Sales Report:Supplement No. 69 dated Oct 29, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
429364
This series of Notes was issued and sold upon the funding of the borrower loan #39166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 12.42% |
Starting borrower rate/APR:
| 13.42% / 15.57% |
Starting monthly payment:
| $610.14 |
|
Final lender yield:
| 11.40% |
Final borrower rate/APR:
| 12.40% / 14.54% |
Final monthly payment:
| $601.30 |
| |
|
Auction yield range:
| 4.27% - 12.42% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 19
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,917 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stable-cash |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Done With Credit Cards!
Greetings Lenders, I would much rather be paying you than the credit card companies who have all, in the past month, decided to increase my rates from really good (like 8%) to really bad (like 20%) for no reason having to do with me.? Getting in ahead of federal legislation would be my guess.? Anyway, the purpose of my loan is debt consolidation.?
I am an attorney with a good income and no late payments in many, many years, and my wife works as well.? I am responsible financially.? I have, for example, around 40% equity in my home and also own a farm property free and clear.? My wife took a year off from work to go to school, and the lack of her income resulted in some excessive use of credit cards for a while there.? She is working again in a new field and is much happier.? Time to get things back in order.?
Thank you for your time and consideration.? I will be closing most of the accounts paid off with this loan, if I am fortunate enough to receive it, and will use my year end bonus to take care of another card.??Thanks again!? I hope I will sone be in a position to be a lender on this site as well.? You are really in a position to change people's lives and make a good return at the same time,
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jpinversor | $37.20 | $37.20 | 10/20/2009 4:07:59 PM |
| rmachi | $25.00 | $25.00 | 10/20/2009 4:08:52 PM |
| BayShell | $40.00 | $40.00 | 10/20/2009 4:08:56 PM |
| vkorichkov | $30.00 | $30.00 | 10/20/2009 4:09:00 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:09:16 PM |
| coolspeed | $25.00 | $25.00 | 10/20/2009 4:09:46 PM |
| takabanana | $25.00 | $25.00 | 10/20/2009 4:10:17 PM |
| Cheburashka | $25.00 | $25.00 | 10/20/2009 4:10:22 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/20/2009 4:10:40 PM |
| Onesiphorus | $25.00 | $25.00 | 10/20/2009 4:11:53 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/20/2009 4:10:11 PM |
| scottr | $25.00 | $25.00 | 10/20/2009 4:10:27 PM |
| dm_invest | $25.00 | $25.00 | 10/20/2009 4:12:27 PM |
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 4:08:03 PM |
| friendly-gold | $25.00 | $25.00 | 10/20/2009 4:12:33 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:11:01 PM |
| bss97603 | $25.00 | $25.00 | 10/20/2009 4:13:03 PM |
| reciprocate | $50.00 | $50.00 | 10/20/2009 4:13:05 PM |
| Jassi | $25.00 | $25.00 | 10/20/2009 4:09:21 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:11:16 PM |
| gilbow | $25.00 | $25.00 | 10/20/2009 4:13:19 PM |
| honorable-yield | $25.00 | $25.00 | 10/20/2009 4:13:43 PM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:10:05 PM |
| spitzbergen | $25.00 | $25.00 | 10/20/2009 4:13:50 PM |
| Weaverville | $50.00 | $50.00 | 10/20/2009 4:11:05 PM |
| ah-long | $25.00 | $25.00 | 10/20/2009 4:12:39 PM |
| ITExec | $80.00 | $80.00 | 10/20/2009 4:11:20 PM |
| janicewill | $25.00 | $25.00 | 10/20/2009 4:15:00 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:15:10 PM |
| LongTail | $25.00 | $25.00 | 10/20/2009 4:11:49 PM |
| TommyTucker | $32.64 | $32.64 | 10/20/2009 4:13:17 PM |
| Carpetkid | $25.00 | $25.00 | 10/20/2009 4:12:15 PM |
| get30inc | $25.00 | $25.00 | 10/20/2009 4:13:35 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:12:29 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:16:05 PM |
| intelligent-yield | $25.00 | $25.00 | 10/20/2009 4:16:17 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/20/2009 4:16:24 PM |
| laudable-balance | $25.00 | $25.00 | 10/20/2009 4:16:26 PM |
| 3am-preacher | $25.00 | $25.00 | 10/20/2009 4:12:48 PM |
| visionary-currency | $50.00 | $50.00 | 10/20/2009 4:16:28 PM |
| zacharyd | $25.00 | $25.00 | 10/20/2009 4:16:31 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:12:57 PM |
| standanddeliver | $25.00 | $25.00 | 10/20/2009 4:14:31 PM |
| PatRichi | $25.00 | $25.00 | 10/20/2009 4:14:43 PM |
| Clambake | $50.00 | $50.00 | 10/20/2009 4:16:54 PM |
| yield-lion | $25.00 | $25.00 | 10/20/2009 4:16:58 PM |
| leftcoast52 | $25.00 | $25.00 | 10/20/2009 4:13:22 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/20/2009 4:13:25 PM |
| jdl424 | $25.00 | $25.00 | 10/20/2009 4:14:51 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:13:30 PM |
| greenfuture | $25.00 | $25.00 | 10/20/2009 4:17:49 PM |
| turbine5 | $25.00 | $25.00 | 10/20/2009 4:14:07 PM |
| tremendous-payment | $25.00 | $25.00 | 10/20/2009 4:18:03 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:15:39 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:14:32 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:15:51 PM |
| Gabriel02 | $25.00 | $25.00 | 10/20/2009 4:18:35 PM |
| silver-armada | $50.00 | $50.00 | 10/20/2009 4:16:19 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:15:14 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:19:01 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:15:18 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/20/2009 4:19:06 PM |
| dparkhom | $25.00 | $25.00 | 10/20/2009 4:16:41 PM |
| socialbanker | $25.00 | $25.00 | 10/20/2009 4:19:25 PM |
| MicroL | $25.00 | $25.00 | 10/20/2009 4:19:35 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/20/2009 4:17:08 PM |
| ibuystk | $50.00 | $50.00 | 10/20/2009 4:19:39 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:15:42 PM |
| anton | $25.00 | $25.00 | 10/20/2009 4:15:44 PM |
| czar3 | $30.00 | $30.00 | 10/20/2009 4:15:56 PM |
| Tikibarman | $50.00 | $50.00 | 10/20/2009 4:20:20 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/20/2009 4:17:51 PM |
| fortytwo | $100.00 | $100.00 | 10/20/2009 4:20:25 PM |
| rolandweary | $40.00 | $40.00 | 10/20/2009 4:16:13 PM |
| engaging-worth | $30.00 | $30.00 | 10/20/2009 4:17:57 PM |
| DublinCaLender | $25.00 | $25.00 | 10/20/2009 4:20:42 PM |
| vcbogan | $100.00 | $100.00 | 10/20/2009 4:18:06 PM |
| gadget7 | $25.00 | $25.00 | 10/20/2009 4:16:47 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/20/2009 4:16:52 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:18:23 PM |
| crenen139 | $25.00 | $25.00 | 10/20/2009 4:18:27 PM |
| wayman | $50.00 | $50.00 | 10/20/2009 4:21:27 PM |
| Cai8899 | $25.00 | $25.00 | 10/20/2009 4:18:38 PM |
| LendDoc | $25.00 | $25.00 | 10/20/2009 4:18:41 PM |
| JohnW12 | $25.00 | $25.00 | 10/20/2009 4:18:46 PM |
| bchen78875 | $25.00 | $25.00 | 10/20/2009 4:18:54 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:21:48 PM |
| ianakacg | $25.00 | $25.00 | 10/20/2009 4:19:20 PM |
| trapper569 | $25.00 | $25.00 | 10/20/2009 4:18:16 PM |
| martinatime | $25.00 | $25.00 | 10/20/2009 4:19:42 PM |
| funds-dominator | $25.00 | $25.00 | 10/20/2009 4:19:46 PM |
| RetiredATC | $25.00 | $25.00 | 10/20/2009 4:18:29 PM |
| blessedpair | $25.00 | $25.00 | 10/20/2009 4:20:08 PM |
| cpaphoto | $25.00 | $25.00 | 10/20/2009 4:20:33 PM |
| ngmansfield | $25.00 | $25.00 | 10/20/2009 4:23:28 PM |
| chicco | $80.00 | $80.00 | 10/20/2009 4:19:15 PM |
| Aquani | $50.00 | $50.00 | 10/20/2009 4:21:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 4:23:39 PM |
| LendGuy | $25.00 | $25.00 | 10/20/2009 4:21:39 PM |
| xstreamin | $25.00 | $25.00 | 10/20/2009 4:20:12 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:24:17 PM |
| Skramar | $25.00 | $25.00 | 10/20/2009 4:20:16 PM |
| bigtag | $25.00 | $25.00 | 10/20/2009 4:24:28 PM |
| hitsman | $50.00 | $50.00 | 10/20/2009 4:24:37 PM |
| cathexis | $25.00 | $25.00 | 10/20/2009 4:20:29 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/20/2009 4:22:04 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:24:47 PM |
| wiltonbound | $25.00 | $25.00 | 10/20/2009 4:22:05 PM |
| Rinastiti | $25.00 | $25.00 | 10/20/2009 4:22:07 PM |
| truth-futurist | $25.00 | $25.00 | 10/20/2009 4:20:48 PM |
| noble-revenue | $100.00 | $100.00 | 10/20/2009 4:22:09 PM |
| don8ter | $25.00 | $25.00 | 10/20/2009 4:20:54 PM |
| peripatetic | $25.00 | $25.00 | 10/20/2009 4:22:18 PM |
| exact-justice | $25.00 | $25.00 | 10/20/2009 4:21:31 PM |
| Lender0010 | $50.00 | $50.00 | 10/20/2009 4:22:38 PM |
| droryikra | $25.00 | $25.00 | 10/20/2009 4:25:12 PM |
| aasx1108 | $25.00 | $25.00 | 10/20/2009 4:21:36 PM |
| wings2fly | $25.00 | $25.00 | 10/20/2009 4:25:15 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/20/2009 4:22:45 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/20/2009 4:25:21 PM |
| hopethisworks | $100.00 | $100.00 | 10/20/2009 4:21:46 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/20/2009 4:25:28 PM |
| bonanza1973 | $25.00 | $25.00 | 10/20/2009 4:22:02 PM |
| sailorgm | $25.00 | $25.00 | 10/20/2009 4:26:03 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:22:24 PM |
| chlebie | $42.86 | $42.86 | 10/20/2009 4:24:01 PM |
| himanshuko | $25.00 | $25.00 | 10/20/2009 4:26:46 PM |
| Sixmil | $25.00 | $25.00 | 10/20/2009 4:24:10 PM |
| Napoleana | $25.00 | $25.00 | 10/20/2009 4:26:51 PM |
| blivet1970 | $25.00 | $25.00 | 10/20/2009 4:24:14 PM |
| Lendomatic | $25.00 | $25.00 | 10/20/2009 4:23:07 PM |
| whois-JohnGalt | $25.00 | $25.00 | 10/20/2009 4:24:21 PM |
| davidc314 | $50.00 | $50.00 | 10/20/2009 4:23:30 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/20/2009 4:24:45 PM |
| bronzmajom | $25.00 | $25.00 | 10/20/2009 4:24:54 PM |
| jt530 | $25.00 | $25.00 | 10/20/2009 4:27:31 PM |
| deal-dreams3 | $25.00 | $25.00 | 10/20/2009 4:27:43 PM |
| rwelle | $25.00 | $25.00 | 10/20/2009 4:24:05 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:25:07 PM |
| charming-point | $100.00 | $100.00 | 10/20/2009 4:27:56 PM |
| desertoasis | $25.00 | $25.00 | 10/20/2009 4:24:18 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/20/2009 4:25:25 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/20/2009 4:26:00 PM |
| bigwig633 | $25.00 | $25.00 | 10/20/2009 4:24:43 PM |
| Ragnar | $25.00 | $25.00 | 10/20/2009 4:26:06 PM |
| hawkhelp | $25.00 | $25.00 | 10/20/2009 4:26:20 PM |
| kbodendorf | $25.00 | $25.00 | 10/20/2009 4:28:34 PM |
| skuba | $25.00 | $25.00 | 10/20/2009 4:26:34 PM |
| busybee007 | $25.00 | $25.00 | 10/20/2009 4:28:42 PM |
| money2k | $25.00 | $25.00 | 10/20/2009 4:25:13 PM |
| nwagers | $25.00 | $25.00 | 10/20/2009 4:26:44 PM |
| Jgodd13 | $50.00 | $50.00 | 10/20/2009 4:26:49 PM |
| mason13a | $25.00 | $25.00 | 10/20/2009 4:27:22 PM |
| metro457 | $25.00 | $25.00 | 10/20/2009 4:26:40 PM |
| supersarah61 | $25.00 | $25.00 | 10/20/2009 4:30:21 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:27:12 PM |
| kenji4861 | $50.00 | $50.00 | 10/20/2009 4:30:27 PM |
| new-reward-sequoia | $25.00 | $25.00 | 10/20/2009 4:27:27 PM |
| RationalWorld | $25.00 | $25.00 | 10/20/2009 4:27:33 PM |
| GElender | $50.00 | $50.00 | 10/20/2009 4:27:37 PM |
| cyberie21 | $40.00 | $40.00 | 10/20/2009 4:28:55 PM |
| lendme2 | $50.00 | $50.00 | 10/20/2009 4:28:05 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 4:28:07 PM |
| Attract | $25.00 | $25.00 | 10/20/2009 4:31:02 PM |
| thegreatone | $50.00 | $50.00 | 10/20/2009 4:31:21 PM |
| TechGuy2 | $25.00 | $25.00 | 10/20/2009 4:28:40 PM |
| MrDavid | $25.00 | $25.00 | 10/20/2009 4:29:04 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:29:45 PM |
| BeemerRider | $25.00 | $25.00 | 10/20/2009 4:32:46 PM |
| Tai | $25.00 | $25.00 | 10/20/2009 4:31:08 PM |
| BigEarHole | $25.00 | $25.00 | 10/20/2009 4:35:29 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:35:41 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/20/2009 4:32:33 PM |
| compoundinterest | $50.00 | $50.00 | 10/20/2009 4:38:04 PM |
| Aeroman32 | $25.00 | $25.00 | 10/20/2009 4:35:22 PM |
| point-zebra | $25.00 | $25.00 | 10/20/2009 4:40:18 PM |
| BlindProphet | $25.00 | $25.00 | 10/20/2009 4:37:59 PM |
| dr-dollar | $25.00 | $25.00 | 10/20/2009 4:39:14 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/20/2009 4:38:35 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/20/2009 4:40:49 PM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:42:24 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/20/2009 4:42:47 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/20/2009 4:43:00 PM |
| mattemmo | $25.00 | $25.00 | 10/20/2009 4:43:09 PM |
| MTLoans | $25.00 | $25.00 | 10/20/2009 4:41:52 PM |
| dpfl55 | $25.00 | $25.00 | 10/20/2009 4:42:03 PM |
| Castellan | $25.00 | $25.00 | 10/20/2009 4:42:06 PM |
| JustMee | $25.00 | $25.00 | 10/20/2009 4:57:24 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/20/2009 4:59:33 PM |
| cheaplender | $25.00 | $25.00 | 10/20/2009 4:46:09 PM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 4:46:44 PM |
| nala2821 | $25.00 | $25.00 | 10/20/2009 4:59:42 PM |
| ClearLake | $25.00 | $25.00 | 10/20/2009 5:01:29 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/20/2009 5:08:30 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/20/2009 5:09:03 PM |
| nzlxjwek | $25.00 | $25.00 | 10/20/2009 5:09:41 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/20/2009 5:09:57 PM |
| Moron_Buffet | $25.00 | $19.03 | 10/20/2009 5:10:08 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/20/2009 5:08:33 PM |
| rjblack | $50.00 | $50.00 | 10/20/2009 5:10:04 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 7:53:02 AM |
| felicity-daydream | $25.00 | $25.00 | 10/21/2009 9:39:29 AM |
| p2p-journey | $50.00 | $50.00 | 10/21/2009 5:01:48 PM |
| JTHarris | $100.00 | $100.00 | 10/22/2009 7:42:50 AM |
| ferocious-hope | $50.00 | $50.00 | 10/22/2009 9:08:50 AM |
| Aristophil | $50.00 | $50.00 | 10/22/2009 10:25:22 AM |
| interstellar | $50.00 | $50.00 | 10/23/2009 11:16:13 AM |
| shneb | $200.00 | $200.00 | 10/23/2009 12:05:24 PM |
| loanman2007 | $100.00 | $100.00 | 10/23/2009 12:30:39 PM |
| bigmacbeef | $25.00 | $25.00 | 10/24/2009 4:35:37 AM |
| worth-matador | $25.00 | $25.00 | 10/24/2009 1:38:29 PM |
| Oakland | $50.00 | $50.00 | 10/24/2009 12:59:29 PM |
| hope-lionheart1 | $75.00 | $75.00 | 10/24/2009 8:55:07 PM |
| pghgator | $50.00 | $50.00 | 10/25/2009 2:53:50 PM |
| fangpilot | $25.00 | $25.00 | 10/25/2009 2:06:13 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/25/2009 9:40:00 AM |
| debtcollector | $50.00 | $50.00 | 10/25/2009 10:28:52 PM |
| VT2VA | $25.00 | $25.00 | 10/26/2009 6:54:19 AM |
| ZerightGifts | $200.00 | $200.00 | 10/26/2009 5:24:43 AM |
| pitashi | $25.00 | $25.00 | 10/26/2009 1:07:57 PM |
| crw1950 | $50.00 | $50.00 | 10/26/2009 1:52:29 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:42:50 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 2:05:55 PM |
| Squad51 | $25.00 | $25.00 | 10/26/2009 6:57:05 PM |
| payout-comet | $25.00 | $25.00 | 10/27/2009 6:52:24 AM |
| buffalobills | $25.00 | $25.00 | 10/27/2009 8:07:12 AM |
| PotBellyPete | $50.00 | $50.00 | 10/27/2009 7:33:31 AM |
| Rustang | $50.00 | $50.00 | 10/27/2009 9:40:22 AM |
| whiterabbit1874 | $50.00 | $50.00 | 10/27/2009 10:48:33 AM |
| p2p-gala | $50.00 | $50.00 | 10/27/2009 10:20:42 AM |
| Jcardone33 | $25.00 | $25.00 | 10/27/2009 1:15:32 PM |
| tender-ore | $25.00 | $25.00 | 10/27/2009 2:41:54 PM |
| interest88 | $25.00 | $25.00 | 10/27/2009 10:37:46 AM |
| scloans | $25.00 | $25.00 | 10/27/2009 10:54:55 AM |
| lazyeye | $75.00 | $75.00 | 10/27/2009 2:09:35 PM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 11:16:41 AM |
| fostaman | $25.00 | $25.00 | 10/27/2009 3:11:17 PM |
| blackstar | $25.00 | $25.00 | 10/27/2009 12:49:38 PM |
| GInBaghdad | $25.00 | $25.00 | 10/27/2009 1:49:07 PM |
| XayV03 | $100.00 | $100.00 | 10/27/2009 3:47:30 PM |
| wwwUniversal | $25.00 | $25.00 | 10/27/2009 3:52:41 PM |
| siege01 | $25.00 | $25.00 | 10/20/2009 4:10:54 PM |
| bigbryan98 | $25.00 | $25.00 | 10/20/2009 4:11:04 PM |
| Lam0nt | $25.00 | $25.00 | 10/20/2009 4:11:09 PM |
| crazycool | $35.00 | $35.00 | 10/20/2009 4:10:42 PM |
| booksleuth | $50.00 | $50.00 | 10/20/2009 4:10:51 PM |
| Supernick | $50.00 | $50.00 | 10/20/2009 4:10:58 PM |
| repaintandrepair | $25.00 | $25.00 | 10/20/2009 4:09:05 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:13:08 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:09:29 PM |
| Gibbyland | $37.13 | $37.13 | 10/20/2009 4:13:15 PM |
| jhouman | $25.00 | $25.00 | 10/20/2009 4:13:32 PM |
| jgar_O | $25.00 | $25.00 | 10/20/2009 4:11:47 PM |
| Syndication | $25.00 | $25.00 | 10/20/2009 4:13:58 PM |
| Toastsr | $50.00 | $50.00 | 10/20/2009 4:14:09 PM |
| educationfirst | $25.00 | $25.00 | 10/20/2009 4:12:09 PM |
| skiberdad | $41.40 | $41.40 | 10/20/2009 4:14:12 PM |
| Patrician | $50.00 | $50.00 | 10/20/2009 4:12:21 PM |
| Maccs55 | $25.00 | $25.00 | 10/20/2009 4:10:53 PM |
| kanakakm | $25.00 | $25.00 | 10/20/2009 4:12:31 PM |
| aldeed | $25.00 | $25.00 | 10/20/2009 4:12:35 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:12:46 PM |
| dinobuddy | $25.00 | $25.00 | 10/20/2009 4:15:03 PM |
| reaction5 | $25.00 | $25.00 | 10/20/2009 4:13:00 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:15:59 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/20/2009 4:13:46 PM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 4:13:53 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:16:10 PM |
| helpful-dough | $25.00 | $25.00 | 10/20/2009 4:12:52 PM |
| anders94 | $66.63 | $66.63 | 10/20/2009 4:14:21 PM |
| museic1 | $50.00 | $50.00 | 10/20/2009 4:16:34 PM |
| mpactlender | $25.00 | $25.00 | 10/20/2009 4:14:35 PM |
| SB-Funding | $50.00 | $50.00 | 10/20/2009 4:16:56 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/20/2009 4:14:46 PM |
| Hexnut | $25.00 | $25.00 | 10/20/2009 4:14:55 PM |
| dbluesea | $25.00 | $25.00 | 10/20/2009 4:15:09 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:13:59 PM |
| Wangersinc | $25.00 | $25.00 | 10/20/2009 4:14:04 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/20/2009 4:18:01 PM |
| YogaDude34 | $50.00 | $50.00 | 10/20/2009 4:15:34 PM |
| papaman | $25.00 | $25.00 | 10/20/2009 4:18:12 PM |
| head | $25.00 | $25.00 | 10/20/2009 4:14:27 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/20/2009 4:14:29 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:15:47 PM |
| asiaratt | $25.00 | $25.00 | 10/20/2009 4:18:21 PM |
| gamp | $25.00 | $25.00 | 10/20/2009 4:14:40 PM |
| Banker7371 | $25.00 | $25.00 | 10/20/2009 4:15:06 PM |
| gold-tsunami | $25.00 | $25.00 | 10/20/2009 4:18:58 PM |
| brazilofmux | $100.00 | $100.00 | 10/20/2009 4:19:03 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:15:22 PM |
| neighborly-bid | $25.00 | $25.00 | 10/20/2009 4:16:43 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:15:24 PM |
| Sam65 | $25.00 | $25.00 | 10/20/2009 4:19:23 PM |
| zone6 | $25.00 | $25.00 | 10/20/2009 4:15:28 PM |
| Dahlozer | $25.00 | $25.00 | 10/20/2009 4:19:27 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:15:31 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/20/2009 4:19:41 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/20/2009 4:15:54 PM |
| lounges | $25.00 | $25.00 | 10/20/2009 4:17:38 PM |
| capital-duckling | $25.00 | $25.00 | 10/20/2009 4:20:18 PM |
| djh47a | $30.00 | $30.00 | 10/20/2009 4:16:02 PM |
| laredotornado | $25.00 | $25.00 | 10/20/2009 4:20:27 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:16:15 PM |
| beyondmanagement | $25.00 | $25.00 | 10/20/2009 4:20:31 PM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 4:16:22 PM |
| flaparty | $50.00 | $50.00 | 10/20/2009 4:20:40 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/20/2009 4:18:05 PM |
| decisive-capital | $50.00 | $50.00 | 10/20/2009 4:20:44 PM |
| Champpilot | $50.00 | $50.00 | 10/20/2009 4:16:36 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/20/2009 4:16:46 PM |
| swoosh | $25.00 | $25.00 | 10/20/2009 4:18:10 PM |
| ronow22 | $25.00 | $25.00 | 10/20/2009 4:16:50 PM |
| Dutchhunter | $25.00 | $25.00 | 10/20/2009 4:21:13 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/20/2009 4:18:25 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/20/2009 4:21:34 PM |
| dime-worker | $25.00 | $25.00 | 10/20/2009 4:18:43 PM |
| LenderByDay | $25.00 | $25.00 | 10/20/2009 4:21:54 PM |
| sloan | $25.00 | $25.00 | 10/20/2009 4:19:10 PM |
| best-marketologist | $25.00 | $25.00 | 10/20/2009 4:17:48 PM |
| akahoss | $25.00 | $25.00 | 10/20/2009 4:17:54 PM |
| SimGuy | $25.00 | $25.00 | 10/20/2009 4:17:59 PM |
| youqianderen | $50.00 | $50.00 | 10/20/2009 4:19:30 PM |
| westsidehighway | $25.00 | $25.00 | 10/20/2009 4:19:32 PM |
| Josta | $50.00 | $50.00 | 10/20/2009 4:18:15 PM |
| poeman | $25.00 | $25.00 | 10/20/2009 4:19:37 PM |
| radiant-fund | $25.00 | $25.00 | 10/20/2009 4:18:19 PM |
| pbr | $25.00 | $25.00 | 10/20/2009 4:19:44 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/20/2009 4:20:05 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:22:46 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/20/2009 4:18:31 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/20/2009 4:18:33 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:22:53 PM |
| elebovic | $25.00 | $25.00 | 10/20/2009 4:22:59 PM |
| SnE | $25.00 | $25.00 | 10/20/2009 4:18:48 PM |
| techvet | $25.00 | $25.00 | 10/20/2009 4:19:12 PM |
| ThomasCrown | $30.00 | $30.00 | 10/20/2009 4:20:36 PM |
| jeg3k | $25.00 | $25.00 | 10/20/2009 4:19:17 PM |
| Medic05 | $25.00 | $25.00 | 10/20/2009 4:23:34 PM |
| kmwvma | $25.00 | $25.00 | 10/20/2009 4:23:46 PM |
| lagnisiruk | $25.00 | $25.00 | 10/20/2009 4:23:54 PM |
| andyb9 | $25.00 | $25.00 | 10/20/2009 4:21:42 PM |
| mstebnicki | $25.00 | $25.00 | 10/20/2009 4:20:10 PM |
| Vegasjim | $25.00 | $25.00 | 10/20/2009 4:21:44 PM |
| sambog | $25.00 | $25.00 | 10/20/2009 4:20:14 PM |
| slartibardfast | $25.00 | $25.00 | 10/20/2009 4:21:52 PM |
| transparency-giant | $25.00 | $25.00 | 10/20/2009 4:20:23 PM |
| jdrez | $25.00 | $25.00 | 10/20/2009 4:20:46 PM |
| bluesheep | $25.00 | $25.00 | 10/20/2009 4:20:52 PM |
| GatorBait | $25.00 | $25.00 | 10/20/2009 4:22:11 PM |
| keeks | $25.00 | $25.00 | 10/20/2009 4:22:15 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/20/2009 4:25:03 PM |
| Approved1234 | $25.00 | $25.00 | 10/20/2009 4:22:22 PM |
| VentureExplorer | $25.00 | $25.00 | 10/20/2009 4:21:24 PM |
| CPAMAN | $25.00 | $25.00 | 10/20/2009 4:22:33 PM |
| upc_tnt | $25.00 | $25.00 | 10/20/2009 4:22:55 PM |
| mpatrick | $50.00 | $50.00 | 10/20/2009 4:22:57 PM |
| commerce-champion | $25.00 | $25.00 | 10/20/2009 4:23:05 PM |
| Jinja | $25.00 | $25.00 | 10/20/2009 4:25:50 PM |
| kirkjerk | $25.00 | $25.00 | 10/20/2009 4:23:23 PM |
| HelpFromNY | $25.00 | $25.00 | 10/20/2009 4:22:27 PM |
| thrifty-peso | $25.00 | $25.00 | 10/20/2009 4:22:31 PM |
| thumper64 | $25.00 | $25.00 | 10/20/2009 4:24:06 PM |
| kkress | $25.00 | $25.00 | 10/20/2009 4:26:47 PM |
| gold-disk | $50.00 | $50.00 | 10/20/2009 4:23:02 PM |
| GatorBux | $100.00 | $100.00 | 10/20/2009 4:24:23 PM |
| ScottW | $25.00 | $25.00 | 10/20/2009 4:26:58 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/20/2009 4:24:27 PM |
| mmaurer | $30.00 | $30.00 | 10/20/2009 4:26:59 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:24:35 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/20/2009 4:27:03 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/20/2009 4:23:26 PM |
| safe-finance | $25.00 | $25.00 | 10/20/2009 4:24:42 PM |
| financial-frenzy | $50.00 | $50.00 | 10/20/2009 4:23:42 PM |
| proper-commitment5 | $32.00 | $32.00 | 10/20/2009 4:23:48 PM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 4:27:35 PM |
| uofm2007 | $25.00 | $25.00 | 10/20/2009 4:25:01 PM |
| able2help | $25.00 | $25.00 | 10/20/2009 4:24:26 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/20/2009 4:26:02 PM |
| triumphant-community | $25.00 | $25.00 | 10/20/2009 4:26:13 PM |
| Macarro4 | $25.00 | $25.00 | 10/20/2009 4:28:28 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/20/2009 4:24:52 PM |
| nodrivelpls | $25.00 | $25.00 | 10/20/2009 4:28:50 PM |
| Veloce | $25.00 | $25.00 | 10/20/2009 4:28:53 PM |
| sparkmeister | $25.00 | $25.00 | 10/20/2009 4:29:20 PM |
| boxorox | $25.00 | $25.00 | 10/20/2009 4:25:57 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/20/2009 4:26:33 PM |
| 108lender | $200.00 | $200.00 | 10/20/2009 4:27:47 PM |
| DonaldColorado | $25.00 | $25.00 | 10/20/2009 4:26:54 PM |
| angeimack | $25.00 | $25.00 | 10/20/2009 4:28:23 PM |
| Akkon | $25.00 | $25.00 | 10/20/2009 4:27:29 PM |
| VBAces | $50.00 | $50.00 | 10/20/2009 4:27:40 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2009 4:30:45 PM |
| ThomasC | $25.00 | $25.00 | 10/20/2009 4:30:54 PM |
| wacko82 | $25.00 | $25.00 | 10/20/2009 4:31:28 PM |
| figs4u2 | $200.00 | $200.00 | 10/20/2009 4:29:01 PM |
| frangil962 | $25.00 | $25.00 | 10/20/2009 4:30:03 PM |
| ualf | $34.94 | $34.94 | 10/20/2009 4:29:07 PM |
| lean-velocity | $25.00 | $25.00 | 10/20/2009 4:31:34 PM |
| dirkjan | $25.00 | $25.00 | 10/20/2009 4:34:14 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/20/2009 4:32:42 PM |
| Gundu | $25.00 | $25.00 | 10/20/2009 4:33:01 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:33:36 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/20/2009 4:34:36 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:56 PM |
| sas19 | $25.00 | $25.00 | 10/20/2009 4:37:40 PM |
| inventive-funds | $25.00 | $25.00 | 10/20/2009 4:37:54 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/20/2009 4:38:19 PM |
| snowman34 | $25.00 | $25.00 | 10/20/2009 4:37:45 PM |
| CallMeBen | $25.00 | $25.00 | 10/20/2009 4:36:53 PM |
| degster | $25.00 | $25.00 | 10/20/2009 4:40:10 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/20/2009 4:38:43 PM |
| Barak | $80.00 | $80.00 | 10/20/2009 4:37:51 PM |
| dealarella | $25.00 | $25.00 | 10/20/2009 4:41:39 PM |
| goofy15975 | $25.00 | $25.00 | 10/20/2009 4:38:50 PM |
| selector568 | $100.00 | $100.00 | 10/20/2009 4:40:24 PM |
| Ananya | $25.00 | $25.00 | 10/20/2009 4:42:27 PM |
| elegant-bonus | $25.00 | $25.00 | 10/20/2009 4:41:12 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/20/2009 4:40:07 PM |
| mamayama | $25.00 | $25.00 | 10/20/2009 4:43:47 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/20/2009 4:44:37 PM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 4:43:32 PM |
| Lilred7879 | $50.00 | $50.00 | 10/20/2009 4:43:42 PM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 4:42:13 PM |
| agent86a | $25.00 | $25.00 | 10/20/2009 4:46:02 PM |
| gth710k | $25.00 | $25.00 | 10/20/2009 4:46:04 PM |
| dionysus03 | $25.00 | $25.00 | 10/20/2009 4:46:30 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 4:46:36 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 5:01:16 PM |
| MidnightBank | $25.00 | $25.00 | 10/20/2009 5:00:25 PM |
| slowpig | $50.00 | $50.00 | 10/20/2009 5:09:47 PM |
| micloans | $25.00 | $25.00 | 10/20/2009 5:07:30 PM |
| ytjameslee | $50.00 | $50.00 | 10/20/2009 5:08:10 PM |
| minista | $25.00 | $25.00 | 10/20/2009 7:49:49 PM |
| building_community | $100.00 | $100.00 | 10/20/2009 9:22:50 PM |
| twjh | $30.00 | $30.00 | 10/21/2009 6:32:56 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:38:45 PM |
| revenue-sapling | $25.00 | $25.00 | 10/22/2009 9:30:43 AM |
| cordial-bonus | $51.09 | $51.09 | 10/22/2009 9:46:31 AM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 10:49:29 AM |
| Moneypenny6 | $25.00 | $25.00 | 10/22/2009 7:03:51 PM |
| debtcollector | $100.00 | $100.00 | 10/23/2009 2:57:59 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:38 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/23/2009 7:11:24 PM |
| MathProfessor | $100.00 | $100.00 | 10/23/2009 7:23:13 PM |
| Aristophil | $100.00 | $100.00 | 10/24/2009 9:09:40 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:20:17 PM |
| palace4 | $50.00 | $50.00 | 10/25/2009 2:13:15 PM |
| ericd523 | $25.00 | $25.00 | 10/25/2009 2:58:26 PM |
| Sevron | $100.00 | $100.00 | 10/25/2009 3:40:47 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/25/2009 9:31:36 PM |
| debt-sphinx99 | $25.00 | $25.00 | 10/26/2009 7:54:13 AM |
| Aristophil | $250.00 | $250.00 | 10/26/2009 7:23:22 AM |
| sks1 | $25.00 | $25.00 | 10/26/2009 1:07:06 PM |
| nobsbooks | $25.00 | $25.00 | 10/26/2009 1:03:12 PM |
| demszi1978 | $25.00 | $25.00 | 10/26/2009 1:15:01 PM |
| IP | $50.00 | $50.00 | 10/26/2009 1:08:01 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 3:40:38 PM |
| a-finance-nirvana | $125.00 | $125.00 | 10/26/2009 3:57:21 PM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 4:45:11 PM |
| JBF_Investments | $25.00 | $25.00 | 10/26/2009 6:08:24 PM |
| sharp-credit | $500.00 | $500.00 | 10/26/2009 7:24:00 PM |
| velocity-winner | $25.00 | $25.00 | 10/26/2009 7:37:44 PM |
| Lifesavings | $25.00 | $25.00 | 10/26/2009 9:19:17 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/27/2009 6:54:05 AM |
| ultimatepaintball | $48.08 | $48.08 | 10/27/2009 7:38:11 AM |
| economy-popcorn | $25.00 | $25.00 | 10/27/2009 7:22:24 AM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 9:02:30 AM |
| FundMaker | $25.00 | $25.00 | 10/27/2009 9:40:15 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 10:57:00 AM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 10:56:40 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:33:52 PM |
| 113121 | $25.00 | $25.00 | 10/27/2009 2:38:38 PM |
| emmeyP | $25.00 | $25.00 | 10/27/2009 10:36:08 AM |
| lender12345 | $50.00 | $50.00 | 10/27/2009 1:28:32 PM |
| whitegold24k | $450.00 | $450.00 | 10/27/2009 3:12:33 PM |
| Fryilluh | $29.00 | $29.00 | 10/27/2009 2:39:47 PM |
| dmitriy2 | $25.00 | $25.00 | 10/27/2009 1:00:12 PM |
| Prossper-Godfather | $150.00 | $150.00 | 10/27/2009 3:43:36 PM |
| 478 bids
|
Borrower Payment Dependent Notes Series
429566
This series of Notes was issued and sold upon the funding of the borrower loan #39169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 7 |
Total credit lines:
| 43 | Length of status: | 37y 0m |
|
Amount delinquent:
| $15,628 |
Revolving credit balance:
| $4,436 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 107% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| aryion6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Sep-2009)
620-640
(Jul-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
getting current with expenditures
In the past year Ive gone through a bad patch. Had an accident that? resulted in dislocating my shoulder . As a result I have? lost time at work and have? been behind on my bills and expenses. I am currently working nowand?I need a loan to get caught up. Your help is greatly appreciated.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How much of your loans are delinquent? thanks - reflective-rupee
A:
Hello, currently most of the loans i have ,have been paid on time.A few months ago i was one to two months behind on everyone, including rent ,utilities and my car note.I am current now caught up with the essential expenses . I am working overtime to get caught up with the other creditors i have been behind on.I need this loan to give me an edge so that i can pay everyone on time.Thank you very much for your concern. I have lowered the amount to $1500 so it wont be that much to pay Thank you
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/20/2009 4:37:15 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/21/2009 6:44:30 AM |
| mrxtravis | $100.00 | $100.00 | 10/21/2009 10:26:08 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/22/2009 6:04:04 PM |
| currency-bumblebee | $50.00 | $50.00 | 10/24/2009 11:42:57 AM |
| IrrationalPi | $25.00 | $25.00 | 10/24/2009 4:40:18 PM |
| mrxtravis | $163.73 | $163.73 | 10/26/2009 11:54:09 AM |
| ultimate-commitment | $25.00 | $25.00 | 10/26/2009 5:35:44 PM |
| capital-galaxy | $100.00 | $100.00 | 10/26/2009 7:03:52 PM |
| lender12345 | $25.00 | $25.00 | 10/27/2009 1:31:39 PM |
| invincible-gain | $25.00 | $25.00 | 10/27/2009 2:55:35 PM |
| Flying_Tilapia | $25.00 | $25.00 | 10/20/2009 7:39:32 PM |
| unk1911 | $25.00 | $25.00 | 10/22/2009 10:23:42 AM |
| mrxtravis | $200.00 | $200.00 | 10/23/2009 1:26:23 PM |
| TheAlchemist | $25.00 | $25.00 | 10/26/2009 2:03:41 PM |
| TheAlchemist | $25.00 | $25.00 | 10/26/2009 2:04:17 PM |
| mrxtravis | $500.00 | $500.00 | 10/26/2009 2:09:51 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 3:16:59 PM |
| CoolPlexer | $25.00 | $25.00 | 10/26/2009 4:03:04 PM |
| sparkling-contract7 | $25.00 | $11.27 | 10/27/2009 6:18:20 AM |
| kinetic-social | $25.00 | $25.00 | 10/27/2009 4:04:51 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
426579
This series of Notes was issued and sold upon the funding of the borrower loan #39236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $131.75 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $131.71 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,022 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| AlexHKing |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 780-800
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Profitable Designer | Need New Cam
Purpose of loan:
I am a freelance user interface/web
designer running a successful business out of San Francisco, CA. I
recently have had the need to take high quality, customized photographs
for my clients and stock photography just won't do. I have decided to
purchase an SLR Camera, as well as an upgraded graphical software
suite, Adobe CS4.
