Sales Report:Supplement No. 59 dated Oct 15, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
425155
This series of Notes was issued and sold upon the funding of the borrower loan #38913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $166.86 |
|
Final lender yield:
| 9.25% |
Final borrower rate/APR:
| 10.25% / 12.36% |
Final monthly payment:
| $161.92 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.13% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 11
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,389 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 31% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Shandelylel |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < mo. late:
| 0
( 0% )
| 740-760
(Apr-2008)
|
|
Principal balance:
| $2,055.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying off high interest C-Cards
High interest Credit Card Debt Consolidation
This loan will be used to?pay off 2 credit cards. My husband and I used our cards to go on a honeymoon, to go on a family vacation, and to buy airfare to see my parents in Pennsylvania this coming Christmas. The cards were 0% interest for 1 year, and that time is coming to a close. I want to pay off both cards before the interest spikes in October to save money. Thank-you for the opportunity to lock-in a low-interest, fixed loan. I currently have another Prosper loan, and I trust this organization more than I do most Banks since the money is coming from real people.
My financial situation: I am a school teacher continuously employed who always pays off her debt on time. I have a good credit rating, and I live beneath my means. We have no other outstanding loans besides our home mortgage and 1 other prosper loan, which has been successfully paid for the last year and a half. My monthly payment would be around 150 a month on this new loan, and we have been paying over 200 a month on the 2 credit cards that we are consolidating, so making the payments will not be an issue. Thank-you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I find it interesting that a teacher prefers Prosper to a bank because a prosper loan comes from "real people". I hope that you explain to your students that the money that banks lend comes from "real people" - ITrustyou
A:
Certainly. I obviously use a 'real' bank like everyone else. However, Prosper is much easier to use, open 24 hours a day for us 'teacher-folk' who can't make it there between 8-4, & funded 'immediately' by people. Banks act as the middle man, but they continuously find ways to charge fees for every transaction to make more money off of you. Prosper is our middle man here..charging its upfront fees 'only' & facilitating the exchange much more effectively than any bank that I've ever been to.
(Oct-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| chesterCFO | $25.00 | $25.00 | 9/24/2009 7:32:46 PM |
| bid-wonder | $25.00 | $25.00 | 9/25/2009 12:08:25 AM |
| interstellar | $26.60 | $26.60 | 9/25/2009 10:21:43 AM |
| PrinceValium | $25.00 | $25.00 | 9/25/2009 2:38:26 PM |
| RandyL3 | $31.41 | $31.41 | 9/25/2009 5:21:29 PM |
| payontime1 | $50.00 | $50.00 | 9/25/2009 6:10:33 PM |
| SOP_Bank | $25.00 | $25.00 | 9/26/2009 10:14:55 AM |
| generous-deal6 | $75.00 | $75.00 | 9/25/2009 11:07:09 PM |
| bunnybear | $50.00 | $50.00 | 9/28/2009 8:14:45 AM |
| CommerciaLender | $25.00 | $25.00 | 9/28/2009 11:58:16 AM |
| usedtoborrow | $100.00 | $100.00 | 9/28/2009 4:56:26 PM |
| zento | $25.00 | $25.00 | 9/28/2009 11:08:17 PM |
| chill32151 | $50.00 | $50.00 | 9/28/2009 7:57:28 PM |
| unbeatable-wealth | $25.00 | $25.00 | 9/28/2009 9:21:15 PM |
| F_r_e_d_s__B_a_n_k | $50.00 | $50.00 | 9/28/2009 11:10:41 PM |
| wwwUniversal | $25.00 | $25.00 | 9/29/2009 12:58:41 PM |
| sflawya | $25.00 | $25.00 | 9/29/2009 9:23:58 PM |
| StarFundingSource | $25.00 | $25.00 | 9/30/2009 10:00:50 AM |
| Russia5M | $25.00 | $25.00 | 9/30/2009 10:22:24 AM |
| JDLanier | $25.00 | $25.00 | 9/30/2009 11:41:52 AM |
| Pickmar | $25.00 | $25.00 | 9/30/2009 11:48:21 AM |
| theloanteacher | $25.80 | $25.80 | 10/1/2009 8:44:19 AM |
| jybank | $25.00 | $25.00 | 10/1/2009 9:52:11 AM |
| gere-co | $25.00 | $25.00 | 10/1/2009 10:12:47 AM |
| lizphan1 | $25.00 | $25.00 | 10/1/2009 8:24:34 PM |
| Uwantfunds | $25.00 | $25.00 | 10/1/2009 7:09:22 PM |
| golffish2 | $500.00 | $500.00 | 10/2/2009 3:53:27 AM |
| Nicedad72 | $25.00 | $25.00 | 10/2/2009 7:11:45 PM |
| bansir | $25.00 | $25.00 | 10/2/2009 7:15:31 PM |
| HappyToLoan | $25.00 | $25.00 | 10/2/2009 5:36:39 PM |
| Boinky00 | $60.00 | $60.00 | 10/2/2009 8:53:03 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:10 PM |
| LendThriftSimon | $25.00 | $25.00 | 10/3/2009 10:47:37 AM |
| RandyL3 | $25.00 | $25.00 | 10/3/2009 8:04:30 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/3/2009 11:23:13 AM |
| Kash2010lu | $25.00 | $25.00 | 10/4/2009 9:03:54 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/4/2009 6:29:49 AM |
| TBCapitol | $50.00 | $50.00 | 10/4/2009 5:44:25 PM |
| icon7 | $25.00 | $25.00 | 10/4/2009 11:41:09 AM |
| John_14_6 | $25.00 | $25.00 | 10/4/2009 6:09:33 PM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:05:00 PM |
| BURNERA_1 | $150.00 | $150.00 | 10/5/2009 5:22:34 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/5/2009 6:45:17 AM |
| mentalsweat | $50.00 | $50.00 | 10/5/2009 7:14:24 AM |
| ArashMass | $38.00 | $38.00 | 10/5/2009 12:46:12 PM |
| amit_gu | $60.11 | $60.11 | 10/5/2009 1:53:30 PM |
| Astyanax | $25.00 | $25.00 | 10/5/2009 3:10:21 PM |
| dorypro | $25.00 | $25.00 | 10/5/2009 2:23:23 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 4:07:38 PM |
| Engineer44 | $30.00 | $30.00 | 10/5/2009 4:08:04 PM |
| turbospeed | $25.00 | $25.00 | 9/21/2009 4:22:36 PM |
| Syzygy | $25.00 | $25.00 | 9/21/2009 4:49:01 PM |
| Finspons | $150.00 | $150.00 | 9/21/2009 10:27:04 PM |
| Student_Capital | $25.00 | $25.00 | 9/23/2009 12:09:36 AM |
| loanman2007 | $75.00 | $75.00 | 9/24/2009 6:01:41 PM |
| hellasow | $25.00 | $25.00 | 9/24/2009 9:12:14 PM |
| stonesculptor | $100.00 | $100.00 | 9/25/2009 8:33:05 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:03:05 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/26/2009 9:02:20 AM |
| marwadi-62 | $100.00 | $100.00 | 9/26/2009 12:13:58 PM |
| gpuck | $25.00 | $25.00 | 9/26/2009 5:38:33 PM |
| credit-coach118 | $25.00 | $25.00 | 9/27/2009 5:09:50 PM |
| aqaq8877 | $100.00 | $100.00 | 9/28/2009 11:25:18 AM |
| bejfishing | $25.00 | $25.00 | 9/28/2009 5:22:20 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/29/2009 11:55:08 AM |
| LittleMingo | $25.00 | $25.00 | 9/29/2009 1:36:30 PM |
| dreamhope | $25.00 | $25.00 | 9/29/2009 3:39:51 PM |
| Russh | $25.00 | $25.00 | 9/29/2009 6:15:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/30/2009 2:26:14 PM |
| ScottFinance | $25.00 | $25.00 | 9/30/2009 5:36:15 PM |
| MoneyMover | $25.00 | $25.00 | 10/1/2009 7:26:02 AM |
| AF-Chief | $25.00 | $25.00 | 10/1/2009 12:06:38 PM |
| bondhedger | $25.00 | $25.00 | 10/1/2009 10:02:45 PM |
| investmentgroup | $25.00 | $25.00 | 10/2/2009 3:55:09 AM |
| rmpedi33 | $50.00 | $50.00 | 10/2/2009 8:44:22 AM |
| martymaniaman | $50.00 | $50.00 | 10/2/2009 11:17:51 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 10:29:26 AM |
| fantasysports | $25.00 | $25.00 | 10/2/2009 11:46:19 AM |
| Squad51 | $25.00 | $25.00 | 10/2/2009 7:34:22 PM |
| caseattle | $50.00 | $50.00 | 10/2/2009 7:29:10 PM |
| WILender2 | $50.00 | $50.00 | 10/3/2009 5:21:05 AM |
| drcoop | $100.54 | $100.54 | 10/3/2009 10:46:47 AM |
| diverse-transparency | $25.00 | $25.00 | 10/3/2009 8:24:00 AM |
| johnpmid | $25.00 | $25.00 | 10/3/2009 8:42:12 AM |
| shellstar | $27.46 | $27.46 | 10/3/2009 11:35:17 AM |
| icon7 | $25.00 | $25.00 | 10/3/2009 5:07:26 PM |
| sudeep104 | $50.00 | $50.00 | 10/4/2009 8:47:17 AM |
| slowpig | $50.00 | $50.00 | 10/3/2009 8:54:13 PM |
| Coastie814 | $25.00 | $25.00 | 10/4/2009 2:46:43 AM |
| JustOneVoice | $25.00 | $25.00 | 10/4/2009 3:39:22 AM |
| HamIAm | $300.00 | $300.00 | 10/4/2009 7:19:25 AM |
| dime-violin | $25.00 | $25.00 | 10/4/2009 8:27:07 AM |
| McChan | $100.00 | $100.00 | 10/4/2009 4:55:07 PM |
| lt_dt | $25.00 | $25.00 | 10/4/2009 12:36:00 PM |
| bkb7484 | $35.00 | $35.00 | 10/4/2009 6:59:35 PM |
| ritwik | $50.00 | $50.00 | 10/4/2009 7:21:52 PM |
| Boatchick | $25.00 | $25.00 | 10/4/2009 8:21:54 PM |
| drummerdad | $25.00 | $25.00 | 10/5/2009 6:18:35 AM |
| Digs | $25.00 | $25.00 | 10/5/2009 2:06:43 AM |
| BoCo | $25.00 | $25.00 | 10/5/2009 9:35:17 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 9:47:40 AM |
| tranquil-revenue | $25.00 | $25.00 | 10/5/2009 1:13:20 PM |
| AF-Chief | $79.50 | $39.75 | 10/5/2009 1:16:09 PM |
| djkaiser | $25.33 | $25.33 | 10/5/2009 11:11:50 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/5/2009 1:45:14 PM |
| top-tranquil-justice | $25.00 | $25.00 | 10/5/2009 1:00:32 PM |
| Flying_Tilapia | $25.00 | $25.00 | 10/5/2009 2:37:19 PM |
| OGS_Capital | $25.00 | $25.00 | 10/5/2009 12:40:20 PM |
| plbquic | $25.00 | $25.00 | 10/5/2009 2:21:05 PM |
| Tikibarman | $50.00 | $50.00 | 10/5/2009 2:06:18 PM |
| greenback-floret | $25.00 | $25.00 | 10/5/2009 3:29:12 PM |
| socal-lender | $25.00 | $25.00 | 10/5/2009 2:44:12 PM |
| Nasdaq | $50.00 | $50.00 | 10/5/2009 3:44:14 PM |
| proton4 | $50.00 | $50.00 | 10/5/2009 4:06:56 PM |
| 114 bids
|
Borrower Payment Dependent Notes Series
425286
This series of Notes was issued and sold upon the funding of the borrower loan #38932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 22.93% |
Starting borrower rate/APR:
| 23.93% / 26.22% |
Starting monthly payment:
| $587.94 |
|
Final lender yield:
| 19.90% |
Final borrower rate/APR:
| 20.90% / 23.15% |
Final monthly payment:
| $564.36 |
| |
|
Auction yield range:
| 8.27% - 22.93% |
Estimated loss impact:
| 7.46% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.44% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,062 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| missile8 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards
Purpose of loan:
This loan will be used to? pay off credit cards.
My financial situation:
I am a good candidate for this loan because?I have a secure job with a government contractor. I have worked for this company for?6 years and I am stable. I've lived at the same address for the last 14 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| personal-lender | $25.00 | $25.00 | 9/21/2009 4:12:26 PM |
| thedreamer | $25.00 | $25.00 | 9/21/2009 4:12:30 PM |
| gold-tsunami | $25.00 | $25.00 | 9/21/2009 4:13:30 PM |
| dparkhom | $25.00 | $25.00 | 9/21/2009 4:14:34 PM |
| SNH | $25.00 | $25.00 | 9/21/2009 4:12:06 PM |
| Artist_Blue | $25.00 | $25.00 | 9/21/2009 4:12:13 PM |
| exact-justice | $25.00 | $25.00 | 9/21/2009 4:13:08 PM |
| slcchad | $25.00 | $25.00 | 9/21/2009 4:16:41 PM |
| scottr | $25.00 | $25.00 | 9/21/2009 4:13:51 PM |
| d_grbg | $35.00 | $35.00 | 9/21/2009 4:14:18 PM |
| socialbanker | $25.00 | $25.00 | 9/21/2009 4:18:02 PM |
| Dahlozer | $25.00 | $25.00 | 9/21/2009 4:18:08 PM |
| bonus-buddy2 | $35.00 | $35.00 | 9/21/2009 4:19:29 PM |
| delivery | $25.00 | $25.00 | 9/21/2009 4:15:51 PM |
| honorable-yield | $25.00 | $25.00 | 9/21/2009 4:11:59 PM |
| wayman | $50.00 | $50.00 | 9/21/2009 4:13:00 PM |
| tender-gold | $25.00 | $25.00 | 9/21/2009 4:21:43 PM |
| SPB | $25.00 | $25.00 | 9/21/2009 4:22:10 PM |
| mpactlender | $25.00 | $25.00 | 9/21/2009 4:14:00 PM |
| youqianderen | $50.00 | $50.00 | 9/21/2009 4:18:46 PM |
| Supernick | $25.00 | $25.00 | 9/21/2009 4:14:25 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/21/2009 4:22:53 PM |
| hawker | $100.00 | $100.00 | 9/21/2009 4:19:23 PM |
| poeman | $25.00 | $25.00 | 9/21/2009 4:19:48 PM |
| silver-armada | $50.00 | $50.00 | 9/21/2009 4:20:13 PM |
| Sam65 | $25.00 | $25.00 | 9/21/2009 4:17:44 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/21/2009 4:26:14 PM |
| Dohshooter | $50.00 | $50.00 | 9/21/2009 4:22:44 PM |
| neighborly-bid | $25.00 | $25.00 | 9/21/2009 4:23:00 PM |
| crenen139 | $25.00 | $25.00 | 9/21/2009 4:23:12 PM |
| jdnyc | $25.00 | $25.00 | 9/21/2009 4:23:23 PM |
| OCBLUE | $25.00 | $25.00 | 9/21/2009 4:27:19 PM |
| ibuystk | $50.00 | $50.00 | 9/21/2009 4:24:01 PM |
| tlam168 | $25.00 | $25.00 | 9/21/2009 4:20:26 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/21/2009 4:20:30 PM |
| zoomdrm57 | $25.00 | $25.00 | 9/21/2009 4:28:52 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/21/2009 4:20:57 PM |
| treasure-bliss | $50.00 | $50.00 | 9/21/2009 4:25:49 PM |
| blessedpair | $25.00 | $25.00 | 9/21/2009 4:29:27 PM |
| rain100 | $50.00 | $50.00 | 9/21/2009 4:30:56 PM |
| Skramar | $25.00 | $25.00 | 9/21/2009 4:31:01 PM |
| MARSTUN | $50.00 | $50.00 | 9/21/2009 4:22:19 PM |
| funds-dominator | $25.00 | $25.00 | 9/21/2009 4:26:49 PM |
| yukongin | $25.00 | $25.00 | 9/21/2009 4:31:07 PM |
| takarlstad | $25.00 | $25.00 | 9/21/2009 4:22:26 PM |
| nwagers | $25.00 | $25.00 | 9/21/2009 4:31:43 PM |
| turbine5 | $25.00 | $25.00 | 9/21/2009 4:28:19 PM |
| RationalWorld | $25.00 | $25.00 | 9/21/2009 4:32:09 PM |
| kbodendorf | $25.00 | $25.00 | 9/21/2009 4:29:01 PM |
| KLVLOPZ64 | $25.00 | $25.00 | 9/21/2009 4:24:46 PM |
| kumpa2u | $25.00 | $25.00 | 9/21/2009 4:37:45 PM |
| crazycool | $35.00 | $35.00 | 9/21/2009 4:38:34 PM |
| pbr | $25.00 | $25.00 | 9/21/2009 4:26:38 PM |
| rolandweary | $40.00 | $40.00 | 9/21/2009 4:26:42 PM |
| visionary-currency | $50.00 | $50.00 | 9/21/2009 4:32:52 PM |
| RadCad1 | $50.00 | $50.00 | 9/21/2009 4:33:27 PM |
| lending-bear | $25.00 | $25.00 | 9/21/2009 4:57:03 PM |
| Syndication | $25.00 | $25.00 | 9/21/2009 4:29:16 PM |
| five-star-justice | $36.00 | $36.00 | 9/21/2009 4:38:40 PM |
| elated-justice | $25.00 | $25.00 | 9/21/2009 4:38:44 PM |
| Phantom99 | $25.00 | $25.00 | 9/21/2009 4:29:39 PM |
| sambog | $25.00 | $25.00 | 9/21/2009 4:30:16 PM |
| Shepherd7 | $25.00 | $25.00 | 9/21/2009 4:31:38 PM |
| louisianalender | $100.00 | $100.00 | 9/21/2009 4:32:34 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:33:12 PM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:38:52 PM |
| Maccs55 | $25.00 | $25.00 | 9/21/2009 8:17:58 PM |
| Tapu22 | $50.00 | $50.00 | 9/21/2009 8:27:11 PM |
| hythum3 | $25.00 | $25.00 | 9/21/2009 9:12:12 PM |
| Cpay2Me | $25.00 | $25.00 | 9/21/2009 7:28:42 PM |
| noble-revenue | $25.00 | $25.00 | 9/22/2009 5:42:12 AM |
| btoole | $28.54 | $28.54 | 9/22/2009 6:22:11 AM |
| NoVALending | $25.00 | $25.00 | 9/22/2009 9:32:36 AM |
| historic-fund | $50.00 | $50.00 | 9/22/2009 9:34:01 AM |
| lovely-return7 | $25.00 | $25.00 | 9/22/2009 9:35:17 AM |
| Bank_Of_XL | $100.00 | $100.00 | 9/22/2009 7:09:23 AM |
| boghdan2000 | $25.00 | $25.00 | 9/22/2009 9:07:15 AM |
| special-responsibility | $25.00 | $25.00 | 9/22/2009 9:34:07 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 9:58:26 AM |
| Lax | $25.00 | $25.00 | 9/22/2009 9:12:06 AM |
| benefit-squirrel | $30.00 | $30.00 | 9/22/2009 9:33:20 AM |
| HoyaHeel | $25.00 | $25.00 | 9/22/2009 10:36:25 AM |
| flexiboy35 | $25.00 | $25.00 | 9/22/2009 10:58:19 AM |
| Exia | $25.00 | $25.00 | 9/22/2009 12:09:27 PM |
| Raye147 | $25.00 | $25.00 | 9/22/2009 11:46:42 AM |
| tbati | $25.00 | $25.00 | 9/22/2009 1:33:31 PM |
| ErikB | $25.00 | $25.00 | 9/22/2009 1:36:25 PM |
| epic-deal | $25.00 | $25.00 | 9/22/2009 2:22:03 PM |
| bid-papyrus | $25.00 | $25.00 | 9/22/2009 12:49:45 PM |
| jresu537 | $25.00 | $25.00 | 9/22/2009 1:38:16 PM |
| Norcal | $25.00 | $25.00 | 9/22/2009 1:17:25 PM |
| BerkeleyBonds | $25.00 | $25.00 | 9/22/2009 4:32:06 PM |
| nodrivelpls | $25.00 | $25.00 | 9/22/2009 5:04:43 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/22/2009 8:12:18 PM |
| MrDavid | $25.00 | $25.00 | 9/22/2009 11:41:57 PM |
| biz20 | $25.00 | $25.00 | 9/22/2009 7:54:08 PM |
| MSME | $25.00 | $25.00 | 9/22/2009 7:57:05 PM |
| mason13a | $25.00 | $25.00 | 9/23/2009 5:51:57 AM |
| rose88 | $25.00 | $25.00 | 9/22/2009 5:12:12 PM |
| langdonx | $25.00 | $25.00 | 9/22/2009 5:37:08 PM |
| BlueSummers | $39.84 | $39.84 | 9/22/2009 9:36:58 PM |
| standanddeliver | $25.00 | $25.00 | 9/23/2009 9:17:16 AM |
| cash-tiramisu | $250.00 | $250.00 | 9/23/2009 9:32:53 AM |
| newest-generosity-saga | $25.00 | $25.00 | 9/23/2009 9:34:35 AM |
| godspeed237 | $25.17 | $25.17 | 9/23/2009 8:47:27 AM |
| deal-secret-agent | $25.00 | $25.00 | 9/23/2009 8:07:07 AM |
| pure-deal6 | $25.00 | $25.00 | 9/23/2009 11:57:38 AM |
| hopethisworks | $50.00 | $50.00 | 9/23/2009 10:25:32 AM |
| educationfirst | $25.00 | $25.00 | 9/23/2009 10:37:09 AM |
| MGMNT | $25.00 | $25.00 | 9/23/2009 2:44:23 PM |
| -------Financer | $25.00 | $25.00 | 9/23/2009 11:12:47 AM |
| ebgb234 | $25.00 | $25.00 | 9/23/2009 3:26:58 PM |
| bowerz | $25.00 | $25.00 | 9/23/2009 1:20:40 PM |
| Elbanko | $25.00 | $25.00 | 9/23/2009 2:44:16 PM |
| PatRichi | $25.00 | $25.00 | 9/23/2009 2:52:32 PM |
| GElender | $43.38 | $43.38 | 9/23/2009 4:16:01 PM |
| metro457 | $25.00 | $25.00 | 9/23/2009 2:44:26 PM |
| Sateesh | $36.93 | $36.93 | 9/23/2009 4:33:12 PM |
| jgar_O | $25.00 | $25.00 | 9/23/2009 5:30:49 PM |
| upc_tnt | $25.00 | $25.00 | 9/23/2009 5:22:22 PM |
| keeks | $25.00 | $25.00 | 9/23/2009 9:27:05 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/23/2009 5:33:25 PM |
| slymoose | $25.00 | $25.00 | 9/24/2009 5:02:39 AM |
| theQuietLender | $25.00 | $25.00 | 9/23/2009 6:56:56 PM |
| helpu88 | $25.00 | $25.00 | 9/23/2009 7:18:55 PM |
| top-unflappable-economy | $25.00 | $25.00 | 9/23/2009 7:58:08 PM |
| Cai8899 | $25.00 | $25.00 | 9/23/2009 10:01:58 PM |
| Veloce | $25.00 | $25.00 | 9/24/2009 6:05:12 AM |
| imagenki | $25.00 | $25.00 | 9/23/2009 11:17:06 PM |
| whiteshadow | $25.00 | $25.00 | 9/24/2009 12:37:44 AM |
| cyberie21 | $38.37 | $38.37 | 9/24/2009 6:12:07 AM |
| rmachi | $25.00 | $25.00 | 9/24/2009 6:15:26 AM |
| newest-unique-integrity | $25.00 | $25.00 | 9/24/2009 9:35:10 AM |
| wifibank | $25.00 | $25.00 | 9/24/2009 7:44:04 AM |
| treasure-ace | $25.00 | $25.00 | 9/24/2009 9:34:01 AM |
| Raven39 | $25.00 | $25.00 | 9/24/2009 12:51:20 PM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:52:21 AM |
| IIP77 | $25.00 | $25.00 | 9/24/2009 1:07:39 PM |
| bss97603 | $25.00 | $25.00 | 9/24/2009 10:57:02 AM |
| jga516 | $25.00 | $25.00 | 9/24/2009 11:06:31 AM |
| capital-galaxy | $75.00 | $75.00 | 9/24/2009 11:30:54 AM |
| dcdr23 | $25.00 | $25.00 | 9/24/2009 2:53:35 PM |
| selfmademan | $25.00 | $25.00 | 9/24/2009 12:42:38 PM |
| jbarron | $25.00 | $25.00 | 9/24/2009 1:47:12 PM |
| tmillerosu | $25.00 | $25.00 | 9/24/2009 2:37:01 PM |
| purdue98 | $25.00 | $25.00 | 9/24/2009 3:41:14 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:41:36 PM |
| sharp518 | $25.00 | $25.00 | 9/24/2009 4:38:15 PM |
| HermanstadtKid | $25.00 | $25.00 | 9/24/2009 6:17:16 PM |
