% / 17.22% Final monthly payment: $138.76
 
Auction yield range: 6.29% - 15.09% Estimated loss impact: 5.24%  
Lender servicing fee: 1.00% Estimated return: 8.81%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 8 First credit line: Sep-1994 Debt/Income ratio: 24%
Credit score: 740-759 (Nov-2009) Current / open credit lines: 7 / 7Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 16Length of status:3y 9m
Amount delinquent: $0 Revolving credit balance: $5,379 Occupation: Other
Public records last 12m / 10y: 0/ 0 Bankcard utilization: 30%Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Homeownership: Yes  
Inquiries last 6m: 1    
Screen name: currency-demon Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< mo. late: 0 ( 0% )  
640-659 (Oct-2008)
 
Principal balance: $0.00 1+ mo. late: 0 ( 0% )
Total payments billed: 10  
Description
investing in physical silver
Purpose of loan:
This loan will be used to:? invest in physical silver -- to lock in?investment at current prices.

My financial situation:
I am a good candidate for this loan because I have good credit; small loan amount; stable income; loan is backed by hard asset.?

Monthly net income: $ 4,750

Monthly expenses: $
??Housing: $?690
??Insurance: $?80
??Car expenses: $?206
??Utilities: $?200
??Phone, cable, internet: $ 190
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?240
??Other expenses (GAS!): $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
GElender$50.00$50.0011/9/2009 4:11:24 PM
money2k$25.00$25.0011/9/2009 4:11:14 PM
mikeandcat$50.00$50.0011/9/2009 4:15:53 PM
WineDrop$30.00$30.0011/9/2009 4:15:50 PM
don8ter$25.00$25.0011/9/2009 4:17:55 PM
GatorBux$50.00$50.0011/9/2009 4:18:13 PM
syounker$25.00$25.0011/9/2009 4:22:52 PM
vengy$25.00$25.0011/9/2009 4:22:26 PM
350DGRZ$25.00$25.0011/9/2009 4:28:56 PM
ekn_enterprises$25.00$25.0011/9/2009 4:29:36 PM
GOPHERBOY$30.00$30.0011/9/2009 4:30:09 PM
deal-pioneer1$25.00$25.0011/9/2009 4:15:43 PM
enthusiastic-balance5$100.00$100.0011/9/2009 4:17:22 PM
MoneyU4IA$25.00$25.0011/9/2009 4:20:15 PM
PalmTreeIsland$100.00$100.0011/9/2009 4:36:09 PM
iolaire$25.00$25.0011/9/2009 4:41:00 PM
wampum-chorus3$25.00$25.0011/9/2009 4:41:53 PM
Diamond_Jim$25.00$25.0011/9/2009 4:43:48 PM
social-gatherer7$25.00$25.0011/9/2009 4:44:13 PM
mizon291$25.00$25.0011/9/2009 4:50:26 PM
lend_to_you$25.00$25.0011/9/2009 4:51:18 PM
resource777$25.00$25.0011/9/2009 4:52:34 PM
Lesburger$25.00$25.0011/9/2009 4:39:56 PM
E_G$30.00$30.0011/9/2009 4:55:05 PM
aasx1108$25.00$25.0011/9/2009 4:41:48 PM
serpentine$50.00$50.0011/9/2009 4:55:35 PM
granitepk$25.00$25.0011/9/2009 4:42:58 PM
rdrloan$25.00$25.0011/9/2009 4:57:24 PM
How$25.00$25.0011/9/2009 4:44:00 PM
HarrisonHome$25.00$25.0011/9/2009 4:58:19 PM
leftcoast52$25.00$25.0011/9/2009 5:10:28 PM
affluence-tycoon$25.00$25.0011/9/2009 5:10:33 PM
Dakota98$50.00$50.0011/9/2009 5:10:40 PM
quintilian$50.00$50.0011/9/2009 5:10:06 PM
jibe-set$50.00$50.0011/9/2009 5:10:26 PM
AF-Chief$25.00$25.0011/9/2009 5:11:25 PM
tremendous-payment$25.00$25.0011/9/2009 5:11:38 PM
All_Wins$25.00$25.0011/9/2009 5:13:02 PM
Luigi$25.00$25.0011/9/2009 4:49:37 PM