My financial situation:
I'm a great candidate for this loan because of the following reasons:
1. I have immaculate credit. I've never been late on a payment for anything, ever, period.
2. I run a profitable business. I have very low overhead, and I make steady income from an array of clients every month.
3. This investment will broaden my service offering. The new services I
will be able to offer to my clients with a new camera will allow me to
charge more per month, thus pushing up my monthly revenue.
Please let me know if you have any questions. I would be happy to answer them! Happy bidding, and thank you very much!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 10/19/2009 5:12:28 PM |
| kirkjerk | $25.00 | $25.00 | 10/20/2009 11:15:04 AM |
| tender-ore | $25.00 | $25.00 | 10/20/2009 11:17:38 AM |
| cloud8 | $25.00 | $25.00 | 10/20/2009 11:18:11 AM |
| 108lender | $200.00 | $186.05 | 10/20/2009 12:30:56 PM |
| davez0r | $25.00 | $25.00 | 10/20/2009 11:33:23 AM |
| abuyama22 | $50.00 | $50.00 | 10/20/2009 11:15:08 AM |
| wrighco | $25.00 | $25.00 | 10/20/2009 11:17:54 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:17:01 AM |
| dman15 | $45.00 | $45.00 | 10/22/2009 9:56:49 AM |
| building_community | $250.00 | $250.00 | 10/22/2009 3:28:09 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:02:37 PM |
| CaptainLender | $25.00 | $25.00 | 10/23/2009 8:26:48 PM |
| enlightenment5 | $25.00 | $25.00 | 10/24/2009 1:20:26 PM |
| lender12345 | $200.00 | $200.00 | 10/24/2009 3:09:25 PM |
| worth-matador | $25.00 | $25.00 | 10/24/2009 1:40:07 PM |
| festivecpl | $25.00 | $25.00 | 10/24/2009 5:50:19 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:13:12 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/25/2009 10:35:30 AM |
| jybank | $25.00 | $25.00 | 10/24/2009 8:10:20 PM |
| kinetic-social | $50.00 | $50.00 | 10/25/2009 8:25:41 AM |
| screen23 | $25.00 | $25.00 | 10/26/2009 8:29:32 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 7:16:20 AM |
| Brown98 | $25.00 | $25.00 | 10/26/2009 9:16:49 AM |
| Hogan55 | $67.19 | $67.19 | 10/26/2009 1:04:50 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/26/2009 1:00:55 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 1:28:52 PM |
| StanTheMan | $25.00 | $25.00 | 10/26/2009 1:36:17 PM |
| organic-platinum | $25.00 | $25.00 | 10/26/2009 2:17:21 PM |
| diligent-platinum | $100.00 | $100.00 | 10/26/2009 3:26:34 PM |
| a-finance-nirvana | $500.00 | $500.00 | 10/26/2009 3:44:12 PM |
| Memphis-King | $50.00 | $50.00 | 10/26/2009 3:49:22 PM |
| finance-universe | $25.00 | $25.00 | 10/26/2009 2:07:21 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/26/2009 3:18:41 PM |
| GatorBux | $50.00 | $50.00 | 10/20/2009 11:15:06 AM |
| mla | $25.00 | $25.00 | 10/20/2009 11:15:10 AM |
| anton | $50.00 | $50.00 | 10/20/2009 11:15:01 AM |
| heavy_ax | $25.00 | $25.00 | 10/20/2009 11:15:12 AM |
| mamayama | $25.00 | $25.00 | 10/20/2009 11:18:22 AM |
| DHolly | $25.00 | $25.00 | 10/21/2009 2:19:00 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:38:00 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/22/2009 8:55:41 PM |
| a-reasonable-return | $100.00 | $100.00 | 10/23/2009 8:15:20 AM |
| iolaire | $25.00 | $25.00 | 10/23/2009 2:06:05 PM |
| CallMeBen | $25.00 | $25.00 | 10/23/2009 4:13:52 PM |
| currency-bumblebee | $250.00 | $250.00 | 10/23/2009 4:57:17 PM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 5:02:26 AM |
| Hogan55 | $50.00 | $50.00 | 10/24/2009 5:57:17 AM |
| SCD | $25.00 | $25.00 | 10/24/2009 5:49:47 PM |
| OzGuy609 | $25.00 | $25.00 | 10/25/2009 5:49:28 AM |
| cosmof16 | $25.00 | $25.00 | 10/25/2009 6:00:34 AM |
| mbraslav | $25.00 | $25.00 | 10/25/2009 5:36:52 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:47:51 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 9:10:20 AM |
| Good_Karma_Cafe | $26.76 | $26.76 | 10/26/2009 11:44:37 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 12:00:32 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:28:03 PM |
| 1SteelerFan | $50.00 | $50.00 | 10/26/2009 1:06:41 PM |
| patriot384 | $50.00 | $50.00 | 10/26/2009 1:21:19 PM |
| LAKETIME | $25.00 | $25.00 | 10/26/2009 1:24:17 PM |
| GO4NY23 | $50.00 | $50.00 | 10/26/2009 1:09:55 PM |
| loyalist1 | $25.00 | $25.00 | 10/26/2009 1:26:03 PM |
| loan-rider7 | $25.00 | $25.00 | 10/26/2009 1:27:31 PM |
| power-expert | $25.00 | $25.00 | 10/26/2009 2:34:08 PM |
| icon7 | $50.00 | $50.00 | 10/26/2009 2:39:09 PM |
| CoolBreezeWarlord | $25.00 | $25.00 | 10/26/2009 2:41:50 PM |
| JSTHLPNG | $25.00 | $25.00 | 10/26/2009 3:07:03 PM |
| Memphis-King | $25.00 | $25.00 | 10/26/2009 3:51:59 PM |
| jasunshine | $25.00 | $25.00 | 10/26/2009 2:30:05 PM |
| wild-orange | $500.00 | $500.00 | 10/26/2009 3:32:53 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
427563
This series of Notes was issued and sold upon the funding of the borrower loan #39178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 18.99% |
Starting borrower rate/APR:
| 19.99% / 22.23% |
Starting monthly payment:
| $185.79 |
|
Final lender yield:
| 18.94% |
Final borrower rate/APR:
| 19.94% / 22.18% |
Final monthly payment:
| $185.67 |
| |
|
Auction yield range:
| 6.27% - 18.99% |
Estimated loss impact:
| 5.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,383 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| generosity-sage4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to pay of several credit cards and pay down the amounts on others
My financial situation:
I am a good candidate for this loan because I have never missed a payment, and i will be paying this loan back in less then 3 months
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| vinayski | $25.00 | $25.00 | 10/9/2009 4:22:22 PM |
| hellasow | $25.00 | $25.00 | 10/10/2009 6:35:24 AM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:47:13 PM |
| Sven79 | $100.00 | $100.00 | 10/21/2009 12:38:34 PM |
| caseattle | $25.00 | $25.00 | 10/22/2009 8:32:59 AM |
| A007 | $38.20 | $38.20 | 10/22/2009 1:45:49 PM |
| debtcollector | $250.00 | $250.00 | 10/22/2009 2:20:19 PM |
| gethope | $25.00 | $25.00 | 10/22/2009 4:23:10 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 6:04:26 PM |
| szetheli | $110.00 | $110.00 | 10/22/2009 6:51:46 PM |
| brilliant-balance | $25.00 | $25.00 | 10/22/2009 7:21:37 PM |
| Bito03 | $25.00 | $25.00 | 10/22/2009 7:31:57 PM |
| forthright-trade | $25.00 | $25.00 | 10/22/2009 7:55:57 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 8:44:18 PM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 9:08:11 PM |
| ThisCatWillHelp | $35.00 | $35.00 | 10/22/2009 9:29:07 PM |
| hkme | $50.00 | $50.00 | 10/22/2009 6:02:32 PM |
| mattblizz | $47.14 | $47.14 | 10/23/2009 12:27:30 AM |
| Imaginos1892 | $100.00 | $100.00 | 10/22/2009 7:14:39 PM |
| maga | $263.00 | $263.00 | 10/23/2009 1:23:56 AM |
| 1traveler | $25.00 | $25.00 | 10/23/2009 1:43:30 AM |
| Miklot | $154.68 | $154.68 | 10/23/2009 2:43:20 AM |
| truelumen | $25.00 | $25.00 | 10/23/2009 3:34:49 AM |
| chip62 | $50.00 | $50.00 | 10/23/2009 6:07:05 AM |
| Bank_Of_XL | $100.00 | $100.00 | 10/23/2009 6:56:18 AM |
| building_community | $25.00 | $25.00 | 10/23/2009 6:41:12 AM |
| icon7 | $50.00 | $50.00 | 10/23/2009 7:37:59 AM |
| MrOglesby | $25.00 | $25.00 | 10/23/2009 12:47:05 AM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 1:21:26 AM |
| investment-cluster | $25.00 | $25.00 | 10/23/2009 3:00:50 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:43:57 AM |
| sunsetlending | $50.00 | $50.00 | 10/23/2009 5:14:33 AM |
| guardian3 | $25.00 | $25.00 | 10/23/2009 8:39:27 AM |
| m4ng0 | $54.64 | $54.64 | 10/23/2009 8:05:38 AM |
| Torero06 | $25.00 | $25.00 | 10/23/2009 10:05:05 AM |
| StanTheMan | $25.00 | $25.00 | 10/23/2009 9:15:38 AM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 10:16:34 AM |
| bitano | $50.00 | $50.00 | 10/23/2009 10:47:28 AM |
| Taho | $50.00 | $50.00 | 10/23/2009 10:48:44 AM |
| loanman2007 | $75.00 | $75.00 | 10/23/2009 11:29:28 AM |
| drmcm | $50.00 | $50.00 | 10/23/2009 1:08:47 PM |
| lockstock | $35.00 | $35.00 | 10/23/2009 12:11:28 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/23/2009 1:44:20 PM |
| felicity-daydream | $25.00 | $25.00 | 10/23/2009 12:43:27 PM |
| interest88 | $25.00 | $25.00 | 10/23/2009 2:19:44 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:34:20 PM |
| sparkling-contract7 | $100.00 | $100.00 | 10/23/2009 2:22:34 PM |
| LAKETIME | $50.00 | $50.00 | 10/23/2009 3:08:06 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/23/2009 3:09:27 PM |
| reflective-rupee | $300.00 | $300.00 | 10/23/2009 2:40:44 PM |
| balance-force | $30.00 | $30.00 | 10/23/2009 1:23:42 PM |
| Kyileo | $50.00 | $50.00 | 10/23/2009 3:50:50 PM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2009 3:56:37 PM |
| kinetic-social | $25.00 | $25.00 | 10/23/2009 4:07:22 PM |
| Engineer44 | $35.00 | $35.00 | 10/23/2009 4:10:50 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/12/2009 11:18:50 AM |
| KMSB | $25.00 | $25.00 | 10/12/2009 7:33:39 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 1:02:18 PM |
| tender-ore | $25.00 | $25.00 | 10/14/2009 6:15:49 PM |
| sociallender | $25.00 | $25.00 | 10/15/2009 7:14:35 AM |
| IPG1 | $25.00 | $25.00 | 10/20/2009 10:25:19 AM |
| tracyjo | $25.00 | $25.00 | 10/21/2009 7:21:23 PM |
| SunriseTrader1 | $25.00 | $25.00 | 10/22/2009 5:24:38 PM |
| hkme | $50.00 | $50.00 | 10/22/2009 6:08:37 PM |
| rmpedi33 | $100.00 | $100.00 | 10/23/2009 7:53:27 AM |
| silver-boots | $25.00 | $25.00 | 10/23/2009 5:27:41 AM |
| mortyscastle | $40.00 | $40.00 | 10/23/2009 7:15:52 AM |
| a-reasonable-return | $100.00 | $100.00 | 10/23/2009 7:42:18 AM |
| realtormoises | $25.00 | $25.00 | 10/23/2009 10:15:52 AM |
| fopaul13 | $25.00 | $25.00 | 10/23/2009 10:24:46 AM |
| amlu1988 | $25.00 | $25.00 | 10/23/2009 8:55:45 AM |
| JBG | $25.00 | $25.00 | 10/23/2009 10:38:17 AM |
| motivator72 | $25.00 | $25.00 | 10/23/2009 11:02:11 AM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:54:21 AM |
| djkaiser | $30.67 | $30.67 | 10/23/2009 11:15:30 AM |
| Leshan | $50.00 | $50.00 | 10/23/2009 12:38:29 PM |
| enthusiastic-market2 | $50.00 | $50.00 | 10/23/2009 1:22:59 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:21:32 PM |
| Bill88 | $50.00 | $50.00 | 10/23/2009 2:35:31 PM |
| beakerfish | $300.00 | $176.67 | 10/23/2009 2:59:54 PM |
| quest0 | $25.00 | $25.00 | 10/23/2009 1:59:25 PM |
| wild-orange | $100.00 | $100.00 | 10/23/2009 3:32:38 PM |
| srspank24 | $50.00 | $50.00 | 10/23/2009 3:34:28 PM |
| reflective-rupee | $300.00 | $300.00 | 10/23/2009 2:41:21 PM |
| reflective-rupee | $400.00 | $400.00 | 10/23/2009 3:53:49 PM |
| 85 bids
|
Borrower Payment Dependent Notes Series
427715
This series of Notes was issued and sold upon the funding of the borrower loan #39213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $445.96 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.24% |
Final monthly payment:
| $445.96 |
| |
|
Auction yield range:
| 4.27% - 19.00% |
Estimated loss impact:
| 2.18% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $41,008 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 69% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cjw1970 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(Aug-2009)
720-740
(Apr-2008)
720-740
(Feb-2008)
|
|
Principal balance:
| $11,022.31 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Help Us Refinance with Prosper
Lower Our Rate
In May of 2008,?we were fortunate enough to gain the support of Prosper Lenders to help?us transfer an $18,000 credit card balance from Citibank to Prosper.? Although our rate only went down to 23% from 29%, we were more than thrilled to be paying interest to individuals rather than Citibank.? Over the past seventeen months,?we have proudly upheld?our commitment and made each payment on time and in full.? As a result,?we have paid down?our loan from $18,000 to $11,100.? At this time,?we're looking to take the proceeds from this new loan and pay off our existing Prosper loan (in essance, we're attempting to refinance to a lower interest rate).
Thanks in advance for your help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Again, please state the public record reason. Also, why don't you try changing your picture or adding some descriptive text or information to try and get the loan funded? You almost made it last time. Good luck! - smontgom
A:
Thanks for your question & input. Regarding the public record, we had a disagreement with our state tax department on our 2005 taxes. Although, I had taken care of the situation, the state put a tax lien on our home in 2007. The lien was only active for a matter of days. Upon noticing it, I contacted the state and it was removed. One of the credit bureaus is still reporting it.
(Oct-11-2009)
Q:
I have been following your listings (425354 is the previous one if anyone wants to go check it out). Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. - 99Burning_Coder
A:
Thanks for your question. Your point on getting family/friends to bid makes total sense. I certainly see how it could lower my rate. Back in May 2008, I was fortunate to move my balance of $18K from Citibank to Prosper. In doing so, I had my loan funded without the help of family/friends. The original debt was a result of my wife's overspending and I prefered not to involve family/friends in this matter. If I were seeking to finance a business, then I'd absolutely solicit family/friends.
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Independenceday | $25.00 | $25.00 | 10/9/2009 4:24:44 PM |
| productive-currency3 | $50.00 | $50.00 | 10/9/2009 6:30:44 PM |
| compatible-diversification | $50.00 | $50.00 | 10/9/2009 5:01:12 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 10/10/2009 6:16:41 PM |
| Num1Knicks | $25.00 | $25.00 | 10/12/2009 12:30:10 PM |
| balance-force | $35.00 | $35.00 | 10/12/2009 11:46:21 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/13/2009 12:39:29 AM |
| Dustley | $25.00 | $25.00 | 10/13/2009 6:01:27 AM |
| jdl424 | $48.88 | $48.88 | 10/13/2009 11:31:21 AM |
| five-star-note | $50.00 | $50.00 | 10/13/2009 5:39:51 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 1:02:52 PM |
| sshgfwb | $25.00 | $25.00 | 10/19/2009 11:47:05 AM |
| lemontree | $100.00 | $100.00 | 10/19/2009 8:39:04 PM |
| drkosh | $25.00 | $25.00 | 10/19/2009 6:44:17 PM |
| classiccitizen | $25.00 | $25.00 | 10/20/2009 4:41:47 PM |
| AdamBertocci | $25.00 | $25.00 | 10/20/2009 10:40:21 PM |
| reflective-rupee | $150.00 | $150.00 | 10/22/2009 9:44:23 AM |
| gelt4u | $25.00 | $25.00 | 10/22/2009 10:06:06 AM |
| hyperdrive7 | $25.00 | $25.00 | 10/22/2009 4:13:14 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 8:49:59 PM |
| visionary-deal3 | $100.00 | $100.00 | 10/22/2009 11:54:10 PM |
| 1traveler | $50.00 | $50.00 | 10/23/2009 1:50:41 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:17:42 AM |
| Imaginos1892 | $200.00 | $200.00 | 10/22/2009 7:15:38 PM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:11:36 AM |
| bobbyhume | $25.00 | $25.00 | 10/22/2009 8:36:50 PM |
| building_community | $50.00 | $50.00 | 10/23/2009 6:40:35 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 7:58:05 AM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:10:06 AM |
| mckhbnpc | $35.00 | $35.00 | 10/23/2009 9:51:29 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 10/23/2009 9:52:05 AM |
| 113121 | $264.04 | $264.04 | 10/23/2009 10:28:09 AM |
| Lender0000 | $300.00 | $300.00 | 10/23/2009 10:47:27 AM |
| brosco2323 | $25.00 | $25.00 | 10/23/2009 12:41:09 PM |
| OIF-Veteran | $43.23 | $43.23 | 10/23/2009 12:58:51 PM |
| mcabery | $200.00 | $200.00 | 10/23/2009 12:35:13 PM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2009 1:32:15 PM |
| 113121 | $1,800.00 | $1,800.00 | 10/23/2009 12:34:17 PM |
| inthegreatnw | $25.00 | $25.00 | 10/23/2009 12:36:10 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:36:10 PM |
| rudy510s | $91.28 | $91.28 | 10/23/2009 2:41:30 PM |
| Bluebanker | $100.00 | $100.00 | 10/23/2009 2:23:43 PM |
| alterlatina | $25.00 | $25.00 | 10/23/2009 3:35:38 PM |
| Prezotus | $25.00 | $25.00 | 10/23/2009 2:15:37 PM |
| crw1950 | $50.00 | $50.00 | 10/23/2009 2:26:06 PM |
| bboekest | $25.00 | $25.00 | 10/23/2009 3:39:40 PM |
| XayV03 | $200.00 | $200.00 | 10/23/2009 4:01:39 PM |
| Sonihal | $67.47 | $67.47 | 10/23/2009 4:07:56 PM |
| chibear34 | $25.00 | $25.00 | 10/10/2009 2:29:06 PM |
| Saving4Food | $25.00 | $25.00 | 10/10/2009 4:20:34 AM |
| debt-sphinx99 | $25.00 | $25.00 | 10/10/2009 10:33:31 AM |
| SeaSkyGuy71 | $25.00 | $25.00 | 10/10/2009 6:20:36 PM |
| Collateral | $25.00 | $25.00 | 10/12/2009 9:06:21 AM |
| drcoop | $25.00 | $25.00 | 10/13/2009 4:38:50 PM |
| five-star-note | $35.00 | $35.00 | 10/14/2009 5:10:45 AM |
| thebiggestnagger | $37.42 | $37.42 | 10/14/2009 2:06:34 PM |
| shrewd-income | $150.51 | $150.51 | 10/14/2009 10:17:41 PM |
| propertytransformer | $25.00 | $25.00 | 10/14/2009 11:35:06 PM |
| Halos2002 | $100.00 | $100.00 | 10/15/2009 9:54:54 AM |
| benefit-squirrel | $50.00 | $50.00 | 10/16/2009 2:27:07 AM |
| rsirois | $69.15 | $69.15 | 10/16/2009 2:26:18 PM |
| abundant-cash | $200.00 | $200.00 | 10/17/2009 6:31:11 PM |
| AbeHonestly | $25.00 | $25.00 | 10/18/2009 9:53:59 PM |
| deal-goliath | $50.00 | $50.00 | 10/19/2009 8:02:10 PM |
| reflective-rupee | $75.00 | $75.00 | 10/19/2009 9:38:09 PM |
| balance-warrior | $25.00 | $25.00 | 10/20/2009 1:52:53 PM |
| felicity-genius | $25.00 | $25.00 | 10/20/2009 5:27:12 PM |
| m4ng0 | $50.00 | $50.00 | 10/21/2009 6:04:05 AM |
| a-reasonable-return | $100.00 | $100.00 | 10/21/2009 8:06:33 AM |
| currency-pipeline | $50.00 | $50.00 | 10/21/2009 5:16:45 PM |
| sparkling-contract7 | $50.00 | $50.00 | 10/21/2009 6:32:02 PM |
| mikelance7 | $25.00 | $25.00 | 10/21/2009 10:34:54 PM |
| golden-yield | $25.00 | $25.00 | 10/21/2009 11:05:56 PM |
| dman15 | $60.00 | $60.00 | 10/22/2009 9:42:27 AM |
| sshgfwb | $25.00 | $25.00 | 10/22/2009 12:11:06 PM |
| dblaz5 | $300.00 | $300.00 | 10/22/2009 12:20:10 PM |
| Dad2SandJ | $50.00 | $50.00 | 10/22/2009 4:13:13 PM |
| BradP | $50.00 | $50.00 | 10/22/2009 4:26:21 PM |
| reflective-rupee | $750.00 | $750.00 | 10/22/2009 4:58:40 PM |
| swti37 | $50.00 | $50.00 | 10/22/2009 8:02:44 PM |
| MrCoffee | $74.45 | $74.45 | 10/22/2009 9:56:59 PM |
| booOST | $50.00 | $50.00 | 10/22/2009 11:20:34 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:17:56 AM |
| JTHarris | $100.00 | $100.00 | 10/23/2009 6:07:03 AM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:10:41 AM |
| 113121 | $25.00 | $25.00 | 10/23/2009 7:15:57 AM |
| mgcby | $50.00 | $50.00 | 10/23/2009 9:47:37 AM |
| reflective-rupee | $1,000.00 | $248.54 | 10/23/2009 9:52:17 AM |
| don'twannadance | $50.00 | $50.00 | 10/23/2009 11:15:35 AM |
| mike0034 | $100.00 | $100.00 | 10/23/2009 10:56:19 AM |
| sweet-social2 | $75.00 | $75.00 | 10/23/2009 11:03:20 AM |
| mtnsofutah | $50.00 | $50.00 | 10/23/2009 12:12:08 PM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 12:17:15 PM |
| Leshan | $58.03 | $58.03 | 10/23/2009 12:57:20 PM |
| impartial-diversification | $1,500.00 | $1,500.00 | 10/23/2009 1:04:07 PM |
| icon7 | $100.00 | $100.00 | 10/23/2009 1:19:22 PM |
| first-genuine-bid | $25.00 | $25.00 | 10/23/2009 2:21:11 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/23/2009 2:27:17 PM |
| PPLIN810 | $50.00 | $50.00 | 10/23/2009 2:54:12 PM |
| scientists | $25.00 | $25.00 | 10/23/2009 1:50:46 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:12:45 PM |
| srspank24 | $50.00 | $50.00 | 10/23/2009 3:33:29 PM |
| sharp-credit | $207.00 | $207.00 | 10/23/2009 4:03:13 PM |
| whitegold24k | $500.00 | $500.00 | 10/23/2009 4:00:49 PM |
| XayV03 | $100.00 | $100.00 | 10/23/2009 4:06:35 PM |
| 105 bids
|
Borrower Payment Dependent Notes Series
427721
This series of Notes was issued and sold upon the funding of the borrower loan #39224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $127.52 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $123.87 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1974 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 19y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,194 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Beeitle |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 820-840 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 820-840
(May-2008)
|
|
Principal balance:
| $1,443.33 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Buying Hearing Aides
Purpose of loan:
This loan will be used to??Pay for a new hearing aide that I purchased today.
My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time.? I have, and maintain a good credit record. I currently have a loan with Prosper that was needed to help buy my grandson buy a Pickup camper. My income is suffecient? to?make the loan?payments without any problems.
Other: The record notes that I do not own my home, however I own my home with no mortgages.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can we get a list of your bills and income? Tks - ydm
A:
My Income: Retired USAF. $27192 yr, Retired Civil Service $30684 yr, Retired Social Security $23467 yr. In addition I work as a Weather Observer at the DFW airport in Ft. Worth, Texas. From that employment I make approximately $18,000 per year.
My Bills: Utility $629, SAMS Club $600, Visa $800, Master Card $800, VA $50, Prosper $75.94, Lending Club $31.05. If needed more info will be furnished.
