Sales Report:Supplement No. 50 dated Oct 01, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
421794
This series of Notes was issued and sold upon the funding of the borrower loan #38746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-10-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 10.10% |
Starting borrower rate/APR:
| 11.10% / 13.22% |
Starting monthly payment:
| $137.70 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $136.11 |
| |
|
Auction yield range:
| 4.18% - 10.10% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,777 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| silver-breeze3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off ratejacked cards
Purpose of loan:
This loan will be used to pay off my credit cards that have jumped to high interest rates.
My financial situation:
I am a good candidate for this loan because I've been budgeting carefully over the last 3 years and have paid off over $8000 in credit card debt. However, my final stretch just got much harder because my interest rates doubled recently.? I have a stable career working with computers that pays well, and is fulfilling.? The bulk of the debt was from bad decisions about co-signing an educational loan which was rather large, and which I ended of having to pay off myself.
Monthly net income: $
3200
Monthly expenses: $
2260
??Housing: $
500?
??Insurance: $
280
??Car expenses: $
none, I have paid the car off.
??Utilities: $
180
??Phone, cable, internet: $
200
??Food, entertainment: $
500
??Clothing, household expenses $ 250
??Credit cards and other loans: $
250
??Other expenses: $
100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| don8ter | $60.00 | $60.00 | 9/10/2009 4:23:43 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/10/2009 4:24:11 PM |
| elasermd | $50.00 | $50.00 | 9/10/2009 4:24:20 PM |
| seasportsguy | $25.00 | $25.00 | 9/10/2009 4:24:23 PM |
| Kame | $25.00 | $25.00 | 9/10/2009 4:24:35 PM |
| five-star-justice | $36.00 | $36.00 | 9/10/2009 4:24:49 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/10/2009 4:26:17 PM |
| gold-tsunami | $25.00 | $25.00 | 9/10/2009 4:24:46 PM |
| honorable-yield | $50.00 | $50.00 | 9/10/2009 4:23:46 PM |
| personal-lender | $25.00 | $25.00 | 9/10/2009 4:24:44 PM |
| nuclearmoose | $25.00 | $25.00 | 9/10/2009 4:26:04 PM |
| greenback-floret | $25.00 | $25.00 | 9/10/2009 4:26:28 PM |
| impartial-deal | $25.00 | $25.00 | 9/11/2009 4:26:30 PM |
| gm93001 | $25.00 | $25.00 | 9/11/2009 5:06:49 PM |
| jgar_O | $30.00 | $30.00 | 9/12/2009 6:44:36 AM |
| Goodlender42 | $25.00 | $25.00 | 9/11/2009 6:34:50 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/12/2009 10:34:59 AM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:58 AM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:47 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/13/2009 6:04:28 AM |
| langdonx | $50.00 | $0.72 | 9/14/2009 7:01:43 AM |
| wach | $25.00 | $25.00 | 9/14/2009 12:05:59 AM |
| circustab | $50.00 | $50.00 | 9/14/2009 8:34:57 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/14/2009 8:12:20 PM |
| bid-papyrus | $50.00 | $50.00 | 9/15/2009 9:19:36 AM |
| Pilotaceh | $25.00 | $25.00 | 9/15/2009 9:57:49 AM |
| apennysaved4you | $25.00 | $25.00 | 9/15/2009 3:58:57 PM |
| bluflame9940 | $30.80 | $30.80 | 9/16/2009 7:37:11 AM |
| sana66 | $25.00 | $25.00 | 9/16/2009 5:03:41 PM |
| adir1 | $50.00 | $50.00 | 9/17/2009 6:29:43 AM |
| slushfunder | $100.00 | $100.00 | 9/17/2009 7:23:55 PM |
| Alsatian | $60.00 | $60.00 | 9/18/2009 4:18:02 AM |
| TommyTucker | $50.00 | $50.00 | 9/18/2009 7:14:02 AM |
| market-assembler | $50.00 | $50.00 | 9/18/2009 12:59:57 PM |
| janicewill | $25.00 | $25.00 | 9/18/2009 5:33:18 PM |
| FL-Lender | $38.02 | $38.02 | 9/18/2009 10:21:26 PM |
| SnE | $89.46 | $89.46 | 9/19/2009 3:07:10 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/19/2009 3:13:35 PM |
| jmart30702 | $54.62 | $54.62 | 9/20/2009 10:44:15 AM |
| kaizersouse | $100.00 | $100.00 | 9/20/2009 9:49:25 AM |
| bansir | $25.00 | $25.00 | 9/20/2009 12:16:16 PM |
| Goodnotlucky | $50.00 | $50.00 | 9/20/2009 3:12:28 PM |
| tomjac2000 | $25.00 | $25.00 | 9/20/2009 8:57:43 PM |
| resolute-liberty | $50.00 | $50.00 | 9/21/2009 11:39:44 AM |
| OoM | $25.00 | $25.00 | 9/21/2009 4:53:55 PM |
| lockstock | $25.00 | $25.00 | 9/21/2009 7:55:11 PM |
| the-durability-planetarium | $100.00 | $100.00 | 9/21/2009 7:47:47 PM |
| BankofBeth | $50.00 | $50.00 | 9/22/2009 10:10:57 AM |
| Sven79 | $150.00 | $150.00 | 9/22/2009 1:28:32 PM |
| SeaLoans | $25.00 | $25.00 | 9/22/2009 1:20:23 PM |
| foodog78 | $25.00 | $25.00 | 9/22/2009 3:12:21 PM |
| aurorafinancial | $50.00 | $50.00 | 9/22/2009 5:07:47 PM |
| SOP_Bank | $25.00 | $25.00 | 9/22/2009 5:35:57 PM |
| Sid-K | $50.00 | $50.00 | 9/10/2009 4:23:49 PM |
| DukSerduk | $25.00 | $25.00 | 9/10/2009 4:23:54 PM |
| rjleves | $25.00 | $25.00 | 9/10/2009 4:24:51 PM |
| crossborders | $25.00 | $25.00 | 9/10/2009 4:24:55 PM |
| noble-revenue | $100.00 | $100.00 | 9/10/2009 4:25:32 PM |
| Halos2002 | $50.00 | $50.00 | 9/10/2009 4:26:30 PM |
| Cai8899 | $25.00 | $25.00 | 9/10/2009 4:23:35 PM |
| lagnisiruk | $25.00 | $25.00 | 9/10/2009 4:23:38 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/10/2009 4:23:41 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/10/2009 4:24:01 PM |
| bchen78875 | $50.00 | $50.00 | 9/10/2009 4:24:08 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/10/2009 4:24:32 PM |
| LoanGiver | $25.00 | $25.00 | 9/10/2009 4:24:39 PM |
| mikeandcat | $50.00 | $50.00 | 9/10/2009 4:26:36 PM |
| Coach2often | $50.00 | $50.00 | 9/10/2009 5:04:21 PM |
| skuba | $50.00 | $50.00 | 9/10/2009 4:23:57 PM |
| testobsessed | $100.00 | $100.00 | 9/10/2009 4:24:16 PM |
| wwwUniversal | $25.00 | $25.00 | 9/10/2009 4:40:01 PM |
| Hogpilot | $25.00 | $25.00 | 9/10/2009 5:15:20 PM |
| yank918 | $25.00 | $25.00 | 9/10/2009 5:04:18 PM |
| Syzygy | $25.00 | $25.00 | 9/11/2009 12:12:21 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:55 PM |
| MidnightBank | $25.00 | $25.00 | 9/11/2009 6:29:41 PM |
| PrinceValium | $25.00 | $25.00 | 9/12/2009 6:23:35 PM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:45:14 PM |
| bowdish1 | $30.93 | $30.93 | 9/13/2009 5:34:26 PM |
| alexx | $25.00 | $25.00 | 9/14/2009 10:36:40 AM |
| IrrationalPi | $25.00 | $25.00 | 9/14/2009 3:47:16 PM |
| glazeddonuts | $25.00 | $25.00 | 9/14/2009 5:29:23 PM |
| uncleegg | $200.00 | $200.00 | 9/16/2009 2:50:16 AM |
| payontime1 | $50.00 | $50.00 | 9/16/2009 8:17:43 AM |
| oldman1947 | $25.00 | $25.00 | 9/16/2009 1:36:06 PM |
| ratzlefrss | $50.00 | $50.00 | 9/16/2009 3:03:08 PM |
| transparency-warrior | $100.00 | $100.00 | 9/17/2009 11:24:40 AM |
| golffish2 | $50.00 | $50.00 | 9/18/2009 4:17:47 AM |
| silvercertificate | $25.00 | $25.00 | 9/18/2009 10:02:32 AM |
| Jalupa | $25.00 | $25.00 | 9/18/2009 6:41:30 PM |
| Trinkaloki | $25.00 | $25.00 | 9/21/2009 5:40:43 AM |
| TheSpottedFlamingo | $25.00 | $25.00 | 9/21/2009 6:47:37 AM |
| StarFundingSource | $25.00 | $25.00 | 9/21/2009 7:08:01 AM |
| ashinvest | $25.00 | $25.00 | 9/21/2009 8:29:47 AM |
| kushbomb | $94.45 | $94.45 | 9/21/2009 6:56:35 PM |
| Kelor99 | $25.00 | $25.00 | 9/21/2009 8:34:59 PM |
| two_old_gals | $25.00 | $25.00 | 9/21/2009 8:53:19 PM |
| loanman2007 | $75.00 | $75.00 | 9/22/2009 6:08:35 AM |
| credit-coach118 | $25.00 | $25.00 | 9/22/2009 5:17:38 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
424183
This series of Notes was issued and sold upon the funding of the borrower loan #38709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Sep-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Sep-28-2009 |
|
|
Starting lender yield:
| 11.43% |
Starting borrower rate/APR:
| 12.43% / 12.78% |
Starting monthly payment:
| $601.56 |
|
Final lender yield:
| 8.76% |
Final borrower rate/APR:
| 9.76% / 11.86% |
Final monthly payment:
| $578.78 |
| |
|
Auction yield range:
| 3.18% - 11.43% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-820 (Sep-2009) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 40 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,197 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 44% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| studious-wampum |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off high interest rate credit cards.? I have always?made my payments?timely, but my major credit card company increased my interest from under 10% to over 20% in one month.
My financial situation:
I am a good candidate for this loan because I am meticulous about paying my bills in a timely fashion, have remained gainfully employed during this tough economic downturn, have an excellent credit rating, and know how to saving money.? This new economic world order has forced my employer to cut all salaries by 7.5%, and coupled with an ex-husband who has not made payments?over the last 4 years totalling more than $25,000, I have depleted the majority of my reserves in taking care of my children, one of whom is a special needs child.?The jump in my credit card interest rate has made it extremely difficult to pay this debt down given reduced earnings from my employer.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the current interest rates on your Revolving credit balance? How much money will you save monthly after taking out the prosper loan ? - manuvns
A:
Thank you for your inquiry. My current interest rate is 23.99%, and in order to pay off the debt in any reasonable amount of time, I would need to make payments of $800 - $1,000 per month, as $400/month would be interest only. With the Propser Loan, and assuming a worst-case interest rate of 12%, my monthly payments would be $597. That would mean a monthly savings of $203 - $403.
(Sep-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cherrypicker06 | $25.00 | $25.00 | 9/14/2009 5:11:06 PM |
| testobsessed | $100.00 | $100.00 | 9/14/2009 5:14:06 PM |
| elasermd | $50.00 | $50.00 | 9/14/2009 5:14:20 PM |
| compoundinterest | $50.00 | $50.00 | 9/14/2009 5:31:40 PM |
| greenback-floret | $25.00 | $25.00 | 9/14/2009 5:19:41 PM |
| credit-investor5 | $50.00 | $50.00 | 9/14/2009 5:34:31 PM |
| Cai8899 | $25.00 | $25.00 | 9/14/2009 5:10:34 PM |
| DukSerduk | $25.00 | $25.00 | 9/14/2009 5:12:34 PM |
| bchen78875 | $50.00 | $50.00 | 9/14/2009 5:13:27 PM |
| rose88 | $25.00 | $25.00 | 9/14/2009 5:40:31 PM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 5:42:51 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/14/2009 5:15:36 PM |
| Kame | $25.00 | $25.00 | 9/14/2009 5:15:57 PM |
| LoanGiver | $25.00 | $25.00 | 9/14/2009 5:16:11 PM |
| personal-lender | $25.00 | $25.00 | 9/14/2009 5:16:46 PM |
| kinetic-diversification | $50.00 | $50.00 | 9/14/2009 5:34:16 PM |
| snowman34 | $25.00 | $25.00 | 9/14/2009 7:03:06 PM |
| langdonx | $50.00 | $50.00 | 9/14/2009 7:10:06 PM |
| benroo | $25.00 | $25.00 | 9/14/2009 6:51:28 PM |
| blot44 | $50.00 | $50.00 | 9/14/2009 8:41:50 PM |
| anton | $33.83 | $33.83 | 9/15/2009 8:31:18 AM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:06:17 AM |
| Hogpilot | $25.00 | $25.00 | 9/14/2009 11:50:32 PM |
| jwood3030 | $25.00 | $25.00 | 9/15/2009 6:25:53 PM |
| degster | $25.00 | $25.00 | 9/16/2009 8:46:04 AM |
| nhm | $37.60 | $37.60 | 9/16/2009 1:18:03 PM |
| kenyonhillbilly | $25.00 | $25.00 | 9/16/2009 12:03:38 PM |
| Moby | $41.70 | $41.70 | 9/16/2009 3:55:37 PM |
| cowboyskier | $41.20 | $41.20 | 9/16/2009 5:05:28 PM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:35:31 PM |
| bid-papyrus | $35.26 | $35.26 | 9/17/2009 3:20:38 PM |
| jchix | $25.00 | $25.00 | 9/17/2009 3:10:57 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:21:14 PM |
| bowdish1 | $50.00 | $50.00 | 9/17/2009 6:17:37 PM |
| BuckNaikid | $25.00 | $25.00 | 9/17/2009 7:57:46 PM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:11:25 AM |
| Octavian315 | $50.00 | $50.00 | 9/18/2009 12:31:27 PM |
| HoyaHeel | $40.00 | $40.00 | 9/18/2009 2:00:24 PM |
| mathprof | $25.00 | $25.00 | 9/18/2009 4:06:53 PM |
| mattbly | $25.00 | $25.00 | 9/18/2009 4:18:36 PM |
| meux99 | $25.00 | $25.00 | 9/18/2009 5:04:06 PM |
| JJS180 | $25.00 | $25.00 | 9/18/2009 6:19:30 PM |
| pinnacle10 | $25.00 | $25.00 | 9/18/2009 9:56:55 PM |
| ok | $25.00 | $25.00 | 9/18/2009 8:37:07 PM |
| linklady | $50.00 | $50.00 | 9/19/2009 2:34:01 AM |
| japper2353 | $25.00 | $25.00 | 9/19/2009 3:12:16 AM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/19/2009 9:27:00 AM |
| chief_wo | $25.00 | $25.00 | 9/19/2009 7:27:27 AM |
| MGOT-Ken | $25.00 | $25.00 | 9/19/2009 5:07:16 PM |
| return-flamenco | $25.00 | $25.00 | 9/19/2009 12:01:56 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/19/2009 1:28:13 PM |
| Artist_Blue | $25.00 | $25.00 | 9/19/2009 11:52:05 PM |
| all_of_that_one | $25.00 | $25.00 | 9/20/2009 5:07:50 AM |
| noble-revenue | $25.00 | $25.00 | 9/19/2009 6:21:53 PM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:31 AM |
| kid8549 | $25.00 | $25.00 | 9/20/2009 9:22:20 AM |
| TK4 | $25.00 | $25.00 | 9/20/2009 9:52:38 AM |
| credit-coach118 | $25.00 | $25.00 | 9/20/2009 12:57:35 PM |
| pawsitive | $25.00 | $25.00 | 9/20/2009 2:02:05 PM |
| gracej | $25.00 | $25.00 | 9/20/2009 7:41:52 PM |
| nofreelunch | $25.00 | $25.00 | 9/21/2009 5:17:10 AM |
| Friend22 | $25.00 | $25.00 | 9/21/2009 9:27:03 AM |
| rmachi | $25.00 | $25.00 | 9/21/2009 8:27:56 AM |
| zeraphm | $25.00 | $25.00 | 9/21/2009 8:37:45 AM |
| suave-dollar | $40.00 | $40.00 | 9/21/2009 9:32:49 AM |
| ClearLake | $25.00 | $25.00 | 9/21/2009 9:51:36 AM |
| js60l | $25.00 | $25.00 | 9/21/2009 11:58:50 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/21/2009 11:19:56 AM |
| szetowski | $25.00 | $25.00 | 9/21/2009 1:35:25 PM |
| coolspeed | $25.00 | $25.00 | 9/21/2009 4:39:19 PM |
| QuinMccoy | $25.00 | $25.00 | 9/21/2009 5:43:44 PM |
| twomonkeys3 | $25.00 | $25.00 | 9/21/2009 4:47:51 PM |
| pipopirate | $25.00 | $25.00 | 9/21/2009 10:07:18 PM |
| LuckySF | $25.00 | $25.00 | 9/21/2009 4:57:00 PM |
| BaxterEvil | $25.00 | $25.00 | 9/21/2009 7:28:33 PM |
| practice44 | $25.00 | $25.00 | 9/21/2009 11:32:06 PM |
| trade-watcher | $25.00 | $25.00 | 9/21/2009 5:32:44 PM |
| ChicoBob | $25.00 | $25.00 | 9/22/2009 5:58:42 AM |
| impartial-deal | $25.00 | $25.00 | 9/22/2009 7:17:17 AM |
| MikeB918 | $25.00 | $25.00 | 9/22/2009 6:32:00 AM |
| milehighguy | $50.00 | $50.00 | 9/22/2009 7:33:28 AM |
| lovely-return7 | $25.00 | $25.00 | 9/22/2009 9:35:12 AM |
| Jassi | $25.00 | $25.00 | 9/22/2009 9:44:19 AM |
| BoutYeBank | $25.00 | $25.00 | 9/22/2009 7:57:38 AM |
| discrete-asset | $25.00 | $25.00 | 9/22/2009 9:33:37 AM |
| GatorBait | $25.00 | $25.00 | 9/22/2009 9:50:18 AM |
| contract-warp-speed | $50.00 | $50.00 | 9/22/2009 9:32:40 AM |
| canisian | $25.00 | $25.00 | 9/22/2009 10:43:22 AM |
| larrybird | $95.00 | $95.00 | 9/22/2009 10:53:41 AM |
| szetheli | $40.28 | $40.28 | 9/22/2009 11:04:11 AM |
| wormdc | $25.00 | $25.00 | 9/22/2009 1:15:03 PM |
| mcabery | $25.00 | $25.00 | 9/22/2009 1:16:15 PM |
| jct_enterprises | $25.00 | $25.00 | 9/22/2009 1:17:29 PM |
| teejay411 | $100.00 | $100.00 | 9/22/2009 1:19:30 PM |
| mscomeaux | $25.00 | $25.00 | 9/22/2009 1:25:16 PM |
| mh1169 | $25.00 | $25.00 | 9/22/2009 1:26:39 PM |
| rdextra | $25.00 | $25.00 | 9/22/2009 1:01:51 PM |
| cyberie21 | $39.88 | $39.88 | 9/22/2009 1:37:15 PM |
| riversmoke | $25.00 | $25.00 | 9/22/2009 1:37:59 PM |
| RickD1003 | $50.00 | $50.00 | 9/22/2009 1:42:52 PM |
| Banker7371 | $25.00 | $25.00 | 9/22/2009 4:12:00 PM |
| whiteshadow | $25.00 | $25.00 | 9/22/2009 2:32:01 PM |
| assetmanager | $25.00 | $25.00 | 9/22/2009 1:23:41 PM |
| kumpa2u | $50.00 | $50.00 | 9/22/2009 1:25:02 PM |
| AndersenWatcher | $25.00 | $25.00 | 9/22/2009 1:25:29 PM |
| transparency-giant | $50.00 | $50.00 | 9/23/2009 8:12:03 AM |
| godspeed237 | $25.00 | $25.00 | 9/23/2009 6:42:46 AM |
| newest-generosity-saga | $25.00 | $25.00 | 9/23/2009 9:34:32 AM |
| fortytwo | $200.00 | $200.00 | 9/23/2009 9:35:32 AM |
| JLEND926121 | $25.00 | $25.00 | 9/23/2009 11:24:28 AM |
| bayareainv | $50.00 | $50.00 | 9/23/2009 10:18:29 AM |
| dime-violin | $25.00 | $25.00 | 9/23/2009 9:33:13 AM |
| kindness-saver | $25.00 | $25.00 | 9/23/2009 11:26:22 AM |
| jeffc92 | $50.00 | $50.00 | 9/23/2009 10:18:42 AM |
| dansarkis | $25.00 | $25.00 | 9/23/2009 1:12:19 PM |
| zeelender | $25.00 | $25.00 | 9/23/2009 1:30:32 PM |
| Pilotf22 | $25.00 | $25.00 | 9/23/2009 4:25:06 PM |
| highcountry1 | $25.00 | $25.00 | 9/23/2009 7:42:28 PM |
| kurizoo | $25.00 | $25.00 | 9/24/2009 6:02:03 AM |
| KeepOnRunning | $50.00 | $50.00 | 9/24/2009 6:04:15 AM |
| kanpur63 | $25.00 | $25.00 | 9/24/2009 6:05:36 AM |
| All_Wins | $25.00 | $25.00 | 9/24/2009 6:08:09 AM |
| zyztemboy | $25.00 | $25.00 | 9/24/2009 6:08:40 AM |
| Maccs55 | $50.00 | $50.00 | 9/24/2009 6:09:35 AM |
| income-excellence1 | $25.00 | $25.00 | 9/24/2009 6:09:46 AM |
| Gabriel02 | $25.00 | $25.00 | 9/24/2009 6:10:04 AM |
| donloah | $25.00 | $25.00 | 9/24/2009 6:10:11 AM |
| yield-blanket | $25.00 | $25.00 | 9/24/2009 6:10:20 AM |
| top-unflappable-economy | $25.00 | $25.00 | 9/24/2009 6:10:53 AM |
| 888168 | $48.72 | $48.72 | 9/24/2009 6:11:07 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/24/2009 6:11:17 AM |
| Turkish101 | $25.00 | $25.00 | 9/24/2009 6:11:22 AM |
| miamiwill | $25.00 | $25.00 | 9/24/2009 6:12:17 AM |
| silver-ace | $25.00 | $25.00 | 9/24/2009 5:59:15 AM |
| CoolHelp | $25.00 | $25.00 | 9/24/2009 6:00:15 AM |
| superchicken | $25.00 | $25.00 | 9/24/2009 6:04:42 AM |
| calessabay | $25.00 | $25.00 | 9/24/2009 6:04:52 AM |
| help_each_other | $25.00 | $25.00 | 9/24/2009 6:04:38 AM |
| ebgb234 | $25.00 | $25.00 | 9/24/2009 6:06:26 AM |
| MrDavid | $50.00 | $50.00 | 9/24/2009 6:05:42 AM |
| fostaman | $25.00 | $25.00 | 9/24/2009 6:29:59 AM |
| tallcoolone | $25.00 | $25.00 | 9/24/2009 6:30:16 AM |
| Skady3love | $25.00 | $25.00 | 9/24/2009 6:08:29 AM |
| DavidMonsy | $25.00 | $25.00 | 9/24/2009 6:09:29 AM |
| director877 | $25.00 | $25.00 | 9/24/2009 6:09:37 AM |
| Synergism | $25.00 | $25.00 | 9/24/2009 6:09:49 AM |
| FrayBentos | $25.00 | $25.00 | 9/24/2009 7:12:01 AM |
| randomguy100 | $25.00 | $25.00 | 9/24/2009 6:10:21 AM |
| generous-at-heart | $25.00 | $25.00 | 9/24/2009 6:09:38 AM |
| Divot | $25.00 | $25.00 | 9/24/2009 6:09:50 AM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/24/2009 6:09:56 AM |
| jcrew007 | $25.00 | $25.00 | 9/24/2009 6:10:54 AM |
| elated-justice | $25.00 | $25.00 | 9/24/2009 6:10:06 AM |
| XD2005 | $25.00 | $25.00 | 9/24/2009 6:10:23 AM |
| albatross897 | $25.00 | $25.00 | 9/24/2009 6:11:08 AM |
| reefer | $50.00 | $50.00 | 9/24/2009 6:10:40 AM |
| Namrok | $25.00 | $25.00 | 9/24/2009 6:11:15 AM |
| ritchie70 | $25.00 | $25.00 | 9/24/2009 6:11:19 AM |
| focused-wampum | $50.00 | $50.00 | 9/24/2009 6:11:39 AM |
| bocap | $25.00 | $25.00 | 9/24/2009 6:11:10 AM |
| zbfamwl | $25.00 | $25.00 | 9/24/2009 6:12:06 AM |
| DrPalaber | $25.00 | $25.00 | 9/24/2009 6:12:18 AM |
| affluence-tycoon | $46.98 | $46.98 | 9/24/2009 6:11:53 AM |
| rlecour | $25.00 | $25.00 | 9/24/2009 6:12:12 AM |
| decisive-capital | $25.00 | $25.00 | 9/24/2009 7:59:00 AM |
| tsui517 | $25.00 | $25.00 | 9/24/2009 6:12:46 AM |
| morpholog | $25.00 | $25.00 | 9/24/2009 6:12:32 AM |
| virtualbank | $25.00 | $25.00 | 9/24/2009 6:13:07 AM |
| AJSinvest | $25.00 | $25.00 | 9/24/2009 6:16:22 AM |
| stensonb | $25.00 | $25.00 | 9/24/2009 6:16:33 AM |
| sajitp | $25.00 | $25.00 | 9/24/2009 6:16:58 AM |
| joielle | $25.00 | $25.00 | 9/24/2009 9:33:00 AM |
| Landselott | $25.00 | $25.00 | 9/24/2009 6:30:18 AM |
| sisepuede | $25.00 | $25.00 | 9/24/2009 6:30:23 AM |
| TheGoodSamaritan | $25.00 | $25.00 | 9/24/2009 6:32:00 AM |
| GElender | $30.95 | $30.95 | 9/24/2009 6:31:59 AM |
| mjjjrj | $25.00 | $25.00 | 9/24/2009 9:34:28 AM |
| KRAM151 | $25.00 | $25.00 | 9/24/2009 6:43:37 AM |
| hampa | $25.00 | $25.00 | 9/24/2009 7:08:56 AM |
| IndianChief | $25.00 | $25.00 | 9/24/2009 7:58:58 AM |
| money-shaker | $25.00 | $25.00 | 9/24/2009 8:07:11 AM |
| Ellisdee | $50.00 | $50.00 | 9/24/2009 7:59:02 AM |
| icon7 | $25.00 | $25.00 | 9/24/2009 10:42:20 AM |
| Sykes66 | $25.00 | $25.00 | 9/24/2009 9:32:10 AM |
| ebusinessagent | $25.00 | $25.00 | 9/24/2009 11:30:37 AM |
| newest-unique-integrity | $25.00 | $25.00 | 9/24/2009 9:35:00 AM |
| inventive-funds | $25.00 | $25.00 | 9/24/2009 9:33:08 AM |
| reueljw | $25.00 | $25.00 | 9/24/2009 10:08:13 AM |
| buffalobills | $25.00 | $25.00 | 9/24/2009 10:12:15 AM |
| entreprenooner | $25.00 | $25.00 | 9/24/2009 9:34:15 AM |
| TCayce | $25.00 | $25.00 | 9/24/2009 9:34:30 AM |
| Aethelwolf | $25.00 | $25.00 | 9/24/2009 10:08:15 AM |
| iruz | $40.00 | $40.00 | 9/24/2009 1:38:23 PM |
| Picopie | $25.92 | $25.92 | 9/24/2009 1:52:37 PM |
| dartmouth99 | $25.00 | $25.00 | 9/24/2009 2:02:54 PM |
| sail120 | $25.00 | $25.00 | 9/24/2009 12:09:33 PM |
| tatsuo20001 | $25.00 | $25.00 | 9/24/2009 2:36:57 PM |
| justice-dna | $25.00 | $25.00 | 9/24/2009 3:50:53 PM |
| TestClees | $25.00 | $25.00 | 9/24/2009 3:57:00 PM |
| BaltimoreLender | $25.00 | $25.00 | 9/24/2009 2:12:06 PM |
| danfrphils | $25.00 | $25.00 | 9/24/2009 4:22:53 PM |
| yenom | $25.00 | $25.00 | 9/24/2009 2:37:17 PM |
| ShowMeLender | $25.00 | $25.00 | 9/24/2009 3:02:41 PM |
| jscope | $25.00 | $25.00 | 9/24/2009 4:42:21 PM |
| Ven58 | $25.00 | $25.00 | 9/24/2009 4:45:07 PM |
| lender1x | $25.00 | $25.00 | 9/24/2009 3:32:04 PM |
| ManhattanLender | $25.00 | $25.00 | 9/24/2009 4:35:22 PM |
| USCGC | $25.00 | $25.00 | 9/24/2009 4:44:29 PM |
| Havana21 | $100.00 | $100.00 | 9/24/2009 9:44:09 PM |
| airon7 | $25.00 | $25.00 | 9/24/2009 8:07:46 PM |
| Machbannai | $28.05 | $28.05 | 9/25/2009 2:20:17 AM |
| outofoffice | $25.00 | $25.00 | 9/24/2009 8:05:00 PM |
| Natronpee | $25.00 | $25.00 | 9/25/2009 2:24:00 AM |
| Gibbyland | $100.00 | $100.00 | 9/25/2009 3:18:03 AM |
| Sofar | $25.00 | $25.00 | 9/25/2009 8:46:35 AM |
| DrStaff | $60.00 | $60.00 | 9/25/2009 8:51:35 AM |
| phoko | $25.00 | $25.00 | 9/25/2009 8:12:26 AM |
| BritDad | $25.00 | $25.00 | 9/25/2009 9:02:38 AM |
| BOBCH | $25.00 | $25.00 | 9/25/2009 9:11:59 AM |
| dadalou | $25.00 | $25.00 | 9/25/2009 9:33:03 AM |
| JazzFranchise | $25.00 | $25.00 | 9/25/2009 8:46:50 AM |