| bmbanzai | $25.00 | $25.00 | 9/24/2009 6:23:34 PM |
| KwikLoan | $25.00 | $25.00 | 9/24/2009 7:03:44 PM |
| jeffreyd81 | $25.00 | $25.00 | 9/24/2009 7:07:08 PM |
| Loan_shark718 | $50.00 | $50.00 | 9/24/2009 8:41:58 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 11:18:04 PM |
| ecila625 | $25.00 | $25.00 | 9/25/2009 6:43:09 AM |
| Gibbyland | $50.00 | $50.00 | 9/25/2009 3:17:47 AM |
| F16Pilot | $25.00 | $25.00 | 9/25/2009 5:33:19 AM |
| Share_The_Wealth | $50.00 | $50.00 | 9/25/2009 6:31:57 AM |
| titan1 | $25.00 | $25.00 | 9/25/2009 7:12:00 AM |
| VPRLLC | $25.00 | $25.00 | 9/25/2009 7:22:03 AM |
| Trinkaloki | $25.00 | $25.00 | 9/25/2009 6:46:54 AM |
| 4mydaughterseducation | $50.00 | $50.00 | 9/25/2009 8:52:49 AM |
| NJournalist | $25.00 | $25.00 | 9/25/2009 8:52:51 AM |
| KLCRAY | $50.00 | $50.00 | 9/25/2009 8:53:48 AM |
| galtsgulch | $25.00 | $25.00 | 9/25/2009 8:58:12 AM |
| seasonedinvestor | $25.00 | $25.00 | 9/25/2009 9:12:09 AM |
| chunkymonkey1 | $25.00 | $25.00 | 9/25/2009 9:34:03 AM |
| Raser | $25.00 | $25.00 | 9/25/2009 8:47:55 AM |
| dimitrip1024 | $25.00 | $25.00 | 9/25/2009 8:51:09 AM |
| E-normous | $25.00 | $25.00 | 9/25/2009 9:34:59 AM |
| dollar-oracle55 | $25.00 | $25.00 | 9/25/2009 9:39:44 AM |
| Bigheadboy | $25.00 | $25.00 | 9/25/2009 8:53:42 AM |
| ualf | $50.00 | $50.00 | 9/25/2009 8:51:11 AM |
| mmckune | $25.00 | $25.00 | 9/25/2009 8:54:56 AM |
| GRI | $50.00 | $50.00 | 9/25/2009 8:51:46 AM |
| Hogpilot | $25.00 | $25.00 | 9/25/2009 8:53:45 AM |
| AF-Chief | $25.00 | $25.00 | 9/25/2009 11:27:27 AM |
| nikgod | $25.00 | $25.00 | 9/25/2009 9:34:06 AM |
| UCLA4life | $25.00 | $25.00 | 9/25/2009 12:27:01 PM |
| ribbles | $50.00 | $50.00 | 9/25/2009 2:47:18 PM |
| loan4 | $31.25 | $31.25 | 9/25/2009 2:32:06 PM |
| wizardii | $25.00 | $25.00 | 9/25/2009 2:47:22 PM |
| maven2 | $25.00 | $25.00 | 9/25/2009 3:27:05 PM |
| 02bob | $25.00 | $25.00 | 9/25/2009 3:03:06 PM |
| treasure-generator | $25.00 | $25.00 | 9/25/2009 3:37:05 PM |
| ctgscott | $25.00 | $25.00 | 9/25/2009 4:49:45 PM |
| texrob20 | $25.00 | $25.00 | 9/25/2009 4:17:01 PM |
| techgnostic | $25.00 | $25.00 | 9/26/2009 7:12:43 AM |
| dcmotorcyclemayhem | $25.00 | $25.00 | 9/25/2009 6:32:03 PM |
| Prezotus | $25.00 | $25.00 | 9/26/2009 1:39:20 PM |
| assetmanager | $25.00 | $25.00 | 9/26/2009 2:44:06 AM |
| Sol_Invictus | $25.00 | $25.00 | 9/26/2009 5:48:44 AM |
| SBT | $50.00 | $50.00 | 9/26/2009 10:13:13 AM |
| drummer427 | $25.00 | $25.00 | 9/26/2009 10:53:38 AM |
| bobby4u3 | $25.00 | $25.00 | 9/26/2009 6:42:17 PM |
| integrity-brilliance | $25.00 | $25.00 | 9/27/2009 8:12:05 AM |
| fireboss | $28.50 | $28.50 | 9/27/2009 12:13:15 PM |
| Speedfreak | $25.00 | $0.87 | 9/27/2009 4:18:53 PM |
| loanman2007 | $25.00 | $25.00 | 9/28/2009 10:57:14 AM |
| spy0 | $25.00 | $25.00 | 9/29/2009 10:35:18 AM |
| wildguy | $25.00 | $25.00 | 10/1/2009 6:39:32 AM |
| vutah | $25.00 | $25.00 | 10/1/2009 11:06:50 PM |
| privatebankerva | $25.00 | $25.00 | 10/1/2009 8:59:52 PM |
| SFBank | $200.00 | $200.00 | 10/4/2009 4:32:19 PM |
| foothillender | $25.00 | $25.00 | 10/5/2009 7:47:23 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 10:04:32 AM |
| well-mannered-income3 | $25.00 | $25.00 | 10/5/2009 3:03:09 PM |
| Engineer44 | $35.00 | $35.00 | 10/5/2009 4:11:11 PM |
| orindalender | $25.00 | $25.00 | 9/21/2009 4:12:49 PM |
| VentureExplorer | $25.00 | $25.00 | 9/21/2009 4:12:54 PM |
| figs4u2 | $200.00 | $200.00 | 9/21/2009 4:13:17 PM |
| rjleves | $25.00 | $25.00 | 9/21/2009 4:13:41 PM |
| secobarbital | $25.00 | $25.00 | 9/21/2009 4:14:11 PM |
| WalnutCreekguy | $33.00 | $33.00 | 9/21/2009 4:14:39 PM |
| aldeed | $25.00 | $25.00 | 9/21/2009 4:14:45 PM |
| sloan | $25.00 | $25.00 | 9/21/2009 4:14:49 PM |
| Champpilot | $50.00 | $50.00 | 9/21/2009 4:12:37 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/21/2009 4:16:29 PM |
| kulender | $25.00 | $25.00 | 9/21/2009 4:13:45 PM |
| MicroL | $25.00 | $25.00 | 9/21/2009 4:19:11 PM |
| new-reward-sequoia | $25.00 | $25.00 | 9/21/2009 4:20:46 PM |
| Aquani | $50.00 | $50.00 | 9/21/2009 4:12:43 PM |
| chicco | $80.00 | $80.00 | 9/21/2009 4:17:13 PM |
| jeg3k | $25.00 | $25.00 | 9/21/2009 4:17:24 PM |
| jt530 | $25.00 | $25.00 | 9/21/2009 4:23:29 PM |
| fuzed | $25.00 | $25.00 | 9/21/2009 4:23:36 PM |
| PeterV | $25.00 | $25.00 | 9/21/2009 4:24:17 PM |
| dm_invest | $25.00 | $25.00 | 9/21/2009 4:21:08 PM |
| CarDealer3070 | $30.00 | $30.00 | 9/21/2009 4:16:36 PM |
| techvet | $25.00 | $25.00 | 9/21/2009 4:16:46 PM |
| rlrcstr | $25.00 | $25.00 | 9/21/2009 4:21:20 PM |
| snoopey100 | $25.00 | $25.00 | 9/21/2009 4:21:31 PM |
| Clambake | $50.00 | $50.00 | 9/21/2009 4:17:02 PM |
| ianakacg | $25.00 | $25.00 | 9/21/2009 4:17:36 PM |
| Mantis75 | $25.00 | $25.00 | 9/21/2009 4:26:00 PM |
| friendly-gold | $25.00 | $25.00 | 9/21/2009 4:26:09 PM |
| unclejaef | $25.00 | $25.00 | 9/21/2009 4:17:52 PM |
| westsidehighway | $25.00 | $25.00 | 9/21/2009 4:18:51 PM |
| lagnisiruk | $25.00 | $25.00 | 9/21/2009 4:23:21 PM |
| anton | $25.00 | $25.00 | 9/21/2009 4:27:47 PM |
| engaging-worth | $30.00 | $30.00 | 9/21/2009 4:19:38 PM |
| dbluesea | $25.00 | $25.00 | 9/21/2009 4:20:37 PM |
| Katburg | $25.00 | $25.00 | 9/21/2009 4:21:37 PM |
| hawkhelp | $25.00 | $25.00 | 9/21/2009 4:29:33 PM |
| LimekilnLake | $25.00 | $25.00 | 9/21/2009 4:21:53 PM |
| lgs83 | $25.00 | $25.00 | 9/21/2009 4:30:42 PM |
| chief_wo | $25.00 | $25.00 | 9/21/2009 4:28:25 PM |
| bigdogsafety1 | $25.00 | $25.00 | 9/21/2009 4:32:26 PM |
| soldadoz | $25.00 | $25.00 | 9/21/2009 4:33:03 PM |
| Viamin | $25.00 | $25.00 | 9/21/2009 4:29:10 PM |
| tensor | $25.00 | $25.00 | 9/21/2009 4:24:39 PM |
| Weaverville | $50.00 | $50.00 | 9/21/2009 4:24:55 PM |
| xstreamin | $25.00 | $25.00 | 9/21/2009 4:29:51 PM |
| GLDavis | $25.00 | $25.00 | 9/21/2009 4:25:18 PM |
| skuba | $25.00 | $25.00 | 9/21/2009 4:38:37 PM |
| saffron4 | $25.00 | $25.00 | 9/21/2009 4:30:33 PM |
| brainy-dedication | $25.00 | $25.00 | 9/21/2009 4:26:18 PM |
| zone8 | $25.00 | $25.00 | 9/21/2009 4:26:24 PM |
| martinatime | $25.00 | $25.00 | 9/21/2009 4:26:33 PM |
| Dutchhunter | $25.00 | $25.00 | 9/21/2009 4:32:46 PM |
| Dunndeal4u | $25.00 | $25.00 | 9/21/2009 4:27:13 PM |
| MARWARISETH | $25.00 | $25.00 | 9/21/2009 4:33:20 PM |
| Syzygy | $25.00 | $25.00 | 9/21/2009 4:28:11 PM |
| JohnW12 | $25.00 | $25.00 | 9/21/2009 4:38:09 PM |
| rgrtanker | $25.00 | $25.00 | 9/21/2009 4:29:21 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/21/2009 4:38:49 PM |
| mstebnicki | $25.00 | $25.00 | 9/21/2009 4:29:45 PM |
| unitedins | $25.00 | $25.00 | 9/21/2009 4:40:14 PM |
| jokerj006 | $25.00 | $25.00 | 9/21/2009 4:40:16 PM |
| Mr2025 | $50.00 | $50.00 | 9/21/2009 4:41:58 PM |
| LenderDan | $100.00 | $100.00 | 9/21/2009 4:31:12 PM |
| gracej | $25.00 | $25.00 | 9/21/2009 4:32:03 PM |
| d3global | $25.00 | $25.00 | 9/21/2009 6:48:18 PM |
| heroic-benefit | $25.00 | $25.00 | 9/21/2009 4:32:56 PM |
| theonezozo | $25.00 | $25.00 | 9/21/2009 5:56:59 PM |
| Halos2002 | $50.00 | $50.00 | 9/21/2009 4:40:12 PM |
| dinobuddy | $25.00 | $25.00 | 9/21/2009 4:52:45 PM |
| benroo | $25.00 | $25.00 | 9/22/2009 4:27:03 AM |
| mailpip | $25.00 | $25.00 | 9/22/2009 9:27:35 AM |
| burrito6 | $25.00 | $25.00 | 9/22/2009 9:33:52 AM |
| riversmoke | $25.00 | $25.00 | 9/22/2009 6:37:24 AM |
| djh47a | $25.00 | $25.00 | 9/22/2009 9:34:54 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:59 AM |
| canisian | $25.00 | $25.00 | 9/22/2009 10:43:38 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/22/2009 11:03:56 AM |
| pj000218 | $50.00 | $50.00 | 9/22/2009 10:57:01 AM |
| Carpetkid | $25.00 | $25.00 | 9/22/2009 11:17:25 AM |
| new-gold-innovator | $25.00 | $25.00 | 9/22/2009 11:06:38 AM |
| brazilofmux | $62.82 | $62.82 | 9/22/2009 11:15:44 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:53:07 AM |
| ClearLake | $25.00 | $25.00 | 9/22/2009 11:55:54 AM |
| JonyWinter | $50.00 | $50.00 | 9/22/2009 10:59:14 AM |
| Northsider | $25.00 | $25.00 | 9/22/2009 12:17:16 PM |
| RickD1003 | $50.00 | $50.00 | 9/22/2009 1:42:42 PM |
| impressive-loan | $49.51 | $49.51 | 9/22/2009 3:02:06 PM |
| don8ter | $25.00 | $25.00 | 9/22/2009 1:17:40 PM |
| richrobe | $25.00 | $25.00 | 9/22/2009 4:22:03 PM |
| MidnightBank | $25.00 | $25.00 | 9/22/2009 1:24:23 PM |
| relentless-gain3 | $25.00 | $25.00 | 9/22/2009 4:31:59 PM |
| new-goal-return | $25.00 | $25.00 | 9/22/2009 5:03:49 PM |
| peb44 | $32.68 | $32.68 | 9/22/2009 7:27:20 PM |
| bebeshor | $25.00 | $25.00 | 9/22/2009 7:53:58 PM |
| Coach2often | $25.00 | $25.00 | 9/22/2009 5:07:10 PM |
| t3mp3st | $25.00 | $25.00 | 9/22/2009 5:12:32 PM |
| hrubinst | $25.00 | $25.00 | 9/23/2009 1:56:59 AM |
| project07 | $25.00 | $25.00 | 9/23/2009 3:12:11 AM |
| Casimir | $25.00 | $25.00 | 9/23/2009 7:48:52 AM |
| bazaar-beast | $25.00 | $25.00 | 9/23/2009 9:34:13 AM |
| affluence-tycoon | $25.00 | $25.00 | 9/23/2009 8:23:06 AM |
| catmanbob | $25.00 | $25.00 | 9/23/2009 10:08:35 AM |
| fsa3 | $25.00 | $25.00 | 9/23/2009 11:23:55 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:53:36 AM |
| gold-cluster | $25.00 | $25.00 | 9/23/2009 9:53:44 AM |
| intelligent-yield | $25.00 | $25.00 | 9/23/2009 11:39:23 AM |
| kain11286 | $25.00 | $25.00 | 9/23/2009 11:42:18 AM |
| Nemo2001 | $25.00 | $25.00 | 9/23/2009 12:48:09 PM |
| smmgnn99 | $25.00 | $25.00 | 9/23/2009 9:41:03 AM |
| dansarkis | $25.00 | $25.00 | 9/23/2009 1:12:10 PM |
| siege01 | $25.00 | $25.00 | 9/23/2009 10:09:32 AM |
| seisen | $50.00 | $50.00 | 9/23/2009 1:47:23 PM |
| silver-allotment | $25.00 | $25.00 | 9/23/2009 11:42:10 AM |
| Dakota98 | $50.00 | $50.00 | 9/23/2009 10:23:44 AM |
| best-platinum-persimmon | $25.00 | $25.00 | 9/23/2009 1:52:56 PM |
| CSUgrad08 | $100.00 | $100.00 | 9/23/2009 1:53:28 PM |
| NFV | $25.00 | $25.00 | 9/23/2009 10:38:37 AM |
| anders94 | $25.91 | $25.91 | 9/23/2009 12:22:26 PM |
| spitzbergen | $25.00 | $25.00 | 9/23/2009 2:58:34 PM |
| chlebie | $50.00 | $50.00 | 9/23/2009 12:47:21 PM |
| UnemployedNinjaMom | $25.00 | $25.00 | 9/23/2009 3:38:22 PM |
| PHI4308 | $25.00 | $25.00 | 9/23/2009 1:37:32 PM |
| jybank | $25.00 | $25.00 | 9/23/2009 1:37:52 PM |
| GrooveBiz | $50.00 | $50.00 | 9/23/2009 2:57:07 PM |
| lisyuan | $25.00 | $25.00 | 9/23/2009 1:38:11 PM |
| mathprof | $25.00 | $25.00 | 9/23/2009 4:32:31 PM |
| firewomin | $25.00 | $25.00 | 9/23/2009 4:33:08 PM |
| GIGO | $50.00 | $50.00 | 9/23/2009 4:33:38 PM |
| DGC_Lending | $25.00 | $25.00 | 9/23/2009 3:26:56 PM |
| shawnw2 | $25.00 | $25.00 | 9/23/2009 5:31:17 PM |
| FeedTheMachine | $74.60 | $74.60 | 9/23/2009 4:33:06 PM |
| Kaj | $25.00 | $25.00 | 9/23/2009 4:52:03 PM |
| Josta | $37.56 | $37.56 | 9/23/2009 8:17:13 PM |
| lender281 | $25.00 | $25.00 | 9/23/2009 8:53:36 PM |
| ohnezweck | $25.00 | $25.00 | 9/23/2009 5:32:02 PM |
| bhorenst | $25.00 | $25.00 | 9/23/2009 11:02:02 PM |
| amsterq | $25.00 | $25.00 | 9/23/2009 7:18:59 PM |
| skiberdad | $50.00 | $50.00 | 9/23/2009 8:27:14 PM |
| chekat | $25.00 | $25.00 | 9/24/2009 4:42:11 AM |
| nomad54 | $50.00 | $50.00 | 9/24/2009 4:52:26 AM |
| KVH | $25.00 | $25.00 | 9/24/2009 5:02:47 AM |
| imlosttoo | $25.00 | $25.00 | 9/24/2009 5:17:16 AM |
| flaloans | $50.00 | $50.00 | 9/24/2009 6:03:38 AM |
| impartial-deal | $25.00 | $25.00 | 9/24/2009 6:17:31 AM |
| MikeB918 | $25.00 | $25.00 | 9/24/2009 6:06:08 AM |
| BayShell | $28.86 | $28.86 | 9/24/2009 6:11:47 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/24/2009 9:22:34 AM |
| mikeandcat | $50.00 | $50.00 | 9/24/2009 6:18:45 AM |
| gm93001 | $50.00 | $50.00 | 9/24/2009 6:29:15 AM |
| cassius84 | $25.00 | $25.00 | 9/24/2009 9:34:13 AM |
| CPAMAN | $25.00 | $25.00 | 9/24/2009 7:36:54 AM |
| indomitable-felicity | $25.00 | $25.00 | 9/24/2009 9:32:52 AM |
| delicious-integrity7 | $25.00 | $25.00 | 9/24/2009 9:34:10 AM |
| zeelender | $25.00 | $25.00 | 9/24/2009 12:27:06 PM |
| TheMan | $25.00 | $25.00 | 9/24/2009 1:01:57 PM |
| fortytwo | $100.00 | $100.00 | 9/24/2009 1:16:35 PM |
| unk1911 | $25.00 | $25.00 | 9/24/2009 11:38:03 AM |
| KiwiElf | $25.00 | $25.00 | 9/24/2009 11:47:58 AM |
| fizwahh | $30.00 | $30.00 | 9/24/2009 2:53:48 PM |
| iruz | $30.00 | $30.00 | 9/24/2009 1:38:45 PM |
| 888168 | $25.00 | $25.00 | 9/24/2009 2:53:45 PM |
| takabanana | $25.00 | $25.00 | 9/24/2009 3:52:28 PM |
| screenname03 | $25.00 | $25.00 | 9/24/2009 6:27:06 PM |
| THREE-POINTS-LENDING | $25.00 | $25.00 | 9/24/2009 4:42:49 PM |
| LenderByDay | $25.00 | $25.00 | 9/24/2009 5:23:30 PM |
| SnE | $25.00 | $25.00 | 9/24/2009 5:57:04 PM |
| RiverRunnethOver | $25.00 | $25.00 | 9/24/2009 8:09:20 PM |
| whois-JohnGalt | $25.00 | $25.00 | 9/25/2009 8:13:58 AM |
| passivesf | $25.00 | $25.00 | 9/25/2009 8:49:33 AM |
| eronyc | $25.00 | $25.00 | 9/25/2009 6:43:02 AM |
| smart-return | $25.00 | $25.00 | 9/25/2009 8:51:14 AM |
| PitOfSuccess | $25.00 | $25.00 | 9/25/2009 9:35:47 AM |
| Sixmil | $25.00 | $25.00 | 9/25/2009 8:54:02 AM |
| dinero-mason | $50.00 | $50.00 | 9/25/2009 8:55:21 AM |
| vigorous-moola | $25.00 | $25.00 | 9/25/2009 10:08:03 AM |
| aurorafinancial | $50.00 | $50.00 | 9/25/2009 8:55:33 AM |
| profit33r | $25.00 | $25.00 | 9/25/2009 8:53:44 AM |
| BBL | $25.00 | $25.00 | 9/25/2009 8:53:47 AM |
| ritchie70 | $25.00 | $25.00 | 9/25/2009 8:54:17 AM |
| Winkyboy | $25.00 | $25.00 | 9/25/2009 9:39:41 AM |
| generous-deal6 | $50.00 | $50.00 | 9/25/2009 10:52:06 AM |
| landwire | $25.00 | $25.00 | 9/25/2009 11:27:25 AM |
| abeprof70 | $25.00 | $25.00 | 9/25/2009 12:18:03 PM |
| jammers | $25.00 | $25.00 | 9/25/2009 12:37:32 PM |
| draggon77 | $25.00 | $25.00 | 9/25/2009 12:42:10 PM |
| RoyRS | $25.00 | $25.00 | 9/25/2009 1:32:26 PM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 1:28:02 PM |
| telafonic | $25.00 | $25.00 | 9/25/2009 5:18:37 PM |
| ALVO | $40.82 | $40.82 | 9/25/2009 2:38:58 PM |
| NATIVEBORN | $25.00 | $25.00 | 9/25/2009 3:32:33 PM |
| Whitewall | $31.41 | $31.41 | 9/25/2009 3:27:07 PM |
| Turkish101 | $25.00 | $25.00 | 9/25/2009 9:27:23 PM |
| gaudior23 | $25.00 | $25.00 | 9/25/2009 4:13:38 PM |
| Lendomatic | $25.00 | $25.00 | 9/25/2009 4:49:43 PM |
| highcountry1 | $25.00 | $25.00 | 9/26/2009 5:27:17 AM |
| Skady3love | $25.00 | $25.00 | 9/26/2009 12:09:13 PM |
| victorcab | $35.00 | $35.00 | 9/25/2009 10:23:26 PM |
| bxdoc | $75.00 | $75.00 | 9/26/2009 8:58:50 AM |
| Jassi | $25.00 | $25.00 | 9/26/2009 12:07:36 PM |
| financialsteward123 | $25.00 | $25.00 | 9/27/2009 12:42:12 PM |
| Bestloans | $50.00 | $50.00 | 9/26/2009 9:47:08 PM |
| janicewill | $25.00 | $25.00 | 9/27/2009 12:13:13 PM |
| lillian27 | $25.00 | $25.00 | 9/27/2009 12:42:03 PM |
| bchen78875 | $25.00 | $25.00 | 9/27/2009 12:52:19 PM |
| pharmkid21 | $25.00 | $25.00 | 9/27/2009 4:01:55 PM |
| CSUgrad08 | $50.00 | $50.00 | 9/28/2009 11:48:59 AM |
| freedom3 | $200.00 | $200.00 | 9/29/2009 12:21:17 AM |
| freestyle624 | $25.00 | $25.00 | 9/28/2009 6:50:36 PM |
| robot777 | $40.00 | $40.00 | 9/29/2009 11:37:53 AM |
| interstellar | $50.00 | $50.00 | 9/29/2009 12:02:07 PM |
| reliant | $25.00 | $25.00 | 9/29/2009 6:00:08 PM |
| spitzbergen | $50.00 | $50.00 | 9/30/2009 9:14:35 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/30/2009 12:17:52 PM |
| Pickmar | $25.00 | $25.00 | 9/30/2009 1:03:25 PM |
| freedom3 | $500.00 | $500.00 | 9/30/2009 10:14:31 PM |
| 101010 | $100.00 | $100.00 | 9/30/2009 10:16:56 PM |
| investment-cluster | $32.05 | $32.05 | 10/1/2009 5:16:26 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/2/2009 6:49:37 AM |
| Adventurouschef | $50.00 | $50.00 | 10/2/2009 1:17:35 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:07 PM |
| E-B | $50.00 | $50.00 | 10/3/2009 4:26:54 AM |
| sharp-credit | $211.93 | $211.93 | 10/3/2009 6:48:02 PM |
| sudeep104 | $50.00 | $50.00 | 10/4/2009 8:51:13 AM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 10/3/2009 8:48:54 PM |
| ZOOOM | $25.00 | $25.00 | 10/4/2009 3:22:40 PM |
| mattblizz | $50.00 | $50.00 | 10/4/2009 11:08:44 PM |
| gothampark | $25.00 | $25.00 | 10/4/2009 9:30:41 PM |
| BuzzyBee336 | $25.00 | $25.00 | 10/5/2009 10:15:17 AM |
| TaoPooh | $25.00 | $25.00 | 10/5/2009 9:50:20 AM |
| plouie | $25.00 | $25.00 | 10/5/2009 1:47:42 PM |
| DMKAssetManagement | $50.00 | $50.00 | 10/5/2009 1:35:09 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 3:43:29 PM |
| 440 bids
|
Borrower Payment Dependent Notes Series
425460
This series of Notes was issued and sold upon the funding of the borrower loan #38942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $334.20 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 9.74% |
Final monthly payment:
| $319.86 |
| |
|
Auction yield range:
| 3.27% - 11.43% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $704 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 2% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| friendly-responsibility1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new photography business
Hi, I'm a photographer at a newspaper and I want to start my own photography business. Looking for capital?to invest in equipment and other business expenditures. Thank you for assistance!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What type of photography will this business be offering?
Is there much local competition?
What makes you unique compared to competitors? - compuguy8
A:
Hi, thanks for your question. I'm going to do wedding photography, which can be very lucrative. It's something I have over 3 years experience. There's always competition but I have enough confidence and contacts to grow this slowly. I will retain my full time job and do this on the weekends until I have a 'name' established. Thanks.
(Sep-23-2009)
Q:
What are your plans to use this money? What equipment are you going to purchase and what expenditures are you planning on making.
Also, are you going to be doing this full time or do you have other sources of income during your start-up phase? - DadOfSeven
A:
Hi, thanks for your questions. Professional photographic equipment can cost from 10K to 25K, depending on camera and items. A good lens can be $3000 alone. I already have equipment but need a few more items. Business expenditures will include marketing materials, brochures, sample albums, etc. I'm going to continue working my full time job and do this on the weekends and slowly grow this business until I have established myself. Thanks.
(Sep-24-2009)
Q:
What kind of equipment are you looking for? Is it for the office/studio use or to be use in field? Is this all digital photography or non-digital too? Thanks and good luck with your business. - cybercop45
A:
Hi, thanks for your question and thanks for the good wishes. I'm looking to purchase a Nikon D3 and D700. They're digital and use for in the field. I'm speculating these two will cost me slightly over 8K.
