Sales Report:Supplement No. 68 dated Oct 28, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
427187
This series of Notes was issued and sold upon the funding of the borrower loan #39142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $501.95 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $494.64 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,984 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 6% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| trade-poplar |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Hello! This loan will be used to pay off two high interest credit cards. I am a financially responsible young professional who is gainfully employed for an International Cruise Line. I collect a good salary and do have the ability to make my credit card's monthly payment; however, I am looking to eliminate my debt as quickly as possible by consolidating under a lower interest rate. Currently my interest rate is 25%. I know that am a good candidate for this loan because I am a hard worker, responsible and a smart business person. My debt was accumulated during my college years and due to the high interest rates, it has grown. I want to be able to pay it off completely as quickly as possible ad be debt free.
Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| point-zebra | $25.00 | $25.00 | 10/6/2009 4:32:29 PM |
| abidos | $25.00 | $25.00 | 10/6/2009 4:33:15 PM |
| credit-investor5 | $50.00 | $50.00 | 10/6/2009 4:33:20 PM |
| eureka117 | $25.00 | $25.00 | 10/6/2009 4:34:41 PM |
| transparency-giant | $65.00 | $65.00 | 10/6/2009 4:35:06 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/6/2009 4:37:54 PM |
| DukSerduk | $25.00 | $25.00 | 10/6/2009 4:37:58 PM |
| anton | $50.00 | $50.00 | 10/6/2009 4:38:21 PM |
| turbine5 | $40.00 | $40.00 | 10/6/2009 4:38:30 PM |
| larrybird | $95.00 | $95.00 | 10/6/2009 4:38:36 PM |
| a-responsible-return | $25.00 | $25.00 | 10/6/2009 4:38:45 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/6/2009 4:33:07 PM |
| WealthBoy | $25.00 | $25.00 | 10/6/2009 4:34:37 PM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 4:35:12 PM |
| benroo | $25.00 | $25.00 | 10/6/2009 4:55:03 PM |
| loaninvesting | $25.00 | $25.00 | 10/6/2009 4:37:14 PM |
| selector568 | $100.00 | $100.00 | 10/6/2009 4:32:42 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/6/2009 4:33:05 PM |
| kulender | $25.00 | $25.00 | 10/6/2009 4:33:24 PM |
| Barak | $80.00 | $80.00 | 10/6/2009 4:38:17 PM |
| inventive-funds | $25.00 | $25.00 | 10/6/2009 4:38:23 PM |
| degster | $25.00 | $25.00 | 10/6/2009 4:38:28 PM |
| gracej | $25.00 | $25.00 | 10/6/2009 4:38:31 PM |
| Cai8899 | $25.00 | $25.00 | 10/6/2009 4:38:37 PM |
| Syzygy | $25.00 | $25.00 | 10/6/2009 6:21:41 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/6/2009 4:37:18 PM |
| skuba | $50.00 | $50.00 | 10/6/2009 4:38:00 PM |
| understanding-marketplace | $32.52 | $32.52 | 10/6/2009 4:38:07 PM |
| snowman34 | $25.00 | $25.00 | 10/6/2009 4:38:16 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/6/2009 4:38:20 PM |
| BlindProphet | $25.00 | $25.00 | 10/6/2009 4:38:25 PM |
| kegs | $100.00 | $100.00 | 10/6/2009 4:38:35 PM |
| czar3 | $25.00 | $25.00 | 10/6/2009 4:38:40 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/6/2009 4:38:43 PM |
| djc314 | $25.00 | $25.00 | 10/6/2009 8:21:26 PM |
| martinatime | $25.00 | $25.00 | 10/6/2009 8:21:36 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/6/2009 8:21:41 PM |
| Cheburashka | $50.00 | $50.00 | 10/6/2009 8:21:45 PM |
| IlliniCub | $25.00 | $25.00 | 10/6/2009 8:21:47 PM |
| generous-deal6 | $25.00 | $25.00 | 10/6/2009 8:21:56 PM |
| fortytwo | $25.00 | $25.00 | 10/6/2009 6:56:43 PM |
| Archimeech | $25.00 | $25.00 | 10/6/2009 7:06:04 PM |
| attractive-rate | $25.00 | $25.00 | 10/6/2009 5:03:19 PM |
| The_Loan_Ranger | $39.33 | $39.33 | 10/6/2009 8:21:21 PM |
| busybee007 | $25.00 | $25.00 | 10/6/2009 8:21:25 PM |
| cjames84 | $25.00 | $25.00 | 10/6/2009 8:21:28 PM |
| gauss02 | $25.00 | $25.00 | 10/6/2009 8:21:35 PM |
| Raven39 | $25.00 | $25.00 | 10/6/2009 8:21:38 PM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 8:21:41 PM |
| 34bcp23 | $25.00 | $25.00 | 10/6/2009 8:21:46 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/6/2009 8:21:53 PM |
| radiant-fund | $25.00 | $25.00 | 10/6/2009 8:21:58 PM |
| compassion-machine | $25.00 | $25.00 | 10/6/2009 9:43:45 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/6/2009 7:31:06 PM |
| adir1 | $25.00 | $25.00 | 10/6/2009 8:21:21 PM |
| jdnyc | $25.00 | $25.00 | 10/6/2009 8:21:26 PM |
| Marathoner | $25.00 | $25.00 | 10/6/2009 8:21:30 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/6/2009 8:21:32 PM |
| saritha | $25.00 | $25.00 | 10/6/2009 8:21:36 PM |
| TheMan | $25.00 | $25.00 | 10/6/2009 8:21:40 PM |
| koinonea | $25.00 | $25.00 | 10/6/2009 8:21:43 PM |
| jga516 | $25.00 | $25.00 | 10/6/2009 8:21:48 PM |
| GhaChr | $25.00 | $25.00 | 10/6/2009 8:21:52 PM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:22:02 PM |
| Guiren | $100.00 | $100.00 | 10/7/2009 9:27:27 AM |
| ujiba | $25.00 | $25.00 | 10/7/2009 9:32:43 AM |
| Citizenryan | $25.00 | $25.00 | 10/6/2009 11:28:17 PM |
| nestegg4e | $25.00 | $25.00 | 10/7/2009 8:11:05 AM |
| bdloans | $28.89 | $28.89 | 10/7/2009 7:06:04 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:12 PM |
| eastindianprince | $25.00 | $25.00 | 10/7/2009 1:08:40 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:45 PM |
| SolidMichael | $25.00 | $25.00 | 10/7/2009 11:45:22 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:26 PM |
| mad4wknds | $25.00 | $25.00 | 10/7/2009 11:43:58 AM |
| vigman777 | $25.00 | $25.00 | 10/7/2009 3:56:22 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/7/2009 6:27:47 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/7/2009 5:01:17 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:23 PM |
| Ragnar | $25.00 | $25.00 | 10/7/2009 11:06:02 PM |
| saihu | $25.00 | $25.00 | 10/7/2009 8:36:07 PM |
| credit-coach118 | $35.00 | $35.00 | 10/7/2009 9:21:27 PM |
| FarBeyondDriven | $25.00 | $25.00 | 10/8/2009 6:36:01 AM |
| Merganser | $25.00 | $25.00 | 10/8/2009 11:16:38 AM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:47 AM |
| phenomenal-investment | $25.00 | $25.00 | 10/8/2009 9:33:15 AM |
| brw | $25.00 | $25.00 | 10/8/2009 11:21:56 AM |
| calessabay | $25.00 | $25.00 | 10/8/2009 3:25:59 PM |
| SacramentoLoaners | $25.00 | $25.00 | 10/8/2009 3:31:45 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:20 PM |
| mh1169 | $60.00 | $60.00 | 10/8/2009 2:32:15 PM |
| Eggmoney | $25.00 | $25.00 | 10/8/2009 3:41:12 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 3:52:40 PM |
| Bankman68 | $25.00 | $25.00 | 10/8/2009 3:39:12 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 3:39:01 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:27 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:33 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:37 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:08 AM |
| bowdish1 | $50.00 | $50.00 | 10/9/2009 6:40:28 AM |
| cowboyskier | $50.00 | $50.00 | 10/9/2009 6:40:21 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:41 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:23 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:29 AM |
| don8ter | $53.14 | $53.14 | 10/9/2009 6:40:37 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:50 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:11 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:06 AM |
| elasermd | $50.00 | $50.00 | 10/9/2009 10:13:49 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:48 AM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:41 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:39 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/10/2009 7:38:54 AM |
| productive-currency3 | $25.00 | $25.00 | 10/10/2009 9:32:39 AM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:34:02 AM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:01:05 AM |
| Halos2002 | $50.00 | $50.00 | 10/10/2009 10:48:59 AM |
| SFBank | $200.00 | $200.00 | 10/11/2009 5:36:45 AM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:54:04 PM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:03:37 PM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:56 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:10:03 PM |
| ATOHokie | $25.00 | $25.00 | 10/12/2009 2:39:13 PM |
| kenji4861 | $50.00 | $50.00 | 10/12/2009 1:44:47 PM |
| KailuaLender | $25.00 | $25.00 | 10/12/2009 1:45:02 PM |
| Bigsaver | $25.00 | $25.00 | 10/12/2009 2:44:39 PM |
| rwelle | $25.00 | $25.00 | 10/12/2009 2:30:58 PM |
| FlexFunding | $100.00 | $100.00 | 10/12/2009 3:08:50 PM |
| martalli | $25.00 | $25.00 | 10/12/2009 7:17:18 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/12/2009 8:21:26 PM |
| Tai | $25.00 | $25.00 | 10/13/2009 1:29:55 AM |
| YogaDude34 | $125.00 | $125.00 | 10/13/2009 4:19:20 AM |
| mcabery | $25.00 | $25.00 | 10/13/2009 5:08:41 AM |
| preventivepestcontrol | $75.00 | $75.00 | 10/13/2009 12:15:55 AM |
| bokonon | $25.00 | $25.00 | 10/12/2009 10:18:42 PM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 6:58:49 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 5:54:03 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 6:14:17 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 8:34:03 AM |
| davidmanheim | $25.00 | $25.00 | 10/13/2009 5:48:41 AM |
| szetheli | $50.00 | $50.00 | 10/13/2009 7:50:46 AM |
| ALL-PRIME | $25.00 | $25.00 | 10/13/2009 7:54:00 AM |
| boogaboogabooga | $25.00 | $25.00 | 10/13/2009 8:09:50 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 6:56:27 AM |
| davez0r | $100.00 | $100.00 | 10/13/2009 10:15:25 AM |
| figs4u2 | $400.00 | $400.00 | 10/13/2009 10:44:20 AM |
| minista | $25.00 | $25.00 | 10/13/2009 10:46:03 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:35 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/13/2009 12:15:34 PM |
| rjleves | $25.00 | $3.33 | 10/13/2009 2:04:00 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:44:06 PM |
| bondhedger | $25.00 | $25.00 | 10/13/2009 8:59:20 PM |
| Copper2000 | $25.00 | $25.00 | 10/14/2009 7:28:33 AM |
| rmpedi33 | $100.00 | $100.00 | 10/14/2009 8:15:07 AM |
| Montgomery-Burns | $25.00 | $25.00 | 10/14/2009 2:40:17 PM |
| interstellar | $25.80 | $25.80 | 10/16/2009 5:16:11 AM |
| junes08 | $50.00 | $50.00 | 10/16/2009 6:01:38 AM |
| Byrd24 | $100.00 | $100.00 | 10/16/2009 7:15:52 PM |
| the-repayment-treaty | $54.87 | $54.87 | 10/17/2009 10:10:05 PM |
| Aristophil | $120.00 | $120.00 | 10/18/2009 6:15:57 AM |
| banker65010 | $25.00 | $25.00 | 10/18/2009 9:40:46 AM |
| forthright-trade | $25.00 | $25.00 | 10/18/2009 12:14:29 PM |
| nbah123 | $50.00 | $50.00 | 10/18/2009 6:58:46 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:08 AM |
| building_community | $25.00 | $25.00 | 10/19/2009 10:34:41 AM |
| dmitriy2 | $25.00 | $25.00 | 10/19/2009 7:32:07 PM |
| JLPicard | $50.00 | $50.00 | 10/19/2009 6:27:05 PM |
| VT2VA | $25.00 | $25.00 | 10/19/2009 6:36:43 PM |
| nashibaksi | $25.00 | $25.00 | 10/19/2009 7:15:37 PM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 7:06:23 AM |
| jakespirit | $30.00 | $30.00 | 10/20/2009 1:05:48 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:15:49 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:15:18 AM |
| RIVERHTS | $50.00 | $50.00 | 10/20/2009 8:30:30 AM |
| wealth-comet694 | $25.00 | $25.00 | 10/20/2009 9:17:04 AM |
| janus_god | $25.00 | $25.00 | 10/20/2009 10:27:38 AM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 10:18:50 AM |
| simms2k | $25.00 | $25.00 | 10/20/2009 10:44:13 AM |
| tender-ore | $25.00 | $25.00 | 10/20/2009 10:30:34 AM |
| _SCI_ | $25.00 | $25.00 | 10/20/2009 11:33:17 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/20/2009 11:40:46 AM |
| Pendruce | $25.00 | $25.00 | 10/20/2009 12:08:36 PM |
| ErpichtAuf | $50.00 | $50.00 | 10/20/2009 12:21:48 PM |
| suburbanman64 | $50.00 | $50.00 | 10/20/2009 12:40:25 PM |
| lazyeye | $32.61 | $32.61 | 10/20/2009 10:44:50 AM |
| crazybill | $25.00 | $25.00 | 10/20/2009 10:48:34 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 2:55:34 PM |
| mpatrick | $100.00 | $100.00 | 10/20/2009 2:07:41 PM |
| thegreatone | $100.00 | $100.00 | 10/20/2009 3:53:53 PM |
| crazyinjun | $50.00 | $50.00 | 10/20/2009 2:21:22 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:10:02 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:12:12 PM |
| blue-relay | $25.00 | $25.00 | 10/20/2009 4:19:34 PM |
| greenventures | $25.00 | $25.00 | 10/20/2009 4:25:55 PM |
| Engineer44 | $30.00 | $30.00 | 10/20/2009 4:29:00 PM |
| DonaldColorado | $25.00 | $25.00 | 10/6/2009 4:34:06 PM |
| Banker7371 | $25.00 | $25.00 | 10/6/2009 4:37:53 PM |
| Weaverville | $25.00 | $25.00 | 10/6/2009 4:37:56 PM |
| sas19 | $25.00 | $25.00 | 10/6/2009 4:38:11 PM |
| justice-dna | $25.00 | $25.00 | 10/6/2009 4:38:28 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/6/2009 4:38:34 PM |
| hawker | $100.00 | $100.00 | 10/6/2009 4:38:40 PM |
| CallMeBen | $25.00 | $25.00 | 10/6/2009 4:33:04 PM |
| saffron4 | $25.00 | $25.00 | 10/6/2009 4:43:43 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 10/6/2009 4:55:20 PM |
| triumphant-community | $25.00 | $25.00 | 10/6/2009 4:32:39 PM |
| blot44 | $50.00 | $50.00 | 10/6/2009 5:22:09 PM |
| SNH | $50.00 | $50.00 | 10/6/2009 4:38:30 PM |
| kid8549 | $25.00 | $25.00 | 10/6/2009 4:38:34 PM |
| thedreamer | $25.00 | $25.00 | 10/6/2009 4:38:38 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/6/2009 4:33:57 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:34:17 PM |
| LDFree | $25.00 | $25.00 | 10/6/2009 4:34:36 PM |
| lewislewis | $25.00 | $25.00 | 10/6/2009 4:52:47 PM |
| bchen78875 | $50.00 | $50.00 | 10/6/2009 4:38:04 PM |
| gold-tsunami | $25.00 | $25.00 | 10/6/2009 4:38:08 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/6/2009 4:38:14 PM |
| j48 | $25.00 | $25.00 | 10/6/2009 4:38:19 PM |
| djh47a | $40.00 | $40.00 | 10/6/2009 4:38:22 PM |
| compoundinterest | $50.00 | $50.00 | 10/6/2009 4:38:26 PM |
| jayvee169 | $25.00 | $25.00 | 10/6/2009 7:16:06 PM |
| Havana21 | $100.00 | $100.00 | 10/6/2009 4:38:32 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/6/2009 4:38:33 PM |
| InvestorPartners | $25.00 | $25.00 | 10/6/2009 4:38:38 PM |
| dealarella | $25.00 | $25.00 | 10/6/2009 4:38:42 PM |
| power-collider | $25.00 | $25.00 | 10/6/2009 8:21:22 PM |
| danthemon35 | $25.00 | $25.00 | 10/6/2009 8:21:24 PM |
| LendDoc | $25.00 | $25.00 | 10/6/2009 8:21:34 PM |
| KwikLoan | $25.00 | $25.00 | 10/6/2009 8:21:38 PM |
| wjf60 | $25.00 | $25.00 | 10/6/2009 8:21:43 PM |
| joshua18 | $25.00 | $25.00 | 10/6/2009 8:21:46 PM |
| independent-felicity | $25.00 | $25.00 | 10/6/2009 8:21:48 PM |
| Dazz2061 | $25.00 | $25.00 | 10/6/2009 8:21:53 PM |
| Watts518 | $25.00 | $25.00 | 10/6/2009 8:21:57 PM |
| reueljw | $25.00 | $25.00 | 10/6/2009 4:53:00 PM |
| crenen139 | $25.00 | $25.00 | 10/6/2009 8:22:09 PM |
| radiant-cash | $25.00 | $25.00 | 10/6/2009 5:03:16 PM |
| Loansforlife | $25.00 | $25.00 | 10/6/2009 7:31:18 PM |
| Rysterola82 | $25.00 | $25.00 | 10/6/2009 8:21:09 PM |
| wdove511 | $25.00 | $25.00 | 10/6/2009 5:44:14 PM |
| Copa16 | $25.00 | $25.00 | 10/6/2009 8:21:23 PM |
| heavy_ax | $25.00 | $25.00 | 10/6/2009 8:21:27 PM |
| Davidson2 | $25.00 | $25.00 | 10/6/2009 8:21:29 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:30 AM |
| dphoenix | $25.00 | $25.00 | 10/6/2009 8:21:37 PM |
| icon7 | $25.00 | $25.00 | 10/6/2009 8:21:39 PM |
| JohnSmith10 | $50.00 | $50.00 | 10/6/2009 8:21:44 PM |
| mentalsweat | $25.00 | $25.00 | 10/6/2009 8:21:52 PM |
| IndianChief | $25.00 | $25.00 | 10/6/2009 8:21:56 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 8:22:01 PM |
| andrewgl | $25.00 | $25.00 | 10/6/2009 6:23:39 PM |
| 101010 | $25.00 | $25.00 | 10/6/2009 10:23:13 PM |
| greenback-ally | $25.95 | $25.95 | 10/6/2009 7:38:18 PM |
| pbeach05 | $25.00 | $25.00 | 10/6/2009 8:02:28 PM |
| AF-Chief | $35.00 | $35.00 | 10/6/2009 8:21:24 PM |
| bluesheep | $25.00 | $25.00 | 10/6/2009 8:21:30 PM |
| tenacious-payout | $25.00 | $25.00 | 10/6/2009 8:21:31 PM |
| VPRLLC | $25.00 | $25.00 | 10/6/2009 8:21:33 PM |
| Wachocia | $25.00 | $25.00 | 10/6/2009 8:21:37 PM |
| wonderous-dough | $25.00 | $25.00 | 10/6/2009 8:21:42 PM |
| bluesky07 | $25.00 | $25.00 | 10/6/2009 8:21:45 PM |
| bigphish | $25.00 | $25.00 | 10/6/2009 8:21:50 PM |
| elegant-bonus | $25.00 | $25.00 | 10/6/2009 8:21:54 PM |
| GatorBait | $25.00 | $25.00 | 10/6/2009 8:22:04 PM |
| CPA_Investor | $25.00 | $25.00 | 10/7/2009 9:31:38 AM |
| able2help | $25.00 | $25.00 | 10/7/2009 10:21:50 AM |
| DHolly | $25.00 | $25.00 | 10/7/2009 6:14:39 AM |
| TuPari | $25.00 | $25.00 | 10/7/2009 11:57:10 AM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:41 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:24 AM |
| Kelor99 | $25.00 | $25.00 | 10/7/2009 11:27:24 AM |
| BzJ108 | $25.00 | $25.00 | 10/7/2009 4:04:37 PM |
| Iwantahelp | $25.00 | $25.00 | 10/7/2009 1:11:16 PM |
| c4shmunne | $25.00 | $25.00 | 10/7/2009 7:31:09 PM |
| tlam168 | $50.00 | $50.00 | 10/8/2009 2:17:53 AM |
| RedBlack | $25.00 | $25.00 | 10/7/2009 6:47:41 PM |
| johannesfactotum | $25.00 | $25.00 | 10/7/2009 11:51:16 PM |
| alpinaut | $25.00 | $25.00 | 10/8/2009 4:51:12 AM |
| JohnBanks | $25.00 | $25.00 | 10/8/2009 6:31:21 AM |
| durable-deal2 | $25.00 | $25.00 | 10/8/2009 9:34:34 AM |
| rlrcstr | $25.00 | $25.00 | 10/8/2009 7:48:09 AM |
| loner001 | $25.00 | $25.00 | 10/8/2009 8:11:13 AM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 10/8/2009 12:26:21 PM |
| market-assembler | $50.00 | $50.00 | 10/8/2009 11:12:20 AM |
| neil1492 | $25.00 | $25.00 | 10/8/2009 11:18:53 AM |
| WTSherman | $25.00 | $25.00 | 10/8/2009 1:21:00 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 2:41:18 PM |
| suicideducky | $25.00 | $25.00 | 10/8/2009 2:47:00 PM |
| unk1911 | $50.00 | $50.00 | 10/8/2009 3:36:19 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 3:52:58 PM |
| powersjq | $25.00 | $25.00 | 10/8/2009 5:16:35 PM |
| MonkeyPet | $25.00 | $25.00 | 10/8/2009 5:18:05 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:18 PM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:33 AM |
| rakey | $25.00 | $25.00 | 10/9/2009 6:03:44 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:58 AM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:29 PM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:53 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:15 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 12:31:27 PM |
| UncleSafety | $87.42 | $87.42 | 10/9/2009 3:21:02 PM |
| zone6 | $50.00 | $50.00 | 10/9/2009 2:03:52 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:04 PM |
| MidnightBank | $25.00 | $25.00 | 10/9/2009 5:43:18 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:14:01 AM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:22:00 AM |
| greeninspirit | $25.00 | $25.00 | 10/10/2009 10:49:06 AM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:14:01 PM |
| FjLenders | $50.03 | $50.03 | 10/10/2009 3:19:08 PM |
| andyb9 | $25.00 | $25.00 | 10/11/2009 5:24:02 PM |
| Rev1126 | $25.00 | $25.00 | 10/12/2009 2:30:41 PM |
| VBAces | $75.00 | $75.00 | 10/12/2009 2:44:50 PM |
| slartibardfast | $25.00 | $25.00 | 10/12/2009 2:08:48 PM |
| phaded | $25.00 | $25.00 | 10/12/2009 3:13:55 PM |
| puyanera | $25.00 | $25.00 | 10/12/2009 4:09:53 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/12/2009 3:32:00 PM |
| Sixmil | $25.00 | $25.00 | 10/12/2009 2:39:54 PM |
| ThomasC | $25.00 | $25.00 | 10/12/2009 5:26:27 PM |
| imyorleadr | $25.00 | $25.00 | 10/12/2009 6:28:53 PM |
| jybank | $25.00 | $25.00 | 10/12/2009 8:09:49 PM |
| MGS | $25.00 | $25.00 | 10/12/2009 8:14:37 PM |
| get30inc | $50.00 | $50.00 | 10/13/2009 12:04:16 AM |
| YogaDude34 | $100.00 | $100.00 | 10/13/2009 4:21:41 AM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:03:44 AM |
| dansarkis | $25.00 | $25.00 | 10/13/2009 5:48:47 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 1:07:24 AM |
| nzlxjwek | $25.00 | $25.00 | 10/12/2009 10:24:10 PM |
| teejay411 | $68.71 | $68.71 | 10/13/2009 6:48:58 AM |
| head | $25.00 | $25.00 | 10/13/2009 5:46:32 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 7:13:55 AM |
| Carnth | $25.00 | $25.00 | 10/13/2009 7:53:47 AM |
| neenerman | $25.00 | $25.00 | 10/13/2009 6:04:00 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 8:37:37 AM |
| Toastsr | $300.00 | $300.00 | 10/13/2009 7:38:53 AM |
| oreyedoc | $25.00 | $25.00 | 10/13/2009 8:23:41 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 8:54:37 AM |
| mlender | $25.00 | $25.00 | 10/13/2009 9:28:48 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 9:34:18 AM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 10:21:06 AM |
| otter | $25.00 | $25.00 | 10/13/2009 11:54:11 AM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:49:06 AM |
| ceg451 | $25.00 | $25.00 | 10/13/2009 1:09:07 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:10 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/14/2009 1:59:52 AM |
| Gobsek | $50.00 | $50.00 | 10/14/2009 6:04:14 AM |
| awe-inspiring-power | $25.00 | $25.00 | 10/14/2009 8:45:31 AM |
| WhiteGiant | $25.00 | $25.00 | 10/14/2009 11:53:09 AM |
| lawyervon | $25.00 | $25.00 | 10/14/2009 11:48:11 AM |
| Gromac | $25.00 | $25.00 | 10/14/2009 2:13:46 PM |
| Gold_Coin | $25.00 | $25.00 | 10/14/2009 2:40:26 PM |
| wwwUniversal | $25.00 | $25.00 | 10/14/2009 2:40:25 PM |
| twjh | $25.00 | $25.00 | 10/14/2009 5:48:44 PM |
| LoanDMC | $25.00 | $25.00 | 10/14/2009 7:50:04 PM |
| liederhaus | $50.00 | $50.00 | 10/14/2009 7:09:45 PM |
| McChan | $100.00 | $100.00 | 10/14/2009 9:26:33 PM |
| Rustang | $50.00 | $50.00 | 10/15/2009 9:24:11 AM |
| bankofmay | $25.00 | $25.00 | 10/15/2009 7:55:19 PM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:17:33 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:26:29 AM |
| BankOfShaun | $25.00 | $25.00 | 10/16/2009 3:26:50 PM |
| BankofBeth | $50.00 | $50.00 | 10/16/2009 6:50:08 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/18/2009 11:57:24 AM |
| mcabery | $150.00 | $150.00 | 10/18/2009 3:09:33 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:32:59 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/18/2009 1:38:58 PM |
| cedar5 | $25.00 | $25.00 | 10/18/2009 4:21:24 PM |
| Vans1975 | $75.00 | $75.00 | 10/18/2009 5:27:17 PM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 5:37:01 AM |
| SCD | $25.00 | $25.00 | 10/18/2009 7:46:57 PM |
| hollywood83 | $25.00 | $25.00 | 10/19/2009 8:16:35 AM |
| gethope | $100.00 | $100.00 | 10/19/2009 12:22:22 AM |
| CommerciaLender | $25.00 | $25.00 | 10/19/2009 7:28:20 AM |
| mister_waffle | $25.00 | $25.00 | 10/19/2009 8:51:11 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 10:48:30 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:41 AM |
| forthright-trade | $25.00 | $25.00 | 10/19/2009 9:38:27 AM |
| scientists | $25.00 | $25.00 | 10/19/2009 11:55:20 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2009 3:28:55 PM |
| buphigam | $25.00 | $25.00 | 10/19/2009 4:22:49 PM |
| fortune888 | $25.00 | $25.00 | 10/19/2009 5:07:14 PM |
| return-twister | $25.00 | $25.00 | 10/19/2009 4:38:24 PM |
| Traveler40 | $50.00 | $50.00 | 10/19/2009 5:22:12 PM |
| cardelt | $35.00 | $35.00 | 10/19/2009 8:03:58 PM |
| KingCroesus | $25.00 | $25.00 | 10/19/2009 10:24:57 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:15:02 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:15:31 AM |
| SuperDoucheBag | $25.00 | $25.00 | 10/20/2009 6:16:28 AM |
| ptjg | $75.00 | $75.00 | 10/19/2009 10:53:27 PM |
| octoberfresh | $25.00 | $25.00 | 10/20/2009 7:08:05 AM |
| buckeyeatheart | $25.00 | $25.00 | 10/20/2009 7:43:33 AM |
| caseattle | $25.00 | $25.00 | 10/20/2009 8:49:47 AM |
| catalystcf | $25.00 | $25.00 | 10/20/2009 7:55:50 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/20/2009 8:13:48 AM |
| scientists | $25.00 | $25.00 | 10/20/2009 10:02:04 AM |
| theaterguy | $25.00 | $25.00 | 10/20/2009 10:10:09 AM |
| fiscal65 | $25.00 | $25.00 | 10/20/2009 10:14:17 AM |
| StanTheMan | $25.00 | $25.00 | 10/20/2009 10:02:46 AM |
| Ven58 | $25.00 | $25.00 | 10/20/2009 11:33:18 AM |
| PalmTreeIsland | $42.40 | $42.40 | 10/20/2009 10:37:34 AM |
| billybragg | $25.00 | $25.00 | 10/20/2009 11:57:58 AM |
| 108lender | $100.00 | $100.00 | 10/20/2009 12:27:31 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 12:34:08 PM |
| techreseller | $50.00 | $50.00 | 10/20/2009 12:46:25 PM |
| demszi1978 | $25.00 | $25.00 | 10/20/2009 11:32:41 AM |
| balance-force | $35.00 | $35.00 | 10/20/2009 2:46:12 PM |
| doomsday18 | $25.00 | $25.00 | 10/20/2009 1:56:46 PM |
| reflective-rupee | $25.00 | $25.00 | 10/20/2009 3:12:57 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 4:09:39 PM |
| the-silver-blaster | $125.00 | $125.00 | 10/20/2009 4:23:32 PM |
| 409 bids
|
Borrower Payment Dependent Notes Series
427616
This series of Notes was issued and sold upon the funding of the borrower loan #39095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $232.26 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $217.45 |
| |
|
Auction yield range:
| 4.27% - 14.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $234 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| supreme-duty |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off a car
Purpose of loan:
This loan will be used to?
to eliminate a current car loan, and get an already paid off car on the road again.
My financial situation:
I am a good candidate for this loan because?
I will pay the loan back, my crdit history is excellent, i like to handle my depts as soon as possible.
Information in the Description is not verified.
Friends And Family Winning Bids
FutureLenderEC has bid a total of
$503.46 in winning bids.
"The lender is a responsible person with great credit. This is my good faith bid at the lowest possible interest."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What's the interest rate on the current car loan? How much of this loan is replacing the old loan and how much is to get the other car on the road? - Finspons
A:
the current loan is at 12%, 4500 is going to pay of the old loan. I am using the rest to restore my current car.
(Oct-09-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| baroo | $25.00 | $25.00 | 10/8/2009 4:09:56 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:22 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:29 PM |
| Havana21 | $100.00 | $100.00 | 10/8/2009 4:11:56 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:27 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:43 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:47 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/8/2009 4:10:05 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:23 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:12 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:40 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 4:15:42 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:06 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:35 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:36 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:55 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:14:15 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 4:14:54 PM |
| busybee007 | $25.00 | $25.00 | 10/8/2009 4:36:49 PM |
| joshua18 | $25.00 | $25.00 | 10/8/2009 5:26:29 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:34 PM |
| jecm27 | $34.27 | $34.27 | 10/8/2009 7:21:03 PM |
| power-collider | $25.00 | $25.00 | 10/8/2009 5:17:59 PM |
| integrity-brilliance | $25.00 | $25.00 | 10/8/2009 8:01:09 PM |
| neil1492 | $25.00 | $25.00 | 10/8/2009 8:21:20 PM |
| PlummerFInancial | $25.00 | $25.00 | 10/8/2009 7:11:49 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/8/2009 7:12:10 PM |
| phillipd48 | $25.00 | $25.00 | 10/8/2009 9:01:22 PM |
| bigphish | $25.00 | $25.00 | 10/8/2009 9:06:36 PM |
| crazybill | $25.00 | $25.00 | 10/8/2009 9:46:02 PM |
| Cheburashka | $25.00 | $25.00 | 10/8/2009 8:01:21 PM |
| betaoption | $25.00 | $25.00 | 10/8/2009 8:16:25 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:34 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 12:54:03 AM |
| Butterfly1950 | $25.00 | $25.00 | 10/9/2009 4:16:27 AM |
| rlrcstr | $25.00 | $25.00 | 10/8/2009 6:46:05 PM |
| GhaChr | $25.00 | $25.00 | 10/9/2009 6:37:02 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/9/2009 6:37:22 AM |
| independent-felicity | $25.00 | $25.00 | 10/8/2009 7:52:29 PM |
| CHAZGEO6685 | $25.00 | $25.00 | 10/8/2009 8:01:08 PM |
| WTSherman | $25.00 | $25.00 | 10/8/2009 8:01:22 PM |
| Archimeech | $25.00 | $25.00 | 10/8/2009 8:11:09 PM |
| martinatime | $25.00 | $25.00 | 10/8/2009 8:16:45 PM |
| c4shmunne | $25.00 | $25.00 | 10/8/2009 8:21:17 PM |
| saihu | $25.00 | $25.00 | 10/8/2009 8:21:18 PM |
| saritha | $25.00 | $25.00 | 10/8/2009 8:26:24 PM |
| jga516 | $25.00 | $25.00 | 10/8/2009 8:32:08 PM |
| kegs | $100.00 | $100.00 | 10/9/2009 6:41:29 AM |
| bluesheep | $25.00 | $25.00 | 10/9/2009 12:13:52 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:53 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:22 AM |
| ike_bt | $25.00 | $25.00 | 10/9/2009 8:30:57 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:18 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:46 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:06 AM |
| lenderme | $25.00 | $25.00 | 10/9/2009 11:39:02 AM |
| protector807 | $25.00 | $25.00 | 10/9/2009 9:34:18 AM |
| CarDealer3070 | $50.00 | $36.99 | 10/9/2009 12:31:24 PM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:52 AM |
| gustavholstopus32 | $25.00 | $25.00 | 10/9/2009 12:18:17 PM |
| discrete-asset | $25.00 | $25.00 | 10/9/2009 5:08:52 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:06 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 3:42:00 AM |
| dedication-patriot | $25.00 | $25.00 | 10/15/2009 7:20:13 PM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:42:52 AM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 9:53:41 PM |
| FutureLenderEC | $503.46 | $503.46 | 10/20/2009 8:36:08 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:37:59 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 6:02:24 PM |
| dmitriy2 | $25.00 | $25.00 | 10/20/2009 9:03:00 PM |
| fantasysports | $25.00 | $25.00 | 10/21/2009 8:35:05 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 9:58:30 AM |
| credit-coach118 | $25.00 | $25.00 | 10/21/2009 4:22:41 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 8:53:30 PM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:31:52 PM |
| soilchem | $25.00 | $25.00 | 10/22/2009 11:49:48 AM |
| BankofBeth | $50.00 | $50.00 | 10/22/2009 10:54:44 AM |
| dudebrah | $25.00 | $25.00 | 10/22/2009 1:38:06 PM |
| Rob717171 | $150.00 | $150.00 | 10/22/2009 3:32:07 PM |
| SOP_Bank | $25.00 | $25.00 | 10/22/2009 3:43:51 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:54:44 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:26 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:16 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:25 PM |
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:40 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:47 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:36 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:17 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:50 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:56 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:10 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:26 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:31 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:42 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:09 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:28 PM |
| mtp | $50.00 | $50.00 | 10/8/2009 4:05:36 PM |
| zento | $25.00 | $25.00 | 10/8/2009 4:14:29 PM |
| snowman34 | $25.00 | $25.00 | 10/8/2009 4:10:42 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:06:44 PM |
| anton | $50.00 | $50.00 | 10/8/2009 4:11:06 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:29 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 4:15:27 PM |
| vinayski | $25.00 | $25.00 | 10/8/2009 4:15:33 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:12:02 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:21 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:08:23 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:34 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:09:04 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:17 PM |
| shookie_40 | $25.00 | $25.00 | 10/8/2009 5:01:22 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:24 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:14 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:34 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:32 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:47 PM |
| TJ-Financial-Group | $35.00 | $35.00 | 10/8/2009 4:23:04 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:45 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:12 PM |
| radiant-fund | $25.00 | $25.00 | 10/8/2009 5:19:52 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:50 PM |
| suicideducky | $25.00 | $25.00 | 10/8/2009 5:20:50 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:23 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 5:22:10 PM |
| nzlxjwek | $25.00 | $25.00 | 10/8/2009 5:07:29 PM |
| best-marketologist | $25.00 | $25.00 | 10/8/2009 4:13:47 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 4:15:15 PM |
| generous-deal6 | $25.00 | $25.00 | 10/8/2009 5:18:17 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 4:15:36 PM |
| TheMan | $25.00 | $25.00 | 10/8/2009 5:19:53 PM |
| saffron4 | $25.00 | $25.00 | 10/8/2009 4:37:30 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 5:26:53 PM |
| bdloans | $33.74 | $33.74 | 10/8/2009 5:56:02 PM |
| jdnyc | $25.00 | $25.00 | 10/8/2009 7:41:35 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:28 PM |
| djc314 | $25.00 | $25.00 | 10/8/2009 7:51:41 PM |
| Marathoner | $25.00 | $25.00 | 10/8/2009 8:01:14 PM |
| Rysterola82 | $25.00 | $25.00 | 10/8/2009 8:11:10 PM |
| dahburbb | $25.00 | $25.00 | 10/8/2009 8:17:19 PM |
| lilaqueblue | $25.00 | $25.00 | 10/8/2009 6:51:32 PM |
| mcarm66 | $25.00 | $25.00 | 10/8/2009 5:26:25 PM |
| dphoenix | $25.00 | $25.00 | 10/8/2009 8:26:26 PM |
| cleared2land | $25.00 | $25.00 | 10/8/2009 8:16:24 PM |
| RedBlack | $25.00 | $25.00 | 10/8/2009 8:21:19 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 8:26:27 PM |
| brw | $25.00 | $25.00 | 10/9/2009 4:36:29 AM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:28 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:45 AM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:14 PM |
| cjames84 | $25.00 | $25.00 | 10/8/2009 8:01:13 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/8/2009 9:22:13 PM |
| triumphant-community | $25.00 | $25.00 | 10/9/2009 6:37:10 AM |
| junes08 | $50.00 | $50.00 | 10/9/2009 6:41:45 AM |
| terrific-dedication | $25.00 | $25.00 | 10/9/2009 6:53:52 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:12 AM |
| winter-vigilance | $25.00 | $25.00 | 10/9/2009 9:34:21 AM |
| Dazz2061 | $25.00 | $25.00 | 10/9/2009 9:50:55 AM |
| Finspons | $50.00 | $50.00 | 10/9/2009 10:03:08 AM |
| Bankman68 | $25.00 | $25.00 | 10/9/2009 8:59:04 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:25 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:47 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:01 AM |
| amit_gu | $50.00 | $50.00 | 10/9/2009 12:31:17 PM |
| atlas100 | $50.00 | $50.00 | 10/12/2009 8:03:46 PM |
| noaudgrs | $50.00 | $50.00 | 10/13/2009 5:42:35 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:11 PM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:50:39 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:46:04 AM |
| mehlp2 | $33.06 | $33.06 | 10/19/2009 4:22:59 PM |
| building_community | $50.00 | $50.00 | 10/20/2009 8:36:29 AM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:19 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:34:03 PM |
| makosdJR02 | $28.48 | $28.48 | 10/20/2009 9:37:25 PM |
| Charmart | $25.00 | $25.00 | 10/21/2009 2:50:28 AM |
| rsigroup3 | $50.00 | $50.00 | 10/21/2009 4:31:40 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:38:10 PM |
| LoanDMC | $25.00 | $25.00 | 10/21/2009 10:05:02 PM |
| fairmaiden | $25.00 | $25.00 | 10/22/2009 7:53:12 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:47:52 AM |
| CoolBreezeWarlord | $25.00 | $25.00 | 10/22/2009 9:46:15 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:18:18 PM |
| tacopants | $50.00 | $50.00 | 10/22/2009 2:12:35 PM |
| 182 bids
|
Borrower Payment Dependent Notes Series
427904
This series of Notes was issued and sold upon the funding of the borrower loan #39145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 30.08% |
Starting monthly payment:
| $61.62 |
|
Final lender yield:
| 24.80% |
Final borrower rate/APR:
| 25.80% / 28.38% |
Final monthly payment:
| $60.28 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 132% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 11
/
6 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,336 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| community-saver1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finishing RN school this December
Purpose of loan:
This loan will be used to supplement current income from Navy Reserves and GI Bill. My work study program at the VA Hospital was cancelled so I am now $700 per month short on my budget.
My financial situation:
I am a good candidate for this loan because I will finish Nursing School this December and be able to find a good
paying job after obtaining my license in February.
I am also actively seeking a Nursing Asst or Home Health Aide job that pays about $9/hr for about 20hr/wk.
Monthly net income: $
648 Navy Reserves + $1368 GI Bill = $2016
Monthly expenses: $
2710
??Housing: $
839
??Insurance: $
109
??Car expenses: $ 300 + gas $80
??Utilities: $ 70
??Phone, cable, internet: $
80
??Food, entertainment: $
150
??Clothing, household expenses $
0
??Credit cards and other loans: $
1082
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please describe your credit card and other debt (lender, balance, interest rate, monthly payment). thanks - reflective-rupee
A:
(lender, balance, interest, pay).
Open credit: (Navy Federal & USAA, $25600, 12.5%, $430).
Voluntarily closed credit: (Bank of America & Chase, $20200, 7%, $430).
Loans: (USAA & Wells Fargo, $3400, 11%, $222).
All are current. Never late more than 10 days. Delinquency would adversely affect my military and Nursing careers. Most debt acquired prior to divorce. Other debt acquired due to only part time work while going back to school.