| DadWarbucks | $50.00 | $50.00 | 9/25/2009 8:51:51 AM |
| PhalanxBulldog | $25.00 | $25.00 | 9/25/2009 8:58:01 AM |
| Iowa65 | $33.19 | $33.19 | 9/25/2009 8:53:56 AM |
| easylender | $25.00 | $25.00 | 9/25/2009 11:13:39 AM |
| h_corey | $25.00 | $25.00 | 9/25/2009 11:23:04 AM |
| gdbanks | $25.00 | $25.00 | 9/25/2009 11:24:06 AM |
| James_and_Tracy | $25.00 | $25.00 | 9/25/2009 11:48:13 AM |
| platinum-sorcerer6 | $25.00 | $25.00 | 9/25/2009 9:34:14 AM |
| social-comet7 | $25.00 | $25.00 | 9/25/2009 9:53:54 AM |
| rmsyvt | $25.00 | $25.00 | 9/25/2009 9:36:04 AM |
| SourDoughSteve | $25.00 | $25.00 | 9/25/2009 12:32:15 PM |
| bigrpf5 | $25.00 | $25.00 | 9/25/2009 11:12:27 AM |
| wrchism | $27.66 | $27.66 | 9/25/2009 11:49:07 AM |
| keydet99 | $25.00 | $25.00 | 9/25/2009 1:52:11 PM |
| sardarji | $25.00 | $25.00 | 9/25/2009 3:27:10 PM |
| paddatjie | $25.00 | $25.00 | 9/25/2009 3:32:47 PM |
| kayden | $25.00 | $25.00 | 9/25/2009 1:47:39 PM |
| spname | $25.00 | $25.00 | 9/25/2009 1:52:07 PM |
| OldestBrother | $27.02 | $27.02 | 9/25/2009 2:02:41 PM |
| tolstoy00 | $25.00 | $25.00 | 9/25/2009 2:47:06 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/25/2009 2:57:43 PM |
| Feline_Parent | $25.00 | $25.00 | 9/25/2009 11:16:54 PM |
| thesupplier | $25.00 | $25.00 | 9/25/2009 8:37:23 PM |
| momentous-coin | $50.00 | $50.00 | 9/25/2009 11:09:34 PM |
| hawker | $42.71 | $42.71 | 9/26/2009 5:56:59 AM |
| codyrun | $25.00 | $25.00 | 9/26/2009 7:41:53 PM |
| Digiboy88 | $50.00 | $50.00 | 9/26/2009 7:47:38 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/27/2009 3:48:01 AM |
| Adino | $49.61 | $49.61 | 9/26/2009 1:37:18 PM |
| kalex752 | $26.81 | $26.81 | 9/26/2009 1:47:21 PM |
| brstern2 | $25.00 | $25.00 | 9/26/2009 9:07:00 PM |
| oldman68 | $25.00 | $25.00 | 9/26/2009 7:46:23 PM |
| johannesfactotum | $25.00 | $25.00 | 9/27/2009 4:12:42 AM |
| synergy4all | $25.00 | $25.00 | 9/27/2009 7:47:35 AM |
| think-become | $25.00 | $25.00 | 9/28/2009 5:04:05 AM |
| Lender50 | $25.00 | $25.00 | 9/28/2009 8:42:43 AM |
| bomdel | $25.00 | $25.00 | 9/27/2009 7:12:03 PM |
| income-crescendo1 | $25.00 | $25.00 | 9/28/2009 9:35:32 AM |
| gothampark | $25.00 | $25.00 | 9/27/2009 9:59:53 PM |
| Westerly | $50.00 | $50.00 | 9/28/2009 9:48:28 AM |
| cyonamine | $25.00 | $25.00 | 9/28/2009 9:49:57 AM |
| InvestorPartners | $25.00 | $25.00 | 9/28/2009 1:07:27 AM |
| BrianRK | $25.00 | $25.00 | 9/28/2009 10:53:07 AM |
| geekguy | $25.00 | $25.00 | 9/28/2009 4:57:20 AM |
| wbahl | $25.00 | $25.00 | 9/28/2009 12:08:14 PM |
| smartie1 | $25.00 | $25.00 | 9/28/2009 9:02:09 AM |
| Residuum | $25.00 | $25.00 | 9/28/2009 9:02:14 AM |
| Guerrilla_Man | $25.00 | $25.00 | 9/28/2009 12:26:51 PM |
| xphile | $25.00 | $25.00 | 9/28/2009 12:42:27 PM |
| helpwithoutbanks | $25.00 | $25.00 | 9/28/2009 12:53:09 PM |
| AJLending | $25.00 | $25.00 | 9/28/2009 9:49:54 AM |
| msg500wave | $50.00 | $50.00 | 9/28/2009 9:41:35 AM |
| kander80 | $25.00 | $25.00 | 9/28/2009 10:08:03 AM |
| labate | $25.00 | $25.00 | 9/28/2009 10:28:57 AM |
| Dave0 | $25.00 | $25.00 | 9/28/2009 10:37:19 AM |
| Independenttools | $25.00 | $25.00 | 9/28/2009 2:37:04 PM |
| fireupthegrill | $25.00 | $25.00 | 9/28/2009 10:37:17 AM |
| 9boag | $25.00 | $25.00 | 9/28/2009 3:27:08 PM |
| BSr | $25.00 | $25.00 | 9/28/2009 3:32:00 PM |
| pubnat | $25.00 | $25.00 | 9/28/2009 11:08:16 AM |
| hobodave | $25.00 | $25.00 | 9/28/2009 11:46:42 AM |
| Lise46 | $36.21 | $36.21 | 9/28/2009 11:52:07 AM |
| cny_loans | $25.00 | $25.00 | 9/28/2009 12:42:25 PM |
| Earlston | $50.00 | $50.00 | 9/28/2009 12:44:48 PM |
| MKLInvestments | $25.00 | $25.00 | 9/28/2009 12:57:55 PM |
| diverse-transparency | $25.00 | $25.00 | 9/28/2009 2:51:24 PM |
| enticing-funds | $25.00 | $25.00 | 9/28/2009 3:31:55 PM |
| moneylender987 | $25.00 | $25.00 | 9/28/2009 3:27:10 PM |
| SnE | $25.00 | $25.00 | 9/28/2009 4:20:44 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/14/2009 5:00:46 PM |
| lagnisiruk | $25.00 | $25.00 | 9/14/2009 5:10:50 PM |
| Sid-K | $50.00 | $50.00 | 9/14/2009 5:12:23 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/14/2009 5:13:14 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/14/2009 5:13:53 PM |
| rjleves | $25.00 | $25.00 | 9/14/2009 5:17:48 PM |
| skuba | $50.00 | $50.00 | 9/14/2009 5:12:53 PM |
| seasportsguy | $25.00 | $25.00 | 9/14/2009 5:14:34 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/14/2009 4:51:05 PM |
| gold-tsunami | $25.00 | $25.00 | 9/14/2009 5:16:56 PM |
| five-star-justice | $36.00 | $36.00 | 9/14/2009 5:17:31 PM |
| Syzygy | $25.00 | $25.00 | 9/14/2009 4:54:15 PM |
| sas19 | $25.00 | $25.00 | 9/14/2009 5:29:35 PM |
| don8ter | $60.00 | $60.00 | 9/14/2009 5:11:17 PM |
| honorable-yield | $50.00 | $50.00 | 9/14/2009 5:12:06 PM |
| Goodlender42 | $25.00 | $25.00 | 9/14/2009 5:27:19 PM |
| Iwantahelp | $25.00 | $25.00 | 9/14/2009 5:47:29 PM |
| Finspons | $25.00 | $25.00 | 9/14/2009 7:03:54 PM |
| crossborders | $25.00 | $25.00 | 9/14/2009 7:06:47 PM |
| yank918 | $25.00 | $25.00 | 9/14/2009 7:07:00 PM |
| mikeandcat | $50.00 | $50.00 | 9/14/2009 7:30:18 PM |
| justice-excellency | $28.17 | $28.17 | 9/15/2009 8:26:00 AM |
| 108lender | $75.00 | $75.00 | 9/15/2009 4:25:34 PM |
| gm93001 | $25.00 | $25.00 | 9/15/2009 12:55:55 PM |
| MidnightBank | $25.00 | $25.00 | 9/15/2009 4:22:40 PM |
| nuclearmoose | $25.00 | $25.00 | 9/15/2009 5:30:31 PM |
| KHU2-B | $25.00 | $25.00 | 9/15/2009 5:25:45 PM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 3:15:48 AM |
| turbostar666 | $62.89 | $62.89 | 9/16/2009 10:48:23 AM |
| FG9YTR | $25.00 | $25.00 | 9/16/2009 10:48:53 AM |
| the-rate-creature | $25.00 | $25.00 | 9/16/2009 4:39:28 PM |
| JnL | $25.00 | $25.00 | 9/16/2009 7:27:37 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:37 PM |
| goofy15975 | $25.00 | $25.00 | 9/16/2009 4:37:31 PM |
| Coach2often | $50.00 | $50.00 | 9/17/2009 4:10:08 AM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:21:15 AM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:11:24 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/17/2009 2:56:56 PM |
| rulender | $50.00 | $50.00 | 9/17/2009 7:42:12 PM |
| pseudokris | $25.00 | $25.00 | 9/17/2009 7:00:07 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:18 PM |
| friendlyviking | $25.00 | $25.00 | 9/18/2009 9:19:44 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:51:37 AM |
| monstersdad | $50.00 | $50.00 | 9/18/2009 1:05:33 PM |
| WealthBoy | $25.00 | $25.00 | 9/18/2009 12:16:56 PM |
| Lendomatic | $25.00 | $25.00 | 9/18/2009 1:41:09 PM |
| brainy-dedication | $25.00 | $25.00 | 9/18/2009 1:08:04 PM |
| Raser | $25.00 | $25.00 | 9/18/2009 1:13:13 PM |
| miked8303 | $25.00 | $25.00 | 9/18/2009 3:35:28 PM |
| hayhelp | $25.00 | $25.00 | 9/18/2009 4:01:16 PM |
| pulmdoc | $25.00 | $25.00 | 9/18/2009 4:07:24 PM |
| PatRichi | $25.00 | $25.00 | 9/18/2009 4:01:58 PM |
| conceptpi | $25.00 | $25.00 | 9/18/2009 4:26:58 PM |
| SKOAL | $25.00 | $25.00 | 9/18/2009 6:44:27 PM |
| Avala | $25.00 | $25.00 | 9/18/2009 7:19:09 PM |
| BigLinCT | $49.47 | $49.47 | 9/19/2009 3:17:27 AM |
| money-vista | $25.00 | $25.00 | 9/19/2009 9:57:19 AM |
| bmbanzai | $25.00 | $25.00 | 9/19/2009 9:28:03 AM |
| j2ee | $25.00 | $25.00 | 9/19/2009 6:43:09 PM |
| Rendely | $25.00 | $25.00 | 9/20/2009 5:26:53 AM |
| goodkarma | $25.00 | $25.00 | 9/20/2009 8:08:12 AM |
| Phantom99 | $25.00 | $25.00 | 9/20/2009 8:12:15 AM |
| MissionMicroFinance | $50.00 | $50.00 | 9/20/2009 9:12:28 AM |
| catmanbob | $25.00 | $25.00 | 9/20/2009 9:26:53 AM |
| Skramar | $25.00 | $25.00 | 9/20/2009 11:37:11 AM |
| fsa3 | $25.00 | $25.00 | 9/20/2009 10:46:55 AM |
| lgs83 | $25.00 | $25.00 | 9/20/2009 10:03:29 AM |
| stormwatch | $25.00 | $25.00 | 9/20/2009 10:22:00 AM |
| cpy911 | $25.00 | $25.00 | 9/20/2009 2:01:54 PM |
| jgar_O | $30.00 | $30.00 | 9/20/2009 2:41:51 PM |
| BlindProphet | $25.00 | $25.00 | 9/20/2009 8:32:02 PM |
| visionary-currency | $100.00 | $100.00 | 9/21/2009 9:33:42 AM |
| grf1945 | $25.00 | $25.00 | 9/21/2009 8:32:16 AM |
| Floridagirl | $25.00 | $25.00 | 9/21/2009 9:35:26 AM |
| soldadoz | $25.00 | $25.00 | 9/21/2009 9:59:35 AM |
| LoftyIdeals | $25.00 | $25.00 | 9/21/2009 10:56:28 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/21/2009 1:14:49 PM |
| majormoves1 | $25.00 | $25.00 | 9/21/2009 12:39:18 PM |
| sparky1129 | $25.00 | $25.00 | 9/21/2009 1:35:05 PM |
| Patter256 | $25.00 | $25.00 | 9/21/2009 1:18:43 PM |
| pbeach05 | $25.00 | $25.00 | 9/21/2009 7:52:58 PM |
| LPSolutions | $25.00 | $25.00 | 9/21/2009 7:52:54 PM |
| Kelor99 | $25.00 | $25.00 | 9/21/2009 9:18:12 PM |
| blackstar | $25.00 | $25.00 | 9/22/2009 6:12:54 AM |
| imagenki | $25.00 | $25.00 | 9/22/2009 6:28:03 AM |
| asya | $29.00 | $29.00 | 9/22/2009 6:32:11 AM |
| top-impressive-dinero | $25.00 | $25.00 | 9/22/2009 6:13:53 AM |
| djh47a | $40.00 | $40.00 | 9/22/2009 9:34:20 AM |
| ojibwa | $25.00 | $25.00 | 9/22/2009 9:12:15 AM |
| kegs | $100.00 | $100.00 | 9/22/2009 10:33:37 AM |
| Railbird | $25.00 | $25.00 | 9/22/2009 9:36:33 AM |
| jt88 | $25.00 | $25.00 | 9/22/2009 11:00:25 AM |
| longisland47m | $25.00 | $25.00 | 9/22/2009 11:22:22 AM |
| Exia | $25.00 | $25.00 | 9/22/2009 12:11:35 PM |
| gogmagog | $38.82 | $38.82 | 9/22/2009 10:59:54 AM |
| neenerman | $25.00 | $25.00 | 9/22/2009 1:19:51 PM |
| aajwm | $25.59 | $25.59 | 9/22/2009 12:48:25 PM |
| dealarella | $25.00 | $25.00 | 9/22/2009 1:23:07 PM |
| market-assembler | $25.00 | $25.00 | 9/22/2009 1:25:20 PM |
| ADenny | $25.00 | $25.00 | 9/22/2009 1:25:50 PM |
| AUanything | $25.00 | $25.00 | 9/22/2009 11:24:56 AM |
| Masterlender | $25.00 | $25.00 | 9/22/2009 1:36:18 PM |
| CPAMAN | $25.00 | $25.00 | 9/22/2009 1:16:39 PM |
| museic1 | $25.00 | $25.00 | 9/22/2009 1:20:27 PM |
| kayakg | $25.00 | $25.00 | 9/22/2009 1:25:07 PM |
| mizount | $25.00 | $25.00 | 9/22/2009 1:25:33 PM |
| USMC0311 | $25.00 | $25.00 | 9/22/2009 1:17:59 PM |
| lending-bear | $50.00 | $50.00 | 9/22/2009 1:18:37 PM |
| KiwiElf | $30.00 | $30.00 | 9/22/2009 1:20:17 PM |
| bruin558 | $100.00 | $100.00 | 9/22/2009 1:24:59 PM |
| djs81 | $25.00 | $25.00 | 9/22/2009 1:25:17 PM |
| financelover | $50.00 | $50.00 | 9/22/2009 3:33:56 PM |
| McTrump | $25.00 | $25.00 | 9/22/2009 5:46:58 PM |
| project07 | $25.00 | $25.00 | 9/23/2009 3:12:07 AM |
| dcoggins | $25.00 | $25.00 | 9/22/2009 6:59:10 PM |
| Marathoner | $25.00 | $25.00 | 9/22/2009 8:47:00 PM |
| enticing-treasure5 | $25.00 | $25.00 | 9/22/2009 9:17:08 PM |
| shawnw2 | $25.00 | $25.00 | 9/23/2009 9:24:35 AM |
| Student_Capital | $25.00 | $25.00 | 9/23/2009 12:04:04 AM |
| BayShell | $40.00 | $40.00 | 9/23/2009 11:07:13 AM |
| naniamo | $25.00 | $25.00 | 9/23/2009 9:36:34 AM |
| ganoman21 | $25.00 | $25.00 | 9/23/2009 10:48:50 AM |
| seju | $25.00 | $25.00 | 9/23/2009 12:06:06 PM |
| SkiNZ | $25.00 | $25.00 | 9/23/2009 5:30:34 PM |
| Sixmil | $25.00 | $25.00 | 9/23/2009 5:31:06 PM |
| screenname03 | $25.00 | $25.00 | 9/24/2009 5:58:14 AM |
| GenerousGentleMan | $25.00 | $25.00 | 9/24/2009 5:58:36 AM |
| dollars4debts | $25.00 | $25.00 | 9/24/2009 6:02:08 AM |
| hawkhelp | $25.00 | $25.00 | 9/24/2009 6:02:46 AM |
| dumbass | $25.00 | $25.00 | 9/24/2009 6:08:21 AM |
| order-prospector | $41.09 | $41.09 | 9/24/2009 6:09:09 AM |
| jcttjg | $25.00 | $25.00 | 9/24/2009 6:09:41 AM |
| beachbum22 | $25.00 | $25.00 | 9/24/2009 6:09:57 AM |
| lowestghost | $25.00 | $25.00 | 9/24/2009 6:09:59 AM |
| BigBoy2008 | $25.00 | $25.00 | 9/24/2009 6:10:10 AM |
| tayzak | $25.00 | $25.00 | 9/24/2009 6:10:16 AM |
| lowrate | $25.00 | $25.00 | 9/24/2009 6:10:24 AM |
| hyperchamp | $25.00 | $25.00 | 9/24/2009 6:10:43 AM |
| chipperjohnson | $50.00 | $50.00 | 9/24/2009 6:10:57 AM |
| OLYVRC | $25.00 | $25.00 | 9/24/2009 6:11:12 AM |
| coin-lender77 | $25.00 | $25.00 | 9/24/2009 6:11:21 AM |
| flwah | $25.00 | $25.00 | 9/24/2009 6:11:38 AM |
| philipandc | $25.00 | $25.00 | 9/24/2009 6:12:53 AM |
| reo379 | $50.00 | $50.00 | 9/24/2009 5:59:08 AM |
| notlicehead | $50.00 | $50.00 | 9/24/2009 6:01:28 AM |
| pinaypie1 | $25.00 | $25.00 | 9/24/2009 6:01:56 AM |
| credit-bearer959 | $25.00 | $25.00 | 9/24/2009 6:02:38 AM |
| Zoomie | $25.00 | $25.00 | 9/24/2009 6:16:17 AM |
| ctgscott | $25.00 | $25.00 | 9/24/2009 6:02:18 AM |
| bugleusmc | $30.00 | $30.00 | 9/24/2009 6:17:02 AM |
| jasperpants | $25.00 | $25.00 | 9/24/2009 6:04:30 AM |
| pythia | $25.00 | $25.00 | 9/24/2009 6:18:37 AM |
| Bronxville2007 | $25.00 | $25.00 | 9/24/2009 6:06:18 AM |
| Captain88 | $25.00 | $25.00 | 9/24/2009 6:06:00 AM |
| kinetic-truth | $25.00 | $25.00 | 9/24/2009 6:29:58 AM |
| Faura | $25.00 | $25.00 | 9/24/2009 6:30:01 AM |
| diverse2 | $40.00 | $40.00 | 9/24/2009 6:30:25 AM |
| ProfPC | $25.00 | $25.00 | 9/24/2009 6:32:01 AM |
| tlp43 | $25.00 | $25.00 | 9/24/2009 6:09:47 AM |
| metro457 | $29.22 | $29.22 | 9/24/2009 6:09:54 AM |
| abuyama22 | $25.00 | $25.00 | 9/24/2009 6:10:17 AM |
| Ananya | $25.00 | $25.00 | 9/24/2009 6:10:26 AM |
| atlviet | $25.00 | $25.00 | 9/24/2009 6:09:32 AM |
| BookandLaw | $25.00 | $25.00 | 9/24/2009 6:10:30 AM |
| Jeff89 | $25.00 | $25.00 | 9/24/2009 6:09:44 AM |
| LenderIntegrity24 | $25.00 | $25.00 | 9/24/2009 6:10:46 AM |
| kyomoon | $35.00 | $35.00 | 9/24/2009 6:09:53 AM |
| TriSail | $25.00 | $25.00 | 9/24/2009 6:10:49 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/24/2009 6:10:02 AM |
| outwish | $25.00 | $25.00 | 9/24/2009 6:10:19 AM |
| thedoctor | $25.00 | $25.00 | 9/24/2009 6:11:02 AM |
| ready-loan | $25.00 | $25.00 | 9/24/2009 6:10:34 AM |
| RJN | $25.00 | $25.00 | 9/24/2009 6:10:51 AM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 9/24/2009 6:11:18 AM |
| DDHMoney | $25.00 | $25.00 | 9/24/2009 6:10:58 AM |
| chilichese | $25.00 | $25.00 | 9/24/2009 6:11:28 AM |
| nv | $25.00 | $25.00 | 9/24/2009 6:12:00 AM |
| shanedog | $25.00 | $25.00 | 9/24/2009 6:11:36 AM |
| revthunder | $50.00 | $50.00 | 9/24/2009 7:58:56 AM |
| Wart126 | $25.00 | $25.00 | 9/24/2009 6:12:16 AM |
| FjLenders | $27.63 | $27.63 | 9/24/2009 8:14:10 AM |
| newfoundation | $25.00 | $25.00 | 9/24/2009 6:13:01 AM |
| NFV | $25.00 | $25.00 | 9/24/2009 6:16:19 AM |
| DeathScythe676 | $25.00 | $25.00 | 9/24/2009 6:15:38 AM |
| Strato | $25.00 | $25.00 | 9/24/2009 6:16:28 AM |
| acropiloterau2002 | $25.00 | $25.00 | 9/24/2009 6:17:10 AM |
| Keebs | $25.00 | $25.00 | 9/24/2009 6:17:23 AM |
| Sigonio | $25.00 | $25.00 | 9/24/2009 6:16:54 AM |
| Kerensky | $47.62 | $47.62 | 9/24/2009 6:17:11 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/24/2009 9:22:05 AM |
| minista | $25.00 | $25.00 | 9/24/2009 6:18:48 AM |
| Gromac | $25.00 | $25.00 | 9/24/2009 6:27:56 AM |
| roboflare | $32.58 | $32.58 | 9/24/2009 6:30:04 AM |
| truth-companion | $25.00 | $25.00 | 9/24/2009 6:30:17 AM |
| mikeleib | $25.00 | $25.00 | 9/24/2009 6:30:21 AM |
| bigdogsafety1 | $25.00 | $25.00 | 9/24/2009 6:30:29 AM |
| lincs | $25.00 | $25.00 | 9/24/2009 6:30:27 AM |
| deal-mover | $25.00 | $25.00 | 9/24/2009 6:32:01 AM |
| RussianPrincess | $69.96 | $69.96 | 9/24/2009 7:08:55 AM |
| perlindc | $100.00 | $100.00 | 9/24/2009 9:36:44 AM |
| wampum-proton | $25.00 | $25.00 | 9/24/2009 7:58:57 AM |
| head | $25.00 | $25.00 | 9/24/2009 8:07:10 AM |
| Raetha | $25.00 | $25.00 | 9/24/2009 11:47:26 AM |
| ChuckieG | $49.59 | $49.59 | 9/24/2009 9:36:49 AM |
| BklynLender | $25.00 | $25.00 | 9/24/2009 12:43:01 PM |
| Darkjimson | $25.00 | $25.00 | 9/24/2009 10:08:10 AM |
| TheMan | $25.00 | $25.00 | 9/24/2009 10:59:19 AM |
| mwl | $25.28 | $25.28 | 9/24/2009 1:39:04 PM |
| eggzie | $25.00 | $25.00 | 9/24/2009 12:20:32 PM |
| HamletTower | $25.00 | $25.00 | 9/24/2009 1:07:48 PM |
| icefish | $50.00 | $50.00 | 9/24/2009 2:29:20 PM |
| BankOfFrankFairness | $42.67 | $42.67 | 9/24/2009 2:59:21 PM |
| Cluvnupe06 | $25.00 | $25.00 | 9/24/2009 2:56:58 PM |
| Bearls | $25.00 | $25.00 | 9/24/2009 4:22:56 PM |
| b-rent | $25.00 | $25.00 | 9/24/2009 4:34:05 PM |
| loanman2007 | $50.00 | $50.00 | 9/24/2009 5:47:25 PM |
| basejump0 | $25.00 | $25.00 | 9/24/2009 5:29:08 PM |
| reinforced-reward | $25.00 | $25.00 | 9/24/2009 8:07:50 PM |
| edgaram | $25.00 | $25.00 | 9/24/2009 6:52:28 PM |
| t-loan | $25.00 | $25.00 | 9/24/2009 8:07:47 PM |
| BiggestG | $25.00 | $25.00 | 9/24/2009 8:46:57 PM |
| Gold_Coin | $25.00 | $25.00 | 9/25/2009 3:19:28 AM |
| treasure-generator | $25.00 | $25.00 | 9/25/2009 8:42:52 AM |
| site_ml | $25.00 | $25.00 | 9/25/2009 6:42:05 AM |
| lostontheedge | $25.00 | $25.00 | 9/25/2009 8:50:37 AM |
| NATIVEBORN | $46.90 | $46.90 | 9/25/2009 8:50:16 AM |
| chief219 | $25.00 | $25.00 | 9/25/2009 9:34:56 AM |
| Searlzy | $25.00 | $25.00 | 9/25/2009 8:51:28 AM |
| Veloce | $25.00 | $25.00 | 9/25/2009 8:50:33 AM |
| seattleslug | $30.00 | $30.00 | 9/25/2009 8:53:31 AM |
| stikman | $25.00 | $25.00 | 9/25/2009 9:32:24 AM |
| janus_god | $25.00 | $25.00 | 9/25/2009 9:35:51 AM |
| csarradio | $25.00 | $25.00 | 9/25/2009 9:33:04 AM |
| zone6 | $25.00 | $25.00 | 9/25/2009 9:33:08 AM |
| Mark-O-Polo | $25.00 | $25.00 | 9/25/2009 11:48:07 AM |
| mid | $25.00 | $25.00 | 9/25/2009 9:39:23 AM |
| growlydog | $25.00 | $25.00 | 9/25/2009 12:27:05 PM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:53:37 AM |
| laststrawman | $25.00 | $25.00 | 9/25/2009 1:11:58 PM |
| gotyourgear | $25.00 | $25.00 | 9/25/2009 1:27:10 PM |
| ejdirin | $25.00 | $25.00 | 9/25/2009 1:52:13 PM |
| Boxhead | $25.00 | $25.00 | 9/25/2009 12:07:46 PM |
| Okeey | $25.00 | $25.00 | 9/25/2009 12:34:01 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/25/2009 1:11:54 PM |
| woodenshoes | $88.92 | $88.92 | 9/25/2009 12:51:54 PM |
| Emgolda | $25.00 | $25.00 | 9/25/2009 1:37:28 PM |
| trucklawyer | $25.00 | $25.00 | 9/25/2009 1:27:33 PM |
| jplatypus | $25.00 | $25.00 | 9/25/2009 1:52:05 PM |
| mrpowers5531 | $25.00 | $25.00 | 9/25/2009 2:02:51 PM |
| mizunoman | $25.00 | $25.00 | 9/25/2009 2:21:57 PM |
| srs1325 | $25.00 | $25.00 | 9/25/2009 3:02:47 PM |
| justalender | $25.00 | $25.00 | 9/25/2009 2:47:03 PM |
| djkaiser | $25.84 | $25.84 | 9/25/2009 6:34:58 PM |
| janderz990 | $25.00 | $25.00 | 9/25/2009 3:46:55 PM |
| interstellar | $50.00 | $50.00 | 9/25/2009 4:15:37 PM |
| payontime1 | $50.00 | $50.00 | 9/25/2009 6:22:43 PM |
| CommerciaLender | $25.00 | $25.00 | 9/25/2009 8:48:32 PM |
| salala | $25.00 | $25.00 | 9/26/2009 3:16:54 PM |
| keyfig | $35.00 | $35.00 | 9/26/2009 4:26:54 AM |
| leverage-britches | $25.00 | $25.00 | 9/26/2009 4:45:23 AM |
| FOFagent1 | $100.00 | $75.73 | 9/26/2009 5:47:25 AM |
| protobam | $25.00 | $25.00 | 9/26/2009 7:47:41 PM |
| Red4Golf | $25.00 | $25.00 | 9/26/2009 11:56:56 AM |
| d3v0t3d | $25.00 | $25.00 | 9/27/2009 7:47:38 AM |
| skydiver111 | $25.00 | $25.00 | 9/26/2009 7:47:43 PM |
| thryn | $25.00 | $25.00 | 9/27/2009 2:35:27 AM |
| raxbab | $34.08 | $34.08 | 9/27/2009 8:07:08 AM |
| thedreamer | $25.00 | $25.00 | 9/28/2009 1:04:35 AM |
| mobius_titan | $25.00 | $25.00 | 9/28/2009 5:01:54 AM |
| yertle9 | $25.00 | $25.00 | 9/27/2009 12:26:52 PM |
| octoberfresh | $25.00 | $25.00 | 9/28/2009 9:07:26 AM |
| czar3 | $25.00 | $25.00 | 9/28/2009 9:33:33 AM |
| Sturgee | $25.00 | $25.00 | 9/27/2009 7:38:23 PM |
| ohmarkybaby | $25.00 | $25.00 | 9/27/2009 8:54:13 PM |
| Immunologist | $25.00 | $25.00 | 9/27/2009 9:22:07 PM |
| BlindSquirrel | $25.00 | $25.00 | 9/28/2009 10:53:45 AM |
| looney-toon | $25.00 | $25.00 | 9/28/2009 11:18:17 AM |
| jfd287 | $25.00 | $25.00 | 9/28/2009 7:47:21 AM |
| Cleon | $25.00 | $25.00 | 9/28/2009 8:32:07 AM |
| BludAx | $25.00 | $25.00 | 9/28/2009 11:52:04 AM |
| johngaltline | $25.00 | $25.00 | 9/28/2009 9:08:47 AM |
| kmwvma | $25.00 | $25.00 | 9/28/2009 9:34:41 AM |
| stolan | $25.00 | $25.00 | 9/28/2009 9:34:53 AM |
| Cali123 | $35.44 | $35.44 | 9/28/2009 12:58:18 PM |
| courteous-platinum6 | $50.00 | $50.00 | 9/28/2009 9:35:16 AM |
| kloan | $25.00 | $25.00 | 9/28/2009 9:50:00 AM |
| LTR | $25.00 | $25.00 | 9/28/2009 2:37:00 PM |
| encore02 | $75.00 | $75.00 | 9/28/2009 3:22:53 PM |
| slartibardfast | $30.00 | $30.00 | 9/28/2009 11:46:41 AM |
| cheng | $25.00 | $25.00 | 9/28/2009 11:52:17 AM |
| Shockem923 | $25.00 | $25.00 | 9/28/2009 12:22:22 PM |
| johnsails | $27.10 | $27.10 | 9/28/2009 12:42:19 PM |
| jpme | $25.00 | $25.00 | 9/28/2009 12:42:37 PM |
| Emerex | $25.00 | $25.00 | 9/28/2009 12:47:59 PM |
| Auditman | $50.00 | $50.00 | 9/28/2009 12:55:23 PM |
| yield-quest | $25.00 | $25.00 | 9/28/2009 2:48:33 PM |
| TruckerGuy | $25.00 | $25.00 | 9/28/2009 3:27:12 PM |
| Hokiemon | $36.83 | $36.83 | 9/28/2009 3:31:59 PM |
| onegoodlender | $25.00 | $25.00 | 9/28/2009 3:27:06 PM |
| coolgenner | $25.00 | $25.00 | 9/28/2009 4:23:55 PM |
| jybank | $25.00 | $25.00 | 9/28/2009 4:22:21 PM |
| skubwa | $25.00 | $25.00 | 9/28/2009 4:23:00 PM |
| 592 bids
|
Borrower Payment Dependent Notes Series
418574
This series of Notes was issued and sold upon the funding of the borrower loan #38783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-15-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-29-2009 |
|
|
Starting lender yield:
| 17.96% |
Starting borrower rate/APR:
| 18.96% / 21.44% |
Starting monthly payment:
| $54.95 |
|
Final lender yield:
| 17.75% |
Final borrower rate/APR:
| 18.75% / 21.22% |
Final monthly payment:
| $54.79 |
| |
|
Auction yield range:
| 8.18% - 17.96% |
Estimated loss impact:
| 6.91% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $22,141 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 79% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| stream199 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card CONSOLIDATION!!
Purpose of loan:
Will be used to pay off a TV i purchased through a Sears 6 month no interest no payment credit line.
My financial situation:
I am a perfect candidate for this loan because it will be the same payment i have been making to Sears credit.? I have ran out of the no interest and it starts out at 24%!!!!!? So i would like pay off the high interest credit card and replace the loan with a lower rate.? I am single, live with a roomate and my car is paid off.? I have been employed with the same company for 5 1/2 years.? I am a stockbroker for Scottrade and I have graduated with a bachelors in finance.? I am more than capabale of fulfulling my obligation with this loan, i am just trying to lower my rate!
