Sales Report:Supplement No. 71 dated Nov 02, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
427386
This series of Notes was issued and sold upon the funding of the borrower loan #39258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 12.42% |
Starting borrower rate/APR:
| 13.42% / 15.57% |
Starting monthly payment:
| $610.14 |
|
Final lender yield:
| 11.40% |
Final borrower rate/APR:
| 12.40% / 14.54% |
Final monthly payment:
| $601.30 |
| |
|
Auction yield range:
| 4.27% - 12.42% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,475 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cerebral-peso |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
For a brighter future...
Purpose of loan:
This loan will be used to?help pay credit card debt sooner due to high interest rates.
My financial situation:
I am a good candidate for this loan because?I hold high regards to my future and my son's, which includes maintaining a good standing with my current debt obligations.? Married for 8 years, divorded in 2002.? I became a single mother with a single income---mine alone.? Attempting to care for both of us I have ended up with current financial situation.? This is my debt, this my situation, this is my problem to resolve and with your assistance I have a solution. ?I have finally come to?terms, I will not?get any assistance from?my son's?father to help raise him. ?I am a fighter.? Goofy as it may sound, my life's motto, if you fall off the horse, you must get up dust yourself off and keep riding that damn horse.? As for my past delinquencies, I had surgery unable to work and I fell behind. But as my credit shows, I got back on that damn horse and have been paying my debts since then and managed to purchase a townhome--me alone.
Thank you for this opportunity, during this process it has giving me hope--for a brighter future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:38 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:27 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:11 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/8/2009 4:10:03 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:34 PM |
| snowman34 | $25.00 | $25.00 | 10/8/2009 4:10:40 PM |
| Havana21 | $50.00 | $50.00 | 10/8/2009 4:11:57 PM |
| CallMeBen | $25.00 | $25.00 | 10/8/2009 4:08:20 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:29 PM |
| friendly-gold | $25.00 | $25.00 | 10/8/2009 4:14:04 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:08 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 4:14:06 PM |
| Syndication | $25.00 | $25.00 | 10/8/2009 4:14:13 PM |
| AdamDB | $25.00 | $25.00 | 10/8/2009 4:05:24 PM |
| silver-armada | $50.00 | $50.00 | 10/8/2009 4:14:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 4:14:21 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:30 PM |
| visionary-currency | $50.00 | $50.00 | 10/8/2009 4:14:39 PM |
| gadget7 | $25.00 | $25.00 | 10/8/2009 4:15:13 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:18 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:24 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:08:53 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 4:12:58 PM |
| CPAMAN | $25.00 | $25.00 | 10/8/2009 4:14:20 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:20 PM |
| cheapskate | $50.00 | $50.00 | 10/8/2009 5:09:05 PM |
| lcole32 | $25.00 | $25.00 | 10/8/2009 4:14:56 PM |
| Champpilot | $50.00 | $50.00 | 10/8/2009 4:15:02 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/8/2009 4:15:09 PM |
| ronow22 | $25.00 | $25.00 | 10/8/2009 4:15:30 PM |
| SB-Funding | $50.00 | $50.00 | 10/8/2009 4:31:09 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:53 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:12:00 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:10 PM |
| anwn | $25.00 | $25.00 | 10/8/2009 4:41:17 PM |
| yield-lion | $25.00 | $25.00 | 10/8/2009 4:52:59 PM |
| TrustOne | $25.00 | $25.00 | 10/8/2009 4:56:22 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:22 PM |
| zacharyd | $25.00 | $25.00 | 10/8/2009 4:14:44 PM |
| neighborly-bid | $25.00 | $25.00 | 10/8/2009 4:15:06 PM |
| goalman55 | $25.00 | $25.00 | 10/8/2009 5:19:24 PM |
| benroo | $25.00 | $25.00 | 10/8/2009 5:19:33 PM |
| Clambake | $50.00 | $50.00 | 10/8/2009 4:22:49 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 5:22:24 PM |
| Ragnar | $25.00 | $25.00 | 10/8/2009 5:26:40 PM |
| dinobuddy | $25.00 | $25.00 | 10/8/2009 5:26:44 PM |
| joex | $25.00 | $25.00 | 10/8/2009 4:53:53 PM |
| mcarm66 | $25.00 | $25.00 | 10/8/2009 5:47:22 PM |
| thrifty-return | $50.00 | $50.00 | 10/8/2009 5:47:25 PM |
| Halos2002 | $50.00 | $50.00 | 10/8/2009 6:21:42 PM |
| credit-sunshine | $25.00 | $25.00 | 10/8/2009 7:36:26 PM |
| akahoss | $25.00 | $25.00 | 10/8/2009 7:56:06 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:16 PM |
| Supernick | $25.00 | $25.00 | 10/8/2009 8:21:11 PM |
| tremendous-payment | $25.00 | $25.00 | 10/8/2009 5:26:36 PM |
| Phantom99 | $25.00 | $25.00 | 10/8/2009 5:47:21 PM |
| greenfuture | $25.00 | $25.00 | 10/8/2009 6:06:05 PM |
| TW2000 | $25.00 | $25.00 | 10/8/2009 7:56:10 PM |
| Dave0 | $25.00 | $25.00 | 10/8/2009 9:46:06 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:32 PM |
| jakedubb | $25.00 | $25.00 | 10/9/2009 2:10:31 AM |
| honorable-yield | $25.00 | $25.00 | 10/9/2009 5:16:17 AM |
| engaging-worth | $30.00 | $30.00 | 10/8/2009 8:32:32 PM |
| chief_wo | $25.00 | $25.00 | 10/9/2009 6:36:46 AM |
| Cheburashka | $25.00 | $25.00 | 10/9/2009 6:37:06 AM |
| lagnisiruk | $25.00 | $25.00 | 10/8/2009 11:13:48 PM |
| igloo418 | $25.00 | $25.00 | 10/9/2009 8:52:31 AM |
| Butterfly1950 | $25.00 | $25.00 | 10/9/2009 4:16:30 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:16 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:44 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:04 AM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:30 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:25 AM |
| ike_bt | $25.00 | $25.00 | 10/9/2009 8:30:59 AM |
| cjames84 | $25.00 | $25.00 | 10/9/2009 6:37:09 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:58:48 AM |
| Kelor99 | $25.00 | $25.00 | 10/9/2009 6:40:52 AM |
| generous-deal6 | $25.00 | $25.00 | 10/9/2009 6:41:32 AM |
| crenen139 | $25.00 | $25.00 | 10/9/2009 11:29:03 AM |
| organic-platinum | $25.00 | $25.00 | 10/9/2009 10:22:43 AM |
| kindness-casserole | $25.00 | $25.00 | 10/9/2009 10:28:52 AM |
| special-responsibility | $25.00 | $25.00 | 10/9/2009 8:15:43 AM |
| djs81 | $25.00 | $25.00 | 10/9/2009 10:48:21 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:24:42 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:48 AM |
| Erileb | $25.00 | $25.00 | 10/9/2009 9:53:48 AM |
| exact-point | $25.00 | $25.00 | 10/9/2009 12:14:41 PM |
| dm_invest | $25.00 | $25.00 | 10/9/2009 12:16:48 PM |
| swoosh | $25.00 | $25.00 | 10/9/2009 9:58:58 AM |
| bleacher | $25.00 | $25.00 | 10/9/2009 11:35:10 AM |
| zone6 | $50.00 | $50.00 | 10/9/2009 2:03:56 PM |
| Prezotus | $25.00 | $25.00 | 10/9/2009 5:48:52 PM |
| kbodendorf | $25.00 | $25.00 | 10/9/2009 4:40:26 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:58 AM |
| Magus54 | $25.00 | $25.00 | 10/9/2009 7:43:53 PM |
| booyah | $75.00 | $75.00 | 10/10/2009 7:14:50 AM |
| asiaratt | $25.00 | $25.00 | 10/9/2009 5:09:02 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:37 PM |
| RetiredATC | $25.00 | $25.00 | 10/10/2009 3:23:54 AM |
| dollar-oracle55 | $25.00 | $25.00 | 10/9/2009 7:08:48 PM |
| rbb | $25.00 | $25.00 | 10/10/2009 11:33:48 AM |
| Gabriel02 | $25.00 | $25.00 | 10/10/2009 3:07:13 PM |
| elated-justice | $25.00 | $25.00 | 10/10/2009 3:07:17 PM |
| fuzed | $25.00 | $25.00 | 10/10/2009 3:08:02 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/10/2009 3:08:16 PM |
| ualf | $50.00 | $50.00 | 10/10/2009 3:08:28 PM |
| galtsgulch | $25.00 | $25.00 | 10/10/2009 3:08:31 PM |
| bxdoc | $150.00 | $150.00 | 10/10/2009 3:08:39 PM |
| rjleves | $25.00 | $25.00 | 10/10/2009 3:08:56 PM |
| compassion-paladin042 | $25.00 | $25.00 | 10/10/2009 3:08:59 PM |
| Hokiemon | $75.00 | $75.00 | 10/10/2009 3:09:01 PM |
| 02bob | $25.00 | $25.00 | 10/10/2009 3:09:20 PM |
| brazilofmux | $100.00 | $100.00 | 10/10/2009 3:09:35 PM |
| Carpetkid | $25.00 | $25.00 | 10/10/2009 3:09:39 PM |
| poeman | $25.00 | $25.00 | 10/10/2009 3:10:33 PM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:01:03 AM |
| martinatime | $25.00 | $25.00 | 10/10/2009 3:10:41 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/10/2009 3:06:53 PM |
| crazycool | $25.00 | $25.00 | 10/10/2009 3:06:57 PM |
| treasure-firestarter8 | $50.00 | $50.00 | 10/10/2009 3:07:04 PM |
| capital-duckling | $25.00 | $25.00 | 10/10/2009 3:11:07 PM |
| three-for-6 | $25.00 | $25.00 | 10/10/2009 3:11:30 PM |
| dansarkis | $25.00 | $25.00 | 10/10/2009 3:07:25 PM |
| treasure-generator | $25.00 | $25.00 | 10/10/2009 3:11:42 PM |
| Cutts | $25.00 | $25.00 | 10/10/2009 3:11:49 PM |
| Rogelio48 | $25.00 | $25.00 | 10/10/2009 3:12:45 PM |
| dollars4debts | $25.00 | $25.00 | 10/10/2009 3:12:48 PM |
| mathprof | $25.00 | $25.00 | 10/10/2009 3:08:19 PM |
| attractive-rate | $25.00 | $25.00 | 10/10/2009 3:13:37 PM |
| beyondmanagement | $25.00 | $25.00 | 10/10/2009 3:13:42 PM |
| smurf163 | $25.00 | $25.00 | 10/10/2009 3:13:44 PM |
| boxorox | $25.00 | $25.00 | 10/10/2009 3:13:50 PM |
| AF-Chief | $25.00 | $25.00 | 10/10/2009 3:08:37 PM |
| ThomasCrown | $30.00 | $30.00 | 10/10/2009 3:13:55 PM |
| flaparty | $50.00 | $50.00 | 10/10/2009 3:13:58 PM |
| voidpile | $25.00 | $25.00 | 10/10/2009 3:14:03 PM |
| MGMNT | $25.00 | $25.00 | 10/10/2009 3:14:29 PM |
| LenderByDay | $25.00 | $25.00 | 10/10/2009 3:14:34 PM |
| bigbryan98 | $25.00 | $25.00 | 10/10/2009 12:30:47 PM |
| mpactlender | $25.00 | $25.00 | 10/10/2009 3:09:42 PM |
| aldeed | $25.00 | $25.00 | 10/10/2009 3:09:50 PM |
| sloan | $25.00 | $25.00 | 10/10/2009 3:09:53 PM |
| Davidson2 | $25.00 | $25.00 | 10/10/2009 3:15:28 PM |
| ianakacg | $25.00 | $25.00 | 10/10/2009 3:10:08 PM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:13:57 PM |
| yukongin | $25.00 | $25.00 | 10/10/2009 3:15:47 PM |
| socialbanker | $25.00 | $25.00 | 10/10/2009 3:10:19 PM |
| Dutchhunter | $25.00 | $25.00 | 10/10/2009 3:15:55 PM |
| Dahlozer | $25.00 | $25.00 | 10/10/2009 3:10:22 PM |
| unitedins | $25.00 | $25.00 | 10/10/2009 3:16:03 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/10/2009 3:10:50 PM |
| Tikibarman | $50.00 | $50.00 | 10/10/2009 3:11:10 PM |
| Sefotonga | $25.00 | $25.00 | 10/10/2009 3:11:21 PM |
| geniusj | $25.00 | $25.00 | 10/10/2009 3:11:56 PM |
| standanddeliver | $25.00 | $25.00 | 10/10/2009 3:06:10 PM |
| anders94 | $57.05 | $57.05 | 10/10/2009 3:06:33 PM |
| takarlstad | $25.00 | $25.00 | 10/10/2009 3:13:20 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/10/2009 3:13:28 PM |
| scottr | $25.00 | $25.00 | 10/10/2009 3:06:50 PM |
| Skady3love | $25.00 | $25.00 | 10/10/2009 3:13:31 PM |
| cathexis | $25.00 | $25.00 | 10/10/2009 3:13:40 PM |
| kumpa2u | $25.00 | $25.00 | 10/10/2009 3:07:11 PM |
| ccdmp2004 | $25.00 | $25.00 | 10/10/2009 3:14:07 PM |
| jbarron | $25.00 | $25.00 | 10/10/2009 3:14:31 PM |
| 888168 | $25.00 | $25.00 | 10/10/2009 3:14:33 PM |
| drummer427 | $25.00 | $25.00 | 10/10/2009 3:14:39 PM |
| dime-worker | $25.00 | $25.00 | 10/10/2009 3:07:48 PM |
| JohnW12 | $25.00 | $25.00 | 10/10/2009 3:08:05 PM |
| slymoose | $25.00 | $25.00 | 10/10/2009 3:08:13 PM |
| SnE | $25.00 | $25.00 | 10/10/2009 3:08:23 PM |
| soldadoz | $25.00 | $25.00 | 10/10/2009 3:15:58 PM |
| wayman | $50.00 | $50.00 | 10/10/2009 3:16:11 PM |
| Dohshooter | $50.00 | $50.00 | 10/10/2009 3:09:15 PM |
| orindalender | $50.00 | $50.00 | 10/10/2009 3:16:27 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/10/2009 3:17:38 PM |
| teejay411 | $100.00 | $100.00 | 10/10/2009 3:17:50 PM |
| seattleslug | $25.00 | $25.00 | 10/10/2009 3:58:43 PM |
| MicroL | $25.00 | $25.00 | 10/10/2009 3:10:31 PM |
| pbr | $25.00 | $25.00 | 10/10/2009 3:10:43 PM |
| jktravl | $25.00 | $25.00 | 10/10/2009 3:11:12 PM |
| Financer | $50.00 | $50.00 | 10/10/2009 3:11:24 PM |
| pleasant-dime | $25.00 | $25.00 | 10/10/2009 3:11:28 PM |
| honorable-treasure | $25.00 | $25.00 | 10/10/2009 3:11:32 PM |
| goingplaces99 | $25.00 | $25.00 | 10/10/2009 3:11:43 PM |
| Cronos | $25.00 | $25.00 | 10/10/2009 3:11:45 PM |
| stanbalwight4 | $25.00 | $25.00 | 10/11/2009 10:08:59 AM |
| Tahoeguy | $25.00 | $25.00 | 10/10/2009 3:13:13 PM |
| DublinCaLender | $25.00 | $25.00 | 10/10/2009 3:14:05 PM |
| WolRab | $25.00 | $25.00 | 10/10/2009 3:14:54 PM |
| helpu88 | $25.00 | $25.00 | 10/10/2009 3:14:59 PM |
| jdrez | $25.00 | $25.00 | 10/10/2009 3:15:14 PM |
| power-collider | $25.00 | $25.00 | 10/10/2009 3:15:39 PM |
| VentureExplorer | $25.00 | $25.00 | 10/10/2009 3:16:08 PM |
| riversmoke | $25.00 | $25.00 | 10/10/2009 3:16:20 PM |
| burrito6 | $25.00 | $25.00 | 10/10/2009 3:16:24 PM |
| imyorleadr | $25.00 | $25.00 | 10/11/2009 8:48:58 AM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:54 PM |
| andyb9 | $25.00 | $25.00 | 10/11/2009 5:23:54 PM |
| theloanfiller | $25.00 | $25.00 | 10/11/2009 7:33:59 PM |
| KiwiElf | $25.00 | $25.00 | 10/12/2009 1:38:49 PM |
| mydreamsagain | $25.00 | $25.00 | 10/12/2009 1:44:23 PM |
| Sandeman | $40.00 | $40.00 | 10/12/2009 6:36:38 AM |
| Rev1126 | $25.00 | $25.00 | 10/12/2009 2:30:39 PM |
| hopethisworks | $100.00 | $100.00 | 10/12/2009 1:50:06 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/12/2009 3:31:22 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:39:13 PM |
| gold-cluster | $25.00 | $25.00 | 10/12/2009 4:06:12 PM |
| BlueSummers | $50.00 | $50.00 | 10/12/2009 3:30:44 PM |
| theQuietLender | $25.00 | $25.00 | 10/12/2009 3:30:53 PM |
| tlam168 | $25.00 | $25.00 | 10/12/2009 3:31:22 PM |
| lending-bear | $50.00 | $50.00 | 10/12/2009 3:31:29 PM |
| Sixmil | $25.00 | $25.00 | 10/12/2009 2:39:23 PM |
| MARSTUN | $43.52 | $43.52 | 10/12/2009 2:44:03 PM |
| VBAces | $50.00 | $50.00 | 10/12/2009 2:44:07 PM |
| ThomasC | $25.00 | $25.00 | 10/12/2009 5:26:24 PM |
| highcountry1 | $25.00 | $25.00 | 10/12/2009 5:45:16 PM |
| Savings_EQ_Dignity | $34.62 | $34.62 | 10/12/2009 5:46:44 PM |
| jhouman | $25.00 | $25.00 | 10/12/2009 5:47:00 PM |
| michael573114 | $25.00 | $25.00 | 10/12/2009 3:09:12 PM |
| bonanza1973 | $25.00 | $25.00 | 10/12/2009 4:24:09 PM |
| Elbanko | $25.00 | $25.00 | 10/12/2009 3:31:31 PM |
| Tasmir | $25.00 | $25.00 | 10/12/2009 5:13:49 PM |
| Tapu22 | $50.00 | $50.00 | 10/12/2009 7:49:04 PM |
| seasonedinvestor | $25.00 | $25.00 | 10/12/2009 5:44:43 PM |
| pj000218 | $50.00 | $50.00 | 10/12/2009 5:45:19 PM |
| jammers | $25.00 | $25.00 | 10/12/2009 5:45:29 PM |
| VeedonFleece | $25.00 | $25.00 | 10/12/2009 4:30:33 PM |
| martalli | $25.00 | $25.00 | 10/12/2009 7:17:17 PM |
| UREC001 | $25.00 | $25.00 | 10/12/2009 5:45:10 PM |
| YogitheTreeFrog | $25.00 | $25.00 | 10/12/2009 8:49:12 PM |
| kencox | $25.00 | $25.00 | 10/12/2009 9:12:22 PM |
| bokonon | $25.00 | $25.00 | 10/12/2009 10:18:44 PM |
| nzlxjwek | $25.00 | $25.00 | 10/12/2009 10:24:08 PM |
| jokerj006 | $25.00 | $25.00 | 10/12/2009 9:01:35 PM |
| muth6969 | $58.00 | $58.00 | 10/13/2009 5:09:06 AM |
| jabberwockgee | $25.00 | $25.00 | 10/13/2009 7:06:40 PM |
| junes08 | $50.00 | $50.00 | 10/14/2009 10:38:48 AM |
| blot44 | $25.00 | $25.00 | 10/16/2009 4:47:22 AM |
| building_community | $100.00 | $100.00 | 10/16/2009 5:52:05 AM |
| Aristophil | $100.00 | $100.00 | 10/17/2009 3:08:35 PM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:29:49 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/19/2009 4:24:13 PM |
| sks1 | $25.00 | $25.00 | 10/19/2009 4:22:59 PM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 7:26:43 PM |
| cowboyskier | $30.48 | $30.48 | 10/20/2009 10:27:41 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:14:07 PM |
| privatebankerva | $25.00 | $25.00 | 10/21/2009 8:31:18 AM |
| benefit-surfer | $25.00 | $25.00 | 10/21/2009 7:51:49 AM |
| Sven79 | $50.00 | $50.00 | 10/21/2009 12:36:27 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/21/2009 3:23:25 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 4:20:01 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 9:47:39 PM |
| techreseller | $50.00 | $50.00 | 10/22/2009 6:25:46 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:45:31 AM |
| Leshan | $50.00 | $50.00 | 10/22/2009 8:18:36 AM |
| massuot | $25.00 | $25.00 | 10/22/2009 8:37:31 AM |
| ProLoans | $25.00 | $25.00 | 10/22/2009 10:48:29 AM |
| balance-force | $28.00 | $28.00 | 10/22/2009 12:18:20 PM |
| Ven58 | $25.00 | $25.00 | 10/22/2009 12:34:36 PM |
| the-silver-blaster | $78.00 | $78.00 | 10/22/2009 1:30:44 PM |
| organic-platinum | $25.00 | $25.00 | 10/22/2009 1:43:58 PM |
| whitegold24k | $250.00 | $250.00 | 10/22/2009 3:11:57 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:12:36 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 3:20:28 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:51:38 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:27 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:49 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:26 PM |