Thank you for you consideration.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| welshcat | $200.00 | $200.00 | 10/24/2009 9:11:36 AM |
| hamster | $25.00 | $25.00 | 10/25/2009 1:23:45 PM |
| iolaire | $25.00 | $25.00 | 10/26/2009 8:23:14 AM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 3:42:28 PM |
| chevy92 | $50.00 | $50.00 | 10/26/2009 4:58:36 PM |
| crjmechanic | $25.00 | $25.00 | 10/26/2009 5:14:06 PM |
| Graven33 | $50.00 | $50.00 | 10/26/2009 6:21:05 PM |
| AsianDragon | $25.00 | $25.00 | 10/27/2009 9:20:53 AM |
| Taho | $50.00 | $50.00 | 10/27/2009 9:26:17 AM |
| Cub4eva | $74.00 | $74.00 | 10/27/2009 1:40:16 AM |
| the-durability-planetarium | $100.00 | $100.00 | 10/27/2009 6:08:27 AM |
| payout-comet | $25.00 | $25.00 | 10/27/2009 8:37:08 AM |
| loan-eagle9 | $25.00 | $25.00 | 10/27/2009 9:15:55 AM |
| mrxtravis | $100.00 | $100.00 | 10/24/2009 8:58:58 AM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 7:08:02 PM |
| Pu239 | $50.00 | $50.00 | 10/24/2009 5:09:10 PM |
| marybennet | $25.00 | $25.00 | 10/24/2009 10:18:51 PM |
| mrxtravis | $100.00 | $100.00 | 10/26/2009 11:52:59 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:36:07 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 1:23:52 PM |
| FunkyBro | $35.00 | $35.00 | 10/26/2009 1:35:47 PM |
| enthusiastic-market2 | $50.00 | $50.00 | 10/26/2009 2:42:52 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 3:21:24 PM |
| TheFamilyFund | $25.00 | $25.00 | 10/26/2009 4:17:17 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 1:29:31 PM |
| goodcents | $25.00 | $25.00 | 10/26/2009 6:37:45 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:20:15 PM |
| soilchem | $25.00 | $25.00 | 10/26/2009 8:19:34 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/26/2009 9:46:28 PM |
| durability-colonel | $50.00 | $16.00 | 10/27/2009 8:10:07 AM |
| SlickNick | $25.00 | $25.00 | 10/27/2009 8:57:27 AM |
| payout-magician | $25.00 | $25.00 | 10/27/2009 6:23:40 AM |
| icon7 | $25.00 | $25.00 | 10/27/2009 8:30:51 AM |
| reflective-rupee | $25.00 | $25.00 | 10/27/2009 8:32:23 AM |
| just-trade0 | $25.00 | $25.00 | 10/27/2009 8:51:06 AM |
| bitano | $50.00 | $50.00 | 10/27/2009 9:23:21 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
428049
This series of Notes was issued and sold upon the funding of the borrower loan #39148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,250.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.30% |
Starting monthly payment:
| $56.55 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 34.22% |
Final monthly payment:
| $53.75 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 26.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 11 |
Total credit lines:
| 56 | Length of status: | 20y 9m |
|
Amount delinquent:
| $12,145 |
Revolving credit balance:
| $10,802 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 100% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 27 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| zaza66 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,300.00 | < mo. late:
| 0
( 0% )
| 540-560
(Mar-2008)
540-560
(Feb-2008)
540-560
(Jan-2008)
540-560
(Oct-2006)
|
|
Principal balance:
| $607.70 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Second Prosper Loan
Purpose of loan:
This loan will be used to??Expand?Small Business.?
My financial situation:
I am a good candidate for this loan because?
I have?proven track record with Prosper,?my first?loan has been paid in full and my?second loan is current and?I?have?never?been late with any payments to prosper.
I have started a small business?that I?would like to expand. I buy and sell used cars?for a second income?and I?would like to increase my used vehicle inventory.?
I have started purchasing low priced vehicles?ranging from $500.00 to $1000.00 at auction?and with a little repair work and elbow grease,?I?can make a reasonable prophet when I sell.?
I have a solid and proven track record with Prosper and would like to continue this relationship?as I expand my?new buisness venture.
Please consider bidding?on my new?loan request, I will not let you down.
Please?review my track record with?Prosper?as well as?my income and?my?time on the job.
Please feel free to contact me with any questions or concerns.??
Thank You For Your Consideration!??????
Monthly net income: $ 4250.00
Monthly expenses: $ 1945.00
??Housing: $ 350.00? (I now?have a roomate)
??Insurance: $ 150.00
??Car expenses: $ 410.00??
??Utilities: $ 130.00
??Phone, cable, internet: $ 75.00 (My company pays for my Phone and Internet)
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 230.00
??Other expenses: $ 100.00 (Savings Account)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the delinquencies and how much a month do you pay toward it and how much a month do you pay your revolving credit? Thank you. - jpblan11
A:
The delinquencies are part of a debt consolidation program, I pay a minimum $150.00 per month toured this dept. Revolving credit; I am currently paying a minimum of $100.00 per month. Both payments are the minimum payments required. I have been paying more every month toured the principle balances for the past 6 months.
(Oct-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrxtravis | $200.00 | $200.00 | 10/14/2009 12:19:15 PM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 1:07:18 PM |
| RainyDayFunds | $25.00 | $25.00 | 10/16/2009 8:12:04 PM |
| boodo | $234.49 | $25.32 | 10/17/2009 10:39:38 AM |
| eccles | $25.00 | $25.00 | 10/17/2009 5:07:56 PM |
| NekHoldings | $25.00 | $25.00 | 10/19/2009 8:32:24 AM |
| boodo | $32.13 | $32.13 | 10/19/2009 12:33:14 PM |
| gold-cluster | $100.00 | $100.00 | 10/20/2009 7:42:05 AM |
| bid-strawberry | $50.00 | $50.00 | 10/20/2009 8:04:57 AM |
| crjmechanic | $25.00 | $25.00 | 10/20/2009 7:44:43 AM |
| chroman | $50.00 | $50.00 | 10/20/2009 8:53:13 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:36:09 AM |
| Champion_Lending | $25.00 | $25.00 | 10/20/2009 9:39:53 AM |
| sophisticated-ore | $150.00 | $150.00 | 10/20/2009 9:45:34 AM |
| P2InvestorSolutions | $100.00 | $100.00 | 10/15/2009 5:27:07 PM |
| CoolPlexer | $92.80 | $92.80 | 10/19/2009 4:54:45 AM |
| currency-bumblebee | $50.00 | $50.00 | 10/19/2009 10:47:47 AM |
| justme4now | $25.00 | $25.00 | 10/19/2009 4:50:27 PM |
| Kash2010lu | $25.00 | $25.00 | 10/19/2009 7:04:12 PM |
| JJ-Loans | $49.75 | $49.75 | 10/20/2009 6:58:21 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 8:58:26 AM |
| Bill88 | $50.00 | $50.00 | 10/20/2009 9:43:27 AM |
| epic-payout | $50.00 | $50.00 | 10/20/2009 9:46:21 AM |
| 23 bids
|
Borrower Payment Dependent Notes Series
428865
This series of Notes was issued and sold upon the funding of the borrower loan #39204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $401.56 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $390.03 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 20
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $29,965 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cpanetwork |
Borrower's state:
| Alaska |
Borrower's group:
| Thousand Dollar Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Playset, landscaping and Fence
Purpose of loan:
This loan would be used to finish some?assorted home projects and move a credit card debt from a @ 12% rate to a zero percent rate.???We are both professionals with great jobs. We have excellent?credit and make enough money?to pay the loan and other debts.??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/16/2009 4:10:11 PM |
| DonaldColorado | $25.00 | $25.00 | 10/16/2009 4:06:52 PM |
| vestquid | $25.00 | $25.00 | 10/16/2009 4:06:55 PM |
| Prezotus | $25.00 | $25.00 | 10/16/2009 4:14:01 PM |
| inforapenny | $25.00 | $25.00 | 10/16/2009 4:08:30 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/16/2009 4:08:37 PM |
| abidos | $25.00 | $25.00 | 10/16/2009 4:17:41 PM |
| kulender | $25.00 | $25.00 | 10/16/2009 4:17:45 PM |
| czar3 | $25.00 | $25.00 | 10/16/2009 4:19:07 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/16/2009 4:20:15 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/16/2009 4:21:43 PM |
| DukSerduk | $25.00 | $25.00 | 10/16/2009 4:18:04 PM |
| bchen78875 | $50.00 | $50.00 | 10/16/2009 4:18:11 PM |
| sas19 | $25.00 | $25.00 | 10/16/2009 4:18:20 PM |
| Barak | $80.00 | $80.00 | 10/16/2009 4:18:31 PM |
| gracej | $25.00 | $25.00 | 10/16/2009 4:18:51 PM |
| BlindProphet | $25.00 | $25.00 | 10/16/2009 4:18:39 PM |
| kid8549 | $25.00 | $25.00 | 10/16/2009 4:19:00 PM |
| ThomasC | $25.00 | $25.00 | 10/16/2009 4:25:00 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/16/2009 4:19:16 PM |
| wacko82 | $25.00 | $25.00 | 10/16/2009 4:25:42 PM |
| goofy15975 | $25.00 | $25.00 | 10/16/2009 4:21:23 PM |
| Orringo | $50.00 | $50.00 | 10/16/2009 4:27:14 PM |
| dr-dollar | $25.00 | $25.00 | 10/16/2009 4:22:11 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 4:28:48 PM |
| chief219 | $25.00 | $25.00 | 10/16/2009 4:29:14 PM |
| dloan | $25.00 | $25.00 | 10/16/2009 4:36:43 PM |
| KailuaLender | $25.00 | $25.00 | 10/16/2009 4:24:32 PM |
| Attract | $25.00 | $25.00 | 10/16/2009 4:25:18 PM |
| GatorBait | $50.00 | $50.00 | 10/16/2009 4:25:16 PM |
| kanakakm | $50.00 | $50.00 | 10/16/2009 4:25:30 PM |
| agwosdof | $50.00 | $50.00 | 10/16/2009 4:25:34 PM |
| lean-velocity | $25.00 | $25.00 | 10/16/2009 4:25:45 PM |
| AF-Chief | $35.00 | $35.00 | 10/16/2009 4:26:00 PM |
| rjleves | $25.00 | $25.00 | 10/16/2009 4:26:01 PM |
| rjblack | $50.00 | $50.00 | 10/16/2009 4:26:07 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:39:44 PM |
| LR_Biker | $25.00 | $25.00 | 10/16/2009 4:26:14 PM |
| get30inc | $50.00 | $50.00 | 10/16/2009 4:26:20 PM |
| flwah | $25.00 | $25.00 | 10/16/2009 4:26:28 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/16/2009 4:26:31 PM |
| anton | $50.00 | $50.00 | 10/16/2009 4:40:30 PM |
| dealarella | $25.00 | $25.00 | 10/16/2009 4:40:48 PM |
| Gundu | $25.00 | $25.00 | 10/16/2009 4:26:58 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/16/2009 4:27:25 PM |
| preciousjeni | $50.00 | $50.00 | 10/16/2009 4:27:52 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/16/2009 4:28:08 PM |
| Halos2002 | $50.00 | $50.00 | 10/16/2009 4:28:20 PM |
| turbine5 | $40.00 | $40.00 | 10/16/2009 4:28:11 PM |
| kirkjerk | $25.00 | $25.00 | 10/16/2009 4:28:38 PM |
| DHolly | $25.00 | $25.00 | 10/16/2009 7:00:53 PM |
| L-vex | $25.00 | $25.00 | 10/16/2009 4:38:04 PM |
| slowpig | $47.38 | $47.38 | 10/16/2009 8:06:11 PM |
| BoutYeBank | $25.00 | $25.00 | 10/16/2009 10:46:34 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 11:23:08 PM |
| kelador | $25.00 | $25.00 | 10/16/2009 7:11:33 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/17/2009 6:38:11 AM |
| Lender0010 | $25.00 | $25.00 | 10/16/2009 7:16:44 PM |
| One1putt | $25.00 | $25.00 | 10/16/2009 10:46:08 PM |
| scholarly-integrity | $25.00 | $25.00 | 10/16/2009 10:46:10 PM |
| j48 | $25.00 | $25.00 | 10/16/2009 10:46:18 PM |
| mikeandcat | $50.00 | $50.00 | 10/16/2009 10:46:13 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/17/2009 9:21:24 AM |
| nzlxjwek | $25.00 | $25.00 | 10/17/2009 5:52:28 PM |
| danthemon35 | $25.00 | $25.00 | 10/17/2009 5:56:08 PM |
| Jassi | $25.00 | $25.00 | 10/17/2009 5:56:34 PM |
| 13nd3r | $25.00 | $25.00 | 10/17/2009 6:01:45 PM |
| dsparrow | $51.35 | $51.35 | 10/18/2009 1:49:27 AM |
| rwelle | $25.00 | $25.00 | 10/17/2009 5:31:31 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/18/2009 3:56:37 AM |
| skuba | $50.00 | $50.00 | 10/17/2009 5:53:22 PM |
| InvestorPartners | $25.00 | $25.00 | 10/17/2009 5:55:29 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/17/2009 5:55:58 PM |
| busybee007 | $25.00 | $25.00 | 10/17/2009 5:56:28 PM |
| ytjameslee | $39.01 | $39.01 | 10/17/2009 6:19:18 PM |
| Medic05 | $25.00 | $25.00 | 10/17/2009 5:55:36 PM |
| Copa16 | $25.00 | $25.00 | 10/17/2009 5:55:46 PM |
| bowdish1 | $50.00 | $50.00 | 10/17/2009 5:56:31 PM |
| NDFIRTH | $42.78 | $42.78 | 10/17/2009 7:33:57 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/18/2009 11:04:29 AM |
| coolspeed | $25.00 | $25.00 | 10/18/2009 12:06:37 AM |
| jazz619 | $25.00 | $25.00 | 10/17/2009 11:21:29 PM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 10/18/2009 3:56:35 AM |
| larrybird | $50.00 | $50.00 | 10/18/2009 1:21:20 PM |
| rlrcstr | $25.00 | $25.00 | 10/18/2009 5:08:21 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/18/2009 6:05:59 PM |
| awwaww | $25.00 | $25.00 | 10/18/2009 11:54:01 AM |
| panegryst | $25.00 | $25.00 | 10/18/2009 1:31:28 PM |
| Gibbyland | $25.00 | $25.00 | 10/18/2009 10:11:30 PM |
| fuzed | $25.00 | $25.00 | 10/19/2009 12:08:47 AM |
| johannesfactotum | $25.00 | $25.00 | 10/18/2009 5:11:29 PM |
| visionary-currency | $30.08 | $30.08 | 10/19/2009 5:41:33 AM |
| Finspons | $75.00 | $75.00 | 10/18/2009 6:34:18 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 7:46:31 AM |
| triumphant-community | $25.00 | $25.00 | 10/18/2009 10:34:11 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/19/2009 3:21:55 AM |
| tbati | $25.00 | $25.00 | 10/19/2009 5:41:27 AM |
| nolahelper | $25.00 | $25.00 | 10/19/2009 5:52:20 AM |
| minista | $25.00 | $25.00 | 10/19/2009 9:47:43 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:48 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:02:35 AM |
| dma1206 | $25.00 | $25.00 | 10/19/2009 12:12:18 PM |
| Sumach | $25.00 | $25.00 | 10/19/2009 5:37:24 PM |
| ok | $25.00 | $25.00 | 10/20/2009 6:01:43 AM |
| SwiDaddy | $25.00 | $25.00 | 10/20/2009 6:06:48 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/20/2009 8:16:25 AM |
| Aristophil | $100.00 | $100.00 | 10/20/2009 10:30:16 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:22:04 AM |
| yield-quest | $25.00 | $25.00 | 10/20/2009 10:29:24 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:21:15 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:21:41 AM |
| reciprocate | $100.00 | $100.00 | 10/20/2009 1:39:06 PM |
| crazyinjun | $50.00 | $50.00 | 10/20/2009 2:22:18 PM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:21 PM |
| treebird | $300.00 | $300.00 | 10/21/2009 12:38:07 PM |
| hotwired | $25.00 | $25.00 | 10/21/2009 4:29:21 PM |
| fortune888 | $25.00 | $25.00 | 10/21/2009 6:22:06 PM |
| nigoleta | $25.00 | $25.00 | 10/22/2009 8:02:21 AM |
| EliteCapital | $25.00 | $25.00 | 10/22/2009 1:51:09 PM |
| MasterKey | $25.00 | $25.00 | 10/22/2009 4:08:59 PM |
| palex | $25.00 | $25.00 | 10/22/2009 5:04:45 PM |
| mclean_loaner | $50.00 | $50.00 | 10/22/2009 5:42:29 PM |
| bear01 | $30.00 | $30.00 | 10/22/2009 9:40:29 PM |
| mattblizz | $50.00 | $50.00 | 10/23/2009 12:07:29 AM |
| martymaniaman | $27.04 | $27.04 | 10/23/2009 5:53:28 AM |
| 101010 | $100.00 | $100.00 | 10/22/2009 9:01:04 PM |
| authentic-peace7 | $25.00 | $25.00 | 10/23/2009 7:09:05 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/23/2009 8:13:08 AM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 1:35:12 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:38:29 AM |
| Im_the_piper---Pay_up | $50.00 | $50.00 | 10/23/2009 9:44:10 AM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 10:13:07 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:32:29 AM |
| Rothgoe | $32.85 | $32.85 | 10/23/2009 10:49:27 AM |
| interest88 | $25.00 | $25.00 | 10/23/2009 11:48:36 AM |
| the-rate-creature | $25.00 | $25.00 | 10/23/2009 1:12:06 PM |
| GrayStudio | $50.00 | $50.00 | 10/23/2009 1:12:12 PM |
| anakinsolo | $25.00 | $25.00 | 10/23/2009 1:13:15 PM |
| MoneyMaker249 | $50.00 | $50.00 | 10/23/2009 1:00:21 PM |
| Mattfromotm | $30.00 | $30.00 | 10/23/2009 1:11:45 PM |
| LoftyIdeals | $25.00 | $25.00 | 10/23/2009 1:11:50 PM |
| KHU2-B | $25.00 | $25.00 | 10/23/2009 1:11:52 PM |
| revmax | $25.00 | $25.00 | 10/23/2009 1:11:58 PM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 1:12:05 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:24:28 PM |
| hydrolucid | $25.00 | $25.00 | 10/23/2009 1:14:04 PM |
| ElbowToast | $25.00 | $25.00 | 10/23/2009 1:16:00 PM |
| packrs1 | $25.00 | $25.00 | 10/23/2009 1:07:12 PM |
| TomDalonajay | $25.00 | $25.00 | 10/23/2009 1:11:40 PM |
| LEBO | $25.00 | $25.00 | 10/23/2009 1:11:54 PM |
| nethosters | $25.00 | $25.00 | 10/23/2009 1:34:28 PM |
| cowboyskier | $50.00 | $50.00 | 10/23/2009 1:13:18 PM |
| FG9YTR | $25.00 | $25.00 | 10/23/2009 1:13:41 PM |
| Brown98 | $25.00 | $25.00 | 10/23/2009 2:07:37 PM |
| ChristopherHS | $25.00 | $25.00 | 10/23/2009 3:26:21 PM |
| ClearLake | $25.00 | $25.00 | 10/16/2009 4:05:51 PM |
| rangers94 | $25.00 | $25.00 | 10/16/2009 4:04:40 PM |
| windfall46 | $25.00 | $25.00 | 10/16/2009 4:08:04 PM |
| Banker7371 | $25.00 | $25.00 | 10/16/2009 4:08:29 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/16/2009 4:18:55 PM |
| thedreamer | $25.00 | $25.00 | 10/16/2009 4:19:05 PM |
| zone6 | $75.00 | $75.00 | 10/16/2009 4:21:45 PM |
| personal-lender | $25.00 | $25.00 | 10/16/2009 4:17:48 PM |
| Weaverville | $25.00 | $25.00 | 10/16/2009 4:17:59 PM |
| supersarah61 | $25.00 | $25.00 | 10/16/2009 4:24:24 PM |
| snowman34 | $25.00 | $25.00 | 10/16/2009 4:18:26 PM |
| slartibardfast | $35.00 | $35.00 | 10/16/2009 4:24:36 PM |
| inventive-funds | $25.00 | $25.00 | 10/16/2009 4:18:35 PM |
| compoundinterest | $50.00 | $50.00 | 10/16/2009 4:18:44 PM |
| justice-dna | $25.00 | $25.00 | 10/16/2009 4:18:48 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/16/2009 4:19:11 PM |
| icon7 | $50.00 | $50.00 | 10/16/2009 4:19:26 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/16/2009 4:26:00 PM |
| djh47a | $40.00 | $40.00 | 10/16/2009 4:26:05 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/16/2009 4:20:40 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/16/2009 4:26:26 PM |
| a-responsible-return | $25.00 | $25.00 | 10/16/2009 4:26:30 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/16/2009 4:26:41 PM |
| Havana21 | $50.00 | $50.00 | 10/16/2009 4:21:32 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/16/2009 4:27:16 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/16/2009 4:27:18 PM |
| SDNLR | $25.00 | $25.00 | 10/16/2009 4:21:56 PM |
| uncleegg | $25.00 | $25.00 | 10/16/2009 4:22:06 PM |
| selector568 | $72.40 | $72.40 | 10/16/2009 4:28:56 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/16/2009 4:29:04 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/16/2009 4:29:10 PM |
| dirkjan | $25.00 | $25.00 | 10/16/2009 4:29:24 PM |
| Castellan | $25.00 | $25.00 | 10/16/2009 4:29:34 PM |
| swerd | $50.00 | $50.00 | 10/16/2009 4:36:26 PM |
| kenji4861 | $50.00 | $50.00 | 10/16/2009 4:24:31 PM |
| VBAces | $75.00 | $75.00 | 10/16/2009 4:24:41 PM |
| FlexFunding | $100.00 | $100.00 | 10/16/2009 4:24:43 PM |
| Tai | $25.00 | $25.00 | 10/16/2009 4:25:20 PM |
| GElender | $50.00 | $50.00 | 10/16/2009 4:25:31 PM |
| thegreatone | $50.00 | $50.00 | 10/16/2009 4:25:40 PM |
| SNH | $50.00 | $50.00 | 10/16/2009 4:26:06 PM |
| Cai8899 | $50.00 | $50.00 | 10/16/2009 4:26:18 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/16/2009 4:26:43 PM |
| fortytwo | $250.00 | $250.00 | 10/16/2009 4:26:46 PM |
| gold-tsunami | $25.00 | $25.00 | 10/16/2009 4:27:00 PM |
| BeemerRider | $25.00 | $25.00 | 10/16/2009 4:26:49 PM |
| wrighco | $25.00 | $25.00 | 10/16/2009 4:27:05 PM |
| andrewgl | $25.00 | $25.00 | 10/16/2009 4:27:43 PM |
| credit-investor5 | $50.00 | $50.00 | 10/16/2009 4:28:53 PM |
| zento | $25.00 | $25.00 | 10/16/2009 4:29:20 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 4:38:08 PM |
| j2ee | $25.00 | $25.00 | 10/16/2009 8:41:21 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/16/2009 10:46:20 PM |
| Toastsr | $300.00 | $300.00 | 10/16/2009 10:46:31 PM |
| blot44 | $25.00 | $25.00 | 10/16/2009 6:59:07 PM |
| Cheburashka | $40.00 | $40.00 | 10/17/2009 6:26:36 AM |
| Sixmil | $25.00 | $25.00 | 10/16/2009 7:46:13 PM |
| figs4u2 | $45.00 | $45.00 | 10/16/2009 8:31:17 PM |
| brocilybeef | $25.00 | $25.00 | 10/16/2009 10:46:10 PM |
| degster | $25.00 | $25.00 | 10/16/2009 10:46:17 PM |
| point-zebra | $25.00 | $25.00 | 10/16/2009 10:46:32 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/16/2009 10:46:31 PM |
| HunterSix | $25.00 | $25.00 | 10/17/2009 6:46:31 AM |
| RG | $25.00 | $25.00 | 10/17/2009 1:29:27 PM |
| sellbuy40 | $25.00 | $25.00 | 10/17/2009 8:41:31 AM |
| andyb9 | $25.00 | $25.00 | 10/17/2009 8:41:14 AM |
| Reinadog9 | $25.00 | $25.00 | 10/17/2009 10:49:12 AM |
| able2help | $25.00 | $25.00 | 10/17/2009 11:04:01 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/17/2009 11:06:21 AM |
| GhaChr | $25.00 | $25.00 | 10/17/2009 5:56:20 PM |
| currency-persimmon | $25.00 | $25.00 | 10/17/2009 5:56:27 PM |
| Hondo | $25.00 | $25.00 | 10/17/2009 6:51:44 PM |
| holstj | $25.00 | $25.00 | 10/17/2009 9:29:14 PM |
| Brainworm | $25.00 | $25.00 | 10/17/2009 4:13:43 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/18/2009 6:21:44 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/17/2009 5:53:17 PM |
| kmwvma | $25.00 | $25.00 | 10/17/2009 5:56:02 PM |
| jybank | $25.00 | $25.00 | 10/18/2009 3:56:36 AM |
| jcfunder | $25.00 | $25.00 | 10/18/2009 1:31:30 PM |
| gain-butterfly | $25.00 | $25.00 | 10/18/2009 5:46:08 AM |
| coondog | $25.00 | $25.00 | 10/18/2009 6:46:27 AM |
| credit-coach118 | $35.00 | $35.00 | 10/18/2009 5:11:28 PM |
| lawyerman | $50.00 | $50.00 | 10/18/2009 12:53:49 PM |
| innocent-deal | $25.00 | $25.00 | 10/18/2009 1:31:14 PM |
| brw | $25.00 | $25.00 | 10/18/2009 1:31:26 PM |
| wonderous-euro | $25.00 | $25.00 | 10/18/2009 5:11:23 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 1:21:30 AM |
| Thorny | $25.00 | $25.00 | 10/19/2009 6:41:25 AM |
| treebird | $50.00 | $50.00 | 10/19/2009 6:54:36 AM |
| bdpres1 | $25.00 | $25.00 | 10/18/2009 8:23:51 PM |
| alexandlily | $25.00 | $25.00 | 10/18/2009 8:14:05 PM |
| adir1 | $25.00 | $25.00 | 10/18/2009 9:16:08 PM |
| bradny | $25.00 | $25.00 | 10/19/2009 8:01:42 AM |
| szetheli | $50.00 | $50.00 | 10/18/2009 10:11:28 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/19/2009 8:41:44 AM |
| DadWarbucks | $25.00 | $25.00 | 10/19/2009 5:41:28 AM |
| bigdees | $25.00 | $25.00 | 10/19/2009 6:02:25 AM |
| kanewna | $50.00 | $48.71 | 10/19/2009 9:31:19 AM |
| twjh | $25.00 | $25.00 | 10/19/2009 11:02:36 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:34 PM |
| Gold_Coin | $25.00 | $25.00 | 10/20/2009 8:16:24 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:21:28 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:40:40 PM |
| ptjg | $60.00 | $60.00 | 10/20/2009 8:47:03 PM |
| MsTabbyKats | $25.00 | $25.00 | 10/21/2009 2:29:33 AM |
| 108lender | $100.00 | $100.00 | 10/21/2009 4:32:55 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 6:34:39 PM |
| SCD | $25.00 | $25.00 | 10/21/2009 8:00:58 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 9:04:30 PM |
| lfcgrad | $60.00 | $60.00 | 10/21/2009 5:46:53 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/21/2009 10:10:06 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 9:48:45 PM |
| LoanDMC | $25.00 | $25.00 | 10/21/2009 10:19:44 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/22/2009 7:43:54 AM |
| shneb | $200.00 | $200.00 | 10/22/2009 10:07:09 AM |
| Rockymtnhi | $36.47 | $36.47 | 10/22/2009 2:03:01 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:41:46 PM |
| RandyL3 | $50.00 | $50.00 | 10/22/2009 5:09:38 PM |
| YummiBear | $25.00 | $25.00 | 10/22/2009 7:10:31 PM |
| bkb7484 | $25.00 | $25.00 | 10/22/2009 8:13:38 PM |
| Charmart | $25.00 | $25.00 | 10/23/2009 2:48:39 AM |
| 78 | $25.00 | $25.00 | 10/23/2009 6:00:55 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 6:32:48 AM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:38 AM |
| farchoir | $25.00 | $25.00 | 10/23/2009 8:32:47 AM |
| banker65010 | $25.00 | $25.00 | 10/23/2009 8:16:46 AM |
| buffalobills | $25.00 | $25.00 | 10/23/2009 8:36:23 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:08:51 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:32:42 AM |
| Snoopylover | $25.00 | $25.00 | 10/23/2009 10:50:36 AM |
| RichDadPoorDad | $25.00 | $25.00 | 10/23/2009 11:11:34 AM |
| yenom | $25.00 | $25.00 | 10/23/2009 11:28:32 AM |
| RadarLuv | $25.00 | $25.00 | 10/23/2009 11:48:26 AM |
| Aubrei | $25.00 | $25.00 | 10/23/2009 11:06:12 AM |
| PalmTreeIsland | $50.00 | $50.00 | 10/23/2009 1:13:46 PM |
| SkipMcGrath | $50.00 | $50.00 | 10/23/2009 1:14:46 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/23/2009 1:14:49 PM |
| brainy-dedication | $25.00 | $25.00 | 10/23/2009 1:16:02 PM |
| agab | $25.00 | $25.00 | 10/23/2009 1:16:03 PM |
| shadargroup | $25.00 | $25.00 | 10/23/2009 1:16:40 PM |
| bouvierchamp | $50.00 | $50.00 | 10/23/2009 1:11:44 PM |
| revenue-glider9 | $25.00 | $25.00 | 10/23/2009 1:11:51 PM |
| MrGhost | $25.00 | $25.00 | 10/23/2009 1:12:10 PM |
| notlicehead | $43.58 | $43.58 | 10/23/2009 1:13:28 PM |
| Cherrypicker | $37.35 | $37.35 | 10/23/2009 1:13:42 PM |
| Okeey | $25.00 | $25.00 | 10/23/2009 1:15:00 PM |
| investorrr | $25.00 | $25.00 | 10/23/2009 1:16:45 PM |
| 101010 | $50.00 | $50.00 | 10/23/2009 1:17:48 PM |
| crw1950 | $50.00 | $50.00 | 10/23/2009 2:19:29 PM |
| PhalanxBulldog | $25.00 | $25.00 | 10/23/2009 1:11:46 PM |
| gymboree3 | $25.00 | $25.00 | 10/23/2009 1:11:48 PM |
| authentic-peace7 | $25.00 | $25.00 | 10/23/2009 1:47:46 PM |
| quad | $100.00 | $100.00 | 10/23/2009 2:10:52 PM |
| valemic | $25.00 | $25.00 | 10/23/2009 1:15:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 3:01:50 PM |
| SS123 | $25.00 | $25.00 | 10/23/2009 1:16:50 PM |
| delivery | $50.00 | $50.00 | 10/23/2009 1:20:45 PM |
| velocity-winner | $25.00 | $25.00 | 10/23/2009 2:10:08 PM |
| balance-force | $26.00 | $26.00 | 10/23/2009 3:09:27 PM |
| Ven58 | $25.00 | $25.00 | 10/23/2009 2:46:16 PM |
| Harpersferry | $50.00 | $50.00 | 10/23/2009 2:56:11 PM |
| beakerfish | $300.00 | $300.00 | 10/23/2009 3:02:40 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:05:39 PM |
| bboekest | $25.00 | $25.00 | 10/23/2009 4:00:40 PM |
| sflawya | $25.00 | $25.00 | 10/23/2009 3:22:52 PM |
| 320 bids
|
Borrower Payment Dependent Notes Series
319375
This series of Notes was issued and sold upon the funding of the borrower loan #39189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 14.13% |
Starting monthly payment:
| $332.14 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $329.28 |
| |
|
Auction yield range:
| 4.27% - 11.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 47 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $34,056 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| alleylou |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
No more crazy fees....
