Sales Report:Supplement No. 45 dated Sep 24, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
422421
This series of Notes was issued and sold upon the funding of the borrower loan #38657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Sep-02-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Sep-16-2009 |
|
|
Starting lender yield:
| 11.48% |
Starting borrower rate/APR:
| 12.48% / 14.62% |
Starting monthly payment:
| $334.44 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 11.50% |
Final monthly payment:
| $319.86 |
| |
|
Auction yield range:
| 3.18% - 11.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 820-840 (Sep-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 23 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,966 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 20% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| ChazM1980 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating credit cards
Purpose of loan:
To consolidate three credit cards down to one payment.?
Reason for the high amount was that it was used to refurbish our house boat and
get it back in the water.? That majority of the original amount has
already been paid and this was the balance.
My financial situation:
I am a good candidate for this loan because?I have been with
the same company since 1998 and even in this economy we have managed to maintain
a back log out till April of next year so my employment is stable.
Bills each month are minimal...I have a company vehicle so no car payment or
insurance to worry about.My house
payment is $1000 per month and Electric is about $100, Dock fee of 300 per
month for the boat, and other than that I really don?t have any other monthly
bills other than my credit cards, that this loan will take care of.I also have a room mate that adds to my income off about
$400 per month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| MidnightBank | $25.00 | $25.00 | 9/2/2009 4:31:51 PM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 4:32:03 PM |
| turbospeed | $25.00 | $25.00 | 9/2/2009 4:23:15 PM |
| jgar_O | $30.00 | $30.00 | 9/2/2009 4:26:08 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/2/2009 4:26:56 PM |
| greenback-floret | $25.00 | $25.00 | 9/2/2009 4:27:02 PM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 4:32:28 PM |
| Gold_Coin | $25.00 | $25.00 | 9/2/2009 4:32:51 PM |
| goofy15975 | $25.00 | $25.00 | 9/3/2009 9:01:38 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/3/2009 1:45:33 PM |
| Guiren | $100.00 | $100.00 | 9/3/2009 11:25:16 PM |
| aesop | $25.00 | $25.00 | 9/4/2009 12:35:55 PM |
| bowdish1 | $50.00 | $50.00 | 9/4/2009 12:55:37 PM |
| Jassi | $25.00 | $25.00 | 9/4/2009 4:03:57 PM |
| all_of_that_one | $25.00 | $25.00 | 9/5/2009 12:35:27 PM |
| Avala | $25.00 | $25.00 | 9/5/2009 6:25:19 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:32:17 PM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:33 PM |
| kumpa2u | $50.00 | $50.00 | 9/7/2009 12:27:10 PM |
| mikeandcat | $50.00 | $50.00 | 9/8/2009 9:43:40 AM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/8/2009 4:28:48 AM |
| justice-excellency | $50.00 | $50.00 | 9/8/2009 11:37:22 AM |
| Feyenoord | $25.00 | $25.00 | 9/8/2009 6:24:49 PM |
| vegibenz | $25.00 | $25.00 | 9/9/2009 10:10:04 AM |
| top-unflappable-economy | $25.00 | $25.00 | 9/8/2009 7:59:02 PM |
| RJN | $25.00 | $25.00 | 9/9/2009 7:07:10 AM |
| lending-bear | $50.00 | $50.00 | 9/9/2009 5:59:59 PM |
| BookandLaw | $25.00 | $25.00 | 9/10/2009 5:02:32 PM |
| LenderIntegrity24 | $25.00 | $25.00 | 9/10/2009 5:01:57 PM |
| afm | $30.00 | $30.00 | 9/10/2009 8:28:47 PM |
| nv | $25.00 | $25.00 | 9/11/2009 5:39:30 AM |
| screenname03 | $25.00 | $25.00 | 9/10/2009 9:44:35 PM |
| credit-coach118 | $25.00 | $25.00 | 9/11/2009 2:04:55 AM |
| abuyama22 | $25.00 | $25.00 | 9/11/2009 12:20:07 PM |
| longisland47m | $25.00 | $25.00 | 9/11/2009 1:03:29 PM |
| totoro | $25.00 | $25.00 | 9/11/2009 12:30:01 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:33 PM |
| elated-justice | $25.00 | $25.00 | 9/11/2009 8:50:18 PM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:35 AM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:44:51 PM |
| reefer | $40.44 | $40.44 | 9/12/2009 10:00:05 AM |
| Masterlender | $25.00 | $25.00 | 9/12/2009 7:54:32 PM |
| tayzak | $25.00 | $25.00 | 9/12/2009 5:39:26 PM |
| BigBoy2008 | $25.00 | $25.00 | 9/12/2009 8:55:00 PM |
| cyberie21 | $40.00 | $40.00 | 9/13/2009 8:38:17 PM |
| hobodave | $25.00 | $25.00 | 9/14/2009 8:59:15 AM |
| focused-wampum | $50.00 | $50.00 | 9/14/2009 8:40:27 AM |
| affluence-tycoon | $50.00 | $50.00 | 9/14/2009 8:56:12 AM |
| All_Wins | $25.00 | $25.00 | 9/14/2009 9:43:21 AM |
| slartibardfast | $30.00 | $30.00 | 9/14/2009 8:57:10 AM |
| Gabriel02 | $25.00 | $25.00 | 9/14/2009 8:58:16 AM |
| dansarkis | $25.00 | $25.00 | 9/14/2009 6:46:01 AM |
| passivesf | $25.00 | $25.00 | 9/14/2009 9:00:39 AM |
| Patter256 | $25.00 | $25.00 | 9/14/2009 8:26:23 AM |
| jt88 | $25.00 | $25.00 | 9/14/2009 8:57:00 AM |
| zbfamwl | $25.00 | $25.00 | 9/14/2009 8:57:39 AM |
| market-assembler | $25.00 | $25.00 | 9/14/2009 8:57:56 AM |
| Tradesmanlender | $25.00 | $25.00 | 9/14/2009 8:58:08 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:35:50 AM |
| BayShell | $40.00 | $40.00 | 9/14/2009 12:22:13 PM |
| Sixmil | $25.00 | $25.00 | 9/14/2009 9:46:50 AM |
| dealarella | $25.00 | $25.00 | 9/14/2009 9:55:12 AM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 3:08:17 PM |
| ds5184 | $55.15 | $55.15 | 9/14/2009 4:44:54 PM |
| rmachi | $25.00 | $25.00 | 9/14/2009 4:53:34 PM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 9/14/2009 5:41:50 PM |
| Bosslady123q | $25.00 | $25.00 | 9/14/2009 6:45:37 PM |
| DrPalaber | $25.00 | $25.00 | 9/14/2009 6:51:54 PM |
| rulender | $50.00 | $50.00 | 9/14/2009 6:52:24 PM |
| miamiwill | $25.00 | $25.00 | 9/14/2009 6:53:26 PM |
| mizount | $25.00 | $25.00 | 9/14/2009 6:48:25 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/14/2009 6:55:02 PM |
| tlp43 | $25.00 | $25.00 | 9/14/2009 6:53:23 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/14/2009 6:55:32 PM |
| tsui517 | $25.00 | $25.00 | 9/14/2009 6:59:52 PM |
| KRAM151 | $25.00 | $25.00 | 9/14/2009 7:05:21 PM |
| loanman2007 | $50.00 | $50.00 | 9/14/2009 7:31:19 PM |
| metro457 | $40.00 | $40.00 | 9/14/2009 6:51:25 PM |
| ganoman21 | $25.00 | $25.00 | 9/14/2009 8:55:18 PM |
| NATIVEBORN | $50.00 | $50.00 | 9/14/2009 6:52:57 PM |
| interstellar | $46.95 | $46.95 | 9/15/2009 3:22:20 AM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:56:35 PM |
| jcrew007 | $25.00 | $25.00 | 9/14/2009 7:13:11 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/15/2009 6:52:58 AM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:36:46 AM |
| rdextra | $25.00 | $25.00 | 9/14/2009 7:38:06 PM |
| preyj | $25.00 | $25.00 | 9/14/2009 7:38:39 PM |
| soulfly | $50.00 | $50.00 | 9/15/2009 8:34:56 AM |
| NewBreedGroup | $25.00 | $25.00 | 9/15/2009 9:42:49 AM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:05:41 AM |
| Okeey | $25.00 | $25.00 | 9/14/2009 11:00:24 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/15/2009 5:12:41 AM |
| Raser | $25.00 | $25.00 | 9/15/2009 8:37:39 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/15/2009 9:43:35 AM |
| TriSail | $25.00 | $25.00 | 9/15/2009 11:57:42 AM |
| director877 | $25.00 | $25.00 | 9/15/2009 3:25:07 PM |
| generous-at-heart | $25.00 | $25.00 | 9/15/2009 3:37:25 PM |
| stolan | $25.00 | $25.00 | 9/15/2009 4:15:16 PM |
| amijo | $37.14 | $37.14 | 9/15/2009 4:42:52 PM |
| rce1964 | $25.00 | $25.00 | 9/15/2009 4:48:28 PM |
| funds-promiser | $50.00 | $50.00 | 9/15/2009 1:35:28 PM |
| Kijib | $25.00 | $25.00 | 9/15/2009 4:45:45 PM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/15/2009 3:30:21 PM |
| amitkj2000 | $27.38 | $27.38 | 9/15/2009 5:11:11 PM |
| Tasmir | $25.00 | $25.00 | 9/15/2009 5:11:16 PM |
| Captain88 | $25.00 | $25.00 | 9/15/2009 5:11:24 PM |
| ChiVegas86 | $25.00 | $25.00 | 9/15/2009 5:11:29 PM |
| NJNY | $25.00 | $25.00 | 9/15/2009 5:11:34 PM |
| BlindSquirrel | $25.00 | $25.00 | 9/15/2009 5:11:38 PM |
| azarael | $25.00 | $25.00 | 9/15/2009 5:12:11 PM |
| FCI | $25.00 | $25.00 | 9/15/2009 5:12:31 PM |
| trade-watcher | $25.00 | $25.00 | 9/15/2009 5:12:56 PM |
| revmax | $25.00 | $25.00 | 9/15/2009 5:13:07 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 9/15/2009 4:26:22 PM |
| Truckie-FD | $50.00 | $50.00 | 9/15/2009 5:11:09 PM |
| social-comet7 | $25.00 | $25.00 | 9/15/2009 5:11:40 PM |
| MrDavid | $50.00 | $50.00 | 9/15/2009 5:11:48 PM |
| Raptorman | $25.00 | $25.00 | 9/15/2009 5:12:22 PM |
| Trigirl23 | $25.00 | $25.00 | 9/15/2009 5:13:05 PM |
| hidavehi | $59.00 | $59.00 | 9/15/2009 5:23:24 PM |
| pbenjamin | $25.00 | $25.00 | 9/15/2009 4:41:20 PM |
| otalon | $25.00 | $25.00 | 9/15/2009 5:54:45 PM |
| Syzygy | $25.00 | $25.00 | 9/15/2009 5:16:48 PM |
| KNewberg | $25.00 | $25.00 | 9/15/2009 6:21:59 PM |
| FortunateFields | $50.00 | $50.00 | 9/15/2009 4:47:01 PM |
| arkleseizure | $25.00 | $25.00 | 9/15/2009 5:27:51 PM |
| bansir | $25.00 | $25.00 | 9/15/2009 6:54:34 PM |
| himanshuko | $100.00 | $100.00 | 9/15/2009 6:24:22 PM |
| senior1 | $25.00 | $25.00 | 9/15/2009 6:46:34 PM |
| kc_dude | $50.00 | $50.00 | 9/15/2009 7:38:30 PM |
| Zorg | $100.00 | $100.00 | 9/15/2009 8:38:03 PM |
| growlydog | $25.00 | $25.00 | 9/15/2009 5:11:14 PM |
| Kattosha | $25.00 | $25.00 | 9/15/2009 5:11:23 PM |
| dartmouth99 | $25.00 | $25.00 | 9/15/2009 5:11:36 PM |
| Ireland64 | $25.00 | $25.00 | 9/15/2009 5:11:45 PM |
| cyonamine | $25.00 | $25.00 | 9/15/2009 5:12:17 PM |
| dashawn | $25.00 | $25.00 | 9/15/2009 5:12:43 PM |
| kosaru | $25.00 | $25.00 | 9/15/2009 9:19:23 PM |
| secretidentity | $50.00 | $6.26 | 9/15/2009 5:13:11 PM |
| dinero-storm4 | $25.00 | $25.00 | 9/16/2009 2:34:20 AM |
| shneb | $200.00 | $200.00 | 9/15/2009 5:33:38 PM |
| Uwantfunds | $50.00 | $50.00 | 9/15/2009 6:39:00 PM |
| maga | $50.00 | $50.00 | 9/16/2009 9:27:48 AM |
| Lender50 | $25.00 | $25.00 | 9/16/2009 9:38:21 AM |
| JustOneVoice | $25.00 | $25.00 | 9/16/2009 10:04:29 AM |
| John_14_6 | $25.00 | $25.00 | 9/16/2009 11:47:01 AM |
| quick | $50.00 | $50.00 | 9/16/2009 12:04:12 PM |
| UC3307 | $100.00 | $100.00 | 9/16/2009 12:18:51 PM |
| nerd2fly | $25.00 | $25.00 | 9/16/2009 12:40:16 PM |
| theboygenius | $26.69 | $26.69 | 9/16/2009 12:51:46 PM |
| MisterEd | $50.00 | $50.00 | 9/16/2009 1:30:46 PM |
| Loan2save | $25.00 | $25.00 | 9/16/2009 1:30:11 PM |
| evamkir | $31.74 | $31.74 | 9/16/2009 10:36:37 AM |
| SkipMcGrath | $50.00 | $50.00 | 9/16/2009 10:50:10 AM |
| ratzlefrss | $50.00 | $50.00 | 9/16/2009 3:13:01 PM |
| payontime1 | $50.00 | $50.00 | 9/16/2009 2:50:30 PM |
| busybee999 | $25.00 | $25.00 | 9/16/2009 3:21:35 PM |
| TheLoanManCan | $50.00 | $50.00 | 9/16/2009 12:07:26 PM |
| greenback-octave | $25.00 | $25.00 | 9/16/2009 12:38:13 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/16/2009 4:12:26 PM |
| Iwantahelp | $25.00 | $25.00 | 9/2/2009 4:25:56 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/2/2009 4:29:56 PM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 4:32:01 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 4:26:03 PM |
| Kame | $25.00 | $25.00 | 9/2/2009 4:31:25 PM |
| gm93001 | $25.00 | $25.00 | 9/2/2009 4:30:30 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:06:06 PM |
| benroo | $25.00 | $25.00 | 9/2/2009 8:27:59 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/2/2009 8:29:36 PM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:31:16 AM |
| ok | $25.00 | $25.00 | 9/3/2009 1:04:17 PM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:06:04 PM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 5:55:26 PM |
| Syzygy | $25.00 | $25.00 | 9/3/2009 6:41:57 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:06:17 AM |
| djs81 | $25.00 | $25.00 | 9/7/2009 7:00:36 PM |
| JJS180 | $25.00 | $25.00 | 9/7/2009 6:20:19 PM |
| blot44 | $50.00 | $50.00 | 9/8/2009 5:50:31 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:05:31 AM |
| nuclearmoose | $25.00 | $25.00 | 9/8/2009 1:04:42 PM |
| museic1 | $25.00 | $25.00 | 9/8/2009 4:47:34 PM |
| 888168 | $28.68 | $28.68 | 9/9/2009 7:45:58 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/9/2009 10:31:02 AM |
| linklady | $50.00 | $50.00 | 9/9/2009 6:42:37 AM |
| mathprof | $25.00 | $25.00 | 9/9/2009 2:42:08 PM |
| thedoctor | $25.00 | $25.00 | 9/9/2009 2:44:00 PM |
| TK4 | $25.00 | $25.00 | 9/9/2009 2:40:11 PM |
| Coach2often | $50.00 | $50.00 | 9/9/2009 3:10:52 PM |
| ready-loan | $25.00 | $25.00 | 9/9/2009 3:17:58 PM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:15 PM |
| mh1169 | $25.00 | $25.00 | 9/10/2009 4:59:53 PM |
| yield-blanket | $25.00 | $25.00 | 9/10/2009 5:02:35 PM |
| js60l | $25.00 | $25.00 | 9/10/2009 5:01:55 PM |
| neenerman | $25.00 | $25.00 | 9/10/2009 9:40:00 PM |
| KingCroesus | $25.00 | $25.00 | 9/11/2009 3:05:24 PM |
| majormoves1 | $25.00 | $25.00 | 9/11/2009 4:34:33 PM |
| shanedog | $25.00 | $25.00 | 9/11/2009 5:06:18 PM |
| lowrate | $25.00 | $25.00 | 9/11/2009 5:07:03 PM |
| sparky1129 | $25.00 | $25.00 | 9/11/2009 7:09:34 PM |
| XD2005 | $25.00 | $25.00 | 9/12/2009 9:21:10 AM |
| practice44 | $25.00 | $25.00 | 9/11/2009 5:24:48 PM |
| Ananya | $25.00 | $25.00 | 9/12/2009 10:16:08 AM |
| aajwm | $25.00 | $25.00 | 9/12/2009 10:19:35 AM |
| Turkish101 | $25.00 | $25.00 | 9/12/2009 7:39:23 PM |
| CoolHelp | $25.00 | $25.00 | 9/12/2009 11:59:38 AM |
| pbeach05 | $25.00 | $25.00 | 9/12/2009 8:19:39 AM |
| LPSolutions | $25.00 | $25.00 | 9/12/2009 6:35:08 PM |
| SOP_Bank | $25.00 | $25.00 | 9/13/2009 10:54:05 AM |
| hyperchamp | $25.00 | $25.00 | 9/12/2009 8:31:17 PM |
| mcabery | $25.00 | $25.00 | 9/13/2009 4:19:22 PM |
| BSr | $25.00 | $25.00 | 9/14/2009 4:45:07 AM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:06:05 AM |
| chipperjohnson | $50.00 | $50.00 | 9/14/2009 8:35:38 AM |
| langdonx | $50.00 | $50.00 | 9/14/2009 6:50:43 AM |
| coin-lender77 | $25.00 | $25.00 | 9/14/2009 7:05:36 AM |
| Namrok | $25.00 | $25.00 | 9/14/2009 9:38:05 AM |
| minista | $25.00 | $25.00 | 9/14/2009 8:40:29 AM |
| bruin558 | $80.00 | $80.00 | 9/14/2009 8:58:50 AM |
| lowestghost | $25.00 | $25.00 | 9/14/2009 11:56:09 AM |
| UncleSafety | $55.00 | $55.00 | 9/14/2009 3:11:14 PM |
| yogi1975 | $25.00 | $25.00 | 9/14/2009 4:57:39 PM |
| Ven58 | $25.00 | $25.00 | 9/14/2009 5:36:12 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:50:36 PM |
| financelover | $25.00 | $25.00 | 9/14/2009 6:35:14 PM |
| randomguy100 | $25.00 | $25.00 | 9/14/2009 6:51:23 PM |
| rlecour | $25.00 | $25.00 | 9/14/2009 6:51:32 PM |
| Wart126 | $25.00 | $25.00 | 9/14/2009 6:51:46 PM |
| income-excellence1 | $25.00 | $25.00 | 9/14/2009 6:53:19 PM |
| Synergism | $25.00 | $25.00 | 9/14/2009 6:55:18 PM |
| kyomoon | $25.00 | $25.00 | 9/14/2009 6:55:44 PM |
| morpholog | $25.00 | $25.00 | 9/14/2009 6:58:59 PM |
| donloah | $25.00 | $25.00 | 9/14/2009 6:57:19 PM |
| wild_carrot | $25.00 | $25.00 | 9/14/2009 6:30:42 PM |
| Ven58 | $25.00 | $25.00 | 9/14/2009 7:12:14 PM |
| spsavage | $25.00 | $25.00 | 9/14/2009 6:51:38 PM |
| reueljw | $25.00 | $25.00 | 9/14/2009 6:55:10 PM |
| Divot | $25.00 | $25.00 | 9/14/2009 6:55:41 PM |
| Aethelwolf | $25.00 | $25.00 | 9/14/2009 6:56:22 PM |
| ChuckieG | $50.00 | $50.00 | 9/14/2009 6:56:27 PM |
| OLYVRC | $25.00 | $25.00 | 9/14/2009 9:20:16 PM |
| salegalaxy | $52.26 | $52.26 | 9/14/2009 11:22:45 PM |
| fortytwo | $112.72 | $112.72 | 9/14/2009 7:24:40 PM |
| assetmanager | $25.00 | $25.00 | 9/14/2009 7:29:43 PM |
| beachbum22 | $25.00 | $25.00 | 9/15/2009 8:40:08 AM |
| gogmagog | $50.00 | $50.00 | 9/15/2009 10:50:04 AM |
| flshdaskll | $25.00 | $25.00 | 9/15/2009 7:13:04 AM |
| chilichese | $25.00 | $25.00 | 9/15/2009 8:12:26 AM |
| woodenshoes | $25.00 | $25.00 | 9/15/2009 8:36:22 AM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:41:11 AM |
| jetblack | $36.21 | $36.21 | 9/15/2009 11:44:21 AM |
| the-rate-creature | $25.00 | $25.00 | 9/15/2009 11:37:09 AM |
| Jeff89 | $25.00 | $25.00 | 9/15/2009 11:50:02 AM |
| shawnw2 | $25.00 | $25.00 | 9/15/2009 12:21:48 PM |
| edognyc | $25.00 | $25.00 | 9/15/2009 4:15:03 PM |
| BGILlender | $25.00 | $25.00 | 9/15/2009 4:15:37 PM |
| smart-gold | $25.00 | $25.00 | 9/15/2009 4:29:34 PM |
| mizunoman | $25.00 | $25.00 | 9/15/2009 4:42:06 PM |
| kubien | $25.00 | $25.00 | 9/15/2009 4:42:47 PM |
| skydiver111 | $25.00 | $25.00 | 9/15/2009 12:35:35 PM |
| DMark69 | $25.00 | $25.00 | 9/15/2009 4:41:07 PM |
| guaton | $25.00 | $25.00 | 9/15/2009 4:41:47 PM |
| kayakg | $25.00 | $25.00 | 9/15/2009 1:17:40 PM |
| Maccs55 | $50.00 | $50.00 | 9/15/2009 1:26:59 PM |
| shopzone | $25.00 | $25.00 | 9/15/2009 4:46:04 PM |
| KiwiElf | $30.00 | $30.00 | 9/15/2009 4:47:34 PM |
| jcttjg | $25.00 | $25.00 | 9/15/2009 3:50:22 PM |
| akgirlx | $25.00 | $25.00 | 9/15/2009 4:12:09 PM |
| greenback-monger492 | $25.00 | $25.00 | 9/15/2009 5:11:12 PM |
| colorunner | $25.00 | $25.00 | 9/15/2009 5:11:21 PM |
| Casman8815 | $25.00 | $25.00 | 9/15/2009 5:11:26 PM |
| SKG | $25.00 | $25.00 | 9/15/2009 5:11:32 PM |
| Veggie_Monkey | $25.00 | $25.00 | 9/15/2009 5:11:37 PM |
| nerlands | $25.00 | $25.00 | 9/15/2009 5:12:19 PM |
| AKJagMan | $25.00 | $25.00 | 9/15/2009 5:12:36 PM |
| diverse2 | $40.00 | $40.00 | 9/15/2009 5:12:59 PM |
| Nathan8823 | $25.00 | $25.00 | 9/15/2009 5:13:09 PM |
| haven001 | $25.00 | $25.00 | 9/15/2009 5:11:07 PM |
| pythia | $25.00 | $25.00 | 9/15/2009 5:11:30 PM |
| cawdrw2002 | $25.00 | $25.00 | 9/15/2009 5:12:27 PM |
| Lise46 | $50.00 | $50.00 | 9/15/2009 5:13:04 PM |
| stonesculptor | $100.00 | $100.00 | 9/15/2009 5:53:45 PM |
| a-fund-paradise | $25.00 | $25.00 | 9/15/2009 4:42:38 PM |
| nick5454 | $28.01 | $28.01 | 9/15/2009 4:42:54 PM |
| slick8812 | $25.00 | $25.00 | 9/15/2009 5:59:14 PM |
| jpyrek | $25.00 | $25.00 | 9/15/2009 6:24:17 PM |
| oldman1947 | $25.00 | $25.00 | 9/15/2009 5:28:57 PM |
| little_shark_J | $25.00 | $25.00 | 9/15/2009 7:43:21 PM |
| sunnysally | $25.00 | $25.00 | 9/15/2009 7:53:05 PM |
| Dyrn | $25.00 | $25.00 | 9/15/2009 5:11:19 PM |
| Nothus | $25.00 | $25.00 | 9/15/2009 5:11:27 PM |
| NFV | $25.00 | $25.00 | 9/15/2009 5:11:43 PM |
| SaratogaCapital | $25.00 | $25.00 | 9/15/2009 5:12:24 PM |
| bondo41 | $25.00 | $25.00 | 9/16/2009 5:51:35 AM |
| eureka117 | $27.89 | $27.89 | 9/15/2009 5:29:25 PM |
| Hotrod52 | $25.00 | $25.00 | 9/16/2009 8:46:07 AM |
| robinw777 | $25.00 | $25.00 | 9/16/2009 10:42:42 AM |
| FG9YTR | $25.00 | $25.00 | 9/16/2009 10:48:31 AM |
| balance-chestnut | $25.00 | $25.00 | 9/16/2009 10:51:58 AM |
| ManhattanLender | $25.00 | $25.00 | 9/16/2009 12:10:54 PM |
| liberty-thinker | $25.00 | $25.00 | 9/16/2009 12:13:15 PM |
| encore02 | $100.00 | $100.00 | 9/16/2009 6:54:11 AM |
| plbquic | $25.00 | $25.00 | 9/16/2009 12:22:39 PM |
| OCLend | $25.00 | $25.00 | 9/16/2009 12:30:30 PM |
| radiant-value | $28.48 | $28.48 | 9/16/2009 1:21:47 PM |
| simiray | $25.00 | $25.00 | 9/16/2009 10:01:59 AM |
| Sneadisland | $25.00 | $25.00 | 9/16/2009 2:21:53 PM |
| wwwUniversal | $25.00 | $25.00 | 9/16/2009 2:26:46 PM |
| arenangelchild | $100.00 | $100.00 | 9/16/2009 3:30:01 PM |
| Gnomes-of-Zurich | $25.00 | $25.00 | 9/16/2009 3:32:49 PM |
| paymaster4 | $70.00 | $70.00 | 9/16/2009 3:14:43 PM |
| wait4noone | $25.00 | $25.00 | 9/16/2009 3:43:08 PM |
| 311 bids
|
Borrower Payment Dependent Notes Series
422508
This series of Notes was issued and sold upon the funding of the borrower loan #38675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-02-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-16-2009 |
|
|
Starting lender yield:
| 10.99% |
Starting borrower rate/APR:
| 11.99% / 14.12% |
Starting monthly payment:
| $83.02 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $81.02 |
| |
|
Auction yield range:
| 4.18% - 10.99% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-720 (Sep-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,151 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 55% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| speedy-justice8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bathroom Remodeling
Purpose of loan:
This loan will be used to put new tiles,replace panels,replacetoilet,sink and new fixtures also electrical work is required as wll need to install a new larger window.