Monthly net income: $ 2,600.00
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 110
??Car expenses: $ 50 (gas)
??Utilities: $ 100
??Phone, cable, internet: $?65 (cell phone only)
??Food, entertainment: $?500
??Clothing, household expenses $?100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you give us an idea of what the 22K in revolving debt is? - Hawkeyebank
A:
absolutely, its 14k on citi credit card(mostly college remains which is $350 mo, and $7k on wells fargo credit card, (which was from the purchase of my home downpayment and dental bills that i locked in at 2.8%!!!!! for $150 pmt, and the rest is the SEARs tv that i will be paying off with this prosper loan..
(Sep-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| loan_doctor | $25.00 | $25.00 | 9/15/2009 4:58:44 PM |
| IPG1 | $25.00 | $25.00 | 9/15/2009 4:43:18 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2009 10:29:20 AM |
| periko | $50.00 | $50.00 | 9/17/2009 6:33:02 AM |
| Johnab | $51.00 | $51.00 | 9/19/2009 6:21:37 PM |
| zento | $25.00 | $25.00 | 9/24/2009 4:07:01 PM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 2:24:52 PM |
| econgineer | $50.00 | $50.00 | 9/26/2009 4:36:03 PM |
| jsnryn | $25.00 | $25.00 | 9/28/2009 4:58:59 PM |
| Mikale360 | $25.00 | $25.00 | 9/28/2009 6:20:50 PM |
| titancash4u | $50.00 | $50.00 | 9/28/2009 11:32:50 PM |
| Leshan | $50.00 | $50.00 | 9/29/2009 7:22:56 AM |
| bid-wonder | $25.00 | $25.00 | 9/29/2009 7:24:11 AM |
| banker65010 | $25.00 | $25.00 | 9/16/2009 7:04:47 AM |
| 1traveler | $25.00 | $25.00 | 9/17/2009 1:16:59 AM |
| cleo1255 | $50.00 | $50.00 | 9/17/2009 6:00:55 PM |
| hellasow | $25.00 | $25.00 | 9/18/2009 8:17:26 AM |
| twjh | $25.00 | $25.00 | 9/22/2009 5:46:22 PM |
| Student_Capital | $50.00 | $50.00 | 9/23/2009 12:33:22 AM |
| Bank_Of_XL | $50.00 | $49.00 | 9/25/2009 8:34:02 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/25/2009 9:22:01 PM |
| investment-cluster | $50.00 | $50.00 | 9/26/2009 12:18:13 PM |
| zorbadgreek | $25.00 | $25.00 | 9/26/2009 5:05:57 PM |
| festeringsnot | $25.00 | $25.00 | 9/28/2009 1:47:00 AM |
| BlessedEveryDay | $25.00 | $25.00 | 9/28/2009 8:05:18 PM |
| maga | $600.00 | $600.00 | 9/29/2009 7:54:32 AM |
| wilmajean | $50.00 | $50.00 | 9/28/2009 10:38:19 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
423078
This series of Notes was issued and sold upon the funding of the borrower loan #38786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $202.39 |
| |
|
Auction yield range:
| 11.18% - 30.22% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,543 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 73% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 20 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| armyamazon |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off my credit cards
Purpose of loan:
This loan will be used to pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because I have an excellent job with a great salary. The only other expense I have is my rent which is all inclusive (cable, internet, utilities). I do not have a car since I can walk to work.
Monthly net income: $ 5000
Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| secobarbital | $25.00 | $25.00 | 9/8/2009 10:53:15 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/8/2009 11:11:44 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 11:55:15 AM |
| Halos2002 | $50.00 | $50.00 | 9/9/2009 4:05:03 AM |
| Sateesh | $68.88 | $68.88 | 9/9/2009 4:13:21 AM |
| FeedTheMachine | $59.66 | $59.66 | 9/9/2009 9:52:48 AM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:52:39 PM |
| dinero-mason | $50.00 | $50.00 | 9/12/2009 8:40:24 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/14/2009 4:29:53 AM |
| poeman | $25.00 | $25.00 | 9/14/2009 2:59:46 PM |
| testobsessed | $100.00 | $100.00 | 9/14/2009 4:55:56 PM |
| UCLA4life | $25.00 | $25.00 | 9/14/2009 7:11:55 PM |
| treasure-bliss | $50.00 | $50.00 | 9/15/2009 12:05:48 PM |
| kmavm | $25.00 | $25.00 | 9/15/2009 4:27:12 PM |
| SNL_Svs | $25.00 | $25.00 | 9/15/2009 5:04:31 PM |
| runner262 | $25.00 | $25.00 | 9/15/2009 5:05:20 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/15/2009 4:18:39 PM |
| MicroPod | $25.00 | $25.00 | 9/15/2009 4:20:32 PM |
| yomanie | $25.00 | $25.00 | 9/15/2009 4:28:11 PM |
| unk1911 | $25.00 | $25.00 | 9/16/2009 7:10:17 AM |
| samo102us | $25.00 | $25.00 | 9/16/2009 9:36:59 AM |
| snoopey100 | $25.00 | $25.00 | 9/16/2009 9:40:16 AM |
| dbluesea | $25.00 | $25.00 | 9/16/2009 12:56:06 PM |
| mathprof | $25.00 | $25.00 | 9/16/2009 4:37:09 PM |
| bmbanzai | $25.00 | $25.00 | 9/16/2009 8:15:35 PM |
| bid-papyrus | $25.00 | $25.00 | 9/17/2009 7:02:09 AM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:53:42 PM |
| neighborly-bid | $25.00 | $25.00 | 9/17/2009 5:35:43 PM |
| johnrx | $50.00 | $50.00 | 9/18/2009 12:01:11 AM |
| lowrate | $25.00 | $25.00 | 9/18/2009 11:13:15 AM |
| red-favorable-basis | $25.00 | $25.00 | 9/18/2009 11:13:44 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 9/18/2009 11:19:30 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 9/18/2009 10:55:13 AM |
| nycloan | $25.00 | $25.00 | 9/18/2009 11:20:09 AM |
| fareast_man | $25.00 | $25.00 | 9/18/2009 11:22:49 AM |
| Katahdin | $25.00 | $25.00 | 9/18/2009 11:27:04 AM |
| kyxysyx | $44.28 | $44.28 | 9/18/2009 11:27:40 AM |
| lending-bear | $25.00 | $25.00 | 9/18/2009 11:37:45 AM |
| dbmurch | $25.00 | $25.00 | 9/18/2009 11:39:40 AM |
| compsciman | $32.25 | $32.25 | 9/18/2009 11:40:21 AM |
| SpareChangeHero | $25.00 | $25.00 | 9/18/2009 11:15:00 AM |
| skunkor2 | $32.40 | $32.40 | 9/18/2009 11:12:17 AM |
| LAM26 | $25.00 | $25.00 | 9/18/2009 11:13:02 AM |
| derec | $25.00 | $25.00 | 9/18/2009 11:14:45 AM |
| SF2Berlin | $25.00 | $25.00 | 9/18/2009 11:19:35 AM |
| topher515 | $25.00 | $25.00 | 9/18/2009 11:18:15 AM |
| schnatty | $25.00 | $25.00 | 9/18/2009 11:19:56 AM |
| boybutter | $25.00 | $25.00 | 9/18/2009 11:21:37 AM |
| 108lender | $75.00 | $75.00 | 9/18/2009 11:22:16 AM |
| j-lender | $25.00 | $25.00 | 9/18/2009 11:19:47 AM |
| Rogelio48 | $25.00 | $25.00 | 9/18/2009 11:20:57 AM |
| unclejaef | $25.00 | $25.00 | 9/18/2009 11:21:17 AM |
| TrustinOthers | $25.00 | $25.00 | 9/18/2009 11:21:52 AM |
| money-shaker | $25.00 | $25.00 | 9/18/2009 11:23:09 AM |
| hc90474 | $25.00 | $25.00 | 9/18/2009 11:27:30 AM |
| LBOregon | $25.00 | $25.00 | 9/18/2009 11:23:55 AM |
| heavy_ax | $25.00 | $25.00 | 9/18/2009 11:24:28 AM |
| Moron_Buffet | $25.00 | $25.00 | 9/18/2009 11:26:57 AM |
| stoopidnoodle | $25.00 | $25.00 | 9/18/2009 11:34:27 AM |
| NewBreedGroup | $25.00 | $25.00 | 9/18/2009 11:29:51 AM |
| A007 | $25.00 | $25.00 | 9/18/2009 11:34:42 AM |
| xana-rocky | $25.00 | $25.00 | 9/18/2009 11:30:14 AM |
| utmom | $25.00 | $25.00 | 9/18/2009 11:35:18 AM |
| larken | $25.00 | $25.00 | 9/18/2009 11:31:48 AM |
| decisive-capital | $50.00 | $50.00 | 9/18/2009 11:37:59 AM |
| Katieo | $25.00 | $25.00 | 9/18/2009 11:39:58 AM |
| andrewrobison | $25.00 | $25.00 | 9/18/2009 11:41:36 AM |
| sbarro | $29.50 | $29.50 | 9/18/2009 11:42:52 AM |
| ErikB | $25.00 | $25.00 | 9/18/2009 11:43:03 AM |
| bst | $25.00 | $25.00 | 9/18/2009 10:01:12 PM |
| fireferd | $54.48 | $54.48 | 9/20/2009 10:46:20 PM |
| unequivocal-return | $50.00 | $50.00 | 9/20/2009 11:44:38 PM |
| ddimports | $25.00 | $25.00 | 9/21/2009 7:51:57 AM |
| RadCad1 | $50.00 | $50.00 | 9/21/2009 1:44:00 PM |
| malomar66 | $40.00 | $40.00 | 9/21/2009 3:26:16 PM |
| cash2lendu | $50.00 | $50.00 | 9/21/2009 6:02:05 PM |
| RMI_Babylon | $25.00 | $25.00 | 9/22/2009 6:38:16 AM |
| Bobusa | $25.00 | $25.00 | 9/22/2009 5:45:24 AM |
| maga | $50.00 | $50.00 | 9/22/2009 7:56:50 AM |
| shiny-gold5 | $100.00 | $100.00 | 9/22/2009 10:09:34 AM |
| coyfrisbee2 | $25.00 | $25.00 | 9/22/2009 9:48:32 AM |
| delivery | $25.00 | $25.00 | 9/8/2009 11:02:49 AM |
| personal-lender | $25.00 | $25.00 | 9/8/2009 11:16:01 AM |
| SNH | $25.00 | $25.00 | 9/8/2009 12:02:52 PM |
| thedreamer | $25.00 | $25.00 | 9/8/2009 11:02:04 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/8/2009 11:09:56 AM |
| lagnisiruk | $25.00 | $25.00 | 9/8/2009 11:11:07 AM |
| slcchad | $25.00 | $25.00 | 9/9/2009 8:00:29 AM |
| Kaj | $25.00 | $25.00 | 9/8/2009 8:38:30 PM |
| anton | $25.00 | $25.00 | 9/9/2009 5:35:19 PM |
| seisen | $28.33 | $28.33 | 9/12/2009 3:15:15 PM |
| impressive-loan | $100.00 | $100.00 | 9/13/2009 9:54:28 PM |
| MidnightBank | $25.00 | $25.00 | 9/14/2009 7:45:43 AM |
| YQQ | $25.00 | $25.00 | 9/14/2009 7:05:34 PM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:45:11 AM |
| CPAMAN | $25.00 | $25.00 | 9/15/2009 4:18:44 PM |
| AF_Trust | $25.00 | $25.00 | 9/15/2009 12:00:28 PM |
| Artist_Blue | $25.00 | $25.00 | 9/15/2009 4:18:34 PM |
| honorable-yield | $25.00 | $25.00 | 9/15/2009 4:19:01 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:41:24 PM |
| dparkhom | $25.00 | $25.00 | 9/15/2009 6:35:33 PM |
| turbine5 | $25.00 | $25.00 | 9/16/2009 8:05:27 AM |
| gm93001 | $25.00 | $25.00 | 9/16/2009 4:37:00 PM |
| JDFuego | $25.00 | $25.00 | 9/16/2009 4:36:03 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/16/2009 4:46:07 PM |
| westsidehighway | $25.00 | $25.00 | 9/16/2009 8:40:11 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/16/2009 4:35:44 PM |
| ChrisTJ | $25.00 | $25.00 | 9/16/2009 4:36:02 PM |
| Rule62 | $25.00 | $25.00 | 9/17/2009 4:39:50 PM |
| Ananya | $25.00 | $25.00 | 9/18/2009 9:35:52 AM |
| BGILlender | $25.00 | $25.00 | 9/18/2009 11:11:17 AM |
| nick5454 | $25.00 | $25.00 | 9/18/2009 11:11:33 AM |
| johnayan | $25.00 | $25.00 | 9/18/2009 11:12:54 AM |
| impasse1 | $25.00 | $25.00 | 9/18/2009 11:13:33 AM |
| jeager | $25.00 | $25.00 | 9/18/2009 11:19:24 AM |
| Yaj | $25.00 | $25.00 | 9/18/2009 11:20:02 AM |
| joeirps | $25.00 | $25.00 | 9/18/2009 11:25:04 AM |
| head | $25.00 | $25.00 | 9/18/2009 11:26:50 AM |
| revenue-achievement | $25.00 | $25.00 | 9/18/2009 10:58:16 AM |
| Falling | $25.00 | $25.00 | 9/18/2009 11:35:22 AM |
| busybee007 | $25.00 | $25.00 | 9/18/2009 11:11:53 AM |
| MONEYMATCH | $49.82 | $49.82 | 9/18/2009 11:38:56 AM |
| bonus-zone | $25.00 | $25.00 | 9/18/2009 11:40:13 AM |
| TEAM-Jasper | $25.00 | $25.00 | 9/18/2009 11:14:52 AM |
| TheColoradoDon | $25.00 | $25.00 | 9/18/2009 11:15:07 AM |
| spsavage | $25.00 | $25.00 | 9/18/2009 11:13:25 AM |
| neerglopnire | $25.00 | $25.00 | 9/18/2009 11:19:42 AM |
| businessguy29 | $25.00 | $25.00 | 9/18/2009 11:21:48 AM |
| wildguy | $25.00 | $25.00 | 9/18/2009 11:19:32 AM |
| irrelevant | $25.00 | $25.00 | 9/18/2009 11:23:00 AM |
| rhin0cerx | $50.00 | $50.00 | 9/18/2009 11:20:17 AM |
| Elbanko | $25.00 | $25.00 | 9/18/2009 11:21:06 AM |
| helpingothers2007 | $25.00 | $25.00 | 9/18/2009 11:21:29 AM |
| greenwell | $25.00 | $25.00 | 9/18/2009 11:21:58 AM |
| restech | $25.00 | $25.00 | 9/18/2009 11:26:38 AM |
| upc_tnt | $25.00 | $25.00 | 9/18/2009 11:23:14 AM |
| jdc10128 | $25.00 | $25.00 | 9/18/2009 11:26:33 AM |
| BBL | $25.00 | $25.00 | 9/18/2009 11:28:29 AM |
| flwah | $25.00 | $25.00 | 9/18/2009 11:35:37 AM |
| YogaDude34 | $25.00 | $25.00 | 9/18/2009 11:36:01 AM |
| oreyedoc | $25.00 | $25.00 | 9/18/2009 11:37:54 AM |
| Fernpatch_autoshop | $25.00 | $25.00 | 9/18/2009 11:38:14 AM |
| natecam | $25.00 | $25.00 | 9/18/2009 11:38:11 AM |
| frugalmichael | $25.00 | $25.00 | 9/18/2009 11:40:08 AM |
| andypbe | $25.00 | $25.00 | 9/18/2009 11:40:03 AM |
| Slowtype | $25.00 | $25.00 | 9/18/2009 11:43:10 AM |
| gustavzantanon | $29.19 | $28.90 | 9/18/2009 11:43:24 AM |
| Thunder08 | $25.00 | $25.00 | 9/18/2009 12:09:27 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:00:44 PM |
| momoney2lend | $50.00 | $50.00 | 9/18/2009 8:29:29 PM |
| investment-cluster | $25.00 | $25.00 | 9/20/2009 4:09:26 AM |
| CriticalMiss | $150.00 | $150.00 | 9/20/2009 12:14:36 PM |
| Gaelicman | $100.00 | $100.00 | 9/21/2009 7:49:15 AM |
| favorable-dough | $27.00 | $27.00 | 9/21/2009 12:40:34 PM |
| librealfin | $100.00 | $100.00 | 9/22/2009 10:09:28 AM |
| asset-numero-uno | $74.50 | $74.50 | 9/22/2009 10:05:17 AM |
| 156 bids
|
Borrower Payment Dependent Notes Series
423100
This series of Notes was issued and sold upon the funding of the borrower loan #38706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,995.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $180.72 |
|
Final lender yield:
| 30.95% |
Final borrower rate/APR:
| 31.95% / 34.36% |
Final monthly payment:
| $173.89 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 16.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 14
/
11 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 42 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,000 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 51% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| chasingmatteo |
Borrower's state:
| California |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $2,551.00 | < mo. late:
| 0
( 0% )
| 680-700
(Jul-2009)
540-560
(Dec-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
2nd Loan - 1st Loan Paid off Early
My first loan with Prosper was funded and paid off early, with absolutely no late payments!
Also, I have been a lender on Prosper. I've funded 29 individual loans, 11 of which are still active.
I am requesting $3,995 to consolidate my credit card bills into one payment. Unfortunately, I had a few unexpected expenses to contend with and had to use them. I would like to use these monies to pay off my credit cards and get them back to the $0 balance they are usually at.
I am gainfully employed with the same employer since April of 2005 and have no intentions of leaving them. I can more than afford the payment required to meet this loan obligation after funding.
Any questions? Please ask.
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
lasalsa03 has bid a total of
$42.89 in winning bids.
Stas has bid a total of
$29.07 in winning bids.
sailingconnie has bid a total of
$100.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What APR% are you paying on the debt you hope to retire with this loan at 34%? - resolute-liberty
A:
Hello and thank you for your question. Between 19.9% and 24.9%, which I realize is lower than the 34% that has yet to be bid down. My hope was to simply consolidate the payments into one, paying more when I can, and retiring this loan early (like I did the first one). Thank you for your question.
(Sep-14-2009)
Q:
Thanks for your answer. I am new to prosper and didn't take into account your ability to get the APR bid down. Makes perfect sense. As soon as I verify my bank account I will throw $250 at you. - resolute-liberty
A:
Thank you. I appreciate your support!
(Sep-14-2009)
Q:
at what rate will you accept the loan? - verticalhorizon
A:
Thank you for your question. I will accept the loan at the ending rate as determined by the bidding process. I am viewing this as a short term loan that will be accelerated after funding. Thank you for your interest in my listing, I appreciate your support!
(Sep-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Bank_of_Smitty33 | $25.00 | $25.00 | 9/8/2009 3:54:36 PM |
| jojofrankie | $59.36 | $59.36 | 9/10/2009 7:51:40 AM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:31 PM |
| Unitas4302 | $50.00 | $50.00 | 9/13/2009 5:01:07 PM |
| tashara | $25.00 | $25.00 | 9/14/2009 4:17:38 PM |
| lasalsa03 | $42.89 | $42.89 | 9/16/2009 11:51:10 AM |
| sana66 | $25.00 | $25.00 | 9/16/2009 5:35:54 PM |
| BAEVentures | $25.00 | $25.00 | 9/17/2009 8:59:35 AM |
| bondhedger | $25.00 | $25.00 | 9/17/2009 1:43:01 PM |
| wyogirllender | $25.00 | $25.00 | 9/18/2009 9:58:03 AM |
| tigercat | $50.00 | $50.00 | 9/18/2009 10:13:35 AM |
| rakey | $25.00 | $25.00 | 9/18/2009 2:46:32 PM |
| RainyDayFunds | $25.00 | $25.00 | 9/18/2009 4:02:03 PM |
| CoolPlexer | $25.00 | $25.00 | 9/18/2009 5:35:05 PM |
| momoney2lend | $50.00 | $50.00 | 9/18/2009 8:30:55 PM |
| cash2lendu | $50.00 | $50.00 | 9/18/2009 8:41:53 PM |
| goodcents | $45.00 | $45.00 | 9/18/2009 9:19:27 PM |
| PrinceValium | $50.00 | $50.00 | 9/19/2009 8:36:27 PM |
| momoney2lend | $50.00 | $50.00 | 9/19/2009 8:40:55 PM |
| marwadi-62 | $50.00 | $50.00 | 9/19/2009 7:03:49 PM |
| boodo | $102.52 | $102.52 | 9/20/2009 7:31:24 AM |
| daddysgotya | $50.00 | $50.00 | 9/20/2009 8:59:23 AM |
| investment-cluster | $50.00 | $50.00 | 9/20/2009 4:25:00 AM |
| BankofBeth | $50.00 | $50.00 | 9/21/2009 10:26:03 AM |
| coyone | $113.60 | $113.60 | 9/21/2009 10:01:19 AM |
| drluong | $50.00 | $50.00 | 9/21/2009 1:44:14 PM |
| paradiseinvestor | $50.00 | $50.00 | 9/21/2009 1:08:25 PM |
| LEO_B | $25.00 | $25.00 | 9/21/2009 1:25:28 PM |
| carrinel | $29.00 | $29.00 | 9/21/2009 5:51:27 PM |
| Gaelicman | $200.00 | $200.00 | 9/21/2009 6:03:33 PM |
| Bobusa | $25.00 | $25.00 | 9/22/2009 5:42:51 AM |
| zapquoc | $25.00 | $25.00 | 9/21/2009 11:42:32 PM |
| uchina1 | $50.00 | $50.00 | 9/22/2009 7:06:00 AM |
| mwb | $25.00 | $25.00 | 9/22/2009 7:33:44 AM |
| doughnut1 | $25.00 | $25.00 | 9/21/2009 9:09:35 PM |
| maga | $100.00 | $100.00 | 9/22/2009 7:58:49 AM |
| A007 | $50.00 | $50.00 | 9/22/2009 8:44:43 AM |
| Wyatte | $124.53 | $124.53 | 9/22/2009 7:45:43 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 9:05:15 AM |
| Sudoku | $110.00 | $110.00 | 9/22/2009 9:37:34 AM |
| KSgirl89 | $30.08 | $30.08 | 9/12/2009 1:21:30 AM |
| kenL | $200.00 | $200.00 | 9/15/2009 5:27:47 AM |
| MsTabbyKats | $25.00 | $25.00 | 9/16/2009 12:09:11 PM |
| jgar_O | $25.00 | $25.00 | 9/16/2009 6:33:54 PM |
| dfl | $50.00 | $50.00 | 9/16/2009 6:37:01 PM |
| zone8 | $100.00 | $100.00 | 9/17/2009 1:39:09 PM |
| PrinceValium | $25.00 | $25.00 | 9/18/2009 9:35:23 AM |
| Iceman1347 | $25.00 | $25.00 | 9/18/2009 11:43:56 AM |
| Credit2Prosper | $25.00 | $25.00 | 9/18/2009 2:13:48 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:00:47 PM |
| investment-cluster | $27.52 | $27.52 | 9/19/2009 4:38:49 AM |
| boodo | $175.00 | $175.00 | 9/19/2009 5:50:26 AM |
| loans_to_loan | $25.00 | $25.00 | 9/19/2009 6:09:14 AM |
| deepblue34 | $30.00 | $30.00 | 9/19/2009 8:07:34 AM |
| drmoney11 | $26.28 | $26.28 | 9/20/2009 8:25:15 AM |
| labyrinth0 | $25.00 | $25.00 | 9/20/2009 11:00:15 AM |
| EngineersAlliance | $25.00 | $25.00 | 9/20/2009 1:26:04 PM |
| wodude | $25.00 | $25.00 | 9/20/2009 7:01:04 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 9/20/2009 6:40:27 PM |
| fireferd | $100.00 | $100.00 | 9/20/2009 10:32:39 PM |
| BlackFred | $50.00 | $50.00 | 9/20/2009 10:21:17 PM |
| bigdees | $50.00 | $50.00 | 9/21/2009 4:32:10 AM |
| ddimports | $25.00 | $25.00 | 9/21/2009 7:53:00 AM |
| fabulous-return | $25.00 | $25.00 | 9/21/2009 10:32:23 AM |
| resolute-liberty | $50.00 | $50.00 | 9/21/2009 11:36:32 AM |
| the_prince | $100.00 | $100.00 | 9/21/2009 1:59:40 PM |
| fiserve4u | $50.00 | $50.00 | 9/21/2009 1:18:50 PM |
| credit-missile | $50.00 | $50.00 | 9/21/2009 5:24:06 PM |
| jclegacy | $139.26 | $21.25 | 9/21/2009 6:53:16 PM |
| jimmya | $28.90 | $28.90 | 9/21/2009 4:51:31 PM |
| sailingconnie | $100.00 | $100.00 | 9/22/2009 12:20:09 AM |
| Stas | $29.07 | $29.07 | 9/22/2009 12:43:14 AM |
| AM2008 | $25.00 | $25.00 | 9/22/2009 3:38:52 AM |
| OregonDane | $25.00 | $25.00 | 9/21/2009 5:38:18 PM |
| Skeptical-one | $25.00 | $25.00 | 9/22/2009 8:40:42 AM |
| a-silver-booster | $50.00 | $50.00 | 9/22/2009 7:42:34 AM |
| cybercop45 | $25.00 | $25.00 | 9/22/2009 5:38:29 AM |
| fatboy888 | $25.00 | $25.00 | 9/22/2009 5:56:06 AM |
| Lubava | $25.00 | $25.00 | 9/22/2009 6:24:56 AM |
| librealfin | $100.00 | $100.00 | 9/22/2009 10:12:01 AM |
| 80 bids
|
Borrower Payment Dependent Notes Series
423148
This series of Notes was issued and sold upon the funding of the borrower loan #38789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $258.74 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $242.86 |
| |
|
Auction yield range:
| 11.18% - 30.22% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 11
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,886 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 69% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| cntrygirl63 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 660-680
(Jul-2009)
660-680
(Apr-2008)
|
|
Principal balance:
| $1,556.75 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Trying to Pay Off Debt
Purpose of loan:
This loan will be used to help me pay off debt.? I got a Prosper loan last year and have not missed or been late on payments.? Since my last listing I have paid off 3 credit cards and have another that will paid off in about 3 months.? I will use this loan to pay off my previous Prosper loan and the remainder to pay off other debt and also to make repairs to my car (which has been paid off for 1 year now!)
