Sales Report:Supplement No. 38 dated Sep 15, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
421131
This series of Notes was issued and sold upon the funding of the borrower loan #38540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-07-2009 |
|
|
Starting lender yield:
| 26.43% |
Starting borrower rate/APR:
| 27.43% / 29.77% |
Starting monthly payment:
| $164.23 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $161.91 |
| |
|
Auction yield range:
| 11.18% - 26.43% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 740-760 (Aug-2009) |
Current / open credit lines:
| 15
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 33 | Length of status: | 9y 4m |
|
Amount delinquent:
| $100 |
Revolving credit balance:
| $8,388 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 54% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mindful-gold |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card Debt
Purpose of loan:
The purpose of this loan is to pay off?some high interest rate?credit card debt.
My financial situation:
I am a good candidate for this loan because I have good credit and pay all of the bills on time.
Monthly?Net Income:? $1800
Housing?????? $505
Insurance??? $52
Auto Loans? $325
Utilities??????? $112
Food??????????? $200
Crdit Cards?? $500
Doctor Bills?? $20
Total??????????? $1714
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, exactly how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I'm hoping to have this loan paid off within 2 - 21/2 years.
(Aug-29-2009)
Q:
Could you shed some light on the delinquency Prosper lists on your profile? Thank you - jgar_O
A:
I pulled a credit report and found out it is a medical bill from 2005. Looking into getting it taken care of.
(Sep-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 8/25/2009 7:50:39 AM |
| goofy15975 | $25.00 | $25.00 | 9/1/2009 6:59:06 PM |
| gm93001 | $25.00 | $25.00 | 9/1/2009 7:22:27 PM |
| AF_Trust | $25.00 | $25.00 | 9/1/2009 6:50:52 PM |
| bid-papyrus | $25.00 | $25.00 | 9/2/2009 9:43:20 AM |
| impressive-loan | $100.00 | $100.00 | 9/2/2009 8:55:17 AM |
| PotBellyPete | $25.00 | $25.00 | 9/2/2009 8:12:23 AM |
| gilbow | $25.00 | $25.00 | 9/2/2009 9:42:34 AM |
| dparkhom | $25.00 | $25.00 | 9/2/2009 2:05:46 PM |
| ChrisKwan | $25.00 | $25.00 | 9/2/2009 6:15:52 PM |
| jpf27 | $50.00 | $50.00 | 9/3/2009 8:25:18 AM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:20:30 AM |
| unbeatable-wealth | $25.00 | $25.00 | 9/3/2009 8:11:00 PM |
| nicklds | $25.00 | $25.00 | 9/3/2009 10:10:15 PM |
| hc90474 | $25.00 | $25.00 | 9/4/2009 10:21:06 AM |
| wampum-proton | $25.00 | $25.00 | 9/4/2009 10:21:31 AM |
| brmar | $25.00 | $25.00 | 9/4/2009 10:46:02 AM |
| GElender | $25.00 | $25.00 | 9/4/2009 10:22:05 AM |
| decisive-capital | $50.00 | $50.00 | 9/4/2009 10:22:16 AM |
| nick5454 | $25.00 | $25.00 | 9/4/2009 11:23:09 AM |
| boybutter | $25.00 | $25.00 | 9/4/2009 11:25:20 AM |
| xana-rocky | $25.00 | $25.00 | 9/4/2009 10:46:29 AM |
| rdecartus | $25.00 | $25.00 | 9/4/2009 10:46:39 AM |
| Katahdin | $25.00 | $25.00 | 9/4/2009 11:26:09 AM |
| lostontheedge | $25.00 | $25.00 | 9/4/2009 10:53:29 AM |
| simplewareinc | $50.00 | $50.00 | 9/4/2009 12:36:09 PM |
| ERJ | $50.00 | $50.00 | 9/4/2009 2:35:08 PM |
| investorRE | $30.00 | $30.00 | 9/4/2009 11:22:01 AM |
| income-rocker2 | $25.00 | $25.00 | 9/4/2009 11:23:13 AM |
| shopzone | $49.98 | $49.98 | 9/4/2009 2:56:22 PM |
| slojudy | $25.00 | $25.00 | 9/4/2009 1:20:57 PM |
| andycheb | $25.00 | $25.00 | 9/4/2009 3:37:25 PM |
| irrelevant | $25.00 | $25.00 | 9/4/2009 3:38:29 PM |
| head | $25.00 | $25.00 | 9/4/2009 3:55:36 PM |
| new-thrilling-principal | $25.00 | $25.00 | 9/4/2009 3:40:04 PM |
| Guerrilla_Man | $25.00 | $25.00 | 9/4/2009 3:47:06 PM |
| b-rent | $25.00 | $25.00 | 9/4/2009 3:38:26 PM |
| Pressure_Drop | $100.00 | $100.00 | 9/4/2009 4:45:59 PM |
| Asailorman | $33.78 | $33.78 | 9/4/2009 4:16:27 PM |
| TrustinOthers | $25.00 | $25.00 | 9/4/2009 4:16:45 PM |
| mdf | $50.00 | $50.00 | 9/4/2009 4:16:52 PM |
| Boxhead | $25.00 | $25.00 | 9/4/2009 3:47:39 PM |
| rlndln | $25.00 | $25.00 | 9/4/2009 4:15:41 PM |
| zrohmm | $25.00 | $25.00 | 9/4/2009 4:16:28 PM |
| scott1058 | $45.99 | $45.99 | 9/4/2009 4:16:33 PM |
| Fernpatch_autoshop | $25.00 | $25.00 | 9/4/2009 4:16:54 PM |
| photo999 | $25.00 | $25.00 | 9/5/2009 6:30:08 AM |
| AustinAmerica | $25.00 | $25.00 | 9/4/2009 6:53:19 PM |
| bonFire8 | $39.00 | $39.00 | 9/4/2009 6:07:04 PM |
| sharp518 | $50.00 | $50.00 | 9/4/2009 9:38:32 PM |
| credit-missile | $50.00 | $50.00 | 9/5/2009 9:03:12 AM |
| jpf27 | $50.00 | $50.00 | 9/5/2009 11:03:16 AM |
| bartenderpro | $25.00 | $25.00 | 9/5/2009 1:54:58 PM |
| Eloise62 | $50.00 | $50.00 | 9/5/2009 11:06:42 AM |
| thoughtful-investment045 | $25.00 | $25.00 | 9/5/2009 6:03:08 PM |
| brando828 | $25.00 | $25.00 | 9/6/2009 1:55:47 PM |
| mpatrick | $50.00 | $50.00 | 9/6/2009 5:35:13 PM |
| podosphero | $25.78 | $25.78 | 9/7/2009 12:57:00 PM |
| Chillito | $25.00 | $25.00 | 9/7/2009 7:22:39 AM |
| polish00 | $100.00 | $100.00 | 9/7/2009 6:26:32 AM |
| wwwUniversal | $25.00 | $25.00 | 9/7/2009 8:00:34 AM |
| dorypro | $25.00 | $25.00 | 9/7/2009 12:15:08 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/7/2009 3:45:53 PM |
| Engineer44 | $30.00 | $30.00 | 9/7/2009 3:49:44 PM |
| JohnSmallberries | $25.00 | $25.00 | 8/26/2009 12:42:23 PM |
| UCLA4life | $25.00 | $25.00 | 8/31/2009 11:27:47 AM |
| Moron_Buffet | $25.00 | $25.00 | 9/1/2009 6:32:46 PM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 7:21:50 AM |
| MissionMicroFinance | $25.00 | $25.00 | 9/1/2009 7:22:45 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/1/2009 9:06:10 PM |
| rmachi | $25.00 | $25.00 | 9/2/2009 8:13:07 AM |
| yomanie | $25.00 | $25.00 | 9/2/2009 11:52:03 AM |
| jgar_O | $25.00 | $25.00 | 9/2/2009 3:19:45 PM |
| sk8ndive | $25.00 | $25.00 | 9/3/2009 3:11:39 PM |
| dough-bear | $43.11 | $43.11 | 9/3/2009 5:20:59 PM |
| hyrolln | $25.00 | $25.00 | 9/4/2009 7:45:22 AM |
| Hokiemon | $25.00 | $25.00 | 9/4/2009 10:21:13 AM |
| jpf27 | $50.00 | $50.00 | 9/4/2009 9:46:38 AM |
| honorable-yield | $25.00 | $25.00 | 9/4/2009 10:22:34 AM |
| mathprof | $25.00 | $25.00 | 9/4/2009 10:21:44 AM |
| helpingothers2007 | $25.00 | $25.00 | 9/4/2009 10:49:30 AM |
| heavy_ax | $25.00 | $25.00 | 9/4/2009 10:53:35 AM |
| topher515 | $25.00 | $25.00 | 9/4/2009 11:17:38 AM |
| lending-bear | $25.00 | $25.00 | 9/4/2009 10:45:53 AM |
| Papa_Mema | $50.00 | $50.00 | 9/4/2009 10:46:10 AM |
| upc_tnt | $25.00 | $25.00 | 9/4/2009 11:25:37 AM |
| LBOregon | $25.00 | $25.00 | 9/4/2009 10:45:44 AM |
| slcchad | $25.00 | $25.00 | 9/4/2009 10:48:42 AM |
| return-owner | $25.00 | $25.00 | 9/4/2009 10:54:31 AM |
| rhin0cerx | $50.00 | $50.00 | 9/4/2009 10:56:49 AM |
| kmavm | $25.00 | $25.00 | 9/4/2009 10:59:38 AM |
| Marfloogan | $25.00 | $25.00 | 9/4/2009 11:16:53 AM |
| fostaman | $25.00 | $25.00 | 9/4/2009 2:42:13 PM |
| Raetha | $25.00 | $25.00 | 9/4/2009 2:55:49 PM |
| zbfamwl | $25.00 | $25.00 | 9/4/2009 3:26:40 PM |
| Najaca | $25.00 | $25.00 | 9/4/2009 3:46:30 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 9/4/2009 3:27:53 PM |
| YogaDude34 | $25.00 | $25.00 | 9/4/2009 3:52:15 PM |
| moopi | $25.00 | $25.00 | 9/4/2009 4:16:51 PM |
| diverse2 | $25.00 | $25.00 | 9/4/2009 3:38:41 PM |
| cemseller | $25.00 | $25.00 | 9/4/2009 4:17:00 PM |
| MrMcduck | $25.00 | $25.00 | 9/4/2009 3:47:05 PM |
| ChuckChedda | $25.00 | $25.00 | 9/4/2009 3:51:15 PM |
| fightgravity | $25.00 | $25.00 | 9/4/2009 4:16:16 PM |
| HalfDayz | $39.70 | $39.70 | 9/4/2009 4:16:44 PM |
| redbomb5 | $25.00 | $25.00 | 9/4/2009 4:16:51 PM |
| whatknows | $25.00 | $25.00 | 9/4/2009 4:16:39 PM |
| SelectTrustLending | $25.00 | $3.66 | 9/4/2009 4:17:01 PM |
| DaddyBill | $25.00 | $25.00 | 9/4/2009 5:02:42 PM |
| sharp-credit | $200.00 | $200.00 | 9/5/2009 7:20:08 AM |
| PugDog | $25.00 | $25.00 | 9/5/2009 5:39:25 PM |
| SouthernRemarketing | $25.00 | $25.00 | 9/5/2009 6:03:03 AM |
| autoconnection | $25.00 | $25.00 | 9/6/2009 8:07:35 AM |
| Jinja | $25.00 | $25.00 | 9/6/2009 9:03:03 AM |
| payout-magician | $25.00 | $25.00 | 9/6/2009 10:30:48 AM |
| Cashlender1992 | $25.00 | $25.00 | 9/5/2009 10:50:19 PM |
| Director78 | $25.00 | $25.00 | 9/6/2009 3:56:14 AM |
| zapquoc | $25.00 | $25.00 | 9/6/2009 6:15:17 PM |
| leverage-hawk | $25.00 | $25.00 | 9/6/2009 8:57:09 PM |
| Leshan | $50.00 | $50.00 | 9/6/2009 7:21:36 AM |
| daekpon | $50.00 | $50.00 | 9/7/2009 11:26:50 AM |
| kindness-jedi | $25.00 | $25.00 | 9/7/2009 3:31:49 AM |
| DMKAssetManagement | $50.00 | $50.00 | 9/7/2009 3:13:52 PM |
| himistu22 | $34.00 | $34.00 | 9/7/2009 2:41:21 PM |
| 124 bids
|
Borrower Payment Dependent Notes Series
421321
This series of Notes was issued and sold upon the funding of the borrower loan #38482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-21-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-04-2009 |
|
|
Starting lender yield:
| 26.43% |
Starting borrower rate/APR:
| 27.43% / 29.77% |
Starting monthly payment:
| $123.17 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $121.43 |
| |
|
Auction yield range:
| 11.18% - 26.43% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,368 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| courageous-rate |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off some small bills
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 4975.00
Monthly expenses: $
??Housing: $ 965.00????
??Insurance: $ included
??Car expenses: $ 315.00 shared expense
??Utilities: $ 30.00 electric
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Using your figures you have $3000.0 per month surplus. Why would you want to borrow $3000.00 at 26% interest.? - ITrustyou
A:
I have other bills to pay that are not listed in the credit bureau. I need some extra cash for them. Also, I have medical bills too due to knee & back surgery.
(Aug-22-2009)
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, how fast do you plan on repaying this loan? How much are your other bills? PS: Please answer publicly. - hektek22
A:
I have $2,000 dollars left to pay on out side gutters replacement and $1,600 in
medical bills on both my knees for minor surgery and shots in both knees every four months. I plan to pay this bill off in March 2010 when I get my tax returns.
(Aug-27-2009)
Q:
You have a GREAT retirment income!! can you give a rough break down of this?? (s.s disability, pesnsions, etc)...Also your housing payment is very low..... do you share this payment with a significant other or how long ago did you purchase the home? - SmartConsolidation
A:
I retired from the US Secret Service Police and that is why my full retirement benefits are high after thirty plus years during police work. My housing payment is low because of a 5% payment plan. I have been in my condo for twenty six years.
