Sales Report:Supplement No. 60 dated Oct 16, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
425337
This series of Notes was issued and sold upon the funding of the borrower loan #38947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-10-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $271.42 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 24
/
22 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $52,772 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 91% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| valentinocal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Jul-2009)
600-620
(May-2009)
600-620
(Dec-2007)
|
|
Principal balance:
| $3,747.55 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Emergency home repair
Purpose of loan:
This loan will be used to pay off several high interest loans
My financial situation:
Found a leak in my gas pipe, which is under a concrete patio.? They need to start breaking up the patio until they find the section that is leaking. Estimated cost is 3,000 to 5,000.
Monthly net income: $ 8400
Monthly expenses: $
??Housing: $
1300
??Insurance: $
273
??Car expenses: $
just maintenance - my car is paid off
??Utilities: $
400
??Phone, cable, internet: $
100
??Food, entertainment: $
1000
??Clothing, household expenses $
400
??Credit cards and other loans: $
2000
??Other expenses: $
1000
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 9/29/2009 11:21:24 AM |
| Lenderboy | $3,000.00 | $3,000.00 | 9/30/2009 1:12:36 PM |
| Chiss | $25.00 | $25.00 | 10/1/2009 8:51:08 AM |
| shawnw2 | $35.00 | $35.00 | 10/1/2009 12:39:32 PM |
| gold-cluster | $100.00 | $100.00 | 10/1/2009 2:15:08 PM |
| Zgruntlove | $25.00 | $25.00 | 10/1/2009 4:51:56 PM |
| 101010 | $100.00 | $100.00 | 10/3/2009 4:07:45 AM |
| gelt4u | $25.00 | $25.00 | 10/5/2009 10:42:39 AM |
| new-truth-chuckler | $25.00 | $25.00 | 10/6/2009 5:11:06 PM |
| PXM-Financial | $63.00 | $63.00 | 10/6/2009 9:01:03 PM |
| carmat60 | $25.00 | $25.00 | 10/7/2009 11:49:50 PM |
| antoniofl | $26.90 | $26.90 | 10/7/2009 10:27:52 PM |
| Iceman1347 | $25.00 | $25.00 | 10/8/2009 9:49:39 AM |
| sdsanta | $25.00 | $25.00 | 10/8/2009 5:21:21 PM |
| hokee | $25.00 | $25.00 | 10/9/2009 5:10:22 AM |
| martymaniaman | $25.00 | $25.00 | 10/9/2009 6:36:57 AM |
| payout-comet | $25.00 | $25.00 | 10/9/2009 8:38:54 AM |
| Mikale360 | $25.00 | $25.00 | 10/9/2009 6:58:17 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/9/2009 9:46:47 AM |
| reflective-rupee | $300.00 | $300.00 | 10/9/2009 10:02:24 AM |
| schmegs | $25.00 | $25.00 | 10/9/2009 12:00:21 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/9/2009 10:36:50 AM |
| Leshan | $77.10 | $77.10 | 10/9/2009 8:05:04 AM |
| blkfroggy | $25.00 | $25.00 | 10/9/2009 12:13:10 PM |
| sunnygee | $25.00 | $25.00 | 10/9/2009 1:06:34 PM |
| doubledb | $35.00 | $35.00 | 10/9/2009 1:10:07 PM |
| donnaalison213 | $25.00 | $25.00 | 10/9/2009 12:43:58 PM |
| enriched-truth | $25.00 | $25.00 | 10/9/2009 1:01:29 PM |
| Lender12 | $1,200.00 | $495.02 | 10/9/2009 10:53:43 AM |
| wbp | $25.00 | $25.00 | 10/9/2009 11:49:30 AM |
| 56bones | $25.00 | $25.00 | 10/9/2009 4:18:12 PM |
| Prezotus | $25.00 | $25.00 | 10/9/2009 6:21:35 PM |
| Marfloogan | $25.00 | $25.00 | 10/10/2009 5:34:47 AM |
| dorypro | $25.00 | $25.00 | 10/10/2009 5:59:07 AM |
| Laxa | $25.00 | $25.00 | 10/9/2009 8:02:36 PM |
| compatible-diversification | $25.00 | $25.00 | 10/9/2009 5:04:27 PM |
| 113121 | $25.00 | $25.00 | 10/9/2009 7:44:20 PM |
| prominence8 | $34.00 | $34.00 | 10/10/2009 8:34:47 AM |
| zydeco337 | $25.00 | $25.00 | 9/30/2009 4:48:38 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/30/2009 7:59:32 PM |
| shawnw2 | $75.00 | $75.00 | 10/1/2009 11:42:58 AM |
| kingbob | $25.65 | $25.65 | 10/1/2009 11:44:47 AM |
| jbloans | $25.00 | $25.00 | 10/2/2009 5:30:17 PM |
| Thought | $39.92 | $39.92 | 10/4/2009 8:11:16 PM |
| shawnw2 | $75.00 | $75.00 | 10/6/2009 2:47:05 AM |
| reflective-rupee | $200.00 | $200.00 | 10/6/2009 9:29:58 PM |
| asian808 | $25.00 | $25.00 | 10/8/2009 4:27:45 AM |
| antoniofl | $25.00 | $25.00 | 10/7/2009 10:25:39 PM |
| bankbuddy55 | $50.00 | $50.00 | 10/8/2009 7:40:27 PM |
| Miklot | $108.41 | $108.41 | 10/8/2009 9:35:46 PM |
| onecooldrink | $25.00 | $25.00 | 10/8/2009 11:31:11 PM |
| dblakels | $25.00 | $25.00 | 10/9/2009 7:10:27 AM |
| EEasyMoney | $50.00 | $50.00 | 10/9/2009 7:10:57 AM |
| buffalobills | $25.00 | $25.00 | 10/9/2009 9:03:40 AM |
| ltlsprite3 | $25.00 | $25.00 | 10/9/2009 11:05:49 AM |
| Happyhourcomics | $25.00 | $25.00 | 10/9/2009 5:17:50 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/9/2009 8:32:40 PM |
| hidavehi | $60.00 | $60.00 | 10/9/2009 5:21:10 PM |
| icon7 | $25.00 | $25.00 | 10/9/2009 5:03:05 PM |
| MrRooster101 | $50.00 | $50.00 | 10/9/2009 10:25:27 PM |
| Cashlender1992 | $25.00 | $25.00 | 10/10/2009 9:58:56 AM |
| 61 bids
|
Borrower Payment Dependent Notes Series
425587
This series of Notes was issued and sold upon the funding of the borrower loan #38950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,700.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Sep-23-2009 |
| |
Auction end date:
| Oct-07-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $658.38 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 11.35% |
Final monthly payment:
| $644.95 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 820-840 (Sep-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,160 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| USFBull |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 820-840 (Latest)
|
|
Principal borrowed:
| $2,750.00 | < mo. late:
| 0
( 0% )
| 780-800
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Freedom From Credit Cards!
I am currently a Banker, a Real Estate Developer and Investor, Real Estate Salesman, IsXperia Guy (?)?and a Citrus Grower.? Over the last year, the economy has been tough but survival has not been a challenge as income sources are diversified.?
My debts currently are American Express at about $7,000 and Capital One at $12,700, Discover at $1,000?and some small miscellaneous cards.? Everything else will be handled routinely.?? I have some investments in the market that I'm hesitant to pull out; total liquidity is about $30,000 today.?? The rates on AmEx and even Capital One have become ridiculous.? Simply put, I pay people but try to balance cash/liquidity and debt carefully.? I have repaid one Prosper loan previously and have been (still am actually) a lender with a portfolio now less than $1,000 as notes have been paid, charged off, etc.
Information in the Description is not verified.
Friends And Family Winning Bids
Paperchase58 has bid a total of
$139.84 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What do you do for a living? Do you have a full time, salaried job? - Finspons
A:
I am a full time/salaried Commerical Lender for a community bank with 20+ yrs. experience.
(Sep-25-2009)
Q:
Are you married?, if so what does your wife do? - credit-coach118
A:
I'm married...she is an Administrative Assistant with a National Accounting firm.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| WealthBoy | $25.00 | $25.00 | 9/23/2009 4:10:33 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/23/2009 4:11:53 PM |
| compoundinterest | $50.00 | $50.00 | 9/23/2009 4:12:11 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/23/2009 4:12:34 PM |
| investor_101 | $50.00 | $50.00 | 9/23/2009 4:14:01 PM |
| djh47a | $40.00 | $40.00 | 9/23/2009 4:14:47 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 4:16:13 PM |
| Independenceday | $25.00 | $25.00 | 9/23/2009 4:11:11 PM |
| DukSerduk | $25.00 | $25.00 | 9/23/2009 4:11:21 PM |
| Paperchase58 | $26.90 | $26.90 | 9/23/2009 4:40:03 PM |
| bchen78875 | $50.00 | $50.00 | 9/23/2009 4:11:38 PM |
| Weaverville | $25.00 | $25.00 | 9/23/2009 4:12:58 PM |
| SNH | $50.00 | $50.00 | 9/23/2009 4:13:06 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/23/2009 4:11:43 PM |
| sas19 | $25.00 | $25.00 | 9/23/2009 4:12:04 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/23/2009 4:12:17 PM |
| the-auction-lotus | $25.00 | $25.00 | 9/23/2009 4:14:14 PM |
| GatorBait | $25.00 | $25.00 | 9/23/2009 4:14:54 PM |
| degster | $25.00 | $25.00 | 9/23/2009 4:13:15 PM |
| Banker7371 | $25.00 | $25.00 | 9/23/2009 4:15:56 PM |
| loaninvesting | $25.00 | $25.00 | 9/23/2009 4:14:09 PM |
| Syzygy | $25.00 | $25.00 | 9/23/2009 4:16:20 PM |
| credit-investor5 | $50.00 | $50.00 | 9/23/2009 4:15:29 PM |
| saritha | $25.00 | $25.00 | 9/23/2009 4:33:29 PM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:13 PM |
| JohnSmith10 | $25.00 | $25.00 | 9/23/2009 8:49:54 PM |
| blot44 | $50.00 | $50.00 | 9/23/2009 8:51:21 PM |
| wjf60 | $25.00 | $25.00 | 9/23/2009 10:07:05 PM |
| nofreelunch | $25.00 | $25.00 | 9/24/2009 5:57:50 AM |
| Iwantahelp | $25.00 | $25.00 | 9/24/2009 6:16:26 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:59 AM |
| cjames84 | $25.00 | $25.00 | 9/24/2009 12:43:09 PM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:06 AM |
| dlenz | $25.00 | $25.00 | 9/24/2009 1:07:57 PM |
| Raven39 | $25.00 | $25.00 | 9/24/2009 12:50:58 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:49:46 PM |
| hotwired | $25.00 | $25.00 | 9/24/2009 6:27:08 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:03 PM |
| VPRLLC | $25.00 | $25.00 | 9/25/2009 7:21:58 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:52:37 AM |
| letitbe | $25.00 | $25.00 | 9/25/2009 9:43:53 AM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:58:05 PM |
| bigphish | $25.00 | $25.00 | 9/25/2009 12:42:15 PM |
| dphoenix | $25.00 | $25.00 | 9/25/2009 3:35:50 PM |
| the-profit-oracle | $25.40 | $25.40 | 9/26/2009 4:14:57 PM |
| betaoption | $25.00 | $25.00 | 9/26/2009 4:32:01 PM |
| Marathoner | $25.00 | $25.00 | 9/26/2009 6:46:56 PM |
| Cheburashka | $25.00 | $25.00 | 9/27/2009 6:02:08 AM |
| Cai8899 | $25.00 | $25.00 | 9/27/2009 8:18:16 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:08 AM |
| MonkeyPet | $25.00 | $25.00 | 9/28/2009 1:06:55 AM |
| Flying_Tilapia | $50.00 | $50.00 | 9/28/2009 2:45:27 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:36:12 AM |
| adir1 | $25.00 | $25.00 | 9/28/2009 1:32:09 PM |
| don8ter | $25.00 | $25.00 | 9/28/2009 11:47:19 AM |
| busybee007 | $25.00 | $25.00 | 9/28/2009 12:44:15 PM |
| unk1911 | $50.00 | $50.00 | 9/28/2009 1:29:29 PM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:18 PM |
| enthusiastic-treasure | $50.00 | $50.00 | 9/28/2009 6:08:52 PM |
| Rysterola82 | $25.00 | $25.00 | 9/28/2009 7:37:20 PM |
| dealarella | $25.00 | $25.00 | 9/28/2009 9:27:04 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/28/2009 11:02:22 PM |
| puyanera | $25.00 | $25.00 | 9/28/2009 11:27:35 PM |
| Snowflake6515 | $25.00 | $25.00 | 9/29/2009 7:34:49 AM |
| greeninspirit | $25.00 | $25.00 | 9/29/2009 8:03:49 AM |
| GhaChr | $25.00 | $25.00 | 9/29/2009 10:46:15 AM |
| NJournalist | $25.00 | $25.00 | 9/29/2009 3:14:12 PM |
| Merganser | $25.00 | $25.00 | 9/29/2009 8:18:23 PM |
| bebeshor | $100.00 | $100.00 | 9/30/2009 2:29:20 AM |
| oldscratch72 | $25.00 | $25.00 | 9/30/2009 8:37:08 AM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 9:35:11 AM |
| GABC-1 | $48.00 | $48.00 | 9/30/2009 10:15:35 AM |
| YogaDude34 | $38.29 | $38.29 | 9/30/2009 11:19:51 AM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 12:41:52 PM |
| Halos2002 | $48.14 | $48.14 | 9/30/2009 1:54:30 PM |
| loner001 | $25.00 | $25.00 | 9/30/2009 2:04:48 PM |
| KiwiElf | $27.32 | $27.32 | 9/30/2009 4:40:05 PM |
| jct_enterprises | $25.00 | $25.00 | 9/30/2009 7:54:29 PM |
| gold-cluster | $25.00 | $25.00 | 9/30/2009 10:00:31 PM |
| testobsessed | $35.07 | $35.07 | 10/1/2009 7:36:08 AM |
| PalmTreeIsland | $50.00 | $50.00 | 10/1/2009 10:40:20 AM |
| triumphant-community | $25.00 | $25.00 | 10/1/2009 11:04:44 AM |
| vegibenz | $25.00 | $25.00 | 10/1/2009 2:58:58 PM |
| Cherrypicker06 | $25.00 | $25.00 | 10/1/2009 2:24:36 PM |
| LesPaul1 | $25.00 | $25.00 | 10/1/2009 6:39:28 PM |
| CallMeBen | $25.00 | $25.00 | 10/2/2009 2:47:13 AM |
| jybank | $50.00 | $50.00 | 10/1/2009 10:45:43 PM |
| Kelor99 | $25.00 | $25.00 | 10/2/2009 9:35:17 AM |
| bluesheep | $25.00 | $25.00 | 10/2/2009 11:24:54 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/2/2009 12:16:12 PM |
| Viamin | $25.00 | $25.00 | 10/2/2009 11:32:59 AM |
| abidos | $25.00 | $25.00 | 10/2/2009 3:34:31 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/2/2009 1:49:38 PM |
| MGOT-Ken | $25.00 | $25.00 | 10/2/2009 4:34:00 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/2/2009 9:25:22 PM |
| jt88 | $25.00 | $25.00 | 10/3/2009 7:17:32 AM |
| CPAMAN | $25.00 | $25.00 | 10/2/2009 10:31:00 PM |
| kulender | $25.00 | $25.00 | 10/3/2009 8:35:54 AM |
| SFBank | $250.00 | $250.00 | 10/3/2009 5:23:17 AM |
| bowdish1 | $50.00 | $50.00 | 10/3/2009 7:15:54 AM |
| Hexnut | $50.00 | $50.00 | 10/3/2009 7:16:09 AM |
| MissionMicroFinance | $50.00 | $50.00 | 10/3/2009 7:17:18 AM |
| neenerman | $25.00 | $25.00 | 10/4/2009 12:05:28 PM |
| bds9646 | $143.46 | $143.46 | 10/4/2009 6:33:50 AM |
| jgar_O | $30.00 | $30.00 | 10/4/2009 9:04:59 AM |
| financelover | $50.00 | $50.00 | 10/4/2009 12:34:30 PM |
| Copa16 | $25.00 | $25.00 | 10/4/2009 10:49:44 PM |
| flexiboy35 | $25.00 | $25.00 | 10/4/2009 6:16:33 PM |
| RadCad1 | $50.00 | $50.00 | 10/4/2009 6:16:16 PM |
| rmachi | $25.00 | $25.00 | 10/5/2009 6:39:26 AM |
| BenR | $100.00 | $100.00 | 10/5/2009 8:29:04 AM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 12:00:30 PM |
| DadWarbucks | $50.00 | $50.00 | 10/5/2009 10:34:34 AM |
| BankOfShaun | $25.00 | $25.00 | 10/5/2009 12:21:49 PM |
| tuffshorty | $50.00 | $50.00 | 10/5/2009 3:28:00 PM |
| fiscal65 | $25.00 | $25.00 | 10/5/2009 3:05:40 PM |
| trade-watcher | $25.00 | $25.00 | 10/5/2009 3:28:01 PM |
| Credit2Prosper | $50.00 | $50.00 | 10/5/2009 4:05:54 PM |
| BayShell | $39.43 | $39.43 | 10/5/2009 3:29:57 PM |
| inventive-exchange | $25.00 | $25.00 | 10/5/2009 4:47:47 PM |
| jeffc92 | $50.00 | $50.00 | 10/5/2009 4:52:59 PM |
| SS123 | $25.00 | $25.00 | 10/5/2009 4:57:14 PM |
| Jassi | $25.00 | $25.00 | 10/5/2009 4:53:00 PM |
| mikeandcat | $38.70 | $38.70 | 10/5/2009 4:53:10 PM |
| lgs83 | $25.00 | $25.00 | 10/5/2009 4:53:14 PM |
| newest-generosity-saga | $25.00 | $25.00 | 10/5/2009 6:51:20 PM |
| d3v0t3d | $25.00 | $25.00 | 10/5/2009 7:09:27 PM |
| ok | $25.00 | $25.00 | 10/5/2009 4:55:03 PM |
| canisian | $25.00 | $25.00 | 10/5/2009 8:35:28 PM |
| nhm | $34.02 | $34.02 | 10/5/2009 5:00:50 PM |
| pinnacle10 | $25.00 | $25.00 | 10/5/2009 6:51:17 PM |
| Captain88 | $25.00 | $25.00 | 10/5/2009 6:51:20 PM |
| ctgscott | $25.00 | $25.00 | 10/5/2009 9:24:35 PM |
| stensonb | $25.00 | $25.00 | 10/5/2009 9:54:29 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2009 11:35:57 PM |
| Residuum | $25.00 | $25.00 | 10/5/2009 7:34:28 PM |
| TK4 | $25.00 | $25.00 | 10/6/2009 12:40:59 AM |
| project07 | $25.00 | $25.00 | 10/5/2009 6:51:19 PM |
| USMC0311 | $25.00 | $25.00 | 10/5/2009 6:54:30 PM |
| ojibwa | $25.00 | $25.00 | 10/5/2009 9:24:36 PM |
| Mark-O-Polo | $25.00 | $25.00 | 10/5/2009 9:54:29 PM |
| baci99 | $26.25 | $26.25 | 10/5/2009 7:34:29 PM |
| imagenki | $25.00 | $25.00 | 10/5/2009 8:20:58 PM |
| asya | $27.05 | $27.05 | 10/5/2009 9:24:36 PM |
| eggzie | $25.00 | $25.00 | 10/5/2009 9:54:30 PM |