CASHGIRL$75.00$75.0011/9/2009 5:14:05 PM
williamdkit$25.00$25.0011/9/2009 5:14:17 PM
rose88$25.00$25.0011/9/2009 5:13:52 PM
nowits10$25.00$25.0011/9/2009 4:52:00 PM
burgeoning-silver$25.00$25.0011/9/2009 4:56:16 PM
REBizGuy$47.84$47.8411/9/2009 5:22:37 PM
Minotaur$36.00$36.0011/9/2009 4:58:26 PM
EEasyMoney$25.00$25.0011/9/2009 5:25:25 PM
RSV$25.00$25.0011/9/2009 5:09:41 PM
five-star-justice$36.00$36.0011/9/2009 5:28:14 PM
CAGE-Investments$25.00$25.0011/9/2009 5:11:45 PM
Supernick$25.00$25.0011/9/2009 5:13:27 PM
Carpetkid$25.00$25.0011/9/2009 5:15:42 PM
Jassi$25.00$25.0011/9/2009 5:16:03 PM
ethicalhumanist$25.00$25.0011/9/2009 5:26:47 PM
jybank$25.00$25.0011/9/2009 5:31:51 PM
orbiter614$50.00$50.0011/9/2009 5:34:49 PM
GeoLender$25.00$25.0011/9/2009 6:07:36 PM
MoneyForNothing$25.00$25.0011/9/2009 9:46:09 PM
NorthlandAlchemist$50.00$50.0011/10/2009 1:54:55 AM
VBAces$50.00$50.0011/9/2009 4:11:26 PM
wings2fly$25.00$25.0011/9/2009 4:11:19 PM
Citytrustbankerguy$25.00$25.0011/9/2009 4:15:37 PM
Fortuno_per_commodo$25.00$25.0011/9/2009 4:15:58 PM
vkorichkov$30.00$30.0011/9/2009 4:16:22 PM
shrewd-deal$25.00$25.0011/9/2009 4:17:07 PM
harperpotok$100.00$100.0011/9/2009 4:21:43 PM
efficient-bid2$25.00$25.0011/9/2009 4:29:06 PM
LandoC1$25.00$25.0011/9/2009 4:29:14 PM
market-solstice2$25.00$25.0011/9/2009 4:29:25 PM
rawman$25.00$25.0011/9/2009 4:29:57 PM
Orca-man$100.00$100.0011/9/2009 4:15:47 PM
cash-boots$25.00$25.0011/9/2009 4:30:48 PM
Tavita$25.00$25.0011/9/2009 4:16:11 PM
payout-point$50.00$50.0011/9/2009 4:30:58 PM
funds-shaker8$25.00$25.0011/9/2009 4:17:15 PM
fortytwo$150.00$150.0011/9/2009 4:23:58 PM
bdloans$100.00$100.0011/9/2009 4:41:17 PM
roto$25.00$25.0011/9/2009 4:30:26 PM
steiglends$50.00$50.0011/9/2009 4:30:31 PM
theopposites$25.00$25.0011/9/2009 4:43:51 PM
leodaguy$25.00$25.0011/9/2009 4:51:40 PM
newbietony$25.00$25.0011/9/2009 4:52:09 PM
transaction-axis$25.00$25.0011/9/2009 5:09:35 PM
888168$25.00$25.0011/9/2009 5:10:43 PM
chlebie$50.00$50.0011/9/2009 5:10:49 PM
hopethisworks$50.00$50.0011/9/2009 5:12:32 PM
nodrivelpls$25.00$25.0011/9/2009 5:13:18 PM
Kijib$25.00$25.0011/9/2009 5:13:49 PM
cash-tsunami$25.00$25.0011/9/2009 5:14:36 PM
tallmon$25.00$25.0011/9/2009 4:50:46 PM
BankofTony$25.00$25.0011/9/2009 5:15:07 PM
dimitrip1024$25.00$25.0011/9/2009 5:14:51 PM
gristle$25.00$25.0011/9/2009 5:14:57 PM
RationalWorld$25.00$25.0011/9/2009 5:15:36 PM
unk1911$25.00$25.0011/9/2009 5:15:24 PM
scottr$25.00$25.0011/9/2009 5:15:29 PM
TOCPI$25.00$12.0911/9/2009 5:16:11 PM
sharkm$25.00$25.0011/9/2009 4:53:22 PM
Rupees_n_Pesos$25.00$25.0011/9/2009 4:55:22 PM
uga$25.00$25.0011/9/2009 4:56:51 PM
WilliamLeeSims$25.00$25.0011/9/2009 4:57:39 PM
shortstop21$25.00$25.0011/9/2009 5:08:51 PM
Turkish101$25.00$25.0011/9/2009 5:09:18 PM
the-money-gargantuan$25.00$25.0011/9/2009 5:09:27 PM
ADIDASNO$25.00$25.0011/9/2009 5:12:47 PM
LenderByDay$25.00$25.0011/9/2009 5:13:30 PM
hanuman77$46.26$46.2611/9/2009 5:14:55 PM
income-rocker2$250.00$250.0011/9/2009 5:15:01 PM
GeoLender$25.00$25.0011/9/2009 6:07:52 PM
Russh$26.81$26.8111/10/2009 4:45:27 AM
minista$25.00$25.0011/9/2009 5:39:53 PM
kewgdns$25.00$25.0011/10/2009 5:22:41 AM
112 bids
 