(Sep-02-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Au-Ag-Pt | $88.00 | $88.00 | 8/26/2009 10:09:17 AM |
| wauktown62 | $25.88 | $25.88 | 8/27/2009 1:06:01 PM |
| PotBellyPete | $25.00 | $25.00 | 8/27/2009 1:00:56 PM |
| hektek22 | $300.00 | $300.00 | 9/1/2009 5:35:56 PM |
| Moron_Buffet | $25.00 | $9.34 | 9/1/2009 6:32:43 PM |
| jpf27 | $50.00 | $50.00 | 9/1/2009 11:59:11 PM |
| carmat60 | $25.00 | $25.00 | 9/2/2009 1:17:04 AM |
| BuffetRocks | $75.00 | $75.00 | 9/1/2009 11:11:22 PM |
| jpf27 | $50.00 | $50.00 | 9/2/2009 11:00:45 AM |
| stevekc1 | $25.00 | $25.00 | 9/2/2009 7:20:13 AM |
| bondo41 | $25.00 | $25.00 | 9/3/2009 6:19:07 AM |
| DonDiego | $25.00 | $25.00 | 9/3/2009 12:38:03 AM |
| mlj0671 | $53.25 | $53.25 | 9/3/2009 7:14:59 AM |
| bigdees | $50.00 | $50.00 | 9/3/2009 8:28:13 AM |
| Eloise62 | $50.00 | $50.00 | 9/3/2009 5:18:52 PM |
| fairgirl | $25.00 | $25.00 | 9/3/2009 7:02:12 PM |
| Galdis | $25.00 | $25.00 | 9/3/2009 10:37:50 PM |
| kinetic-social | $25.00 | $25.00 | 9/3/2009 3:42:25 PM |
| IUnkn0wn | $25.00 | $25.00 | 9/3/2009 4:35:10 PM |
| DackoDenk | $25.00 | $25.00 | 9/3/2009 4:45:16 PM |
| UC3307 | $60.00 | $60.00 | 9/3/2009 9:54:07 PM |
| SkinnyFish | $25.00 | $25.00 | 9/4/2009 4:54:35 AM |
| Bobusa | $25.00 | $25.00 | 9/4/2009 4:50:28 AM |
| strutter | $25.00 | $25.00 | 9/4/2009 6:12:21 AM |
| Leshan | $50.00 | $50.00 | 9/4/2009 7:39:00 AM |
| Srich | $50.01 | $50.01 | 9/4/2009 7:44:48 AM |
| xfaktur | $70.25 | $70.25 | 9/4/2009 10:38:20 AM |
| payout-magician | $25.00 | $25.00 | 9/4/2009 7:51:11 AM |
| jpf27 | $25.00 | $25.00 | 9/4/2009 10:16:48 AM |
| feelgood | $27.38 | $27.38 | 9/4/2009 12:19:38 PM |
| Rule62 | $25.00 | $25.00 | 9/4/2009 11:30:23 AM |
| gabrielcharlie | $50.00 | $50.00 | 9/4/2009 2:19:27 PM |
| vmh20035 | $75.09 | $75.09 | 9/4/2009 3:20:02 PM |
| galloping_unicorns_batman | $50.00 | $50.00 | 9/4/2009 1:26:01 PM |
| lucrative-wealth | $25.00 | $25.00 | 9/4/2009 3:09:22 PM |
| mrpowers5531 | $25.00 | $25.00 | 9/4/2009 3:13:26 PM |
| mpatrick | $100.00 | $100.00 | 9/4/2009 3:44:48 PM |
| LOOKER4 | $25.00 | $25.00 | 9/4/2009 3:42:37 PM |
| IM-SHARKY | $250.00 | $250.00 | 9/4/2009 3:54:13 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/4/2009 3:57:29 PM |
| hellasow | $25.00 | $25.00 | 8/23/2009 7:17:18 AM |
| buildinginspector | $27.00 | $27.00 | 8/28/2009 10:08:56 AM |
| ladderskibum | $25.00 | $25.00 | 8/28/2009 12:47:48 PM |
| jgar_O | $25.00 | $25.00 | 8/29/2009 10:09:35 AM |
| mercuriant | $25.00 | $25.00 | 8/30/2009 6:50:29 PM |
| unbeatable-wealth | $25.00 | $25.00 | 8/30/2009 9:22:05 PM |
| southerndiva | $25.00 | $25.00 | 9/1/2009 8:32:34 AM |
| IPG1 | $50.00 | $50.00 | 9/1/2009 1:57:13 PM |
| Siegburg | $50.00 | $50.00 | 9/2/2009 7:20:15 AM |
| UnknownSuperhero | $25.00 | $25.00 | 9/2/2009 11:47:17 AM |
| Big-Lender | $50.00 | $50.00 | 9/2/2009 3:30:48 PM |
| HalozLoki | $35.00 | $35.00 | 9/2/2009 8:53:51 PM |
| hidavehi | $50.00 | $50.00 | 9/2/2009 6:59:40 PM |
| zapquoc | $25.00 | $25.00 | 9/2/2009 8:53:29 PM |
| bitano | $25.00 | $25.00 | 9/3/2009 8:35:50 AM |
| Taho | $25.00 | $25.00 | 9/3/2009 8:40:48 AM |
| fantasysports | $25.00 | $25.00 | 9/3/2009 9:33:50 AM |
| joebob78 | $110.40 | $110.40 | 9/3/2009 1:55:51 PM |
| pumatrap | $29.55 | $29.55 | 9/4/2009 4:51:45 AM |
| realtormoises | $25.00 | $25.00 | 9/3/2009 5:24:37 PM |
| Octavia | $38.85 | $38.85 | 9/4/2009 7:33:04 AM |
| brutusbone | $50.00 | $50.00 | 9/4/2009 8:12:16 AM |
| dorypro | $25.00 | $25.00 | 9/3/2009 10:27:17 PM |
| Fireman_Jake | $50.00 | $50.00 | 9/4/2009 4:19:07 AM |
| plaudvr07 | $50.00 | $50.00 | 9/4/2009 10:29:01 AM |
| roadroamer53 | $50.00 | $50.00 | 9/4/2009 3:09:48 PM |
| 66 bids
|
Borrower Payment Dependent Notes Series
421393
This series of Notes was issued and sold upon the funding of the borrower loan #38537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-06-2009 |
|
|
Starting lender yield:
| 26.43% |
Starting borrower rate/APR:
| 27.43% / 29.77% |
Starting monthly payment:
| $102.64 |
|
Final lender yield:
| 25.35% |
Final borrower rate/APR:
| 26.35% / 28.68% |
Final monthly payment:
| $101.19 |
| |
|
Auction yield range:
| 11.18% - 26.43% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.72% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,565 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 35% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| skau |
Borrower's state:
| NewJersey |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Car for myself
Purpose of loan:
This loan will be used to buy a new or used car.
My financial situation:
I am a good candidate for this loan because I have a steady Job and I am paying all my bills in time
Monthly net income: $ 1700/- (approx)
Monthly expenses: $
??Housing: $ 400/-
??Insurance: $ 61/-
??Car expenses: $ 40/-
??Utilities: $ 50/-
??Phone, cable, internet: $ 53/-
??Food, entertainment: $ 150/-
??Clothing, household expenses $ 100/-
??Credit cards and other loans: $
500/-
??Other expenses: $
50
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, exactly how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
Plan to pay in 3 years. Have any other question let me know.
(Aug-25-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Moron_Buffet | $25.00 | $25.00 | 9/1/2009 6:32:47 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/1/2009 7:22:46 PM |
| goofy15975 | $25.00 | $25.00 | 9/1/2009 6:59:06 PM |
| Dreams4Cash | $25.00 | $25.00 | 9/1/2009 9:06:11 PM |
| impressive-loan | $60.00 | $60.00 | 9/2/2009 8:55:18 AM |
| Artist_Blue | $25.00 | $25.00 | 9/2/2009 7:21:51 AM |
| rmachi | $25.00 | $25.00 | 9/2/2009 8:13:08 AM |
| yomanie | $25.00 | $25.00 | 9/2/2009 11:52:04 AM |
| personal-lender | $25.00 | $25.00 | 9/2/2009 12:54:48 PM |
| dparkhom | $25.00 | $25.00 | 9/2/2009 2:05:47 PM |
| bid-papyrus | $25.00 | $25.00 | 9/2/2009 9:43:21 AM |
| gold-blanket | $50.00 | $50.00 | 9/2/2009 9:25:39 PM |
| KiwiElf | $25.00 | $25.00 | 9/3/2009 3:36:02 PM |
| mathprof | $25.00 | $25.00 | 9/4/2009 10:21:45 AM |
| GElender | $25.00 | $25.00 | 9/4/2009 10:22:05 AM |
| honorable-yield | $25.00 | $25.00 | 9/4/2009 10:22:35 AM |
| Hokiemon | $25.00 | $25.00 | 9/4/2009 10:21:14 AM |
| lending-bear | $25.00 | $25.00 | 9/4/2009 10:45:54 AM |
| brmar | $25.00 | $25.00 | 9/4/2009 10:46:02 AM |
| Papa_Mema | $50.00 | $50.00 | 9/4/2009 10:46:11 AM |
| upc_tnt | $25.00 | $25.00 | 9/4/2009 11:25:38 AM |
| helpingothers2007 | $25.00 | $25.00 | 9/4/2009 10:49:30 AM |
| kmavm | $25.00 | $25.00 | 9/4/2009 10:59:39 AM |
| jdc10128 | $25.00 | $25.00 | 9/4/2009 1:10:15 PM |
| dadalou | $25.00 | $25.00 | 9/4/2009 1:20:43 PM |
| nicklds | $25.00 | $25.00 | 9/4/2009 11:23:47 AM |
| Marfloogan | $25.00 | $25.00 | 9/4/2009 11:16:55 AM |
| hc90474 | $25.00 | $25.00 | 9/4/2009 11:25:15 AM |
| boybutter | $25.00 | $25.00 | 9/4/2009 11:25:21 AM |
| EngineersAlliance | $100.00 | $100.00 | 9/4/2009 1:20:54 PM |
| nick5454 | $25.00 | $25.00 | 9/4/2009 2:58:37 PM |
| irrelevant | $25.00 | $25.00 | 9/4/2009 3:48:52 PM |
| shopzone | $35.37 | $35.37 | 9/4/2009 3:47:57 PM |
| twjh | $25.00 | $25.00 | 9/4/2009 7:38:33 PM |
| McChan | $100.00 | $100.00 | 9/5/2009 8:24:12 PM |
| mbf2234 | $50.00 | $50.00 | 9/5/2009 4:26:27 AM |
| fireferd | $100.00 | $100.00 | 9/5/2009 8:26:38 AM |
| festivecpl | $25.00 | $25.00 | 9/6/2009 12:26:05 PM |
| autoconnection | $25.00 | $25.00 | 9/6/2009 6:42:17 PM |
| Leshan | $50.00 | $50.00 | 9/6/2009 7:20:12 AM |
| unbeatable-wealth | $25.00 | $25.00 | 9/6/2009 7:00:23 PM |
| foothillender | $25.00 | $25.00 | 8/25/2009 7:47:35 AM |
| LeoBUSIIT | $25.00 | $25.00 | 8/28/2009 12:15:22 PM |
| AF_Trust | $25.00 | $25.00 | 9/1/2009 6:50:53 PM |
| gm93001 | $25.00 | $25.00 | 9/1/2009 7:22:27 PM |
| punctual-worth | $25.00 | $25.00 | 9/2/2009 6:56:50 AM |
| PotBellyPete | $25.00 | $25.00 | 9/2/2009 8:12:23 AM |
| jgar_O | $25.00 | $25.00 | 9/2/2009 3:25:28 PM |
| ChrisKwan | $25.00 | $25.00 | 9/2/2009 6:15:53 PM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:20:30 AM |
| UCLA4life | $25.00 | $25.00 | 9/3/2009 8:06:00 AM |
| gilbow | $25.00 | $25.00 | 9/3/2009 8:40:17 AM |
| testobsessed | $100.00 | $100.00 | 9/3/2009 10:54:00 AM |
| m60gpmg | $35.00 | $35.00 | 9/4/2009 6:51:06 AM |
| sk8ndive | $25.00 | $25.00 | 9/3/2009 4:35:38 PM |
| hyrolln | $25.00 | $25.00 | 9/4/2009 7:45:24 AM |
| wampum-proton | $25.00 | $25.00 | 9/4/2009 10:21:31 AM |
| decisive-capital | $50.00 | $50.00 | 9/4/2009 10:22:17 AM |
| return-owner | $25.00 | $25.00 | 9/4/2009 10:54:34 AM |
| xana-rocky | $25.00 | $25.00 | 9/4/2009 10:46:30 AM |
| slcchad | $25.00 | $25.00 | 9/4/2009 10:48:43 AM |
| heavy_ax | $25.00 | $25.00 | 9/4/2009 10:53:36 AM |
| investorRE | $30.00 | $30.00 | 9/4/2009 11:43:33 AM |
| fantasysports | $25.00 | $25.00 | 9/4/2009 3:01:29 PM |
| LBOregon | $25.00 | $25.00 | 9/4/2009 11:30:22 AM |
| mercuriant | $25.00 | $25.00 | 9/4/2009 12:10:25 PM |
| srthsvghdthtr | $25.00 | $25.00 | 9/4/2009 2:59:25 PM |
| MONEYMATCH | $36.06 | $36.06 | 9/4/2009 4:16:32 PM |
| biobulator | $25.00 | $10.57 | 9/4/2009 4:16:46 PM |
| impasse1 | $25.00 | $25.00 | 9/4/2009 4:16:07 PM |
| realtormoises | $25.00 | $25.00 | 9/5/2009 9:10:22 AM |
| riveting-rate | $25.00 | $25.00 | 9/5/2009 9:53:14 AM |
| maga | $25.00 | $25.00 | 9/5/2009 10:33:54 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 9/5/2009 5:29:25 PM |
| Gaelicman | $118.00 | $118.00 | 9/5/2009 8:43:51 PM |
| brando828 | $25.00 | $25.00 | 9/6/2009 1:57:47 PM |
| payout-magician | $25.00 | $25.00 | 9/6/2009 10:29:43 AM |
| 77 bids
|
Borrower Payment Dependent Notes Series
421531
This series of Notes was issued and sold upon the funding of the borrower loan #38511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-07-2009 |
|
|
Starting lender yield:
| 26.43% |
Starting borrower rate/APR:
| 27.43% / 31.39% |
Starting monthly payment:
| $41.06 |
|
Final lender yield:
| 11.18% |
Final borrower rate/APR:
| 12.18% / 15.79% |
Final monthly payment:
| $33.30 |
| |
|
Auction yield range:
| 11.18% - 26.43% |
Estimated loss impact:
| 10.23% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 0.95% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 8
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 3 |
Total credit lines:
| 24 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,454 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 101% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| bigred05167 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(Jul-2009)
600-620
(Jun-2008)
640-660
(Jul-2007)
640-660
(Jun-2006)
|
|
Principal balance:
| $530.06 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
A leg up
Purpose of loan:
This loan will be used to?
Get ready for back to school as well as get my daughter in braces before the start of the new school year- Our down payment is $500.00.
My financial situation:
I am a good candidate for this loan because my husband and I have worked very hard at improving our credit situation and we have had a lot of success in that area. I have a current prosper loan that has been in excellent standing for 2 years with never a missed or a late payment. I have had no late payments or missed payments on my credit for the last 3 years. I have been in my current job for 15 years and I am responsible and dependable.
My husband and I fell on some hard times about 5 years ago- we filed a chapter 13 debt consolidation. We paid that chapter 13 off 2 years early at 100% by makeing extra payments and working really hard to get out of it. Our credit has been perfect since then. Our credit scores used to be under 550, now they are approaching 700- I hope to hit the 700 mark in the next year
Monthly net income: $ 6,000.00 (combined spouse and myself after taxes and deductions)
Monthly expenses: $
??Housing: $ 1428
??Insurance: $ 191
??Car expenses: $ 797
??Utilities: $ 212
??Phone, cable, internet: $ 156
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?614
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $1,000.00 | $1,000.00 | 9/7/2009 3:44:52 PM |
| 1 bids
|
Borrower Payment Dependent Notes Series
421647
This series of Notes was issued and sold upon the funding of the borrower loan #38549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,300.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-25-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Sep-08-2009 |
|
|
Starting lender yield:
| 10.48% |
Starting borrower rate/APR:
| 11.48% / 13.60% |
Starting monthly payment:
| $174.72 |
|
Final lender yield:
| 8.00% |
Final borrower rate/APR:
| 9.00% / 11.09% |
Final monthly payment:
| $168.54 |
| |
|
Auction yield range:
| 3.18% - 10.48% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-840 (Aug-2009) |
Current / open credit lines:
| 15
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 44 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| bkb7484 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a New Motorcycle
Purchase a New Motorcycle:
This loan will be used to purchase a new motorcycle to reduce my gas consumption on my commute to work.
I am a good candidate for this loan because I always pay all my bills on time. I also recently completed the Motorcycle Safety Foundation's Basic RiderCourse which teaches safe riding practices. Thank you for bidding on my loan. I am also a current Prosper lender. Please do not hesitate to contact me if you have any questions. Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What kind of motorcycle? Personally Im a long time rider and I enjoy long bike trips every year. Cant help but lend money for this cause.
Enjoy and keep the rubber side down. - PsyberJake
A:
I am buying a Kawasaki Ninja 250R. After talking to folks at several bike shops and reading many reviews online, it seems like a good starter bike. The taller seat height than some of the other 250cc bikes I looked at also made for a good fit for someone 6'. I am looking forward to riding soon. I probably won't take it on many long trips though. I was mainly looking for something economical that would get me back and forth to work (17 miles) efficiently and comfortably.
(Aug-28-2009)
Q:
I have a 2007 250 R . The bike is an awesome beginners bike. I love mine. I am selling mine to upgrade, but you will be happy for a year or two then you will get the itch to upgrade. The new look is awesome, plus they hold their value well. GL! - sjmea530
A:
Thank you. That's good to hear. I did look on Craig's List and eBay for used bikes first. When I saw how well they held their value, I decided to buy a new one.
(Sep-08-2009)
Q:
Are you going to wear a helmet? - irishcocacola
A:
Yes. I have an HJC IS -16 which is a full-face helmet. Thank you for the question.