| anton | $50.00 | $50.00 | 10/8/2009 4:11:01 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:15 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 4:06:29 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:26 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:33 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:43 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:36 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:34 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:09:00 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:09:21 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:38 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:12 PM |
| Artist_Blue | $25.00 | $25.00 | 10/8/2009 4:14:23 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/8/2009 4:14:30 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:45 PM |
| dparkhom | $25.00 | $25.00 | 10/8/2009 4:15:05 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:20 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 4:15:28 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:47 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:19 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:32 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:52 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:16 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:25 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:35 PM |
| laudable-balance | $25.00 | $25.00 | 10/8/2009 4:14:37 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:52 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 4:15:17 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:10 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 4:15:43 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:37 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:04 PM |
| kegs | $41.99 | $41.99 | 10/8/2009 4:12:15 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:40 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:44 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:48 PM |
| Hexnut | $25.00 | $25.00 | 10/8/2009 5:08:54 PM |
| rolandweary | $40.00 | $40.00 | 10/8/2009 4:13:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/8/2009 4:14:10 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:14:14 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/8/2009 4:14:32 PM |
| paymentologist | $25.00 | $25.00 | 10/8/2009 4:14:46 PM |
| Gibbyland | $50.00 | $50.00 | 10/8/2009 5:46:39 PM |
| museic1 | $50.00 | $50.00 | 10/8/2009 4:14:59 PM |
| tdl | $25.00 | $25.00 | 10/8/2009 5:48:35 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 4:15:37 PM |
| hste_llc | $25.00 | $25.00 | 10/8/2009 4:38:38 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:31 PM |
| tender-gold | $25.00 | $25.00 | 10/8/2009 5:47:19 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:35 PM |
| best-marketologist | $25.00 | $25.00 | 10/8/2009 5:56:15 PM |
| monstersdad | $50.00 | $50.00 | 10/8/2009 5:16:46 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/8/2009 6:18:06 PM |
| rellotsf | $25.00 | $25.00 | 10/8/2009 5:26:37 PM |
| mebobeh | $25.00 | $25.00 | 10/8/2009 5:26:48 PM |
| angeimack | $25.00 | $25.00 | 10/8/2009 9:32:17 PM |
| JohnGalt94 | $25.00 | $25.00 | 10/8/2009 10:58:13 PM |
| rob1230 | $27.00 | $27.00 | 10/8/2009 6:36:56 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/8/2009 9:22:15 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:11 AM |
| metro457 | $25.00 | $25.00 | 10/8/2009 7:46:27 PM |
| IeatatWendys | $25.00 | $25.00 | 10/8/2009 8:11:18 PM |
| credit-coach118 | $35.00 | $35.00 | 10/9/2009 6:40:53 AM |
| phillipd48 | $40.00 | $40.00 | 10/8/2009 9:01:21 PM |
| SimGuy | $25.00 | $25.00 | 10/9/2009 3:54:01 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:08 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/9/2009 4:08:49 AM |
| TheMan | $25.00 | $25.00 | 10/9/2009 6:41:50 AM |
| BaileyBrothers | $25.00 | $25.00 | 10/9/2009 9:14:15 AM |
| vcbogan | $100.00 | $100.00 | 10/9/2009 9:33:57 AM |
| triumphant-community | $25.00 | $25.00 | 10/9/2009 10:53:53 AM |
| skuba | $50.00 | $50.00 | 10/9/2009 6:40:49 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:55 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/9/2009 10:13:52 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:50 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/9/2009 9:29:17 AM |
| TrueLending | $25.00 | $25.00 | 10/9/2009 2:29:33 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/9/2009 12:18:20 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/9/2009 12:31:15 PM |
| trapper569 | $25.00 | $25.00 | 10/9/2009 3:33:54 PM |
| radiant-fund | $25.00 | $25.00 | 10/9/2009 3:42:26 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:07:59 PM |
| five-star-note | $25.00 | $25.00 | 10/9/2009 12:41:44 PM |
| quay60 | $25.00 | $25.00 | 10/9/2009 12:54:03 PM |
| Bill33716 | $25.00 | $25.00 | 10/9/2009 3:19:13 PM |
| TIC0331 | $50.00 | $50.00 | 10/9/2009 11:42:52 AM |
| ready-pound | $25.00 | $25.00 | 10/9/2009 2:47:08 PM |
| Josta | $50.00 | $50.00 | 10/9/2009 3:09:13 PM |
| Winger | $50.00 | $50.00 | 10/9/2009 4:41:18 PM |
| igotplans | $30.00 | $30.00 | 10/9/2009 6:17:13 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:35 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/9/2009 8:04:21 PM |
| rgrtanker | $25.00 | $25.00 | 10/9/2009 11:18:50 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/10/2009 10:13:47 AM |
| GRI | $50.00 | $50.00 | 10/10/2009 3:05:33 PM |
| Coach2often | $25.00 | $25.00 | 10/10/2009 3:05:54 PM |
| MrDavid | $25.00 | $25.00 | 10/10/2009 3:05:59 PM |
| mason13a | $25.00 | $25.00 | 10/10/2009 3:06:07 PM |
| GElender | $50.00 | $50.00 | 10/10/2009 3:07:29 PM |
| skiberdad | $50.00 | $50.00 | 10/10/2009 3:07:33 PM |
| LendDoc | $25.00 | $25.00 | 10/10/2009 3:07:39 PM |
| cassius84 | $25.00 | $25.00 | 10/10/2009 3:08:08 PM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:33:59 AM |
| SBT | $50.00 | $50.00 | 10/10/2009 3:08:41 PM |
| Synergism | $25.00 | $25.00 | 10/10/2009 3:09:09 PM |
| LongTail | $25.00 | $25.00 | 10/10/2009 3:09:11 PM |
| nodrivelpls | $25.00 | $25.00 | 10/10/2009 3:05:50 PM |
| chicco | $80.00 | $80.00 | 10/10/2009 3:10:01 PM |
| siege01 | $25.00 | $25.00 | 10/10/2009 3:06:15 PM |
| Dakota98 | $50.00 | $50.00 | 10/10/2009 3:06:19 PM |
| westsidehighway | $25.00 | $25.00 | 10/10/2009 3:10:28 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/10/2009 3:10:39 PM |
| pure-deal6 | $25.00 | $25.00 | 10/10/2009 3:06:28 PM |
| funds-dominator | $25.00 | $25.00 | 10/10/2009 3:10:46 PM |
| blessedpair | $25.00 | $25.00 | 10/10/2009 3:10:53 PM |
| mstebnicki | $25.00 | $25.00 | 10/10/2009 3:10:56 PM |
| LimekilnLake | $25.00 | $25.00 | 10/10/2009 3:07:55 PM |
| SPB | $25.00 | $25.00 | 10/10/2009 3:07:57 PM |
| mooselegs19 | $25.00 | $25.00 | 10/10/2009 3:13:08 PM |
| jdnyc | $25.00 | $25.00 | 10/10/2009 3:08:00 PM |
| jt530 | $25.00 | $25.00 | 10/10/2009 3:13:23 PM |
| ribbles | $50.00 | $50.00 | 10/10/2009 3:13:27 PM |
| laredotornado | $25.00 | $25.00 | 10/10/2009 3:13:33 PM |
| jgar_O | $25.00 | $25.00 | 10/10/2009 3:08:25 PM |
| cpaphoto | $25.00 | $25.00 | 10/10/2009 3:13:47 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/10/2009 3:13:53 PM |
| scoobiedoo | $25.00 | $25.00 | 10/10/2009 3:14:11 PM |
| bmbanzai | $25.00 | $25.00 | 10/10/2009 3:14:21 PM |
| spitzbergen | $25.00 | $25.00 | 10/10/2009 3:09:24 PM |
| snoopey100 | $25.00 | $25.00 | 10/10/2009 3:09:33 PM |
| mmckune | $25.00 | $25.00 | 10/10/2009 3:14:48 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/10/2009 3:09:46 PM |
| jeg3k | $25.00 | $25.00 | 10/10/2009 3:10:04 PM |
| Sam65 | $25.00 | $25.00 | 10/10/2009 3:10:11 PM |
| divemaster | $25.00 | $25.00 | 10/10/2009 3:15:43 PM |
| sambog | $25.00 | $25.00 | 10/10/2009 3:11:01 PM |
| sparkmeister | $25.00 | $25.00 | 10/10/2009 3:19:12 PM |
| rmachi | $25.00 | $25.00 | 10/10/2009 3:11:16 PM |
| coolspeed | $25.00 | $25.00 | 10/10/2009 3:05:39 PM |
| gristle | $25.00 | $25.00 | 10/10/2009 3:11:47 PM |
| leftcoast52 | $25.00 | $25.00 | 10/10/2009 3:11:59 PM |
| ct641ct | $28.76 | $28.76 | 10/10/2009 3:13:02 PM |
| educationfirst | $25.00 | $25.00 | 10/10/2009 3:06:24 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/10/2009 3:06:42 PM |
| lgs83 | $25.00 | $25.00 | 10/10/2009 3:13:22 PM |
| majesty786 | $25.00 | $25.00 | 10/10/2009 3:14:01 PM |
| PatRichi | $25.00 | $25.00 | 10/10/2009 3:07:19 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/10/2009 3:14:17 PM |
| RamesesTG | $25.00 | $25.00 | 10/10/2009 3:07:46 PM |
| wdove511 | $25.00 | $25.00 | 10/10/2009 3:14:41 PM |
| Maccs55 | $25.00 | $25.00 | 10/10/2009 3:07:52 PM |
| DrStaff | $36.63 | $36.63 | 10/10/2009 3:15:12 PM |
| don8ter | $25.00 | $25.00 | 10/10/2009 3:15:36 PM |
| BerkeleyBonds | $25.00 | $25.00 | 10/10/2009 3:15:45 PM |
| TechGuy2 | $25.00 | $25.00 | 10/10/2009 3:08:49 PM |
| MARWARISETH | $25.00 | $25.00 | 10/10/2009 3:16:00 PM |
| busybee007 | $25.00 | $25.00 | 10/10/2009 3:08:52 PM |
| Aquani | $50.00 | $50.00 | 10/10/2009 3:16:06 PM |
| Syzygy | $25.00 | $25.00 | 10/10/2009 11:03:44 PM |
| Lam0nt | $25.00 | $25.00 | 10/10/2009 3:09:04 PM |
| exact-justice | $25.00 | $25.00 | 10/10/2009 3:16:14 PM |
| mpatrick | $50.00 | $50.00 | 10/10/2009 3:09:07 PM |
| figs4u2 | $200.00 | $200.00 | 10/10/2009 3:16:17 PM |
| OCBLUE | $25.00 | $25.00 | 10/10/2009 3:09:18 PM |
| Veloce | $25.00 | $25.00 | 10/10/2009 3:09:26 PM |
| cyberie21 | $40.00 | $40.00 | 10/10/2009 3:09:29 PM |
| techvet | $25.00 | $25.00 | 10/10/2009 3:09:56 PM |
| youqianderen | $50.00 | $50.00 | 10/10/2009 3:10:26 PM |
| ibuystk | $50.00 | $50.00 | 10/10/2009 3:10:36 PM |
| xstreamin | $25.00 | $25.00 | 10/10/2009 3:10:58 PM |
| Skramar | $25.00 | $25.00 | 10/10/2009 3:11:03 PM |
| LendGuy | $25.00 | $25.00 | 10/11/2009 9:13:52 AM |
| blivet1970 | $25.00 | $25.00 | 10/11/2009 9:19:04 AM |
| atllender | $25.00 | $25.00 | 10/10/2009 3:11:51 PM |
| Mymoney4loan | $25.00 | $25.00 | 10/10/2009 3:11:53 PM |
| beachbum22 | $25.00 | $25.00 | 10/10/2009 3:11:58 PM |
| productive-currency3 | $25.00 | $25.00 | 10/10/2009 7:18:41 PM |
| Winkyboy | $25.00 | $25.00 | 10/10/2009 3:13:06 PM |
| Akkon | $25.00 | $25.00 | 10/10/2009 3:13:11 PM |
| tensor | $25.00 | $25.00 | 10/10/2009 3:13:18 PM |
| decisive-capital | $50.00 | $50.00 | 10/10/2009 3:15:07 PM |
| truth-futurist | $25.00 | $25.00 | 10/10/2009 3:15:18 PM |
| bluesheep | $25.00 | $25.00 | 10/10/2009 3:15:25 PM |
| RationalWorld | $25.00 | $25.00 | 10/10/2009 3:15:52 PM |
| hrubinst | $25.00 | $25.00 | 10/11/2009 4:49:19 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/10/2009 3:16:22 PM |
| revenue-achievement | $25.00 | $25.00 | 10/10/2009 4:19:42 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/11/2009 9:43:48 AM |
| imlosttoo | $25.00 | $25.00 | 10/11/2009 6:23:51 PM |
| Tavita | $25.00 | $25.00 | 10/11/2009 12:38:52 PM |
| JonnyD | $25.00 | $25.00 | 10/11/2009 9:48:54 PM |
| thumper64 | $25.00 | $25.00 | 10/12/2009 7:38:50 AM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:54:01 PM |
| jldallover | $25.00 | $25.00 | 10/12/2009 8:13:49 AM |
| Vegasjim | $25.00 | $25.00 | 10/12/2009 9:09:47 AM |
| Petite_Rose | $25.00 | $25.00 | 10/12/2009 7:05:33 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/12/2009 2:23:51 PM |
| Wangersinc | $25.00 | $25.00 | 10/12/2009 1:44:34 PM |
| nicklds | $75.00 | $75.00 | 10/12/2009 11:48:51 AM |
| DaveG56313 | $25.00 | $25.00 | 10/12/2009 2:58:40 PM |
| IIP77 | $25.00 | $25.00 | 10/12/2009 1:34:15 PM |
| Exia | $25.00 | $25.00 | 10/12/2009 3:30:41 PM |
| Casper00 | $50.00 | $50.00 | 10/12/2009 3:31:02 PM |
| chekat | $25.00 | $25.00 | 10/12/2009 3:31:20 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/12/2009 3:39:00 PM |
| kenji4861 | $50.00 | $50.00 | 10/12/2009 1:44:44 PM |
| KailuaLender | $25.00 | $25.00 | 10/12/2009 1:44:59 PM |
| slartibardfast | $25.00 | $25.00 | 10/12/2009 2:08:51 PM |
| GMPK_TLAS | $45.00 | $45.00 | 10/12/2009 3:29:26 PM |
| GatorBait | $30.00 | $30.00 | 10/12/2009 3:29:54 PM |
| unk1911 | $25.00 | $25.00 | 10/12/2009 3:30:50 PM |
| rwelle | $25.00 | $25.00 | 10/12/2009 2:30:49 PM |
| MSME | $25.00 | $25.00 | 10/12/2009 4:19:00 PM |
| bazaar-ruler | $25.00 | $25.00 | 10/12/2009 4:44:11 PM |
| preciousjeni | $50.00 | $50.00 | 10/12/2009 2:44:12 PM |
| minista | $25.00 | $25.00 | 10/12/2009 2:44:55 PM |
| XopherMV | $25.00 | $25.00 | 10/12/2009 5:46:14 PM |
| FlexFunding | $100.00 | $100.00 | 10/12/2009 3:08:53 PM |
| PeterV | $25.00 | $25.00 | 10/12/2009 5:46:52 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/12/2009 5:56:28 PM |
| dbluesea | $25.00 | $25.00 | 10/12/2009 3:31:23 PM |
| iolaire | $25.00 | $25.00 | 10/12/2009 4:55:16 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/12/2009 3:31:47 PM |
| head | $25.00 | $25.00 | 10/12/2009 7:43:52 PM |
| hawkhelp | $25.00 | $25.00 | 10/12/2009 5:44:48 PM |
| inventive-exchange | $25.00 | $25.00 | 10/12/2009 5:45:32 PM |
| Spydey | $25.00 | $25.00 | 10/12/2009 5:46:13 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/12/2009 8:21:25 PM |
| markgm | $25.00 | $25.00 | 10/12/2009 6:19:00 PM |
| chlebie | $50.00 | $50.00 | 10/12/2009 4:48:48 PM |
| wiltonbound | $25.00 | $25.00 | 10/12/2009 7:19:01 PM |
| rain100 | $50.00 | $50.00 | 10/12/2009 5:45:20 PM |
| mlbox3k | $25.00 | $25.00 | 10/12/2009 5:45:25 PM |
| kind-leverage-ringleader | $50.00 | $50.00 | 10/12/2009 5:45:31 PM |
| cashtolendyou | $50.00 | $50.00 | 10/12/2009 5:45:41 PM |
| Zagit | $25.00 | $25.00 | 10/12/2009 5:46:10 PM |
| Rinastiti | $25.00 | $25.00 | 10/12/2009 9:59:11 PM |
| Prophasi | $50.00 | $8.25 | 10/12/2009 10:24:14 PM |
| MGS | $25.00 | $25.00 | 10/12/2009 8:14:36 PM |
| mcabery | $100.00 | $100.00 | 10/13/2009 5:10:40 AM |
| interstellar | $25.70 | $25.70 | 10/13/2009 7:59:28 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:11 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:17 PM |
| jjohn412001 | $25.00 | $25.00 | 10/15/2009 6:33:09 AM |
| beakerfish | $75.00 | $75.00 | 10/15/2009 6:28:41 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2009 9:44:28 PM |
| greenback-mover704 | $100.00 | $100.00 | 10/19/2009 3:29:11 PM |
| Cherrypicker | $30.00 | $30.00 | 10/19/2009 4:38:15 PM |
| IP | $50.00 | $50.00 | 10/20/2009 10:28:02 AM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:17 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 5:31:43 PM |
| dmitriy2 | $25.00 | $25.00 | 10/20/2009 8:58:22 PM |
| pitashi | $25.00 | $25.00 | 10/21/2009 4:29:16 PM |
| return-twister | $25.00 | $25.00 | 10/21/2009 4:30:39 PM |
| StanTheMan | $25.00 | $25.00 | 10/21/2009 5:39:57 PM |
| FOFagent1 | $100.00 | $100.00 | 10/22/2009 5:38:29 AM |
| julijask | $25.00 | $25.00 | 10/22/2009 11:19:02 AM |
| compatible-diversification | $25.00 | $25.00 | 10/22/2009 10:34:51 AM |
| MilitaryAV8R | $25.00 | $25.00 | 10/22/2009 12:03:49 PM |
| ltlsprite3 | $25.00 | $25.00 | 10/22/2009 12:20:22 PM |
| unixx | $59.00 | $59.00 | 10/22/2009 12:58:39 PM |
| axelducheck | $25.00 | $25.00 | 10/22/2009 1:08:08 PM |
| RIVERHTS | $50.00 | $50.00 | 10/22/2009 1:34:08 PM |
| blindtaxidriver | $25.00 | $25.00 | 10/22/2009 2:03:09 PM |
| LAKETIME | $25.00 | $25.00 | 10/22/2009 3:28:49 PM |
| 533 bids
|
Borrower Payment Dependent Notes Series
427795
This series of Notes was issued and sold upon the funding of the borrower loan #39269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 27.47% |
Starting borrower rate/APR:
| 28.47% / 30.83% |
Starting monthly payment:
| $312.13 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $303.58 |
| |
|
Auction yield range:
| 11.27% - 27.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,822 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 41% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tthomashardie |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jul-2008)
620-640
(Mar-2008)
600-620
(Apr-2007)
620-640
(Mar-2007)
|
|
Principal balance:
| $3,956.24 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Equipment for photography business
This will be my third loan through Prosper. The first I have recently paid off and the second is still active and current.
This loan is to continue to grow my photography business. The previous loans have helped me grow my business from a couple events a year to one major event every month and half. In addition I've been able to to take a number of smaller, quick, jobs since I have camera equipment at hand rather than renting equipment.
Specifically this loan is to buy a camera (my older body would be a "hand-down"), lens and flash for an assistant photographer. Also this will pay for more hard drives to store/back up my work photos. My business is growing and a number of events require an assistant. Having this equipment will help insure the look and quality of these images rather than relying on an assistant's equipment. I will also be able to draw more work by offering an assistant photographer as part of my package.
The following is a list of gear I am planning to buy with the loan:
Nikon D3 body - $4500.00
Nikon 24-70 lens - $1800.00
Nikon SB-600 flash - $240.00
Nikon battery - $100.00
Compact Flash memory cards - $100.00
Hard Drives -$500.00
This will leave me with a bit left over for potential repairs/maintenance to my photo equipment.