My financial situation:
I am a good candidate for this loan because,I'm in a good financial shape,pay all my bills on time and and have a steady and reliable job.
Monthly net income: $ 2400.00
Monthly expenses: $ 1250.00
??Housing: $ 300.00
??Insurance: $ 100.00
??Car expenses: $ 50.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 350.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
If--as your above profile states--you're NOT a homeowner, why would you be remodeling the bathroom in (apparently) someone else's house? - IM-SHARKY
A:
I'm house sitting .The owner is out of the country.She asked me to remodel a bathroom.I have to use my own funds.When she gets back I will get paid for work, as well as all the costs for the material will be reimbursed.
(Sep-03-2009)
Q:
Have you got the owner?s OK on this IN WRITING? If NOT, then you?not to mention your prosper lenders--could be left holding the bag due to
VERBAL ?misunderstandings? about just what had been agreed to BEFORE the work was done. Scary and risky. - IM-SHARKY
A:
Regarding a bathroom remodeling I will be her caretaker.She's 70 yo and will require assistance.Adventually the house will belong to me.She has no family in this country.Her husband passed away a few years back.She is expecting the work will be done by the time she returns home this coming spring.I was given details about what has to be done.It's an old bathroom and It needs a major upgrade.She can not do It herself.I'm a handy man so I don't have a problem with that.
(Sep-03-2009)
Q:
I'm still worried about whether you have anything in writing to protect yourself & us. Does her will name you as beneficiary? Contract in place guaranteeing you will be reimbursed when she returns? Any relative, anywhere, who might contest it? - dasyjo
A:
Before she left for Poland,she had shown her will regarding her house as me being rightfull owner after her passing.I will get a copy after she returns.I did't need to ask her up front.After she gets back I will do more work on the outside of the house.But she wanted to start working on the bathroom before she returns.
(Sep-04-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Moron_Buffet | $25.00 | $25.00 | 9/2/2009 4:29:57 PM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 4:32:01 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 4:26:04 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:06:07 PM |
| Kame | $25.00 | $25.00 | 9/2/2009 4:31:25 PM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:31:16 AM |
| ok | $25.00 | $25.00 | 9/3/2009 1:04:19 PM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:06:05 PM |
| LuckySF | $50.00 | $50.00 | 9/4/2009 3:29:44 PM |
| bid-wonder | $25.00 | $25.00 | 9/6/2009 9:20:21 AM |
| vinayski | $25.00 | $25.00 | 9/6/2009 5:35:16 PM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:34 PM |
| ClearLake | $25.00 | $25.00 | 9/6/2009 10:57:47 PM |
| DrStaff | $35.62 | $35.62 | 9/7/2009 12:30:22 PM |
| dpries123 | $25.00 | $25.00 | 9/9/2009 7:46:31 AM |
| jetblack | $29.60 | $29.60 | 9/10/2009 10:49:45 AM |
| little_shark_J | $25.00 | $25.00 | 9/11/2009 5:29:09 PM |
| hawk357 | $25.00 | $25.00 | 9/14/2009 5:40:29 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:21 PM |
| fortytwo | $50.00 | $50.00 | 9/15/2009 4:46:02 PM |
| JerryB96 | $25.00 | $25.00 | 9/15/2009 4:11:38 PM |
| jpyrek | $25.00 | $25.00 | 9/15/2009 6:25:14 PM |
| maga | $50.00 | $50.00 | 9/15/2009 6:01:01 PM |
| colorfulgardener | $50.00 | $50.00 | 9/16/2009 6:06:56 AM |
| glenium | $25.00 | $25.00 | 9/16/2009 3:33:17 AM |
| ChristopherHS | $25.00 | $25.00 | 9/16/2009 4:15:54 AM |
| bondo41 | $25.00 | $25.00 | 9/16/2009 6:01:58 AM |
| UC3307 | $90.00 | $90.00 | 9/16/2009 12:30:20 PM |
| arenangelchild | $25.00 | $25.00 | 9/16/2009 3:38:09 PM |
| crazybill | $25.00 | $25.00 | 9/16/2009 1:41:02 PM |
| alex206 | $25.00 | $25.00 | 9/16/2009 4:13:07 PM |
| gm93001 | $25.00 | $25.00 | 9/2/2009 4:30:31 PM |
| MidnightBank | $25.00 | $25.00 | 9/2/2009 4:31:52 PM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 4:32:04 PM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 4:32:30 PM |
| jgar_O | $30.00 | $30.00 | 9/2/2009 4:26:08 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/2/2009 4:26:56 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/3/2009 1:45:38 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:06:18 AM |
| Syzygy | $25.00 | $25.00 | 9/3/2009 6:43:26 PM |
| goofy15975 | $25.00 | $25.00 | 9/4/2009 11:51:42 AM |
| bowdish1 | $38.66 | $38.66 | 9/4/2009 12:55:38 PM |
| aesop | $25.00 | $25.00 | 9/4/2009 2:59:10 PM |
| wormdc | $25.00 | $25.00 | 9/4/2009 8:15:34 PM |
| all_of_that_one | $25.00 | $25.00 | 9/5/2009 12:35:31 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:32:18 PM |
| kenyonhillbilly | $37.97 | $37.97 | 9/6/2009 5:05:24 PM |
| kumpa2u | $50.00 | $50.00 | 9/7/2009 12:27:11 PM |
| mscomeaux | $25.00 | $25.00 | 9/8/2009 5:26:17 AM |
| Avala | $25.00 | $25.00 | 9/7/2009 6:45:12 PM |
| djs81 | $25.00 | $25.00 | 9/7/2009 7:00:37 PM |
| mikeandcat | $50.00 | $8.80 | 9/8/2009 9:43:45 AM |
| bondhedger | $25.00 | $25.00 | 9/11/2009 5:45:08 PM |
| hellasow | $25.00 | $25.00 | 9/14/2009 5:09:46 PM |
| market-assembler | $25.00 | $25.00 | 9/14/2009 6:53:13 PM |
| loanman2007 | $25.00 | $25.00 | 9/14/2009 7:36:23 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:08:06 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/15/2009 2:47:12 PM |
| new-goal-return | $25.00 | $25.00 | 9/15/2009 6:38:02 PM |
| Zorg | $100.00 | $100.00 | 9/15/2009 8:38:53 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/15/2009 8:05:34 PM |
| autoconnection | $25.00 | $25.00 | 9/16/2009 6:32:48 AM |
| bhargapa | $200.00 | $200.00 | 9/16/2009 11:24:00 AM |
| Stahl | $29.35 | $29.35 | 9/16/2009 11:44:15 AM |
| yu-rik | $50.00 | $50.00 | 9/16/2009 1:35:39 PM |
| SanJoser | $100.00 | $100.00 | 9/16/2009 2:30:13 PM |
| dahnkster | $25.00 | $25.00 | 9/16/2009 2:24:26 PM |
| greenback-octave | $25.00 | $25.00 | 9/16/2009 12:39:29 PM |
| plbquic | $25.00 | $25.00 | 9/16/2009 1:05:52 PM |
| jayk63 | $25.00 | $25.00 | 9/16/2009 4:10:48 PM |
| 70 bids
|
Borrower Payment Dependent Notes Series
423222
This series of Notes was issued and sold upon the funding of the borrower loan #38649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $115.13 |
|
Final lender yield:
| 8.86% |
Final borrower rate/APR:
| 9.86% / 11.97% |
Final monthly payment:
| $112.71 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.74% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 18
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,278 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 51% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| RecoveringEntrepreneur |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(May-2009)
680-700
(Jan-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Consolidating Accounts
Purpose of loan:
This loan will be used to consolidate multiple accounts.
My financial situation:
I am a good candidate for this loan because I am a technical professional doing a great job and was recently promoted.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Please list the accounts you will be paying off. Include outstanding balances and interest rates. Thanks. - epicanthal
A:
1) Citi => $850 @ 12.24%
2) Chase => $600 @ 14.0%
3) B of A => $1950 @ 11.99%
+ buffer to account for Prosper fee
(Sep-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/8/2009 6:36:35 PM |
| PrinceValium | $25.00 | $25.00 | 9/12/2009 6:21:54 PM |
| Machbannai | $25.00 | $25.00 | 9/14/2009 6:42:58 AM |
| HappyToLoan | $25.00 | $25.00 | 9/14/2009 12:04:40 PM |
| StarFundingSource | $25.00 | $25.00 | 9/15/2009 8:29:10 AM |
| bansir | $25.00 | $25.00 | 9/15/2009 7:11:49 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/16/2009 7:35:21 PM |
| Jim33 | $25.00 | $25.00 | 9/16/2009 8:19:45 PM |
| Toony | $25.00 | $25.00 | 9/16/2009 5:13:49 PM |
| Sven79 | $250.00 | $250.00 | 9/18/2009 9:21:13 AM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:01:14 PM |
| surferracerskaterboy | $50.00 | $50.00 | 9/19/2009 1:06:03 AM |
| loanman2007 | $50.00 | $50.00 | 9/19/2009 11:37:36 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/19/2009 3:05:59 PM |
| mcabery | $75.00 | $75.00 | 9/19/2009 12:47:41 PM |
| alex206 | $25.00 | $25.00 | 9/20/2009 1:22:27 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/20/2009 6:52:19 AM |
| CheapDolo22 | $25.00 | $25.00 | 9/20/2009 10:53:56 AM |
| kulender | $100.00 | $100.00 | 9/20/2009 4:53:23 PM |
| windpiano1962 | $25.00 | $25.00 | 9/21/2009 4:26:37 AM |
| payontime1 | $50.00 | $50.00 | 9/21/2009 2:24:29 PM |
| rummy06 | $50.00 | $50.00 | 9/21/2009 1:30:38 PM |
| RIVERHTS | $50.00 | $50.00 | 9/21/2009 5:58:08 PM |
| slxvq | $30.76 | $30.76 | 9/21/2009 10:03:52 PM |
| quiggles | $25.00 | $25.00 | 9/22/2009 6:42:09 AM |
| shamil45 | $25.00 | $25.00 | 9/22/2009 7:14:05 AM |
| kf88 | $50.00 | $50.00 | 9/22/2009 10:12:06 AM |
| SuperInvestor82 | $25.00 | $25.00 | 9/22/2009 11:19:35 AM |
| zbanker | $25.06 | $25.06 | 9/22/2009 10:46:43 AM |
| gm93001 | $50.00 | $50.00 | 9/22/2009 12:36:22 PM |
| P2PHelper | $25.84 | $25.84 | 9/22/2009 10:55:05 AM |
| thegreatstrafe | $27.34 | $27.34 | 9/22/2009 11:29:44 AM |
| smart-gold | $25.00 | $25.00 | 9/22/2009 1:35:30 PM |
| coin-lender77 | $125.00 | $125.00 | 9/22/2009 4:38:24 PM |
| Sven79 | $150.00 | $150.00 | 9/22/2009 1:25:22 PM |
| epicanthal | $50.00 | $50.00 | 9/22/2009 4:45:23 PM |
| forceful-dollar | $200.00 | $200.00 | 9/22/2009 4:51:05 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/22/2009 4:46:06 PM |
| FL-Lender | $25.00 | $25.00 | 9/22/2009 4:03:10 PM |
| uclalien | $100.00 | $100.00 | 9/22/2009 4:33:30 PM |
| kain11286 | $50.00 | $50.00 | 9/22/2009 4:49:58 PM |
| LindaRicci | $25.00 | $25.00 | 9/13/2009 8:53:46 AM |
| quest194 | $25.00 | $25.00 | 9/14/2009 11:01:11 AM |
| Firescreek | $25.00 | $25.00 | 9/14/2009 12:07:09 PM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:18:12 PM |
| paramjit | $50.00 | $50.00 | 9/15/2009 1:04:49 PM |
| DADOF1 | $25.00 | $25.00 | 9/16/2009 3:15:19 PM |
| plbquic | $50.00 | $50.00 | 9/16/2009 12:19:03 PM |
| outofoffice | $50.00 | $50.00 | 9/16/2009 9:13:15 PM |
| Phantom | $50.00 | $50.00 | 9/17/2009 2:56:24 PM |
| market-assembler | $26.02 | $26.02 | 9/17/2009 5:31:07 PM |
| soilchem | $25.00 | $25.00 | 9/17/2009 8:38:56 PM |
| william8 | $25.00 | $25.00 | 9/18/2009 4:15:59 PM |
| bordersguy | $72.21 | $72.21 | 9/20/2009 5:14:39 AM |
| SeaLoans | $25.00 | $25.00 | 9/21/2009 8:14:19 AM |
| BankofBeth | $50.00 | $50.00 | 9/21/2009 10:33:16 AM |
| rmpedi33 | $50.00 | $50.00 | 9/21/2009 1:09:30 PM |
| Kelor99 | $25.00 | $25.00 | 9/21/2009 8:31:06 PM |
| JerryB96 | $25.00 | $25.00 | 9/21/2009 8:56:54 PM |
| coasterman | $25.00 | $25.00 | 9/21/2009 7:11:04 PM |
| MarvinE | $25.00 | $25.00 | 9/22/2009 4:00:38 AM |
| OoM | $25.00 | $25.00 | 9/22/2009 10:44:48 AM |
| rockymtbob | $50.00 | $50.00 | 9/22/2009 10:49:24 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 11:14:03 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 9/22/2009 12:55:20 PM |
| UCSBGAUCHOS | $25.00 | $25.00 | 9/22/2009 1:17:21 PM |
| Lear31 | $50.00 | $50.00 | 9/22/2009 1:20:13 PM |
| maga | $100.00 | $100.00 | 9/22/2009 2:29:56 PM |
| Nasdaq | $50.00 | $50.00 | 9/22/2009 4:14:31 PM |
| MacAtk | $50.00 | $50.00 | 9/22/2009 2:38:31 PM |
| yogi1975 | $35.00 | $35.00 | 9/22/2009 2:46:27 PM |
| bankojerry | $25.00 | $25.00 | 9/22/2009 3:58:53 PM |
| gjm6d | $25.00 | $25.00 | 9/22/2009 4:34:52 PM |
| seineil | $100.00 | $100.00 | 9/22/2009 4:37:17 PM |
| relentless-gain3 | $25.00 | $25.00 | 9/22/2009 4:50:38 PM |
| wwwUniversal | $25.00 | $25.00 | 9/22/2009 4:46:29 PM |
| CoolBreezeWarlord | $50.00 | $7.77 | 9/22/2009 4:47:55 PM |
| 77 bids
|
Borrower Payment Dependent Notes Series
415310
This series of Notes was issued and sold upon the funding of the borrower loan #38672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,667.00 |
Prosper Rating:
| B |
Auction start date:
| Sep-01-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 18.74% |
Starting borrower rate/APR:
| 19.74% / 21.97% |
Starting monthly payment:
| $61.73 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 11.09% |
Final monthly payment:
| $53.01 |
| |
|
Auction yield range:
| 6.18% - 18.74% |
Estimated loss impact:
| 5.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 2.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-760 (Aug-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,336 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 19% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 5 | | | | |
|
Screen name:
| Loan_Shark_74 |
Borrower's state:
| Arizona |
Borrower's group:
| Thousand Dollar Group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jan-2008)
|
|
Principal balance:
| $20.96 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Second Prosper Loan
Purpose of loan:
This is my second loan on Prosper. It will be used as an emergency?buffer. I recently bought a new home, and have depleted?my excess funds for closing costs, new appliances, and labor costs.?My first Prosper loan?was for 1k. I have 10800 in principal still loaned on Prosper. I am asking to borrow against that. I will use my payments received from my?Prosper loans?to pay this loan off. The funds are not needed, I just want to ensure I have adequate cash on hand for emergency issues. My hope is the APR?will get bid down below my current lender rate of 12.24% on my existing Proper notes.
My financial situation:
I am a good candidate for this loan because I always pay my bills.
Here are my current debts and assets: HRS $1994 at 0% until June 2010 - monthly payment?20 / Citi $10218 at 1.9% until balance transfer is paid off ? I do not use, so total balance remains at 1.9% - monthly payment?154 / Juniper $1716 at 2.9% until?balance transfer is paid off?? I do not use, so total balance remains at 2.9% ? monthly payment?21 / Chase 5400 at 2.9% until February 2011 - monthly payment 106. I also have a discover card that I use for food and auto gas expenses. It gets paid off every month?this payment?is reflected in the monthly expenses below.?
I have?10800 in prosper earning interest at approximately 13.24%. I have?over?29000 in a 457 mutual fund, of which I can borrow up to half if I want.?
Income: $ 64139.98 a year/ 48756.52 take home (this includes about 6500 for national guard)
Monthly expenses: Total $3113?Housing: $1092??Car/house Insurance: $114??Car payments and Gas: $500??Utilities: $250??Phone, cable, Internet: $256??Food, entertainment: $500??Clothing, household expenses $100??Credit cards and other loans: $301??Other expenses: $ This prosper loan
Recent credit checks: Shopping for mortgage financing. I closed on my home In June.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hey LShark-- Could you explain the 5 inquiries in the last 6 months? Everything else is so clean it kind of sticks out. Thanks and good luck with your listing. - bondhedger
A:
I Shopped for mortgage rates in March (first 3 checks). I picked USAA, but I had not used my wife's info(stay at home mom). USAA required an additional application 10 days later since I live in a community property state (4th). By the time we found the home we wanted, the credit check was going to go over 60 days by closing. Also, the home was a foreclosure and subject to delays on closing, so USAA had us approve another credit check. Thanks, LS74 (I did explain in the listing)
(Sep-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| help4u | $150.00 | $150.00 | 9/1/2009 6:04:06 PM |
| ralf206 | $41.64 | $41.64 | 9/2/2009 9:28:22 AM |
| BAEVentures | $50.00 | $50.00 | 9/2/2009 7:11:25 PM |
| Dskillz | $50.00 | $50.00 | 9/5/2009 9:05:21 AM |
| MsTabbyKats | $25.00 | $25.00 | 9/8/2009 6:10:44 PM |
| Schwamie | $69.82 | $69.82 | 9/10/2009 12:46:41 PM |
| rpd1211 | $25.00 | $25.00 | 9/11/2009 2:21:24 PM |
| hunterMG | $25.00 | $25.00 | 9/11/2009 11:38:38 PM |
| ldr2000 | $50.00 | $50.00 | 9/11/2009 11:55:22 PM |
| BankofBeth | $50.00 | $50.00 | 9/14/2009 4:41:45 PM |
| warew | $50.00 | $50.00 | 9/15/2009 7:32:21 AM |
| loan-eagle9 | $50.00 | $50.00 | 9/15/2009 10:08:59 AM |
| rcs2003 | $106.92 | $106.92 | 9/14/2009 9:25:09 PM |
| tompau | $25.00 | $25.00 | 9/15/2009 2:10:30 PM |
| kinetic-social | $25.00 | $25.00 | 9/15/2009 3:50:14 PM |
| credit-coach118 | $25.00 | $25.00 | 9/15/2009 1:01:43 PM |
| treebird | $50.00 | $50.00 | 9/15/2009 3:21:44 PM |
| treebird | $200.00 | $200.00 | 9/1/2009 5:11:53 PM |
| payontime1 | $50.00 | $50.00 | 9/5/2009 10:29:48 PM |
| Tuss12 | $50.00 | $50.00 | 9/7/2009 9:43:01 PM |
| Bawsth | $25.00 | $25.00 | 9/10/2009 6:11:58 AM |
| finagler | $25.00 | $25.00 | 9/11/2009 9:57:16 PM |
| justin323 | $25.00 | $12.56 | 9/13/2009 3:59:40 PM |
| Alexander1776 | $25.00 | $25.00 | 9/14/2009 12:30:07 PM |
| mobius_titan | $25.00 | $25.00 | 9/14/2009 10:38:35 AM |
| Mikale360 | $25.00 | $25.00 | 9/14/2009 4:22:15 PM |
| IrrationalPi | $36.06 | $36.06 | 9/14/2009 4:00:08 PM |
| loanman2007 | $75.00 | $75.00 | 9/14/2009 7:08:30 PM |
| sunstar | $25.00 | $25.00 | 9/14/2009 7:37:19 PM |
| gm93001 | $50.00 | $50.00 | 9/15/2009 10:10:22 AM |
| AsianDragon | $50.00 | $50.00 | 9/14/2009 9:00:39 PM |
| swti37 | $50.00 | $50.00 | 9/15/2009 6:16:37 AM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 3:13:55 PM |
| Lear31 | $50.00 | $50.00 | 9/15/2009 3:51:46 PM |
| 34 bids
|
Borrower Payment Dependent Notes Series
422068
This series of Notes was issued and sold upon the funding of the borrower loan #38647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 27.75% |
Final borrower rate/APR:
| 28.75% / 31.11% |
Final monthly payment:
| $83.54 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 15.97% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.78% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 600-620 (Aug-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,218 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| mike2246s |
Borrower's state:
| Florida |
Borrower's group:
| Alternative Financing for School |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 27 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Jul-2009)
540-560
(Nov-2007)
520-540
(Feb-2007)
520-540
(Feb-2007)
|
|
Principal balance:
| $0.01 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Please help give funding for car
Hi, I am looking to raise money for a new car for my job. I am now working in an information technology department and plan to continue working this job for several more years.
This Job helps me pay off most of my school bills, so I do not foresee myself
having any problems making the necessary payments towards this loan. I am
requesting this loan, because I would like to pay my of credit card debt at a
lower rate than I currently have, and I also think that this will be a good
opportunity to work with prosper.com.
Information in the Description is not verified.