| Goodlender42 | $25.00 | $25.00 | 10/6/2009 5:51:11 AM |
| StWaldo | $25.00 | $25.00 | 10/6/2009 10:01:05 AM |
| BiggestG | $25.00 | $25.00 | 10/6/2009 10:14:11 AM |
| mizount | $25.00 | $25.00 | 10/6/2009 10:21:40 AM |
| crossborders | $25.00 | $25.00 | 10/6/2009 7:46:09 AM |
| riversmoke | $25.00 | $25.00 | 10/6/2009 5:51:10 AM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:24 AM |
| cash-sensai2 | $25.00 | $25.00 | 10/6/2009 7:46:11 AM |
| paddatjie | $25.00 | $25.00 | 10/6/2009 7:51:09 AM |
| Red4Golf | $25.00 | $25.00 | 10/6/2009 9:31:38 AM |
| Norcal | $26.90 | $26.90 | 10/6/2009 10:14:09 AM |
| nicklds | $100.00 | $100.00 | 10/6/2009 1:46:08 PM |
| Phillip298 | $25.00 | $25.00 | 10/6/2009 9:31:57 AM |
| Tradesmanlender | $25.00 | $25.00 | 10/6/2009 1:58:27 PM |
| zeelender | $25.00 | $25.00 | 10/6/2009 11:06:17 AM |
| bruin558 | $38.92 | $38.92 | 10/6/2009 2:01:16 PM |
| stolan | $25.00 | $25.00 | 10/6/2009 11:31:30 AM |
| fantastic-cash | $25.00 | $25.00 | 10/6/2009 10:16:05 AM |
| bikingbtb | $25.00 | $25.00 | 10/6/2009 2:17:02 PM |
| nick5454 | $43.69 | $43.69 | 10/6/2009 2:18:13 PM |
| slojudy | $25.00 | $25.00 | 10/6/2009 2:18:18 PM |
| hayhelp | $25.00 | $25.00 | 10/6/2009 2:19:24 PM |
| icefish | $36.08 | $36.08 | 10/6/2009 2:19:57 PM |
| rose88 | $25.00 | $25.00 | 10/6/2009 12:36:04 PM |
| minista | $25.00 | $25.00 | 10/6/2009 2:20:27 PM |
| Nothus | $25.00 | $25.00 | 10/6/2009 11:06:06 AM |
| NATIVEBORN | $33.80 | $33.80 | 10/6/2009 12:51:04 PM |
| pbandjb | $25.00 | $25.00 | 10/6/2009 11:11:08 AM |
| virtualbank | $25.00 | $25.00 | 10/6/2009 11:21:10 AM |
| whiteshadow | $25.00 | $25.00 | 10/6/2009 1:26:14 PM |
| BankOfFrankFairness | $39.91 | $39.91 | 10/6/2009 1:32:32 PM |
| geekguy | $25.00 | $25.00 | 10/6/2009 2:34:07 PM |
| bbanc123 | $60.00 | $60.00 | 10/6/2009 3:04:24 PM |
| bbanc123 | $25.00 | $25.00 | 10/6/2009 3:11:08 PM |
| sparky1129 | $25.00 | $25.00 | 10/6/2009 12:51:17 PM |
| bbanc123 | $25.00 | $25.00 | 10/6/2009 3:12:40 PM |
| inventive-investment | $25.00 | $25.00 | 10/6/2009 12:53:51 PM |
| MasterJin | $25.00 | $25.00 | 10/6/2009 2:06:47 PM |
| ADenny | $25.00 | $25.00 | 10/6/2009 3:51:10 PM |
| latestone | $25.00 | $25.00 | 10/6/2009 2:18:33 PM |
| assetmanager | $25.00 | $25.00 | 10/6/2009 3:56:14 PM |
| noble-revenue | $53.40 | $53.40 | 10/6/2009 1:57:16 PM |
| impartial-deal | $25.00 | $25.00 | 10/6/2009 1:58:24 PM |
| jam96 | $25.00 | $25.00 | 10/6/2009 2:31:28 PM |
| Gallardo007 | $25.00 | $25.00 | 10/6/2009 2:31:40 PM |
| tuneman1980 | $25.00 | $25.00 | 10/6/2009 2:31:52 PM |
| YellowJacket | $25.00 | $25.00 | 10/6/2009 2:16:52 PM |
| xphile | $25.00 | $25.00 | 10/6/2009 2:32:19 PM |
| sclark | $25.00 | $25.00 | 10/6/2009 2:17:15 PM |
| spsavage | $25.00 | $25.00 | 10/6/2009 2:18:21 PM |
| bbanc123 | $25.00 | $25.00 | 10/6/2009 3:13:06 PM |
| sail120 | $25.00 | $25.00 | 10/6/2009 2:19:56 PM |
| woodenshoes | $54.92 | $54.92 | 10/6/2009 3:49:08 PM |
| guaton | $25.00 | $25.00 | 10/6/2009 2:31:32 PM |
| Sofar | $25.00 | $25.00 | 10/6/2009 2:31:46 PM |
| mjjjrj | $25.00 | $25.00 | 10/6/2009 2:31:56 PM |
| pseudokris | $25.00 | $25.00 | 10/6/2009 3:16:12 PM |
| JazzFranchise | $25.00 | $25.00 | 10/6/2009 3:51:12 PM |
| lendinstuff | $25.00 | $25.00 | 10/6/2009 4:53:04 PM |
| lostontheedge | $25.00 | $25.00 | 10/6/2009 4:54:10 PM |
| rinyt | $30.00 | $30.00 | 10/6/2009 5:51:36 PM |
| GElender | $30.04 | $30.04 | 10/6/2009 6:01:07 PM |
| blackstar | $25.00 | $25.00 | 10/6/2009 4:54:22 PM |
| Exia | $25.00 | $25.00 | 10/6/2009 8:06:57 PM |
| LEBO | $25.00 | $25.00 | 10/6/2009 5:21:16 PM |
| Veggie_Monkey | $25.00 | $25.00 | 10/6/2009 4:51:28 PM |
| James_and_Tracy | $25.00 | $25.00 | 10/6/2009 4:51:52 PM |
| gotyourgear | $25.00 | $25.00 | 10/6/2009 4:52:07 PM |
| gdbanks | $25.00 | $25.00 | 10/6/2009 4:54:13 PM |
| AP2PLender | $25.00 | $25.00 | 10/6/2009 6:01:08 PM |
| LoanGiver | $25.00 | $25.00 | 10/6/2009 6:01:10 PM |
| mid | $25.00 | $25.00 | 10/6/2009 7:13:23 PM |
| zeraphm | $25.00 | $25.00 | 10/7/2009 12:43:03 AM |
| Gold_Coin | $25.00 | $25.00 | 10/7/2009 4:58:32 AM |
| bugleusmc | $30.00 | $30.00 | 10/6/2009 8:56:12 PM |
| tsquared_030 | $100.00 | $100.00 | 10/6/2009 9:46:27 PM |
| gm93001 | $25.00 | $25.00 | 10/7/2009 7:06:08 AM |
| outwish | $25.00 | $25.00 | 10/7/2009 5:23:10 AM |
| ElbowToast | $25.00 | $25.00 | 10/7/2009 9:32:28 AM |
| scrabbler | $25.00 | $25.00 | 10/7/2009 6:34:30 AM |
| gothampark | $25.00 | $25.00 | 10/6/2009 9:34:35 PM |
| martymaniaman | $50.00 | $50.00 | 10/7/2009 7:10:35 AM |
| rulender | $50.00 | $50.00 | 10/7/2009 7:11:14 AM |
| BoutYeBank | $25.00 | $25.00 | 10/7/2009 8:26:16 AM |
| cyonamine | $25.00 | $25.00 | 10/7/2009 10:46:04 AM |
| MediaAndMicrocode | $25.00 | $25.00 | 10/7/2009 9:31:12 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/7/2009 5:23:24 AM |
| jessieb | $25.00 | $25.00 | 10/7/2009 5:26:59 AM |
| csarradio | $25.00 | $25.00 | 10/7/2009 11:33:17 AM |
| Sykes66 | $25.00 | $25.00 | 10/7/2009 11:42:02 AM |
| codyrun | $25.00 | $25.00 | 10/7/2009 10:17:41 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:08 AM |
| danfrphils | $25.00 | $25.00 | 10/7/2009 8:26:14 AM |
| bocap | $25.00 | $25.00 | 10/7/2009 10:44:40 AM |
| ElChico124 | $25.00 | $25.00 | 10/7/2009 9:31:05 AM |
| revmax | $25.00 | $25.00 | 10/7/2009 9:33:36 AM |
| Zoramite | $25.00 | $25.00 | 10/7/2009 10:56:03 AM |
| jwood3030 | $25.00 | $25.00 | 10/7/2009 9:36:13 AM |
| Jcardone33 | $25.00 | $25.00 | 10/7/2009 9:38:26 AM |
| bondhedger | $25.00 | $25.00 | 10/7/2009 11:06:45 AM |
| crmoir | $25.00 | $25.00 | 10/7/2009 11:11:01 AM |
| trucklawyer | $25.00 | $25.00 | 10/7/2009 11:17:18 AM |
| MasterKey | $25.00 | $25.00 | 10/7/2009 2:02:32 PM |
| Trigirl23 | $25.00 | $25.00 | 10/7/2009 10:46:02 AM |
| Rosencranz | $25.00 | $25.00 | 10/7/2009 11:56:12 AM |
| anakinsolo | $25.00 | $25.00 | 10/7/2009 11:31:17 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:27 PM |
| wrchism | $50.00 | $50.00 | 10/7/2009 3:38:11 PM |
| rjleves | $25.00 | $25.00 | 10/7/2009 3:41:11 PM |
| friendlyviking | $25.00 | $25.00 | 10/7/2009 11:58:14 AM |
| SpectrumCapital | $25.00 | $25.00 | 10/7/2009 12:00:42 PM |
| philipandc | $25.00 | $25.00 | 10/7/2009 1:56:04 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/7/2009 12:28:53 PM |
| beerfool | $30.65 | $30.65 | 10/7/2009 1:00:27 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:09:00 PM |
| Sigonio | $25.00 | $25.00 | 10/7/2009 2:33:22 PM |
| william8 | $25.00 | $25.00 | 10/7/2009 2:55:48 PM |
| JRELoan | $44.54 | $44.54 | 10/7/2009 2:18:53 PM |
| reflective-rupee | $25.00 | $25.00 | 10/7/2009 3:32:02 PM |
| BklynLender | $25.00 | $25.00 | 10/7/2009 3:38:14 PM |
| js60l | $25.00 | $25.00 | 10/7/2009 3:41:13 PM |
| gogmagog | $94.94 | $94.94 | 10/7/2009 3:41:16 PM |
| 101010 | $25.00 | $25.00 | 10/7/2009 2:38:13 PM |
| MNMAN21 | $99.50 | $99.50 | 10/7/2009 2:52:54 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/7/2009 4:02:22 PM |
| whitegold24k | $500.00 | $500.00 | 10/7/2009 3:23:38 PM |
| atlviet | $25.00 | $25.00 | 10/7/2009 3:38:13 PM |
| kindness-saver | $25.00 | $25.00 | 10/7/2009 3:41:07 PM |
| Castellan | $25.00 | $25.00 | 10/7/2009 3:41:14 PM |
| wwwUniversal | $25.00 | $25.00 | 10/7/2009 3:55:04 PM |
| skuba | $50.00 | $50.00 | 9/23/2009 4:11:26 PM |
| snowman34 | $25.00 | $25.00 | 9/23/2009 4:12:25 PM |
| Barak | $80.00 | $80.00 | 9/23/2009 4:12:52 PM |
| pawsitive | $25.00 | $25.00 | 9/23/2009 4:13:32 PM |
| BlindProphet | $25.00 | $25.00 | 9/23/2009 4:13:42 PM |
| responsibility-butterfly | $25.00 | $25.00 | 9/23/2009 4:14:21 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/23/2009 4:14:37 PM |
| elasermd | $50.00 | $50.00 | 9/23/2009 4:11:47 PM |
| kenyonhillbilly | $25.00 | $25.00 | 9/23/2009 4:50:42 PM |
| gold-tsunami | $25.00 | $25.00 | 9/23/2009 4:11:57 PM |
| Dazz2061 | $25.00 | $25.00 | 9/23/2009 4:52:13 PM |
| crenen139 | $25.00 | $25.00 | 9/23/2009 4:12:45 PM |
| kid8549 | $25.00 | $25.00 | 9/23/2009 4:13:23 PM |
| gracej | $25.00 | $25.00 | 9/23/2009 4:13:38 PM |
| j48 | $25.00 | $25.00 | 9/23/2009 4:13:09 PM |
| turbine5 | $40.00 | $40.00 | 9/23/2009 4:15:47 PM |
| kegs | $100.00 | $100.00 | 9/23/2009 4:15:04 PM |
| larrybird | $95.00 | $95.00 | 9/23/2009 4:15:19 PM |
| lenderme | $25.00 | $25.00 | 9/23/2009 4:58:11 PM |
| anton | $50.00 | $50.00 | 9/23/2009 6:01:57 PM |
| MoneyForNothing | $25.00 | $25.00 | 9/24/2009 6:35:47 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:16 AM |
| sunshine1121 | $25.00 | $25.00 | 9/24/2009 11:23:44 AM |
| thedoctor | $41.90 | $41.90 | 9/24/2009 11:40:48 AM |
| fortytwo | $200.00 | $200.00 | 9/24/2009 1:24:41 PM |
| tj1683 | $50.00 | $50.00 | 9/24/2009 3:17:42 PM |
| sflawya | $25.00 | $25.00 | 9/24/2009 4:59:16 PM |
| festivecpl | $25.00 | $25.00 | 9/24/2009 5:30:08 PM |
| arenangelchild | $100.00 | $100.00 | 9/24/2009 6:08:56 PM |
| HermanstadtKid | $25.00 | $25.00 | 9/24/2009 6:11:57 PM |
| KwikLoan | $25.00 | $25.00 | 9/24/2009 7:03:37 PM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:07 AM |
| Pilotf22 | $25.00 | $25.00 | 9/25/2009 4:57:07 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:54 AM |
| radiant-cash | $100.00 | $100.00 | 9/25/2009 9:39:57 AM |
| MidnightBank | $25.00 | $25.00 | 9/25/2009 8:55:24 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:55 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/25/2009 12:32:46 PM |
| benroo | $25.00 | $25.00 | 9/25/2009 3:27:17 PM |
| justin323 | $25.00 | $25.00 | 9/25/2009 8:27:41 PM |
| cleared2land | $25.00 | $25.00 | 9/26/2009 8:29:13 AM |
| martinatime | $25.00 | $25.00 | 9/26/2009 9:17:02 AM |
| integrity-brilliance | $25.00 | $25.00 | 9/27/2009 8:12:09 AM |
| payontime1 | $50.00 | $50.00 | 9/26/2009 5:41:21 PM |
| WTSherman | $25.00 | $25.00 | 9/27/2009 5:41:55 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:03:53 AM |
| djc314 | $25.00 | $25.00 | 9/27/2009 11:23:51 AM |
| jdnyc | $25.00 | $25.00 | 9/27/2009 4:48:32 PM |
| bdloans | $50.00 | $50.00 | 9/28/2009 9:42:01 AM |
| saffron4 | $25.00 | $25.00 | 9/28/2009 12:37:27 PM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:34:31 AM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:47:33 AM |
| mcarm66 | $25.00 | $25.00 | 9/28/2009 11:39:23 AM |
| mcabery | $200.00 | $200.00 | 9/28/2009 6:10:28 PM |
| Archimeech | $25.00 | $25.00 | 9/29/2009 6:09:00 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:12 AM |
| independent-felicity | $25.00 | $25.00 | 9/28/2009 8:29:03 PM |
| dime-violin | $25.00 | $25.00 | 9/29/2009 10:00:39 AM |
| mentalsweat | $25.00 | $25.00 | 9/29/2009 10:04:22 AM |
| credit-coach118 | $25.00 | $25.00 | 9/29/2009 1:58:10 PM |
| radiant-fund | $25.00 | $25.00 | 9/29/2009 11:14:05 AM |
| robot777 | $25.00 | $25.00 | 9/29/2009 11:19:35 AM |
| Kame | $25.00 | $25.00 | 9/29/2009 2:52:51 PM |
| visionary-currency | $34.85 | $34.85 | 9/30/2009 12:14:42 AM |
| Gibbyland | $25.00 | $25.00 | 9/30/2009 6:41:18 AM |
| gauss02 | $25.00 | $25.00 | 9/30/2009 10:23:40 AM |
| cowboyskier | $25.74 | $25.74 | 9/30/2009 10:32:21 AM |
| LendDoc | $25.00 | $25.00 | 9/30/2009 10:34:08 AM |
| Paperchase58 | $112.94 | $112.94 | 9/30/2009 12:02:54 PM |
| meux99 | $25.00 | $25.00 | 9/30/2009 2:54:33 PM |
| julijask | $25.00 | $25.00 | 9/30/2009 2:54:35 PM |
| FarBeyondDriven | $25.00 | $25.00 | 9/30/2009 4:11:40 PM |
| phaded | $25.00 | $25.00 | 9/30/2009 4:24:50 PM |
| senior1 | $25.00 | $25.00 | 9/30/2009 4:55:00 PM |
| point-zebra | $25.00 | $25.00 | 9/30/2009 8:15:34 PM |
| lagnisiruk | $25.00 | $25.00 | 9/30/2009 8:39:30 PM |
| kmwvma | $25.00 | $25.00 | 10/1/2009 3:45:36 AM |
| SASBANK | $25.00 | $25.00 | 10/1/2009 9:34:49 AM |
| nzlxjwek | $25.00 | $25.00 | 10/1/2009 10:58:02 AM |
| selector568 | $100.00 | $100.00 | 10/1/2009 3:39:42 PM |
| All_Wins | $25.00 | $25.00 | 10/1/2009 6:54:35 PM |
| circustab | $50.00 | $50.00 | 10/1/2009 9:50:58 PM |
| HawaiianHelper | $50.00 | $50.00 | 10/2/2009 1:00:07 AM |
| Patrician | $35.95 | $35.95 | 10/2/2009 4:05:01 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/2/2009 6:14:47 AM |
| ingeborg77 | $50.00 | $50.00 | 10/2/2009 9:54:25 AM |
| chief_wo | $25.00 | $25.00 | 10/2/2009 10:44:28 AM |
| Davidson2 | $25.00 | $25.00 | 10/2/2009 1:49:54 PM |
| uncleegg | $25.00 | $25.00 | 10/3/2009 8:10:24 AM |
| aajwm | $50.00 | $50.00 | 10/3/2009 3:19:38 AM |
| JTThunder | $250.00 | $250.00 | 10/3/2009 5:00:23 AM |
| slartibardfast | $30.00 | $30.00 | 10/3/2009 7:15:51 AM |
| ericd523 | $40.00 | $40.00 | 10/3/2009 11:45:08 AM |
| truth-futurist | $30.00 | $30.00 | 10/3/2009 8:18:06 AM |
| honorable-yield | $50.00 | $50.00 | 10/3/2009 1:34:31 PM |
| diverse2 | $30.00 | $30.00 | 10/3/2009 11:24:45 AM |
| axelducheck | $25.00 | $25.00 | 10/3/2009 11:24:46 AM |
| PrinceValium | $25.00 | $25.00 | 10/3/2009 2:01:48 PM |
| wise-silver-wonder | $25.00 | $25.00 | 10/4/2009 7:49:26 AM |
| The_Loan_Ranger | $25.00 | $25.00 | 10/4/2009 7:49:33 AM |
| SnE | $25.00 | $25.00 | 10/3/2009 5:59:32 PM |
| slowpig | $25.00 | $25.00 | 10/3/2009 8:54:28 PM |
| Sid-K | $26.68 | $26.68 | 10/3/2009 8:09:28 PM |
| groovychick | $25.00 | $25.00 | 10/3/2009 9:49:31 PM |
| DonaldColorado | $25.00 | $25.00 | 10/4/2009 4:19:34 PM |
| JJS180 | $25.00 | $25.00 | 10/4/2009 12:05:26 PM |
| interest-exec9 | $25.00 | $25.00 | 10/4/2009 7:39:33 PM |
| bayareainv | $27.47 | $27.47 | 10/4/2009 5:40:31 PM |
| irishcocacola | $25.00 | $25.00 | 10/5/2009 6:50:40 AM |
| sardarji | $25.00 | $25.00 | 10/5/2009 7:49:42 AM |
| rmpedi33 | $50.00 | $50.00 | 10/5/2009 8:29:44 AM |
| Patter256 | $25.00 | $25.00 | 10/5/2009 1:04:27 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 1:04:38 PM |
| merlin981 | $50.00 | $50.00 | 10/5/2009 1:24:41 PM |
| shawnw2 | $45.00 | $45.00 | 10/5/2009 3:28:02 PM |
| langdonx | $50.00 | $50.00 | 10/5/2009 3:28:03 PM |
| suave-dollar | $40.00 | $40.00 | 10/5/2009 3:28:02 PM |
| szetheli | $50.00 | $50.00 | 10/5/2009 3:30:50 PM |
| credit-igniter8 | $35.00 | $35.00 | 10/5/2009 4:19:20 PM |
| 108lender | $50.00 | $50.00 | 10/5/2009 4:33:31 PM |
| ajst1 | $25.00 | $25.00 | 10/5/2009 4:34:09 PM |
| KHU2-B | $25.00 | $25.00 | 10/5/2009 4:46:56 PM |
| LarWit1512 | $25.00 | $25.00 | 10/5/2009 4:46:57 PM |
| Ven58 | $25.00 | $25.00 | 10/5/2009 4:48:39 PM |
| feedpaulyfaster | $25.00 | $4.76 | 10/5/2009 4:48:26 PM |
| Searlzy | $25.00 | $25.00 | 10/5/2009 5:00:10 PM |
| goofy15975 | $25.00 | $25.00 | 10/5/2009 4:52:59 PM |
| conceptpi | $25.00 | $25.00 | 10/5/2009 6:51:14 PM |
| all_of_that_one | $25.00 | $25.00 | 10/5/2009 6:51:22 PM |
| help_each_other | $25.00 | $25.00 | 10/5/2009 6:54:31 PM |
| janus_god | $25.00 | $25.00 | 10/5/2009 6:59:33 PM |
| jonesboyz | $25.00 | $25.00 | 10/5/2009 7:34:27 PM |
| don'twannadance | $100.00 | $100.00 | 10/5/2009 8:07:19 PM |
| don'twannadance | $100.00 | $100.00 | 10/5/2009 8:13:50 PM |
| teejay411 | $100.00 | $100.00 | 10/5/2009 6:51:15 PM |
| goodkarma | $25.00 | $25.00 | 10/5/2009 6:51:18 PM |
| seattleslug | $30.00 | $30.00 | 10/5/2009 6:54:29 PM |
| reefer | $29.00 | $29.00 | 10/5/2009 6:59:34 PM |
| hyla15 | $25.00 | $25.00 | 10/5/2009 7:09:28 PM |
| Downs108 | $30.00 | $30.00 | 10/5/2009 9:54:31 PM |
| BludAx | $25.00 | $25.00 | 10/5/2009 7:34:25 PM |
| BigLinCT | $46.36 | $46.36 | 10/5/2009 6:51:14 PM |
| enigmallc | $50.00 | $50.00 | 10/5/2009 6:51:21 PM |
| prophechonl | $25.00 | $25.00 | 10/6/2009 5:51:08 AM |
| ocv | $25.00 | $25.00 | 10/5/2009 8:56:03 PM |