Thanks for you consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, I would like to bid on your loan, but there is no budget. Can you please give me some info about your income and expenses? Thanks. - interest88
A:
Thanks for you interest. Here is a breakdown of my expenses. Combined income from my retail job and photography is $3500. This is after taxes. Total payments for student and line of credit loans is $710. Minimum payments on credit cards is $100-$125. I usually pay $175-$200 on these cards. Rent is $860. Utilities and communications are $130. I don't have a car payment. My other Prosper payment is $205. This pending loan will be around $300.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/13/2009 9:46:09 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 9:49:05 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 9:49:52 AM |
| CA_Lender | $25.00 | $25.00 | 10/13/2009 9:48:52 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 9:50:04 AM |
| heroic-benefit | $25.00 | $25.00 | 10/13/2009 9:51:24 AM |
| secobarbital | $25.00 | $25.00 | 10/13/2009 9:50:25 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 9:51:54 AM |
| capital-galaxy | $75.00 | $75.00 | 10/13/2009 9:52:25 AM |
| fcb202 | $25.00 | $25.00 | 10/13/2009 9:51:33 AM |
| birddogsb | $50.00 | $50.00 | 10/13/2009 9:52:47 AM |
| loanfairy | $25.00 | $25.00 | 10/13/2009 9:53:43 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:49:50 AM |
| nhi | $50.00 | $50.00 | 10/13/2009 9:55:17 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:51:08 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/13/2009 9:51:29 AM |
| rapid-power2 | $25.00 | $25.00 | 10/13/2009 9:52:35 AM |
| Brown98 | $25.00 | $25.00 | 10/13/2009 10:12:09 AM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 10:13:06 AM |
| Shepherd7 | $25.00 | $25.00 | 10/13/2009 10:12:45 AM |
| boghdan2000 | $25.00 | $25.00 | 10/13/2009 10:12:52 AM |
| drg6289 | $25.00 | $25.00 | 10/13/2009 10:13:32 AM |
| catomaior | $25.00 | $25.00 | 10/13/2009 10:14:49 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:54 AM |
| Wangersinc | $25.00 | $25.00 | 10/13/2009 10:26:16 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:53 AM |
| VBAces | $25.00 | $25.00 | 10/13/2009 10:28:15 AM |
| Rogelio48 | $25.00 | $25.00 | 10/13/2009 10:30:15 AM |
| the-silver-blaster | $25.00 | $13.53 | 10/13/2009 10:34:54 AM |
| dextro | $25.00 | $25.00 | 10/13/2009 10:31:37 AM |
| jeromeyuan | $25.00 | $25.00 | 10/13/2009 10:32:33 AM |
| shawnw2 | $91.52 | $91.52 | 10/14/2009 9:38:11 AM |
| p2p-journey | $130.00 | $130.00 | 10/14/2009 6:01:14 PM |
| shawnw2 | $100.00 | $100.00 | 10/15/2009 8:42:12 AM |
| zone6 | $100.00 | $100.00 | 10/15/2009 9:16:36 AM |
| mustang9935 | $25.00 | $25.00 | 10/15/2009 10:43:07 AM |
| loanasauras | $25.00 | $25.00 | 10/15/2009 4:39:56 PM |
| trugood4u | $50.00 | $50.00 | 10/16/2009 8:00:01 AM |
| Medic05 | $100.00 | $100.00 | 10/16/2009 3:31:58 PM |
| HoosHouse | $50.00 | $50.00 | 10/18/2009 7:59:53 AM |
| wa_elj64 | $33.52 | $33.52 | 10/17/2009 8:15:34 PM |
| p2p-journey | $50.00 | $50.00 | 10/18/2009 10:42:08 AM |
| credit-hercules | $25.00 | $25.00 | 10/19/2009 11:28:25 AM |
| MAYBROOK | $150.00 | $150.00 | 10/19/2009 4:05:58 PM |
| yield-lion | $25.00 | $25.00 | 10/20/2009 3:30:24 PM |
| brit11 | $50.00 | $50.00 | 10/20/2009 6:45:19 PM |
| deal-adventurer2 | $50.00 | $50.00 | 10/21/2009 12:40:58 PM |
| G-Love | $100.00 | $100.00 | 10/22/2009 7:00:10 AM |
| credit-maestro | $65.84 | $65.84 | 10/22/2009 7:10:46 PM |
| loner001 | $25.00 | $25.00 | 10/23/2009 10:27:42 AM |
| rate-hickory | $25.00 | $25.00 | 10/23/2009 10:23:49 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/23/2009 10:36:30 AM |
| forthright-trade | $25.00 | $25.00 | 10/23/2009 7:24:46 PM |
| SeekingAlpha | $25.00 | $25.00 | 10/23/2009 7:44:24 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/23/2009 9:58:56 PM |
| ksubd | $25.00 | $25.00 | 10/24/2009 10:53:37 AM |
| boo_hoo | $50.00 | $50.00 | 10/24/2009 8:07:08 AM |
| 113121 | $25.00 | $25.00 | 10/24/2009 11:51:41 AM |
| Gaelicman | $54.18 | $54.18 | 10/24/2009 8:59:55 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 7:02:25 PM |
| rooosta | $100.00 | $100.00 | 10/24/2009 9:31:44 PM |
| hillerod | $25.00 | $25.00 | 10/25/2009 10:51:03 AM |
| drkosh | $25.00 | $25.00 | 10/25/2009 4:31:48 PM |
| lovemonkies | $241.19 | $241.19 | 10/25/2009 4:41:05 PM |
| nigoleta | $25.00 | $25.00 | 10/25/2009 8:50:17 PM |
| grotheik | $50.00 | $50.00 | 10/25/2009 10:10:31 PM |
| Kash2010lu | $25.00 | $25.00 | 10/26/2009 9:00:11 AM |
| daekpon | $25.00 | $25.00 | 10/26/2009 9:57:49 AM |
| UCLA4life | $25.00 | $25.00 | 10/26/2009 9:59:35 AM |
| waverunner088 | $26.91 | $26.91 | 10/26/2009 11:20:36 AM |
| javajahn | $25.00 | $25.00 | 10/26/2009 11:26:49 AM |
| mrpowers5531 | $25.00 | $25.00 | 10/26/2009 11:11:16 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 12:59:27 PM |
| The_Loaner | $25.00 | $25.00 | 10/26/2009 1:07:33 PM |
| ProModelA | $25.00 | $25.00 | 10/26/2009 1:36:10 PM |
| lib5836 | $25.00 | $25.00 | 10/26/2009 2:08:47 PM |
| FASTIZIO_P | $33.33 | $33.33 | 10/26/2009 3:36:11 PM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 3:39:11 PM |
| druidpoet | $25.00 | $25.00 | 10/26/2009 3:37:27 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 3:41:41 PM |
| shrewd-income | $150.00 | $150.00 | 10/26/2009 3:55:32 PM |
| Graven33 | $25.00 | $25.00 | 10/26/2009 6:19:32 PM |
| Gandalf0001 | $50.00 | $50.00 | 10/26/2009 6:54:47 PM |
| meabandit | $50.00 | $50.00 | 10/26/2009 10:03:25 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 6:13:30 PM |
| PeePaw | $25.00 | $25.00 | 10/27/2009 7:48:33 AM |
| just-trade0 | $25.00 | $25.00 | 10/27/2009 8:52:59 AM |
| XayV03 | $50.00 | $50.00 | 10/27/2009 1:47:23 AM |
| shrewd-income | $285.00 | $285.00 | 10/27/2009 9:23:27 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 5:29:18 AM |
| bondo41 | $25.00 | $25.00 | 10/27/2009 5:36:05 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 7:32:29 AM |
| visionary-currency | $25.00 | $25.00 | 10/13/2009 9:49:23 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:49:20 AM |
| delivery | $25.00 | $25.00 | 10/13/2009 9:50:48 AM |
| tsquared_030 | $25.00 | $25.00 | 10/13/2009 9:51:56 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:53:03 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 9:53:28 AM |
| bronzmajom | $25.00 | $25.00 | 10/13/2009 9:53:56 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 9:55:16 AM |
| payout-magician | $50.00 | $50.00 | 10/13/2009 9:54:52 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 9:55:28 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:51 AM |
| louisianalender | $100.00 | $100.00 | 10/13/2009 9:51:23 AM |
| wildguy | $25.00 | $25.00 | 10/13/2009 9:52:34 AM |
| jonn834 | $25.00 | $25.00 | 10/13/2009 9:52:40 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/13/2009 9:53:12 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:53:15 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:11 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/13/2009 10:12:53 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:23 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/13/2009 10:29:40 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:27:22 AM |
| beezling | $52.00 | $52.00 | 10/13/2009 10:28:49 AM |
| blackballplayer | $25.00 | $25.00 | 10/13/2009 10:29:00 AM |
| YogaDude34 | $25.00 | $25.00 | 10/13/2009 10:33:13 AM |
| GElender | $25.00 | $25.00 | 10/13/2009 10:33:54 AM |
| shawnw2 | $35.00 | $35.00 | 10/13/2009 11:16:24 AM |
| LEMBObanc | $25.00 | $25.00 | 10/13/2009 11:57:36 AM |
| pieceofcake | $50.00 | $50.00 | 10/13/2009 12:23:43 PM |
| nycloan | $50.00 | $50.00 | 10/16/2009 10:45:49 AM |
| donlenboy | $25.83 | $25.83 | 10/16/2009 10:32:39 AM |
| a2190b | $40.00 | $40.00 | 10/16/2009 7:59:49 PM |
| mbf2234 | $50.00 | $50.00 | 10/17/2009 2:18:31 PM |
| Melrosian | $70.00 | $70.00 | 10/18/2009 5:27:56 PM |
| gotigers1972 | $25.00 | $25.00 | 10/18/2009 8:16:35 PM |
| bright-exchange | $25.00 | $25.00 | 10/18/2009 11:08:31 PM |
| balance-force | $25.00 | $25.00 | 10/19/2009 4:46:41 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/19/2009 7:29:44 PM |
| felicity-daydream | $25.00 | $25.00 | 10/20/2009 1:51:09 PM |
| RandyL3 | $25.00 | $25.00 | 10/20/2009 4:50:05 PM |
| Flying_Tilapia | $50.00 | $50.00 | 10/20/2009 7:08:16 PM |
| a-reasonable-return | $25.00 | $25.00 | 10/21/2009 11:37:46 AM |
| ag-ventures | $25.00 | $25.00 | 10/21/2009 2:24:08 PM |
| armny | $115.33 | $115.33 | 10/22/2009 4:15:13 AM |
| deepblue34 | $30.00 | $30.00 | 10/22/2009 4:51:18 PM |
| datongmama | $25.00 | $25.00 | 10/22/2009 6:14:14 PM |
| lockstock | $25.00 | $25.00 | 10/23/2009 12:09:00 PM |
| vtr1000 | $25.20 | $25.20 | 10/23/2009 2:56:16 PM |
| sunshinysmiles | $25.00 | $25.00 | 10/24/2009 12:07:14 AM |
| currency-bumblebee | $50.00 | $50.00 | 10/24/2009 11:23:34 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/24/2009 6:23:06 AM |
| five-star-note | $50.00 | $50.00 | 10/25/2009 8:05:09 AM |
| shrewd-income | $50.00 | $50.00 | 10/25/2009 3:30:33 PM |
| FL-Lender | $25.00 | $25.00 | 10/25/2009 8:47:35 AM |
| wowlender | $25.00 | $25.00 | 10/26/2009 6:01:09 AM |
| rmpedi33 | $50.00 | $50.00 | 10/26/2009 10:00:43 AM |
| invincible-gain | $60.00 | $60.00 | 10/26/2009 12:56:13 PM |
| return-grizzly | $100.00 | $100.00 | 10/26/2009 1:18:54 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 1:27:44 PM |
| maga | $100.00 | $100.00 | 10/26/2009 12:24:49 PM |
| 1stBankAndHal | $25.00 | $25.00 | 10/26/2009 12:51:28 PM |
| investment-visionary | $50.00 | $50.00 | 10/26/2009 1:26:33 PM |
| bobd32 | $25.00 | $25.00 | 10/26/2009 1:28:19 PM |
| a-finance-nirvana | $250.00 | $250.00 | 10/26/2009 4:32:07 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:19:45 PM |
| Clicktogetmoney | $30.00 | $30.00 | 10/26/2009 5:30:15 PM |
| Laima | $25.00 | $25.00 | 10/26/2009 5:45:16 PM |
| photo999 | $25.00 | $25.00 | 10/26/2009 6:06:45 PM |
| JB2006 | $25.00 | $25.00 | 10/26/2009 5:55:49 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 6:13:40 PM |
| benjamins-rumbler | $50.00 | $50.00 | 10/26/2009 6:26:37 PM |
| leverage-trident | $50.00 | $50.00 | 10/26/2009 7:17:51 PM |
| best-generosity-financier | $75.00 | $75.00 | 10/26/2009 7:32:25 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 8:06:36 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/26/2009 5:26:15 PM |
| jonbeck7 | $50.00 | $50.00 | 10/26/2009 9:02:51 PM |
| srfb973 | $25.00 | $25.00 | 10/26/2009 10:42:26 PM |
| a-reasonable-return | $25.00 | $25.00 | 10/27/2009 6:50:39 AM |
| upbeat-wealth | $25.00 | $25.00 | 10/26/2009 9:46:01 PM |
| tompau | $25.00 | $25.00 | 10/27/2009 8:11:45 AM |
| MOVet | $25.00 | $25.00 | 10/27/2009 7:39:44 AM |
| Skeptical-one | $100.00 | $100.00 | 10/27/2009 8:20:29 AM |
| Rip128 | $50.00 | $50.00 | 10/27/2009 8:53:15 AM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 8:56:02 AM |
| MouthPiece | $36.62 | $36.62 | 10/27/2009 9:22:18 AM |
| MSLendingLLC | $25.00 | $25.00 | 10/27/2009 9:40:08 AM |
| 177 bids
|
Borrower Payment Dependent Notes Series
429027
This series of Notes was issued and sold upon the funding of the borrower loan #39264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 15.01% |
Starting monthly payment:
| $32.94 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 14.53% |
Final monthly payment:
| $32.72 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,305 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 65% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| authentic-peace7 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
This loan will be used to enclose our entry way into the house.?
My husband and I are both employed, full time. We are a dual income family with no children currently residing in the home.
He pays child support until 'Peter' turns 18; six months from now.
Our financial situation:
Dual Income: $7000 monthly, after taxes and stock, bond, mutual fund investments
Rental income: $1205 monthly, net proceeds
Investment income: $100 - $800 monthly, varies
Debt:
Helzberg 12 mo. promo no interest: $160 for five more months
Home Depot: $565 at 18% interest
Pentagon Federal CC: $500 balance at 12.5%, currently pay $200 - $300 monthly (currently our target bill to pay off, then we'll move to another one, maybe Chase)
American Express CC: $15K balance at 9.9%, currently pay $300 monthly
Chase CC: $5K balance at 9%, currently pay $115 monthly
AAfes CC: $7K balance at 9%, currently pay $250 monthly
Capital One CC: $14K at 12%, currently pay $300 monthly
Car lease: $450 monthly
truck loan: $316 monthly
House payment: $640 monthly
After our bills are paid, in the amount of $3396, we have plenty left over ($3600) for the electric bill, phone bills, groceries, car insurance, and entertainment.
Thanks for looking. If you have any questions, please don't hesitate to ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your income/debt ratio reveal you don't really need this loan. One months income you should have $1,000 in disposable income to fix you home. - jpblan11
A:
Yes, true. Part of this loan is to establish credit on Prosper. I have some credit cards which I will eventually like to list on Prosper and this is, in part my way of establishing credit.
(Oct-23-2009)
Q:
could you give us an idea what the revolving credit debt all includes? You certainly appear to have enough left at the end of the month to pay for this enclosure and your other debts as well without a loan - Hawkeyebank
A:
Part of the idea with this loan is to establish credit on Prosper.
The revolving debt from the credit cards is from our honeymood in Hawaii!
Most of the others are from his ex. He got the debt after the divorce. Some are mine before we got married.
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JCPlending | $25.00 | $25.00 | 10/22/2009 5:52:26 PM |
| justin323 | $25.00 | $25.00 | 10/25/2009 6:06:30 AM |
| fangpilot | $50.00 | $50.00 | 10/25/2009 1:27:02 PM |
| bxdoc | $175.00 | $175.00 | 10/26/2009 6:40:22 AM |
| chrisb4745 | $25.00 | $25.00 | 10/25/2009 7:58:17 PM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:02:01 AM |
| sparkling-contract7 | $25.00 | $14.00 | 10/26/2009 11:34:56 AM |
| maga | $58.00 | $58.00 | 10/26/2009 12:37:34 PM |
| credit-coach118 | $25.00 | $25.00 | 10/26/2009 12:25:34 PM |
| appcoder | $30.00 | $30.00 | 10/26/2009 12:11:55 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:22:18 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 12:29:04 PM |
| building_community | $25.00 | $25.00 | 10/25/2009 9:33:49 AM |
| a2190b | $72.00 | $72.00 | 10/25/2009 5:19:53 PM |
| flyfisherman99 | $50.00 | $50.00 | 10/25/2009 12:39:19 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:44:10 PM |
| dudebrah | $25.00 | $25.00 | 10/26/2009 9:36:27 AM |
| icon7 | $50.00 | $50.00 | 10/26/2009 10:44:43 AM |
| fulfilling-commitment | $100.00 | $100.00 | 10/26/2009 10:36:21 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:32:35 AM |
| mformica | $50.00 | $50.00 | 10/26/2009 11:58:18 AM |
| BR-549 | $26.00 | $26.00 | 10/26/2009 11:30:21 AM |
| sorace | $50.00 | $50.00 | 10/26/2009 11:33:36 AM |
| 23 bids
|
Borrower Payment Dependent Notes Series
429041
This series of Notes was issued and sold upon the funding of the borrower loan #39266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 9.52% |
Starting borrower rate/APR:
| 10.52% / 10.87% |
Starting monthly payment:
| $58.52 |
|
Final lender yield:
| 8.50% |
Final borrower rate/APR:
| 9.50% / 9.84% |
Final monthly payment:
| $57.66 |
| |
|
Auction yield range:
| 3.27% - 9.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 28 | Length of status: | 3y 8m |
|
Amount delinquent:
| $206 |
Revolving credit balance:
| $224 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| repayment-authority |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
401k Payback
Purpose of loan:
This loan will be used to pay back my second 401k loan so that I may borrow a much larger amount from my 401k to pay Insurance (house and 2 cars) and upcoming property taxes.? My employer only allows 2 loans at a time.? I also intend to use the 401k loan to pay back this Prosper loan in full within 2 months.?
My financial situation:
I am a good candidate for this loan because I am always working and I pay my bills.? Since 1997ish I've always had a job.? The longest I ever went without a job was 3 months and that was 6 years ago.? Also, pride, I'm not about to be the guy who burns Prosper.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you please tell lenders what the current $206 amount delinquent
is about and also about the 3 delinquencies in the past 7 years? - RecoveryLender
A:
$206 is from a Mervyns bill from 1995. It first showed up on my report in 2009, not sure why so late. Collector cannot provide original Bill, and I don't believe I ever had a Mervyns card or shopped at Mervyns. This probably won't help my case here at prosper but I won't be paying the 206 back and have requested that it be removed due to time (14 years). I don't know what the delinquents are. Sorry that I don't have a better answer.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| flwah | $25.00 | $25.00 | 10/19/2009 1:06:57 PM |
| benevolent-reward | $25.00 | $25.00 | 10/19/2009 7:52:18 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:15:39 PM |
| investor_101 | $50.00 | $50.00 | 10/21/2009 3:52:58 AM |
| PrinceValium | $25.00 | $25.00 | 10/23/2009 6:22:18 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:21:09 PM |
| PotBellyPete | $25.00 | $25.00 | 10/23/2009 8:53:32 PM |
| minista | $25.00 | $25.00 | 10/23/2009 8:07:02 PM |
| FundMaker | $25.00 | $25.00 | 10/23/2009 10:02:08 PM |
| nobsbooks | $25.00 | $25.00 | 10/24/2009 10:43:01 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:07:33 PM |
| nbah123 | $50.00 | $50.00 | 10/24/2009 10:32:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/26/2009 4:09:54 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:34:24 AM |
| Sarspatula | $25.00 | $25.00 | 10/26/2009 9:31:33 AM |
| sparkling-contract7 | $50.00 | $50.00 | 10/26/2009 10:08:56 AM |
| skubwa | $25.00 | $25.00 | 10/26/2009 12:22:48 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:23:21 PM |
| preeminant-agreement | $50.00 | $50.00 | 10/26/2009 10:58:46 AM |
| patriot384 | $50.00 | $50.00 | 10/26/2009 12:44:14 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/19/2009 1:08:39 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/20/2009 6:01:56 AM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 10:15:01 AM |
| otalon | $25.00 | $25.00 | 10/21/2009 3:02:16 PM |
| building_community | $25.00 | $25.00 | 10/21/2009 3:04:41 PM |
| ok | $25.00 | $25.00 | 10/21/2009 4:20:51 PM |
| Unitas4302 | $100.00 | $100.00 | 10/22/2009 4:34:28 PM |
| mrmojado | $25.00 | $25.00 | 10/23/2009 3:41:48 PM |
| macotra4 | $70.00 | $70.00 | 10/23/2009 4:38:19 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:31 PM |
| BankofBadHabits | $25.00 | $25.00 | 10/23/2009 9:34:11 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 4:59:43 PM |
| slyders87 | $50.00 | $50.00 | 10/25/2009 6:09:38 PM |
| commitment-gravity | $25.00 | $25.00 | 10/25/2009 7:36:48 PM |
| kc_dude | $25.00 | $25.00 | 10/25/2009 4:40:42 PM |
| dollarboy | $25.00 | $25.00 | 10/26/2009 6:35:02 AM |
| Lender0307 | $25.00 | $25.00 | 10/25/2009 6:15:14 PM |
| fatboy888 | $25.00 | $25.00 | 10/26/2009 6:36:15 AM |
| bankofmay | $25.00 | $25.00 | 10/25/2009 8:19:38 PM |
| GypsyKat | $25.00 | $25.00 | 10/25/2009 8:57:37 PM |
| Loan-trust25 | $25.00 | $25.00 | 10/26/2009 7:48:49 AM |
| Redleg6 | $25.00 | $25.00 | 10/26/2009 5:22:34 AM |
| Bender | $38.18 | $38.18 | 10/26/2009 8:49:29 AM |
| bxdoc | $175.00 | $175.00 | 10/26/2009 6:41:08 AM |
| icon7 | $50.00 | $50.00 | 10/26/2009 8:14:32 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:04:35 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:33:45 AM |
| whazarook | $25.00 | $25.00 | 10/26/2009 12:37:34 PM |
| generous-deal6 | $50.00 | $16.82 | 10/26/2009 11:14:39 AM |
| 49 bids
|
Borrower Payment Dependent Notes Series
429167
This series of Notes was issued and sold upon the funding of the borrower loan #39261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,400.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 23.77% |
Starting borrower rate/APR:
| 24.77% / 27.07% |
Starting monthly payment:
| $253.69 |
|
Final lender yield:
| 21.75% |
Final borrower rate/APR:
| 22.75% / 25.02% |
Final monthly payment:
| $246.91 |
| |
|
Auction yield range:
| 8.27% - 23.77% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,550 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| goodhearted-loan1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off all high interest cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please indicate your monthly net income and expenses? thanks - reflective-rupee
A:
monthly net income-$2520.00
Rent $920.00
car note/loan $402.00
storage rent 123.00
car insurance 266.16
phone bill 52.32
electric bill 48.00
gas bill 40.00