Friends And Family Winning Bids
silverswimmer14 has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sweety075 | $25.00 | $25.00 | 9/9/2009 5:44:32 PM |
| Rob1978 | $50.00 | $50.00 | 9/11/2009 5:34:44 PM |
| Clicktogetmoney | $30.00 | $30.00 | 9/12/2009 12:18:05 PM |
| COtheBeast | $25.00 | $25.00 | 9/12/2009 8:00:15 PM |
| dcm6276 | $25.00 | $25.00 | 9/12/2009 9:25:59 PM |
| autoconnection | $25.00 | $25.00 | 9/13/2009 7:52:14 AM |
| bst | $50.00 | $50.00 | 9/13/2009 10:48:14 AM |
| bst | $35.00 | $35.00 | 9/13/2009 10:51:29 AM |
| billybragg | $25.00 | $25.00 | 9/12/2009 9:48:48 PM |
| stevekc1 | $25.00 | $25.00 | 9/13/2009 9:59:33 PM |
| bst | $50.00 | $50.00 | 9/13/2009 10:54:35 AM |
| NC_Capital_Funding | $25.00 | $25.00 | 9/13/2009 12:00:29 PM |
| KaChingInvestments | $27.54 | $27.54 | 9/14/2009 5:59:04 AM |
| mobius_titan | $25.00 | $25.00 | 9/14/2009 4:55:55 AM |
| fatboy888 | $25.00 | $25.00 | 9/14/2009 6:10:04 AM |
| malomar66 | $25.00 | $25.00 | 9/14/2009 11:26:26 AM |
| zxr | $25.00 | $25.00 | 9/14/2009 8:03:42 AM |
| fantasysports | $25.00 | $25.00 | 9/14/2009 11:27:39 AM |
| m60gpmg | $35.00 | $35.00 | 9/14/2009 12:39:33 PM |
| loan-eagle9 | $50.00 | $50.00 | 9/14/2009 12:41:32 PM |
| Feyenoord | $25.00 | $25.00 | 9/14/2009 3:11:55 PM |
| DaddyBill | $25.00 | $25.00 | 9/14/2009 1:11:27 PM |
| ima007 | $25.00 | $25.00 | 9/14/2009 2:00:28 PM |
| niceguy777 | $25.00 | $25.00 | 8/31/2009 4:13:52 PM |
| jgar_O | $25.00 | $25.00 | 9/3/2009 5:44:50 PM |
| srthsvghdthtr | $25.00 | $25.00 | 9/10/2009 4:29:50 PM |
| d34dfish | $25.00 | $25.00 | 9/10/2009 6:50:45 PM |
| Credit2Prosper | $25.00 | $25.00 | 9/10/2009 5:03:37 PM |
| charliecubs | $26.22 | $26.22 | 9/11/2009 11:18:02 AM |
| Jordan1123 | $25.00 | $25.00 | 9/11/2009 1:05:43 PM |
| fireferd | $100.00 | $100.00 | 9/11/2009 8:39:18 PM |
| Snoopylover | $25.00 | $25.00 | 9/11/2009 4:17:19 PM |
| carmat60 | $25.00 | $25.00 | 9/12/2009 12:53:10 AM |
| ezvest | $25.00 | $25.00 | 9/12/2009 5:40:10 AM |
| F16Edwards | $25.00 | $25.00 | 9/11/2009 11:52:19 PM |
| Elevate2012 | $25.00 | $25.00 | 9/12/2009 10:33:33 AM |
| CoolPlexer | $29.11 | $29.11 | 9/12/2009 10:48:46 AM |
| Freddie68 | $25.00 | $25.00 | 9/12/2009 8:45:35 AM |
| EEasyMoney | $25.00 | $25.00 | 9/12/2009 9:57:07 AM |
| payontime1 | $50.00 | $50.00 | 9/12/2009 8:32:33 PM |
| jtc26 | $50.00 | $50.00 | 9/12/2009 8:33:56 AM |
| tonyl33 | $75.00 | $75.00 | 9/12/2009 11:08:05 AM |
| Ray3486 | $25.00 | $25.00 | 9/13/2009 8:06:29 PM |
| djp127 | $25.00 | $25.00 | 9/13/2009 11:54:31 PM |
| powerproject | $30.00 | $30.00 | 9/13/2009 9:30:18 AM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:54:30 PM |
| silverswimmer14 | $50.00 | $50.00 | 9/14/2009 7:03:00 AM |
| Bank_of_Smitty33 | $55.91 | $55.91 | 9/14/2009 2:03:04 AM |
| danza | $25.00 | $25.00 | 9/13/2009 4:52:45 PM |
| turbobunny | $50.00 | $50.00 | 9/14/2009 2:32:39 AM |
| glenium | $25.00 | $25.00 | 9/14/2009 3:16:27 AM |
| Bobusa | $25.00 | $25.00 | 9/14/2009 4:58:13 AM |
| sdkevin | $25.00 | $25.00 | 9/14/2009 12:49:22 PM |
| HenlopenCapital | $25.00 | $25.00 | 9/14/2009 11:08:51 AM |
| martymaniaman | $50.00 | $50.00 | 9/14/2009 11:48:57 AM |
| Gaelicman | $50.00 | $1.22 | 9/14/2009 12:46:04 PM |
| marybennet | $25.00 | $25.00 | 9/14/2009 3:25:38 PM |
| tashara | $25.00 | $25.00 | 9/14/2009 3:10:02 PM |
| maga | $25.00 | $25.00 | 9/14/2009 12:40:10 PM |
| investment-cluster | $25.00 | $25.00 | 9/14/2009 1:06:37 PM |
| Bill88 | $30.00 | $30.00 | 9/14/2009 3:22:55 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
422802
This series of Notes was issued and sold upon the funding of the borrower loan #38653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Sep-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Sep-18-2009 |
|
|
Starting lender yield:
| 8.08% |
Starting borrower rate/APR:
| 9.08% / 11.17% |
Starting monthly payment:
| $63.67 |
|
Final lender yield:
| 6.40% |
Final borrower rate/APR:
| 7.40% / 9.47% |
Final monthly payment:
| $62.12 |
| |
|
Auction yield range:
| 3.18% - 8.08% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.80% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Feb-1976 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-800 (Sep-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,173 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 15% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| CIC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Stock in a Bank
Purpose of loan:
This loan will be used to finance the purchase of stock in a bank, which will be opening soon.
My financial situation:
I am a good candidate for this loan because I have paid off my residence and all of my cars and carry very little debt.? I always pay my bills on time and sometimes early.? In addition I have both a full time job (listed above) and a part time job.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is the name of the bank whose stock you will be purchasing? - Lender25
A:
New Horizon Bank. It is the one located in Powhatan, Virginia. (there are several banks by this name which is why I included the town).
(Sep-08-2009)
Q:
Is this stock an IPO? What is it's stock symbol? Does this bank only have one office? Or are you buying this stock thru someone else? - CaliforniaSun
A:
It is an IPO. Since there are only going to be 250 shareholders it is considered to be private company and therefore will not be publically traded, for that reason there is no stock symbol. The bank is new and has not yet opened an office. Its first is scheduled to open its first office in October 2009. I am buying this stock directly from the bank.
(Sep-18-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| greenback-floret | $25.00 | $25.00 | 9/4/2009 3:25:16 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 9/5/2009 5:04:29 AM |
| MGS | $50.00 | $50.00 | 9/5/2009 11:15:10 PM |
| Penne123 | $30.50 | $30.50 | 9/6/2009 8:33:59 AM |
| HealthAndSafety | $50.00 | $50.00 | 9/6/2009 8:35:21 AM |
| IceFisherman | $69.82 | $69.82 | 9/8/2009 4:28:08 PM |
| estancias | $25.00 | $25.00 | 9/11/2009 7:01:46 PM |
| Vegan-Girl | $50.00 | $50.00 | 9/14/2009 5:01:26 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:34 PM |
| market-assembler | $50.00 | $50.00 | 9/15/2009 5:17:05 PM |
| bkb7484 | $25.00 | $25.00 | 9/16/2009 5:40:10 PM |
| lakefront5 | $40.00 | $40.00 | 9/17/2009 10:58:20 AM |
| Oak-Parker | $25.00 | $25.00 | 9/16/2009 8:24:06 PM |
| gothampark | $25.00 | $25.00 | 9/17/2009 4:10:35 PM |
| JACJ | $25.00 | $25.00 | 9/18/2009 5:16:59 AM |
| nanaof7 | $25.00 | $25.00 | 9/18/2009 1:39:38 PM |
| CalCollegeFund19 | $75.00 | $75.00 | 9/18/2009 2:19:25 PM |
| little_shark_J | $25.00 | $25.00 | 9/18/2009 2:23:50 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 9/4/2009 3:36:28 PM |
| SchaeferJ | $25.00 | $25.00 | 9/4/2009 3:39:34 PM |
| IM-SHARKY | $250.00 | $250.00 | 9/4/2009 10:54:32 PM |
| billnsc | $25.00 | $25.00 | 9/7/2009 7:00:55 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/11/2009 3:10:55 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/11/2009 3:11:11 PM |
| hellasow | $25.00 | $25.00 | 9/12/2009 12:25:58 PM |
| brit11 | $25.00 | $25.00 | 9/14/2009 11:48:27 PM |
| qkinger | $50.00 | $50.00 | 9/15/2009 10:11:40 AM |
| marwadi-62 | $100.00 | $100.00 | 9/16/2009 6:04:07 AM |
| plbquic | $25.00 | $25.00 | 9/16/2009 12:39:49 PM |
| BigSurf | $27.50 | $27.50 | 9/16/2009 7:37:16 PM |
| ScottFinance | $25.00 | $25.00 | 9/17/2009 7:48:02 AM |
| sunny1985 | $25.00 | $25.00 | 9/17/2009 9:14:41 AM |
| FundMaker | $25.00 | $25.00 | 9/17/2009 8:13:05 PM |
| mobius_titan | $25.00 | $25.00 | 9/18/2009 5:03:48 AM |
| kulender | $200.00 | $200.00 | 9/18/2009 7:30:05 AM |
| jmainc | $25.00 | $25.00 | 9/18/2009 7:46:25 AM |
| UC3307 | $100.00 | $100.00 | 9/18/2009 9:17:53 AM |
| Mack_Inv | $25.00 | $25.00 | 9/18/2009 10:05:49 AM |
| Jakes_Bank | $25.00 | $25.00 | 9/18/2009 10:09:13 AM |
| billyisafob | $50.00 | $50.00 | 9/18/2009 10:29:10 AM |
| thesage | $25.00 | $25.00 | 9/18/2009 11:18:27 AM |
| timtheman1 | $25.00 | $25.00 | 9/18/2009 11:34:14 AM |
| HarleyBoy | $50.00 | $50.00 | 9/18/2009 12:28:05 PM |
| kf88 | $50.00 | $50.00 | 9/18/2009 2:01:20 PM |
| skubwa | $25.00 | $7.18 | 9/18/2009 2:57:46 PM |
| wwwUniversal | $25.00 | $25.00 | 9/18/2009 3:07:00 PM |
| 46 bids
|
Borrower Payment Dependent Notes Series
422936
This series of Notes was issued and sold upon the funding of the borrower loan #38666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-16-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $121.43 |
| |
|
Auction yield range:
| 11.18% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,892 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 72% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| proper-hope1 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Get My Clunker Off The Road!
Let me start by introducing myself; I am a female, retired Army Veteran who served in Operation Iraqi Freedom 2003-2004. I was medically retired due to physical and emotional traumas received during combat. I have since been rated at 100% disabled by the Veteran's Administration and also by Social Security Disability. I receive a fixed income of $2820.00/month from the VA and $550/month from Social Security. I still value and live by the high moral and ethical standards that I lived by during my time in service to my country. This loan will be used to purchase a fuel-efficient vehicle for use as my "daily driver". ?I have been making every effort to "go green" and my horrible, diesel-chugging, exhaust-spewing beast of a truck is an embarrassment, a financial drain, and terrible for the environment! This 1995 F-350 Diesel truck had been originally purchased as a farm truck for my horse breeding business; it was only used occasionally to haul horses or hay long distances. Now that I have gotten out of the breeding business and separated from my husband, it is the ONLY vehicle I have, and so it is in use as my daily driver, much to my dismay! I am very interested in parking this beast and getting into a nice little older compact vehicle; unfortunately, in my price range, the vehicle I would buy would be older than any bank seems to be willing to finance. I looked carefully at the "Cash For Clunkers" program, and although my truck qualifies, I am very realistic about my fixed retirement income and know that adding a "new car payment" to the tune of $300-$450 per month is not something I would be comfortable committing to. At the interest rate of 28% or lower, $3000.00 over 3 years is approx. $100-$120/month; an amount I will be very comfortable paying each month. I pay about $240/month in DIESEL to fuel my truck right now, and with that truck parked, I estimate my fuel costs to be reduced by AT LEAST the $100-$120/month payment! My monthly expenses are: Mortgage: $1227.00/ mo. fixed Electric: $125.00/mo. avg. Phone: $115.00/mo. avg. Food: $300.00/mo. avg. Fuel: $240.00/mo avg. Utilities: $155.00/mo. avg. Student Loan: $145.00/mo. fixed Household Essentials: $65.00/mo. avg. Credit Card Payments: $60.00/mo. avg. Animal Care: $280.00/mo. fixed Incidentals/Savings/Emergency: $658.00/mo. avg. As you can see, I live a very frugal lifestyle, and the $240.00/month fuel cost significantly cuts into my available Incidentals/Savings/Emergency funds. My income is GUARANTEED and I will never lose income due to job loss, lay-off, or further disability. It is for this reason I consider myself an excellent risk, and implore you to consider my loan request. Thank you sincerely.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You know that having a rid with less cost per mile would be what you need and i like to know just what you have in mind. you going to have to fix this car at all your is this going to be a runner. - USFoundation
A:
I agree completely; less cost-per-mile is the true definition of an "economy car". I do not intend to buy a vehicle that is not mechanically sound. My friend and neighbor is a certified mechanic and has agreed to do pre-purchase examinations on any vehicle I'm interested in. I am looking for a 1997-2000 Honda Civic Coupe or similar that has been well maintained with good records, but might be higher-mileage or have a slight cosmetic issue that would keep the price right at/around the $3000.00
(Sep-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lagnisiruk | $25.00 | $25.00 | 9/4/2009 11:04:33 AM |
| secobarbital | $25.00 | $25.00 | 9/4/2009 10:42:56 AM |
| delivery | $25.00 | $25.00 | 9/4/2009 10:45:37 AM |
| CarDealer3070 | $30.00 | $30.00 | 9/4/2009 11:04:41 AM |
| SNH | $25.00 | $25.00 | 9/4/2009 4:23:15 PM |
| anton | $25.00 | $25.00 | 9/4/2009 4:26:51 PM |
| impartial-deal | $75.00 | $75.00 | 9/6/2009 10:33:50 PM |
| Sateesh | $100.00 | $100.00 | 9/6/2009 10:59:41 PM |
| FinDoc | $25.00 | $25.00 | 9/7/2009 8:14:03 AM |
| dinero-mason | $50.00 | $50.00 | 9/7/2009 4:24:55 PM |
| goofy15975 | $25.00 | $25.00 | 9/7/2009 4:24:26 PM |
| Corporal | $25.00 | $25.00 | 9/7/2009 5:16:04 PM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:07:42 AM |
| seisen | $50.00 | $50.00 | 9/8/2009 11:34:01 AM |
| USFoundation | $25.00 | $25.00 | 9/8/2009 1:37:29 PM |
| aprilapril | $25.00 | $25.00 | 9/8/2009 4:09:16 PM |
| YQQ | $25.00 | $25.00 | 9/8/2009 2:18:41 PM |
| Hutpit | $59.18 | $59.18 | 9/9/2009 5:06:30 PM |
| geauxtigers29 | $50.00 | $50.00 | 9/11/2009 8:32:24 AM |
| deepblue34 | $25.00 | $25.00 | 9/11/2009 3:11:05 PM |
| hellasow | $25.00 | $25.00 | 9/11/2009 9:07:31 PM |
| Unitas4302 | $41.18 | $41.18 | 9/13/2009 5:45:14 AM |
| element40 | $200.00 | $200.00 | 9/12/2009 7:26:05 PM |
| Thunder08 | $25.00 | $25.00 | 9/14/2009 5:54:02 AM |
| fabulous-return | $25.00 | $25.00 | 9/14/2009 10:29:53 AM |
| fabulous-return | $25.00 | $25.00 | 9/14/2009 11:10:19 AM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 3:27:10 PM |
| catalystcf | $26.66 | $26.66 | 9/14/2009 6:10:18 PM |
| leverage-hawk | $25.00 | $25.00 | 9/14/2009 8:49:17 PM |
| JSCharter | $75.00 | $75.00 | 9/14/2009 9:02:57 PM |
| mason752 | $100.00 | $100.00 | 9/15/2009 11:01:17 AM |
| shawnw2 | $100.00 | $100.00 | 9/15/2009 11:58:13 AM |
| plbquic | $25.00 | $25.00 | 9/15/2009 12:33:57 PM |
| personanongratta04 | $50.00 | $50.00 | 9/15/2009 5:14:08 PM |
| DonDiego | $25.00 | $25.00 | 9/16/2009 12:29:29 AM |
| thedreamer | $50.00 | $50.00 | 9/4/2009 10:45:21 AM |
| Halos2002 | $25.00 | $25.00 | 9/4/2009 10:54:23 AM |
| GMPK_TLAS | $25.00 | $25.00 | 9/4/2009 10:59:17 AM |
| personal-lender | $25.00 | $25.00 | 9/4/2009 3:47:40 PM |
| gpuck | $25.00 | $25.00 | 9/4/2009 3:54:38 PM |
| unequivocal-velocity | $150.00 | $150.00 | 9/4/2009 4:04:00 PM |
| Kaj | $25.00 | $25.00 | 9/4/2009 4:25:37 PM |
| fishking | $78.64 | $78.64 | 9/5/2009 4:11:44 PM |
| jeffe43 | $50.00 | $50.00 | 9/5/2009 9:32:13 PM |
| FeedTheMachine | $25.00 | $25.00 | 9/5/2009 10:00:42 PM |
| JTHarris | $25.00 | $25.00 | 9/5/2009 11:17:34 AM |
| glazeddonuts | $25.00 | $25.00 | 9/6/2009 11:03:58 PM |
| DramaticGopher | $25.00 | $25.00 | 9/8/2009 10:01:18 AM |
| affluence-tycoon | $50.00 | $33.33 | 9/8/2009 5:29:29 PM |
| wwwUniversal | $25.00 | $25.00 | 9/9/2009 5:10:02 PM |
| buffalobills | $25.00 | $25.00 | 9/9/2009 8:19:23 PM |
| Rider | $100.00 | $100.00 | 9/10/2009 9:43:07 AM |
| ima007 | $80.00 | $80.00 | 9/10/2009 5:24:24 PM |
| freestyle624 | $25.00 | $25.00 | 9/12/2009 9:25:12 AM |
| ajk_blue | $25.00 | $25.00 | 9/12/2009 7:29:23 PM |
| chitown63 | $246.01 | $246.01 | 9/13/2009 12:07:44 PM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:08 PM |
| meabandit | $100.00 | $100.00 | 9/14/2009 10:39:33 AM |
| Sparchange | $25.00 | $25.00 | 9/14/2009 8:40:18 PM |
| scroooge | $25.00 | $25.00 | 9/15/2009 6:35:09 AM |
| rneckfsu | $25.00 | $25.00 | 9/15/2009 4:15:46 PM |
| gpsgreg | $55.00 | $55.00 | 9/15/2009 8:54:07 PM |
| bondhedger | $25.00 | $25.00 | 9/15/2009 6:34:10 PM |
| 63 bids
|
Borrower Payment Dependent Notes Series
423156
This series of Notes was issued and sold upon the funding of the borrower loan #38678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 15.57% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 46 | Length of status: | 15y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,582 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 97% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| gilbert10021 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < mo. late:
| 0
( 0% )
| 620-640
(Aug-2008)
|
|
Principal balance:
| $896.20 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
paying off finance company at 42%
Purpose of loan:
This loan will be used to?
pay a finance company off that is charging 42% interest. i?want to?paying them off early.
My financial situation:
I am a good candidate for this loan because?
i am not late on one single bill on my credit report, i have been at the same 2 jobs for over 10 years, and i already have paid prosper 12 months in a row on time on my first loan. this will be my second loan on prosper and i hope to consolidate all my bills to prosper eventually. and i will always start the interest at 35% for yall. my credit score has gone up since my last prosper loan 20 points.?if it would have not gone up i would not be able to list because your score now has to be 640. also this will get me back my car title. my first loan listed me as HR. now they list me as E. so everything has gone up on me. this is a relisting. as soon as it ended, some lender emailed me and said he ran out of time and wanted to bid on my loan to relist it. so that is what i am doing.?email me if you need anything. thanks.
Monthly net income: $ 2000
Monthly expenses: $
??Housing: $ 275
??Insurance: $ 31
??Car expenses: $ 60
??Utilities: $ 80
??Phone, cable, internet: $ 72
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $50.00 | $50.00 | 9/8/2009 6:15:34 PM |
| festivecpl | $50.00 | $50.00 | 9/12/2009 4:37:02 PM |
| kenL | $100.00 | $100.00 | 9/15/2009 5:33:40 AM |
| tigercat | $50.00 | $50.00 | 9/17/2009 1:12:37 PM |
| community-leader3 | $25.00 | $25.00 | 9/17/2009 9:24:51 PM |
| Iceman1347 | $25.00 | $25.00 | 9/18/2009 11:45:17 AM |
| admirable-credit | $25.00 | $25.00 | 9/18/2009 3:00:51 PM |
| Engineer44 | $25.00 | $25.00 | 9/19/2009 11:22:55 AM |
| PrinceValium | $25.00 | $25.00 | 9/19/2009 8:37:37 PM |
| rvfbroker | $25.00 | $25.00 | 9/20/2009 4:46:24 PM |
| 56bones | $25.00 | $25.00 | 9/21/2009 11:00:09 AM |
| moneymagnet4God | $34.25 | $34.25 | 9/21/2009 4:19:09 PM |
| Lubava | $25.00 | $25.00 | 9/22/2009 6:28:19 AM |
| maga | $50.00 | $50.00 | 9/22/2009 8:04:06 AM |
| albanitoinvestmentsllc | $50.00 | $50.00 | 9/22/2009 9:54:13 AM |
| bmw2 | $27.00 | $27.00 | 9/22/2009 9:49:29 AM |
| gm93001 | $100.00 | $100.00 | 9/9/2009 7:56:58 PM |
| Tylerh | $100.00 | $100.00 | 9/13/2009 3:55:35 PM |
| mrxtravis | $50.00 | $50.00 | 9/17/2009 4:30:16 PM |
| Eloise62 | $75.00 | $75.00 | 9/18/2009 7:30:31 AM |
| jpf27 | $100.00 | $100.00 | 9/21/2009 7:31:39 AM |
| 56bones | $25.00 | $25.00 | 9/21/2009 11:00:41 AM |
| Credit2Prosper | $25.00 | $25.00 | 9/21/2009 11:12:03 AM |
| ZOOOM | $25.00 | $25.00 | 9/21/2009 3:54:21 PM |
| gm93001 | $100.00 | $100.00 | 9/21/2009 7:18:16 PM |
| investment-cluster | $50.00 | $50.00 | 9/22/2009 1:59:10 AM |
| mrxtravis | $50.00 | $50.00 | 9/22/2009 7:08:03 AM |
| tigercat | $84.00 | $84.00 | 9/22/2009 6:45:30 AM |
| Au-Ag-Pt | $25.00 | $25.00 | 9/22/2009 8:55:06 AM |
| EEasyMoney | $25.00 | $25.00 | 9/22/2009 7:28:39 AM |
| Sudoku | $25.00 | $25.00 | 9/22/2009 9:02:56 AM |
| Sudoku | $25.00 | $25.00 | 9/22/2009 9:05:15 AM |
| kegs | $60.00 | $4.75 | 9/22/2009 9:53:32 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
420995
This series of Notes was issued and sold upon the funding of the borrower loan #38652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-02-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-16-2009 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.50% |
Starting monthly payment:
| $131.68 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $129.07 |
| |
|
Auction yield range:
| 4.18% - 10.38% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $25,880 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 33% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| adventurous-hope |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great Credit - Always Pay On Time
I?m looking for a loan to replace two high-interest credit cards ($2,400 at 22.99% and $1,500 at 27.24%) so that I can pay off my debt faster and buy my first home.
I've been working for non-profit organizations for my entire career and while this work is tremendously personally rewarding, the position I held right out of college paid very little and I knew nothing about budgeting so I accrued credit card debt. I now make twice as much money and am working on paying off my debt but I have balances left on two high interest cards.
Monthly Budget
Net Income- $2,980
Fixed Expenses- $1230 (rent, utilities, car sharing, prescriptions, etc)
Variable Expenses- $700 (groceries, clothing, haircuts, etc.)
Debt Payments- minimum payments add up to $850 but I pay $1050
Debt Breakdown other than the two cards:
Personal Loan- $10,000, 9.9%
Credit Card- $20,000, 9.9%
Student Loan- $10,000, 4.75%
If my loan is funded at the starting interest bid, I will save $500 in interest!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you provide the name and some information regarding the non-profit profit you work for? - WorkingTA
A:
I probably shouldn't provide the name, since Prosper doesn't want people including details that could identify them, but it's an international environmental organization with over 100 employees, 300,000 e-activists and members and offices in North America, South America and Europe.
(Sep-07-2009)
Q:
What is your occupation? - Lender25
A:
I do marketing and advocacy for a non-profit environmental organization.
