Sales Report:Supplement No. 64 dated Oct 22, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
425784
This series of Notes was issued and sold upon the funding of the borrower loan #39038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-15-2009 |
|
|
Starting lender yield:
| 16.98% |
Starting borrower rate/APR:
| 17.98% / 20.19% |
Starting monthly payment:
| $361.42 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $346.41 |
| |
|
Auction yield range:
| 6.27% - 16.98% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 9
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,659 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 38% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| jason8598 |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $19,301.00 | < mo. late:
| 0
( 0% )
| 720-740
(Aug-2009)
660-680
(Nov-2006)
680-700
(Nov-2006)
700-720
(Jul-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Paying off Debt to Buy First Home
First off, we thank you for reading our loan request. We need to pay off high interest credit card debt and accrued medical bills to purchase our first home. Our current net income is just about $50k/yr so paying this loan back is no problem. We have borrowed from Prosper before and have made all of our payments on time. We feel that our history with Prosper makes us good candidates for this loan. Now that we are ready to take the next step in our lives, we find that this debt is the one thing holding us back from achieving our number one goal...having a place to call our own and start a family.?Any help would be greatly appreciated, and a fully funded loan would make our dream come true.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| funds-promiser | $50.00 | $50.00 | 10/5/2009 4:15:13 PM |
| scottr | $25.00 | $25.00 | 10/5/2009 4:15:15 PM |
| bxdoc | $75.00 | $75.00 | 10/5/2009 4:15:18 PM |
| metro457 | $25.00 | $25.00 | 10/5/2009 4:15:36 PM |
| PHI4308 | $25.00 | $25.00 | 10/5/2009 4:16:16 PM |
| incbx | $25.00 | $25.00 | 10/5/2009 4:16:20 PM |
| bluesheep | $25.00 | $25.00 | 10/5/2009 4:16:51 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/5/2009 4:16:55 PM |
| kind-leverage-ringleader | $50.00 | $50.00 | 10/5/2009 4:18:44 PM |
| thrifty-return | $50.00 | $50.00 | 10/5/2009 4:18:54 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2009 4:18:58 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:19:04 PM |
| jonn834 | $25.00 | $25.00 | 10/5/2009 4:19:12 PM |
| reliance1 | $25.00 | $25.00 | 10/5/2009 4:14:41 PM |
| roxon | $25.00 | $25.00 | 10/5/2009 4:14:50 PM |
| RadCad1 | $50.00 | $50.00 | 10/5/2009 4:19:50 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:20:00 PM |
| pwkpwk | $25.00 | $25.00 | 10/5/2009 4:15:12 PM |
| wayman | $50.00 | $50.00 | 10/5/2009 4:20:09 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/5/2009 4:20:24 PM |
| chlebie | $50.00 | $50.00 | 10/5/2009 4:15:30 PM |
| MrDavid | $25.00 | $25.00 | 10/5/2009 4:20:49 PM |
| gold-cluster | $50.00 | $50.00 | 10/5/2009 4:21:01 PM |
| ohnezweck | $25.00 | $25.00 | 10/5/2009 4:16:15 PM |
| hopethisworks | $50.00 | $50.00 | 10/5/2009 4:21:05 PM |
| carlover | $25.00 | $25.00 | 10/5/2009 4:16:22 PM |
| anders94 | $100.00 | $100.00 | 10/5/2009 4:21:10 PM |
| fizwahh | $30.00 | $30.00 | 10/5/2009 4:16:29 PM |
| hawkhelp | $25.00 | $25.00 | 10/5/2009 4:14:53 PM |
| eloquent-penny | $25.00 | $25.00 | 10/5/2009 4:16:47 PM |
| Davidson2 | $25.00 | $25.00 | 10/5/2009 4:16:57 PM |
| fortytwo | $150.00 | $150.00 | 10/5/2009 4:17:09 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/5/2009 4:15:19 PM |
| skuba | $25.00 | $25.00 | 10/5/2009 4:15:24 PM |
| MSME | $25.00 | $25.00 | 10/5/2009 4:15:32 PM |
| CA_Lender | $25.00 | $25.00 | 10/5/2009 4:15:37 PM |
| helpu88 | $25.00 | $25.00 | 10/5/2009 4:15:42 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/5/2009 4:15:51 PM |
| MidnightBank | $25.00 | $25.00 | 10/5/2009 4:16:04 PM |
| decisive-capital | $50.00 | $50.00 | 10/5/2009 4:16:21 PM |
| Futurero | $25.00 | $25.00 | 10/5/2009 4:16:26 PM |
| five-star-justice | $36.00 | $36.00 | 10/5/2009 4:18:27 PM |
| truth-futurist | $25.00 | $25.00 | 10/5/2009 4:16:45 PM |
| inventive-exchange | $25.00 | $25.00 | 10/5/2009 4:19:10 PM |
| highcountry1 | $25.00 | $25.00 | 10/5/2009 4:17:04 PM |
| BerkeleyBonds | $25.00 | $25.00 | 10/5/2009 4:19:30 PM |
| shawnw2 | $50.00 | $50.00 | 10/5/2009 4:17:07 PM |
| yukongin | $25.00 | $25.00 | 10/5/2009 4:19:36 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:19:39 PM |
| visionary-currency | $50.00 | $50.00 | 10/5/2009 4:19:45 PM |
| Aquani | $50.00 | $50.00 | 10/5/2009 4:20:05 PM |
| VentureExplorer | $25.00 | $25.00 | 10/5/2009 4:20:07 PM |
| exact-justice | $25.00 | $25.00 | 10/5/2009 4:20:12 PM |
| hrubinst | $25.00 | $25.00 | 10/5/2009 4:20:51 PM |
| Dakota98 | $50.00 | $50.00 | 10/5/2009 4:21:04 PM |
| Cai8899 | $25.00 | $25.00 | 10/5/2009 4:21:22 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/5/2009 4:19:28 PM |
| Weaverville | $50.00 | $50.00 | 10/5/2009 4:19:32 PM |
| dinobuddy | $25.00 | $25.00 | 10/5/2009 4:20:16 PM |
| noble-revenue | $75.00 | $75.00 | 10/5/2009 4:20:19 PM |
| burrito6 | $25.00 | $25.00 | 10/5/2009 4:20:25 PM |
| GatorBait | $25.00 | $25.00 | 10/5/2009 4:20:32 PM |
| nodrivelpls | $25.00 | $25.00 | 10/5/2009 4:20:40 PM |
| standanddeliver | $25.00 | $25.00 | 10/5/2009 4:20:57 PM |
| pure-deal6 | $25.00 | $25.00 | 10/5/2009 4:21:09 PM |
| GElender | $50.00 | $50.00 | 10/5/2009 4:21:16 PM |
| thumper64 | $25.00 | $25.00 | 10/5/2009 4:26:28 PM |
| revenue-achievement | $25.00 | $25.00 | 10/5/2009 4:26:47 PM |
| rlrcstr | $25.00 | $25.00 | 10/5/2009 4:26:53 PM |
| mathprof | $25.00 | $25.00 | 10/5/2009 4:27:08 PM |
| Aimvest | $25.00 | $25.00 | 10/5/2009 4:27:25 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/5/2009 4:27:30 PM |
| rjleves | $25.00 | $25.00 | 10/5/2009 4:27:34 PM |
| mentalsweat | $25.00 | $25.00 | 10/5/2009 4:27:43 PM |
| LendDoc | $25.00 | $25.00 | 10/5/2009 4:26:39 PM |
| dime-worker | $25.00 | $25.00 | 10/5/2009 4:26:50 PM |
| fuzed | $25.00 | $25.00 | 10/5/2009 4:26:55 PM |
| justice-dna | $25.00 | $25.00 | 10/5/2009 4:27:04 PM |
| SnE | $25.00 | $25.00 | 10/5/2009 4:27:10 PM |
| SBT | $50.00 | $50.00 | 10/5/2009 4:27:18 PM |
| busybee007 | $25.00 | $25.00 | 10/5/2009 4:27:31 PM |
| kulender | $25.00 | $25.00 | 10/5/2009 4:27:35 PM |
| angeimack | $25.00 | $25.00 | 10/5/2009 4:26:46 PM |
| Maccs55 | $25.00 | $25.00 | 10/5/2009 4:26:50 PM |
| galtsgulch | $25.00 | $25.00 | 10/5/2009 4:27:12 PM |
| bchen78875 | $25.00 | $25.00 | 10/5/2009 4:27:22 PM |
| czar3 | $30.00 | $30.00 | 10/5/2009 4:27:27 PM |
| gadget7 | $25.00 | $25.00 | 10/5/2009 4:27:41 PM |
| Lam0nt | $25.00 | $25.00 | 10/5/2009 4:27:44 PM |
| jybank | $25.00 | $25.00 | 10/5/2009 4:31:55 PM |
| minista | $25.00 | $25.00 | 10/5/2009 4:34:59 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/5/2009 4:32:51 PM |
| twjh | $25.00 | $25.00 | 10/5/2009 4:34:57 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/5/2009 4:46:14 PM |
| junes08 | $50.00 | $50.00 | 10/5/2009 4:35:04 PM |
| bondhedger | $25.00 | $25.00 | 10/5/2009 4:45:52 PM |
| Cheburashka | $29.00 | $29.00 | 10/5/2009 5:04:31 PM |
| infomas | $50.00 | $50.00 | 10/7/2009 11:20:46 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/8/2009 7:05:29 AM |
| ScottFinance | $25.00 | $25.00 | 10/8/2009 8:09:54 AM |
| visionary-deal3 | $100.00 | $100.00 | 10/8/2009 10:40:08 AM |
| volleyca | $25.00 | $25.00 | 10/8/2009 6:53:24 PM |
| generous-deal6 | $100.00 | $100.00 | 10/8/2009 7:02:39 PM |
| outofoffice | $75.00 | $75.00 | 10/8/2009 7:46:56 PM |
| Russh | $25.00 | $25.00 | 10/9/2009 4:36:44 AM |
| jetsons6866 | $25.00 | $25.00 | 10/9/2009 7:52:10 AM |
| Maggie3 | $25.00 | $25.00 | 10/9/2009 10:07:13 AM |
| Pages | $25.00 | $25.00 | 10/9/2009 12:36:05 PM |
| excellent-greenback | $50.00 | $50.00 | 10/9/2009 2:36:34 PM |
| ksubd | $30.00 | $30.00 | 10/9/2009 6:27:54 PM |
| inventive-investment | $25.00 | $25.00 | 10/10/2009 5:31:43 AM |
| Brain_m | $50.00 | $50.00 | 10/10/2009 9:51:55 AM |
| ilend57 | $25.00 | $25.00 | 10/10/2009 2:14:22 PM |
| LendGuy | $100.00 | $100.00 | 10/11/2009 9:06:04 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:03:42 PM |
| DannyPhantom | $25.00 | $25.00 | 10/11/2009 6:24:30 PM |
| Bigsaver | $25.00 | $25.00 | 10/12/2009 2:44:31 PM |
| Prezotus | $50.00 | $50.00 | 10/12/2009 8:21:03 PM |
| Oupa-George | $25.00 | $25.00 | 10/13/2009 7:47:12 AM |
| jdl424 | $25.00 | $25.00 | 10/13/2009 11:16:46 AM |
| the-rate-creature | $25.00 | $25.00 | 10/13/2009 3:24:19 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2009 6:57:03 PM |
| Cherrypicker | $50.00 | $50.00 | 10/13/2009 5:33:52 PM |
| GeoLender | $25.00 | $25.00 | 10/13/2009 6:28:57 PM |
| privatebankerva | $25.00 | $25.00 | 10/13/2009 8:39:12 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/14/2009 7:05:41 AM |
| icon7 | $50.00 | $50.00 | 10/14/2009 10:43:28 AM |
| Dskillz | $28.65 | $28.65 | 10/14/2009 11:50:18 AM |
| LoanDMC | $25.00 | $25.00 | 10/14/2009 7:53:02 PM |
| freestyle624 | $25.00 | $25.00 | 10/15/2009 11:37:09 AM |
| farchoir | $25.00 | $25.00 | 10/15/2009 10:38:36 AM |
| WolRab | $25.00 | $25.00 | 10/5/2009 4:15:16 PM |
| Supernick | $25.00 | $25.00 | 10/5/2009 4:15:21 PM |
| Elbanko | $25.00 | $25.00 | 10/5/2009 4:15:34 PM |
| top-unflappable-economy | $36.00 | $36.00 | 10/5/2009 4:15:43 PM |
| Gabriel02 | $25.00 | $25.00 | 10/5/2009 4:15:54 PM |
| jga516 | $25.00 | $25.00 | 10/5/2009 4:16:13 PM |
| TennSquire | $25.00 | $25.00 | 10/5/2009 4:16:17 PM |
| dollars4debts | $25.00 | $25.00 | 10/5/2009 4:16:24 PM |
| DrStaff | $56.17 | $56.17 | 10/5/2009 4:16:37 PM |
| jdrez | $25.00 | $25.00 | 10/5/2009 4:16:42 PM |
| unk1911 | $25.00 | $25.00 | 10/5/2009 4:18:59 PM |
| divemaster | $25.00 | $25.00 | 10/5/2009 4:19:14 PM |
| taylor883 | $25.00 | $25.00 | 10/5/2009 4:14:51 PM |
| JohnW12 | $25.00 | $25.00 | 10/5/2009 4:14:54 PM |
| Halos2002 | $50.00 | $50.00 | 10/5/2009 4:19:51 PM |
| rellotsf | $25.00 | $25.00 | 10/5/2009 4:15:00 PM |
| unitedins | $25.00 | $25.00 | 10/5/2009 4:19:53 PM |
| kumpa2u | $25.00 | $25.00 | 10/5/2009 4:15:11 PM |
| figs4u2 | $200.00 | $200.00 | 10/5/2009 4:20:14 PM |
| glalat | $25.00 | $25.00 | 10/5/2009 4:15:20 PM |
| coolspeed | $25.00 | $25.00 | 10/5/2009 4:15:27 PM |
| theQuietLender | $25.00 | $25.00 | 10/5/2009 4:15:40 PM |
| orindalender | $50.00 | $50.00 | 10/5/2009 4:20:34 PM |
| Syzygy | $25.00 | $25.00 | 10/5/2009 4:15:58 PM |
| siege01 | $25.00 | $25.00 | 10/5/2009 4:21:02 PM |
| flexible1 | $25.00 | $25.00 | 10/5/2009 4:16:19 PM |
| educationfirst | $25.00 | $25.00 | 10/5/2009 4:21:07 PM |
| dansarkis | $25.00 | $25.00 | 10/5/2009 4:21:12 PM |
| Divr555 | $50.00 | $50.00 | 10/5/2009 4:16:27 PM |
| lending-bear | $50.00 | $50.00 | 10/5/2009 4:14:46 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/5/2009 4:21:17 PM |
| skiberdad | $50.00 | $50.00 | 10/5/2009 4:21:21 PM |
| crazycool | $25.00 | $25.00 | 10/5/2009 4:15:22 PM |
| BlueSummers | $50.00 | $50.00 | 10/5/2009 4:15:33 PM |
| Marfloogan | $25.00 | $25.00 | 10/5/2009 4:16:08 PM |
| fireboss | $100.00 | $100.00 | 10/5/2009 4:16:28 PM |
| amber_in_florida | $25.00 | $25.00 | 10/5/2009 4:16:36 PM |
| transaction-animal8 | $25.00 | $25.00 | 10/5/2009 4:18:42 PM |
| treasure-firestarter8 | $50.00 | $50.00 | 10/5/2009 4:16:40 PM |
| tidy-peace | $25.00 | $25.00 | 10/5/2009 4:18:45 PM |
| PatRichi | $25.00 | $25.00 | 10/5/2009 4:19:23 PM |
| Kelor99 | $25.00 | $25.00 | 10/5/2009 4:17:06 PM |
| Casper00 | $50.00 | $50.00 | 10/5/2009 4:17:11 PM |
| RationalWorld | $25.00 | $25.00 | 10/5/2009 4:19:41 PM |
| Dutchhunter | $25.00 | $25.00 | 10/5/2009 4:19:43 PM |
| soldadoz | $25.00 | $25.00 | 10/5/2009 4:19:47 PM |
| Artist_Blue | $25.00 | $25.00 | 10/5/2009 4:19:58 PM |
| Champpilot | $50.00 | $50.00 | 10/5/2009 4:20:03 PM |
| riversmoke | $25.00 | $25.00 | 10/5/2009 4:20:22 PM |
| new-goal-return | $25.00 | $25.00 | 10/5/2009 4:20:36 PM |
| Coach2often | $25.00 | $25.00 | 10/5/2009 4:20:48 PM |
| mason13a | $25.00 | $25.00 | 10/5/2009 4:20:55 PM |
| don8ter | $25.00 | $25.00 | 10/5/2009 4:18:49 PM |
| Havana21 | $100.00 | $100.00 | 10/5/2009 4:19:02 PM |
| power-collider | $25.00 | $25.00 | 10/5/2009 4:19:08 PM |
| elated-justice | $25.00 | $25.00 | 10/5/2009 4:19:20 PM |
| honorable-yield | $25.00 | $25.00 | 10/5/2009 4:19:55 PM |
| special-responsibility | $25.00 | $25.00 | 10/5/2009 4:20:28 PM |
| djh47a | $25.00 | $25.00 | 10/5/2009 4:20:30 PM |
| anton | $25.00 | $25.00 | 10/5/2009 4:20:33 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/5/2009 4:21:14 PM |
| Josta | $50.00 | $50.00 | 10/5/2009 4:21:19 PM |
| MasterJin | $25.00 | $25.00 | 10/5/2009 4:26:44 PM |
| cassius84 | $25.00 | $25.00 | 10/5/2009 4:27:01 PM |
| slymoose | $25.00 | $25.00 | 10/5/2009 4:27:05 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/5/2009 4:27:07 PM |
| Hokiemon | $75.00 | $75.00 | 10/5/2009 4:27:38 PM |
| mpatrick | $50.00 | $3.35 | 10/5/2009 4:27:45 PM |
| BuffetRocks | $50.00 | $50.00 | 10/5/2009 4:26:27 PM |
| andrewgl | $25.00 | $25.00 | 10/5/2009 4:26:40 PM |
| CPAMAN | $25.00 | $25.00 | 10/5/2009 4:27:00 PM |
| TheMan | $25.00 | $25.00 | 10/5/2009 4:27:03 PM |
| ualf | $50.00 | $50.00 | 10/5/2009 4:27:11 PM |
| AF-Chief | $25.00 | $25.00 | 10/5/2009 4:27:15 PM |
| TechGuy2 | $25.00 | $25.00 | 10/5/2009 4:27:29 PM |
| gold-tsunami | $25.00 | $25.00 | 10/5/2009 4:27:33 PM |
| yield-lion | $25.00 | $25.00 | 10/5/2009 4:27:39 PM |
| RamesesTG | $25.00 | $25.00 | 10/5/2009 4:26:48 PM |
| brainy-dedication | $25.00 | $25.00 | 10/5/2009 4:26:57 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 4:27:02 PM |
| jgar_O | $25.00 | $25.00 | 10/5/2009 4:27:10 PM |
| nikgod | $25.00 | $25.00 | 10/5/2009 4:27:14 PM |
| compassion-paladin042 | $25.00 | $25.00 | 10/5/2009 4:27:37 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/5/2009 4:27:42 PM |
| zento | $25.00 | $25.00 | 10/5/2009 4:34:54 PM |
| lizphan1 | $25.00 | $25.00 | 10/5/2009 10:37:28 PM |
| JCMC | $25.00 | $25.00 | 10/5/2009 8:29:44 PM |
| himanshuko | $50.00 | $50.00 | 10/6/2009 12:48:21 PM |
| atlas100 | $50.00 | $50.00 | 10/6/2009 12:34:03 PM |
| fantastic-cash | $33.00 | $33.00 | 10/6/2009 4:56:26 PM |
| payout-magician | $50.00 | $50.00 | 10/6/2009 10:01:29 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/7/2009 10:27:34 AM |
| loanman2007 | $50.00 | $50.00 | 10/7/2009 10:55:03 AM |
| Russh | $28.18 | $28.18 | 10/7/2009 7:15:26 PM |
| liederhaus | $50.00 | $50.00 | 10/7/2009 8:59:08 PM |
| innocent-deal | $100.00 | $100.00 | 10/8/2009 9:23:36 AM |
| SOP_Bank | $25.00 | $25.00 | 10/8/2009 6:29:00 AM |
| harmonious-liberty | $25.00 | $25.00 | 10/8/2009 7:40:35 AM |
| CAGE-Investments | $50.00 | $50.00 | 10/8/2009 6:59:50 AM |
| gmf | $25.00 | $25.00 | 10/8/2009 12:12:12 PM |
| FutureLoans | $50.00 | $50.00 | 10/8/2009 10:57:38 AM |
| Its_about_time | $50.00 | $50.00 | 10/8/2009 3:32:15 PM |
| interstellar | $28.02 | $28.02 | 10/8/2009 3:41:10 PM |
| poppinkid | $25.00 | $25.00 | 10/8/2009 3:49:38 PM |
| qcksilvr20 | $50.00 | $50.00 | 10/8/2009 6:17:18 PM |
| herman7 | $50.00 | $50.00 | 10/8/2009 9:01:14 PM |
| massuot | $25.00 | $25.00 | 10/9/2009 8:40:31 AM |
| intuitive-deal5 | $100.00 | $100.00 | 10/9/2009 8:44:04 AM |
| Sigmund-Freud | $50.00 | $50.00 | 10/9/2009 5:25:11 PM |
| usedtoborrow | $200.00 | $200.00 | 10/9/2009 9:13:51 PM |
| SourceInitiative | $100.00 | $100.00 | 10/9/2009 11:17:24 PM |
| LendThriftSimon | $25.87 | $25.87 | 10/10/2009 12:38:52 PM |
| the-durability-planetarium | $100.00 | $100.00 | 10/10/2009 9:10:28 PM |
| Kesselschlacht | $30.00 | $30.00 | 10/10/2009 9:40:40 PM |
| tclay77 | $25.00 | $25.00 | 10/11/2009 9:43:07 AM |
| diverse-transparency | $25.00 | $25.00 | 10/11/2009 3:59:33 PM |
| SFBank | $200.00 | $200.00 | 10/11/2009 5:29:00 AM |
| peb44 | $25.00 | $25.00 | 10/12/2009 2:28:23 PM |
| corndog4000 | $50.00 | $50.00 | 10/13/2009 12:36:01 AM |
| meadows | $250.00 | $250.00 | 10/13/2009 6:05:34 AM |
| JTHarris | $75.00 | $75.00 | 10/13/2009 9:45:58 AM |
| worth-matador | $25.00 | $25.00 | 10/13/2009 11:42:15 AM |
| rapid-balance | $50.00 | $50.00 | 10/13/2009 11:17:35 AM |
| clemclan | $25.00 | $25.00 | 10/13/2009 9:00:18 PM |
| clemclan | $45.76 | $45.76 | 10/13/2009 9:15:25 PM |
| rawsushi | $100.00 | $100.00 | 10/14/2009 1:51:36 AM |
| therodabides | $25.00 | $25.00 | 10/14/2009 8:01:56 AM |
| Dopplerbob | $25.00 | $25.00 | 10/14/2009 12:36:47 PM |
| ratzlefrss | $50.00 | $50.00 | 10/14/2009 2:31:29 PM |
| LesPaul1 | $25.00 | $25.00 | 10/14/2009 5:42:03 PM |
| vutah | $25.00 | $25.00 | 10/14/2009 8:30:52 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/14/2009 11:18:27 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/15/2009 6:49:02 AM |
| lakefront5 | $50.00 | $50.00 | 10/15/2009 9:55:13 AM |
| 265 bids
|
Borrower Payment Dependent Notes Series
426390
This series of Notes was issued and sold upon the funding of the borrower loan #39051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $266.98 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $259.27 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,436 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 52% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dedication-alert |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off the high interested credit card debt I currently have and consolidate the rest into one loan with lower finance charges.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time.? I am applying for this loan now to take advantage of a better way to consolidate debt at more competitive rates.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is the interest rate on your credit cards ? How much money do you save every month? - manuvns
A:
The interest rates vary by card, with the lowest at around 15.9% and the highest at 23.99%. I intend to pay off the two cards with the highest interest first. On a monthly basis, I put aside 10% of my salary into savings.