(Sep-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 8/25/2009 4:04:07 PM |
| MidnightBank | $25.00 | $25.00 | 8/25/2009 4:05:13 PM |
| Syzygy | $25.00 | $25.00 | 8/25/2009 4:05:01 PM |
| zento | $25.00 | $25.00 | 8/25/2009 5:15:07 PM |
| venetianmerchant | $25.00 | $25.00 | 8/25/2009 11:57:08 PM |
| little_shark_J | $25.00 | $25.00 | 8/27/2009 7:38:43 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 8/27/2009 5:24:25 AM |
| PFAdvisors | $25.00 | $25.00 | 8/27/2009 1:19:50 PM |
| justin323 | $37.87 | $37.87 | 8/27/2009 4:23:18 PM |
| blot44 | $50.00 | $50.00 | 8/27/2009 4:52:07 PM |
| minista | $25.00 | $25.00 | 8/27/2009 5:16:17 PM |
| RealEstateInvestorsoftheUS | $27.20 | $27.20 | 8/28/2009 4:53:59 AM |
| nolahelper | $50.00 | $50.00 | 8/28/2009 7:24:27 AM |
| Bawsth | $25.00 | $25.00 | 8/28/2009 2:50:50 PM |
| t-loan | $25.00 | $25.00 | 8/28/2009 6:32:28 PM |
| leonchik77 | $25.00 | $25.00 | 8/28/2009 4:25:02 PM |
| TexasLender2007 | $25.00 | $25.00 | 8/29/2009 8:30:19 PM |
| enriching-payout | $25.00 | $25.00 | 8/31/2009 5:30:20 AM |
| EmeritusX | $25.00 | $25.00 | 8/31/2009 7:30:18 AM |
| thebigone79 | $25.00 | $25.00 | 8/31/2009 2:18:22 PM |
| outofoffice | $62.59 | $62.59 | 8/31/2009 4:00:02 PM |
| CARedBull | $50.00 | $50.00 | 8/31/2009 5:31:57 PM |
| beachfunder | $25.00 | $25.00 | 8/31/2009 7:58:40 PM |
| yield-quest | $25.00 | $25.00 | 9/1/2009 9:24:44 AM |
| ozzo | $43.18 | $43.18 | 9/1/2009 10:21:14 AM |
| tacopants | $100.00 | $100.00 | 9/1/2009 10:27:08 AM |
| aqaq8877 | $100.00 | $100.00 | 9/1/2009 10:51:46 AM |
| Richmp412 | $25.00 | $25.00 | 9/1/2009 3:10:25 PM |
| lasalle123 | $50.00 | $50.00 | 9/2/2009 6:14:54 AM |
| kgeezy | $51.92 | $51.92 | 9/2/2009 10:31:33 AM |
| Gold_Coin | $25.00 | $25.00 | 9/2/2009 1:32:55 PM |
| godspeed237 | $25.00 | $24.83 | 9/2/2009 5:43:08 PM |
| BSr | $25.00 | $25.00 | 9/3/2009 4:46:47 AM |
| restless-balance | $25.00 | $25.00 | 9/4/2009 3:11:35 PM |
| micah7345 | $50.00 | $50.00 | 9/4/2009 3:34:21 PM |
| jude0624 | $25.00 | $25.00 | 9/5/2009 8:19:51 AM |
| hellasow | $25.00 | $25.00 | 9/6/2009 6:18:24 AM |
| Mack_Inv | $50.00 | $50.00 | 9/6/2009 4:34:10 PM |
| billnsc | $25.00 | $25.00 | 9/7/2009 6:54:54 AM |
| impartial-deal | $25.00 | $25.00 | 9/8/2009 6:53:20 AM |
| Bizern | $25.00 | $25.00 | 9/8/2009 7:18:32 AM |
| djs81 | $25.00 | $25.00 | 9/7/2009 6:54:10 PM |
| flshdaskll | $34.21 | $34.21 | 9/7/2009 8:07:02 PM |
| Mikale360 | $25.00 | $25.00 | 9/7/2009 6:19:02 PM |
| lavb23 | $25.00 | $25.00 | 9/8/2009 10:12:25 AM |
| zielojo | $75.00 | $75.00 | 9/8/2009 3:52:08 AM |
| tracyjo | $25.00 | $25.00 | 9/8/2009 5:34:48 AM |
| Snoopylover | $25.00 | $25.00 | 9/8/2009 6:05:12 AM |
| dmitriy2 | $25.00 | $25.00 | 9/7/2009 11:37:28 PM |
| Champion_Lending | $30.00 | $30.00 | 9/8/2009 8:12:16 AM |
| njmlaj726 | $50.00 | $50.00 | 9/8/2009 8:50:29 AM |
| MoneyForNothing | $25.00 | $25.00 | 9/8/2009 8:28:23 AM |
| suzanny | $25.00 | $25.00 | 9/8/2009 8:53:35 AM |
| Catalina_Enterprises | $100.00 | $100.00 | 9/8/2009 10:54:52 AM |
| ORteacher | $40.00 | $40.00 | 9/8/2009 1:24:25 PM |
| LA-Funding-Bank | $100.00 | $100.00 | 9/8/2009 1:37:46 PM |
| labyrinth0 | $25.00 | $25.00 | 9/8/2009 3:46:51 PM |
| sgmm330 | $25.00 | $25.00 | 9/8/2009 12:37:07 PM |
| buffalobills | $25.00 | $25.00 | 9/8/2009 1:43:09 PM |
| MacBrandon | $25.00 | $25.00 | 9/8/2009 2:57:49 PM |
| CCIExpress | $25.00 | $25.00 | 9/8/2009 1:06:11 PM |
| johnpmid | $50.00 | $50.00 | 9/8/2009 2:55:10 PM |
| wwwUniversal | $25.00 | $25.00 | 9/8/2009 2:58:08 PM |
| Bill88 | $30.00 | $30.00 | 9/8/2009 3:02:48 PM |
| bossyboots01 | $25.00 | $25.00 | 9/8/2009 3:10:25 PM |
| imon32red | $27.77 | $27.77 | 9/8/2009 3:38:47 PM |
| Nasdaq | $50.00 | $50.00 | 9/8/2009 3:55:48 PM |
| Iwantahelp | $25.00 | $25.00 | 8/25/2009 4:03:46 PM |
| greenback-floret | $25.00 | $25.00 | 8/25/2009 4:02:52 PM |
| turbostar666 | $50.00 | $50.00 | 8/25/2009 4:04:09 PM |
| kulender | $50.00 | $50.00 | 8/26/2009 5:25:07 AM |
| heihei | $25.00 | $25.00 | 8/26/2009 11:35:47 PM |
| rmeedawk | $50.00 | $50.00 | 8/27/2009 1:46:01 AM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 8/26/2009 9:32:15 PM |
| heretolendit | $43.24 | $43.24 | 8/27/2009 7:34:03 AM |
| dragonflywings | $25.00 | $25.00 | 8/27/2009 8:21:53 AM |
| market-assembler | $25.00 | $25.00 | 8/27/2009 1:09:11 AM |
| RandyL3 | $25.00 | $25.00 | 8/29/2009 8:29:32 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/31/2009 8:11:08 AM |
| IceFisherman | $40.51 | $40.51 | 8/31/2009 6:20:19 AM |
| FundMaker | $25.00 | $25.00 | 8/31/2009 10:00:10 AM |
| aprilapril | $25.00 | $25.00 | 8/31/2009 11:31:01 AM |
| gpuck | $25.00 | $25.00 | 8/31/2009 3:40:08 PM |
| Disha_Sagar | $50.00 | $50.00 | 8/31/2009 8:31:06 PM |
| fairmaiden | $75.00 | $75.00 | 9/1/2009 4:55:49 AM |
| DDHMoney | $25.00 | $25.00 | 9/1/2009 7:48:42 AM |
| 420limo | $25.00 | $25.00 | 8/31/2009 9:42:35 PM |
| khamen | $25.00 | $25.00 | 9/1/2009 10:22:06 AM |
| kinetic-truth | $25.00 | $25.00 | 9/1/2009 7:20:20 AM |
| FutureLoans | $50.00 | $50.00 | 9/1/2009 11:26:32 AM |
| Novaflyer | $50.00 | $50.00 | 9/1/2009 3:32:30 PM |
| nimcha | $50.00 | $50.00 | 9/1/2009 3:45:23 PM |
| JACJ | $25.00 | $25.00 | 9/3/2009 4:07:36 AM |
| Digs | $25.00 | $25.00 | 9/2/2009 8:27:48 PM |
| fcrick | $25.00 | $25.00 | 9/3/2009 11:23:33 AM |
| LSolarte | $25.00 | $25.00 | 9/2/2009 11:59:57 PM |
| enticing-funds | $25.00 | $25.00 | 9/3/2009 11:29:41 AM |
| Toony | $25.00 | $25.00 | 9/3/2009 4:30:56 PM |
| OCLend | $25.00 | $25.00 | 9/3/2009 1:51:10 PM |
| llequire1 | $200.00 | $200.00 | 9/4/2009 7:14:39 AM |
| RandyL3 | $34.18 | $34.18 | 9/3/2009 7:59:53 PM |
| irishcocacola | $25.00 | $25.00 | 9/4/2009 4:56:23 AM |
| JerryB96 | $25.00 | $25.00 | 9/4/2009 12:16:38 PM |
| scloans | $25.00 | $25.00 | 9/4/2009 5:31:08 PM |
| patriot384 | $50.00 | $50.00 | 9/4/2009 6:05:20 PM |
| Dskillz | $33.00 | $33.00 | 9/5/2009 9:07:39 AM |
| investmentgroup | $25.00 | $25.00 | 9/5/2009 2:22:20 PM |
| sowegaboy | $25.00 | $25.00 | 9/4/2009 8:32:02 PM |
| MGS | $50.00 | $50.00 | 9/5/2009 11:08:50 PM |
| lincmercguy | $25.00 | $25.00 | 9/5/2009 10:01:23 PM |
| payontime1 | $50.00 | $50.00 | 9/5/2009 10:32:18 PM |
| STLRacer | $25.00 | $25.00 | 9/6/2009 6:49:25 AM |
| Hexnut | $50.00 | $50.00 | 9/6/2009 12:23:11 PM |
| whatreality | $41.73 | $41.73 | 9/7/2009 7:47:29 AM |
| sunny1985 | $25.00 | $25.00 | 9/6/2009 11:12:28 PM |
| gothampark | $25.00 | $25.00 | 9/7/2009 4:00:37 PM |
| maga | $100.00 | $100.00 | 9/7/2009 6:17:24 PM |
| jh157765 | $25.00 | $25.00 | 9/7/2009 5:37:30 PM |
| JustOneVoice | $25.00 | $25.00 | 9/8/2009 9:58:36 AM |
| a_andy | $25.00 | $25.00 | 9/8/2009 10:02:03 AM |
| buckyhead2000 | $25.00 | $25.00 | 9/7/2009 7:50:38 PM |
| crw1950 | $50.00 | $50.00 | 9/7/2009 7:55:10 PM |
| rsigroup3 | $50.00 | $50.00 | 9/8/2009 4:53:34 AM |
| e3oM | $25.00 | $25.00 | 9/8/2009 11:10:11 AM |
| piano55 | $28.77 | $28.77 | 9/8/2009 11:10:17 AM |
| Proactive-Lender | $99.00 | $99.00 | 9/8/2009 11:01:38 AM |
| acropiloterau2002 | $50.00 | $50.00 | 9/8/2009 12:53:46 PM |
| minatoku | $50.00 | $50.00 | 9/8/2009 1:51:30 PM |
| agile | $100.00 | $100.00 | 9/8/2009 2:54:51 PM |
| Feyenoord | $25.00 | $25.00 | 9/8/2009 3:15:53 PM |
| uncle101 | $25.00 | $25.00 | 9/8/2009 11:32:43 AM |
| friendinmoney | $50.00 | $50.00 | 9/8/2009 4:00:16 PM |
| alvinsl | $25.00 | $25.00 | 9/8/2009 1:13:51 PM |
| estancias | $25.00 | $25.00 | 9/8/2009 1:40:32 PM |
| Rancid | $25.00 | $25.00 | 9/8/2009 2:36:10 PM |
| thegreatstrafe | $100.00 | $100.00 | 9/8/2009 1:35:39 PM |
| bxdoc | $50.00 | $50.00 | 9/8/2009 3:30:57 PM |
| Free_da_Sheeple | $25.00 | $25.00 | 9/8/2009 3:54:12 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/8/2009 3:54:38 PM |
| socal-lender | $25.00 | $25.00 | 9/8/2009 2:49:46 PM |
| Marco83 | $70.00 | $70.00 | 9/8/2009 3:56:03 PM |
| 141 bids
|
Borrower Payment Dependent Notes Series
422001
This series of Notes was issued and sold upon the funding of the borrower loan #38508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-11-2009 |
|
|
Starting lender yield:
| 26.43% |
Starting borrower rate/APR:
| 27.43% / 29.77% |
Starting monthly payment:
| $164.23 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.31% |
Final monthly payment:
| $159.04 |
| |
|
Auction yield range:
| 11.18% - 26.43% |
Estimated loss impact:
| 10.59% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.41% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-680 (Aug-2009) |
Current / open credit lines:
| 19
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 39 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,962 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 20% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| SMS1865 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 88% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < mo. late:
| 1
( 13% )
| 580-600
(Feb-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Paying off HSBC Credit Card
Purpose of Loan
Loan will be used to pay off my Household Bank credit card with a current interest rate of 21.99%.? ?????
My Goals
My goal is to become?debt free in the next year so I can return to college and finish my degree.? Obtaining a college degree?has been a life?long dream of mine and?I'm asking for your help by?funding this loan?so I can achieve this goal.?
My Financial Situation:
I am a good candidate for this loan because I have a strong work history and a stable job.?
Monthly Net Income:? $2,640
Monthly Expenses:$1,978
? Housing:?$300??Insurance: $50???Car expenses: $532 ??Utilities: $0 (included in rent)???Phone, cable, internet:?$50??Food, entertainment: $150? Clothing, household expenses $50? Credit Card and other loans $846
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, exactly how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
hektek22 - If funded, my goal is to have this loan paid off within 18 months.