(Sep-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/3/2009 6:40:51 PM |
| boxermom | $25.00 | $25.00 | 9/5/2009 6:48:12 PM |
| letsbank | $25.00 | $25.00 | 9/7/2009 9:00:25 PM |
| mcabery | $100.00 | $100.00 | 9/7/2009 6:49:11 PM |
| singletrck | $25.00 | $25.00 | 9/8/2009 2:41:48 PM |
| outofoffice | $50.00 | $50.00 | 9/9/2009 7:44:30 PM |
| mr-mix | $25.00 | $25.00 | 9/10/2009 10:45:42 PM |
| golffish2 | $50.00 | $50.00 | 9/11/2009 4:35:50 AM |
| market-assembler | $25.00 | $25.00 | 9/11/2009 5:06:09 PM |
| RandyL3 | $50.00 | $50.00 | 9/11/2009 5:36:22 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/12/2009 10:43:28 AM |
| PandP | $51.77 | $51.77 | 9/14/2009 2:43:56 AM |
| Vegan-Girl | $50.00 | $50.00 | 9/14/2009 4:42:07 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:12 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 3:14:13 PM |
| venetianmerchant | $40.00 | $40.00 | 9/14/2009 4:56:37 PM |
| jcw3rd | $25.00 | $25.00 | 9/14/2009 5:04:49 PM |
| hellasow | $25.00 | $25.00 | 9/14/2009 4:58:35 PM |
| fortytwo | $50.00 | $50.00 | 9/14/2009 5:23:20 PM |
| Chessplayer71 | $47.58 | $47.58 | 9/14/2009 7:47:48 PM |
| jralending | $25.00 | $25.00 | 9/14/2009 7:48:15 PM |
| shadargroup | $25.00 | $25.00 | 9/14/2009 8:40:45 PM |
| jamesandbecca | $27.05 | $27.05 | 9/15/2009 6:50:42 AM |
| db2070 | $45.00 | $45.00 | 9/15/2009 8:06:28 AM |
| P2PHelper | $25.93 | $25.93 | 9/15/2009 9:49:23 AM |
| himanshuko | $50.00 | $50.00 | 9/15/2009 12:11:24 PM |
| bossyboots01 | $33.62 | $33.62 | 9/15/2009 4:27:43 PM |
| DavronFunding | $25.00 | $25.00 | 9/15/2009 4:30:06 PM |
| hyperchamp | $25.00 | $25.00 | 9/15/2009 4:45:04 PM |
| Mincus | $30.00 | $30.00 | 9/15/2009 6:39:42 PM |
| Metasequoia | $25.00 | $25.00 | 9/15/2009 6:02:07 PM |
| sknop64 | $25.00 | $25.00 | 9/15/2009 7:57:08 PM |
| autoconnection | $25.00 | $25.00 | 9/16/2009 6:29:18 AM |
| piano55 | $25.35 | $25.35 | 9/16/2009 7:51:55 AM |
| warew | $50.00 | $50.00 | 9/16/2009 8:27:55 AM |
| Hotrod52 | $30.25 | $30.25 | 9/16/2009 8:44:35 AM |
| SV-AZ | $25.00 | $25.00 | 9/16/2009 11:05:12 AM |
| LA-Funding-Bank | $25.00 | $25.00 | 9/16/2009 10:31:53 AM |
| Sneadisland | $25.00 | $25.00 | 9/16/2009 2:17:17 PM |
| bhargapa | $25.00 | $25.00 | 9/16/2009 3:15:03 PM |
| Lear31 | $50.00 | $50.00 | 9/16/2009 3:04:22 PM |
| bhargapa | $50.00 | $50.00 | 9/16/2009 3:14:08 PM |
| Bill88 | $30.00 | $30.00 | 9/16/2009 3:27:24 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/16/2009 4:03:30 PM |
| jayk63 | $25.00 | $25.00 | 9/16/2009 4:08:41 PM |
| shellstar | $43.89 | $43.89 | 9/16/2009 2:40:30 PM |
| bhargapa | $50.00 | $50.00 | 9/16/2009 3:14:25 PM |
| MacBrandon | $25.00 | $25.00 | 9/16/2009 3:18:51 PM |
| greenback-floret | $25.00 | $25.00 | 9/2/2009 4:27:02 PM |
| bid-wonder | $25.00 | $25.00 | 9/6/2009 9:20:13 AM |
| WorkingTA | $25.00 | $25.00 | 9/7/2009 5:48:57 PM |
| killdare | $25.00 | $25.00 | 9/8/2009 5:50:56 PM |
| PrinceValium | $25.00 | $25.00 | 9/8/2009 7:56:42 PM |
| credit-coach118 | $25.00 | $25.00 | 9/9/2009 2:14:29 PM |
| OoM | $25.00 | $25.00 | 9/9/2009 4:03:23 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/9/2009 6:17:08 PM |
| jetblack | $50.00 | $50.00 | 9/10/2009 4:11:54 AM |
| JustOneVoice | $25.00 | $25.00 | 9/10/2009 8:35:12 PM |
| lavb23 | $25.00 | $25.00 | 9/11/2009 11:38:39 AM |
| little_shark_J | $25.00 | $25.00 | 9/11/2009 5:20:34 PM |
| Loan_Stranger | $50.00 | $50.00 | 9/13/2009 11:48:09 AM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/13/2009 6:39:43 PM |
| johnpmid | $25.00 | $25.00 | 9/14/2009 3:36:44 PM |
| loanman2007 | $50.00 | $50.00 | 9/14/2009 7:23:03 PM |
| justin323 | $25.00 | $25.00 | 9/14/2009 7:49:49 PM |
| JerryB96 | $25.00 | $25.00 | 9/14/2009 10:40:47 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/14/2009 7:20:55 PM |
| swti37 | $50.00 | $50.00 | 9/15/2009 6:21:41 AM |
| plbquic | $25.00 | $25.00 | 9/15/2009 12:36:32 PM |
| lancetc | $25.00 | $25.00 | 9/15/2009 1:23:03 PM |
| Soupy1 | $50.00 | $50.00 | 9/15/2009 1:09:04 PM |
| quiggles | $25.00 | $25.00 | 9/15/2009 1:54:10 PM |
| wwwUniversal | $25.00 | $0.48 | 9/15/2009 4:05:03 PM |
| shneb | $200.00 | $200.00 | 9/15/2009 4:20:25 PM |
| akgirlx | $25.00 | $25.00 | 9/15/2009 4:10:34 PM |
| mtb06 | $25.00 | $25.00 | 9/15/2009 5:14:16 PM |
| arkleseizure | $25.00 | $25.00 | 9/15/2009 5:26:30 PM |
| janicewill | $25.00 | $25.00 | 9/15/2009 6:04:25 PM |
| mclean_loaner | $50.00 | $50.00 | 9/15/2009 6:54:13 PM |
| productive-moola | $25.00 | $25.00 | 9/15/2009 6:06:43 PM |
| rockhound84 | $50.00 | $50.00 | 9/15/2009 9:18:11 PM |
| catalystcf | $26.65 | $26.65 | 9/15/2009 9:38:11 PM |
| mobius_titan | $25.00 | $25.00 | 9/16/2009 4:45:19 AM |
| barflyer | $28.96 | $28.96 | 9/16/2009 4:59:48 AM |
| Charmart | $25.00 | $25.00 | 9/16/2009 2:53:23 AM |
| oldman68 | $25.00 | $25.00 | 9/15/2009 6:11:24 PM |
| Polonius | $50.00 | $50.00 | 9/16/2009 8:20:12 AM |
| maga | $50.00 | $50.00 | 9/16/2009 9:26:38 AM |
| stemper | $50.00 | $50.00 | 9/15/2009 8:01:24 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/16/2009 11:16:03 AM |
| TheLoanManCan | $50.00 | $50.00 | 9/16/2009 12:04:27 PM |
| UC3307 | $90.00 | $90.00 | 9/16/2009 11:56:16 AM |
| zski | $25.00 | $25.00 | 9/16/2009 12:23:16 PM |
| mwb | $25.00 | $25.00 | 9/16/2009 7:37:02 AM |
| loan-eagle9 | $25.00 | $25.00 | 9/16/2009 8:33:55 AM |
| nala2821 | $25.00 | $25.00 | 9/16/2009 12:54:14 PM |
| Loan2save | $50.00 | $50.00 | 9/16/2009 1:27:07 PM |
| Schlawinzer | $25.00 | $25.00 | 9/16/2009 1:38:00 PM |
| SanJoser | $100.00 | $100.00 | 9/16/2009 2:28:28 PM |
| selo80 | $25.00 | $25.00 | 9/16/2009 2:51:51 PM |
| bhargapa | $25.00 | $25.00 | 9/16/2009 3:14:49 PM |
| careful-wealth | $50.00 | $50.00 | 9/16/2009 3:07:06 PM |
| eureka117 | $38.00 | $38.00 | 9/16/2009 3:34:56 PM |
| b1geasy | $25.47 | $25.47 | 9/16/2009 3:40:49 PM |
| ski3632 | $25.00 | $25.00 | 9/16/2009 12:18:25 PM |
| SCD | $25.00 | $25.00 | 9/16/2009 4:08:34 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/16/2009 4:10:39 PM |
| Engineer44 | $35.00 | $35.00 | 9/16/2009 4:11:46 PM |
| greenback-octave | $25.00 | $25.00 | 9/16/2009 2:53:18 PM |
| ratzlefrss | $50.00 | $50.00 | 9/16/2009 3:07:35 PM |
| JSTHLPNG | $25.00 | $25.00 | 9/16/2009 3:54:46 PM |
| 111 bids
|
Borrower Payment Dependent Notes Series
421845
This series of Notes was issued and sold upon the funding of the borrower loan #38641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,650.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-14-2009 |
|
|
Starting lender yield:
| 14.23% |
Starting borrower rate/APR:
| 15.23% / 17.43% |
Starting monthly payment:
| $57.38 |
|
Final lender yield:
| 14.23% |
Final borrower rate/APR:
| 15.23% / 17.43% |
Final monthly payment:
| $57.38 |
| |
|
Auction yield range:
| 14.18% - 14.23% |
Estimated loss impact:
| 15.31% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.08% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 120% |
|
Credit score:
| 620-640 (Aug-2009) |
Current / open credit lines:
| 11
/
11 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,277 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| hbills32 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 620-640 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 1
( 6% )
| 640-660
(Feb-2008)
|
|
Principal balance:
| $8,221.97 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
bills, new baby
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Amy77 | $1,650.00 | $1,650.00 | 9/12/2009 4:07:23 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
422271
This series of Notes was issued and sold upon the funding of the borrower loan #38643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,999.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-01-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 33.99% |
Starting borrower rate/APR:
| 34.99% / 37.44% |
Starting monthly payment:
| $135.65 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $120.83 |
| |
|
Auction yield range:
| 14.18% - 33.99% |
Estimated loss impact:
| 15.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 16
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,586 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 67% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| simmy |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 37 ( 97% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < mo. late:
| 1
( 3% )
| 640-660
(Dec-2007)
620-640
(Mar-2007)
640-660
(Apr-2006)
|
|
Principal balance:
| $709.04 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Fourth loan with Prosper
I am a lender and a borrower here on Prosper.? I have been here almost since the beginning. I know what it means to pay back a loan.? Trust me in that I know what a deadbeat borrower is.? This loan will be paid back with in 1 year and a half.
This is my?fouth loan through Prosper
My credit score is 680 with no deliquencies
My disposable income is 225.00 per week
I have been a Machinist for 16 years
I have some credit inquires lately as I puchased my first home.
Visit My Ebay
http://myworld.ebay.com/simcoproperties
My first two loans with Prosper where to pay off debt. My Third loan is almost payed off, and this loan is for a new roof and carpet.
If you have any questions feel free to ask
*********************************************************************************************************************************
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
could you please explain the public record on the credit report - loan-eagle9
A:
Please view my last couple completed loan request as they contain all questions and answers. To keep it simple I filed bankrupcy in 2001 after a very messy divorce. My life is on track and look forward to a healthy and stable future. Thank you for your question.
Also to any one else who needs a question answered, I will be at work when this auction ends so please view my other listing for questions as I will not be able to respond with in the next ten hours. thank you Simmy
(Sep-15-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mobius_titan | $25.00 | $25.00 | 9/9/2009 9:39:29 AM |
| sweety075 | $25.00 | $25.00 | 9/14/2009 4:48:08 PM |
| adam28 | $25.00 | $25.00 | 9/14/2009 6:34:34 PM |
| MrLeft | $30.00 | $30.00 | 9/15/2009 6:14:21 AM |
| boodo | $269.03 | $269.03 | 9/15/2009 6:30:58 AM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:12:16 AM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:12:58 AM |
| maga | $229.00 | $229.00 | 9/15/2009 9:24:02 AM |
| jsnryn | $25.00 | $25.00 | 9/14/2009 7:41:20 PM |
| Clicktogetmoney | $30.00 | $30.00 | 9/15/2009 9:35:17 AM |
| mrreynol | $25.00 | $25.00 | 9/15/2009 10:10:38 AM |
| crazybunga | $25.00 | $25.00 | 9/15/2009 9:41:14 AM |
| zapquoc | $25.00 | $25.00 | 9/14/2009 10:54:03 PM |
| jelly1126 | $50.00 | $50.00 | 9/15/2009 9:57:19 AM |
| Sparchange | $29.54 | $29.54 | 9/15/2009 10:08:44 AM |
| Ray3486 | $25.00 | $11.28 | 9/15/2009 10:23:21 AM |
| gm93001 | $100.00 | $100.00 | 9/15/2009 1:44:27 PM |
| Lear31 | $50.00 | $50.00 | 9/15/2009 2:00:40 PM |
| thajr | $25.00 | $25.00 | 9/15/2009 3:30:33 PM |
| credit-coach118 | $25.00 | $25.00 | 9/15/2009 3:38:03 PM |
| deepblue34 | $25.00 | $25.00 | 9/15/2009 2:20:23 PM |
| Isotope | $25.00 | $25.00 | 9/15/2009 3:51:59 PM |
| autumn_leaves | $25.00 | $25.00 | 9/15/2009 4:02:16 PM |
| stevekc1 | $25.00 | $25.00 | 9/15/2009 2:28:49 PM |
| Bill88 | $25.00 | $25.00 | 9/15/2009 3:48:16 PM |
| Engineer44 | $35.00 | $35.00 | 9/15/2009 4:02:02 PM |
| LAKETIME | $25.00 | $25.00 | 9/15/2009 2:19:18 PM |
| malomar66 | $60.53 | $60.53 | 9/15/2009 2:26:37 PM |
| DMKAssetManagement | $25.00 | $25.00 | 9/15/2009 2:37:15 PM |
| jgar_O | $25.00 | $25.00 | 9/5/2009 10:51:47 AM |
| Tuss12 | $100.00 | $100.00 | 9/7/2009 9:58:15 PM |
| RainyDayFunds | $25.00 | $25.00 | 9/11/2009 8:51:45 AM |
| jpf27 | $100.00 | $100.00 | 9/14/2009 7:49:00 AM |
| jpf27 | $50.00 | $50.00 | 9/14/2009 7:47:00 AM |
| IrrationalPi | $25.00 | $25.00 | 9/14/2009 3:42:59 PM |
| bunnybear | $45.00 | $45.00 | 9/14/2009 5:22:25 PM |
| kenL | $500.00 | $500.00 | 9/14/2009 10:28:34 PM |
| money-expert | $25.00 | $25.00 | 9/15/2009 5:55:54 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/15/2009 6:17:57 AM |
| keeper24 | $39.12 | $39.12 | 9/15/2009 5:32:33 AM |
| EEasyMoney | $25.00 | $25.00 | 9/15/2009 7:35:06 AM |
| albanitoinvestmentsllc | $102.68 | $102.68 | 9/15/2009 9:49:05 AM |
| hopheadmike | $49.00 | $49.00 | 9/15/2009 9:29:06 AM |
| ColoradoLender82 | $25.00 | $25.00 | 9/15/2009 12:41:23 PM |
| Eloise62 | $75.00 | $75.00 | 9/15/2009 12:05:00 PM |
| slimlivin | $36.65 | $36.65 | 9/15/2009 1:31:28 PM |
| crazybill | $25.00 | $25.00 | 9/15/2009 1:19:16 PM |
| umfan123 | $27.39 | $27.39 | 9/15/2009 2:43:28 PM |
| macotra4 | $39.78 | $39.78 | 9/15/2009 3:18:02 PM |
| Cedm44 | $40.00 | $40.00 | 9/15/2009 3:52:47 PM |
| porwestco | $25.00 | $25.00 | 9/15/2009 2:53:58 PM |
| druidpoet | $25.00 | $25.00 | 9/15/2009 3:23:40 PM |
| fireferd | $100.00 | $100.00 | 9/15/2009 3:29:18 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/15/2009 3:40:33 PM |
| ezvest | $25.00 | $25.00 | 9/15/2009 3:44:37 PM |
| justme4now | $25.00 | $25.00 | 9/15/2009 3:52:56 PM |
| 56 bids
|
Borrower Payment Dependent Notes Series
422311
This series of Notes was issued and sold upon the funding of the borrower loan #38650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-01-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 12.38% |
Starting borrower rate/APR:
| 13.38% / 15.53% |
Starting monthly payment:
| $575.91 |
|
Final lender yield:
| 11.75% |
Final borrower rate/APR:
| 12.75% / 14.89% |
Final monthly payment:
| $570.75 |
| |
|
Auction yield range:
| 4.18% - 12.38% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.61% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-780 (Aug-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 18 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $12,019 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| intellect |
Borrower's state:
| Massachusetts |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Feb-2008)
760-780
(Aug-2006)
660-680
(Jun-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Pay down debts from illness
I am a responsible person with a good job. I work hard and pay my bills (I had a previous Prosper loan that has now been paid off). But the last couple of years have been tough; I've had to move a significant distance for a new job, and my wife is ill, so she can't work. So, like many people, I have borrowed money. And, like many people, the credit cards I used are now screwing me over with hideous interest rates. So, I am looking for a loan to pay them off and put some stability back into my life. This money will be used to pay off existing debt and help me and my wife get back on track.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| blackstar | $25.00 | $25.00 | 9/1/2009 4:07:32 PM |
| five-star-justice | $36.00 | $36.00 | 9/1/2009 4:07:35 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/1/2009 4:08:20 PM |
| don8ter | $60.00 | $60.00 | 9/1/2009 4:08:24 PM |
| anton | $50.00 | $50.00 | 9/1/2009 4:09:19 PM |
| Halos2002 | $50.00 | $50.00 | 9/1/2009 4:11:17 PM |
| Goodlender42 | $25.00 | $25.00 | 9/1/2009 4:11:30 PM |
| Cai8899 | $25.00 | $25.00 | 9/1/2009 4:07:43 PM |
| DukSerduk | $25.00 | $25.00 | 9/1/2009 4:08:37 PM |
| bchen78875 | $50.00 | $50.00 | 9/1/2009 4:09:07 PM |
| testobsessed | $100.00 | $100.00 | 9/1/2009 4:09:33 PM |
| elasermd | $50.00 | $50.00 | 9/1/2009 4:09:43 PM |
| personal-lender | $25.00 | $25.00 | 9/1/2009 4:09:53 PM |
| goofy15975 | $25.00 | $25.00 | 9/1/2009 4:10:34 PM |
| wormdc | $25.00 | $25.00 | 9/1/2009 4:10:41 PM |
| sparkmeister | $25.00 | $25.00 | 9/1/2009 4:05:59 PM |
| gm93001 | $25.00 | $25.00 | 9/1/2009 4:07:51 PM |
| honorable-yield | $50.00 | $50.00 | 9/1/2009 4:08:29 PM |
| Sid-K | $50.00 | $50.00 | 9/1/2009 4:08:33 PM |
| credit-investor5 | $50.00 | $50.00 | 9/1/2009 4:09:25 PM |
| aesop | $25.00 | $25.00 | 9/1/2009 4:10:59 PM |
| kenji4861 | $43.90 | $43.90 | 9/1/2009 6:16:52 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/1/2009 6:59:19 PM |
| new-goal-return | $25.00 | $25.00 | 9/2/2009 7:08:06 AM |
| Jassi | $25.00 | $25.00 | 9/1/2009 9:27:24 PM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 9:43:02 AM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 11:07:17 AM |
| MidnightBank | $25.00 | $25.00 | 9/2/2009 10:00:34 AM |
| nhm | $50.00 | $50.00 | 9/2/2009 11:01:52 AM |
| kenyonhillbilly | $32.42 | $32.42 | 9/2/2009 8:40:18 PM |
| ok | $25.00 | $25.00 | 9/3/2009 1:04:11 PM |
| Avala | $25.00 | $25.00 | 9/3/2009 10:05:46 AM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:31:07 AM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 2:45:55 PM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:05:58 PM |
| Syzygy | $25.00 | $25.00 | 9/3/2009 6:39:31 PM |
| tisiphone | $25.00 | $25.00 | 9/3/2009 8:45:54 PM |
| TK4 | $25.00 | $25.00 | 9/3/2009 10:46:54 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:06:11 AM |
| thedoctor | $25.00 | $25.00 | 9/4/2009 7:15:39 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/4/2009 12:55:26 PM |
| wwwUniversal | $25.00 | $25.00 | 9/4/2009 11:43:50 AM |
| mathprof | $25.00 | $25.00 | 9/4/2009 3:28:07 PM |
| CorporateT00l | $25.00 | $25.00 | 9/5/2009 5:26:23 AM |
| DrStaff | $60.00 | $60.00 | 9/5/2009 11:40:13 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:32:12 PM |
| kumpa2u | $50.00 | $50.00 | 9/7/2009 12:27:05 PM |
| JJS180 | $25.00 | $25.00 | 9/7/2009 2:06:30 PM |
| BigBoy2008 | $25.00 | $25.00 | 9/7/2009 4:32:46 PM |
| PalmTreeIsland | $50.00 | $50.00 | 9/7/2009 4:04:59 PM |
| shanedog | $25.00 | $25.00 | 9/7/2009 5:25:53 PM |
| js60l | $25.00 | $25.00 | 9/7/2009 4:32:33 PM |
| ready-loan | $25.00 | $25.00 | 9/8/2009 9:59:50 AM |
| tayzak | $25.00 | $25.00 | 9/7/2009 7:50:17 PM |
| djs81 | $25.00 | $25.00 | 9/7/2009 7:00:29 PM |
| reefer | $36.53 | $36.53 | 9/8/2009 5:32:45 AM |
| mikeandcat | $50.00 | $50.00 | 9/8/2009 9:06:19 AM |
| nuclearmoose | $25.00 | $25.00 | 9/8/2009 1:03:58 PM |
| mcabery | $25.00 | $25.00 | 9/8/2009 11:54:28 AM |
| linklady | $50.00 | $50.00 | 9/9/2009 6:42:30 AM |
| CA_Lender | $25.00 | $25.00 | 9/8/2009 6:08:52 PM |
| mh1169 | $25.00 | $25.00 | 9/9/2009 1:25:39 PM |