(Sep-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Moron_Buffet | $25.00 | $25.00 | 9/22/2009 4:46:52 PM |
| gold-tsunami | $25.00 | $25.00 | 9/22/2009 4:46:57 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/22/2009 4:48:07 PM |
| Weaverville | $25.00 | $25.00 | 9/22/2009 4:50:31 PM |
| SNH | $50.00 | $50.00 | 9/22/2009 4:50:50 PM |
| bchen78875 | $50.00 | $50.00 | 9/22/2009 4:46:17 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/22/2009 4:46:27 PM |
| pawsitive | $25.00 | $25.00 | 9/22/2009 4:52:59 PM |
| Medops911 | $25.00 | $25.00 | 9/22/2009 4:55:34 PM |
| WillingToHelpOut | $25.00 | $25.00 | 9/22/2009 4:57:16 PM |
| larrybird | $95.00 | $95.00 | 9/22/2009 4:58:14 PM |
| anton | $50.00 | $50.00 | 9/22/2009 4:58:34 PM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 4:58:57 PM |
| MidnightBank | $25.00 | $25.00 | 9/22/2009 5:04:09 PM |
| elasermd | $50.00 | $50.00 | 9/22/2009 4:46:34 PM |
| Kame | $25.00 | $25.00 | 9/22/2009 4:46:55 PM |
| compoundinterest | $50.00 | $50.00 | 9/22/2009 4:47:53 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/22/2009 4:49:08 PM |
| Barak | $80.00 | $80.00 | 9/22/2009 4:49:54 PM |
| djh47a | $40.00 | $40.00 | 9/22/2009 4:57:34 PM |
| j48 | $25.00 | $25.00 | 9/22/2009 4:50:54 PM |
| degster | $25.00 | $25.00 | 9/22/2009 4:51:48 PM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 4:57:43 PM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:36:23 AM |
| Dazz2061 | $25.00 | $25.00 | 9/23/2009 4:52:20 PM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:21 PM |
| meux99 | $25.00 | $25.00 | 9/24/2009 6:05:18 AM |
| Cherrypicker06 | $25.00 | $25.00 | 9/24/2009 6:15:22 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:50 AM |
| don8ter | $26.52 | $26.52 | 9/24/2009 2:54:04 PM |
| Raven39 | $25.00 | $25.00 | 9/24/2009 12:51:08 PM |
| KwikLoan | $25.00 | $25.00 | 9/24/2009 7:03:41 PM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:22 AM |
| zento | $25.00 | $25.00 | 9/25/2009 9:43:27 AM |
| DadOfSeven | $25.00 | $25.00 | 9/25/2009 11:17:41 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:51 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:03:18 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:58:15 PM |
| dphoenix | $25.00 | $25.00 | 9/25/2009 3:36:01 PM |
| chief_wo | $25.00 | $25.00 | 9/25/2009 4:14:02 PM |
| omahajay | $45.00 | $45.00 | 9/25/2009 11:07:50 PM |
| Cheburashka | $25.00 | $25.00 | 9/27/2009 6:02:16 AM |
| mikkanu | $25.00 | $25.00 | 9/27/2009 9:27:30 AM |
| cjames84 | $25.00 | $25.00 | 9/27/2009 4:02:55 AM |
| mcabery | $225.00 | $225.00 | 9/27/2009 9:18:48 PM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:06 AM |
| djc314 | $25.00 | $25.00 | 9/27/2009 11:23:58 AM |
| busybee007 | $25.00 | $25.00 | 9/28/2009 12:44:26 PM |
| dealarella | $25.00 | $25.00 | 9/28/2009 9:27:08 PM |
| visionary-currency | $65.23 | $65.23 | 9/29/2009 6:32:49 AM |
| testobsessed | $100.00 | $100.00 | 9/29/2009 7:48:49 AM |
| radiant-fund | $25.00 | $25.00 | 9/29/2009 11:14:11 AM |
| jct_enterprises | $25.00 | $25.00 | 9/29/2009 3:12:34 PM |
| slartibardfast | $26.39 | $26.39 | 9/30/2009 9:36:49 AM |
| jybank | $25.00 | $25.00 | 9/30/2009 10:55:13 AM |
| FarBeyondDriven | $25.00 | $25.00 | 9/30/2009 4:11:43 PM |
| MGOT-Ken | $25.00 | $25.00 | 9/30/2009 5:15:33 PM |
| point-zebra | $25.00 | $25.00 | 9/30/2009 8:15:37 PM |
| kmwvma | $25.00 | $25.00 | 10/1/2009 3:45:32 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/1/2009 12:44:37 PM |
| bowdish1 | $50.00 | $50.00 | 10/1/2009 1:16:11 PM |
| bayareainv | $43.55 | $43.55 | 10/1/2009 4:29:46 PM |
| LesPaul1 | $25.00 | $25.00 | 10/1/2009 6:39:27 PM |
| All_Wins | $25.00 | $25.00 | 10/1/2009 6:54:32 PM |
| CPAMAN | $25.00 | $25.00 | 10/1/2009 7:14:28 PM |
| Hexnut | $36.13 | $36.13 | 10/1/2009 7:36:15 PM |
| tuffshorty | $44.41 | $44.41 | 10/2/2009 6:24:25 AM |
| honorable-yield | $50.00 | $50.00 | 10/2/2009 3:54:44 AM |
| charitycoon | $50.00 | $50.00 | 10/2/2009 6:12:59 AM |
| interest-exec9 | $25.00 | $25.00 | 10/2/2009 9:34:36 AM |
| sardarji | $25.00 | $25.00 | 10/2/2009 9:34:49 AM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/2/2009 1:49:41 PM |
| abidos | $25.00 | $25.00 | 10/2/2009 3:34:28 PM |
| neenerman | $25.00 | $25.00 | 10/2/2009 3:51:07 PM |
| Davidson2 | $25.00 | $25.00 | 10/2/2009 1:49:56 PM |
| aajwm | $50.00 | $50.00 | 10/3/2009 3:19:34 AM |
| BayShell | $40.00 | $40.00 | 10/3/2009 7:17:36 AM |
| MasterJin | $25.00 | $25.00 | 10/3/2009 7:17:43 AM |
| goofy15975 | $25.00 | $25.00 | 10/3/2009 7:14:58 AM |
| Jassi | $25.00 | $25.00 | 10/3/2009 7:15:01 AM |
| kulender | $25.00 | $25.00 | 10/3/2009 8:35:55 AM |
| valemic | $25.00 | $25.00 | 10/3/2009 10:54:34 AM |
| NorwayHillLender | $50.00 | $50.00 | 10/4/2009 7:32:08 AM |
| jgar_O | $30.00 | $30.00 | 10/4/2009 9:04:57 AM |
| lgs83 | $25.00 | $25.00 | 10/4/2009 12:05:23 PM |
| financelover | $50.00 | $50.00 | 10/4/2009 12:34:27 PM |
| The_Loan_Ranger | $25.00 | $25.00 | 10/4/2009 7:49:35 AM |
| FG9YTR | $25.00 | $25.00 | 10/4/2009 6:16:29 PM |
| mattblizz | $50.00 | $50.00 | 10/4/2009 6:13:16 PM |
| szetheli | $50.00 | $50.00 | 10/5/2009 2:06:33 AM |
| Ven58 | $25.00 | $25.00 | 10/5/2009 11:29:48 AM |
| DadWarbucks | $50.00 | $50.00 | 10/5/2009 10:34:32 AM |
| danthemon35 | $25.00 | $25.00 | 10/5/2009 12:00:31 PM |
| Jynxie | $28.37 | $28.37 | 10/5/2009 12:14:41 PM |
| tsui517 | $25.00 | $25.00 | 10/5/2009 4:00:09 PM |
| Octavian315 | $50.00 | $50.00 | 10/5/2009 3:28:25 PM |
| japper2353 | $25.00 | $25.00 | 10/5/2009 3:28:41 PM |
| LoanGiver | $25.00 | $25.00 | 10/5/2009 3:29:25 PM |
| longisland47m | $25.00 | $25.00 | 10/5/2009 3:29:35 PM |
| PatRichi | $25.00 | $25.00 | 10/5/2009 3:28:36 PM |
| discrete-asset | $25.00 | $25.00 | 10/5/2009 3:29:23 PM |
| totoro | $25.00 | $25.00 | 10/5/2009 3:29:29 PM |
| Tradesmanlender | $25.00 | $25.00 | 10/5/2009 3:29:36 PM |
| Goodlender42 | $25.00 | $25.00 | 10/5/2009 4:00:03 PM |
| Avala | $25.00 | $25.00 | 10/5/2009 4:06:02 PM |
| dollars4debts | $25.00 | $25.00 | 10/5/2009 4:46:44 PM |
| SavannahBear | $25.00 | $25.00 | 10/5/2009 4:46:46 PM |
| spname | $25.00 | $25.00 | 10/5/2009 4:47:12 PM |
| the-financier814 | $25.00 | $25.00 | 10/5/2009 4:47:19 PM |
| jldallover | $25.00 | $25.00 | 10/5/2009 4:47:27 PM |
| pythia | $25.00 | $25.00 | 10/5/2009 4:47:34 PM |
| pi31415 | $25.00 | $25.00 | 10/5/2009 4:47:39 PM |
| SqueezeKing | $25.00 | $25.00 | 10/5/2009 4:47:43 PM |
| secretidentity | $25.00 | $25.00 | 10/5/2009 4:47:50 PM |
| KeepOnRunning | $25.16 | $25.16 | 10/5/2009 4:48:06 PM |
| Norcal | $29.87 | $8.81 | 10/5/2009 4:48:15 PM |
| Hutpit | $26.89 | $26.89 | 10/5/2009 4:44:57 PM |
| bomdel | $25.00 | $25.00 | 10/5/2009 4:49:06 PM |
| GenerousGentleMan | $36.22 | $36.22 | 10/5/2009 4:45:37 PM |
| justalender | $25.00 | $25.00 | 10/5/2009 4:46:29 PM |
| five-star-justice | $36.00 | $36.00 | 10/5/2009 4:52:11 PM |
| DeathScythe676 | $25.00 | $25.00 | 10/5/2009 4:47:05 PM |
| Thecozychick | $25.00 | $25.00 | 10/5/2009 4:47:18 PM |
| cjohnson041 | $35.00 | $35.00 | 10/5/2009 4:47:24 PM |
| tender-gold | $25.00 | $25.00 | 10/5/2009 4:47:29 PM |
| smartie1 | $25.00 | $25.00 | 10/5/2009 4:45:17 PM |
| NewBreedGroup | $25.00 | $25.00 | 10/5/2009 4:47:31 PM |
| gdbanks | $25.00 | $25.00 | 10/5/2009 4:47:44 PM |
| revmax | $25.00 | $25.00 | 10/5/2009 4:48:01 PM |
| lostontheedge | $25.00 | $25.00 | 10/5/2009 4:46:41 PM |
| shopzone | $25.00 | $25.00 | 10/5/2009 4:46:50 PM |
| mnmcarve | $25.00 | $25.00 | 10/5/2009 4:47:07 PM |
| Natronpee | $25.00 | $25.00 | 10/5/2009 4:47:21 PM |
| rcr549 | $25.00 | $25.00 | 10/5/2009 4:47:26 PM |
| Aubrei | $25.00 | $25.00 | 10/5/2009 4:47:36 PM |
| nala2821 | $25.00 | $25.00 | 10/5/2009 4:48:00 PM |
| Zoomie | $25.00 | $25.00 | 10/5/2009 4:48:11 PM |
| Vans1975 | $75.00 | $75.00 | 10/5/2009 5:20:35 PM |
| worth-matador | $25.00 | $25.00 | 10/5/2009 4:53:51 PM |
| historyman | $25.00 | $25.00 | 10/5/2009 4:55:37 PM |
| dollarsforrent | $50.00 | $50.00 | 10/5/2009 5:47:55 PM |
| momentous-gold | $25.00 | $25.00 | 10/5/2009 8:54:03 PM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:55:19 PM |
| crenen139 | $25.00 | $25.00 | 9/22/2009 4:49:36 PM |
| DukSerduk | $25.00 | $25.00 | 9/22/2009 4:46:01 PM |
| kid8549 | $25.00 | $25.00 | 9/22/2009 4:52:33 PM |
| sas19 | $25.00 | $25.00 | 9/22/2009 4:47:49 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/22/2009 4:56:54 PM |
| turbospeed | $25.00 | $25.00 | 9/22/2009 4:49:15 PM |
| skuba | $50.00 | $50.00 | 9/22/2009 4:46:10 PM |
| Syzygy | $25.00 | $25.00 | 9/22/2009 5:07:26 PM |
| gracej | $25.00 | $25.00 | 9/22/2009 4:53:23 PM |
| BlindProphet | $25.00 | $25.00 | 9/22/2009 4:53:38 PM |
| ok | $25.00 | $25.00 | 9/22/2009 4:50:35 PM |
| blot44 | $50.00 | $50.00 | 9/22/2009 6:30:06 PM |
| kegs | $100.00 | $100.00 | 9/22/2009 4:58:01 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:59:03 PM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:57 AM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:34 AM |
| estancias | $25.00 | $25.00 | 9/23/2009 3:18:25 PM |
| kenyonhillbilly | $25.00 | $25.00 | 9/23/2009 4:50:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/23/2009 8:47:07 PM |
| wjf60 | $25.00 | $25.00 | 9/23/2009 10:07:14 PM |
| lagnisiruk | $25.00 | $25.00 | 9/24/2009 6:15:11 AM |
| Cai8899 | $25.00 | $25.00 | 9/24/2009 6:15:10 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:29 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:23 AM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:01 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/24/2009 10:06:54 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:09 PM |
| turbostar666 | $78.76 | $78.76 | 9/25/2009 12:08:41 AM |
| radiant-cash | $100.00 | $100.00 | 9/25/2009 9:40:06 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:48 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:52:46 AM |
| martinatime | $25.00 | $25.00 | 9/26/2009 9:17:11 AM |
| payontime1 | $50.00 | $50.00 | 9/26/2009 5:27:19 PM |
| Marathoner | $25.00 | $25.00 | 9/26/2009 6:47:04 PM |
| cowboyskier | $27.07 | $27.07 | 9/27/2009 6:37:05 PM |
| Gibbyland | $31.46 | $31.46 | 9/27/2009 3:22:06 AM |
| jdnyc | $25.00 | $25.00 | 9/27/2009 4:48:44 PM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:12 AM |
| KiwiElf | $30.00 | $30.00 | 9/28/2009 10:38:04 AM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:34:16 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:36:03 AM |
| bdloans | $50.00 | $50.00 | 9/28/2009 9:42:15 AM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:47:41 AM |
| adir1 | $25.00 | $25.00 | 9/28/2009 1:32:16 PM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:27 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/28/2009 11:02:30 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:20 AM |
| gold-cluster | $25.00 | $25.00 | 9/29/2009 12:22:02 PM |
| GhaChr | $25.00 | $25.00 | 9/29/2009 10:46:30 AM |
| MissionMicroFinance | $28.33 | $28.33 | 9/29/2009 3:03:04 PM |
| credit-coach118 | $25.00 | $25.00 | 9/29/2009 3:13:48 PM |
| Viamin | $25.00 | $25.00 | 9/29/2009 7:31:13 PM |
| Sid-K | $38.01 | $38.01 | 9/29/2009 9:31:51 PM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 9:35:07 AM |
| flexiboy35 | $25.00 | $25.00 | 9/30/2009 10:09:50 AM |
| gauss02 | $25.00 | $25.00 | 9/30/2009 10:23:44 AM |
| LendDoc | $25.00 | $25.00 | 9/30/2009 10:34:11 AM |
| uncleegg | $25.00 | $25.00 | 10/1/2009 5:40:20 AM |
| SASBANK | $25.00 | $25.00 | 10/1/2009 9:34:45 AM |
| saffron4 | $25.00 | $25.00 | 10/1/2009 9:36:13 AM |
| triumphant-community | $25.00 | $25.00 | 10/1/2009 11:04:48 AM |
| selector568 | $100.00 | $100.00 | 10/1/2009 3:39:46 PM |
| SOP_Bank | $25.00 | $25.00 | 10/1/2009 4:07:58 PM |
| minista | $25.00 | $25.00 | 10/1/2009 3:56:49 PM |
| jt88 | $25.00 | $25.00 | 10/1/2009 4:25:41 PM |
| buffalobills | $25.00 | $25.00 | 10/1/2009 8:40:35 PM |
| diverse2 | $30.00 | $30.00 | 10/2/2009 8:29:30 AM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/2/2009 6:14:50 AM |
| ingeborg77 | $50.00 | $50.00 | 10/2/2009 9:57:45 AM |
| JJS180 | $25.00 | $25.00 | 10/2/2009 11:11:13 AM |
| blue-relay | $25.00 | $25.00 | 10/2/2009 10:50:05 AM |
| majormoves1 | $25.00 | $25.00 | 10/2/2009 11:11:10 AM |
| bluesheep | $25.00 | $25.00 | 10/2/2009 11:24:57 AM |
| rmachi | $25.00 | $25.00 | 10/2/2009 11:55:27 AM |
| trade-watcher | $25.00 | $25.00 | 10/2/2009 4:40:14 PM |
| suave-dollar | $40.00 | $40.00 | 10/2/2009 4:41:11 PM |
| Gold_Coin | $25.00 | $25.00 | 10/3/2009 6:14:26 AM |
| inventive-exchange | $25.00 | $25.00 | 10/3/2009 7:17:17 AM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:16 PM |
| shawnw2 | $50.00 | $50.00 | 10/3/2009 5:19:58 AM |
| langdonx | $50.00 | $50.00 | 10/3/2009 6:39:45 AM |
| jeffc92 | $50.00 | $50.00 | 10/3/2009 7:14:51 AM |
| RandyL3 | $25.00 | $25.00 | 10/3/2009 8:09:28 AM |
| wise-silver-wonder | $25.00 | $25.00 | 10/3/2009 3:04:54 PM |
| SnE | $25.00 | $25.00 | 10/3/2009 5:59:29 PM |
| slowpig | $25.00 | $25.00 | 10/3/2009 8:54:27 PM |
| mikeandcat | $39.25 | $39.25 | 10/4/2009 6:14:24 AM |
| momoney2lend | $25.00 | $25.00 | 10/4/2009 9:02:53 AM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:08:17 PM |
| flshdaskll | $25.00 | $25.00 | 10/4/2009 5:36:13 PM |
| John_14_6 | $25.00 | $25.00 | 10/4/2009 6:07:22 PM |
| bkb7484 | $30.30 | $30.30 | 10/4/2009 7:03:22 PM |
| Copa16 | $25.00 | $25.00 | 10/4/2009 10:49:45 PM |
| AF-Chief | $79.00 | $79.00 | 10/5/2009 8:16:07 AM |
| iruz | $40.00 | $40.00 | 10/5/2009 5:54:48 AM |
| bnl42 | $25.00 | $25.00 | 10/5/2009 6:53:34 AM |
| interstellar | $50.00 | $50.00 | 10/5/2009 11:24:37 AM |
| DonaldColorado | $25.00 | $25.00 | 10/5/2009 9:39:27 AM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 1:04:36 PM |
| JohnBanks | $25.00 | $25.00 | 10/5/2009 12:49:24 PM |
| Patter256 | $25.00 | $25.00 | 10/5/2009 1:04:25 PM |
| passivesf | $25.00 | $25.00 | 10/5/2009 1:34:56 PM |
| zeraphm | $25.00 | $25.00 | 10/5/2009 3:28:35 PM |
| Lendomatic | $25.00 | $25.00 | 10/5/2009 3:30:31 PM |
| kayakg | $25.00 | $25.00 | 10/5/2009 3:30:47 PM |
| kindness-saver | $25.00 | $25.00 | 10/5/2009 3:25:42 PM |
| AP2PLender | $25.00 | $25.00 | 10/5/2009 3:29:22 PM |
| coolspeed | $25.00 | $25.00 | 10/5/2009 3:28:33 PM |
| pseudokris | $25.00 | $25.00 | 10/5/2009 3:30:03 PM |
| TK4 | $25.00 | $25.00 | 10/5/2009 4:00:12 PM |
| noble-revenue | $59.16 | $59.16 | 10/5/2009 4:05:36 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2009 4:11:28 PM |
| enticing-funds | $25.00 | $25.00 | 10/5/2009 4:46:44 PM |
| ets2011 | $25.00 | $25.00 | 10/5/2009 4:47:05 PM |
| TikPmp1 | $25.00 | $25.00 | 10/5/2009 4:47:20 PM |
| brstern2 | $25.00 | $25.00 | 10/5/2009 4:47:33 PM |
| sh71 | $25.00 | $25.00 | 10/5/2009 4:47:38 PM |
| Okeey | $25.00 | $25.00 | 10/5/2009 4:47:41 PM |
| moneyman06 | $25.00 | $25.00 | 10/5/2009 4:48:05 PM |
| labate | $25.00 | $25.00 | 10/5/2009 4:48:08 PM |
| mkell43 | $25.00 | $25.00 | 10/5/2009 4:44:37 PM |
| acropiloterau2002 | $25.00 | $25.00 | 10/5/2009 4:46:43 PM |
| bid-papyrus | $40.22 | $40.22 | 10/5/2009 4:46:49 PM |
| tolstoy00 | $25.00 | $25.00 | 10/5/2009 4:46:54 PM |
| asset-umbrella | $25.00 | $25.00 | 10/5/2009 4:47:09 PM |
| secret-santa | $25.00 | $25.00 | 10/5/2009 4:47:17 PM |
| site_ml | $25.00 | $25.00 | 10/5/2009 4:47:22 PM |
| krishopper | $25.00 | $25.00 | 10/5/2009 4:47:30 PM |
| think-become | $25.00 | $25.00 | 10/5/2009 4:47:59 PM |
| AJSinvest | $25.00 | $25.00 | 10/5/2009 4:48:13 PM |
| mlbox3k | $25.00 | $25.00 | 10/5/2009 4:46:35 PM |
| Masterful1 | $25.00 | $25.00 | 10/5/2009 4:47:03 PM |
| Aleut | $25.00 | $25.00 | 10/5/2009 4:47:10 PM |
| Bosslady123q | $25.00 | $25.00 | 10/5/2009 4:47:16 PM |
| bennyj | $25.00 | $25.00 | 10/5/2009 4:47:25 PM |
| laststrawman | $25.00 | $25.00 | 10/5/2009 4:47:33 PM |
| social-comet7 | $25.00 | $25.00 | 10/5/2009 4:47:48 PM |
| ebusinessagent | $25.00 | $25.00 | 10/5/2009 4:48:12 PM |
| ski1965 | $25.00 | $25.00 | 10/5/2009 4:58:49 PM |
| aqaq8877 | $100.00 | $100.00 | 10/5/2009 5:24:15 PM |
| intuitive-deal5 | $100.00 | $100.00 | 10/5/2009 6:07:58 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/5/2009 6:53:13 PM |
| momentous-transaction8 | $100.00 | $100.00 | 10/5/2009 6:54:26 PM |
| atlas100 | $50.00 | $50.00 | 10/5/2009 7:06:00 PM |
| chemestudent | $25.00 | $25.00 | 10/5/2009 7:29:34 PM |
| AdamDB | $25.00 | $25.00 | 10/5/2009 5:00:05 PM |
| Lotsofbears | $25.00 | $25.00 | 10/5/2009 5:59:42 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/5/2009 6:00:52 PM |
| diligent-platinum | $100.00 | $100.00 | 10/5/2009 7:29:48 PM |
| compwhiz | $99.76 | $99.76 | 10/5/2009 9:53:19 PM |
| julijask | $25.00 | $25.00 | 10/5/2009 9:20:40 PM |
| 294 bids
|
Borrower Payment Dependent Notes Series
425466
This series of Notes was issued and sold upon the funding of the borrower loan #38910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 6
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 33 | Length of status: | 12y 0m |
|
Amount delinquent:
| $754 |
Revolving credit balance:
| $2,354 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 107% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| amy76 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 95% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 1
( 5% )
| 600-620
(Jul-2009)
640-660
(Jan-2008)
600-620
(Dec-2007)
580-600
(Nov-2007)
|
|
Principal balance:
| $1,063.31 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Need a Little Help from my Friends
Thank you for taking the time to look at my listing.?I am a mother of an amazing?6 year old boy.?We live with my boyfriend and his son who is 9.?For over 11 years I have worked?as a customer support specialist for a telecom company.?My goal is to become debt free as soon as possible. The people of Prosper can help make that happen.?The Prosper loan will also be automatically taken from my account every month.
My boyfriend got laid off from his job?and we got behind on a few bills. He is currently working again and things are starting to look much better! I am hoping to get this loan to consolidate some debt and get some bills that are slightly behind caught up.
Monthly Income: $2370.00
Monthly expenses:
Housing: $257.50 (My half.)
Insurance: $68.00 (Car and renter's insurance.)
Car expenses: $307.00 (Car payment.)
Utilities: $50.00 (We only pay electric here.)
Phone, cable, internet: $120.00
Food, entertainment: $200.00 (Groceries. We watch alot of movies at home.)
Clothing, household expenses $50.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What specifically will this $1000 go towards? Also based on your income and expenses you should have quite a bit of savings, was that used up during your BF's layoff or are the expenses not complete?
Thanks and good luck. - Hawkeyebank
A:
The $1000 will go towards any bills that need to be caught up - electric, cell phone, cable. Any savings we had were used up during the lay off. The only expense I did not list was my son's daycare. The amount was changing due to the school year beginning. And I am also seeing what my ex and I can do to reduce it further.
(Sep-26-2009)
Q:
What is the delinquency listed in your profile? - reflective-rupee
A:
This was my car loan which was paid late while my bf was laid off. I am happy to say that it has now been caught up!
(Oct-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TheAlchemist | $30.00 | $30.00 | 9/22/2009 7:12:58 PM |
| zydeco337 | $25.00 | $25.00 | 9/30/2009 4:15:07 PM |
| shawnw2 | $75.00 | $75.00 | 10/2/2009 3:36:16 AM |
| chongngoc | $25.00 | $25.00 | 10/4/2009 11:08:43 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/4/2009 11:45:51 AM |
| awwaaww | $50.00 | $50.00 | 10/4/2009 11:50:18 PM |
| reflective-rupee | $25.00 | $25.00 | 10/5/2009 7:12:38 AM |
| Kqwik | $25.00 | $25.00 | 10/5/2009 1:05:47 AM |
| EEasyMoney | $25.00 | $25.00 | 10/5/2009 6:45:48 AM |
| stonewell | $25.00 | $25.00 | 10/5/2009 5:49:59 PM |
| privatebankerva | $25.00 | $25.00 | 10/6/2009 7:14:30 AM |
| Jasmel | $100.00 | $44.69 | 9/22/2009 10:57:50 PM |
| mrxtravis | $100.00 | $100.00 | 9/23/2009 10:22:12 PM |
| IPG1 | $49.63 | $49.63 | 9/25/2009 5:04:56 AM |
| econgineer | $25.00 | $25.00 | 9/27/2009 12:44:39 PM |
| generous-deal6 | $25.00 | $25.00 | 9/27/2009 4:11:37 PM |
| marwadi-62 | $25.00 | $25.00 | 10/1/2009 5:57:34 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:11:11 PM |
| Unitas4302 | $50.00 | $50.00 | 10/3/2009 10:03:22 PM |
| Dave_Cashflow | $25.68 | $25.68 | 10/4/2009 3:59:36 PM |
| deepblue34 | $25.00 | $25.00 | 10/5/2009 3:19:12 PM |
| martymaniaman | $25.00 | $25.00 | 10/5/2009 1:16:35 PM |
| hunter0 | $100.00 | $100.00 | 10/5/2009 11:59:51 PM |
| LittleHelp | $25.00 | $25.00 | 10/6/2009 6:17:55 AM |
| jhernand17 | $25.00 | $25.00 | 10/5/2009 9:57:53 PM |
| lifelongreds | $50.00 | $50.00 | 10/6/2009 5:57:15 AM |
| carmat60 | $25.00 | $25.00 | 10/6/2009 2:29:51 AM |
| 27 bids
|
Borrower Payment Dependent Notes Series
425748
This series of Notes was issued and sold upon the funding of the borrower loan #38936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-24-2009 |
| |
Auction end date:
| Oct-08-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 14.92% |
Starting monthly payment:
| $32.90 |
|
Final lender yield:
| 7.20% |
Final borrower rate/APR:
| 8.20% / 11.72% |
Final monthly payment:
| $31.43 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.11% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.09% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 12
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,416 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 46 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| receptive-economy |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
re list-bereavement travel
Purpose of loan:
This loan will be used to? THIS LOAN WAS FUNDED BUT DUE TO AN ISSUE WITH MY NAME CHANGE SINCE A RECENT MARRIAGE I WAS NOT ABLE TO GET THE REQUIRED PAPERWORK TO PROSPER IN TIME.? I WILL HAVE EVERYTHING TAKEN CARE OF BY THE TIME THIS LISTING CLOSES.? THANK YOU ALL WHO BID LAST TIME AND I HOPE YOU DO AGAIN.
Pay myself back for the costs of travel from my husband's sisters death.? We are paying cash for this and would like to finance it with good people such as yourself rather than VISA.
My financial situation:
I am a good candidate for this loan because?I work as a nurse and make good money.
Information in the Description is not verified.
Friends And Family Winning Bids
rebeldog67 has bid a total of
$100.00 in winning bids.
"I have known her for years, and she is a very responsible person."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
If you are so responsible, how have you had 46 delinquincies in the last 7 years? - VT2VA
A:
I have no idea what the 46 delinquincies are from. I did have some credit issues about five years ago but it was only with a couple department store cards that have since been paid off after I got done with school.
(Oct-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rebeldog67 | $100.00 | $100.00 | 9/24/2009 6:40:32 PM |
| HealthAndSafety | $50.00 | $50.00 | 10/6/2009 4:16:45 PM |
| chrisb1414 | $50.00 | $50.00 | 10/6/2009 7:08:38 PM |
| kanyonkat | $25.00 | $25.00 | 10/7/2009 9:45:18 AM |
| return-owner | $100.00 | $100.00 | 10/7/2009 9:41:45 AM |
| Toony | $25.00 | $25.00 | 10/7/2009 4:52:23 PM |
| mclean_loaner | $100.00 | $100.00 | 10/7/2009 6:29:29 PM |
| ScottFinance | $25.00 | $25.00 | 10/8/2009 8:06:46 AM |
| AsianDragon | $45.00 | $45.00 | 10/8/2009 1:11:37 PM |
| REITRUST | $25.00 | $25.00 | 10/8/2009 1:16:40 PM |
| malcolmreynolds | $25.00 | $25.00 | 10/8/2009 4:00:54 PM |
| dasyjo | $25.00 | $25.00 | 10/8/2009 4:19:31 PM |
| thegreatstrafe | $25.00 | $25.00 | 10/8/2009 4:31:37 PM |
| tenchi2777 | $25.00 | $25.00 | 10/8/2009 4:26:27 PM |
| marwadi-62 | $100.00 | $100.00 | 10/8/2009 4:38:54 PM |
| dbaoracle | $100.00 | $100.00 | 10/8/2009 5:39:32 PM |
| lateflight | $25.00 | $17.35 | 10/8/2009 6:23:12 PM |
| justin323 | $25.00 | $25.00 | 9/25/2009 8:31:26 PM |
| seadogs | $37.65 | $37.65 | 9/30/2009 5:42:28 AM |
| dhallii | $25.00 | $25.00 | 10/7/2009 5:01:06 PM |
| loan-eagle9 | $25.00 | $25.00 | 10/8/2009 10:12:35 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 11:24:23 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
425936
This series of Notes was issued and sold upon the funding of the borrower loan #38927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 12.00% |
Starting borrower rate/APR:
| 13.00% / 16.63% |
Starting monthly payment:
| $33.69 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 14.58% |
Final monthly payment:
| $32.74 |
| |
|
Auction yield range:
| 4.27% - 12.00% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 19
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 41 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,677 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| proper-investment8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Creating a Prosper Credit History
Purpose of loan:
This loan will be used to establish a credit history with Prosper. Specifically, the money will pay off my Dick's sporting goods card completely; with a little left over.
My financial situation:
I am a good candidate for this loan because I currently do not miss making my payments and I am lowering my debt to income ratio responsibly without involving a debt management program.
Monthly net income: $ 6500
Monthly expenses: $?5855
??Housing: $?978?- I have a renter in my house in North Carolina that pays?the mortgage amount of 978.00
??Rent: $ 1500
??Insurance: $ 147 - Go Geico!
??Car expenses: $ 700
??Utilities: $ 250
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1300
??Other expenses: $ 250 - Tithe
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain about the high revolving balance? Home equity loan or is this all credit card debt? Best of Luck! - BAEVentures
A:
Hello and thank you for the opportunity to answer your question. I have approximately 14k in home equity loan for my house in Garner, North Carolina. This home equity line was drawn to put in hardwood flooring for the kitchen and upgrade the appliances. The rest is pretty much credit card debt. When I originally moved to Virginia 3 years ago, I was only making 75k / yr which is when I started diverting expenses to credit cards. I now make 115k / yr and I am paying those down.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JCPlending | $25.00 | $25.00 | 9/29/2009 1:05:31 PM |
| Syzygy | $25.00 | $25.00 | 9/30/2009 6:38:30 PM |
| loanman2007 | $50.00 | $50.00 | 10/1/2009 12:03:55 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:53 PM |
| axelducheck | $25.00 | $25.00 | 10/5/2009 4:56:51 PM |
| jayk63 | $25.00 | $25.00 | 10/5/2009 5:09:44 PM |
| mark1017-31 | $150.00 | $150.00 | 10/6/2009 2:08:47 AM |
| rce1964 | $25.00 | $25.00 | 9/29/2009 11:38:10 AM |
| justin323 | $25.00 | $25.00 | 9/29/2009 6:58:07 PM |
| building_community | $25.00 | $25.00 | 10/1/2009 2:14:08 AM |
| hellasow | $25.00 | $25.00 | 10/1/2009 7:40:24 PM |
| PrinceValium | $25.00 | $25.00 | 10/1/2009 9:46:48 PM |
| jybank | $50.00 | $50.00 | 10/1/2009 11:35:32 PM |
| minista | $25.00 | $22.82 | 10/1/2009 11:35:57 PM |
| charitycoon | $50.00 | $50.00 | 10/2/2009 6:13:43 AM |
| bid-wonder | $25.00 | $25.00 | 10/2/2009 6:14:29 AM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/2/2009 11:21:07 PM |
| site_ml | $27.18 | $27.18 | 10/3/2009 8:12:46 AM |
| ritwik | $50.00 | $50.00 | 10/5/2009 8:45:00 AM |
| dn0pes | $25.00 | $25.00 | 10/5/2009 11:39:24 AM |
| rmpedi33 | $50.00 | $50.00 | 10/5/2009 1:12:35 PM |
| jlendog | $200.00 | $200.00 | 10/6/2009 3:25:12 AM |
| 22 bids
|
Borrower Payment Dependent Notes Series
426260
This series of Notes was issued and sold upon the funding of the borrower loan #38930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,250.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 18.02% |
Starting borrower rate/APR:
| 19.02% / 21.24% |
Starting monthly payment:
| $155.83 |
|
Final lender yield:
| 12.94% |
Final borrower rate/APR:
| 13.94% / 16.10% |
Final monthly payment:
| $145.13 |
| |
|
Auction yield range:
| 6.27% - 18.02% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,340 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 64% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| embrown |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < mo. late:
| 0
( 0% )
| 680-700
(Dec-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Consolidating Student Loan debt
Purpose of loan:
This loan will be used to combine student loan debt used to complete my MBA in Finance through the University of St. Thomas.? Normally, I would have consolidated through traditional manners, but because the Grad loans were private loans I was unable to do so.? I completed my degree this summer and am starting to pay down the money borrowed which wasn't covered by my employer.? The debt is from a few different lenders as well as a credit card used for the all too expensive textbook purchases.