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| abidos | $25.00 | $25.00 | 10/9/2009 4:24:04 PM |
| kulender | $25.00 | $25.00 | 10/9/2009 4:24:11 PM |
| sas19 | $25.00 | $25.00 | 10/9/2009 4:26:12 PM |
| BlindProphet | $25.00 | $25.00 | 10/9/2009 4:27:16 PM |
| degster | $25.00 | $25.00 | 10/9/2009 4:27:34 PM |
| transparency-giant | $50.00 | $50.00 | 10/9/2009 4:21:41 PM |
| Weaverville | $25.00 | $25.00 | 10/9/2009 4:25:37 PM |
| gold-tsunami | $25.00 | $25.00 | 10/9/2009 4:26:05 PM |
| jcfunder | $25.00 | $25.00 | 10/9/2009 4:30:52 PM |
| j48 | $25.00 | $25.00 | 10/9/2009 4:26:44 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/9/2009 4:29:20 PM |
| LittleMingo | $25.00 | $25.00 | 10/9/2009 4:50:37 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/9/2009 4:31:00 PM |
| DukSerduk | $25.00 | $25.00 | 10/9/2009 4:25:44 PM |
| bchen78875 | $50.00 | $50.00 | 10/9/2009 4:25:54 PM |
| djh47a | $40.00 | $40.00 | 10/9/2009 4:27:05 PM |
| kid8549 | $25.00 | $25.00 | 10/9/2009 4:28:14 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 4:28:39 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/9/2009 4:29:01 PM |
| SchaeferJ | $25.00 | $25.00 | 10/10/2009 12:44:41 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:48:49 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/12/2009 1:04:00 PM |
| blot44 | $50.00 | $50.00 | 10/16/2009 4:40:15 AM |
| JDLanier | $25.00 | $25.00 | 10/18/2009 9:32:21 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 10:01:03 AM |
| tranquil-balance | $25.00 | $25.00 | 10/21/2009 4:26:51 PM |
| Nicedad72 | $25.00 | $25.00 | 10/23/2009 5:17:19 AM |
| ultimate-commitment | $25.00 | $25.00 | 10/23/2009 10:13:28 AM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2009 9:44:42 AM |
| Digs | $25.00 | $25.00 | 10/23/2009 2:08:13 PM |
| point-zebra | $25.00 | $25.00 | 10/9/2009 4:23:42 PM |
| inventive-funds | $25.00 | $25.00 | 10/9/2009 4:27:10 PM |
| compoundinterest | $50.00 | $50.00 | 10/9/2009 4:27:23 PM |
| justice-dna | $25.00 | $25.00 | 10/9/2009 4:27:29 PM |
| turbine5 | $40.00 | $40.00 | 10/9/2009 4:27:41 PM |
| SNH | $50.00 | $50.00 | 10/9/2009 4:27:46 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/9/2009 4:28:06 PM |
| Cai8899 | $25.00 | $25.00 | 10/9/2009 4:28:26 PM |
| selector568 | $100.00 | $100.00 | 10/9/2009 4:23:50 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/9/2009 4:24:19 PM |
| icon7 | $25.00 | $25.00 | 10/9/2009 4:29:40 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/9/2009 4:26:18 PM |
| Havana21 | $100.00 | $71.51 | 10/9/2009 4:33:35 PM |
| czar3 | $25.00 | $25.00 | 10/9/2009 4:28:44 PM |
| epicanthal | $25.00 | $25.00 | 10/9/2009 4:21:51 PM |
| hawker | $100.00 | $100.00 | 10/9/2009 4:28:48 PM |
| DonaldColorado | $25.00 | $25.00 | 10/9/2009 4:24:26 PM |
| personal-lender | $25.00 | $25.00 | 10/9/2009 4:24:33 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/9/2009 4:31:16 PM |
| Barak | $80.00 | $80.00 | 10/9/2009 4:26:35 PM |
| gracej | $25.00 | $25.00 | 10/9/2009 4:27:51 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/9/2009 4:27:56 PM |
| larrybird | $87.85 | $87.85 | 10/9/2009 4:28:21 PM |
| thedreamer | $25.00 | $25.00 | 10/9/2009 4:28:33 PM |
| dealarella | $25.00 | $25.00 | 10/9/2009 4:28:54 PM |
| fortytwo | $250.00 | $250.00 | 10/9/2009 4:29:08 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/9/2009 4:32:16 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:25 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:32:39 PM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 4:33:18 PM |
| hellasow | $25.00 | $25.00 | 10/10/2009 6:37:15 AM |
| blot44 | $50.00 | $50.00 | 10/10/2009 10:40:07 AM |
| FlyFlyBuggie | $25.00 | $25.00 | 10/12/2009 8:07:48 AM |
| junes08 | $50.00 | $50.00 | 10/12/2009 3:31:54 PM |
| atlas100 | $50.00 | $50.00 | 10/12/2009 8:00:17 PM |
| generous-deal6 | $50.00 | $50.00 | 10/12/2009 7:26:52 PM |
| FundMaker | $25.00 | $25.00 | 10/14/2009 12:43:49 PM |
| prossperous01 | $25.00 | $25.00 | 10/15/2009 9:44:44 AM |
| marwadi-62 | $100.00 | $100.00 | 10/16/2009 11:09:22 AM |
| kaizersouse | $146.00 | $146.00 | 10/17/2009 6:30:18 AM |
| brightest-income-hunter | $25.00 | $25.00 | 10/19/2009 10:55:31 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:28 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 10:14:19 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/20/2009 6:06:29 PM |
| datongmama | $30.00 | $30.00 | 10/21/2009 5:27:42 PM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 10:33:43 AM |
| Hawkeyebank | $25.00 | $25.00 | 10/22/2009 12:07:45 PM |
| kgeezy | $29.64 | $29.64 | 10/22/2009 6:55:55 PM |
| YummiBear | $25.00 | $25.00 | 10/22/2009 7:15:37 PM |
| bkb7484 | $25.00 | $25.00 | 10/22/2009 8:18:53 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:17:03 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:42:02 AM |
| HudsonTigers | $25.00 | $25.00 | 10/23/2009 9:42:10 AM |
| Ardy123 | $25.00 | $25.00 | 10/23/2009 12:01:40 PM |
| ChristopherHS | $25.00 | $25.00 | 10/23/2009 1:13:22 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:13:16 PM |
| wild-orange | $500.00 | $500.00 | 10/23/2009 3:36:15 PM |
| kinetic-social | $50.00 | $50.00 | 10/23/2009 4:05:13 PM |
| 88 bids
|
Borrower Payment Dependent Notes Series
428447
This series of Notes was issued and sold upon the funding of the borrower loan #39203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 23.98% |
Starting borrower rate/APR:
| 24.98% / 28.88% |
Starting monthly payment:
| $39.75 |
|
Final lender yield:
| 18.20% |
Final borrower rate/APR:
| 19.20% / 22.97% |
Final monthly payment:
| $36.76 |
| |
|
Auction yield range:
| 8.27% - 23.98% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 17
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 80 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $68,239 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 90% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sensible-dedication |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Establishing a Credit History
Purpose of loan:
The entire?loan will be used to pay on a single credit card which currently has a rate of 25.99% and a balance of $4498.08 and has been personally be placed on hold for the next 6 months in order to get a "special offer"?of 20% refunded for not using and paying down the balance.?In order to establish myself on Prosper I am asking for a small loan?and will pay the full amount off in 60 to 120 days. I find it more self fulling to pay smaller loans quicker and see accomplishments in?balances disappearing.?
My financial situation:
My is in an excellent postition at this time as I am developing more of the rental properties that I have purchsed in the past.?Harvest is nearing of 35 acres of soybeans which are free and clear of any liens. I also am employed as a full- time medical technologist at $35.00/hour. My wife also is a medical technologist full-time at $27.25/hour. ??
Monthly net income: broken down is roughly $4200.00 from working, $3810 from rentals and my wife's is $2600.00 after all deductions. The soybeans will bring in at least $15,000.00 when harvested.
Monthly expenses: $
??Housing: $ 400.00/month (personal home)
??Insurance: $?750.00/month?(including rentals/car/life/farm)
??Car expenses: $ 373.00 (1?car,?own 3 others)
??Utilities: $ 300.00 (includes?all rentals)
??Phone, cable, internet: $ 194.50
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00?
??Credit cards: $918.00
??Rental Loans: $ 1200.12
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 4:00:24 PM |
| IPG1 | $25.00 | $25.00 | 10/14/2009 8:48:32 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/17/2009 11:18:07 AM |
| investment-cluster | $25.00 | $25.00 | 10/17/2009 9:46:43 AM |
| ronin4sale | $25.00 | $25.00 | 10/20/2009 6:06:09 AM |
| efficient-bid2 | $25.00 | $25.00 | 10/20/2009 10:55:15 AM |
| investment-visionary | $25.00 | $25.00 | 10/20/2009 10:37:14 AM |
| JTHarris | $50.00 | $50.00 | 10/20/2009 12:51:01 PM |
| nurat | $44.56 | $44.56 | 10/20/2009 2:09:22 PM |
| DMKAssetManagement | $100.00 | $100.00 | 10/20/2009 3:01:57 PM |
| jybank | $50.00 | $50.00 | 10/20/2009 3:33:55 PM |
| Kyileo | $50.00 | $50.00 | 10/20/2009 3:45:47 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 3:52:41 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 2:54:23 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/20/2009 3:48:00 PM |
| hellasow | $25.00 | $25.00 | 10/15/2009 3:53:02 AM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/16/2009 7:11:44 PM |
| SmallTown5 | $37.82 | $37.82 | 10/17/2009 8:04:49 AM |
| Gobsek | $25.00 | $25.00 | 10/19/2009 7:27:22 AM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 10:44:37 AM |
| mystss | $50.00 | $50.00 | 10/19/2009 2:18:17 PM |
| Tazeme | $25.00 | $25.00 | 10/19/2009 4:38:18 PM |
| twjh | $25.00 | $25.00 | 10/19/2009 6:11:18 PM |
| mhombre | $50.00 | $50.00 | 10/20/2009 10:50:52 AM |
| I_want_to_help_you | $25.00 | $25.00 | 10/20/2009 2:21:30 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 2:53:11 PM |
| economy-caper | $25.00 | $25.00 | 10/20/2009 3:19:39 PM |
| generous-deal6 | $40.00 | $40.00 | 10/20/2009 3:26:38 PM |
| crazyinjun | $25.00 | $25.00 | 10/20/2009 2:31:38 PM |
| Bigsaver | $25.00 | $25.00 | 10/20/2009 1:21:42 PM |
| Engineer44 | $35.00 | $2.62 | 10/20/2009 3:58:14 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
429071
This series of Notes was issued and sold upon the funding of the borrower loan #39209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 31.43% |
Starting monthly payment:
| $41.08 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 29.93% |
Final monthly payment:
| $40.29 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,550 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| encouraging-greenback1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New computer for school
Purpose of loan:
This loan will be used to pay for a new laptop for school. I have my Bachelor's Degree and have decided to go back and get my Masters. My laptop of 5 years has finally died on me and I desperately need a new one. Since I am still working full time it helps to have a portable computer to store my work on.
My financial situation:
I am a good candidate for this loan because I have never missed a single payment or ever been late. I have had many of my cards for 3 or more years and have always paid more than the minimum. My credit rating has recently taken a hit due to the fact of me closing one of my large balance cards. When Chase took over my Washington Mutual card they raised the rate significantly within a few months. It went from 9.99% to 24.99% even though I never missed a payment and was never late.
Monthly net income: $ 2,000
Monthly expenses: $
??Housing: $ 200
??Insurance: $ 95
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $60
??Food, entertainment: $ 50
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 550
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrxtravis | $25.00 | $25.00 | 10/24/2009 8:25:14 AM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 7:24:37 PM |
| Leshan | $50.00 | $50.00 | 10/26/2009 9:56:25 AM |
| onecooldrink | $25.00 | $25.00 | 10/26/2009 8:01:51 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:01:04 AM |
| daekpon | $25.00 | $25.00 | 10/26/2009 10:11:26 AM |
| glenium | $25.00 | $25.00 | 10/26/2009 10:19:22 AM |
| delicious-trade | $25.00 | $25.00 | 10/26/2009 11:13:23 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:37:38 AM |
| zztopdog | $25.00 | $25.00 | 10/26/2009 12:45:30 PM |
| zone6 | $100.00 | $51.51 | 10/26/2009 12:50:55 PM |
| IPG1 | $25.00 | $25.00 | 10/20/2009 6:12:33 AM |
| Unitas4302 | $50.00 | $50.00 | 10/22/2009 4:22:42 PM |
| bluebouyz | $25.00 | $25.00 | 10/24/2009 9:27:53 AM |
| Pu239 | $50.00 | $50.00 | 10/24/2009 5:28:58 PM |
| autoconnection | $25.00 | $25.00 | 10/25/2009 6:00:45 AM |
| GS-ROCK | $25.00 | $25.00 | 10/24/2009 9:02:52 PM |
| kingfish66 | $48.49 | $48.49 | 10/25/2009 1:13:17 PM |
| kinetic-social | $25.00 | $25.00 | 10/25/2009 8:14:33 AM |
| alex189a | $25.00 | $25.00 | 10/25/2009 6:43:15 PM |
| bxdoc | $175.00 | $175.00 | 10/26/2009 6:41:54 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:40:12 AM |
| reflective-rupee | $50.00 | $50.00 | 10/26/2009 11:16:42 AM |
| jybank | $25.00 | $25.00 | 10/26/2009 12:30:06 PM |
| icon7 | $50.00 | $50.00 | 10/26/2009 10:46:14 AM |
| sorace | $25.00 | $25.00 | 10/26/2009 11:38:25 AM |
| 26 bids
|
Borrower Payment Dependent Notes Series
429225
This series of Notes was issued and sold upon the funding of the borrower loan #39225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.50% |
Starting monthly payment:
| $60.40 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.33% |
Final monthly payment:
| $59.46 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 22
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 71 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,890 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| New_Start |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < mo. late:
| 0
( 0% )
| 640-660
(Nov-2007)
580-600
(Jan-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Expand Business / Refinance
I have just started my own computer repair business, but need some assistance?with the purchase of?remote?support software.? In addition to onsite repair, I offer my customers remote services, which allow me to remove spy ware, viruses, and keep the computer running like new all remotely. My customers love this feature, which reduces down time. So far most of my business is driven by online sales. I have been using several trial versions of different remote softwares, but need to get something permanent. I have decided to purchase remote software from www.bomgar.com. I have done my research and have determined that this software package will be great for my business. The software and equipment will cost $2785. I am only requesting $1600 because I have already have $1200 set aside for the purchase of the software. If you?re interesting to see where the loan proceeds will go to, you can check out my business site at www.klmcomputerservices.com. It?s still a work in progress, but it?s coming along quite well in my opinion. I work on it during my spare time and in between working on computers. ? I have just finished earned my degree in Computer Information Systems and working on second degree in Information Management.?Computers are my life, and I think this will be a great start for me and also help to improve my business and also my credit score. My credit is not bad at all, I just have to much according banks. I pay my bills on time. This is my second loan request with prosper; the previous was paid off without any late payments. ? I promise to make my regular schedule payments and additional payments as business progress. Thank you for taking the time to look at my request and assisting me with my new business venture.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/20/2009 6:12:36 AM |
| building_community | $25.00 | $25.00 | 10/22/2009 3:27:11 PM |
| Unitas4302 | $132.10 | $132.10 | 10/22/2009 4:33:08 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/23/2009 8:07:21 AM |
| dudebrah | $50.00 | $50.00 | 10/23/2009 12:01:56 PM |
| Chiss | $25.00 | $25.00 | 10/23/2009 12:12:43 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/23/2009 6:39:52 PM |
| JTHarris | $50.00 | $50.00 | 10/24/2009 9:35:48 AM |
| szasza | $50.00 | $50.00 | 10/24/2009 12:19:18 PM |
| szasza | $50.00 | $50.00 | 10/24/2009 12:20:22 PM |
| CoolPlexer | $25.00 | $25.00 | 10/24/2009 3:14:47 PM |
| szasza | $50.00 | $50.00 | 10/24/2009 12:20:11 PM |
| enlightenment5 | $25.00 | $25.00 | 10/24/2009 1:18:33 PM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:19:41 PM |
| jybank | $25.00 | $25.00 | 10/24/2009 7:59:09 PM |
| hillerod | $25.00 | $25.00 | 10/25/2009 11:04:19 AM |
| msullivaniii | $25.00 | $25.00 | 10/24/2009 11:15:35 PM |
| icon7 | $50.00 | $50.00 | 10/25/2009 7:52:30 AM |
| the-supreme-listing | $25.00 | $25.00 | 10/25/2009 9:02:15 PM |
| gothampark | $25.00 | $25.00 | 10/26/2009 12:32:22 AM |
| daekpon | $25.00 | $25.00 | 10/26/2009 10:19:27 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 11:20:14 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:55:02 AM |
| fillholdingsllc | $25.00 | $25.00 | 10/20/2009 9:55:47 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:49:58 AM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:18:10 PM |
| icess285 | $25.00 | $22.90 | 10/23/2009 9:22:48 PM |
| E-B | $50.00 | $50.00 | 10/24/2009 5:56:47 AM |
| rinyt | $30.00 | $30.00 | 10/24/2009 3:13:40 PM |
| silver-boots | $25.00 | $25.00 | 10/25/2009 6:08:40 AM |
| lender12345 | $25.00 | $25.00 | 10/25/2009 2:52:30 PM |
| LT-Loans | $25.00 | $25.00 | 10/25/2009 3:56:19 PM |
| redtilapia | $25.00 | $25.00 | 10/26/2009 12:59:02 AM |
| LT-Loans | $25.00 | $25.00 | 10/25/2009 3:38:06 PM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:42:25 AM |
| TheLoanManCan | $25.00 | $25.00 | 10/26/2009 5:42:39 AM |
| upbeat-wealth | $25.00 | $25.00 | 10/25/2009 8:58:27 PM |
| Pu239 | $50.00 | $50.00 | 10/26/2009 8:21:23 AM |
| EretzCapital | $100.00 | $100.00 | 10/26/2009 9:38:47 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:12:42 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 9:08:42 AM |
| Bill88 | $40.00 | $40.00 | 10/26/2009 11:07:10 AM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 11:51:22 AM |
| p2p-journey | $50.00 | $50.00 | 10/26/2009 11:50:09 AM |
| 44 bids
|
Borrower Payment Dependent Notes Series
429339
This series of Notes was issued and sold upon the funding of the borrower loan #39216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 25.66% |
Starting borrower rate/APR:
| 26.66% / 28.99% |
Starting monthly payment:
| $975.43 |
|
Final lender yield:
| 22.60% |
Final borrower rate/APR:
| 23.60% / 25.89% |
Final monthly payment:
| $936.56 |
| |
|
Auction yield range:
| 8.27% - 25.66% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,606 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| undaunted-dedication |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Started
Purpose of loan:
This
loan will be used to?fund the expansion of my business ResumesBy, a professional resume writing service.The funds will be targeted to improve my
website (www.resumesby.com), increase
marketing activities, cover the cost of resume writer certification programs,
and pay for part-time proof reader.
My financial situation:
I
am a good candidate for this loan because I have a good history of managing
debt and this loan will enable me to expand my business over the next one to
two years enabling me to pay down this debt within the three year loan period.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| cropdust3r | $25.00 | $25.00 | 10/20/2009 4:08:20 PM |
| roman2008 | $25.00 | $25.00 | 10/20/2009 4:08:29 PM |
| namisguy | $25.00 | $25.00 | 10/20/2009 4:08:34 PM |
| 1750 | $25.00 | $25.00 | 10/20/2009 4:08:45 PM |
| KiwiElf | $25.00 | $25.00 | 10/20/2009 4:09:06 PM |
| Jassi | $25.00 | $25.00 | 10/20/2009 4:09:20 PM |
| hermosaloan | $25.00 | $25.00 | 10/20/2009 4:09:34 PM |
| devoider | $25.00 | $25.00 | 10/20/2009 4:09:41 PM |
| Weaverville | $64.87 | $64.87 | 10/20/2009 4:09:52 PM |
| jpinversor | $50.00 | $50.00 | 10/20/2009 4:07:58 PM |
| slojudy | $25.00 | $25.00 | 10/20/2009 4:08:06 PM |
| Vacs4u | $25.00 | $25.00 | 10/20/2009 4:08:18 PM |
| booksleuth | $50.00 | $50.00 | 10/20/2009 4:10:51 PM |
| loanstarst8 | $25.00 | $25.00 | 10/20/2009 4:08:26 PM |
| siege01 | $25.00 | $25.00 | 10/20/2009 4:10:54 PM |
| skydiver111 | $25.00 | $25.00 | 10/20/2009 4:08:36 PM |
| dmitrk | $25.00 | $25.00 | 10/20/2009 4:08:43 PM |
| saschar | $25.00 | $25.00 | 10/20/2009 4:08:47 PM |
| DadWarbucks | $25.00 | $25.00 | 10/20/2009 4:09:02 PM |
| assetmanager | $25.00 | $25.00 | 10/20/2009 4:10:00 PM |
| Cheburashka | $25.00 | $25.00 | 10/20/2009 4:10:23 PM |
| Darkjimson | $25.00 | $25.00 | 10/20/2009 4:10:34 PM |
| cbrucia | $25.00 | $25.00 | 10/20/2009 4:08:22 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/20/2009 4:10:40 PM |
| Adam_00 | $50.00 | $50.00 | 10/20/2009 4:08:31 PM |
| skuba | $25.00 | $25.00 | 10/20/2009 4:10:45 PM |
| kingbutthd | $25.00 | $25.00 | 10/20/2009 4:08:39 PM |
| 02bob | $25.00 | $25.00 | 10/20/2009 4:10:55 PM |
| Supernick | $50.00 | $50.00 | 10/20/2009 4:10:59 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:12:58 PM |
| repaintandrepair | $25.00 | $25.00 | 10/20/2009 4:09:04 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:13:09 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:09:29 PM |
| AdamClemSC | $25.00 | $25.00 | 10/20/2009 4:09:35 PM |
| glalat | $25.00 | $25.00 | 10/20/2009 4:11:18 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/20/2009 4:13:25 PM |
| mikeandcat | $50.00 | $50.00 | 10/20/2009 4:11:22 PM |
| BidPlace | $25.00 | $25.00 | 10/20/2009 4:09:54 PM |
| rose88 | $25.00 | $25.00 | 10/20/2009 4:11:37 PM |
| jgar_O | $25.00 | $25.00 | 10/20/2009 4:11:47 PM |
| Onesiphorus | $25.00 | $25.00 | 10/20/2009 4:11:52 PM |
| scottr | $25.00 | $25.00 | 10/20/2009 4:10:26 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:13:59 PM |
| bxdoc | $75.00 | $75.00 | 10/20/2009 4:12:06 PM |
| Toastsr | $50.00 | $50.00 | 10/20/2009 4:14:10 PM |
| crazycool | $35.00 | $35.00 | 10/20/2009 4:10:42 PM |
| theQuietLender | $25.00 | $25.00 | 10/20/2009 4:14:18 PM |
| chekat | $25.00 | $25.00 | 10/20/2009 4:14:22 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:11:00 PM |
| dm_invest | $25.00 | $25.00 | 10/20/2009 4:12:25 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:14:33 PM |
| friendly-gold | $25.00 | $25.00 | 10/20/2009 4:12:32 PM |
| gamp | $25.00 | $25.00 | 10/20/2009 4:14:40 PM |
| reaction5 | $25.00 | $25.00 | 10/20/2009 4:13:00 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:15:18 PM |
| Kijib | $25.00 | $25.00 | 10/20/2009 4:11:46 PM |
| educationfirst | $25.00 | $25.00 | 10/20/2009 4:12:08 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:15:52 PM |
| Patrician | $50.00 | $50.00 | 10/20/2009 4:12:20 PM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 4:13:52 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:16:09 PM |
| skiberdad | $50.00 | $50.00 | 10/20/2009 4:14:11 PM |
| Exia | $25.00 | $25.00 | 10/20/2009 4:14:16 PM |
| loiosh | $25.00 | $25.00 | 10/20/2009 4:12:53 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/20/2009 4:14:24 PM |
| museic1 | $50.00 | $50.00 | 10/20/2009 4:16:34 PM |
| dparkhom | $25.00 | $25.00 | 10/20/2009 4:16:38 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/20/2009 4:16:45 PM |
| TommyTucker | $50.00 | $50.00 | 10/20/2009 4:13:16 PM |
| NJournalist | $25.00 | $25.00 | 10/20/2009 4:17:02 PM |
| jwm | $25.00 | $25.00 | 10/20/2009 4:17:26 PM |
| dinobuddy | $25.00 | $25.00 | 10/20/2009 4:15:01 PM |
| dbluesea | $25.00 | $25.00 | 10/20/2009 4:15:08 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:15:15 PM |
| akahoss | $25.00 | $25.00 | 10/20/2009 4:17:55 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:15:23 PM |
| SimGuy | $25.00 | $25.00 | 10/20/2009 4:18:00 PM |
| anders94 | $100.00 | $100.00 | 10/20/2009 4:14:20 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/20/2009 4:18:05 PM |
| head | $25.00 | $25.00 | 10/20/2009 4:14:26 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/20/2009 4:14:29 PM |
| anton | $25.00 | $25.00 | 10/20/2009 4:15:43 PM |
| trapper569 | $25.00 | $25.00 | 10/20/2009 4:18:17 PM |
| radiant-fund | $25.00 | $25.00 | 10/20/2009 4:18:19 PM |
| PatRichi | $25.00 | $25.00 | 10/20/2009 4:14:42 PM |
| czar3 | $30.00 | $30.00 | 10/20/2009 4:15:56 PM |
| crenen139 | $25.00 | $25.00 | 10/20/2009 4:18:27 PM |
| RetiredATC | $25.00 | $25.00 | 10/20/2009 4:18:30 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/20/2009 4:14:47 PM |
| Hexnut | $25.00 | $25.00 | 10/20/2009 4:14:54 PM |
| Banker7371 | $25.00 | $25.00 | 10/20/2009 4:15:07 PM |
| dime-worker | $25.00 | $25.00 | 10/20/2009 4:18:44 PM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 4:16:22 PM |
| gold-tsunami | $25.00 | $25.00 | 10/20/2009 4:18:57 PM |
| jeg3k | $25.00 | $25.00 | 10/20/2009 4:19:16 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:15:22 PM |
| neighborly-bid | $25.00 | $25.00 | 10/20/2009 4:16:44 PM |
| Sam65 | $25.00 | $25.00 | 10/20/2009 4:19:22 PM |
| gadget7 | $25.00 | $25.00 | 10/20/2009 4:16:48 PM |
| Clambake | $50.00 | $50.00 | 10/20/2009 4:16:53 PM |
| youqianderen | $50.00 | $50.00 | 10/20/2009 4:19:29 PM |
| YogaDude34 | $50.00 | $50.00 | 10/20/2009 4:15:33 PM |
| yield-lion | $25.00 | $25.00 | 10/20/2009 4:16:58 PM |
| justinle | $25.00 | $25.00 | 10/20/2009 4:17:15 PM |
| martinatime | $25.00 | $25.00 | 10/20/2009 4:19:43 PM |
| Goat | $46.09 | $46.09 | 10/20/2009 4:17:18 PM |
| pksfunds | $35.12 | $35.12 | 10/20/2009 4:17:22 PM |
| capital-galaxy | $50.00 | $50.00 | 10/20/2009 4:17:31 PM |
| sambog | $25.00 | $25.00 | 10/20/2009 4:20:13 PM |
| lounges | $25.00 | $25.00 | 10/20/2009 4:17:39 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:16:00 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:16:16 PM |
| ThomasCrown | $30.00 | $30.00 | 10/20/2009 4:20:37 PM |
| visionary-currency | $50.00 | $50.00 | 10/20/2009 4:16:27 PM |
| zacharyd | $25.00 | $25.00 | 10/20/2009 4:16:32 PM |
| jdrez | $25.00 | $25.00 | 10/20/2009 4:20:47 PM |
| truth-futurist | $25.00 | $25.00 | 10/20/2009 4:20:50 PM |
| swoosh | $25.00 | $25.00 | 10/20/2009 4:18:11 PM |
| don8ter | $25.00 | $25.00 | 10/20/2009 4:20:53 PM |
| exact-justice | $25.00 | $25.00 | 10/20/2009 4:21:29 PM |
| LendGuy | $25.00 | $25.00 | 10/20/2009 4:21:39 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 10/20/2009 4:17:14 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:19:00 PM |
| LenderByDay | $25.00 | $25.00 | 10/20/2009 4:21:53 PM |
| geemel | $25.00 | $25.00 | 10/20/2009 4:17:29 PM |
| sloan | $25.00 | $25.00 | 10/20/2009 4:19:08 PM |
| bonanza1973 | $25.00 | $25.00 | 10/20/2009 4:22:02 PM |
| socialbanker | $25.00 | $25.00 | 10/20/2009 4:19:24 PM |
| peripatetic | $25.00 | $25.00 | 10/20/2009 4:22:19 PM |
| Josta | $50.00 | $50.00 | 10/20/2009 4:18:14 PM |
| MicroL | $25.00 | $25.00 | 10/20/2009 4:19:34 PM |
| ibuystk | $50.00 | $50.00 | 10/20/2009 4:19:38 PM |
| asiaratt | $25.00 | $25.00 | 10/20/2009 4:18:22 PM |
| xstreamin | $25.00 | $25.00 | 10/20/2009 4:20:12 PM |
| Cai8899 | $25.00 | $25.00 | 10/20/2009 4:18:37 PM |
| Skramar | $25.00 | $25.00 | 10/20/2009 4:20:17 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:22:54 PM |
| JohnW12 | $25.00 | $25.00 | 10/20/2009 4:18:44 PM |
| elebovic | $25.00 | $25.00 | 10/20/2009 4:23:00 PM |
| SnE | $25.00 | $25.00 | 10/20/2009 4:18:48 PM |
| fortytwo | $100.00 | $100.00 | 10/20/2009 4:20:26 PM |
| gold-disk | $50.00 | $50.00 | 10/20/2009 4:23:03 PM |
| Lendomatic | $25.00 | $25.00 | 10/20/2009 4:23:08 PM |
| beyondmanagement | $25.00 | $25.00 | 10/20/2009 4:20:30 PM |
| techvet | $25.00 | $25.00 | 10/20/2009 4:19:11 PM |
| decisive-capital | $50.00 | $50.00 | 10/20/2009 4:20:44 PM |
| money-shaker | $25.00 | $25.00 | 10/20/2009 4:23:36 PM |
| westsidehighway | $25.00 | $25.00 | 10/20/2009 4:19:31 PM |
| VentureExplorer | $25.00 | $25.00 | 10/20/2009 4:21:23 PM |
| kmwvma | $25.00 | $25.00 | 10/20/2009 4:23:45 PM |
| wayman | $50.00 | $50.00 | 10/20/2009 4:21:26 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/20/2009 4:21:35 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/20/2009 4:23:52 PM |
| galtsgulch | $25.00 | $25.00 | 10/20/2009 4:23:59 PM |
| L-vex | $25.00 | $25.00 | 10/20/2009 4:24:12 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:21:49 PM |
| Tikibarman | $50.00 | $50.00 | 10/20/2009 4:20:21 PM |
| slartibardfast | $25.00 | $25.00 | 10/20/2009 4:21:52 PM |
| transparency-giant | $25.00 | $25.00 | 10/20/2009 4:20:24 PM |
| cpaphoto | $25.00 | $25.00 | 10/20/2009 4:20:34 PM |
| DublinCaLender | $25.00 | $25.00 | 10/20/2009 4:20:43 PM |
| keeks | $25.00 | $25.00 | 10/20/2009 4:22:14 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/20/2009 4:25:03 PM |