We have been paying on credit cards at more than $500 a month for two years and never missed a payment. So we can just put that $500 here. And we only have 5 months left to pay off our car - so in March, we can double that and then have this paid off. We are home owners, employed. It was some serious dental work that got us started down this hole and now we want to dig out.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gain-butterfly | $25.00 | $25.00 | 10/16/2009 4:01:10 PM |
| nestegg4e | $25.00 | $25.00 | 10/16/2009 4:01:19 PM |
| Joon | $25.00 | $25.00 | 10/16/2009 4:01:24 PM |
| Tavita | $25.00 | $25.00 | 10/16/2009 4:01:27 PM |
| SourceCredit | $50.00 | $50.00 | 10/16/2009 4:01:35 PM |
| ArkoshKovash | $25.00 | $25.00 | 10/16/2009 4:01:37 PM |
| ecila625 | $25.00 | $25.00 | 10/16/2009 4:02:03 PM |
| hc90474 | $25.00 | $25.00 | 10/16/2009 4:02:05 PM |
| Turkish101 | $25.00 | $25.00 | 10/16/2009 4:02:12 PM |
| charming-point | $100.00 | $100.00 | 10/16/2009 4:02:33 PM |
| coalescent | $26.90 | $26.90 | 10/16/2009 4:02:38 PM |
| fabster | $25.00 | $25.00 | 10/16/2009 4:02:47 PM |
| ingenious-diversification | $25.00 | $25.00 | 10/16/2009 4:03:23 PM |
| Josilot | $25.00 | $25.00 | 10/16/2009 4:03:46 PM |
| chipperjohnson | $25.00 | $25.00 | 10/16/2009 4:03:54 PM |
| Evan_Safe | $25.00 | $25.00 | 10/16/2009 4:04:00 PM |
| GMPK_TLAS | $45.00 | $45.00 | 10/16/2009 4:04:20 PM |
| cheng | $25.00 | $25.00 | 10/16/2009 4:05:02 PM |
| Cronos | $25.00 | $25.00 | 10/16/2009 4:05:11 PM |
| dansarkis | $25.00 | $25.00 | 10/16/2009 4:05:19 PM |
| scottr | $25.00 | $25.00 | 10/16/2009 4:05:35 PM |
| kruizen | $25.00 | $25.00 | 10/16/2009 4:05:45 PM |
| ClearLake | $25.00 | $25.00 | 10/16/2009 4:05:49 PM |
| caipira | $25.00 | $25.00 | 10/16/2009 4:05:56 PM |
| DonaldColorado | $25.00 | $25.00 | 10/16/2009 4:06:50 PM |
| booyah | $75.00 | $75.00 | 10/16/2009 4:07:32 PM |
| Loanliness | $25.00 | $25.00 | 10/16/2009 4:01:15 PM |
| lookingup78 | $25.00 | $25.00 | 10/16/2009 4:01:22 PM |
| EricLender | $25.00 | $25.00 | 10/16/2009 4:01:29 PM |
| jpmusic | $25.00 | $25.00 | 10/16/2009 4:01:34 PM |
| Weaverville | $50.00 | $50.00 | 10/16/2009 4:08:20 PM |
| dspmn | $25.00 | $25.00 | 10/16/2009 4:02:08 PM |
| GreenBuilder247 | $25.00 | $25.00 | 10/16/2009 4:02:11 PM |
| financial-frenzy | $25.00 | $25.00 | 10/16/2009 4:02:31 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/16/2009 4:08:52 PM |
| krazydavet | $25.00 | $25.00 | 10/16/2009 4:08:53 PM |
| matrix456 | $25.00 | $25.00 | 10/16/2009 4:01:21 PM |
| LouisSaint | $25.00 | $25.00 | 10/16/2009 4:02:51 PM |
| LenderOnWheels | $25.00 | $25.00 | 10/16/2009 4:01:28 PM |
| kmwvma | $25.00 | $25.00 | 10/16/2009 4:03:32 PM |
| IIP77 | $25.00 | $25.00 | 10/16/2009 4:03:42 PM |
| Haydendover | $25.00 | $25.00 | 10/16/2009 4:03:45 PM |
| iceberg982362 | $25.00 | $25.00 | 10/16/2009 4:03:53 PM |
| screenname03 | $25.00 | $25.00 | 10/16/2009 4:03:55 PM |
| galtsgulch | $25.00 | $25.00 | 10/16/2009 4:09:52 PM |
| Onesiphorus | $25.00 | $25.00 | 10/16/2009 4:09:59 PM |
| JohnGalt94 | $25.00 | $25.00 | 10/16/2009 4:03:29 PM |
| Hondo | $25.00 | $25.00 | 10/16/2009 4:10:16 PM |
| compassion-paladin042 | $25.00 | $25.00 | 10/16/2009 4:04:09 PM |
| norcalsv | $50.00 | $50.00 | 10/16/2009 4:03:47 PM |
| dunedin | $25.00 | $25.00 | 10/16/2009 4:03:50 PM |
| kumpa2u | $25.00 | $25.00 | 10/16/2009 4:10:55 PM |
| freetimeskier | $48.00 | $48.00 | 10/16/2009 4:03:57 PM |
| carlover | $25.00 | $25.00 | 10/16/2009 4:04:04 PM |
| FLRN | $25.00 | $25.00 | 10/16/2009 4:04:11 PM |
| hanuman77 | $32.82 | $32.82 | 10/16/2009 4:04:13 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/16/2009 4:04:15 PM |
| TQLender | $25.00 | $25.00 | 10/16/2009 4:11:28 PM |
| Ballard | $25.00 | $25.00 | 10/16/2009 4:05:07 PM |
| dollar-oracle55 | $25.00 | $25.00 | 10/16/2009 4:05:09 PM |
| gristle | $25.00 | $25.00 | 10/16/2009 4:05:16 PM |
| apetrock | $39.70 | $39.70 | 10/16/2009 4:05:18 PM |
| WolRab | $25.00 | $25.00 | 10/16/2009 4:05:11 PM |
| Darkjimson | $25.00 | $25.00 | 10/16/2009 4:05:48 PM |
| jtradition | $43.93 | $43.93 | 10/16/2009 4:05:57 PM |
| wwwUniversal | $25.00 | $25.00 | 10/16/2009 4:12:12 PM |
| brooklynjoe | $25.00 | $25.00 | 10/16/2009 4:05:58 PM |
| ritchie70 | $25.00 | $25.00 | 10/16/2009 4:06:09 PM |
| revenue-achievement | $25.00 | $25.00 | 10/16/2009 4:06:11 PM |
| mydreamsagain | $25.00 | $25.00 | 10/16/2009 4:06:12 PM |
| coolspeed | $25.00 | $25.00 | 10/16/2009 4:06:19 PM |
| skuba | $25.00 | $25.00 | 10/16/2009 4:06:43 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/16/2009 4:06:31 PM |
| booksleuth | $50.00 | $50.00 | 10/16/2009 4:07:30 PM |
| MrDavid | $25.00 | $25.00 | 10/16/2009 4:07:50 PM |
| siege01 | $25.00 | $25.00 | 10/16/2009 4:07:55 PM |
| orindalender | $50.00 | $50.00 | 10/16/2009 4:07:47 PM |
| turbine5 | $25.00 | $25.00 | 10/16/2009 4:14:08 PM |
| Maccs55 | $25.00 | $25.00 | 10/16/2009 4:07:53 PM |
| mathprof | $25.00 | $25.00 | 10/16/2009 4:14:19 PM |
| Supernick | $50.00 | $50.00 | 10/16/2009 4:08:10 PM |
| skiberdad | $50.00 | $50.00 | 10/16/2009 4:14:23 PM |
| theQuietLender | $25.00 | $25.00 | 10/16/2009 4:14:30 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/16/2009 4:14:39 PM |
| standanddeliver | $25.00 | $25.00 | 10/16/2009 4:14:45 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/16/2009 4:14:48 PM |
| irrelevant | $25.00 | $25.00 | 10/16/2009 4:08:57 PM |
| PatRichi | $25.00 | $25.00 | 10/16/2009 4:15:02 PM |
| andrewnar | $25.00 | $25.00 | 10/16/2009 4:08:55 PM |
| glalat | $25.00 | $25.00 | 10/16/2009 4:09:00 PM |
| mikeandcat | $50.00 | $50.00 | 10/16/2009 4:09:06 PM |
| janicewill | $25.00 | $25.00 | 10/16/2009 4:15:17 PM |
| rose88 | $25.00 | $25.00 | 10/16/2009 4:09:31 PM |
| Synergism | $25.00 | $25.00 | 10/16/2009 4:09:59 PM |
| jgar_O | $25.00 | $25.00 | 10/16/2009 4:09:51 PM |
| DukSerduk | $25.00 | $25.00 | 10/16/2009 4:16:18 PM |
| abidos | $25.00 | $25.00 | 10/16/2009 4:16:22 PM |
| zone6 | $25.00 | $25.00 | 10/16/2009 4:16:37 PM |
| SNH | $50.00 | $50.00 | 10/16/2009 4:17:34 PM |
| Carpetkid | $25.00 | $25.00 | 10/16/2009 4:10:48 PM |
| kanakakm | $25.00 | $25.00 | 10/16/2009 4:11:11 PM |
| 3am-preacher | $25.00 | $25.00 | 10/16/2009 4:11:39 PM |
| loiosh | $25.00 | $25.00 | 10/16/2009 4:11:45 PM |
| kid8549 | $25.00 | $25.00 | 10/16/2009 4:18:58 PM |
| a-responsible-return | $25.00 | $25.00 | 10/16/2009 4:11:52 PM |
| desertoasis | $50.00 | $50.00 | 10/16/2009 4:12:12 PM |
| silver-armada | $50.00 | $50.00 | 10/16/2009 4:19:28 PM |
| TommyTucker | $31.21 | $31.21 | 10/16/2009 4:12:21 PM |
| visionary-currency | $50.00 | $50.00 | 10/16/2009 4:19:42 PM |
| andrewgl | $25.00 | $25.00 | 10/16/2009 4:12:40 PM |
| gilbow | $25.00 | $25.00 | 10/16/2009 4:12:24 PM |
| neighborly-bid | $25.00 | $25.00 | 10/16/2009 4:20:04 PM |
| jhouman | $25.00 | $25.00 | 10/16/2009 4:12:44 PM |
| honorable-yield | $25.00 | $25.00 | 10/16/2009 4:13:15 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/16/2009 4:13:20 PM |
| flwah | $25.00 | $25.00 | 10/16/2009 4:13:46 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/16/2009 4:20:52 PM |
| unclejaef | $25.00 | $25.00 | 10/16/2009 4:13:36 PM |
| akahoss | $25.00 | $25.00 | 10/16/2009 4:20:56 PM |
| lagnisiruk | $25.00 | $25.00 | 10/16/2009 4:21:06 PM |
| Wangersinc | $25.00 | $25.00 | 10/16/2009 4:13:53 PM |
| L-vex | $25.00 | $25.00 | 10/16/2009 4:14:10 PM |
| Toastsr | $50.00 | $50.00 | 10/16/2009 4:14:15 PM |
| pure-deal6 | $25.00 | $25.00 | 10/16/2009 4:14:31 PM |
| MARSTUN | $50.00 | $50.00 | 10/16/2009 4:14:26 PM |
| head | $25.00 | $25.00 | 10/16/2009 4:14:42 PM |
| swoosh | $25.00 | $25.00 | 10/16/2009 4:21:39 PM |
| tlam168 | $25.00 | $25.00 | 10/16/2009 4:14:37 PM |
| AF-Chief | $35.00 | $35.00 | 10/16/2009 4:14:51 PM |
| mpactlender | $25.00 | $25.00 | 10/16/2009 4:14:52 PM |
| trapper569 | $25.00 | $25.00 | 10/16/2009 4:21:51 PM |
| jdl424 | $25.00 | $25.00 | 10/16/2009 4:15:12 PM |
| dinobuddy | $25.00 | $25.00 | 10/16/2009 4:15:18 PM |
| Banker7371 | $25.00 | $25.00 | 10/16/2009 4:15:22 PM |
| thedreamer | $25.00 | $25.00 | 10/16/2009 4:15:25 PM |
| Cai8899 | $25.00 | $25.00 | 10/16/2009 4:22:26 PM |
| gracej | $25.00 | $25.00 | 10/16/2009 4:16:58 PM |
| InvestorPartners | $25.00 | $25.00 | 10/16/2009 4:16:53 PM |
| czar3 | $30.00 | $30.00 | 10/16/2009 4:17:14 PM |
| justice-dna | $25.00 | $25.00 | 10/16/2009 4:17:18 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/16/2009 4:17:08 PM |
| djh47a | $30.00 | $30.00 | 10/16/2009 4:17:24 PM |
| sas19 | $25.00 | $25.00 | 10/16/2009 4:18:18 PM |
| Barak | $80.00 | $80.00 | 10/16/2009 4:18:29 PM |
| compoundinterest | $50.00 | $50.00 | 10/16/2009 4:18:42 PM |
| Artist_Blue | $25.00 | $25.00 | 10/16/2009 4:19:31 PM |
| museic1 | $50.00 | $50.00 | 10/16/2009 4:19:48 PM |
| gadget7 | $25.00 | $25.00 | 10/16/2009 4:20:11 PM |
| yield-lion | $25.00 | $25.00 | 10/16/2009 4:20:34 PM |
| greenfuture | $25.00 | $25.00 | 10/16/2009 4:20:48 PM |
| engaging-worth | $30.00 | $30.00 | 10/16/2009 4:20:59 PM |
| tremendous-payment | $25.00 | $25.00 | 10/16/2009 4:21:19 PM |
| vcbogan | $100.00 | $100.00 | 10/16/2009 4:21:31 PM |
| asiaratt | $25.00 | $25.00 | 10/16/2009 4:21:59 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/16/2009 4:22:01 PM |
| RetiredATC | $25.00 | $25.00 | 10/16/2009 4:22:04 PM |
| dr-dollar | $25.00 | $25.00 | 10/16/2009 4:22:12 PM |
| uncleegg | $25.00 | $25.00 | 10/16/2009 4:22:07 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/16/2009 4:22:13 PM |
| Gabriel02 | $25.00 | $25.00 | 10/16/2009 4:22:25 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/16/2009 4:22:22 PM |
| gold-tsunami | $25.00 | $6.58 | 10/16/2009 4:22:38 PM |
| dime-worker | $25.00 | $25.00 | 10/16/2009 4:22:31 PM |
| minista | $25.00 | $25.00 | 10/16/2009 4:28:43 PM |
| JustMee | $25.00 | $25.00 | 10/16/2009 6:33:00 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 10:47:01 AM |
| building_community | $25.00 | $25.00 | 10/19/2009 5:21:36 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:38:46 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/21/2009 5:09:24 PM |
| bluesquirrel | $25.00 | $25.00 | 10/16/2009 4:01:13 PM |
| pythia | $25.00 | $25.00 | 10/16/2009 4:01:20 PM |
| urbanMisfit | $25.00 | $25.00 | 10/16/2009 4:01:26 PM |
| member874 | $25.00 | $25.00 | 10/16/2009 4:01:31 PM |
| eric-p | $25.00 | $25.00 | 10/16/2009 4:01:36 PM |
| jresu537 | $25.00 | $25.00 | 10/16/2009 4:01:39 PM |
| commerce-champion | $25.00 | $25.00 | 10/16/2009 4:01:47 PM |
| JLChamberlain | $25.00 | $25.00 | 10/16/2009 4:02:04 PM |
| jameskdean | $25.00 | $25.00 | 10/16/2009 4:02:24 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/16/2009 4:02:35 PM |
| BenBernanke | $25.00 | $25.00 | 10/16/2009 4:02:39 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/16/2009 4:03:39 PM |
| Little_Guy | $25.00 | $25.00 | 10/16/2009 4:03:44 PM |
| TCR3 | $25.00 | $25.00 | 10/16/2009 4:04:02 PM |
| Cheburashka | $25.00 | $25.00 | 10/16/2009 4:04:52 PM |
| monticello | $30.00 | $30.00 | 10/16/2009 4:05:05 PM |
| nodrivelpls | $25.00 | $25.00 | 10/16/2009 4:07:33 PM |
| Veloce | $25.00 | $25.00 | 10/16/2009 4:07:37 PM |
| digitalkp | $25.00 | $25.00 | 10/16/2009 4:01:11 PM |
| cyberie21 | $40.00 | $40.00 | 10/16/2009 4:07:41 PM |
| xyzkid3 | $31.58 | $31.58 | 10/16/2009 4:01:16 PM |
| divemaster | $25.00 | $25.00 | 10/16/2009 4:07:44 PM |
| DFly1 | $25.00 | $25.00 | 10/16/2009 4:01:25 PM |
| 02bob | $25.00 | $25.00 | 10/16/2009 4:08:00 PM |
| MBIntl | $25.00 | $25.00 | 10/16/2009 4:01:30 PM |
| ALVO | $82.89 | $82.89 | 10/16/2009 4:01:48 PM |
| wampum-proton | $25.00 | $25.00 | 10/16/2009 4:02:07 PM |
| MyKidsDad | $25.00 | $25.00 | 10/16/2009 4:02:09 PM |
| ahalls | $25.00 | $25.00 | 10/16/2009 4:02:22 PM |
| pwkpwk | $25.00 | $25.00 | 10/16/2009 4:02:28 PM |
| maxion | $25.00 | $25.00 | 10/16/2009 4:02:37 PM |
| jamesgrmy | $25.00 | $25.00 | 10/16/2009 4:02:49 PM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 4:01:14 PM |
| freefly67 | $25.00 | $25.00 | 10/16/2009 4:02:50 PM |
| principal-galaxy | $25.00 | $25.00 | 10/16/2009 4:01:23 PM |
| Hiro07 | $25.00 | $25.00 | 10/16/2009 4:02:53 PM |
| manyhappydogs | $50.00 | $50.00 | 10/16/2009 4:01:32 PM |
| market-worker | $25.00 | $25.00 | 10/16/2009 4:01:52 PM |
| Ragestang | $25.00 | $25.00 | 10/16/2009 4:02:36 PM |
| takabanana | $25.00 | $25.00 | 10/16/2009 4:03:43 PM |
| Westerly | $50.00 | $50.00 | 10/16/2009 4:02:42 PM |
| Yanwoo | $25.00 | $25.00 | 10/16/2009 4:03:51 PM |
| Kijib | $25.00 | $25.00 | 10/16/2009 4:09:50 PM |
| lowrate | $25.00 | $25.00 | 10/16/2009 4:03:56 PM |
| im2bz2p2 | $25.00 | $25.00 | 10/16/2009 4:03:18 PM |
| LongTail | $25.00 | $25.00 | 10/16/2009 4:09:55 PM |
| MattTheGr8 | $25.00 | $25.00 | 10/16/2009 4:03:59 PM |
| bruin558 | $50.00 | $50.00 | 10/16/2009 4:04:03 PM |
| slymoose | $25.00 | $25.00 | 10/16/2009 4:04:08 PM |
| mrbigcup | $25.00 | $25.00 | 10/16/2009 4:04:18 PM |
| chlebie | $50.00 | $50.00 | 10/16/2009 4:03:49 PM |
| Hokiemon | $75.00 | $75.00 | 10/16/2009 4:04:10 PM |
| Oryx22 | $25.00 | $25.00 | 10/16/2009 4:04:12 PM |
| ah-long | $25.00 | $25.00 | 10/16/2009 4:11:21 PM |
| ISHLEP67 | $34.86 | $34.86 | 10/16/2009 4:04:36 PM |
| cassius84 | $25.00 | $25.00 | 10/16/2009 4:05:10 PM |
| elated-justice | $25.00 | $25.00 | 10/16/2009 4:05:12 PM |
| reaction5 | $25.00 | $25.00 | 10/16/2009 4:11:56 PM |
| reciprocate | $50.00 | $50.00 | 10/16/2009 4:12:01 PM |
| MNMAN21 | $25.00 | $25.00 | 10/16/2009 4:05:46 PM |
| smallfry | $25.00 | $25.00 | 10/16/2009 4:12:07 PM |
| leftcoast52 | $25.00 | $25.00 | 10/16/2009 4:12:30 PM |
| smurf163 | $25.00 | $25.00 | 10/16/2009 4:06:10 PM |
| get30inc | $25.00 | $25.00 | 10/16/2009 4:12:47 PM |
| hyperchamp | $25.00 | $25.00 | 10/16/2009 4:06:08 PM |
| crazycool | $35.00 | $35.00 | 10/16/2009 4:06:35 PM |
| spitzbergen | $25.00 | $25.00 | 10/16/2009 4:13:35 PM |
| figs4u2 | $200.00 | $200.00 | 10/16/2009 4:07:45 PM |
| Cutts | $25.00 | $25.00 | 10/16/2009 4:07:51 PM |
| Sixmil | $25.00 | $25.00 | 10/16/2009 4:13:56 PM |
| windfall46 | $25.00 | $25.00 | 10/16/2009 4:08:03 PM |
| Halos2002 | $50.00 | $50.00 | 10/16/2009 4:08:15 PM |
| teejay411 | $100.00 | $100.00 | 10/16/2009 4:07:48 PM |
| ualf | $50.00 | $50.00 | 10/16/2009 4:07:52 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/16/2009 4:14:44 PM |
| Jeff89 | $25.00 | $25.00 | 10/16/2009 4:08:54 PM |
| gamp | $25.00 | $25.00 | 10/16/2009 4:15:01 PM |
| ITExec | $80.00 | $80.00 | 10/16/2009 4:09:02 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/16/2009 4:09:57 PM |
| transparency-giant | $50.00 | $50.00 | 10/16/2009 4:10:10 PM |
| personal-lender | $25.00 | $25.00 | 10/16/2009 4:17:27 PM |
| bxdoc | $34.50 | $34.50 | 10/16/2009 4:10:38 PM |
| educationfirst | $25.00 | $25.00 | 10/16/2009 4:10:40 PM |
| Patrician | $50.00 | $50.00 | 10/16/2009 4:10:52 PM |
| dm_invest | $25.00 | $25.00 | 10/16/2009 4:11:00 PM |
| bchen78875 | $50.00 | $50.00 | 10/16/2009 4:18:08 PM |
| aldeed | $25.00 | $25.00 | 10/16/2009 4:11:15 PM |
| friendly-gold | $25.00 | $25.00 | 10/16/2009 4:11:12 PM |
| LR_Biker | $25.00 | $25.00 | 10/16/2009 4:11:31 PM |
| helpful-dough | $25.00 | $25.00 | 10/16/2009 4:11:44 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/16/2009 4:19:12 PM |
| mtquan | $25.00 | $25.00 | 10/16/2009 4:12:06 PM |
| Gibbyland | $50.00 | $50.00 | 10/16/2009 4:12:19 PM |
| mmckune | $25.00 | $25.00 | 10/16/2009 4:12:31 PM |
| Patter256 | $25.00 | $25.00 | 10/16/2009 4:12:20 PM |
| jibe-set | $50.00 | $50.00 | 10/16/2009 4:12:27 PM |
| Champpilot | $50.00 | $50.00 | 10/16/2009 4:19:49 PM |
| the-silver-blaster | $51.00 | $51.00 | 10/16/2009 4:12:32 PM |
| dparkhom | $25.00 | $25.00 | 10/16/2009 4:19:52 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/16/2009 4:20:17 PM |
| SimGuy | $25.00 | $25.00 | 10/16/2009 4:21:13 PM |
| goofy15975 | $25.00 | $25.00 | 10/16/2009 4:21:21 PM |
| anders94 | $46.03 | $46.03 | 10/16/2009 4:14:32 PM |
| Dakota98 | $50.00 | $50.00 | 10/16/2009 4:14:41 PM |
| Exia | $25.00 | $25.00 | 10/16/2009 4:14:28 PM |
| papaman | $25.00 | $25.00 | 10/16/2009 4:21:40 PM |
| chekat | $25.00 | $25.00 | 10/16/2009 4:14:34 PM |
| Josta | $50.00 | $50.00 | 10/16/2009 4:21:47 PM |
| Hexnut | $25.00 | $25.00 | 10/16/2009 4:15:14 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/16/2009 4:15:09 PM |
| dbluesea | $25.00 | $25.00 | 10/16/2009 4:15:23 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/16/2009 4:16:12 PM |
| kulender | $25.00 | $25.00 | 10/16/2009 4:16:24 PM |
| YogaDude34 | $50.00 | $50.00 | 10/16/2009 4:16:44 PM |
| SDNLR | $25.00 | $25.00 | 10/16/2009 4:16:43 PM |
| Havana21 | $50.00 | $50.00 | 10/16/2009 4:16:49 PM |
| anton | $25.00 | $25.00 | 10/16/2009 4:16:54 PM |
| CallMeBen | $25.00 | $25.00 | 10/16/2009 4:17:35 PM |
| snowman34 | $25.00 | $25.00 | 10/16/2009 4:18:23 PM |
| BlindProphet | $25.00 | $25.00 | 10/16/2009 4:18:38 PM |
| inventive-funds | $25.00 | $25.00 | 10/16/2009 4:18:34 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/16/2009 4:18:54 PM |
| rolandweary | $40.00 | $40.00 | 10/16/2009 4:19:19 PM |
| icon7 | $50.00 | $50.00 | 10/16/2009 4:19:23 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/16/2009 4:19:39 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/16/2009 4:20:06 PM |
| Clambake | $50.00 | $50.00 | 10/16/2009 4:20:25 PM |
| SB-Funding | $50.00 | $50.00 | 10/16/2009 4:20:32 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/16/2009 4:20:22 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/16/2009 4:21:17 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/16/2009 4:21:28 PM |
| radiant-fund | $25.00 | $25.00 | 10/16/2009 4:21:54 PM |
| crenen139 | $25.00 | $25.00 | 10/16/2009 4:22:03 PM |
| Prezotus | $25.00 | $25.00 | 10/16/2009 4:21:59 PM |
| JohnW12 | $25.00 | $25.00 | 10/16/2009 4:22:31 PM |
| LendDoc | $25.00 | $25.00 | 10/16/2009 4:22:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/16/2009 4:27:21 PM |
| GeoLender | $25.00 | $25.00 | 10/16/2009 4:55:55 PM |
| icon7 | $25.00 | $25.00 | 10/16/2009 4:39:32 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 11:23:07 PM |
| Kelor99 | $25.00 | $25.00 | 10/19/2009 9:33:51 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/19/2009 10:58:33 AM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:07:52 PM |
| 312 bids
|
Borrower Payment Dependent Notes Series
427147
This series of Notes was issued and sold upon the funding of the borrower loan #39167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $166.07 |
|
Final lender yield:
| 10.99% |
Final borrower rate/APR:
| 11.99% / 12.34% |
Final monthly payment:
| $166.05 |
| |
|
Auction yield range:
| 3.27% - 11.00% |
Estimated loss impact:
| 0.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $56,478 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| silver-saver7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Shaping Up My Finances
Purpose of loan:
This loan will be used to pay off a current high interest rate?debt.
My financial situation:
I am a good candidate for this loan because I have never been late on a payment to anyone.? I am employed full-time and have been in the same business for over 20 years.? I have good credit and own a home.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fotep-financial | $25.00 | $25.00 | 10/6/2009 4:37:24 PM |
| Veridic | $25.00 | $25.00 | 10/6/2009 4:37:12 PM |
| 101010 | $25.00 | $25.00 | 10/6/2009 10:21:48 PM |
| hellasow | $25.00 | $25.00 | 10/7/2009 8:01:16 PM |
| Unitas4302 | $105.44 | $105.44 | 10/8/2009 6:54:16 AM |
| Iwantahelp | $25.00 | $25.00 | 10/8/2009 10:56:19 AM |
| Tiger86 | $25.00 | $25.00 | 10/8/2009 5:17:21 PM |
| FundingUSA | $25.00 | $25.00 | 10/13/2009 8:07:17 AM |
| Shelby2082 | $25.00 | $25.00 | 10/16/2009 1:32:47 PM |
| dinero-storm4 | $25.00 | $25.00 | 10/17/2009 5:28:16 AM |
| favorite-dollar | $25.00 | $25.00 | 10/16/2009 8:20:41 PM |
| V40Harmony | $25.00 | $25.00 | 10/17/2009 9:17:15 PM |
| mcabery | $100.00 | $100.00 | 10/18/2009 3:04:59 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/18/2009 6:50:54 AM |
| STLRacer | $25.00 | $25.00 | 10/19/2009 9:32:24 AM |
| tomjac2000 | $25.00 | $25.00 | 10/19/2009 4:21:54 PM |
| pitashi | $25.00 | $25.00 | 10/19/2009 4:22:39 PM |
| credit-coach118 | $25.00 | $25.00 | 10/19/2009 4:38:31 PM |
| 113121 | $25.00 | $25.00 | 10/19/2009 6:29:57 PM |
| lemontree | $50.00 | $50.00 | 10/19/2009 8:36:25 PM |
| us957165 | $25.00 | $25.00 | 10/19/2009 8:55:18 PM |
| 1traveler | $25.00 | $25.00 | 10/19/2009 9:20:01 PM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:36:07 PM |
| Machbannai | $42.67 | $42.67 | 10/20/2009 2:42:59 AM |
| oaktown23 | $100.00 | $100.00 | 10/20/2009 6:22:41 AM |
| buckeyeatheart | $25.00 | $25.00 | 10/20/2009 7:41:29 AM |
| bbanc123 | $100.00 | $100.00 | 10/20/2009 9:26:33 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 9:57:18 AM |
| jybank | $50.00 | $50.00 | 10/20/2009 10:17:36 AM |
| csak13 | $50.00 | $50.00 | 10/20/2009 10:06:33 AM |
| Spring342 | $25.00 | $25.00 | 10/20/2009 10:19:13 AM |
| generous-deal6 | $25.00 | $25.00 | 10/20/2009 11:45:48 AM |
| agent86a | $50.00 | $50.00 | 10/20/2009 11:50:04 AM |
| lazyeye | $25.00 | $25.00 | 10/20/2009 10:48:22 AM |
| Ven58 | $25.00 | $25.00 | 10/20/2009 10:53:43 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 12:46:20 PM |
| lyrisnox | $25.00 | $25.00 | 10/20/2009 1:45:59 PM |
| Trondheim_Norway | $75.00 | $75.00 | 10/20/2009 11:21:15 AM |
| LAKETIME | $50.00 | $50.00 | 10/20/2009 2:13:30 PM |
| SchaeferJ | $25.00 | $25.00 | 10/20/2009 11:28:21 AM |
| five-star-asset | $25.00 | $25.00 | 10/20/2009 12:51:17 PM |
| Skeptical-one | $50.00 | $50.00 | 10/20/2009 2:53:29 PM |
| ronin4sale | $25.00 | $25.00 | 10/20/2009 12:08:42 PM |
| 113121 | $460.56 | $212.66 | 10/20/2009 2:36:06 PM |
| halfcr83 | $100.00 | $100.00 | 10/20/2009 2:58:02 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:09:11 PM |
| icon7 | $25.00 | $25.00 | 10/20/2009 3:01:41 PM |
| charb57 | $50.00 | $50.00 | 10/20/2009 3:59:20 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 4:05:15 PM |
| gluon | $50.00 | $50.00 | 10/20/2009 4:11:58 PM |
| income-fortress | $26.55 | $26.55 | 10/6/2009 7:39:01 PM |
| hitchcock4 | $60.00 | $60.00 | 10/7/2009 3:23:41 PM |
| hotwired | $25.00 | $25.00 | 10/9/2009 10:49:07 AM |
| otalon | $34.24 | $34.24 | 10/10/2009 9:23:53 AM |
| puyanera | $25.00 | $25.00 | 10/12/2009 3:14:04 PM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:15:53 PM |
| listing-exchanger596 | $50.00 | $50.00 | 10/16/2009 7:03:45 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/16/2009 8:19:25 PM |
| Lotsofbears | $25.00 | $25.00 | 10/17/2009 7:26:09 AM |
| fangpilot | $25.00 | $25.00 | 10/18/2009 9:50:56 AM |
| McGrufus | $50.00 | $50.00 | 10/18/2009 7:06:02 PM |
| debtcollector | $50.00 | $50.00 | 10/18/2009 10:30:15 PM |
| djmjkelso | $25.00 | $25.00 | 10/18/2009 6:13:45 PM |
| buphigam | $25.00 | $25.00 | 10/19/2009 8:17:33 AM |
| bobbyhume | $25.00 | $25.00 | 10/19/2009 4:38:59 PM |
| 113121 | $40.00 | $40.00 | 10/19/2009 6:38:26 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 10/19/2009 7:22:37 PM |
| Joshua_E | $25.00 | $25.00 | 10/19/2009 11:03:45 PM |
| Trondheim_Norway | $75.00 | $75.00 | 10/19/2009 9:49:08 PM |
| drjekyllus | $25.00 | $25.00 | 10/20/2009 7:37:59 AM |
| lanlie | $428.15 | $428.15 | 10/20/2009 4:47:49 AM |
| building_community | $50.00 | $50.00 | 10/20/2009 8:20:13 AM |
| jybank | $25.00 | $25.00 | 10/20/2009 8:31:31 AM |
| scientists | $25.00 | $25.00 | 10/20/2009 9:59:11 AM |
| ALL-PRIME | $25.00 | $25.00 | 10/20/2009 10:49:37 AM |
| bondhedger | $25.00 | $25.00 | 10/20/2009 12:53:44 PM |
| JTHarris | $100.00 | $100.00 | 10/20/2009 12:58:03 PM |
| Zachilles | $25.00 | $25.00 | 10/20/2009 1:31:12 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 2:57:08 PM |
| Leshan | $50.00 | $50.00 | 10/20/2009 12:19:52 PM |
| otalon | $25.00 | $25.00 | 10/20/2009 2:00:54 PM |
| jayk63 | $25.00 | $25.00 | 10/20/2009 2:24:39 PM |
| manny00 | $25.29 | $25.29 | 10/20/2009 3:28:12 PM |
| dblaz5 | $500.00 | $500.00 | 10/20/2009 2:55:12 PM |
| Gold_Coin | $25.00 | $25.00 | 10/20/2009 3:02:09 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:09:30 PM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 2:56:31 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 3:01:52 PM |
| PAV | $25.00 | $25.00 | 10/20/2009 3:35:01 PM |
| thegreatone | $100.00 | $100.00 | 10/20/2009 3:52:46 PM |
| classiccitizen | $25.00 | $25.00 | 10/20/2009 4:09:47 PM |
| mark1017-31 | $200.00 | $200.00 | 10/20/2009 4:14:46 PM |
| the-silver-blaster | $125.00 | $125.00 | 10/20/2009 4:22:47 PM |
| zone6 | $100.00 | $100.00 | 10/20/2009 4:23:19 PM |
| 94 bids
|
Borrower Payment Dependent Notes Series
427281
This series of Notes was issued and sold upon the funding of the borrower loan #39186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 16.63% |
Starting monthly payment:
| $33.69 |
|
Final lender yield:
| 9.45% |
Final borrower rate/APR:
| 10.45% / 14.02% |
Final monthly payment:
| $32.48 |
| |
|
Auction yield range:
| 4.27% - 12.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.32% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 20
/
18 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $68,566 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| balance-warrior |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
trial run
Purpose of loan:
This loan will be used to? see how this works before I become a lender.
My financial situation:
I am a good candidate for this loan because? I always pay my bills and my credit score is very good. I want to be a borrower before I decide if I will become a lender.? I have an investment condominium in escrow that?has no mortgage and will have money to invest by the end of this month.? I also have equity in home I am selling on a lease option that must be exercised by June 2010 so my debt may be high now but will be gone within a year.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JerryB96 | $25.00 | $25.00 | 10/17/2009 6:32:08 PM |
| econgineer | $38.73 | $38.73 | 10/20/2009 3:39:06 PM |
| BUCS | $37.32 | $37.32 | 10/21/2009 1:31:37 AM |
| tenchi2777 | $25.00 | $25.00 | 10/21/2009 8:38:16 AM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 12:43:31 PM |
| Sven79 | $150.00 | $150.00 | 10/21/2009 12:33:31 PM |
| HOPPS | $25.00 | $25.00 | 10/21/2009 2:59:10 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:18:19 PM |
| mu50stang | $25.00 | $25.00 | 10/21/2009 3:52:37 PM |
| vtr1000 | $25.48 | $25.48 | 10/21/2009 2:34:36 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 3:20:38 PM |
| JustOneVoice | $25.00 | $25.00 | 10/21/2009 3:38:21 PM |
| wild-orange | $50.00 | $50.00 | 10/21/2009 3:58:36 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 4:12:31 PM |
| gethope | $50.00 | $50.00 | 10/19/2009 12:24:44 AM |
| G-Love | $200.00 | $200.00 | 10/21/2009 3:47:44 AM |
| JDWCARD | $75.00 | $48.47 | 10/21/2009 6:00:21 AM |
| Walden2007 | $25.00 | $25.00 | 10/21/2009 7:13:23 AM |
| Crackedrj | $25.00 | $25.00 | 10/21/2009 2:35:45 PM |
| halfcr83 | $75.00 | $75.00 | 10/21/2009 3:47:06 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 3:50:26 PM |
| 21 bids
|
Borrower Payment Dependent Notes Series
427329
This series of Notes was issued and sold upon the funding of the borrower loan #39188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 16.95% |
Final borrower rate/APR:
| 17.95% / 21.05% |
Final monthly payment:
| $43.35 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 14.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.21% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $524 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 87% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| thankful-return3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Security Deposit
Income: not zero but rather; $1556 per mo. at present.
Purpose of loan: This loan will be used for a security deposit on my new apartment. Management has assured me that the security deposit on my present apartment will be returned in 40 days. I will use the returned funds to help payback the prospect loan. My present lease expires on 10/27/09. I do have the option of renewing with no increase, going month to month (which I've never done before; not a good idea) for $25 more or move to a different style requiring a security deposit. The current apt. is ranch style at ground level surrounded by bushes and trees. You can hear the lawn mower, leaf blower; and the snowblower on a continuum. All of these are very loud and can be heard over a recorded line making it impossible to work from home. The Kitties and I moved into this apt last year I did not know it would be this noisy and cold. Management has been gracious enough to show me a quiet atrium apt. but she can not give me the keys until she receives the security deposit of $1395.00. I do believe in openness, honesty and trust. I hope you will invest in my future and I promise to pay you back. I do know the only constant is change. This loan will allow me to move forward and make a big difference in my life. It would enable me to be gainfully employed working from home on a recorded line as a CSR. I do have experience in this field and hold multiple service awards; I worked for a company that closed their NY call center..
My financial situation: I am a good candidate for this loan because I am a moral person and I pay my bills on time. Please notice that I think my rating of E is too low because I had to (to be honest) pick the unemployed field that also shows a zero income field (which is not correct), there was no separate income field. In all actuality my present income has been $1556 per month via unemployment benefits. I accept personal responsibility for my life and do not misappropriate funds. I have always lived within my means. I cook all meals and am extremely frugal. Please do not judge me but believe in me as I believe in you. I also believe in the golden role and should I receive funding for my life goal, I will not only be extremely grateful l but I would look forward to showing as an investor in the not so distant future. PLEASE HELP MY CAUSE!! you will not be sorry and you will earn a good return. Thank you greatly.
Present Income: $1556 per month
Monthly
Outgo: Rent: $610 heat + hot water included
ISP: $29 @ mo broadband only; no cable no TV any "TV" viewing is done online
Phone: cell prepaid: $10 VOip calls free via magicJ
Groceries: always low; I cook meals and shop at Aldi's
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $1,200.00 | $1,200.00 | 10/22/2009 3:54:33 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
427367
This series of Notes was issued and sold upon the funding of the borrower loan #39154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 13 | Length of status: | 4y 4m |
|
Amount delinquent:
| $150 |
Revolving credit balance:
| $115 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dime-achievement |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Build my credit with prosper
Purpose of loan:
This loan will be used to build my credit worthyness with prosper members.
My financial situation:
I am a good candidate for this loan because I am serious about getting my credit back up to par and planning on repaying the whole amount back asap.
Monthly net income: $
1500
Monthly expenses: $
0
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will you list your expenses AND how do you make money? - Toastmaster007
A:
I live with my step dad and mom and take care of them since they both are disable, They pay all utilities and rent, in exchange I run errands for them, take them to doctor appointments, or anywhere else they want to go. I also take care of the house maintaince and yard work as needed. I make my income by doing various odd jobs, computer repair, and architectural drafting.
(Oct-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mrxtravis | $50.00 | $50.00 | 10/14/2009 12:17:50 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 10:24:57 PM |
| jpf27 | $100.00 | $100.00 | 10/15/2009 7:38:40 AM |
| Eloise62 | $75.00 | $75.00 | 10/15/2009 7:42:45 AM |
| Eloise62 | $75.00 | $75.00 | 10/16/2009 2:54:28 PM |
| balance-warrior | $25.00 | $25.00 | 10/18/2009 7:28:31 AM |
| rvfbroker | $25.00 | $25.00 | 10/21/2009 8:28:18 AM |
| investment-visionary | $30.17 | $30.17 | 10/21/2009 2:37:10 PM |
| mrxtravis | $130.00 | $130.00 | 10/21/2009 4:08:23 PM |
| relentless-gain3 | $25.08 | $25.08 | 10/21/2009 4:15:39 PM |
| mrxtravis | $40.00 | $14.75 | 10/21/2009 4:13:36 PM |
| britsorstars | $25.00 | $25.00 | 10/21/2009 9:11:01 AM |
| reflective-rupee | $100.00 | $100.00 | 10/21/2009 9:19:51 AM |
| mrxtravis | $300.00 | $300.00 | 10/21/2009 4:05:52 PM |
| 14 bids
|
Borrower Payment Dependent Notes Series
427407
This series of Notes was issued and sold upon the funding of the borrower loan #39174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 15.51% |
Starting borrower rate/APR:
| 16.51% / 18.70% |
Starting monthly payment:
| $247.87 |
|
Final lender yield:
| 11.50% |
Final borrower rate/APR:
| 12.50% / 14.64% |
Final monthly payment:
| $234.18 |
| |
|
Auction yield range:
| 4.27% - 15.51% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.36% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,285 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 26% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| refined-generosity |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Closing Cost for Church purchase
Purpose of loan:
This loan will be used to pay for closing cost for a church purchase.
My financial situation:
I am a good candidate for this loan because I am responsible and will pay on time.? I have been the Pastor of a church for 7 years.?? We have been leasing a building for 7 years?@ $2,070.00 a month. We have never been late on our payments.? We have found a church building that will save the ministry a thousand dollars a month and we will have ownership.? I believe in this ministry and would like to pay to closing cost so that we can move.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What type of church do you pastor? What is the expected monthly costs related to the church and what will your new costs will be? Do the members of your church know that you are taking this risk? How do they feel aobut it? Are you ordained? - ez2helpu
A:
I pastor a Non Denominational Christian Church. We pay $2,070.00 in rent and after purchasing the church we estimate a savings of at least $1,000 a month. We don't estimate any increase in operational cost. I don't consider this a risk, I am simply taking out a loan that I am more than capable of paying back. I have the full support of my church family. I was ordained approximately 20 years ago.
(Oct-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 10/8/2009 4:08:21 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 4:14:51 PM |
| spqrxxi | $50.00 | $50.00 | 10/8/2009 5:52:31 PM |
| breadbroker | $25.00 | $25.00 | 10/9/2009 10:47:36 AM |
| thunderd | $25.00 | $25.00 | 10/13/2009 8:09:52 AM |
| blot44 | $25.00 | $25.00 | 10/16/2009 4:49:20 AM |
| flwah | $25.00 | $25.00 | 10/19/2009 4:38:22 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/19/2009 7:41:17 PM |
| minista | $25.00 | $25.00 | 10/20/2009 5:28:03 PM |
| twjh | $25.00 | $25.00 | 10/20/2009 7:02:53 PM |
| Prezotus | $50.00 | $50.00 | 10/20/2009 9:27:50 PM |
| BUCS | $25.00 | $25.00 | 10/21/2009 1:33:11 AM |
| mcabery | $200.00 | $200.00 | 10/21/2009 6:46:32 AM |
| IP | $50.00 | $50.00 | 10/21/2009 4:29:51 PM |
| rockhound84 | $25.00 | $25.00 | 10/21/2009 9:32:54 PM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:30:34 PM |
| tomjac2000 | $50.00 | $50.00 | 10/21/2009 7:00:48 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:28:57 PM |
| G-Love | $200.00 | $200.00 | 10/22/2009 6:58:58 AM |
| buffalobills | $25.00 | $25.00 | 10/22/2009 8:18:33 AM |
| Leshan | $50.00 | $50.00 | 10/22/2009 8:20:16 AM |
| Jcardone33 | $25.00 | $25.00 | 10/22/2009 8:33:51 AM |
| mjcareful | $30.00 | $30.00 | 10/22/2009 9:09:23 AM |
| napaone | $50.00 | $50.00 | 10/22/2009 12:32:51 PM |
| ltlsprite3 | $25.00 | $25.00 | 10/22/2009 12:23:31 PM |
| ZerightGifts | $200.00 | $200.00 | 10/22/2009 1:44:36 PM |
| MDLoan | $45.00 | $45.00 | 10/22/2009 2:13:31 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 1:50:43 PM |
| piano55 | $31.75 | $31.75 | 10/22/2009 3:22:27 PM |
| kf88 | $29.00 | $29.00 | 10/22/2009 3:46:20 PM |
| CommerciaLender | $25.00 | $25.00 | 10/8/2009 4:07:25 PM |
| vinayski | $25.00 | $25.00 | 10/8/2009 8:11:12 PM |
| power-cell | $50.00 | $50.00 | 10/9/2009 1:26:59 PM |
| PolarC | $50.00 | $50.00 | 10/11/2009 5:01:04 AM |
| PurplePonchoMan | $75.00 | $75.00 | 10/11/2009 9:58:03 PM |
| totoro | $25.00 | $25.00 | 10/12/2009 2:18:44 PM |
| 4palmtrees | $50.00 | $50.00 | 10/12/2009 6:08:07 PM |
| tom4bama | $50.00 | $50.00 | 10/14/2009 8:22:29 PM |
| affluence-tulip | $70.32 | $18.56 | 10/15/2009 8:33:12 PM |
| Bigsaver | $25.00 | $25.00 | 10/16/2009 4:38:35 PM |
| principal-mermaid | $25.00 | $25.00 | 10/19/2009 6:23:00 AM |
| hebergee | $25.00 | $25.00 | 10/19/2009 9:48:44 AM |
| sks1 | $25.00 | $25.00 | 10/19/2009 4:23:00 PM |
| gethope | $25.00 | $25.00 | 10/19/2009 7:16:01 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/20/2009 5:06:12 PM |
| dma1206 | $25.00 | $25.00 | 10/20/2009 8:27:48 PM |
| Alexander1776 | $25.00 | $25.00 | 10/21/2009 5:26:08 AM |
| aultraman | $25.00 | $25.00 | 10/21/2009 3:02:11 PM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 4:31:35 PM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 4:32:48 PM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:20:53 PM |
| favorite-commerce | $25.00 | $25.00 | 10/21/2009 4:48:16 PM |
| gmf | $25.00 | $25.00 | 10/21/2009 5:14:53 PM |
| Cherrypicker | $50.00 | $50.00 | 10/21/2009 4:29:01 PM |
| evildutchman | $50.00 | $50.00 | 10/21/2009 6:19:34 PM |
| return-twister | $25.00 | $25.00 | 10/21/2009 7:19:16 PM |
| freedom3 | $500.00 | $500.00 | 10/22/2009 4:34:51 AM |
| Chillito | $86.00 | $86.00 | 10/22/2009 1:47:34 AM |
| wendyhop | $50.00 | $50.00 | 10/21/2009 10:00:09 PM |
| HolJenks | $59.69 | $59.69 | 10/22/2009 8:37:57 AM |
| Lender50 | $25.00 | $25.00 | 10/22/2009 10:32:20 AM |
| cwb8539 | $25.00 | $25.00 | 10/22/2009 1:18:53 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:13:35 PM |
| whitegold24k | $250.00 | $250.00 | 10/22/2009 3:13:10 PM |
| IM-SHARKY | $3,500.00 | $3,500.00 | 10/22/2009 3:55:45 PM |
| bossyboots01 | $25.00 | $25.00 | 10/22/2009 3:25:01 PM |
| LAKETIME | $25.00 | $25.00 | 10/22/2009 3:32:29 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
427495
This series of Notes was issued and sold upon the funding of the borrower loan #39198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 15.50% |
Starting borrower rate/APR:
| 16.50% / 18.69% |
Starting monthly payment:
| $265.53 |
|
Final lender yield:
| 15.16% |
Final borrower rate/APR:
| 16.16% / 18.35% |
Final monthly payment:
| $264.27 |
| |
|
Auction yield range:
| 4.27% - 15.50% |
Estimated loss impact:
| 2.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 5
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,155 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Short_Term_Loan_Requested |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 720-740
(Oct-2008)
700-720
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Paying off CitiBank Mastercard
Purpose of loan:
This loan will be used to pay off my CitiBank Mastercard.? I was recently notified my intrest rate would be increasing,?I pay more than required and have not been late.
My financial situation:
I am a good candidate for this loan.?? Like most of you I am trying to keep expenses down, Citibank raising my interest was a surprise!??I would very much like to pay off the card.? I have had a previous loan through Prosper (paid in full 10 months), stable employment history.?
Good question asked on earlier posting that did not fund (I was to optimistic on my rate the 1st go around):
Can you explain the delinquencies on your report???Delinquencies on my report (last 7yrs) - Many years ago I had a loan with B of A, I was in college at the time and missed 1 of my payments. I was unable bring the account current, after many calls w/customer service they continued to report 'delinquent', assess fees etc. (even though payments were being made). I was able to secure a loan via Prosper and paid off the account. Term of Prosper loan was 36 months, I repaid in less (10 months).
