Sales Report:Supplement No. 67 dated Oct 27, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
347543
This series of Notes was issued and sold upon the funding of the borrower loan #39106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $350.91 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 10.35% |
Final monthly payment:
| $338.81 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 20
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $26,785 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 32% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| lakesideliving |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my debt
Purpose of loan:
This loan will be used to pay off debt I acquired when I built a little rambler on a lake last year.? I had always dreamed of raising children on a lake.? The cost of building had some hidden costs along the way that?I put on credit cards to band aid through it and now I would like to get back on track financially.?
My financial situation:
I am a good candidate for this loan because I have a doctoral degree and teach at multiple universities during the year allowing me to have a strong financial flow throughout the year.? I do work full time?at a state university?and that job is secure.? I am responsible and follow through on my responsibilities.? This loan will allow me to take back control of my debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Weaverville | $25.00 | $25.00 | 10/5/2009 4:14:45 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/5/2009 4:14:56 PM |
| skuba | $50.00 | $50.00 | 10/5/2009 4:22:03 PM |
| Kelor99 | $25.00 | $25.00 | 10/5/2009 4:16:48 PM |
| compoundinterest | $50.00 | $50.00 | 10/5/2009 4:23:59 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/5/2009 4:24:52 PM |
| DukSerduk | $25.00 | $25.00 | 10/5/2009 4:21:57 PM |
| kegs | $100.00 | $100.00 | 10/5/2009 4:25:08 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/5/2009 4:22:57 PM |
| Banker7371 | $25.00 | $25.00 | 10/5/2009 4:21:30 PM |
| SNH | $50.00 | $50.00 | 10/5/2009 4:24:26 PM |
| j48 | $25.00 | $25.00 | 10/5/2009 4:23:21 PM |
| anton | $50.00 | $50.00 | 10/5/2009 4:23:34 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/5/2009 4:24:58 PM |
| larrybird | $95.00 | $95.00 | 10/5/2009 4:25:13 PM |
| fortytwo | $250.00 | $250.00 | 10/5/2009 4:25:25 PM |
| justice-dna | $25.00 | $25.00 | 10/5/2009 4:24:13 PM |
| turbine5 | $40.00 | $40.00 | 10/5/2009 4:24:20 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/5/2009 4:25:58 PM |
| kid8549 | $25.00 | $25.00 | 10/5/2009 4:25:02 PM |
| transparency-giant | $50.00 | $50.00 | 10/5/2009 4:25:19 PM |
| Cai8899 | $25.00 | $25.00 | 10/5/2009 4:25:33 PM |
| thedreamer | $25.00 | $25.00 | 10/5/2009 4:25:43 PM |
| czar3 | $25.00 | $25.00 | 10/5/2009 4:25:53 PM |
| hawker | $100.00 | $100.00 | 10/5/2009 4:26:06 PM |
| radiant-fund | $25.00 | $25.00 | 10/5/2009 4:26:22 PM |
| zone6 | $50.00 | $50.00 | 10/5/2009 4:32:59 PM |
| honorable-yield | $50.00 | $50.00 | 10/5/2009 4:33:02 PM |
| credit-investor5 | $50.00 | $50.00 | 10/5/2009 4:32:01 PM |
| selector568 | $100.00 | $100.00 | 10/5/2009 4:30:47 PM |
| elasermd | $50.00 | $50.00 | 10/5/2009 4:32:30 PM |
| abidos | $25.00 | $25.00 | 10/5/2009 4:31:41 PM |
| DonaldColorado | $25.00 | $25.00 | 10/5/2009 4:34:03 PM |
| don8ter | $60.00 | $60.00 | 10/5/2009 4:32:33 PM |
| visionary-currency | $100.00 | $100.00 | 10/5/2009 4:33:00 PM |
| SASBANK | $25.00 | $25.00 | 10/5/2009 4:46:52 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:30 AM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:56:11 AM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:45 AM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:47 AM |
| Iwantahelp | $25.00 | $25.00 | 10/6/2009 8:16:21 AM |
| KiwiElf | $30.00 | $30.00 | 10/6/2009 4:43:37 PM |
| aajwm | $27.62 | $27.62 | 10/7/2009 11:53:00 AM |
| PalmTreeIsland | $50.00 | $50.00 | 10/7/2009 3:39:04 PM |
| jct_enterprises | $25.00 | $25.00 | 10/7/2009 8:06:47 PM |
| testobsessed | $100.00 | $100.00 | 10/7/2009 5:26:35 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:29 PM |
| lagnisiruk | $25.00 | $25.00 | 10/7/2009 5:32:47 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:14 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/8/2009 6:36:47 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:25 PM |
| ChristopherHS | $25.00 | $25.00 | 10/9/2009 12:09:43 AM |
| loanman2007 | $50.00 | $50.00 | 10/9/2009 5:25:47 AM |
| Sixmil | $25.00 | $25.00 | 10/9/2009 6:41:40 AM |
| jgar_O | $30.00 | $30.00 | 10/9/2009 6:39:16 AM |
| BayShell | $40.00 | $40.00 | 10/9/2009 6:40:17 AM |
| Credit2Prosper | $27.86 | $27.86 | 10/9/2009 6:40:57 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:42 AM |
| FundMaker | $25.00 | $25.00 | 10/9/2009 9:44:41 AM |
| JJS180 | $25.00 | $25.00 | 10/9/2009 11:35:07 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/9/2009 9:37:40 AM |
| minista | $25.00 | $25.00 | 10/11/2009 11:05:07 PM |
| don'twannadance | $50.00 | $50.00 | 10/12/2009 8:21:03 PM |
| Nash2065 | $25.00 | $25.00 | 10/12/2009 7:43:25 PM |
| don'twannadance | $50.00 | $50.00 | 10/12/2009 8:23:09 PM |
| brainy-dedication | $25.00 | $25.00 | 10/12/2009 8:53:55 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/13/2009 7:03:12 AM |
| danielamity | $48.91 | $48.91 | 10/13/2009 8:00:11 AM |
| the-repayment-treaty | $50.00 | $50.00 | 10/13/2009 9:49:12 AM |
| MarbieMilo | $50.00 | $50.00 | 10/13/2009 11:01:50 AM |
| Ven58 | $25.00 | $25.00 | 10/13/2009 10:49:49 AM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 3:28:51 PM |
| Ardy123 | $25.00 | $25.00 | 10/13/2009 6:11:55 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/14/2009 7:03:55 AM |
| rmpedi33 | $100.00 | $100.00 | 10/14/2009 8:10:46 AM |
| ronin4sale | $25.00 | $25.00 | 10/14/2009 11:51:17 AM |
| RandyL3 | $135.32 | $135.32 | 10/14/2009 5:21:19 PM |
| axelducheck | $25.00 | $25.00 | 10/14/2009 5:53:45 PM |
| la_tim | $90.00 | $90.00 | 10/14/2009 6:14:58 PM |
| slick8812 | $25.00 | $25.00 | 10/14/2009 8:00:32 PM |
| skubwa | $25.00 | $25.00 | 10/15/2009 9:04:41 AM |
| axl163 | $25.00 | $25.00 | 10/15/2009 2:43:18 PM |
| passivesf | $25.00 | $25.00 | 10/15/2009 4:32:59 PM |
| agab | $25.00 | $25.00 | 10/15/2009 5:33:15 PM |
| FG9YTR | $25.00 | $25.00 | 10/15/2009 5:39:35 PM |
| mr-mix | $25.00 | $25.00 | 10/15/2009 7:50:59 PM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:00:47 PM |
| kulender | $100.00 | $100.00 | 10/16/2009 5:49:22 AM |
| hydrolucid | $25.00 | $25.00 | 10/16/2009 9:31:44 AM |
| momentous-gold | $25.00 | $25.00 | 10/16/2009 3:48:13 PM |
| investment-cluster | $25.00 | $25.00 | 10/16/2009 4:52:10 PM |
| gilbrear | $25.00 | $25.00 | 10/16/2009 5:33:55 PM |
| Halos2002 | $100.00 | $100.00 | 10/16/2009 6:16:43 PM |
| TP | $25.00 | $25.00 | 10/16/2009 10:20:04 PM |
| scientists | $25.00 | $25.00 | 10/16/2009 11:05:46 PM |
| scloans | $25.00 | $25.00 | 10/17/2009 3:01:34 AM |
| Jim33 | $25.00 | $25.00 | 10/16/2009 7:36:26 PM |
| Astyanax | $25.00 | $25.00 | 10/17/2009 7:45:16 AM |
| Zen_help | $25.00 | $25.00 | 10/16/2009 7:56:19 PM |
| fopaul13 | $32.08 | $32.08 | 10/16/2009 10:33:35 PM |
| WhiteFang34 | $100.00 | $100.00 | 10/16/2009 10:46:34 PM |
| HoyaHeel | $31.61 | $31.61 | 10/17/2009 8:24:24 AM |
| davidc314 | $50.00 | $50.00 | 10/17/2009 8:33:08 AM |
| guardian3 | $25.00 | $25.00 | 10/17/2009 10:39:16 AM |
| kanakakm | $200.00 | $200.00 | 10/18/2009 5:32:45 AM |
| IceFisherman | $50.00 | $50.00 | 10/18/2009 3:23:41 PM |
| Hogan55 | $111.11 | $111.11 | 10/18/2009 7:12:38 AM |
| Cherrypicker | $50.00 | $50.00 | 10/18/2009 5:05:30 PM |
| soular21804 | $25.00 | $25.00 | 10/18/2009 8:42:43 AM |
| SkipMcGrath | $50.00 | $50.00 | 10/18/2009 6:02:52 PM |
| jetblack | $50.00 | $50.00 | 10/18/2009 6:02:55 PM |
| John_14_6 | $25.00 | $25.00 | 10/19/2009 9:43:01 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/19/2009 7:53:38 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:14 AM |
| Kattosha | $25.00 | $25.00 | 10/19/2009 9:33:04 AM |
| beaufuture | $25.00 | $25.00 | 10/19/2009 9:51:08 AM |
| bankojerry | $25.00 | $25.00 | 10/19/2009 12:43:58 PM |
| bobbyt116 | $50.00 | $50.00 | 10/19/2009 10:42:36 AM |
| porwestco | $25.00 | $25.00 | 10/19/2009 11:45:55 AM |
| OGS_Capital | $25.00 | $25.00 | 10/19/2009 12:36:12 PM |
| lucygirl2 | $50.00 | $50.00 | 10/19/2009 1:21:01 PM |
| generous-deal6 | $40.00 | $40.00 | 10/19/2009 1:32:49 PM |
| organic-platinum | $25.00 | $25.00 | 10/19/2009 1:35:25 PM |
| zone6 | $100.00 | $100.00 | 10/19/2009 2:04:05 PM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2009 1:32:27 PM |
| beckhead | $25.00 | $25.00 | 10/19/2009 2:18:10 PM |
| stevexs | $50.00 | $50.00 | 10/19/2009 2:15:31 PM |
| Chewbaca | $25.00 | $25.00 | 10/19/2009 4:12:32 PM |
| dealarella | $25.00 | $25.00 | 10/5/2009 4:14:51 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/5/2009 4:22:19 PM |
| snowman34 | $25.00 | $25.00 | 10/5/2009 4:22:48 PM |
| crenen139 | $50.00 | $50.00 | 10/5/2009 4:23:02 PM |
| GatorBait | $50.00 | $50.00 | 10/5/2009 4:23:30 PM |
| djh47a | $40.00 | $40.00 | 10/5/2009 4:23:42 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:24:31 PM |
| gold-tsunami | $25.00 | $25.00 | 10/5/2009 4:22:27 PM |
| sas19 | $25.00 | $25.00 | 10/5/2009 4:22:34 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/5/2009 4:22:41 PM |
| Barak | $80.00 | $80.00 | 10/5/2009 4:23:08 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/5/2009 4:21:33 PM |
| bchen78875 | $50.00 | $50.00 | 10/5/2009 4:22:10 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/5/2009 4:26:17 PM |
| Havana21 | $100.00 | $100.00 | 10/5/2009 4:24:44 PM |
| inventive-funds | $25.00 | $25.00 | 10/5/2009 4:23:48 PM |
| BlindProphet | $25.00 | $25.00 | 10/5/2009 4:23:54 PM |
| degster | $25.00 | $25.00 | 10/5/2009 4:24:14 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:25:47 PM |
| a-responsible-return | $25.00 | $25.00 | 10/5/2009 4:26:30 PM |
| triumphant-community | $25.00 | $25.00 | 10/5/2009 4:30:36 PM |
| kulender | $25.00 | $25.00 | 10/5/2009 4:32:20 PM |
| point-zebra | $25.00 | $25.00 | 10/5/2009 4:30:21 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/5/2009 4:32:50 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/5/2009 4:31:33 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:34:26 PM |
| Gibbyland | $100.00 | $100.00 | 10/5/2009 4:32:31 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/5/2009 4:32:55 PM |
| pawsitive | $25.00 | $25.00 | 10/5/2009 4:33:18 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/5/2009 4:31:23 PM |
| All_Wins | $25.00 | $25.00 | 10/5/2009 4:46:31 PM |
| cowboyskier | $29.77 | $29.77 | 10/5/2009 4:53:57 PM |
| kmwvma | $25.00 | $25.00 | 10/5/2009 8:34:27 PM |
| Davidson2 | $25.00 | $25.00 | 10/5/2009 6:51:08 PM |
| Syzygy | $25.00 | $25.00 | 10/5/2009 6:02:34 PM |
| bowdish1 | $25.00 | $25.00 | 10/5/2009 8:24:26 PM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 9:18:30 AM |
| 34bcp23 | $25.00 | $25.00 | 10/6/2009 10:31:34 AM |
| MidnightBank | $25.00 | $25.00 | 10/6/2009 1:57:09 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:14 AM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:47 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:14 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:21 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:54 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:32 PM |
| Kame | $25.00 | $25.00 | 10/7/2009 3:56:20 PM |
| meux99 | $25.00 | $25.00 | 10/7/2009 5:32:46 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:53 AM |
| neenerman | $25.00 | $25.00 | 10/8/2009 11:17:14 AM |
| Cherrypicker06 | $25.00 | $25.00 | 10/8/2009 5:19:44 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:37 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:03 AM |
| financelover | $50.00 | $50.00 | 10/9/2009 6:39:15 AM |
| anakinsolo | $25.00 | $25.00 | 10/9/2009 9:34:46 AM |
| BigLinCT | $50.00 | $50.00 | 10/9/2009 7:59:10 AM |
| jybank | $25.00 | $25.00 | 10/9/2009 9:06:13 AM |
| Coach2often | $50.00 | $50.00 | 10/10/2009 6:49:15 AM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:42 PM |
| 850 | $200.00 | $200.00 | 10/11/2009 11:04:30 PM |
| ingeborg77 | $50.00 | $50.00 | 10/12/2009 8:15:23 PM |
| Gold_Coin | $25.00 | $25.00 | 10/12/2009 8:54:24 PM |
| Lifesavings | $25.00 | $25.00 | 10/13/2009 9:10:03 AM |
| unixx | $100.00 | $100.00 | 10/13/2009 11:33:47 AM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2009 2:41:49 PM |
| thegreatone | $100.00 | $100.00 | 10/13/2009 2:44:52 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:44:01 PM |
| blot44 | $25.00 | $25.00 | 10/14/2009 5:17:12 AM |
| buffalobills | $25.00 | $25.00 | 10/14/2009 2:11:08 PM |
| Okeey | $25.00 | $25.00 | 10/14/2009 5:41:56 PM |
| drkosh | $25.00 | $25.00 | 10/14/2009 5:52:39 PM |
| valemic | $25.00 | $25.00 | 10/14/2009 5:55:06 PM |
| McChan | $100.00 | $100.00 | 10/14/2009 9:22:15 PM |
| martymaniaman | $25.00 | $25.00 | 10/15/2009 7:37:39 AM |
| Floridagirl | $25.00 | $25.00 | 10/15/2009 10:35:26 AM |
| hasbegun | $25.00 | $25.00 | 10/15/2009 12:21:05 PM |
| hotwired | $25.00 | $25.00 | 10/15/2009 4:38:37 PM |
| LEBO | $25.00 | $25.00 | 10/15/2009 5:08:01 PM |
| KHU2-B | $25.00 | $25.00 | 10/15/2009 5:38:47 PM |
| JTHarris | $100.00 | $100.00 | 10/16/2009 7:00:48 AM |
| Aristophil | $100.00 | $28.49 | 10/16/2009 5:26:40 AM |
| revenue-glider9 | $25.00 | $25.00 | 10/16/2009 3:07:50 PM |
| greenback-floret | $25.00 | $25.00 | 10/16/2009 4:38:10 PM |
| Prezotus | $25.00 | $25.00 | 10/16/2009 4:52:47 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/16/2009 7:07:36 PM |
| silver-boots | $25.00 | $25.00 | 10/17/2009 5:42:06 AM |
| RadarLuv | $25.00 | $25.00 | 10/17/2009 7:41:34 AM |
| Lender0307 | $25.00 | $25.00 | 10/16/2009 9:56:51 PM |
| momentous-coin | $50.00 | $50.00 | 10/16/2009 11:57:36 PM |
| spiff666 | $25.00 | $25.00 | 10/17/2009 8:17:10 AM |
| MrGhost | $25.00 | $25.00 | 10/17/2009 5:52:46 PM |
| memphisf01 | $25.00 | $25.00 | 10/17/2009 12:51:39 PM |
| OoM | $25.00 | $25.00 | 10/17/2009 8:53:42 PM |
| nicebank | $34.24 | $34.24 | 10/17/2009 9:29:15 PM |
| dukem | $50.00 | $50.00 | 10/17/2009 4:21:13 PM |
| five-star-justice | $36.00 | $36.00 | 10/17/2009 5:51:51 PM |
| building_community | $100.00 | $100.00 | 10/17/2009 8:36:32 PM |
| cedar5 | $25.00 | $25.00 | 10/18/2009 4:10:24 PM |
| patriot384 | $50.00 | $50.00 | 10/18/2009 6:02:19 PM |
| Groggy | $25.32 | $25.32 | 10/18/2009 9:47:24 AM |
| malcolmreynolds | $25.00 | $25.00 | 10/18/2009 10:28:09 AM |
| mclean_loaner | $50.00 | $50.00 | 10/18/2009 12:59:44 PM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:09:03 PM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:26:31 PM |
| ManhattanLender | $25.00 | $25.00 | 10/18/2009 3:23:40 PM |
| dmitriy2 | $50.00 | $50.00 | 10/18/2009 5:29:27 PM |
| rakey | $25.00 | $25.00 | 10/18/2009 6:01:41 PM |
| crw1950 | $50.00 | $50.00 | 10/18/2009 6:45:32 PM |
| Richmp412 | $25.00 | $25.00 | 10/19/2009 6:48:30 AM |
| NoNameLender | $44.91 | $44.91 | 10/18/2009 6:55:16 PM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:44:32 AM |
| ptjg | $50.00 | $50.00 | 10/19/2009 3:05:33 AM |
| techreseller | $50.00 | $50.00 | 10/19/2009 7:25:25 AM |
| Marco83 | $30.53 | $30.53 | 10/19/2009 7:24:02 AM |
| 101010 | $50.00 | $50.00 | 10/19/2009 9:06:09 AM |
| janus_god | $25.00 | $25.00 | 10/19/2009 9:32:19 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/19/2009 10:18:45 AM |
| REITRUST | $25.36 | $25.36 | 10/19/2009 10:44:49 AM |
| jwstclair | $50.00 | $50.00 | 10/19/2009 11:32:53 AM |
| jckpar | $150.00 | $150.00 | 10/19/2009 1:25:37 PM |
| medman | $80.87 | $80.87 | 10/19/2009 1:35:13 PM |
| CaliforniaSun | $25.00 | $25.00 | 10/19/2009 1:33:23 PM |
| thebadpelican | $50.00 | $50.00 | 10/19/2009 3:25:10 PM |
| mclean_loaner | $50.00 | $50.00 | 10/19/2009 3:57:21 PM |
| selo80 | $25.00 | $25.00 | 10/19/2009 3:58:15 PM |
| LAKETIME | $25.00 | $25.00 | 10/19/2009 2:36:10 PM |
| brightest-economy-tsunami | $75.00 | $75.00 | 10/19/2009 3:39:38 PM |
| credit-coach118 | $25.00 | $25.00 | 10/19/2009 3:50:47 PM |
| oldman68 | $25.00 | $25.00 | 10/19/2009 3:51:54 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/19/2009 3:58:43 PM |
| 257 bids
|
Borrower Payment Dependent Notes Series
421084
This series of Notes was issued and sold upon the funding of the borrower loan #39112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $296.87 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 9.74% |
Final monthly payment:
| $287.88 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,591 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| treasure-spinner |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off CC by Fixed Payments
Purpose of loan:
This loan will be used to pay off my credit card?which will help?me create a?good budget plan.? I am so fixated on paying down this debt, that I leave little for savings.? I would like to have a monthly fixed payment schedule then a revolving balance and would rather pay the prosper users interest versus the big credit card companies.? I have never been late on a bill before including credit cards, utilities or mortgage.?
My financial situation:
I am a good candidate for this loan because I have never been late on a bill, have great credit score and like the rest of you would like to pay off all my bad debt.
I would like to live my life in the black versus the red.? Thanks for everyones help.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ethicalhumanist | $25.00 | $25.00 | 10/6/2009 4:28:19 PM |
| skuba | $50.00 | $50.00 | 10/6/2009 4:28:25 PM |
| gold-tsunami | $25.00 | $25.00 | 10/6/2009 4:28:34 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/6/2009 4:28:44 PM |
| inventive-funds | $25.00 | $25.00 | 10/6/2009 4:28:57 PM |
| degster | $25.00 | $25.00 | 10/6/2009 4:29:03 PM |
| thedreamer | $25.00 | $25.00 | 10/6/2009 4:29:40 PM |
| Banker7371 | $25.00 | $25.00 | 10/6/2009 4:28:18 PM |
| DukSerduk | $25.00 | $25.00 | 10/6/2009 4:28:23 PM |
| sas19 | $25.00 | $25.00 | 10/6/2009 4:28:38 PM |
| ok | $25.00 | $25.00 | 10/6/2009 4:28:48 PM |
| j48 | $25.00 | $25.00 | 10/6/2009 4:28:50 PM |
| kegs | $100.00 | $100.00 | 10/6/2009 4:29:25 PM |
| czar3 | $25.00 | $25.00 | 10/6/2009 4:29:50 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/6/2009 4:29:58 PM |
| GatorBait | $50.00 | $50.00 | 10/6/2009 4:35:15 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/6/2009 4:28:39 PM |
| anton | $50.00 | $50.00 | 10/6/2009 4:28:53 PM |
| BlindProphet | $25.00 | $25.00 | 10/6/2009 4:28:58 PM |
| justice-dna | $25.00 | $25.00 | 10/6/2009 4:29:02 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/6/2009 4:29:19 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/6/2009 4:29:21 PM |
| larrybird | $95.00 | $95.00 | 10/6/2009 4:29:28 PM |
| fortytwo | $201.30 | $201.30 | 10/6/2009 4:29:33 PM |
| InvestorPartners | $25.00 | $25.00 | 10/6/2009 4:29:42 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/6/2009 4:33:08 PM |
| zento | $25.00 | $25.00 | 10/6/2009 4:34:52 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 4:34:58 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/6/2009 4:36:45 PM |
| selector568 | $100.00 | $100.00 | 10/6/2009 4:32:43 PM |
| kulender | $25.00 | $25.00 | 10/6/2009 4:33:25 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/6/2009 4:33:53 PM |
| wdove511 | $25.00 | $25.00 | 10/6/2009 5:44:15 PM |
| blot44 | $50.00 | $50.00 | 10/6/2009 5:19:07 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:27 AM |
| Finspons | $125.00 | $125.00 | 10/6/2009 7:14:10 PM |
| compassion-machine | $25.00 | $25.00 | 10/6/2009 9:43:46 PM |
| CPA_Investor | $25.00 | $25.00 | 10/7/2009 9:31:40 AM |
| Aristocrat | $25.00 | $25.00 | 10/7/2009 11:21:02 AM |
| SOP_Bank | $25.00 | $25.00 | 10/7/2009 10:17:12 AM |
| Cheburashka | $50.00 | $50.00 | 10/7/2009 10:45:07 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/7/2009 11:52:59 AM |
| BzJ108 | $25.00 | $25.00 | 10/7/2009 4:04:40 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:24 PM |
| Dazz2061 | $25.00 | $25.00 | 10/8/2009 12:03:05 PM |
| MoNeYMaN5 | $25.00 | $25.00 | 10/8/2009 12:11:06 PM |
| triumphant-community | $25.00 | $25.00 | 10/8/2009 12:51:40 PM |
| saffron4 | $25.00 | $25.00 | 10/8/2009 9:33:12 AM |
| WillingToHelpOut | $25.00 | $25.00 | 10/8/2009 11:04:45 AM |
| adir1 | $25.00 | $25.00 | 10/8/2009 3:37:22 PM |
| vinayski | $25.00 | $25.00 | 10/8/2009 3:52:37 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:19 PM |
| scholarly-integrity | $25.00 | $25.00 | 10/8/2009 5:16:13 PM |
| don8ter | $60.00 | $60.00 | 10/8/2009 5:20:55 PM |
| cowboyskier | $28.85 | $28.85 | 10/8/2009 5:20:21 PM |
| Barky52 | $25.00 | $25.00 | 10/8/2009 7:11:14 PM |
| IceFisherman | $28.46 | $28.46 | 10/8/2009 6:41:42 PM |
| minista | $25.00 | $25.00 | 10/9/2009 6:41:48 AM |
| Walden2007 | $25.00 | $25.00 | 10/9/2009 8:15:44 AM |
| buffalobills | $25.00 | $25.00 | 10/9/2009 9:13:04 AM |
| junes08 | $50.00 | $50.00 | 10/9/2009 9:37:45 AM |
| IcedMochaFund | $25.00 | $25.00 | 10/9/2009 4:12:50 PM |
| turbostar666 | $80.00 | $80.00 | 10/12/2009 5:39:24 PM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:34 AM |
| gary500 | $32.85 | $32.85 | 10/13/2009 12:42:27 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:44:06 PM |
| McChan | $200.00 | $200.00 | 10/14/2009 9:25:05 PM |
| lakefront5 | $50.00 | $50.00 | 10/15/2009 9:57:02 AM |
| JDLanier | $25.00 | $25.00 | 10/16/2009 1:02:47 PM |
| KTOWN | $25.00 | $25.00 | 10/16/2009 7:35:50 PM |
| silver-boots | $25.00 | $25.00 | 10/17/2009 5:44:29 AM |
| JustOneVoice | $25.00 | $25.00 | 10/18/2009 9:15:41 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:32:16 PM |
| cedar5 | $25.00 | $25.00 | 10/18/2009 4:18:17 PM |
| msu04303 | $25.00 | $25.00 | 10/19/2009 6:53:35 AM |
| nbah123 | $50.00 | $50.00 | 10/18/2009 6:57:39 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:10 AM |
| cwm3651 | $25.00 | $25.00 | 10/19/2009 5:16:16 PM |
| flshdaskll | $25.00 | $25.00 | 10/19/2009 5:44:11 PM |
| scotty61 | $25.00 | $25.00 | 10/19/2009 5:19:27 PM |
| mcs99 | $100.00 | $100.00 | 10/19/2009 10:39:53 PM |
| Jcardone33 | $25.00 | $25.00 | 10/20/2009 5:47:20 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:09:19 AM |
| rce1964 | $25.00 | $25.00 | 10/20/2009 6:02:11 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 6:09:44 AM |
| cloud8 | $40.00 | $40.00 | 10/20/2009 9:31:30 AM |
| bossyboots01 | $25.00 | $25.00 | 10/20/2009 6:35:40 AM |
| micloans | $100.00 | $100.00 | 10/20/2009 7:37:57 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/20/2009 8:11:22 AM |
| scientists | $25.00 | $25.00 | 10/20/2009 9:54:51 AM |
| maga | $100.00 | $100.00 | 10/20/2009 8:27:23 AM |
| REITRUST | $25.00 | $25.00 | 10/20/2009 9:58:10 AM |
| Floridagirl | $56.91 | $56.91 | 10/20/2009 10:26:07 AM |
| yield-quest | $25.00 | $25.00 | 10/20/2009 10:28:47 AM |
| SkipMcGrath | $50.00 | $50.00 | 10/20/2009 10:33:44 AM |
| awesome-worth | $25.00 | $25.00 | 10/20/2009 10:51:58 AM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 12:08:10 PM |
| kander80 | $25.00 | $25.00 | 10/20/2009 12:10:47 PM |
| SanJoser | $100.00 | $100.00 | 10/20/2009 11:10:39 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:25:37 AM |
| crazyinjun | $50.00 | $50.00 | 10/20/2009 2:28:16 PM |
| dmitriy2 | $50.00 | $50.00 | 10/20/2009 1:07:57 PM |
| StarFundingSource | $25.00 | $25.00 | 10/20/2009 2:30:37 PM |
| generous-deal6 | $25.00 | $25.00 | 10/20/2009 1:15:09 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 2:49:37 PM |
| oldman1947 | $25.00 | $25.00 | 10/20/2009 12:42:30 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 2:54:38 PM |
| soular21804 | $25.00 | $25.00 | 10/20/2009 1:54:59 PM |
| Hogan55 | $53.96 | $53.96 | 10/20/2009 2:19:03 PM |
| hope-lionheart1 | $75.00 | $75.00 | 10/20/2009 3:46:58 PM |
| dhallii | $65.00 | $65.00 | 10/20/2009 4:14:54 PM |
| Road_Dogg | $150.00 | $150.00 | 10/20/2009 4:11:33 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:14:29 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 4:25:54 PM |
| Weaverville | $25.00 | $25.00 | 10/6/2009 4:28:22 PM |
| bchen78875 | $50.00 | $50.00 | 10/6/2009 4:28:29 PM |
| Barak | $80.00 | $80.00 | 10/6/2009 4:28:46 PM |
| compoundinterest | $50.00 | $50.00 | 10/6/2009 4:29:00 PM |
| kid8549 | $25.00 | $25.00 | 10/6/2009 4:29:23 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/6/2009 4:29:52 PM |
| crenen139 | $50.00 | $50.00 | 10/6/2009 4:28:45 PM |
| djh47a | $40.00 | $40.00 | 10/6/2009 4:28:55 PM |
| turbine5 | $40.00 | $40.00 | 10/6/2009 4:29:05 PM |
| gracej | $25.00 | $25.00 | 10/6/2009 4:29:11 PM |
| Havana21 | $100.00 | $100.00 | 10/6/2009 4:29:15 PM |
| DonaldColorado | $25.00 | $25.00 | 10/6/2009 4:34:05 PM |
| hawker | $100.00 | $100.00 | 10/6/2009 4:29:54 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:34:15 PM |
| dealarella | $25.00 | $25.00 | 10/6/2009 4:29:56 PM |
| radiant-fund | $25.00 | $25.00 | 10/6/2009 4:30:00 PM |
| a-responsible-return | $25.00 | $25.00 | 10/6/2009 4:30:04 PM |
| Havana21 | $500.00 | $500.00 | 10/6/2009 4:36:50 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/6/2009 4:28:32 PM |
| SNH | $50.00 | $50.00 | 10/6/2009 4:29:08 PM |
| transparency-giant | $50.00 | $50.00 | 10/6/2009 4:29:30 PM |
| Cai8899 | $25.00 | $25.00 | 10/6/2009 4:29:37 PM |
| abidos | $25.00 | $25.00 | 10/6/2009 4:33:14 PM |
| point-zebra | $25.00 | $25.00 | 10/6/2009 4:32:30 PM |
| turbospeed | $25.00 | $25.00 | 10/6/2009 4:37:34 PM |
| Syzygy | $25.00 | $25.00 | 10/6/2009 4:33:29 PM |
| Kelor99 | $25.00 | $25.00 | 10/6/2009 8:21:22 PM |
| radiant-cash | $51.30 | $51.30 | 10/6/2009 8:22:05 PM |
| andrewgl | $25.00 | $25.00 | 10/6/2009 6:23:41 PM |
| Loansforlife | $25.00 | $25.00 | 10/6/2009 7:31:19 PM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:44 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:13 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:46 PM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:22 AM |
| VPRLLC | $25.00 | $25.00 | 10/7/2009 2:51:12 PM |
| vigman777 | $25.00 | $25.00 | 10/7/2009 3:56:22 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:27 PM |
| Mowine4me | $25.00 | $25.00 | 10/7/2009 8:08:03 PM |
| Unitas4302 | $50.00 | $50.00 | 10/8/2009 6:44:44 AM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:48 AM |
| RedBlack | $25.00 | $25.00 | 10/8/2009 11:18:51 AM |
| jga516 | $25.00 | $25.00 | 10/8/2009 1:46:20 PM |
| jybank | $25.00 | $25.00 | 10/8/2009 12:34:35 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/8/2009 3:12:37 PM |
| unclejaef | $25.00 | $15.61 | 10/8/2009 10:21:28 PM |
| building_community | $25.00 | $25.00 | 10/8/2009 7:43:51 PM |
| MidnightBank | $25.00 | $25.00 | 10/9/2009 12:23:55 PM |
| RandyL3 | $48.83 | $48.83 | 10/9/2009 7:11:19 PM |
| Gold_Coin | $25.00 | $25.00 | 10/10/2009 11:04:50 AM |
| loanman2007 | $75.00 | $75.00 | 10/10/2009 4:24:41 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:01 AM |
| RandyL3 | $50.00 | $50.00 | 10/12/2009 5:04:25 PM |
| helpful-dough | $50.00 | $50.00 | 10/13/2009 8:51:51 PM |
| golffish2 | $50.00 | $50.00 | 10/15/2009 4:40:46 AM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:11:46 PM |
| blue-relay | $25.00 | $25.00 | 10/15/2009 11:23:52 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/16/2009 3:55:45 PM |
| loanshark62 | $25.00 | $25.00 | 10/17/2009 8:33:15 AM |
| kanakakm | $200.00 | $200.00 | 10/18/2009 5:35:37 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/18/2009 6:55:38 PM |
| gethope | $100.00 | $100.00 | 10/19/2009 12:21:17 AM |
| ronin4sale | $25.00 | $25.00 | 10/19/2009 7:44:26 AM |
| OCLend | $25.00 | $25.00 | 10/19/2009 11:51:47 AM |
| loanshark62 | $25.00 | $25.00 | 10/19/2009 3:58:34 PM |
| return-twister | $25.00 | $25.00 | 10/19/2009 4:24:42 PM |
| investment-party | $25.00 | $25.00 | 10/19/2009 5:12:09 PM |
| gilbrear | $25.00 | $25.00 | 10/19/2009 6:31:47 PM |
| drkosh | $50.00 | $50.00 | 10/19/2009 6:39:03 PM |
| Lender0307 | $25.00 | $25.00 | 10/19/2009 10:24:08 PM |
| jakespirit | $25.00 | $25.00 | 10/20/2009 1:03:23 AM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 1:21:17 AM |
| Marlin2010 | $25.00 | $25.00 | 10/20/2009 7:27:21 AM |
| investment-party | $25.00 | $25.00 | 10/20/2009 9:43:00 AM |
| gatherer750 | $25.00 | $25.00 | 10/20/2009 9:48:28 AM |
| LesPaul1 | $25.00 | $25.00 | 10/20/2009 10:25:11 AM |
| Ven58 | $25.00 | $25.00 | 10/20/2009 10:27:48 AM |
| Cherrypicker | $59.00 | $59.00 | 10/20/2009 10:38:46 AM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 11:25:51 AM |
| martymaniaman | $25.00 | $25.00 | 10/20/2009 12:58:50 PM |
| spacemonk29 | $50.00 | $50.00 | 10/20/2009 12:04:37 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:08:29 PM |
| rmpedi33 | $100.00 | $100.00 | 10/20/2009 12:38:26 PM |
| Charmart | $25.00 | $25.00 | 10/20/2009 2:14:34 PM |
| the-repayment-treaty | $75.00 | $75.00 | 10/20/2009 3:01:02 PM |
| otalon | $50.00 | $50.00 | 10/20/2009 1:59:41 PM |
| thegreatone | $100.00 | $100.00 | 10/20/2009 3:50:02 PM |
| Road_Dogg | $150.00 | $150.00 | 10/20/2009 4:11:07 PM |
| GOPHERBOY | $50.00 | $50.00 | 10/20/2009 4:11:17 PM |
| aldenrains | $25.00 | $25.00 | 10/20/2009 4:17:15 PM |
| impartial-deal | $47.93 | $47.93 | 10/20/2009 4:21:33 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/20/2009 4:25:46 PM |
| 205 bids
|
Borrower Payment Dependent Notes Series
426631
This series of Notes was issued and sold upon the funding of the borrower loan #39092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-16-2009 |
|
|
Starting lender yield:
| 17.05% |
Starting borrower rate/APR:
| 18.05% / 20.26% |
Starting monthly payment:
| $162.80 |
|
Final lender yield:
| 17.05% |
Final borrower rate/APR:
| 18.05% / 20.26% |
Final monthly payment:
| $162.80 |
| |
|
Auction yield range:
| 6.27% - 17.05% |
Estimated loss impact:
| 5.30% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 23
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $34,589 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| unrivaled-interest8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off mine and my son's credit
Purpose of loan:
The loan is to pay off mainly my 20 year old son's debt. I am trying to have him maintain good credit because he went through a tough time at his job. He was furloughed(temporarily laid-off) due to the economy and low seniority at his job from CSX Transportation in March and just recently got called back. Now if he can knock out his debt in one shot from a loan he has a job where he makes $1000+/week to easily make the payments.
My financial situation:
I am a good candidate for this loan because I am employed, my husband is employed, and now two of my children are employed. It is smart to take out this loan right now, so that my son can move forward as far as credit and investing in his future. The loan will easily be paid back as we are not desperate for money. It is a smart financial decision for the future to minimize the damage on my son's credit right now.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| buckeyeatheart | $25.00 | $25.00 | 10/2/2009 9:51:31 PM |
| SunriseTrader1 | $50.00 | $50.00 | 10/9/2009 3:43:13 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/12/2009 5:54:24 AM |
| Watersports | $500.00 | $500.00 | 10/11/2009 7:56:19 PM |
| KMSB | $25.00 | $25.00 | 10/12/2009 7:33:43 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 8:22:38 PM |
| CHRISTCO | $50.00 | $50.00 | 10/12/2009 7:54:22 PM |
| McGrufus | $26.00 | $26.00 | 10/13/2009 6:32:37 AM |
| farchoir | $50.00 | $50.00 | 10/13/2009 9:35:03 AM |
| debtcollector | $100.00 | $100.00 | 10/13/2009 2:09:01 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/13/2009 9:29:36 PM |
| ekmendenhall | $100.00 | $100.00 | 10/14/2009 7:06:11 AM |
| reflective-rupee | $200.00 | $200.00 | 10/14/2009 10:38:34 PM |
| top-radiant-funds | $300.00 | $300.00 | 10/15/2009 7:12:00 AM |
| SunriseTrader1 | $25.00 | $25.00 | 10/15/2009 1:58:57 PM |
| classiccitizen | $25.00 | $25.00 | 10/15/2009 4:15:52 PM |
| jybank | $25.00 | $25.00 | 10/15/2009 5:11:59 PM |
| us957165 | $25.00 | $25.00 | 10/15/2009 6:35:55 PM |
| deepblue34 | $25.00 | $25.00 | 10/15/2009 8:03:28 PM |
| dalexa1010 | $65.25 | $65.25 | 10/16/2009 5:45:15 AM |
| spiff666 | $25.00 | $25.00 | 10/15/2009 8:08:42 PM |
| sunsetlending | $50.00 | $50.00 | 10/16/2009 4:48:10 AM |
| pgmark | $35.00 | $35.00 | 10/16/2009 8:30:08 AM |
| financial-frenzy | $25.00 | $25.00 | 10/16/2009 12:01:30 PM |
| reflective-rupee | $100.00 | $64.89 | 10/16/2009 9:44:06 AM |
| himanshuko | $36.16 | $36.16 | 10/16/2009 12:18:28 PM |
| truth-silo | $100.00 | $100.00 | 10/16/2009 10:18:44 AM |
| emitt3140 | $26.22 | $26.22 | 10/16/2009 9:24:48 AM |
| treasure-transporter | $100.00 | $100.00 | 10/16/2009 12:58:05 PM |
| nyfamily | $25.00 | $25.00 | 10/16/2009 11:44:07 AM |
| generous-deal6 | $25.00 | $25.00 | 10/16/2009 3:04:38 PM |
| Leshan | $50.00 | $50.00 | 10/16/2009 12:32:48 PM |
| just-trade0 | $25.00 | $25.00 | 10/16/2009 1:41:38 PM |
| kendigme | $25.00 | $25.00 | 10/16/2009 1:55:06 PM |
| jcw3rd | $25.00 | $25.00 | 10/16/2009 2:39:08 PM |
| JTHarris | $75.00 | $75.00 | 10/16/2009 3:46:00 PM |
| StarFundingSource | $25.00 | $25.00 | 10/16/2009 2:55:17 PM |
| icon7 | $50.00 | $50.00 | 10/16/2009 3:54:47 PM |
| m4ng0 | $50.00 | $50.00 | 10/7/2009 6:05:38 AM |
| hellasow | $25.00 | $25.00 | 10/7/2009 7:20:41 PM |
| IPG1 | $25.22 | $25.22 | 10/12/2009 2:33:53 PM |
| EretzCapital | $33.08 | $33.08 | 10/12/2009 3:40:14 PM |
| Chrishu | $25.00 | $25.00 | 10/13/2009 7:42:44 AM |
| deal_11 | $50.00 | $50.00 | 10/13/2009 5:59:04 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/13/2009 8:56:03 PM |
| reflective-rupee | $200.00 | $200.00 | 10/14/2009 10:14:56 AM |
| fireferd | $100.00 | $100.00 | 10/14/2009 9:06:02 PM |
| tender-ore | $25.00 | $25.00 | 10/15/2009 5:43:18 AM |
| Orringo | $50.00 | $50.00 | 10/15/2009 7:33:35 AM |
| reflective-rupee | $250.00 | $250.00 | 10/15/2009 10:28:11 AM |
| GALMUL | $25.00 | $25.00 | 10/15/2009 12:48:50 PM |
| Ven58 | $25.00 | $25.00 | 10/15/2009 2:43:25 PM |
| dkthepa | $65.00 | $65.00 | 10/15/2009 3:40:50 PM |
| grammaspurse | $50.00 | $50.00 | 10/15/2009 4:47:18 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/15/2009 4:48:46 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/15/2009 6:03:11 PM |
| nilonc1 | $100.00 | $100.00 | 10/15/2009 7:36:14 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/15/2009 7:54:39 PM |
| tornandfrayed | $28.42 | $28.42 | 10/15/2009 6:16:15 PM |
| chevy92 | $50.00 | $50.00 | 10/16/2009 5:16:47 AM |
| LahnDi | $25.00 | $25.00 | 10/15/2009 7:42:16 PM |
| Bill88 | $44.00 | $44.00 | 10/15/2009 9:12:29 PM |
| bazaar-ruler | $41.81 | $41.81 | 10/16/2009 7:54:34 AM |
| ronin4sale | $25.00 | $25.00 | 10/16/2009 6:10:58 AM |
| drjekyllus | $25.00 | $25.00 | 10/16/2009 6:53:52 AM |
| balance-warrior | $25.00 | $25.00 | 10/16/2009 9:40:52 AM |
| lth35 | $34.95 | $34.95 | 10/16/2009 9:41:58 AM |
| EretzCapital | $99.00 | $99.00 | 10/16/2009 9:27:11 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 10/16/2009 10:52:40 AM |
| Brown98 | $25.00 | $25.00 | 10/16/2009 10:03:58 AM |
| davidc314 | $50.00 | $50.00 | 10/16/2009 11:07:50 AM |
| VAGweilo | $50.00 | $50.00 | 10/16/2009 1:11:07 PM |
| LAKETIME | $25.00 | $25.00 | 10/16/2009 3:16:33 PM |
| Mikale360 | $25.00 | $25.00 | 10/16/2009 3:59:43 PM |
| auction-sergeant | $50.00 | $50.00 | 10/16/2009 2:52:20 PM |
| organic-platinum | $25.00 | $25.00 | 10/16/2009 3:51:01 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/16/2009 4:05:07 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
427356
This series of Notes was issued and sold upon the funding of the borrower loan #39149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $401.56 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $390.03 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,212 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 22% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| relentless-bazaar |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Cards
Purpose of loan:
I am upset with my credit card lender (AMEX) for raising my rates more then 5% even though I have never missed?or been late on a payment in?almost 20 years. To add insult to injury they (customer service) had zero care/concern over treating a long term customer in this manner. I want to close this credit card.
My financial situation:
I am a good candidate for this loan because I have excellent credit and I have been employed (in one fashion or another) with the same company since 1987. I am stable and have lived in the same town since 1993 - 11 years in our first house and now 5 years in a house we built to our specs. I earn a good living and take pride in the excellent credit rating I have worked hard for all my life.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Did AMEX give you a reason as to why they raised your interest rate by 5%? - cash-daisy
A:
I don't have the letter handy but it said basically stated that this increase in rates was a business decision that was being applied to all of its customers and I beleive there was a sentence in their about curent legislation or pending changes in the industry.
(Oct-09-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Banker7371 | $25.00 | $25.00 | 10/8/2009 4:05:48 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:28 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:50 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/8/2009 4:10:56 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:28 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:09 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:14 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:34 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:32 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:19 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:09:00 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:19 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/8/2009 4:14:55 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:47 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 4:15:44 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:11:59 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:09:22 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/8/2009 4:10:03 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/8/2009 4:14:09 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:44 PM |
| anton | $50.00 | $50.00 | 10/8/2009 4:11:01 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:25 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:43 PM |
| Kelor99 | $25.00 | $25.00 | 10/8/2009 5:22:13 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 4:14:06 PM |
| zento | $25.00 | $25.00 | 10/8/2009 4:14:27 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 4:15:17 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 4:15:39 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:32 PM |
| skuba | $50.00 | $50.00 | 10/8/2009 5:22:00 PM |
| Shamrock731 | $41.39 | $41.39 | 10/8/2009 7:00:49 PM |
| Havana21 | $25.00 | $25.00 | 10/8/2009 5:22:05 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/8/2009 9:22:15 PM |
| 101010 | $150.00 | $150.00 | 10/8/2009 9:37:58 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:36 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:10 AM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:32 PM |
| Artist_Blue | $25.00 | $25.00 | 10/9/2009 6:39:36 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:09 AM |
| benroo | $25.00 | $25.00 | 10/9/2009 6:39:44 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:49 AM |
| DHolly | $25.00 | $25.00 | 10/9/2009 7:58:27 AM |
| GatorBait | $50.00 | $50.00 | 10/9/2009 8:09:05 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:16 AM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/9/2009 11:29:23 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/9/2009 10:13:51 AM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:00 PM |
| amit_gu | $50.00 | $50.00 | 10/9/2009 12:31:20 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:38 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:36 PM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:34:00 AM |
| djscal | $100.00 | $100.00 | 10/10/2009 10:39:51 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/10/2009 10:40:50 AM |
| oldman1947 | $25.96 | $25.96 | 10/10/2009 10:35:40 AM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:54 PM |
| West_End_Local | $50.00 | $50.00 | 10/11/2009 7:49:15 AM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:54:02 PM |
| imyorleadr | $25.00 | $25.00 | 10/11/2009 8:48:58 AM |
| jybank | $25.00 | $25.00 | 10/12/2009 6:09:55 AM |
| Unitas4302 | $100.00 | $100.00 | 10/12/2009 2:34:55 PM |
| bramsquad | $60.00 | $60.00 | 10/12/2009 2:10:04 PM |
| don'twannadance | $50.00 | $50.00 | 10/12/2009 8:17:41 PM |
| twjh | $25.00 | $25.00 | 10/13/2009 6:04:09 AM |
| mcabery | $100.00 | $100.00 | 10/13/2009 5:11:41 AM |
| conqueror359 | $50.00 | $50.00 | 10/13/2009 10:13:42 AM |
| interstellar | $50.00 | $50.00 | 10/13/2009 10:58:58 AM |
| Iwantahelp | $25.00 | $25.00 | 10/13/2009 10:41:04 AM |
| Montgomery-Burns | $25.00 | $25.00 | 10/13/2009 10:50:05 AM |
| drkosh | $50.00 | $50.00 | 10/13/2009 5:27:27 PM |
| GeoLender | $50.00 | $50.00 | 10/14/2009 6:45:59 AM |
| FundMaker | $25.00 | $25.00 | 10/14/2009 10:31:01 AM |
| attractive-fund | $25.00 | $25.00 | 10/14/2009 3:21:27 PM |
| McChan | $200.00 | $200.00 | 10/14/2009 9:29:55 PM |
| JCMC | $50.00 | $50.00 | 10/15/2009 5:16:33 AM |
| farchoir | $25.00 | $25.00 | 10/15/2009 10:36:24 AM |
| organic-platinum | $25.00 | $25.00 | 10/15/2009 10:54:27 AM |
| the-repayment-treaty | $75.00 | $75.00 | 10/15/2009 1:06:46 PM |
| yield-quest | $25.00 | $25.00 | 10/15/2009 12:30:31 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:16:16 PM |
| kristl | $25.00 | $25.00 | 10/16/2009 12:06:58 AM |
| JTHarris | $200.00 | $200.00 | 10/16/2009 6:50:11 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:26:30 AM |
| hotwired | $25.00 | $25.00 | 10/16/2009 12:09:17 PM |
| China0813 | $25.00 | $25.00 | 10/17/2009 5:32:21 AM |
| GeoLender | $25.00 | $25.00 | 10/18/2009 4:16:51 AM |
| VT2VA | $25.00 | $25.00 | 10/18/2009 6:07:05 PM |
| VT2VA | $25.00 | $25.00 | 10/18/2009 6:06:28 PM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:40:59 AM |
| quest194 | $25.00 | $25.00 | 10/19/2009 10:26:53 AM |
| bill-expert | $100.00 | $100.00 | 10/19/2009 10:49:08 AM |
| TheMoneyVault | $25.00 | $25.00 | 10/20/2009 5:35:48 AM |
| Marlin2010 | $25.00 | $25.00 | 10/20/2009 7:21:05 AM |
| Sonos | $25.00 | $25.00 | 10/20/2009 10:52:23 AM |
| cowboyskier | $50.00 | $50.00 | 10/20/2009 10:27:40 AM |
| 108lender | $50.00 | $50.00 | 10/20/2009 12:27:35 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:13:43 PM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:15 PM |
| GOPHERBOY | $250.00 | $250.00 | 10/20/2009 5:25:09 PM |
| liquidhorse | $50.00 | $50.00 | 10/20/2009 8:31:19 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/20/2009 8:57:04 PM |
| busybee999 | $25.00 | $25.00 | 10/21/2009 7:29:38 AM |
| historyman | $25.00 | $25.00 | 10/21/2009 8:17:00 AM |
| fangpilot | $25.00 | $25.00 | 10/21/2009 10:33:46 AM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 10:36:57 AM |
| Num1Knicks | $25.00 | $25.00 | 10/21/2009 12:03:44 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/21/2009 12:27:42 PM |
| Sven79 | $100.00 | $100.00 | 10/21/2009 12:36:10 PM |
| Bucket219 | $25.00 | $25.00 | 10/21/2009 3:28:53 PM |
| selo80 | $25.00 | $25.00 | 10/21/2009 4:17:00 PM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 4:28:12 PM |
| axelducheck | $25.00 | $25.00 | 10/21/2009 4:29:44 PM |
| nicebank | $30.95 | $30.95 | 10/21/2009 4:30:46 PM |
| GOPHERBOY | $250.00 | $250.00 | 10/21/2009 4:33:12 PM |
| senior1 | $25.00 | $25.00 | 10/21/2009 4:47:21 PM |
| RandyL3 | $50.89 | $50.89 | 10/21/2009 5:11:40 PM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 4:27:42 PM |
| drkosh | $25.00 | $25.00 | 10/21/2009 6:28:04 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 6:34:37 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:09:54 PM |
| sdkakarok | $26.61 | $26.61 | 10/21/2009 7:19:18 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:24:25 PM |
| spiff666 | $25.00 | $25.00 | 10/21/2009 7:46:50 PM |
| revenue-sapling | $25.00 | $25.00 | 10/21/2009 7:29:12 PM |
| ptjg | $50.00 | $50.00 | 10/21/2009 8:24:59 PM |
| schubper | $50.00 | $50.00 | 10/22/2009 4:53:37 AM |
| dma1206 | $25.00 | $25.00 | 10/22/2009 5:42:48 AM |
| gizmo65 | $31.84 | $31.84 | 10/22/2009 4:00:14 AM |
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:37 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:12 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:30 PM |
| ok | $25.00 | $25.00 | 10/8/2009 4:10:48 PM |
| djs81 | $25.00 | $25.00 | 10/8/2009 4:05:55 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:19 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:11 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:04 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:10 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:24 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/8/2009 4:08:45 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:45 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 4:12:57 PM |
| vestquid | $25.00 | $25.00 | 10/8/2009 4:09:27 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:15 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:07 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:14:17 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:51 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 4:15:25 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:37 PM |
| kegs | $100.00 | $100.00 | 10/8/2009 4:12:14 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:18 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:29 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:35 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:37 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:40 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:48 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:08:53 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:38 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:26 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:33 PM |
| snowman34 | $25.00 | $25.00 | 10/8/2009 4:10:40 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:53 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:53 PM |
| credit-investor5 | $50.00 | $50.00 | 10/8/2009 4:13:18 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:22 PM |
| credit-coach118 | $25.00 | $25.00 | 10/8/2009 5:22:14 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:35 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 4:14:50 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 4:15:28 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:26 PM |
| SOP_Bank | $25.00 | $25.00 | 10/8/2009 6:51:50 PM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:31 AM |
| Finspons | $100.00 | $100.00 | 10/8/2009 7:36:57 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:17 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 10:58:51 PM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:51 AM |
| Butterfly1950 | $25.00 | $25.00 | 10/9/2009 4:16:30 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:04 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:56 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:25 AM |
| blot44 | $50.00 | $50.00 | 10/9/2009 9:42:02 AM |
| crenen139 | $25.00 | $25.00 | 10/9/2009 9:39:42 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 12:31:26 PM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:24 AM |
| bowdish1 | $50.00 | $50.00 | 10/9/2009 11:53:30 AM |
| zone6 | $50.00 | $50.00 | 10/9/2009 2:03:55 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/9/2009 6:10:26 PM |
| xchach1ng | $25.00 | $25.00 | 10/9/2009 8:51:47 PM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:21:58 AM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:01:03 AM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:59 AM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:13:58 PM |
| Havana21 | $500.00 | $500.00 | 10/10/2009 12:29:33 AM |
| metro457 | $25.00 | $25.00 | 10/10/2009 9:09:09 AM |
| andyb9 | $25.00 | $13.67 | 10/11/2009 5:24:00 PM |
| auxiliary11 | $57.97 | $57.97 | 10/13/2009 4:25:01 AM |
| ingeborg77 | $50.00 | $50.00 | 10/12/2009 8:11:07 PM |
| reddyloan | $50.00 | $50.00 | 10/13/2009 5:34:08 AM |
| FjLenders | $36.76 | $36.76 | 10/12/2009 8:23:50 PM |
| minista | $25.00 | $25.00 | 10/13/2009 12:56:21 AM |
| kanakakm | $200.00 | $200.00 | 10/13/2009 5:32:43 AM |
| OoM | $25.00 | $25.00 | 10/13/2009 9:46:26 AM |
| Gold_Coin | $25.00 | $25.00 | 10/13/2009 10:50:07 AM |
| UnemployedNinjaMom | $75.00 | $75.00 | 10/13/2009 12:51:59 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:11 PM |
| helpful-dough | $50.00 | $50.00 | 10/13/2009 8:49:40 PM |
| wildanne | $100.00 | $100.00 | 10/14/2009 11:38:32 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:42:22 AM |
| ratzlefrss | $50.00 | $50.00 | 10/14/2009 2:45:46 PM |
| junes08 | $50.00 | $50.00 | 10/14/2009 2:16:56 PM |
| Chosen-one | $26.73 | $26.73 | 10/15/2009 7:52:49 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/16/2009 8:11:26 AM |
| caffinate | $29.82 | $29.82 | 10/16/2009 11:50:11 AM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:43:00 AM |
| scientists | $25.00 | $25.00 | 10/16/2009 2:12:38 PM |
| SCD | $25.00 | $25.00 | 10/16/2009 6:08:14 PM |
| kaizersouse | $100.00 | $100.00 | 10/17/2009 5:46:59 AM |
| Photoman42 | $25.00 | $25.00 | 10/17/2009 2:36:21 PM |
| Russh | $25.00 | $25.00 | 10/17/2009 3:21:14 PM |
| SFBank | $200.00 | $200.00 | 10/17/2009 4:44:30 PM |
| aoohollis310 | $25.00 | $25.00 | 10/17/2009 3:08:21 PM |
| building_community | $50.00 | $50.00 | 10/17/2009 9:24:00 PM |
| JustOneVoice | $25.00 | $25.00 | 10/18/2009 3:52:13 AM |
| GeoLender | $25.00 | $25.00 | 10/18/2009 4:17:14 AM |
| Cherrypicker | $50.00 | $50.00 | 10/18/2009 5:07:26 PM |
| b094 | $50.00 | $50.00 | 10/18/2009 10:28:11 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:44 AM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 5:38:21 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:05 AM |
| shivering | $25.00 | $25.00 | 10/19/2009 10:01:02 AM |
| sflawya | $25.00 | $25.00 | 10/19/2009 1:18:17 PM |
| alkylate | $25.00 | $25.00 | 10/19/2009 7:56:16 PM |
| GrayStudio | $50.00 | $50.00 | 10/19/2009 9:26:10 PM |
| ptjg | $50.00 | $50.00 | 10/19/2009 10:58:16 PM |
| Credit2Prosper | $49.49 | $49.49 | 10/20/2009 6:02:08 AM |
| value-chime | $50.00 | $50.00 | 10/20/2009 6:21:54 AM |
| Castelj | $35.00 | $35.00 | 10/20/2009 7:32:24 AM |
| cmoneybags | $25.61 | $25.61 | 10/20/2009 7:37:34 AM |
| janus_god | $25.00 | $25.00 | 10/20/2009 5:06:00 PM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 6:38:15 PM |
| Moneypenny6 | $25.00 | $25.00 | 10/20/2009 7:43:04 PM |
| fair-dollar | $75.00 | $75.00 | 10/20/2009 7:29:27 PM |
| fortune888 | $25.00 | $25.00 | 10/20/2009 6:47:39 PM |
| dmitriy2 | $75.00 | $75.00 | 10/20/2009 8:55:16 PM |
| tender-ore | $25.00 | $25.00 | 10/20/2009 9:56:41 PM |
| flshdaskll | $25.00 | $25.00 | 10/20/2009 8:21:48 PM |
| dbanwart | $100.00 | $100.00 | 10/21/2009 7:39:15 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/21/2009 8:08:13 AM |
| marala4285 | $25.00 | $25.00 | 10/21/2009 8:57:02 AM |
| e3oM | $75.00 | $75.00 | 10/21/2009 10:46:31 AM |
| JJ-Loans | $28.00 | $28.00 | 10/21/2009 8:33:05 AM |
| caseattle | $25.00 | $25.00 | 10/21/2009 11:08:17 AM |
| MonkeyHero | $25.65 | $25.65 | 10/21/2009 1:47:03 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/21/2009 3:21:55 PM |
| gjm6d | $29.66 | $29.66 | 10/21/2009 4:08:17 PM |
| MidnightBank | $25.00 | $25.00 | 10/21/2009 4:47:43 PM |
| return-twister | $25.00 | $25.00 | 10/21/2009 4:30:38 PM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 5:57:23 PM |
| favorite-commerce | $25.00 | $25.00 | 10/21/2009 4:47:04 PM |
| CARedBull | $49.00 | $49.00 | 10/21/2009 6:33:21 PM |
| stemper | $50.00 | $50.00 | 10/21/2009 6:37:49 PM |
| LoanDMC | $25.00 | $25.00 | 10/21/2009 10:04:09 PM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:29:49 PM |
| Light_Verity | $500.00 | $500.00 | 10/21/2009 10:54:15 PM |
| TFAD72 | $25.00 | $25.00 | 10/21/2009 7:31:58 PM |
| slowpig | $50.00 | $50.00 | 10/21/2009 11:32:52 PM |
| Bodyboard | $25.00 | $25.00 | 10/22/2009 5:47:21 AM |
| 265 bids
|
Borrower Payment Dependent Notes Series
427455
This series of Notes was issued and sold upon the funding of the borrower loan #39098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $334.63 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $325.02 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,288 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| asset-goose |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card
Purpose of loan:
This loan will be used to? pay off credit card.
My financial situation:
I am a good candidate for this loan because?I always pay my debits.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your revolving credit balance is reported at $5,288. You are asking for $10,000. What is the difference being used for? (btw - you have excellent credit and job history, so no objections there and have put in an initial bid) - Finspons
A:
I need to have some service done on our septic system and my wife's car needs new shocks, struts, brakes, and tires. I did not want to use the credit card.
(Oct-09-2009)
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
Thanks for the advice. It's appreciated.
(Oct-13-2009)
Q:
How much are you paying monthly on your credit card debt? - BankofBeth
A:
More than the minimum.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Banker7371 | $25.00 | $25.00 | 10/8/2009 4:05:50 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:11 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:09:21 PM |
| turbospeed | $25.00 | $25.00 | 10/8/2009 4:09:59 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:11 PM |
| Carnth | $25.00 | $25.00 | 10/8/2009 4:07:07 PM |
| saahilld | $25.00 | $25.00 | 10/8/2009 4:09:17 PM |
| credit-investor5 | $50.00 | $50.00 | 10/8/2009 4:13:19 PM |
| Mowine4me | $25.00 | $25.00 | 10/8/2009 4:13:56 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:08 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 4:14:07 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:21 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:27 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:35 PM |
| snowman34 | $25.00 | $25.00 | 10/8/2009 4:10:41 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 4:15:16 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:26 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 4:15:43 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:12:00 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:25 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/8/2009 4:08:45 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:09:01 PM |
| vestquid | $25.00 | $25.00 | 10/8/2009 4:09:28 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:23 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/8/2009 4:10:04 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:13 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:31 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:45 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 4:15:37 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:48 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:54 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:11 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 4:12:58 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:25 PM |
| kegs | $100.00 | $100.00 | 10/8/2009 5:22:06 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:14:16 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/8/2009 5:22:16 PM |
| Finspons | $75.00 | $75.00 | 10/8/2009 7:31:27 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:15 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:30 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:33 PM |
| TheMan | $25.00 | $25.00 | 10/9/2009 6:13:49 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:54 AM |
| Butterfly1950 | $25.00 | $25.00 | 10/9/2009 4:16:29 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:17 AM |
| credit-coach118 | $25.00 | $25.00 | 10/9/2009 6:51:47 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/9/2009 9:43:55 AM |
| ike_bt | $25.00 | $25.00 | 10/9/2009 8:30:58 AM |
| skuba | $26.69 | $26.69 | 10/9/2009 10:54:26 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:47 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:50 AM |
| blot44 | $50.00 | $50.00 | 10/9/2009 9:42:43 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:07 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:24 AM |
| TrueLending | $25.00 | $25.00 | 10/9/2009 2:29:32 PM |
| UncleSafety | $100.00 | $100.00 | 10/9/2009 3:17:34 PM |
| amit_gu | $50.00 | $50.00 | 10/9/2009 12:31:19 PM |
| zone6 | $50.00 | $50.00 | 10/9/2009 2:03:56 PM |
| eureka117 | $25.00 | $25.00 | 10/9/2009 3:29:19 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:37 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:58 AM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:33:59 AM |
| metro457 | $25.00 | $25.00 | 10/10/2009 9:09:08 AM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:01:02 AM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:13:57 PM |
| imyorleadr | $25.00 | $25.00 | 10/11/2009 8:48:57 AM |
| djs81 | $25.00 | $25.00 | 10/11/2009 1:58:56 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/12/2009 6:35:42 AM |
| 850 | $200.00 | $200.00 | 10/11/2009 11:07:25 PM |
| kenji4861 | $50.00 | $26.88 | 10/12/2009 1:44:43 PM |
| minista | $25.00 | $25.00 | 10/12/2009 2:40:59 PM |
| twjh | $25.00 | $25.00 | 10/13/2009 12:16:07 AM |
| Montgomery-Burns | $25.00 | $25.00 | 10/13/2009 8:59:28 AM |
| GeoLender | $50.00 | $50.00 | 10/13/2009 6:09:02 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/14/2009 6:14:08 PM |
| kristl | $25.00 | $25.00 | 10/14/2009 8:12:29 PM |
| McChan | $100.00 | $100.00 | 10/14/2009 9:31:07 PM |
| JTHarris | $100.00 | $100.00 | 10/15/2009 3:08:48 AM |
| yield-quest | $25.00 | $25.00 | 10/15/2009 12:31:52 PM |
| southerngirl9 | $100.00 | $100.00 | 10/15/2009 6:22:57 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/16/2009 8:57:01 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:26:31 AM |
| Barky52 | $25.00 | $25.00 | 10/16/2009 5:37:07 PM |
| SCD | $25.00 | $25.00 | 10/16/2009 6:09:34 PM |
| SFBank | $200.00 | $200.00 | 10/17/2009 4:45:06 PM |
| GeoLender | $25.00 | $25.00 | 10/18/2009 4:20:10 AM |
| adir1 | $25.00 | $25.00 | 10/18/2009 9:12:03 PM |
| sflawya | $25.00 | $25.00 | 10/19/2009 1:17:42 PM |
| 108lender | $100.00 | $100.00 | 10/20/2009 2:21:58 PM |
| kokopuff | $25.00 | $25.00 | 10/20/2009 4:39:52 PM |
| IceFisherman | $85.79 | $85.79 | 10/20/2009 4:43:44 PM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:17 PM |
| fortune888 | $25.00 | $25.00 | 10/20/2009 6:50:20 PM |
| JCMC | $38.59 | $38.59 | 10/20/2009 9:02:24 PM |
| tender-ore | $25.00 | $25.00 | 10/20/2009 9:57:27 PM |
| scloans | $25.00 | $25.00 | 10/21/2009 1:52:43 AM |
| marala4285 | $25.00 | $25.00 | 10/21/2009 8:58:44 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/21/2009 8:09:32 AM |
| Sven79 | $50.00 | $50.00 | 10/21/2009 12:37:00 PM |
| improvman | $50.00 | $50.00 | 10/21/2009 12:46:08 PM |
| kaizersouse | $200.00 | $200.00 | 10/21/2009 12:10:38 PM |
| OCLend | $25.00 | $25.00 | 10/21/2009 4:30:06 PM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 5:58:09 PM |
| favorite-commerce | $25.00 | $25.00 | 10/21/2009 4:48:44 PM |
| YummiBear | $25.00 | $25.00 | 10/21/2009 5:29:51 PM |
| durability-colonel | $50.00 | $50.00 | 10/21/2009 10:11:35 PM |
| aldenrains | $25.00 | $25.00 | 10/21/2009 6:24:59 PM |
| iruz | $40.00 | $40.00 | 10/22/2009 6:02:45 AM |
| scrabbler | $25.00 | $25.00 | 10/22/2009 6:18:04 AM |
| martymaniaman | $25.00 | $25.00 | 10/22/2009 6:20:35 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:46:20 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/22/2009 7:38:53 AM |
| Richmp412 | $30.00 | $30.00 | 10/22/2009 9:25:12 AM |
| mcabery | $50.00 | $50.00 | 10/22/2009 9:43:38 AM |
| Orca-man | $100.00 | $100.00 | 10/22/2009 9:58:09 AM |
| JohnBanks | $25.00 | $25.00 | 10/22/2009 11:18:04 AM |
| ujiba | $25.00 | $25.00 | 10/22/2009 11:18:24 AM |
| Okeey | $25.00 | $25.00 | 10/22/2009 12:08:40 PM |
| OoM | $25.00 | $25.00 | 10/22/2009 11:54:20 AM |
| julijask | $25.00 | $25.00 | 10/22/2009 11:20:13 AM |
| napaone | $50.00 | $50.00 | 10/22/2009 12:35:27 PM |
| slyders87 | $25.00 | $25.00 | 10/22/2009 1:35:43 PM |
| njmlaj726 | $25.00 | $25.00 | 10/22/2009 2:18:00 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:14:30 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:52:12 PM |
| sunnysally | $30.00 | $30.00 | 10/22/2009 2:50:37 PM |
| Rob717171 | $150.00 | $150.00 | 10/22/2009 3:29:22 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:27 PM |
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:39 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:33 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:49 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:08:55 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:27 PM |
| anton | $50.00 | $50.00 | 10/8/2009 4:11:02 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:15 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:44 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:17 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:05 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:44 PM |
| Havana21 | $500.00 | $500.00 | 10/8/2009 4:05:32 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:35 PM |
| ok | $25.00 | $25.00 | 10/8/2009 4:10:49 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:54 PM |
| Syzygy | $25.00 | $25.00 | 10/8/2009 4:14:52 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/8/2009 4:10:57 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:38 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:36 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:51 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:37 PM |
| zento | $25.00 | $25.00 | 10/8/2009 4:14:27 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:20 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:32 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:20 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:28 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:34 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:41 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:48 PM |
| shookie_40 | $25.00 | $25.00 | 10/8/2009 5:01:23 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:16 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 4:15:28 PM |
| lendermender | $25.00 | $25.00 | 10/8/2009 4:22:23 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 7:43:28 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:35 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/8/2009 9:22:14 PM |
| generous-deal6 | $25.00 | $25.00 | 10/8/2009 9:17:10 PM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:29 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:11 AM |
| Iwantahelp | $25.00 | $25.00 | 10/9/2009 6:37:00 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 10:58:50 PM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:24 AM |
| djscal | $100.00 | $100.00 | 10/9/2009 9:43:53 AM |
| caffinate | $110.00 | $110.00 | 10/9/2009 6:38:28 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:03 AM |
| Artist_Blue | $25.00 | $25.00 | 10/9/2009 11:28:54 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/9/2009 10:24:09 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:49 AM |
| Kelor99 | $25.00 | $25.00 | 10/9/2009 9:37:37 AM |
| hellasow | $25.00 | $25.00 | 10/9/2009 12:35:38 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:07:58 PM |
| bowdish1 | $50.00 | $50.00 | 10/9/2009 11:53:32 AM |
| gustavholstopus32 | $25.00 | $25.00 | 10/9/2009 12:18:19 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 12:31:25 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:34 PM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:21:58 AM |
| jybank | $25.00 | $25.00 | 10/10/2009 10:03:46 AM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:53 PM |
| andyb9 | $25.00 | $25.00 | 10/11/2009 5:24:00 PM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:54:00 PM |
| FjLenders | $40.39 | $40.39 | 10/12/2009 7:23:42 AM |
| crenen139 | $50.00 | $50.00 | 10/12/2009 6:35:03 AM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 7:18:51 PM |
| Nash2065 | $25.00 | $25.00 | 10/12/2009 7:35:24 PM |
| circustab | $50.00 | $50.00 | 10/13/2009 5:57:54 AM |
| farchoir | $25.00 | $25.00 | 10/13/2009 9:23:09 AM |
| Gold_Coin | $25.00 | $25.00 | 10/13/2009 9:01:28 AM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:12 PM |
| chesterCFO | $25.00 | $25.00 | 10/13/2009 6:22:49 PM |
| junes08 | $50.00 | $50.00 | 10/14/2009 4:54:36 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:44:09 AM |
| golffish2 | $100.00 | $100.00 | 10/15/2009 4:46:18 AM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:19:31 PM |
| hotwired | $25.00 | $25.00 | 10/15/2009 5:39:08 PM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:42:55 AM |
| JTHarris | $100.00 | $100.00 | 10/17/2009 6:23:25 AM |
| building_community | $50.00 | $50.00 | 10/17/2009 9:23:13 PM |
| justin323 | $25.00 | $25.00 | 10/18/2009 8:06:52 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:46 AM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 6:38:59 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:04 AM |
| cloud8 | $40.00 | $40.00 | 10/20/2009 9:31:33 AM |
| nbah123 | $50.00 | $50.00 | 10/20/2009 11:27:54 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:14:32 PM |
| gary500 | $25.00 | $25.00 | 10/20/2009 3:54:40 PM |
| turbostar666 | $27.00 | $27.00 | 10/20/2009 3:02:07 PM |
| cowboyskier | $44.66 | $44.66 | 10/20/2009 5:06:02 PM |
| GOPHERBOY | $50.00 | $50.00 | 10/20/2009 5:34:04 PM |
| flshdaskll | $25.00 | $25.00 | 10/20/2009 8:22:22 PM |
| dmitriy2 | $25.00 | $25.00 | 10/20/2009 9:01:04 PM |
| FundMaker | $25.00 | $25.00 | 10/20/2009 10:55:29 PM |
| 101010 | $75.00 | $75.00 | 10/21/2009 8:19:08 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/21/2009 3:25:04 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:10:42 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 6:34:38 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:31:35 PM |
| spiff666 | $25.00 | $25.00 | 10/21/2009 7:49:16 PM |
| whazarook | $25.00 | $25.00 | 10/21/2009 9:09:55 PM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:31:02 PM |
| godspeed237 | $25.00 | $25.00 | 10/22/2009 8:01:32 AM |
| Charmart | $25.00 | $25.00 | 10/22/2009 2:51:20 AM |
| dime-worker | $25.00 | $25.00 | 10/22/2009 8:45:17 AM |
| hydrolucid | $25.00 | $25.00 | 10/22/2009 9:33:11 AM |
| manuvns | $25.00 | $25.00 | 10/22/2009 11:03:22 AM |
| Credit2Prosper | $50.00 | $50.00 | 10/22/2009 11:18:22 AM |
| balance-force | $35.00 | $35.00 | 10/22/2009 12:17:25 PM |
| StarFundingSource | $25.00 | $25.00 | 10/22/2009 11:33:38 AM |
| RIVERHTS | $50.00 | $50.00 | 10/22/2009 1:36:39 PM |
| busybee999 | $25.00 | $25.00 | 10/22/2009 2:17:26 PM |
| ChristopherHS | $25.00 | $25.00 | 10/22/2009 2:42:55 PM |
| scientists | $25.00 | $25.00 | 10/22/2009 1:18:25 PM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:18:51 PM |
| Sarspatula | $25.00 | $25.00 | 10/22/2009 2:58:09 PM |
| capital-baron507 | $25.00 | $25.00 | 10/22/2009 3:44:35 PM |
| 242 bids
|
Borrower Payment Dependent Notes Series
427490
This series of Notes was issued and sold upon the funding of the borrower loan #39108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 32.65% |
Starting monthly payment:
| $63.68 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.65% |
Final monthly payment:
| $63.68 |
| |
|
Auction yield range:
| 11.27% - 29.00% |
Estimated loss impact:
| 10.73% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,347 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 90% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tuckerpb2 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Aug-2009)
560-580
(Sep-2008)
560-580
(Jun-2008)
620-640
(Feb-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
debt payoff and wheelchair ramp.
BOUT ME:
Hi, My name is Paul. I am back to apply for a loan to pay off my 1st Franklin loan and to build a wheelchair ramp for my grandmother. I am 34 years old. I have been with my current employer for over
5 years working full time. My job is working? the front desk at a motel.
Reason For the new listing:
I am trying to pay off my 1st Franklin loan and to build a wheelchair ramp for my grandmother.
I get $ 1108.20 each month after taxes.
Plus 1,000 a month to help pay house expensiced from my grandmother who lives with me.
Plus when I get extra shifts at work i can earn an extra 240.00 a month from work.
Plus an extra 100.00 a month for being on call to fix computer problem at the other hotels.
WHAT I WILL DO WITH THE MONEY LOANED TO ME:
I am asking for $1,500
First I would pay off my 1st Franklin loan that is a payoff 900.00, and use the other 600 to pay for the materials to build the ramp. (my brother-in-law is comming up for thnaksgiving to build it.)
HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $2448.20
Mortgage/Rent: $ 485.00 (p+i+e(taxes+insurance).
Phone/cable/internet: $170.00
Electricity & Water: $150.00 highest month. we do not use the ac. it is cool enough outside.
Car Loan and Operating Expenses: $335.00/payment , $100/gas/month
Food: $300
Insurance: $135/insurance auto.
Clothing, expenses for children, etc. $0.00 I don't buy new clothing unless I need to.
Credit cards and loans that won't be paid off with my Prosper loan: $130.00 a month.
Other:15.00 fallen earth membership
-----------------------
Total Monthly Expenses : $1820.00
I will have $628.20 each month left to make the payments on my Prosper loan.
CLOSING REMARKS TO LENDERS: Now I could say flattery words, or plead for funding; but I won't. All I can really say is that if you do fund my request you have my thanks. Also if you look at my last loan. I have payed it back and have never been late and many time i have made my payment early. If you have any question please ask them.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the rate on the Franklin loan? Also, you were supposed to pay off Franklin with your last Prosper loan. What happened? - MsTabbyKats
A:
my current franklin loan is at a 30%. also i did pay off that one. the current one is one i had to get to pay the workers to fix my roof after my cousin failed to do it. I even payed him in advance for the work. I am glad that I went and payed for the material myself.
(Oct-18-2009)
Q:
Congrats on improving your FICO, and paid off your prev. Prosper Loan. In your 9-09 listing, you wanted to pay off your first Prosper loan. You did not get funded, but you've paid off the loan all the same. Where did you get the funding? - whazarook
A:
I took the 600 that i had put aside to put in the ramp and another 400 from my checking account to pay off the prosper loan. I figured that would get a new loan to pay for the ramp and pay off franklin. doing this would take the 308.80 a month payment to 68.00 a month.
(Oct-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 10/7/2009 5:25:02 PM |
| Flying_Tilapia | $125.00 | $125.00 | 10/8/2009 6:57:17 PM |
| TheAlchemist | $25.00 | $25.00 | 10/10/2009 11:55:48 PM |
| reflective-rupee | $25.00 | $6.02 | 10/14/2009 5:06:45 PM |
| Unitas4302 | $100.00 | $100.00 | 10/16/2009 10:44:40 PM |
| MsTabbyKats | $25.00 | $25.00 | 10/18/2009 9:48:03 AM |
| debtcollector | $50.00 | $50.00 | 10/18/2009 10:33:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 5:10:56 PM |
| gelt4u | $25.00 | $25.00 | 10/20/2009 9:19:21 AM |
| DaiUy | $25.00 | $25.00 | 10/20/2009 10:05:21 AM |
| jybank | $25.00 | $25.00 | 10/20/2009 12:11:28 PM |
| brilliant-balance | $25.00 | $25.00 | 10/20/2009 7:02:45 PM |
| deepblue34 | $25.00 | $25.00 | 10/20/2009 6:15:15 PM |
| festivecpl | $25.00 | $25.00 | 10/20/2009 8:02:19 PM |
| RMI_Babylon | $25.00 | $25.00 | 10/20/2009 10:30:02 PM |
| JTHarris | $50.00 | $50.00 | 10/21/2009 7:07:11 AM |
| mnc86 | $30.00 | $30.00 | 10/21/2009 5:07:54 AM |
| JJ-Loans | $49.75 | $49.75 | 10/21/2009 8:13:20 AM |
| privatebankerva | $25.00 | $25.00 | 10/21/2009 8:28:04 AM |
| JobLowe | $25.66 | $25.66 | 10/8/2009 8:27:42 PM |
| drg6289 | $25.00 | $25.00 | 10/13/2009 6:40:49 AM |
| mrxtravis | $50.00 | $50.00 | 10/17/2009 3:10:12 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/19/2009 9:30:36 AM |
| fireman4 | $30.00 | $30.00 | 10/19/2009 8:32:16 AM |
| whazarook | $25.00 | $25.00 | 10/19/2009 12:26:40 PM |
| oaktown23 | $100.00 | $100.00 | 10/20/2009 6:22:09 AM |
| JJ-Loans | $49.75 | $49.75 | 10/20/2009 11:04:02 AM |
| Bobafet | $25.00 | $25.00 | 10/20/2009 5:01:53 PM |
| Ronnieboy888 | $25.00 | $25.00 | 10/20/2009 8:11:20 PM |
| rubylender | $25.00 | $25.00 | 10/20/2009 6:48:59 PM |
| drmoney11 | $33.82 | $33.82 | 10/20/2009 7:12:36 PM |
| ladyorayne | $100.00 | $100.00 | 10/20/2009 9:45:41 PM |
| maga | $100.00 | $100.00 | 10/21/2009 3:35:35 AM |
| photo999 | $25.00 | $25.00 | 10/20/2009 10:08:16 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/21/2009 6:41:45 AM |
| Packers18 | $50.00 | $50.00 | 10/21/2009 2:12:02 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/21/2009 7:44:18 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
427599
This series of Notes was issued and sold upon the funding of the borrower loan #39121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $501.95 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $494.64 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 10
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,094 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dollar-cadence |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay of my credit card debt and the property taxes on my condo and buy newer appliances for my kitchen.
.
My financial situation:
I am a good candidate for this loan because I am a responsile individaul and I have always?try to maintain my credit in good standing. Just like most people, I don?t consider my financial situation perfect. I have some debt that I need to pay off and some goals I want to achieve. Moving forward on financial matters can seem very difficult. ?If I just say: ?I want to get out of debt?, that is too general ? there?s no clear starting point. But setting one?s financial situation in order isn?t impossible. We just need a starting point. I set goals. My financial goals are very set things, though. They have dollar amounts and due dates, no matter what. After all, my finances are all about numbers. It just makes sense that my financial goals are in the same manner. I also take my time. When it comes to a financial decision, including spending relatively large sums of money, I wait.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the break down of the revolving debt?(Amount, Interest Rate, Terms) - the-profit-oracle
A:
Credit Cards:
American Express: $5,691.71- Paid as Agreed ? Annual Rate: 15.24%
Brandsmart: $458.82 ? Paid as Agreed ? Annual Rate: 18.00%
Sears/Citibank: $2,765.41 ? Annual Rate: 21.24%
*Home Equity Line of Credit:
In addition: Bank of America Home Loan Line of Credit - $ 32,911.00 Paid as Agreed ? *Not part of credit card debt.