| Synergism | $25.00 | $25.00 | 9/9/2009 9:51:27 AM |
| sparky1129 | $25.00 | $25.00 | 9/9/2009 2:37:43 PM |
| Gabriel02 | $25.00 | $25.00 | 9/9/2009 2:42:05 PM |
| reinforced-reward | $25.00 | $25.00 | 9/9/2009 2:44:25 PM |
| slartibardfast | $30.00 | $30.00 | 9/9/2009 2:45:08 PM |
| pitashi | $25.00 | $25.00 | 9/9/2009 2:55:35 PM |
| tlp43 | $25.00 | $25.00 | 9/9/2009 5:53:43 PM |
| kyomoon | $50.00 | $50.00 | 9/9/2009 5:57:06 PM |
| Divot | $25.00 | $25.00 | 9/9/2009 8:59:50 PM |
| szetheli | $26.72 | $26.72 | 9/9/2009 5:57:07 PM |
| lending-bear | $50.00 | $50.00 | 9/9/2009 5:59:54 PM |
| ritchie70 | $25.00 | $25.00 | 9/9/2009 9:00:11 PM |
| Feyenoord | $25.00 | $25.00 | 9/9/2009 7:14:31 PM |
| justice-excellency | $50.00 | $50.00 | 9/9/2009 8:59:52 PM |
| randomguy100 | $25.00 | $25.00 | 9/9/2009 10:44:34 PM |
| loki_en | $25.00 | $25.00 | 9/10/2009 3:14:30 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/10/2009 8:36:05 AM |
| kulender | $50.00 | $50.00 | 9/10/2009 4:28:05 AM |
| Sixmil | $25.00 | $25.00 | 9/10/2009 10:24:41 AM |
| bruin558 | $25.22 | $25.22 | 9/10/2009 7:54:37 AM |
| miamiwill | $25.00 | $25.00 | 9/10/2009 4:59:39 PM |
| jt88 | $25.00 | $25.00 | 9/10/2009 5:03:08 PM |
| rlecour | $25.00 | $25.00 | 9/10/2009 5:03:41 PM |
| fortytwo | $125.00 | $125.00 | 9/11/2009 11:55:53 AM |
| order-prospector | $41.73 | $41.73 | 9/11/2009 1:09:31 PM |
| rmachi | $25.00 | $25.00 | 9/11/2009 11:34:42 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:19 PM |
| Keebs | $25.00 | $25.00 | 9/11/2009 3:44:38 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/11/2009 4:25:34 PM |
| Cherrypicker | $50.00 | $50.00 | 9/11/2009 4:25:44 PM |
| LesPaul1 | $25.00 | $25.00 | 9/11/2009 4:56:43 PM |
| practice44 | $25.00 | $25.00 | 9/11/2009 5:24:42 PM |
| miked8303 | $25.00 | $25.00 | 9/12/2009 6:59:25 AM |
| SOP_Bank | $25.00 | $25.00 | 9/11/2009 6:23:53 PM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:44:39 PM |
| Tradesmanlender | $25.00 | $25.00 | 9/12/2009 9:54:41 AM |
| LPSolutions | $25.00 | $25.00 | 9/12/2009 6:35:01 PM |
| Dan12781 | $25.00 | $25.00 | 9/12/2009 6:30:27 AM |
| Masterlender | $25.00 | $25.00 | 9/12/2009 7:54:27 PM |
| pbeach05 | $25.00 | $25.00 | 9/12/2009 8:19:33 AM |
| szasza | $50.00 | $50.00 | 9/13/2009 5:02:54 AM |
| KiwiElf | $29.86 | $29.86 | 9/12/2009 11:14:27 AM |
| hyperchamp | $25.00 | $25.00 | 9/12/2009 8:31:13 PM |
| morpholog | $25.00 | $25.00 | 9/13/2009 12:50:00 PM |
| oblio66 | $50.00 | $50.00 | 9/12/2009 1:38:52 PM |
| acropiloterau2002 | $25.00 | $25.00 | 9/13/2009 12:04:27 PM |
| inventive-wealth2 | $25.00 | $25.00 | 9/12/2009 11:14:28 PM |
| banker65010 | $25.00 | $25.00 | 9/13/2009 8:28:57 AM |
| credit-coach118 | $25.00 | $25.00 | 9/13/2009 8:54:23 AM |
| TriSail | $25.00 | $25.00 | 9/13/2009 1:39:52 PM |
| ChuckieG | $50.00 | $50.00 | 9/14/2009 5:48:00 AM |
| langdonx | $50.00 | $50.00 | 9/14/2009 6:50:21 AM |
| chipperjohnson | $50.00 | $50.00 | 9/14/2009 8:35:31 AM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:06:00 AM |
| Aethelwolf | $25.00 | $25.00 | 9/14/2009 4:37:56 AM |
| BSr | $25.00 | $25.00 | 9/14/2009 4:44:58 AM |
| Namrok | $25.00 | $25.00 | 9/14/2009 9:37:58 AM |
| dansarkis | $25.00 | $25.00 | 9/14/2009 6:45:57 AM |
| beaufuture | $25.00 | $25.00 | 9/14/2009 10:06:21 AM |
| coin-lender77 | $25.00 | $25.00 | 9/14/2009 7:05:19 AM |
| bazaar-ruler | $25.00 | $25.00 | 9/14/2009 7:15:56 AM |
| dealarella | $25.00 | $25.00 | 9/14/2009 9:55:09 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:35:45 AM |
| FrayBentos | $25.00 | $25.00 | 9/14/2009 2:21:25 PM |
| hayhelp | $25.00 | $25.00 | 9/14/2009 3:07:57 PM |
| ramsbladder | $25.00 | $25.00 | 9/14/2009 4:29:25 PM |
| Warbler | $25.00 | $25.00 | 9/14/2009 4:50:41 PM |
| jplatypus | $25.00 | $25.00 | 9/14/2009 4:36:42 PM |
| zerocrog | $25.00 | $25.00 | 9/14/2009 4:58:53 PM |
| gdbanks | $25.00 | $25.00 | 9/14/2009 4:54:21 PM |
| FecundFinancier | $25.00 | $25.00 | 9/14/2009 5:23:01 PM |
| ehvertherman | $41.76 | $41.76 | 9/14/2009 5:23:35 PM |
| sdkakarok | $50.00 | $50.00 | 9/14/2009 5:24:19 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:50:19 PM |
| SimonHova | $26.86 | $26.86 | 9/14/2009 6:29:40 PM |
| mnmcarve | $25.00 | $25.00 | 9/14/2009 6:31:28 PM |
| frankdelraza | $25.00 | $25.00 | 9/14/2009 6:32:59 PM |
| GenerousGentleMan | $25.00 | $25.00 | 9/14/2009 6:35:39 PM |
| USMC0311 | $25.00 | $25.00 | 9/14/2009 6:35:49 PM |
| cgk46doit | $25.00 | $25.00 | 9/14/2009 6:37:58 PM |
| Adino | $50.00 | $50.00 | 9/14/2009 6:38:14 PM |
| HamletTower | $25.00 | $25.00 | 9/14/2009 6:38:38 PM |
| anakinsolo | $25.00 | $25.00 | 9/14/2009 6:39:52 PM |
| ShowMeLender | $25.00 | $25.00 | 9/14/2009 6:40:04 PM |
| slowpig | $25.00 | $25.00 | 9/14/2009 6:40:15 PM |
| JoeMB | $25.00 | $25.00 | 9/14/2009 6:40:18 PM |
| fdsguy | $37.93 | $37.93 | 9/14/2009 6:40:20 PM |
| Sam65 | $25.00 | $25.00 | 9/14/2009 6:40:37 PM |
| velocity-turtle | $25.00 | $25.00 | 9/14/2009 6:40:42 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 9/14/2009 6:40:51 PM |
| truth-companion | $25.00 | $25.00 | 9/14/2009 6:41:10 PM |
| rcflick | $25.00 | $25.00 | 9/14/2009 6:41:34 PM |
| pi31415 | $25.00 | $25.00 | 9/14/2009 6:42:41 PM |
| spname | $25.00 | $25.00 | 9/14/2009 6:32:56 PM |
| minatoku | $25.00 | $25.00 | 9/14/2009 6:33:09 PM |
| BoutYeBank | $25.00 | $25.00 | 9/14/2009 6:43:06 PM |
| looney-toon | $25.00 | $25.00 | 9/14/2009 6:43:10 PM |
| mikeleib | $25.00 | $25.00 | 9/14/2009 6:43:32 PM |
| BankOfFrankFairness | $50.00 | $50.00 | 9/14/2009 6:44:49 PM |
| OLYVRC | $25.00 | $25.00 | 9/14/2009 6:46:26 PM |
| paddatjie | $25.00 | $25.00 | 9/14/2009 6:46:55 PM |
| sail120 | $25.00 | $25.00 | 9/14/2009 6:37:52 PM |
| baci99 | $25.00 | $25.00 | 9/14/2009 6:38:21 PM |
| Sandeman | $25.00 | $25.00 | 9/14/2009 6:40:01 PM |
| OldProp | $25.00 | $25.00 | 9/14/2009 6:40:14 PM |
| Spyder1 | $25.00 | $25.00 | 9/14/2009 6:40:40 PM |
| jct_enterprises | $25.00 | $25.00 | 9/14/2009 6:41:03 PM |
| tallcoolone | $25.00 | $25.00 | 9/14/2009 6:41:07 PM |
| Residuum | $45.00 | $45.00 | 9/14/2009 6:48:27 PM |
| site_ml | $25.00 | $25.00 | 9/14/2009 6:43:27 PM |
| restlesslimbs24 | $25.00 | $25.00 | 9/14/2009 6:46:37 PM |
| huorn | $25.00 | $25.00 | 9/14/2009 6:46:51 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/14/2009 6:47:13 PM |
| atlgator | $25.00 | $25.00 | 9/14/2009 6:50:34 PM |
| BiggestG | $25.00 | $25.00 | 9/14/2009 6:50:40 PM |
| axelducheck | $25.00 | $25.00 | 9/14/2009 6:51:12 PM |
| Zoramite | $25.00 | $25.00 | 9/14/2009 6:57:11 PM |
| lincs | $25.00 | $25.00 | 9/14/2009 6:59:02 PM |
| bugleusmc | $30.00 | $30.00 | 9/14/2009 7:00:51 PM |
| Jinja | $25.00 | $25.00 | 9/14/2009 5:45:13 PM |
| snowman34 | $25.00 | $25.00 | 9/14/2009 7:01:55 PM |
| wintersnowman | $25.00 | $25.00 | 9/14/2009 6:59:47 PM |
| sajitp | $25.00 | $25.00 | 9/14/2009 7:00:41 PM |
| newfoundation | $25.00 | $25.00 | 9/14/2009 6:31:43 PM |
| jjswanso | $25.00 | $25.00 | 9/14/2009 6:32:44 PM |
| Railbird | $25.00 | $25.00 | 9/14/2009 6:35:09 PM |
| Skady3love | $25.00 | $25.00 | 9/14/2009 6:36:49 PM |
| speyer | $25.00 | $25.00 | 9/14/2009 6:37:17 PM |
| bigdogsafety1 | $25.00 | $25.00 | 9/14/2009 6:37:22 PM |
| celkram | $56.13 | $56.13 | 9/14/2009 6:38:31 PM |
| nicklds | $38.04 | $38.04 | 9/14/2009 6:39:38 PM |
| beakerfish | $50.00 | $50.00 | 9/14/2009 6:39:50 PM |
| 911 | $25.00 | $25.00 | 9/14/2009 6:39:59 PM |
| Ellisdee | $50.00 | $50.00 | 9/14/2009 6:40:10 PM |
| KaiserRex | $25.00 | $25.00 | 9/14/2009 6:40:39 PM |
| ProfPC | $25.00 | $25.00 | 9/14/2009 6:40:52 PM |
| gilbow | $25.00 | $25.00 | 9/14/2009 6:41:21 PM |
| gogmagog | $37.78 | $37.78 | 9/14/2009 6:42:29 PM |
| eggzie | $25.00 | $25.00 | 9/14/2009 6:42:54 PM |
| preyj | $25.00 | $25.00 | 9/14/2009 7:38:36 PM |
| sanjl79 | $25.00 | $25.00 | 9/14/2009 6:44:47 PM |
| Aleut | $25.00 | $25.00 | 9/14/2009 6:45:07 PM |
| fwaguy | $25.00 | $25.00 | 9/14/2009 6:46:12 PM |
| jonesboyz | $25.00 | $25.00 | 9/14/2009 6:47:00 PM |
| bomdel | $25.00 | $25.00 | 9/14/2009 6:48:09 PM |
| funds-magician142 | $25.00 | $25.00 | 9/14/2009 6:48:21 PM |
| gain-dolphin | $27.64 | $27.64 | 9/14/2009 7:50:37 PM |
| Credit2Prosper | $50.00 | $50.00 | 9/14/2009 6:48:35 PM |
| Coastielender09 | $27.19 | $27.19 | 9/14/2009 8:31:40 PM |
| schubper | $50.00 | $50.00 | 9/14/2009 9:12:32 PM |
| giannyny | $25.00 | $25.00 | 9/14/2009 6:58:22 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 9/14/2009 7:00:39 PM |
| brit11 | $200.00 | $200.00 | 9/14/2009 11:50:27 PM |
| Kerensky | $58.23 | $58.23 | 9/14/2009 7:01:41 PM |
| Lendomatic | $40.00 | $40.00 | 9/15/2009 12:04:36 AM |
| DavidMonsy | $25.00 | $25.00 | 9/14/2009 11:00:11 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/15/2009 6:52:57 AM |
| larken | $25.00 | $25.00 | 9/15/2009 7:15:32 AM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:15:19 AM |
| assetmanager | $25.00 | $25.00 | 9/14/2009 7:29:38 PM |
| Oakland | $50.00 | $50.00 | 9/15/2009 7:53:22 AM |
| beachbum22 | $25.00 | $25.00 | 9/15/2009 8:28:44 AM |
| liberty-equilibrium | $90.00 | $90.00 | 9/14/2009 8:29:45 PM |
| MarkDown | $25.00 | $25.00 | 9/14/2009 9:44:18 PM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:05:35 AM |
| chilichese | $25.00 | $25.00 | 9/15/2009 8:12:24 AM |
| new-reward-sequoia | $25.00 | $25.00 | 9/15/2009 9:43:29 AM |
| SavannahBear | $25.00 | $25.00 | 9/15/2009 11:41:04 AM |
| atlviet | $25.00 | $25.00 | 9/15/2009 11:41:06 AM |
| easylender | $25.00 | $25.00 | 9/15/2009 10:48:10 AM |
| bradwill | $31.53 | $31.53 | 9/15/2009 11:56:27 AM |
| shawnw2 | $25.00 | $25.00 | 9/15/2009 12:21:43 PM |
| jbadawg1017 | $25.00 | $25.00 | 9/15/2009 11:56:31 AM |
| KBank | $25.00 | $25.00 | 9/15/2009 12:36:02 PM |
| BludAx | $25.00 | $25.00 | 9/15/2009 12:00:07 PM |
| saxeman | $25.00 | $25.00 | 9/15/2009 12:21:11 PM |
| CaliforniaSun | $25.00 | $25.00 | 9/15/2009 1:07:51 PM |
| Masterful1 | $25.00 | $25.00 | 9/15/2009 1:25:57 PM |
| szasza | $50.00 | $50.00 | 9/15/2009 12:58:23 PM |
| Maccs55 | $50.00 | $50.00 | 9/15/2009 1:26:51 PM |
| mjcjmm4407 | $25.00 | $25.00 | 9/15/2009 1:35:07 PM |
| JPOPP | $36.98 | $36.98 | 9/15/2009 2:44:44 PM |
| jcw3rd | $25.00 | $25.00 | 9/15/2009 2:53:14 PM |
| FredHead3 | $26.70 | $26.70 | 9/15/2009 11:29:34 AM |
| rmbjspd | $25.00 | $25.00 | 9/15/2009 2:41:10 PM |
| the-rate-creature | $25.00 | $25.00 | 9/15/2009 11:37:05 AM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:41:08 AM |
| philipandc | $25.00 | $25.00 | 9/15/2009 12:11:12 PM |
| pbandjb | $25.00 | $25.00 | 9/15/2009 1:10:50 PM |
| DeathScythe676 | $25.00 | $25.00 | 9/15/2009 1:10:59 PM |
| lancetc | $25.00 | $25.00 | 9/15/2009 1:25:06 PM |
| Pressure_Drop | $200.00 | $200.00 | 9/15/2009 2:31:56 PM |
| whitegold24k | $500.00 | $500.00 | 9/15/2009 3:31:58 PM |
| Artist_Blue | $25.00 | $25.00 | 9/1/2009 4:08:13 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/1/2009 4:09:29 PM |
| gold-tsunami | $25.00 | $25.00 | 9/1/2009 4:09:49 PM |
| lagnisiruk | $25.00 | $25.00 | 9/1/2009 4:08:08 PM |
| jgar_O | $30.00 | $30.00 | 9/1/2009 4:08:17 PM |
| skuba | $50.00 | $50.00 | 9/1/2009 4:08:44 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/1/2009 4:08:55 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/1/2009 4:10:26 PM |
| seasportsguy | $25.00 | $25.00 | 9/1/2009 4:09:47 PM |
| szetowski | $25.00 | $25.00 | 9/1/2009 4:10:45 PM |
| AP2PLender | $25.00 | $25.00 | 9/1/2009 4:11:08 PM |
| Hogpilot | $25.00 | $25.00 | 9/1/2009 4:11:59 PM |
| compatible-diversification | $25.00 | $25.00 | 9/2/2009 9:31:19 AM |
| Kame | $25.00 | $25.00 | 9/2/2009 6:27:31 AM |
| LuckySF | $50.00 | $50.00 | 9/2/2009 8:29:38 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:06:01 PM |
| cowboyskier | $50.00 | $50.00 | 9/3/2009 12:55:55 PM |
| bowdish1 | $46.27 | $46.27 | 9/3/2009 7:20:27 AM |
| 888168 | $45.50 | $45.50 | 9/3/2009 4:35:22 PM |
| ClearLake | $25.00 | $25.00 | 9/4/2009 11:18:46 AM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/4/2009 1:03:13 PM |
| BookandLaw | $25.00 | $25.00 | 9/4/2009 3:43:27 PM |
| Hokiemon | $27.24 | $27.24 | 9/4/2009 3:27:52 PM |
| museic1 | $25.00 | $25.00 | 9/4/2009 4:26:00 PM |
| LenderIntegrity24 | $25.00 | $25.00 | 9/4/2009 6:10:45 PM |
| all_of_that_one | $25.00 | $25.00 | 9/5/2009 12:35:19 PM |
| Coach2often | $25.00 | $25.00 | 9/6/2009 8:16:32 AM |
| Raser | $25.00 | $25.00 | 9/7/2009 5:35:26 AM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:28 PM |
| affluence-tulip | $25.00 | $25.00 | 9/7/2009 8:45:11 AM |
| rulender | $50.00 | $50.00 | 9/7/2009 3:00:29 PM |
| PPLIN810 | $100.00 | $100.00 | 9/7/2009 5:08:56 PM |
| M_V | $100.00 | $100.00 | 9/7/2009 4:07:11 PM |
| totoro | $25.00 | $25.00 | 9/7/2009 9:41:40 PM |
| aajwm | $50.00 | $50.00 | 9/7/2009 4:25:24 PM |
| unbeatable-wealth | $25.00 | $25.00 | 9/7/2009 4:38:33 PM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:05:09 AM |
| abuyama22 | $25.00 | $25.00 | 9/7/2009 8:05:41 PM |
| elated-justice | $25.00 | $25.00 | 9/7/2009 6:10:20 PM |
| yield-blanket | $25.00 | $25.00 | 9/7/2009 11:33:54 PM |
| nytrnbow | $25.00 | $25.00 | 9/8/2009 10:03:42 AM |
| tamcho | $25.00 | $25.00 | 9/8/2009 7:06:33 AM |
| focused-wampum | $50.00 | $50.00 | 9/8/2009 9:59:01 AM |
| Turkish101 | $25.00 | $25.00 | 9/8/2009 2:18:35 PM |
| XD2005 | $25.00 | $25.00 | 9/8/2009 1:48:08 PM |
| CoolHelp | $25.00 | $25.00 | 9/8/2009 4:29:28 PM |
| top-unflappable-economy | $25.00 | $25.00 | 9/8/2009 7:58:38 PM |
| RJN | $25.00 | $25.00 | 9/9/2009 7:07:06 AM |
| market-assembler | $25.00 | $25.00 | 9/9/2009 2:39:39 PM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 9/9/2009 9:50:51 AM |
| hobodave | $25.00 | $25.00 | 9/9/2009 4:00:19 PM |
| longisland47m | $25.00 | $25.00 | 9/9/2009 12:17:23 PM |
| zbfamwl | $25.00 | $25.00 | 9/9/2009 2:45:03 PM |
| Patrician | $50.00 | $50.00 | 9/9/2009 2:37:04 PM |
| cyberie21 | $40.00 | $40.00 | 9/9/2009 2:37:26 PM |
| lowrate | $25.00 | $25.00 | 9/9/2009 2:45:27 PM |
| sks1 | $25.00 | $25.00 | 9/9/2009 4:06:00 PM |
| income-excellence1 | $25.00 | $25.00 | 9/9/2009 5:56:47 PM |
| mizount | $25.00 | $25.00 | 9/9/2009 6:11:47 PM |
| DrPalaber | $25.00 | $25.00 | 9/9/2009 7:24:26 PM |
| BayShell | $40.00 | $40.00 | 9/9/2009 5:37:01 PM |
| lowestghost | $25.00 | $25.00 | 9/9/2009 5:56:36 PM |
| grf1945 | $25.00 | $25.00 | 9/9/2009 5:57:05 PM |
| enticing-funds | $25.00 | $25.00 | 9/10/2009 7:04:28 AM |
| majormoves1 | $25.00 | $25.00 | 9/10/2009 4:14:40 AM |
| metro457 | $40.00 | $40.00 | 9/10/2009 4:44:53 AM |
| julijask | $25.00 | $25.00 | 9/10/2009 5:49:30 AM |
| neenerman | $25.00 | $25.00 | 9/10/2009 9:39:53 PM |
| screenname03 | $25.00 | $25.00 | 9/10/2009 9:44:31 PM |
| nv | $25.00 | $25.00 | 9/10/2009 4:32:09 PM |
| Wart126 | $25.00 | $25.00 | 9/10/2009 5:03:43 PM |
| spsavage | $25.00 | $25.00 | 9/11/2009 9:04:53 AM |
| woodenshoes | $41.40 | $41.40 | 9/11/2009 7:10:35 AM |
| Norcal | $25.00 | $25.00 | 9/11/2009 12:14:43 PM |
| tsui517 | $25.00 | $25.00 | 9/11/2009 1:54:47 PM |
| income-fortress | $50.00 | $50.00 | 9/11/2009 4:16:37 PM |
| albatross897 | $25.00 | $25.00 | 9/11/2009 8:04:34 PM |
| USCGC | $25.00 | $25.00 | 9/12/2009 1:19:30 AM |
| Patter256 | $25.00 | $25.00 | 9/12/2009 8:25:22 AM |
| NATIVEBORN | $50.00 | $50.00 | 9/11/2009 7:55:52 PM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:29 AM |
| rdextra | $25.00 | $25.00 | 9/12/2009 6:59:32 AM |
| aurorafinancial | $50.00 | $50.00 | 9/12/2009 11:09:38 AM |
| dadalou | $25.00 | $25.00 | 9/12/2009 2:14:27 PM |
| Ananya | $25.00 | $25.00 | 9/12/2009 10:16:03 AM |
| Darkjimson | $25.00 | $25.00 | 9/13/2009 9:19:39 AM |
| DDHMoney | $25.00 | $25.00 | 9/12/2009 2:14:31 PM |
| fostaman | $25.00 | $25.00 | 9/13/2009 8:36:20 PM |
| reueljw | $25.00 | $25.00 | 9/13/2009 7:49:28 AM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:26 PM |
| passivesf | $25.00 | $25.00 | 9/14/2009 7:42:06 AM |
| flwah | $25.00 | $25.00 | 9/14/2009 7:55:25 AM |
| donloah | $25.00 | $25.00 | 9/14/2009 9:39:53 AM |
| AndersenWatcher | $25.00 | $25.00 | 9/14/2009 11:49:29 AM |
| All_Wins | $25.00 | $25.00 | 9/14/2009 9:43:13 AM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:16:58 PM |
| Yaj | $25.00 | $25.00 | 9/14/2009 4:39:26 PM |
| Ven58 | $25.00 | $25.00 | 9/14/2009 3:24:48 PM |
| TheReaderRabbit | $25.00 | $25.00 | 9/14/2009 4:27:51 PM |
| Kijib | $25.00 | $25.00 | 9/14/2009 4:56:46 PM |
| kindness-jedi | $100.00 | $100.00 | 9/14/2009 5:01:42 PM |
| YellowJacket | $25.00 | $25.00 | 9/14/2009 4:35:59 PM |
| theemhdoctor | $25.00 | $25.00 | 9/14/2009 4:39:37 PM |
| namd | $50.00 | $50.00 | 9/14/2009 4:47:48 PM |
| aislinnn | $25.00 | $25.00 | 9/14/2009 5:23:12 PM |
| eyal0 | $100.00 | $100.00 | 9/14/2009 5:23:32 PM |
| shopzone | $25.00 | $25.00 | 9/14/2009 5:23:37 PM |
| Raetha | $25.00 | $25.00 | 9/14/2009 4:50:35 PM |
| LibbyZ | $50.00 | $50.00 | 9/14/2009 5:25:51 PM |
| KRAM151 | $25.00 | $25.00 | 9/14/2009 4:56:17 PM |
| CallMeBen | $25.00 | $25.00 | 9/14/2009 5:31:14 PM |
| marsciguy | $25.00 | $25.00 | 9/14/2009 6:29:37 PM |
| PaulW | $25.00 | $25.00 | 9/14/2009 6:31:37 PM |
| mtb06 | $25.00 | $25.00 | 9/14/2009 5:45:02 PM |
| sensible-trade | $25.00 | $25.00 | 9/14/2009 6:33:02 PM |
| Bieling | $25.00 | $25.00 | 9/14/2009 6:33:16 PM |
| strive | $25.00 | $25.00 | 9/14/2009 5:20:03 PM |
| financelover | $25.00 | $25.00 | 9/14/2009 6:35:10 PM |
| lavendergirl | $25.00 | $25.00 | 9/14/2009 6:38:17 PM |
| Searlzy | $25.00 | $25.00 | 9/14/2009 6:40:08 PM |
| droryikra | $25.00 | $25.00 | 9/14/2009 6:40:16 PM |
| dlshap | $25.00 | $25.00 | 9/14/2009 6:40:34 PM |
| RussianPrincess | $100.00 | $100.00 | 9/14/2009 6:40:41 PM |
| hampa | $25.00 | $25.00 | 9/14/2009 6:40:46 PM |
| StrongMoney | $25.00 | $25.00 | 9/14/2009 6:41:33 PM |
| Gene47 | $45.52 | $45.52 | 9/14/2009 6:41:38 PM |
| KeepOnRunning | $35.35 | $35.35 | 9/14/2009 6:42:11 PM |
| skydiver111 | $25.00 | $25.00 | 9/14/2009 6:32:51 PM |
| YogaDude34 | $93.95 | $93.95 | 9/14/2009 5:27:32 PM |
| skunkor2 | $50.00 | $50.00 | 9/14/2009 6:33:12 PM |
| laststrawman | $25.00 | $25.00 | 9/14/2009 6:43:58 PM |
| patriot384 | $50.00 | $50.00 | 9/14/2009 6:44:45 PM |
| MplsLawyers | $25.00 | $25.00 | 9/14/2009 6:44:50 PM |
| bulldawg | $25.00 | $25.00 | 9/14/2009 6:45:06 PM |
| kayakg | $25.00 | $25.00 | 9/14/2009 6:45:53 PM |
| ElChico124 | $25.00 | $25.00 | 9/14/2009 6:35:44 PM |