| Dutchhunter | $25.00 | $25.00 | 10/20/2009 4:21:14 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:22:24 PM |
| thrifty-peso | $25.00 | $25.00 | 10/20/2009 4:22:31 PM |
| upc_tnt | $25.00 | $25.00 | 10/20/2009 4:22:56 PM |
| mpatrick | $50.00 | $50.00 | 10/20/2009 4:22:58 PM |
| commerce-champion | $25.00 | $25.00 | 10/20/2009 4:23:04 PM |
| ADIDASNO | $25.00 | $25.00 | 10/20/2009 4:25:53 PM |
| GatorBait | $25.00 | $25.00 | 10/20/2009 4:22:13 PM |
| Approved1234 | $25.00 | $25.00 | 10/20/2009 4:22:21 PM |
| kirkjerk | $25.00 | $25.00 | 10/20/2009 4:23:24 PM |
| KLCRAY | $50.00 | $50.00 | 10/20/2009 4:26:17 PM |
| HelpFromNY | $25.00 | $25.00 | 10/20/2009 4:22:27 PM |
| lender281 | $25.00 | $25.00 | 10/20/2009 4:26:23 PM |
| CPAMAN | $25.00 | $25.00 | 10/20/2009 4:22:32 PM |
| All_Wins | $25.00 | $25.00 | 10/20/2009 4:23:36 PM |
| jbarron | $25.00 | $25.00 | 10/20/2009 4:26:27 PM |
| pwkpwk | $25.00 | $25.00 | 10/20/2009 4:23:41 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/20/2009 4:26:32 PM |
| metro457 | $25.00 | $25.00 | 10/20/2009 4:26:39 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:22:47 PM |
| NYWA | $25.00 | $25.00 | 10/20/2009 4:23:04 PM |
| desertoasis | $25.00 | $25.00 | 10/20/2009 4:24:19 PM |
| ScottW | $25.00 | $25.00 | 10/20/2009 4:26:57 PM |
| GatorBux | $100.00 | $100.00 | 10/20/2009 4:24:24 PM |
| mmaurer | $30.00 | $30.00 | 10/20/2009 4:26:59 PM |
| profit33r | $25.00 | $25.00 | 10/20/2009 4:27:02 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/20/2009 4:23:26 PM |
| safe-finance | $25.00 | $25.00 | 10/20/2009 4:24:42 PM |
| BlueSummers | $50.00 | $50.00 | 10/20/2009 4:27:18 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/20/2009 4:27:24 PM |
| financial-frenzy | $50.00 | $50.00 | 10/20/2009 4:23:43 PM |
| lagnisiruk | $25.00 | $25.00 | 10/20/2009 4:23:54 PM |
| VBAces | $50.00 | $50.00 | 10/20/2009 4:27:41 PM |
| Frenchynh | $25.00 | $25.00 | 10/20/2009 4:23:56 PM |
| thumper64 | $25.00 | $25.00 | 10/20/2009 4:24:07 PM |
| wings2fly | $25.00 | $25.00 | 10/20/2009 4:25:15 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/20/2009 4:25:20 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/20/2009 4:24:53 PM |
| MGMNT | $25.00 | $25.00 | 10/20/2009 4:26:26 PM |
| zone8 | $100.00 | $100.00 | 10/20/2009 4:26:38 PM |
| nodrivelpls | $25.00 | $25.00 | 10/20/2009 4:28:49 PM |
| Veloce | $25.00 | $25.00 | 10/20/2009 4:28:52 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/20/2009 4:25:29 PM |
| figs4u2 | $200.00 | $200.00 | 10/20/2009 4:29:00 PM |
| ohnezweck | $25.00 | $25.00 | 10/20/2009 4:25:38 PM |
| MrDavid | $25.00 | $25.00 | 10/20/2009 4:29:03 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:27:12 PM |
| five-star-justice | $36.00 | $36.00 | 10/20/2009 4:29:22 PM |
| mason13a | $25.00 | $25.00 | 10/20/2009 4:27:21 PM |
| RationalWorld | $25.00 | $25.00 | 10/20/2009 4:27:32 PM |
| DrStaff | $60.00 | $60.00 | 10/20/2009 4:26:21 PM |
| 888168 | $25.00 | $25.00 | 10/20/2009 4:26:28 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 4:28:06 PM |
| Tasmir | $25.00 | $25.00 | 10/20/2009 4:27:23 PM |
| beezling | $52.00 | $52.00 | 10/20/2009 4:30:50 PM |
| dinero-mason | $50.00 | $50.00 | 10/20/2009 4:32:13 PM |
| biobulator | $25.00 | $25.00 | 10/20/2009 4:31:59 PM |
| heroic-benefit | $25.00 | $25.00 | 10/20/2009 4:32:38 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:34:00 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/20/2009 4:34:56 PM |
| NoCal | $25.00 | $25.00 | 10/20/2009 4:34:24 PM |
| louisianalender | $100.00 | $100.00 | 10/20/2009 4:36:44 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/20/2009 4:39:39 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:39:10 PM |
| elegant-bonus | $25.00 | $25.00 | 10/20/2009 4:41:13 PM |
| Lilred7879 | $50.00 | $50.00 | 10/20/2009 4:43:43 PM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 4:42:14 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/20/2009 4:41:04 PM |
| mamayama | $25.00 | $25.00 | 10/20/2009 4:43:48 PM |
| Tammy102800 | $25.00 | $25.00 | 10/20/2009 4:45:19 PM |
| Ananya | $25.00 | $25.00 | 10/20/2009 4:42:27 PM |
| agent86a | $25.00 | $25.00 | 10/20/2009 4:46:03 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/20/2009 4:46:05 PM |
| TaoPooh | $25.00 | $25.00 | 10/20/2009 4:43:05 PM |
| value-pole | $25.00 | $25.00 | 10/20/2009 4:43:25 PM |
| AgTiPinisher | $25.00 | $25.00 | 10/20/2009 4:58:32 PM |
| lendcraft | $25.00 | $25.00 | 10/20/2009 4:43:41 PM |
| lendinstuff | $25.00 | $25.00 | 10/20/2009 4:58:51 PM |
| a-adorable-compassion | $25.00 | $25.00 | 10/20/2009 4:58:59 PM |
| FASTIZIO_P | $33.33 | $33.33 | 10/20/2009 4:59:29 PM |
| TheColoradoDon | $25.00 | $25.00 | 10/20/2009 4:59:44 PM |
| diverjoq | $25.00 | $25.00 | 10/20/2009 5:00:05 PM |
| lookingup78 | $25.00 | $25.00 | 10/20/2009 5:00:21 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/20/2009 5:00:33 PM |
| Picopie | $34.33 | $34.33 | 10/20/2009 4:58:30 PM |
| imlosttoo | $25.00 | $25.00 | 10/20/2009 5:00:43 PM |
| kloan | $25.00 | $25.00 | 10/20/2009 4:58:57 PM |
| SkiNZ | $25.00 | $25.00 | 10/20/2009 4:59:27 PM |
| draggon77 | $25.00 | $25.00 | 10/20/2009 4:59:32 PM |
| secretidentity | $25.00 | $25.00 | 10/20/2009 4:59:41 PM |
| Eagledrop | $25.00 | $25.00 | 10/20/2009 5:00:09 PM |
| YellowJacket | $25.00 | $25.00 | 10/20/2009 4:58:34 PM |
| mathprof | $25.00 | $25.00 | 10/20/2009 5:00:32 PM |
| faldska | $25.00 | $25.00 | 10/20/2009 4:58:46 PM |
| feedpaulyfaster | $25.00 | $25.00 | 10/20/2009 5:00:48 PM |
| NoVALending | $25.00 | $25.00 | 10/20/2009 4:59:35 PM |
| hayhelp | $25.00 | $25.00 | 10/20/2009 4:59:48 PM |
| szetowski | $25.00 | $25.00 | 10/20/2009 4:59:51 PM |
| dansarkis | $25.00 | $25.00 | 10/20/2009 5:01:34 PM |
| shawndw | $25.00 | $25.00 | 10/20/2009 4:59:59 PM |
| icefish | $31.30 | $31.30 | 10/20/2009 5:00:09 PM |
| zeelender | $25.00 | $25.00 | 10/20/2009 5:00:11 PM |
| sentry256 | $25.00 | $25.00 | 10/20/2009 5:00:26 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 5:01:14 PM |
| triumphant-community | $25.00 | $25.00 | 10/20/2009 5:19:32 PM |
| micloans | $25.00 | $25.00 | 10/20/2009 5:07:30 PM |
| CaboWaboRobo | $25.00 | $25.00 | 10/20/2009 5:18:13 PM |
| Sitgarath | $26.59 | $26.59 | 10/20/2009 5:52:45 PM |
| jtradition | $35.42 | $35.42 | 10/20/2009 6:07:54 PM |
| ndwayno | $26.14 | $26.14 | 10/20/2009 5:33:22 PM |
| ISLA-VISTA | $25.00 | $25.00 | 10/20/2009 5:48:10 PM |
| revenue-achievement | $25.00 | $25.00 | 10/20/2009 6:07:56 PM |
| Rogesparkguy | $25.00 | $25.00 | 10/20/2009 6:57:46 PM |
| prospAirET | $25.00 | $25.00 | 10/20/2009 5:52:46 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/20/2009 7:35:16 PM |
| puntme | $25.00 | $25.00 | 10/20/2009 7:42:49 PM |
| smurf163 | $25.00 | $25.00 | 10/20/2009 6:07:55 PM |
| orangemutt | $25.00 | $25.00 | 10/20/2009 8:02:45 PM |
| Ilikupono | $47.75 | $47.75 | 10/20/2009 8:52:46 PM |
| caledonia | $25.00 | $25.00 | 10/20/2009 7:12:52 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/20/2009 8:17:45 PM |
| angeimack | $25.00 | $25.00 | 10/20/2009 8:49:12 PM |
| drummer427 | $25.00 | $25.00 | 10/20/2009 8:12:54 PM |
| Aimvest | $25.00 | $25.00 | 10/20/2009 8:23:38 PM |
| Chakma | $25.00 | $25.00 | 10/20/2009 10:28:18 PM |
| A007 | $25.00 | $25.00 | 10/21/2009 3:27:54 AM |
| MC_ | $25.00 | $25.00 | 10/21/2009 3:28:00 AM |
| midde551 | $25.00 | $25.00 | 10/20/2009 10:28:19 PM |
| L1975 | $25.00 | $25.00 | 10/20/2009 10:32:47 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/21/2009 6:21:52 AM |
| KevinC_63366 | $25.00 | $25.00 | 10/21/2009 6:38:07 AM |
| college_girl | $25.00 | $25.00 | 10/21/2009 7:33:27 AM |
| ash135 | $25.00 | $25.00 | 10/21/2009 7:42:47 AM |
| tijuas90 | $25.00 | $25.00 | 10/21/2009 3:27:52 AM |
| titan1 | $25.00 | $25.00 | 10/21/2009 4:24:02 AM |
| heavy_ax | $25.00 | $25.00 | 10/21/2009 4:24:06 AM |
| power-flow6 | $25.00 | $25.00 | 10/21/2009 5:28:09 AM |
| theemhdoctor | $25.00 | $25.00 | 10/21/2009 8:32:48 AM |
| mjm77_1 | $25.00 | $25.00 | 10/21/2009 8:38:54 AM |
| rwelle | $25.00 | $25.00 | 10/21/2009 8:39:40 AM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 9:33:39 AM |
| special-peso | $25.00 | $25.00 | 10/21/2009 10:33:43 AM |
| gluon | $25.00 | $25.00 | 10/21/2009 8:33:11 AM |
| ElChico124 | $25.00 | $25.00 | 10/21/2009 9:32:56 AM |
| mustang9935 | $25.00 | $25.00 | 10/21/2009 11:18:39 AM |
| Ragestang | $25.00 | $25.00 | 10/21/2009 11:22:53 AM |
| IIP77 | $25.00 | $25.00 | 10/21/2009 10:49:11 AM |
| ramsbladder | $25.00 | $25.00 | 10/21/2009 11:38:39 AM |
| bankofkarl | $25.00 | $25.00 | 10/21/2009 11:47:54 AM |
| broepke | $25.00 | $25.00 | 10/21/2009 11:13:27 AM |
| Fahrquar | $25.00 | $25.00 | 10/21/2009 11:22:48 AM |
| lowrate | $25.00 | $25.00 | 10/21/2009 12:13:05 PM |
| GreatNorthern | $25.00 | $25.00 | 10/21/2009 9:53:01 AM |
| Payasoup | $40.25 | $40.25 | 10/21/2009 12:18:39 PM |
| gentle-gold | $25.00 | $25.00 | 10/21/2009 12:04:52 PM |
| apetrock | $34.69 | $34.69 | 10/21/2009 11:14:12 AM |
| sweet-exchange | $25.00 | $25.00 | 10/21/2009 1:40:34 PM |
| preciousjeni | $25.00 | $25.00 | 10/21/2009 1:38:16 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/21/2009 12:18:33 PM |
| treasure-generator | $25.00 | $25.00 | 10/21/2009 2:28:05 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 2:55:47 PM |
| Lam0nt | $25.00 | $25.00 | 10/21/2009 12:53:45 PM |
| blue-liberty-gourd | $25.00 | $25.00 | 10/21/2009 1:10:45 PM |
| Business_Happens | $25.00 | $25.00 | 10/21/2009 2:19:42 PM |
| birddogsb | $30.68 | $30.68 | 10/21/2009 2:38:23 PM |
| Slowtype | $25.00 | $25.00 | 10/21/2009 4:38:25 PM |
| cassius84 | $25.00 | $25.00 | 10/21/2009 4:58:06 PM |
| affluence-tycoon | $25.00 | $25.00 | 10/21/2009 5:38:40 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/21/2009 5:39:25 PM |
| firewomin | $25.00 | $25.00 | 10/21/2009 5:39:39 PM |
| runner262 | $25.00 | $25.00 | 10/21/2009 5:40:40 PM |
| skro | $25.00 | $25.00 | 10/21/2009 4:38:31 PM |
| Headhunter14 | $25.00 | $25.00 | 10/21/2009 7:23:19 PM |
| JGB | $25.00 | $25.00 | 10/21/2009 8:57:54 PM |
| lcole32 | $35.00 | $35.00 | 10/21/2009 5:40:47 PM |
| cash-tiramisu | $250.00 | $250.00 | 10/21/2009 5:40:56 PM |
| njlom | $25.00 | $25.00 | 10/22/2009 2:33:32 AM |
| orange-astute-finance | $25.00 | $25.00 | 10/22/2009 12:17:43 AM |
| johnayan | $25.00 | $25.00 | 10/22/2009 8:17:47 AM |
| Boca | $25.00 | $25.00 | 10/22/2009 9:33:00 AM |
| Stozer | $35.00 | $35.00 | 10/22/2009 9:18:03 AM |
| matrix456 | $25.00 | $25.00 | 10/22/2009 9:34:03 AM |
| currency-cigar4 | $25.00 | $25.00 | 10/22/2009 10:41:25 AM |
| vo06450 | $25.00 | $25.00 | 10/22/2009 10:49:01 AM |
| ZedZed | $25.00 | $25.00 | 10/22/2009 10:53:16 AM |
| jtrump22 | $25.00 | $25.00 | 10/22/2009 11:38:27 AM |
| Trojan1976 | $25.00 | $25.00 | 10/22/2009 11:38:43 AM |
| amsocool | $25.00 | $25.00 | 10/22/2009 11:38:46 AM |
| herbyman | $25.00 | $25.00 | 10/22/2009 11:13:24 AM |
| Panitza | $25.00 | $25.00 | 10/22/2009 11:38:50 AM |
| somebody32 | $25.00 | $25.00 | 10/22/2009 11:38:58 AM |
| floomer | $25.00 | $25.00 | 10/22/2009 11:39:01 AM |
| worth-sanctuary9 | $25.00 | $25.00 | 10/22/2009 11:39:05 AM |
| jaxontre | $25.00 | $25.00 | 10/22/2009 11:39:06 AM |
| shingu79 | $50.00 | $50.00 | 10/22/2009 10:15:40 AM |
| knitwhit122 | $25.00 | $25.00 | 10/22/2009 11:38:30 AM |
| NOLALEND | $25.00 | $25.00 | 10/22/2009 11:38:36 AM |
| arejaybe | $25.00 | $25.00 | 10/22/2009 11:38:52 AM |
| mistertao | $25.00 | $25.00 | 10/22/2009 11:38:57 AM |
| KHU2-B | $25.00 | $25.00 | 10/22/2009 11:38:32 AM |
| zaxsan | $25.00 | $25.00 | 10/22/2009 11:38:37 AM |
| kanpur63 | $25.00 | $25.00 | 10/22/2009 11:38:45 AM |
| roman1998 | $25.00 | $25.00 | 10/22/2009 11:38:54 AM |
| husamk | $25.00 | $25.00 | 10/22/2009 11:38:56 AM |
| impeccable-compassion | $25.00 | $25.00 | 10/22/2009 12:55:43 PM |
| p2p-journey | $50.00 | $50.00 | 10/22/2009 1:56:03 PM |
| Peacepower | $30.00 | $30.00 | 10/23/2009 4:26:45 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/23/2009 10:23:41 AM |
| LendThriftSimon | $25.00 | $25.00 | 10/23/2009 12:09:40 PM |
| betheanswer | $50.00 | $50.00 | 10/23/2009 10:23:44 AM |
| afterhours | $25.00 | $25.00 | 10/23/2009 5:53:28 PM |
| MoneyMaker249 | $25.00 | $25.00 | 10/24/2009 9:43:09 AM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:16:18 PM |
| foothillender | $25.00 | $25.00 | 10/26/2009 7:28:02 AM |
| mformica | $50.00 | $50.00 | 10/26/2009 12:00:26 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 3:54:30 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:22:07 PM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 9:01:42 AM |
| rmpedi33 | $25.00 | $25.00 | 10/27/2009 12:08:55 PM |
| mrkb80 | $25.00 | $25.00 | 10/20/2009 4:08:16 PM |
| Quetz | $25.00 | $25.00 | 10/20/2009 4:08:28 PM |
| twohorn | $25.00 | $25.00 | 10/20/2009 4:08:33 PM |
| ritwngr | $25.00 | $25.00 | 10/20/2009 4:08:38 PM |
| rmachi | $25.00 | $25.00 | 10/20/2009 4:08:52 PM |
| BayShell | $40.00 | $40.00 | 10/20/2009 4:08:54 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:09:15 PM |
| gravbox | $25.00 | $25.00 | 10/20/2009 4:09:31 PM |
| p2p-allocator | $25.00 | $25.00 | 10/20/2009 4:09:38 PM |
| theonezozo | $25.00 | $25.00 | 10/20/2009 4:09:50 PM |
| takabanana | $25.00 | $25.00 | 10/20/2009 4:10:16 PM |
| monticello | $30.00 | $30.00 | 10/20/2009 4:10:23 PM |
| kruizen | $25.00 | $25.00 | 10/20/2009 4:10:32 PM |
| attractive-value | $25.00 | $25.00 | 10/20/2009 4:08:15 PM |
| wgc | $25.00 | $25.00 | 10/20/2009 4:08:25 PM |
| Maccs55 | $25.00 | $25.00 | 10/20/2009 4:10:52 PM |
| 52digital | $25.00 | $25.00 | 10/20/2009 4:08:30 PM |
| BrooklynJim | $25.00 | $25.00 | 10/20/2009 4:08:46 PM |
| ITExec | $80.00 | $80.00 | 10/20/2009 4:11:20 PM |
| derec | $25.00 | $25.00 | 10/20/2009 4:09:13 PM |
| SeattleAngel | $25.00 | $25.00 | 10/20/2009 4:09:33 PM |
| Synergism | $25.00 | $25.00 | 10/20/2009 4:11:54 PM |
| AvailableFunds | $25.00 | $25.00 | 10/20/2009 4:09:58 PM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:10:04 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/20/2009 4:10:12 PM |
| Carpetkid | $25.00 | $25.00 | 10/20/2009 4:12:14 PM |
| phillipd48 | $26.77 | $26.77 | 10/20/2009 4:08:19 PM |
| lend4help | $25.00 | $25.00 | 10/20/2009 4:08:24 PM |
| victorcab | $25.00 | $25.00 | 10/20/2009 4:08:35 PM |
| helpful-dough | $25.00 | $25.00 | 10/20/2009 4:12:52 PM |
| vkorichkov | $30.00 | $30.00 | 10/20/2009 4:09:01 PM |
| reciprocate | $50.00 | $50.00 | 10/20/2009 4:13:05 PM |
| smallfry | $25.00 | $25.00 | 10/20/2009 4:13:10 PM |
| schmi142 | $25.00 | $25.00 | 10/20/2009 4:09:32 PM |
| janderz990 | $25.00 | $25.00 | 10/20/2009 4:09:37 PM |
| jibe-set | $50.00 | $50.00 | 10/20/2009 4:13:20 PM |
| siafu_kali | $25.00 | $25.00 | 10/20/2009 4:09:43 PM |
| Schleproque | $25.00 | $25.00 | 10/20/2009 4:09:57 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/20/2009 4:13:45 PM |
| turbine5 | $25.00 | $25.00 | 10/20/2009 4:14:05 PM |
| MNMAN21 | $25.00 | $25.00 | 10/20/2009 4:10:33 PM |
| pure-deal6 | $25.00 | $25.00 | 10/20/2009 4:14:19 PM |
| Dakota98 | $50.00 | $50.00 | 10/20/2009 4:14:25 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:11:15 PM |
| ah-long | $25.00 | $25.00 | 10/20/2009 4:12:38 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:15:10 PM |
| LongTail | $25.00 | $25.00 | 10/20/2009 4:11:48 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/20/2009 4:11:51 PM |
| gilbow | $25.00 | $25.00 | 10/20/2009 4:13:18 PM |
| zone6 | $25.00 | $25.00 | 10/20/2009 4:15:28 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:15:32 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:13:30 PM |
| get30inc | $25.00 | $25.00 | 10/20/2009 4:13:35 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:16:04 PM |
| kanakakm | $25.00 | $25.00 | 10/20/2009 4:12:32 PM |
| aldeed | $25.00 | $25.00 | 10/20/2009 4:12:35 PM |
| silver-armada | $50.00 | $50.00 | 10/20/2009 4:16:18 PM |
| Wangersinc | $25.00 | $25.00 | 10/20/2009 4:14:04 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/20/2009 4:16:25 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:12:46 PM |
| laudable-balance | $25.00 | $25.00 | 10/20/2009 4:16:27 PM |
| 3am-preacher | $25.00 | $25.00 | 10/20/2009 4:12:49 PM |
| MARSTUN | $50.00 | $50.00 | 10/20/2009 4:14:14 PM |
| Champpilot | $50.00 | $50.00 | 10/20/2009 4:16:35 PM |
| standanddeliver | $25.00 | $25.00 | 10/20/2009 4:14:30 PM |
| leftcoast52 | $25.00 | $25.00 | 10/20/2009 4:13:22 PM |
| mmckune | $25.00 | $25.00 | 10/20/2009 4:13:23 PM |
| kumpa2u | $25.00 | $25.00 | 10/20/2009 4:17:10 PM |
| jhouman | $25.00 | $25.00 | 10/20/2009 4:13:33 PM |
| money73 | $25.00 | $25.00 | 10/20/2009 4:17:23 PM |
| honorable-yield | $25.00 | $25.00 | 10/20/2009 4:13:42 PM |
| janicewill | $25.00 | $25.00 | 10/20/2009 4:14:59 PM |
| kaykarun | $25.00 | $25.00 | 10/20/2009 4:17:28 PM |
| Hambone1111 | $25.00 | $25.00 | 10/20/2009 4:17:34 PM |
| spitzbergen | $25.00 | $25.00 | 10/20/2009 4:13:51 PM |
| greenfuture | $25.00 | $25.00 | 10/20/2009 4:17:50 PM |
| engaging-worth | $30.00 | $30.00 | 10/20/2009 4:17:56 PM |
| tremendous-payment | $25.00 | $25.00 | 10/20/2009 4:18:03 PM |
| tlam168 | $25.00 | $25.00 | 10/20/2009 4:14:23 PM |
| mpactlender | $25.00 | $25.00 | 10/20/2009 4:14:34 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/20/2009 4:18:25 PM |
| djh47a | $30.00 | $30.00 | 10/20/2009 4:16:02 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/20/2009 4:18:31 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/20/2009 4:18:34 PM |
| rolandweary | $40.00 | $40.00 | 10/20/2009 4:16:14 PM |
| Gabriel02 | $25.00 | $25.00 | 10/20/2009 4:18:36 PM |
| intelligent-yield | $25.00 | $25.00 | 10/20/2009 4:16:18 PM |
| LendDoc | $25.00 | $25.00 | 10/20/2009 4:18:42 PM |
| ronow22 | $25.00 | $25.00 | 10/20/2009 4:16:50 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:15:39 PM |
| george_kaplan | $25.00 | $25.00 | 10/20/2009 4:17:13 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:15:42 PM |
| cingular | $25.00 | $25.00 | 10/20/2009 4:17:17 PM |
| pbr | $25.00 | $25.00 | 10/20/2009 4:19:45 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:15:46 PM |
| matusky | $25.00 | $25.00 | 10/20/2009 4:17:20 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/20/2009 4:20:06 PM |
| Westsider | $25.00 | $25.00 | 10/20/2009 4:17:25 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/20/2009 4:17:52 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/20/2009 4:18:02 PM |
| vcbogan | $100.00 | $100.00 | 10/20/2009 4:18:07 PM |
| papaman | $25.00 | $25.00 | 10/20/2009 4:18:12 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/20/2009 4:16:52 PM |
| SB-Funding | $50.00 | $50.00 | 10/20/2009 4:16:57 PM |
| Aquani | $50.00 | $50.00 | 10/20/2009 4:21:19 PM |
| andyb9 | $25.00 | $25.00 | 10/20/2009 4:21:42 PM |
| seanwolter | $25.00 | $25.00 | 10/20/2009 4:17:11 PM |
| Vegasjim | $25.00 | $25.00 | 10/20/2009 4:21:45 PM |
| plentiful-reward | $50.00 | $50.00 | 10/20/2009 4:17:24 PM |
| brazilofmux | $100.00 | $100.00 | 10/20/2009 4:19:02 PM |
| Binan | $25.00 | $25.00 | 10/20/2009 4:17:30 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/20/2009 4:19:05 PM |
| ianakacg | $25.00 | $25.00 | 10/20/2009 4:19:19 PM |
| noble-revenue | $100.00 | $100.00 | 10/20/2009 4:22:09 PM |
| Dahlozer | $25.00 | $25.00 | 10/20/2009 4:19:27 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:18:23 PM |
| mstebnicki | $25.00 | $25.00 | 10/20/2009 4:20:10 PM |
| bchen78875 | $25.00 | $25.00 | 10/20/2009 4:18:51 PM |
| laredotornado | $25.00 | $25.00 | 10/20/2009 4:20:28 PM |
| cathexis | $25.00 | $25.00 | 10/20/2009 4:20:30 PM |
| chicco | $80.00 | $80.00 | 10/20/2009 4:19:14 PM |
| ngmansfield | $25.00 | $25.00 | 10/20/2009 4:23:28 PM |
| bluesheep | $25.00 | $25.00 | 10/20/2009 4:20:53 PM |
| unitedins | $25.00 | $25.00 | 10/20/2009 4:21:17 PM |
| rlrcstr | $25.00 | $25.00 | 10/20/2009 4:23:38 PM |
| poeman | $25.00 | $25.00 | 10/20/2009 4:19:36 PM |
| chlebie | $50.00 | $50.00 | 10/20/2009 4:24:00 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 4:24:15 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:24:17 PM |
| capital-duckling | $25.00 | $25.00 | 10/20/2009 4:20:18 PM |
| robot777 | $40.00 | $40.00 | 10/20/2009 4:21:56 PM |
| bigtag | $25.00 | $25.00 | 10/20/2009 4:24:29 PM |
| flaparty | $50.00 | $50.00 | 10/20/2009 4:20:40 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/20/2009 4:22:04 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:24:47 PM |
| wiltonbound | $25.00 | $25.00 | 10/20/2009 4:22:06 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:24:56 PM |
| Rinastiti | $25.00 | $25.00 | 10/20/2009 4:22:08 PM |
| oreyedoc | $25.00 | $25.00 | 10/20/2009 4:22:28 PM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/20/2009 4:25:09 PM |
| droryikra | $25.00 | $25.00 | 10/20/2009 4:25:11 PM |
| aasx1108 | $25.00 | $25.00 | 10/20/2009 4:21:36 PM |
| Lender0010 | $50.00 | $50.00 | 10/20/2009 4:22:39 PM |
| money2k | $25.00 | $25.00 | 10/20/2009 4:25:13 PM |
| hopethisworks | $100.00 | $100.00 | 10/20/2009 4:21:45 PM |
| sellbuy40 | $25.00 | $25.00 | 10/20/2009 4:25:30 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 4:23:39 PM |
| BerkeleyBonds | $25.00 | $25.00 | 10/20/2009 4:26:30 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/20/2009 4:22:45 PM |
| elated-justice | $25.00 | $25.00 | 10/20/2009 4:24:02 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/20/2009 4:26:43 PM |
| beakerfish | $75.00 | $75.00 | 10/20/2009 4:23:20 PM |
| hitsman | $50.00 | $50.00 | 10/20/2009 4:24:38 PM |
| davidc314 | $50.00 | $50.00 | 10/20/2009 4:23:29 PM |
| helpu88 | $25.00 | $25.00 | 10/20/2009 4:27:20 PM |
| bronzmajom | $25.00 | $25.00 | 10/20/2009 4:24:55 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:25:06 PM |
| Sixmil | $25.00 | $25.00 | 10/20/2009 4:24:09 PM |
| charming-point | $100.00 | $100.00 | 10/20/2009 4:27:57 PM |
| gm93001 | $26.25 | $26.25 | 10/20/2009 4:24:22 PM |
| goldeneye777 | $25.00 | $25.00 | 10/20/2009 4:25:29 PM |
| Cre8iveCash | $25.00 | $25.00 | 10/20/2009 4:25:43 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:24:35 PM |
| bigwig633 | $25.00 | $25.00 | 10/20/2009 4:24:44 PM |
| ErikB | $25.00 | $25.00 | 10/20/2009 4:26:25 PM |
| imagenki | $25.00 | $25.00 | 10/20/2009 4:26:29 PM |
| scoobiedoo | $25.00 | $25.00 | 10/20/2009 4:26:42 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/20/2009 4:25:26 PM |
| divemaster | $25.00 | $25.00 | 10/20/2009 4:28:58 PM |
| orindalender | $50.00 | $50.00 | 10/20/2009 4:29:02 PM |
| ualf | $50.00 | $50.00 | 10/20/2009 4:29:06 PM |
| Ragnar | $25.00 | $25.00 | 10/20/2009 4:26:08 PM |
| dospapalotes | $25.00 | $25.00 | 10/20/2009 4:26:16 PM |
| GElender | $50.00 | $50.00 | 10/20/2009 4:27:36 PM |
| wifibank | $25.00 | $25.00 | 10/20/2009 4:26:24 PM |
| ahalls | $25.00 | $25.00 | 10/20/2009 4:27:55 PM |
| new-reward-sequoia | $25.00 | $25.00 | 10/20/2009 4:27:25 PM |
| TechGuy2 | $25.00 | $25.00 | 10/20/2009 4:28:40 PM |
| cyberie21 | $40.00 | $40.00 | 10/20/2009 4:28:54 PM |
| 108lender | $200.00 | $200.00 | 10/20/2009 4:27:48 PM |
| wildguy | $25.00 | $25.00 | 10/20/2009 4:29:38 PM |
| busybee007 | $25.00 | $25.00 | 10/20/2009 4:28:43 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/20/2009 4:34:06 PM |
| loan-master996 | $50.00 | $50.00 | 10/20/2009 4:31:51 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/20/2009 4:35:11 PM |
| investor_101 | $25.00 | $25.00 | 10/20/2009 4:36:07 PM |
| FountainShrugged | $25.00 | $25.00 | 10/20/2009 4:32:54 PM |
| delivery | $25.00 | $25.00 | 10/20/2009 4:36:37 PM |
| treasure-transporter | $25.00 | $25.00 | 10/20/2009 4:34:19 PM |
| treasure-bliss | $50.00 | $50.00 | 10/20/2009 4:34:49 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/20/2009 4:35:00 PM |
| secobarbital | $25.00 | $25.00 | 10/20/2009 4:36:34 PM |
| fcb202 | $25.00 | $25.00 | 10/20/2009 4:36:47 PM |
| UCLA4life | $25.00 | $25.00 | 10/20/2009 4:40:26 PM |
| catomaior | $25.00 | $25.00 | 10/20/2009 4:39:21 PM |
| able2help | $25.00 | $25.00 | 10/20/2009 4:40:53 PM |
| DaveM0 | $25.00 | $25.00 | 10/20/2009 4:41:06 PM |
| MetraLynn | $25.00 | $25.00 | 10/20/2009 4:39:37 PM |
| cornflakes100 | $25.00 | $25.00 | 10/20/2009 4:41:47 PM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:42:25 PM |
| invisible_hand | $25.00 | $25.00 | 10/20/2009 4:44:01 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/20/2009 4:41:11 PM |
| mattemmo | $25.00 | $25.00 | 10/20/2009 4:43:10 PM |
| pythia | $25.00 | $25.00 | 10/20/2009 4:44:47 PM |
| uofm2007 | $25.00 | $25.00 | 10/20/2009 4:43:39 PM |
| Veggie_Monkey | $25.00 | $25.00 | 10/20/2009 4:58:31 PM |
| kalex752 | $26.13 | $26.13 | 10/20/2009 4:58:41 PM |
| colorado23 | $25.00 | $25.00 | 10/20/2009 4:58:47 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/20/2009 4:43:54 PM |
| xphile | $25.00 | $25.00 | 10/20/2009 4:59:07 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/20/2009 4:59:33 PM |
| onlyinchicago | $25.00 | $25.00 | 10/20/2009 4:59:35 PM |
| salala | $25.00 | $25.00 | 10/20/2009 4:59:38 PM |
| Gallardo007 | $25.00 | $25.00 | 10/20/2009 4:59:47 PM |
| mizount | $25.00 | $25.00 | 10/20/2009 5:00:02 PM |
| lostontheedge | $25.00 | $25.00 | 10/20/2009 5:00:06 PM |
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 5:00:20 PM |
| MidnightBank | $25.00 | $25.00 | 10/20/2009 5:00:25 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/20/2009 5:00:29 PM |
| whiteshadow | $25.00 | $25.00 | 10/20/2009 5:00:48 PM |
| JoeMB | $25.00 | $25.00 | 10/20/2009 4:59:04 PM |
| cheaplender | $25.00 | $25.00 | 10/20/2009 4:46:10 PM |
| jct_enterprises | $25.00 | $25.00 | 10/20/2009 4:59:31 PM |
| flexiboy35 | $25.00 | $25.00 | 10/20/2009 4:59:37 PM |
| thryn | $25.00 | $25.00 | 10/20/2009 4:59:45 PM |
| sail120 | $25.00 | $25.00 | 10/20/2009 5:00:01 PM |
| wbahl | $25.00 | $25.00 | 10/20/2009 5:00:03 PM |
| seattleslug | $25.00 | $25.00 | 10/20/2009 5:00:35 PM |
| codyrun | $25.00 | $25.00 | 10/20/2009 4:58:52 PM |
| easylender | $25.00 | $25.00 | 10/20/2009 4:59:30 PM |
| celkram | $25.00 | $25.00 | 10/20/2009 4:59:50 PM |
| pbandjb | $25.00 | $25.00 | 10/20/2009 4:59:54 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/20/2009 4:59:58 PM |
| Sofar | $25.00 | $25.00 | 10/20/2009 5:00:07 PM |
| IP | $49.64 | $49.64 | 10/20/2009 5:00:31 PM |
| tornandfrayed | $25.00 | $25.00 | 10/20/2009 5:01:12 PM |
| cheng | $25.00 | $25.00 | 10/20/2009 5:01:31 PM |
| jdl424 | $25.00 | $25.00 | 10/20/2009 5:07:32 PM |
| srfb973 | $35.00 | $35.00 | 10/20/2009 5:09:44 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/20/2009 5:18:37 PM |
| star7705 | $25.00 | $25.00 | 10/20/2009 5:33:25 PM |
| Sefotonga | $25.00 | $25.00 | 10/20/2009 5:22:51 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/20/2009 6:43:19 PM |
| Smartrider | $25.00 | $25.00 | 10/20/2009 5:42:45 PM |
| linklady | $25.00 | $25.00 | 10/20/2009 7:47:53 PM |
| best-marketologist | $25.00 | $25.00 | 10/20/2009 6:17:50 PM |
| SavannahBear | $25.00 | $25.00 | 10/20/2009 7:57:55 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/20/2009 6:22:48 PM |
| income-rocker2 | $25.00 | $25.00 | 10/20/2009 8:02:42 PM |
| madmccoy | $25.00 | $25.00 | 10/20/2009 8:23:07 PM |
| Zagit | $25.00 | $25.00 | 10/20/2009 6:57:47 PM |
| caipira | $25.00 | $25.00 | 10/20/2009 8:48:16 PM |
| zielojo | $50.00 | $50.00 | 10/20/2009 9:18:48 PM |
| BBL | $25.00 | $25.00 | 10/20/2009 7:53:06 PM |
| bharosa | $25.00 | $25.00 | 10/20/2009 8:02:44 PM |
| Hogpilot | $25.00 | $25.00 | 10/20/2009 8:12:55 PM |
| AnxiousAirman | $25.00 | $25.00 | 10/21/2009 1:03:18 AM |
| kjsfld | $25.00 | $25.00 | 10/21/2009 3:27:57 AM |
| WeAlNe | $25.00 | $25.00 | 10/21/2009 4:24:00 AM |
| wealthstar | $25.00 | $25.00 | 10/21/2009 5:18:39 AM |
| Raser | $25.00 | $25.00 | 10/21/2009 3:27:59 AM |
| alverado | $25.00 | $25.00 | 10/21/2009 6:32:44 AM |
| gig4ls | $25.00 | $25.00 | 10/21/2009 6:37:52 AM |
| Viamin | $25.00 | $25.00 | 10/21/2009 1:07:52 AM |
| PitOfSuccess | $25.00 | $25.00 | 10/21/2009 4:24:03 AM |
| bazaar-ruler | $25.00 | $25.00 | 10/21/2009 7:08:00 AM |
| Ryman81580 | $25.00 | $25.00 | 10/21/2009 7:33:25 AM |
| windfall46 | $25.00 | $25.00 | 10/21/2009 8:38:50 AM |
| money4free | $25.00 | $25.00 | 10/21/2009 5:53:12 AM |