(Oct-12-2009)
Q:
Why are you buying new appliances when you still have so much to pay off in credit card debt and the home equity loan? - aldenrains
A:
Thank you for question. I bought my home from the original owners with all the original appliances. The condo was built in the late 70?s and the appliances are now 30 years old. Unfortunately, the oven no longer works and the refrigerator leaks. The dishwasher leaks as well. The cost to have it repaired is almost the equivalent to the cost of a new appliance. My utility bills (energy, water?) are also high due to the fact that the appliances are not working properly.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| income-crescendo1 | $25.00 | $25.00 | 10/9/2009 4:21:47 PM |
| selector568 | $100.00 | $100.00 | 10/9/2009 4:23:51 PM |
| Barak | $80.00 | $80.00 | 10/9/2009 4:26:34 PM |
| anton | $50.00 | $50.00 | 10/9/2009 4:26:54 PM |
| compoundinterest | $50.00 | $50.00 | 10/9/2009 4:27:22 PM |
| justice-dna | $25.00 | $25.00 | 10/9/2009 4:27:30 PM |
| Cai8899 | $25.00 | $25.00 | 10/9/2009 4:28:25 PM |
| CallMeBen | $25.00 | $25.00 | 10/9/2009 4:23:55 PM |
| abidos | $25.00 | $25.00 | 10/9/2009 4:24:02 PM |
| kulender | $25.00 | $25.00 | 10/9/2009 4:24:12 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/9/2009 4:29:21 PM |
| sflawya | $25.00 | $25.00 | 10/9/2009 4:25:03 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/9/2009 4:25:31 PM |
| sas19 | $25.00 | $25.00 | 10/9/2009 4:26:10 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/9/2009 4:31:01 PM |
| BlindProphet | $25.00 | $25.00 | 10/9/2009 4:27:15 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/9/2009 4:27:55 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/9/2009 4:28:04 PM |
| larrybird | $95.00 | $95.00 | 10/9/2009 4:28:19 PM |
| transparency-giant | $50.00 | $50.00 | 10/9/2009 4:21:40 PM |
| investor_101 | $50.00 | $50.00 | 10/9/2009 4:21:55 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:34:46 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:31 PM |
| point-zebra | $25.00 | $25.00 | 10/9/2009 4:23:43 PM |
| jcfunder | $25.00 | $25.00 | 10/9/2009 4:30:54 PM |
| personal-lender | $25.00 | $25.00 | 10/9/2009 4:24:32 PM |
| investor_101 | $50.00 | $50.00 | 10/9/2009 4:25:13 PM |
| Weaverville | $25.00 | $25.00 | 10/9/2009 4:25:36 PM |
| gold-tsunami | $25.00 | $25.00 | 10/9/2009 4:26:04 PM |
| snowman34 | $25.00 | $25.00 | 10/9/2009 4:26:26 PM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 4:33:16 PM |
| j48 | $25.00 | $25.00 | 10/9/2009 4:26:44 PM |
| Kelor99 | $25.00 | $25.00 | 10/9/2009 4:33:38 PM |
| zone6 | $50.00 | $50.00 | 10/9/2009 4:34:27 PM |
| SNH | $50.00 | $50.00 | 10/9/2009 4:27:45 PM |
| gracej | $25.00 | $25.00 | 10/9/2009 4:27:50 PM |
| kid8549 | $25.00 | $25.00 | 10/9/2009 4:28:12 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:35 PM |
| Havana21 | $100.00 | $100.00 | 10/9/2009 4:33:36 PM |
| metro457 | $25.00 | $25.00 | 10/10/2009 9:09:05 AM |
| peace-cadence | $25.00 | $25.00 | 10/9/2009 7:28:50 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:54 AM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/10/2009 10:54:40 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:11:47 PM |
| ErikB | $25.00 | $25.00 | 10/11/2009 8:33:49 PM |
| a-responsible-return | $25.00 | $25.00 | 10/12/2009 8:38:56 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/12/2009 6:41:55 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/12/2009 6:35:43 AM |
| robot777 | $25.00 | $25.00 | 10/12/2009 1:38:57 PM |
| ATOHokie | $25.00 | $25.00 | 10/12/2009 2:39:15 PM |
| Sixmil | $25.00 | $25.00 | 10/12/2009 2:39:59 PM |
| kenji4861 | $50.00 | $50.00 | 10/12/2009 1:44:38 PM |
| michaelndn | $25.00 | $25.00 | 10/12/2009 2:09:04 PM |
| rwelle | $25.00 | $25.00 | 10/12/2009 2:30:53 PM |
| ThomasC | $25.00 | $25.00 | 10/12/2009 5:18:58 PM |
| VBAces | $75.00 | $75.00 | 10/12/2009 2:44:44 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:39:08 PM |
| panegryst | $25.00 | $25.00 | 10/12/2009 8:05:37 PM |
| Brainworm | $25.00 | $25.00 | 10/12/2009 7:03:45 PM |
| nzlxjwek | $25.00 | $25.00 | 10/12/2009 10:24:05 PM |
| YogaDude34 | $100.00 | $100.00 | 10/13/2009 4:21:43 AM |
| mcabery | $25.00 | $25.00 | 10/13/2009 5:08:44 AM |
| HappyHelper54 | $25.00 | $25.00 | 10/13/2009 5:53:56 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 6:14:19 AM |
| YogaDude34 | $125.00 | $125.00 | 10/13/2009 4:19:24 AM |
| GatorBait | $50.00 | $50.00 | 10/12/2009 11:12:06 PM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 6:58:52 AM |
| skuba | $35.10 | $35.10 | 10/13/2009 3:16:34 AM |
| MonkeyPet | $25.00 | $25.00 | 10/13/2009 8:38:47 AM |
| Toastsr | $300.00 | $300.00 | 10/13/2009 7:38:48 AM |
| rlrcstr | $25.00 | $25.00 | 10/13/2009 9:00:13 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 8:54:32 AM |
| LendDoc | $25.00 | $25.00 | 10/13/2009 7:44:07 AM |
| oreyedoc | $25.00 | $25.00 | 10/13/2009 8:23:42 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 8:37:32 AM |
| unixx | $100.00 | $100.00 | 10/13/2009 9:34:51 AM |
| innocent-deal | $25.00 | $25.00 | 10/13/2009 10:42:27 AM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:49:09 AM |
| honorable-treasure | $25.00 | $25.00 | 10/13/2009 10:49:44 AM |
| brw | $25.00 | $25.00 | 10/13/2009 10:41:41 AM |
| figs4u2 | $400.00 | $400.00 | 10/13/2009 10:44:16 AM |
| AF-Chief | $35.00 | $35.00 | 10/13/2009 11:30:00 AM |
| coondog | $25.00 | $25.00 | 10/13/2009 11:05:04 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:29 AM |
| otter | $25.00 | $25.00 | 10/13/2009 11:54:07 AM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:13 PM |
| ceg451 | $25.00 | $25.00 | 10/13/2009 1:09:05 PM |
| rjleves | $25.00 | $25.00 | 10/13/2009 2:04:03 PM |
| best-marketologist | $25.00 | $25.00 | 10/13/2009 3:39:01 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/13/2009 5:54:21 PM |
| ManilaBoy40 | $100.00 | $100.00 | 10/13/2009 4:06:15 PM |
| rjblack | $50.00 | $50.00 | 10/13/2009 4:19:00 PM |
| LR_Biker | $25.00 | $25.00 | 10/13/2009 7:44:54 PM |
| blot44 | $25.00 | $25.00 | 10/14/2009 5:25:34 AM |
| rex45 | $25.00 | $25.00 | 10/14/2009 7:44:27 AM |
| reueljw | $25.00 | $25.00 | 10/14/2009 10:33:07 AM |
| 101010 | $25.00 | $25.00 | 10/14/2009 12:34:42 PM |
| Davidson2 | $25.00 | $25.00 | 10/14/2009 2:14:12 PM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2009 2:14:19 PM |
| Watts518 | $25.00 | $25.00 | 10/14/2009 2:14:10 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/14/2009 2:14:14 PM |
| freefly67 | $25.00 | $25.00 | 10/14/2009 2:14:21 PM |
| YoungTaxMan | $50.00 | $50.00 | 10/14/2009 2:16:32 PM |
| smallcountry | $25.00 | $25.00 | 10/14/2009 2:14:08 PM |
| triumphant-community | $25.00 | $25.00 | 10/14/2009 2:14:16 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/14/2009 5:40:12 PM |
| busybee007 | $25.00 | $25.00 | 10/14/2009 5:40:17 PM |
| The_Loan_Ranger | $26.61 | $4.65 | 10/14/2009 5:40:22 PM |
| djc314 | $25.00 | $25.00 | 10/14/2009 5:40:14 PM |
| mentalsweat | $25.00 | $25.00 | 10/14/2009 5:40:00 PM |
| radiant-cash | $100.00 | $100.00 | 10/14/2009 5:40:11 PM |
| GhaChr | $25.00 | $25.00 | 10/14/2009 5:40:17 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/15/2009 8:57:59 PM |
| Iwantahelp | $25.00 | $25.00 | 10/16/2009 11:25:47 AM |
| butlerpossible | $25.00 | $25.00 | 10/16/2009 3:08:14 PM |
| minista | $25.00 | $25.00 | 10/17/2009 12:51:25 AM |
| gethope | $25.00 | $25.00 | 10/19/2009 12:29:59 AM |
| lawyervon | $25.00 | $25.00 | 10/19/2009 6:06:27 AM |
| mister_waffle | $25.00 | $25.00 | 10/19/2009 8:51:15 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:50 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:31 PM |
| WhiteGiant | $25.00 | $25.00 | 10/19/2009 4:32:08 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 9:58:16 AM |
| Montgomery-Burns | $25.00 | $25.00 | 10/20/2009 9:37:01 AM |
| Gobsek | $50.00 | $50.00 | 10/20/2009 9:58:15 AM |
| Gold_Coin | $25.00 | $25.00 | 10/20/2009 9:58:18 AM |
| crazyinjun | $50.00 | $50.00 | 10/20/2009 2:26:25 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:34:30 PM |
| puyanera | $25.00 | $25.00 | 10/20/2009 3:16:41 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:17:12 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:16:37 PM |
| Moneypenny6 | $25.00 | $25.00 | 10/20/2009 7:45:35 PM |
| HenryK7 | $41.70 | $41.70 | 10/20/2009 6:13:51 PM |
| Aristophil | $100.00 | $100.00 | 10/20/2009 6:36:18 PM |
| summrs1 | $25.00 | $25.00 | 10/20/2009 9:18:07 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/20/2009 8:52:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:06:35 PM |
| community-gyration7 | $50.00 | $50.00 | 10/21/2009 5:37:03 AM |
| balance-force | $35.00 | $35.00 | 10/20/2009 11:32:30 PM |
| littlemonkey | $25.00 | $25.00 | 10/21/2009 12:56:00 AM |
| 101010 | $100.00 | $100.00 | 10/21/2009 8:24:55 AM |
| benefit-surfer | $25.00 | $25.00 | 10/21/2009 7:46:29 AM |
| Aristophil | $100.00 | $100.00 | 10/21/2009 11:05:09 AM |
| LarWit1512 | $25.00 | $25.00 | 10/21/2009 4:29:20 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:05:01 PM |
| active-reward7 | $25.00 | $25.00 | 10/21/2009 6:34:41 PM |
| Share-the-wealth | $200.00 | $200.00 | 10/22/2009 7:45:43 AM |
| FjLenders | $50.03 | $50.03 | 10/22/2009 4:03:39 PM |
| Rockymtnhi | $88.39 | $88.39 | 10/22/2009 5:03:09 PM |
| gustavholstopus32 | $25.00 | $25.00 | 10/22/2009 5:28:57 PM |
| Chrishu | $25.00 | $25.00 | 10/22/2009 6:55:08 PM |
| nbah123 | $50.00 | $50.00 | 10/22/2009 8:20:49 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/22/2009 9:25:56 PM |
| jcw3rd | $25.00 | $25.00 | 10/22/2009 6:27:13 PM |
| Aquatic | $60.59 | $60.59 | 10/23/2009 7:03:51 AM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:39 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:16:16 AM |
| organic-platinum | $25.00 | $25.00 | 10/23/2009 9:44:17 AM |
| SpectrumFinance | $25.00 | $25.00 | 10/23/2009 11:06:17 AM |
| ChamelEian | $30.00 | $30.00 | 10/23/2009 12:10:51 PM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:43:35 AM |
| interest88 | $25.00 | $25.00 | 10/23/2009 12:17:00 PM |
| dblaz5 | $300.00 | $300.00 | 10/23/2009 12:43:35 PM |
| oldman68 | $25.00 | $25.00 | 10/23/2009 2:13:46 PM |
| velocity-winner | $25.00 | $25.00 | 10/23/2009 2:13:02 PM |
| wild-orange | $500.00 | $500.00 | 10/23/2009 3:34:17 PM |
| debtcollector | $250.00 | $250.00 | 10/23/2009 2:57:00 PM |
| AJ8981 | $25.00 | $25.00 | 10/23/2009 1:35:51 PM |
| RichDadPoorDad | $25.00 | $25.00 | 10/23/2009 3:26:39 PM |
| Harpersferry | $50.00 | $50.00 | 10/23/2009 2:50:22 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:09:54 PM |
| whitegold24k | $500.00 | $500.00 | 10/23/2009 3:57:42 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:24:14 PM |
| DonaldColorado | $25.00 | $25.00 | 10/9/2009 4:24:25 PM |
| vestquid | $25.00 | $25.00 | 10/9/2009 4:25:02 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/9/2009 4:25:08 PM |
| DukSerduk | $25.00 | $25.00 | 10/9/2009 4:25:43 PM |
| djh47a | $40.00 | $40.00 | 10/9/2009 4:27:04 PM |
| inventive-funds | $25.00 | $25.00 | 10/9/2009 4:27:09 PM |
| turbine5 | $40.00 | $40.00 | 10/9/2009 4:27:40 PM |
| Banker7371 | $25.00 | $25.00 | 10/9/2009 4:23:21 PM |
| dealarella | $25.00 | $25.00 | 10/9/2009 4:28:55 PM |
| fortytwo | $250.00 | $250.00 | 10/9/2009 4:29:07 PM |
| LDFree | $25.00 | $25.00 | 10/9/2009 4:24:38 PM |
| loaninvesting | $25.00 | $25.00 | 10/9/2009 4:25:05 PM |
| bchen78875 | $50.00 | $50.00 | 10/9/2009 4:25:52 PM |
| Syzygy | $25.00 | $25.00 | 10/9/2009 4:30:17 PM |
| ok | $25.00 | $25.00 | 10/9/2009 4:26:40 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/9/2009 4:31:17 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/9/2009 4:32:16 PM |
| degster | $25.00 | $25.00 | 10/9/2009 4:27:33 PM |
| credit-investor5 | $50.00 | $50.00 | 10/9/2009 4:33:05 PM |
| holstj | $25.00 | $25.00 | 10/9/2009 4:33:45 PM |
| thedreamer | $25.00 | $25.00 | 10/9/2009 4:28:34 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 4:28:40 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 4:34:21 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/9/2009 4:29:02 PM |
| icon7 | $25.00 | $25.00 | 10/9/2009 4:29:40 PM |
| bowdish1 | $50.00 | $50.00 | 10/9/2009 5:08:55 PM |
| WealthBoy | $25.00 | $25.00 | 10/9/2009 4:24:40 PM |
| unclejaef | $25.00 | $25.00 | 10/9/2009 4:32:12 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:24 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/9/2009 4:26:17 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/9/2009 4:26:49 PM |
| czar3 | $25.00 | $25.00 | 10/9/2009 4:28:43 PM |
| hawker | $100.00 | $100.00 | 10/9/2009 4:28:49 PM |
| papaman | $25.00 | $25.00 | 10/9/2009 4:34:01 PM |
| zento | $25.00 | $25.00 | 10/9/2009 10:09:39 PM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:33:55 AM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:21:54 AM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:13:51 PM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:00:58 AM |
| Hondo | $25.00 | $25.00 | 10/10/2009 1:14:07 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/10/2009 3:17:48 PM |
| greenback-ally | $50.00 | $50.00 | 10/10/2009 3:19:17 PM |
| kegs | $58.37 | $58.37 | 10/10/2009 4:19:40 PM |
| imyorleadr | $25.00 | $25.00 | 10/11/2009 8:48:53 AM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:50 PM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:53:56 PM |
| productive-currency3 | $25.00 | $25.00 | 10/10/2009 7:25:56 PM |
| SFBank | $200.00 | $200.00 | 10/11/2009 5:38:50 AM |
| MAJESTIC5 | $25.00 | $25.00 | 10/12/2009 6:35:52 AM |
| ClearLake | $25.00 | $25.00 | 10/12/2009 8:33:42 AM |
| andyb9 | $25.00 | $25.00 | 10/11/2009 5:23:57 PM |
| progressive-rupee | $25.00 | $25.00 | 10/12/2009 9:53:58 AM |
| KailuaLender | $25.00 | $25.00 | 10/12/2009 1:44:55 PM |
| Halos2002 | $50.00 | $50.00 | 10/12/2009 2:14:28 PM |
| three-for-6 | $30.00 | $30.00 | 10/12/2009 8:08:48 AM |
| nicebank | $100.00 | $100.00 | 10/12/2009 2:30:26 PM |
| slartibardfast | $25.00 | $25.00 | 10/12/2009 2:08:58 PM |
| FlexFunding | $100.00 | $100.00 | 10/12/2009 3:09:00 PM |
| Rev1126 | $25.00 | $25.00 | 10/12/2009 2:30:33 PM |
| ytjameslee | $50.00 | $50.00 | 10/12/2009 5:45:37 PM |
| MGS | $25.00 | $25.00 | 10/12/2009 8:14:30 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/12/2009 8:21:19 PM |
| martalli | $25.00 | $25.00 | 10/12/2009 7:17:12 PM |
| bokonon | $25.00 | $25.00 | 10/12/2009 10:18:49 PM |
| Tai | $25.00 | $25.00 | 10/13/2009 1:29:49 AM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:03:49 AM |
| get30inc | $50.00 | $50.00 | 10/13/2009 12:04:12 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 5:54:00 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 1:07:18 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/13/2009 6:41:03 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 7:13:53 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 8:34:07 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 9:34:13 AM |
| LizzieMN | $25.00 | $25.00 | 10/13/2009 6:44:19 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 6:56:24 AM |
| casteroil | $30.00 | $30.00 | 10/13/2009 9:37:38 AM |
| wdove511 | $25.00 | $25.00 | 10/13/2009 11:14:29 AM |
| Dazz2061 | $25.00 | $25.00 | 10/13/2009 10:49:40 AM |
| 13nd3r | $25.00 | $25.00 | 10/13/2009 10:42:15 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/13/2009 12:15:40 PM |
| bigdees | $25.00 | $25.00 | 10/13/2009 11:45:09 AM |
| Scoreman | $50.00 | $50.00 | 10/13/2009 1:05:32 PM |
| Cheburashka | $40.00 | $40.00 | 10/13/2009 3:24:21 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/13/2009 4:19:31 PM |
| saritha | $25.00 | $25.00 | 10/13/2009 4:53:45 PM |
| Thorny | $25.00 | $25.00 | 10/13/2009 6:29:05 PM |
| BoutYeBank | $25.00 | $25.00 | 10/13/2009 7:58:49 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:14:29 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 5:33:10 AM |
| FEWDollars | $25.00 | $25.00 | 10/14/2009 9:33:01 AM |
| leverage-monger | $100.00 | $100.00 | 10/14/2009 9:33:12 AM |
| One1putt | $25.00 | $25.00 | 10/14/2009 1:28:04 PM |
| heavy_ax | $25.00 | $25.00 | 10/14/2009 2:14:07 PM |
| BzJ108 | $25.00 | $25.00 | 10/14/2009 2:14:13 PM |
| danthemon35 | $25.00 | $25.00 | 10/14/2009 2:14:23 PM |
| 34bcp23 | $25.00 | $25.00 | 10/14/2009 2:14:09 PM |
| CPA_Investor | $25.00 | $25.00 | 10/14/2009 2:14:11 PM |
| radiant-fund | $25.00 | $25.00 | 10/14/2009 2:14:18 PM |
| currency-persimmon | $25.00 | $25.00 | 10/14/2009 2:14:22 PM |
| andrewgl | $25.00 | $25.00 | 10/14/2009 2:14:14 PM |
| TheMan | $25.00 | $25.00 | 10/14/2009 2:14:20 PM |
| louisprima | $36.51 | $36.51 | 10/14/2009 2:17:09 PM |
| Castellan | $25.00 | $25.00 | 10/14/2009 2:23:27 PM |
| bluesheep | $25.00 | $25.00 | 10/14/2009 5:40:15 PM |
| Copa16 | $25.00 | $25.00 | 10/14/2009 5:40:18 PM |
| jybank | $25.00 | $25.00 | 10/14/2009 5:44:36 PM |
| wjf60 | $25.00 | $25.00 | 10/14/2009 5:40:11 PM |
| gig4ls | $25.00 | $25.00 | 10/14/2009 5:30:10 PM |
| jdnyc | $25.00 | $25.00 | 10/14/2009 5:40:13 PM |
| gauss02 | $25.00 | $25.00 | 10/14/2009 5:40:19 PM |
| 3am-preacher | $25.00 | $25.00 | 10/15/2009 1:23:00 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:27:11 AM |
| rustysailor | $25.00 | $25.00 | 10/16/2009 1:40:52 PM |
| 850 | $266.36 | $266.36 | 10/17/2009 10:09:34 PM |
| don'twannadance | $50.00 | $50.00 | 10/18/2009 6:00:07 AM |
| ingeborg77 | $50.00 | $50.00 | 10/18/2009 5:56:05 AM |
| dma1206 | $25.00 | $25.00 | 10/18/2009 6:05:34 PM |
| twjh | $25.00 | $25.00 | 10/19/2009 6:04:40 AM |
| droryikra | $25.00 | $25.00 | 10/19/2009 6:05:51 AM |
| building_community | $50.00 | $50.00 | 10/19/2009 5:26:08 PM |
| EL_NITIDO | $25.00 | $25.00 | 10/19/2009 8:11:13 PM |
| Sumach | $25.00 | $25.00 | 10/19/2009 5:38:27 PM |
| best-commanding-funds | $25.00 | $25.00 | 10/19/2009 8:38:56 PM |
| Bigsaver | $25.00 | $25.00 | 10/19/2009 9:48:47 PM |
| oaktown23 | $200.00 | $200.00 | 10/20/2009 6:03:48 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/20/2009 9:58:19 AM |
| HudsonTigers | $25.00 | $25.00 | 10/20/2009 10:08:05 AM |
| NJournalist | $25.00 | $25.00 | 10/20/2009 10:37:30 AM |
| interstellar | $50.00 | $50.00 | 10/20/2009 11:17:41 AM |
| greeninspirit | $25.00 | $25.00 | 10/20/2009 4:45:35 PM |
| phaded | $25.00 | $25.00 | 10/20/2009 5:06:18 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:16:56 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 6:04:18 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:16:19 PM |
| ujiba | $25.00 | $25.00 | 10/20/2009 5:20:27 PM |
| ptjg | $75.00 | $75.00 | 10/20/2009 8:48:25 PM |
| rmpedi33 | $50.00 | $50.00 | 10/20/2009 8:44:28 PM |
| lazyeye | $25.00 | $25.00 | 10/21/2009 4:32:53 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 7:58:04 AM |
| caseattle | $25.00 | $25.00 | 10/21/2009 11:03:40 AM |
| investor11373 | $25.00 | $25.00 | 10/21/2009 1:33:40 PM |
| dt_one | $25.00 | $25.00 | 10/21/2009 3:45:13 PM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 4:41:24 PM |
| dmitriy2 | $25.00 | $25.00 | 10/21/2009 4:52:32 PM |
| schubper | $50.00 | $50.00 | 10/22/2009 4:56:44 AM |
| LoanDMC | $25.00 | $25.00 | 10/21/2009 10:23:18 PM |
| massuot | $25.00 | $25.00 | 10/22/2009 8:35:32 AM |
| fiscal65 | $25.00 | $25.00 | 10/22/2009 1:33:15 PM |
| patriot384 | $50.00 | $50.00 | 10/22/2009 4:57:36 PM |
| Shelby2082 | $25.00 | $25.00 | 10/22/2009 4:58:32 PM |
| scloans | $25.00 | $25.00 | 10/22/2009 5:54:58 PM |
| tender-ore | $25.00 | $25.00 | 10/22/2009 5:10:58 PM |
| silver-boots | $25.00 | $25.00 | 10/23/2009 5:49:52 AM |
| BAEVentures | $50.00 | $50.00 | 10/23/2009 7:08:21 AM |
| TheLoanManCan | $25.00 | $25.00 | 10/23/2009 9:39:35 AM |
| banker65010 | $25.00 | $25.00 | 10/23/2009 8:16:05 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/23/2009 8:20:25 AM |
| buffalobills | $25.00 | $25.00 | 10/23/2009 8:38:15 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:36:19 AM |
| techreseller | $50.00 | $50.00 | 10/23/2009 8:46:27 AM |
| CashBank | $25.00 | $25.00 | 10/23/2009 9:08:26 AM |
| jtoms101 | $28.30 | $28.30 | 10/23/2009 9:31:34 AM |
| snowdem0n | $50.00 | $50.00 | 10/23/2009 10:52:30 AM |
| buphigam | $25.00 | $25.00 | 10/23/2009 11:18:23 AM |
| betheanswer | $50.00 | $50.00 | 10/23/2009 10:26:24 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:36:33 AM |
| Ardy123 | $25.00 | $25.00 | 10/23/2009 12:00:57 PM |
| Oakland | $50.00 | $50.00 | 10/23/2009 11:13:54 AM |
| mcabery | $75.00 | $75.00 | 10/23/2009 12:37:44 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:19:53 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:34:51 PM |
| busybee999 | $25.00 | $25.00 | 10/23/2009 3:33:58 PM |
| aganippe | $50.00 | $50.00 | 10/23/2009 2:28:18 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 4:04:46 PM |
| 347 bids
|
Borrower Payment Dependent Notes Series
428083
This series of Notes was issued and sold upon the funding of the borrower loan #39109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $334.63 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $325.02 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 860-880 (Oct-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,436 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| capitalelstiltskin |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in Real Estate
Purpose of loan:
The loan will be used to investment in residential real estate. A few friends and I are pulling together $100,000 and partnering up with a seasoned investor who has extensive experience identifying residential real estate at the wholesale level, evaluating the cost to bring the investment to a market sales price, managing the project from purchase through investment construction, and the eventual sale or rental management of the property.
My financial situation:
I am a good candidate for this loan because I have excellent credit, a very good income and very little consumer debt.? I only have a house payment, a student loan payment from my MBA and a car payment that will with paid off in December.? I currently gross around $8,900 per month. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:12 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:59:20 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:59:18 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:53 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 10:01:04 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:12 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:02:03 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:03:01 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 10:03:55 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 10:04:23 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:59:30 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:51 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:46 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:04:59 AM |
| turbospeed | $39.68 | $39.68 | 10/13/2009 10:00:35 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:22 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:12 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 10:08:23 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:04:04 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:20 AM |
| czar3 | $25.00 | $25.00 | 10/13/2009 10:04:40 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 10:09:25 AM |
| holstj | $25.00 | $25.00 | 10/13/2009 10:11:03 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:40 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 10:10:55 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 10:12:05 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:47 AM |
| ThomasC | $25.00 | $25.00 | 10/13/2009 10:30:31 AM |
| kenji4861 | $50.00 | $50.00 | 10/13/2009 10:26:32 AM |
| MGS | $25.00 | $25.00 | 10/13/2009 10:31:12 AM |
| VBAces | $75.00 | $75.00 | 10/13/2009 10:28:09 AM |
| Tai | $25.00 | $25.00 | 10/13/2009 10:32:49 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 10:33:46 AM |
| slartibardfast | $25.00 | $25.00 | 10/13/2009 10:27:07 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 10:34:06 AM |
| GatorBait | $50.00 | $50.00 | 10/13/2009 10:32:13 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 10:35:33 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 10:34:34 AM |
| martalli | $25.00 | $25.00 | 10/13/2009 10:31:01 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 10:35:24 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 10:35:59 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 10:35:22 AM |
| lendermender | $25.00 | $25.00 | 10/13/2009 10:41:25 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/13/2009 12:15:32 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 12:34:01 PM |
| ceg451 | $25.00 | $25.00 | 10/13/2009 1:09:08 PM |
| anton | $50.00 | $50.00 | 10/13/2009 2:04:22 PM |
| Banker7371 | $25.00 | $25.00 | 10/13/2009 2:35:11 PM |
| djh47a | $40.00 | $40.00 | 10/13/2009 3:15:14 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:08 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:30:57 PM |
| Syzygy | $25.00 | $25.00 | 10/13/2009 4:10:25 PM |
| ManilaBoy40 | $100.00 | $100.00 | 10/13/2009 4:06:21 PM |
| rjblack | $50.00 | $50.00 | 10/13/2009 4:18:55 PM |
| djscal | $100.00 | $100.00 | 10/13/2009 5:59:01 PM |
| zento | $25.00 | $25.00 | 10/13/2009 5:32:12 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/13/2009 5:54:26 PM |
| e3oM | $39.28 | $39.28 | 10/13/2009 6:12:12 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2009 6:18:54 PM |
| cingular | $25.00 | $25.00 | 10/13/2009 6:23:51 PM |
| BoutYeBank | $25.00 | $25.00 | 10/13/2009 7:58:46 PM |
| coondog | $25.00 | $25.00 | 10/13/2009 8:04:50 PM |
| DonaldColorado | $25.00 | $25.00 | 10/13/2009 8:44:28 PM |
| gold-tsunami | $25.00 | $25.00 | 10/14/2009 4:53:49 AM |
| Lender0010 | $25.00 | $25.00 | 10/14/2009 4:54:38 AM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 5:33:06 AM |
| jazz619 | $50.00 | $50.00 | 10/14/2009 4:54:39 AM |
| jybank | $25.00 | $25.00 | 10/14/2009 7:23:02 AM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 8:38:01 AM |
| a-responsible-return | $25.00 | $25.00 | 10/14/2009 8:50:13 AM |
| DHolly | $25.00 | $25.00 | 10/14/2009 10:29:00 AM |
| regahj99 | $25.00 | $25.00 | 10/14/2009 11:10:37 AM |
| fortytwo | $40.00 | $40.00 | 10/14/2009 11:38:10 AM |
| panegryst | $25.00 | $25.00 | 10/14/2009 2:16:39 PM |
| Gibbyland | $25.00 | $25.00 | 10/14/2009 2:16:59 PM |
| One1putt | $25.00 | $25.00 | 10/14/2009 1:28:00 PM |
| rlrcstr | $25.00 | $25.00 | 10/14/2009 1:40:21 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/14/2009 2:16:38 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/14/2009 2:16:47 PM |
| slowpig | $50.00 | $50.00 | 10/14/2009 2:28:53 PM |
| Cheburashka | $25.00 | $25.00 | 10/14/2009 2:29:52 PM |
| bowdish1 | $50.00 | $50.00 | 10/14/2009 2:15:31 PM |
| Castellan | $25.00 | $25.00 | 10/14/2009 2:23:25 PM |
| innocent-deal | $25.00 | $25.00 | 10/14/2009 3:20:21 PM |
| busybee999 | $25.00 | $25.00 | 10/14/2009 4:20:42 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/14/2009 5:42:43 PM |
| Coach2often | $50.00 | $50.00 | 10/14/2009 5:49:06 PM |
| Gundu | $25.00 | $25.00 | 10/14/2009 8:45:08 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/14/2009 9:35:09 PM |
| hellasow | $30.00 | $30.00 | 10/15/2009 4:11:04 AM |
| dansarkis | $25.00 | $25.00 | 10/14/2009 9:28:23 PM |
| Finchy78 | $25.00 | $25.00 | 10/15/2009 4:55:43 AM |
| estancias | $25.00 | $25.00 | 10/14/2009 11:18:55 PM |
| mikeandcat | $50.00 | $50.00 | 10/15/2009 7:30:56 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/15/2009 9:33:34 AM |
| kindness-saver | $44.26 | $44.26 | 10/15/2009 8:28:12 AM |
| blue-note-relaxation | $25.00 | $25.00 | 10/15/2009 9:34:38 AM |
| Namrok | $25.00 | $25.00 | 10/15/2009 9:33:09 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/15/2009 9:34:34 AM |
| tsui517 | $25.00 | $25.00 | 10/15/2009 10:33:12 AM |
| superchicken | $25.00 | $25.00 | 10/15/2009 10:42:10 AM |
| fsa3 | $25.00 | $25.00 | 10/15/2009 10:49:01 AM |
| skuba | $50.00 | $50.00 | 10/15/2009 1:44:52 PM |
| mizount | $25.00 | $25.00 | 10/15/2009 3:33:05 PM |
| jhouman | $25.00 | $25.00 | 10/15/2009 4:18:09 PM |
| MidnightBank | $25.00 | $25.00 | 10/15/2009 5:38:41 PM |
| teejay411 | $29.96 | $29.96 | 10/15/2009 5:23:03 PM |
| MasterJin | $25.00 | $25.00 | 10/15/2009 5:43:43 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:30:26 PM |
| GrayStudio | $50.00 | $50.00 | 10/15/2009 5:38:30 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/15/2009 6:48:07 PM |
| NATIVEBORN | $25.47 | $25.47 | 10/15/2009 5:31:40 PM |
| mbraslav | $30.00 | $30.00 | 10/15/2009 7:23:17 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/15/2009 6:03:09 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/15/2009 5:43:46 PM |
| return-confidant | $25.00 | $25.00 | 10/15/2009 8:55:25 PM |
| testobsessed | $39.08 | $39.08 | 10/15/2009 6:48:11 PM |
| szetheli | $31.88 | $31.88 | 10/15/2009 6:59:09 PM |
| shopzone | $25.00 | $25.00 | 10/15/2009 6:48:05 PM |
| Jassi | $25.00 | $25.00 | 10/16/2009 3:43:00 AM |
| interstellar | $50.00 | $50.00 | 10/16/2009 7:25:36 AM |
| BOBCH | $25.00 | $13.54 | 10/16/2009 6:16:24 AM |
| davidc314 | $50.00 | $50.00 | 10/16/2009 8:20:06 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:26:25 AM |
| ujiba | $25.00 | $25.00 | 10/16/2009 11:41:26 AM |
| Ven58 | $25.00 | $25.00 | 10/16/2009 2:07:15 PM |
| packrs1 | $50.00 | $50.00 | 10/16/2009 1:11:57 PM |
| OCLend | $25.00 | $25.00 | 10/16/2009 1:41:28 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/16/2009 3:52:20 PM |
| worth-matador | $25.00 | $25.00 | 10/16/2009 4:44:23 PM |
| RandyL3 | $50.00 | $50.00 | 10/16/2009 8:30:07 PM |
| GeoLender | $50.00 | $50.00 | 10/16/2009 9:20:16 PM |
| eureka117 | $25.00 | $25.00 | 10/17/2009 5:57:18 AM |
| LoanDMC | $25.00 | $25.00 | 10/17/2009 11:31:23 AM |
| generous-deal6 | $39.00 | $39.00 | 10/17/2009 9:26:04 AM |
| Chosen-one | $25.00 | $25.00 | 10/17/2009 9:59:40 AM |
| hotwired | $25.00 | $25.00 | 10/17/2009 12:56:22 PM |
| mdf84 | $25.00 | $25.00 | 10/17/2009 1:36:57 PM |
| kanakakm | $200.00 | $200.00 | 10/18/2009 5:44:48 AM |
| cowboyskier | $50.00 | $50.00 | 10/17/2009 5:53:26 PM |
| Chosen-one | $25.00 | $25.00 | 10/17/2009 7:34:25 PM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:22:01 PM |
| AJ8981 | $25.00 | $25.00 | 10/18/2009 3:10:24 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:39 AM |
| BR-549 | $27.50 | $27.50 | 10/19/2009 5:40:19 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:12 AM |
| Credit2Prosper | $50.00 | $50.00 | 10/19/2009 4:37:14 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/19/2009 6:00:25 PM |
| RandyL3 | $31.47 | $31.47 | 10/19/2009 5:04:51 PM |
| LandE2BG | $50.00 | $50.00 | 10/19/2009 7:27:11 PM |
| benevolent-reward | $25.00 | $25.00 | 10/19/2009 8:11:53 PM |
| BAEVentures | $50.00 | $50.00 | 10/19/2009 8:50:37 PM |
| crafty | $25.00 | $25.00 | 10/19/2009 9:22:51 PM |
| FjLenders | $47.52 | $47.52 | 10/20/2009 6:01:32 AM |
| janus_god | $25.00 | $25.00 | 10/20/2009 6:01:38 AM |
| nicebank | $25.57 | $25.57 | 10/20/2009 6:02:34 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 6:27:45 AM |
| credit-coach118 | $25.00 | $25.00 | 10/20/2009 8:47:53 AM |
| cloud8 | $40.00 | $40.00 | 10/20/2009 9:31:28 AM |
| selector568 | $100.00 | $100.00 | 10/13/2009 9:58:55 AM |
| vestquid | $25.00 | $25.00 | 10/13/2009 10:00:05 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:59:51 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:39 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:52 AM |
| ok | $25.00 | $25.00 | 10/13/2009 10:02:18 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 10:03:14 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:51 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:45 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:21 AM |
| jcfunder | $25.00 | $25.00 | 10/13/2009 10:07:53 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:07:57 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:46 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 10:04:30 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 10:04:42 AM |
| credit-investor5 | $50.00 | $50.00 | 10/13/2009 10:10:25 AM |
| zone6 | $75.00 | $75.00 | 10/13/2009 10:11:49 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:11 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/13/2009 10:11:32 AM |
| g314 | $30.00 | $30.00 | 10/13/2009 10:13:37 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:18 AM |
| amit_gu | $50.00 | $50.00 | 10/13/2009 10:25:31 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:52 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/13/2009 10:30:20 AM |
| supersarah61 | $25.00 | $25.00 | 10/13/2009 10:24:38 AM |
| andyb9 | $25.00 | $25.00 | 10/13/2009 10:25:12 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 10:32:42 AM |
| FlexFunding | $100.00 | $100.00 | 10/13/2009 10:28:44 AM |
| KailuaLender | $25.00 | $25.00 | 10/13/2009 10:26:43 AM |
| progressive-rupee | $25.00 | $25.00 | 10/13/2009 10:30:30 AM |
| nzlxjwek | $25.00 | $25.00 | 10/13/2009 10:31:39 AM |
| get30inc | $50.00 | $50.00 | 10/13/2009 10:32:20 AM |
| Reinadog9 | $25.00 | $25.00 | 10/13/2009 10:30:47 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 10:33:33 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:37 AM |
| AF-Chief | $35.00 | $35.00 | 10/13/2009 11:30:08 AM |
| figs4u2 | $400.00 | $400.00 | 10/13/2009 10:44:21 AM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:49:04 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 11:14:31 AM |
| rjleves | $25.00 | $25.00 | 10/13/2009 2:03:59 PM |
| turbine5 | $25.00 | $25.00 | 10/13/2009 2:39:36 PM |
| otter | $25.00 | $25.00 | 10/13/2009 11:54:12 AM |
| Toastsr | $25.00 | $25.00 | 10/13/2009 2:18:55 PM |
| SNH | $50.00 | $50.00 | 10/13/2009 3:24:44 PM |
| LR_Biker | $25.00 | $25.00 | 10/13/2009 7:44:58 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/13/2009 6:01:02 PM |
| CommerciaLender | $25.00 | $25.00 | 10/13/2009 9:34:17 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:14:24 PM |
| Cai8899 | $50.00 | $50.00 | 10/14/2009 2:33:17 AM |
| here2lend | $25.00 | $25.00 | 10/14/2009 3:23:11 AM |
| blot44 | $50.00 | $50.00 | 10/14/2009 5:22:46 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:19:34 AM |
| rex45 | $25.00 | $25.00 | 10/14/2009 7:44:30 AM |
| FEWDollars | $25.00 | $25.00 | 10/14/2009 9:33:06 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/14/2009 8:58:04 AM |
| leverage-monger | $100.00 | $100.00 | 10/14/2009 9:33:15 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 10:33:23 AM |
| bokonon | $25.00 | $25.00 | 10/14/2009 11:10:34 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/14/2009 11:08:42 AM |
| degster | $25.00 | $25.00 | 10/14/2009 2:17:02 PM |
| caffinate | $110.00 | $110.00 | 10/14/2009 2:13:50 PM |
| leftcoast52 | $25.00 | $25.00 | 10/14/2009 3:33:07 PM |
| Patter256 | $25.00 | $25.00 | 10/14/2009 5:42:49 PM |
| BeemerRider | $25.00 | $25.00 | 10/14/2009 5:58:21 PM |
| j48 | $25.00 | $25.00 | 10/14/2009 5:42:42 PM |
| kegs | $100.00 | $100.00 | 10/14/2009 5:44:45 PM |
| johannesfactotum | $25.00 | $25.00 | 10/14/2009 7:25:19 PM |
| minista | $25.00 | $25.00 | 10/14/2009 8:55:41 PM |
| wrighco | $25.00 | $25.00 | 10/14/2009 10:19:16 PM |
| nolahelper | $50.00 | $50.00 | 10/15/2009 5:50:43 AM |
| kmwvma | $25.00 | $25.00 | 10/15/2009 3:13:28 AM |
| twjh | $25.00 | $25.00 | 10/15/2009 4:11:20 AM |
| Orringo | $50.00 | $50.00 | 10/15/2009 7:28:27 AM |
| Aethelwolf | $25.00 | $25.00 | 10/15/2009 7:38:03 AM |
| larrybird | $53.07 | $53.07 | 10/15/2009 9:08:11 AM |
| sh71 | $25.00 | $25.00 | 10/15/2009 9:35:20 AM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 9:33:27 AM |
| wonderous-euro | $25.00 | $25.00 | 10/15/2009 9:33:21 AM |
| kokopuff | $25.00 | $25.00 | 10/15/2009 10:48:43 AM |
| neenerman | $25.00 | $25.00 | 10/15/2009 10:23:53 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/15/2009 10:40:23 AM |
| buffalobills | $25.00 | $25.00 | 10/15/2009 10:33:22 AM |
| rmpedi33 | $100.00 | $100.00 | 10/15/2009 11:52:14 AM |
| JJS180 | $25.00 | $25.00 | 10/15/2009 11:05:12 AM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 12:30:42 PM |
| preciousjeni | $50.00 | $50.00 | 10/15/2009 3:03:23 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/15/2009 5:04:10 PM |
| KiwiElf | $30.00 | $30.00 | 10/15/2009 5:31:35 PM |
| Gold_Coin | $25.00 | $25.00 | 10/15/2009 6:45:59 PM |
| spencer14883 | $25.00 | $25.00 | 10/15/2009 6:37:54 PM |
| kirkjerk | $25.00 | $25.00 | 10/15/2009 9:35:20 PM |
| Captain88 | $25.00 | $25.00 | 10/16/2009 5:06:18 AM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:20 AM |
| WillingToHelpOut | $25.00 | $25.00 | 10/16/2009 8:57:00 AM |
| IceFisherman | $44.54 | $44.54 | 10/16/2009 12:23:08 PM |
| SpectrumFinance | $25.00 | $25.00 | 10/16/2009 2:16:01 PM |
| Silverling6 | $51.25 | $51.25 | 10/16/2009 4:20:09 PM |
| rockytop | $85.00 | $85.00 | 10/16/2009 6:39:41 PM |
| excellent-greenback | $100.00 | $100.00 | 10/17/2009 4:30:06 AM |
| ChiTownBanker | $31.93 | $31.93 | 10/17/2009 6:59:21 AM |
| LoanDMC | $50.00 | $50.00 | 10/17/2009 11:18:04 AM |
| dorypro | $25.00 | $25.00 | 10/17/2009 1:04:56 PM |
| Mowine4me | $50.00 | $50.00 | 10/17/2009 6:14:28 PM |
| nyran20 | $25.00 | $25.00 | 10/18/2009 2:04:06 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 10:34:16 AM |
| fairmaiden | $50.00 | $50.00 | 10/19/2009 10:13:44 AM |
| sflawya | $25.00 | $25.00 | 10/19/2009 1:16:14 PM |
| return-twister | $25.00 | $25.00 | 10/19/2009 1:27:40 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:33:05 PM |
| rce1964 | $25.00 | $25.00 | 10/19/2009 4:38:10 PM |
| datongmama | $25.00 | $25.00 | 10/19/2009 5:46:15 PM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 1:21:16 AM |
| Marlin2010 | $25.00 | $25.00 | 10/20/2009 7:25:09 AM |
| TheMoneyVault | $25.00 | $25.00 | 10/20/2009 5:38:51 AM |
| JohnBanks | $25.00 | $25.00 | 10/20/2009 6:01:14 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:36:36 AM |
| organic-platinum | $25.00 | $25.00 | 10/20/2009 9:45:54 AM |
| 276 bids
|
Borrower Payment Dependent Notes Series
428899
This series of Notes was issued and sold upon the funding of the borrower loan #39117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 12.50% |
Starting borrower rate/APR:
| 13.50% / 13.85% |
Starting monthly payment:
| $288.45 |
|
Final lender yield:
| 10.95% |
Final borrower rate/APR:
| 11.95% / 12.30% |
Final monthly payment:
| $282.12 |
| |
|
Auction yield range:
| 3.27% - 12.50% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 21y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $49,531 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| 1971-Cuda |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Re-listing to pay off Credit Card
Purpose of loan:
This loan will be used to?
Pay off credit card debt. I am looking to pay off all my debt, and this is a good way to pay it off faster.
I am re-posting this ad due to an income verification issue?I had with my first posting.?
Propser would not allow me to factor in my rental property income so my first ad was cancelled. Thank you to all who bid on?my first ad, I hope you will help again.
My financial situation:
I am a good candidate for this loan because?
I have been a police officer for over 20 years, I have a good stable job, and I make good money. I also have investment property income that Prosper will not allow me to include as income, but based upon my Schedule E form?on last year taxes?these properties grossed just over $80,000.I have never missed a payment, nor have I ever been late on any loan payment.? My monthly income is more than my monthly expenses even before I consider my wife's income into the equation. As of now I have approximately $1100.00 extra each month after all expenses are paid. A good portion of my revolving debt was incurred from paying for my Masters Degree and some from my daughters college, both of which are done. Now I am just looking to pay off this debt at a lower intrest rate, and in a shorter time period.
Thank you in advance for any help.
Jim
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please describe the balances you intend to pay off with this loan, their interest rate and their reason? Any other balances that you maintain? - ptjg
A:
Hi,
My goal is to pay off all of my revolving debt within the next 24-36 months. This loan will go directly towards paying off a credit card that was used primarily to pay my daughters college tuition, books, and misc. exp. It was 8.9% card but the company raised the rate, it is now at 12.9%. even though I have never been late, always pay extra on it. Some other debt is a result of paying for my Masters Degree. This degree increased my salary by 25% the extra will go towards my remaining debt.
(Oct-20-2009)
Q:
I was a bidder on your original request. Why were you unable to provide the needed documentation an how are you ensuring this outcome will be successful? - TheLenderYouWantBiddingForYou
A:
Hello,
On my last listing I included income that I recieve from my rental properties which I learned after the bidding had ended that I could not do. On this new listing I only listed the income from my W-2 from work and did not list any of my rental income.
Thanks
Jim
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WealthBoy | $25.00 | $25.00 | 10/16/2009 4:06:53 PM |
| verbal8 | $25.00 | $25.00 | 10/16/2009 4:08:34 PM |
| saahilld | $25.00 | $25.00 | 10/16/2009 4:06:07 PM |
| CallMeBen | $25.00 | $25.00 | 10/16/2009 4:17:39 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/16/2009 4:26:45 PM |
| Halos2002 | $50.00 | $50.00 | 10/16/2009 4:28:26 PM |
| flwah | $25.00 | $25.00 | 10/16/2009 4:27:33 PM |
| income-fortress | $100.00 | $100.00 | 10/16/2009 4:29:47 PM |
| hellasow | $25.00 | $25.00 | 10/16/2009 7:34:37 PM |
| Guiren | $100.00 | $100.00 | 10/16/2009 10:41:44 PM |
| unk1911 | $25.00 | $25.00 | 10/17/2009 8:29:55 AM |
| BankOfShaun | $25.00 | $25.00 | 10/17/2009 6:51:20 PM |
| KlarthXVII | $25.00 | $25.00 | 10/19/2009 5:13:48 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:49 AM |
| jybank | $25.00 | $25.00 | 10/19/2009 8:26:26 AM |
| Bigsaver | $25.00 | $25.00 | 10/19/2009 4:23:09 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/19/2009 9:16:10 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 10:15:00 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/20/2009 10:13:44 AM |
| twjh | $25.00 | $25.00 | 10/20/2009 10:36:53 AM |
| greeninspirit | $25.00 | $25.00 | 10/20/2009 10:37:21 AM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:08:53 PM |
| kelador | $200.00 | $200.00 | 10/20/2009 5:52:56 PM |
| miket71 | $27.49 | $27.49 | 10/21/2009 11:53:40 AM |
| credit-coach118 | $25.00 | $25.00 | 10/21/2009 12:40:20 PM |
| WhiteGiant | $25.00 | $25.00 | 10/21/2009 12:03:51 PM |
| Gobsek | $50.00 | $50.00 | 10/21/2009 1:03:18 PM |
| ricebin | $25.00 | $25.00 | 10/21/2009 4:30:09 PM |
| fiscal65 | $25.00 | $25.00 | 10/21/2009 4:30:07 PM |
| ajk_blue | $25.00 | $25.00 | 10/21/2009 5:38:52 PM |
| fortune888 | $25.00 | $25.00 | 10/21/2009 6:25:06 PM |
| inforapenny | $25.00 | $25.00 | 10/22/2009 10:28:58 AM |
| Gromac | $25.00 | $25.00 | 10/22/2009 12:33:58 PM |
| Spizzo | $25.00 | $25.00 | 10/22/2009 2:51:28 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:50:10 PM |
| llequire1 | $400.00 | $400.00 | 10/22/2009 5:39:27 PM |
| jcw3rd | $25.00 | $25.00 | 10/22/2009 6:18:27 PM |
| YummiBear | $25.00 | $25.00 | 10/22/2009 7:14:04 PM |
| CatbirdBanking | $50.00 | $50.00 | 10/22/2009 8:16:18 PM |
| buffalobills | $25.00 | $25.00 | 10/22/2009 8:29:03 PM |
| gothampark | $25.00 | $25.00 | 10/22/2009 11:31:41 PM |
| liquidhorse | $25.00 | $25.00 | 10/22/2009 6:29:07 PM |
| warew | $25.00 | $25.00 | 10/22/2009 6:36:34 PM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 12:57:25 AM |
| spiff666 | $25.00 | $25.00 | 10/22/2009 7:32:16 PM |
| Nicedad72 | $25.00 | $25.00 | 10/23/2009 5:23:56 AM |
| bkb7484 | $25.00 | $25.00 | 10/22/2009 8:14:40 PM |
| Aquatic | $50.00 | $50.00 | 10/23/2009 6:12:21 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:39:49 AM |
| BAEVentures | $50.00 | $50.00 | 10/23/2009 7:05:05 AM |
| KingCroesus | $25.00 | $25.00 | 10/22/2009 9:52:01 PM |
| CommerciaLender | $25.00 | $25.00 | 10/23/2009 7:58:25 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:16:15 AM |
| reward-workhorse | $25.00 | $25.00 | 10/23/2009 7:09:14 AM |
| PrepWonder | $25.00 | $25.00 | 10/23/2009 10:15:09 AM |
| loanman2007 | $100.00 | $100.00 | 10/23/2009 11:50:10 AM |
| Johnab | $25.00 | $25.00 | 10/23/2009 11:51:17 AM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 10:12:17 AM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/23/2009 12:33:42 PM |
| lnrn | $27.45 | $27.45 | 10/23/2009 12:35:00 PM |
| momentous-transaction8 | $150.00 | $150.00 | 10/23/2009 11:21:00 AM |
| HQLender06851 | $25.00 | $25.00 | 10/23/2009 1:11:42 PM |
| ArmyGuy | $25.00 | $25.00 | 10/23/2009 12:11:04 PM |
| enthusiastic-market2 | $50.00 | $50.00 | 10/23/2009 1:21:50 PM |
| oldman68 | $25.00 | $25.00 | 10/23/2009 2:09:51 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:06:05 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/23/2009 1:21:14 PM |
| MidnightBank | $25.00 | $25.00 | 10/23/2009 1:21:28 PM |
| organic-platinum | $25.00 | $25.00 | 10/23/2009 2:42:55 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 3:28:30 PM |
| fairness-swashbuckler | $39.04 | $39.04 | 10/23/2009 3:56:41 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:27:09 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 3:28:15 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 3:06:52 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 3:07:10 PM |
| drummerdad | $25.00 | $25.00 | 10/23/2009 3:30:36 PM |
| 0403 | $25.00 | $25.00 | 10/23/2009 4:01:31 PM |
| Kyileo | $50.00 | $50.00 | 10/23/2009 3:43:45 PM |
| Engineer44 | $30.00 | $30.00 | 10/23/2009 4:01:42 PM |
| inforapenny | $25.00 | $25.00 | 10/16/2009 4:08:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/16/2009 4:28:16 PM |
| DeltaComputerGuy | $25.00 | $25.00 | 10/17/2009 6:01:31 PM |
| ValyaLibra01 | $100.00 | $100.00 | 10/18/2009 10:48:04 AM |
| impartial-diversification | $1,500.00 | $1,500.00 | 10/19/2009 8:25:23 AM |
| building_community | $50.00 | $50.00 | 10/19/2009 8:26:19 AM |
| caffinate | $110.00 | $110.00 | 10/19/2009 10:28:41 AM |
| davidmanheim | $25.00 | $25.00 | 10/19/2009 4:32:03 PM |
| Sumach | $25.00 | $25.00 | 10/19/2009 5:39:34 PM |
| Iwantahelp | $25.00 | $25.00 | 10/20/2009 9:47:42 AM |
| minista | $25.00 | $25.00 | 10/20/2009 9:57:34 AM |
| PotBellyPete | $25.00 | $25.00 | 10/20/2009 10:36:52 AM |
| phaded | $25.00 | $25.00 | 10/20/2009 10:37:30 AM |
| puyanera | $25.00 | $25.00 | 10/20/2009 3:01:57 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:41:35 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 4:46:35 PM |
| JLPicard | $100.00 | $100.00 | 10/20/2009 6:57:51 PM |
| tenacious-payout | $25.00 | $25.00 | 10/20/2009 8:02:15 PM |
| ptjg | $58.00 | $58.00 | 10/20/2009 9:12:05 PM |
| credit-coach118 | $35.00 | $35.00 | 10/20/2009 8:00:17 PM |
| ValyaLibra01 | $50.00 | $50.00 | 10/21/2009 9:57:08 AM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 1:03:22 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/21/2009 1:03:21 PM |
| gm93001 | $250.00 | $250.00 | 10/21/2009 1:00:07 PM |
| interest88 | $25.00 | $25.00 | 10/21/2009 4:36:41 PM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 4:40:01 PM |
| RadCad1 | $50.00 | $50.00 | 10/21/2009 4:32:50 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:00:41 PM |
| revenue-sapling | $25.00 | $25.00 | 10/21/2009 7:31:46 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 7:59:51 AM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 10/22/2009 8:01:36 PM |
| blot44 | $25.00 | $25.00 | 10/22/2009 5:53:03 PM |
| mattblizz | $50.00 | $50.00 | 10/23/2009 12:09:10 AM |
| Charmart | $25.00 | $25.00 | 10/23/2009 2:51:12 AM |
| JFalcon | $50.00 | $50.00 | 10/23/2009 5:39:10 AM |
| 78 | $25.00 | $25.00 | 10/23/2009 6:03:12 AM |
| djp127 | $25.00 | $25.00 | 10/23/2009 7:12:00 AM |
| SeekingAlpha | $50.00 | $50.00 | 10/23/2009 8:22:17 AM |
| Cherrypicker | $50.00 | $50.00 | 10/23/2009 9:09:34 AM |
| STLRacer | $25.00 | $25.00 | 10/23/2009 9:31:45 AM |
| JerryB96 | $25.00 | $25.00 | 10/23/2009 9:20:09 AM |
| blLending | $25.00 | $25.00 | 10/23/2009 10:29:05 AM |
| crazybunga | $25.00 | $25.00 | 10/23/2009 8:44:59 AM |
| RecoveryLender | $36.57 | $36.57 | 10/23/2009 8:45:23 AM |
| Im_the_piper---Pay_up | $100.00 | $100.00 | 10/23/2009 9:45:16 AM |
| Torero06 | $54.93 | $54.93 | 10/23/2009 9:57:06 AM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 11:22:34 AM |
| pbw | $25.00 | $25.00 | 10/23/2009 10:26:17 AM |
| dblaz5 | $250.00 | $250.00 | 10/23/2009 12:36:21 PM |
| MasterKey | $25.00 | $25.00 | 10/23/2009 1:15:56 PM |
| UESbank | $33.13 | $33.13 | 10/23/2009 1:11:49 PM |
| debtcollector | $250.00 | $250.00 | 10/23/2009 1:48:45 PM |
| AJ8981 | $51.47 | $51.47 | 10/23/2009 1:32:04 PM |
| bobbyhume | $25.00 | $25.00 | 10/23/2009 1:40:58 PM |
| crw1950 | $50.00 | $50.00 | 10/23/2009 2:22:31 PM |
| jpyrek | $50.00 | $50.00 | 10/23/2009 2:30:24 PM |
| Ven58 | $25.00 | $25.00 | 10/23/2009 2:46:17 PM |
| Harpersferry | $50.00 | $50.00 | 10/23/2009 2:54:50 PM |
| wild-orange | $500.00 | $416.92 | 10/23/2009 3:14:15 PM |
| oldman1947 | $25.00 | $25.00 | 10/23/2009 3:37:06 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 3:40:25 PM |
| balance-force | $30.00 | $30.00 | 10/23/2009 3:08:11 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/23/2009 3:15:14 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 3:37:35 PM |
| sharp-credit | $200.00 | $200.00 | 10/23/2009 3:54:35 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
429320
This series of Notes was issued and sold upon the funding of the borrower loan #39146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $501.95 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $494.64 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,530 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Yankeeeagle |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 820-840
(Jan-2008)
|
|
Principal balance:
| $4,497.28 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Paying Off My Credit Cards
Purpose of loan:
This loan will be used to pay off 3 credit cards and my current Prosper Loan.???
My financial situation:
I am a good candidate for this loan because I?always pay my bills on time. i also have other funds set aside if I should need them for an emergency. Pay back is guaranteed.
Information in the Description is not verified.
Friends And Family Winning Bids
crispies has bid a total of
$30.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
How do you intend to utilize this loan? Which balances will you be paying off? - ptjg
A:
I have 3 credit cards that I want to consolidate into one and pay them all off. I will also pay off my 1st Prosper loan.
(Oct-20-2009)
Q:
It appears you have a credit card balance of $8,530... why are you requesting more than that amount if you are just trying to pay off your credit cards? - geekguy
A:
I transfered the balance of 1 card of $4k to another card that had a balance of $4K to generate the balance of $8+K and then I have another card at $2K and then my previous prosper.com loan with a balance of $5K. Total needed to get one payment is $15K.
(Oct-22-2009)
Q:
Do you plan on closing the credit card accounts which you will be paying off this this loan? - mtgops
A:
No, they will remain open but I will not use them. Closing them would lower my credit score and I can manage the open accounts. I am not overloaded by them and can afford to pay them but just wanted to consolidate and of course get a lower rate.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| supersarah61 | $25.00 | $25.00 | 10/19/2009 12:54:37 PM |
| FlexFunding | $100.00 | $100.00 | 10/19/2009 12:55:27 PM |
| thegreatone | $50.00 | $50.00 | 10/19/2009 12:56:57 PM |
| SNH | $50.00 | $50.00 | 10/19/2009 12:57:40 PM |
| a-responsible-return | $25.00 | $25.00 | 10/19/2009 12:58:25 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/19/2009 12:58:28 PM |
| Attract | $25.00 | $25.00 | 10/19/2009 12:56:08 PM |
| kenji4861 | $50.00 | $50.00 | 10/19/2009 12:54:53 PM |
| slartibardfast | $35.00 | $35.00 | 10/19/2009 12:55:13 PM |
| VBAces | $75.00 | $75.00 | 10/19/2009 12:55:15 PM |
| ThomasC | $25.00 | $25.00 | 10/19/2009 12:55:39 PM |
| djh47a | $40.00 | $40.00 | 10/19/2009 12:57:36 PM |
| Cai8899 | $50.00 | $50.00 | 10/19/2009 12:58:02 PM |
| kanakakm | $50.00 | $50.00 | 10/19/2009 12:56:31 PM |
| AF-Chief | $35.00 | $35.00 | 10/19/2009 12:57:22 PM |
| BeemerRider | $25.00 | $25.00 | 10/19/2009 12:58:51 PM |
| Halos2002 | $50.00 | $50.00 | 10/19/2009 1:00:29 PM |
| Gundu | $25.00 | $25.00 | 10/19/2009 12:59:04 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/19/2009 12:59:35 PM |
| holstj | $25.00 | $25.00 | 10/19/2009 1:06:20 PM |
| dirkjan | $25.00 | $25.00 | 10/19/2009 1:01:32 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/19/2009 1:08:23 PM |
| nzlxjwek | $25.00 | $25.00 | 10/19/2009 1:03:30 PM |
| jcfunder | $25.00 | $25.00 | 10/19/2009 1:06:56 PM |
| panegryst | $25.00 | $25.00 | 10/19/2009 1:07:48 PM |
| ytjameslee | $50.00 | $50.00 | 10/19/2009 1:06:15 PM |
| kmprospeo | $25.00 | $25.00 | 10/19/2009 1:08:16 PM |
| credit-investor5 | $50.00 | $50.00 | 10/19/2009 1:07:17 PM |
| WealthBoy | $25.00 | $25.00 | 10/19/2009 1:20:48 PM |
| transparency-giant | $65.00 | $65.00 | 10/19/2009 1:16:19 PM |
| Barak | $80.00 | $80.00 | 10/19/2009 1:26:35 PM |
| compoundinterest | $50.00 | $50.00 | 10/19/2009 1:26:41 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/19/2009 1:26:56 PM |
| Havana21 | $50.00 | $50.00 | 10/19/2009 1:28:06 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 1:51:38 PM |
| kulender | $25.00 | $25.00 | 10/19/2009 1:26:02 PM |
| personal-lender | $25.00 | $25.00 | 10/19/2009 1:26:08 PM |
| loaninvesting | $25.00 | $25.00 | 10/19/2009 1:22:01 PM |
| DukSerduk | $25.00 | $25.00 | 10/19/2009 1:26:23 PM |
| bchen78875 | $50.00 | $50.00 | 10/19/2009 1:26:27 PM |
| inventive-funds | $25.00 | $25.00 | 10/19/2009 1:26:37 PM |
| gracej | $25.00 | $25.00 | 10/19/2009 1:26:46 PM |
| czar3 | $25.00 | $25.00 | 10/19/2009 1:26:54 PM |
| icon7 | $50.00 | $50.00 | 10/19/2009 1:26:59 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/19/2009 2:03:22 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/19/2009 1:27:05 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/19/2009 1:27:08 PM |
| goofy15975 | $25.00 | $25.00 | 10/19/2009 1:28:05 PM |
| zone6 | $75.00 | $75.00 | 10/19/2009 1:28:13 PM |
| uncleegg | $25.00 | $25.00 | 10/19/2009 1:28:19 PM |
| dr-dollar | $25.00 | $25.00 | 10/19/2009 1:28:23 PM |
| abidos | $25.00 | $25.00 | 10/19/2009 1:26:01 PM |
| BlindProphet | $25.00 | $25.00 | 10/19/2009 1:26:39 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 1:26:51 PM |
| Sixmil | $25.00 | $25.00 | 10/19/2009 1:33:23 PM |
| market-assembler | $34.44 | $34.44 | 10/19/2009 1:27:49 PM |
| Citizenryan | $25.00 | $25.00 | 10/19/2009 2:41:43 PM |
| Lancasterdust | $25.00 | $25.00 | 10/19/2009 2:58:58 PM |
| MAKEITAUTOMATIC | $25.00 | $25.00 | 10/19/2009 2:42:34 PM |
| crazybill | $25.00 | $25.00 | 10/19/2009 2:46:07 PM |
| QEI_Investor | $25.00 | $25.00 | 10/19/2009 3:51:38 PM |
| GRI | $50.00 | $50.00 | 10/19/2009 3:32:44 PM |
| gold-tsunami | $25.00 | $25.00 | 10/19/2009 4:36:02 PM |
| L-vex | $25.00 | $25.00 | 10/19/2009 4:14:09 PM |
| degster | $25.00 | $25.00 | 10/19/2009 4:36:53 PM |
| Merganser | $25.00 | $25.00 | 10/19/2009 4:33:54 PM |
| Kelor99 | $25.00 | $25.00 | 10/19/2009 4:37:06 PM |
| GatorBait | $50.00 | $50.00 | 10/19/2009 4:48:54 PM |
| slowpig | $25.00 | $25.00 | 10/19/2009 7:23:55 PM |
| JustMee | $25.00 | $25.00 | 10/19/2009 5:15:04 PM |
| InvestorPartners | $25.00 | $25.00 | 10/19/2009 7:27:10 PM |
| rwelle | $25.00 | $25.00 | 10/19/2009 7:31:33 PM |
| j48 | $25.00 | $25.00 | 10/19/2009 7:13:33 PM |
| 13nd3r | $25.00 | $25.00 | 10/19/2009 7:26:38 PM |
| Reinadog9 | $25.00 | $25.00 | 10/19/2009 7:31:32 PM |
| otter | $25.00 | $25.00 | 10/19/2009 7:31:36 PM |
| tlp43 | $25.00 | $25.00 | 10/19/2009 7:31:33 PM |
| MGS | $25.00 | $25.00 | 10/19/2009 7:41:20 PM |
| Ananya | $25.00 | $25.00 | 10/20/2009 5:26:16 AM |
| vkorichkov | $25.00 | $25.00 | 10/19/2009 9:51:07 PM |
| don8ter | $60.00 | $60.00 | 10/20/2009 6:14:21 AM |
| payout-showcase | $25.00 | $25.00 | 10/19/2009 11:51:21 PM |
| gain-butterfly | $25.00 | $25.00 | 10/20/2009 1:11:13 AM |
| Jassi | $25.00 | $25.00 | 10/20/2009 6:01:25 AM |
| BoutYeBank | $25.00 | $25.00 | 10/20/2009 6:01:45 AM |
| best-marketologist | $25.00 | $25.00 | 10/20/2009 6:26:12 AM |
| leverage-baker | $25.00 | $25.00 | 10/20/2009 9:31:39 AM |
| bot403 | $25.00 | $25.00 | 10/20/2009 9:46:34 AM |
| twomonkeys3 | $25.00 | $25.00 | 10/20/2009 9:46:38 AM |
| wjf60 | $25.00 | $25.00 | 10/20/2009 9:47:17 AM |
| The_Loan_Ranger | $29.19 | $29.19 | 10/20/2009 9:49:51 AM |
| Hondo | $25.00 | $25.00 | 10/20/2009 9:50:09 AM |
| Snowflake6515 | $25.00 | $25.00 | 10/20/2009 9:55:25 AM |
| power-collider | $25.00 | $25.00 | 10/20/2009 9:55:44 AM |
| gauss02 | $25.00 | $25.00 | 10/20/2009 9:55:49 AM |
| triumphant-community | $25.00 | $25.00 | 10/20/2009 9:56:14 AM |
| rmachi | $25.00 | $25.00 | 10/20/2009 9:26:53 AM |
| lloyd_s | $25.00 | $25.00 | 10/20/2009 8:51:30 AM |
| Skady3love | $25.00 | $25.00 | 10/20/2009 9:46:33 AM |
| bdloans | $46.51 | $46.51 | 10/20/2009 9:46:58 AM |
| dphoenix | $25.00 | $25.00 | 10/20/2009 9:47:04 AM |
| djc314 | $25.00 | $25.00 | 10/20/2009 9:47:23 AM |
| Hola_James | $25.00 | $25.00 | 10/20/2009 10:18:13 AM |
| JohnBanks | $25.00 | $25.00 | 10/20/2009 9:47:45 AM |
| Cpay2Me | $25.00 | $25.00 | 10/20/2009 9:49:46 AM |
| MAJESTIC5 | $50.00 | $50.00 | 10/20/2009 9:33:17 AM |
| busybee007 | $25.00 | $25.00 | 10/20/2009 9:50:03 AM |
| honorable-treasure | $25.00 | $25.00 | 10/20/2009 9:50:22 AM |
| mikeandcat | $50.00 | $50.00 | 10/20/2009 9:53:43 AM |
| FarBeyondDriven | $25.00 | $25.00 | 10/20/2009 9:55:36 AM |
| credit-coach118 | $35.00 | $35.00 | 10/20/2009 9:37:02 AM |
| skuba | $50.00 | $50.00 | 10/20/2009 9:56:11 AM |
| lendingstar | $25.00 | $25.00 | 10/20/2009 9:46:28 AM |
| 34bcp23 | $25.00 | $25.00 | 10/20/2009 9:46:55 AM |
| jdnyc | $25.00 | $25.00 | 10/20/2009 9:47:20 AM |
| MissionMicroFinance | $39.74 | $39.74 | 10/20/2009 9:49:57 AM |
| danthemon35 | $25.00 | $25.00 | 10/20/2009 9:50:06 AM |
| bowdish1 | $50.00 | $50.00 | 10/20/2009 9:50:17 AM |
| Dazz2061 | $25.00 | $25.00 | 10/20/2009 9:50:23 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/20/2009 10:25:56 AM |
| Archimeech | $25.00 | $25.00 | 10/20/2009 9:55:20 AM |
| loner001 | $25.00 | $25.00 | 10/20/2009 9:55:38 AM |
| Davidson2 | $25.00 | $25.00 | 10/20/2009 9:55:54 AM |
| TheMan | $25.00 | $25.00 | 10/20/2009 9:56:18 AM |
| pawsitive | $25.00 | $25.00 | 10/20/2009 9:56:47 AM |
| kegs | $100.00 | $100.00 | 10/20/2009 9:58:37 AM |
| the-silver-blaster | $49.89 | $49.89 | 10/20/2009 10:23:27 AM |
| unk1911 | $50.00 | $50.00 | 10/20/2009 10:24:58 AM |
| wdove511 | $25.00 | $25.00 | 10/20/2009 10:17:28 AM |
| djs81 | $25.00 | $25.00 | 10/20/2009 10:27:44 AM |
| Northsider | $25.00 | $25.00 | 10/20/2009 11:25:53 AM |
| KiwiElf | $30.00 | $30.00 | 10/20/2009 10:23:33 AM |
| bluesky07 | $25.00 | $25.00 | 10/20/2009 10:44:23 AM |
| chief219 | $25.00 | $25.00 | 10/20/2009 10:49:26 AM |
| jybank | $25.00 | $25.00 | 10/20/2009 10:25:46 AM |
| kmwvma | $25.00 | $25.00 | 10/20/2009 12:57:00 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/20/2009 12:41:47 PM |
| szetheli | $35.37 | $35.37 | 10/20/2009 11:43:35 AM |
| dionysus03 | $25.00 | $25.00 | 10/20/2009 2:58:37 PM |
| FEWDollars | $25.00 | $25.00 | 10/20/2009 4:02:56 PM |
| j2ee | $25.00 | $25.00 | 10/20/2009 5:02:39 PM |
| cingular | $25.00 | $25.00 | 10/20/2009 5:06:25 PM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 5:06:42 PM |
| peace-cadence | $25.00 | $25.00 | 10/20/2009 5:06:08 PM |
| oreyedoc | $25.00 | $25.00 | 10/20/2009 5:05:22 PM |
| rdextra | $25.00 | $25.00 | 10/20/2009 5:07:18 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/20/2009 7:35:18 PM |
| mlbox3k | $25.00 | $25.00 | 10/20/2009 6:30:16 PM |
| festivecpl | $100.00 | $100.00 | 10/20/2009 8:12:48 PM |
| aajwm | $50.00 | $50.00 | 10/20/2009 6:38:34 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/20/2009 7:37:55 PM |
| rulender | $37.76 | $37.76 | 10/20/2009 8:57:47 PM |
| Casman8815 | $25.00 | $25.00 | 10/20/2009 8:12:52 PM |
| AndersenWatcher | $25.00 | $25.00 | 10/20/2009 11:38:02 PM |
| buckeye55 | $25.00 | $25.00 | 10/21/2009 5:42:54 AM |
| discrete-asset | $25.00 | $25.00 | 10/21/2009 8:02:47 AM |
| likeable-value | $25.00 | $25.00 | 10/21/2009 9:33:00 AM |
| donmacprosper | $25.00 | $25.00 | 10/21/2009 9:33:21 AM |
| Veridic | $25.00 | $25.00 | 10/21/2009 9:33:47 AM |
| intelligent-nickel | $25.00 | $25.00 | 10/21/2009 9:44:28 AM |
| trident9 | $50.00 | $50.00 | 10/21/2009 9:33:07 AM |
| neighborly-hope6 | $100.00 | $100.00 | 10/21/2009 9:33:11 AM |
| naniamo | $25.00 | $25.00 | 10/21/2009 9:35:42 AM |
| TK4 | $25.00 | $25.00 | 10/21/2009 11:41:53 AM |
| interest-exec9 | $25.00 | $25.00 | 10/21/2009 9:36:06 AM |
| honorable-yield | $50.00 | $50.00 | 10/21/2009 11:16:47 AM |
| BiggestG | $25.00 | $25.00 | 10/21/2009 10:18:11 AM |
| ganoman21 | $25.00 | $25.00 | 10/21/2009 10:18:17 AM |
| sajitp | $25.00 | $25.00 | 10/21/2009 12:45:27 PM |
| Hexnut | $41.85 | $41.85 | 10/21/2009 1:40:03 PM |
| nv | $25.00 | $25.00 | 10/21/2009 2:37:53 PM |
| a-reasonable-return | $100.00 | $100.00 | 10/21/2009 2:46:14 PM |
| internetpreneur | $25.00 | $25.00 | 10/21/2009 4:28:50 PM |
| wormdc | $25.00 | $1.72 | 10/21/2009 4:29:13 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 10:54:09 AM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 10:44:52 AM |
| crispies | $30.00 | $30.00 | 10/22/2009 2:10:17 PM |
| felicity-daydream | $25.00 | $25.00 | 10/22/2009 3:10:57 PM |
| Moneypenny6 | $25.00 | $25.00 | 10/22/2009 7:00:13 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/23/2009 12:26:42 AM |
| jpblan11 | $30.00 | $30.00 | 10/23/2009 2:23:18 AM |
| nbah123 | $50.00 | $50.00 | 10/22/2009 8:29:08 PM |
| janus_god | $25.00 | $25.00 | 10/23/2009 8:01:42 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/23/2009 8:48:05 AM |
| rate-hickory | $25.00 | $25.00 | 10/23/2009 10:02:12 AM |
| interstellar | $50.00 | $50.00 | 10/23/2009 11:16:16 AM |
| mcabery | $100.00 | $100.00 | 10/23/2009 12:40:31 PM |
| Gold_Coin | $25.00 | $25.00 | 10/23/2009 3:42:04 PM |
| brother_tam | $50.00 | $50.00 | 10/23/2009 4:41:01 PM |
| puyanera | $25.00 | $25.00 | 10/23/2009 4:24:09 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:32:28 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 4:56:36 PM |
| fostaman | $25.00 | $25.00 | 10/23/2009 7:46:15 PM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:13:41 PM |
| skeeter75 | $200.00 | $200.00 | 10/23/2009 7:34:02 PM |
| FundMaker | $25.00 | $25.00 | 10/23/2009 10:10:51 PM |
| caseattle | $25.00 | $25.00 | 10/24/2009 5:09:54 PM |
| agile | $100.00 | $100.00 | 10/24/2009 5:37:57 PM |
| SFBank | $100.00 | $100.00 | 10/24/2009 1:30:56 PM |
| Augiebball | $47.54 | $47.54 | 10/24/2009 9:58:09 AM |
| currency-bumblebee | $50.00 | $50.00 | 10/24/2009 11:15:45 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:11:53 PM |
| 3_boyz | $25.00 | $25.00 | 10/24/2009 6:32:50 PM |
| AtmaSingshu | $25.00 | $25.00 | 10/25/2009 7:12:54 AM |
| ritwik | $50.00 | $50.00 | 10/25/2009 7:38:43 AM |
| dmitriy2 | $25.00 | $25.00 | 10/24/2009 10:21:59 PM |
| YummiBear | $25.00 | $25.00 | 10/25/2009 11:32:50 AM |
| economy-popcorn | $25.00 | $25.00 | 10/25/2009 7:11:52 AM |
| slicrad | $25.00 | $25.00 | 10/25/2009 5:19:28 PM |
| 101010 | $50.00 | $50.00 | 10/26/2009 7:39:52 AM |
| gothampark | $25.00 | $25.00 | 10/26/2009 12:26:21 AM |
| BAEVentures | $50.00 | $50.00 | 10/26/2009 8:42:03 AM |
| MonkeyHero | $25.00 | $25.00 | 10/26/2009 9:21:37 AM |
| blot44 | $25.00 | $25.00 | 10/26/2009 6:40:19 AM |
| interest88 | $25.00 | $25.00 | 10/26/2009 11:30:09 AM |
| socal-lender | $25.00 | $25.00 | 10/26/2009 12:44:12 PM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:35:12 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:59:11 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:26:34 PM |
| KailuaLender | $25.00 | $25.00 | 10/19/2009 12:54:59 PM |
| agwosdof | $50.00 | $50.00 | 10/19/2009 12:56:41 PM |
| wacko82 | $25.00 | $25.00 | 10/19/2009 12:56:58 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 12:58:20 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/19/2009 12:58:41 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/19/2009 12:59:28 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/19/2009 12:59:42 PM |
| andrewgl | $25.00 | $25.00 | 10/19/2009 12:59:58 PM |
| amit_gu | $50.00 | $50.00 | 10/19/2009 1:01:16 PM |
| Tai | $25.00 | $25.00 | 10/19/2009 12:56:16 PM |
| get30inc | $50.00 | $50.00 | 10/19/2009 12:58:03 PM |
| figs4u2 | $237.65 | $237.65 | 10/19/2009 1:03:17 PM |
| lean-velocity | $25.00 | $25.00 | 10/19/2009 12:57:04 PM |
| point-zebra | $25.00 | $25.00 | 10/19/2009 1:03:37 PM |
| wrighco | $25.00 | $25.00 | 10/19/2009 12:59:15 PM |
| Orringo | $50.00 | $50.00 | 10/19/2009 12:59:27 PM |
| LR_Biker | $25.00 | $25.00 | 10/19/2009 12:57:46 PM |
| kirkjerk | $25.00 | $25.00 | 10/19/2009 1:00:43 PM |
| selector568 | $100.00 | $100.00 | 10/19/2009 1:01:02 PM |
| coondog | $25.00 | $25.00 | 10/19/2009 1:07:04 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 1:00:55 PM |
| anton | $50.00 | $50.00 | 10/19/2009 1:02:48 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/19/2009 1:08:06 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/19/2009 1:03:36 PM |
| Cheburashka | $40.00 | $40.00 | 10/19/2009 1:04:01 PM |
| HunterSix | $25.00 | $25.00 | 10/19/2009 1:04:06 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 1:08:35 PM |
| dealarella | $25.00 | $25.00 | 10/19/2009 1:02:51 PM |
| Lender0010 | $25.00 | $25.00 | 10/19/2009 1:03:08 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 1:03:47 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/19/2009 1:03:56 PM |
| awwaww | $25.00 | $25.00 | 10/19/2009 1:06:52 PM |
| bdpres1 | $25.00 | $25.00 | 10/19/2009 1:07:18 PM |
| adir1 | $25.00 | $25.00 | 10/19/2009 1:07:21 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/19/2009 1:06:18 PM |
| DonaldColorado | $25.00 | $25.00 | 10/19/2009 1:16:04 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/19/2009 1:07:02 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/19/2009 1:08:42 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/19/2009 1:17:34 PM |
| Aeroman32 | $25.00 | $25.00 | 10/19/2009 1:08:01 PM |
| BigEarHole | $25.00 | $25.00 | 10/19/2009 1:08:11 PM |
| Banker7371 | $25.00 | $25.00 | 10/19/2009 1:22:04 PM |
| windfall46 | $25.00 | $25.00 | 10/19/2009 1:16:35 PM |
| Independenceday | $25.00 | $25.00 | 10/19/2009 1:15:13 PM |
| kid8549 | $25.00 | $25.00 | 10/19/2009 1:26:50 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/19/2009 1:28:08 PM |
| LizzieMN | $25.00 | $25.00 | 10/19/2009 1:32:27 PM |
| snowman34 | $25.00 | $25.00 | 10/19/2009 1:26:33 PM |
| Weaverville | $25.00 | $25.00 | 10/19/2009 1:26:18 PM |
| sas19 | $25.00 | $25.00 | 10/19/2009 1:26:30 PM |
| justice-dna | $25.00 | $25.00 | 10/19/2009 1:26:42 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/19/2009 1:26:48 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/19/2009 1:26:57 PM |
| SDNLR | $25.00 | $25.00 | 10/19/2009 1:28:15 PM |
| Prezotus | $25.00 | $25.00 | 10/19/2009 1:28:25 PM |
| rjleves | $25.00 | $25.00 | 10/19/2009 1:32:37 PM |
| innocent-deal | $25.00 | $25.00 | 10/19/2009 2:42:31 PM |
| ClearLake | $25.00 | $25.00 | 10/19/2009 3:06:45 PM |
| YogaDude34 | $39.14 | $39.14 | 10/19/2009 3:01:27 PM |
| fortytwo | $215.00 | $215.00 | 10/19/2009 4:36:01 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/19/2009 4:36:51 PM |
| turbine5 | $40.00 | $40.00 | 10/19/2009 4:36:57 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/19/2009 7:27:14 PM |
| Katburg | $25.00 | $25.00 | 10/19/2009 7:31:36 PM |
| Sumach | $25.00 | $25.00 | 10/19/2009 5:40:33 PM |
| martalli | $25.00 | $25.00 | 10/19/2009 9:56:31 PM |
| elegant-bonus | $25.00 | $25.00 | 10/19/2009 7:16:07 PM |
| GElender | $50.00 | $50.00 | 10/19/2009 7:26:42 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/19/2009 7:27:09 PM |
| progressive-rupee | $25.00 | $25.00 | 10/19/2009 7:27:08 PM |
| andyb9 | $25.00 | $25.00 | 10/19/2009 7:31:35 PM |
| Castellan | $25.00 | $25.00 | 10/19/2009 10:56:19 PM |
| jazz619 | $25.00 | $25.00 | 10/19/2009 8:51:32 PM |
| MTLoans | $25.00 | $25.00 | 10/19/2009 9:31:41 PM |
| dpfl55 | $25.00 | $25.00 | 10/19/2009 9:56:33 PM |
| rjblack | $50.00 | $50.00 | 10/20/2009 6:02:24 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/20/2009 6:02:32 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/20/2009 6:06:15 AM |
| One1putt | $25.00 | $25.00 | 10/20/2009 7:41:10 AM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 2:21:53 AM |
| mjm77_1 | $25.00 | $25.00 | 10/20/2009 6:01:48 AM |
| bokonon | $25.00 | $25.00 | 10/20/2009 8:41:45 AM |
| Brainworm | $25.00 | $25.00 | 10/20/2009 6:16:10 AM |
| Duchdad | $25.00 | $25.00 | 10/20/2009 9:31:25 AM |
| just-benefit | $25.00 | $25.00 | 10/20/2009 9:33:07 AM |
| coin-equalizer2 | $25.00 | $25.00 | 10/20/2009 8:16:17 AM |
| urbane-p2ploan | $25.00 | $25.00 | 10/20/2009 9:46:31 AM |
| bigphish | $25.00 | $25.00 | 10/20/2009 9:47:06 AM |
| mad4wknds | $25.00 | $25.00 | 10/20/2009 9:47:29 AM |
| lewislewis | $25.00 | $25.00 | 10/20/2009 9:49:28 AM |
| currency-persimmon | $25.00 | $25.00 | 10/20/2009 9:50:02 AM |
| mentalsweat | $25.00 | $25.00 | 10/20/2009 9:55:23 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/20/2009 9:55:42 AM |
| bluesheep | $25.00 | $25.00 | 10/20/2009 9:55:47 AM |
| larrybird | $95.00 | $95.00 | 10/20/2009 9:56:08 AM |
| Gibbyland | $100.00 | $100.00 | 10/20/2009 9:57:48 AM |
| mamayama | $25.00 | $25.00 | 10/20/2009 9:58:42 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 9:32:13 AM |
| greenback-ally | $50.00 | $50.00 | 10/20/2009 10:14:04 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 9:33:19 AM |
| lowrate | $25.00 | $25.00 | 10/20/2009 10:17:44 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:31:56 AM |
| nestegg4e | $25.00 | $25.00 | 10/20/2009 9:46:41 AM |
| martinatime | $25.00 | $25.00 | 10/20/2009 9:47:02 AM |
| smallcountry | $25.00 | $25.00 | 10/20/2009 9:49:45 AM |
| jktravl | $25.00 | $25.00 | 10/20/2009 9:49:48 AM |
| Copa16 | $25.00 | $25.00 | 10/20/2009 9:50:00 AM |
| winter-vigilance | $25.00 | $25.00 | 10/20/2009 9:50:16 AM |
| radiant-fund | $25.00 | $25.00 | 10/20/2009 9:55:30 AM |
| radiant-cash | $100.00 | $100.00 | 10/20/2009 9:55:46 AM |
| LendDoc | $25.00 | $25.00 | 10/20/2009 9:55:57 AM |
| GhaChr | $25.00 | $25.00 | 10/20/2009 9:56:04 AM |
| preciousjeni | $50.00 | $50.00 | 10/20/2009 10:23:06 AM |
| ATOHokie | $25.00 | $25.00 | 10/20/2009 10:24:02 AM |
| Marathoner | $25.00 | $25.00 | 10/20/2009 9:47:01 AM |
| freefly67 | $25.00 | $25.00 | 10/20/2009 9:49:42 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/20/2009 9:49:56 AM |
| reueljw | $25.00 | $25.00 | 10/20/2009 9:49:59 AM |
| cjames84 | $25.00 | $25.00 | 10/20/2009 9:50:27 AM |
| Rysterola82 | $25.00 | $25.00 | 10/20/2009 9:55:22 AM |
| generous-deal6 | $25.00 | $25.00 | 10/20/2009 9:55:32 AM |
| saffron4 | $25.00 | $25.00 | 10/20/2009 9:56:20 AM |
| coolspeed | $25.00 | $25.00 | 10/20/2009 9:56:44 AM |
| Ragnar | $25.00 | $25.00 | 10/20/2009 9:56:56 AM |
| Coach2often | $50.00 | $50.00 | 10/20/2009 10:17:38 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/20/2009 10:35:42 AM |
| BayShell | $40.00 | $40.00 | 10/20/2009 10:37:44 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/20/2009 10:20:13 AM |
| DadWarbucks | $25.00 | $25.00 | 10/20/2009 10:27:46 AM |
| neenerman | $25.00 | $25.00 | 10/20/2009 10:27:53 AM |
| johannesfactotum | $25.00 | $25.00 | 10/20/2009 10:23:44 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/20/2009 12:09:05 PM |
| vigman777 | $25.00 | $25.00 | 10/20/2009 12:27:11 PM |
| JJS180 | $25.00 | $25.00 | 10/20/2009 10:27:52 AM |
| wonderous-euro | $25.00 | $25.00 | 10/20/2009 12:41:27 PM |
| bigdees | $25.00 | $25.00 | 10/20/2009 12:28:20 PM |
| leverage-monger | $55.02 | $55.02 | 10/20/2009 12:39:32 PM |
| skiforglory | $25.00 | $25.00 | 10/20/2009 11:33:21 AM |
| cheaplender | $25.00 | $25.00 | 10/20/2009 12:41:54 PM |
| saritha | $25.00 | $25.00 | 10/20/2009 2:28:05 PM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 3:41:27 PM |
| rex45 | $25.00 | $25.00 | 10/20/2009 4:02:55 PM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:24 PM |
| kanewna | $50.00 | $50.00 | 10/20/2009 5:01:43 PM |
| papaman | $25.00 | $25.00 | 10/20/2009 5:05:36 PM |
| elasermd | $50.00 | $50.00 | 10/20/2009 5:06:05 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 5:05:25 PM |
| head | $25.00 | $25.00 | 10/20/2009 5:05:31 PM |
| crenen139 | $50.00 | $50.00 | 10/20/2009 5:06:06 PM |
| jeffc92 | $27.86 | $27.86 | 10/20/2009 5:20:28 PM |
| testobsessed | $57.42 | $57.42 | 10/20/2009 6:38:33 PM |
| building_community | $50.00 | $50.00 | 10/20/2009 9:24:21 PM |
| vkm2000 | $25.00 | $25.00 | 10/21/2009 12:38:14 AM |
| leftcoast52 | $25.00 | $25.00 | 10/20/2009 11:38:03 PM |
| Dan1997 | $25.00 | $25.00 | 10/21/2009 7:37:59 AM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 9:33:37 AM |
| ctgscott | $25.00 | $25.00 | 10/21/2009 9:34:08 AM |
| aspen5 | $25.00 | $25.00 | 10/21/2009 9:33:53 AM |
| divedude | $25.00 | $25.00 | 10/21/2009 9:33:55 AM |
| tsui517 | $25.00 | $25.00 | 10/21/2009 7:52:52 AM |
| Nco | $25.00 | $25.00 | 10/21/2009 9:35:44 AM |
| DeathScythe676 | $25.00 | $25.00 | 10/21/2009 9:35:57 AM |
| pi31415 | $25.00 | $25.00 | 10/21/2009 10:26:40 AM |
| PrimeTimeGadgets | $25.00 | $25.00 | 10/21/2009 10:58:25 AM |
| sh71 | $25.00 | $25.00 | 10/21/2009 9:35:39 AM |
| KeepOnRunning | $50.00 | $50.00 | 10/21/2009 9:35:47 AM |
| gentle-gold | $25.00 | $25.00 | 10/21/2009 12:04:50 PM |
| Zoomie | $25.00 | $25.00 | 10/21/2009 12:45:25 PM |
| Syzygy | $25.00 | $25.00 | 10/21/2009 1:13:55 PM |
| fsa3 | $25.00 | $25.00 | 10/21/2009 2:38:11 PM |
| bugleusmc | $30.00 | $30.00 | 10/21/2009 12:45:28 PM |
| js60l | $25.00 | $25.00 | 10/21/2009 1:28:07 PM |
| longisland47m | $25.00 | $25.00 | 10/21/2009 3:48:03 PM |
| rmpedi33 | $100.00 | $100.00 | 10/22/2009 10:47:58 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/22/2009 11:13:51 AM |
| bondhedger | $25.00 | $25.00 | 10/22/2009 2:13:12 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 7:21:43 PM |
| ptjg | $75.00 | $75.00 | 10/23/2009 2:57:09 AM |
| RugbyD | $75.00 | $75.00 | 10/23/2009 7:39:07 AM |
| loanman2007 | $100.00 | $100.00 | 10/23/2009 12:23:06 PM |
| upstate | $25.00 | $25.00 | 10/23/2009 12:43:16 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:31:51 PM |
| StraightDrive | $50.00 | $50.00 | 10/23/2009 5:08:43 PM |
| buffalobills | $25.00 | $25.00 | 10/23/2009 5:48:17 PM |
| GeoLender | $25.00 | $25.00 | 10/23/2009 4:32:09 PM |
| JTHarris | $100.00 | $100.00 | 10/23/2009 5:06:46 PM |
| Dan77 | $25.00 | $25.00 | 10/24/2009 8:49:11 AM |
| BankofBadHabits | $25.00 | $25.00 | 10/23/2009 9:37:10 PM |
| KingCroesus | $25.00 | $25.00 | 10/23/2009 10:38:20 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/24/2009 9:57:11 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/24/2009 11:51:14 AM |
| Earnest_Money | $25.00 | $25.00 | 10/24/2009 10:43:00 AM |
| LahnDi | $29.55 | $29.55 | 10/24/2009 10:46:25 AM |
| CymruAmByth | $50.00 | $50.00 | 10/25/2009 7:43:54 AM |
| hope-lionheart1 | $75.00 | $75.00 | 10/24/2009 9:24:56 PM |
| fangpilot | $25.00 | $25.00 | 10/25/2009 2:00:46 PM |
| McChan | $100.00 | $100.00 | 10/25/2009 10:41:30 AM |
| VT2VA | $25.00 | $25.00 | 10/26/2009 6:42:26 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:54:01 AM |
| scrabbler | $25.00 | $25.00 | 10/26/2009 9:01:52 AM |
| PotBellyPete | $35.00 | $35.00 | 10/26/2009 6:42:56 AM |
| truth-candy | $25.00 | $25.00 | 10/26/2009 9:51:20 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/26/2009 10:14:12 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:59:01 AM |
| beakerfish | $129.35 | $129.35 | 10/26/2009 12:03:06 PM |
| billk333 | $25.00 | $25.00 | 10/26/2009 12:52:54 PM |
| jimduism | $100.00 | $100.00 | 10/26/2009 12:33:15 PM |
| RecoveryLender | $25.00 | $25.00 | 10/26/2009 11:06:33 AM |
| 427 bids
|
Borrower Payment Dependent Notes Series
422503
This series of Notes was issued and sold upon the funding of the borrower loan #39107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $183.78 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $178.50 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,634 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| valiant-yield |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt
I am a sales representative for a US marketing company. I have worked there for the last 8 years. In February 2006, I started my own company doing consulting work for small and medium businesses. To help cover the initial outlays for this venture, I have maintained my full-time job.
Keeping my full-time employment while building my business has made the experience significantly easier. I have been able to invest a lot of capital into branding my company name and have not incurred the cash flow crunches faced by most startups.
I am looking to refinance my last credit card balance.??This loan will be?used in combination with my?savings to payoff the account.
I am a responsible borrower and have always paid my bills on time. I do not have any late payments on my credit report. I manage my credit very carefully and am logical in how I use my accounts. I have a good percentage of credit available and am a dependable borrower.
I keep a comfortable cushion in both my checking and money market account and am well-prepared in the event of any unforeseen circumstances. I have always made it a priority to plan for the future.
My car is owned free and clear, and I have no mortgage. I currently live with my brother in a home owned by a relative, so my monthly housing expenses are minimal.
Monthly net income: $1,900.00 (from full-time employment).? I?am planning to keep my?full-time job until this loan is paid off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:13 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:59:17 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:59:31 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:59:49 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:01:30 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:21 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 10:03:15 AM |
| turbine5 | $40.00 | $40.00 | 10/13/2009 10:03:42 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 10:04:24 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 10:04:31 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 10:03:54 AM |
| czar3 | $25.00 | $25.00 | 10/13/2009 10:04:39 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:59:21 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:05:00 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 10:04:43 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:47 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:11 AM |
| djh47a | $40.00 | $40.00 | 10/13/2009 10:02:43 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:04:02 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:51 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:45 AM |
| holstj | $25.00 | $25.00 | 10/13/2009 10:11:04 AM |
| zone6 | $75.00 | $75.00 | 10/13/2009 10:11:47 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:48 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 10:09:26 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:19 AM |
| supersarah61 | $25.00 | $25.00 | 10/13/2009 10:24:40 AM |
| ThomasC | $25.00 | $25.00 | 10/13/2009 10:30:32 AM |
| MGS | $25.00 | $25.00 | 10/13/2009 10:31:13 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:51 AM |
| andyb9 | $25.00 | $25.00 | 10/13/2009 10:25:13 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/13/2009 10:30:21 AM |
| martalli | $25.00 | $25.00 | 10/13/2009 10:31:02 AM |
| VBAces | $75.00 | $75.00 | 10/13/2009 10:28:10 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 10:35:20 AM |
| YogaDude34 | $125.00 | $125.00 | 10/13/2009 10:33:19 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 10:33:34 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 10:33:46 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 10:35:25 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 10:34:25 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 10:35:35 AM |
| tsui517 | $25.00 | $25.00 | 10/13/2009 10:42:38 AM |
| figs4u2 | $400.00 | $400.00 | 10/13/2009 10:44:22 AM |
| otter | $25.00 | $25.00 | 10/13/2009 11:54:13 AM |
| bokonon | $25.00 | $25.00 | 10/13/2009 12:43:51 PM |
| rjleves | $25.00 | $25.00 | 10/13/2009 2:03:57 PM |
| SNH | $50.00 | $50.00 | 10/13/2009 3:24:43 PM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:07 PM |
| ManilaBoy40 | $100.00 | $100.00 | 10/13/2009 4:06:23 PM |
| rjblack | $50.00 | $50.00 | 10/13/2009 4:18:54 PM |
| Toastsr | $25.00 | $25.00 | 10/13/2009 6:14:30 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/13/2009 5:54:27 PM |
| BoutYeBank | $25.00 | $25.00 | 10/13/2009 7:58:45 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:14:23 PM |
| regahj99 | $25.00 | $25.00 | 10/13/2009 11:18:06 PM |
| Cai8899 | $50.00 | $50.00 | 10/14/2009 2:33:13 AM |
| degster | $25.00 | $25.00 | 10/14/2009 4:54:42 AM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 5:33:04 AM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 8:38:02 AM |
| FEWDollars | $25.00 | $25.00 | 10/14/2009 9:33:07 AM |
| mtquan | $25.00 | $25.00 | 10/14/2009 10:44:20 AM |
| j48 | $25.00 | $25.00 | 10/14/2009 11:10:43 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/14/2009 11:10:48 AM |
| One1putt | $25.00 | $25.00 | 10/14/2009 1:27:59 PM |
| kegs | $100.00 | $26.34 | 10/14/2009 2:17:13 PM |
| peace-cadence | $25.00 | $25.00 | 10/14/2009 2:16:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/14/2009 6:15:28 PM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 12:51:28 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:12:39 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:32:34 AM |
| credit-investor5 | $25.00 | $25.00 | 10/19/2009 3:09:10 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 10:51:51 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:35:17 AM |
| justice-officer | $33.35 | $33.35 | 10/20/2009 9:44:40 AM |
| selector568 | $100.00 | $100.00 | 10/13/2009 9:58:57 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:46 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 10:01:02 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:02:02 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:50 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:11 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:50 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:19 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:52 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:38 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:03:00 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:07:58 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:22 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:38 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/13/2009 10:11:33 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 10:10:56 AM |
| vinayski | $25.00 | $25.00 | 10/13/2009 10:07:50 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 10:08:24 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 10:12:06 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:12 AM |
| KailuaLender | $25.00 | $25.00 | 10/13/2009 10:26:44 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:27:15 AM |
| kenji4861 | $50.00 | $50.00 | 10/13/2009 10:26:33 AM |
| slartibardfast | $25.00 | $25.00 | 10/13/2009 10:27:06 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 10:34:35 AM |
| get30inc | $50.00 | $50.00 | 10/13/2009 10:32:21 AM |
| FlexFunding | $100.00 | $100.00 | 10/13/2009 10:28:43 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 10:34:07 AM |
| nzlxjwek | $25.00 | $25.00 | 10/13/2009 10:31:41 AM |
| GatorBait | $50.00 | $50.00 | 10/13/2009 10:32:12 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 10:32:43 AM |
| Tai | $25.00 | $25.00 | 10/13/2009 10:32:50 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 10:36:00 AM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:49:03 AM |
| anton | $25.00 | $25.00 | 10/13/2009 11:16:25 AM |
| AF-Chief | $35.00 | $35.00 | 10/13/2009 11:30:09 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:39 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/13/2009 12:15:30 PM |
| ceg451 | $25.00 | $25.00 | 10/13/2009 1:09:09 PM |
| jcfunder | $25.00 | $25.00 | 10/13/2009 1:38:47 PM |
| LR_Biker | $25.00 | $25.00 | 10/13/2009 7:45:00 PM |
| cingular | $25.00 | $25.00 | 10/13/2009 6:23:50 PM |
| DonaldColorado | $25.00 | $25.00 | 10/13/2009 8:44:29 PM |
| Gibbyland | $100.00 | $100.00 | 10/13/2009 9:28:51 PM |
| fortytwo | $250.00 | $250.00 | 10/14/2009 4:53:54 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:19:33 AM |
| rex45 | $25.00 | $25.00 | 10/14/2009 7:44:31 AM |
| a-responsible-return | $25.00 | $25.00 | 10/14/2009 8:50:12 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/14/2009 8:58:04 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 10:33:22 AM |
| BiggestG | $25.00 | $25.00 | 10/14/2009 11:11:00 AM |
| Jassi | $25.00 | $25.00 | 10/14/2009 11:10:50 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/14/2009 11:23:19 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/14/2009 2:16:45 PM |
| johannesfactotum | $25.00 | $25.00 | 10/14/2009 2:16:50 PM |
| progressive-rupee | $25.00 | $25.00 | 10/14/2009 2:17:06 PM |
| Kelor99 | $25.00 | $25.00 | 10/16/2009 7:25:23 AM |
| cowboyskier | $50.00 | $50.00 | 10/16/2009 12:03:42 PM |
| icon7 | $50.00 | $50.00 | 10/18/2009 7:42:06 AM |
| outofoffice | $85.31 | $85.31 | 10/18/2009 1:31:56 PM |
| UncleSafety | $75.00 | $75.00 | 10/19/2009 10:59:14 AM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:32:32 PM |
| rce1964 | $25.00 | $25.00 | 10/19/2009 4:22:42 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:17:44 PM |
| 138 bids
|
Borrower Payment Dependent Notes Series
426915
This series of Notes was issued and sold upon the funding of the borrower loan #39134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 38.64% |
Starting monthly payment:
| $44.95 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 21.74% |
Final monthly payment:
| $36.15 |
| |
|
Auction yield range:
| 11.27% - 33.50% |
Estimated loss impact:
| 10.40% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,996 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 9 | | | | |
|
Screen name:
| durable-peace |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to? complete a home improvement project.