| albatross897 | $25.00 | $25.00 | 10/5/2009 6:54:32 PM |
| Cluvnupe06 | $25.00 | $25.00 | 10/5/2009 6:59:32 PM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:51 AM |
| sajitp | $25.00 | $25.00 | 10/5/2009 7:34:26 PM |
| GrayStudio | $50.00 | $50.00 | 10/5/2009 8:09:37 PM |
| frankdelraza | $25.00 | $25.00 | 10/5/2009 11:56:48 PM |
| miked8303 | $25.00 | $25.00 | 10/6/2009 12:41:00 AM |
| CorporateT00l | $25.00 | $25.00 | 10/6/2009 7:51:10 AM |
| purohit | $25.00 | $25.00 | 10/6/2009 1:05:57 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/5/2009 9:24:25 PM |
| Breken6 | $25.00 | $25.00 | 10/5/2009 9:24:34 PM |
| Barbaro | $25.00 | $25.00 | 10/6/2009 5:51:09 AM |
| yank918 | $25.00 | $25.00 | 10/5/2009 11:35:56 PM |
| Avala | $25.00 | $25.00 | 10/6/2009 12:21:57 AM |
| tsui517 | $25.00 | $25.00 | 10/6/2009 12:40:58 AM |
| BigCityLending | $25.00 | $25.00 | 10/6/2009 9:32:14 AM |
| longisland47m | $25.00 | $25.00 | 10/6/2009 9:33:27 AM |
| kayakg | $25.00 | $25.00 | 10/6/2009 7:26:06 AM |
| grallu | $50.00 | $50.00 | 10/6/2009 4:31:26 AM |
| Rendely | $25.00 | $25.00 | 10/6/2009 4:33:36 AM |
| Lendomatic | $25.00 | $25.00 | 10/6/2009 7:46:07 AM |
| moviefool | $25.00 | $25.00 | 10/6/2009 6:51:03 AM |
| ALL-PRIME | $25.00 | $25.00 | 10/6/2009 11:11:28 AM |
| Saving4Food | $25.00 | $25.00 | 10/6/2009 11:17:32 AM |
| Railbird | $25.00 | $25.00 | 10/6/2009 11:18:26 AM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 9:02:51 AM |
| dansarkis | $25.00 | $25.00 | 10/6/2009 7:46:10 AM |
| crazybill | $25.00 | $25.00 | 10/6/2009 11:51:08 AM |
| naniamo | $25.00 | $25.00 | 10/6/2009 10:28:25 AM |
| sensational-kindness | $25.00 | $25.00 | 10/6/2009 9:31:29 AM |
| dumbass | $25.00 | $25.00 | 10/6/2009 10:41:23 AM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:54 AM |
| laststrawman | $25.00 | $25.00 | 10/6/2009 10:46:41 AM |
| PatRichi | $25.00 | $25.00 | 10/6/2009 10:52:01 AM |
| Sixmil | $25.00 | $25.00 | 10/6/2009 1:58:28 PM |
| Raser | $25.00 | $25.00 | 10/6/2009 11:06:16 AM |
| JagFan | $25.00 | $25.00 | 10/6/2009 2:16:51 PM |
| faldska | $25.00 | $25.00 | 10/6/2009 2:17:26 PM |
| Caledoni | $25.00 | $25.00 | 10/6/2009 2:17:38 PM |
| zyztemboy | $25.00 | $25.00 | 10/6/2009 10:28:27 AM |
| CoolHelp | $25.00 | $25.00 | 10/6/2009 2:19:58 PM |
| Eagledrop | $25.00 | $25.00 | 10/6/2009 11:03:08 AM |
| rdextra | $25.00 | $25.00 | 10/6/2009 11:11:24 AM |
| ChicoBob | $49.65 | $49.65 | 10/6/2009 1:01:06 PM |
| mjcjmm4407 | $25.00 | $25.00 | 10/6/2009 11:21:03 AM |
| andycheb | $46.34 | $46.34 | 10/6/2009 2:31:38 PM |
| pubnat | $25.00 | $25.00 | 10/6/2009 2:31:50 PM |
| salala | $25.00 | $25.00 | 10/6/2009 2:32:02 PM |
| amijo | $28.94 | $28.94 | 10/6/2009 2:32:48 PM |
| junes08 | $50.00 | $50.00 | 10/6/2009 2:34:26 PM |
| MikeB918 | $25.00 | $25.00 | 10/6/2009 12:06:16 PM |
| 16888 | $80.14 | $80.14 | 10/6/2009 12:19:46 PM |
| NoVALending | $25.00 | $25.00 | 10/6/2009 1:56:41 PM |
| emitt3140 | $42.88 | $42.88 | 10/6/2009 3:01:49 PM |
| bbanc123 | $25.11 | $25.11 | 10/6/2009 3:11:41 PM |
| titaniumtommy | $25.00 | $25.00 | 10/6/2009 2:16:50 PM |
| easylender | $25.00 | $25.00 | 10/6/2009 2:18:34 PM |
| cheng | $25.00 | $25.00 | 10/6/2009 2:18:54 PM |
| smartie1 | $25.00 | $25.00 | 10/6/2009 2:19:18 PM |
| secretidentity | $25.00 | $25.00 | 10/6/2009 2:19:52 PM |
| monstersdad | $46.68 | $46.68 | 10/6/2009 2:01:09 PM |
| star7705 | $25.00 | $25.00 | 10/6/2009 2:31:36 PM |
| HibbyD | $31.12 | $31.12 | 10/6/2009 2:32:06 PM |
| fair_rates | $25.00 | $25.00 | 10/6/2009 2:18:08 PM |
| TheColoradoDon | $25.00 | $25.00 | 10/6/2009 2:18:30 PM |
| otalon | $27.13 | $27.13 | 10/6/2009 3:00:07 PM |
| thryn | $25.00 | $25.00 | 10/6/2009 2:18:36 PM |
| onlyinchicago | $25.00 | $25.00 | 10/6/2009 2:19:23 PM |
| szetowski | $25.00 | $25.00 | 10/6/2009 2:20:01 PM |
| buffalobills | $25.00 | $25.00 | 10/6/2009 3:40:00 PM |
| BenBernanke | $25.00 | $25.00 | 10/6/2009 2:31:27 PM |
| pipopirate | $25.00 | $25.00 | 10/6/2009 3:51:11 PM |
| jblack01 | $25.00 | $25.00 | 10/6/2009 2:31:30 PM |
| celkram | $25.00 | $25.00 | 10/6/2009 2:31:35 PM |
| ejdirin | $25.00 | $25.00 | 10/6/2009 2:31:48 PM |
| Victor-E-Lane | $25.00 | $25.00 | 10/6/2009 2:31:52 PM |
| jbadawg1017 | $25.00 | $25.00 | 10/6/2009 2:31:57 PM |
| newest-unique-integrity | $25.00 | $25.00 | 10/6/2009 3:16:14 PM |
| SqueezeKing | $25.00 | $25.00 | 10/6/2009 4:34:34 PM |
| Lise46 | $44.85 | $44.85 | 10/6/2009 4:11:21 PM |
| FASTIZIO_P | $30.78 | $30.78 | 10/6/2009 4:51:31 PM |
| BritDad | $25.00 | $25.00 | 10/6/2009 4:53:12 PM |
| MrGhost | $25.00 | $25.00 | 10/6/2009 4:54:08 PM |
| mscomeaux | $25.00 | $25.00 | 10/6/2009 4:54:21 PM |
| tonomud | $25.00 | $25.00 | 10/6/2009 6:11:00 PM |
| jybank | $50.00 | $50.00 | 10/6/2009 4:50:20 PM |
| pulmdoc | $25.00 | $25.00 | 10/6/2009 6:16:08 PM |
| twjh | $38.81 | $38.81 | 10/6/2009 4:54:01 PM |
| HoyaHeel | $40.00 | $40.00 | 10/6/2009 4:55:03 PM |
| chrisb1414 | $25.00 | $25.00 | 10/6/2009 7:05:55 PM |
| FlexFunding | $58.73 | $58.73 | 10/6/2009 8:18:14 PM |
| dadalou | $25.00 | $25.00 | 10/6/2009 4:51:58 PM |
| discrete-asset | $25.00 | $25.00 | 10/6/2009 6:01:09 PM |
| engaging-worth | $30.00 | $30.00 | 10/6/2009 9:31:16 PM |
| bmbanzai | $25.00 | $25.00 | 10/6/2009 6:51:06 PM |
| WorldlyWorker | $25.00 | $25.00 | 10/6/2009 6:56:39 PM |
| abu-dhabi | $25.00 | $25.00 | 10/6/2009 10:29:20 PM |
| Redleg6 | $25.00 | $25.00 | 10/7/2009 4:47:33 AM |
| kulender | $50.00 | $50.00 | 10/7/2009 5:19:52 AM |
| QuinMccoy | $25.00 | $25.00 | 10/7/2009 7:06:07 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/7/2009 7:07:19 AM |
| highcountry1 | $25.00 | $25.00 | 10/6/2009 7:16:05 PM |
| brainy-dedication | $25.00 | $25.00 | 10/7/2009 7:11:15 AM |
| Octavian315 | $27.57 | $27.57 | 10/7/2009 12:43:01 AM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:57:58 AM |
| porkhelmet | $25.00 | $25.00 | 10/7/2009 9:31:04 AM |
| jasperpants | $25.00 | $25.00 | 10/7/2009 9:31:13 AM |
| bobby4u3 | $25.00 | $25.00 | 10/7/2009 5:26:01 AM |
| BaltimoreLender | $25.00 | $25.00 | 10/6/2009 8:56:13 PM |
| DeathScythe676 | $25.00 | $25.00 | 10/7/2009 9:33:33 AM |
| jhernand17 | $25.00 | $25.00 | 10/6/2009 9:18:31 PM |
| japper2353 | $25.00 | $25.00 | 10/6/2009 9:31:14 PM |
| b2006 | $25.00 | $25.00 | 10/7/2009 10:17:03 AM |
| grf1945 | $25.00 | $25.00 | 10/7/2009 10:19:02 AM |
| loanman2007 | $100.00 | $100.00 | 10/7/2009 10:40:06 AM |
| EJO | $25.00 | $25.00 | 10/7/2009 12:18:02 AM |
| mr-mix | $50.00 | $50.00 | 10/7/2009 12:35:15 AM |
| coolspeed | $25.00 | $25.00 | 10/7/2009 12:43:02 AM |
| nerlands | $25.00 | $25.00 | 10/7/2009 10:56:04 AM |
| seasportsguy | $25.00 | $25.00 | 10/7/2009 5:23:09 AM |
| radiant-fund | $50.00 | $50.00 | 10/7/2009 11:03:47 AM |
| DrDavid63 | $25.00 | $25.00 | 10/7/2009 9:36:01 AM |
| Havnfun | $25.00 | $25.00 | 10/7/2009 7:48:59 AM |
| awe-inspiring-power | $25.00 | $25.00 | 10/7/2009 11:49:20 AM |
| b-rent | $25.00 | $25.00 | 10/7/2009 11:51:47 AM |
| dashawn | $25.00 | $25.00 | 10/7/2009 10:26:08 AM |
| TomDalonajay | $25.00 | $25.00 | 10/7/2009 12:24:01 PM |
| palpbert | $25.00 | $25.00 | 10/7/2009 10:42:13 AM |
| KeepOnRunning | $50.00 | $50.00 | 10/7/2009 9:33:39 AM |
| oreyedoc | $50.00 | $50.00 | 10/7/2009 1:24:57 PM |
| poster177 | $50.00 | $50.00 | 10/7/2009 1:25:40 PM |
| smart-gold | $25.00 | $25.00 | 10/7/2009 9:55:46 AM |
| Lender50 | $25.00 | $25.00 | 10/7/2009 11:19:13 AM |
| privatebankerva | $25.00 | $25.00 | 10/7/2009 1:53:52 PM |
| yenom | $25.00 | $25.00 | 10/7/2009 11:19:55 AM |
| treasure-generator | $25.00 | $25.00 | 10/7/2009 11:26:29 AM |
| kanewna | $25.30 | $25.30 | 10/7/2009 10:26:13 AM |
| shadargroup | $25.00 | $25.00 | 10/7/2009 2:19:34 PM |
| tender-gold | $100.00 | $100.00 | 10/7/2009 11:44:14 AM |
| OLYVRC | $25.00 | $25.00 | 10/7/2009 11:45:26 AM |
| iruz | $40.00 | $40.00 | 10/7/2009 2:21:11 PM |
| divedude | $25.00 | $25.00 | 10/7/2009 10:53:20 AM |
| tender-gold | $25.00 | $25.00 | 10/7/2009 11:01:45 AM |
| Guerrilla_Man | $25.00 | $25.00 | 10/7/2009 11:26:46 AM |
| ohmarkybaby | $25.00 | $25.00 | 10/7/2009 3:13:56 PM |
| jpblan11 | $25.00 | $25.00 | 10/7/2009 3:33:13 PM |
| oldman1947 | $25.00 | $25.00 | 10/7/2009 3:41:08 PM |
| BuckNaikid | $25.00 | $25.00 | 10/7/2009 3:51:05 PM |
| Kyileo | $50.00 | $50.00 | 10/7/2009 12:11:41 PM |
| Hogpilot | $25.00 | $25.00 | 10/7/2009 3:56:13 PM |
| demszi1978 | $25.00 | $25.00 | 10/7/2009 1:58:33 PM |
| yu-rik | $50.00 | $50.00 | 10/7/2009 2:54:37 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/7/2009 2:29:13 PM |
| museic1 | $25.00 | $25.00 | 10/7/2009 3:41:09 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:37 PM |
| RickD1003 | $50.00 | $50.00 | 10/7/2009 3:41:06 PM |
| milehighguy | $50.00 | $50.00 | 10/7/2009 3:41:10 PM |
| best-generosity-financier | $50.00 | $50.00 | 10/7/2009 4:03:00 PM |
| 578 bids
|
Borrower Payment Dependent Notes Series
426011
This series of Notes was issued and sold upon the funding of the borrower loan #38951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.94 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $180.94 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 13
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,136 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 85% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sweetmd |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Oct-2007)
|
|
Principal balance:
| $4,488.28 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
2nd Prosper loan-pay off cards
Purpose of loan:
This loan will be used to? consolidate bills in order to make just one payment with affordable interest. I have used a portion of my?first loan towards a home business that did not prosper. I took a small pay-cut from?the company that?I have been with for 12 years?and all benefits were canceled (medical, dental and life insurance); thus, leaving me with more out-of-pocket expenses. I guess a lot of companies, including ours,?were really affected by the recession. But even with the bad economy, I consider myself fortunate for still being employed. My bosses assured me though?that my job is secured and?once the company is back on its feet again, they will reinstate?the employees'?old salary and give us back the percentage that they took from us.?With the pay-cut and the cancellation of benefits, it did take away a lot from me intended for my savings.?With this loan, I'll be able to consolidate payments from 3 credit cards with very high interest rates and make just one affordable payment; hence, leaving me with?a little bit of?money to add to my savings and hopefully, pay for my own medical insurance.
My financial situation:
I am a good candidate for this loan because? Though my credit score is low, I pay my loans on time.?Prosper will be able to vouch for this since I haven't missed any payments on?my first loan and I only have 13 more months to pay it off. Moreover, this loan?will?pay-off 3 credit cards?that will allow me to?have?extra?money to?add to my?savings for emergency use. I just need to get a loan where I can have a little breathing room?with my finances.
Monthly net income: $ 3094.72
Monthly expenses: $
??Housing: $?775
??Insurance: $ 0
??Car expenses: $?290
??Utilities: $?35
??Phone, cable, internet: $ 20
??Food, entertainment: $?250
??Clothing, household expenses $?150
??Credit cards and other loans: $ 900, including payment for the my first loan with Prosper
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $100.00 | $100.00 | 9/28/2009 5:04:03 PM |
| victor111 | $25.00 | $25.00 | 9/30/2009 6:23:13 AM |
| EEasyMoney | $25.00 | $25.00 | 9/30/2009 7:19:00 AM |
| fallentimbers | $25.00 | $25.00 | 10/2/2009 7:10:41 PM |
| wyogirllender | $25.00 | $25.00 | 10/9/2009 1:13:48 PM |
| Lubava | $25.00 | $25.00 | 10/10/2009 6:27:06 AM |
| reflective-rupee | $500.00 | $500.00 | 10/10/2009 7:13:58 PM |
| periko | $50.00 | $50.00 | 10/10/2009 8:05:34 PM |
| TheAlchemist | $25.00 | $25.00 | 10/11/2009 12:21:16 AM |
| reflective-rupee | $500.00 | $500.00 | 10/12/2009 10:04:50 AM |
| LAKETIME | $25.00 | $25.00 | 9/29/2009 11:08:54 AM |
| EEasyMoney | $25.00 | $25.00 | 10/6/2009 9:01:38 AM |
| gbruenin | $30.18 | $30.18 | 10/6/2009 5:13:49 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/9/2009 1:24:57 PM |
| reflective-rupee | $500.00 | $500.00 | 10/10/2009 2:28:01 PM |
| shawnw2 | $35.00 | $35.00 | 10/10/2009 7:14:09 PM |
| Engineer44 | $25.00 | $25.00 | 10/12/2009 6:20:16 AM |
| anton | $2,000.00 | $1,959.82 | 10/12/2009 11:05:35 AM |
| martymaniaman | $25.00 | $25.00 | 10/12/2009 7:57:04 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/12/2009 5:28:24 AM |
| blkfroggy | $25.00 | $25.00 | 10/12/2009 7:53:04 AM |
| 21 bids
|
Borrower Payment Dependent Notes Series
426212
This series of Notes was issued and sold upon the funding of the borrower loan #38954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $108.57 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $108.57 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 57 | Length of status: | 1y 4m |
|
Amount delinquent:
| $4,024 |
Revolving credit balance:
| $5,204 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 95% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| amo713 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 660-680
(Aug-2008)
|
|
Principal balance:
| $2,518.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Pay Down Credit Cards. Not HR!
Purpose of Loan: In the last four months, I have had to replace my air conditioner, furnace, washer and dryer, and used high interest Credit Cards?to pay for these appliances. I would like to pay down my credit cards to continue repairing my credit rating.
I?have had a loan with Prosper for a year, with no lates. With my 1st loan, I was a C, and now, with no change in credit score, the new system shows HR.?I am not a risk. I paid down my bank card utilization, but it went back up when I had to replace FOUR major appliances in recent months.
Career History: I have been in the same field for 18 years, but switched companies last May to take on a more challenging/higher income role. Prior to that I was with my last company for five years.
My financial situation: I am a good candidate for this loan because?I have an excellent payment record with all of my creditors.? I am the sole provider in my home -- purchased myself 9 years ago, and have a history of on-time payments. I am no longer DQ due to a recently approved loan modification,?where my payments were frozen?(not applied) prior to the modification kicking in.?I make very good money, and am also on track for a 23% bonus later this year. I have a structured budget in place -- outlined below,?and my existing income allows for ease in making my?loan payments. Additionally, while my info shows 12 open credit lines, that is incorrect. I have six, and am in communication with the credit bureau to correct this.
Monthly? income: $ 4,801
Monthly expenses: $ 4,067
Housing:? $1602 (Assoc. Fee $171; $1202 1st mort.; $229 2nd mort.)
Insurance:? $104
Car expenses:? $537 ($437 payment, $100 gas)
Utilities:? $100
Phone, cable, internet:? $124
Food, entertainment:? $200
Clothing, household expenses:? $100 (primarily essentials: toiletries, cleaning supplies, etc.)
Credit cards and other loans:? $800
Other expenses:? $200 (Health co-pay; vet, gifts, etc.)