washer/dryer 48.00
cable bill 83.00
allowance 100.00
groceries 200.00
visa 20.00
mastercard 40.00
discover 50.00
amex 450.00
(Oct-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cpaphoto | $25.00 | $25.00 | 10/19/2009 12:53:01 PM |
| decisive-capital | $50.00 | $50.00 | 10/19/2009 12:53:21 PM |
| don8ter | $25.00 | $25.00 | 10/19/2009 12:53:37 PM |
| Dutchhunter | $25.00 | $25.00 | 10/19/2009 12:53:48 PM |
| MARWARISETH | $25.00 | $25.00 | 10/19/2009 12:53:53 PM |
| Tavita | $25.00 | $25.00 | 10/19/2009 12:54:33 PM |
| Approved1234 | $25.00 | $25.00 | 10/19/2009 12:56:29 PM |
| Coach2often | $25.00 | $25.00 | 10/19/2009 12:57:19 PM |
| jdrez | $25.00 | $25.00 | 10/19/2009 12:53:22 PM |
| aasx1108 | $25.00 | $25.00 | 10/19/2009 12:54:26 PM |
| KailuaLender | $25.00 | $25.00 | 10/19/2009 12:55:06 PM |
| preciousjeni | $50.00 | $50.00 | 10/19/2009 12:55:14 PM |
| slartibardfast | $25.00 | $25.00 | 10/19/2009 12:55:20 PM |
| exact-justice | $25.00 | $25.00 | 10/19/2009 12:54:17 PM |
| Rinastiti | $25.00 | $25.00 | 10/19/2009 12:55:55 PM |
| LendGuy | $25.00 | $25.00 | 10/19/2009 12:54:28 PM |
| thrifty-peso | $25.00 | $25.00 | 10/19/2009 12:57:09 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/19/2009 1:01:18 PM |
| biobulator | $25.00 | $25.00 | 10/19/2009 12:57:57 PM |
| heroic-benefit | $25.00 | $25.00 | 10/19/2009 12:58:29 PM |
| neighborly-bid | $25.00 | $25.00 | 10/19/2009 1:01:59 PM |
| InvestorPartners | $25.00 | $25.00 | 10/19/2009 1:01:57 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/19/2009 1:03:51 PM |
| Lam0nt | $25.00 | $25.00 | 10/19/2009 1:06:48 PM |
| Toastsr | $25.00 | $25.00 | 10/19/2009 1:17:15 PM |
| andrewgl | $25.00 | $25.00 | 10/19/2009 1:17:49 PM |
| d_grbg | $25.00 | $25.00 | 10/19/2009 1:23:11 PM |
| spitzbergen | $25.00 | $25.00 | 10/19/2009 1:16:45 PM |
| unclejaef | $25.00 | $25.00 | 10/19/2009 1:16:58 PM |
| secobarbital | $25.00 | $25.00 | 10/19/2009 1:24:45 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 1:17:19 PM |
| five-star-justice | $36.00 | $36.00 | 10/19/2009 1:16:25 PM |
| delivery | $25.00 | $25.00 | 10/19/2009 1:24:56 PM |
| 4est | $25.00 | $25.00 | 10/19/2009 1:22:31 PM |
| LenderDan | $51.64 | $51.64 | 10/19/2009 1:27:23 PM |
| wildguy | $25.00 | $25.00 | 10/19/2009 1:24:02 PM |
| fcb202 | $25.00 | $25.00 | 10/19/2009 1:25:37 PM |
| catomaior | $25.00 | $25.00 | 10/19/2009 1:28:27 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 1:29:19 PM |
| twjh | $25.00 | $25.00 | 10/19/2009 1:29:43 PM |
| tsquared_030 | $25.00 | $25.00 | 10/19/2009 2:11:40 PM |
| boghdan2000 | $25.00 | $25.00 | 10/19/2009 2:42:33 PM |
| IIP77 | $25.00 | $25.00 | 10/19/2009 2:51:21 PM |
| Shepherd7 | $25.00 | $25.00 | 10/19/2009 3:22:06 PM |
| brainy-dedication | $25.00 | $25.00 | 10/19/2009 4:12:58 PM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 4:17:03 PM |
| rbb | $25.00 | $25.00 | 10/19/2009 4:41:12 PM |
| natejx | $25.00 | $25.00 | 10/19/2009 5:06:11 PM |
| fuzed | $25.00 | $25.00 | 10/19/2009 5:06:32 PM |
| junes08 | $50.00 | $50.00 | 10/19/2009 5:07:39 PM |
| wmf311 | $25.00 | $25.00 | 10/19/2009 4:41:27 PM |
| scottr | $25.00 | $25.00 | 10/19/2009 4:38:00 PM |
| interstellar | $36.20 | $36.20 | 10/20/2009 4:31:15 AM |
| spy0 | $25.00 | $25.00 | 10/20/2009 7:43:26 AM |
| javajahn | $25.00 | $25.00 | 10/20/2009 8:21:51 AM |
| seisen | $50.00 | $50.00 | 10/20/2009 7:49:25 AM |
| zento | $25.00 | $25.00 | 10/20/2009 8:54:16 AM |
| value-pole | $25.00 | $25.00 | 10/20/2009 9:31:44 AM |
| dime-fighter | $25.00 | $25.00 | 10/20/2009 9:32:24 AM |
| jga516 | $25.00 | $25.00 | 10/20/2009 9:49:49 AM |
| felicity-daydream | $25.00 | $25.00 | 10/20/2009 1:22:18 PM |
| roadster199 | $25.00 | $25.00 | 10/20/2009 3:08:14 PM |
| capitalistpiglet | $33.34 | $33.34 | 10/21/2009 8:57:26 AM |
| Syzygy | $25.00 | $25.00 | 10/21/2009 1:12:08 PM |
| tnjohnso | $25.00 | $25.00 | 10/21/2009 4:38:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:07:34 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/22/2009 6:10:14 AM |
| Pickmar | $25.00 | $25.00 | 10/23/2009 10:30:12 AM |
| ro37 | $25.00 | $25.00 | 10/23/2009 4:21:53 PM |
| mmzero | $25.00 | $25.00 | 10/23/2009 4:23:21 PM |
| ChrisKwan | $25.00 | $25.00 | 10/23/2009 4:23:48 PM |
| inforapenny | $25.00 | $25.00 | 10/23/2009 4:25:52 PM |
| Ruddyboy | $30.27 | $30.27 | 10/24/2009 12:56:54 AM |
| fiserve4u | $50.00 | $50.00 | 10/24/2009 6:03:25 AM |
| lender12345 | $25.00 | $25.00 | 10/24/2009 3:07:53 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 7:36:23 PM |
| Gaelicman | $100.00 | $100.00 | 10/24/2009 8:55:45 PM |
| keynaples | $31.07 | $31.07 | 10/24/2009 8:21:14 PM |
| BBL | $25.00 | $25.00 | 10/24/2009 7:06:14 PM |
| fantastic-cash | $25.00 | $25.00 | 10/24/2009 11:18:03 PM |
| woodslip | $50.00 | $50.00 | 10/25/2009 6:14:17 PM |
| gothampark | $25.00 | $25.00 | 10/26/2009 12:29:00 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/25/2009 6:56:43 PM |
| Share-the-wealth | $50.00 | $50.00 | 10/26/2009 7:11:53 AM |
| foothillender | $25.00 | $25.00 | 10/26/2009 7:37:22 AM |
| Skeptical-one | $50.00 | $50.00 | 10/26/2009 8:05:41 AM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 10/26/2009 9:50:12 AM |
| daekpon | $25.00 | $25.00 | 10/26/2009 10:14:04 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:39:11 AM |
| ChewyZ | $25.00 | $25.00 | 10/26/2009 12:31:33 PM |
| bid-papyrus | $25.00 | $25.00 | 10/26/2009 11:41:50 AM |
| zztopdog | $25.00 | $25.00 | 10/26/2009 12:46:28 PM |
| ThomasCrown | $30.00 | $30.00 | 10/19/2009 12:53:04 PM |
| yukongin | $25.00 | $25.00 | 10/19/2009 12:53:44 PM |
| unitedins | $25.00 | $25.00 | 10/19/2009 12:53:58 PM |
| wayman | $50.00 | $50.00 | 10/19/2009 12:54:12 PM |
| andyb9 | $25.00 | $25.00 | 10/19/2009 12:54:42 PM |
| peripatetic | $25.00 | $25.00 | 10/19/2009 12:56:22 PM |
| agwosdof | $50.00 | $50.00 | 10/19/2009 12:56:39 PM |
| davez0r | $25.00 | $25.00 | 10/19/2009 12:57:13 PM |
| CPAMAN | $25.00 | $25.00 | 10/19/2009 12:57:15 PM |
| flaparty | $50.00 | $50.00 | 10/19/2009 12:53:09 PM |
| DublinCaLender | $25.00 | $25.00 | 10/19/2009 12:53:14 PM |
| truth-futurist | $25.00 | $25.00 | 10/19/2009 12:53:27 PM |
| bluesheep | $25.00 | $25.00 | 10/19/2009 12:53:31 PM |
| power-collider | $25.00 | $25.00 | 10/19/2009 12:53:39 PM |
| VentureExplorer | $25.00 | $25.00 | 10/19/2009 12:54:08 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/19/2009 12:54:20 PM |
| beezling | $52.00 | $52.00 | 10/19/2009 12:55:28 PM |
| bonanza1973 | $25.00 | $25.00 | 10/19/2009 12:55:36 PM |
| Aquani | $50.00 | $50.00 | 10/19/2009 12:54:02 PM |
| GatorBait | $25.00 | $25.00 | 10/19/2009 12:56:01 PM |
| keeks | $25.00 | $25.00 | 10/19/2009 12:56:05 PM |
| Vegasjim | $25.00 | $25.00 | 10/19/2009 12:54:47 PM |
| jakedubb | $25.00 | $25.00 | 10/19/2009 12:57:18 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/19/2009 12:55:45 PM |
| wiltonbound | $25.00 | $25.00 | 10/19/2009 12:55:48 PM |
| noble-revenue | $100.00 | $100.00 | 10/19/2009 12:55:59 PM |
| loan-master996 | $50.00 | $50.00 | 10/19/2009 12:57:45 PM |
| dinero-mason | $50.00 | $50.00 | 10/19/2009 12:58:11 PM |
| HelpFromNY | $25.00 | $25.00 | 10/19/2009 12:56:45 PM |
| Climbingcoby | $25.00 | $25.00 | 10/19/2009 12:56:49 PM |
| FountainShrugged | $25.00 | $25.00 | 10/19/2009 12:58:55 PM |
| 108lender | $75.00 | $64.40 | 10/19/2009 12:57:32 PM |
| sociallender | $25.00 | $25.00 | 10/19/2009 12:59:21 PM |
| charming-point | $50.00 | $50.00 | 10/19/2009 12:59:37 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/19/2009 1:00:21 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 1:00:59 PM |
| SDNLR | $25.00 | $25.00 | 10/19/2009 1:01:42 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/19/2009 1:01:45 PM |
| windfall46 | $25.00 | $25.00 | 10/19/2009 1:15:34 PM |
| zone8 | $100.00 | $100.00 | 10/19/2009 1:15:48 PM |
| Wangersinc | $25.00 | $25.00 | 10/19/2009 1:17:04 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 1:07:58 PM |
| visionary-currency | $25.00 | $25.00 | 10/19/2009 1:24:05 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/19/2009 1:16:54 PM |
| uncleegg | $25.00 | $25.00 | 10/19/2009 1:28:22 PM |
| SnakeV | $25.00 | $25.00 | 10/19/2009 1:21:42 PM |
| YogaDude34 | $25.00 | $25.00 | 10/19/2009 1:23:49 PM |
| louisianalender | $100.00 | $100.00 | 10/19/2009 1:25:35 PM |
| junes08 | $25.00 | $25.00 | 10/19/2009 1:56:40 PM |
| Banker7371 | $25.00 | $25.00 | 10/19/2009 1:22:04 PM |
| BuffetRocks | $50.00 | $50.00 | 10/19/2009 1:23:01 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 1:23:29 PM |
| ijspence | $25.00 | $25.00 | 10/19/2009 2:11:38 PM |
| personal-lender | $25.00 | $25.00 | 10/19/2009 1:24:21 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/19/2009 2:42:26 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/19/2009 4:03:02 PM |
| unk1911 | $25.00 | $25.00 | 10/19/2009 4:15:02 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/19/2009 5:06:15 PM |
| birddogsb | $50.00 | $50.00 | 10/19/2009 4:35:27 PM |
| attractive-rate | $25.00 | $25.00 | 10/19/2009 5:06:08 PM |
| jonn834 | $25.00 | $25.00 | 10/19/2009 5:06:35 PM |
| loanfairy | $25.00 | $25.00 | 10/19/2009 5:07:23 PM |
| rapid-power2 | $25.00 | $25.00 | 10/19/2009 5:07:29 PM |
| ChuckieG | $47.72 | $47.72 | 10/19/2009 5:31:18 PM |
| snoopey100 | $25.00 | $25.00 | 10/19/2009 6:09:14 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/20/2009 6:23:02 AM |
| new-goal-return | $25.00 | $25.00 | 10/20/2009 9:19:32 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:32:02 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/20/2009 10:23:37 AM |
| Payasoup | $25.00 | $25.00 | 10/20/2009 12:09:15 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 7:31:15 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 12:54:00 PM |
| LarryNY | $25.00 | $25.00 | 10/21/2009 5:40:54 PM |
| finance-vault | $50.00 | $50.00 | 10/21/2009 8:49:46 PM |
| Mantis75 | $25.00 | $25.00 | 10/21/2009 5:40:57 PM |
| mercuriant | $25.00 | $25.00 | 10/22/2009 9:34:50 AM |
| JayK | $25.00 | $25.00 | 10/22/2009 1:47:28 PM |
| Oupa-George | $25.00 | $25.00 | 10/22/2009 5:02:07 PM |
| five-star-note | $30.00 | $30.00 | 10/22/2009 6:07:55 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:49:01 AM |
| fostaman | $25.00 | $25.00 | 10/23/2009 4:23:30 PM |
| Lending1239 | $25.00 | $25.00 | 10/23/2009 4:23:36 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 4:18:46 PM |
| Logan7 | $25.00 | $25.00 | 10/23/2009 4:24:16 PM |
| Vans1975 | $50.00 | $50.00 | 10/23/2009 5:48:48 PM |
| grf1945 | $25.00 | $25.00 | 10/23/2009 4:22:48 PM |
| Helenska11 | $25.00 | $25.00 | 10/23/2009 4:23:50 PM |
| JBG | $25.00 | $25.00 | 10/23/2009 10:53:56 PM |
| E-B | $50.00 | $50.00 | 10/24/2009 5:54:58 AM |
| blue-relay | $25.00 | $25.00 | 10/24/2009 4:49:25 AM |
| rinyt | $30.00 | $30.00 | 10/24/2009 3:06:49 PM |
| CaptainLender | $25.00 | $25.00 | 10/24/2009 3:01:56 PM |
| SFBank | $200.00 | $200.00 | 10/24/2009 1:34:50 PM |
| mtp | $25.00 | $25.00 | 10/24/2009 5:31:17 PM |
| Laima | $25.00 | $25.00 | 10/24/2009 7:12:35 PM |
| fiserve4u | $50.00 | $50.00 | 10/25/2009 5:18:08 AM |
| nbhz60a | $25.00 | $25.00 | 10/24/2009 7:17:51 PM |
| sardarji | $25.00 | $25.00 | 10/26/2009 4:31:13 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:37:06 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:43:48 AM |
| rawsushi | $38.87 | $38.87 | 10/26/2009 9:21:25 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 6:29:28 AM |
| buffalobills | $25.00 | $25.00 | 10/26/2009 8:43:12 AM |
| bill-expert | $100.00 | $100.00 | 10/26/2009 9:09:25 AM |
| zone6 | $48.49 | $48.49 | 10/26/2009 12:52:16 PM |
| 197 bids
|
Borrower Payment Dependent Notes Series
429497
This series of Notes was issued and sold upon the funding of the borrower loan #39263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 17.50% |
Starting borrower rate/APR:
| 18.50% / 20.72% |
Starting monthly payment:
| $83.73 |
|
Final lender yield:
| 17.50% |
Final borrower rate/APR:
| 18.50% / 20.72% |
Final monthly payment:
| $83.73 |
| |
|
Auction yield range:
| 4.27% - 17.50% |
Estimated loss impact:
| 2.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.33% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 20 | Length of status: | 5y 9m |
|
Amount delinquent:
| $664 |
Revolving credit balance:
| $3,490 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| grandma7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $5,150.00 | < mo. late:
| 0
( 0% )
| 740-760
(Oct-2007)
760-780
(Sep-2006)
|
|
Principal balance:
| $801.31 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Lower Interest Rate
Purpose of loan:
I would like to use this loan to pay off an extremely high interest rate credit card.? It is actually a joint account with my daughter, who due to past mistakes, does not have a favorable credit score.? You may be familiar with this card: it is a Care Credit card used for medical/vet expenses.? It is no longer being used, but her timely monthly payments are only covering the interest.? When charges are made on this card they are initially "deferred", but after a few months if balances are not paid in full, the total interest that would have accumulated is then added in.? I have never had a card with such a high interest rate.? I would like to help my daughter get out from under this card.
I originally listed this at 3000 a couple days ago.? At that point, I?was planning to also pay my current Prosper loan off, but decided that would not be necessary.? I was hoping the lower amount would?get successfully funded, and the additional payment?will not be a problem.? I will be paying this loan from my bank account, whether or not?I receive the money from my daughter, which I have no doubt I will.??
If funded this would be my third Prosper loan, with all payments made timely to date.??A quick note on my?deliquencies:?You will notice the two "current" ones have been there since before my first Prosper loan and remain there.? As stated in my previous listings these are my husband's responsibility.? It may sound harsh, but we have some "joint" household expenses and some "individual" debt like these.?I can only assume he used me on his applications to take advantage of my good credit score at the time.? I still have a score in the upper 700s, and while I know paying these off would look much better, I do not feel these are my responsiblity.?
Thanks for your time and consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rjleves | $25.00 | $25.00 | 10/20/2009 4:10:29 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/20/2009 4:22:43 PM |
| cbz | $25.00 | $25.00 | 10/20/2009 4:44:18 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 5:08:03 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:33:41 PM |
| CommerciaLender | $25.00 | $25.00 | 10/21/2009 1:40:40 PM |
| reflective-rupee | $25.00 | $25.00 | 10/21/2009 9:06:38 PM |
| golden-yield | $25.00 | $25.00 | 10/21/2009 11:00:50 PM |
| holesome | $50.00 | $50.00 | 10/22/2009 10:39:18 AM |
| dblaz5 | $300.00 | $300.00 | 10/22/2009 12:18:14 PM |
| GoodScot | $25.00 | $25.00 | 10/22/2009 11:58:22 AM |
| Spizzo | $25.00 | $25.00 | 10/22/2009 2:51:27 PM |
| BradP | $50.00 | $50.00 | 10/22/2009 4:31:58 PM |
| hkme | $50.00 | $50.00 | 10/22/2009 6:23:33 PM |
| Bigsaver | $25.00 | $25.00 | 10/22/2009 5:00:07 PM |
| wise-blazing-currency | $25.00 | $25.00 | 10/23/2009 4:28:20 AM |
| wwwUniversal | $25.00 | $25.00 | 10/23/2009 8:58:26 AM |
| a-reasonable-return | $200.00 | $200.00 | 10/23/2009 8:20:09 AM |
| Tevco_Investments | $25.00 | $25.00 | 10/23/2009 9:04:47 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/20/2009 4:25:00 PM |
| flyinhawaiian | $50.00 | $50.00 | 10/20/2009 4:29:27 PM |
| SnE | $25.00 | $25.00 | 10/20/2009 4:28:15 PM |
| Rattlehead | $100.00 | $100.00 | 10/20/2009 4:28:18 PM |
| cfarther | $25.00 | $25.00 | 10/20/2009 4:28:00 PM |
| Dollarhide | $25.00 | $25.00 | 10/20/2009 4:29:24 PM |
| CallMeBen | $25.00 | $25.00 | 10/20/2009 4:36:55 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/20/2009 4:43:03 PM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 4:44:34 PM |
| thunderkiss | $25.00 | $25.00 | 10/20/2009 5:38:06 PM |
| alterlatina | $25.00 | $25.00 | 10/20/2009 10:00:37 PM |
| building_community | $25.00 | $25.00 | 10/21/2009 6:54:47 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/21/2009 6:51:27 AM |
| blue-courageous-justice | $25.00 | $25.00 | 10/21/2009 11:01:05 AM |
| IPG1 | $25.00 | $25.00 | 10/21/2009 12:37:58 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 3:16:33 PM |
| principal-mermaid | $25.00 | $25.00 | 10/21/2009 3:50:05 PM |
| reflective-rupee | $250.00 | $250.00 | 10/21/2009 9:07:03 PM |
| sparkling-contract7 | $100.00 | $99.48 | 10/22/2009 8:09:15 AM |
| dlg | $25.52 | $25.52 | 10/22/2009 12:23:26 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 2:51:26 PM |
| chibear34 | $25.00 | $25.00 | 10/22/2009 4:36:51 PM |
| Unitas4302 | $100.00 | $100.00 | 10/22/2009 4:37:48 PM |
| mattblizz | $100.00 | $100.00 | 10/23/2009 12:24:12 AM |
| M_V | $100.00 | $100.00 | 10/23/2009 8:51:22 AM |
| 44 bids
|
Borrower Payment Dependent Notes Series
429663
This series of Notes was issued and sold upon the funding of the borrower loan #39255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 5 |
Total credit lines:
| 45 | Length of status: | 38y 3m |
|
Amount delinquent:
| $1,657 |
Revolving credit balance:
| $45 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| economy-daisy |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Personal Loans & Medical Bills
Purpose of loan:
This loan will be used to?Pay off 3 Personal Loans (including 2 payday loans) and approximately $1,500 in?medical expenses?????
My financial situation:
I am a good candidate for this loan because?IMy husband and?I have always had an outstanding credit rating until the last several months. We have
fallen behind on some payments including our mortgage. This happened because we have had family problems and have spent several thousand
dollars on our adult children, which I now?realize was a mistake.?
Monthly net income: $3,848????
Monthly expenses: $3,663
??Housing: $1,248
??Insurance:?-0- (We take?funds?out of savings to pay these bills when due)
??Car expenses: $400 (Payment)?
??Utilities: $100
??Phone, cable, internet: $300.00
??Food, entertainment: $390
??Clothing, household expenses $50
??Credit cards and other loans: $675?(This category would drop if I get the loan as?I would pay off some personal loans)
??Other expenses: $500.00 (Medical Bills, Prescription Drugs, Taxes & Tithes) (This category would drop if I get the loan as I would pay off the?medical bills)?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 10/22/2009 10:23:45 AM |
| TheAlchemist | $25.00 | $25.00 | 10/26/2009 2:07:00 PM |
| Tono | $25.00 | $25.00 | 10/27/2009 4:50:31 PM |
| market-socrates | $25.00 | $25.00 | 10/27/2009 6:33:26 PM |
| balanced-capital | $50.00 | $50.00 | 10/28/2009 4:27:47 AM |
| carrinel | $25.00 | $25.00 | 10/28/2009 7:14:22 AM |
| SlickNick | $25.00 | $25.00 | 10/28/2009 11:36:46 AM |
| doubledb | $39.00 | $39.00 | 10/28/2009 1:44:27 PM |
| coyone | $63.66 | $63.66 | 10/28/2009 3:20:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 2:34:49 PM |
| LAKETIME | $25.00 | $25.00 | 10/28/2009 2:48:06 PM |
| jpf27 | $100.00 | $100.00 | 10/27/2009 11:21:59 AM |
| wise-spirited-nickel | $200.00 | $200.00 | 10/28/2009 1:06:12 AM |
| wild-orange | $25.00 | $25.00 | 10/28/2009 10:35:55 AM |
| gold-cluster | $250.00 | $247.34 | 10/28/2009 11:30:28 AM |
| Eloise62 | $75.00 | $75.00 | 10/28/2009 12:27:42 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
429665
This series of Notes was issued and sold upon the funding of the borrower loan #39251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 27.00% |
Starting borrower rate/APR:
| 28.00% / 30.35% |
Starting monthly payment:
| $103.41 |
|
Final lender yield:
| 26.70% |
Final borrower rate/APR:
| 27.70% / 30.05% |
Final monthly payment:
| $103.00 |
| |
|
Auction yield range:
| 8.27% - 27.00% |
Estimated loss impact:
| 7.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $41,194 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| atef1981 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Sep-2009)
620-640
(Sep-2008)
680-700
(Feb-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
no late payments everrr!!!
Purpose of loan:
This loan will be used to pay off my higher rate credit cards.
My financial situation:
I am a good candidate for this loan because I have always made my payments on time! I am a very responsible borrower I have never ever missed a payment in the last 8 years of my credit history. I have graduated college?3 years ago? I am a very hard working individual with goals in life! I?assure you to pay back every dollar you are investing on me!?The reason my grade has dropped was only because of?filling out a credit card?application other than that my credit should have improved considering I am making more money than my last listing...I will have no problem paying back this loan...If you have any questions let me know...
Thank you!