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $50.00 | $50.00 | 9/30/2009 4:08:39 PM |
| gold-tsunami | $25.00 | $25.00 | 9/30/2009 4:08:44 PM |
| djh47a | $40.00 | $40.00 | 9/30/2009 4:09:02 PM |
| degster | $25.00 | $25.00 | 9/30/2009 4:09:06 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/30/2009 4:09:16 PM |
| fortytwo | $200.00 | $200.00 | 9/30/2009 4:09:21 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/30/2009 4:08:42 PM |
| income-crescendo1 | $25.00 | $25.00 | 9/30/2009 4:09:34 PM |
| inventive-funds | $25.00 | $25.00 | 9/30/2009 4:09:03 PM |
| dealarella | $25.00 | $25.00 | 9/30/2009 4:09:48 PM |
| Havana21 | $50.00 | $50.00 | 9/30/2009 4:09:10 PM |
| kid8549 | $25.00 | $25.00 | 9/30/2009 4:09:17 PM |
| InvestorPartners | $25.00 | $25.00 | 9/30/2009 4:09:26 PM |
| elasermd | $50.00 | $50.00 | 9/30/2009 4:08:43 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/30/2009 4:08:49 PM |
| Barak | $80.00 | $80.00 | 9/30/2009 4:08:51 PM |
| anton | $50.00 | $50.00 | 9/30/2009 4:09:01 PM |
| justice-dna | $25.00 | $25.00 | 9/30/2009 4:09:05 PM |
| larrybird | $95.00 | $95.00 | 9/30/2009 4:09:19 PM |
| Cai8899 | $25.00 | $25.00 | 9/30/2009 4:09:24 PM |
| czar3 | $25.00 | $25.00 | 9/30/2009 4:09:33 PM |
| Finspons | $30.00 | $30.00 | 9/30/2009 7:29:40 PM |
| gauss02 | $25.00 | $25.00 | 9/30/2009 7:39:32 PM |
| GhaChr | $25.00 | $25.00 | 9/30/2009 6:59:27 PM |
| point-zebra | $25.00 | $25.00 | 9/30/2009 8:15:27 PM |
| LendDoc | $25.00 | $25.00 | 9/30/2009 7:39:31 PM |
| icon7 | $25.00 | $25.00 | 9/30/2009 11:05:13 PM |
| pawsitive | $25.00 | $25.00 | 9/30/2009 8:34:29 PM |
| don8ter | $40.47 | $40.47 | 10/1/2009 4:47:32 AM |
| MrGhost | $25.00 | $25.00 | 10/1/2009 4:39:49 AM |
| Raven39 | $25.00 | $25.00 | 10/1/2009 5:34:30 AM |
| zone6 | $25.00 | $25.00 | 10/1/2009 5:34:38 AM |
| jdnyc | $25.00 | $25.00 | 10/1/2009 8:49:56 AM |
| wjf60 | $25.00 | $25.00 | 10/1/2009 7:34:40 AM |
| saffron4 | $25.00 | $25.00 | 10/1/2009 9:36:12 AM |
| Cheburashka | $25.00 | $25.00 | 10/1/2009 9:54:31 AM |
| nzlxjwek | $25.00 | $25.00 | 10/1/2009 10:57:54 AM |
| selector568 | $100.00 | $100.00 | 10/1/2009 3:39:37 PM |
| radiant-cash | $100.00 | $100.00 | 10/2/2009 7:44:58 AM |
| Kelor99 | $25.00 | $25.00 | 10/2/2009 9:35:21 AM |
| busybee007 | $25.00 | $25.00 | 10/2/2009 6:49:34 AM |
| suicideducky | $25.00 | $25.00 | 10/2/2009 8:01:26 AM |
| visionary-currency | $25.00 | $25.00 | 10/2/2009 8:41:17 AM |
| SASBANK | $25.00 | $25.00 | 10/2/2009 8:27:23 AM |
| blue-relay | $25.00 | $25.00 | 10/2/2009 10:55:06 AM |
| Davidson2 | $25.00 | $25.00 | 10/2/2009 1:49:51 PM |
| abidos | $25.00 | $25.00 | 10/2/2009 3:29:29 PM |
| kmwvma | $25.00 | $25.00 | 10/2/2009 5:34:26 PM |
| bot403 | $25.00 | $25.00 | 10/3/2009 8:24:41 AM |
| Skady3love | $25.00 | $25.00 | 10/3/2009 7:49:36 AM |
| kulender | $25.00 | $25.00 | 10/3/2009 8:35:48 AM |
| honorable-yield | $50.00 | $50.00 | 10/3/2009 2:09:30 PM |
| lewislewis | $25.00 | $25.00 | 10/3/2009 10:34:33 AM |
| jct_enterprises | $25.00 | $25.00 | 10/4/2009 12:09:36 PM |
| Copa16 | $25.00 | $25.00 | 10/4/2009 10:49:38 PM |
| AF-Chief | $35.00 | $35.00 | 10/5/2009 8:25:05 AM |
| neenerman | $25.00 | $25.00 | 10/5/2009 10:40:31 AM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 12:00:27 PM |
| JohnBanks | $25.00 | $25.00 | 10/5/2009 1:01:30 PM |
| MissionMicroFinance | $50.00 | $50.00 | 10/5/2009 3:30:24 PM |
| financelover | $50.00 | $50.00 | 10/5/2009 3:28:29 PM |
| jgar_O | $30.00 | $30.00 | 10/5/2009 3:28:21 PM |
| lagnisiruk | $25.00 | $25.00 | 10/5/2009 3:30:26 PM |
| credit-coach118 | $35.00 | $35.00 | 10/5/2009 4:54:32 PM |
| SnE | $25.00 | $25.00 | 10/5/2009 4:53:14 PM |
| MGOT-Ken | $25.00 | $25.00 | 10/5/2009 6:51:06 PM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:48 AM |
| e3oM | $25.85 | $25.85 | 10/5/2009 11:25:23 PM |
| slowpig | $50.00 | $50.00 | 10/6/2009 1:21:41 AM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:27 AM |
| szetheli | $50.00 | $50.00 | 10/6/2009 1:51:58 PM |
| sensational-kindness | $25.00 | $25.00 | 10/6/2009 9:31:32 AM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:52 AM |
| BayShell | $40.00 | $40.00 | 10/6/2009 4:43:57 PM |
| tonomud | $25.00 | $25.00 | 10/6/2009 6:11:03 PM |
| whiteshadow | $25.00 | $25.00 | 10/6/2009 4:56:00 PM |
| Viamin | $25.00 | $25.00 | 10/6/2009 10:06:09 PM |
| Hexnut | $27.99 | $27.99 | 10/7/2009 3:46:20 AM |
| Sid-K | $50.00 | $16.63 | 10/7/2009 7:11:17 AM |
| jt88 | $25.00 | $25.00 | 10/7/2009 3:46:22 AM |
| HappyToLoan | $25.00 | $25.00 | 10/7/2009 8:43:12 PM |
| jalvin | $150.00 | $150.00 | 10/8/2009 12:24:07 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/8/2009 1:08:44 PM |
| jybank | $25.00 | $25.00 | 10/8/2009 11:03:39 PM |
| TheTimeIsNow | $25.00 | $25.00 | 10/9/2009 9:33:45 AM |
| JCMC | $25.00 | $25.00 | 10/10/2009 4:51:26 AM |
| floridahelper | $50.00 | $50.00 | 10/10/2009 12:27:39 PM |
| rudy510s | $50.00 | $50.00 | 10/10/2009 5:24:36 PM |
| Cherrypicker | $50.00 | $50.00 | 10/10/2009 6:26:42 PM |
| slowpig | $50.00 | $50.00 | 10/10/2009 11:42:41 PM |
| OoM | $25.00 | $25.00 | 10/11/2009 10:26:42 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:48:56 AM |
| blLending | $25.00 | $25.00 | 10/12/2009 4:49:46 PM |
| G-Love | $100.00 | $100.00 | 10/12/2009 5:18:52 PM |
| JerryB96 | $25.00 | $25.00 | 10/12/2009 8:20:31 PM |
| julijask | $25.00 | $25.00 | 10/13/2009 10:40:18 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:23 AM |
| socal-lender | $25.00 | $25.00 | 10/13/2009 4:10:19 PM |
| StanTheMan | $25.00 | $25.00 | 10/13/2009 6:16:45 PM |
| fangpilot | $25.00 | $25.00 | 10/13/2009 5:30:16 PM |
| fair_rates | $25.00 | $25.00 | 10/13/2009 5:43:59 PM |
| icon7 | $25.00 | $25.00 | 10/13/2009 6:28:00 PM |
| medkoder | $25.00 | $25.00 | 10/13/2009 9:14:12 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:28:16 AM |
| SS123 | $25.00 | $25.00 | 10/14/2009 9:53:36 AM |
| erowis | $50.00 | $50.00 | 10/14/2009 11:30:47 AM |
| SanJoser | $100.00 | $100.00 | 10/14/2009 1:10:30 PM |
| ratzlefrss | $50.00 | $50.00 | 10/14/2009 2:53:29 PM |
| sflawya | $25.00 | $25.00 | 10/14/2009 2:54:45 PM |
| LAKETIME | $25.00 | $25.00 | 10/14/2009 3:43:20 PM |
| biffmush | $250.00 | $250.00 | 10/14/2009 4:05:16 PM |
| bchen78875 | $50.00 | $50.00 | 9/30/2009 4:08:41 PM |
| snowman34 | $25.00 | $25.00 | 9/30/2009 4:08:47 PM |
| compoundinterest | $50.00 | $50.00 | 9/30/2009 4:09:04 PM |
| gracej | $25.00 | $25.00 | 9/30/2009 4:09:09 PM |
| transparency-giant | $50.00 | $50.00 | 9/30/2009 4:09:20 PM |
| thedreamer | $25.00 | $25.00 | 9/30/2009 4:09:25 PM |
| sas19 | $25.00 | $25.00 | 9/30/2009 4:08:46 PM |
| j48 | $25.00 | $25.00 | 9/30/2009 4:08:54 PM |
| GatorBait | $50.00 | $50.00 | 9/30/2009 4:09:00 PM |
| turbine5 | $40.00 | $40.00 | 9/30/2009 4:09:07 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/30/2009 4:09:49 PM |
| kegs | $100.00 | $100.00 | 9/30/2009 4:09:18 PM |
| Weaverville | $25.00 | $25.00 | 9/30/2009 4:08:07 PM |
| DukSerduk | $25.00 | $25.00 | 9/30/2009 4:08:38 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/30/2009 4:08:46 PM |
| crenen139 | $50.00 | $50.00 | 9/30/2009 4:08:50 PM |
| BlindProphet | $25.00 | $25.00 | 9/30/2009 4:09:03 PM |
| SNH | $50.00 | $50.00 | 9/30/2009 4:09:08 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/30/2009 4:09:15 PM |
| zento | $25.00 | $25.00 | 9/30/2009 4:11:31 PM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 4:11:06 PM |
| crazybill | $25.00 | $25.00 | 9/30/2009 4:11:45 PM |
| hawker | $100.00 | $100.00 | 9/30/2009 4:09:39 PM |
| Syzygy | $25.00 | $25.00 | 9/30/2009 4:09:46 PM |
| radiant-fund | $25.00 | $25.00 | 9/30/2009 4:09:53 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/30/2009 4:11:16 PM |
| FarBeyondDriven | $25.00 | $25.00 | 9/30/2009 4:11:36 PM |
| adaptiveanimal | $25.00 | $25.00 | 9/30/2009 4:35:36 PM |
| toblerone | $25.00 | $25.00 | 9/30/2009 6:14:32 PM |
| TheMan | $25.00 | $25.00 | 9/30/2009 6:24:29 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/30/2009 6:49:29 PM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 7:39:34 PM |
| generous-deal6 | $25.00 | $25.00 | 9/30/2009 7:39:30 PM |
| azali | $25.00 | $25.00 | 9/30/2009 9:25:58 PM |
| SeattlePilot | $50.00 | $50.00 | 10/1/2009 3:14:36 AM |
| jga516 | $25.00 | $25.00 | 10/1/2009 7:35:18 AM |
| djc314 | $25.00 | $25.00 | 10/1/2009 9:54:27 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/1/2009 9:35:27 AM |
| cjames84 | $25.00 | $25.00 | 10/1/2009 10:15:43 AM |
| triumphant-community | $25.00 | $25.00 | 10/1/2009 11:04:39 AM |
| aloha933 | $25.00 | $25.00 | 10/1/2009 1:52:55 PM |
| MidnightBank | $25.00 | $25.00 | 10/1/2009 4:25:23 PM |
| Gibbyland | $33.52 | $33.52 | 10/1/2009 8:29:30 PM |
| All_Wins | $25.00 | $25.00 | 10/1/2009 6:54:39 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/2/2009 6:14:42 AM |
| sjlnn | $50.00 | $50.00 | 10/1/2009 10:21:03 PM |
| power-collider | $25.00 | $25.00 | 10/2/2009 6:49:32 AM |
| fllnstrnova | $25.00 | $25.00 | 10/2/2009 9:34:52 AM |
| yachtmaster45 | $25.00 | $25.00 | 10/2/2009 1:36:20 PM |
| bluesheep | $25.00 | $25.00 | 10/2/2009 11:24:50 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/2/2009 1:49:33 PM |
| Cpay2Me | $25.00 | $25.00 | 10/2/2009 10:34:37 PM |
| cowboyskier | $45.48 | $45.48 | 10/3/2009 8:39:27 AM |
| testobsessed | $61.57 | $61.57 | 10/3/2009 5:19:50 PM |
| The_Loan_Ranger | $25.00 | $25.00 | 10/4/2009 7:49:31 AM |
| KiwiElf | $30.00 | $30.00 | 10/3/2009 5:19:39 PM |
| bronzmajom | $25.00 | $25.00 | 10/3/2009 5:19:58 PM |
| loanman2007 | $50.00 | $50.00 | 10/4/2009 7:56:35 AM |
| DonaldColorado | $25.00 | $25.00 | 10/4/2009 4:19:31 PM |
| aajwm | $31.77 | $31.77 | 10/4/2009 8:15:58 PM |
| reueljw | $25.00 | $25.00 | 10/4/2009 9:14:43 PM |
| loner001 | $25.00 | $25.00 | 10/5/2009 7:34:28 AM |
| bowdish1 | $50.00 | $50.00 | 10/5/2009 12:09:40 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 1:04:43 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/5/2009 3:25:50 PM |
| meux99 | $25.00 | $25.00 | 10/5/2009 3:30:06 PM |
| jktravl | $25.00 | $25.00 | 10/5/2009 2:54:33 PM |
| Kame | $25.00 | $25.00 | 10/5/2009 3:30:29 PM |
| rce1964 | $25.00 | $25.00 | 10/5/2009 4:11:14 PM |
| Cherrypicker06 | $25.00 | $25.00 | 10/5/2009 4:54:45 PM |
| junes08 | $50.00 | $50.00 | 10/6/2009 7:11:08 AM |
| chief_wo | $25.00 | $25.00 | 10/5/2009 11:35:57 PM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 9:18:33 AM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:56:14 AM |
| langdonx | $50.00 | $50.00 | 10/6/2009 2:20:58 PM |
| DadWarbucks | $49.20 | $49.20 | 10/6/2009 2:19:53 PM |
| trade-watcher | $25.00 | $25.00 | 10/6/2009 6:49:08 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:04 AM |
| Patter256 | $25.00 | $25.00 | 10/7/2009 3:46:23 AM |
| JJS180 | $25.00 | $25.00 | 10/7/2009 3:46:29 AM |
| interstellar | $30.94 | $30.94 | 10/7/2009 11:01:44 AM |
| rmpedi33 | $50.00 | $50.00 | 10/7/2009 7:14:01 PM |
| outofoffice | $50.00 | $50.00 | 10/8/2009 7:42:13 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/9/2009 10:43:44 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/9/2009 3:59:25 PM |
| alexandlily | $50.00 | $50.00 | 10/10/2009 5:12:54 AM |
| JCMC | $25.00 | $25.00 | 10/10/2009 4:51:03 AM |
| SCD | $25.00 | $25.00 | 10/9/2009 9:45:18 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 10:57:38 AM |
| hawaii5-0 | $50.00 | $50.00 | 10/11/2009 9:40:32 AM |
| diverse-transparency | $25.00 | $25.00 | 10/11/2009 4:01:48 PM |
| Marathoner | $25.00 | $25.00 | 10/12/2009 2:13:45 PM |
| fantasysports | $25.00 | $25.00 | 10/12/2009 3:08:58 PM |
| GeoLender | $50.00 | $50.00 | 10/12/2009 6:28:15 PM |
| mykyvely | $25.00 | $25.00 | 10/13/2009 1:58:20 AM |
| dmitriy2 | $25.00 | $25.00 | 10/13/2009 12:01:45 PM |
| investmentgroup | $25.00 | $25.00 | 10/13/2009 4:57:47 PM |
| eureka117 | $25.00 | $25.00 | 10/13/2009 6:27:02 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/13/2009 5:29:02 PM |
| Astyanax | $25.00 | $25.00 | 10/13/2009 6:55:42 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/13/2009 6:15:06 PM |
| Mikale360 | $25.00 | $25.00 | 10/13/2009 5:55:49 PM |
| beckhead | $25.00 | $25.00 | 10/14/2009 7:11:32 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:41:30 AM |
| msu04303 | $25.00 | $25.00 | 10/14/2009 7:55:00 AM |
| kf88 | $30.00 | $30.00 | 10/14/2009 10:38:42 AM |
| catalystcf | $26.58 | $26.58 | 10/14/2009 11:30:58 AM |
| scloans | $25.00 | $25.00 | 10/14/2009 3:59:17 PM |
| careful-wealth | $25.00 | $25.00 | 10/14/2009 3:49:09 PM |
| wwwUniversal | $25.00 | $25.00 | 10/14/2009 3:57:48 PM |
| thegreatone | $100.00 | $100.00 | 10/14/2009 3:47:57 PM |
| 222 bids
|
Borrower Payment Dependent Notes Series
426606
This series of Notes was issued and sold upon the funding of the borrower loan #39047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 12.33% |
Starting borrower rate/APR:
| 13.33% / 15.48% |
Starting monthly payment:
| $338.53 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $329.28 |
| |
|
Auction yield range:
| 4.27% - 12.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,537 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 45% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Orphanage69 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
International Adoption
Purpose of loan:
This loan will be used to assist in the ongoing expenses to assist with our international adoption for a 10 year old boy with Cystic Fibrosis. While we have not had any problems coming up with the fees thus far, we are beginning to reach amounts where the CASH is not available. We are a Christian family who fell in love with an Orphan we met from Russia and felt led to pursue adoption of the child. Unfortunate circumstances out of our control, have caused us to pursue another adoption agency thus costing us additional expenses that were not planned for.
My financial situation:
I have always had GOOD, if not GREAT credit and have always been a responsible adult who pays their obligations and pays them ON TIME. I have been very successful in my business life and have always done what it takes (legally) to fulfill my debt obligations. We are anxious to get our new son home so we can get him the medical care he needs.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I have no question; rather admiration for your perseverance in reaching such a noble goal! OLE!! GO! GO! GO! from the western FL Panhandle. I was in Russia & the Ukraine in 2005 and was apalled by the conditions of the middle\lower classes standard! - rocky1a
A:
Thanks you for the encouragement. This has been a very long difficult but rewarding experience. If everything works out now that we have changed adoption agencies, we should have our son home by Christmas.
We may or may not proceed with this loan through prosper as our local bank has offered us a $15,000 unsecured line if credit at 8% with no pre-payment penalty.
(Oct-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| DukSerduk | $25.00 | $25.00 | 10/2/2009 4:20:57 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/2/2009 4:21:13 PM |
| j48 | $25.00 | $25.00 | 10/2/2009 4:21:51 PM |
| justice-dna | $25.00 | $25.00 | 10/2/2009 4:22:20 PM |
| transparency-giant | $50.00 | $50.00 | 10/2/2009 4:22:58 PM |
| Cai8899 | $25.00 | $25.00 | 10/2/2009 4:23:05 PM |
| gold-tsunami | $25.00 | $25.00 | 10/2/2009 4:21:19 PM |
| GatorBait | $50.00 | $50.00 | 10/2/2009 4:21:56 PM |
| Weaverville | $25.00 | $25.00 | 10/2/2009 4:20:52 PM |
| degster | $25.00 | $25.00 | 10/2/2009 4:22:22 PM |
| skuba | $50.00 | $50.00 | 10/2/2009 4:21:01 PM |
| Havana21 | $50.00 | $50.00 | 10/2/2009 4:22:37 PM |
| larrybird | $95.00 | $95.00 | 10/2/2009 4:22:55 PM |
| inventive-funds | $25.00 | $25.00 | 10/2/2009 4:22:07 PM |
| BlindProphet | $25.00 | $25.00 | 10/2/2009 4:22:11 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/2/2009 4:23:43 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/2/2009 4:22:46 PM |
| radiant-fund | $25.00 | $25.00 | 10/2/2009 4:23:45 PM |
| fortytwo | $200.00 | $200.00 | 10/2/2009 4:23:01 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/2/2009 4:24:04 PM |
| InvestorPartners | $25.00 | $25.00 | 10/2/2009 4:23:13 PM |
| zento | $25.00 | $25.00 | 10/2/2009 4:24:22 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/2/2009 4:23:25 PM |
| a-responsible-return | $25.00 | $25.00 | 10/2/2009 4:23:57 PM |
| selector568 | $100.00 | $100.00 | 10/2/2009 4:32:12 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/2/2009 4:33:52 PM |
| point-zebra | $25.00 | $25.00 | 10/2/2009 4:31:41 PM |
| Davidson2 | $25.00 | $25.00 | 10/2/2009 4:33:59 PM |
| Syzygy | $25.00 | $25.00 | 10/2/2009 4:41:53 PM |
| lendingstar | $25.00 | $25.00 | 10/2/2009 7:54:33 PM |
| credit-investor5 | $50.00 | $50.00 | 10/3/2009 7:16:58 AM |
| GhaChr | $25.00 | $25.00 | 10/3/2009 7:19:42 AM |
| Gibbyland | $42.34 | $42.34 | 10/2/2009 10:30:56 PM |
| Cpay2Me | $25.00 | $25.00 | 10/2/2009 10:34:35 PM |
| here2lend | $25.00 | $25.00 | 10/3/2009 8:20:36 AM |
| lewislewis | $25.00 | $25.00 | 10/3/2009 10:34:31 AM |
| TheMan | $25.00 | $25.00 | 10/3/2009 7:17:45 AM |
| icon7 | $25.00 | $25.00 | 10/3/2009 7:17:55 AM |
| SASBANK | $25.00 | $25.00 | 10/3/2009 12:05:11 PM |
| kulender | $25.00 | $25.00 | 10/3/2009 8:35:47 AM |
| generous-deal6 | $25.00 | $25.00 | 10/3/2009 5:19:45 PM |
| loner001 | $25.00 | $25.00 | 10/3/2009 5:19:43 PM |
| kmwvma | $25.00 | $25.00 | 10/3/2009 5:19:47 PM |
| andrewgl | $25.00 | $25.00 | 10/3/2009 5:19:51 PM |
| busybee007 | $25.00 | $25.00 | 10/4/2009 1:15:43 PM |
| DonaldColorado | $25.00 | $25.00 | 10/4/2009 4:19:30 PM |
| Copa16 | $25.00 | $25.00 | 10/4/2009 10:49:37 PM |
| jdnyc | $25.00 | $25.00 | 10/4/2009 5:59:28 PM |
| MidnightBank | $25.00 | $25.00 | 10/4/2009 6:16:46 PM |
| radiant-cash | $56.96 | $56.96 | 10/4/2009 7:04:39 PM |
| reueljw | $25.00 | $25.00 | 10/4/2009 9:14:41 PM |
| cjames84 | $25.00 | $25.00 | 10/4/2009 9:24:43 PM |
| twomonkeys3 | $25.00 | $25.00 | 10/5/2009 11:04:50 AM |
| HamIAm | $150.00 | $150.00 | 10/5/2009 9:06:13 AM |
| JohnBanks | $25.00 | $25.00 | 10/5/2009 1:01:29 PM |
| jktravl | $25.00 | $25.00 | 10/5/2009 2:54:32 PM |
| FarBeyondDriven | $25.00 | $25.00 | 10/5/2009 2:54:29 PM |
| KiwiElf | $30.00 | $30.00 | 10/5/2009 3:29:51 PM |
| bowdish1 | $50.00 | $50.00 | 10/5/2009 3:30:13 PM |
| neenerman | $25.00 | $25.00 | 10/5/2009 4:53:56 PM |
| testobsessed | $68.63 | $68.63 | 10/5/2009 4:53:06 PM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:49:16 PM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 9:18:32 AM |
| 34bcp23 | $25.00 | $25.00 | 10/6/2009 10:31:35 AM |
| meux99 | $25.00 | $25.00 | 10/6/2009 2:20:02 PM |
| Patrician | $43.01 | $43.01 | 10/6/2009 5:26:17 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:06 AM |
| DadWarbucks | $50.00 | $50.00 | 10/7/2009 3:46:36 AM |
| lagnisiruk | $25.00 | $25.00 | 10/6/2009 11:31:10 PM |
| five-star-asset | $25.00 | $25.00 | 10/7/2009 11:17:17 AM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:56 PM |
| langdonx | $26.73 | $26.73 | 10/7/2009 5:26:41 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/7/2009 5:26:07 PM |
| SnE | $25.00 | $25.00 | 10/7/2009 5:26:57 PM |
| minista | $25.00 | $25.00 | 10/7/2009 9:06:21 PM |
| buffalobills | $25.00 | $25.00 | 10/8/2009 7:17:16 AM |
| mcabery | $100.00 | $100.00 | 10/8/2009 1:11:39 AM |
| dinobuddy | $25.00 | $13.65 | 10/7/2009 9:00:31 PM |
| junes08 | $50.00 | $50.00 | 10/8/2009 6:07:58 AM |
| ADenny | $25.00 | $25.00 | 10/8/2009 10:56:45 AM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:55 AM |
| BayShell | $40.00 | $40.00 | 10/8/2009 11:17:17 AM |
| blue-relay | $25.00 | $25.00 | 10/8/2009 11:23:42 AM |
| JJS180 | $25.00 | $25.00 | 10/8/2009 12:56:17 PM |
| irishcocacola | $25.00 | $25.00 | 10/8/2009 1:27:52 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:12 PM |
| Viamin | $25.00 | $25.00 | 10/8/2009 5:20:06 PM |
| interstellar | $46.24 | $46.24 | 10/8/2009 5:20:53 PM |
| reflective-rupee | $100.00 | $100.00 | 10/8/2009 9:25:43 PM |
| whiteshadow | $25.00 | $25.00 | 10/9/2009 6:39:04 AM |
| trade-watcher | $25.00 | $25.00 | 10/9/2009 6:39:08 AM |
| jt88 | $25.00 | $25.00 | 10/9/2009 6:39:14 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 6:40:34 AM |
| icefish | $40.46 | $40.46 | 10/9/2009 6:37:08 AM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:23 PM |
| mizount | $25.00 | $25.00 | 10/9/2009 8:01:32 AM |
| uncleegg | $25.00 | $25.00 | 10/9/2009 6:39:55 AM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:28:58 AM |
| anakinsolo | $25.00 | $25.00 | 10/9/2009 9:34:45 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/9/2009 8:21:39 AM |
| organic-platinum | $25.00 | $25.00 | 10/9/2009 9:23:41 AM |
| TK4 | $25.00 | $25.00 | 10/9/2009 6:40:31 AM |
| BigLinCT | $50.00 | $50.00 | 10/9/2009 7:59:08 AM |
| futurefunds | $25.00 | $25.00 | 10/9/2009 10:40:29 AM |
| QuinMccoy | $25.00 | $25.00 | 10/9/2009 10:54:24 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/9/2009 11:29:27 AM |
| dollars4debts | $25.00 | $25.00 | 10/9/2009 3:14:15 PM |
| MasterJin | $25.00 | $25.00 | 10/9/2009 12:31:06 PM |
| ctgscott | $25.00 | $25.00 | 10/9/2009 3:18:01 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/9/2009 4:01:14 PM |
| porwestco | $25.00 | $25.00 | 10/9/2009 7:05:41 PM |
| Gambino | $70.00 | $70.00 | 10/9/2009 8:16:25 PM |
| SCD | $25.00 | $25.00 | 10/9/2009 9:44:36 PM |
| zmaurides | $25.00 | $25.00 | 10/10/2009 10:54:30 AM |
| SFBank | $200.00 | $200.00 | 10/10/2009 6:11:23 AM |
| jcrew007 | $25.00 | $25.00 | 10/10/2009 6:58:43 AM |
| diverse2 | $27.75 | $27.75 | 10/10/2009 1:53:44 PM |
| JohnSynge | $50.00 | $50.00 | 10/10/2009 11:13:38 AM |
| beachbum22 | $25.00 | $25.00 | 10/11/2009 5:20:39 PM |
| chicago11 | $50.00 | $50.00 | 10/11/2009 10:11:57 AM |
| platinum-dojo | $25.00 | $25.00 | 10/11/2009 7:54:25 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/12/2009 6:53:03 AM |
| grasscutter | $50.00 | $50.00 | 10/12/2009 7:55:03 AM |
| Skaven2600 | $74.09 | $74.09 | 10/12/2009 8:52:40 PM |
| CaptainKirk | $50.00 | $50.00 | 10/13/2009 6:10:12 AM |
| lavb23 | $25.00 | $25.00 | 10/13/2009 7:27:49 AM |
| Jynxie | $40.36 | $40.36 | 10/13/2009 12:03:45 PM |
| jcquiroz | $50.00 | $50.00 | 10/13/2009 2:11:55 PM |
| five-star-note | $50.00 | $50.00 | 10/13/2009 5:41:25 PM |
| ProLoans | $25.00 | $25.00 | 10/13/2009 6:01:00 PM |
| JerryB96 | $25.00 | $25.00 | 10/13/2009 7:50:12 PM |
| Dskillz | $25.00 | $25.00 | 10/14/2009 11:48:56 AM |
| ManhattanLender | $25.00 | $25.00 | 10/14/2009 4:29:04 PM |
| lively-exchange | $25.00 | $25.00 | 10/14/2009 5:42:28 PM |
| engbusres | $100.00 | $100.00 | 10/14/2009 8:32:26 PM |
| Easystreet | $25.00 | $25.00 | 10/14/2009 8:33:03 PM |
| crenen139 | $50.00 | $50.00 | 10/2/2009 4:21:40 PM |
| turbine5 | $40.00 | $40.00 | 10/2/2009 4:22:25 PM |
| SNH | $50.00 | $50.00 | 10/2/2009 4:22:29 PM |
| kid8549 | $25.00 | $25.00 | 10/2/2009 4:22:49 PM |
| turbospeed | $25.00 | $25.00 | 10/2/2009 4:20:40 PM |
| czar3 | $25.00 | $25.00 | 10/2/2009 4:23:23 PM |
| hawker | $100.00 | $100.00 | 10/2/2009 4:23:32 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/2/2009 4:21:26 PM |
| snowman34 | $25.00 | $25.00 | 10/2/2009 4:21:30 PM |
| anton | $50.00 | $50.00 | 10/2/2009 4:21:59 PM |
| djh47a | $40.00 | $40.00 | 10/2/2009 4:22:04 PM |
| bchen78875 | $50.00 | $50.00 | 10/2/2009 4:21:07 PM |
| sas19 | $25.00 | $25.00 | 10/2/2009 4:21:23 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/2/2009 4:21:36 PM |
| kegs | $100.00 | $100.00 | 10/2/2009 4:22:52 PM |
| Barak | $80.00 | $80.00 | 10/2/2009 4:21:45 PM |
| compoundinterest | $50.00 | $50.00 | 10/2/2009 4:22:14 PM |
| gracej | $25.00 | $25.00 | 10/2/2009 4:22:33 PM |
| dealarella | $25.00 | $25.00 | 10/2/2009 4:23:39 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/2/2009 4:22:43 PM |
| thedreamer | $25.00 | $25.00 | 10/2/2009 4:23:11 PM |
| abidos | $25.00 | $25.00 | 10/2/2009 4:34:02 PM |
| triumphant-community | $25.00 | $25.00 | 10/2/2009 4:32:03 PM |
| Cheburashka | $25.00 | $25.00 | 10/2/2009 4:32:07 PM |
| CallMeBen | $25.00 | $25.00 | 10/2/2009 4:33:24 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/2/2009 4:33:34 PM |
| elasermd | $50.00 | $50.00 | 10/2/2009 4:41:45 PM |
| Marathon418 | $50.00 | $50.00 | 10/2/2009 9:28:33 PM |
| zone6 | $25.00 | $25.00 | 10/3/2009 7:17:06 AM |
| All_Wins | $25.00 | $25.00 | 10/3/2009 7:17:46 AM |
| bluesheep | $25.00 | $25.00 | 10/2/2009 11:39:30 PM |
| visionary-currency | $32.13 | $32.13 | 10/3/2009 7:17:07 AM |
| don8ter | $60.00 | $60.00 | 10/3/2009 7:17:02 AM |
| Skady3love | $25.00 | $25.00 | 10/3/2009 7:49:34 AM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/3/2009 12:05:24 PM |
| LendDoc | $25.00 | $25.00 | 10/3/2009 12:05:28 PM |
| bot403 | $25.00 | $25.00 | 10/3/2009 8:24:40 AM |
| gauss02 | $25.00 | $25.00 | 10/3/2009 12:50:34 PM |
| jga516 | $25.00 | $25.00 | 10/3/2009 10:49:36 AM |
| pawsitive | $25.00 | $25.00 | 10/3/2009 12:05:13 PM |
| honorable-yield | $50.00 | $50.00 | 10/3/2009 2:09:32 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/4/2009 5:30:39 AM |
| bronzmajom | $25.00 | $25.00 | 10/3/2009 5:19:56 PM |
| cowboyskier | $50.00 | $50.00 | 10/3/2009 5:19:52 PM |
| Ragnar | $25.00 | $25.00 | 10/3/2009 10:09:27 PM |
| circustab | $50.00 | $50.00 | 10/4/2009 6:27:45 AM |
| The_Loan_Ranger | $25.00 | $25.00 | 10/4/2009 7:49:28 AM |
| bdloans | $50.00 | $50.00 | 10/4/2009 1:15:39 PM |
| power-collider | $25.00 | $25.00 | 10/4/2009 1:15:42 PM |
| martinatime | $25.00 | $25.00 | 10/4/2009 9:40:35 PM |
| djc314 | $25.00 | $25.00 | 10/4/2009 6:16:45 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/4/2009 6:24:25 PM |
| mad4wknds | $25.00 | $25.00 | 10/5/2009 5:56:05 AM |
| China0813 | $25.00 | $25.00 | 10/5/2009 4:51:05 AM |
| AF-Chief | $35.00 | $35.00 | 10/5/2009 8:25:04 AM |
| winter-vigilance | $25.00 | $25.00 | 10/5/2009 9:34:59 AM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 1:04:44 PM |
| Ven58 | $25.00 | $25.00 | 10/5/2009 11:23:07 AM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 12:00:26 PM |
| jct_enterprises | $25.00 | $25.00 | 10/5/2009 3:28:28 PM |
| aajwm | $50.00 | $50.00 | 10/5/2009 4:53:24 PM |
| Kame | $25.00 | $25.00 | 10/5/2009 4:54:24 PM |
| jgar_O | $30.00 | $30.00 | 10/5/2009 4:54:56 PM |
| financelover | $50.00 | $50.00 | 10/5/2009 4:54:53 PM |
| rce1964 | $25.00 | $25.00 | 10/5/2009 4:57:16 PM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:56:13 AM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:46 AM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:29 AM |
| fantastic-cash | $25.00 | $25.00 | 10/6/2009 10:16:11 AM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:51 AM |
| szetheli | $50.00 | $50.00 | 10/6/2009 4:03:36 PM |
| tonomud | $25.00 | $25.00 | 10/6/2009 6:11:04 PM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:50 AM |
| Cherrypicker06 | $25.00 | $25.00 | 10/7/2009 10:35:08 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:22 PM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:12 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:34 PM |
| rocky1a | $25.00 | $25.00 | 10/7/2009 6:05:08 PM |
| chief_wo | $25.00 | $25.00 | 10/7/2009 5:26:52 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:30 PM |
| ChristopherHS | $25.00 | $25.00 | 10/7/2009 8:58:31 PM |
| Lubava | $25.00 | $25.00 | 10/7/2009 7:31:16 PM |
| peb44 | $25.00 | $25.00 | 10/8/2009 6:30:39 AM |
| CSAworker | $25.00 | $25.00 | 10/8/2009 11:49:33 AM |
| Sixmil | $25.00 | $25.00 | 10/8/2009 10:51:15 AM |
| JoeXB | $25.00 | $25.00 | 10/8/2009 12:27:08 PM |
| brainy-dedication | $25.00 | $25.00 | 10/8/2009 12:51:39 PM |
| Landselott | $25.00 | $25.00 | 10/8/2009 4:41:04 PM |
| superchicken | $25.00 | $25.00 | 10/8/2009 5:18:13 PM |
| seattleslug | $30.00 | $30.00 | 10/8/2009 5:20:45 PM |
| Eagledrop | $25.00 | $25.00 | 10/8/2009 5:20:56 PM |
| MGOT-Ken | $25.00 | $25.00 | 10/8/2009 5:18:09 PM |
| Sid-K | $50.00 | $50.00 | 10/8/2009 5:19:42 PM |
| MBIntl | $25.00 | $25.00 | 10/8/2009 6:37:44 PM |
| outofoffice | $50.00 | $50.00 | 10/8/2009 7:44:47 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/9/2009 6:41:38 AM |
| impartial-deal | $25.00 | $25.00 | 10/9/2009 6:41:41 AM |
| NoVALending | $25.00 | $25.00 | 10/9/2009 6:41:49 AM |
| zeelender | $25.00 | $25.00 | 10/9/2009 8:01:17 AM |
| longisland47m | $25.00 | $25.00 | 10/9/2009 6:40:18 AM |
| kayden | $25.00 | $25.00 | 10/9/2009 9:33:48 AM |
| rdrloan | $25.00 | $25.00 | 10/9/2009 6:51:11 AM |
| nhm | $42.96 | $42.96 | 10/9/2009 6:51:42 AM |
| salala | $25.00 | $25.00 | 10/9/2009 12:00:03 PM |
| kayakg | $25.00 | $25.00 | 10/9/2009 12:07:47 PM |
| pipopirate | $25.00 | $25.00 | 10/9/2009 10:29:43 AM |
| rose88 | $25.00 | $25.00 | 10/9/2009 3:17:54 PM |
| Hamachi | $50.00 | $50.00 | 10/9/2009 4:25:16 PM |
| rmachi | $25.00 | $25.00 | 10/9/2009 4:41:02 PM |
| philipandc | $25.00 | $25.00 | 10/9/2009 9:23:47 PM |
| reflective-rupee | $400.00 | $400.00 | 10/10/2009 7:12:42 AM |
| Coach2often | $50.00 | $50.00 | 10/10/2009 6:49:12 AM |
| shrewd-asset | $25.00 | $25.00 | 10/11/2009 7:07:11 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:48:57 AM |
| bid-papyrus | $25.00 | $25.00 | 10/12/2009 2:18:55 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 3:59:13 PM |
| the-durability-planetarium | $50.00 | $50.00 | 10/12/2009 8:44:58 PM |
| brit11 | $50.00 | $50.00 | 10/12/2009 11:06:01 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:29:56 AM |
| jrobe925 | $60.00 | $60.00 | 10/13/2009 7:06:27 AM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 10:17:56 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:24 AM |
| samaritan5 | $45.00 | $45.00 | 10/13/2009 3:28:39 PM |
| oldman1947 | $25.00 | $25.00 | 10/13/2009 5:01:32 PM |
| purplepotato | $25.00 | $25.00 | 10/13/2009 5:46:40 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:07 PM |
| silvercertificate | $25.00 | $25.00 | 10/14/2009 6:23:56 AM |
| yenom | $25.00 | $25.00 | 10/14/2009 11:04:05 AM |
| MrGhost | $25.00 | $25.00 | 10/14/2009 1:33:01 PM |
| sflawya | $25.00 | $25.00 | 10/14/2009 2:53:36 PM |
| gilbrear | $25.00 | $25.00 | 10/14/2009 4:38:32 PM |
| Feyenoord | $25.00 | $25.00 | 10/14/2009 5:48:31 PM |
| pmj453 | $25.00 | $25.00 | 10/14/2009 6:34:20 PM |
| paixbouche | $64.69 | $64.69 | 10/14/2009 7:18:31 PM |
| PersonalBnkr | $50.00 | $50.00 | 10/14/2009 6:55:53 PM |
| 271 bids
|
Borrower Payment Dependent Notes Series
426920
This series of Notes was issued and sold upon the funding of the borrower loan #39032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 32.95% |
Final borrower rate/APR:
| 33.95% / 36.67% |
Final monthly payment:
| $66.97 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 16.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,977 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 83% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| st59marys |
Borrower's state:
| Washington |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 1
( 6% )
| 600-620
(Apr-2008)
580-600
(Jan-2008)
|
|
Principal balance:
| $1,170.57 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Retire wifes funeral costs
Purpose of loan:
This loan will be used to?
Final bills of my wife of 40 years funeral cost.
My financial situation:
I am a good candidate for this loan because? I was taught that one pays their obligations and one word is his bond.