My financial situation:
I am a good candidate for this loan because I have a job, have received a Prosper loan previously and paid it off timely and will absolutely do the same again.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MrGhost | $25.00 | $25.00 | 10/1/2009 4:39:53 AM |
| totoro | $25.00 | $25.00 | 10/1/2009 12:05:02 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/3/2009 5:09:30 PM |
| sana66 | $25.00 | $25.00 | 10/8/2009 4:53:34 PM |
| Loan_Stranger | $50.00 | $50.00 | 10/8/2009 8:50:08 PM |
| loanman2007 | $100.00 | $100.00 | 10/9/2009 5:17:03 AM |
| junes08 | $50.00 | $50.00 | 10/9/2009 9:21:46 AM |
| rockhound84 | $25.00 | $25.00 | 10/10/2009 5:44:14 AM |
| Hogan55 | $64.46 | $64.46 | 10/10/2009 7:20:43 AM |
| Light_Verity | $400.00 | $400.00 | 10/11/2009 1:34:56 PM |
| PR05P3RToday | $25.00 | $25.00 | 10/11/2009 8:02:01 PM |
| sperk50286 | $77.54 | $77.54 | 10/11/2009 8:44:06 PM |
| FundMaker | $25.00 | $25.00 | 10/11/2009 3:27:48 PM |
| evildutchman | $50.00 | $50.00 | 10/11/2009 9:32:46 PM |
| megich06 | $50.00 | $50.00 | 10/12/2009 1:43:55 PM |
| marala4285 | $25.00 | $25.00 | 10/12/2009 3:31:48 PM |
| AustinAmerica | $25.00 | $25.00 | 10/12/2009 4:14:37 PM |
| lakini18 | $50.00 | $50.00 | 10/12/2009 4:17:26 PM |
| Gandalf0001 | $50.00 | $50.00 | 10/12/2009 5:20:19 PM |
| amicroloan | $25.00 | $25.00 | 10/12/2009 5:45:38 PM |
| preventivepestcontrol | $50.00 | $50.00 | 10/12/2009 11:55:58 PM |
| dough-shooter | $120.00 | $120.00 | 10/12/2009 6:24:27 PM |
| unbeatable-wealth | $25.00 | $25.00 | 10/12/2009 9:06:00 PM |
| seatown7 | $36.28 | $36.28 | 10/13/2009 12:15:41 AM |
| massuot | $25.00 | $25.00 | 10/13/2009 4:15:33 AM |
| sorace | $50.00 | $50.00 | 10/13/2009 9:48:16 AM |
| Exibility-Inc | $27.61 | $27.61 | 10/13/2009 9:52:23 AM |
| balance-chestnut | $25.00 | $25.00 | 10/13/2009 9:54:45 AM |
| maga | $250.00 | $250.00 | 10/13/2009 10:40:26 AM |
| LandE2BG | $50.00 | $50.00 | 10/13/2009 10:39:19 AM |
| bear01 | $30.00 | $30.00 | 10/13/2009 12:06:20 PM |
| credit-coach118 | $25.00 | $25.00 | 10/13/2009 11:02:32 AM |
| redrose1518 | $35.00 | $35.00 | 10/13/2009 11:08:20 AM |
| GO4NY23 | $50.00 | $50.00 | 10/13/2009 1:34:13 PM |
| visionary-deal3 | $100.00 | $6.11 | 10/13/2009 1:48:31 PM |
| radiant-value | $25.98 | $25.98 | 10/13/2009 12:25:08 PM |
| rockymtbob | $25.00 | $25.00 | 10/13/2009 12:42:47 PM |
| la_verita | $25.00 | $25.00 | 10/13/2009 12:42:42 PM |
| gmf | $25.00 | $25.00 | 10/13/2009 2:59:52 PM |
| asya | $26.45 | $26.45 | 10/13/2009 3:05:40 PM |
| jcquiroz | $50.00 | $50.00 | 10/13/2009 2:06:39 PM |
| G-Love | $100.00 | $100.00 | 10/13/2009 1:04:19 PM |
| rapid-balance | $50.00 | $50.00 | 10/13/2009 2:22:45 PM |
| truth-futurist | $50.00 | $50.00 | 10/13/2009 2:52:30 PM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2009 2:39:55 PM |
| icon7 | $25.00 | $25.00 | 10/13/2009 2:45:28 PM |
| VT2VA | $25.00 | $25.00 | 10/13/2009 4:01:13 PM |
| fulfilling-commitment | $50.00 | $50.00 | 10/13/2009 3:20:50 PM |
| hope-lionheart1 | $75.00 | $75.00 | 10/13/2009 3:30:36 PM |
| tallman211 | $25.00 | $25.00 | 10/13/2009 3:32:45 PM |
| wwwUniversal | $25.00 | $25.00 | 10/13/2009 4:00:08 PM |
| justin323 | $25.00 | $25.00 | 9/29/2009 6:59:03 PM |
| Syzygy | $25.00 | $25.00 | 9/30/2009 6:43:03 PM |
| MsTabbyKats | $25.00 | $25.00 | 10/1/2009 4:48:14 PM |
| fantastic-cash | $25.00 | $25.00 | 10/6/2009 10:16:06 AM |
| Credit2Prosper | $42.87 | $42.87 | 10/7/2009 10:20:27 AM |
| Ven58 | $25.00 | $25.00 | 10/7/2009 6:27:45 PM |
| FG9YTR | $25.00 | $25.00 | 10/9/2009 9:21:45 AM |
| RiskAdverse | $25.00 | $25.00 | 10/9/2009 2:18:03 PM |
| BankofBeth | $50.00 | $50.00 | 10/9/2009 8:37:39 PM |
| csak13 | $50.00 | $50.00 | 10/10/2009 6:47:27 AM |
| drkosh | $50.00 | $50.00 | 10/10/2009 11:10:29 AM |
| Cherrypicker | $50.00 | $50.00 | 10/10/2009 6:21:48 PM |
| bigmacbeef | $28.00 | $28.00 | 10/12/2009 1:38:06 AM |
| Feyenoord | $25.00 | $25.00 | 10/12/2009 9:59:23 AM |
| KTOWN | $28.26 | $28.26 | 10/11/2009 7:56:54 PM |
| rmpedi33 | $50.00 | $50.00 | 10/12/2009 12:40:13 PM |
| orgy63 | $50.00 | $50.00 | 10/12/2009 7:44:52 AM |
| Astyanax | $25.00 | $25.00 | 10/12/2009 3:01:41 PM |
| jcw3rd | $25.00 | $25.00 | 10/12/2009 4:32:04 PM |
| nashibaksi | $25.00 | $25.00 | 10/12/2009 5:56:23 PM |
| arkleseizure | $25.00 | $25.00 | 10/12/2009 6:57:28 PM |
| mattbly | $25.00 | $25.00 | 10/12/2009 8:33:28 PM |
| riv701 | $25.00 | $25.00 | 10/12/2009 6:54:39 PM |
| johnpmid | $25.00 | $25.00 | 10/12/2009 8:59:53 PM |
| djp127 | $25.00 | $25.00 | 10/12/2009 9:20:05 PM |
| Prezotus | $25.00 | $25.00 | 10/12/2009 9:38:01 PM |
| Student_Capital | $50.00 | $50.00 | 10/12/2009 8:06:49 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/13/2009 12:45:47 AM |
| WxChem | $25.29 | $25.29 | 10/12/2009 7:37:19 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/12/2009 9:35:16 PM |
| Hawkeyebank | $25.00 | $25.00 | 10/13/2009 7:03:32 AM |
| ashinvest | $25.00 | $25.00 | 10/13/2009 6:37:58 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/13/2009 7:03:29 AM |
| scrabbler | $25.00 | $25.00 | 10/13/2009 8:10:16 AM |
| OoM | $25.00 | $25.00 | 10/13/2009 9:48:05 AM |
| jybank | $25.00 | $25.00 | 10/13/2009 10:15:25 AM |
| generous-deal6 | $50.00 | $50.00 | 10/13/2009 11:48:47 AM |
| porwestco | $25.00 | $25.00 | 10/13/2009 12:23:27 PM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 1:11:09 PM |
| tender-ore | $25.00 | $25.00 | 10/13/2009 1:26:25 PM |
| crazybill | $25.00 | $25.00 | 10/13/2009 11:13:37 AM |
| plbquic | $25.00 | $25.00 | 10/13/2009 12:13:01 PM |
| balance-force | $30.00 | $30.00 | 10/13/2009 3:08:49 PM |
| bankojerry | $25.00 | $25.00 | 10/13/2009 3:34:41 PM |
| cmoneybags | $36.26 | $36.26 | 10/13/2009 2:23:25 PM |
| beaver0206 | $25.00 | $25.00 | 10/13/2009 3:39:59 PM |
| ManilaBoy40 | $100.00 | $100.00 | 10/13/2009 3:58:49 PM |
| dorypro | $25.00 | $25.00 | 10/13/2009 3:24:01 PM |
| fiscal_family | $25.00 | $25.00 | 10/13/2009 3:30:15 PM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 3:46:37 PM |
| gth710k | $34.89 | $34.89 | 10/13/2009 4:02:14 PM |
| 102 bids
|
Borrower Payment Dependent Notes Series
426284
This series of Notes was issued and sold upon the funding of the borrower loan #38890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 29.00% |
Final borrower rate/APR:
| 30.00% / 32.38% |
Final monthly payment:
| $84.90 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.03% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.97% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,553 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 49% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| khj43 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 560-580
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
HELP!! Insulin Pump for Wife
Purpose of loan:
This loan will be used to get my wife an insulin pump.? I had a prosper loan before, with payments made on time every time, and I even paid the loan back early.? Please give me a chance to prove I can and will do it again.? I will pay this loan on time every month, and I have it set-up to be taken out automatically every month.
My financial situation:
I am a good candidate for this loan because every personal loan I have ever had was paid back early, and on time.?Any questions PLEASE ask. Thanks.
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $?600
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 200
??Other expenses: $ 600
Here are some questions I was asked on the last listing:
Q: Can you explain the zero housing cost? -Thought
A: My wifes aunt bought her a house before we were ever together, so therefore we have no mortgage and we don't pay anything to her, because it is part of my wife's inheritance. Any other questions, please ask
Q: Does your wife work? If so what does she net per month? Also what bills are in her name that are not included in your debts you disclosed. Would love to help! -MrVegas
A: My wife does work and she brings home $300 per week. The only bills that are in her name that aren't listed here are?her student loans.?The payments on the student loans right now?are $500 per month. Any other questions please feel free to ask
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jgar_O | $25.00 | $25.00 | 10/4/2009 6:29:40 PM |
| Unitas4302 | $50.00 | $50.00 | 10/6/2009 11:12:01 AM |
| 101010 | $100.00 | $100.00 | 10/6/2009 10:31:58 PM |
| Iceman1347 | $25.00 | $25.00 | 10/8/2009 9:52:43 AM |
| marwadi-62 | $25.00 | $25.00 | 10/8/2009 5:50:05 PM |
| ryan516 | $25.00 | $25.00 | 10/9/2009 6:39:35 AM |
| investment-cluster | $25.00 | $25.00 | 10/9/2009 3:01:56 PM |
| econgineer | $50.00 | $50.00 | 10/10/2009 7:39:17 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/10/2009 10:56:35 AM |
| maccpro1 | $50.00 | $50.00 | 10/10/2009 6:43:17 PM |
| groundsquirrel | $30.00 | $30.00 | 10/10/2009 8:11:32 PM |
| SCIGIE | $25.00 | $25.00 | 10/11/2009 9:29:03 AM |
| Chrishu | $25.00 | $25.00 | 10/10/2009 8:03:59 PM |
| Astyanax | $25.00 | $25.00 | 10/12/2009 3:08:54 PM |
| gold-cluster | $100.00 | $37.55 | 10/12/2009 4:31:24 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/12/2009 5:32:10 PM |
| piscary | $50.00 | $50.00 | 10/12/2009 9:24:18 PM |
| 113121 | $47.45 | $47.45 | 10/13/2009 9:54:43 AM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:49:46 AM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2009 12:41:17 PM |
| Kyileo | $25.00 | $25.00 | 10/13/2009 1:33:24 PM |
| MsTabbyKats | $25.00 | $25.00 | 10/13/2009 12:36:35 PM |
| kenL | $200.00 | $200.00 | 10/13/2009 1:21:42 PM |
| LAKETIME | $25.00 | $25.00 | 10/13/2009 2:22:34 PM |
| dorypro | $25.00 | $25.00 | 10/13/2009 3:27:55 PM |
| thegreatone | $100.00 | $100.00 | 10/13/2009 3:46:30 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/13/2009 3:52:01 PM |
| zydeco337 | $25.00 | $25.00 | 10/6/2009 6:21:40 PM |
| aprilapril | $25.00 | $25.00 | 10/7/2009 12:24:06 PM |
| CoolPlexer | $25.00 | $25.00 | 10/9/2009 4:39:54 PM |
| BankofBeth | $50.00 | $50.00 | 10/9/2009 8:44:36 PM |
| stdrgj15 | $50.00 | $50.00 | 10/10/2009 9:51:18 PM |
| mmczech76 | $25.00 | $25.00 | 10/11/2009 2:44:12 PM |
| Astyanax | $25.00 | $25.00 | 10/12/2009 3:09:17 PM |
| pog27 | $25.00 | $25.00 | 10/12/2009 6:13:49 PM |
| carmat60 | $25.00 | $25.00 | 10/13/2009 2:11:48 AM |
| congardner1 | $25.00 | $25.00 | 10/13/2009 5:08:27 AM |
| Student_Capital | $50.00 | $50.00 | 10/12/2009 8:10:49 PM |
| Iza13 | $25.00 | $25.00 | 10/13/2009 8:23:04 AM |
| money-expert | $25.00 | $25.00 | 10/13/2009 6:16:08 AM |
| bonus-chosen-one | $50.00 | $50.00 | 10/13/2009 10:01:04 AM |
| bonus-chosen-one | $49.00 | $49.00 | 10/13/2009 10:01:25 AM |
| maga | $50.00 | $50.00 | 10/13/2009 10:47:23 AM |
| just-trade0 | $25.00 | $25.00 | 10/13/2009 1:06:21 PM |
| ZOOOM | $25.00 | $25.00 | 10/13/2009 2:14:23 PM |
| Clicktogetmoney | $30.00 | $30.00 | 10/13/2009 1:03:51 PM |
| icon7 | $25.00 | $25.00 | 10/13/2009 2:47:38 PM |
| deepblue34 | $30.00 | $30.00 | 10/13/2009 3:44:45 PM |
| Skeptical-one | $100.00 | $100.00 | 10/13/2009 3:18:04 PM |
| jybank | $25.00 | $25.00 | 10/13/2009 3:35:55 PM |
| Feyenoord | $25.00 | $25.00 | 10/13/2009 3:43:16 PM |
| Engineer44 | $26.00 | $26.00 | 10/13/2009 4:03:08 PM |
| 52 bids
|
Borrower Payment Dependent Notes Series
421917
This series of Notes was issued and sold upon the funding of the borrower loan #38893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $189.99 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $189.99 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,430 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 91% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Jermainekm |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jul-2008)
620-640
(May-2008)
|
|
Principal balance:
| $1,079.48 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Cleaning credit card debt.
Purpose of loan:
I'm asking for this loan to consolidate a few? credit cards and my other prosper loan.? As you can see, my first prosper loan hasn't seen issues of repayment.? I'm confident, that this loan will be the same.? I'd rather pay you guys?"people like myself" rather than US Bank, Discover, and Capital One.? I'm getting away from changing interest rates and the minimum payment temptations (I'll admit it).? I'm asking you guys for your help again.?
for your help.
My financial situation:
I have a very stable job that pays well.? (The same?job I was starting when I got my first loan, and it's going?very well!!!? I?am a good candidate for this loan because I have maintained a stable credit since I have?gotten my head on straight and been stable.
Credit Score:
(Wow, not sure why I have an HR, my score is better since the first loan, when I had a "D")
My score is 693 with?Transunion by?the way.?
Monthly net income: $
$3200.00
(About $4000 before taxes and ins)
Monthly expenses: $
??Housing: $? 550
??Insurance: $? 120
??Car expenses: $? 318
??Utilities: $ 100
??Phone, cable, internet: $? 120
??Food, entertainment: $ 150
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 300? (This is what we are?eliminating!!!!)
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you able to get any friends or family to put up $100 or $200? This helps drop your interest rate and fund your loan faster. It will also encourage more bidders. There are a lot of bad loans offered on Prosper. - 99Burning_Coder
A:
That would be a great help. My friend that tried said that she got a screen that said "Prosper is not available to lenders in my state yet" and all of my other friends and family that I'd encourage to do so, lives here in TN. That interest rate is outrageous, huh. The CC rates I'm paying off are in the 20's. I was hoping it would have gotten a few lower bids by now.
(Oct-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 9/30/2009 4:10:12 PM |
| crdcteng | $25.00 | $25.00 | 10/2/2009 4:34:12 PM |
| BBL | $25.00 | $25.00 | 10/2/2009 4:40:53 PM |
| eronyc | $25.00 | $25.00 | 10/2/2009 4:40:02 PM |
| adam28 | $25.00 | $25.00 | 10/2/2009 8:41:43 PM |
| JW-From-SoCal | $25.00 | $25.00 | 10/2/2009 7:03:56 PM |
| photo999 | $25.00 | $25.00 | 10/3/2009 1:33:48 PM |
| catnip007 | $25.09 | $25.09 | 10/3/2009 6:17:13 PM |
| fireferd | $50.00 | $50.00 | 10/3/2009 9:40:36 PM |
| bigmacbeef | $25.00 | $25.00 | 10/4/2009 1:08:46 AM |
| JustOneVoice | $25.00 | $25.00 | 10/4/2009 3:34:10 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/4/2009 6:33:18 AM |
| loanman2007 | $25.00 | $25.00 | 10/4/2009 7:37:58 AM |
| umfan123 | $25.59 | $25.59 | 10/4/2009 2:31:49 PM |
| momoney2lend | $25.00 | $25.00 | 10/4/2009 8:43:15 AM |
| fortytwo | $250.00 | $250.00 | 10/4/2009 1:27:57 PM |
| reflective-rupee | $25.00 | $25.00 | 10/4/2009 7:04:25 PM |
| loan-eagle9 | $25.00 | $25.00 | 10/4/2009 4:47:21 PM |
| deepblue34 | $25.00 | $25.00 | 10/4/2009 6:16:04 PM |
| winger66 | $30.09 | $30.09 | 10/4/2009 8:59:21 PM |
| Bobusa | $25.00 | $25.00 | 10/5/2009 4:51:17 AM |
| carrinel | $25.00 | $25.00 | 10/5/2009 12:54:37 PM |
| Sudoku | $50.00 | $50.00 | 10/5/2009 11:53:00 AM |
| FarmersBank | $29.16 | $29.16 | 10/5/2009 12:50:25 PM |
| hunter0 | $100.00 | $100.00 | 10/5/2009 2:18:02 PM |
| peb44 | $69.34 | $69.34 | 10/5/2009 3:30:48 PM |
| LAKETIME | $25.00 | $25.00 | 10/5/2009 3:23:18 PM |
| Engineer44 | $30.00 | $30.00 | 10/5/2009 4:05:08 PM |
| atlas100 | $50.00 | $50.00 | 10/5/2009 4:04:39 PM |
| jpf27 | $100.00 | $100.00 | 10/1/2009 9:39:37 AM |
| Eloise62 | $75.00 | $75.00 | 10/1/2009 9:41:31 AM |
| Lender12 | $4,000.00 | $1,431.34 | 10/2/2009 1:23:01 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:06:20 PM |
| transaction-animal8 | $25.00 | $25.00 | 10/2/2009 4:40:46 PM |
| autonomous-power | $75.00 | $75.00 | 10/2/2009 7:56:51 PM |
| carmat60 | $25.00 | $25.00 | 10/3/2009 1:58:29 AM |
| CuriousJohn | $41.75 | $41.75 | 10/3/2009 5:25:30 AM |
| bronzmajom | $25.00 | $25.00 | 10/3/2009 9:41:39 AM |
| gold-cluster | $100.00 | $100.00 | 10/3/2009 11:04:53 AM |
| privatebankerva | $25.00 | $25.00 | 10/3/2009 11:13:53 AM |
| SAR-2 | $100.00 | $100.00 | 10/3/2009 11:32:30 AM |
| bigdees | $50.00 | $50.00 | 10/3/2009 11:45:16 AM |
| EEasyMoney | $25.00 | $25.00 | 10/3/2009 11:48:04 AM |
| Ray3486 | $25.00 | $25.00 | 10/3/2009 12:58:40 PM |
| marwadi-62 | $50.00 | $50.00 | 10/3/2009 11:18:58 AM |
| icon7 | $25.00 | $25.00 | 10/3/2009 5:38:36 PM |
| FundMaker | $25.00 | $25.00 | 10/3/2009 2:11:38 PM |
| investment-cluster | $25.00 | $25.00 | 10/4/2009 3:18:23 AM |
| ZOOOM | $25.00 | $25.00 | 10/4/2009 1:30:58 PM |
| mark1017-31 | $150.00 | $150.00 | 10/4/2009 3:33:32 AM |
| rubylender | $25.00 | $25.00 | 10/4/2009 2:52:08 PM |
| attractive-rate | $25.00 | $25.00 | 10/5/2009 7:23:35 AM |
| best-generosity-financier | $25.00 | $25.00 | 10/5/2009 11:11:15 AM |
| waterlogged39 | $100.00 | $100.00 | 10/5/2009 9:14:40 AM |
| JayIsABear | $37.64 | $37.64 | 10/5/2009 9:58:45 AM |
| DMKAssetManagement | $100.00 | $100.00 | 10/5/2009 1:23:34 PM |
| Sudoku | $30.00 | $30.00 | 10/5/2009 12:02:40 PM |
| 101010 | $25.00 | $25.00 | 10/5/2009 1:00:41 PM |
| martymaniaman | $25.00 | $25.00 | 10/5/2009 1:16:56 PM |
| forthright-durability | $50.00 | $50.00 | 10/5/2009 3:06:31 PM |
| dorypro | $25.00 | $25.00 | 10/5/2009 2:14:55 PM |
| Chiss | $25.00 | $25.00 | 10/5/2009 2:45:35 PM |
| capital-galaxy | $100.00 | $100.00 | 10/5/2009 3:42:14 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
422149
This series of Notes was issued and sold upon the funding of the borrower loan #38934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-21-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 11.33% |
Starting borrower rate/APR:
| 12.33% / 14.47% |
Starting monthly payment:
| $166.86 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $162.04 |
| |
|
Auction yield range:
| 4.27% - 11.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-740 (Aug-2009) |
Current / open credit lines:
| 16
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,688 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mysteryman |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
READY TO INVEST
Purpose of loan:
This loan will be used to?buy?stocks in currently undervalued companies.
My financial situation:
I am a good candidate for this loan because I HAVE ALWAYS PUT MY CREDITORS FIRST AND I HAVE NEVER DEFALTED ON ANY OF MY CREDITORS
I am seeking a loan from Prosper because I have been unfortunately turned down by the banks in my?area for a loan for this purpose. The banks that I?visited indicated that my debt to income ratio was to high even though I have good credit.
In the event that potential investments do not go as expected, I will use the assets that I have to make any potential investor that would be willing to help me out with my loan whole again prior to the end of the 3 year period.
The assets I own (other than my?primary residence)?are listed below.
Life Insurance (Cash Value):??????????$ 14,892
401K Plan:?????????????????????????????????? $ 25,672
Stock Securities:????????????????????????? $ 10,000
Total Assets: ???? ??????????????????????? ? $ 50,654
It is my intention to do whatever it takes to repay this loan and to build a long term relationship with the potential lenders at Propsper.com.
Please consider my request for the above referenced loan. You won't be disappointed.
v/R,
PJJ
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cai8899 | $25.00 | $25.00 | 9/21/2009 4:14:50 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/21/2009 4:14:54 PM |
| bchen78875 | $50.00 | $50.00 | 9/21/2009 4:15:15 PM |
| gold-tsunami | $25.00 | $25.00 | 9/21/2009 4:16:13 PM |
| sas19 | $25.00 | $25.00 | 9/21/2009 4:18:12 PM |
| snowman34 | $25.00 | $25.00 | 9/21/2009 4:19:53 PM |
| compoundinterest | $50.00 | $50.00 | 9/21/2009 4:18:22 PM |
| crenen139 | $25.00 | $25.00 | 9/21/2009 4:23:06 PM |
| elasermd | $50.00 | $50.00 | 9/21/2009 4:15:36 PM |
| gold-cluster | $25.00 | $25.00 | 9/21/2009 4:23:46 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/21/2009 4:22:22 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/21/2009 4:18:57 PM |
| Weaverville | $25.00 | $25.00 | 9/21/2009 4:24:58 PM |
| lagnisiruk | $25.00 | $25.00 | 9/21/2009 4:24:09 PM |
| Viamin | $25.00 | $25.00 | 9/21/2009 4:29:13 PM |
| j48 | $25.00 | $25.00 | 9/21/2009 4:25:31 PM |
| BlindProphet | $25.00 | $25.00 | 9/21/2009 4:32:17 PM |
| meux99 | $25.00 | $25.00 | 9/21/2009 4:26:59 PM |
| WillingToHelpOut | $25.00 | $25.00 | 9/21/2009 4:32:42 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/21/2009 4:33:16 PM |
| pawsitive | $25.00 | $25.00 | 9/21/2009 4:31:18 PM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:44 AM |
| MidnightBank | $25.00 | $25.00 | 9/22/2009 10:37:12 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:54:11 AM |
| turbine5 | $40.00 | $40.00 | 9/22/2009 10:25:49 AM |
| Sid-K | $50.00 | $50.00 | 9/22/2009 1:18:53 PM |
| don8ter | $49.07 | $49.07 | 9/22/2009 7:52:56 PM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:36:09 AM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:31 PM |
| CPAMAN | $25.00 | $25.00 | 9/24/2009 7:37:20 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:40 AM |
| MGOT-Ken | $25.00 | $25.00 | 9/24/2009 2:32:41 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:19 PM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:35 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:44 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:34 AM |
| rce1964 | $25.00 | $25.00 | 9/25/2009 12:02:55 PM |
| julijask | $25.00 | $25.00 | 9/25/2009 2:30:51 PM |
| bayareainv | $50.00 | $50.00 | 9/25/2009 1:07:24 PM |
| cjames84 | $25.00 | $25.00 | 9/27/2009 4:03:08 AM |
| Cheburashka | $25.00 | $25.00 | 9/27/2009 6:02:26 AM |
| kindness-saver | $25.00 | $25.00 | 9/28/2009 1:07:05 AM |
| djc314 | $25.00 | $25.00 | 9/27/2009 11:24:08 AM |
| hellasow | $25.00 | $25.00 | 9/27/2009 4:13:40 PM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:33:51 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:15 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:17 AM |
| Castellan | $25.00 | $25.00 | 9/28/2009 8:32:10 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:35:50 AM |
| KiwiElf | $30.00 | $30.00 | 9/28/2009 10:37:52 AM |
| credit-coach118 | $25.00 | $25.00 | 9/28/2009 11:27:52 AM |
| Marathoner | $25.00 | $25.00 | 9/28/2009 11:28:13 AM |
| busybee007 | $25.00 | $25.00 | 9/28/2009 12:44:39 PM |
| dealarella | $25.00 | $25.00 | 9/28/2009 9:27:13 PM |
| bid-wonder | $25.00 | $25.00 | 9/29/2009 3:29:53 AM |
| orange-resolute-platinum | $25.00 | $22.62 | 9/28/2009 11:02:36 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/29/2009 11:50:39 AM |
| Mikale360 | $25.00 | $25.00 | 10/2/2009 8:36:57 AM |
| crazybunga | $25.00 | $25.00 | 10/2/2009 8:15:15 PM |
| gemoscar | $50.00 | $50.00 | 10/3/2009 6:35:48 AM |
| Boinky00 | $57.74 | $57.74 | 10/2/2009 8:51:41 PM |
| Tulalue | $25.00 | $25.00 | 10/3/2009 6:11:00 AM |
| RandyL3 | $25.00 | $25.00 | 10/3/2009 8:05:32 AM |
| bondo41 | $25.00 | $25.00 | 10/4/2009 6:13:48 AM |
| mcabery | $100.00 | $100.00 | 10/4/2009 12:00:04 PM |
| PalmerTheEmbalmer | $25.00 | $25.00 | 10/4/2009 11:21:42 AM |
| SeaLoans | $25.00 | $25.00 | 10/5/2009 2:05:37 AM |
| scloans | $25.18 | $25.18 | 10/5/2009 2:16:21 AM |
| racing777 | $50.00 | $50.00 | 10/5/2009 5:37:51 AM |
| BoCo | $25.00 | $25.00 | 10/5/2009 9:35:15 AM |
| sperk50286 | $34.14 | $34.14 | 10/5/2009 10:35:53 AM |
| uncle101 | $25.00 | $25.00 | 10/5/2009 10:42:03 AM |
| LAKETIME | $25.00 | $25.00 | 10/5/2009 3:24:30 PM |
| Bodyboard | $25.00 | $25.00 | 10/5/2009 4:01:51 PM |
| DukSerduk | $25.00 | $25.00 | 9/21/2009 4:14:59 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/21/2009 4:15:56 PM |
| uncleegg | $25.00 | $25.00 | 9/21/2009 4:21:22 PM |
| skuba | $50.00 | $50.00 | 9/21/2009 4:15:07 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/21/2009 4:15:26 PM |
| Barak | $80.00 | $80.00 | 9/21/2009 4:23:38 PM |
| Kame | $25.00 | $25.00 | 9/21/2009 4:16:06 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/21/2009 4:22:03 PM |
| turbospeed | $25.00 | $25.00 | 9/21/2009 4:22:31 PM |
| anton | $50.00 | $50.00 | 9/21/2009 4:28:56 PM |
| kid8549 | $25.00 | $25.00 | 9/21/2009 4:29:57 PM |
| gracej | $25.00 | $25.00 | 9/21/2009 4:31:46 PM |
| degster | $25.00 | $25.00 | 9/21/2009 4:28:44 PM |
| chief_wo | $25.00 | $25.00 | 9/21/2009 4:33:08 PM |
| SNH | $50.00 | $50.00 | 9/21/2009 4:25:24 PM |
| Syzygy | $25.00 | $25.00 | 9/21/2009 4:32:12 PM |
| visionary-currency | $100.00 | $100.00 | 9/22/2009 7:52:18 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:42 AM |
| tuffshorty | $50.00 | $50.00 | 9/22/2009 10:27:01 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:34:09 AM |
| Halos2002 | $50.00 | $50.00 | 9/22/2009 1:24:44 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:26 PM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:39 AM |
| flexiboy35 | $25.00 | $25.00 | 9/23/2009 9:44:03 AM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:25 AM |
| testobsessed | $100.00 | $100.00 | 9/23/2009 1:06:56 PM |
| suave-dollar | $40.00 | $40.00 | 9/24/2009 6:15:51 AM |
| honorable-yield | $50.00 | $50.00 | 9/24/2009 6:30:37 AM |
| cowboyskier | $28.40 | $28.40 | 9/24/2009 6:30:52 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:41 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:37 AM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:15 PM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 3:18:42 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:53:05 AM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:58:33 PM |
| goofy15975 | $25.00 | $25.00 | 9/26/2009 11:12:06 AM |
| vinayski | $25.00 | $25.00 | 9/27/2009 12:38:31 PM |
| jdnyc | $25.00 | $25.00 | 9/27/2009 4:48:50 PM |
| personal-lender | $25.00 | $25.00 | 9/27/2009 8:32:05 PM |
| seasportsguy | $25.00 | $25.00 | 9/27/2009 8:32:07 PM |
| jeffc92 | $39.80 | $39.80 | 9/28/2009 1:07:03 AM |
| WhiteGiant | $25.00 | $25.00 | 9/28/2009 1:12:45 PM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:47:52 AM |
| bowdish1 | $38.05 | $38.05 | 9/28/2009 1:02:55 PM |
| RandyL3 | $25.00 | $25.00 | 9/28/2009 3:10:37 PM |
| Jassi | $25.00 | $25.00 | 9/28/2009 7:56:52 PM |
| plbquic | $25.00 | $25.00 | 9/30/2009 11:36:24 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/30/2009 2:19:21 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/1/2009 4:48:54 PM |
| payout-magician | $50.00 | $50.00 | 10/1/2009 10:02:19 PM |
| malcolmreynolds | $25.00 | $25.00 | 10/2/2009 4:25:27 PM |
| Crame | $25.00 | $25.00 | 10/2/2009 5:31:47 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:14 PM |
| CommerciaLender | $25.00 | $25.00 | 10/3/2009 8:20:48 AM |
| JohnSmith10 | $25.00 | $25.00 | 10/3/2009 2:07:56 PM |
| bigmacbeef | $25.00 | $25.00 | 10/4/2009 1:10:53 AM |
| credit-bada-bing | $25.00 | $25.00 | 10/4/2009 9:09:36 AM |
| crw1950 | $50.00 | $50.00 | 10/4/2009 5:28:13 PM |
| JerryB96 | $25.00 | $25.00 | 10/4/2009 6:00:21 PM |
| lucygirl2 | $50.00 | $50.00 | 10/4/2009 2:56:46 PM |
| mobius_titan | $25.00 | $25.00 | 10/5/2009 5:49:27 AM |
| jybank | $50.00 | $50.00 | 10/4/2009 8:14:07 PM |
| redtilapia | $25.00 | $25.00 | 10/5/2009 2:20:32 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/5/2009 6:37:25 AM |
| StarFundingSource | $25.00 | $25.00 | 10/5/2009 11:56:39 AM |
| Engineer44 | $30.00 | $30.00 | 10/5/2009 4:02:01 PM |
| 140 bids
|
Borrower Payment Dependent Notes Series
424413
This series of Notes was issued and sold upon the funding of the borrower loan #38896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Oct-06-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 8.17% |
Starting borrower rate/APR:
| 9.17% / 9.51% |
Starting monthly payment:
| $143.46 |
|
Final lender yield:
| 6.20% |
Final borrower rate/APR:
| 7.20% / 7.54% |
Final monthly payment:
| $139.36 |
| |
|
Auction yield range:
| 3.27% - 8.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 8 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,466 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 53% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| nickel-scout |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Video Production - Refi Loan
Purpose of loan:
This loan will be used to refinance an existing business loan which is currently at a higher interest rate. A loan was obtained last year to finance equipment purchases including a High-Definition(HD) video camera and a Mac Pro computer for video editing. The business started offering HD video packages since last year. HD video packages command premium pricing compared to standard video packages.