| Entrep-Risk | $25.00 | $25.00 | 9/14/2009 6:46:19 PM |
| leeball | $61.41 | $61.41 | 9/14/2009 6:46:58 PM |
| phunktion | $25.00 | $25.00 | 9/14/2009 6:38:25 PM |
| ADenny | $25.00 | $25.00 | 9/14/2009 6:40:02 PM |
| brstern2 | $25.00 | $25.00 | 9/14/2009 6:40:36 PM |
| GElender | $50.00 | $50.00 | 9/14/2009 6:40:50 PM |
| jaequick99 | $25.00 | $25.00 | 9/14/2009 6:48:16 PM |
| deal-mover | $25.00 | $25.00 | 9/14/2009 6:41:06 PM |
| treeline | $35.29 | $35.29 | 9/14/2009 6:41:18 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/14/2009 6:43:26 PM |
| yenom | $25.00 | $25.00 | 9/14/2009 6:44:44 PM |
| RandomMonkey | $25.00 | $25.00 | 9/14/2009 6:45:09 PM |
| johngaltline | $25.00 | $25.00 | 9/14/2009 6:46:36 PM |
| edgaram | $25.00 | $25.00 | 9/14/2009 6:46:42 PM |
| outwish | $25.00 | $25.00 | 9/14/2009 6:47:01 PM |
| the-owner | $25.00 | $25.00 | 9/14/2009 6:48:07 PM |
| Blue_HorseShoe | $50.00 | $50.00 | 9/14/2009 6:50:51 PM |
| FLRN | $25.00 | $25.00 | 9/14/2009 6:51:07 PM |
| cpbreton | $25.00 | $25.00 | 9/14/2009 6:58:56 PM |
| superchicken | $25.00 | $25.00 | 9/14/2009 7:00:00 PM |
| cheng | $25.00 | $25.00 | 9/14/2009 7:00:49 PM |
| secret-santa | $25.00 | $25.00 | 9/14/2009 7:01:20 PM |
| DrDavid63 | $25.00 | $25.00 | 9/14/2009 6:59:12 PM |
| zyztemboy | $25.00 | $25.00 | 9/14/2009 6:59:49 PM |
| Sigonio | $25.00 | $25.00 | 9/14/2009 6:59:59 PM |
| Invest167 | $25.00 | $25.00 | 9/14/2009 7:00:05 PM |
| dumbass | $25.00 | $25.00 | 9/14/2009 7:00:45 PM |
| teejay411 | $100.00 | $100.00 | 9/14/2009 6:28:53 PM |
| pulmdoc | $25.00 | $25.00 | 9/14/2009 7:05:39 PM |
| bocap | $25.00 | $25.00 | 9/14/2009 6:31:29 PM |
| t-loan | $25.00 | $25.00 | 9/14/2009 6:32:31 PM |
| red-favorable-basis | $25.00 | $25.00 | 9/14/2009 6:32:49 PM |
| minista | $25.00 | $25.00 | 9/14/2009 7:11:24 PM |
| pubnat | $25.00 | $25.00 | 9/14/2009 7:13:22 PM |
| doacommish | $50.00 | $50.00 | 9/14/2009 7:15:41 PM |
| asaurus321 | $25.00 | $25.00 | 9/14/2009 6:37:26 PM |
| mjjjrj | $25.00 | $25.00 | 9/14/2009 6:37:41 PM |
| TheColoradoDon | $25.00 | $25.00 | 9/14/2009 7:22:28 PM |
| sh71 | $25.00 | $25.00 | 9/14/2009 6:38:33 PM |
| decisive-capital | $57.67 | $57.67 | 9/14/2009 6:39:54 PM |
| captainack | $25.00 | $25.00 | 9/14/2009 6:40:05 PM |
| wealth-mogul534 | $25.00 | $25.00 | 9/14/2009 6:40:12 PM |
| gethsemane4 | $25.00 | $25.00 | 9/14/2009 6:40:35 PM |
| thesupplier | $25.00 | $25.00 | 9/14/2009 6:40:48 PM |
| Landselott | $25.00 | $25.00 | 9/14/2009 6:41:15 PM |
| virtualbank | $25.00 | $25.00 | 9/14/2009 6:41:23 PM |
| Zoomie | $25.00 | $25.00 | 9/14/2009 6:41:55 PM |
| help_each_other | $25.00 | $25.00 | 9/14/2009 6:43:12 PM |
| BoughtTheFarm | $25.00 | $25.00 | 9/14/2009 7:28:38 PM |
| peace-cadence | $25.00 | $25.00 | 9/14/2009 6:43:25 PM |
| Independenttools | $25.00 | $25.00 | 9/14/2009 6:44:10 PM |
| EODLEGS | $25.00 | $25.00 | 9/14/2009 7:42:01 PM |
| Cluvnupe06 | $25.00 | $25.00 | 9/14/2009 6:44:56 PM |
| seattleslug | $30.00 | $30.00 | 9/14/2009 6:46:39 PM |
| fotep-financial | $25.00 | $25.00 | 9/14/2009 6:46:59 PM |
| sisepuede | $25.00 | $25.00 | 9/14/2009 6:47:11 PM |
| justalender | $25.00 | $25.00 | 9/14/2009 6:47:32 PM |
| spawn5150 | $25.00 | $25.00 | 9/14/2009 6:48:54 PM |
| lostontheedge | $25.00 | $25.00 | 9/14/2009 6:49:04 PM |
| ganoman21 | $25.00 | $25.00 | 9/14/2009 8:55:13 PM |
| Dave0 | $25.00 | $25.00 | 9/14/2009 6:58:28 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:56:31 PM |
| beaufuture | $25.00 | $25.00 | 9/15/2009 1:54:50 AM |
| d3v0t3d | $25.00 | $25.00 | 9/14/2009 7:06:38 PM |
| mobius_titan | $25.00 | $25.00 | 9/15/2009 4:11:15 AM |
| Chief3394 | $25.00 | $25.00 | 9/15/2009 5:13:06 AM |
| Captain88 | $25.00 | $25.00 | 9/15/2009 6:30:28 AM |
| jcrew007 | $25.00 | $25.00 | 9/14/2009 7:13:09 PM |
| Leshan | $48.78 | $48.78 | 9/15/2009 8:36:18 AM |
| momentous-coin | $25.00 | $25.00 | 9/14/2009 7:35:15 PM |
| IP | $50.00 | $50.00 | 9/15/2009 8:30:13 AM |
| beaker | $25.00 | $25.00 | 9/15/2009 8:35:52 AM |
| buffalobills | $25.00 | $25.00 | 9/15/2009 8:39:56 AM |
| NewBreedGroup | $25.00 | $25.00 | 9/15/2009 9:42:44 AM |
| Pu239 | $44.00 | $44.00 | 9/15/2009 10:37:05 AM |
| mpatrick | $100.00 | $100.00 | 9/15/2009 10:42:56 AM |
| SwiDaddy | $25.00 | $25.00 | 9/15/2009 10:50:14 AM |
| admirable-credit | $25.00 | $25.00 | 9/15/2009 11:07:05 AM |
| seju | $25.00 | $25.00 | 9/15/2009 4:19:29 AM |
| geekguy | $25.00 | $25.00 | 9/15/2009 10:47:57 AM |
| Jeff89 | $25.00 | $25.00 | 9/15/2009 11:49:59 AM |
| BrLender | $27.31 | $27.31 | 9/15/2009 11:57:37 AM |
| Midg | $25.00 | $25.00 | 9/15/2009 11:57:00 AM |
| Sofar | $25.00 | $25.00 | 9/15/2009 1:01:55 PM |
| LTR | $25.00 | $25.00 | 9/15/2009 1:10:35 PM |
| MT1130 | $25.00 | $25.00 | 9/15/2009 12:46:23 PM |
| NoVALending | $25.00 | $25.00 | 9/15/2009 1:17:05 PM |
| tolstoy00 | $25.00 | $25.00 | 9/15/2009 1:26:02 PM |
| lendinstuff | $25.00 | $25.00 | 9/15/2009 1:02:09 PM |
| K2Outlaws | $25.00 | $25.00 | 9/15/2009 1:50:25 PM |
| porkhelmet | $25.00 | $25.00 | 9/15/2009 1:16:25 PM |
| funds-promiser | $50.00 | $50.00 | 9/15/2009 1:26:36 PM |
| macotra4 | $36.00 | $36.00 | 9/15/2009 3:15:20 PM |
| director877 | $25.00 | $25.00 | 9/15/2009 3:25:05 PM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/15/2009 3:30:14 PM |
| lender73w | $25.00 | $25.00 | 9/15/2009 2:12:33 PM |
| jcttjg | $25.00 | $25.00 | 9/15/2009 3:50:19 PM |
| LAKETIME | $25.00 | $25.00 | 9/15/2009 2:25:44 PM |
| SouthCoast | $25.00 | $25.00 | 9/15/2009 2:30:47 PM |
| Skeptical-one | $100.00 | $12.18 | 9/15/2009 2:49:32 PM |
| generous-at-heart | $25.00 | $25.00 | 9/15/2009 3:37:21 PM |
| L-vex | $25.00 | $25.00 | 9/15/2009 11:44:19 AM |
| yu-rik | $50.00 | $50.00 | 9/15/2009 3:56:43 PM |
| falcone | $100.00 | $100.00 | 9/15/2009 4:02:20 PM |
| himanshuko | $50.00 | $50.00 | 9/15/2009 12:07:29 PM |
| BigCityLending | $25.00 | $25.00 | 9/15/2009 12:11:05 PM |
| Nickel8 | $25.00 | $25.00 | 9/15/2009 12:14:26 PM |
| icefish | $27.04 | $27.04 | 9/15/2009 12:21:42 PM |
| gm93001 | $200.00 | $200.00 | 9/15/2009 12:45:00 PM |
| cny_loans | $25.00 | $25.00 | 9/15/2009 1:10:44 PM |
| bhargapa | $250.00 | $250.00 | 9/15/2009 2:48:50 PM |
| NewYorker48 | $65.94 | $65.94 | 9/15/2009 3:17:07 PM |
| maineman | $25.00 | $25.00 | 9/15/2009 3:43:28 PM |
| Isotope | $25.00 | $25.00 | 9/15/2009 4:01:13 PM |
| 505 bids
|
Borrower Payment Dependent Notes Series
422359
This series of Notes was issued and sold upon the funding of the borrower loan #38660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-02-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-16-2009 |
|
|
Starting lender yield:
| 11.38% |
Starting borrower rate/APR:
| 12.38% / 14.52% |
Starting monthly payment:
| $166.98 |
|
Final lender yield:
| 9.30% |
Final borrower rate/APR:
| 10.30% / 12.41% |
Final monthly payment:
| $162.04 |
| |
|
Auction yield range:
| 4.18% - 11.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.17% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 16
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $37,624 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 74% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| witty-fund |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me help you! We all win!
YOU: feel great helping someone in need and investing your money for some sweet returns
+
I: pay off high interest rate credit card debt accrued during my post-college-minimum-wage-earning years (cards that decided to arbitrarily skyrocket my "fixed" interest rate despite my perfect payment records) quicker
= WIN
I'm trying to clear out this lingering credit card debt, but it's becoming scarier and more difficult to chip away at the principal as the credit card companies continue to raise my APR.? I'd much rather have the interest go to the kind people who are willing to hear my story and help than the banks who have made a killing off me in interest, only to "reward" my consistent, on-time payments with higher fees.
My financial situation:
I live comfortably in the sense that I've got food and shelter and paying all the bills is never a concern (my credit report's clean with no lates or baddies).? I'm basically painfully paying for all the credit card mistakes I made right out of college.? I now have a wonderful professional job and am putting all my effort towards my goal of a debt-free life.? I've been living modestly (roommate, car and college loans are paid off, no kids, etc) so I can aggressively pay off the consumer debt and work towards the future.
Thanks for considering my loan listing.? I'm happy to answer your questions to assure you that investing in me = win!
Monthly net income: $3850
Monthly expenses:
??Housing: $ 565
??Car expenses: $ 85 (car insurance and gas)
??Utilities: $ 35
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Credit cards and other loans: $ (hopefully going towards prosper!)
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| jgar_O | $30.00 | $30.00 | 9/2/2009 4:26:07 PM |
| goofy15975 | $25.00 | $25.00 | 9/2/2009 4:30:26 PM |
| MidnightBank | $25.00 | $25.00 | 9/2/2009 4:31:50 PM |
| Kame | $25.00 | $25.00 | 9/2/2009 4:31:24 PM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 4:32:03 PM |
| buckyhead2000 | $25.00 | $25.00 | 9/3/2009 10:12:32 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:06:03 PM |
| tisiphone | $25.00 | $25.00 | 9/3/2009 8:45:58 PM |
| aesop | $25.00 | $25.00 | 9/4/2009 7:15:36 AM |
| kenyonhillbilly | $38.87 | $38.87 | 9/4/2009 3:43:59 PM |
| Jassi | $25.00 | $25.00 | 9/4/2009 4:03:56 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:32:16 PM |
| ClearLake | $25.00 | $25.00 | 9/5/2009 4:35:12 PM |
| justin323 | $25.00 | $25.00 | 9/5/2009 4:33:30 AM |
| vinayski | $25.00 | $25.00 | 9/6/2009 5:35:23 PM |
| DrStaff | $30.00 | $30.00 | 9/6/2009 11:00:03 PM |
| kumpa2u | $50.00 | $50.00 | 9/7/2009 12:27:09 PM |
| JJS180 | $25.00 | $25.00 | 9/7/2009 2:06:36 PM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/7/2009 3:30:22 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/7/2009 4:32:35 PM |
| mikeandcat | $50.00 | $50.00 | 9/8/2009 9:43:35 AM |
| djs81 | $25.00 | $25.00 | 9/7/2009 7:00:35 PM |
| 888168 | $50.00 | $50.00 | 9/8/2009 2:09:38 PM |
| TK4 | $25.00 | $25.00 | 9/8/2009 4:58:35 PM |
| top-unflappable-economy | $25.00 | $25.00 | 9/8/2009 7:59:01 PM |
| RJN | $25.00 | $25.00 | 9/9/2009 7:07:09 AM |
| Hokiemon | $25.57 | $25.57 | 9/9/2009 2:38:55 PM |
| ready-loan | $25.00 | $25.00 | 9/9/2009 2:44:10 PM |
| outofoffice | $50.00 | $50.00 | 9/9/2009 7:45:03 PM |
| interstellar | $50.00 | $50.00 | 9/10/2009 11:20:54 AM |
| LendAHand24 | $25.00 | $25.00 | 9/11/2009 8:33:38 AM |
| bondhedger | $25.00 | $25.00 | 9/11/2009 5:38:18 PM |
| knowonder | $50.00 | $50.00 | 9/11/2009 9:46:00 PM |
| market-assembler | $25.00 | $25.00 | 9/12/2009 1:09:45 AM |
| loot-motion | $25.00 | $25.00 | 9/12/2009 10:18:39 AM |
| payontime1 | $50.00 | $50.00 | 9/12/2009 8:39:24 PM |
| the-profit-oracle | $25.00 | $25.00 | 9/14/2009 3:17:16 PM |
| RIVERBEND | $25.00 | $25.00 | 9/14/2009 1:43:48 PM |
| hellasow | $25.00 | $25.00 | 9/14/2009 5:03:19 PM |
| fortytwo | $50.00 | $50.00 | 9/14/2009 5:23:22 PM |
| CULPEPPERGROUP | $50.00 | $50.00 | 9/14/2009 7:21:47 PM |
| beachbum22 | $50.00 | $50.00 | 9/15/2009 8:30:05 AM |
| coolkid | $26.44 | $26.44 | 9/15/2009 4:51:44 PM |
| oldman68 | $25.00 | $25.00 | 9/15/2009 6:13:58 PM |
| jpyrek | $25.00 | $25.00 | 9/15/2009 6:22:06 PM |
| maga | $89.00 | $89.00 | 9/15/2009 5:56:04 PM |
| spiff666 | $25.00 | $25.00 | 9/15/2009 8:04:15 PM |
| Zorg | $100.00 | $100.00 | 9/15/2009 8:37:07 PM |
| ds5184 | $25.04 | $25.04 | 9/16/2009 5:33:21 AM |
| autoconnection | $25.00 | $25.00 | 9/16/2009 6:28:37 AM |
| frankandirene | $25.00 | $25.00 | 9/15/2009 6:19:32 PM |
| credit-coach118 | $25.00 | $25.00 | 9/16/2009 8:27:54 AM |
| best-generosity-financier | $25.00 | $25.00 | 9/15/2009 7:57:22 PM |
| UC3307 | $90.00 | $90.00 | 9/16/2009 12:00:08 PM |
| Bamaman205 | $50.29 | $50.29 | 9/16/2009 4:25:04 AM |
| moneyismyfriend | $50.00 | $50.00 | 9/16/2009 12:04:36 PM |
| dahnkster | $40.79 | $40.79 | 9/16/2009 2:26:12 PM |
| careful-wealth | $25.00 | $25.00 | 9/16/2009 3:10:03 PM |
| affluence-tycoon | $25.00 | $25.00 | 9/16/2009 3:49:27 PM |
| SKAGIT22 | $25.00 | $25.00 | 9/16/2009 3:26:12 PM |
| greenback-octave | $25.00 | $25.00 | 9/16/2009 12:37:17 PM |
| jayk63 | $25.00 | $25.00 | 9/16/2009 4:09:50 PM |
| BzJ108 | $25.00 | $25.00 | 9/16/2009 2:05:39 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 4:26:02 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/2/2009 4:26:55 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/2/2009 4:29:55 PM |
| gm93001 | $25.00 | $25.00 | 9/2/2009 4:30:30 PM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 4:32:27 PM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 4:32:00 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:06:05 PM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:31:15 AM |
| ok | $25.00 | $25.00 | 9/3/2009 1:04:16 PM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 2:46:00 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:06:16 AM |
| Syzygy | $25.00 | $25.00 | 9/3/2009 6:41:26 PM |
| LuckySF | $50.00 | $50.00 | 9/4/2009 12:36:07 PM |
| Avala | $25.00 | $25.00 | 9/4/2009 3:30:47 PM |
| wormdc | $25.00 | $25.00 | 9/4/2009 3:48:54 PM |
| all_of_that_one | $25.00 | $25.00 | 9/5/2009 12:35:26 PM |
| impartial-deal | $25.00 | $25.00 | 9/6/2009 9:25:32 PM |
| bid-wonder | $25.00 | $25.00 | 9/6/2009 9:20:14 AM |
| noble-revenue | $25.00 | $25.00 | 9/8/2009 10:05:28 AM |
| nuclearmoose | $25.00 | $25.00 | 9/8/2009 1:04:39 PM |
| museic1 | $25.00 | $25.00 | 9/8/2009 11:50:44 AM |
| mathprof | $25.00 | $25.00 | 9/8/2009 6:04:03 PM |
| linklady | $50.00 | $50.00 | 9/9/2009 6:42:36 AM |
| thedoctor | $25.00 | $25.00 | 9/9/2009 7:45:29 AM |
| mcabery | $25.00 | $11.92 | 9/9/2009 2:44:31 PM |
| jetblack | $50.00 | $50.00 | 9/10/2009 4:11:56 AM |
| gm93001 | $75.00 | $75.00 | 9/10/2009 11:23:49 AM |
| KingCroesus | $25.00 | $25.00 | 9/11/2009 3:03:52 PM |
| kindness-jedi | $100.00 | $100.00 | 9/14/2009 2:20:16 AM |
| bansir | $25.00 | $25.00 | 9/13/2009 4:21:29 PM |
| salis34 | $50.00 | $50.00 | 9/14/2009 11:21:43 AM |
| UncleSafety | $100.00 | $100.00 | 9/14/2009 3:08:21 PM |
| HappyToLoan | $25.00 | $25.00 | 9/14/2009 12:17:53 PM |
| rce1964 | $25.00 | $25.00 | 9/14/2009 3:17:13 PM |
| crazybill | $25.00 | $25.00 | 9/14/2009 6:16:12 PM |
| loanman2007 | $50.00 | $50.00 | 9/14/2009 7:27:24 PM |
| little_shark_J | $25.00 | $25.00 | 9/14/2009 9:17:00 PM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:31:01 AM |
| bondo41 | $25.00 | $25.00 | 9/15/2009 10:43:25 AM |
| Astyanax | $25.00 | $25.00 | 9/15/2009 8:30:45 AM |
| Soupy1 | $25.00 | $25.00 | 9/15/2009 1:12:23 PM |
| wwwUniversal | $25.00 | $25.00 | 9/15/2009 4:05:51 PM |
| JerryB96 | $25.00 | $25.00 | 9/15/2009 4:09:45 PM |
| tompau | $25.00 | $25.00 | 9/15/2009 2:12:56 PM |
| nestegg4e | $25.00 | $25.00 | 9/15/2009 5:13:20 PM |
| Vans1975 | $50.00 | $50.00 | 9/15/2009 6:16:14 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/15/2009 7:08:12 PM |
| PAV | $25.00 | $25.00 | 9/15/2009 7:30:35 PM |
| jcw3rd | $25.00 | $25.00 | 9/15/2009 9:42:51 PM |
| OKPapa | $32.44 | $32.44 | 9/15/2009 10:30:18 PM |
| JSTHLPNG | $25.00 | $25.00 | 9/16/2009 3:14:39 AM |
| falcone | $50.00 | $50.00 | 9/15/2009 11:03:05 PM |
| zapquoc | $25.00 | $25.00 | 9/15/2009 11:33:44 PM |
| Charmart | $25.00 | $25.00 | 9/16/2009 2:52:01 AM |
| shneb | $200.00 | $200.00 | 9/15/2009 5:34:34 PM |
| Schwamie | $32.61 | $32.61 | 9/16/2009 6:17:09 AM |
| suzanny | $25.00 | $25.00 | 9/16/2009 8:09:47 AM |
| Hotrod52 | $25.00 | $25.00 | 9/16/2009 8:50:39 AM |
| stemper | $50.00 | $50.00 | 9/15/2009 8:02:44 PM |
| rmpedi33 | $50.00 | $50.00 | 9/16/2009 11:59:43 AM |
| bossyboots01 | $25.00 | $25.00 | 9/16/2009 3:21:36 AM |
| TheLoanManCan | $50.00 | $50.00 | 9/16/2009 12:06:28 PM |
| kelly42 | $25.00 | $25.00 | 9/16/2009 12:13:18 PM |
| usemymoney | $25.00 | $25.00 | 9/16/2009 12:44:10 PM |
| LendingHelper | $50.00 | $50.00 | 9/16/2009 9:55:22 AM |
| Loan2save | $49.33 | $49.33 | 9/16/2009 1:31:18 PM |
| yu-rik | $50.00 | $50.00 | 9/16/2009 1:32:21 PM |
| RiskAdverse | $25.00 | $25.00 | 9/16/2009 2:31:23 PM |
| Sneadisland | $25.00 | $25.00 | 9/16/2009 2:20:09 PM |
| Apotheosis | $25.00 | $25.00 | 9/16/2009 11:28:23 AM |
| ratzlefrss | $50.00 | $50.00 | 9/16/2009 3:09:59 PM |
| bobnewt | $50.00 | $50.00 | 9/16/2009 3:43:28 PM |
| HomerdohNY | $25.00 | $25.00 | 9/16/2009 3:51:58 PM |
| Schlawinzer | $50.00 | $50.00 | 9/16/2009 1:35:58 PM |
| crazybill | $25.00 | $25.00 | 9/16/2009 1:39:46 PM |
| manny00 | $27.70 | $27.70 | 9/16/2009 4:10:16 PM |
| selo80 | $25.00 | $25.00 | 9/16/2009 3:03:22 PM |
| 140 bids
|
Borrower Payment Dependent Notes Series
422745
This series of Notes was issued and sold upon the funding of the borrower loan #38655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction start date:
| Sep-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Sep-17-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 24.95% |
Final borrower rate/APR:
| 25.95% / 29.88% |
Final monthly payment:
| $40.26 |
| |
|
Auction yield range:
| 17.18% - 34.00% |
Estimated loss impact:
| 19.44% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.51% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| May-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Total credit lines:
| 21 | Length of status: | 0y 3m |
|
Amount delinquent:
| $199 |
Revolving credit balance:
| $3,460 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 8% | |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| rahelwon |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds to survive unpaid internship
Purpose of loan:
This loan will be used to pay my living expenses while I complete my unpaid summer internship for Eastern Washington University. I am a senior (next year) Anthropology student at EWU and was lucky enough to be selected to participate in a research study with one of my professors. It is an invaluable opportunity to gain experience, but, unfortunately, it is unpaid. I have drained my savings and have no credit cards as I conglomerated them under one monthly payment a couple years ago to pay them off.