Monthly net income: $ 3260
Monthly expenses: $
??Housing: $ 1025
??Insurance: $ included
??Car expenses: $ 350
??Utilities: $ 250
??Phone, cable, internet: $ 69
??Food, entertainment:300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/7/2009 4:12:14 PM |
| moo916 | $25.00 | $25.00 | 10/12/2009 4:14:03 PM |
| building_community | $25.00 | $25.00 | 10/16/2009 5:13:16 AM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 8:42:25 AM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 8:19:52 AM |
| motivator72 | $25.56 | $25.56 | 10/17/2009 6:20:40 PM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 8:19:20 AM |
| gluon | $50.00 | $50.00 | 10/18/2009 3:46:09 PM |
| DMKAssetManagement | $100.00 | $100.00 | 10/18/2009 7:47:49 PM |
| hektek22 | $300.00 | $300.00 | 10/19/2009 10:10:14 AM |
| currency-bumblebee | $25.00 | $25.00 | 10/19/2009 10:34:43 AM |
| Leshan | $75.00 | $75.00 | 10/19/2009 8:35:47 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:30:06 AM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 10:20:47 AM |
| JTHarris | $25.00 | $25.00 | 10/19/2009 10:01:14 AM |
| new-truth-chuckler | $25.00 | $25.00 | 10/19/2009 11:50:24 AM |
| Bobusa | $25.00 | $25.00 | 10/19/2009 1:48:03 PM |
| totommb | $53.10 | $53.10 | 10/19/2009 1:57:20 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:54:27 PM |
| investment-visionary | $25.00 | $25.00 | 10/19/2009 4:03:29 PM |
| reflective-rupee | $50.00 | $50.00 | 10/19/2009 4:08:34 PM |
| bid-strawberry | $115.00 | $115.00 | 10/19/2009 4:06:27 PM |
| thrilling-transaction1 | $25.00 | $25.00 | 10/16/2009 4:40:52 PM |
| icon7 | $50.00 | $50.00 | 10/17/2009 7:11:15 PM |
| Gobsek | $25.00 | $25.00 | 10/18/2009 10:59:21 AM |
| Marfloogan | $25.00 | $25.00 | 10/18/2009 8:38:45 PM |
| umfan123 | $30.00 | $30.00 | 10/19/2009 7:55:35 AM |
| buffalobills | $25.00 | $25.00 | 10/19/2009 8:49:12 AM |
| srthsvghdthtr | $25.00 | $25.00 | 10/19/2009 8:36:28 AM |
| reflective-rupee | $25.00 | $25.00 | 10/19/2009 11:50:09 AM |
| Kqwik | $25.00 | $25.00 | 10/19/2009 12:39:39 PM |
| Workaholic79 | $43.40 | $43.40 | 10/19/2009 1:27:12 PM |
| deepblue34 | $25.00 | $25.00 | 10/19/2009 3:32:57 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 1:51:46 PM |
| Bill88 | $30.00 | $7.94 | 10/19/2009 4:00:38 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/19/2009 4:05:28 PM |
| 36 bids
|
Borrower Payment Dependent Notes Series
427978
This series of Notes was issued and sold upon the funding of the borrower loan #39048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $250.61 |
|
Final lender yield:
| 10.40% |
Final borrower rate/APR:
| 11.40% / 13.52% |
Final monthly payment:
| $246.96 |
| |
|
Auction yield range:
| 4.27% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.27% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,104 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| swtrader |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Mar-2007)
|
|
Principal balance:
| $1,131.78 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
College & Consolidation
Purpose of loan:
I recently borrowed $12,500 at a high interest rate to fund college tuition.? I want to repay that loan and lower my interest rate.
My financial situation:
Very good.? I have more than sufficient cash flow to repay this loan on time, every time -- just as I have for the past 30 months on another Prosper loan (that is nearing payoff).
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you able to get any family and friends to put in $100 or $200? This encourages more bidding which can lower your rate a lot. There's an unaffiliated forum, prosper with an S dot org that you might want to check out too. - 99Burning_Coder
A:
All friends and relatives are in Texas. Residents of Texas cannot be investors/lenders in Prosper.
(Oct-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| coolspeed | $25.00 | $25.00 | 10/13/2009 9:46:57 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:47:56 AM |
| scottr | $25.00 | $25.00 | 10/13/2009 9:56:22 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:56:52 AM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/13/2009 9:56:14 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 9:57:30 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:57:40 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 9:58:04 AM |
| selector568 | $100.00 | $100.00 | 10/13/2009 9:59:00 AM |
| Weaverville | $25.00 | $25.00 | 10/13/2009 10:00:50 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 9:54:31 AM |
| sas19 | $25.00 | $25.00 | 10/13/2009 10:01:36 AM |
| zone6 | $25.00 | $25.00 | 10/13/2009 9:55:41 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:47 AM |
| Barak | $80.00 | $80.00 | 10/13/2009 10:02:09 AM |
| degster | $25.00 | $25.00 | 10/13/2009 10:03:26 AM |
| djh47a | $30.00 | $30.00 | 10/13/2009 9:58:08 AM |
| kid8549 | $25.00 | $25.00 | 10/13/2009 10:04:17 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 10:05:44 AM |
| silver-armada | $50.00 | $50.00 | 10/13/2009 10:05:55 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/13/2009 10:05:03 AM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2009 10:06:11 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/13/2009 10:06:19 AM |
| visionary-currency | $50.00 | $50.00 | 10/13/2009 10:06:27 AM |
| bchen78875 | $50.00 | $50.00 | 10/13/2009 10:01:15 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:01:28 AM |
| dparkhom | $25.00 | $25.00 | 10/13/2009 10:06:54 AM |
| gadget7 | $25.00 | $25.00 | 10/13/2009 10:07:23 AM |
| CPAMAN | $25.00 | $25.00 | 10/13/2009 10:06:01 AM |
| ronow22 | $25.00 | $25.00 | 10/13/2009 10:07:38 AM |
| laudable-balance | $25.00 | $25.00 | 10/13/2009 10:06:24 AM |
| SB-Funding | $50.00 | $50.00 | 10/13/2009 10:08:15 AM |
| inventive-funds | $25.00 | $25.00 | 10/13/2009 10:02:48 AM |
| yield-lion | $25.00 | $25.00 | 10/13/2009 10:08:20 AM |
| akahoss | $25.00 | $25.00 | 10/13/2009 10:09:07 AM |
| Moron_Buffet | $25.00 | $25.00 | 10/13/2009 10:04:09 AM |
| greenfuture | $25.00 | $25.00 | 10/13/2009 10:08:41 AM |
| revenue-kazoo | $25.00 | $25.00 | 10/13/2009 10:08:47 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:08:52 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/13/2009 10:10:03 AM |
| engaging-worth | $30.00 | $30.00 | 10/13/2009 10:09:21 AM |
| jakedubb | $25.00 | $25.00 | 10/13/2009 10:09:52 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/13/2009 10:05:25 AM |
| TIC0331 | $100.00 | $100.00 | 10/13/2009 10:11:24 AM |
| radiant-fund | $25.00 | $25.00 | 10/13/2009 10:12:03 AM |
| trapper569 | $25.00 | $25.00 | 10/13/2009 10:11:59 AM |
| asiaratt | $25.00 | $25.00 | 10/13/2009 10:12:31 AM |
| metro457 | $25.00 | $25.00 | 10/13/2009 10:09:00 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 10:09:15 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/13/2009 10:09:42 AM |
| nodrivelpls | $25.00 | $25.00 | 10/13/2009 10:15:09 AM |
| tremendous-payment | $25.00 | $25.00 | 10/13/2009 10:10:12 AM |
| Cai8899 | $25.00 | $25.00 | 10/13/2009 10:15:47 AM |
| goofy15975 | $25.00 | $25.00 | 10/13/2009 10:10:33 AM |
| dime-worker | $25.00 | $25.00 | 10/13/2009 10:15:56 AM |
| BaileyBrothers | $25.00 | $25.00 | 10/13/2009 10:10:45 AM |
| JohnW12 | $25.00 | $25.00 | 10/13/2009 10:16:07 AM |
| courteous-deal8 | $25.00 | $25.00 | 10/13/2009 10:15:22 AM |
| CarDealer3070 | $25.00 | $25.00 | 10/13/2009 10:11:29 AM |
| Lam0nt | $25.00 | $25.00 | 10/13/2009 10:17:20 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 10:17:31 AM |
| kbodendorf | $25.00 | $25.00 | 10/13/2009 10:12:16 AM |
| Loan_shark718 | $50.00 | $50.00 | 10/13/2009 10:16:22 AM |
| mathprof | $25.00 | $25.00 | 10/13/2009 10:16:25 AM |
| techvet | $25.00 | $25.00 | 10/13/2009 10:18:09 AM |
| SnE | $25.00 | $25.00 | 10/13/2009 10:16:30 AM |
| jeg3k | $25.00 | $25.00 | 10/13/2009 10:18:19 AM |
| ianakacg | $25.00 | $25.00 | 10/13/2009 10:18:24 AM |
| crenen139 | $25.00 | $25.00 | 10/13/2009 10:13:18 AM |
| rjleves | $25.00 | $25.00 | 10/13/2009 10:17:11 AM |
| ibuystk | $50.00 | $50.00 | 10/13/2009 10:19:13 AM |
| LongTail | $25.00 | $25.00 | 10/13/2009 10:17:25 AM |
| RetiredATC | $25.00 | $25.00 | 10/13/2009 10:13:42 AM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/13/2009 10:19:18 AM |
| cyberie21 | $40.00 | $40.00 | 10/13/2009 10:17:38 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:50 AM |
| Financer | $50.00 | $50.00 | 10/13/2009 10:20:30 AM |
| socialbanker | $25.00 | $25.00 | 10/13/2009 10:18:43 AM |
| Dahlozer | $25.00 | $25.00 | 10/13/2009 10:18:48 AM |
| cathexis | $25.00 | $25.00 | 10/13/2009 10:21:19 AM |
| funds-dominator | $25.00 | $25.00 | 10/13/2009 10:19:33 AM |
| DublinCaLender | $25.00 | $25.00 | 10/13/2009 10:21:53 AM |
| blessedpair | $25.00 | $25.00 | 10/13/2009 10:19:49 AM |
| yukongin | $25.00 | $25.00 | 10/13/2009 10:22:47 AM |
| Tikibarman | $50.00 | $50.00 | 10/13/2009 10:20:22 AM |
| wayman | $50.00 | $50.00 | 10/13/2009 10:23:24 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/13/2009 10:21:01 AM |
| Syndication | $25.00 | $25.00 | 10/13/2009 10:23:53 AM |
| sloan | $25.00 | $25.00 | 10/13/2009 10:18:04 AM |
| MrDavid | $25.00 | $25.00 | 10/13/2009 10:25:05 AM |
| flaparty | $50.00 | $50.00 | 10/13/2009 10:21:45 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 10:18:39 AM |
| decisive-capital | $50.00 | $50.00 | 10/13/2009 10:22:09 AM |
| westsidehighway | $25.00 | $25.00 | 10/13/2009 10:18:57 AM |
| bluesheep | $25.00 | $25.00 | 10/13/2009 10:22:24 AM |
| Davidson2 | $25.00 | $25.00 | 10/13/2009 10:22:28 AM |
| Petite_Rose | $25.00 | $25.00 | 10/13/2009 10:25:55 AM |
| MARWARISETH | $25.00 | $25.00 | 10/13/2009 10:23:02 AM |
| xstreamin | $25.00 | $25.00 | 10/13/2009 10:19:59 AM |
| benefit-squirrel | $30.00 | $30.00 | 10/13/2009 10:23:41 AM |
| cpaphoto | $25.00 | $25.00 | 10/13/2009 10:21:30 AM |
| blivet1970 | $25.00 | $25.00 | 10/13/2009 10:24:30 AM |
| Tavita | $25.00 | $25.00 | 10/13/2009 10:24:36 AM |
| jdrez | $25.00 | $25.00 | 10/13/2009 10:22:13 AM |
| Maccs55 | $25.00 | $25.00 | 10/13/2009 10:25:02 AM |
| andyb9 | $25.00 | $25.00 | 10/13/2009 10:25:08 AM |
| flwah | $25.00 | $25.00 | 10/13/2009 10:25:35 AM |
| unitedins | $25.00 | $25.00 | 10/13/2009 10:23:08 AM |
| figs4u2 | $200.00 | $200.00 | 10/13/2009 10:23:34 AM |
| standanddeliver | $25.00 | $25.00 | 10/13/2009 10:24:02 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/13/2009 10:29:45 AM |
| Syzygy | $25.00 | $25.00 | 10/13/2009 10:41:56 AM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:12 PM |
| mjm77_1 | $25.00 | $25.00 | 10/13/2009 9:44:51 AM |
| transparency-giant | $65.00 | $65.00 | 10/13/2009 9:48:16 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:54:40 AM |
| Supernick | $25.00 | $25.00 | 10/13/2009 9:54:48 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:54:59 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 9:56:58 AM |
| czar3 | $30.00 | $30.00 | 10/13/2009 9:57:44 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 9:57:54 AM |
| crazycool | $35.00 | $35.00 | 10/13/2009 9:56:29 AM |
| skuba | $25.00 | $25.00 | 10/13/2009 9:56:36 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 9:57:34 AM |
| CallMeBen | $25.00 | $25.00 | 10/13/2009 9:59:07 AM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/13/2009 9:58:21 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:08 AM |
| YogaDude34 | $50.00 | $50.00 | 10/13/2009 9:56:00 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:57:07 AM |
| BlindProphet | $25.00 | $25.00 | 10/13/2009 10:02:58 AM |
| compoundinterest | $50.00 | $50.00 | 10/13/2009 10:03:08 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:58:12 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:58:31 AM |
| point-zebra | $25.00 | $25.00 | 10/13/2009 9:58:49 AM |
| fortytwo | $250.00 | $250.00 | 10/13/2009 10:05:15 AM |
| museic1 | $50.00 | $50.00 | 10/13/2009 10:06:36 AM |
| Champpilot | $50.00 | $50.00 | 10/13/2009 10:06:42 AM |
| kinetic-diversification | $50.00 | $50.00 | 10/13/2009 10:01:46 AM |
| snowman34 | $25.00 | $25.00 | 10/13/2009 10:02:00 AM |
| neighborly-bid | $25.00 | $25.00 | 10/13/2009 10:07:03 AM |
| bonus-buddy2 | $35.00 | $35.00 | 10/13/2009 10:07:12 AM |
| Walkingcowboy | $25.00 | $25.00 | 10/13/2009 10:08:01 AM |
| turbine5 | $40.00 | $40.00 | 10/13/2009 10:03:40 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/13/2009 10:04:00 AM |
| best-marketologist | $25.00 | $25.00 | 10/13/2009 10:08:36 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 10:10:06 AM |
| dealarella | $25.00 | $25.00 | 10/13/2009 10:04:54 AM |
| lagnisiruk | $25.00 | $25.00 | 10/13/2009 10:09:31 AM |
| papaman | $25.00 | $25.00 | 10/13/2009 10:11:17 AM |
| rolandweary | $40.00 | $40.00 | 10/13/2009 10:05:36 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 10:06:06 AM |
| holstj | $25.00 | $25.00 | 10/13/2009 10:11:06 AM |
| Josta | $50.00 | $50.00 | 10/13/2009 10:11:53 AM |
| Clambake | $50.00 | $50.00 | 10/13/2009 10:08:09 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:13:01 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/13/2009 10:13:14 AM |
| SimGuy | $25.00 | $25.00 | 10/13/2009 10:09:57 AM |
| Trimalchio12 | $25.00 | $25.00 | 10/13/2009 10:14:34 AM |
| vcbogan | $100.00 | $100.00 | 10/13/2009 10:10:50 AM |
| fuzed | $25.00 | $25.00 | 10/13/2009 10:16:04 AM |
| swoosh | $25.00 | $25.00 | 10/13/2009 10:11:11 AM |
| jgar_O | $25.00 | $25.00 | 10/13/2009 10:16:33 AM |
| SBT | $50.00 | $50.00 | 10/13/2009 10:16:51 AM |
| dm_invest | $25.00 | $25.00 | 10/13/2009 10:11:26 AM |
| LendDoc | $25.00 | $25.00 | 10/13/2009 10:15:52 AM |
| brazilofmux | $100.00 | $100.00 | 10/13/2009 10:17:43 AM |
| Carpetkid | $25.00 | $25.00 | 10/13/2009 10:17:49 AM |
| WalnutCreekguy | $33.00 | $33.00 | 10/13/2009 10:17:56 AM |
| galtsgulch | $25.00 | $25.00 | 10/13/2009 10:16:36 AM |
| AF-Chief | $25.00 | $25.00 | 10/13/2009 10:16:43 AM |
| youqianderen | $50.00 | $50.00 | 10/13/2009 10:18:52 AM |
| MicroL | $25.00 | $25.00 | 10/13/2009 10:19:01 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 10:17:40 AM |
| Dunndeal4u | $25.00 | $25.00 | 10/13/2009 10:19:41 AM |
| dr-dollar | $25.00 | $25.00 | 10/13/2009 10:14:14 AM |
| sambog | $25.00 | $25.00 | 10/13/2009 10:20:05 AM |
| Skramar | $25.00 | $25.00 | 10/13/2009 10:20:13 AM |
| chicco | $80.00 | $80.00 | 10/13/2009 10:18:14 AM |
| capital-duckling | $25.00 | $25.00 | 10/13/2009 10:20:18 AM |
| bigbryan98 | $25.00 | $25.00 | 10/13/2009 10:14:53 AM |
| educationfirst | $25.00 | $25.00 | 10/13/2009 10:15:16 AM |
| beyondmanagement | $25.00 | $25.00 | 10/13/2009 10:21:24 AM |
| martinatime | $25.00 | $25.00 | 10/13/2009 10:19:23 AM |
| progressive-rupee | $25.00 | $25.00 | 10/13/2009 10:15:27 AM |
| ThomasCrown | $30.00 | $30.00 | 10/13/2009 10:21:39 AM |
| Gabriel02 | $25.00 | $25.00 | 10/13/2009 10:15:35 AM |
| WolRab | $25.00 | $25.00 | 10/13/2009 10:22:06 AM |
| mstebnicki | $25.00 | $25.00 | 10/13/2009 10:19:53 AM |
| jdnyc | $25.00 | $25.00 | 10/13/2009 10:16:01 AM |
| truth-futurist | $25.00 | $25.00 | 10/13/2009 10:22:19 AM |
| cassius84 | $25.00 | $25.00 | 10/13/2009 10:16:12 AM |
| TheMan | $25.00 | $25.00 | 10/13/2009 10:16:16 AM |
| don8ter | $25.00 | $25.00 | 10/13/2009 10:22:31 AM |
| RationalWorld | $25.00 | $25.00 | 10/13/2009 10:22:51 AM |
| aasx1108 | $25.00 | $25.00 | 10/13/2009 10:23:50 AM |
| laredotornado | $25.00 | $25.00 | 10/13/2009 10:21:08 AM |
| mpactlender | $25.00 | $25.00 | 10/13/2009 10:17:53 AM |
| supersarah61 | $25.00 | $25.00 | 10/13/2009 10:24:44 AM |
| Sam65 | $25.00 | $25.00 | 10/13/2009 10:18:33 AM |
| poeman | $25.00 | $25.00 | 10/13/2009 10:19:08 AM |
| Vegasjim | $25.00 | $25.00 | 10/13/2009 10:26:04 AM |
| power-collider | $25.00 | $25.00 | 10/13/2009 10:22:38 AM |
| pbr | $25.00 | $25.00 | 10/13/2009 10:19:29 AM |
| Dutchhunter | $25.00 | $25.00 | 10/13/2009 10:22:56 AM |
| Aquani | $50.00 | $50.00 | 10/13/2009 10:23:13 AM |
| VentureExplorer | $25.00 | $25.00 | 10/13/2009 10:23:18 AM |
| exact-justice | $25.00 | $25.00 | 10/13/2009 10:23:28 AM |
| Akkon | $25.00 | $25.00 | 10/13/2009 10:20:54 AM |
| scoobiedoo | $25.00 | $25.00 | 10/13/2009 10:21:59 AM |
| skiberdad | $50.00 | $50.00 | 10/13/2009 10:24:55 AM |
| theloanfiller | $25.00 | $25.00 | 10/13/2009 10:25:22 AM |
| riversmoke | $25.00 | $25.00 | 10/13/2009 10:23:38 AM |
| orindalender | $50.00 | $50.00 | 10/13/2009 10:23:47 AM |
| LendGuy | $25.00 | $25.00 | 10/13/2009 10:24:26 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 10:25:24 AM |
| Wangersinc | $25.00 | $2.00 | 10/13/2009 10:26:29 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:31 AM |
| minista | $25.00 | $25.00 | 10/13/2009 10:35:50 AM |
| rdrloan | $25.00 | $25.00 | 10/13/2009 2:15:06 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/14/2009 10:33:20 AM |
| 220 bids
|
Borrower Payment Dependent Notes Series
428136
This series of Notes was issued and sold upon the funding of the borrower loan #39029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-14-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 17.07% |
Starting borrower rate/APR:
| 18.07% / 20.28% |
Starting monthly payment:
| $361.88 |
|
Final lender yield:
| 14.05% |
Final borrower rate/APR:
| 15.05% / 17.22% |
Final monthly payment:
| $346.90 |
| |
|
Auction yield range:
| 6.27% - 17.07% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 20
/
18 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 55 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,890 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| a-payout-enchilada |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Home Improvement Costs
Purpose of loan:
This loan will be used to payoff home improvements recently done on a new home, purchased at the end of 2008 in a short sale.
My financial situation:
I am a good candidate for this loan because I have the means to pay the loan on time.? I have a?excellent payment history and reliable employment.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rellotsf | $25.00 | $25.00 | 10/14/2009 4:08:34 PM |
| hyperchamp | $25.00 | $25.00 | 10/14/2009 4:09:08 PM |
| smurf163 | $25.00 | $25.00 | 10/14/2009 4:09:14 PM |
| the-silver-blaster | $40.00 | $40.00 | 10/14/2009 4:09:26 PM |
| smart-return | $25.00 | $25.00 | 10/14/2009 4:09:27 PM |
| IP | $47.59 | $47.59 | 10/14/2009 4:09:29 PM |
| iolaire | $25.00 | $25.00 | 10/14/2009 4:09:33 PM |
| skibum65 | $50.00 | $50.00 | 10/14/2009 4:09:50 PM |
| fortytwo | $150.00 | $150.00 | 10/14/2009 4:10:04 PM |
| ritchie70 | $25.00 | $25.00 | 10/14/2009 4:09:09 PM |
| revenue-achievement | $25.00 | $25.00 | 10/14/2009 4:09:23 PM |
| metro457 | $25.00 | $25.00 | 10/14/2009 4:11:19 PM |
| BankofTony | $25.00 | $25.00 | 10/14/2009 4:09:31 PM |
| jhouman | $25.00 | $25.00 | 10/14/2009 4:09:40 PM |
| tidy-peace | $25.00 | $25.00 | 10/14/2009 4:09:47 PM |
| busybee007 | $25.00 | $25.00 | 10/14/2009 4:11:47 PM |
| unclejaef | $25.00 | $25.00 | 10/14/2009 4:11:52 PM |
| burrito6 | $25.00 | $25.00 | 10/14/2009 4:12:08 PM |
| junes08 | $25.00 | $25.00 | 10/14/2009 4:10:36 PM |
| chlebie | $50.00 | $50.00 | 10/14/2009 4:12:42 PM |
| honorable-yield | $25.00 | $25.00 | 10/14/2009 4:11:23 PM |
| CarDealer3070 | $25.00 | $25.00 | 10/14/2009 4:11:25 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/14/2009 4:13:20 PM |
| jibe-set | $50.00 | $50.00 | 10/14/2009 4:09:07 PM |
| MrDavid | $25.00 | $25.00 | 10/14/2009 4:13:50 PM |
| profit33r | $25.00 | $25.00 | 10/14/2009 4:09:15 PM |
| MARSTUN | $50.00 | $50.00 | 10/14/2009 4:13:57 PM |
| PHI4308 | $25.00 | $25.00 | 10/14/2009 4:09:20 PM |
| snoopey100 | $25.00 | $25.00 | 10/14/2009 4:11:50 PM |
| andrewgl | $25.00 | $25.00 | 10/14/2009 4:09:36 PM |
| Dakota98 | $50.00 | $50.00 | 10/14/2009 4:14:14 PM |
| Cubsfan07 | $25.00 | $25.00 | 10/14/2009 4:09:53 PM |
| Trinkaloki | $25.00 | $25.00 | 10/14/2009 4:14:26 PM |
| goingplaces99 | $25.00 | $25.00 | 10/14/2009 4:14:28 PM |
| shawnw2 | $50.00 | $50.00 | 10/14/2009 4:10:03 PM |
| standanddeliver | $25.00 | $25.00 | 10/14/2009 4:14:30 PM |
| mdreiss | $25.00 | $25.00 | 10/14/2009 4:10:08 PM |
| Wangersinc | $25.00 | $25.00 | 10/14/2009 4:12:27 PM |
| siege01 | $25.00 | $25.00 | 10/14/2009 4:14:32 PM |
| red-favorable-basis | $25.00 | $25.00 | 10/14/2009 4:14:36 PM |
| mpactlender | $25.00 | $25.00 | 10/14/2009 4:14:39 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/14/2009 4:10:40 PM |
| wise-extraordinary-loot | $30.00 | $30.00 | 10/14/2009 4:14:47 PM |
| LenderDan | $100.00 | $100.00 | 10/14/2009 4:10:49 PM |
| divemaster | $25.00 | $25.00 | 10/14/2009 4:13:39 PM |
| rgrtanker | $25.00 | $25.00 | 10/14/2009 4:11:31 PM |
| skiberdad | $50.00 | $50.00 | 10/14/2009 4:13:48 PM |
| BlueSummers | $50.00 | $50.00 | 10/14/2009 4:14:00 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/14/2009 4:14:11 PM |
| head | $25.00 | $25.00 | 10/14/2009 4:14:19 PM |
| siafu_kali | $25.00 | $25.00 | 10/14/2009 4:14:24 PM |
| 02bob | $25.00 | $25.00 | 10/14/2009 4:14:47 PM |
| Sixmil | $25.00 | $25.00 | 10/14/2009 4:12:35 PM |
| rdrloan | $25.00 | $25.00 | 10/14/2009 4:14:54 PM |
| dinobuddy | $25.00 | $25.00 | 10/14/2009 4:15:05 PM |
| Havana21 | $50.00 | $50.00 | 10/14/2009 4:16:21 PM |
| Banker7371 | $25.00 | $25.00 | 10/14/2009 4:15:07 PM |
| gracej | $25.00 | $25.00 | 10/14/2009 4:16:26 PM |
| hawker | $100.00 | $100.00 | 10/14/2009 4:16:31 PM |
| booksleuth | $50.00 | $50.00 | 10/14/2009 4:12:54 PM |
| justice-dna | $25.00 | $25.00 | 10/14/2009 4:16:33 PM |
| personal-lender | $25.00 | $25.00 | 10/14/2009 4:16:36 PM |
| SNH | $50.00 | $50.00 | 10/14/2009 4:16:40 PM |
| mathprof | $25.00 | $25.00 | 10/14/2009 4:13:29 PM |
| Veloce | $25.00 | $25.00 | 10/14/2009 4:13:34 PM |
| Syzygy | $25.00 | $25.00 | 10/14/2009 4:13:52 PM |
| kulender | $25.00 | $25.00 | 10/14/2009 4:16:11 PM |
| anders94 | $100.00 | $100.00 | 10/14/2009 4:14:05 PM |
| Tasmir | $25.00 | $25.00 | 10/14/2009 4:14:18 PM |
| zone6 | $25.00 | $25.00 | 10/14/2009 4:16:17 PM |
| Cutts | $25.00 | $25.00 | 10/14/2009 4:14:22 PM |
| Maccs55 | $25.00 | $25.00 | 10/14/2009 4:14:31 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/14/2009 4:16:28 PM |
| czar3 | $30.00 | $30.00 | 10/14/2009 4:16:30 PM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/14/2009 4:16:39 PM |
| PatRichi | $25.00 | $25.00 | 10/14/2009 4:14:44 PM |
| banjoey | $25.00 | $25.00 | 10/14/2009 4:14:51 PM |
| Supernick | $50.00 | $50.00 | 10/14/2009 4:15:16 PM |
| icon7 | $50.00 | $50.00 | 10/14/2009 4:18:20 PM |
| silver-armada | $50.00 | $50.00 | 10/14/2009 4:18:25 PM |
| bonus-buddy2 | $35.00 | $35.00 | 10/14/2009 4:18:44 PM |
| yield-lion | $25.00 | $25.00 | 10/14/2009 4:18:58 PM |
| YogaDude34 | $50.00 | $50.00 | 10/14/2009 4:16:19 PM |
| anton | $25.00 | $25.00 | 10/14/2009 4:16:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/14/2009 4:18:27 PM |
| museic1 | $50.00 | $50.00 | 10/14/2009 4:18:35 PM |
| greenfuture | $25.00 | $25.00 | 10/14/2009 4:19:08 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/14/2009 4:19:57 PM |
| engaging-worth | $30.00 | $30.00 | 10/14/2009 4:19:16 PM |
| RetiredATC | $25.00 | $25.00 | 10/14/2009 4:20:04 PM |
| Gabriel02 | $25.00 | $25.00 | 10/14/2009 4:20:26 PM |
| swoosh | $25.00 | $25.00 | 10/14/2009 4:19:36 PM |
| Lam0nt | $25.00 | $25.00 | 10/14/2009 4:20:42 PM |
| Josta | $50.00 | $50.00 | 10/14/2009 4:19:47 PM |
| radiant-fund | $25.00 | $25.00 | 10/14/2009 4:19:50 PM |
| asiaratt | $25.00 | $25.00 | 10/14/2009 4:19:54 PM |
| westsidehighway | $25.00 | $25.00 | 10/14/2009 4:21:05 PM |
| martinatime | $25.00 | $25.00 | 10/14/2009 4:21:14 PM |
| capital-duckling | $25.00 | $25.00 | 10/14/2009 4:21:28 PM |
| cathexis | $25.00 | $25.00 | 10/14/2009 4:21:37 PM |
| bluesheep | $25.00 | $25.00 | 10/14/2009 4:21:50 PM |