My financial situation:
I am a good candidate for this loan because I have a solid track record of repaying loans and never missing a payment. The videography business has been operating since 2003 delivering a steady yearly revenue growth. Customer list includes retail clients (for weddings & parties) as well as corporate clients (for promotional videos).?
Miscellaneous notes:
I am the business owner and employ one full time employee who performs the shooting & editing tasks. I am also employed full time separately - The occupation and income in the borrower's profile reflect this.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| compoundinterest | $50.00 | $50.00 | 10/6/2009 4:29:01 PM |
| larrybird | $95.00 | $95.00 | 10/6/2009 4:29:29 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/6/2009 4:29:52 PM |
| selector568 | $100.00 | $100.00 | 10/6/2009 4:32:42 PM |
| djh47a | $40.00 | $40.00 | 10/6/2009 4:28:56 PM |
| kulender | $25.00 | $25.00 | 10/6/2009 4:33:25 PM |
| BlindProphet | $25.00 | $25.00 | 10/6/2009 4:28:59 PM |
| turbine5 | $40.00 | $40.00 | 10/6/2009 4:29:07 PM |
| Havana21 | $100.00 | $100.00 | 10/6/2009 4:29:13 PM |
| thedreamer | $25.00 | $25.00 | 10/6/2009 4:29:39 PM |
| dealarella | $25.00 | $25.00 | 10/6/2009 4:29:55 PM |
| point-zebra | $25.00 | $25.00 | 10/6/2009 4:32:30 PM |
| SNH | $50.00 | $50.00 | 10/6/2009 4:29:09 PM |
| czar3 | $25.00 | $25.00 | 10/6/2009 4:29:51 PM |
| MONEYLENDER101 | $100.00 | $100.00 | 10/6/2009 4:29:58 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/6/2009 4:33:08 PM |
| abidos | $25.00 | $25.00 | 10/6/2009 4:33:14 PM |
| understanding-marketplace | $100.00 | $100.00 | 10/6/2009 4:38:06 PM |
| kinetic-diversification | $50.00 | $50.00 | 10/6/2009 4:38:13 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/6/2009 4:44:16 PM |
| andrewgl | $25.00 | $25.00 | 10/6/2009 6:23:40 PM |
| DukSerduk | $25.00 | $25.00 | 10/6/2009 4:37:57 PM |
| skuba | $50.00 | $50.00 | 10/6/2009 4:37:59 PM |
| fortytwo | $27.00 | $27.00 | 10/6/2009 5:18:45 PM |
| currency-persimmon | $25.00 | $25.00 | 10/6/2009 8:22:02 PM |
| compassion-machine | $25.00 | $25.00 | 10/6/2009 9:43:45 PM |
| GatorBait | $45.00 | $45.00 | 10/6/2009 4:56:42 PM |
| radiant-cash | $25.00 | $25.00 | 10/6/2009 5:26:26 PM |
| Copa16 | $25.00 | $25.00 | 10/7/2009 3:46:38 AM |
| Loansforlife | $25.00 | $25.00 | 10/6/2009 7:31:18 PM |
| SchaeferJ | $25.00 | $25.00 | 10/7/2009 7:18:24 AM |
| triumphant-community | $25.00 | $25.00 | 10/6/2009 8:21:59 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 10/6/2009 8:22:08 PM |
| VPRLLC | $25.00 | $25.00 | 10/6/2009 9:36:23 PM |
| busybee007 | $25.00 | $25.00 | 10/7/2009 6:38:29 AM |
| nestegg4e | $25.00 | $25.00 | 10/7/2009 8:11:05 AM |
| danthemon35 | $25.00 | $25.00 | 10/7/2009 3:46:42 AM |
| The_Loan_Ranger | $25.00 | $25.00 | 10/7/2009 5:26:16 AM |
| jdnyc | $25.00 | $25.00 | 10/7/2009 9:45:51 AM |
| saffron4 | $25.00 | $25.00 | 10/7/2009 6:38:25 AM |
| power-collider | $25.00 | $25.00 | 10/7/2009 7:06:16 AM |
| cjames84 | $25.00 | $25.00 | 10/7/2009 10:10:48 AM |
| martinatime | $25.00 | $25.00 | 10/7/2009 11:46:33 AM |
| icon7 | $25.00 | $25.00 | 10/7/2009 11:46:36 AM |
| gustavholstopus32 | $48.45 | $48.45 | 10/7/2009 9:03:43 AM |
| LizzieMN | $25.00 | $25.00 | 10/7/2009 12:31:13 PM |
| Cheburashka | $25.06 | $25.06 | 10/7/2009 10:10:49 AM |
| Marathoner | $25.00 | $25.00 | 10/7/2009 10:21:38 AM |
| ClearLake | $25.00 | $25.00 | 10/7/2009 2:08:46 PM |
| honorable-treasure | $25.00 | $25.00 | 10/7/2009 10:44:42 AM |
| bigphish | $25.00 | $25.00 | 10/7/2009 11:52:53 AM |
| shadowflame_99 | $25.00 | $25.00 | 10/7/2009 3:14:26 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/7/2009 11:46:39 AM |
| JohnSmith10 | $38.09 | $38.09 | 10/7/2009 2:08:33 PM |
| Dazz2061 | $25.00 | $25.00 | 10/7/2009 2:59:31 PM |
| AEH_Now | $25.00 | $25.00 | 10/7/2009 4:06:08 PM |
| RedBlack | $25.00 | $25.00 | 10/7/2009 6:47:42 PM |
| best-marketologist | $25.00 | $25.00 | 10/7/2009 5:58:23 PM |
| c4shmunne | $25.00 | $25.00 | 10/7/2009 9:31:10 PM |
| hellasow | $25.00 | $25.00 | 10/7/2009 7:56:20 PM |
| saihu | $25.00 | $25.00 | 10/7/2009 8:36:08 PM |
| credit-coach118 | $30.00 | $30.00 | 10/7/2009 9:01:02 PM |
| swiftsoul | $25.00 | $25.00 | 10/8/2009 11:41:10 AM |
| peb44 | $150.00 | $150.00 | 10/8/2009 1:16:36 PM |
| vigman777 | $25.00 | $25.00 | 10/8/2009 7:46:21 PM |
| the-repayment-treaty | $40.00 | $40.00 | 10/8/2009 8:07:27 PM |
| djmjkelso | $25.00 | $25.00 | 10/8/2009 8:14:43 PM |
| hope-lionheart1 | $50.00 | $50.00 | 10/9/2009 9:48:07 PM |
| selo80 | $25.00 | $25.00 | 10/10/2009 7:39:41 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/11/2009 5:49:58 AM |
| dma1206 | $25.00 | $25.00 | 10/12/2009 9:49:03 AM |
| gracej | $25.00 | $25.00 | 10/6/2009 4:29:12 PM |
| Cai8899 | $25.00 | $25.00 | 10/6/2009 4:29:38 PM |
| InvestorPartners | $25.00 | $25.00 | 10/6/2009 4:29:41 PM |
| radiant-fund | $25.00 | $25.00 | 10/6/2009 4:29:59 PM |
| j48 | $25.00 | $25.00 | 10/6/2009 4:28:50 PM |
| inventive-funds | $25.00 | $25.00 | 10/6/2009 4:28:57 PM |
| Moron_Buffet | $25.00 | $25.00 | 10/6/2009 4:29:22 PM |
| kid8549 | $25.00 | $25.00 | 10/6/2009 4:29:24 PM |
| transparency-giant | $50.00 | $50.00 | 10/6/2009 4:29:32 PM |
| Barak | $80.00 | $80.00 | 10/6/2009 4:38:16 PM |
| justice-dna | $25.00 | $25.00 | 10/6/2009 4:29:02 PM |
| degster | $25.00 | $25.00 | 10/6/2009 4:29:04 PM |
| platinum-sorcerer6 | $25.00 | $25.00 | 10/6/2009 4:29:20 PM |
| kegs | $100.00 | $100.00 | 10/6/2009 4:29:26 PM |
| hawker | $100.00 | $100.00 | 10/6/2009 4:29:53 PM |
| a-responsible-return | $25.00 | $25.00 | 10/6/2009 4:30:05 PM |
| personal-lender | $25.00 | $25.00 | 10/6/2009 4:34:16 PM |
| wise-repayment-kayak | $25.00 | $25.00 | 10/6/2009 4:36:45 PM |
| bchen78875 | $50.00 | $50.00 | 10/6/2009 4:38:04 PM |
| gold-tsunami | $25.00 | $25.00 | 10/6/2009 4:38:07 PM |
| DonaldColorado | $25.00 | $25.00 | 10/6/2009 4:34:05 PM |
| wdove511 | $25.00 | $25.00 | 10/6/2009 5:44:14 PM |
| djs81 | $25.00 | $25.00 | 10/6/2009 4:34:59 PM |
| Weaverville | $25.00 | $25.00 | 10/6/2009 4:37:55 PM |
| sas19 | $25.00 | $25.00 | 10/6/2009 4:38:09 PM |
| attractive-rate | $25.00 | $25.00 | 10/6/2009 5:03:20 PM |
| lewislewis | $25.00 | $25.00 | 10/6/2009 4:52:47 PM |
| blot44 | $50.00 | $50.00 | 10/6/2009 5:19:36 PM |
| peace-cadence | $25.00 | $25.00 | 10/7/2009 1:58:29 AM |
| MoNeYMaN5 | $25.00 | $25.00 | 10/6/2009 8:22:04 PM |
| adir1 | $25.00 | $25.00 | 10/7/2009 6:38:28 AM |
| crenen139 | $25.00 | $25.00 | 10/6/2009 7:31:12 PM |
| bdloans | $40.86 | $40.86 | 10/7/2009 7:11:28 AM |
| Citizenryan | $25.00 | $25.00 | 10/6/2009 11:28:18 PM |
| jayvee169 | $25.00 | $25.00 | 10/6/2009 8:22:08 PM |
| djc314 | $25.00 | $25.00 | 10/7/2009 10:01:21 AM |
| AF-Chief | $35.00 | $35.00 | 10/7/2009 3:46:40 AM |
| CPA_Investor | $25.00 | $25.00 | 10/7/2009 9:31:39 AM |
| dphoenix | $25.00 | $25.00 | 10/7/2009 11:46:34 AM |
| TheMan | $25.00 | $25.00 | 10/7/2009 11:46:38 AM |
| KwikLoan | $25.00 | $25.00 | 10/7/2009 10:47:23 AM |
| junes08 | $50.00 | $50.00 | 10/7/2009 9:55:57 AM |
| jga516 | $25.00 | $25.00 | 10/7/2009 2:36:07 PM |
| Artist_Blue | $25.00 | $25.00 | 10/7/2009 11:52:23 AM |
| generous-deal6 | $25.00 | $25.00 | 10/7/2009 11:52:54 AM |
| Raven39 | $25.00 | $25.00 | 10/7/2009 11:46:35 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/7/2009 1:01:31 PM |
| BzJ108 | $25.00 | $25.00 | 10/7/2009 4:04:38 PM |
| wjf60 | $25.00 | $25.00 | 10/7/2009 2:08:32 PM |
| Davidson2 | $25.00 | $25.00 | 10/7/2009 3:22:14 PM |
| kenyonhillbilly | $25.00 | $25.00 | 10/7/2009 2:59:32 PM |
| tlam168 | $50.00 | $50.00 | 10/8/2009 2:17:54 AM |
| ksubd | $25.00 | $25.00 | 10/7/2009 9:20:56 PM |
| alpinaut | $25.00 | $25.00 | 10/8/2009 4:51:12 AM |
| Ragnar | $25.00 | $25.00 | 10/7/2009 11:06:03 PM |
| johannesfactotum | $25.00 | $25.00 | 10/7/2009 11:51:15 PM |
| SpotLending | $50.00 | $50.00 | 10/8/2009 11:28:37 AM |
| rlrcstr | $25.00 | $15.54 | 10/8/2009 7:48:09 AM |
| market-assembler | $50.00 | $50.00 | 10/8/2009 11:12:21 AM |
| the-profit-oracle | $25.00 | $25.00 | 10/11/2009 4:40:36 PM |
| rmpedi33 | $100.00 | $100.00 | 10/13/2009 7:40:41 AM |
| 132 bids
|
Borrower Payment Dependent Notes Series
425373
This series of Notes was issued and sold upon the funding of the borrower loan #38948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,175.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $98.39 |
|
Final lender yield:
| 27.50% |
Final borrower rate/APR:
| 28.50% / 30.86% |
Final monthly payment:
| $90.55 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 19.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 5
/
2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 24 | Length of status: | 1y 1m |
|
Amount delinquent:
| $3,648 |
Revolving credit balance:
| $143 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 19% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| bluestarman08 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 580-600
(Aug-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
2nd Prosper Loan Buy Delivery Truck
Purpose of loan: This?loan will?be used to make some routine repairs to and complete the purchase of the vehicle I had leased?for?distributing baked goods.
My financial situation:
This is my second Prosper loan.? Since I paid off my first Prosper loan early without the need for my previous group to cover me, I feel I established myself as a solid?borrower here on Prosper by doing what I said I would in my listing -- paying?off my first loan?in 6-12 months.? I am?looking to pay-off this next loan in 15-24 months.? I intend to keep using Prosper to improve my credit and my business at the same time.? Things besides my credit score (693: Experian) have improved dramatically in the past year.? First,?I got married, and we now have our first child together.??I've found new business, even in a tough economy by filling a niche market, and leveraged membership in my local chamber of commerce to?network effectively.? This year, I'm looking forward to building upon a solid business relationship I?developed with a local moving company and?making new?connections with professionals involved in entrepreneurial businesses.
My personal budget:
???? [Note: My wife's?income and the support she receives is not reported?in my monthly net income below.??
?????? I also no longer?keep a personal vehicle that I?maintain or insure.]
Monthly net income:???????? ???? $ 2220
Monthly personal expenses:??$ 1475
Housing: ........................................$ 315
Insurance: ......................................$ ?0
Car expenses: ................................$? 30
Utilities: .........................................$? 85
Phone, cable, internet: ....................$? 65
Food, entertainment: .......................$ 250
Clothing, household expenses .........$?100
Credit cards and other loans:........... $?280
Other expenses:............................. $ 350?????????
??????????????? Amount remaining: $745/mo
I also?have an additional?income +$200/mo income?(for Prosper payments) that will continue to be?received over?the next 9 months.? This income, which is not reported in my net income above, comes from repayments on?investments I made that I consider?available to keep this loan current.? After over a year of participation, I have had no defaults (98% historic repayment rate) and my portfolio's delinquency rate stands at less than 7%.
So, doing the math --?as one previous lender advised --?I?have disposable income?greater than 7x my?Prosper?payment to cover this loan request.
Bottom Line: I'm a?good risk because?I'm motivated to keep my?earnings up?and to provide the main income for my growing family which they so richly deserve!
Information in the Description is not verified.
Friends And Family Winning Bids
loaningmoneybyme has bid a total of
$159.50 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What is the delinquincy on the report. Thank you - paradiseinvestor
A:
The DQ is related to a collection account that was charged off in 2006. The original debt was sent to this agency due to my inability to keep up payments on the credit card I had originally used for making a grad school tuition payment in 2001.
(Oct-01-2009)
Q:
Congrats on getting fully funded! Do you plan to end your listing early or are you going to wait it out for a better rate? Just curious. - loaningmoneybyme
A:
Thanks for your help getting this going. I'm really happy with the response it has gotten and would like to see it through the full listing time. Part of me wants the wait to be over, yet I would like to get a rate in the mid to upper 20s since I feel I'm worth the risk, though I realize that might not happen this go around. When only .05% was eventually bid off my last loan, I wanted to pay it off much earlier, but I felt it better to give those lenders a decent return to see them bid again.
(Oct-03-2009)
Q:
I accidentally deleted my recommendation when I made an additional bid (oops!) so I wanted everyone to know that I supported "B" in his first loan -- he's a reliable person who plans to follow through on this loan. Bid down with confidence! - loaningmoneybyme
A:
THANKS "L" for going the extra mile to help me out. You are a true friend!
(Oct-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ladyorayne | $100.00 | $100.00 | 9/28/2009 8:02:13 AM |
| GS-ROCK | $50.00 | $50.00 | 9/29/2009 9:00:14 PM |
| DonDiego | $25.00 | $25.00 | 10/1/2009 1:53:34 AM |
| CoolPlexer | $25.00 | $25.00 | 10/1/2009 5:50:51 PM |
| Kennfusion | $25.00 | $25.00 | 10/2/2009 5:17:08 AM |
| USCGC | $50.00 | $50.00 | 10/3/2009 5:23:41 PM |
| money-expert | $40.00 | $40.00 | 10/6/2009 6:09:51 AM |
| cerbear9 | $25.00 | $25.00 | 10/6/2009 5:51:38 AM |
| CaliforniaSun | $35.50 | $35.50 | 10/5/2009 10:54:31 PM |
| mark1017-31 | $25.00 | $25.00 | 10/6/2009 2:16:03 AM |
| micloans | $78.23 | $78.23 | 10/6/2009 6:39:41 AM |
| Elevate2012 | $30.00 | $30.00 | 10/6/2009 8:29:19 AM |
| maga | $50.00 | $50.00 | 10/6/2009 8:31:00 AM |
| paradiseinvestor | $50.00 | $50.00 | 10/6/2009 12:13:57 PM |
| payontime1 | $50.00 | $50.00 | 10/6/2009 12:17:24 PM |
| fatboy888 | $25.00 | $25.00 | 10/6/2009 12:50:13 PM |
| boodo | $131.58 | $131.58 | 10/6/2009 10:50:13 AM |
| atlas100 | $50.00 | $50.00 | 10/6/2009 9:36:10 AM |
| credit-bada-bing | $25.00 | $2.49 | 10/6/2009 2:07:26 PM |
| tashara | $25.00 | $25.00 | 10/6/2009 2:28:57 PM |
| Fargo109 | $25.00 | $25.00 | 10/6/2009 11:27:14 AM |
| buckeyeatheart | $25.00 | $25.00 | 10/6/2009 2:39:59 PM |
| Astyanax | $25.00 | $25.00 | 10/6/2009 1:35:03 PM |
| uvumf | $50.00 | $50.00 | 10/6/2009 4:16:41 PM |
| loaningmoneybyme | $57.25 | $57.25 | 10/6/2009 3:56:42 PM |
| indomart | $25.00 | $25.00 | 10/6/2009 4:34:19 PM |
| FL-Lender | $50.00 | $50.00 | 10/6/2009 4:38:41 PM |
| loaningmoneybyme | $25.00 | $25.00 | 9/22/2009 6:52:24 PM |
| SCIGIE | $25.00 | $25.00 | 9/28/2009 5:55:48 PM |
| marwadi-62 | $25.00 | $25.00 | 10/1/2009 6:04:37 PM |
| loanman2007 | $75.00 | $75.00 | 10/2/2009 11:57:11 AM |
| site_ml | $25.00 | $25.00 | 10/3/2009 8:09:28 AM |
| momoney2lend | $25.00 | $25.00 | 10/4/2009 8:54:58 AM |
| loaningmoneybyme | $50.00 | $50.00 | 10/5/2009 9:36:22 AM |
| thisbucksforu | $40.00 | $40.00 | 10/5/2009 12:00:59 PM |
| plaudvr07 | $50.00 | $50.00 | 10/5/2009 3:44:02 PM |
| peb44 | $25.00 | $25.00 | 10/5/2009 4:26:40 PM |
| loaningmoneybyme | $27.25 | $27.25 | 10/5/2009 4:50:58 PM |
| Drivindabus | $25.00 | $25.00 | 10/5/2009 6:08:58 PM |
| semdoc1 | $50.00 | $50.00 | 10/5/2009 8:55:02 PM |
| MSCG | $40.00 | $40.00 | 10/6/2009 12:25:23 PM |
| keeper24 | $30.56 | $30.56 | 10/6/2009 8:59:02 AM |
| EEasyMoney | $25.00 | $25.00 | 10/6/2009 9:08:30 AM |
| Astyanax | $25.00 | $25.00 | 10/6/2009 1:34:34 PM |
| Sparchange | $32.14 | $32.14 | 10/6/2009 11:25:09 AM |
| caseattle | $25.00 | $25.00 | 10/6/2009 11:42:41 AM |
| oreyedoc | $50.00 | $50.00 | 10/6/2009 1:07:04 PM |
| SouthernRemarketing | $25.00 | $25.00 | 10/6/2009 2:41:37 PM |
| mbcjk | $25.00 | $25.00 | 10/6/2009 3:21:36 PM |
| delivery | $50.00 | $50.00 | 10/6/2009 1:16:12 PM |
| dorypro | $25.00 | $25.00 | 10/6/2009 3:21:04 PM |
| Clicktogetmoney | $30.00 | $30.00 | 10/6/2009 3:14:45 PM |
| Waroen | $25.00 | $25.00 | 10/6/2009 3:39:22 PM |
| fireferd | $100.00 | $100.00 | 10/6/2009 3:43:18 PM |
| reflective-rupee | $25.00 | $25.00 | 10/6/2009 3:52:56 PM |
| loans_to_loan | $25.00 | $25.00 | 10/6/2009 4:33:22 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
425475
This series of Notes was issued and sold upon the funding of the borrower loan #38940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 22.01% |
Starting borrower rate/APR:
| 23.01% / 25.29% |
Starting monthly payment:
| $193.57 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.18% |
Final monthly payment:
| $175.79 |
| |
|
Auction yield range:
| 8.27% - 22.01% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 14
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,969 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 53% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ITNERD |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $7,550.00 | < mo. late:
| 0
( 0% )
| 600-620
(Jan-2008)
580-600
(Mar-2007)
580-600
(Nov-2006)
|
|
Principal balance:
| $1,896.66 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
I need to consolidate my payments
Just to give you a background, I am an executive in a Multi-National Computer corporation.? I have a PhD in Computer Science and made about?$116,000 plus annually.? I have just fully paid my previous loan to prosper ahead of schedule.? I have been working in the same company for almost 10 years now and have never missed any payments on any loan, ever.? I have always paid on time or paid ahead of time.? The reason my Credit Score isn't an AA is because I just moved here from Hong Kong 3.5 years ago and had to deal with all the moving and relocation expenses.? Also, I have an Autistic son and the expenses for his therapy prevents me from paying off my credit card balances in one go.? But I certainly have the means to pay it off in time.?
That being said, thank you for your time.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| GABC-1 | $100.00 | $100.00 | 9/23/2009 4:21:06 PM |
| GS-ROCK | $25.00 | $25.00 | 9/23/2009 8:37:26 PM |
| SFBank | $200.00 | $200.00 | 9/24/2009 6:58:49 PM |
| Syzygy | $25.00 | $25.00 | 9/25/2009 6:15:56 PM |
| payout-comet | $25.00 | $24.54 | 9/28/2009 12:07:52 PM |
| loanman2007 | $100.00 | $100.00 | 9/29/2009 1:26:49 PM |
| RickColo | $50.00 | $50.00 | 9/29/2009 11:50:44 PM |
| Sol_Invictus | $25.00 | $25.00 | 10/1/2009 6:57:13 AM |
| LilyMax | $100.00 | $100.00 | 10/1/2009 12:06:18 PM |
| DJLoans | $33.25 | $33.25 | 10/1/2009 8:28:34 PM |
| golffish2 | $500.00 | $500.00 | 10/2/2009 3:55:07 AM |
| drcoop | $150.00 | $150.00 | 10/3/2009 10:54:20 AM |
| LindaRicci | $25.00 | $25.00 | 10/3/2009 11:14:08 AM |
| curious166 | $75.00 | $75.00 | 10/4/2009 8:29:03 AM |
| duty-accomplishment | $85.00 | $85.00 | 10/4/2009 11:49:41 AM |
| credit-missile | $100.00 | $100.00 | 10/4/2009 4:20:22 PM |
| beuford7 | $25.00 | $25.00 | 10/5/2009 3:59:14 PM |
| jybank | $25.00 | $25.00 | 10/5/2009 11:20:14 PM |
| ORteacher | $50.00 | $50.00 | 10/5/2009 6:56:55 PM |
| CA_Lender | $25.00 | $25.00 | 10/5/2009 7:31:38 PM |
| CaptainLender | $50.37 | $50.37 | 10/6/2009 4:12:48 AM |
| MoneyForNothing | $50.00 | $50.00 | 10/6/2009 6:31:14 AM |
| JCM_MN | $30.00 | $30.00 | 10/6/2009 4:45:28 AM |
| doomsday18 | $25.00 | $25.00 | 10/6/2009 7:42:58 AM |
| redrose1518 | $44.00 | $44.00 | 10/6/2009 9:12:49 AM |
| BLKLOC11 | $25.00 | $25.00 | 10/6/2009 9:40:20 AM |
| sorace | $50.00 | $50.00 | 10/6/2009 2:10:12 PM |
| caseattle | $25.00 | $25.00 | 10/6/2009 11:46:47 AM |
| credit-missile | $101.98 | $101.98 | 10/6/2009 12:41:34 PM |
| Astyanax | $25.00 | $25.00 | 10/6/2009 1:42:56 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/6/2009 3:07:55 PM |
| inventive-investment | $25.00 | $25.00 | 10/6/2009 12:48:55 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/6/2009 1:13:28 PM |
| klemer | $25.00 | $25.00 | 10/6/2009 3:26:07 PM |
| HarleyBoy | $25.00 | $25.00 | 10/6/2009 1:42:32 PM |
| oldman1947 | $25.00 | $25.00 | 10/6/2009 3:07:17 PM |
| mattbly | $25.00 | $25.00 | 10/6/2009 3:25:13 PM |
| VTXRider | $25.00 | $25.00 | 10/6/2009 2:23:22 PM |
| investment-cluster | $25.00 | $25.00 | 10/6/2009 3:58:05 PM |
| wwwUniversal | $25.00 | $25.00 | 10/6/2009 4:12:55 PM |
| icon7 | $25.00 | $25.00 | 10/6/2009 3:25:38 PM |
| friendinmoney | $41.97 | $41.97 | 10/6/2009 4:41:52 PM |
| festivecpl | $500.00 | $500.00 | 9/22/2009 7:50:36 PM |
| 4mydaughterseducation | $50.00 | $50.00 | 9/22/2009 7:51:52 PM |
| OoM | $25.51 | $25.51 | 9/23/2009 8:38:00 AM |
| rocky1a | $25.00 | $25.00 | 9/24/2009 9:49:37 AM |
| herman7 | $25.00 | $25.00 | 9/26/2009 6:00:52 AM |
| clemclan | $100.00 | $100.00 | 9/25/2009 9:48:47 PM |
| building_community | $25.00 | $25.00 | 10/1/2009 2:11:31 AM |
| r1j2r3 | $25.00 | $25.00 | 10/1/2009 7:16:25 PM |
| PrinceValium | $25.00 | $25.00 | 10/1/2009 9:45:01 PM |
| matthewrburk | $100.00 | $100.00 | 10/2/2009 1:51:30 AM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:04 PM |
| carmat60 | $25.00 | $25.00 | 10/3/2009 2:09:49 AM |
| Eaglehigh | $25.00 | $25.00 | 10/3/2009 2:23:13 PM |
| PropertyInvest | $25.00 | $25.00 | 10/3/2009 6:49:59 PM |
| LendingHelper | $100.00 | $100.00 | 10/5/2009 2:50:03 PM |
| Philman | $25.00 | $25.00 | 10/5/2009 7:34:54 PM |
| help4u | $150.00 | $150.00 | 10/5/2009 6:20:56 PM |
| SweatyBalls | $50.00 | $50.00 | 10/5/2009 5:13:54 PM |
| BankofBeth | $50.00 | $50.00 | 10/5/2009 7:28:53 PM |
| Ryan13 | $45.00 | $45.00 | 10/5/2009 9:27:29 PM |
| SkinnyFish | $25.00 | $25.00 | 10/6/2009 4:54:20 AM |
| martymaniaman | $50.00 | $50.00 | 10/6/2009 6:05:04 AM |
| MarvinE | $25.00 | $25.00 | 10/6/2009 6:20:43 AM |
| bowl800 | $25.00 | $25.00 | 10/6/2009 6:35:44 AM |
| Johnab | $55.00 | $55.00 | 10/6/2009 11:43:44 AM |
| USCGC | $50.00 | $50.00 | 10/6/2009 9:03:44 AM |
| JBF_Investments | $25.00 | $25.00 | 10/6/2009 12:36:27 PM |
| upbeat-wealth | $25.00 | $25.00 | 10/6/2009 2:21:32 PM |
| I_want_to_help_you | $25.00 | $25.00 | 10/6/2009 2:22:55 PM |
| ookamikun | $100.00 | $100.00 | 10/6/2009 11:22:23 AM |
| Leshan | $88.38 | $88.38 | 10/6/2009 1:33:29 PM |
| generous-deal6 | $100.00 | $100.00 | 10/6/2009 1:03:29 PM |
| kendigme | $25.00 | $25.00 | 10/6/2009 3:22:37 PM |
| investment-visionary | $50.00 | $50.00 | 10/6/2009 2:55:07 PM |
| fireferd | $200.00 | $200.00 | 10/6/2009 3:07:51 PM |
| zento | $25.00 | $25.00 | 10/6/2009 3:18:31 PM |
| roi-advantage | $25.00 | $25.00 | 10/6/2009 4:00:30 PM |
| sunnysally | $25.00 | $25.00 | 10/6/2009 2:41:26 PM |
| visionary-currency | $50.00 | $50.00 | 10/6/2009 2:54:12 PM |
| lender-1 | $50.00 | $50.00 | 10/6/2009 3:04:24 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/6/2009 4:37:15 PM |
| 83 bids
|
Borrower Payment Dependent Notes Series
426061
This series of Notes was issued and sold upon the funding of the borrower loan #38931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 24.87% |
Starting monthly payment:
| $37.71 |
|
Final lender yield:
| 19.00% |
Final borrower rate/APR:
| 20.00% / 23.78% |
Final monthly payment:
| $37.16 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,063 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 84% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| jkohn600 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my Credit Cards
Purpose of loan:
This loan will be used to pay off 4 credit cards. My wife and I have accumulated this debt as I went back to school and just finished my Accounting degree.