My financial situation:
I am a good candidate for this loan because? have outstanding debt income ratio, have steady income, have an outstanding credit history with score in the mid 700s.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zxr | $25.00 | $25.00 | 10/15/2009 11:53:29 AM |
| freedom3 | $500.00 | $500.00 | 10/16/2009 1:05:04 AM |
| d34dfish | $25.00 | $25.00 | 10/16/2009 6:04:34 PM |
| reflective-rupee | $25.00 | $25.00 | 10/17/2009 5:09:57 PM |
| OPEO | $25.00 | $25.00 | 10/19/2009 3:18:37 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:53:23 PM |
| OPEO | $25.00 | $25.00 | 10/19/2009 3:09:53 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 4:12:51 PM |
| 4mydaughterseducation | $38.87 | $35.00 | 10/16/2009 7:03:22 AM |
| gjm6d | $65.00 | $65.00 | 10/17/2009 4:44:24 PM |
| Leshan | $50.00 | $50.00 | 10/19/2009 8:34:37 AM |
| fulfilling-commitment | $50.00 | $50.00 | 10/19/2009 2:58:09 PM |
| kinetic-social | $25.00 | $25.00 | 10/19/2009 4:12:26 PM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 4:12:38 PM |
| reflective-rupee | $75.00 | $75.00 | 10/19/2009 4:10:53 PM |
| 15 bids
|
Borrower Payment Dependent Notes Series
426965
This series of Notes was issued and sold upon the funding of the borrower loan #39104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 32.00% |
Final borrower rate/APR:
| 33.00% / 35.42% |
Final monthly payment:
| $176.45 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.47% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.53% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 11
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,908 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 93% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| cwatlue24 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Jan-2008)
|
|
Principal balance:
| $3,137.13 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Beating the Recession
I recently bought my first home in May 2008.? I have been putting in a lot of working fixing it up since it was built in 1951.? However, there are still some improvements I would like to make such as refinishing the hardwood floors, tiling the kitchen, changing the kitchen counter tops and putting up crown molding in the living room and 2 bedrooms.? I have figured that these improvements will cost 10000.
I am asking for more money to help me consolidate a couple of loans I have.? The first loan I would like to consolidate is my first prosper loan.? My orginal loan amount was 7000 but I have paid it down to 3100? ahead of schedule.? My monthly payment is 297.? The other loan I would like to consolidate is my first car loan which has a balance of 4100.? My monthly payment for this loan is 211.? Combining these two payments will save me 500 dollars a month and will allow me more flexibility to pay this new prosper loan.? I have asked for about 3000 in extra money on this loan in case I run into unexpected expenses in my home improvements.
I am a?great? candidate for this loan because I have a very good job as a Registered Dietitian at a dialysis center.? I have a great amount of responsibilty at my job which carries over into my personal life.? In addition I have job security which is vital in these economic times.
My monthly budget is as follows:
Monthly income (after taxes and retirement):? $4600
Mortgage: 1246.00
Utilities/Internet/Cable: 200
Cell Phone: 75.00
Car Insurance: 125.00
Current Credit Card Payments:? 150.00
Car Payment 1: 216.00
Car Payment 2: 350.00
Prosper Loan: 297
Groceries: 250.00
Gas: 150.00
Entertainment: 150.00
Total Expenses: 3110.00
Money left over: $1490.00
I will have more than enough to be able to pay back my prosper loan every month.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Thought | $25.00 | $25.00 | 10/6/2009 3:49:10 PM |
| noble-revenue | $25.00 | $25.00 | 10/7/2009 8:59:47 PM |
| ptjg | $40.00 | $40.00 | 10/13/2009 9:21:55 PM |
| LAKETIME | $50.00 | $50.00 | 10/14/2009 3:40:45 PM |
| jjsparks28 | $50.00 | $50.00 | 10/14/2009 7:43:39 PM |
| building_community | $25.00 | $25.00 | 10/16/2009 4:29:51 PM |
| gelt4u | $25.00 | $25.00 | 10/17/2009 6:31:59 AM |
| Kash2010lu | $25.00 | $25.00 | 10/17/2009 1:48:48 PM |
| johnpmid | $25.00 | $25.00 | 10/17/2009 10:02:07 AM |
| SFBank | $200.00 | $200.00 | 10/17/2009 9:22:11 PM |
| JTHarris | $25.00 | $25.00 | 10/18/2009 8:47:09 AM |
| bid-wonder | $25.00 | $25.00 | 10/17/2009 6:08:30 PM |
| usedtoborrow | $50.00 | $50.00 | 10/18/2009 9:05:17 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/17/2009 9:56:11 PM |
| the-problem-solver | $66.14 | $66.14 | 10/18/2009 9:32:18 AM |
| muirheaj | $25.00 | $25.00 | 10/18/2009 11:06:28 PM |
| jybank | $25.00 | $25.00 | 10/18/2009 6:39:24 PM |
| Skeptical-one | $50.00 | $50.00 | 10/19/2009 8:20:38 AM |
| tigercat | $50.00 | $50.00 | 10/19/2009 6:08:41 AM |
| umfan123 | $30.00 | $30.00 | 10/19/2009 7:53:49 AM |
| Leshan | $75.00 | $75.00 | 10/19/2009 8:40:25 AM |
| reflective-rupee | $325.00 | $289.05 | 10/19/2009 8:43:14 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:33:22 AM |
| benrice | $28.07 | $28.07 | 10/19/2009 9:34:59 AM |
| JJ-Loans | $46.75 | $46.75 | 10/19/2009 10:45:38 AM |
| SeekingAlpha | $25.00 | $25.00 | 10/19/2009 12:42:43 PM |
| OGS_Capital | $25.00 | $25.00 | 10/19/2009 12:40:00 PM |
| dudebrah | $25.00 | $25.00 | 10/19/2009 1:23:07 PM |
| credit-missile | $100.00 | $100.00 | 10/19/2009 1:58:37 PM |
| 113121 | $100.00 | $100.00 | 10/19/2009 2:44:05 PM |
| gold-cluster | $200.00 | $200.00 | 10/19/2009 1:44:13 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:57:35 PM |
| 113121 | $100.00 | $100.00 | 10/19/2009 2:35:12 PM |
| investment-visionary | $29.83 | $29.83 | 10/19/2009 4:05:46 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 3:59:05 PM |
| clemclan | $25.00 | $25.00 | 10/13/2009 9:13:16 PM |
| Prezotus | $25.00 | $25.00 | 10/14/2009 4:29:00 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/14/2009 6:53:01 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/15/2009 6:53:16 PM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 8:42:26 AM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/16/2009 7:04:32 PM |
| Unitas4302 | $100.00 | $100.00 | 10/16/2009 10:54:49 PM |
| davez0r | $25.00 | $25.00 | 10/16/2009 11:21:03 PM |
| flexible-economy2 | $200.00 | $200.00 | 10/16/2009 6:34:02 PM |
| treasure-transporter | $100.00 | $100.00 | 10/16/2009 7:56:05 PM |
| mt3209 | $25.00 | $25.00 | 10/16/2009 10:56:33 PM |
| the-silver-blaster | $100.00 | $100.00 | 10/17/2009 5:28:20 AM |
| EEasyMoney | $25.00 | $25.00 | 10/17/2009 7:17:17 AM |
| SV-AZ | $25.00 | $25.00 | 10/17/2009 9:22:45 AM |
| Prezotus | $25.00 | $25.00 | 10/17/2009 11:03:04 AM |
| icon7 | $50.00 | $50.00 | 10/17/2009 6:57:08 PM |
| jjsparks28 | $25.00 | $25.00 | 10/17/2009 3:52:49 PM |
| BDS | $83.30 | $83.30 | 10/17/2009 6:24:26 PM |
| 113121 | $25.00 | $25.00 | 10/18/2009 8:09:40 AM |
| Gobsek | $25.00 | $25.00 | 10/18/2009 11:00:44 AM |
| generous-deal6 | $60.00 | $60.00 | 10/18/2009 9:42:49 PM |
| gluon | $50.00 | $50.00 | 10/18/2009 3:53:58 PM |
| epic-payout | $200.00 | $200.00 | 10/19/2009 7:05:38 AM |
| jjsparks28 | $26.86 | $26.86 | 10/18/2009 7:34:17 PM |
| sophisticated-ore | $300.00 | $300.00 | 10/18/2009 7:41:21 PM |
| fiserve4u | $50.00 | $50.00 | 10/19/2009 8:46:59 AM |
| cash2lendu | $25.00 | $25.00 | 10/19/2009 10:20:26 AM |
| Chrishu | $25.00 | $25.00 | 10/19/2009 12:44:44 PM |
| Sudoku | $100.00 | $100.00 | 10/19/2009 1:03:43 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/19/2009 2:01:45 PM |
| DMKAssetManagement | $100.00 | $100.00 | 10/19/2009 3:06:07 PM |
| LAKETIME | $25.00 | $25.00 | 10/19/2009 2:59:35 PM |
| thrilling-transaction1 | $25.00 | $25.00 | 10/19/2009 3:01:18 PM |
| CA_Lender | $25.00 | $25.00 | 10/19/2009 3:43:24 PM |
| 69 bids
|
Borrower Payment Dependent Notes Series
427011
This series of Notes was issued and sold upon the funding of the borrower loan #39113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 30.32% |
Starting borrower rate/APR:
| 31.32% / 33.72% |
Starting monthly payment:
| $302.24 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $283.34 |
| |
|
Auction yield range:
| 11.27% - 30.32% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,230 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| unrivaled-revenue |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Completing an unfinised bath
Purpose of loan:
This loan will be used to?
Complete a much needed second bathroom that was unfinished when I purchased the home. This will improove the liveability of the household greatly and fullfill a promise that was made during the purchasing process.
My financial situation:
I am a good candidate for this loan because?
I am very capable of paying back all of my financial obligations and I am a firm believer in taking personal responsibility.
Thank you
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| visionary-currency | $25.00 | $25.00 | 10/6/2009 4:31:07 PM |
| Halos2002 | $50.00 | $50.00 | 10/6/2009 4:31:09 PM |
| icon7 | $25.00 | $25.00 | 10/6/2009 4:31:37 PM |
| louisianalender | $100.00 | $100.00 | 10/6/2009 4:32:11 PM |
| treasure-bliss | $50.00 | $50.00 | 10/6/2009 4:32:19 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/6/2009 4:32:23 PM |
| Artist_Blue | $25.00 | $25.00 | 10/6/2009 4:29:17 PM |
| tsquared_030 | $25.00 | $25.00 | 10/6/2009 4:33:47 PM |
| InvestorPartners | $25.00 | $25.00 | 10/6/2009 4:29:45 PM |
| leverage-trident | $25.00 | $25.00 | 10/6/2009 4:34:03 PM |
| jonn834 | $25.00 | $25.00 | 10/6/2009 4:30:02 PM |
| thedreamer | $25.00 | $25.00 | 10/6/2009 4:30:41 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/6/2009 4:30:46 PM |
| drg6289 | $25.00 | $25.00 | 10/6/2009 4:31:15 PM |
| spitzbergen | $25.00 | $25.00 | 10/6/2009 4:31:29 PM |
| seisen | $50.00 | $50.00 | 10/6/2009 4:31:32 PM |
| capital-galaxy | $75.00 | $75.00 | 10/6/2009 4:37:22 PM |
| slcchad | $25.00 | $25.00 | 10/6/2009 4:31:52 PM |
| SweetHoneyPot | $25.00 | $25.00 | 10/6/2009 4:37:30 PM |
| lagnisiruk | $25.00 | $25.00 | 10/6/2009 4:30:55 PM |
| delivery | $25.00 | $25.00 | 10/6/2009 4:31:45 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/6/2009 4:31:49 PM |
| Mantis75 | $25.00 | $25.00 | 10/6/2009 4:31:58 PM |
| anton | $25.00 | $25.00 | 10/6/2009 4:32:01 PM |
| Shepherd7 | $25.00 | $25.00 | 10/6/2009 4:32:07 PM |
| zone8 | $25.00 | $25.00 | 10/6/2009 4:36:56 PM |
| honorable-yield | $25.00 | $25.00 | 10/6/2009 4:33:36 PM |
| wildguy | $25.00 | $25.00 | 10/6/2009 4:37:19 PM |
| Havana21 | $100.00 | $100.00 | 10/6/2009 5:58:53 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/7/2009 8:51:12 AM |
| KiwiElf | $25.00 | $25.00 | 10/7/2009 10:20:45 AM |
| PatRichi | $25.00 | $25.00 | 10/7/2009 11:46:25 AM |
| CrazzyKar | $25.00 | $25.00 | 10/7/2009 2:36:10 PM |
| loanfairy | $25.00 | $25.00 | 10/7/2009 2:19:50 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/7/2009 7:21:13 PM |
| Jonb6919 | $25.00 | $25.00 | 10/8/2009 5:06:06 AM |
| Sateesh | $100.00 | $100.00 | 10/8/2009 11:46:05 AM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 3:52:54 PM |
| poeman | $25.00 | $25.00 | 10/8/2009 2:50:14 PM |
| djh47a | $25.00 | $25.00 | 10/8/2009 2:48:14 PM |
| UCLA4life | $25.00 | $25.00 | 10/8/2009 5:56:05 PM |
| draggon77 | $25.00 | $25.00 | 10/8/2009 4:56:15 PM |
| Rogelio48 | $25.00 | $25.00 | 10/8/2009 6:21:22 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:45 PM |
| cash-tiramisu | $25.00 | $25.00 | 10/8/2009 6:46:07 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:46:24 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/9/2009 5:33:47 AM |
| nhi | $50.00 | $50.00 | 10/8/2009 11:09:23 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:21 PM |
| mercuriant | $25.00 | $25.00 | 10/9/2009 3:09:33 PM |
| larrybird | $95.00 | $95.00 | 10/9/2009 5:41:41 PM |
| ChrisTJ | $25.00 | $25.00 | 10/9/2009 5:43:33 PM |
| selfmademan | $25.00 | $25.00 | 10/10/2009 9:50:28 AM |
| catomaior | $25.00 | $25.00 | 10/10/2009 11:14:01 AM |
| skro | $25.00 | $25.00 | 10/10/2009 1:23:48 PM |
| kegs | $49.69 | $49.69 | 10/10/2009 4:24:01 PM |
| SNL_Svs | $25.00 | $25.00 | 10/11/2009 4:48:57 AM |
| mdf | $50.00 | $50.00 | 10/11/2009 7:38:54 PM |
| samo102us | $25.00 | $25.00 | 10/11/2009 8:14:05 PM |
| yomanie | $25.00 | $25.00 | 10/11/2009 10:43:50 PM |
| nicklds | $25.00 | $25.00 | 10/12/2009 11:54:12 AM |
| testobsessed | $74.04 | $74.04 | 10/12/2009 8:05:00 AM |
| Wangersinc | $25.00 | $25.00 | 10/12/2009 1:44:29 PM |
| baconguy | $25.00 | $25.00 | 10/12/2009 1:38:45 PM |
| VBAces | $25.00 | $25.00 | 10/12/2009 2:44:57 PM |
| coolspeed | $25.00 | $25.00 | 10/12/2009 4:09:20 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:45:28 PM |
| justice-dna | $25.00 | $25.00 | 10/12/2009 5:25:20 PM |
| jybank | $25.00 | $25.00 | 10/14/2009 2:08:42 PM |
| getreadyloans | $50.00 | $50.00 | 10/15/2009 6:15:03 PM |
| mikeyp411 | $28.47 | $28.47 | 10/15/2009 7:16:54 PM |
| foothillender | $25.00 | $25.00 | 10/16/2009 8:07:32 AM |
| gluon | $50.00 | $50.00 | 10/17/2009 11:11:34 AM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/18/2009 9:12:20 PM |
| browneyegravy | $25.00 | $25.00 | 10/19/2009 7:51:30 AM |
| LarryNY | $25.00 | $25.00 | 10/19/2009 12:08:12 PM |
| JohnSmallberries | $25.00 | $25.00 | 10/19/2009 3:58:49 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/19/2009 5:10:42 PM |
| freedom3 | $500.00 | $500.00 | 10/19/2009 6:03:10 PM |
| CarlosCespedes | $25.00 | $25.00 | 10/19/2009 8:40:42 PM |
| 101010 | $75.00 | $75.00 | 10/19/2009 7:00:55 PM |
| maga | $100.00 | $100.00 | 10/20/2009 1:01:48 AM |
| Astyanax | $25.00 | $25.00 | 10/20/2009 8:12:52 AM |
| authentic-peace7 | $25.00 | $25.00 | 10/20/2009 6:41:23 AM |
| financial-frenzy | $50.00 | $50.00 | 10/20/2009 6:50:53 AM |
| Gregger | $28.00 | $28.00 | 10/20/2009 9:17:14 AM |
| Leshan | $50.00 | $50.00 | 10/20/2009 12:22:26 PM |
| efficient-bid2 | $25.00 | $25.00 | 10/20/2009 10:56:24 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 2:54:51 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/20/2009 3:45:27 PM |
| nykidd | $100.00 | $100.00 | 10/20/2009 1:49:47 PM |
| credit-coach118 | $25.00 | $25.00 | 10/20/2009 4:01:00 PM |
| balance-force | $25.00 | $25.00 | 10/20/2009 2:44:45 PM |
| icon7 | $25.00 | $25.00 | 10/20/2009 2:51:09 PM |
| zone6 | $101.17 | $101.17 | 10/20/2009 4:13:22 PM |
| bartenderpro | $25.00 | $25.00 | 10/20/2009 4:22:32 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:31:20 PM |
| heroic-benefit | $25.00 | $25.00 | 10/6/2009 4:32:17 PM |
| rapid-power2 | $25.00 | $25.00 | 10/6/2009 4:29:47 PM |
| snoopey100 | $25.00 | $25.00 | 10/6/2009 4:30:51 PM |
| SNH | $50.00 | $50.00 | 10/6/2009 4:31:02 PM |
| secobarbital | $25.00 | $25.00 | 10/6/2009 4:31:41 PM |
| Phantom99 | $25.00 | $25.00 | 10/6/2009 4:32:28 PM |
| fcb202 | $25.00 | $25.00 | 10/6/2009 4:32:35 PM |
| gracej | $25.00 | $25.00 | 10/6/2009 4:29:35 PM |
| birddogsb | $50.00 | $50.00 | 10/6/2009 4:30:07 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/6/2009 4:34:33 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/6/2009 4:33:12 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/6/2009 4:34:49 PM |
| boghdan2000 | $25.00 | $25.00 | 10/6/2009 4:55:45 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/6/2009 10:38:30 PM |
| capital-albatross | $25.00 | $25.00 | 10/7/2009 3:22:17 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/7/2009 6:01:21 PM |
| bronzmajom | $25.00 | $25.00 | 10/8/2009 1:16:22 AM |
| lcole32 | $35.00 | $35.00 | 10/8/2009 11:06:07 AM |
| noble-revenue | $25.00 | $25.00 | 10/8/2009 2:50:25 PM |
| firewomin | $25.00 | $25.00 | 10/8/2009 2:48:26 PM |
| remey | $25.00 | $25.00 | 10/8/2009 3:16:15 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:42 PM |
| payout-magician | $50.00 | $50.00 | 10/8/2009 9:46:17 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/9/2009 6:37:13 AM |
| rhin0cerx | $50.00 | $50.00 | 10/9/2009 11:09:10 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 12:37:43 PM |
| payout-comet | $25.00 | $25.00 | 10/9/2009 6:33:55 PM |
| runner262 | $25.00 | $25.00 | 10/9/2009 5:41:52 PM |
| AF_Trust | $25.00 | $25.00 | 10/9/2009 5:43:29 PM |
| Payasoup | $50.00 | $50.00 | 10/10/2009 12:14:05 AM |
| natecam | $25.00 | $25.00 | 10/10/2009 12:33:49 AM |
| Kaj | $25.00 | $25.00 | 10/9/2009 5:41:07 PM |
| thrifty-return | $30.00 | $30.00 | 10/9/2009 5:43:37 PM |
| MidnightBank | $25.00 | $25.00 | 10/10/2009 10:54:44 AM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:14:10 AM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:22:08 AM |
| teejay411 | $96.62 | $96.62 | 10/10/2009 3:12:40 PM |
| jpreal | $25.00 | $25.00 | 10/11/2009 11:05:13 PM |
| MicroPod | $25.00 | $25.00 | 10/11/2009 4:49:13 PM |
| YQQ | $25.00 | $25.00 | 10/12/2009 8:19:38 AM |
| jlr613 | $25.00 | $25.00 | 10/12/2009 2:24:14 PM |
| beezling | $52.00 | $52.00 | 10/12/2009 3:09:16 PM |
| blackballplayer | $25.00 | $25.00 | 10/12/2009 3:24:00 PM |
| Sixmil | $25.00 | $25.00 | 10/12/2009 2:41:07 PM |
| RadCad1 | $25.00 | $25.00 | 10/12/2009 4:09:20 PM |
| saffron4 | $25.00 | $25.00 | 10/12/2009 3:29:25 PM |
| lillian27 | $25.00 | $25.00 | 10/12/2009 3:38:52 PM |
| attractive-rate | $25.00 | $7.17 | 10/12/2009 6:18:54 PM |
| TheCount | $100.00 | $100.00 | 10/13/2009 6:05:05 AM |
| FinanceEngine | $25.00 | $25.00 | 10/13/2009 9:31:12 AM |
| JTHarris | $50.00 | $50.00 | 10/13/2009 10:08:01 AM |
| spy0 | $25.00 | $25.00 | 10/14/2009 10:09:02 AM |
| ctruong53 | $80.00 | $80.00 | 10/16/2009 1:20:27 PM |
| 123pickme | $25.00 | $25.00 | 10/17/2009 6:30:45 AM |
| Gobsek | $25.00 | $25.00 | 10/19/2009 7:29:55 AM |
| InDyingLight | $25.00 | $25.00 | 10/19/2009 1:07:08 AM |
| TaoPooh | $25.00 | $25.00 | 10/19/2009 3:57:37 PM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 5:16:14 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/19/2009 7:31:06 PM |
| PotBellyPete | $50.00 | $50.00 | 10/19/2009 7:33:33 PM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2009 6:08:42 PM |
| gethope | $25.00 | $25.00 | 10/19/2009 7:01:04 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 8:51:22 PM |
| medman | $214.16 | $214.16 | 10/20/2009 12:45:53 AM |
| payout-comet | $25.00 | $25.00 | 10/20/2009 3:57:38 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 10:22:08 AM |
| investment-visionary | $25.00 | $25.00 | 10/20/2009 10:39:07 AM |
| 108lender | $125.00 | $125.00 | 10/20/2009 12:12:34 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 12:32:54 PM |
| reciprocate | $100.00 | $100.00 | 10/20/2009 1:42:32 PM |
| kenL | $298.68 | $298.68 | 10/20/2009 2:02:16 PM |
| thegreatone | $100.00 | $100.00 | 10/20/2009 3:50:44 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/20/2009 3:49:01 PM |
| Kyileo | $50.00 | $50.00 | 10/20/2009 3:48:59 PM |
| daekpon | $25.00 | $25.00 | 10/20/2009 4:07:52 PM |
| the-silver-blaster | $100.00 | $100.00 | 10/20/2009 4:21:08 PM |
| Engineer44 | $30.00 | $30.00 | 10/20/2009 4:27:22 PM |
| 174 bids
|
Borrower Payment Dependent Notes Series
427025
This series of Notes was issued and sold upon the funding of the borrower loan #39102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $190.66 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 13.63% |
Final monthly payment:
| $181.37 |
| |
|
Auction yield range:
| 4.27% - 14.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $79,432 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| USCMBA010 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Aug-2009)
700-720
(Jun-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Diligently Driving Down Debt
Purpose of loan:
This loan will be used to payoff my Bank of America card. I have been a client of Bank of America for more than 15 years and never had a late payment, but recently received a letter increasing my credit card rate to 25%. I will be?happy to pay interests to a group of my peers?and to lower my interest rate to a reasonable level.
My financial situation:
I am a good candidate for this loan. No history of late payments and I paid in full my previous $10,000 Prosper loan. We have been home owners for the past 8 years and our current home loan is fixed at 5 1/2% for the remaining of the loan. I hold a Masters degree and?a stable full time job (same industry for the past 15 years). My debt to income ratio will not change, since I will be using my loan to consolidate my credit card debt, and my current cash flow will continue to be the same. I have also taken cost cutting measures at home and we are practicing frugality in all our personal expenses.
Additional Information:
As a side note, both my wife and I?have been?involved in community activities and?have been?active members of the Big Brothers / Big Sisters program for the past 6 years. Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/7/2009 1:07:35 PM |
| vinayski | $25.00 | $25.00 | 10/8/2009 8:11:12 PM |
| mcabery | $200.00 | $200.00 | 10/13/2009 10:56:39 PM |
| building_community | $25.00 | $25.00 | 10/14/2009 5:53:45 AM |
| Ven58 | $25.00 | $25.00 | 10/14/2009 12:19:04 PM |
| ronin4sale | $50.00 | $50.00 | 10/14/2009 11:52:54 AM |
| CornerKetch | $25.00 | $25.00 | 10/14/2009 5:48:24 PM |
| Iloanyoumoney | $38.00 | $38.00 | 10/14/2009 7:47:51 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/14/2009 8:56:37 PM |
| buffalobills | $25.00 | $25.00 | 10/15/2009 8:22:56 AM |
| flwah | $25.00 | $25.00 | 10/15/2009 9:46:40 AM |
| RandyL3 | $85.35 | $85.35 | 10/15/2009 5:05:58 PM |
| LindaRicci | $41.27 | $41.27 | 10/16/2009 12:16:52 PM |
| Kessler | $25.00 | $25.00 | 10/16/2009 11:23:18 AM |
| Personal-Bond | $50.00 | $50.00 | 10/16/2009 12:11:10 PM |
| JTHarris | $100.00 | $100.00 | 10/16/2009 3:53:53 PM |
| investment-cluster | $25.00 | $25.00 | 10/16/2009 4:51:09 PM |
| slicrad | $25.00 | $25.00 | 10/17/2009 5:33:50 PM |
| Chrishu | $25.00 | $25.00 | 10/17/2009 1:47:30 PM |
| KingCroesus | $25.00 | $25.00 | 10/17/2009 6:27:33 PM |
| JustOneVoice | $25.00 | $25.00 | 10/18/2009 9:12:08 AM |
| Torero06 | $25.00 | $25.00 | 10/18/2009 9:57:07 AM |
| jybank | $25.00 | $25.00 | 10/18/2009 6:43:05 PM |
| Oakland | $50.00 | $50.00 | 10/18/2009 2:45:23 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/18/2009 9:56:21 PM |
| BenR | $100.00 | $100.00 | 10/18/2009 5:10:54 PM |
| dmitriy2 | $25.00 | $25.00 | 10/18/2009 5:36:43 PM |
| drummerdad | $25.00 | $25.00 | 10/19/2009 6:29:25 AM |
| crafty | $25.00 | $25.00 | 10/18/2009 9:20:27 PM |
| danielamity | $25.00 | $25.00 | 10/18/2009 10:45:19 PM |
| Nasdaq | $100.00 | $100.00 | 10/18/2009 10:57:03 PM |
| USCGC | $50.00 | $50.00 | 10/19/2009 3:29:51 AM |
| Vans1975 | $75.00 | $75.00 | 10/19/2009 9:25:33 AM |
| JackAlbertson | $25.00 | $25.00 | 10/19/2009 5:26:14 AM |
| impartial-diversification | $1,500.00 | $1,427.67 | 10/19/2009 8:14:43 AM |
| Pomedorov | $50.00 | $50.00 | 10/19/2009 10:36:04 AM |
| Pu239 | $25.00 | $25.00 | 10/19/2009 12:39:06 PM |
| gjm6d | $45.00 | $45.00 | 10/19/2009 11:11:28 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/19/2009 12:46:32 PM |
| benefit-surfer | $25.00 | $25.00 | 10/19/2009 2:56:18 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 1:35:34 PM |
| billybragg | $25.00 | $25.00 | 10/19/2009 1:41:48 PM |
| Astyanax | $25.00 | $25.00 | 10/19/2009 1:58:58 PM |
| generous-deal6 | $200.00 | $200.00 | 10/19/2009 2:25:48 PM |
| farchoir | $25.00 | $25.00 | 10/19/2009 2:49:00 PM |
| brightest-economy-tsunami | $75.00 | $75.00 | 10/19/2009 3:59:54 PM |
| selo80 | $25.00 | $25.00 | 10/19/2009 3:57:45 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/19/2009 4:11:36 PM |
| CallMeBen | $25.00 | $25.00 | 10/5/2009 4:31:17 PM |
| clemclan | $50.00 | $50.00 | 10/13/2009 9:17:06 PM |
| rmpedi33 | $100.00 | $100.00 | 10/14/2009 8:12:14 AM |
| minista | $25.00 | $25.00 | 10/14/2009 8:13:07 AM |
| Rustang | $50.00 | $50.00 | 10/15/2009 9:19:20 AM |
| TXCapLeader | $50.00 | $50.00 | 10/15/2009 10:10:21 AM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:10:23 PM |
| G-Love | $200.00 | $200.00 | 10/15/2009 6:45:40 PM |
| djmjkelso | $25.00 | $25.00 | 10/16/2009 12:47:53 AM |
| rce1964 | $25.00 | $25.00 | 10/16/2009 2:41:42 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/16/2009 7:08:47 PM |
| silver-boots | $25.00 | $25.00 | 10/17/2009 5:52:24 AM |
| suburbanman64 | $50.00 | $50.00 | 10/16/2009 7:31:58 PM |
| spiff666 | $25.00 | $25.00 | 10/17/2009 8:22:26 AM |
| inventive-investment | $25.00 | $25.00 | 10/17/2009 5:33:41 AM |
| gilbrear | $25.00 | $25.00 | 10/17/2009 6:46:29 PM |
| mattblizz | $120.00 | $120.00 | 10/17/2009 5:26:55 PM |
| the-problem-solver | $100.00 | $100.00 | 10/18/2009 9:33:52 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:29:12 PM |
| bigmacbeef | $39.43 | $39.43 | 10/18/2009 6:09:29 AM |
| Toony | $25.00 | $25.00 | 10/18/2009 5:24:22 PM |
| usedtoborrow | $60.00 | $60.00 | 10/18/2009 9:07:09 AM |
| blindtaxidriver | $38.78 | $38.78 | 10/18/2009 10:04:43 AM |
| gothampark | $25.00 | $25.00 | 10/18/2009 4:11:27 PM |
| nashibaksi | $25.00 | $25.00 | 10/18/2009 6:10:27 PM |
| credit-coach118 | $25.00 | $25.00 | 10/19/2009 9:17:32 AM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 9:22:35 AM |
| Sturgee | $25.00 | $25.00 | 10/19/2009 5:51:09 AM |
| tender-ore | $25.00 | $25.00 | 10/19/2009 9:35:34 AM |
| caseattle | $25.00 | $25.00 | 10/19/2009 7:30:55 AM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:55:11 AM |
| mjcareful | $30.00 | $30.00 | 10/19/2009 8:28:08 AM |
| JJ-Loans | $49.75 | $49.75 | 10/19/2009 8:57:33 AM |
| redtilapia | $25.00 | $25.00 | 10/19/2009 11:12:44 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:34:26 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 11:06:03 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 10:49:40 AM |
| BenR | $100.00 | $100.00 | 10/19/2009 11:22:09 AM |
| JJ-Loans | $49.75 | $49.75 | 10/19/2009 12:01:02 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/19/2009 12:26:44 PM |
| crw1950 | $50.00 | $50.00 | 10/19/2009 12:54:52 PM |
| theaterguy | $25.00 | $25.00 | 10/19/2009 1:21:29 PM |
| careful-wealth | $50.00 | $50.00 | 10/19/2009 3:02:24 PM |
| 91 bids
|
Borrower Payment Dependent Notes Series
427045
This series of Notes was issued and sold upon the funding of the borrower loan #39099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,950.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 27.47% |
Starting borrower rate/APR:
| 28.47% / 30.83% |
Starting monthly payment:
| $247.63 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $240.84 |
| |
|
Auction yield range:
| 11.27% - 27.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,063 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 13% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| coachbk |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jun-2008)
|
|
Principal balance:
| $3,171.61 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
New appliances for New Home
My credit score has improved over 80 points since last loan. I have recently bought a home and put down 30%. My home needs to upgrade the air unit and counter tops.. I have not missed a payment on my other prosper loan. Plus my income has went up quite a bit to the middle 80's I have been a teacher/coach for 28 years. Email me if you have any concerns or questions. Thanking you in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am curious about the two delinquencies. Thank you. - p2p-journey
A:
over site thats all gone coaching 3 sports taking classes
(Oct-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/5/2009 4:18:39 PM |
| wildguy | $25.00 | $25.00 | 10/5/2009 4:17:57 PM |
| rapid-power2 | $25.00 | $25.00 | 10/5/2009 4:25:51 PM |
| andrewgl | $25.00 | $25.00 | 10/5/2009 4:26:42 PM |
| Halos2002 | $50.00 | $50.00 | 10/5/2009 4:29:10 PM |
| birddogsb | $50.00 | $50.00 | 10/5/2009 4:26:36 PM |
| drg6289 | $25.00 | $25.00 | 10/5/2009 4:29:13 PM |
| Shepherd7 | $25.00 | $25.00 | 10/5/2009 4:29:55 PM |
| heroic-benefit | $25.00 | $25.00 | 10/5/2009 4:30:02 PM |
| larrybird | $95.00 | $95.00 | 10/5/2009 4:30:05 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/5/2009 4:30:11 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2009 4:30:15 PM |
| jonn834 | $25.00 | $25.00 | 10/5/2009 4:26:25 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/5/2009 4:31:01 PM |
| thedreamer | $25.00 | $25.00 | 10/5/2009 4:28:48 PM |
| lagnisiruk | $25.00 | $25.00 | 10/5/2009 4:28:57 PM |
| visionary-currency | $25.00 | $25.00 | 10/5/2009 4:29:05 PM |
| turbine5 | $25.00 | $25.00 | 10/5/2009 4:29:07 PM |
| MARWARISETH | $25.00 | $25.00 | 10/5/2009 4:29:18 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/5/2009 4:31:36 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:29:20 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/5/2009 4:29:41 PM |
| anton | $25.00 | $25.00 | 10/5/2009 4:29:51 PM |
| blackbird02 | $25.00 | $25.00 | 10/5/2009 4:30:24 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/5/2009 4:28:50 PM |
| fcb202 | $25.00 | $25.00 | 10/5/2009 4:30:25 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/5/2009 4:28:56 PM |
| neighborly-bid | $25.00 | $25.00 | 10/5/2009 4:28:59 PM |
| SNH | $50.00 | $50.00 | 10/5/2009 4:29:03 PM |
| shawnw2 | $35.00 | $35.00 | 10/5/2009 4:33:40 PM |
| treasure-bliss | $50.00 | $50.00 | 10/5/2009 4:30:08 PM |
| honorable-yield | $25.00 | $25.00 | 10/5/2009 4:32:47 PM |
| tsquared_030 | $25.00 | $19.63 | 10/5/2009 4:33:15 PM |
| turboshop | $25.00 | $25.00 | 10/6/2009 2:01:42 PM |
| Glad2HelpU | $88.29 | $88.29 | 10/6/2009 5:30:58 PM |
| Credit2Prosper | $25.00 | $25.00 | 10/7/2009 10:55:40 AM |
| bright-exchange | $25.00 | $25.00 | 10/7/2009 7:25:40 AM |
| sailingceleste | $100.00 | $100.00 | 10/8/2009 3:06:40 PM |
| LanceLink | $25.00 | $25.00 | 10/8/2009 4:56:50 PM |
| bid-papyrus | $25.00 | $25.00 | 10/8/2009 5:19:51 PM |
| sana66 | $25.00 | $25.00 | 10/8/2009 4:58:05 PM |
| Nikelaos | $30.00 | $30.00 | 10/8/2009 7:47:42 PM |
| shawnw2 | $100.00 | $100.00 | 10/9/2009 6:30:23 AM |
| aprilapril | $25.00 | $25.00 | 10/9/2009 10:29:37 AM |
| SwiftWater | $25.00 | $25.00 | 10/9/2009 9:05:56 AM |
| goofy15975 | $50.00 | $50.00 | 10/9/2009 9:33:00 AM |
| radiant-fund | $25.00 | $25.00 | 10/9/2009 3:40:42 PM |
| ruler1 | $100.00 | $100.00 | 10/10/2009 9:28:41 AM |
| boo_hoo | $50.00 | $50.00 | 10/10/2009 10:30:18 AM |
| Arpad | $50.00 | $50.00 | 10/10/2009 5:28:32 PM |
| iocus | $25.00 | $25.00 | 10/11/2009 4:04:33 PM |
| baconguy | $25.00 | $25.00 | 10/12/2009 1:40:08 PM |
| reflective-rupee | $25.00 | $25.00 | 10/12/2009 8:48:56 PM |
| Sonos | $25.00 | $25.00 | 10/13/2009 7:36:47 AM |
| a-reasonable-return | $25.00 | $25.00 | 10/13/2009 10:48:14 AM |
| KrisKringle | $27.00 | $27.00 | 10/13/2009 7:06:18 PM |
| reflective-rupee | $100.00 | $100.00 | 10/14/2009 12:48:37 PM |
| bball_bandit | $25.00 | $25.00 | 10/14/2009 4:28:17 PM |
| Halos2002 | $100.00 | $100.00 | 10/15/2009 8:49:41 AM |
| lawyervon | $25.00 | $25.00 | 10/15/2009 5:33:09 PM |
| foothillender | $25.00 | $25.00 | 10/16/2009 8:03:44 AM |
| financial-frenzy | $25.00 | $25.00 | 10/16/2009 11:42:29 AM |
| albertoeba | $25.00 | $25.00 | 10/16/2009 1:37:42 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/16/2009 7:03:06 PM |
| festivecpl | $25.00 | $25.00 | 10/16/2009 8:45:35 PM |
| Kash2010lu | $25.00 | $25.00 | 10/17/2009 1:49:54 PM |
| gjm6d | $55.00 | $55.00 | 10/17/2009 4:45:14 PM |
| ali82 | $39.20 | $39.20 | 10/17/2009 7:38:02 PM |
| gluon | $50.00 | $50.00 | 10/18/2009 3:55:09 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/18/2009 8:44:56 PM |
| umfan123 | $28.69 | $28.69 | 10/19/2009 7:56:52 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 8:07:19 AM |
| GABC-1 | $55.00 | $55.00 | 10/19/2009 1:04:45 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 1:53:21 PM |
| 113121 | $108.17 | $108.17 | 10/19/2009 2:48:20 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:07:04 PM |
| capital-galaxy | $75.00 | $75.00 | 10/5/2009 4:18:05 PM |
| Artist_Blue | $25.00 | $25.00 | 10/5/2009 4:24:50 PM |
| thrifty-return | $30.00 | $30.00 | 10/5/2009 4:26:30 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:25:49 PM |
| snoopey100 | $25.00 | $25.00 | 10/5/2009 4:28:53 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:25:31 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 4:29:29 PM |
| secobarbital | $25.00 | $25.00 | 10/5/2009 4:29:34 PM |
| Mantis75 | $25.00 | $25.00 | 10/5/2009 4:29:47 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/5/2009 4:30:27 PM |
| spitzbergen | $25.00 | $25.00 | 10/5/2009 4:29:24 PM |
| seisen | $50.00 | $50.00 | 10/5/2009 4:29:26 PM |
| firewomin | $25.00 | $25.00 | 10/5/2009 4:29:32 PM |
| poeman | $25.00 | $25.00 | 10/5/2009 4:29:00 PM |
| delivery | $25.00 | $25.00 | 10/5/2009 4:29:38 PM |
| slcchad | $25.00 | $25.00 | 10/5/2009 4:29:44 PM |
| louisianalender | $100.00 | $100.00 | 10/5/2009 4:29:58 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/5/2009 4:32:49 PM |
| momentous-gold | $25.00 | $25.00 | 10/5/2009 8:52:01 PM |
| mikeyp411 | $25.20 | $25.20 | 10/6/2009 8:48:28 PM |
| interact | $25.00 | $25.00 | 10/7/2009 10:20:14 AM |
| GABC-1 | $45.00 | $45.00 | 10/7/2009 2:09:19 PM |
| witty-compassion | $27.00 | $27.00 | 10/7/2009 2:10:22 PM |
| iolaire | $75.00 | $75.00 | 10/7/2009 5:39:12 PM |
| gold-cluster | $100.00 | $100.00 | 10/7/2009 5:55:42 PM |
| law625 | $50.00 | $50.00 | 10/8/2009 12:28:07 PM |
| payout-magician | $50.00 | $50.00 | 10/8/2009 9:49:57 PM |
| suave-fairness | $25.00 | $25.00 | 10/8/2009 7:04:30 PM |
| -------aliba | $50.00 | $50.00 | 10/8/2009 7:15:08 PM |
| oldman1947 | $25.00 | $25.00 | 10/9/2009 4:50:18 AM |
| payout-comet | $25.00 | $25.00 | 10/9/2009 8:34:41 AM |
| Maggie3 | $25.00 | $25.00 | 10/9/2009 10:06:05 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/9/2009 12:50:06 PM |
| generous-deal6 | $25.00 | $25.00 | 10/10/2009 10:31:43 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 12:32:34 PM |
| TaoPooh | $25.00 | $25.00 | 10/13/2009 10:54:35 AM |
| usedtoborrow | $55.00 | $55.00 | 10/13/2009 5:20:45 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 5:30:01 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/13/2009 8:43:52 PM |
| icon7 | $25.00 | $25.00 | 10/14/2009 10:57:06 AM |
| Flacap | $40.00 | $40.00 | 10/15/2009 6:44:02 PM |
| invincible-gain | $200.00 | $200.00 | 10/15/2009 6:22:50 PM |
| Flacap | $45.00 | $45.00 | 10/15/2009 6:44:55 PM |
| brilliant-balance | $25.00 | $25.00 | 10/15/2009 7:23:12 PM |
| community-gyration7 | $50.00 | $50.00 | 10/16/2009 10:24:44 AM |
| sunshinysmiles | $25.00 | $25.00 | 10/16/2009 1:16:42 PM |
| unger | $100.00 | $100.00 | 10/17/2009 12:10:06 PM |
| jybank | $25.00 | $25.00 | 10/17/2009 1:22:55 PM |
| aoohollis310 | $50.00 | $50.00 | 10/17/2009 3:13:04 PM |
| foxy-community | $25.95 | $25.95 | 10/18/2009 6:29:49 AM |
| 113121 | $25.00 | $25.00 | 10/18/2009 8:02:42 AM |
| Chadwick_Bay_Investments | $106.04 | $106.04 | 10/18/2009 8:44:53 PM |
| kenL | $300.00 | $300.00 | 10/19/2009 5:26:10 AM |
| mo_423 | $50.00 | $50.00 | 10/19/2009 7:35:24 AM |
| Leshan | $59.83 | $59.83 | 10/19/2009 8:46:48 AM |
| bill-expert | $100.00 | $100.00 | 10/19/2009 11:07:43 AM |
| Orringo | $50.00 | $50.00 | 10/19/2009 11:20:44 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:35:40 AM |
| 113121 | $150.00 | $150.00 | 10/19/2009 2:36:51 PM |
| javajahn | $25.00 | $25.00 | 10/19/2009 1:29:42 PM |
| reflective-rupee | $75.00 | $75.00 | 10/19/2009 4:01:32 PM |
| deepblue34 | $30.00 | $30.00 | 10/19/2009 3:38:33 PM |
| just-trade0 | $25.00 | $25.00 | 10/19/2009 4:01:23 PM |
| payout-comet | $25.00 | $25.00 | 10/19/2009 4:15:38 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 4:01:48 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
427239
This series of Notes was issued and sold upon the funding of the borrower loan #39141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 12.03% |
Starting borrower rate/APR:
| 13.03% / 16.66% |
Starting monthly payment:
| $33.71 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 4.27% - 12.03% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $175 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| proton9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying for new laptop
Purpose of loan:
This loan will be used to pay for a new laptop that I need for my college studies.
My financial situation:
I am a good candidate for this loan because I?always pay my bills on time. I'm young but?I'm?trying to build?some?credit. I don't work while I am in school but I have some money saved and my parents give me a monthly allowance of $150 to $200?thats how I plan to pay for the loan until I do find a job. I have very few expenses since I live on campus I just pay for gas and food(really just snacks because I have a meal plan).
Monthly net income: $150-$200 a month
Monthly expenses: $?
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 50?on gas
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 25?
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JoeXB | $25.00 | $25.00 | 10/8/2009 12:06:56 PM |
| Halos2002 | $50.00 | $50.00 | 10/14/2009 4:40:12 PM |
| hellasow | $25.00 | $25.00 | 10/17/2009 11:50:27 AM |
| Brown98 | $25.00 | $25.00 | 10/20/2009 10:13:30 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:12:55 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:26:53 PM |
| ScottFinance | $25.00 | $25.00 | 10/21/2009 8:11:17 AM |
| yell4bobby | $25.00 | $25.00 | 10/21/2009 12:50:55 PM |
| cash-daisy | $25.00 | $25.00 | 10/21/2009 3:59:20 PM |
| building_community | $50.00 | $50.00 | 10/17/2009 9:25:48 PM |
| FlyFlyBuggie | $25.00 | $25.00 | 10/19/2009 8:11:23 AM |
| tomjac2000 | $25.00 | $15.99 | 10/19/2009 4:25:09 PM |
| mu50stang | $25.00 | $25.00 | 10/20/2009 5:15:57 PM |
| poster177 | $59.01 | $59.01 | 10/20/2009 6:33:22 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 9:22:18 PM |
| mobius_titan | $25.00 | $25.00 | 10/21/2009 7:04:09 AM |
| SS123 | $25.00 | $25.00 | 10/21/2009 11:04:45 AM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 12:42:26 PM |
| Mav26 | $200.00 | $200.00 | 10/21/2009 11:16:49 AM |
| kf88 | $25.00 | $25.00 | 10/21/2009 1:49:12 PM |
| icon7 | $25.00 | $25.00 | 10/21/2009 12:43:25 PM |
| LAKETIME | $25.00 | $25.00 | 10/21/2009 3:31:44 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 3:00:41 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:17:40 PM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 3:37:08 PM |
| Hogan55 | $25.00 | $25.00 | 10/21/2009 2:14:32 PM |
| 26 bids
|
Borrower Payment Dependent Notes Series
427491
This series of Notes was issued and sold upon the funding of the borrower loan #39123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 6.00% |
Starting borrower rate/APR:
| 7.00% / 7.34% |
Starting monthly payment:
| $30.88 |
|
Final lender yield:
| 5.20% |
Final borrower rate/APR:
| 6.20% / 6.54% |
Final monthly payment:
| $30.51 |
| |
|
Auction yield range:
| 3.27% - 6.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,149 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| first-genuine-bid |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Plan on using to invest
I'm new to prosper and I would like to try prosper as both a lender and as a borrower. I will not have any problems paying back this loan because I have been in the Navy for over 10 years which provides a steady pay check. My current contract goes for another 3 years with possibility of bonuses along the way. I have excellent credit and have never had a problem paying my bills in the past.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| qkinger | $50.00 | $50.00 | 10/14/2009 5:26:45 PM |
| loanshark62 | $25.00 | $25.00 | 10/19/2009 4:01:15 PM |
| favorite-dollar | $25.00 | $25.00 | 10/22/2009 4:21:55 PM |
| gizmo65 | $25.00 | $25.00 | 10/22/2009 6:40:06 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/23/2009 12:41:21 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:07:59 PM |
| wild-orange | $500.00 | $126.14 | 10/23/2009 3:28:59 PM |
| Floridagirl | $43.54 | $43.54 | 10/23/2009 3:39:42 PM |
| hellasow | $25.00 | $25.00 | 10/10/2009 6:45:56 AM |
| Integrity1st | $25.00 | $25.00 | 10/12/2009 11:06:28 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:32 PM |
| FundMaker | $25.00 | $25.00 | 10/19/2009 4:40:58 PM |
| dproxima | $30.00 | $30.00 | 10/19/2009 5:07:41 PM |
| nolahelper | $25.00 | $25.00 | 10/20/2009 6:47:14 PM |
| SchaeferJ | $25.00 | $25.00 | 10/22/2009 8:04:11 PM |
| reliable-dough3 | $100.00 | $100.00 | 10/22/2009 8:02:25 PM |
| Wildcat23 | $50.00 | $50.00 | 10/23/2009 7:22:59 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/23/2009 8:17:32 AM |
| bankar | $25.00 | $25.00 | 10/23/2009 10:46:12 AM |
| loanman2007 | $75.00 | $75.00 | 10/23/2009 11:25:17 AM |
| kf88 | $25.00 | $25.00 | 10/23/2009 2:03:27 PM |
| vtr1000 | $25.32 | $25.32 | 10/23/2009 2:49:25 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 3:41:49 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 3:39:58 PM |
| kinetic-social | $50.00 | $50.00 | 10/23/2009 3:47:57 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
427501
This series of Notes was issued and sold upon the funding of the borrower loan #39122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 30.32% |
Starting borrower rate/APR:
| 31.32% / 33.72% |
Starting monthly payment:
| $215.89 |
|
Final lender yield:
| 30.32% |
Final borrower rate/APR:
| 31.32% / 33.72% |
Final monthly payment:
| $215.89 |
| |
|
Auction yield range:
| 11.27% - 30.32% |
Estimated loss impact:
| 10.77% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,748 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| gerrelda |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Aug-2008)
|
|
Principal balance:
| $3,579.66 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Paying for cpa review course
To payoff an installment loan
My financial situation:
I am a good candidate for this loan because I have consistently showed my ability to repay my loans in a timely manner.? In October of 2006 I signed up with the credit counseling foundation due to rising interest rates.? The contact assured me that my interest rates would be lowered.? Prior to signing up with the program there were no late payments or delinquent accounts on my credit profile.? Since signing up with the program, despite timely payments being made as agreed with the Credit Counseling Foundation and each of my creditors, some creditors reported my accounts past due.? I have disputed this information on several occassiona, even forwarded copies of bank statements to the creditors reflecting timely payments, however, only Wachovia restated my credit history.? Due to all the confusion, I just decided to pay all of the current balances my self.? All the creditors that were under the credit counseling foundation are currently paid in full and the my account with the credit counseling foundation is now closed.? Due to the transactions on my credit report, I am having difficulty obtaining a loan.? I pride my self on making timely payments and is disappointed that my credit report does not accurately reflect that.? All of my payments are taken from my checking account monthly automatically.? I am slso trying to rebuild my credit.? I have the income to make my payments and currently am not upside down on any loans.? I have a student loan whuch requires a monthly payment of 83.95, a car note in the amount of 242, and a personal loan with a montly payment of 281.? My mortgage and utilities are covered by a base housing allowance provided by the military.? I would appreciate the chance to rebuild my credit and prove my credit worthiness.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 10/9/2009 8:20:32 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 9:19:24 AM |
| brodav | $50.00 | $50.00 | 10/11/2009 10:47:04 PM |
| rubylender | $25.00 | $25.00 | 10/14/2009 1:12:58 PM |
| five-star-note | $35.00 | $35.00 | 10/14/2009 3:04:14 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 5:08:57 PM |
| tigercat | $50.00 | $50.00 | 10/15/2009 4:10:54 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/15/2009 6:53:19 PM |
| srfb973 | $35.00 | $35.00 | 10/16/2009 10:26:16 PM |
| brother_tam | $50.00 | $50.00 | 10/20/2009 1:44:41 PM |
| reflective-rupee | $300.00 | $300.00 | 10/20/2009 11:13:54 AM |
| Engineer44 | $25.00 | $25.00 | 10/20/2009 2:02:56 PM |
| cbz | $25.00 | $25.00 | 10/20/2009 4:44:16 PM |
| flexible-economy2 | $300.00 | $300.00 | 10/20/2009 10:29:44 PM |
| reflective-rupee | $750.00 | $750.00 | 10/21/2009 9:39:36 AM |
| GatorBux | $100.00 | $100.00 | 10/21/2009 1:41:02 PM |
| TNPCapital | $25.00 | $25.00 | 10/21/2009 4:30:12 PM |
| tntmojave | $25.00 | $25.00 | 10/21/2009 4:32:46 PM |
| deepblue34 | $30.00 | $30.00 | 10/21/2009 6:20:54 PM |
| 1traveler | $25.00 | $25.00 | 10/21/2009 6:24:38 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/21/2009 6:42:22 PM |
| Gobsek | $25.00 | $25.00 | 10/21/2009 6:55:34 PM |
| muirheaj | $25.00 | $25.00 | 10/21/2009 7:19:11 PM |
| LoanDMC | $29.00 | $29.00 | 10/21/2009 10:12:39 PM |
| maga | $500.00 | $500.00 | 10/22/2009 2:58:37 AM |
| J1mS | $41.32 | $41.32 | 10/22/2009 12:01:43 AM |
| maga | $100.00 | $100.00 | 10/22/2009 2:59:27 AM |
| maga | $100.00 | $100.00 | 10/22/2009 3:00:00 AM |
| kenL | $200.00 | $200.00 | 10/21/2009 9:41:21 PM |
| skater | $25.00 | $25.00 | 10/22/2009 2:48:41 AM |
| hellasow | $25.00 | $25.00 | 10/9/2009 12:22:35 PM |
| LAKETIME | $25.00 | $25.00 | 10/10/2009 5:59:59 AM |
| clemclan | $25.00 | $25.00 | 10/13/2009 9:08:55 PM |
| reflective-rupee | $175.00 | $175.00 | 10/19/2009 9:14:24 PM |
| periko | $50.00 | $50.00 | 10/19/2009 11:24:17 PM |
| Phantom99 | $101.00 | $101.00 | 10/20/2009 7:21:55 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 10:23:08 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 10:26:27 AM |
| reflective-rupee | $500.00 | $500.00 | 10/20/2009 11:14:09 AM |
| GOPHERBOY | $50.00 | $50.00 | 10/20/2009 5:56:39 PM |
| deal_11 | $50.00 | $50.00 | 10/20/2009 6:15:15 PM |
| wise-blazing-currency | $25.00 | $25.00 | 10/21/2009 4:35:17 AM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 8:11:00 AM |
| bobd32 | $25.00 | $25.00 | 10/21/2009 11:09:42 AM |
| 113121 | $25.00 | $25.00 | 10/21/2009 11:16:02 AM |
| reflective-rupee | $300.00 | $300.00 | 10/21/2009 9:40:08 AM |
| reflective-rupee | $100.00 | $100.00 | 10/21/2009 1:31:39 PM |
| noble-revenue | $111.03 | $111.03 | 10/21/2009 1:04:42 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/21/2009 4:25:56 PM |
| TheAlchemist | $25.00 | $25.00 | 10/21/2009 5:26:10 PM |
| TheFamilyFund | $25.00 | $25.00 | 10/21/2009 4:32:47 PM |
| mercuriant | $25.00 | $25.00 | 10/21/2009 5:40:51 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 6:17:09 PM |
| MOVet | $25.00 | $25.00 | 10/21/2009 6:57:36 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 8:48:51 PM |
| durability-colonel | $50.00 | $42.65 | 10/21/2009 9:43:09 PM |
| flexible-economy2 | $100.00 | $100.00 | 10/21/2009 9:43:12 PM |
| 57 bids
|
Borrower Payment Dependent Notes Series
427517
This series of Notes was issued and sold upon the funding of the borrower loan #39093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $148.65 |
|
Final lender yield:
| 14.91% |
Final borrower rate/APR:
| 15.91% / 18.09% |
Final monthly payment:
| $140.45 |
| |
|
Auction yield range:
| 4.27% - 19.00% |
Estimated loss impact:
| 2.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,034 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Coolwatern |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off High Interest Credit Cards
Purpose of loan:
The purpose of this loan is to pay off some high interest credit card debt at a lower rate.? The two?that I'm?going to pay off are at 27% and 22%.
I have other credit card debt, but can only do a couple cards at a time.?
After this loan I plan on starting a new one to get a?lower monthly payment on card and be free of credit card debt.
My financial situation:
I am a good candidate for this loan because I have good credit and pay all of?my bills on time.
I have been at my current job for 5 years.
The way I plan on paying off this loan is with the money I recieve from donating plasma which is $200 a month.
Monthly Net Income:??????? $2200
Donating Plasma:??????????????$200
Total Monthly Income:?????$2400
Monthly Expenses:
Housing????????? $505
Insurance??????? $50
Auto Loans???? $325
Utilities???????????$175
Food?????????????? $300
Credit Cards??? $600
Internet?????????? $25
Gas??????????????? $200
??????????Total????$2180??????
Thanks for looking at my auction?and hopefully you can help me.
If you have any questions please ask.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Is the monthly credit card payment listed what you will pay AFTER you have paid off the two high rate cards? - currency-pipeline
A:
No, that is what I pay now.
(Oct-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 108lender | $75.00 | $75.00 | 10/9/2009 4:32:48 PM |
| mrxtravis | $25.00 | $25.00 | 10/14/2009 10:28:19 AM |
| agbullet55443 | $100.00 | $100.00 | 10/18/2009 11:04:26 PM |
| building_community | $25.00 | $25.00 | 10/18/2009 11:06:31 PM |
| sflender1099 | $25.00 | $25.00 | 10/19/2009 4:36:47 PM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:46:26 PM |
| principal-mermaid | $25.00 | $25.00 | 10/20/2009 6:00:28 AM |
| debtcollector | $100.00 | $100.00 | 10/20/2009 9:08:35 PM |
| Stavros | $30.00 | $30.00 | 10/21/2009 5:42:47 AM |
| Sven79 | $150.00 | $150.00 | 10/21/2009 12:38:11 PM |
| buphigam | $25.00 | $25.00 | 10/22/2009 4:04:59 PM |
| charb57 | $50.00 | $50.00 | 10/22/2009 4:31:36 PM |
| nashibaksi | $25.00 | $25.00 | 10/22/2009 6:20:56 PM |
| intelligent-yield | $25.00 | $25.00 | 10/22/2009 5:02:54 PM |
| liberty-equilibrium | $30.29 | $30.29 | 10/22/2009 8:18:01 PM |
| gothampark | $25.00 | $25.00 | 10/22/2009 11:32:54 PM |
| maga | $100.00 | $100.00 | 10/23/2009 1:20:18 AM |
| truelumen | $25.00 | $25.00 | 10/23/2009 3:34:10 AM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:03:08 AM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:03:52 AM |
| heather26 | $25.00 | $25.00 | 10/23/2009 5:05:57 AM |
| bkb7484 | $25.00 | $25.00 | 10/22/2009 8:17:32 PM |
| site_ml | $45.00 | $45.00 | 10/22/2009 8:25:29 PM |
| Ray3486 | $25.00 | $25.00 | 10/23/2009 9:31:30 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:15:17 AM |
| mckhbnpc | $30.00 | $30.00 | 10/23/2009 9:46:22 AM |
| fopaul13 | $25.00 | $25.00 | 10/23/2009 10:24:11 AM |
| Feyenoord | $43.04 | $43.04 | 10/23/2009 10:15:26 AM |
| elitegoodguy | $25.00 | $25.00 | 10/23/2009 1:16:46 PM |
| Flacap | $40.00 | $40.00 | 10/23/2009 1:11:21 PM |
| plainsmart | $50.00 | $50.00 | 10/23/2009 1:34:35 PM |
| cutter21 | $25.00 | $25.00 | 10/23/2009 1:23:46 PM |
| LAKETIME | $25.00 | $25.00 | 10/23/2009 3:05:43 PM |
| balance-force | $32.00 | $32.00 | 10/23/2009 3:27:44 PM |
| organic-platinum | $25.00 | $25.00 | 10/23/2009 3:32:48 PM |
| generous-deal6 | $50.00 | $50.00 | 10/23/2009 3:39:45 PM |
| mysterm | $50.00 | $50.00 | 10/23/2009 1:46:27 PM |
| scientists | $25.00 | $25.00 | 10/23/2009 1:49:07 PM |
| Apotheosis | $25.00 | $25.00 | 10/23/2009 3:45:47 PM |
| oldman68 | $25.00 | $25.00 | 10/23/2009 2:11:41 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/23/2009 3:16:00 PM |
| Kyileo | $50.00 | $50.00 | 10/23/2009 3:49:04 PM |
| wild-orange | $250.00 | $250.00 | 10/23/2009 3:31:34 PM |
| PapaSmurf69 | $60.00 | $60.00 | 10/23/2009 3:56:23 PM |
| Dustley | $25.00 | $25.00 | 10/12/2009 5:13:46 AM |
| sociallender | $25.00 | $25.00 | 10/15/2009 7:14:34 AM |
| Unitas4302 | $50.00 | $50.00 | 10/16/2009 10:56:35 PM |
| hellasow | $25.00 | $25.00 | 10/17/2009 12:07:09 PM |
| currency-pipeline | $50.00 | $50.00 | 10/20/2009 12:50:27 PM |
| caseattle | $25.00 | $25.00 | 10/21/2009 9:44:25 AM |
| MrOglesby | $25.00 | $25.00 | 10/21/2009 9:50:59 PM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:32:36 PM |
| tomjac2000 | $25.00 | $25.00 | 10/21/2009 7:03:27 PM |
| mcabery | $150.00 | $150.00 | 10/22/2009 9:44:38 AM |
| silverloan | $30.23 | $30.23 | 10/22/2009 10:14:19 AM |
| member123 | $25.00 | $25.00 | 10/22/2009 2:47:14 PM |
| Frankk2 | $30.00 | $30.00 | 10/22/2009 2:58:02 PM |
| kf88 | $25.00 | $25.00 | 10/22/2009 3:48:16 PM |
| gilbrear | $25.00 | $25.00 | 10/22/2009 5:40:12 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/22/2009 4:30:15 PM |
| Chrishu | $25.00 | $25.00 | 10/22/2009 6:54:15 PM |
| jakespirit | $25.00 | $25.00 | 10/23/2009 1:34:44 AM |
| jonn834 | $25.00 | $25.00 | 10/22/2009 7:23:49 PM |
| szasza | $50.00 | $50.00 | 10/23/2009 4:02:17 AM |
| Collateral | $25.00 | $25.00 | 10/23/2009 12:21:59 PM |
| Leshan | $50.00 | $50.00 | 10/23/2009 12:36:15 PM |
| GPLLending | $27.00 | $27.00 | 10/23/2009 12:16:32 PM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:53:37 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/23/2009 1:47:58 PM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 2:14:02 PM |
| credit-missile | $100.00 | $69.41 | 10/23/2009 1:32:15 PM |
| Bluebanker | $50.00 | $50.00 | 10/23/2009 2:21:55 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/23/2009 1:35:36 PM |
| srspank24 | $147.22 | $147.22 | 10/23/2009 3:38:57 PM |
| drummerdad | $25.00 | $25.00 | 10/23/2009 3:32:06 PM |
| active-return | $25.81 | $25.81 | 10/23/2009 3:40:14 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:08:19 PM |
| alterlatina | $25.00 | $25.00 | 10/23/2009 3:39:01 PM |
| oldman1947 | $25.00 | $25.00 | 10/23/2009 3:42:04 PM |
| whitegold24k | $250.00 | $250.00 | 10/23/2009 3:55:38 PM |
| sharp-credit | $200.00 | $200.00 | 10/23/2009 3:58:56 PM |
| Engineer44 | $35.00 | $35.00 | 10/23/2009 4:10:21 PM |
| forthright-trade | $25.00 | $25.00 | 10/23/2009 4:06:45 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
427591
This series of Notes was issued and sold upon the funding of the borrower loan #39125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 9.17% |
Starting borrower rate/APR:
| 10.17% / 10.52% |
Starting monthly payment:
| $161.74 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $154.84 |
| |
|
Auction yield range:
| 3.27% - 9.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 860-880 (Oct-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $168 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tbati |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan:
Pay off my current credit card debt.? I can continue to pay it to the credit card compaines, giving them the interest, OR, I could pay it to my fellow Prosper lenders.? Win-win!?
I am a Prosper lender myself, and really appreciate the community that has been built here.?
My financial situation:
I am a good candidate for this loan because I am employed full time in a great job, I own my home, and I have very little debt.? Since I am carrying some credit card debt, why not let the Prosper membership well, prosper!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:40 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:26 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:08:24 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:26 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:48 PM |
| vestquid | $25.00 | $25.00 | 10/8/2009 4:09:28 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:09 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:23 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:35 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:12 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:34 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:20 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:09:03 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:41 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:32 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:55 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:30 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 4:15:36 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:16 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:08:56 PM |
| shookie_40 | $25.00 | $25.00 | 10/8/2009 5:01:22 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 4:15:27 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:45 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:50 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:12:01 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:25 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:23 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 4:15:16 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 5:22:15 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:15 PM |
| mocrepsorp13 | $25.00 | $25.00 | 10/8/2009 9:22:14 PM |
| SchaeferJ | $25.00 | $25.00 | 10/8/2009 8:21:23 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 10:58:49 PM |
| kegs | $32.00 | $32.00 | 10/8/2009 8:33:12 PM |
| Seafirst | $50.00 | $50.00 | 10/9/2009 6:25:29 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/8/2009 8:18:17 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:33 PM |
| power-collider | $25.00 | $25.00 | 10/9/2009 6:39:19 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:12 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:25 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:48 AM |
| amit_gu | $50.00 | $1.18 | 10/9/2009 12:31:18 PM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:02 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/9/2009 10:29:46 AM |
| hellasow | $30.00 | $30.00 | 10/9/2009 12:36:40 PM |
| loanman2007 | $75.00 | $75.00 | 10/11/2009 5:15:58 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:06 AM |
| generous-deal6 | $50.00 | $50.00 | 10/12/2009 7:27:44 PM |
| the-repayment-treaty | $60.00 | $60.00 | 10/12/2009 9:39:49 PM |
| blot44 | $50.00 | $50.00 | 10/16/2009 4:38:55 AM |
| kgeezy | $29.91 | $29.91 | 10/19/2009 3:38:52 PM |
| nbah123 | $50.00 | $50.00 | 10/20/2009 11:29:23 AM |
| rmpedi33 | $100.00 | $100.00 | 10/20/2009 8:43:06 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/21/2009 8:11:48 AM |
| prainvestment | $25.00 | $25.00 | 10/21/2009 10:18:54 AM |
| dmitriy2 | $50.00 | $50.00 | 10/21/2009 4:50:39 PM |
| YummiBear | $25.00 | $25.00 | 10/21/2009 5:32:06 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:16:50 PM |
| Rob717171 | $150.00 | $150.00 | 10/22/2009 3:31:15 PM |
| Havana21 | $500.00 | $500.00 | 10/8/2009 4:05:32 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:35 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:46 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:21 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:40 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:51 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 4:12:59 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:17 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:14 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:12 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 4:15:42 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:10 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:06 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:28 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:33 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:43 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:47 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:27 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:16 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:28 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:55 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:37 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 10/8/2009 4:13:43 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:14:16 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:34 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:24 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:34 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/8/2009 6:11:44 PM |
| Ryman81580 | $25.00 | $25.00 | 10/8/2009 6:31:29 PM |
| ujiba | $25.00 | $25.00 | 10/8/2009 5:20:14 PM |
| TheMan | $25.00 | $25.00 | 10/8/2009 8:36:24 PM |
| phillipd48 | $25.00 | $25.00 | 10/8/2009 9:01:23 PM |
| junes08 | $50.00 | $50.00 | 10/8/2009 9:33:13 PM |
| dahburbb | $25.00 | $25.00 | 10/9/2009 12:14:00 AM |
| radiant-fund | $25.00 | $25.00 | 10/9/2009 6:40:08 AM |
| discrete-asset | $25.00 | $25.00 | 10/9/2009 6:41:18 AM |
| Butterfly1950 | $25.00 | $25.00 | 10/9/2009 4:16:28 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:54 AM |
| ike_bt | $25.00 | $25.00 | 10/9/2009 8:30:58 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:17 AM |
| Cheburashka | $25.00 | $25.00 | 10/9/2009 10:54:15 AM |
| jga516 | $25.00 | $25.00 | 10/9/2009 6:41:27 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:23 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:47 AM |
| blot44 | $50.00 | $50.00 | 10/9/2009 9:44:09 AM |
| swiftsoul | $25.00 | $25.00 | 10/9/2009 10:54:02 AM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:06 AM |
| RichDadPoorDad | $25.00 | $25.00 | 10/9/2009 11:09:51 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:51 AM |
| protector807 | $25.00 | $25.00 | 10/9/2009 9:34:18 AM |
| gustavholstopus32 | $25.00 | $25.00 | 10/9/2009 12:18:18 PM |
| best-marketologist | $25.00 | $25.00 | 10/9/2009 10:08:55 AM |
| kgeezy | $51.91 | $51.91 | 10/14/2009 2:01:42 PM |
| marwadi-62 | $100.00 | $100.00 | 10/16/2009 11:11:00 AM |
| icon7 | $25.00 | $25.00 | 10/16/2009 4:27:21 PM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:41:50 AM |
| FundMaker | $25.00 | $25.00 | 10/20/2009 10:50:18 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/21/2009 8:12:04 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 9:56:52 AM |
| Sven79 | $50.00 | $50.00 | 10/21/2009 12:37:50 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 1:50:04 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:53:41 PM |
| 121 bids
|
Borrower Payment Dependent Notes Series
427697
This series of Notes was issued and sold upon the funding of the borrower loan #39120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 63 | Length of status: | 18y 11m |
|
Amount delinquent:
| $6,011 |
Revolving credit balance:
| $22,934 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 82% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| sm-security |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement for new baby
Purpose of loan:
This loan will be used to winterize the sleeping area our newborn.
My financial situation:
I am a good candidate for this loan because I have a steady job for the past almost 20 years and will not be laid off any time soon based on my employer and seniority status.? I am exceedingly responsible, but the newborn laid costs upon us that were unexpected.? This will pay off our credit card debt incurred in paying off our recent newborn's medical bills and allow us to get back on our feet without deciding more negative measures.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please explain your current delinquency? thanks - reflective-rupee
A:
The delinquency is a result of a debt that was settled as an error by the credit bureau and the company some 6 years ago and unfortunately will stay on my record until next year.
(Oct-16-2009)
Q:
Could you pleas explain the current delinquency shown on you credit profile? thanks - reflective-rupee
A:
The delinquency is a result of a debt that was settled as an error by the credit bureau and the company some 6 years ago and unfortunately will stay on my record until next year.
(Oct-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $100.00 | $100.00 | 10/8/2009 4:25:39 PM |
| Eloise62 | $75.00 | $75.00 | 10/16/2009 2:55:26 PM |
| reflective-rupee | $25.00 | $25.00 | 10/16/2009 4:21:54 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/17/2009 6:44:36 PM |
| reflective-rupee | $75.00 | $70.77 | 10/19/2009 10:06:15 PM |
| payout-comet | $25.00 | $25.00 | 10/22/2009 1:03:55 AM |
| maga | $50.00 | $50.00 | 10/22/2009 3:09:20 AM |
| Dave_Cashflow | $29.23 | $29.23 | 10/22/2009 12:58:51 PM |
| aliasqalias | $25.00 | $25.00 | 10/22/2009 1:48:23 PM |
| gold-cluster | $100.00 | $100.00 | 10/22/2009 1:53:30 PM |
| Bidders | $50.00 | $50.00 | 10/22/2009 2:54:10 PM |
| Oakdog68 | $50.00 | $50.00 | 10/22/2009 3:31:19 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:19:28 PM |
| IPG1 | $50.00 | $50.00 | 10/20/2009 6:12:22 AM |
| gelt4u | $25.00 | $25.00 | 10/22/2009 1:00:40 AM |
| Leshan | $50.00 | $50.00 | 10/22/2009 8:24:33 AM |
| building_community | $25.00 | $25.00 | 10/22/2009 8:33:45 AM |
| Skeptical-one | $50.00 | $50.00 | 10/22/2009 12:16:07 PM |
| flexible-economy2 | $100.00 | $100.00 | 10/22/2009 1:16:22 PM |
| icon7 | $50.00 | $50.00 | 10/22/2009 1:53:13 PM |
| 20 bids
|
Borrower Payment Dependent Notes Series
427707
This series of Notes was issued and sold upon the funding of the borrower loan #39105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 24.01% |
Starting borrower rate/APR:
| 25.01% / 27.32% |
Starting monthly payment:
| $67.60 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $62.32 |
| |
|
Auction yield range:
| 8.27% - 24.01% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,814 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 73% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| newest-camaraderi-holly |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair
Purpose of loan:
This loan will be used to? fix my car with fuel injection issues, brakes, etc
My financial situation:
I am a good candidate for this loan because i have steady full time job and 2nd steady part time job.
Monthly net income: $ 3700
Monthly expenses: $ 2860
??Housing: $ 600
??Insurance: $ 150
??Car expenses: $ 460
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
probably not most of them have no job
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 10:00:02 AM |
| JTHarris | $50.00 | $50.00 | 10/13/2009 10:14:02 AM |
| twjh | $25.00 | $25.00 | 10/13/2009 10:34:30 AM |
| Bigsaver | $25.00 | $25.00 | 10/13/2009 7:18:53 PM |
| building_community | $25.00 | $25.00 | 10/14/2009 6:08:06 AM |
| IPG1 | $25.00 | $25.00 | 10/14/2009 7:18:03 AM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:09:37 PM |
| Chrishu | $25.00 | $25.00 | 10/17/2009 1:51:54 PM |
| Gobsek | $25.00 | $25.00 | 10/18/2009 11:04:14 AM |
| buphigam | $25.00 | $25.00 | 10/18/2009 6:03:03 PM |
| PotBellyPete | $50.00 | $50.00 | 10/19/2009 11:38:08 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:10:40 PM |
| streak269 | $105.40 | $105.40 | 10/19/2009 4:37:24 PM |
| Cherrypicker | $30.21 | $30.21 | 10/19/2009 4:23:04 PM |
| FairChanceLender | $25.00 | $25.00 | 10/19/2009 4:33:53 PM |
| Galdis | $25.00 | $25.00 | 10/19/2009 7:18:30 PM |
| meggo33 | $25.00 | $25.00 | 10/19/2009 7:58:48 PM |
| PugDog | $25.00 | $3.10 | 10/19/2009 8:33:54 PM |
| markdavid1957 | $25.00 | $25.00 | 10/20/2009 3:52:58 AM |
| XayV03 | $100.00 | $100.00 | 10/19/2009 10:41:01 PM |
| ayiticheri | $25.00 | $25.00 | 10/20/2009 2:50:59 AM |
| sorace | $50.00 | $50.00 | 10/20/2009 6:58:36 AM |
| ezvest | $25.00 | $25.00 | 10/20/2009 6:48:38 AM |
| crjmechanic | $25.00 | $25.00 | 10/20/2009 7:59:57 AM |
| bid-wonder | $25.00 | $25.00 | 10/13/2009 10:30:52 AM |
| EngineersAlliance | $100.00 | $100.00 | 10/13/2009 10:41:13 AM |
| hellasow | $25.00 | $25.00 | 10/15/2009 3:44:35 AM |
| gluon | $50.00 | $50.00 | 10/16/2009 2:52:17 PM |
| Nusk | $25.00 | $25.00 | 10/17/2009 12:51:08 PM |
| god_is_great | $25.00 | $25.00 | 10/18/2009 5:06:10 PM |
| Prezotus | $25.00 | $25.00 | 10/18/2009 11:03:20 AM |
| JauaFlash | $25.00 | $25.00 | 10/19/2009 9:41:39 AM |
| BenR | $100.00 | $100.00 | 10/19/2009 11:56:32 AM |
| engbusres | $100.00 | $100.00 | 10/19/2009 4:30:37 PM |
| MrGhost | $25.00 | $25.00 | 10/19/2009 4:34:08 PM |
| payout-magician | $50.00 | $50.00 | 10/19/2009 8:03:03 PM |
| glenium | $25.00 | $25.00 | 10/20/2009 2:52:29 AM |
| forthright-durability | $25.00 | $25.00 | 10/19/2009 9:39:59 PM |
| Trondheim_Norway | $50.00 | $50.00 | 10/19/2009 9:50:52 PM |
| MrLeft | $50.00 | $50.00 | 10/20/2009 7:42:33 AM |
| helpwithoutbanks | $27.29 | $27.29 | 10/20/2009 4:29:40 AM |
| loan-eagle9 | $25.00 | $25.00 | 10/20/2009 7:48:07 AM |
| rjsdsu | $34.00 | $34.00 | 10/20/2009 7:21:48 AM |
| Rip128 | $25.00 | $25.00 | 10/20/2009 8:28:09 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:21:59 AM |
| relentless-gain3 | $25.00 | $25.00 | 10/20/2009 9:25:34 AM |
| 46 bids
|
Borrower Payment Dependent Notes Series
427711
This series of Notes was issued and sold upon the funding of the borrower loan #39131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 24.65% |
Starting borrower rate/APR:
| 25.65% / 27.97% |
Starting monthly payment:
| $200.52 |
|
Final lender yield:
| 24.65% |
Final borrower rate/APR:
| 25.65% / 27.97% |
Final monthly payment:
| $200.52 |
| |
|
Auction yield range:
| 8.27% - 24.65% |
Estimated loss impact:
| 9.09% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.56% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 11
/
6 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,007 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| blossom561 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
roof, sewer lateral
Purpose of loan:
TO do work on the sewer (about $4,000) required by the City of Richmond, and for which they will fine me $1,500 if not done by a specific date, and do fix a section of roof before the rain starts.
My financial situation:
I am a good candidate for this loan because I have been gainfully self-employed for 15 years and am actively seeking new clients and certification in my field to be able to provide more services at a?higher hourly rate.? My recent divorce and buying a home used the additional funds available to me for home improvements, but I have funds to be able to make monthly payments on a loan, and my credit rating is very important to me, especially as a single, self-employed person. I have received some funds from family already to help pay for other work needed on the home.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TheAlchemist | $25.00 | $25.00 | 10/10/2009 5:47:29 PM |
| TheAlchemist | $50.00 | $50.00 | 10/14/2009 8:13:31 PM |
| reflective-rupee | $275.00 | $275.00 | 10/19/2009 9:35:01 PM |
| reflective-rupee | $1,500.00 | $1,500.00 | 10/22/2009 4:45:16 PM |
| building_community | $25.00 | $25.00 | 10/23/2009 6:40:53 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:15:57 AM |
| GatorBux | $100.00 | $100.00 | 10/23/2009 7:12:35 AM |
| dragonflywings | $25.00 | $25.00 | 10/23/2009 9:09:25 AM |
| mckhbnpc | $30.00 | $30.00 | 10/23/2009 9:47:55 AM |
| hershey88 | $25.00 | $25.00 | 10/23/2009 9:53:49 AM |
| monstersdad | $50.00 | $50.00 | 10/23/2009 11:21:36 AM |
| caddy5662 | $25.00 | $25.00 | 10/23/2009 12:20:25 PM |
| reflective-rupee | $500.00 | $370.00 | 10/23/2009 10:46:32 AM |
| Leshan | $50.00 | $50.00 | 10/23/2009 12:45:43 PM |
| a-reasonable-return | $25.00 | $25.00 | 10/23/2009 11:44:11 AM |
| yield-lion | $25.00 | $25.00 | 10/23/2009 3:02:19 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 2:49:27 PM |
| forthright-trade | $25.00 | $25.00 | 10/23/2009 1:28:11 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/23/2009 3:11:57 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:22:20 PM |
| farchoir | $25.00 | $25.00 | 10/13/2009 9:06:05 AM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 4:13:01 PM |
| golden-yield | $25.00 | $25.00 | 10/21/2009 11:08:21 PM |
| reflective-rupee | $200.00 | $200.00 | 10/22/2009 9:46:44 AM |
| tracyjo | $25.00 | $25.00 | 10/22/2009 10:44:17 AM |
| reflective-rupee | $500.00 | $500.00 | 10/22/2009 4:45:35 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/22/2009 8:48:36 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 1:16:10 AM |
| reflective-rupee | $1,000.00 | $1,000.00 | 10/23/2009 9:32:30 AM |
| reflective-rupee | $100.00 | $100.00 | 10/23/2009 9:32:47 AM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:59:49 AM |
| Prezotus | $25.00 | $25.00 | 10/23/2009 2:28:59 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 2:46:24 PM |
| icon7 | $50.00 | $50.00 | 10/23/2009 1:14:15 PM |
| gold-cluster | $100.00 | $100.00 | 10/23/2009 2:14:15 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/23/2009 2:36:48 PM |
| MrOglesby | $25.00 | $25.00 | 10/23/2009 4:11:45 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
427713
This series of Notes was issued and sold upon the funding of the borrower loan #39103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $200.49 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $194.73 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,888 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 7% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| BRET2973 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Feb-2007)
|
|
Principal balance:
| $1,280.97 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
New Start New Business
Purpose of loan:
This loan will be used to? Purchase an existing Business from an owner which has been in business for 2 years this business at the present time sells ice cream and hotdogs along with drinks coffee and chips. This business has had no advertisment from the current owner. but does very well I plan on using this money to add a few things to the kitchen Stainless steel tables, steam kettle ,cooler , soft serve ice cream machine so that we can add a bigger menu to this resuarant which will include hot dogs, sandwichs, wraps, salads, soups chili, coffee, sundaes, shakes. His business has done good for himself and has a nice place with a steady flow of people already so money flow is already there. I am purchasing the business with my own money but need this addition money to do some new equipment to add more to the menu...I have a partner in this with me which is a chef and his wife and my wife will be running the cafe during the day and Him an I will be working at night preparing food ect for the next day. I have already had a loan with prosper with NO MISS OF PAYMENTS I hope you concider this and thanks for your time
My financial situation:
I am a good candidate for this loan because? I have never missed a loan payment with prosper and I have a good secure job working for the dept of justice this money again is just to purchase some equipment and supplies
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 9:44:46 AM |
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:21 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 9:55:25 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:53 AM |
| selector568 | $68.17 | $68.17 | 10/13/2009 9:59:04 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:59:12 AM |
| DonaldColorado | $25.00 | $25.00 | 10/13/2009 9:59:32 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:08 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:01:25 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 10:00:55 AM |
| djh47a | $40.00 | $40.00 | 10/13/2009 10:02:38 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:02:53 AM |
| turbine5 | $40.00 | $40.00 | 10/13/2009 10:03:36 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 10:03:43 AM |
| baroo | $25.00 | $25.00 | 10/13/2009 10:00:22 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:05:08 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:41 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:52 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 10:03:20 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 10:04:28 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/13/2009 10:11:41 AM |
| zone6 | $75.00 | $75.00 | 10/13/2009 10:11:43 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:17 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:22 AM |
| Cai8899 | $25.00 | $25.00 | 10/13/2009 10:25:38 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/13/2009 10:27:56 AM |
| VBAces | $75.00 | $75.00 | 10/13/2009 10:28:14 AM |
| supersarah61 | $25.00 | $25.00 | 10/13/2009 10:24:48 AM |
| understanding-marketplace | $25.00 | $25.00 | 10/13/2009 10:25:45 AM |
| ThomasC | $25.00 | $25.00 | 10/13/2009 10:30:38 AM |
| FlexFunding | $100.00 | $100.00 | 10/13/2009 10:28:34 AM |
| kenji4861 | $50.00 | $50.00 | 10/13/2009 10:26:41 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 10:33:40 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:27:09 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 10:36:04 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 10:35:42 AM |
| Tai | $25.00 | $25.00 | 10/13/2009 10:32:55 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 10:33:42 AM |
| Syzygy | $25.00 | $25.00 | 10/13/2009 10:41:52 AM |
| oreyedoc | $25.00 | $25.00 | 10/13/2009 10:35:13 AM |
| figs4u2 | $400.00 | $400.00 | 10/13/2009 10:44:27 AM |
| decisive-capital | $100.00 | $92.88 | 10/13/2009 10:48:51 AM |
| FCI | $25.00 | $25.00 | 10/13/2009 10:42:45 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:02 PM |
| ujiba | $25.00 | $25.00 | 10/14/2009 4:53:26 AM |
| SpotLending | $50.00 | $50.00 | 10/14/2009 11:09:10 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:29:06 AM |
| wack-a-mole | $62.77 | $62.77 | 10/14/2009 11:14:17 AM |
| WillingToHelpOut | $25.00 | $25.00 | 10/14/2009 2:13:44 PM |
| blue-relay | $25.00 | $25.00 | 10/15/2009 11:20:09 PM |
| freetolive | $25.00 | $25.00 | 10/16/2009 12:18:50 PM |
| rmpedi33 | $100.00 | $100.00 | 10/16/2009 1:07:11 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/16/2009 4:02:02 PM |
| mbf2234 | $25.00 | $25.00 | 10/17/2009 2:25:09 PM |
| outofoffice | $100.00 | $100.00 | 10/18/2009 1:29:55 PM |
| currency-bumblebee | $50.00 | $50.00 | 10/19/2009 10:37:53 AM |
| Jynxie | $42.81 | $42.81 | 10/19/2009 9:16:14 AM |
| Gnomes-of-Zurich | $25.00 | $25.00 | 10/19/2009 2:57:04 PM |
| passivesf | $25.00 | $25.00 | 10/19/2009 4:21:18 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 4:07:47 PM |
| sardarji | $25.00 | $25.00 | 10/19/2009 4:21:20 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:27:48 PM |
| Dandanrad | $25.00 | $25.00 | 10/19/2009 4:37:41 PM |
| p2p-gala | $50.00 | $50.00 | 10/19/2009 4:36:29 PM |
| AP2PLender | $25.00 | $25.00 | 10/19/2009 4:41:08 PM |
| Richmp412 | $25.00 | $25.00 | 10/19/2009 7:12:46 PM |
| MoneyOps | $35.09 | $35.09 | 10/19/2009 6:33:16 PM |
| martymaniaman | $25.00 | $25.00 | 10/20/2009 6:00:45 AM |
| building_community | $25.00 | $25.00 | 10/20/2009 8:19:30 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:23:00 AM |
| crdcteng | $25.00 | $25.00 | 10/20/2009 9:29:58 AM |
| axelducheck | $42.50 | $42.50 | 10/20/2009 9:26:36 AM |
| rangers94 | $25.00 | $25.00 | 10/13/2009 9:45:55 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:57:19 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:59:27 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:44 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:59:40 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:01:55 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:31 AM |
| anton | $50.00 | $50.00 | 10/13/2009 10:02:33 AM |
| j48 | $25.00 | $25.00 | 10/13/2009 10:02:21 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:03 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:44 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 10:03:48 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/13/2009 10:04:05 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 10:04:48 AM |
| fortytwo | $250.00 | $250.00 | 10/13/2009 10:05:09 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:57 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:05 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:08:06 AM |
| degster | $25.00 | $25.00 | 10/13/2009 10:03:20 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:03:56 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:36 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:11 AM |
| czar3 | $25.00 | $25.00 | 10/13/2009 10:04:35 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:29 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:27 AM |
| vinayski | $25.00 | $25.00 | 10/13/2009 10:07:50 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 10:08:30 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/13/2009 10:14:38 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 10:11:01 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 10:12:11 AM |
| chrisb1414 | $25.00 | $25.00 | 10/13/2009 10:19:22 AM |
| larrybird | $95.00 | $95.00 | 10/13/2009 10:25:40 AM |
| slartibardfast | $25.00 | $25.00 | 10/13/2009 10:27:00 AM |
| KailuaLender | $25.00 | $25.00 | 10/13/2009 10:26:51 AM |
| bokonon | $25.00 | $25.00 | 10/13/2009 10:31:31 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:47 AM |
| YogaDude34 | $125.00 | $125.00 | 10/13/2009 10:33:14 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 10:34:38 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 10:35:16 AM |
| kegs | $47.88 | $47.88 | 10/13/2009 10:32:41 AM |
| cowboyskier | $50.00 | $50.00 | 10/13/2009 10:41:11 AM |
| KiwiElf | $30.00 | $30.00 | 10/13/2009 10:41:27 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 10:34:13 AM |
| tsui517 | $25.00 | $25.00 | 10/13/2009 10:42:33 AM |
| GatorBait | $50.00 | $50.00 | 10/13/2009 10:32:08 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:30 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 10:32:47 AM |
| zyztemboy | $25.00 | $25.00 | 10/13/2009 10:42:39 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 10:35:30 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/13/2009 10:45:35 AM |
| Rockymtnhi | $32.17 | $32.17 | 10/13/2009 11:33:56 AM |
| SwiDaddy | $25.00 | $25.00 | 10/13/2009 5:58:47 PM |
| zento | $25.00 | $25.00 | 10/13/2009 6:26:29 PM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:03:05 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/14/2009 7:03:19 PM |
| HappyToLoan | $25.00 | $25.00 | 10/15/2009 6:45:26 PM |
| credit-investor5 | $50.00 | $50.00 | 10/16/2009 7:23:05 AM |
| OoM | $25.00 | $25.00 | 10/16/2009 8:34:15 AM |
| visionary-deal3 | $100.00 | $100.00 | 10/16/2009 9:31:16 AM |
| peb44 | $41.91 | $41.91 | 10/16/2009 6:19:54 PM |
| rce1964 | $25.00 | $25.00 | 10/16/2009 4:38:37 PM |
| kulender | $50.00 | $50.00 | 10/17/2009 4:07:08 AM |
| RandyL3 | $30.00 | $30.00 | 10/16/2009 8:26:31 PM |
| ChristopherHS | $25.00 | $25.00 | 10/17/2009 5:51:49 PM |
| generous-deal6 | $40.00 | $40.00 | 10/18/2009 9:52:33 PM |
| bid-papyrus | $26.65 | $26.65 | 10/19/2009 7:31:16 AM |
| anakinsolo | $25.00 | $25.00 | 10/19/2009 12:27:30 PM |
| justalender | $46.30 | $46.30 | 10/19/2009 1:12:24 PM |
| EliteCapital | $25.00 | $25.00 | 10/19/2009 2:58:33 PM |
| BoCo | $25.00 | $25.00 | 10/19/2009 4:32:06 PM |
| Digs | $25.00 | $25.00 | 10/19/2009 4:32:32 PM |
| jetblack | $40.87 | $40.87 | 10/19/2009 4:34:39 PM |
| MrGhost | $25.00 | $25.00 | 10/19/2009 4:34:08 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 6:44:56 AM |
| nethawk00 | $25.00 | $25.00 | 10/20/2009 9:01:41 AM |
| 147 bids
|
Borrower Payment Dependent Notes Series
427841
This series of Notes was issued and sold upon the funding of the borrower loan #39118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 9.50% |
Starting borrower rate/APR:
| 10.50% / 10.85% |
Starting monthly payment:
| $243.77 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 9.74% |
Final monthly payment:
| $239.90 |
| |
|
Auction yield range:
| 3.27% - 9.50% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,556 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| roadrunning |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 800-820
(May-2009)
680-700
(Jan-2008)
|
|
Principal balance:
| $7,759.95 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Refinance Existing Prosper Loan
Purpose of loan:
This Loan will be used to refinance my existing Prosper Loan.?As with all of my bills, I have always paid my loan on time and have auto-debit from my account. I am simply refinancing the remaining balance to reduce the interest rate and in turn have additional money to increase my savings each month.?