(Aug-30-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| foothillender | $25.00 | $25.00 | 8/29/2009 7:47:22 AM |
| Unitas4302 | $50.00 | $50.00 | 8/30/2009 4:51:55 AM |
| killdare | $25.00 | $25.00 | 9/1/2009 12:55:46 PM |
| simiray | $25.00 | $25.00 | 9/1/2009 2:58:27 PM |
| Loan_Stranger | $50.00 | $50.00 | 9/1/2009 4:04:39 PM |
| MsTabbyKats | $25.00 | $25.00 | 9/2/2009 12:01:52 PM |
| SohamCA | $200.00 | $200.00 | 9/7/2009 7:43:56 PM |
| kind-bid-maverick | $25.00 | $25.00 | 9/7/2009 7:36:30 PM |
| buffalobills | $25.00 | $25.00 | 9/8/2009 1:46:33 PM |
| randsenterprise | $25.00 | $25.00 | 9/8/2009 5:12:40 PM |
| unequivocal-velocity | $25.00 | $25.00 | 9/8/2009 6:02:16 PM |
| EngineerUSMC | $50.00 | $50.00 | 9/8/2009 6:17:16 PM |
| econgineer | $50.00 | $50.00 | 9/8/2009 6:22:46 PM |
| PrinceValium | $25.00 | $25.00 | 9/8/2009 7:59:15 PM |
| wattboy | $207.01 | $207.01 | 9/8/2009 6:20:25 PM |
| Digs | $25.00 | $25.00 | 9/9/2009 11:14:59 AM |
| Sparchange | $25.00 | $25.00 | 9/8/2009 8:51:50 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 9/9/2009 3:11:52 PM |
| shellstar | $28.78 | $28.78 | 9/9/2009 3:57:46 PM |
| mercuriant | $25.00 | $25.00 | 9/9/2009 5:37:19 PM |
| sweety075 | $25.00 | $25.00 | 9/9/2009 5:40:35 PM |
| bartenderpro | $36.97 | $36.97 | 9/10/2009 1:20:23 AM |
| scroooge | $25.00 | $25.00 | 9/10/2009 9:36:43 AM |
| carmat60 | $25.00 | $25.00 | 9/10/2009 1:37:19 AM |
| money-expert | $25.00 | $25.00 | 9/10/2009 6:20:08 AM |
| sigep787 | $25.00 | $25.00 | 9/9/2009 9:56:46 PM |
| payout-magician | $25.00 | $25.00 | 9/10/2009 7:18:27 AM |
| Techne_Funds_LLC | $25.00 | $25.00 | 9/10/2009 4:21:25 PM |
| stu6703 | $25.00 | $25.00 | 9/10/2009 11:53:39 AM |
| Peacepower | $25.00 | $25.00 | 9/10/2009 2:42:37 PM |
| credit-coach118 | $25.00 | $25.00 | 9/11/2009 1:52:42 AM |
| OregonDane | $25.00 | $25.00 | 9/10/2009 7:49:30 PM |
| dood2112 | $25.00 | $25.00 | 9/10/2009 5:02:01 PM |
| billybragg | $25.00 | $25.00 | 9/11/2009 10:05:13 AM |
| DDHMoney | $25.00 | $25.00 | 9/10/2009 9:32:06 PM |
| maga | $100.00 | $100.00 | 9/11/2009 11:26:32 AM |
| pessimist | $59.10 | $59.10 | 9/10/2009 5:42:23 PM |
| investment-cluster | $25.00 | $25.00 | 9/10/2009 5:46:04 PM |
| SoccoJoe | $50.00 | $50.00 | 9/10/2009 7:19:03 PM |
| BDS | $50.00 | $50.00 | 9/11/2009 7:04:53 AM |
| Gambino | $50.00 | $50.00 | 9/11/2009 11:01:58 AM |
| fatboy888 | $25.00 | $25.00 | 9/11/2009 6:10:03 AM |
| marwadi-62 | $25.00 | $25.00 | 9/11/2009 3:41:20 PM |
| sharp518 | $25.00 | $25.00 | 9/11/2009 12:47:12 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/11/2009 4:04:42 PM |
| Abed-nego | $350.00 | $350.00 | 9/11/2009 4:04:51 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/11/2009 4:04:05 PM |
| yoshibo | $200.00 | $200.00 | 8/30/2009 11:09:31 PM |
| 420limo | $30.00 | $30.00 | 8/31/2009 9:54:24 PM |
| leverage-hawk | $25.00 | $25.00 | 8/31/2009 10:27:51 PM |
| psycho-mullet | $25.00 | $25.00 | 9/2/2009 11:26:46 AM |
| jgar_O | $25.00 | $25.00 | 9/2/2009 3:38:22 PM |
| MrLeft | $25.00 | $25.00 | 9/3/2009 6:53:32 AM |
| West_End_Local | $50.00 | $50.00 | 9/3/2009 6:22:17 PM |
| old | $25.00 | $25.00 | 9/3/2009 8:52:34 PM |
| Jinja | $25.00 | $25.00 | 9/6/2009 8:50:22 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 9/7/2009 4:12:25 PM |
| hellasow | $25.00 | $25.00 | 9/7/2009 8:56:59 PM |
| cynthiathegreat | $25.00 | $25.00 | 9/8/2009 8:09:08 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/8/2009 4:37:46 PM |
| affluence-tycoon | $50.00 | $50.00 | 9/8/2009 4:19:28 PM |
| Philman | $25.00 | $25.00 | 9/9/2009 7:45:26 AM |
| dough-shooter | $120.00 | $120.00 | 9/8/2009 8:34:18 PM |
| ceecee4u | $30.00 | $30.00 | 9/9/2009 10:40:53 AM |
| jeffe43 | $50.00 | $50.00 | 9/9/2009 11:30:19 AM |
| dorypro | $25.00 | $25.00 | 9/9/2009 12:18:00 PM |
| johnpmid | $25.00 | $25.00 | 9/9/2009 2:37:50 PM |
| gm93001 | $25.00 | $25.00 | 9/9/2009 2:56:19 PM |
| lendme2 | $34.10 | $34.10 | 9/10/2009 11:15:02 AM |
| dlg | $26.00 | $26.00 | 9/10/2009 6:04:44 AM |
| JJ-Loans | $100.00 | $100.00 | 9/10/2009 3:26:53 PM |
| credit-maestro | $50.00 | $50.00 | 9/10/2009 5:41:17 PM |
| bst | $30.00 | $30.00 | 9/10/2009 11:44:36 PM |
| libraryfrenzy | $25.00 | $25.00 | 9/10/2009 6:48:14 PM |
| HQLender06851 | $25.00 | $25.00 | 9/11/2009 10:19:30 AM |
| Bobusa | $25.00 | $25.00 | 9/11/2009 4:53:11 AM |
| Astyanax | $25.00 | $25.00 | 9/10/2009 8:28:22 PM |
| Leshan | $50.00 | $50.00 | 9/11/2009 8:21:54 AM |
| EretzCapital | $50.00 | $15.73 | 9/10/2009 10:37:39 PM |
| bst | $25.00 | $25.00 | 9/10/2009 11:46:47 PM |
| BSr | $25.00 | $25.00 | 9/11/2009 4:16:16 AM |
| wwwUniversal | $30.00 | $30.00 | 9/11/2009 3:43:12 PM |
| credit-missile | $50.00 | $50.00 | 9/11/2009 4:04:03 PM |
| autumn_leaves | $25.00 | $25.00 | 9/11/2009 4:04:07 PM |
| Personal-Bond | $50.00 | $50.00 | 9/11/2009 1:34:28 PM |
| TashaRemay | $25.00 | $25.00 | 9/11/2009 10:41:28 AM |
| sharp-credit | $200.00 | $200.00 | 9/11/2009 1:59:47 PM |
| workinwestern | $27.57 | $27.57 | 9/11/2009 2:18:52 PM |
| LendToCause | $25.00 | $25.00 | 9/11/2009 2:42:31 PM |
| Engineer44 | $49.74 | $49.74 | 9/11/2009 4:04:26 PM |
| 90 bids
|
Borrower Payment Dependent Notes Series
422331
This series of Notes was issued and sold upon the funding of the borrower loan #38546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction start date:
| Sep-01-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-11-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $90.47 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 16.27% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 17.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 600-620 (Sep-2009) |
Current / open credit lines:
| 5
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $9,707 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 61% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 28 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| BackOnTrack23 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 64% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,100.00 | < mo. late:
| 5
( 36% )
| 600-620
(Jul-2009)
560-580
(Jun-2008)
|
|
Principal balance:
| $863.83 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
To Pay for My Upcoming Wedding
Thank you for taking the time for reading my request and hopefully helping me out.?
What I would use this loan for....to help pay for my upcoming wedding.
I am excited to finally begin the next chapter in my life with the one person whom has been by my side through tough times.? We are having to pay for our entire wedding ourselves and am requesting a loan to help us pay for it.? We are not having a big wedding, just a small family and close friends gathering to celebrate this occassion, but as you may know this is not cheap.
I have made bad financial decisons in the past and am currently paying for it but not being able to get traditional credit.? I have learned fromt hsi and just want to be able to move forward and start my own family.? I know I will be able to pay back this loan for the following reasons:
1.? The payment of the loan is well within my budget
2.? My income is enough to be able to support this payment with my monthly bills.
3.? I have had a past Prosper loan and made all the payments
4.? I use the auto payment feature so that the payment will come directly out of my checking account
5.? I am open to answering any and all questions you may have.
I know my credit is not the greatest and I have learned from my mistakes and just need an opportunity to prove myself and get back on track. If you help grant me this loan I WILL MAKE ALL MY PAYMENTS ON TIME.
My finances will allow me to make this payment every month because I have recently taken on a new job that pays me more than I was making prior.
I would be happy to discuss any questions you may have, please just send me a message. I'm asking for a chance to prove myself and to get my credit scores up to where they should be. If you bid on my listing I promise that I will not let you or my team down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it.
Monthly take-home salary.....$6,000
BILLS:
Rent....$1000 per month
Utilities....$300 per month
Car & insurance....$500 per month
Gas....$300 per month
Food....$250 per month
Phone....$100 per month
Misc bills....$500 per month
Student Loan...$250 per month
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I have placed my bid on you. All I ask is that you make sure the loan gets paid. I am NOT a bank, I am a REAL person putting my faith in you, so please do not let me down! - MouthPiece
A:
I understand fully where you are coming from. I give you my word that I will make my payments. I am grateful for the faith you and other lenders has showed me by funding this loan. I am set-up on auto-payments so it will not be an issue.
(Sep-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Jasmel | $56.69 | $56.69 | 9/1/2009 4:25:30 PM |
| festivecpl | $25.00 | $25.00 | 9/4/2009 8:02:34 PM |
| noble-revenue | $1,400.00 | $1,400.00 | 9/10/2009 5:22:27 PM |
| mrbill5548 | $25.00 | $25.00 | 9/10/2009 5:24:34 PM |
| wwwUniversal | $25.00 | $25.00 | 9/11/2009 8:41:14 AM |
| bazaar-brigade80 | $220.00 | $173.99 | 9/11/2009 11:40:31 AM |
| kevlar | $31.93 | $31.93 | 9/10/2009 10:52:22 PM |
| victor111 | $25.00 | $25.00 | 9/11/2009 8:09:28 AM |
| periko | $25.00 | $25.00 | 9/5/2009 8:22:11 AM |
| MouthPiece | $62.39 | $62.39 | 9/11/2009 8:24:10 AM |
| planetibet | $50.00 | $50.00 | 9/11/2009 12:02:46 PM |
| trainu | $100.00 | $100.00 | 9/11/2009 11:06:37 AM |
| 12 bids
|
Borrower Payment Dependent Notes Series
421206
This series of Notes was issued and sold upon the funding of the borrower loan #38534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-21-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-04-2009 |
|
|
Starting lender yield:
| 20.50% |
Starting borrower rate/APR:
| 21.50% / 23.76% |
Starting monthly payment:
| $189.66 |
|
Final lender yield:
| 20.50% |
Final borrower rate/APR:
| 21.50% / 23.76% |
Final monthly payment:
| $189.66 |
| |
|
Auction yield range:
| 4.18% - 20.50% |
Estimated loss impact:
| 2.19% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 18.31% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1971 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-760 (Jul-2009) |
Current / open credit lines:
| 15
/
11 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $58,528 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 48% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| goodhearted-order |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
We have customers waiting
Purpose of loan:
This loan will be used to?
Start a new division in my sons existing vitamins
and nutritional supplement business, in this division we will specialize in the
senior market. I will become a partner in this part of the business. I
currently participate in 15 senior health fairs and the product will also be
offered on-line. The funds will be used for additional inventory and marketing.
My financial situation:
I am a good candidate for this loan because?I have good credit and I pay my bills on time. The delinquencies
happen when I was out of work. I have always been in sales on straight
commission. I start a new position in 3 weeks and my base is over 31K plus
commission and I have over 16 years of experience in the field. I plan to use
the earnings to repay the loan and build the business.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| kamegami | $50.00 | $50.00 | 8/21/2009 7:10:28 PM |
| 3613925 | $25.00 | $25.00 | 8/22/2009 10:19:18 PM |
| SeaSkyGuy71 | $25.00 | $25.00 | 8/23/2009 10:41:56 PM |
| Madron | $25.00 | $25.00 | 8/26/2009 3:50:54 AM |
| Scottnow | $100.00 | $100.00 | 8/28/2009 8:52:41 AM |
| sshgfwb | $25.00 | $25.00 | 8/28/2009 11:39:35 AM |
| lucrative-wealth | $25.00 | $25.00 | 8/29/2009 2:53:30 PM |
| A007 | $50.00 | $50.00 | 8/29/2009 4:38:58 PM |
| mymoneyforyou | $385.60 | $177.24 | 8/30/2009 1:04:05 AM |
| ct641ct | $50.00 | $50.00 | 8/29/2009 10:19:33 AM |
| lend4life13 | $250.00 | $250.00 | 8/31/2009 9:24:04 AM |
| namd | $50.00 | $50.00 | 8/31/2009 9:04:24 PM |
| obliv5 | $35.00 | $35.00 | 9/1/2009 11:07:55 AM |
| LakeShoreLending | $25.00 | $25.00 | 9/1/2009 2:40:27 PM |
| MINDVSMATTER | $100.00 | $100.00 | 9/2/2009 5:25:47 AM |
| deepclear | $100.00 | $100.00 | 9/2/2009 4:45:59 PM |
| cutter21 | $50.00 | $50.00 | 9/3/2009 11:03:18 AM |
| Abed-nego | $49.33 | $49.33 | 9/3/2009 1:54:16 PM |
| totommb | $35.00 | $35.00 | 9/3/2009 4:36:28 PM |
| jtc26 | $75.00 | $75.00 | 9/3/2009 4:12:23 PM |
| reneenurse | $50.00 | $50.00 | 9/3/2009 5:10:18 PM |
| halothane_logic | $195.25 | $195.25 | 9/3/2009 5:41:12 PM |
| active-return | $25.00 | $25.00 | 9/3/2009 6:27:50 PM |
| DMKAssetManagement | $35.00 | $35.00 | 9/3/2009 8:24:35 PM |
| myduck | $50.00 | $50.00 | 9/4/2009 9:18:59 AM |
| photo999 | $25.00 | $25.00 | 9/4/2009 9:45:54 AM |
| causr08 | $50.00 | $50.00 | 9/3/2009 11:53:09 PM |
| kulender | $50.00 | $50.00 | 9/4/2009 5:37:41 AM |
| jhernand17 | $25.00 | $25.00 | 9/4/2009 7:19:45 AM |
| LAKETIME | $25.00 | $25.00 | 9/4/2009 7:20:06 AM |
| cassperr | $25.00 | $25.00 | 9/4/2009 8:09:21 AM |
| brutusbone | $100.00 | $100.00 | 9/4/2009 8:07:31 AM |
| porter22 | $75.00 | $75.00 | 9/4/2009 8:15:46 AM |
| JBA25 | $25.00 | $25.00 | 9/4/2009 8:38:12 AM |
| billybragg | $25.00 | $25.00 | 9/4/2009 10:51:40 AM |
| GALMUL | $25.00 | $25.00 | 9/4/2009 10:59:15 AM |
| Dahlozer | $25.00 | $25.00 | 9/4/2009 10:49:07 AM |
| Credit4Talent | $32.00 | $32.00 | 9/4/2009 12:46:15 PM |
| ronin4sale | $25.00 | $25.00 | 9/4/2009 10:59:44 AM |
| DJSweetChrisBell | $80.88 | $80.88 | 9/4/2009 11:01:50 AM |
| frosty49 | $100.00 | $100.00 | 9/4/2009 11:37:15 AM |
| jtc26 | $50.00 | $50.00 | 9/4/2009 11:44:41 AM |
| yu-rik | $100.00 | $100.00 | 9/4/2009 3:16:15 PM |
| lucrative-wealth | $50.00 | $50.00 | 9/4/2009 2:07:57 PM |
| lucrative-wealth | $25.00 | $25.00 | 9/4/2009 2:15:19 PM |
| yu-rik | $75.00 | $75.00 | 9/4/2009 3:20:01 PM |
| Cambium | $25.00 | $25.00 | 9/4/2009 3:11:24 PM |
| lucrative-wealth | $38.86 | $38.86 | 9/4/2009 2:08:43 PM |
| thoughtful-investment045 | $25.00 | $25.00 | 9/4/2009 2:16:47 PM |
| colorfulgardener | $50.00 | $50.00 | 9/4/2009 3:43:38 PM |
| chibear34 | $25.00 | $25.00 | 8/22/2009 3:59:26 AM |
| lucrative-wealth | $50.00 | $50.00 | 8/26/2009 11:41:36 PM |
| kingpin1 | $50.00 | $50.00 | 8/29/2009 2:21:34 PM |
| Pawnster | $100.00 | $100.00 | 8/29/2009 12:25:34 PM |
| trekkie3po | $25.00 | $25.00 | 8/31/2009 7:11:10 AM |
| heather26 | $25.00 | $25.00 | 9/1/2009 5:22:18 AM |
| generous-at-heart | $25.00 | $25.00 | 9/1/2009 9:20:36 AM |
| FredHead3 | $25.54 | $25.54 | 9/1/2009 9:01:56 AM |
| mbf2234 | $50.00 | $50.00 | 9/1/2009 6:36:16 PM |
| Dad2SandJ | $50.00 | $50.00 | 9/1/2009 8:06:40 PM |
| Bluebanker | $50.00 | $50.00 | 9/2/2009 1:17:37 PM |
| buckeyeatheart | $25.00 | $25.00 | 9/2/2009 1:34:20 PM |
| fireferd | $100.00 | $100.00 | 9/3/2009 6:40:36 AM |
| cynthiathegreat | $25.00 | $25.00 | 9/3/2009 11:07:19 AM |
| SpotLending | $50.00 | $50.00 | 9/3/2009 2:37:57 PM |
| Watersports | $125.00 | $125.00 | 9/3/2009 2:43:15 PM |
| Ven58 | $25.00 | $25.00 | 9/3/2009 3:52:56 PM |
| lendme2 | $50.00 | $50.00 | 9/4/2009 6:36:04 AM |
| sjo1984111 | $25.00 | $25.00 | 9/3/2009 6:02:23 PM |
| PleaseNoDefaults | $25.00 | $25.00 | 9/3/2009 8:16:21 PM |
| CERTIFIED | $100.00 | $100.00 | 9/4/2009 8:51:22 AM |
| helaman | $25.00 | $25.00 | 9/3/2009 11:32:06 PM |
| dorypro | $25.00 | $25.00 | 9/3/2009 10:38:20 PM |
| RogueOne | $74.29 | $74.29 | 9/4/2009 12:35:48 AM |
| petercat | $100.00 | $100.00 | 9/4/2009 5:40:51 AM |
| ccapital | $100.00 | $100.00 | 9/4/2009 6:39:09 AM |
| Leshan | $50.00 | $50.00 | 9/4/2009 7:45:09 AM |
| Bank_of_T | $40.00 | $40.00 | 9/4/2009 8:06:38 AM |
| lth35 | $31.61 | $31.61 | 9/4/2009 8:47:59 AM |
| dakota75 | $50.00 | $50.00 | 9/4/2009 11:34:41 AM |
| PackFan13 | $25.00 | $25.00 | 9/4/2009 11:56:29 AM |
| bondhedger | $25.00 | $25.00 | 9/4/2009 12:15:41 PM |
| BuffetRocks | $150.00 | $150.00 | 9/4/2009 12:50:11 PM |
| thoughtful-investment045 | $25.00 | $25.00 | 9/4/2009 2:13:48 PM |
| hope-eagle6 | $25.00 | $25.00 | 9/4/2009 3:09:21 PM |
| abundant-cash | $100.00 | $100.00 | 9/4/2009 12:50:16 PM |
| kinetic-social | $25.00 | $25.00 | 9/4/2009 2:58:55 PM |
| ERJ | $50.00 | $50.00 | 9/4/2009 2:28:27 PM |
| blueprosper | $25.00 | $25.00 | 9/4/2009 2:56:09 PM |
| VAGweilo | $50.00 | $50.00 | 9/4/2009 3:36:10 PM |
| Nicksr | $50.00 | $50.00 | 9/4/2009 3:47:08 PM |
| rvfbroker | $25.00 | $25.00 | 9/4/2009 3:48:43 PM |
| RMI_Babylon | $25.00 | $25.00 | 9/4/2009 3:52:28 PM |
| irrelevant | $50.00 | $50.00 | 9/4/2009 3:33:06 PM |
| 94 bids
|
Borrower Payment Dependent Notes Series
421522
This series of Notes was issued and sold upon the funding of the borrower loan #38514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Sep-07-2009 |
|
|
Starting lender yield:
| 10.00% |
Starting borrower rate/APR:
| 11.00% / 13.12% |
Starting monthly payment:
| $130.95 |
|
Final lender yield:
| 7.75% |
Final borrower rate/APR:
| 8.75% / 10.84% |
Final monthly payment:
| $126.73 |
| |
|
Auction yield range:
| 3.18% - 10.00% |
Estimated loss impact:
| 1.50% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 800-820 (Aug-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 17 | Length of status: | 6y 3m |
|
Amount delinquent:
| $13 |
Revolving credit balance:
| $159 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 5% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| buphigam |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 740-760
(Feb-2008)
680-700
(Dec-2007)
680-700
(Nov-2007)
660-680
(Mar-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Prosper Lender - 2nd Loan
I am a 28 year old Civil Engineer?and prosper lender living in?the Chicago suburbs.? I am seeking this loan to pay the second installment of my property taxes instead of putting them on a CC.? My monthly income is approx $4000 after taxes, and my expenses total $2500.? This will be my second loan with prosper (1st paid in full), and this loan will be pulled from the same account I used previously.?