Savings:? $300 (Planning for the future)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How quickly do you plan on repaying this. The sooner the better if possible. Thanks! - rhettjn
A:
I plan on paying it down in March after my tax refund, and then -- barring any major crisis, paying it off in July when our Annual Bonus checks are distributed.
I appreciate your support! Thanks
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| well-mannered-income3 | $25.00 | $25.00 | 10/8/2009 3:08:28 PM |
| revops2008 | $25.00 | $25.00 | 10/10/2009 9:23:56 AM |
| Eloise62 | $75.00 | $75.00 | 10/12/2009 8:44:46 AM |
| BBL | $25.00 | $25.00 | 10/12/2009 4:09:27 PM |
| kenL | $100.00 | $100.00 | 10/12/2009 3:43:12 PM |
| gold-cluster | $100.00 | $100.00 | 10/12/2009 4:36:10 PM |
| prominence8 | $33.00 | $33.00 | 10/12/2009 9:51:43 PM |
| bxdoc | $125.00 | $125.00 | 10/13/2009 6:31:21 AM |
| capital-galaxy | $200.00 | $200.00 | 10/13/2009 5:32:25 AM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 10:16:52 AM |
| top-tranquil-justice | $25.00 | $25.00 | 10/13/2009 10:32:15 AM |
| sophisticated-ore | $200.00 | $200.00 | 10/13/2009 11:26:35 AM |
| thegreatone | $200.00 | $200.00 | 10/13/2009 12:56:42 PM |
| djkaiser | $28.63 | $28.63 | 10/13/2009 2:10:53 PM |
| kingbob | $25.00 | $25.00 | 10/13/2009 3:18:32 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:43:40 PM |
| principal-kangaroo | $43.02 | $43.02 | 10/13/2009 2:33:51 PM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 3:47:51 PM |
| investment-cluster | $25.00 | $25.00 | 10/13/2009 2:55:15 PM |
| Zachilles | $32.50 | $32.50 | 10/13/2009 3:18:23 PM |
| carrinel | $25.00 | $25.00 | 10/13/2009 3:06:43 PM |
| reflective-rupee | $200.00 | $200.00 | 10/13/2009 3:21:07 PM |
| unk1911 | $25.00 | $25.00 | 10/10/2009 5:33:52 PM |
| reflective-rupee | $100.00 | $100.00 | 10/11/2009 11:55:57 PM |
| REFunding | $25.00 | $25.00 | 10/12/2009 3:14:38 PM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/12/2009 4:09:56 PM |
| reflective-rupee | $100.00 | $66.11 | 10/12/2009 4:10:10 PM |
| dragonflywings | $25.00 | $25.00 | 10/12/2009 8:49:06 PM |
| EODLEGS | $25.00 | $25.00 | 10/12/2009 9:20:29 PM |
| keen-liberty9 | $50.00 | $50.00 | 10/13/2009 6:24:38 AM |
| EEasyMoney | $25.00 | $25.00 | 10/13/2009 7:44:38 AM |
| Denbo32 | $33.25 | $33.25 | 10/13/2009 7:41:50 AM |
| moneyinvestor | $38.07 | $38.07 | 10/13/2009 11:13:14 AM |
| investment-visionary | $38.00 | $38.00 | 10/13/2009 1:35:28 PM |
| ZOOOM | $28.68 | $28.68 | 10/13/2009 2:05:22 PM |
| Rule62 | $28.21 | $28.21 | 10/13/2009 12:33:22 PM |
| Grandmahoneybee | $25.00 | $25.00 | 10/13/2009 1:40:17 PM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 3:40:30 PM |
| DADOF1 | $25.53 | $25.53 | 10/13/2009 2:38:24 PM |
| dough-rocket | $50.00 | $50.00 | 10/13/2009 3:02:59 PM |
| new-truth-chuckler | $25.00 | $25.00 | 10/13/2009 3:09:26 PM |
| zone6 | $30.00 | $30.00 | 10/13/2009 3:14:16 PM |
| DonDiego | $25.00 | $25.00 | 10/13/2009 3:34:43 PM |
| reliable-vigilance | $25.00 | $25.00 | 10/13/2009 3:48:13 PM |
| Engineer44 | $25.00 | $25.00 | 10/13/2009 4:01:37 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
149172
This series of Notes was issued and sold upon the funding of the borrower loan #38966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.33% |
Final borrower rate/APR:
| 26.33% / 28.66% |
Final monthly payment:
| $121.40 |
| |
|
Auction yield range:
| 11.27% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.70% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $886 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| DiaperVine |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cloth Diapering Business
Purpose of loan:? I have started a cloth diapering business and I am looking to expand my product line and pay for start up costs. Check out my website at www.diapervine.com
My financial situation:? My husband is in the Army and he makes enough money to cover our bills and to save $350 each month.? I have spent $2,000 of our savings to start up the business, but would rather not use any more because I want to preserve our security blanket.? We live on a strict budget but have always managed to tithe to our church and to save each month.? I have no idea why Prosper has me listed as?a D rating - I have very little debt and only 2 delinquincies in 7 years.
Monthly net income: $ 2,348 ?We live in government housing, so we don?t pay for housing or utilities from our take-home pay
Monthly expenses:
Insurance: $ 101??
Car expenses: $ 366??
Phone, cable, internet: $ 336
Food, entertainment: $?550
Clothing, household expenses $?100
Credit cards and other loans: $ 106 (credit cards and student loans)??
Other expenses: $ 68 ? preschool ?
Money left to repay Prosper loan: $111
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How soon do you plan on paying off this loan? - ProModelA
A:
I'm planning on meeting the terms of the loan, which is for 36 months. If business is booming, I'll try to pay it back sooner. However, I don't want to give out unrealistic expectations that I'll have it paid back in 6 months. Basically, I plan to do what I can and pay it back as quickly as possible.
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| investment-cluster | $25.00 | $25.00 | 9/29/2009 4:37:37 PM |
| maverick32 | $132.31 | $132.31 | 9/29/2009 7:15:12 PM |
| mbf2234 | $25.00 | $25.00 | 10/2/2009 3:26:45 AM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 6:03:43 PM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 5:54:33 AM |
| glenium | $25.00 | $25.00 | 10/13/2009 4:10:31 AM |
| kindness-jedi | $50.00 | $50.00 | 10/13/2009 2:31:42 AM |
| G-Love | $100.00 | $100.00 | 10/13/2009 8:26:37 AM |
| siafu_kali | $50.00 | $50.00 | 10/13/2009 4:39:26 AM |
| Mexman | $200.00 | $200.00 | 10/13/2009 8:38:50 AM |
| money-expert | $25.00 | $25.00 | 10/13/2009 6:14:33 AM |
| WAREAGLE127 | $100.00 | $100.00 | 10/13/2009 6:24:01 AM |
| icess285 | $25.00 | $25.00 | 10/13/2009 9:46:39 AM |
| Skeptical-one | $100.00 | $100.00 | 10/13/2009 8:08:27 AM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:48:20 AM |
| jybank | $25.00 | $25.00 | 10/13/2009 10:45:48 AM |
| Gaelicman | $100.00 | $100.00 | 10/13/2009 1:41:12 PM |
| changger | $50.00 | $50.00 | 10/13/2009 2:19:55 PM |
| investment-visionary | $37.00 | $37.00 | 10/13/2009 1:33:49 PM |
| Clicktogetmoney | $30.00 | $30.00 | 10/13/2009 1:09:51 PM |
| samaritan5 | $50.00 | $50.00 | 10/13/2009 3:32:50 PM |
| jimduism | $100.00 | $100.00 | 10/13/2009 1:54:33 PM |
| LAKETIME | $25.00 | $25.00 | 10/13/2009 2:11:51 PM |
| zone6 | $50.00 | $50.00 | 10/13/2009 3:01:37 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/13/2009 3:50:27 PM |
| ZOOOM | $25.00 | $25.00 | 10/8/2009 2:34:45 PM |
| Crom | $50.00 | $50.00 | 10/13/2009 6:13:02 AM |
| PLending | $37.00 | $37.00 | 10/13/2009 6:27:26 AM |
| loans_to_loan | $25.00 | $25.00 | 10/13/2009 7:54:56 AM |
| versatilenyguy | $100.00 | $100.00 | 10/13/2009 8:59:35 AM |
| Skulljocky | $25.00 | $25.00 | 10/13/2009 8:22:53 AM |
| mdaallen | $25.00 | $25.00 | 10/13/2009 9:16:43 AM |
| Digger54 | $29.00 | $29.00 | 10/13/2009 9:51:25 AM |
| maga | $25.00 | $25.00 | 10/13/2009 10:31:36 AM |
| stonewell | $25.00 | $25.00 | 10/13/2009 10:24:42 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 11:45:42 AM |
| hawaiitechnical | $25.00 | $25.00 | 10/13/2009 10:49:09 AM |
| Rip128 | $50.00 | $50.00 | 10/13/2009 12:32:53 PM |
| flexible-economy2 | $200.00 | $200.00 | 10/13/2009 10:52:30 AM |
| thegreatone | $500.00 | $500.00 | 10/13/2009 12:13:29 PM |
| just-trade0 | $25.00 | $25.00 | 10/13/2009 1:01:06 PM |
| Grandmahoneybee | $25.00 | $25.00 | 10/13/2009 1:35:28 PM |
| zone6 | $50.00 | $50.00 | 10/13/2009 3:09:02 PM |
| dorypro | $25.00 | $25.00 | 10/13/2009 3:21:51 PM |
| bmw2 | $43.00 | $43.00 | 10/13/2009 3:14:04 PM |
| Feyenoord | $25.90 | $25.90 | 10/13/2009 3:38:08 PM |
| InAFoodComa | $200.00 | $200.00 | 10/13/2009 3:44:40 PM |
| Engineer44 | $25.00 | $15.79 | 10/13/2009 4:00:40 PM |
| 48 bids
|
Borrower Payment Dependent Notes Series
425476
This series of Notes was issued and sold upon the funding of the borrower loan #38963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $166.86 |
|
Final lender yield:
| 9.19% |
Final borrower rate/APR:
| 10.19% / 12.30% |
Final monthly payment:
| $161.78 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 7
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| TRUSTWORTHY11 |
Borrower's state:
| Texas |
Borrower's group:
| Apple User Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 740-760
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
SURGERY
This money will be used to finance a surgery. We have used prosper before, borrowed $5000 and repayed the loan with no late or missed payments. My income is more than enough to support the payment and I have over $25,000 in liquid assets and could fully repay the loan early if I needed to. Thank you in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If you have 5 times what you're asking to borrow in liquid assets, why are you paying 10% interest to borrow, rather than using your savings? That makes no financial sense, since you likely aren't earning more than 10% on your liquid assets. - angelbug
A:
It makes no sense to burn through your reserves when financing can be so inexpensive. My assets earn income exponentially. Conversely borrowing money through Prosper is simple interest. So, I will most likely make more money by keeping my reserves. Not to mention, I have more control of my finances. If I need more cash flow, I simply pay off the debt. You should never borrow more than you have in reserves for unsecured debt. Respectfully, I think it makes all the sense in the world.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rangers94 | $25.00 | $25.00 | 9/22/2009 4:42:59 PM |
| oldman1947 | $25.00 | $25.00 | 9/22/2009 6:47:52 PM |
| Student_Capital | $50.00 | $50.00 | 9/23/2009 12:34:18 AM |
| Syzygy | $25.00 | $25.00 | 9/23/2009 6:18:02 AM |
| intuitive-deal5 | $50.00 | $50.00 | 9/23/2009 1:07:09 PM |
| GS-ROCK | $100.00 | $100.00 | 9/23/2009 8:41:32 PM |
| beuford7 | $25.00 | $25.00 | 9/25/2009 4:01:23 AM |
| stonesculptor | $60.00 | $60.00 | 9/25/2009 8:35:23 AM |
| ujiba | $25.00 | $25.00 | 9/25/2009 6:42:48 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:03:20 PM |
| Eric_Snoats | $75.00 | $75.00 | 9/25/2009 12:32:49 PM |
| bid-wonder | $25.00 | $25.00 | 9/25/2009 9:02:22 PM |
| SwiDaddy | $25.00 | $25.00 | 9/26/2009 12:17:33 PM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:24 PM |
| JoeXB | $50.00 | $50.00 | 9/29/2009 8:59:11 AM |
| worth-matador | $25.00 | $25.00 | 9/29/2009 11:59:45 AM |
| keppim | $25.00 | $25.00 | 9/29/2009 3:09:36 PM |
| LoanDMC | $25.00 | $25.00 | 9/29/2009 4:37:18 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:41:06 PM |
| unger | $200.00 | $200.00 | 9/30/2009 7:38:45 PM |
| vtr1000 | $25.02 | $25.02 | 9/30/2009 9:26:16 PM |
| kikksk | $25.00 | $25.00 | 10/1/2009 8:32:45 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/1/2009 12:48:31 PM |
| herman7 | $25.00 | $25.00 | 10/3/2009 7:57:46 PM |
| RETIRED2007 | $50.00 | $50.00 | 10/3/2009 1:33:22 PM |
| generous-deal6 | $50.00 | $50.00 | 10/4/2009 8:57:42 PM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:09:15 PM |
| slowpig | $50.00 | $50.00 | 10/4/2009 9:52:27 PM |
| GoGators01 | $25.00 | $25.00 | 10/5/2009 11:44:25 AM |
| plbquic | $25.00 | $25.00 | 10/5/2009 2:22:21 PM |
| Bodyboard | $25.00 | $25.00 | 10/5/2009 4:06:53 PM |
| wwwUniversal | $25.00 | $25.00 | 10/5/2009 4:25:48 PM |
| jayk63 | $25.00 | $25.00 | 10/5/2009 5:03:23 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/5/2009 6:05:23 PM |
| purplepotato | $25.09 | $25.09 | 10/5/2009 8:29:35 PM |
| momentous-transaction8 | $100.00 | $100.00 | 10/5/2009 6:51:51 PM |
| Richmp412 | $25.00 | $25.00 | 10/6/2009 7:03:19 AM |
| tender-gold | $40.00 | $40.00 | 10/5/2009 7:53:22 PM |
| CaliforniaSun | $25.00 | $25.00 | 10/5/2009 10:42:23 PM |
| jybank | $25.00 | $25.00 | 10/5/2009 11:21:22 PM |
| Personal-Bond | $29.61 | $29.61 | 10/6/2009 10:26:24 AM |
| bondhedger | $25.00 | $25.00 | 10/6/2009 8:17:57 AM |
| FundMaker | $25.00 | $25.00 | 10/6/2009 12:02:24 PM |
| bossyboots01 | $25.00 | $25.00 | 10/6/2009 12:17:27 PM |
| ehvertherman | $26.66 | $26.66 | 10/6/2009 10:26:14 AM |
| jetblack | $32.80 | $32.80 | 10/6/2009 10:26:50 AM |
| caseattle | $25.00 | $25.00 | 10/6/2009 11:47:41 AM |
| radiant-value | $25.80 | $25.80 | 10/6/2009 12:56:00 PM |
| I_want_to_help_you | $25.00 | $25.00 | 10/6/2009 2:24:48 PM |
| active-return | $25.92 | $25.92 | 10/6/2009 2:29:26 PM |
| JBF_Investments | $25.00 | $25.00 | 10/6/2009 12:37:25 PM |
| kinetic-social | $25.00 | $25.00 | 10/6/2009 3:38:37 PM |
| Prossper-Godfather | $100.00 | $100.00 | 10/6/2009 4:05:00 PM |
| mentalsweat | $25.00 | $25.00 | 10/6/2009 4:05:59 PM |
| credit-coach118 | $25.00 | $25.00 | 10/6/2009 2:32:43 PM |
| intuitive-deal5 | $25.00 | $25.00 | 10/6/2009 3:23:45 PM |
| visionary-currency | $25.00 | $25.00 | 10/6/2009 2:55:02 PM |
| indomart | $25.00 | $25.00 | 10/6/2009 4:27:40 PM |
| turbospeed | $25.00 | $25.00 | 9/22/2009 4:49:17 PM |
| Hairyv | $50.00 | $50.00 | 9/22/2009 6:49:52 PM |
| zento | $25.00 | $25.00 | 9/22/2009 5:05:48 PM |
| payontime1 | $50.00 | $50.00 | 9/22/2009 6:41:00 PM |
| One-ninety-three | $25.00 | $25.00 | 9/25/2009 9:18:32 PM |
| marwadi-62 | $200.00 | $200.00 | 9/26/2009 12:12:59 PM |
| econgineer | $61.36 | $61.36 | 9/26/2009 2:06:08 PM |
| adir1 | $50.00 | $50.00 | 9/28/2009 1:24:34 PM |
| duty-accomplishment | $50.00 | $50.00 | 9/29/2009 4:46:15 PM |
| payingit4ward | $50.00 | $50.00 | 9/29/2009 5:24:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/30/2009 2:35:23 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $12.91 | 9/30/2009 7:39:25 PM |
| poster177 | $98.25 | $98.25 | 9/30/2009 7:54:18 PM |
| truth-candy | $25.00 | $25.00 | 10/1/2009 2:31:35 PM |
| SOP_Bank | $25.00 | $25.00 | 10/1/2009 4:09:37 PM |
| hellasow | $25.00 | $25.00 | 10/1/2009 7:35:47 PM |
| golffish2 | $100.00 | $100.00 | 10/2/2009 3:57:11 AM |
| Tulalue | $25.00 | $25.00 | 10/2/2009 5:56:31 AM |
| dedication-patriot | $25.00 | $25.00 | 10/2/2009 6:05:54 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:03 PM |
| RandyL3 | $100.00 | $100.00 | 10/3/2009 8:13:40 AM |
| micloans | $103.87 | $103.87 | 10/3/2009 11:03:03 AM |
| McChan | $50.00 | $50.00 | 10/4/2009 6:01:58 PM |
| tomjac2000 | $25.00 | $25.00 | 10/4/2009 6:20:28 PM |
| HumRaahee | $100.00 | $100.00 | 10/4/2009 7:03:57 PM |
| China0813 | $25.00 | $25.00 | 10/5/2009 4:54:10 AM |
| BURNERA_1 | $150.00 | $150.00 | 10/5/2009 5:31:49 AM |
| atlas100 | $50.00 | $50.00 | 10/5/2009 7:21:54 AM |
| TBCapitol | $50.00 | $50.00 | 10/5/2009 7:50:13 AM |
| rmpedi33 | $50.00 | $50.00 | 10/5/2009 8:41:01 AM |
| fairmaiden | $50.00 | $50.00 | 10/5/2009 10:19:00 AM |
| truth-futurist | $50.00 | $50.00 | 10/5/2009 12:56:12 PM |
| Tikibarman | $50.00 | $50.00 | 10/5/2009 2:08:04 PM |
| spc91x | $25.00 | $25.00 | 10/5/2009 7:47:52 PM |
| ORteacher | $25.00 | $25.00 | 10/5/2009 7:02:21 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/6/2009 2:45:58 AM |
| SuperDoucheBag | $25.00 | $25.00 | 10/5/2009 6:34:38 PM |
| MoneyForNothing | $50.00 | $50.00 | 10/6/2009 6:32:18 AM |
| West_End_Local | $50.00 | $50.00 | 10/5/2009 8:19:57 PM |
| cashman100 | $80.00 | $80.00 | 10/6/2009 2:44:36 AM |
| Floridagirl | $25.00 | $25.00 | 10/6/2009 4:00:18 AM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:27:51 PM |
| Manta_Rai | $25.00 | $25.00 | 10/6/2009 7:49:56 AM |
| Chad2Help | $25.00 | $25.00 | 10/6/2009 7:57:12 AM |
| actl | $25.00 | $25.00 | 10/6/2009 10:47:39 AM |
| lancetc | $25.00 | $25.00 | 10/6/2009 10:51:13 AM |
| porwestco | $25.00 | $25.00 | 10/6/2009 8:01:23 AM |
| njmlaj726 | $25.00 | $25.00 | 10/6/2009 8:12:45 AM |
| Mission1 | $25.00 | $25.00 | 10/6/2009 1:26:07 PM |
| HarleyBoy | $50.00 | $50.00 | 10/6/2009 1:43:28 PM |
| Astyanax | $50.00 | $50.00 | 10/6/2009 1:45:50 PM |
| PhalanxBulldog | $25.00 | $25.00 | 10/6/2009 11:06:09 AM |
| SeaLoans | $25.00 | $25.00 | 10/6/2009 11:06:14 AM |
| oldman68 | $25.00 | $25.00 | 10/6/2009 12:05:31 PM |
| careful-wealth | $50.00 | $50.00 | 10/6/2009 4:19:13 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/6/2009 4:14:36 PM |
| sunnysally | $25.00 | $25.00 | 10/6/2009 2:46:41 PM |
| Marco83 | $27.71 | $27.71 | 10/6/2009 3:44:04 PM |
| Prossper-Godfather | $150.00 | $150.00 | 10/6/2009 4:04:42 PM |
| 117 bids
|
Borrower Payment Dependent Notes Series
425526
This series of Notes was issued and sold upon the funding of the borrower loan #38958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-23-2009 |
| |
Auction end date:
| Oct-07-2009 |
|
|
Starting lender yield:
| 13.03% |
Starting borrower rate/APR:
| 14.03% / 16.19% |
Starting monthly payment:
| $205.15 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $194.45 |
| |
|
Auction yield range:
| 4.27% - 13.03% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,432 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Borrower57 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < mo. late:
| 0
( 0% )
| 780-800
(Nov-2007)
|
|
Principal balance:
| $2,517.72 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Consolidating loans
Purpose of loan:
I am seeking a loan to consolidate my debts.? The rates offered by Prosper.com are better than I am currently receiving through my credit cards.? Have approximately $3,000 in credit card debt for kids college expenses.? My plan is to pay off existing Prosper loan of $2500 and pay off credit cards.? I have had the prosper loan for almost 2 years.? Never missed a payment
My financial situation:
I am currently employed by a financial institution and have a good paying job.? I own my own home and have lived here for 17 years.