Thank you in advance for your time and consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aasx1108 | $25.00 | $25.00 | 10/8/2009 4:06:08 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:49 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/8/2009 4:09:35 PM |
| YDBXMHC | $25.00 | $25.00 | 10/8/2009 4:09:51 PM |
| JustMee | $25.00 | $25.00 | 10/8/2009 5:40:02 PM |
| CLMnCWC | $25.00 | $25.00 | 10/8/2009 4:21:42 PM |
| cutter21 | $34.10 | $34.10 | 10/9/2009 9:50:10 AM |
| Dieoderkeine | $25.88 | $25.88 | 10/9/2009 9:20:17 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/11/2009 12:09:45 PM |
| HotStreak | $50.00 | $50.00 | 10/12/2009 11:15:00 AM |
| jpaulnyc | $116.86 | $116.86 | 10/12/2009 2:08:53 PM |
| scottr | $25.00 | $25.00 | 10/12/2009 9:25:01 AM |
| amdemma | $100.00 | $100.00 | 10/13/2009 7:21:23 AM |
| farchoir | $25.00 | $25.00 | 10/13/2009 9:37:14 AM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 3:29:00 PM |
| Lender_1972 | $200.00 | $200.00 | 10/14/2009 2:43:59 AM |
| balance-force | $30.00 | $30.00 | 10/14/2009 11:47:39 PM |
| SS123 | $25.00 | $25.00 | 10/15/2009 5:13:25 PM |
| mtnsofutah | $50.00 | $50.00 | 10/16/2009 12:10:12 AM |
| cash-daisy | $30.00 | $30.00 | 10/17/2009 11:29:05 AM |
| affluence-tulip | $100.00 | $100.00 | 10/18/2009 6:04:54 PM |
| puyanera | $25.00 | $25.00 | 10/18/2009 6:05:38 PM |
| shadargroup | $25.00 | $25.00 | 10/19/2009 5:49:38 AM |
| investorrr | $25.00 | $25.00 | 10/19/2009 5:51:18 AM |
| RSV | $25.00 | $25.00 | 10/19/2009 8:17:31 AM |
| currency-pipeline | $25.00 | $25.00 | 10/19/2009 11:58:56 AM |
| Stavros | $30.00 | $30.00 | 10/19/2009 4:23:10 PM |
| valemic | $25.00 | $25.00 | 10/19/2009 4:35:19 PM |
| vegibenz | $50.00 | $50.00 | 10/19/2009 6:11:38 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 5:59:03 AM |
| building_community | $50.00 | $50.00 | 10/20/2009 8:20:59 AM |
| porter22 | $75.00 | $75.00 | 10/20/2009 8:41:04 AM |
| buphigam | $25.00 | $25.00 | 10/20/2009 10:25:40 AM |
| Toby1montana | $50.00 | $50.00 | 10/20/2009 4:45:07 PM |
| gain-dolphin | $50.00 | $50.00 | 10/20/2009 6:26:23 PM |
| Trondheim_Norway | $100.00 | $100.00 | 10/20/2009 6:43:15 PM |
| szasza | $50.00 | $50.00 | 10/20/2009 6:12:28 PM |
| szasza | $50.00 | $50.00 | 10/20/2009 6:13:14 PM |
| BankofBeth | $50.00 | $50.00 | 10/20/2009 5:46:47 PM |
| gethope | $50.00 | $50.00 | 10/20/2009 7:15:42 PM |
| credit-coach118 | $35.00 | $35.00 | 10/20/2009 7:56:30 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:38:56 PM |
| favorite-dollar | $35.00 | $35.00 | 10/21/2009 5:19:39 AM |
| balance-warrior | $25.00 | $25.00 | 10/21/2009 7:48:53 AM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:31:07 AM |
| dlg | $25.52 | $25.52 | 10/21/2009 7:03:36 AM |
| L0anShark | $29.00 | $29.00 | 10/21/2009 9:37:50 AM |
| mjcareful | $35.00 | $35.00 | 10/21/2009 10:23:25 AM |
| rmpedi33 | $50.00 | $50.00 | 10/21/2009 11:56:46 AM |
| MrOglesby | $25.00 | $25.00 | 10/21/2009 11:32:46 AM |
| Cherrypicker | $50.00 | $50.00 | 10/21/2009 4:29:04 PM |
| bill-expert | $100.00 | $100.00 | 10/21/2009 4:44:41 PM |
| ElbowToast | $25.00 | $25.00 | 10/21/2009 4:28:57 PM |
| SeekingAlpha | $50.00 | $50.00 | 10/21/2009 5:19:42 PM |
| minista | $25.00 | $25.00 | 10/21/2009 4:33:05 PM |
| tomjac2000 | $25.00 | $25.00 | 10/21/2009 7:02:21 PM |
| stemper | $50.00 | $50.00 | 10/21/2009 6:41:46 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 8:58:29 PM |
| bobbyhume | $25.00 | $25.00 | 10/21/2009 9:20:37 PM |
| Flshedman | $50.00 | $50.00 | 10/21/2009 5:43:37 PM |
| vutah | $25.00 | $25.00 | 10/22/2009 12:41:47 AM |
| payout-comet | $25.00 | $25.00 | 10/22/2009 1:15:43 AM |
| Aristophil | $200.00 | $200.00 | 10/22/2009 5:32:12 AM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 5:33:37 AM |
| dollar-force1 | $25.00 | $25.00 | 10/22/2009 5:18:13 AM |
| martymaniaman | $47.08 | $47.08 | 10/22/2009 6:21:24 AM |
| Leshan | $100.00 | $100.00 | 10/22/2009 8:21:13 AM |
| nshabani6 | $25.00 | $25.00 | 10/22/2009 4:53:27 AM |
| lenderrb | $25.00 | $25.00 | 10/22/2009 8:38:43 AM |
| ronin4sale | $25.00 | $25.00 | 10/22/2009 6:27:07 AM |
| GPLLending | $26.00 | $26.00 | 10/22/2009 6:30:06 AM |
| DaddyBill | $25.00 | $25.00 | 10/22/2009 10:38:06 AM |
| rmpedi33 | $50.00 | $50.00 | 10/22/2009 10:27:39 AM |
| sunsetlending | $50.00 | $50.00 | 10/22/2009 11:27:33 AM |
| lawyervon | $25.00 | $25.00 | 10/22/2009 12:08:42 PM |
| scientists | $25.00 | $25.00 | 10/22/2009 1:19:58 PM |
| RgPro | $34.16 | $34.16 | 10/22/2009 1:08:06 PM |
| MrLeft | $30.00 | $30.00 | 10/22/2009 1:52:12 PM |
| forthright-trade | $25.00 | $25.00 | 10/22/2009 1:50:12 PM |
| MDLoan | $49.00 | $49.00 | 10/22/2009 2:16:46 PM |
| intelligent-yield | $25.00 | $25.00 | 10/22/2009 1:49:50 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:15:23 PM |
| whitegold24k | $500.00 | $500.00 | 10/22/2009 3:15:45 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:38:09 PM |
| Toastmaster007 | $25.00 | $5.10 | 10/22/2009 3:40:26 PM |
| reflective-rupee | $100.00 | $100.00 | 10/22/2009 3:21:47 PM |
| dblaz5 | $30.00 | $30.00 | 10/22/2009 3:43:47 PM |
| Rip128 | $100.00 | $100.00 | 10/22/2009 3:55:59 PM |
| FallonCredit | $25.00 | $25.00 | 10/22/2009 3:32:07 PM |
| caseattle | $25.00 | $25.00 | 10/22/2009 3:32:32 PM |
| LAKETIME | $25.00 | $25.00 | 10/22/2009 3:35:09 PM |
| 0403 | $25.00 | $25.00 | 10/22/2009 3:56:33 PM |
| Dollarhide | $25.00 | $25.00 | 10/8/2009 4:05:43 PM |
| CallMeBen | $25.00 | $25.00 | 10/8/2009 4:08:22 PM |
| Rattlehead | $100.00 | $100.00 | 10/8/2009 4:09:48 PM |
| Spring342 | $25.00 | $25.00 | 10/8/2009 4:06:11 PM |
| SnE | $25.00 | $25.00 | 10/8/2009 4:09:37 PM |
| rate-mogul | $25.00 | $25.00 | 10/8/2009 4:14:41 PM |
| oldman1947 | $25.00 | $25.00 | 10/9/2009 4:47:54 AM |
| cbz | $25.00 | $25.00 | 10/9/2009 9:34:16 AM |
| CommerciaLender | $25.00 | $25.00 | 10/9/2009 8:05:31 AM |
| benevolent-reward | $25.00 | $25.00 | 10/9/2009 11:42:20 AM |
| RadCad1 | $27.35 | $27.35 | 10/10/2009 9:13:44 AM |
| Halos2002 | $50.00 | $50.00 | 10/12/2009 2:15:53 PM |
| rjleves | $25.00 | $25.00 | 10/13/2009 2:04:08 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:17:52 PM |
| Bigsaver | $25.00 | $25.00 | 10/16/2009 4:38:36 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:47 AM |
| sshgfwb | $25.00 | $25.00 | 10/19/2009 11:43:49 AM |
| all4beans | $25.00 | $25.00 | 10/19/2009 4:34:52 PM |
| NJournalist | $25.00 | $25.00 | 10/19/2009 4:35:02 PM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:43:28 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 10:23:07 AM |
| szasza | $50.00 | $50.00 | 10/20/2009 6:12:01 PM |
| brilliant-balance | $25.00 | $25.00 | 10/20/2009 7:05:38 PM |
| p2p-journey | $25.00 | $25.00 | 10/20/2009 7:26:46 PM |
| BuffetRocks | $100.00 | $100.00 | 10/20/2009 8:10:11 PM |
| TravisMcGee | $35.00 | $35.00 | 10/20/2009 9:39:14 PM |
| mcabery | $200.00 | $200.00 | 10/21/2009 6:48:44 AM |
| JJ-Loans | $99.50 | $99.50 | 10/21/2009 8:20:53 AM |
| DrNano | $50.00 | $50.00 | 10/21/2009 9:18:32 AM |
| a-reasonable-return | $100.00 | $100.00 | 10/21/2009 11:45:36 AM |
| jybank | $50.00 | $50.00 | 10/21/2009 4:17:46 PM |
| treasure-transporter | $100.00 | $100.00 | 10/21/2009 5:11:52 PM |
| revenue-sapling | $25.00 | $25.00 | 10/21/2009 7:24:21 PM |
| myduck | $100.00 | $100.00 | 10/21/2009 9:00:55 PM |
| schmegs | $25.00 | $25.00 | 10/21/2009 10:13:05 PM |
| PugDog | $25.00 | $25.00 | 10/21/2009 8:00:42 PM |
| gain-cadence | $40.00 | $40.00 | 10/22/2009 2:36:32 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/22/2009 5:33:14 AM |
| feedpaulyfaster | $25.00 | $25.00 | 10/22/2009 6:32:42 AM |
| 1traveler | $50.00 | $50.00 | 10/21/2009 11:28:29 PM |
| maga | $500.00 | $500.00 | 10/22/2009 2:54:23 AM |
| Redleg6 | $25.00 | $25.00 | 10/22/2009 5:09:43 AM |
| Director78 | $25.00 | $25.00 | 10/22/2009 6:48:01 AM |
| rockymtbob | $25.00 | $25.00 | 10/22/2009 9:15:49 AM |
| CoolPlexer | $25.00 | $25.00 | 10/22/2009 10:26:34 AM |
| MilitaryAV8R | $25.00 | $25.00 | 10/22/2009 12:06:30 PM |
| Skeptical-one | $100.00 | $100.00 | 10/22/2009 12:17:32 PM |
| napaone | $100.00 | $100.00 | 10/22/2009 12:37:05 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 1:36:50 PM |
| aliasqalias | $25.00 | $25.00 | 10/22/2009 1:45:01 PM |
| tacopants | $50.00 | $50.00 | 10/22/2009 2:06:10 PM |
| dblaz5 | $150.00 | $150.00 | 10/22/2009 2:50:22 PM |
| FundMaker | $25.00 | $25.00 | 10/22/2009 3:27:35 PM |
| scredneck | $25.45 | $25.45 | 10/22/2009 1:49:09 PM |
| tender-ore | $25.00 | $25.00 | 10/22/2009 3:20:22 PM |
| Rip128 | $100.00 | $100.00 | 10/22/2009 3:37:54 PM |
| billk333 | $25.00 | $25.00 | 10/22/2009 3:55:27 PM |
| 149 bids
|
Borrower Payment Dependent Notes Series
427909
This series of Notes was issued and sold upon the funding of the borrower loan #39176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $300.74 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $296.36 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 14
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 21y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,366 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 34% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| transaction-admirer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan:
This loan will be used to? consolidate our high instrest loans that doesnt seem to ever get smaller and having to write out numerous checks to creditors.
My financial situation:
I am a good candidate for this loan because? I have paid my bills on time and for many years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coolspeed | $25.00 | $25.00 | 10/13/2009 9:46:58 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:08 AM |
| Supernick | $25.00 | $25.00 | 10/13/2009 9:54:48 AM |
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:17 AM |
| scottr | $25.00 | $25.00 | 10/13/2009 9:56:23 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 9:57:53 AM |
| skuba | $25.00 | $25.00 | 10/13/2009 9:56:36 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:54:59 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:49 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:01:28 AM |
| YogaDude34 | $50.00 | $50.00 | 10/13/2009 9:55:59 AM |
| crazycool | $35.00 | $35.00 | 10/13/2009 9:56:29 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:04:00 AM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/13/2009 9:58:22 AM |
| DonaldColorado | $25.00 | $25.00 | 10/13/2009 9:59:39 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 10:06:06 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:14 AM |
| Champpilot | $50.00 | $50.00 | 10/13/2009 10:06:41 AM |
| rolandweary | $40.00 | $40.00 | 10/13/2009 10:05:37 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:01:59 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:07 AM |
| bonus-buddy2 | $35.00 | $35.00 | 10/13/2009 10:07:11 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 10:09:15 AM |
| Clambake | $50.00 | $50.00 | 10/13/2009 10:08:08 AM |
| yield-lion | $25.00 | $25.00 | 10/13/2009 10:08:19 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:16 AM |
| SimGuy | $25.00 | $25.00 | 10/13/2009 10:09:57 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 10:10:05 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:05:05 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:42 AM |
| swoosh | $25.00 | $25.00 | 10/13/2009 10:11:12 AM |
| dm_invest | $25.00 | $25.00 | 10/13/2009 10:11:26 AM |
| silver-armada | $50.00 | $50.00 | 10/13/2009 10:05:54 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/13/2009 10:06:20 AM |
| museic1 | $50.00 | $50.00 | 10/13/2009 10:06:37 AM |
| neighborly-bid | $25.00 | $25.00 | 10/13/2009 10:07:05 AM |
| Josta | $50.00 | $50.00 | 10/13/2009 10:11:52 AM |
| gadget7 | $25.00 | $25.00 | 10/13/2009 10:07:24 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/13/2009 10:13:14 AM |
| crenen139 | $25.00 | $25.00 | 10/13/2009 10:13:20 AM |
| best-marketologist | $25.00 | $25.00 | 10/13/2009 10:08:37 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:13:01 AM |
| lagnisiruk | $25.00 | $25.00 | 10/13/2009 10:09:31 AM |
| progressive-rupee | $25.00 | $25.00 | 10/13/2009 10:15:28 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:15 AM |
| LendDoc | $25.00 | $25.00 | 10/13/2009 10:15:52 AM |
| fuzed | $25.00 | $25.00 | 10/13/2009 10:16:03 AM |
| rjleves | $25.00 | $25.00 | 10/13/2009 10:17:10 AM |
| WalnutCreekguy | $33.00 | $33.00 | 10/13/2009 10:17:55 AM |
| chicco | $80.00 | $80.00 | 10/13/2009 10:18:13 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 10:17:32 AM |
| Veloce | $25.00 | $25.00 | 10/13/2009 10:17:35 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 10:17:40 AM |
| Carpetkid | $25.00 | $25.00 | 10/13/2009 10:17:48 AM |
| sloan | $25.00 | $25.00 | 10/13/2009 10:18:04 AM |
| Skramar | $25.00 | $25.00 | 10/13/2009 10:20:14 AM |
| capital-duckling | $25.00 | $25.00 | 10/13/2009 10:20:18 AM |
| Tikibarman | $50.00 | $50.00 | 10/13/2009 10:20:22 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 10:18:37 AM |
| nodrivelpls | $25.00 | $25.00 | 10/13/2009 10:15:07 AM |
| beyondmanagement | $25.00 | $25.00 | 10/13/2009 10:21:23 AM |
| cpaphoto | $25.00 | $25.00 | 10/13/2009 10:21:30 AM |
| Gabriel02 | $25.00 | $25.00 | 10/13/2009 10:15:36 AM |
| mstebnicki | $25.00 | $25.00 | 10/13/2009 10:19:54 AM |
| cassius84 | $25.00 | $25.00 | 10/13/2009 10:16:11 AM |
| sambog | $25.00 | $25.00 | 10/13/2009 10:20:04 AM |
| don8ter | $25.00 | $25.00 | 10/13/2009 10:22:31 AM |
| power-collider | $25.00 | $25.00 | 10/13/2009 10:22:39 AM |
| galtsgulch | $25.00 | $25.00 | 10/13/2009 10:16:36 AM |
| unitedins | $25.00 | $25.00 | 10/13/2009 10:23:07 AM |
| exact-justice | $25.00 | $25.00 | 10/13/2009 10:23:28 AM |
| figs4u2 | $200.00 | $200.00 | 10/13/2009 10:23:34 AM |
| cyberie21 | $40.00 | $40.00 | 10/13/2009 10:17:37 AM |
| Akkon | $25.00 | $25.00 | 10/13/2009 10:20:55 AM |
| brazilofmux | $100.00 | $100.00 | 10/13/2009 10:17:43 AM |
| aasx1108 | $25.00 | $25.00 | 10/13/2009 10:23:49 AM |
| mpactlender | $25.00 | $25.00 | 10/13/2009 10:17:52 AM |
| Sam65 | $25.00 | $25.00 | 10/13/2009 10:18:33 AM |
| Dahlozer | $25.00 | $25.00 | 10/13/2009 10:18:47 AM |
| MicroL | $25.00 | $25.00 | 10/13/2009 10:19:01 AM |
| poeman | $25.00 | $25.00 | 10/13/2009 10:19:07 AM |
| martinatime | $25.00 | $25.00 | 10/13/2009 10:19:24 AM |
| funds-dominator | $25.00 | $25.00 | 10/13/2009 10:19:34 AM |
| Dutchhunter | $25.00 | $25.00 | 10/13/2009 10:22:56 AM |
| VentureExplorer | $25.00 | $25.00 | 10/13/2009 10:23:17 AM |
| laredotornado | $25.00 | $25.00 | 10/13/2009 10:21:09 AM |
| ThomasCrown | $30.00 | $30.00 | 10/13/2009 10:21:41 AM |
| skiberdad | $50.00 | $49.15 | 10/13/2009 10:24:55 AM |
| RationalWorld | $25.00 | $25.00 | 10/13/2009 10:22:50 AM |
| Aquani | $50.00 | $50.00 | 10/13/2009 10:23:12 AM |
| wayman | $50.00 | $50.00 | 10/13/2009 10:23:23 AM |
| orindalender | $50.00 | $50.00 | 10/13/2009 10:23:47 AM |
| LendGuy | $25.00 | $25.00 | 10/13/2009 10:24:27 AM |
| supersarah61 | $25.00 | $25.00 | 10/13/2009 10:24:44 AM |
| Syzygy | $25.00 | $25.00 | 10/13/2009 10:41:55 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:31 AM |
| minista | $25.00 | $25.00 | 10/13/2009 10:35:52 AM |
| GeoLender | $25.00 | $25.00 | 10/13/2009 6:25:37 PM |
| JustMee | $25.00 | $25.00 | 10/13/2009 5:28:33 PM |
| zento | $25.00 | $25.00 | 10/13/2009 5:46:05 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:10 PM |
| miket71 | $43.98 | $43.98 | 10/14/2009 3:23:43 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:33:43 AM |
| Moneypenny6 | $25.00 | $25.00 | 10/14/2009 6:15:32 PM |
| JCMC | $25.00 | $25.00 | 10/15/2009 5:10:45 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/15/2009 10:55:13 AM |
| Ven58 | $25.00 | $25.00 | 10/15/2009 2:53:07 PM |
| blot44 | $25.00 | $25.00 | 10/16/2009 4:45:46 AM |
| HappyToLoan | $25.00 | $25.00 | 10/15/2009 7:07:40 PM |
| buffalobills | $25.00 | $25.00 | 10/16/2009 10:01:56 AM |
| QsDad | $25.00 | $25.00 | 10/16/2009 2:15:39 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/16/2009 7:10:28 PM |
| blue-relay | $25.00 | $25.00 | 10/18/2009 8:25:48 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:30:39 PM |
| JTHarris | $100.00 | $100.00 | 10/18/2009 8:54:26 AM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/18/2009 3:56:08 PM |
| generous-deal6 | $25.00 | $25.00 | 10/18/2009 9:55:48 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:31:09 AM |
| LtKen717 | $25.00 | $25.00 | 10/19/2009 4:22:28 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/19/2009 4:22:35 PM |
| ProLoans | $25.00 | $25.00 | 10/19/2009 4:23:01 PM |
| PalmTreeIsland | $34.95 | $34.95 | 10/19/2009 4:22:33 PM |
| aislinnn | $25.00 | $25.00 | 10/19/2009 4:22:29 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:29:57 PM |
| favorite-commerce | $25.00 | $25.00 | 10/19/2009 4:54:09 PM |
| VTXRider | $25.00 | $25.00 | 10/19/2009 9:42:23 PM |
| bid-papyrus | $30.00 | $30.00 | 10/20/2009 7:06:19 AM |
| SeekingAlpha | $25.00 | $25.00 | 10/20/2009 9:34:39 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/20/2009 8:05:36 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:29:05 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 9:44:50 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:47:54 AM |
| zone6 | $25.00 | $25.00 | 10/13/2009 9:55:41 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:48 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 9:57:30 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 9:57:34 AM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/13/2009 9:56:15 AM |
| djh47a | $30.00 | $30.00 | 10/13/2009 9:58:09 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:58:31 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:57:06 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:58:11 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:50 AM |
| selector568 | $100.00 | $100.00 | 10/13/2009 9:59:00 AM |
| turbospeed | $50.00 | $50.00 | 10/13/2009 10:00:33 AM |
| CallMeBen | $25.00 | $25.00 | 10/13/2009 9:59:07 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 9:54:31 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:54:40 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:35 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:45 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:08 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:56:53 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:02:57 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 9:56:58 AM |
| degster | $25.00 | $25.00 | 10/13/2009 10:03:25 AM |
| czar3 | $30.00 | $30.00 | 10/13/2009 9:57:45 AM |
| turbine5 | $40.00 | $40.00 | 10/13/2009 10:03:40 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 9:58:04 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/13/2009 10:04:09 AM |
| fortytwo | $250.00 | $250.00 | 10/13/2009 10:05:14 AM |
| friendly-gold | $25.00 | $25.00 | 10/13/2009 10:05:42 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:45 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:54 AM |
| baroo | $25.00 | $25.00 | 10/13/2009 10:00:24 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:25 AM |
| dparkhom | $25.00 | $25.00 | 10/13/2009 10:06:53 AM |
| CPAMAN | $25.00 | $25.00 | 10/13/2009 10:06:01 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:08:02 AM |
| laudable-balance | $25.00 | $25.00 | 10/13/2009 10:06:25 AM |
| visionary-currency | $50.00 | $50.00 | 10/13/2009 10:06:26 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:48 AM |
| ronow22 | $25.00 | $25.00 | 10/13/2009 10:07:39 AM |
| vinayski | $25.00 | $25.00 | 10/13/2009 10:07:51 AM |
| engaging-worth | $30.00 | $30.00 | 10/13/2009 10:09:20 AM |
| SB-Funding | $50.00 | $50.00 | 10/13/2009 10:08:15 AM |
| jakedubb | $25.00 | $25.00 | 10/13/2009 10:09:53 AM |
| greenfuture | $25.00 | $25.00 | 10/13/2009 10:08:42 AM |
| revenue-kazoo | $25.00 | $25.00 | 10/13/2009 10:08:48 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:08:51 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/13/2009 10:10:03 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:31 AM |
| vcbogan | $100.00 | $100.00 | 10/13/2009 10:10:51 AM |
| BaileyBrothers | $25.00 | $25.00 | 10/13/2009 10:10:45 AM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2009 10:06:11 AM |
| trapper569 | $25.00 | $25.00 | 10/13/2009 10:12:00 AM |
| radiant-fund | $25.00 | $25.00 | 10/13/2009 10:12:04 AM |
| asiaratt | $25.00 | $25.00 | 10/13/2009 10:12:31 AM |
| akahoss | $25.00 | $25.00 | 10/13/2009 10:09:08 AM |
| Trimalchio12 | $25.00 | $25.00 | 10/13/2009 10:14:34 AM |
| bigbryan98 | $25.00 | $25.00 | 10/13/2009 10:14:53 AM |
| educationfirst | $25.00 | $25.00 | 10/13/2009 10:15:16 AM |
| tremendous-payment | $25.00 | $25.00 | 10/13/2009 10:10:13 AM |
| Cai8899 | $25.00 | $25.00 | 10/13/2009 10:15:46 AM |
| dime-worker | $25.00 | $25.00 | 10/13/2009 10:15:57 AM |
| holstj | $25.00 | $25.00 | 10/13/2009 10:11:07 AM |
| TheMan | $25.00 | $25.00 | 10/13/2009 10:16:17 AM |
| AF-Chief | $25.00 | $25.00 | 10/13/2009 10:16:43 AM |
| papaman | $25.00 | $25.00 | 10/13/2009 10:11:17 AM |
| courteous-deal8 | $25.00 | $25.00 | 10/13/2009 10:15:22 AM |
| CarDealer3070 | $25.00 | $25.00 | 10/13/2009 10:11:28 AM |
| LongTail | $25.00 | $25.00 | 10/13/2009 10:17:25 AM |
| mathprof | $25.00 | $25.00 | 10/13/2009 10:16:24 AM |
| techvet | $25.00 | $25.00 | 10/13/2009 10:18:08 AM |
| SnE | $25.00 | $25.00 | 10/13/2009 10:16:30 AM |
| jgar_O | $25.00 | $25.00 | 10/13/2009 10:16:32 AM |
| ianakacg | $25.00 | $25.00 | 10/13/2009 10:18:24 AM |
| SBT | $50.00 | $50.00 | 10/13/2009 10:16:52 AM |
| ibuystk | $50.00 | $50.00 | 10/13/2009 10:19:12 AM |
| RetiredATC | $25.00 | $25.00 | 10/13/2009 10:13:42 AM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/13/2009 10:19:19 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:51 AM |
| Financer | $50.00 | $50.00 | 10/13/2009 10:20:31 AM |
| youqianderen | $50.00 | $50.00 | 10/13/2009 10:18:52 AM |
| cathexis | $25.00 | $25.00 | 10/13/2009 10:21:20 AM |
| pbr | $25.00 | $25.00 | 10/13/2009 10:19:29 AM |
| DublinCaLender | $25.00 | $25.00 | 10/13/2009 10:21:54 AM |
| blessedpair | $25.00 | $25.00 | 10/13/2009 10:19:50 AM |
| JohnW12 | $25.00 | $25.00 | 10/13/2009 10:16:07 AM |
| bluesheep | $25.00 | $25.00 | 10/13/2009 10:22:24 AM |
| yukongin | $25.00 | $25.00 | 10/13/2009 10:22:48 AM |
| Lam0nt | $25.00 | $25.00 | 10/13/2009 10:17:21 AM |
| gristle | $25.00 | $25.00 | 10/13/2009 10:20:47 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/13/2009 10:21:00 AM |
| jeg3k | $25.00 | $25.00 | 10/13/2009 10:18:18 AM |
| flaparty | $50.00 | $50.00 | 10/13/2009 10:21:46 AM |
| socialbanker | $25.00 | $25.00 | 10/13/2009 10:18:43 AM |
| scoobiedoo | $25.00 | $25.00 | 10/13/2009 10:21:59 AM |
| WolRab | $25.00 | $25.00 | 10/13/2009 10:22:05 AM |
| westsidehighway | $25.00 | $25.00 | 10/13/2009 10:18:56 AM |
| Davidson2 | $25.00 | $25.00 | 10/13/2009 10:22:29 AM |
| Dunndeal4u | $25.00 | $25.00 | 10/13/2009 10:19:42 AM |
| xstreamin | $25.00 | $25.00 | 10/13/2009 10:20:00 AM |
| benefit-squirrel | $30.00 | $30.00 | 10/13/2009 10:23:41 AM |
| decisive-capital | $50.00 | $50.00 | 10/13/2009 10:22:08 AM |
| jdrez | $25.00 | $25.00 | 10/13/2009 10:22:14 AM |
| truth-futurist | $25.00 | $25.00 | 10/13/2009 10:22:19 AM |
| MARWARISETH | $25.00 | $25.00 | 10/13/2009 10:23:03 AM |
| standanddeliver | $25.00 | $25.00 | 10/13/2009 10:24:01 AM |
| blivet1970 | $25.00 | $25.00 | 10/13/2009 10:24:30 AM |
| Tavita | $25.00 | $25.00 | 10/13/2009 10:24:36 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:04 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:44:05 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 10:33:19 AM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:55:52 AM |
| Rustang | $50.00 | $50.00 | 10/15/2009 9:20:33 AM |
| cowboyskier | $25.60 | $25.60 | 10/15/2009 10:23:50 AM |
| Kelor99 | $25.00 | $25.00 | 10/15/2009 6:03:13 PM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 12:51:29 PM |
| SCD | $25.00 | $25.00 | 10/16/2009 6:10:52 PM |
| rce1964 | $25.00 | $25.00 | 10/18/2009 3:24:09 PM |
| ronin4sale | $25.00 | $25.00 | 10/19/2009 7:41:17 AM |
| UncleSafety | $50.00 | $50.00 | 10/19/2009 10:48:12 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 12:11:59 PM |
| PotBellyPete | $50.00 | $50.00 | 10/19/2009 12:53:26 PM |
| credit-investor5 | $37.02 | $37.02 | 10/19/2009 1:51:36 PM |
| Feyenoord | $25.00 | $25.00 | 10/19/2009 4:22:30 PM |
| the-rate-creature | $25.00 | $25.00 | 10/19/2009 4:22:32 PM |
| income-fortress | $50.00 | $50.00 | 10/19/2009 4:24:07 PM |
| crw1950 | $50.00 | $50.00 | 10/19/2009 5:10:28 PM |
| erowis | $25.00 | $25.00 | 10/19/2009 7:12:21 PM |
| spiff666 | $25.00 | $25.00 | 10/19/2009 8:38:32 PM |
| organic-platinum | $25.00 | $25.00 | 10/20/2009 8:25:28 AM |
| Lender50 | $25.00 | $25.00 | 10/20/2009 7:21:36 AM |
| InvestForWealth | $31.30 | $31.30 | 10/20/2009 8:22:17 AM |
| Orringo | $50.00 | $50.00 | 10/20/2009 9:40:16 AM |
| 264 bids
|
Borrower Payment Dependent Notes Series
428009
This series of Notes was issued and sold upon the funding of the borrower loan #39173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 21.15% |
Starting borrower rate/APR:
| 22.15% / 24.42% |
Starting monthly payment:
| $267.88 |
|
Final lender yield:
| 19.05% |
Final borrower rate/APR:
| 20.05% / 22.29% |
Final monthly payment:
| $260.32 |
| |
|
Auction yield range:
| 8.27% - 21.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 5 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,718 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 54% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tripitaka |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jul-2009)
720-740
(Oct-2008)
|
|
Principal balance:
| $573.37 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Pay off credit cards
I've had some unexpected expenses and run up my credit cards to the tune of almost $10000 or so, and I would rather pay that off through investors in Prosper than deal with the high interest rate (going up to 30 percent!!!!) on my credit card. I am employed full time in a stable job, which I have worked at for around 4 years. I am also very responsible in paying off my debts. This would be my second loan here. Last year I borrowed $4000 and have around $600 of that debt outstanding. I have never been late or missed a debt payment and I never plan to, both for reasons of honestly and protection of my credit rating. My credit rating has recently fallen because of the credit card debt and I want to reverse this.
My credit card debt is the largest expense I have, which is why I am committed to paying this off as my first priority. After tax, 401K and other deductions I take home around $3600 per month, and from that I pay $1500 month in rent and around $150 on cable, electricity and gas. I live in New York and don't have a car, but pay another $90 a month for public transport. Aside from food, which I guess may run to a couple of hundred a month, I have no pets and no other expenses and am committed to using the funds to get debt free.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/13/2009 9:46:12 AM |
| d_grbg | $25.00 | $25.00 | 10/13/2009 9:48:02 AM |
| loan_doctor | $25.00 | $25.00 | 10/13/2009 9:48:42 AM |
| mdreiss | $25.00 | $25.00 | 10/13/2009 9:48:06 AM |
| visionary-currency | $25.00 | $25.00 | 10/13/2009 9:49:29 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:49:15 AM |
| delivery | $25.00 | $25.00 | 10/13/2009 9:50:36 AM |
| fcb202 | $25.00 | $25.00 | 10/13/2009 9:51:38 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 9:51:50 AM |
| rapid-power2 | $25.00 | $25.00 | 10/13/2009 9:52:39 AM |
| mtp | $50.00 | $50.00 | 10/13/2009 9:45:20 AM |
| wildguy | $25.00 | $25.00 | 10/13/2009 9:52:21 AM |
| turbine5 | $25.00 | $25.00 | 10/13/2009 9:46:34 AM |
| djh47a | $25.00 | $25.00 | 10/13/2009 9:46:41 AM |
| BuffetRocks | $50.00 | $50.00 | 10/13/2009 9:47:36 AM |
| capital-albatross | $25.00 | $25.00 | 10/13/2009 9:53:54 AM |
| bronzmajom | $25.00 | $25.00 | 10/13/2009 9:54:02 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 9:49:57 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 9:55:12 AM |
| secobarbital | $25.00 | $25.00 | 10/13/2009 9:50:20 AM |
| new-goal-return | $25.00 | $25.00 | 10/13/2009 9:57:13 AM |
| junes08 | $25.00 | $25.00 | 10/13/2009 9:56:05 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/13/2009 9:51:32 AM |
| vinayski | $25.00 | $25.00 | 10/13/2009 9:58:26 AM |
| capital-galaxy | $75.00 | $75.00 | 10/13/2009 9:52:30 AM |
| nhi | $50.00 | $50.00 | 10/13/2009 9:55:21 AM |
| kain11286 | $25.00 | $25.00 | 10/13/2009 9:56:10 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2009 10:12:42 AM |
| Shepherd7 | $25.00 | $25.00 | 10/13/2009 10:12:47 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/13/2009 10:29:41 AM |
| GElender | $25.00 | $25.00 | 10/13/2009 10:33:51 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/13/2009 10:34:58 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 10:34:23 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/13/2009 12:53:48 PM |
| bnlforever | $25.00 | $25.00 | 10/13/2009 3:03:57 PM |
| ChuckieG | $50.00 | $50.00 | 10/13/2009 4:50:13 PM |
| jayz515 | $40.00 | $40.00 | 10/13/2009 6:24:11 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 10/13/2009 7:08:59 PM |
| biobulator | $25.00 | $25.00 | 10/13/2009 8:29:06 PM |
| dinero-mason | $50.00 | $50.00 | 10/14/2009 3:58:11 AM |
| WorldlyWorker | $25.00 | $25.00 | 10/14/2009 4:58:47 AM |
| building_community | $25.00 | $25.00 | 10/14/2009 5:54:58 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:36:04 AM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:55:20 AM |
| Gibbyland | $26.00 | $26.00 | 10/14/2009 4:03:11 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/14/2009 5:48:43 PM |
| golffish2 | $50.00 | $50.00 | 10/15/2009 4:37:55 AM |
| RyanSinn | $25.00 | $25.00 | 10/15/2009 3:58:28 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/16/2009 4:17:46 PM |
| GeoLender | $25.00 | $25.00 | 10/16/2009 5:01:13 PM |
| kaizersouse | $200.00 | $200.00 | 10/17/2009 6:24:43 AM |
| farchoir | $25.00 | $25.00 | 10/17/2009 6:54:08 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/17/2009 11:16:28 AM |
| p2p-journey | $100.00 | $100.00 | 10/17/2009 12:20:29 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/18/2009 9:21:18 AM |
| JTHarris | $50.00 | $50.00 | 10/18/2009 8:57:13 AM |
| generous-deal6 | $25.00 | $25.00 | 10/18/2009 9:57:41 PM |
| J1mS | $113.99 | $113.99 | 10/19/2009 9:13:07 AM |
| crazybill | $25.00 | $25.00 | 10/19/2009 2:37:06 PM |
| _SCI_ | $25.00 | $25.00 | 10/19/2009 4:25:00 PM |
| SweatyBalls | $50.00 | $50.00 | 10/19/2009 6:26:36 PM |
| sunnysally | $25.00 | $25.00 | 10/19/2009 7:37:54 PM |
| AM2008 | $25.00 | $25.00 | 10/19/2009 6:24:15 PM |
| showmethemoney5 | $35.47 | $35.47 | 10/19/2009 7:06:30 PM |
| bid-papyrus | $30.00 | $30.00 | 10/19/2009 10:46:27 PM |
| payout-comet | $25.00 | $25.00 | 10/20/2009 4:02:22 AM |
| forthright-durability | $25.00 | $25.00 | 10/19/2009 9:46:06 PM |
| credit-missile | $107.82 | $107.82 | 10/20/2009 12:24:59 AM |
| UCLA4life | $25.00 | $25.00 | 10/20/2009 6:15:01 AM |
| jslo722 | $25.00 | $25.00 | 10/20/2009 6:26:35 AM |
| wowlender | $25.00 | $25.00 | 10/20/2009 7:06:17 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:32:16 AM |
| buphigam | $25.00 | $25.00 | 10/20/2009 9:42:32 AM |
| shawnw2 | $50.00 | $50.00 | 10/13/2009 9:47:16 AM |
| brainy-dedication | $25.00 | $25.00 | 10/13/2009 9:47:41 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/13/2009 9:47:49 AM |
| GMPK_TLAS | $25.00 | $25.00 | 10/13/2009 9:50:55 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:49:43 AM |
| leverage-trident | $25.00 | $25.00 | 10/13/2009 9:52:07 AM |
| louisianalender | $100.00 | $100.00 | 10/13/2009 9:51:18 AM |
| birddogsb | $50.00 | $50.00 | 10/13/2009 9:52:53 AM |
| tsquared_030 | $25.00 | $25.00 | 10/13/2009 9:51:59 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 9:53:33 AM |
| loanfairy | $25.00 | $25.00 | 10/13/2009 9:53:48 AM |
| jonn834 | $25.00 | $25.00 | 10/13/2009 9:52:45 AM |
| Rogelio48 | $25.00 | $25.00 | 10/13/2009 9:54:25 AM |
| five-star-justice | $36.00 | $36.00 | 10/13/2009 9:48:25 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 9:49:00 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 9:50:09 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:51:02 AM |
| heroic-benefit | $25.00 | $25.00 | 10/13/2009 9:51:27 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/13/2009 9:53:08 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:53:21 AM |
| LenderDan | $100.00 | $100.00 | 10/13/2009 9:57:03 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:14:00 AM |
| catomaior | $25.00 | $25.00 | 10/13/2009 10:14:45 AM |
| Wangersinc | $25.00 | $25.00 | 10/13/2009 10:26:22 AM |
| beezling | $52.00 | $52.00 | 10/13/2009 10:28:53 AM |
| reciprocate | $300.00 | $300.00 | 10/13/2009 10:25:42 AM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 10:32:32 AM |
| VBAces | $25.00 | $25.00 | 10/13/2009 10:28:18 AM |
| jeromeyuan | $25.00 | $25.00 | 10/13/2009 10:32:38 AM |
| jybank | $25.00 | $25.00 | 10/13/2009 10:40:05 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 11:15:32 AM |
| twjh | $25.00 | $25.00 | 10/13/2009 10:45:57 AM |
| noble-revenue | $100.00 | $100.00 | 10/13/2009 10:50:45 AM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/13/2009 11:39:25 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:52 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/13/2009 2:33:42 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:38:49 PM |
| Banker7371 | $25.00 | $25.00 | 10/13/2009 2:39:44 PM |
| 108lender | $75.00 | $75.00 | 10/13/2009 2:59:20 PM |
| unk1911 | $25.00 | $25.00 | 10/13/2009 4:13:59 PM |
| pleasant-dime | $25.00 | $25.00 | 10/13/2009 5:05:46 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/13/2009 5:30:19 PM |
| loan-master996 | $50.00 | $50.00 | 10/13/2009 6:03:47 PM |
| clemclan | $25.00 | $25.00 | 10/13/2009 9:04:21 PM |
| szetheli | $105.00 | $105.00 | 10/13/2009 6:41:09 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:13:32 PM |
| Perksunlimited | $25.00 | $25.00 | 10/13/2009 11:53:13 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 3:18:11 AM |
| Toastsr | $25.00 | $25.00 | 10/14/2009 3:18:30 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:19:39 AM |
| spy0 | $25.00 | $25.00 | 10/14/2009 10:02:47 AM |
| jhouman | $25.00 | $25.00 | 10/14/2009 3:53:10 PM |
| magical-coin3 | $25.00 | $25.00 | 10/14/2009 4:31:00 PM |
| Ehbiker | $50.00 | $50.00 | 10/14/2009 5:46:15 PM |
| FountainShrugged | $25.00 | $25.00 | 10/14/2009 6:20:39 PM |
| Sugarmama21 | $25.00 | $25.00 | 10/14/2009 6:30:20 PM |
| ITExec | $25.00 | $0.32 | 10/14/2009 10:13:01 PM |
| Tikibarman | $50.00 | $50.00 | 10/15/2009 5:19:03 AM |
| invincible-gain | $150.00 | $150.00 | 10/15/2009 6:35:19 PM |
| LarWit1512 | $25.00 | $25.00 | 10/15/2009 5:38:32 PM |
| zento | $25.00 | $25.00 | 10/15/2009 5:57:45 PM |
| tranquil-balance | $25.00 | $25.00 | 10/16/2009 1:05:35 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/16/2009 11:41:47 AM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:12:07 PM |
| SkinnyFish | $25.00 | $25.00 | 10/16/2009 8:28:10 PM |
| festivecpl | $50.00 | $50.00 | 10/16/2009 8:47:22 PM |
| Tazeme | $25.00 | $25.00 | 10/17/2009 8:24:37 AM |
| Kash2010lu | $25.00 | $25.00 | 10/17/2009 8:42:01 AM |
| Its_about_time | $50.00 | $50.00 | 10/17/2009 8:47:22 AM |
| dt_one | $25.00 | $25.00 | 10/17/2009 6:46:21 PM |
| Signpainter | $25.00 | $25.00 | 10/17/2009 12:24:21 PM |
| Top_Gun_Lender | $26.00 | $26.00 | 10/17/2009 3:19:47 PM |
| SFBank | $200.00 | $200.00 | 10/17/2009 9:26:45 PM |
| herman7 | $25.00 | $25.00 | 10/18/2009 11:35:57 AM |
| Rich_Lather | $50.00 | $50.00 | 10/18/2009 7:17:19 AM |
| brilliant-balance | $25.00 | $25.00 | 10/19/2009 7:13:44 AM |
| sophisticated-ore | $300.00 | $300.00 | 10/18/2009 7:43:53 PM |
| BuzzyBee336 | $25.00 | $25.00 | 10/18/2009 11:15:26 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/19/2009 7:05:54 AM |
| dudebrah | $25.00 | $25.00 | 10/19/2009 1:30:42 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:17:53 PM |
| justanothersushieater | $25.00 | $25.00 | 10/19/2009 5:13:51 PM |
| sharp-credit | $200.00 | $200.00 | 10/19/2009 7:03:33 PM |
| unger | $100.00 | $100.00 | 10/19/2009 7:54:03 PM |
| spiff666 | $25.00 | $25.00 | 10/19/2009 8:49:20 PM |
| p2p-journey | $50.00 | $50.00 | 10/19/2009 10:23:10 PM |
| JJ-Loans | $49.75 | $49.75 | 10/20/2009 6:53:31 AM |
| Feyenoord | $47.65 | $47.65 | 10/20/2009 12:21:22 AM |
| credit-missile | $100.00 | $100.00 | 10/20/2009 12:28:52 AM |
| planky | $50.00 | $50.00 | 10/20/2009 8:04:12 AM |
| martymaniaman | $25.00 | $25.00 | 10/20/2009 6:05:18 AM |
| money-expert | $25.00 | $25.00 | 10/20/2009 6:40:13 AM |
| barkochva | $25.00 | $25.00 | 10/20/2009 6:30:42 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/20/2009 8:08:25 AM |
| 167 bids
|
Borrower Payment Dependent Notes Series
428369
This series of Notes was issued and sold upon the funding of the borrower loan #39157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $74.33 |
|
Final lender yield:
| 9.95% |
Final borrower rate/APR:
| 10.95% / 13.07% |
Final monthly payment:
| $65.43 |
| |
|
Auction yield range:
| 8.27% - 19.00% |
Estimated loss impact:
| 8.21% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,590 |
Occupation: | Student - College F... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| dcshobby |
Borrower's state:
| Minnesota |
Borrower's group:
| Worldpower Investments |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping pay for elite college
Purpose of loan:
This loan will be used to help purchase things for me to go off to College. I am accepted and will be attending St. Olaf College in Northfield, MN this fall 2009. This is a very good school and I absolutely love it there. I will use the money to purchase a laptop as well as some furniture for my dorm. The rest of the loan will go to tuition and some will be kept for spending money while at school the first year.