My open lines of credit are my mortgage and student loans, and are both included in the figure above.??No cc debt (1 open but no balance)?and my car is paid in full.? Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
what is the $13 delinquent about? - lasalle123
A:
The original charge was 6 years ago for a medical test through the health center at college my senior year. They had billed an old address, and sent it to collections before I ever knew the charge existed. I've called the collection agency that appears on my credit report numerous times to attempt to pay it off, but they can never find the account in their system...
(Sep-02-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| soilchem | $25.00 | $25.00 | 8/26/2009 6:50:24 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/30/2009 9:20:21 AM |
| axelducheck | $25.00 | $25.00 | 8/31/2009 12:33:56 PM |
| dollars4loan | $100.00 | $100.00 | 9/1/2009 11:32:21 AM |
| IM-SHARKY | $1,000.00 | $1,000.00 | 9/1/2009 7:26:07 AM |
| RIVERBEND | $25.00 | $25.00 | 9/1/2009 3:55:25 PM |
| bkb7484 | $25.00 | $25.00 | 9/2/2009 4:41:36 AM |
| JACJ | $25.00 | $25.00 | 9/3/2009 4:06:50 AM |
| dproxima | $35.00 | $35.00 | 9/3/2009 5:20:42 PM |
| marwadi-62 | $200.00 | $200.00 | 9/3/2009 6:02:06 PM |
| micah7345 | $50.00 | $50.00 | 9/4/2009 3:04:30 PM |
| patriot384 | $50.00 | $50.00 | 9/4/2009 6:05:14 PM |
| ski1965 | $25.00 | $25.00 | 9/4/2009 4:33:11 PM |
| jvp | $50.00 | $50.00 | 9/5/2009 7:17:40 AM |
| spc91x | $25.00 | $25.00 | 9/5/2009 9:19:11 AM |
| jfreaksho | $50.00 | $50.00 | 9/6/2009 12:35:06 AM |
| STLRacer | $25.00 | $25.00 | 9/6/2009 6:47:53 AM |
| wyogirllender | $25.00 | $25.00 | 9/5/2009 2:08:08 PM |
| bambampk | $50.00 | $50.00 | 9/5/2009 7:56:23 PM |
| lincmercguy | $25.00 | $25.00 | 9/5/2009 9:55:56 PM |
| Hogan55 | $25.00 | $25.00 | 9/6/2009 7:47:44 PM |
| MGS | $50.00 | $50.00 | 9/5/2009 11:00:11 PM |
| OoM | $25.00 | $25.00 | 9/6/2009 11:56:38 AM |
| ratzlefrss | $50.00 | $50.00 | 9/6/2009 3:45:29 PM |
| Chuck54 | $25.00 | $25.00 | 9/7/2009 12:47:27 AM |
| whatreality | $50.00 | $50.00 | 9/7/2009 8:16:33 AM |
| PotBellyPete | $25.00 | $25.00 | 9/6/2009 8:50:37 PM |
| veggiecats | $50.00 | $50.00 | 9/7/2009 10:18:58 AM |
| LA-Funding-Bank | $50.00 | $50.00 | 9/7/2009 12:19:31 PM |
| impartial-deal | $50.00 | $50.00 | 9/7/2009 12:25:51 PM |
| JustOneVoice | $25.00 | $25.00 | 9/7/2009 5:45:01 AM |
| kulender | $100.00 | $100.00 | 9/7/2009 6:29:03 AM |
| bondo41 | $25.00 | $25.00 | 9/7/2009 2:40:19 PM |
| thebadpelican | $25.00 | $25.00 | 9/7/2009 3:15:24 PM |
| ritwik | $50.00 | $50.00 | 9/7/2009 8:13:22 AM |
| dough-shooter | $124.08 | $60.03 | 9/7/2009 12:31:09 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/7/2009 3:47:07 PM |
| kinetic-social | $25.00 | $25.00 | 9/7/2009 3:24:08 PM |
| payontime1 | $50.00 | $50.00 | 8/26/2009 10:14:58 PM |
| OCLend | $25.00 | $25.00 | 9/1/2009 7:20:25 AM |
| gary500 | $33.79 | $33.79 | 9/2/2009 12:29:32 PM |
| rmpedi33 | $50.00 | $50.00 | 9/2/2009 11:12:45 AM |
| mike279766 | $25.00 | $25.00 | 9/3/2009 3:18:40 AM |
| cippy | $100.00 | $100.00 | 9/3/2009 9:22:57 AM |
| fcrick | $25.00 | $25.00 | 9/3/2009 11:22:02 AM |
| beachfunder | $25.00 | $25.00 | 9/3/2009 3:48:08 PM |
| finagler | $25.00 | $25.00 | 9/3/2009 8:38:28 PM |
| JerryB96 | $25.00 | $25.00 | 9/4/2009 12:11:05 PM |
| gizmo65 | $25.00 | $25.00 | 9/4/2009 1:05:04 PM |
| richmondcowboy | $50.00 | $50.00 | 9/4/2009 6:06:39 PM |
| niteflite | $38.58 | $38.58 | 9/4/2009 7:15:41 PM |
| festivecpl | $50.00 | $50.00 | 9/4/2009 7:36:19 PM |
| Mack_Inv | $25.00 | $25.00 | 9/5/2009 7:17:58 AM |
| TJ643 | $50.00 | $50.00 | 9/5/2009 8:26:04 AM |
| maccpro1 | $50.00 | $50.00 | 9/5/2009 12:04:02 PM |
| HealthAndSafety | $50.00 | $50.00 | 9/6/2009 8:32:54 AM |
| investmentgroup | $25.00 | $25.00 | 9/5/2009 2:19:22 PM |
| shag2 | $25.00 | $25.00 | 9/6/2009 2:48:09 PM |
| whazarook | $25.00 | $25.00 | 9/5/2009 8:43:56 PM |
| lm150 | $25.00 | $25.00 | 9/6/2009 9:21:34 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/6/2009 7:31:15 AM |
| dhallii | $34.00 | $34.00 | 9/6/2009 9:28:13 AM |
| d74mathias | $25.00 | $25.00 | 9/6/2009 10:42:17 AM |
| plbquic | $50.00 | $50.00 | 9/6/2009 11:30:38 AM |
| bossyboots01 | $25.00 | $25.00 | 9/7/2009 6:37:04 AM |
| gothampark | $50.00 | $50.00 | 9/6/2009 7:26:16 PM |
| Oak-Parker | $25.00 | $25.00 | 9/7/2009 12:18:03 PM |
| Oak-Parker | $35.00 | $35.00 | 9/7/2009 12:23:45 PM |
| sikojos | $50.00 | $50.00 | 9/7/2009 5:13:53 AM |
| kushbomb | $73.65 | $73.65 | 9/6/2009 11:37:33 PM |
| LoanDMC | $50.00 | $50.00 | 9/7/2009 10:14:45 AM |
| rcs2003 | $25.00 | $25.00 | 9/7/2009 10:19:46 AM |
| TBCapitol | $64.95 | $64.95 | 9/7/2009 8:58:15 AM |
| tedi-tif | $25.00 | $25.00 | 9/7/2009 10:24:13 AM |
| twerns | $25.00 | $25.00 | 9/7/2009 1:27:24 PM |
| 75 bids
|
Borrower Payment Dependent Notes Series
421714
This series of Notes was issued and sold upon the funding of the borrower loan #38488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,995.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-25-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Sep-08-2009 |
|
|
Starting lender yield:
| 33.50% |
Starting borrower rate/APR:
| 34.50% / 36.95% |
Starting monthly payment:
| $134.64 |
|
Final lender yield:
| 25.00% |
Final borrower rate/APR:
| 26.00% / 28.32% |
Final monthly payment:
| $120.67 |
| |
|
Auction yield range:
| 11.18% - 33.50% |
Estimated loss impact:
| 10.62% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.38% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-700 (Aug-2009) |
Current / open credit lines:
| 17
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 2 |
Total credit lines:
| 38 | Length of status: | 2y 6m |
|
Amount delinquent:
| $50 |
Revolving credit balance:
| $5,675 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 28% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 20 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| breadandwine |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 33 ( 100% )
| 680-700 (Latest)
|
|
Principal borrowed:
| $17,820.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jul-2009)
660-680
(Mar-2008)
700-720
(Oct-2007)
660-680
(Feb-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Great Investment Opportunity!
This loan is to "Bridge"?my son's High School tuition for the 2009-2010 school year.? Total tuiton plus books is about $12,000 annually and I have made two payments on a monthly plan.? I have the money budgeted to pay the $1,000 each month but would like to free up my personal budget and be ahead of the payments.? Also, I would like to?give Prosper Lenders/Investors an opportunity for a great return.
I have borrowed money through prosper THREE TIMES before and have never missed a payment.?