My financial situation:
I am a good candidate for this loan because I have always repaid any loans I had and until the past 2 years have had good credit.? I only have 2 store credit cards and have been living on cash for 2 years now.? I?currently work a full-time job and a part-time job so I can try to get out of debt for good!? I just want to get out of
Monthly net income: $ 2094.00
Monthly expenses: $
??Housing: $ 720
??Insurance: $?75
??Car expenses: $0
??Utilities: $?75
??Phone, cable, internet: $ 40
??Food, entertainment: $ 50
??Clothing, household expenses $50
??Credit cards and other loans: $?688
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thedreamer | $25.00 | $25.00 | 9/8/2009 11:02:20 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/8/2009 11:09:59 AM |
| lagnisiruk | $25.00 | $25.00 | 9/8/2009 11:11:18 AM |
| SNH | $25.00 | $25.00 | 9/9/2009 6:45:33 AM |
| Sateesh | $100.00 | $100.00 | 9/10/2009 4:47:11 PM |
| FeedTheMachine | $78.51 | $78.51 | 9/10/2009 4:47:14 PM |
| anton | $25.00 | $25.00 | 9/11/2009 4:21:16 AM |
| Halos2002 | $50.00 | $50.00 | 9/11/2009 1:03:41 PM |
| seisen | $50.00 | $50.00 | 9/14/2009 9:47:02 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/15/2009 4:17:59 PM |
| AF_Trust | $25.00 | $25.00 | 9/15/2009 4:27:08 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:41:27 PM |
| treasure-bliss | $50.00 | $50.00 | 9/15/2009 12:05:51 PM |
| Artist_Blue | $25.00 | $25.00 | 9/15/2009 5:02:56 PM |
| testobsessed | $100.00 | $100.00 | 9/15/2009 4:18:23 PM |
| yomanie | $25.00 | $25.00 | 9/15/2009 5:05:52 PM |
| MicroPod | $25.00 | $25.00 | 9/15/2009 6:35:45 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/15/2009 5:02:59 PM |
| snoopey100 | $25.00 | $25.00 | 9/16/2009 9:40:18 AM |
| honorable-yield | $25.00 | $25.00 | 9/16/2009 12:30:59 AM |
| kmavm | $25.00 | $25.00 | 9/16/2009 4:35:02 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/16/2009 4:46:09 PM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:53:47 PM |
| neighborly-bid | $25.00 | $25.00 | 9/17/2009 5:35:41 PM |
| dbluesea | $25.00 | $25.00 | 9/17/2009 4:53:05 PM |
| runner262 | $25.00 | $25.00 | 9/18/2009 9:53:32 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/18/2009 9:51:24 AM |
| mathprof | $25.00 | $25.00 | 9/18/2009 10:05:24 AM |
| revenue-achievement | $25.00 | $25.00 | 9/18/2009 10:58:19 AM |
| JDFuego | $25.00 | $25.00 | 9/18/2009 11:54:48 AM |
| bid-papyrus | $25.00 | $25.00 | 9/18/2009 11:55:40 AM |
| zone8 | $25.00 | $25.00 | 9/18/2009 1:18:37 PM |
| wampum-proton | $25.00 | $25.00 | 9/18/2009 3:04:08 PM |
| ErikB | $25.00 | $25.00 | 9/18/2009 3:05:44 PM |
| Darkjimson | $25.00 | $25.00 | 9/18/2009 3:06:53 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:00:50 PM |
| Jeff89 | $25.00 | $25.00 | 9/18/2009 3:03:48 PM |
| brmar | $25.00 | $25.00 | 9/18/2009 3:04:56 PM |
| jlr613 | $25.00 | $25.00 | 9/18/2009 3:06:26 PM |
| bluecat2 | $25.00 | $25.00 | 9/18/2009 3:04:46 PM |
| screenname03 | $25.00 | $25.00 | 9/18/2009 3:08:59 PM |
| ritchie70 | $25.00 | $25.00 | 9/18/2009 3:09:03 PM |
| head | $25.00 | $25.00 | 9/18/2009 4:09:15 PM |
| redbomb5 | $25.00 | $25.00 | 9/18/2009 4:10:28 PM |
| skydiver111 | $25.00 | $25.00 | 9/18/2009 4:11:25 PM |
| rdecartus | $25.00 | $25.00 | 9/18/2009 4:11:56 PM |
| stoopidnoodle | $25.00 | $25.00 | 9/18/2009 4:02:50 PM |
| saffron4 | $25.00 | $25.00 | 9/18/2009 4:07:32 PM |
| RSV | $25.00 | $25.00 | 9/18/2009 4:03:47 PM |
| hc90474 | $25.00 | $25.00 | 9/18/2009 4:09:26 PM |
| lending-bear | $25.00 | $25.00 | 9/18/2009 4:10:05 PM |
| natecam | $25.00 | $25.00 | 9/18/2009 4:10:15 PM |
| bnlforever | $25.00 | $25.00 | 9/18/2009 4:11:02 PM |
| lowrate | $25.00 | $25.00 | 9/18/2009 4:08:01 PM |
| Brainworm | $25.00 | $25.00 | 9/18/2009 4:12:05 PM |
| Katahdin | $25.00 | $25.00 | 9/18/2009 4:09:23 PM |
| oreyedoc | $25.00 | $25.00 | 9/18/2009 4:10:10 PM |
| KevinC_63366 | $25.00 | $25.00 | 9/18/2009 4:11:06 PM |
| Slowtype | $25.00 | $25.00 | 9/18/2009 5:03:13 PM |
| CA_Lender | $25.00 | $25.00 | 9/18/2009 6:19:55 PM |
| Fuzkaska__F_u_n_d_s | $25.00 | $25.00 | 9/18/2009 8:17:33 PM |
| NATIVEBORN | $25.00 | $25.00 | 9/18/2009 8:12:51 PM |
| Apex-Lender | $25.00 | $25.00 | 9/18/2009 8:17:31 PM |
| MKLInvestments | $25.00 | $25.00 | 9/18/2009 10:07:05 PM |
| azncurls82 | $36.84 | $36.84 | 9/18/2009 9:52:58 PM |
| nbhz60a | $25.00 | $25.00 | 9/19/2009 8:06:51 AM |
| PrinceValium | $50.00 | $50.00 | 9/19/2009 8:37:06 PM |
| rmachi | $25.00 | $25.00 | 9/19/2009 8:51:49 PM |
| teejay411 | $100.00 | $100.00 | 9/20/2009 9:06:47 AM |
| Phantom99 | $25.00 | $25.00 | 9/20/2009 8:12:08 AM |
| KiwiElf | $25.00 | $25.00 | 9/20/2009 4:47:16 PM |
| mudaholic | $25.00 | $25.00 | 9/20/2009 3:51:49 PM |
| draggon77 | $25.00 | $25.00 | 9/20/2009 6:51:48 PM |
| louisianalender | $100.00 | $100.00 | 9/21/2009 12:32:09 AM |
| jldallover | $25.00 | $25.00 | 9/20/2009 9:41:47 PM |
| fireferd | $100.00 | $100.00 | 9/20/2009 10:33:53 PM |
| theincarnatemike | $25.00 | $25.00 | 9/21/2009 7:52:47 AM |
| NoMoreDebt4Me | $25.00 | $25.00 | 9/21/2009 9:34:47 AM |
| Helenska11 | $27.00 | $27.00 | 9/21/2009 10:07:10 AM |
| heroic-benefit | $25.00 | $25.00 | 9/21/2009 9:35:08 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/21/2009 9:43:50 AM |
| MediaAndMicrocode | $25.00 | $25.00 | 9/21/2009 9:34:07 AM |
| ChuckChedda | $25.00 | $25.00 | 9/21/2009 11:02:24 AM |
| resolute-liberty | $50.00 | $50.00 | 9/21/2009 11:45:22 AM |
| whiffle | $25.00 | $25.00 | 9/21/2009 11:27:08 AM |
| MARWARISETH | $25.00 | $25.00 | 9/21/2009 12:09:45 PM |
| scott1058 | $30.92 | $30.92 | 9/21/2009 12:23:58 PM |
| kubien | $25.00 | $25.00 | 9/21/2009 12:47:01 PM |
| Plotinus | $50.00 | $50.00 | 9/21/2009 12:52:58 PM |
| Yaj | $25.00 | $25.00 | 9/21/2009 1:43:14 PM |
| star7705 | $25.00 | $25.00 | 9/21/2009 4:37:25 PM |
| coolspeed | $25.00 | $8.43 | 9/21/2009 4:40:04 PM |
| lasalle123 | $50.00 | $50.00 | 9/21/2009 9:45:08 PM |
| Bobusa | $25.00 | $25.00 | 9/22/2009 5:36:41 AM |
| investment-cluster | $25.00 | $25.00 | 9/22/2009 7:13:46 AM |
| maga | $50.00 | $50.00 | 9/22/2009 8:02:31 AM |
| bronzmajom | $25.00 | $25.00 | 9/22/2009 9:21:35 AM |
| prominence8 | $25.00 | $25.00 | 9/22/2009 10:15:34 AM |
| secobarbital | $25.00 | $25.00 | 9/8/2009 10:53:22 AM |
| delivery | $25.00 | $25.00 | 9/8/2009 11:03:02 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/8/2009 11:11:46 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 11:55:22 AM |
| personal-lender | $25.00 | $25.00 | 9/8/2009 3:29:04 PM |
| slcchad | $25.00 | $25.00 | 9/9/2009 8:00:30 AM |
| Kaj | $25.00 | $25.00 | 9/9/2009 5:35:22 PM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:52:55 PM |
| impressive-loan | $100.00 | $100.00 | 9/13/2009 9:54:30 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/14/2009 4:29:56 AM |
| MidnightBank | $25.00 | $25.00 | 9/14/2009 3:16:20 PM |
| poeman | $25.00 | $25.00 | 9/14/2009 2:59:52 PM |
| dinero-mason | $50.00 | $50.00 | 9/14/2009 5:32:08 PM |
| YQQ | $25.00 | $25.00 | 9/14/2009 7:30:16 PM |
| UCLA4life | $25.00 | $25.00 | 9/14/2009 7:30:49 PM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 1:33:32 PM |
| dparkhom | $25.00 | $25.00 | 9/15/2009 6:35:37 PM |
| samo102us | $25.00 | $25.00 | 9/16/2009 9:37:02 AM |
| unk1911 | $25.00 | $25.00 | 9/16/2009 7:10:19 AM |
| turbine5 | $25.00 | $25.00 | 9/16/2009 8:05:26 AM |
| bmbanzai | $25.00 | $25.00 | 9/16/2009 8:15:38 PM |
| westsidehighway | $25.00 | $25.00 | 9/17/2009 4:52:42 PM |
| SNL_Svs | $25.00 | $25.00 | 9/18/2009 7:14:03 AM |
| Eloise62 | $75.00 | $75.00 | 9/18/2009 7:31:00 AM |
| ChrisTJ | $25.00 | $25.00 | 9/18/2009 9:53:02 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 9/18/2009 10:55:18 AM |
| Iceman1347 | $25.00 | $25.00 | 9/18/2009 11:44:52 AM |
| CPAMAN | $25.00 | $25.00 | 9/18/2009 11:56:18 AM |
| gm93001 | $25.00 | $25.00 | 9/18/2009 12:09:55 PM |
| Ananya | $25.00 | $25.00 | 9/18/2009 3:02:52 PM |
| 2ravens | $25.00 | $25.00 | 9/18/2009 3:04:04 PM |
| crenen139 | $25.00 | $25.00 | 9/18/2009 3:06:48 PM |
| keynaples | $50.00 | $50.00 | 9/18/2009 3:06:59 PM |
| Papa_Mema | $50.00 | $50.00 | 9/18/2009 3:04:34 PM |
| skro | $25.00 | $25.00 | 9/18/2009 3:04:42 PM |
| GElender | $25.00 | $25.00 | 9/18/2009 3:04:51 PM |
| punctual-worth | $25.00 | $25.00 | 9/18/2009 3:06:32 PM |
| LBOregon | $25.00 | $25.00 | 9/18/2009 4:08:16 PM |
| Simonsez808 | $25.00 | $25.00 | 9/18/2009 4:11:49 PM |
| andrewrobison | $25.00 | $25.00 | 9/18/2009 4:03:32 PM |
| A007 | $25.00 | $25.00 | 9/18/2009 4:02:53 PM |
| heavy_ax | $25.00 | $25.00 | 9/18/2009 4:08:20 PM |
| joeirps | $25.00 | $25.00 | 9/18/2009 4:08:48 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/18/2009 4:09:17 PM |
| kyxysyx | $50.00 | $50.00 | 9/18/2009 4:09:46 PM |
| BBL | $25.00 | $25.00 | 9/18/2009 4:09:53 PM |
| ChrisKwan | $25.00 | $25.00 | 9/18/2009 4:10:02 PM |
| decisive-capital | $50.00 | $50.00 | 9/18/2009 4:10:12 PM |
| spsavage | $25.00 | $25.00 | 9/18/2009 4:08:09 PM |
| restech | $25.00 | $25.00 | 9/18/2009 4:09:13 PM |
| xana-rocky | $25.00 | $25.00 | 9/18/2009 4:09:58 PM |
| biobulator | $25.00 | $25.00 | 9/18/2009 4:11:30 PM |
| gold-blanket | $50.00 | $50.00 | 9/18/2009 4:12:01 PM |
| capital-galaxy | $75.00 | $75.00 | 9/18/2009 4:12:22 PM |
| jgar_O | $25.00 | $25.00 | 9/18/2009 4:17:26 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/18/2009 4:52:33 PM |
| HunterSix | $25.00 | $25.00 | 9/18/2009 5:02:45 PM |
| seattleite36 | $25.00 | $25.00 | 9/18/2009 5:41:51 PM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 9/18/2009 6:37:00 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/18/2009 8:18:13 PM |
| deepblue34 | $25.00 | $25.00 | 9/19/2009 8:11:45 AM |
| money-vista | $25.00 | $25.00 | 9/19/2009 9:57:47 AM |
| mclilpaws | $26.41 | $26.41 | 9/19/2009 4:41:55 PM |
| return-owner | $25.00 | $25.00 | 9/20/2009 8:22:21 AM |
| Viamin | $25.00 | $25.00 | 9/20/2009 1:22:21 AM |
| Hokiemon | $25.00 | $25.00 | 9/20/2009 7:01:48 AM |
| mwl | $25.00 | $25.00 | 9/20/2009 5:06:48 PM |
| shepherd010 | $25.00 | $25.00 | 9/20/2009 5:38:18 PM |
| dough-bear | $26.89 | $26.89 | 9/21/2009 7:37:05 AM |
| lendcraft | $25.00 | $25.00 | 9/21/2009 7:22:02 AM |
| jpf27 | $100.00 | $100.00 | 9/21/2009 7:31:47 AM |
| Fundmeister | $25.00 | $25.00 | 9/21/2009 8:22:28 AM |
| asmithj | $50.00 | $50.00 | 9/21/2009 7:52:51 AM |
| divedude | $25.00 | $25.00 | 9/21/2009 9:33:27 AM |
| zeelender | $25.00 | $25.00 | 9/21/2009 11:21:57 AM |
| AgTiPinisher | $25.00 | $25.00 | 9/21/2009 11:37:18 AM |
| colorado23 | $25.00 | $25.00 | 9/21/2009 12:12:11 PM |
| dt2812 | $25.00 | $25.00 | 9/21/2009 12:52:48 PM |
| puifais | $25.00 | $25.00 | 9/21/2009 11:02:21 AM |
| yarg | $25.00 | $25.00 | 9/21/2009 12:02:20 PM |
| loanshark4u | $25.00 | $25.00 | 9/21/2009 1:07:52 PM |
| Sykes66 | $25.00 | $25.00 | 9/21/2009 1:17:31 PM |
| jdc10128 | $25.00 | $25.00 | 9/21/2009 1:27:10 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/21/2009 12:26:58 PM |
| RadCad1 | $25.00 | $25.00 | 9/21/2009 1:44:56 PM |
| Corduroy | $25.00 | $25.00 | 9/21/2009 1:12:08 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/21/2009 1:18:22 PM |
| ouyangers | $25.00 | $25.00 | 9/21/2009 1:52:16 PM |
| clemclan | $50.00 | $50.00 | 9/21/2009 7:59:21 PM |
| wealth-comet694 | $25.00 | $25.00 | 9/22/2009 8:37:34 AM |
| dough-rocket | $50.00 | $50.00 | 9/22/2009 8:57:16 AM |
| fireman4 | $35.00 | $35.00 | 9/22/2009 7:59:07 AM |
| szetheli | $100.00 | $100.00 | 9/22/2009 7:35:06 AM |
| 191 bids
|
Borrower Payment Dependent Notes Series
423436
This series of Notes was issued and sold upon the funding of the borrower loan #38779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-09-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction end date:
| Sep-23-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.67% |
Final monthly payment:
| $64.50 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 15.38% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 2
/
2 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $162 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| peace-saga |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My baby Needs a New Engine
Purpose of loan:
First off I'd like to thank everyone who had faith in me and put up bids on my first loan attempt. This loan will be put towards rebuilding the engine on my Nissan. The total cost will be 3500 for all parts and labor.? I have 2000 cash right now, and since this car is my daily commuter car I need to have the full amount all at once so I can get the work done instead of slowly saving up for it. I'm riding my bike to work for now, but soon the weather will not be so forgiving. 1500 dollars would put me at the target amount and have her back on the road!
My financial situation:
I have roughly 250 dollars in credit debt, and no outstanding loans or delinquent accounts. My job is very stable and I am nearing 5 years of tenure. In regards to payment of this loan, I plan to have this paid off within one year's time. That would put my payments at about 160 a month at the going interest rate, which is easily manageable based on my income. I am open to any and all questions so please feel free to ask.
Monthly net income: $
2100
Monthly expenses: $
1475
? Rent: $
500
? Car Insurance: $ 45
? Gas: $ 60
??Utilities: $
50
??Phone, cable, internet: $
110
??Food: $
350
? Credit cards: $ 50
? Gym: $
50
? Bowling, Movies, Fun: $260
Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain/clarify the 3 delinquent payments that appear on your profile? - btormc5
A:
These delinquencies stem from an store credit card in march 2002. The total balance was 650, and after I lost my job in september 2002 I was unable to pay and forced into collections, leaving a few dings on my report in the process. I was able to arrange payments after I re-entered the job market in march of 2003.
(Sep-22-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| niceguy777 | $25.00 | $25.00 | 9/18/2009 10:54:34 AM |
| aurorafinancial | $50.00 | $50.00 | 9/18/2009 11:08:37 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/18/2009 8:04:29 PM |
| cippy | $100.00 | $100.00 | 9/22/2009 4:49:52 PM |
| zieger | $45.11 | $45.11 | 9/22/2009 6:49:24 PM |
| karmanxten | $100.00 | $100.00 | 9/23/2009 2:43:37 AM |
| jguerrajr | $25.00 | $25.00 | 9/23/2009 5:47:10 AM |
| Srich | $50.01 | $50.01 | 9/23/2009 7:08:05 AM |
| Trespass4 | $60.00 | $60.00 | 9/23/2009 10:43:39 AM |
| jakestone4 | $50.00 | $50.00 | 9/23/2009 1:26:34 PM |
| BDS | $25.00 | $25.00 | 9/23/2009 2:32:07 PM |
| EngineersAlliance | $25.00 | $25.00 | 9/23/2009 12:37:15 PM |
| Clicktogetmoney | $30.00 | $30.00 | 9/23/2009 1:04:45 PM |
| maga | $25.00 | $25.00 | 9/23/2009 11:59:52 AM |
| Tikibarman | $50.00 | $50.00 | 9/23/2009 2:08:10 PM |
| buyrite334 | $27.23 | $27.23 | 9/23/2009 3:37:15 PM |
| Happyhourcomics | $25.00 | $25.00 | 9/23/2009 3:42:28 PM |
| Bidders | $100.00 | $100.00 | 9/23/2009 3:36:39 PM |
| banker65010 | $25.00 | $25.00 | 9/13/2009 3:05:11 PM |
| wbwill | $25.00 | $25.00 | 9/22/2009 1:40:54 PM |
| quintilian | $25.00 | $25.00 | 9/22/2009 4:05:43 PM |
| investment-cluster | $25.00 | $25.00 | 9/22/2009 3:07:57 PM |
| loans_to_loan | $25.00 | $25.00 | 9/22/2009 8:13:15 PM |
| Saving4Food | $39.77 | $39.77 | 9/22/2009 5:35:36 PM |
| Unitas4302 | $50.00 | $50.00 | 9/22/2009 8:48:20 PM |
| money-expert | $25.00 | $25.00 | 9/23/2009 6:19:52 AM |
| roux | $25.00 | $25.00 | 9/23/2009 6:57:21 AM |
| btormc5 | $50.00 | $50.00 | 9/23/2009 6:46:01 AM |
| lend4life13 | $304.79 | $86.69 | 9/23/2009 6:55:07 AM |
| ussugm | $25.00 | $25.00 | 9/23/2009 10:47:48 AM |
| fabulous-return | $25.00 | $25.00 | 9/23/2009 1:04:40 PM |
| DMKAssetManagement | $25.00 | $25.00 | 9/23/2009 2:40:28 PM |
| marwadi-62 | $25.00 | $25.00 | 9/23/2009 2:57:40 PM |
| whitewolf7 | $25.00 | $25.00 | 9/23/2009 3:28:13 PM |
| bmw2 | $25.00 | $25.00 | 9/23/2009 2:00:39 PM |
| Engineer44 | $40.00 | $40.00 | 9/23/2009 4:17:28 PM |
| shingtai | $46.19 | $46.19 | 9/23/2009 4:08:18 PM |
| Quest4euphoria | $25.00 | $25.00 | 9/23/2009 4:14:42 PM |
| 38 bids
|
Borrower Payment Dependent Notes Series
423770
This series of Notes was issued and sold upon the funding of the borrower loan #38752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-10-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-24-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.69% |
Starting monthly payment:
| $49.34 |
|
Final lender yield:
| 8.93% |
Final borrower rate/APR:
| 9.93% / 12.28% |
Final monthly payment:
| $48.35 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.81% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,561 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 12% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| kalberer |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
This loan will be used to? Make Investments in Tax Lein Certificates, the Stock Market, High Yield Bonds, and other exchange traded investmets.
My financial situation:
I am a good candidate for this loan because?? I have than 30 years investment expirence, I have more than 8 years work expirence at the Star Tribune, one of the best employers in Minnesota,? a good credit rating and almost no personal debt.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| LothairLending | $25.00 | $8.67 | 9/18/2009 6:29:19 AM |
| JerryB96 | $25.00 | $25.00 | 9/24/2009 5:39:55 AM |
| mobius_titan | $25.00 | $25.00 | 9/24/2009 4:53:32 AM |
| OoM | $25.00 | $25.00 | 9/24/2009 8:30:51 AM |
| maga | $100.00 | $100.00 | 9/24/2009 7:46:13 AM |
| yogi1975 | $25.00 | $25.00 | 9/24/2009 8:33:50 AM |
| kinetic-social | $27.00 | $27.00 | 9/24/2009 1:22:24 PM |
| gothampark | $25.00 | $25.00 | 9/24/2009 11:32:44 AM |
| quiggles | $25.00 | $25.00 | 9/24/2009 2:50:28 PM |
| iruz | $36.00 | $36.00 | 9/24/2009 1:40:38 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/24/2009 4:18:06 PM |
| whittlesey31 | $25.00 | $25.00 | 9/24/2009 4:13:19 PM |
| Syzygy | $25.00 | $25.00 | 9/11/2009 12:12:22 PM |
| zento | $25.00 | $25.00 | 9/14/2009 9:18:04 PM |
| rce1964 | $25.00 | $25.00 | 9/18/2009 2:56:07 PM |
| glazeddonuts | $25.00 | $25.00 | 9/23/2009 8:05:38 PM |
| tenchi2777 | $25.00 | $25.00 | 9/24/2009 8:32:54 AM |
| flshdaskll | $25.00 | $25.00 | 9/24/2009 8:36:43 AM |
| thegreatstrafe | $28.26 | $28.26 | 9/24/2009 8:53:40 AM |
| ArmyGuy | $100.00 | $100.00 | 9/24/2009 6:28:35 AM |
| sorace | $25.00 | $25.00 | 9/24/2009 8:13:13 AM |
| Leshan | $50.00 | $50.00 | 9/24/2009 8:44:43 AM |
| Stahl | $25.00 | $25.00 | 9/24/2009 8:22:15 AM |
| Floridagirl | $25.00 | $25.00 | 9/24/2009 11:26:10 AM |
| kf88 | $50.00 | $50.00 | 9/24/2009 9:35:03 AM |
| Lender50 | $25.00 | $25.00 | 9/24/2009 10:07:32 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/24/2009 10:40:41 AM |
| sflawya | $25.00 | $25.00 | 9/24/2009 11:16:06 AM |
| yu-rik | $100.00 | $100.00 | 9/24/2009 2:53:12 PM |
| jybank | $100.00 | $100.00 | 9/24/2009 12:59:10 PM |
| ehvertherman | $30.07 | $30.07 | 9/24/2009 12:58:22 PM |
| eureka117 | $25.00 | $25.00 | 9/24/2009 3:23:40 PM |
| bornsucka | $25.00 | $25.00 | 9/24/2009 3:27:37 PM |
| Tikibarman | $50.00 | $50.00 | 9/24/2009 1:44:25 PM |
| Oak-Parker | $25.00 | $25.00 | 9/24/2009 2:03:07 PM |
| RIVERBEND | $25.00 | $25.00 | 9/24/2009 3:01:54 PM |
| yu-rik | $50.00 | $50.00 | 9/24/2009 2:51:24 PM |
| wwwUniversal | $25.00 | $25.00 | 9/24/2009 4:01:32 PM |
| Savings_EQ_Dignity | $70.00 | $70.00 | 9/24/2009 4:17:56 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
423908
This series of Notes was issued and sold upon the funding of the borrower loan #38768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-11-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-25-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 600-620 (Aug-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $629 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 89% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| lyleh |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(May-2009)
580-600
(Jun-2008)
580-600
(May-2008)
580-600
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
paying off credit cards and fix the
Purpose of loan?? Fix the truck and pay off credit cards.
My financial situation:
Monthly net income: $ 4,000.00
Monthly expenses: $
??Housing: $?334
??Insurance: $ 120
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 99.00
??Food, entertainment: $ 200
??Clothing, household expenses $?50
??Credit cards and other loans: $ 50
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $100.00 | $100.00 | 9/11/2009 8:41:45 PM |
| frugalinvestor20 | $25.00 | $25.00 | 9/12/2009 10:00:02 PM |
| noble-revenue | $25.00 | $25.00 | 9/19/2009 9:21:55 AM |
| sweety075 | $25.00 | $25.00 | 9/23/2009 5:23:44 PM |
| GollyD | $50.00 | $50.00 | 9/24/2009 11:34:32 AM |
| mrxtravis | $50.00 | $50.00 | 9/24/2009 9:45:26 PM |
| mrxtravis | $50.00 | $50.00 | 9/25/2009 8:08:52 AM |
| 2dorksmoney | $25.00 | $25.00 | 9/25/2009 5:16:34 AM |
| Lubava | $25.00 | $25.00 | 9/25/2009 5:20:14 AM |
| Leshan | $50.00 | $50.00 | 9/25/2009 9:09:28 AM |
| bobd32 | $25.00 | $25.00 | 9/25/2009 11:38:29 AM |
| Evolver | $25.00 | $25.00 | 9/25/2009 11:42:02 AM |
| beans53 | $25.00 | $25.00 | 9/25/2009 1:23:00 PM |
| autumn_leaves | $25.00 | $25.00 | 9/25/2009 3:59:00 PM |
| festivecpl | $100.00 | $100.00 | 9/12/2009 4:44:02 PM |
| mrxtravis | $50.00 | $50.00 | 9/22/2009 7:17:35 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 9/24/2009 7:31:44 AM |
| GlenBank | $50.00 | $50.00 | 9/24/2009 12:10:09 PM |
| Wachocia | $25.00 | $25.00 | 9/24/2009 6:37:47 PM |
| best-generosity-financier | $150.00 | $150.00 | 9/24/2009 9:22:44 PM |
| Mikale360 | $25.00 | $25.00 | 9/25/2009 6:41:38 AM |
| unk1911 | $25.00 | $25.00 | 9/25/2009 8:29:35 AM |
| mrxtravis | $100.00 | $100.00 | 9/25/2009 8:08:22 AM |
| JayIsABear | $67.21 | $67.21 | 9/25/2009 10:29:36 AM |
| anton | $1,060.00 | $713.84 | 9/25/2009 11:41:54 AM |
| Bobusa | $25.00 | $25.00 | 9/25/2009 1:43:21 PM |
| sevenbridges | $43.95 | $43.95 | 9/25/2009 1:45:01 PM |
| HenlopenCapital | $25.00 | $25.00 | 9/25/2009 2:03:38 PM |
| dorypro | $25.00 | $25.00 | 9/25/2009 12:21:42 PM |
| EngineersAlliance | $25.00 | $25.00 | 9/25/2009 12:27:04 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
423990
This series of Notes was issued and sold upon the funding of the borrower loan #38771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-28-2009 |
|
|
Starting lender yield:
| 20.06% |
Starting borrower rate/APR:
| 21.06% / 23.75% |
Starting monthly payment:
| $52.79 |
|
Final lender yield:
| 15.00% |
Final borrower rate/APR:
| 16.00% / 18.61% |
Final monthly payment:
| $49.22 |
| |
|
Auction yield range:
| 8.18% - 20.06% |
Estimated loss impact:
| 6.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,412 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 100% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| loan-trident |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off A High Int. Credit Card
Purpose of loan:
This loan will be used to pay off?a high interest?credit card.? I have tried to reason with the credit card company to reduce the outrageous interest rate but to no avail.?If they cannot cooperate then I would like to pay this account off at a lower interest rate and shop for other reasonable credit when needed.?
My financial situation:
I am a good candidate for this loan because I pay the current higher interest payments each and every month with my Wachovia Billpay Service.? Payments are sent automatically from my checking account.? I have been employed at the same business for 4.5 years with very stable employment outlook.? I am a commercial pilot flying government contracts overseas.
Monthly net income: $ 4800
Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 125
??Car expenses: $ minimal
??Utilities: $500
??Phone, cable, internet: $ included in utilities above
??Food, entertainment: $ 200
??Clothing, household expenses $100
??Credit cards and other loans: $500
??Other expenses: $None
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Over 20K in revolving debt which cards will this loan go towards and will you be looking to pay off the proper loan early or get another to pay down more debt later? - Hawkeyebank
A:
Two things I am trying to accomplish...pay down all my revolving debt and get established on Prosper. I will use this loan to pay down a small high interest department store card. My other cards are higher amounts but less overall interests rates. Once established on Prosper I will try to borrow varying amounts to pay down all revolving credit to a zero balance.
(Sep-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/16/2009 1:00:11 PM |
| Havnfun | $25.00 | $25.00 | 9/22/2009 7:58:04 PM |
| Sol_Invictus | $25.00 | $25.00 | 9/26/2009 5:46:15 AM |
| primed | $50.00 | $50.00 | 9/26/2009 5:35:17 PM |
| carmat60 | $25.00 | $25.00 | 9/27/2009 12:51:21 AM |
| jsnryn | $25.00 | $25.00 | 9/28/2009 10:46:15 AM |
| fatboy888 | $25.00 | $25.00 | 9/28/2009 5:44:29 AM |
| Leshan | $50.00 | $50.00 | 9/28/2009 12:15:30 PM |
| wizard750 | $50.00 | $50.00 | 9/28/2009 1:11:07 PM |
| maga | $200.00 | $200.00 | 9/28/2009 10:09:04 AM |
| generous-deal6 | $50.00 | $50.00 | 9/28/2009 3:23:54 PM |
| credit-coach118 | $25.00 | $25.00 | 9/28/2009 3:51:02 PM |
| jybank | $25.00 | $25.00 | 9/28/2009 3:56:39 PM |
| momentous-transaction8 | $50.00 | $50.00 | 9/28/2009 4:11:31 PM |
| careful-wealth | $25.00 | $25.00 | 9/28/2009 4:16:57 PM |
| Rip128 | $50.00 | $50.00 | 9/28/2009 3:59:41 PM |
| Finspons | $25.00 | $25.00 | 9/22/2009 3:57:13 PM |
| Rip128 | $50.00 | $36.69 | 9/25/2009 4:29:08 PM |
| spiff666 | $25.00 | $25.00 | 9/25/2009 9:42:51 PM |
| bid-wonder | $25.00 | $25.00 | 9/26/2009 12:09:08 PM |
| unbeatable-wealth | $25.00 | $25.00 | 9/26/2009 7:57:40 PM |
| steveinflorida | $25.00 | $25.00 | 9/27/2009 1:05:30 PM |
| sardarji | $25.00 | $25.00 | 9/27/2009 5:47:14 PM |
| loanman2007 | $100.00 | $100.00 | 9/28/2009 10:32:42 AM |
| BuzzyBee336 | $25.00 | $25.00 | 9/28/2009 10:16:40 AM |
| vmh20035 | $47.58 | $47.58 | 9/28/2009 1:02:00 PM |
| investment-cluster | $25.00 | $25.00 | 9/28/2009 1:25:04 PM |
| astro128 | $25.00 | $25.00 | 9/28/2009 2:17:59 PM |
| kinetic-social | $25.00 | $25.00 | 9/28/2009 4:11:25 PM |
| fireferd | $60.73 | $60.73 | 9/28/2009 4:12:11 PM |
| Kyileo | $50.00 | $50.00 | 9/28/2009 4:13:12 PM |
| Engineer44 | $30.00 | $30.00 | 9/28/2009 4:16:15 PM |
| Savings_EQ_Dignity | $100.00 | $100.00 | 9/28/2009 4:16:48 PM |
| 33 bids
|
Borrower Payment Dependent Notes Series
424094
This series of Notes was issued and sold upon the funding of the borrower loan #38780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,400.00 |
Prosper Rating:
| B |
Auction start date:
| Sep-15-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Sep-29-2009 |
|
|
Starting lender yield:
| 14.98% |
Starting borrower rate/APR:
| 15.98% / 18.16% |
Starting monthly payment:
| $119.50 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $114.56 |
| |
|
Auction yield range:
| 6.18% - 14.98% |
Estimated loss impact:
| 5.20% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 13
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,167 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| allie1999 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Oct-2007)
|
|
Principal balance:
| $1,363.37 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Refinancing car
Purpose of loan:
This loan will be used to refinance the remaining balance on a 1996 Audi A6 quattro.?