I currently have a credit score of 765 from TransUnion as well as have a pretty decent credit history for only being 18 years old. I have always been wise with my money and I have over $20,000 saved up in my bank but I am just using this loan to experiment with Prosper as well as build my credit score even higher. Please feel free to ask me any questions that you want to. Thanks for considering my loan!
P.S. I also see that Prosper put me at level "D" for credit rating. They show me at 700-720 for a credit rating but because of my short credit history, I have a low rating. Also, you will see that I have 0 delinquencies and I rarely use my 4 credit cards and when I do, I pay them off right away. Although I am at a "D" rating, I promise you that I will perform at an "AA" level in paying off this loan. I am planning on paying off the loan a little early as well. Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, how do you plan to pay this loan while in school full time? Why not take out student loans at lower rates? - SweetHomeChicago
A:
Thanks for the question. I have over $20,000 saved up in savings and in my stock account right now. I will more than likely pay off this loan within 9-12 months. I also have a job on campus that easily pays for this loan. I could take out a student loan but I find this much easier and another way to build my credit. Also, I am a lender and have funded 13 loans and would like to go through the loan process once. Thanks again
(Oct-19-2009)
Q:
How were you able to save $20,000 prior to college? What is your part time job and are you supporting yourself through school? - SweetHomeChicago
A:
Hello again. I was a powerseller on eBay at age 15 and also sold computers to people in my local hometown and had a word of mouth computer business from age 15 on. I also fixed people's computers and made money doing that. When I turned 18, I opened a stock account and since March 2009, I have made 30% gains overall on my stocks. I have money in a CD, in savings & checking, and in my stock account. I work for information technologies here at school and my parents help out with some things.
(Oct-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $2,000.00 | $2,000.00 | 10/22/2009 4:41:43 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
428617
This series of Notes was issued and sold upon the funding of the borrower loan #39171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $263.88 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $260.02 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 51 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,648 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| unequivocal-platinum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Provide Affordable Housing
Purpose of loan:
I am seeking a business loan to expand my acquisitions of used manufactured homes. Currently I am working with 3 employees on the ground who are scouting out and negotiating the purchase of used manufactured homes. Our company then goes in and fixes the manufactured home up and sells them with owner financing to a qualified home seeker. We will be using these funds to acquire more mobile homes and provide investors with a solid rate of return.
My financial situation:
I am a good candidate for this loan because more so than actually needing the money our company is looking for a great story to be able to tell. We would love to talk about how we used prosper to help provide people with flexible financing solutions during this difficult economy, just think what a real difference you can make helping us cut out the big bad banks?? We have adequate reserves and will most likely pay the loan off early so you are just parking it with us for a good rate of return in the interim.I have a full time job and 2 side businesses relating to real estate. I have been in the game for 7 years now and into mobile home investing for almost a year and would like to celebrate our 1 year anniversary with a bang!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ClearLake | $25.00 | $25.00 | 10/14/2009 4:08:56 PM |
| saahilld | $25.00 | $25.00 | 10/14/2009 4:09:01 PM |
| kulender | $25.00 | $25.00 | 10/14/2009 4:16:49 PM |
| justice-dna | $25.00 | $25.00 | 10/14/2009 4:17:49 PM |
| thedreamer | $25.00 | $25.00 | 10/14/2009 4:18:02 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2009 4:17:11 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/14/2009 4:18:51 PM |
| zone6 | $75.00 | $75.00 | 10/14/2009 4:19:44 PM |
| Havana21 | $50.00 | $50.00 | 10/14/2009 4:19:33 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/14/2009 4:18:13 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/14/2009 4:19:00 PM |
| VBAces | $75.00 | $75.00 | 10/14/2009 4:22:41 PM |
| supersarah61 | $25.00 | $25.00 | 10/14/2009 4:22:13 PM |
| Tai | $25.00 | $25.00 | 10/14/2009 4:23:13 PM |
| dr-dollar | $25.00 | $25.00 | 10/14/2009 4:20:09 PM |
| ThomasC | $25.00 | $25.00 | 10/14/2009 4:22:58 PM |
| GElender | $50.00 | $50.00 | 10/14/2009 4:23:27 PM |
| AF-Chief | $35.00 | $35.00 | 10/14/2009 4:24:19 PM |
| wacko82 | $25.00 | $25.00 | 10/14/2009 4:23:53 PM |
| rjblack | $50.00 | $50.00 | 10/14/2009 4:24:57 PM |
| L-vex | $25.00 | $25.00 | 10/14/2009 4:25:47 PM |
| Cai8899 | $50.00 | $50.00 | 10/14/2009 4:25:49 PM |
| dealarella | $25.00 | $25.00 | 10/14/2009 4:26:06 PM |
| BoutYeBank | $25.00 | $25.00 | 10/14/2009 4:25:38 PM |
| get30inc | $50.00 | $50.00 | 10/14/2009 4:25:54 PM |
| Toastsr | $300.00 | $300.00 | 10/14/2009 4:25:58 PM |
| GatorBait | $50.00 | $50.00 | 10/14/2009 4:23:09 PM |
| point-zebra | $25.00 | $25.00 | 10/14/2009 4:26:03 PM |
| agwosdof | $50.00 | $50.00 | 10/14/2009 4:23:29 PM |
| MGS | $25.00 | $25.00 | 10/14/2009 4:26:26 PM |
| Cheburashka | $30.25 | $30.25 | 10/14/2009 4:29:24 PM |
| djh47a | $40.00 | $40.00 | 10/14/2009 4:24:47 PM |
| SNH | $50.00 | $50.00 | 10/14/2009 4:24:50 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 10/14/2009 4:25:30 PM |
| martalli | $25.00 | $25.00 | 10/14/2009 4:26:08 PM |
| flwah | $25.00 | $25.00 | 10/14/2009 4:26:13 PM |
| zento | $25.00 | $25.00 | 10/14/2009 4:26:25 PM |
| InvestorPartners | $25.00 | $25.00 | 10/14/2009 4:26:33 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/14/2009 5:40:52 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/14/2009 5:44:41 PM |
| gig4ls | $25.00 | $25.00 | 10/14/2009 5:30:11 PM |
| brw | $25.00 | $25.00 | 10/14/2009 6:28:15 PM |
| wdove511 | $25.00 | $25.00 | 10/14/2009 6:06:13 PM |
| figs4u2 | $50.00 | $50.00 | 10/14/2009 6:59:20 PM |
| greenback-ally | $50.00 | $50.00 | 10/14/2009 9:03:29 PM |
| wrighco | $25.00 | $25.00 | 10/14/2009 10:19:11 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/14/2009 8:33:14 PM |
| rlrcstr | $25.00 | $25.00 | 10/15/2009 2:01:42 AM |
| jybank | $25.00 | $25.00 | 10/15/2009 2:42:06 AM |
| otter | $25.00 | $25.00 | 10/15/2009 2:54:08 AM |
| wonderous-euro | $25.00 | $25.00 | 10/15/2009 9:33:15 AM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 9:33:25 AM |
| turbospeed | $50.00 | $50.00 | 10/15/2009 9:48:33 AM |
| blue-note-relaxation | $25.00 | $25.00 | 10/15/2009 9:34:07 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/15/2009 9:34:30 AM |
| 13nd3r | $25.00 | $25.00 | 10/15/2009 9:48:20 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/15/2009 11:22:31 AM |
| ytjameslee | $47.04 | $47.04 | 10/15/2009 11:30:19 AM |
| YogaDude34 | $25.00 | $25.00 | 10/15/2009 11:32:53 AM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 12:30:39 PM |
| LHSK | $25.00 | $25.00 | 10/15/2009 12:09:02 PM |
| preciousjeni | $50.00 | $50.00 | 10/15/2009 3:03:21 PM |
| jhouman | $25.00 | $25.00 | 10/15/2009 4:18:08 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/15/2009 5:04:07 PM |
| Jim33 | $25.00 | $25.00 | 10/15/2009 9:46:19 PM |
| nicebank | $74.75 | $58.32 | 10/16/2009 6:51:18 AM |
| Gold_Coin | $25.00 | $25.00 | 10/17/2009 9:41:39 AM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:27:29 PM |
| senior1 | $25.00 | $25.00 | 10/18/2009 3:33:19 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/19/2009 4:25:43 PM |
| tender-ore | $25.00 | $25.00 | 10/19/2009 4:27:43 PM |
| MidnightBank | $25.00 | $25.00 | 10/19/2009 4:37:04 PM |
| ajk_blue | $25.00 | $25.00 | 10/20/2009 6:01:12 AM |
| turbostar666 | $69.44 | $69.44 | 10/20/2009 6:01:30 AM |
| Credit2Prosper | $50.00 | $50.00 | 10/20/2009 6:02:07 AM |
| LandE2BG | $50.00 | $50.00 | 10/20/2009 10:25:13 AM |
| revenue-sapling | $25.00 | $25.00 | 10/20/2009 11:17:00 AM |
| shivering | $25.00 | $25.00 | 10/20/2009 6:36:24 PM |
| p2p-gala | $25.00 | $25.00 | 10/20/2009 7:28:10 PM |
| ToweringDan | $50.00 | $50.00 | 10/20/2009 11:20:46 PM |
| FundMaker | $25.00 | $25.00 | 10/20/2009 10:49:07 PM |
| sunnygee | $25.00 | $25.00 | 10/21/2009 6:29:18 AM |
| organic-platinum | $25.00 | $25.00 | 10/21/2009 12:19:27 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/21/2009 3:55:45 PM |
| crazyinjun | $50.00 | $50.00 | 10/21/2009 4:01:00 PM |
| windfall46 | $25.00 | $25.00 | 10/14/2009 4:13:21 PM |
| transparency-giant | $65.00 | $65.00 | 10/14/2009 4:10:09 PM |
| Prezotus | $25.00 | $25.00 | 10/14/2009 4:12:46 PM |
| DonaldColorado | $25.00 | $25.00 | 10/14/2009 4:11:01 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/14/2009 4:17:36 PM |
| inventive-funds | $25.00 | $25.00 | 10/14/2009 4:17:40 PM |
| BlindProphet | $25.00 | $25.00 | 10/14/2009 4:17:44 PM |
| personal-lender | $25.00 | $25.00 | 10/14/2009 4:16:55 PM |
| kid8549 | $25.00 | $25.00 | 10/14/2009 4:18:01 PM |
| Weaverville | $25.00 | $25.00 | 10/14/2009 4:17:08 PM |
| bchen78875 | $50.00 | $50.00 | 10/14/2009 4:17:19 PM |
| hawker | $100.00 | $100.00 | 10/14/2009 4:18:08 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/14/2009 4:18:10 PM |
| snowman34 | $25.00 | $25.00 | 10/14/2009 4:17:30 PM |
| gracej | $25.00 | $25.00 | 10/14/2009 4:17:54 PM |
| czar3 | $25.00 | $25.00 | 10/14/2009 4:18:07 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/14/2009 4:19:39 PM |
| abidos | $25.00 | $25.00 | 10/14/2009 4:16:47 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2009 4:19:51 PM |
| sas19 | $25.00 | $25.00 | 10/14/2009 4:17:24 PM |
| Barak | $80.00 | $80.00 | 10/14/2009 4:17:33 PM |
| compoundinterest | $50.00 | $50.00 | 10/14/2009 4:17:48 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/14/2009 4:17:57 PM |
| icon7 | $50.00 | $50.00 | 10/14/2009 4:18:21 PM |
| goofy15975 | $25.00 | $25.00 | 10/14/2009 4:19:30 PM |
| kenji4861 | $50.00 | $50.00 | 10/14/2009 4:22:27 PM |
| kanakakm | $50.00 | $50.00 | 10/14/2009 4:23:22 PM |
| slartibardfast | $25.00 | $25.00 | 10/14/2009 4:22:37 PM |
| uncleegg | $25.00 | $25.00 | 10/14/2009 4:20:05 PM |
| Attract | $25.00 | $25.00 | 10/14/2009 4:23:10 PM |
| tlp43 | $25.00 | $25.00 | 10/14/2009 4:23:51 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/14/2009 4:24:28 PM |
| lean-velocity | $25.00 | $25.00 | 10/14/2009 4:23:57 PM |
| anton | $50.00 | $50.00 | 10/14/2009 4:24:38 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/14/2009 4:25:12 PM |
| turbine5 | $25.18 | $25.18 | 10/14/2009 4:25:18 PM |
| LR_Biker | $25.00 | $25.00 | 10/14/2009 4:25:33 PM |
| KailuaLender | $25.00 | $25.00 | 10/14/2009 4:22:30 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/14/2009 4:25:44 PM |
| FlexFunding | $100.00 | $100.00 | 10/14/2009 4:22:48 PM |
| selector568 | $100.00 | $100.00 | 10/14/2009 4:26:05 PM |
| holstj | $25.00 | $25.00 | 10/14/2009 4:26:07 PM |
| bdpres1 | $25.00 | $25.00 | 10/14/2009 4:23:33 PM |
| a-responsible-return | $25.00 | $25.00 | 10/14/2009 4:26:22 PM |
| thegreatone | $50.00 | $50.00 | 10/14/2009 4:23:51 PM |
| rjleves | $25.00 | $25.00 | 10/14/2009 4:24:35 PM |
| nzlxjwek | $25.00 | $25.00 | 10/14/2009 4:24:59 PM |
| Syzygy | $25.00 | $25.00 | 10/14/2009 4:25:04 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 4:26:11 PM |
| One1putt | $25.00 | $25.00 | 10/14/2009 4:26:40 PM |
| jcfunder | $25.00 | $25.00 | 10/14/2009 4:26:43 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/14/2009 5:40:35 PM |
| fortytwo | $200.00 | $200.00 | 10/14/2009 5:44:40 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/14/2009 5:48:26 PM |
| BeemerRider | $25.00 | $25.00 | 10/14/2009 5:58:18 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/14/2009 5:42:36 PM |
| Coach2often | $50.00 | $50.00 | 10/14/2009 5:49:08 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/14/2009 5:43:25 PM |
| rwelle | $25.00 | $25.00 | 10/14/2009 5:48:36 PM |
| ATOHokie | $25.00 | $25.00 | 10/14/2009 5:49:04 PM |
| Sixmil | $25.00 | $25.00 | 10/14/2009 7:09:02 PM |
| Gundu | $25.00 | $25.00 | 10/14/2009 8:45:04 PM |
| gold-tsunami | $25.00 | $25.00 | 10/14/2009 9:35:05 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/14/2009 9:38:00 PM |
| Orringo | $50.00 | $50.00 | 10/15/2009 7:28:32 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/15/2009 6:35:02 AM |
| mikeandcat | $50.00 | $50.00 | 10/15/2009 7:30:58 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/15/2009 9:33:32 AM |
| ok | $25.00 | $25.00 | 10/15/2009 10:33:31 AM |
| Breadandbutter | $26.00 | $26.00 | 10/15/2009 10:54:20 AM |
| bowdish1 | $50.00 | $50.00 | 10/15/2009 11:22:10 AM |
| beakerfish | $300.00 | $300.00 | 10/15/2009 12:58:34 PM |
| blot44 | $25.00 | $25.00 | 10/15/2009 3:48:14 PM |
| minista | $25.00 | $25.00 | 10/15/2009 5:05:24 PM |
| Brainworm | $25.00 | $25.00 | 10/15/2009 6:28:45 PM |
| lloyd_s | $25.00 | $25.00 | 10/15/2009 9:28:12 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:18 AM |
| Castellan | $25.00 | $25.00 | 10/16/2009 5:31:24 AM |
| return-confidant | $25.00 | $25.00 | 10/15/2009 8:55:23 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/16/2009 6:16:38 AM |
| kirkjerk | $25.00 | $25.00 | 10/15/2009 9:35:18 PM |
| dma1206 | $25.00 | $25.00 | 10/16/2009 7:22:23 AM |
| g314 | $30.00 | $30.00 | 10/16/2009 3:06:45 PM |
| bouttruckin | $30.00 | $30.00 | 10/17/2009 4:13:20 AM |
| reciprocate | $200.00 | $200.00 | 10/17/2009 9:38:18 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/17/2009 9:41:38 AM |
| icon7 | $50.00 | $50.00 | 10/17/2009 7:01:54 PM |
| JTHarris | $100.00 | $100.00 | 10/18/2009 9:09:10 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/18/2009 9:24:41 AM |
| twjh | $25.00 | $25.00 | 10/18/2009 6:05:40 PM |
| BenR | $100.00 | $100.00 | 10/18/2009 5:07:32 PM |
| GrayStudio | $50.00 | $50.00 | 10/18/2009 6:02:59 PM |
| Chosen-one | $27.59 | $27.59 | 10/18/2009 8:16:07 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:43 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:08 AM |
| cloud8 | $40.00 | $40.00 | 10/20/2009 9:31:31 AM |
| IceFisherman | $51.18 | $51.18 | 10/20/2009 9:42:11 AM |
| leod1948 | $25.00 | $25.00 | 10/20/2009 10:34:37 AM |
| return-twister | $25.00 | $25.00 | 10/20/2009 10:25:07 AM |
| 108lender | $100.00 | $100.00 | 10/20/2009 12:27:33 PM |
| doomsday18 | $25.00 | $25.00 | 10/20/2009 1:59:33 PM |
| kikksk | $25.00 | $25.00 | 10/20/2009 11:33:41 AM |
| KRKholdings | $25.00 | $25.00 | 10/20/2009 2:29:55 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:11:32 PM |
| LesPaul1 | $25.00 | $25.00 | 10/20/2009 4:45:00 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/20/2009 7:23:57 PM |
| GOPHERBOY | $150.00 | $150.00 | 10/20/2009 6:21:45 PM |
| zielojo | $50.00 | $50.00 | 10/20/2009 9:20:31 PM |
| schubper | $50.00 | $50.00 | 10/20/2009 9:26:39 PM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 10:03:20 AM |
| StanTheMan | $25.00 | $25.00 | 10/21/2009 9:48:32 AM |
| PotBellyPete | $50.00 | $50.00 | 10/21/2009 11:51:39 AM |
| JDLanier | $25.00 | $25.00 | 10/21/2009 12:38:39 PM |
| MonkeyHero | $25.00 | $25.00 | 10/21/2009 1:44:00 PM |
| credit-coach118 | $25.00 | $25.00 | 10/21/2009 12:34:38 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:14:02 PM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 4:04:39 PM |
| 202 bids
|
Borrower Payment Dependent Notes Series
428859
This series of Notes was issued and sold upon the funding of the borrower loan #39194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.38% |
Starting monthly payment:
| $424.52 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $424.52 |
| |
|
Auction yield range:
| 8.27% - 29.00% |
Estimated loss impact:
| 8.70% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 20.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 100% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 21
/
20 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $62,195 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| pioneers4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2009)
680-700
(Mar-2008)
|
|
Principal balance:
| $3,268.21 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Paying daughters' student loans
Purpose of loan:
This loan will be used to consolidate my high interest debt so that I can help my daughters pay off their student loans.
My financial situation:
I am a good candidate for this loan because?I have paid back my previous loan in good faith and keep all bills current.My husband's income matches mine and is used to pay monthly bills.
Monthly net income: $
5100
Monthly expenses: $
??Housing: $
865
??Insurance: $
150
??Car expenses: $
500
??Utilities: $
250
??Phone, cable, internet: $
200
??Food, entertainment: $
350
??Clothing, household expenses $
150
??Credit cards and other loans: $
1500
??Other expenses: $
200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list your net assets: home value (using current comparable sales) less mortgage, 401k assets, other assets of significant liquid value. thanks - reflective-rupee
A:
Our home has been appraised for $195,000 minus approximately $75,000 still owed on the mortgage. Our annuities are valued at $113,000.
(Oct-23-2009)
Q:
How old are you and your husband? Does your husband work? How is your and your husband's health? thanks - reflective-rupee
A:
My husband is 65, and I am 64. My husband works parttime. We are both in good health.
(Oct-23-2009)
Q:
What is the total balance of your daughters' student loans? thanks - reflective-rupee
A:
$26,737.97 and $5,347.59
(Oct-23-2009)
Q:
Why do you want to pay off your daughters' loans? Are they employed? What are the interest rates on your daughters' loans. Why no just make the monthly payments on your daughters' loans if you wish to help them? thanks - reflective-rupee
A:
My youngest daughter has just started her first "real" job and is finding it very tough to meet all of her obligations so I would very much like to help her. My other daughter has been making payments on her loans for five years, and I would like to give her a break by making some of her payments for her.
(Oct-23-2009)
Q:
What is the balance of your high interest debt that you wish to pay off with this loan? thanks - reflective-rupee
A:
$4100 balance on one card and $5600 on another.
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| KMSB | $25.00 | $25.00 | 10/16/2009 4:25:06 PM |
| 3613925 | $25.00 | $25.00 | 10/17/2009 6:23:09 PM |
| tracyjo | $25.00 | $25.00 | 10/21/2009 5:33:15 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/23/2009 8:58:27 AM |
| reflective-rupee | $950.00 | $950.00 | 10/23/2009 8:54:22 AM |
| reflective-rupee | $3,000.00 | $3,000.00 | 10/23/2009 9:33:23 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/23/2009 11:08:32 AM |
| PeePaw | $25.00 | $25.00 | 10/23/2009 10:30:12 AM |
| bonus-chosen-one | $50.00 | $50.00 | 10/23/2009 11:29:08 AM |
| balance-force | $30.00 | $30.00 | 10/23/2009 1:22:51 PM |
| NekHoldings | $25.00 | $25.00 | 10/23/2009 1:16:12 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 10/23/2009 1:53:45 PM |
| investment-visionary | $26.35 | $26.35 | 10/23/2009 2:00:29 PM |
| finance-universe | $25.00 | $25.00 | 10/23/2009 2:51:04 PM |
| plainsmart | $50.00 | $50.00 | 10/23/2009 1:33:39 PM |
| noble-revenue | $542.59 | $542.59 | 10/23/2009 3:52:27 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:28:14 PM |
| bartenderpro | $25.00 | $25.00 | 10/23/2009 3:00:27 PM |
| solin003 | $25.00 | $25.00 | 10/23/2009 3:19:33 PM |
| jjsparks28 | $101.66 | $101.66 | 10/23/2009 3:52:13 PM |
| Trakissta | $100.00 | $100.00 | 10/18/2009 8:44:29 AM |
| reflective-rupee | $100.00 | $100.00 | 10/21/2009 8:30:52 PM |
| TheAlchemist | $25.00 | $25.00 | 10/22/2009 5:12:41 PM |
| reflective-rupee | $400.00 | $400.00 | 10/22/2009 5:03:30 PM |
| reflective-rupee | $350.00 | $350.00 | 10/23/2009 9:33:37 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:31:05 AM |
| gold-cluster | $100.00 | $100.00 | 10/23/2009 10:44:15 AM |
| reflective-rupee | $100.00 | $19.27 | 10/23/2009 11:36:02 AM |
| reflective-rupee | $3,000.00 | $3,000.00 | 10/23/2009 9:36:37 AM |
| loanman2007 | $150.00 | $150.00 | 10/23/2009 11:46:19 AM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/23/2009 9:57:26 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:30:44 AM |
| bonus-chosen-one | $50.00 | $50.00 | 10/23/2009 11:13:28 AM |
| AuroraRobbin | $50.00 | $50.00 | 10/23/2009 1:41:34 PM |
| delivery | $25.00 | $25.00 | 10/23/2009 1:20:34 PM |
| quest0 | $25.00 | $25.00 | 10/23/2009 1:57:25 PM |
| VAGweilo | $100.00 | $100.00 | 10/23/2009 2:32:51 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/23/2009 3:05:20 PM |
| sharp-credit | $200.13 | $200.13 | 10/23/2009 3:51:59 PM |
| Engineer44 | $30.00 | $30.00 | 10/23/2009 4:01:20 PM |
| 40 bids
|
Borrower Payment Dependent Notes Series
429329
This series of Notes was issued and sold upon the funding of the borrower loan #39182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 17.27% |
Final borrower rate/APR:
| 18.27% / 20.74% |
Final monthly payment:
| $54.43 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 25.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -8.68% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 46 | Length of status: | 13y 4m |
|
Amount delinquent:
| $3,715 |
Revolving credit balance:
| $10,389 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 8 | | | | |
|
Screen name:
| gman5150 |
Borrower's state:
| California |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,601.00 | < mo. late:
| 0
( 0% )
| 600-620
(Aug-2009)
600-620
(May-2009)
600-620
(Nov-2007)
560-580
(Jul-2007)
|
|
Principal balance:
| $1,132.10 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Settle Credit Card Account.. HELP!
Purpose of loan:
I'm trying to get some money to try and settle an outstanding debt for a previous credit card I had when I was married.?? I thought the debt was already taken care of, but just found out while applying for a loan that its on my credit report.?? I called the credit card and they are willing to settle the account, but need the money up front.
Monthly net income: $ 4,535
Monthly expenses: $???
Housing: $?300??
Insurance: $ 143????
Utilities: $ 105??
Phone, cable, internet: $ 100???
Food, entertainment: $ 200??
Clothing, household expenses $ 75??
Credit cards and other loans: $ 250??
Child Support: $?500?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sparkybrneyes | $25.00 | $25.00 | 10/26/2009 11:15:10 AM |
| IM-SHARKY | $1,500.00 | $1,475.00 | 10/26/2009 12:53:04 PM |
| 2 bids
|
Borrower Payment Dependent Notes Series
429381
This series of Notes was issued and sold upon the funding of the borrower loan #39162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,985.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-25-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $112.69 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $111.09 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,063 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 60% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| mquirind |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Aug-2008)
|
|
Principal balance:
| $3,320.44 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Tuition loan
Purpose of loan:
I will use this loan for my last tuition payment.?I am enrolled in a graduate certificate program in International Economic Relations. Because it is a certificate program, I cannot apply for traditional student loans.
My financial situation:
I am a good candidate for this loan because I have a great record of timely payments and a stable job (which I have enjoyed for eight years). My current income would allow me to comfortably?make the payments.
Monthly net income: $ 3602
Monthly expenses: $
??Housing: $ 825
??Insurance: $?0
??Car expenses: $ 0
??Utilities: $?58
??Phone, cable, internet: $79
??Food, entertainment: $?290
??Clothing, household expenses $ 170
??Credit cards and other loans: $?910
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:10:06 PM |
| bigbryan98 | $25.00 | $25.00 | 10/20/2009 4:11:03 PM |
| ITExec | $80.00 | $80.00 | 10/20/2009 4:11:21 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:09:17 PM |
| idojudo123 | $25.00 | $25.00 | 10/20/2009 4:09:23 PM |
| highcountry1 | $25.00 | $25.00 | 10/20/2009 4:11:29 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:11:59 PM |
| Dohshooter | $50.00 | $50.00 | 10/20/2009 4:12:04 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/20/2009 4:12:13 PM |
| Cheburashka | $25.00 | $25.00 | 10/20/2009 4:10:20 PM |
| Carpetkid | $25.00 | $25.00 | 10/20/2009 4:12:16 PM |
| Patrician | $50.00 | $50.00 | 10/20/2009 4:12:22 PM |
| 3am-preacher | $25.00 | $25.00 | 10/20/2009 4:12:47 PM |
| vkorichkov | $30.00 | $30.00 | 10/20/2009 4:08:59 PM |
| Weaverville | $50.00 | $50.00 | 10/20/2009 4:11:06 PM |
| SPB | $25.00 | $25.00 | 10/20/2009 4:11:11 PM |
| nikgod | $25.00 | $25.00 | 10/20/2009 4:11:26 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:10:15 PM |
| kanakakm | $25.00 | $25.00 | 10/20/2009 4:12:30 PM |
| Lam0nt | $25.00 | $25.00 | 10/20/2009 4:11:08 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:11:17 PM |
| reaction5 | $25.00 | $25.00 | 10/20/2009 4:12:59 PM |
| KwikLoan | $25.00 | $25.00 | 10/20/2009 4:11:36 PM |
| Gibbyland | $50.00 | $47.36 | 10/20/2009 4:13:14 PM |
| mpatrick | $50.00 | $50.00 | 10/20/2009 4:11:56 PM |
| reciprocate | $50.00 | $50.00 | 10/20/2009 4:13:04 PM |
| five-star-justice | $36.00 | $36.00 | 10/20/2009 4:27:06 PM |
| BuffetRocks | $50.00 | $50.00 | 10/20/2009 4:29:30 PM |
| mdreiss | $25.00 | $25.00 | 10/20/2009 4:29:34 PM |
| wildguy | $25.00 | $25.00 | 10/20/2009 4:36:48 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 4:42:08 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 2:47:23 PM |
| shawnw2 | $50.00 | $50.00 | 10/22/2009 6:02:47 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/22/2009 5:53:55 AM |
| JTHarris | $50.00 | $50.00 | 10/22/2009 7:44:38 AM |
| d_grbg | $35.00 | $35.00 | 10/22/2009 5:58:08 AM |
| Oupa-George | $25.00 | $25.00 | 10/22/2009 5:02:08 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:51:45 AM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 6:35:23 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/23/2009 7:18:16 PM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:24:00 PM |
| CaptainLender | $29.71 | $29.71 | 10/23/2009 8:21:50 PM |
| ToweringDan | $50.00 | $50.00 | 10/24/2009 9:30:32 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/20/2009 4:10:10 PM |
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 4:08:02 PM |
| crazycool | $35.00 | $35.00 | 10/20/2009 4:10:43 PM |
| Radu43 | $25.00 | $25.00 | 10/20/2009 4:08:42 PM |
| Supernick | $50.00 | $50.00 | 10/20/2009 4:10:57 PM |
| rmachi | $25.00 | $25.00 | 10/20/2009 4:08:53 PM |
| OCBLUE | $25.00 | $25.00 | 10/20/2009 4:11:44 PM |
| bikedc | $25.00 | $25.00 | 10/20/2009 4:10:09 PM |
| AF-Chief | $25.00 | $25.00 | 10/20/2009 4:12:02 PM |
| Davidson2 | $25.00 | $25.00 | 10/20/2009 4:12:18 PM |
| lcole32 | $25.00 | $25.00 | 10/20/2009 4:12:23 PM |
| tmillerosu | $25.00 | $25.00 | 10/20/2009 4:12:37 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:12:57 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:09:28 PM |
| coolspeed | $25.00 | $25.00 | 10/20/2009 4:09:45 PM |
| historic-fund | $50.00 | $50.00 | 10/20/2009 4:11:35 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/20/2009 4:10:38 PM |
| booksleuth | $50.00 | $50.00 | 10/20/2009 4:10:50 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:11:02 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:12:28 PM |
| helpful-dough | $25.00 | $25.00 | 10/20/2009 4:12:51 PM |
| Lax | $25.00 | $25.00 | 10/20/2009 4:11:33 PM |
| bss97603 | $50.00 | $50.00 | 10/20/2009 4:13:02 PM |
| bebeshor | $25.00 | $25.00 | 10/20/2009 4:11:39 PM |
| desertoasis | $50.00 | $50.00 | 10/20/2009 4:13:12 PM |
| educationfirst | $25.00 | $25.00 | 10/20/2009 4:12:10 PM |
| vinayski | $25.00 | $25.00 | 10/20/2009 4:13:39 PM |
| TQLender | $25.00 | $25.00 | 10/20/2009 4:12:42 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:12:45 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:13:07 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/20/2009 4:23:13 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 4:29:47 PM |
| d_grbg | $25.00 | $25.00 | 10/20/2009 4:29:31 PM |
| festivecpl | $100.00 | $100.00 | 10/20/2009 8:14:16 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/21/2009 7:00:10 AM |
| vb3jmg | $25.00 | $25.00 | 10/21/2009 9:32:52 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:33:57 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:08:43 PM |
| AuroraRobbin | $50.00 | $50.00 | 10/22/2009 6:14:28 AM |
| interstellar | $36.93 | $36.93 | 10/22/2009 12:34:33 PM |
| new-goal-return | $25.00 | $25.00 | 10/22/2009 4:58:29 PM |
| beuford7 | $25.00 | $25.00 | 10/22/2009 7:47:04 PM |
| dudebrah | $25.00 | $25.00 | 10/23/2009 12:04:02 PM |
| junes08 | $25.00 | $25.00 | 10/23/2009 4:24:39 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/23/2009 4:24:21 PM |
| rinyt | $30.00 | $30.00 | 10/24/2009 3:08:41 PM |
| SNH | $50.00 | $50.00 | 10/25/2009 12:18:18 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
429383
This series of Notes was issued and sold upon the funding of the borrower loan #39139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $102.69 |
|
Final lender yield:
| 13.99% |
Final borrower rate/APR:
| 14.99% / 17.16% |
Final monthly payment:
| $86.65 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.68% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,285 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| steady-p2p |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Chase CC -they raised %
I am NOT D rating, MUCH better than that -please read on and see why, THANKS!! This loan will replace an equal amount on a CC we already pay on, and we have never been late.
Purpose of loan:
This loan will be used to pay off my Chase Credit card that I closed after they
increased my rate for absolutely no reason, -never late, never defaulted.
Believing in capitalism, means that I take my business to where it suits me and
I favor paying interest to those in my community, Prosper, who are kind and
provide good customer service over Chase who has not been so kind of late.
My financial situation:
I am an excellent candidate for this loan because I am shrewd with my family
budget and work hard to pay everything on time and never late. That is why my
FICO score is EXCELLENT (771 experian Feb 2009, 851 Transunion Jul 2009, 742 equifax Oct 2009)) and it continues to go up about 20 points every year.
Furthermore, I spend much time making sure my budget is kept on track and I
know very intimately what my limits are, and I am well within my prescribed
boundaries. Please consider funding a candidate that will pay in full and will
not let you down, nor my FICO, nor my future loan approval ability. Best
Regards and Many thanks.
Additional notes: my husband is in Veterinary School and he is in a fully
funded program that pays for tuition and pays a living stipend scholarship of $30,000 per
year. Together our household income is $103,000, or $8,853 per month, which is
very adequate to cover bills. In fact we are paying down our debt, and in about 4 years will be consumer debt free, yeah!!
Total Family income: $8,853/Month (and increasing yearly,
about 7%, unlike many professions)Brief Family budget:Mortgage: $2,240House Bills: $200Student Loans: $220Car loan: $212
Car and Home Insurance: $180
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi, i was curious what Chase raised your % from/to. Thanks! - shrewd-income
A:
Good morning, My balanced was at FIXED 9% -INITIALLY. About 8 months ago, out of the blue, they raised the rate to 14% which wasn't terrible so we accepted it, just to keep this account open and building my credit score. Then not long ago they tried it again but they wanted to peg it to a VARIABLE index which put it at 19% or higher. I said, NO WAY and closed it. Even if my rate on Prosper is higher, it's worth it to say no to Chase and get away from their bad business model. Best Regards.
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| slgilligan | $50.00 | $50.00 | 10/20/2009 9:32:46 PM |
| shrewd-income | $500.00 | $500.00 | 10/22/2009 8:58:09 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/22/2009 9:18:47 AM |
| marwadi-62 | $50.00 | $50.00 | 10/22/2009 5:38:06 PM |
| mikeyp411 | $25.00 | $25.00 | 10/22/2009 5:07:59 PM |
| p2p-journey | $50.00 | $50.00 | 10/24/2009 2:56:43 AM |
| shrewd-income | $130.31 | $130.31 | 10/24/2009 7:55:29 AM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:21:56 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/25/2009 8:59:06 PM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:43:54 AM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 12:38:50 PM |
| earlybird172961 | $55.31 | $55.31 | 10/26/2009 12:28:28 PM |
| SoccoJoe | $50.00 | $50.00 | 10/26/2009 1:29:27 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 1:32:04 PM |
| GracieLuLu04 | $25.00 | $25.00 | 10/26/2009 3:01:56 PM |
| crw1950 | $50.00 | $50.00 | 10/26/2009 1:47:51 PM |
| OGS_Capital | $25.00 | $25.00 | 10/22/2009 12:52:13 PM |
| shrewd-income | $25.00 | $25.00 | 10/23/2009 11:52:37 AM |
| FinanceEngine | $40.00 | $40.00 | 10/23/2009 5:50:58 PM |
| shrewd-income | $130.31 | $130.31 | 10/24/2009 7:54:51 AM |
| thetuck | $25.00 | $25.00 | 10/24/2009 1:13:13 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 11:41:19 AM |
| inspired-basis | $100.00 | $100.00 | 10/26/2009 2:14:21 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 12:50:40 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/26/2009 3:00:46 PM |
| shrewd-income | $915.00 | $744.07 | 10/26/2009 3:41:18 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/26/2009 1:07:41 PM |
| kinetic-social | $25.00 | $25.00 | 10/26/2009 3:52:54 PM |
| EretzCapital | $100.00 | $100.00 | 10/26/2009 3:53:30 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
429397
This series of Notes was issued and sold upon the funding of the borrower loan #39160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-24-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $164.93 |
|
Final lender yield:
| 8.50% |
Final borrower rate/APR:
| 9.50% / 9.84% |
Final monthly payment:
| $160.16 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 17
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,055 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| polandsprings |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to help a friend...
Purpose of loan:
This loan will be used to provide some assistance to friends with a 2-year-old child who have fallen upon some hard times due to job-restructuring.? While I have the liquid funds to loan them, I don't want to extend my own nest egg too greatly.