My financial situation:
I am a good candidate for this loan because my wife and I both work full time?positions and can easily make this payment.?We would just like to consolidate to?a less rate.?
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 900
??Car expenses: $ 700
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 10/1/2009 2:00:25 PM |
| Kyileo | $25.00 | $25.00 | 10/12/2009 12:51:15 PM |
| oreyedoc | $50.00 | $50.00 | 10/12/2009 11:00:17 AM |
| daekpon | $50.00 | $50.00 | 10/12/2009 11:56:01 AM |
| DMKAssetManagement | $100.00 | $100.00 | 10/12/2009 3:36:26 PM |
| Audiophobe | $50.00 | $50.00 | 10/12/2009 1:44:32 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/12/2009 4:07:38 PM |
| Engineer44 | $30.00 | $30.00 | 10/12/2009 4:07:49 PM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 7:47:07 AM |
| AM2008 | $25.00 | $25.00 | 10/9/2009 2:01:44 PM |
| Unitas4302 | $50.00 | $50.00 | 10/9/2009 3:15:38 PM |
| scho0590 | $77.75 | $77.75 | 10/9/2009 5:44:01 PM |
| ohmarkybaby | $25.00 | $25.00 | 10/12/2009 5:21:20 AM |
| BuffetRocks | $75.00 | $75.00 | 10/12/2009 9:50:20 AM |
| xlnt-loans | $29.01 | $29.01 | 10/12/2009 1:24:43 PM |
| fopaul13 | $50.39 | $50.39 | 10/12/2009 9:54:02 AM |
| jybank | $25.00 | $25.00 | 10/12/2009 12:10:26 PM |
| VAGweilo | $100.00 | $12.85 | 10/12/2009 3:00:09 PM |
| HomerdohNY | $25.00 | $25.00 | 10/12/2009 3:08:43 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/12/2009 4:07:58 PM |
| mystss | $50.00 | $50.00 | 10/12/2009 2:39:39 PM |
| investment-cluster | $25.00 | $25.00 | 10/12/2009 3:51:00 PM |
| credit-coach118 | $25.00 | $25.00 | 10/12/2009 4:07:13 PM |
| reflective-rupee | $100.00 | $100.00 | 10/12/2009 4:08:03 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
426715
This series of Notes was issued and sold upon the funding of the borrower loan #38933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction start date:
| Oct-02-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 15.99% |
Starting borrower rate/APR:
| 16.99% / 19.19% |
Starting monthly payment:
| $213.89 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $207.85 |
| |
|
Auction yield range:
| 6.27% - 15.99% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-780 (Oct-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $18,467 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 82% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| loyalty-force |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down credit debt
Purpose of loan:
This loan will be used to? pay down my?credit card so it is no longer maxed out.? This last month, my dog Sage, had to be taken to the emergency vet twice.? The first time he went in was due to him?being stung by a bee and having a severe reaction.? The next day he collapsed.? I was not sure if it was due to the steroids he was put on the day before or if it was due to something else.? When I called the vet they said I should be calling them from my car.? The vet noticed an irregular heart rhythm when listening to Sages heart and feeling his pulse.? He believed that Sage had "boxer cardiomyopathy".? The vet recommended that Sage?stay over night at the vet for observation.??He was?hooked up to an ECG monitor, given meds?and?an IV during his stay.? He also recommended that Sage be seen by a cardiologist the next day to find out the severity of his condition.? The following day I took him to the cardiologist where they ran a battery of tests.??Sage was in fact diagnosed as having "Boxer cardiomyopathy".? He was then sent home with a monitor to record his heart beats to make sure that the medication he was being put on was making a difference as well as to keep track of activities that might cause his heart to begin beating irregularly.? All of these tests and visits created a huge financial stress for me and my family.? I ended up maxing out my only credit card and nearly overdrawing my bank account.? I am seeking this loan to help me get my head above water again.
My financial situation:
I am a good candidate for this loan because?I am extremely responsible and frugal with money.? I have never defaulted on any loans or credit cards.? I have successfully paid off school loans as well as auto loans and did not begin to carry any credit card debt until I purchased my house a year ago.? The?reason I have incurred debt in the last year is?due to?the house I purchased having problems that were not found in the inspection that had to be fixed immediately.? I have been with my current employer for the over 5 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Kelor99 | $25.00 | $25.00 | 10/2/2009 4:15:03 PM |
| treasure-firestarter8 | $25.00 | $25.00 | 10/2/2009 4:15:27 PM |
| interest-exec9 | $25.00 | $25.00 | 10/2/2009 4:17:07 PM |
| thrifty-return | $50.00 | $50.00 | 10/2/2009 4:17:39 PM |
| tender-gold | $25.00 | $25.00 | 10/2/2009 4:17:42 PM |
| InvestorPartners | $25.00 | $25.00 | 10/2/2009 4:17:56 PM |
| RationalWorld | $25.00 | $25.00 | 10/2/2009 4:18:32 PM |
| jayz515 | $40.00 | $40.00 | 10/2/2009 4:14:53 PM |
| coolspeed | $25.00 | $25.00 | 10/2/2009 4:15:02 PM |
| honorable-yield | $25.00 | $25.00 | 10/2/2009 4:18:51 PM |
| wayman | $50.00 | $50.00 | 10/2/2009 4:19:09 PM |
| lending-bear | $25.00 | $25.00 | 10/2/2009 4:19:18 PM |
| benefit-squirrel | $30.00 | $30.00 | 10/2/2009 4:19:24 PM |
| Casper00 | $50.00 | $50.00 | 10/2/2009 4:15:15 PM |
| skuba | $25.00 | $25.00 | 10/2/2009 4:16:43 PM |
| educationfirst | $25.00 | $25.00 | 10/2/2009 4:20:14 PM |
| Gabriel02 | $25.00 | $25.00 | 10/2/2009 4:17:08 PM |
| Josta | $50.00 | $50.00 | 10/2/2009 4:20:27 PM |
| tidy-peace | $25.00 | $25.00 | 10/2/2009 4:17:26 PM |
| inventive-wealth2 | $25.00 | $25.00 | 10/2/2009 4:17:45 PM |
| mcarm66 | $25.00 | $25.00 | 10/2/2009 4:17:59 PM |
| yukongin | $25.00 | $25.00 | 10/2/2009 4:18:22 PM |
| Artist_Blue | $25.00 | $25.00 | 10/2/2009 4:18:54 PM |
| exact-justice | $25.00 | $25.00 | 10/2/2009 4:19:12 PM |
| power-collider | $25.00 | $25.00 | 10/2/2009 4:18:00 PM |
| jonn834 | $25.00 | $25.00 | 10/2/2009 4:18:04 PM |
| djh47a | $25.00 | $25.00 | 10/2/2009 4:19:31 PM |
| GatorBait | $25.00 | $25.00 | 10/2/2009 4:19:33 PM |
| Exia | $25.00 | $25.00 | 10/2/2009 4:19:37 PM |
| anton | $25.00 | $25.00 | 10/2/2009 4:19:40 PM |
| LenderDan | $100.00 | $100.00 | 10/2/2009 4:18:25 PM |
| gracej | $25.00 | $25.00 | 10/2/2009 4:18:29 PM |
| new-goal-return | $25.00 | $25.00 | 10/2/2009 4:19:44 PM |
| soldadoz | $25.00 | $25.00 | 10/2/2009 4:18:37 PM |
| RadCad1 | $50.00 | $50.00 | 10/2/2009 4:18:41 PM |
| Champpilot | $50.00 | $50.00 | 10/2/2009 4:19:01 PM |
| riversmoke | $25.00 | $25.00 | 10/2/2009 4:19:22 PM |
| dansarkis | $25.00 | $25.00 | 10/2/2009 4:20:19 PM |
| Cai8899 | $25.00 | $25.00 | 10/2/2009 4:20:33 PM |
| Napoleana | $25.00 | $25.00 | 10/2/2009 4:24:25 PM |
| Raye147 | $25.00 | $25.00 | 10/2/2009 4:24:30 PM |
| SPB | $25.00 | $25.00 | 10/2/2009 4:24:42 PM |
| chief_wo | $25.00 | $25.00 | 10/2/2009 4:24:53 PM |
| jdnyc | $25.00 | $25.00 | 10/2/2009 4:24:59 PM |
| TheMan | $25.00 | $25.00 | 10/2/2009 4:25:18 PM |
| Loan_shark718 | $50.00 | $50.00 | 10/2/2009 4:25:28 PM |
| SnE | $25.00 | $25.00 | 10/2/2009 4:25:33 PM |
| AF-Chief | $25.00 | $25.00 | 10/2/2009 4:25:49 PM |
| Macarro4 | $25.00 | $25.00 | 10/2/2009 4:26:04 PM |
| busybee007 | $25.00 | $25.00 | 10/2/2009 4:26:13 PM |
| LendDoc | $25.00 | $25.00 | 10/2/2009 4:24:02 PM |
| silver-ace | $25.00 | $25.00 | 10/2/2009 4:24:27 PM |
| mpatrick | $50.00 | $50.00 | 10/2/2009 4:27:00 PM |
| thumper64 | $25.00 | $25.00 | 10/2/2009 4:23:53 PM |
| miked8303 | $25.00 | $25.00 | 10/2/2009 4:27:08 PM |
| OCBLUE | $25.00 | $25.00 | 10/2/2009 4:27:15 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/2/2009 4:27:19 PM |
| spitzbergen | $25.00 | $25.00 | 10/2/2009 4:27:31 PM |
| no-u-turn | $25.00 | $25.00 | 10/2/2009 4:24:24 PM |
| brazilofmux | $100.00 | $100.00 | 10/2/2009 4:27:50 PM |
| thedreamer | $25.00 | $25.00 | 10/2/2009 4:28:02 PM |
| brainy-dedication | $25.00 | $25.00 | 10/2/2009 4:25:04 PM |
| nikgod | $25.00 | $25.00 | 10/2/2009 4:25:47 PM |
| SBT | $50.00 | $50.00 | 10/2/2009 4:25:53 PM |
| JohnW12 | $25.00 | $25.00 | 10/2/2009 4:25:10 PM |
| Aimvest | $25.00 | $25.00 | 10/2/2009 4:26:02 PM |
| icon7 | $25.00 | $25.00 | 10/2/2009 4:25:16 PM |
| gold-tsunami | $25.00 | $25.00 | 10/2/2009 4:26:19 PM |
| Dahlozer | $25.00 | $25.00 | 10/2/2009 4:28:57 PM |
| yield-lion | $25.00 | $25.00 | 10/2/2009 4:26:38 PM |
| TechGuy2 | $25.00 | $25.00 | 10/2/2009 4:26:08 PM |
| elated-justice | $25.00 | $25.00 | 10/2/2009 4:26:17 PM |
| snoopey100 | $25.00 | $25.00 | 10/2/2009 4:27:44 PM |
| mpactlender | $25.00 | $25.00 | 10/2/2009 4:28:06 PM |
| WalnutCreekguy | $33.00 | $33.00 | 10/2/2009 4:28:22 PM |
| sloan | $25.00 | $25.00 | 10/2/2009 4:28:29 PM |
| techvet | $25.00 | $25.00 | 10/2/2009 4:28:32 PM |
| Clambake | $50.00 | $50.00 | 10/2/2009 4:28:36 PM |
| jeg3k | $25.00 | $25.00 | 10/2/2009 4:28:43 PM |
| youqianderen | $50.00 | $50.00 | 10/2/2009 4:28:59 PM |
| unclejaef | $25.00 | $25.00 | 10/2/2009 4:28:52 PM |
| socialbanker | $25.00 | $25.00 | 10/2/2009 4:28:55 PM |
| westsidehighway | $25.00 | $25.00 | 10/2/2009 4:29:02 PM |
| jybank | $25.00 | $25.00 | 10/2/2009 4:42:26 PM |
| riveting-rate | $25.00 | $25.00 | 10/3/2009 9:55:10 AM |
| zento | $25.00 | $25.00 | 10/3/2009 8:31:21 PM |
| CAGE-Investments | $50.00 | $50.00 | 10/4/2009 3:38:22 PM |
| loanman2007 | $25.00 | $25.00 | 10/4/2009 6:14:52 PM |
| totoro | $25.00 | $25.00 | 10/5/2009 10:32:25 AM |
| Sol_Invictus | $25.00 | $25.00 | 10/5/2009 2:34:47 PM |
| interstellar | $50.00 | $50.00 | 10/5/2009 3:28:31 PM |
| rellotsf | $25.00 | $25.00 | 10/2/2009 4:16:00 PM |
| five-star-justice | $36.00 | $36.00 | 10/2/2009 4:16:59 PM |
| transaction-animal8 | $25.00 | $25.00 | 10/2/2009 4:17:22 PM |
| historic-fund | $50.00 | $50.00 | 10/2/2009 4:17:31 PM |
| Dutchhunter | $25.00 | $25.00 | 10/2/2009 4:18:32 PM |
| MARWARISETH | $25.00 | $25.00 | 10/2/2009 4:18:40 PM |
| Aquani | $50.00 | $50.00 | 10/2/2009 4:19:03 PM |
| highcountry1 | $25.00 | $25.00 | 10/2/2009 4:14:57 PM |
| shawnw2 | $50.00 | $50.00 | 10/2/2009 4:15:09 PM |
| fortytwo | $150.00 | $150.00 | 10/2/2009 4:15:14 PM |
| special-responsibility | $25.00 | $25.00 | 10/2/2009 4:19:29 PM |
| crazycool | $35.00 | $35.00 | 10/2/2009 4:16:40 PM |
| Coach2often | $25.00 | $25.00 | 10/2/2009 4:19:50 PM |
| zoomdrm57 | $25.00 | $25.00 | 10/2/2009 4:16:46 PM |
| scottr | $25.00 | $25.00 | 10/2/2009 4:16:16 PM |
| Supernick | $25.00 | $25.00 | 10/2/2009 4:16:37 PM |
| affluence-tycoon | $25.00 | $25.00 | 10/2/2009 4:17:37 PM |
| inventive-exchange | $25.00 | $25.00 | 10/2/2009 4:18:02 PM |
| PatRichi | $25.00 | $25.00 | 10/2/2009 4:18:15 PM |
| kind-leverage-ringleader | $50.00 | $50.00 | 10/2/2009 4:17:23 PM |
| Weaverville | $50.00 | $50.00 | 10/2/2009 4:18:20 PM |
| Lax | $25.00 | $25.00 | 10/2/2009 4:17:30 PM |
| don8ter | $25.00 | $25.00 | 10/2/2009 4:17:34 PM |
| visionary-currency | $50.00 | $50.00 | 10/2/2009 4:18:37 PM |
| Phantom99 | $25.00 | $25.00 | 10/2/2009 4:17:47 PM |
| personal-lender | $25.00 | $25.00 | 10/2/2009 4:18:58 PM |
| Havana21 | $50.00 | $50.00 | 10/2/2009 4:17:53 PM |
| a-healthy-affluence | $50.00 | $50.00 | 10/2/2009 4:17:58 PM |
| Halos2002 | $50.00 | $50.00 | 10/2/2009 4:18:45 PM |
| standanddeliver | $25.00 | $25.00 | 10/2/2009 4:20:03 PM |
| unitedins | $25.00 | $25.00 | 10/2/2009 4:18:49 PM |
| VentureExplorer | $25.00 | $25.00 | 10/2/2009 4:19:06 PM |
| skiberdad | $50.00 | $50.00 | 10/2/2009 4:20:30 PM |
| figs4u2 | $200.00 | $200.00 | 10/2/2009 4:19:15 PM |
| dinobuddy | $25.00 | $25.00 | 10/2/2009 4:19:17 PM |
| burrito6 | $25.00 | $25.00 | 10/2/2009 4:19:26 PM |
| Breadandbutter | $25.00 | $25.00 | 10/2/2009 4:23:51 PM |
| gold-cluster | $50.00 | $50.00 | 10/2/2009 4:20:03 PM |
| andrewgl | $25.00 | $25.00 | 10/2/2009 4:24:09 PM |
| taylor883 | $25.00 | $25.00 | 10/2/2009 4:24:13 PM |
| loner001 | $25.00 | $25.00 | 10/2/2009 4:24:19 PM |
| jonx | $25.00 | $25.00 | 10/2/2009 4:24:26 PM |
| RamesesTG | $25.00 | $25.00 | 10/2/2009 4:24:31 PM |
| justice-dna | $25.00 | $25.00 | 10/2/2009 4:25:21 PM |
| galtsgulch | $25.00 | $25.00 | 10/2/2009 4:25:46 PM |
| bxdoc | $150.00 | $150.00 | 10/2/2009 4:25:51 PM |
| Skady3love | $25.00 | $25.00 | 10/2/2009 4:25:56 PM |
| bchen78875 | $25.00 | $25.00 | 10/2/2009 4:26:01 PM |
| BuffetRocks | $25.00 | $25.00 | 10/2/2009 4:23:49 PM |
| czar3 | $30.00 | $30.00 | 10/2/2009 4:26:05 PM |
| dime-worker | $25.00 | $25.00 | 10/2/2009 4:24:34 PM |
| mentalsweat | $25.00 | $25.00 | 10/2/2009 4:26:50 PM |
| Lam0nt | $25.00 | $25.00 | 10/2/2009 4:26:55 PM |
| Synergism | $25.00 | $25.00 | 10/2/2009 4:27:07 PM |
| Dohshooter | $50.00 | $50.00 | 10/2/2009 4:27:13 PM |
| fuzed | $25.00 | $25.00 | 10/2/2009 4:25:03 PM |
| MasterJin | $25.00 | $25.00 | 10/2/2009 4:24:15 PM |
| angeimack | $25.00 | $25.00 | 10/2/2009 4:24:17 PM |
| CPAMAN | $25.00 | $25.00 | 10/2/2009 4:25:13 PM |
| Thorny | $25.00 | $25.00 | 10/2/2009 4:24:25 PM |
| LimekilnLake | $25.00 | $25.00 | 10/2/2009 4:24:39 PM |
| mathprof | $25.00 | $25.00 | 10/2/2009 4:25:32 PM |
| F16Pilot | $25.00 | $25.00 | 10/2/2009 4:25:35 PM |
| dbluesea | $25.00 | $25.00 | 10/2/2009 4:24:58 PM |
| d_grbg | $35.00 | $35.00 | 10/2/2009 4:28:11 PM |
| aldeed | $25.00 | $25.00 | 10/2/2009 4:28:25 PM |
| income-crescendo1 | $25.00 | $25.00 | 10/2/2009 4:26:10 PM |
| ianakacg | $25.00 | $25.00 | 10/2/2009 4:28:46 PM |
| rjleves | $25.00 | $25.00 | 10/2/2009 4:26:22 PM |
| MicroL | $25.00 | $25.00 | 10/2/2009 4:29:04 PM |
| Andersg | $25.00 | $25.00 | 10/2/2009 4:26:34 PM |
| gadget7 | $25.00 | $25.00 | 10/2/2009 4:26:39 PM |
| Snowflake6515 | $25.00 | $25.00 | 10/2/2009 4:26:47 PM |
| kulender | $25.00 | $25.00 | 10/2/2009 4:26:24 PM |
| Rysterola82 | $25.00 | $25.00 | 10/2/2009 4:26:42 PM |
| MissionMicroFinance | $25.00 | $25.00 | 10/2/2009 4:26:44 PM |
| colonel5 | $25.00 | $25.00 | 10/2/2009 4:26:53 PM |
| Hexnut | $25.00 | $25.00 | 10/2/2009 4:27:05 PM |
| ClearLake | $25.00 | $25.00 | 10/2/2009 4:27:55 PM |
| dparkhom | $25.00 | $25.00 | 10/2/2009 4:28:18 PM |
| Carpetkid | $25.00 | $25.00 | 10/2/2009 4:27:54 PM |
| turbine5 | $25.00 | $25.00 | 10/2/2009 4:27:59 PM |
| Sam65 | $25.00 | $25.00 | 10/2/2009 4:28:49 PM |
| chicco | $80.00 | $80.00 | 10/2/2009 4:28:39 PM |
| hawker | $100.00 | $6.00 | 10/2/2009 4:29:06 PM |
| FG9YTR | $25.00 | $25.00 | 10/2/2009 4:39:52 PM |
| twjh | $25.00 | $25.00 | 10/2/2009 4:33:36 PM |
| Ven58 | $25.00 | $25.00 | 10/2/2009 4:33:40 PM |
| minista | $25.00 | $25.00 | 10/2/2009 4:34:04 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:40 PM |
| generous-deal6 | $25.00 | $25.00 | 10/2/2009 11:39:45 PM |
| buckyhead2000 | $25.00 | $25.00 | 10/3/2009 5:09:33 PM |
| buckeyeatheart | $25.00 | $25.00 | 10/5/2009 10:05:04 AM |
| Spring342 | $25.00 | $25.00 | 10/5/2009 12:34:12 PM |
| truth-futurist | $25.00 | $25.00 | 10/5/2009 12:53:18 PM |
| Syzygy | $25.00 | $25.00 | 10/5/2009 6:01:36 PM |
| 187 bids
|
Borrower Payment Dependent Notes Series
426873
This series of Notes was issued and sold upon the funding of the borrower loan #38924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,200.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.44% |
Starting monthly payment:
| $54.28 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 38.44% |
Final monthly payment:
| $54.28 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,751 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| jednhec |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < mo. late:
| 0
( 0% )
| 600-620
(May-2008)
|
|
Principal balance:
| $2,714.61 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Engagement Ring
Purpose of loan:
This loan will be used?to put a ring on my Girlfriend of Five Years finger....?
My financial situation:
I am a good candidate for this loan because?I have been on my?job at Bancorp South for 2 and a half?years, my credit is okay?I?only have a few high balances because i lived off my credit cards while working?partime and putting myself through school....I will?graduate with my bachleors in accounting in May of 2010....Also take a look at my credit history never late over?limit ever just?paid off a 7500 loan thru my bank last month that freed up 340 a month for me?my exsisting prosper loan is current and up to date never late....I just?want to get this ring before christmas?please help me out and dont hesitate?to ask me any questions....?
Monthly net income: $ 1400.00
Monthly expenses: $
??Housing: $ 0?I live with my Parents
??Insurance: $ 65.00
??Car expenses: $ 0 Paid for...
??Utilities: $ 0
??Phone, cable, internet: $ 45..?
??Credit cards and other loans: $ 600.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How will your budget and living arrangements change after the ring? - GetLoan
A:
well i am proposing on christmas eve and my g\f and I will more than likely get an apartment for around six months, then start looking for a house within that six month period i plan on taking my tax refund money and the money i save within the next 6-8 months and pay off all my debt which is only around 8,000 plus my g\f graduates from olemiss in dec with her bachelors in education so he income will play a huge roll she also has no bills whatso ever her parents pay for everything her 2007
(Oct-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $300.00 | $300.00 | 10/5/2009 5:09:11 PM |
| jgar_O | $25.00 | $25.00 | 10/7/2009 6:58:29 AM |
| SCIGIE | $25.00 | $25.00 | 10/7/2009 6:59:45 PM |
| building_community | $25.00 | $25.00 | 10/8/2009 7:45:47 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/9/2009 10:39:09 AM |
| igotplans | $25.00 | $25.00 | 10/9/2009 6:09:56 PM |
| productive-currency3 | $25.00 | $25.00 | 10/9/2009 7:08:55 PM |
| Kqwik | $25.00 | $25.00 | 10/10/2009 2:05:29 PM |
| generous-deal6 | $50.00 | $50.00 | 10/10/2009 8:42:36 PM |
| deepblue34 | $25.00 | $25.00 | 10/12/2009 4:42:55 PM |
| capital-galaxy | $100.00 | $100.00 | 10/13/2009 5:26:36 AM |
| jjohn412001 | $25.00 | $8.10 | 10/13/2009 6:13:46 AM |
| vigorous-moola | $25.00 | $25.00 | 10/13/2009 6:08:07 AM |
| surfingwa | $56.48 | $56.48 | 10/13/2009 7:33:50 AM |
| noble-revenue | $25.00 | $25.00 | 10/6/2009 4:43:30 PM |
| kingbob | $25.10 | $25.10 | 10/7/2009 1:53:18 PM |
| shawnw2 | $79.49 | $79.49 | 10/9/2009 6:48:15 AM |
| vigilance-searcher | $50.00 | $50.00 | 10/9/2009 9:46:51 AM |
| Unitas4302 | $100.00 | $100.00 | 10/9/2009 3:44:41 PM |
| jstrode10 | $30.00 | $30.00 | 10/10/2009 9:21:22 PM |
| kingshighway | $50.00 | $50.00 | 10/11/2009 6:03:12 PM |
| keen-liberty9 | $50.83 | $50.83 | 10/13/2009 6:18:55 AM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:54:10 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 4:09:49 PM |
| 24 bids
|
Borrower Payment Dependent Notes Series
427091
This series of Notes was issued and sold upon the funding of the borrower loan #38901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction start date:
| Oct-05-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $123.23 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $121.43 |
| |
|
Auction yield range:
| 11.27% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-700 (Oct-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,594 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 66% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| neighborly-moola |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my credit cards
Purpose of loan:
This loan will be used to? pay off my credit cards
My financial situation:
I am a good candidate for this loan because? i am a registered nurse. i have a full time job. i will be getting a raise at the end of the year and i pay my bills.
Monthly net income: $ 3583 a month
Monthly expenses: $
??Housing: $ 400????
??Insurance: $ none?
??Car expenses: $ none
??Utilities: $ none
??Phone, cable, internet: $ 100
??Food, entertainment: $?200????
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi, what is the current rate on your cards, and will the loan take care of all credit card debt? Thank you. - p2p-journey
A:
19.98% and it will take care of all of my credit card bills. thanks.