| rolandweary | $40.00 | $40.00 | 10/14/2009 4:18:18 PM |
| MARWARISETH | $25.00 | $25.00 | 10/14/2009 4:21:56 PM |
| unitedins | $25.00 | $25.00 | 10/14/2009 4:21:59 PM |
| Artist_Blue | $25.00 | $25.00 | 10/14/2009 4:18:28 PM |
| chicco | $80.00 | $80.00 | 10/14/2009 4:20:53 PM |
| Tavita | $25.00 | $25.00 | 10/14/2009 4:22:12 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/14/2009 4:21:12 PM |
| hopethisworks | $100.00 | $100.00 | 10/14/2009 4:22:33 PM |
| sambog | $25.00 | $25.00 | 10/14/2009 4:21:25 PM |
| revenue-kazoo | $25.00 | $25.00 | 10/14/2009 4:19:11 PM |
| ThomasCrown | $30.00 | $30.00 | 10/14/2009 4:21:42 PM |
| DublinCaLender | $25.00 | $25.00 | 10/14/2009 4:21:46 PM |
| LenderByDay | $25.00 | $25.00 | 10/14/2009 4:22:51 PM |
| SimGuy | $25.00 | $25.00 | 10/14/2009 4:19:20 PM |
| power-collider | $25.00 | $25.00 | 10/14/2009 4:21:51 PM |
| wayman | $50.00 | $50.00 | 10/14/2009 4:22:04 PM |
| aasx1108 | $25.00 | $25.00 | 10/14/2009 4:22:09 PM |
| keeks | $25.00 | $25.00 | 10/14/2009 4:23:07 PM |
| andyb9 | $25.00 | $25.00 | 10/14/2009 4:22:17 PM |
| peripatetic | $25.00 | $25.00 | 10/14/2009 4:23:18 PM |
| agwosdof | $50.00 | $50.00 | 10/14/2009 4:23:28 PM |
| Climbingcoby | $25.00 | $25.00 | 10/14/2009 4:23:36 PM |
| oreyedoc | $25.00 | $25.00 | 10/14/2009 4:23:44 PM |
| Weaverville | $50.00 | $50.00 | 10/14/2009 4:20:28 PM |
| GatorBait | $25.00 | $25.00 | 10/14/2009 4:23:06 PM |
| dime-worker | $25.00 | $25.00 | 10/14/2009 4:20:33 PM |
| bchen78875 | $25.00 | $25.00 | 10/14/2009 4:20:36 PM |
| brazilofmux | $100.00 | $100.00 | 10/14/2009 4:20:43 PM |
| HelpFromNY | $25.00 | $25.00 | 10/14/2009 4:23:31 PM |
| SEC1932 | $25.00 | $25.00 | 10/14/2009 4:23:37 PM |
| youqianderen | $50.00 | $50.00 | 10/14/2009 4:21:04 PM |
| ibuystk | $50.00 | $50.00 | 10/14/2009 4:21:10 PM |
| funds-dominator | $25.00 | $25.00 | 10/14/2009 4:21:17 PM |
| blessedpair | $25.00 | $25.00 | 10/14/2009 4:21:20 PM |
| Skramar | $25.00 | $25.00 | 10/14/2009 4:21:27 PM |
| Financer | $50.00 | $50.00 | 10/14/2009 4:21:31 PM |
| laredotornado | $25.00 | $25.00 | 10/14/2009 4:21:36 PM |
| don8ter | $25.00 | $25.00 | 10/14/2009 4:21:50 PM |
| Aquani | $50.00 | $50.00 | 10/14/2009 4:22:00 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/14/2009 4:22:08 PM |
| GElender | $50.00 | $50.00 | 10/14/2009 4:22:19 PM |
| preciousjeni | $50.00 | $50.00 | 10/14/2009 4:22:40 PM |
| Rinastiti | $25.00 | $25.00 | 10/14/2009 4:23:03 PM |
| minista | $25.00 | $25.00 | 10/14/2009 4:26:20 PM |
| inventive-exchange | $25.00 | $25.00 | 10/14/2009 4:24:01 PM |
| wwwUniversal | $25.00 | $25.00 | 10/14/2009 4:26:46 PM |
| Patter256 | $25.00 | $25.00 | 10/14/2009 4:08:58 PM |
| TommyTucker | $50.00 | $50.00 | 10/14/2009 4:09:03 PM |
| ribbles | $28.85 | $28.85 | 10/14/2009 4:09:12 PM |
| funds-promiser | $25.30 | $25.30 | 10/14/2009 4:09:18 PM |
| elated-justice | $25.00 | $25.00 | 10/14/2009 4:09:28 PM |
| MSME | $25.00 | $25.00 | 10/14/2009 4:09:30 PM |
| ADIDASNO | $25.00 | $25.00 | 10/14/2009 4:09:41 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 4:09:49 PM |
| ClearLake | $25.00 | $25.00 | 10/14/2009 4:09:51 PM |
| coolspeed | $25.00 | $25.00 | 10/14/2009 4:10:02 PM |
| d_grbg | $25.00 | $25.00 | 10/14/2009 4:10:07 PM |
| LKN2RTR | $25.00 | $25.00 | 10/14/2009 4:08:57 PM |
| gilbow | $25.00 | $25.00 | 10/14/2009 4:09:05 PM |
| leftcoast52 | $25.00 | $25.00 | 10/14/2009 4:09:10 PM |
| devoider | $25.00 | $25.00 | 10/14/2009 4:09:22 PM |
| mydreamsagain | $25.00 | $25.00 | 10/14/2009 4:09:24 PM |
| zeelender | $25.00 | $25.00 | 10/14/2009 4:09:44 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/14/2009 4:11:35 PM |
| Syndication | $25.00 | $25.00 | 10/14/2009 4:12:11 PM |
| LimekilnLake | $25.00 | $25.00 | 10/14/2009 4:12:16 PM |
| flwah | $25.00 | $25.00 | 10/14/2009 4:12:20 PM |
| skuba | $25.00 | $25.00 | 10/14/2009 4:10:43 PM |
| mebobeh | $25.00 | $25.00 | 10/14/2009 4:11:16 PM |
| Gibbyland | $50.00 | $50.00 | 10/14/2009 4:08:50 PM |
| Toastsr | $50.00 | $50.00 | 10/14/2009 4:13:17 PM |
| gold-sushi | $25.00 | $25.00 | 10/14/2009 4:11:36 PM |
| Texas2020 | $25.00 | $25.00 | 10/14/2009 4:09:06 PM |
| orindalender | $48.18 | $48.18 | 10/14/2009 4:13:45 PM |
| TechGuy2 | $25.00 | $25.00 | 10/14/2009 4:11:44 PM |
| mmckune | $25.00 | $25.00 | 10/14/2009 4:09:17 PM |
| spitzbergen | $25.00 | $25.00 | 10/14/2009 4:11:49 PM |
| pure-deal6 | $25.00 | $25.00 | 10/14/2009 4:14:04 PM |
| chekat | $25.00 | $25.00 | 10/14/2009 4:14:09 PM |
| jokerj006 | $25.00 | $25.00 | 10/14/2009 4:14:20 PM |
| ualf | $37.17 | $37.17 | 10/14/2009 4:14:27 PM |
| JohnW12 | $25.00 | $25.00 | 10/14/2009 4:09:58 PM |
| soldadoz | $25.00 | $25.00 | 10/14/2009 4:12:19 PM |
| assetmanager | $25.00 | $25.00 | 10/14/2009 4:14:29 PM |
| BuffetRocks | $50.00 | $50.00 | 10/14/2009 4:10:05 PM |
| money4free | $25.00 | $25.00 | 10/14/2009 4:14:34 PM |
| crazycool | $35.00 | $35.00 | 10/14/2009 4:10:41 PM |
| five-star-justice | $36.00 | $36.00 | 10/14/2009 4:10:47 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/14/2009 4:15:01 PM |
| new-goal-return | $25.00 | $25.00 | 10/14/2009 4:10:51 PM |
| igloo418 | $25.00 | $25.00 | 10/14/2009 4:12:59 PM |
| janicewill | $25.00 | $25.00 | 10/14/2009 4:15:03 PM |
| L-vex | $25.00 | $25.00 | 10/14/2009 4:13:11 PM |
| FirstPlaceBusinessFunding | $50.00 | $50.00 | 10/14/2009 4:15:10 PM |
| nodrivelpls | $25.00 | $25.00 | 10/14/2009 4:13:28 PM |
| Hondo | $25.00 | $25.00 | 10/14/2009 4:11:22 PM |
| figs4u2 | $200.00 | $200.00 | 10/14/2009 4:13:42 PM |
| teejay411 | $100.00 | $100.00 | 10/14/2009 4:13:47 PM |
| Exia | $25.00 | $25.00 | 10/14/2009 4:13:59 PM |
| theQuietLender | $25.00 | $25.00 | 10/14/2009 4:14:02 PM |
| tlam168 | $25.00 | $25.00 | 10/14/2009 4:14:10 PM |
| helpu88 | $25.00 | $25.00 | 10/14/2009 4:14:12 PM |
| riversmoke | $25.00 | $25.00 | 10/14/2009 4:12:05 PM |
| ZedZed | $25.00 | $25.00 | 10/14/2009 4:14:25 PM |
| gamp | $25.00 | $25.00 | 10/14/2009 4:14:43 PM |
| DukSerduk | $25.00 | $25.00 | 10/14/2009 4:16:08 PM |
| new-reward-sequoia | $25.00 | $25.00 | 10/14/2009 4:15:04 PM |
| InvestorPartners | $25.00 | $25.00 | 10/14/2009 4:16:23 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/14/2009 4:16:29 PM |
| turbine5 | $25.00 | $25.00 | 10/14/2009 4:13:04 PM |
| booyah | $75.00 | $75.00 | 10/14/2009 4:13:27 PM |
| cyberie21 | $40.00 | $40.00 | 10/14/2009 4:13:35 PM |
| treasure-generator | $25.00 | $25.00 | 10/14/2009 4:13:37 PM |
| mason13a | $25.00 | $25.00 | 10/14/2009 4:14:16 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 10/14/2009 4:14:23 PM |
| AF-Chief | $35.00 | $35.00 | 10/14/2009 4:14:38 PM |
| djh47a | $30.00 | $30.00 | 10/14/2009 4:16:35 PM |
| jdl424 | $25.00 | $25.00 | 10/14/2009 4:14:49 PM |
| Interloper | $25.00 | $25.00 | 10/14/2009 4:14:52 PM |
| Hexnut | $25.00 | $25.00 | 10/14/2009 4:14:57 PM |
| Herluftrolle | $25.00 | $25.00 | 10/14/2009 4:14:59 PM |
| dbluesea | $25.00 | $25.00 | 10/14/2009 4:15:08 PM |
| thedreamer | $25.00 | $25.00 | 10/14/2009 4:15:24 PM |
| visionary-currency | $50.00 | $50.00 | 10/14/2009 4:18:32 PM |
| Champpilot | $50.00 | $50.00 | 10/14/2009 4:18:36 PM |
| neighborly-bid | $25.00 | $25.00 | 10/14/2009 4:18:43 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/14/2009 4:16:07 PM |
| abidos | $25.00 | $25.00 | 10/14/2009 4:16:10 PM |
| SDNLR | $25.00 | $25.00 | 10/14/2009 4:16:19 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/14/2009 4:19:22 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/14/2009 4:19:31 PM |
| laudable-balance | $25.00 | $25.00 | 10/14/2009 4:18:31 PM |
| dparkhom | $25.00 | $25.00 | 10/14/2009 4:18:38 PM |
| gadget7 | $25.00 | $25.00 | 10/14/2009 4:18:47 PM |
| SB-Funding | $50.00 | $50.00 | 10/14/2009 4:18:57 PM |
| best-marketologist | $25.00 | $25.00 | 10/14/2009 4:19:04 PM |
| akahoss | $25.00 | $25.00 | 10/14/2009 4:19:14 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/14/2009 4:20:14 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/14/2009 4:20:24 PM |
| vcbogan | $100.00 | $100.00 | 10/14/2009 4:19:33 PM |
| rjleves | $25.00 | $25.00 | 10/14/2009 4:20:40 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/14/2009 4:20:47 PM |
| techvet | $25.00 | $25.00 | 10/14/2009 4:20:51 PM |
| trapper569 | $25.00 | $25.00 | 10/14/2009 4:19:49 PM |
| Dahlozer | $25.00 | $25.00 | 10/14/2009 4:21:02 PM |
| pbr | $25.00 | $25.00 | 10/14/2009 4:21:16 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/14/2009 4:21:18 PM |
| mstebnicki | $25.00 | $25.00 | 10/14/2009 4:21:22 PM |
| cpaphoto | $25.00 | $25.00 | 10/14/2009 4:21:40 PM |
| LendDoc | $25.00 | $25.00 | 10/14/2009 4:20:31 PM |
| decisive-capital | $50.00 | $50.00 | 10/14/2009 4:21:47 PM |
| RationalWorld | $25.00 | $25.00 | 10/14/2009 4:21:54 PM |
| RadCad1 | $50.00 | $50.00 | 10/14/2009 4:21:58 PM |
| SPB | $25.00 | $25.00 | 10/14/2009 4:22:10 PM |
| sophisticated-ore | $200.00 | $200.00 | 10/14/2009 4:18:30 PM |
| ianakacg | $25.00 | $25.00 | 10/14/2009 4:20:56 PM |
| Petite_Rose | $25.00 | $25.00 | 10/14/2009 4:22:21 PM |
| MicroL | $25.00 | $25.00 | 10/14/2009 4:21:07 PM |
| ronow22 | $25.00 | $25.00 | 10/14/2009 4:18:50 PM |
| Clambake | $50.00 | $50.00 | 10/14/2009 4:18:55 PM |
| KailuaLender | $25.00 | $25.00 | 10/14/2009 4:22:34 PM |
| Tikibarman | $50.00 | $50.00 | 10/14/2009 4:21:29 PM |
| Halos2002 | $50.00 | $50.00 | 10/14/2009 4:19:12 PM |
| flaparty | $50.00 | $50.00 | 10/14/2009 4:21:43 PM |
| lagnisiruk | $25.00 | $25.00 | 10/14/2009 4:19:18 PM |
| truth-futurist | $25.00 | $25.00 | 10/14/2009 4:21:49 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/14/2009 4:22:52 PM |
| tremendous-payment | $25.00 | $25.00 | 10/14/2009 4:19:23 PM |
| yukongin | $25.00 | $25.00 | 10/14/2009 4:21:53 PM |
| VeedonFleece | $25.00 | $25.00 | 10/14/2009 4:22:57 PM |
| exact-justice | $25.00 | $25.00 | 10/14/2009 4:22:05 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/14/2009 4:23:01 PM |
| blivet1970 | $25.00 | $25.00 | 10/14/2009 4:22:12 PM |
| papaman | $25.00 | $25.00 | 10/14/2009 4:19:38 PM |
| Prezotus | $25.00 | $25.00 | 10/14/2009 4:19:55 PM |
| sauerstoff | $25.00 | $25.00 | 10/14/2009 4:23:19 PM |
| crenen139 | $25.00 | $25.00 | 10/14/2009 4:19:59 PM |
| bonanza1973 | $25.00 | $25.00 | 10/14/2009 4:22:56 PM |
| wiltonbound | $25.00 | $25.00 | 10/14/2009 4:23:01 PM |
| noble-revenue | $100.00 | $100.00 | 10/14/2009 4:23:04 PM |
| Cai8899 | $25.00 | $25.00 | 10/14/2009 4:20:29 PM |
| SnE | $25.00 | $25.00 | 10/14/2009 4:20:35 PM |
| Approved1234 | $25.00 | $25.00 | 10/14/2009 4:23:21 PM |
| gold-tsunami | $25.00 | $25.00 | 10/14/2009 4:20:38 PM |
| sloan | $25.00 | $25.00 | 10/14/2009 4:20:50 PM |
| jeg3k | $25.00 | $25.00 | 10/14/2009 4:20:54 PM |
| Sam65 | $25.00 | $25.00 | 10/14/2009 4:20:58 PM |
| socialbanker | $25.00 | $25.00 | 10/14/2009 4:21:00 PM |
| poeman | $25.00 | $25.00 | 10/14/2009 4:21:09 PM |
| xstreamin | $25.00 | $25.00 | 10/14/2009 4:21:23 PM |
| transparency-giant | $25.00 | $25.00 | 10/14/2009 4:21:32 PM |
| beyondmanagement | $25.00 | $25.00 | 10/14/2009 4:21:38 PM |
| jdrez | $25.00 | $25.00 | 10/14/2009 4:21:48 PM |
| Dutchhunter | $25.00 | $25.00 | 10/14/2009 4:21:55 PM |
| VentureExplorer | $25.00 | $25.00 | 10/14/2009 4:22:01 PM |
| LendGuy | $25.00 | $25.00 | 10/14/2009 4:22:11 PM |
| jybank | $25.00 | $25.00 | 10/14/2009 4:25:20 PM |
| Vegasjim | $25.00 | $25.00 | 10/14/2009 4:22:23 PM |
| VBAces | $50.00 | $50.00 | 10/14/2009 4:22:39 PM |
| slartibardfast | $25.00 | $25.00 | 10/14/2009 4:22:44 PM |
| FG9YTR | $25.00 | $25.00 | 10/14/2009 4:26:28 PM |
| thrifty-peso | $25.00 | $25.00 | 10/14/2009 4:24:00 PM |
| davez0r | $25.00 | $8.91 | 10/14/2009 4:24:02 PM |
| 304 bids
|
Borrower Payment Dependent Notes Series
428718
This series of Notes was issued and sold upon the funding of the borrower loan #39057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-620 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,293 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 105% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| credit-adventurer510 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Oct-2008)
|
|
Principal balance:
| $2,169.24 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
pay off credit card
Purpose of loan:
This loan will be used to? I would like to pay off the balance on my credit card.
My financial situation:
I am a good candidate for this loan because? I am a teacher. this is my 27th year of teaching. I retired after 25 years of teaching in the public school system, and I now teach in a private school.
Monthly net income: $ 2000
Monthly expenses: $
??Housing: $ husband pays
??Insurance:?219
??Car expenses: $
??Utilities: $?
??Phone, cable, internet: $?200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 10/15/2009 4:59:20 PM |
| Jasmel | $100.00 | $100.00 | 10/18/2009 6:47:32 PM |
| reflective-rupee | $50.00 | $50.00 | 10/19/2009 10:19:27 PM |
| IPG1 | $50.00 | $50.00 | 10/20/2009 6:12:23 AM |
| 101010 | $100.00 | $100.00 | 10/20/2009 7:57:41 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 10:26:22 AM |
| reflective-rupee | $100.00 | $100.00 | 10/20/2009 11:17:05 AM |
| generous-deal6 | $25.00 | $25.00 | 10/20/2009 11:47:49 AM |
| SkepticalBen | $25.00 | $25.00 | 10/20/2009 2:32:56 PM |
| mrpowers5531 | $25.00 | $25.00 | 10/20/2009 4:58:54 PM |
| flexible-economy2 | $25.00 | $25.00 | 10/15/2009 6:53:21 PM |
| reflective-rupee | $50.00 | $50.00 | 10/19/2009 10:18:34 PM |
| GlenBank | $50.00 | $50.00 | 10/19/2009 10:46:18 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/20/2009 3:43:49 AM |
| jpf27 | $100.00 | $100.00 | 10/20/2009 9:05:51 AM |
| unk1911 | $25.00 | $25.00 | 10/20/2009 10:27:14 AM |
| MatticusCaesar | $200.00 | $175.00 | 10/20/2009 2:33:28 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 10/20/2009 2:58:58 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
428924
This series of Notes was issued and sold upon the funding of the borrower loan #39049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-16-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $132.13 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $130.25 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 15
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,775 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| keen-durability |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Purpose of loan:
This loan will be used for working capital for business. The credit markets have withdrawn all they can from small business with me included. Look at the following sample link?and the reason for?cancelations.
https://www.advanta.com/ADV/Login/Notice.page?hn=notice&destination=ADV/Public/AccountClosure_HelpMy
Financial situation:
My business is?a good candidate for this loan because we have been in business since 2000.?We have ridden out this economic recession thus far and have maintained a healthy balance sheet - we would like to continue. Having an extra cushion in our account will help tremendously. Included is my personal income and expenses. Some of my personal credit score has been hurt due to account closures to eliminate future debt.
Monthly net income: $6,700 -?Does not include business income.?
Monthly expenses:?$
??Housing: $ 1450
??Insurance: $ 150
??Car expenses: $?600
??Utilities: $ 200
??Phone, cable, internet: $ 200
??OTHER$ 600
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain about your high revolving credit card balance? Thanks. - cybercop45
A:
The high revolving credit balance is actually misleading. The most recent credit report was from September and since then $15,000.00 has been paid off. In addition, when the credit markets started withdrawing capital I was unable to access business loans or money when credit was being withdrawn for working capital purposes, until I found Prosper!
(Oct-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lendme2 | $35.09 | $35.09 | 10/16/2009 4:03:34 PM |
| rellotsf | $25.00 | $25.00 | 10/16/2009 4:04:07 PM |
| Hondo | $25.00 | $25.00 | 10/16/2009 4:06:05 PM |
| crazycool | $35.00 | $35.00 | 10/16/2009 4:06:39 PM |
| nodrivelpls | $25.00 | $25.00 | 10/16/2009 4:07:36 PM |
| Veloce | $25.00 | $25.00 | 10/16/2009 4:07:40 PM |
| ingenious-diversification | $25.00 | $25.00 | 10/16/2009 4:03:20 PM |
| red-relentless-money | $25.00 | $25.00 | 10/16/2009 4:03:24 PM |
| kmwvma | $25.00 | $25.00 | 10/16/2009 4:03:33 PM |
| IIP77 | $25.00 | $25.00 | 10/16/2009 4:04:15 PM |
| Phantom99 | $25.00 | $25.00 | 10/16/2009 4:04:30 PM |
| Cheburashka | $25.00 | $25.00 | 10/16/2009 4:04:49 PM |
| coolspeed | $25.00 | $25.00 | 10/16/2009 4:05:32 PM |
| loner001 | $25.00 | $25.00 | 10/16/2009 4:05:43 PM |
| -------Financer | $25.00 | $25.00 | 10/16/2009 4:05:55 PM |
| d_grbg | $25.00 | $25.00 | 10/16/2009 4:12:57 PM |
| progressive-rupee | $25.00 | $25.00 | 10/16/2009 4:07:11 PM |
| VBAces | $25.00 | $25.00 | 10/16/2009 4:13:58 PM |
| Halos2002 | $50.00 | $5.83 | 10/16/2009 4:08:18 PM |
| 02bob | $25.00 | $25.00 | 10/16/2009 4:08:02 PM |
| BuffetRocks | $50.00 | $50.00 | 10/16/2009 4:12:53 PM |
| mdreiss | $25.00 | $25.00 | 10/16/2009 4:12:59 PM |
| uncleegg | $25.00 | $25.00 | 10/16/2009 4:22:08 PM |
| catomaior | $25.00 | $25.00 | 10/16/2009 4:22:19 PM |
| personal-lender | $25.00 | $25.00 | 10/16/2009 4:15:39 PM |
| loan-master996 | $50.00 | $50.00 | 10/16/2009 4:26:10 PM |
| bid-wonder | $25.00 | $25.00 | 10/16/2009 4:29:19 PM |
| beezling | $52.00 | $52.00 | 10/16/2009 4:24:46 PM |
| dinero-mason | $50.00 | $50.00 | 10/16/2009 4:26:22 PM |
| charming-point | $50.00 | $50.00 | 10/16/2009 4:27:21 PM |
| Havana21 | $50.00 | $50.00 | 10/16/2009 4:27:35 PM |
| slartibardfast | $25.00 | $25.00 | 10/16/2009 4:27:40 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/16/2009 4:28:10 PM |
| InvestorPartners | $25.00 | $25.00 | 10/16/2009 4:29:57 PM |
| intelligent-yield | $25.00 | $25.00 | 10/16/2009 4:38:46 PM |
| LenderDan | $25.00 | $25.00 | 10/17/2009 6:16:18 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/17/2009 8:26:27 AM |
| tsquared_030 | $25.00 | $25.00 | 10/17/2009 8:29:13 AM |
| rapid-power2 | $25.00 | $25.00 | 10/17/2009 8:29:45 AM |
| scottr | $25.00 | $25.00 | 10/17/2009 12:01:36 PM |
| bigbryan98 | $25.00 | $25.00 | 10/17/2009 8:24:14 AM |
| jonn834 | $25.00 | $25.00 | 10/17/2009 8:26:40 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/17/2009 8:26:45 AM |
| junes08 | $25.00 | $25.00 | 10/17/2009 8:41:25 AM |
| flexiboy35 | $25.00 | $25.00 | 10/17/2009 6:01:50 PM |
| Sixmil | $25.00 | $25.00 | 10/18/2009 6:16:51 PM |
| Chrishu | $25.00 | $25.00 | 10/18/2009 1:40:26 PM |
| capital-albatross | $25.00 | $25.00 | 10/19/2009 5:31:45 AM |
| new-goal-return | $25.00 | $25.00 | 10/18/2009 6:11:35 PM |
| junes08 | $50.00 | $50.00 | 10/19/2009 7:06:45 AM |
| loanfairy | $25.00 | $25.00 | 10/19/2009 5:31:46 AM |
| Rogelio48 | $25.00 | $25.00 | 10/19/2009 7:06:49 AM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 9:31:25 AM |
| the-money-gargantuan | $25.00 | $25.00 | 10/19/2009 11:01:32 AM |
| Payasoup | $50.00 | $50.00 | 10/19/2009 11:48:15 AM |
| birddogsb | $50.00 | $50.00 | 10/19/2009 12:12:00 PM |
| interstellar | $50.00 | $50.00 | 10/19/2009 11:37:55 AM |
| purdue98 | $25.00 | $25.00 | 10/19/2009 12:17:44 PM |
| snoopey100 | $25.00 | $25.00 | 10/19/2009 4:14:32 PM |
| seisen | $50.00 | $50.00 | 10/19/2009 4:42:10 PM |
| shawnw2 | $42.41 | $42.41 | 10/19/2009 5:31:10 PM |
| fillholdingsllc | $25.00 | $25.00 | 10/20/2009 9:54:29 AM |
| building_community | $25.00 | $25.00 | 10/20/2009 6:04:16 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/16/2009 4:04:17 PM |
| unk1911 | $25.00 | $25.00 | 10/16/2009 4:04:22 PM |
| angeimack | $25.00 | $25.00 | 10/16/2009 4:05:45 PM |
| eloquent-penny | $25.00 | $25.00 | 10/16/2009 4:06:00 PM |
| booksleuth | $50.00 | $50.00 | 10/16/2009 4:07:28 PM |
| im2bz2p2 | $25.00 | $25.00 | 10/16/2009 4:03:16 PM |
| wampum-chorus3 | $25.00 | $25.00 | 10/16/2009 4:03:31 PM |
| JohnGalt94 | $25.00 | $25.00 | 10/16/2009 4:03:26 PM |
| portfolio-zone801 | $25.00 | $25.00 | 10/16/2009 4:03:36 PM |
| Casper00 | $37.20 | $37.20 | 10/16/2009 4:04:33 PM |
| thumper64 | $25.00 | $25.00 | 10/16/2009 4:06:16 PM |
| special-responsibility | $25.00 | $25.00 | 10/16/2009 4:06:17 PM |
| zone8 | $25.00 | $25.00 | 10/16/2009 4:06:21 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/16/2009 4:06:27 PM |
| lending-bear | $25.00 | $25.00 | 10/16/2009 4:07:15 PM |
| skuba | $25.00 | $25.00 | 10/16/2009 4:06:46 PM |
| LimekilnLake | $25.00 | $25.00 | 10/16/2009 4:07:25 PM |
| kbodendorf | $25.00 | $25.00 | 10/16/2009 4:07:06 PM |
| RamesesTG | $25.00 | $25.00 | 10/16/2009 4:07:20 PM |
| YogaDude34 | $25.00 | $25.00 | 10/16/2009 4:14:04 PM |
| Supernick | $50.00 | $50.00 | 10/16/2009 4:08:08 PM |
| GElender | $25.00 | $25.00 | 10/16/2009 4:14:07 PM |
| wildguy | $25.00 | $25.00 | 10/16/2009 4:09:36 PM |
| secobarbital | $25.00 | $25.00 | 10/16/2009 4:15:45 PM |
| delivery | $25.00 | $25.00 | 10/16/2009 4:15:49 PM |
| louisianalender | $100.00 | $100.00 | 10/16/2009 4:16:01 PM |
| five-star-justice | $36.00 | $36.00 | 10/16/2009 4:10:23 PM |
| thedreamer | $25.00 | $25.00 | 10/16/2009 4:13:06 PM |
| vinayski | $25.00 | $25.00 | 10/16/2009 4:13:09 PM |
| SNH | $50.00 | $50.00 | 10/16/2009 4:15:29 PM |
| visionary-currency | $25.00 | $25.00 | 10/16/2009 4:15:32 PM |
| anton | $25.00 | $25.00 | 10/16/2009 4:15:54 PM |
| fcb202 | $25.00 | $25.00 | 10/16/2009 4:16:04 PM |
| FountainShrugged | $25.00 | $25.00 | 10/16/2009 4:26:50 PM |
| Orringo | $25.00 | $25.00 | 10/16/2009 4:28:13 PM |
| SDNLR | $25.00 | $25.00 | 10/16/2009 4:29:36 PM |
| biobulator | $25.00 | $25.00 | 10/16/2009 4:26:16 PM |
| heroic-benefit | $25.00 | $25.00 | 10/16/2009 4:26:33 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 4:28:49 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/16/2009 4:29:08 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/16/2009 4:29:30 PM |
| preciousjeni | $25.00 | $25.00 | 10/16/2009 4:29:35 PM |
| neighborly-bid | $25.00 | $25.00 | 10/16/2009 4:29:58 PM |
| jayz515 | $26.47 | $26.47 | 10/16/2009 8:11:33 PM |
| kain11286 | $25.00 | $25.00 | 10/17/2009 8:29:57 AM |
| able2help | $25.00 | $25.00 | 10/17/2009 8:36:50 AM |
| brainy-dedication | $25.00 | $25.00 | 10/17/2009 11:16:17 AM |
| MARWARISETH | $25.00 | $25.00 | 10/17/2009 8:26:33 AM |
| icon7 | $50.00 | $50.00 | 10/17/2009 7:04:33 PM |
| Viamin | $25.00 | $25.00 | 10/17/2009 5:53:42 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/19/2009 7:06:11 AM |
| boghdan2000 | $25.00 | $25.00 | 10/19/2009 10:02:51 AM |
| fuzed | $25.00 | $25.00 | 10/20/2009 9:35:23 AM |
| value-pole | $25.00 | $25.00 | 10/20/2009 9:31:46 AM |
| value-microscope | $25.00 | $25.00 | 10/20/2009 9:32:03 AM |
| Syzygy | $25.00 | $25.00 | 10/20/2009 2:09:30 PM |
| cybercop45 | $25.00 | $25.00 | 10/20/2009 8:34:20 PM |
| 120 bids
|
Borrower Payment Dependent Notes Series
426459
This series of Notes was issued and sold upon the funding of the borrower loan #39045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $301.86 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $283.34 |
| |
|
Auction yield range:
| 11.27% - 30.22% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,494 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| compassion-eclipse |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off Credit Cards
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because? I ran into a situation of borrowing too much from credit cards due my child's expenses but the situation has played itself out now looking pay down debt without paying all the credit card fees. I never missed a payment throughout the whole process.