Monthly net income: $6000
Monthly expenses: $
??Housing: $ 2200
??Insurance: $ 350
??Car expenses: $260
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500?
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Moron_Buffet | $25.00 | $25.00 | 9/23/2009 4:11:51 PM |
| compoundinterest | $50.00 | $50.00 | 9/23/2009 4:12:08 PM |
| crenen139 | $25.00 | $25.00 | 9/23/2009 4:12:43 PM |
| BlindProphet | $25.00 | $25.00 | 9/23/2009 4:13:40 PM |
| djh47a | $40.00 | $40.00 | 9/23/2009 4:14:46 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 4:16:11 PM |
| DukSerduk | $25.00 | $25.00 | 9/23/2009 4:11:18 PM |
| skuba | $50.00 | $50.00 | 9/23/2009 4:11:24 PM |
| bchen78875 | $50.00 | $50.00 | 9/23/2009 4:11:33 PM |
| elasermd | $50.00 | $50.00 | 9/23/2009 4:11:45 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/23/2009 4:12:14 PM |
| SNH | $50.00 | $50.00 | 9/23/2009 4:13:05 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/23/2009 4:11:41 PM |
| turbine5 | $40.00 | $40.00 | 9/23/2009 4:15:44 PM |
| kegs | $100.00 | $100.00 | 9/23/2009 4:14:59 PM |
| Dazz2061 | $25.00 | $25.00 | 9/23/2009 4:52:16 PM |
| JohnSmith10 | $50.00 | $50.00 | 9/23/2009 8:53:41 PM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:56 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:14 AM |
| fortytwo | $200.00 | $200.00 | 9/24/2009 11:06:45 AM |
| Raven39 | $25.00 | $25.00 | 9/24/2009 12:51:02 PM |
| tj1683 | $50.00 | $50.00 | 9/24/2009 3:17:45 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:49:53 PM |
| HermanstadtKid | $25.00 | $25.00 | 9/24/2009 6:12:01 PM |
| KwikLoan | $25.00 | $25.00 | 9/24/2009 7:03:38 PM |
| Havana21 | $500.00 | $492.02 | 9/24/2009 11:12:06 PM |
| stonesculptor | $100.00 | $100.00 | 9/25/2009 8:31:24 AM |
| clemclan | $70.00 | $70.00 | 9/25/2009 9:53:44 PM |
| rce1964 | $25.00 | $25.00 | 9/26/2009 10:32:04 AM |
| loanman2007 | $100.00 | $100.00 | 9/26/2009 10:17:40 AM |
| mikkanu | $25.00 | $25.00 | 9/27/2009 9:30:28 AM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:20 PM |
| zento | $25.00 | $25.00 | 9/28/2009 11:08:16 PM |
| justin323 | $25.00 | $25.00 | 9/29/2009 6:57:03 PM |
| Manta_Rai | $25.00 | $25.00 | 9/30/2009 8:25:04 AM |
| generous-deal6 | $25.00 | $25.00 | 9/30/2009 4:57:53 PM |
| dedication-patriot | $25.00 | $25.00 | 10/2/2009 12:21:24 PM |
| HappyToLoan | $25.00 | $25.00 | 10/2/2009 5:37:53 PM |
| RandyL3 | $26.38 | $26.38 | 10/3/2009 8:19:17 AM |
| CommerciaLender | $25.00 | $25.00 | 10/3/2009 8:21:41 AM |
| LindaRicci | $25.00 | $25.00 | 10/3/2009 11:15:59 AM |
| LittleMingo | $25.00 | $25.00 | 10/3/2009 8:08:56 PM |
| Herchel | $25.00 | $25.00 | 10/4/2009 7:33:57 AM |
| momoney2lend | $25.00 | $25.00 | 10/4/2009 9:04:08 AM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:10:14 PM |
| atlas100 | $50.00 | $50.00 | 10/5/2009 7:22:37 AM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:31:12 PM |
| jybank | $25.00 | $25.00 | 10/5/2009 11:24:28 PM |
| kf88 | $30.00 | $30.00 | 10/6/2009 1:04:45 PM |
| rmpedi33 | $50.00 | $50.00 | 10/6/2009 10:38:44 AM |
| iluxa | $28.30 | $28.30 | 10/6/2009 3:10:52 PM |
| investmentgroup | $25.00 | $25.00 | 10/6/2009 5:43:29 PM |
| SuperDoucheBag | $30.00 | $30.00 | 10/6/2009 6:09:18 PM |
| PotBellyPete | $25.00 | $25.00 | 10/6/2009 5:11:45 PM |
| Kash2010lu | $25.00 | $25.00 | 10/6/2009 8:17:14 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/6/2009 6:46:10 PM |
| benevolent-reward | $25.00 | $25.00 | 10/6/2009 7:02:28 PM |
| LendThriftSimon | $33.15 | $33.15 | 10/7/2009 8:43:17 AM |
| bkb7484 | $25.00 | $25.00 | 10/7/2009 4:11:49 AM |
| smart-gold | $25.00 | $25.00 | 10/7/2009 9:56:57 AM |
| squweech | $25.00 | $25.00 | 10/7/2009 10:09:45 AM |
| porwestco | $25.00 | $25.00 | 10/7/2009 7:10:23 AM |
| martymaniaman | $50.00 | $50.00 | 10/7/2009 7:10:04 AM |
| Aristocrat | $25.00 | $25.00 | 10/7/2009 12:07:38 PM |
| VTXRider | $25.00 | $25.00 | 10/7/2009 12:07:47 PM |
| tender-deal | $25.00 | $25.00 | 10/7/2009 2:13:26 PM |
| SanJoser | $100.00 | $100.00 | 10/7/2009 11:39:12 AM |
| crazybill | $30.84 | $30.84 | 10/7/2009 11:51:37 AM |
| jpblan11 | $25.00 | $25.00 | 10/7/2009 3:37:44 PM |
| jrlvnv | $25.00 | $25.00 | 10/7/2009 2:09:37 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/7/2009 1:26:12 PM |
| PPLIN810 | $39.71 | $39.71 | 10/7/2009 1:29:31 PM |
| snowman34 | $25.00 | $25.00 | 9/23/2009 4:12:24 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/23/2009 4:12:31 PM |
| Barak | $80.00 | $80.00 | 9/23/2009 4:12:49 PM |
| Weaverville | $25.00 | $25.00 | 9/23/2009 4:12:56 PM |
| anton | $25.00 | $25.00 | 9/23/2009 4:33:24 PM |
| gold-tsunami | $25.00 | $25.00 | 9/23/2009 4:11:55 PM |
| sas19 | $25.00 | $25.00 | 9/23/2009 4:12:03 PM |
| degster | $25.00 | $25.00 | 9/23/2009 4:13:13 PM |
| kid8549 | $25.00 | $25.00 | 9/23/2009 4:13:19 PM |
| gracej | $25.00 | $25.00 | 9/23/2009 4:13:36 PM |
| GatorBait | $25.00 | $25.00 | 9/23/2009 4:14:53 PM |
| j48 | $25.00 | $25.00 | 9/23/2009 4:13:07 PM |
| pawsitive | $25.00 | $25.00 | 9/23/2009 4:13:30 PM |
| Syzygy | $25.00 | $25.00 | 9/23/2009 4:16:18 PM |
| larrybird | $95.00 | $95.00 | 9/23/2009 4:15:15 PM |
| saritha | $25.00 | $25.00 | 9/23/2009 4:33:35 PM |
| kenyonhillbilly | $25.00 | $25.00 | 9/23/2009 4:50:46 PM |
| Finspons | $50.00 | $50.00 | 9/23/2009 7:01:46 PM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:17 PM |
| wjf60 | $25.00 | $25.00 | 9/23/2009 10:07:09 PM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:23 AM |
| dlenz | $25.00 | $25.00 | 9/24/2009 1:08:03 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:06 PM |
| payontime1 | $50.00 | $50.00 | 9/25/2009 5:22:23 PM |
| econgineer | $75.00 | $75.00 | 9/26/2009 2:09:00 PM |
| usedtoborrow | $52.09 | $52.09 | 9/28/2009 4:59:06 PM |
| interstellar | $50.00 | $50.00 | 9/28/2009 5:32:38 PM |
| dudebrah | $25.00 | $25.00 | 9/30/2009 11:35:53 AM |
| poster177 | $50.00 | $50.00 | 9/30/2009 7:58:21 PM |
| SOP_Bank | $25.00 | $25.00 | 10/1/2009 4:10:37 PM |
| JTMoney | $42.50 | $42.50 | 10/1/2009 5:40:08 PM |
| beachfunder | $25.00 | $25.00 | 10/1/2009 5:08:11 PM |
| small_potatoes | $25.00 | $25.00 | 10/1/2009 10:00:41 PM |
| golffish2 | $100.00 | $100.00 | 10/2/2009 4:01:06 AM |
| charitycoon | $50.00 | $50.00 | 10/2/2009 6:06:18 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 10:25:28 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/2/2009 12:08:15 PM |
| raindawg | $50.00 | $50.00 | 10/2/2009 3:51:10 PM |
| Sefotonga | $75.00 | $75.00 | 10/2/2009 4:14:17 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:00 PM |
| mordecei | $50.00 | $50.00 | 10/3/2009 9:37:18 AM |
| drcoop | $75.00 | $75.00 | 10/3/2009 10:52:30 AM |
| Rudora | $25.00 | $25.00 | 10/4/2009 2:41:24 PM |
| Iamatlast | $50.00 | $50.00 | 10/4/2009 4:07:46 PM |
| dreamhope | $25.00 | $25.00 | 10/5/2009 1:09:56 PM |
| LendingHelper | $100.00 | $100.00 | 10/5/2009 2:53:28 PM |
| Ryan13 | $35.00 | $35.00 | 10/5/2009 9:15:16 PM |
| julijask | $25.00 | $25.00 | 10/5/2009 9:22:01 PM |
| privatebankerva | $25.00 | $25.00 | 10/6/2009 8:04:47 AM |
| SnakeV | $29.78 | $29.78 | 10/6/2009 8:39:31 AM |
| inventive-investment | $25.00 | $25.00 | 10/6/2009 12:50:43 PM |
| oldman68 | $25.00 | $25.00 | 10/6/2009 12:11:14 PM |
| RIVERHTS | $50.00 | $50.00 | 10/6/2009 7:27:43 PM |
| StanTheMan | $25.00 | $25.00 | 10/6/2009 9:26:56 PM |
| credit-coach118 | $25.00 | $25.00 | 10/7/2009 8:52:20 AM |
| Share-the-wealth | $100.00 | $100.00 | 10/7/2009 7:03:10 AM |
| Jcardone33 | $25.00 | $25.00 | 10/7/2009 9:35:50 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/7/2009 6:32:11 AM |
| CAGE-Investments | $50.00 | $50.00 | 10/7/2009 10:04:16 AM |
| maga | $100.00 | $100.00 | 10/7/2009 11:42:47 AM |
| visionary-currency | $50.00 | $50.00 | 10/7/2009 8:11:01 AM |
| amit_gu | $30.23 | $30.23 | 10/7/2009 12:25:42 PM |
| OGS_Capital | $25.00 | $25.00 | 10/7/2009 12:44:37 PM |
| djkaiser | $25.00 | $25.00 | 10/7/2009 10:48:31 AM |
| DavronFunding | $25.00 | $25.00 | 10/7/2009 2:15:58 PM |
| RadarLuv | $25.00 | $25.00 | 10/7/2009 2:49:07 PM |
| wwwUniversal | $25.00 | $25.00 | 10/7/2009 3:53:11 PM |
| sflawya | $25.00 | $25.00 | 10/7/2009 3:18:28 PM |
| MonkeyHero | $25.00 | $25.00 | 10/7/2009 3:09:59 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/7/2009 3:11:07 PM |
| 142 bids
|
Borrower Payment Dependent Notes Series
425992
This series of Notes was issued and sold upon the funding of the borrower loan #38938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 10.34% |
Starting monthly payment:
| $32.27 |
|
Final lender yield:
| 5.94% |
Final borrower rate/APR:
| 6.94% / 7.28% |
Final monthly payment:
| $30.85 |
| |
|
Auction yield range:
| 3.27% - 9.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.34% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,964 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| doubledb |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
create wealth
Purpose of loan:
This loan will be used to?
create wealth ????
My financial situation:
I am a good candidate for this loan because I repay even when it hurts?
undefined
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Could you elaborate on how your gonna create wealth with $1000? - JCPlending
A:
Invest
(Sep-30-2009)
Q:
Invest in what? What is your expected return? - mason752
A:
stock
(Oct-09-2009)
Q:
Hello there,
Congrats on getting your loan. I was curious as to what kind of investing your using the 1K for. Could you share some details? Thanks a million! - balanced-capital
A:
bonds
(Oct-09-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SchaeferJ | $25.00 | $25.00 | 9/28/2009 4:59:42 PM |
| payontime1 | $50.00 | $50.00 | 9/29/2009 6:55:14 PM |
| gizmo65 | $25.00 | $25.00 | 10/6/2009 7:30:17 PM |
| Toony | $25.00 | $25.00 | 10/7/2009 4:55:54 PM |
| ChristopherHS | $25.00 | $25.00 | 10/7/2009 8:58:24 PM |
| excellent-greenback | $50.00 | $50.00 | 10/9/2009 2:42:20 PM |
| JUST_shoot | $26.51 | $26.51 | 10/12/2009 10:51:23 AM |
| Halos2002 | $50.00 | $50.00 | 10/12/2009 2:17:56 PM |
| JCPlending | $25.00 | $25.00 | 9/29/2009 1:08:14 PM |
| loanman2007 | $25.00 | $25.00 | 9/29/2009 1:34:56 PM |
| indomart | $25.00 | $25.00 | 10/1/2009 4:50:41 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:51 PM |
| axelducheck | $25.00 | $25.00 | 10/5/2009 5:00:57 PM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:10:13 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/6/2009 7:55:42 AM |
| HealthAndSafety | $100.00 | $100.00 | 10/6/2009 4:10:04 PM |
| Halos2002 | $25.00 | $25.00 | 10/8/2009 4:00:38 PM |
| outofoffice | $49.19 | $49.19 | 10/8/2009 7:39:10 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/12/2009 5:14:11 AM |
| gizmo65 | $25.62 | $25.62 | 10/11/2009 2:03:06 PM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:48:53 AM |
| dammage | $25.00 | $25.00 | 10/12/2009 3:12:16 PM |
| jybank | $150.00 | $150.00 | 10/12/2009 3:57:39 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/12/2009 4:04:10 PM |
| kinetic-social | $50.00 | $48.68 | 10/12/2009 3:39:12 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
426226
This series of Notes was issued and sold upon the funding of the borrower loan #38944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $115.13 |
|
Final lender yield:
| 10.33% |
Final borrower rate/APR:
| 11.33% / 13.45% |
Final monthly payment:
| $115.13 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $42,390 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| balanced-transaction9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to? pay off my credit card with the highest interest rate.? I would like to secure a loan to pay off my credit card debt at a lower interest rate and free myself from debt as quickly as possible.?
My financial situation:
I am a good candidate for this loan because? I am an honest and dependable person looking to free myself from debt as quickly as possible.? I have a very stable job, and have been employed at the same company for 9 years, and currently serve as the Vice President of Finance.? I currently have the funds available to pay off this credit card in my savings account, but I would like to keep those funds available in the event of an emergency.? I earn an annual salary of $82,000 and am able to document this with pay stubs and prior year W-2s.? My current monthly expenses are $1,200 housing, $560 auto, $400 credit cards, $150 utilities.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What debt and interest rate will you use this for? - BankofBeth
A:
This will be used for credit card debt on my highest rate card, which is 19%. This would allow me to pay off that balance in full.
(Oct-12-2009)
Q:
What is the break down of the revolving debt?(Amount, Interest Rate, Terms) - the-profit-oracle
A:
$22,000 at 9.24% (credit card)
$8,000 at 7.9% (credit card)
$7,000 at 10.9% (credit card)
$3,500 at 19% (credit card) *this is the balance that the funds will be used for.
(Oct-12-2009)
Q:
Your high revolving balance makes a lender a little nervous. Do you have a plan to eliminate this high debt? Are you still using these cards? - BankofBeth
A:
Thanks for your interest. No, I do not use the cards anymore since I have decided to try to eliminate this debt. My plan is to pay off my lowest (and also highest interest) balance at a lower rate as quickly as possible. Once that is paid off, I will add what I was previously paying towards that card to my payment on my next lowest balance. I plan on continuing that until I have the debt under control and paid off.
Thanks,
Tom
(Oct-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/29/2009 4:18:45 PM |
| JustMee | $25.00 | $25.00 | 9/29/2009 4:55:58 PM |
| WorkingMomVA | $25.00 | $25.00 | 9/30/2009 9:37:51 AM |
| rce1964 | $25.00 | $25.00 | 10/1/2009 4:25:47 PM |
| silver-allotment | $25.00 | $25.00 | 10/7/2009 6:35:42 PM |
| Mowine4me | $25.00 | $25.00 | 10/8/2009 3:29:48 AM |
| vinayski | $25.00 | $25.00 | 10/8/2009 3:51:06 PM |
| bornsucka | $25.00 | $25.00 | 10/9/2009 11:50:11 AM |
| Hamachi | $50.00 | $50.00 | 10/9/2009 4:16:53 PM |
| spiff666 | $25.00 | $25.00 | 10/9/2009 12:33:05 PM |
| favorite-commerce | $25.00 | $25.00 | 10/10/2009 12:16:57 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/11/2009 7:54:50 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/11/2009 4:36:00 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/12/2009 7:02:43 AM |
| aislinnn | $25.00 | $25.00 | 10/12/2009 4:08:55 PM |
| silver-allotment | $25.00 | $25.00 | 10/12/2009 6:33:01 PM |
| 113121 | $25.00 | $25.00 | 10/12/2009 5:17:01 PM |
| ProLoans | $25.00 | $25.00 | 10/12/2009 7:18:56 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/12/2009 8:04:47 PM |
| bomdel | $25.00 | $25.00 | 10/12/2009 5:40:27 PM |
| JerryB96 | $25.00 | $25.00 | 10/12/2009 8:12:28 PM |
| zhiguli | $50.00 | $50.00 | 10/13/2009 9:23:50 AM |
| fulfilling-commitment | $50.00 | $50.00 | 10/13/2009 9:54:49 AM |
| anton | $2,000.00 | $866.41 | 10/13/2009 10:12:12 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:18 AM |
| SkipMcGrath | $27.01 | $27.01 | 10/13/2009 10:40:32 AM |
| jetblack | $50.00 | $50.00 | 10/13/2009 10:40:34 AM |
| jybank | $25.00 | $25.00 | 10/13/2009 10:49:35 AM |
| thegreatone | $100.00 | $100.00 | 10/13/2009 1:04:02 PM |
| jcquiroz | $50.00 | $50.00 | 10/13/2009 2:05:30 PM |
| rummy06 | $25.00 | $25.00 | 10/13/2009 2:27:53 PM |
| Svigel | $26.58 | $26.58 | 10/13/2009 12:49:06 PM |
| GO4NY23 | $50.00 | $50.00 | 10/13/2009 1:33:02 PM |
| StarFundingSource | $25.00 | $25.00 | 10/13/2009 2:31:57 PM |
| zone6 | $50.00 | $50.00 | 10/13/2009 3:17:46 PM |
| arkleseizure | $25.00 | $25.00 | 10/13/2009 3:23:10 PM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 3:28:44 PM |
| Engineer44 | $25.00 | $25.00 | 10/13/2009 4:01:56 PM |
| justin323 | $25.00 | $25.00 | 9/29/2009 7:01:17 PM |
| MoneyForNothing | $25.00 | $25.00 | 9/30/2009 6:39:06 AM |
| CallMeBen | $25.00 | $25.00 | 10/2/2009 2:47:25 AM |
| thoughtful-community7 | $25.00 | $25.00 | 10/9/2009 3:29:39 PM |
| mojii77 | $25.00 | $25.00 | 10/9/2009 5:27:27 PM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 6:06:18 PM |
| ManhattanLender | $25.00 | $25.00 | 10/10/2009 11:48:47 AM |
| KSF | $25.00 | $25.00 | 10/11/2009 9:58:00 AM |
| BankofBeth | $50.00 | $50.00 | 10/12/2009 9:43:29 AM |
| eureka117 | $25.00 | $25.00 | 10/11/2009 6:48:38 PM |
| platinum-dojo | $25.00 | $25.00 | 10/11/2009 7:59:59 PM |
| the-dinero-samurai | $25.00 | $25.00 | 10/12/2009 6:24:43 PM |
| PalmTreeIsland | $50.00 | $50.00 | 10/12/2009 5:40:28 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:29:53 AM |
| slygorman | $30.00 | $30.00 | 10/12/2009 7:03:03 PM |
| Lender50 | $25.00 | $25.00 | 10/13/2009 6:01:54 AM |
| Astyanax | $25.00 | $25.00 | 10/13/2009 9:26:51 AM |
| billk333 | $25.00 | $25.00 | 10/13/2009 8:00:07 AM |
| kegs | $250.00 | $250.00 | 10/13/2009 9:29:32 AM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 10:16:19 AM |
| John_14_6 | $25.00 | $25.00 | 10/13/2009 10:29:34 AM |
| bid-wonder | $25.00 | $25.00 | 10/13/2009 10:30:49 AM |
| stonewell | $25.00 | $25.00 | 10/13/2009 10:43:02 AM |
| minista | $25.00 | $25.00 | 10/13/2009 10:35:53 AM |
| maga | $50.00 | $50.00 | 10/13/2009 10:36:07 AM |
| Ven58 | $25.00 | $25.00 | 10/13/2009 10:49:46 AM |
| buffalobills | $25.00 | $25.00 | 10/13/2009 10:59:03 AM |
| dmitriy2 | $25.00 | $25.00 | 10/13/2009 11:46:22 AM |
| tclay77 | $25.00 | $25.00 | 10/13/2009 10:44:56 AM |
| lifegrowth | $25.00 | $25.00 | 10/13/2009 2:14:15 PM |
| crdcteng | $50.00 | $50.00 | 10/13/2009 2:27:21 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:47:03 PM |
| haryassman | $25.00 | $25.00 | 10/13/2009 2:48:28 PM |
| Calapooia | $25.00 | $25.00 | 10/13/2009 3:21:16 PM |
| bansir | $25.00 | $25.00 | 10/13/2009 3:54:54 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 3:58:58 PM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 3:50:26 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
426910
This series of Notes was issued and sold upon the funding of the borrower loan #38957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-10-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $200.23 |
|
Final lender yield:
| 11.33% |
Final borrower rate/APR:
| 12.33% / 14.47% |
Final monthly payment:
| $200.23 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-740 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,502 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ktcdcn |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Sep-2009)
800-820
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
pay off high interest loan
Purpose of loan:
This loan will be used to consolidate high interest debt.