Thank you for you interest.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Unitas4302 | $150.00 | $150.00 | 8/31/2009 8:39:01 PM |
| UCLA4life | $25.00 | $25.00 | 9/1/2009 6:01:30 AM |
| LEO_B | $25.28 | $25.28 | 9/4/2009 6:46:07 AM |
| spc91x | $25.00 | $25.00 | 9/4/2009 7:58:43 PM |
| marwadi-62 | $94.00 | $94.00 | 9/6/2009 8:24:24 AM |
| jamiee73 | $25.00 | $25.00 | 9/6/2009 2:44:45 PM |
| VitaminFunk | $25.00 | $25.00 | 9/6/2009 5:42:08 PM |
| bartenderpro | $25.00 | $25.00 | 9/6/2009 6:03:07 PM |
| FarmersBank | $61.00 | $61.00 | 9/6/2009 9:51:50 PM |
| mark1017-31 | $250.00 | $250.00 | 9/7/2009 4:40:52 AM |
| payontime1 | $300.00 | $300.00 | 9/7/2009 2:24:06 PM |
| festivecpl | $25.00 | $25.00 | 9/7/2009 4:59:47 PM |
| NC_Capital_Funding | $25.00 | $25.00 | 9/7/2009 7:10:46 PM |
| tcbmc | $60.00 | $60.00 | 9/7/2009 4:05:00 PM |
| THEREALESTATEGUY | $45.25 | $45.25 | 9/7/2009 8:04:04 PM |
| marr | $65.55 | $65.55 | 9/7/2009 10:51:26 PM |
| bondhedger | $25.00 | $25.00 | 9/8/2009 6:20:16 AM |
| leverage-hawk | $25.00 | $25.00 | 9/7/2009 5:46:59 PM |
| q4golf | $27.00 | $27.00 | 9/7/2009 6:00:46 PM |
| Steveington | $42.22 | $42.22 | 9/7/2009 8:12:07 PM |
| Lubava | $25.00 | $25.00 | 9/7/2009 9:48:22 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/7/2009 11:32:56 PM |
| briskdevl07 | $30.00 | $30.00 | 9/8/2009 7:02:11 AM |
| EODLEGS | $25.00 | $25.00 | 9/8/2009 2:44:01 PM |
| Bank_of_Smitty33 | $25.00 | $25.00 | 9/8/2009 3:04:09 PM |
| Engineer44 | $35.00 | $35.00 | 9/8/2009 4:01:22 PM |
| gr8heart | $25.00 | $25.00 | 9/8/2009 12:48:29 PM |
| mpatrick | $100.00 | $100.00 | 9/8/2009 3:14:31 PM |
| Bank_of_Smitty33 | $118.94 | $118.94 | 9/8/2009 3:31:28 PM |
| 56bones | $25.00 | $25.00 | 9/8/2009 3:24:48 PM |
| moviefool | $25.00 | $25.00 | 8/28/2009 1:21:09 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/31/2009 8:13:24 AM |
| Credit2Prosper | $25.00 | $25.00 | 9/4/2009 4:19:32 PM |
| Chava15 | $25.00 | $25.00 | 9/5/2009 10:22:15 AM |
| carmat60 | $25.00 | $25.00 | 9/6/2009 12:09:24 AM |
| leverage-hawk | $25.00 | $25.00 | 9/7/2009 8:38:27 AM |
| whatreality | $25.00 | $25.00 | 9/7/2009 7:44:47 AM |
| dorypro | $25.00 | $25.00 | 9/7/2009 3:59:26 PM |
| EEasyMoney | $25.00 | $25.00 | 9/7/2009 10:46:40 AM |
| planetibet | $50.00 | $50.00 | 9/7/2009 11:19:54 AM |
| khamlagirl | $25.00 | $25.00 | 9/7/2009 10:33:30 AM |
| maga | $50.00 | $50.00 | 9/7/2009 6:22:23 PM |
| umfan123 | $25.00 | $25.00 | 9/7/2009 8:58:08 PM |
| festivecpl | $25.00 | $25.00 | 9/7/2009 5:00:18 PM |
| credit-coach118 | $25.00 | $25.00 | 9/7/2009 5:27:35 PM |
| ErikB | $25.00 | $25.00 | 9/7/2009 6:31:01 PM |
| JobLowe | $25.00 | $25.00 | 9/7/2009 8:59:57 PM |
| crazybunga | $39.30 | $39.30 | 9/8/2009 12:49:58 AM |
| Bobusa | $25.00 | $25.00 | 9/8/2009 4:38:20 AM |
| synboi | $300.00 | $300.00 | 9/8/2009 5:48:10 AM |
| glenium | $25.00 | $25.00 | 9/8/2009 10:33:04 AM |
| fatboy888 | $25.00 | $25.00 | 9/8/2009 6:14:11 AM |
| saffron4 | $100.00 | $26.46 | 9/8/2009 9:44:53 AM |
| beans53 | $25.00 | $25.00 | 9/8/2009 10:29:24 AM |
| zapquoc | $25.00 | $25.00 | 9/8/2009 10:48:19 AM |
| dorypro | $25.00 | $25.00 | 9/8/2009 12:20:17 PM |
| LAKETIME | $25.00 | $25.00 | 9/8/2009 3:46:00 PM |
| Kyileo | $50.00 | $50.00 | 9/8/2009 3:50:39 PM |
| crw1950 | $50.00 | $50.00 | 9/8/2009 3:05:53 PM |
| Feyenoord | $50.00 | $50.00 | 9/8/2009 3:18:22 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/8/2009 3:55:33 PM |
| 61 bids
|
Borrower Payment Dependent Notes Series
421772
This series of Notes was issued and sold upon the funding of the borrower loan #38485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Auction start date:
| Aug-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Sep-07-2009 |
|
|
Starting lender yield:
| 17.03% |
Starting borrower rate/APR:
| 18.03% / 20.24% |
Starting monthly payment:
| $542.51 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $519.98 |
| |
|
Auction yield range:
| 6.18% - 17.03% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-760 (Aug-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,204 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 20% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| sharpey |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(Apr-2008)
740-760
(Jul-2007)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Paying off remaining debts
I'm 31 years old,? and am finishing up paying off the last of the bills that I racked up in my 20s. I work as a securities trader in New York City, and have been working in this line of work for 8 years.? I paid off alot of debt in the last year, but still have some left.? I'm also getting engaged soon as well, so I know there are going to be some other upcoming expenses that I want to be smart about planning for. I make $125K yearly, and I know that a prosper loan will give me more time to pay off remaining obligations in a sound manner. I've borrowed from prosper before and have paid off my loan in full; also my credit rating is in the high 700s.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fostaman | $25.00 | $25.00 | 8/24/2009 3:58:36 PM |
| bnlforever | $25.00 | $25.00 | 8/24/2009 4:10:00 PM |
| honorable-yield | $25.00 | $25.00 | 8/24/2009 4:10:13 PM |
| Moron_Buffet | $25.00 | $25.00 | 8/24/2009 4:10:17 PM |
| CarDealer3070 | $25.00 | $25.00 | 8/24/2009 4:10:22 PM |
| iolaire | $25.00 | $25.00 | 8/24/2009 4:10:48 PM |
| goingplaces99 | $25.00 | $25.00 | 8/24/2009 4:10:53 PM |
| unclejaef | $25.00 | $25.00 | 8/24/2009 4:11:57 PM |
| Champpilot | $50.00 | $50.00 | 8/24/2009 4:13:00 PM |
| nodrivelpls | $25.00 | $25.00 | 8/24/2009 4:13:24 PM |
| MrDavid | $25.00 | $25.00 | 8/24/2009 4:14:03 PM |
| goofy15975 | $25.00 | $25.00 | 8/24/2009 4:00:34 PM |
| rdrloan | $25.00 | $25.00 | 8/24/2009 4:17:34 PM |
| kazanov | $25.00 | $25.00 | 8/24/2009 3:58:28 PM |
| fortytwo | $56.83 | $56.83 | 8/24/2009 4:57:38 PM |
| Frenchynh | $25.00 | $25.00 | 8/24/2009 4:09:46 PM |
| r1g3l | $25.00 | $25.00 | 8/24/2009 4:10:04 PM |
| AnxiousAirman | $25.00 | $25.00 | 8/24/2009 4:10:25 PM |
| irrelevant | $25.00 | $25.00 | 8/24/2009 3:59:50 PM |
| elated-justice | $25.00 | $25.00 | 8/24/2009 4:10:57 PM |
| Sam65 | $25.00 | $25.00 | 8/24/2009 4:11:30 PM |
| SNH | $25.00 | $25.00 | 8/24/2009 4:11:33 PM |
| mathprof | $25.00 | $25.00 | 8/24/2009 4:11:49 PM |
| red-sublime-return | $25.00 | $25.00 | 8/24/2009 4:12:24 PM |
| fizwahh | $30.00 | $30.00 | 8/24/2009 4:12:33 PM |
| VentureExplorer | $25.00 | $25.00 | 8/24/2009 4:13:40 PM |
| jgar_O | $25.00 | $25.00 | 8/24/2009 4:03:04 PM |
| exact-justice | $25.00 | $25.00 | 8/24/2009 4:14:10 PM |
| slymoose | $25.00 | $25.00 | 8/24/2009 4:14:19 PM |
| WalnutCreekguy | $33.00 | $33.00 | 8/24/2009 4:14:29 PM |
| the-profit-oracle | $25.00 | $25.00 | 8/24/2009 4:09:40 PM |
| chlebie | $50.00 | $50.00 | 8/24/2009 4:10:34 PM |
| ianakacg | $25.00 | $25.00 | 8/24/2009 4:10:41 PM |
| dimitrip1024 | $25.00 | $25.00 | 8/24/2009 4:11:02 PM |
| cyberie21 | $40.00 | $40.00 | 8/24/2009 4:11:46 PM |
| Artist_Blue | $25.00 | $25.00 | 8/24/2009 4:11:53 PM |
| GElender | $50.00 | $50.00 | 8/24/2009 4:12:02 PM |
| keeks | $25.00 | $25.00 | 8/24/2009 4:13:07 PM |
| Aquani | $50.00 | $50.00 | 8/24/2009 4:13:12 PM |
| peb44 | $100.00 | $100.00 | 8/24/2009 4:13:56 PM |
| westsidehighway | $25.00 | $25.00 | 8/24/2009 4:24:14 PM |
| Josta | $26.71 | $26.71 | 8/24/2009 4:54:20 PM |
| amijo | $25.00 | $25.00 | 8/25/2009 7:33:08 AM |
| pimienta | $25.00 | $25.00 | 8/25/2009 5:22:11 AM |
| Brainworm | $25.00 | $25.00 | 8/25/2009 11:32:23 AM |
| gilbow | $25.00 | $25.00 | 8/25/2009 8:32:25 AM |
| dollar-oracle55 | $25.00 | $25.00 | 8/25/2009 10:32:16 AM |
| profit33r | $25.00 | $25.00 | 8/25/2009 10:33:03 AM |
| curly2k | $25.00 | $25.00 | 8/25/2009 11:27:40 AM |
| lagnisiruk | $25.00 | $25.00 | 8/25/2009 11:38:53 AM |
| robertmm25 | $48.53 | $48.53 | 8/25/2009 7:57:35 PM |
| fdsguy | $50.00 | $50.00 | 8/26/2009 4:53:19 AM |
| ualf | $43.06 | $43.06 | 8/25/2009 10:52:13 PM |
| p2p_banker | $25.00 | $25.00 | 8/26/2009 12:30:06 AM |
| user1010 | $25.00 | $25.00 | 8/26/2009 12:30:12 AM |
| heavy_ax | $25.00 | $25.00 | 8/26/2009 4:53:11 AM |
| KaiserRex | $25.00 | $25.00 | 8/26/2009 2:38:56 AM |
| MCKT76210 | $25.00 | $25.00 | 8/26/2009 5:42:25 AM |
| chrisb1414 | $50.00 | $50.00 | 8/26/2009 6:26:45 PM |
| grammaspurse | $50.00 | $50.00 | 8/26/2009 9:43:59 PM |
| little_shark_J | $25.00 | $25.00 | 8/26/2009 11:38:13 PM |
| Credit2Prosper | $50.00 | $50.00 | 8/27/2009 10:45:37 AM |
| MidnightBank | $25.00 | $25.00 | 8/27/2009 6:23:37 PM |
| Sol_Invictus | $25.00 | $25.00 | 8/28/2009 6:18:03 AM |
| Bronxpsy | $50.00 | $50.00 | 8/28/2009 1:06:30 PM |
| minista | $25.00 | $25.00 | 8/28/2009 11:50:14 AM |
| outofoffice | $50.00 | $50.00 | 8/28/2009 8:58:32 PM |
| wellsfrugal | $50.00 | $50.00 | 8/31/2009 2:10:48 AM |
| unbeatable-wealth | $25.00 | $25.00 | 8/30/2009 9:06:35 PM |
| The_Birnetts | $25.00 | $25.00 | 8/31/2009 12:16:25 PM |
| oldtruckads | $25.00 | $25.00 | 8/31/2009 12:21:34 PM |
| HQLender06851 | $50.00 | $50.00 | 8/31/2009 10:42:57 AM |
| SafeSaxa | $25.00 | $25.00 | 8/31/2009 4:13:25 PM |
| acn | $25.00 | $25.00 | 8/31/2009 5:59:39 PM |
| sunnygee | $60.66 | $60.66 | 9/1/2009 6:29:44 AM |
| ethicalhumanist | $25.00 | $25.00 | 9/1/2009 1:14:35 PM |
| LanceLink | $25.00 | $25.00 | 9/1/2009 1:21:03 PM |
| thaddeuscm | $26.14 | $26.14 | 9/1/2009 11:10:14 AM |
| samaritan5 | $25.00 | $25.00 | 9/1/2009 6:35:22 PM |
| SMARTDISK | $25.00 | $25.00 | 9/1/2009 10:41:51 PM |
| Casman8815 | $25.00 | $25.00 | 9/1/2009 7:40:34 PM |
| djd50 | $25.00 | $25.00 | 9/2/2009 4:20:38 AM |
| kruizen | $25.00 | $25.00 | 9/1/2009 8:20:21 PM |
| captainack | $25.00 | $25.00 | 9/2/2009 8:45:46 AM |
| PR05P3RToday | $25.00 | $25.00 | 9/1/2009 9:44:30 PM |
| Easystreet | $25.00 | $25.00 | 9/2/2009 12:00:17 AM |
| Sphinx9499 | $50.00 | $50.00 | 9/2/2009 6:10:32 AM |
| A007 | $25.00 | $25.00 | 9/2/2009 7:00:19 AM |
| new-goal-return | $25.00 | $25.00 | 9/2/2009 7:07:43 AM |
| income-rocker2 | $25.00 | $25.00 | 9/2/2009 9:50:29 AM |
| jtradition | $50.00 | $50.00 | 9/2/2009 10:31:15 AM |
| srspank24 | $100.00 | $100.00 | 9/2/2009 4:00:44 PM |
| cagcrash | $100.00 | $100.00 | 9/2/2009 5:52:13 PM |
| kristl | $47.68 | $47.68 | 9/2/2009 11:11:39 PM |
| SavannahBear | $25.00 | $25.00 | 9/3/2009 10:05:20 AM |
| world10000 | $750.00 | $750.00 | 9/3/2009 5:03:36 AM |
| Divot | $25.00 | $25.00 | 9/2/2009 8:51:57 PM |
| JDFuego | $25.00 | $25.00 | 9/3/2009 6:21:21 AM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 3:23:28 PM |
| SerG_PunK | $25.00 | $25.00 | 9/3/2009 7:20:57 PM |
| dorypro | $25.00 | $25.00 | 9/3/2009 10:32:24 PM |
| Bigheadboy | $25.00 | $25.00 | 9/3/2009 8:06:32 PM |
| lounges | $50.00 | $50.00 | 9/4/2009 10:16:10 AM |
| Winkyboy | $25.00 | $25.00 | 9/4/2009 10:17:02 AM |
| new-vivid-wampum | $25.00 | $25.00 | 9/3/2009 8:46:00 PM |
| pwkpwk | $25.00 | $25.00 | 9/4/2009 10:20:14 AM |
| Cutts | $25.00 | $25.00 | 9/4/2009 6:50:21 AM |
| ccdmp2004 | $25.00 | $25.00 | 9/4/2009 10:35:33 AM |
| matt84003 | $25.00 | $25.00 | 9/4/2009 10:36:41 AM |
| GATrust | $50.00 | $50.00 | 9/4/2009 7:28:56 AM |
| drummer427 | $25.00 | $25.00 | 9/4/2009 10:37:08 AM |
| dm_invest | $25.00 | $25.00 | 9/4/2009 10:37:31 AM |
| wealth-grasshopper0 | $100.00 | $100.00 | 9/4/2009 8:56:51 AM |
| booyah | $75.00 | $75.00 | 9/4/2009 10:47:23 AM |
| titan1 | $25.00 | $25.00 | 9/4/2009 10:48:13 AM |
| dadalou | $25.00 | $25.00 | 9/4/2009 10:55:34 AM |
| chicco | $80.00 | $80.00 | 9/4/2009 10:35:50 AM |
| wwwUniversal | $25.00 | $25.00 | 9/4/2009 10:39:43 AM |
| knitwhit122 | $25.00 | $25.00 | 9/4/2009 10:36:20 AM |
| Hogpilot | $25.00 | $25.00 | 9/4/2009 10:37:41 AM |
| Josilot | $25.00 | $25.00 | 9/4/2009 10:56:54 AM |
| cbrucia | $25.00 | $25.00 | 9/4/2009 11:18:30 AM |
| saxeman | $25.00 | $25.00 | 9/4/2009 3:10:48 PM |
| Red4Golf | $25.00 | $25.00 | 9/4/2009 3:11:09 PM |
| theaterguy | $25.00 | $25.00 | 9/4/2009 11:43:30 AM |
| HibbyD | $30.00 | $30.00 | 9/4/2009 3:11:11 PM |
| skidoo99 | $25.00 | $25.00 | 9/4/2009 3:11:15 PM |
| rosadoc | $25.00 | $25.00 | 9/4/2009 3:14:30 PM |
| Jassi | $25.00 | $25.00 | 9/4/2009 2:55:32 PM |
| DMark69 | $25.00 | $25.00 | 9/4/2009 3:10:53 PM |
| mizunoman | $25.00 | $25.00 | 9/4/2009 3:20:58 PM |
| xphile | $25.00 | $25.00 | 9/4/2009 3:38:11 PM |
| panthernoelle | $25.00 | $25.00 | 9/4/2009 3:36:15 PM |
| smartie1 | $25.00 | $25.00 | 9/4/2009 3:51:02 PM |
| TEAM-Jasper | $25.00 | $25.00 | 9/4/2009 4:20:20 PM |
| gjm6d | $28.95 | $28.95 | 9/5/2009 6:02:02 AM |
| demszi1978 | $29.00 | $29.00 | 9/4/2009 6:59:18 PM |
| BankofBeth | $50.00 | $50.00 | 9/4/2009 5:43:46 PM |
| herman7 | $50.00 | $50.00 | 9/4/2009 5:46:49 PM |
| asset-numero-uno | $50.00 | $50.00 | 9/5/2009 5:01:39 PM |
| kind-bid-maverick | $50.00 | $50.00 | 9/5/2009 9:43:18 PM |
| brocilybeef | $25.00 | $25.00 | 9/5/2009 8:40:12 AM |
| GreenBuilder247 | $25.00 | $25.00 | 9/5/2009 5:26:28 PM |
| investmentgroup | $25.00 | $25.00 | 9/5/2009 2:21:45 PM |
| JPOPP | $25.00 | $25.00 | 9/5/2009 6:43:56 PM |
| JCM_MN | $50.00 | $50.00 | 9/5/2009 7:25:38 PM |
| SkinnyFish | $25.00 | $25.00 | 9/6/2009 10:21:07 AM |
| stemper | $50.00 | $50.00 | 9/6/2009 12:22:14 PM |
| STLRacer | $25.00 | $25.00 | 9/6/2009 12:40:26 PM |
| mpatrick | $100.00 | $100.00 | 9/6/2009 5:41:28 PM |
| LibbyZ | $49.54 | $49.54 | 9/6/2009 9:40:18 AM |