Monthly net income: $ 4,300.00
Monthly expenses: $
??Housing: $900.00
??Insurance: $100.00
??Car expenses: $800.00
??Utilities: $50.00
??Phone, cable, internet: $35.00
??Food, entertainment: $50.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $1000.00
??Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your Occupation? - jcholloway831
A:
Hi, I am in the Staffing Industry
(Oct-06-2009)
Q:
Hi, what kind of work do you do? Are you self-employed or work for an employer? Thanks. - SaintMatthew
A:
Hi, I work for an employer in the staffing industry but I also have a small business on my own as well
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| InvestorPartners | $25.00 | $25.00 | 9/30/2009 4:09:27 PM |
| boghdan2000 | $25.00 | $25.00 | 9/30/2009 4:10:18 PM |
| Havana21 | $50.00 | $50.00 | 9/30/2009 4:09:10 PM |
| IIP77 | $25.00 | $25.00 | 9/30/2009 4:11:14 PM |
| wildguy | $25.00 | $25.00 | 9/30/2009 4:10:54 PM |
| thrifty-return | $30.00 | $30.00 | 9/30/2009 4:11:05 PM |
| birddogsb | $50.00 | $50.00 | 9/30/2009 4:11:09 PM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 4:11:21 PM |
| jonn834 | $25.00 | $25.00 | 9/30/2009 4:09:55 PM |
| Phantom99 | $25.00 | $25.00 | 9/30/2009 4:10:23 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/30/2009 4:15:39 PM |
| snoopey100 | $25.00 | $25.00 | 9/30/2009 4:20:48 PM |
| turbine5 | $25.00 | $25.00 | 9/30/2009 4:20:53 PM |
| MARWARISETH | $25.00 | $25.00 | 9/30/2009 4:20:59 PM |
| justice-dna | $25.00 | $25.00 | 9/30/2009 4:21:04 PM |
| slcchad | $25.00 | $25.00 | 9/30/2009 4:21:11 PM |
| heroic-benefit | $25.00 | $25.00 | 9/30/2009 4:21:18 PM |
| deal-secret-agent | $25.00 | $25.00 | 9/30/2009 4:21:21 PM |
| lagnisiruk | $25.00 | $25.00 | 9/30/2009 4:20:50 PM |
| noble-revenue | $100.00 | $100.00 | 9/30/2009 4:20:54 PM |
| spitzbergen | $25.00 | $25.00 | 9/30/2009 4:21:01 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/30/2009 4:21:05 PM |
| larrybird | $95.00 | $95.00 | 9/30/2009 4:21:20 PM |
| power-collider | $25.00 | $25.00 | 9/30/2009 4:59:41 PM |
| thedreamer | $25.00 | $25.00 | 9/30/2009 4:20:47 PM |
| poeman | $25.00 | $25.00 | 9/30/2009 4:20:51 PM |
| Halos2002 | $50.00 | $50.00 | 9/30/2009 4:20:55 PM |
| personal-lender | $25.00 | $25.00 | 9/30/2009 4:21:00 PM |
| secobarbital | $25.00 | $25.00 | 9/30/2009 4:21:08 PM |
| zone8 | $25.00 | $25.00 | 9/30/2009 4:21:12 PM |
| louisianalender | $100.00 | $100.00 | 9/30/2009 4:21:17 PM |
| PatRichi | $25.00 | $25.00 | 9/30/2009 4:40:08 PM |
| 87Marc | $25.00 | $25.00 | 9/30/2009 6:09:53 PM |
| a-healthy-affluence | $50.00 | $50.00 | 9/30/2009 6:14:29 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/1/2009 5:29:30 AM |
| blackbird02 | $25.00 | $25.00 | 9/30/2009 11:24:31 PM |
| FjLenders | $25.00 | $25.00 | 10/1/2009 5:34:50 AM |
| juliasdad | $25.00 | $25.00 | 10/1/2009 5:34:54 AM |
| HoyaHeel | $25.00 | $25.00 | 10/1/2009 9:29:30 AM |
| FeedTheMachine | $52.32 | $52.32 | 10/1/2009 10:56:35 AM |
| Sateesh | $42.58 | $42.58 | 10/1/2009 11:46:13 AM |
| OSERENKUKU | $25.00 | $25.00 | 10/1/2009 11:55:18 AM |
| Payasoup | $40.29 | $40.29 | 10/1/2009 12:29:50 PM |
| UCLA4life | $25.00 | $25.00 | 10/1/2009 1:04:58 PM |
| pious-gold | $25.00 | $25.00 | 10/1/2009 1:19:36 PM |
| westsidehighway | $25.00 | $25.00 | 10/1/2009 3:35:21 PM |
| dparkhom | $25.00 | $25.00 | 10/1/2009 4:18:28 PM |
| KiwiElf | $25.00 | $25.00 | 10/1/2009 4:29:59 PM |
| YQQ | $25.00 | $25.00 | 10/2/2009 12:10:00 AM |
| honorable-yield | $25.00 | $25.00 | 10/2/2009 12:10:00 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:13:40 PM |
| bronzmajom | $25.00 | $25.00 | 10/3/2009 12:36:51 PM |
| szetheli | $104.00 | $104.00 | 10/5/2009 8:00:36 AM |
| spitzbergen | $50.00 | $50.00 | 10/6/2009 7:12:44 AM |
| larryboy10 | $25.00 | $25.00 | 10/6/2009 1:24:48 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/6/2009 5:30:54 PM |
| SeminoleHoldings | $50.00 | $50.00 | 10/7/2009 5:36:43 PM |
| mercuriant | $25.00 | $25.00 | 10/8/2009 9:34:32 AM |
| payout-comet | $25.00 | $25.00 | 10/9/2009 8:36:11 AM |
| rubylender | $25.00 | $25.00 | 10/10/2009 2:30:17 AM |
| riveting-rate | $50.00 | $50.00 | 10/10/2009 7:06:32 AM |
| sturdy-peace9 | $50.00 | $50.00 | 10/10/2009 8:01:44 PM |
| brodav | $50.00 | $50.00 | 10/11/2009 10:19:13 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/12/2009 7:01:17 PM |
| COCHINOBOY | $50.00 | $50.00 | 10/12/2009 5:55:43 PM |
| 101010 | $50.00 | $50.00 | 10/12/2009 10:09:05 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:13:23 AM |
| 101010 | $25.00 | $25.00 | 10/12/2009 10:09:59 PM |
| omegamon1 | $30.00 | $30.00 | 10/13/2009 6:30:56 AM |
| BlueProteus | $25.00 | $25.00 | 10/13/2009 11:44:37 AM |
| tigercat | $50.00 | $50.00 | 10/13/2009 2:15:00 PM |
| sharp-credit | $200.00 | $200.00 | 10/13/2009 2:35:17 PM |
| crdcteng | $25.00 | $25.00 | 10/13/2009 2:43:42 PM |
| icon7 | $25.00 | $25.00 | 10/13/2009 6:30:28 PM |
| drkosh | $25.00 | $25.00 | 10/13/2009 5:38:10 PM |
| Astyanax | $25.00 | $25.00 | 10/13/2009 7:00:20 PM |
| jjsparks28 | $100.00 | $100.00 | 10/13/2009 7:19:13 PM |
| bartenderpro | $25.00 | $25.00 | 10/13/2009 6:03:48 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/13/2009 6:17:57 PM |
| privatebankerva | $25.00 | $25.00 | 10/13/2009 8:13:10 PM |
| shark1234 | $25.00 | $25.00 | 10/13/2009 8:18:39 PM |
| leverage-trident | $25.00 | $25.00 | 10/13/2009 8:09:24 PM |
| spiff666 | $25.00 | $25.00 | 10/13/2009 9:21:59 PM |
| medkoder | $25.00 | $25.00 | 10/13/2009 9:15:39 PM |
| bondo41 | $25.00 | $25.00 | 10/14/2009 5:49:38 AM |
| silvercertificate | $25.00 | $25.00 | 10/14/2009 6:20:51 AM |
| fireferd | $100.00 | $100.00 | 10/14/2009 11:50:40 AM |
| kenL | $300.00 | $300.00 | 10/14/2009 12:36:41 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 12:42:58 PM |
| LAKETIME | $25.00 | $25.00 | 10/14/2009 3:07:57 PM |
| AtlantistoXanadu | $50.00 | $50.00 | 10/14/2009 3:11:30 PM |
| just-trade0 | $25.00 | $25.00 | 10/14/2009 3:23:35 PM |
| thegreatone | $100.00 | $100.00 | 10/14/2009 3:49:39 PM |
| wealth-pipeline | $25.00 | $25.00 | 10/14/2009 3:02:23 PM |
| zztopdog | $26.00 | $26.00 | 10/14/2009 3:59:35 PM |
| Engineer44 | $30.00 | $30.00 | 10/14/2009 4:08:03 PM |
| Kaj | $25.00 | $25.00 | 9/30/2009 4:09:39 PM |
| Artist_Blue | $25.00 | $25.00 | 9/30/2009 4:09:13 PM |
| gracej | $25.00 | $25.00 | 9/30/2009 4:09:24 PM |
| inventive-exchange | $25.00 | $25.00 | 9/30/2009 4:09:51 PM |
| unk1911 | $25.00 | $25.00 | 9/30/2009 4:09:58 PM |
| coolspeed | $25.00 | $25.00 | 9/30/2009 4:10:41 PM |
| rapid-power2 | $25.00 | $25.00 | 9/30/2009 4:09:31 PM |
| capital-galaxy | $75.00 | $75.00 | 9/30/2009 4:17:19 PM |
| SNH | $50.00 | $50.00 | 9/30/2009 4:20:52 PM |
| fuzed | $25.00 | $25.00 | 9/30/2009 4:20:58 PM |
| icon7 | $25.00 | $25.00 | 9/30/2009 4:21:03 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/30/2009 4:21:09 PM |
| anton | $25.00 | $25.00 | 9/30/2009 4:21:13 PM |
| kegs | $100.00 | $100.00 | 9/30/2009 4:21:19 PM |
| CarDealer3070 | $30.00 | $30.00 | 9/30/2009 4:20:48 PM |
| neighborly-bid | $25.00 | $25.00 | 9/30/2009 4:20:51 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/30/2009 4:20:56 PM |
| seisen | $50.00 | $50.00 | 9/30/2009 4:21:02 PM |
| affluence-tycoon | $26.97 | $26.97 | 9/30/2009 4:40:08 PM |
| Mantis75 | $25.00 | $25.00 | 9/30/2009 4:21:12 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/30/2009 4:20:49 PM |
| visionary-currency | $25.00 | $25.00 | 9/30/2009 4:20:52 PM |
| drg6289 | $25.00 | $25.00 | 9/30/2009 4:20:57 PM |
| firewomin | $25.00 | $25.00 | 9/30/2009 4:21:06 PM |
| delivery | $25.00 | $25.00 | 9/30/2009 4:21:09 PM |
| Shepherd7 | $25.00 | $25.00 | 9/30/2009 4:21:15 PM |
| treasure-bliss | $50.00 | $50.00 | 9/30/2009 4:21:21 PM |
| impressive-loan | $25.00 | $25.00 | 9/30/2009 4:44:33 PM |
| vivacious-auction | $25.00 | $25.00 | 9/30/2009 4:59:30 PM |
| Viamin | $25.00 | $25.00 | 9/30/2009 4:40:01 PM |
| rosario1 | $25.00 | $25.00 | 9/30/2009 7:10:12 PM |
| dcmotorcyclemayhem | $25.00 | $25.00 | 9/30/2009 7:50:08 PM |
| lillian27 | $25.00 | $25.00 | 9/30/2009 7:14:29 PM |
| momentous-gold | $25.00 | $25.00 | 9/30/2009 7:50:07 PM |
| fcb202 | $25.00 | $25.00 | 9/30/2009 11:34:40 PM |
| SeattlePilot | $25.00 | $25.00 | 10/1/2009 3:14:42 AM |
| cash-tiramisu | $46.01 | $46.01 | 10/1/2009 6:35:00 AM |
| richrobe | $25.00 | $25.00 | 10/1/2009 10:19:36 AM |
| Share_The_Wealth | $28.70 | $28.70 | 10/1/2009 1:10:02 PM |
| djh47a | $25.00 | $25.00 | 10/1/2009 4:26:20 PM |
| upc_tnt | $25.00 | $25.00 | 10/1/2009 4:18:13 PM |
| dinero-mason | $50.00 | $50.00 | 10/1/2009 4:18:20 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/1/2009 5:20:03 PM |
| attractive-rate | $25.00 | $25.00 | 10/1/2009 6:04:31 PM |
| MidnightBank | $25.00 | $25.00 | 10/1/2009 6:09:59 PM |
| saffron4 | $25.00 | $25.00 | 10/1/2009 6:10:08 PM |
| shomikaci | $25.00 | $25.00 | 10/1/2009 10:20:58 PM |
| WorldlyWorker | $25.00 | $1.69 | 10/2/2009 12:10:02 AM |
| dbluesea | $25.00 | $25.00 | 10/2/2009 12:09:56 AM |
| lendcraft | $25.00 | $25.00 | 10/2/2009 12:09:58 AM |
| loanman2007 | $50.00 | $50.00 | 10/2/2009 12:09:30 PM |
| bid-papyrus | $25.00 | $25.00 | 10/3/2009 8:09:26 AM |
| spy0 | $25.00 | $25.00 | 10/3/2009 11:43:59 AM |
| buffalobills | $25.00 | $25.00 | 10/5/2009 4:38:52 PM |
| jonric777 | $25.00 | $25.00 | 10/6/2009 1:42:30 PM |
| flyboy42 | $25.00 | $25.00 | 10/6/2009 2:06:43 PM |
| economy-caper | $25.00 | $25.00 | 10/6/2009 3:18:33 PM |
| ksubd | $50.00 | $50.00 | 10/6/2009 5:30:02 PM |
| finance-vault | $50.00 | $50.00 | 10/6/2009 6:42:21 PM |
| zento | $25.00 | $25.00 | 10/7/2009 8:11:23 AM |
| illini08actuary | $43.17 | $43.17 | 10/7/2009 2:16:18 PM |
| privatebankerva | $25.00 | $25.00 | 10/7/2009 1:55:44 PM |
| danza | $25.00 | $25.00 | 10/8/2009 9:14:27 AM |
| the-problem-solver | $30.00 | $30.00 | 10/8/2009 1:25:52 PM |
| justme4now | $25.00 | $25.00 | 10/8/2009 11:46:00 AM |
| LanceLink | $25.00 | $25.00 | 10/8/2009 4:57:55 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 6:16:04 PM |
| Mowine4me | $25.00 | $25.00 | 10/8/2009 6:21:31 PM |
| five-star-note | $25.00 | $25.00 | 10/9/2009 10:00:30 AM |
| ruler1 | $50.00 | $50.00 | 10/10/2009 9:26:41 AM |
| mattblizz | $100.00 | $100.00 | 10/10/2009 12:34:39 AM |
| Nusk | $25.00 | $25.00 | 10/10/2009 5:47:25 PM |
| investment-cluster | $25.00 | $25.00 | 10/11/2009 4:52:57 AM |
| momoney2lend | $25.00 | $25.00 | 10/11/2009 4:41:33 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/12/2009 5:44:37 PM |
| cash2lendu | $25.00 | $25.00 | 10/12/2009 5:49:16 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/12/2009 8:01:44 PM |
| unbeatable-wealth | $25.00 | $25.00 | 10/12/2009 9:18:12 PM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 6:05:02 AM |
| JTHarris | $50.00 | $50.00 | 10/13/2009 10:03:53 AM |
| Skokdog23 | $65.00 | $65.00 | 10/13/2009 10:58:01 AM |
| jybank | $25.00 | $25.00 | 10/13/2009 12:56:11 PM |
| pieceofcake | $25.00 | $25.00 | 10/13/2009 12:27:04 PM |
| inforapenny | $25.00 | $25.00 | 10/13/2009 2:38:56 PM |
| icon7 | $25.00 | $25.00 | 10/13/2009 6:31:11 PM |
| icess285 | $25.00 | $25.00 | 10/13/2009 7:13:42 PM |
| LibbyZ | $45.00 | $45.00 | 10/13/2009 7:14:01 PM |
| umfan123 | $25.00 | $25.00 | 10/13/2009 7:16:35 PM |
| RMI_Babylon | $25.00 | $25.00 | 10/13/2009 10:49:33 PM |
| jjsparks28 | $158.27 | $158.27 | 10/14/2009 3:29:24 AM |
| planetibet | $50.00 | $50.00 | 10/14/2009 6:52:51 AM |
| balance-warrior | $25.00 | $25.00 | 10/14/2009 10:01:23 AM |
| credit-missile | $100.00 | $100.00 | 10/14/2009 9:41:19 AM |
| investment-visionary | $50.00 | $50.00 | 10/14/2009 1:06:30 PM |
| Leshan | $50.00 | $50.00 | 10/14/2009 2:14:56 PM |
| NewYorker48 | $50.00 | $50.00 | 10/14/2009 2:41:01 PM |
| 192 bids
|
Borrower Payment Dependent Notes Series
426889
This series of Notes was issued and sold upon the funding of the borrower loan #39041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.44% |
Final monthly payment:
| $54.28 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,984 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| sublime-gold |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
building a fence in backyard
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?we always take care of our expenses.
Monthly net income: $ 2200
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| reflective-rupee | $25.00 | $25.00 | 10/12/2009 8:32:09 PM |
| kingbob | $25.00 | $25.00 | 10/13/2009 2:27:03 PM |
| reflective-rupee | $500.00 | $500.00 | 10/19/2009 9:42:01 AM |
| cash2lendu | $25.00 | $25.00 | 10/19/2009 10:34:00 AM |
| GatorBux | $100.00 | $100.00 | 10/19/2009 12:10:40 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 1:48:29 PM |
| branaa99 | $25.00 | $25.00 | 10/19/2009 3:56:28 PM |
| kinetic-social | $25.00 | $25.00 | 10/19/2009 3:57:00 PM |
| mrxtravis | $25.00 | $25.00 | 10/15/2009 9:49:06 PM |
| gold-cluster | $200.00 | $200.00 | 10/18/2009 7:13:52 AM |
| reflective-rupee | $25.00 | $25.00 | 10/18/2009 9:45:19 PM |
| tzvie | $25.00 | $25.00 | 10/19/2009 6:42:53 AM |
| reflective-rupee | $50.00 | $25.00 | 10/19/2009 9:42:19 AM |
| LAKETIME | $25.00 | $25.00 | 10/19/2009 2:51:52 PM |
| bill-expert | $100.00 | $100.00 | 10/19/2009 3:48:34 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/19/2009 3:52:32 PM |
| 16 bids
|
Borrower Payment Dependent Notes Series
426939
This series of Notes was issued and sold upon the funding of the borrower loan #39054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $65.79 |
|
Final lender yield:
| 10.33% |
Final borrower rate/APR:
| 11.33% / 13.45% |
Final monthly payment:
| $65.79 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $979 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| deedsofkindness |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 780-800
(Sep-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Pastor's Wife Seeks to Buy Vehicle
Hello! I?m a country preacher?s wife, and we?re in the market for a first car for our high-school-age son. (Three years ago we bought a car for our older son using money from Prosper, and we have paid it off.? Now it's his little brother's turn!)? We are buying a well-maintained used truck from a member of our congregation. As you can see, my credit rating is good. That is because our family always pays its bills, and pays them on time.(We are Southern people, and we believe that the quickest way to tell if a person is ?sorry? or not is by the way they pay their bills.There would be nothing worse than to be to have others say that we are ?sorry?.)So, we fully intend that (with the help of the Lord) this loan will be fully paid, and on time.?
We believe this?loan will be funded?pretty fast, so if you're interested, bid quickly!?If you need any more information, please drop us a note!?(We are Southern people, and we believe that the quickest way to tell if a person is ?sorry? or not is by the way they pay their bills.There would be nothing worse than to be to have others say that we are ?sorry?.)So, we fully intend that (with the help of the Lord) this loan will be fully paid, and on time.?
We believe this?loan will be funded?pretty fast, so if you're interested, bid quickly!?If you need any more information, please drop us a note!?........ ??? .
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CA_Lender | $25.00 | $25.00 | 10/5/2009 4:55:19 PM |
| wendyhop | $50.00 | $50.00 | 10/7/2009 2:41:03 PM |
| hellasow | $30.00 | $30.00 | 10/7/2009 6:31:47 PM |
| LittleMingo | $25.00 | $25.00 | 10/7/2009 6:51:01 PM |
| Unitas4302 | $300.00 | $300.00 | 10/8/2009 6:53:26 AM |
| CPAMAN | $30.00 | $30.00 | 10/8/2009 2:51:38 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 6:25:38 PM |
| SunriseTrader1 | $45.00 | $45.00 | 10/9/2009 3:49:53 PM |
| Hamachi | $50.00 | $50.00 | 10/9/2009 4:46:28 PM |
| selo80 | $35.00 | $35.00 | 10/10/2009 7:38:08 AM |
| Flash80 | $100.00 | $100.00 | 10/10/2009 7:29:42 PM |
| generous-deal6 | $75.00 | $75.00 | 10/10/2009 8:48:32 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/12/2009 8:27:13 AM |
| pphantom | $60.00 | $60.00 | 10/11/2009 11:30:33 PM |
| sbv1689 | $25.00 | $25.00 | 10/12/2009 7:48:44 AM |
| capital-galaxy | $100.00 | $58.17 | 10/13/2009 5:29:25 AM |
| MGCFINANCIALSERVICES | $50.00 | $50.00 | 10/13/2009 8:57:52 AM |
| saathi | $50.00 | $50.00 | 10/13/2009 3:22:01 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2009 5:59:42 PM |
| Brown98 | $25.00 | $25.00 | 10/13/2009 6:04:05 PM |
| preyj | $50.00 | $50.00 | 10/13/2009 6:21:02 PM |
| understanding-integrity4 | $50.00 | $50.00 | 10/13/2009 9:36:09 PM |
| Mav26 | $300.00 | $300.00 | 10/14/2009 8:49:44 AM |
| heeeley | $25.00 | $25.00 | 10/14/2009 8:51:40 AM |
| JoeXB | $25.00 | $25.00 | 10/8/2009 12:22:33 PM |
| djmjkelso | $25.00 | $25.00 | 10/8/2009 8:13:55 PM |
| gavinsp | $25.00 | $25.00 | 10/9/2009 8:25:47 AM |
| beezler | $50.00 | $50.00 | 10/9/2009 8:48:31 PM |
| Vans1975 | $50.00 | $50.00 | 10/12/2009 1:11:37 PM |
| tohster | $66.83 | $66.83 | 10/12/2009 2:26:19 PM |
| Blkjack | $25.00 | $25.00 | 10/12/2009 7:48:06 PM |
| takeller | $25.00 | $25.00 | 10/13/2009 7:48:59 PM |
| golffish2 | $50.00 | $50.00 | 10/14/2009 4:35:29 AM |
| honorable-treasure | $100.00 | $100.00 | 10/14/2009 8:20:08 AM |
| dollar-web | $25.00 | $25.00 | 10/14/2009 8:04:46 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
426977
This series of Notes was issued and sold upon the funding of the borrower loan #39043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 14.92% |
Starting monthly payment:
| $32.90 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-760 (Oct-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,077 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| well-rounded-moola |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a side business
Purpose of loan:
I want to start a side business, and need a little money for equipment.
My financial situation:
I have a good and stable job, just looking to make a little extra on the side.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of business? - wendyhop
A:
Building IPhone applications. I work in programming now, and would like to get into the IPhone app business because I'm sure I can get a good supplemental income from it. The loan will be for buying Mac equipment and licences.
(Oct-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 10/5/2009 7:09:18 PM |
| Unitas4302 | $50.00 | $50.00 | 10/9/2009 3:41:19 PM |
| farchoir | $25.00 | $25.00 | 10/13/2009 9:41:24 AM |
| kanyonkat | $25.00 | $25.00 | 10/15/2009 5:17:40 AM |
| JerryB96 | $25.00 | $25.00 | 10/15/2009 8:09:37 PM |
| jayk63 | $25.00 | $25.00 | 10/17/2009 4:36:32 AM |
| Pu239 | $25.00 | $25.00 | 10/17/2009 9:09:17 AM |
| mbf2234 | $25.00 | $25.00 | 10/17/2009 2:20:27 PM |
| building_community | $100.00 | $100.00 | 10/17/2009 8:33:38 PM |
| jybank | $50.00 | $50.00 | 10/18/2009 6:41:28 PM |
| redtilapia | $25.00 | $25.00 | 10/19/2009 11:08:10 AM |
| dudebrah | $25.00 | $20.98 | 10/19/2009 12:17:00 PM |
| brightest-economy-tsunami | $75.00 | $75.00 | 10/19/2009 3:58:27 PM |
| kinetic-social | $25.00 | $25.00 | 10/19/2009 4:10:03 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 4:00:18 PM |
| GS-ROCK | $25.00 | $25.00 | 10/13/2009 11:45:37 PM |
| mojii77 | $27.00 | $27.00 | 10/14/2009 4:25:06 PM |
| scott2004114 | $25.00 | $25.00 | 10/18/2009 1:55:49 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/18/2009 3:52:31 PM |
| agbullet55443 | $100.00 | $100.00 | 10/18/2009 11:00:26 PM |
| vegibenz | $25.00 | $25.00 | 10/19/2009 9:56:46 AM |
| heeeley | $25.00 | $25.00 | 10/19/2009 10:09:47 AM |
| Machbannai | $32.84 | $32.84 | 10/19/2009 11:21:32 AM |
| PotBellyPete | $25.00 | $25.00 | 10/19/2009 11:33:59 AM |
| understanding-integrity4 | $50.00 | $50.00 | 10/19/2009 3:59:15 PM |
| Schwamie | $44.18 | $44.18 | 10/19/2009 3:13:49 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/19/2009 4:08:55 PM |
| careful-wealth | $25.00 | $25.00 | 10/19/2009 4:14:31 PM |
| 28 bids
|
Borrower Payment Dependent Notes Series
427007
This series of Notes was issued and sold upon the funding of the borrower loan #39037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-19-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $316.65 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $316.65 |
| |
|
Auction yield range:
| 8.27% - 34.00% |
Estimated loss impact:
| 9.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 24.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,892 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 71% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| greenback-buffalo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Response to U.S Patent Office
Purpose of loan:
This loan will be used to pay to respond to an initial rejection by the United States Patent Office for two pending patents that detail algorithms to "score" web ad clicks. I purchased the Intellectual Property of an internet company (Authenticlick, Inc) that did not get a further round of financing about 15 months ago. Including the purchase price I have invested about $150,000 so far in this venture. My goal is to secure the IP, please G-d, and sell it to one of the large search engines if not a company that purchases IP.
My financial situation:
I am a good candidate for this loan because I own a good amount of assets, make $370,000 a year, am the majority owner of my company, The Tax Credit Company, Inc., which has been in business for over 12 years now and which has a number of Fortune 500 Companies as Clients.I have never defaulted on a loan.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fillholdingsllc | $25.00 | $25.00 | 10/6/2009 4:14:54 AM |
| transparent-revenue | $25.00 | $25.00 | 10/8/2009 1:36:10 PM |
| KMSB | $25.00 | $25.00 | 10/12/2009 7:33:42 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 8:47:01 PM |
| 3613925 | $25.00 | $25.00 | 10/14/2009 6:38:20 PM |
| kingpin1 | $50.00 | $50.00 | 10/15/2009 7:22:38 PM |
| reflective-rupee | $650.00 | $650.00 | 10/16/2009 4:16:01 PM |
| reflective-rupee | $1,000.00 | $1,000.00 | 10/16/2009 4:19:04 PM |
| gethope | $50.00 | $50.00 | 10/16/2009 6:20:11 PM |
| gelt4u | $25.00 | $25.00 | 10/17/2009 6:32:59 AM |
| LoanDMC | $25.00 | $25.00 | 10/17/2009 10:54:48 AM |
| kindness-optimizer | $35.00 | $35.00 | 10/17/2009 10:59:34 AM |
| gold-cluster | $100.00 | $100.00 | 10/17/2009 12:31:46 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/17/2009 1:24:41 PM |
| loanasauras | $25.00 | $25.00 | 10/18/2009 6:12:06 PM |
| PayItForward09 | $25.00 | $25.00 | 10/18/2009 5:43:54 PM |
| RecoveryLender | $25.00 | $25.00 | 10/19/2009 7:17:39 AM |
| reflective-rupee | $350.00 | $350.00 | 10/19/2009 9:58:00 AM |
| reflective-rupee | $50.00 | $50.00 | 10/19/2009 9:06:12 AM |
| reflective-rupee | $150.00 | $150.00 | 10/19/2009 8:49:38 AM |
| bonus-chosen-one | $100.00 | $100.00 | 10/19/2009 9:38:47 AM |
| GatorBux | $200.00 | $200.00 | 10/19/2009 12:06:38 PM |
| Justin_1 | $75.00 | $75.00 | 10/19/2009 10:39:08 AM |
| ixjoec | $35.00 | $35.00 | 10/19/2009 2:40:35 PM |
| maclove10 | $25.00 | $25.00 | 10/19/2009 1:51:01 PM |
| gold-cluster | $100.00 | $100.00 | 10/19/2009 3:35:49 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/19/2009 4:02:21 PM |
| new-truth-chuckler | $25.00 | $25.00 | 10/6/2009 5:43:01 PM |
| lend4life13 | $114.86 | $114.86 | 10/9/2009 6:58:10 AM |
| halothane_logic | $120.00 | $120.00 | 10/12/2009 8:58:17 AM |
| five-star-note | $100.00 | $100.00 | 10/12/2009 7:49:23 PM |
| groundsquirrel | $25.00 | $25.00 | 10/14/2009 8:32:38 PM |
| lib5836 | $25.00 | $25.00 | 10/15/2009 7:47:14 AM |
| reflective-rupee | $500.00 | $500.00 | 10/16/2009 4:19:44 PM |
| reflective-rupee | $250.00 | $250.00 | 10/16/2009 4:18:35 PM |
| reflective-rupee | $500.00 | $500.00 | 10/16/2009 4:20:06 PM |
| smontgom | $25.00 | $25.00 | 10/16/2009 6:32:19 PM |
| gold-cluster | $100.00 | $100.00 | 10/16/2009 6:46:34 PM |
| shark1234 | $50.00 | $50.00 | 10/17/2009 9:43:35 AM |
| shark1234 | $100.00 | $100.00 | 10/17/2009 9:36:05 AM |
| reflective-rupee | $50.00 | $50.00 | 10/19/2009 9:19:31 AM |
| reflective-rupee | $700.00 | $700.00 | 10/19/2009 9:57:28 AM |
| blkfroggy | $25.00 | $25.00 | 10/19/2009 11:33:23 AM |
| gold-cluster | $100.00 | $100.00 | 10/19/2009 2:54:12 PM |
| mystss | $50.00 | $50.00 | 10/19/2009 1:43:16 PM |
| noble-revenue | $636.76 | $636.76 | 10/19/2009 3:28:51 PM |
| branaa99 | $25.00 | $25.00 | 10/19/2009 3:58:35 PM |
| LAKETIME | $25.00 | $25.00 | 10/19/2009 3:05:19 PM |
| deepblue34 | $35.00 | $35.00 | 10/19/2009 3:37:07 PM |
| branaa99 | $25.00 | $25.00 | 10/19/2009 4:06:54 PM |
| noble-revenue | $100.00 | $48.38 | 10/19/2009 4:02:28 PM |
| 51 bids
|
Borrower Payment Dependent Notes Series
427077
This series of Notes was issued and sold upon the funding of the borrower loan #39052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 31.94% |
Starting borrower rate/APR:
| 32.94% / 35.36% |
Starting monthly payment:
| $110.19 |
|
Final lender yield:
| 31.94% |
Final borrower rate/APR:
| 32.94% / 35.36% |
Final monthly payment:
| $110.19 |
| |
|
Auction yield range:
| 14.27% - 31.94% |
Estimated loss impact:
| 16.17% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,556 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 100% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| illini2242 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Nov-2007)
|
|
Principal balance:
| $1,014.70 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Second Prosper Loan--Baby on Board!
Purpose of loan:
First of all, I would like to take the time to thank all Prosper members for considering me for their loan and for your time to read my story.?Please help me if you can. My wife and I are expecting our first child around New Year's and would like to look to Prosper to help us with the costs that are involved. I have good employment and have paid my other Prosper loan on time for 2 years, so you have no worry of my defaulting on this. I am setting the opening rate high in hopes that lenders will drive it down. Please bid in confidence.?If you have any questions, please ask me.
My financial situation:
As I've stated above, I'm in a very stable job at State Farm?and have received numerous raises and promotions since being hiring in 2006. Admittedly, my financial situation is not the greatest due to some poor choices earlier in life, but I'm steadily working on improving it and funding this loan will help me further do so. As I stated above, I've never missed a payment on my previous Prosper loan and this loan will be no different.
Monthly net income: $2000
Monthly expenses: $ 1300
??Housing: $?250
??Insurance: $ 50
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $?350?
Money left?to pay Prosper Loan?$700
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jgar_O | $25.00 | $25.00 | 10/7/2009 1:36:37 PM |
| poisson17 | $25.00 | $25.00 | 10/9/2009 5:46:38 PM |
| 113121 | $25.00 | $25.00 | 10/19/2009 6:39:43 PM |
| 113121 | $25.00 | $25.00 | 10/19/2009 6:28:26 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 7:23:45 AM |
| reflective-rupee | $300.00 | $300.00 | 10/20/2009 10:10:43 AM |
| reflective-rupee | $300.00 | $300.00 | 10/20/2009 11:01:49 AM |
| gold-cluster | $200.00 | $200.00 | 10/20/2009 11:34:33 AM |
| reflective-rupee | $300.00 | $4.92 | 10/20/2009 11:04:56 AM |
| gm93001 | $180.00 | $180.00 | 10/20/2009 12:33:33 PM |
| generous-deal6 | $40.00 | $40.00 | 10/20/2009 11:44:12 AM |
| Vans1975 | $31.00 | $31.00 | 10/20/2009 1:05:08 PM |
| balance-warrior | $25.00 | $25.00 | 10/20/2009 11:35:32 AM |
| gold-cluster | $100.00 | $100.00 | 10/20/2009 11:39:16 AM |
| deepblue34 | $30.00 | $30.00 | 10/9/2009 6:03:37 PM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 12:51:30 PM |
| reflective-rupee | $175.00 | $175.00 | 10/19/2009 4:22:18 PM |
| Skeptical-one | $25.00 | $25.00 | 10/19/2009 4:24:21 PM |
| Debby | $25.00 | $25.00 | 10/19/2009 6:56:51 PM |
| deal_11 | $50.00 | $50.00 | 10/19/2009 9:53:31 PM |
| maga | $50.00 | $50.00 | 10/20/2009 1:09:02 AM |
| kenL | $120.82 | $120.82 | 10/20/2009 8:02:38 AM |
| dman15 | $25.00 | $25.00 | 10/20/2009 9:39:27 AM |
| reflective-rupee | $125.00 | $125.00 | 10/20/2009 10:48:23 AM |
| noble-revenue | $100.00 | $100.00 | 10/20/2009 11:32:40 AM |
| gold-cluster | $100.00 | $100.00 | 10/20/2009 11:35:24 AM |
| verticalhorizon | $68.26 | $68.26 | 10/20/2009 12:07:30 PM |
| Leshan | $100.00 | $100.00 | 10/20/2009 12:21:23 PM |
| funtwosay | $25.00 | $25.00 | 10/20/2009 12:28:26 PM |
| gluon | $50.00 | $50.00 | 10/20/2009 12:39:41 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/20/2009 12:42:13 PM |
| JTHarris | $25.00 | $25.00 | 10/20/2009 12:54:22 PM |
| nykidd | $50.00 | $50.00 | 10/20/2009 1:52:19 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
427103
This series of Notes was issued and sold upon the funding of the borrower loan #39040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 13.99% |
Starting borrower rate/APR:
| 14.99% / 17.16% |
Starting monthly payment:
| $103.98 |
|
Final lender yield:
| 9.11% |
Final borrower rate/APR:
| 10.11% / 12.22% |
Final monthly payment:
| $96.96 |
| |
|
Auction yield range:
| 4.27% - 13.99% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,849 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 14% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| jeffandjigz |
Borrower's state:
| Texas |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(Dec-2007)
660-680
(Apr-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Paying off credit cards
Purpose of loan:
This loan will be used to?
Roll to a better rate, continue savings. This loan will be used to pay off Citibank credit card ($2700 @ 16.99%) and Chase credit card
($300 @ 17.99%). This is the last of the debt I incurred when I was out
of work due to a medical lay-off for 3+ months. My short term
disability policy denied payment, claiming pre-existing condition. I
got a little over extended on my credit cards (debt was $7,000).
Employment and income: Solid work history. I am employed by a major airline for the last 18 years.? I am currently working at our telephone reservation center for the past 9 years.