Borrower Payment Dependent Notes Series 432164
This series of Notes was issued and sold upon the funding of the borrower loan #39402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: C Auction Duration: 7 days
Term: 36 months Estimated loss: 6.5% Auction start date:  Nov-06-2009 
  Auction end date:  Nov-07-2009 
 
Starting lender yield: 20.17% Starting borrower rate/APR: 21.17% / 23.42% Starting monthly payment: $109.51
Final lender yield: 19.10% Final borrower rate/APR: 20.10% / 22.34% Final monthly payment: $107.92
 
Auction yield range: 8.29% - 20.17% Estimated loss impact: 6.94%  
Lender servicing fee: 1.00% Estimated return: 12.16%  
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score: 9 First credit line: Apr-1990 Debt/Income ratio: 15%
Credit score: 660-679 (Nov-2009) Current / open credit lines: 8 / 6Employment status:Full-time employee
Now delinquent: 0 Total credit lines: 19Length of status:1y 7m
Amount delinquent: $0 Revolving credit balance: $9,396 Occupation: Other
Public records last 12m / 10y: 0/ 1 Bankcard utilization: 74%Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Homeownership: No  
Inquiries last 6m: 1    
Screen name: euro-paddle Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Moving Expenses
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
BidderAmount BidAmount WinningBid Date (PT)
JohnGalt94$25.00$25.0011/6/2009 4:14:13 PM
special-responsibility$25.00$25.0011/6/2009 4:14:16 PM
standanddeliver$25.00$25.0011/6/2009 4:14:31 PM
dansarkis$25.00$25.0011/6/2009 4:14:44 PM
PatRichi$25.00$25.0011/6/2009 4:14:55 PM
andrewgl$25.00$25.0011/6/2009 4:14:58 PM
bruin558$50.00$50.0011/6/2009 4:15:20 PM
mmqc$25.00$25.0011/6/2009 4:15:32 PM
TandyJames$25.00$25.0011/6/2009 4:15:38 PM
puifais$25.00$25.0011/6/2009 4:16:12 PM
mikrolown$25.00$25.0011/6/2009 4:16:24 PM
unk1911$25.00$25.0011/6/2009 4:16:29 PM
d_grbg$25.00$25.0011/6/2009 4:16:40 PM
blue-liberty-gourd$25.00$25.0011/6/2009 4:16:49 PM
point-shooter$25.00$25.0011/6/2009 4:17:13 PM
valiant-p2p$25.00$25.0011/6/2009 4:17:18 PM
justice-dna$25.00$25.0011/6/2009 4:17:30 PM
a-responsible-return$25.00$25.0011/6/2009 4:17:45 PM
NATIVEBORN$25.00$25.0011/6/2009 4:14:06 PM
silver-armada$50.00$50.0011/6/2009 4:14:56 PM
Cheburashka$25.00$25.0011/6/2009 4:15:04 PM
bxdoc$200.00$200.0011/6/2009 4:15:49 PM
skuba$25.00$25.0011/6/2009 4:16:01 PM
miked8303$25.00$25.0011/6/2009 4:16:21 PM
contract-neutron$25.00$25.0011/6/2009 4:16:52 PM
icontender$25.00$25.0011/6/2009 4:17:09 PM
wise-spirited-nickel$25.00$25.0011/6/2009 4:17:14 PM
spitzbergen$25.00$25.0011/6/2009 4:17:55 PM
Wangersinc$25.00$10.0011/6/2009 4:17:59 PM