My financial situation:
I am a good candidate for this loan because I am nearing graduation and look forward starting a career. I am looking forward to getting my life off to a great start as I gain valuable work experience with my internship, a quality education through my program at EWU, and an improved credit status as I have learned the value of the dollar, and of responsible credit use. By the time I graduate (May of 2010), I will have my credit cards paid off, owe minimal student loan debt, and have an improved rating.
My current rating is low because I have had little credit history, was hurt by the terms of the credit card counseling/conglomeration, and had an old past due medical bill (which is the past due amount listed above), which has since been paid off. I actually haven't had a late payment since that medical bill, which was a couple of years ago.
Once school starts back up-in about a month-I will return to my work-study job and will receive both grants and a scholarship. I will easily be able to afford the $41-$45/mo. payment for this loan. I will never be late, and plan on repaying the entire balance by the end of next summer (a year or so).
Monthly net income: (When school starts back up in a month) $
1500
Monthly expenses: $
980
??Housing: $
285
??Insurance: $
0
??Car expenses: $
0
??Utilities: $ 60
??Phone, cable, internet: $
100
??Food, entertainment: $
200
??Clothing, household expenses $
100
??Credit cards and other loans: $
185
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $1,000.00 | $1,000.00 | 9/17/2009 8:10:19 AM |
| 1 bids
|
Borrower Payment Dependent Notes Series
422895
This series of Notes was issued and sold upon the funding of the borrower loan #38644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,600.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.54% |
Starting monthly payment:
| $52.63 |
|
Final lender yield:
| 8.69% |
Final borrower rate/APR:
| 9.69% / 11.88% |
Final monthly payment:
| $51.39 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-760 (Sep-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $16,148 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 52% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| WestCoastTerry |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 0
( 0% )
| 780-800
(Apr-2008)
|
|
Principal balance:
| $1,780.02 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Pay off high interest credit card
Purpose of loan:
I want to pay off a credit card that went from 0.00% to 16.99%.??This is the only credit card I own and I do not want to pay CHASE the unreasonable interest rate.?
My financial situation:
I am a good candidate for this loan because I?simply?want to be out of debt and I have an excellent record with Prosper and?plan to?maintain that record.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Why is your revolving credit $16000 but you are only asking for $1600 for your only credit card? Thank you. - BankofBeth
A:
The bulk of my revolving credit is in "line of credit " accounts in two credit union accounts, which have a low and stable interest rate.
Regards
WestCoastTerry
(Sep-21-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| bid-wonder | $25.00 | $25.00 | 9/8/2009 11:18:41 AM |
| bornsucka | $25.00 | $25.00 | 9/18/2009 4:04:22 PM |
| jayk63 | $25.00 | $25.00 | 9/19/2009 7:02:05 AM |
| Kash2010lu | $25.00 | $25.00 | 9/20/2009 8:01:24 PM |
| PotBellyPete | $25.00 | $25.00 | 9/21/2009 7:35:00 AM |
| bansir | $25.00 | $25.00 | 9/21/2009 3:12:53 PM |
| RIVERBEND | $25.00 | $25.00 | 9/21/2009 6:43:30 PM |
| cjames84 | $25.00 | $25.00 | 9/21/2009 6:15:39 PM |
| little_shark_J | $25.00 | $25.00 | 9/21/2009 6:16:46 PM |
| bossyboots01 | $25.00 | $25.00 | 9/22/2009 5:31:03 AM |
| fatboy888 | $25.00 | $25.00 | 9/22/2009 5:41:41 AM |
| dstolars | $25.00 | $25.00 | 9/22/2009 6:37:16 AM |
| credit-coach118 | $25.00 | $25.00 | 9/22/2009 8:42:45 AM |
| LAKETIME | $25.00 | $25.00 | 9/22/2009 9:14:03 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/22/2009 9:36:00 AM |
| Schlawinzer | $32.46 | $32.46 | 9/22/2009 7:46:28 AM |
| rmpedi33 | $50.00 | $50.00 | 9/22/2009 7:52:57 AM |
| LittleMingo | $25.00 | $25.00 | 9/8/2009 5:50:03 PM |
| JerryB96 | $25.00 | $25.00 | 9/18/2009 9:53:26 PM |
| agbullet55443 | $100.00 | $100.00 | 9/19/2009 11:53:26 PM |
| q4golf | $27.41 | $27.41 | 9/20/2009 6:57:34 PM |
| Chef_boy | $25.00 | $25.00 | 9/20/2009 9:58:15 PM |
| loanman2007 | $100.00 | $100.00 | 9/21/2009 5:32:31 AM |
| GALERXLoans | $37.08 | $37.08 | 9/21/2009 6:23:46 AM |
| zxr | $25.00 | $25.00 | 9/21/2009 8:26:11 AM |
| Dover | $25.00 | $25.00 | 9/21/2009 7:07:45 AM |
| tender-deal | $75.00 | $75.00 | 9/21/2009 10:51:41 AM |
| drluong | $50.00 | $50.00 | 9/21/2009 1:39:46 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/21/2009 3:28:00 PM |
| CheapDolo22 | $25.00 | $25.00 | 9/21/2009 6:11:04 PM |
| radiant-value | $25.00 | $25.00 | 9/21/2009 10:29:12 PM |
| OregonDane | $25.00 | $25.00 | 9/21/2009 5:39:46 PM |
| Mikale360 | $25.00 | $25.00 | 9/21/2009 8:13:19 PM |
| Chewbaca | $25.00 | $25.00 | 9/21/2009 10:50:59 PM |
| ultimatepaintball | $42.28 | $42.28 | 9/21/2009 7:50:21 PM |
| scientists | $25.00 | $25.00 | 9/22/2009 9:10:40 AM |
| maga | $250.00 | $250.00 | 9/22/2009 7:40:39 AM |
| OoM | $25.00 | $25.00 | 9/22/2009 8:31:18 AM |
| niq4soccer | $35.00 | $35.00 | 9/22/2009 8:33:03 AM |
| Bill88 | $30.00 | $25.77 | 9/22/2009 9:36:39 AM |
| 40 bids
|
Borrower Payment Dependent Notes Series
423075
This series of Notes was issued and sold upon the funding of the borrower loan #38663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| HR |
Auction start date:
| Sep-08-2009 |
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 33.95% |
Final borrower rate/APR:
| 34.95% / 39.10% |
Final monthly payment:
| $45.21 |
| |
|
Auction yield range:
| 17.18% - 34.00% |
Estimated loss impact:
| 27.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.94% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 5 |
Total credit lines:
| 37 | Length of status: | 29y 4m |
|
Amount delinquent:
| $2,682 |
Revolving credit balance:
| $2,136 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 125% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 34 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| momofck |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 560-580
(Aug-2008)
|
|
Principal balance:
| $774.32 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Relist - Score up 60+ points
Purpose of loan:?Thanks to a friends?advise I decided to relist and only borrow what was needed for my class books, I?did not want to take the money from my 401K since it had taken such a bad hit in this economy and I want to let it grow again.
This loan will be used to? To buy my books for the last 6 classes I have for my BA degree (so I won?t lose out on my promotion). ?I have worked very hard the last year to get things in order and pay off bills and my score reflected that by going up 60 points.? There will be no problem affording this loan even at the highest interest rate.? Your consideration on this loan is so very appreciated, you will not be sorry you invested in me.
I am a good candidate for this loan because??I have never turned my back on any of my bills.? I have been late on occasion but I always ?pay my bills.? I have been with my employer for over 29 years (not including the time I worked there while in high school.)? Things are looking up for me at work due to finishing my BA degree and I will soon be put in charge of DB Administration in January.? This payment will be come directly from my checking account and never be late.
Monthly net income: $ 2300.00(mine) ?2017.00 (husband)
Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 145.00
??Car expenses: $ 50.00 (husband is a mechanic which?helps)
??Utilities: $ 150.00
??Phone, cable, internet: $ 99.00?
??Food, entertainment: $ 325.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 250.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| unk1911 | $25.00 | $25.00 | 9/17/2009 11:05:54 AM |
| mrxtravis | $25.00 | $25.00 | 9/17/2009 4:23:31 PM |
| Eloise62 | $75.00 | $75.00 | 9/18/2009 7:30:02 AM |
| Laxa | $25.00 | $25.00 | 9/19/2009 10:20:10 AM |
| riptide615 | $500.00 | $498.18 | 9/21/2009 7:09:58 PM |
| Unitas4302 | $50.00 | $50.00 | 9/21/2009 6:58:00 PM |
| kevlar | $26.82 | $26.82 | 9/21/2009 10:50:55 PM |
| zapquoc | $25.00 | $25.00 | 9/21/2009 11:38:48 PM |
| payontime1 | $50.00 | $50.00 | 9/19/2009 10:35:09 PM |
| jpf27 | $100.00 | $100.00 | 9/21/2009 7:31:26 AM |
| deepblue34 | $25.00 | $25.00 | 9/21/2009 4:47:21 PM |
| ima007 | $50.00 | $50.00 | 9/21/2009 8:20:12 PM |
| PrepWonder | $25.00 | $25.00 | 9/21/2009 8:07:17 PM |
| 13 bids
|
Borrower Payment Dependent Notes Series
423387
This series of Notes was issued and sold upon the funding of the borrower loan #38646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction start date:
| Sep-09-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-22-2009 |
|
|
Starting lender yield:
| 26.38% |
Starting borrower rate/APR:
| 27.38% / 29.72% |
Starting monthly payment:
| $123.09 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $121.43 |
| |
|
Auction yield range:
| 11.18% - 26.38% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-740 (Sep-2009) |
Current / open credit lines:
| 4
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $87 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Dap2005 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 1 ( 50% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < mo. late:
| 1
( 50% )
| 660-680
(Jul-2008)
680-700
(Jun-2008)
620-640
(Apr-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay down minor debts related to relocating from Kuwait
My financial situation:
I am a good candidate for this loan because I have plenty of collateral and a good income
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| secobarbital | $25.00 | $25.00 | 9/9/2009 4:30:20 PM |
| delivery | $25.00 | $25.00 | 9/9/2009 4:32:01 PM |
| CarDealer3070 | $30.00 | $30.00 | 9/9/2009 4:33:28 PM |
| noble-revenue | $100.00 | $68.79 | 9/9/2009 4:34:41 PM |
| foothillender | $25.00 | $25.00 | 9/10/2009 7:22:15 AM |
| IPG1 | $25.00 | $25.00 | 9/11/2009 6:30:28 AM |
| hellasow | $25.00 | $25.00 | 9/14/2009 5:41:58 PM |
| mobius_titan | $25.00 | $25.00 | 9/15/2009 3:26:18 AM |
| zento | $25.00 | $25.00 | 9/15/2009 9:50:37 AM |
| dt_one | $25.00 | $25.00 | 9/16/2009 6:55:08 AM |
| silvercertificate | $25.00 | $25.00 | 9/16/2009 1:13:28 PM |
| amsmiker | $100.00 | $100.00 | 9/16/2009 2:26:10 PM |
| doubledb | $40.00 | $40.00 | 9/17/2009 1:53:14 PM |
| zone8 | $100.00 | $100.00 | 9/17/2009 2:13:13 PM |
| ddimports | $25.00 | $25.00 | 9/18/2009 9:46:28 AM |
| CoolPlexer | $25.00 | $25.00 | 9/18/2009 5:36:40 PM |
| LarryNY | $25.00 | $25.00 | 9/18/2009 6:28:00 PM |
| agile | $25.00 | $25.00 | 9/19/2009 6:25:33 PM |
| ericd523 | $25.00 | $25.00 | 9/19/2009 1:40:14 PM |
| SnE | $25.00 | $25.00 | 9/20/2009 11:23:05 AM |
| KRAM151 | $33.37 | $33.37 | 9/20/2009 8:10:57 PM |
| CREinvestor | $214.75 | $214.75 | 9/21/2009 9:01:54 AM |
| buffalobills | $25.00 | $25.00 | 9/21/2009 9:43:23 AM |
| Personal-Bond | $39.67 | $39.67 | 9/21/2009 11:33:13 AM |
| MOVet | $25.00 | $25.00 | 9/21/2009 3:28:06 PM |
| riveting-rate | $25.00 | $25.00 | 9/21/2009 6:41:12 PM |
| bondhedger | $25.00 | $25.00 | 9/21/2009 7:06:29 PM |
| mobius_titan | $25.00 | $25.00 | 9/22/2009 5:25:22 AM |
| RadCad1 | $50.00 | $50.00 | 9/22/2009 10:27:28 AM |
| mercuriant | $25.00 | $25.00 | 9/22/2009 10:20:11 AM |
| SkyLoan | $25.00 | $25.00 | 9/22/2009 12:00:50 PM |
| LarWit1512 | $25.00 | $25.00 | 9/22/2009 11:54:08 AM |
| l2fp | $108.83 | $108.83 | 9/22/2009 11:05:33 AM |
| CREinvestor | $75.00 | $75.00 | 9/22/2009 2:56:43 PM |
| PropertyInvest | $25.00 | $25.00 | 9/22/2009 2:57:27 PM |
| Peacepower | $33.04 | $33.04 | 9/22/2009 3:23:04 PM |
| redcat57 | $25.00 | $25.00 | 9/22/2009 5:04:58 PM |
| Snoopylover | $25.00 | $25.00 | 9/22/2009 5:07:13 PM |
| us957165 | $25.00 | $25.00 | 9/22/2009 5:25:52 PM |
| jcw3rd | $25.00 | $25.00 | 9/22/2009 5:27:35 PM |
| thedreamer | $25.00 | $25.00 | 9/9/2009 4:31:57 PM |
| GMPK_TLAS | $25.00 | $25.00 | 9/9/2009 4:33:10 PM |
| festivecpl | $50.00 | $50.00 | 9/9/2009 7:58:13 PM |
| payontime1 | $50.00 | $50.00 | 9/11/2009 3:51:29 PM |
| unequivocal-velocity | $50.00 | $50.00 | 9/12/2009 2:11:05 PM |
| SmartConsolidation | $25.00 | $25.00 | 9/14/2009 2:34:58 PM |
| theonezozo | $25.00 | $25.00 | 9/17/2009 12:25:09 AM |
| Barrayaran | $25.00 | $25.00 | 9/17/2009 6:05:15 PM |
| earlybird172961 | $37.00 | $37.00 | 9/18/2009 9:54:16 AM |
| lawyervon | $25.00 | $25.00 | 9/18/2009 1:54:00 PM |
| bid-papyrus | $25.00 | $25.00 | 9/18/2009 4:04:04 PM |
| jgar_O | $25.00 | $25.00 | 9/18/2009 4:21:34 PM |
| clearviewcapital | $25.00 | $25.00 | 9/18/2009 7:37:19 PM |
| loan-eagle9 | $25.00 | $25.00 | 9/19/2009 8:05:11 AM |
| marwadi-62 | $100.00 | $100.00 | 9/19/2009 6:57:29 PM |
| CK1 | $25.00 | $25.00 | 9/19/2009 9:48:14 PM |
| Thunder08 | $25.00 | $25.00 | 9/21/2009 9:02:02 AM |
| fortytwo | $25.00 | $25.00 | 9/22/2009 7:37:06 AM |
| admirable-credit | $25.00 | $25.00 | 9/22/2009 10:44:46 AM |
| padewy | $25.00 | $25.00 | 9/22/2009 10:20:07 AM |
| bondo41 | $25.00 | $25.00 | 9/22/2009 11:12:21 AM |
| Feyenoord | $26.55 | $26.55 | 9/22/2009 11:57:53 AM |
| verticalhorizon | $150.00 | $150.00 | 9/22/2009 11:29:29 AM |
| Digs | $25.00 | $25.00 | 9/22/2009 11:04:15 AM |
| fabulous-return | $25.00 | $25.00 | 9/22/2009 1:03:02 PM |
| Eloise62 | $75.00 | $75.00 | 9/22/2009 1:11:08 PM |
| JTHarris | $50.00 | $50.00 | 9/22/2009 1:03:33 PM |
| little_shark_J | $25.00 | $25.00 | 9/22/2009 2:40:36 PM |
| E-B | $50.00 | $50.00 | 9/22/2009 2:56:52 PM |
| Fun54115 | $25.00 | $25.00 | 9/22/2009 3:18:10 PM |
| ima007 | $25.00 | $25.00 | 9/22/2009 6:17:17 PM |
| NewYorker48 | $50.00 | $50.00 | 9/22/2009 5:02:00 PM |
| CriticalMiss | $98.00 | $98.00 | 9/22/2009 5:29:05 PM |
| hidavehi | $70.00 | $70.00 | 9/22/2009 6:20:41 PM |
| LoanDMC | $25.00 | $25.00 | 9/22/2009 6:31:13 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
423459
This series of Notes was issued and sold upon the funding of the borrower loan #38658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-10-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-17-2009 |
|
|
Starting lender yield:
| 17.00% |
Starting borrower rate/APR:
| 18.00% / 20.21% |
Starting monthly payment:
| $289.22 |
|
Final lender yield:
| 13.00% |
Final borrower rate/APR:
| 14.00% / 16.16% |
Final monthly payment:
| $273.42 |
| |
|
Auction yield range:
| 4.18% - 17.00% |
Estimated loss impact:
| 2.15% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.85% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-780 (Aug-2009) |
Current / open credit lines:
| 8
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 34 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $31,214 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| jts1969 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Home Repair Expense
Purpose of loan:
This loan will be used to help pay for an unexpected?home repair.? My home is in need of a new septic system.? Because of the small lot size, steep topography,?and location on a lake it is going to be very expensive, around $50,000.? This loan will help close the gap between the cost and?cash?currently available to me.
My financial situation:
I am a good candidate for this loan because I am a salaried physician.? Unfortunately, with the recent decline in home prices I cannot obtain a home equity line of credit.? Being familiar with Prosper as a lender I decided to give it a try as a borrower.
My net pay each month is $10,000.? My monthly mortgage is $5,283.? My monthly expenses for utilities, gasoline, insurance, and food are around $1,000.? I also pay $1,000 per month on a property loan which ends in October 2009.? Monthly payments on existing credit card balances total $1,000, which will be paid in full in 3-4 months.? So, for the next few months, I estimate having around $1,700 available monthly for making a Prosper loan payment.? Then, in November 2009 I will have $3,700 available to service the loan.? I will likely pay the loan off by February 2010.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you please explain the high revolving credit balance? If you are only paying $1,000 per month towards $31,000 in debt, how will it be paid off in 3-4 months? Or is some of this part of a HELOC for your "property loan"? Answer publicly, thanks, GL - BAEVentures
A:
Most of the $31,000, about $26,000, is a business line of credit for a small business that I invested in. The account required a personal guaranty so it is reported to credit bureaus under my Social Security Number instead of the business' tax identification number. Right now, my income from the business is covering the payments on this debt, leaving essentially no net income from this investment, as of yet.