My financial situation:
I am a good candidate for this loan because? In much better shape. I am now saving each month towards buying a
house. I recently purchased a new vehicle in cash. I do have a little
bit of variance in my income month to month but with this loan in place
I can keep on track towards my long term goals. My plan uses the stock
market for long term and a high interest savings account for safety.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Care to comment on the two public records? As an SCP supporter, my bid is in and more to follow as funds become available! LENDERS - Don't miss out on this excellent candidate. Best of luck! - BAEVentures
A:
The first one is due to a bankruptcy filed in Oct 1999. That is scheduled to fall off my credit report at the end of this month. The second one was due to a federal tax lien from the IRS. That occurred in Dec of 2001. The back taxes have been paid in full.
Thanks for your bid and I hope this answered your question.
(Oct-09-2009)
Q:
If you have been saving for a house, why not pay these debts off with the savings? Paying a 15% debt off with money that is sitting in an account making 3% earns you over 12% (over because you don't pay taxes on the 3% because it won't be a gain). - 99Burning_Coder
A:
I do not have enough savings to pay my credit card debt in full. I have just started saving due to my recent vehicle purchase. And this loan will give me the funds I need at a better rate than I am currently paying. Once I pay the credit cards off with this loan, I can continue to pay this loan and continue saving for my home.
(Oct-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 10/6/2009 4:33:32 PM |
| Unitas4302 | $300.00 | $300.00 | 10/8/2009 6:49:25 AM |
| rmpedi33 | $100.00 | $100.00 | 10/13/2009 7:41:08 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:40:08 AM |
| bentonlending | $50.00 | $50.00 | 10/14/2009 6:57:06 PM |
| lepolgr | $50.00 | $50.00 | 10/15/2009 7:59:18 AM |
| d34dfish | $100.00 | $100.00 | 10/16/2009 9:57:31 AM |
| poolboy17 | $50.00 | $50.00 | 10/16/2009 2:40:55 PM |
| kristl | $25.00 | $25.00 | 10/16/2009 7:27:17 PM |
| gjm6d | $35.00 | $35.00 | 10/17/2009 4:39:34 PM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:32:38 PM |
| caseattle | $25.00 | $25.00 | 10/19/2009 7:27:17 AM |
| blue-relay | $25.00 | $25.00 | 10/18/2009 8:18:47 PM |
| scientists | $25.00 | $25.00 | 10/19/2009 11:36:18 AM |
| tomjac2000 | $25.00 | $25.00 | 10/19/2009 4:20:04 PM |
| BipedalHominid | $25.00 | $25.00 | 10/19/2009 5:01:33 PM |
| jayk63 | $25.00 | $25.00 | 10/19/2009 5:04:56 PM |
| crazybunga | $25.00 | $25.00 | 10/20/2009 1:50:31 AM |
| Jcardone33 | $25.00 | $25.00 | 10/20/2009 6:03:12 AM |
| Lender0307 | $50.00 | $50.00 | 10/19/2009 10:26:44 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/20/2009 7:24:13 AM |
| PAV | $25.00 | $25.00 | 10/20/2009 8:04:03 AM |
| kf88 | $29.00 | $29.00 | 10/20/2009 8:59:57 AM |
| demszi1978 | $25.00 | $25.00 | 10/20/2009 11:29:24 AM |
| changger | $50.00 | $50.00 | 10/20/2009 1:22:46 PM |
| Pendruce | $25.00 | $25.00 | 10/20/2009 12:09:23 PM |
| blindtaxidriver | $25.00 | $25.00 | 10/20/2009 12:23:19 PM |
| asset-numero-uno | $100.00 | $100.00 | 10/20/2009 3:08:53 PM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 2:55:05 PM |
| usedtoborrow | $109.00 | $109.00 | 10/20/2009 1:53:00 PM |
| meggo33 | $25.00 | $25.00 | 10/20/2009 3:09:35 PM |
| oldman68 | $25.00 | $25.00 | 10/20/2009 4:06:41 PM |
| found | $33.73 | $33.73 | 10/20/2009 4:15:18 PM |
| JerryB96 | $25.00 | $25.00 | 10/8/2009 3:42:52 PM |
| Unix | $25.00 | $25.00 | 10/9/2009 6:04:03 AM |
| Xarach | $25.83 | $25.83 | 10/9/2009 10:55:56 AM |
| loanman2007 | $75.00 | $75.00 | 10/11/2009 5:01:23 PM |
| FundMaker | $25.00 | $25.00 | 10/13/2009 5:56:51 PM |
| loanman2007 | $75.00 | $75.00 | 10/14/2009 11:44:29 AM |
| marwadi-62 | $200.00 | $200.00 | 10/15/2009 4:40:56 PM |
| junes08 | $50.00 | $50.00 | 10/16/2009 6:01:39 AM |
| ski0331 | $25.00 | $25.00 | 10/17/2009 8:14:20 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/18/2009 10:52:15 AM |
| CatbirdBanking | $25.00 | $25.00 | 10/19/2009 7:37:15 AM |
| SuperDoucheBag | $25.00 | $25.00 | 10/19/2009 5:08:42 PM |
| scotty61 | $35.68 | $35.68 | 10/19/2009 5:21:33 PM |
| Prezotus | $25.00 | $25.00 | 10/19/2009 5:19:15 PM |
| rpd1211 | $25.00 | $25.00 | 10/19/2009 7:41:56 PM |
| drkosh | $25.00 | $25.00 | 10/19/2009 6:39:49 PM |
| bondhedger | $25.00 | $6.76 | 10/19/2009 10:26:41 PM |
| jakespirit | $25.00 | $25.00 | 10/20/2009 1:04:23 AM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/20/2009 10:22:27 AM |
| Cherrypicker | $50.00 | $50.00 | 10/20/2009 10:40:04 AM |
| rce1964 | $25.00 | $25.00 | 10/20/2009 10:25:05 AM |
| marshallmanhattan | $25.00 | $25.00 | 10/20/2009 1:45:36 PM |
| OGS_Capital | $25.00 | $25.00 | 10/20/2009 12:48:44 PM |
| Astyanax | $25.00 | $25.00 | 10/20/2009 1:29:55 PM |
| Leshan | $75.00 | $75.00 | 10/20/2009 12:24:14 PM |
| Astyanax | $25.00 | $25.00 | 10/20/2009 1:29:28 PM |
| thegreatone | $100.00 | $100.00 | 10/20/2009 3:51:14 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 4:17:24 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 4:26:55 PM |
| G-Love | $200.00 | $200.00 | 10/20/2009 4:27:46 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
427621
This series of Notes was issued and sold upon the funding of the borrower loan #39039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-09-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 16.07% |
Starting borrower rate/APR:
| 17.07% / 19.27% |
Starting monthly payment:
| $285.50 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $277.13 |
| |
|
Auction yield range:
| 6.27% - 16.07% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,668 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| clwatso2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Medical Benefactors |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $2,330.00 | < mo. late:
| 0
( 0% )
| 740-760
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Fixing up a few bathrooms
Hello everyone,
My previous experience as a borrower on Prosper was a success! As you can see, I was able to pay off the loan in the 2-3 year range. This current loan will be used to upgrade some fixtures for 2 of the bathrooms in our home that we purchased a little over a year ago.
With my primary job, I am able to pay off all the bills on time. Here is a quick summary of my monthly bills:
Water: $50
Electricity: $50-$75(we figure out all kinds of ways to save in this category)
Gas: $20-$25
Car payment: $303
Mortgage payment: $1180
Health Insurance: free through my work
Student Loan: $200
Food: $300
Credit Cards: $100
VOIP phone service: $20
Cell phone: $39
I have a part-time job as cashier making $10/hr and range from $250-$400 a month is used to pay more towards credit card and other expenses that may arise. My wife also has a part time job where she can work at home. She ranges from $300-$400 a month and uses it to pay any extra expenses that may come up and also towards any credit card debt.
I can arrange for around $150 to put towards the Prosper loan and my wife can also put the other $150-$200 to complete the loan.
We would like to obtain this loan and complete this project before Christmas as prices for bathroom fixtures are cheaper than previous years due to an overstock of many of these types of items in the different hardware stores we have looked at.
As my credit history can show, I have never been late or defaulted on any bills or loans I have had over the years. Thanks for your consideration in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your listing indicates you do not own a home but you are requesting a loan for upgrading bathrooms in your home. Can you explain this conflict on the listing? Thanks. - leod1948
A:
Thanks for the question.
We purchased the home in March of 2008. So what we currently have is a mortgage. We are upgrading a few of the bathrooms within the home. Let me know if this answers your question. Feel free to ask for more clarifications.
Thanks in advance.
(Oct-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tijuas90 | $25.00 | $25.00 | 10/9/2009 4:14:52 PM |
| JonyWinter | $27.52 | $27.52 | 10/9/2009 4:14:58 PM |
| dollars4debts | $25.00 | $25.00 | 10/9/2009 4:15:14 PM |
| bgood2016 | $25.00 | $25.00 | 10/9/2009 4:15:20 PM |
| zxw | $50.00 | $50.00 | 10/9/2009 4:15:21 PM |
| Zagit | $25.00 | $25.00 | 10/9/2009 4:15:27 PM |
| siegoris | $50.00 | $50.00 | 10/9/2009 4:15:34 PM |
| MCKT76210 | $25.00 | $25.00 | 10/9/2009 4:15:41 PM |
| YogaDude34 | $50.00 | $50.00 | 10/9/2009 4:15:48 PM |
| rain100 | $50.00 | $50.00 | 10/9/2009 4:16:05 PM |
| prophechonl | $25.00 | $25.00 | 10/9/2009 4:16:12 PM |
| attractive-rate | $25.00 | $25.00 | 10/9/2009 4:16:26 PM |
| smurf163 | $25.00 | $25.00 | 10/9/2009 4:16:31 PM |
| ThomasCrown | $30.00 | $30.00 | 10/9/2009 4:16:36 PM |
| Apeman00 | $25.00 | $25.00 | 10/9/2009 4:16:58 PM |
| scoobiedoo | $25.00 | $25.00 | 10/9/2009 4:17:08 PM |
| serpentine | $50.00 | $50.00 | 10/9/2009 4:17:17 PM |
| Josilot | $25.00 | $25.00 | 10/9/2009 4:17:36 PM |
| knitwhit122 | $25.00 | $25.00 | 10/9/2009 4:17:43 PM |
| apetrock | $50.00 | $50.00 | 10/9/2009 4:17:51 PM |
| sunnyboy_7478 | $25.00 | $25.00 | 10/9/2009 4:17:57 PM |
| keeks | $25.00 | $25.00 | 10/9/2009 4:18:06 PM |
| Warwick | $25.00 | $25.00 | 10/9/2009 4:18:14 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/9/2009 4:18:19 PM |
| elated-justice | $25.00 | $25.00 | 10/9/2009 4:18:30 PM |
| top-impressive-dinero | $25.00 | $25.00 | 10/9/2009 4:18:36 PM |
| jbarron | $25.00 | $25.00 | 10/9/2009 4:18:44 PM |
| irrelevant | $25.00 | $25.00 | 10/9/2009 4:19:03 PM |
| drummer427 | $25.00 | $25.00 | 10/9/2009 4:19:07 PM |
| mmckune | $25.00 | $25.00 | 10/9/2009 4:19:18 PM |
| hawkhelp | $25.00 | $25.00 | 10/9/2009 4:19:21 PM |
| MakoF16 | $50.00 | $50.00 | 10/9/2009 4:19:44 PM |
| bxdoc | $75.00 | $75.00 | 10/9/2009 4:20:03 PM |
| incbx | $25.00 | $25.00 | 10/9/2009 4:20:18 PM |
| fizwahh | $30.00 | $30.00 | 10/9/2009 4:20:27 PM |
| truth-futurist | $25.00 | $25.00 | 10/9/2009 4:20:35 PM |
| GRI | $50.00 | $50.00 | 10/9/2009 4:15:11 PM |
| dmitrk | $25.00 | $25.00 | 10/9/2009 4:15:32 PM |
| spyro | $25.00 | $25.00 | 10/9/2009 4:15:39 PM |
| kyxysyx | $50.00 | $50.00 | 10/9/2009 4:15:47 PM |
| Winkyboy | $25.00 | $25.00 | 10/9/2009 4:15:54 PM |
| Akkon | $25.00 | $25.00 | 10/9/2009 4:16:01 PM |
| enigmallc | $25.00 | $25.00 | 10/9/2009 4:16:13 PM |
| cash-spinner | $25.00 | $25.00 | 10/9/2009 4:16:18 PM |
| boxorox | $25.00 | $25.00 | 10/9/2009 4:16:34 PM |
| flaparty | $50.00 | $50.00 | 10/9/2009 4:16:42 PM |
| ccdmp2004 | $25.00 | $25.00 | 10/9/2009 4:16:49 PM |
| 1750 | $25.00 | $25.00 | 10/9/2009 4:16:53 PM |
| Bubbasnestegg | $25.00 | $25.00 | 10/9/2009 4:17:00 PM |
| Abydos | $25.00 | $25.00 | 10/9/2009 4:17:05 PM |
| ISHLEP67 | $46.11 | $46.11 | 10/9/2009 4:17:13 PM |
| Zipline | $25.00 | $25.00 | 10/9/2009 4:17:19 PM |
| pensacolaborn | $25.00 | $25.00 | 10/9/2009 4:17:25 PM |
| bbrelo | $25.00 | $25.00 | 10/9/2009 4:17:32 PM |
| KHU2-B | $25.00 | $25.00 | 10/9/2009 4:17:44 PM |
| norcalsv | $50.00 | $50.00 | 10/9/2009 4:17:48 PM |
| hanuman77 | $50.00 | $50.00 | 10/9/2009 4:18:03 PM |
| wifibank | $25.00 | $25.00 | 10/9/2009 4:18:11 PM |
| dollar-oracle55 | $25.00 | $25.00 | 10/9/2009 4:18:13 PM |
| skuba | $25.00 | $25.00 | 10/9/2009 4:18:23 PM |
| bmbanzai | $25.00 | $25.00 | 10/9/2009 4:18:28 PM |
| ErikB | $25.00 | $25.00 | 10/9/2009 4:18:37 PM |
| dbluesea | $25.00 | $25.00 | 10/9/2009 4:18:42 PM |
| LenderByDay | $25.00 | $25.00 | 10/9/2009 4:18:46 PM |
| screenname03 | $25.00 | $25.00 | 10/9/2009 4:18:52 PM |
| ScottW | $25.00 | $25.00 | 10/9/2009 4:18:57 PM |
| BBL | $25.00 | $25.00 | 10/9/2009 4:19:11 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 10/9/2009 4:19:23 PM |
| Evan_Safe | $25.00 | $25.00 | 10/9/2009 4:19:30 PM |
| kazanov | $25.00 | $25.00 | 10/9/2009 4:19:45 PM |
| Katahdin | $25.00 | $25.00 | 10/9/2009 4:19:49 PM |
| bruin558 | $30.42 | $30.42 | 10/9/2009 4:19:54 PM |
| glalat | $25.00 | $25.00 | 10/9/2009 4:20:04 PM |
| Syzygy | $25.00 | $25.00 | 10/9/2009 4:20:13 PM |
| Futurero | $25.00 | $25.00 | 10/9/2009 4:20:25 PM |
| jdrez | $25.00 | $25.00 | 10/9/2009 4:20:33 PM |
| Davidson2 | $25.00 | $25.00 | 10/9/2009 4:20:38 PM |
| CoolHelp | $25.00 | $25.00 | 10/9/2009 4:14:56 PM |
| ALVO | $100.00 | $100.00 | 10/9/2009 4:15:02 PM |
| Yankeehill | $25.00 | $25.00 | 10/9/2009 4:15:12 PM |
| ClearLake | $25.00 | $25.00 | 10/9/2009 4:15:18 PM |
| carefullcash | $25.00 | $25.00 | 10/9/2009 4:15:42 PM |
| ct641ct | $50.00 | $50.00 | 10/9/2009 4:15:50 PM |
| williamdkit | $25.00 | $25.00 | 10/9/2009 4:15:59 PM |
| pj000218 | $50.00 | $50.00 | 10/9/2009 4:16:03 PM |
| tensor | $25.00 | $25.00 | 10/9/2009 4:16:07 PM |
| junes08 | $25.00 | $25.00 | 10/9/2009 4:16:17 PM |
| ocean99 | $25.00 | $25.00 | 10/9/2009 4:16:23 PM |
| beyondmanagement | $25.00 | $25.00 | 10/9/2009 4:16:30 PM |
| voidpile | $25.00 | $25.00 | 10/9/2009 4:16:46 PM |
| jenq0001 | $25.00 | $25.00 | 10/9/2009 4:17:01 PM |
| money4free | $25.00 | $25.00 | 10/9/2009 4:17:06 PM |
| sensible-trade | $25.00 | $25.00 | 10/9/2009 4:17:10 PM |
| utukxul | $25.00 | $25.00 | 10/9/2009 4:17:21 PM |
| matt84003 | $25.00 | $25.00 | 10/9/2009 4:17:26 PM |
| Haydendover | $25.00 | $25.00 | 10/9/2009 4:17:34 PM |
| alverado | $25.00 | $25.00 | 10/9/2009 4:17:42 PM |
| lender281 | $25.00 | $25.00 | 10/9/2009 4:18:04 PM |
| KwikLoan | $25.00 | $25.00 | 10/9/2009 4:18:16 PM |
| chlebie | $50.00 | $50.00 | 10/9/2009 4:18:24 PM |
| Exia | $25.00 | $25.00 | 10/9/2009 4:18:32 PM |
| iceberg982362 | $25.00 | $25.00 | 10/9/2009 4:18:38 PM |
| lowrate | $25.00 | $25.00 | 10/9/2009 4:18:58 PM |
| dospapalotes | $25.00 | $25.00 | 10/9/2009 4:19:05 PM |
| dilbert17 | $25.00 | $25.00 | 10/9/2009 4:19:26 PM |
| MattTheGr8 | $25.00 | $25.00 | 10/9/2009 4:19:28 PM |
| Hambone1111 | $25.00 | $25.00 | 10/9/2009 4:19:34 PM |
| dwidea | $25.00 | $25.00 | 10/9/2009 4:19:37 PM |
| Panitza | $26.31 | $26.31 | 10/9/2009 4:19:41 PM |
| tmillerosu | $25.00 | $25.00 | 10/9/2009 4:19:55 PM |
| WolRab | $25.00 | $25.00 | 10/9/2009 4:20:02 PM |
| helpu88 | $25.00 | $25.00 | 10/9/2009 4:20:08 PM |
| ohnezweck | $25.00 | $25.00 | 10/9/2009 4:20:15 PM |
| FG9YTR | $25.00 | $25.00 | 10/9/2009 4:33:28 PM |
| flexible1 | $25.00 | $25.00 | 10/9/2009 4:20:17 PM |
| RickD1003 | $50.00 | $50.00 | 10/9/2009 4:20:30 PM |
| five-star-justice | $36.00 | $36.00 | 10/9/2009 4:20:40 PM |
| zento | $25.00 | $25.00 | 10/9/2009 4:31:50 PM |
| minista | $25.00 | $25.00 | 10/9/2009 4:34:06 PM |
| Capital_Infusion | $35.00 | $35.00 | 10/9/2009 4:33:46 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/10/2009 3:09:23 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 9:50:10 AM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:05:59 PM |
| BenR | $100.00 | $100.00 | 10/11/2009 9:26:41 PM |
| 850 | $200.00 | $200.00 | 10/11/2009 10:25:51 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/13/2009 12:12:20 AM |
| Slimoro86 | $25.00 | $25.00 | 10/12/2009 9:59:47 PM |
| rapid-balance | $50.00 | $50.00 | 10/13/2009 2:23:48 PM |
| monticello | $25.00 | $25.00 | 10/9/2009 4:15:04 PM |
| All_Wins | $25.00 | $25.00 | 10/9/2009 4:15:19 PM |
| friendly-money | $25.00 | $25.00 | 10/9/2009 4:15:22 PM |
| Delzuma | $25.00 | $25.00 | 10/9/2009 4:15:30 PM |
| Rule62 | $25.00 | $25.00 | 10/9/2009 4:15:38 PM |
| cashfl0w | $50.00 | $50.00 | 10/9/2009 4:15:44 PM |
| Dia_Lucri3 | $25.00 | $25.00 | 10/9/2009 4:15:52 PM |
| rgrtanker | $25.00 | $25.00 | 10/9/2009 4:16:04 PM |
| lgs83 | $25.00 | $25.00 | 10/9/2009 4:16:09 PM |
| zigzagz03 | $25.00 | $25.00 | 10/9/2009 4:16:15 PM |
| mlbox3k | $25.00 | $25.00 | 10/9/2009 4:16:27 PM |
| cpaphoto | $25.00 | $25.00 | 10/9/2009 4:16:33 PM |
| majesty786 | $25.00 | $25.00 | 10/9/2009 4:16:44 PM |
| BrooklynJim | $25.00 | $25.00 | 10/9/2009 4:16:54 PM |
| Patter256 | $25.00 | $25.00 | 10/9/2009 4:17:12 PM |
| P7E | $40.00 | $40.00 | 10/9/2009 4:17:18 PM |
| Little_Guy | $25.00 | $25.00 | 10/9/2009 4:17:31 PM |
| mrfixerupper | $25.00 | $25.00 | 10/9/2009 4:17:40 PM |
| nycloan | $25.00 | $25.00 | 10/9/2009 4:17:46 PM |
| zaxsan | $25.00 | $25.00 | 10/9/2009 4:17:56 PM |
| Kaj | $25.00 | $25.00 | 10/9/2009 4:18:00 PM |
| VPRLLC | $25.00 | $25.00 | 10/9/2009 4:18:10 PM |
| jtradition | $28.34 | $28.34 | 10/9/2009 4:18:18 PM |
| Weaverville | $40.22 | $40.22 | 10/9/2009 4:18:25 PM |
| chekat | $25.00 | $25.00 | 10/9/2009 4:18:33 PM |
| chipperjohnson | $25.00 | $25.00 | 10/9/2009 4:18:39 PM |
| Trojan1976 | $25.00 | $25.00 | 10/9/2009 4:19:01 PM |
| miked8303 | $25.00 | $25.00 | 10/9/2009 4:19:04 PM |
| Hogpilot | $25.00 | $25.00 | 10/9/2009 4:19:10 PM |
| Lender0424 | $25.00 | $25.00 | 10/9/2009 4:19:20 PM |
| cgkid | $25.00 | $25.00 | 10/9/2009 4:19:38 PM |
| lending-bear | $50.00 | $50.00 | 10/9/2009 4:19:57 PM |
| decisive-capital | $50.00 | $50.00 | 10/9/2009 4:20:21 PM |
| DrStaff | $60.00 | $60.00 | 10/9/2009 4:20:32 PM |
| transaction-animal8 | $25.00 | $25.00 | 10/9/2009 4:20:41 PM |
| IIP77 | $25.00 | $25.00 | 10/9/2009 4:15:07 PM |
| highcountry1 | $25.00 | $25.00 | 10/9/2009 4:15:15 PM |
| mollybosco | $50.00 | $50.00 | 10/9/2009 4:15:37 PM |
| Oryx22 | $25.00 | $25.00 | 10/9/2009 4:15:43 PM |
| quintilian | $25.00 | $25.00 | 10/9/2009 4:15:51 PM |
| mooselegs19 | $25.00 | $25.00 | 10/9/2009 4:15:57 PM |
| jt530 | $25.00 | $25.00 | 10/9/2009 4:16:11 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/9/2009 4:16:16 PM |
| cathexis | $25.00 | $25.00 | 10/9/2009 4:16:28 PM |
| madpinto21 | $50.00 | $50.00 | 10/9/2009 4:16:38 PM |
| coolspeed | $25.00 | $25.00 | 10/9/2009 4:16:45 PM |
| saschar | $25.00 | $25.00 | 10/9/2009 4:16:56 PM |
| Cbgator | $25.00 | $25.00 | 10/9/2009 4:17:03 PM |
| thevogelfamily | $25.00 | $25.00 | 10/9/2009 4:17:14 PM |
| theopposites | $25.00 | $25.00 | 10/9/2009 4:17:24 PM |
| takabanana | $25.00 | $25.00 | 10/9/2009 4:17:28 PM |
| ogoog | $25.00 | $25.00 | 10/9/2009 4:17:41 PM |
| sshs | $25.00 | $25.00 | 10/9/2009 4:17:47 PM |
| NOLALEND | $25.00 | $25.00 | 10/9/2009 4:17:53 PM |
| kain11286 | $25.00 | $25.00 | 10/9/2009 4:18:07 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/9/2009 4:18:12 PM |
| crazycool | $35.00 | $35.00 | 10/9/2009 4:18:21 PM |
| affluence-tycoon | $25.00 | $25.00 | 10/9/2009 4:18:26 PM |
| Yanwoo | $25.00 | $25.00 | 10/9/2009 4:18:34 PM |
| new-reward-sequoia | $25.00 | $25.00 | 10/9/2009 4:18:40 PM |
| 888168 | $25.00 | $25.00 | 10/9/2009 4:18:45 PM |
| assetmanager | $25.00 | $25.00 | 10/9/2009 4:18:54 PM |
| wdove511 | $25.00 | $25.00 | 10/9/2009 4:19:08 PM |
| KLCRAY | $50.00 | $50.00 | 10/9/2009 4:19:14 PM |
| caipira | $25.00 | $25.00 | 10/9/2009 4:19:24 PM |
| TCR3 | $25.00 | $25.00 | 10/9/2009 4:19:33 PM |
| velocity-turtle | $25.00 | $25.00 | 10/9/2009 4:19:46 PM |
| SkiNZ | $25.00 | $25.00 | 10/9/2009 4:19:52 PM |
| kumpa2u | $25.00 | $25.00 | 10/9/2009 4:20:00 PM |
| metro457 | $25.00 | $25.00 | 10/9/2009 4:20:07 PM |
| top-unflappable-economy | $50.00 | $50.00 | 10/9/2009 4:20:10 PM |
| carlover | $25.00 | $25.00 | 10/9/2009 4:20:23 PM |
| jammers | $25.00 | $25.00 | 10/9/2009 4:20:28 PM |
| bluesheep | $25.00 | $25.00 | 10/9/2009 4:20:36 PM |
| kind-leverage-ringleader | $50.00 | $45.90 | 10/9/2009 4:20:42 PM |
| project07 | $25.00 | $25.00 | 10/9/2009 4:14:50 PM |
| Rogelio48 | $25.00 | $25.00 | 10/9/2009 4:15:09 PM |
| fortytwo | $100.00 | $100.00 | 10/9/2009 4:15:16 PM |
| p2ploan-battalion509 | $50.00 | $50.00 | 10/9/2009 4:15:35 PM |
| kscc183 | $25.00 | $25.00 | 10/9/2009 4:15:45 PM |
| checkuto | $25.00 | $25.00 | 10/9/2009 4:15:53 PM |
| Tahoeguy | $25.00 | $25.00 | 10/9/2009 4:16:02 PM |
| takarlstad | $25.00 | $25.00 | 10/9/2009 4:16:08 PM |
| ribbles | $50.00 | $50.00 | 10/9/2009 4:16:14 PM |
| Skady3love | $25.00 | $25.00 | 10/9/2009 4:16:20 PM |
| laredotornado | $25.00 | $25.00 | 10/9/2009 4:16:25 PM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/9/2009 4:16:35 PM |
| DublinCaLender | $25.00 | $25.00 | 10/9/2009 4:16:47 PM |
| LKN2RTR | $25.00 | $25.00 | 10/9/2009 4:16:57 PM |
| oodkim84oo | $40.00 | $40.00 | 10/9/2009 4:17:02 PM |
| TennSquire | $25.00 | $25.00 | 10/9/2009 4:17:15 PM |
| ah-long | $25.00 | $25.00 | 10/9/2009 4:17:23 PM |
| Ballard | $25.00 | $25.00 | 10/9/2009 4:17:30 PM |
| zbfamwl | $25.00 | $25.00 | 10/9/2009 4:17:38 PM |
| caliguian | $25.00 | $25.00 | 10/9/2009 4:17:45 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:18:09 PM |
| dimitrip1024 | $25.00 | $25.00 | 10/9/2009 4:18:15 PM |
| scottr | $25.00 | $25.00 | 10/9/2009 4:18:20 PM |
| dunedin | $25.00 | $25.00 | 10/9/2009 4:18:29 PM |
| tlam168 | $25.00 | $25.00 | 10/9/2009 4:18:35 PM |
| MGMNT | $25.00 | $25.00 | 10/9/2009 4:18:43 PM |
| freetimeskier | $50.00 | $50.00 | 10/9/2009 4:18:59 PM |
| profit33r | $25.00 | $25.00 | 10/9/2009 4:19:09 PM |
| fund-virtuoso | $25.00 | $25.00 | 10/9/2009 4:19:25 PM |
| jaxontre | $25.00 | $25.00 | 10/9/2009 4:19:27 PM |
| kanpur63 | $25.00 | $25.00 | 10/9/2009 4:19:31 PM |
| amsocool | $25.00 | $25.00 | 10/9/2009 4:19:35 PM |
| caNative | $25.00 | $25.00 | 10/9/2009 4:19:40 PM |
| funds-promiser | $50.00 | $50.00 | 10/9/2009 4:20:01 PM |
| Elbanko | $25.00 | $25.00 | 10/9/2009 4:20:05 PM |
| Gabriel02 | $25.00 | $25.00 | 10/9/2009 4:20:11 PM |
| PHI4308 | $25.00 | $25.00 | 10/9/2009 4:20:16 PM |
| Divr555 | $49.18 | $49.18 | 10/9/2009 4:20:26 PM |
| silver-allotment | $25.00 | $25.00 | 10/9/2009 4:20:34 PM |
| junes08 | $50.00 | $50.00 | 10/9/2009 4:34:37 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/9/2009 4:32:24 PM |
| the-durability-planetarium | $50.00 | $50.00 | 10/10/2009 9:07:22 PM |
| BenR | $100.00 | $100.00 | 10/11/2009 9:27:09 PM |
| PersonalBnkr | $25.00 | $25.00 | 10/12/2009 8:13:24 PM |
| twjh | $25.00 | $25.00 | 10/13/2009 6:04:10 AM |
| creditguy68 | $50.00 | $50.00 | 10/13/2009 8:23:07 AM |
| JTHarris | $75.00 | $75.00 | 10/13/2009 9:54:25 AM |
| ptclender | $50.00 | $50.00 | 10/13/2009 1:27:51 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:33:36 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 6:26:30 PM |
| 253 bids
|
Borrower Payment Dependent Notes Series
427827
This series of Notes was issued and sold upon the funding of the borrower loan #39042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 14.01% |
Starting borrower rate/APR:
| 15.01% / 15.37% |
Starting monthly payment:
| $52.01 |
|
Final lender yield:
| 9.89% |
Final borrower rate/APR:
| 10.89% / 11.24% |
Final monthly payment:
| $49.03 |
| |
|
Auction yield range:
| 3.27% - 14.01% |
Estimated loss impact:
| 0.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,334 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 10% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| historic-income |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Low Risk, High Reward
Purpose of loan:
This loan will be used to purchase baby furniture and accessories.? My wife and I are expecting twin girls in December.