(Oct-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| SweetHoneyPot | $25.00 | $25.00 | 10/5/2009 4:18:40 PM |
| Havana21 | $50.00 | $50.00 | 10/5/2009 4:24:47 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 10/5/2009 4:21:55 PM |
| CarDealer3070 | $30.00 | $30.00 | 10/5/2009 4:28:51 PM |
| poeman | $25.00 | $25.00 | 10/5/2009 4:29:01 PM |
| spitzbergen | $25.00 | $25.00 | 10/5/2009 4:29:24 PM |
| delivery | $25.00 | $25.00 | 10/5/2009 4:29:38 PM |
| louisianalender | $100.00 | $100.00 | 10/5/2009 4:29:59 PM |
| larrybird | $42.04 | $42.04 | 10/5/2009 4:30:06 PM |
| fcb202 | $25.00 | $25.00 | 10/5/2009 4:30:25 PM |
| jonn834 | $25.00 | $25.00 | 10/5/2009 4:26:24 PM |
| neighborly-bid | $25.00 | $25.00 | 10/5/2009 4:28:59 PM |
| Halos2002 | $50.00 | $50.00 | 10/5/2009 4:29:10 PM |
| personal-lender | $25.00 | $25.00 | 10/5/2009 4:29:21 PM |
| heroic-benefit | $25.00 | $25.00 | 10/5/2009 4:30:02 PM |
| thedreamer | $25.00 | $25.00 | 10/5/2009 4:28:48 PM |
| drg6289 | $25.00 | $25.00 | 10/5/2009 4:29:12 PM |
| GMPK_TLAS | $25.00 | $25.00 | 10/5/2009 4:29:41 PM |
| anton | $25.00 | $25.00 | 10/5/2009 4:29:52 PM |
| Shepherd7 | $25.00 | $25.00 | 10/5/2009 4:29:54 PM |
| treasure-bliss | $50.00 | $50.00 | 10/5/2009 4:30:08 PM |
| ijspence | $25.00 | $25.00 | 10/5/2009 4:34:10 PM |
| blackbird02 | $25.00 | $25.00 | 10/5/2009 4:30:23 PM |
| BenOrt | $25.00 | $25.00 | 10/5/2009 4:34:35 PM |
| integrity-spilunker | $25.00 | $25.00 | 10/5/2009 4:31:00 PM |
| blue-exuberant-economy | $25.00 | $25.00 | 10/5/2009 4:31:35 PM |
| AF-Chief | $25.00 | $25.00 | 10/5/2009 4:33:56 PM |
| leverage-trident | $25.00 | $25.00 | 10/5/2009 4:34:01 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 10/5/2009 4:46:17 PM |
| godzig | $25.00 | $25.00 | 10/5/2009 11:36:01 PM |
| IIP77 | $25.00 | $25.00 | 10/6/2009 10:26:31 AM |
| five-star-note | $25.00 | $25.00 | 10/6/2009 8:06:22 AM |
| spy0 | $25.00 | $25.00 | 10/6/2009 8:19:56 AM |
| atlas100 | $25.00 | $25.00 | 10/6/2009 12:18:18 PM |
| three-for-6 | $25.00 | $25.00 | 10/6/2009 9:32:06 AM |
| PatRichi | $25.00 | $25.00 | 10/6/2009 1:58:49 PM |
| KiwiElf | $25.00 | $25.00 | 10/6/2009 2:20:31 PM |
| charity_fundraiser | $40.00 | $18.26 | 10/6/2009 2:20:37 PM |
| bronzmajom | $25.00 | $25.00 | 10/6/2009 12:17:01 PM |
| Zipcut | $75.00 | $75.00 | 10/6/2009 8:56:43 PM |
| LarryNY | $25.00 | $25.00 | 10/7/2009 8:47:11 AM |
| buffalobills | $25.00 | $25.00 | 10/8/2009 7:18:06 AM |
| Thunder08 | $25.00 | $25.00 | 10/8/2009 12:49:43 PM |
| mercuriant | $25.00 | $25.00 | 10/8/2009 12:11:34 PM |
| LarWit1512 | $25.00 | $25.00 | 10/8/2009 6:31:19 PM |
| marwadi-62 | $50.00 | $50.00 | 10/8/2009 5:53:12 PM |
| principal-kangaroo | $25.00 | $25.00 | 10/9/2009 10:46:54 AM |
| scroooge | $25.00 | $25.00 | 10/9/2009 9:34:33 AM |
| spitzbergen | $50.00 | $50.00 | 10/12/2009 11:49:28 AM |
| dudebrah | $25.00 | $25.00 | 10/12/2009 1:21:11 PM |
| ajk_blue | $25.00 | $25.00 | 10/12/2009 5:18:43 PM |
| reflective-rupee | $25.00 | $25.00 | 10/12/2009 8:52:11 PM |
| capital-galaxy | $75.00 | $75.00 | 10/5/2009 4:18:05 PM |
| wildguy | $25.00 | $25.00 | 10/5/2009 4:17:58 PM |
| zone8 | $100.00 | $100.00 | 10/5/2009 4:18:38 PM |
| gracej | $25.00 | $25.00 | 10/5/2009 4:25:32 PM |
| InvestorPartners | $25.00 | $25.00 | 10/5/2009 4:25:48 PM |
| birddogsb | $50.00 | $50.00 | 10/5/2009 4:26:36 PM |
| Artist_Blue | $25.00 | $25.00 | 10/5/2009 4:24:51 PM |
| SNH | $50.00 | $50.00 | 10/5/2009 4:29:03 PM |
| visionary-currency | $25.00 | $25.00 | 10/5/2009 4:29:05 PM |
| turbine5 | $25.00 | $25.00 | 10/5/2009 4:29:07 PM |
| MARWARISETH | $25.00 | $25.00 | 10/5/2009 4:29:17 PM |
| secobarbital | $25.00 | $25.00 | 10/5/2009 4:29:35 PM |
| slcchad | $25.00 | $25.00 | 10/5/2009 4:29:44 PM |
| rapid-power2 | $25.00 | $25.00 | 10/5/2009 4:25:51 PM |
| p2ploan-lion | $25.00 | $25.00 | 10/5/2009 4:30:28 PM |
| andrewgl | $25.00 | $25.00 | 10/5/2009 4:26:42 PM |
| snoopey100 | $25.00 | $25.00 | 10/5/2009 4:28:54 PM |
| Mantis75 | $25.00 | $25.00 | 10/5/2009 4:29:48 PM |
| lagnisiruk | $25.00 | $25.00 | 10/5/2009 4:28:57 PM |
| seisen | $50.00 | $50.00 | 10/5/2009 4:29:27 PM |
| icon7 | $25.00 | $25.00 | 10/5/2009 4:29:29 PM |
| deal-secret-agent | $25.00 | $25.00 | 10/5/2009 4:30:11 PM |
| Phantom99 | $25.00 | $25.00 | 10/5/2009 4:30:14 PM |
| tsquared_030 | $25.00 | $25.00 | 10/5/2009 4:33:15 PM |
| honorable-yield | $25.00 | $25.00 | 10/5/2009 4:32:47 PM |
| bazaar-tulip | $25.00 | $25.00 | 10/5/2009 4:56:17 PM |
| CincyTex | $50.00 | $50.00 | 10/5/2009 7:43:09 PM |
| enriched-dollar | $25.00 | $25.00 | 10/6/2009 9:32:03 AM |
| djh47a | $25.00 | $25.00 | 10/6/2009 7:41:46 AM |
| Sateesh | $65.04 | $65.04 | 10/6/2009 1:58:53 PM |
| firewomin | $25.00 | $25.00 | 10/6/2009 1:58:04 PM |
| Viamin | $25.00 | $25.00 | 10/6/2009 1:58:31 PM |
| SFDiver | $25.00 | $25.00 | 10/6/2009 2:20:37 PM |
| zento | $25.00 | $25.00 | 10/7/2009 8:12:41 AM |
| loanman2007 | $50.00 | $50.00 | 10/7/2009 11:03:20 AM |
| barkochva | $25.00 | $25.00 | 10/7/2009 5:19:13 PM |
| finance-vault | $50.00 | $50.00 | 10/7/2009 8:25:42 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/8/2009 10:02:53 AM |
| bondhedger | $25.00 | $25.00 | 10/8/2009 6:41:25 PM |
| bid-papyrus | $25.00 | $25.00 | 10/9/2009 7:23:56 AM |
| building_community | $39.66 | $39.66 | 10/9/2009 7:19:24 AM |
| deepblue34 | $30.00 | $30.00 | 10/9/2009 5:59:12 PM |
| ruler1 | $50.00 | $50.00 | 10/10/2009 9:29:40 AM |
| 95 bids
|
Borrower Payment Dependent Notes Series
425348
This series of Notes was issued and sold upon the funding of the borrower loan #38899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction start date:
| Sep-22-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.31% |
Starting monthly payment:
| $113.12 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $109.97 |
| |
|
Auction yield range:
| 8.27% - 20.06% |
Estimated loss impact:
| 6.92% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,144 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| social-accelerator |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making a little go a long way
Here are the basics...
I pay my bills on time, every time, early if possible and more than the minimum amount, but as some may testify, that can still not be enough. My goal is too get out from under my credit cards and other debt. I have many smaller debts, which can be worse than one big debt.
A short history and information...
I am in the Army National Guard in Idaho. I also hold a full-time federal technician job, which means I have a stable job and there are no scares into having to be laid off or let go. This is the first thing that potential lenders should understand. I have undeniable job security.
I am investing in TSP - which is like a federal employee 401k - every paycheck. We are authorized to borrow from this TSP and have a payment deducted from our paycheck over a time that we specify from one month up to 5 years. We pay the initial money back and interest to ourselves.
2 years ago, I borrowed some money from it during a small crises my family was having. I have a little less than 3000 left to pay on my current TSP loan.
The Plan...
My intentions are to pay off the remainder of the TSP loan if I find a lender. I will explain how it will benefit myself and the lender(s). Sixty (60) days following the payoff of a TSP loan, an employee can receive another loan of the amount that they have invested...Basically, this means the lender is helping me help myself by allowing me full access to my TSP amount and helping me return their full amount plus a little extra relatively fast. With the full amount of my invested TSP, I can quickly and effectively pay off all of my debts and rest knowing that I am not paying the credit and interest demons for what seems like an eternity. I greatly appreciate the opportunity to utilize Prosper and thank anyone who has read this far and has considered lending to me. It will help my family and me more than we can explain. Thanks!!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you tell us how much you have in your TSP,will it be able to cover all of your debts? How much monthly that loan payment will be, and will that TSP loan pay off this prosper loan as well (will you pay off this Prosper loan in a month or two?) - Hawkeyebank
A:
With the amount of a loan I am asking, I will be able to pay it back in 3 months or less since I can get a TSP loan 60 days after a payoff, so this will give enough time for processing and paperwork.
I will be able to pay off all of my debts except my vehicles which will come along nicely since they would be my only debts after all of the payoffs.
Lastly, I just recieved another raise which could not have come at a better time!
Thanks!
(Sep-23-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-wonder | $25.00 | $25.00 | 9/22/2009 4:57:37 PM |
| KC135 | $50.00 | $50.00 | 9/22/2009 5:26:19 PM |
| visionary-currency | $50.00 | $50.00 | 9/23/2009 7:20:13 AM |
| hawk357 | $50.00 | $50.00 | 9/25/2009 7:55:01 AM |
| Tazeme | $25.00 | $25.00 | 9/25/2009 11:07:08 AM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 2:18:52 PM |
| fund-web3 | $25.00 | $25.00 | 9/25/2009 7:12:51 PM |
| generous-deal6 | $50.00 | $50.00 | 9/25/2009 10:58:11 PM |
| MilitaryLending | $25.00 | $25.00 | 9/26/2009 6:13:35 PM |
| LanceLink | $25.00 | $25.00 | 9/27/2009 5:45:24 PM |
| 4mydaughterseducation | $25.00 | $25.00 | 9/27/2009 7:09:29 PM |
| DannyPhantom | $25.00 | $25.00 | 9/29/2009 8:21:11 PM |
| icanloanit2u | $50.00 | $50.00 | 9/30/2009 5:51:14 AM |
| Pickmar | $25.00 | $25.00 | 9/30/2009 1:07:57 PM |
| ksubd | $50.00 | $50.00 | 9/30/2009 4:15:17 PM |
| riptide615 | $960.00 | $129.96 | 9/30/2009 6:27:35 PM |
| icanloanit2u | $50.00 | $50.00 | 9/30/2009 5:44:55 PM |
| vtr1000 | $35.00 | $35.00 | 9/30/2009 9:36:40 PM |
| unger | $200.00 | $200.00 | 10/1/2009 3:15:32 AM |
| DDH61 | $25.00 | $25.00 | 10/1/2009 6:44:42 PM |
| ashinvest | $25.00 | $25.00 | 10/2/2009 6:22:06 AM |
| Rich_Lather | $41.18 | $41.18 | 10/2/2009 3:05:22 PM |
| spy0 | $25.00 | $25.00 | 10/2/2009 1:39:34 PM |
| All_Wins | $25.00 | $25.00 | 10/2/2009 4:16:14 PM |
| Duckman_Dot_Com | $25.00 | $25.00 | 10/3/2009 8:52:12 AM |
| atlas100 | $25.00 | $25.00 | 10/3/2009 8:32:22 AM |
| icon7 | $25.00 | $25.00 | 10/4/2009 11:48:49 AM |
| UnemployedNinjaMom | $25.00 | $25.00 | 10/4/2009 12:38:59 PM |
| investment-cluster | $25.00 | $25.00 | 10/4/2009 3:28:40 AM |
| hellasow | $25.00 | $25.00 | 10/4/2009 12:52:54 PM |
| bondhedger | $25.00 | $25.00 | 10/4/2009 1:59:35 PM |
| JCM_MN | $50.00 | $50.00 | 10/4/2009 7:34:31 PM |
| spike22 | $37.14 | $37.14 | 10/5/2009 8:25:53 AM |
| Coastie814 | $25.00 | $25.00 | 10/5/2009 8:42:18 AM |
| LendingHelper | $100.00 | $100.00 | 10/5/2009 2:48:23 PM |
| whittlesey31 | $25.00 | $25.00 | 10/5/2009 5:49:26 PM |
| Queueball1 | $25.00 | $25.00 | 10/5/2009 6:37:13 PM |
| CaptainLender | $25.00 | $25.00 | 10/5/2009 7:25:08 PM |
| gpuck | $25.00 | $25.00 | 10/5/2009 6:18:38 PM |
| CincyTex | $50.00 | $50.00 | 10/5/2009 7:40:33 PM |
| Student_Capital | $50.00 | $50.00 | 9/22/2009 11:44:45 PM |
| maricel10 | $50.00 | $50.00 | 9/23/2009 1:18:19 AM |
| payout-magician | $25.00 | $25.00 | 9/24/2009 11:33:29 PM |
| Narcolepsyjr | $46.15 | $46.15 | 9/25/2009 6:11:39 AM |
| Student_Capital | $50.00 | $50.00 | 9/25/2009 2:51:01 PM |
| JBF_Investments | $25.00 | $25.00 | 9/26/2009 1:09:44 PM |
| herman7 | $25.00 | $25.00 | 9/28/2009 5:49:33 AM |
| namronmi2 | $25.00 | $25.00 | 9/28/2009 10:23:45 PM |
| zento | $25.00 | $25.00 | 9/29/2009 5:05:26 PM |
| Chiss | $30.00 | $30.00 | 9/30/2009 12:33:57 AM |
| Flyhighboi20 | $50.00 | $50.00 | 9/30/2009 1:35:35 AM |
| dudebrah | $25.00 | $25.00 | 9/30/2009 11:14:16 AM |
| HawaiianHelper | $100.00 | $100.00 | 10/2/2009 1:02:30 AM |
| EODLEGS | $25.00 | $25.00 | 10/2/2009 8:18:48 AM |
| Terapin0511 | $30.57 | $30.57 | 10/2/2009 7:42:35 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:25:05 PM |
| carmat60 | $25.00 | $25.00 | 10/3/2009 2:02:29 AM |
| curious166 | $100.00 | $100.00 | 10/4/2009 8:27:37 AM |
| captainzero | $75.00 | $75.00 | 10/4/2009 8:42:41 AM |
| deepblue34 | $25.00 | $25.00 | 10/4/2009 6:22:19 PM |
| Gbrad88 | $100.00 | $100.00 | 10/4/2009 7:37:03 PM |
| sorace | $50.00 | $50.00 | 10/5/2009 5:02:05 AM |
| jtn4148 | $50.00 | $50.00 | 10/5/2009 10:11:35 AM |
| privatebankerva | $25.00 | $25.00 | 10/5/2009 7:29:07 AM |
| crazybunga | $25.00 | $25.00 | 10/5/2009 10:57:21 AM |
| sunnysally | $25.00 | $25.00 | 10/5/2009 8:10:37 AM |
| broomfieldbucks | $25.00 | $25.00 | 10/5/2009 9:49:12 AM |
| BuzzyBee336 | $25.00 | $25.00 | 10/5/2009 10:21:06 AM |
| GABC-1 | $70.00 | $70.00 | 10/5/2009 1:44:07 PM |
| well-mannered-income3 | $25.00 | $25.00 | 10/5/2009 2:54:34 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/5/2009 6:22:15 PM |
| magical-coin3 | $25.00 | $25.00 | 10/5/2009 7:05:39 PM |
| tender-gold | $30.00 | $30.00 | 10/5/2009 7:48:07 PM |
| slyders87 | $25.00 | $25.00 | 10/5/2009 7:51:31 PM |
| 74 bids
|
Borrower Payment Dependent Notes Series
425586
This series of Notes was issued and sold upon the funding of the borrower loan #38935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction start date:
| Sep-23-2009 |
| |
Auction end date:
| Oct-06-2009 |
|
|
Starting lender yield:
| 10.43% |
Starting borrower rate/APR:
| 11.43% / 11.78% |
Starting monthly payment:
| $197.66 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 9.74% |
Final monthly payment:
| $191.92 |
| |
|
Auction yield range:
| 3.27% - 10.43% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,105 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| competent-benjamins8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Operating Capital For The Offseason
Purpose of loan:
This loan will be used to pay operating expenses of my new Tax Preparation franchise until January 2010.? I opened the franchise in January of 2009, and had success in my first year of business.? I look to have even greater success during my second year of operation.??It takes most new businesses 3-5 years to reach?a level of profitability, but?I consider myself to be?ahead of the curve and plan to reach peak numbers?from my second to third year of operation.? ?
My financial situation:
I am a good candidate for this loan because, I have a background in accounting/finance and have owned a business prior to this venture.? I know the demands of being a business owner both financially, emotionally, and physically.? My credit record will show that I have always believed in and practiced good sound financial habits.My goal is to leave the?Financial Services Industry and dedicate my full attention to the successful operation of my Tax Preparation?franchise.? Tax preparation is one of the few recession proof industries, and provides the opportunity to?be fiancially stable as well as the opportunity assist those who need help with Uncle Sam.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| understanding-marketplace | $100.00 | $100.00 | 9/23/2009 4:11:42 PM |
| j48 | $25.00 | $25.00 | 9/23/2009 4:13:09 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/23/2009 4:11:52 PM |
| pawsitive | $25.00 | $25.00 | 9/23/2009 4:13:31 PM |
| gold-tsunami | $25.00 | $25.00 | 9/23/2009 4:11:56 PM |
| sas19 | $25.00 | $25.00 | 9/23/2009 4:12:04 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/23/2009 4:12:16 PM |
| crenen139 | $25.00 | $25.00 | 9/23/2009 4:12:44 PM |
| Weaverville | $25.00 | $25.00 | 9/23/2009 4:12:57 PM |
| SNH | $50.00 | $50.00 | 9/23/2009 4:13:06 PM |
| degster | $25.00 | $25.00 | 9/23/2009 4:13:15 PM |
| kegs | $100.00 | $100.00 | 9/23/2009 4:15:02 PM |
| BlindProphet | $25.00 | $25.00 | 9/23/2009 4:13:42 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 4:16:12 PM |
| Banker7371 | $25.00 | $25.00 | 9/23/2009 4:15:52 PM |
| Dazz2061 | $25.00 | $25.00 | 9/23/2009 4:52:14 PM |
| jga516 | $25.00 | $25.00 | 9/23/2009 7:12:14 PM |
| blot44 | $50.00 | $50.00 | 9/23/2009 8:50:37 PM |
| wjf60 | $25.00 | $25.00 | 9/23/2009 10:07:07 PM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:41:18 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:58 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:58:09 AM |
| fortytwo | $200.00 | $200.00 | 9/24/2009 1:24:40 PM |
| Raven39 | $25.00 | $25.00 | 9/24/2009 12:51:00 PM |
| dlenz | $25.00 | $25.00 | 9/24/2009 1:08:01 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:49:48 PM |
| MidnightBank | $25.00 | $25.00 | 9/24/2009 4:35:53 PM |
| KwikLoan | $25.00 | $25.00 | 9/24/2009 7:03:37 PM |
| Havana21 | $25.00 | $25.00 | 9/24/2009 10:47:04 PM |
| paramjit | $50.00 | $50.00 | 9/24/2009 10:20:43 PM |
| payontime1 | $50.00 | $50.00 | 9/25/2009 12:30:42 AM |
| hawker | $100.00 | $100.00 | 9/25/2009 5:12:10 AM |
| Kame | $25.00 | $25.00 | 9/25/2009 6:47:36 AM |
| VPRLLC | $25.00 | $25.00 | 9/25/2009 7:21:59 AM |
| letitbe | $25.00 | $25.00 | 9/25/2009 9:43:55 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:52:39 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/25/2009 12:32:37 PM |
| bigphish | $25.00 | $25.00 | 9/25/2009 12:42:16 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:58:06 PM |
| betaoption | $25.00 | $25.00 | 9/26/2009 4:32:02 PM |
| Marathoner | $25.00 | $25.00 | 9/26/2009 6:46:57 PM |
| Cheburashka | $25.00 | $25.00 | 9/27/2009 6:02:09 AM |
| mcabery | $38.00 | $38.00 | 9/27/2009 10:57:48 PM |
| Cai8899 | $25.00 | $25.00 | 9/27/2009 8:18:15 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:09 AM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:34:30 AM |
| power-collider | $25.00 | $25.00 | 9/28/2009 11:47:34 AM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:36:11 AM |
| saffron4 | $25.00 | $25.00 | 9/28/2009 12:37:29 PM |
| busybee007 | $25.00 | $25.00 | 9/28/2009 12:44:16 PM |
| minista | $25.00 | $25.00 | 9/28/2009 1:32:07 PM |
| unk1911 | $50.00 | $50.00 | 9/28/2009 1:29:30 PM |
| Rysterola82 | $25.00 | $25.00 | 9/28/2009 7:37:21 PM |
| orange-resolute-platinum | $25.00 | $25.00 | 9/28/2009 11:02:23 PM |
| mentalsweat | $25.00 | $25.00 | 9/29/2009 10:04:24 AM |
| Snowflake6515 | $25.00 | $25.00 | 9/29/2009 7:34:50 AM |
| Traal | $25.00 | $25.00 | 9/29/2009 8:17:26 AM |
| GhaChr | $25.00 | $25.00 | 9/29/2009 10:46:15 AM |
| cowboyskier | $33.30 | $33.30 | 9/29/2009 11:17:42 AM |
| visionary-currency | $25.00 | $25.00 | 9/29/2009 7:43:31 PM |
| jct_enterprises | $25.00 | $25.00 | 9/29/2009 9:52:56 PM |
| Gibbyland | $26.18 | $26.18 | 9/30/2009 6:15:03 AM |
| buffalobills | $25.00 | $25.00 | 9/30/2009 9:26:39 AM |
| a-responsible-return | $25.00 | $25.00 | 9/30/2009 9:35:10 AM |
| KiwiElf | $30.00 | $30.00 | 9/30/2009 11:44:45 AM |
| loner001 | $25.00 | $25.00 | 9/30/2009 2:04:49 PM |
| testobsessed | $31.25 | $31.25 | 9/30/2009 5:31:08 PM |
| credit-coach118 | $35.00 | $35.00 | 9/30/2009 7:44:30 PM |
| iruz | $39.90 | $39.90 | 9/30/2009 8:19:31 PM |
| Alexander1776 | $27.38 | $27.38 | 10/1/2009 8:05:30 AM |
| bcsmith | $25.00 | $25.00 | 10/1/2009 10:14:00 AM |
| triumphant-community | $25.00 | $25.00 | 10/1/2009 11:04:45 AM |
| selector568 | $100.00 | $31.83 | 10/1/2009 3:39:42 PM |
| SOP_Bank | $25.00 | $25.00 | 10/1/2009 4:11:05 PM |
| Dollars4Rent | $25.00 | $25.00 | 10/2/2009 12:14:09 PM |
| worth-matador | $25.00 | $25.00 | 10/2/2009 3:04:35 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:59 PM |
| marwadi-62 | $300.00 | $300.00 | 10/3/2009 11:20:54 AM |
| gaiusceasar | $25.00 | $25.00 | 10/3/2009 10:34:20 AM |
| flshdaskll | $25.00 | $25.00 | 10/4/2009 5:37:16 PM |
| TBCapitol | $50.00 | $50.00 | 10/5/2009 7:55:29 AM |
| plbquic | $25.00 | $25.00 | 10/5/2009 2:19:41 PM |
| Ven58 | $25.00 | $25.00 | 10/5/2009 4:48:37 PM |
| AtlantistoXanadu | $100.00 | $100.00 | 10/5/2009 6:45:52 PM |
| STLRacer | $25.00 | $25.00 | 10/5/2009 8:20:01 PM |
| chemestudent | $25.00 | $25.00 | 10/5/2009 7:30:45 PM |
| radiant-cash | $100.00 | $100.00 | 10/6/2009 5:55:55 AM |
| kid8549 | $25.00 | $25.00 | 9/23/2009 4:13:22 PM |
| GatorBait | $25.00 | $25.00 | 9/23/2009 4:14:54 PM |
| larrybird | $95.00 | $95.00 | 9/23/2009 4:15:18 PM |
| skuba | $50.00 | $50.00 | 9/23/2009 4:11:25 PM |
| elasermd | $50.00 | $50.00 | 9/23/2009 4:11:46 PM |
| kenyonhillbilly | $25.00 | $25.00 | 9/23/2009 4:50:43 PM |
| compoundinterest | $50.00 | $50.00 | 9/23/2009 4:12:10 PM |
| Barak | $80.00 | $80.00 | 9/23/2009 4:12:50 PM |
| DukSerduk | $25.00 | $25.00 | 9/23/2009 4:11:20 PM |
| bchen78875 | $50.00 | $50.00 | 9/23/2009 4:11:35 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/23/2009 4:12:33 PM |
| djh47a | $40.00 | $40.00 | 9/23/2009 4:14:47 PM |
| gracej | $25.00 | $25.00 | 9/23/2009 4:13:38 PM |
| turbine5 | $40.00 | $40.00 | 9/23/2009 4:15:46 PM |
| saritha | $25.00 | $25.00 | 9/23/2009 4:33:32 PM |
| lenderme | $25.00 | $25.00 | 9/23/2009 4:58:12 PM |
| anton | $50.00 | $50.00 | 9/23/2009 5:37:19 PM |
| JohnSmith10 | $50.00 | $50.00 | 9/23/2009 8:53:39 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/24/2009 6:06:47 AM |
| sunshine1121 | $25.00 | $25.00 | 9/24/2009 11:23:45 AM |
| DHolly | $25.00 | $25.00 | 9/24/2009 3:16:39 PM |
| tj1683 | $50.00 | $50.00 | 9/24/2009 3:17:43 PM |
| HermanstadtKid | $25.00 | $25.00 | 9/24/2009 6:11:59 PM |
| Bogdan | $25.00 | $25.00 | 9/25/2009 8:24:51 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:54 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:54 AM |
| don8ter | $37.16 | $37.16 | 9/25/2009 3:34:33 PM |
| dphoenix | $25.00 | $25.00 | 9/25/2009 3:35:52 PM |
| Syzygy | $25.00 | $25.00 | 9/25/2009 6:16:33 PM |
| jybank | $25.00 | $25.00 | 9/26/2009 10:32:06 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/26/2009 3:52:39 AM |
| riv701 | $25.00 | $25.00 | 9/26/2009 9:07:25 AM |
| martinatime | $25.00 | $25.00 | 9/26/2009 9:17:03 AM |
| djc314 | $25.00 | $25.00 | 9/27/2009 11:23:52 AM |
| cjames84 | $25.00 | $25.00 | 9/27/2009 4:02:47 AM |
| integrity-brilliance | $25.00 | $25.00 | 9/27/2009 8:12:10 AM |
| jdnyc | $25.00 | $25.00 | 9/27/2009 4:48:38 PM |
| rce1964 | $25.00 | $25.00 | 9/28/2009 9:03:44 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:03:58 AM |
| bdloans | $50.00 | $50.00 | 9/28/2009 9:42:04 AM |
| ethicalhumanist | $25.00 | $25.00 | 9/28/2009 8:53:39 AM |
| market-assembler | $50.00 | $50.00 | 9/28/2009 1:59:19 PM |
| mcarm66 | $25.00 | $25.00 | 9/28/2009 11:39:26 AM |
| adir1 | $25.00 | $25.00 | 9/28/2009 1:32:11 PM |
| Iwantahelp | $25.00 | $25.00 | 9/28/2009 5:04:07 PM |
| Archimeech | $25.00 | $25.00 | 9/29/2009 6:09:01 AM |
| MONEYLENDER101 | $100.00 | $100.00 | 9/29/2009 6:27:13 AM |
| Gromac | $25.00 | $25.00 | 9/29/2009 6:07:35 AM |
| WillingToHelpOut | $25.00 | $25.00 | 9/29/2009 9:07:33 AM |
| dime-violin | $25.00 | $25.00 | 9/29/2009 10:00:36 AM |
| duty-accomplishment | $30.00 | $30.00 | 9/29/2009 4:44:59 PM |
| Merganser | $25.00 | $25.00 | 9/29/2009 8:18:25 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/30/2009 1:09:49 AM |
| lagnisiruk | $25.00 | $25.00 | 9/30/2009 4:19:28 AM |
| Gold_Coin | $25.00 | $25.00 | 9/30/2009 7:15:38 AM |
| gauss02 | $25.00 | $25.00 | 9/30/2009 10:23:40 AM |
| LendDoc | $25.00 | $25.00 | 9/30/2009 10:34:09 AM |
| meux99 | $25.00 | $25.00 | 9/30/2009 11:59:31 AM |
| andrewgl | $25.00 | $25.00 | 9/30/2009 12:41:52 PM |
| FarBeyondDriven | $25.00 | $25.00 | 9/30/2009 4:11:41 PM |
| rudy510s | $50.00 | $50.00 | 9/30/2009 4:52:33 PM |
| gold-cluster | $25.00 | $25.00 | 9/30/2009 7:39:41 PM |
| chief_wo | $25.00 | $25.00 | 9/30/2009 9:29:31 PM |
| point-zebra | $25.00 | $25.00 | 9/30/2009 8:15:35 PM |
| kmwvma | $25.00 | $25.00 | 10/1/2009 3:45:35 AM |
| SASBANK | $25.00 | $25.00 | 10/1/2009 9:34:48 AM |
| nzlxjwek | $25.00 | $25.00 | 10/1/2009 10:58:03 AM |
| SpotLending | $50.00 | $50.00 | 10/2/2009 2:14:48 PM |
| worth-matador | $25.00 | $25.00 | 10/3/2009 4:33:44 AM |
| atlas100 | $50.00 | $50.00 | 10/3/2009 6:49:03 AM |
| PalmerTheEmbalmer | $50.00 | $50.00 | 10/3/2009 11:19:46 AM |
| Chosen-one | $25.00 | $25.00 | 10/3/2009 7:23:19 PM |
| RETIRED2007 | $50.00 | $50.00 | 10/3/2009 1:30:16 PM |
| AdamDB | $25.00 | $25.00 | 10/4/2009 3:13:17 PM |
| ritwik | $50.00 | $50.00 | 10/4/2009 7:34:37 PM |
| John_14_6 | $25.00 | $25.00 | 10/4/2009 6:15:02 PM |
| Tulalue | $25.00 | $25.00 | 10/5/2009 4:52:22 AM |
| prainvestment | $50.00 | $50.00 | 10/5/2009 8:44:40 AM |
| JohnBanks | $25.00 | $25.00 | 10/5/2009 12:49:25 PM |
| makosdJR02 | $35.00 | $35.00 | 10/5/2009 8:48:58 PM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:08:44 PM |
| 168 bids
|
Borrower Payment Dependent Notes Series
425626
This series of Notes was issued and sold upon the funding of the borrower loan #38945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-23-2009 |
| |
Auction end date:
| Oct-07-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $121.71 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $119.39 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 6 | Length of status: | 16y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,866 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dedication-patriot |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a credit card
Purpose of loan:
This loan will be used to? pay off a 16.99% credit card. I asked them to lower the rate and instead they lowered my limit $2000.00. You just have to love corporate greed. After six years with this company this is how they treated me. As with all my my bills I have always paid them on time and this is the thanks I get.