My financial situation:
My Financial situation is solid and am just looking to bring my payment down?and reduce the amount of interest paid each month.? ?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
As a bidder on your last listing, I'd like to know why the listing was canceled.
Thanks - whazarook
A:
Hi Whazarook,
Thank you very much for considering my loan AGAIN! My last listing was cancelled because Prosper had an old phone number of mine on file (from my first listing on the loan I am refinancing). Part of their funding process is to call the borrower and confirm identity (a good thing!), but I never received the calls due to having a new phone number. After a couple of days they cancel the listing and tell you to start over. So here we are again :) Thanks again!
(Oct-10-2009)
Q:
Why was your previous listing cancelled even though it was fully funded? - macd101
A:
Hi macd101, My last listing was cancelled because Prosper had an old phone number of mine on file (from my first listing on the loan I am refinancing). Part of their funding process is to call the borrower and confirm identity (a good thing!), but I never received the calls due to having a new phone number. After a couple of days they cancel the listing and tell you to start over. So here we are again :) Thanks again!
(Oct-10-2009)
Q:
hi, how long have you been in your current job? thanks! you look like a very solid loan prospect, especially given your previous loan payment record. - shrewd-income
A:
Hi, I've been at my current job for 10 months. Prior to that, I was at my last job for 6 years. Thanks!
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Banker7371 | $25.00 | $25.00 | 10/9/2009 4:23:23 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/9/2009 4:24:56 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/9/2009 4:25:32 PM |
| BlindProphet | $25.00 | $25.00 | 10/9/2009 4:27:18 PM |
| degster | $25.00 | $25.00 | 10/9/2009 4:27:35 PM |
| transparency-giant | $50.00 | $50.00 | 10/9/2009 4:21:43 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/9/2009 4:29:16 PM |
| Weaverville | $25.00 | $25.00 | 10/9/2009 4:25:39 PM |
| progressive-rupee | $25.00 | $25.00 | 10/9/2009 4:30:00 PM |
| Barak | $80.00 | $80.00 | 10/9/2009 4:26:37 PM |
| j48 | $25.00 | $25.00 | 10/9/2009 4:26:46 PM |
| DonaldColorado | $25.00 | $25.00 | 10/9/2009 4:24:28 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:32:40 PM |
| Cai8899 | $25.00 | $25.00 | 10/9/2009 4:28:28 PM |
| thedreamer | $25.00 | $25.00 | 10/9/2009 4:28:32 PM |
| Havana21 | $100.00 | $62.63 | 10/9/2009 4:33:33 PM |
| credit-launcher773 | $25.00 | $25.00 | 10/10/2009 12:55:06 PM |
| slowpig | $50.00 | $50.00 | 10/10/2009 11:46:36 PM |
| loanman2007 | $100.00 | $100.00 | 10/11/2009 5:28:53 PM |
| djmjkelso | $25.00 | $25.00 | 10/11/2009 12:36:32 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/12/2009 1:02:14 AM |
| atlas100 | $50.00 | $50.00 | 10/12/2009 7:57:20 PM |
| don'twannadance | $50.00 | $50.00 | 10/12/2009 8:21:55 PM |
| johnpmid | $25.00 | $25.00 | 10/12/2009 8:58:22 PM |
| don'twannadance | $50.00 | $50.00 | 10/12/2009 8:19:38 PM |
| brit11 | $75.00 | $75.00 | 10/12/2009 11:04:22 PM |
| lavb23 | $25.00 | $25.00 | 10/13/2009 7:38:35 AM |
| pricedOut | $60.07 | $60.07 | 10/13/2009 3:33:37 PM |
| vigilance-searcher | $25.00 | $25.00 | 10/13/2009 8:42:09 PM |
| EVS | $25.00 | $25.00 | 10/16/2009 2:02:31 PM |
| Prezotus | $25.00 | $25.00 | 10/16/2009 4:51:00 PM |
| MCFinance27 | $50.00 | $50.00 | 10/17/2009 6:49:58 PM |
| Photoman42 | $25.00 | $25.00 | 10/17/2009 2:39:00 PM |
| Russh | $25.00 | $25.00 | 10/17/2009 3:22:29 PM |
| JDLanier | $25.00 | $25.00 | 10/18/2009 9:33:05 AM |
| JustOneVoice | $25.00 | $25.00 | 10/18/2009 3:45:34 AM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:51:20 AM |
| GABC-1 | $50.00 | $50.00 | 10/19/2009 1:10:11 PM |
| investment-party | $25.00 | $25.00 | 10/19/2009 1:40:41 PM |
| mark1017-31 | $150.00 | $150.00 | 10/19/2009 5:20:14 PM |
| alkylate | $50.00 | $50.00 | 10/19/2009 7:52:41 PM |
| datongmama | $50.00 | $50.00 | 10/19/2009 8:08:51 PM |
| phersjm | $25.00 | $25.00 | 10/19/2009 8:24:50 PM |
| cash-daisy | $25.00 | $25.00 | 10/20/2009 10:26:24 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:35:47 PM |
| building_community | $50.00 | $50.00 | 10/20/2009 6:05:43 PM |
| riv701 | $25.00 | $25.00 | 10/21/2009 6:36:38 PM |
| jrobe925 | $26.57 | $26.57 | 10/21/2009 5:38:26 PM |
| flshdaskll | $30.00 | $30.00 | 10/21/2009 8:45:31 PM |
| goodguy11 | $25.00 | $25.00 | 10/21/2009 8:56:19 PM |
| kelador | $124.76 | $124.76 | 10/22/2009 4:20:03 PM |
| antaum | $25.00 | $25.00 | 10/22/2009 6:12:12 PM |
| redryder20 | $100.00 | $100.00 | 10/22/2009 6:17:32 PM |
| nbah123 | $50.00 | $50.00 | 10/22/2009 8:24:38 PM |
| JerryB96 | $25.00 | $25.00 | 10/22/2009 7:10:52 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 7:29:01 AM |
| mark1017-31 | $88.32 | $88.32 | 10/23/2009 12:11:41 AM |
| Stahl | $47.06 | $47.06 | 10/23/2009 8:34:12 AM |
| LenderCB | $50.00 | $50.00 | 10/23/2009 8:11:09 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:19:50 AM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 11:56:50 AM |
| windpiano1962 | $25.00 | $25.00 | 10/23/2009 1:02:59 PM |
| bossyboots01 | $25.00 | $25.00 | 10/23/2009 1:05:08 PM |
| LA-Funding-Bank | $25.00 | $25.00 | 10/23/2009 1:29:39 PM |
| jpblan11 | $25.00 | $25.00 | 10/23/2009 2:52:56 PM |
| batman12 | $150.00 | $150.00 | 10/23/2009 3:47:09 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:15:11 PM |
| Harpersferry | $50.00 | $50.00 | 10/23/2009 2:51:52 PM |
| interest-friendship | $50.00 | $50.00 | 10/23/2009 3:59:25 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 3:15:16 PM |
| wild-orange | $500.00 | $500.00 | 10/23/2009 3:37:26 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 4:10:03 PM |
| gold-tsunami | $25.00 | $25.00 | 10/9/2009 4:26:07 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/9/2009 4:26:20 PM |
| point-zebra | $25.00 | $25.00 | 10/9/2009 4:23:40 PM |
| sas19 | $25.00 | $25.00 | 10/9/2009 4:26:13 PM |
| anton | $50.00 | $50.00 | 10/9/2009 4:26:57 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/9/2009 4:28:59 PM |
| fortytwo | $250.00 | $250.00 | 10/9/2009 4:29:09 PM |
| selector568 | $100.00 | $100.00 | 10/9/2009 4:23:47 PM |
| DukSerduk | $25.00 | $25.00 | 10/9/2009 4:25:46 PM |
| bchen78875 | $50.00 | $50.00 | 10/9/2009 4:25:59 PM |
| compoundinterest | $50.00 | $50.00 | 10/9/2009 4:27:25 PM |
| kid8549 | $25.00 | $25.00 | 10/9/2009 4:28:15 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 4:28:37 PM |
| dealarella | $25.00 | $25.00 | 10/9/2009 4:28:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:27 PM |
| usedtoborrow | $120.00 | $120.00 | 10/9/2009 9:17:14 PM |
| Gettinricher | $25.00 | $25.00 | 10/10/2009 9:16:43 AM |
| blot44 | $25.00 | $25.00 | 10/10/2009 10:41:23 AM |
| beaver0206 | $75.00 | $75.00 | 10/12/2009 6:59:30 AM |
| rmpedi33 | $100.00 | $100.00 | 10/12/2009 12:17:57 PM |
| Halos2002 | $50.00 | $50.00 | 10/12/2009 2:18:36 PM |
| hellasow | $25.00 | $25.00 | 10/13/2009 7:10:46 AM |
| Camerican | $25.00 | $25.00 | 10/13/2009 12:39:25 PM |
| junes08 | $50.00 | $50.00 | 10/13/2009 5:08:45 PM |
| vtr1000 | $25.01 | $25.01 | 10/13/2009 9:15:46 PM |
| LittleMingo | $25.00 | $25.00 | 10/14/2009 1:13:21 PM |
| ksubd | $100.00 | $100.00 | 10/14/2009 4:13:20 PM |
| McChan | $200.00 | $200.00 | 10/14/2009 9:35:34 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:28:16 PM |
| 16888 | $79.07 | $79.07 | 10/16/2009 4:41:22 AM |
| listing-exchanger596 | $60.18 | $60.18 | 10/16/2009 7:08:31 AM |
| Toony | $25.00 | $25.00 | 10/16/2009 5:08:04 PM |
| farchoir | $25.00 | $25.00 | 10/17/2009 6:46:41 AM |
| maj0508 | $100.00 | $100.00 | 10/17/2009 8:53:06 AM |
| knark | $25.00 | $25.00 | 10/17/2009 9:41:06 AM |
| credit-waterfall2 | $25.00 | $25.00 | 10/17/2009 11:18:21 PM |
| Prezotus | $25.00 | $25.00 | 10/18/2009 10:58:19 AM |
| shellstar | $28.04 | $28.04 | 10/18/2009 2:25:45 PM |
| ronin4sale | $25.00 | $25.00 | 10/19/2009 7:40:48 AM |
| efficient-payout | $25.00 | $25.00 | 10/19/2009 3:39:30 PM |
| CheapDolo22 | $25.00 | $25.00 | 10/19/2009 5:23:46 PM |
| datongmama | $25.00 | $25.00 | 10/19/2009 5:41:22 PM |
| FinanceEngine | $25.00 | $25.00 | 10/19/2009 5:55:53 PM |
| oldman1947 | $25.00 | $25.00 | 10/20/2009 5:55:39 AM |
| oldrebel | $25.00 | $25.00 | 10/20/2009 3:27:17 PM |
| Flying_Tilapia | $50.00 | $50.00 | 10/20/2009 7:06:50 PM |
| EliteCapital | $25.00 | $25.00 | 10/20/2009 8:18:31 PM |
| fr0gpil0t | $25.00 | $25.00 | 10/20/2009 10:17:04 PM |
| NeemanuKotagoLending | $50.00 | $50.00 | 10/21/2009 7:26:27 AM |
| Gandalf0001 | $50.00 | $50.00 | 10/21/2009 4:24:42 PM |
| Planecourage | $82.27 | $82.27 | 10/22/2009 4:13:55 AM |
| dollarboy | $25.00 | $25.00 | 10/22/2009 12:15:08 AM |
| roguewinner | $25.00 | $25.00 | 10/22/2009 9:37:30 AM |
| lfcgrad | $50.00 | $50.00 | 10/22/2009 11:32:18 AM |
| OGS_Capital | $25.00 | $25.00 | 10/22/2009 12:51:15 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 4:57:48 PM |
| Lender0307 | $25.00 | $25.00 | 10/22/2009 8:03:35 PM |
| Galdis | $25.00 | $25.00 | 10/23/2009 5:24:15 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:44:27 AM |
| Aquatic | $50.00 | $50.00 | 10/23/2009 6:15:43 AM |
| shrewd-income | $500.00 | $500.00 | 10/23/2009 8:43:23 AM |
| exchange-grizzly | $25.00 | $25.00 | 10/23/2009 7:02:43 AM |
| guardian3 | $25.00 | $25.00 | 10/23/2009 8:40:38 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:42:12 AM |
| BR-549 | $25.00 | $25.00 | 10/23/2009 11:52:09 AM |
| LendThriftSimon | $26.02 | $26.02 | 10/23/2009 12:01:12 PM |
| jimduism | $250.00 | $250.00 | 10/23/2009 3:08:33 PM |
| drummerdad | $25.00 | $25.00 | 10/23/2009 3:35:29 PM |
| balance-force | $35.00 | $35.00 | 10/23/2009 3:07:37 PM |
| mrreynol | $25.00 | $25.00 | 10/23/2009 4:10:18 PM |
| kinetic-social | $50.00 | $50.00 | 10/23/2009 4:10:24 PM |
| revenue-sapling | $25.00 | $25.00 | 10/23/2009 4:10:56 PM |
| 144 bids
|
Borrower Payment Dependent Notes Series
428033
This series of Notes was issued and sold upon the funding of the borrower loan #39150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $167.08 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.28 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,685 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 57% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| theSnoose |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $1,700.00 | < mo. late:
| 0
( 0% )
| 720-740
(Nov-2007)
|
|
Principal balance:
| $734.58 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Paying off our credit cards
The purpose of this loan is to reduce credit card debt.? One of our credit cards jacked up the interest rate to over 24% for no reason, as many people are experiencing in this economy.? This loan will allow me to get rid of this card once and for all!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/21/2009 3:56:23 PM |
| DonaldColorado | $25.00 | $25.00 | 10/21/2009 3:56:16 PM |
| kenji4861 | $50.00 | $50.00 | 10/21/2009 4:10:10 PM |
| slartibardfast | $35.00 | $35.00 | 10/21/2009 4:10:11 PM |
| thegreatone | $50.00 | $50.00 | 10/21/2009 4:10:49 PM |
| AF-Chief | $35.00 | $35.00 | 10/21/2009 4:11:05 PM |
| get30inc | $50.00 | $50.00 | 10/21/2009 4:11:26 PM |
| a-responsible-return | $25.00 | $25.00 | 10/21/2009 4:11:34 PM |
| wrighco | $25.00 | $25.00 | 10/21/2009 4:12:07 PM |
| Orringo | $50.00 | $50.00 | 10/21/2009 4:12:08 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/21/2009 4:13:10 PM |
| awwaww | $25.00 | $25.00 | 10/21/2009 4:13:27 PM |
| Aeroman32 | $25.00 | $25.00 | 10/21/2009 4:13:44 PM |
| PotBellyPete | $25.00 | $25.00 | 10/21/2009 4:13:52 PM |
| uncleegg | $25.00 | $25.00 | 10/21/2009 4:09:30 PM |
| kulender | $25.00 | $25.00 | 10/21/2009 4:15:02 PM |
| snowman34 | $25.00 | $25.00 | 10/21/2009 4:15:32 PM |
| Weaverville | $25.00 | $25.00 | 10/21/2009 4:15:12 PM |
| inventive-funds | $25.00 | $25.00 | 10/21/2009 4:15:43 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/21/2009 4:16:00 PM |
| czar3 | $25.00 | $25.00 | 10/21/2009 4:16:09 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/21/2009 4:16:23 PM |
| YogaDude34 | $100.86 | $100.86 | 10/21/2009 4:16:45 PM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 4:16:43 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/21/2009 4:11:45 PM |
| MTLoans | $25.00 | $25.00 | 10/21/2009 4:17:14 PM |
| Halos2002 | $50.00 | $50.00 | 10/21/2009 4:12:19 PM |
| tallmon | $25.00 | $25.00 | 10/21/2009 4:12:32 PM |
| mamayama | $25.00 | $25.00 | 10/21/2009 4:18:11 PM |
| HunterSix | $25.00 | $25.00 | 10/21/2009 4:13:14 PM |
| kchen486 | $25.00 | $25.00 | 10/21/2009 4:18:47 PM |
| gallant-camaraderi | $25.00 | $25.00 | 10/21/2009 4:19:38 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/21/2009 4:19:51 PM |
| rjblack | $50.00 | $50.00 | 10/21/2009 4:19:57 PM |
| skuba | $50.00 | $50.00 | 10/21/2009 4:20:27 PM |
| personal-lender | $25.00 | $25.00 | 10/21/2009 4:15:03 PM |
| credit-coach118 | $35.00 | $35.00 | 10/21/2009 4:20:09 PM |
| kegs | $100.00 | $100.00 | 10/21/2009 4:20:45 PM |
| zone6 | $31.63 | $31.63 | 10/21/2009 4:20:35 PM |
| sas19 | $25.00 | $25.00 | 10/21/2009 4:15:28 PM |
| pawsitive | $25.00 | $25.00 | 10/21/2009 4:20:46 PM |
| gracej | $25.00 | $25.00 | 10/21/2009 4:15:56 PM |
| intelligent-nickel | $25.00 | $25.00 | 10/21/2009 4:22:31 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/21/2009 4:16:34 PM |
| nv | $25.00 | $25.00 | 10/21/2009 4:23:09 PM |
| rjleves | $25.00 | $12.70 | 10/21/2009 4:30:30 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/21/2009 4:19:15 PM |
| neighborly-hope6 | $100.00 | $100.00 | 10/21/2009 4:21:50 PM |
| donmacprosper | $50.00 | $50.00 | 10/21/2009 4:21:58 PM |
| BoutYeBank | $25.00 | $25.00 | 10/21/2009 4:22:43 PM |
| GeoLender | $25.00 | $25.00 | 10/21/2009 5:32:19 PM |
| rate-hickory | $25.00 | $25.00 | 10/23/2009 10:12:27 AM |
| loanman2007 | $75.00 | $75.00 | 10/23/2009 12:34:04 PM |
| sparkling-contract7 | $100.00 | $100.00 | 10/23/2009 5:15:24 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:42 PM |
| JackinGreen | $50.00 | $50.00 | 10/24/2009 4:43:22 PM |
| generous-deal6 | $25.00 | $25.00 | 10/24/2009 1:25:28 PM |
| HappyToLoan | $25.00 | $25.00 | 10/25/2009 5:13:45 AM |
| lender12345 | $25.00 | $25.00 | 10/25/2009 1:44:57 PM |
| building_community | $25.00 | $25.00 | 10/26/2009 10:43:10 AM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 11:00:17 AM |
| supersarah61 | $25.00 | $25.00 | 10/21/2009 4:10:02 PM |
| FlexFunding | $100.00 | $100.00 | 10/21/2009 4:10:18 PM |
| agwosdof | $50.00 | $50.00 | 10/21/2009 4:10:47 PM |
| djh47a | $40.00 | $40.00 | 10/21/2009 4:11:07 PM |
| flwah | $50.00 | $50.00 | 10/21/2009 4:11:29 PM |
| dirkjan | $25.00 | $25.00 | 10/21/2009 4:12:46 PM |
| vinayski | $25.00 | $25.00 | 10/21/2009 4:14:29 PM |
| DukSerduk | $25.00 | $25.00 | 10/21/2009 4:15:17 PM |
| Barak | $80.00 | $80.00 | 10/21/2009 4:15:38 PM |
| Attract | $25.00 | $25.00 | 10/21/2009 4:10:32 PM |
| BlindProphet | $25.00 | $25.00 | 10/21/2009 4:15:45 PM |
| Tai | $25.00 | $25.00 | 10/21/2009 4:10:38 PM |
| kanakakm | $50.00 | $50.00 | 10/21/2009 4:10:44 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/21/2009 4:16:16 PM |
| goofy15975 | $25.00 | $25.00 | 10/21/2009 4:16:25 PM |
| SNH | $50.00 | $50.00 | 10/21/2009 4:11:10 PM |
| Havana21 | $50.00 | $50.00 | 10/21/2009 4:16:31 PM |
| Kelor99 | $25.00 | $25.00 | 10/21/2009 4:16:55 PM |
| SDNLR | $25.00 | $25.00 | 10/21/2009 4:16:37 PM |
| vkorichkov | $25.00 | $25.00 | 10/21/2009 4:17:16 PM |
| elegant-bonus | $25.00 | $25.00 | 10/21/2009 4:17:08 PM |
| proper-commitment5 | $41.00 | $41.00 | 10/21/2009 4:12:11 PM |
| rmachi | $25.00 | $25.00 | 10/21/2009 4:17:39 PM |
| anton | $50.00 | $50.00 | 10/21/2009 4:12:55 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/21/2009 4:18:16 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/21/2009 4:13:01 PM |
| fuzed | $65.00 | $65.00 | 10/21/2009 4:17:52 PM |
| windfall46 | $25.00 | $25.00 | 10/21/2009 4:14:31 PM |
| GElender | $50.00 | $50.00 | 10/21/2009 4:19:31 PM |
| johannesfactotum | $25.00 | $25.00 | 10/21/2009 4:19:53 PM |
| abidos | $25.00 | $25.00 | 10/21/2009 4:14:56 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/21/2009 4:20:04 PM |
| bchen78875 | $50.00 | $50.00 | 10/21/2009 4:15:23 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/21/2009 4:20:37 PM |
| compoundinterest | $50.00 | $50.00 | 10/21/2009 4:15:49 PM |
| trident9 | $50.00 | $50.00 | 10/21/2009 4:21:45 PM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 4:22:02 PM |
| kid8549 | $25.00 | $25.00 | 10/21/2009 4:16:06 PM |
| likeable-value | $25.00 | $25.00 | 10/21/2009 4:21:41 PM |
| chief219 | $25.00 | $25.00 | 10/21/2009 4:22:53 PM |
| Veridic | $25.00 | $25.00 | 10/21/2009 4:22:09 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/21/2009 4:16:53 PM |
| gentle-gold | $25.00 | $25.00 | 10/21/2009 4:22:58 PM |
| js60l | $25.00 | $25.00 | 10/21/2009 4:23:07 PM |
| value-microscope | $25.00 | $25.00 | 10/21/2009 4:17:47 PM |
| dionysus03 | $25.00 | $25.00 | 10/21/2009 4:18:40 PM |
| the-silver-blaster | $49.11 | $49.11 | 10/21/2009 4:19:49 PM |
| Coach2often | $50.00 | $50.00 | 10/21/2009 4:20:19 PM |
| fortytwo | $165.00 | $165.00 | 10/21/2009 4:20:33 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/21/2009 4:20:47 PM |
| Nco | $25.00 | $25.00 | 10/21/2009 4:22:26 PM |
| slowpig | $50.00 | $50.00 | 10/21/2009 4:22:35 PM |
| GeoLender | $25.00 | $25.00 | 10/21/2009 5:32:49 PM |
| GeoLender | $25.00 | $25.00 | 10/21/2009 5:32:00 PM |
| hellasow | $25.00 | $25.00 | 10/21/2009 8:06:06 PM |
| unk1911 | $50.00 | $50.00 | 10/22/2009 10:23:05 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/22/2009 12:19:10 PM |
| gotbyu | $50.00 | $50.00 | 10/22/2009 1:40:40 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:03:34 PM |
| MathProfessor | $100.00 | $100.00 | 10/23/2009 7:28:08 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/23/2009 7:24:01 PM |
| RandyL3 | $34.70 | $34.70 | 10/24/2009 8:24:25 AM |
| festivecpl | $25.00 | $25.00 | 10/24/2009 5:58:29 PM |
| SCD | $25.00 | $25.00 | 10/24/2009 5:47:44 PM |
| ritwik | $50.00 | $50.00 | 10/25/2009 7:15:18 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 4:49:18 PM |
| rmpedi33 | $100.00 | $100.00 | 10/26/2009 7:47:56 AM |
| invincible-gain | $25.00 | $25.00 | 10/26/2009 9:34:05 AM |
| 129 bids
|
Borrower Payment Dependent Notes Series
428285
This series of Notes was issued and sold upon the funding of the borrower loan #39110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 27.47% |
Starting borrower rate/APR:
| 28.47% / 30.83% |
Starting monthly payment:
| $291.33 |
|
Final lender yield:
| 26.20% |
Final borrower rate/APR:
| 27.20% / 29.54% |
Final monthly payment:
| $286.53 |
| |
|
Auction yield range:
| 11.27% - 27.47% |
Estimated loss impact:
| 10.65% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,071 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sunny-dollar4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to? consolidate credit cards
My financial situation:
I am a good candidate for this loan because? I'm very reliable.
Information in the Description is not verified.
Friends And Family Winning Bids
Last_Local_Bank_of_Anywhere has bid a total of
$94.47 in winning bids.
"I am bidding again because I trust this person that much."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
I think you?re a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?.. Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS! - SmartConsolidation
A:
No car loan, credit card min. $100.00, no mortgage, rent $423.00, utilities $270.00 misc. about $400.00 Thanks
(Oct-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| snoopey100 | $25.00 | $25.00 | 10/13/2009 9:49:04 AM |
| secobarbital | $25.00 | $25.00 | 10/13/2009 9:50:25 AM |
| SweetHoneyPot | $25.00 | $25.00 | 10/13/2009 9:52:32 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/13/2009 9:51:29 AM |
| jonn834 | $25.00 | $25.00 | 10/13/2009 9:52:42 AM |
| fcb202 | $25.00 | $25.00 | 10/13/2009 9:51:34 AM |
| loanfairy | $25.00 | $25.00 | 10/13/2009 9:53:43 AM |
| capital-galaxy | $75.00 | $75.00 | 10/13/2009 9:52:26 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:53:16 AM |
| visionary-currency | $25.00 | $25.00 | 10/13/2009 9:49:24 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 9:49:52 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 9:50:05 AM |
| wildguy | $25.00 | $25.00 | 10/13/2009 9:52:23 AM |
| rapid-power2 | $25.00 | $25.00 | 10/13/2009 9:52:36 AM |
| birddogsb | $50.00 | $50.00 | 10/13/2009 9:52:48 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 9:55:15 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:51 AM |
| Last_Local_Bank_of_Anywhere | $36.24 | $36.24 | 10/13/2009 10:01:40 AM |
| Brown98 | $25.00 | $25.00 | 10/13/2009 10:11:23 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:55 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:23 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 10:24:49 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:54 AM |
| jeromeyuan | $25.00 | $25.00 | 10/13/2009 10:32:34 AM |
| AF-Chief | $25.00 | $25.00 | 10/13/2009 11:34:06 AM |
| 108lender | $75.00 | $75.00 | 10/13/2009 2:59:24 PM |
| Toastsr | $25.00 | $25.00 | 10/13/2009 2:50:45 PM |
| fuzed | $25.00 | $25.00 | 10/13/2009 3:34:13 PM |
| loan-master996 | $50.00 | $50.00 | 10/13/2009 6:03:52 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 10/13/2009 7:08:55 PM |
| biobulator | $25.00 | $25.00 | 10/13/2009 8:29:11 PM |
| Gibbyland | $50.00 | $50.00 | 10/13/2009 9:28:44 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:13:41 PM |
| dinero-mason | $50.00 | $50.00 | 10/14/2009 3:58:18 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:19:41 AM |
| Lam0nt | $25.00 | $25.00 | 10/14/2009 9:08:06 AM |
| 3am-preacher | $25.00 | $25.00 | 10/14/2009 1:33:28 PM |
| heroic-benefit | $25.00 | $25.00 | 10/14/2009 2:48:00 PM |
| point | $25.00 | $25.00 | 10/14/2009 3:49:53 PM |
| jhouman | $25.00 | $25.00 | 10/14/2009 3:53:06 PM |
| irrelevant | $25.00 | $25.00 | 10/15/2009 8:58:48 AM |
| charming-point | $50.00 | $50.00 | 10/15/2009 9:33:56 AM |
| slartibardfast | $25.00 | $25.00 | 10/15/2009 12:09:10 PM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 12:33:04 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:33 AM |
| UCLA4life | $25.00 | $25.00 | 10/16/2009 3:42:12 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/16/2009 8:16:12 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/17/2009 9:21:20 AM |
| cornflakes100 | $25.00 | $25.00 | 10/17/2009 2:01:39 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/17/2009 3:48:29 PM |
| treasure-bliss | $50.00 | $50.00 | 10/17/2009 9:06:24 AM |
| skro | $25.00 | $25.00 | 10/17/2009 8:41:23 AM |
| GatorBux | $25.00 | $25.00 | 10/17/2009 9:11:43 AM |
| YQQ | $25.00 | $25.00 | 10/18/2009 8:57:01 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/18/2009 9:14:15 AM |
| shiny-dollar9 | $25.00 | $25.00 | 10/18/2009 6:42:12 AM |
| bnlforever | $25.00 | $25.00 | 10/18/2009 8:56:59 AM |
| slcchad | $25.00 | $25.00 | 10/18/2009 1:21:16 PM |
| kegs | $100.00 | $100.00 | 10/18/2009 8:48:12 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 1:21:11 AM |
| selfmademan | $25.00 | $25.00 | 10/19/2009 4:27:17 AM |
| KevinC_63366 | $25.00 | $25.00 | 10/18/2009 6:30:13 PM |
| kid8549 | $25.00 | $25.00 | 10/18/2009 6:31:07 PM |
| saffron4 | $25.00 | $25.00 | 10/19/2009 8:01:37 AM |
| mjm77_1 | $25.00 | $25.00 | 10/18/2009 9:56:13 PM |
| debtcollector | $50.00 | $50.00 | 10/18/2009 10:11:42 PM |
| ChrisTJ | $25.00 | $25.00 | 10/19/2009 8:26:28 AM |
| zeelender | $25.00 | $25.00 | 10/19/2009 12:26:39 AM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/19/2009 3:22:02 AM |
| draggon77 | $25.00 | $25.00 | 10/19/2009 7:36:42 AM |
| djh47a | $25.00 | $25.00 | 10/19/2009 7:51:29 AM |
| uofm2007 | $25.00 | $25.00 | 10/19/2009 10:03:47 AM |
| SmartConsolidation | $25.00 | $25.00 | 10/19/2009 8:53:53 AM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 9:31:32 AM |
| gluon | $25.00 | $25.00 | 10/19/2009 10:20:18 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/19/2009 10:46:59 AM |
| lowrate | $25.00 | $25.00 | 10/19/2009 10:41:35 AM |
| impressive-loan | $30.00 | $30.00 | 10/19/2009 11:02:25 AM |
| GoodScot | $25.00 | $25.00 | 10/19/2009 11:38:08 AM |
| derec | $25.00 | $25.00 | 10/19/2009 11:23:10 AM |
| Last_Local_Bank_of_Anywhere | $58.23 | $58.23 | 10/19/2009 12:35:06 PM |
| PatRichi | $25.00 | $25.00 | 10/19/2009 1:41:40 PM |
| larrybird | $95.00 | $95.00 | 10/19/2009 2:46:11 PM |
| Apex-Lender | $25.00 | $25.00 | 10/19/2009 3:59:38 PM |
| lendcraft | $25.00 | $25.00 | 10/19/2009 4:00:29 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/19/2009 2:42:29 PM |
| natecam | $25.00 | $25.00 | 10/19/2009 3:59:54 PM |
| Toby1montana | $50.00 | $50.00 | 10/19/2009 4:22:08 PM |
| sjev | $25.00 | $25.00 | 10/19/2009 4:25:02 PM |
| dlg | $26.01 | $26.01 | 10/19/2009 4:42:18 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/19/2009 6:01:33 PM |
| poeman | $25.00 | $25.00 | 10/19/2009 4:41:22 PM |
| spsavage | $25.00 | $25.00 | 10/19/2009 5:17:18 PM |
| beakerfish | $50.00 | $50.00 | 10/19/2009 5:11:19 PM |
| yngling | $25.00 | $25.00 | 10/19/2009 5:17:17 PM |
| leftcoast52 | $25.00 | $25.00 | 10/19/2009 5:51:40 PM |
| dparkhom | $25.00 | $25.00 | 10/19/2009 8:21:11 PM |
| lending_pugs | $25.00 | $25.00 | 10/19/2009 6:26:29 PM |
| benroo | $25.00 | $25.00 | 10/19/2009 7:06:37 PM |
| vkorichkov | $25.00 | $25.00 | 10/19/2009 9:51:15 PM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/19/2009 7:37:18 PM |
| LAM26 | $25.00 | $25.00 | 10/19/2009 8:11:43 PM |
| money-shaker | $25.00 | $25.00 | 10/20/2009 12:36:33 AM |
| MidnightBank | $25.00 | $25.00 | 10/20/2009 6:01:55 AM |
| LongTail | $25.00 | $25.00 | 10/19/2009 10:11:33 PM |
| affluence-tycoon | $39.03 | $39.03 | 10/19/2009 10:28:03 PM |
| busybee007 | $25.00 | $25.00 | 10/20/2009 12:28:25 AM |
| MicroPod | $25.00 | $25.00 | 10/20/2009 12:31:21 AM |
| yomanie | $25.00 | $25.00 | 10/20/2009 7:49:23 AM |
| Marfloogan | $25.00 | $25.00 | 10/20/2009 7:56:35 AM |
| CPAMAN | $25.00 | $25.00 | 10/20/2009 9:27:29 AM |
| value-pole | $25.00 | $25.00 | 10/20/2009 9:31:51 AM |
| mclilpaws | $40.00 | $40.00 | 10/20/2009 7:56:36 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:37:46 AM |
| zone8 | $25.00 | $25.00 | 10/13/2009 9:48:26 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:49:20 AM |
| delivery | $25.00 | $25.00 | 10/13/2009 9:50:48 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:49:49 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:51:07 AM |
| tsquared_030 | $25.00 | $25.00 | 10/13/2009 9:51:56 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:12 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:53:02 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/13/2009 9:53:12 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 9:53:28 AM |
| bronzmajom | $25.00 | $25.00 | 10/13/2009 9:53:58 AM |
| nhi | $50.00 | $50.00 | 10/13/2009 9:55:18 AM |
| louisianalender | $100.00 | $100.00 | 10/13/2009 9:51:23 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 9:51:54 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/13/2009 10:12:53 AM |
| drg6289 | $25.00 | $25.00 | 10/13/2009 10:13:32 AM |
| catomaior | $25.00 | $25.00 | 10/13/2009 10:14:48 AM |
| Wangersinc | $25.00 | $25.00 | 10/13/2009 10:26:16 AM |
| beezling | $52.00 | $52.00 | 10/13/2009 10:28:49 AM |
| YogaDude34 | $25.00 | $25.00 | 10/13/2009 10:33:12 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:27:21 AM |
| VBAces | $25.00 | $25.00 | 10/13/2009 10:28:16 AM |
| GElender | $25.00 | $25.00 | 10/13/2009 10:33:53 AM |
| Rogelio48 | $25.00 | $25.00 | 10/13/2009 10:30:15 AM |
| BigDougJeeps | $25.00 | $25.00 | 10/13/2009 10:43:15 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/13/2009 10:34:54 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:51 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/13/2009 12:53:54 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/13/2009 11:39:22 AM |
| scottr | $25.00 | $25.00 | 10/13/2009 4:06:11 PM |
| ChuckieG | $50.00 | $50.00 | 10/13/2009 4:50:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 7:04:12 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 3:18:05 AM |
| FountainShrugged | $25.00 | $25.00 | 10/14/2009 6:20:34 PM |
| theonezozo | $25.00 | $25.00 | 10/15/2009 5:31:05 PM |
| Orringo | $25.00 | $25.00 | 10/15/2009 5:08:33 PM |
| srfb973 | $25.00 | $25.00 | 10/15/2009 6:20:19 PM |
| wrighco | $25.00 | $25.00 | 10/15/2009 10:56:27 PM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 8:44:23 AM |
| mtquan | $25.00 | $25.00 | 10/16/2009 11:01:18 AM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/16/2009 9:31:17 AM |
| treasure-transporter | $25.00 | $25.00 | 10/16/2009 1:07:31 PM |
| gain-butterfly | $25.00 | $25.00 | 10/16/2009 2:57:21 PM |
| NoCal | $25.00 | $25.00 | 10/16/2009 3:33:15 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/16/2009 4:29:37 PM |
| ITExec | $48.02 | $48.02 | 10/17/2009 8:46:49 AM |
| seisen | $44.99 | $44.99 | 10/17/2009 1:56:20 PM |
| head | $25.00 | $25.00 | 10/18/2009 6:21:12 AM |
| sk8ndive | $25.00 | $25.00 | 10/18/2009 8:57:04 AM |
| lcole32 | $35.00 | $35.00 | 10/18/2009 1:02:01 PM |
| Slowtype | $25.00 | $25.00 | 10/18/2009 6:30:11 PM |
| Patrician | $25.00 | $25.00 | 10/18/2009 7:46:19 PM |
| Gobsek | $25.00 | $25.00 | 10/19/2009 7:38:54 AM |
| omerta6102 | $50.00 | $50.00 | 10/19/2009 8:17:15 AM |
| noble-revenue | $37.09 | $37.09 | 10/19/2009 6:47:19 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 7:46:25 AM |
| runner262 | $25.00 | $25.00 | 10/19/2009 8:17:27 AM |
| TEAM-Jasper | $25.00 | $25.00 | 10/19/2009 8:17:28 AM |
| rdecartus | $25.00 | $25.00 | 10/19/2009 9:16:29 AM |
| worlds-best-reward | $25.00 | $25.00 | 10/19/2009 9:33:34 AM |
| Mantis75 | $25.00 | $25.00 | 10/19/2009 9:56:16 AM |
| cash-tiramisu | $30.61 | $30.61 | 10/19/2009 10:37:47 AM |
| HH123 | $25.00 | $25.00 | 10/19/2009 11:38:21 AM |
| Artist_Blue | $25.00 | $25.00 | 10/19/2009 11:49:07 AM |
| Sateesh | $31.99 | $31.99 | 10/19/2009 12:42:11 PM |
| KiwiElf | $25.00 | $25.00 | 10/19/2009 1:47:12 PM |
| MetraLynn | $25.00 | $25.00 | 10/19/2009 1:27:59 PM |
| rmachi | $25.00 | $25.00 | 10/19/2009 3:59:03 PM |
| Kaj | $25.00 | $25.00 | 10/19/2009 2:51:42 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/19/2009 3:59:46 PM |
| BBL | $25.00 | $25.00 | 10/19/2009 4:22:58 PM |
| testobsessed | $56.18 | $56.18 | 10/19/2009 4:05:43 PM |
| Helenska11 | $25.00 | $25.00 | 10/19/2009 4:22:45 PM |
| inforapenny | $25.00 | $25.00 | 10/19/2009 4:24:59 PM |
| gm93001 | $25.00 | $25.00 | 10/19/2009 4:49:00 PM |
| mercuriant | $25.00 | $25.00 | 10/19/2009 4:25:01 PM |
| NYWA | $25.00 | $25.00 | 10/19/2009 5:51:41 PM |
| dokiya777 | $25.00 | $25.00 | 10/19/2009 4:38:13 PM |
| DaveM0 | $25.00 | $25.00 | 10/19/2009 6:09:05 PM |
| gracej | $25.00 | $25.00 | 10/19/2009 4:41:43 PM |
| johnayan | $25.00 | $25.00 | 10/19/2009 4:42:04 PM |
| jfd287 | $25.00 | $25.00 | 10/19/2009 4:48:52 PM |
| firewomin | $25.00 | $25.00 | 10/19/2009 4:41:28 PM |
| heavy_ax | $25.00 | $25.00 | 10/19/2009 5:51:24 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 6:11:06 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 6:09:06 PM |
| punctual-worth | $25.00 | $25.00 | 10/19/2009 7:06:42 PM |
| upc_tnt | $25.00 | $25.00 | 10/19/2009 9:51:28 PM |
| jlr613 | $25.00 | $25.00 | 10/19/2009 7:56:28 PM |
| imlosttoo | $25.00 | $25.00 | 10/20/2009 12:16:18 AM |
| kmavm | $25.00 | $25.00 | 10/20/2009 12:28:04 AM |
| azncurls82 | $44.35 | $44.35 | 10/19/2009 8:46:16 PM |
| tender-deal | $25.00 | $25.00 | 10/20/2009 2:21:50 AM |
| Ananya | $25.00 | $25.00 | 10/20/2009 5:24:04 AM |
| skydiver111 | $25.00 | $25.00 | 10/19/2009 9:56:29 PM |
| oaktown23 | $75.00 | $75.00 | 10/20/2009 6:06:29 AM |
| oreyedoc | $25.00 | $25.00 | 10/19/2009 10:56:34 PM |
| NATIVEBORN | $25.00 | $25.00 | 10/20/2009 6:22:42 AM |
| Buffer10 | $32.56 | $32.56 | 10/20/2009 12:28:03 AM |
| HunterSix | $25.00 | $25.00 | 10/20/2009 12:31:25 AM |
| Plotinus | $50.00 | $50.00 | 10/20/2009 12:31:18 AM |
| samo102us | $25.00 | $25.00 | 10/20/2009 7:49:24 AM |
| cospilot | $25.00 | $25.00 | 10/20/2009 7:51:16 AM |
| kenL | $300.00 | $300.00 | 10/20/2009 7:58:54 AM |
| buffalobills | $25.00 | $25.00 | 10/20/2009 8:09:49 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/20/2009 7:14:14 AM |
| codyrun | $25.00 | $25.00 | 10/20/2009 7:56:21 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/20/2009 7:47:35 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/20/2009 9:06:19 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:32:07 AM |
| teejay411 | $56.19 | $56.19 | 10/20/2009 9:34:35 AM |
| monstersdad | $45.85 | $21.51 | 10/20/2009 9:36:28 AM |
| 226 bids
|
Borrower Payment Dependent Notes Series
428305
This series of Notes was issued and sold upon the funding of the borrower loan #39115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $267.32 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $263.43 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $32,714 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 57% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| responsibility-brigade |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Let's Cut the Chase (credit card)
Purpose of loan:
This loan will be used to?consolidate?our credit cards.? We have credit cards at APRs ranging from 8.99% to 13% but would like one fixed?payment with one interest rate.? Help us get rid of this debt so we can go back to investing in our kids' college funds.
My financial situation:
We?are good candidates for this loan because our credit is excellent.? We have never been late on a payment.? We would just like to get ahead of the credit card game before the rules change again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| One1putt | $25.00 | $25.00 | 10/14/2009 4:08:19 PM |
| rellotsf | $25.00 | $25.00 | 10/14/2009 4:08:33 PM |
| the-silver-blaster | $40.00 | $40.00 | 10/14/2009 4:09:26 PM |
| Macarro4 | $25.00 | $25.00 | 10/14/2009 4:09:34 PM |
| thumper64 | $25.00 | $25.00 | 10/14/2009 4:09:37 PM |
| Gibbyland | $50.00 | $50.00 | 10/14/2009 4:08:50 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/14/2009 4:10:24 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/14/2009 4:11:26 PM |
| jhouman | $25.00 | $25.00 | 10/14/2009 4:09:40 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 4:09:48 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/14/2009 4:11:42 PM |
| snoopey100 | $25.00 | $25.00 | 10/14/2009 4:11:50 PM |
| boxorox | $25.00 | $25.00 | 10/14/2009 4:12:03 PM |
| bleacher | $25.00 | $25.00 | 10/14/2009 4:10:35 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/14/2009 4:10:38 PM |
| gold-cluster | $50.00 | $50.00 | 10/14/2009 4:12:41 PM |
| Hondo | $25.00 | $25.00 | 10/14/2009 4:11:21 PM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 4:08:53 PM |
| honorable-yield | $25.00 | $25.00 | 10/14/2009 4:11:24 PM |
| Winger | $50.00 | $50.00 | 10/14/2009 4:11:28 PM |
| SBT | $50.00 | $50.00 | 10/14/2009 4:11:43 PM |
| jibe-set | $50.00 | $50.00 | 10/14/2009 4:09:08 PM |
| Syzygy | $25.00 | $25.00 | 10/14/2009 4:13:54 PM |
| andrewgl | $25.00 | $25.00 | 10/14/2009 4:09:36 PM |
| jktravl | $25.00 | $25.00 | 10/14/2009 4:11:54 PM |
| special-responsibility | $25.00 | $25.00 | 10/14/2009 4:09:39 PM |
| burrito6 | $25.00 | $25.00 | 10/14/2009 4:12:07 PM |
| theloanfiller | $25.00 | $25.00 | 10/14/2009 4:12:17 PM |
| Wangersinc | $25.00 | $25.00 | 10/14/2009 4:12:26 PM |
| standanddeliver | $25.00 | $25.00 | 10/14/2009 4:14:30 PM |
| transparency-giant | $65.00 | $65.00 | 10/14/2009 4:10:13 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/14/2009 4:14:36 PM |
| mpactlender | $25.00 | $25.00 | 10/14/2009 4:14:39 PM |
| PatRichi | $25.00 | $25.00 | 10/14/2009 4:14:45 PM |
| banjoey | $25.00 | $25.00 | 10/14/2009 4:14:51 PM |
| DonaldColorado | $25.00 | $25.00 | 10/14/2009 4:10:56 PM |
| Banker7371 | $25.00 | $25.00 | 10/14/2009 4:15:06 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/14/2009 4:13:20 PM |
| Supernick | $50.00 | $50.00 | 10/14/2009 4:15:16 PM |
| rgrtanker | $25.00 | $25.00 | 10/14/2009 4:11:31 PM |
| jdnyc | $25.00 | $25.00 | 10/14/2009 4:11:40 PM |
| unclejaef | $25.00 | $25.00 | 10/14/2009 4:11:53 PM |
| Skady3love | $25.00 | $25.00 | 10/14/2009 4:12:00 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/14/2009 4:14:24 PM |
| MrVin | $25.00 | $25.00 | 10/14/2009 4:14:50 PM |
| Sixmil | $25.00 | $25.00 | 10/14/2009 4:12:36 PM |
| Havana21 | $50.00 | $50.00 | 10/14/2009 4:16:21 PM |
| dinobuddy | $25.00 | $25.00 | 10/14/2009 4:15:06 PM |
| booksleuth | $50.00 | $50.00 | 10/14/2009 4:12:53 PM |
| hawker | $100.00 | $91.95 | 10/14/2009 4:16:32 PM |
| igloo418 | $25.00 | $25.00 | 10/14/2009 4:12:58 PM |
| bxdoc | $128.55 | $128.55 | 10/14/2009 4:13:30 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2009 4:16:08 PM |
| MARSTUN | $50.00 | $50.00 | 10/14/2009 4:13:58 PM |
| kulender | $25.00 | $25.00 | 10/14/2009 4:16:12 PM |
| zone6 | $25.00 | $25.00 | 10/14/2009 4:16:16 PM |
| jokerj006 | $25.00 | $25.00 | 10/14/2009 4:14:21 PM |
| YogaDude34 | $50.00 | $50.00 | 10/14/2009 4:16:20 PM |
| anton | $25.00 | $25.00 | 10/14/2009 4:16:25 PM |
| sailorgm | $25.00 | $25.00 | 10/14/2009 4:14:35 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/14/2009 4:16:28 PM |
| CallMeBen | $25.00 | $25.00 | 10/14/2009 4:16:41 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/14/2009 4:14:46 PM |
| gracej | $25.00 | $25.00 | 10/14/2009 4:16:27 PM |
| miket71 | $61.57 | $61.57 | 10/14/2009 4:26:34 PM |
| junes08 | $50.00 | $50.00 | 10/14/2009 5:55:13 PM |
| Gundu | $50.00 | $50.00 | 10/14/2009 8:31:58 PM |
| JCMC | $25.00 | $25.00 | 10/15/2009 5:15:01 AM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 12:51:23 PM |
| building_community | $100.00 | $100.00 | 10/17/2009 9:23:32 PM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:33:22 PM |
| JTHarris | $100.00 | $100.00 | 10/18/2009 9:06:05 AM |
| generous-deal6 | $30.00 | $30.00 | 10/18/2009 10:09:15 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/18/2009 7:47:43 PM |
| cowboyskier | $36.66 | $36.66 | 10/19/2009 4:35:17 PM |
| kushbomb | $56.25 | $56.25 | 10/19/2009 6:59:05 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/19/2009 7:20:55 PM |
| DannyPhantom | $25.00 | $25.00 | 10/19/2009 7:40:08 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 8:05:18 PM |
| spiff666 | $25.00 | $25.00 | 10/19/2009 8:45:16 PM |
| LandE2BG | $50.00 | $50.00 | 10/20/2009 6:02:26 AM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 12:30:27 PM |
| interstellar | $50.00 | $50.00 | 10/20/2009 11:17:44 AM |
| Ven58 | $25.00 | $25.00 | 10/20/2009 11:33:19 AM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:13 PM |
| mclean_loaner | $50.00 | $50.00 | 10/20/2009 4:58:00 PM |
| TBCapitol | $50.00 | $50.00 | 10/20/2009 4:59:46 PM |
| ProLoans | $25.00 | $25.00 | 10/20/2009 5:04:46 PM |
| thefisherman | $27.50 | $27.50 | 10/20/2009 5:05:28 PM |
| rce1964 | $25.00 | $25.00 | 10/20/2009 5:05:23 PM |
| Moby | $27.47 | $27.47 | 10/20/2009 5:06:29 PM |
| gpuck | $25.00 | $25.00 | 10/20/2009 5:22:31 PM |
| Dskillz | $41.05 | $41.05 | 10/20/2009 5:29:17 PM |
| upbeat-marketplace | $25.00 | $25.00 | 10/20/2009 5:37:37 PM |
| slyders87 | $25.00 | $25.00 | 10/20/2009 6:12:54 PM |
| crw1950 | $50.00 | $50.00 | 10/20/2009 7:37:31 PM |
| dmitriy2 | $25.00 | $25.00 | 10/20/2009 7:53:45 PM |
| kulender | $100.00 | $100.00 | 10/20/2009 8:45:26 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/21/2009 6:20:59 AM |
| eldorado71 | $25.00 | $25.00 | 10/21/2009 6:22:40 AM |
| RadarLuv | $25.00 | $25.00 | 10/21/2009 4:11:19 AM |
| Snoopylover | $25.00 | $25.00 | 10/21/2009 6:03:26 AM |
| organic-platinum | $25.00 | $25.00 | 10/21/2009 9:40:31 AM |
| efficient-bid2 | $25.00 | $25.00 | 10/21/2009 10:08:09 AM |
| StanTheMan | $25.00 | $25.00 | 10/21/2009 9:47:56 AM |
| PotBellyPete | $50.00 | $50.00 | 10/21/2009 11:48:03 AM |
| lender-1 | $25.00 | $25.00 | 10/21/2009 12:37:22 PM |
| First_Rate_Entrepreneur | $25.00 | $25.00 | 10/21/2009 1:47:09 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:08:04 PM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 4:03:35 PM |
| vigorous-moola | $25.00 | $25.00 | 10/14/2009 4:08:44 PM |
| Patter256 | $25.00 | $25.00 | 10/14/2009 4:08:58 PM |
| lgs83 | $25.00 | $25.00 | 10/14/2009 4:09:35 PM |
| Usurious | $25.00 | $25.00 | 10/14/2009 4:09:38 PM |
| ADIDASNO | $25.00 | $25.00 | 10/14/2009 4:09:42 PM |
| coolspeed | $25.00 | $25.00 | 10/14/2009 4:10:00 PM |
| leftcoast52 | $25.00 | $25.00 | 10/14/2009 4:09:12 PM |
| five-star-note | $35.00 | $35.00 | 10/14/2009 4:11:30 PM |
| progressive-rupee | $25.00 | $25.00 | 10/14/2009 4:11:37 PM |
| uncleegg | $25.00 | $25.00 | 10/14/2009 4:10:34 PM |
| RamesesTG | $25.00 | $25.00 | 10/14/2009 4:12:12 PM |
| crazycool | $35.00 | $35.00 | 10/14/2009 4:10:42 PM |
| flwah | $25.00 | $25.00 | 10/14/2009 4:12:21 PM |
| vinayski | $25.00 | $25.00 | 10/14/2009 4:11:14 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/14/2009 4:12:57 PM |
| metro457 | $25.00 | $25.00 | 10/14/2009 4:11:18 PM |
| mcarm66 | $25.00 | $25.00 | 10/14/2009 4:08:51 PM |
| Toastsr | $50.00 | $50.00 | 10/14/2009 4:13:16 PM |
| silver-allotment | $25.00 | $25.00 | 10/14/2009 4:08:59 PM |
| TommyTucker | $44.76 | $44.76 | 10/14/2009 4:09:04 PM |
| TheMan | $25.00 | $25.00 | 10/14/2009 4:11:41 PM |
| TechGuy2 | $25.00 | $25.00 | 10/14/2009 4:11:44 PM |
| busybee007 | $25.00 | $25.00 | 10/14/2009 4:11:46 PM |
| anders94 | $74.94 | $74.94 | 10/14/2009 4:14:06 PM |
| honorable-treasure | $25.00 | $25.00 | 10/14/2009 4:11:59 PM |
| LimekilnLake | $25.00 | $25.00 | 10/14/2009 4:12:14 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/14/2009 4:09:57 PM |
| soldadoz | $25.00 | $25.00 | 10/14/2009 4:12:18 PM |
| skuba | $25.00 | $25.00 | 10/14/2009 4:10:44 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/14/2009 4:15:02 PM |
| janicewill | $25.00 | $25.00 | 10/14/2009 4:15:03 PM |
| L-vex | $25.00 | $25.00 | 10/14/2009 4:13:12 PM |
| FirstPlaceBusinessFunding | $50.00 | $50.00 | 10/14/2009 4:15:10 PM |
| mjm77_1 | $25.00 | $25.00 | 10/14/2009 4:13:26 PM |
| Ragnar | $25.00 | $25.00 | 10/14/2009 4:15:20 PM |
| mebobeh | $25.00 | $25.00 | 10/14/2009 4:11:15 PM |
| kbodendorf | $25.00 | $25.00 | 10/14/2009 4:11:27 PM |
| figs4u2 | $200.00 | $200.00 | 10/14/2009 4:13:43 PM |
| lending-bear | $25.00 | $25.00 | 10/14/2009 4:11:39 PM |
| spitzbergen | $25.00 | $25.00 | 10/14/2009 4:11:48 PM |
| theQuietLender | $25.00 | $25.00 | 10/14/2009 4:14:03 PM |
| pleasant-dime | $25.00 | $25.00 | 10/14/2009 4:11:56 PM |
| riversmoke | $25.00 | $25.00 | 10/14/2009 4:12:04 PM |
| Syndication | $25.00 | $25.00 | 10/14/2009 4:12:10 PM |
| gamp | $25.00 | $25.00 | 10/14/2009 4:14:42 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/14/2009 4:16:06 PM |
| madpinto21 | $41.70 | $41.70 | 10/14/2009 4:14:58 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2009 4:16:18 PM |
| chlebie | $50.00 | $50.00 | 10/14/2009 4:12:43 PM |
| thedreamer | $25.00 | $25.00 | 10/14/2009 4:15:24 PM |
| turbine5 | $25.00 | $25.00 | 10/14/2009 4:13:05 PM |
| paymentologist | $25.00 | $25.00 | 10/14/2009 4:13:19 PM |
| cyberie21 | $33.23 | $33.23 | 10/14/2009 4:13:36 PM |
| InvestorPartners | $25.00 | $25.00 | 10/14/2009 4:16:22 PM |
| AF-Chief | $35.00 | $35.00 | 10/14/2009 4:14:37 PM |
| jdl424 | $25.00 | $25.00 | 10/14/2009 4:14:48 PM |
| Aimvest | $25.00 | $25.00 | 10/14/2009 4:14:53 PM |
| Hexnut | $25.00 | $25.00 | 10/14/2009 4:14:58 PM |
| chief_wo | $25.00 | $25.00 | 10/14/2009 4:15:00 PM |
| windfall46 | $25.00 | $25.00 | 10/14/2009 4:15:11 PM |
| abidos | $25.00 | $25.00 | 10/14/2009 4:16:09 PM |
| czar3 | $30.00 | $30.00 | 10/14/2009 4:16:30 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/14/2009 4:22:52 PM |
| Syzygy | $25.00 | $25.00 | 10/14/2009 4:25:00 PM |
| GeoLender | $50.00 | $50.00 | 10/14/2009 4:34:37 PM |
| minista | $25.00 | $25.00 | 10/14/2009 4:26:19 PM |
| liederhaus | $50.00 | $50.00 | 10/14/2009 6:53:12 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/15/2009 6:34:27 AM |
| shivering | $25.00 | $25.00 | 10/15/2009 11:25:57 AM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:05:59 PM |
| rdrloan | $25.00 | $25.00 | 10/16/2009 7:24:04 AM |
| zento | $25.00 | $25.00 | 10/16/2009 7:25:09 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 12:42:20 PM |
| fair_rates | $25.00 | $25.00 | 10/17/2009 8:24:31 AM |
| PrinceValium | $25.00 | $25.00 | 10/17/2009 9:51:48 PM |
| Kelor99 | $25.00 | $25.00 | 10/18/2009 5:17:08 PM |
| Oakland | $50.00 | $50.00 | 10/18/2009 2:48:34 PM |
| UncleSafety | $25.00 | $25.00 | 10/19/2009 10:56:13 AM |
| hope-lionheart1 | $25.00 | $25.00 | 10/19/2009 9:27:03 PM |
| payout-magician | $50.00 | $50.00 | 10/19/2009 8:09:16 PM |
| littlemonkey | $25.00 | $25.00 | 10/20/2009 2:19:13 AM |
| Cherrypicker | $50.00 | $50.00 | 10/20/2009 10:41:37 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:10:32 PM |
| crazyinjun | $25.00 | $25.00 | 10/20/2009 2:29:27 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:17:05 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 4:49:50 PM |
| AP2PLender | $25.00 | $25.00 | 10/20/2009 5:05:00 PM |
| vfernandez1973 | $25.00 | $25.00 | 10/20/2009 5:04:28 PM |
| the-owner | $25.00 | $25.00 | 10/20/2009 5:04:47 PM |
| GOPHERBOY | $50.00 | $50.00 | 10/20/2009 6:13:40 PM |
| authentic-peace7 | $25.00 | $25.00 | 10/20/2009 5:52:15 PM |
| shellstar | $47.37 | $47.37 | 10/20/2009 8:04:22 PM |
| Hybodant | $25.00 | $25.00 | 10/20/2009 8:58:04 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:28:36 PM |
| AustinAmerica | $25.00 | $25.00 | 10/20/2009 10:30:20 PM |
| PLending | $51.00 | $51.00 | 10/21/2009 6:03:03 AM |
| privatebankerva | $25.00 | $25.00 | 10/21/2009 8:10:11 AM |
| JFalcon | $50.00 | $50.00 | 10/21/2009 4:45:33 AM |
| Jakes_Bank | $25.00 | $25.00 | 10/21/2009 5:55:57 AM |
| flwah | $50.00 | $50.00 | 10/21/2009 6:03:06 AM |
| credit-coach118 | $25.00 | $25.00 | 10/21/2009 8:25:48 AM |
| crdcteng | $25.00 | $25.00 | 10/21/2009 6:57:21 AM |
| cash-daisy | $30.00 | $30.00 | 10/21/2009 9:33:04 AM |
| Lender50 | $25.00 | $25.00 | 10/21/2009 10:10:52 AM |
| 16LISA | $25.00 | $25.00 | 10/21/2009 9:44:39 AM |
| smk420 | $25.00 | $25.00 | 10/21/2009 9:52:53 AM |
| interest88 | $25.00 | $25.00 | 10/21/2009 11:00:49 AM |
| rsigroup3 | $50.00 | $50.00 | 10/21/2009 9:04:26 AM |
| jetblack | $50.00 | $50.00 | 10/21/2009 10:38:36 AM |
| coin-investor | $25.00 | $25.00 | 10/21/2009 11:32:54 AM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 10:04:31 AM |
| Lear31 | $31.00 | $31.00 | 10/21/2009 12:14:53 PM |
| I_want_to_help_you | $25.00 | $25.00 | 10/21/2009 3:38:17 PM |
| wild-orange | $200.00 | $200.00 | 10/21/2009 3:43:24 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 3:02:55 PM |
| aislinnn | $25.00 | $25.00 | 10/21/2009 4:02:15 PM |
| Engineer44 | $25.00 | $25.00 | 10/21/2009 4:04:00 PM |
| 227 bids
|
Borrower Payment Dependent Notes Series
428317
This series of Notes was issued and sold upon the funding of the borrower loan #39164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $164.93 |
|
Final lender yield:
| 9.90% |
Final borrower rate/APR:
| 10.90% / 11.25% |
Final monthly payment:
| $163.46 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 880-900 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cash-flute |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Update website with new software
Purpose of loan: I have two goals for this loan. First, after retiring early, I started www.tradingonlinemarkets.com to help people learn to invest in the stock market. The portfolios substantially beat the S&P each year since the site began in 2006.The site generates $1,000 per month in free cash flow, up from $400 per month at the end of 2008.The loan is for the software and the developer?s expenses to make improvements to grow revenues. Cash flow from the site covers operating costs plus the loan payments.My other reason for seeking this loan is do a review before making a commitment as an investor.
My financial situation:The income on the application is from the business only. I am not including any income from my own investing or retirement. I want the business to stand on its own. I will back up the loan in any case.My dream is help people achieve financial independence.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| hellasow | $25.00 | $25.00 | 10/16/2009 7:32:34 PM |
| GatorBux | $50.00 | $50.00 | 10/19/2009 11:49:31 AM |
| tender-ore | $25.00 | $25.00 | 10/19/2009 5:03:53 PM |
| mamayama | $25.00 | $25.00 | 10/20/2009 9:58:52 AM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 3:41:21 PM |
| DHolly | $25.00 | $25.00 | 10/21/2009 2:31:02 PM |
| kegs | $100.00 | $100.00 | 10/21/2009 3:48:13 PM |
| hoopdeez | $25.00 | $25.00 | 10/21/2009 4:29:55 PM |
| coloradocash | $25.00 | $25.00 | 10/21/2009 4:29:57 PM |
| intelligent-yield | $25.00 | $25.00 | 10/21/2009 4:30:29 PM |
| a2190b | $25.00 | $25.00 | 10/21/2009 6:59:44 PM |
| blue-liberty-gourd | $25.00 | $25.00 | 10/22/2009 7:33:27 AM |
| mcabery | $150.00 | $150.00 | 10/22/2009 9:41:44 AM |
| credit-magician | $200.00 | $200.00 | 10/22/2009 10:37:17 AM |
| geniusj | $25.00 | $25.00 | 10/22/2009 10:41:30 AM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 9:12:35 PM |
| nolahelper | $25.00 | $25.00 | 10/23/2009 6:32:05 AM |
| whittlesey31 | $30.00 | $30.00 | 10/23/2009 7:20:42 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:24:30 AM |
| JerryB96 | $25.00 | $25.00 | 10/23/2009 9:17:55 AM |
| gopbernie | $50.00 | $50.00 | 10/23/2009 1:03:16 PM |
| iolaire | $25.00 | $25.00 | 10/23/2009 2:07:51 PM |
| Ven58 | $25.00 | $25.00 | 10/23/2009 1:16:00 PM |
| noble-revenue | $1,200.00 | $115.00 | 10/23/2009 2:22:40 PM |
| nbah123 | $50.00 | $50.00 | 10/23/2009 3:04:48 PM |
| SpotLending | $50.00 | $50.00 | 10/23/2009 3:59:43 PM |
| blot44 | $25.00 | $25.00 | 10/16/2009 6:57:24 PM |
| oldman1947 | $25.00 | $25.00 | 10/17/2009 5:00:35 AM |
| Chrishu | $25.00 | $25.00 | 10/18/2009 1:47:39 PM |
| kirkjerk | $25.00 | $25.00 | 10/19/2009 11:49:31 AM |
| abuyama22 | $50.00 | $50.00 | 10/19/2009 11:49:32 AM |
| heavy_ax | $25.00 | $25.00 | 10/19/2009 12:37:54 PM |
| anton | $250.00 | $250.00 | 10/19/2009 11:47:39 AM |
| mla | $25.00 | $25.00 | 10/19/2009 11:49:33 AM |
| MetraLynn | $25.00 | $25.00 | 10/19/2009 3:51:37 PM |
| wrighco | $25.00 | $25.00 | 10/19/2009 9:16:11 PM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:21:30 AM |
| cloud8 | $25.00 | $25.00 | 10/20/2009 9:33:12 AM |
| 108lender | $200.00 | $200.00 | 10/20/2009 12:30:59 PM |
| Invest4kids | $25.00 | $25.00 | 10/20/2009 2:51:15 PM |
| JSCAB-06 | $25.00 | $25.00 | 10/21/2009 10:03:37 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:04:15 AM |
| golden-yield | $25.00 | $25.00 | 10/21/2009 11:18:58 PM |
| building_community | $25.00 | $25.00 | 10/22/2009 8:34:10 AM |
| TandyJames | $50.00 | $50.00 | 10/22/2009 11:07:20 AM |
| rmachi | $25.00 | $25.00 | 10/22/2009 12:51:10 PM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:36:35 AM |
| spnick | $25.00 | $25.00 | 10/23/2009 9:31:41 AM |
| don'twannadance | $50.00 | $50.00 | 10/23/2009 11:14:22 AM |
| ManhattanLender | $25.00 | $25.00 | 10/23/2009 1:13:45 PM |
| sunnysally | $30.00 | $30.00 | 10/23/2009 2:39:57 PM |
| sprinkler5 | $25.00 | $25.00 | 10/23/2009 1:55:35 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 3:15:50 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:04:03 PM |
| IM-SHARKY | $2,500.00 | $2,500.00 | 10/23/2009 4:00:37 PM |
| 55 bids
|
Borrower Payment Dependent Notes Series
428339
This series of Notes was issued and sold upon the funding of the borrower loan #39096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 29.00% |
Starting borrower rate/APR:
| 30.00% / 33.33% |
Starting monthly payment:
| $50.94 |
|
Final lender yield:
| 24.80% |
Final borrower rate/APR:
| 25.80% / 29.05% |
Final monthly payment:
| $48.22 |
| |
|
Auction yield range:
| 8.27% - 29.00% |
Estimated loss impact:
| 7.09% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 25 | Length of status: | 7y 1m |
|
Amount delinquent:
| $31,631 |
Revolving credit balance:
| $5,823 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| blkfroggy |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to do away with my high interest rate credit card.??
My financial situation:
I am a good candidate for this loan because I have good job history.? I am trying to rebuild my credit after I ran into some financial troubles.? I am a lender on Prosper and I invested in six loans.? I would like to see if Prosper could help me now.
Monthly net income: $2,500
Monthly expenses: $2,330
??Housing: $900
??Insurance: $80
??Car expenses: $200
??Utilities: $250
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $400?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you please explain the current delinquencies? thanks - reflective-rupee
A:
I gave birth to a beautiful baby girl. The doctor bills and items needed to prepare for my bundle of joy arrival put me in a financial bind. I fell behind on my mortgage payments. Now I am back at work and trying to payoff my debts.
(Oct-19-2009)
Q:
What led to the financial troubles? How big of a chance is there of that type of thing happening again? - Toastmaster007
A:
Giving birth led to my financial troubles and the chances of this happening again are slim to none.
(Oct-19-2009)
Q:
What is the delinquent amount? - the-profit-oracle
A:
The delinquent amount is my mortgage payments.
(Oct-19-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-justice | $36.00 | $36.00 | 10/13/2009 3:59:15 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/13/2009 4:05:33 PM |
| PalmTreeIsland | $44.82 | $44.82 | 10/14/2009 4:38:48 PM |
| Chrishu | $25.00 | $25.00 | 10/15/2009 1:15:05 PM |
| Ven58 | $25.00 | $25.00 | 10/16/2009 3:08:15 PM |
| EEasyMoney | $25.00 | $25.00 | 10/16/2009 3:15:49 PM |
| Hartfelt | $29.09 | $29.09 | 10/16/2009 7:06:22 PM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 2:52:08 PM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 2:51:25 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:33:07 AM |
| IPG1 | $25.00 | $25.00 | 10/19/2009 8:47:19 AM |
| tnjohnso | $25.00 | $25.00 | 10/19/2009 4:21:27 PM |
| return-twister | $25.00 | $25.00 | 10/19/2009 4:24:41 PM |
| Bigsaver | $25.00 | $25.00 | 10/20/2009 9:42:42 AM |
| Helenska11 | $25.00 | $25.00 | 10/20/2009 10:22:21 AM |
| upbeat-marketplace | $25.00 | $25.00 | 10/20/2009 10:51:05 AM |
| BBL | $25.00 | $25.00 | 10/20/2009 10:27:00 AM |
| zone6 | $98.17 | $98.17 | 10/20/2009 1:26:39 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 12:31:41 PM |
| ZOOOM | $40.00 | $40.00 | 10/20/2009 2:32:57 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 2:54:11 PM |
| DMKAssetManagement | $100.00 | $100.00 | 10/20/2009 3:00:50 PM |
| atrevete | $34.45 | $34.45 | 10/20/2009 3:40:52 PM |
| wwwUniversal | $25.00 | $24.21 | 10/20/2009 3:52:11 PM |
| Engineer44 | $35.00 | $35.00 | 10/20/2009 3:57:36 PM |
| 4est | $25.00 | $25.00 | 10/13/2009 3:59:11 PM |
| robot777 | $40.00 | $40.00 | 10/13/2009 4:04:22 PM |
| mmzero | $25.00 | $25.00 | 10/13/2009 4:05:14 PM |
| propertytransformer | $25.00 | $25.00 | 10/13/2009 4:05:50 PM |
| davidc314 | $43.26 | $43.26 | 10/15/2009 8:12:58 AM |
| return-owner | $25.00 | $25.00 | 10/15/2009 8:43:01 PM |
| fostaman | $25.00 | $25.00 | 10/15/2009 8:43:00 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:14:38 PM |
| Oupa-George | $25.00 | $25.00 | 10/16/2009 8:11:44 PM |
| Bigheadboy | $25.00 | $25.00 | 10/17/2009 5:36:14 AM |
| icon7 | $50.00 | $50.00 | 10/20/2009 2:48:00 PM |
| crazyinjun | $25.00 | $25.00 | 10/20/2009 2:32:09 PM |
| 37 bids
|
Borrower Payment Dependent Notes Series
428539
This series of Notes was issued and sold upon the funding of the borrower loan #39090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 21.00% |
Starting borrower rate/APR:
| 22.00% / 24.26% |
Starting monthly payment:
| $110.75 |
|
Final lender yield:
| 14.25% |
Final borrower rate/APR:
| 15.25% / 17.42% |
Final monthly payment:
| $100.88 |
| |
|
Auction yield range:
| 4.27% - 21.00% |
Estimated loss impact:
| 2.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,784 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 59% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| the-enriching-yield |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate all my credit cards. I want to better my situation
My financial situation:
I
am
a good candidate for this loan because i am a responsible payer and
a hardworking individual. All my bills are always paid ahead of time
and I have never had a problem paying any of them on time. I never
miss(ed)
a monthly payment. This loan is not a matter of not being able to pay
for my credit cards, but simply to be able to save money and not have
to
pay all the interest rates that are given.
I am a production
artist/graphic designer for DIRECTV and make anywhere between $2,600 to
$4,000 (Net pay) a month depending on the hours i work.
Monthly Inome:
? $2,600-$4,000 (Net Pay)
Monthly Expense: $1,530
Thank you for taking the time to read this and considering my situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Even if you work the lowest number of hours, your figures would mean in about 3 months you would have the same amount of cash you are asking to borrow. Why not wait instead? - Toastmaster007
A:
because it is easier to pay an obligated amount rather than to try and save the amount i am asking for. if the money is available for me to use, it will probably be spent. i am more responsible at paying bills than i am with saving. so why not spend on helping with cutting down on debt.
(Oct-15-2009)
Q:
If you make a max of $4,000 a month, how can your stated income fall between $50,000 - $75,000? - Num1Knicks
A:
well its not on a consitent basis. I am a freelance art director and it all depends on the hours i work. and the range i put was up to 4K which is net. on a consistent basis i make some where around 3k give or take.
(Oct-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| currency-pipeline | $25.00 | $25.00 | 10/15/2009 5:19:15 PM |
| Dustley | $25.00 | $25.00 | 10/15/2009 5:43:26 PM |
| kingpin1 | $50.00 | $50.00 | 10/15/2009 7:12:56 PM |
| heavy_ax | $25.00 | $25.00 | 10/16/2009 2:26:41 PM |
| anton | $50.00 | $50.00 | 10/16/2009 4:40:22 PM |
| gelt4u | $25.00 | $25.00 | 10/17/2009 6:35:18 AM |
| Lender0010 | $50.00 | $50.00 | 10/18/2009 10:14:03 AM |
| coloradocash | $25.00 | $25.00 | 10/18/2009 7:51:45 PM |
| sshgfwb | $25.00 | $25.00 | 10/19/2009 11:55:52 AM |
| mla | $25.00 | $25.00 | 10/19/2009 10:47:42 AM |
| csak13 | $50.00 | $50.00 | 10/20/2009 10:07:54 AM |
| cloud8 | $25.00 | $25.00 | 10/20/2009 9:33:13 AM |
| 108lender | $200.00 | $200.00 | 10/20/2009 12:31:00 PM |
| JTHarris | $100.00 | $100.00 | 10/20/2009 1:03:23 PM |
| Invest4kids | $25.00 | $25.00 | 10/20/2009 2:51:17 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:11:04 PM |
| stonewell | $28.00 | $28.00 | 10/20/2009 4:48:41 PM |
| nashibaksi | $25.00 | $25.00 | 10/20/2009 6:53:02 PM |
| brilliant-balance | $25.00 | $25.00 | 10/20/2009 7:00:29 PM |
| flwah | $50.00 | $50.00 | 10/21/2009 6:06:11 AM |
| ussugm | $25.00 | $25.00 | 10/21/2009 9:37:37 AM |
| glenium | $25.00 | $25.00 | 10/21/2009 10:01:52 AM |
| tyson789 | $25.45 | $25.45 | 10/21/2009 1:17:42 PM |
| Nusk | $25.00 | $25.00 | 10/21/2009 12:25:44 PM |
| fiserve4u | $50.00 | $50.00 | 10/21/2009 12:53:09 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:11:33 PM |
| wild-orange | $50.00 | $50.00 | 10/21/2009 3:54:54 PM |
| sharp-credit | $249.58 | $249.58 | 10/21/2009 3:34:14 PM |
| crazyinjun | $50.00 | $50.00 | 10/21/2009 3:59:18 PM |
| cti11 | $25.00 | $25.00 | 10/21/2009 3:58:12 PM |
| encouraging-cash4 | $25.00 | $25.00 | 10/21/2009 3:58:20 PM |
| generous-deal6 | $40.00 | $40.00 | 10/21/2009 4:00:15 PM |
| m4ng0 | $50.00 | $5.24 | 10/21/2009 4:05:13 PM |
| Engineer44 | $36.43 | $36.43 | 10/21/2009 4:05:36 PM |
| hellasow | $25.00 | $25.00 | 10/15/2009 3:01:51 AM |
| Coach-n-u | $50.00 | $50.00 | 10/15/2009 9:51:29 AM |
| Stavros | $30.00 | $30.00 | 10/15/2009 11:32:33 AM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:40:13 PM |
| kirkjerk | $25.00 | $25.00 | 10/16/2009 6:48:12 PM |
| GatorBux | $50.00 | $50.00 | 10/17/2009 9:19:15 AM |
| wrighco | $25.00 | $25.00 | 10/17/2009 10:56:30 PM |
| debtcollector | $100.00 | $100.00 | 10/18/2009 10:20:42 PM |
| abuyama22 | $50.00 | $50.00 | 10/19/2009 5:41:36 AM |
| principal-mermaid | $25.00 | $25.00 | 10/19/2009 10:00:32 AM |
| MetraLynn | $25.00 | $25.00 | 10/19/2009 4:25:38 PM |
| BankofBeth | $50.00 | $50.00 | 10/19/2009 6:28:20 PM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:21:32 AM |
| SDD123 | $25.00 | $25.00 | 10/20/2009 8:34:42 AM |
| building_community | $50.00 | $50.00 | 10/20/2009 8:20:25 AM |
| Pendruce | $25.00 | $25.00 | 10/20/2009 12:07:15 PM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 3:41:23 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:20:59 PM |
| mclean_loaner | $77.45 | $77.45 | 10/20/2009 5:00:03 PM |
| Ven58 | $25.00 | $25.00 | 10/20/2009 5:06:44 PM |
| p2p-journey | $45.00 | $45.00 | 10/20/2009 7:22:21 PM |
| drummerdad | $25.00 | $25.00 | 10/20/2009 8:21:35 PM |
| kulender | $50.00 | $50.00 | 10/20/2009 8:46:26 PM |
| BUCS | $25.00 | $25.00 | 10/21/2009 1:30:00 AM |
| jybank | $25.00 | $25.00 | 10/20/2009 11:07:02 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 1:49:49 PM |
| goatman | $50.00 | $50.00 | 10/21/2009 3:37:27 PM |
| bigmacbeef | $33.00 | $33.00 | 10/21/2009 1:37:13 PM |
| kegs | $100.00 | $100.00 | 10/21/2009 3:48:15 PM |
| Prezotus | $25.00 | $25.00 | 10/21/2009 3:38:45 PM |
| eclicknsave | $25.00 | $25.00 | 10/21/2009 3:40:46 PM |
| sunnygee | $29.85 | $29.85 | 10/21/2009 3:12:21 PM |
| organic-platinum | $25.00 | $25.00 | 10/21/2009 4:03:49 PM |
| 0403 | $25.00 | $25.00 | 10/21/2009 4:04:36 PM |
| 68 bids
|
Borrower Payment Dependent Notes Series
428603
This series of Notes was issued and sold upon the funding of the borrower loan #39114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 11.52% |
Starting borrower rate/APR:
| 12.52% / 12.87% |
Starting monthly payment:
| $736.19 |
|
Final lender yield:
| 11.00% |
Final borrower rate/APR:
| 12.00% / 12.35% |
Final monthly payment:
| $730.71 |
| |
|
Auction yield range:
| 3.27% - 11.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 820-840 (Oct-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,792 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| rapid-note |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to pay off the credit card companies and close my accounts. The pitch to you is this simple, I would rather pay you then the credit card companies.
My financial situation:I have a household net income of $9700.00 a month.