(Sep-14-2009)
Q:
What type of physician are you? - verticalhorizon
A:
internal medicine
(Sep-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Syzygy | $25.00 | $25.00 | 9/10/2009 4:23:26 PM |
| Cai8899 | $25.00 | $25.00 | 9/10/2009 4:23:32 PM |
| don8ter | $60.00 | $60.00 | 9/10/2009 4:23:42 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/10/2009 4:24:09 PM |
| Kame | $25.00 | $25.00 | 9/10/2009 4:24:33 PM |
| five-star-justice | $36.00 | $36.00 | 9/10/2009 4:24:47 PM |
| investor_101 | $50.00 | $50.00 | 9/10/2009 4:16:57 PM |
| mikeandcat | $50.00 | $50.00 | 9/10/2009 4:26:35 PM |
| greeninspirit | $25.00 | $25.00 | 9/10/2009 4:17:23 PM |
| Halos2002 | $50.00 | $50.00 | 9/10/2009 4:24:28 PM |
| gold-tsunami | $25.00 | $25.00 | 9/10/2009 4:24:45 PM |
| gm93001 | $25.00 | $25.00 | 9/10/2009 5:01:35 PM |
| honorable-yield | $50.00 | $50.00 | 9/10/2009 4:23:44 PM |
| Sid-K | $50.00 | $50.00 | 9/10/2009 4:23:47 PM |
| seasportsguy | $25.00 | $25.00 | 9/10/2009 4:24:21 PM |
| personal-lender | $25.00 | $25.00 | 9/10/2009 4:24:41 PM |
| CaptainLender | $25.00 | $25.00 | 9/10/2009 4:25:01 PM |
| nuclearmoose | $25.00 | $25.00 | 9/10/2009 4:26:01 PM |
| yank918 | $25.00 | $25.00 | 9/10/2009 4:26:12 PM |
| Hogpilot | $25.00 | $25.00 | 9/10/2009 4:26:31 PM |
| impartial-deal | $25.00 | $25.00 | 9/10/2009 5:01:52 PM |
| Goodlender42 | $25.00 | $25.00 | 9/10/2009 8:39:36 PM |
| a8h8a8 | $25.00 | $25.00 | 9/11/2009 5:39:37 PM |
| MidnightBank | $25.00 | $25.00 | 9/11/2009 6:29:38 PM |
| nytrnbow | $25.00 | $25.00 | 9/11/2009 8:25:00 PM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:04:56 AM |
| Artist_Blue | $25.00 | $25.00 | 9/12/2009 10:59:27 AM |
| banker65010 | $25.00 | $25.00 | 9/13/2009 9:02:58 AM |
| szetowski | $25.00 | $25.00 | 9/14/2009 4:59:19 AM |
| brocilybeef | $25.00 | $25.00 | 9/14/2009 5:00:18 AM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:45 PM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:27:34 AM |
| cowboyskier | $50.00 | $50.00 | 9/13/2009 5:59:23 PM |
| jonn834 | $50.00 | $50.00 | 9/13/2009 6:04:31 PM |
| dealarella | $25.00 | $25.00 | 9/14/2009 9:55:28 AM |
| GrayStudio | $50.00 | $50.00 | 9/14/2009 12:16:51 PM |
| sagemoto | $25.00 | $25.00 | 9/14/2009 9:07:03 AM |
| JayK | $25.00 | $25.00 | 9/14/2009 11:56:33 AM |
| blackstar | $25.00 | $25.00 | 9/14/2009 5:46:57 PM |
| baroo | $50.00 | $50.00 | 9/14/2009 6:36:39 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:50:56 PM |
| AP2PLender | $25.00 | $25.00 | 9/14/2009 7:30:38 PM |
| snowman34 | $25.00 | $25.00 | 9/14/2009 7:02:35 PM |
| Avala | $25.00 | $25.00 | 9/15/2009 8:31:10 AM |
| HawkedMatter | $25.00 | $25.00 | 9/14/2009 9:24:54 PM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:06:03 AM |
| LPSolutions | $25.00 | $25.00 | 9/15/2009 4:49:51 AM |
| best-platinum-persimmon | $50.00 | $50.00 | 9/15/2009 3:30:34 PM |
| generous-at-heart | $25.00 | $25.00 | 9/15/2009 3:37:44 PM |
| availableloan | $25.00 | $25.00 | 9/15/2009 2:50:27 PM |
| sks1 | $25.00 | $25.00 | 9/15/2009 4:49:04 PM |
| Patrician | $27.99 | $27.99 | 9/15/2009 5:21:54 PM |
| stone_lion | $33.68 | $33.68 | 9/15/2009 4:41:42 PM |
| all_of_that_one | $25.00 | $25.00 | 9/15/2009 5:15:43 PM |
| JJS180 | $25.00 | $25.00 | 9/15/2009 6:57:50 PM |
| miket71 | $75.74 | $75.74 | 9/15/2009 4:59:58 PM |
| MrDavid | $50.00 | $50.00 | 9/15/2009 5:12:03 PM |
| kenyonhillbilly | $32.81 | $32.81 | 9/15/2009 9:20:11 PM |
| LuckySF | $50.00 | $50.00 | 9/15/2009 6:26:01 PM |
| ClearLake | $25.00 | $25.00 | 9/16/2009 8:50:30 AM |
| credit-coach118 | $25.00 | $25.00 | 9/15/2009 11:20:08 PM |
| rjsdsu | $25.00 | $25.00 | 9/16/2009 11:50:52 AM |
| uncleegg | $25.00 | $25.00 | 9/16/2009 3:15:31 AM |
| majormoves1 | $25.00 | $25.00 | 9/16/2009 12:07:48 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/16/2009 12:40:33 PM |
| BigMonkey | $25.00 | $25.00 | 9/16/2009 1:11:24 PM |
| brightest-revenue-spark | $25.00 | $25.00 | 9/16/2009 1:20:24 PM |
| RiskAdverse | $50.00 | $50.00 | 9/16/2009 2:05:53 PM |
| neenerman | $25.00 | $25.00 | 9/16/2009 11:06:29 AM |
| Hokiemon | $75.00 | $75.00 | 9/16/2009 11:25:50 AM |
| linklady | $25.00 | $25.00 | 9/16/2009 2:25:20 PM |
| thedoctor | $25.00 | $25.00 | 9/16/2009 12:02:34 PM |
| FlexFunding | $100.00 | $100.00 | 9/16/2009 3:26:03 PM |
| asya | $29.00 | $29.00 | 9/16/2009 12:08:19 PM |
| lm75 | $25.00 | $25.00 | 9/16/2009 12:12:15 PM |
| screenname03 | $25.00 | $25.00 | 9/16/2009 12:15:50 PM |
| 888168 | $30.57 | $30.57 | 9/16/2009 1:44:26 PM |
| BayShell | $40.00 | $40.00 | 9/16/2009 7:35:21 PM |
| jt88 | $25.00 | $25.00 | 9/16/2009 8:00:15 PM |
| SKOAL | $25.00 | $25.00 | 9/16/2009 8:26:28 PM |
| crenen139 | $25.00 | $25.00 | 9/16/2009 8:40:23 PM |
| hydrolucid | $25.00 | $25.00 | 9/16/2009 8:40:14 PM |
| buckskin1234 | $175.00 | $175.00 | 9/16/2009 9:33:21 PM |
| BookandLaw | $25.00 | $25.00 | 9/16/2009 11:45:05 PM |
| theonezozo | $25.00 | $25.00 | 9/17/2009 12:25:06 AM |
| tender-gold | $25.00 | $25.00 | 9/16/2009 4:47:36 PM |
| elated-justice | $25.00 | $25.00 | 9/17/2009 7:50:24 AM |
| All_Wins | $25.00 | $25.00 | 9/17/2009 8:11:39 AM |
| CommerciaLender | $25.00 | $25.00 | 9/17/2009 9:02:52 AM |
| js60l | $25.00 | $25.00 | 9/17/2009 9:05:56 AM |
| JnL | $25.00 | $25.00 | 9/16/2009 7:27:25 PM |
| longisland47m | $25.00 | $25.00 | 9/17/2009 9:39:16 AM |
| bmbanzai | $25.00 | $25.00 | 9/16/2009 8:15:11 PM |
| bruin558 | $50.00 | $50.00 | 9/17/2009 11:02:24 AM |
| Kessler | $25.00 | $25.00 | 9/17/2009 12:35:17 PM |
| Castellan | $25.00 | $25.00 | 9/17/2009 2:10:57 PM |
| jchix | $25.00 | $25.00 | 9/17/2009 2:21:45 PM |
| himanshuko | $30.00 | $30.00 | 9/17/2009 2:39:22 PM |
| whiteshadow | $25.00 | $25.00 | 9/17/2009 2:21:40 PM |
| XD2005 | $25.00 | $25.00 | 9/17/2009 7:50:20 AM |
| oldman1947 | $25.00 | $25.00 | 9/17/2009 12:09:00 PM |
| danfrphils | $25.00 | $25.00 | 9/17/2009 4:55:37 PM |
| aajwm | $50.00 | $50.00 | 9/17/2009 6:06:56 PM |
| reefer | $31.51 | $31.51 | 9/17/2009 6:17:14 PM |
| pseudokris | $25.00 | $25.00 | 9/17/2009 6:59:58 PM |
| BuckNaikid | $25.00 | $25.00 | 9/17/2009 7:57:32 PM |
| lagnisiruk | $25.00 | $25.00 | 9/10/2009 4:23:36 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/10/2009 4:23:39 PM |
| DukSerduk | $25.00 | $25.00 | 9/10/2009 4:23:51 PM |
| testobsessed | $100.00 | $100.00 | 9/10/2009 4:24:13 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/10/2009 4:24:29 PM |
| crossborders | $25.00 | $25.00 | 9/10/2009 4:24:53 PM |
| noble-revenue | $100.00 | $100.00 | 9/10/2009 4:25:28 PM |
| ROCKI9 | $50.00 | $50.00 | 9/10/2009 4:15:52 PM |
| here2lend | $25.00 | $25.00 | 9/10/2009 4:17:10 PM |
| credit-investor5 | $50.00 | $50.00 | 9/10/2009 4:27:07 PM |
| anton | $34.37 | $34.37 | 9/10/2009 4:28:05 PM |
| wwwUniversal | $25.00 | $25.00 | 9/10/2009 4:15:55 PM |
| investorrr | $25.00 | $25.00 | 9/10/2009 4:16:00 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/10/2009 4:23:58 PM |
| bchen78875 | $50.00 | $50.00 | 9/10/2009 4:24:03 PM |
| Coach2often | $50.00 | $50.00 | 9/10/2009 4:26:41 PM |
| PrivateLenders | $25.00 | $25.00 | 9/10/2009 4:30:26 PM |
| skuba | $50.00 | $50.00 | 9/10/2009 4:23:55 PM |
| elasermd | $50.00 | $50.00 | 9/10/2009 4:24:18 PM |
| LoanGiver | $25.00 | $25.00 | 9/10/2009 4:24:37 PM |
| NJournalist | $25.00 | $25.00 | 9/10/2009 4:28:08 PM |
| Iwantahelp | $25.00 | $25.00 | 9/10/2009 4:59:18 PM |
| totoro | $25.00 | $25.00 | 9/10/2009 5:03:04 PM |
| louisprima | $100.00 | $100.00 | 9/10/2009 5:09:52 PM |
| turbostar666 | $25.00 | $25.00 | 9/11/2009 8:10:56 AM |
| wwwUniversal | $50.00 | $50.00 | 9/10/2009 5:04:46 PM |
| breadbroker | $25.00 | $25.00 | 9/10/2009 5:10:29 PM |
| SKAGIT22 | $25.00 | $25.00 | 9/11/2009 7:49:22 AM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 3:10:53 PM |
| inventive-investment | $25.00 | $25.00 | 9/12/2009 5:02:31 AM |
| jgar_O | $30.00 | $30.00 | 9/12/2009 6:44:35 AM |
| bowdish1 | $35.30 | $35.30 | 9/12/2009 4:29:28 PM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:45:12 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/13/2009 6:06:58 AM |
| trueblue52 | $77.15 | $77.15 | 9/14/2009 6:48:08 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/13/2009 9:24:27 PM |
| FjLenders | $50.00 | $50.00 | 9/14/2009 8:49:41 AM |
| ExcellentGreen | $25.00 | $25.00 | 9/14/2009 7:11:09 AM |
| langdonx | $50.00 | $50.00 | 9/14/2009 7:01:41 AM |
| ok | $25.00 | $25.00 | 9/14/2009 8:56:32 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/14/2009 9:00:43 AM |
| RSV | $25.00 | $25.00 | 9/14/2009 9:07:00 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:37:02 AM |
| CorporateT00l | $25.00 | $25.00 | 9/14/2009 5:43:41 PM |
| goofy15975 | $25.00 | $25.00 | 9/14/2009 5:39:21 PM |
| julijask | $25.00 | $25.00 | 9/14/2009 10:50:21 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:56:49 PM |
| bid-papyrus | $50.00 | $50.00 | 9/14/2009 7:01:51 PM |
| M_V | $28.12 | $28.12 | 9/15/2009 6:42:44 AM |
| affluence-tulip | $43.56 | $43.56 | 9/14/2009 10:45:08 PM |
| nhm | $25.00 | $25.00 | 9/15/2009 8:15:09 AM |
| Masterlender | $25.00 | $25.00 | 9/15/2009 11:57:46 AM |
| PatRichi | $25.00 | $25.00 | 9/15/2009 11:41:26 AM |
| rneckfsu | $50.00 | $50.00 | 9/15/2009 4:20:11 PM |
| phaded | $25.00 | $25.00 | 9/15/2009 4:28:14 PM |
| pbeach05 | $25.00 | $25.00 | 9/15/2009 5:25:53 PM |
| coin-lender77 | $25.00 | $25.00 | 9/15/2009 7:35:06 PM |
| minista | $25.00 | $25.00 | 9/15/2009 4:59:12 PM |
| PR05P3RToday | $25.00 | $25.00 | 9/15/2009 8:35:30 PM |
| wormdc | $25.00 | $25.00 | 9/15/2009 9:20:13 PM |
| buffalobills | $25.00 | $25.00 | 9/15/2009 11:08:31 PM |
| practice44 | $25.00 | $25.00 | 9/16/2009 3:40:04 AM |
| YogaDude34 | $52.29 | $52.29 | 9/16/2009 6:11:30 AM |
| degster | $25.00 | $25.00 | 9/16/2009 8:45:37 AM |
| ebgb234 | $25.00 | $25.00 | 9/16/2009 12:16:41 PM |
| DrStaff | $26.33 | $26.33 | 9/16/2009 12:26:41 PM |
| puyanera | $25.00 | $25.00 | 9/16/2009 12:32:29 PM |
| museic1 | $25.00 | $25.00 | 9/16/2009 12:40:21 PM |
| TK4 | $25.00 | $25.00 | 9/16/2009 12:38:25 PM |
| Turkish101 | $25.00 | $25.00 | 9/16/2009 12:50:20 PM |
| Bronxville2007 | $25.00 | $25.00 | 9/16/2009 12:50:37 PM |
| SkiNZ | $25.00 | $25.00 | 9/16/2009 9:30:45 AM |
| usemymoney | $25.00 | $25.00 | 9/16/2009 1:07:54 PM |
| pulmdoc | $50.00 | $50.00 | 9/16/2009 1:11:12 PM |
| RJN | $25.00 | $25.00 | 9/16/2009 1:45:32 PM |
| djs81 | $25.00 | $25.00 | 9/16/2009 2:00:48 PM |
| ritchie70 | $25.00 | $25.00 | 9/16/2009 3:15:45 PM |
| fsa3 | $25.00 | $25.00 | 9/16/2009 3:21:56 PM |
| lending-bear | $41.26 | $41.26 | 9/16/2009 3:45:29 PM |
| hayhelp | $25.00 | $25.00 | 9/16/2009 12:05:32 PM |
| chief_wo | $25.00 | $25.00 | 9/16/2009 12:08:31 PM |
| mh1169 | $26.71 | $26.71 | 9/16/2009 3:55:15 PM |
| curious166 | $50.00 | $50.00 | 9/16/2009 12:56:03 PM |
| scredneck | $50.00 | $50.00 | 9/16/2009 1:35:15 PM |
| interstellar | $50.00 | $50.00 | 9/16/2009 1:36:58 PM |
| new-reward-sequoia | $25.00 | $25.00 | 9/16/2009 2:22:03 PM |
| beachbum22 | $25.00 | $25.00 | 9/16/2009 4:20:16 PM |
| Moby | $50.00 | $50.00 | 9/16/2009 3:55:24 PM |
| Jassi | $25.00 | $25.00 | 9/16/2009 4:46:47 PM |
| assetmanager | $25.00 | $25.00 | 9/16/2009 5:01:34 PM |
| pubnat | $25.00 | $25.00 | 9/16/2009 5:00:35 PM |
| onegoodlender | $25.00 | $25.00 | 9/16/2009 6:15:23 PM |
| chipperjohnson | $50.00 | $50.00 | 9/16/2009 9:15:52 PM |
| MasterKey | $25.00 | $25.00 | 9/16/2009 4:35:15 PM |
| financelover | $25.49 | $25.49 | 9/16/2009 9:50:08 PM |
| icanloanit2u | $50.00 | $50.00 | 9/17/2009 4:58:34 AM |
| inventive-wealth2 | $25.00 | $25.00 | 9/16/2009 5:01:29 PM |
| intuitive-deal5 | $50.00 | $50.00 | 9/17/2009 6:17:46 AM |
| robot777 | $25.00 | $25.00 | 9/17/2009 6:30:20 AM |
| BigLinCT | $50.00 | $50.00 | 9/16/2009 5:20:22 PM |
| shanedog | $25.00 | $25.00 | 9/17/2009 7:16:30 AM |
| flexiboy35 | $25.00 | $25.00 | 9/16/2009 5:35:15 PM |
| sparky1129 | $25.00 | $25.00 | 9/17/2009 7:50:27 AM |
| Barak | $80.00 | $80.00 | 9/17/2009 8:20:59 AM |
| cybercop45 | $50.00 | $50.00 | 9/16/2009 7:19:31 PM |
| truth-silo | $100.00 | $100.00 | 9/16/2009 7:23:35 PM |
| imagenki | $25.00 | $25.00 | 9/17/2009 9:36:20 AM |
| BigSurf | $29.37 | $29.37 | 9/16/2009 7:40:55 PM |
| highcountry1 | $25.00 | $25.00 | 9/17/2009 10:20:22 AM |
| Dreams4Cash | $25.00 | $25.00 | 9/16/2009 8:12:27 PM |
| gold-cluster | $25.00 | $25.00 | 9/17/2009 12:20:54 PM |
| BigBoy2008 | $25.00 | $25.00 | 9/17/2009 12:44:35 PM |
| KiwiElf | $30.00 | $30.00 | 9/17/2009 12:31:33 PM |
| benroo | $25.00 | $25.00 | 9/17/2009 12:54:22 PM |
| Lendomatic | $25.00 | $25.00 | 9/17/2009 3:45:14 AM |
| SnE | $25.00 | $25.00 | 9/17/2009 4:23:27 AM |
| zone8 | $150.00 | $18.32 | 9/17/2009 2:22:09 PM |
| CoolHelp | $25.00 | $25.00 | 9/17/2009 2:05:17 PM |
| naniamo | $25.00 | $25.00 | 9/17/2009 2:14:45 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/17/2009 3:31:00 PM |
| abuyama22 | $25.00 | $25.00 | 9/17/2009 7:50:22 AM |
| top-unflappable-economy | $28.74 | $28.74 | 9/17/2009 8:15:15 AM |
| tayzak | $25.00 | $25.00 | 9/17/2009 4:53:31 PM |
| IP | $37.59 | $37.59 | 9/17/2009 2:38:37 PM |
| OldProp | $50.00 | $50.00 | 9/17/2009 6:35:25 PM |
| LenderIntegrity24 | $25.00 | $25.00 | 9/17/2009 6:47:30 PM |
| bansir | $25.00 | $25.00 | 9/17/2009 3:18:03 PM |
| slartibardfast | $30.00 | $30.00 | 9/17/2009 7:45:16 PM |
| jasperpants | $25.00 | $25.00 | 9/17/2009 4:55:41 PM |
| yield-blanket | $25.00 | $25.00 | 9/17/2009 5:35:21 PM |
| Jynxie | $28.10 | $28.10 | 9/17/2009 6:20:06 PM |
| lowrate | $25.00 | $25.00 | 9/17/2009 7:05:26 PM |
| rulender | $50.00 | $50.00 | 9/17/2009 7:42:02 PM |
| 239 bids
|
Borrower Payment Dependent Notes Series
424025
This series of Notes was issued and sold upon the funding of the borrower loan #38654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Auction start date:
| Sep-11-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-15-2009 |
|
|
Starting lender yield:
| 10.33% |
Starting borrower rate/APR:
| 11.33% / 13.45% |
Starting monthly payment:
| $115.13 |
|
Final lender yield:
| 10.25% |
Final borrower rate/APR:
| 11.25% / 13.37% |
Final monthly payment:
| $115.00 |
| |
|
Auction yield range:
| 4.18% - 10.33% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.12% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 13
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 21y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,030 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 26% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| raylada |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 720-740
(Oct-2008)
720-740
(Aug-2008)
|
|
Principal balance:
| $5,700.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan:
Debt Consoildation
My financial situation:
I am a good candidate for this loan because I am very reliable and responsible. I always pay my bills on time. Being a hard-worker and motivated are two of my?strengths. I have stopped using credit cards and have made much progress in paying my creditors off. Consolidating the rest of my bills would give me peace of mind along with?the simplicity of paying?only one creditor. This would also give me the flexibility and leverage I need to move forward with my life. By this I mean:? getting married and?acquiring a new home. I am a Christian with good values and ethics.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lagnisiruk | $25.00 | $25.00 | 9/11/2009 4:17:29 PM |
| cash-sensai2 | $25.00 | $25.00 | 9/11/2009 4:17:41 PM |
| elasermd | $50.00 | $50.00 | 9/11/2009 4:17:46 PM |
| Moron_Buffet | $25.00 | $25.00 | 9/11/2009 4:17:54 PM |
| personal-lender | $25.00 | $25.00 | 9/11/2009 4:17:59 PM |
| rjleves | $25.00 | $25.00 | 9/11/2009 4:18:04 PM |
| baroo | $25.00 | $25.00 | 9/11/2009 4:14:48 PM |
| Cai8899 | $25.00 | $25.00 | 9/11/2009 4:17:28 PM |
| DukSerduk | $25.00 | $25.00 | 9/11/2009 4:17:38 PM |
| noble-revenue | $100.00 | $100.00 | 9/11/2009 4:18:15 PM |
| greenback-floret | $25.00 | $25.00 | 9/11/2009 4:18:23 PM |
| Goodlender42 | $25.00 | $25.00 | 9/11/2009 6:34:52 PM |
| wwwUniversal | $25.00 | $25.00 | 9/11/2009 4:16:28 PM |
| don8ter | $60.00 | $60.00 | 9/11/2009 4:17:32 PM |
| bchen78875 | $50.00 | $50.00 | 9/11/2009 4:17:43 PM |
| Kame | $25.00 | $25.00 | 9/11/2009 4:17:56 PM |
| mikeandcat | $50.00 | $50.00 | 9/11/2009 4:18:32 PM |
| yank918 | $25.00 | $25.00 | 9/11/2009 4:19:08 PM |
| MidnightBank | $25.00 | $25.00 | 9/11/2009 6:29:42 PM |
| sas19 | $25.00 | $25.00 | 9/12/2009 10:05:00 AM |
| Hogpilot | $25.00 | $25.00 | 9/12/2009 6:19:25 AM |
| compoundinterest | $50.00 | $50.00 | 9/12/2009 12:45:16 PM |
| kinetic-diversification | $25.00 | $25.00 | 9/13/2009 1:05:48 PM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/13/2009 6:00:00 AM |
| credit-investor5 | $47.73 | $47.73 | 9/13/2009 2:10:35 PM |
| anton | $50.00 | $50.00 | 9/14/2009 7:05:11 AM |
| LittleMingo | $25.00 | $25.00 | 9/14/2009 2:53:56 AM |
| Hobson | $25.00 | $25.00 | 9/14/2009 11:03:35 AM |
| shneb | $200.00 | $200.00 | 9/14/2009 8:01:15 AM |
| vinayski | $25.00 | $25.00 | 9/14/2009 8:55:32 AM |
| engaging-worth | $30.00 | $30.00 | 9/14/2009 9:37:09 AM |
| TheSpottedFlamingo | $25.00 | $20.68 | 9/14/2009 9:58:00 AM |
| impartial-deal | $25.00 | $25.00 | 9/14/2009 11:41:26 AM |
| ok | $25.00 | $25.00 | 9/14/2009 7:01:31 PM |
| WillingToHelpOut | $25.00 | $25.00 | 9/15/2009 7:00:24 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/15/2009 7:47:33 AM |
| miket71 | $88.65 | $88.65 | 9/15/2009 10:15:16 AM |
| new-goal-return | $25.00 | $25.00 | 9/14/2009 8:50:09 PM |
| bignic | $211.94 | $211.94 | 9/14/2009 8:59:46 PM |
| Artist_Blue | $25.00 | $25.00 | 9/14/2009 10:15:09 PM |
| Jim33 | $25.00 | $25.00 | 9/14/2009 11:45:06 PM |
| oldman1947 | $25.00 | $25.00 | 9/15/2009 12:51:56 PM |
| AP2PLender | $25.00 | $25.00 | 9/15/2009 1:50:42 PM |
| honorable-yield | $50.00 | $50.00 | 9/11/2009 4:17:33 PM |
| understanding-marketplace | $100.00 | $100.00 | 9/11/2009 4:17:44 PM |
| seasportsguy | $25.00 | $25.00 | 9/11/2009 4:17:47 PM |
| LoanGiver | $25.00 | $25.00 | 9/11/2009 4:17:57 PM |
| five-star-justice | $36.00 | $36.00 | 9/11/2009 4:18:02 PM |
| Halos2002 | $50.00 | $50.00 | 9/11/2009 4:18:27 PM |
| bazaar-tulip | $25.00 | $25.00 | 9/11/2009 4:06:18 PM |
| Sid-K | $50.00 | $50.00 | 9/11/2009 4:17:36 PM |
| skuba | $50.00 | $50.00 | 9/11/2009 4:17:39 PM |
| nuclearmoose | $25.00 | $25.00 | 9/11/2009 4:18:18 PM |
| Cherrypicker06 | $25.00 | $25.00 | 9/11/2009 4:17:31 PM |
| testobsessed | $100.00 | $100.00 | 9/11/2009 4:17:45 PM |
| gold-tsunami | $25.00 | $25.00 | 9/11/2009 4:18:01 PM |
| crossborders | $25.00 | $25.00 | 9/11/2009 4:18:09 PM |
| ethicalhumanist | $25.00 | $25.00 | 9/11/2009 4:18:21 PM |
| Syzygy | $25.00 | $25.00 | 9/11/2009 5:36:48 PM |
| inventive-investment | $25.00 | $25.00 | 9/12/2009 5:08:22 AM |
| unequivocal-velocity | $50.00 | $50.00 | 9/12/2009 10:33:16 AM |
| Coach2often | $50.00 | $50.00 | 9/12/2009 7:39:28 PM |
| rose88 | $25.00 | $25.00 | 9/14/2009 7:27:41 AM |
| SFBank | $200.00 | $200.00 | 9/13/2009 6:57:29 PM |
| Vegan-Girl | $40.00 | $40.00 | 9/14/2009 5:44:46 AM |
| langdonx | $50.00 | $50.00 | 9/14/2009 7:01:45 AM |
| gm93001 | $25.00 | $25.00 | 9/14/2009 8:59:13 AM |
| little_shark_J | $25.00 | $25.00 | 9/14/2009 8:03:45 AM |
| fangpilot | $25.00 | $25.00 | 9/14/2009 12:23:43 PM |
| thoughtful-community7 | $25.00 | $25.00 | 9/14/2009 1:44:09 PM |
| seanvr33 | $25.00 | $25.00 | 9/14/2009 4:47:37 PM |
| CPAMAN | $25.00 | $25.00 | 9/14/2009 5:51:02 PM |
| bowdish1 | $50.00 | $50.00 | 9/14/2009 6:56:39 PM |
| snowman34 | $25.00 | $25.00 | 9/14/2009 7:02:50 PM |
| goofy15975 | $25.00 | $25.00 | 9/14/2009 7:09:53 PM |
| justin323 | $25.00 | $25.00 | 9/14/2009 7:59:19 PM |
| bid-wonder | $25.00 | $25.00 | 9/14/2009 8:16:30 PM |
| cowboyskier | $50.00 | $50.00 | 9/14/2009 6:57:32 PM |
| StarFundingSource | $25.00 | $25.00 | 9/15/2009 8:31:36 AM |
| bid-papyrus | $50.00 | $50.00 | 9/15/2009 9:19:39 AM |
| asset-numero-uno | $100.00 | $100.00 | 9/14/2009 8:10:59 PM |
| top-impressive-dinero | $25.00 | $25.00 | 9/14/2009 11:56:53 PM |
| turbine5 | $40.00 | $40.00 | 9/15/2009 11:06:06 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/15/2009 11:46:59 AM |
| julijask | $25.00 | $25.00 | 9/15/2009 1:11:37 PM |
| 85 bids
|
Borrower Payment Dependent Notes Series
424991
This series of Notes was issued and sold upon the funding of the borrower loan #38669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-18-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.0% |
Auction end date:
| Sep-21-2009 |
|
|
Starting lender yield:
| 14.18% |
Starting borrower rate/APR:
| 15.18% / 18.85% |
Starting monthly payment:
| $34.75 |
|
Final lender yield:
| 14.18% |
Final borrower rate/APR:
| 15.18% / 18.86% |
Final monthly payment:
| $34.75 |
| |
|
Auction yield range:
| 14.18% - 14.18% |
Estimated loss impact:
| 14.61% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -0.43% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-660 (Sep-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 48 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| royallord |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 600-620
(Jan-2008)
580-600
(Nov-2007)
|
|
Principal balance:
| $522.19 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Paying off Funeral Costs
Purpose of loan:
Need money to pay off Funeral costs for Mother-in Law
My financial situation:
Solid job, multiple incomes.?Since this was an unexpected expense, we do not have the extra funds budgeted. If we have a payment plan ~($34/mo) we can easily afford to pay the loan back over time, we have done well with our other Prosper loan as you can see.? Thank you.
Monthly net income: $ 4700
Monthly expenses: $?2470
??Housing: $?850
??Insurance: $?295
??Car expenses: $?245
??Utilities: $?60
??Phone, cable, internet: $ 20
??Food, entertainment: $ 400
??Clothing, household expenses $?500
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fallentimbers | $25.00 | $25.00 | 9/20/2009 6:50:19 AM |
| IM-SHARKY | $1,000.00 | $975.00 | 9/21/2009 10:49:10 AM |
| 2 bids
|