| money-maniac | $25.00 | $25.00 | 10/21/2009 9:33:18 AM |
| payment-pillow | $25.00 | $25.00 | 10/21/2009 9:33:28 AM |
| intelligent-nickel | $25.00 | $25.00 | 10/21/2009 9:33:58 AM |
| reciprocate | $200.00 | $200.00 | 10/21/2009 8:39:23 AM |
| ctgscott | $25.00 | $25.00 | 10/21/2009 9:35:32 AM |
| diplomatic-capital | $25.00 | $25.00 | 10/21/2009 9:05:09 AM |
| steve33569 | $25.00 | $25.00 | 10/21/2009 7:05:19 AM |
| knight3136 | $25.00 | $25.00 | 10/21/2009 9:33:42 AM |
| maschinenbau | $25.00 | $25.00 | 10/21/2009 9:35:28 AM |
| LordKinbote | $25.00 | $25.00 | 10/21/2009 10:23:47 AM |
| Sateesh | $29.05 | $29.05 | 10/21/2009 10:26:55 AM |
| divedude | $25.00 | $25.00 | 10/21/2009 8:32:47 AM |
| selfmademan | $25.00 | $25.00 | 10/21/2009 9:52:45 AM |
| TEAM-Jasper | $25.00 | $25.00 | 10/21/2009 10:57:46 AM |
| omerta6102 | $25.75 | $25.75 | 10/21/2009 8:38:23 AM |
| DDHMoney | $25.00 | $25.00 | 10/21/2009 8:57:46 AM |
| Aaron_Oz | $25.00 | $25.00 | 10/21/2009 11:17:21 AM |
| ogoog | $25.00 | $25.00 | 10/21/2009 11:22:55 AM |
| fair-hope | $25.00 | $25.00 | 10/21/2009 9:33:30 AM |
| Plotinus | $25.19 | $25.19 | 10/21/2009 11:28:31 AM |
| bnlforever | $25.00 | $25.00 | 10/21/2009 9:36:12 AM |
| slcchad | $25.00 | $25.00 | 10/21/2009 9:48:24 AM |
| MediaAndMicrocode | $25.00 | $25.00 | 10/21/2009 11:28:40 AM |
| jcholloway831 | $25.00 | $25.00 | 10/21/2009 11:53:14 AM |
| Jinja | $25.00 | $25.00 | 10/21/2009 10:18:03 AM |
| Pilotaceh | $25.00 | $25.00 | 10/21/2009 12:03:38 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/21/2009 12:43:36 PM |
| southhorrellhill | $25.00 | $25.00 | 10/21/2009 1:12:56 PM |
| purdue98 | $25.00 | $25.00 | 10/21/2009 11:41:50 AM |
| dollar-oracle55 | $25.00 | $25.00 | 10/21/2009 12:37:50 PM |
| Cubsfan07 | $25.00 | $25.00 | 10/21/2009 2:28:04 PM |
| LAM26 | $25.00 | $25.00 | 10/21/2009 2:48:18 PM |
| tsquared_030 | $25.00 | $25.00 | 10/21/2009 1:24:37 PM |
| Helenska11 | $25.00 | $25.00 | 10/21/2009 1:32:55 PM |
| ChrisTJ | $25.00 | $25.00 | 10/21/2009 4:31:13 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/21/2009 4:38:28 PM |
| SkepticalBen | $25.00 | $25.00 | 10/21/2009 4:47:56 PM |
| seisen | $50.00 | $50.00 | 10/21/2009 4:38:32 PM |
| ZTA0796 | $25.00 | $25.00 | 10/21/2009 4:39:08 PM |
| Ballard | $25.00 | $25.00 | 10/21/2009 4:58:05 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/21/2009 5:27:52 PM |
| saffron4 | $25.00 | $25.00 | 10/21/2009 5:39:09 PM |
| Kaj | $25.00 | $25.00 | 10/21/2009 5:39:28 PM |
| kegs | $100.00 | $100.00 | 10/21/2009 5:40:43 PM |
| fillholdingsllc | $25.00 | $25.00 | 10/21/2009 6:03:35 PM |
| redbomb5 | $25.00 | $25.00 | 10/21/2009 6:22:47 PM |
| WolRab | $25.00 | $25.00 | 10/21/2009 4:58:07 PM |
| TheYellowDart | $25.00 | $25.00 | 10/21/2009 6:53:02 PM |
| kscc183 | $25.00 | $25.00 | 10/21/2009 7:22:59 PM |
| Rogelio48 | $25.00 | $25.00 | 10/21/2009 5:38:39 PM |
| snoopey100 | $25.00 | $25.00 | 10/21/2009 5:39:47 PM |
| Gibbyland | $25.00 | $25.00 | 10/22/2009 2:08:28 AM |
| alex189a | $25.00 | $25.00 | 10/22/2009 3:13:42 AM |
| mikeyp411 | $25.00 | $25.00 | 10/21/2009 8:09:34 PM |
| market-umbrella | $25.00 | $25.00 | 10/22/2009 6:29:09 AM |
| yomanie | $25.00 | $25.00 | 10/22/2009 7:44:59 AM |
| Emberfox | $25.00 | $25.00 | 10/22/2009 9:32:46 AM |
| Trinkaloki | $25.00 | $25.00 | 10/22/2009 6:47:44 AM |
| contract-neutron | $25.00 | $25.00 | 10/22/2009 9:33:10 AM |
| impasse1 | $25.00 | $25.00 | 10/22/2009 9:28:20 AM |
| TCayce | $25.00 | $25.00 | 10/22/2009 9:33:21 AM |
| booyah | $25.00 | $25.00 | 10/22/2009 9:43:37 AM |
| Phantom99 | $25.00 | $25.00 | 10/22/2009 9:37:56 AM |
| browneyegravy | $25.00 | $25.00 | 10/22/2009 10:38:21 AM |
| fareast_man | $25.00 | $25.00 | 10/22/2009 10:38:23 AM |
| compsciman | $27.47 | $27.47 | 10/22/2009 10:53:20 AM |
| James_and_Tracy | $25.00 | $25.00 | 10/22/2009 11:17:45 AM |
| fireboss | $100.00 | $100.00 | 10/22/2009 11:38:27 AM |
| zbfamwl | $25.00 | $25.00 | 10/22/2009 11:38:29 AM |
| fund-virtuoso | $25.00 | $25.00 | 10/22/2009 11:38:44 AM |
| cgkid | $25.00 | $25.00 | 10/22/2009 11:38:50 AM |
| ISHLEP67 | $30.15 | $30.15 | 10/22/2009 11:13:27 AM |
| jecm27 | $25.00 | $25.00 | 10/22/2009 11:38:53 AM |
| payment-artist | $25.00 | $25.00 | 10/22/2009 11:39:00 AM |
| new-thrilling-principal | $25.00 | $25.00 | 10/22/2009 11:39:04 AM |
| slyder61 | $25.00 | $25.00 | 10/22/2009 11:39:05 AM |
| Yankeehill | $25.00 | $25.00 | 10/22/2009 11:38:16 AM |
| ALVO | $62.21 | $62.21 | 10/22/2009 11:38:23 AM |
| sshs | $25.00 | $25.00 | 10/22/2009 11:38:34 AM |
| dilbert17 | $25.00 | $25.00 | 10/22/2009 11:38:44 AM |
| yertle9 | $25.00 | $25.00 | 10/22/2009 11:38:55 AM |
| misstdoe | $25.00 | $25.00 | 10/22/2009 11:38:59 AM |
| forthright-trade | $25.00 | $25.00 | 10/22/2009 10:41:21 AM |
| HibbyD | $25.38 | $25.38 | 10/22/2009 11:03:24 AM |
| TandyJames | $25.00 | $25.00 | 10/22/2009 11:07:27 AM |
| zxw | $50.00 | $50.00 | 10/22/2009 11:38:28 AM |
| caliguian | $25.00 | $25.00 | 10/22/2009 11:38:33 AM |
| sunnyboy_7478 | $25.00 | $25.00 | 10/22/2009 11:38:38 AM |
| Warwick | $25.00 | $25.00 | 10/22/2009 11:38:40 AM |
| dwidea | $25.00 | $25.00 | 10/22/2009 11:38:49 AM |
| kia777 | $25.00 | $25.00 | 10/22/2009 11:38:55 AM |
| shortstop21 | $25.00 | $25.00 | 10/22/2009 11:39:01 AM |
| caNative | $25.00 | $21.74 | 10/22/2009 11:39:07 AM |
| mercuriant | $25.00 | $25.00 | 10/22/2009 12:35:31 PM |
| interstellar | $50.00 | $50.00 | 10/22/2009 12:34:26 PM |
| tnjohnso | $25.00 | $25.00 | 10/22/2009 5:03:15 PM |
| dignified-justice3 | $50.00 | $50.00 | 10/22/2009 5:56:26 PM |
| Aquatic | $25.00 | $25.00 | 10/23/2009 6:07:44 AM |
| Aquatic | $50.00 | $50.00 | 10/23/2009 6:13:47 AM |
| Tikibarman | $50.00 | $50.00 | 10/23/2009 10:22:22 AM |
| SpotLending | $50.00 | $50.00 | 10/23/2009 3:58:25 PM |
| Mantis75 | $25.00 | $25.00 | 10/23/2009 4:22:59 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:19:45 PM |
| Nitronian | $50.00 | $50.00 | 10/23/2009 7:24:14 PM |
| cvlender | $25.00 | $25.00 | 10/24/2009 9:16:25 AM |
| JTHarris | $50.00 | $50.00 | 10/24/2009 9:43:20 AM |
| Gaelicman | $100.00 | $100.00 | 10/24/2009 8:49:40 PM |
| mason752 | $136.71 | $136.71 | 10/25/2009 6:30:53 AM |
| nigoleta | $25.00 | $25.00 | 10/25/2009 8:40:31 PM |
| grotheik | $25.00 | $25.00 | 10/25/2009 10:00:19 PM |
| Trondheim_Norway | $50.00 | $50.00 | 10/26/2009 2:31:21 PM |
| wild-orange | $50.00 | $50.00 | 10/26/2009 3:48:52 PM |
| PotBellyPete | $50.00 | $50.00 | 10/27/2009 7:30:57 AM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 8:17:42 AM |
| jybank | $25.00 | $25.00 | 10/27/2009 11:48:18 AM |
| Pu239 | $50.00 | $50.00 | 10/27/2009 1:12:35 PM |
| 767 bids
|
Borrower Payment Dependent Notes Series
429449
This series of Notes was issued and sold upon the funding of the borrower loan #39228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 30.95% |
Final borrower rate/APR:
| 31.95% / 34.36% |
Final monthly payment:
| $87.05 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.82% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Part-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $189 |
Revolving credit balance:
| $3,916 |
Occupation: | Student - College F... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| established-felicity |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for school
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I have a 4500.00 first time homebuyers rebate expected anytime, a 1350 pell grant payment coming in November and a 4500. subsidized student loan coming in December.? I will pay this loan back with those funds.
Monthly net income: $ 1400.00
Monthly expenses: $
??Housing: $ 422
??Insurance: $ 80
??Car expenses: $ 370
??Utilities: $?150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 160
??Clothing, household expenses $
??Credit cards and other loans: $ 39
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $2,000.00 | $2,000.00 | 10/27/2009 4:05:30 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
429453
This series of Notes was issued and sold upon the funding of the borrower loan #39197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 24.31% |
Starting monthly payment:
| $45.30 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.10% |
Final monthly payment:
| $43.38 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 14
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,976 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stnlmrtn |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Apr-2008)
|
|
Principal balance:
| $1,788.85 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
paying off check advances
Purpose of loan:
This loan will be used to pay off check advances that I got to?fix my daughters car and pay the balance of her tution?
My financial situation:
I am a good candidate for this loan because I have received a promotion which included a 3500 raise per year a higher bonus plan which I will receive in December roughly 6500 to 8000 every quarter. I have one loan now and have never been late.
Monthly net income: $ 3700 plus wife income of 2900
Monthly expenses: $
??Housing: $ 937
??Insurance: $ 341
??Car expenses: $ 410
??Utilities: $ 250
??Phone, cable, internet: $ 300
??Food, entertainment: $ 550
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1500
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the 5 delinquincies shown on your credit profile. Please answer publicly. Thanks, and good luck on your listing. - tigercat
A:
I got behind on my mortgage payments and we eventually had to refinance which lowered my payments and wehave not been behind since. Refinanced in May.
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/20/2009 4:17:40 PM |
| building_community | $100.00 | $100.00 | 10/20/2009 9:24:45 PM |
| deal_11 | $50.00 | $48.00 | 10/21/2009 8:22:23 PM |
| bobnewt | $50.00 | $50.00 | 10/27/2009 6:33:26 AM |
| lender12345 | $25.00 | $25.00 | 10/27/2009 1:31:00 PM |
| XayV03 | $50.00 | $50.00 | 10/27/2009 1:20:10 PM |
| bevans | $25.00 | $25.00 | 10/27/2009 3:41:28 PM |
| jpblan11 | $27.00 | $27.00 | 10/27/2009 3:43:01 PM |
| wwwUniversal | $25.00 | $25.00 | 10/27/2009 3:53:27 PM |
| fortytwo | $200.00 | $200.00 | 10/20/2009 4:28:32 PM |
| Unitas4302 | $50.00 | $50.00 | 10/22/2009 4:28:22 PM |
| dudebrah | $25.00 | $25.00 | 10/26/2009 9:38:36 AM |
| JBF_Investments | $25.00 | $25.00 | 10/26/2009 6:11:20 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/26/2009 5:30:21 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 7:47:00 AM |
| investment-cluster | $25.00 | $25.00 | 10/27/2009 1:22:50 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/27/2009 2:50:54 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 1:36:32 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 2:25:03 PM |
| Bill88 | $40.00 | $40.00 | 10/27/2009 3:54:04 PM |
| Engineer44 | $35.00 | $35.00 | 10/27/2009 4:07:34 PM |
| kinetic-social | $25.00 | $25.00 | 10/27/2009 4:02:45 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
429739
This series of Notes was issued and sold upon the funding of the borrower loan #39221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,499.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $318.34 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 31.36% |
Final monthly payment:
| $314.25 |
| |
|
Auction yield range:
| 11.27% - 29.00% |
Estimated loss impact:
| 10.70% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,218 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| DCP476 |
Borrower's state:
| Indiana |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < mo. late:
| 0
( 0% )
| 640-660
(Feb-2008)
|
|
Principal balance:
| $3,650.67 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Paying off some debts
Purpose of loan:
This loan will be used to pay down higher interest debt so I can pay it down faster, including paying off a car loan too. I have never been late on loan payments such as Prosper.
My financial situation:
I am a good candidate for this loan because I am aware of what I need to do in order to save money, i.e. reduce high interest loans by consolidation.
Monthly net income: $
3900
Monthly expenses: $
??Housing: $
900
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $?
200
??Phone, cable, internet: $ 120
??Food, entertainment: $ varies
??Clothing, household expenses $ varies
??Credit cards and other loans: $ 700
??Other expenses: $
varies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/22/2009 9:53:22 AM |
| personal-lender | $25.00 | $25.00 | 10/22/2009 9:53:31 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/22/2009 9:53:37 AM |
| vkorichkov | $25.00 | $25.00 | 10/22/2009 9:53:51 AM |
| InvestorPartners | $25.00 | $25.00 | 10/22/2009 9:53:42 AM |
| neighborly-bid | $25.00 | $25.00 | 10/22/2009 9:53:43 AM |
| andrewgl | $25.00 | $25.00 | 10/22/2009 9:53:47 AM |
| beezling | $52.00 | $52.00 | 10/22/2009 10:00:11 AM |
| PatRichi | $25.00 | $25.00 | 10/22/2009 9:54:08 AM |
| tallmon | $25.00 | $25.00 | 10/22/2009 10:01:21 AM |
| bronzmajom | $25.00 | $25.00 | 10/22/2009 10:01:57 AM |
| heroic-benefit | $25.00 | $25.00 | 10/22/2009 10:01:04 AM |
| FountainShrugged | $25.00 | $25.00 | 10/22/2009 10:01:09 AM |
| AF-Chief | $25.00 | $25.00 | 10/22/2009 10:02:09 AM |
| Wangersinc | $25.00 | $25.00 | 10/22/2009 10:02:14 AM |
| building_community | $25.00 | $25.00 | 10/22/2009 10:01:25 AM |
| Toastsr | $25.00 | $25.00 | 10/22/2009 10:02:17 AM |
| treasure-transporter | $25.00 | $25.00 | 10/22/2009 10:01:31 AM |
| wildguy | $25.00 | $25.00 | 10/22/2009 10:02:31 AM |
| NoCal | $25.00 | $25.00 | 10/22/2009 10:01:33 AM |
| GElender | $25.00 | $25.00 | 10/22/2009 10:02:35 AM |
| treasure-bliss | $50.00 | $50.00 | 10/22/2009 10:01:45 AM |
| shiny-dollar9 | $25.00 | $25.00 | 10/22/2009 10:01:51 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/22/2009 10:01:58 AM |
| wrighco | $25.00 | $25.00 | 10/22/2009 10:02:19 AM |
| icon7 | $50.00 | $50.00 | 10/22/2009 10:02:23 AM |
| jhouman | $25.00 | $25.00 | 10/22/2009 10:02:24 AM |
| delivery | $25.00 | $25.00 | 10/22/2009 10:02:38 AM |
| catomaior | $25.00 | $25.00 | 10/22/2009 10:03:51 AM |
| louisianalender | $100.00 | $100.00 | 10/22/2009 10:02:41 AM |
| fcb202 | $25.00 | $25.00 | 10/22/2009 10:02:44 AM |
| cash-tiramisu | $50.00 | $50.00 | 10/22/2009 10:07:07 AM |
| 108lender | $75.00 | $75.00 | 10/22/2009 10:00:38 AM |
| dinero-mason | $50.00 | $50.00 | 10/22/2009 10:00:53 AM |
| SkepticalBen | $25.00 | $25.00 | 10/22/2009 10:06:19 AM |
| GatorBux | $25.00 | $25.00 | 10/22/2009 10:01:47 AM |
| Havana21 | $50.00 | $50.00 | 10/22/2009 10:01:50 AM |
| spitzbergen | $25.00 | $25.00 | 10/22/2009 10:02:10 AM |
| drg6289 | $25.00 | $25.00 | 10/22/2009 10:24:14 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/22/2009 10:02:14 AM |
| get30inc | $25.00 | $25.00 | 10/22/2009 10:02:16 AM |
| VBAces | $25.00 | $25.00 | 10/22/2009 10:02:33 AM |
| fareast_man | $25.00 | $25.00 | 10/22/2009 10:38:25 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 10:04:01 AM |
| tender-deal | $25.00 | $25.00 | 10/22/2009 10:04:21 AM |
| KiwiElf | $25.00 | $25.00 | 10/22/2009 11:04:44 AM |
| noble-revenue | $75.00 | $75.00 | 10/22/2009 10:06:00 AM |
| IIP77 | $25.00 | $25.00 | 10/22/2009 11:58:47 AM |
| thedreamer | $25.00 | $25.00 | 10/22/2009 12:19:42 PM |
| visionary-currency | $25.00 | $25.00 | 10/22/2009 12:20:23 PM |
| able2help | $25.00 | $25.00 | 10/22/2009 1:33:13 PM |
| SDNLR | $25.00 | $25.00 | 10/22/2009 1:33:26 PM |
| lloyd_s | $25.00 | $25.00 | 10/22/2009 2:13:09 PM |
| OSERENKUKU | $25.00 | $25.00 | 10/22/2009 1:13:20 PM |
| MARWARISETH | $25.00 | $25.00 | 10/22/2009 2:33:29 PM |
| Share_The_Wealth | $44.16 | $44.16 | 10/22/2009 1:39:12 PM |
| capital-galaxy | $45.17 | $45.17 | 10/22/2009 2:03:33 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/22/2009 2:58:28 PM |
| BenOrt | $25.00 | $25.00 | 10/22/2009 3:52:56 PM |
| fuzed | $25.00 | $25.00 | 10/22/2009 5:03:07 PM |
| dparkhom | $25.00 | $25.00 | 10/22/2009 5:42:52 PM |
| TaoPooh | $25.00 | $25.00 | 10/22/2009 7:13:12 PM |
| herman7 | $25.00 | $25.00 | 10/22/2009 7:23:08 PM |
| Patrician | $25.00 | $25.00 | 10/22/2009 7:23:29 PM |
| saffron4 | $25.00 | $25.00 | 10/22/2009 8:03:34 PM |
| FEWDollars | $25.00 | $25.00 | 10/23/2009 7:51:09 AM |
| likeable-value | $25.00 | $25.00 | 10/23/2009 5:21:37 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/23/2009 8:31:12 AM |
| equitable-credit0 | $25.00 | $25.00 | 10/23/2009 9:31:59 AM |
| zeelender | $25.00 | $25.00 | 10/23/2009 10:41:44 AM |
| infinitemudra | $25.00 | $25.00 | 10/23/2009 9:31:10 AM |
| JW-From-SoCal | $25.00 | $25.00 | 10/23/2009 9:32:10 AM |
| selfmademan | $25.00 | $25.00 | 10/23/2009 10:47:35 AM |
| Shepherd7 | $25.00 | $25.00 | 10/23/2009 11:06:53 AM |
| Lam0nt | $25.00 | $25.00 | 10/23/2009 11:52:22 AM |
| bcsinc | $25.00 | $25.00 | 10/23/2009 1:16:49 PM |
| Dubbs360 | $50.00 | $50.00 | 10/23/2009 2:27:32 PM |
| TheAlchemist | $25.00 | $25.00 | 10/23/2009 3:11:15 PM |
| Hondo | $25.00 | $25.00 | 10/23/2009 4:21:53 PM |
| richrobe | $25.00 | $25.00 | 10/23/2009 4:22:32 PM |
| capital-albatross | $25.00 | $25.00 | 10/23/2009 4:23:57 PM |
| birddogsb | $50.00 | $50.00 | 10/23/2009 4:23:59 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/23/2009 4:21:58 PM |
| jeromeyuan | $25.00 | $25.00 | 10/23/2009 4:22:17 PM |
| jlofgren | $25.00 | $25.00 | 10/23/2009 4:22:31 PM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/23/2009 4:37:25 PM |
| loanfairy | $25.00 | $25.00 | 10/23/2009 4:23:59 PM |
| prophechonl | $25.00 | $25.00 | 10/23/2009 5:36:31 PM |
| shomikaci | $25.00 | $25.00 | 10/23/2009 4:21:42 PM |
| ChuckieG | $50.00 | $50.00 | 10/23/2009 4:22:13 PM |
| dextro | $25.00 | $25.00 | 10/23/2009 4:22:16 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/23/2009 4:22:30 PM |
| snoopey100 | $25.00 | $25.00 | 10/23/2009 4:22:35 PM |
| rapid-power2 | $25.00 | $25.00 | 10/23/2009 4:23:58 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:15:05 PM |
| leverage-monger | $50.00 | $50.00 | 10/23/2009 7:21:12 PM |
| gluon | $25.00 | $25.00 | 10/23/2009 7:26:16 PM |
| GatorBux | $100.00 | $100.00 | 10/24/2009 6:41:00 AM |
| bigmoyo | $25.00 | $25.00 | 10/24/2009 10:56:09 AM |
| TeachertoPolitician | $25.00 | $25.00 | 10/25/2009 6:01:23 AM |
| pietro_torna_indietro | $25.00 | $25.00 | 10/25/2009 7:58:28 AM |
| javajahn | $25.00 | $25.00 | 10/24/2009 9:36:08 PM |
| buzzaldrin007 | $25.00 | $25.00 | 10/25/2009 5:56:11 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/25/2009 1:46:43 PM |
| enriched-dollar | $25.00 | $25.00 | 10/25/2009 4:36:04 PM |
| charity_fundraiser | $50.00 | $50.00 | 10/25/2009 4:46:11 PM |
| larrybird | $48.44 | $48.44 | 10/25/2009 9:01:06 PM |
| Kaj | $25.00 | $25.00 | 10/25/2009 8:31:05 PM |
| lender12345 | $25.00 | $25.00 | 10/25/2009 3:08:16 PM |
| reflective-rupee | $25.00 | $25.00 | 10/25/2009 8:55:33 PM |
| dlg | $26.01 | $26.01 | 10/25/2009 4:11:09 PM |
| Xaja | $25.00 | $25.00 | 10/25/2009 10:11:06 PM |
| Jonb6919 | $25.00 | $25.00 | 10/25/2009 4:46:10 PM |
| rmcolber | $25.00 | $25.00 | 10/25/2009 8:51:11 PM |
| SNH | $50.00 | $50.00 | 10/22/2009 9:53:29 AM |
| Orringo | $25.00 | $25.00 | 10/22/2009 9:53:45 AM |
| Artist_Blue | $25.00 | $25.00 | 10/22/2009 9:54:01 AM |
| anton | $25.00 | $25.00 | 10/22/2009 9:53:35 AM |
| fortress767 | $25.00 | $25.00 | 10/22/2009 9:54:08 AM |
| agent86a | $25.00 | $25.00 | 10/22/2009 9:53:59 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/22/2009 9:54:04 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/22/2009 9:53:02 AM |
| rmachi | $25.00 | $25.00 | 10/22/2009 9:53:54 AM |
| value-microscope | $25.00 | $25.00 | 10/22/2009 9:53:57 AM |
| fortytwo | $50.00 | $50.00 | 10/22/2009 9:54:14 AM |
| Banker7371 | $25.00 | $25.00 | 10/22/2009 9:54:41 AM |
| charming-point | $50.00 | $50.00 | 10/22/2009 10:01:12 AM |
| biobulator | $25.00 | $25.00 | 10/22/2009 10:00:47 AM |
| Turtlebear44 | $25.00 | $25.00 | 10/22/2009 10:01:49 AM |
| unclejaef | $25.00 | $25.00 | 10/22/2009 10:02:13 AM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/22/2009 10:01:23 AM |
| flwah | $50.00 | $50.00 | 10/22/2009 10:02:18 AM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 10:02:32 AM |
| lagnisiruk | $25.00 | $25.00 | 10/22/2009 10:01:58 AM |
| honorable-yield | $25.00 | $25.00 | 10/22/2009 10:02:11 AM |
| irrelevant | $25.00 | $25.00 | 10/22/2009 10:02:19 AM |
| srfb973 | $35.00 | $35.00 | 10/22/2009 10:02:21 AM |
| uncleegg | $25.00 | $25.00 | 10/22/2009 10:03:49 AM |
| secobarbital | $25.00 | $25.00 | 10/22/2009 10:02:36 AM |
| MetraLynn | $25.00 | $25.00 | 10/22/2009 10:03:56 AM |
| value-pole | $25.00 | $25.00 | 10/22/2009 10:04:32 AM |
| income-rocker2 | $25.00 | $25.00 | 10/22/2009 10:05:13 AM |
| slcchad | $25.00 | $25.00 | 10/22/2009 10:06:30 AM |
| njlom | $25.00 | $25.00 | 10/22/2009 10:06:59 AM |
| loan-master996 | $50.00 | $50.00 | 10/22/2009 10:00:44 AM |
| special-peso | $50.00 | $50.00 | 10/22/2009 10:05:42 AM |
| slartibardfast | $25.00 | $25.00 | 10/22/2009 10:01:13 AM |
| gracej | $25.00 | $25.00 | 10/22/2009 10:06:15 AM |
| GOPHERBOY | $25.00 | $25.00 | 10/22/2009 10:06:24 AM |
| kid8549 | $25.00 | $25.00 | 10/22/2009 10:01:54 AM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 10:02:08 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/22/2009 10:02:12 AM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/22/2009 10:02:15 AM |
| mtquan | $25.00 | $25.00 | 10/22/2009 10:02:21 AM |
| direct-yield | $25.00 | $25.00 | 10/22/2009 10:31:05 AM |
| YogaDude34 | $25.00 | $25.00 | 10/22/2009 10:02:34 AM |
| spirited-finance1 | $25.00 | $25.00 | 10/22/2009 10:04:05 AM |
| Tammy102800 | $25.00 | $25.00 | 10/22/2009 10:04:44 AM |
| TandyJames | $25.00 | $25.00 | 10/22/2009 11:07:28 AM |
| unk1911 | $25.00 | $25.00 | 10/22/2009 10:06:01 AM |
| ZTA0796 | $25.00 | $25.00 | 10/22/2009 10:06:17 AM |
| poeman | $25.00 | $25.00 | 10/22/2009 10:06:28 AM |
| TheYellowDart | $25.00 | $25.00 | 10/22/2009 10:06:38 AM |
| JGB | $25.00 | $25.00 | 10/22/2009 10:06:48 AM |
| uofm2007 | $25.00 | $25.00 | 10/22/2009 11:43:15 AM |
| Sateesh | $88.32 | $88.32 | 10/22/2009 12:03:02 PM |
| kalihan42 | $25.00 | $25.00 | 10/22/2009 11:43:57 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/22/2009 11:48:34 AM |
| UCLA4life | $25.00 | $25.00 | 10/22/2009 12:03:00 PM |
| Payasoup | $43.24 | $43.24 | 10/22/2009 12:19:10 PM |
| scottr | $25.00 | $25.00 | 10/22/2009 12:20:05 PM |
| purdue98 | $25.00 | $25.00 | 10/22/2009 1:49:55 PM |
| lostontheedge | $25.00 | $25.00 | 10/22/2009 3:13:49 PM |
| upc_tnt | $25.00 | $25.00 | 10/22/2009 3:43:00 PM |
| PayItForward09 | $25.00 | $25.00 | 10/22/2009 3:48:09 PM |
| knight3136 | $25.00 | $25.00 | 10/22/2009 2:33:24 PM |
| djh47a | $25.00 | $25.00 | 10/22/2009 2:33:36 PM |
| justice-dna | $25.00 | $25.00 | 10/22/2009 3:32:54 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/22/2009 7:23:30 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/22/2009 7:24:00 PM |
| L-vex | $25.00 | $25.00 | 10/22/2009 5:14:14 PM |
| jdl424 | $25.00 | $25.00 | 10/22/2009 7:49:45 PM |
| best-marketologist | $25.00 | $25.00 | 10/22/2009 5:55:00 PM |
| five-star-note | $25.00 | $25.00 | 10/22/2009 11:31:31 PM |
| leverage-trident | $25.00 | $25.00 | 10/23/2009 4:16:51 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/22/2009 7:24:00 PM |
| Ananya | $25.00 | $25.00 | 10/22/2009 8:58:35 PM |
| imlosttoo | $25.00 | $25.00 | 10/23/2009 7:06:58 AM |
| mathprof | $25.00 | $25.00 | 10/23/2009 3:48:10 AM |
| ultimate-commitment | $25.00 | $25.00 | 10/23/2009 10:20:27 AM |
| Dave0 | $25.00 | $25.00 | 10/23/2009 10:26:20 AM |
| draggon77 | $25.00 | $25.00 | 10/23/2009 11:06:44 AM |
| atothez | $25.00 | $25.00 | 10/23/2009 9:31:35 AM |
| bizlady75 | $25.00 | $25.00 | 10/23/2009 9:31:46 AM |
| three-for-6 | $25.00 | $25.00 | 10/23/2009 12:11:09 PM |
| coolspeed | $25.00 | $25.00 | 10/23/2009 12:41:43 PM |
| jct_enterprises | $25.00 | $25.00 | 10/23/2009 1:12:57 PM |
| LKN2RTR | $25.00 | $25.00 | 10/23/2009 1:38:08 PM |
| maschinenbau | $25.00 | $25.00 | 10/23/2009 1:26:52 PM |
| attractive-value | $25.00 | $25.00 | 10/23/2009 3:01:12 PM |
| turbine5 | $25.00 | $25.00 | 10/23/2009 1:16:33 PM |
| DaveM0 | $25.00 | $25.00 | 10/23/2009 3:06:50 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:48:12 PM |
| project07 | $25.00 | $25.00 | 10/23/2009 4:21:44 PM |
| elegant-economy | $25.00 | $25.00 | 10/23/2009 4:21:46 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 4:22:32 PM |
| FjLenders | $25.00 | $25.00 | 10/23/2009 4:22:33 PM |
| boghdan2000 | $25.00 | $25.00 | 10/23/2009 4:23:58 PM |
| wyosully | $25.00 | $25.00 | 10/23/2009 4:21:41 PM |
| dime-fighter | $25.00 | $25.00 | 10/23/2009 4:21:55 PM |
| bagus | $25.00 | $25.00 | 10/23/2009 4:22:31 PM |
| RadCad1 | $25.00 | $25.00 | 10/23/2009 4:22:35 PM |
| ijspence | $25.00 | $25.00 | 10/23/2009 4:22:41 PM |
| efficient-principal | $25.00 | $25.00 | 10/23/2009 5:21:25 PM |
| Cash4YourMonthlyPayments | $25.00 | $25.00 | 10/23/2009 4:31:26 PM |
| cornflakes100 | $25.00 | $25.00 | 10/23/2009 4:31:43 PM |
| -------Financer | $25.76 | $25.76 | 10/23/2009 4:21:55 PM |
| magnetic-duty | $25.00 | $25.00 | 10/23/2009 4:22:33 PM |
| seisen | $50.00 | $50.00 | 10/23/2009 4:22:36 PM |
| intelligent-yield | $25.00 | $25.00 | 10/23/2009 4:23:52 PM |
| nhi | $40.73 | $40.73 | 10/23/2009 4:23:56 PM |
| natecam | $25.00 | $25.00 | 10/23/2009 7:17:22 PM |
| tsquared_030 | $25.00 | $25.00 | 10/23/2009 4:24:00 PM |
| fostaman | $25.00 | $25.00 | 10/23/2009 7:46:10 PM |
| PotBellyPete | $25.00 | $25.00 | 10/23/2009 6:16:34 PM |
| Cash_Angel | $25.00 | $25.00 | 10/23/2009 8:04:04 PM |
| wealthstar | $25.00 | $25.00 | 10/23/2009 7:21:14 PM |
| beach_bum | $25.00 | $25.00 | 10/23/2009 9:06:58 PM |
| Plotinus | $50.00 | $50.00 | 10/24/2009 6:51:11 AM |
| desertoasis | $25.00 | $25.00 | 10/23/2009 10:41:06 PM |
| Helenska11 | $25.00 | $25.00 | 10/24/2009 12:11:36 AM |
| Carne_Chung | $25.00 | $25.00 | 10/24/2009 7:31:27 AM |
| reciprocate | $100.00 | $100.00 | 10/24/2009 10:03:18 AM |
| next2 | $25.00 | $25.00 | 10/24/2009 8:11:10 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/24/2009 6:41:43 AM |
| benevolent-bonus | $25.00 | $25.00 | 10/24/2009 12:06:42 PM |
| festivecpl | $25.00 | $23.46 | 10/24/2009 6:02:29 PM |
| return-confidant | $25.00 | $25.00 | 10/24/2009 2:26:24 PM |
| preciousjeni | $25.00 | $25.00 | 10/24/2009 9:26:08 PM |
| DDHMoney | $25.00 | $25.00 | 10/24/2009 8:36:06 PM |
| Sitgarath | $25.00 | $25.00 | 10/24/2009 9:01:16 PM |
| flexiboy35 | $25.00 | $25.00 | 10/25/2009 9:36:59 AM |
| wmf311 | $25.00 | $25.00 | 10/25/2009 10:56:06 AM |
| bazzer | $25.00 | $25.00 | 10/25/2009 8:07:04 AM |
| hamster | $25.00 | $25.00 | 10/25/2009 1:39:52 PM |
| relaxation4 | $25.00 | $25.00 | 10/25/2009 2:06:36 PM |
| jchurchi | $50.00 | $50.00 | 10/25/2009 5:05:48 PM |
| greenwell | $25.00 | $25.00 | 10/25/2009 6:01:09 PM |
| Danlo123 | $25.00 | $25.00 | 10/25/2009 7:03:01 PM |
| SFDiver | $25.00 | $25.00 | 10/25/2009 4:46:09 PM |
| silver-wildebeest9 | $25.00 | $25.00 | 10/25/2009 7:13:27 PM |
| baconguy | $25.00 | $25.00 | 10/25/2009 8:01:31 PM |
| sharpchicago | $25.00 | $25.00 | 10/25/2009 10:11:05 PM |
| GIGO | $41.71 | $41.71 | 10/25/2009 4:46:05 PM |
| 254 bids
|
Borrower Payment Dependent Notes Series
429871
This series of Notes was issued and sold upon the funding of the borrower loan #39215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $64.18 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $63.26 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 9
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,683 |
Occupation: | Student - College F... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 54% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| rapid-justice98 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please help - - Tuition (Relisting)
Purpose of loan:
To pay my tuition. This is a re-listing. I didn't get enough bids last time. I have since come up with?more of my tuition?costs but I still need $1700 in two weeks or they will drop me. My tuition is $8090/yr.?This loan amount will cover the rest of the year for me. All I need is $1700. PLEASE PLEASE HELP.