We payed off my wifes student loans first, now that she is well established in her nurse manager position we are turning to the credit cards. I hope to set the example to my son that you can live without credit cards. As you can see I have a AA rating and a credit score higher than 800. You will certainly be paid back, most likely even early. This loan is just to make a point. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WealthBoy | $25.00 | $25.00 | 10/14/2009 4:11:02 PM |
| windfall46 | $25.00 | $25.00 | 10/14/2009 4:13:22 PM |
| transparency-giant | $65.00 | $65.00 | 10/14/2009 4:10:10 PM |
| Prezotus | $25.00 | $25.00 | 10/14/2009 4:12:45 PM |
| DonaldColorado | $25.00 | $25.00 | 10/14/2009 4:11:00 PM |
| Halos2002 | $50.00 | $50.00 | 10/14/2009 4:12:32 PM |
| kulender | $25.00 | $25.00 | 10/14/2009 4:16:49 PM |
| loaninvesting | $25.00 | $25.00 | 10/14/2009 4:17:00 PM |
| bchen78875 | $50.00 | $50.00 | 10/14/2009 4:17:18 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/14/2009 4:17:35 PM |
| czar3 | $25.00 | $25.00 | 10/14/2009 4:18:07 PM |
| hawker | $100.00 | $100.00 | 10/14/2009 4:18:08 PM |
| icon7 | $50.00 | $50.00 | 10/14/2009 4:18:22 PM |
| goofy15975 | $25.00 | $25.00 | 10/14/2009 4:19:29 PM |
| Havana21 | $50.00 | $50.00 | 10/14/2009 4:19:34 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/14/2009 4:19:40 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/14/2009 4:19:01 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2009 4:19:51 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2009 4:17:10 PM |
| snowman34 | $25.00 | $25.00 | 10/14/2009 4:17:29 PM |
| Barak | $80.00 | $80.00 | 10/14/2009 4:17:33 PM |
| justice-dna | $25.00 | $25.00 | 10/14/2009 4:17:50 PM |
| gracej | $25.00 | $25.00 | 10/14/2009 4:17:54 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/14/2009 4:17:57 PM |
| ThomasC | $25.00 | $25.00 | 10/14/2009 4:22:58 PM |
| Attract | $25.00 | $25.00 | 10/14/2009 4:23:10 PM |
| slartibardfast | $25.00 | $25.00 | 10/14/2009 4:22:36 PM |
| tlp43 | $25.00 | $25.00 | 10/14/2009 4:23:52 PM |
| Banker7371 | $25.00 | $25.00 | 10/14/2009 4:24:39 PM |
| djh47a | $40.00 | $40.00 | 10/14/2009 4:24:46 PM |
| anton | $50.00 | $50.00 | 10/14/2009 4:24:38 PM |
| inforapenny | $25.00 | $25.00 | 10/14/2009 4:24:40 PM |
| LR_Biker | $25.00 | $25.00 | 10/14/2009 4:25:34 PM |
| greenback-ally | $50.00 | $50.00 | 10/14/2009 4:25:18 PM |
| get30inc | $50.00 | $50.00 | 10/14/2009 4:25:54 PM |
| LDFree | $25.00 | $25.00 | 10/14/2009 4:25:25 PM |
| point-zebra | $25.00 | $25.00 | 10/14/2009 4:26:04 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 4:26:11 PM |
| Cai8899 | $50.00 | $50.00 | 10/14/2009 4:25:49 PM |
| dealarella | $25.00 | $25.00 | 10/14/2009 4:26:06 PM |
| kanakakm | $50.00 | $50.00 | 10/14/2009 4:23:23 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 4:26:30 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/14/2009 4:26:31 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/14/2009 4:24:04 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/14/2009 4:24:28 PM |
| rjblack | $50.00 | $50.00 | 10/14/2009 4:24:57 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/14/2009 4:25:12 PM |
| turbine5 | $40.00 | $40.00 | 10/14/2009 4:25:17 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/14/2009 4:25:44 PM |
| gold-tsunami | $25.00 | $25.00 | 10/14/2009 5:44:38 PM |
| Cheburashka | $25.00 | $25.00 | 10/14/2009 5:44:47 PM |
| martalli | $25.00 | $25.00 | 10/14/2009 6:08:13 PM |
| Coach2often | $50.00 | $50.00 | 10/14/2009 5:49:08 PM |
| BeemerRider | $25.00 | $25.00 | 10/14/2009 5:58:18 PM |
| Gundu | $25.00 | $25.00 | 10/14/2009 8:45:05 PM |
| kmwvma | $25.00 | $25.00 | 10/15/2009 3:13:32 AM |
| wrighco | $25.00 | $25.00 | 10/14/2009 10:19:12 PM |
| Orringo | $50.00 | $50.00 | 10/15/2009 7:28:32 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/15/2009 9:34:30 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/15/2009 9:33:33 AM |
| wonderous-euro | $25.00 | $25.00 | 10/15/2009 9:33:17 AM |
| bowdish1 | $50.00 | $50.00 | 10/15/2009 11:22:10 AM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 12:30:40 PM |
| blot44 | $50.00 | $50.00 | 10/15/2009 3:47:38 PM |
| jhouman | $25.00 | $25.00 | 10/15/2009 4:18:08 PM |
| rwelle | $25.00 | $25.00 | 10/15/2009 5:39:38 PM |
| kirkjerk | $25.00 | $25.00 | 10/15/2009 9:35:18 PM |
| Castellan | $25.00 | $25.00 | 10/15/2009 6:28:14 PM |
| return-confidant | $25.00 | $25.00 | 10/15/2009 8:55:24 PM |
| MonkeyPet | $25.00 | $25.00 | 10/16/2009 5:53:47 AM |
| johannesfactotum | $25.00 | $25.00 | 10/16/2009 7:23:23 AM |
| holstj | $25.00 | $25.00 | 10/16/2009 7:25:20 AM |
| skuba | $31.71 | $31.71 | 10/16/2009 4:41:37 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/16/2009 7:02:52 AM |
| j48 | $25.00 | $25.00 | 10/16/2009 7:23:18 AM |
| larrybird | $95.00 | $95.00 | 10/16/2009 7:25:30 AM |
| mjm77_1 | $25.00 | $25.00 | 10/16/2009 10:11:17 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/16/2009 11:11:23 AM |
| djs81 | $25.00 | $25.00 | 10/16/2009 12:09:20 PM |
| Brainworm | $25.00 | $25.00 | 10/16/2009 1:15:35 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:16:17 PM |
| gain-butterfly | $25.00 | $25.00 | 10/16/2009 2:57:10 PM |
| Medic05 | $25.00 | $25.00 | 10/16/2009 3:33:19 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/16/2009 7:11:13 PM |
| Lender0010 | $25.00 | $25.00 | 10/16/2009 7:16:45 PM |
| j2ee | $25.00 | $25.00 | 10/16/2009 8:41:22 PM |
| JJS180 | $25.00 | $25.00 | 10/16/2009 4:46:28 PM |
| noble-revenue | $29.97 | $29.97 | 10/17/2009 6:01:13 AM |
| kelador | $25.00 | $25.00 | 10/16/2009 7:11:34 PM |
| KiwiElf | $30.00 | $30.00 | 10/17/2009 8:26:08 AM |
| kegs | $100.00 | $100.00 | 10/17/2009 5:53:15 PM |
| DadWarbucks | $25.00 | $25.00 | 10/17/2009 5:56:24 PM |
| tsui517 | $25.00 | $25.00 | 10/17/2009 9:27:21 PM |
| coolspeed | $25.00 | $25.00 | 10/18/2009 12:06:41 AM |
| elasermd | $50.00 | $50.00 | 10/17/2009 5:53:32 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/18/2009 9:19:15 AM |
| building_community | $25.00 | $25.00 | 10/17/2009 9:24:46 PM |
| CPAMAN | $25.00 | $25.00 | 10/18/2009 12:46:23 PM |
| Reinadog9 | $25.00 | $25.00 | 10/18/2009 5:39:35 AM |
| jcfunder | $25.00 | $25.00 | 10/18/2009 1:31:30 PM |
| all4beans | $25.00 | $25.00 | 10/18/2009 2:23:46 PM |
| coondog | $25.00 | $25.00 | 10/18/2009 2:34:26 PM |
| nytrnbow | $25.00 | $25.00 | 10/18/2009 7:16:13 AM |
| honorable-yield | $50.00 | $50.00 | 10/18/2009 7:46:17 AM |
| innocent-deal | $25.00 | $25.00 | 10/18/2009 6:11:42 PM |
| NDFIRTH | $50.00 | $50.00 | 10/18/2009 6:19:28 PM |
| Hexnut | $50.00 | $50.00 | 10/18/2009 12:46:21 PM |
| lawyerman | $50.00 | $50.00 | 10/18/2009 12:53:52 PM |
| Oakland | $50.00 | $50.00 | 10/18/2009 2:46:21 PM |
| testobsessed | $31.24 | $31.24 | 10/18/2009 10:01:37 PM |
| panegryst | $25.00 | $25.00 | 10/18/2009 5:11:27 PM |
| visionary-currency | $64.67 | $64.67 | 10/18/2009 6:19:30 PM |
| szetowski | $25.00 | $25.00 | 10/18/2009 9:56:40 PM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:42 AM |
| mizount | $25.00 | $25.00 | 10/19/2009 5:41:32 AM |
| aajwm | $50.00 | $50.00 | 10/19/2009 5:41:31 AM |
| BigEarHole | $25.00 | $25.00 | 10/19/2009 9:32:47 AM |
| sail120 | $25.00 | $25.00 | 10/19/2009 6:41:26 AM |
| kmprospeo | $25.00 | $25.00 | 10/19/2009 9:33:40 AM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 7:46:33 AM |
| bradny | $25.00 | $25.00 | 10/19/2009 8:01:44 AM |
| BiggestG | $25.00 | $25.00 | 10/19/2009 10:47:10 AM |
| reinforced-reward | $25.00 | $25.00 | 10/19/2009 8:56:49 AM |
| money-shaker | $25.00 | $25.00 | 10/19/2009 10:58:37 AM |
| kanewna | $50.00 | $50.00 | 10/19/2009 9:31:18 AM |
| supe11 | $25.00 | $25.00 | 10/19/2009 9:41:41 AM |
| jmvingeorgia | $25.00 | $25.00 | 10/19/2009 9:33:59 AM |
| maschinenbau | $25.00 | $25.00 | 10/19/2009 12:46:25 PM |
| HQLender06851 | $50.00 | $50.00 | 10/19/2009 12:14:03 PM |
| NATIVEBORN | $30.93 | $30.93 | 10/19/2009 1:27:27 PM |
| Avala | $25.00 | $25.00 | 10/19/2009 1:32:34 PM |
| Cherrypicker06 | $25.00 | $25.00 | 10/19/2009 1:51:14 PM |
| DeathScythe676 | $25.00 | $25.00 | 10/19/2009 3:32:47 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/19/2009 3:58:59 PM |
| jct_enterprises | $25.00 | $25.00 | 10/19/2009 3:59:18 PM |
| meux99 | $25.00 | $25.00 | 10/19/2009 3:32:46 PM |
| hayhelp | $25.00 | $25.00 | 10/19/2009 3:57:46 PM |
| MidnightBank | $25.00 | $25.00 | 10/19/2009 3:59:19 PM |
| TheColoradoDon | $25.00 | $25.00 | 10/19/2009 3:59:32 PM |
| a-harmonious-deal | $25.00 | $25.00 | 10/19/2009 4:33:49 PM |
| leftcoast52 | $25.00 | $25.00 | 10/19/2009 4:41:13 PM |
| chief_wo | $25.00 | $25.00 | 10/19/2009 4:41:31 PM |
| IP | $50.00 | $50.00 | 10/19/2009 4:25:36 PM |
| trade-watcher | $25.00 | $25.00 | 10/19/2009 5:11:17 PM |
| head | $25.00 | $25.00 | 10/19/2009 6:41:24 PM |
| TK4 | $25.00 | $25.00 | 10/19/2009 4:41:34 PM |
| SnE | $25.00 | $25.00 | 10/19/2009 6:32:09 PM |
| dpfl55 | $25.00 | $25.00 | 10/19/2009 9:56:35 PM |
| Sid-K | $49.80 | $49.80 | 10/19/2009 7:37:17 PM |
| cowboyskier | $34.33 | $34.33 | 10/20/2009 6:02:01 AM |
| oreyedoc | $25.00 | $25.00 | 10/20/2009 6:01:26 AM |
| mcabery | $25.00 | $25.00 | 10/20/2009 8:41:13 AM |
| jazz619 | $50.00 | $50.00 | 10/20/2009 6:07:08 AM |
| ctgscott | $25.00 | $25.00 | 10/20/2009 6:12:17 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 9:33:19 AM |
| MasterJin | $25.00 | $25.00 | 10/20/2009 7:47:33 AM |
| rmachi | $25.00 | $25.00 | 10/20/2009 9:26:48 AM |
| nala2821 | $25.00 | $25.00 | 10/20/2009 9:33:22 AM |
| pi31415 | $25.00 | $25.00 | 10/20/2009 10:16:13 AM |
| mlender | $25.00 | $25.00 | 10/20/2009 10:16:27 AM |
| papaman | $25.00 | $25.00 | 10/20/2009 9:42:16 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:31:59 AM |
| 8bitnintendo | $25.00 | $25.00 | 10/20/2009 9:32:17 AM |
| sajitp | $25.00 | $25.00 | 10/20/2009 10:20:04 AM |
| jgar_O | $30.00 | $30.00 | 10/20/2009 9:49:53 AM |
| MGOT-Ken | $25.00 | $25.00 | 10/20/2009 9:50:05 AM |
| help_each_other | $25.00 | $25.00 | 10/20/2009 9:35:20 AM |
| dollars4debts | $25.00 | $25.00 | 10/20/2009 10:20:52 AM |
| sensational-kindness | $25.00 | $25.00 | 10/20/2009 10:23:41 AM |
| return-twister | $25.00 | $25.00 | 10/20/2009 10:25:06 AM |
| ADenny | $25.00 | $25.00 | 10/20/2009 9:50:19 AM |
| easylender | $25.00 | $25.00 | 10/20/2009 10:16:01 AM |
| FASTIZIO_P | $33.33 | $33.33 | 10/20/2009 10:16:58 AM |
| BankOfFrankFairness | $50.00 | $50.00 | 10/20/2009 10:17:03 AM |
| Sofar | $25.00 | $25.00 | 10/20/2009 10:18:12 AM |
| Barbaro | $25.00 | $25.00 | 10/20/2009 10:20:54 AM |
| SkiNZ | $25.00 | $25.00 | 10/20/2009 10:16:02 AM |
| friendlyviking | $25.00 | $25.00 | 10/20/2009 10:16:11 AM |
| jt88 | $25.00 | $25.00 | 10/20/2009 10:16:23 AM |
| Captain88 | $25.00 | $25.00 | 10/20/2009 10:16:24 AM |
| bayareainv | $44.96 | $44.96 | 10/20/2009 10:16:26 AM |
| Viamin | $25.00 | $25.00 | 10/20/2009 10:17:12 AM |
| RadCad1 | $50.00 | $50.00 | 10/20/2009 10:18:51 AM |
| bugleusmc | $30.00 | $30.00 | 10/20/2009 10:26:11 AM |
| Dad2SandJ | $50.00 | $50.00 | 10/20/2009 10:27:02 AM |
| Credit2Prosper | $46.61 | $46.61 | 10/20/2009 10:36:59 AM |
| monstersdad | $50.00 | $50.00 | 10/20/2009 10:23:51 AM |
| shrewd-income | $303.27 | $303.27 | 10/20/2009 10:26:23 AM |
| lendinstuff | $25.00 | $25.00 | 10/20/2009 11:29:17 AM |
| AJSinvest | $25.00 | $25.00 | 10/20/2009 10:37:20 AM |
| 108lender | $100.00 | $100.00 | 10/20/2009 12:27:32 PM |
| Trondheim_Norway | $250.00 | $250.00 | 10/20/2009 11:28:40 AM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 3:41:30 PM |
| merlin981 | $50.00 | $50.00 | 10/20/2009 4:44:54 PM |
| AVS | $25.00 | $25.00 | 10/20/2009 4:44:28 PM |
| Spring342 | $25.00 | $25.00 | 10/20/2009 4:46:40 PM |
| NYWA | $25.00 | $25.00 | 10/20/2009 5:02:36 PM |
| thesupplier | $25.00 | $25.00 | 10/20/2009 5:02:40 PM |
| teejay411 | $32.15 | $32.15 | 10/20/2009 5:02:52 PM |
| gdbanks | $25.00 | $25.00 | 10/20/2009 5:02:58 PM |
| philipandc | $25.00 | $25.00 | 10/20/2009 5:03:02 PM |
| grallu | $50.00 | $50.00 | 10/20/2009 5:03:25 PM |
| durable-trade | $25.00 | $25.00 | 10/20/2009 5:01:44 PM |
| Cleon | $25.00 | $25.00 | 10/20/2009 5:03:41 PM |
| LTR | $25.00 | $25.00 | 10/20/2009 5:01:46 PM |
| tasmsrax | $26.84 | $26.84 | 10/20/2009 5:04:03 PM |
| anakinsolo | $25.00 | $25.00 | 10/20/2009 5:04:09 PM |
| janderz990 | $25.00 | $25.00 | 10/20/2009 5:02:38 PM |
| keydet99 | $25.00 | $25.00 | 10/20/2009 5:04:19 PM |
| zyztemboy | $25.00 | $25.00 | 10/20/2009 5:02:43 PM |
| newfoundation | $25.00 | $25.00 | 10/20/2009 5:04:24 PM |
| BrianRK | $25.00 | $25.00 | 10/20/2009 5:02:47 PM |
| Marathoner | $25.00 | $25.00 | 10/20/2009 5:04:32 PM |
| secret-santa | $25.00 | $25.00 | 10/20/2009 5:02:51 PM |
| wrchism | $48.14 | $48.14 | 10/20/2009 5:02:57 PM |
| Sigonio | $25.00 | $25.00 | 10/20/2009 5:04:43 PM |
| spname | $25.00 | $25.00 | 10/20/2009 5:03:11 PM |
| Scott0007 | $25.00 | $25.00 | 10/20/2009 5:03:53 PM |
| tuneman1980 | $25.00 | $25.00 | 10/20/2009 5:02:16 PM |
| NJNY | $25.00 | $25.00 | 10/20/2009 5:04:13 PM |
| tonomud | $25.00 | $25.00 | 10/20/2009 5:02:27 PM |
| Aleut | $25.00 | $25.00 | 10/20/2009 5:04:21 PM |
| bankofsam | $25.00 | $25.00 | 10/20/2009 5:04:25 PM |
| diverse2 | $30.00 | $30.00 | 10/20/2009 5:02:37 PM |
| rose88 | $25.00 | $25.00 | 10/20/2009 5:04:31 PM |
| mattphil | $25.00 | $25.00 | 10/20/2009 5:02:42 PM |
| BludAx | $25.00 | $25.00 | 10/20/2009 5:04:40 PM |
| Namrok | $25.00 | $25.00 | 10/20/2009 5:02:45 PM |
| engaging-worth | $30.00 | $30.00 | 10/20/2009 5:02:53 PM |
| Boxhead | $25.00 | $25.00 | 10/20/2009 5:02:59 PM |
| gm93001 | $25.00 | $25.00 | 10/20/2009 5:03:10 PM |
| nicklds | $25.00 | $25.00 | 10/20/2009 5:03:23 PM |
| jasperpants | $25.00 | $25.00 | 10/20/2009 5:06:31 PM |
| CoolHelp | $25.00 | $25.00 | 10/20/2009 5:06:54 PM |
| guybyny | $25.00 | $25.00 | 10/20/2009 5:03:42 PM |
| skywalkerR5 | $25.00 | $25.00 | 10/20/2009 5:07:00 PM |
| synergy4all | $25.00 | $25.00 | 10/20/2009 5:03:49 PM |
| moneyman06 | $25.00 | $25.00 | 10/20/2009 5:03:55 PM |
| outwish | $25.00 | $25.00 | 10/20/2009 5:03:59 PM |
| paddatjie | $25.00 | $25.00 | 10/20/2009 5:04:15 PM |
| soroxy | $25.00 | $25.00 | 10/20/2009 5:04:20 PM |
| mjcjmm4407 | $25.00 | $25.00 | 10/20/2009 5:04:25 PM |
| ocv | $25.00 | $25.00 | 10/20/2009 5:06:36 PM |
| mikeleib | $25.00 | $25.00 | 10/20/2009 5:04:41 PM |
| MasterKey | $25.00 | $25.00 | 10/20/2009 5:06:48 PM |
| PalmTreeIsland | $90.51 | $90.51 | 10/20/2009 5:06:22 PM |
| chilichese | $25.00 | $25.00 | 10/20/2009 5:06:35 PM |
| Masterful1 | $25.00 | $25.00 | 10/20/2009 5:06:58 PM |
| eureka117 | $25.00 | $25.00 | 10/20/2009 5:21:58 PM |
| Casman8815 | $25.00 | $25.00 | 10/20/2009 8:12:50 PM |
| shivering | $25.00 | $25.00 | 10/20/2009 6:36:10 PM |
| triumphant-commitment | $25.00 | $25.00 | 10/20/2009 7:35:21 PM |
| ptjg | $63.00 | $63.00 | 10/20/2009 9:08:00 PM |
| summrs1 | $25.00 | $18.42 | 10/20/2009 9:16:01 PM |
| gauss02 | $25.00 | $25.00 | 10/20/2009 10:38:38 PM |
| slowpig | $50.00 | $50.00 | 10/20/2009 10:46:01 PM |
| opmjdv | $25.00 | $25.00 | 10/21/2009 3:28:03 AM |
| DMark69 | $25.00 | $25.00 | 10/21/2009 7:33:15 AM |
| dbanwart | $100.00 | $100.00 | 10/21/2009 7:34:57 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 7:40:09 AM |
| likeable-value | $25.00 | $25.00 | 10/21/2009 9:33:02 AM |
| trident9 | $50.00 | $50.00 | 10/21/2009 9:33:09 AM |
| ganoman21 | $25.00 | $25.00 | 10/21/2009 9:33:24 AM |
| crdcteng | $50.00 | $50.00 | 10/21/2009 6:53:42 AM |
| neighborly-hope6 | $100.00 | $100.00 | 10/21/2009 9:33:14 AM |
| buffalobills | $25.00 | $25.00 | 10/21/2009 8:13:30 AM |
| lawyervon | $25.00 | $25.00 | 10/21/2009 8:26:28 AM |
| fireupthegrill | $25.00 | $25.00 | 10/21/2009 10:17:50 AM |
| whiteshadow | $25.00 | $25.00 | 10/21/2009 10:17:59 AM |
| cyonamine | $25.00 | $25.00 | 10/21/2009 10:48:56 AM |
| celkram | $25.00 | $25.00 | 10/21/2009 9:33:41 AM |
| divedude | $25.00 | $25.00 | 10/21/2009 9:33:54 AM |
| intelligent-nickel | $25.00 | $25.00 | 10/21/2009 9:44:30 AM |
| rupee-lion | $100.00 | $100.00 | 10/21/2009 11:49:23 AM |
| pipopirate | $25.00 | $25.00 | 10/21/2009 10:23:52 AM |
| notlicehead | $30.14 | $30.14 | 10/21/2009 12:03:27 PM |
| js60l | $25.00 | $25.00 | 10/21/2009 1:28:05 PM |
| kindness-jedi | $100.00 | $100.00 | 10/21/2009 1:29:17 PM |
| gentle-gold | $25.00 | $25.00 | 10/21/2009 12:04:52 PM |
| RedCentre | $76.20 | $76.20 | 10/21/2009 2:11:45 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:37:14 PM |
| fair_rates | $25.00 | $25.00 | 10/21/2009 2:42:51 PM |
| allloans4me | $50.00 | $50.00 | 10/21/2009 3:14:55 PM |
| whitegold24k | $1,000.00 | $1,000.00 | 10/21/2009 3:28:20 PM |
| gm93001 | $1,000.00 | $1,000.00 | 10/21/2009 3:14:26 PM |
| SpectrumCapital | $25.00 | $25.00 | 10/21/2009 3:30:28 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/21/2009 3:54:21 PM |
| cash-daisy | $40.00 | $40.00 | 10/21/2009 4:03:52 PM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 4:08:55 PM |
| abidos | $25.00 | $25.00 | 10/14/2009 4:16:47 PM |
| personal-lender | $25.00 | $25.00 | 10/14/2009 4:16:54 PM |
| sas19 | $25.00 | $25.00 | 10/14/2009 4:17:24 PM |
| compoundinterest | $50.00 | $50.00 | 10/14/2009 4:17:47 PM |
| thedreamer | $25.00 | $25.00 | 10/14/2009 4:18:03 PM |
| kinetic-diversification | $28.01 | $28.01 | 10/14/2009 4:17:27 PM |
| inventive-funds | $25.00 | $25.00 | 10/14/2009 4:17:40 PM |
| BlindProphet | $25.00 | $25.00 | 10/14/2009 4:17:43 PM |
| CallMeBen | $25.00 | $25.00 | 10/14/2009 4:16:43 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/14/2009 4:18:52 PM |
| zone6 | $75.00 | $75.00 | 10/14/2009 4:19:44 PM |
| Weaverville | $25.00 | $25.00 | 10/14/2009 4:17:07 PM |
| dr-dollar | $25.00 | $25.00 | 10/14/2009 4:20:10 PM |
| credit-investor5 | $50.00 | $50.00 | 10/14/2009 4:19:26 PM |
| kid8549 | $25.00 | $25.00 | 10/14/2009 4:18:01 PM |
| uncleegg | $25.00 | $25.00 | 10/14/2009 4:20:05 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/14/2009 4:18:11 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/14/2009 4:18:14 PM |
| supersarah61 | $25.00 | $25.00 | 10/14/2009 4:22:14 PM |
| kenji4861 | $50.00 | $50.00 | 10/14/2009 4:22:27 PM |
| VBAces | $75.00 | $75.00 | 10/14/2009 4:22:42 PM |
| FlexFunding | $100.00 | $100.00 | 10/14/2009 4:22:47 PM |
| GatorBait | $50.00 | $50.00 | 10/14/2009 4:23:09 PM |
| Tai | $25.00 | $25.00 | 10/14/2009 4:23:14 PM |
| KailuaLender | $25.00 | $25.00 | 10/14/2009 4:22:30 PM |
| Patrician | $50.00 | $50.00 | 10/14/2009 4:20:02 PM |
| thegreatone | $50.00 | $50.00 | 10/14/2009 4:23:49 PM |
| lean-velocity | $25.00 | $25.00 | 10/14/2009 4:23:58 PM |
| bdpres1 | $25.00 | $25.00 | 10/14/2009 4:23:34 PM |
| wacko82 | $25.00 | $25.00 | 10/14/2009 4:23:54 PM |
| SNH | $50.00 | $50.00 | 10/14/2009 4:24:50 PM |
| rjleves | $25.00 | $25.00 | 10/14/2009 4:24:34 PM |
| L-vex | $25.00 | $25.00 | 10/14/2009 4:25:47 PM |
| selector568 | $100.00 | $100.00 | 10/14/2009 4:26:05 PM |
| flwah | $25.00 | $25.00 | 10/14/2009 4:26:13 PM |
| One1putt | $25.00 | $25.00 | 10/14/2009 4:26:39 PM |
| GElender | $50.00 | $50.00 | 10/14/2009 4:23:27 PM |
| agwosdof | $50.00 | $50.00 | 10/14/2009 4:23:29 PM |
| GeoLender | $50.00 | $50.00 | 10/14/2009 4:32:34 PM |
| AF-Chief | $35.00 | $35.00 | 10/14/2009 4:24:19 PM |
| WHEREISTHEMOON | $25.00 | $25.00 | 10/14/2009 4:25:30 PM |
| BoutYeBank | $25.00 | $25.00 | 10/14/2009 4:25:37 PM |
| a-responsible-return | $25.00 | $25.00 | 10/14/2009 4:26:22 PM |
| JustMee | $25.00 | $25.00 | 10/14/2009 4:53:02 PM |
| nzlxjwek | $25.00 | $25.00 | 10/14/2009 5:39:21 PM |
| fortytwo | $127.00 | $127.00 | 10/14/2009 4:26:36 PM |
| Sixmil | $25.00 | $25.00 | 10/14/2009 4:30:28 PM |
| ATOHokie | $25.00 | $25.00 | 10/14/2009 4:33:35 PM |
| InvestorPartners | $25.00 | $25.00 | 10/14/2009 5:44:39 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/14/2009 5:42:36 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/14/2009 5:44:32 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/14/2009 6:21:50 PM |
| otter | $25.00 | $25.00 | 10/15/2009 6:40:06 AM |
| figs4u2 | $25.00 | $25.00 | 10/15/2009 4:13:09 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/14/2009 11:08:10 PM |
| mikeandcat | $50.00 | $50.00 | 10/15/2009 7:30:58 AM |
| Carnth | $25.00 | $25.00 | 10/15/2009 7:33:08 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/15/2009 8:58:39 AM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 9:33:25 AM |
| slowpig | $34.49 | $34.49 | 10/15/2009 10:02:26 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/15/2009 10:17:34 AM |
| YogaDude34 | $40.04 | $40.04 | 10/15/2009 10:41:55 AM |
| beakerfish | $40.02 | $40.02 | 10/15/2009 12:53:52 PM |
| preciousjeni | $50.00 | $50.00 | 10/15/2009 3:03:22 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/15/2009 5:04:07 PM |
| degster | $25.00 | $25.00 | 10/15/2009 5:53:46 PM |
| bokonon | $25.00 | $25.00 | 10/15/2009 6:48:16 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/16/2009 7:23:33 AM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:18 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/16/2009 9:31:33 AM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 8:42:34 AM |
| MGS | $25.00 | $25.00 | 10/16/2009 11:58:40 AM |
| Katburg | $25.00 | $25.00 | 10/16/2009 1:01:34 PM |
| dirkjan | $25.00 | $25.00 | 10/16/2009 1:01:46 PM |
| Brown98 | $25.00 | $25.00 | 10/16/2009 10:09:28 AM |
| chief219 | $25.00 | $25.00 | 10/16/2009 11:41:40 AM |
| wdove511 | $25.00 | $25.00 | 10/16/2009 11:42:29 AM |
| puyanera | $25.00 | $25.00 | 10/16/2009 12:24:03 PM |
| Gibbyland | $51.91 | $51.91 | 10/16/2009 1:15:52 PM |
| lloyd_s | $25.00 | $25.00 | 10/16/2009 3:26:42 PM |
| YogaDude34 | $100.00 | $100.00 | 10/16/2009 1:16:30 PM |
| Jassi | $25.00 | $25.00 | 10/16/2009 3:32:52 PM |
| moneyfriend | $50.00 | $50.00 | 10/16/2009 2:31:39 PM |
| ytjameslee | $50.00 | $50.00 | 10/16/2009 3:23:43 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:39:46 PM |
| cingular | $25.00 | $25.00 | 10/16/2009 6:21:35 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/17/2009 6:38:13 AM |
| szetheli | $50.00 | $50.00 | 10/16/2009 10:26:10 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/16/2009 10:46:09 PM |
| mlbox3k | $25.00 | $25.00 | 10/16/2009 11:21:23 PM |
| HunterSix | $25.00 | $25.00 | 10/17/2009 6:46:32 AM |
| BayShell | $35.50 | $35.50 | 10/17/2009 8:26:10 AM |
| andyb9 | $25.00 | $25.00 | 10/17/2009 8:41:38 PM |
| Aristophil | $100.00 | $100.00 | 10/17/2009 3:06:52 PM |
| kindness-saver | $25.00 | $25.00 | 10/17/2009 3:07:52 PM |
| credit-coach118 | $35.00 | $35.00 | 10/17/2009 5:53:16 PM |
| neenerman | $25.00 | $25.00 | 10/17/2009 5:53:25 PM |
| crenen139 | $25.00 | $25.00 | 10/17/2009 5:53:41 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/17/2009 5:53:45 PM |
| superchicken | $25.00 | $25.00 | 10/17/2009 5:53:30 PM |
| Mowine4me | $40.00 | $40.00 | 10/17/2009 6:19:57 PM |
| 13nd3r | $25.00 | $25.00 | 10/18/2009 9:52:47 AM |
| dansarkis | $25.00 | $25.00 | 10/18/2009 4:01:50 AM |
| rdextra | $25.00 | $25.00 | 10/18/2009 5:46:19 AM |
| Georgia_Boy | $25.00 | $25.00 | 10/18/2009 11:04:31 AM |
| awwaww | $25.00 | $25.00 | 10/18/2009 11:54:03 AM |
| don8ter | $25.00 | $25.00 | 10/18/2009 1:36:50 PM |
| adir1 | $25.00 | $25.00 | 10/18/2009 9:16:09 PM |
| RedCentre | $125.25 | $125.25 | 10/18/2009 1:42:05 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 1:21:29 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/19/2009 3:21:53 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/18/2009 6:06:00 PM |
| pawsitive | $25.00 | $25.00 | 10/19/2009 5:41:30 AM |
| thryn | $25.00 | $25.00 | 10/19/2009 6:04:32 AM |
| understanding-integrity4 | $50.00 | $50.00 | 10/18/2009 6:37:04 PM |
| brw | $25.00 | $25.00 | 10/18/2009 8:26:26 PM |
| Hondo | $25.00 | $25.00 | 10/19/2009 7:46:20 AM |
| Veggie_Monkey | $25.00 | $25.00 | 10/19/2009 9:32:01 AM |
| Aeroman32 | $25.00 | $25.00 | 10/19/2009 9:32:29 AM |
| Kelor99 | $25.00 | $25.00 | 10/19/2009 9:33:50 AM |
| ChicoBob | $39.95 | $39.95 | 10/19/2009 8:25:01 AM |
| lowrate | $25.00 | $25.00 | 10/19/2009 10:41:30 AM |
| mister_waffle | $25.00 | $25.00 | 10/19/2009 8:51:12 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:21:53 AM |
| BACKJUDGE | $25.00 | $25.00 | 10/19/2009 9:32:39 AM |
| longisland47m | $25.00 | $25.00 | 10/19/2009 9:33:07 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/19/2009 9:33:29 AM |
| icefish | $28.60 | $28.60 | 10/19/2009 9:37:25 AM |
| rlrcstr | $25.00 | $25.00 | 10/19/2009 9:37:38 AM |
| mathprof | $25.00 | $25.00 | 10/19/2009 11:52:57 AM |
| Hola_James | $25.00 | $25.00 | 10/19/2009 10:33:01 AM |
| kenyonhillbilly | $25.00 | $25.00 | 10/19/2009 10:11:18 AM |
| kayakg | $25.00 | $25.00 | 10/19/2009 12:37:20 PM |
| fsa3 | $25.00 | $25.00 | 10/19/2009 11:02:18 AM |
| FCI | $25.00 | $25.00 | 10/19/2009 12:01:17 PM |
| zeelender | $25.00 | $25.00 | 10/19/2009 3:59:43 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 2:11:56 PM |
| discrete-asset | $25.00 | $25.00 | 10/19/2009 3:58:54 PM |
| wbahl | $25.00 | $25.00 | 10/19/2009 3:59:08 PM |
| All_Wins | $25.00 | $25.00 | 10/19/2009 4:34:07 PM |
| SASBANK | $25.00 | $25.00 | 10/19/2009 4:38:00 PM |
| peace-cadence | $25.00 | $25.00 | 10/19/2009 5:21:22 PM |
| jeffc92 | $50.00 | $50.00 | 10/19/2009 4:33:46 PM |
| Patter256 | $25.00 | $25.00 | 10/19/2009 4:34:18 PM |
| tuffshorty | $50.00 | $50.00 | 10/19/2009 4:41:30 PM |
| suave-dollar | $30.92 | $30.92 | 10/19/2009 4:47:16 PM |
| OLYVRC | $25.00 | $25.00 | 10/19/2009 5:27:23 PM |
| seattleslug | $30.00 | $30.00 | 10/19/2009 6:41:23 PM |
| vkorichkov | $25.00 | $25.00 | 10/19/2009 9:51:11 PM |
| elegant-bonus | $25.00 | $25.00 | 10/19/2009 7:16:12 PM |
| langdonx | $37.92 | $37.92 | 10/19/2009 8:06:10 PM |
| gogmagog | $46.62 | $46.62 | 10/19/2009 8:17:02 PM |
| MTLoans | $25.00 | $25.00 | 10/19/2009 9:31:43 PM |
| geekguy | $25.00 | $25.00 | 10/20/2009 5:41:15 AM |
| regahj99 | $25.00 | $25.00 | 10/20/2009 6:01:16 AM |
| vtr1000 | $25.51 | $25.51 | 10/20/2009 6:01:22 AM |
| Artist_Blue | $25.00 | $25.00 | 10/20/2009 8:41:20 AM |
| oaktown23 | $100.00 | $100.00 | 10/20/2009 6:24:24 AM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 9:53:40 AM |
| wormdc | $25.00 | $25.00 | 10/20/2009 10:13:21 AM |
| Mark-O-Polo | $25.00 | $25.00 | 10/20/2009 10:16:09 AM |
| RJN | $25.00 | $25.00 | 10/20/2009 10:17:02 AM |
| SouthCoast | $25.00 | $25.00 | 10/20/2009 10:17:21 AM |
| buckeye55 | $25.00 | $25.00 | 10/20/2009 9:32:20 AM |
| financelover | $50.00 | $50.00 | 10/20/2009 9:49:55 AM |
| phaded | $25.00 | $25.00 | 10/20/2009 10:22:45 AM |
| Kame | $25.00 | $25.00 | 10/20/2009 9:49:52 AM |
| sh71 | $25.00 | $25.00 | 10/20/2009 10:13:40 AM |
| greeninspirit | $25.00 | $25.00 | 10/20/2009 10:14:10 AM |
| fiscal65 | $25.00 | $25.00 | 10/20/2009 10:14:18 AM |
| GenerousGentleMan | $50.00 | $50.00 | 10/20/2009 10:15:35 AM |
| Norcal | $50.00 | $50.00 | 10/20/2009 10:15:42 AM |
| JoeMB | $25.00 | $25.00 | 10/20/2009 10:16:00 AM |
| stensonb | $25.00 | $25.00 | 10/20/2009 10:16:05 AM |
| ricebin | $25.00 | $25.00 | 10/20/2009 10:16:53 AM |
| mamayama | $25.00 | $25.00 | 10/20/2009 9:58:46 AM |
| labate | $25.00 | $25.00 | 10/20/2009 10:20:51 AM |
| vegibenz | $51.61 | $51.61 | 10/20/2009 10:13:23 AM |
| dumbass | $25.00 | $25.00 | 10/20/2009 10:15:45 AM |
| interest-exec9 | $25.00 | $25.00 | 10/20/2009 10:16:07 AM |
| flexiboy35 | $25.00 | $25.00 | 10/20/2009 10:16:21 AM |
| boogaboogabooga | $25.00 | $25.00 | 10/20/2009 10:16:25 AM |
| totoro | $25.00 | $25.00 | 10/20/2009 10:16:36 AM |
| pythia | $25.00 | $25.00 | 10/20/2009 10:24:27 AM |
| Eagledrop | $25.00 | $25.00 | 10/20/2009 10:16:51 AM |
| Futurero | $25.00 | $25.00 | 10/20/2009 10:20:45 AM |
| Zoomie | $25.00 | $25.00 | 10/20/2009 10:23:18 AM |
| KeepOnRunning | $37.68 | $37.68 | 10/20/2009 10:24:56 AM |
| caseattle | $25.00 | $25.00 | 10/20/2009 12:29:33 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 11:18:20 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/20/2009 10:35:41 AM |
| JTHarris | $100.00 | $100.00 | 10/20/2009 1:06:21 PM |
| kalex752 | $27.94 | $27.94 | 10/20/2009 11:03:54 AM |
| dionysus03 | $25.00 | $25.00 | 10/20/2009 2:58:41 PM |
| SS123 | $25.00 | $25.00 | 10/20/2009 4:44:41 PM |
| irishcocacola | $25.00 | $25.00 | 10/20/2009 4:44:27 PM |
| benroo | $25.00 | $25.00 | 10/20/2009 5:00:13 PM |
| Strato | $25.00 | $25.00 | 10/20/2009 5:01:06 PM |
| Iwantahelp | $25.00 | $25.00 | 10/20/2009 5:02:29 PM |
| trucklawyer | $25.00 | $25.00 | 10/20/2009 5:02:34 PM |
| nhm | $25.00 | $25.00 | 10/20/2009 4:58:35 PM |
| Aethelwolf | $25.00 | $25.00 | 10/20/2009 5:02:44 PM |
| miked8303 | $25.00 | $25.00 | 10/20/2009 5:02:55 PM |
| pseudokris | $25.00 | $25.00 | 10/20/2009 5:03:00 PM |
| BaltimoreLender | $25.00 | $25.00 | 10/20/2009 5:03:03 PM |
| bradwill | $30.35 | $30.35 | 10/20/2009 5:03:52 PM |
| Landselott | $25.00 | $25.00 | 10/20/2009 5:02:28 PM |
| conceptpi | $50.00 | $50.00 | 10/20/2009 5:02:35 PM |
| keyfig | $25.67 | $25.67 | 10/20/2009 5:04:14 PM |
| cny_loans | $25.00 | $25.00 | 10/20/2009 5:04:22 PM |
| BSr | $25.00 | $25.00 | 10/20/2009 5:04:26 PM |
| BOBCH | $25.00 | $25.00 | 10/20/2009 5:02:54 PM |
| Emgolda | $25.00 | $25.00 | 10/20/2009 5:04:40 PM |
| naniamo | $25.00 | $25.00 | 10/20/2009 5:03:00 PM |
| Railbird | $25.00 | $25.00 | 10/20/2009 5:03:07 PM |
| availableloan | $25.00 | $25.00 | 10/20/2009 5:04:54 PM |
| Phillip298 | $25.00 | $25.00 | 10/20/2009 5:03:24 PM |
| social-comet7 | $25.00 | $25.00 | 10/20/2009 5:03:38 PM |
| ILfarmboy | $44.77 | $44.77 | 10/20/2009 5:03:57 PM |
| randomguy100 | $25.00 | $25.00 | 10/20/2009 5:04:05 PM |
| rmsyvt | $25.00 | $25.00 | 10/20/2009 5:04:15 PM |
| think-become | $25.00 | $25.00 | 10/20/2009 5:04:18 PM |
| jwood3030 | $25.00 | $25.00 | 10/20/2009 5:04:23 PM |
| BlindSquirrel | $25.00 | $25.00 | 10/20/2009 5:02:40 PM |
| decisive-capital | $100.00 | $100.00 | 10/20/2009 5:02:45 PM |
| Downs108 | $30.00 | $30.00 | 10/20/2009 5:04:42 PM |
| TriSail | $25.00 | $25.00 | 10/20/2009 5:02:46 PM |
| ssgt95068 | $25.00 | $25.00 | 10/20/2009 5:04:45 PM |
| jchix | $25.00 | $25.00 | 10/20/2009 5:02:56 PM |
| johngaltline | $25.00 | $25.00 | 10/20/2009 5:03:09 PM |
| mnmcarve | $25.00 | $25.00 | 10/20/2009 5:06:56 PM |
| janus_god | $25.00 | $25.00 | 10/20/2009 5:06:00 PM |
| Nco | $25.00 | $25.00 | 10/20/2009 5:04:11 PM |
| BigLinCT | $50.00 | $50.00 | 10/20/2009 5:04:17 PM |
| justalender | $25.00 | $25.00 | 10/20/2009 5:04:22 PM |
| project07 | $25.00 | $25.00 | 10/20/2009 5:04:27 PM |
| mrfixit49 | $25.00 | $25.00 | 10/20/2009 5:04:29 PM |
| Darkjimson | $25.00 | $25.00 | 10/20/2009 5:04:37 PM |
| Debt2Freedom | $25.00 | $25.00 | 10/20/2009 5:06:46 PM |
| SourDoughSteve | $25.00 | $25.00 | 10/20/2009 5:04:44 PM |
| RSV | $25.00 | $25.00 | 10/20/2009 5:04:56 PM |
| AP2PLender | $25.00 | $25.00 | 10/20/2009 5:05:01 PM |
| minista | $25.00 | $25.00 | 10/20/2009 5:10:51 PM |
| nofreelunch | $25.00 | $25.00 | 10/20/2009 5:06:10 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/20/2009 5:10:55 PM |
| BklynLender | $25.00 | $25.00 | 10/20/2009 5:06:28 PM |
| Bearls | $25.00 | $25.00 | 10/20/2009 5:07:01 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/20/2009 7:22:03 PM |
| BuffetRocks | $100.00 | $100.00 | 10/20/2009 8:06:28 PM |
| JCMC | $25.00 | $25.00 | 10/20/2009 9:01:14 PM |
| rulender | $50.00 | $50.00 | 10/20/2009 8:57:45 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 11:12:07 PM |
| yield-quest | $25.00 | $25.00 | 10/20/2009 9:03:24 PM |
| FundMaker | $25.00 | $25.00 | 10/20/2009 10:48:17 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/21/2009 7:05:05 AM |
| Havnfun | $25.00 | $25.00 | 10/21/2009 8:01:27 AM |
| SKAGIT22 | $25.00 | $25.00 | 10/21/2009 8:43:37 AM |
| lostontheedge | $25.00 | $25.00 | 10/21/2009 8:23:44 AM |
| donmacprosper | $25.00 | $25.00 | 10/21/2009 9:33:23 AM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 9:33:39 AM |
| interest88 | $25.00 | $25.00 | 10/21/2009 10:54:13 AM |
| JTHarris | $200.00 | $200.00 | 10/21/2009 8:37:52 AM |
| h_corey | $25.00 | $25.00 | 10/21/2009 10:17:48 AM |
| ronkr | $27.83 | $27.83 | 10/21/2009 10:17:52 AM |
| gotyourgear | $25.00 | $25.00 | 10/21/2009 11:13:37 AM |
| smartie1 | $25.00 | $25.00 | 10/21/2009 10:48:50 AM |
| nerlands | $25.00 | $25.00 | 10/21/2009 10:57:49 AM |
| Veridic | $25.00 | $25.00 | 10/21/2009 9:33:46 AM |
| reefer | $26.16 | $26.16 | 10/21/2009 11:38:48 AM |
| virtualbank | $25.00 | $25.00 | 10/21/2009 11:47:57 AM |
| tatsuo20001 | $25.00 | $25.00 | 10/21/2009 11:13:46 AM |
| Breken6 | $25.00 | $25.00 | 10/21/2009 10:48:48 AM |
| deepventures | $25.00 | $25.00 | 10/21/2009 11:13:32 AM |
| Independenttools | $25.00 | $25.00 | 10/21/2009 11:13:51 AM |
| Loan_Stranger | $50.00 | $50.00 | 10/21/2009 1:56:00 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/21/2009 3:14:44 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/21/2009 3:20:54 PM |
| kjb1971 | $25.00 | $25.00 | 10/21/2009 1:05:50 PM |
| halfcr83 | $75.00 | $75.00 | 10/21/2009 3:45:54 PM |
| wwwUniversal | $25.00 | $25.00 | 10/21/2009 3:15:13 PM |
| sharp-credit | $1,000.00 | $1,000.00 | 10/21/2009 3:48:42 PM |
| jybank | $25.00 | $25.00 | 10/21/2009 3:51:59 PM |
| eclicknsave | $25.03 | $25.03 | 10/21/2009 3:49:22 PM |
| nv | $25.00 | $25.00 | 10/21/2009 2:37:51 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/21/2009 3:56:11 PM |
| benevolent-bonus | $25.00 | $25.00 | 10/21/2009 3:57:30 PM |
| 575 bids
|
Borrower Payment Dependent Notes Series
428667
This series of Notes was issued and sold upon the funding of the borrower loan #39124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 15.00% |
Starting borrower rate/APR:
| 16.00% / 18.18% |
Starting monthly payment:
| $175.79 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $175.79 |
| |
|
Auction yield range:
| 4.27% - 15.00% |
Estimated loss impact:
| 2.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $68,658 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 73% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| texteachnc |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation of two personal loans
Purpose of loan:
This loan will be used to?
consolidate two personal loans? - one from GE and one from MBNA - the payoff (as of Oct 14th) on the GE loan is $2600 and the payoff (as of Oct 12th) on the MBNA loan is $3400 - I am asking for a Prosper loan of $5000 to put with $1000 of my own money?to complete the payoff.? The payments on both loans total $720 a month.? I would love to be able to pay these two personal loans off and to obtain a lower monthly payment with a Prosper loan and then use the extra money to apply toward paying off other credit cards we have.?? We do have a large amount of credit card debt due to having financed my family's move from Texas to NC in 2007.?? I am getting this credit card debt paid down? but?this would be an excellent way to accelerate the payoff of the card debt.
I am a good candidate for this loan because?
I have a stable position managing a data center at my employee?s facility in North Carolina.??In addition, my wife is a school teacher in the local school system. ?Our situation is this ? I worked for a large computer company in SC for 22 years, then we moved to Texas so I could take a position with my current employer in 2000.???After seven years in Texas, we were looking to move back to the east coast to be closer to family and my?employer offered me a position of managing the data center in NC.??To do so however we?had to pay all our relocation expenses.??This was when we acquired our credit card debt.? In addition, we had to pay a year of ?out of state? tuition for our son to attend college in NC.??We are current on all our payments and have not been late ? however we do have a large amount of credit card debt we are have been working to pay down as fast as possible.??We maintain a budget, and push as much money as we possibly can towards our credit card debt.? However,?with a Prosper loan to pay off the two personal loans, and with a lower monthly payment, I could accelerate the payoff of the other debt.?Additional info -On our credit report are two public records -? My wife and I were residents of South Carolina & in 2000, we moved to Texas. In 2006, SC reviewed our state tax return for 2000 & determined we owed additional taxes. Being that we were no longer residents of SC, SC decided to immediately put a lien on property in SC that we own. After working the issue out with SC, we paid the taxes in full. I can provide documents (via email) that show the tax is paid in full. The records were the result of this tax action.
Monthly net income: $ 6000
Monthly expenses: $?3975
??Housing: $ 1300
??Insurance: $ 150
??Car expenses: $ none - our car?loans are paid off
??Utilities: $ 175
??Phone, cable, internet: $ 100
??Food, entertainment: $?300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1900
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Dollarhide | $25.00 | $25.00 | 10/15/2009 4:45:25 PM |
| flyinhawaiian | $50.00 | $50.00 | 10/15/2009 4:46:59 PM |
| JustMee | $25.00 | $25.00 | 10/15/2009 5:09:04 PM |
| tender-ore | $25.00 | $25.00 | 10/16/2009 6:31:04 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/16/2009 1:23:42 PM |
| Aristophil | $100.00 | $100.00 | 10/17/2009 2:59:35 PM |
| tender-ore | $25.00 | $25.00 | 10/18/2009 9:03:42 PM |
| cutter21 | $34.51 | $34.51 | 10/19/2009 10:10:02 AM |
| sshgfwb | $25.00 | $25.00 | 10/19/2009 11:59:31 AM |
| notyourdaddy | $25.00 | $25.00 | 10/19/2009 4:33:30 PM |
| Stavros | $30.00 | $30.00 | 10/19/2009 4:23:12 PM |
| silverloan | $50.00 | $50.00 | 10/19/2009 4:33:50 PM |
| Dustley | $25.00 | $25.00 | 10/19/2009 4:34:29 PM |
| IPG1 | $50.00 | $50.00 | 10/20/2009 6:12:24 AM |
| LoanerPrincipal | $50.00 | $50.00 | 10/19/2009 10:49:57 PM |
| shrewd-income | $100.00 | $100.00 | 10/20/2009 10:23:41 AM |
| reflective-rupee | $350.00 | $350.00 | 10/21/2009 9:43:52 AM |
| building_community | $50.00 | $50.00 | 10/21/2009 10:35:58 AM |
| goatman | $50.00 | $50.00 | 10/21/2009 3:44:45 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/21/2009 4:38:00 PM |
| GOPHERBOY | $25.00 | $25.00 | 10/21/2009 5:06:25 PM |
| durability-colonel | $50.00 | $50.00 | 10/21/2009 9:59:18 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/21/2009 10:04:08 PM |
| sparkling-contract7 | $100.00 | $100.00 | 10/22/2009 5:31:35 AM |
| reflective-rupee | $400.00 | $200.49 | 10/22/2009 9:35:26 AM |
| jonn834 | $25.00 | $25.00 | 10/22/2009 11:48:15 AM |
| LendingHelper | $50.00 | $50.00 | 10/22/2009 12:33:18 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/22/2009 12:20:44 PM |
| StrongMonty | $25.00 | $25.00 | 10/22/2009 1:37:19 PM |
| theaterguy | $25.00 | $25.00 | 10/22/2009 1:49:50 PM |
| love_what_you_do | $25.00 | $25.00 | 10/22/2009 2:03:40 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 4:02:08 PM |
| shrewd-income | $75.00 | $75.00 | 10/22/2009 2:43:57 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:26:43 PM |
| intelligent-yield | $25.00 | $25.00 | 10/22/2009 4:13:09 PM |
| ElbowToast | $25.00 | $25.00 | 10/22/2009 4:38:14 PM |
| mrxtravis | $25.00 | $25.00 | 10/15/2009 4:47:21 PM |
| mtnsofutah | $50.00 | $50.00 | 10/16/2009 12:18:36 AM |
| Num1Knicks | $25.00 | $25.00 | 10/17/2009 8:25:19 PM |
| puyanera | $25.00 | $25.00 | 10/19/2009 4:35:20 PM |
| hyperdrive7 | $25.00 | $25.00 | 10/21/2009 4:31:23 PM |
| durability-colonel | $50.00 | $50.00 | 10/21/2009 9:59:34 PM |
| reflective-rupee | $650.00 | $650.00 | 10/21/2009 8:23:00 PM |
| reflective-rupee | $500.00 | $500.00 | 10/21/2009 8:23:27 PM |
| blue-courageous-justice | $100.00 | $100.00 | 10/22/2009 5:34:21 AM |
| datongmama | $75.00 | $75.00 | 10/22/2009 5:07:06 AM |
| favorite-dollar | $25.00 | $25.00 | 10/22/2009 8:35:37 AM |
| market-doctor | $50.00 | $50.00 | 10/22/2009 9:17:59 AM |
| shrewd-income | $175.00 | $175.00 | 10/22/2009 9:43:35 AM |
| gelt4u | $25.00 | $25.00 | 10/22/2009 10:02:07 AM |
| Gobsek | $25.00 | $25.00 | 10/22/2009 10:14:42 AM |
| 1SteelerFan | $25.00 | $25.00 | 10/22/2009 10:59:21 AM |
| principal-mermaid | $25.00 | $25.00 | 10/22/2009 12:31:45 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 2:08:55 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/22/2009 2:42:02 PM |
| shrewd-income | $525.00 | $525.00 | 10/22/2009 12:53:52 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 3:31:55 PM |
| buphigam | $25.00 | $25.00 | 10/22/2009 4:13:29 PM |
| freedom3 | $460.00 | $460.00 | 10/22/2009 4:41:17 PM |
| shmily99 | $25.00 | $25.00 | 10/22/2009 4:42:20 PM |
| charb57 | $50.00 | $50.00 | 10/22/2009 4:35:04 PM |
| Engineer44 | $25.00 | $25.00 | 10/22/2009 4:36:16 PM |
| 62 bids
|
Borrower Payment Dependent Notes Series
428721
This series of Notes was issued and sold upon the funding of the borrower loan #39083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.76% |
Starting monthly payment:
| $49.76 |
|
Final lender yield:
| 8.94% |
Final borrower rate/APR:
| 9.94% / 13.17% |
Final monthly payment:
| $35.46 |
| |
|
Auction yield range:
| 4.27% - 34.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| TaxesForMuchLessInc |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Former Marine want to be ripped off
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I enjoy paying outrageous interest.? I could get a loan from a bank at 9% but it just seems like so much fun to pay 38% instead.? I am completely stupid so I won't know the difference.
Monthly net income: $ 1,680.00
Monthly expenses: $ 1,503.29
??Housing: $ 442.66
??Insurance: $ 100.00
??Gas expenses: $ 90.00
??Utilities: $ 180.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 350.00
??Credit cards and other loans: $ 160.63?
??Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Based on your description there is no reason for anyone to invest one cent to fund your loan, however its fully funded. PT Barnum your a genius. - jpblan11
A:
Just having a little fun.
(Oct-19-2009)
Q:
" I could get a loan from a bank at 9% but it just seems like so much fun to pay 38% instead."
Please explain this. Would like to help but this does not sound like you are very serious. - 3am-preacher
A:
I'm just having a little fun.
(Oct-19-2009)
Q:
so are you actually looking for a loan or are you having fun by tying up people's funds and wasting their time? - Hawkeyebank
A:
I expected nobody to bid on this loan. That is the God's honest truth. Two months ago I needed a loan but had a D rating. Nobody bid on my loan or ask me any questions. My character is the same. My credit history is the same. Why my rating changed from D to A can only be because I obtained a $3,000 line of credit from my bank recently. Otherwise this makes absolutely no sense to me. I expected people to laugh at my posting and move on to the next one.
(Oct-23-2009)
Q:
You know if you didn't have an 800 credit score; id tell you that you are a dum_ ___k. I'll certainly help fund your loan soldier. - JCPlending
A:
Thank you sir.
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/16/2009 4:38:06 PM |
| amit_gu | $50.00 | $50.00 | 10/16/2009 4:29:05 PM |
| hellasow | $25.00 | $25.00 | 10/16/2009 6:48:51 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 11:23:07 PM |
| zento | $25.00 | $25.00 | 10/17/2009 5:55:32 PM |
| herman7 | $25.00 | $25.00 | 10/18/2009 11:36:58 AM |
| building_community | $25.00 | $25.00 | 10/19/2009 10:36:44 AM |
| Alexander1776 | $25.00 | $25.00 | 10/21/2009 5:26:33 AM |
| worth-matador | $25.00 | $25.00 | 10/21/2009 8:51:24 PM |
| RIVERBEND | $25.00 | $25.00 | 10/22/2009 8:54:27 AM |
| marwadi-62 | $100.00 | $100.00 | 10/22/2009 5:33:32 PM |
| Cliffie83 | $100.00 | $100.00 | 10/22/2009 8:01:18 PM |
| e3oM | $50.00 | $50.00 | 10/23/2009 10:50:08 AM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 11:43:11 AM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:14:22 PM |
| hidavehi | $25.00 | $25.00 | 10/23/2009 2:46:46 PM |
| icon7 | $50.00 | $50.00 | 10/23/2009 2:31:35 PM |
| jayk63 | $25.00 | $25.00 | 10/23/2009 2:32:52 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:05:03 PM |
| bid-wonder | $25.00 | $25.00 | 10/16/2009 4:29:18 PM |
| Russh | $31.85 | $31.85 | 10/17/2009 3:25:38 PM |
| ujiba | $25.00 | $25.00 | 10/19/2009 4:32:30 PM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 8:27:50 PM |
| JCPlending | $25.00 | $25.00 | 10/22/2009 6:08:52 PM |
| Snoopylover | $25.00 | $25.00 | 10/23/2009 6:01:18 AM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:26:15 AM |
| JerryB96 | $25.00 | $25.00 | 10/23/2009 9:19:00 AM |
| Lender0307 | $25.00 | $25.00 | 10/23/2009 10:21:57 AM |
| LandE2BG | $50.00 | $50.00 | 10/23/2009 1:12:59 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 3:21:53 PM |
| kinetic-social | $25.00 | $18.15 | 10/23/2009 3:46:51 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
428785
This series of Notes was issued and sold upon the funding of the borrower loan #39137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $82.34 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $81.14 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1972 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 16
/
16 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,631 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| Simms |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 820-840
(Jun-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Purchasing a Pickup
Purpose of loan:
To purchase a very clean low mileage 1990 Ford XLT Lariat for our family use.?
My financial situation:
I am a good candidate for this loan because we recently paid off all of our credit cards and a Prosper loan for a used boat. I always paid on time and paid it off early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $65.00 | $65.00 | 10/15/2009 4:48:38 PM |
| kulender | $25.00 | $25.00 | 10/15/2009 4:52:49 PM |
| Weaverville | $25.00 | $25.00 | 10/15/2009 4:52:56 PM |
| personal-lender | $25.00 | $25.00 | 10/15/2009 4:52:52 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/15/2009 5:00:14 PM |
| bid-wonder | $25.00 | $25.00 | 10/15/2009 5:00:55 PM |
| community-gyration7 | $50.00 | $50.00 | 10/16/2009 10:26:18 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 11:22:02 PM |
| Photoman42 | $25.00 | $25.00 | 10/17/2009 2:38:17 PM |
| rdrloan | $25.00 | $25.00 | 10/19/2009 12:27:28 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/20/2009 10:27:57 AM |
| ChristopherHS | $25.00 | $25.00 | 10/20/2009 2:28:26 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:16:20 PM |
| beachbum22 | $25.00 | $25.00 | 10/20/2009 5:26:57 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 6:06:32 PM |
| festivecpl | $200.00 | $200.00 | 10/20/2009 8:04:45 PM |
| zielojo | $75.00 | $75.00 | 10/20/2009 9:24:12 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:36:16 PM |
| adhocboy | $25.00 | $25.00 | 10/20/2009 8:18:25 PM |
| NorthwestLoan1 | $30.00 | $30.00 | 10/21/2009 4:45:49 PM |
| SCD | $25.00 | $25.00 | 10/21/2009 7:59:44 PM |
| generous-deal6 | $50.00 | $50.00 | 10/21/2009 9:03:59 PM |
| stemper | $50.00 | $50.00 | 10/21/2009 6:46:05 PM |
| worth-matador | $25.00 | $25.00 | 10/21/2009 8:54:38 PM |
| exchange-grizzly | $25.00 | $25.00 | 10/22/2009 7:05:45 AM |
| dudebrah | $25.00 | $25.00 | 10/22/2009 1:27:32 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:27:24 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/22/2009 3:28:41 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/22/2009 2:57:48 PM |
| jpblan11 | $25.35 | $25.35 | 10/22/2009 4:42:10 PM |
| sardarji | $25.00 | $25.00 | 10/22/2009 4:12:59 PM |
| DonaldColorado | $25.00 | $25.00 | 10/15/2009 4:46:49 PM |
| baroo | $25.00 | $25.00 | 10/15/2009 4:48:57 PM |
| ClearLake | $25.00 | $25.00 | 10/15/2009 4:47:03 PM |
| DukSerduk | $25.00 | $25.00 | 10/15/2009 4:52:59 PM |
| windfall46 | $25.00 | $25.00 | 10/15/2009 4:49:58 PM |
| abidos | $25.00 | $25.00 | 10/15/2009 4:52:48 PM |
| bchen78875 | $50.00 | $1.28 | 10/15/2009 4:53:03 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:36:26 PM |
| junes08 | $50.00 | $50.00 | 10/15/2009 5:38:50 PM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:42:50 AM |
| albertoeba | $35.06 | $35.06 | 10/16/2009 1:39:52 PM |
| CASSHMAN | $50.00 | $50.00 | 10/16/2009 2:51:34 PM |
| batman12 | $200.00 | $200.00 | 10/17/2009 10:42:36 AM |
| farchoir | $25.00 | $25.00 | 10/17/2009 6:50:45 AM |
| suzanny | $25.00 | $25.00 | 10/17/2009 2:16:26 PM |
| Slimoro86 | $25.00 | $25.00 | 10/18/2009 9:07:51 AM |
| HOPPS | $25.00 | $25.00 | 10/18/2009 10:21:49 PM |
| ydm | $25.00 | $25.00 | 10/20/2009 12:54:24 PM |
| 4mydaughterseducation | $38.31 | $38.31 | 10/20/2009 6:14:59 PM |
| mark1017-31 | $150.00 | $150.00 | 10/20/2009 6:17:29 PM |
| ag-ventures | $25.00 | $25.00 | 10/21/2009 2:27:34 PM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:53:37 AM |
| soilchem | $25.00 | $25.00 | 10/22/2009 11:52:26 AM |
| amit_gu | $100.00 | $100.00 | 10/22/2009 1:24:00 PM |
| gotbyu | $50.00 | $50.00 | 10/22/2009 1:39:09 PM |
| loanasauras | $30.00 | $30.00 | 10/22/2009 4:05:42 PM |
| Rob717171 | $150.00 | $150.00 | 10/22/2009 3:33:56 PM |
| 58 bids
|
Borrower Payment Dependent Notes Series
429015
This series of Notes was issued and sold upon the funding of the borrower loan #39158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $98.81 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.46% |
Final monthly payment:
| $97.30 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $414 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| usc2001 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buy Servers for Business
Purpose of loan:
This loan will be used to?
buy 4 servers for my Internet business.? In addition to the income from my full-time job, I also have a part-time Internet business (which is not reflected in the income stated here).? The business uses servers to rent out servers to customers.? The customer service for the customers of the business is provided through an outsourcing company.
My financial situation:
I am a good candidate for this loan because?my business is profitable and can be managed with only a few hours of time per week.? I hope that once I have the servers online that I will be able to fund additional growth and potential acquisitions of competitors.? I have no revolving debt that is not paid in full every month.? I have over $50,000 in equity in my house, approximately $30,000 in a brokerage account, approximately $5,000 in a Roth IRA, and approximately $10,000 in a 401K.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 1:03:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/20/2009 11:15:58 PM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:09:17 AM |
| building_community | $50.00 | $50.00 | 10/22/2009 11:05:14 AM |
| SOP_Bank | $25.00 | $25.00 | 10/22/2009 3:46:33 PM |
| marwadi-62 | $300.00 | $300.00 | 10/22/2009 5:43:50 PM |
| macotra4 | $36.00 | $36.00 | 10/23/2009 4:39:42 PM |
| gilbrear | $25.00 | $25.00 | 10/23/2009 4:54:48 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/23/2009 7:12:28 PM |
| aurorafinancial | $50.00 | $50.00 | 10/24/2009 7:46:33 AM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:05:34 PM |
| autonomous-power | $50.00 | $50.00 | 10/24/2009 10:16:19 PM |
| bentonlending | $50.00 | $50.00 | 10/25/2009 9:23:36 AM |
| kristl | $50.00 | $50.00 | 10/25/2009 2:43:40 AM |
| LoanDMC | $50.00 | $50.00 | 10/25/2009 11:19:23 AM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:43:37 PM |
| techreseller | $50.00 | $50.00 | 10/26/2009 6:12:03 AM |
| organic-platinum | $25.00 | $25.00 | 10/26/2009 5:01:23 AM |
| MechEngLender | $25.00 | $25.00 | 10/25/2009 8:26:49 PM |
| thegreatone | $65.00 | $65.00 | 10/26/2009 7:41:45 AM |
| GBlack | $25.00 | $25.00 | 10/26/2009 9:32:30 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:00:21 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:32:20 AM |
| Gaelicman | $100.00 | $100.00 | 10/26/2009 10:34:30 AM |
| bid-wonder | $25.00 | $25.00 | 10/19/2009 1:29:27 PM |
| amit_gu | $25.00 | $25.00 | 10/20/2009 10:16:23 AM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:11:48 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:44:23 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:20:07 PM |
| SpotLending | $50.00 | $50.00 | 10/21/2009 8:14:06 PM |
| scott2004114 | $33.59 | $33.59 | 10/22/2009 3:07:40 PM |
| loanasauras | $25.00 | $25.00 | 10/22/2009 4:19:23 PM |
| phchristensen | $50.00 | $50.00 | 10/23/2009 1:43:48 AM |
| rjglender | $30.00 | $30.00 | 10/23/2009 10:08:19 AM |
| deepclear | $100.00 | $100.00 | 10/23/2009 8:58:24 AM |
| gopbernie | $50.00 | $50.00 | 10/23/2009 1:12:56 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:29:35 PM |
| special-money | $25.00 | $25.00 | 10/23/2009 2:56:20 PM |
| oldman1947 | $25.00 | $25.00 | 10/23/2009 3:42:55 PM |
| selo80 | $25.00 | $25.00 | 10/23/2009 6:48:06 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:03:44 PM |
| eker1170 | $50.00 | $50.00 | 10/23/2009 11:31:33 PM |
| datongmama | $25.00 | $25.00 | 10/24/2009 1:35:46 AM |
| MarvinE | $25.00 | $25.00 | 10/24/2009 8:15:32 AM |
| MoneyMaker249 | $50.00 | $35.22 | 10/24/2009 9:50:46 AM |
| Mack_Inv | $25.00 | $25.00 | 10/24/2009 8:49:11 AM |
| Richmp412 | $25.00 | $25.00 | 10/24/2009 8:23:43 AM |
| Bodyboard | $25.00 | $25.00 | 10/24/2009 1:27:25 PM |
| IUnkn0wn | $25.00 | $25.00 | 10/24/2009 3:10:33 PM |
| grvdgr01 | $44.00 | $44.00 | 10/24/2009 12:09:21 PM |
| power-expert | $25.00 | $25.00 | 10/24/2009 5:35:19 PM |
| worth-matador | $25.00 | $25.00 | 10/24/2009 1:35:01 PM |
| vigman777 | $25.00 | $25.00 | 10/24/2009 8:11:49 PM |
| dmitriy2 | $25.00 | $25.00 | 10/24/2009 10:16:22 PM |
| ritwik | $50.00 | $50.00 | 10/25/2009 7:32:48 AM |
| kinetic-social | $25.00 | $25.00 | 10/25/2009 8:09:14 AM |
| manugee | $50.00 | $50.00 | 10/25/2009 4:39:03 PM |
| velocity-winner | $25.00 | $25.00 | 10/25/2009 7:09:53 PM |
| the-repayment-treaty | $60.00 | $60.00 | 10/25/2009 8:37:11 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 4:55:55 PM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:33:02 AM |
| community-gyration7 | $50.00 | $50.00 | 10/26/2009 7:05:31 AM |
| publiux | $25.00 | $25.00 | 10/26/2009 9:47:32 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 7:20:19 AM |
| Schwamie | $37.65 | $37.65 | 10/26/2009 10:16:15 AM |
| just-trade | $25.00 | $25.00 | 10/26/2009 10:29:23 AM |
| jybank | $25.00 | $25.00 | 10/26/2009 9:53:19 AM |
| sorace | $50.00 | $50.00 | 10/26/2009 11:31:55 AM |
| jetblack | $33.54 | $33.54 | 10/26/2009 10:27:38 AM |
| socal-lender | $25.00 | $25.00 | 10/26/2009 12:38:55 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:22:02 PM |
| jimduism | $100.00 | $100.00 | 10/26/2009 12:28:37 PM |
| 72 bids
|
Borrower Payment Dependent Notes Series
429035
This series of Notes was issued and sold upon the funding of the borrower loan #39155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 24.96% |
Starting monthly payment:
| $37.75 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 16.63% |
Final monthly payment:
| $33.69 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 13
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,732 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 81% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| hard-working-integrity |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a credit card
Photo: That's me, my sister, and my mom on Mother's Day! :-)
Purpose of loan:
This loan will be used to pay off a credit card.
My financial situation:
I am a good candidate for this loan because I make a good living, and I'm very responsible. I manage my finances using Quicken, and I setup automatic payments so I never miss one.
Monthly net income: approx $3000 (after taxes)
Monthly expenses: $
??Housing: $640
??Insurance: $120
??Car expenses: $400
??Utilities: $130 summer, $80 winter
??Phone, cable, internet: $120
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $250
??Other expenses: $200-300 (gas, groceries, etc)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| dudebrah | $25.00 | $21.54 | 10/22/2009 1:32:16 PM |
| nickel-liberator | $150.00 | $150.00 | 10/25/2009 1:57:39 PM |
| fatboy888 | $25.00 | $25.00 | 10/26/2009 6:32:10 AM |
| Snoopylover | $25.00 | $25.00 | 10/26/2009 10:21:15 AM |
| jybank | $25.00 | $25.00 | 10/26/2009 10:01:46 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 9:21:44 AM |
| invincible-gain | $50.00 | $50.00 | 10/26/2009 10:57:27 AM |
| sorace | $50.00 | $50.00 | 10/26/2009 11:37:25 AM |
| farchoir | $25.00 | $25.00 | 10/26/2009 12:41:56 PM |
| bid-wonder | $25.00 | $25.00 | 10/19/2009 1:06:10 PM |
| realtormoises | $25.00 | $25.00 | 10/22/2009 9:30:55 PM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:09:02 PM |
| autonomous-power | $50.00 | $50.00 | 10/24/2009 10:19:53 PM |
| nashibaksi | $25.00 | $25.00 | 10/25/2009 7:03:06 PM |
| juxtapose | $25.00 | $25.00 | 10/25/2009 7:41:19 PM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 9:21:18 AM |
| Tikibarman | $101.85 | $101.85 | 10/26/2009 10:36:45 AM |
| KaChingInvestments | $26.61 | $26.61 | 10/26/2009 12:41:58 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 12:42:40 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/26/2009 12:44:44 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 10:52:49 AM |
| Sevron | $100.00 | $100.00 | 10/26/2009 12:38:27 PM |
| XayV03 | $50.00 | $50.00 | 10/26/2009 12:46:33 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/26/2009 12:48:27 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
429093
This series of Notes was issued and sold upon the funding of the borrower loan #39152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.56% |
Starting monthly payment:
| $72.38 |
|
Final lender yield:
| 22.00% |
Final borrower rate/APR:
| 23.00% / 25.38% |
Final monthly payment:
| $61.94 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.25% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 1.75% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $564 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| mom4x |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 83% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,700.00 | < mo. late:
| 1
( 17% )
| 600-620
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
2nd Prosper Loan, Speedy Repayment
I am a 31 year old single mom of 4 - 11, 9, 6 and 3. I have been providing childcare from home since Feb '05. I have 6 kids in care.??
I joined Prosper in ?08 (same credit?score & a D score?) to get ahead.? My first Prosper loan was paid back within 6 months.? Got ahead of my bills & in February I was able to pay the ER vet $1k to keep my parvo-infected puppy alive.
We?re renting & the Parvo destroyed the carpet. ?Parvo will stay in the carpet forever - may?be?how she contracted it.? Of the money I?m borrowing, $1450 pays for carpet the rest is for fees/1st payment. Since we have to replace the carpet anyway, I'd like to be able to use it after paying for it - we have been here since March, 2008 & intend to stay 'til July 2010 if not longer.??
Monthly net income: $ 2552.00 (incl. child support)
Monthly expenses: $ 1210 (not incl. CCs)
Rent: $ 650 (roommate pays $600 of total $1250 owed)
Renters & Car Insurance: $ 75
Power: $ 160
Cable & Internet & Cell: $ 190
Food, entertainment: $ 50 (we get food stamps - $50 possibility of eating out or an occasional movie)
MISC expenses $ 50
CCs & other loans: $ 564
Student Loan: $35??
That leaves about $1342/mo to pay back the loan. Will pay w/ automatic payment & pay?off March 1, 2010?or before.
Wanted a 10 day listing but can't figure out how...
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CoolPlexer | $25.00 | $25.00 | 10/24/2009 3:14:14 PM |
| credit-missile | $130.59 | $130.59 | 10/26/2009 6:59:44 AM |
| farchoir | $25.00 | $25.00 | 10/26/2009 7:40:51 AM |
| dudebrah | $25.00 | $23.17 | 10/26/2009 9:49:45 AM |
| power-expert | $25.00 | $25.00 | 10/26/2009 12:17:34 PM |
| wyogirllender | $25.00 | $25.00 | 10/26/2009 11:54:04 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:24:07 PM |
| marwadi-62 | $200.00 | $200.00 | 10/22/2009 5:39:40 PM |
| Firescreek | $25.00 | $25.00 | 10/24/2009 9:53:25 AM |
| plbquic | $25.00 | $25.00 | 10/24/2009 4:27:19 PM |
| jdtrip03 | $69.00 | $69.00 | 10/25/2009 6:00:04 PM |
| onecooldrink | $25.00 | $25.00 | 10/26/2009 8:17:28 AM |
| inspired-basis | $75.00 | $75.00 | 10/26/2009 8:59:22 AM |
| Rancid | $25.00 | $25.00 | 10/26/2009 8:54:06 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:05:55 AM |
| cold1 | $25.00 | $25.00 | 10/26/2009 8:20:57 AM |
| peb44 | $25.00 | $25.00 | 10/26/2009 10:59:27 AM |
| russm011 | $333.23 | $333.23 | 10/26/2009 9:48:56 AM |
| tigercat | $50.00 | $50.00 | 10/26/2009 11:52:48 AM |
| boodo | $214.57 | $214.57 | 10/26/2009 12:20:40 PM |
| sparkling-contract7 | $25.00 | $25.00 | 10/26/2009 12:41:22 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 12:37:39 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/26/2009 12:03:03 PM |
| credit-missile | $104.44 | $104.44 | 10/26/2009 12:37:36 PM |
| frugalinvestor20 | $25.00 | $25.00 | 10/26/2009 12:41:24 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
429215
This series of Notes was issued and sold upon the funding of the borrower loan #39153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.41% |
Starting monthly payment:
| $182.93 |
|
Final lender yield:
| 29.95% |
Final borrower rate/APR:
| 30.95% / 33.34% |
Final monthly payment:
| $180.49 |
| |
|
Auction yield range:
| 11.27% - 31.00% |
Estimated loss impact:
| 10.76% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 41 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,811 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| return-monster |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RELIST-PLEASE CONSIDER
Purpose of loan:
I originally wanted to tackle multiple projects at 1 time.? Though I have seen other listings that were fully funded & about the same score & rating as myself, I felt a relist with a lower loan amount might be more appealing to some lenders.? The carpet in my house was not terrible when I bought it, but had seen better days.? Up until last month, I had a tenant that had a dog, so getting new carpet at the time was not an option.? I?d like to redo the carpet in the house.? I?d also like to remove the carpet that is currently in the master bathroom & place tiling in it instead.
My financial situation:
I am a good candidate for this loan because I am in the military and will have a steady income for a minimum of the next 4 years.? I have been in the Marines for 11 years.??I own a home in North Carolina that I rent to co-workers, so I don?t spend too much on that, but I do contribute to those household bills.? I also own a hybrid car, so though gas prices have raised, I have saved some money there as well.
On more than 1 occasion last year, my bank accounts were frozen due to an error in the NYS Child Support system.? This error resulted in a payment for my mortgage being returned for insufficient funds.? The payment is on an automatic schedule from my bank & had already been submitted prior to the time the bank account was frozen.? I am also the cosigner on a vehicle loan for my daughter's mother.??She has?made all the payments, but has been late on a few.? Other than that, I have been consistent on paying my bills on time.?? As a result of these 2 incidents, my credit score has gone done a little bit.? Last year prior to these incidents, my credit score was a 713.? It has slowly but surely risen back up & currently at 665.? I am hoping that securing this loan will be a step towards fixing both my home & credit score.
Monthly net income: $ 3928
Rental: $1000
Military Pay and Allowances: $2928
Monthly expenses: $?2677
Housing: $852?
Car expenses: $ 675 (Car payment + $80 Gas)??
Utilities: $200?
Phone, cable, internet: $200????
Food, entertainment: $250??
Credit cards and other loans: $ 500??
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I bid on your last listing. I would suggest you put "Active Military" somewhere in your title. People would hopefully know that military personnel must pay back their loans. I hope this listing works better for you. I'm rooting for you. - innocent-deal
A:
Thanks. If it doesn't work out, I will definately use that next time.
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| deepblue34 | $30.00 | $30.00 | 10/19/2009 3:25:34 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 5:25:21 PM |
| innocent-deal | $950.00 | $950.00 | 10/21/2009 10:28:55 AM |
| gelt4u | $25.00 | $25.00 | 10/22/2009 1:28:25 AM |
| building_community | $100.00 | $100.00 | 10/22/2009 3:26:50 PM |
| tonymoo | $150.00 | $150.00 | 10/22/2009 5:21:13 PM |
| velocity-flag | $25.00 | $25.00 | 10/23/2009 11:36:13 AM |
| RecoveryLender | $25.00 | $25.00 | 10/23/2009 4:18:30 PM |
| Helenska11 | $25.00 | $25.00 | 10/23/2009 4:23:50 PM |
| Toby1montana | $50.00 | $50.00 | 10/23/2009 4:24:29 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:10:30 PM |
| beach_bum | $25.00 | $25.00 | 10/23/2009 9:00:10 PM |
| SeekingAlpha | $50.00 | $50.00 | 10/23/2009 7:58:02 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/24/2009 7:49:03 AM |
| JustOneVoice | $25.00 | $25.00 | 10/24/2009 4:00:54 AM |
| invisible_hand | $25.00 | $25.00 | 10/24/2009 6:01:15 PM |
| silver-boots | $25.00 | $25.00 | 10/25/2009 6:01:40 AM |
| forthright-trade | $25.00 | $25.00 | 10/25/2009 2:05:33 PM |
| LT-Loans | $25.00 | $25.00 | 10/25/2009 3:37:52 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/25/2009 8:57:51 PM |
| SalukiLending | $25.00 | $25.00 | 10/25/2009 9:16:37 PM |
| LT-Loans | $25.00 | $25.00 | 10/25/2009 3:55:53 PM |
| jybank | $25.00 | $25.00 | 10/26/2009 9:52:45 AM |
| tender-ore | $25.00 | $25.00 | 10/26/2009 10:36:50 AM |
| bevans | $25.00 | $25.00 | 10/26/2009 10:42:38 AM |
| Bill88 | $30.00 | $30.00 | 10/26/2009 11:02:58 AM |
| reflective-rupee | $250.00 | $250.00 | 10/26/2009 9:49:41 AM |
| atlmoneyman | $25.00 | $25.00 | 10/26/2009 12:07:24 PM |
| gm93001 | $250.00 | $250.00 | 10/21/2009 1:01:16 PM |
| MilitaryLending | $120.00 | $120.00 | 10/21/2009 5:46:21 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/22/2009 1:08:29 PM |
| balance-warrior | $25.00 | $25.00 | 10/22/2009 2:12:54 PM |
| Unitas4302 | $200.00 | $200.00 | 10/22/2009 4:42:45 PM |
| Iza13 | $25.00 | $25.00 | 10/23/2009 7:19:46 PM |
| SFBank | $200.00 | $200.00 | 10/23/2009 8:04:22 PM |
| Maetryx | $65.71 | $65.71 | 10/24/2009 8:16:43 AM |
| welshcat | $200.00 | $200.00 | 10/24/2009 9:17:03 AM |
| JTHarris | $50.00 | $50.00 | 10/24/2009 9:34:55 AM |
| Galdis | $25.00 | $25.00 | 10/24/2009 2:47:08 PM |
| generous-deal6 | $50.00 | $50.00 | 10/24/2009 1:28:15 PM |
| cudgeon | $50.00 | $50.00 | 10/24/2009 2:35:05 PM |
| power-expert | $25.00 | $25.00 | 10/24/2009 5:33:25 PM |
| silvercertificate | $37.92 | $37.92 | 10/24/2009 8:00:28 PM |
| icon7 | $50.00 | $50.00 | 10/25/2009 7:50:57 AM |
| ChrisKwan | $25.00 | $25.00 | 10/24/2009 7:06:15 PM |
| marybennet | $25.00 | $25.00 | 10/24/2009 9:45:24 PM |
| lender12345 | $50.00 | $50.00 | 10/25/2009 1:59:04 PM |
| Signpainter | $50.00 | $50.00 | 10/25/2009 5:36:11 PM |
| Zipcut | $100.00 | $100.00 | 10/25/2009 6:58:11 PM |
| Zipcut | $100.00 | $100.00 | 10/25/2009 7:00:25 PM |
| RMI_Babylon | $25.00 | $25.00 | 10/25/2009 9:18:17 PM |
| commitment-gravity | $25.00 | $25.00 | 10/25/2009 7:34:39 PM |
| cold1 | $25.00 | $25.00 | 10/26/2009 8:25:37 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:41:48 AM |
| daekpon | $25.00 | $25.00 | 10/26/2009 10:16:49 AM |
| Leshan | $50.00 | $50.00 | 10/26/2009 9:58:19 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:11:33 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:52:46 AM |
| Jazzy503 | $25.00 | $25.00 | 10/26/2009 11:00:57 AM |
| thrilling-transaction1 | $25.00 | $25.00 | 10/26/2009 12:51:52 PM |
| Engineer44 | $45.78 | $41.37 | 10/26/2009 12:52:46 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
429239
This series of Notes was issued and sold upon the funding of the borrower loan #39132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 620-640 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 6 | Length of status: | 4y 9m |
|
Amount delinquent:
| $3,360 |
Revolving credit balance:
| $665 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 7% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| sns0607 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 1
( 7% )
| 620-640
(Aug-2009)
580-600
(Jun-2008)
|
|
Principal balance:
| $710.18 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Paying Bills
Purpose of loan:
This loan will be used to take care of expenses and the remainder of my credit card debt.
My financial situation:
I am a good candidate for this loan because I have learned alot about the importance of good credit.? I make every payment ON TIME.? The mistakes I've made in my teenage years?WILL NOT?be an issue.
Monthly net income: $1910
Monthly expenses: $700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/19/2009 1:27:12 PM |
| Jasmel | $50.00 | $50.00 | 10/19/2009 10:16:01 PM |
| mrxtravis | $25.00 | $25.00 | 10/21/2009 10:29:46 PM |
| reflective-rupee | $25.00 | $25.00 | 10/22/2009 7:01:17 AM |
| pani5ue | $25.00 | $25.00 | 10/22/2009 11:56:19 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 3:04:06 PM |
| mrxtravis | $50.00 | $50.00 | 10/23/2009 1:32:56 PM |
| Prezotus | $25.00 | $25.00 | 10/23/2009 4:23:38 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 6:07:40 PM |
| mrbill5548 | $50.00 | $50.00 | 10/23/2009 10:12:10 PM |
| aurorafinancial | $50.00 | $50.00 | 10/24/2009 7:46:36 AM |
| currency-bumblebee | $25.00 | $25.00 | 10/24/2009 11:10:56 AM |
| BlessedEveryDay | $25.00 | $25.00 | 10/24/2009 7:18:38 PM |
| Lender_1972 | $70.00 | $25.00 | 10/25/2009 7:48:51 AM |
| jgar_O | $25.00 | $25.00 | 10/25/2009 9:15:46 AM |
| kingbob | $25.00 | $25.00 | 10/25/2009 10:56:37 AM |
| IPG1 | $25.00 | $25.00 | 10/20/2009 10:25:20 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 10:26:29 AM |
| r1g3l | $100.00 | $100.00 | 10/21/2009 4:49:48 PM |
| reflective-rupee | $25.00 | $25.00 | 10/21/2009 8:46:44 PM |
| mrxtravis | $50.00 | $50.00 | 10/22/2009 10:17:15 AM |
| pimpin-aint-easy | $50.00 | $50.00 | 10/22/2009 3:20:58 PM |
| unk1911 | $25.00 | $25.00 | 10/22/2009 4:48:44 PM |
| Iceman1347 | $25.00 | $25.00 | 10/22/2009 8:42:08 PM |
| TheAlchemist | $25.00 | $25.00 | 10/23/2009 4:19:55 PM |
| balance-warrior | $25.00 | $25.00 | 10/24/2009 7:49:01 AM |
| generous-deal6 | $25.00 | $25.00 | 10/24/2009 1:29:55 PM |
| goodcents | $25.00 | $25.00 | 10/24/2009 5:48:55 PM |
| marwadi-62 | $25.00 | $25.00 | 10/24/2009 3:29:17 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/24/2009 3:06:10 PM |
| festivecpl | $25.00 | $25.00 | 10/24/2009 5:48:44 PM |
| 31 bids
|
Borrower Payment Dependent Notes Series
429361
This series of Notes was issued and sold upon the funding of the borrower loan #39133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-20-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $123.23 |
|
Final lender yield:
| 25.45% |
Final borrower rate/APR:
| 26.45% / 28.78% |
Final monthly payment:
| $121.59 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.82% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| leverage-star |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Med Bills & credit card
Purpose of loan:
To pay off my medical bills from a recent surgery I had and pay off my inactive credit card and cash advance.? I would like to be able to save money in case of an emergency.
My financial situation:
I went through extensive Sinus surgery approximately 6 months ago and have been paying off my medical bills with the minimum due.??My health insurance is not very good and have been trying stay in good credit standing with my collectors.? I have tried to reduce my luxury spending to a minimum. ?I also have a credit card that has not been active for many years but still paying the minimum due.? I have been getting cash advances but can?t seem to stop the vicious cycle of getting rid of this expense.
Monthly net income: $ 2300
Monthly expenses: $ 2347
Housing: $ 780
Renters Insurance: $25
Car insurance: $ 117?
Utilities: $ 145??
Phone, cable, internet: $ 190??
Food, gas: $ 400??
Clothing, household expenses $ 50??
Credit cards and other loans: $ 590?????????
Other expenses:?
????Medical bills: $50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $100.00 | $100.00 | 10/20/2009 4:26:37 PM |
| beezling | $52.00 | $52.00 | 10/20/2009 4:30:50 PM |
| FountainShrugged | $25.00 | $25.00 | 10/20/2009 4:32:53 PM |
| slartibardfast | $25.00 | $25.00 | 10/20/2009 4:33:40 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 4:34:07 PM |
| dinero-mason | $50.00 | $50.00 | 10/20/2009 4:32:14 PM |
| treasure-bliss | $50.00 | $50.00 | 10/20/2009 4:34:50 PM |
| 108lender | $75.00 | $75.00 | 10/20/2009 4:31:41 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/20/2009 4:35:07 PM |
| biobulator | $25.00 | $25.00 | 10/20/2009 4:32:00 PM |
| AF-Chief | $25.00 | $25.00 | 10/20/2009 4:35:45 PM |
| heroic-benefit | $25.00 | $25.00 | 10/20/2009 4:32:37 PM |
| unclejaef | $25.00 | $25.00 | 10/20/2009 4:35:50 PM |
| charming-point | $50.00 | $50.00 | 10/20/2009 4:33:33 PM |
| YogaDude34 | $25.00 | $25.00 | 10/20/2009 4:36:26 PM |
| secobarbital | $25.00 | $25.00 | 10/20/2009 4:36:34 PM |
| drg6289 | $25.00 | $25.00 | 10/20/2009 4:34:01 PM |
| tallmon | $25.00 | $25.00 | 10/20/2009 4:33:59 PM |
| treasure-transporter | $25.00 | $25.00 | 10/20/2009 4:34:18 PM |
| NoCal | $25.00 | $25.00 | 10/20/2009 4:34:23 PM |
| kid8549 | $25.00 | $25.00 | 10/20/2009 4:35:06 PM |
| NoMoreDebt4Me | $50.00 | $50.00 | 10/20/2009 4:35:12 PM |
| GatorBux | $25.00 | $25.00 | 10/20/2009 4:34:52 PM |
| Havana21 | $50.00 | $50.00 | 10/20/2009 4:34:57 PM |
| honorable-yield | $25.00 | $25.00 | 10/20/2009 4:35:47 PM |
| Toastsr | $25.00 | $25.00 | 10/20/2009 4:35:57 PM |
| irrelevant | $25.00 | $25.00 | 10/20/2009 4:35:59 PM |
| mtquan | $25.00 | $25.00 | 10/20/2009 4:36:03 PM |
| GElender | $25.00 | $25.00 | 10/20/2009 4:36:27 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/20/2009 4:35:48 PM |
| the-silver-blaster | $25.00 | $25.00 | 10/20/2009 4:35:53 PM |
| icon7 | $50.00 | $50.00 | 10/20/2009 4:36:04 PM |
| thedreamer | $25.00 | $25.00 | 10/20/2009 4:36:23 PM |
| VBAces | $25.00 | $25.00 | 10/20/2009 4:36:25 PM |
| personal-lender | $25.00 | $25.00 | 10/20/2009 4:36:32 PM |
| anton | $25.00 | $25.00 | 10/20/2009 4:36:40 PM |
| louisianalender | $100.00 | $100.00 | 10/20/2009 4:36:44 PM |
| uncleegg | $25.00 | $25.00 | 10/20/2009 4:39:10 PM |
| Orringo | $25.00 | $25.00 | 10/20/2009 4:40:45 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/20/2009 4:39:44 PM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 4:40:29 PM |
| catomaior | $25.00 | $25.00 | 10/20/2009 4:39:22 PM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:40:57 PM |
| InChicago | $25.00 | $25.00 | 10/20/2009 4:41:18 PM |
| djh47a | $25.00 | $25.00 | 10/20/2009 4:40:29 PM |
| andrewgl | $25.00 | $25.00 | 10/20/2009 4:40:45 PM |
| spirited-finance1 | $25.00 | $25.00 | 10/20/2009 4:41:03 PM |
| icon7 | $50.00 | $50.00 | 10/21/2009 2:32:29 PM |
| Vartindar | $25.00 | $25.00 | 10/22/2009 2:23:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/23/2009 8:21:48 AM |
| yield-lion | $25.00 | $25.00 | 10/23/2009 3:08:31 PM |
| Toby1montana | $50.00 | $50.00 | 10/24/2009 7:06:17 PM |
| loan-master996 | $50.00 | $50.00 | 10/20/2009 4:31:52 PM |
| lagnisiruk | $25.00 | $25.00 | 10/20/2009 4:35:09 PM |
| spitzbergen | $25.00 | $25.00 | 10/20/2009 4:35:45 PM |
| get30inc | $25.00 | $25.00 | 10/20/2009 4:35:55 PM |
| wildguy | $25.00 | $25.00 | 10/20/2009 4:36:21 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/20/2009 4:34:05 PM |
| bronzmajom | $25.00 | $25.00 | 10/20/2009 4:35:08 PM |
| Turtlebear44 | $25.00 | $25.00 | 10/20/2009 4:34:56 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/20/2009 4:34:59 PM |
| wise-extraordinary-loot | $25.00 | $25.00 | 10/20/2009 4:35:54 PM |
| flwah | $25.00 | $25.00 | 10/20/2009 4:35:58 PM |
| jhouman | $25.00 | $25.00 | 10/20/2009 4:36:05 PM |
| SNH | $50.00 | $50.00 | 10/20/2009 4:36:28 PM |
| delivery | $25.00 | $25.00 | 10/20/2009 4:36:38 PM |
| Halos2002 | $50.00 | $50.00 | 10/20/2009 4:35:44 PM |
| Wangersinc | $25.00 | $25.00 | 10/20/2009 4:35:51 PM |
| wrighco | $25.00 | $25.00 | 10/20/2009 4:36:00 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 4:36:24 PM |
| visionary-currency | $25.00 | $25.00 | 10/20/2009 4:36:29 PM |
| fcb202 | $25.00 | $25.00 | 10/20/2009 4:36:47 PM |
| Gibbyland | $50.00 | $50.00 | 10/20/2009 4:40:44 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/20/2009 4:41:11 PM |
| noble-revenue | $100.00 | $100.00 | 10/20/2009 4:39:30 PM |
| UCLA4life | $25.00 | $25.00 | 10/20/2009 4:40:27 PM |
| neighborly-bid | $25.00 | $25.00 | 10/20/2009 4:40:32 PM |
| MetraLynn | $25.00 | $25.00 | 10/20/2009 4:39:36 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/20/2009 4:39:40 PM |
| InvestorPartners | $25.00 | $25.00 | 10/20/2009 4:40:31 PM |
| capital-galaxy | $75.00 | $75.00 | 10/20/2009 4:40:41 PM |
| vkorichkov | $25.00 | $13.00 | 10/20/2009 4:42:00 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 4:40:56 PM |
| DaveM0 | $25.00 | $25.00 | 10/20/2009 4:41:06 PM |
| fuzed | $25.00 | $25.00 | 10/20/2009 4:45:12 PM |
| IPG1 | $25.00 | $25.00 | 10/20/2009 5:01:53 PM |
| marc_with_a_c | $25.00 | $25.00 | 10/20/2009 10:17:00 PM |
| reflective-rupee | $25.00 | $25.00 | 10/21/2009 9:49:59 PM |
| MOVet | $25.00 | $25.00 | 10/22/2009 5:47:37 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/22/2009 4:08:54 PM |
| LT-Loans | $25.00 | $25.00 | 10/23/2009 2:36:20 PM |
| new-truth-chuckler | $25.00 | $25.00 | 10/23/2009 6:43:06 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:22:00 PM |
| Mantis75 | $25.00 | $25.00 | 10/24/2009 11:26:17 AM |
| 94 bids
|
Borrower Payment Dependent Notes Series
429633
This series of Notes was issued and sold upon the funding of the borrower loan #39144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,250.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-21-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.30% |
Starting monthly payment:
| $56.55 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.30% |
Final monthly payment:
| $56.55 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-640 (Oct-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,358 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| truth-star |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 620-640
(Sep-2009)
620-640
(Jul-2009)
600-620
(Sep-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Pay off one small credit card,
Purpose of loan:
Laid off a few months ago and it wiped out my savings nest and created credit card bills.? I have been working lots of overtime and have gotten the credit debt paid down, only one small left to pay off:? However now is the time I would have? used my savings for vet bill, medical bills, winterizing car with new tires and odd and ends.
Working so hard to pay off the debt, have been able to save for these expenditures.
My financial situation:
I am a good candidate for this loan because? never had a loan or debt I didn't repay.? Working great job now that I love and making more money. Not monetarily responsible for anyone except myself and my dog
Monthly net income: $3000.00
Monthly expenses:2100.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 10/21/2009 4:15:10 PM |
| Jasmel | $300.00 | $300.00 | 10/21/2009 4:17:38 PM |
| Unitas4302 | $50.00 | $50.00 | 10/22/2009 4:30:21 PM |
| dudebrah | $25.00 | $25.00 | 10/23/2009 12:06:40 PM |
| GollyD | $50.00 | $50.00 | 10/23/2009 12:17:10 PM |
| mspiggybank | $200.00 | $200.00 | 10/23/2009 8:57:03 PM |
| mrxtravis | $50.00 | $50.00 | 10/24/2009 8:38:48 AM |
| cajunguy | $25.00 | $25.00 | 10/24/2009 5:36:37 PM |
| gelt4u | $25.00 | $25.00 | 10/25/2009 3:15:25 PM |
| Eloise62 | $75.00 | $75.00 | 10/26/2009 7:06:09 AM |
| reflective-rupee | $25.00 | $25.00 | 10/26/2009 9:19:12 AM |
| debtcollector | $100.00 | $100.00 | 10/22/2009 2:17:22 PM |
| best-generosity-financier | $50.00 | $20.00 | 10/23/2009 8:20:44 PM |
| bondhedger | $25.00 | $25.00 | 10/24/2009 10:36:12 AM |
| farblest | $75.00 | $75.00 | 10/24/2009 10:35:52 AM |
| CoolPlexer | $25.00 | $25.00 | 10/24/2009 3:15:22 PM |
| alex189a | $30.00 | $30.00 | 10/25/2009 6:46:37 PM |
| explorer925 | $25.00 | $25.00 | 10/25/2009 8:05:01 PM |
| jpf27 | $100.00 | $100.00 | 10/26/2009 6:59:40 AM |
| 19 bids
|
Borrower Payment Dependent Notes Series
425916
This series of Notes was issued and sold upon the funding of the borrower loan #39138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 14.01% |
Starting borrower rate/APR:
| 15.01% / 17.18% |
Starting monthly payment:
| $520.05 |
|
Final lender yield:
| 11.40% |
Final borrower rate/APR:
| 12.40% / 14.54% |
Final monthly payment:
| $501.09 |
| |
|
Auction yield range:
| 4.27% - 14.01% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.26% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 10
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,188 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 38% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| balanced-justice513 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Turn personal investing into a biz
Purpose of loan: Turn personal investing know-how into a business
I got familiar with real estate investing many years ago, but it was only this year when I found and bought a property with positive cash flow and meeting other risk-management criteria; 6 months have passed since then, and I?m now midway through the process of buying a triplex. During these last 6 months, I told most of my friends about my experience, and about a dozen were seriously interested in doing business with me, as in ?partnership for the next deal? or ?helping them buy a cash flowing property, and getting paid as adviser?. So I figured there is value that I can offer to people interested in doing similar investments, and I?m taking steps to turn my know-how into a business. Deals are easier to find now, with the state of the housing market, but there is still value in having guidance from someone who did deals recently.