My financial situation:
I am a good candidate for this loan because???I have a very stable work situation as a Registered Nurse.in an institution that is expanding despite the current economic climate. I also have the capacity to work additional hours if I so choose. In addition to this I have a good credit history and make timely payments on all accounts. Lastly, I will be getting a raise soon and will advance on our seniority scale which will further enhance my income.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kelor99 | $25.00 | $25.00 | 10/5/2009 4:16:50 PM |
| skuba | $50.00 | $50.00 | 10/5/2009 4:22:07 PM |
| sas19 | $25.00 | $25.00 | 10/5/2009 4:22:38 PM |
| crenen139 | $50.00 | $50.00 | 10/5/2009 4:23:06 PM |
| anton | $50.00 | $50.00 | 10/5/2009 4:23:39 PM |
| djh47a | $40.00 | $40.00 | 10/5/2009 4:23:45 PM |
| Havana21 | $100.00 | $100.00 | 10/5/2009 4:24:41 PM |
| Weaverville | $25.00 | $25.00 | 10/5/2009 4:21:50 PM |
| DukSerduk | $25.00 | $25.00 | 10/5/2009 4:22:00 PM |
| larrybird | $95.00 | $95.00 | 10/5/2009 4:25:17 PM |
| fortytwo | $250.00 | $250.00 | 10/5/2009 4:25:28 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/5/2009 4:26:00 PM |
| hawker | $100.00 | $100.00 | 10/5/2009 4:26:04 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/5/2009 4:22:24 PM |
| radiant-fund | $25.00 | $25.00 | 10/5/2009 4:26:20 PM |
| compoundinterest | $50.00 | $50.00 | 10/5/2009 4:24:04 PM |
| justice-dna | $25.00 | $25.00 | 10/5/2009 4:24:09 PM |
| turbine5 | $40.00 | $40.00 | 10/5/2009 4:24:22 PM |
| inventive-funds | $25.00 | $25.00 | 10/5/2009 4:23:51 PM |
| kid8549 | $25.00 | $25.00 | 10/5/2009 4:25:05 PM |
| kegs | $100.00 | $100.00 | 10/5/2009 4:25:11 PM |
| Cai8899 | $25.00 | $25.00 | 10/5/2009 4:25:36 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/5/2009 4:24:55 PM |
| czar3 | $25.00 | $25.00 | 10/5/2009 4:25:56 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/5/2009 4:25:00 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:25:45 PM |
| selector568 | $100.00 | $100.00 | 10/5/2009 4:30:45 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/5/2009 4:31:31 PM |
| abidos | $25.00 | $25.00 | 10/5/2009 4:31:43 PM |
| DonaldColorado | $25.00 | $25.00 | 10/5/2009 4:34:06 PM |
| TheMan | $25.00 | $25.00 | 10/5/2009 4:32:24 PM |
| kulender | $25.00 | $25.00 | 10/5/2009 4:32:17 PM |
| Syzygy | $25.00 | $25.00 | 10/5/2009 6:03:38 PM |
| heavy_ax | $25.00 | $25.00 | 10/5/2009 5:54:27 PM |
| mdreiss | $25.00 | $25.00 | 10/6/2009 6:12:41 AM |
| JustMee | $25.00 | $25.00 | 10/5/2009 7:12:27 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 6:42:33 AM |
| tenacious-payout | $25.00 | $25.00 | 10/5/2009 8:04:48 PM |
| smallcountry | $25.00 | $25.00 | 10/6/2009 9:18:24 AM |
| freefly67 | $25.00 | $25.00 | 10/6/2009 8:56:08 AM |
| elegant-bonus | $25.00 | $25.00 | 10/6/2009 1:58:57 PM |
| Watts518 | $25.00 | $25.00 | 10/6/2009 4:21:27 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/6/2009 4:54:28 PM |
| goodcents | $25.00 | $25.00 | 10/6/2009 8:09:01 PM |
| Loansforlife | $25.00 | $25.00 | 10/6/2009 8:22:10 PM |
| andrewgl | $25.00 | $25.00 | 10/6/2009 6:23:43 PM |
| credit-investor5 | $37.19 | $37.19 | 10/6/2009 8:33:42 PM |
| WillingToHelpOut | $25.00 | $25.00 | 10/6/2009 9:31:07 PM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:44 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:17 PM |
| CPA_Investor | $25.00 | $25.00 | 10/7/2009 9:31:44 AM |
| loanman2007 | $50.00 | $50.00 | 10/7/2009 10:59:24 AM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:18 AM |
| radiant-cash | $82.98 | $82.98 | 10/7/2009 1:31:07 PM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:49 PM |
| vigman777 | $25.00 | $25.00 | 10/7/2009 3:56:24 PM |
| jybank | $25.00 | $25.00 | 10/7/2009 5:27:28 PM |
| saihu | $25.00 | $25.00 | 10/7/2009 8:36:11 PM |
| credit-coach118 | $35.00 | $35.00 | 10/7/2009 9:00:59 PM |
| tlam168 | $50.00 | $50.00 | 10/8/2009 2:18:02 AM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:26 PM |
| cowboyskier | $39.17 | $39.17 | 10/7/2009 9:41:03 PM |
| rlrcstr | $25.00 | $25.00 | 10/8/2009 7:48:12 AM |
| market-assembler | $50.00 | $50.00 | 10/8/2009 11:12:24 AM |
| vinayski | $25.00 | $25.00 | 10/8/2009 12:06:12 PM |
| KiwiElf | $30.00 | $30.00 | 10/8/2009 2:50:37 PM |
| debtcollector | $50.00 | $50.00 | 10/8/2009 1:08:41 PM |
| bowdish1 | $50.00 | $50.00 | 10/8/2009 1:27:55 PM |
| Walkingcowboy | $25.00 | $25.00 | 10/8/2009 3:53:01 PM |
| innocent-deal | $25.00 | $25.00 | 10/8/2009 2:41:21 PM |
| panegryst | $25.00 | $25.00 | 10/8/2009 3:39:04 PM |
| Bankman68 | $25.00 | $25.00 | 10/8/2009 3:39:14 PM |
| discrete-asset | $25.00 | $25.00 | 10/8/2009 3:37:16 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:30 PM |
| visionary-currency | $100.00 | $100.00 | 10/8/2009 5:20:06 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/8/2009 10:58:53 PM |
| mikeandcat | $50.00 | $50.00 | 10/9/2009 4:29:06 AM |
| coondog | $25.00 | $25.00 | 10/8/2009 6:51:40 PM |
| junes08 | $50.00 | $50.00 | 10/8/2009 8:01:33 PM |
| 13nd3r | $25.00 | $25.00 | 10/9/2009 8:54:14 AM |
| Jassi | $25.00 | $25.00 | 10/9/2009 8:59:21 AM |
| buffalobills | $25.00 | $25.00 | 10/9/2009 9:12:34 AM |
| CornerKetch | $25.01 | $25.01 | 10/9/2009 11:09:48 AM |
| NDFIRTH | $50.00 | $50.00 | 10/9/2009 7:07:00 AM |
| ossobuco | $25.00 | $25.00 | 10/9/2009 11:49:26 AM |
| dharma1 | $25.00 | $25.00 | 10/9/2009 8:30:55 AM |
| gain-rancher | $25.00 | $25.00 | 10/9/2009 9:34:30 AM |
| Lipari | $25.00 | $25.00 | 10/9/2009 5:11:12 PM |
| JustMee | $500.00 | $206.08 | 10/9/2009 6:57:01 PM |
| productive-currency3 | $25.00 | $25.00 | 10/9/2009 5:55:42 PM |
| uncleegg | $25.00 | $25.00 | 10/10/2009 5:14:03 AM |
| Patrician | $50.00 | $50.00 | 10/9/2009 10:09:18 PM |
| bchen78875 | $50.00 | $50.00 | 10/5/2009 4:22:15 PM |
| snowman34 | $25.00 | $25.00 | 10/5/2009 4:22:51 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/5/2009 4:23:00 PM |
| Barak | $80.00 | $80.00 | 10/5/2009 4:23:11 PM |
| BlindProphet | $25.00 | $25.00 | 10/5/2009 4:23:56 PM |
| degster | $25.00 | $25.00 | 10/5/2009 4:24:17 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:24:34 PM |
| gold-tsunami | $25.00 | $25.00 | 10/5/2009 4:22:30 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/5/2009 4:22:44 PM |
| thedreamer | $25.00 | $25.00 | 10/5/2009 4:25:40 PM |
| j48 | $25.00 | $25.00 | 10/5/2009 4:23:23 PM |
| dealarella | $25.00 | $25.00 | 10/5/2009 4:26:11 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/5/2009 4:26:15 PM |
| a-responsible-return | $25.00 | $25.00 | 10/5/2009 4:26:32 PM |
| SNH | $50.00 | $50.00 | 10/5/2009 4:24:29 PM |
| transparency-giant | $50.00 | $50.00 | 10/5/2009 4:25:22 PM |
| point-zebra | $25.00 | $25.00 | 10/5/2009 4:30:18 PM |
| Cheburashka | $50.00 | $50.00 | 10/5/2009 4:30:40 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/5/2009 4:31:21 PM |
| triumphant-community | $25.00 | $25.00 | 10/5/2009 4:30:33 PM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 4:34:19 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 4:32:09 PM |
| CallMeBen | $25.00 | $25.00 | 10/5/2009 4:31:15 PM |
| Davidson2 | $25.00 | $25.00 | 10/5/2009 4:31:39 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:34:30 PM |
| GatorBait | $29.57 | $29.57 | 10/5/2009 4:55:52 PM |
| generous-deal6 | $25.00 | $25.00 | 10/5/2009 4:56:42 PM |
| Copa16 | $25.00 | $25.00 | 10/5/2009 4:56:56 PM |
| bluesheep | $25.00 | $25.00 | 10/5/2009 4:56:30 PM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 9:31:44 AM |
| 34bcp23 | $25.00 | $25.00 | 10/6/2009 10:31:31 AM |
| jga516 | $25.00 | $25.00 | 10/6/2009 11:11:27 AM |
| independent-felicity | $25.00 | $25.00 | 10/6/2009 11:31:55 AM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:20 AM |
| BoughtTheFarm | $25.00 | $25.00 | 10/6/2009 8:11:15 PM |
| sparkmeister | $25.00 | $25.00 | 10/7/2009 4:11:24 PM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:30 PM |
| BzJ108 | $25.00 | $25.00 | 10/7/2009 4:04:42 PM |
| elasermd | $50.00 | $50.00 | 10/7/2009 5:26:31 PM |
| don8ter | $60.00 | $60.00 | 10/7/2009 5:27:01 PM |
| johannesfactotum | $25.00 | $25.00 | 10/7/2009 11:51:13 PM |
| progressive-rupee | $25.00 | $25.00 | 10/8/2009 9:31:50 AM |
| alpinaut | $25.00 | $25.00 | 10/8/2009 4:51:18 AM |
| Gibbyland | $25.00 | $25.00 | 10/8/2009 9:51:09 AM |
| honorable-treasure | $50.00 | $50.00 | 10/8/2009 1:08:48 PM |
| saffron4 | $25.00 | $25.00 | 10/8/2009 9:33:14 AM |
| wdove511 | $25.00 | $25.00 | 10/8/2009 10:12:55 AM |
| brw | $25.00 | $25.00 | 10/8/2009 11:21:59 AM |
| jcfunder | $25.00 | $25.00 | 10/8/2009 3:52:44 PM |
| kmwvma | $25.00 | $25.00 | 10/8/2009 5:20:32 PM |
| pawsitive | $25.00 | $25.00 | 10/8/2009 5:17:07 PM |
| zone6 | $25.00 | $25.00 | 10/8/2009 5:18:20 PM |
| honorable-yield | $50.00 | $50.00 | 10/8/2009 5:19:43 PM |
| minista | $25.00 | $25.00 | 10/8/2009 5:22:21 PM |
| johngotti | $50.00 | $50.00 | 10/8/2009 5:35:14 PM |
| MidnightBank | $25.00 | $25.00 | 10/8/2009 7:31:16 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 10/9/2009 4:25:41 AM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:56:20 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/8/2009 8:29:16 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:27 PM |
| goofy15975 | $25.00 | $25.00 | 10/9/2009 8:59:13 AM |
| chillware | $25.00 | $25.00 | 10/9/2009 9:09:09 AM |
| Kame | $25.00 | $25.00 | 10/9/2009 6:40:10 AM |
| kindness-saver | $25.00 | $25.00 | 10/9/2009 6:51:49 AM |
| papaman | $25.00 | $25.00 | 10/9/2009 11:28:46 AM |
| holstj | $25.00 | $25.00 | 10/9/2009 9:37:52 AM |
| BigLinCT | $50.00 | $50.00 | 10/9/2009 7:59:12 AM |
| CarDealer3070 | $50.00 | $50.00 | 10/9/2009 12:31:28 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:06 PM |
| igotplans | $25.00 | $25.00 | 10/9/2009 6:03:03 PM |
| dr-dollar | $25.00 | $25.00 | 10/10/2009 7:34:03 AM |
| rubylender | $25.00 | $25.00 | 10/10/2009 2:42:41 AM |
| Coach2often | $50.00 | $50.00 | 10/10/2009 6:49:18 AM |
| Prezotus | $25.00 | $25.00 | 10/10/2009 8:22:01 AM |
| 166 bids
|
Borrower Payment Dependent Notes Series
427190
This series of Notes was issued and sold upon the funding of the borrower loan #38941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 31.43% |
Starting monthly payment:
| $41.08 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 30.29% |
Final monthly payment:
| $40.48 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,511 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| wealth-sensor |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RIKA PERSONAL LOAN
Purpose of loan:
This loan will be used to kitchen improvement.
My financial situation:
I am a good candidate for this loan because I have not had?any delinquent accounts in the last 7 years.?