My financial situation:
I am a good candidate for this loan, because while my base pay is $70k, I receive annual bonuses that put my income close to or better than six-figures.? I am able to pay the loan off at any given time.? I'm just trying to provide an opportunity to some wonderful friends, with a child in the mix, who just need a little help in weathering a storm.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ytjameslee | $50.00 | $50.00 | 10/20/2009 4:24:40 PM |
| DonaldColorado | $25.00 | $25.00 | 10/20/2009 4:26:53 PM |
| KailuaLender | $25.00 | $25.00 | 10/20/2009 4:30:30 PM |
| VBAces | $75.00 | $75.00 | 10/20/2009 4:30:41 PM |
| kanakakm | $50.00 | $50.00 | 10/20/2009 4:31:13 PM |
| wacko82 | $25.00 | $25.00 | 10/20/2009 4:31:27 PM |
| slartibardfast | $35.00 | $35.00 | 10/20/2009 4:30:33 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:33:07 PM |
| agwosdof | $50.00 | $50.00 | 10/20/2009 4:31:17 PM |
| thegreatone | $50.00 | $50.00 | 10/20/2009 4:31:22 PM |
| turbospeed | $25.00 | $25.00 | 10/20/2009 4:33:52 PM |
| djh47a | $40.00 | $40.00 | 10/20/2009 4:31:44 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:31:48 PM |
| dirkjan | $25.00 | $25.00 | 10/20/2009 4:34:14 PM |
| Cai8899 | $50.00 | $50.00 | 10/20/2009 4:32:06 PM |
| lean-velocity | $25.00 | $25.00 | 10/20/2009 4:31:33 PM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 4:34:47 PM |
| Gundu | $25.00 | $25.00 | 10/20/2009 4:33:01 PM |
| Orringo | $50.00 | $50.00 | 10/20/2009 4:33:14 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:33:36 PM |
| abidos | $25.00 | $25.00 | 10/20/2009 4:36:59 PM |
| Lender0010 | $25.00 | $25.00 | 10/20/2009 4:34:32 PM |
| kulender | $25.00 | $25.00 | 10/20/2009 4:37:03 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:54 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/20/2009 4:34:41 PM |
| bchen78875 | $50.00 | $50.00 | 10/20/2009 4:37:33 PM |
| BigEarHole | $25.00 | $25.00 | 10/20/2009 4:35:28 PM |
| vinayski | $25.00 | $25.00 | 10/20/2009 4:36:14 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/20/2009 4:38:34 PM |
| goofy15975 | $25.00 | $25.00 | 10/20/2009 4:38:51 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/20/2009 4:38:59 PM |
| rjleves | $25.00 | $25.00 | 10/20/2009 4:39:24 PM |
| gracej | $25.00 | $25.00 | 10/20/2009 4:38:15 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:38:24 PM |
| selector568 | $100.00 | $100.00 | 10/20/2009 4:40:24 PM |
| Barak | $80.00 | $80.00 | 10/20/2009 4:37:51 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 4:39:06 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:39:18 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/20/2009 4:38:20 PM |
| dealarella | $25.00 | $25.00 | 10/20/2009 4:41:38 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:38:39 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:38:54 PM |
| point-zebra | $25.00 | $25.00 | 10/20/2009 4:40:17 PM |
| figs4u2 | $400.00 | $400.00 | 10/20/2009 4:40:35 PM |
| GatorBait | $50.00 | $50.00 | 10/20/2009 4:40:40 PM |
| zento | $25.00 | $25.00 | 10/20/2009 4:43:14 PM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 4:43:32 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:43:37 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 4:45:03 PM |
| minista | $25.00 | $25.00 | 10/20/2009 4:45:22 PM |
| mamayama | $25.00 | $25.00 | 10/20/2009 4:44:24 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:20:45 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:34:33 PM |
| Gold_Coin | $25.00 | $25.00 | 10/22/2009 12:34:46 PM |
| RIVERBEND | $25.00 | $25.00 | 10/23/2009 4:24:35 AM |
| turbostar666 | $43.65 | $43.65 | 10/23/2009 1:16:23 PM |
| blot44 | $50.00 | $50.00 | 10/23/2009 2:58:17 PM |
| FundMaker | $30.00 | $30.00 | 10/23/2009 10:13:38 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:39 PM |
| nobsbooks | $25.00 | $25.00 | 10/24/2009 10:43:04 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:22:00 PM |
| transparency-giant | $65.00 | $65.00 | 10/20/2009 4:27:05 PM |
| baroo | $25.00 | $25.00 | 10/20/2009 4:27:11 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:27:16 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:29:44 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/20/2009 4:30:14 PM |
| Banker7371 | $25.00 | $25.00 | 10/20/2009 4:29:12 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/20/2009 4:29:40 PM |
| credit-investor5 | $50.00 | $50.00 | 10/20/2009 4:30:00 PM |
| kenji4861 | $50.00 | $50.00 | 10/20/2009 4:30:26 PM |
| ThomasC | $25.00 | $25.00 | 10/20/2009 4:30:54 PM |
| Attract | $25.00 | $25.00 | 10/20/2009 4:31:01 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/20/2009 4:32:42 PM |
| supersarah61 | $25.00 | $25.00 | 10/20/2009 4:30:21 PM |
| FlexFunding | $100.00 | $100.00 | 10/20/2009 4:30:46 PM |
| AF-Chief | $35.00 | $35.00 | 10/20/2009 4:31:39 PM |
| Tai | $25.00 | $25.00 | 10/20/2009 4:31:07 PM |
| get30inc | $50.00 | $50.00 | 10/20/2009 4:32:11 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:32:21 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:31:56 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/20/2009 4:35:39 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:32:28 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/20/2009 4:32:34 PM |
| BeemerRider | $25.00 | $25.00 | 10/20/2009 4:32:46 PM |
| proper-commitment5 | $41.00 | $41.00 | 10/20/2009 4:33:31 PM |
| awwaww | $25.00 | $25.00 | 10/20/2009 4:35:02 PM |
| snowman34 | $25.00 | $25.00 | 10/20/2009 4:37:46 PM |
| anton | $50.00 | $50.00 | 10/20/2009 4:34:28 PM |
| Aeroman32 | $25.00 | $25.00 | 10/20/2009 4:35:21 PM |
| compoundinterest | $50.00 | $50.00 | 10/20/2009 4:38:05 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:38:27 PM |
| kmprospeo | $25.00 | $25.00 | 10/20/2009 4:35:33 PM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 4:35:40 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/20/2009 4:38:42 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 4:38:47 PM |
| Weaverville | $25.00 | $25.00 | 10/20/2009 4:37:19 PM |
| zone6 | $100.00 | $100.00 | 10/20/2009 4:39:04 PM |
| sas19 | $25.00 | $25.00 | 10/20/2009 4:37:40 PM |
| justice-dna | $25.00 | $25.00 | 10/20/2009 4:38:10 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:37:09 PM |
| gold-tsunami | $25.00 | $25.00 | 10/20/2009 4:40:04 PM |
| DukSerduk | $25.00 | $25.00 | 10/20/2009 4:37:26 PM |
| inventive-funds | $25.00 | $25.00 | 10/20/2009 4:37:55 PM |
| BlindProphet | $25.00 | $25.00 | 10/20/2009 4:37:59 PM |
| dr-dollar | $25.00 | $25.00 | 10/20/2009 4:39:13 PM |
| nzlxjwek | $25.00 | $25.00 | 10/20/2009 4:40:55 PM |
| czar3 | $25.00 | $25.00 | 10/20/2009 4:38:30 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:41:36 PM |
| vkorichkov | $25.00 | $25.00 | 10/20/2009 4:41:58 PM |
| don8ter | $60.00 | $60.00 | 10/20/2009 4:42:54 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/20/2009 4:40:48 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:40:59 PM |
| elegant-bonus | $25.00 | $25.00 | 10/20/2009 4:41:16 PM |
| GElender | $50.00 | $50.00 | 10/20/2009 4:41:25 PM |
| MTLoans | $25.00 | $25.00 | 10/20/2009 4:41:51 PM |
| dpfl55 | $25.00 | $25.00 | 10/20/2009 4:42:02 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/20/2009 4:42:46 PM |
| CULPEPPERGROUP | $25.00 | $20.35 | 10/20/2009 4:44:37 PM |
| rmachi | $25.00 | $25.00 | 10/20/2009 4:43:17 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:43:27 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:21:01 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:21:32 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:21:47 PM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 7:43:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:15:25 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:25:02 AM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:52:12 PM |
| unk1911 | $50.00 | $50.00 | 10/22/2009 10:23:06 AM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:42 AM |
| loanman2007 | $75.00 | $75.00 | 10/23/2009 12:32:32 PM |
| nhm | $50.00 | $50.00 | 10/23/2009 3:41:46 PM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:24:46 PM |
| fostaman | $25.00 | $25.00 | 10/23/2009 7:46:16 PM |
| 133 bids
|
Borrower Payment Dependent Notes Series
429411
This series of Notes was issued and sold upon the funding of the borrower loan #39185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.66% |
Starting monthly payment:
| $56.63 |
|
Final lender yield:
| 20.15% |
Final borrower rate/APR:
| 21.15% / 23.66% |
Final monthly payment:
| $56.63 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.18% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 91 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,995 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 100% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| dupa1998 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2009)
680-700
(Jul-2008)
640-660
(Jun-2008)
640-660
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
No Delinquent Credit
Purpose of loan:
To consolidate and pay down?debt.
My financial situation:
Single mother, working to rebuild credit score, after custody expenses.? Employed with the federal government for more than 18 years.??
Credit score is low, but as you can see, I do not have?any negative and/or?delinquent items.?
Previous proper borrower,?account paid back in less than 60 days.? There will be no problem with me paying for this?loan, if?funded.???
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/20/2009 4:17:41 PM |
| tnjohnso | $25.00 | $25.00 | 10/23/2009 9:39:12 AM |
| zento | $25.00 | $25.00 | 10/23/2009 10:46:08 PM |
| szasza | $50.00 | $50.00 | 10/24/2009 9:10:59 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/24/2009 6:24:18 AM |
| szasza | $50.00 | $50.00 | 10/24/2009 9:12:22 AM |
| us957165 | $25.00 | $25.00 | 10/25/2009 7:32:16 PM |
| mercuriant | $25.00 | $25.00 | 10/26/2009 9:16:57 AM |
| building_community | $50.00 | $50.00 | 10/26/2009 10:35:36 AM |
| reflective-rupee | $300.00 | $300.00 | 10/26/2009 10:35:40 AM |
| 1SteelerFan | $50.00 | $50.00 | 10/26/2009 12:42:40 PM |
| Trondheim_Norway | $75.00 | $75.00 | 10/26/2009 2:32:03 PM |
| transaction-circuit | $25.00 | $25.00 | 10/26/2009 3:37:31 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:48:25 PM |
| FinanceEngine | $30.00 | $30.00 | 10/26/2009 1:27:08 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/26/2009 2:39:44 PM |
| szasza | $50.00 | $50.00 | 10/24/2009 9:11:44 AM |
| EretzCapital | $50.00 | $50.00 | 10/25/2009 7:34:43 AM |
| Cromag | $25.00 | $25.00 | 10/25/2009 8:43:24 AM |
| 101010 | $100.00 | $100.00 | 10/25/2009 1:07:33 PM |
| 101010 | $50.00 | $50.00 | 10/25/2009 1:10:03 PM |
| sparkling-contract7 | $50.00 | $50.00 | 10/26/2009 6:32:08 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:45:53 AM |
| vennp | $30.00 | $30.00 | 10/26/2009 11:11:41 AM |
| purposeful-gold | $25.00 | $25.00 | 10/26/2009 11:20:04 AM |
| chevygal | $50.00 | $50.00 | 10/26/2009 3:48:20 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 3:47:22 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/26/2009 1:35:51 PM |
| 113121 | $25.00 | $5.00 | 10/26/2009 3:28:00 PM |
| investment-cluster | $35.00 | $35.00 | 10/26/2009 4:47:58 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/26/2009 4:49:09 PM |
| umfan123 | $25.00 | $25.00 | 10/26/2009 5:23:39 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
429501
This series of Notes was issued and sold upon the funding of the borrower loan #39195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 17.50% |
Starting borrower rate/APR:
| 18.50% / 20.72% |
Starting monthly payment:
| $72.81 |
|
Final lender yield:
| 13.79% |
Final borrower rate/APR:
| 14.79% / 16.96% |
Final monthly payment:
| $69.13 |
| |
|
Auction yield range:
| 4.27% - 17.50% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.64% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 19
/
18 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 51 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $77,338 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| order-american |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off bills
Purpose of loan:
This loan will be used to?
catch up on bills
My financial situation:
I am a good candidate for this loan because?I have a good credit rating and pay bills on time. I need to catch up on some unexpected increases in bills
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please indicate your monthly net income and expenses? thanks - reflective-rupee
A:
Hi
net income is $5200
mortgage $1864
car load $354
car insurance $530
credit cards $700
utilities $300
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agab | $25.00 | $2.12 | 10/21/2009 3:54:27 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/21/2009 4:05:46 PM |
| shag2 | $25.00 | $25.00 | 10/21/2009 4:08:55 PM |
| CallMeBen | $25.00 | $25.00 | 10/21/2009 4:14:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/21/2009 4:17:27 PM |
| building_community | $25.00 | $25.00 | 10/21/2009 4:21:32 PM |
| RadCad1 | $50.00 | $50.00 | 10/21/2009 4:18:13 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/22/2009 6:01:38 AM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 6:14:38 AM |
| mosby | $50.00 | $50.00 | 10/22/2009 6:17:55 AM |
| twjh | $25.00 | $25.00 | 10/22/2009 6:02:59 AM |
| dlg | $25.52 | $25.52 | 10/22/2009 11:22:59 AM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:37:40 PM |
| affluence-tulip | $47.10 | $47.10 | 10/23/2009 1:21:52 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:44 PM |
| SV-AZ | $25.00 | $25.00 | 10/23/2009 5:03:19 PM |
| mspiggybank | $100.00 | $100.00 | 10/23/2009 8:57:59 PM |
| JBG | $25.00 | $25.00 | 10/23/2009 10:56:08 PM |
| RgPro | $80.26 | $80.26 | 10/24/2009 9:26:33 AM |
| auction-chomper4 | $25.00 | $25.00 | 10/24/2009 4:39:13 PM |
| XopherMV | $25.00 | $25.00 | 10/25/2009 1:27:29 PM |
| mister_waffle | $25.00 | $25.00 | 10/21/2009 4:01:32 PM |
| SnE | $25.00 | $25.00 | 10/21/2009 4:08:32 PM |
| sparkmeister | $25.00 | $25.00 | 10/21/2009 4:08:57 PM |
| sagemoto | $25.00 | $25.00 | 10/21/2009 4:08:31 PM |
| inforapenny | $25.00 | $25.00 | 10/21/2009 4:18:24 PM |
| Halos2002 | $50.00 | $50.00 | 10/21/2009 4:19:05 PM |
| vinayski | $25.00 | $25.00 | 10/21/2009 4:30:16 PM |
| REBizGuy | $50.00 | $50.00 | 10/21/2009 4:29:41 PM |
| caseattle | $25.00 | $25.00 | 10/21/2009 4:31:10 PM |
| davidmanheim | $25.00 | $25.00 | 10/21/2009 4:31:29 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/21/2009 4:33:06 PM |
| minista | $25.00 | $25.00 | 10/21/2009 8:13:10 PM |
| JTHarris | $100.00 | $100.00 | 10/22/2009 7:46:29 AM |
| here2lend | $25.00 | $25.00 | 10/22/2009 3:38:19 PM |
| scredneck | $50.00 | $50.00 | 10/22/2009 4:09:02 PM |
| dn0pes | $25.00 | $25.00 | 10/22/2009 5:01:57 PM |
| a-reasonable-return | $100.00 | $100.00 | 10/23/2009 7:54:16 AM |
| M_V | $100.00 | $100.00 | 10/23/2009 9:24:12 AM |
| Bigsaver | $25.00 | $25.00 | 10/23/2009 9:24:09 AM |
| shortblondemark | $25.00 | $25.00 | 10/23/2009 11:16:09 AM |
| LarryNY | $25.00 | $25.00 | 10/23/2009 11:36:35 AM |
| roadster199 | $25.00 | $25.00 | 10/23/2009 11:06:26 AM |
| sshgfwb | $25.00 | $25.00 | 10/23/2009 12:00:31 PM |
| powersjq | $25.00 | $25.00 | 10/23/2009 12:41:11 PM |
| investorrr | $25.00 | $25.00 | 10/23/2009 4:13:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 4:55:45 PM |
| troubleman50 | $70.00 | $70.00 | 10/23/2009 8:55:53 PM |
| Halehuaka_i | $50.00 | $50.00 | 10/24/2009 5:53:57 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/24/2009 7:22:10 PM |
| 101010 | $50.00 | $50.00 | 10/26/2009 8:03:58 AM |
| 51 bids
|
Borrower Payment Dependent Notes Series
429515
This series of Notes was issued and sold upon the funding of the borrower loan #39163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 21.02% |
Starting borrower rate/APR:
| 22.02% / 24.28% |
Starting monthly payment:
| $133.70 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.25% |
Final monthly payment:
| $131.86 |
| |
|
Auction yield range:
| 8.27% - 21.02% |
Estimated loss impact:
| 7.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $98 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| poetic-exchange |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My basement was flooded :( Help...
Purpose of loan:
This loan will be used to clean out and redo my basement that was recently flooded.? I must have the work done to take out the carpet and a portion of the dry walls to prevent any mildew from growing and harming the health of my family.
My financial situation:
I am a good candidate for this loan because I own a home and I receive $1104.00 per month and do not have too many expenses. My daughter and her family live with me and I only pay a small portion of the mortgage $450.00 and I only have one credit card that I pay off usually very quickly. I am left with $600.00 a month and so I thought that this would be a good option for?me. I hope that Prosper Lenders will consider my listing.
Thank you very much in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| vkorichkov | $30.00 | $30.00 | 10/20/2009 4:08:58 PM |
| Raven39 | $25.00 | $25.00 | 10/20/2009 4:09:03 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:09:17 PM |
| bleacher | $25.00 | $25.00 | 10/20/2009 4:09:24 PM |
| Usurious | $25.00 | $25.00 | 10/20/2009 4:09:42 PM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:10:06 PM |
| benroo | $25.00 | $25.00 | 10/20/2009 4:10:18 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/20/2009 4:10:38 PM |
| booksleuth | $50.00 | $50.00 | 10/20/2009 4:10:49 PM |
| project07 | $25.00 | $25.00 | 10/20/2009 4:09:08 PM |
| poppinkid | $25.00 | $25.00 | 10/20/2009 4:09:10 PM |
| ready-pound | $25.00 | $25.00 | 10/20/2009 4:11:24 PM |
| idojudo123 | $25.00 | $25.00 | 10/20/2009 4:09:22 PM |
| UREC001 | $25.00 | $25.00 | 10/20/2009 4:11:27 PM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 4:09:27 PM |
| Skady3love | $25.00 | $25.00 | 10/20/2009 4:11:40 PM |
| Messudieh | $25.00 | $25.00 | 10/20/2009 4:09:55 PM |
| worth-revelry | $25.00 | $25.00 | 10/20/2009 4:11:58 PM |
| Cheburashka | $25.00 | $25.00 | 10/20/2009 4:10:19 PM |
| LR_Biker | $25.00 | $25.00 | 10/20/2009 4:12:44 PM |
| bss97603 | $50.00 | $50.00 | 10/20/2009 4:13:01 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:11:02 PM |
| reciprocate | $50.00 | $50.00 | 10/20/2009 4:13:03 PM |
| Vang | $25.00 | $25.00 | 10/20/2009 4:09:18 PM |
| silver-allotment | $25.00 | $25.00 | 10/20/2009 4:09:39 PM |
| realinvestora | $25.00 | $25.00 | 10/20/2009 4:11:23 PM |
| highcountry1 | $25.00 | $25.00 | 10/20/2009 4:11:28 PM |
| twodollars | $25.00 | $25.00 | 10/20/2009 4:09:53 PM |
| metro457 | $25.00 | $25.00 | 10/20/2009 4:13:42 PM |
| bebeshor | $25.00 | $25.00 | 10/20/2009 4:11:38 PM |
| commerce-champion | $25.00 | $25.00 | 10/20/2009 4:10:07 PM |
| OCBLUE | $25.00 | $25.00 | 10/20/2009 4:11:44 PM |
| spitzbergen | $25.00 | $25.00 | 10/20/2009 4:13:48 PM |
| crazycool | $35.00 | $35.00 | 10/20/2009 4:10:44 PM |
| lcole32 | $25.00 | $25.00 | 10/20/2009 4:12:23 PM |
| SPB | $25.00 | $25.00 | 10/20/2009 4:11:10 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:11:17 PM |
| ITExec | $69.13 | $69.13 | 10/20/2009 4:11:22 PM |
| davechris870 | $25.00 | $25.00 | 10/20/2009 4:11:30 PM |
| historic-fund | $50.00 | $50.00 | 10/20/2009 4:11:34 PM |
| get30inc | $25.00 | $25.00 | 10/20/2009 4:13:34 PM |
| Carpetkid | $25.00 | $25.00 | 10/20/2009 4:12:17 PM |
| Patrician | $50.00 | $50.00 | 10/20/2009 4:12:22 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 4:12:28 PM |
| kanakakm | $25.00 | $25.00 | 10/20/2009 4:12:30 PM |
| jktravl | $25.00 | $25.00 | 10/20/2009 4:13:56 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:14:01 PM |
| reaction5 | $25.00 | $25.00 | 10/20/2009 4:12:59 PM |
| Gibbyland | $50.00 | $50.00 | 10/20/2009 4:13:14 PM |
| Wangersinc | $25.00 | $25.00 | 10/20/2009 4:14:02 PM |
| bxdoc | $150.00 | $113.69 | 10/20/2009 4:14:10 PM |
| robot777 | $40.00 | $40.00 | 10/20/2009 4:21:59 PM |
| d_grbg | $25.00 | $25.00 | 10/20/2009 4:29:32 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 4:29:47 PM |
| brainy-dedication | $25.00 | $25.00 | 10/20/2009 5:01:51 PM |
| junes08 | $25.00 | $25.00 | 10/20/2009 8:27:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 12:22:16 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:36:32 PM |
| fsa3 | $25.00 | $25.00 | 10/20/2009 4:09:27 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/20/2009 4:10:10 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/20/2009 4:10:14 PM |
| Supernick | $50.00 | $50.00 | 10/20/2009 4:10:56 PM |
| Weaverville | $50.00 | $50.00 | 10/20/2009 4:11:06 PM |
| anwn | $25.00 | $25.00 | 10/20/2009 4:09:09 PM |
| Savings_EQ_Dignity | $27.86 | $27.86 | 10/20/2009 4:09:11 PM |
| KwikLoan | $25.00 | $25.00 | 10/20/2009 4:11:36 PM |
| Tapu22 | $50.00 | $50.00 | 10/20/2009 4:09:30 PM |
| Sefotonga | $25.00 | $25.00 | 10/20/2009 4:11:41 PM |
| unix_jedi | $50.00 | $50.00 | 10/20/2009 4:09:58 PM |
| mpatrick | $50.00 | $50.00 | 10/20/2009 4:11:56 PM |
| AF-Chief | $25.00 | $25.00 | 10/20/2009 4:12:01 PM |
| TQLender | $25.00 | $25.00 | 10/20/2009 4:12:42 PM |
| a-responsible-return | $25.00 | $25.00 | 10/20/2009 4:12:56 PM |
| bigbryan98 | $25.00 | $25.00 | 10/20/2009 4:11:03 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:13:06 PM |
| Lam0nt | $25.00 | $25.00 | 10/20/2009 4:11:08 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/20/2009 4:13:27 PM |
| coolspeed | $25.00 | $25.00 | 10/20/2009 4:09:45 PM |
| jhouman | $25.00 | $25.00 | 10/20/2009 4:13:31 PM |
| Lax | $25.00 | $25.00 | 10/20/2009 4:11:32 PM |
| tender-gold | $25.00 | $25.00 | 10/20/2009 4:11:39 PM |
| bikedc | $25.00 | $25.00 | 10/20/2009 4:10:09 PM |
| Hondo | $25.00 | $25.00 | 10/20/2009 4:11:59 PM |
| Dohshooter | $50.00 | $50.00 | 10/20/2009 4:12:04 PM |
| Davidson2 | $25.00 | $25.00 | 10/20/2009 4:12:18 PM |
| tmillerosu | $25.00 | $25.00 | 10/20/2009 4:12:36 PM |
| 3am-preacher | $25.00 | $25.00 | 10/20/2009 4:12:47 PM |
| nikgod | $25.00 | $25.00 | 10/20/2009 4:11:25 PM |
| favorite-dollar | $25.00 | $25.00 | 10/20/2009 4:12:54 PM |
| treasure-ace | $25.00 | $25.00 | 10/20/2009 4:11:31 PM |
| beleza | $38.32 | $38.32 | 10/20/2009 4:11:43 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:13:28 PM |
| educationfirst | $25.00 | $25.00 | 10/20/2009 4:12:10 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/20/2009 4:12:12 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/20/2009 4:13:36 PM |
| TIC0331 | $100.00 | $100.00 | 10/20/2009 4:12:24 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/20/2009 4:13:47 PM |
| Toastsr | $50.00 | $50.00 | 10/20/2009 4:14:08 PM |
| helpful-dough | $25.00 | $25.00 | 10/20/2009 4:12:50 PM |
| desertoasis | $50.00 | $50.00 | 10/20/2009 4:13:11 PM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 4:13:55 PM |
| BuffetRocks | $50.00 | $50.00 | 10/20/2009 4:29:30 PM |
| mdreiss | $25.00 | $25.00 | 10/20/2009 4:29:33 PM |
| five-star-justice | $36.00 | $36.00 | 10/20/2009 4:27:07 PM |
| wildguy | $25.00 | $25.00 | 10/20/2009 4:36:50 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/20/2009 4:43:55 PM |
| EEasyMoney | $25.00 | $25.00 | 10/20/2009 5:00:18 PM |
| jonn834 | $25.00 | $25.00 | 10/20/2009 8:52:53 PM |
| building_community | $50.00 | $50.00 | 10/20/2009 9:23:15 PM |
| Bill33716 | $25.00 | $25.00 | 10/21/2009 11:13:41 AM |
| 110 bids
|
Borrower Payment Dependent Notes Series
429947
This series of Notes was issued and sold upon the funding of the borrower loan #39201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 31.43% |
Starting monthly payment:
| $41.08 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 28.90% |
Final monthly payment:
| $39.76 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 5
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| green-precious-order |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit card
Purpose of loan:
This loan will be used to?Credit Card?
My financial situation:
I am a good candidate for this loan because? I have a good work history and good about paying my debt back
Monthly net income: $ 2,600
Monthly expenses: $
??Housing: $ 300.00
??Insurance: $?75.00
??Car expenses: $ 300.00
??Utilities: $ 100.00
??Phone, cable, internet: $
??Food, entertainment: $ 75.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 140.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
could you tell us specifically what card and what rate this will go towards and also more about your job?
Thanks and good luck. - Hawkeyebank
A:
The loan will be going toward my Visa Credit card. My job is Custmer Services Resp at a Medical supply company. I have been with the company for 3yr and we are located in Morrisville,NC. I get payed every 2weeks so paying the loan back won't be a problem. We have locations across the united states. My last job was 7yr i aways got a job to take care of my family and pay my bills. I hope I answer your question if you have any more question feel free to ask . Thank alot Haweyebank
(Oct-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SweetHoneyPot | $25.00 | $25.00 | 10/22/2009 9:54:22 AM |
| Brown98 | $25.00 | $25.00 | 10/22/2009 10:05:17 AM |
| EngineersAlliance | $70.17 | $70.17 | 10/22/2009 10:13:37 AM |
| IPG1 | $25.00 | $25.00 | 10/22/2009 4:59:31 PM |
| marwadi-62 | $50.00 | $50.00 | 10/22/2009 5:35:28 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 9:15:54 AM |
| FinanceEngine | $25.00 | $25.00 | 10/23/2009 5:55:49 PM |
| goofy15975 | $25.00 | $25.00 | 10/24/2009 11:50:14 AM |
| felicity-daydream | $25.00 | $25.00 | 10/26/2009 9:32:34 AM |
| seadogs | $25.00 | $25.00 | 10/26/2009 2:16:00 PM |
| MOVet | $25.00 | $25.00 | 10/27/2009 7:30:08 AM |
| zento | $25.00 | $25.00 | 10/27/2009 8:51:37 AM |
| Thunder08 | $25.00 | $25.00 | 10/27/2009 10:46:10 AM |
| foothillender | $25.00 | $25.00 | 10/22/2009 1:29:01 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/22/2009 5:58:45 PM |
| 101010 | $125.00 | $125.00 | 10/22/2009 8:55:17 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/23/2009 7:52:31 AM |
| pimpin-aint-easy | $25.00 | $25.00 | 10/23/2009 10:25:48 AM |
| enthusiastic-market2 | $50.00 | $50.00 | 10/23/2009 1:15:08 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 4:50:12 PM |
| forthright-dedication | $25.00 | $25.00 | 10/26/2009 5:34:27 PM |
| a-finance-nirvana | $300.00 | $224.83 | 10/27/2009 6:24:18 AM |
| Maksimus | $30.00 | $30.00 | 10/27/2009 8:58:10 AM |
| 23 bids
|
Borrower Payment Dependent Notes Series
430163
This series of Notes was issued and sold upon the funding of the borrower loan #39183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-23-2009 |
| |
Auction end date:
| Oct-27-2009 |
|
|
Starting lender yield:
| 11.00% |
Starting borrower rate/APR:
| 12.00% / 12.35% |
Starting monthly payment:
| $49.82 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 9.34% |
Final monthly payment:
| $47.70 |
| |
|
Auction yield range:
| 3.27% - 11.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.40% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 27
/
24 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 53 | Length of status: | 17y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $73,630 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 53% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| baldeji |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 840-860
(Oct-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to? I would like pay off a high interest credit card. The bank changed the terms. They doubled the minimum payment and raised?the interest. I don't want to do business with this company anymore. Its not a large amount but I don't want to give anymore of my money to this company. I would like to?continue doing business with the people?of Prosper. This gives me choice of who I want to do business with.???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????
My financial situation:
I am a good candidate for this loan because? I pay all my bills on time and I have a decent income. I am a responsible person. I am a returning customer. I successfully? paid off a Prosper?Loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the balance and interest rate of the card you want to pay off? Do you have any other unsecured debt? Balances and rates please. Thanks much. - BAEVentures
A:
3,000. 25%. Citibank raised my interest and minimum payment amount. Yes I do. I am slowly paying off my debt. With Prosper it gives me a choice of who I want to do business with.
(Oct-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| manuvns | $25.00 | $25.00 | 10/23/2009 3:57:50 PM |
| Syzygy | $25.00 | $25.00 | 10/23/2009 4:12:07 PM |
| flwah | $50.00 | $50.00 | 10/23/2009 4:05:19 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 4:14:01 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:35:25 PM |
| festivecpl | $100.00 | $100.00 | 10/24/2009 6:07:41 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:58:43 PM |
| SchaeferJ | $25.00 | $25.00 | 10/26/2009 2:28:46 PM |
| hellasow | $30.00 | $30.00 | 10/26/2009 8:03:21 PM |
| wild-orange | $500.00 | $500.00 | 10/26/2009 11:09:12 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/23/2009 4:04:41 PM |
| zento | $25.00 | $25.00 | 10/23/2009 4:04:36 PM |
| robchrst | $200.00 | $200.00 | 10/23/2009 4:22:58 PM |
| Prezotus | $25.00 | $25.00 | 10/23/2009 4:25:48 PM |
| vinayski | $25.00 | $25.00 | 10/23/2009 4:23:28 PM |
| PotBellyPete | $25.00 | $25.00 | 10/23/2009 4:26:32 PM |
| minista | $25.00 | $25.00 | 10/23/2009 4:14:16 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:35:11 PM |
| GeoLender | $25.00 | $15.70 | 10/23/2009 4:35:40 PM |
| 101010 | $100.00 | $100.00 | 10/23/2009 7:03:54 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/24/2009 6:37:35 AM |
| nehemiah65 | $29.30 | $29.30 | 10/23/2009 10:43:28 PM |
| loanman2007 | $50.00 | $50.00 | 10/25/2009 12:54:53 PM |
| n036939 | $25.00 | $25.00 | 10/26/2009 1:09:43 PM |
| bluefinch | $25.00 | $25.00 | 10/27/2009 9:16:37 AM |
| 25 bids
|
Borrower Payment Dependent Notes Series
421352
This series of Notes was issued and sold upon the funding of the borrower loan #39179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $94.38 |
|
Final lender yield:
| 18.90% |
Final borrower rate/APR:
| 19.90% / 22.14% |
Final monthly payment:
| $92.78 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.96% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,714 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| clemlchris |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting ready for a new baby alone
Purpose of loan:
This loan will be used to? Pay off high interest credit cards.? I am getting ready for a new baby in about 6 weeks.? Unfortunately, I am doing this on my own without any help.
My financial situation:
I am a good candidate for this loan because? I am trying diligently to restore good credit and pay off all my debt after a disastrous divorce - I make payments on time and am more than happy to make the payments automatic. I would like to regain control over my money and I believe this would help me achieve that.?
I don't plan on opening any more revolving credit cards and I hope to one day purchase a place to call home.? Thanks for considering my request!
Monthly net income: $ 2150
Monthly expenses: $
??Housing: $ 500
??Insurance: $?68.50
??Car expenses: $?336.61
??Utilities: $ 150
??Phone, cable, internet: $?100
??Food, entertainment: $ 125?
??Credit cards and other loans: $?300 (This will be elimated if I get this loan.)
??Other expenses: $?50 (gas & minor maintenance)
??Soon to have daycare: $600
? Soon to have formula & diapers: $225
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
can you give us some more information on your job?
Thanks and good luck - Hawkeyebank
A:
I work as a regional account manager for a large property development company. Thanks!
(Oct-15-2009)
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
Unfortunately, I already tried going that route before coming here. I dont have much family and the ones I do have are in the same boat as me these days. Thanks!!
(Oct-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JTHarris | $50.00 | $50.00 | 10/13/2009 10:13:08 AM |
| Brown98 | $25.00 | $25.00 | 10/13/2009 10:24:13 AM |
| EngineersAlliance | $100.00 | $100.00 | 10/13/2009 10:41:14 AM |
| building_community | $25.00 | $25.00 | 10/13/2009 6:14:15 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:29:48 PM |
| shark1234 | $25.00 | $25.00 | 10/13/2009 8:29:52 PM |
| Tazeme | $25.00 | $25.00 | 10/14/2009 6:14:02 AM |
| massuot | $25.00 | $25.00 | 10/14/2009 6:56:01 AM |
| goldlender | $25.00 | $25.00 | 10/15/2009 12:37:50 AM |
| Halos2002 | $100.00 | $100.00 | 10/15/2009 9:15:41 AM |
| marwadi-62 | $25.00 | $25.00 | 10/15/2009 4:31:35 PM |
| Syzygy | $25.00 | $25.00 | 10/15/2009 6:37:23 PM |
| himanshuko | $25.00 | $25.00 | 10/16/2009 12:11:57 PM |
| 108lender | $200.00 | $200.00 | 10/16/2009 10:09:20 AM |
| gluon | $50.00 | $50.00 | 10/16/2009 2:51:01 PM |
| FAUVERSTIEN | $25.00 | $25.00 | 10/16/2009 6:56:02 PM |
| scientists | $25.00 | $25.00 | 10/17/2009 4:38:57 PM |
| herman7 | $25.00 | $25.00 | 10/18/2009 11:33:34 AM |
| atlas100 | $25.00 | $25.00 | 10/18/2009 1:17:32 PM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 3:02:02 PM |
| Easystreet | $25.00 | $25.00 | 10/18/2009 6:56:29 PM |
| rocky1a | $25.96 | $25.96 | 10/18/2009 8:30:17 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/19/2009 5:18:55 AM |
| JauaFlash | $25.00 | $25.00 | 10/19/2009 9:41:05 AM |
| Gazelles4U | $25.84 | $25.84 | 10/19/2009 3:25:59 PM |
| GreenHill | $25.00 | $25.00 | 10/19/2009 3:42:14 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:09:33 PM |
| ds5184 | $31.65 | $31.65 | 10/19/2009 4:35:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 9:02:47 PM |
| glazeddonuts | $25.00 | $25.00 | 10/20/2009 12:36:24 AM |
| rbgnr111 | $46.94 | $46.94 | 10/20/2009 7:52:34 AM |
| crjmechanic | $25.00 | $25.00 | 10/20/2009 7:56:53 AM |
| sorace | $50.00 | $50.00 | 10/20/2009 6:57:11 AM |
| SlickNick | $32.91 | $32.91 | 10/20/2009 7:18:29 AM |
| financial-frenzy | $50.00 | $25.00 | 10/20/2009 6:45:37 AM |
| whittlesey31 | $48.15 | $48.15 | 10/20/2009 9:31:01 AM |
| Bill88 | $30.00 | $30.00 | 10/20/2009 9:37:21 AM |
| bid-wonder | $25.00 | $25.00 | 10/13/2009 10:30:51 AM |
| witty-compassion | $25.00 | $25.00 | 10/14/2009 12:15:23 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/14/2009 5:07:56 AM |
| davidc314 | $50.00 | $50.00 | 10/16/2009 11:09:22 AM |
| buphigam | $25.00 | $25.00 | 10/16/2009 3:08:11 PM |
| kulender | $50.00 | $50.00 | 10/17/2009 3:53:53 AM |
| hellasow | $25.00 | $25.00 | 10/17/2009 12:12:31 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/19/2009 7:04:40 AM |
| PotBellyPete | $50.00 | $50.00 | 10/19/2009 11:37:38 AM |
| GALMUL | $25.00 | $25.00 | 10/19/2009 12:14:40 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:26:46 PM |
| LarWit1512 | $25.00 | $25.00 | 10/19/2009 4:41:24 PM |
| cemseller | $25.00 | $25.00 | 10/19/2009 4:22:16 PM |
| paymaster1 | $34.78 | $34.78 | 10/19/2009 5:25:38 PM |
| profreshonal | $25.00 | $25.00 | 10/19/2009 8:03:06 PM |
| treasure-transporter | $100.00 | $100.00 | 10/19/2009 6:02:47 PM |
| payout-magician | $50.00 | $50.00 | 10/19/2009 8:01:39 PM |
| alvinsl | $25.00 | $25.00 | 10/20/2009 4:41:08 AM |
| Rothgoe | $113.12 | $113.12 | 10/19/2009 9:35:55 PM |
| BuzzyBee336 | $25.00 | $25.00 | 10/19/2009 10:13:34 PM |
| XayV03 | $50.00 | $50.00 | 10/19/2009 10:38:37 PM |
| martymaniaman | $25.00 | $25.00 | 10/20/2009 5:59:40 AM |
| mala54 | $25.00 | $25.00 | 10/20/2009 5:32:03 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:21:11 AM |
| unixx | $50.00 | $50.00 | 10/20/2009 6:49:07 AM |
| eretro | $60.65 | $60.65 | 10/20/2009 8:30:01 AM |
| jonric777 | $25.00 | $25.00 | 10/20/2009 9:14:53 AM |
| peso-bonaza | $25.00 | $25.00 | 10/20/2009 9:17:45 AM |
| 65 bids
|
Borrower Payment Dependent Notes Series
427290
This series of Notes was issued and sold upon the funding of the borrower loan #39180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 29.75% |
Final borrower rate/APR:
| 30.75% / 34.79% |
Final monthly payment:
| $42.86 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.74% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.01% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 12 | Length of status: | 2y 1m |
|
Amount delinquent:
| $8,120 |
Revolving credit balance:
| $460 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| professional-economy1 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
One fell swoop to my credit balance
Purpose of loan:
My credit balance is actually lower than the $8000 quoted in the report - this money will greatly reduce my remaining balance.
My financial situation:
I have steady income and have an excellent federal job!
Monthly net income: $ 3000 ????
Monthly expenses: $
??Housing: $
650
??Insurance: $
0
??Car expenses: $
0
??Utilities: $
100
??Phone, cable, internet: $
120
??Food, entertainment: $
100
??Clothing, household expenses $
100
??Credit cards and other loans: $ 20
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Whya are you delinquent, it looks like you have enough income to pay your bills. - the-profit-oracle
A:
It's the report from Equifax - it lists two or three creditors all on the same amount. One of them continues to report the account as current and thus it shows up on my credit report. I recently just paid off a different creditor which hasn't been registered on my credit report either. I owe a remaining total of around $1000, which is the reason for this request.
(Oct-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-visionary | $40.00 | $40.00 | 10/21/2009 2:40:50 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/21/2009 5:40:09 PM |
| vigorous-moola | $25.00 | $25.00 | 10/22/2009 6:43:49 AM |
| Snoopylover | $25.00 | $25.00 | 10/22/2009 11:40:34 AM |
| ice518 | $25.00 | $25.00 | 10/22/2009 1:08:13 PM |
| aliasqalias | $35.00 | $35.00 | 10/22/2009 1:35:50 PM |
| Oakdog68 | $50.00 | $50.00 | 10/22/2009 3:29:16 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:11:05 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 2:43:30 PM |
| REITRUST | $25.00 | $25.00 | 10/22/2009 3:15:13 PM |
| affluence-cargo | $25.00 | $0.14 | 10/22/2009 3:26:34 PM |
| gpuck | $25.00 | $25.00 | 10/21/2009 9:33:20 PM |
| Chillito | $25.58 | $25.58 | 10/22/2009 1:45:52 AM |
| glenium | $25.00 | $25.00 | 10/22/2009 9:11:33 AM |
| zone6 | $67.16 | $67.16 | 10/22/2009 9:17:43 AM |
| PotBellyPete | $25.00 | $25.00 | 10/22/2009 6:44:25 AM |
| barkochva | $25.00 | $25.00 | 10/22/2009 6:49:06 AM |
| building_community | $25.00 | $25.00 | 10/22/2009 8:33:27 AM |
| EretzCapital | $50.00 | $50.00 | 10/22/2009 9:14:49 AM |
| Lender12 | $57.30 | $57.30 | 10/22/2009 9:58:10 AM |
| EODLEGS | $25.00 | $25.00 | 10/22/2009 10:10:30 AM |
| Rule62 | $25.00 | $25.00 | 10/22/2009 11:06:31 AM |
| DaddyBill | $25.00 | $25.00 | 10/22/2009 10:33:53 AM |
| Bikerider | $60.00 | $60.00 | 10/22/2009 11:50:47 AM |
| Happyhourcomics | $25.00 | $25.00 | 10/22/2009 12:08:37 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 1:34:55 PM |
| Cambium | $25.00 | $25.00 | 10/22/2009 2:08:35 PM |
| Cashlender1992 | $39.82 | $39.82 | 10/22/2009 3:08:50 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 2:41:16 PM |
| relentless-gain3 | $25.00 | $25.00 | 10/22/2009 3:30:22 PM |
| 0403 | $25.00 | $25.00 | 10/22/2009 3:55:29 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
427594
This series of Notes was issued and sold upon the funding of the borrower loan #39191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 23.52% |
Starting borrower rate/APR:
| 24.52% / 27.08% |
Starting monthly payment:
| $59.26 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.51% |
Final monthly payment:
| $56.51 |
| |
|
Auction yield range:
| 8.27% - 23.52% |
Estimated loss impact:
| 8.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 33 | Length of status: | 3y 1m |
|
Amount delinquent:
| $466 |
Revolving credit balance:
| $7,016 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| fields5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card!?
My financial situation:
I am a good candidate for this loan because I take my debts seriously and am at a point where I just would like to
pay off my high interest rate credit card. I can continue to pay this high interest rate as I currently do, though
I would certainly appreciate having to pay less overall through a lower
interest rate, and better to put my interest expense into individuals'
hands rather than the big banks!