| TyBucks | $25.00 | $25.00 | 9/6/2009 10:55:18 PM |
| hste_llc | $25.00 | $25.00 | 9/6/2009 10:55:24 PM |
| TommyTucker | $50.00 | $50.00 | 9/6/2009 10:55:55 PM |
| a0z0ra | $50.00 | $50.00 | 9/6/2009 10:56:02 PM |
| Jinja | $25.00 | $25.00 | 9/6/2009 8:36:47 AM |
| sharp518 | $100.00 | $100.00 | 9/6/2009 9:21:21 AM |
| reiterpitscrambledegg | $25.00 | $25.00 | 9/6/2009 1:25:16 PM |
| rdextra | $25.00 | $25.00 | 9/6/2009 9:35:24 AM |
| banker366 | $25.00 | $25.00 | 9/6/2009 9:45:13 AM |
| spiff666 | $25.00 | $25.00 | 9/6/2009 10:57:31 AM |
| yertle9 | $25.00 | $25.00 | 9/6/2009 11:05:13 AM |
| Sofar | $25.00 | $25.00 | 9/7/2009 3:55:14 AM |
| rawsushi | $50.00 | $50.00 | 9/6/2009 7:16:58 PM |
| gothampark | $25.00 | $25.00 | 9/6/2009 7:33:14 PM |
| Chakma | $25.00 | $25.00 | 9/6/2009 10:55:27 PM |
| bajaruss | $30.00 | $30.00 | 9/6/2009 10:55:49 PM |
| moola-dojo | $25.00 | $25.00 | 9/6/2009 10:55:56 PM |
| StanTheMan | $25.00 | $25.00 | 9/6/2009 10:23:48 PM |
| friendly-gold | $25.00 | $25.00 | 9/6/2009 10:35:39 PM |
| Superc0ld | $42.69 | $42.69 | 9/6/2009 10:46:25 PM |
| veggiecats | $50.00 | $50.00 | 9/7/2009 10:30:21 AM |
| MC_ | $25.00 | $25.00 | 9/6/2009 10:55:46 PM |
| Quentin8002 | $25.00 | $25.00 | 9/6/2009 10:55:51 PM |
| Disha_Sagar | $25.00 | $25.00 | 9/6/2009 10:56:03 PM |
| kulender | $100.00 | $100.00 | 9/7/2009 6:34:48 AM |
| twjh | $25.00 | $25.00 | 9/7/2009 6:54:01 AM |
| us957165 | $25.00 | $25.00 | 9/7/2009 7:31:04 AM |
| SKLend | $25.00 | $25.00 | 9/7/2009 3:55:25 PM |
| Oak-Parker | $25.00 | $25.00 | 9/7/2009 12:22:44 PM |
| caNative | $25.00 | $25.00 | 9/7/2009 10:50:30 AM |
| CPAMAN | $25.00 | $25.00 | 9/7/2009 12:45:35 PM |
| The_Lending_Muscle | $25.00 | $25.00 | 9/7/2009 12:10:12 PM |
| IM-SHARKY | $1,000.00 | $1,000.00 | 9/7/2009 3:51:13 PM |
| Kyileo | $50.00 | $50.00 | 9/7/2009 3:57:12 PM |
| mpactlender | $25.00 | $25.00 | 8/24/2009 4:10:19 PM |
| pure-deal6 | $25.00 | $25.00 | 8/24/2009 4:10:29 PM |
| JohnW12 | $25.00 | $25.00 | 8/24/2009 4:11:08 PM |
| mason13a | $25.00 | $25.00 | 8/24/2009 3:58:07 PM |
| zeelender | $25.00 | $25.00 | 8/24/2009 4:13:16 PM |
| yield-lion | $25.00 | $25.00 | 8/24/2009 4:13:32 PM |
| testobsessed | $100.00 | $100.00 | 8/24/2009 4:13:44 PM |
| wayman | $50.00 | $50.00 | 8/24/2009 4:13:59 PM |
| Halos2002 | $50.00 | $50.00 | 8/24/2009 4:14:32 PM |
| grf1945 | $25.00 | $25.00 | 8/24/2009 4:00:22 PM |
| educationfirst | $25.00 | $25.00 | 8/24/2009 4:17:54 PM |
| scottr | $25.00 | $25.00 | 8/24/2009 4:03:11 PM |
| thevogelfamily | $25.00 | $25.00 | 8/24/2009 3:58:43 PM |
| Kaj | $25.00 | $25.00 | 8/24/2009 4:09:49 PM |
| wampum-proton | $25.00 | $25.00 | 8/24/2009 4:10:05 PM |
| best-platinum-persimmon | $25.00 | $25.00 | 8/24/2009 4:00:15 PM |
| rmachi | $25.00 | $25.00 | 8/24/2009 4:12:00 PM |
| Elbanko | $25.00 | $25.00 | 8/24/2009 4:12:12 PM |
| money-shaker | $25.00 | $25.00 | 8/24/2009 4:12:23 PM |
| 888168 | $25.00 | $25.00 | 8/24/2009 4:12:30 PM |
| crazycool | $35.00 | $35.00 | 8/24/2009 4:12:46 PM |
| hopethisworks | $50.00 | $50.00 | 8/24/2009 4:13:20 PM |
| jbarron | $25.00 | $25.00 | 8/24/2009 4:13:28 PM |
| Penny | $50.00 | $50.00 | 8/24/2009 4:14:15 PM |
| red-favorable-basis | $25.00 | $25.00 | 8/24/2009 4:03:13 PM |
| figs4u2 | $200.00 | $200.00 | 8/24/2009 4:14:26 PM |
| bigdogsafety1 | $25.00 | $25.00 | 8/24/2009 4:03:23 PM |
| atllender | $25.00 | $25.00 | 8/24/2009 4:03:39 PM |
| skuba | $25.00 | $25.00 | 8/24/2009 4:08:42 PM |
| DrStaff | $41.29 | $41.29 | 8/24/2009 7:47:21 PM |
| jeg3k | $25.00 | $25.00 | 8/24/2009 4:09:53 PM |
| theQuietLender | $25.00 | $25.00 | 8/24/2009 4:09:57 PM |
| hc90474 | $25.00 | $25.00 | 8/24/2009 4:10:31 PM |
| herbyman | $25.00 | $25.00 | 8/24/2009 4:10:38 PM |
| mikeandcat | $50.00 | $50.00 | 8/24/2009 4:10:44 PM |
| anton | $25.00 | $25.00 | 8/24/2009 4:11:39 PM |
| personal-lender | $25.00 | $25.00 | 8/24/2009 4:12:05 PM |
| thedreamer | $25.00 | $25.00 | 8/24/2009 4:12:19 PM |
| 02bob | $25.00 | $25.00 | 8/24/2009 4:12:37 PM |
| don8ter | $25.00 | $25.00 | 8/24/2009 4:12:54 PM |
| GMPK_TLAS | $45.00 | $45.00 | 8/24/2009 4:13:02 PM |
| orindalender | $25.00 | $25.00 | 8/24/2009 4:13:37 PM |
| standanddeliver | $25.00 | $25.00 | 8/24/2009 4:13:48 PM |
| p2p-allocator | $25.00 | $25.00 | 8/24/2009 4:14:23 PM |
| topher515 | $25.00 | $25.00 | 8/24/2009 4:14:30 PM |
| totoro | $25.00 | $25.00 | 8/24/2009 5:07:30 PM |
| liederhaus | $50.00 | $50.00 | 8/24/2009 6:18:01 PM |
| PotBellyPete | $25.00 | $25.00 | 8/25/2009 7:12:15 AM |
| Syzygy | $25.00 | $25.00 | 8/25/2009 8:32:46 AM |
| Eudyptes | $50.00 | $50.00 | 8/25/2009 12:40:12 PM |
| brazilofmux | $33.57 | $33.57 | 8/25/2009 10:38:29 AM |
| new-thrilling-principal | $25.00 | $25.00 | 8/25/2009 9:32:29 AM |
| cippy | $100.00 | $100.00 | 8/25/2009 3:08:14 PM |
| amsocool | $25.00 | $25.00 | 8/25/2009 11:12:17 AM |
| a-fund-paradise | $25.00 | $25.00 | 8/25/2009 1:58:28 PM |
| chicago1228 | $25.00 | $25.00 | 8/25/2009 1:42:42 PM |
| roman2008 | $25.00 | $25.00 | 8/25/2009 5:47:22 PM |
| Marfloogan | $25.00 | $25.00 | 8/25/2009 4:25:13 PM |
| Danfromnapa | $32.91 | $32.91 | 8/25/2009 7:57:40 PM |
| BGILlender | $25.00 | $25.00 | 8/25/2009 8:17:15 PM |
| kanpur63 | $25.00 | $25.00 | 8/26/2009 4:55:10 AM |
| fuzed | $25.00 | $20.55 | 8/26/2009 5:59:48 AM |
| SAR-2 | $50.00 | $50.00 | 8/25/2009 9:58:40 PM |
| bruin558 | $50.00 | $50.00 | 8/25/2009 10:37:18 PM |
| Dia_Lucrii | $25.00 | $25.00 | 8/25/2009 9:58:36 PM |
| OnyxLite | $25.00 | $25.00 | 8/26/2009 12:37:21 AM |
| timothyb | $25.00 | $25.00 | 8/25/2009 11:44:11 PM |
| catheroo | $25.00 | $25.00 | 8/26/2009 4:55:26 AM |
| interstellar | $36.51 | $36.51 | 8/27/2009 2:08:38 PM |
| JackinGreen | $25.00 | $25.00 | 8/27/2009 7:21:52 PM |
| fair_rates | $25.00 | $25.00 | 8/28/2009 11:49:01 AM |
| davidc314 | $50.00 | $50.00 | 8/28/2009 11:33:44 AM |
| five-star-justice | $36.00 | $36.00 | 8/28/2009 5:48:03 PM |
| loanman2007 | $100.00 | $100.00 | 8/29/2009 12:32:15 PM |
| deepblue34 | $40.00 | $40.00 | 8/29/2009 1:34:10 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/30/2009 9:23:47 AM |
| mlj0671 | $106.09 | $106.09 | 8/31/2009 12:42:43 PM |
| nimcha | $100.00 | $100.00 | 8/31/2009 3:38:29 PM |
| impartial-deal | $25.00 | $25.00 | 8/31/2009 3:57:42 PM |
| gary500 | $25.00 | $25.00 | 9/1/2009 5:59:18 AM |
| redcarp77 | $50.00 | $50.00 | 9/1/2009 1:10:33 PM |
| unolsu5 | $25.00 | $25.00 | 9/1/2009 6:56:59 PM |
| compassion-paladin042 | $25.00 | $25.00 | 9/1/2009 8:20:31 PM |
| unequivocal-velocity | $50.00 | $50.00 | 9/1/2009 9:20:29 PM |
| husamk | $25.00 | $25.00 | 9/1/2009 10:05:36 PM |
| mooselegs19 | $25.00 | $25.00 | 9/2/2009 8:05:31 AM |
| balance-chestnut | $25.00 | $25.00 | 9/2/2009 11:47:30 AM |
| unger | $100.00 | $100.00 | 9/2/2009 12:36:07 PM |
| Ireland64 | $25.00 | $25.00 | 9/2/2009 8:13:34 AM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 9:31:47 AM |
| nestegg4e | $25.00 | $25.00 | 9/2/2009 11:11:00 AM |
| guardian3 | $25.00 | $25.00 | 9/2/2009 12:55:59 PM |
| dparkhom | $25.00 | $25.00 | 9/2/2009 2:05:23 PM |
| Veggie_Monkey | $25.00 | $25.00 | 9/2/2009 1:33:09 PM |
| godspeed237 | $25.00 | $25.00 | 9/2/2009 6:20:50 PM |
| mlj0671 | $100.00 | $100.00 | 9/3/2009 7:08:59 AM |
| bbrong | $25.00 | $25.00 | 9/3/2009 12:35:40 PM |
| bmarch | $25.00 | $25.00 | 9/3/2009 11:25:59 AM |
| best-generosity-financier | $25.00 | $25.00 | 9/3/2009 9:31:08 PM |
| wwwUniversal | $25.00 | $25.00 | 9/3/2009 9:49:05 PM |
| LarWit1512 | $25.00 | $25.00 | 9/3/2009 3:56:31 PM |
| JPOPP | $25.00 | $25.00 | 9/4/2009 6:48:16 AM |
| r1j2r3 | $25.00 | $25.00 | 9/4/2009 7:03:41 AM |
| restech | $25.00 | $25.00 | 9/3/2009 5:15:50 PM |
| 850 | $200.00 | $200.00 | 9/3/2009 5:40:07 PM |
| callmebryan | $25.00 | $25.00 | 9/3/2009 9:33:43 PM |
| nicklds | $25.00 | $25.00 | 9/3/2009 10:05:32 PM |
| edsmoney | $100.00 | $100.00 | 9/4/2009 5:59:45 AM |
| CULPEPPERGROUP | $25.00 | $25.00 | 9/4/2009 6:09:48 AM |
| ScottW | $25.00 | $25.00 | 9/4/2009 10:33:37 AM |
| whatreality | $50.00 | $50.00 | 9/4/2009 10:33:46 AM |
| PhalanxBulldog | $25.00 | $25.00 | 9/4/2009 10:34:29 AM |
| jaxontre | $25.00 | $25.00 | 9/4/2009 10:36:09 AM |
| WorldlyWorker | $25.00 | $25.00 | 9/4/2009 11:15:12 AM |
| damanq | $25.00 | $25.00 | 9/4/2009 10:36:31 AM |
| summrs1 | $25.00 | $25.00 | 9/4/2009 11:00:13 AM |
| george_kaplan | $25.00 | $25.00 | 9/4/2009 11:24:46 AM |
| ISHLEP67 | $50.00 | $50.00 | 9/4/2009 2:35:24 PM |
| medman | $150.00 | $150.00 | 9/4/2009 11:34:49 AM |
| NoVALending | $25.00 | $25.00 | 9/4/2009 3:14:19 PM |
| JazzFranchise | $25.00 | $25.00 | 9/4/2009 3:21:10 PM |
| skistud66 | $25.00 | $25.00 | 9/4/2009 3:10:57 PM |
| Ranger96 | $33.00 | $33.00 | 9/4/2009 1:50:27 PM |
| Victor-E-Lane | $50.00 | $50.00 | 9/4/2009 3:11:21 PM |
| Picopie | $44.69 | $44.69 | 9/4/2009 3:30:25 PM |
| RLC | $36.46 | $36.46 | 9/4/2009 3:10:44 PM |
| tuneman1980 | $25.00 | $25.00 | 9/4/2009 3:11:37 PM |
| kalex752 | $50.00 | $50.00 | 9/4/2009 3:20:36 PM |
| Cali123 | $50.00 | $50.00 | 9/4/2009 3:13:13 PM |
| faldska | $25.00 | $25.00 | 9/4/2009 3:14:21 PM |
| Havnfun | $25.00 | $25.00 | 9/4/2009 4:11:02 PM |
| gotyourgear | $25.00 | $25.00 | 9/4/2009 4:18:37 PM |
| dashawn | $25.00 | $25.00 | 9/4/2009 4:19:53 PM |
| Searlzy | $25.00 | $25.00 | 9/4/2009 3:37:36 PM |
| truelumen | $25.00 | $25.00 | 9/4/2009 6:11:06 PM |
| festivecpl | $50.00 | $50.00 | 9/4/2009 7:37:32 PM |
| shawndw | $25.00 | $25.00 | 9/4/2009 4:19:05 PM |
| geekguy | $25.00 | $25.00 | 9/4/2009 5:11:32 PM |
| spc91x | $25.00 | $25.00 | 9/4/2009 5:38:33 PM |
| SecondChanceInvestments | $25.00 | $25.00 | 9/4/2009 5:10:42 PM |
| richmondcowboy | $50.00 | $50.00 | 9/4/2009 6:09:31 PM |
| OldManP | $25.00 | $25.00 | 9/4/2009 8:27:12 PM |
| Hamachi | $50.00 | $50.00 | 9/5/2009 4:55:17 AM |
| LendingSingularity | $45.00 | $45.00 | 9/4/2009 9:24:42 PM |
| NJournalist | $25.00 | $25.00 | 9/4/2009 10:46:12 PM |
| gustavholstopus32 | $25.00 | $25.00 | 9/5/2009 8:30:14 PM |
| wizard750 | $50.00 | $50.00 | 9/5/2009 10:18:56 AM |
| jresu537 | $25.00 | $25.00 | 9/5/2009 10:47:00 AM |
| primed | $50.00 | $50.00 | 9/5/2009 5:51:34 AM |
| AKJagMan | $25.00 | $25.00 | 9/5/2009 9:50:59 PM |
| sharp-credit | $200.00 | $200.00 | 9/6/2009 5:26:57 AM |
| ORteacher | $45.00 | $45.00 | 9/5/2009 2:03:36 PM |
| bmbanzai | $25.00 | $25.00 | 9/5/2009 6:20:21 PM |
| payout-magician | $25.00 | $25.00 | 9/6/2009 10:25:02 AM |
| dough-shooter | $126.57 | $126.57 | 9/5/2009 9:09:40 PM |
| shellstar | $25.00 | $25.00 | 9/6/2009 12:34:04 PM |
| NCloser | $25.00 | $25.00 | 9/6/2009 1:56:47 PM |
| veryfastlender | $25.00 | $25.00 | 9/5/2009 10:02:59 PM |
| greenback-monger492 | $25.00 | $25.00 | 9/6/2009 5:45:17 PM |
| juiceman818 | $25.00 | $25.00 | 9/6/2009 10:55:23 PM |
| GreenHill | $25.00 | $25.00 | 9/6/2009 10:55:26 PM |
| alverado | $25.00 | $25.00 | 9/6/2009 8:40:16 AM |
| MarkDown | $25.00 | $25.00 | 9/6/2009 5:03:01 PM |
| DaveG56313 | $25.00 | $25.00 | 9/6/2009 11:05:37 PM |
| xyzkid3 | $27.67 | $27.67 | 9/6/2009 11:05:49 PM |
| OoM | $25.00 | $25.00 | 9/6/2009 11:57:36 AM |
| gilbrear | $25.00 | $25.00 | 9/7/2009 5:47:40 AM |
| JagFan | $25.00 | $25.00 | 9/6/2009 7:55:12 PM |
| hebergee | $25.00 | $25.00 | 9/7/2009 6:42:54 AM |
| bartenderpro | $25.00 | $25.00 | 9/6/2009 6:12:40 PM |
| TOP2007 | $25.00 | $25.00 | 9/6/2009 10:55:25 PM |
| curious166 | $75.00 | $75.00 | 9/7/2009 10:24:27 AM |
| Pookie22 | $35.28 | $35.28 | 9/6/2009 10:55:20 PM |
| helpu88 | $25.00 | $25.00 | 9/7/2009 10:50:38 AM |
| kubien | $25.00 | $25.00 | 9/6/2009 10:55:43 PM |
| loot-motion | $25.00 | $25.00 | 9/6/2009 11:05:03 PM |
| Divr555 | $46.11 | $46.11 | 9/6/2009 11:15:10 PM |
| Raser | $25.00 | $25.00 | 9/7/2009 4:50:12 AM |
| FOFagent1 | $150.00 | $150.00 | 9/7/2009 6:58:45 AM |
| flexiboy35 | $25.00 | $25.00 | 9/7/2009 6:35:35 AM |
| Sven79 | $100.00 | $100.00 | 9/7/2009 8:33:25 AM |
| scrabbler | $25.00 | $25.00 | 9/7/2009 7:45:40 AM |
| johnsails | $45.51 | $45.51 | 9/7/2009 12:01:01 PM |
| Greenrenov | $50.00 | $50.00 | 9/7/2009 1:30:07 PM |
| divemaster | $25.00 | $25.00 | 9/7/2009 12:50:17 PM |
| leemic | $25.00 | $25.00 | 9/7/2009 1:40:35 PM |
| LOANMAN614 | $25.00 | $25.00 | 9/7/2009 3:51:32 PM |
| Engineer44 | $35.00 | $35.00 | 9/7/2009 3:56:49 PM |
| 373 bids
|
Borrower Payment Dependent Notes Series
421864
This series of Notes was issued and sold upon the funding of the borrower loan #38479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Auction start date:
| Aug-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Sep-10-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $90.47 |
|
Final lender yield:
| 29.84% |
Final borrower rate/APR:
| 30.84% / 33.23% |
Final monthly payment:
| $85.83 |
| |
|
Auction yield range:
| 14.18% - 34.00% |
Estimated loss impact:
| 16.07% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 600-620 (Aug-2009) |
Current / open credit lines:
| 5
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 33 | Length of status: | 23y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,952 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 67% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| bta6518 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 38% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < mo. late:
| 5
( 63% )
| 600-620
(Jul-2009)
620-640
(May-2009)
540-560
(May-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Zero debt - please read!