Below is a breakdown of the $15,000 that I plan to use as starting capital:
$1,800 = start up costs = entity formation ($300), buy a laptop ($700), hire accountant for 1 year ($800)
$2,000 = advertising costs for 1 year = building a website ($200), monthly online advertising ($150)
$3,200 = travel costs for 1 year = visit 4 sites where I plan on investing in, talk to property managers, ?
$5,000 = spend on education (already found several training programs, costing between 500 and 3,500)
$3,000 = keep it as cash, for unexpected expenses
My financial situation:
$4,900 take home pay (after contributing to 401k)
$950 rent
$550 groceries
$200 gas, phone, internet
$400 miscellaneous (clothes, tickets to events, kitchen stuff, and all the other categories ? this is the average for the last 36 months)
$300 credit card payment (I carry balance that I got a very good rate for, and it?s somewhat long term - to be paid off December 2011)
That leaves $2,500 as net disposable income, so the monthly payment for this loan should be really easy to accommodate.
I also have stock awards that my company offers, and which are not included in the reported income, since I prefer to ?forget? about them and be ?surprised? when they become vested (i.e. a couple of times each year).
Thank you for the help!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Look at local investment clubs as a great tool for training and sources.
crafty - crafty
A:
Thanks for the tip, Crafty! Indeed, joining such a club was the trigger for me!
(Oct-21-2009)
Q:
are your friends bidding on this loan? - TheLenderYouWantBiddingForYou
A:
I only had a friend register with Prosper, and he was outbid. While talking about bidding again, we came to the conclusion that we can do the promissory note, have it signed in front of a notary, and save the commissions that Prosper would charge; that means he has no plans to bid again, not on this loan, at least.
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/9/2009 4:21:38 PM |
| CallMeBen | $25.00 | $25.00 | 10/9/2009 4:23:54 PM |
| DonaldColorado | $25.00 | $25.00 | 10/9/2009 4:24:23 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/9/2009 4:25:29 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/9/2009 4:21:46 PM |
| personal-lender | $25.00 | $25.00 | 10/9/2009 4:22:11 PM |
| kid8549 | $25.00 | $25.00 | 10/9/2009 4:28:10 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/9/2009 4:29:03 PM |
| ClearLake | $25.00 | $25.00 | 10/9/2009 4:15:00 PM |
| friendly-gold | $25.00 | $25.00 | 10/9/2009 4:29:31 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/9/2009 4:29:49 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/9/2009 4:29:58 PM |
| DukSerduk | $25.00 | $25.00 | 10/9/2009 4:25:41 PM |
| laudable-balance | $25.00 | $25.00 | 10/9/2009 4:30:03 PM |
| zacharyd | $25.00 | $25.00 | 10/9/2009 4:30:08 PM |
| Syzygy | $25.00 | $25.00 | 10/9/2009 4:30:13 PM |
| gold-tsunami | $25.00 | $25.00 | 10/9/2009 4:26:02 PM |
| lcole32 | $25.00 | $25.00 | 10/9/2009 4:30:23 PM |
| museic1 | $50.00 | $50.00 | 10/9/2009 4:30:26 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/9/2009 4:30:35 PM |
| jcfunder | $25.00 | $25.00 | 10/9/2009 4:30:55 PM |
| Barak | $80.00 | $80.00 | 10/9/2009 4:26:31 PM |
| SB-Funding | $50.00 | $50.00 | 10/9/2009 4:31:10 PM |
| best-marketologist | $25.00 | $25.00 | 10/9/2009 4:31:37 PM |
| anton | $50.00 | $50.00 | 10/9/2009 4:26:52 PM |
| vcbogan | $100.00 | $100.00 | 10/9/2009 4:33:30 PM |
| swoosh | $25.00 | $25.00 | 10/9/2009 4:33:50 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 4:28:41 PM |
| radiant-fund | $25.00 | $25.00 | 10/9/2009 4:34:41 PM |
| fortytwo | $250.00 | $250.00 | 10/9/2009 4:29:05 PM |
| kbodendorf | $25.00 | $25.00 | 10/9/2009 4:40:25 PM |
| Supernick | $50.00 | $50.00 | 10/9/2009 4:22:27 PM |
| SNH | $50.00 | $50.00 | 10/9/2009 4:22:46 PM |
| abidos | $25.00 | $25.00 | 10/9/2009 4:24:01 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/9/2009 4:31:41 PM |
| Weaverville | $25.00 | $25.00 | 10/9/2009 4:25:35 PM |
| unclejaef | $25.00 | $25.00 | 10/9/2009 4:32:10 PM |
| lagnisiruk | $25.00 | $25.00 | 10/9/2009 4:32:18 PM |
| bchen78875 | $50.00 | $50.00 | 10/9/2009 4:25:49 PM |
| kegs | $100.00 | $100.00 | 10/9/2009 4:32:56 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/9/2009 4:26:15 PM |
| papaman | $25.00 | $25.00 | 10/9/2009 4:33:58 PM |
| inventive-funds | $25.00 | $25.00 | 10/9/2009 4:27:08 PM |
| turbine5 | $40.00 | $40.00 | 10/9/2009 4:27:38 PM |
| asiaratt | $25.00 | $25.00 | 10/9/2009 5:09:01 PM |
| dealarella | $25.00 | $25.00 | 10/9/2009 4:28:56 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/9/2009 4:29:22 PM |
| icon7 | $25.00 | $25.00 | 10/9/2009 4:29:37 PM |
| dparkhom | $25.00 | $25.00 | 10/9/2009 4:30:31 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/9/2009 4:31:02 PM |
| Prezotus | $25.00 | $25.00 | 10/9/2009 5:48:52 PM |
| yield-lion | $25.00 | $25.00 | 10/9/2009 4:31:11 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/9/2009 4:31:18 PM |
| metro457 | $25.00 | $25.00 | 10/9/2009 4:31:55 PM |
| Hondo | $25.00 | $25.00 | 10/9/2009 4:32:03 PM |
| Havana21 | $500.00 | $500.00 | 10/10/2009 12:29:32 AM |
| jakedubb | $25.00 | $25.00 | 10/9/2009 4:32:31 PM |
| mikeandcat | $31.05 | $31.05 | 10/9/2009 4:32:41 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/9/2009 4:33:27 PM |
| triumphant-community | $25.00 | $25.00 | 10/9/2009 4:33:55 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/9/2009 4:34:15 PM |
| zone6 | $50.00 | $50.00 | 10/9/2009 4:34:26 PM |
| RetiredATC | $25.00 | $25.00 | 10/10/2009 3:23:53 AM |
| paymentologist | $25.00 | $25.00 | 10/10/2009 3:54:16 AM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:13:55 AM |
| five-star-note | $25.00 | $25.00 | 10/9/2009 7:59:09 PM |
| crenen139 | $25.00 | $25.00 | 10/9/2009 8:38:56 PM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:13:53 PM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:00:59 AM |
| rellotsf | $25.00 | $25.00 | 10/10/2009 1:58:59 PM |
| pure-deal6 | $25.00 | $25.00 | 10/10/2009 3:06:28 PM |
| progressive-rupee | $25.00 | $25.00 | 10/10/2009 3:06:46 PM |
| scottr | $25.00 | $25.00 | 10/10/2009 3:06:50 PM |
| crazycool | $25.00 | $25.00 | 10/10/2009 3:06:58 PM |
| thumper64 | $25.00 | $25.00 | 10/10/2009 3:07:37 PM |
| bigbryan98 | $25.00 | $25.00 | 10/10/2009 12:30:46 PM |
| SPB | $25.00 | $25.00 | 10/10/2009 3:07:57 PM |
| fuzed | $25.00 | $25.00 | 10/10/2009 3:08:03 PM |
| TheMan | $25.00 | $25.00 | 10/10/2009 3:08:11 PM |
| ualf | $50.00 | $50.00 | 10/10/2009 3:08:29 PM |
| bxdoc | $150.00 | $150.00 | 10/10/2009 3:08:38 PM |
| spitzbergen | $25.00 | $25.00 | 10/10/2009 3:09:23 PM |
| coolspeed | $25.00 | $25.00 | 10/10/2009 3:05:38 PM |
| MicroL | $25.00 | $25.00 | 10/10/2009 3:10:31 PM |
| educationfirst | $25.00 | $25.00 | 10/10/2009 3:06:24 PM |
| martinatime | $25.00 | $25.00 | 10/10/2009 3:10:41 PM |
| treasure-firestarter8 | $50.00 | $50.00 | 10/10/2009 3:07:04 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/10/2009 10:13:48 AM |
| Tikibarman | $50.00 | $50.00 | 10/10/2009 3:11:09 PM |
| RamesesTG | $25.00 | $25.00 | 10/10/2009 3:07:45 PM |
| dime-worker | $25.00 | $25.00 | 10/10/2009 3:07:48 PM |
| takarlstad | $25.00 | $25.00 | 10/10/2009 3:13:20 PM |
| slymoose | $25.00 | $25.00 | 10/10/2009 3:08:13 PM |
| rbb | $25.00 | $25.00 | 10/10/2009 11:33:47 AM |
| majesty786 | $25.00 | $25.00 | 10/10/2009 3:14:00 PM |
| busybee007 | $25.00 | $25.00 | 10/10/2009 3:08:51 PM |
| rjleves | $25.00 | $25.00 | 10/10/2009 3:08:56 PM |
| mpatrick | $50.00 | $50.00 | 10/10/2009 3:09:06 PM |
| OCBLUE | $25.00 | $25.00 | 10/10/2009 3:09:17 PM |
| Veloce | $25.00 | $25.00 | 10/10/2009 3:09:26 PM |
| mpactlender | $25.00 | $25.00 | 10/10/2009 3:09:42 PM |
| aldeed | $25.00 | $25.00 | 10/10/2009 3:09:50 PM |
| decisive-capital | $50.00 | $50.00 | 10/10/2009 3:15:07 PM |
| sloan | $25.00 | $25.00 | 10/10/2009 3:09:53 PM |
| kind-leverage-ringleader | $50.00 | $50.00 | 10/10/2009 3:15:32 PM |
| RationalWorld | $25.00 | $25.00 | 10/10/2009 3:15:53 PM |
| socialbanker | $25.00 | $25.00 | 10/10/2009 3:10:19 PM |
| soldadoz | $25.00 | $25.00 | 10/10/2009 3:15:57 PM |
| ibuystk | $50.00 | $50.00 | 10/10/2009 3:10:36 PM |
| wayman | $50.00 | $50.00 | 10/10/2009 3:16:11 PM |
| pbr | $25.00 | $25.00 | 10/10/2009 3:10:43 PM |
| xstreamin | $25.00 | $25.00 | 10/10/2009 3:10:58 PM |
| Skramar | $25.00 | $25.00 | 10/10/2009 3:11:03 PM |
| UREC001 | $25.00 | $25.00 | 10/10/2009 3:11:14 PM |
| Financer | $50.00 | $50.00 | 10/10/2009 3:11:24 PM |
| pleasant-dime | $25.00 | $25.00 | 10/10/2009 3:11:28 PM |
| honorable-treasure | $25.00 | $25.00 | 10/10/2009 3:11:32 PM |
| Coach2often | $25.00 | $25.00 | 10/10/2009 3:05:53 PM |
| geniusj | $25.00 | $25.00 | 10/10/2009 3:11:56 PM |
| Akkon | $25.00 | $25.00 | 10/10/2009 3:13:10 PM |
| Tahoeguy | $25.00 | $25.00 | 10/10/2009 3:13:13 PM |
| tensor | $25.00 | $25.00 | 10/10/2009 3:13:18 PM |
| Skady3love | $25.00 | $25.00 | 10/10/2009 3:13:30 PM |
| beyondmanagement | $25.00 | $25.00 | 10/10/2009 3:13:42 PM |
| Casper00 | $50.00 | $50.00 | 10/10/2009 3:07:08 PM |
| Gabriel02 | $25.00 | $25.00 | 10/10/2009 3:07:12 PM |
| LendDoc | $25.00 | $25.00 | 10/10/2009 3:07:39 PM |
| helpu88 | $25.00 | $25.00 | 10/10/2009 3:15:00 PM |
| jdrez | $25.00 | $25.00 | 10/10/2009 3:15:13 PM |
| truth-futurist | $25.00 | $25.00 | 10/10/2009 3:15:18 PM |
| power-collider | $25.00 | $25.00 | 10/10/2009 3:15:39 PM |
| SBT | $50.00 | $50.00 | 10/10/2009 3:08:41 PM |
| Hokiemon | $52.23 | $52.23 | 10/10/2009 3:09:02 PM |
| riversmoke | $25.00 | $25.00 | 10/10/2009 3:16:20 PM |
| burrito6 | $25.00 | $25.00 | 10/10/2009 3:16:24 PM |
| 02bob | $25.00 | $25.00 | 10/10/2009 3:09:21 PM |
| orindalender | $50.00 | $50.00 | 10/10/2009 3:16:27 PM |
| Syndication | $25.00 | $11.88 | 10/10/2009 3:17:00 PM |
| minista | $25.00 | $25.00 | 10/10/2009 3:17:44 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/10/2009 3:09:47 PM |
| poeman | $25.00 | $25.00 | 10/10/2009 3:10:34 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/10/2009 3:10:38 PM |
| funds-dominator | $25.00 | $25.00 | 10/10/2009 3:10:46 PM |
| ctgscott | $25.00 | $25.00 | 10/10/2009 3:11:19 PM |
| three-for-6 | $25.00 | $25.00 | 10/10/2009 3:11:30 PM |
| dollars4debts | $25.00 | $25.00 | 10/10/2009 3:12:47 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/10/2009 3:13:29 PM |
| laredotornado | $25.00 | $25.00 | 10/10/2009 3:13:33 PM |
| attractive-rate | $25.00 | $25.00 | 10/10/2009 3:13:36 PM |
| ThomasCrown | $30.00 | $30.00 | 10/10/2009 3:13:55 PM |
| voidpile | $25.00 | $25.00 | 10/10/2009 3:14:03 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/10/2009 3:14:17 PM |
| don8ter | $25.00 | $25.00 | 10/10/2009 3:15:36 PM |
| divemaster | $25.00 | $25.00 | 10/10/2009 3:15:43 PM |
| yukongin | $25.00 | $25.00 | 10/10/2009 3:15:47 PM |
| Dutchhunter | $25.00 | $25.00 | 10/10/2009 3:15:55 PM |
| unitedins | $25.00 | $25.00 | 10/10/2009 3:16:03 PM |
| VentureExplorer | $25.00 | $25.00 | 10/10/2009 3:16:09 PM |
| figs4u2 | $200.00 | $200.00 | 10/10/2009 3:16:17 PM |
| here2lend | $25.00 | $25.00 | 10/11/2009 5:23:44 PM |
| 850 | $200.00 | $200.00 | 10/11/2009 10:38:20 PM |
| Florida67 | $50.00 | $50.00 | 10/12/2009 7:58:56 AM |
| CornerKetch | $25.00 | $25.00 | 10/12/2009 3:14:12 PM |
| calinno2 | $42.00 | $42.00 | 10/13/2009 5:51:45 AM |
| porwestco | $30.00 | $30.00 | 10/13/2009 6:23:59 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/13/2009 7:13:01 AM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 9:53:43 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:12 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:36:30 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:18 PM |
| shark1234 | $25.00 | $25.00 | 10/13/2009 8:04:09 PM |
| interstellar | $50.00 | $50.00 | 10/14/2009 10:54:43 AM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:37:28 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/15/2009 5:38:17 PM |
| blot44 | $25.00 | $25.00 | 10/16/2009 4:48:23 AM |
| market-assembler | $50.00 | $50.00 | 10/19/2009 12:16:33 PM |
| responsibility-butterfly | $25.00 | $25.00 | 10/19/2009 4:24:13 PM |
| Bigsaver | $25.00 | $25.00 | 10/19/2009 4:38:16 PM |
| littlemonkey | $25.00 | $25.00 | 10/20/2009 2:22:47 AM |
| rmpedi33 | $100.00 | $100.00 | 10/20/2009 12:46:12 PM |
| felicity-daydream | $25.00 | $25.00 | 10/20/2009 1:16:22 PM |
| Dougmo | $25.00 | $25.00 | 10/20/2009 5:53:35 PM |
| iscout | $100.00 | $100.00 | 10/21/2009 8:54:24 AM |
| gethope | $25.00 | $25.00 | 10/21/2009 5:12:12 PM |
| Sneezy | $30.00 | $30.00 | 10/21/2009 8:57:13 PM |
| maga | $312.00 | $312.00 | 10/22/2009 3:10:35 AM |
| mcabery | $50.00 | $50.00 | 10/22/2009 9:40:08 AM |
| jwstclair | $50.00 | $50.00 | 10/22/2009 12:48:18 PM |
| nhm | $50.00 | $50.00 | 10/22/2009 4:58:57 PM |
| jcw3rd | $25.00 | $25.00 | 10/22/2009 6:25:21 PM |
| Chrishu | $25.00 | $25.00 | 10/22/2009 6:53:37 PM |
| bkb7484 | $25.00 | $25.00 | 10/22/2009 8:15:39 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/22/2009 8:31:47 PM |
| lazyeye | $25.00 | $25.00 | 10/23/2009 5:17:11 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/23/2009 6:35:45 AM |
| mattblizz | $50.00 | $50.00 | 10/23/2009 12:14:40 AM |
| banker65010 | $25.00 | $25.00 | 10/23/2009 8:17:37 AM |
| SeekingAlpha | $50.00 | $50.00 | 10/23/2009 8:24:43 AM |
| jybank | $25.00 | $25.00 | 10/23/2009 9:47:52 AM |
| guardian3 | $25.00 | $25.00 | 10/23/2009 8:37:21 AM |
| alliancecapital1 | $25.00 | $25.00 | 10/23/2009 8:43:44 AM |
| fopaul13 | $27.34 | $27.34 | 10/23/2009 10:23:00 AM |
| psteveo | $36.17 | $36.17 | 10/23/2009 10:28:16 AM |
| FjLenders | $29.35 | $29.35 | 10/23/2009 11:16:11 AM |
| lender73w | $25.00 | $25.00 | 10/23/2009 12:34:47 PM |
| demszi1978 | $25.00 | $25.00 | 10/23/2009 11:26:42 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:07:34 PM |
| wild-orange | $250.00 | $250.00 | 10/23/2009 3:17:14 PM |
| djh47a | $30.00 | $30.00 | 10/9/2009 4:22:10 PM |
| x27 | $25.00 | $25.00 | 10/9/2009 4:15:05 PM |
| point-zebra | $25.00 | $25.00 | 10/9/2009 4:23:44 PM |
| selector568 | $100.00 | $100.00 | 10/9/2009 4:23:53 PM |
| snowman34 | $25.00 | $25.00 | 10/9/2009 4:26:24 PM |
| j48 | $25.00 | $25.00 | 10/9/2009 4:26:42 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/9/2009 4:22:00 PM |
| czar3 | $30.00 | $30.00 | 10/9/2009 4:22:03 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/9/2009 4:27:54 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/9/2009 4:22:16 PM |
| rolandweary | $40.00 | $40.00 | 10/9/2009 4:29:29 PM |
| silver-armada | $50.00 | $50.00 | 10/9/2009 4:29:44 PM |
| CPAMAN | $25.00 | $25.00 | 10/9/2009 4:29:46 PM |
| sas19 | $25.00 | $25.00 | 10/9/2009 4:26:09 PM |
| Champpilot | $50.00 | $50.00 | 10/9/2009 4:30:28 PM |
| neighborly-bid | $25.00 | $25.00 | 10/9/2009 4:30:34 PM |
| dinobuddy | $25.00 | $25.00 | 10/9/2009 4:31:26 PM |
| zento | $25.00 | $25.00 | 10/9/2009 4:31:49 PM |
| compoundinterest | $50.00 | $50.00 | 10/9/2009 4:27:20 PM |
| SimGuy | $25.00 | $25.00 | 10/9/2009 4:32:33 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:32:36 PM |
| Havana21 | $100.00 | $100.00 | 10/9/2009 4:33:37 PM |
| Cai8899 | $25.00 | $25.00 | 10/9/2009 4:28:23 PM |
| bleacher | $25.00 | $25.00 | 10/9/2009 4:34:09 PM |
| gracej | $25.00 | $25.00 | 10/9/2009 4:21:56 PM |
| hawker | $100.00 | $100.00 | 10/9/2009 4:22:04 PM |
| Josta | $50.00 | $50.00 | 10/9/2009 4:34:33 PM |
| justice-dna | $25.00 | $25.00 | 10/9/2009 4:22:08 PM |
| trapper569 | $25.00 | $25.00 | 10/9/2009 4:34:39 PM |
| peace-cadence | $25.00 | $25.00 | 10/9/2009 4:29:11 PM |
| visionary-currency | $50.00 | $50.00 | 10/9/2009 4:30:04 PM |
| ronow22 | $25.00 | $25.00 | 10/9/2009 4:30:43 PM |
| kulender | $25.00 | $25.00 | 10/9/2009 4:24:12 PM |
| johannesfactotum | $25.00 | $25.00 | 10/9/2009 4:31:31 PM |
| greenfuture | $25.00 | $25.00 | 10/9/2009 4:31:39 PM |
| Halos2002 | $50.00 | $50.00 | 10/9/2009 4:31:43 PM |
| TW2000 | $25.00 | $25.00 | 10/9/2009 4:32:00 PM |
| engaging-worth | $30.00 | $30.00 | 10/9/2009 4:32:07 PM |
| tremendous-payment | $25.00 | $25.00 | 10/9/2009 4:32:46 PM |
| Jassi | $25.00 | $25.00 | 10/9/2009 4:33:12 PM |
| holstj | $25.00 | $25.00 | 10/9/2009 4:33:46 PM |
| BlindProphet | $25.00 | $25.00 | 10/9/2009 4:27:14 PM |
| TIC0331 | $100.00 | $100.00 | 10/9/2009 4:34:11 PM |
| degster | $25.00 | $25.00 | 10/9/2009 4:27:31 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/9/2009 4:28:01 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/9/2009 4:41:05 PM |
| larrybird | $95.00 | $95.00 | 10/9/2009 4:28:18 PM |
| Katburg | $25.00 | $25.00 | 10/9/2009 4:42:32 PM |
| thedreamer | $25.00 | $25.00 | 10/9/2009 4:28:35 PM |
| Magus54 | $25.00 | $25.00 | 10/9/2009 7:43:52 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/9/2009 8:04:21 PM |
| Artist_Blue | $25.00 | $25.00 | 10/9/2009 4:29:51 PM |
| gadget7 | $25.00 | $25.00 | 10/9/2009 4:30:38 PM |
| Clambake | $50.00 | $50.00 | 10/9/2009 4:31:05 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:36 PM |
| a-responsible-return | $25.00 | $25.00 | 10/9/2009 4:31:24 PM |
| mebobeh | $25.00 | $25.00 | 10/9/2009 4:31:29 PM |
| akahoss | $25.00 | $25.00 | 10/9/2009 4:31:57 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:22 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/9/2009 4:32:35 PM |
| honorable-yield | $25.00 | $25.00 | 10/9/2009 4:32:42 PM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 4:33:15 PM |
| dollar-oracle55 | $25.00 | $25.00 | 10/9/2009 7:08:49 PM |
| dm_invest | $25.00 | $25.00 | 10/9/2009 4:34:13 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:34:47 PM |
| Winger | $50.00 | $50.00 | 10/9/2009 4:41:17 PM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:33:57 AM |
| rgrtanker | $25.00 | $25.00 | 10/9/2009 11:18:50 PM |
| GElender | $50.00 | $50.00 | 10/10/2009 3:07:29 PM |
| skiberdad | $38.24 | $38.24 | 10/10/2009 3:07:33 PM |
| Accountant83 | $25.00 | $25.00 | 10/10/2009 7:00:00 AM |
| LimekilnLake | $25.00 | $25.00 | 10/10/2009 3:07:55 PM |
| jdnyc | $25.00 | $25.00 | 10/10/2009 3:08:00 PM |
| mathprof | $25.00 | $25.00 | 10/10/2009 3:08:19 PM |
| jgar_O | $25.00 | $25.00 | 10/10/2009 3:08:26 PM |
| AF-Chief | $25.00 | $25.00 | 10/10/2009 3:08:36 PM |
| snoopey100 | $25.00 | $25.00 | 10/10/2009 3:09:32 PM |
| nodrivelpls | $25.00 | $25.00 | 10/10/2009 3:05:50 PM |
| standanddeliver | $25.00 | $25.00 | 10/10/2009 3:06:11 PM |
| ianakacg | $25.00 | $25.00 | 10/10/2009 3:10:08 PM |
| Dahlozer | $25.00 | $25.00 | 10/10/2009 3:10:22 PM |
| youqianderen | $50.00 | $50.00 | 10/10/2009 3:10:27 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/10/2009 3:06:42 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/10/2009 3:10:48 PM |
| mstebnicki | $25.00 | $25.00 | 10/10/2009 3:10:55 PM |
| Sefotonga | $25.00 | $25.00 | 10/10/2009 3:11:21 PM |
| JohnW12 | $25.00 | $25.00 | 10/10/2009 3:08:06 PM |
| cassius84 | $25.00 | $25.00 | 10/10/2009 3:08:08 PM |
| lgs83 | $25.00 | $25.00 | 10/10/2009 3:13:21 PM |
| cathexis | $25.00 | $25.00 | 10/10/2009 3:13:39 PM |
| TechGuy2 | $25.00 | $25.00 | 10/10/2009 3:08:48 PM |
| ccdmp2004 | $25.00 | $25.00 | 10/10/2009 3:14:07 PM |
| Lam0nt | $25.00 | $25.00 | 10/10/2009 3:09:03 PM |
| LongTail | $25.00 | $25.00 | 10/10/2009 3:09:11 PM |
| bmbanzai | $25.00 | $25.00 | 10/10/2009 3:14:22 PM |
| Dohshooter | $50.00 | $50.00 | 10/10/2009 3:09:14 PM |
| cyberie21 | $40.00 | $40.00 | 10/10/2009 3:09:29 PM |
| wdove511 | $25.00 | $25.00 | 10/10/2009 3:14:41 PM |
| brazilofmux | $100.00 | $100.00 | 10/10/2009 3:09:36 PM |
| hawkhelp | $25.00 | $25.00 | 10/10/2009 3:14:49 PM |
| WolRab | $25.00 | $25.00 | 10/10/2009 3:14:54 PM |
| jammers | $25.00 | $25.00 | 10/10/2009 3:15:10 PM |
| techvet | $25.00 | $25.00 | 10/10/2009 3:09:56 PM |
| bluesheep | $25.00 | $25.00 | 10/10/2009 3:15:24 PM |
| Sam65 | $25.00 | $25.00 | 10/10/2009 3:10:12 PM |
| MARWARISETH | $25.00 | $25.00 | 10/10/2009 3:16:00 PM |
| jktravl | $25.00 | $25.00 | 10/10/2009 3:11:11 PM |
| seasonedinvestor | $25.00 | $25.00 | 10/10/2009 3:04:48 PM |
| rmachi | $25.00 | $25.00 | 10/10/2009 3:11:17 PM |
| gristle | $25.00 | $25.00 | 10/10/2009 3:11:47 PM |
| MrDavid | $25.00 | $25.00 | 10/10/2009 3:06:00 PM |
| highcountry1 | $25.00 | $25.00 | 10/10/2009 3:12:50 PM |
| pj000218 | $50.00 | $50.00 | 10/10/2009 3:13:15 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/10/2009 3:06:52 PM |
| skuba | $25.00 | $25.00 | 10/10/2009 3:07:00 PM |
| smurf163 | $25.00 | $25.00 | 10/10/2009 3:13:45 PM |
| DublinCaLender | $25.00 | $25.00 | 10/10/2009 3:14:05 PM |
| lending-bear | $25.00 | $25.00 | 10/10/2009 3:07:23 PM |
| kumpa2u | $25.00 | $25.00 | 10/10/2009 3:14:52 PM |
| Maccs55 | $25.00 | $25.00 | 10/10/2009 3:07:53 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/10/2009 3:08:16 PM |
| galtsgulch | $25.00 | $25.00 | 10/10/2009 3:08:31 PM |
| inventive-exchange | $25.00 | $25.00 | 10/10/2009 3:15:41 PM |
| Aquani | $50.00 | $50.00 | 10/10/2009 3:16:06 PM |
| compassion-paladin042 | $25.00 | $25.00 | 10/10/2009 3:08:59 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/10/2009 3:16:21 PM |
| Carpetkid | $25.00 | $25.00 | 10/10/2009 3:09:39 PM |
| chicco | $80.00 | $80.00 | 10/10/2009 3:10:01 PM |
| jeg3k | $25.00 | $25.00 | 10/10/2009 3:10:05 PM |
| westsidehighway | $25.00 | $25.00 | 10/10/2009 3:10:29 PM |
| blessedpair | $25.00 | $25.00 | 10/10/2009 3:10:53 PM |
| sambog | $25.00 | $25.00 | 10/10/2009 3:11:01 PM |
| capital-duckling | $25.00 | $25.00 | 10/10/2009 3:11:07 PM |
| rain100 | $50.00 | $50.00 | 10/10/2009 3:13:16 PM |
| jt530 | $25.00 | $25.00 | 10/10/2009 3:13:23 PM |
| mlbox3k | $25.00 | $25.00 | 10/10/2009 3:13:38 PM |
| cpaphoto | $25.00 | $25.00 | 10/10/2009 3:13:47 PM |
| boxorox | $25.00 | $25.00 | 10/10/2009 3:13:50 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/10/2009 3:13:52 PM |
| flaparty | $50.00 | $50.00 | 10/10/2009 3:13:58 PM |
| scoobiedoo | $25.00 | $25.00 | 10/10/2009 3:14:12 PM |
| Davidson2 | $25.00 | $25.00 | 10/10/2009 3:15:27 PM |
| bondhedger | $25.00 | $25.00 | 10/11/2009 4:39:10 PM |
| RadCad1 | $50.00 | $50.00 | 10/10/2009 3:16:01 PM |
| exact-justice | $25.00 | $25.00 | 10/10/2009 3:16:14 PM |
| omahajay | $25.00 | $25.00 | 10/11/2009 12:00:52 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:48:50 AM |
| louisprima | $38.53 | $38.53 | 10/12/2009 9:59:05 AM |
| jpaulnyc | $100.00 | $100.00 | 10/12/2009 1:44:45 PM |
| twjh | $25.00 | $25.00 | 10/12/2009 6:13:51 PM |
| momentous-gold | $25.00 | $25.00 | 10/12/2009 7:53:26 PM |
| value-chime | $25.00 | $25.00 | 10/13/2009 4:14:01 AM |
| liquidhorse | $30.00 | $30.00 | 10/13/2009 12:29:20 PM |
| junes08 | $50.00 | $50.00 | 10/13/2009 5:46:04 PM |
| dood2112 | $25.00 | $25.00 | 10/14/2009 6:06:34 PM |
| beakerfish | $75.00 | $75.00 | 10/15/2009 6:28:42 PM |
| building_community | $50.00 | $50.00 | 10/16/2009 5:51:22 AM |
| himanshuko | $50.00 | $50.00 | 10/16/2009 12:13:37 PM |
| Jim33 | $25.00 | $25.00 | 10/16/2009 7:37:39 PM |
| community-gyration7 | $50.00 | $50.00 | 10/16/2009 8:21:44 PM |
| allocator5 | $25.00 | $25.00 | 10/18/2009 3:24:21 PM |
| sks1 | $25.00 | $25.00 | 10/19/2009 4:38:14 PM |
| Marlin2010 | $25.00 | $25.00 | 10/20/2009 7:23:42 AM |
| oldman1947 | $25.00 | $25.00 | 10/20/2009 5:54:43 AM |
| flwah | $25.00 | $25.00 | 10/20/2009 6:02:36 AM |
| worth-matador | $25.00 | $25.00 | 10/20/2009 2:30:30 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:33:56 PM |
| yield-lion | $25.00 | $25.00 | 10/20/2009 3:34:13 PM |
| nytrnbow | $25.00 | $25.00 | 10/20/2009 5:00:58 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/21/2009 3:50:39 PM |
| crafty | $25.00 | $25.00 | 10/21/2009 6:07:14 PM |
| FOFagent1 | $105.21 | $105.21 | 10/22/2009 5:34:41 AM |
| dman1024 | $25.00 | $25.00 | 10/22/2009 5:11:48 PM |
| Anamorph | $25.00 | $25.00 | 10/22/2009 8:57:40 PM |
| ksubd | $50.00 | $50.00 | 10/22/2009 11:39:23 PM |
| Spiv_51 | $50.00 | $50.00 | 10/23/2009 3:33:04 AM |
| caseattle | $25.00 | $25.00 | 10/23/2009 8:43:33 AM |
| Aquatic | $50.00 | $50.00 | 10/23/2009 7:01:54 AM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 10:13:51 AM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 10:47:12 AM |
| admirable-loyalty | $25.00 | $25.00 | 10/23/2009 10:58:18 AM |
| motivator72 | $25.00 | $25.00 | 10/23/2009 11:03:25 AM |
| usd1027 | $25.00 | $25.00 | 10/23/2009 12:13:07 PM |
| redrose1518 | $28.00 | $28.00 | 10/23/2009 3:01:10 PM |
| LAKETIME | $25.00 | $25.00 | 10/23/2009 3:04:04 PM |
| hidavehi | $60.00 | $60.00 | 10/23/2009 2:35:08 PM |
| sflawya | $25.00 | $25.00 | 10/23/2009 3:23:46 PM |
| whitegold24k | $250.00 | $250.00 | 10/23/2009 3:52:26 PM |
| 396 bids
|
Borrower Payment Dependent Notes Series
426766
This series of Notes was issued and sold upon the funding of the borrower loan #39111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 22.68% |
Starting borrower rate/APR:
| 23.68% / 25.97% |
Starting monthly payment:
| $70.32 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $63.28 |
| |
|
Auction yield range:
| 8.27% - 22.68% |
Estimated loss impact:
| 8.34% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.66% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 24 | Length of status: | 11y 2m |
|
Amount delinquent:
| $220 |
Revolving credit balance:
| $5,987 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| olympia123 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(May-2009)
720-740
(Jul-2008)
|
|
Principal balance:
| $5,363.03 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Dead Trees
Purpose of loan:
This loan will be used to? Hire contractors to remove 2 dead trees from my property.
My financial situation:
I am a good candidate for this loan because? I already have a prosper loan and have never defaulted on it , and don't plan on it. My payments are automatically withdrawn so there is no worry of keeping up with a due date, it just comes out.
Monthly net income: $ 3850
Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 204
??Car expenses: $
??Utilities: $ 214
??Phone, cable, internet: $
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Would you care to address the delinquency please? - p2p-journey
A:
Yes ,this delinquency is from 2004. I have disputed this with the credit bureaus and it keeps coming back as "verified" but when I cal the phone number provided , its is out of service. I have no knowledge of this account because nothing has ever come to my address. All I can do is just dispute with the bureaus . Thank you.
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/6/2009 6:18:56 PM |
| many_many | $50.00 | $50.00 | 10/13/2009 9:56:19 PM |
| meggo33 | $25.00 | $25.00 | 10/14/2009 12:08:57 PM |
| ronin4sale | $25.00 | $25.00 | 10/14/2009 12:08:30 PM |
| FundMaker | $28.00 | $28.00 | 10/14/2009 1:50:03 PM |
| swti37 | $50.00 | $50.00 | 10/14/2009 9:34:58 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/15/2009 4:22:47 PM |
| nurat | $35.81 | $35.81 | 10/16/2009 12:06:07 PM |
| CaptainLender | $27.39 | $23.56 | 10/16/2009 4:16:25 PM |
| BuzzyBee336 | $25.00 | $25.00 | 10/16/2009 10:23:20 PM |
| Kash2010lu | $25.00 | $25.00 | 10/17/2009 8:50:48 AM |
| shark1234 | $25.00 | $25.00 | 10/17/2009 9:10:45 AM |
| building_community | $25.00 | $25.00 | 10/17/2009 8:36:05 PM |
| havok555 | $27.35 | $27.35 | 10/18/2009 4:29:33 PM |
| crw1950 | $50.00 | $50.00 | 10/18/2009 6:47:03 PM |
| Leshan | $100.00 | $100.00 | 10/19/2009 8:23:38 AM |
| Nasdaq | $25.00 | $25.00 | 10/18/2009 10:50:53 PM |
| JJ-Loans | $49.75 | $49.75 | 10/19/2009 9:14:17 AM |
| mtquan | $25.00 | $25.00 | 10/19/2009 5:38:44 AM |
| realtormoises | $25.00 | $25.00 | 10/19/2009 10:49:40 AM |
| scientists | $25.00 | $25.00 | 10/19/2009 11:39:10 AM |
| dudebrah | $25.00 | $25.00 | 10/19/2009 12:03:17 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 1:40:51 PM |
| msmlender | $50.53 | $50.53 | 10/19/2009 1:29:16 PM |
| jasunshine | $25.00 | $25.00 | 10/19/2009 1:32:40 PM |
| credit-coach118 | $25.00 | $25.00 | 10/19/2009 3:52:38 PM |
| CaliforniaSun | $25.00 | $25.00 | 10/19/2009 1:43:55 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 2:54:07 PM |
| generous-deal6 | $60.00 | $60.00 | 10/19/2009 4:07:04 PM |
| engbusres | $100.00 | $100.00 | 10/19/2009 4:13:03 PM |
| marwadi-62 | $25.00 | $25.00 | 10/15/2009 4:28:46 PM |
| fopaul13 | $35.00 | $35.00 | 10/16/2009 10:34:56 PM |
| Feyenoord | $25.00 | $25.00 | 10/18/2009 12:59:35 PM |
| Eaglehigh | $25.00 | $25.00 | 10/18/2009 3:04:32 PM |
| nashibaksi | $25.00 | $25.00 | 10/18/2009 6:07:42 PM |
| autonomous-power | $50.00 | $50.00 | 10/19/2009 6:02:53 AM |
| ski1965 | $25.00 | $25.00 | 10/19/2009 8:47:32 AM |
| Snoopylover | $25.00 | $25.00 | 10/19/2009 9:33:55 AM |
| lucygirl2 | $50.00 | $50.00 | 10/19/2009 1:23:33 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/19/2009 2:08:09 PM |
| Chewbaca | $25.00 | $25.00 | 10/19/2009 2:55:53 PM |
| Orringo | $25.00 | $25.00 | 10/19/2009 3:25:52 PM |
| porwestco | $25.00 | $25.00 | 10/19/2009 3:29:18 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:00:23 PM |
| beaver0206 | $25.00 | $25.00 | 10/19/2009 3:29:52 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:43:56 PM |
| Byrd24 | $100.00 | $100.00 | 10/19/2009 4:02:35 PM |
| Cottingham | $60.00 | $60.00 | 10/19/2009 3:29:06 PM |
| Bill88 | $30.00 | $30.00 | 10/19/2009 3:52:51 PM |
| Skeptical-one | $25.00 | $25.00 | 10/19/2009 3:58:38 PM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 4:03:43 PM |
| payout-comet | $25.00 | $25.00 | 10/19/2009 4:12:55 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
426950
This series of Notes was issued and sold upon the funding of the borrower loan #39080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 24.00% |
Starting borrower rate/APR:
| 25.00% / 27.31% |
Starting monthly payment:
| $139.16 |
|
Final lender yield:
| 21.00% |
Final borrower rate/APR:
| 22.00% / 24.26% |
Final monthly payment:
| $133.67 |
| |
|
Auction yield range:
| 11.27% - 24.00% |
Estimated loss impact:
| 10.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-680 (Oct-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,904 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| armyprincess68 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt, after divorce
Purpose of loan:
I am currently going through a divorce,? the laywer fees were a bit more then I had expected . I also need? moeny to help pay for my books, as I am going to be a full time student for the fall semester.Before I deploy in late spring next year.
My financial situation:
I am enlisted in the United StatesArmy , untill the year 2013, I maintain good credit and pay my bills on time. I don't have too many bills just laywers fees, and unexpected moving expenses . I need a little help to get back on my feet.
Monthly expenses: $ 3,600
??Housing: $?700
??Insurance: $ 150
??Car expenses: $ 240
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50????
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 175
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Sorry to hear about your divorce. It's never easy... :-\
If I may ask, what's your primary MOS and where are you getting deployed to? - TheAlchemist
A:
I am a mental health specialist, and will be deploying to Afghanistan.
(Oct-09-2009)
Q:
Will this be automatically funded or will you be paying manually? - p2p-journey
A:
i"m not exactly sure what you are asking but I will be paying this , it will be set up as an automatic withdraw from my check before I even get my money!
(Oct-15-2009)
Q:
I bid on your prior loan which was cancelled after it was fully funded. Why did that happen? - Loan_Stranger
A:
honestly, I have been so busy with work and school and my divorce that it took me too long to get all m paper wrk in for it to be finalized . and then prosper cancled it ! but thank you for the help!
(Oct-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aljasa2008 | $50.00 | $50.00 | 10/7/2009 9:21:20 AM |
| sunshinysmiles | $25.00 | $25.00 | 10/8/2009 4:08:05 PM |
| mommyhelper | $50.00 | $50.00 | 10/9/2009 9:36:01 AM |
| mordecei | $50.00 | $50.00 | 10/10/2009 12:59:22 PM |
| shiny-dollar9 | $50.00 | $50.00 | 10/11/2009 7:16:45 AM |
| circustab | $50.00 | $50.00 | 10/11/2009 12:15:09 PM |
| bds9646 | $107.32 | $107.32 | 10/12/2009 9:45:33 AM |
| seanvr33 | $25.00 | $25.00 | 10/13/2009 1:27:11 AM |
| JD_oscar | $50.00 | $50.00 | 10/13/2009 7:22:47 AM |
| Quietone58 | $35.00 | $35.00 | 10/13/2009 6:09:17 AM |
| TabascoKat | $100.00 | $100.00 | 10/13/2009 6:54:58 AM |
| mickw2000 | $50.00 | $50.00 | 10/13/2009 8:50:21 AM |
| zone6 | $50.00 | $50.00 | 10/13/2009 2:56:08 PM |
| ton100 | $25.00 | $25.00 | 10/13/2009 2:42:02 PM |
| Teaja | $100.00 | $100.00 | 10/13/2009 3:35:32 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 5:32:58 PM |
| balance-warrior | $25.00 | $25.00 | 10/14/2009 9:43:53 AM |
| eccles | $50.00 | $50.00 | 10/14/2009 6:56:47 PM |
| goldlender | $25.00 | $25.00 | 10/15/2009 12:36:04 AM |
| killdare | $25.00 | $25.00 | 10/15/2009 6:27:09 AM |
| Jim33 | $25.00 | $25.00 | 10/15/2009 9:38:50 PM |
| disclaimer777cc | $25.00 | $25.00 | 10/16/2009 7:49:20 PM |
| TommyTucker | $53.70 | $53.70 | 10/17/2009 10:06:18 AM |
| unger | $100.00 | $100.00 | 10/17/2009 12:17:06 PM |
| kttalamo | $50.00 | $50.00 | 10/18/2009 12:35:48 AM |
| Fuzkaska__F_u_n_d_s | $50.00 | $50.00 | 10/18/2009 8:46:29 AM |
| Moneycometh05 | $25.00 | $25.00 | 10/18/2009 1:27:10 PM |
| fiserve4u | $50.00 | $50.00 | 10/19/2009 8:34:14 AM |
| Feldoth | $25.00 | $25.00 | 10/19/2009 10:08:18 AM |
| money-expert | $25.00 | $25.00 | 10/19/2009 1:09:14 PM |
| Schlawinzer | $25.00 | $25.00 | 10/19/2009 1:45:47 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:55:27 PM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2009 4:06:49 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 4:09:42 PM |
| jjsparks28 | $25.00 | $25.00 | 10/19/2009 4:05:32 PM |
| MAYBROOK | $69.30 | $69.30 | 10/19/2009 4:08:44 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/19/2009 4:11:32 PM |
| Heather11 | $25.00 | $25.00 | 10/7/2009 2:56:46 PM |
| hellasow | $25.00 | $25.00 | 10/9/2009 12:33:57 PM |
| mattblizz | $50.00 | $50.00 | 10/10/2009 12:45:00 AM |
| larken | $25.75 | $25.75 | 10/12/2009 5:35:14 AM |
| leucetios | $25.00 | $25.00 | 10/12/2009 1:41:51 PM |
| Integrity1st | $25.00 | $25.00 | 10/12/2009 11:09:12 AM |
| Babygear | $100.00 | $100.00 | 10/13/2009 12:15:16 AM |
| mercuriant | $25.00 | $25.00 | 10/13/2009 10:54:37 AM |
| ritwik | $50.00 | $50.00 | 10/14/2009 2:02:27 PM |
| Chrishu | $25.00 | $25.00 | 10/16/2009 8:04:11 AM |
| SeminoleHoldings | $48.37 | $29.92 | 10/16/2009 8:56:40 AM |
| randsenterprise | $25.00 | $25.00 | 10/16/2009 12:03:18 PM |
| JTHarris | $50.00 | $50.00 | 10/16/2009 3:52:01 PM |
| StreetJustice | $700.00 | $700.00 | 10/16/2009 8:16:31 PM |
| SkinnyFish | $50.00 | $50.00 | 10/16/2009 8:38:59 PM |
| johnpmid | $25.00 | $25.00 | 10/17/2009 10:01:07 AM |
| bartenderpro | $90.18 | $90.18 | 10/17/2009 12:02:44 PM |
| jybank | $25.00 | $25.00 | 10/17/2009 1:17:32 PM |
| asdf9876 | $50.00 | $50.00 | 10/18/2009 3:12:25 PM |
| Capital_Infusion | $50.00 | $50.00 | 10/18/2009 2:32:48 PM |
| shomikaci | $100.00 | $100.00 | 10/19/2009 12:06:49 AM |
| Integrity1st | $25.00 | $25.00 | 10/18/2009 7:19:51 PM |
| Leshan | $50.00 | $50.00 | 10/19/2009 8:39:10 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:30:32 AM |
| kanedukke | $38.83 | $38.83 | 10/19/2009 12:22:37 PM |
| deepblue34 | $25.00 | $25.00 | 10/19/2009 3:35:13 PM |
| p2p-journey | $50.00 | $50.00 | 10/19/2009 2:01:45 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:04:55 PM |
| Skeptical-one | $50.00 | $50.00 | 10/19/2009 4:05:38 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/19/2009 4:06:12 PM |
| 67 bids
|
Borrower Payment Dependent Notes Series
426952
This series of Notes was issued and sold upon the funding of the borrower loan #39126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $835.50 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 11.85% |
Final monthly payment:
| $824.40 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 12
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $357 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| openness-cleansing |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
down payment on business purchase
Purpose of loan:
This loan will be used as a down payment on purchase of a fly fishing shop. I feel this is an excellent opportunity. I am purchasing an existing business with $300,000 annual sales. The owner is selling because of medical issues.
My financial situation:
I am a good candidate for this loan because I have a very good income and very little consumer debt. I only have a house payment and a truck payment with no credit card debt. I currently gross around 10,000 a month. I receive a $20,000 pharmacy manager bonus in March 2010. I will be able to pay back the loan with no issues. I will continue working as a registered pharmacist and my husband will be the main full time employee for the shop. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sflawya | $25.00 | $25.00 | 10/5/2009 4:17:17 PM |
| loaninvesting | $25.00 | $25.00 | 10/5/2009 4:17:42 PM |
| bchen78875 | $50.00 | $50.00 | 10/5/2009 4:22:16 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/5/2009 4:23:00 PM |
| BlindProphet | $25.00 | $25.00 | 10/5/2009 4:23:57 PM |
| SNH | $50.00 | $50.00 | 10/5/2009 4:24:29 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/5/2009 4:21:35 PM |
| skuba | $50.00 | $50.00 | 10/5/2009 4:22:07 PM |
| kid8549 | $25.00 | $25.00 | 10/5/2009 4:25:06 PM |
| kegs | $100.00 | $100.00 | 10/5/2009 4:25:11 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/5/2009 4:22:45 PM |
| snowman34 | $25.00 | $25.00 | 10/5/2009 4:22:51 PM |
| Banker7371 | $25.00 | $25.00 | 10/5/2009 4:21:32 PM |
| ok | $25.00 | $25.00 | 10/5/2009 4:23:18 PM |
| Weaverville | $25.00 | $25.00 | 10/5/2009 4:21:50 PM |
| Barak | $80.00 | $80.00 | 10/5/2009 4:23:11 PM |
| Havana21 | $100.00 | $100.00 | 10/5/2009 4:24:40 PM |
| anton | $50.00 | $50.00 | 10/5/2009 4:23:40 PM |
| thedreamer | $25.00 | $25.00 | 10/5/2009 4:25:39 PM |
| turbine5 | $40.00 | $40.00 | 10/5/2009 4:24:23 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:25:44 PM |
| larrybird | $95.00 | $95.00 | 10/5/2009 4:25:17 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/5/2009 4:26:15 PM |
| triumphant-community | $25.00 | $25.00 | 10/5/2009 4:30:33 PM |
| CallMeBen | $25.00 | $25.00 | 10/5/2009 4:31:15 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 4:32:08 PM |
| TheMan | $25.00 | $25.00 | 10/5/2009 4:32:23 PM |
| abidos | $25.00 | $25.00 | 10/5/2009 4:31:44 PM |
| kulender | $25.00 | $25.00 | 10/5/2009 4:32:17 PM |
| greenback-ally | $50.00 | $50.00 | 10/5/2009 4:32:29 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/5/2009 4:31:20 PM |
| butlerpossible | $25.00 | $25.00 | 10/5/2009 4:33:47 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:34:30 PM |
| generous-deal6 | $25.00 | $25.00 | 10/5/2009 4:32:58 PM |
| Copa16 | $25.00 | $25.00 | 10/5/2009 4:33:46 PM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 4:34:19 PM |
| heavy_ax | $25.00 | $25.00 | 10/5/2009 5:54:26 PM |
| jga516 | $25.00 | $25.00 | 10/5/2009 5:04:39 PM |
| CIC | $25.00 | $25.00 | 10/6/2009 3:41:59 AM |
| fillholdingsllc | $25.00 | $25.00 | 10/6/2009 4:16:47 AM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:40 AM |
| Raven39 | $25.00 | $25.00 | 10/6/2009 7:32:36 AM |
| busybee999 | $25.00 | $25.00 | 10/6/2009 7:36:21 AM |
| independent-felicity | $25.00 | $25.00 | 10/6/2009 11:31:54 AM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:43 AM |
| wonderous-dough | $25.00 | $25.00 | 10/6/2009 9:32:01 AM |
| Merganser | $25.00 | $25.00 | 10/6/2009 10:01:12 AM |
| 34bcp23 | $25.00 | $25.00 | 10/6/2009 10:31:31 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/6/2009 4:54:29 PM |
| MonkeyPet | $25.00 | $25.00 | 10/6/2009 8:07:00 PM |
| CARedBull | $60.00 | $60.00 | 10/6/2009 5:39:31 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:29 PM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:17 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:48 PM |
| senior1 | $25.00 | $25.00 | 10/7/2009 5:26:23 PM |
| johannesfactotum | $25.00 | $25.00 | 10/7/2009 11:51:13 PM |
| saihu | $25.00 | $25.00 | 10/7/2009 8:36:11 PM |
| alpinaut | $25.00 | $25.00 | 10/8/2009 4:51:17 AM |
| robot777 | $25.00 | $25.00 | 10/8/2009 9:23:02 AM |
| saffron4 | $25.00 | $25.00 | 10/8/2009 9:33:13 AM |
| bowdish1 | $50.00 | $50.00 | 10/8/2009 1:27:57 PM |
| market-assembler | $50.00 | $50.00 | 10/8/2009 11:12:23 AM |
| brw | $25.00 | $25.00 | 10/8/2009 11:21:59 AM |
| power-cell | $50.00 | $50.00 | 10/8/2009 2:40:34 PM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 3:52:43 PM |
| Halos2002 | $50.00 | $50.00 | 10/8/2009 5:18:31 PM |
| elasermd | $50.00 | $50.00 | 10/8/2009 5:19:30 PM |
| spqrxxi | $25.00 | $25.00 | 10/8/2009 5:51:35 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:29 PM |
| YoungTaxMan | $50.00 | $50.00 | 10/8/2009 5:22:32 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:20 PM |
| puyanera | $25.00 | $25.00 | 10/8/2009 8:33:14 PM |
| phaded | $25.00 | $25.00 | 10/9/2009 6:39:24 AM |
| Seafirst | $30.76 | $30.76 | 10/9/2009 6:25:34 AM |
| estancias | $25.00 | $25.00 | 10/8/2009 8:55:31 PM |
| honorable-yield | $50.00 | $50.00 | 10/9/2009 6:39:58 AM |
| PalmTreeIsland | $30.61 | $30.61 | 10/9/2009 6:40:42 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:54 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:08 AM |
| Shelby2082 | $25.00 | $25.00 | 10/9/2009 11:08:59 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:52 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:46 AM |
| amit_gu | $50.00 | $50.00 | 10/9/2009 12:31:21 PM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:13 AM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:13 AM |
| lefty756 | $25.00 | $25.00 | 10/9/2009 2:40:26 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 12:31:28 PM |
| Hamachi | $50.00 | $50.00 | 10/9/2009 4:24:00 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:05 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:14:03 AM |
| Coach2often | $50.00 | $50.00 | 10/10/2009 6:49:20 AM |
| jazz619 | $50.00 | $50.00 | 10/10/2009 10:01:06 AM |
| Lender0010 | $25.00 | $25.00 | 10/10/2009 1:14:02 PM |
| supersarah61 | $25.00 | $25.00 | 10/11/2009 1:54:06 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/12/2009 8:29:12 AM |
| KailuaLender | $25.00 | $25.00 | 10/12/2009 1:45:03 PM |
| rwelle | $25.00 | $25.00 | 10/12/2009 2:31:00 PM |
| ATOHokie | $25.00 | $25.00 | 10/12/2009 2:39:11 PM |
| Sixmil | $25.00 | $25.00 | 10/12/2009 2:39:53 PM |
| FlexFunding | $100.00 | $100.00 | 10/12/2009 3:08:48 PM |
| meux99 | $25.00 | $25.00 | 10/12/2009 2:39:51 PM |
| Kame | $25.00 | $25.00 | 10/12/2009 3:13:45 PM |
| VBAces | $75.00 | $75.00 | 10/12/2009 2:44:52 PM |
| Cherrypicker06 | $25.00 | $25.00 | 10/12/2009 6:44:02 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/12/2009 8:21:28 PM |
| finagler | $25.00 | $25.00 | 10/12/2009 5:10:43 PM |
| martalli | $25.00 | $25.00 | 10/12/2009 7:17:21 PM |
| GenerousGentleMan | $50.00 | $50.00 | 10/12/2009 8:54:17 PM |
| bokonon | $25.00 | $25.00 | 10/12/2009 10:18:41 PM |
| YogaDude34 | $125.00 | $125.00 | 10/13/2009 4:19:19 AM |
| Gar3field | $100.00 | $100.00 | 10/12/2009 8:11:58 PM |
| MGS | $25.00 | $25.00 | 10/12/2009 8:14:39 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/13/2009 12:18:37 AM |
| suave-dollar | $40.00 | $40.00 | 10/13/2009 6:09:17 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 6:58:48 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 6:14:16 AM |
| boogaboogabooga | $25.00 | $25.00 | 10/13/2009 6:28:45 AM |
| szetheli | $50.00 | $50.00 | 10/13/2009 7:50:45 AM |
| wacko82 | $25.00 | $25.00 | 10/13/2009 8:54:38 AM |
| FCI | $25.00 | $25.00 | 10/13/2009 9:09:38 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 6:56:29 AM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 8:34:02 AM |
| chief_wo | $25.00 | $25.00 | 10/13/2009 9:00:56 AM |
| SkonkeyGongo | $25.00 | $25.00 | 10/13/2009 10:40:55 AM |
| decisive-capital | $100.00 | $100.00 | 10/13/2009 10:48:50 AM |
| bobby4u3 | $25.00 | $25.00 | 10/13/2009 10:40:08 AM |
| MoJoRisin15 | $25.00 | $25.00 | 10/13/2009 10:40:54 AM |
| wrchism | $50.00 | $50.00 | 10/13/2009 10:40:59 AM |
| museic1 | $25.00 | $25.00 | 10/13/2009 11:04:51 AM |
| Zoomie | $25.00 | $25.00 | 10/13/2009 10:41:48 AM |
| icefish | $50.00 | $50.00 | 10/13/2009 11:14:13 AM |
| ronkr | $50.00 | $50.00 | 10/13/2009 10:41:07 AM |
| sajitp | $25.00 | $25.00 | 10/13/2009 10:42:30 AM |
| assetmanager | $25.00 | $25.00 | 10/13/2009 11:05:18 AM |
| cpbreton | $25.00 | $25.00 | 10/13/2009 11:53:48 AM |
| Cluvnupe06 | $25.00 | $25.00 | 10/13/2009 11:13:53 AM |
| sail120 | $25.00 | $25.00 | 10/13/2009 11:14:00 AM |
| BankOfFrankFairness | $35.75 | $35.75 | 10/13/2009 11:14:16 AM |
| JJS180 | $25.00 | $25.00 | 10/13/2009 11:14:23 AM |
| thryn | $25.00 | $25.00 | 10/13/2009 11:14:27 AM |
| donloah | $25.00 | $25.00 | 10/13/2009 10:48:56 AM |
| MplsLawyers | $25.00 | $25.00 | 10/13/2009 11:59:07 AM |
| acropiloterau2002 | $25.00 | $25.00 | 10/13/2009 12:03:50 PM |
| zeelender | $25.00 | $25.00 | 10/13/2009 10:49:36 AM |
| Sid-K | $49.35 | $49.35 | 10/13/2009 10:49:52 AM |
| superchicken | $25.00 | $25.00 | 10/13/2009 10:49:55 AM |
| all_of_that_one | $25.00 | $25.00 | 10/13/2009 11:05:16 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:44 AM |
| testobsessed | $44.82 | $44.82 | 10/13/2009 11:33:58 AM |
| cheng | $25.00 | $25.00 | 10/13/2009 11:14:14 AM |
| tonomud | $25.00 | $25.00 | 10/13/2009 1:34:10 PM |
| USMC0311 | $25.00 | $25.00 | 10/13/2009 11:44:50 AM |
| onlyinchicago | $25.00 | $25.00 | 10/13/2009 11:29:36 AM |
| lucky6 | $25.00 | $25.00 | 10/13/2009 2:18:44 PM |
| sh71 | $25.00 | $25.00 | 10/13/2009 2:24:42 PM |
| edgaram | $25.00 | $25.00 | 10/13/2009 11:48:42 AM |
| Octavian315 | $26.27 | $26.27 | 10/13/2009 1:28:47 PM |
| noble-revenue | $31.31 | $31.31 | 10/13/2009 12:43:42 PM |
| geekguy | $25.00 | $25.00 | 10/13/2009 2:08:57 PM |
| MT1130 | $25.00 | $25.00 | 10/13/2009 2:14:03 PM |
| bayareainv | $50.00 | $50.00 | 10/13/2009 1:34:23 PM |
| Cleon | $25.00 | $25.00 | 10/13/2009 2:03:48 PM |
| DMark69 | $25.00 | $25.00 | 10/13/2009 2:38:46 PM |
| pi31415 | $25.00 | $25.00 | 10/13/2009 2:24:38 PM |
| MoneyBear | $50.00 | $50.00 | 10/13/2009 2:39:14 PM |
| Raetha | $25.00 | $25.00 | 10/13/2009 2:43:47 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:39:01 PM |
| ricebin | $25.00 | $25.00 | 10/13/2009 2:59:53 PM |
| celkram | $25.00 | $25.00 | 10/13/2009 3:03:44 PM |
| guybyny | $25.00 | $25.00 | 10/13/2009 3:03:41 PM |
| impartial-deal | $25.00 | $25.00 | 10/13/2009 3:28:43 PM |
| MasterJin | $25.00 | $25.00 | 10/13/2009 5:29:50 PM |
| hayhelp | $25.00 | $25.00 | 10/13/2009 5:48:43 PM |
| zhiguli | $50.00 | $50.00 | 10/13/2009 4:09:54 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/13/2009 4:53:42 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2009 6:03:11 PM |
| kmwvma | $25.00 | $25.00 | 10/13/2009 6:28:45 PM |
| shopzone | $25.00 | $25.00 | 10/13/2009 6:28:48 PM |
| _SCI_ | $25.00 | $25.00 | 10/13/2009 5:34:09 PM |
| flexiboy35 | $25.00 | $25.00 | 10/13/2009 5:34:01 PM |
| cingular | $25.00 | $25.00 | 10/13/2009 6:23:46 PM |
| totoro | $25.00 | $25.00 | 10/13/2009 6:24:01 PM |
| LR_Biker | $25.00 | $25.00 | 10/13/2009 7:45:03 PM |
| Hexnut | $50.00 | $50.00 | 10/13/2009 8:48:47 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/13/2009 9:03:42 PM |
| longisland47m | $25.00 | $25.00 | 10/13/2009 9:19:15 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/14/2009 5:33:01 AM |
| unk1911 | $25.00 | $25.00 | 10/14/2009 8:53:10 AM |
| jybank | $50.00 | $50.00 | 10/14/2009 10:00:10 AM |
| BlindSquirrel | $25.00 | $25.00 | 10/14/2009 10:23:17 AM |
| gdbanks | $25.00 | $25.00 | 10/14/2009 10:23:19 AM |
| StrongMoney | $25.00 | $25.00 | 10/14/2009 10:08:03 AM |
| thesupplier | $25.00 | $25.00 | 10/14/2009 10:43:17 AM |
| otter | $25.00 | $25.00 | 10/14/2009 11:10:24 AM |
| Independenttools | $25.00 | $25.00 | 10/14/2009 11:03:49 AM |
| wbahl | $25.00 | $25.00 | 10/14/2009 10:48:03 AM |
| TestClees | $25.00 | $25.00 | 10/14/2009 11:33:29 AM |
| BaltimoreLender | $25.00 | $25.00 | 10/14/2009 10:58:01 AM |
| fiscal65 | $25.00 | $25.00 | 10/14/2009 11:13:02 AM |
| wack-a-mole | $100.00 | $100.00 | 10/14/2009 11:15:59 AM |
| scorpi073 | $25.00 | $25.00 | 10/14/2009 11:53:02 AM |
| hollywood83 | $25.00 | $25.00 | 10/14/2009 11:45:06 AM |
| NATIVEBORN | $25.95 | $25.95 | 10/14/2009 11:58:36 AM |
| One1putt | $25.00 | $25.00 | 10/14/2009 1:27:57 PM |
| NeemanuKotagoLending | $30.00 | $30.00 | 10/14/2009 1:57:44 PM |
| All_Wins | $25.00 | $25.00 | 10/14/2009 2:13:39 PM |
| JoeMB | $25.00 | $25.00 | 10/14/2009 2:14:38 PM |
| Castellan | $25.00 | $25.00 | 10/14/2009 2:23:20 PM |
| LuckySF | $50.00 | $50.00 | 10/14/2009 5:38:22 PM |
| perlindc | $67.51 | $67.51 | 10/14/2009 5:38:29 PM |
| FrayBentos | $25.00 | $25.00 | 10/14/2009 5:38:34 PM |
| jfd287 | $25.00 | $25.00 | 10/14/2009 5:38:40 PM |
| synergy4all | $25.00 | $25.00 | 10/14/2009 5:38:44 PM |
| catmanbob | $25.00 | $25.00 | 10/14/2009 5:38:49 PM |
| SKOAL | $25.00 | $25.00 | 10/14/2009 5:38:51 PM |
| Westerly | $50.00 | $50.00 | 10/14/2009 5:39:25 PM |
| Boxhead | $25.00 | $25.00 | 10/14/2009 5:23:02 PM |
| LPSolutions | $25.00 | $25.00 | 10/14/2009 5:38:22 PM |
| jchix | $25.00 | $25.00 | 10/14/2009 5:38:27 PM |
| Feline_Parent | $25.00 | $25.00 | 10/14/2009 5:38:35 PM |
| BaxterEvil | $25.00 | $25.00 | 10/14/2009 5:38:57 PM |
| JnL | $25.00 | $25.00 | 10/14/2009 5:39:33 PM |
| minista | $25.00 | $25.00 | 10/14/2009 5:44:48 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/14/2009 5:40:04 PM |
| DadWarbucks | $25.00 | $25.00 | 10/14/2009 5:40:08 PM |
| financelover | $50.00 | $50.00 | 10/14/2009 5:40:21 PM |
| MGOT-Ken | $25.00 | $25.00 | 10/14/2009 5:40:27 PM |
| langdonx | $50.00 | $50.00 | 10/14/2009 5:40:34 PM |
| pay-it-forward1010 | $25.00 | $25.00 | 10/14/2009 5:58:02 PM |
| BeemerRider | $25.00 | $25.00 | 10/14/2009 5:58:22 PM |
| lending-bear | $50.00 | $50.00 | 10/14/2009 5:38:21 PM |
| McTrump | $25.00 | $25.00 | 10/14/2009 5:38:26 PM |
| cyberie21 | $29.83 | $29.83 | 10/14/2009 5:38:31 PM |
| BOBCH | $25.00 | $25.00 | 10/14/2009 5:38:35 PM |
| ganoman21 | $25.00 | $25.00 | 10/14/2009 5:38:41 PM |
| lovely-return7 | $25.00 | $25.00 | 10/14/2009 5:38:54 PM |
| money-vista | $25.00 | $25.00 | 10/14/2009 5:39:27 PM |
| lgs83 | $25.00 | $25.00 | 10/14/2009 5:40:03 PM |
| BrianRK | $25.00 | $25.00 | 10/14/2009 5:53:25 PM |
| trade-watcher | $25.00 | $25.00 | 10/14/2009 5:40:33 PM |
| ALL-PRIME | $25.00 | $25.00 | 10/14/2009 5:44:42 PM |
| buffalobills | $25.00 | $25.00 | 10/14/2009 6:28:02 PM |
| jswanso2 | $25.00 | $25.00 | 10/14/2009 6:18:44 PM |
| 12puebloyankee | $35.00 | $35.00 | 10/14/2009 7:04:35 PM |
| Victor-E-Lane | $25.00 | $25.00 | 10/14/2009 9:53:02 PM |
| Gundu | $50.00 | $50.00 | 10/14/2009 8:13:14 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 9:33:29 AM |
| naniamo | $25.00 | $25.00 | 10/15/2009 9:38:02 AM |
| Namrok | $25.00 | $25.00 | 10/15/2009 9:33:07 AM |
| onegoodlender | $25.00 | $25.00 | 10/15/2009 10:28:24 AM |
| cantsavenuf | $25.00 | $25.00 | 10/15/2009 10:53:09 AM |
| outwish | $25.00 | $25.00 | 10/15/2009 11:03:58 AM |
| secretidentity | $25.00 | $25.00 | 10/15/2009 11:13:10 AM |
| Seadrag367 | $25.00 | $25.00 | 10/15/2009 11:22:58 AM |
| AgTiPinisher | $25.00 | $25.00 | 10/15/2009 10:28:21 AM |
| dorypro | $50.00 | $50.00 | 10/15/2009 11:41:39 AM |
| bikingbtb | $25.00 | $25.00 | 10/15/2009 10:43:01 AM |
| lendinstuff | $25.00 | $25.00 | 10/15/2009 10:48:23 AM |
| ILfarmboy | $61.46 | $61.46 | 10/15/2009 10:58:06 AM |
| NELNET | $27.81 | $27.81 | 10/15/2009 11:48:02 AM |
| ejdirin | $25.00 | $25.00 | 10/15/2009 3:42:58 PM |
| Sofar | $25.00 | $25.00 | 10/15/2009 5:13:10 PM |
| LesPaul1 | $25.00 | $25.00 | 10/15/2009 5:38:49 PM |
| Railbird | $25.00 | $25.00 | 10/15/2009 5:23:00 PM |
| Viamin | $25.00 | $25.00 | 10/15/2009 5:29:58 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/15/2009 5:28:03 PM |
| AKJagMan | $25.00 | $25.00 | 10/15/2009 6:27:59 PM |
| irishcocacola | $25.00 | $25.00 | 10/15/2009 5:30:02 PM |
| brilliant-balance | $25.00 | $25.00 | 10/15/2009 7:17:29 PM |
| PhalanxBulldog | $25.00 | $25.00 | 10/15/2009 5:38:48 PM |
| DrStaff | $32.89 | $32.89 | 10/15/2009 6:48:02 PM |
| figs4u2 | $42.35 | $42.35 | 10/16/2009 4:41:35 AM |
| grallu | $39.63 | $39.63 | 10/15/2009 8:03:46 PM |
| LoanGiver | $25.00 | $25.00 | 10/16/2009 5:51:47 AM |
| SimonHova | $27.45 | $27.45 | 10/16/2009 6:46:17 AM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:21 AM |
| Good_Karma_Cafe | $25.00 | $25.00 | 10/16/2009 10:00:31 AM |
| beaker | $25.00 | $25.00 | 10/16/2009 11:16:12 AM |
| Downs108 | $28.19 | $0.63 | 10/16/2009 12:21:31 PM |
| Gromac | $25.00 | $25.00 | 10/16/2009 1:12:20 PM |
| treasure-generator | $25.00 | $25.00 | 10/16/2009 10:26:12 AM |
| eggzie | $25.00 | $25.00 | 10/16/2009 11:47:00 AM |
| TikPmp1 | $25.00 | $25.00 | 10/16/2009 10:56:58 AM |
| Lotsofbears | $25.00 | $25.00 | 10/16/2009 3:05:45 PM |
| JTHarris | $100.00 | $100.00 | 10/16/2009 3:52:50 PM |
| merlin981 | $50.00 | $50.00 | 10/16/2009 3:07:55 PM |
| sentry256 | $25.00 | $25.00 | 10/16/2009 3:08:07 PM |
| happydayloans10 | $40.00 | $40.00 | 10/16/2009 3:31:44 PM |
| BankofPaul | $50.00 | $50.00 | 10/16/2009 5:04:39 PM |
| rockytop | $100.00 | $100.00 | 10/16/2009 6:38:03 PM |
| availableloan | $25.00 | $25.00 | 10/16/2009 4:38:13 PM |
| kulender | $50.00 | $50.00 | 10/17/2009 3:58:09 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/17/2009 12:21:39 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/17/2009 8:38:40 AM |
| ezraacook | $118.30 | $118.30 | 10/17/2009 8:36:58 AM |
| Gold_Coin | $25.00 | $25.00 | 10/17/2009 8:41:16 AM |
| Bodyboard | $25.00 | $25.00 | 10/17/2009 5:07:18 PM |
| MTGuy | $50.00 | $50.00 | 10/17/2009 11:41:51 AM |
| mdf84 | $25.00 | $25.00 | 10/17/2009 1:35:37 PM |
| Saab93 | $25.00 | $25.00 | 10/17/2009 3:32:44 PM |
| rodaku | $25.00 | $25.00 | 10/17/2009 4:13:27 PM |
| MCFinance27 | $50.00 | $50.00 | 10/17/2009 6:52:01 PM |
| charb57 | $25.00 | $25.00 | 10/17/2009 7:17:27 PM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:28:52 PM |
| interstellar | $25.00 | $25.00 | 10/18/2009 6:44:25 AM |
| littlemonkey | $25.00 | $25.00 | 10/18/2009 7:18:52 AM |
| fairness-swashbuckler | $50.00 | $50.00 | 10/18/2009 5:37:23 PM |
| banker65010 | $25.00 | $25.00 | 10/18/2009 9:39:05 AM |
| Gobsek | $25.00 | $25.00 | 10/18/2009 11:00:11 AM |
| awe-inspiring-power | $25.00 | $25.00 | 10/18/2009 12:09:48 PM |
| gethope | $100.00 | $100.00 | 10/19/2009 12:17:23 AM |
| ssgt95068 | $25.00 | $25.00 | 10/18/2009 6:04:43 PM |
| p2p-gala | $75.00 | $75.00 | 10/18/2009 6:42:03 PM |
| the-repayment-treaty | $50.00 | $50.00 | 10/19/2009 7:28:55 AM |
| Chosen-one | $25.00 | $25.00 | 10/18/2009 8:12:54 PM |
| ptjg | $50.00 | $50.00 | 10/19/2009 3:08:34 AM |
| SS123 | $25.00 | $25.00 | 10/19/2009 7:54:40 AM |
| malypom | $100.00 | $100.00 | 10/19/2009 9:14:11 AM |
| enterprising-integrity | $25.00 | $25.00 | 10/19/2009 9:31:37 AM |
| return-twister | $25.00 | $25.00 | 10/19/2009 9:32:10 AM |
| Washington_Loan | $25.00 | $25.00 | 10/19/2009 9:37:34 AM |
| understanding-integrity4 | $50.00 | $50.00 | 10/19/2009 12:24:32 PM |
| Okeey | $25.00 | $25.00 | 10/19/2009 11:18:09 AM |
| blazer1918 | $50.00 | $50.00 | 10/19/2009 11:23:00 AM |
| TopHat64 | $31.00 | $31.00 | 10/19/2009 11:28:33 AM |
| db2070 | $50.00 | $50.00 | 10/19/2009 12:52:21 PM |
| bonus-chosen-one | $50.00 | $50.00 | 10/19/2009 1:02:18 PM |
| rsd4444 | $25.00 | $25.00 | 10/19/2009 1:11:59 PM |
| organic-platinum | $25.00 | $25.00 | 10/19/2009 1:23:19 PM |
| impartial-diversification | $1,490.00 | $1,490.00 | 10/19/2009 1:59:53 PM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/19/2009 3:58:54 PM |
| frangil962 | $25.00 | $25.00 | 10/19/2009 3:48:39 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/19/2009 4:07:05 PM |
| brightest-economy-tsunami | $75.00 | $75.00 | 10/19/2009 3:56:43 PM |
| brightest-income-hunter | $25.00 | $25.00 | 10/19/2009 4:03:31 PM |
| the-auction-lotus | $25.00 | $25.00 | 10/5/2009 4:17:49 PM |
| sas19 | $25.00 | $25.00 | 10/5/2009 4:22:38 PM |
| investor_101 | $50.00 | $50.00 | 10/5/2009 4:18:07 PM |
| crenen139 | $50.00 | $50.00 | 10/5/2009 4:23:06 PM |
| djh47a | $40.00 | $40.00 | 10/5/2009 4:23:45 PM |
| justice-dna | $25.00 | $25.00 | 10/5/2009 4:24:09 PM |
| DukSerduk | $25.00 | $25.00 | 10/5/2009 4:22:00 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/5/2009 4:25:00 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/5/2009 4:22:25 PM |
| transparency-giant | $50.00 | $50.00 | 10/5/2009 4:25:23 PM |
| fortytwo | $250.00 | $250.00 | 10/5/2009 4:25:28 PM |
| gold-tsunami | $25.00 | $25.00 | 10/5/2009 4:22:30 PM |
| degster | $25.00 | $25.00 | 10/5/2009 4:24:18 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:24:35 PM |
| j48 | $25.00 | $25.00 | 10/5/2009 4:23:23 PM |
| inventive-funds | $25.00 | $25.00 | 10/5/2009 4:23:51 PM |
| compoundinterest | $50.00 | $50.00 | 10/5/2009 4:24:05 PM |
| Cai8899 | $25.00 | $25.00 | 10/5/2009 4:25:36 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/5/2009 4:24:56 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/5/2009 4:26:01 PM |
| a-responsible-return | $25.00 | $25.00 | 10/5/2009 4:26:33 PM |
| czar3 | $25.00 | $25.00 | 10/5/2009 4:25:56 PM |
| hawker | $100.00 | $100.00 | 10/5/2009 4:26:03 PM |
| dealarella | $25.00 | $25.00 | 10/5/2009 4:26:10 PM |
| radiant-fund | $25.00 | $25.00 | 10/5/2009 4:26:20 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/5/2009 4:31:30 PM |
| credit-investor5 | $50.00 | $50.00 | 10/5/2009 4:32:04 PM |
| bluesheep | $25.00 | $25.00 | 10/5/2009 4:32:06 PM |
| Davidson2 | $25.00 | $25.00 | 10/5/2009 4:31:38 PM |
| DonaldColorado | $25.00 | $25.00 | 10/5/2009 4:34:07 PM |
| point-zebra | $25.00 | $25.00 | 10/5/2009 4:30:18 PM |
| Cheburashka | $50.00 | $50.00 | 10/5/2009 4:30:39 PM |
| selector568 | $100.00 | $100.00 | 10/5/2009 4:30:44 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/5/2009 4:33:30 PM |
| Syzygy | $25.00 | $25.00 | 10/5/2009 4:32:42 PM |
| eureka117 | $25.00 | $25.00 | 10/5/2009 4:33:34 PM |
| Iwantahelp | $25.00 | $25.00 | 10/5/2009 4:48:18 PM |
| LDFree | $25.00 | $25.00 | 10/5/2009 4:55:14 PM |
| blot44 | $50.00 | $50.00 | 10/5/2009 7:54:17 PM |
| busybee007 | $25.00 | $25.00 | 10/5/2009 4:57:04 PM |
| here2lend | $25.00 | $25.00 | 10/6/2009 2:16:07 AM |
| tenacious-payout | $25.00 | $25.00 | 10/5/2009 8:04:47 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:34 AM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:56:08 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/6/2009 6:41:01 AM |
| wjf60 | $25.00 | $25.00 | 10/6/2009 9:58:05 AM |
| GatorBait | $25.00 | $25.00 | 10/6/2009 6:51:21 AM |
| honorable-treasure | $25.00 | $25.00 | 10/6/2009 9:32:09 AM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 9:18:24 AM |
| elegant-bonus | $25.00 | $25.00 | 10/6/2009 1:58:57 PM |
| southerngirl9 | $40.78 | $40.78 | 10/6/2009 2:01:20 PM |
| briggsy4 | $25.00 | $25.00 | 10/6/2009 2:20:05 PM |
| benroo | $25.00 | $25.00 | 10/6/2009 1:57:03 PM |
| Watts518 | $25.00 | $25.00 | 10/6/2009 4:21:26 PM |
| peb44 | $25.00 | $25.00 | 10/6/2009 5:56:20 PM |
| andrewgl | $25.00 | $25.00 | 10/6/2009 6:23:42 PM |
| Loansforlife | $25.00 | $25.00 | 10/6/2009 7:31:22 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:23 AM |
| radiant-cash | $43.04 | $43.04 | 10/7/2009 3:46:43 AM |
| CPA_Investor | $25.00 | $25.00 | 10/7/2009 9:31:43 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:19 AM |
| vigman777 | $25.00 | $25.00 | 10/7/2009 3:56:24 PM |
| BzJ108 | $25.00 | $25.00 | 10/7/2009 4:04:41 PM |
| credit-coach118 | $35.00 | $35.00 | 10/7/2009 9:01:00 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:25 PM |
| rlrcstr | $25.00 | $25.00 | 10/8/2009 7:48:12 AM |
| tlam168 | $50.00 | $50.00 | 10/8/2009 2:18:01 AM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:50 AM |
| cowboyskier | $31.00 | $31.00 | 10/8/2009 11:29:25 AM |
| wdove511 | $25.00 | $25.00 | 10/8/2009 10:12:54 AM |
| visionary-currency | $31.23 | $31.23 | 10/8/2009 10:31:52 AM |
| louisprima | $33.28 | $33.28 | 10/8/2009 11:54:42 AM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 2:41:21 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 3:39:03 PM |
| don8ter | $26.97 | $26.97 | 10/8/2009 3:27:23 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:17 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 3:53:00 PM |
| pathomphone | $25.00 | $25.00 | 10/8/2009 5:16:11 PM |
| NJournalist | $25.00 | $25.00 | 10/8/2009 5:18:34 PM |
| a8h8a8 | $25.00 | $25.00 | 10/8/2009 6:36:14 PM |
| MidnightBank | $25.00 | $25.00 | 10/8/2009 5:19:52 PM |
| Gibbyland | $100.00 | $100.00 | 10/8/2009 5:20:05 PM |
| greeninspirit | $25.00 | $25.00 | 10/8/2009 5:21:39 PM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:39 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:27 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 10:58:53 PM |
| zone6 | $25.00 | $25.00 | 10/8/2009 9:36:05 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:06 AM |
| crippledcircus | $75.00 | $75.00 | 10/9/2009 4:44:20 AM |
| KiwiElf | $30.00 | $30.00 | 10/9/2009 6:37:20 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:06:59 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:22 AM |
| pawsitive | $25.00 | $25.00 | 10/9/2009 6:38:54 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:30 AM |
| anakinsolo | $25.00 | $25.00 | 10/9/2009 9:34:48 AM |
| BigLinCT | $44.92 | $44.92 | 10/9/2009 3:19:02 PM |
| Hamachi | $50.00 | $50.00 | 10/9/2009 4:24:19 PM |
| g314 | $30.00 | $30.00 | 10/9/2009 11:40:40 PM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:22:01 AM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:34:03 AM |
| Reinadog9 | $25.00 | $25.00 | 10/10/2009 7:08:57 PM |
| llequire1 | $300.00 | $300.00 | 10/10/2009 3:53:56 PM |
| PurplePonchoMan | $25.00 | $25.00 | 10/11/2009 10:02:52 PM |
| neenerman | $25.00 | $25.00 | 10/12/2009 7:44:19 AM |
| andyb9 | $25.00 | $25.00 | 10/11/2009 5:24:03 PM |
| slowpig | $25.00 | $25.00 | 10/12/2009 11:55:39 AM |
| kenji4861 | $50.00 | $50.00 | 10/12/2009 1:44:49 PM |
| lagnisiruk | $25.00 | $25.00 | 10/12/2009 2:18:42 PM |
| slartibardfast | $25.00 | $25.00 | 10/12/2009 2:08:46 PM |
| Rev1126 | $25.00 | $25.00 | 10/12/2009 2:30:44 PM |
| aajwm | $44.68 | $44.68 | 10/12/2009 3:09:04 PM |
| Katburg | $25.00 | $25.00 | 10/12/2009 3:30:40 PM |
| ThomasC | $25.00 | $25.00 | 10/12/2009 5:26:28 PM |
| head | $25.00 | $25.00 | 10/12/2009 7:43:44 PM |
| nzlxjwek | $25.00 | $25.00 | 10/12/2009 10:24:12 PM |
| miked8303 | $25.00 | $25.00 | 10/12/2009 10:31:35 PM |
| OLYVRC | $25.00 | $25.00 | 10/12/2009 10:56:27 PM |
| Tai | $25.00 | $25.00 | 10/13/2009 1:29:57 AM |
| kenyonhillbilly | $25.00 | $25.00 | 10/12/2009 10:29:30 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:03:42 AM |
| get30inc | $50.00 | $50.00 | 10/13/2009 12:04:17 AM |
| dansarkis | $25.00 | $25.00 | 10/13/2009 5:48:45 AM |
| kanakakm | $50.00 | $50.00 | 10/13/2009 5:54:05 AM |
| tuffshorty | $50.00 | $50.00 | 10/13/2009 6:09:19 AM |
| tsui517 | $25.00 | $25.00 | 10/13/2009 2:02:41 AM |
| YogaDude34 | $100.00 | $100.00 | 10/13/2009 4:21:42 AM |
| zyztemboy | $25.00 | $25.00 | 10/13/2009 6:28:51 AM |
| mcabery | $25.00 | $25.00 | 10/13/2009 5:08:40 AM |
| SouthCoast | $25.00 | $25.00 | 10/13/2009 6:34:21 AM |
| bdpres1 | $25.00 | $25.00 | 10/13/2009 7:13:57 AM |
| mattphil | $25.00 | $25.00 | 10/13/2009 7:38:46 AM |
| Toastsr | $300.00 | $300.00 | 10/13/2009 7:38:56 AM |
| RadCad1 | $50.00 | $50.00 | 10/13/2009 7:44:12 AM |
| Attract | $25.00 | $25.00 | 10/13/2009 1:07:26 AM |
| danielamity | $50.00 | $50.00 | 10/13/2009 7:59:22 AM |
| teejay411 | $50.49 | $50.49 | 10/13/2009 4:23:55 AM |
| TriSail | $25.00 | $25.00 | 10/13/2009 4:43:44 AM |
| mlender | $25.00 | $25.00 | 10/13/2009 8:54:22 AM |
| lean-velocity | $25.00 | $25.00 | 10/13/2009 9:34:18 AM |
| money-shaker | $25.00 | $25.00 | 10/13/2009 9:28:42 AM |
| Spring342 | $25.00 | $25.00 | 10/13/2009 7:44:11 AM |
| oreyedoc | $25.00 | $25.00 | 10/13/2009 8:23:40 AM |
| tlp43 | $25.00 | $25.00 | 10/13/2009 8:37:37 AM |
| KeepOnRunning | $28.13 | $28.13 | 10/13/2009 10:40:09 AM |
| atlviet | $25.00 | $25.00 | 10/13/2009 10:41:00 AM |
| gogmagog | $55.56 | $55.56 | 10/13/2009 10:41:46 AM |
| Norcal | $50.00 | $50.00 | 10/13/2009 10:42:05 AM |
| token34 | $25.00 | $25.00 | 10/13/2009 10:48:49 AM |
| Trigirl23 | $25.00 | $25.00 | 10/13/2009 10:49:21 AM |
| mizount | $25.00 | $25.00 | 10/13/2009 10:49:35 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:28 AM |
| conceptpi | $50.00 | $50.00 | 10/13/2009 10:40:12 AM |
| dumbass | $25.00 | $25.00 | 10/13/2009 10:58:56 AM |
| giannyny | $25.00 | $25.00 | 10/13/2009 10:40:47 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2009 10:40:57 AM |
| ChicoBob | $34.17 | $34.17 | 10/13/2009 11:04:50 AM |
| BayShell | $30.02 | $30.02 | 10/13/2009 10:41:09 AM |
| gm93001 | $25.00 | $25.00 | 10/13/2009 11:05:11 AM |
| kubien | $25.00 | $25.00 | 10/13/2009 10:41:16 AM |
| jeffc92 | $26.59 | $26.59 | 10/13/2009 10:42:00 AM |
| tatsuo20001 | $25.00 | $25.00 | 10/13/2009 11:13:46 AM |
| TK4 | $25.00 | $25.00 | 10/13/2009 10:42:44 AM |
| smartie1 | $25.00 | $25.00 | 10/13/2009 11:13:52 AM |
| Gallardo007 | $25.00 | $25.00 | 10/13/2009 11:13:55 AM |
| divedude | $25.00 | $25.00 | 10/13/2009 10:49:23 AM |
| easylender | $25.00 | $25.00 | 10/13/2009 10:49:29 AM |
| bugleusmc | $30.00 | $30.00 | 10/13/2009 10:49:37 AM |
| stensonb | $25.00 | $25.00 | 10/13/2009 10:49:51 AM |
| social-comet7 | $25.00 | $25.00 | 10/13/2009 10:41:08 AM |
| rdextra | $25.00 | $25.00 | 10/13/2009 10:49:56 AM |
| diverse2 | $30.00 | $30.00 | 10/13/2009 10:41:36 AM |
| nehemiah65 | $28.94 | $28.94 | 10/13/2009 10:54:40 AM |
| Mark-O-Polo | $25.00 | $25.00 | 10/13/2009 10:42:17 AM |
| nicklds | $25.00 | $25.00 | 10/13/2009 11:38:50 AM |
| TheColoradoDon | $25.00 | $25.00 | 10/13/2009 11:04:38 AM |
| philipandc | $25.00 | $25.00 | 10/13/2009 11:05:00 AM |
| reinforced-reward | $25.00 | $25.00 | 10/13/2009 11:05:03 AM |
| seattleslug | $26.55 | $26.55 | 10/13/2009 11:44:51 AM |
| nala2821 | $25.00 | $25.00 | 10/13/2009 11:53:49 AM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:13:50 AM |
| friendlyviking | $25.00 | $25.00 | 10/13/2009 11:53:56 AM |
| trucklawyer | $25.00 | $25.00 | 10/13/2009 11:13:57 AM |
| LordKinbote | $25.00 | $25.00 | 10/13/2009 11:14:11 AM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:48:58 AM |
| wormdc | $25.00 | $25.00 | 10/13/2009 11:59:10 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/13/2009 11:16:06 AM |
| AF-Chief | $35.00 | $35.00 | 10/13/2009 11:30:14 AM |
| szetowski | $25.00 | $25.00 | 10/13/2009 11:14:09 AM |
| janderz990 | $25.00 | $25.00 | 10/13/2009 11:59:09 AM |
| Captain88 | $25.00 | $25.00 | 10/13/2009 12:03:47 PM |
| RJN | $25.00 | $25.00 | 10/13/2009 12:18:43 PM |
| kayakg | $25.00 | $25.00 | 10/13/2009 11:33:52 AM |
| DeathScythe676 | $25.00 | $25.00 | 10/13/2009 11:34:00 AM |
| BiggestG | $25.00 | $25.00 | 10/13/2009 2:24:36 PM |
| Avala | $25.00 | $25.00 | 10/13/2009 11:34:03 AM |
| brstern2 | $25.00 | $25.00 | 10/13/2009 11:44:31 AM |
| virtualbank | $25.00 | $25.00 | 10/13/2009 11:44:57 AM |
| j2ee | $25.00 | $25.00 | 10/13/2009 11:59:10 AM |
| interest-exec9 | $25.00 | $25.00 | 10/13/2009 12:03:49 PM |
| amijo | $29.42 | $29.42 | 10/13/2009 2:43:46 PM |
| stolan | $25.00 | $25.00 | 10/13/2009 12:28:41 PM |
| johngaltline | $25.00 | $25.00 | 10/13/2009 2:03:46 PM |
| rjleves | $25.00 | $25.00 | 10/13/2009 2:03:51 PM |
| a-harmonious-deal | $25.00 | $25.00 | 10/13/2009 1:08:43 PM |
| Darkjimson | $25.00 | $25.00 | 10/13/2009 2:08:42 PM |
| NoVALending | $25.00 | $25.00 | 10/13/2009 2:08:58 PM |
| jcar78 | $25.00 | $25.00 | 10/13/2009 2:24:21 PM |
| fsa3 | $25.00 | $25.00 | 10/13/2009 2:08:46 PM |
| theemhdoctor | $25.00 | $25.00 | 10/13/2009 2:14:04 PM |
| Eagledrop | $25.00 | $25.00 | 10/13/2009 2:43:42 PM |
| kindness-saver | $55.47 | $55.47 | 10/13/2009 2:49:18 PM |
| engaging-worth | $28.17 | $28.17 | 10/13/2009 3:34:06 PM |
| rmachi | $25.00 | $25.00 | 10/13/2009 5:33:58 PM |
| LarWit1512 | $25.00 | $25.00 | 10/13/2009 4:09:15 PM |
| WHEREISTHEMOON | $50.00 | $50.00 | 10/13/2009 5:54:31 PM |
| rjblack | $50.00 | $50.00 | 10/13/2009 4:18:51 PM |
| johnsails | $26.78 | $26.78 | 10/13/2009 6:28:47 PM |
| Landselott | $25.00 | $25.00 | 10/13/2009 5:33:56 PM |
| fwaguy | $25.00 | $25.00 | 10/13/2009 7:28:49 PM |
| BoutYeBank | $25.00 | $25.00 | 10/13/2009 7:58:41 PM |
| vtr1000 | $25.51 | $25.51 | 10/13/2009 8:43:50 PM |
| CPAMAN | $25.00 | $25.00 | 10/13/2009 8:48:46 PM |
| regahj99 | $25.00 | $25.00 | 10/13/2009 11:13:14 PM |
| help_each_other | $25.00 | $25.00 | 10/14/2009 5:43:01 AM |
| pubnat | $25.00 | $25.00 | 10/14/2009 7:58:00 AM |
| AndersenWatcher | $25.00 | $25.00 | 10/14/2009 8:58:00 AM |
| ADenny | $25.00 | $25.00 | 10/14/2009 9:58:04 AM |
| Warbler | $25.00 | $25.00 | 10/14/2009 9:43:13 AM |
| thedoctor | $25.00 | $25.00 | 10/14/2009 10:08:08 AM |
| pipopirate | $25.00 | $25.00 | 10/14/2009 10:15:38 AM |
| spname | $25.00 | $25.00 | 10/14/2009 10:43:42 AM |
| jct_enterprises | $25.00 | $25.00 | 10/14/2009 10:23:22 AM |
| rogo | $25.00 | $25.00 | 10/14/2009 11:08:11 AM |
| buckeye55 | $25.00 | $25.00 | 10/14/2009 11:12:58 AM |
| sparky1129 | $25.00 | $25.00 | 10/14/2009 11:43:55 AM |
| salala | $25.00 | $25.00 | 10/14/2009 11:33:54 AM |
| Ven58 | $25.00 | $25.00 | 10/14/2009 12:19:04 PM |
| Thecozychick | $25.00 | $25.00 | 10/14/2009 11:48:01 AM |
| pbandjb | $25.00 | $25.00 | 10/14/2009 1:12:59 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/14/2009 2:14:29 PM |
| GrayStudio | $50.00 | $50.00 | 10/14/2009 2:14:25 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/14/2009 2:57:59 PM |
| Patter256 | $25.00 | $25.00 | 10/14/2009 3:58:33 PM |
| leftcoast52 | $25.00 | $25.00 | 10/14/2009 3:33:04 PM |
| tuneman1980 | $25.00 | $25.00 | 10/14/2009 3:53:00 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/14/2009 4:28:18 PM |
| NYWA | $25.00 | $25.00 | 10/14/2009 5:12:59 PM |
| CoolHelp | $25.00 | $25.00 | 10/14/2009 5:22:59 PM |
| pbeach05 | $25.00 | $25.00 | 10/14/2009 5:38:19 PM |
| kumpa2u | $25.57 | $25.57 | 10/14/2009 5:38:24 PM |
| stikman | $25.00 | $25.00 | 10/14/2009 5:38:32 PM |
| phoko | $25.00 | $25.00 | 10/14/2009 5:38:37 PM |
| Immunologist | $25.00 | $25.00 | 10/14/2009 5:38:43 PM |
| director877 | $25.00 | $25.00 | 10/14/2009 5:38:47 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/14/2009 5:38:50 PM |
| Friend22 | $25.00 | $25.00 | 10/14/2009 5:38:53 PM |
| mscomeaux | $25.00 | $25.00 | 10/14/2009 5:39:03 PM |
| stormwatch | $25.00 | $25.00 | 10/14/2009 5:39:27 PM |
| SASBANK | $25.00 | $25.00 | 10/14/2009 5:39:49 PM |
| Bearls | $25.00 | $25.00 | 10/14/2009 5:39:54 PM |
| SnE | $25.00 | $25.00 | 10/14/2009 5:40:28 PM |
| linklady | $50.00 | $50.00 | 10/14/2009 5:38:20 PM |
| Masterlender | $25.00 | $25.00 | 10/14/2009 5:38:25 PM |
| SkiNZ | $25.00 | $25.00 | 10/14/2009 5:38:30 PM |
| yertle9 | $25.00 | $25.00 | 10/14/2009 5:38:38 PM |
| soldadoz | $25.00 | $25.00 | 10/14/2009 5:38:56 PM |
| Skramar | $25.00 | $25.00 | 10/14/2009 5:39:29 PM |
| mathprof | $25.00 | $25.00 | 10/14/2009 5:39:32 PM |
| cpy911 | $25.00 | $25.00 | 10/14/2009 5:39:33 PM |
| inventive-exchange | $25.00 | $25.00 | 10/14/2009 5:40:05 PM |
| jgar_O | $30.00 | $30.00 | 10/14/2009 5:40:22 PM |
| jt88 | $25.00 | $25.00 | 10/14/2009 5:40:31 PM |
| looney-toon | $25.00 | $25.00 | 10/14/2009 5:23:00 PM |
| pythia | $25.00 | $25.00 | 10/14/2009 5:38:18 PM |
| practice44 | $25.00 | $25.00 | 10/14/2009 5:38:23 PM |
| RussianPrincess | $30.04 | $30.04 | 10/14/2009 5:38:28 PM |
| USCGC | $25.00 | $25.00 | 10/14/2009 5:38:33 PM |
| chief219 | $25.00 | $25.00 | 10/14/2009 5:38:38 PM |
| raxbab | $59.68 | $59.68 | 10/14/2009 5:38:46 PM |
| flaloans | $28.02 | $28.02 | 10/14/2009 6:08:00 PM |
| best-platinum-persimmon | $50.00 | $50.00 | 10/14/2009 5:38:55 PM |
| courteous-platinum6 | $50.00 | $50.00 | 10/14/2009 5:39:24 PM |
| nuclearmoose | $25.00 | $25.00 | 10/14/2009 5:39:28 PM |
| mizunoman | $25.00 | $25.00 | 10/14/2009 6:33:05 PM |
| Strato | $25.00 | $25.00 | 10/14/2009 6:18:43 PM |
| basejump0 | $25.00 | $25.00 | 10/14/2009 6:48:16 PM |
| cawdrw2002 | $25.00 | $25.00 | 10/14/2009 8:03:00 PM |
| Faura | $25.00 | $25.00 | 10/14/2009 8:03:04 PM |
| PaulW | $25.00 | $25.00 | 10/14/2009 9:23:05 PM |
| codyrun | $25.00 | $25.00 | 10/14/2009 7:48:08 PM |
| wrighco | $25.00 | $25.00 | 10/14/2009 10:19:19 PM |
| secret-santa | $25.00 | $25.00 | 10/15/2009 7:38:12 AM |
| Orringo | $50.00 | $50.00 | 10/15/2009 7:28:25 AM |
| evolsb | $25.00 | $25.00 | 10/15/2009 8:23:01 AM |
| Aethelwolf | $25.00 | $25.00 | 10/15/2009 7:38:01 AM |
| unrivaled-justice | $25.00 | $25.00 | 10/15/2009 9:33:36 AM |
| portfolio-zone801 | $25.00 | $25.00 | 10/15/2009 9:34:36 AM |
| AJSinvest | $25.00 | $25.00 | 10/15/2009 10:08:01 AM |
| monstersdad | $50.00 | $50.00 | 10/15/2009 11:58:00 AM |
| favorite-dollar | $25.00 | $25.00 | 10/15/2009 11:11:13 AM |
| mal12561 | $32.38 | $32.38 | 10/15/2009 11:38:37 AM |
| ctgscott | $25.00 | $25.00 | 10/15/2009 11:53:53 AM |
| BritDad | $25.00 | $25.00 | 10/15/2009 12:57:58 PM |
| feedpaulyfaster | $25.00 | $25.00 | 10/15/2009 5:45:15 PM |
| lostontheedge | $25.00 | $25.00 | 10/15/2009 6:23:04 PM |
| lawyervon | $25.00 | $25.00 | 10/15/2009 7:55:19 PM |
| Phillip298 | $25.00 | $25.00 | 10/15/2009 5:43:25 PM |
| Goodlender42 | $25.00 | $25.00 | 10/15/2009 6:48:01 PM |
| kirkjerk | $25.00 | $25.00 | 10/15/2009 9:35:22 PM |
| cash-sensai2 | $25.00 | $25.00 | 10/15/2009 6:58:50 PM |
| nuts | $31.01 | $31.01 | 10/15/2009 6:43:18 PM |
| RSV | $25.00 | $25.00 | 10/15/2009 6:45:58 PM |
| mcabery | $100.00 | $100.00 | 10/16/2009 1:26:20 AM |
| FjLenders | $50.05 | $50.05 | 10/15/2009 7:53:37 PM |
| mbraslav | $30.00 | $30.00 | 10/15/2009 7:23:16 PM |
| seasportsguy | $25.00 | $25.00 | 10/16/2009 5:31:10 AM |
| cosmof16 | $25.00 | $25.00 | 10/16/2009 1:53:16 AM |
| pseudokris | $25.00 | $25.00 | 10/16/2009 5:51:45 AM |
| japper2353 | $25.00 | $25.00 | 10/16/2009 5:51:48 AM |
| nofreelunch | $25.00 | $25.00 | 10/16/2009 7:01:15 AM |
| gold-cluster | $100.00 | $100.00 | 10/16/2009 6:11:11 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/16/2009 9:31:37 AM |
| faldska | $25.00 | $25.00 | 10/16/2009 11:32:48 AM |
| Vacs4u | $25.00 | $25.00 | 10/16/2009 10:51:08 AM |
| Prezotus | $25.00 | $25.00 | 10/16/2009 10:05:02 AM |
| haven001 | $25.00 | $25.00 | 10/16/2009 12:07:06 PM |
| Supp0rter | $25.56 | $25.56 | 10/16/2009 11:16:17 AM |
| ajst1 | $25.00 | $25.00 | 10/16/2009 3:01:26 PM |
| rmpedi33 | $100.00 | $100.00 | 10/16/2009 12:22:47 PM |
| Gnomes-of-Zurich | $50.00 | $50.00 | 10/16/2009 2:38:08 PM |
| Nyarpy | $25.00 | $25.00 | 10/16/2009 1:44:29 PM |
| dma1206 | $25.00 | $25.00 | 10/16/2009 2:26:20 PM |
| Palmetto | $35.87 | $35.87 | 10/16/2009 3:07:50 PM |
| LEBO | $25.00 | $25.00 | 10/16/2009 3:07:57 PM |
| xlnt-loans | $51.71 | $51.71 | 10/16/2009 5:06:10 PM |
| investment-party | $25.00 | $25.00 | 10/16/2009 6:44:42 PM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 10/16/2009 7:12:42 PM |
| TP | $50.00 | $50.00 | 10/16/2009 10:22:46 PM |
| AEH_Now | $25.00 | $25.00 | 10/17/2009 12:21:11 PM |
| SpotLending | $50.00 | $50.00 | 10/17/2009 1:31:19 PM |
| bankofmay | $25.00 | $25.00 | 10/17/2009 8:38:00 AM |
| beachbum22 | $25.00 | $25.00 | 10/17/2009 8:49:27 PM |
| crafty | $25.00 | $25.00 | 10/17/2009 8:56:19 PM |
| atlas100 | $50.00 | $50.00 | 10/18/2009 1:12:56 PM |
| cedar5 | $25.00 | $25.00 | 10/18/2009 4:50:48 PM |
| nashibaksi | $25.00 | $25.00 | 10/18/2009 6:11:32 PM |
| SeekingAlpha | $25.00 | $25.00 | 10/18/2009 6:33:06 PM |
| manugee | $50.00 | $50.00 | 10/18/2009 12:51:45 PM |
| reflective-rupee | $25.00 | $25.00 | 10/18/2009 9:39:08 PM |
| gothampark | $25.00 | $25.00 | 10/18/2009 4:10:00 PM |
| dmitriy2 | $50.00 | $50.00 | 10/18/2009 5:40:36 PM |
| loanasauras | $25.00 | $25.00 | 10/18/2009 6:02:26 PM |
| wwwUniversal | $25.00 | $25.00 | 10/18/2009 6:05:36 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:30:26 AM |
| Lender50 | $25.00 | $25.00 | 10/19/2009 9:12:11 AM |
| Vans1975 | $111.00 | $111.00 | 10/19/2009 5:27:35 AM |
| colorfulgardener | $50.00 | $50.00 | 10/19/2009 6:53:03 AM |
| bradny | $50.00 | $50.00 | 10/19/2009 7:53:29 AM |
| bobbyhume | $25.00 | $25.00 | 10/19/2009 9:14:15 AM |
| janus_god | $25.00 | $25.00 | 10/19/2009 9:32:20 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:32:04 AM |
| organic-platinum | $25.00 | $25.00 | 10/19/2009 9:46:07 AM |
| Gaelicman | $55.00 | $55.00 | 10/19/2009 11:39:19 AM |
| shivering | $25.00 | $25.00 | 10/19/2009 10:00:16 AM |
| tender-ore | $25.00 | $25.00 | 10/19/2009 10:48:37 AM |
| OoM | $25.00 | $25.00 | 10/19/2009 11:02:50 AM |
| kf88 | $30.00 | $30.00 | 10/19/2009 1:04:34 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/19/2009 1:55:10 PM |
| BAEVentures | $50.00 | $50.00 | 10/19/2009 1:41:01 PM |
| Kattosha | $25.00 | $25.00 | 10/19/2009 3:51:20 PM |
| oldman68 | $25.00 | $25.00 | 10/19/2009 3:55:33 PM |
| memphisf01 | $25.00 | $25.00 | 10/19/2009 2:51:17 PM |
| MNMAN21 | $43.73 | $43.73 | 10/19/2009 3:49:33 PM |
| 708 bids
|
Borrower Payment Dependent Notes Series
427040
This series of Notes was issued and sold upon the funding of the borrower loan #39101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 23.00% |
Starting borrower rate/APR:
| 24.00% / 26.29% |
Starting monthly payment:
| $196.16 |
|
Final lender yield:
| 16.75% |
Final borrower rate/APR:
| 17.75% / 19.96% |
Final monthly payment:
| $180.14 |
| |
|
Auction yield range:
| 6.27% - 23.00% |
Estimated loss impact:
| 5.29% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.46% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $50,866 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 97% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| cash-comet3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to? Pay off high interest credit card debt
My financial situation:
I am a good candidate for this loan because? I have a good solid income source and have never ever been late on a payment. Recently credit card companies have increased my interest rates significantly even though I have never been late.?I take great pride in my payment history and want this to continue. I feel much better about paying the interest to those at prosper than to the credit card companies.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| YDBXMHC | $25.00 | $25.00 | 10/5/2009 4:18:19 PM |
| investor_101 | $50.00 | $50.00 | 10/5/2009 4:18:09 PM |
| ok | $25.00 | $25.00 | 10/5/2009 4:23:20 PM |
| Spring342 | $25.00 | $25.00 | 10/5/2009 4:34:46 PM |
| SS123 | $25.00 | $25.00 | 10/5/2009 4:35:09 PM |
| massuot | $25.00 | $25.00 | 10/6/2009 8:30:39 AM |
| income-fortress | $100.00 | $100.00 | 10/6/2009 4:56:38 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/7/2009 10:47:15 AM |
| silverloan | $26.70 | $26.70 | 10/7/2009 4:06:50 PM |
| investorrr | $25.00 | $25.00 | 10/7/2009 2:21:25 PM |
| hellasow | $25.00 | $25.00 | 10/7/2009 7:23:04 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/8/2009 6:36:47 PM |
| ixjoec | $26.00 | $26.00 | 10/10/2009 10:31:01 AM |
| loanman2007 | $75.00 | $75.00 | 10/10/2009 4:18:34 PM |
| TaoPooh | $25.00 | $25.00 | 10/11/2009 1:38:45 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:07:35 PM |
| browneyegravy | $25.00 | $25.00 | 10/11/2009 1:38:42 PM |
| zento | $25.00 | $25.00 | 10/12/2009 7:41:41 AM |
| dudebrah | $25.00 | $25.00 | 10/12/2009 1:32:52 PM |
| FG9YTR | $25.00 | $25.00 | 10/12/2009 8:53:56 AM |
| B1 | $25.00 | $25.00 | 10/12/2009 3:22:28 PM |
| NCloser | $86.88 | $86.88 | 10/12/2009 2:42:59 PM |
| Bigsaver | $25.00 | $25.00 | 10/12/2009 2:44:37 PM |
| KMSB | $25.00 | $25.00 | 10/12/2009 7:33:41 PM |
| twjh | $25.00 | $25.00 | 10/12/2009 4:16:42 PM |
| JackAlbertson | $25.00 | $25.00 | 10/12/2009 8:24:07 PM |
| The_Birnetts | $50.00 | $50.00 | 10/13/2009 8:08:58 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:29 AM |
| Thunder08 | $25.00 | $25.00 | 10/13/2009 11:14:03 AM |
| mosby | $50.00 | $50.00 | 10/13/2009 4:08:56 PM |
| palpbert | $32.50 | $32.50 | 10/13/2009 8:13:56 PM |
| spy0 | $25.00 | $25.00 | 10/13/2009 6:49:03 PM |
| EJO | $25.00 | $25.00 | 10/14/2009 10:37:59 AM |
| _SCI_ | $25.00 | $25.00 | 10/14/2009 8:48:08 PM |
| The_Birnetts | $45.00 | $45.00 | 10/15/2009 7:18:21 AM |
| IPG1 | $29.97 | $29.97 | 10/15/2009 2:03:02 PM |
| CK1 | $25.00 | $25.00 | 10/15/2009 5:29:13 PM |
| EliteCapital | $25.00 | $25.00 | 10/15/2009 7:16:02 PM |
| LesPaul1 | $25.00 | $25.00 | 10/16/2009 3:07:53 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:39:56 PM |
| peb44 | $25.00 | $25.00 | 10/16/2009 6:17:33 PM |
| SkinnyFish | $25.00 | $25.00 | 10/16/2009 8:43:48 PM |
| Ruddyboy | $26.22 | $26.22 | 10/16/2009 10:58:51 PM |
| silver-boots | $25.00 | $25.00 | 10/17/2009 6:06:04 AM |
| Robbdogg | $28.60 | $28.60 | 10/17/2009 4:37:45 PM |
| rinyt | $30.00 | $30.00 | 10/17/2009 12:05:36 PM |
| Gobsek | $25.00 | $25.00 | 10/18/2009 11:03:09 AM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/18/2009 3:56:06 PM |
| jakespirit | $30.00 | $30.00 | 10/19/2009 1:26:43 AM |
| SS123 | $25.00 | $25.00 | 10/19/2009 7:55:55 AM |
| return-twister | $25.00 | $25.00 | 10/19/2009 9:32:12 AM |
| bitano | $50.00 | $50.00 | 10/19/2009 7:47:36 AM |
| active-return | $25.00 | $25.00 | 10/19/2009 8:48:00 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 10:50:01 AM |
| BenR | $100.00 | $100.00 | 10/19/2009 11:23:44 AM |
| jcquiroz | $50.00 | $50.00 | 10/19/2009 11:43:23 AM |
| acn | $25.00 | $25.00 | 10/19/2009 2:08:16 PM |
| rmpedi33 | $50.00 | $50.00 | 10/19/2009 2:56:08 PM |
| LAKETIME | $25.00 | $25.00 | 10/19/2009 3:06:17 PM |
| gluon | $75.00 | $75.00 | 10/19/2009 4:03:33 PM |
| fulfilling-commitment | $100.00 | $100.00 | 10/19/2009 4:16:19 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/19/2009 4:00:48 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:05:52 PM |
| careful-wealth | $25.00 | $23.02 | 10/19/2009 4:12:07 PM |
| CaptainLender | $25.00 | $25.00 | 10/5/2009 4:34:48 PM |
| RadCad1 | $50.00 | $50.00 | 10/5/2009 4:35:18 PM |
| totoro | $25.00 | $25.00 | 10/5/2009 4:48:20 PM |
| JackAlbertson | $25.00 | $25.00 | 10/5/2009 7:31:45 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/6/2009 7:21:33 AM |
| theonezozo | $25.00 | $25.00 | 10/6/2009 2:20:46 PM |
| Syzygy | $25.00 | $25.00 | 10/6/2009 6:19:43 PM |
| NJournalist | $25.00 | $25.00 | 10/6/2009 4:55:06 PM |
| shadargroup | $25.00 | $25.00 | 10/6/2009 4:54:25 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/8/2009 7:05:58 AM |
| mercuriant | $25.00 | $25.00 | 10/8/2009 9:34:33 AM |
| blue-relay | $25.00 | $25.00 | 10/8/2009 11:13:20 AM |
| REBizGuy | $52.55 | $52.55 | 10/9/2009 11:54:56 AM |
| credit-coach118 | $25.00 | $25.00 | 10/9/2009 11:53:45 PM |
| ruler1 | $50.00 | $50.00 | 10/9/2009 10:08:50 PM |
| WisconsinLiberal | $25.00 | $25.00 | 10/10/2009 12:51:08 PM |
| minista | $25.00 | $25.00 | 10/10/2009 9:23:52 AM |
| ONECENTATATIME | $25.00 | $25.00 | 10/10/2009 10:24:00 AM |
| DrNano | $50.00 | $50.00 | 10/11/2009 5:40:44 PM |
| Ghostchylde | $25.00 | $25.00 | 10/11/2009 8:03:59 PM |
| Dan12781 | $25.00 | $25.00 | 10/11/2009 8:43:42 PM |
| dave200204 | $50.00 | $50.00 | 10/11/2009 9:16:57 PM |
| BenR | $50.00 | $50.00 | 10/12/2009 12:10:50 PM |
| miniloan | $41.16 | $41.16 | 10/12/2009 1:46:46 PM |
| wwwUniversal | $25.00 | $25.00 | 10/12/2009 12:14:01 PM |
| CornerKetch | $25.00 | $25.00 | 10/12/2009 2:33:50 PM |
| scredneck | $50.00 | $50.00 | 10/12/2009 2:49:00 PM |
| Traal | $25.00 | $25.00 | 10/12/2009 3:13:47 PM |
| turbostar666 | $48.17 | $48.17 | 10/12/2009 5:56:25 PM |
| unbeatable-wealth | $25.00 | $25.00 | 10/12/2009 9:16:27 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:29:58 AM |
| JTHarris | $75.00 | $75.00 | 10/13/2009 9:48:42 AM |
| roadster199 | $25.00 | $25.00 | 10/13/2009 2:34:19 PM |
| building_community | $25.00 | $25.00 | 10/14/2009 5:57:23 AM |
| inforapenny | $25.00 | $25.00 | 10/14/2009 6:38:58 AM |
| ElbowToast | $25.00 | $25.00 | 10/14/2009 4:29:08 PM |
| Ven58 | $25.00 | $25.00 | 10/14/2009 4:29:15 PM |
| curious166 | $50.00 | $50.00 | 10/14/2009 4:28:25 PM |
| nuts | $36.52 | $36.52 | 10/14/2009 6:18:11 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/14/2009 11:18:26 PM |
| goldlender | $26.71 | $26.71 | 10/15/2009 12:39:35 AM |
| fantastic-cash | $25.00 | $25.00 | 10/15/2009 4:54:26 PM |
| spiff666 | $25.00 | $25.00 | 10/15/2009 8:10:10 PM |
| LarryNY | $25.00 | $25.00 | 10/16/2009 9:06:52 AM |
| Byrd24 | $100.00 | $100.00 | 10/16/2009 5:32:01 PM |
| thenewkaisersoze | $25.00 | $25.00 | 10/17/2009 7:46:29 AM |
| Chrishu | $25.00 | $25.00 | 10/17/2009 1:48:26 PM |
| shark1234 | $25.00 | $25.00 | 10/17/2009 9:19:19 AM |
| Hogan55 | $25.00 | $25.00 | 10/18/2009 7:17:22 AM |
| gothampark | $25.00 | $25.00 | 10/18/2009 4:14:12 PM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:29:34 PM |
| caseattle | $25.00 | $25.00 | 10/18/2009 8:36:29 PM |
| erowis | $25.00 | $25.00 | 10/18/2009 3:19:56 PM |
| merlin981 | $50.00 | $50.00 | 10/18/2009 6:05:03 PM |
| eclicknsave | $25.00 | $25.00 | 10/18/2009 11:54:24 PM |
| buffalobills | $25.00 | $25.00 | 10/19/2009 8:46:47 AM |
| micloans | $50.00 | $50.00 | 10/19/2009 9:28:00 AM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 10:54:27 AM |
| mpatrick | $100.00 | $100.00 | 10/19/2009 11:07:27 AM |
| ColoradoLender82 | $25.00 | $25.00 | 10/19/2009 11:11:36 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:35:03 AM |
| GALMUL | $25.00 | $25.00 | 10/19/2009 12:11:35 PM |
| Astyanax | $25.00 | $25.00 | 10/19/2009 2:00:20 PM |
| mystss | $50.00 | $50.00 | 10/19/2009 1:43:52 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 2:56:57 PM |
| investment-cluster | $25.00 | $25.00 | 10/19/2009 2:33:19 PM |
| ZerightGifts | $200.00 | $200.00 | 10/19/2009 3:47:25 PM |
| reflective-rupee | $45.00 | $45.00 | 10/19/2009 3:50:44 PM |
| reflective-rupee | $130.00 | $130.00 | 10/19/2009 4:02:10 PM |
| generous-deal6 | $35.00 | $35.00 | 10/19/2009 4:06:19 PM |
| CashBank | $25.00 | $25.00 | 10/19/2009 4:11:38 PM |
| payout-comet | $25.00 | $25.00 | 10/19/2009 4:16:31 PM |
| 136 bids
|
Borrower Payment Dependent Notes Series
427234
This series of Notes was issued and sold upon the funding of the borrower loan #39119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-07-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 16.07% |
Starting borrower rate/APR:
| 17.07% / 19.27% |
Starting monthly payment:
| $196.28 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $187.98 |
| |
|
Auction yield range:
| 6.27% - 16.07% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.78% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,165 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Logan7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $1,300.00 | < mo. late:
| 0
( 0% )
| 720-740
(May-2008)
740-760
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Consolidating Credit Cards
Purpose of loan:
This loan will be used to pay off my credit cards.? Like everyone else im sick of paying there outrageous interest rates.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time.? And I have borrowed from prosper before and always paid my bill on time.