My financial situation:
I am a good candidate for this loan because I have good credit and make payments on time.?I am in a good financial situation and I am a homeowner. I have a Master?s degree and work in a full-time permanent position as a biologist at en environmental consulting firm, and have been employed there since May 2008.? My husband is self employed as a real estate broker. We make all of our payments on time. I will most likely pay this off early, as I do most loans.? Here is a breakdown of income/expenses:
Net?monthly income (my income alone): $2600
Mortgage Payment (includes taxes and insurance): $950
Car insurance: $150
Electric/gas: $70
Water/sewer: $50
Internet/phone: $80
Credit card payments (mostly debt accrued in college ? we do not use credit cards anymore): $500
Student loan payments: $150
Which leaves $650/month for groceries, gas, house expenses, and other miscellaneous expenses.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ChristopherHS | $25.00 | $25.00 | 9/16/2009 4:10:14 AM |
| plbquic | $25.00 | $25.00 | 9/16/2009 12:17:47 PM |
| excheesehead | $93.58 | $93.58 | 9/19/2009 5:47:25 AM |
| Whitey | $50.00 | $50.00 | 9/20/2009 7:02:51 AM |
| loanman2007 | $50.00 | $50.00 | 9/22/2009 6:32:15 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/22/2009 10:36:17 AM |
| edsmoney | $100.00 | $100.00 | 9/23/2009 5:46:51 AM |
| estancias | $25.00 | $25.00 | 9/23/2009 3:19:48 PM |
| shawnw2 | $35.00 | $35.00 | 9/24/2009 9:11:46 AM |
| generous-deal6 | $25.00 | $15.70 | 9/25/2009 2:12:33 PM |
| CA_Lender | $25.00 | $25.00 | 9/25/2009 4:18:54 PM |
| william8 | $25.00 | $25.00 | 9/25/2009 6:15:48 PM |
| clemclan | $25.00 | $25.00 | 9/25/2009 9:39:23 PM |
| beuford7 | $25.00 | $25.00 | 9/27/2009 4:10:38 PM |
| BankofBeth | $50.00 | $50.00 | 9/28/2009 2:11:07 PM |
| gjm6d | $42.00 | $42.00 | 9/28/2009 5:00:29 PM |
| Astyanax | $25.00 | $25.00 | 9/28/2009 5:46:45 PM |
| Leshan | $75.00 | $75.00 | 9/29/2009 7:23:47 AM |
| sknop64 | $25.00 | $25.00 | 9/28/2009 10:13:46 PM |
| availableloan | $25.00 | $25.00 | 9/29/2009 9:52:23 AM |
| porwestco | $25.00 | $25.00 | 9/29/2009 10:45:28 AM |
| fatboy888 | $25.00 | $25.00 | 9/29/2009 5:45:02 AM |
| bxdoc | $125.00 | $125.00 | 9/29/2009 6:59:34 AM |
| zento | $25.00 | $25.00 | 9/29/2009 8:11:45 AM |
| Schlawinzer | $50.00 | $50.00 | 9/29/2009 8:28:55 AM |
| mattbly | $50.00 | $50.00 | 9/29/2009 7:44:11 AM |
| loan-eagle9 | $25.00 | $25.00 | 9/29/2009 7:56:15 AM |
| rbgnr111 | $34.33 | $34.33 | 9/29/2009 8:39:34 AM |
| congardner1 | $25.00 | $25.00 | 9/29/2009 8:27:22 AM |
| prominence8 | $25.00 | $25.00 | 9/29/2009 9:09:01 AM |
| credit-coach118 | $25.00 | $25.00 | 9/29/2009 8:46:39 AM |
| Sven79 | $150.00 | $150.00 | 9/29/2009 9:43:39 AM |
| Gaelicman | $50.00 | $50.00 | 9/29/2009 10:36:14 AM |
| TravelJunkie | $25.00 | $25.00 | 9/29/2009 10:52:21 AM |
| Sealion | $50.00 | $50.00 | 9/29/2009 11:08:25 AM |
| classiccitizen | $26.84 | $26.84 | 9/29/2009 11:08:47 AM |
| festivecpl | $100.00 | $100.00 | 9/15/2009 7:20:11 PM |
| jonric777 | $50.00 | $50.00 | 9/16/2009 9:02:52 AM |
| beuford7 | $25.00 | $25.00 | 9/16/2009 1:58:24 PM |
| payontime1 | $50.00 | $50.00 | 9/16/2009 3:14:32 PM |
| usemymoney | $25.00 | $25.00 | 9/16/2009 1:23:37 PM |
| OoM | $25.00 | $25.00 | 9/20/2009 10:17:35 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/20/2009 11:31:50 AM |
| TheSpottedFlamingo | $25.00 | $25.00 | 9/20/2009 6:44:36 PM |
| JBF_Investments | $50.00 | $50.00 | 9/21/2009 7:35:25 PM |
| eclicknsave | $35.00 | $35.00 | 9/23/2009 11:03:50 PM |
| EJO | $25.00 | $25.00 | 9/24/2009 1:24:21 PM |
| bejfishing | $25.00 | $25.00 | 9/24/2009 6:00:15 PM |
| kbmarin | $30.00 | $30.00 | 9/24/2009 5:58:37 PM |
| vigorous-moola | $25.00 | $25.00 | 9/25/2009 10:00:50 AM |
| coin-lender77 | $111.57 | $111.57 | 9/25/2009 1:06:17 PM |
| grammaspurse | $50.00 | $50.00 | 9/25/2009 3:14:35 PM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 11:00:04 PM |
| iolaire | $100.00 | $100.00 | 9/26/2009 9:08:45 AM |
| lonix | $25.00 | $25.00 | 9/26/2009 8:54:26 PM |
| dpfl55 | $25.00 | $25.00 | 9/26/2009 9:13:42 PM |
| appcoder | $55.00 | $55.00 | 9/28/2009 11:34:21 AM |
| outdoorduck8 | $25.00 | $25.00 | 9/28/2009 10:36:39 PM |
| Astyanax | $25.00 | $25.00 | 9/28/2009 5:46:24 PM |
| BlessedEveryDay | $25.00 | $25.00 | 9/28/2009 8:03:40 PM |
| cybercop45 | $50.00 | $50.00 | 9/29/2009 8:24:16 AM |
| lizphan1 | $25.00 | $25.00 | 9/28/2009 9:04:21 PM |
| ultimatepaintball | $25.00 | $25.00 | 9/28/2009 9:51:10 PM |
| rockhound84 | $50.00 | $50.00 | 9/29/2009 4:40:37 AM |
| drjekyllus | $25.00 | $25.00 | 9/29/2009 10:08:48 AM |
| WhiteFang34 | $100.00 | $100.00 | 9/29/2009 2:29:44 AM |
| sportcraft18 | $50.00 | $50.00 | 9/29/2009 5:38:33 AM |
| truelumen | $25.00 | $25.00 | 9/29/2009 10:46:29 AM |
| jcw3rd | $25.00 | $25.00 | 9/29/2009 10:49:16 AM |
| iolaire | $47.40 | $47.40 | 9/29/2009 7:44:00 AM |
| uralrider | $29.92 | $29.92 | 9/29/2009 8:27:58 AM |
| maga | $105.00 | $105.00 | 9/29/2009 7:38:13 AM |
| ochardlender | $25.00 | $25.00 | 9/29/2009 8:05:07 AM |
| upbeat-wealth | $25.00 | $25.00 | 9/29/2009 8:53:30 AM |
| sorace | $50.00 | $50.00 | 9/29/2009 8:40:15 AM |
| Phantom | $44.90 | $44.90 | 9/29/2009 8:48:08 AM |
| glenium | $25.00 | $25.00 | 9/29/2009 10:18:29 AM |
| Skeptical-one | $50.00 | $50.00 | 9/29/2009 10:51:49 AM |
| Mikale360 | $25.00 | $25.00 | 9/29/2009 10:56:15 AM |
| Engineer44 | $30.00 | $30.00 | 9/29/2009 11:09:45 AM |
| classiccitizen | $26.84 | $26.84 | 9/29/2009 11:07:15 AM |
| Orion7 | $36.92 | $36.92 | 9/29/2009 11:09:47 AM |
| 82 bids
|
Borrower Payment Dependent Notes Series
425288
This series of Notes was issued and sold upon the funding of the borrower loan #38774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-21-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-29-2009 |
|
|
Starting lender yield:
| 22.17% |
Starting borrower rate/APR:
| 23.17% / 25.45% |
Starting monthly payment:
| $77.60 |
|
Final lender yield:
| 22.17% |
Final borrower rate/APR:
| 23.17% / 25.45% |
Final monthly payment:
| $77.60 |
| |
|
Auction yield range:
| 8.18% - 22.17% |
Estimated loss impact:
| 7.02% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 15.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-680 (Sep-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 20 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,113 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 92% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| worth-bull443 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2008)
|
|
Principal balance:
| $1,854.17 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
2nd Prosper Loan-Debt Consolidation
Purpose of loan:
This loan will be used to? pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because? I am an attorney and have never defaulted on any loan before.? Though I have never missed a payment, the credit card companies increased my rate, anyway.? This is my second prosper loan, and I have made my monthly payments religiously.? Furthermore, I use automatic bank drafts, which will ensure prompt payments.? If you have any other questions, feel free to ask.? I would rather you make money than Chase.?
Monthly net income: $ 4,000
Monthly expenses: $
??Housing: $ 550
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $?100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 900
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
How did the first Prosper loan help your financial situation? - Lender_1972
A:
It saved me quite a bit of money because I used that loan to pay off an engagement ring that was about to incur a bunch of finance charges and high interest rate. I initially financed the ring for 0% APR. When I realized it would be difficult for me to pay off the ring before the grace period expired, I took out the prosper loan. All in all it probably saved me at least $1,000. I hope this helps.
(Sep-28-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| euphoria8 | $25.00 | $25.00 | 9/21/2009 6:08:21 PM |
| IPG1 | $25.00 | $25.00 | 9/22/2009 3:48:30 PM |
| bobd32 | $25.00 | $25.00 | 9/22/2009 3:54:42 PM |
| periko | $50.00 | $50.00 | 9/22/2009 8:45:19 PM |
| festivecpl | $100.00 | $100.00 | 9/22/2009 7:44:49 PM |
| ideal-value | $50.00 | $50.00 | 9/23/2009 1:46:43 PM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 9/23/2009 5:20:07 PM |
| moo916 | $100.00 | $100.00 | 9/24/2009 3:16:37 AM |
| Syzygy | $25.00 | $25.00 | 9/24/2009 6:53:33 PM |
| hellasow | $25.00 | $25.00 | 9/24/2009 9:05:44 PM |
| gold-cluster | $25.00 | $25.00 | 9/25/2009 4:58:46 AM |
| Bank_Of_XL | $50.00 | $50.00 | 9/25/2009 8:29:23 AM |
| bmw2 | $27.50 | $27.50 | 9/25/2009 8:33:20 AM |
| generous-deal6 | $25.00 | $25.00 | 9/25/2009 10:55:30 PM |
| rate-mogul | $25.00 | $25.00 | 9/26/2009 5:27:00 PM |
| sflawya | $50.00 | $50.00 | 9/26/2009 6:29:19 PM |
| brother_tam | $50.00 | $50.00 | 9/27/2009 5:23:06 PM |
| credit-coach118 | $25.00 | $25.00 | 9/27/2009 5:08:11 PM |
| buffalobills | $25.00 | $25.00 | 9/28/2009 9:19:16 AM |
| Credit2Prosper | $25.00 | $25.00 | 9/28/2009 6:02:08 AM |
| finance-vault | $25.00 | $25.00 | 9/28/2009 7:05:28 PM |
| AndyT1999 | $25.00 | $25.00 | 9/28/2009 9:31:12 PM |
| planky | $50.00 | $50.00 | 9/28/2009 10:10:28 PM |
| njlom | $30.00 | $30.00 | 9/29/2009 11:17:00 AM |
| ideal-value | $50.00 | $50.00 | 9/29/2009 11:37:59 AM |
| loanman2007 | $100.00 | $100.00 | 9/29/2009 1:19:03 PM |
| bondhedger | $25.00 | $25.00 | 9/29/2009 1:22:59 PM |
| jeffe43 | $50.00 | $50.00 | 9/29/2009 2:59:29 PM |
| boghdan2000 | $100.00 | $100.00 | 9/29/2009 3:27:01 PM |
| keen-liberty9 | $25.00 | $24.17 | 9/29/2009 5:12:55 PM |
| impressive-fund0 | $30.00 | $30.00 | 9/29/2009 5:57:47 PM |
| dudebrah | $25.00 | $25.00 | 9/29/2009 6:41:48 PM |
| 1traveler | $25.00 | $25.00 | 9/22/2009 12:29:18 AM |
| LAKETIME | $100.00 | $100.00 | 9/22/2009 9:12:09 AM |
| Engineer44 | $30.00 | $30.00 | 9/24/2009 3:59:21 PM |
| zento | $25.00 | $25.00 | 9/25/2009 8:47:04 AM |
| EEasyMoney | $25.00 | $25.00 | 9/25/2009 7:48:44 AM |
| Top_Gun_Lender | $51.00 | $51.00 | 9/25/2009 11:33:14 PM |
| yassel | $50.00 | $50.00 | 9/27/2009 12:35:33 PM |
| OtownLender | $50.00 | $50.00 | 9/27/2009 5:48:47 PM |
| afm | $82.33 | $82.33 | 9/27/2009 11:29:09 PM |
| foothillender | $50.00 | $50.00 | 9/28/2009 7:46:37 AM |
| aztocas | $25.00 | $25.00 | 9/28/2009 8:01:02 PM |
| planky | $50.00 | $50.00 | 9/29/2009 10:21:52 AM |
| pinkblisslove | $50.00 | $50.00 | 9/29/2009 2:19:38 PM |
| bid-wonder | $25.00 | $25.00 | 9/29/2009 3:29:31 PM |
| forthright-durability | $25.00 | $25.00 | 9/29/2009 6:18:09 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
422709
This series of Notes was issued and sold upon the funding of the borrower loan #38778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,395.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-18-2009 |
|
|
Starting lender yield:
| 20.08% |
Starting borrower rate/APR:
| 21.08% / 23.78% |
Starting monthly payment:
| $52.61 |
|
Final lender yield:
| 20.00% |
Final borrower rate/APR:
| 21.00% / 23.70% |
Final monthly payment:
| $52.56 |
| |
|
Auction yield range:
| 8.18% - 20.08% |
Estimated loss impact:
| 6.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.03% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 31 | Length of status: | 8y 11m |
|
Amount delinquent:
| $200 |
Revolving credit balance:
| $21,593 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 85% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| dignified-funds |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off GE Financial
Purpose of loan:
This loan will be used to pay off a loan through GE Financial and avoid a $200 finance charge. This was a 12 month no interest promotion and with the recent change in the laws regarding credit card companies, the amount of interest will be higher than expected.? Either way, I will be paying interest now and I would rather it be you.? I was planning on a raise last year to help pay this loan yet for only second time in 9 years with my company I did not receive one.? Both times now have been during a recession.? I am expecting?1 bonus this year for cashing out time?off for $2,000. We bread or dog to raise extra money but they will not be ready to sell for 6 weeks.? See picture.? Please help me out of a tight spot and I will help you increase the value of your bid.
My financial situation:
I am a good candidate for this loan because regardless of my credit score, I do pay off my debts.? I pay on time and in most case automatically which I would do for this loan.? If I am ever delinquent on a payment it is either on my student loan which my dad pays or?I miss a payment by a matter of minutes.? I prefer to schudule my payments as soon?as I get the bill or even sooner but?there are?some cards that do not allow that and if the date gets moved up a day or is on the weekend,?with my busy schedule,?it is easy to fall in the trap.? My credit is often mistaken for my dad's as we have very similar names.? The majority of my debt is medical related as my doctor recommend some testing I didn't need.? Unsecured debt in my name is $7082 and going down.? I have been using a credit counseling service to reduce my debt and simply want to try another option to speed up the process of getting out of debt.? The payment on this loan will be lower than what I have been paying on this card I am looking to pay off so I am not taking on any additional financial burden.? I have a very detailed budget with almost 100 line items for my wife and I as well as listing cash inflows and outflows.? If you have any questions, please ask away.? Thank you in advance for helping my family.
Monthly net income: $ 4400
Monthly expenses: $ 3097
??Housing: $ 1505
??Insurance: $ Included in mortgage payment
??Car expenses: $ 250 for gas and?oil changes.? Car is paid off.
??Utilities: $ 205
??Phone, cable, internet: $ 152
??Food, entertainment: $ 645, family of 4
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 164
??Other expenses: $ Water bill $50, Home Warranty $43, Misc. $100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 9/6/2009 12:50:17 PM |
| Madron | $50.00 | $50.00 | 9/13/2009 2:57:19 PM |
| twjh | $25.00 | $25.00 | 9/14/2009 8:47:16 PM |
| kindness-jedi | $25.00 | $25.00 | 9/15/2009 6:14:23 PM |
| mrxtravis | $80.42 | $80.42 | 9/16/2009 8:59:43 AM |
| YoungTaxMan | $50.00 | $50.00 | 9/16/2009 12:40:07 PM |
| SGDebt | $100.00 | $100.00 | 9/17/2009 5:19:10 PM |
| admirable-credit | $25.00 | $25.00 | 9/17/2009 2:41:04 PM |
| awesome-responsibility | $1,000.00 | $285.95 | 9/17/2009 8:41:21 PM |
| thoughtful-investment045 | $25.00 | $25.00 | 9/18/2009 4:31:05 AM |
| yu-rik | $100.00 | $100.00 | 9/18/2009 5:59:52 AM |
| engbusres | $25.00 | $25.00 | 9/18/2009 6:18:21 AM |
| Alexander1776 | $25.00 | $25.00 | 9/18/2009 7:21:02 AM |
| wwwUniversal | $25.00 | $25.00 | 9/18/2009 7:36:22 AM |
| credit-coach118 | $25.00 | $25.00 | 9/18/2009 8:42:45 AM |
| tnjohnso | $25.00 | $25.00 | 9/10/2009 10:40:20 AM |
| Syzygy | $25.00 | $25.00 | 9/13/2009 8:36:25 PM |
| NJournalist | $25.00 | $25.00 | 9/14/2009 5:49:00 PM |
| robot777 | $40.00 | $40.00 | 9/16/2009 9:30:19 PM |
| emitt3140 | $26.63 | $26.63 | 9/17/2009 6:09:47 AM |
| Rashanir | $25.00 | $25.00 | 9/18/2009 12:17:53 AM |
| Bobusa | $25.00 | $25.00 | 9/18/2009 5:12:44 AM |
| glenium | $25.00 | $25.00 | 9/18/2009 6:26:29 AM |
| bitano | $50.00 | $50.00 | 9/18/2009 6:30:47 AM |
| Taho | $32.00 | $32.00 | 9/18/2009 6:37:28 AM |
| LAKETIME | $25.00 | $25.00 | 9/18/2009 6:55:55 AM |
| CaptainLender | $25.00 | $25.00 | 9/18/2009 7:12:22 AM |
| Leshan | $50.00 | $50.00 | 9/18/2009 8:33:13 AM |
| AuroraRobbin | $50.00 | $50.00 | 9/18/2009 8:13:07 AM |
| Clicktogetmoney | $30.00 | $30.00 | 9/18/2009 9:23:44 AM |
| jsnryn | $25.00 | $25.00 | 9/18/2009 9:29:23 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
422985
This series of Notes was issued and sold upon the funding of the borrower loan #38777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-21-2009 |
|
|
Starting lender yield:
| 30.22% |
Starting borrower rate/APR:
| 31.22% / 33.62% |
Starting monthly payment:
| $215.61 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $202.39 |
| |
|
Auction yield range:
| 11.18% - 30.22% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,473 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| market-sensai201 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 82% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 2
( 18% )
| 640-660
(Sep-2008)
|
|
Principal balance:
| $2,241.72 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
This borrower was not required to write a description based on the listing's likelihood to fund.
Hello - I would like to use this loan to pay several bills off completely, consolidating debt.? I am employed full-time as a Commissions Analyst and have worked for the same company for almost 6 years.? My ability to pay back the loan is very strong as my position is a secure one with my employer.? Your consideration for this loan would help me greatly in consolidating debt and in doing so, would save me money?in interest, therefore allowing an even?more certain?payback.? Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:07:54 AM |
| secobarbital | $25.00 | $25.00 | 9/8/2009 10:53:02 AM |
| lagnisiruk | $25.00 | $25.00 | 9/8/2009 11:11:01 AM |
| personal-lender | $25.00 | $25.00 | 9/8/2009 11:15:52 AM |
| thedreamer | $25.00 | $25.00 | 9/8/2009 11:01:47 AM |
| delivery | $25.00 | $25.00 | 9/8/2009 11:02:33 AM |
| Sateesh | $100.00 | $100.00 | 9/8/2009 11:30:58 AM |
| SNH | $25.00 | $25.00 | 9/8/2009 11:17:34 AM |
| affluence-tycoon | $50.00 | $50.00 | 9/9/2009 4:05:07 AM |
| dinero-mason | $25.00 | $25.00 | 9/9/2009 4:13:05 AM |
| seisen | $50.00 | $50.00 | 9/9/2009 5:35:35 PM |
| festivecpl | $50.00 | $50.00 | 9/9/2009 8:15:55 PM |
| testobsessed | $35.13 | $35.13 | 9/10/2009 4:47:38 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/11/2009 7:11:17 AM |
| MicroPod | $25.00 | $25.00 | 9/11/2009 1:02:36 PM |
| Artist_Blue | $25.00 | $25.00 | 9/11/2009 3:42:09 PM |
| yomanie | $25.00 | $25.00 | 9/12/2009 10:10:53 PM |
| impressive-loan | $100.00 | $100.00 | 9/13/2009 9:54:24 PM |
| AF_Trust | $25.00 | $25.00 | 9/13/2009 12:50:21 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/14/2009 4:29:48 AM |
| UCLA4life | $25.00 | $25.00 | 9/14/2009 2:57:41 PM |
| poeman | $25.00 | $25.00 | 9/14/2009 2:59:36 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/14/2009 4:59:24 PM |
| runner262 | $25.00 | $25.00 | 9/14/2009 5:28:16 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/14/2009 5:41:14 PM |
| JDFuego | $25.00 | $25.00 | 9/14/2009 7:30:23 PM |
| bid-papyrus | $50.00 | $50.00 | 9/15/2009 9:20:08 AM |
| ChrisTJ | $25.00 | $25.00 | 9/15/2009 10:39:41 AM |
| dbluesea | $25.00 | $25.00 | 9/15/2009 9:26:23 AM |
| crenen139 | $25.00 | $25.00 | 9/15/2009 4:20:55 PM |
| jlr613 | $25.00 | $25.00 | 9/15/2009 4:22:50 PM |
| capital-galaxy | $75.00 | $75.00 | 9/15/2009 4:27:35 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:41:21 PM |
| Jeff89 | $25.00 | $25.00 | 9/15/2009 4:26:51 PM |
| keynaples | $50.00 | $50.00 | 9/15/2009 5:05:47 PM |
| dparkhom | $25.00 | $25.00 | 9/15/2009 6:35:28 PM |
| snoopey100 | $25.00 | $25.00 | 9/16/2009 9:40:08 AM |
| Rule62 | $25.00 | $25.00 | 9/16/2009 12:05:14 PM |
| turbine5 | $25.00 | $25.00 | 9/16/2009 8:05:28 AM |
| 2ravens | $25.00 | $25.00 | 9/16/2009 1:11:29 PM |
| mclilpaws | $27.66 | $27.66 | 9/16/2009 1:52:28 PM |
| wampum-proton | $25.00 | $25.00 | 9/16/2009 4:34:54 PM |
| Ananya | $25.00 | $25.00 | 9/16/2009 4:32:03 PM |
| A007 | $25.00 | $25.00 | 9/17/2009 8:20:25 AM |
| bmbanzai | $25.00 | $25.00 | 9/16/2009 8:15:32 PM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:53:29 PM |
| gold-blanket | $27.43 | $27.43 | 9/17/2009 5:35:47 AM |
| ndwayno | $25.00 | $25.00 | 9/17/2009 4:35:42 PM |
| YeoLenderSource | $25.00 | $25.00 | 9/17/2009 4:38:06 PM |
| gilbow | $25.00 | $25.00 | 9/17/2009 5:02:38 PM |
| showmestatekid | $25.00 | $25.00 | 9/17/2009 5:02:51 PM |
| NoMoreDebt4Me | $25.00 | $25.00 | 9/17/2009 1:59:41 PM |
| OSERENKUKU | $25.00 | $25.00 | 9/17/2009 2:40:38 PM |
| neighborly-bid | $25.00 | $25.00 | 9/17/2009 5:35:47 PM |
| faldska | $25.00 | $25.00 | 9/17/2009 2:55:51 PM |
| dmh4880 | $25.00 | $25.00 | 9/17/2009 6:46:46 PM |
| Learning2Lend | $50.00 | $50.00 | 9/17/2009 6:57:48 PM |
| bazaar-beast | $25.00 | $25.00 | 9/17/2009 6:46:43 PM |
| site_ml | $25.00 | $25.00 | 9/17/2009 6:57:52 PM |
| scott1058 | $46.35 | $46.35 | 9/17/2009 4:38:03 PM |
| skydiver111 | $25.00 | $25.00 | 9/17/2009 8:00:30 PM |
| whiffle | $25.00 | $10.87 | 9/17/2009 8:10:13 PM |
| pfenness | $37.32 | $37.32 | 9/17/2009 4:51:49 PM |
| beakerfish | $35.39 | $35.39 | 9/17/2009 6:40:22 PM |
| mc81 | $25.00 | $25.00 | 9/17/2009 7:30:10 PM |
| b-rent | $25.00 | $25.00 | 9/17/2009 7:35:05 PM |
| biobulator | $25.00 | $25.00 | 9/17/2009 8:00:44 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 11:42:04 AM |
| Vartindar | $25.00 | $25.00 | 9/18/2009 4:52:06 PM |
| efficient-bid2 | $25.00 | $25.00 | 9/18/2009 5:59:55 PM |
| dorypro | $25.00 | $25.00 | 9/18/2009 7:56:07 PM |
| Nicksr | $50.00 | $50.00 | 9/18/2009 8:11:58 PM |
| LibbyZ | $50.00 | $50.00 | 9/18/2009 8:26:49 PM |
| carmat60 | $25.00 | $25.00 | 9/18/2009 10:26:20 PM |
| Zorg | $100.00 | $100.00 | 9/19/2009 8:40:41 AM |
| gabrielcharlie | $30.56 | $30.56 | 9/19/2009 4:09:28 PM |
| bondo41 | $25.00 | $25.00 | 9/20/2009 6:09:48 AM |
| drmoney11 | $25.00 | $25.00 | 9/20/2009 8:19:18 AM |
| Whitey | $50.00 | $50.00 | 9/20/2009 6:59:32 AM |
| drkhelmet | $25.00 | $25.00 | 9/20/2009 12:39:14 PM |
| Robbdogg | $29.57 | $29.57 | 9/21/2009 7:17:14 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/8/2009 11:09:45 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/8/2009 11:11:34 AM |
| FeedTheMachine | $150.00 | $150.00 | 9/8/2009 11:19:16 AM |
| Halos2002 | $50.00 | $50.00 | 9/8/2009 11:13:30 AM |
| Kaj | $25.00 | $25.00 | 9/8/2009 11:16:46 AM |
| anton | $25.00 | $25.00 | 9/8/2009 11:22:24 AM |
| goofy15975 | $25.00 | $25.00 | 9/9/2009 3:10:11 AM |
| slcchad | $25.00 | $25.00 | 9/9/2009 8:00:13 AM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:52:24 PM |
| YQQ | $25.00 | $25.00 | 9/11/2009 4:20:29 AM |
| equitylender | $50.00 | $50.00 | 9/11/2009 7:31:09 PM |
| MidnightBank | $25.00 | $25.00 | 9/12/2009 8:26:00 AM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 3:08:53 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:00:15 PM |
| mathprof | $25.00 | $25.00 | 9/14/2009 4:55:30 PM |
| kmavm | $25.00 | $25.00 | 9/14/2009 4:55:09 PM |
| honorable-yield | $25.00 | $25.00 | 9/14/2009 5:26:20 PM |
| westsidehighway | $25.00 | $25.00 | 9/14/2009 5:32:27 PM |
| SNL_Svs | $25.00 | $25.00 | 9/14/2009 5:47:41 PM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:44:54 AM |
| treasure-bliss | $50.00 | $50.00 | 9/15/2009 12:05:38 PM |
| punctual-worth | $25.00 | $25.00 | 9/15/2009 4:20:39 PM |
| ErikB | $25.00 | $25.00 | 9/15/2009 4:21:28 PM |
| gm93001 | $25.00 | $25.00 | 9/15/2009 5:05:40 PM |
| BBL | $25.00 | $25.00 | 9/15/2009 5:04:43 PM |
| skro | $25.00 | $25.00 | 9/15/2009 5:05:02 PM |
| cospilot | $25.00 | $25.00 | 9/15/2009 8:00:40 PM |
| surferracerskaterboy | $50.00 | $50.00 | 9/15/2009 9:04:43 PM |
| unk1911 | $25.00 | $25.00 | 9/16/2009 7:10:15 AM |
| samo102us | $25.00 | $25.00 | 9/16/2009 9:36:52 AM |
| Papa_Mema | $42.25 | $42.25 | 9/16/2009 4:34:53 PM |
| nicklds | $25.00 | $25.00 | 9/16/2009 4:36:58 PM |
| saffron4 | $25.00 | $25.00 | 9/16/2009 4:34:56 PM |
| Brainworm | $25.00 | $25.00 | 9/16/2009 4:37:22 PM |
| theonezozo | $25.00 | $25.00 | 9/17/2009 12:25:13 AM |
| funds-promiser | $50.00 | $50.00 | 9/17/2009 11:38:59 AM |
| maven2 | $25.00 | $25.00 | 9/17/2009 3:10:51 PM |
| GoodScot | $25.00 | $25.00 | 9/17/2009 4:38:04 PM |
| bluecat2 | $25.00 | $25.00 | 9/17/2009 4:38:42 PM |
| redbomb5 | $25.00 | $25.00 | 9/17/2009 4:39:33 PM |
| natecam | $25.00 | $25.00 | 9/17/2009 11:42:31 AM |
| bnlforever | $25.00 | $25.00 | 9/17/2009 5:02:03 PM |
| newslang | $25.00 | $25.00 | 9/17/2009 5:02:36 PM |
| Aquafina24Ounce | $25.00 | $25.00 | 9/17/2009 5:01:51 PM |
| azncurls82 | $25.00 | $25.00 | 9/17/2009 2:47:27 PM |
| Carne_Chung | $25.00 | $25.00 | 9/17/2009 2:49:50 PM |
| paceme1 | $25.00 | $25.00 | 9/17/2009 6:46:39 PM |
| Marfloogan | $25.00 | $25.00 | 9/17/2009 6:07:19 PM |
| simplewareinc | $50.00 | $50.00 | 9/17/2009 6:57:58 PM |
| salala | $25.00 | $25.00 | 9/17/2009 6:45:59 PM |
| orange-astute-finance | $25.00 | $25.00 | 9/17/2009 6:46:42 PM |
| CanArkRoamNu | $25.00 | $25.00 | 9/17/2009 6:46:45 PM |
| courageous-contract | $25.00 | $25.00 | 9/17/2009 7:35:20 PM |
| NATIVEBORN | $25.00 | $25.00 | 9/17/2009 8:07:25 PM |
| sk8ndive | $25.00 | $25.00 | 9/17/2009 4:51:07 PM |
| RSV | $25.00 | $25.00 | 9/17/2009 5:02:06 PM |
| marcomnzs | $37.11 | $37.11 | 9/17/2009 5:02:49 PM |
| lostontheedge | $25.00 | $25.00 | 9/17/2009 6:06:19 PM |
| Seadrag367 | $25.00 | $25.00 | 9/17/2009 6:31:35 PM |
| mizunoman | $25.00 | $25.00 | 9/17/2009 6:40:15 PM |
| KevinC_63366 | $25.00 | $25.00 | 9/17/2009 7:05:21 PM |
| lawyervon | $25.00 | $25.00 | 9/18/2009 1:07:55 AM |
| Thunder08 | $25.00 | $25.00 | 9/18/2009 9:44:00 AM |
| cippy | $61.39 | $61.39 | 9/18/2009 1:36:29 PM |
| LarWit1512 | $25.00 | $25.00 | 9/18/2009 3:54:58 PM |
| momoney2lend | $50.00 | $50.00 | 9/18/2009 8:15:58 PM |
| PrinceValium | $25.00 | $25.00 | 9/19/2009 8:35:39 PM |
| medkoder | $25.00 | $25.00 | 9/20/2009 4:21:17 PM |
| prominence8 | $25.00 | $25.00 | 9/20/2009 9:37:47 PM |
| carrinel | $53.00 | $53.00 | 9/20/2009 7:45:46 PM |
| barkochva | $25.00 | $25.00 | 9/20/2009 9:08:56 PM |
| PotBellyPete | $25.00 | $25.00 | 9/21/2009 7:35:38 AM |
| ddimports | $25.00 | $25.00 | 9/21/2009 7:47:57 AM |
| trainu | $120.97 | $120.97 | 9/21/2009 10:06:28 AM |
| tender-deal | $50.00 | $50.00 | 9/21/2009 10:55:41 AM |
| Snoopylover | $25.00 | $25.00 | 9/21/2009 11:22:00 AM |
| 157 bids
|
Borrower Payment Dependent Notes Series
422991
This series of Notes was issued and sold upon the funding of the borrower loan #38715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $102.57 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $91.64 |
| |
|
Auction yield range:
| 11.18% - 26.38% |
Estimated loss impact:
| 10.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.58% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 29 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,589 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| PJMAC |
Borrower's state:
| Texas |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jul-2009)
600-620
(Oct-2008)
620-640
(Dec-2006)
600-620
(Oct-2006)
|
|
Principal balance:
| $291.02 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
finish off debt
Purpose of loan:
This loan will be used to pay down debt.
My financial situation:
I am a good candidate for this loan because my income has increased by more than 35% over the past two years. I have a strong record of payment, and I used Prosper successfully once already.