Monthly income $2500
Monthly expenses: $1,715.00
??Housing: $550.00 (rent, all utilities paid except for electric)
??Insurance: $25.00
? Utilities: $30.00
(electric)
? Cell phone, internet: $100
??Food, entertainment: $300.00
??Credit
cards: $300.00
? Student loans: $500
? Car: 0$ (paid off)
One thing that dose not show in my credit profile is that the 2 delinquent accounts where paid off one week ago.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/8/2009 8:16:43 PM |
| Unitas4302 | $50.00 | $50.00 | 10/16/2009 10:45:25 PM |
| building_community | $25.00 | $25.00 | 10/17/2009 9:22:50 PM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:44:44 PM |
| tnjohnso | $25.00 | $25.00 | 10/19/2009 8:18:44 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/20/2009 3:10:03 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 9:18:21 PM |
| JTHarris | $50.00 | $50.00 | 10/21/2009 4:34:28 PM |
| Mowtown | $50.00 | $50.00 | 10/21/2009 7:36:50 PM |
| glenium | $25.00 | $25.00 | 10/22/2009 3:24:50 AM |
| ronin4sale | $25.00 | $25.00 | 10/22/2009 6:29:17 AM |
| niq4soccer | $25.00 | $25.00 | 10/22/2009 7:12:00 AM |
| Leshan | $75.00 | $75.00 | 10/22/2009 8:23:18 AM |
| felicity-daydream | $25.00 | $25.00 | 10/22/2009 1:29:00 PM |
| aliasqalias | $25.00 | $25.00 | 10/22/2009 1:46:40 PM |
| Logan7 | $25.00 | $25.00 | 10/22/2009 2:08:14 PM |
| foothillender | $25.00 | $25.00 | 10/9/2009 8:17:58 AM |
| seadogs | $25.00 | $25.00 | 10/9/2009 12:23:54 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:18:38 PM |
| MrOglesby | $25.00 | $25.00 | 10/21/2009 11:30:22 AM |
| SkinnyFish | $25.00 | $25.00 | 10/21/2009 2:36:59 PM |
| a-reasonable-return | $25.00 | $22.30 | 10/21/2009 3:04:14 PM |
| fantastic-cash | $50.00 | $50.00 | 10/21/2009 6:53:48 PM |
| realtormoises | $25.00 | $25.00 | 10/21/2009 7:14:42 PM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:47:22 AM |
| maga | $50.00 | $50.00 | 10/22/2009 3:05:07 AM |
| bxdoc | $175.00 | $175.00 | 10/22/2009 9:30:08 AM |
| crdcteng | $25.00 | $25.00 | 10/22/2009 8:38:55 AM |
| MrLeft | $25.00 | $25.00 | 10/22/2009 1:53:41 PM |
| DMKAssetManagement | $127.70 | $127.70 | 10/22/2009 2:36:05 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:17:28 PM |
| klemer | $25.00 | $25.00 | 10/22/2009 1:52:27 PM |
| Rip128 | $50.00 | $50.00 | 10/22/2009 3:40:10 PM |
| bitano | $50.00 | $50.00 | 10/22/2009 3:53:31 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:54:12 PM |
| worldly-marketplace | $25.00 | $25.00 | 10/22/2009 3:58:29 PM |
| Rip128 | $50.00 | $50.00 | 10/22/2009 3:55:37 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
427874
This series of Notes was issued and sold upon the funding of the borrower loan #39177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-640 (Oct-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 24y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,881 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 98% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 8 | | | | |
|
Screen name:
| rdnck84404 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Sep-2009)
620-640
(Jul-2009)
620-640
(Oct-2008)
560-580
(Sep-2007)
|
|
Principal balance:
| $866.28 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Grandson is on the way
Purpose of loan: Need to replace?windows and remodel my daughters room. She has a new baby on the way and I need to replace her windows and put in new carpet.?The room is very drafty. Not so good for a newborn baby.
I will pay back my current prosper loan and use the rest of the money to prepare her room for my new grandchild
We really need your help
I am a good candidate for this loan because: I currently have a prosper loan and have paid on it for for over?2 years now never late.??I always pay my bills no matter what. .?Thank you for your attention.
Monthly net income: $ My net is $5600.00 my wifes is $ 1800.00
Monthly expenses: $
??Housing: $ 1399.00
??Insurance: $ 121.00
??Car expenses: $ 800.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 800.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You are asking to borrow $2000.00, but you list your expenses as around $2500.00 less per month than your income. Why don't you just pay it [the $2000.00] out of your income later this month? - Toastmaster007
A:
just in case my answer didnt make it lastime,
I am trying to build my saving back up after having to pay for my daughters baby.
I will be deploying again in January and just want to have as much money saved up as I can in case something happens while I am deployed
I hope my anser is satisfactory for you
Jim
(Oct-14-2009)
Q:
Could you please explain the 1 public record in the last 10 years? thanks - reflective-rupee
A:
I would be happy to.
I filled for Bankruptcy in 2005 due to my divorce. We had a house which both of us were on the loan. When my wife and I were divorced she recieved posession of the house. She would not refiance the loan and take the house off my credit report. Thinking back I probably wouldnt do that again but that is why I have a public record.
I hope this answer is satisfactory.
Let me know if I can help with anything else
Thanks again
Jim
(Oct-26-2009)
Q:
Jim, please see my page. good luck - Tono
A:
I did and thank you very much
If I dont get my loan this time I will take that advise
oh and my Grandson arrived an hour ago
Jim
(Oct-26-2009)
Q:
Congrats on the arrival. Just put the total figure in your answer for new lenders to see. good luck - Tono
A:
Thank you again
My total expenses are 3905.00
I am posting this on advice from Tono
Thanks again
(Oct-26-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $200.00 | $200.00 | 10/13/2009 9:58:36 AM |
| kingbob | $25.46 | $25.46 | 10/13/2009 1:47:02 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/20/2009 3:53:54 PM |
| Flying_Tilapia | $25.00 | $25.00 | 10/20/2009 7:34:41 PM |
| bankbuddy55 | $50.00 | $50.00 | 10/22/2009 7:10:15 PM |
| Chiss | $25.00 | $25.00 | 10/23/2009 12:08:42 PM |
| rooster63 | $52.46 | $52.46 | 10/23/2009 7:52:18 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/24/2009 11:25:25 AM |
| balance-warrior | $25.00 | $25.00 | 10/24/2009 10:09:56 AM |
| gethope | $25.00 | $25.00 | 10/24/2009 8:19:31 PM |
| redcat57 | $25.00 | $25.00 | 10/26/2009 1:16:50 PM |
| TheAlchemist | $25.00 | $25.00 | 10/26/2009 2:02:01 PM |
| DANTHEMAN2 | $25.00 | $25.00 | 10/26/2009 4:32:04 PM |
| gluon | $25.00 | $25.00 | 10/26/2009 2:29:29 PM |
| Tono | $25.00 | $25.00 | 10/26/2009 6:43:23 PM |
| goodcents | $25.00 | $25.00 | 10/26/2009 6:30:35 PM |
| bunnybear | $65.53 | $65.53 | 10/26/2009 5:38:35 PM |
| capital-galaxy | $100.00 | $100.00 | 10/26/2009 7:00:43 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 10:33:15 PM |
| Unitas4302 | $100.00 | $100.00 | 10/16/2009 10:48:47 PM |
| epic-payout | $200.00 | $200.00 | 10/19/2009 7:10:45 AM |
| reflective-rupee | $175.00 | $175.00 | 10/19/2009 9:51:40 PM |
| Toastmaster007 | $25.00 | $25.00 | 10/20/2009 12:06:52 PM |
| shrewd-asset | $25.00 | $25.00 | 10/21/2009 6:19:09 PM |
| Iza13 | $25.00 | $25.00 | 10/21/2009 7:46:30 PM |
| Iceman1347 | $25.00 | $25.00 | 10/22/2009 8:43:47 PM |
| unk1911 | $25.00 | $25.00 | 10/23/2009 6:48:18 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 7:58:47 AM |
| community-pipeline | $25.00 | $25.00 | 10/23/2009 10:33:08 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/25/2009 5:06:02 PM |
| blkfroggy | $25.00 | $25.00 | 10/26/2009 9:03:22 AM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/26/2009 1:04:18 PM |
| maga | $25.00 | $25.00 | 10/26/2009 12:33:55 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 3:42:47 PM |
| a-finance-nirvana | $200.00 | $200.00 | 10/26/2009 4:16:10 PM |
| Tono | $25.00 | $25.00 | 10/26/2009 4:30:38 PM |
| wmealhouse | $50.00 | $50.00 | 10/26/2009 5:14:32 PM |
| Lubava | $25.00 | $25.00 | 10/26/2009 7:02:31 PM |
| best-magical-dollar | $25.00 | $6.55 | 10/26/2009 7:32:51 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
428552
This series of Notes was issued and sold upon the funding of the borrower loan #39151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $79.70 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $77.42 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,130 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 15% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| razor3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TRAVEL
Purpose of loan:
This loan will be used to? SUPPORT TRAVEL ABROAD
My financial situation:
I am a good candidate for this loan because? I HAVE A SECOND JOB AS ADDED INCOME
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| One1putt | $25.00 | $25.00 | 10/14/2009 4:08:22 PM |
| DonaldColorado | $25.00 | $25.00 | 10/14/2009 4:10:59 PM |
| Weaverville | $25.00 | $25.00 | 10/14/2009 4:17:07 PM |
| abidos | $25.00 | $25.00 | 10/14/2009 4:16:46 PM |
| bchen78875 | $50.00 | $50.00 | 10/14/2009 4:17:16 PM |
| icon7 | $50.00 | $50.00 | 10/14/2009 4:18:23 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/14/2009 4:19:40 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2009 4:17:10 PM |
| uncleegg | $25.00 | $25.00 | 10/14/2009 4:20:06 PM |
| goofy15975 | $25.00 | $25.00 | 10/14/2009 4:19:29 PM |
| zone6 | $75.00 | $75.00 | 10/14/2009 4:19:43 PM |
| justice-dna | $25.00 | $25.00 | 10/14/2009 4:17:50 PM |
| czar3 | $25.00 | $25.00 | 10/14/2009 4:18:06 PM |
| KailuaLender | $25.00 | $25.00 | 10/14/2009 4:22:31 PM |
| Halos2002 | $50.00 | $50.00 | 10/14/2009 4:22:38 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/14/2009 4:19:02 PM |
| Havana21 | $50.00 | $50.00 | 10/14/2009 4:19:34 PM |
| supersarah61 | $25.00 | $25.00 | 10/14/2009 4:22:15 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2009 4:19:52 PM |
| VBAces | $75.00 | $75.00 | 10/14/2009 4:22:42 PM |
| dr-dollar | $25.00 | $25.00 | 10/14/2009 4:20:11 PM |
| ThomasC | $25.00 | $5.00 | 10/14/2009 4:22:59 PM |
| SchaeferJ | $25.00 | $25.00 | 10/14/2009 4:28:32 PM |
| junes08 | $50.00 | $50.00 | 10/14/2009 5:42:39 PM |
| blot44 | $50.00 | $50.00 | 10/14/2009 9:27:22 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/20/2009 8:37:37 AM |
| Okeey | $25.00 | $25.00 | 10/20/2009 5:03:50 PM |
| nicebank | $25.00 | $25.00 | 10/20/2009 6:13:38 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:26:29 PM |
| Snoopylover | $25.00 | $25.00 | 10/21/2009 6:03:27 AM |
| PotBellyPete | $25.00 | $25.00 | 10/21/2009 11:50:24 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:12:18 PM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 4:08:55 PM |
| transparency-giant | $65.00 | $65.00 | 10/14/2009 4:10:11 PM |
| windfall46 | $25.00 | $25.00 | 10/14/2009 4:13:23 PM |
| sas19 | $25.00 | $25.00 | 10/14/2009 4:17:23 PM |
| Barak | $80.00 | $80.00 | 10/14/2009 4:17:32 PM |
| inventive-funds | $25.00 | $25.00 | 10/14/2009 4:17:39 PM |
| compoundinterest | $50.00 | $50.00 | 10/14/2009 4:17:47 PM |
| personal-lender | $25.00 | $25.00 | 10/14/2009 4:16:53 PM |
| hawker | $100.00 | $100.00 | 10/14/2009 4:18:09 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/14/2009 4:17:26 PM |
| gracej | $25.00 | $25.00 | 10/14/2009 4:17:53 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/14/2009 4:17:56 PM |
| thedreamer | $25.00 | $25.00 | 10/14/2009 4:18:03 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/14/2009 4:18:53 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/14/2009 4:18:11 PM |
| kulender | $25.00 | $25.00 | 10/14/2009 4:16:50 PM |
| BlindProphet | $25.00 | $25.00 | 10/14/2009 4:17:43 PM |
| kid8549 | $25.00 | $25.00 | 10/14/2009 4:18:01 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/14/2009 4:18:14 PM |
| FlexFunding | $100.00 | $100.00 | 10/14/2009 4:22:46 PM |
| kenji4861 | $50.00 | $50.00 | 10/14/2009 4:22:28 PM |
| slartibardfast | $25.00 | $25.00 | 10/14/2009 4:22:36 PM |
| hellasow | $25.00 | $25.00 | 10/15/2009 4:17:59 AM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:26:04 PM |
| PBanker | $25.00 | $25.00 | 10/19/2009 12:33:19 PM |
| FundMaker | $25.00 | $25.00 | 10/19/2009 1:15:53 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/19/2009 9:28:39 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 10:27:38 PM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 9:57:42 AM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:08:15 PM |
| kulender | $100.00 | $100.00 | 10/20/2009 8:47:20 PM |
| flwah | $50.00 | $50.00 | 10/21/2009 6:08:40 AM |
| PotBellyPete | $25.00 | $25.00 | 10/21/2009 11:50:31 AM |
| jybank | $25.00 | $25.00 | 10/21/2009 10:25:33 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/21/2009 3:53:41 PM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 4:04:05 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
428680
This series of Notes was issued and sold upon the funding of the borrower loan #39207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 16.76% |
Starting borrower rate/APR:
| 17.76% / 19.97% |
Starting monthly payment:
| $324.29 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $312.21 |
| |
|
Auction yield range:
| 6.27% - 16.76% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,619 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 54% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| dough-brilliance2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Upgrade
Purpose of loan:
This loan will be used to buy an equipment for my business to increase clientele. Our company exists since 2006. We are a Full Service Medical Spa and Wellness Center. ?We?re located in a strip mall directly across from one of the most concurrent shopping mall in South Florida metropolitan area where an affluent part of town usually frequents. ?Our retail location is A-type rated and we have secured a 10-year lease at this facility.? Our target clientele is 70% women and 30% male in their 30?s, 40?s, and early 50?s encompass by upper-middle-class career-person, Mr. or Ms. professional, or average middle-class career-person: Mr. or Ms. hard worker. ?My wife is responsible for the day-to-day operations of the clinic and I am responsible for the sales and marketing components. ?She has been a medical aesthetician involved in health and beauty sector for over 10 years and she has a deep understanding on how to cater to this selected audience of clients.?
My financial situation: ??
I am a good candidate for this loan because..
.
1. I have a very good full-time job (software engineer) earning?$96,000/yr?
2. My mortgage is only $1400
3. My car paid
4. My wife car is also paid
5. We only have $300 in utilities
Information in the Description is not verified.
Friends And Family Winning Bids
Danickita has bid a total of
$25.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dospapalotes | $25.00 | $25.00 | 10/15/2009 4:43:12 PM |
| glalat | $25.00 | $25.00 | 10/15/2009 4:43:18 PM |
| MGMNT | $25.00 | $25.00 | 10/15/2009 4:43:28 PM |
| galtsgulch | $25.00 | $25.00 | 10/15/2009 4:44:32 PM |
| Frenchynh | $25.00 | $25.00 | 10/15/2009 4:44:37 PM |
| rellotsf | $50.00 | $50.00 | 10/15/2009 4:43:04 PM |
| krazydavet | $25.00 | $25.00 | 10/15/2009 4:43:07 PM |
| irrelevant | $25.00 | $25.00 | 10/15/2009 4:43:09 PM |
| jbarron | $25.00 | $25.00 | 10/15/2009 4:43:29 PM |
| bxdoc | $75.00 | $75.00 | 10/15/2009 4:45:42 PM |
| Carpetkid | $25.00 | $25.00 | 10/15/2009 4:45:51 PM |
| scoobiedoo | $25.00 | $25.00 | 10/15/2009 4:45:54 PM |
| Raser | $25.00 | $25.00 | 10/15/2009 4:43:52 PM |
| friendly-gold | $25.00 | $25.00 | 10/15/2009 4:46:17 PM |
| coolspeed | $25.00 | $25.00 | 10/15/2009 4:44:16 PM |
| BidPlace | $25.00 | $25.00 | 10/15/2009 4:46:33 PM |
| Kijib | $25.00 | $25.00 | 10/15/2009 4:44:29 PM |
| Onesiphorus | $25.00 | $25.00 | 10/15/2009 4:44:37 PM |
| helpful-dough | $25.00 | $25.00 | 10/15/2009 4:46:55 PM |
| BBL | $25.00 | $25.00 | 10/15/2009 4:43:15 PM |
| nicklds | $25.00 | $25.00 | 10/15/2009 4:43:24 PM |
| Bubbasnestegg | $25.00 | $25.00 | 10/15/2009 4:47:30 PM |
| rose88 | $25.00 | $25.00 | 10/15/2009 4:43:49 PM |
| Apeman00 | $25.00 | $25.00 | 10/15/2009 4:47:34 PM |
| LongTail | $25.00 | $25.00 | 10/15/2009 4:44:33 PM |
| windfall46 | $25.00 | $25.00 | 10/15/2009 4:46:10 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/15/2009 4:46:15 PM |
| Supernick | $25.00 | $25.00 | 10/15/2009 4:45:30 PM |
| educationfirst | $25.00 | $25.00 | 10/15/2009 4:45:44 PM |
| TQLender | $25.00 | $25.00 | 10/15/2009 4:46:45 PM |
| Schleproque | $25.00 | $25.00 | 10/15/2009 4:46:49 PM |
| kumpa2u | $25.00 | $25.00 | 10/15/2009 4:46:03 PM |
| 3am-preacher | $25.00 | $25.00 | 10/15/2009 4:46:53 PM |
| five-star-justice | $36.00 | $36.00 | 10/15/2009 4:48:49 PM |
| loiosh | $25.00 | $25.00 | 10/15/2009 4:46:58 PM |
| honorable-yield | $25.00 | $25.00 | 10/15/2009 4:49:00 PM |
| aldeed | $25.00 | $25.00 | 10/15/2009 4:46:22 PM |
| bss97603 | $50.00 | $50.00 | 10/15/2009 4:47:20 PM |
| unclejaef | $25.00 | $25.00 | 10/15/2009 4:49:18 PM |
| mtquan | $25.00 | $25.00 | 10/15/2009 4:47:28 PM |
| AvailableFunds | $25.00 | $25.00 | 10/15/2009 4:47:33 PM |
| wwwUniversal | $25.00 | $25.00 | 10/15/2009 4:47:39 PM |
| Patter256 | $25.00 | $25.00 | 10/15/2009 4:47:52 PM |
| theQuietLender | $25.00 | $25.00 | 10/15/2009 4:50:13 PM |
| head | $25.00 | $25.00 | 10/15/2009 4:50:27 PM |
| Trinkaloki | $25.00 | $25.00 | 10/15/2009 4:50:31 PM |
| mpactlender | $25.00 | $25.00 | 10/15/2009 4:50:38 PM |
| T-Bizzone | $25.00 | $25.00 | 10/15/2009 4:47:32 PM |
| desertoasis | $50.00 | $50.00 | 10/15/2009 4:47:38 PM |
| Gibbyland | $50.00 | $50.00 | 10/15/2009 4:47:51 PM |
| the-silver-blaster | $40.00 | $40.00 | 10/15/2009 4:48:07 PM |
| Banker7371 | $25.00 | $25.00 | 10/15/2009 4:51:15 PM |
| thedreamer | $25.00 | $25.00 | 10/15/2009 4:51:19 PM |
| get30inc | $25.00 | $25.00 | 10/15/2009 4:48:18 PM |
| shawnw2 | $50.00 | $50.00 | 10/15/2009 4:48:21 PM |
| fortytwo | $150.00 | $150.00 | 10/15/2009 4:48:24 PM |
| Hondo | $25.00 | $25.00 | 10/15/2009 4:49:00 PM |
| spitzbergen | $25.00 | $25.00 | 10/15/2009 4:49:17 PM |
| abidos | $25.00 | $25.00 | 10/15/2009 4:52:07 PM |
| flwah | $25.00 | $25.00 | 10/15/2009 4:49:25 PM |
| YogaDude34 | $50.00 | $50.00 | 10/15/2009 4:52:18 PM |
| Sixmil | $25.00 | $25.00 | 10/15/2009 4:49:35 PM |
| Havana21 | $50.00 | $50.00 | 10/15/2009 4:52:21 PM |
| chlebie | $50.00 | $50.00 | 10/15/2009 4:49:39 PM |
| czar3 | $30.00 | $30.00 | 10/15/2009 4:52:33 PM |
| Toastsr | $50.00 | $50.00 | 10/15/2009 4:49:56 PM |
| Syzygy | $25.00 | $25.00 | 10/15/2009 4:50:04 PM |
| helpu88 | $25.00 | $25.00 | 10/15/2009 4:50:22 PM |
| Tasmir | $25.00 | $25.00 | 10/15/2009 4:50:25 PM |
| AF-Chief | $35.00 | $35.00 | 10/15/2009 4:50:37 PM |
| PatRichi | $25.00 | $25.00 | 10/15/2009 4:50:48 PM |
| skiberdad | $32.54 | $32.54 | 10/15/2009 4:50:02 PM |
| janicewill | $25.00 | $25.00 | 10/15/2009 4:51:07 PM |
| MARSTUN | $50.00 | $50.00 | 10/15/2009 4:50:09 PM |
| chekat | $25.00 | $25.00 | 10/15/2009 4:50:18 PM |
| assetmanager | $25.00 | $25.00 | 10/15/2009 4:50:31 PM |
| gamp | $25.00 | $25.00 | 10/15/2009 4:50:47 PM |
| jdl424 | $25.00 | $25.00 | 10/15/2009 4:50:55 PM |
| Hexnut | $25.00 | $25.00 | 10/15/2009 4:51:03 PM |
| SDNLR | $25.00 | $25.00 | 10/15/2009 4:52:18 PM |
| djh47a | $30.00 | $30.00 | 10/15/2009 4:52:36 PM |
| DukSerduk | $25.00 | $25.00 | 10/15/2009 4:52:05 PM |
| icon7 | $50.00 | $50.00 | 10/15/2009 4:53:34 PM |
| SNH | $50.00 | $50.00 | 10/15/2009 4:52:42 PM |
| jybank | $25.00 | $25.00 | 10/15/2009 4:59:44 PM |
| minista | $25.00 | $25.00 | 10/15/2009 5:01:27 PM |
| loanasauras | $25.00 | $25.00 | 10/15/2009 4:58:36 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:25:52 PM |
| FG9YTR | $25.00 | $25.00 | 10/15/2009 5:00:33 PM |
| wwwUniversal | $25.00 | $25.00 | 10/15/2009 5:01:15 PM |
| zento | $25.00 | $25.00 | 10/15/2009 5:02:06 PM |
| REBizGuy | $25.01 | $25.01 | 10/15/2009 5:43:27 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/15/2009 7:08:06 PM |
| davidc314 | $50.00 | $50.00 | 10/16/2009 8:17:23 AM |
| Bigheadboy | $25.00 | $25.00 | 10/17/2009 8:30:02 AM |
| mbf2234 | $50.00 | $50.00 | 10/17/2009 2:15:43 PM |
| liederhaus | $36.43 | $36.43 | 10/18/2009 7:56:08 AM |
| Bigsaver | $25.00 | $25.00 | 10/17/2009 6:01:46 PM |
| Oupa-George | $25.00 | $25.00 | 10/18/2009 9:03:43 AM |
| JTHarris | $75.00 | $75.00 | 10/18/2009 9:14:41 AM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:35:07 PM |
| credit-czar5 | $25.00 | $25.00 | 10/18/2009 9:06:06 PM |
| ufmikey | $50.00 | $50.00 | 10/18/2009 1:36:55 PM |
| massuot | $25.00 | $25.00 | 10/19/2009 8:31:55 AM |
| jcquiroz | $50.00 | $50.00 | 10/19/2009 11:43:54 AM |
| T-Bizzone | $25.00 | $25.00 | 10/19/2009 11:13:52 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/19/2009 11:49:20 AM |
| ez2helpu | $150.00 | $150.00 | 10/20/2009 4:10:29 AM |
| Searlzy | $25.00 | $25.00 | 10/20/2009 10:15:31 AM |
| crazyinjun | $25.00 | $25.00 | 10/20/2009 2:25:55 PM |
| income-fortress | $70.00 | $70.00 | 10/20/2009 4:43:56 PM |
| beachbum22 | $25.00 | $25.00 | 10/20/2009 5:30:11 PM |
| fair-dollar | $75.00 | $75.00 | 10/20/2009 7:37:27 PM |
| vb3jmg | $25.00 | $25.00 | 10/21/2009 9:32:55 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 2:56:38 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/21/2009 4:33:01 PM |
| StanTheMan | $25.00 | $25.00 | 10/21/2009 5:41:02 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 4:57:18 PM |
| farchoir | $25.00 | $25.00 | 10/21/2009 6:35:59 PM |
| worth-matador | $25.00 | $25.00 | 10/21/2009 8:53:01 PM |
| enlightenment5 | $50.00 | $50.00 | 10/21/2009 11:17:58 PM |
| nashibaksi | $25.00 | $25.00 | 10/21/2009 7:41:42 PM |
| freedom3 | $500.00 | $500.00 | 10/22/2009 4:35:44 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:48:55 AM |
| BankOfThomas | $25.74 | $25.74 | 10/22/2009 10:48:00 AM |
| FG9YTR | $47.45 | $47.45 | 10/22/2009 11:30:24 AM |
| deepclear | $100.00 | $100.00 | 10/22/2009 1:45:29 PM |
| Hartfelt | $40.00 | $40.00 | 10/22/2009 1:59:45 PM |
| wild-orange | $25.00 | $25.00 | 10/22/2009 4:08:02 PM |
| padewy | $25.00 | $25.00 | 10/22/2009 4:13:26 PM |
| bdruss | $25.00 | $25.00 | 10/22/2009 4:13:44 PM |
| merlin981 | $43.77 | $43.77 | 10/22/2009 4:38:16 PM |
| Memphis-King | $40.00 | $40.00 | 10/22/2009 4:03:12 PM |
| drummer427 | $25.00 | $25.00 | 10/15/2009 4:43:13 PM |
| DrStaff | $26.99 | $26.99 | 10/15/2009 4:43:19 PM |
| wifibank | $25.00 | $25.00 | 10/15/2009 4:43:26 PM |
| 888168 | $25.00 | $25.00 | 10/15/2009 4:43:31 PM |
| imagenki | $25.00 | $25.00 | 10/15/2009 4:43:54 PM |
| 108lender | $75.00 | $75.00 | 10/15/2009 4:44:17 PM |
| jgar_O | $25.00 | $25.00 | 10/15/2009 4:44:31 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/15/2009 4:44:33 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 4:43:06 PM |
| andrewnar | $25.00 | $25.00 | 10/15/2009 4:43:09 PM |
| lender281 | $25.00 | $25.00 | 10/15/2009 4:43:25 PM |
| Weaverville | $25.00 | $25.00 | 10/15/2009 4:45:35 PM |
| bazaar-ruler | $25.00 | $25.00 | 10/15/2009 4:43:32 PM |
| lounges | $50.00 | $50.00 | 10/15/2009 4:43:45 PM |
| Patrician | $50.00 | $50.00 | 10/15/2009 4:45:59 PM |
| hogdriver | $25.00 | $25.00 | 10/15/2009 4:43:51 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/15/2009 4:43:57 PM |
| Synergism | $25.00 | $25.00 | 10/15/2009 4:44:40 PM |
| Jeff89 | $25.00 | $25.00 | 10/15/2009 4:43:08 PM |
| Hogpilot | $25.00 | $25.00 | 10/15/2009 4:43:14 PM |
| KLCRAY | $50.00 | $50.00 | 10/15/2009 4:43:16 PM |
| a-responsible-return | $25.00 | $25.00 | 10/15/2009 4:47:10 PM |
| ITExec | $80.00 | $80.00 | 10/15/2009 4:43:20 PM |
| mmaurer | $30.00 | $30.00 | 10/15/2009 4:47:16 PM |
| mikeandcat | $50.00 | $50.00 | 10/15/2009 4:43:23 PM |
| ErikB | $25.00 | $25.00 | 10/15/2009 4:43:27 PM |
| smallfry | $25.00 | $25.00 | 10/15/2009 4:47:33 PM |
| lizard_lips | $25.00 | $25.00 | 10/15/2009 4:43:50 PM |
| metro457 | $25.00 | $25.00 | 10/15/2009 4:45:36 PM |
| BerkeleyBonds | $25.00 | $25.00 | 10/15/2009 4:44:34 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 10/15/2009 4:44:39 PM |
| crazycool | $25.00 | $25.00 | 10/15/2009 4:44:52 PM |
| mmckune | $25.00 | $25.00 | 10/15/2009 4:48:06 PM |
| skuba | $25.00 | $25.00 | 10/15/2009 4:44:56 PM |
| jhouman | $25.00 | $25.00 | 10/15/2009 4:48:14 PM |
| booksleuth | $50.00 | $50.00 | 10/15/2009 4:45:12 PM |
| kanakakm | $25.00 | $25.00 | 10/15/2009 4:46:13 PM |
| mdreiss | $25.00 | $25.00 | 10/15/2009 4:48:37 PM |
| junes08 | $25.00 | $25.00 | 10/15/2009 4:48:48 PM |
| dm_invest | $25.00 | $25.00 | 10/15/2009 4:46:07 PM |
| ScottW | $25.00 | $25.00 | 10/15/2009 4:46:57 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/15/2009 4:49:04 PM |
| reaction5 | $25.00 | $25.00 | 10/15/2009 4:47:15 PM |
| ah-long | $25.00 | $25.00 | 10/15/2009 4:46:39 PM |
| GATrust | $50.00 | $50.00 | 10/15/2009 4:47:31 PM |
| LR_Biker | $25.00 | $25.00 | 10/15/2009 4:46:48 PM |
| turbine5 | $25.00 | $25.00 | 10/15/2009 4:49:49 PM |
| TommyTucker | $50.00 | $50.00 | 10/15/2009 4:47:55 PM |
| gilbow | $25.00 | $25.00 | 10/15/2009 4:47:57 PM |
| jibe-set | $50.00 | $50.00 | 10/15/2009 4:47:58 PM |
| leftcoast52 | $25.00 | $25.00 | 10/15/2009 4:48:01 PM |
| profit33r | $25.00 | $25.00 | 10/15/2009 4:48:05 PM |
| BlueSummers | $50.00 | $50.00 | 10/15/2009 4:50:12 PM |
| anders94 | $69.74 | $69.74 | 10/15/2009 4:50:17 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/15/2009 4:50:29 PM |
| reciprocate | $50.00 | $50.00 | 10/15/2009 4:47:24 PM |
| takabanana | $25.00 | $25.00 | 10/15/2009 4:47:29 PM |
| ClearLake | $25.00 | $25.00 | 10/15/2009 4:48:20 PM |
| rdrloan | $25.00 | $25.00 | 10/15/2009 4:51:01 PM |
| d_grbg | $25.00 | $25.00 | 10/15/2009 4:48:29 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/15/2009 4:51:06 PM |
| new-reward-sequoia | $25.00 | $25.00 | 10/15/2009 4:51:09 PM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 4:48:12 PM |
| new-goal-return | $25.00 | $25.00 | 10/15/2009 4:48:52 PM |
| BuffetRocks | $50.00 | $50.00 | 10/15/2009 4:48:28 PM |
| InvestorPartners | $25.00 | $25.00 | 10/15/2009 4:52:23 PM |
| gracej | $25.00 | $25.00 | 10/15/2009 4:52:27 PM |
| mathprof | $25.00 | $25.00 | 10/15/2009 4:50:00 PM |
| personal-lender | $25.00 | $25.00 | 10/15/2009 4:52:38 PM |
| Wangersinc | $25.00 | $25.00 | 10/15/2009 4:49:31 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/15/2009 4:50:21 PM |
| Dakota98 | $50.00 | $50.00 | 10/15/2009 4:50:23 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/15/2009 4:50:35 PM |
| L-vex | $25.00 | $25.00 | 10/15/2009 4:49:52 PM |
| Interloper | $25.00 | $25.00 | 10/15/2009 4:50:57 PM |
| Exia | $25.00 | $25.00 | 10/15/2009 4:50:11 PM |
| pure-deal6 | $25.00 | $25.00 | 10/15/2009 4:50:16 PM |
| tlam168 | $25.00 | $25.00 | 10/15/2009 4:50:20 PM |
| mason13a | $25.00 | $25.00 | 10/15/2009 4:50:24 PM |
| standanddeliver | $25.00 | $25.00 | 10/15/2009 4:50:34 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/15/2009 4:50:53 PM |
| dinobuddy | $25.00 | $25.00 | 10/15/2009 4:51:09 PM |
| zone6 | $25.00 | $25.00 | 10/15/2009 4:52:16 PM |
| dbluesea | $25.00 | $25.00 | 10/15/2009 4:51:16 PM |
| justice-dna | $25.00 | $25.00 | 10/15/2009 4:52:35 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/15/2009 4:52:03 PM |
| kulender | $25.00 | $25.00 | 10/15/2009 4:52:07 PM |
| rolandweary | $40.00 | $40.00 | 10/15/2009 4:53:33 PM |
| anton | $25.00 | $25.00 | 10/15/2009 4:52:24 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/15/2009 4:52:29 PM |
| silver-armada | $50.00 | $30.84 | 10/15/2009 4:53:36 PM |
| twjh | $25.00 | $25.00 | 10/15/2009 5:01:10 PM |
| bondhedger | $25.00 | $25.00 | 10/15/2009 6:44:09 PM |
| Danickita | $25.00 | $25.00 | 10/15/2009 6:41:46 PM |
| junes08 | $50.00 | $50.00 | 10/16/2009 6:01:36 AM |
| building_community | $25.00 | $25.00 | 10/16/2009 5:41:11 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 11:23:05 PM |
| meabandit | $29.20 | $29.20 | 10/17/2009 12:08:10 AM |
| wizardii | $25.00 | $25.00 | 10/17/2009 8:29:46 AM |
| RedCentre | $200.00 | $200.00 | 10/18/2009 2:11:33 PM |
| totoro | $25.00 | $25.00 | 10/19/2009 10:57:49 AM |
| PalmTreeIsland | $39.81 | $39.81 | 10/19/2009 6:11:22 PM |
| aurorafinancial | $50.00 | $50.00 | 10/19/2009 7:06:20 PM |
| Superc0ld | $50.00 | $50.00 | 10/19/2009 8:51:36 PM |
| cash-daisy | $30.00 | $30.00 | 10/20/2009 8:36:15 AM |
| kikksk | $25.00 | $25.00 | 10/20/2009 11:38:55 AM |
| rodaku | $34.60 | $34.60 | 10/20/2009 10:33:02 AM |
| turbostar666 | $33.38 | $33.38 | 10/20/2009 11:28:48 AM |
| vacation-funding | $25.00 | $25.00 | 10/20/2009 4:59:02 PM |
| massuot | $25.00 | $25.00 | 10/20/2009 5:25:10 PM |
| momentous-gold | $50.93 | $50.93 | 10/21/2009 10:02:20 AM |
| TopHat64 | $25.77 | $25.77 | 10/21/2009 4:22:02 PM |
| ajst1 | $25.00 | $25.00 | 10/21/2009 4:37:52 PM |
| generous-deal6 | $40.00 | $40.00 | 10/21/2009 8:59:53 PM |
| xlnt-loans | $26.80 | $26.80 | 10/21/2009 9:57:41 PM |
| BenR | $100.00 | $100.00 | 10/22/2009 7:53:53 AM |
| return-owner | $25.00 | $25.00 | 10/22/2009 9:34:37 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/22/2009 8:27:27 AM |
| mcabery | $50.00 | $50.00 | 10/22/2009 9:48:28 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:15:39 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:21:31 PM |
| Engineer44 | $25.00 | $25.00 | 10/22/2009 4:35:26 PM |
| BLKLOC11 | $50.00 | $50.00 | 10/22/2009 4:38:34 PM |
| 256 bids
|
Borrower Payment Dependent Notes Series
429038
This series of Notes was issued and sold upon the funding of the borrower loan #39165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $69.33 |
|
Final lender yield:
| 13.99% |
Final borrower rate/APR:
| 14.99% / 17.16% |
Final monthly payment:
| $69.32 |
| |
|
Auction yield range:
| 4.27% - 14.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 12
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,912 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| riveting-power5 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off high interest credit card
Purpose of loan:
This loan will be used to?pay off high interest credit card, I always pay my bills on time. A certain credit card company is raising my rate for no reason!!
My financial situation:I just remodeled my home, it cost more than anticipated. I work full time at a great job, I am a dental hygienist.
I am a good candidate for this loan because?I pay all my bills on time and own two homes. I would love the opportunity to give a profit to real people rather than a credit card company. I just received a raise and am working more hours to pay down my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CashProvider | $200.00 | $156.99 | 10/19/2009 1:11:55 PM |
| mrxtravis | $25.00 | $25.00 | 10/19/2009 1:16:13 PM |
| CommerciaLender | $25.00 | $25.00 | 10/19/2009 6:11:26 PM |
| Dustley | $25.00 | $25.00 | 10/20/2009 11:33:02 AM |
| puyanera | $25.00 | $25.00 | 10/21/2009 7:19:15 PM |
| deal_11 | $31.69 | $31.69 | 10/21/2009 8:29:29 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/22/2009 12:23:12 PM |
| dblaz5 | $100.00 | $100.00 | 10/22/2009 12:19:23 PM |
| principal-mermaid | $25.00 | $25.00 | 10/22/2009 12:32:38 PM |
| StrongMonty | $25.58 | $25.58 | 10/22/2009 1:33:44 PM |
| Unitas4302 | $100.00 | $100.00 | 10/22/2009 4:36:11 PM |
| EretzCapital | $100.00 | $100.00 | 10/22/2009 5:26:35 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/22/2009 4:32:00 PM |
| caseattle | $25.00 | $25.00 | 10/22/2009 4:32:46 PM |
| xhrisd | $25.00 | $25.00 | 10/22/2009 5:11:10 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:21:30 AM |
| wwwUniversal | $25.00 | $25.00 | 10/23/2009 5:42:38 AM |
| niss615 | $100.00 | $100.00 | 10/23/2009 5:42:02 AM |
| cash-daisy | $35.00 | $35.00 | 10/23/2009 7:51:10 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:21:10 AM |
| a-reasonable-return | $100.00 | $100.00 | 10/23/2009 7:50:04 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:10:09 AM |
| building_community | $50.00 | $50.00 | 10/20/2009 9:21:51 PM |
| debtcollector | $250.00 | $250.00 | 10/20/2009 9:14:49 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 2:55:43 PM |
| Stavros | $30.00 | $30.00 | 10/21/2009 4:33:18 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:27:21 PM |
| interest-friendship | $50.00 | $50.00 | 10/22/2009 9:36:49 AM |
| gelt4u | $25.00 | $25.00 | 10/22/2009 10:08:50 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/22/2009 6:03:43 PM |
| b1geasy | $45.74 | $45.74 | 10/22/2009 8:37:23 PM |
| mattblizz | $50.00 | $50.00 | 10/23/2009 12:22:44 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:20:55 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:20:42 AM |
| ONECENTATATIME | $25.00 | $25.00 | 10/22/2009 7:22:23 PM |
| JTHarris | $100.00 | $100.00 | 10/23/2009 6:10:31 AM |
| 36 bids
|
Borrower Payment Dependent Notes Series
429224
This series of Notes was issued and sold upon the funding of the borrower loan #39136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 17.95% |
Final borrower rate/APR:
| 18.95% / 21.43% |
Final monthly payment:
| $54.95 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.05% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,021 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 98% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| successful-worth1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for college: Grad Dec 2009
Purpose of loan:
This loan will be used to finish my last two months of college.? I attend Washington State University and will finish my BS in Civil and Environmental Engineering within two months.? Unexpected bills stemming from auto repair costs have dented my student budget.? I am taking a full load along with my senior project this last and final semester and do not have the ability to work even part-time.? Please remember that I?pay my bills religiously and am looking forward to raising my credit score via Prosper.
Fall Semester Budget (includes Student loans, grants, and scholarships)
Per Month:
Rent 250
Utilities 100
Food? 160
Transportation (Gas,Oil,Ins) 100
Life Insurance 28
Credit Cards 95
Health Insurance 37
Entertainment 0 - I'm an engineering student - no time for antics.
Clothing, Misc 80
Other expenses (Semester):
School Supplies? and Textbooks 700
Tuition & Fees 4500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $1,500.00 | $1,500.00 | 10/25/2009 4:16:22 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
429250
This series of Notes was issued and sold upon the funding of the borrower loan #39170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 27.47% |
Starting borrower rate/APR:
| 28.47% / 30.83% |
Starting monthly payment:
| $312.13 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $303.98 |
| |
|
Auction yield range:
| 11.27% - 27.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,272 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| economy-mushroom |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving/house improvement
Purpose of loan:
This loan will be used for my move into a new house (renting) which needs some fixing up. My current roomate was fired from her job and I had to pay 2/3 of a 2300 monthly rent for the last two months.? This coupled with me moving into a new house that needs a security deposit and first months rent has left me needing the extra cash.? I also need the money for washer/dryer, moving costs, and a little nest egg to get back on track. ?
My financial situation:
I am a good candidate for this loan because I make good money and have virtually no debt.? I work for a government contracting company as a cyber analyst and even though I make good money, my trust in certain individuals when it comes to financial responsibility has come back to nip me in the bud.? I have no problem paying bills.? I am a co-signer on a car loan, but my friend makes the payments and missed several (w/out telling me) payments which knocked my once 700+ score down almost 75 pts.?
Monthly net income: $
I make approximately 4200 a month AFTER taxes.?