Here is my typical monthly budget.
Current Monthly Budget
Income???????????? $4000 after taxes
House? ??????????? $1400
Car #2 ??????????? $233
Utilities?????????????$950
IRA and Investments $1000
Thanks for considering this loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
None of my family members have prosper accounts, but I will check out the site you mentioned. Thanks
(Oct-13-2009)
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
None of my family members have prosper accounts, but I will check out the site you mentioned. Thanks
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rangers94 | $25.00 | $25.00 | 10/7/2009 4:17:25 PM |
| FG9YTR | $25.00 | $25.00 | 10/7/2009 4:29:50 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/7/2009 6:09:08 PM |
| SwiDaddy | $25.00 | $25.00 | 10/7/2009 4:36:17 PM |
| Finspons | $100.00 | $100.00 | 10/7/2009 7:02:41 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/8/2009 7:06:31 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/7/2009 9:01:12 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/8/2009 6:54:59 AM |
| BenR | $100.00 | $100.00 | 10/8/2009 7:53:02 AM |
| RedCentre | $200.00 | $200.00 | 10/8/2009 9:22:53 AM |
| szetheli | $105.00 | $105.00 | 10/9/2009 7:51:19 AM |
| bondhedger | $25.00 | $25.00 | 10/9/2009 5:44:54 AM |
| Personal-Bond | $29.76 | $29.76 | 10/9/2009 10:53:50 AM |
| curious166 | $28.60 | $28.60 | 10/10/2009 9:47:56 AM |
| Cherrypicker | $50.00 | $50.00 | 10/10/2009 6:24:06 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:04:27 PM |
| SFBank | $200.00 | $200.00 | 10/11/2009 5:29:44 AM |
| mg144 | $25.00 | $25.00 | 10/13/2009 6:41:54 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:35 AM |
| golffish2 | $100.00 | $100.00 | 10/15/2009 4:44:14 AM |
| farchoir | $25.00 | $25.00 | 10/15/2009 10:41:04 AM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:13:28 PM |
| zento | $25.00 | $25.00 | 10/15/2009 5:55:10 PM |
| 3am-preacher | $25.00 | $25.00 | 10/16/2009 5:56:18 AM |
| himanshuko | $45.00 | $45.00 | 10/16/2009 11:50:14 AM |
| gatherer750 | $25.00 | $25.00 | 10/16/2009 12:51:27 PM |
| farchoir | $25.00 | $25.00 | 10/17/2009 6:48:33 AM |
| outofoffice | $50.00 | $50.00 | 10/18/2009 1:34:00 PM |
| adir1 | $50.00 | $50.00 | 10/18/2009 9:05:52 PM |
| jcquiroz | $50.00 | $50.00 | 10/19/2009 11:44:31 AM |
| interact | $25.00 | $25.00 | 10/19/2009 6:17:05 PM |
| tkr2 | $25.00 | $25.00 | 10/19/2009 6:04:08 PM |
| gilbrear | $25.00 | $25.00 | 10/19/2009 6:44:10 PM |
| KingCroesus | $25.00 | $25.00 | 10/19/2009 10:27:07 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:42:23 PM |
| NCloser | $38.25 | $38.25 | 10/20/2009 6:17:33 AM |
| Chiss | $25.00 | $25.00 | 10/20/2009 9:30:31 AM |
| JJ-Loans | $49.75 | $49.75 | 10/20/2009 11:01:05 AM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 12:09:54 PM |
| eldorado71 | $25.00 | $25.00 | 10/20/2009 11:10:55 AM |
| hebjet | $25.00 | $25.00 | 10/20/2009 12:43:28 PM |
| SuperDoucheBag | $25.00 | $25.00 | 10/20/2009 2:20:20 PM |
| guardian3 | $25.00 | $25.00 | 10/20/2009 5:40:21 PM |
| Dougmo | $25.00 | $25.00 | 10/20/2009 5:48:46 PM |
| gogene2002 | $25.00 | $25.00 | 10/20/2009 7:40:49 PM |
| adhocboy | $25.00 | $25.00 | 10/20/2009 8:17:27 PM |
| vutah | $25.00 | $25.00 | 10/20/2009 8:48:04 PM |
| evamkir | $35.04 | $35.04 | 10/20/2009 10:24:17 PM |
| Cypher041 | $50.88 | $50.88 | 10/20/2009 10:26:33 PM |
| exchange-grizzly | $25.00 | $25.00 | 10/21/2009 7:19:14 AM |
| sudeep104 | $50.00 | $50.00 | 10/21/2009 7:03:24 AM |
| StanTheMan | $25.00 | $25.00 | 10/21/2009 9:49:12 AM |
| SS123 | $25.00 | $25.00 | 10/21/2009 10:58:35 AM |
| caseattle | $25.00 | $25.00 | 10/21/2009 11:01:59 AM |
| danmanville01 | $25.00 | $25.00 | 10/21/2009 9:50:02 AM |
| Leshan | $39.05 | $39.05 | 10/21/2009 10:07:14 AM |
| Sven79 | $100.00 | $100.00 | 10/21/2009 12:32:41 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/21/2009 1:56:49 PM |
| the-repayment-treaty | $40.00 | $40.00 | 10/21/2009 2:02:23 PM |
| well-mannered-income3 | $25.00 | $19.88 | 10/21/2009 2:56:20 PM |
| active-return | $26.85 | $26.85 | 10/21/2009 3:09:08 PM |
| junes08 | $50.00 | $50.00 | 10/7/2009 4:34:57 PM |
| minista | $25.00 | $25.00 | 10/7/2009 4:34:42 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/8/2009 6:55:21 AM |
| interact | $27.46 | $27.46 | 10/8/2009 7:58:37 AM |
| Credit2Prosper | $35.59 | $35.59 | 10/8/2009 11:12:14 AM |
| massuot | $25.00 | $25.00 | 10/8/2009 1:27:48 PM |
| toronado | $50.00 | $50.00 | 10/8/2009 4:14:49 PM |
| mja | $25.00 | $25.00 | 10/8/2009 4:21:04 PM |
| generous-deal6 | $50.00 | $50.00 | 10/8/2009 7:07:48 PM |
| oldman1947 | $25.00 | $25.00 | 10/9/2009 4:52:30 AM |
| innocent-deal | $250.00 | $250.00 | 10/9/2009 6:50:53 AM |
| jude0624 | $26.60 | $26.60 | 10/9/2009 8:54:14 PM |
| drkeith | $112.93 | $112.93 | 10/9/2009 6:54:08 PM |
| squid | $100.00 | $100.00 | 10/10/2009 11:59:42 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 10:41:36 AM |
| srsock | $31.79 | $31.79 | 10/10/2009 1:47:36 PM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:05:53 PM |
| BenR | $100.00 | $100.00 | 10/11/2009 9:19:40 PM |
| ONECENTATATIME | $25.00 | $25.00 | 10/12/2009 7:23:45 AM |
| Bigsaver | $25.00 | $25.00 | 10/12/2009 2:44:40 PM |
| building_community | $25.00 | $25.00 | 10/14/2009 6:06:26 AM |
| rubylender | $25.00 | $25.00 | 10/14/2009 1:17:36 PM |
| ritwik | $50.00 | $50.00 | 10/14/2009 2:14:03 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:17:20 PM |
| Russh | $25.00 | $25.00 | 10/17/2009 3:24:22 PM |
| Oakland | $50.00 | $50.00 | 10/18/2009 2:47:32 PM |
| Cherrypicker | $50.00 | $50.00 | 10/18/2009 5:08:53 PM |
| realitik | $25.00 | $25.00 | 10/19/2009 7:01:27 PM |
| Kash2010lu | $25.00 | $25.00 | 10/19/2009 7:05:27 PM |
| Tikibarman | $50.00 | $50.00 | 10/20/2009 9:14:07 AM |
| totoro | $25.00 | $25.00 | 10/20/2009 10:33:55 AM |
| jybank | $25.00 | $25.00 | 10/20/2009 11:59:42 AM |
| rmpedi33 | $100.00 | $100.00 | 10/20/2009 1:22:26 PM |
| charb57 | $50.00 | $50.00 | 10/20/2009 4:02:30 PM |
| Lender0307 | $25.00 | $25.00 | 10/20/2009 4:07:21 PM |
| nashibaksi | $25.00 | $25.00 | 10/20/2009 6:54:45 PM |
| element40 | $50.00 | $50.00 | 10/20/2009 6:14:56 PM |
| credit-coach118 | $25.00 | $25.00 | 10/20/2009 7:52:45 PM |
| crw1950 | $50.00 | $50.00 | 10/20/2009 7:42:57 PM |
| amlu1988 | $25.00 | $25.00 | 10/20/2009 9:39:56 PM |
| maga | $250.00 | $250.00 | 10/21/2009 3:22:45 AM |
| G-Love | $200.00 | $200.00 | 10/21/2009 3:45:42 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 8:02:08 AM |
| marala4285 | $25.00 | $25.00 | 10/21/2009 8:55:08 AM |
| rockymtbob | $25.00 | $25.00 | 10/21/2009 9:36:34 AM |
| PotBellyPete | $75.00 | $75.00 | 10/21/2009 11:53:06 AM |
| PotBellyPete | $75.00 | $75.00 | 10/21/2009 11:52:55 AM |
| Nusk | $25.00 | $25.00 | 10/21/2009 12:36:34 PM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 12:41:08 PM |
| felicity-daydream | $25.00 | $25.00 | 10/21/2009 1:07:56 PM |
| Hogan55 | $25.00 | $25.00 | 10/21/2009 2:15:39 PM |
| Ray3486 | $25.00 | $25.00 | 10/21/2009 2:09:40 PM |
| TommyTucker | $50.00 | $50.00 | 10/21/2009 1:00:22 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/21/2009 3:17:07 PM |
| salegalaxy | $39.24 | $39.24 | 10/21/2009 3:36:05 PM |
| cassperr | $43.33 | $43.33 | 10/21/2009 2:37:25 PM |
| Rob717171 | $150.00 | $150.00 | 10/21/2009 4:14:09 PM |
| 118 bids
|
Borrower Payment Dependent Notes Series
427308
This series of Notes was issued and sold upon the funding of the borrower loan #39147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,900.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $263.98 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $260.13 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $37,782 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 73% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| hope-sergeant |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to?
Pay off
credit card debt.? My credit
card company was giving me a rate of 7.99 but recently they jacked it
up to 24.00%.? I called them to see if they would keep it at 7.99 and
they said no.
My financial situation:
I
am a good candidate for this loan because?I'm a civil Engineer with 15+ years of experience, working for a solid Company.
I have always paid my bills on time. My credit score is over 700 and I have a
good credit history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| djs81 | $25.00 | $25.00 | 10/8/2009 4:05:54 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 4:06:30 PM |
| abidos | $25.00 | $25.00 | 10/8/2009 4:08:31 PM |
| j48 | $25.00 | $25.00 | 10/8/2009 4:10:51 PM |
| degster | $25.00 | $25.00 | 10/8/2009 4:11:36 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/8/2009 4:11:59 PM |
| larrybird | $95.00 | $95.00 | 10/8/2009 4:12:18 PM |
| DonaldColorado | $25.00 | $25.00 | 10/8/2009 4:08:52 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:08:59 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/8/2009 4:12:53 PM |
| credit-coach118 | $30.00 | $30.00 | 10/8/2009 4:14:01 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/8/2009 4:14:08 PM |
| skuba | $50.00 | $50.00 | 10/8/2009 4:10:15 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 4:14:36 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:11:46 PM |
| point-zebra | $25.00 | $25.00 | 10/8/2009 4:08:12 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/8/2009 4:12:04 PM |
| CallMeBen | $25.00 | $25.00 | 10/8/2009 4:08:20 PM |
| hawker | $100.00 | $100.00 | 10/8/2009 4:12:45 PM |
| johannesfactotum | $25.00 | $25.00 | 10/8/2009 4:14:05 PM |
| anton | $50.00 | $50.00 | 10/8/2009 4:11:00 PM |
| inventive-funds | $25.00 | $25.00 | 10/8/2009 4:11:14 PM |
| BlindProphet | $25.00 | $25.00 | 10/8/2009 4:11:19 PM |
| turbine5 | $40.00 | $40.00 | 10/8/2009 4:11:42 PM |
| kid8549 | $25.00 | $25.00 | 10/8/2009 4:12:09 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:12:30 PM |
| fortytwo | $250.00 | $250.00 | 10/8/2009 4:13:15 PM |
| friendly-gold | $25.00 | $25.00 | 10/8/2009 4:14:03 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:43 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:10 AM |
| understanding-marketplace | $100.00 | $100.00 | 10/9/2009 6:40:05 AM |
| GatorBait | $27.88 | $27.88 | 10/9/2009 6:40:10 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/9/2009 9:39:39 AM |
| UncleSafety | $50.00 | $50.00 | 10/9/2009 3:19:13 PM |
| minista | $25.00 | $25.00 | 10/9/2009 4:49:04 PM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 10:19:37 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:10 PM |
| justin323 | $25.00 | $25.00 | 10/15/2009 4:50:41 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:14:58 PM |
| building_community | $25.00 | $25.00 | 10/17/2009 9:25:05 PM |
| greenback-mover704 | $100.00 | $100.00 | 10/19/2009 3:28:14 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/19/2009 6:03:35 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 4:38:20 PM |
| cowboyskier | $50.00 | $50.00 | 10/20/2009 9:57:51 AM |
| cash-daisy | $40.00 | $40.00 | 10/20/2009 10:17:47 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:13:21 PM |
| nhm | $50.00 | $50.00 | 10/20/2009 4:59:14 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/20/2009 5:18:15 PM |
| dmitriy2 | $50.00 | $50.00 | 10/20/2009 8:51:16 PM |
| Charmart | $25.00 | $25.00 | 10/21/2009 2:48:06 AM |
| ScottFinance | $25.00 | $25.00 | 10/21/2009 8:19:22 AM |
| privatebankerva | $25.00 | $25.00 | 10/21/2009 8:30:47 AM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 10:36:15 AM |
| caseattle | $25.00 | $25.00 | 10/21/2009 11:07:28 AM |
| Sven79 | $50.00 | $50.00 | 10/21/2009 12:35:26 PM |
| StarFundingSource | $25.00 | $25.00 | 10/21/2009 2:56:11 PM |
| ManhattanLender | $25.00 | $25.00 | 10/21/2009 4:30:17 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:07:01 PM |
| datongmama | $25.00 | $25.00 | 10/21/2009 5:24:20 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:22:00 PM |
| revenue-sapling | $25.00 | $25.00 | 10/21/2009 7:33:49 PM |
| bid-papyrus | $30.00 | $30.00 | 10/21/2009 5:40:06 PM |
| Saving4Food | $25.00 | $25.00 | 10/21/2009 8:51:16 PM |
| tender-ore | $25.00 | $25.00 | 10/21/2009 9:44:41 PM |
| Dskillz | $35.00 | $35.00 | 10/21/2009 5:42:32 PM |
| yitbos49 | $50.00 | $50.00 | 10/21/2009 10:34:13 PM |
| durability-colonel | $50.00 | $50.00 | 10/21/2009 10:05:09 PM |
| payout-comet | $25.00 | $25.00 | 10/22/2009 1:10:32 AM |
| hawk357 | $25.00 | $25.00 | 10/22/2009 6:14:02 AM |
| scrabbler | $25.00 | $25.00 | 10/22/2009 6:16:53 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/22/2009 7:37:02 AM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 8:15:07 AM |
| crdcteng | $50.00 | $50.00 | 10/22/2009 8:29:39 AM |
| farchoir | $25.00 | $25.00 | 10/22/2009 8:38:11 AM |
| dblakels | $25.00 | $25.00 | 10/22/2009 9:36:06 AM |
| SkipMcGrath | $50.00 | $50.00 | 10/22/2009 11:03:55 AM |
| Kessler | $25.00 | $25.00 | 10/22/2009 11:03:43 AM |
| ben_va | $25.00 | $25.00 | 10/22/2009 11:13:43 AM |
| jetblack | $45.45 | $45.45 | 10/22/2009 11:48:20 AM |
| sunsetlending | $50.00 | $50.00 | 10/22/2009 11:26:16 AM |
| Ven58 | $25.00 | $25.00 | 10/22/2009 12:34:35 PM |
| napaone | $50.00 | $50.00 | 10/22/2009 12:29:55 PM |
| IceFisherman | $50.00 | $50.00 | 10/22/2009 11:53:05 AM |
| yenom | $25.00 | $25.00 | 10/22/2009 12:58:49 PM |
| meggo33 | $25.00 | $25.00 | 10/22/2009 1:10:19 PM |
| soular21804 | $25.00 | $25.00 | 10/22/2009 1:27:56 PM |
| scientists | $25.00 | $25.00 | 10/22/2009 1:12:29 PM |
| JayK | $25.00 | $25.00 | 10/22/2009 1:50:41 PM |
| whitegold24k | $500.00 | $500.00 | 10/22/2009 3:08:57 PM |
| the-silver-blaster | $50.00 | $50.00 | 10/22/2009 1:29:15 PM |
| zone6 | $25.00 | $25.00 | 10/22/2009 1:39:36 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:11:53 PM |
| SeaLoans | $25.00 | $25.00 | 10/22/2009 1:48:43 PM |
| lnrn | $56.35 | $56.35 | 10/22/2009 3:18:52 PM |
| njmlaj726 | $25.00 | $25.00 | 10/22/2009 2:17:18 PM |
| kf88 | $25.00 | $25.00 | 10/22/2009 3:44:46 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 3:51:08 PM |
| billybragg | $25.00 | $25.00 | 10/22/2009 3:03:07 PM |
| LAKETIME | $25.00 | $25.00 | 10/22/2009 3:27:22 PM |
| selector568 | $100.00 | $100.00 | 10/8/2009 4:08:18 PM |
| ClearLake | $25.00 | $25.00 | 10/8/2009 4:01:37 PM |
| DukSerduk | $25.00 | $25.00 | 10/8/2009 4:10:11 PM |
| bchen78875 | $50.00 | $50.00 | 10/8/2009 4:10:18 PM |
| Barak | $80.00 | $80.00 | 10/8/2009 4:10:44 PM |
| AdamDB | $25.00 | $25.00 | 10/8/2009 4:05:24 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/8/2009 4:08:28 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/8/2009 4:08:50 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/8/2009 4:09:22 PM |
| rolandweary | $40.00 | $40.00 | 10/8/2009 4:13:59 PM |
| Weaverville | $25.00 | $25.00 | 10/8/2009 4:10:06 PM |
| gold-tsunami | $25.00 | $25.00 | 10/8/2009 4:10:25 PM |
| transparency-giant | $65.00 | $65.00 | 10/8/2009 4:05:28 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/8/2009 4:10:33 PM |
| snowman34 | $25.00 | $25.00 | 10/8/2009 4:10:39 PM |
| compoundinterest | $50.00 | $50.00 | 10/8/2009 4:11:24 PM |
| justice-dna | $25.00 | $25.00 | 10/8/2009 4:11:34 PM |
| kegs | $100.00 | $100.00 | 10/8/2009 4:12:14 PM |
| InvestorPartners | $25.00 | $25.00 | 10/8/2009 4:12:35 PM |
| czar3 | $25.00 | $25.00 | 10/8/2009 4:12:39 PM |
| kulender | $25.00 | $25.00 | 10/8/2009 4:08:38 PM |
| dealarella | $25.00 | $25.00 | 10/8/2009 4:12:49 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/8/2009 4:13:38 PM |
| Kelor99 | $25.00 | $25.00 | 10/8/2009 4:13:46 PM |
| Syndication | $25.00 | $25.00 | 10/8/2009 4:14:14 PM |
| sas19 | $25.00 | $25.00 | 10/8/2009 4:10:29 PM |
| vinayski | $25.00 | $25.00 | 10/8/2009 4:15:33 PM |
| djh47a | $40.00 | $40.00 | 10/8/2009 4:11:08 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:11:52 PM |
| Cai8899 | $25.00 | $25.00 | 10/8/2009 4:12:23 PM |
| a-responsible-return | $25.00 | $25.00 | 10/8/2009 4:12:57 PM |
| peace-cadence | $25.00 | $25.00 | 10/8/2009 4:13:21 PM |
| icon7 | $25.00 | $0.19 | 10/8/2009 4:14:15 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 4:15:25 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:31 PM |
| credit-investor5 | $50.00 | $50.00 | 10/9/2009 6:51:15 AM |
| Havana21 | $50.00 | $50.00 | 10/9/2009 6:40:51 AM |
| crenen139 | $25.00 | $25.00 | 10/9/2009 6:39:49 AM |
| junes08 | $50.00 | $50.00 | 10/10/2009 12:30:32 AM |
| 850 | $200.00 | $200.00 | 10/11/2009 10:59:32 PM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:09:33 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:59:10 PM |
| miket71 | $31.93 | $31.93 | 10/12/2009 2:49:09 PM |
| GeoLender | $50.00 | $50.00 | 10/12/2009 6:45:47 PM |
| Syzygy | $25.00 | $25.00 | 10/12/2009 5:41:16 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:44:08 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:16 PM |
| lakefront5 | $50.00 | $50.00 | 10/15/2009 10:03:01 AM |
| unk1911 | $50.00 | $50.00 | 10/16/2009 8:43:02 AM |
| interstellar | $50.00 | $50.00 | 10/17/2009 8:25:57 AM |
| gethope | $100.00 | $100.00 | 10/19/2009 12:26:49 AM |
| spiff666 | $25.00 | $25.00 | 10/19/2009 8:46:22 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:33:00 PM |
| fangpilot | $25.00 | $25.00 | 10/21/2009 10:30:59 AM |
| G-Love | $200.00 | $200.00 | 10/21/2009 11:17:59 AM |
| jybank | $25.00 | $25.00 | 10/21/2009 4:18:45 PM |
| blindtaxidriver | $25.00 | $25.00 | 10/21/2009 4:30:45 PM |
| ProLoans | $25.00 | $25.00 | 10/21/2009 4:31:11 PM |
| Astyanax | $25.00 | $25.00 | 10/21/2009 4:25:50 PM |
| jcw3rd | $25.00 | $25.00 | 10/21/2009 5:02:25 PM |
| gilbrear | $25.00 | $25.00 | 10/21/2009 6:26:48 PM |
| worldly-marketplace | $25.00 | $25.00 | 10/21/2009 11:03:50 PM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:45:04 AM |
| P2PHelper | $25.00 | $25.00 | 10/22/2009 6:56:02 AM |
| JerryB96 | $25.00 | $25.00 | 10/21/2009 10:29:12 PM |
| lender73w | $25.00 | $25.00 | 10/22/2009 5:08:56 AM |
| techreseller | $50.00 | $50.00 | 10/22/2009 6:23:49 AM |
| mcabery | $150.00 | $150.00 | 10/22/2009 9:37:28 AM |
| Leshan | $50.00 | $50.00 | 10/22/2009 8:15:16 AM |
| buffalobills | $25.00 | $25.00 | 10/22/2009 8:20:38 AM |
| bxdoc | $175.00 | $175.00 | 10/22/2009 9:26:26 AM |
| RIVERHTS | $50.00 | $50.00 | 10/22/2009 1:31:28 PM |
| aliasqalias | $29.04 | $29.04 | 10/22/2009 1:36:36 PM |
| tacopants | $50.00 | $50.00 | 10/22/2009 2:04:52 PM |
| Rob717171 | $150.00 | $150.00 | 10/22/2009 3:25:51 PM |
| Jynxie | $39.16 | $39.16 | 10/22/2009 1:48:50 PM |
| RecoveryLender | $25.00 | $25.00 | 10/22/2009 3:19:13 PM |
| 176 bids
|
Borrower Payment Dependent Notes Series
427784
This series of Notes was issued and sold upon the funding of the borrower loan #39089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 9.52% |
Starting borrower rate/APR:
| 10.52% / 10.87% |
Starting monthly payment:
| $65.02 |
|
Final lender yield:
| 7.00% |
Final borrower rate/APR:
| 8.00% / 8.34% |
Final monthly payment:
| $62.67 |
| |
|
Auction yield range:
| 3.27% - 9.52% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 860-880 (Oct-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $585 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 3% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| economy-synapse |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for reinvestment in Prosper
Purpose of loan:
This loan will be used to reinvest in Prosper. I want to establish a history on Prosper and will be investing my own money in addition to this loan.
My financial situation: I am a software engineer and have worked at the same company for three years. In addition to my regular income, I expect (but can't guarantee) a bonus of around 3% of my income. My only debt consists of: a home loan, a student loan, and two credit cards that I pay down to zero balance each month.
I am a good candidate for this loan because I am financially stable and careful with money.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 10/9/2009 4:25:25 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 10/9/2009 4:29:24 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:00 PM |
| junes08 | $50.00 | $50.00 | 10/9/2009 4:34:35 PM |
| freetolive | $25.00 | $25.00 | 10/9/2009 10:04:29 PM |
| FundMaker | $27.00 | $27.00 | 10/14/2009 12:46:32 PM |
| turbospeed | $50.00 | $50.00 | 10/16/2009 12:41:37 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/16/2009 5:48:57 AM |
| marwadi-62 | $300.00 | $300.00 | 10/16/2009 11:03:47 AM |
| DANTHEMAN2 | $25.00 | $25.00 | 10/20/2009 5:05:07 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:13:30 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:14:14 PM |
| elitedarkness | $74.57 | $74.57 | 10/22/2009 7:19:11 PM |
| nbah123 | $50.00 | $50.00 | 10/22/2009 8:22:38 PM |
| JerryB96 | $25.00 | $25.00 | 10/22/2009 7:09:10 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/23/2009 8:21:42 AM |
| flshdaskll | $30.00 | $30.00 | 10/23/2009 9:17:45 AM |
| kgeezy | $72.40 | $72.40 | 10/23/2009 12:29:29 PM |
| kf88 | $25.00 | $25.00 | 10/23/2009 2:07:23 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:14:00 PM |
| jybank | $25.00 | $25.00 | 10/23/2009 3:59:23 PM |
| ok | $25.00 | $25.00 | 10/9/2009 4:26:41 PM |
| jybank | $25.00 | $25.00 | 10/9/2009 4:33:24 PM |
| Gold_Coin | $25.00 | $25.00 | 10/9/2009 4:33:51 PM |
| blot44 | $50.00 | $50.00 | 10/10/2009 10:40:44 AM |
| gizmo65 | $35.00 | $35.00 | 10/10/2009 9:48:17 AM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:26:31 PM |
| JCPlending | $25.00 | $25.00 | 10/10/2009 4:34:54 PM |
| beachfunder | $25.00 | $25.00 | 10/12/2009 8:33:12 AM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:09 AM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 8:49:17 PM |
| amit_gu | $25.00 | $25.00 | 10/12/2009 9:13:47 PM |
| prossperous01 | $25.00 | $25.00 | 10/15/2009 9:41:15 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:03 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/19/2009 7:54:45 AM |
| Firescreek | $25.00 | $25.00 | 10/20/2009 3:09:13 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:13:50 PM |
| GeoLender | $25.00 | $25.00 | 10/20/2009 5:14:34 PM |
| swiftsoul | $25.00 | $25.00 | 10/21/2009 1:08:41 PM |
| datongmama | $25.00 | $25.00 | 10/21/2009 5:35:46 PM |
| riv701 | $25.00 | $25.00 | 10/21/2009 6:22:35 PM |
| ajk_blue | $25.00 | $25.00 | 10/22/2009 7:23:20 PM |
| lincmercguy | $25.00 | $25.00 | 10/22/2009 9:05:50 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:17:40 AM |
| credit-coach118 | $25.00 | $25.00 | 10/23/2009 12:00:50 PM |
| pennyonebank | $25.00 | $25.00 | 10/23/2009 11:02:51 AM |
| sisepuede | $25.00 | $25.00 | 10/23/2009 12:36:41 PM |
| astro128 | $25.00 | $25.00 | 10/23/2009 11:51:07 AM |
| plbquic | $25.00 | $25.00 | 10/23/2009 12:26:41 PM |
| jybank | $100.00 | $100.00 | 10/23/2009 2:42:20 PM |
| jybank | $50.00 | $50.00 | 10/23/2009 4:12:33 PM |
| generous-deal6 | $25.00 | $11.03 | 10/23/2009 4:11:51 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
427820
This series of Notes was issued and sold upon the funding of the borrower loan #39127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 12.50% |
Starting borrower rate/APR:
| 13.50% / 15.65% |
Starting monthly payment:
| $135.74 |
|
Final lender yield:
| 11.00% |
Final borrower rate/APR:
| 12.00% / 14.13% |
Final monthly payment:
| $132.86 |
| |
|
Auction yield range:
| 4.27% - 12.50% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 16
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $45,035 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 40% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| MrUSC |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expand our personalization business
Purpose of loan:
Looking to expand our personalization business from just embroidery into laser-etched marble tile, glassware, wine bottles, etc. with a laser engraving machine.? We have a clientele base, with the addition of the laser we will look to expand into the wedding market (wedding locales, wedding party's, etc) to include unique invitation that can only be produced with such a laser as well as bundled gifts such as a wine-bottle with the engagement photo laser etched into it along with etched wine glasses.? We have 75% cash available for this machine and are asking for a loan on the remaining 25% loan.
Our intent is to purchase a new machine out-right; not used or lease.? We are a good candidate because we already have a proven (4+ years) customer base off word of mouth advertising alone.? We have roughly 10 to 12 pre-orders for laser etched items for expo's this November.? My high revolving credit number is primarily due to paying off my truck (originally at 8.5% paid off with a revolving credit line at 6%).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you have a webpage? - BenR
A:
We have reserved a URL, but have not built the website as of yet. We're quite experienced at designing websites.
(Oct-14-2009)
Q:
Please Could you post the type of laser engraver you wish to purchase and What about inventory for Engraveable items? - RejhRon
A:
The laser is an Epilog Helix-24 (18x24 inch table) with rotary attachment. Our typical customer base brings us the items they wish to have personalized, so inventory if of little concern. For marketing and the website we'll have a couple dozen various items in singles or small quantities engraved.
(Oct-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 10/9/2009 4:23:56 PM |
| hellasow | $25.00 | $25.00 | 10/10/2009 6:42:54 AM |
| productive-currency3 | $25.00 | $25.00 | 10/10/2009 7:47:57 AM |
| louisprima | $25.00 | $25.00 | 10/12/2009 1:44:25 PM |
| here2lend | $25.00 | $25.00 | 10/12/2009 2:18:56 PM |
| 4palmtrees | $50.00 | $50.00 | 10/12/2009 6:11:18 PM |
| kirkjerk | $25.00 | $25.00 | 10/16/2009 6:48:10 PM |
| Lender0010 | $50.00 | $50.00 | 10/16/2009 7:21:12 PM |
| GatorBux | $50.00 | $50.00 | 10/17/2009 9:19:13 AM |
| fillholdingsllc | $25.00 | $25.00 | 10/18/2009 10:13:10 AM |
| coloradocash | $25.00 | $25.00 | 10/18/2009 7:51:43 PM |
| DDHMoney | $25.00 | $25.00 | 10/19/2009 2:11:31 AM |
| mla | $25.00 | $25.00 | 10/19/2009 10:47:39 AM |
| five-star-note | $25.00 | $25.00 | 10/20/2009 4:21:28 AM |
| mamayama | $25.00 | $25.00 | 10/20/2009 9:58:49 AM |
| flwah | $25.00 | $25.00 | 10/20/2009 10:49:39 AM |
| 108lender | $200.00 | $200.00 | 10/20/2009 12:30:58 PM |
| Invest4kids | $25.00 | $25.00 | 10/20/2009 2:51:14 PM |
| BoughtTheFarm | $25.00 | $25.00 | 10/20/2009 3:02:05 PM |
| vegibenz | $25.00 | $25.00 | 10/20/2009 5:22:42 PM |
| ToweringDan | $50.00 | $50.00 | 10/20/2009 11:19:32 PM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:41:28 PM |
| fortress767 | $25.00 | $25.00 | 10/21/2009 10:18:27 AM |
| kaizersouse | $221.00 | $219.01 | 10/21/2009 12:14:13 PM |
| CK1 | $25.00 | $25.00 | 10/21/2009 4:30:51 PM |
| gethope | $50.00 | $50.00 | 10/21/2009 5:16:27 PM |
| tomjac2000 | $25.00 | $25.00 | 10/21/2009 7:06:09 PM |
| golden-yield | $25.00 | $25.00 | 10/21/2009 11:18:57 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/22/2009 7:04:54 AM |
| rustysailor | $35.00 | $35.00 | 10/22/2009 9:09:15 AM |
| minista | $25.00 | $25.00 | 10/22/2009 6:54:31 AM |
| TandyJames | $50.00 | $50.00 | 10/22/2009 11:07:19 AM |
| rmachi | $25.00 | $25.00 | 10/22/2009 12:51:09 PM |
| power-cell | $44.00 | $44.00 | 10/22/2009 2:15:47 PM |
| Russh | $40.21 | $40.21 | 10/22/2009 3:57:56 PM |
| vinayski | $25.00 | $25.00 | 10/22/2009 4:59:33 PM |
| RandyL3 | $25.00 | $25.00 | 10/22/2009 5:13:14 PM |
| JerryB96 | $25.00 | $25.00 | 10/22/2009 7:09:47 PM |
| nigoleta | $50.00 | $50.00 | 10/22/2009 7:51:23 PM |
| deal_11 | $63.35 | $63.35 | 10/22/2009 8:26:13 PM |
| JTHarris | $100.00 | $100.00 | 10/23/2009 6:11:32 AM |
| lazyeye | $25.00 | $25.00 | 10/23/2009 6:22:23 AM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:43:11 AM |
| jybank | $25.00 | $25.00 | 10/23/2009 9:47:14 AM |
| spnick | $25.00 | $25.00 | 10/23/2009 9:31:41 AM |
| rmpedi33 | $100.00 | $100.00 | 10/23/2009 9:24:54 AM |
| BenR | $100.00 | $100.00 | 10/23/2009 12:08:53 PM |
| Leshan | $50.00 | $50.00 | 10/23/2009 12:48:15 PM |
| Lender50 | $25.00 | $25.00 | 10/23/2009 1:12:45 PM |
| solin003 | $30.00 | $30.00 | 10/23/2009 3:21:44 PM |
| Bill88 | $40.00 | $40.00 | 10/23/2009 3:16:36 PM |
| oldman68 | $25.00 | $25.00 | 10/23/2009 2:27:22 PM |
| sflawya | $25.00 | $25.00 | 10/23/2009 3:24:06 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 3:25:03 PM |
| generous-deal6 | $25.00 | $25.00 | 10/23/2009 3:40:11 PM |
| waker | $25.00 | $25.00 | 10/23/2009 3:15:17 PM |
| TopHat64 | $40.71 | $40.71 | 10/23/2009 4:01:51 PM |
| velocity-winner | $25.00 | $25.00 | 10/23/2009 4:03:16 PM |
| Engineer44 | $39.19 | $39.19 | 10/23/2009 4:13:14 PM |
| Lifesavings | $25.00 | $25.00 | 10/9/2009 9:39:10 PM |
| Syzygy | $25.00 | $25.00 | 10/11/2009 6:03:47 PM |
| zento | $25.00 | $25.00 | 10/11/2009 6:03:50 PM |
| JoeXB | $25.00 | $25.00 | 10/13/2009 11:31:07 AM |
| breadbroker | $25.00 | $25.00 | 10/14/2009 4:03:06 PM |
| heavy_ax | $25.00 | $25.00 | 10/16/2009 2:40:19 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:40:11 PM |
| anton | $50.00 | $50.00 | 10/16/2009 4:40:20 PM |
| Unitas4302 | $100.00 | $100.00 | 10/16/2009 10:57:34 PM |
| RejhRon | $48.42 | $48.42 | 10/17/2009 11:17:15 AM |
| hoopdeez | $25.00 | $25.00 | 10/18/2009 10:12:15 AM |
| wrighco | $25.00 | $25.00 | 10/17/2009 10:56:27 PM |
| abuyama22 | $50.00 | $50.00 | 10/19/2009 5:41:34 AM |
| MetraLynn | $25.00 | $25.00 | 10/19/2009 3:51:35 PM |
| Bigsaver | $25.00 | $25.00 | 10/20/2009 7:14:26 AM |
| cloud8 | $25.00 | $25.00 | 10/20/2009 9:33:11 AM |
| kchen486 | $25.00 | $25.00 | 10/20/2009 3:41:20 PM |
| kegs | $100.00 | $100.00 | 10/21/2009 3:48:11 PM |
| head | $25.00 | $25.00 | 10/22/2009 6:48:06 AM |
| blue-liberty-gourd | $25.00 | $25.00 | 10/22/2009 7:33:27 AM |
| twjh | $25.00 | $25.00 | 10/22/2009 8:28:12 AM |
| SV-AZ | $25.00 | $25.00 | 10/22/2009 9:44:12 AM |
| geniusj | $25.00 | $25.00 | 10/22/2009 10:41:29 AM |
| dma1206 | $25.00 | $25.00 | 10/22/2009 1:25:06 PM |
| Traal | $25.00 | $25.00 | 10/22/2009 2:49:35 PM |
| miket71 | $37.92 | $37.92 | 10/22/2009 2:33:12 PM |
| xhrisd | $25.00 | $25.00 | 10/22/2009 5:09:33 PM |
| mosby | $50.00 | $50.00 | 10/22/2009 7:49:43 PM |
| fairness-swashbuckler | $25.00 | $25.00 | 10/22/2009 9:42:43 PM |
| killdare | $25.00 | $25.00 | 10/23/2009 7:48:33 AM |
| OTRjohn | $100.00 | $100.00 | 10/23/2009 8:55:48 AM |
| Feyenoord | $25.00 | $25.00 | 10/23/2009 10:17:20 AM |
| djmjkelso | $25.00 | $25.00 | 10/23/2009 10:36:20 AM |
| enlightenment5 | $25.00 | $25.00 | 10/23/2009 10:36:15 AM |
| mcabery | $50.00 | $50.00 | 10/23/2009 12:39:03 PM |
| peb44 | $48.01 | $48.01 | 10/23/2009 1:31:16 PM |
| JUDAHiNVESTMENTGROUP | $39.18 | $39.18 | 10/23/2009 1:21:55 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:14:31 PM |
| organic-platinum | $25.00 | $25.00 | 10/23/2009 3:16:24 PM |
| durability-colonel | $50.00 | $50.00 | 10/23/2009 3:25:40 PM |
| rellotsf | $25.00 | $25.00 | 10/23/2009 3:36:48 PM |
| MoneyMaker249 | $25.00 | $25.00 | 10/23/2009 3:51:41 PM |
| 101 bids
|
Borrower Payment Dependent Notes Series
427850
This series of Notes was issued and sold upon the funding of the borrower loan #39086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 9.05% |
Starting borrower rate/APR:
| 10.05% / 10.39% |
Starting monthly payment:
| $80.73 |
|
Final lender yield:
| 7.50% |
Final borrower rate/APR:
| 8.50% / 8.84% |
Final monthly payment:
| $78.92 |
| |
|
Auction yield range:
| 3.27% - 9.05% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 800-820 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,891 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| thrilling-transaction1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Develop a Website and iPhone App
My partner and I are going to use this loan to develop a website and iPhone application to help bars and venues promote live entertainment and special events. We have spoken to numerous bars and event venues who are willing to pay for this service once we get the technology developed. My monthly income more than supports the ability to pay off this loan and the only debt I have is my monthly mortgage payment. I own my car free and clear, have no student loans and no credit card debt. My partner and I have more than enough cash to pay for this up front but we would rather finance it over 3 years. We believe we can be at break even within 3 months as our business expenses are incredibly minimal.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you planning to charge $ for iphone app or is it going to be free ? How much will your iphone app cost ? - manuvns
A:
The iphone app is going to be free. Our revenue source will be advertising on our site and a minimal fee for the merchants and venues to be listed on our site and the app.
(Oct-12-2009)
Q:
Are you hiring someone to develop the application and website or are you doing this work yourself? I had looked into having an app created to link users to a site of mine, the cost was going to be around $8,000...Just curious, best of luck! - BAEVentures
A:
Someone is developing the app for us. $8,000 is very expensive. I have some programmers in India who are doing the work at a much more reasonable cost. I'd give you my e-mail and could tell you more about them but I'm not supposed to give any personal information on here.
(Oct-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Interral | $25.00 | $25.00 | 10/9/2009 4:21:53 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:00 PM |
| zento | $25.00 | $25.00 | 10/9/2009 4:31:48 PM |
| F_r_e_d_s__B_a_n_k | $100.00 | $100.00 | 10/9/2009 4:29:25 PM |
| junes08 | $50.00 | $50.00 | 10/9/2009 4:34:35 PM |
| freetolive | $25.00 | $25.00 | 10/9/2009 10:05:33 PM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 8:49:45 PM |
| marwadi-62 | $300.00 | $300.00 | 10/16/2009 11:07:25 AM |
| djmjkelso | $25.00 | $25.00 | 10/20/2009 10:59:20 PM |
| riv701 | $25.00 | $25.00 | 10/21/2009 6:38:45 PM |
| Chad2Help | $25.00 | $25.00 | 10/22/2009 10:24:05 AM |
| dudebrah | $25.00 | $25.00 | 10/22/2009 1:29:51 PM |
| Lender0307 | $25.00 | $25.00 | 10/22/2009 8:05:23 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:20:59 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/23/2009 8:27:21 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/23/2009 3:15:44 PM |
| kinetic-social | $25.00 | $25.00 | 10/23/2009 3:58:08 PM |
| wild-orange | $1,000.00 | $850.00 | 10/23/2009 3:38:42 PM |
| SpotLending | $50.00 | $50.00 | 10/23/2009 3:55:58 PM |
| turbospeed | $25.00 | $25.00 | 10/9/2009 4:25:26 PM |
| ok | $25.00 | $25.00 | 10/9/2009 4:26:41 PM |
| jybank | $25.00 | $25.00 | 10/9/2009 4:33:24 PM |
| Gold_Coin | $25.00 | $25.00 | 10/9/2009 4:33:52 PM |
| blot44 | $50.00 | $50.00 | 10/10/2009 10:41:54 AM |
| hellasow | $25.00 | $25.00 | 10/10/2009 6:57:14 AM |
| loanman2007 | $50.00 | $50.00 | 10/11/2009 5:32:20 PM |
| investmentgroup | $25.00 | $25.00 | 10/11/2009 5:43:01 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:10 AM |
| atlas100 | $50.00 | $50.00 | 10/12/2009 7:56:08 PM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 8:49:19 PM |
| market-assembler | $50.00 | $50.00 | 10/14/2009 5:41:05 PM |
| turbospeed | $50.00 | $50.00 | 10/16/2009 12:41:38 AM |
| amit_gu | $50.00 | $50.00 | 10/16/2009 9:52:55 AM |
| icon7 | $25.00 | $25.00 | 10/16/2009 4:37:53 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/19/2009 7:56:48 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 9:34:03 AM |
| flshdaskll | $25.00 | $25.00 | 10/21/2009 8:44:44 PM |
| JerryB96 | $25.00 | $25.00 | 10/22/2009 7:11:21 PM |
| kulender | $100.00 | $100.00 | 10/23/2009 6:45:29 AM |
| lockstock | $25.00 | $25.00 | 10/23/2009 1:28:16 PM |
| oldman1947 | $25.00 | $25.00 | 10/23/2009 3:38:25 PM |
| 41 bids
|
Borrower Payment Dependent Notes Series
427876
This series of Notes was issued and sold upon the funding of the borrower loan #39116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $131.75 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $129.82 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,226 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 40% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| return-fort |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card w/Your Help
I am applying for this loan to pay off a credit card.
My current balance is 4,437.78. I am asking for 4,000 and will pay off the balance and not use my card. My APR for the card was at 15%, but I just received a letter in the mail that it is going up to over 18%. Its finally motivated me to get rid of this debt acquired since graduating from college a couple years ago, moving into a new house and having my transmission go out. My minimum payment this month was 137.00 and it turns out a three year loan at around 10% would have the same monthly payment!
I am a good candidate for this loan because I work for my family business so my job is pretty secure and I haven't had any credit card debt up until a few years ago. I am a frugal person and I am on a mission to be free of debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:17 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:59:24 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:49 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:01:59 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:13 AM |
| j48 | $25.00 | $25.00 | 10/13/2009 10:02:24 AM |
| anton | $44.14 | $44.14 | 10/13/2009 10:02:37 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/13/2009 10:04:08 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 10:04:33 AM |
| selector568 | $100.00 | $100.00 | 10/13/2009 9:59:01 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:59:15 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 10:04:46 AM |
| DonaldColorado | $25.00 | $25.00 | 10/13/2009 9:59:38 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:59:45 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 10:01:00 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:01:27 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:08 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:07 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 10:08:26 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:16 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:05:05 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:50 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/13/2009 10:11:37 AM |
| zone6 | $75.00 | $75.00 | 10/13/2009 10:11:45 AM |
| vinayski | $25.00 | $25.00 | 10/13/2009 10:07:49 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:03 PM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:56:26 AM |
| cowboyskier | $50.00 | $50.00 | 10/14/2009 2:15:10 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/14/2009 4:56:05 PM |
| hellasow | $25.00 | $25.00 | 10/15/2009 2:48:05 AM |
| SpotLending | $50.00 | $50.00 | 10/15/2009 6:44:43 AM |
| killdare | $25.00 | $25.00 | 10/15/2009 6:25:01 AM |
| Halos2002 | $100.00 | $100.00 | 10/15/2009 8:50:17 AM |
| Syzygy | $25.00 | $25.00 | 10/15/2009 6:38:46 PM |
| interest-friendship | $25.00 | $25.00 | 10/16/2009 11:53:15 AM |
| scientists | $25.00 | $25.00 | 10/16/2009 2:51:58 PM |
| Approved | $50.00 | $50.00 | 10/17/2009 12:11:30 PM |
| atlas100 | $25.00 | $25.00 | 10/18/2009 1:18:17 PM |
| herman7 | $25.00 | $25.00 | 10/18/2009 11:38:11 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:30:20 PM |
| LoanDMC | $25.00 | $25.00 | 10/18/2009 2:01:01 PM |
| EliteCapital | $25.00 | $25.00 | 10/19/2009 3:09:46 PM |
| julijask | $25.00 | $25.00 | 10/19/2009 2:56:06 PM |
| bid-papyrus | $30.00 | $30.00 | 10/19/2009 4:42:05 PM |
| crw1950 | $50.00 | $50.00 | 10/19/2009 5:09:28 PM |
| cr55595 | $25.00 | $25.00 | 10/19/2009 4:28:08 PM |
| wwwUniversal | $25.00 | $25.00 | 10/19/2009 4:29:25 PM |
| vladimilasky | $25.00 | $25.00 | 10/19/2009 7:43:44 PM |
| datongmama | $25.00 | $25.00 | 10/19/2009 8:07:29 PM |
| spiff666 | $25.00 | $25.00 | 10/19/2009 8:37:40 PM |
| OGS_Capital | $25.00 | $25.00 | 10/20/2009 4:29:00 AM |
| Jcardone33 | $25.00 | $25.00 | 10/20/2009 5:53:39 AM |
| dawg25 | $50.00 | $50.00 | 10/20/2009 2:36:37 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:26:54 AM |
| mtp | $50.00 | $50.00 | 10/13/2009 9:48:30 AM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 9:44:49 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:50 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:34 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:44 AM |
| djh47a | $40.00 | $40.00 | 10/13/2009 10:02:41 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:47 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 10:03:17 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:02:57 AM |
| degster | $25.00 | $25.00 | 10/13/2009 10:03:24 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 10:03:51 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 10:04:26 AM |
| czar3 | $25.00 | $25.00 | 10/13/2009 10:04:37 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:26 AM |
| fortytwo | $250.00 | $250.00 | 10/13/2009 10:05:13 AM |
| turbine5 | $40.00 | $40.00 | 10/13/2009 10:03:39 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:03:59 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:30 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:55 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 10:09:28 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 10:10:59 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 10:12:09 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:08:03 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:41 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:52 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:14:21 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:16 AM |
| supersarah61 | $25.00 | $24.86 | 10/13/2009 10:24:45 AM |
| bid-wonder | $25.00 | $25.00 | 10/13/2009 10:45:37 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 4:30:01 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 10:33:17 AM |
| Picasso2 | $100.00 | $100.00 | 10/15/2009 11:26:40 AM |
| Kelor99 | $25.00 | $25.00 | 10/15/2009 11:08:06 AM |
| oldman1947 | $25.00 | $25.00 | 10/16/2009 8:39:07 AM |
| RandyL3 | $45.00 | $45.00 | 10/16/2009 8:28:09 PM |
| rce1964 | $25.00 | $25.00 | 10/17/2009 5:55:40 PM |
| SOP_Bank | $25.00 | $25.00 | 10/17/2009 6:07:01 PM |
| jte888 | $100.00 | $100.00 | 10/17/2009 9:21:36 PM |
| credit-investor5 | $50.00 | $50.00 | 10/18/2009 8:16:32 PM |
| generous-deal6 | $25.00 | $25.00 | 10/18/2009 9:54:54 PM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:30:56 AM |
| PotBellyPete | $50.00 | $50.00 | 10/19/2009 12:52:41 PM |
| r1j2r3 | $25.00 | $25.00 | 10/19/2009 2:04:39 PM |
| Jynxie | $31.00 | $31.00 | 10/19/2009 4:13:05 PM |
| AP2PLender | $25.00 | $25.00 | 10/19/2009 4:41:09 PM |
| bornsucka | $25.00 | $25.00 | 10/19/2009 4:35:30 PM |
| usbank | $25.00 | $25.00 | 10/19/2009 7:10:08 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 9:51:55 PM |
| alvinsl | $25.00 | $25.00 | 10/20/2009 4:46:49 AM |
| Trondheim_Norway | $50.00 | $50.00 | 10/19/2009 9:52:15 PM |
| scrabbler | $25.00 | $25.00 | 10/20/2009 6:51:11 AM |
| crdcteng | $50.00 | $50.00 | 10/20/2009 9:35:21 AM |
| 106 bids
|
Borrower Payment Dependent Notes Series
427994
This series of Notes was issued and sold upon the funding of the borrower loan #39129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $113.09 |
|
Final lender yield:
| 19.95% |
Final borrower rate/APR:
| 20.95% / 23.20% |
Final monthly payment:
| $94.12 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 25 | Length of status: | 4y 5m |
|
Amount delinquent:
| $50 |
Revolving credit balance:
| $0 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Galoregalore |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuilding after a divorce
Purpose of loan:
Taxes on my house
and one credit card. College, books and other school
supply items.? I would like to send my
daughter on a college tour in March.
financial situation:
I intend to repay this
loan through automatic withdrawal from my checking account. I will be able to add
an extra payment each month once I complete my degree.
Monthly net income: $ 1460 (does not include child support and spousal
support)
Monthly expenses: $
??Housing: $ 766
??Insurance: $ 80
??Car expenses: $ 150
??Utilities: $ 160
??Phone, cable, internet: $ 74
??Food, entertainment: $ 50
??Clothing, household expenses $175
??Credit cards and other loans: $ 483
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How much of your credit card debt and other loans (with monthly payments of just under $500) will be paid off with the proceeds from this loan? thanks - reflective-rupee
A:
Hello,
I will be paying off one credit card. The credit card company offered to settle my account for $593.00 which is the correct amount. I have a signature loan, and the amount comes directly from my checking account each month. I did not want to ask for $5,000.00 which is the balance due because I didn't want to ask for too much at one time.
Thank you
(Oct-17-2009)
Q:
How much will be the monthly payment on the payday loan once you get the Prosper loan? thanks - reflective-rupee
A:
Hi, The signature loan I have is through my credit union and I owe about $5,000.00. I am going to continue to have the scheduled payments withdrawn from my checking account. I intend to use the monies I receive from Prosper to pay off the credit card for $593.00, pay the taxes on my house which is usually $1,200.00, put monies aside for my daughters college tour, and use the rest for books/supplies for school.
Thanks
(Oct-18-2009)
Q:
When will you finish your degree? What degree are your getting? Will you need to find a new job then in a new line of work, or will you just increase your hours in your current job? thanks much - reflective-rupee
A:
I am scheduled to complete my degree in May 2011. I am working toward my first bachelors degree in Elementary Education. I am seeking certification in grades K-5 thru 3rd grade. I work in a self-contained special education classroom K-5 thru 3rd grade. After I teach for one year, I will go back to school for my Masters degree in Special Education. My principal wants to hire me at the same school when I'm done. I status will change from hourly to salary. Thanks
(Oct-18-2009)
Q:
What is the monthly payment and interest rate for the signature loan? thanks much - reflective-rupee
A:
Hi, The monthly payment on the signature loan is $257.36 at 18%. Thanks
(Oct-18-2009)
Q:
How much is your spousal and child support? Has it ever been paid late? thanks - reflective-rupee
A:
Hello, My child support is $1,100 each month. It has never been paid late. Thanks
(Oct-22-2009)
Q:
Will your daughter graduate high school in May/June 2010? If so, will your child support end then? thanks - reflective-rupee
A:
My daughter will graduate high school May 2012. Child support will continue for her because she will be enrolled full-time in college and I have two other children, 6th grade and 4th grade.Thanks
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $2,500.00 | $2,500.00 | 10/23/2009 3:59:38 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
428134
This series of Notes was issued and sold upon the funding of the borrower loan #39135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 24.77% |
Starting borrower rate/APR:
| 25.77% / 28.09% |
Starting monthly payment:
| $482.02 |
|
Final lender yield:
| 21.75% |
Final borrower rate/APR:
| 22.75% / 25.02% |
Final monthly payment:
| $462.95 |
| |
|
Auction yield range:
| 8.27% - 24.77% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,692 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 59% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| frankrhps |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2009)
700-720
(Aug-2008)
|
|
Principal balance:
| $3,415.94 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Paying off all credit cards
Purpose of loan:
This loan will be used to pay off all high interest credit cards.
My financial situation:
I
am a good candidate for this loan because I have a steady job and have
no plans to leave. I never miss a payment on any of my bills and do not
live outside my means. These credit card balances accumulated during a
cross-country move 3 years ago and I can not get the balances down due
to credit card companies constantly jacking up rates on everyone. I
plan to pay off and cancel all the cards asap.
I should also mention
that my wife works and greatly contributes to the bills as well as
entertainment. Prosper does not let me include her income.
Monthly net income: $ 2700 + overtime
Monthly expenses: $
??Housing: $
553
??Insurance: $
85
? Utilities: $
200
??Phone, cable, internet: $
65
? Credit cards and other loans: 250+
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you know anyone outside TN? Are you able to get any of them to put in $100 or $200? This encourages more bidding which can lower your rate a lot. - 99Burning_Coder
A:
Trying to get the word out thru facebook among other methods.