Monthly net income: $ 4700
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 55
??Gas: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Student loans: $ 900
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I like your repayment history of your last Prosper loan. Can you tell us what you do for a living? Please answer publicly. Thanks. - tigercat
A:
I am a marketing manager for a professional services firm.
(Sep-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Credit2Prosper | $25.00 | $25.00 | 9/11/2009 3:16:56 PM |
| PrinceValium | $25.00 | $25.00 | 9/12/2009 6:21:14 PM |
| tashara | $25.00 | $25.00 | 9/14/2009 4:32:15 PM |
| stu6703 | $25.00 | $25.00 | 9/15/2009 10:40:02 AM |
| CoolPlexer | $25.00 | $25.00 | 9/15/2009 4:25:37 PM |
| jonric777 | $25.00 | $25.00 | 9/17/2009 8:11:07 AM |
| LarryNY | $25.00 | $25.00 | 9/17/2009 5:26:46 PM |
| realtormoises | $25.00 | $25.00 | 9/19/2009 11:42:43 AM |
| BlueProteus | $25.00 | $25.00 | 9/19/2009 11:38:56 PM |
| drkhelmet | $25.00 | $25.00 | 9/20/2009 12:43:03 PM |
| Ray3486 | $25.00 | $25.00 | 9/21/2009 6:53:59 AM |
| zxr | $25.00 | $25.00 | 9/21/2009 8:27:43 AM |
| redrose1518 | $25.00 | $25.00 | 9/21/2009 3:22:23 AM |
| bunnybear | $50.00 | $50.00 | 9/21/2009 10:35:22 AM |
| crazybunga | $25.00 | $25.00 | 9/21/2009 10:47:29 AM |
| FarmersBank | $32.61 | $32.61 | 9/21/2009 1:54:29 PM |
| broomfieldbucks | $25.00 | $25.00 | 9/21/2009 12:11:18 PM |
| delivery | $25.00 | $25.00 | 9/21/2009 4:25:23 PM |
| unequivocal-velocity | $50.00 | $50.00 | 9/21/2009 6:04:18 PM |
| LendToCause | $25.00 | $25.00 | 9/21/2009 5:24:47 PM |
| lasalle123 | $50.00 | $50.00 | 9/22/2009 5:50:44 AM |
| Jim33 | $25.00 | $25.00 | 9/21/2009 9:15:22 PM |
| rmeedawk | $50.00 | $50.00 | 9/21/2009 10:28:50 PM |
| revenue-glider9 | $25.00 | $25.00 | 9/22/2009 8:04:33 AM |
| gjm6d | $35.00 | $35.00 | 9/22/2009 5:10:14 AM |
| maga | $250.00 | $250.00 | 9/22/2009 7:42:07 AM |
| fatboy888 | $25.00 | $25.00 | 9/22/2009 5:45:00 AM |
| PotBellyPete | $25.00 | $25.00 | 9/22/2009 8:56:26 AM |
| philly_eagles | $25.00 | $25.00 | 9/22/2009 7:39:42 AM |
| credit-missile | $50.00 | $50.00 | 9/22/2009 9:53:27 AM |
| CREinvestor | $150.00 | $37.28 | 9/22/2009 8:21:28 AM |
| Bill88 | $40.00 | $40.00 | 9/22/2009 9:35:06 AM |
| wealth-comet694 | $25.00 | $25.00 | 9/22/2009 9:15:15 AM |
| srthsvghdthtr | $25.00 | $25.00 | 9/15/2009 1:26:00 PM |
| randsenterprise | $25.00 | $25.00 | 9/16/2009 6:43:57 AM |
| lakini18 | $50.00 | $50.00 | 9/16/2009 12:00:26 PM |
| carmat60 | $25.00 | $25.00 | 9/16/2009 10:08:34 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 11:42:20 AM |
| klemer | $25.00 | $25.00 | 9/18/2009 12:37:38 PM |
| checzwick | $25.00 | $25.00 | 9/19/2009 5:54:39 AM |
| PrinceValium | $50.00 | $50.00 | 9/19/2009 8:34:40 PM |
| piano55 | $29.89 | $29.89 | 9/20/2009 7:10:29 AM |
| BankofBeth | $50.00 | $50.00 | 9/21/2009 10:09:34 AM |
| tender-deal | $50.00 | $50.00 | 9/21/2009 10:54:03 AM |
| Richlaw | $200.00 | $200.00 | 9/21/2009 9:33:52 AM |
| jcw3rd | $25.00 | $25.00 | 9/21/2009 1:05:10 PM |
| redtilapia | $25.00 | $25.00 | 9/21/2009 1:09:52 PM |
| Happyhourcomics | $25.00 | $25.00 | 9/21/2009 12:50:43 PM |
| guardian3 | $50.00 | $50.00 | 9/21/2009 1:38:58 PM |
| realtormoises | $25.00 | $25.00 | 9/21/2009 8:31:05 PM |
| mattblizz | $60.00 | $60.00 | 9/21/2009 10:21:20 PM |
| showmethemoney5 | $25.97 | $25.97 | 9/21/2009 5:28:14 PM |
| credit-maestro | $50.00 | $50.00 | 9/22/2009 5:01:55 AM |
| Mikale360 | $25.00 | $25.00 | 9/21/2009 8:16:17 PM |
| kindness-jedi | $25.00 | $25.00 | 9/22/2009 7:43:50 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/21/2009 9:23:17 PM |
| radiant-value | $25.00 | $25.00 | 9/21/2009 10:32:50 PM |
| SeminoleHoldings | $36.89 | $36.89 | 9/22/2009 6:39:35 AM |
| Leshan | $85.00 | $85.00 | 9/22/2009 7:42:14 AM |
| briskdevl07 | $25.00 | $25.00 | 9/22/2009 9:18:11 AM |
| verticalhorizon | $37.36 | $37.36 | 9/22/2009 8:19:57 AM |
| cybercop45 | $50.00 | $50.00 | 9/22/2009 9:52:48 AM |
| suburbanman64 | $35.00 | $35.00 | 9/22/2009 8:11:28 AM |
| GrossBuddha | $45.00 | $45.00 | 9/22/2009 9:09:21 AM |
| 64 bids
|
Borrower Payment Dependent Notes Series
423069
This series of Notes was issued and sold upon the funding of the borrower loan #38775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $497.60 |
|
Final lender yield:
| 33.00% |
Final borrower rate/APR:
| 34.00% / 36.44% |
Final monthly payment:
| $491.39 |
| |
|
Auction yield range:
| 11.18% - 34.00% |
Estimated loss impact:
| 10.84% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 22.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-700 (Sep-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $23,909 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| JasonJenni070801 |
Borrower's state:
| Wisconsin |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < mo. late:
| 0
( 0% )
| 680-700
(Sep-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Pay Off 0% Credit Card Coming Due
Hello,????
????We are looking for $11,000 to pay off a no interest no payment credit card from home depot. We remodeled our kitchen last November and got a credit card from Home Depot that gave us no payments or interest for 12 months. That is coming due on October 14th. We are looking to repay this in a 6-12 month timeframe. We originally borrowed $17,000 and have paid it down to $11,000. We received the letter in the mail stating that if the balance is not paid off by October we will be charged back interest at a rate of 29.99% totaling over $4,000 in interest charges. Thank you for reviewing my proposal, below I have added our financial break down.
Income:
My Income: 62,000/ year (Registered Nurse 6+ years with current employer)
My Husband's Income: $60,000/ Year (Database Administrator 4 years with current employer)
Expenses:??
Housing: $ 1876.22??
Insurance: $ 125??
Car expenses: $1012???
Utilities: $250??
Phone, cable, internet: $125??
Credit cards: $450???
Student Loans: $375
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I noticed on your last loan instead of 6-10 months you took 22 months. Can that be expected here also of a longer time frame? - karmanxten
A:
The last time we requested a loan my wife was pregnant with our first son. He decided to come a month early which came with an extended stay in the hospital and significant extra medical bills. This delayed our planned payment schedule because it was an extra 3-4 thousand out of pocket that we weren't expecting. So we are planning on the payment schedule listed above but could always change with unforeseen things like that. If you have any additional questions please let me know.
(Sep-17-2009)
Q:
Could you provide the Net Income? I see your total expense of 4213.22/Month. The credit card payment of $450 towards 23909 will take more than 4 years. On top of that you will need to pay towards current $11000 loan. How will you manage both? - cybercop45
A:
Our net Income a month is approximately $7500-8000 with overtime included. The 23,909 includes the 11,000 which this loan will pay off. From this I will be able to pay the $1,000 a month or more to pay this loan off in the timeframe listed. I am not currently planning to have all my credit cards paid off in a year just this loan. I will be paying the minimums on the other cards while paying this off since this will be a higher rate than my other cards.
(Sep-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:08:02 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/8/2009 11:11:40 AM |
| frugalinvestor20 | $25.00 | $25.00 | 9/8/2009 10:37:45 AM |
| secobarbital | $25.00 | $25.00 | 9/8/2009 10:53:07 AM |
| lagnisiruk | $25.00 | $25.00 | 9/8/2009 11:11:04 AM |
| thedreamer | $25.00 | $25.00 | 9/8/2009 11:01:58 AM |
| SNH | $25.00 | $25.00 | 9/8/2009 11:17:39 AM |
| personal-lender | $25.00 | $25.00 | 9/8/2009 11:15:58 AM |
| Kaj | $25.00 | $25.00 | 9/8/2009 11:16:53 AM |
| anton | $25.00 | $25.00 | 9/8/2009 11:22:32 AM |
| slcchad | $25.00 | $25.00 | 9/9/2009 8:00:26 AM |
| firewomin | $25.00 | $25.00 | 9/9/2009 6:52:30 PM |
| seisen | $26.81 | $26.81 | 9/10/2009 10:34:50 AM |
| transparent-revenue | $25.00 | $25.00 | 9/10/2009 2:35:17 PM |
| goofy15975 | $25.00 | $25.00 | 9/10/2009 5:34:59 PM |
| dinero-mason | $43.18 | $43.18 | 9/10/2009 8:49:34 PM |
| testobsessed | $52.59 | $52.59 | 9/11/2009 1:03:35 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/14/2009 4:29:50 AM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:00:29 PM |
| MicroPod | $25.00 | $25.00 | 9/14/2009 4:55:05 PM |
| YQQ | $25.00 | $25.00 | 9/14/2009 4:57:03 PM |
| Artist_Blue | $25.00 | $25.00 | 9/14/2009 4:57:08 PM |
| yomanie | $25.00 | $25.00 | 9/14/2009 5:33:13 PM |
| AF_Trust | $25.00 | $25.00 | 9/14/2009 5:33:56 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/14/2009 4:59:09 PM |
| UCLA4life | $25.00 | $25.00 | 9/14/2009 5:46:22 PM |
| fortytwo | $25.00 | $25.00 | 9/14/2009 6:48:31 PM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:45:08 AM |
| generosity-angel | $5,000.00 | $2,289.04 | 9/15/2009 10:16:43 AM |
| treasure-bliss | $50.00 | $50.00 | 9/15/2009 12:05:43 PM |
| westsidehighway | $25.00 | $25.00 | 9/15/2009 4:23:23 PM |
| ChrisTJ | $25.00 | $25.00 | 9/15/2009 5:05:03 PM |
| deepblue34 | $35.00 | $35.00 | 9/15/2009 4:58:44 PM |
| gelt4u | $25.00 | $25.00 | 9/15/2009 9:33:59 PM |
| mathprof | $25.00 | $25.00 | 9/16/2009 10:00:56 AM |
| crenen139 | $25.00 | $25.00 | 9/15/2009 8:50:15 PM |
| samo102us | $25.00 | $25.00 | 9/16/2009 9:36:56 AM |
| CA_Lender | $25.00 | $25.00 | 9/16/2009 1:20:26 PM |
| tigercat | $50.00 | $50.00 | 9/17/2009 7:45:12 AM |
| ErikB | $25.00 | $25.00 | 9/17/2009 2:47:42 PM |
| gm93001 | $300.00 | $300.00 | 9/17/2009 3:37:50 PM |
| JTHarris | $50.00 | $50.00 | 9/17/2009 4:01:38 PM |
| golffish2 | $1,000.00 | $1,000.00 | 9/18/2009 9:01:09 AM |
| ddimports | $25.00 | $25.00 | 9/18/2009 10:09:48 AM |
| TNPCapital | $25.00 | $25.00 | 9/18/2009 11:06:24 AM |
| buffalobills | $25.00 | $25.00 | 9/18/2009 10:42:05 AM |
| BBL | $25.00 | $25.00 | 9/18/2009 11:28:25 AM |
| whittlesey31 | $35.61 | $35.61 | 9/18/2009 11:30:49 AM |
| Iceman1347 | $25.00 | $25.00 | 9/18/2009 11:42:05 AM |
| Marfloogan | $25.00 | $25.00 | 9/18/2009 11:54:11 AM |
| ChrisKwan | $25.00 | $25.00 | 9/18/2009 2:59:37 PM |
| nbhz60a | $25.00 | $25.00 | 9/18/2009 4:05:12 PM |
| Helenska11 | $50.00 | $50.00 | 9/18/2009 4:04:58 PM |
| cybercop45 | $25.00 | $25.00 | 9/18/2009 5:54:12 PM |
| unequivocal-velocity | $75.00 | $75.00 | 9/18/2009 7:03:57 PM |
| dzn512 | $50.00 | $50.00 | 9/18/2009 6:05:10 PM |
| mrbill5548 | $50.00 | $50.00 | 9/18/2009 8:51:48 PM |
| Makemony | $50.00 | $50.00 | 9/19/2009 7:51:57 AM |
| max007 | $50.00 | $50.00 | 9/19/2009 9:25:05 PM |
| tashara | $25.00 | $25.00 | 9/19/2009 3:20:22 PM |
| loans_to_loan | $26.00 | $26.00 | 9/19/2009 8:24:09 PM |
| LibbyZ | $50.00 | $50.00 | 9/19/2009 9:23:16 PM |
| workwithchrisDOTbiz | $50.00 | $50.00 | 9/20/2009 3:44:00 AM |
| labyrinth0 | $25.00 | $25.00 | 9/20/2009 9:33:45 AM |
| rvfbroker | $25.00 | $25.00 | 9/20/2009 4:39:19 PM |
| SkinnyFish | $25.00 | $25.00 | 9/20/2009 4:04:49 PM |
| wealth-comet694 | $25.00 | $25.00 | 9/21/2009 5:44:30 AM |
| Ray3486 | $25.00 | $25.00 | 9/21/2009 6:54:27 AM |
| bronxmike | $25.84 | $25.84 | 9/21/2009 9:19:23 AM |
| Gobsek | $25.00 | $25.00 | 9/21/2009 10:37:33 AM |
| resolute-liberty | $50.00 | $50.00 | 9/21/2009 11:34:22 AM |
| favorable-dough | $27.00 | $27.00 | 9/21/2009 12:39:20 PM |
| Triver9 | $25.00 | $25.00 | 9/21/2009 2:53:18 PM |
| malomar66 | $65.18 | $65.18 | 9/21/2009 3:18:35 PM |
| Pressure_Drop | $100.00 | $100.00 | 9/21/2009 3:54:37 PM |
| justme4now | $25.00 | $25.00 | 9/21/2009 12:11:39 PM |
| fiserve4u | $50.00 | $50.00 | 9/21/2009 1:22:22 PM |
| RadCad1 | $50.00 | $50.00 | 9/21/2009 1:43:52 PM |
| RMI_Babylon | $25.00 | $25.00 | 9/21/2009 11:23:03 PM |
| PeePaw | $25.00 | $25.00 | 9/21/2009 5:07:58 PM |
| umfan123 | $26.96 | $26.96 | 9/21/2009 5:42:28 PM |
| LeoBUSIIT | $25.00 | $25.00 | 9/21/2009 9:22:50 PM |
| leverage-hawk | $38.29 | $38.29 | 9/21/2009 9:19:11 PM |
| Lubava | $25.00 | $25.00 | 9/22/2009 6:18:13 AM |
| asset-numero-uno | $65.00 | $65.00 | 9/22/2009 9:45:17 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/8/2009 11:09:52 AM |
| FeedTheMachine | $139.29 | $139.29 | 9/8/2009 11:19:20 AM |
| delivery | $25.00 | $25.00 | 9/8/2009 11:02:38 AM |
| Halos2002 | $25.00 | $25.00 | 9/8/2009 11:13:34 AM |
| Sateesh | $100.00 | $100.00 | 9/8/2009 3:19:28 PM |
| jgar_O | $50.00 | $50.00 | 9/8/2009 4:24:12 PM |
| karmanxten | $500.00 | $500.00 | 9/10/2009 10:08:15 PM |
| Mantis75 | $25.00 | $25.00 | 9/11/2009 1:02:41 PM |
| MidnightBank | $25.00 | $25.00 | 9/12/2009 8:29:25 AM |
| festivecpl | $50.00 | $50.00 | 9/12/2009 4:32:03 PM |
| impressive-loan | $100.00 | $100.00 | 9/13/2009 9:54:26 PM |
| poeman | $25.00 | $25.00 | 9/14/2009 2:59:40 PM |
| drg6289 | $50.00 | $50.00 | 9/14/2009 4:11:38 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/14/2009 4:53:10 PM |
| honorable-yield | $25.00 | $25.00 | 9/14/2009 5:26:23 PM |
| kmavm | $25.00 | $25.00 | 9/15/2009 5:18:16 AM |
| runner262 | $25.00 | $25.00 | 9/15/2009 11:34:03 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/15/2009 4:21:19 PM |
| JDFuego | $25.00 | $25.00 | 9/15/2009 5:04:48 PM |
| bid-papyrus | $25.00 | $25.00 | 9/15/2009 5:04:58 PM |
| SNL_Svs | $25.00 | $25.00 | 9/15/2009 4:21:44 PM |
| dbluesea | $25.00 | $25.00 | 9/15/2009 4:23:05 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/15/2009 5:05:07 PM |
| EretzCapital | $50.00 | $50.00 | 9/15/2009 8:27:43 PM |
| festivecpl | $100.00 | $100.00 | 9/15/2009 7:44:15 PM |
| snoopey100 | $25.00 | $25.00 | 9/16/2009 9:40:11 AM |
| jeffe43 | $50.00 | $50.00 | 9/15/2009 8:57:36 PM |
| mmrothsc | $50.00 | $50.00 | 9/16/2009 11:57:19 PM |
| jbloans | $25.00 | $25.00 | 9/16/2009 5:54:45 PM |
| Gregger | $29.25 | $29.25 | 9/17/2009 8:47:22 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/16/2009 7:31:33 PM |
| skro | $25.00 | $25.00 | 9/17/2009 11:42:09 AM |
| PXM-Financial | $75.00 | $75.00 | 9/16/2009 9:30:17 PM |
| GollyD | $50.00 | $50.00 | 9/17/2009 12:16:29 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/17/2009 1:16:37 PM |
| GlenBank | $100.00 | $100.00 | 9/17/2009 3:48:55 PM |
| Mathusalum | $100.00 | $100.00 | 9/17/2009 8:24:59 PM |
| Luv2Bless | $50.00 | $50.00 | 9/18/2009 10:10:24 AM |
| keynaples | $50.00 | $50.00 | 9/18/2009 9:40:24 AM |
| donlenboy | $52.50 | $52.50 | 9/18/2009 9:54:59 AM |
| chevygal | $50.00 | $50.00 | 9/18/2009 11:31:19 AM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 11:42:38 AM |
| a_falk22 | $25.00 | $25.00 | 9/18/2009 11:57:18 AM |
| hamster | $27.28 | $27.28 | 9/18/2009 1:23:40 PM |
| Kqwik | $25.00 | $25.00 | 9/18/2009 2:11:19 PM |
| browneyegravy | $25.00 | $25.00 | 9/18/2009 3:33:32 PM |
| investment-cluster | $32.20 | $32.20 | 9/18/2009 3:59:52 PM |
| invisible_hand | $25.00 | $25.00 | 9/18/2009 3:33:38 PM |
| Toby1montana | $33.18 | $33.18 | 9/18/2009 4:04:42 PM |
| CoolPlexer | $25.00 | $25.00 | 9/18/2009 5:33:46 PM |
| mercuriant | $25.00 | $25.00 | 9/18/2009 5:29:29 PM |
| momoney2lend | $50.00 | $50.00 | 9/18/2009 7:08:20 PM |
| mikeyp411 | $48.12 | $48.12 | 9/18/2009 8:21:11 PM |
| srthsvghdthtr | $25.00 | $25.00 | 9/18/2009 8:22:57 PM |
| RKLFinancial | $50.00 | $50.00 | 9/18/2009 11:34:12 PM |
| monstersdad | $28.41 | $28.41 | 9/19/2009 1:06:49 AM |
| szetheli | $98.00 | $98.00 | 9/19/2009 9:00:23 AM |
| impala6464 | $50.00 | $50.00 | 9/19/2009 4:43:16 PM |
| spiff666 | $25.00 | $25.00 | 9/19/2009 8:43:59 PM |
| E-B | $50.00 | $50.00 | 9/20/2009 4:02:37 AM |
| pluto2k8 | $100.00 | $100.00 | 9/19/2009 5:46:22 PM |
| Student_Capital | $25.00 | $25.00 | 9/19/2009 10:01:52 PM |
| gjm6d | $25.00 | $25.00 | 9/20/2009 8:24:39 AM |
| Wyatte | $117.68 | $117.68 | 9/20/2009 7:35:40 AM |
| propertytransformer | $75.00 | $75.00 | 9/20/2009 11:38:06 AM |
| sturdy-peace9 | $50.00 | $50.00 | 9/20/2009 4:45:47 PM |
| groundsquirrel | $30.00 | $30.00 | 9/20/2009 8:51:57 PM |
| lucrative-wealth | $25.00 | $25.00 | 9/21/2009 8:03:03 AM |
| Gaelicman | $100.00 | $100.00 | 9/21/2009 7:45:49 AM |
| bunnybear | $28.57 | $28.57 | 9/21/2009 10:37:20 AM |
| SkyLoan | $27.86 | $27.86 | 9/21/2009 1:09:13 PM |
| jcw3rd | $25.00 | $25.00 | 9/21/2009 1:06:41 PM |
| bigdees | $35.00 | $35.00 | 9/21/2009 4:30:08 PM |
| fabulous-return | $25.00 | $25.00 | 9/21/2009 4:59:10 PM |
| COCHINOBOY | $90.00 | $90.00 | 9/22/2009 5:00:19 AM |
| wauktown62 | $43.51 | $43.51 | 9/21/2009 10:08:05 PM |
| Moe87 | $60.99 | $60.99 | 9/22/2009 12:14:09 AM |
| winger66 | $56.23 | $56.23 | 9/22/2009 4:19:25 AM |
| Hobson | $25.00 | $25.00 | 9/22/2009 8:52:43 AM |
| foofiter | $26.43 | $26.43 | 9/22/2009 7:16:12 AM |
| maga | $109.00 | $109.00 | 9/22/2009 7:44:48 AM |
| Mikale360 | $25.00 | $25.00 | 9/22/2009 9:22:03 AM |
| verdiprr | $100.00 | $100.00 | 9/22/2009 8:23:11 AM |
| MrLeft | $50.00 | $50.00 | 9/22/2009 8:29:48 AM |
| fireferd | $100.00 | $100.00 | 9/22/2009 8:44:29 AM |
| bronzmajom | $25.00 | $25.00 | 9/22/2009 9:48:43 AM |
| Skeptical-one | $150.00 | $150.00 | 9/22/2009 8:33:37 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 8:45:55 AM |
| coyfrisbee2 | $75.00 | $75.00 | 9/22/2009 9:46:31 AM |
| albanitoinvestmentsllc | $50.00 | $50.00 | 9/22/2009 9:55:35 AM |
| 175 bids
|
Borrower Payment Dependent Notes Series
423443
This series of Notes was issued and sold upon the funding of the borrower loan #38749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.17% |
Starting monthly payment:
| $58.81 |
|
Final lender yield:
| 28.00% |
Final borrower rate/APR:
| 29.00% / 32.05% |
Final monthly payment:
| $54.48 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 15.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.02% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 620-640 (Aug-2009) |
Current / open credit lines:
| 15
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $85,874 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| KRAM151 |
Borrower's state:
| Georgia |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $3,001.00 | < mo. late:
| 0
( 0% )
| 600-620
(Oct-2007)
600-620
(Dec-2006)
680-700
(Aug-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
RELIST:Starting a vending business!
Purpose of loan:I will be using this money to purchase 1 Coke machines that?I have already acquired a location for it to be placed in service.
My financial situation:I
am a good candidate for this loan because I never defaulted or not paid
on any loans I have received. My Fico score is hurt badly because I
have had some late payments because of 2 rental properties that were
empty for about 4 months. I have them rented now and have new leases on
them.
Monthly net income: $ My monthly gross income is $5835
.Which includes $3135 from my job and 2700 from my rentals.After all
my expenses I'm left with $800/m
Monthly expenses: $ 5,000 Housing: $ 1000/m -mortgage includes insurance and taxes.Car expenses: $ 300/m gas and insurance(no car loans)
??Utilities: $ 200/m (power and water/trash, Phone, cable, internet: $ 180(cell,cable/internet)
??Food, entertainment: $ 100/m Clothing, household expenses $ 100/m
??Credit cards and other loans: $ 514/m,Other expenses: $ 1200 / year is my Real estate expenses. I'm also a Ga licensed Realtor.
I have 3 total properties.
Property #1. Estimated value $220,000? . Rental income is $1,250/m /Mortgage 1-122,893. payment is $1032./Mortgage 2- 27,205. payment is $90
?????????????????? Mortgage 3- 38,000. payment is $140
Property #2. Estimated value $135,000? . Rental income is $800/m/Mortgage 1- 88,600. payment is $932/Mortgage 2- 29,942. payment is $308
Property #3 Estimated value $134,000?? . Rental income is $650.00/Mortgage 1- 104,332. payment? is? $921???????????????????????????????????????????????????????????????????? Mortgages total $410,972. monthly payments total $4032/month
Credit
cards are as follows:The interest rates are all high some defaulted. I
am not using these cards anymore just doing the right thing and paying
them off as i go along. I haven't charged anything new in over 18
months. I would rather my fellow members of Prosper get my money than
the evil credit card companies!
CC total $19320.16. monthly minimum payments total $ 514.92
Vending business Start-up/Lender turned borrower-I'm looking to purchase 1 Dixie-Narco Soda vending machine that has
been refurbished. The cost of the machines are $1300, shipped to my
location of service. I have a location already agreed to allow me to
place this machine. The first is a local business that sell electrical
parts to walk-in customers and has about 15 in house employees. My
total bill for these machines will be $1,300.00. The payment will be
drafted out of my account every month. Any Questions please dont
hesitate to ask,I am a open book.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Fehu | $25.00 | $25.00 | 9/9/2009 2:42:20 PM |
| seadogs | $25.00 | $25.00 | 9/11/2009 5:10:46 PM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:29 PM |
| Jim33 | $25.00 | $25.00 | 9/14/2009 11:52:00 PM |
| Steveington | $58.96 | $58.96 | 9/14/2009 7:09:14 PM |
| srthsvghdthtr | $25.00 | $25.00 | 9/18/2009 7:40:38 AM |
| CoolPlexer | $25.00 | $25.00 | 9/18/2009 5:34:17 PM |
| momoney2lend | $67.57 | $67.57 | 9/19/2009 8:35:59 PM |
| fillholdingsllc | $25.00 | $25.00 | 9/20/2009 4:27:05 PM |
| adam28 | $25.00 | $25.00 | 9/21/2009 1:49:48 PM |
| ddimports | $25.00 | $25.00 | 9/21/2009 1:59:32 PM |
| malomar66 | $40.00 | $40.00 | 9/21/2009 3:23:53 PM |
| cash2lendu | $50.00 | $50.00 | 9/21/2009 5:48:49 PM |
| Gatorzilla | $30.00 | $30.00 | 9/22/2009 4:26:20 AM |
| maga | $50.00 | $50.00 | 9/22/2009 7:53:55 AM |
| librealfin | $50.00 | $50.00 | 9/22/2009 10:06:04 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 9:01:57 AM |
| peter916 | $50.00 | $50.00 | 9/13/2009 9:57:33 AM |
| Unitas4302 | $25.00 | $25.00 | 9/13/2009 4:59:31 PM |
| lib5836 | $25.00 | $25.00 | 9/16/2009 8:52:45 PM |
| rawsushi | $125.00 | $125.00 | 9/17/2009 7:18:47 AM |
| d34dfish | $25.00 | $25.00 | 9/17/2009 6:52:26 PM |
| Jinja | $25.00 | $25.00 | 9/17/2009 8:22:31 PM |
| bst | $60.00 | $60.00 | 9/18/2009 9:40:57 PM |
| THEREALESTATEGUY | $27.97 | $27.97 | 9/19/2009 12:16:33 PM |
| SeminoleHoldings | $50.00 | $17.50 | 9/20/2009 5:09:22 PM |
| bst | $48.00 | $48.00 | 9/21/2009 5:06:50 PM |
| credit-maestro | $50.00 | $50.00 | 9/22/2009 5:05:30 AM |
| a-silver-booster | $25.00 | $25.00 | 9/22/2009 7:41:21 AM |
| loan-eagle9 | $25.00 | $25.00 | 9/22/2009 12:46:21 AM |
| a-silver-booster | $25.00 | $25.00 | 9/22/2009 7:44:17 AM |
| albanitoinvestmentsllc | $50.00 | $50.00 | 9/22/2009 9:58:50 AM |
| tender-deal | $25.00 | $25.00 | 9/22/2009 10:04:26 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
423479
This series of Notes was issued and sold upon the funding of the borrower loan #38740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,999.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 24.50% |
Starting borrower rate/APR:
| 25.50% / 27.81% |
Starting monthly payment:
| $200.08 |
|
Final lender yield:
| 13.95% |
Final borrower rate/APR:
| 14.95% / 17.12% |
Final monthly payment:
| $173.17 |
| |
|
Auction yield range:
| 4.18% - 24.50% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $53,431 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 59% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| TurboPitboss |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 94% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < mo. late:
| 1
( 6% )
| 680-700
(Feb-2008)
|
|
Principal balance:
| $6,110.69 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
New Camera for Business
Purpose of loan:
This loan will be used to expand Photography Business @ Fstopnightlife.com.
My financial situation:
Every month I am securing more and more new clients. I need this loan to keep up with demand for bookings and equipment expenses.
Monthly net income:?Business is grossing over $3000 in income, expected increase in the next few months of 5-20%.
Please check out the website @ www.fstopnightlife.com. This is a legitimate opportunity to help expand a small business.