Monthly net income: $5000
Monthly expenses: $ 1500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/21/2009 4:15:11 PM |
| efficient-principal | $50.00 | $50.00 | 10/24/2009 12:54:10 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 4:22:42 PM |
| hellasow | $30.00 | $30.00 | 10/26/2009 8:19:19 PM |
| rmpedi33 | $25.00 | $25.00 | 10/27/2009 10:55:21 AM |
| rvfbroker | $25.00 | $25.00 | 10/27/2009 7:38:04 PM |
| InDyingLight | $25.00 | $25.00 | 10/28/2009 6:42:22 AM |
| iolaire | $50.00 | $50.00 | 10/28/2009 9:47:22 AM |
| Skeptical-one | $50.00 | $50.00 | 10/28/2009 10:23:50 AM |
| Astyanax | $25.00 | $25.00 | 10/28/2009 11:57:27 AM |
| fireferd | $28.73 | $28.73 | 10/28/2009 1:42:23 PM |
| turbobunny | $25.00 | $25.00 | 10/28/2009 2:05:50 PM |
| LAKETIME | $25.00 | $25.00 | 10/28/2009 2:49:18 PM |
| gr8heart | $90.00 | $90.00 | 10/28/2009 11:20:53 AM |
| tyson789 | $100.00 | $100.00 | 10/28/2009 3:39:46 PM |
| Tevco_Investments | $25.00 | $25.00 | 10/28/2009 11:42:22 AM |
| just-trade0 | $25.00 | $25.00 | 10/28/2009 2:51:25 PM |
| wild-orange | $50.00 | $50.00 | 10/28/2009 3:25:35 PM |
| reflective-rupee | $250.00 | $250.00 | 10/28/2009 3:49:27 PM |
| BradP | $50.00 | $50.00 | 10/26/2009 12:30:28 PM |
| return-grizzly | $100.00 | $100.00 | 10/26/2009 1:25:43 PM |
| forthright-dedication | $25.00 | $25.00 | 10/26/2009 3:38:28 PM |
| fairgirl | $25.00 | $25.00 | 10/27/2009 7:59:15 AM |
| bevans | $25.00 | $25.00 | 10/27/2009 9:39:20 AM |
| EEasyMoney | $25.00 | $25.00 | 10/27/2009 8:23:12 PM |
| alex189a | $25.00 | $25.00 | 10/27/2009 9:21:14 PM |
| a_falk22 | $25.00 | $25.00 | 10/27/2009 10:37:20 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/28/2009 5:08:10 AM |
| gelt4u | $25.00 | $25.00 | 10/28/2009 6:22:25 AM |
| RobinHood | $50.00 | $50.00 | 10/28/2009 6:39:15 AM |
| Unitas4302 | $100.00 | $100.00 | 10/27/2009 8:32:56 PM |
| Rulea72 | $200.00 | $200.00 | 10/28/2009 11:04:11 AM |
| dpries123 | $25.00 | $25.00 | 10/28/2009 7:14:12 AM |
| SlickNick | $25.00 | $25.00 | 10/28/2009 11:37:20 AM |
| balance-warrior | $25.00 | $25.00 | 10/28/2009 8:01:48 AM |
| Astyanax | $25.00 | $25.00 | 10/28/2009 11:57:42 AM |
| Prezotus | $25.00 | $25.00 | 10/28/2009 11:43:42 AM |
| first-genuine-bid | $200.00 | $200.00 | 10/28/2009 1:05:07 PM |
| rohnjobus | $30.00 | $30.00 | 10/28/2009 12:25:04 PM |
| doubledb | $35.25 | $35.25 | 10/28/2009 1:42:44 PM |
| tyson789 | $100.00 | $100.00 | 10/28/2009 1:02:54 PM |
| icon7 | $50.00 | $50.00 | 10/28/2009 1:22:50 PM |
| investment-cluster | $25.00 | $25.00 | 10/28/2009 1:26:17 PM |
| bill-expert | $100.00 | $100.00 | 10/28/2009 1:47:10 PM |
| Fun54115 | $25.00 | $25.00 | 10/28/2009 2:25:23 PM |
| Toastmaster007 | $42.90 | $26.02 | 10/28/2009 3:18:14 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/28/2009 3:03:12 PM |
| quest0 | $25.00 | $25.00 | 10/28/2009 3:32:38 PM |
| ValleyBHC | $25.00 | $25.00 | 10/28/2009 3:05:53 PM |
| credit-coach118 | $25.00 | $25.00 | 10/28/2009 3:48:36 PM |
| Engineer44 | $35.00 | $35.00 | 10/28/2009 3:52:01 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
429709
This series of Notes was issued and sold upon the funding of the borrower loan #39254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $75.50 |
|
Final lender yield:
| 20.15% |
Final borrower rate/APR:
| 21.15% / 23.40% |
Final monthly payment:
| $75.50 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.18% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 11
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,912 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| humblewoman |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RELIST- WANTING TO GET ESTABLISHED
Purpose of loan:
This loan will be used to? I have four payday loans I want to consolidate together the fees alone are $427.50 every payday. I never miss a payment with them or any other loans I have. I was raised up that you pay your bills no matter what and I guess that is how I fell into the payday loans. I found prosper online and decided to give it a try. my first list did not get 100% funded but I really appreciate those who did bid and want to say thank you. The last listing showed for $2500.00 now $2000.? the$ 500.00 was to have my breaks fixed on my car, I have decided to take that off? because right now the most pressing issue is to payoff the payday loans?I promise this will not take me 3 yrs to pay back, it will take me less than 2 yrs.
My financial situation:
I am a good candidate for this loan because? I have a good job that I have been at for 8yrs and 6mos. I also have a part-time job that I have worked at for 4 yrs. I have always had a job since highschool(old enough to get a job). I have never had a bankrup., no delinq., no late payments. one inqur. was to refinance our home loan for a less percentage rate. my husband has been with his job for 20 yrs, we have 401k's we could borrow from but we don't feel that is a good way to go. we have over $30,000.00 in those. so If we get in a world of hurt we could cash those out . We also have $40,000.00 in equity in our home that we could use if needed. I also have my car that is paid off that is worth $8000.00.?I do not want to go through the bank I have enough revolving credit, I want to improve my credit score. I have made mistakes in my life and these paydays are one. I would like to pay them off this next payday 10/31/09. please consider I would like to get establish with prosper and prove to you I am a good borrower. you will not be disapointed.
Monthly net income: $ 42000.00 + 5000(PART-TIME JOB) + husband (65,000.00 yr)
Monthly expenses: $ 2000.00
??Housing: $ my husband pays for
??Insurance: $ my husband?pays for
??Car expenses: $ gas only car paid for?$150.00
??Utilities: $ 141.00
??Phone, cable, internet: $ 205.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 636.00
??Other expenses: $ payday loans to be paid off with this loan($457.50 bi-wkly) this loan would save me a big amount.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 3am-preacher | $25.00 | $25.00 | 10/22/2009 9:52:59 AM |
| sociallender | $25.00 | $25.00 | 10/22/2009 9:58:20 AM |
| robot777 | $40.00 | $40.00 | 10/22/2009 10:05:21 AM |
| tnjohnso | $25.00 | $25.00 | 10/26/2009 1:07:30 PM |
| spy0 | $25.00 | $25.00 | 10/28/2009 9:22:26 AM |
| mercuriant | $25.00 | $25.00 | 10/28/2009 10:58:57 AM |
| velocity-flag | $25.00 | $25.00 | 10/28/2009 12:16:40 PM |
| reflective-rupee | $500.00 | $500.00 | 10/28/2009 10:47:09 AM |
| five-star-note | $30.00 | $30.00 | 10/28/2009 4:00:02 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:13:40 PM |
| bevans | $25.00 | $25.00 | 10/28/2009 4:20:38 PM |
| LarWit1512 | $25.00 | $25.00 | 10/28/2009 4:28:29 PM |
| wildanne | $50.00 | $50.00 | 10/28/2009 7:35:47 PM |
| p2p-gala | $50.00 | $50.00 | 10/28/2009 8:05:45 PM |
| VAGweilo | $50.00 | $50.00 | 10/28/2009 5:04:02 PM |
| Syzygy | $25.00 | $25.00 | 10/28/2009 9:28:36 PM |
| fantastic-cash | $25.00 | $25.00 | 10/28/2009 11:49:19 PM |
| SkinnyFish | $25.00 | $25.00 | 10/29/2009 4:57:30 AM |
| Vans1975 | $40.00 | $40.00 | 10/28/2009 8:00:41 PM |
| Thunder08 | $25.00 | $25.00 | 10/28/2009 8:47:47 PM |
| IPG1 | $25.00 | $25.00 | 10/22/2009 4:47:57 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:18:00 AM |
| hellasow | $25.00 | $25.00 | 10/26/2009 8:00:22 PM |
| ksubd | $50.00 | $50.00 | 10/26/2009 10:16:41 PM |
| grotheik | $100.00 | $100.00 | 10/27/2009 6:53:44 PM |
| sociallender | $50.00 | $50.00 | 10/28/2009 2:47:06 AM |
| nalaari | $50.00 | $50.00 | 10/28/2009 10:45:48 AM |
| building_community | $25.00 | $25.00 | 10/28/2009 11:29:07 AM |
| LT-Loans | $50.00 | $50.00 | 10/28/2009 3:05:55 PM |
| investment-cluster | $25.00 | $25.00 | 10/28/2009 4:06:32 PM |
| Bigsaver | $25.00 | $25.00 | 10/28/2009 4:27:47 PM |
| randsenterprise | $25.00 | $25.00 | 10/28/2009 5:30:27 PM |
| Stingray8a | $25.00 | $25.00 | 10/28/2009 8:10:17 PM |
| JustMee | $500.00 | $188.97 | 10/28/2009 8:45:01 PM |
| jybank | $25.00 | $25.00 | 10/28/2009 10:44:53 PM |
| Unitas4302 | $101.03 | $101.03 | 10/28/2009 7:46:35 PM |
| MrOglesby | $25.00 | $25.00 | 10/29/2009 1:05:29 AM |
| Chrishu | $25.00 | $25.00 | 10/28/2009 9:56:34 PM |
| icon7 | $50.00 | $50.00 | 10/29/2009 4:18:33 AM |
| 39 bids
|
Borrower Payment Dependent Notes Series
429807
This series of Notes was issued and sold upon the funding of the borrower loan #39260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $135.71 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $135.71 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 17
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 64 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $31,526 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 64% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| credit-turtle1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New kitchen cabinets
Hello.?
Thank you for considering me for a loan.?
This loan is for kitchen cabinets.? We are remodeling our kitchen.? We already have the granite and the appliances and just need to get the cabinets.?
We?ve lived in our home for 9 years and have made improvements every year.? This year is the kitchen remodel.? We are doing the majority of the work ourselves to save money.? My credit score is 703.? I always pay my bills on time and have never ever been late.? I know how important my credit score is and will let nothing jeopardize it and I do whatever it takes to make sure my payments continue to be on time.? ?I just received my masters in tax and have a secure job.? My fianc? also has a very secure job.? We could use credit cards to pay for the cabinets but we are paying them down and want to have them paid off as soon as possible. Our monthly gross income is $8,917 and our household expenses including mortgage, insurance, car payment, utilities, food and credit card debt is about $5,685.? We have looked into applying for a bank loan but because my fianc??s credit is bad due to a messy divorce, the banks only look at my income and do not include my fianc??s income so my income to debt ratio looks really high.? We are cleaning up my fianc??s credit but it doesn?t happen overnight so we are turning to the Prosper family in hopes that you can help us.?
Thank you!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 10/23/2009 10:51:41 AM |
| reflective-rupee | $600.00 | $600.00 | 10/23/2009 4:16:54 PM |
| reflective-rupee | $150.00 | $150.00 | 10/23/2009 4:17:12 PM |
| GatorBux | $100.00 | $100.00 | 10/24/2009 7:02:01 AM |
| gold-cluster | $200.00 | $200.00 | 10/26/2009 1:00:55 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 4:22:40 PM |
| reflective-rupee | $250.00 | $166.06 | 10/27/2009 2:05:03 PM |
| jono9999 | $51.39 | $51.39 | 10/27/2009 5:23:19 PM |
| rancher7 | $25.00 | $25.00 | 10/28/2009 2:03:47 PM |
| lsx7 | $65.00 | $65.00 | 10/28/2009 6:58:19 PM |
| SajDiddy | $200.55 | $200.55 | 10/28/2009 7:53:44 PM |
| brondero | $100.00 | $100.00 | 10/28/2009 8:32:30 PM |
| coasterman | $25.00 | $25.00 | 10/28/2009 9:03:44 PM |
| PotBellyPete | $100.00 | $100.00 | 10/29/2009 8:11:08 AM |
| Sudoku | $92.00 | $92.00 | 10/29/2009 8:50:54 AM |
| Kqwik | $25.00 | $25.00 | 10/29/2009 9:53:10 AM |
| capital-galaxy | $100.00 | $100.00 | 10/29/2009 10:27:26 AM |
| porwestco | $25.00 | $25.00 | 10/29/2009 10:54:43 AM |
| MrLeft | $25.00 | $25.00 | 10/29/2009 11:49:33 AM |
| Tevco_Investments | $25.00 | $25.00 | 10/29/2009 11:33:59 AM |
| integrity-nurse | $25.00 | $25.00 | 10/29/2009 10:23:56 AM |
| Gaelicman | $25.00 | $25.00 | 10/29/2009 11:52:41 AM |
| maga | $25.00 | $25.00 | 10/29/2009 12:02:49 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 11:08:48 AM |
| Eloise62 | $75.00 | $75.00 | 10/27/2009 11:23:50 AM |
| dignified-justice3 | $50.00 | $50.00 | 10/27/2009 10:02:21 PM |
| Pilotequity | $25.00 | $25.00 | 10/28/2009 2:58:09 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:06:40 PM |
| return-grizzly | $100.00 | $100.00 | 10/28/2009 5:28:05 PM |
| kingbob | $25.00 | $25.00 | 10/28/2009 10:33:47 PM |
| Tono | $25.00 | $25.00 | 10/28/2009 7:43:49 PM |
| Unitas4302 | $50.00 | $50.00 | 10/28/2009 7:45:03 PM |
| velocity-flag | $25.00 | $25.00 | 10/29/2009 8:39:12 AM |
| onecooldrink | $25.00 | $25.00 | 10/29/2009 8:56:40 AM |
| Lubava | $25.00 | $25.00 | 10/29/2009 5:36:39 AM |
| balanced-return5 | $25.00 | $25.00 | 10/29/2009 9:50:37 AM |
| dannyboy_997 | $25.00 | $25.00 | 10/29/2009 9:55:13 AM |
| Kyileo | $25.00 | $25.00 | 10/29/2009 11:13:31 AM |
| balance-warrior | $25.00 | $25.00 | 10/29/2009 11:59:04 AM |
| impressive-deal084 | $50.00 | $50.00 | 10/29/2009 10:24:37 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
430059
This series of Notes was issued and sold upon the funding of the borrower loan #39267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,250.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-30-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.30% |
Starting monthly payment:
| $56.55 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.30% |
Final monthly payment:
| $56.55 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 68 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,869 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 96% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| Indio92203 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 90% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 2
( 10% )
| 600-620
(Dec-2007)
|
|
Principal balance:
| $1,087.13 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Re-list: supplies for candle making
Purpose of loan:
This loan will be used to buy wax, colorings,?melting pots, wicks, and fragrances for candles.? I make votives, pillar, and jar candles and sell them to my coworkers and at the local street fair.? I have always sold out my supply because of the double scenting and special jars I use.? I usually sell a pillar for $8 and a special jar candle for $15.? Candle making supplies are actually quite expensive and a standard homemade pillar candle costs around $5 in supplies to create.
My financial situation:
I am a good candidate for this loan because I have a steady, predictable income from my job.? The initial outlay for a proper amount of supplies is?expensive so I?need to?get a loan for it all--additionally, with a loan I can purchase some special items that would make my candles sell for even more.? I have several people asking for candles for this year, but I need to concentrate on making my budget goals for debt payoff and 401k funding for the year, so I do not have additional capital to purchase enough supplies without a loan.
Monthly net income: $ 5500.00
Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 100
??Car expenses: $ 450
??Utilities: $?250
??Phone, cable, internet: $ 140
??Food, entertainment: $ 450
??Clothing, household expenses $ 225
??Credit cards and other loans: $?580
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Full time in civil service? and when will you sell candles?
And see my page please. thank you. good luck - Tono
A:
Yes, I am full time employee of a local government in an engineering department. I sell my candles at the office to other employees and at local events. My total fixed expenses are $4045 (thanks for the tip) and I put another $800 into some automatic savings accounts for holiday gifts and vacation savings. Next year I'll add an account for supplies so I won't need this type of loan again.
(Oct-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/26/2009 5:13:56 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/26/2009 7:28:58 PM |
| Jasmel | $100.00 | $100.00 | 10/27/2009 5:41:16 AM |
| zippy-coin | $100.00 | $100.00 | 10/29/2009 10:02:42 AM |
| jbloans | $25.00 | $25.00 | 10/29/2009 6:25:25 PM |
| bold-attractive-auction | $25.00 | $25.00 | 10/30/2009 6:14:41 AM |
| Evolver | $50.00 | $50.00 | 10/30/2009 9:34:33 AM |
| noble-revenue | $125.00 | $75.00 | 10/30/2009 9:41:53 AM |
| fillholdingsllc | $25.00 | $25.00 | 10/26/2009 6:52:29 PM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 11:21:39 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 9:26:39 AM |
| blkfroggy | $25.00 | $25.00 | 10/27/2009 2:11:17 PM |
| grotheik | $25.00 | $25.00 | 10/27/2009 6:47:05 PM |
| Unitas4302 | $50.00 | $50.00 | 10/27/2009 8:29:46 PM |
| brondero | $125.00 | $125.00 | 10/28/2009 8:44:27 PM |
| kingbob | $25.00 | $25.00 | 10/28/2009 9:06:42 PM |
| AEH_Now | $25.00 | $25.00 | 10/28/2009 9:53:33 PM |
| return-grizzly | $100.00 | $100.00 | 10/29/2009 1:29:52 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/29/2009 1:56:47 PM |
| bountiful-community | $50.00 | $50.00 | 10/29/2009 7:26:48 PM |
| kevlar | $25.00 | $25.00 | 10/29/2009 10:39:16 PM |
| rate-farm3 | $200.00 | $200.00 | 10/30/2009 7:40:44 AM |
| Finchy78 | $25.00 | $25.00 | 10/30/2009 9:31:30 AM |
| Corporal | $25.00 | $25.00 | 10/30/2009 4:40:18 AM |
| 24 bids
|
Borrower Payment Dependent Notes Series
430651
This series of Notes was issued and sold upon the funding of the borrower loan #39202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-28-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $31.88 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $30.97 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,313 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| roto |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 840-860 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 860-880
(Apr-2008)
|
|
Principal balance:
| $584.76 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
One final credit card to go...
Purpose of loan:This loan will be used to pay off a small amount that I owe on one final high interest credit card -- before canceling the account and having only ONE credit card to our names. Capital One is the next (and final) card to tackle and I want to pay off this debt ASAP given Prosper's offer of a 2nd loan option. My 1st loan with Prosper will be paid in full in mid-2010. Our 2nd child -- another boy :) -- will born early next year, and we want to free up some money to finish his nursery along with other miscellaneous improvements around our home.
Thanks in advance to ANYONE who helps!My financial situation:I am a good candidate for this loan because I am a homeowner who has never been delinquent on a payment, I always pay all bills on time, and my credit score is "AA" (760+ and I do whatever it takes to keep it that way). I would NOT risk harming my score for the amount of this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 10/28/2009 4:09:43 PM |
| rdrloan | $25.00 | $25.00 | 10/28/2009 4:11:01 PM |
| uncleegg | $25.00 | $25.00 | 10/28/2009 4:22:13 PM |
| supersarah61 | $25.00 | $25.00 | 10/28/2009 4:22:16 PM |
| kenji4861 | $50.00 | $50.00 | 10/28/2009 4:22:20 PM |
| fortytwo | $250.00 | $250.00 | 10/28/2009 4:15:37 PM |
| Tai | $25.00 | $25.00 | 10/28/2009 4:22:33 PM |
| SNH | $50.00 | $50.00 | 10/28/2009 4:22:40 PM |
| wrighco | $25.00 | $25.00 | 10/28/2009 4:22:51 PM |
| sas19 | $25.00 | $25.00 | 10/28/2009 4:23:22 PM |
| abidos | $25.00 | $25.00 | 10/28/2009 4:23:01 PM |
| transparency-giant | $50.00 | $50.00 | 10/28/2009 4:11:00 PM |
| epicanthal | $25.00 | $25.00 | 10/28/2009 4:15:41 PM |
| kid8549 | $25.00 | $25.00 | 10/28/2009 4:10:04 PM |
| DonaldColorado | $25.00 | $25.00 | 10/28/2009 4:10:57 PM |
| Attract | $25.00 | $25.00 | 10/28/2009 4:22:27 PM |
| slartibardfast | $35.00 | $35.00 | 10/28/2009 4:22:22 PM |
| kanakakm | $50.00 | $50.00 | 10/28/2009 4:22:36 PM |
| AF-Chief | $35.00 | $35.00 | 10/28/2009 4:22:39 PM |
| get30inc | $50.00 | $50.00 | 10/28/2009 4:22:45 PM |
| a-responsible-return | $25.00 | $25.00 | 10/28/2009 4:22:47 PM |
| Weaverville | $25.00 | $25.00 | 10/28/2009 4:23:11 PM |
| bchen78875 | $50.00 | $50.00 | 10/28/2009 4:23:16 PM |
| BlindProphet | $25.00 | $5.00 | 10/28/2009 4:23:24 PM |
| personal-lender | $25.00 | $25.00 | 10/28/2009 4:23:06 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
428962
This series of Notes was issued and sold upon the funding of the borrower loan #39272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,450.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 31.03% |
Starting borrower rate/APR:
| 32.03% / 34.81% |
Starting monthly payment:
| $63.18 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.63% |
Final monthly payment:
| $56.13 |
| |
|
Auction yield range:
| 11.27% - 31.03% |
Estimated loss impact:
| 10.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.47% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mtw1900 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,300.00 | < mo. late:
| 0
( 0% )
| 620-640
(Sep-2008)
|
|
Principal balance:
| $929.35 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Paying for College and expenses
Purpose of loan:
This loan will be used to help pay for the rest of my college tuition.
My financial situation:
I am a good candidate for this loan because?I really need this loan to finish paying off my college expenses for this semester. I will not have any problems paying back the loan amount on time. I will be using?this loan to pay off the rest of tuition and to consolidate a few other college related payments that I have into one lump payment. I have?borrowed from Prosper before, and I have never had a late payment.?All help will be greatly appreciated.
Monthly net income: $1000
Monthly expenses: $615
??Housing: $
??Insurance: $75
??Car expenses: $240
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What about tuition? I know it's not a monthly expense, but how much is it, and how do you pay it? Do you take student loans? - economy-synapse
A:
Hi, and first off thanks for looking. My tuition is paid for partly through a scholarship. I still have about $800 left to pay from this semester and that is what this loan is for, along with consolidating a couple other small payments as stated. Next semester I will be eligible for a scholarship and a grant that will pay for all my tuition, so I just need a loan to finish off the payments for this semester. Thank you
(Oct-22-2009)
Q:
Hey mtw1900-- what are you studying and in what year are you currently? Thanks and best of luck with the listing. - bondhedger
A:
Hi, I am studying to get a degree in Mathematics. I hope to become a Math teacher. I am currently in my sophomore year. Thank you
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| building_community | $25.00 | $25.00 | 10/22/2009 3:25:15 PM |
| Chrishu | $25.00 | $25.00 | 10/22/2009 7:02:37 PM |
| Moe87 | $25.00 | $25.00 | 10/24/2009 1:47:22 PM |
| marwadi-62 | $25.00 | $25.00 | 10/24/2009 3:31:03 PM |
| SouthernRemarketing | $25.00 | $25.00 | 10/24/2009 12:01:53 PM |
| Pu239 | $50.00 | $50.00 | 10/24/2009 5:11:04 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/24/2009 6:25:05 PM |
| hillerod | $25.00 | $25.00 | 10/25/2009 10:54:32 AM |
| lender12345 | $25.00 | $25.00 | 10/25/2009 1:48:13 PM |
| ArmyGuy | $25.00 | $25.00 | 10/26/2009 4:38:55 AM |
| credit-missile | $100.00 | $100.00 | 10/26/2009 6:56:24 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 7:15:57 AM |
| phchristensen | $50.00 | $50.00 | 10/26/2009 12:41:41 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:15:52 AM |
| Crystalprop | $25.00 | $25.00 | 10/26/2009 9:16:07 AM |
| macbeck22 | $40.00 | $40.00 | 10/26/2009 9:49:33 AM |
| Leshan | $100.00 | $100.00 | 10/26/2009 9:54:32 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/26/2009 8:36:18 AM |
| jybank | $25.00 | $25.00 | 10/26/2009 11:39:01 AM |
| motivator72 | $25.00 | $25.00 | 10/26/2009 10:44:50 AM |
| zztopdog | $25.00 | $25.00 | 10/26/2009 12:44:27 PM |
| bunnybear | $50.00 | $50.00 | 10/26/2009 10:54:04 AM |
| sorace | $50.00 | $50.00 | 10/26/2009 11:28:23 AM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 11:33:55 AM |
| marybennet | $25.00 | $25.00 | 10/26/2009 12:11:16 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 12:39:33 PM |
| Unitas4302 | $50.00 | $50.00 | 10/22/2009 4:29:27 PM |
| peso-bonaza | $25.00 | $10.00 | 10/23/2009 7:32:09 PM |
| aloantime07 | $25.00 | $25.00 | 10/25/2009 2:13:48 PM |
| Jaxfan11 | $25.00 | $25.00 | 10/25/2009 5:16:28 PM |
| labyrinth0 | $25.00 | $25.00 | 10/25/2009 11:17:37 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:34:10 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/26/2009 11:30:05 AM |
| glenium | $25.00 | $25.00 | 10/26/2009 10:18:27 AM |
| LAKETIME | $25.00 | $25.00 | 10/26/2009 12:18:06 PM |
| MrLeft | $25.00 | $25.00 | 10/26/2009 10:31:00 AM |
| whittlesey31 | $25.00 | $25.00 | 10/26/2009 12:26:30 PM |
| farchoir | $25.00 | $25.00 | 10/26/2009 12:43:30 PM |
| delicious-trade | $25.00 | $25.00 | 10/26/2009 11:10:16 AM |
| dudebrah | $25.00 | $25.00 | 10/26/2009 12:48:09 PM |
| XayV03 | $50.00 | $50.00 | 10/26/2009 12:03:47 PM |
| SAR-2 | $100.00 | $100.00 | 10/26/2009 12:26:00 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
428992
This series of Notes was issued and sold upon the funding of the borrower loan #39211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-25-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $165.56 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $157.86 |
| |
|
Auction yield range:
| 11.27% - 29.00% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Dec-1975 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 18
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 21y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,253 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| value-snowdome |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Score 760 Needs Help
Purpose of loan:a
This loan will be used to pay off two of my last three high interest, revolving credit cards.?