(Oct-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| return-flamenco | $25.00 | $25.00 | 10/13/2009 9:45:12 AM |
| wildguy | $25.00 | $25.00 | 10/13/2009 9:46:24 AM |
| ethicalhumanist | $25.00 | $25.00 | 10/13/2009 9:47:49 AM |
| zone8 | $100.00 | $100.00 | 10/13/2009 9:46:10 AM |
| djh47a | $25.00 | $25.00 | 10/13/2009 9:46:40 AM |
| shawnw2 | $50.00 | $50.00 | 10/13/2009 9:47:17 AM |
| BuffetRocks | $50.00 | $50.00 | 10/13/2009 9:47:35 AM |
| rapid-power2 | $25.00 | $25.00 | 10/13/2009 9:52:37 AM |
| fcb202 | $25.00 | $25.00 | 10/13/2009 9:51:36 AM |
| birddogsb | $50.00 | $50.00 | 10/13/2009 9:52:51 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/13/2009 9:53:10 AM |
| tsquared_030 | $25.00 | $25.00 | 10/13/2009 9:51:58 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:53:19 AM |
| coolspeed | $25.00 | $25.00 | 10/13/2009 9:46:54 AM |
| capital-albatross | $25.00 | $25.00 | 10/13/2009 9:53:53 AM |
| 4est | $25.00 | $25.00 | 10/13/2009 9:47:26 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 9:53:31 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:49:18 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 9:54:29 AM |
| visionary-currency | $25.00 | $25.00 | 10/13/2009 9:49:27 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:54:38 AM |
| YogaDude34 | $50.00 | $50.00 | 10/13/2009 9:56:01 AM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/13/2009 9:56:13 AM |
| scottr | $25.00 | $25.00 | 10/13/2009 9:56:21 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:55:00 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:46 AM |
| secobarbital | $25.00 | $25.00 | 10/13/2009 9:50:22 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:57:39 AM |
| louisianalender | $100.00 | $100.00 | 10/13/2009 9:51:21 AM |
| heroic-benefit | $25.00 | $25.00 | 10/13/2009 9:51:26 AM |
| czar3 | $30.00 | $30.00 | 10/13/2009 9:57:43 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 9:58:02 AM |
| skuba | $25.00 | $25.00 | 10/13/2009 9:56:38 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 9:56:56 AM |
| LenderDan | $100.00 | $100.00 | 10/13/2009 9:57:03 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 9:57:56 AM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/13/2009 9:58:17 AM |
| rolandweary | $40.00 | $40.00 | 10/13/2009 10:05:34 AM |
| CPAMAN | $25.00 | $4.08 | 10/13/2009 10:06:03 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2009 10:12:41 AM |
| Shepherd7 | $25.00 | $25.00 | 10/13/2009 10:12:46 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:57 AM |
| catomaior | $25.00 | $25.00 | 10/13/2009 10:14:46 AM |
| MARWARISETH | $25.00 | $25.00 | 10/13/2009 10:12:36 AM |
| Wangersinc | $25.00 | $25.00 | 10/13/2009 10:26:19 AM |
| jeromeyuan | $25.00 | $25.00 | 10/13/2009 10:32:36 AM |
| beezling | $52.00 | $52.00 | 10/13/2009 10:28:51 AM |
| mmzero | $25.00 | $25.00 | 10/13/2009 10:42:53 AM |
| ro37 | $25.00 | $25.00 | 10/13/2009 11:14:32 AM |
| andrewgl | $25.00 | $25.00 | 10/13/2009 2:39:28 PM |
| ChuckieG | $50.00 | $50.00 | 10/13/2009 4:50:11 PM |
| biobulator | $25.00 | $25.00 | 10/13/2009 8:29:08 PM |
| sociallender | $25.00 | $25.00 | 10/14/2009 6:33:01 AM |
| 101010 | $50.00 | $50.00 | 10/14/2009 12:38:34 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 1:09:39 PM |
| return-owner | $25.00 | $25.00 | 10/14/2009 2:43:19 PM |
| mtp | $32.43 | $32.43 | 10/14/2009 2:24:12 PM |
| point | $25.00 | $25.00 | 10/14/2009 3:49:55 PM |
| FountainShrugged | $25.00 | $25.00 | 10/14/2009 6:20:37 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/15/2009 9:34:16 AM |
| charming-point | $50.00 | $50.00 | 10/15/2009 9:34:00 AM |
| GMPK_TLAS | $25.00 | $25.00 | 10/15/2009 5:30:27 PM |
| Orringo | $25.00 | $25.00 | 10/15/2009 5:08:35 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:36 AM |
| Hartfelt | $31.49 | $31.49 | 10/16/2009 8:07:02 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/16/2009 6:16:17 AM |
| Sonihal | $25.00 | $25.00 | 10/16/2009 8:07:00 AM |
| reliant | $25.00 | $25.00 | 10/16/2009 11:22:54 AM |
| zeelender | $25.00 | $25.00 | 10/16/2009 11:51:34 AM |
| jlr613 | $25.00 | $25.00 | 10/16/2009 3:01:33 PM |
| seisen | $32.54 | $32.54 | 10/16/2009 1:32:44 PM |
| Apex-Lender | $25.00 | $25.00 | 10/16/2009 3:38:10 PM |
| larrybird | $95.00 | $95.00 | 10/16/2009 3:41:04 PM |
| Mantis75 | $25.00 | $25.00 | 10/16/2009 3:41:21 PM |
| Slowtype | $25.00 | $25.00 | 10/16/2009 3:42:03 PM |
| revenue-achievement | $25.00 | $25.00 | 10/16/2009 2:58:28 PM |
| arejaybe | $25.00 | $25.00 | 10/16/2009 2:47:01 PM |
| xzec777 | $25.00 | $25.00 | 10/16/2009 3:12:09 PM |
| porkhelmet | $25.00 | $25.00 | 10/16/2009 3:22:11 PM |
| ElAbel11 | $25.00 | $25.00 | 10/16/2009 3:31:44 PM |
| mizunoman | $25.00 | $25.00 | 10/16/2009 3:06:32 PM |
| MidnightBank | $25.00 | $25.00 | 10/16/2009 3:06:53 PM |
| impressive-loan | $100.00 | $100.00 | 10/16/2009 3:41:00 PM |
| cash-tiramisu | $236.67 | $236.67 | 10/16/2009 3:41:05 PM |
| diverse2 | $25.00 | $25.00 | 10/16/2009 3:26:58 PM |
| Kaj | $25.00 | $25.00 | 10/16/2009 3:41:48 PM |
| slcchad | $25.00 | $25.00 | 10/16/2009 3:41:53 PM |
| redbomb5 | $25.00 | $25.00 | 10/16/2009 3:31:40 PM |
| draggon77 | $25.00 | $25.00 | 10/16/2009 3:42:05 PM |
| DramaticGopher | $25.00 | $25.00 | 10/16/2009 3:37:08 PM |
| skro | $25.00 | $25.00 | 10/16/2009 3:41:57 PM |
| Darkjimson | $25.00 | $25.00 | 10/16/2009 4:46:14 PM |
| simplewareinc | $27.54 | $27.54 | 10/16/2009 7:06:21 PM |
| Raetha | $25.00 | $25.00 | 10/16/2009 7:11:12 PM |
| Searlzy | $25.00 | $25.00 | 10/16/2009 7:06:18 PM |
| YQQ | $25.00 | $25.00 | 10/16/2009 7:06:24 PM |
| Sugarmama21 | $50.00 | $50.00 | 10/16/2009 7:11:49 PM |
| jfd287 | $25.00 | $25.00 | 10/16/2009 7:41:45 PM |
| SelectTrustLending | $25.00 | $25.00 | 10/16/2009 8:31:11 PM |
| festivecpl | $25.00 | $25.00 | 10/16/2009 8:48:47 PM |
| aader | $25.00 | $25.00 | 10/17/2009 8:37:18 AM |
| testobsessed | $61.42 | $61.42 | 10/17/2009 8:38:07 AM |
| derec | $25.00 | $25.00 | 10/17/2009 8:38:36 AM |
| inkplj | $37.37 | $37.37 | 10/17/2009 8:38:52 AM |
| All_Wins | $25.00 | $25.00 | 10/17/2009 6:26:17 AM |
| IterationX | $25.00 | $25.00 | 10/17/2009 8:21:49 AM |
| A007 | $25.00 | $25.00 | 10/17/2009 8:24:35 AM |
| natecam | $25.00 | $25.00 | 10/17/2009 1:27:00 PM |
| selfmademan | $25.00 | $25.00 | 10/17/2009 8:26:13 AM |
| Buffer10 | $32.96 | $32.96 | 10/17/2009 8:25:37 AM |
| benroo | $25.00 | $25.00 | 10/17/2009 8:25:43 AM |
| omerta6102 | $32.05 | $32.05 | 10/17/2009 1:51:35 PM |
| thrifty-return | $30.00 | $30.00 | 10/17/2009 2:56:56 PM |
| Kash2010lu | $25.00 | $25.00 | 10/17/2009 8:42:53 AM |
| Fahrquar | $25.00 | $25.00 | 10/17/2009 8:37:02 AM |
| Rogelio48 | $25.00 | $25.00 | 10/17/2009 8:37:35 AM |
| xana-rocky | $25.00 | $25.00 | 10/17/2009 3:31:32 PM |
| MrMcduck | $25.00 | $25.00 | 10/17/2009 8:38:37 AM |
| topher515 | $25.00 | $25.00 | 10/17/2009 8:38:49 AM |
| brmar | $25.00 | $25.00 | 10/17/2009 8:51:23 AM |
| samo102us | $25.00 | $25.00 | 10/17/2009 4:47:17 PM |
| Papa_Mema | $43.59 | $43.59 | 10/17/2009 10:11:58 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/17/2009 11:17:03 AM |
| MicroPod | $25.00 | $25.00 | 10/17/2009 12:11:15 PM |
| Hokiemon | $25.00 | $25.00 | 10/17/2009 12:21:22 PM |
| ritchie70 | $25.00 | $25.00 | 10/17/2009 12:26:13 PM |
| LKN2RTR | $25.00 | $25.00 | 10/17/2009 9:31:11 PM |
| ufmikey | $25.61 | $25.61 | 10/18/2009 9:11:41 AM |
| TheColoradoDon | $25.00 | $25.00 | 10/18/2009 9:37:12 AM |
| Trinkaloki | $36.57 | $36.57 | 10/18/2009 1:57:59 PM |
| lending_pugs | $25.00 | $25.00 | 10/18/2009 6:26:13 AM |
| OSERENKUKU | $25.00 | $25.00 | 10/18/2009 7:21:13 AM |
| ramsbladder | $25.00 | $25.00 | 10/18/2009 6:01:48 PM |
| mirolender | $25.00 | $25.00 | 10/18/2009 6:27:48 PM |
| stoopidnoodle | $25.00 | $25.00 | 10/18/2009 11:26:31 AM |
| mudaholic | $25.00 | $25.00 | 10/18/2009 7:46:13 PM |
| drcoop | $25.00 | $25.00 | 10/18/2009 5:36:58 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 10/18/2009 6:27:42 PM |
| SpareChangeHero | $25.00 | $25.00 | 10/18/2009 6:27:50 PM |
| jo2y | $25.00 | $25.00 | 10/19/2009 8:11:10 AM |
| yarg | $25.00 | $25.00 | 10/19/2009 12:01:14 AM |
| mc81 | $25.00 | $25.00 | 10/19/2009 12:01:17 AM |
| schnatty | $25.00 | $25.00 | 10/19/2009 4:26:42 AM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 9:31:34 AM |
| stolan | $25.00 | $25.00 | 10/19/2009 9:31:57 AM |
| BBL | $25.00 | $25.00 | 10/19/2009 7:51:53 AM |
| gilbow | $25.00 | $25.00 | 10/19/2009 9:16:11 AM |
| shawndw | $25.00 | $25.00 | 10/19/2009 9:31:52 AM |
| slojudy | $25.00 | $25.00 | 10/19/2009 11:42:30 AM |
| PaulW | $25.00 | $25.00 | 10/19/2009 10:36:26 AM |
| Victor-E-Lane | $25.00 | $25.00 | 10/19/2009 11:51:33 AM |
| rokdim | $45.98 | $45.98 | 10/19/2009 2:01:18 PM |
| wampum-proton | $25.00 | $25.00 | 10/19/2009 3:56:56 PM |
| baconguy | $25.00 | $25.00 | 10/19/2009 3:57:00 PM |
| Simonsez808 | $25.00 | $25.00 | 10/19/2009 3:57:10 PM |
| gustavzantanon | $50.00 | $50.00 | 10/19/2009 3:57:18 PM |
| Ananya | $25.00 | $25.00 | 10/19/2009 3:57:22 PM |
| nicklds | $25.00 | $25.00 | 10/19/2009 3:57:29 PM |
| marcomnzs | $32.66 | $32.66 | 10/19/2009 3:57:33 PM |
| colorado23 | $25.00 | $25.00 | 10/19/2009 2:01:20 PM |
| markwms | $25.00 | $25.00 | 10/19/2009 2:01:37 PM |
| mjjjrj | $25.00 | $25.00 | 10/19/2009 2:01:50 PM |
| dt2812 | $30.00 | $30.00 | 10/19/2009 2:56:28 PM |
| dough-bear | $50.00 | $50.00 | 10/19/2009 3:57:19 PM |
| Kijib | $25.00 | $25.00 | 10/19/2009 3:56:52 PM |
| SF2Berlin | $25.00 | $25.00 | 10/19/2009 3:57:07 PM |
| damanq | $45.98 | $45.98 | 10/19/2009 3:57:30 PM |
| TCayce | $25.00 | $25.00 | 10/19/2009 4:32:25 PM |
| Superc0ld | $33.11 | $33.11 | 10/19/2009 7:46:27 PM |
| Trondheim_Norway | $50.00 | $50.00 | 10/19/2009 9:40:31 PM |
| Bank_Of_XL | $100.00 | $100.00 | 10/20/2009 6:14:14 AM |
| rellotsf | $25.00 | $25.00 | 10/13/2009 9:45:16 AM |
| AF-Chief | $25.00 | $25.00 | 10/13/2009 9:45:34 AM |
| riversmoke | $25.00 | $25.00 | 10/13/2009 9:46:45 AM |
| three-for-6 | $25.00 | $25.00 | 10/13/2009 9:45:35 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:47:57 AM |
| d_grbg | $25.00 | $25.00 | 10/13/2009 9:48:02 AM |
| five-star-justice | $36.00 | $36.00 | 10/13/2009 9:48:25 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 9:48:38 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 9:49:02 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:51:04 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 9:50:08 AM |
| delivery | $25.00 | $25.00 | 10/13/2009 9:50:41 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 9:51:52 AM |
| turbine5 | $25.00 | $25.00 | 10/13/2009 9:46:33 AM |
| jonn834 | $25.00 | $25.00 | 10/13/2009 9:52:44 AM |
| brainy-dedication | $25.00 | $25.00 | 10/13/2009 9:47:41 AM |
| Supernick | $25.00 | $25.00 | 10/13/2009 9:54:50 AM |
| bronzmajom | $25.00 | $25.00 | 10/13/2009 9:54:01 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:06 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 9:55:29 AM |
| bleacher | $25.00 | $25.00 | 10/13/2009 9:55:37 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:49:46 AM |
| payout-magician | $50.00 | $50.00 | 10/13/2009 9:54:54 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 9:49:55 AM |
| new-goal-return | $25.00 | $25.00 | 10/13/2009 9:57:14 AM |
| junes08 | $25.00 | $25.00 | 10/13/2009 9:56:04 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/13/2009 9:51:31 AM |
| crazycool | $35.00 | $35.00 | 10/13/2009 9:56:30 AM |
| leverage-trident | $25.00 | $25.00 | 10/13/2009 9:52:06 AM |
| capital-galaxy | $75.00 | $75.00 | 10/13/2009 9:52:28 AM |
| loanfairy | $25.00 | $25.00 | 10/13/2009 9:53:46 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 9:55:13 AM |
| nhi | $50.00 | $50.00 | 10/13/2009 9:55:20 AM |
| zone6 | $25.00 | $25.00 | 10/13/2009 9:55:40 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 9:57:32 AM |
| silver-armada | $50.00 | $50.00 | 10/13/2009 10:05:56 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/13/2009 10:12:38 AM |
| robot777 | $40.00 | $40.00 | 10/13/2009 10:29:57 AM |
| inventive-exchange | $25.00 | $25.00 | 10/13/2009 10:26:15 AM |
| BigDougJeeps | $25.00 | $25.00 | 10/13/2009 10:43:17 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/13/2009 10:34:57 AM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 11:39:08 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/13/2009 12:53:51 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:38:50 PM |
| 108lender | $75.00 | $75.00 | 10/13/2009 2:59:22 PM |
| Toastsr | $25.00 | $25.00 | 10/13/2009 5:48:58 PM |
| graphite | $25.00 | $25.00 | 10/13/2009 6:24:13 PM |
| loan-master996 | $50.00 | $50.00 | 10/13/2009 6:03:50 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/13/2009 5:45:59 PM |
| clemclan | $25.00 | $25.00 | 10/13/2009 9:06:06 PM |
| unk1911 | $25.00 | $25.00 | 10/13/2009 7:49:06 PM |
| Gibbyland | $50.00 | $50.00 | 10/13/2009 9:28:46 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:13:35 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 3:18:09 AM |
| dinero-mason | $50.00 | $50.00 | 10/14/2009 3:58:12 AM |
| mjm77_1 | $25.00 | $25.00 | 10/14/2009 10:38:19 AM |
| grf1945 | $25.00 | $25.00 | 10/14/2009 11:48:14 AM |
| fostaman | $25.00 | $25.00 | 10/14/2009 11:13:15 AM |
| 101010 | $100.00 | $100.00 | 10/14/2009 12:38:11 PM |
| twjh | $25.00 | $25.00 | 10/14/2009 2:17:07 PM |
| jhouman | $25.00 | $25.00 | 10/14/2009 3:53:08 PM |
| jga516 | $25.00 | $25.00 | 10/14/2009 5:38:17 PM |
| transparency-warrior | $50.00 | $50.00 | 10/14/2009 6:03:37 PM |
| credit-czar5 | $25.00 | $25.00 | 10/14/2009 6:03:35 PM |
| ITExec | $100.00 | $100.00 | 10/15/2009 6:15:39 AM |
| irrelevant | $25.00 | $25.00 | 10/15/2009 8:58:45 AM |
| bnlforever | $25.00 | $25.00 | 10/15/2009 9:34:56 AM |
| LAM26 | $25.00 | $25.00 | 10/15/2009 9:35:05 AM |
| visionary-deal3 | $100.00 | $100.00 | 10/15/2009 10:44:49 AM |
| interstellar | $50.00 | $50.00 | 10/15/2009 10:48:39 AM |
| invincible-gain | $50.00 | $50.00 | 10/15/2009 6:28:37 PM |
| srfb973 | $25.00 | $25.00 | 10/15/2009 6:20:21 PM |
| passivesf | $25.00 | $25.00 | 10/16/2009 7:06:13 AM |
| wrighco | $25.00 | $25.00 | 10/15/2009 10:56:29 PM |
| tnjohnso | $25.00 | $25.00 | 10/16/2009 10:18:31 AM |
| ChrisTJ | $25.00 | $25.00 | 10/16/2009 11:00:49 AM |
| rmachi | $25.00 | $25.00 | 10/16/2009 11:00:54 AM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/16/2009 9:31:21 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/16/2009 11:41:48 AM |
| Oupa-George | $25.00 | $25.00 | 10/16/2009 8:36:42 AM |
| saffron4 | $25.00 | $25.00 | 10/16/2009 9:33:00 AM |
| WorldlyWorker | $25.00 | $25.00 | 10/16/2009 8:51:25 AM |
| KevinC_63366 | $25.00 | $25.00 | 10/16/2009 12:47:33 PM |
| treasure-bliss | $50.00 | $50.00 | 10/16/2009 3:41:51 PM |
| mercuriant | $25.00 | $25.00 | 10/16/2009 3:42:07 PM |
| keynaples | $33.54 | $33.54 | 10/16/2009 1:48:23 PM |
| b-rent | $25.00 | $25.00 | 10/16/2009 3:48:18 PM |
| loanshark4u | $25.00 | $25.00 | 10/16/2009 2:57:05 PM |
| shoedds | $25.00 | $25.00 | 10/16/2009 3:31:38 PM |
| bajaruss | $30.00 | $30.00 | 10/16/2009 3:37:50 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/16/2009 3:40:59 PM |
| firewomin | $25.00 | $25.00 | 10/16/2009 3:41:02 PM |
| Sateesh | $44.13 | $44.13 | 10/16/2009 3:41:20 PM |
| KiwiElf | $25.00 | $25.00 | 10/16/2009 3:41:50 PM |
| Supp0rter | $25.00 | $25.00 | 10/16/2009 3:48:22 PM |
| TEAM-Jasper | $25.00 | $25.00 | 10/16/2009 3:38:45 PM |
| Georgetastic | $25.00 | $25.00 | 10/16/2009 3:41:37 PM |
| runner262 | $25.00 | $25.00 | 10/16/2009 3:42:01 PM |
| Plotinus | $36.60 | $36.60 | 10/16/2009 3:59:28 PM |
| Helenska11 | $25.00 | $25.00 | 10/16/2009 4:38:16 PM |
| ouyangers | $25.00 | $25.00 | 10/16/2009 4:38:27 PM |
| festeringsnot | $25.00 | $25.00 | 10/16/2009 7:06:16 PM |
| iceman33 | $25.00 | $25.00 | 10/16/2009 4:37:07 PM |
| AF_Trust | $25.00 | $25.00 | 10/16/2009 4:38:09 PM |
| NewTouchAssociateLLC | $25.00 | $25.00 | 10/16/2009 4:38:23 PM |
| kegs | $61.35 | $61.35 | 10/16/2009 4:38:29 PM |
| lending-bear | $25.00 | $25.00 | 10/16/2009 8:41:08 PM |
| wizardii | $25.00 | $25.00 | 10/16/2009 6:46:28 PM |
| kmavm | $25.00 | $25.00 | 10/16/2009 7:01:51 PM |
| jdc10128 | $25.00 | $25.00 | 10/17/2009 6:26:21 AM |
| MONEYMATCH | $40.76 | $40.76 | 10/16/2009 7:41:51 PM |
| SNL_Svs | $25.00 | $25.00 | 10/16/2009 8:46:10 PM |
| SDKiwi | $25.00 | $25.00 | 10/16/2009 8:51:39 PM |
| Tazeme | $25.00 | $25.00 | 10/17/2009 8:24:38 AM |
| p2p-allocator | $25.00 | $25.00 | 10/17/2009 8:25:33 AM |
| JDFuego | $25.00 | $25.00 | 10/17/2009 8:26:17 AM |
| another412 | $25.00 | $25.00 | 10/17/2009 8:37:14 AM |
| b2m80s | $25.00 | $25.00 | 10/17/2009 12:31:31 AM |
| p2p-journey | $75.00 | $75.00 | 10/17/2009 2:20:50 AM |
| gold-blanket | $41.59 | $41.59 | 10/17/2009 9:16:37 AM |
| sensible-trade | $25.00 | $25.00 | 10/17/2009 6:26:20 AM |
| rdecartus | $25.00 | $25.00 | 10/17/2009 12:11:16 PM |
| nellaelyob | $25.00 | $25.00 | 10/17/2009 12:21:25 PM |
| lostontheedge | $25.00 | $25.00 | 10/17/2009 8:23:56 AM |
| upc_tnt | $25.00 | $25.00 | 10/17/2009 8:25:39 AM |
| bazaar-tulip | $25.00 | $25.00 | 10/17/2009 8:25:56 AM |
| affluence-tycoon | $25.00 | $25.00 | 10/17/2009 8:25:38 AM |
| NATIVEBORN | $25.00 | $25.00 | 10/17/2009 8:25:47 AM |
| aurorafinancial | $41.94 | $41.94 | 10/17/2009 2:56:52 PM |
| jldallover | $25.00 | $25.00 | 10/17/2009 8:52:02 AM |
| spsavage | $25.00 | $25.00 | 10/17/2009 8:38:43 AM |
| gm93001 | $25.00 | $25.00 | 10/17/2009 12:11:08 PM |
| yomanie | $25.00 | $25.00 | 10/18/2009 6:06:09 AM |
| JTHarris | $50.00 | $50.00 | 10/18/2009 8:59:31 AM |
| money-vista | $25.00 | $25.00 | 10/17/2009 8:56:10 PM |
| nick5454 | $25.00 | $25.00 | 10/17/2009 9:27:15 PM |
| SFBank | $200.00 | $200.00 | 10/17/2009 9:27:57 PM |
| sjev | $25.00 | $25.00 | 10/17/2009 9:31:13 PM |
| asmithj | $30.89 | $30.89 | 10/18/2009 8:56:12 AM |
| ErikB | $25.00 | $25.00 | 10/18/2009 9:27:08 AM |
| HalfDayz | $45.77 | $45.77 | 10/18/2009 9:36:33 AM |
| new-thrilling-principal | $25.00 | $25.00 | 10/18/2009 6:27:46 PM |
| wbahl | $25.00 | $25.00 | 10/18/2009 6:27:52 PM |
| compsciman | $29.14 | $29.14 | 10/18/2009 1:01:15 PM |
| NolandCapitalInvestments | $25.00 | $25.00 | 10/18/2009 6:27:39 PM |
| capital-web193 | $25.00 | $25.00 | 10/18/2009 6:27:43 PM |
| freedom3 | $500.00 | $500.00 | 10/18/2009 6:26:58 PM |
| ayerobbie | $25.00 | $25.00 | 10/18/2009 6:27:49 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/18/2009 6:27:53 PM |
| dmh4880 | $50.00 | $50.00 | 10/18/2009 7:46:15 PM |
| LBOregon | $25.00 | $25.00 | 10/18/2009 7:46:17 PM |
| screenname03 | $25.00 | $25.00 | 10/19/2009 12:01:16 AM |
| Learning2Lend | $50.00 | $50.00 | 10/19/2009 12:01:13 AM |
| p2ploan-bliss | $25.00 | $25.00 | 10/19/2009 4:26:53 AM |
| rhin0cerx | $40.91 | $40.91 | 10/19/2009 5:31:17 AM |
| building_community | $25.00 | $25.00 | 10/19/2009 6:32:20 AM |
| dokiya777 | $25.00 | $25.00 | 10/19/2009 8:11:12 AM |
| karpman3 | $50.00 | $50.00 | 10/19/2009 8:16:31 AM |
| ash135 | $25.00 | $25.00 | 10/19/2009 10:36:20 AM |
| whatknows | $25.00 | $25.00 | 10/19/2009 10:11:11 AM |
| ronin4sale | $25.00 | $25.00 | 10/19/2009 10:36:35 AM |
| 2ravens | $25.00 | $25.00 | 10/19/2009 11:43:19 AM |
| MediaAndMicrocode | $25.00 | $25.00 | 10/19/2009 1:13:05 PM |
| Veggie_Monkey | $25.00 | $25.00 | 10/19/2009 1:31:38 PM |
| busybee007 | $25.00 | $25.00 | 10/19/2009 1:31:50 PM |
| FASTIZIO_P | $33.33 | $33.33 | 10/19/2009 1:32:03 PM |
| andycheb | $25.00 | $25.00 | 10/19/2009 2:01:29 PM |
| rlndln | $25.00 | $25.00 | 10/19/2009 2:01:13 PM |
| jblack01 | $25.00 | $25.00 | 10/19/2009 2:01:30 PM |
| marsciguy | $25.00 | $25.00 | 10/19/2009 2:01:55 PM |
| nofreelunch | $25.00 | $25.00 | 10/19/2009 3:56:53 PM |
| Fernpatch_autoshop | $25.00 | $25.00 | 10/19/2009 3:57:05 PM |
| majorf2136 | $25.00 | $25.00 | 10/19/2009 3:57:12 PM |
| Jeff89 | $25.00 | $25.00 | 10/19/2009 3:57:24 PM |
| zrohmm | $25.00 | $25.00 | 10/19/2009 2:01:31 PM |
| mwl | $25.00 | $25.00 | 10/19/2009 3:56:48 PM |
| impasse1 | $25.00 | $25.00 | 10/19/2009 3:57:27 PM |
| econman1 | $25.00 | $25.00 | 10/19/2009 3:57:34 PM |
| bluecat2 | $25.00 | $25.00 | 10/19/2009 3:56:57 PM |
| mdf | $50.00 | $50.00 | 10/19/2009 3:57:08 PM |
| ChrisKwan | $25.00 | $25.00 | 10/19/2009 4:22:03 PM |
| nbhz60a | $25.00 | $25.00 | 10/19/2009 4:22:01 PM |
| SeekingAlpha | $25.00 | $25.00 | 10/19/2009 5:45:55 PM |
| nashibaksi | $25.00 | $25.00 | 10/19/2009 7:14:52 PM |
| balance-warrior | $25.00 | $25.00 | 10/19/2009 8:37:49 PM |
| payout-comet | $25.00 | $25.00 | 10/20/2009 4:04:40 AM |
| forthright-durability | $25.00 | $25.00 | 10/19/2009 9:48:41 PM |
| XayV03 | $100.00 | $100.00 | 10/19/2009 10:45:54 PM |
| money-expert | $25.00 | $25.00 | 10/20/2009 6:42:41 AM |
| 360 bids
|
Borrower Payment Dependent Notes Series
428710
This series of Notes was issued and sold upon the funding of the borrower loan #39143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 15.39% |
Starting monthly payment:
| $50.54 |
|
Final lender yield:
| 10.25% |
Final borrower rate/APR:
| 11.25% / 13.61% |
Final monthly payment:
| $49.29 |
| |
|
Auction yield range:
| 4.27% - 12.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 19
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 36 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,174 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 86% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| deal-tamale |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buy a used vehicle for family use.
Purpose of loan:
This loan will be used to?
purchase a nice used vehicle for our children and family to use.
My financial situation:
I am a good candidate for this loan because?I have secure full-time employment working for the government.
Monthly net income: $3000
Monthly expenses: $
??Housing: $750
??Insurance: $50
??Car expenses: $200
??Utilities: $300
??Phone, cable, internet: $75
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 10/15/2009 4:52:45 PM |
| Unitas4302 | $50.00 | $50.00 | 10/16/2009 10:46:17 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 8:57:56 PM |
| minista | $25.00 | $25.00 | 10/19/2009 11:23:29 PM |
| crazyinjun | $28.56 | $28.56 | 10/20/2009 2:20:39 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:15:00 PM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 4:35:42 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:35:40 PM |
| CommerciaLender | $25.00 | $25.00 | 10/22/2009 11:45:12 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/22/2009 12:19:35 PM |
| dudebrah | $25.00 | $25.00 | 10/22/2009 1:20:53 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:22:07 PM |
| jybank | $25.00 | $25.00 | 10/22/2009 4:13:15 PM |
| benevolent-reward | $25.00 | $25.00 | 10/15/2009 7:56:23 PM |
| hellasow | $25.00 | $25.00 | 10/16/2009 7:20:07 PM |
| vinayski | $25.00 | $25.00 | 10/18/2009 11:02:02 AM |
| UncleSafety | $51.70 | $51.70 | 10/19/2009 11:04:54 AM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 10:45:25 AM |
| miket71 | $85.00 | $85.00 | 10/19/2009 11:23:02 PM |
| oaktown23 | $100.00 | $100.00 | 10/20/2009 6:08:23 AM |
| flwah | $25.00 | $25.00 | 10/20/2009 6:02:35 AM |
| Prezotus | $25.00 | $25.00 | 10/20/2009 9:34:45 PM |
| zielojo | $75.00 | $75.00 | 10/20/2009 9:22:29 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:02:55 PM |
| JohnSynge | $50.00 | $50.00 | 10/21/2009 10:57:44 PM |
| glenium | $25.00 | $25.00 | 10/22/2009 3:25:58 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 6:49:19 AM |
| racing777 | $25.00 | $25.00 | 10/22/2009 9:11:13 AM |
| buffalobills | $25.00 | $25.00 | 10/22/2009 8:19:43 AM |
| Hawkeyebank | $25.00 | $25.00 | 10/22/2009 12:04:48 PM |
| bornsucka | $25.00 | $25.00 | 10/22/2009 1:38:25 PM |
| Aristophil | $100.00 | $100.00 | 10/22/2009 2:33:31 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:33:39 PM |
| icon7 | $50.00 | $34.74 | 10/22/2009 1:50:35 PM |
| generous-deal6 | $25.00 | $25.00 | 10/22/2009 4:07:00 PM |
| kinetic-social | $25.00 | $25.00 | 10/22/2009 4:30:47 PM |
| tender-ore | $25.00 | $25.00 | 10/22/2009 4:02:46 PM |
| wwwUniversal | $25.00 | $25.00 | 10/22/2009 4:15:15 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
428738
This series of Notes was issued and sold upon the funding of the borrower loan #39140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-22-2009 |
|
|
Starting lender yield:
| 10.52% |
Starting borrower rate/APR:
| 11.52% / 11.87% |
Starting monthly payment:
| $296.87 |
|
Final lender yield:
| 9.50% |
Final borrower rate/APR:
| 10.50% / 10.85% |
Final monthly payment:
| $292.52 |
| |
|
Auction yield range:
| 3.27% - 10.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 840-860 (Oct-2009) |
Current / open credit lines:
| 18
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,951 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| peace-healer1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Upgrading master bathroom
Purpose of loan:
This loan will be used to upgrade a master bathroom for the resale of my home.
My financial situation:
I am a good candidate for this loan because I have very good credit an an excellent payment history. I have been at my job for almost 15 years and have banked at one bank exclusively. My salary is deposited to my bank account monthly, so repaying my loan through my bank account will not be a problem. I do not intend to hold this loan for three years, but would try to pay any remaining balance by March 2010. I also hold a part time job and can willing to provide information if needed.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Will this loan cover the full coast of the upgrade?
If not, How much are you putting in yourself?
What is the timetable for completion of the work?
Thanks! - MoneyMaker249
A:
This loan will not cover the full cost. I am putting in approx. $3,000. My contractor has confirmed that he would be able to complete the work within three weeks and before the Thanksgiving, hopefully.
(Oct-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| transparency-giant | $50.00 | $50.00 | 10/15/2009 4:44:50 PM |
| DonaldColorado | $25.00 | $25.00 | 10/15/2009 4:46:50 PM |
| ClearLake | $25.00 | $25.00 | 10/15/2009 4:46:56 PM |
| bchen78875 | $50.00 | $50.00 | 10/15/2009 4:53:00 PM |
| sas19 | $25.00 | $25.00 | 10/15/2009 4:53:04 PM |
| inventive-funds | $25.00 | $25.00 | 10/15/2009 4:53:10 PM |
| compoundinterest | $50.00 | $50.00 | 10/15/2009 4:53:15 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/15/2009 4:53:29 PM |
| windfall46 | $25.00 | $25.00 | 10/15/2009 4:49:59 PM |
| icon7 | $50.00 | $50.00 | 10/15/2009 4:53:36 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/15/2009 4:54:15 PM |
| dr-dollar | $25.00 | $25.00 | 10/15/2009 4:55:11 PM |
| snowman34 | $25.00 | $25.00 | 10/15/2009 4:53:06 PM |
| czar3 | $25.00 | $25.00 | 10/15/2009 4:53:26 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/15/2009 4:53:31 PM |
| kulender | $25.00 | $25.00 | 10/15/2009 4:52:50 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/15/2009 4:53:21 PM |
| Havana21 | $50.00 | $50.00 | 10/15/2009 4:54:40 PM |
| slartibardfast | $35.00 | $35.00 | 10/15/2009 4:57:54 PM |
| VBAces | $75.00 | $75.00 | 10/15/2009 4:58:00 PM |
| Prezotus | $25.00 | $25.00 | 10/15/2009 4:55:12 PM |
| GElender | $50.00 | $50.00 | 10/15/2009 4:58:42 PM |
| agwosdof | $50.00 | $50.00 | 10/15/2009 4:58:46 PM |
| lean-velocity | $25.00 | $25.00 | 10/15/2009 4:59:08 PM |
| rjleves | $25.00 | $25.00 | 10/15/2009 4:59:27 PM |
| get30inc | $50.00 | $50.00 | 10/15/2009 5:00:00 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/15/2009 5:00:24 PM |
| supersarah61 | $25.00 | $25.00 | 10/15/2009 4:57:35 PM |
| Gundu | $25.00 | $25.00 | 10/15/2009 5:00:58 PM |
| KailuaLender | $25.00 | $25.00 | 10/15/2009 4:57:50 PM |
| Orringo | $50.00 | $50.00 | 10/15/2009 5:01:20 PM |
| Attract | $25.00 | $25.00 | 10/15/2009 4:58:33 PM |
| GatorBait | $50.00 | $50.00 | 10/15/2009 4:58:31 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/15/2009 5:04:05 PM |
| wacko82 | $25.00 | $25.00 | 10/15/2009 4:59:03 PM |
| thegreatone | $50.00 | $50.00 | 10/15/2009 4:59:00 PM |
| AF-Chief | $35.00 | $35.00 | 10/15/2009 4:59:22 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/15/2009 4:59:25 PM |
| anton | $50.00 | $50.00 | 10/15/2009 4:59:28 PM |
| SNH | $50.00 | $50.00 | 10/15/2009 4:59:36 PM |
| L-vex | $25.00 | $25.00 | 10/15/2009 4:59:54 PM |
| rwelle | $25.00 | $25.00 | 10/15/2009 5:18:41 PM |
| the-silver-blaster | $45.00 | $45.00 | 10/15/2009 5:00:07 PM |
| Davidson2 | $25.00 | $25.00 | 10/15/2009 5:23:02 PM |
| a-responsible-return | $25.00 | $25.00 | 10/15/2009 5:00:12 PM |
| fortytwo | $185.00 | $185.00 | 10/15/2009 5:00:36 PM |
| wrighco | $25.00 | $25.00 | 10/15/2009 5:01:03 PM |
| andrewgl | $25.00 | $25.00 | 10/15/2009 5:01:53 PM |
| beakerfish | $300.00 | $300.00 | 10/15/2009 5:01:57 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/15/2009 5:31:23 PM |
| Brainworm | $25.00 | $25.00 | 10/15/2009 5:31:34 PM |
| ATOHokie | $25.00 | $25.00 | 10/15/2009 5:04:23 PM |
| turbine5 | $40.00 | $40.00 | 10/15/2009 5:04:21 PM |
| Halos2002 | $50.00 | $50.00 | 10/15/2009 5:31:18 PM |
| Katburg | $25.00 | $25.00 | 10/15/2009 6:03:04 PM |
| holstj | $25.00 | $25.00 | 10/15/2009 5:38:40 PM |
| benevolent-reward | $25.00 | $25.00 | 10/15/2009 7:55:21 PM |
| LendDoc | $25.00 | $25.00 | 10/15/2009 5:43:42 PM |
| iLoaner | $25.00 | $25.00 | 10/15/2009 6:28:15 PM |
| nzlxjwek | $25.00 | $25.00 | 10/15/2009 6:48:14 PM |
| gig4ls | $25.00 | $25.00 | 10/15/2009 6:28:18 PM |
| martalli | $25.00 | $25.00 | 10/16/2009 12:11:10 AM |
| nicebank | $25.95 | $25.95 | 10/15/2009 7:13:53 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:17 AM |
| metro457 | $25.00 | $25.00 | 10/16/2009 7:22:19 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/16/2009 7:22:45 AM |
| return-confidant | $25.00 | $25.00 | 10/15/2009 8:55:21 PM |
| panegryst | $25.00 | $25.00 | 10/16/2009 7:22:48 AM |
| lloyd_s | $25.00 | $25.00 | 10/15/2009 9:28:11 PM |
| kirkjerk | $25.00 | $25.00 | 10/15/2009 9:35:17 PM |
| MGS | $25.00 | $25.00 | 10/15/2009 11:26:14 PM |
| bdpres1 | $25.00 | $25.00 | 10/16/2009 8:46:31 AM |
| michaelndn | $25.00 | $25.00 | 10/16/2009 7:11:50 AM |
| Reinadog9 | $25.00 | $25.00 | 10/16/2009 7:22:23 AM |
| Lender0010 | $25.00 | $25.00 | 10/16/2009 7:22:27 AM |
| 13nd3r | $25.00 | $25.00 | 10/16/2009 7:23:25 AM |
| gallant-camaraderi | $25.00 | $25.00 | 10/16/2009 9:31:32 AM |
| alpinaut | $25.00 | $25.00 | 10/16/2009 10:34:06 AM |
| coondog | $25.00 | $25.00 | 10/16/2009 7:22:17 AM |
| andyb9 | $25.00 | $25.00 | 10/16/2009 7:22:35 AM |
| InvestorPartners | $25.00 | $25.00 | 10/16/2009 7:23:15 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/16/2009 7:23:31 AM |
| skuba | $25.00 | $25.00 | 10/16/2009 7:31:40 AM |
| Templar | $25.00 | $25.00 | 10/16/2009 8:46:12 AM |
| Cheburashka | $40.00 | $40.00 | 10/16/2009 12:26:26 PM |
| RedRockLLC | $25.00 | $25.00 | 10/16/2009 10:42:01 AM |
| Castellan | $25.00 | $25.00 | 10/16/2009 2:01:16 PM |
| Little_Helper | $25.00 | $25.00 | 10/16/2009 2:06:16 PM |
| chief219 | $25.00 | $25.00 | 10/16/2009 11:41:41 AM |
| gain-butterfly | $25.00 | $25.00 | 10/16/2009 2:57:12 PM |
| fuzed | $25.00 | $25.00 | 10/16/2009 3:07:48 PM |
| dirkjan | $25.00 | $25.00 | 10/16/2009 1:01:45 PM |
| dynamic-rupee | $25.00 | $25.00 | 10/16/2009 1:42:16 PM |
| bigdees | $25.00 | $25.00 | 10/16/2009 3:48:36 PM |
| BoutYeBank | $25.00 | $25.00 | 10/16/2009 4:37:29 PM |
| kelador | $25.00 | $25.00 | 10/16/2009 7:11:33 PM |
| kmwvma | $25.00 | $25.00 | 10/16/2009 10:46:20 PM |
| 101010 | $25.00 | $25.00 | 10/17/2009 9:12:00 AM |
| HunterSix | $25.00 | $25.00 | 10/17/2009 6:46:31 AM |
| bowdish1 | $50.00 | $50.00 | 10/17/2009 10:47:04 AM |
| Jassi | $25.00 | $25.00 | 10/17/2009 4:36:29 PM |
| djs81 | $25.00 | $25.00 | 10/17/2009 5:55:53 PM |
| dansarkis | $25.00 | $25.00 | 10/18/2009 1:31:28 PM |
| don'twannadance | $50.00 | $50.00 | 10/18/2009 6:02:34 AM |
| red-favorable-basis | $25.00 | $25.00 | 10/18/2009 6:21:43 AM |
| Georgia_Boy | $25.00 | $25.00 | 10/18/2009 11:04:30 AM |
| lawyerman | $50.00 | $50.00 | 10/18/2009 12:53:50 PM |
| danthemon35 | $25.00 | $25.00 | 10/18/2009 6:11:40 PM |
| visionary-currency | $25.00 | $25.00 | 10/18/2009 6:56:33 PM |
| Gold_Coin | $25.00 | $25.00 | 10/19/2009 1:36:37 PM |
| money-watcher | $25.00 | $25.00 | 10/19/2009 5:18:07 PM |
| Aristophil | $140.00 | $140.00 | 10/20/2009 9:30:37 AM |
| 108lender | $100.00 | $100.00 | 10/20/2009 4:46:18 PM |
| building_community | $25.00 | $25.00 | 10/20/2009 6:03:28 PM |
| JDLanier | $25.00 | $25.00 | 10/21/2009 12:43:23 PM |
| favorite-commerce | $25.00 | $25.00 | 10/21/2009 4:49:35 PM |
| SeekingAlpha | $50.00 | $50.00 | 10/22/2009 6:09:01 AM |
| OTRjohn | $146.00 | $146.00 | 10/22/2009 8:25:15 AM |
| scrabbler | $25.00 | $25.00 | 10/22/2009 6:21:06 AM |
| dblaz5 | $250.00 | $250.00 | 10/22/2009 12:15:11 PM |
| uncleegg | $25.00 | $25.00 | 10/15/2009 4:48:43 PM |
| abidos | $25.00 | $25.00 | 10/15/2009 4:52:47 PM |
| Weaverville | $25.00 | $25.00 | 10/15/2009 4:52:56 PM |
| BlindProphet | $25.00 | $25.00 | 10/15/2009 4:53:12 PM |
| justice-dna | $25.00 | $25.00 | 10/15/2009 4:53:18 PM |
| kid8549 | $25.00 | $25.00 | 10/15/2009 4:53:23 PM |
| zone6 | $75.00 | $75.00 | 10/15/2009 4:54:46 PM |
| personal-lender | $25.00 | $25.00 | 10/15/2009 4:52:51 PM |
| DukSerduk | $25.00 | $25.00 | 10/15/2009 4:52:58 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/15/2009 4:54:03 PM |
| Barak | $80.00 | $80.00 | 10/15/2009 4:53:08 PM |
| gracej | $25.00 | $25.00 | 10/15/2009 4:53:19 PM |
| thedreamer | $25.00 | $25.00 | 10/15/2009 4:53:26 PM |
| goofy15975 | $25.00 | $25.00 | 10/15/2009 4:54:34 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/15/2009 4:54:45 PM |
| SDNLR | $25.00 | $25.00 | 10/15/2009 4:54:55 PM |
| ThomasC | $25.00 | $25.00 | 10/15/2009 4:58:17 PM |
| kanakakm | $50.00 | $50.00 | 10/15/2009 4:58:41 PM |
| rjblack | $50.00 | $50.00 | 10/15/2009 4:59:38 PM |
| Cai8899 | $50.00 | $50.00 | 10/15/2009 4:59:56 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/15/2009 5:00:27 PM |
| kenji4861 | $50.00 | $50.00 | 10/15/2009 4:57:48 PM |
| mikeandcat | $50.00 | $50.00 | 10/15/2009 5:01:21 PM |
| FlexFunding | $100.00 | $100.00 | 10/15/2009 4:58:03 PM |
| YogaDude34 | $59.96 | $59.96 | 10/15/2009 5:01:47 PM |
| Tai | $25.00 | $25.00 | 10/15/2009 4:58:35 PM |
| djh47a | $40.00 | $40.00 | 10/15/2009 4:59:35 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/15/2009 4:59:52 PM |
| LR_Biker | $25.00 | $25.00 | 10/15/2009 4:59:49 PM |
| flwah | $25.00 | $25.00 | 10/15/2009 5:00:08 PM |
| BeemerRider | $25.00 | $25.00 | 10/15/2009 5:00:43 PM |
| gold-tsunami | $25.00 | $25.00 | 10/15/2009 5:01:00 PM |
| unrivaled-justice | $25.00 | $25.00 | 10/15/2009 5:01:33 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/15/2009 5:01:37 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/15/2009 5:01:32 PM |
| preciousjeni | $50.00 | $50.00 | 10/15/2009 5:02:04 PM |
| jhouman | $25.00 | $25.00 | 10/15/2009 5:02:09 PM |
| Sixmil | $25.00 | $25.00 | 10/15/2009 5:04:22 PM |
| Toastsr | $52.30 | $52.30 | 10/15/2009 5:39:34 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/15/2009 5:31:20 PM |
| figs4u2 | $25.00 | $25.00 | 10/15/2009 6:44:26 PM |
| WaitForIt | $25.00 | $25.00 | 10/15/2009 6:28:16 PM |
| JPAW777 | $25.00 | $25.00 | 10/15/2009 7:15:50 PM |
| allocator5 | $25.00 | $25.00 | 10/15/2009 7:48:02 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/16/2009 7:22:32 AM |
| progressive-rupee | $25.00 | $25.00 | 10/16/2009 7:22:50 AM |
| MissionMicroFinance | $38.20 | $38.20 | 10/16/2009 7:23:09 AM |
| point-zebra | $25.00 | $25.00 | 10/16/2009 7:23:14 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/16/2009 6:16:39 AM |
| wdove511 | $25.00 | $25.00 | 10/16/2009 8:46:24 AM |
| juliejk10 | $25.00 | $25.00 | 10/16/2009 9:01:12 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/16/2009 7:22:40 AM |
| innocent-deal | $25.00 | $25.00 | 10/16/2009 7:22:52 AM |
| selector568 | $100.00 | $100.00 | 10/16/2009 7:23:15 AM |
| dealarella | $25.00 | $25.00 | 10/16/2009 6:07:01 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/16/2009 7:25:04 AM |
| degster | $25.00 | $25.00 | 10/16/2009 7:31:40 AM |
| Hondo | $25.00 | $25.00 | 10/16/2009 7:21:57 AM |
| jazz619 | $50.00 | $50.00 | 10/16/2009 7:22:31 AM |
| jcfunder | $25.00 | $25.00 | 10/16/2009 7:23:08 AM |
| urbane-p2ploan | $25.00 | $25.00 | 10/16/2009 8:46:25 AM |
| LizzieMN | $25.00 | $25.00 | 10/16/2009 9:01:14 AM |
| otter | $25.00 | $25.00 | 10/16/2009 11:16:33 AM |
| honorable-treasure | $25.00 | $25.00 | 10/16/2009 8:46:21 AM |
| reueljw | $25.00 | $25.00 | 10/16/2009 12:16:35 PM |
| jybank | $25.00 | $25.00 | 10/16/2009 10:34:27 AM |
| j48 | $25.00 | $25.00 | 10/16/2009 11:10:21 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/16/2009 10:37:06 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/16/2009 11:11:25 AM |
| greenback-ally | $34.47 | $34.47 | 10/16/2009 12:11:29 PM |
| nicklds | $39.50 | $39.50 | 10/16/2009 2:58:09 PM |
| slowpig | $35.65 | $35.65 | 10/16/2009 1:01:40 PM |
| srfb973 | $25.00 | $25.00 | 10/16/2009 1:40:42 PM |
| Medic05 | $25.00 | $25.00 | 10/16/2009 3:33:18 PM |
| moneyfriend | $50.00 | $50.00 | 10/16/2009 2:31:37 PM |
| saffron4 | $25.00 | $25.00 | 10/16/2009 3:41:47 PM |
| saritha | $25.00 | $25.00 | 10/16/2009 2:48:32 PM |
| ytjameslee | $50.00 | $50.00 | 10/16/2009 3:23:42 PM |
| Int_PrinRateTime4000 | $39.13 | $39.13 | 10/16/2009 3:59:16 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:39:44 PM |
| One1putt | $25.00 | $25.00 | 10/16/2009 5:41:41 PM |
| j2ee | $25.00 | $25.00 | 10/16/2009 8:41:21 PM |
| Coach2often | $50.00 | $50.00 | 10/16/2009 10:46:11 PM |
| coin-equalizer2 | $25.00 | $25.00 | 10/17/2009 6:38:12 AM |
| able2help | $25.00 | $25.00 | 10/17/2009 11:04:03 AM |
| RG | $25.00 | $25.00 | 10/17/2009 1:29:28 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/17/2009 8:39:06 PM |
| DadWarbucks | $25.00 | $25.00 | 10/17/2009 8:41:40 PM |
| coolspeed | $25.00 | $25.00 | 10/18/2009 12:06:37 AM |
| larrybird | $29.57 | $29.57 | 10/18/2009 4:06:33 AM |
| brw | $25.00 | $25.00 | 10/18/2009 3:26:21 PM |
| johannesfactotum | $25.00 | $25.00 | 10/18/2009 5:08:23 PM |
| bokonon | $25.00 | $25.00 | 10/18/2009 8:56:54 AM |
| ME-Entrepreneur | $25.00 | $25.00 | 10/18/2009 6:05:59 PM |
| NDFIRTH | $47.95 | $47.95 | 10/18/2009 9:52:49 AM |
| Rivermaverick | $40.00 | $40.00 | 10/18/2009 6:15:33 PM |
| awwaww | $25.00 | $25.00 | 10/18/2009 11:54:02 AM |
| Gibbyland | $39.67 | $39.67 | 10/18/2009 7:02:10 PM |
| mjm77_1 | $25.00 | $16.65 | 10/18/2009 7:51:13 PM |
| kindness-saver | $75.00 | $75.00 | 10/18/2009 1:56:23 PM |
| credit-coach118 | $35.00 | $35.00 | 10/18/2009 2:34:23 PM |
| kegs | $30.25 | $30.25 | 10/18/2009 6:11:39 PM |
| UncleSafety | $50.00 | $50.00 | 10/19/2009 10:54:05 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/19/2009 3:01:19 PM |
| FL-Lender | $25.00 | $25.00 | 10/19/2009 7:51:11 PM |
| beezler | $50.00 | $50.00 | 10/19/2009 10:36:44 PM |
| MoneyMaker249 | $100.00 | $100.00 | 10/20/2009 7:51:12 AM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:15:25 PM |
| Aristophil | $100.00 | $100.00 | 10/20/2009 6:35:40 PM |
| Camerican | $25.00 | $25.00 | 10/21/2009 10:11:17 AM |
| JTHarris | $100.00 | $100.00 | 10/21/2009 4:36:50 PM |
| ezhik00 | $25.00 | $25.00 | 10/21/2009 5:11:33 PM |
| datongmama | $25.00 | $25.00 | 10/21/2009 5:31:08 PM |
| oldman68 | $25.00 | $25.00 | 10/21/2009 8:41:27 PM |
| generous-deal6 | $25.00 | $25.00 | 10/21/2009 9:00:52 PM |
| V40Harmony | $25.00 | $25.00 | 10/21/2009 8:05:26 PM |
| LoanDMC | $25.00 | $25.00 | 10/21/2009 10:02:52 PM |
| JJ-Loans | $49.75 | $49.75 | 10/22/2009 7:49:38 AM |
| Gaelicman | $100.00 | $100.00 | 10/22/2009 11:21:57 AM |
| PotBellyPete | $50.00 | $50.00 | 10/22/2009 1:23:35 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/22/2009 3:22:41 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 3:35:14 PM |
| 242 bids
|
Borrower Payment Dependent Notes Series
429036
This series of Notes was issued and sold upon the funding of the borrower loan #39159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $65.88 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 11.09% |
Final monthly payment:
| $63.60 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| new-prudent-fund |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Meet my new computer!
Purpose of loan:
Buy parts for a new computer. This will be the 9th system I've built with parts from newegg.
The system will be based on the i7 920 CPU with 12gb DDR3 1600 and a BFG GeForce GTX295.
My financial situation:
I could purchase this system out of my savings account but I would prefer to pay the interest to not have to dip into my savings.I am getting a personal loan because I do not like credit card's as I have seen a lot of friends get into trouble with them.I plan on paying the loan back in 12 months.My job is secure as the company I work for has recently landed some sizable contracts and our outlook is looking good.My job is doubly secure as I am underpaid for my job(and for my output, which is near the top of my department) and if layoffs were to happen in my department, I would be near the last to go.
Information in the Description is not verified.
Friends And Family Winning Bids
aprilapril has bid a total of
$200.00 in winning bids.
"Good friend, roommate for years. He's honest and smart with his money. I'm very confident he'll be paying this loan back."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
can I get a run down of your bills - ydm
A:
Bills are as follows, per month, averaged over the past year and rounded to the nearest dollar.
RENT: $500.00 - CAR PAYMENT: $572.00 - CAR INSURANCE: $77.00 - GAS/ELECTRIC: $52.00 - CELL PHONE: $54.00 - INTERNET/TV: $41.00
TOTAL: $1,296.00
Take home pay after taxes and 401k contribution: $2,708.00
(Oct-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-wonder | $25.00 | $25.00 | 10/19/2009 1:06:11 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 1:03:43 PM |
| datongmama | $25.00 | $25.00 | 10/20/2009 6:58:08 AM |
| member123 | $50.00 | $50.00 | 10/20/2009 9:40:10 AM |
| ujiba | $25.00 | $25.00 | 10/20/2009 5:01:56 PM |
| RandyL3 | $25.00 | $25.00 | 10/22/2009 5:14:56 PM |
| marwadi-62 | $200.00 | $200.00 | 10/22/2009 5:40:47 PM |
| aprilapril | $200.00 | $200.00 | 10/23/2009 10:42:37 AM |
| MathProfessor | $50.00 | $50.00 | 10/23/2009 7:05:34 PM |
| simiray | $40.00 | $40.00 | 10/24/2009 9:36:43 AM |
| irishcocacola | $50.00 | $50.00 | 10/24/2009 11:25:00 AM |
| mclean_loaner | $50.00 | $50.00 | 10/24/2009 1:43:08 PM |
| kristl | $56.84 | $1.51 | 10/25/2009 2:44:16 AM |
| vegibenz | $69.74 | $69.74 | 10/25/2009 3:27:48 PM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:44:37 PM |
| Stepashka | $100.00 | $100.00 | 10/25/2009 8:53:49 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 4:50:34 PM |
| jasunshine | $25.00 | $25.00 | 10/26/2009 7:33:59 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 9:23:44 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 9:23:32 AM |
| generous-deal6 | $30.00 | $30.00 | 10/26/2009 11:13:40 AM |
| bankar | $25.00 | $25.00 | 10/26/2009 10:44:48 AM |
| truth-candy | $25.00 | $25.00 | 10/26/2009 9:55:34 AM |
| iruz | $100.00 | $100.00 | 10/26/2009 11:58:41 AM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 12:39:49 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/26/2009 11:35:49 AM |
| amit_gu | $50.00 | $50.00 | 10/19/2009 1:01:14 PM |
| publiux | $25.00 | $25.00 | 10/22/2009 10:15:19 AM |
| gavinsp | $25.00 | $25.00 | 10/22/2009 2:44:45 PM |
| Prezotus | $25.00 | $25.00 | 10/22/2009 9:10:25 PM |
| power-expert | $25.00 | $25.00 | 10/23/2009 8:32:55 AM |
| napaone | $100.00 | $100.00 | 10/23/2009 7:57:42 PM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 4:50:38 AM |
| pmj453 | $25.00 | $25.00 | 10/24/2009 5:10:35 PM |
| springpanda | $50.00 | $50.00 | 10/24/2009 6:06:55 PM |
| Lender0307 | $25.00 | $25.00 | 10/24/2009 6:34:58 PM |
| jchurchi | $50.00 | $50.00 | 10/25/2009 5:08:25 PM |
| djmjkelso | $25.00 | $25.00 | 10/25/2009 1:24:40 PM |
| jybank | $25.00 | $25.00 | 10/25/2009 8:44:57 PM |
| bondhedger | $25.00 | $25.00 | 10/25/2009 9:56:21 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/26/2009 7:02:14 AM |
| amit_gu | $50.85 | $50.85 | 10/26/2009 10:10:33 AM |
| vegibenz | $32.90 | $32.90 | 10/26/2009 9:41:03 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:33:29 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:22:58 PM |
| hope-lionheart1 | $25.00 | $25.00 | 10/26/2009 12:41:58 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
429140
This series of Notes was issued and sold upon the funding of the borrower loan #39130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $300.74 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $296.36 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 15
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,329 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ideal-euro |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off my highest interest credit cards that were
accumulated over 5 yrs due to a divorce. Single mom raising two boys 16 and 14
own my own home and working hard to get my finances in order.? After all
college is just around the corner.My financial situation:
I am a good candidate for this loan since the past five years I have grown,
healed and worked hard at building a new life.? Three years ago after
looking for a job for only six weeks I was hired by Georgia-Pacific LLC. I am
happy and very much enjoy my work.? My boys are getting all A's and B's in
school.? Now there is one last thing, for me to get my finances in
order.? I would very much like to pay off all my credit card debt, beginning
with the highest rate cards, one payment & lower rate.? I would much
prefer fellow Americans earn the interest rather than banks.?
I would greatly appreciate your careful consideration to my application.?
I am loyal and honest and value all opportunities I receive.? I won't let
you down, promise.
Information in the Description is not verified.
Friends And Family Winning Bids
TaoPooh has bid a total of
$50.00 in winning bids.
"She's honest in her self-description and has the discipline to be a rock solid borrower."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What are your CC interest rates currently? - Crackedrj
A:
30%, 17%, 29%, 20%, 20% The bulk of the balance is $5,000 @ 17%
(Oct-24-2009)
Q:
Congratulations on trying to get out from under credit card debt. Could you indicate balances and interest rates that you are planning on eliminating with this loan please? - ksubd
A:
Wachovia 30% $1,2000
Chase 17% $5,000
Shell 29% $800
Sams 20% $700
Kohls 20% $900
Equals $8,600 the additional $400 will go into savings.
(Oct-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| capital-duckling | $25.00 | $25.00 | 10/19/2009 12:52:29 PM |
| beyondmanagement | $25.00 | $25.00 | 10/19/2009 12:52:59 PM |
| jdrez | $25.00 | $25.00 | 10/19/2009 12:53:23 PM |
| exact-justice | $25.00 | $25.00 | 10/19/2009 12:54:17 PM |
| preciousjeni | $50.00 | $50.00 | 10/19/2009 12:55:14 PM |
| noble-revenue | $100.00 | $100.00 | 10/19/2009 12:55:58 PM |
| Skramar | $25.00 | $25.00 | 10/19/2009 12:52:25 PM |
| Tikibarman | $50.00 | $50.00 | 10/19/2009 12:52:32 PM |
| Financer | $50.00 | $50.00 | 10/19/2009 12:52:36 PM |
| ThomasCrown | $30.00 | $30.00 | 10/19/2009 12:53:04 PM |
| decisive-capital | $50.00 | $50.00 | 10/19/2009 12:53:20 PM |
| yukongin | $25.00 | $25.00 | 10/19/2009 12:53:45 PM |
| MARWARISETH | $25.00 | $25.00 | 10/19/2009 12:53:54 PM |
| Cai8899 | $50.00 | $50.00 | 10/19/2009 12:58:00 PM |
| a-responsible-return | $25.00 | $25.00 | 10/19/2009 12:58:24 PM |
| transparency-giant | $25.00 | $25.00 | 10/19/2009 12:52:37 PM |
| Vegasjim | $25.00 | $25.00 | 10/19/2009 12:54:49 PM |
| fortytwo | $100.00 | $100.00 | 10/19/2009 12:52:40 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/19/2009 12:58:39 PM |
| cathexis | $25.00 | $25.00 | 10/19/2009 12:52:48 PM |
| brittany | $25.00 | $25.00 | 10/19/2009 12:59:00 PM |
| gold-tsunami | $25.00 | $25.00 | 10/19/2009 12:59:11 PM |
| Dutchhunter | $25.00 | $25.00 | 10/19/2009 12:53:49 PM |
| Orringo | $50.00 | $50.00 | 10/19/2009 12:59:23 PM |
| Rinastiti | $25.00 | $25.00 | 10/19/2009 12:55:55 PM |
| aasx1108 | $25.00 | $25.00 | 10/19/2009 12:54:26 PM |
| LendGuy | $25.00 | $25.00 | 10/19/2009 12:54:28 PM |
| gold-disk | $50.00 | $50.00 | 10/19/2009 1:00:09 PM |
| Attract | $25.00 | $25.00 | 10/19/2009 12:56:12 PM |
| Tai | $25.00 | $25.00 | 10/19/2009 12:56:18 PM |
| kanakakm | $50.00 | $50.00 | 10/19/2009 12:56:33 PM |
| srfb973 | $50.00 | $50.00 | 10/19/2009 1:00:33 PM |
| Climbingcoby | $25.00 | $25.00 | 10/19/2009 12:56:50 PM |
| kirkjerk | $25.00 | $25.00 | 10/19/2009 1:00:41 PM |
| VBAces | $75.00 | $75.00 | 10/19/2009 12:55:17 PM |
| Coach2often | $25.00 | $25.00 | 10/19/2009 12:57:20 PM |
| SNH | $50.00 | $50.00 | 10/19/2009 12:57:38 PM |
| rjblack | $50.00 | $50.00 | 10/19/2009 12:57:42 PM |
| ingenious-diversification | $25.00 | $25.00 | 10/19/2009 1:02:20 PM |
| Approved1234 | $25.00 | $25.00 | 10/19/2009 12:56:28 PM |
| agwosdof | $50.00 | $50.00 | 10/19/2009 12:56:40 PM |
| oreyedoc | $25.00 | $25.00 | 10/19/2009 12:56:52 PM |
| gig4ls | $25.00 | $25.00 | 10/19/2009 12:58:36 PM |
| galtsgulch | $25.00 | $25.00 | 10/19/2009 1:02:57 PM |
| lean-velocity | $25.00 | $25.00 | 10/19/2009 12:57:06 PM |
| HelpandProsper | $25.00 | $25.00 | 10/19/2009 1:03:29 PM |
| CPAMAN | $25.00 | $25.00 | 10/19/2009 12:57:15 PM |
| djh47a | $40.00 | $40.00 | 10/19/2009 12:57:34 PM |
| lounges | $50.00 | $50.00 | 10/19/2009 12:59:55 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 10/19/2009 12:59:02 PM |
| Gundu | $25.00 | $25.00 | 10/19/2009 12:59:07 PM |
| wrighco | $25.00 | $25.00 | 10/19/2009 12:59:14 PM |
| kmprospeo | $25.00 | $25.00 | 10/19/2009 1:05:58 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/19/2009 12:59:46 PM |
| upc_tnt | $25.00 | $25.00 | 10/19/2009 12:59:52 PM |
| coolspeed | $25.00 | $25.00 | 10/19/2009 1:06:26 PM |
| annodomini | $25.00 | $25.00 | 10/19/2009 1:06:38 PM |
| HeavyDriver03 | $25.00 | $25.00 | 10/19/2009 1:07:07 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 1:02:42 PM |
| davidc314 | $50.00 | $50.00 | 10/19/2009 1:01:11 PM |
| epic-transaction | $25.00 | $25.00 | 10/19/2009 1:07:35 PM |
| 7301 | $25.00 | $25.00 | 10/19/2009 1:07:42 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/19/2009 1:01:53 PM |
| Medic05 | $25.00 | $25.00 | 10/19/2009 1:01:56 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 1:03:44 PM |
| financial-frenzy | $25.00 | $25.00 | 10/19/2009 1:02:17 PM |
| ClearLake | $25.00 | $25.00 | 10/19/2009 1:02:30 PM |
| desertoasis | $25.00 | $25.00 | 10/19/2009 1:04:12 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/19/2009 1:02:38 PM |
| able2help | $25.00 | $25.00 | 10/19/2009 1:05:44 PM |
| blivet1970 | $25.00 | $25.00 | 10/19/2009 1:03:49 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/19/2009 1:03:58 PM |
| worlds-best-reward | $25.00 | $25.00 | 10/19/2009 1:05:47 PM |
| bigtag | $25.00 | $25.00 | 10/19/2009 1:05:50 PM |
| bradny | $25.00 | $25.00 | 10/19/2009 1:07:50 PM |
| safe-finance | $25.00 | $25.00 | 10/19/2009 1:06:30 PM |
| bigwig633 | $25.00 | $25.00 | 10/19/2009 1:06:33 PM |
| point-berserker | $25.00 | $25.00 | 10/19/2009 1:06:45 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 1:08:37 PM |
| kid8549 | $25.00 | $25.00 | 10/19/2009 1:11:44 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/19/2009 1:07:38 PM |
| goldeneye777 | $25.00 | $25.00 | 10/19/2009 1:13:43 PM |
| uofm2007 | $25.00 | $25.00 | 10/19/2009 1:08:32 PM |
| rellotsf | $25.00 | $25.00 | 10/19/2009 1:14:10 PM |
| new-systematic-affluence | $25.00 | $25.00 | 10/19/2009 1:13:28 PM |
| cognizant-rate732 | $25.00 | $25.00 | 10/19/2009 1:13:39 PM |
| dospapalotes | $25.00 | $1.22 | 10/19/2009 1:15:17 PM |
| SnakeV | $38.99 | $38.99 | 10/19/2009 1:22:45 PM |
| Finspons | $45.00 | $45.00 | 10/19/2009 2:35:17 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 4:24:49 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:28:15 PM |
| JustMee | $25.00 | $25.00 | 10/19/2009 5:19:07 PM |
| adir1 | $50.00 | $50.00 | 10/19/2009 6:06:58 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:28:31 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:45:44 PM |
| kulender | $100.00 | $100.00 | 10/20/2009 8:44:01 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/20/2009 10:22:20 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/21/2009 7:55:19 AM |
| interstellar | $50.00 | $50.00 | 10/21/2009 11:03:58 AM |
| stemper | $50.00 | $50.00 | 10/21/2009 6:36:00 PM |
| windpiano1962 | $25.00 | $25.00 | 10/22/2009 4:55:56 AM |
| LT-Loans | $25.00 | $25.00 | 10/22/2009 1:58:37 PM |
| liederhaus | $50.00 | $50.00 | 10/22/2009 4:59:01 PM |
| KNewberg | $25.00 | $25.00 | 10/22/2009 7:02:42 PM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 9:32:32 PM |
| massuot | $25.00 | $25.00 | 10/23/2009 3:52:01 AM |
| LendThriftSimon | $25.00 | $25.00 | 10/23/2009 11:56:16 AM |
| aganippe | $50.00 | $50.00 | 10/23/2009 2:35:38 PM |
| MathProfessor | $25.00 | $25.00 | 10/23/2009 7:09:53 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/23/2009 7:17:40 PM |
| hasbegun | $43.24 | $43.24 | 10/23/2009 10:51:12 PM |
| Dan77 | $25.00 | $25.00 | 10/24/2009 8:28:53 AM |
| UBOtto186 | $50.05 | $50.05 | 10/24/2009 10:52:53 AM |
| SKAGIT22 | $25.00 | $25.00 | 10/24/2009 5:16:20 PM |
| BlessedEveryDay | $25.00 | $25.00 | 10/24/2009 7:23:56 PM |
| yogi1975 | $25.00 | $25.00 | 10/24/2009 2:18:59 PM |
| CymruAmByth | $50.00 | $50.00 | 10/25/2009 7:46:02 AM |
| five-star-note | $50.00 | $50.00 | 10/25/2009 8:02:27 AM |
| ritwik | $50.00 | $50.00 | 10/25/2009 7:29:00 AM |
| five-star-note | $50.00 | $50.00 | 10/25/2009 8:06:01 AM |
| Sevron | $100.00 | $100.00 | 10/25/2009 3:37:43 PM |
| jchurchi | $50.00 | $50.00 | 10/25/2009 4:52:19 PM |
| unrivaled-justice | $50.00 | $50.00 | 10/25/2009 10:05:34 PM |
| ksubd | $35.00 | $35.00 | 10/25/2009 9:27:01 PM |
| ilend57 | $35.00 | $35.00 | 10/25/2009 10:08:15 PM |
| spiff666 | $25.00 | $25.00 | 10/25/2009 4:59:23 PM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:36:22 AM |
| Pu239 | $50.00 | $50.00 | 10/26/2009 8:05:35 AM |
| JerryB96 | $25.00 | $25.00 | 10/25/2009 10:45:57 PM |
| truth-candy | $25.00 | $25.00 | 10/26/2009 9:57:48 AM |
| jybank | $25.00 | $25.00 | 10/26/2009 9:52:04 AM |
| durability-colonel | $50.00 | $50.00 | 10/26/2009 8:42:55 AM |
| SuperDoucheBag | $25.00 | $25.00 | 10/26/2009 10:50:42 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:13:04 AM |
| chrisb1414 | $25.00 | $25.00 | 10/26/2009 11:34:20 AM |
| interest88 | $25.00 | $25.00 | 10/26/2009 11:41:43 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 10/26/2009 10:12:26 AM |
| us957165 | $25.00 | $25.00 | 10/26/2009 12:26:33 PM |
| laredotornado | $25.00 | $25.00 | 10/19/2009 12:52:44 PM |
| DublinCaLender | $25.00 | $25.00 | 10/19/2009 12:53:15 PM |
| bluesheep | $25.00 | $25.00 | 10/19/2009 12:53:32 PM |
| power-collider | $25.00 | $25.00 | 10/19/2009 12:53:40 PM |
| andyb9 | $25.00 | $25.00 | 10/19/2009 12:54:43 PM |
| hopethisworks | $61.06 | $61.06 | 10/19/2009 12:55:05 PM |
| slartibardfast | $35.00 | $35.00 | 10/19/2009 12:55:11 PM |
| bonanza1973 | $25.00 | $25.00 | 10/19/2009 12:55:36 PM |
| ThomasC | $25.00 | $25.00 | 10/19/2009 12:55:41 PM |
| GatorBait | $25.00 | $25.00 | 10/19/2009 12:56:01 PM |
| peripatetic | $25.00 | $25.00 | 10/19/2009 12:56:23 PM |
| GElender | $50.00 | $50.00 | 10/19/2009 12:56:38 PM |
| wacko82 | $25.00 | $25.00 | 10/19/2009 12:57:01 PM |
| thrifty-peso | $25.00 | $25.00 | 10/19/2009 12:57:10 PM |
| cpaphoto | $25.00 | $25.00 | 10/19/2009 12:53:01 PM |
| flaparty | $50.00 | $50.00 | 10/19/2009 12:53:11 PM |
| truth-futurist | $25.00 | $25.00 | 10/19/2009 12:53:28 PM |
| unitedins | $25.00 | $25.00 | 10/19/2009 12:53:57 PM |
| get30inc | $50.00 | $50.00 | 10/19/2009 12:58:05 PM |
| VentureExplorer | $25.00 | $25.00 | 10/19/2009 12:54:07 PM |
| wayman | $50.00 | $50.00 | 10/19/2009 12:54:11 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/19/2009 12:54:21 PM |
| KailuaLender | $25.00 | $25.00 | 10/19/2009 12:55:01 PM |
| don8ter | $25.00 | $25.00 | 10/19/2009 12:53:37 PM |
| Aquani | $50.00 | $50.00 | 10/19/2009 12:54:01 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/19/2009 12:55:45 PM |
| wiltonbound | $25.00 | $25.00 | 10/19/2009 12:55:49 PM |
| andrewgl | $25.00 | $25.00 | 10/19/2009 1:00:00 PM |
| elebovic | $25.00 | $25.00 | 10/19/2009 1:00:06 PM |
| Tavita | $25.00 | $25.00 | 10/19/2009 12:54:34 PM |
| supersarah61 | $25.00 | $25.00 | 10/19/2009 12:54:38 PM |
| Lendomatic | $25.00 | $25.00 | 10/19/2009 1:00:16 PM |
| kenji4861 | $50.00 | $50.00 | 10/19/2009 12:54:56 PM |
| thegreatone | $50.00 | $50.00 | 10/19/2009 12:56:55 PM |
| FlexFunding | $100.00 | $100.00 | 10/19/2009 12:55:24 PM |
| LenderByDay | $25.00 | $25.00 | 10/19/2009 12:55:33 PM |
| AF-Chief | $35.00 | $35.00 | 10/19/2009 12:57:25 PM |
| rjleves | $25.00 | $25.00 | 10/19/2009 12:57:29 PM |
| LR_Biker | $25.00 | $25.00 | 10/19/2009 12:57:48 PM |
| keeks | $25.00 | $25.00 | 10/19/2009 12:56:04 PM |
| JohnGalt94 | $25.00 | $25.00 | 10/19/2009 1:02:22 PM |
| kmwvma | $25.00 | $25.00 | 10/19/2009 1:02:25 PM |
| HelpFromNY | $25.00 | $25.00 | 10/19/2009 12:56:46 PM |
| michael573114 | $25.00 | $25.00 | 10/19/2009 1:03:05 PM |
| BeemerRider | $25.00 | $25.00 | 10/19/2009 12:58:53 PM |
| Sixmil | $25.00 | $25.00 | 10/19/2009 1:03:27 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/19/2009 12:59:32 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 12:58:18 PM |
| Lender0010 | $50.00 | $50.00 | 10/19/2009 12:58:33 PM |
| commerce-champion | $25.00 | $25.00 | 10/19/2009 1:00:13 PM |
| GatorBux | $100.00 | $100.00 | 10/19/2009 1:05:36 PM |
| turbospeed | $25.00 | $25.00 | 10/19/2009 1:00:48 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 1:00:57 PM |
| hitsman | $50.00 | $50.00 | 10/19/2009 1:06:04 PM |
| dirkjan | $25.00 | $25.00 | 10/19/2009 1:01:35 PM |
| mpatrick | $50.00 | $50.00 | 10/19/2009 1:00:03 PM |
| awwaww | $25.00 | $25.00 | 10/19/2009 1:06:51 PM |
| Halos2002 | $50.00 | $50.00 | 10/19/2009 1:00:27 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 1:00:52 PM |
| ngmansfield | $25.00 | $25.00 | 10/19/2009 1:01:07 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/19/2009 1:08:26 PM |
| the-money-gargantuan | $25.00 | $25.00 | 10/19/2009 1:08:56 PM |
| anton | $50.00 | $50.00 | 10/19/2009 1:02:46 PM |
| wings2fly | $25.00 | $25.00 | 10/19/2009 1:12:36 PM |
| yertle9 | $25.00 | $25.00 | 10/19/2009 1:12:39 PM |
| thumper64 | $25.00 | $25.00 | 10/19/2009 1:03:22 PM |
| turbine5 | $31.08 | $31.08 | 10/19/2009 1:03:35 PM |
| HunterSix | $25.00 | $25.00 | 10/19/2009 1:04:09 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/19/2009 1:06:47 PM |
| bronzmajom | $25.00 | $25.00 | 10/19/2009 1:07:19 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/19/2009 1:07:29 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/19/2009 1:08:08 PM |
| BigEarHole | $25.00 | $25.00 | 10/19/2009 1:08:14 PM |
| currency-bumblebee | $25.00 | $25.00 | 10/19/2009 1:08:45 PM |
| droryikra | $25.00 | $25.00 | 10/19/2009 1:12:29 PM |
| Aeroman32 | $25.00 | $25.00 | 10/19/2009 1:08:04 PM |
| Kelor99 | $25.00 | $25.00 | 10/19/2009 1:08:19 PM |
| monticello | $25.00 | $25.00 | 10/19/2009 1:14:18 PM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/19/2009 1:11:50 PM |
| money2k | $25.00 | $25.00 | 10/19/2009 1:12:33 PM |
| minista | $25.00 | $25.00 | 10/19/2009 1:29:39 PM |
| vinayski | $25.00 | $25.00 | 10/19/2009 1:20:52 PM |
| CallMeBen | $25.00 | $25.00 | 10/19/2009 1:25:53 PM |
| miket71 | $100.00 | $100.00 | 10/19/2009 1:33:04 PM |
| TaoPooh | $50.00 | $50.00 | 10/19/2009 4:06:55 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 4:11:47 PM |
| blot44 | $25.00 | $25.00 | 10/19/2009 6:11:42 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 9:50:18 PM |
| Aristophil | $100.00 | $100.00 | 10/19/2009 7:22:22 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:28:48 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 6:32:48 AM |
| littlemonkey | $25.00 | $25.00 | 10/20/2009 2:23:45 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/20/2009 10:23:38 AM |
| building_community | $50.00 | $50.00 | 10/20/2009 6:05:52 PM |
| icon7 | $25.00 | $25.00 | 10/21/2009 2:28:01 PM |
| GOPHERBOY | $100.00 | $100.00 | 10/21/2009 4:55:03 PM |
| a-reasonable-return | $50.00 | $50.00 | 10/22/2009 4:10:39 PM |
| dman1024 | $25.00 | $25.00 | 10/22/2009 5:12:19 PM |
| SCD | $25.00 | $25.00 | 10/22/2009 6:06:20 PM |
| JFalcon | $50.00 | $50.00 | 10/23/2009 5:30:57 AM |
| unk1911 | $50.00 | $50.00 | 10/23/2009 6:48:08 AM |
| dmitriy2 | $25.00 | $25.00 | 10/22/2009 9:31:45 PM |
| Cherrypicker | $50.00 | $50.00 | 10/23/2009 9:04:33 AM |
| Airbandit | $51.62 | $51.62 | 10/23/2009 10:40:33 AM |
| loanman2007 | $50.00 | $50.00 | 10/23/2009 12:14:18 PM |
| kind-value-pouch | $50.00 | $50.00 | 10/23/2009 1:15:31 PM |
| fostaman | $25.00 | $25.00 | 10/23/2009 7:46:14 PM |
| szetheli | $111.00 | $111.00 | 10/24/2009 7:20:05 AM |
| Crackedrj | $25.00 | $25.00 | 10/24/2009 8:59:49 AM |
| Loan_Stranger | $50.00 | $50.00 | 10/24/2009 12:17:49 PM |
| IUnkn0wn | $25.00 | $25.00 | 10/24/2009 3:11:33 PM |
| Earnest_Money | $50.00 | $50.00 | 10/24/2009 10:34:02 AM |
| Charmart | $25.00 | $25.00 | 10/25/2009 8:46:30 AM |
| credit-coach118 | $25.00 | $25.00 | 10/24/2009 8:30:12 PM |
| PrinceValium | $25.00 | $25.00 | 10/25/2009 12:26:57 PM |
| ericd523 | $25.00 | $25.00 | 10/25/2009 2:52:58 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 10/25/2009 3:53:46 PM |
| organic-platinum | $25.00 | $25.00 | 10/26/2009 5:02:51 AM |
| buffalobills | $25.00 | $25.00 | 10/26/2009 8:42:03 AM |
| sharp518 | $25.00 | $25.00 | 10/26/2009 8:59:41 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:12:49 AM |
| kushbomb | $101.74 | $101.74 | 10/26/2009 10:46:16 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:24:47 PM |
| 261 bids
|
Borrower Payment Dependent Notes Series
429174
This series of Notes was issued and sold upon the funding of the borrower loan #39161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 15.01% |
Starting monthly payment:
| $32.94 |
|
Final lender yield:
| 9.90% |
Final borrower rate/APR:
| 10.90% / 14.48% |
Final monthly payment:
| $32.69 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 41 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,346 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 55 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| heartpounding-commitment |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buying car for daughter
Purpose of loan:
This loan will be used to?buy daughter a used car
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 5500
Monthly expenses: $?
??Housing: $ 1000????????
??Insurance: $ 145
??Car expenses: $?342
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 60
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You have more than enough for your daughter based on your monthly disposable income. So why do you want this loan? - jpblan11
A:
After tax money is not 5500, mor like 4800. I have 2 other kids and wife whoe doesn't work to care for baby
(Oct-22-2009)
Q:
can you explain the 55 delinquencies - KrisKringle
A:
I was given wrong advice on debt consolidation.. They told me to not pay and settle. Didnt work out too great , but i did pay off balances.
(Oct-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zielojo | $35.00 | $35.00 | 10/20/2009 9:38:27 PM |
| beezler | $50.00 | $50.00 | 10/21/2009 2:42:36 AM |
| Mav26 | $200.00 | $200.00 | 10/21/2009 11:18:11 AM |
| brother_tam | $50.00 | $50.00 | 10/23/2009 4:37:19 PM |
| productive-currency3 | $25.00 | $25.00 | 10/23/2009 5:51:40 PM |
| Hogan55 | $25.00 | $25.00 | 10/24/2009 6:03:00 AM |
| FundMaker | $25.00 | $25.00 | 10/24/2009 4:56:24 AM |
| ryan516 | $25.00 | $25.00 | 10/25/2009 11:03:28 AM |
| fangpilot | $25.00 | $25.00 | 10/25/2009 1:55:59 PM |
| dollars4debts | $25.00 | $25.00 | 10/25/2009 3:37:11 PM |
| building_community | $25.00 | $25.00 | 10/25/2009 9:31:44 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/25/2009 5:02:08 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/25/2009 7:09:01 PM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:07:55 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/26/2009 12:25:26 PM |
| Syzygy | $25.00 | $25.00 | 10/21/2009 1:12:51 PM |
| Unitas4302 | $50.00 | $50.00 | 10/22/2009 4:24:15 PM |
| peb44 | $47.86 | $47.86 | 10/22/2009 6:34:35 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/23/2009 8:03:32 PM |
| worth-matador | $25.00 | $25.00 | 10/24/2009 1:36:43 PM |
| icon7 | $50.00 | $50.00 | 10/25/2009 7:48:00 AM |
| myduck | $40.00 | $40.00 | 10/25/2009 9:19:37 PM |
| durability-colonel | $50.00 | $2.14 | 10/26/2009 8:44:22 AM |
| PotBellyPete | $50.00 | $50.00 | 10/26/2009 6:38:08 AM |
| 24 bids
|
Borrower Payment Dependent Notes Series
429180
This series of Notes was issued and sold upon the funding of the borrower loan #39156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-26-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 27.00% |
Final borrower rate/APR:
| 28.00% / 31.98% |
Final monthly payment:
| $41.36 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Feb-1971 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-720 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| laxman310 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Establish Payment History
Purpose of loan:
This loan will be used to establish a payment history with the prosper community.? I have no plans for using the money from this loan, other than to pay it back and establish a payment history with prosper.? The $50 or so dollars in interest is worth the good payment history with the community.? Following this loan I will most likely borrow a larger sum, such as $3000, and repeat the process.? Ultimately I hope to be able to acquire loans from prosper based on a good credit history with prosper.?
My financial situation:
I am a trustworthy individual.? Not only am I a fourth year medical student, I am also the owner of a business, and have over $100,000 in equity and options investments.? I also have been an investor here on prosper, although have not had the greatest success (I've broken about even).? I am a good candidate for this loan because I have an income of approximately $25,000 a year, and am a home owner of 36 months with no delinquent payments. (even through the recent economic downturn)? The loan WILL get repaid through automatic deduction from my checking account, which currently has a balance of approximately $1100.? The purpose of this loan is to both see what sort of interest rate I will attain, and to ascertain the level of difficulty in applying for a loan here on prosper.
Thanks!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SCIGIE | $38.87 | $38.87 | 10/24/2009 1:48:09 PM |
| bluebouyz | $25.00 | $25.00 | 10/24/2009 9:30:49 AM |
| marwadi-62 | $50.00 | $50.00 | 10/24/2009 3:28:07 PM |
| pani5ue | $25.00 | $25.00 | 10/26/2009 8:20:59 AM |
| SweetHomeChicago | $475.00 | $475.00 | 10/26/2009 12:38:31 PM |
| sorace | $25.00 | $25.00 | 10/26/2009 11:40:41 AM |
| five-star-note | $50.00 | $12.77 | 10/26/2009 12:47:22 PM |
| peter916 | $102.95 | $102.95 | 10/24/2009 10:14:41 AM |
| rahnside | $41.50 | $41.50 | 10/24/2009 6:15:05 PM |
| pani5ue | $25.00 | $25.00 | 10/26/2009 8:21:41 AM |
| flwah | $25.00 | $25.00 | 10/26/2009 10:09:14 AM |
| Astyanax | $25.00 | $25.00 | 10/26/2009 11:17:38 AM |
| macbeck22 | $40.90 | $40.90 | 10/26/2009 9:52:33 AM |
| RecoveryLender | $38.01 | $38.01 | 10/26/2009 12:48:29 PM |
| lender12345 | $25.00 | $25.00 | 10/26/2009 12:40:28 PM |
| SweetHomeChicago | $25.00 | $25.00 | 10/26/2009 12:41:18 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
429238
This series of Notes was issued and sold upon the funding of the borrower loan #39128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,999.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-23-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $164.66 |
|
Final lender yield:
| 9.40% |
Final borrower rate/APR:
| 10.40% / 12.51% |
Final monthly payment:
| $162.24 |
| |
|
Auction yield range:
| 4.27% - 10.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,013 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| money-pilot2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MEDICAL
Purpose of loan:
This loan will be used to assist me with payment for a medical bills. This loan will reduce my stress of worrying about paying for medicines and I can focus on paying down my debts.
My financial situation:
I am a good candidate for this loan because I will stick to the repayment plan that you will have me on in a timely manner.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DonaldColorado | $25.00 | $25.00 | 10/19/2009 3:58:00 PM |
| Attract | $25.00 | $25.00 | 10/19/2009 4:01:19 PM |
| agwosdof | $50.00 | $50.00 | 10/19/2009 4:01:25 PM |
| a-responsible-return | $25.00 | $25.00 | 10/19/2009 4:01:51 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/19/2009 4:02:10 PM |
| HunterSix | $25.00 | $25.00 | 10/19/2009 4:02:51 PM |
| Aeroman32 | $25.00 | $25.00 | 10/19/2009 4:03:19 PM |
| BigEarHole | $25.00 | $25.00 | 10/19/2009 4:03:23 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/19/2009 4:05:13 PM |
| dr-dollar | $25.00 | $25.00 | 10/19/2009 4:05:24 PM |
| YogaDude34 | $25.00 | $25.00 | 10/19/2009 4:05:42 PM |
| VBAces | $75.00 | $75.00 | 10/19/2009 4:01:10 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/19/2009 3:58:45 PM |
| Tai | $25.00 | $25.00 | 10/19/2009 4:01:21 PM |
| anton | $50.00 | $50.00 | 10/19/2009 4:02:42 PM |
| ThomasC | $25.00 | $25.00 | 10/19/2009 4:01:16 PM |
| BACKJUDGE | $25.00 | $25.00 | 10/19/2009 4:03:21 PM |
| kanakakm | $50.00 | $50.00 | 10/19/2009 4:01:22 PM |
| Cai8899 | $50.00 | $50.00 | 10/19/2009 4:01:44 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 4:01:49 PM |
| understanding-marketplace | $25.00 | $25.00 | 10/19/2009 4:01:55 PM |
| vinayski | $25.00 | $25.00 | 10/19/2009 4:04:18 PM |
| Gundu | $25.00 | $25.00 | 10/19/2009 4:02:02 PM |
| Orringo | $50.00 | $50.00 | 10/19/2009 4:02:05 PM |
| brw | $25.00 | $25.00 | 10/19/2009 4:22:47 PM |
| Halos2002 | $50.00 | $50.00 | 10/19/2009 4:02:17 PM |
| Fortuno_per_commodo | $50.00 | $50.00 | 10/19/2009 4:02:49 PM |
| inventive-funds | $25.00 | $25.00 | 10/19/2009 4:05:01 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/19/2009 4:05:07 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 4:05:09 PM |
| ferocious-exchange3 | $25.00 | $25.00 | 10/19/2009 4:03:15 PM |
| icon7 | $50.00 | $50.00 | 10/19/2009 4:05:12 PM |
| SDNLR | $25.00 | $25.00 | 10/19/2009 4:05:22 PM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 4:03:31 PM |
| Lancasterdust | $25.00 | $25.00 | 10/19/2009 4:05:41 PM |
| Tootsolrac | $25.00 | $25.00 | 10/19/2009 4:31:38 PM |
| windfall46 | $25.00 | $25.00 | 10/19/2009 4:04:25 PM |
| kulender | $25.00 | $25.00 | 10/19/2009 4:04:48 PM |
| DukSerduk | $25.00 | $25.00 | 10/19/2009 4:04:54 PM |
| snowman34 | $25.00 | $25.00 | 10/19/2009 4:04:59 PM |
| gracej | $25.00 | $25.00 | 10/19/2009 4:05:06 PM |
| toblerone | $25.00 | $25.00 | 10/19/2009 4:33:52 PM |
| goofy15975 | $25.00 | $25.00 | 10/19/2009 4:05:17 PM |
| loner001 | $25.00 | $25.00 | 10/19/2009 4:34:00 PM |
| Prezotus | $25.00 | $25.00 | 10/19/2009 4:05:25 PM |
| power-collider | $25.00 | $25.00 | 10/19/2009 4:34:03 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/19/2009 4:05:35 PM |
| progressive-rupee | $25.00 | $25.00 | 10/19/2009 4:12:01 PM |
| point-zebra | $25.00 | $25.00 | 10/19/2009 4:37:05 PM |
| Cheburashka | $25.00 | $25.00 | 10/19/2009 4:37:30 PM |
| figs4u2 | $25.00 | $25.00 | 10/19/2009 4:42:02 PM |
| Archimeech | $25.00 | $25.00 | 10/19/2009 4:32:10 PM |
| mentalsweat | $25.00 | $25.00 | 10/19/2009 4:32:12 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/19/2009 4:32:14 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/19/2009 4:32:27 PM |
| radiant-fund | $25.00 | $25.00 | 10/19/2009 4:33:56 PM |
| LendDoc | $25.00 | $25.00 | 10/19/2009 4:34:11 PM |
| InvestorPartners | $25.00 | $25.00 | 10/19/2009 4:34:17 PM |
| TheMan | $25.00 | $25.00 | 10/19/2009 4:35:13 PM |
| SpeedyTBC | $25.00 | $25.00 | 10/19/2009 4:31:39 PM |
| zento | $25.00 | $25.00 | 10/19/2009 4:36:21 PM |
| saihu | $25.00 | $25.00 | 10/19/2009 5:36:14 PM |
| andrewgl | $25.00 | $25.00 | 10/19/2009 4:37:26 PM |
| nzlxjwek | $25.00 | $25.00 | 10/19/2009 4:34:01 PM |
| dealarella | $25.00 | $25.00 | 10/19/2009 4:36:13 PM |
| alpinaut | $25.00 | $25.00 | 10/19/2009 4:41:46 PM |
| Sixmil | $25.00 | $25.00 | 10/19/2009 4:36:58 PM |
| rlrcstr | $25.00 | $25.00 | 10/19/2009 4:41:48 PM |
| coolspeed | $25.00 | $25.00 | 10/19/2009 4:42:07 PM |
| turbine5 | $25.00 | $25.00 | 10/19/2009 5:07:26 PM |
| L-vex | $25.00 | $19.00 | 10/19/2009 6:48:18 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:38:41 PM |
| junes08 | $50.00 | $50.00 | 10/20/2009 9:56:53 AM |
| Pickmar | $25.00 | $25.00 | 10/21/2009 11:17:52 AM |
| rmpedi33 | $50.00 | $50.00 | 10/23/2009 9:27:43 AM |
| transparency-giant | $50.00 | $50.00 | 10/19/2009 3:58:09 PM |
| supersarah61 | $25.00 | $25.00 | 10/19/2009 4:01:01 PM |
| thegreatone | $50.00 | $50.00 | 10/19/2009 4:01:27 PM |
| wacko82 | $25.00 | $25.00 | 10/19/2009 4:01:30 PM |
| djh47a | $40.00 | $40.00 | 10/19/2009 4:01:35 PM |
| SNH | $50.00 | $50.00 | 10/19/2009 4:01:38 PM |
| get30inc | $50.00 | $50.00 | 10/19/2009 4:01:47 PM |
| wrighco | $25.00 | $25.00 | 10/19/2009 4:02:03 PM |
| kirkjerk | $25.00 | $25.00 | 10/19/2009 4:02:19 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/19/2009 4:02:46 PM |
| awwaww | $25.00 | $25.00 | 10/19/2009 4:03:05 PM |
| abidos | $25.00 | $25.00 | 10/19/2009 4:04:47 PM |
| sas19 | $25.00 | $25.00 | 10/19/2009 4:04:58 PM |
| BlindProphet | $25.00 | $25.00 | 10/19/2009 4:05:02 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/19/2009 4:05:11 PM |
| CarDealer3070 | $50.00 | $50.00 | 10/19/2009 4:05:20 PM |
| kenji4861 | $50.00 | $50.00 | 10/19/2009 4:01:04 PM |
| slartibardfast | $35.00 | $35.00 | 10/19/2009 4:01:07 PM |
| lean-velocity | $25.00 | $25.00 | 10/19/2009 4:01:32 PM |
| AF-Chief | $35.00 | $35.00 | 10/19/2009 4:01:34 PM |
| LR_Biker | $25.00 | $25.00 | 10/19/2009 4:01:42 PM |
| dirkjan | $25.00 | $25.00 | 10/19/2009 4:02:33 PM |
| Lender0010 | $25.00 | $25.00 | 10/19/2009 4:02:45 PM |
| FlexFunding | $100.00 | $100.00 | 10/19/2009 4:01:11 PM |
| uncleegg | $25.00 | $25.00 | 10/19/2009 4:03:46 PM |
| BeemerRider | $25.00 | $25.00 | 10/19/2009 4:01:58 PM |
| proper-commitment5 | $25.00 | $25.00 | 10/19/2009 4:02:07 PM |
| turbospeed | $25.00 | $25.00 | 10/19/2009 4:02:21 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 4:02:23 PM |
| personal-lender | $25.00 | $25.00 | 10/19/2009 4:04:50 PM |
| compoundinterest | $50.00 | $50.00 | 10/19/2009 4:05:04 PM |
| justice-dna | $25.00 | $25.00 | 10/19/2009 4:05:05 PM |
| kid8549 | $25.00 | $25.00 | 10/19/2009 4:05:08 PM |
| czar3 | $25.00 | $25.00 | 10/19/2009 4:05:10 PM |
| Havana21 | $50.00 | $50.00 | 10/19/2009 4:05:17 PM |
| kmprospeo | $25.00 | $25.00 | 10/19/2009 4:03:25 PM |
| jmvingeorgia | $25.00 | $25.00 | 10/19/2009 4:03:27 PM |
| rjleves | $25.00 | $25.00 | 10/19/2009 4:05:30 PM |
| Weaverville | $25.00 | $25.00 | 10/19/2009 4:04:53 PM |
| bchen78875 | $50.00 | $50.00 | 10/19/2009 4:04:56 PM |
| Barak | $80.00 | $80.00 | 10/19/2009 4:05:00 PM |
| preciousjeni | $28.56 | $28.56 | 10/19/2009 4:12:52 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/19/2009 4:05:14 PM |
| generous-deal6 | $25.00 | $25.00 | 10/19/2009 4:33:58 PM |
| zone6 | $60.00 | $60.00 | 10/19/2009 4:05:21 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/19/2009 4:34:02 PM |
| gauss02 | $25.00 | $25.00 | 10/19/2009 4:34:06 PM |
| Davidson2 | $25.00 | $25.00 | 10/19/2009 4:34:09 PM |
| Georgia_Boy | $25.00 | $25.00 | 10/19/2009 4:16:55 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/19/2009 4:36:16 PM |
| adir1 | $25.00 | $25.00 | 10/19/2009 4:37:03 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 4:38:28 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/19/2009 4:16:13 PM |
| Rysterola82 | $25.00 | $25.00 | 10/19/2009 4:32:11 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/19/2009 4:32:13 PM |
| tlam168 | $48.71 | $48.71 | 10/19/2009 5:06:38 PM |
| GhaChr | $25.00 | $25.00 | 10/19/2009 4:34:24 PM |
| triumphant-community | $25.00 | $25.00 | 10/19/2009 4:34:48 PM |
| saffron4 | $25.00 | $25.00 | 10/19/2009 4:35:15 PM |
| GS_Lending | $25.00 | $25.00 | 10/19/2009 4:31:42 PM |
| jcfunder | $25.00 | $25.00 | 10/19/2009 5:21:17 PM |
| jga516 | $25.00 | $25.00 | 10/19/2009 4:33:44 PM |
| selector568 | $100.00 | $100.00 | 10/19/2009 4:37:27 PM |
| FarBeyondDriven | $25.00 | $25.00 | 10/19/2009 4:33:59 PM |
| radiant-cash | $100.00 | $100.00 | 10/19/2009 4:34:04 PM |
| bluesheep | $25.00 | $25.00 | 10/19/2009 4:34:05 PM |
| NDFIRTH | $26.67 | $26.67 | 10/19/2009 4:34:46 PM |
| durable-deal2 | $25.00 | $25.00 | 10/19/2009 4:35:06 PM |
| Ragnar | $25.00 | $25.00 | 10/19/2009 5:21:08 PM |
| Aristophil | $200.00 | $200.00 | 10/19/2009 7:27:18 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:38:23 PM |
| datongmama | $25.00 | $25.00 | 10/19/2009 5:54:28 PM |
| jazz619 | $26.06 | $26.06 | 10/19/2009 6:07:19 PM |
| lagnisiruk | $25.00 | $25.00 | 10/19/2009 6:33:15 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 9:51:48 PM |
| GeoLender | $25.00 | $25.00 | 10/19/2009 7:38:08 PM |
| unk1911 | $50.00 | $50.00 | 10/20/2009 6:01:23 AM |
| Jeidon | $25.00 | $25.00 | 10/20/2009 9:46:36 AM |
| 153 bids
|