My financial situation:
I am a good candidate for this loan because? I always pay my bills on time. I am never late. My name and reputation mean everything to me. No matter what my bills are paid.
I currently work as a Para, or Teacher's Aide, at Washington Middle School as well as my other job. I take on small groups of "at risk" math kids to make sure they don't fall behind. I am very involved in the community. I am working on becoming a Psychologist because I love to help people. I have supported and sponsored a refugee family from Jordan for the past year now and they are very much a part of my life, a second family.
I come from a family of law enforcement and medical fields. My father is the Chief of Police in Independence, KS. My Mother a nurse and my brother a police officer for Bentonville, AR.
My credit score would be MUCH better if I didn't have a bankruptcy when I was 18. My identity was stolen when I was 14 and I have tried to recover for years.
If you look at my credit report I have no delinquencies or negatives. Everything is paid on time for the past 6 years.
Monthly net income: $
2600.00
Monthly expenses: $
??Housing: $ 150
??Insurance: $ 75
??Food, entertainment: $ 250
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 600
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $150.00 | $150.00 | 10/23/2009 3:57:28 PM |
| booksleuth | $50.00 | $50.00 | 10/23/2009 3:57:43 PM |
| upc_tnt | $25.00 | $25.00 | 10/23/2009 3:58:13 PM |
| kid8549 | $25.00 | $25.00 | 10/23/2009 3:58:21 PM |
| agent86a | $25.00 | $25.00 | 10/23/2009 3:58:42 PM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 3:58:59 PM |
| GOPHERBOY | $30.00 | $30.00 | 10/23/2009 3:59:08 PM |
| JGB | $25.00 | $25.00 | 10/23/2009 3:59:21 PM |
| vkorichkov | $30.00 | $30.00 | 10/23/2009 4:00:02 PM |
| irrelevant | $25.00 | $25.00 | 10/23/2009 4:00:12 PM |
| AF-Chief | $25.00 | $25.00 | 10/23/2009 3:57:06 PM |
| Weaverville | $25.00 | $25.00 | 10/23/2009 3:57:48 PM |
| jhouman | $25.00 | $25.00 | 10/23/2009 3:57:52 PM |
| PatRichi | $25.00 | $25.00 | 10/23/2009 3:58:03 PM |
| Orringo | $50.00 | $50.00 | 10/23/2009 3:58:11 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/23/2009 3:58:19 PM |
| visionary-currency | $50.00 | $50.00 | 10/23/2009 3:59:16 PM |
| fuzed | $25.00 | $25.00 | 10/23/2009 4:00:05 PM |
| skuba | $25.00 | $25.00 | 10/23/2009 3:57:59 PM |
| DublinCaLender | $25.00 | $25.00 | 10/23/2009 3:58:08 PM |
| Ananya | $25.00 | $25.00 | 10/23/2009 3:58:37 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 3:58:53 PM |
| KiwiElf | $25.00 | $25.00 | 10/23/2009 3:59:15 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/23/2009 3:59:27 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/23/2009 3:59:29 PM |
| honorable-yield | $25.00 | $25.00 | 10/23/2009 3:59:43 PM |
| kanakakm | $25.00 | $15.00 | 10/23/2009 4:00:13 PM |
| IPG1 | $25.00 | $25.00 | 10/23/2009 4:23:29 PM |
| Lendomatic | $25.00 | $25.00 | 10/23/2009 3:58:17 PM |
| herman7 | $25.00 | $25.00 | 10/23/2009 3:56:17 PM |
| Supernick | $25.00 | $25.00 | 10/23/2009 3:57:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/23/2009 3:58:27 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 3:58:35 PM |
| fortress767 | $25.00 | $25.00 | 10/23/2009 3:58:49 PM |
| GatorBait | $25.00 | $25.00 | 10/23/2009 3:59:11 PM |
| bxdoc | $200.00 | $200.00 | 10/23/2009 3:59:33 PM |
| cloud8 | $25.00 | $25.00 | 10/23/2009 3:59:39 PM |
| rmachi | $25.00 | $25.00 | 10/23/2009 3:59:59 PM |
| Halos2002 | $50.00 | $50.00 | 10/23/2009 4:00:09 PM |
| elated-justice | $25.00 | $25.00 | 10/23/2009 3:56:49 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/23/2009 3:56:58 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/23/2009 4:04:21 PM |
| money-maniac | $25.00 | $25.00 | 10/23/2009 3:57:25 PM |
| crazycool | $25.00 | $25.00 | 10/23/2009 3:57:36 PM |
| dansarkis | $25.00 | $25.00 | 10/23/2009 3:58:50 PM |
| saffron4 | $25.00 | $25.00 | 10/23/2009 3:59:12 PM |
| Gabriel02 | $25.00 | $25.00 | 10/23/2009 3:59:20 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/23/2009 3:59:25 PM |
| value-microscope | $25.00 | $25.00 | 10/23/2009 4:00:06 PM |
| 49 bids
|
Borrower Payment Dependent Notes Series
429879
This series of Notes was issued and sold upon the funding of the borrower loan #39222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $184.85 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $182.39 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 6
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,410 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 23% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| reinforced-moola0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills and other
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Orringo | $25.00 | $25.00 | 10/22/2009 4:05:15 PM |
| rmachi | $25.00 | $25.00 | 10/22/2009 4:05:20 PM |
| fortress767 | $25.00 | $25.00 | 10/22/2009 4:05:24 PM |
| loan-master996 | $50.00 | $50.00 | 10/22/2009 4:06:12 PM |
| slartibardfast | $25.00 | $25.00 | 10/22/2009 4:06:20 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/22/2009 4:06:21 PM |
| treasure-bliss | $50.00 | $50.00 | 10/22/2009 4:06:24 PM |
| AF-Chief | $25.00 | $25.00 | 10/22/2009 4:06:33 PM |
| unclejaef | $25.00 | $25.00 | 10/22/2009 4:06:37 PM |
| get30inc | $25.00 | $25.00 | 10/22/2009 4:06:40 PM |
| wrighco | $25.00 | $25.00 | 10/22/2009 4:06:43 PM |
| zone8 | $25.00 | $25.00 | 10/22/2009 4:04:05 PM |
| VBAces | $25.00 | $25.00 | 10/22/2009 4:06:48 PM |
| delivery | $25.00 | $25.00 | 10/22/2009 4:06:52 PM |
| neighborly-bid | $25.00 | $25.00 | 10/22/2009 4:05:14 PM |
| noble-revenue | $100.00 | $100.00 | 10/22/2009 4:07:10 PM |
| fortytwo | $50.00 | $50.00 | 10/22/2009 4:05:25 PM |
| slcchad | $25.00 | $25.00 | 10/22/2009 4:07:16 PM |
| fareast_man | $25.00 | $25.00 | 10/22/2009 4:07:23 PM |
| dinero-mason | $50.00 | $50.00 | 10/22/2009 4:06:15 PM |
| IIP77 | $25.00 | $25.00 | 10/22/2009 4:07:31 PM |
| treasure-transporter | $25.00 | $25.00 | 10/22/2009 4:06:23 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/22/2009 4:06:26 PM |
| bronzmajom | $25.00 | $25.00 | 10/22/2009 4:06:29 PM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 4:06:32 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/22/2009 4:06:39 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 4:06:45 PM |
| secobarbital | $25.00 | $25.00 | 10/22/2009 4:06:51 PM |
| MetraLynn | $25.00 | $25.00 | 10/22/2009 4:06:58 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/22/2009 4:07:01 PM |
| income-rocker2 | $25.00 | $25.00 | 10/22/2009 4:07:07 PM |
| gracej | $25.00 | $25.00 | 10/22/2009 4:07:12 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/22/2009 4:07:15 PM |
| drg6289 | $25.00 | $25.00 | 10/22/2009 4:07:22 PM |
| shmily99 | $25.00 | $25.00 | 10/22/2009 4:19:52 PM |
| gig4ls | $25.00 | $25.00 | 10/22/2009 4:13:06 PM |
| coolspeed | $25.00 | $25.00 | 10/22/2009 4:47:53 PM |
| SNH | $50.00 | $50.00 | 10/22/2009 4:05:09 PM |
| andrewgl | $25.00 | $25.00 | 10/22/2009 4:05:16 PM |
| biobulator | $25.00 | $25.00 | 10/22/2009 4:06:14 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/22/2009 4:06:27 PM |
| honorable-yield | $25.00 | $25.00 | 10/22/2009 4:06:35 PM |
| Toastsr | $25.00 | $25.00 | 10/22/2009 4:06:41 PM |
| wildguy | $25.00 | $25.00 | 10/22/2009 4:06:47 PM |
| louisianalender | $100.00 | $100.00 | 10/22/2009 4:06:54 PM |
| catomaior | $25.00 | $25.00 | 10/22/2009 4:06:57 PM |
| unk1911 | $25.00 | $25.00 | 10/22/2009 4:07:11 PM |
| TheYellowDart | $25.00 | $25.00 | 10/22/2009 4:07:17 PM |
| thedreamer | $25.00 | $25.00 | 10/22/2009 5:01:37 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/22/2009 5:08:03 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/22/2009 5:23:05 PM |
| best-marketologist | $25.00 | $25.00 | 10/22/2009 5:54:59 PM |
| intelligent-yield | $25.00 | $25.00 | 10/22/2009 6:03:44 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/22/2009 7:23:18 PM |
| blackbird02 | $25.00 | $25.00 | 10/22/2009 7:23:32 PM |
| capital-albatross | $25.00 | $25.00 | 10/22/2009 7:23:32 PM |
| loanfairy | $25.00 | $25.00 | 10/22/2009 7:23:35 PM |
| leverage-trident | $25.00 | $25.00 | 10/22/2009 7:23:37 PM |
| tsquared_030 | $25.00 | $25.00 | 10/22/2009 7:23:40 PM |
| alex189a | $25.00 | $25.00 | 10/22/2009 5:08:12 PM |
| purdue98 | $25.00 | $25.00 | 10/22/2009 7:23:52 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/22/2009 7:23:55 PM |
| bondhedger | $25.00 | $25.00 | 10/22/2009 7:27:47 PM |
| jdl424 | $25.00 | $25.00 | 10/22/2009 7:49:45 PM |
| gain-butterfly | $25.00 | $25.00 | 10/22/2009 5:28:07 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/22/2009 8:58:30 PM |
| platinum-cub | $25.00 | $25.00 | 10/22/2009 7:12:58 PM |
| Rogelio48 | $25.00 | $25.00 | 10/22/2009 7:23:19 PM |
| boghdan2000 | $25.00 | $25.00 | 10/22/2009 7:23:34 PM |
| five-star-note | $25.00 | $25.00 | 10/22/2009 7:23:41 PM |
| NATIVEBORN | $25.00 | $1.65 | 10/23/2009 7:11:12 AM |
| cornflakes100 | $25.00 | $25.00 | 10/23/2009 1:16:13 AM |
| foothillender | $25.00 | $25.00 | 10/24/2009 5:52:36 AM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 10:43:44 PM |
| vkorichkov | $25.00 | $25.00 | 10/22/2009 4:05:18 PM |
| agent86a | $25.00 | $25.00 | 10/22/2009 4:05:22 PM |
| SweetHoneyPot | $25.00 | $25.00 | 10/22/2009 4:05:27 PM |
| beezling | $52.00 | $52.00 | 10/22/2009 4:06:09 PM |
| heroic-benefit | $25.00 | $25.00 | 10/22/2009 4:06:16 PM |
| tallmon | $25.00 | $25.00 | 10/22/2009 4:06:20 PM |
| building_community | $25.00 | $25.00 | 10/22/2009 4:06:22 PM |
| Havana21 | $50.00 | $50.00 | 10/22/2009 4:06:26 PM |
| spitzbergen | $25.00 | $25.00 | 10/22/2009 4:06:34 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/22/2009 4:06:39 PM |
| irrelevant | $25.00 | $25.00 | 10/22/2009 4:06:42 PM |
| jhouman | $25.00 | $25.00 | 10/22/2009 4:06:46 PM |
| YogaDude34 | $25.00 | $25.00 | 10/22/2009 4:06:49 PM |
| uncleegg | $25.00 | $25.00 | 10/22/2009 4:06:56 PM |
| anton | $25.00 | $25.00 | 10/22/2009 4:05:12 PM |
| tender-deal | $25.00 | $25.00 | 10/22/2009 4:07:03 PM |
| value-microscope | $25.00 | $25.00 | 10/22/2009 4:05:21 PM |
| njlom | $25.00 | $25.00 | 10/22/2009 4:07:19 PM |
| 108lender | $75.00 | $75.00 | 10/22/2009 4:06:11 PM |
| charming-point | $50.00 | $50.00 | 10/22/2009 4:06:19 PM |
| NoCal | $25.00 | $25.00 | 10/22/2009 4:06:23 PM |
| kid8549 | $25.00 | $25.00 | 10/22/2009 4:06:28 PM |
| lagnisiruk | $25.00 | $25.00 | 10/22/2009 4:06:30 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/22/2009 4:06:36 PM |
| flwah | $50.00 | $50.00 | 10/22/2009 4:06:42 PM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 4:06:47 PM |
| Tammy102800 | $25.00 | $25.00 | 10/22/2009 4:07:06 PM |
| special-peso | $50.00 | $50.00 | 10/22/2009 4:07:09 PM |
| ZTA0796 | $25.00 | $25.00 | 10/22/2009 4:07:13 PM |
| JGB | $25.00 | $25.00 | 10/22/2009 4:07:18 PM |
| visionary-currency | $25.00 | $25.00 | 10/22/2009 4:07:34 PM |
| fuzed | $25.00 | $25.00 | 10/22/2009 4:13:36 PM |
| OSERENKUKU | $25.00 | $25.00 | 10/22/2009 4:08:56 PM |
| PayItForward09 | $25.00 | $25.00 | 10/22/2009 4:09:08 PM |
| texrob20 | $25.00 | $25.00 | 10/22/2009 4:12:55 PM |
| capital-galaxy | $25.00 | $25.00 | 10/22/2009 4:38:12 PM |
| personal-lender | $25.00 | $25.00 | 10/22/2009 4:05:10 PM |
| InChicago | $25.00 | $25.00 | 10/22/2009 4:05:17 PM |
| FountainShrugged | $25.00 | $25.00 | 10/22/2009 4:06:18 PM |
| GatorBux | $25.00 | $25.00 | 10/22/2009 4:06:25 PM |
| jonn834 | $25.00 | $25.00 | 10/22/2009 4:59:45 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/22/2009 4:06:31 PM |
| Wangersinc | $25.00 | $25.00 | 10/22/2009 4:06:38 PM |
| mtquan | $25.00 | $25.00 | 10/22/2009 4:06:44 PM |
| GElender | $25.00 | $25.00 | 10/22/2009 4:06:50 PM |
| fcb202 | $25.00 | $25.00 | 10/22/2009 4:06:55 PM |
| value-pole | $25.00 | $25.00 | 10/22/2009 4:07:05 PM |
| SkepticalBen | $25.00 | $25.00 | 10/22/2009 4:07:14 PM |
| cash-tiramisu | $50.00 | $50.00 | 10/22/2009 4:07:20 PM |
| TandyJames | $25.00 | $25.00 | 10/22/2009 4:07:26 PM |
| Payasoup | $36.63 | $36.63 | 10/22/2009 4:07:33 PM |
| TaoPooh | $25.00 | $25.00 | 10/22/2009 4:18:27 PM |
| marwadi-62 | $25.00 | $25.00 | 10/22/2009 5:47:50 PM |
| wealthstar | $25.00 | $25.00 | 10/22/2009 6:37:52 PM |
| Sitgarath | $25.00 | $25.00 | 10/22/2009 7:07:45 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/22/2009 7:23:16 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 10/22/2009 7:23:23 PM |
| preciousjeni | $25.00 | $25.00 | 10/22/2009 7:23:27 PM |
| nhi | $49.72 | $49.72 | 10/22/2009 7:23:32 PM |
| Shepherd7 | $25.00 | $25.00 | 10/22/2009 7:23:33 PM |
| rapid-power2 | $25.00 | $25.00 | 10/22/2009 7:23:34 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/22/2009 7:23:36 PM |
| birddogsb | $50.00 | $50.00 | 10/22/2009 7:23:39 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/22/2009 7:23:44 PM |
| SDNLR | $25.00 | $25.00 | 10/22/2009 7:23:51 PM |
| Ananya | $25.00 | $25.00 | 10/22/2009 5:13:38 PM |
| Artist_Blue | $25.00 | $25.00 | 10/22/2009 8:58:27 PM |
| turbine5 | $25.00 | $25.00 | 10/23/2009 1:16:11 AM |
| vigilance-searcher | $25.00 | $25.00 | 10/22/2009 7:23:25 PM |
| Hondo | $25.00 | $25.00 | 10/22/2009 7:23:31 PM |
| flexiboy35 | $25.00 | $25.00 | 10/22/2009 7:23:36 PM |
| InvestorPartners | $25.00 | $25.00 | 10/22/2009 7:23:41 PM |
| PotBellyPete | $25.00 | $25.00 | 10/22/2009 7:23:47 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/23/2009 4:23:00 AM |
| likeable-value | $25.00 | $25.00 | 10/23/2009 5:21:34 AM |
| Georgetastic | $25.00 | $25.00 | 10/23/2009 6:16:20 AM |
| KiwiElf | $25.00 | $25.00 | 10/23/2009 7:07:44 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/23/2009 7:51:48 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 1:07:51 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:38:28 PM |
| Thunder08 | $25.00 | $25.00 | 10/26/2009 11:03:47 AM |
| 155 bids
|
Borrower Payment Dependent Notes Series
427672
This series of Notes was issued and sold upon the funding of the borrower loan #39218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $250.61 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $246.96 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,088 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| worldly-gain5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Card Debt
Purpose of loan:
This loan will be used to pay off credit card debt incurred to upgrade?and?improve my rental properties.? I own??
a duplex, triplex, and 4-plex that were In the "fixer " category when initially purchased.??During the past 14 years I have gradually worked on the various deficiencies of these nice older buildings to? reduce the maintenance workload plus make them more competitive in?the local rental market.? The current interest rates offered by the home improvement chains? are over 20% and too high.
My financial situation
I am a good candidate for this loan because I?am in good health, gainfully employed?with a busy company, have a good credit history, have?cash flow from the rentals,??and am currently meeting all financial obligations.? Relieving myself of the high interest loan terms and seeking better interest rates will allow me to better meet all my financial obligations.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. It lowers the chances that yours will be one of the many loans on Prosper that goes bad. - 99Burning_Coder
A:
Haven't considered it. Can call a relative to bid and see if indeed it does spur bidding and promote a lower rate as you claim. Thanks for the tip.
(Oct-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/9/2009 4:21:40 PM |
| djh47a | $30.00 | $30.00 | 10/9/2009 4:22:09 PM |
| Weaverville | $25.00 | $25.00 | 10/9/2009 4:25:36 PM |
| j48 | $25.00 | $25.00 | 10/9/2009 4:26:44 PM |
| inventive-funds | $25.00 | $25.00 | 10/9/2009 4:27:09 PM |
| turbine5 | $40.00 | $40.00 | 10/9/2009 4:27:41 PM |
| hawker | $100.00 | $100.00 | 10/9/2009 4:22:05 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/9/2009 4:27:56 PM |
| point-zebra | $25.00 | $25.00 | 10/9/2009 4:23:42 PM |
| dealarella | $25.00 | $25.00 | 10/9/2009 4:28:55 PM |
| silver-armada | $50.00 | $50.00 | 10/9/2009 4:29:44 PM |
| Artist_Blue | $25.00 | $25.00 | 10/9/2009 4:29:52 PM |
| Champpilot | $50.00 | $50.00 | 10/9/2009 4:30:29 PM |
| ronow22 | $25.00 | $25.00 | 10/9/2009 4:30:43 PM |
| mebobeh | $25.00 | $25.00 | 10/9/2009 4:31:28 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/9/2009 4:31:40 PM |
| compoundinterest | $50.00 | $50.00 | 10/9/2009 4:27:23 PM |
| SimGuy | $25.00 | $25.00 | 10/9/2009 4:32:33 PM |
| honorable-yield | $25.00 | $25.00 | 10/9/2009 4:32:43 PM |
| Havana21 | $100.00 | $100.00 | 10/9/2009 4:33:35 PM |
| thedreamer | $25.00 | $25.00 | 10/9/2009 4:28:34 PM |
| dm_invest | $25.00 | $25.00 | 10/9/2009 4:34:13 PM |
| five-star-note | $25.00 | $25.00 | 10/9/2009 4:34:23 PM |
| czar3 | $30.00 | $30.00 | 10/9/2009 4:22:02 PM |
| justice-dna | $25.00 | $25.00 | 10/9/2009 4:22:07 PM |
| CPAMAN | $25.00 | $25.00 | 10/9/2009 4:29:47 PM |
| CallMeBen | $25.00 | $25.00 | 10/9/2009 4:23:56 PM |
| gadget7 | $25.00 | $25.00 | 10/9/2009 4:30:38 PM |
| DonaldColorado | $25.00 | $25.00 | 10/9/2009 4:24:25 PM |
| best-marketologist | $25.00 | $25.00 | 10/9/2009 4:31:36 PM |
| metro457 | $25.00 | $25.00 | 10/9/2009 4:31:55 PM |
| TW2000 | $25.00 | $25.00 | 10/9/2009 4:31:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:25 PM |
| holstj | $25.00 | $25.00 | 10/9/2009 4:33:45 PM |
| BlindProphet | $25.00 | $25.00 | 10/9/2009 4:27:16 PM |
| bleacher | $25.00 | $25.00 | 10/9/2009 4:34:08 PM |
| TIC0331 | $100.00 | $100.00 | 10/9/2009 4:34:11 PM |
| degster | $25.00 | $25.00 | 10/9/2009 4:27:33 PM |
| Josta | $50.00 | $50.00 | 10/9/2009 4:34:33 PM |
| kbodendorf | $25.00 | $25.00 | 10/9/2009 4:40:24 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/9/2009 4:28:05 PM |
| larrybird | $95.00 | $95.00 | 10/9/2009 4:28:20 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/9/2009 8:04:20 PM |
| crenen139 | $25.00 | $25.00 | 10/9/2009 8:38:55 PM |
| rolandweary | $40.00 | $40.00 | 10/9/2009 4:29:29 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/9/2009 4:29:57 PM |
| laudable-balance | $25.00 | $25.00 | 10/9/2009 4:30:03 PM |
| zacharyd | $25.00 | $25.00 | 10/9/2009 4:30:07 PM |
| Clambake | $50.00 | $50.00 | 10/9/2009 4:31:06 PM |
| lagnisiruk | $25.00 | $25.00 | 10/9/2009 4:32:18 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:32:38 PM |
| Jassi | $25.00 | $25.00 | 10/9/2009 4:33:13 PM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 4:33:17 PM |
| vcbogan | $100.00 | $100.00 | 10/9/2009 4:33:30 PM |
| radiant-fund | $25.00 | $25.00 | 10/9/2009 4:34:40 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:34:46 PM |
| Winger | $50.00 | $50.00 | 10/9/2009 4:41:17 PM |
| asiaratt | $25.00 | $25.00 | 10/9/2009 5:09:01 PM |
| dollar-oracle55 | $25.00 | $25.00 | 10/9/2009 7:08:50 PM |
| Magus54 | $25.00 | $25.00 | 10/9/2009 7:43:51 PM |
| dr-dollar | $25.00 | $1.21 | 10/10/2009 7:33:55 AM |
| minista | $25.00 | $25.00 | 10/10/2009 3:17:43 PM |
| junes08 | $50.00 | $50.00 | 10/12/2009 6:35:47 AM |
| Syzygy | $25.00 | $25.00 | 10/12/2009 5:42:28 PM |
| PersonalBnkr | $25.00 | $25.00 | 10/12/2009 8:10:45 PM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:54:04 AM |
| interstellar | $30.34 | $30.34 | 10/14/2009 2:16:58 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:38:34 PM |
| Rustang | $50.00 | $50.00 | 10/19/2009 8:56:16 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:30 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:19:55 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:20:13 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 10:27:43 AM |
| rmpedi33 | $100.00 | $100.00 | 10/20/2009 12:46:55 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:35:00 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 6:05:38 PM |
| rdrloan | $25.00 | $25.00 | 10/22/2009 4:48:35 PM |
| Chrishu | $25.00 | $25.00 | 10/22/2009 6:55:58 PM |
| JerryB96 | $25.00 | $25.00 | 10/22/2009 7:08:31 PM |
| jcw3rd | $25.00 | $25.00 | 10/22/2009 6:28:00 PM |
| massuot | $25.00 | $25.00 | 10/23/2009 3:42:41 AM |
| JFalcon | $50.00 | $50.00 | 10/23/2009 5:31:57 AM |
| zbanker | $28.00 | $28.00 | 10/23/2009 9:39:46 AM |
| understanding-integrity4 | $50.00 | $50.00 | 10/23/2009 7:09:34 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:38:36 AM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:55:43 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:38:21 AM |
| Leshan | $50.00 | $50.00 | 10/23/2009 12:43:32 PM |
| kf88 | $25.00 | $25.00 | 10/23/2009 2:04:35 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:11:18 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:17:47 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/9/2009 4:21:48 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/9/2009 4:22:00 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/9/2009 4:22:16 PM |
| selector568 | $100.00 | $100.00 | 10/9/2009 4:23:51 PM |
| abidos | $25.00 | $25.00 | 10/9/2009 4:24:03 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/9/2009 4:26:17 PM |
| gracej | $25.00 | $25.00 | 10/9/2009 4:21:57 PM |
| SNH | $50.00 | $50.00 | 10/9/2009 4:22:47 PM |
| kulender | $25.00 | $25.00 | 10/9/2009 4:24:11 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/9/2009 4:29:01 PM |
| friendly-gold | $25.00 | $25.00 | 10/9/2009 4:29:32 PM |
| DukSerduk | $25.00 | $25.00 | 10/9/2009 4:25:43 PM |
| gold-tsunami | $25.00 | $25.00 | 10/9/2009 4:26:04 PM |
| sas19 | $25.00 | $25.00 | 10/9/2009 4:26:11 PM |
| dparkhom | $25.00 | $25.00 | 10/9/2009 4:30:31 PM |
| snowman34 | $25.00 | $25.00 | 10/9/2009 4:26:26 PM |
| jcfunder | $25.00 | $25.00 | 10/9/2009 4:30:53 PM |
| Barak | $80.00 | $80.00 | 10/9/2009 4:26:35 PM |
| greenfuture | $25.00 | $25.00 | 10/9/2009 4:31:38 PM |
| anton | $50.00 | $50.00 | 10/9/2009 4:26:54 PM |
| tremendous-payment | $25.00 | $25.00 | 10/9/2009 4:32:46 PM |
| swoosh | $25.00 | $25.00 | 10/9/2009 4:33:50 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/9/2009 4:34:15 PM |
| personal-lender | $25.00 | $25.00 | 10/9/2009 4:22:12 PM |
| fortytwo | $250.00 | $250.00 | 10/9/2009 4:29:07 PM |
| Supernick | $50.00 | $50.00 | 10/9/2009 4:22:26 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:30 PM |
| icon7 | $25.00 | $25.00 | 10/9/2009 4:29:36 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/9/2009 4:29:50 PM |
| paymentologist | $25.00 | $25.00 | 10/9/2009 4:30:10 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/9/2009 4:30:36 PM |
| vinayski | $25.00 | $25.00 | 10/9/2009 4:30:46 PM |
| akahoss | $25.00 | $25.00 | 10/9/2009 4:31:56 PM |
| Hondo | $25.00 | $25.00 | 10/9/2009 4:32:03 PM |
| bchen78875 | $50.00 | $50.00 | 10/9/2009 4:25:53 PM |
| jakedubb | $25.00 | $25.00 | 10/9/2009 4:32:30 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/9/2009 4:32:35 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/9/2009 4:33:26 PM |
| Kelor99 | $25.00 | $25.00 | 10/9/2009 4:33:39 PM |
| triumphant-community | $25.00 | $25.00 | 10/9/2009 4:33:54 PM |
| papaman | $25.00 | $25.00 | 10/9/2009 4:33:59 PM |
| kid8549 | $25.00 | $25.00 | 10/9/2009 4:28:13 PM |
| Cai8899 | $25.00 | $25.00 | 10/9/2009 4:28:25 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 4:28:39 PM |
| smartchoices4u | $25.00 | $25.00 | 10/9/2009 5:24:05 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/9/2009 4:29:21 PM |
| visionary-currency | $50.00 | $50.00 | 10/9/2009 4:30:05 PM |
| lcole32 | $25.00 | $25.00 | 10/9/2009 4:30:22 PM |
| museic1 | $50.00 | $50.00 | 10/9/2009 4:30:26 PM |
| neighborly-bid | $25.00 | $25.00 | 10/9/2009 4:30:33 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/9/2009 4:31:01 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:30 PM |
| SB-Funding | $50.00 | $50.00 | 10/9/2009 4:31:09 PM |
| yield-lion | $25.00 | $25.00 | 10/9/2009 4:31:12 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/9/2009 4:31:17 PM |
| Halos2002 | $50.00 | $50.00 | 10/9/2009 4:31:44 PM |
| engaging-worth | $30.00 | $30.00 | 10/9/2009 4:32:07 PM |
| zone6 | $50.00 | $50.00 | 10/9/2009 4:34:27 PM |
| trapper569 | $25.00 | $25.00 | 10/9/2009 4:34:38 PM |
| rgrtanker | $25.00 | $25.00 | 10/9/2009 11:18:49 PM |
| Havana21 | $500.00 | $500.00 | 10/10/2009 12:29:32 AM |
| DDHMoney | $25.00 | $25.00 | 10/10/2009 2:28:57 AM |
| Prezotus | $25.00 | $25.00 | 10/9/2009 5:48:53 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/9/2009 11:19:01 PM |
| RetiredATC | $25.00 | $25.00 | 10/10/2009 3:23:52 AM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:54 AM |
| debt-sphinx99 | $25.00 | $25.00 | 10/10/2009 10:34:47 AM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:24:28 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:59:09 PM |
| miket71 | $43.63 | $43.63 | 10/12/2009 5:56:27 PM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 9:55:22 AM |
| liederhaus | $36.82 | $36.82 | 10/15/2009 10:58:37 AM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:42:49 AM |
| GOPHERBOY | $100.00 | $100.00 | 10/21/2009 5:01:52 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:08:56 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 4:54:28 PM |
| lazyeye | $25.00 | $25.00 | 10/23/2009 5:26:19 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:48:05 AM |
| mattblizz | $50.00 | $50.00 | 10/23/2009 12:21:08 AM |
| Torero06 | $25.00 | $25.00 | 10/23/2009 10:02:37 AM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 2:45:44 PM |
| wild-orange | $500.00 | $500.00 | 10/23/2009 3:35:13 PM |
| oldman68 | $25.00 | $25.00 | 10/23/2009 2:16:10 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
428290
This series of Notes was issued and sold upon the funding of the borrower loan #39206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 12.99% |
Starting borrower rate/APR:
| 13.99% / 16.15% |
Starting monthly payment:
| $85.43 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $84.23 |
| |
|
Auction yield range:
| 4.27% - 12.99% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 23y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $989 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 30 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| investment-trail |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Imrovement
Purpose of loan:
This loan will be used?for home
My financial situation:
I am a good candidate for this loan because I have an excellent job with?a local County government in Northern Virginia for the past 23 years as a director.?My income is expected to grow at 5% per year and max out at $160K.? I can answer any questions you may have. Thank you for your consideration.