Monthly expenses: $
??Housing: $
900
??Insurance: $ 350
??Car expenses: $
200
??Utilities: $
0
??Phone, cable, internet: $
200
??Food, entertainment: $
350
??Clothing, household expenses $
0
??Credit cards and other loans: $
100
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 108lender | $75.00 | $75.00 | 10/19/2009 4:01:34 PM |
| biobulator | $25.00 | $25.00 | 10/19/2009 4:01:43 PM |
| dinero-mason | $50.00 | $50.00 | 10/19/2009 4:01:48 PM |
| NoCal | $25.00 | $25.00 | 10/19/2009 4:02:37 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/19/2009 4:03:08 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/19/2009 4:03:14 PM |
| Halos2002 | $50.00 | $50.00 | 10/19/2009 4:03:48 PM |
| unclejaef | $25.00 | $25.00 | 10/19/2009 4:03:56 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/19/2009 4:03:59 PM |
| wildguy | $25.00 | $25.00 | 10/19/2009 4:04:30 PM |
| GElender | $25.00 | $25.00 | 10/19/2009 4:04:36 PM |
| fcb202 | $25.00 | $25.00 | 10/19/2009 4:04:45 PM |
| Rogelio48 | $25.00 | $25.00 | 10/19/2009 3:59:59 PM |
| five-star-note | $25.00 | $25.00 | 10/19/2009 4:12:11 PM |
| beezling | $52.00 | $52.00 | 10/19/2009 4:01:13 PM |
| scottr | $25.00 | $25.00 | 10/19/2009 4:13:00 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/19/2009 3:59:04 PM |
| loanfairy | $25.00 | $25.00 | 10/19/2009 4:16:15 PM |
| treasure-transporter | $25.00 | $25.00 | 10/19/2009 4:02:33 PM |
| Cash4YourMonthlyPayments | $25.00 | $25.00 | 10/19/2009 4:02:57 PM |
| bronzmajom | $25.00 | $25.00 | 10/19/2009 4:03:10 PM |
| AF-Chief | $25.00 | $25.00 | 10/19/2009 4:03:51 PM |
| irrelevant | $25.00 | $25.00 | 10/19/2009 4:04:02 PM |
| Banker7371 | $25.00 | $25.00 | 10/19/2009 4:04:26 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 4:04:33 PM |
| delivery | $25.00 | $25.00 | 10/19/2009 4:04:41 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 4:02:24 PM |
| Havana21 | $50.00 | $50.00 | 10/19/2009 4:02:59 PM |
| kid8549 | $25.00 | $25.00 | 10/19/2009 4:03:07 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/19/2009 4:03:59 PM |
| jhouman | $25.00 | $25.00 | 10/19/2009 4:04:10 PM |
| YogaDude34 | $25.00 | $25.00 | 10/19/2009 4:04:35 PM |
| secobarbital | $25.00 | $25.00 | 10/19/2009 4:04:40 PM |
| DaveM0 | $25.00 | $25.00 | 10/19/2009 4:14:14 PM |
| IIP77 | $25.00 | $25.00 | 10/19/2009 4:14:20 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/19/2009 4:24:11 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 5:11:26 PM |
| preciousjeni | $25.00 | $25.00 | 10/19/2009 4:33:31 PM |
| neighborly-bid | $25.00 | $25.00 | 10/19/2009 4:41:53 PM |
| turbine5 | $25.00 | $25.00 | 10/19/2009 4:41:16 PM |
| MARWARISETH | $25.00 | $25.00 | 10/19/2009 4:41:25 PM |
| ChuckieG | $45.00 | $45.00 | 10/19/2009 5:06:31 PM |
| coolspeed | $25.00 | $25.00 | 10/19/2009 5:06:36 PM |
| birddogsb | $50.00 | $50.00 | 10/19/2009 4:42:20 PM |
| able2help | $25.00 | $25.00 | 10/19/2009 4:47:15 PM |
| gig4ls | $25.00 | $25.00 | 10/19/2009 5:06:12 PM |
| Viamin | $25.00 | $25.00 | 10/19/2009 5:06:30 PM |
| SlickNick | $30.00 | $30.00 | 10/19/2009 5:19:14 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/19/2009 8:11:42 PM |
| uofm2007 | $25.00 | $25.00 | 10/19/2009 6:07:22 PM |
| snoopey100 | $25.00 | $25.00 | 10/19/2009 6:41:46 PM |
| Phantom99 | $41.65 | $41.65 | 10/20/2009 7:16:15 AM |
| derec | $25.00 | $25.00 | 10/20/2009 12:28:36 AM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 2:21:45 AM |
| -------Financer | $41.19 | $41.19 | 10/20/2009 9:26:57 AM |
| value-pole | $25.00 | $25.00 | 10/20/2009 9:31:43 AM |
| Patrician | $25.00 | $25.00 | 10/20/2009 7:57:06 AM |
| loan-squadron | $27.00 | $27.00 | 10/20/2009 9:26:55 AM |
| punctual-worth | $25.00 | $25.00 | 10/20/2009 10:24:20 AM |
| next2 | $25.00 | $25.00 | 10/20/2009 10:45:43 AM |
| jct_enterprises | $25.00 | $25.00 | 10/20/2009 10:17:24 AM |
| Tammy102800 | $25.00 | $25.00 | 10/20/2009 10:27:24 AM |
| sk8ndive | $25.00 | $25.00 | 10/20/2009 10:37:05 AM |
| Sykes66 | $25.00 | $25.00 | 10/20/2009 12:03:48 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 10:26:25 AM |
| KiwiElf | $25.00 | $25.00 | 10/20/2009 10:37:16 AM |
| Lam0nt | $25.00 | $25.00 | 10/20/2009 10:46:52 AM |
| flexiboy35 | $25.00 | $25.00 | 10/20/2009 12:28:18 PM |
| felicity-daydream | $25.00 | $25.00 | 10/20/2009 1:44:43 PM |
| mjm77_1 | $25.00 | $25.00 | 10/20/2009 12:30:46 PM |
| SDNLR | $25.00 | $25.00 | 10/20/2009 2:09:44 PM |
| dartmouth99 | $25.00 | $25.00 | 10/20/2009 1:18:46 PM |
| HoyaHeel | $25.00 | $25.00 | 10/20/2009 1:27:57 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/20/2009 12:05:39 PM |
| TenTalentSolutions | $30.00 | $30.00 | 10/20/2009 1:33:34 PM |
| FEWDollars | $25.00 | $25.00 | 10/20/2009 12:27:18 PM |
| slcchad | $25.00 | $25.00 | 10/20/2009 12:30:15 PM |
| Sitgarath | $25.00 | $25.00 | 10/20/2009 2:08:17 PM |
| dokiya777 | $25.00 | $25.00 | 10/20/2009 3:01:56 PM |
| head | $25.00 | $25.00 | 10/20/2009 5:02:10 PM |
| KevinC_63366 | $25.00 | $25.00 | 10/20/2009 5:06:34 PM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 5:18:45 PM |
| zielojo | $50.00 | $50.00 | 10/20/2009 9:32:10 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/21/2009 7:58:47 AM |
| tuneman1980 | $25.00 | $25.00 | 10/21/2009 8:32:51 AM |
| wealthstar | $25.00 | $25.00 | 10/21/2009 5:18:40 AM |
| Slowtype | $25.00 | $25.00 | 10/21/2009 8:42:49 AM |
| Sateesh | $26.97 | $26.97 | 10/21/2009 9:07:45 AM |
| maschinenbau | $25.00 | $25.00 | 10/21/2009 8:32:50 AM |
| jlr613 | $25.00 | $25.00 | 10/21/2009 8:38:45 AM |
| kegs | $60.01 | $60.01 | 10/21/2009 10:17:54 AM |
| ash135 | $25.00 | $25.00 | 10/21/2009 9:34:04 AM |
| wbahl | $25.00 | $25.00 | 10/21/2009 8:24:06 AM |
| bnlforever | $25.00 | $25.00 | 10/21/2009 8:38:48 AM |
| ChrisTJ | $25.00 | $5.68 | 10/21/2009 10:24:16 AM |
| jgar_O | $25.00 | $25.00 | 10/21/2009 3:25:06 PM |
| reflective-rupee | $25.00 | $25.00 | 10/21/2009 7:47:59 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 11:14:34 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:31:59 PM |
| goofy15975 | $25.00 | $25.00 | 10/24/2009 11:41:03 AM |
| fiserve4u | $35.00 | $35.00 | 10/24/2009 6:05:38 AM |
| upbeat-wealth | $25.00 | $25.00 | 10/25/2009 8:59:46 PM |
| MechEngLender | $36.15 | $36.15 | 10/25/2009 8:28:53 PM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:52:07 AM |
| Leshan | $25.00 | $25.00 | 10/26/2009 9:59:44 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 12:48:23 PM |
| BBL | $25.00 | $25.00 | 10/26/2009 1:07:23 PM |
| nbhz60a | $25.00 | $25.00 | 10/26/2009 1:07:26 PM |
| ElbowToast | $25.00 | $25.00 | 10/26/2009 1:07:36 PM |
| texrob20 | $25.00 | $25.00 | 10/26/2009 1:07:44 PM |
| zone6 | $81.99 | $81.99 | 10/26/2009 2:04:39 PM |
| Clicktogetmoney | $30.00 | $30.00 | 10/26/2009 2:51:12 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 12:48:11 PM |
| principal-kangaroo | $32.71 | $32.71 | 10/26/2009 2:43:38 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 3:37:03 PM |
| keynaples | $50.00 | $50.00 | 10/26/2009 1:07:27 PM |
| olin5 | $25.00 | $25.00 | 10/26/2009 3:47:03 PM |
| heroic-benefit | $25.00 | $25.00 | 10/19/2009 4:01:53 PM |
| drg6289 | $25.00 | $25.00 | 10/19/2009 4:02:26 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/19/2009 4:02:30 PM |
| treasure-bliss | $50.00 | $50.00 | 10/19/2009 4:02:53 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/19/2009 4:02:57 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/19/2009 4:03:01 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 4:03:12 PM |
| spitzbergen | $25.00 | $25.00 | 10/19/2009 4:03:52 PM |
| Wangersinc | $25.00 | $25.00 | 10/19/2009 4:03:57 PM |
| Toastsr | $25.00 | $25.00 | 10/19/2009 4:04:01 PM |
| mtquan | $25.00 | $25.00 | 10/19/2009 4:04:08 PM |
| VBAces | $25.00 | $25.00 | 10/19/2009 4:04:34 PM |
| personal-lender | $25.00 | $25.00 | 10/19/2009 4:04:39 PM |
| anton | $25.00 | $25.00 | 10/19/2009 4:04:43 PM |
| zone8 | $25.00 | $25.00 | 10/19/2009 3:57:58 PM |
| Orringo | $25.00 | $25.00 | 10/19/2009 4:13:37 PM |
| ijspence | $25.00 | $25.00 | 10/19/2009 4:14:16 PM |
| FountainShrugged | $25.00 | $25.00 | 10/19/2009 4:01:59 PM |
| charming-point | $50.00 | $50.00 | 10/19/2009 4:02:08 PM |
| loan-master996 | $50.00 | $50.00 | 10/19/2009 4:01:39 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/19/2009 4:03:54 PM |
| get30inc | $25.00 | $25.00 | 10/19/2009 4:04:00 PM |
| slartibardfast | $25.00 | $25.00 | 10/19/2009 4:02:12 PM |
| Prezotus | $25.00 | $25.00 | 10/19/2009 4:04:34 PM |
| visionary-currency | $25.00 | $25.00 | 10/19/2009 4:04:38 PM |
| louisianalender | $100.00 | $100.00 | 10/19/2009 4:04:44 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 4:02:31 PM |
| GatorBux | $25.00 | $25.00 | 10/19/2009 4:02:54 PM |
| uncleegg | $25.00 | $25.00 | 10/19/2009 4:05:23 PM |
| honorable-yield | $25.00 | $25.00 | 10/19/2009 4:03:53 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 4:04:01 PM |
| wrighco | $25.00 | $25.00 | 10/19/2009 4:04:05 PM |
| icon7 | $50.00 | $50.00 | 10/19/2009 4:04:09 PM |
| SNH | $50.00 | $50.00 | 10/19/2009 4:04:37 PM |
| djh47a | $25.00 | $25.00 | 10/19/2009 4:14:13 PM |
| catomaior | $25.00 | $25.00 | 10/19/2009 4:05:26 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/19/2009 4:14:18 PM |
| tsquared_030 | $25.00 | $25.00 | 10/19/2009 4:05:37 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/19/2009 4:14:57 PM |
| noble-revenue | $26.62 | $26.62 | 10/19/2009 4:05:40 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 4:13:52 PM |
| unk1911 | $25.00 | $25.00 | 10/19/2009 4:38:04 PM |
| andrewgl | $25.00 | $25.00 | 10/19/2009 4:14:07 PM |
| three-for-6 | $25.00 | $25.00 | 10/19/2009 4:14:12 PM |
| leverage-trident | $25.00 | $25.00 | 10/19/2009 4:14:17 PM |
| MetraLynn | $25.00 | $25.00 | 10/19/2009 4:14:21 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 4:24:09 PM |
| icess285 | $25.00 | $25.00 | 10/19/2009 4:41:42 PM |
| capital-galaxy | $32.25 | $32.25 | 10/19/2009 4:49:01 PM |
| pleasant-dime | $25.00 | $25.00 | 10/19/2009 5:06:07 PM |
| point | $25.00 | $25.00 | 10/19/2009 5:06:10 PM |
| Gibbyland | $32.69 | $32.69 | 10/19/2009 5:06:29 PM |
| nala2821 | $25.00 | $25.00 | 10/19/2009 4:33:45 PM |
| UCLA4life | $25.00 | $25.00 | 10/19/2009 4:37:56 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/19/2009 6:01:30 PM |
| rapid-power2 | $25.00 | $25.00 | 10/19/2009 4:41:25 PM |
| cornflakes100 | $25.00 | $25.00 | 10/19/2009 4:47:48 PM |
| InvestorPartners | $25.00 | $25.00 | 10/19/2009 4:41:53 PM |
| boghdan2000 | $25.00 | $25.00 | 10/19/2009 5:06:58 PM |
| srfb973 | $35.00 | $35.00 | 10/19/2009 5:11:26 PM |
| Sanford-N-Sons | $25.00 | $25.00 | 10/19/2009 5:06:17 PM |
| caledonia | $25.00 | $25.00 | 10/19/2009 7:06:23 PM |
| gluon | $25.00 | $25.00 | 10/19/2009 11:11:19 PM |
| vkorichkov | $25.00 | $25.00 | 10/19/2009 9:51:12 PM |
| LongTail | $25.00 | $25.00 | 10/19/2009 11:11:28 PM |
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 12:46:10 AM |
| Ananya | $25.00 | $25.00 | 10/20/2009 5:24:00 AM |
| TaoPooh | $25.00 | $25.00 | 10/20/2009 6:51:10 AM |
| leftcoast52 | $25.00 | $25.00 | 10/20/2009 9:27:56 AM |
| dime-fighter | $25.00 | $25.00 | 10/20/2009 9:32:23 AM |
| Helenska11 | $25.00 | $25.00 | 10/20/2009 9:36:23 AM |
| Eth | $25.00 | $25.00 | 10/20/2009 9:36:37 AM |
| javajahn | $25.00 | $25.00 | 10/20/2009 8:21:50 AM |
| elgordu | $25.00 | $25.00 | 10/20/2009 9:26:58 AM |
| LAM26 | $25.00 | $25.00 | 10/20/2009 9:27:58 AM |
| rmachi | $25.00 | $25.00 | 10/20/2009 9:21:34 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:32:01 AM |
| lendcraft | $25.00 | $25.00 | 10/20/2009 9:37:07 AM |
| L-vex | $25.00 | $25.00 | 10/20/2009 10:25:09 AM |
| HH123 | $25.00 | $25.00 | 10/20/2009 11:04:00 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/20/2009 10:20:55 AM |
| Payasoup | $35.89 | $35.89 | 10/20/2009 11:26:00 AM |
| imlosttoo | $25.00 | $25.00 | 10/20/2009 11:49:25 AM |
| agent86a | $25.00 | $25.00 | 10/20/2009 11:57:10 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/20/2009 12:28:51 PM |
| jonn834 | $25.00 | $25.00 | 10/20/2009 10:33:49 AM |
| lowrate | $25.00 | $25.00 | 10/20/2009 10:37:12 AM |
| agent86a | $50.00 | $50.00 | 10/20/2009 12:50:29 PM |
| johnayan | $25.00 | $25.00 | 10/20/2009 12:30:31 PM |
| wonder_dogs | $25.00 | $25.00 | 10/20/2009 2:43:53 PM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 3:01:45 PM |
| saffron4 | $25.00 | $25.00 | 10/20/2009 12:30:19 PM |
| leverage-monger | $50.00 | $50.00 | 10/20/2009 3:24:46 PM |
| zeelender | $25.00 | $25.00 | 10/20/2009 3:27:04 PM |
| BigDougJeeps | $25.00 | $25.00 | 10/20/2009 2:58:47 PM |
| benroo | $25.00 | $25.00 | 10/20/2009 4:01:59 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/20/2009 3:49:41 PM |
| JW-From-SoCal | $25.00 | $25.00 | 10/20/2009 3:59:46 PM |
| jcholloway831 | $25.00 | $25.00 | 10/20/2009 4:58:45 PM |
| pythia | $25.00 | $25.00 | 10/20/2009 4:44:46 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/20/2009 6:32:49 PM |
| income-rocker2 | $25.00 | $25.00 | 10/20/2009 8:02:52 PM |
| mathprof | $25.00 | $25.00 | 10/21/2009 5:03:12 AM |
| YellowJacket | $25.00 | $25.00 | 10/21/2009 7:52:44 AM |
| rdecartus | $25.00 | $25.00 | 10/21/2009 5:03:13 AM |
| runner262 | $25.00 | $25.00 | 10/21/2009 8:38:44 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/21/2009 8:38:52 AM |
| divedude | $25.00 | $25.00 | 10/21/2009 9:34:00 AM |
| knight3136 | $25.00 | $25.00 | 10/21/2009 9:33:42 AM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 10:18:20 AM |
| PatRichi | $25.00 | $25.00 | 10/21/2009 10:24:13 AM |
| ITExec | $53.99 | $53.99 | 10/21/2009 8:38:47 AM |
| GMPK_TLAS | $25.00 | $25.00 | 10/21/2009 10:24:14 AM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:39:38 PM |
| Mantis75 | $25.00 | $25.00 | 10/21/2009 5:40:58 PM |
| GatorBux | $100.00 | $100.00 | 10/22/2009 7:36:00 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 3:39:13 PM |
| Vartindar | $25.00 | $25.00 | 10/22/2009 2:23:37 PM |
| RobinHood | $50.00 | $50.00 | 10/22/2009 5:38:54 PM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 1:54:45 AM |
| Toby1montana | $35.38 | $35.38 | 10/23/2009 4:24:29 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:14:26 PM |
| forthright-dedication | $25.00 | $25.00 | 10/24/2009 8:00:39 PM |
| jfs1179 | $25.00 | $25.00 | 10/26/2009 9:46:54 AM |
| mtp | $25.00 | $25.00 | 10/26/2009 1:07:21 PM |
| plaudvr07 | $25.00 | $25.00 | 10/26/2009 2:16:45 PM |
| investment-cluster | $25.00 | $25.00 | 10/26/2009 3:23:34 PM |
| DMKAssetManagement | $100.90 | $100.90 | 10/26/2009 2:37:05 PM |
| Jeffro123456 | $35.32 | $35.32 | 10/26/2009 2:44:45 PM |
| a-finance-nirvana | $150.95 | $150.95 | 10/26/2009 3:31:28 PM |
| wild-orange | $25.00 | $25.00 | 10/26/2009 3:36:24 PM |
| ChrisKwan | $25.00 | $25.00 | 10/26/2009 1:07:24 PM |
| RadCad1 | $50.00 | $50.00 | 10/26/2009 1:07:37 PM |
| vtr1000 | $25.66 | $25.66 | 10/26/2009 1:49:27 PM |
| 251 bids
|
Borrower Payment Dependent Notes Series
429760
This series of Notes was issued and sold upon the funding of the borrower loan #39168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-22-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $98.81 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $97.37 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,000 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 54% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| waterboy911 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $32,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2009)
720-740
(Jun-2008)
820-840
(Nov-2007)
|
|
Principal balance:
| $5,324.60 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Home improvment project
Purpose of loan:
I?am finishing the renovation of?my kitchen and would like to upgrade the cabinets and flooring. I had to adjust this request from $2000 to $3000 after I learned the cabinet estimate was over $1000 dollars more with handles and hardware.....sorry to all you lenders for this oversite....it won't happen again.
My financial situation:
I am a good candidate for this loan because of my?loan repayment?history. If you are trying to invest with no risk...I am perfect for you. I always pay back my loans..even every student loan I ever had. I have borrowed $32,000 from Prosper with two seperate loans and have the balance down to around $5,500 with a perfect track record. Just trying to improve my kitchen renovation. Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| agwosdof | $50.00 | $50.00 | 10/22/2009 12:36:49 PM |
| AF-Chief | $35.00 | $35.00 | 10/22/2009 12:36:50 PM |
| flwah | $50.00 | $50.00 | 10/22/2009 12:36:56 PM |
| tallmon | $25.00 | $25.00 | 10/22/2009 12:37:10 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/22/2009 12:37:20 PM |
| Aeroman32 | $25.00 | $25.00 | 10/22/2009 12:37:29 PM |
| radiant-fund | $25.00 | $25.00 | 10/22/2009 12:34:11 PM |
| snowman34 | $25.00 | $25.00 | 10/22/2009 12:38:02 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/22/2009 12:38:11 PM |
| czar3 | $25.00 | $25.00 | 10/22/2009 12:38:15 PM |
| DonaldColorado | $25.00 | $25.00 | 10/22/2009 12:34:52 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/22/2009 12:36:29 PM |
| supersarah61 | $25.00 | $25.00 | 10/22/2009 12:36:33 PM |
| slartibardfast | $35.00 | $35.00 | 10/22/2009 12:36:35 PM |
| Tai | $25.00 | $25.00 | 10/22/2009 12:36:45 PM |
| anton | $50.00 | $50.00 | 10/22/2009 12:37:18 PM |
| vinayski | $25.00 | $25.00 | 10/22/2009 12:37:36 PM |
| kulender | $25.00 | $25.00 | 10/22/2009 12:37:46 PM |
| DukSerduk | $25.00 | $25.00 | 10/22/2009 12:37:53 PM |
| sas19 | $25.00 | $25.00 | 10/22/2009 12:38:00 PM |
| compoundinterest | $50.00 | $50.00 | 10/22/2009 12:38:05 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 10/22/2009 12:42:59 PM |
| transparency-giant | $50.00 | $50.00 | 10/22/2009 12:34:54 PM |
| Attract | $25.00 | $25.00 | 10/22/2009 12:36:42 PM |
| SNH | $50.00 | $50.00 | 10/22/2009 12:36:51 PM |
| get30inc | $50.00 | $50.00 | 10/22/2009 12:36:54 PM |
| a-responsible-return | $25.00 | $25.00 | 10/22/2009 12:36:58 PM |
| Halos2002 | $50.00 | $50.00 | 10/22/2009 12:37:05 PM |
| awwaww | $25.00 | $25.00 | 10/22/2009 12:37:26 PM |
| windfall46 | $25.00 | $25.00 | 10/22/2009 12:37:38 PM |
| bchen78875 | $50.00 | $50.00 | 10/22/2009 12:37:56 PM |
| kid8549 | $25.00 | $25.00 | 10/22/2009 12:38:13 PM |
| junes08 | $50.00 | $50.00 | 10/22/2009 4:59:40 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:17:11 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:16:53 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:15:49 AM |
| festivecpl | $25.00 | $25.00 | 10/24/2009 6:05:19 PM |
| loanman2007 | $100.00 | $100.00 | 10/25/2009 12:38:50 PM |
| adir1 | $50.00 | $50.00 | 10/25/2009 7:05:58 PM |
| datongmama | $50.00 | $50.00 | 10/25/2009 5:40:28 PM |
| turbospeed | $25.00 | $25.00 | 10/22/2009 12:37:07 PM |
| gracej | $25.00 | $25.00 | 10/22/2009 12:38:08 PM |
| Havana21 | $50.00 | $50.00 | 10/22/2009 12:38:25 PM |
| uncleegg | $25.00 | $25.00 | 10/22/2009 12:36:28 PM |
| kenji4861 | $50.00 | $50.00 | 10/22/2009 12:36:34 PM |
| wrighco | $25.00 | $25.00 | 10/22/2009 12:37:03 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/22/2009 12:37:22 PM |
| abidos | $25.00 | $25.00 | 10/22/2009 12:37:43 PM |
| personal-lender | $25.00 | $25.00 | 10/22/2009 12:37:47 PM |
| Weaverville | $25.00 | $25.00 | 10/22/2009 12:37:50 PM |
| goofy15975 | $25.00 | $25.00 | 10/22/2009 12:38:22 PM |
| CarDealer3070 | $50.00 | $34.98 | 10/22/2009 12:38:26 PM |
| FlexFunding | $100.00 | $100.00 | 10/22/2009 12:36:37 PM |
| kanakakm | $50.00 | $50.00 | 10/22/2009 12:36:47 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/22/2009 12:37:01 PM |
| dirkjan | $25.00 | $25.00 | 10/22/2009 12:37:14 PM |
| HunterSix | $25.00 | $25.00 | 10/22/2009 12:37:23 PM |
| PotBellyPete | $25.00 | $25.00 | 10/22/2009 12:37:31 PM |
| BlindProphet | $25.00 | $25.00 | 10/22/2009 12:38:03 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/22/2009 12:38:18 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/22/2009 12:38:20 PM |
| Syzygy | $25.00 | $25.00 | 10/22/2009 12:39:53 PM |
| GeoLender | $25.00 | $25.00 | 10/22/2009 5:17:28 PM |
| marwadi-62 | $300.00 | $300.00 | 10/22/2009 5:45:35 PM |
| unk1911 | $50.00 | $50.00 | 10/23/2009 6:48:06 AM |
| rmpedi33 | $100.00 | $100.00 | 10/23/2009 9:35:06 AM |
| Finspons | $30.00 | $30.00 | 10/23/2009 8:23:51 AM |
| rate-hickory | $25.00 | $25.00 | 10/23/2009 10:14:57 AM |
| market-assembler | $40.02 | $40.02 | 10/23/2009 12:41:47 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:36:01 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:55 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:51:02 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
429764
This series of Notes was issued and sold upon the funding of the borrower loan #39192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,200.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 18.52% |
Starting borrower rate/APR:
| 19.52% / 21.75% |
Starting monthly payment:
| $228.90 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $215.08 |
| |
|
Auction yield range:
| 6.27% - 18.52% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,245 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| elated-commerce2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a new car
Purpose of loan:
Is to purchase a dependable car to get to work. I am a teacher in Indianapolis and I also am a athletic trainer.? Both jobs require me to have a dependable car
My financial situation:
I am a good candidate for this loan because I have a low debt to income ratio. I also have a low credit score due to the face I?ve been responsible and never got into any debit I could not afford. Also? having a dependable car I can earn extra income and work more athletic training events (football baseball tennis etc)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $150.00 | $150.00 | 10/21/2009 3:54:24 PM |
| crazycool | $25.00 | $25.00 | 10/21/2009 3:55:22 PM |
| booksleuth | $50.00 | $50.00 | 10/21/2009 3:55:25 PM |
| Supernick | $25.00 | $25.00 | 10/21/2009 3:55:33 PM |
| REBizGuy | $50.00 | $50.00 | 10/21/2009 3:54:29 PM |
| skuba | $25.00 | $25.00 | 10/21/2009 3:57:45 PM |
| fuzed | $55.00 | $55.00 | 10/21/2009 3:57:26 PM |
| LR_Biker | $25.00 | $25.00 | 10/21/2009 3:58:09 PM |
| andrewgl | $25.00 | $25.00 | 10/21/2009 3:58:35 PM |
| unclejaef | $25.00 | $25.00 | 10/21/2009 3:58:53 PM |
| Wangersinc | $25.00 | $25.00 | 10/21/2009 3:58:59 PM |
| smartchoices4u | $25.00 | $25.00 | 10/21/2009 3:53:57 PM |
| AF-Chief | $35.00 | $35.00 | 10/21/2009 3:59:07 PM |
| mpactlender | $25.00 | $25.00 | 10/21/2009 3:59:15 PM |
| abidos | $25.00 | $25.00 | 10/21/2009 3:59:38 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/21/2009 3:59:23 PM |
| SDNLR | $25.00 | $25.00 | 10/21/2009 3:59:46 PM |
| Banker7371 | $25.00 | $25.00 | 10/21/2009 3:59:26 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/21/2009 3:59:32 PM |
| anton | $25.00 | $25.00 | 10/21/2009 4:00:00 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/21/2009 4:00:07 PM |
| justice-dna | $25.00 | $25.00 | 10/21/2009 4:00:14 PM |
| YogaDude34 | $50.00 | $50.00 | 10/21/2009 3:59:51 PM |
| jhouman | $25.00 | $25.00 | 10/21/2009 3:55:45 PM |
| Artist_Blue | $25.00 | $25.00 | 10/21/2009 4:00:48 PM |
| intelligent-yield | $25.00 | $25.00 | 10/21/2009 4:00:37 PM |
| dparkhom | $25.00 | $25.00 | 10/21/2009 4:01:04 PM |
| gadget7 | $25.00 | $25.00 | 10/21/2009 4:01:12 PM |
| Fortuno_per_commodo | $25.00 | $25.00 | 10/21/2009 4:01:16 PM |
| yield-lion | $25.00 | $25.00 | 10/21/2009 4:01:29 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/21/2009 4:01:11 PM |
| ronow22 | $25.00 | $25.00 | 10/21/2009 4:01:15 PM |
| engaging-worth | $30.00 | $30.00 | 10/21/2009 4:01:45 PM |
| papaman | $25.00 | $25.00 | 10/21/2009 4:02:06 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/21/2009 4:01:51 PM |
| swoosh | $25.00 | $25.00 | 10/21/2009 4:01:59 PM |
| trapper569 | $25.00 | $25.00 | 10/21/2009 4:02:10 PM |
| radiant-fund | $25.00 | $25.00 | 10/21/2009 4:02:14 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/21/2009 4:02:37 PM |
| asiaratt | $25.00 | $25.00 | 10/21/2009 4:02:17 PM |
| get30inc | $25.00 | $25.00 | 10/21/2009 3:58:39 PM |
| JohnW12 | $25.00 | $25.00 | 10/21/2009 4:02:53 PM |
| RetiredATC | $25.00 | $25.00 | 10/21/2009 4:02:31 PM |
| brazilofmux | $100.00 | $100.00 | 10/21/2009 4:03:05 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/21/2009 4:03:08 PM |
| LendDoc | $25.00 | $25.00 | 10/21/2009 4:02:44 PM |
| sloan | $25.00 | $25.00 | 10/21/2009 4:03:10 PM |
| chicco | $80.00 | $80.00 | 10/21/2009 4:03:16 PM |
| poeman | $25.00 | $25.00 | 10/21/2009 4:03:43 PM |
| Dahlozer | $25.00 | $25.00 | 10/21/2009 4:03:30 PM |
| zone6 | $25.00 | $25.00 | 10/21/2009 3:59:43 PM |
| cathexis | $25.00 | $25.00 | 10/21/2009 4:04:13 PM |
| transparency-giant | $25.00 | $25.00 | 10/21/2009 4:04:09 PM |
| personal-lender | $25.00 | $25.00 | 10/21/2009 4:00:26 PM |
| rolandweary | $40.00 | $40.00 | 10/21/2009 4:00:30 PM |
| flaparty | $50.00 | $50.00 | 10/21/2009 4:04:21 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/21/2009 4:04:54 PM |
| KailuaLender | $25.00 | $25.00 | 10/21/2009 4:05:09 PM |
| zacharyd | $25.00 | $25.00 | 10/21/2009 4:00:53 PM |
| bonanza1973 | $25.00 | $25.00 | 10/21/2009 4:05:16 PM |
| thrifty-peso | $25.00 | $25.00 | 10/21/2009 4:05:42 PM |
| Lender0010 | $25.00 | $25.00 | 10/21/2009 4:05:45 PM |
| SimGuy | $25.00 | $25.00 | 10/21/2009 4:01:46 PM |
| wrighco | $25.00 | $25.00 | 10/21/2009 4:05:52 PM |
| Josta | $50.00 | $50.00 | 10/21/2009 4:02:10 PM |
| Lendomatic | $25.00 | $25.00 | 10/21/2009 4:06:16 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/21/2009 4:06:23 PM |
| ngmansfield | $25.00 | $25.00 | 10/21/2009 4:06:25 PM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 4:02:24 PM |
| crenen139 | $25.00 | $25.00 | 10/21/2009 4:02:27 PM |
| financial-frenzy | $50.00 | $50.00 | 10/21/2009 4:06:35 PM |
| Cai8899 | $25.00 | $25.00 | 10/21/2009 4:02:43 PM |
| HunterSix | $25.00 | $25.00 | 10/21/2009 4:06:49 PM |
| techvet | $25.00 | $25.00 | 10/21/2009 4:03:13 PM |
| youqianderen | $50.00 | $50.00 | 10/21/2009 4:03:33 PM |
| five-star-justice | $36.00 | $36.00 | 10/21/2009 4:08:07 PM |
| westsidehighway | $25.00 | $25.00 | 10/21/2009 4:03:38 PM |
| martinatime | $25.00 | $25.00 | 10/21/2009 4:03:45 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/21/2009 4:03:48 PM |
| cpaphoto | $25.00 | $25.00 | 10/21/2009 4:04:15 PM |
| BuffetRocks | $50.00 | $50.00 | 10/21/2009 4:09:07 PM |
| d_grbg | $25.00 | $25.00 | 10/21/2009 4:09:12 PM |
| wayman | $50.00 | $50.00 | 10/21/2009 4:04:50 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 4:09:33 PM |
| rdrloan | $25.00 | $25.00 | 10/21/2009 4:09:53 PM |
| slartibardfast | $25.00 | $25.00 | 10/21/2009 4:05:12 PM |
| wiltonbound | $25.00 | $25.00 | 10/21/2009 4:05:21 PM |
| keeks | $25.00 | $25.00 | 10/21/2009 4:05:30 PM |
| agwosdof | $50.00 | $50.00 | 10/21/2009 4:05:35 PM |
| HelpFromNY | $25.00 | $25.00 | 10/21/2009 4:05:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 4:06:34 PM |
| thumper64 | $25.00 | $25.00 | 10/21/2009 4:06:45 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/21/2009 4:13:06 PM |
| zento | $25.00 | $25.00 | 10/21/2009 4:17:38 PM |
| 108lender | $100.00 | $100.00 | 10/21/2009 4:18:35 PM |
| minista | $25.00 | $25.00 | 10/21/2009 4:20:07 PM |
| twjh | $25.00 | $25.00 | 10/21/2009 4:21:24 PM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 4:23:14 PM |
| building_community | $25.00 | $25.00 | 10/21/2009 4:23:12 PM |
| reflective-rupee | $25.00 | $25.00 | 10/21/2009 5:17:51 PM |
| GeoLender | $25.00 | $25.00 | 10/21/2009 5:37:02 PM |
| treasure-firestarter8 | $50.00 | $50.00 | 10/21/2009 3:55:24 PM |
| Cheburashka | $25.00 | $25.00 | 10/21/2009 3:57:32 PM |
| 3am-preacher | $25.00 | $25.00 | 10/21/2009 3:56:47 PM |
| rmachi | $25.00 | $25.00 | 10/21/2009 3:57:16 PM |
| irrelevant | $25.00 | $25.00 | 10/21/2009 3:57:59 PM |
| kanakakm | $25.00 | $25.00 | 10/21/2009 3:58:06 PM |
| Halos2002 | $50.00 | $50.00 | 10/21/2009 3:57:53 PM |
| reaction5 | $25.00 | $25.00 | 10/21/2009 3:58:20 PM |
| the-silver-blaster | $60.00 | $60.00 | 10/21/2009 3:58:33 PM |
| helpful-dough | $25.00 | $25.00 | 10/21/2009 3:58:14 PM |
| a-responsible-return | $25.00 | $25.00 | 10/21/2009 3:58:17 PM |
| spitzbergen | $25.00 | $25.00 | 10/21/2009 3:58:46 PM |
| mtquan | $25.00 | $25.00 | 10/21/2009 3:58:26 PM |
| Toastsr | $50.00 | $50.00 | 10/21/2009 3:59:04 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/21/2009 3:58:45 PM |
| gamp | $25.00 | $25.00 | 10/21/2009 3:59:16 PM |
| flwah | $50.00 | $50.00 | 10/21/2009 3:58:58 PM |
| money-maniac | $25.00 | $25.00 | 10/21/2009 3:54:07 PM |
| kulender | $25.00 | $25.00 | 10/21/2009 3:59:42 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/21/2009 3:54:39 PM |
| Havana21 | $50.00 | $50.00 | 10/21/2009 3:59:52 PM |
| DukSerduk | $25.00 | $25.00 | 10/21/2009 3:59:34 PM |
| gracej | $25.00 | $25.00 | 10/21/2009 4:00:06 PM |
| Weaverville | $25.00 | $25.00 | 10/21/2009 3:55:34 PM |
| InvestorPartners | $25.00 | $25.00 | 10/21/2009 3:59:55 PM |
| SNH | $50.00 | $50.00 | 10/21/2009 4:00:29 PM |
| czar3 | $30.00 | $30.00 | 10/21/2009 4:00:08 PM |
| silver-armada | $50.00 | $50.00 | 10/21/2009 4:00:43 PM |
| djh47a | $30.00 | $30.00 | 10/21/2009 4:00:18 PM |
| Champpilot | $50.00 | $50.00 | 10/21/2009 4:01:00 PM |
| neighborly-bid | $25.00 | $25.00 | 10/21/2009 4:01:05 PM |
| museic1 | $50.00 | $50.00 | 10/21/2009 4:00:55 PM |
| Clambake | $50.00 | $50.00 | 10/21/2009 4:01:24 PM |
| vkorichkov | $30.00 | $30.00 | 10/21/2009 3:57:18 PM |
| value-microscope | $25.00 | $25.00 | 10/21/2009 3:57:28 PM |
| vcbogan | $100.00 | $100.00 | 10/21/2009 4:01:55 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/21/2009 4:01:35 PM |
| realinvestora | $25.00 | $25.00 | 10/21/2009 3:58:00 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/21/2009 4:01:48 PM |
| reciprocate | $50.00 | $50.00 | 10/21/2009 3:58:23 PM |
| desertoasis | $37.13 | $37.13 | 10/21/2009 3:58:29 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/21/2009 4:02:25 PM |
| Syndication | $25.00 | $25.00 | 10/21/2009 3:58:54 PM |
| jeg3k | $25.00 | $25.00 | 10/21/2009 4:03:19 PM |
| bchen78875 | $25.00 | $25.00 | 10/21/2009 4:02:59 PM |
| mstebnicki | $25.00 | $25.00 | 10/21/2009 4:03:53 PM |
| socialbanker | $25.00 | $25.00 | 10/21/2009 4:03:27 PM |
| thedreamer | $25.00 | $25.00 | 10/21/2009 3:59:31 PM |
| MicroL | $25.00 | $25.00 | 10/21/2009 4:03:40 PM |
| DublinCaLender | $25.00 | $25.00 | 10/21/2009 4:04:22 PM |
| xstreamin | $25.00 | $25.00 | 10/21/2009 4:03:57 PM |
| bluesheep | $25.00 | $25.00 | 10/21/2009 4:04:32 PM |
| Tikibarman | $50.00 | $50.00 | 10/21/2009 4:04:07 PM |
| laredotornado | $25.00 | $25.00 | 10/21/2009 4:04:11 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 4:00:34 PM |
| Dutchhunter | $25.00 | $25.00 | 10/21/2009 4:04:37 PM |
| LendGuy | $25.00 | $25.00 | 10/21/2009 4:04:59 PM |
| andyb9 | $25.00 | $25.00 | 10/21/2009 4:05:03 PM |
| VentureExplorer | $25.00 | $25.00 | 10/21/2009 4:04:46 PM |
| laudable-balance | $25.00 | $25.00 | 10/21/2009 4:00:49 PM |
| exact-justice | $25.00 | $25.00 | 10/21/2009 4:04:53 PM |
| aasx1108 | $25.00 | $25.00 | 10/21/2009 4:04:58 PM |
| Vegasjim | $25.00 | $25.00 | 10/21/2009 4:05:06 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/21/2009 4:05:19 PM |
| Approved1234 | $25.00 | $25.00 | 10/21/2009 4:05:33 PM |
| Rinastiti | $25.00 | $25.00 | 10/21/2009 4:05:23 PM |
| SB-Funding | $50.00 | $50.00 | 10/21/2009 4:01:25 PM |
| greenfuture | $25.00 | $25.00 | 10/21/2009 4:01:34 PM |
| akahoss | $25.00 | $25.00 | 10/21/2009 4:01:39 PM |
| tremendous-payment | $25.00 | $25.00 | 10/21/2009 4:01:50 PM |
| Orringo | $50.00 | $50.00 | 10/21/2009 4:06:00 PM |
| mpatrick | $50.00 | $50.00 | 10/21/2009 4:06:07 PM |
| gold-disk | $50.00 | $50.00 | 10/21/2009 4:06:11 PM |
| lagnisiruk | $25.00 | $25.00 | 10/21/2009 4:06:44 PM |
| proper-commitment5 | $32.00 | $32.00 | 10/21/2009 4:06:40 PM |
| GatorBux | $100.00 | $21.87 | 10/21/2009 4:06:55 PM |
| dime-worker | $25.00 | $25.00 | 10/21/2009 4:02:47 PM |
| ianakacg | $25.00 | $25.00 | 10/21/2009 4:03:22 PM |
| Sam65 | $25.00 | $25.00 | 10/21/2009 4:03:25 PM |
| capital-duckling | $25.00 | $25.00 | 10/21/2009 4:04:04 PM |
| ThomasCrown | $30.00 | $30.00 | 10/21/2009 4:04:18 PM |
| jdrez | $25.00 | $25.00 | 10/21/2009 4:04:25 PM |
| mdreiss | $25.00 | $25.00 | 10/21/2009 4:09:14 PM |
| truth-futurist | $25.00 | $25.00 | 10/21/2009 4:04:28 PM |
| Aquani | $50.00 | $50.00 | 10/21/2009 4:04:43 PM |
| GatorBait | $25.00 | $25.00 | 10/21/2009 4:05:25 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/21/2009 4:05:51 PM |
| upc_tnt | $25.00 | $25.00 | 10/21/2009 4:06:04 PM |
| elebovic | $25.00 | $25.00 | 10/21/2009 4:06:09 PM |
| commerce-champion | $25.00 | $25.00 | 10/21/2009 4:06:15 PM |
| davidc314 | $50.00 | $50.00 | 10/21/2009 4:06:29 PM |
| kmwvma | $25.00 | $25.00 | 10/21/2009 4:06:39 PM |
| vb3jmg | $25.00 | $25.00 | 10/21/2009 4:21:36 PM |
| FG9YTR | $25.00 | $25.00 | 10/21/2009 4:28:37 PM |
| GeoLender | $25.00 | $25.00 | 10/21/2009 5:36:40 PM |
| 196 bids
|