Thanks.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| causr08 | $50.00 | $50.00 | 9/10/2009 3:31:12 PM |
| hellasow | $25.00 | $25.00 | 9/11/2009 9:01:07 PM |
| sshgfwb | $25.00 | $25.00 | 9/16/2009 9:51:34 AM |
| theaterguy | $25.00 | $25.00 | 9/18/2009 9:47:15 AM |
| credit-coach118 | $25.00 | $25.00 | 9/18/2009 12:10:04 PM |
| grammaspurse | $50.00 | $50.00 | 9/18/2009 11:58:15 AM |
| eyal0 | $37.29 | $37.29 | 9/18/2009 3:08:30 PM |
| eoliaguy | $25.00 | $25.00 | 9/19/2009 12:17:07 PM |
| szasza | $50.00 | $50.00 | 9/20/2009 7:22:29 AM |
| auction-sergeant | $50.00 | $50.00 | 9/20/2009 5:44:07 AM |
| szasza | $50.00 | $50.00 | 9/20/2009 6:58:59 AM |
| szasza | $50.00 | $50.00 | 9/20/2009 7:00:55 AM |
| yogi1975 | $25.00 | $25.00 | 9/20/2009 1:53:33 PM |
| Adventurouschef | $50.00 | $50.00 | 9/20/2009 11:25:33 AM |
| baltar | $30.00 | $30.00 | 9/20/2009 11:36:06 AM |
| hope-eagle6 | $25.00 | $25.00 | 9/20/2009 7:27:57 PM |
| Kash2010lu | $25.00 | $25.00 | 9/20/2009 8:06:42 PM |
| freedom3 | $200.00 | $200.00 | 9/21/2009 5:12:37 AM |
| gain-dolphin | $26.84 | $26.84 | 9/20/2009 9:54:11 PM |
| Citizenryan | $25.00 | $25.00 | 9/20/2009 10:17:22 PM |
| JerryB96 | $25.00 | $25.00 | 9/21/2009 5:42:35 AM |
| FutureLenderEC | $56.91 | $56.91 | 9/21/2009 8:35:50 AM |
| LibbyZ | $50.00 | $50.00 | 9/21/2009 10:22:08 AM |
| Rustang | $50.00 | $50.00 | 9/21/2009 12:54:56 PM |
| demszi1978 | $25.00 | $25.00 | 9/21/2009 11:45:14 AM |
| MakoF16 | $75.00 | $75.00 | 9/21/2009 1:16:44 PM |
| OoM | $25.00 | $25.00 | 9/21/2009 4:46:48 PM |
| cash2lendu | $50.00 | $50.00 | 9/21/2009 5:12:51 PM |
| gothampark | $25.00 | $25.00 | 9/21/2009 5:18:54 PM |
| cjames84 | $25.00 | $25.00 | 9/21/2009 6:18:06 PM |
| CheapDolo22 | $25.00 | $25.00 | 9/21/2009 6:18:37 PM |
| rawsushi | $175.00 | $175.00 | 9/22/2009 3:15:41 AM |
| nashibaksi | $25.00 | $25.00 | 9/21/2009 7:58:57 PM |
| PleaseDoNotDefault | $25.00 | $25.00 | 9/22/2009 5:37:06 AM |
| B1 | $50.00 | $50.00 | 9/21/2009 8:20:04 PM |
| ddimports | $25.00 | $25.00 | 9/22/2009 7:35:34 AM |
| Leshan | $85.00 | $85.00 | 9/22/2009 7:43:26 AM |
| Generous-Tiger | $50.00 | $50.00 | 9/22/2009 5:50:35 AM |
| maga | $100.00 | $100.00 | 9/22/2009 7:53:03 AM |
| jawxx | $50.00 | $50.00 | 9/22/2009 7:27:26 AM |
| dustman | $25.00 | $25.00 | 9/22/2009 7:54:24 AM |
| geemel | $80.00 | $80.00 | 9/22/2009 9:00:37 AM |
| wealth-comet694 | $40.00 | $40.00 | 9/22/2009 9:16:14 AM |
| smbau06 | $50.00 | $50.00 | 9/22/2009 9:33:25 AM |
| jybank | $25.00 | $25.00 | 9/22/2009 9:48:47 AM |
| LittleMingo | $25.00 | $25.00 | 9/9/2009 12:44:52 PM |
| ptjg | $47.74 | $47.74 | 9/11/2009 5:54:41 PM |
| mort317 | $300.00 | $300.00 | 9/16/2009 7:48:29 PM |
| Credit2Prosper | $50.00 | $50.00 | 9/17/2009 6:05:25 AM |
| Imaginos1892 | $100.00 | $100.00 | 9/16/2009 7:05:49 PM |
| jonn834 | $50.00 | $50.00 | 9/16/2009 7:50:18 PM |
| JTHarris | $50.00 | $50.00 | 9/17/2009 11:59:14 AM |
| ManhattanLender | $25.00 | $25.00 | 9/18/2009 12:11:02 PM |
| sfgiantsfn | $25.00 | $25.00 | 9/18/2009 4:37:25 PM |
| etherichands | $50.00 | $50.00 | 9/18/2009 7:49:49 PM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 9/18/2009 7:40:08 PM |
| generous-at-heart | $35.00 | $35.00 | 9/19/2009 7:24:44 PM |
| cosmof16 | $25.00 | $25.00 | 9/20/2009 10:45:24 AM |
| freedom3 | $200.00 | $200.00 | 9/20/2009 9:42:46 AM |
| virujava | $25.00 | $25.00 | 9/20/2009 12:08:42 PM |
| jhsrenne | $50.00 | $50.00 | 9/20/2009 8:21:58 PM |
| ultimatepaintball | $25.00 | $25.00 | 9/20/2009 10:17:08 PM |
| danhintampa | $50.00 | $50.00 | 9/20/2009 10:58:08 PM |
| CornerKetch | $25.00 | $25.00 | 9/21/2009 11:37:07 AM |
| cutter21 | $69.17 | $69.17 | 9/21/2009 2:58:50 PM |
| bansir | $25.00 | $25.00 | 9/21/2009 3:14:51 PM |
| the_prince | $100.00 | $100.00 | 9/21/2009 1:57:31 PM |
| guardian3 | $50.00 | $50.00 | 9/21/2009 1:42:07 PM |
| plbquic | $25.00 | $25.00 | 9/21/2009 2:10:04 PM |
| gelt4u | $25.00 | $25.00 | 9/21/2009 4:13:27 PM |
| us957165 | $25.00 | $25.00 | 9/21/2009 5:12:54 PM |
| Ecky007 | $32.43 | $32.43 | 9/21/2009 5:54:24 PM |
| cash-widget | $25.00 | $25.00 | 9/21/2009 6:42:38 PM |
| db2070 | $70.00 | $70.00 | 9/21/2009 5:01:20 PM |
| vegibenz | $25.00 | $25.00 | 9/21/2009 5:19:33 PM |
| khamen | $25.00 | $25.00 | 9/21/2009 5:26:50 PM |
| scamps | $50.00 | $50.00 | 9/21/2009 8:14:09 PM |
| Manta_Rai | $33.00 | $33.00 | 9/22/2009 6:12:09 AM |
| suburbanman64 | $35.00 | $35.00 | 9/22/2009 8:10:45 AM |
| manugee | $50.00 | $50.00 | 9/22/2009 8:57:59 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 9:19:00 AM |
| PPLIN810 | $50.00 | $50.00 | 9/22/2009 8:26:23 AM |
| sigep923 | $63.46 | $63.46 | 9/22/2009 8:58:58 AM |
| sharp-credit | $500.00 | $500.00 | 9/22/2009 9:50:47 AM |
| Mosimo | $100.00 | $100.00 | 9/22/2009 9:53:43 AM |
| tender-deal | $75.00 | $75.00 | 9/22/2009 9:15:27 AM |
| Memphis-King | $50.00 | $50.00 | 9/22/2009 10:04:19 AM |
| Ven58 | $25.00 | $25.00 | 9/22/2009 10:05:30 AM |
| m4ng0 | $50.00 | $32.99 | 9/22/2009 9:54:27 AM |
| albanitoinvestmentsllc | $50.00 | $50.00 | 9/22/2009 10:01:21 AM |
| Tahoe | $74.17 | $74.17 | 9/22/2009 10:05:43 AM |
| 91 bids
|
Borrower Payment Dependent Notes Series
423539
This series of Notes was issued and sold upon the funding of the borrower loan #38743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 10.25% |
Starting borrower rate/APR:
| 11.25% / 13.37% |
Starting monthly payment:
| $394.29 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $388.90 |
| |
|
Auction yield range:
| 4.18% - 10.25% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-780 (Sep-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,440 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Redrocko |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $7,800.00 | < mo. late:
| 0
( 0% )
| 680-700
(Apr-2008)
700-720
(Feb-2008)
|
|
Principal balance:
| $4,615.25 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Paying off my credit cards.
Purpose of loan:
This loan will be used to term out the remainder of my credit cards and provide some funding for some home improvements.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I do not really need this loan to make ends meet; I am just trying to improve the interest rates I am paying while setting out a repayment schedule.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Are you going to pay off the remaining prosper loan with this new loan? - jybank
A:
Yes.
(Sep-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Cherrypicker06 | $25.00 | $25.00 | 9/8/2009 10:55:51 AM |
| bchen78875 | $50.00 | $50.00 | 9/8/2009 10:59:03 AM |
| Halos2002 | $50.00 | $50.00 | 9/8/2009 11:08:42 AM |
| crossborders | $25.00 | $25.00 | 9/8/2009 11:10:51 AM |
| impartial-deal | $25.00 | $25.00 | 9/8/2009 11:19:48 AM |
| DukSerduk | $25.00 | $25.00 | 9/8/2009 10:57:37 AM |
| testobsessed | $100.00 | $100.00 | 9/8/2009 10:59:56 AM |
| seasportsguy | $25.00 | $25.00 | 9/8/2009 11:01:28 AM |
| wwwUniversal | $25.00 | $25.00 | 9/8/2009 10:49:55 AM |
| gold-tsunami | $25.00 | $25.00 | 9/8/2009 11:07:21 AM |
| lagnisiruk | $25.00 | $25.00 | 9/8/2009 10:55:06 AM |
| yank918 | $25.00 | $25.00 | 9/8/2009 11:08:29 AM |
| don8ter | $60.00 | $60.00 | 9/8/2009 10:56:20 AM |
| skuba | $50.00 | $50.00 | 9/8/2009 10:58:04 AM |
| nuclearmoose | $25.00 | $25.00 | 9/8/2009 1:05:17 PM |
| greenback-floret | $25.00 | $25.00 | 9/8/2009 11:00:15 AM |
| gm93001 | $25.00 | $25.00 | 9/8/2009 11:05:19 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 11:54:55 AM |
| Artist_Blue | $25.00 | $25.00 | 9/8/2009 12:01:06 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/8/2009 6:33:53 PM |
| mikeandcat | $50.00 | $50.00 | 9/9/2009 9:04:32 AM |
| Coach2often | $50.00 | $50.00 | 9/9/2009 3:11:17 PM |
| scottcamk | $50.00 | $50.00 | 9/9/2009 12:00:34 PM |
| LuckySF | $50.00 | $50.00 | 9/9/2009 2:42:58 PM |
| goofy15975 | $25.00 | $25.00 | 9/9/2009 5:36:14 PM |
| bowdish1 | $50.00 | $50.00 | 9/9/2009 5:38:18 PM |
| kenyonhillbilly | $33.62 | $33.62 | 9/9/2009 10:30:37 PM |
| wormdc | $25.00 | $25.00 | 9/10/2009 12:19:51 AM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:21 PM |
| djs81 | $25.00 | $25.00 | 9/10/2009 5:03:40 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:44 PM |
| practice44 | $25.00 | $25.00 | 9/11/2009 5:24:57 PM |
| MidnightBank | $25.00 | $25.00 | 9/11/2009 5:05:42 PM |
| TK4 | $25.00 | $25.00 | 9/11/2009 6:05:17 PM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:45:00 PM |
| top-unflappable-economy | $25.00 | $25.00 | 9/12/2009 8:39:59 AM |
| pbeach05 | $25.00 | $25.00 | 9/12/2009 8:19:47 AM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:45 AM |
| 888168 | $30.82 | $30.82 | 9/13/2009 7:55:20 AM |
| DrStaff | $40.98 | $40.98 | 9/13/2009 9:24:23 PM |
| Jassi | $25.00 | $25.00 | 9/13/2009 8:36:22 PM |
| screenname03 | $25.00 | $25.00 | 9/14/2009 8:56:33 AM |
| dealarella | $25.00 | $25.00 | 9/14/2009 9:55:18 AM |
| coin-lender77 | $25.00 | $25.00 | 9/14/2009 7:05:52 AM |
| chipperjohnson | $50.00 | $50.00 | 9/14/2009 9:00:48 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:36:42 AM |
| thedoctor | $25.00 | $25.00 | 9/14/2009 11:52:37 AM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 4:26:00 PM |
| financelover | $25.00 | $25.00 | 9/14/2009 6:35:33 PM |
| totoro | $25.00 | $25.00 | 9/14/2009 5:30:01 PM |
| Hokiemon | $73.71 | $73.71 | 9/14/2009 6:56:14 PM |
| All_Wins | $25.00 | $25.00 | 9/14/2009 7:24:50 PM |
| assetmanager | $25.00 | $25.00 | 9/14/2009 7:29:56 PM |
| BookandLaw | $25.00 | $25.00 | 9/15/2009 2:26:16 AM |
| pubnat | $25.00 | $25.00 | 9/14/2009 7:13:34 PM |
| sparky1129 | $25.00 | $25.00 | 9/15/2009 6:55:08 AM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:05:52 AM |
| Turkish101 | $25.00 | $25.00 | 9/15/2009 12:15:25 AM |
| beachbum22 | $25.00 | $25.00 | 9/15/2009 8:40:16 AM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:41:17 AM |
| shawnw2 | $25.00 | $25.00 | 9/15/2009 12:21:56 PM |
| funds-promiser | $50.00 | $50.00 | 9/15/2009 1:51:14 PM |
| generous-at-heart | $25.00 | $25.00 | 9/15/2009 3:37:29 PM |
| XD2005 | $25.00 | $25.00 | 9/15/2009 1:26:25 PM |
| shanedog | $25.00 | $25.00 | 9/15/2009 4:59:53 PM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/15/2009 3:30:26 PM |
| MrDavid | $50.00 | $50.00 | 9/15/2009 5:11:52 PM |
| jt88 | $25.00 | $25.00 | 9/15/2009 5:16:10 PM |
| CoolHelp | $25.00 | $25.00 | 9/15/2009 4:43:02 PM |
| dcoggins | $25.00 | $25.00 | 9/15/2009 6:01:14 PM |
| BayShell | $40.00 | $40.00 | 9/15/2009 7:07:55 PM |
| CorporateT00l | $25.00 | $25.00 | 9/15/2009 8:01:29 PM |
| js60l | $25.00 | $25.00 | 9/15/2009 8:41:18 PM |
| skydiver111 | $25.00 | $25.00 | 9/15/2009 5:14:23 PM |
| degster | $25.00 | $25.00 | 9/16/2009 8:45:27 AM |
| mmqc | $25.00 | $25.00 | 9/15/2009 10:20:18 PM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 3:15:21 AM |
| DeathScythe676 | $25.00 | $25.00 | 9/16/2009 12:27:08 PM |
| Bronxville2007 | $25.00 | $25.00 | 9/16/2009 12:50:33 PM |
| SkiNZ | $25.00 | $25.00 | 9/16/2009 9:30:41 AM |
| DrPalaber | $25.00 | $25.00 | 9/16/2009 1:20:23 PM |
| pulmdoc | $50.00 | $50.00 | 9/16/2009 1:11:03 PM |
| yield-blanket | $25.00 | $25.00 | 9/16/2009 2:36:03 PM |
| ebgb234 | $25.00 | $25.00 | 9/16/2009 12:16:37 PM |
| onegoodlender | $25.00 | $25.00 | 9/16/2009 6:15:20 PM |
| rulender | $36.74 | $36.74 | 9/16/2009 6:00:07 PM |
| JnL | $25.00 | $25.00 | 9/16/2009 7:27:21 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/16/2009 8:12:25 PM |
| bmbanzai | $25.00 | $25.00 | 9/16/2009 8:15:09 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:21 PM |
| hobodave | $25.00 | $25.00 | 9/16/2009 9:16:34 PM |
| Patter256 | $25.00 | $25.00 | 9/17/2009 6:11:01 AM |
| mcabery | $25.00 | $25.00 | 9/17/2009 6:36:46 AM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:35:10 PM |
| szetheli | $43.59 | $43.59 | 9/17/2009 7:30:21 AM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:20:57 AM |
| Gabriel02 | $25.00 | $25.00 | 9/16/2009 8:00:12 PM |
| highcountry1 | $25.00 | $25.00 | 9/17/2009 10:20:19 AM |
| nv | $25.00 | $25.00 | 9/17/2009 11:24:05 AM |
| dostrust | $25.00 | $25.00 | 9/16/2009 8:57:32 PM |
| fortytwo | $74.22 | $74.22 | 9/17/2009 12:03:57 PM |
| rmachi | $25.00 | $25.00 | 9/17/2009 11:47:26 AM |
| BiggestG | $25.00 | $25.00 | 9/17/2009 12:26:08 PM |
| kanewna | $25.69 | $25.69 | 9/17/2009 1:21:07 PM |
| Boxhead | $25.00 | $25.00 | 9/17/2009 2:05:13 PM |
| jct_enterprises | $25.00 | $25.00 | 9/17/2009 1:32:26 PM |
| maven2 | $25.00 | $25.00 | 9/17/2009 1:50:35 PM |
| focused-wampum | $27.94 | $27.94 | 9/17/2009 6:05:31 AM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:10:54 PM |
| BoutYeBank | $25.00 | $25.00 | 9/17/2009 2:12:17 PM |
| jchix | $25.00 | $25.00 | 9/17/2009 2:21:43 PM |
| kalex752 | $29.12 | $29.12 | 9/17/2009 2:55:48 PM |
| Trigirl23 | $25.00 | $25.00 | 9/17/2009 2:40:26 PM |
| donloah | $25.00 | $25.00 | 9/17/2009 3:10:39 PM |
| Norcal | $40.72 | $40.72 | 9/17/2009 3:10:53 PM |
| KiwiElf | $30.00 | $30.00 | 9/17/2009 12:31:27 PM |
| morpholog | $25.00 | $25.00 | 9/17/2009 12:52:59 PM |
| StrongMoney | $25.00 | $25.00 | 9/17/2009 5:03:07 PM |
| outwish | $25.00 | $25.00 | 9/17/2009 5:10:22 PM |
| moneyman06 | $25.00 | $25.00 | 9/17/2009 5:26:51 PM |
| Zoomie | $25.00 | $25.00 | 9/17/2009 5:32:03 PM |
| tsui517 | $25.00 | $25.00 | 9/17/2009 2:30:14 PM |
| TheBestDad | $25.00 | $25.00 | 9/17/2009 2:36:09 PM |
| BankOfFrankFairness | $38.59 | $38.59 | 9/17/2009 5:26:48 PM |
| Sigonio | $25.00 | $25.00 | 9/17/2009 2:46:56 PM |
| justalender | $25.00 | $25.00 | 9/17/2009 2:56:06 PM |
| BSr | $25.00 | $25.00 | 9/17/2009 6:17:06 PM |
| keyfig | $35.00 | $35.00 | 9/17/2009 6:20:04 PM |
| skidoo99 | $25.00 | $25.00 | 9/17/2009 3:20:12 PM |
| hyperchamp | $25.00 | $25.00 | 9/17/2009 6:25:08 PM |
| Geedub | $27.80 | $27.80 | 9/17/2009 7:11:01 PM |
| dumbass | $25.00 | $25.00 | 9/17/2009 4:36:48 PM |
| NJNY | $25.00 | $25.00 | 9/17/2009 7:35:23 PM |
| mal12561 | $26.31 | $26.31 | 9/17/2009 7:10:55 PM |
| philipandc | $25.00 | $25.00 | 9/17/2009 4:39:34 PM |
| TCayce | $25.00 | $25.00 | 9/17/2009 9:35:06 PM |
| ILfarmboy | $44.29 | $44.29 | 9/17/2009 5:01:17 PM |
| Kerensky | $39.51 | $39.51 | 9/17/2009 5:41:10 PM |
| randomguy100 | $25.00 | $25.00 | 9/17/2009 5:55:08 PM |
| dansarkis | $25.00 | $25.00 | 9/17/2009 6:06:51 PM |
| kayakg | $25.00 | $25.00 | 9/17/2009 6:57:31 PM |
| auction-rocket | $25.00 | $25.00 | 9/17/2009 8:15:24 PM |
| NomoredebtCA | $25.00 | $25.00 | 9/17/2009 11:17:02 PM |
| Hexnut | $50.00 | $50.00 | 9/17/2009 11:21:47 PM |
| cjohnson041 | $35.00 | $35.00 | 9/18/2009 4:07:16 AM |
| Deuce | $25.00 | $25.00 | 9/18/2009 5:36:35 AM |
| vacation-funding | $25.00 | $25.00 | 9/18/2009 6:58:06 AM |
| mizount | $25.00 | $25.00 | 9/18/2009 6:58:46 AM |
| Anacomical | $51.65 | $51.65 | 9/18/2009 7:20:14 AM |
| jlofgren | $25.00 | $25.00 | 9/18/2009 7:13:54 AM |
| Gorblum | $25.00 | $25.00 | 9/18/2009 9:06:35 AM |
| SNH | $50.00 | $50.00 | 9/18/2009 10:11:02 AM |
| TriSail | $25.00 | $25.00 | 9/18/2009 9:34:53 AM |
| OldestBrother | $50.00 | $50.00 | 9/18/2009 10:50:07 AM |
| j48 | $25.00 | $25.00 | 9/18/2009 10:51:20 AM |
| BigCityLending | $25.00 | $25.00 | 9/18/2009 11:05:15 AM |
| dadalou | $25.00 | $25.00 | 9/18/2009 11:11:11 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/18/2009 10:56:55 AM |
| bennyj | $25.00 | $25.00 | 9/18/2009 10:57:58 AM |
| shopzone | $25.00 | $25.00 | 9/18/2009 11:06:55 AM |
| Warbler | $25.00 | $25.00 | 9/18/2009 11:12:01 AM |
| Castelj | $25.00 | $25.00 | 9/18/2009 11:30:58 AM |
| nala2821 | $25.00 | $25.00 | 9/18/2009 11:33:36 AM |
| Octavian315 | $50.00 | $50.00 | 9/18/2009 12:30:13 PM |
| celkram | $25.00 | $25.00 | 9/18/2009 12:38:11 PM |
| gdbanks | $25.00 | $25.00 | 9/18/2009 12:40:14 PM |
| reo379 | $50.00 | $50.00 | 9/18/2009 12:11:31 PM |
| Skady3love | $25.00 | $25.00 | 9/18/2009 12:40:31 PM |
| fireupthegrill | $25.00 | $25.00 | 9/18/2009 12:41:38 PM |
| bajaruss | $30.00 | $30.00 | 9/18/2009 12:44:45 PM |
| koinonea | $25.00 | $25.00 | 9/18/2009 12:46:07 PM |
| leeball | $64.12 | $64.12 | 9/18/2009 1:36:46 PM |
| krishopper | $25.00 | $25.00 | 9/18/2009 2:11:40 PM |
| captainack | $25.00 | $25.00 | 9/18/2009 1:37:20 PM |
| Cleon | $25.00 | $25.00 | 9/18/2009 2:40:31 PM |
| HoyaHeel | $40.00 | $40.00 | 9/18/2009 1:59:01 PM |
| b2006 | $25.00 | $25.00 | 9/18/2009 2:11:19 PM |
| StWaldo | $25.00 | $25.00 | 9/18/2009 2:11:23 PM |
| giannyny | $25.00 | $25.00 | 9/18/2009 2:41:44 PM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:00:26 PM |
| ronkr | $50.00 | $50.00 | 9/18/2009 2:41:04 PM |
| pi31415 | $25.00 | $25.00 | 9/18/2009 2:44:30 PM |
| miked8303 | $25.00 | $25.00 | 9/18/2009 2:44:33 PM |
| interstellar | $50.00 | $50.00 | 9/18/2009 5:38:49 PM |
| help4u | $150.00 | $150.00 | 9/18/2009 6:42:43 PM |
| demszi1978 | $25.00 | $25.00 | 9/18/2009 8:35:47 PM |
| AEH_Now | $25.00 | $25.00 | 9/19/2009 9:28:11 AM |
| loanman2007 | $50.00 | $50.00 | 9/19/2009 11:29:56 AM |
| Simply2fly | $25.00 | $25.00 | 9/19/2009 10:25:36 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/20/2009 6:36:46 AM |
| payontime1 | $50.00 | $50.00 | 9/19/2009 10:00:19 PM |
| OoM | $25.00 | $25.00 | 9/20/2009 10:15:48 AM |
| dman1024 | $50.00 | $50.00 | 9/20/2009 5:32:08 PM |
| StarFundingSource | $25.00 | $25.00 | 9/21/2009 6:59:58 AM |
| rmpedi33 | $50.00 | $50.00 | 9/21/2009 1:14:55 PM |
| clemclan | $25.00 | $25.00 | 9/21/2009 7:57:45 PM |
| bondhedger | $25.00 | $25.00 | 9/21/2009 7:09:51 PM |
| mattbly | $30.11 | $30.11 | 9/22/2009 6:35:20 AM |
| Sid-K | $50.00 | $50.00 | 9/8/2009 10:57:13 AM |
| elasermd | $50.00 | $50.00 | 9/8/2009 11:00:54 AM |
| LoanGiver | $25.00 | $25.00 | 9/8/2009 11:06:06 AM |
| all_of_that_one | $25.00 | $25.00 | 9/8/2009 11:15:05 AM |
| Cai8899 | $25.00 | $25.00 | 9/8/2009 10:54:16 AM |
| honorable-yield | $50.00 | $50.00 | 9/8/2009 10:56:45 AM |
| Moron_Buffet | $25.00 | $25.00 | 9/8/2009 11:04:46 AM |
| cash-sensai2 | $25.00 | $25.00 | 9/8/2009 10:58:24 AM |
| understanding-marketplace | $100.00 | $100.00 | 9/8/2009 10:59:29 AM |
| Hogpilot | $25.00 | $25.00 | 9/8/2009 11:04:02 AM |
| Kame | $25.00 | $25.00 | 9/8/2009 11:05:44 AM |
| personal-lender | $25.00 | $25.00 | 9/8/2009 11:06:47 AM |
| five-star-justice | $36.00 | $36.00 | 9/8/2009 11:08:11 AM |
| rjleves | $25.00 | $25.00 | 9/8/2009 11:09:11 AM |
| ok | $25.00 | $25.00 | 9/8/2009 11:09:29 AM |
| Syzygy | $25.00 | $25.00 | 9/8/2009 11:50:57 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/8/2009 4:14:41 PM |
| Goodlender42 | $25.00 | $25.00 | 9/9/2009 1:04:46 AM |
| szetowski | $25.00 | $25.00 | 9/8/2009 6:15:32 PM |
| linklady | $33.17 | $33.17 | 9/9/2009 8:04:32 AM |
| Jumping_Jedi | $25.00 | $25.00 | 9/9/2009 12:00:11 AM |
| bid-papyrus | $50.00 | $50.00 | 9/9/2009 6:13:52 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/9/2009 6:13:54 AM |
| Rockymtnhi | $65.69 | $65.69 | 9/9/2009 10:19:02 AM |
| blackstar | $25.00 | $25.00 | 9/9/2009 2:43:01 PM |
| lending-bear | $50.00 | $50.00 | 9/9/2009 6:00:04 PM |
| Avala | $25.00 | $25.00 | 9/10/2009 4:59:51 PM |
| museic1 | $25.00 | $25.00 | 9/10/2009 5:02:55 PM |
| ClearLake | $25.00 | $25.00 | 9/11/2009 3:52:25 PM |
| JJS180 | $25.00 | $25.00 | 9/11/2009 4:34:40 PM |
| jgar_O | $30.00 | $30.00 | 9/12/2009 6:44:24 AM |
| LPSolutions | $25.00 | $25.00 | 9/12/2009 6:35:16 PM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:38 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/13/2009 5:34:24 PM |
| Masterlender | $25.00 | $25.00 | 9/13/2009 8:14:27 PM |
| langdonx | $50.00 | $50.00 | 9/14/2009 6:51:06 AM |
| neenerman | $25.00 | $25.00 | 9/14/2009 8:56:55 AM |
| credit-coach118 | $25.00 | $25.00 | 9/14/2009 8:58:55 AM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:06:11 AM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/14/2009 8:55:36 AM |
| RJN | $25.00 | $25.00 | 9/14/2009 11:41:31 AM |
| mathprof | $25.00 | $25.00 | 9/14/2009 6:54:49 PM |
| mscomeaux | $25.00 | $25.00 | 9/14/2009 7:00:20 PM |
| majormoves1 | $25.00 | $25.00 | 9/14/2009 7:01:37 PM |
| Ananya | $25.00 | $25.00 | 9/14/2009 7:01:26 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:50:42 PM |
| aajwm | $50.00 | $50.00 | 9/14/2009 7:30:06 PM |
| kumpa2u | $50.00 | $50.00 | 9/14/2009 7:30:00 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/14/2009 7:53:21 PM |
| snowman34 | $25.00 | $25.00 | 9/14/2009 7:02:16 PM |
| longisland47m | $25.00 | $25.00 | 9/15/2009 8:11:57 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/15/2009 9:43:54 AM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:56:42 PM |
| Maccs55 | $50.00 | $50.00 | 9/15/2009 1:27:02 PM |
| mh1169 | $25.00 | $25.00 | 9/15/2009 1:50:40 PM |
| jcttjg | $25.00 | $25.00 | 9/15/2009 3:50:25 PM |
| stonesculptor | $74.00 | $74.00 | 9/15/2009 11:36:25 AM |
| Jeff89 | $25.00 | $25.00 | 9/15/2009 11:50:08 AM |
| LenderIntegrity24 | $25.00 | $25.00 | 9/15/2009 2:50:25 PM |
| reefer | $50.00 | $50.00 | 9/15/2009 4:20:02 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/15/2009 5:15:33 PM |
| market-assembler | $26.90 | $26.90 | 9/15/2009 5:17:17 PM |
| abuyama22 | $25.00 | $25.00 | 9/15/2009 5:17:26 PM |
| elated-justice | $25.00 | $25.00 | 9/15/2009 6:05:15 PM |
| circustab | $50.00 | $50.00 | 9/16/2009 8:17:16 AM |
| chief_wo | $25.00 | $25.00 | 9/16/2009 12:08:28 PM |
| lowrate | $25.00 | $25.00 | 9/16/2009 12:05:26 PM |
| Raser | $25.00 | $25.00 | 9/16/2009 12:49:27 PM |
| tayzak | $25.00 | $25.00 | 9/16/2009 12:40:12 PM |
| BigBoy2008 | $25.00 | $25.00 | 9/16/2009 1:35:51 PM |
| FlexFunding | $100.00 | $100.00 | 9/16/2009 3:26:02 PM |
| fsa3 | $25.00 | $25.00 | 9/16/2009 3:21:55 PM |
| asya | $29.00 | $29.00 | 9/16/2009 12:08:12 PM |
| Moby | $50.00 | $50.00 | 9/16/2009 3:55:21 PM |
| tender-gold | $25.00 | $25.00 | 9/16/2009 4:47:34 PM |
| NELNET | $50.00 | $50.00 | 9/16/2009 5:02:41 PM |
| BigLinCT | $50.00 | $50.00 | 9/16/2009 5:20:20 PM |
| SKOAL | $25.00 | $25.00 | 9/16/2009 8:26:25 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/16/2009 9:10:17 PM |
| cyberie21 | $40.00 | $40.00 | 9/16/2009 9:10:12 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/16/2009 9:16:39 PM |
| bruin558 | $100.00 | $100.00 | 9/16/2009 9:50:06 PM |
| Lendomatic | $25.00 | $25.00 | 9/17/2009 3:45:09 AM |
| slartibardfast | $30.00 | $30.00 | 9/17/2009 4:38:08 AM |
| SnE | $25.00 | $25.00 | 9/17/2009 4:23:24 AM |
| ganoman21 | $25.00 | $25.00 | 9/16/2009 5:01:21 PM |
| lowestghost | $25.00 | $25.00 | 9/16/2009 5:41:10 PM |
| imagenki | $25.00 | $25.00 | 9/17/2009 9:36:14 AM |
| GenerousGentleMan | $25.00 | $25.00 | 9/17/2009 9:37:13 AM |
| naniamo | $25.00 | $25.00 | 9/17/2009 9:39:03 AM |
| zbfamwl | $25.00 | $25.00 | 9/16/2009 9:10:15 PM |
| gogmagog | $50.00 | $50.00 | 9/17/2009 11:55:19 AM |
| AndersenWatcher | $25.00 | $25.00 | 9/17/2009 12:26:13 PM |
| BlindSquirrel | $25.00 | $25.00 | 9/17/2009 1:07:40 PM |
| sail120 | $25.00 | $25.00 | 9/17/2009 1:15:14 PM |
| stensonb | $25.00 | $25.00 | 9/17/2009 1:32:06 PM |
| Sixmil | $25.00 | $25.00 | 9/17/2009 4:37:57 AM |
| azarael | $25.00 | $25.00 | 9/17/2009 1:44:23 PM |
| Downs108 | $28.03 | $28.03 | 9/17/2009 2:26:19 PM |
| jwood3030 | $25.00 | $25.00 | 9/17/2009 2:21:23 PM |
| whiteshadow | $25.00 | $25.00 | 9/17/2009 2:21:38 PM |
| Breken6 | $25.00 | $25.00 | 9/17/2009 2:55:42 PM |
| nerlands | $25.00 | $25.00 | 9/17/2009 3:25:46 PM |
| lendinstuff | $25.00 | $25.00 | 9/17/2009 4:37:48 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:20:51 PM |
| danfrphils | $25.00 | $25.00 | 9/17/2009 4:55:34 PM |
| jasperpants | $25.00 | $25.00 | 9/17/2009 4:55:39 PM |
| keydet99 | $25.00 | $25.00 | 9/17/2009 5:51:07 PM |
| ready-loan | $25.00 | $25.00 | 9/17/2009 6:17:03 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/17/2009 3:01:28 PM |
| sabre79 | $25.00 | $25.00 | 9/17/2009 6:00:11 PM |
| NATIVEBORN | $47.38 | $47.38 | 9/17/2009 3:04:45 PM |
| bikingbtb | $25.00 | $25.00 | 9/17/2009 3:20:06 PM |
| cantsavenuf | $25.00 | $25.00 | 9/17/2009 4:35:35 PM |
| laststrawman | $25.00 | $25.00 | 9/17/2009 4:36:39 PM |
| sajitp | $25.00 | $25.00 | 9/17/2009 4:36:44 PM |
| pseudokris | $25.00 | $25.00 | 9/17/2009 6:59:55 PM |
| latestone | $25.00 | $25.00 | 9/17/2009 7:41:17 PM |
| ElChico124 | $25.00 | $25.00 | 9/17/2009 7:05:06 PM |
| MasterJin | $25.00 | $25.00 | 9/17/2009 7:40:31 PM |
| BuckNaikid | $25.00 | $25.00 | 9/17/2009 7:57:28 PM |
| Weaverville | $25.00 | $25.00 | 9/17/2009 8:50:02 PM |
| ChicoBob | $31.91 | $31.91 | 9/17/2009 6:17:12 PM |
| virtualbank | $25.00 | $25.00 | 9/17/2009 7:30:16 PM |
| seattleslug | $30.00 | $30.00 | 9/17/2009 7:35:11 PM |
| shawndw | $25.00 | $25.00 | 9/17/2009 7:40:34 PM |
| USMC0311 | $25.00 | $25.00 | 9/17/2009 7:40:57 PM |
| skywalkerR5 | $25.00 | $25.00 | 9/17/2009 7:55:28 PM |
| TikPmp1 | $25.00 | $25.00 | 9/18/2009 5:47:53 AM |
| cawdrw2002 | $25.00 | $25.00 | 9/18/2009 5:58:01 AM |
| enticing-funds | $25.00 | $25.00 | 9/18/2009 6:43:05 AM |
| social-comet224 | $25.00 | $25.00 | 9/18/2009 7:59:37 AM |
| lifeslessons | $50.00 | $50.00 | 9/18/2009 8:32:44 AM |
| friendlyviking | $25.00 | $25.00 | 9/18/2009 9:18:50 AM |
| theemhdoctor | $25.00 | $25.00 | 9/18/2009 9:32:21 AM |
| cheng | $25.00 | $25.00 | 9/18/2009 9:06:14 AM |
| Veggie_Monkey | $25.00 | $25.00 | 9/18/2009 11:08:15 AM |
| social-comet7 | $25.00 | $25.00 | 9/18/2009 11:08:24 AM |
| csarradio | $25.00 | $25.00 | 9/18/2009 11:12:41 AM |
| buckeye55 | $25.00 | $25.00 | 9/18/2009 11:30:20 AM |
| calessabay | $25.00 | $25.00 | 9/18/2009 11:59:36 AM |
| bigdogsafety1 | $25.00 | $25.00 | 9/18/2009 12:40:53 PM |
| brainy-dedication | $25.00 | $25.00 | 9/18/2009 1:07:45 PM |
| sh71 | $25.00 | $25.00 | 9/18/2009 12:40:02 PM |
| godspeed237 | $25.00 | $25.00 | 9/18/2009 12:41:29 PM |
| preyj | $25.00 | $25.00 | 9/18/2009 12:45:02 PM |
| LordKinbote | $25.00 | $25.00 | 9/18/2009 12:47:59 PM |
| nick5454 | $25.00 | $25.00 | 9/18/2009 12:44:34 PM |
| monstersdad | $50.00 | $50.00 | 9/18/2009 1:04:52 PM |
| jcrew007 | $25.00 | $25.00 | 9/18/2009 12:45:18 PM |
| silver-ace | $25.00 | $25.00 | 9/18/2009 1:14:51 PM |
| KeepOnRunning | $36.61 | $36.61 | 9/18/2009 1:37:06 PM |
| Adino | $50.00 | $50.00 | 9/18/2009 1:37:51 PM |
| DDHMoney | $25.00 | $25.00 | 9/18/2009 2:41:37 PM |
| easylender | $25.00 | $21.42 | 9/18/2009 2:44:42 PM |
| jhuang617 | $39.51 | $39.51 | 9/18/2009 2:22:59 PM |
| geekguy | $25.00 | $25.00 | 9/18/2009 2:41:55 PM |
| johngaltline | $25.00 | $25.00 | 9/18/2009 2:44:31 PM |
| Student_Capital | $25.00 | $25.00 | 9/18/2009 6:19:24 PM |
| SOP_Bank | $25.00 | $25.00 | 9/19/2009 2:20:21 PM |
| agile | $50.00 | $50.00 | 9/19/2009 6:30:04 PM |
| outofoffice | $95.85 | $95.85 | 9/19/2009 10:31:10 PM |
| HumRaahee | $100.00 | $100.00 | 9/20/2009 6:35:47 PM |
| kulender | $100.00 | $100.00 | 9/20/2009 5:02:29 PM |
| mcabery | $75.00 | $75.00 | 9/20/2009 4:42:44 PM |
| Kash2010lu | $25.00 | $25.00 | 9/20/2009 8:00:21 PM |
| rakey | $25.00 | $25.00 | 9/21/2009 6:02:05 AM |
| TP | $25.00 | $25.00 | 9/21/2009 10:51:55 AM |
| guardian3 | $50.00 | $50.00 | 9/21/2009 1:43:30 PM |
| db2070 | $30.00 | $30.00 | 9/21/2009 5:03:33 PM |
| jybank | $25.00 | $25.00 | 9/21/2009 6:15:21 PM |
| RIVERHTS | $50.00 | $50.00 | 9/21/2009 6:00:36 PM |
| two_old_gals | $25.00 | $25.00 | 9/21/2009 8:54:27 PM |
| the-durability-planetarium | $100.00 | $100.00 | 9/21/2009 7:51:28 PM |
| bondo41 | $25.00 | $25.00 | 9/22/2009 5:54:06 AM |
| chrisjs15 | $25.00 | $25.00 | 9/22/2009 8:08:57 AM |
| PotBellyPete | $25.00 | $25.00 | 9/22/2009 10:08:36 AM |
| 375 bids
|
Borrower Payment Dependent Notes Series
423887
This series of Notes was issued and sold upon the funding of the borrower loan #38765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,800.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-11-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-25-2009 |
|
|
Starting lender yield:
| 25.00% |
Starting borrower rate/APR:
| 26.00% / 28.32% |
Starting monthly payment:
| $72.52 |
|
Final lender yield:
| 15.69% |
Final borrower rate/APR:
| 16.69% / 18.88% |
Final monthly payment:
| $63.90 |
| |
|
Auction yield range:
| 8.18% - 25.00% |
Estimated loss impact:
| 6.86% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.83% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $36,815 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| gold-jet2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ONE-CARD-AT-A-TIME!!!!!!