I originally owed over $21,000 on three cards just three years ago.? I have paid these cards down to $7,000.? I would like to have a three year, non-revolving loan to pay off two of these cards.? The cards are:? Bank of America, Target, and Union Plus.? I will use this loan?to pay off my Target and Union Plus cards.?
My minimum monthly payment for these?two cards is presently $125.00 a week.? As you can see, I can easily apply this amount toward a Prosper loan and pay off?these cards.
My financial situation:
I am a good candidate for this loan because I have a secure job as a health care professional at a hospital.? I have been employed by the same employer for twenty-one years.? I have never filed for bankruptcy.? I have never defaulted on a loan.? I am a home owner.
The two delinquencies listed above happened when my husband had surgery.? I was late one time making our car payment and I was late one time making our house payment.
I have other revolving credit cards.? Most are ones I seldom use and quickly pay off like Kohls and J C Penny.
I have one other revolving card with a balance.? This is a card I use for home improvement.
Note:There was a time when a credit score of 740 to 760 was great!? I had 34% of my loan funded last attempt.? I could use some Prosper help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What are the interest rates on your credit cards? - william8
A:
The Target card is 21% and the Union Plus card is 23%.
But both are revolving credit. When you make a standard payment, almost nothing comes off the balance. With my Prosper loan, I will have both paid
off within three years!
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| uncleegg | $25.00 | $25.00 | 10/19/2009 12:50:38 PM |
| catomaior | $25.00 | $25.00 | 10/19/2009 12:50:45 PM |
| loan-master996 | $50.00 | $50.00 | 10/19/2009 12:57:43 PM |
| charming-point | $50.00 | $50.00 | 10/19/2009 12:59:40 PM |
| biobulator | $25.00 | $25.00 | 10/19/2009 12:57:54 PM |
| dinero-mason | $50.00 | $50.00 | 10/19/2009 12:58:09 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 1:01:01 PM |
| drg6289 | $25.00 | $25.00 | 10/19/2009 1:01:05 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/19/2009 1:16:51 PM |
| unclejaef | $25.00 | $25.00 | 10/19/2009 1:16:55 PM |
| VBAces | $25.00 | $25.00 | 10/19/2009 1:23:46 PM |
| unk1911 | $25.00 | $25.00 | 10/19/2009 1:17:34 PM |
| zone8 | $100.00 | $100.00 | 10/19/2009 1:15:51 PM |
| oaktown23 | $100.00 | $100.00 | 10/20/2009 6:09:35 AM |
| foothillender | $25.00 | $25.00 | 10/20/2009 7:26:19 AM |
| PropertyInvest | $25.00 | $25.00 | 10/20/2009 2:50:49 PM |
| CoolPlexer | $25.00 | $25.00 | 10/20/2009 4:24:11 PM |
| beachbum22 | $25.00 | $25.00 | 10/20/2009 5:27:54 PM |
| NeemanuKotagoLending | $25.00 | $25.00 | 10/21/2009 7:31:51 AM |
| javajahn | $25.00 | $25.00 | 10/21/2009 1:28:22 PM |
| interest-friendship | $50.00 | $50.00 | 10/22/2009 9:30:25 AM |
| balance-warrior | $25.00 | $25.00 | 10/22/2009 2:23:09 PM |
| mikeyp411 | $33.89 | $33.89 | 10/22/2009 5:09:46 PM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 1:14:40 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:40:14 AM |
| TheCount | $50.00 | $50.00 | 10/23/2009 11:12:28 AM |
| jpblan11 | $25.00 | $25.00 | 10/23/2009 3:03:28 PM |
| unger | $25.00 | $25.00 | 10/23/2009 2:40:18 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:27:06 PM |
| E-B | $50.00 | $50.00 | 10/23/2009 4:24:56 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:01:44 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/23/2009 9:45:40 PM |
| icon7 | $50.00 | $50.00 | 10/24/2009 6:38:37 AM |
| porwestco | $25.00 | $25.00 | 10/24/2009 7:37:08 AM |
| p2p-journey | $25.00 | $25.00 | 10/24/2009 3:02:03 AM |
| Westb | $50.00 | $50.00 | 10/24/2009 6:45:53 AM |
| kindness-jedi | $50.00 | $50.00 | 10/24/2009 2:07:32 PM |
| LarWit1512 | $25.00 | $25.00 | 10/24/2009 11:21:08 AM |
| lender12345 | $25.00 | $25.00 | 10/24/2009 3:16:14 PM |
| Pu239 | $50.00 | $50.00 | 10/24/2009 5:26:39 PM |
| generous-deal6 | $50.00 | $50.00 | 10/24/2009 1:22:19 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/24/2009 1:31:38 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 7:13:59 PM |
| bartenderpro | $36.61 | $36.61 | 10/25/2009 1:07:30 AM |
| medkoder | $25.00 | $25.00 | 10/24/2009 8:21:36 PM |
| kristl | $50.00 | $50.00 | 10/25/2009 2:42:28 AM |
| rooosta | $100.00 | $100.00 | 10/24/2009 9:21:55 PM |
| loanman2007 | $100.00 | $100.00 | 10/25/2009 8:04:17 AM |
| philha99 | $56.36 | $56.36 | 10/25/2009 9:46:58 AM |
| hamster | $25.00 | $25.00 | 10/25/2009 1:25:32 PM |
| heroic-benefit | $25.00 | $25.00 | 10/19/2009 12:58:31 PM |
| FountainShrugged | $25.00 | $25.00 | 10/19/2009 12:58:58 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/19/2009 1:01:22 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/19/2009 1:06:40 PM |
| YogaDude34 | $25.00 | $22.64 | 10/19/2009 1:23:47 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 1:17:17 PM |
| spitzbergen | $25.00 | $25.00 | 10/19/2009 1:16:47 PM |
| Wangersinc | $25.00 | $25.00 | 10/19/2009 1:17:06 PM |
| Toastsr | $25.00 | $25.00 | 10/19/2009 1:17:16 PM |
| wildguy | $25.00 | $25.00 | 10/19/2009 1:22:22 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 1:23:27 PM |
| DG2007 | $25.00 | $25.00 | 10/20/2009 11:21:56 AM |
| reflective-rupee | $25.00 | $25.00 | 10/20/2009 10:55:05 AM |
| GreenHill | $25.00 | $25.00 | 10/21/2009 7:48:03 AM |
| 101010 | $100.00 | $100.00 | 10/21/2009 8:28:13 AM |
| 101010 | $50.00 | $50.00 | 10/21/2009 8:28:32 AM |
| GatorBux | $100.00 | $100.00 | 10/21/2009 1:42:33 PM |
| farchoir | $25.00 | $25.00 | 10/21/2009 2:43:45 PM |
| cold1 | $25.00 | $25.00 | 10/21/2009 7:58:19 PM |
| five-star-note | $25.00 | $25.00 | 10/22/2009 8:11:22 AM |
| palex | $25.00 | $25.00 | 10/22/2009 5:06:19 PM |
| RobinHood | $50.00 | $50.00 | 10/22/2009 5:23:00 PM |
| herman7 | $25.00 | $25.00 | 10/22/2009 7:08:12 PM |
| unger | $25.00 | $25.00 | 10/22/2009 7:42:46 PM |
| tonymoo | $50.00 | $50.00 | 10/22/2009 5:16:50 PM |
| KrisKringle | $28.00 | $28.00 | 10/23/2009 4:11:12 AM |
| silver-boots | $25.00 | $25.00 | 10/23/2009 5:32:07 AM |
| wmealhouse | $65.19 | $65.19 | 10/22/2009 7:58:57 PM |
| Peacepower | $30.00 | $30.00 | 10/23/2009 4:16:49 AM |
| Rider | $25.00 | $25.00 | 10/23/2009 10:08:07 AM |
| batman12 | $163.42 | $163.42 | 10/23/2009 3:46:11 PM |
| gluon | $25.00 | $25.00 | 10/23/2009 2:58:33 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/23/2009 7:15:34 PM |
| ayiticheri | $25.00 | $25.00 | 10/24/2009 4:22:05 AM |
| chaachie12 | $53.89 | $53.89 | 10/23/2009 10:08:55 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/24/2009 7:50:25 AM |
| fiserve4u | $50.00 | $50.00 | 10/24/2009 6:00:20 AM |
| fund-strawberry | $25.00 | $25.00 | 10/24/2009 9:30:45 AM |
| riveting-rate | $50.00 | $50.00 | 10/24/2009 10:23:12 AM |
| rahnside | $25.00 | $25.00 | 10/24/2009 5:57:14 PM |
| netelegent | $25.00 | $25.00 | 10/24/2009 6:53:49 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/24/2009 1:48:49 PM |
| finance-vault | $25.00 | $25.00 | 10/24/2009 4:00:24 PM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:17:56 PM |
| bronzmajom | $25.00 | $25.00 | 10/24/2009 8:27:01 PM |
| poser | $200.00 | $200.00 | 10/24/2009 7:03:07 PM |
| AF-Chief | $25.00 | $25.00 | 10/25/2009 10:11:26 AM |
| SNH | $50.00 | $50.00 | 10/25/2009 11:51:43 AM |
| Chrishu | $25.00 | $25.00 | 10/24/2009 10:58:53 PM |
| autoconnection | $25.00 | $25.00 | 10/25/2009 5:57:49 AM |
| CCIExpress | $25.00 | $25.00 | 10/25/2009 1:30:53 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
429376
This series of Notes was issued and sold upon the funding of the borrower loan #39214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 25.65% |
Starting borrower rate/APR:
| 26.65% / 28.98% |
Starting monthly payment:
| $609.57 |
|
Final lender yield:
| 22.60% |
Final borrower rate/APR:
| 23.60% / 25.89% |
Final monthly payment:
| $585.35 |
| |
|
Auction yield range:
| 8.27% - 25.65% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $726 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 41% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| determined-fund |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
running a business
Purpose of loan:
This loan will be used to? Help buy equipment and supplys for a new business
My financial situation:
I am a good candidate for this loan because? I have stable employment, I own a home I have no judgements against me. I have decent credit
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 4:08:03 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:11:01 PM |
| vkorichkov | $30.00 | $30.00 | 10/20/2009 4:09:00 PM |
| idojudo123 | $25.00 | $25.00 | 10/20/2009 4:09:23 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:12:00 PM |
| educationfirst | $25.00 | $25.00 | 10/20/2009 4:12:09 PM |
| Cheburashka | $25.00 | $25.00 | 10/20/2009 4:10:21 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:12:28 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/20/2009 4:10:39 PM |
| 3am-preacher | $25.00 | $25.00 | 10/20/2009 4:12:48 PM |
| rmachi | $25.00 | $25.00 | 10/20/2009 4:08:53 PM |
| bigbryan98 | $25.00 | $25.00 | 10/20/2009 4:11:04 PM |
| Lam0nt | $25.00 | $25.00 | 10/20/2009 4:11:09 PM |
| ITExec | $80.00 | $80.00 | 10/20/2009 4:11:21 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/20/2009 4:10:11 PM |
| takabanana | $25.00 | $25.00 | 10/20/2009 4:10:17 PM |
| mpatrick | $50.00 | $50.00 | 10/20/2009 4:11:57 PM |
| AF-Chief | $25.00 | $25.00 | 10/20/2009 4:12:03 PM |
| Dohshooter | $50.00 | $50.00 | 10/20/2009 4:12:05 PM |
| Carpetkid | $25.00 | $25.00 | 10/20/2009 4:12:16 PM |
| standanddeliver | $25.00 | $25.00 | 10/20/2009 4:14:32 PM |
| mpactlender | $25.00 | $25.00 | 10/20/2009 4:14:35 PM |
| Weaverville | $50.00 | $50.00 | 10/20/2009 4:11:05 PM |
| PatRichi | $25.00 | $25.00 | 10/20/2009 4:14:43 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:15:17 PM |
| reciprocate | $50.00 | $50.00 | 10/20/2009 4:13:04 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:15:21 PM |
| OCBLUE | $25.00 | $25.00 | 10/20/2009 4:11:45 PM |
| Gibbyland | $50.00 | $50.00 | 10/20/2009 4:13:15 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/20/2009 4:13:26 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:15:41 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/20/2009 4:12:13 PM |
| spitzbergen | $25.00 | $25.00 | 10/20/2009 4:13:50 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:16:15 PM |
| Toastsr | $50.00 | $50.00 | 10/20/2009 4:14:09 PM |
| zacharyd | $25.00 | $25.00 | 10/20/2009 4:16:31 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:12:57 PM |
| head | $25.00 | $25.00 | 10/20/2009 4:14:27 PM |
| dparkhom | $25.00 | $25.00 | 10/20/2009 4:16:41 PM |
| gadget7 | $25.00 | $25.00 | 10/20/2009 4:16:47 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/20/2009 4:16:51 PM |
| nicklds | $25.00 | $25.00 | 10/20/2009 4:17:06 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:13:29 PM |
| best-marketologist | $25.00 | $25.00 | 10/20/2009 4:17:47 PM |
| trapper569 | $25.00 | $25.00 | 10/20/2009 4:18:16 PM |
| anton | $25.00 | $25.00 | 10/20/2009 4:15:44 PM |
| radiant-fund | $25.00 | $25.00 | 10/20/2009 4:18:18 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:15:59 PM |
| RetiredATC | $25.00 | $25.00 | 10/20/2009 4:18:28 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/20/2009 4:14:46 PM |
| jdl424 | $25.00 | $25.00 | 10/20/2009 4:14:50 PM |
| janicewill | $25.00 | $25.00 | 10/20/2009 4:15:00 PM |
| silver-armada | $50.00 | $50.00 | 10/20/2009 4:16:20 PM |
| SnE | $25.00 | $25.00 | 10/20/2009 4:18:47 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:15:14 PM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 4:16:23 PM |
| laudable-balance | $25.00 | $25.00 | 10/20/2009 4:16:26 PM |
| Champpilot | $50.00 | $50.00 | 10/20/2009 4:16:37 PM |
| sloan | $25.00 | $25.00 | 10/20/2009 4:19:10 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/20/2009 4:16:46 PM |
| SB-Funding | $50.00 | $50.00 | 10/20/2009 4:16:55 PM |
| westsidehighway | $25.00 | $25.00 | 10/20/2009 4:19:33 PM |
| poeman | $25.00 | $25.00 | 10/20/2009 4:19:37 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:15:51 PM |
| xstreamin | $25.00 | $25.00 | 10/20/2009 4:20:11 PM |
| Skramar | $25.00 | $25.00 | 10/20/2009 4:20:16 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/20/2009 4:17:51 PM |
| transparency-giant | $25.00 | $25.00 | 10/20/2009 4:20:23 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:16:10 PM |
| engaging-worth | $30.00 | $30.00 | 10/20/2009 4:17:58 PM |
| visionary-currency | $50.00 | $50.00 | 10/20/2009 4:16:28 PM |
| truth-futurist | $25.00 | $25.00 | 10/20/2009 4:20:48 PM |
| bluesheep | $25.00 | $25.00 | 10/20/2009 4:20:51 PM |
| power-collider | $25.00 | $25.00 | 10/20/2009 4:20:56 PM |
| asiaratt | $25.00 | $25.00 | 10/20/2009 4:18:21 PM |
| Gabriel02 | $25.00 | $25.00 | 10/20/2009 4:18:35 PM |
| wayman | $50.00 | $50.00 | 10/20/2009 4:21:27 PM |
| LendDoc | $25.00 | $25.00 | 10/20/2009 4:18:41 PM |
| matrix456 | $25.00 | $25.00 | 10/20/2009 4:17:05 PM |
| JohnW12 | $25.00 | $25.00 | 10/20/2009 4:18:46 PM |
| gold-tsunami | $25.00 | $25.00 | 10/20/2009 4:18:59 PM |
| preciousjeni | $50.00 | $50.00 | 10/20/2009 4:21:50 PM |
| elgordu | $25.00 | $25.00 | 10/20/2009 4:17:44 PM |
| ianakacg | $25.00 | $25.00 | 10/20/2009 4:19:21 PM |
| keeks | $25.00 | $25.00 | 10/20/2009 4:22:16 PM |
| Approved1234 | $25.00 | $25.00 | 10/20/2009 4:22:22 PM |
| thrifty-peso | $25.00 | $25.00 | 10/20/2009 4:22:30 PM |
| vcbogan | $100.00 | $100.00 | 10/20/2009 4:18:06 PM |
| CPAMAN | $25.00 | $25.00 | 10/20/2009 4:22:34 PM |
| Lender0010 | $50.00 | $50.00 | 10/20/2009 4:22:38 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/20/2009 4:19:40 PM |
| crenen139 | $25.00 | $25.00 | 10/20/2009 4:18:26 PM |
| AAAprivatelender | $25.00 | $25.00 | 10/20/2009 4:22:48 PM |
| sambog | $25.00 | $25.00 | 10/20/2009 4:20:15 PM |
| dime-worker | $25.00 | $25.00 | 10/20/2009 4:18:43 PM |
| Tikibarman | $50.00 | $50.00 | 10/20/2009 4:20:20 PM |
| fortytwo | $100.00 | $100.00 | 10/20/2009 4:20:25 PM |
| gold-disk | $50.00 | $50.00 | 10/20/2009 4:23:01 PM |
| commerce-champion | $25.00 | $25.00 | 10/20/2009 4:23:05 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:19:01 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/20/2009 4:19:06 PM |
| cpaphoto | $25.00 | $25.00 | 10/20/2009 4:20:33 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/20/2009 4:23:25 PM |
| DublinCaLender | $25.00 | $25.00 | 10/20/2009 4:20:41 PM |
| Sam65 | $25.00 | $25.00 | 10/20/2009 4:19:23 PM |
| Dahlozer | $25.00 | $25.00 | 10/20/2009 4:19:28 PM |
| Aquani | $50.00 | $50.00 | 10/20/2009 4:21:21 PM |
| JohnGalt94 | $25.00 | $25.00 | 10/20/2009 4:23:43 PM |
| VentureExplorer | $25.00 | $25.00 | 10/20/2009 4:21:25 PM |
| SBT | $37.17 | $37.17 | 10/20/2009 4:23:50 PM |
| martinatime | $25.00 | $25.00 | 10/20/2009 4:19:42 PM |
| funds-dominator | $25.00 | $25.00 | 10/20/2009 4:19:46 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:21:48 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/20/2009 4:24:27 PM |
| laredotornado | $25.00 | $25.00 | 10/20/2009 4:20:27 PM |
| beyondmanagement | $25.00 | $25.00 | 10/20/2009 4:20:32 PM |
| ThomasCrown | $30.00 | $30.00 | 10/20/2009 4:20:35 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/20/2009 4:22:03 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:24:46 PM |
| decisive-capital | $50.00 | $50.00 | 10/20/2009 4:20:45 PM |
| yukongin | $25.00 | $25.00 | 10/20/2009 4:20:57 PM |
| exact-justice | $25.00 | $25.00 | 10/20/2009 4:21:32 PM |
| aasx1108 | $25.00 | $25.00 | 10/20/2009 4:21:37 PM |
| Tavita | $25.00 | $25.00 | 10/20/2009 4:21:40 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:22:46 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/20/2009 4:25:22 PM |
| hopethisworks | $100.00 | $100.00 | 10/20/2009 4:21:47 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/20/2009 4:25:27 PM |
| wiltonbound | $25.00 | $25.00 | 10/20/2009 4:22:05 PM |
| GatorBait | $25.00 | $25.00 | 10/20/2009 4:22:11 PM |
| boxorox | $25.00 | $25.00 | 10/20/2009 4:25:56 PM |
| peripatetic | $25.00 | $25.00 | 10/20/2009 4:22:18 PM |
| igloo418 | $25.00 | $25.00 | 10/20/2009 4:26:01 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:22:23 PM |
| ngmansfield | $25.00 | $25.00 | 10/20/2009 4:23:27 PM |
| hawkhelp | $25.00 | $25.00 | 10/20/2009 4:26:19 PM |
| jakedubb | $25.00 | $25.00 | 10/20/2009 4:22:36 PM |
| ClearLake | $25.00 | $25.00 | 10/20/2009 4:23:48 PM |
| skuba | $25.00 | $25.00 | 10/20/2009 4:26:35 PM |
| upc_tnt | $25.00 | $25.00 | 10/20/2009 4:22:55 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:24:16 PM |
| Lendomatic | $25.00 | $25.00 | 10/20/2009 4:23:06 PM |
| whois-JohnGalt | $25.00 | $25.00 | 10/20/2009 4:24:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 4:23:40 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/20/2009 4:24:45 PM |
| Akkon | $25.00 | $25.00 | 10/20/2009 4:27:28 PM |
| lagnisiruk | $25.00 | $25.00 | 10/20/2009 4:23:55 PM |
| deal-dreams3 | $25.00 | $25.00 | 10/20/2009 4:27:43 PM |
| Petite_Rose | $25.00 | $25.00 | 10/20/2009 4:24:03 PM |
| TaraO | $25.00 | $25.00 | 10/20/2009 4:27:44 PM |
| thumper64 | $25.00 | $25.00 | 10/20/2009 4:24:06 PM |
| lovely-return7 | $25.00 | $25.00 | 10/20/2009 4:27:51 PM |
| blivet1970 | $25.00 | $25.00 | 10/20/2009 4:24:13 PM |
| new-systematic-affluence | $25.00 | $25.00 | 10/20/2009 4:25:24 PM |
| bigtag | $25.00 | $25.00 | 10/20/2009 4:24:28 PM |
| Jinja | $25.00 | $25.00 | 10/20/2009 4:25:48 PM |
| Katburg | $25.00 | $25.00 | 10/20/2009 4:28:13 PM |
| theloanfiller | $25.00 | $25.00 | 10/20/2009 4:25:57 PM |
| safe-finance | $25.00 | $25.00 | 10/20/2009 4:24:41 PM |
| mentalsweat | $25.00 | $25.00 | 10/20/2009 4:28:24 PM |
| bronzmajom | $25.00 | $25.00 | 10/20/2009 4:24:54 PM |
| lending-bear | $25.00 | $25.00 | 10/20/2009 4:28:38 PM |