Monthly net income: $ 3600.00
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 117
??Car expenses: $ 125
??Utilities: $ 100
??Phone, cable, internet: $ 135
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 250
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| visionary-currency | $25.00 | $25.00 | 10/6/2009 4:31:06 PM |
| snoopey100 | $25.00 | $25.00 | 10/6/2009 4:30:52 PM |
| SNH | $50.00 | $50.00 | 10/6/2009 4:31:03 PM |
| EngineersAlliance | $100.00 | $100.00 | 10/6/2009 4:36:27 PM |
| delivery | $25.00 | $25.00 | 10/6/2009 4:31:46 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/6/2009 4:30:49 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:31:23 PM |
| secobarbital | $25.00 | $25.00 | 10/6/2009 4:31:42 PM |
| anton | $25.00 | $25.00 | 10/6/2009 4:32:03 PM |
| louisianalender | $100.00 | $95.00 | 10/6/2009 4:32:12 PM |
| 101010 | $150.00 | $150.00 | 10/6/2009 10:38:09 PM |
| loanman2007 | $25.00 | $25.00 | 10/7/2009 11:05:03 AM |
| seisen | $50.00 | $50.00 | 10/6/2009 4:31:33 PM |
| icon7 | $25.00 | $25.00 | 10/6/2009 4:31:36 PM |
| thedreamer | $25.00 | $25.00 | 10/6/2009 4:30:44 PM |
| lagnisiruk | $25.00 | $25.00 | 10/6/2009 4:30:56 PM |
| spitzbergen | $25.00 | $25.00 | 10/6/2009 4:31:28 PM |
| slcchad | $25.00 | $25.00 | 10/6/2009 4:31:54 PM |
| neighborly-bid | $25.00 | $25.00 | 10/6/2009 4:31:00 PM |
| drg6289 | $25.00 | $25.00 | 10/6/2009 4:31:14 PM |
| MARWARISETH | $25.00 | $25.00 | 10/6/2009 4:31:17 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/6/2009 4:35:01 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/6/2009 4:31:50 PM |
| Shepherd7 | $25.00 | $25.00 | 10/6/2009 4:32:06 PM |
| zento | $25.00 | $25.00 | 10/7/2009 8:16:51 AM |
| IPG1 | $25.00 | $25.00 | 10/7/2009 4:11:15 PM |
| buffalobills | $25.00 | $25.00 | 10/8/2009 7:18:38 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
427546
This series of Notes was issued and sold upon the funding of the borrower loan #38946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-08-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $82.16 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $80.95 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-660 (Oct-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $935 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| wonderful-benefit |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating small balances
Purpose of loan:
This loan will be used to?this loan will used to payoff small balances on my credit card in order to give me a handle on my bills
My financial situation:i am currently making enough to cover for my bills with a little extra but had to do some repairs to my car which put me in a deficit financing mode
I am a good candidate for this loan because?i am hardworking and an honest individual
Monthly net income: $ 1800
Monthly expenses: $
??Housing: $700
??Insurance: $110
??Car expenses: $no car payments except for repairs which does not happen every month
??Utilities: $70
??Phone, cable, internet: $150
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $80
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| zone8 | $25.00 | $25.00 | 10/8/2009 4:05:33 PM |
| snoopey100 | $25.00 | $25.00 | 10/8/2009 4:07:28 PM |
| delivery | $25.00 | $25.00 | 10/8/2009 4:07:51 PM |
| anton | $25.00 | $25.00 | 10/8/2009 4:07:56 PM |
| Shepherd7 | $25.00 | $25.00 | 10/8/2009 4:08:00 PM |
| honorable-yield | $25.00 | $25.00 | 10/8/2009 4:08:41 PM |
| gracej | $25.00 | $25.00 | 10/8/2009 4:12:22 PM |
| thedreamer | $25.00 | $25.00 | 10/8/2009 4:13:03 PM |
| SNH | $50.00 | $50.00 | 10/8/2009 4:07:33 PM |
| spitzbergen | $25.00 | $25.00 | 10/8/2009 4:07:41 PM |
| icon7 | $25.00 | $25.00 | 10/8/2009 4:07:45 PM |
| louisianalender | $100.00 | $100.00 | 10/8/2009 4:08:03 PM |
| heroic-benefit | $25.00 | $25.00 | 10/8/2009 4:08:06 PM |
| birddogsb | $50.00 | $50.00 | 10/8/2009 4:13:00 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/8/2009 5:19:19 PM |
| rapid-power2 | $25.00 | $25.00 | 10/8/2009 4:12:38 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/8/2009 4:13:05 PM |
| seisen | $31.63 | $31.63 | 10/8/2009 4:13:10 PM |
| capital-albatross | $25.00 | $25.00 | 10/8/2009 4:13:40 PM |
| project07 | $25.00 | $25.00 | 10/8/2009 8:36:10 PM |
| payout-magician | $50.00 | $50.00 | 10/8/2009 9:46:15 PM |
| Bill33716 | $25.00 | $25.00 | 10/9/2009 3:26:30 PM |
| UCLA4life | $25.00 | $25.00 | 10/9/2009 11:03:18 AM |
| cannon559 | $25.00 | $25.00 | 10/9/2009 1:06:20 PM |
| Unitas4302 | $50.00 | $50.00 | 10/9/2009 3:49:50 PM |
| SDNLR | $25.00 | $25.00 | 10/9/2009 4:08:17 PM |
| boghdan2000 | $25.00 | $25.00 | 10/9/2009 5:43:03 PM |
| Phantom99 | $25.00 | $25.00 | 10/9/2009 5:42:39 PM |
| JD-01 | $25.00 | $25.00 | 10/9/2009 5:59:09 PM |
| uncleegg | $25.00 | $22.53 | 10/10/2009 5:14:08 AM |
| lagnisiruk | $25.00 | $25.00 | 10/8/2009 4:07:29 PM |
| personal-lender | $25.00 | $25.00 | 10/8/2009 4:07:39 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/8/2009 4:07:53 PM |
| tsquared_030 | $25.00 | $25.00 | 10/8/2009 4:08:43 PM |
| treasure-bliss | $50.00 | $50.00 | 10/8/2009 4:13:07 PM |
| wildguy | $25.00 | $25.00 | 10/8/2009 4:09:39 PM |
| capital-galaxy | $75.00 | $75.00 | 10/8/2009 4:09:43 PM |
| visionary-currency | $25.00 | $25.00 | 10/8/2009 4:07:35 PM |
| secobarbital | $25.00 | $25.00 | 10/8/2009 4:07:47 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/8/2009 4:08:08 PM |
| fcb202 | $25.00 | $25.00 | 10/8/2009 4:08:14 PM |
| Mantis75 | $25.00 | $25.00 | 10/8/2009 4:13:11 PM |
| Havana21 | $100.00 | $100.00 | 10/8/2009 4:13:13 PM |
| Artist_Blue | $25.00 | $25.00 | 10/8/2009 4:13:30 PM |
| shiny-dollar9 | $25.00 | $25.00 | 10/8/2009 4:13:55 PM |
| bronzmajom | $25.00 | $25.00 | 10/8/2009 4:14:12 PM |
| jonn834 | $25.00 | $25.00 | 10/8/2009 4:12:55 PM |
| Dreams4Cash | $25.00 | $25.00 | 10/8/2009 4:13:27 PM |
| loanfairy | $25.00 | $25.00 | 10/8/2009 4:13:35 PM |
| unequaled-credit7 | $25.00 | $25.00 | 10/8/2009 5:01:39 PM |
| Hondo | $25.00 | $25.00 | 10/8/2009 7:46:21 PM |
| Rogelio48 | $25.00 | $25.00 | 10/8/2009 6:21:25 PM |
| nhi | $50.00 | $50.00 | 10/8/2009 11:09:21 PM |
| unclejaef | $25.00 | $25.00 | 10/8/2009 10:21:48 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/9/2009 6:39:48 AM |
| Payasoup | $40.84 | $40.84 | 10/9/2009 8:54:05 AM |
| KiwiElf | $25.00 | $25.00 | 10/9/2009 10:29:37 AM |
| slcchad | $25.00 | $25.00 | 10/9/2009 12:17:37 PM |
| InvestorPartners | $25.00 | $25.00 | 10/9/2009 5:42:57 PM |
| lukeskywalkerkp | $25.00 | $25.00 | 10/9/2009 6:55:43 PM |
| Halos2002 | $50.00 | $50.00 | 10/9/2009 5:43:05 PM |
| attractive-rate | $25.00 | $25.00 | 10/10/2009 5:10:26 AM |
| payout-comet | $25.00 | $25.00 | 10/9/2009 6:33:52 PM |
| drg6289 | $25.00 | $25.00 | 10/9/2009 10:58:57 PM |
| 64 bids
|
Borrower Payment Dependent Notes Series
425669
This series of Notes was issued and sold upon the funding of the borrower loan #38961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $75.41 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $73.31 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1983 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 4
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 28 | Length of status: | 20y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| capital-dominator |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off My Furnice and Roof
Purpose of loan:
This loan will be used to? to pay bills that have accumulated, like furnice and roof repairs
My financial situation:
I am a good candidate for this loan because? I have a good full-time job and have just taken on a part-time job to help get myself out of the hole.
Monthly net income: $ $4800????????
Monthly expenses: $
??Housing: $ 1650
??Insurance: $ Included
??Car expenses: $ 100
??Utilities: $?200
??Phone, cable, internet: $ 200
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain all of the delinquencies? - the-profit-oracle
A:
Daughter has rheumatoid arthritis, difficult with school and work. Grandson has Type 1 diabetes bills including travel for appointments. She finished nsg school June 08, had a baby Oct 08, no PTO/Sick time. My son-in-law lost job Fall 08. My ex-husband lost job Feb 09, lost child support $500/month. Financial counseling to rebuild credit, second job. I have FT job 24 years in a secure position. Out of situation second job and extra cash to pay off bills.
(Oct-06-2009)
Q:
Could explain 15 delinquencies and 1-public record? Publicly please. Thanks. - cybercop45
A:
Daughter has rheumatoid arthritis, difficult with school and work. Grandson has Type 1 diabetes bills including travel for appointments. She finished nsg school June 08, had a baby Oct 08, no PTO/Sick time. My son-in-law lost job Fall 08. My ex-husband lost job Feb 09, lost child support $500/month. Financial counseling to rebuild credit, second job. I have FT job 24 years in a secure position. Out of situation second job and extra cash to pay off bills.
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/28/2009 5:03:32 PM |
| MrGhost | $25.00 | $25.00 | 10/9/2009 7:34:09 AM |
| vigorous-moola | $25.00 | $25.00 | 10/9/2009 2:12:34 PM |
| mckhbnpc | $25.00 | $25.00 | 10/9/2009 2:32:45 PM |
| Cromag | $25.00 | $25.00 | 10/10/2009 7:50:00 PM |
| shiny-dollar9 | $50.00 | $50.00 | 10/11/2009 7:10:58 AM |
| dpries123 | $25.00 | $25.00 | 10/10/2009 8:36:01 PM |
| aloantime07 | $25.00 | $25.00 | 10/11/2009 5:36:08 PM |
| truth-futurist | $250.00 | $250.00 | 10/11/2009 12:32:38 PM |
| JUST_shoot | $25.00 | $25.00 | 10/12/2009 10:50:13 AM |
| jlrmpa | $100.00 | $100.00 | 10/12/2009 12:23:14 PM |
| fopaul13 | $50.00 | $50.00 | 10/12/2009 9:51:54 AM |
| 1LendingSource | $50.00 | $50.00 | 10/12/2009 1:39:12 PM |
| Smallbear | $50.00 | $50.00 | 10/12/2009 7:22:08 AM |
| Bujinkan1 | $50.00 | $30.61 | 10/12/2009 2:11:18 PM |
| changger | $50.00 | $50.00 | 10/12/2009 9:20:39 AM |
| 5kids5 | $25.00 | $25.00 | 10/12/2009 12:08:19 PM |
| jybank | $25.00 | $25.00 | 10/12/2009 2:13:57 PM |
| texrob20 | $25.00 | $25.00 | 10/12/2009 1:38:56 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 3:01:52 PM |
| Gaelicman | $200.00 | $200.00 | 10/12/2009 2:24:15 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/12/2009 2:58:07 PM |
| seadogs | $25.00 | $25.00 | 10/1/2009 4:32:57 PM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 7:21:54 AM |
| sdkakarok | $26.91 | $26.91 | 10/9/2009 11:43:41 AM |
| Happyhourcomics | $25.00 | $25.00 | 10/9/2009 5:18:51 PM |
| ruler1 | $25.00 | $25.00 | 10/10/2009 9:32:32 AM |
| alvinsl | $25.00 | $25.00 | 10/11/2009 7:43:18 AM |
| BobJohnson | $33.34 | $33.34 | 10/10/2009 7:35:29 PM |
| mmczech76 | $50.00 | $50.00 | 10/11/2009 2:38:32 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/12/2009 5:19:37 AM |
| Taho | $50.00 | $50.00 | 10/12/2009 7:06:40 AM |
| Hotrod52 | $26.85 | $26.85 | 10/11/2009 9:16:44 PM |
| Trentsteel_98 | $25.00 | $25.00 | 10/12/2009 12:48:40 PM |
| beaver0206 | $25.00 | $25.00 | 10/12/2009 12:49:55 PM |
| Robbdogg | $42.83 | $42.83 | 10/12/2009 6:21:36 AM |
| bitano | $50.00 | $50.00 | 10/12/2009 7:02:28 AM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 2:25:15 PM |
| gothampark | $25.00 | $25.00 | 10/12/2009 9:41:23 AM |
| MPdeez | $54.46 | $54.46 | 10/12/2009 1:52:28 PM |
| kindness-jedi | $25.00 | $25.00 | 10/12/2009 3:32:50 PM |
| Engineer44 | $30.00 | $30.00 | 10/12/2009 4:01:07 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/12/2009 3:21:56 PM |
| porwestco | $30.00 | $30.00 | 10/12/2009 4:00:40 PM |
| 44 bids
|
Borrower Payment Dependent Notes Series
426089
This series of Notes was issued and sold upon the funding of the borrower loan #38960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-07-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $126.66 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $126.66 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 2 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,689 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 59% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 11 | | | | |
|
Screen name:
| surleyb3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Aug-2009)
520-540
(Aug-2008)
540-560
(Jul-2008)
540-560
(Apr-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
3rd Listing Same Cause
I am seeking a second loan with prosper. I obtained a loan through prosper last year to help my son. I paid that loan off in a matter of 10-11 payments. I also cleaned up my credit tremendously by removing all the false information being reported from Identity Theft. A few months back I paid all of my credit cards and small loan off and that enabled me to gain better control of my finances. Although prosper grades me @ ?HR? my actual FICO is 698 with Experian as of 9/1/09 and that is due in part to the fact that I have inquiries stimulating from my husband and I shopping for a new home loan.
I am now turning to prosper one more time seeking a loan to help me get from under another loan obligation I took out in order to get my grandparents car repaired. I took the loan out for them because I was a better candidate for approval. The car repair was over $2000, so I obtained the loan for them from a place called Cash Call. My grandparents have agreed to pay the monthly note and have made one payment so far, but the APR for this loan is highway robbery. So since this loan is legally my responsibility, I would prefer to restructure the situation to make it more affordable for me to pay for it instead of them. This is because they are both on fixed incomes.
My current income and debt status is as follows;
I work part time and I?ve been with the same employer for over 8yrs, I receive SSDI, and I also receive child support. My net income is $2978.00 monthly. My monthly disbursement for general household and credit is approximately $900, and my husband takes care of the rest of the bills. This leaves me with more than enough income on a monthly basis to repay this loan if it is granted. There was doubt that my last loan would be granted and re-paid, but both theories were proven wrong. I ask the lenders at prosper to trust in me once again and enable me to keep my financial situation under control as well as help me to help my grandparents. Please feel free to ask me question. Thank you in advance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What interest rate are you paying currently on the car repair loan?
Thanks and best of luck! - WorkingMomVA
A:
Cash Call charges an anual APR of 139%...Which amounts to $9.75 per day.
Thank you for your well wishes.
(Sep-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| frugalinvestor20 | $25.00 | $25.00 | 9/28/2009 4:31:12 PM |
| Abed-nego | $500.00 | $500.00 | 10/1/2009 3:31:11 PM |
| Abed-nego | $649.76 | $649.76 | 10/1/2009 4:46:37 PM |
| attractive-rate | $25.00 | $25.00 | 10/1/2009 5:53:36 PM |
| Abed-nego | $75.08 | $75.08 | 10/1/2009 6:22:08 PM |
| silvercertificate | $25.00 | $25.00 | 10/1/2009 8:47:33 PM |
| mrxtravis | $100.00 | $100.00 | 10/2/2009 6:12:22 PM |
| Iza13 | $31.55 | $31.55 | 10/2/2009 6:29:40 PM |
| Unitas4302 | $50.00 | $50.00 | 10/3/2009 10:07:59 PM |
| loanman2007 | $50.00 | $50.00 | 10/4/2009 7:44:59 AM |
| chroman | $100.00 | $100.00 | 10/5/2009 4:51:36 AM |
| TheAlchemist | $25.00 | $25.00 | 10/5/2009 9:31:39 PM |
| new-truth-chuckler | $25.00 | $25.00 | 10/6/2009 5:37:53 PM |
| reflective-rupee | $25.00 | $25.00 | 10/6/2009 9:35:09 PM |
| income-clipper | $25.00 | $25.00 | 10/6/2009 8:42:40 PM |
| sympathetic-greenback5 | $25.00 | $25.00 | 10/7/2009 10:47:13 AM |
| tdorren | $25.00 | $25.00 | 10/7/2009 10:07:19 AM |
| WorkingMomVA | $25.00 | $25.00 | 9/30/2009 12:12:26 PM |
| kingbob | $25.11 | $25.11 | 10/2/2009 1:40:16 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:14:49 PM |
| fortytwo | $200.00 | $200.00 | 10/4/2009 1:49:30 PM |
| rubylender | $25.00 | $25.00 | 10/4/2009 2:49:39 PM |
| keen-liberty9 | $25.00 | $25.00 | 10/4/2009 6:22:08 PM |
| tashara | $25.00 | $25.00 | 10/6/2009 3:44:08 PM |
| money4sale | $494.18 | $494.18 | 10/6/2009 7:11:24 PM |
| vigorous-moola | $25.00 | $25.00 | 10/7/2009 5:51:36 AM |
| WorkingMomVA | $25.00 | $25.00 | 10/7/2009 6:10:50 AM |
| Kqwik | $25.00 | $25.00 | 10/7/2009 7:05:34 AM |
| localsports38 | $26.89 | $26.89 | 10/7/2009 11:43:14 AM |
| bigdees | $25.00 | $25.00 | 10/7/2009 10:27:35 AM |
| TMac | $38.60 | $38.60 | 10/7/2009 2:22:41 PM |
| meoates1 | $50.00 | $8.83 | 10/7/2009 2:24:56 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
426175
This series of Notes was issued and sold upon the funding of the borrower loan #38955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $75.41 |
|
Final lender yield:
| 20.06% |
Final borrower rate/APR:
| 21.06% / 23.31% |
Final monthly payment:
| $75.41 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 12
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,078 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 96% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| aviator77 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 29 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $10,001.00 | < mo. late:
| 0
( 0% )
| 620-640
(May-2008)
620-640
(Jan-2008)
620-640
(Dec-2007)
600-620
(Dec-2006)
|
|
Principal balance:
| $2,819.38 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Add on Sport Pilot Inst. Rating
Purpose of loan:?
Relisted for a lower amount to buy a block of flight time to expedite building flight time hours for LSA instructor add on.
My financial situation:
I am a good candidate for this loan because I have already established a perfect repayment record Prosper?that enabled me to finish?flight training and continue to add on advanced ratings. My credit score has steadily increased due in large part to my repayment history with Prosper. Monthly net income: $ 4,900
Monthly expenses:?
??Housing: $?1491
??Insurance: $ 70
??Car expenses: $ 680
??Utilities: $ 100
??Phone, cable, internet: $ 70
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 630
??Other expenses: $ 50
?????????????????????????????????? Total: $ 2650
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you currently have your instrument rating and commercial ticket? Also where do you plan on instructing, what area of the country? Is it an established flight school? Part 61 or 141? - fillholdingsllc
A:
I have the instrument but do not have the commercial. I have 232 hours towards the commercial. I am a member of a glider club and wish to get my LSA instructor to teach both in the gliders and LSA power. The club is looking at a LSA to purchase to expand our membership base. The club plans to offer both glider and LSA power instruction. Currently there is much confusion over the question of the requirement for commercial for CFI-SP-http://www.sportpilot.org/interest/new.html
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 9/29/2009 4:59:46 PM |
| IPG1 | $25.00 | $25.00 | 10/5/2009 1:34:54 PM |
| tnjohnso | $25.00 | $25.00 | 10/9/2009 9:52:59 AM |
| vistablu | $100.00 | $35.00 | 10/9/2009 8:19:37 AM |
| euphoria8 | $25.00 | $25.00 | 10/9/2009 9:08:43 AM |
| ezrloan | $50.00 | $50.00 | 10/9/2009 11:42:25 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 8:08:56 PM |
| Chrishu | $25.00 | $25.00 | 10/12/2009 7:30:46 AM |
| robot777 | $40.00 | $40.00 | 10/12/2009 1:38:59 PM |
| 113121 | $25.00 | $25.00 | 10/12/2009 5:15:09 PM |
| Bigsaver | $25.00 | $25.00 | 10/12/2009 2:44:19 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 4:16:11 PM |
| investment-cluster | $25.00 | $25.00 | 10/12/2009 4:38:11 PM |
| MrOglesby | $25.00 | $25.00 | 10/13/2009 9:10:52 AM |
| Skeptical-one | $100.00 | $100.00 | 10/13/2009 8:17:02 AM |
| G-Love | $100.00 | $100.00 | 10/13/2009 8:34:07 AM |
| rapid-balance | $50.00 | $50.00 | 10/13/2009 10:46:05 AM |
| bitano | $50.00 | $50.00 | 10/13/2009 10:48:49 AM |
| maga | $200.00 | $200.00 | 10/13/2009 10:56:04 AM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:50:27 AM |
| Gaelicman | $50.00 | $50.00 | 10/13/2009 1:40:25 PM |
| classiccitizen | $25.00 | $25.00 | 10/13/2009 11:58:18 AM |
| Credit2Prosper | $25.00 | $25.00 | 10/13/2009 11:23:51 AM |
| 113121 | $50.00 | $50.00 | 10/13/2009 3:07:34 PM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 2:10:02 PM |
| yu-rik | $100.00 | $100.00 | 10/13/2009 3:41:42 PM |
| gothampark | $25.00 | $25.00 | 10/13/2009 3:11:06 PM |
| dough-rocket | $50.00 | $50.00 | 10/13/2009 3:05:38 PM |
| dorypro | $25.00 | $25.00 | 10/13/2009 3:29:36 PM |
| Feyenoord | $50.00 | $50.00 | 10/13/2009 3:45:11 PM |
| beaver0206 | $50.00 | $50.00 | 10/13/2009 3:41:16 PM |
| Syzygy | $25.00 | $25.00 | 10/12/2009 5:39:15 PM |
| deal_11 | $50.00 | $50.00 | 10/12/2009 8:10:18 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 4:15:29 PM |
| element40 | $100.00 | $100.00 | 10/12/2009 5:50:11 PM |
| farchoir | $50.00 | $50.00 | 10/13/2009 9:24:08 AM |
| jdl424 | $50.00 | $50.00 | 10/13/2009 10:36:16 AM |
| ChewyZ | $25.00 | $25.00 | 10/13/2009 12:16:03 PM |
| just-trade0 | $25.00 | $25.00 | 10/13/2009 3:22:35 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 4:01:36 PM |
| jybank | $25.00 | $25.00 | 10/13/2009 3:42:05 PM |
| CaliforniaSun | $25.00 | $25.00 | 10/13/2009 3:58:47 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
426289
This series of Notes was issued and sold upon the funding of the borrower loan #38943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $271.42 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $271.42 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,141 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| refined-transparency |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Our Bookstore Buying Used Textbooks
Purpose of loan:
The loan proceeds are to be used almost entirely on the purchase of used textbooks from students at Texas State University (30,000+ undergrads). About 5-8% may be used for advertising to let more students know they can get a higher buyback at our bookstore and buy their textbooks for less. As it is now, we do not advertise at all. Even so, simple word-of-mouth has brought in 350 textbooks 2 semesters ago, and 650 textbooks last semester, which we aquired at an average of $34.00 per textbook. We held these textbooks for an average of 2 months and sold each one directly back to the students or online (guaranteed sale) at an average of 160% of the price we paid (60% profit margin). It's very little work, and the system has been in place for over a year and works without errors. If we were to advertise, business would very likely pour in at 3-4 times the rate it does now. It is possible for us to offer more and sell for less because of the very large profit margin enjoyed by our main competitor, Colloquium Books (www.bobcatbooks.com). Their profit margin can be examined at any one of their sister sites found at www.rothers.com. You can see the buyback price and sale price of each textbook at their sister sites, but not at Colloquium's site, because of us. They took their buyback offers down when they learned we were giving more and showing students the proof.