My financial situation:
I am a good candidate for this loan because I have a credit score above 750 and pay off all my bills on time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blot44 | $25.00 | $25.00 | 10/16/2009 6:54:18 PM |
| DrNano | $50.00 | $50.00 | 10/18/2009 8:34:18 PM |
| Ven58 | $25.00 | $25.00 | 10/19/2009 4:25:42 PM |
| engbusres | $100.00 | $100.00 | 10/19/2009 4:31:22 PM |
| Hogan55 | $50.00 | $9.03 | 10/19/2009 7:44:08 PM |
| sperk50286 | $73.70 | $73.70 | 10/19/2009 6:56:32 PM |
| exchange-grizzly | $25.00 | $25.00 | 10/19/2009 7:29:58 PM |
| sunnysally | $25.00 | $25.00 | 10/19/2009 7:32:22 PM |
| Feyenoord | $25.00 | $25.00 | 10/20/2009 12:17:14 AM |
| EliteCapital | $25.00 | $25.00 | 10/20/2009 7:55:30 AM |
| Hogan55 | $25.00 | $25.00 | 10/20/2009 4:47:36 AM |
| farchoir | $25.00 | $25.00 | 10/20/2009 4:53:55 AM |
| JDLanier | $25.00 | $25.00 | 10/20/2009 8:50:12 AM |
| mkvance | $52.48 | $52.48 | 10/20/2009 8:12:38 AM |
| firedoctor | $25.00 | $25.00 | 10/20/2009 7:59:02 AM |
| dragonflywings | $25.00 | $25.00 | 10/20/2009 9:24:36 AM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 10/16/2009 7:13:53 PM |
| JTHarris | $100.00 | $100.00 | 10/18/2009 8:51:15 AM |
| gothampark | $50.00 | $50.00 | 10/18/2009 4:12:52 PM |
| Rustang | $50.00 | $50.00 | 10/19/2009 8:52:25 AM |
| flshdaskll | $25.00 | $25.00 | 10/19/2009 3:52:36 AM |
| building_community | $50.00 | $50.00 | 10/19/2009 6:30:40 AM |
| alvinsl | $25.00 | $25.00 | 10/19/2009 11:36:01 AM |
| dudebrah | $25.00 | $25.00 | 10/19/2009 1:29:06 PM |
| SeekingAlpha | $50.00 | $50.00 | 10/19/2009 5:42:16 PM |
| fairness-swashbuckler | $50.00 | $50.00 | 10/19/2009 9:21:19 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 9:50:46 PM |
| eker1170 | $50.00 | $50.00 | 10/20/2009 7:05:01 AM |
| outofoffice | $64.79 | $64.79 | 10/20/2009 2:12:54 AM |
| alvinsl | $25.00 | $25.00 | 10/20/2009 4:44:59 AM |
| quiggles | $25.00 | $25.00 | 10/20/2009 6:04:55 AM |
| truth-silo | $100.00 | $100.00 | 10/20/2009 6:15:14 AM |
| brightest-income-hunter | $25.00 | $25.00 | 10/20/2009 8:04:59 AM |
| niq4soccer | $25.00 | $25.00 | 10/20/2009 8:01:31 AM |
| Book-Mark | $25.00 | $25.00 | 10/20/2009 9:25:00 AM |
| brightest-economy-tsunami | $50.00 | $50.00 | 10/20/2009 9:25:14 AM |
| nikkky2000 | $75.00 | $75.00 | 10/20/2009 9:39:28 AM |
| 37 bids
|
Borrower Payment Dependent Notes Series
427969
This series of Notes was issued and sold upon the funding of the borrower loan #39055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| B |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 14.00% |
Starting borrower rate/APR:
| 15.00% / 17.17% |
Starting monthly payment:
| $79.73 |
|
Final lender yield:
| 12.33% |
Final borrower rate/APR:
| 13.33% / 15.48% |
Final monthly payment:
| $77.86 |
| |
|
Auction yield range:
| 6.27% - 14.00% |
Estimated loss impact:
| 5.20% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 9 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,577 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| p2ploan-captain321 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing high-interest debt.
Purpose of loan:
This loan will be used to help pay down my High-Interest Credit Card. I'm tired of paying $200/month in interest to the bank and this will help me pay it off faster. I?d rather pay interest to lenders who actually care about other people?
Combined, pre-tax income between my wife and I is nearly 70K/year. This loan will knock my credit balance down to 10K; was almost 15K, but I?ve managed to get it down to 12K. With Christmas coming, I want to try and aggressively pay down this high-interest debt. Take-home income = 4000 Mortgage -1200
Groceries -400
Gas -120
Utilities/cable/internet/cell/misc -1100
Total Expenses = -2820
Total Available/month = 1180The monthly payment for this loan should be around $80/month. This loan will reduce the interest I?m paying to the bank by approximately $35/month. I will have no trouble paying the $80/month for this loan. I will be using Prosper?s auto-payment system. I always keep a minimum balance of more than one-month?s expenses in my checking account, so there is no chance of a payment missing.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Your expenses seem a bit low for your income and debt, with almost 1200 a month in surplus do you not have savings that could pay off some of this debt?
Thanks and good luck. - Hawkeyebank
A:
We nearly whiped out our savings on the 20% downpayment for the house. We have some stocks, but I don't feel comfortable completely whiping out all of our savings. The debt is not out of control and we can still manage it, i'm just looking for another way to pay it off and reduce the interest payments. I want to keep the money in stocks as an emergency fund, just in case.
(Oct-15-2009)
Q:
So, what is the plan for paying down the remaining 10k credit card debt? If you lay down a plan, landers could feel comfort in bidding loan. Thanks and good luck. - cybercop45
A:
Currently, I am reducing spending as much as possible in order to pay down the balance more each month. It was also recommended to my by a financial advisor to try and refinance some of the high-interest credit card debt onto another credit card to take advantage of extremely low rates on balance transfers. I am researching this option. Regardless, reducing spending is the key to catching back up.
(Oct-16-2009)
Q:
Since you have about $1200 /mo surplus, how soon do you think you could pay off this loan? Also, your take home net is $4000/mo x 12 = $48,000, and including withheld income should be more than $50k. Is your income not stated correctly - cybercop45
A:
As this loan is lower interest than my CC, it will be lower priority. Realistically, I hope to have my CCs paid off in a year to a year and a half. Assuming that goal is reachable, I will prioritize anything else based on interest rate. Net pay is $69,2. (which is why I wrote nearly 70K) The 4K/month figure is after taxes, medical, and 401K contributions.
(Oct-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ChristopherHS | $25.00 | $25.00 | 10/13/2009 9:45:14 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 6:24:42 PM |
| Finspons | $30.00 | $30.00 | 10/13/2009 6:28:04 PM |
| FG9YTR | $25.00 | $25.00 | 10/14/2009 10:29:12 AM |
| mtquan | $25.00 | $25.00 | 10/14/2009 10:34:51 AM |
| munro | $25.00 | $25.00 | 10/14/2009 12:54:02 PM |
| mosby | $50.00 | $50.00 | 10/14/2009 2:40:13 PM |
| grc | $46.13 | $46.13 | 10/14/2009 2:47:27 PM |
| totoro | $25.00 | $25.00 | 10/15/2009 10:18:10 AM |
| oldman1947 | $25.00 | $25.00 | 10/15/2009 1:22:12 PM |
| Ven58 | $25.00 | $25.00 | 10/15/2009 6:23:35 PM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:11:39 PM |
| davidc314 | $50.00 | $50.00 | 10/17/2009 8:31:34 AM |
| blue-relay | $25.00 | $25.00 | 10/18/2009 8:30:07 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/19/2009 4:15:56 PM |
| PotBellyPete | $75.00 | $75.00 | 10/19/2009 7:32:27 PM |
| caseattle | $25.00 | $25.00 | 10/19/2009 5:51:47 PM |
| blindtaxidriver | $28.49 | $28.49 | 10/19/2009 8:52:10 PM |
| forthright-durability | $25.00 | $25.00 | 10/19/2009 9:45:03 PM |
| Student_Capital | $50.00 | $50.00 | 10/19/2009 11:39:45 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 8:49:46 PM |
| VTXRider | $25.00 | $25.00 | 10/19/2009 9:47:01 PM |
| alvinsl | $25.00 | $25.00 | 10/20/2009 4:57:55 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/20/2009 5:11:12 AM |
| 3am-preacher | $50.00 | $50.00 | 10/20/2009 8:48:58 AM |
| jonric777 | $25.00 | $25.00 | 10/20/2009 8:53:28 AM |
| massuot | $25.00 | $25.00 | 10/20/2009 9:33:51 AM |
| cybercop45 | $25.00 | $25.00 | 10/20/2009 9:31:32 AM |
| Sealion | $50.00 | $50.00 | 10/14/2009 10:26:31 AM |
| wildanne | $150.00 | $150.00 | 10/14/2009 11:36:45 AM |
| Berger2323 | $50.00 | $50.00 | 10/15/2009 9:06:14 AM |
| dudebrah | $25.00 | $25.00 | 10/16/2009 11:27:25 AM |
| CASSHMAN | $50.00 | $50.00 | 10/16/2009 2:52:59 PM |
| silver-boots | $25.00 | $25.00 | 10/17/2009 6:14:53 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/17/2009 11:15:52 AM |
| outofoffice | $75.00 | $75.00 | 10/18/2009 1:31:03 PM |
| Cherrypicker | $50.00 | $50.00 | 10/18/2009 5:11:19 PM |
| ramadi-iraq-07 | $25.00 | $25.00 | 10/19/2009 12:17:51 PM |
| TravisMcGee | $30.00 | $30.00 | 10/19/2009 12:47:17 PM |
| tkr2 | $25.00 | $25.00 | 10/19/2009 6:00:07 PM |
| nashibaksi | $25.00 | $25.00 | 10/19/2009 6:45:33 PM |
| Hogan55 | $72.98 | $72.98 | 10/19/2009 7:37:40 PM |
| interact | $25.00 | $25.00 | 10/19/2009 6:24:24 PM |
| liquidhorse | $50.00 | $50.00 | 10/19/2009 8:47:57 PM |
| sharp-credit | $146.79 | $146.79 | 10/19/2009 7:03:01 PM |
| SeekingAlpha | $25.00 | $25.00 | 10/19/2009 6:47:51 PM |
| r1j2r3 | $25.00 | $25.00 | 10/19/2009 6:49:31 PM |
| Galdis | $25.00 | $25.00 | 10/19/2009 7:20:33 PM |
| Trondheim_Norway | $60.00 | $60.00 | 10/19/2009 9:54:56 PM |
| ROYFU | $46.92 | $46.92 | 10/19/2009 7:07:57 PM |
| payout-magician | $50.00 | $50.00 | 10/19/2009 8:04:11 PM |
| OGS_Capital | $25.00 | $25.00 | 10/20/2009 4:31:41 AM |
| quiggles | $25.00 | $25.00 | 10/20/2009 6:07:59 AM |
| authentic-peace7 | $25.00 | $25.00 | 10/20/2009 6:50:10 AM |
| rjcoutur2001 | $79.80 | $79.80 | 10/20/2009 4:54:55 AM |
| brightest-income-hunter | $25.00 | $25.00 | 10/20/2009 8:05:55 AM |
| farchoir | $25.00 | $25.00 | 10/20/2009 9:15:48 AM |
| Bill88 | $40.00 | $8.89 | 10/20/2009 9:40:53 AM |
| credit-coach118 | $25.00 | $25.00 | 10/20/2009 8:41:30 AM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 9:31:24 AM |
| 60 bids
|
Borrower Payment Dependent Notes Series
428109
This series of Notes was issued and sold upon the funding of the borrower loan #39034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 21.01% |
Starting borrower rate/APR:
| 22.01% / 24.37% |
Starting monthly payment:
| $61.11 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 22.33% |
Final monthly payment:
| $59.46 |
| |
|
Auction yield range:
| 8.27% - 21.01% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $439 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 73% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| favorable-basis |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping My Wife.
Purpose of loan:
This loan will be used to? Make my wife very happy.......? Well this is my second go around. Thank you for the previous bids on my first listing. I have managed to come up with most of my goal, so now I'm needing as much this time. My wife has been working and saving every penny she can find to get a breast augmentation, she will be turning 39 soon so she?is?trying to get all this money?together before the big day strikes....I would love to surprise her and take?some of the?pressure off and help her accomplish her goal.
My financial situation:
I am a good candidate for this loan because? I work full time and always keep a job for my family. I have little debt and I'm trying to to get my credit cleaned up and start a new credit history so my life can move on.
Monthly net income: $ 2600
Monthly expenses: $
??Housing: $
??Insurance: $ 56.00
??Car expenses: $
??Utilities: $ 160.00
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $?150.00
??Credit cards and other loans: $ 180.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GreenSolutionsOffshoreHoldings | $25.00 | $18.24 | 10/13/2009 4:04:17 PM |
| IPG1 | $25.00 | $25.00 | 10/13/2009 4:14:00 PM |
| clearviewcapital | $25.00 | $25.00 | 10/14/2009 11:34:06 PM |
| chevy92 | $50.00 | $50.00 | 10/16/2009 5:24:15 AM |
| junes08 | $50.00 | $50.00 | 10/16/2009 11:10:22 AM |
| JTHarris | $50.00 | $50.00 | 10/18/2009 9:03:21 AM |
| brilliant-balance | $25.00 | $25.00 | 10/19/2009 7:19:13 AM |
| Bigsaver | $25.00 | $25.00 | 10/19/2009 4:23:08 PM |
| bondhedger | $25.00 | $25.00 | 10/19/2009 11:02:18 PM |
| crazyinjun | $25.00 | $25.00 | 10/20/2009 2:30:33 PM |
| VuMastr | $75.00 | $75.00 | 10/20/2009 1:32:08 PM |
| jcn12321 | $50.00 | $50.00 | 10/20/2009 12:13:13 PM |
| porwestco | $25.00 | $25.00 | 10/20/2009 1:49:59 PM |
| SoyLover | $25.00 | $25.00 | 10/20/2009 1:44:56 PM |
| wwwUniversal | $25.00 | $25.00 | 10/20/2009 3:51:42 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/13/2009 4:05:11 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/13/2009 4:00:24 PM |
| liederhaus | $50.00 | $50.00 | 10/13/2009 5:54:13 PM |
| building_community | $25.00 | $25.00 | 10/14/2009 5:56:15 AM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:51:23 AM |
| Halos2002 | $150.00 | $150.00 | 10/15/2009 8:51:34 AM |
| marwadi-62 | $25.00 | $25.00 | 10/15/2009 4:35:20 PM |
| LarryNY | $25.00 | $25.00 | 10/16/2009 9:06:53 AM |
| Syzygy | $25.00 | $25.00 | 10/16/2009 3:14:04 PM |
| Jim33 | $25.00 | $25.00 | 10/16/2009 7:42:05 PM |
| the-problem-solver | $50.00 | $50.00 | 10/18/2009 9:37:41 AM |
| atlas100 | $25.00 | $25.00 | 10/18/2009 1:23:40 PM |
| generous-deal6 | $25.00 | $25.00 | 10/18/2009 10:05:44 PM |
| payout-magician | $50.00 | $50.00 | 10/19/2009 8:06:20 PM |
| Bank_Of_XL | $50.00 | $50.00 | 10/20/2009 6:16:31 AM |
| investment-visionary | $25.00 | $25.00 | 10/20/2009 10:35:04 AM |
| zone6 | $100.00 | $100.00 | 10/20/2009 11:32:39 AM |
| efficient-bid2 | $25.00 | $25.00 | 10/20/2009 10:53:34 AM |
| Easystreet | $25.00 | $25.00 | 10/20/2009 10:53:19 AM |
| DMKAssetManagement | $100.00 | $100.00 | 10/20/2009 2:59:30 PM |
| quest0 | $26.76 | $26.76 | 10/20/2009 2:36:22 PM |
| Kyileo | $50.00 | $50.00 | 10/20/2009 3:42:30 PM |
| brightest-economy-tsunami | $25.00 | $25.00 | 10/20/2009 2:53:58 PM |
| Engineer44 | $30.00 | $30.00 | 10/20/2009 3:56:38 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
428113
This series of Notes was issued and sold upon the funding of the borrower loan #39035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction start date:
| Oct-13-2009 |
| |
Auction end date:
| Oct-16-2009 |
|
|
Starting lender yield:
| 25.65% |
Starting borrower rate/APR:
| 26.65% / 28.98% |
Starting monthly payment:
| $487.65 |
|
Final lender yield:
| 22.60% |
Final borrower rate/APR:
| 23.60% / 25.89% |
Final monthly payment:
| $468.28 |
| |
|
Auction yield range:
| 8.27% - 25.65% |
Estimated loss impact:
| 9.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 780-800 (Oct-2009) |
Current / open credit lines:
| 17
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23,747 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 60% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| trustworthyteacher |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dedicated to Paying Down Debt
Climbing Out Of Debt
This loan will be used to pay off debt that has been lingering for a couple of years on credit cards following the overwhelming financial responsibilities surrounding my mother's battle with cancer and subsequent death and my daughter's costly orthodontic treatment for removal of an extra tooth and realignment of her teeth.
My family is in a good position job wise to pay off this debt because I have a very secure job as a tenured teacher with experience on the salary scale of more than 17 years. In addition, although the income of my husband of 19 years is not listed, he earns an income as a Social Worker with 16 years job stability and an income of 60,000 per year in addition to my 76,000. I am a good candidate for this loan because I am serious about getting out of debt before my eldest daughter graduates from high school in 4 years. I will need to be debt free to pay her college tuition. Finally, I have taken on teaching an extra class during the school year which will bring me home an extra 1000 per month and I have been employed by a second employer Pearson Education to grade essays online from home in the evenings and weekends. I will make a minimum of 500 per month extra for this job during the school year and this summer I have committed to teaching summer school from which I will earn another 6000. In short, it is worth it for me to give up some of my free time now to be able to provide for my family better in the future.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| five-star-justice | $36.00 | $36.00 | 10/13/2009 9:48:26 AM |
| zone8 | $25.00 | $25.00 | 10/13/2009 9:48:28 AM |
| personal-lender | $25.00 | $25.00 | 10/13/2009 9:49:48 AM |
| secobarbital | $25.00 | $25.00 | 10/13/2009 9:50:24 AM |
| tsquared_030 | $25.00 | $25.00 | 10/13/2009 9:51:57 AM |
| leverage-trident | $25.00 | $25.00 | 10/13/2009 9:52:05 AM |
| loanfairy | $25.00 | $25.00 | 10/13/2009 9:53:45 AM |
| capital-galaxy | $75.00 | $75.00 | 10/13/2009 9:52:27 AM |
| birddogsb | $50.00 | $50.00 | 10/13/2009 9:52:49 AM |
| bronzmajom | $25.00 | $25.00 | 10/13/2009 9:53:59 AM |
| unequaled-credit7 | $25.00 | $25.00 | 10/13/2009 9:54:05 AM |
| tender-gold | $25.00 | $25.00 | 10/13/2009 9:54:18 AM |
| thedreamer | $25.00 | $25.00 | 10/13/2009 9:47:58 AM |
| unclejaef | $25.00 | $25.00 | 10/13/2009 9:55:14 AM |
| Hondo | $25.00 | $25.00 | 10/13/2009 9:55:28 AM |
| coolspeed | $25.00 | $25.00 | 10/13/2009 9:56:09 AM |
| payout-magician | $50.00 | $50.00 | 10/13/2009 9:54:53 AM |
| icon7 | $25.00 | $25.00 | 10/13/2009 9:50:06 AM |
| bleacher | $25.00 | $25.00 | 10/13/2009 9:55:35 AM |
| deal-secret-agent | $25.00 | $25.00 | 10/13/2009 9:51:30 AM |
| gracej | $25.00 | $25.00 | 10/13/2009 9:57:33 AM |
| income-crescendo1 | $25.00 | $25.00 | 10/13/2009 9:57:38 AM |
| hawker | $100.00 | $100.00 | 10/13/2009 9:57:59 AM |
| blue-exuberant-economy | $50.00 | $50.00 | 10/13/2009 9:58:15 AM |
| CarDealer3070 | $30.00 | $30.00 | 10/13/2009 9:53:11 AM |
| Ragnar | $25.00 | $25.00 | 10/13/2009 9:54:19 AM |
| DukSerduk | $25.00 | $25.00 | 10/13/2009 9:54:27 AM |
| abidos | $25.00 | $25.00 | 10/13/2009 9:54:36 AM |
| kulender | $25.00 | $25.00 | 10/13/2009 9:55:02 AM |
| SDNLR | $25.00 | $25.00 | 10/13/2009 9:55:45 AM |
| InvestorPartners | $25.00 | $25.00 | 10/13/2009 9:56:55 AM |
| rolandweary | $40.00 | $40.00 | 10/13/2009 10:05:32 AM |
| Champpilot | $50.00 | $50.00 | 10/13/2009 10:06:47 AM |
| silver-armada | $50.00 | $50.00 | 10/13/2009 10:05:57 AM |
| bonus-buddy2 | $35.00 | $35.00 | 10/13/2009 10:07:16 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/13/2009 10:06:16 AM |
| greenfuture | $25.00 | $25.00 | 10/13/2009 10:08:39 AM |
| metro457 | $25.00 | $25.00 | 10/13/2009 10:08:58 AM |
| lagnisiruk | $25.00 | $25.00 | 10/13/2009 10:09:33 AM |
| best-marketologist | $25.00 | $25.00 | 10/13/2009 10:08:34 AM |
| jakedubb | $25.00 | $25.00 | 10/13/2009 10:09:48 AM |
| vcbogan | $100.00 | $100.00 | 10/13/2009 10:10:48 AM |
| swoosh | $25.00 | $25.00 | 10/13/2009 10:11:08 AM |
| laudable-balance | $25.00 | $25.00 | 10/13/2009 10:06:22 AM |
| zacharyd | $25.00 | $25.00 | 10/13/2009 10:06:28 AM |
| kbodendorf | $25.00 | $25.00 | 10/13/2009 10:12:12 AM |
| ronow22 | $25.00 | $25.00 | 10/13/2009 10:07:31 AM |
| Winger | $50.00 | $50.00 | 10/13/2009 10:12:20 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/13/2009 10:12:37 AM |
| SB-Funding | $50.00 | $50.00 | 10/13/2009 10:08:13 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 10:13:05 AM |
| TW2000 | $25.00 | $25.00 | 10/13/2009 10:09:10 AM |
| MissionMicroFinance | $25.00 | $25.00 | 10/13/2009 10:13:11 AM |
| crenen139 | $25.00 | $25.00 | 10/13/2009 10:13:16 AM |
| engaging-worth | $30.00 | $30.00 | 10/13/2009 10:09:24 AM |
| gold-sushi | $25.00 | $25.00 | 10/13/2009 10:15:00 AM |
| SimGuy | $25.00 | $25.00 | 10/13/2009 10:09:54 AM |
| tremendous-payment | $25.00 | $25.00 | 10/13/2009 10:10:08 AM |
| Gabriel02 | $25.00 | $25.00 | 10/13/2009 10:15:32 AM |
| bigbryan98 | $25.00 | $25.00 | 10/13/2009 10:14:51 AM |
| triumphant-community | $25.00 | $25.00 | 10/13/2009 10:11:13 AM |
| courteous-deal8 | $25.00 | $25.00 | 10/13/2009 10:15:19 AM |
| bxdoc | $143.41 | $143.41 | 10/13/2009 10:16:46 AM |
| TIC0331 | $100.00 | $100.00 | 10/13/2009 10:11:21 AM |
| trapper569 | $25.00 | $25.00 | 10/13/2009 10:11:56 AM |
| radiant-fund | $25.00 | $25.00 | 10/13/2009 10:12:01 AM |
| JohnW12 | $25.00 | $25.00 | 10/13/2009 10:16:09 AM |
| asiaratt | $25.00 | $25.00 | 10/13/2009 10:12:28 AM |
| WalnutCreekguy | $33.00 | $33.00 | 10/13/2009 10:17:59 AM |
| SnE | $25.00 | $25.00 | 10/13/2009 10:16:28 AM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/13/2009 10:12:54 AM |
| Dahlozer | $25.00 | $25.00 | 10/13/2009 10:18:50 AM |
| gold-tsunami | $25.00 | $25.00 | 10/13/2009 10:17:08 AM |
| westsidehighway | $25.00 | $25.00 | 10/13/2009 10:18:59 AM |
| rjleves | $25.00 | $25.00 | 10/13/2009 10:17:13 AM |
| poeman | $25.00 | $25.00 | 10/13/2009 10:19:10 AM |
| RetiredATC | $25.00 | $25.00 | 10/13/2009 10:13:39 AM |
| funds-dominator | $25.00 | $25.00 | 10/13/2009 10:19:31 AM |
| sloan | $25.00 | $25.00 | 10/13/2009 10:18:06 AM |
| chicco | $80.00 | $80.00 | 10/13/2009 10:18:16 AM |
| zoomdrm57 | $25.00 | $25.00 | 10/13/2009 10:14:32 AM |
| honorable-treasure | $25.00 | $25.00 | 10/13/2009 10:20:41 AM |
| youqianderen | $50.00 | $50.00 | 10/13/2009 10:18:54 AM |
| MicroL | $25.00 | $25.00 | 10/13/2009 10:19:05 AM |
| cathexis | $25.00 | $25.00 | 10/13/2009 10:21:13 AM |
| ThomasCrown | $30.00 | $30.00 | 10/13/2009 10:21:37 AM |
| majesty786 | $25.00 | $25.00 | 10/13/2009 10:21:48 AM |
| lending-bear | $25.00 | $25.00 | 10/13/2009 10:15:43 AM |
| decisive-capital | $50.00 | $50.00 | 10/13/2009 10:22:11 AM |
| xstreamin | $25.00 | $25.00 | 10/13/2009 10:19:55 AM |
| Davidson2 | $25.00 | $25.00 | 10/13/2009 10:22:26 AM |
| Loan_shark718 | $50.00 | $50.00 | 10/13/2009 10:16:18 AM |
| AF-Chief | $25.00 | $25.00 | 10/13/2009 10:16:38 AM |
| brazilofmux | $100.00 | $100.00 | 10/13/2009 10:17:46 AM |
| techvet | $25.00 | $25.00 | 10/13/2009 10:18:11 AM |
| jeg3k | $25.00 | $25.00 | 10/13/2009 10:18:22 AM |
| ianakacg | $25.00 | $25.00 | 10/13/2009 10:18:27 AM |
| DublinCaLender | $25.00 | $25.00 | 10/13/2009 10:21:50 AM |
| JonnyD | $25.00 | $25.00 | 10/13/2009 10:25:27 AM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/13/2009 10:19:16 AM |
| yukongin | $25.00 | $25.00 | 10/13/2009 10:22:44 AM |
| jpreal | $25.00 | $25.00 | 10/13/2009 10:26:10 AM |
| blessedpair | $25.00 | $25.00 | 10/13/2009 10:19:44 AM |
| sambog | $25.00 | $25.00 | 10/13/2009 10:20:07 AM |
| capital-duckling | $25.00 | $25.00 | 10/13/2009 10:20:16 AM |
| wayman | $50.00 | $50.00 | 10/13/2009 10:23:26 AM |
| Sefotonga | $25.00 | $25.00 | 10/13/2009 10:20:27 AM |
| exact-justice | $25.00 | $25.00 | 10/13/2009 10:23:31 AM |
| benefit-squirrel | $30.00 | $30.00 | 10/13/2009 10:23:39 AM |
| laredotornado | $25.00 | $25.00 | 10/13/2009 10:21:05 AM |
| VBAces | $50.00 | $50.00 | 10/13/2009 10:27:59 AM |
| RamesesTG | $25.00 | $25.00 | 10/13/2009 10:24:16 AM |
| SPB | $25.00 | $25.00 | 10/13/2009 10:24:21 AM |
| beyondmanagement | $25.00 | $25.00 | 10/13/2009 10:21:26 AM |
| blivet1970 | $25.00 | $25.00 | 10/13/2009 10:24:28 AM |
| boxorox | $25.00 | $25.00 | 10/13/2009 10:21:32 AM |
| slartibardfast | $25.00 | $25.00 | 10/13/2009 10:28:25 AM |
| jdrez | $25.00 | $25.00 | 10/13/2009 10:22:11 AM |
| LenderByDay | $25.00 | $25.00 | 10/13/2009 10:29:26 AM |
| twomonkeys3 | $25.00 | $25.00 | 10/13/2009 10:29:34 AM |
| invisible_hand | $25.00 | $25.00 | 10/13/2009 10:29:59 AM |
| RadCad1 | $50.00 | $50.00 | 10/13/2009 10:23:04 AM |
| chlebie | $50.00 | $50.00 | 10/13/2009 10:30:13 AM |
| inventive-exchange | $25.00 | $25.00 | 10/13/2009 10:26:14 AM |
| tensor | $25.00 | $25.00 | 10/13/2009 10:30:42 AM |
| burrito6 | $25.00 | $25.00 | 10/13/2009 10:23:43 AM |
| LendGuy | $25.00 | $25.00 | 10/13/2009 10:24:23 AM |
| Tavita | $25.00 | $25.00 | 10/13/2009 10:24:33 AM |
| iuseyew | $25.00 | $25.00 | 10/13/2009 10:31:47 AM |
| andyb9 | $25.00 | $25.00 | 10/13/2009 10:25:06 AM |
| GElender | $50.00 | $50.00 | 10/13/2009 10:25:26 AM |
| jeromeyuan | $25.00 | $25.00 | 10/13/2009 10:32:35 AM |
| Petite_Rose | $25.00 | $25.00 | 10/13/2009 10:25:52 AM |
| beezling | $52.00 | $52.00 | 10/13/2009 10:28:50 AM |
| Wangersinc | $25.00 | $25.00 | 10/13/2009 10:26:18 AM |
| bonanza1973 | $25.00 | $25.00 | 10/13/2009 10:30:04 AM |
| agwosdof | $50.00 | $50.00 | 10/13/2009 10:34:01 AM |
| YogitheTreeFrog | $25.00 | $25.00 | 10/13/2009 10:31:15 AM |
| Sixmil | $25.00 | $25.00 | 10/13/2009 10:27:46 AM |
| booksleuth | $50.00 | $50.00 | 10/13/2009 10:34:39 AM |
| SEC1932 | $25.00 | $25.00 | 10/13/2009 10:34:49 AM |
| GatorBait | $25.00 | $25.00 | 10/13/2009 10:32:01 AM |
| keeks | $25.00 | $25.00 | 10/13/2009 10:32:07 AM |
| peripatetic | $25.00 | $25.00 | 10/13/2009 10:32:57 AM |
| beleza | $50.00 | $50.00 | 10/13/2009 10:33:05 AM |
| blackballplayer | $25.00 | $25.00 | 10/13/2009 10:29:01 AM |
| wiltonbound | $25.00 | $25.00 | 10/13/2009 10:31:05 AM |
| oreyedoc | $25.00 | $25.00 | 10/13/2009 10:35:12 AM |
| kencox | $25.00 | $25.00 | 10/13/2009 10:31:22 AM |
| icenined | $25.00 | $25.00 | 10/13/2009 10:35:31 AM |
| mathprof | $25.00 | $25.00 | 10/13/2009 11:14:57 AM |
| kumpa2u | $25.00 | $25.00 | 10/13/2009 10:45:24 AM |
| reciprocate | $300.00 | $300.00 | 10/13/2009 10:47:54 AM |
| mpactlender | $25.00 | $25.00 | 10/13/2009 11:32:29 AM |
| davez0r | $25.00 | $25.00 | 10/13/2009 10:43:25 AM |
| educationfirst | $25.00 | $25.00 | 10/13/2009 10:44:32 AM |
| Carpetkid | $25.00 | $25.00 | 10/13/2009 10:44:40 AM |
| lending22 | $25.00 | $25.00 | 10/13/2009 10:45:08 AM |
| imlosttoo | $25.00 | $25.00 | 10/13/2009 11:15:31 AM |
| aldeed | $25.00 | $25.00 | 10/13/2009 11:16:18 AM |
| MightyMunk | $25.00 | $25.00 | 10/13/2009 11:21:09 AM |
| windfall46 | $25.00 | $25.00 | 10/13/2009 11:07:46 AM |