| busybee007 | $25.00 | $25.00 | 10/20/2009 4:28:41 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/20/2009 4:25:02 PM |
| RamesesTG | $25.00 | $25.00 | 10/20/2009 4:28:46 PM |
| money2k | $25.00 | $25.00 | 10/20/2009 4:25:14 PM |
| himanshuko | $25.00 | $25.00 | 10/20/2009 4:26:45 PM |
| Jgodd13 | $50.00 | $50.00 | 10/20/2009 4:26:48 PM |
| aloha933 | $25.00 | $25.00 | 10/20/2009 4:25:31 PM |
| Napoleana | $25.00 | $25.00 | 10/20/2009 4:26:50 PM |
| Bankman68 | $25.00 | $25.00 | 10/20/2009 4:25:35 PM |
| jammers | $25.00 | $25.00 | 10/20/2009 4:25:41 PM |
| rgrtanker | $25.00 | $25.00 | 10/20/2009 4:25:54 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/20/2009 4:26:02 PM |
| jt530 | $25.00 | $25.00 | 10/20/2009 4:27:31 PM |
| triumphant-community | $25.00 | $25.00 | 10/20/2009 4:26:12 PM |
| RationalWorld | $25.00 | $25.00 | 10/20/2009 4:27:34 PM |
| VBAces | $50.00 | $50.00 | 10/20/2009 4:27:39 PM |
| zone8 | $100.00 | $100.00 | 10/20/2009 4:26:36 PM |
| metro457 | $25.00 | $25.00 | 10/20/2009 4:26:41 PM |
| frangil962 | $25.00 | $25.00 | 10/20/2009 4:30:02 PM |
| lendme2 | $50.00 | $50.00 | 10/20/2009 4:28:04 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 4:28:08 PM |
| five-star-note | $35.00 | $35.00 | 10/20/2009 4:28:36 PM |
| Mishlu | $25.00 | $25.00 | 10/20/2009 4:27:53 PM |
| angeimack | $25.00 | $25.00 | 10/20/2009 4:28:23 PM |
| Winger | $50.00 | $50.00 | 10/20/2009 4:28:35 PM |
| LimekilnLake | $25.00 | $25.00 | 10/20/2009 4:28:47 PM |
| five-star-justice | $36.00 | $36.00 | 10/20/2009 4:29:22 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:58 PM |
| dinero-mason | $50.00 | $50.00 | 10/20/2009 4:32:16 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/20/2009 4:34:54 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/20/2009 4:34:58 PM |
| delivery | $25.00 | $25.00 | 10/20/2009 4:36:39 PM |
| fcb202 | $25.00 | $25.00 | 10/20/2009 4:36:46 PM |
| tsquared_030 | $25.00 | $25.00 | 10/20/2009 4:40:35 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 10/20/2009 4:40:43 PM |
| ChuckieG | $50.00 | $50.00 | 10/20/2009 4:41:01 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/20/2009 4:39:41 PM |
| capital-galaxy | $75.00 | $75.00 | 10/20/2009 4:40:41 PM |
| MetraLynn | $25.00 | $25.00 | 10/20/2009 4:39:35 PM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 4:42:13 PM |
| gluon | $25.00 | $25.00 | 10/20/2009 4:43:45 PM |
| DaveM0 | $25.00 | $25.00 | 10/20/2009 4:41:05 PM |
| Joshua_E | $25.00 | $25.00 | 10/20/2009 4:42:07 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/20/2009 4:43:55 PM |
| Ananya | $25.00 | $25.00 | 10/20/2009 4:42:26 PM |
| gth710k | $25.00 | $25.00 | 10/20/2009 4:46:03 PM |
| cheaplender | $25.00 | $25.00 | 10/20/2009 4:46:09 PM |
| TaoPooh | $25.00 | $25.00 | 10/20/2009 4:43:04 PM |
| MasterJin | $25.00 | $25.00 | 10/20/2009 5:00:36 PM |
| agent86a | $25.00 | $25.00 | 10/20/2009 4:46:01 PM |
| cash-spinner | $25.00 | $25.00 | 10/20/2009 4:59:26 PM |
| no-u-turn | $25.00 | $25.00 | 10/20/2009 5:01:24 PM |
| taylor883 | $25.00 | $25.00 | 10/20/2009 5:01:37 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 10/20/2009 4:59:40 PM |
| scottr | $25.00 | $25.00 | 10/20/2009 5:02:04 PM |
| bassman2 | $25.00 | $25.00 | 10/20/2009 5:00:17 PM |
| dextro | $25.00 | $25.00 | 10/20/2009 5:00:27 PM |
| Viamin | $25.00 | $25.00 | 10/20/2009 5:00:44 PM |
| nala2821 | $25.00 | $25.00 | 10/20/2009 4:59:42 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 5:01:17 PM |
| silver-ace | $25.00 | $25.00 | 10/20/2009 5:01:26 PM |
| Breadandbutter | $25.00 | $25.00 | 10/20/2009 5:01:36 PM |
| icess285 | $25.00 | $25.00 | 10/20/2009 5:02:01 PM |
| langdonx | $25.00 | $25.00 | 10/20/2009 5:00:37 PM |
| caledonia | $25.00 | $25.00 | 10/20/2009 5:00:59 PM |
| jonx | $25.00 | $25.00 | 10/20/2009 5:01:25 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/20/2009 5:02:18 PM |
| Helenska11 | $25.00 | $25.00 | 10/20/2009 5:02:23 PM |
| pecan0 | $25.00 | $25.00 | 10/20/2009 5:08:00 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/20/2009 5:18:41 PM |
| red-favorable-basis | $25.00 | $1.46 | 10/20/2009 5:19:57 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/21/2009 6:23:38 AM |
| TheYellowDart | $25.00 | $25.00 | 10/21/2009 7:02:48 PM |
| JTHarris | $50.00 | $50.00 | 10/22/2009 7:43:42 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/22/2009 3:40:52 PM |
| rate-mogul | $25.00 | $25.00 | 10/22/2009 4:04:14 PM |
| matrix456 | $225.00 | $225.00 | 10/23/2009 7:19:29 PM |
| Mantis75 | $25.00 | $25.00 | 10/24/2009 8:33:18 PM |
| SFBank | $200.00 | $200.00 | 10/25/2009 4:46:39 PM |
| crazycool | $35.00 | $35.00 | 10/20/2009 4:10:43 PM |
| Supernick | $50.00 | $50.00 | 10/20/2009 4:10:57 PM |
| BayShell | $40.00 | $40.00 | 10/20/2009 4:08:57 PM |
| SPB | $25.00 | $25.00 | 10/20/2009 4:11:11 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:11:17 PM |
| nikgod | $25.00 | $25.00 | 10/20/2009 4:11:26 PM |
| coolspeed | $25.00 | $25.00 | 10/20/2009 4:09:46 PM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:10:05 PM |
| helpful-dough | $25.00 | $25.00 | 10/20/2009 4:12:51 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:09:16 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:09:28 PM |
| desertoasis | $50.00 | $50.00 | 10/20/2009 4:13:13 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/20/2009 4:13:46 PM |
| booksleuth | $50.00 | $50.00 | 10/20/2009 4:10:50 PM |
| Patrician | $50.00 | $50.00 | 10/20/2009 4:12:21 PM |
| Banker7371 | $25.00 | $25.00 | 10/20/2009 4:15:06 PM |
| bss97603 | $50.00 | $50.00 | 10/20/2009 4:13:02 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:13:07 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:15:24 PM |
| zone6 | $25.00 | $25.00 | 10/20/2009 4:15:27 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:15:30 PM |
| jhouman | $25.00 | $25.00 | 10/20/2009 4:13:32 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:15:48 PM |
| czar3 | $30.00 | $30.00 | 10/20/2009 4:15:56 PM |
| djh47a | $30.00 | $30.00 | 10/20/2009 4:16:02 PM |
| kanakakm | $25.00 | $25.00 | 10/20/2009 4:12:31 PM |
| friendly-gold | $25.00 | $25.00 | 10/20/2009 4:12:33 PM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 4:13:54 PM |
| rolandweary | $40.00 | $40.00 | 10/20/2009 4:16:13 PM |
| ah-long | $25.00 | $25.00 | 10/20/2009 4:12:40 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:14:00 PM |
| TQLender | $25.00 | $25.00 | 10/20/2009 4:12:43 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:12:45 PM |
| reaction5 | $25.00 | $25.00 | 10/20/2009 4:13:00 PM |
| ronow22 | $25.00 | $25.00 | 10/20/2009 4:16:49 PM |
| Aimvest | $25.00 | $25.00 | 10/20/2009 4:14:53 PM |
| get30inc | $25.00 | $25.00 | 10/20/2009 4:13:35 PM |
| honorable-yield | $25.00 | $25.00 | 10/20/2009 4:13:44 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:15:11 PM |
| Wangersinc | $25.00 | $25.00 | 10/20/2009 4:14:03 PM |
| YogaDude34 | $50.00 | $50.00 | 10/20/2009 4:15:34 PM |
| papaman | $25.00 | $25.00 | 10/20/2009 4:18:13 PM |
| gamp | $25.00 | $25.00 | 10/20/2009 4:14:39 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:18:24 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/20/2009 4:18:33 PM |
| dinobuddy | $25.00 | $25.00 | 10/20/2009 4:15:04 PM |
| intelligent-yield | $25.00 | $25.00 | 10/20/2009 4:16:17 PM |
| Cai8899 | $25.00 | $25.00 | 10/20/2009 4:18:39 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/20/2009 4:16:24 PM |
| museic1 | $50.00 | $50.00 | 10/20/2009 4:16:33 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:15:38 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/20/2009 4:20:04 PM |
| mstebnicki | $25.00 | $25.00 | 10/20/2009 4:20:09 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/20/2009 4:15:54 PM |
| capital-duckling | $25.00 | $25.00 | 10/20/2009 4:20:17 PM |
| greenfuture | $25.00 | $25.00 | 10/20/2009 4:17:48 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:16:05 PM |
| cathexis | $25.00 | $25.00 | 10/20/2009 4:20:28 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/20/2009 4:18:01 PM |
| tremendous-payment | $25.00 | $25.00 | 10/20/2009 4:18:02 PM |
| neighborly-bid | $25.00 | $25.00 | 10/20/2009 4:16:43 PM |
| swoosh | $25.00 | $25.00 | 10/20/2009 4:18:08 PM |
| Josta | $50.00 | $50.00 | 10/20/2009 4:18:15 PM |
| Dutchhunter | $25.00 | $25.00 | 10/20/2009 4:21:12 PM |
| Clambake | $50.00 | $50.00 | 10/20/2009 4:16:54 PM |
| MARWARISETH | $25.00 | $25.00 | 10/20/2009 4:21:15 PM |
| yield-lion | $25.00 | $25.00 | 10/20/2009 4:16:59 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/20/2009 4:17:08 PM |
| Vegasjim | $25.00 | $25.00 | 10/20/2009 4:21:43 PM |
| LenderByDay | $25.00 | $25.00 | 10/20/2009 4:21:54 PM |
| lounges | $25.00 | $25.00 | 10/20/2009 4:17:36 PM |
| chicco | $80.00 | $80.00 | 10/20/2009 4:19:15 PM |
| noble-revenue | $100.00 | $100.00 | 10/20/2009 4:22:10 PM |
| akahoss | $25.00 | $25.00 | 10/20/2009 4:17:53 PM |
| SimGuy | $25.00 | $25.00 | 10/20/2009 4:17:58 PM |
| HelpFromNY | $25.00 | $25.00 | 10/20/2009 4:22:26 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/20/2009 4:18:04 PM |
| youqianderen | $50.00 | $50.00 | 10/20/2009 4:19:30 PM |
| TW2000 | $25.00 | $25.00 | 10/20/2009 4:22:35 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/20/2009 4:18:24 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/20/2009 4:22:44 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/20/2009 4:18:32 PM |
| Financer | $50.00 | $50.00 | 10/20/2009 4:20:22 PM |
| bchen78875 | $25.00 | $25.00 | 10/20/2009 4:18:54 PM |
| brazilofmux | $100.00 | $100.00 | 10/20/2009 4:19:04 PM |
| techvet | $25.00 | $25.00 | 10/20/2009 4:19:13 PM |
| jeg3k | $25.00 | $25.00 | 10/20/2009 4:19:18 PM |
| don8ter | $25.00 | $25.00 | 10/20/2009 4:20:55 PM |
| socialbanker | $25.00 | $25.00 | 10/20/2009 4:19:26 PM |
| MicroL | $25.00 | $25.00 | 10/20/2009 4:19:35 PM |
| kmwvma | $25.00 | $25.00 | 10/20/2009 4:23:47 PM |
| ibuystk | $50.00 | $50.00 | 10/20/2009 4:19:39 PM |
| pbr | $25.00 | $25.00 | 10/20/2009 4:19:44 PM |
| blessedpair | $25.00 | $25.00 | 10/20/2009 4:20:07 PM |
| able2help | $25.00 | $25.00 | 10/20/2009 4:24:25 PM |
| bonanza1973 | $25.00 | $25.00 | 10/20/2009 4:22:01 PM |
| bigwig633 | $25.00 | $25.00 | 10/20/2009 4:24:43 PM |
| flaparty | $50.00 | $50.00 | 10/20/2009 4:20:39 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:24:56 PM |
| jdrez | $25.00 | $25.00 | 10/20/2009 4:20:46 PM |
| uofm2007 | $25.00 | $25.00 | 10/20/2009 4:25:01 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:25:08 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/20/2009 4:21:33 PM |
| LendGuy | $25.00 | $25.00 | 10/20/2009 4:21:38 PM |
| wings2fly | $25.00 | $25.00 | 10/20/2009 4:25:16 PM |
| andyb9 | $25.00 | $25.00 | 10/20/2009 4:21:41 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:22:53 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/20/2009 4:25:25 PM |
| slartibardfast | $25.00 | $25.00 | 10/20/2009 4:21:51 PM |
| cosygirl | $25.00 | $25.00 | 10/20/2009 4:25:40 PM |
| Casimir | $25.00 | $25.00 | 10/20/2009 4:25:46 PM |
| Rinastiti | $25.00 | $25.00 | 10/20/2009 4:22:07 PM |
| kirkjerk | $25.00 | $25.00 | 10/20/2009 4:23:22 PM |
| soldadoz | $25.00 | $25.00 | 10/20/2009 4:25:58 PM |
| davidc314 | $50.00 | $50.00 | 10/20/2009 4:23:30 PM |
| Medic05 | $25.00 | $25.00 | 10/20/2009 4:23:32 PM |
| brittany | $25.00 | $25.00 | 10/20/2009 4:22:43 PM |
| rwelle | $25.00 | $25.00 | 10/20/2009 4:24:04 PM |
| sociallender | $25.00 | $25.00 | 10/20/2009 4:22:52 PM |
| elebovic | $25.00 | $25.00 | 10/20/2009 4:22:59 PM |
| srfb973 | $50.00 | $50.00 | 10/20/2009 4:23:19 PM |
| RG | $25.00 | $25.00 | 10/20/2009 4:24:30 PM |
| hitsman | $50.00 | $50.00 | 10/20/2009 4:24:36 PM |
| financial-frenzy | $50.00 | $50.00 | 10/20/2009 4:23:42 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/20/2009 4:25:05 PM |
| Loanliness | $25.00 | $25.00 | 10/20/2009 4:27:49 PM |
| Sixmil | $25.00 | $25.00 | 10/20/2009 4:24:11 PM |
| GatorBux | $100.00 | $100.00 | 10/20/2009 4:24:23 PM |
| prophechonl | $25.00 | $25.00 | 10/20/2009 4:25:32 PM |
| d3global | $25.00 | $25.00 | 10/20/2009 4:28:08 PM |
| Andersg | $25.00 | $25.00 | 10/20/2009 4:25:47 PM |
| lgs83 | $25.00 | $25.00 | 10/20/2009 4:25:52 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:24:34 PM |
| gold-sushi | $25.00 | $25.00 | 10/20/2009 4:25:55 PM |
| loner001 | $25.00 | $25.00 | 10/20/2009 4:28:22 PM |
| Macarro4 | $25.00 | $25.00 | 10/20/2009 4:28:27 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/20/2009 4:24:51 PM |
| TechGuy2 | $25.00 | $25.00 | 10/20/2009 4:28:39 PM |
| kkress | $25.00 | $25.00 | 10/20/2009 4:26:47 PM |
| cyberie21 | $40.00 | $40.00 | 10/20/2009 4:28:55 PM |
| XopherMV | $25.00 | $25.00 | 10/20/2009 4:25:33 PM |
| colonel5 | $25.00 | $25.00 | 10/20/2009 4:25:44 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/20/2009 4:25:59 PM |
| Ragnar | $25.00 | $25.00 | 10/20/2009 4:26:05 PM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 4:27:35 PM |
| GElender | $50.00 | $50.00 | 10/20/2009 4:27:38 PM |
| inventive-exchange | $25.00 | $25.00 | 10/20/2009 4:27:42 PM |
| maclove10 | $50.00 | $50.00 | 10/20/2009 4:29:49 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/20/2009 4:26:33 PM |
| natural-rate | $25.00 | $25.00 | 10/20/2009 4:27:54 PM |
| nwagers | $25.00 | $25.00 | 10/20/2009 4:26:43 PM |
| kbodendorf | $25.00 | $25.00 | 10/20/2009 4:28:33 PM |
| progressive-rupee | $25.00 | $25.00 | 10/20/2009 4:28:36 PM |
| burrito6 | $25.00 | $25.00 | 10/20/2009 4:28:45 PM |
| 108lender | $200.00 | $200.00 | 10/20/2009 4:27:46 PM |
| bigdogsafety1 | $25.00 | $25.00 | 10/20/2009 4:27:52 PM |
| MrDavid | $25.00 | $25.00 | 10/20/2009 4:29:05 PM |
| charming-point | $100.00 | $100.00 | 10/20/2009 4:27:56 PM |
| beezling | $52.00 | $52.00 | 10/20/2009 4:30:49 PM |
| wildguy | $25.00 | $25.00 | 10/20/2009 4:29:38 PM |
| special-responsibility | $25.00 | $25.00 | 10/20/2009 4:28:28 PM |
| riversmoke | $25.00 | $25.00 | 10/20/2009 4:28:44 PM |
| nodrivelpls | $25.00 | $25.00 | 10/20/2009 4:28:51 PM |
| biobulator | $25.00 | $25.00 | 10/20/2009 4:32:02 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/20/2009 4:34:04 PM |
| loan-master996 | $50.00 | $50.00 | 10/20/2009 4:31:53 PM |
| treasure-bliss | $50.00 | $50.00 | 10/20/2009 4:34:51 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/20/2009 4:35:13 PM |
| heroic-benefit | $25.00 | $25.00 | 10/20/2009 4:32:36 PM |
| FountainShrugged | $25.00 | $25.00 | 10/20/2009 4:32:50 PM |
| secobarbital | $25.00 | $25.00 | 10/20/2009 4:36:35 PM |
| Cash4YourMonthlyPayments | $25.00 | $25.00 | 10/20/2009 4:34:53 PM |
| treasure-transporter | $25.00 | $25.00 | 10/20/2009 4:34:18 PM |
| NoCal | $25.00 | $25.00 | 10/20/2009 4:34:21 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:39:09 PM |
| louisianalender | $100.00 | $100.00 | 10/20/2009 4:36:45 PM |
| UCLA4life | $25.00 | $25.00 | 10/20/2009 4:40:28 PM |
| point | $25.00 | $25.00 | 10/20/2009 4:40:42 PM |
| catomaior | $25.00 | $25.00 | 10/20/2009 4:39:22 PM |
| srfb973 | $35.00 | $35.00 | 10/20/2009 4:41:08 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/20/2009 4:41:02 PM |
| elegant-bonus | $25.00 | $25.00 | 10/20/2009 4:41:12 PM |
| Phantom99 | $25.00 | $25.00 | 10/20/2009 4:43:05 PM |
| cornflakes100 | $25.00 | $25.00 | 10/20/2009 4:41:46 PM |
| Lilred7879 | $50.00 | $50.00 | 10/20/2009 4:43:42 PM |
| mamayama | $25.00 | $25.00 | 10/20/2009 4:43:46 PM |
| next2 | $25.00 | $25.00 | 10/20/2009 4:45:36 PM |
| FEWDollars | $25.00 | $25.00 | 10/20/2009 4:46:08 PM |
| mattemmo | $25.00 | $25.00 | 10/20/2009 4:43:08 PM |
| value-pole | $25.00 | $25.00 | 10/20/2009 4:43:23 PM |
| Tammy102800 | $25.00 | $25.00 | 10/20/2009 4:45:18 PM |
| Dave0 | $25.00 | $25.00 | 10/20/2009 4:59:11 PM |
| daisylady11 | $25.00 | $25.00 | 10/20/2009 4:59:56 PM |
| jeromeyuan | $25.00 | $25.00 | 10/20/2009 5:00:28 PM |
| sensational-kindness | $25.00 | $25.00 | 10/20/2009 5:00:41 PM |
| purdue98 | $25.00 | $25.00 | 10/20/2009 5:01:08 PM |
| NELNET | $34.92 | $34.92 | 10/20/2009 5:01:18 PM |
| Raye147 | $25.00 | $25.00 | 10/20/2009 5:01:27 PM |
| maschinenbau | $25.00 | $25.00 | 10/20/2009 4:59:39 PM |
| freqflyer | $55.15 | $55.15 | 10/20/2009 4:59:55 PM |
| trade-watcher | $25.00 | $25.00 | 10/20/2009 5:00:39 PM |
| moramis | $25.00 | $25.00 | 10/20/2009 5:01:23 PM |
| Thorny | $25.00 | $25.00 | 10/20/2009 4:59:57 PM |
| javajahn | $25.00 | $25.00 | 10/20/2009 5:02:17 PM |
| monstersdad | $50.00 | $50.00 | 10/20/2009 5:00:34 PM |
| ctgscott | $25.00 | $25.00 | 10/20/2009 5:00:38 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/20/2009 5:07:38 PM |
| micloans | $25.00 | $25.00 | 10/20/2009 5:07:29 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/20/2009 5:18:43 PM |
| WSB-GROUP | $40.30 | $40.30 | 10/20/2009 5:18:22 PM |
| leverage-trident | $25.00 | $25.00 | 10/20/2009 5:18:42 PM |
| robot777 | $40.00 | $40.00 | 10/21/2009 7:08:05 AM |
| twjh | $25.00 | $25.00 | 10/21/2009 7:08:10 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:33:11 PM |
| felicity-daydream | $25.00 | $25.00 | 10/21/2009 1:13:28 PM |
| mercuriant | $25.00 | $25.00 | 10/22/2009 12:35:34 PM |
| interstellar | $50.00 | $50.00 | 10/22/2009 12:34:28 PM |
| tnjohnso | $25.00 | $25.00 | 10/22/2009 5:03:17 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:19:09 PM |
| Gaelicman | $100.00 | $100.00 | 10/24/2009 8:57:37 PM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:23:57 PM |
| 462 bids
|
Borrower Payment Dependent Notes Series
429828
This series of Notes was issued and sold upon the funding of the borrower loan #39208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 17 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $308 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 90% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| vista7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses & Car Repairs
Purpose of loan:
This loan will be used to assist in my moving expenses: rental deposit, purchase washer and dryer, large area rugs for two roomsm, deposit on utilities and minor car repairs: 2 new tires, winterization.