DadWarbucks$25.00$25.0011/6/2009 4:14:10 PM
tenny321$25.00$25.0011/6/2009 4:15:45 PM
LR_Biker$25.00$25.0011/6/2009 4:15:47 PM
crazycool$35.00$35.0011/6/2009 4:15:55 PM
Weaverville$50.00$50.0011/6/2009 4:15:59 PM
MrDavid$25.00$25.0011/6/2009 4:16:14 PM
efficient-principal$25.00$25.0011/6/2009 4:16:26 PM
SnE$25.00$25.0011/6/2009 4:16:30 PM
Heatguy$25.00$25.0011/6/2009 4:16:32 PM
charming-point$100.00$100.0011/6/2009 4:16:38 PM
power-flow6$25.00$25.0011/6/2009 4:16:45 PM
gentle-gold$25.00$25.0011/6/2009 4:16:47 PM
currency-cigar4$25.00$25.0011/6/2009 4:16:56 PM
Lightlife$50.00$50.0011/6/2009 4:17:04 PM
LEWK25$25.00$25.0011/6/2009 4:17:11 PM
credit-kahuna$100.00$100.0011/6/2009 4:17:22 PM
mtquan$25.00$25.0011/6/2009 4:17:47 PM
LarryNY$25.00$25.0011/6/2009 5:01:41 PM
rjleves$25.00$25.0011/6/2009 4:14:20 PM
educationfirst$25.00$25.0011/6/2009 4:14:29 PM
cyberie21$40.00$40.0011/6/2009 4:14:40 PM
desertoasis$25.00$25.0011/6/2009 4:14:53 PM
fmvaulter$25.00$25.0011/6/2009 4:15:02 PM
money-maniac$25.00$25.0011/6/2009 4:15:34 PM
the-silver-blaster$60.00$60.0011/6/2009 4:15:41 PM
twirl2$25.00$25.0011/6/2009 4:16:34 PM
Frenchynh$25.00$25.0011/6/2009 4:16:58 PM
rmachi$25.00$25.0011/6/2009 4:17:17 PM
payout-achievement$40.00$40.0011/6/2009 4:17:32 PM
iruz$50.00$50.0011/6/2009 4:17:34 PM
JGB$25.00$25.0011/6/2009 4:17:40 PM
kanakakm$25.00$25.0011/6/2009 4:17:42 PM
zeelender$25.00$25.0011/6/2009 4:14:34 PM
IIP77$25.00$25.0011/6/2009 4:14:37 PM
mathprof$25.00$25.0011/6/2009 4:14:46 PM
hard-working-loot$25.00$25.0011/6/2009 4:15:12 PM
Hondo$25.00$25.0011/6/2009 4:15:18 PM
irrelevant$25.00$25.0011/6/2009 4:15:26 PM
martinatime$25.00$25.0011/6/2009 4:15:52 PM
five-star-note$35.00$35.0011/6/2009 4:16:03 PM
return-elm$25.00$25.0011/6/2009 4:16:09 PM
elegant-bonus$25.00$25.0011/6/2009 4:16:42 PM
Boca$25.00$25.0011/6/2009 4:16:50 PM
credit-force5$25.00$25.0011/6/2009 4:17:00 PM
blackstar$25.00$25.0011/6/2009 4:17:06 PM
boater01$50.00$50.0011/6/2009 4:17:28 PM
active-reward7$25.00$25.0011/6/2009 4:17:36 PM
EnigmaNYC-29$25.00$25.0011/6/2009 4:17:38 PM
CarDealer3070$25.00$25.0011/6/2009 4:17:52 PM
unclejaef$25.00$25.0011/6/2009 4:17:58 PM
pleasant-dime$25.00$25.0011/6/2009 4:14:24 PM
Minnechela$25.00$25.0011/6/2009 4:14:51 PM
JKEnterprises$25.00$25.0011/6/2009 4:15:08 PM
Gabriel02$25.00$25.0011/6/2009 4:15:25 PM
booksleuth$50.00$50.0011/6/2009 4:15:56 PM
djh47a$30.00$30.0011/6/2009 4:16:20 PM
Aimvest$25.00$25.0011/6/2009 4:16:44 PM
shingu79$50.00$50.0011/6/2009 4:16:53 PM
value-pole$25.00$25.0011/6/2009 4:17:02 PM
fllender$25.00$25.0011/6/2009 4:17:25 PM
get30inc$25.00$25.0011/6/2009 4:17:49 PM
Bank_Of_XL$50.00$50.0011/6/2009 10:17:17 PM
91 bids