The loan is required because the textbooks have to be purchased when one semester ends and not one can be sold until the start of the next semester, which is an average of 2 months later. If they are sold early, not nearly as much profit can be earned; therefore, the interest on the loan is very worth paying to be able to buy and profit from as many textbooks as possible.
My financial situation:
I have good credit with no delinquencies. My credit cards are under control and when we're not holding textbooks they are paid off completely. I own my own home, which is valued at $105,000 and I owe only $72,000 after one year. I have never been a spendthrift. I have excellent control over cash flow. My assets, both business and personal, have a conservatively-estimated fair market value of $32,000.
Monthly net income: $
$4300 (average throughout the year)
Monthly expenses: $
??Housing: $ 673.00
??Insurance: $ 120.00
??Car expenses: $?90.00
??Utilities: $?350.00
??Phone, cable, internet: $ 190.00
??Food, entertainment: $ 850.00
??Clothing, household expenses $ 240.00
??Credit cards and other loans: $ 91.04
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| aquistoyraul | $6,000.00 | $6,000.00 | 10/8/2009 1:54:44 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
426329
This series of Notes was issued and sold upon the funding of the borrower loan #38952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,699.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 34.5% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $76.86 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $76.86 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 36.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -2.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 1 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 15
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 4 |
Total credit lines:
| 81 | Length of status: | 1y 7m |
|
Amount delinquent:
| $1,229 |
Revolving credit balance:
| $7,877 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 92% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 16 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 7 | | | | |
|
Screen name:
| JILLNJACK2004 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $1,025.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jul-2009)
620-640
(Dec-2007)
620-640
(Nov-2007)
560-580
(Jul-2007)
|
|
Principal balance:
| $529.56 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
3rd Attempt at 2nd Prosper loan!!!
Purpose of loan:
Need to pay off my credit cards, I have several with high interest, low balances that I want to close and get rid of entirely.?
My financial situation:I have worked in the health care industry for the last 20 months and have recently relocated to Colorado.? I need to eliminate my cc debt!!? I have a current loan with Prosper~this would be my 2nd loan.? I have paid consistently for over a year and have paid off half my loan.? I want to explain that I did have a bankruptcy in 2004 that was discharged (due to a nasty divorce) and I have been consistently working to get the other negative items off of my credit. I know that my credit is showing some negative things right now, but I am in process of trying to get some things removed. ?
Monthly net income: $ 1800????????
Monthly expenses: $
??Housing: $ 425
??Insurance: $ 140
??Car expenses: $ 350
??Utilities: $ 60
??Phone, cable, internet: $ 150
??Food, entertainment: $ 30
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Do you know what you're delinquent on, out of curiousity? - TheAlchemist
A:
Yes, I do know that one of them is from a school I attended...it is for tuition that was supposed to have been covered by a PELL grant~still trying to work that one out. One is for AT & T I am sure, they are billing me for cancellation of service after a month of really bad service~also trying to get out of that one and the other 2 are left over balances from a surgery I believe that I have been paying on.
(Oct-02-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TheAlchemist | $50.00 | $50.00 | 10/2/2009 12:09:47 AM |
| gold-cluster | $200.00 | $200.00 | 10/9/2009 9:04:50 PM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 10:01:02 PM |
| thegreatone | $300.00 | $300.00 | 10/13/2009 2:36:25 PM |
| zone6 | $50.00 | $50.00 | 10/13/2009 5:26:42 PM |
| ekmendenhall | $30.00 | $30.00 | 10/13/2009 9:00:54 PM |
| Moe87 | $25.00 | $25.00 | 10/14/2009 4:38:47 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:42:01 AM |
| dudebrah | $25.00 | $25.00 | 10/14/2009 11:57:05 AM |
| reliable-vigilance | $25.00 | $25.00 | 10/14/2009 12:02:28 PM |
| AsianDragon | $25.00 | $25.00 | 10/14/2009 12:54:14 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/14/2009 4:06:15 PM |
| TheAlchemist | $38.56 | $38.56 | 10/6/2009 8:50:44 AM |
| gold-cluster | $100.00 | $100.00 | 10/7/2009 2:27:54 AM |
| investment-cluster | $25.00 | $25.00 | 10/11/2009 5:02:27 AM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2009 2:07:47 PM |
| bid-strawberry | $25.00 | $25.00 | 10/13/2009 2:35:54 PM |
| five-star-note | $25.00 | $25.00 | 10/13/2009 5:43:24 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 10/13/2009 4:23:09 PM |
| rvfbroker | $25.00 | $25.00 | 10/13/2009 6:41:54 PM |
| cpblue79 | $100.00 | $100.00 | 10/13/2009 7:23:33 PM |
| gold-cluster | $100.00 | $100.00 | 10/13/2009 9:07:27 PM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:41:19 AM |
| EEasyMoney | $25.00 | $25.00 | 10/14/2009 8:18:37 AM |
| Sudoku | $25.00 | $25.00 | 10/14/2009 8:38:55 AM |
| vigorous-moola | $25.00 | $25.00 | 10/14/2009 10:29:38 AM |
| aha6297 | $49.01 | $49.01 | 10/14/2009 9:35:54 AM |
| bonus-chosen-one | $25.00 | $25.00 | 10/14/2009 11:18:18 AM |
| reflective-rupee | $200.00 | $65.87 | 10/14/2009 12:40:05 PM |
| fireferd | $25.00 | $25.00 | 10/14/2009 11:43:17 AM |
| classiccitizen | $34.43 | $34.43 | 10/14/2009 11:52:34 AM |
| goodcents | $25.00 | $25.00 | 10/14/2009 12:43:44 PM |
| Sudoku | $25.00 | $25.00 | 10/14/2009 2:41:31 PM |
| kingbob | $25.00 | $25.00 | 10/14/2009 3:12:44 PM |
| shingtai | $31.13 | $31.13 | 10/14/2009 3:43:56 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
426359
This series of Notes was issued and sold upon the funding of the borrower loan #38964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,100.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.76% |
Starting monthly payment:
| $49.76 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 33.65% |
Final monthly payment:
| $46.70 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.69% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 23 | Length of status: | 17y 5m |
|
Amount delinquent:
| $1,689 |
Revolving credit balance:
| $380 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| ljc085 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(Aug-2008)
|
|
Principal balance:
| $1,040.75 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
paying off pay day loans
Purpose of loan:
This loan will be used to? pay off pay day loans
My financial situation:
I am a good candidate for this loan because?Paying these loans off will free up 400.00? a month. WE ARE CURRANT ON ALL OUR BILLS NOW THAT MY WIFE WENT BACK TO WORK THIS MONTH.?JUST NEED TO PAYOFF?THE PAYDAY LOANS TO GET BACK ON TRACK AGAIN, THANK YOU FOR ALL YOU HELP
Monthly net income: $ 3500
Monthly expenses: $
??Housing: $ 1534
??Insurance: $ 150
??Car expenses: $?377
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $450
??Clothing, household expenses $
??Credit cards and other loans: $ 450
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hey ljc085- could you address the delinquency on your credit profile? Thanks and best of luck on your listing. - bondhedger
A:
My wife was laid off from her job back in march so we were late 1 month due to the loss of income . Then we had to use payday loans to keep up with bills and pay for
a clothes dryer that broke down and then the gas stove went too,had to pay for that .now she is back to work and we need help paying off the payday loans to get back to normal again, any help would be appreciated thank you
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| EEasyMoney | $25.00 | $25.00 | 10/13/2009 7:49:14 AM |
| tashara | $31.11 | $31.11 | 10/13/2009 9:49:51 AM |
| GreenSolutionsOffshoreHoldings | $25.00 | $25.00 | 10/13/2009 4:15:00 PM |
| Fromthebu | $45.00 | $45.00 | 10/13/2009 4:29:46 PM |
| bartenderpro | $25.00 | $25.00 | 10/13/2009 5:59:12 PM |
| GS-ROCK | $25.00 | $25.00 | 10/13/2009 11:48:18 PM |
| Bobusa | $25.00 | $25.00 | 10/14/2009 5:00:59 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:45:13 AM |
| cyclingonup | $25.00 | $25.00 | 10/14/2009 7:27:19 AM |
| DaddyBill | $25.00 | $25.00 | 10/14/2009 8:41:03 AM |
| balance-warrior | $25.00 | $25.00 | 10/14/2009 12:18:59 PM |
| plaudvr07 | $25.00 | $25.00 | 10/14/2009 1:34:07 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/14/2009 4:07:02 PM |
| LAKETIME | $25.00 | $25.00 | 10/14/2009 2:55:44 PM |
| thegreatone | $100.00 | $13.55 | 10/14/2009 3:44:07 PM |
| zydeco337 | $25.00 | $25.00 | 10/6/2009 6:22:22 PM |
| mrxtravis | $100.00 | $100.00 | 10/7/2009 11:00:56 AM |
| deepblue34 | $25.00 | $25.00 | 10/12/2009 4:20:58 PM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:51:32 AM |
| ryanhere | $28.29 | $28.29 | 10/13/2009 6:49:13 PM |
| gold-cluster | $100.00 | $100.00 | 10/14/2009 5:56:01 AM |
| loan-eagle9 | $25.00 | $25.00 | 10/14/2009 8:22:56 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:39:36 AM |
| investment-visionary | $50.00 | $50.00 | 10/14/2009 8:17:38 AM |
| reflective-rupee | $25.00 | $25.00 | 10/14/2009 9:19:54 AM |
| shawnw2 | $45.00 | $45.00 | 10/14/2009 9:35:31 AM |
| generous-deal6 | $25.00 | $25.00 | 10/14/2009 11:26:13 AM |
| fireferd | $50.00 | $50.00 | 10/14/2009 11:49:29 AM |
| tigercat | $50.00 | $50.00 | 10/14/2009 2:50:44 PM |
| stuart791 | $37.05 | $37.05 | 10/14/2009 4:00:49 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/14/2009 3:16:22 PM |
| DMKAssetManagement | $50.00 | $50.00 | 10/14/2009 3:57:24 PM |
| 32 bids
|
Borrower Payment Dependent Notes Series
426363
This series of Notes was issued and sold upon the funding of the borrower loan #38949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 12.01% |
Starting borrower rate/APR:
| 13.01% / 15.15% |
Starting monthly payment:
| $151.64 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 13.63% |
Final monthly payment:
| $148.39 |
| |
|
Auction yield range:
| 4.27% - 12.01% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $55,978 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 88% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sunny-currency |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Rate to Pay Off A Credit Card
Purpose of loan:
This loan will be used to pay off one credit card at a lower?fixed rate.??
My financial situation:
I am a good candidate for this loan because I ALWAYS pay my debts on time all the time.? I have never missed a payment in 10 years.? I will simply be making the same payment I would be making to the credit card company?to Prosper, but doing that at a lower, fixed rate only makes sense!? = )
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is you plan to deal with the other $50K in revolving balances? - crafty
A:
That includes a $25,000 home equity loan which is only in revolving on one credit report. I pay more than the minimum on all my debts. My plan is to stop using credit cards and work on a cash only basis. Which I can do!
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| CallMeBen | $25.00 | $25.00 | 10/2/2009 2:47:29 AM |
| Nethead | $25.00 | $25.00 | 10/2/2009 10:29:04 AM |
| JoeXB | $25.00 | $25.00 | 10/2/2009 8:19:22 AM |
| rce1964 | $25.00 | $25.00 | 10/3/2009 5:19:32 PM |
| hellasow | $25.00 | $25.00 | 10/6/2009 11:51:55 AM |
| vinayski | $25.00 | $25.00 | 10/8/2009 3:51:07 PM |
| kdinvest | $25.00 | $25.00 | 10/10/2009 12:04:08 PM |
| productive-currency3 | $25.00 | $25.00 | 10/11/2009 3:04:56 PM |
| JerryB96 | $25.00 | $25.00 | 10/12/2009 8:19:06 PM |
| G-Love | $100.00 | $100.00 | 10/12/2009 5:16:52 PM |
| ManilaBoy40 | $100.00 | $100.00 | 10/13/2009 1:45:34 AM |
| minista | $25.00 | $25.00 | 10/13/2009 7:13:49 AM |
| davez0r | $50.00 | $50.00 | 10/13/2009 9:41:23 AM |
| foofiter | $40.00 | $40.00 | 10/13/2009 8:46:04 AM |
| farchoir | $50.00 | $50.00 | 10/13/2009 9:24:54 AM |
| JTHarris | $100.00 | $100.00 | 10/13/2009 10:01:15 AM |
| bid-wonder | $25.00 | $25.00 | 10/13/2009 10:30:50 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:21 AM |
| ProLoans | $25.00 | $25.00 | 10/13/2009 10:42:19 AM |
| jcquiroz | $50.00 | $50.00 | 10/13/2009 2:10:25 PM |
| crdcteng | $25.00 | $25.00 | 10/13/2009 2:36:50 PM |
| haryassman | $25.00 | $25.00 | 10/13/2009 2:52:19 PM |
| Ven58 | $25.00 | $25.00 | 10/13/2009 4:58:45 PM |
| the-rate-creature | $25.00 | $25.00 | 10/13/2009 6:00:48 PM |
| LtKen717 | $25.00 | $25.00 | 10/13/2009 6:00:51 PM |
| PhalanxBulldog | $25.00 | $25.00 | 10/13/2009 6:00:59 PM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 4:10:30 PM |
| BipedalHominid | $25.00 | $25.00 | 10/13/2009 4:51:00 PM |
| Astyanax | $25.00 | $25.00 | 10/13/2009 6:49:50 PM |
| Palmetto | $50.00 | $50.00 | 10/13/2009 6:00:54 PM |
| income-fortress | $80.00 | $80.00 | 10/13/2009 6:01:05 PM |
| Astyanax | $25.00 | $25.00 | 10/13/2009 6:50:33 PM |
| yogi1975 | $30.00 | $30.00 | 10/13/2009 6:38:54 PM |
| rawsushi | $100.00 | $100.00 | 10/14/2009 1:48:59 AM |
| flshdaskll | $25.00 | $25.00 | 10/14/2009 3:40:02 AM |
| dma1206 | $25.00 | $25.00 | 10/14/2009 4:53:40 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:45:57 AM |
| heeeley | $25.00 | $25.00 | 10/14/2009 8:47:17 AM |
| SS123 | $25.00 | $25.00 | 10/14/2009 9:50:46 AM |
| CashBank | $25.00 | $25.00 | 10/14/2009 9:06:59 AM |
| GWV2 | $50.00 | $50.00 | 10/14/2009 10:19:50 AM |
| Neema0910 | $36.98 | $36.98 | 10/14/2009 9:41:50 AM |
| sdballfan | $50.00 | $50.00 | 10/14/2009 10:13:38 AM |
| jetblack | $42.68 | $42.68 | 10/14/2009 10:33:14 AM |
| JDLanier | $25.00 | $25.00 | 10/14/2009 11:02:18 AM |
| techreseller | $50.00 | $50.00 | 10/14/2009 12:17:58 PM |
| awe-inspiring-power | $25.00 | $25.00 | 10/14/2009 12:11:59 PM |
| dudebrah | $25.00 | $25.00 | 10/14/2009 11:59:31 AM |
| bonus-chosen-one | $50.00 | $50.00 | 10/14/2009 12:49:07 PM |
| IceFisherman | $50.00 | $50.00 | 10/14/2009 2:16:24 PM |
| credit-coach118 | $25.00 | $25.00 | 10/14/2009 1:14:15 PM |
| ratzlefrss | $50.00 | $50.00 | 10/14/2009 2:50:52 PM |
| Leshan | $50.00 | $50.00 | 10/14/2009 2:12:56 PM |
| icon7 | $50.00 | $50.00 | 10/14/2009 2:58:02 PM |
| Kyileo | $50.00 | $50.00 | 10/14/2009 3:08:38 PM |
| cassperr | $25.00 | $25.00 | 10/14/2009 3:51:28 PM |
| Earnest_Money | $25.00 | $25.00 | 10/14/2009 3:34:39 PM |
| biffmush | $250.00 | $250.00 | 10/14/2009 4:04:01 PM |
| eureka117 | $25.00 | $25.00 | 10/14/2009 4:04:20 PM |
| organic-platinum | $25.00 | $25.00 | 10/14/2009 4:05:50 PM |
| AtlantistoXanadu | $50.00 | $50.00 | 10/14/2009 3:09:36 PM |
| jpblan11 | $27.00 | $27.00 | 10/14/2009 4:04:57 PM |
| wwwUniversal | $25.00 | $25.00 | 10/14/2009 4:05:22 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/14/2009 4:06:41 PM |
| Chewbaca | $25.00 | $25.00 | 10/14/2009 4:05:02 PM |
| Syzygy | $25.00 | $25.00 | 9/30/2009 4:09:44 PM |
| IP | $50.00 | $2.41 | 10/8/2009 11:46:33 AM |
| Oakland | $50.00 | $50.00 | 10/9/2009 5:39:54 PM |
| Share-the-wealth | $100.00 | $100.00 | 10/12/2009 7:04:35 AM |
| dcoggins | $25.00 | $25.00 | 10/12/2009 7:06:50 AM |
| BenR | $100.00 | $100.00 | 10/11/2009 9:15:13 PM |
| ManhattanLender | $25.00 | $25.00 | 10/12/2009 4:09:54 PM |
| bornsucka | $25.00 | $25.00 | 10/12/2009 5:38:57 PM |
| seju | $30.07 | $30.07 | 10/12/2009 8:00:03 PM |
| CatbirdBanking | $25.00 | $25.00 | 10/12/2009 7:51:36 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:29:54 AM |
| jybank | $25.00 | $25.00 | 10/12/2009 10:58:17 PM |
| buffalobills | $25.00 | $25.00 | 10/13/2009 9:16:44 AM |
| miket71 | $77.57 | $77.57 | 10/13/2009 7:13:46 AM |
| CornerKetch | $25.01 | $25.01 | 10/13/2009 7:19:08 AM |
| Ven58 | $25.00 | $25.00 | 10/13/2009 10:49:48 AM |
| gsd | $35.00 | $35.00 | 10/13/2009 6:00:52 PM |
| PalmTreeIsland | $57.60 | $57.60 | 10/13/2009 6:00:57 PM |
| loanshark207 | $25.00 | $25.00 | 10/13/2009 5:00:49 PM |
| deal_11 | $50.00 | $50.00 | 10/13/2009 5:44:09 PM |
| Mikale360 | $25.00 | $25.00 | 10/13/2009 5:52:47 PM |
| northphoto | $25.00 | $25.00 | 10/13/2009 6:00:53 PM |
| libertas67 | $25.00 | $25.00 | 10/13/2009 6:03:38 PM |
| Ristefo | $25.00 | $25.00 | 10/13/2009 6:00:01 PM |
| bomdel | $25.00 | $25.00 | 10/13/2009 6:00:56 PM |
| FutureLenderEC | $68.96 | $68.96 | 10/13/2009 6:37:49 PM |
| jayk63 | $25.00 | $25.00 | 10/13/2009 7:51:12 PM |
| spiff666 | $25.00 | $25.00 | 10/13/2009 9:13:24 PM |
| scloans | $25.00 | $25.00 | 10/14/2009 2:10:38 AM |
| fearless-contract | $25.00 | $25.00 | 10/14/2009 5:14:58 AM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/14/2009 6:57:30 AM |
| theloanteacher | $28.00 | $28.00 | 10/14/2009 7:43:37 AM |
| thegreatstrafe | $25.00 | $25.00 | 10/14/2009 10:04:17 AM |
| BoCo | $25.00 | $25.00 | 10/14/2009 10:53:52 AM |
| redtilapia | $25.00 | $25.00 | 10/14/2009 10:55:30 AM |
| Dskillz | $25.00 | $25.00 | 10/14/2009 11:47:46 AM |
| ronin4sale | $25.00 | $25.00 | 10/14/2009 11:49:16 AM |
| suburbanman64 | $50.00 | $50.00 | 10/14/2009 11:57:56 AM |
| JJ-Loans | $25.00 | $25.00 | 10/14/2009 12:38:14 PM |
| RkyMtnHi | $50.00 | $50.00 | 10/14/2009 2:01:43 PM |
| bansir | $25.00 | $25.00 | 10/14/2009 2:12:01 PM |
| fantasysports | $25.00 | $25.00 | 10/14/2009 1:57:46 PM |
| the-silver-blaster | $150.00 | $150.00 | 10/14/2009 2:05:32 PM |
| NewYorker48 | $68.72 | $68.72 | 10/14/2009 2:41:52 PM |
| crafty | $25.00 | $25.00 | 10/14/2009 2:49:29 PM |
| LAKETIME | $25.00 | $25.00 | 10/14/2009 2:56:52 PM |
| I_want_to_help_you | $25.00 | $25.00 | 10/14/2009 3:11:12 PM |
| thegreatone | $100.00 | $100.00 | 10/14/2009 4:06:10 PM |
| fulfilling-commitment | $50.00 | $50.00 | 10/14/2009 4:05:31 PM |
| 114 bids
|