My financial situation:
I am a good candidate for this loan because I do not have alot of outstanding bills.? I work every day and usually have to work extra hours to cover shifts at my house when my staff need time off.
Monthly net income: $ 1600+
Monthly expenses: $
??Housing: $425
??Insurance: $150 (Life/Car)?
??Car expenses: $50
??Utilities: $150
??Phone, cable, internet: $100
??Food, entertainment: $100
??Clothing, household expenses $75
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/22/2009 12:34:23 PM |
| fuzed | $25.00 | $25.00 | 10/22/2009 7:23:59 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/23/2009 4:23:55 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 4:26:29 PM |
| reflective-rupee | $25.00 | $25.00 | 10/24/2009 6:57:29 PM |
| reflective-rupee | $75.00 | $75.00 | 10/27/2009 2:06:41 PM |
| Tono | $25.00 | $25.00 | 10/28/2009 7:47:29 PM |
| reflective-rupee | $150.00 | $97.55 | 10/29/2009 10:23:22 AM |
| jybank | $25.00 | $25.00 | 10/29/2009 11:16:11 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/29/2009 10:05:44 AM |
| Jasmel | $100.00 | $100.00 | 10/22/2009 4:39:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/26/2009 10:32:54 AM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 10:41:20 PM |
| Eloise62 | $75.00 | $75.00 | 10/28/2009 12:28:30 PM |
| reflective-rupee | $400.00 | $400.00 | 10/28/2009 3:17:04 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:15:44 PM |
| kingbob | $25.00 | $25.00 | 10/28/2009 9:04:32 PM |
| hope-gadget | $100.00 | $100.00 | 10/29/2009 6:22:44 AM |
| Leshan | $25.00 | $25.00 | 10/29/2009 8:56:55 AM |
| Lubava | $25.00 | $25.00 | 10/29/2009 5:37:55 AM |
| just-trade0 | $25.00 | $25.00 | 10/29/2009 9:19:58 AM |
| reflective-rupee | $50.00 | $50.00 | 10/29/2009 9:49:09 AM |
| GatorBux | $100.00 | $100.00 | 10/29/2009 9:57:06 AM |
| bossmanuc | $27.45 | $27.45 | 10/29/2009 11:02:36 AM |
| icon7 | $25.00 | $25.00 | 10/29/2009 11:28:55 AM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 10:07:19 AM |
| maga | $25.00 | $25.00 | 10/29/2009 12:03:48 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
429840
This series of Notes was issued and sold upon the funding of the borrower loan #39257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,300.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 33.00% |
Starting borrower rate/APR:
| 34.00% / 36.44% |
Starting monthly payment:
| $192.09 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $192.09 |
| |
|
Auction yield range:
| 11.27% - 33.00% |
Estimated loss impact:
| 10.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 22.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 19
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 53 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,451 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| payment-triangulation |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Remodel Bathroom
Purpose of loan:
This loan will be used to repair our old bathroom. We have lived in this house for 20 years and have replaced the roof, installed a new fuel efficient furnace,?central air conditioning, and hot water heater. The current bathroom needs major upgrading. My son and I plan to keep the total cost down by doing most of thr labor ourselves. The total figure for the following replacement fixtures is $6,800 (doing the work ourselves): Bath/Shower Modules, window, cabinets, Sink, Plumbing, Lighting, Fan Assembly, flooring, Ceiling, tile, Lumber, Paint, and Adhesives. I have $2,500 to help fund the project, but i will need a loan for $4,300 to complete it. The current value of our home is $86,000?
My financial situation:
I am a good candidate for this loan because I have maintained steady employment for 25 years in the field of Computer Science. I now manage the IT Department of a well established Industrial Hygeine testing firm that has been in business more than 35 years. I have never missed a single mortgage or auto payment. This upgrade of our bathroom will help our home to maintain its value.?
Monthly net income: $ 3,707
Monthly expenses: $ 2,698
??Housing: $ 695
??Insurance: $ 109
??Car expenses: $326
??Utilities: $ 229
??Phone, cable, internet: $119
??Food, entertainment: $ 450
??Clothing, household expenses $150
??Credit cards and other loans: $ 420
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wildguy | $25.00 | $25.00 | 10/22/2009 12:37:41 PM |
| reflective-rupee | $150.00 | $150.00 | 10/22/2009 2:29:45 PM |
| reflective-rupee | $200.00 | $200.00 | 10/23/2009 4:16:13 PM |
| reflective-rupee | $500.00 | $500.00 | 10/26/2009 9:28:10 AM |
| a-finance-nirvana | $250.00 | $250.00 | 10/26/2009 4:23:21 PM |
| Eloise62 | $75.00 | $75.00 | 10/27/2009 11:23:13 AM |
| Unitas4302 | $100.00 | $100.00 | 10/28/2009 7:54:03 PM |
| p2p-gala | $25.00 | $25.00 | 10/28/2009 7:02:18 PM |
| Gaelicman | $35.00 | $35.00 | 10/28/2009 10:36:11 PM |
| Bobusa | $25.00 | $25.00 | 10/29/2009 5:41:19 AM |
| PotBellyPete | $100.00 | $100.00 | 10/29/2009 8:11:48 AM |
| FriendInSeattle | $100.00 | $100.00 | 10/28/2009 11:21:26 PM |
| Leshan | $50.00 | $50.00 | 10/29/2009 8:54:13 AM |
| Astyanax | $25.00 | $25.00 | 10/29/2009 9:09:20 AM |
| 113121 | $25.00 | $25.00 | 10/29/2009 11:02:52 AM |
| fair-payment4 | $25.00 | $25.00 | 10/29/2009 11:08:55 AM |
| payout-reaction740 | $25.00 | $25.00 | 10/29/2009 11:43:52 AM |
| Digger54 | $29.93 | $29.93 | 10/29/2009 10:07:15 AM |
| realtormoises | $25.00 | $25.00 | 10/29/2009 11:46:25 AM |
| Nusk | $25.00 | $25.00 | 10/29/2009 12:17:19 PM |
| gelt4u | $25.00 | $25.00 | 10/29/2009 12:19:23 PM |
| reflective-rupee | $250.00 | $250.00 | 10/23/2009 4:15:55 PM |
| GatorBux | $101.61 | $101.61 | 10/24/2009 7:06:34 AM |
| reflective-rupee | $50.00 | $50.00 | 10/26/2009 9:31:06 AM |
| reflective-rupee | $200.00 | $200.00 | 10/26/2009 11:08:08 AM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 10:42:53 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 9:11:32 AM |
| reflective-rupee | $250.00 | $250.00 | 10/27/2009 2:05:50 PM |
| jpf27 | $100.00 | $100.00 | 10/27/2009 11:22:12 AM |
| reflective-rupee | $115.00 | $110.57 | 10/28/2009 6:36:17 AM |
| return-grizzly | $100.00 | $100.00 | 10/28/2009 12:50:12 PM |
| MrDance123 | $64.88 | $64.88 | 10/28/2009 1:43:59 PM |
| LT-Loans | $50.00 | $50.00 | 10/28/2009 3:06:57 PM |
| investment-cluster | $50.00 | $50.00 | 10/28/2009 4:20:06 PM |
| 1traveler | $25.00 | $25.00 | 10/28/2009 11:09:38 PM |
| victor111 | $25.00 | $25.00 | 10/29/2009 5:07:01 AM |
| dman15 | $25.00 | $25.00 | 10/29/2009 8:30:59 AM |
| DonDiego | $25.00 | $25.00 | 10/28/2009 11:59:30 PM |
| just-trade0 | $25.00 | $25.00 | 10/29/2009 8:52:47 AM |
| organic-order | $25.00 | $25.00 | 10/29/2009 5:09:09 AM |
| Astyanax | $25.00 | $25.00 | 10/29/2009 9:09:08 AM |
| flexible-economy2 | $300.00 | $300.00 | 10/29/2009 9:47:21 AM |
| Marfloogan | $25.00 | $25.00 | 10/29/2009 10:06:35 AM |
| zone6 | $300.00 | $300.00 | 10/29/2009 10:35:48 AM |
| Kyileo | $30.00 | $30.00 | 10/29/2009 11:16:44 AM |
| jybank | $25.00 | $25.00 | 10/29/2009 11:13:45 AM |
| Prezotus | $25.00 | $25.00 | 10/29/2009 12:25:59 PM |
| JustMee | $25.00 | $25.00 | 10/29/2009 11:30:13 AM |
| icon7 | $25.00 | $25.00 | 10/29/2009 11:31:47 AM |
| Gaelicman | $53.01 | $53.01 | 10/29/2009 11:49:47 AM |
| maga | $100.00 | $100.00 | 10/29/2009 12:01:15 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
430152
This series of Notes was issued and sold upon the funding of the borrower loan #39199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-26-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 32.98% |
Starting borrower rate/APR:
| 33.98% / 36.42% |
Starting monthly payment:
| $133.98 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $121.59 |
| |
|
Auction yield range:
| 11.27% - 32.98% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 8 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,187 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| gain-cello |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
payoff bills
Purpose of loan:
This loan will be used to?pay off bills, christmas, car repairs?
My financial situation:
I am a good candidate for this loan because I am a hard worker and trying to give my kids a nice christmas
Monthly net income: $ 3000
monthly expenses: $
??Housing: $ 400
??Insurance: $ 120
??Car expenses: $ 550
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $400
??Clothing, household expenses $
??Credit cards and other loans: $ 60
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rosario1 | $25.00 | $25.00 | 10/26/2009 4:38:10 PM |
| boybutter | $25.00 | $25.00 | 10/26/2009 4:38:40 PM |
| 626457 | $25.00 | $25.00 | 10/26/2009 4:38:38 PM |
| Headhunter14 | $25.00 | $25.00 | 10/26/2009 4:38:33 PM |
| zone8 | $25.00 | $25.00 | 10/26/2009 4:47:55 PM |
| dparkhom | $25.00 | $25.00 | 10/26/2009 4:49:22 PM |
| Shepherd7 | $25.00 | $25.00 | 10/26/2009 4:50:45 PM |
| noble-revenue | $36.29 | $36.29 | 10/26/2009 4:48:14 PM |
| visionary-currency | $25.00 | $25.00 | 10/26/2009 4:48:19 PM |
| LKN2RTR | $25.00 | $25.00 | 10/26/2009 4:51:10 PM |
| neighborly-bid | $25.00 | $25.00 | 10/26/2009 5:02:17 PM |
| andrewgl | $25.00 | $25.00 | 10/26/2009 5:02:21 PM |
| wildguy | $25.00 | $25.00 | 10/26/2009 5:01:55 PM |
| loan-master996 | $50.00 | $50.00 | 10/26/2009 5:02:43 PM |
| personal-lender | $25.00 | $25.00 | 10/26/2009 5:02:09 PM |
| biobulator | $25.00 | $25.00 | 10/26/2009 5:02:46 PM |
| Orringo | $25.00 | $25.00 | 10/26/2009 5:02:18 PM |
| treasure-transporter | $25.00 | $25.00 | 10/26/2009 5:03:16 PM |
| GatorBux | $25.00 | $25.00 | 10/26/2009 5:03:24 PM |
| dinero-mason | $50.00 | $50.00 | 10/26/2009 5:02:50 PM |
| Havana21 | $50.00 | $50.00 | 10/26/2009 5:03:29 PM |
| FountainShrugged | $25.00 | $25.00 | 10/26/2009 5:02:58 PM |
| slartibardfast | $25.00 | $25.00 | 10/26/2009 5:03:04 PM |
| unclejaef | $25.00 | $25.00 | 10/26/2009 5:04:00 PM |
| Halos2002 | $50.00 | $50.00 | 10/26/2009 5:03:46 PM |
| flwah | $50.00 | $50.00 | 10/26/2009 5:04:15 PM |
| spitzbergen | $25.00 | $25.00 | 10/26/2009 5:03:50 PM |
| honorable-yield | $25.00 | $25.00 | 10/26/2009 5:03:53 PM |
| mtquan | $25.00 | $25.00 | 10/26/2009 5:04:24 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/26/2009 5:03:57 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/26/2009 5:04:07 PM |
| YogaDude34 | $25.00 | $25.00 | 10/26/2009 5:04:37 PM |
| irrelevant | $25.00 | $25.00 | 10/26/2009 5:04:18 PM |
| GElender | $25.00 | $25.00 | 10/26/2009 5:04:40 PM |
| secobarbital | $25.00 | $25.00 | 10/26/2009 5:04:45 PM |
| delivery | $25.00 | $25.00 | 10/26/2009 5:04:48 PM |
| louisianalender | $100.00 | $100.00 | 10/26/2009 5:04:53 PM |
| ZTA0796 | $25.00 | $25.00 | 10/26/2009 5:05:26 PM |
| special-peso | $50.00 | $50.00 | 10/26/2009 5:05:18 PM |
| InChicago | $25.00 | $25.00 | 10/26/2009 5:02:22 PM |
| charming-point | $50.00 | $50.00 | 10/26/2009 5:03:01 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/26/2009 5:03:10 PM |
| NoCal | $25.00 | $25.00 | 10/26/2009 5:03:19 PM |
| lagnisiruk | $25.00 | $25.00 | 10/26/2009 5:03:39 PM |
| AF-Chief | $25.00 | $25.00 | 10/26/2009 5:03:48 PM |
| fcb202 | $25.00 | $25.00 | 10/26/2009 5:04:57 PM |
| SV-AZ | $25.00 | $25.00 | 10/26/2009 7:59:06 PM |
| foothillender | $25.00 | $25.00 | 10/27/2009 7:23:43 AM |
| fuzed | $50.00 | $50.00 | 10/27/2009 7:08:41 PM |
| LarryNY | $25.00 | $25.00 | 10/27/2009 10:16:11 PM |
| Vartindar | $25.00 | $25.00 | 10/29/2009 8:52:46 AM |
| mercuriant | $25.00 | $25.00 | 10/29/2009 9:34:18 AM |
| LarWit1512 | $25.00 | $25.00 | 10/29/2009 11:29:02 AM |
| fantasysports | $25.00 | $25.00 | 10/29/2009 1:40:48 PM |
| fantastic-cash | $25.00 | $25.00 | 10/29/2009 1:55:56 PM |
| fantastic-cash | $25.00 | $25.00 | 10/29/2009 1:55:33 PM |
| best-benjamins-financier | $25.00 | $25.00 | 10/26/2009 4:38:14 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 4:41:46 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/26/2009 4:42:18 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/26/2009 4:42:54 PM |
| Dubbs360 | $50.00 | $50.00 | 10/26/2009 4:51:15 PM |
| knight3136 | $25.00 | $25.00 | 10/26/2009 4:47:38 PM |
| SweetHoneyPot | $25.00 | $25.00 | 10/26/2009 5:02:33 PM |
| beezling | $52.00 | $52.00 | 10/26/2009 5:02:38 PM |
| value-microscope | $25.00 | $25.00 | 10/26/2009 5:02:26 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/26/2009 5:03:31 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/26/2009 5:03:42 PM |
| treasure-bliss | $50.00 | $50.00 | 10/26/2009 5:03:21 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/26/2009 5:04:04 PM |
| Wangersinc | $25.00 | $25.00 | 10/26/2009 5:04:02 PM |
| Prezotus | $25.00 | $25.00 | 10/26/2009 5:04:31 PM |
| catomaior | $25.00 | $25.00 | 10/26/2009 5:05:01 PM |
| jhouman | $25.00 | $25.00 | 10/26/2009 5:04:29 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/26/2009 5:05:05 PM |
| GOPHERBOY | $25.00 | $16.71 | 10/26/2009 5:05:35 PM |
| unk1911 | $25.00 | $25.00 | 10/26/2009 5:05:22 PM |
| drg6289 | $25.00 | $25.00 | 10/26/2009 5:05:57 PM |
| SNH | $50.00 | $50.00 | 10/26/2009 5:02:06 PM |
| anton | $25.00 | $25.00 | 10/26/2009 5:02:14 PM |
| vkorichkov | $35.00 | $35.00 | 10/26/2009 5:02:24 PM |
| fortytwo | $50.00 | $50.00 | 10/26/2009 5:02:31 PM |
| 108lender | $75.00 | $75.00 | 10/26/2009 5:02:41 PM |
| heroic-benefit | $25.00 | $25.00 | 10/26/2009 5:02:55 PM |
| tallmon | $25.00 | $25.00 | 10/26/2009 5:03:08 PM |
| building_community | $25.00 | $25.00 | 10/26/2009 5:03:14 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/26/2009 5:03:27 PM |
| kid8549 | $25.00 | $25.00 | 10/26/2009 5:03:34 PM |
| bronzmajom | $25.00 | $25.00 | 10/26/2009 5:03:37 PM |
| get30inc | $25.00 | $25.00 | 10/26/2009 5:04:10 PM |
| Toastsr | $25.00 | $25.00 | 10/26/2009 5:04:12 PM |
| wrighco | $25.00 | $25.00 | 10/26/2009 5:04:21 PM |
| VBAces | $25.00 | $25.00 | 10/26/2009 5:04:33 PM |
| value-pole | $25.00 | $25.00 | 10/26/2009 5:05:09 PM |
| Tammy102800 | $25.00 | $25.00 | 10/26/2009 5:05:12 PM |
| income-rocker2 | $25.00 | $25.00 | 10/26/2009 5:05:15 PM |
| SkepticalBen | $25.00 | $25.00 | 10/26/2009 5:05:30 PM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 5:18:09 PM |
| inforapenny | $25.00 | $25.00 | 10/27/2009 4:58:56 PM |
| Thunder08 | $25.00 | $25.00 | 10/28/2009 8:04:04 AM |
| site_ml | $25.00 | $25.00 | 10/29/2009 12:15:52 PM |
| 100 bids
|
Borrower Payment Dependent Notes Series
430196
This series of Notes was issued and sold upon the funding of the borrower loan #39205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $149.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $149.28 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,375 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 67% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| industrious-penny |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for school expenses
Purpose of loan:
This loan will be used to pay for the rising costs of going to school in California. Unfortunately they are charging us more and more each year, while offering us fewer classes. On the job front, I am facing a worldwide economy that is contracting as I type this, making it a priority for me to finish my college education so that I can successfully compete against the rising percentage of young adults that are receiving a higher level of schooling.
My financial situation:
I am a good candidate for this loan because during the next 3 years, while completing school, I will be living at home with my parents and working full time to save money and pay for the loan. I won't have any expenses except food and gas, and my parents have offered to chip in on the loan as long as I stay in school.
I should have around $1000 a month of unused income to devote to the loan if need be. I've held my job for the last 3 years at REI, which is a company that always takes care of their employees and is a great company to work for.
I am 22 years old and I want to start off with great credit. I've never missed any payments on anything before and I don't intend to. Living at home and paying this loan will be much easier than the $650 dollar a month rent that I was paying before I decided that school needs to be my focus.
I thank you all for your time. This would really be a big step toward completing my goals.
Monthly net income: $ 1630 after taxes. Around $1000 after expenses.
Monthly expenses: $ 600
??Housing: $
0
??Insurance: $
0
??Car expenses: $
0
??Utilities: $
0
??Phone, cable, internet: $
0
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $
50
??Other expenses: $
150
Available Monthly Income to Pay Back Loan: $1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| srfb973 | $35.00 | $35.00 | 10/23/2009 4:22:44 PM |
| noble-revenue | $25.00 | $25.00 | 10/23/2009 4:22:56 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/23/2009 4:23:53 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 4:24:06 PM |
| foothillender | $50.00 | $50.00 | 10/24/2009 5:48:34 AM |
| fuzed | $50.00 | $50.00 | 10/24/2009 1:46:14 PM |
| HoyaHeel | $25.00 | $25.00 | 10/25/2009 4:46:06 PM |
| b-rent | $25.00 | $25.00 | 10/26/2009 9:16:10 AM |
| reflective-rupee | $75.00 | $75.00 | 10/26/2009 10:54:03 AM |
| periko | $50.00 | $50.00 | 10/26/2009 9:06:24 PM |
| r1g3l | $100.00 | $100.00 | 10/27/2009 7:11:19 PM |
| reflective-rupee | $200.00 | $200.00 | 10/28/2009 10:42:01 AM |
| jpf27 | $100.00 | $100.00 | 10/28/2009 12:26:30 PM |
| Eloise62 | $75.00 | $75.00 | 10/28/2009 12:27:06 PM |
| reflective-rupee | $500.00 | $500.00 | 10/28/2009 3:19:44 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 4:11:12 PM |
| brondero | $700.00 | $700.00 | 10/28/2009 8:39:53 PM |
| sparkling-contract7 | $75.00 | $75.00 | 10/29/2009 6:10:26 AM |
| GatorBux | $100.00 | $100.00 | 10/29/2009 9:28:53 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/29/2009 6:09:57 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/29/2009 10:09:33 AM |
| reciprocate | $100.00 | $100.00 | 10/29/2009 10:15:30 AM |
| finance-vault | $25.00 | $25.00 | 10/24/2009 4:13:54 PM |
| reflective-rupee | $25.00 | $25.00 | 10/24/2009 7:45:31 PM |
| LAKETIME | $25.00 | $25.00 | 10/25/2009 8:41:13 AM |
| Jasmel | $100.00 | $100.00 | 10/26/2009 8:48:20 AM |
| brother_tam | $50.00 | $50.00 | 10/26/2009 9:07:12 AM |
| unk1911 | $25.00 | $25.00 | 10/26/2009 1:03:17 PM |
| victor111 | $25.00 | $25.00 | 10/27/2009 6:00:49 AM |
| vadkir | $25.00 | $25.00 | 10/27/2009 6:40:51 AM |
| reflective-rupee | $200.00 | $200.00 | 10/27/2009 2:09:47 PM |
| EEasyMoney | $25.00 | $25.00 | 10/27/2009 8:28:12 PM |
| Unitas4302 | $75.00 | $75.00 | 10/27/2009 8:38:37 PM |
| buffalobills | $25.00 | $25.00 | 10/27/2009 10:41:27 PM |
| Engineer44 | $28.00 | $28.00 | 10/28/2009 3:01:55 PM |
| kingbob | $25.00 | $25.00 | 10/28/2009 10:30:07 PM |
| hope-gadget | $50.00 | $12.00 | 10/29/2009 6:29:39 AM |
| Evolver | $50.00 | $50.00 | 10/29/2009 9:33:58 AM |
| bondhedger | $25.00 | $25.00 | 10/29/2009 9:49:03 AM |
| hope-dreamer9 | $100.00 | $100.00 | 10/29/2009 10:04:34 AM |
| 40 bids
|