My financial situation:
I am a good candidate for this loan because?I have the cash reserves to pay this back at a moments notice. I?have a steady job with steady income and average over 40 hours a week. My company is in the planning stages of a $15 million dollar? expansion. I have been with this company for almost 17 years and plan on working there another 20 or so years.?I put 7% into my 401k weekly and have the means to pay this loan back. We live in my wifes childhood home its in her dads name. We have no house payment or rent, however we do pay the taxes and insurance on the house. I would much rather help individuals become wealthy than give it to the credit card companies. Every term loan I have ever had has been paid off early and I plan on doing the same with this one.
Information in the Description is not verified.
Friends And Family Winning Bids
IPlayOutsideTheBox has bid a total of
$2,060.28 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPlayOutsideTheBox | $500.00 | $500.00 | 10/5/2009 9:46:22 AM |
| springpanda | $50.00 | $50.00 | 10/5/2009 11:35:43 PM |
| Newfoundcash | $25.00 | $25.00 | 10/6/2009 8:40:56 AM |
| Astyanax | $25.00 | $25.00 | 10/6/2009 2:01:52 PM |
| mclean_loaner | $50.00 | $50.00 | 10/6/2009 6:14:12 PM |
| impressive-fund0 | $30.00 | $30.00 | 10/6/2009 9:26:39 PM |
| bricklayer8 | $50.00 | $50.00 | 10/6/2009 10:26:36 PM |
| AustinAmerica | $25.00 | $25.00 | 10/6/2009 11:00:24 PM |
| bondhedger | $25.00 | $25.00 | 10/6/2009 8:21:00 PM |
| KLcapital | $50.00 | $50.00 | 10/6/2009 8:50:04 PM |
| fatboy888 | $25.00 | $25.00 | 10/7/2009 6:00:30 AM |
| Lender0307 | $25.00 | $25.00 | 10/7/2009 10:03:20 AM |
| martymaniaman | $25.00 | $25.00 | 10/7/2009 7:10:51 AM |
| loanman2007 | $100.00 | $100.00 | 10/7/2009 10:43:01 AM |
| OGS_Capital | $25.00 | $25.00 | 10/7/2009 12:45:36 PM |
| mcabery | $75.00 | $75.00 | 10/7/2009 1:33:17 PM |
| JerryB96 | $25.00 | $25.00 | 10/7/2009 11:35:49 AM |
| DavronFunding | $25.00 | $25.00 | 10/7/2009 2:19:14 PM |
| Sturgee | $25.00 | $25.00 | 10/7/2009 12:56:39 PM |
| jybank | $25.00 | $25.00 | 10/7/2009 3:33:34 PM |
| vigman777 | $75.00 | $75.00 | 10/7/2009 3:43:20 PM |
| best-generosity-financier | $25.00 | $25.00 | 10/7/2009 4:03:49 PM |
| IPlayOutsideTheBox | $1,000.00 | $1,000.00 | 10/6/2009 3:56:43 AM |
| Astyanax | $25.00 | $25.00 | 10/6/2009 2:02:26 PM |
| rmpedi33 | $50.00 | $50.00 | 10/6/2009 10:40:18 AM |
| LendingHelper | $100.00 | $100.00 | 10/6/2009 7:55:47 PM |
| Techne_Funds_LLC | $25.00 | $25.00 | 10/6/2009 6:55:58 PM |
| payout-magician | $50.00 | $50.00 | 10/6/2009 9:58:17 PM |
| flshdaskll | $34.72 | $34.72 | 10/6/2009 7:09:24 PM |
| chrisb1414 | $25.00 | $25.00 | 10/6/2009 7:06:29 PM |
| zento | $25.00 | $25.00 | 10/7/2009 8:21:47 AM |
| Charmart | $25.00 | $25.00 | 10/7/2009 2:29:50 AM |
| maga | $250.00 | $250.00 | 10/7/2009 11:45:57 AM |
| IPlayOutsideTheBox | $475.00 | $475.00 | 10/7/2009 12:59:52 PM |
| scrabbler | $25.00 | $25.00 | 10/7/2009 1:59:35 PM |
| mcabery | $75.00 | $75.00 | 10/7/2009 1:33:48 PM |
| Kyileo | $50.00 | $50.00 | 10/7/2009 12:14:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 10/7/2009 2:15:02 PM |
| IPlayOutsideTheBox | $500.00 | $60.28 | 10/7/2009 3:23:25 PM |
| tfiwsad | $25.00 | $25.00 | 10/7/2009 3:34:19 PM |
| IPlayOutsideTheBox | $25.00 | $25.00 | 10/7/2009 3:21:39 PM |
| icon7 | $25.00 | $25.00 | 10/7/2009 4:01:54 PM |
| 42 bids
|
Borrower Payment Dependent Notes Series
425894
This series of Notes was issued and sold upon the funding of the borrower loan #38916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| A |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction start date:
| Sep-25-2009 |
| |
Auction end date:
| Oct-09-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 14.92% |
Starting monthly payment:
| $32.90 |
|
Final lender yield:
| 10.33% |
Final borrower rate/APR:
| 11.33% / 14.92% |
Final monthly payment:
| $32.90 |
| |
|
Auction yield range:
| 4.27% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.20% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| May-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,613 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 80% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| 7eventy7even |
Borrower's state:
| Arizona |
Borrower's group:
| Food Concessions Companies |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Capital to buy carts and resell
Purpose of loan:
To purchase used carts at a discount and resell for 50% profit.
My financial situation:
In business 3 & 1/2 years and no late payments.
Monthly net income: $ 5000
Monthly expenses: $
??Housing: $?1,250????
??Insurance: $ 150
??Car expenses: $500?????
??Utilities: $ 300
??Phone, cable, internet: $?95????
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 350????
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain what is the public record on you? Why do you believe you could resell the carts for a 50% profit in Arizona, please explain in detail. - jpblan11
A:
Chap. 7 BK. discharged 3/2002. I network with other vendors and research Craigslist in Phoenix. There are always people getting in and out and if you can buy a cart right, you can resell it for a profit. In example, I am currently selling a cart I purchased for $800 cash. It should fetch $1,200 to $1,500. This is a sideline business to my catering business so I want to keep the funds separate in the future. This is the reason for this loan listing.
Thank you.
(Sep-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JustMee | $25.00 | $25.00 | 9/26/2009 8:46:48 PM |
| fillholdingsllc | $25.00 | $25.00 | 9/28/2009 3:28:09 PM |
| peb44 | $25.00 | $25.00 | 10/5/2009 4:34:51 PM |
| drjekyllus | $25.00 | $25.00 | 10/9/2009 8:51:07 AM |
| brginhuntr | $45.20 | $45.20 | 10/9/2009 11:22:33 AM |
| maga | $550.00 | $550.00 | 10/9/2009 11:33:56 AM |
| Chrishu | $25.00 | $25.00 | 10/9/2009 7:19:00 AM |
| 449449 | $46.30 | $46.30 | 10/9/2009 7:29:09 AM |
| buckyhead2000 | $25.00 | $25.00 | 10/5/2009 2:08:41 PM |
| hitchcock4 | $50.00 | $50.00 | 10/7/2009 3:19:03 PM |
| 55to13 | $25.00 | $25.00 | 10/7/2009 4:27:19 PM |
| thofs | $50.00 | $50.00 | 10/9/2009 3:12:25 AM |
| jakespirit | $25.00 | $25.00 | 10/9/2009 1:47:41 AM |
| OzGuy609 | $25.00 | $25.00 | 10/9/2009 5:37:55 AM |
| vigilance-searcher | $50.00 | $8.50 | 10/9/2009 9:59:50 AM |
| cosmof16 | $25.00 | $25.00 | 10/9/2009 11:17:40 AM |
| 16 bids
|
Borrower Payment Dependent Notes Series
425990
This series of Notes was issued and sold upon the funding of the borrower loan #38939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction start date:
| Sep-28-2009 |
| |
Auction end date:
| Oct-12-2009 |
|
|
Starting lender yield:
| 7.00% |
Starting borrower rate/APR:
| 8.00% / 8.34% |
Starting monthly payment:
| $31.34 |
|
Final lender yield:
| 4.30% |
Final borrower rate/APR:
| 5.30% / 5.64% |
Final monthly payment:
| $30.11 |
| |
|
Auction yield range:
| 3.27% - 7.00% |
Estimated loss impact:
| 0.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 3.71% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| JJ-Loans |
Borrower's state:
| Illinois |
Borrower's group:
| Perfect Payment History Borrowers |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reinvestor
undefinedundefinedundefined
Relisting with a higher rate and asking for less.?
Purpose of loan:
Think of it as a high yield savings account for yourself.
This loan will be used to reinvest in prosper.? I've been lending now on prosper
for over a year and would like to add some leverage to my prosper portfolio by
borrowing and reinvesting.? I guarantee this loan will be paid and will be
setting up an autopay.? I currently have several times the amount I'm
asking to borrow?in cash set aside?in a checking account.? This
does?not including other investments;?so?if every borrower were
to default the loan would be repaid with some of this money.? I'm just
testing the waters and would like to borrow a small sum to experience the other
side.
My financial situation:
I am a good candidate for this loan because I earn about $3500 a month not including a bonus that could potentially equal my salary in March.?
Expenses as budgeted in my Mint account:
Rent: 1100
Cash/Misc: 400
Food: 175
Entertainment: 150
Bills: 150
Dining: 100
Fitness: 50
Auto: 50
Savings: I get paid monthly and I try to set aside 1k per month.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| payontime1 | $50.00 | $50.00 | 9/29/2009 7:05:43 PM |
| junes08 | $50.00 | $50.00 | 10/2/2009 10:24:52 PM |
| bankar | $25.00 | $25.00 | 10/3/2009 1:39:16 AM |
| axelducheck | $25.00 | $25.00 | 10/5/2009 4:56:52 PM |
| FundMaker | $25.00 | $25.00 | 10/6/2009 11:55:59 AM |
| bankar | $25.00 | $25.00 | 10/6/2009 2:26:58 PM |
| HealthAndSafety | $100.00 | $100.00 | 10/6/2009 4:09:12 PM |
| balanceheart | $92.12 | $92.12 | 10/7/2009 8:44:25 AM |
| REITRUST | $25.00 | $25.00 | 10/8/2009 8:33:33 AM |
| excellent-greenback | $50.00 | $50.00 | 10/9/2009 2:37:29 PM |
| Wildcat23 | $50.00 | $16.38 | 10/11/2009 3:44:24 PM |
| YummiBear | $25.00 | $25.00 | 10/11/2009 5:58:14 PM |
| wealth-safehouse9 | $25.00 | $25.00 | 10/11/2009 7:15:01 PM |
| Astyanax | $50.00 | $50.00 | 10/11/2009 11:04:32 AM |
| ohmarkybaby | $25.00 | $25.00 | 10/12/2009 5:13:34 AM |
| AsianDragon | $100.00 | $100.00 | 10/12/2009 9:40:51 AM |
| billnsc | $50.00 | $50.00 | 10/4/2009 1:42:37 PM |
| Gandalf0001 | $25.00 | $25.00 | 10/6/2009 6:42:55 PM |
| GEOFFS3 | $25.00 | $25.00 | 10/8/2009 9:26:23 AM |
| paramjit | $141.50 | $141.50 | 10/8/2009 10:26:31 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 10/11/2009 5:35:42 AM |
| beaver0206 | $25.00 | $25.00 | 10/12/2009 12:52:19 PM |
| 22 bids
|
Borrower Payment Dependent Notes Series
426234
This series of Notes was issued and sold upon the funding of the borrower loan #38904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-13-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 25.55% |
Final borrower rate/APR:
| 26.55% / 30.49% |
Final monthly payment:
| $40.58 |
| |
|
Auction yield range:
| 14.27% - 34.00% |
Estimated loss impact:
| 15.16% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.39% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 21
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,327 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| dollar-dreamer9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
"Brighten my day!'
Purpose of loan:
Help my son pay for auto repairs on his vehicle.
My financial situation:
I have a good job with a decent income.??My credit score may be low due to the amount of obligations I have, but I've never had late payments on any of my accounts. My savings are primarily in my 401(k)?and I'm not eligible to draw on that at this time. I'm a good risk despite the system generated rating assigned to me. I'm a person of character and I honor my obligations, also you will be earning an excellent return on your investment. I needed?take out a payday loan to help with some unexpected auto expenses and would like to pay that off. Also, I'm expecting a small settlement from my mother's estate which should close in about 60 - 90 days which I can use to clear up some small debts and improve my cash flow.
Monthly net income: $ 4,700
Monthly expenses: $
??Housing: $ 1034
??Insurance: $ 80
??Car expenses: $ 334
??Utilities: $?70
??Phone, cable, internet: $ 120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hey dollar-dreamer9-- could you address the 4 inquiries on your listing in the last 6 months? Thanks and best of luck on your funding. - bondhedger
A:
Thanks for your question. One inquiry was for a car loan. When the car repairs came up I looked at the possibilty of getting a new car, but the payment was higher than my budget would allow. Also, in the last 6 months I purchased a new computer through Dell Finance. The other two i believe would be from attempts to get an unsecured debt consolidation loan for about $10,000, both of which were denied. Thanks again for your consideration.
(Oct-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| note-symphony4 | $25.00 | $25.00 | 10/13/2009 3:15:26 AM |
| REITRUST | $25.00 | $25.00 | 10/12/2009 10:40:25 PM |
| Feyenoord | $25.00 | $25.00 | 10/12/2009 10:50:55 PM |
| flwah | $25.00 | $25.00 | 10/13/2009 12:09:08 AM |
| GetLoan | $47.89 | $47.89 | 10/13/2009 5:34:25 AM |
| maga | $100.00 | $100.00 | 10/13/2009 10:28:41 AM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 12:27:46 PM |
| Student_Capital | $50.00 | $50.00 | 10/13/2009 12:49:01 PM |
| thegreatone | $50.00 | $50.00 | 10/13/2009 2:28:33 PM |
| jybank | $25.00 | $21.75 | 10/13/2009 4:01:01 PM |
| druidpoet | $25.00 | $25.00 | 10/13/2009 3:05:39 PM |
| Jarock5 | $36.05 | $36.05 | 10/13/2009 4:02:24 PM |
| DonDiego | $25.00 | $25.00 | 10/13/2009 3:36:59 PM |
| gold-cluster | $30.00 | $30.00 | 10/13/2009 3:45:34 PM |
| Unitas4302 | $50.00 | $50.00 | 10/6/2009 10:16:23 AM |
| spy0 | $25.00 | $25.00 | 10/6/2009 7:41:44 AM |
| IPG1 | $28.08 | $28.08 | 10/8/2009 2:26:05 PM |
| bid-wonder | $25.00 | $25.00 | 10/9/2009 1:29:10 PM |
| onecooldrink | $25.00 | $25.00 | 10/12/2009 10:48:59 PM |
| WAREAGLE127 | $50.00 | $50.00 | 10/13/2009 6:26:07 AM |
| KaChingInvestments | $36.23 | $36.23 | 10/13/2009 10:52:54 AM |
| Rule62 | $25.00 | $25.00 | 10/13/2009 11:49:06 AM |
| LAKETIME | $25.00 | $25.00 | 10/13/2009 2:19:52 PM |
| Kyileo | $50.00 | $50.00 | 10/13/2009 1:45:56 PM |
| ZOOOM | $25.00 | $25.00 | 10/13/2009 2:10:04 PM |
| investment-cluster | $25.00 | $25.00 | 10/13/2009 2:50:23 PM |
| payout-comet | $25.00 | $25.00 | 10/13/2009 3:45:08 PM |
| payontime1 | $50.00 | $50.00 | 10/13/2009 3:45:37 PM |
| reflective-rupee | $25.00 | $25.00 | 10/13/2009 3:47:38 PM |
| 29 bids
|
Borrower Payment Dependent Notes Series
426236
This series of Notes was issued and sold upon the funding of the borrower loan #38907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 19.0% |
Auction start date:
| Sep-29-2009 |
| |
Auction end date:
| Oct-05-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 39.15% |
Final monthly payment:
| $45.24 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 21.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 9
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 29 | Length of status: | 2y 0m |
|
Amount delinquent:
| $624 |
Revolving credit balance:
| $1,492 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| anth272 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Aug-2008)
|
|
Principal balance:
| $1,582.59 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
2nd Prosper, never late.
Purpose of loan:
I am about $900 short on paying for new transmission.? Car left me sit last week.? Need car to get to work.? Please consider me and read below.
My financial situation:
I have a very good job as an account manager and am able to easily pay this loan back.? I actually have a raise going into effect on 10/1.? I have a previous loan with Prosper that has never been a single day late.? Please check my records with Prosper.? I have a credit score in the 630 range due to a deliquency that came from having to choose between paying a loan and a large medical bill that I had.? I have paid this and as of today do not have any deliquent accounts.
This is a good investment at a high rate and a huge need for me.? Please consider helping me out even with the HR rating that Prosper has assigned to me.? I promise you that i am not a high risk,? I am a Christian and do not take debts lightly.? You will recieve every cent, on time, every time if you take this on.
Thanks so much for your time.
Monthly net income: $ 2150
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please explain the delinquencies in detail. - jpblan11
A:
Sure. It was a temporary hardship that i had this summer due to a deductible on a hospital stay that had me pretty tight. Along with that, ive had some car issues as well. I was in touch with my creditor from day 1 and have cleared this up. Please feel free to ask any further questions....thanks so much for taking the time to look.
(Oct-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bobd32 | $25.00 | $25.00 | 9/29/2009 5:56:12 PM |
| victor111 | $25.00 | $25.00 | 9/30/2009 6:25:25 AM |
| LAKETIME | $50.00 | $50.00 | 9/30/2009 7:52:46 AM |
| periko | $50.00 | $50.00 | 9/30/2009 6:59:26 PM |
| gold-cluster | $100.00 | $100.00 | 10/1/2009 2:19:43 PM |
| brother_tam | $100.00 | $100.00 | 10/1/2009 7:06:23 PM |
| silvercertificate | $25.00 | $25.00 | 10/1/2009 8:50:15 PM |
| Engineer44 | $25.00 | $25.00 | 10/2/2009 1:26:58 AM |
| 4mydaughterseducation | $25.00 | $25.00 | 10/2/2009 4:16:50 PM |
| classiccitizen | $25.00 | $25.00 | 10/2/2009 8:33:08 PM |
| Marathon418 | $25.00 | $25.00 | 10/2/2009 9:31:05 PM |
| Unitas4302 | $100.00 | $100.00 | 10/3/2009 10:05:20 PM |
| buyrite334 | $33.15 | $33.15 | 10/3/2009 2:21:08 PM |
| ELDURO | $81.77 | $81.77 | 10/5/2009 8:48:26 PM |
| EEasyMoney | $25.00 | $25.00 | 9/30/2009 7:18:26 AM |
| umfan123 | $25.00 | $25.00 | 10/2/2009 8:12:30 AM |
| donlenboy | $29.62 | $29.62 | 10/2/2009 8:29:28 AM |
| fallentimbers | $25.00 | $25.00 | 10/2/2009 7:06:59 PM |
| shadowmeboy | $25.00 | $25.00 | 10/5/2009 10:53:02 AM |
| planky | $50.00 | $50.00 | 10/5/2009 12:09:09 PM |
| capital-galaxy | $100.00 | $80.46 | 10/5/2009 3:32:52 PM |
| peb44 | $25.00 | $25.00 | 10/5/2009 4:23:37 PM |
| Chava15 | $25.00 | $25.00 | 10/5/2009 4:19:54 PM |
| 23 bids
|
Borrower Payment Dependent Notes Series
426318
This series of Notes was issued and sold upon the funding of the borrower loan #38937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,375.00 |
Prosper Rating:
| HR |
Auction Duration:
| 14 days
|
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction start date:
| Sep-30-2009 |
| |
Auction end date:
| Oct-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $107.44 |
|
Final lender yield:
| 17.27% |
Final borrower rate/APR:
| 18.27% / 20.48% |
Final monthly payment:
| $86.18 |
| |
|
Auction yield range:
| 17.27% - 34.00% |
Estimated loss impact:
| 25.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -8.68% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 25 | Length of status: | 0y 11m |
|
Amount delinquent:
| $534 |
Revolving credit balance:
| $1,507 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 6 | | | | |
|
Screen name:
| OverSize |
Borrower's state:
| California |
Borrower's group:
| VETTED BORROWERS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 96% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,555.00 | < mo. late:
| 1
( 4% )
| 520-540
(Jul-2007)
|
|
Principal balance:
| $1,050.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
2nd & Final Prosper Loan - Endorsed
Purpose of this loan: Consolidate debt, improve utilization. This loan will replace my current Prosper loan ($1150), my Capital One Card ($300) and my Mastercard ($850). This will improve my credit score by reducing bankcard utilization. This is one of several steps I am taking so that my wife and I will have our best financing opportunities when we purchase our home a year from now.
Employment and Income: I have been a civil engineer in land development since 2005. A year ago I joined my current employer where I also run the entire construction inspection division. We have over 100 employees and I am the #3 person in the firm behind our president and our controller. I have just received a raise from $75,000 to $90,000 and the firm plans to resume bonus payments now that our niche in the economy has stabilized.
My Financial Situation: Coming into focus nicely. My previous loan was a good step forward. New employment a year later was another boost. With lower debt and a savings plan for our FHA home loan in place, all that remains is to enhance my unused credit limit and get Experian to admit I have no DQ's (Equifax and Trans-Union already agree I'm clean).
Monthly Cash Budget
Net Income: $ 4718 (my new salary, bonuses not included)
Fixed Expenses: $ 2,680
Elective Expenses: $ 1,055 (includes savings)
Debt Service: $ 572
Monthly Cash Available: $ 411
Detailed budget information is available on my member page. Please ask questions. I work long hours and will answer just as soon as I can.
Information in the Description is not verified.
Friends And Family Winning Bids
gpuck has bid a total of
$250.00 in winning bids.
"INVESTAR Lenders recommends this loan. The borrower is a high achiever
with an intelligent plan. Our interview found his budget is in order,
debt is not an issue. His balance sheet will easily accommodate future
mortgage plans."
BAEVentures has bid a total of
$200.00 in winning bids.
"VETTED BORROWERS Group Leader has verified: past and present income, recent salary bump to $90,000, the delinquencies are cleared (just not on Experian). We have gone over his budget. Bid with confidence, I know I have."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
As I know other lenders will ask, and there wasn't enough room in the listing, can you please tell us about your late payment on your previous Prosper loan? - BAEVentures
A:
The late payment occured about 3 months after I got this loan. My checking account had been compromised right around the time of my payment. The bank (WAMU) froze the account and I had to act quickly to open another checking account with a local credit union. I think the payment was all of 2 or 3 days late and it was due to the amount of time it took me to get a new account and get the new information to Prosper.
(Sep-30-2009)
Q:
A $15k/year raise at a 33% marginal tax rate gives you an extra $833 per month. You could get 2400 just by saving this in an account. Why bother borrowing and paying that much more in interest? - 99Burning_Coder
A:
First, the main reason for the loan is to decrease utilization of the cards as quickly as possible (I only have 8 months left on my lease and want to have my downpayment saved by then). Second, I do have over $3,000 saved already but please see previous statement (every extra dollar between now and end of lease is SAVE SAVE SAVE). Last, I believe that by the end of this listing I'll have a rate that is equal to or less than the combined rate I'm paying on the the cards and previous prosper loan
(Oct-05-2009)
Q:
Hey OverSize-- could you address the six inquiries in the last six months? Thank you and best of luck on your listing. - bondhedger
A:
Certainly. 3 of them are NCO financial, who was helping me improve my credit because I had put a deposit on a new home in Sacramento. When I was promoted, I had to move. 1 is Patelco credit union and 1 is B of A.. for those I was just seeking a card that would help me with my utilization (didn't know you could get a 2nd Prosper loan at that time). The last one is "Tennant Screeners" which was July 25th for the apartment I just moved to.
(Oct-05-2009)
Q:
Saving for down payment = no PMI . PMI would be approximately 15% of your mortgage monthly ($1000 = $150 PMI) which does not go towards principal! Let's get him bid down to 20% lenders, as we know, the lower the interest, the lower the default rate ! - BAEVentures
A:
Our goal is something below 24% but we will be grateful for whatever you good people are willing to grant us(my payment will already be lower than my existing Prosper payment).
(Oct-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gpuck | $25.00 | $25.00 | 10/8/2009 5:55:06 AM |
| gpuck | $25.00 | $25.00 | 10/8/2009 6:15:29 AM |
| loanman2007 | $350.00 | $350.00 | 10/11/2009 4:35:59 PM |
| kenL | $300.00 | $300.00 | 10/12/2009 9:35:15 AM |
| TFAD72 | $25.00 | $25.00 | 10/12/2009 7:58:56 PM |
| piscary | $50.00 | $50.00 | 10/12/2009 9:29:35 PM |
| golffish2 | $50.00 | $50.00 | 10/13/2009 4:09:45 AM |
| BlueProteus | $25.00 | $25.00 | 10/13/2009 11:43:03 AM |
| hoffspot | $55.89 | $55.89 | 10/13/2009 12:19:43 PM |
| beaver0206 | $25.00 | $25.00 | 10/13/2009 3:04:27 PM |
| mark1017-31 | $199.00 | $199.00 | 10/13/2009 4:12:31 PM |
| mclean_loaner | $50.00 | $50.00 | 10/13/2009 4:49:24 PM |
| Prezotus | $25.00 | $25.00 | 10/13/2009 9:18:54 PM |
| dstolars | $25.00 | $25.00 | 10/14/2009 6:56:22 AM |
| MoneyForNothing | $25.00 | $25.00 | 10/14/2009 6:40:21 AM |
| flwah | $25.00 | $25.00 | 10/14/2009 7:37:00 AM |
| Flshedman | $50.00 | $50.00 | 10/14/2009 7:10:59 AM |
| cold1 | $25.00 | $25.00 | 10/14/2009 7:26:51 AM |
| relentless-gain3 | $25.00 | $24.92 | 10/14/2009 8:55:32 AM |
| BAEVentures | $200.00 | $200.00 | 9/30/2009 7:38:43 PM |
| CoolPlexer | $25.00 | $25.00 | 10/5/2009 4:15:03 PM |
| gpuck | $200.00 | $200.00 | 10/8/2009 5:11:48 AM |
| Dollars4Rent | $25.00 | $25.00 | 10/8/2009 8:11:59 AM |
| Herchel | $40.77 | $40.77 | 10/12/2009 1:56:07 PM |
| beaver0206 | $25.00 | $25.00 | 10/12/2009 1:08:14 PM |
| thegreatone | $200.00 | $200.00 | 10/13/2009 2:56:34 PM |
| nurat | $41.18 | $41.18 | 10/13/2009 4:45:39 PM |
| DANTHEMAN2 | $25.00 | $25.00 | 10/13/2009 6:35:27 PM |
| Astyanax | $50.00 | $50.00 | 10/13/2009 6:40:03 PM |
| vtr1000 | $65.00 | $65.00 | 10/13/2009 9:24:31 PM |
| lenderrn | $73.24 | $73.24 | 10/14/2009 7:35:25 AM |
| FinanceEngine | $25.00 | $25.00 | 10/14/2009 8:35:08 AM |
| 32 bids
|