| jgar_O | $25.00 | $25.00 | 10/13/2009 11:14:57 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/13/2009 11:15:11 AM |
| friendly-gold | $25.00 | $25.00 | 10/13/2009 11:16:17 AM |
| Maccs55 | $25.00 | $25.00 | 10/13/2009 11:16:21 AM |
| ChuckieG | $50.00 | $50.00 | 10/13/2009 4:50:09 PM |
| loan-master996 | $50.00 | $50.00 | 10/13/2009 6:03:51 PM |
| biobulator | $25.00 | $25.00 | 10/13/2009 8:29:10 PM |
| Gibbyland | $50.00 | $50.00 | 10/13/2009 9:28:45 PM |
| L-vex | $25.00 | $25.00 | 10/13/2009 11:13:39 PM |
| 101010 | $100.00 | $100.00 | 10/14/2009 12:41:14 PM |
| icon7 | $25.00 | $25.00 | 10/14/2009 11:52:25 AM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 1:10:06 PM |
| point | $25.00 | $25.00 | 10/14/2009 3:49:54 PM |
| irrelevant | $25.00 | $25.00 | 10/15/2009 8:58:47 AM |
| charming-point | $50.00 | $50.00 | 10/15/2009 9:33:58 AM |
| interstellar | $50.00 | $50.00 | 10/15/2009 10:48:38 AM |
| unk1911 | $25.00 | $25.00 | 10/15/2009 3:49:28 PM |
| Orringo | $25.00 | $25.00 | 10/15/2009 5:08:33 PM |
| tallmon | $25.00 | $25.00 | 10/16/2009 5:15:34 AM |
| SNH | $50.00 | $50.00 | 10/13/2009 9:49:19 AM |
| inventive-wealth2 | $25.00 | $25.00 | 10/13/2009 9:48:37 AM |
| spitzbergen | $25.00 | $25.00 | 10/13/2009 9:49:54 AM |
| delivery | $25.00 | $25.00 | 10/13/2009 9:50:46 AM |
| wildguy | $25.00 | $25.00 | 10/13/2009 9:52:22 AM |
| heroic-benefit | $25.00 | $25.00 | 10/13/2009 9:51:25 AM |
| jonn834 | $25.00 | $25.00 | 10/13/2009 9:52:43 AM |
| fcb202 | $25.00 | $25.00 | 10/13/2009 9:51:35 AM |
| honorable-yield | $25.00 | $25.00 | 10/13/2009 9:51:53 AM |
| Dreams4Cash | $25.00 | $25.00 | 10/13/2009 9:53:30 AM |
| capital-albatross | $25.00 | $25.00 | 10/13/2009 9:53:52 AM |
| Havana21 | $50.00 | $50.00 | 10/13/2009 9:53:17 AM |
| snoopey100 | $25.00 | $25.00 | 10/13/2009 9:49:03 AM |
| visionary-currency | $25.00 | $25.00 | 10/13/2009 9:49:25 AM |
| Supernick | $25.00 | $25.00 | 10/13/2009 9:54:51 AM |
| scottr | $25.00 | $25.00 | 10/13/2009 9:56:19 AM |
| crazycool | $35.00 | $35.00 | 10/13/2009 9:56:31 AM |
| nhi | $50.00 | $50.00 | 10/13/2009 9:55:19 AM |
| YogaDude34 | $50.00 | $50.00 | 10/13/2009 9:56:02 AM |
| anton | $25.00 | $25.00 | 10/13/2009 9:51:06 AM |
| louisianalender | $100.00 | $100.00 | 10/13/2009 9:51:22 AM |
| czar3 | $30.00 | $30.00 | 10/13/2009 9:57:41 AM |
| rapid-power2 | $25.00 | $25.00 | 10/13/2009 9:52:36 AM |
| justice-dna | $25.00 | $25.00 | 10/13/2009 9:58:00 AM |
| djh47a | $30.00 | $30.00 | 10/13/2009 9:58:07 AM |
| zone6 | $25.00 | $25.00 | 10/13/2009 9:55:39 AM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/13/2009 9:56:12 AM |
| skuba | $25.00 | $25.00 | 10/13/2009 9:56:40 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 10:06:08 AM |
| neighborly-bid | $25.00 | $25.00 | 10/13/2009 10:06:59 AM |
| gadget7 | $25.00 | $25.00 | 10/13/2009 10:07:18 AM |
| yield-lion | $25.00 | $25.00 | 10/13/2009 10:08:22 AM |
| mebobeh | $25.00 | $25.00 | 10/13/2009 10:08:32 AM |
| revenue-kazoo | $25.00 | $25.00 | 10/13/2009 10:08:44 AM |
| integrity-spilunker | $25.00 | $25.00 | 10/13/2009 10:10:00 AM |
| akahoss | $25.00 | $25.00 | 10/13/2009 10:09:03 AM |
| Artist_Blue | $25.00 | $25.00 | 10/13/2009 10:06:15 AM |
| lcole32 | $25.00 | $25.00 | 10/13/2009 10:06:31 AM |
| museic1 | $50.00 | $50.00 | 10/13/2009 10:06:34 AM |
| lovely-return7 | $25.00 | $25.00 | 10/13/2009 10:12:37 AM |
| dparkhom | $25.00 | $25.00 | 10/13/2009 10:06:57 AM |
| Josta | $50.00 | $50.00 | 10/13/2009 10:11:55 AM |
| five-star-note | $35.00 | $35.00 | 10/13/2009 10:13:09 AM |
| paymentologist | $25.00 | $25.00 | 10/13/2009 10:13:44 AM |
| MARWARISETH | $25.00 | $25.00 | 10/13/2009 10:12:35 AM |
| Clambake | $50.00 | $50.00 | 10/13/2009 10:08:12 AM |
| Phantom99 | $25.00 | $25.00 | 10/13/2009 10:12:40 AM |
| uncleegg | $25.00 | $25.00 | 10/13/2009 10:13:56 AM |
| Shepherd7 | $25.00 | $25.00 | 10/13/2009 10:12:46 AM |
| Halos2002 | $50.00 | $50.00 | 10/13/2009 10:08:55 AM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 10:13:07 AM |
| Coach2often | $25.00 | $25.00 | 10/13/2009 10:15:11 AM |
| LendDoc | $25.00 | $25.00 | 10/13/2009 10:15:50 AM |
| BaileyBrothers | $25.00 | $25.00 | 10/13/2009 10:10:42 AM |
| dime-worker | $25.00 | $25.00 | 10/13/2009 10:15:54 AM |
| jdnyc | $25.00 | $25.00 | 10/13/2009 10:15:59 AM |
| catomaior | $25.00 | $25.00 | 10/13/2009 10:14:47 AM |
| rbb | $25.00 | $25.00 | 10/13/2009 10:14:50 AM |
| Skady3love | $25.00 | $25.00 | 10/13/2009 10:15:05 AM |
| SBT | $50.00 | $50.00 | 10/13/2009 10:16:47 AM |
| papaman | $25.00 | $25.00 | 10/13/2009 10:11:20 AM |
| progressive-rupee | $25.00 | $25.00 | 10/13/2009 10:15:24 AM |
| TechGuy2 | $25.00 | $25.00 | 10/13/2009 10:17:00 AM |
| busybee007 | $25.00 | $25.00 | 10/13/2009 10:17:03 AM |
| TheMan | $25.00 | $25.00 | 10/13/2009 10:16:13 AM |
| andrewgl | $25.00 | $25.00 | 10/13/2009 10:12:34 AM |
| bchen78875 | $25.00 | $25.00 | 10/13/2009 10:16:59 AM |
| rgrtanker | $25.00 | $25.00 | 10/13/2009 10:13:34 AM |
| Lam0nt | $25.00 | $25.00 | 10/13/2009 10:17:14 AM |
| OCBLUE | $25.00 | $25.00 | 10/13/2009 10:17:28 AM |
| pbr | $25.00 | $25.00 | 10/13/2009 10:19:25 AM |
| Tikibarman | $50.00 | $50.00 | 10/13/2009 10:20:20 AM |
| Sam65 | $25.00 | $25.00 | 10/13/2009 10:18:35 AM |
| Financer | $50.00 | $50.00 | 10/13/2009 10:20:28 AM |
| jcfunder | $25.00 | $25.00 | 10/13/2009 10:14:30 AM |
| pleasant-dime | $25.00 | $25.00 | 10/13/2009 10:20:38 AM |
| Trimalchio12 | $25.00 | $25.00 | 10/13/2009 10:14:37 AM |
| fortytwo | $100.00 | $100.00 | 10/13/2009 10:20:48 AM |
| jt530 | $25.00 | $25.00 | 10/13/2009 10:20:57 AM |
| cpaphoto | $25.00 | $25.00 | 10/13/2009 10:21:27 AM |
| Dunndeal4u | $25.00 | $25.00 | 10/13/2009 10:19:37 AM |
| Weaverville | $50.00 | $50.00 | 10/13/2009 10:15:42 AM |
| Cai8899 | $25.00 | $25.00 | 10/13/2009 10:15:49 AM |
| mstebnicki | $25.00 | $25.00 | 10/13/2009 10:19:51 AM |
| Skramar | $25.00 | $25.00 | 10/13/2009 10:20:07 AM |
| don8ter | $25.00 | $25.00 | 10/13/2009 10:22:34 AM |
| riversmoke | $25.00 | $25.00 | 10/13/2009 10:23:37 AM |
| stanbalwight4 | $25.00 | $25.00 | 10/13/2009 10:24:32 AM |
| orange-courageous-dedication | $25.00 | $25.00 | 10/13/2009 10:21:34 AM |
| flaparty | $50.00 | $50.00 | 10/13/2009 10:21:43 AM |
| socialbanker | $25.00 | $25.00 | 10/13/2009 10:18:46 AM |
| truth-futurist | $25.00 | $25.00 | 10/13/2009 10:22:16 AM |
| ibuystk | $50.00 | $50.00 | 10/13/2009 10:19:15 AM |
| martinatime | $25.00 | $25.00 | 10/13/2009 10:19:20 AM |
| nicklds | $25.00 | $25.00 | 10/13/2009 10:26:09 AM |
| Dutchhunter | $25.00 | $25.00 | 10/13/2009 10:22:53 AM |
| Aquani | $50.00 | $50.00 | 10/13/2009 10:23:16 AM |
| jktravl | $25.00 | $25.00 | 10/13/2009 10:20:24 AM |
| transparency-giant | $25.00 | $25.00 | 10/13/2009 10:20:34 AM |
| rwelle | $25.00 | $25.00 | 10/13/2009 10:27:38 AM |
| Akkon | $25.00 | $25.00 | 10/13/2009 10:20:51 AM |
| attractive-rate | $25.00 | $25.00 | 10/13/2009 10:21:11 AM |
| LimekilnLake | $25.00 | $25.00 | 10/13/2009 10:24:17 AM |
| ccdmp2004 | $25.00 | $25.00 | 10/13/2009 10:21:56 AM |
| bluesheep | $25.00 | $25.00 | 10/13/2009 10:22:21 AM |
| power-collider | $25.00 | $25.00 | 10/13/2009 10:22:35 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/13/2009 10:29:37 AM |
| soldadoz | $25.00 | $25.00 | 10/13/2009 10:25:29 AM |
| flwah | $25.00 | $25.00 | 10/13/2009 10:25:36 AM |
| RationalWorld | $25.00 | $25.00 | 10/13/2009 10:22:52 AM |
| VeedonFleece | $25.00 | $25.00 | 10/13/2009 10:30:08 AM |
| unitedins | $25.00 | $25.00 | 10/13/2009 10:23:10 AM |
| VentureExplorer | $25.00 | $25.00 | 10/13/2009 10:23:20 AM |
| Dohshooter | $50.00 | $50.00 | 10/13/2009 10:30:41 AM |
| hopethisworks | $100.00 | $100.00 | 10/13/2009 10:26:56 AM |
| aasx1108 | $25.00 | $25.00 | 10/13/2009 10:23:51 AM |
| Prophasi | $50.00 | $50.00 | 10/13/2009 10:31:46 AM |
| preciousjeni | $50.00 | $50.00 | 10/13/2009 10:28:05 AM |
| theloanfiller | $25.00 | $25.00 | 10/13/2009 10:25:19 AM |
| Sandeman | $40.00 | $40.00 | 10/13/2009 10:25:51 AM |
| Vegasjim | $25.00 | $25.00 | 10/13/2009 10:26:01 AM |
| sauerstoff | $25.00 | $25.00 | 10/13/2009 10:33:00 AM |
| Approved1234 | $25.00 | $25.00 | 10/13/2009 10:33:28 AM |
| KailuaLender | $25.00 | $25.00 | 10/13/2009 10:26:57 AM |
| ijspence | $25.00 | $25.00 | 10/13/2009 10:31:30 AM |
| noble-revenue | $100.00 | $100.00 | 10/13/2009 10:31:53 AM |
| fuzed | $25.00 | $25.00 | 10/13/2009 10:32:28 AM |
| michael573114 | $25.00 | $25.00 | 10/13/2009 10:28:46 AM |
| Vang | $25.00 | $25.00 | 10/13/2009 10:35:54 AM |
| gold-cluster | $95.17 | $95.17 | 10/13/2009 10:29:49 AM |
| takarlstad | $25.00 | $25.00 | 10/13/2009 10:30:44 AM |
| igloo418 | $25.00 | $25.00 | 10/13/2009 10:42:22 AM |
| HelpFromNY | $25.00 | $25.00 | 10/13/2009 10:34:27 AM |
| CAGE-Investments | $25.00 | $25.00 | 10/13/2009 10:30:53 AM |
| markgm | $25.00 | $25.00 | 10/13/2009 10:30:58 AM |
| Climbingcoby | $25.00 | $25.00 | 10/13/2009 10:34:42 AM |
| the-silver-blaster | $25.00 | $25.00 | 10/13/2009 10:34:55 AM |
| Rinastiti | $25.00 | $25.00 | 10/13/2009 10:31:27 AM |
| dextro | $25.00 | $25.00 | 10/13/2009 10:31:38 AM |
| kanakakm | $25.00 | $25.00 | 10/13/2009 11:07:48 AM |
| Cheburashka | $25.00 | $25.00 | 10/13/2009 10:42:02 AM |
| turbine5 | $25.00 | $25.00 | 10/13/2009 10:42:51 AM |
| CPAMAN | $25.00 | $25.00 | 10/13/2009 10:43:45 AM |
| elated-justice | $25.00 | $25.00 | 10/13/2009 11:15:55 AM |
| Patrician | $50.00 | $50.00 | 10/13/2009 10:45:03 AM |
| unixx | $100.00 | $100.00 | 10/13/2009 10:35:55 AM |
| thrifty-peso | $25.00 | $25.00 | 10/13/2009 10:36:06 AM |
| Toastsr | $50.00 | $50.00 | 10/13/2009 10:49:58 AM |
| Katburg | $25.00 | $25.00 | 10/13/2009 10:54:33 AM |
| BigDougJeeps | $25.00 | $25.00 | 10/13/2009 10:43:16 AM |
| scoobiedoo | $25.00 | $25.00 | 10/13/2009 10:44:51 AM |
| dm_invest | $25.00 | $25.00 | 10/13/2009 10:50:30 AM |
| siege01 | $25.00 | $25.00 | 10/13/2009 11:16:21 AM |
| Zagit | $25.00 | $25.00 | 10/13/2009 10:50:58 AM |
| Bill33716 | $25.00 | $25.00 | 10/13/2009 11:04:55 AM |
| figs4u2 | $200.00 | $200.00 | 10/13/2009 11:15:20 AM |
| Onesiphorus | $25.00 | $25.00 | 10/13/2009 11:16:07 AM |
| standanddeliver | $25.00 | $25.00 | 10/13/2009 11:16:20 AM |
| sailorgm | $25.00 | $25.00 | 10/13/2009 11:16:33 AM |
| WHEREISTHEMOON | $50.00 | $20.42 | 10/13/2009 11:32:35 AM |
| Banker7371 | $25.00 | $25.00 | 10/13/2009 2:39:43 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/13/2009 12:53:53 PM |
| debtcollector | $100.00 | $100.00 | 10/13/2009 1:47:25 PM |
| 108lender | $75.00 | $75.00 | 10/13/2009 2:59:23 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 5:34:11 PM |
| get30inc | $25.00 | $25.00 | 10/14/2009 3:18:06 AM |
| dinero-mason | $50.00 | $50.00 | 10/14/2009 3:58:15 AM |
| jhouman | $25.00 | $25.00 | 10/14/2009 3:53:07 PM |
| FountainShrugged | $25.00 | $25.00 | 10/14/2009 6:20:35 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/15/2009 9:34:15 AM |
| srfb973 | $25.00 | $25.00 | 10/15/2009 6:20:20 PM |
| sturdy-peace9 | $50.00 | $50.00 | 10/15/2009 6:20:50 PM |
| Trakissta | $100.00 | $100.00 | 10/15/2009 7:01:27 PM |
| wrighco | $25.00 | $25.00 | 10/15/2009 10:56:28 PM |
| 355 bids
|
Borrower Payment Dependent Notes Series
428625
This series of Notes was issued and sold upon the funding of the borrower loan #39044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-15-2009 |
| |
Auction end date:
| Oct-21-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 24.96% |
Starting monthly payment:
| $37.75 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 23.78% |
Final monthly payment:
| $37.16 |
| |
|
Auction yield range:
| 8.27% - 20.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,566 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| adventurous-leverage9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to pay off a smaller personal loan that has a very high interest rate.
My financial situation:
I am a good candidate for this loan because I will make all of my payments on time.
Monthly net income: $ 46,597
Monthly expenses: $
??Housing: $ 600.00
??Insurance: $?100
??Car expenses: $ 340
??Utilities: $ included
??Phone, cable, internet: $?140
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-wonder | $25.00 | $25.00 | 10/15/2009 5:00:54 PM |
| Montgomery-Burns | $25.00 | $25.00 | 10/15/2009 5:38:02 PM |
| junes08 | $50.00 | $50.00 | 10/15/2009 5:38:50 PM |
| IPG1 | $25.00 | $25.00 | 10/16/2009 1:06:15 AM |
| BenR | $100.00 | $100.00 | 10/16/2009 8:24:14 AM |
| interstellar | $50.00 | $50.00 | 10/16/2009 1:16:53 PM |
| 4mydaughterseducation | $31.18 | $31.18 | 10/16/2009 6:17:18 PM |
| Syzygy | $25.00 | $25.00 | 10/19/2009 10:46:25 AM |
| building_community | $25.00 | $25.00 | 10/19/2009 5:20:54 PM |
| RyanSinn | $25.00 | $25.00 | 10/20/2009 7:56:19 AM |
| HQLender06851 | $25.00 | $25.00 | 10/20/2009 2:03:19 PM |
| StargazerLending | $25.00 | $25.00 | 10/20/2009 4:49:59 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/15/2009 4:47:42 PM |
| zento | $25.00 | $25.00 | 10/15/2009 5:02:07 PM |
| icon7 | $25.00 | $25.00 | 10/15/2009 5:35:33 PM |
| spy0 | $25.00 | $25.00 | 10/16/2009 6:13:08 AM |
| marwadi-62 | $50.00 | $50.00 | 10/16/2009 11:01:05 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/16/2009 3:51:37 PM |
| hellasow | $25.00 | $25.00 | 10/16/2009 7:40:42 PM |
| Prezotus | $25.00 | $25.00 | 10/18/2009 11:01:57 AM |
| SV-AZ | $25.00 | $25.00 | 10/18/2009 2:50:47 PM |
| twjh | $25.00 | $25.00 | 10/19/2009 6:04:38 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/19/2009 7:06:33 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/20/2009 6:05:26 AM |
| crdcteng | $25.00 | $25.00 | 10/20/2009 9:53:24 AM |
| felicity-daydream | $25.00 | $25.00 | 10/20/2009 1:28:31 PM |
| Onlyhappycustomers | $25.00 | $18.82 | 10/20/2009 7:23:32 PM |
| jybank | $25.00 | $25.00 | 10/20/2009 11:17:45 PM |
| rapid-balance | $50.00 | $50.00 | 10/21/2009 7:46:30 AM |
| 29 bids
|
Borrower Payment Dependent Notes Series
429005
This series of Notes was issued and sold upon the funding of the borrower loan #39046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 7 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Oct-19-2009 |
| |
Auction end date:
| Oct-20-2009 |
|
|
Starting lender yield:
| 21.15% |
Starting borrower rate/APR:
| 22.15% / 24.42% |
Starting monthly payment:
| $191.34 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $186.07 |
| |
|
Auction yield range:
| 8.27% - 21.15% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 15 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,092 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| iliyan |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MINT - A new vegetarian restaurant
Purpose of loan:
Hi everyone. We are in the process of expending our Tea Store business into a Tea Lounge and Vegetarian Restaurant. We would like to use this loan for a cash reserve. We have been in business for a year with our Tea Store and now a restaurant space came up next to us. We decided to take this space since it will give us a kitchen. And in a kitchen, as you all know, magic can happen. People smelling the delicious smells of cooking up a local fare, serving it in beautiful environment. This is our vision. We live in a beautiful tourist destination area of central Vermont, at the foot of Sugarbush Ski Resort and our winters are most popular with skiers and lovers of snow. I am an executive chef in Stowe, Vermont and will keep my position as it provides a steady income.
My financial situation:
I am a good candidate for this loan because we have been dreaming of this opportunity since 2003 and it sits deep in our heart. We love people and they respond to us with the same kindness. In a restaurant this is very important? Customers need a personal touch and they have to feel your attention and care towards the place they visit the first time and come back to later. We will do everything in our power to make this adventure succeed.
Monthly net income: $ 3200
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $ 200
??Utilities: $ 40
??Phone, cable, internet: $ 40
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 5000 plus student loan
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| revenue-kazoo | $25.00 | $25.00 | 10/19/2009 12:49:59 PM |
| tremendous-payment | $25.00 | $25.00 | 10/19/2009 12:50:07 PM |
| Josta | $50.00 | $50.00 | 10/19/2009 12:50:21 PM |
| asiaratt | $25.00 | $25.00 | 10/19/2009 12:50:30 PM |
| catomaior | $25.00 | $25.00 | 10/19/2009 12:50:46 PM |
| dime-worker | $25.00 | $25.00 | 10/19/2009 12:50:52 PM |
| rjleves | $25.00 | $25.00 | 10/19/2009 12:51:05 PM |
| sloan | $25.00 | $25.00 | 10/19/2009 12:51:18 PM |
| techvet | $25.00 | $25.00 | 10/19/2009 12:51:22 PM |
| Sam65 | $25.00 | $25.00 | 10/19/2009 12:51:35 PM |
| socialbanker | $25.00 | $25.00 | 10/19/2009 12:51:38 PM |
| Tikibarman | $50.00 | $50.00 | 10/19/2009 12:52:34 PM |
| transparency-giant | $25.00 | $25.00 | 10/19/2009 12:52:39 PM |
| cathexis | $25.00 | $25.00 | 10/19/2009 12:52:51 PM |
| flaparty | $50.00 | $50.00 | 10/19/2009 12:53:13 PM |
| decisive-capital | $50.00 | $50.00 | 10/19/2009 12:53:18 PM |
| jdrez | $25.00 | $25.00 | 10/19/2009 12:53:25 PM |
| bluesheep | $25.00 | $25.00 | 10/19/2009 12:53:33 PM |
| Dutchhunter | $25.00 | $25.00 | 10/19/2009 12:53:51 PM |
| best-marketologist | $25.00 | $25.00 | 10/19/2009 12:49:55 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/19/2009 12:50:06 PM |
| BaileyBrothers | $25.00 | $25.00 | 10/19/2009 12:50:09 PM |
| papaman | $25.00 | $25.00 | 10/19/2009 12:50:16 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/19/2009 12:50:32 PM |
| courteous-deal8 | $25.00 | $25.00 | 10/19/2009 12:50:47 PM |
| brazilofmux | $100.00 | $100.00 | 10/19/2009 12:51:08 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/19/2009 12:51:15 PM |
| youqianderen | $50.00 | $50.00 | 10/19/2009 12:51:42 PM |
| mstebnicki | $25.00 | $25.00 | 10/19/2009 12:52:16 PM |
| xstreamin | $25.00 | $25.00 | 10/19/2009 12:52:19 PM |
| greenfuture | $25.00 | $25.00 | 10/19/2009 12:49:57 PM |
| swoosh | $25.00 | $25.00 | 10/19/2009 12:50:14 PM |
| laredotornado | $25.00 | $25.00 | 10/19/2009 12:52:46 PM |
| RetiredATC | $25.00 | $25.00 | 10/19/2009 12:50:34 PM |
| Cai8899 | $25.00 | $25.00 | 10/19/2009 12:50:49 PM |
| SnE | $25.00 | $25.00 | 10/19/2009 12:50:57 PM |
| loan-master996 | $50.00 | $50.00 | 10/19/2009 12:57:44 PM |
| jeg3k | $25.00 | $25.00 | 10/19/2009 12:51:29 PM |
| ianakacg | $25.00 | $25.00 | 10/19/2009 12:51:32 PM |
| VentureExplorer | $25.00 | $25.00 | 10/19/2009 12:54:05 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/19/2009 12:54:23 PM |
| pbr | $25.00 | $25.00 | 10/19/2009 12:52:03 PM |
| don8ter | $25.00 | $25.00 | 10/19/2009 12:53:35 PM |
| unitedins | $25.00 | $25.00 | 10/19/2009 12:53:55 PM |
| CAGE-Investments | $25.00 | $25.00 | 10/19/2009 12:55:47 PM |
| exact-justice | $25.00 | $25.00 | 10/19/2009 12:54:14 PM |
| aasx1108 | $25.00 | $25.00 | 10/19/2009 12:54:24 PM |
| ethicalhumanist | $25.00 | $25.00 | 10/19/2009 1:00:21 PM |
| Vegasjim | $25.00 | $25.00 | 10/19/2009 12:54:51 PM |
| dedicated-diversification5 | $30.00 | $30.00 | 10/19/2009 1:01:21 PM |
| biobulator | $25.00 | $25.00 | 10/19/2009 12:57:55 PM |
| heroic-benefit | $25.00 | $25.00 | 10/19/2009 12:58:30 PM |
| InvestorPartners | $25.00 | $25.00 | 10/19/2009 1:01:58 PM |
| neighborly-bid | $25.00 | $25.00 | 10/19/2009 1:02:01 PM |
| zento | $25.00 | $25.00 | 10/19/2009 1:06:06 PM |
| five-star-justice | $36.00 | $36.00 | 10/19/2009 1:16:24 PM |
| flwah | $25.00 | $25.00 | 10/19/2009 1:17:18 PM |
| d_grbg | $25.00 | $25.00 | 10/19/2009 1:23:07 PM |
| mdreiss | $25.00 | $25.00 | 10/19/2009 1:23:17 PM |
| thedreamer | $25.00 | $25.00 | 10/19/2009 1:23:28 PM |
| spitzbergen | $25.00 | $25.00 | 10/19/2009 1:16:47 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/19/2009 1:16:52 PM |
| loan_doctor | $25.00 | $25.00 | 10/19/2009 1:23:24 PM |
| GElender | $25.00 | $25.00 | 10/19/2009 1:23:52 PM |
| personal-lender | $25.00 | $25.00 | 10/19/2009 1:24:16 PM |
| BuffetRocks | $50.00 | $50.00 | 10/19/2009 1:23:05 PM |
| YogaDude34 | $25.00 | $25.00 | 10/19/2009 1:23:48 PM |
| secobarbital | $25.00 | $25.00 | 10/19/2009 1:24:42 PM |
| louisianalender | $100.00 | $100.00 | 10/19/2009 1:25:33 PM |
| wildguy | $25.00 | $25.00 | 10/19/2009 1:25:41 PM |
| jeffreyd81 | $25.00 | $25.00 | 10/19/2009 5:07:16 PM |
| birddogsb | $50.00 | $50.00 | 10/19/2009 5:07:36 PM |
| building_community | $50.00 | $50.00 | 10/19/2009 5:26:31 PM |
| Hondo | $25.00 | $25.00 | 10/19/2009 6:11:16 PM |
| davidc314 | $50.00 | $50.00 | 10/19/2009 8:25:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/19/2009 8:56:00 PM |
| RadCad1 | $25.00 | $25.00 | 10/20/2009 6:06:24 AM |
| Bank_Of_XL | $50.00 | $50.00 | 10/20/2009 6:20:43 AM |
| LoanerPrincipal | $50.00 | $50.00 | 10/19/2009 10:57:05 PM |
| javajahn | $25.00 | $25.00 | 10/20/2009 8:21:52 AM |
| seisen | $37.60 | $37.60 | 10/20/2009 6:31:40 AM |
| SimGuy | $25.00 | $25.00 | 10/19/2009 12:50:05 PM |
| vcbogan | $100.00 | $100.00 | 10/19/2009 12:50:11 PM |
| Prezotus | $25.00 | $25.00 | 10/19/2009 12:50:31 PM |
| Trimalchio12 | $25.00 | $25.00 | 10/19/2009 12:50:44 PM |
| Gabriel02 | $25.00 | $25.00 | 10/19/2009 12:50:48 PM |
| JohnW12 | $25.00 | $25.00 | 10/19/2009 12:50:54 PM |
| bchen78875 | $25.00 | $25.00 | 10/19/2009 12:50:58 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 10/19/2009 12:51:58 PM |
| funds-dominator | $25.00 | $25.00 | 10/19/2009 12:52:05 PM |
| beyondmanagement | $25.00 | $25.00 | 10/19/2009 12:52:56 PM |
| cpaphoto | $25.00 | $25.00 | 10/19/2009 12:53:03 PM |
| truth-futurist | $25.00 | $25.00 | 10/19/2009 12:53:29 PM |
| yukongin | $25.00 | $25.00 | 10/19/2009 12:53:47 PM |
| wayman | $50.00 | $50.00 | 10/19/2009 12:54:10 PM |
| hopethisworks | $100.00 | $100.00 | 10/19/2009 12:55:03 PM |
| slartibardfast | $25.00 | $25.00 | 10/19/2009 12:55:21 PM |
| akahoss | $25.00 | $25.00 | 10/19/2009 12:50:01 PM |
| radiant-fund | $25.00 | $25.00 | 10/19/2009 12:50:24 PM |
| LendDoc | $25.00 | $25.00 | 10/19/2009 12:50:51 PM |
| chicco | $80.00 | $80.00 | 10/19/2009 12:51:24 PM |
| poeman | $25.00 | $25.00 | 10/19/2009 12:51:50 PM |
| Dunndeal4u | $25.00 | $25.00 | 10/19/2009 12:52:09 PM |
| engaging-worth | $30.00 | $30.00 | 10/19/2009 12:50:03 PM |
| trapper569 | $25.00 | $25.00 | 10/19/2009 12:50:23 PM |
| ThomasCrown | $30.00 | $30.00 | 10/19/2009 12:53:08 PM |
| crenen139 | $25.00 | $25.00 | 10/19/2009 12:50:33 PM |
| uncleegg | $25.00 | $25.00 | 10/19/2009 12:50:38 PM |
| DublinCaLender | $25.00 | $25.00 | 10/19/2009 12:53:17 PM |
| gold-tsunami | $25.00 | $25.00 | 10/19/2009 12:51:02 PM |
| power-collider | $25.00 | $25.00 | 10/19/2009 12:53:41 PM |
| Dahlozer | $25.00 | $25.00 | 10/19/2009 12:51:40 PM |
| westsidehighway | $25.00 | $25.00 | 10/19/2009 12:51:45 PM |
| Aquani | $50.00 | $50.00 | 10/19/2009 12:53:59 PM |
| MicroL | $25.00 | $25.00 | 10/19/2009 12:51:48 PM |
| ibuystk | $50.00 | $50.00 | 10/19/2009 12:51:53 PM |
| martinatime | $25.00 | $25.00 | 10/19/2009 12:52:00 PM |
| LendGuy | $25.00 | $25.00 | 10/19/2009 12:54:32 PM |
| sambog | $25.00 | $25.00 | 10/19/2009 12:52:21 PM |
| Skramar | $25.00 | $25.00 | 10/19/2009 12:52:27 PM |
| capital-duckling | $25.00 | $25.00 | 10/19/2009 12:52:31 PM |
| andyb9 | $25.00 | $25.00 | 10/19/2009 12:54:45 PM |
| fortytwo | $100.00 | $100.00 | 10/19/2009 12:52:42 PM |
| KailuaLender | $25.00 | $25.00 | 10/19/2009 12:55:07 PM |
| LenderByDay | $25.00 | $25.00 | 10/19/2009 12:55:31 PM |
| bonanza1973 | $25.00 | $25.00 | 10/19/2009 12:55:38 PM |
| noble-revenue | $100.00 | $37.19 | 10/19/2009 12:55:57 PM |
| Tavita | $25.00 | $25.00 | 10/19/2009 12:54:36 PM |
| wiltonbound | $25.00 | $25.00 | 10/19/2009 12:55:51 PM |
| Rinastiti | $25.00 | $25.00 | 10/19/2009 12:55:57 PM |
| dinero-mason | $50.00 | $50.00 | 10/19/2009 12:58:10 PM |
| jybank | $25.00 | $25.00 | 10/19/2009 1:02:49 PM |
| FountainShrugged | $25.00 | $25.00 | 10/19/2009 12:58:57 PM |
| charming-point | $50.00 | $50.00 | 10/19/2009 12:59:39 PM |
| bid-wonder | $25.00 | $25.00 | 10/19/2009 1:06:10 PM |
| deal-pinnacle7 | $25.00 | $25.00 | 10/19/2009 1:06:41 PM |
| tallmon | $25.00 | $25.00 | 10/19/2009 1:01:00 PM |
| zone8 | $100.00 | $100.00 | 10/19/2009 1:15:50 PM |
| unclejaef | $25.00 | $25.00 | 10/19/2009 1:16:56 PM |
| new-goal-return | $25.00 | $25.00 | 10/19/2009 1:07:38 PM |
| Wangersinc | $25.00 | $25.00 | 10/19/2009 1:17:06 PM |
| unk1911 | $25.00 | $25.00 | 10/19/2009 1:17:35 PM |
| twjh | $25.00 | $25.00 | 10/19/2009 1:08:58 PM |
| Toastsr | $25.00 | $25.00 | 10/19/2009 1:17:16 PM |
| mystss | $50.00 | $50.00 | 10/19/2009 1:41:20 PM |
| VBAces | $25.00 | $25.00 | 10/19/2009 1:23:44 PM |
| visionary-currency | $25.00 | $25.00 | 10/19/2009 1:24:08 PM |
| fcb202 | $25.00 | $25.00 | 10/19/2009 1:25:39 PM |
| Banker7371 | $25.00 | $25.00 | 10/19/2009 1:22:05 PM |
| tsquared_030 | $25.00 | $25.00 | 10/19/2009 2:28:10 PM |
| delivery | $25.00 | $25.00 | 10/19/2009 1:24:54 PM |
| farchoir | $25.00 | $25.00 | 10/19/2009 2:52:46 PM |
| junes08 | $25.00 | $25.00 | 10/19/2009 4:37:01 PM |
| snoopey100 | $25.00 | $25.00 | 10/19/2009 4:42:09 PM |
| shawnw2 | $26.21 | $26.21 | 10/19/2009 5:46:19 PM |
| loanasauras | $25.00 | $25.00 | 10/19/2009 7:17:59 PM |
| preciousjeni | $25.00 | $25.00 | 10/20/2009 6:41:16 AM |
| financial-frenzy | $25.00 | $25.00 | 10/20/2009 6:36:38 AM |
| windfall46 | $25.00 | $25.00 | 10/20/2009 8:02:49 AM |
| 159 bids
|