Monthly net income: $ 7700
Monthly expenses: $
??Housing: $ 3800????
??Insurance: $100
??Car expenses: $ 0
??Utilities: $250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 800
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500 (Spouse)
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/15/2009 5:00:31 PM |
| Halos2002 | $50.00 | $50.00 | 10/15/2009 5:04:16 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/15/2009 7:06:30 PM |
| benevolent-reward | $25.00 | $25.00 | 10/15/2009 7:57:07 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/16/2009 4:27:46 PM |
| affluence-tulip | $100.00 | $100.00 | 10/19/2009 8:17:30 AM |
| massuot | $50.00 | $50.00 | 10/19/2009 8:11:40 AM |
| investorrr | $25.00 | $25.00 | 10/19/2009 8:17:31 AM |
| sks1 | $25.00 | $25.00 | 10/19/2009 4:23:00 PM |
| vegibenz | $29.62 | $29.62 | 10/19/2009 6:11:15 PM |
| mamayama | $50.00 | $50.00 | 10/19/2009 11:15:44 PM |
| totoro | $25.00 | $25.00 | 10/20/2009 6:43:20 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 8:14:31 PM |
| vutah | $25.00 | $25.00 | 10/20/2009 8:54:58 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/21/2009 7:06:06 AM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 11:58:10 AM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 2:56:51 PM |
| sbv1689 | $25.00 | $25.00 | 10/22/2009 8:10:33 AM |
| mosby | $50.00 | $50.00 | 10/22/2009 11:13:56 AM |
| buphigam | $25.00 | $25.00 | 10/22/2009 12:43:05 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/22/2009 2:34:06 PM |
| bigmacbeef | $28.00 | $28.00 | 10/22/2009 1:10:23 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:32:02 PM |
| tacopants | $53.76 | $53.76 | 10/22/2009 2:13:29 PM |
| epch | $25.00 | $25.00 | 10/22/2009 3:57:50 PM |
| stone_lion | $80.24 | $41.61 | 10/22/2009 4:03:32 PM |
| dblaz5 | $150.00 | $150.00 | 10/22/2009 4:06:55 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:13:40 PM |
| credit-coach118 | $25.00 | $25.00 | 10/22/2009 4:13:07 PM |
| bill-expert | $100.00 | $100.00 | 10/22/2009 4:35:22 PM |
| Ven58 | $25.00 | $25.00 | 10/22/2009 4:13:27 PM |
| nikkky2000 | $70.00 | $70.00 | 10/22/2009 4:35:48 PM |
| LibbyZ | $50.00 | $50.00 | 10/22/2009 4:13:14 PM |
| evinny101 | $40.35 | $40.35 | 10/22/2009 4:17:48 PM |
| robot777 | $25.00 | $25.00 | 10/15/2009 4:49:28 PM |
| CallMeBen | $25.00 | $25.00 | 10/15/2009 4:52:44 PM |
| ok | $25.00 | $25.00 | 10/15/2009 5:01:43 PM |
| RadCad1 | $50.00 | $50.00 | 10/15/2009 4:59:05 PM |
| blot44 | $25.00 | $25.00 | 10/16/2009 4:50:17 AM |
| louisprima | $39.66 | $39.66 | 10/16/2009 12:42:04 PM |
| breadbroker | $25.00 | $25.00 | 10/16/2009 4:37:21 PM |
| Bigsaver | $25.00 | $25.00 | 10/16/2009 7:31:14 PM |
| Aristophil | $100.00 | $100.00 | 10/17/2009 3:00:26 PM |
| building_community | $25.00 | $25.00 | 10/17/2009 3:01:33 PM |
| puyanera | $25.00 | $25.00 | 10/19/2009 5:51:20 AM |
| theonezozo | $25.00 | $25.00 | 10/19/2009 11:49:22 AM |
| RSV | $25.00 | $25.00 | 10/19/2009 4:35:10 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 5:59:04 AM |
| twuck | $40.00 | $40.00 | 10/20/2009 6:38:34 AM |
| rakey | $25.00 | $25.00 | 10/20/2009 5:03:35 PM |
| tenacious-payout | $25.00 | $25.00 | 10/20/2009 8:10:45 PM |
| CK1 | $25.00 | $25.00 | 10/20/2009 10:17:46 PM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:33:09 PM |
| gethope | $125.00 | $125.00 | 10/21/2009 5:18:04 PM |
| IP | $50.00 | $50.00 | 10/21/2009 4:29:52 PM |
| tomjac2000 | $25.00 | $25.00 | 10/21/2009 7:07:08 PM |
| minista | $25.00 | $25.00 | 10/22/2009 9:13:10 AM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 11:14:06 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:19:58 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 1:38:27 PM |
| Ghostchylde | $25.00 | $25.00 | 10/22/2009 3:57:53 PM |
| unixx | $50.00 | $50.00 | 10/22/2009 4:37:42 PM |
| BLKLOC11 | $25.00 | $25.00 | 10/22/2009 4:34:54 PM |
| stuart791 | $57.00 | $57.00 | 10/22/2009 4:35:57 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
428740
This series of Notes was issued and sold upon the funding of the borrower loan #39200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.66% |
Starting monthly payment:
| $56.63 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.54% |
Final monthly payment:
| $55.78 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 13
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 23y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,490 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 70% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| shiny-fairness3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYING CREDIT CARD
Purpose of loan:
This loan will be used to? PAY OCT HOUSE PAYMENT
My financial situation:
I am a good candidate for this loan because? FULL TIME JOB GOOD CREDIT SCORE LOTS OF OVERTIME.... BEEN ILL FOR 2 WEEKS WITH NO PAY
Monthly net income: $ 1600.00
Monthly expenses: $
??Housing: $ 1367.76
??Insurance: $?68.00??Car expenses: $ 100.00
??Utilities: $ 150.00
??Phone, cable, internet: $
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $ 600.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wildguy | $25.00 | $25.00 | 10/15/2009 4:44:02 PM |
| neighborly-bid | $25.00 | $25.00 | 10/15/2009 4:44:20 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/15/2009 4:44:05 PM |
| RadCad1 | $25.00 | $25.00 | 10/15/2009 4:44:36 PM |
| mdreiss | $25.00 | $25.00 | 10/15/2009 4:48:35 PM |
| d_grbg | $25.00 | $25.00 | 10/15/2009 4:48:31 PM |
| new-goal-return | $25.00 | $25.00 | 10/15/2009 4:48:53 PM |
| BuffetRocks | $50.00 | $50.00 | 10/15/2009 4:48:27 PM |
| Prezotus | $25.00 | $25.00 | 10/15/2009 4:49:09 PM |
| SNH | $50.00 | $33.63 | 10/15/2009 4:51:22 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:33:29 PM |
| junes08 | $50.00 | $50.00 | 10/16/2009 6:01:34 AM |
| interstellar | $50.00 | $50.00 | 10/16/2009 1:16:54 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/18/2009 8:47:13 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 10:35:27 AM |
| IPG1 | $50.00 | $50.00 | 10/20/2009 6:12:24 AM |
| payout-magician | $25.00 | $25.00 | 10/21/2009 5:32:05 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 9:01:24 PM |
| zorbadgreek | $25.00 | $25.00 | 10/21/2009 7:48:12 PM |
| Tecmo | $30.37 | $30.37 | 10/22/2009 5:32:22 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:50:33 AM |
| privatebankerva | $25.00 | $25.00 | 10/22/2009 11:08:53 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:23:19 PM |
| Engineer44 | $25.00 | $25.00 | 10/22/2009 4:34:37 PM |
| SDNLR | $25.00 | $25.00 | 10/15/2009 4:44:09 PM |
| zone8 | $100.00 | $100.00 | 10/15/2009 4:45:16 PM |
| five-star-justice | $36.00 | $36.00 | 10/15/2009 4:45:22 PM |
| VBAces | $25.00 | $25.00 | 10/15/2009 4:49:38 PM |
| YogaDude34 | $25.00 | $25.00 | 10/15/2009 4:49:43 PM |
| GElender | $25.00 | $25.00 | 10/15/2009 4:49:46 PM |
| junes08 | $25.00 | $25.00 | 10/15/2009 4:48:46 PM |
| shawnw2 | $50.00 | $50.00 | 10/15/2009 4:48:23 PM |
| thedreamer | $25.00 | $25.00 | 10/15/2009 4:48:41 PM |
| Halos2002 | $50.00 | $50.00 | 10/15/2009 4:49:32 PM |
| RyanSinn | $25.00 | $25.00 | 10/16/2009 10:41:49 AM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 2:53:50 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 10:45:57 AM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 11:05:20 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/20/2009 6:18:33 AM |
| roi-advantage | $25.00 | $25.00 | 10/21/2009 2:44:27 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 8:58:22 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/22/2009 6:13:37 AM |
| wild_carrot | $25.00 | $25.00 | 10/22/2009 12:08:06 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:56:02 PM |
| bitano | $50.00 | $50.00 | 10/22/2009 4:02:59 PM |
| LarWit1512 | $25.00 | $25.00 | 10/22/2009 4:13:12 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
428830
This series of Notes was issued and sold upon the funding of the borrower loan #39210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 18
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 47 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,260 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 97% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 13 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dad1963 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Aug-2009)
580-600
(Jun-2008)
|
|
Principal balance:
| $719.67 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
2nd Loan w/prosper
Purpose of loan:
This loan will be used to?
to pay 359 for four new tires on my neon, 470 for an ambulance bill, and the balance to pay off other prosper loan.
My financial situation:
I am a good candidate for this loan because? I have been on time with all of my current prosper payments.? I have improved my credit score and I am working on improving my credit.
Monthly net income: $
1255 from main job and $480 a month as a referee.? My wife pays the housing and household bills.? I cover the credit cards and miscellaneous bills.
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
80
??Utilities: $ 180
??Phone, cable, internet: $
75
??Food, entertainment: $
??Clothing, household expenses $
50
??Credit cards and other loans: $
189
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How much is your wife's monthly net income and the expenses that she pays? thanks - reflective-rupee
A:
My wife's monthly net income is about 3600. She pays a mortgage of $1291, a van pmt of $569, college loans of $221, ele/heat-$250, ins-$157, $400-groceries, and about $515.91 in credit card/installment loans.
Thank you for your interest.
(Oct-21-2009)
Q:
Please describe your current credit card and other debt (looks to be about $17K in total), including lender, balance, interest rate and monthly payment. thanks - reflective-rupee
A:
I have a home depot card with a rate of 23% on $3434 balance, a lowes card with a 22.99% interest w/ a $1740.50 balance, a capitalone card with 14.99% interest with a balance of $6702, a installment loan balance of $1631 at 24.99% interest, Merrick bank credit card balance of $1589 @19:99%, Aspire Card Credit balance of $2489 @ 21.99% interest. Thank you for your interest.
(Oct-21-2009)
Q:
Please explain the past delinquencies and the public record. thanks - reflective-rupee
A:
The past delinquencies are all included on the bankruptcy that I filed in January of 2005. I had to file bankruptcy due to mostly outstanding medical bills that I incurred due to several injuries to myself when I did not have medical insurance. Thanks for looking and considering my loan.
Fred
(Oct-22-2009)
Q:
Do you now have medical insurance? thanks - reflective-rupee
A:
Yes I now have had medical insurance since 2005.
(Oct-22-2009)
Q:
Are you fully recovered from your injuries? thanks - reflective-rupee
A:
Yes I have fully recovered from my injuries. I had to have a joint replacement in my left ring finger and that is now fully recovered.
Thanks
Fred
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gold-cluster | $100.00 | $100.00 | 10/15/2009 9:13:00 PM |
| Iza13 | $25.00 | $25.00 | 10/16/2009 11:22:04 AM |
| reflective-rupee | $50.00 | $50.00 | 10/21/2009 7:58:14 PM |
| durability-colonel | $50.00 | $50.00 | 10/21/2009 10:27:52 PM |
| EEasyMoney | $25.00 | $25.00 | 10/22/2009 7:25:04 AM |
| building_community | $25.00 | $25.00 | 10/22/2009 8:34:01 AM |
| reflective-rupee | $100.00 | $100.00 | 10/22/2009 9:09:29 AM |
| reflective-rupee | $50.00 | $50.00 | 10/22/2009 9:36:56 AM |
| mom4mel | $34.91 | $34.91 | 10/22/2009 9:53:10 AM |
| gold-cluster | $200.00 | $200.00 | 10/22/2009 1:55:19 PM |
| gold-cluster | $100.00 | $65.09 | 10/22/2009 1:57:00 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:25:30 PM |
| Jasmel | $50.00 | $50.00 | 10/18/2009 6:55:57 PM |
| gold-cluster | $300.00 | $300.00 | 10/21/2009 2:16:32 PM |
| reflective-rupee | $100.00 | $100.00 | 10/21/2009 5:19:59 PM |
| TheAlchemist | $25.00 | $25.00 | 10/21/2009 5:24:56 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/21/2009 4:36:52 PM |
| reflective-rupee | $50.00 | $50.00 | 10/21/2009 7:57:58 PM |
| reflective-rupee | $50.00 | $50.00 | 10/22/2009 5:43:42 AM |
| flexible-economy2 | $100.00 | $100.00 | 10/22/2009 1:17:46 PM |
| Oakdog68 | $50.00 | $50.00 | 10/22/2009 3:33:45 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
429134
This series of Notes was issued and sold upon the funding of the borrower loan #39233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 16.36% |
Starting monthly payment:
| $52.74 |
|
Final lender yield:
| 8.15% |
Final borrower rate/APR:
| 9.15% / 9.49% |
Final monthly payment:
| $47.80 |
| |
|
Auction yield range:
| 3.27% - 15.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $900 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| site_ml |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvesting in Prosper
Purpose of loan:
This loan will be used solely to reinvest in Prosper and to add to my credit file. I also want to see how the lending process works from the borrower's side.
My financial situation:
I am a good candidate for this loan because I do not need the money and I am able to pay back the loan early - there is a good chance I may. I do not know whether reinvesting the borrowed money will prove to be an extra income source or not, but I do know it will help me build my credit history - which I certainly need, and it is my main motivation in applying for this loan (although my credit score looks good, my credit file is reported as thin).
I'm an established lender with 31 active notes in the total amount of $890.61 in remaining principal value as of the time of creation of this listing. I can and will most likely use the payments I receive from these notes towards paying back this loan.
I have two accounts I can use to aid in paying back the loan:
Checking: $1,204.79 available balance
Savings: $134.59 available balance
Income vs. Expenses
Monthly Gross Income: around $690
Monthly After-tax Income (figuring 20% tax): $550
Monthly Expenses:
Transportation (Bus): $65
Cell Phone: $72-73
Housing: $0 (living with parents)
Internet: $72.95 (helping parents pay bill)
Community College: $170 (cost comes out about $1000 per semester, two semesters per year)
Misc. expenses (food, random purchases): $50-100 (There's room here to tighten the belt, so to speak)
Total: $430-480
Monthly Net: $70-120
Taking into account that the loan will require payments of no more than $55 per month, my income vs. expenses net is enough to pay back the loan. Thank you in advance for bidding on my listing!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What's the source of your income? - jybank
A:
I am a travel agent working on commission. Thanks for asking!
(Oct-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kirkjerk | $25.00 | $25.00 | 10/20/2009 11:15:05 AM |
| abuyama22 | $50.00 | $23.58 | 10/20/2009 11:15:09 AM |
| Brown98 | $25.00 | $25.00 | 10/21/2009 5:40:25 AM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 7:01:16 AM |
| hellasow | $30.00 | $30.00 | 10/21/2009 8:50:46 PM |
| JCPlending | $25.00 | $25.00 | 10/22/2009 6:21:43 PM |
| gizmo65 | $36.16 | $36.16 | 10/22/2009 6:43:08 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:11:20 AM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:08:40 PM |
| FundMaker | $30.00 | $30.00 | 10/23/2009 10:03:35 PM |
| Whosonfirst | $43.18 | $43.18 | 10/23/2009 7:29:01 PM |
| loanshark62 | $30.00 | $30.00 | 10/24/2009 3:08:16 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:08:21 PM |
| revenue-sapling | $25.00 | $25.00 | 10/25/2009 8:38:44 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 5:03:08 PM |
| YummiBear | $25.00 | $25.00 | 10/25/2009 11:30:55 AM |
| redtilapia | $25.00 | $25.00 | 10/26/2009 12:57:15 AM |
| rmpedi33 | $100.00 | $100.00 | 10/26/2009 7:31:57 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:35:54 AM |
| jybank | $100.00 | $100.00 | 10/26/2009 9:51:18 AM |
| octoberfresh | $25.00 | $25.00 | 10/26/2009 9:55:47 AM |
| anton | $50.00 | $50.00 | 10/20/2009 11:15:02 AM |
| GatorBux | $50.00 | $50.00 | 10/20/2009 11:15:07 AM |
| dudebrah | $25.00 | $25.00 | 10/22/2009 1:33:35 PM |
| marwadi-62 | $50.00 | $50.00 | 10/22/2009 5:41:50 PM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:12:12 PM |
| blot44 | $25.00 | $25.00 | 10/23/2009 2:56:08 PM |
| jpblan11 | $25.08 | $25.08 | 10/23/2009 3:01:49 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/24/2009 7:26:48 PM |
| vigman777 | $26.00 | $26.00 | 10/24/2009 8:18:21 PM |
| GOPHERBOY | $31.00 | $31.00 | 10/24/2009 6:03:59 PM |
| kinetic-social | $25.00 | $25.00 | 10/25/2009 8:20:28 AM |
| icon7 | $50.00 | $50.00 | 10/25/2009 7:41:42 AM |
| riv701 | $25.00 | $25.00 | 10/25/2009 3:31:20 PM |
| SNH | $50.00 | $50.00 | 10/25/2009 12:07:26 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:45:16 PM |
| olin5 | $25.00 | $25.00 | 10/26/2009 9:31:45 AM |
| sflash | $25.00 | $25.00 | 10/26/2009 10:41:14 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:34:05 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 11:43:03 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:24:28 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
429190
This series of Notes was issued and sold upon the funding of the borrower loan #39227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $171.52 |
|
Final lender yield:
| 10.11% |
Final borrower rate/APR:
| 11.11% / 11.46% |
Final monthly payment:
| $170.51 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,899 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 6% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| merciful-power5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Half?of this loan will be to repay an unexpected?cash advance made for a family member's medical emergency (credit card?has a high interest rate). The other half ($2,600) will be to pay for my personal use on credit cards.?
I can make monthly payments via billpay from my checking account.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
tell us about your public record. - senior1
A:
2003 bankrupty due to divorce, however have good credit now and was able to refinance on home.
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investor_101 | $50.00 | $50.00 | 10/19/2009 12:58:49 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/19/2009 12:58:45 PM |
| Halos2002 | $50.00 | $50.00 | 10/19/2009 1:00:31 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 1:06:58 PM |
| 3am-preacher | $25.00 | $25.00 | 10/19/2009 1:17:33 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 1:08:00 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/19/2009 1:22:09 PM |
| saahilld | $25.00 | $25.00 | 10/19/2009 1:20:36 PM |
| WealthBoy | $25.00 | $25.00 | 10/19/2009 1:20:47 PM |
| verbal8 | $25.00 | $25.00 | 10/19/2009 1:22:06 PM |
| robot777 | $25.00 | $25.00 | 10/19/2009 1:23:42 PM |
| seattle | $25.00 | $25.00 | 10/19/2009 1:21:16 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 4:24:51 PM |
| Sumach | $25.00 | $25.00 | 10/19/2009 5:42:00 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 8:59:21 PM |
| cloud8 | $40.00 | $40.00 | 10/20/2009 9:31:36 AM |
| NJournalist | $25.00 | $25.00 | 10/20/2009 10:37:31 AM |
| YoungTaxMan | $50.00 | $50.00 | 10/20/2009 10:53:18 AM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:32:55 AM |
| phaded | $25.00 | $25.00 | 10/21/2009 4:30:24 PM |
| greeninspirit | $25.00 | $25.00 | 10/21/2009 4:32:51 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 6:34:43 PM |
| swiftsoul | $25.00 | $25.00 | 10/22/2009 11:53:19 AM |
| favorite-commerce | $25.00 | $25.00 | 10/22/2009 12:52:52 PM |
| BankOfShaun | $25.00 | $25.00 | 10/22/2009 1:07:53 PM |
| ok | $25.00 | $25.00 | 10/22/2009 4:59:24 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/22/2009 6:34:24 PM |
| snowdem0n | $50.00 | $50.00 | 10/23/2009 10:54:20 AM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:01:26 PM |
| whazarook | $25.00 | $25.00 | 10/23/2009 6:18:04 PM |
| nobsbooks | $25.00 | $25.00 | 10/24/2009 10:43:01 AM |
| lanlie | $142.07 | $142.07 | 10/25/2009 6:57:02 AM |
| massuot | $25.00 | $25.00 | 10/25/2009 4:52:29 AM |
| wwwUniversal | $25.00 | $25.00 | 10/25/2009 10:41:16 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/25/2009 10:41:19 AM |
| JDLanier | $25.00 | $25.00 | 10/25/2009 11:18:21 AM |
| LoanDMC | $25.00 | $25.00 | 10/25/2009 11:22:44 AM |
| PotBellyPete | $25.00 | $25.00 | 10/25/2009 10:03:26 AM |
| McChan | $800.00 | $800.00 | 10/25/2009 10:39:53 AM |
| adir1 | $25.00 | $25.00 | 10/25/2009 7:03:20 PM |
| crw1950 | $50.00 | $50.00 | 10/25/2009 7:25:54 PM |
| littlemonkey | $25.00 | $25.00 | 10/25/2009 6:15:07 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:46:37 PM |
| BlackFred | $25.00 | $25.00 | 10/26/2009 12:28:01 AM |
| edsmoney | $100.00 | $100.00 | 10/26/2009 5:06:49 AM |
| nbah123 | $50.00 | $50.00 | 10/25/2009 7:39:34 PM |
| astro128 | $25.00 | $25.00 | 10/26/2009 7:31:42 AM |
| icon7 | $50.00 | $50.00 | 10/26/2009 4:13:06 AM |
| MonkeyHero | $25.20 | $25.20 | 10/26/2009 9:17:03 AM |
| EliteCapital | $25.00 | $25.00 | 10/26/2009 9:31:08 AM |
| Barky52 | $25.00 | $25.00 | 10/26/2009 7:06:56 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/26/2009 7:13:24 AM |
| MNMAN21 | $100.98 | $39.85 | 10/26/2009 7:24:16 AM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 10:35:31 AM |
| BAEVentures | $50.00 | $50.00 | 10/26/2009 8:40:14 AM |
| a-shiny-dime | $25.00 | $25.00 | 10/26/2009 10:42:16 AM |
| doomsday18 | $25.00 | $25.00 | 10/26/2009 9:36:59 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:34:41 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/26/2009 10:13:05 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:25:42 PM |
| MrLeft | $25.00 | $25.00 | 10/26/2009 10:37:10 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 10:50:51 AM |
| manny00 | $31.54 | $31.54 | 10/26/2009 11:20:06 AM |
| income-fortress | $100.00 | $100.00 | 10/19/2009 1:07:01 PM |
| Mowine4me | $25.00 | $25.00 | 10/19/2009 1:13:03 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/19/2009 1:08:40 PM |
| CallMeBen | $25.00 | $25.00 | 10/19/2009 1:25:55 PM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 7:18:52 PM |
| benevolent-reward | $25.00 | $25.00 | 10/19/2009 7:50:48 PM |
| Bigsaver | $25.00 | $25.00 | 10/20/2009 10:26:58 AM |
| g314 | $30.00 | $30.00 | 10/20/2009 10:14:13 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/20/2009 12:08:31 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 5:07:12 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 9:22:12 PM |
| Spizzo | $25.00 | $25.00 | 10/22/2009 2:51:30 PM |
| gary500 | $25.00 | $25.00 | 10/22/2009 6:28:45 PM |
| puyanera | $25.00 | $25.00 | 10/23/2009 8:57:52 AM |
| reciprocate | $100.00 | $100.00 | 10/23/2009 10:18:26 AM |
| aganippe | $50.00 | $50.00 | 10/23/2009 2:29:49 PM |
| blot44 | $50.00 | $50.00 | 10/23/2009 2:56:55 PM |
| buphigam | $25.00 | $25.00 | 10/23/2009 4:23:18 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/23/2009 7:07:52 PM |
| nolahelper | $50.00 | $50.00 | 10/23/2009 6:00:01 PM |
| Iza13 | $25.00 | $25.00 | 10/23/2009 7:22:21 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:33 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 8:07:02 PM |
| simms2k | $25.00 | $25.00 | 10/24/2009 8:32:14 AM |
| FundMaker | $25.00 | $25.00 | 10/23/2009 10:08:12 PM |
| comicgeek | $25.00 | $25.00 | 10/24/2009 9:21:47 AM |
| chemestudent | $25.00 | $25.00 | 10/24/2009 8:23:30 AM |
| Hogan55 | $50.00 | $50.00 | 10/24/2009 6:04:52 AM |
| JTHarris | $50.00 | $50.00 | 10/24/2009 9:33:44 AM |
| sutibun | $30.00 | $30.00 | 10/24/2009 9:36:46 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:10:26 PM |
| msullivaniii | $25.00 | $25.00 | 10/24/2009 11:16:05 PM |
| minista | $25.00 | $25.00 | 10/25/2009 7:01:15 AM |
| Nicksr | $41.98 | $41.98 | 10/24/2009 6:38:39 PM |
| banker9705 | $49.48 | $49.48 | 10/24/2009 7:42:15 PM |
| pietro_torna_indietro | $100.00 | $100.00 | 10/25/2009 7:51:45 AM |
| loanman2007 | $75.00 | $75.00 | 10/25/2009 12:08:45 PM |
| twjh | $25.00 | $25.00 | 10/25/2009 12:58:05 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/25/2009 9:47:46 AM |
| ericd523 | $25.00 | $25.00 | 10/25/2009 2:56:51 PM |
| Lender0307 | $25.00 | $25.00 | 10/25/2009 6:17:24 PM |
| spiff666 | $25.00 | $25.00 | 10/25/2009 4:57:44 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/25/2009 1:55:15 PM |
| mcabery | $200.00 | $200.00 | 10/25/2009 4:53:04 PM |
| gothampark | $25.00 | $25.00 | 10/26/2009 12:24:44 AM |
| iruz | $40.00 | $40.00 | 10/26/2009 6:46:08 AM |
| buffalobills | $25.00 | $25.00 | 10/26/2009 8:40:55 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:46:17 AM |
| Credit2Prosper | $29.88 | $29.88 | 10/26/2009 9:16:27 AM |
| emitt3140 | $25.00 | $25.00 | 10/26/2009 6:14:49 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:39:50 AM |
| sentry256 | $25.00 | $25.00 | 10/26/2009 10:21:43 AM |
| mpatrick | $50.00 | $50.00 | 10/26/2009 11:15:42 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:18:53 AM |
| investment-party | $25.00 | $25.00 | 10/26/2009 12:40:38 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:18:40 AM |
| 119 bids
|
Borrower Payment Dependent Notes Series
429318
This series of Notes was issued and sold upon the funding of the borrower loan #39175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,060.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $138.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $138.42 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 42 | Length of status: | 3y 6m |
|
Amount delinquent:
| $498 |
Revolving credit balance:
| $0 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| tairob1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $3,060.00 | < mo. late:
| 0
( 0% )
| 560-580
(Jun-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Sure will take me a long way!
Purpose of loan:
This loan will help me wipe my slate clean! I am extremely close to ridding my credit report of deragatory accounts. I have two medical collections that are boggin me down. Though lenders don't consider them, Fair Isaac does! I need every little boost I can get to improve my score. I own my home and my ARM will adjust in November. I need any extra points I can obtain to help land me in the runnings for better mortgage products. Since I have been?paying this off here, and that off there, I have moved from paying my mortgage on the 1st, to waiting until later in the month. I have?not ever?been late (30 days) but I am not technically ontime. I would love the piece of mind knowing that my mortgage is current on the 1st of every month instead of the lingering on...?My utility bills have also accumulated. I would love to pay everyone off and just START ANEW. To have a clear credit report, no balances on utility bills, and my mortgage paid on time every month, life will be bittersweet. I would love to have a chance to redirect the way my future is headed.
My financial situation:
I am a hard worker and I love to learn. What this means is I am no stranger to overtime and I take on?odd jobs?to gain experience. I am a certified tax preparer which brings extra cash flow in the first quarter of the year. I bartend every now and again, and this is all while always keeping my eyes open for a more lucrative 9-5!
Monthly net income: $ 3200
Monthly expenses: $
??Housing: $ 1078.00
??Insurance: $?56
??Car expenses: $80.00 (gas)?
??Utilities: $?222
??Phone, cable, internet: $ 45
??Food, entertainment: $?150
??Clothing, household expenses $ 135
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What will your mortgage payments adjust up to? thanks - reflective-rupee
A:
$1152
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/20/2009 4:37:13 PM |
| mrxtravis | $300.00 | $300.00 | 10/21/2009 10:24:37 PM |
| unk1911 | $25.00 | $25.00 | 10/22/2009 10:23:38 AM |
| TheAlchemist | $25.00 | $25.00 | 10/22/2009 5:29:29 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/22/2009 6:01:32 PM |
| balance-warrior | $25.00 | $25.00 | 10/24/2009 10:11:08 AM |
| currency-bumblebee | $100.00 | $100.00 | 10/24/2009 11:34:16 AM |
| TheAlchemist | $100.00 | $100.00 | 10/26/2009 2:02:52 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 2:58:53 PM |
| Tono | $25.00 | $25.00 | 10/26/2009 4:46:31 PM |
| Lubava | $25.00 | $25.00 | 10/26/2009 7:05:17 PM |
| mrxtravis | $200.00 | $200.00 | 10/26/2009 9:26:11 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/27/2009 9:05:29 AM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 9:13:52 AM |
| mrxtravis | $124.04 | $124.04 | 10/27/2009 9:47:45 AM |
| mikelance7 | $25.00 | $25.00 | 10/27/2009 11:30:22 AM |
| velocity-flag | $25.00 | $25.00 | 10/27/2009 11:50:23 AM |
| velocity-flag | $25.00 | $25.00 | 10/27/2009 11:51:02 AM |
| lender12345 | $150.00 | $150.00 | 10/27/2009 1:26:37 PM |
| shellstar | $25.00 | $25.00 | 10/27/2009 10:07:46 AM |
| aha6297 | $25.00 | $25.00 | 10/27/2009 2:50:22 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/27/2009 2:47:29 PM |
| Engineer44 | $30.00 | $30.00 | 10/27/2009 4:05:00 PM |
| shneb | $50.00 | $50.00 | 10/27/2009 3:45:15 PM |
| rubylender | $25.00 | $25.00 | 10/20/2009 6:51:35 PM |
| reflective-rupee | $50.00 | $50.00 | 10/21/2009 7:55:50 PM |
| interest-friendship | $100.00 | $100.00 | 10/22/2009 9:38:51 AM |
| Iceman1347 | $25.00 | $25.00 | 10/22/2009 8:44:09 PM |
| IrrationalPi | $25.00 | $25.00 | 10/24/2009 4:47:03 PM |
| eronyc | $25.00 | $25.00 | 10/26/2009 1:07:51 PM |
| a-finance-nirvana | $100.00 | $100.00 | 10/26/2009 4:26:22 PM |
| 1traveler | $25.00 | $25.00 | 10/26/2009 9:56:29 PM |
| sparkybrneyes | $25.00 | $25.00 | 10/27/2009 8:14:37 AM |
| tompau | $25.00 | $25.00 | 10/27/2009 8:17:31 AM |
| MrLeft | $25.00 | $25.00 | 10/27/2009 8:13:40 AM |
| a-finance-nirvana | $200.00 | $200.00 | 10/27/2009 1:58:50 PM |
| pimpin-aint-easy | $25.00 | $25.00 | 10/27/2009 1:33:47 PM |
| econgineer | $26.50 | $26.50 | 10/27/2009 1:51:09 PM |
| Sudoku | $100.00 | $100.00 | 10/27/2009 2:37:31 PM |
| mrxtravis | $1,000.00 | $714.46 | 10/27/2009 11:17:20 AM |
| gluon | $25.00 | $25.00 | 10/27/2009 12:51:55 PM |
| Bill88 | $40.00 | $40.00 | 10/27/2009 3:49:42 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
429324
This series of Notes was issued and sold upon the funding of the borrower loan #39219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 9.17% |
Starting borrower rate/APR:
| 10.17% / 10.52% |
Starting monthly payment:
| $161.74 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $154.84 |
| |
|
Auction yield range:
| 3.27% - 9.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| penny-recruiter |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new capital
Purpose of loan:
This loan will be used to?provide short term liquidity while my wife and I make a personal loan of $4000 to two of our children.?