Purpose of loan:
This loan will be used to?pay off high interest debt on CC and personal loans?
My financial situation:
Please take this chance, I will not let you down!? I can pay off a high interest loan and a CC and still not pay more out than I am now with a set schedule, which will allow me to pay more on the payment.? I am a good candidate for this loan because I pay my debts and honor my word, and after many years of being in debt, I am fed up with the whole credit?thing.? My plans are to use this loan to pay off a higher interest loan, once paid off, re-apply again and again until I have all of this mess cleaned up.??I have some high interest credit that is costing me about $50 more on the same amount as this loan.? I would like to attack and work towards getting my life back, I am looking at trying to repay within a year or so.? Thanks for the consideration.? I have a very secure job as a Regional Sales Manager in a secure career field, only my base salary is listed and includes no commission, which is rewarded quarterly and? annually.??This is about another $10K annually.?I?own a home and have no car payments.
Monthly net income (after taxes) : $ 3200 + comm, also spouse has an income of $2000
Monthly expenses: $
??Housing: $ 1850
??Insurance: $ 150
??Car expenses: $ 100,?
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Sol_Invictus | $25.00 | $25.00 | 9/19/2009 12:55:31 PM |
| momoney2lend | $50.00 | $50.00 | 9/23/2009 8:13:25 PM |
| Smallbear | $50.00 | $50.00 | 9/24/2009 4:07:24 PM |
| justme4now | $25.00 | $25.00 | 9/24/2009 3:01:46 PM |
| maga | $100.00 | $100.00 | 9/24/2009 5:39:11 PM |
| reneenurse | $50.00 | $50.00 | 9/25/2009 5:00:56 AM |
| BLKLOC11 | $40.00 | $40.00 | 9/25/2009 9:40:29 AM |
| jsnryn | $25.00 | $25.00 | 9/25/2009 10:58:03 AM |
| TheLenderYouWantBiddingForYou | $25.00 | $25.00 | 9/25/2009 9:33:45 AM |
| johnpmid | $25.00 | $25.00 | 9/25/2009 11:44:16 AM |
| LendingHelper | $200.00 | $200.00 | 9/25/2009 10:04:53 AM |
| JPOPP | $30.00 | $30.00 | 9/25/2009 12:20:43 PM |
| rockhound84 | $25.00 | $25.00 | 9/25/2009 1:12:54 PM |
| stu6703 | $31.16 | $31.16 | 9/25/2009 1:30:04 PM |
| jybank | $25.00 | $25.00 | 9/25/2009 3:30:08 PM |
| klemer | $25.00 | $25.00 | 9/25/2009 3:34:55 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/25/2009 1:39:55 PM |
| Savings_EQ_Dignity | $50.00 | $50.00 | 9/25/2009 3:39:04 PM |
| Chewbaca | $25.00 | $25.00 | 9/25/2009 3:22:56 PM |
| Syzygy | $25.00 | $25.00 | 9/16/2009 12:58:19 PM |
| bid-wonder | $25.00 | $25.00 | 9/23/2009 1:54:16 PM |
| zapquoc | $25.00 | $25.00 | 9/23/2009 7:00:40 PM |
| Leshan | $50.00 | $50.00 | 9/24/2009 8:46:47 AM |
| sportcraft18 | $25.00 | $25.00 | 9/24/2009 1:52:32 PM |
| jralending | $107.81 | $107.81 | 9/24/2009 3:03:21 PM |
| admirable-credit | $25.00 | $25.00 | 9/24/2009 4:45:05 PM |
| nashibaksi | $25.00 | $25.00 | 9/24/2009 6:04:02 PM |
| rocky1a | $35.26 | $35.26 | 9/24/2009 7:10:09 PM |
| sknop64 | $25.00 | $25.00 | 9/25/2009 4:57:58 AM |
| Taho | $50.00 | $50.00 | 9/25/2009 6:37:15 AM |
| Kanyon | $50.00 | $50.00 | 9/25/2009 1:40:18 AM |
| bitano | $50.00 | $50.00 | 9/25/2009 6:33:44 AM |
| aspire2grow | $25.00 | $25.00 | 9/25/2009 7:07:53 AM |
| Spiderman55 | $50.00 | $50.00 | 9/25/2009 7:56:08 AM |
| lakefront5 | $50.00 | $50.00 | 9/25/2009 10:42:34 AM |
| BlessedEveryDay | $25.00 | $25.00 | 9/25/2009 9:03:28 AM |
| wizard750 | $50.00 | $50.00 | 9/25/2009 11:00:22 AM |
| SkinnyFish | $25.00 | $25.00 | 9/25/2009 11:34:27 AM |
| dorypro | $25.00 | $25.00 | 9/25/2009 12:20:33 PM |
| 101010 | $25.00 | $25.00 | 9/25/2009 12:47:52 PM |
| kinetic-social | $25.00 | $5.77 | 9/25/2009 3:34:44 PM |
| zento | $25.00 | $25.00 | 9/25/2009 3:40:07 PM |
| momentous-gold | $25.00 | $25.00 | 9/25/2009 1:51:24 PM |
| credit-coach118 | $25.00 | $25.00 | 9/25/2009 1:59:06 PM |
| libraryfrenzy | $25.00 | $25.00 | 9/25/2009 2:52:05 PM |
| StargazerLending | $25.00 | $25.00 | 9/25/2009 3:56:42 PM |
| Pod1313 | $25.00 | $25.00 | 9/25/2009 3:38:11 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
423927
This series of Notes was issued and sold upon the funding of the borrower loan #38712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,050.00 |
Prosper Rating:
| C |
Auction start date:
| Sep-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Sep-28-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 23.60% |
Starting monthly payment:
| $39.02 |
|
Final lender yield:
| 16.50% |
Final borrower rate/APR:
| 17.50% / 21.04% |
Final monthly payment:
| $37.70 |
| |
|
Auction yield range:
| 8.18% - 19.00% |
Estimated loss impact:
| 6.88% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.62% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 19
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,727 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 48% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| golden-bonus |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:
This loan will be used?to pay down a high interest rate credit cards.
My financial situation:
I am a good candidate for this loan because I have been consistantly on-time with all my payments on my mortgage, credit cards and current auto loan.
Monthly net income: $ 3300
Monthly expenses: $ 2876
??Housing (Mortgage): $ 1182
??Insurance: $ 109
??Car expenses: $?100
??Utilities: $ 160
??Phone, cable, internet: $ 70
??Food, entertainment: $ 125
??Clothing, household expenses $ 50
??Credit cards and other loans: $?545
? School Loans: $138
? Car Loan: $397
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the current balance with interest rate and monthly payment amount of debt that you will be eliminating? - karmanxten
A:
I will be eliminating the following:
Best Buy Card - 379.50 @ 24.34%
Home Depot Card - 182.49 @ 22.99%
And paying down some of the following:
Chevron/Texaco VISA - 438.06 @ 17.49%
(Sep-16-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/24/2009 6:47:11 PM |
| carrinel | $25.00 | $25.00 | 9/26/2009 7:55:17 AM |
| bitano | $50.00 | $50.00 | 9/28/2009 7:12:38 AM |
| steveinflorida | $25.00 | $25.00 | 9/27/2009 1:04:23 PM |
| red-duty-sensai | $25.00 | $25.00 | 9/28/2009 8:58:44 AM |
| myduck | $50.00 | $50.00 | 9/28/2009 2:03:39 PM |
| loanman2007 | $50.00 | $50.00 | 9/28/2009 10:27:30 AM |
| maga | $50.00 | $50.00 | 9/28/2009 2:52:51 PM |
| turbobunny | $25.00 | $25.00 | 9/28/2009 3:45:42 PM |
| Wachocia | $25.00 | $25.00 | 9/28/2009 4:05:43 PM |
| nduli | $35.00 | $35.00 | 9/28/2009 12:57:24 PM |
| Engineer44 | $44.34 | $44.34 | 9/28/2009 4:13:35 PM |
| Rip128 | $25.00 | $25.00 | 9/28/2009 4:11:56 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/18/2009 7:31:37 PM |
| econgineer | $75.00 | $75.00 | 9/26/2009 4:27:11 PM |
| festeringsnot | $25.00 | $25.00 | 9/28/2009 1:39:07 AM |
| jsnryn | $25.00 | $25.00 | 9/28/2009 7:23:22 AM |
| plouie | $25.00 | $25.00 | 9/27/2009 6:26:52 PM |
| Hawkeyebank | $25.00 | $25.00 | 9/28/2009 10:35:40 AM |
| jguerrajr | $50.00 | $50.00 | 9/28/2009 11:10:15 AM |
| Taho | $50.00 | $50.00 | 9/28/2009 7:16:23 AM |
| dorypro | $25.00 | $25.00 | 9/28/2009 11:48:33 AM |
| jcw3rd | $25.00 | $25.00 | 9/28/2009 8:25:46 AM |
| ulf187 | $35.62 | $35.62 | 9/28/2009 8:39:59 AM |
| investment-cluster | $25.00 | $25.00 | 9/28/2009 9:07:48 AM |
| wizard750 | $50.00 | $50.00 | 9/28/2009 1:08:18 PM |
| bxdoc | $100.00 | $0.23 | 9/28/2009 2:10:13 PM |
| Clicktogetmoney | $30.00 | $30.00 | 9/28/2009 3:23:36 PM |
| Leshan | $44.81 | $44.81 | 9/28/2009 12:18:04 PM |
| Savings_EQ_Dignity | $60.00 | $60.00 | 9/28/2009 4:11:05 PM |
| 30 bids
|
Borrower Payment Dependent Notes Series
423991
This series of Notes was issued and sold upon the funding of the borrower loan #38776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-14-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-28-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $143.60 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $141.67 |
| |
|
Auction yield range:
| 11.18% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 12
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $30,562 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 80% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| cash-mole |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate and pay off a couple credit cards.? My actual credit score is 698. I just ran this prior to joining Prosper.? I am not sure how Prosper does their rating system, but I am not a D.? Currently, I am paying out over $1000 a month and not seeing the results that I want to see in my credit card balances.? I used to own a business and when I decided to close it down, I was faced with a very tough decision: file for bankruptcy and take the easy way out or use my credit cards to cover my responsibilites and try to pay them off over time.? I chose to be responsible and have been paying the price ever since.? I have looked for help from banks and other financial institutes, but nothing ever seems to work out.? I am hoping that this will be different.
My financial situation:
I am a good candidate for this loan because have a full time job and am employed by one of the largest general contractors in the nation.? I make my payments on time and pay more than the minimum amounts.? My goal is to pay this loan off as quickly as possible and start a new chapter of my life being debt free.
Monthly net income: $ $3700
Monthly expenses: $
??Housing: $?915
??Insurance: $ 210
??Car expenses: $ 410
??Utilities: $?165
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses?
??Credit cards and other loans: $?1300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
wonder_dogs has bid a total of
$753.05 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
How will $3,500.00 help you when revolving balance is $30,562? - karmanxten
A:
This money will be used to pay off 4 accounts that I am currently paying about $450 a month on. By consolidating them into this one loan, if funded, I will free up money to put towards other, high balance accounts.
(Sep-16-2009)
Q:
You said you are paying $450 on 4 credit cards debt that you are paying off with this loan. How high is the interest rate on the 4 cards? It doesn't make sense that the monthly interest on 3500 can be 450, which translates to around 150%, doesn't it? - jybank
A:
I bought some furniture - no interest for 36 month deals. I didn't get it paid off and they hit me with a 24.99% interest rate that went all the way back to the day that I bought the furniture. My minimum payment is about $52.00/month but I pay $200. I have an American Express that my mimimum is only about $25.00 a month but I pay about $125.00. I had to get an MRI and my insurance didn't cover it. The monthly payment is $130.00. So maybe it was 3 accounts, not 4. Hope that helps.
(Sep-24-2009)
Q:
Hey cash-mole-- do you know what the 3 inquiries are all about? Thanks and good luck with your listing. - bondhedger
A:
To my knowledge, the inquiries were from me trying to get consolidation loans through financial institutions that never worked out. Honestly, that is all that I can think of at this point. Hope that answers your question. Thanks.
(Sep-27-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| secobarbital | $25.00 | $25.00 | 9/14/2009 5:07:25 PM |
| thedreamer | $25.00 | $25.00 | 9/14/2009 5:14:52 PM |
| wonder_dogs | $725.00 | $725.00 | 9/14/2009 4:50:41 PM |
| aurorafinancial | $50.00 | $50.00 | 9/14/2009 6:33:22 PM |
| lagnisiruk | $25.00 | $25.00 | 9/14/2009 5:30:32 PM |
| Mantis75 | $25.00 | $25.00 | 9/15/2009 4:26:03 PM |
| snoopey100 | $25.00 | $25.00 | 9/16/2009 9:40:40 AM |
| chief_wo | $25.00 | $25.00 | 9/16/2009 12:09:13 PM |
| stampx | $25.00 | $25.00 | 9/16/2009 3:45:48 PM |
| SFDiver | $25.00 | $25.00 | 9/16/2009 12:27:29 PM |
| charity_fundraiser | $50.00 | $50.00 | 9/16/2009 2:15:48 PM |
| Halos2002 | $50.00 | $50.00 | 9/16/2009 4:35:01 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/16/2009 4:46:14 PM |
| poeman | $25.00 | $25.00 | 9/17/2009 4:38:34 PM |
| neighborly-bid | $25.00 | $25.00 | 9/17/2009 5:35:32 PM |
| sharpchicago | $25.00 | $25.00 | 9/18/2009 6:34:16 AM |
| impressive-loan | $40.00 | $40.00 | 9/18/2009 9:16:24 AM |
| deal-pinnacle7 | $25.00 | $25.00 | 9/18/2009 10:56:16 AM |
| dparkhom | $25.00 | $25.00 | 9/18/2009 12:03:34 PM |
| Sateesh | $100.00 | $100.00 | 9/18/2009 12:00:13 PM |
| Kaj | $25.00 | $25.00 | 9/18/2009 2:41:48 PM |
| personal-lender | $25.00 | $25.00 | 9/18/2009 2:57:59 PM |
| UCLA4life | $25.00 | $25.00 | 9/18/2009 3:06:42 PM |
| wonder_dogs | $28.05 | $28.05 | 9/19/2009 6:38:44 AM |
| bid-papyrus | $25.00 | $25.00 | 9/19/2009 11:23:04 AM |
| CoolPlexer | $25.00 | $25.00 | 9/21/2009 5:39:50 PM |
| 101010 | $100.00 | $100.00 | 9/23/2009 5:02:49 PM |
| buffalobills | $25.00 | $25.00 | 9/24/2009 10:15:40 AM |
| jybank | $25.00 | $25.00 | 9/24/2009 3:50:02 PM |
| visionary-currency | $50.00 | $50.00 | 9/24/2009 10:15:38 PM |
| element40 | $100.00 | $100.00 | 9/25/2009 8:35:26 AM |
| martymaniaman | $25.00 | $25.00 | 9/25/2009 9:12:23 AM |
| fantasysports | $25.00 | $25.00 | 9/25/2009 10:20:43 AM |
| dorypro | $25.00 | $25.00 | 9/25/2009 4:28:33 PM |
| unequivocal-velocity | $31.92 | $31.92 | 9/25/2009 9:25:36 PM |
| spiff666 | $25.00 | $25.00 | 9/25/2009 9:45:40 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/26/2009 8:57:39 PM |
| kindness-jedi | $25.00 | $25.00 | 9/27/2009 2:37:41 AM |
| zento | $25.00 | $25.00 | 9/27/2009 8:30:44 PM |
| Bobusa | $25.00 | $25.00 | 9/28/2009 5:06:27 AM |
| fireferd | $100.00 | $100.00 | 9/28/2009 2:41:11 PM |
| Engineer44 | $40.00 | $40.00 | 9/28/2009 4:16:39 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/14/2009 5:18:13 PM |
| IPG1 | $25.00 | $25.00 | 9/14/2009 4:58:23 PM |
| delivery | $25.00 | $25.00 | 9/14/2009 5:15:06 PM |
| CarDealer3070 | $30.00 | $30.00 | 9/14/2009 5:19:04 PM |
| slcchad | $25.00 | $25.00 | 9/14/2009 5:20:11 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:41:32 PM |
| treasure-bliss | $50.00 | $50.00 | 9/15/2009 12:06:09 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 9/15/2009 10:15:41 PM |
| mmqc | $25.00 | $25.00 | 9/15/2009 10:20:33 PM |
| noble-revenue | $45.60 | $45.60 | 9/15/2009 6:20:21 PM |
| turbine5 | $25.00 | $25.00 | 9/16/2009 8:05:20 AM |
| rmcolber | $25.00 | $25.00 | 9/16/2009 12:32:56 PM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:42:17 PM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:54:07 PM |
| FeedTheMachine | $148.00 | $148.00 | 9/18/2009 7:51:21 AM |
| SNH | $50.00 | $50.00 | 9/18/2009 9:46:22 AM |
| zone8 | $25.00 | $25.00 | 9/18/2009 1:18:14 PM |
| firewomin | $25.00 | $25.00 | 9/18/2009 2:55:14 PM |
| seisen | $50.00 | $50.00 | 9/18/2009 3:01:41 PM |
| MidnightBank | $25.00 | $16.43 | 9/18/2009 4:02:45 PM |
| RainyDayFunds | $25.00 | $25.00 | 9/23/2009 4:58:15 PM |
| kain11286 | $50.00 | $50.00 | 9/24/2009 10:48:05 AM |
| wizard750 | $40.00 | $40.00 | 9/24/2009 12:36:07 PM |
| jfs1179 | $25.00 | $25.00 | 9/24/2009 1:38:13 PM |
| Savings_EQ_Dignity | $25.00 | $25.00 | 9/24/2009 4:42:27 PM |
| RobinHood | $50.00 | $50.00 | 9/24/2009 8:02:51 PM |
| money-expert | $25.00 | $25.00 | 9/25/2009 5:22:44 AM |
| dorypro | $25.00 | $25.00 | 9/25/2009 4:26:48 PM |
| dermit | $65.00 | $65.00 | 9/26/2009 10:39:19 AM |
| AAe | $40.00 | $40.00 | 9/26/2009 11:39:40 AM |
| RMI_Babylon | $25.00 | $25.00 | 9/27/2009 9:16:37 PM |
| investment-cluster | $25.00 | $25.00 | 9/28/2009 1:31:43 PM |
| bondhedger | $25.00 | $25.00 | 9/28/2009 11:38:49 AM |
| mercuriant | $25.00 | $25.00 | 9/28/2009 11:47:16 AM |
| Leshan | $50.00 | $50.00 | 9/28/2009 12:14:08 PM |
| Kyileo | $50.00 | $50.00 | 9/28/2009 4:15:37 PM |
| RMI_Babylon | $25.00 | $25.00 | 9/28/2009 3:45:45 PM |
| 79 bids
|
Borrower Payment Dependent Notes Series
424753
This series of Notes was issued and sold upon the funding of the borrower loan #38762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-17-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-29-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 30.00% |
Final borrower rate/APR:
| 31.00% / 33.39% |
Final monthly payment:
| $86.00 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 16.08% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.92% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-640 (Sep-2009) |
Current / open credit lines:
| 12
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 24 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,574 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 47% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| brensdal |
Borrower's state:
| California |
Borrower's group:
| University of California at Santa Barbara Alumni |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 95% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < mo. late:
| 2
( 5% )
| 580-600
(Jan-2008)
580-600
(Dec-2007)
600-620
(Sep-2006)
|
|
Principal balance:
| $216.23 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Cover remaining Wedding Costs
Purpose of loan:
This loan will be used to? Cover remaining wedding costs including our honeymoon
My financial situation:
I am a good candidate for this loan because? I have a stable job coming up on 7 years of full-time employment with no threat of layoff.? I have paid off 1 Prosper Loan and am about to payoff the 2nd Loan with no late payments.? I am getting married in?2 weeks and we have some remaining wedding cost that we'd like to handle on our own.? We have pretty much paid for this entire wedding ourselves but still need a few more dollars to get everything done.? This is my first marriage and we want to do it right.? Thank you for your consideration.? I am open to any and all questions.
Monthly net income: $5800 ($9000 Gross)?
Monthly expenses: $ 4500
??Housing: $?1700
??Insurance: $ 135
??Car expenses: $700?
??Utilities: $?300
??Phone, cable, internet: $200?
??Food, entertainment: $ 400
??Clothing, household expenses $100
??Credit cards and other loans: $ 700
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rubylender | $25.00 | $25.00 | 9/23/2009 4:30:39 PM |
| karmanxten | $50.00 | $50.00 | 9/24/2009 4:47:41 PM |
| coyfrisbee2 | $75.00 | $75.00 | 9/26/2009 11:20:12 AM |
| redrose1518 | $25.00 | $25.00 | 9/27/2009 7:42:13 PM |
| shawnw2 | $100.00 | $100.00 | 9/28/2009 10:16:19 AM |
| Flying_Tilapia | $50.00 | $50.00 | 9/28/2009 2:43:25 AM |
| kenL | $300.00 | $300.00 | 9/28/2009 8:48:24 AM |
| barkochva | $25.00 | $25.00 | 9/28/2009 9:02:33 PM |
| Kqwik | $25.00 | $25.00 | 9/28/2009 7:43:58 PM |
| Oak-Parker | $25.00 | $25.00 | 9/28/2009 9:40:03 PM |
| astro128 | $25.00 | $25.00 | 9/29/2009 7:13:04 AM |
| jakestone4 | $25.00 | $25.00 | 9/29/2009 2:10:47 PM |
| HenlopenCapital | $25.00 | $17.66 | 9/29/2009 11:05:47 AM |
| nurat | $30.00 | $30.00 | 9/29/2009 1:13:05 PM |
| BDS | $75.00 | $75.00 | 9/29/2009 1:16:34 PM |
| jamiee73 | $25.00 | $25.00 | 9/29/2009 1:29:28 PM |
| receptive-leverage | $50.00 | $50.00 | 9/19/2009 9:11:30 PM |
| rustysailor | $40.00 | $40.00 | 9/20/2009 10:46:51 PM |
| jybank | $25.00 | $25.00 | 9/25/2009 10:24:28 AM |
| 101010 | $75.00 | $75.00 | 9/26/2009 12:55:19 PM |
| foothillender | $25.00 | $25.00 | 9/27/2009 6:54:52 AM |
| mrreynol | $25.00 | $25.00 | 9/27/2009 8:14:20 PM |
| jgar_O | $25.00 | $25.00 | 9/27/2009 9:27:28 AM |
| generous-deal6 | $200.00 | $200.00 | 9/27/2009 4:09:52 PM |
| generous-deal6 | $200.00 | $200.00 | 9/27/2009 4:10:16 PM |
| Eloise62 | $75.00 | $75.00 | 9/27/2009 5:58:36 PM |
| deepblue34 | $25.00 | $25.00 | 9/27/2009 7:40:39 PM |
| jelly1126 | $50.00 | $50.00 | 9/28/2009 9:35:15 AM |
| bobd32 | $25.00 | $25.00 | 9/28/2009 3:18:08 PM |
| boodo | $85.52 | $85.52 | 9/28/2009 2:17:49 PM |
| turbobunny | $25.00 | $25.00 | 9/28/2009 3:24:03 PM |
| CoolPlexer | $25.00 | $25.00 | 9/28/2009 5:58:56 PM |
| VitaminFunk | $25.00 | $25.00 | 9/28/2009 6:12:18 PM |
| fatboy888 | $50.00 | $50.00 | 9/29/2009 11:58:45 AM |
| resolute-liberty | $25.00 | $25.00 | 9/29/2009 2:38:32 PM |
| enriched-truth | $26.82 | $26.82 | 9/29/2009 1:21:57 PM |
| 36 bids
|