My financial situation:
I am a good candidate for this loan because?our cash flow and two household income will easily pay the interest and? principal on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ClearLake | $25.00 | $25.00 | 10/20/2009 4:10:35 PM |
| transparency-giant | $65.00 | $65.00 | 10/20/2009 4:27:05 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:29:46 PM |
| DonaldColorado | $25.00 | $25.00 | 10/20/2009 4:26:55 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:31:47 PM |
| supersarah61 | $25.00 | $25.00 | 10/20/2009 4:30:22 PM |
| kenji4861 | $50.00 | $50.00 | 10/20/2009 4:30:28 PM |
| ThomasC | $25.00 | $25.00 | 10/20/2009 4:30:55 PM |
| rdrloan | $25.00 | $25.00 | 10/20/2009 4:30:17 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:31:18 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2009 4:30:44 PM |
| djh47a | $40.00 | $40.00 | 10/20/2009 4:31:43 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:57 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:32:26 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/20/2009 4:32:40 PM |
| get30inc | $50.00 | $50.00 | 10/20/2009 4:32:12 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:32:19 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:36:18 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:33:09 PM |
| proper-commitment5 | $41.00 | $41.00 | 10/20/2009 4:33:32 PM |
| anton | $50.00 | $50.00 | 10/20/2009 4:34:26 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:33:44 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/20/2009 4:34:35 PM |
| Aeroman32 | $25.00 | $25.00 | 10/20/2009 4:35:23 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/20/2009 4:34:42 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:37:04 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:38:28 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:37:24 PM |
| bchen78875 | $50.00 | $50.00 | 10/20/2009 4:37:30 PM |
| sas19 | $25.00 | $25.00 | 10/20/2009 4:37:38 PM |
| Barak | $80.00 | $80.00 | 10/20/2009 4:37:49 PM |
| inventive-funds | $25.00 | $25.00 | 10/20/2009 4:37:53 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:38:55 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:38:12 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:39:23 PM |
| gold-tsunami | $25.00 | $25.00 | 10/20/2009 4:40:03 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:38:47 PM |
| zone6 | $100.00 | $100.00 | 10/20/2009 4:39:03 PM |
| dr-dollar | $25.00 | $25.00 | 10/20/2009 4:39:15 PM |
| degster | $25.00 | $25.00 | 10/20/2009 4:40:09 PM |
| vestquid | $25.00 | $25.00 | 10/20/2009 5:22:47 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:21:07 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:30:17 PM |
| swiftsoul | $25.00 | $25.00 | 10/23/2009 8:21:34 AM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:18:51 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/23/2009 9:42:27 PM |
| Dan77 | $25.00 | $25.00 | 10/24/2009 9:07:06 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/25/2009 9:37:51 AM |
| dmitriy2 | $25.00 | $25.00 | 10/24/2009 10:24:51 PM |
| kc_dude | $35.00 | $35.00 | 10/25/2009 4:43:07 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:38:07 PM |
| wwwUniversal | $25.00 | $25.00 | 10/26/2009 1:13:53 PM |
| priceless-nickel | $200.00 | $200.00 | 10/26/2009 4:14:04 PM |
| chuchutrain | $30.00 | $30.00 | 10/26/2009 8:54:52 PM |
| pietro_torna_indietro | $50.00 | $50.00 | 10/26/2009 11:14:51 PM |
| PotBellyPete | $50.00 | $50.00 | 10/27/2009 7:28:43 AM |
| heretolendit | $25.00 | $25.00 | 10/27/2009 11:24:39 AM |
| Okeey | $25.00 | $25.00 | 10/27/2009 10:31:50 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/27/2009 1:32:28 PM |
| slartibardfast | $35.00 | $35.00 | 10/20/2009 4:30:32 PM |
| Attract | $25.00 | $25.00 | 10/20/2009 4:31:03 PM |
| kanakakm | $50.00 | $50.00 | 10/20/2009 4:31:14 PM |
| lean-velocity | $25.00 | $25.00 | 10/20/2009 4:31:35 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:31:40 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:31:57 PM |
| Cai8899 | $50.00 | $50.00 | 10/20/2009 4:32:05 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:33:13 PM |
| VBAces | $75.00 | $75.00 | 10/20/2009 4:30:42 PM |
| thegreatone | $50.00 | $50.00 | 10/20/2009 4:31:20 PM |
| wacko82 | $25.00 | $25.00 | 10/20/2009 4:31:29 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:33:38 PM |
| Tai | $25.00 | $25.00 | 10/20/2009 4:31:10 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:35:03 PM |
| BeemerRider | $25.00 | $25.00 | 10/20/2009 4:32:47 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:35:34 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:35:42 PM |
| Gundu | $25.00 | $25.00 | 10/20/2009 4:33:03 PM |
| dirkjan | $25.00 | $25.00 | 10/20/2009 4:34:16 PM |
| Weaverville | $25.00 | $25.00 | 10/20/2009 4:37:17 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:34:48 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:38:14 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:38:23 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:36:58 PM |
| BlindProphet | $25.00 | $25.00 | 10/20/2009 4:37:58 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:37:08 PM |
| czar3 | $25.00 | $25.00 | 10/20/2009 4:38:30 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:38:39 PM |
| goofy15975 | $25.00 | $25.00 | 10/20/2009 4:38:49 PM |
| compoundinterest | $50.00 | $50.00 | 10/20/2009 4:38:03 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:39:08 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/20/2009 4:38:18 PM |
| YogaDude34 | $125.00 | $125.00 | 10/20/2009 4:39:34 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/20/2009 4:38:35 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/20/2009 4:39:59 PM |
| fortytwo | $250.00 | $250.00 | 10/20/2009 4:40:01 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/20/2009 4:38:44 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/20/2009 4:40:06 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/20/2009 4:39:01 PM |
| GatorBait | $50.00 | $17.61 | 10/20/2009 4:40:38 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:39:20 PM |
| Sixmil | $25.00 | $25.00 | 10/20/2009 4:40:13 PM |
| SchaeferJ | $25.00 | $25.00 | 10/20/2009 4:45:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:14:21 PM |
| blot44 | $100.00 | $100.00 | 10/21/2009 3:26:40 PM |
| FundMaker | $30.00 | $30.00 | 10/23/2009 10:12:29 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:16:25 PM |
| JDLanier | $25.00 | $25.00 | 10/25/2009 11:21:23 AM |
| brightest-income-hunter | $25.00 | $25.00 | 10/26/2009 2:48:21 PM |
| wild-orange | $200.00 | $200.00 | 10/26/2009 4:38:56 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 3:52:56 PM |
| YummiBear | $25.00 | $25.00 | 10/26/2009 6:11:59 PM |
| hellasow | $30.00 | $30.00 | 10/26/2009 8:13:33 PM |
| nicebank | $31.39 | $31.39 | 10/27/2009 9:43:24 AM |
| GBlack | $30.00 | $30.00 | 10/27/2009 10:39:27 AM |
| AJ8981 | $100.00 | $100.00 | 10/27/2009 11:10:04 AM |
| blackstar | $25.00 | $25.00 | 10/27/2009 12:31:26 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/27/2009 1:09:15 PM |
| bossyboots01 | $25.00 | $25.00 | 10/27/2009 1:49:38 PM |
| kinetic-social | $25.00 | $25.00 | 10/27/2009 3:53:34 PM |
| bid-papyrus | $25.00 | $25.00 | 10/27/2009 4:01:42 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
429532
This series of Notes was issued and sold upon the funding of the borrower loan #39230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $226.18 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $226.18 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 15y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $105,989 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| BankerOne |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2009)
720-740
(Aug-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Paying off Loan and Home Repair
The purpose of this loan is to consolidate some existing debt, thereby lowering my monthly payments,?and complete some?home repairs.
Budget:
The ability of borrowers to pay their debts is important in any lending decision you make.? I earn a six-figure income at a large financial services company (16 years with the same employer).? Also, I have a 23-year credit history with no late payments ever.? I successfully paid a $25,000 Prosper loan earlier this year.? The following is my existing budget:??
Monthly Net Income????????$8,326.00
Mortgage????????????????????????? $2,066.00
Car???????????????????????????????????? $597.00
Revolving Credit???????????????? $2,351.00
Fixed Loans????????????????? ?????? $695.00
Utilities???????????????????????? ?????? $600.00
Phones???????????????????????? ????? ?$210.00
Gas????????????????????????????? ????? ?$400.00
Groceries????????????????????? ?????? $700.00
Remainder????????????????????????$707.00
Loan proceeds will be used to?payoff an existing fixed loan ($316 monthly payment) and complete some home repairs.??Based on the projected payment of the new Prosper loan ($226), I will LOWER my monthly expenses by $90 ($316-$226).
Assets:???
Monthly cash flow is probably your primary concern when deciding which loans to bid.? However, another factor that many borrowers fail to mention is other assets.? These assets are ones that are not presently liquid, but may?become so during the life of the loan.? The following are my other assets:??
My wife and I have about $80,000 in home equity.? However, home equity lending in Texas is very restrictive.? Based on my home?s present market value and my outstanding mortgage, I could access $20,000-$25,000.I have $1,750 in company stock that will be fully vested in 4 months (01/2010), with similar amounts vesting in 2011.? If you have any additional questions, please feel free to ask.? Thank you kindly for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 10/21/2009 3:56:32 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/21/2009 4:18:37 PM |
| LAKETIME | $50.00 | $50.00 | 10/22/2009 2:04:59 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/22/2009 6:09:39 PM |
| victor111 | $25.00 | $25.00 | 10/26/2009 7:12:57 AM |
| wealth-serenity | $25.00 | $25.00 | 10/26/2009 11:27:12 AM |
| reflective-rupee | $500.00 | $500.00 | 10/26/2009 10:36:47 AM |
| reflective-rupee | $150.00 | $147.99 | 10/26/2009 1:01:23 PM |
| frugalinvestor20 | $25.00 | $25.00 | 10/21/2009 4:15:09 PM |
| Jasmel | $400.00 | $400.00 | 10/21/2009 4:39:04 PM |
| periko | $50.00 | $50.00 | 10/22/2009 8:23:04 AM |
| gbruenin | $27.01 | $27.01 | 10/22/2009 3:21:07 AM |
| bobd32 | $25.00 | $25.00 | 10/22/2009 1:05:51 PM |
| brother_tam | $50.00 | $50.00 | 10/22/2009 3:12:02 PM |
| EEasyMoney | $50.00 | $50.00 | 10/23/2009 7:32:31 AM |
| reflective-rupee | $25.00 | $25.00 | 10/23/2009 7:17:52 PM |
| mrxtravis | $300.00 | $300.00 | 10/24/2009 10:52:59 AM |
| currency-bumblebee | $25.00 | $25.00 | 10/24/2009 11:44:58 AM |
| RecoveryLender | $25.00 | $25.00 | 10/26/2009 11:30:35 AM |
| investment-daydream | $100.00 | $100.00 | 10/26/2009 12:15:07 PM |
| mroc237 | $3,000.00 | $3,000.00 | 10/26/2009 11:00:32 AM |
| RecoveryLender | $25.00 | $25.00 | 10/26/2009 11:18:37 AM |
| truth-willow | $25.00 | $25.00 | 10/26/2009 12:14:24 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
429586
This series of Notes was issued and sold upon the funding of the borrower loan #39172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 18.86% |
Starting borrower rate/APR:
| 19.86% / 20.23% |
Starting monthly payment:
| $241.10 |
|
Final lender yield:
| 18.50% |
Final borrower rate/APR:
| 19.50% / 19.87% |
Final monthly payment:
| $239.91 |
| |
|
Auction yield range:
| 3.27% - 18.86% |
Estimated loss impact:
| 1.53% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 16y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,608 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| intuitive-finance |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finally ready to apply on Prosper
Fiinally have the correct listing format. Since I have mutiple sources I need to apply as self employed as that is how I fill out my taxes.
This loan is to provide funding between two new consulting contracts. I will receive payment on these by the end of the year from my long term customers. My credit is excellent and I have been wanting to finally use Prosper. My listing has been updated per advice from Prosper's underwriting. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
melodious-basis has bid a total of
$25.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
Hi, what type of consulting do you do? What is the status of the two consulting contracts that you have lined up? - SweetHomeChicago
A:
Hi there, I do computer computer network consulting in Los Angeles. The two contracts are from the same vendor and going well for another renewal in the beginning of the year as well. Thank you for bidding.
(Oct-25-2009)
Q:
Sorry, one other follow up question. It seems that you have already had several loans funded. Why were they withdrawn or canceled? If the rate was too high, what is your ultimate goal? - SweetHomeChicago
A:
Glad you asked. They did not go through as I did not apply as self employed which is how I file my taxes. Have already sent in the paperwork to Prosper who they reviewed my income and tax forms and approved me but I still needed to start the new listing, This time everything is lined up with the amount and rate and will have no delays.
(Oct-25-2009)
Q:
You said finally last time. What makes it really final this time? - ideal-value
A:
Hi there. My paperwork is approved with self employment status & income verified by Prosper underwriting and not just customer service reps. This time it will happen. Thanks for your support.
(Oct-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sflender1099 | $25.00 | $25.00 | 10/21/2009 3:56:44 PM |
| ministry3 | $25.00 | $25.00 | 10/21/2009 3:56:50 PM |
| CIC | $25.00 | $25.00 | 10/21/2009 4:49:21 PM |
| JustMee | $25.00 | $25.00 | 10/21/2009 5:28:45 PM |
| PurplePonchoMan | $25.00 | $25.00 | 10/22/2009 12:07:40 PM |
| balance-warrior | $25.00 | $25.00 | 10/22/2009 2:48:29 PM |
| sshgfwb | $25.00 | $25.00 | 10/23/2009 12:01:57 PM |
| Good_Karma_Cafe | $25.99 | $25.99 | 10/23/2009 2:12:46 PM |
| alterlatina | $25.00 | $25.00 | 10/23/2009 3:37:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/23/2009 3:48:35 PM |
| kingpin1 | $50.00 | $50.00 | 10/23/2009 6:41:31 PM |
| CommerciaLender | $25.00 | $25.00 | 10/24/2009 10:38:51 AM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:28:38 PM |
| auction-sergeant | $50.00 | $50.00 | 10/25/2009 5:58:54 PM |
| building_community | $50.00 | $50.00 | 10/26/2009 10:44:00 AM |
| forthright-trade | $25.00 | $25.00 | 10/26/2009 1:45:12 PM |
| bobbyhume | $25.00 | $25.00 | 10/26/2009 7:29:11 PM |
| pythia | $25.00 | $25.00 | 10/26/2009 7:37:46 PM |
| chibear34 | $25.00 | $25.00 | 10/26/2009 6:14:50 PM |
| favorite-dollar | $35.00 | $35.00 | 10/27/2009 5:23:02 AM |
| tender-ore | $25.00 | $25.00 | 10/27/2009 5:21:53 AM |
| grnii78 | $100.00 | $100.00 | 10/27/2009 7:18:30 AM |
| bevans | $25.00 | $25.00 | 10/27/2009 9:37:58 AM |
| XayV03 | $100.00 | $100.00 | 10/27/2009 1:28:25 PM |
| invincible-gain | $110.00 | $40.73 | 10/27/2009 2:52:22 PM |
| willinvest | $50.00 | $50.00 | 10/27/2009 3:01:09 PM |
| lazyeye | $25.00 | $25.00 | 10/27/2009 2:20:53 PM |
| LT-Loans | $120.00 | $120.00 | 10/27/2009 5:13:47 PM |
| erowis | $25.00 | $25.00 | 10/27/2009 4:31:11 PM |
| us957165 | $25.00 | $25.00 | 10/27/2009 5:25:02 PM |
| inthegreatnw | $25.00 | $25.00 | 10/27/2009 5:26:34 PM |
| gethope | $50.00 | $50.00 | 10/27/2009 5:05:13 PM |
| loanshark207 | $25.00 | $25.00 | 10/27/2009 5:46:34 PM |
| surferracerskaterboy | $50.00 | $50.00 | 10/27/2009 6:51:10 PM |
| icon7 | $50.00 | $50.00 | 10/27/2009 7:10:59 PM |
| SV-AZ | $25.00 | $25.00 | 10/27/2009 7:49:20 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/27/2009 9:29:34 PM |
| nbah123 | $50.00 | $50.00 | 10/27/2009 10:32:35 PM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 10:17:28 PM |
| sharp-credit | $1,000.00 | $1,000.00 | 10/27/2009 6:16:33 PM |
| mt3209 | $25.00 | $25.00 | 10/27/2009 6:21:25 PM |
| principal-kangaroo | $30.29 | $30.29 | 10/27/2009 6:42:36 PM |
| cozy-payout | $25.00 | $25.00 | 10/28/2009 12:18:02 AM |
| sunsetlending | $25.00 | $25.00 | 10/28/2009 4:50:49 AM |
| davidc314 | $50.00 | $50.00 | 10/27/2009 7:46:56 PM |
| investment-visionary | $25.00 | $25.00 | 10/28/2009 6:59:20 AM |
| mcabery | $200.00 | $200.00 | 10/28/2009 7:09:03 AM |
| reflective-rupee | $25.00 | $25.00 | 10/28/2009 6:37:27 AM |
| nalaari | $50.00 | $50.00 | 10/28/2009 7:16:22 AM |
| m4ng0 | $50.00 | $50.00 | 10/28/2009 7:18:24 AM |
| MNMAN21 | $74.91 | $74.91 | 10/28/2009 6:51:46 AM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 10/28/2009 6:58:28 AM |
| TheLoanManCan | $25.00 | $25.00 | 10/28/2009 7:10:03 AM |
| Toastmaster007 | $25.00 | $25.00 | 10/28/2009 7:28:52 AM |
| a_falk22 | $25.00 | $25.00 | 10/27/2009 10:25:34 PM |
| NekHoldings | $25.00 | $25.00 | 10/28/2009 6:11:16 AM |
| dpries123 | $25.00 | $25.00 | 10/28/2009 7:09:58 AM |
| cutter21 | $25.00 | $25.00 | 10/21/2009 4:15:37 PM |
| melodious-basis | $25.00 | $25.00 | 10/21/2009 5:04:07 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:44:24 PM |
| BenR | $100.00 | $100.00 | 10/22/2009 6:22:11 AM |
| blot44 | $25.00 | $25.00 | 10/23/2009 3:00:40 PM |
| spruce2 | $200.00 | $200.00 | 10/23/2009 3:44:44 PM |
| hkme | $50.00 | $50.00 | 10/24/2009 5:47:43 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:47:00 PM |
| lovely-leverage | $25.00 | $25.00 | 10/24/2009 6:29:04 PM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:29:14 PM |
| LoanDMC | $25.00 | $25.00 | 10/25/2009 11:25:51 AM |
| szasza | $50.00 | $50.00 | 10/25/2009 1:28:01 PM |
| gelt4u | $25.00 | $25.00 | 10/25/2009 3:14:42 PM |
| tyson789 | $200.00 | $200.00 | 10/25/2009 12:51:40 PM |
| BradP | $50.00 | $50.00 | 10/26/2009 12:29:07 PM |
| Dad2SandJ | $50.00 | $50.00 | 10/26/2009 11:11:49 AM |
| loan-rider7 | $25.00 | $25.00 | 10/26/2009 1:31:19 PM |
| thoughtful-community7 | $25.00 | $25.00 | 10/26/2009 12:07:23 PM |
| forthright-trade | $25.00 | $25.00 | 10/26/2009 1:46:56 PM |
| JBF_Investments | $25.00 | $25.00 | 10/26/2009 6:16:31 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/26/2009 5:17:36 PM |
| kochan123 | $25.00 | $25.00 | 10/26/2009 6:55:09 PM |
| Iza13 | $25.89 | $25.89 | 10/26/2009 6:18:47 PM |
| leocom2000 | $50.00 | $50.00 | 10/26/2009 10:17:17 PM |
| otalon | $25.00 | $25.00 | 10/27/2009 10:15:53 AM |
| p2p-gala | $75.00 | $75.00 | 10/27/2009 10:25:27 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/27/2009 11:21:49 AM |
| bestloanrate | $25.00 | $25.00 | 10/27/2009 2:35:40 PM |
| GInBaghdad | $25.00 | $25.00 | 10/27/2009 1:50:16 PM |
| LendingHelper | $100.00 | $100.00 | 10/27/2009 12:37:15 PM |
| AJ8981 | $50.00 | $50.00 | 10/27/2009 2:45:02 PM |
| cleo1255 | $50.00 | $50.00 | 10/27/2009 3:28:04 PM |
| senior1 | $25.00 | $25.00 | 10/27/2009 5:02:34 PM |
| LT-Loans | $50.00 | $50.00 | 10/27/2009 5:13:38 PM |
| CaptainLender | $25.00 | $25.00 | 10/27/2009 5:18:51 PM |
| Nicksr | $48.61 | $48.61 | 10/27/2009 4:51:33 PM |
| us957165 | $25.00 | $25.00 | 10/27/2009 5:26:00 PM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 5:40:04 PM |
| organic-platinum | $25.00 | $25.00 | 10/27/2009 6:56:49 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/27/2009 7:46:23 PM |
| SV-AZ | $25.00 | $25.00 | 10/27/2009 7:49:05 PM |
| EEasyMoney | $50.00 | $50.00 | 10/27/2009 8:31:04 PM |
| us957165 | $25.00 | $25.00 | 10/27/2009 5:25:27 PM |
| MapleLaker | $25.00 | $25.00 | 10/27/2009 5:46:48 PM |
| Gaelicman | $200.00 | $200.00 | 10/27/2009 10:28:10 PM |
| xavier48 | $25.00 | $25.00 | 10/27/2009 6:21:24 PM |
| mcs99 | $150.00 | $150.00 | 10/27/2009 11:38:00 PM |
| MSCG | $32.37 | $32.37 | 10/27/2009 6:54:38 PM |
| blackstar | $25.00 | $25.00 | 10/28/2009 4:19:37 AM |
| a-finance-nirvana | $500.00 | $500.00 | 10/28/2009 6:36:09 AM |
| reflective-rupee | $100.00 | $100.00 | 10/28/2009 6:38:31 AM |
| Laima | $25.00 | $25.00 | 10/27/2009 7:44:06 PM |
| SV-AZ | $25.00 | $25.00 | 10/27/2009 7:48:21 PM |
| tempo6 | $25.00 | $25.00 | 10/28/2009 6:53:01 AM |
| mikelance7 | $25.00 | $25.00 | 10/27/2009 9:25:15 PM |
| jybank | $25.00 | $25.00 | 10/27/2009 10:01:40 PM |
| ilend57 | $41.21 | $41.21 | 10/27/2009 10:12:42 PM |
| datongmama | $25.00 | $25.00 | 10/27/2009 10:35:42 PM |
| Brown98 | $25.00 | $25.00 | 10/28/2009 4:28:31 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/28/2009 7:04:15 AM |
| brilliant-balance | $25.00 | $25.00 | 10/28/2009 7:32:42 AM |
| 118 bids
|
Borrower Payment Dependent Notes Series
429654
This series of Notes was issued and sold upon the funding of the borrower loan #39239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-28-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 30.08% |
Starting monthly payment:
| $61.62 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.51% |
Final monthly payment:
| $56.51 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.48% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 2 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $493 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 54% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| liberty-dancer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off small bills
Purpose of loan:
This loan will be used to?
pay off a few small bills that keep accumulating
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 2400.00
Monthly expenses: $
??Housing: $
No house payment
??Insurance: $
300
??Car expenses: $145.00 ????
??Utilities: $
265.00
??Phone, cable, internet: $
140.00
??Food, entertainment: $
150.00
??Clothing, household expenses $
135.00
??Credit cards and other loans: $
0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SweetHoneyPot | $25.00 | $25.00 | 10/21/2009 3:54:20 PM |
| JedClampett | $75.00 | $75.00 | 10/22/2009 8:38:44 PM |
| Astyanax | $25.00 | $25.00 | 10/27/2009 5:53:46 PM |
| ayiticheri | $25.00 | $25.00 | 10/28/2009 3:28:09 AM |
| CREinvestor | $125.36 | $63.79 | 10/28/2009 6:24:10 AM |
| bitano | $36.21 | $36.21 | 10/28/2009 8:06:46 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/28/2009 8:06:51 AM |
| Taho | $50.00 | $50.00 | 10/28/2009 8:09:00 AM |
| durability-colonel | $50.00 | $50.00 | 10/27/2009 10:18:43 PM |
| realtormoises | $25.00 | $25.00 | 10/28/2009 9:46:40 AM |
| cippy | $100.00 | $100.00 | 10/28/2009 10:15:35 AM |
| Rulea72 | $75.00 | $75.00 | 10/28/2009 10:33:32 AM |
| pennyonebank | $25.00 | $25.00 | 10/28/2009 8:10:55 AM |
| investment-cluster | $25.00 | $25.00 | 10/28/2009 1:17:48 PM |
| MSLendingLLC | $25.00 | $25.00 | 10/28/2009 1:48:42 PM |
| blackstar | $25.00 | $25.00 | 10/28/2009 1:56:57 PM |
| IPG1 | $25.00 | $25.00 | 10/21/2009 4:30:03 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/21/2009 6:47:53 PM |
| foothillender | $50.00 | $50.00 | 10/22/2009 6:50:48 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:12:59 PM |
| marwadi-62 | $50.00 | $50.00 | 10/22/2009 5:36:14 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:15:14 AM |
| mercuriant | $25.00 | $25.00 | 10/26/2009 10:47:05 AM |
| kaianja | $25.00 | $25.00 | 10/26/2009 8:36:15 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/27/2009 7:47:28 PM |
| a-finance-nirvana | $300.00 | $300.00 | 10/27/2009 7:04:20 PM |
| Prezotus | $25.00 | $25.00 | 10/28/2009 11:42:27 AM |
| SlickNick | $25.00 | $25.00 | 10/28/2009 11:35:28 AM |
| PotBellyPete | $100.00 | $100.00 | 10/28/2009 1:46:23 PM |
| icon7 | $50.00 | $50.00 | 10/28/2009 12:53:27 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/28/2009 2:36:35 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
429964
This series of Notes was issued and sold upon the funding of the borrower loan #39212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 20.25% |
Starting borrower rate/APR:
| 21.25% / 23.50% |
Starting monthly payment:
| $75.61 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $74.43 |
| |
|
Auction yield range:
| 8.27% - 20.25% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 13 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,104 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 87% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| grizzlebear |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(Aug-2009)
680-700
(Apr-2008)
|
|
Principal balance:
| $3,758.11 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
LOOK! Fighting jacked up card rates
Purpose of loan:Please help me fight back against unreasonable card rate increases! (The creeps!)
I have 2 credit cards that have arbitrarily jacked the rates from low fixed to unreasonable variables.
I have closed both.? Now I want to stop doing business entirely with those companies!
Unfortunately, choosing to close those cards rather than pay the higher variable interest - also cause my credit score to drop!
Long time
stable employment.
Low debt ratio
I have not missed any? payments on any accounts,
and I have had an existing Prosper Loan for over a year, with never a late payment.
Monthly net income: $ 2,100+
Monthly expenses: $
??Housing: $
225
??Insurance: $
40
??Car expenses: $
50
??Utilities: $
120
??Phone, cable, internet: $ 230
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your propser account indicates a public record. Can you please provide some information about that? Thanks. Good luck with your listing. - CaribbeanBanker
A:
In 2000 I filed bankruptcy (due to extreme medical expenses related to my son's cancer) - in about May or June, 2010 it will no longer be reportable on my credit.
(Oct-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| herman7 | $25.00 | $25.00 | 10/23/2009 3:56:18 PM |
| rellotsf | $25.00 | $25.00 | 10/23/2009 3:56:45 PM |
| Phantom99 | $25.00 | $25.00 | 10/23/2009 3:56:52 PM |
| mpatrick | $46.65 | $46.65 | 10/23/2009 3:57:01 PM |
| money-maniac | $25.00 | $25.00 | 10/23/2009 3:57:23 PM |
| crazycool | $25.00 | $25.00 | 10/23/2009 3:57:38 PM |
| booksleuth | $50.00 | $50.00 | 10/23/2009 3:57:41 PM |
| jhouman | $25.00 | $25.00 | 10/23/2009 3:57:51 PM |
| Syndication | $25.00 | $25.00 | 10/23/2009 3:58:01 PM |
| DublinCaLender | $25.00 | $25.00 | 10/23/2009 3:58:07 PM |
| Ananya | $25.00 | $25.00 | 10/23/2009 3:58:36 PM |
| agent86a | $25.00 | $25.00 | 10/23/2009 3:58:40 PM |
| micloans | $25.00 | $25.00 | 10/23/2009 3:58:47 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 3:58:55 PM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 3:59:02 PM |
| uofm2007 | $25.00 | $25.00 | 10/23/2009 3:59:04 PM |
| AF-Chief | $25.00 | $25.00 | 10/23/2009 3:57:05 PM |
| inventive-exchange | $25.00 | $25.00 | 10/23/2009 3:57:12 PM |
| skuba | $25.00 | $25.00 | 10/23/2009 3:58:00 PM |
| upc_tnt | $25.00 | $25.00 | 10/23/2009 3:58:12 PM |
| able2help | $25.00 | $25.00 | 10/23/2009 3:57:11 PM |
| fortytwo | $150.00 | $150.00 | 10/23/2009 3:57:30 PM |
| Weaverville | $25.00 | $25.00 | 10/23/2009 3:57:48 PM |
| Orringo | $50.00 | $50.00 | 10/23/2009 3:58:10 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/23/2009 4:04:22 PM |
| twjh | $25.00 | $25.00 | 10/23/2009 4:14:12 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/23/2009 8:31:52 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/24/2009 1:41:45 PM |
| Chrishu | $25.00 | $25.00 | 10/24/2009 11:00:48 PM |
| jchurchi | $55.35 | $55.35 | 10/25/2009 4:55:08 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/23/2009 3:56:57 PM |
| bigbryan98 | $25.00 | $25.00 | 10/23/2009 3:57:01 PM |
| Gibbyland | $50.00 | $50.00 | 10/23/2009 3:57:07 PM |
| Savings_EQ_Dignity | $35.00 | $35.00 | 10/23/2009 3:57:17 PM |
| treasure-firestarter8 | $50.00 | $50.00 | 10/23/2009 3:57:40 PM |
| Supernick | $25.00 | $25.00 | 10/23/2009 3:57:47 PM |
| desertoasis | $50.00 | $50.00 | 10/23/2009 3:58:00 PM |
| zone6 | $25.00 | $25.00 | 10/23/2009 3:58:04 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/23/2009 3:58:18 PM |
| five-star-note | $25.00 | $25.00 | 10/23/2009 3:58:34 PM |
| fortress767 | $25.00 | $25.00 | 10/23/2009 3:58:48 PM |
| bronzmajom | $25.00 | $25.00 | 10/23/2009 3:59:03 PM |
| Ragnar | $25.00 | $13.00 | 10/23/2009 3:59:06 PM |
| intelligent-yield | $25.00 | $25.00 | 10/23/2009 3:58:05 PM |
| tender-deal | $25.00 | $25.00 | 10/23/2009 3:58:33 PM |
| building_community | $50.00 | $50.00 | 10/23/2009 3:58:45 PM |
| Hondo | $25.00 | $25.00 | 10/23/2009 3:57:02 PM |
| Lendomatic | $25.00 | $25.00 | 10/23/2009 3:58:16 PM |
| LarryNY | $25.00 | $25.00 | 10/23/2009 4:13:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 5:08:22 PM |
| IPG1 | $25.00 | $25.00 | 10/23/2009 5:36:14 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/24/2009 8:05:13 AM |
| GatorBux | $100.00 | $100.00 | 10/24/2009 6:37:55 AM |
| thetuck | $50.00 | $50.00 | 10/24/2009 1:05:00 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/25/2009 6:59:22 PM |
| loanman2007 | $50.00 | $50.00 | 10/25/2009 12:47:13 PM |
| 56 bids
|