Purpose of loan:
I have finally paid of?all my debt excluding my wifes loan on our home as of 8/11/2009!!!?? Am on my way to rebuilding my credit.?
This loan will be used?for a new washer and dryer?and a couple other household items that are in dire need of repair.??
I work for Boeing as a Project Manager leading a software program working on the 787.
Monthly net income: $
5,500
Monthly expenses: $
??Housing: $ 1000.
??Insurance: $ 75
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $?100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $?zero
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi! can you please explain reason for 10 delinquencies and 1 public record? Thanks!!! - maga
A:
The late stuff is over the last several years. The last two years think I've only been late with a bill only two or three times. Am working on getting my credit rebuilt. As of today I have no debt other than our home loan!
(Sep-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| wbwill | $32.00 | $32.00 | 9/9/2009 9:01:57 PM |
| evergreen16 | $55.00 | $55.00 | 9/10/2009 10:52:54 AM |
| malomar66 | $54.70 | $54.70 | 9/9/2009 11:38:51 PM |
| Happyhourcomics | $25.00 | $25.00 | 9/10/2009 3:17:39 PM |
| plaudvr07 | $29.99 | $29.99 | 9/10/2009 3:37:15 PM |
| Lender12 | $87.57 | $87.57 | 9/10/2009 9:54:51 AM |
| LeoBUSIIT | $25.00 | $25.00 | 9/10/2009 6:53:37 AM |
| max007 | $50.00 | $50.00 | 9/10/2009 8:49:23 AM |
| dragonflywings | $25.00 | $25.00 | 9/10/2009 9:58:37 AM |
| jsnryn | $25.00 | $25.00 | 9/10/2009 10:34:02 AM |
| wyobeads | $25.00 | $25.00 | 9/10/2009 12:07:10 PM |
| Bobusa | $25.00 | $25.00 | 9/10/2009 1:15:29 PM |
| HomerdohNY | $25.00 | $25.00 | 9/10/2009 2:46:13 PM |
| fabulous-return | $50.00 | $50.00 | 9/10/2009 4:39:07 PM |
| axelducheck | $25.00 | $25.00 | 9/10/2009 4:45:57 PM |
| best-generosity-financier | $25.00 | $25.00 | 9/10/2009 4:46:19 PM |
| jgar_O | $25.00 | $25.00 | 8/28/2009 3:22:48 PM |
| cippy | $100.00 | $100.00 | 9/9/2009 4:36:39 PM |
| carmat60 | $50.00 | $50.00 | 9/10/2009 1:31:42 AM |
| ayiticheri | $25.00 | $25.00 | 9/10/2009 3:02:54 AM |
| money-expert | $25.00 | $25.00 | 9/10/2009 6:18:58 AM |
| EEasyMoney | $25.00 | $25.00 | 9/10/2009 7:41:25 AM |
| larrynava | $88.60 | $88.60 | 9/9/2009 8:11:44 PM |
| EngineersAlliance | $25.00 | $25.00 | 9/10/2009 1:00:27 PM |
| gabrielcharlie | $50.00 | $50.00 | 9/10/2009 1:25:13 PM |
| skater | $25.00 | $25.00 | 9/9/2009 10:12:31 PM |
| cornflakes100 | $50.00 | $50.00 | 9/10/2009 7:59:39 AM |
| dorypro | $25.00 | $25.00 | 9/10/2009 3:01:23 PM |
| maga | $169.00 | $169.00 | 9/10/2009 9:51:30 AM |
| RenovatioCapital | $25.00 | $25.00 | 9/10/2009 4:11:52 PM |
| jcw3rd | $25.00 | $25.00 | 9/10/2009 12:34:40 PM |
| gm93001 | $200.00 | $200.00 | 9/10/2009 2:51:03 PM |
| Bank_of_Smitty33 | $37.61 | $37.61 | 9/10/2009 3:24:55 PM |
| kjb1971 | $25.00 | $25.00 | 9/10/2009 2:35:09 PM |
| credit-coach118 | $25.00 | $25.00 | 9/10/2009 2:48:01 PM |
| investment-cluster | $50.00 | $50.00 | 9/10/2009 2:53:42 PM |
| credit-coach118 | $25.00 | $25.00 | 9/10/2009 4:35:09 PM |
| karmanxten | $300.00 | $300.00 | 9/10/2009 4:37:39 PM |
| Engineer44 | $35.00 | $20.53 | 9/10/2009 4:45:19 PM |
| 39 bids
|
Borrower Payment Dependent Notes Series
421994
This series of Notes was issued and sold upon the funding of the borrower loan #38476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-25-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-06-2009 |
|
|
Starting lender yield:
| 12.38% |
Starting borrower rate/APR:
| 13.38% / 15.53% |
Starting monthly payment:
| $338.77 |
|
Final lender yield:
| 12.38% |
Final borrower rate/APR:
| 13.38% / 15.53% |
Final monthly payment:
| $338.77 |
| |
|
Auction yield range:
| 4.18% - 12.38% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.24% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-740 (Aug-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,044 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 56% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| FixingMyCreditScore |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(May-2008)
640-660
(Dec-2007)
|
|
Principal balance:
| $10,366.32 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Consolidating all my debt
Purpose of loan:
I'm doing a great job digging myself out of high interest credit card situations. I have one existing Prosper loan from 18 months ago that has been current, and I'm looking to set this one up to pay off one of my VERY high interest Citibank cards, that has an APR of well over 20%. I'm on track to be debt free (outside of car payment and mortgage), have streamline my finances, downgraded my car, takien on a second job teaching at a local university, and overall, tightening the belt. My credit score doesn't truly reflect the improvements I've made over the last 3 years. My goal is to be completely debt free in the next 3 to 5 years.? I'd also like to have another child (currently have 2 under 7) but need to make sure my finances are in order first.
My financial situation:
I am a good candidate for this loan because my credit score has continually improved, I work in a secure growing field, and am well on my way to completely reshaping my financial image. This loan is not to buy something new, or improve my home, etc. This is to continue to help get my finances in order, so that when I need to pay for school for my kids etc (I have 2 under 7), I'll be doing so from a position of financial health, not from a position of debt. we'd really like to have a third child, and the more I can stabilize my finances, the easier that will be.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| julijask | $25.00 | $25.00 | 8/25/2009 4:04:19 PM |
| Moron_Buffet | $25.00 | $25.00 | 8/25/2009 4:08:06 PM |
| anton | $50.00 | $50.00 | 8/25/2009 4:08:14 PM |
| elasermd | $50.00 | $50.00 | 8/25/2009 4:04:16 PM |
| seasportsguy | $25.00 | $25.00 | 8/25/2009 4:04:26 PM |
| don8ter | $60.00 | $60.00 | 8/25/2009 4:08:05 PM |
| bchen78875 | $50.00 | $50.00 | 8/25/2009 4:08:13 PM |
| Stavros | $30.00 | $30.00 | 8/25/2009 4:07:57 PM |
| Cherrypicker06 | $25.00 | $25.00 | 8/25/2009 4:08:04 PM |
| honorable-yield | $50.00 | $50.00 | 8/25/2009 4:08:08 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/25/2009 4:08:12 PM |
| Syzygy | $25.00 | $25.00 | 8/25/2009 4:43:28 PM |
| understanding-marketplace | $100.00 | $100.00 | 8/26/2009 9:33:12 AM |
| hotwired | $25.00 | $25.00 | 8/27/2009 3:02:44 AM |
| 888168 | $50.00 | $50.00 | 8/27/2009 11:44:06 AM |
| buckyhead2000 | $25.00 | $25.00 | 8/27/2009 11:43:52 AM |
| stone_lion | $29.02 | $29.02 | 8/27/2009 11:44:16 AM |
| aesop | $25.00 | $25.00 | 8/27/2009 3:18:07 PM |
| cowboyskier | $33.89 | $33.89 | 8/30/2009 12:25:32 PM |
| CoolHelp | $25.00 | $25.00 | 8/30/2009 12:25:22 PM |
| LenderIntegrity24 | $25.00 | $25.00 | 8/30/2009 7:55:34 PM |
| thedoctor | $25.00 | $25.00 | 8/31/2009 5:30:32 AM |
| museic1 | $50.00 | $50.00 | 8/31/2009 10:45:41 AM |
| reefer | $50.00 | $50.00 | 8/31/2009 12:33:23 PM |
| ethicalhumanist | $25.00 | $25.00 | 8/31/2009 10:36:42 AM |
| bowdish1 | $50.00 | $50.00 | 8/31/2009 12:25:18 PM |
| BookandLaw | $25.00 | $25.00 | 8/31/2009 4:39:54 PM |
| XD2005 | $25.00 | $25.00 | 8/31/2009 4:42:23 PM |
| js60l | $25.00 | $25.00 | 8/31/2009 4:45:25 PM |
| Turkish101 | $25.00 | $25.00 | 8/31/2009 4:41:36 PM |
| shanedog | $25.00 | $25.00 | 8/31/2009 5:07:16 PM |
| breadbroker | $25.00 | $25.00 | 8/31/2009 5:16:31 PM |
| Coach2often | $50.00 | $50.00 | 8/31/2009 4:46:55 PM |
| curious166 | $50.00 | $50.00 | 8/31/2009 5:46:51 PM |
| brightest-revenue-spark | $25.00 | $25.00 | 8/31/2009 4:50:21 PM |
| goofy15975 | $25.00 | $25.00 | 8/31/2009 7:05:16 PM |
| sparky1129 | $25.00 | $25.00 | 8/31/2009 4:53:48 PM |
| loki_en | $25.00 | $25.00 | 8/31/2009 5:18:30 PM |
| pitashi | $25.00 | $25.00 | 8/31/2009 5:07:58 PM |
| abuyama22 | $25.00 | $25.00 | 8/31/2009 5:08:04 PM |
| cyberie21 | $40.00 | $40.00 | 8/31/2009 5:09:42 PM |
| Disha_Sagar | $30.00 | $30.00 | 8/31/2009 8:35:30 PM |
| unbeatable-wealth | $25.00 | $25.00 | 8/31/2009 8:11:00 PM |
| Avala | $25.00 | $25.00 | 8/31/2009 9:15:21 PM |
| Sandeman | $25.00 | $25.00 | 9/1/2009 9:31:50 AM |
| zbfamwl | $25.00 | $25.00 | 9/1/2009 7:50:26 AM |
| Spring342 | $25.00 | $25.00 | 9/1/2009 6:15:18 AM |
| Shawnman19 | $33.82 | $33.82 | 9/1/2009 11:43:40 AM |
| 911 | $25.00 | $25.00 | 9/1/2009 9:31:06 AM |
| fortytwo | $25.00 | $25.00 | 9/1/2009 1:37:14 PM |
| pipopirate | $25.00 | $25.00 | 9/1/2009 11:51:41 AM |
| lowestghost | $25.00 | $25.00 | 9/1/2009 11:51:08 AM |
| mh1169 | $25.00 | $25.00 | 9/1/2009 12:07:38 PM |
| Hogpilot | $25.00 | $25.00 | 9/1/2009 2:30:41 PM |
| Gene47 | $100.00 | $100.00 | 9/1/2009 3:28:10 PM |
| DrPalaber | $25.00 | $25.00 | 9/1/2009 6:10:34 PM |
| MissionMicroFinance | $25.00 | $25.00 | 9/1/2009 6:46:52 PM |
| djd50 | $25.00 | $25.00 | 9/2/2009 4:20:32 AM |
| CashBank | $25.00 | $25.00 | 9/2/2009 10:35:37 AM |
| strive | $34.73 | $34.73 | 9/2/2009 1:54:19 AM |
| miked8303 | $25.00 | $25.00 | 9/2/2009 10:54:58 AM |
| FirstPlaceBusinessFunding | $25.00 | $25.00 | 9/2/2009 9:33:04 AM |
| compatible-diversification | $25.00 | $25.00 | 9/2/2009 9:31:08 AM |
| kyomoon | $29.25 | $29.25 | 9/2/2009 11:04:23 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/2/2009 12:16:58 PM |
| miamiwill | $25.00 | $25.00 | 9/2/2009 12:36:45 PM |
| pi31415 | $25.00 | $25.00 | 9/2/2009 8:28:42 PM |
| Divot | $25.00 | $25.00 | 9/2/2009 8:55:17 PM |
| yank918 | $25.00 | $25.00 | 9/2/2009 7:05:42 PM |
| woodenshoes | $55.77 | $55.77 | 9/2/2009 8:26:10 PM |
| Patter256 | $25.00 | $25.00 | 9/2/2009 8:26:42 PM |
| Warbler | $25.00 | $25.00 | 9/3/2009 11:51:04 AM |
| aajwm | $50.00 | $50.00 | 9/3/2009 3:20:26 AM |
| lincs | $25.00 | $25.00 | 9/3/2009 12:50:48 PM |
| sail120 | $25.00 | $25.00 | 9/3/2009 3:21:31 PM |
| BayShell | $40.00 | $40.00 | 9/3/2009 12:35:25 PM |
| cagcrash | $100.00 | $100.00 | 9/3/2009 4:42:45 PM |
| mscomeaux | $25.00 | $25.00 | 9/3/2009 2:45:35 PM |
| NATIVEBORN | $47.05 | $47.05 | 9/3/2009 3:20:25 PM |
| Wart126 | $25.00 | $25.00 | 9/3/2009 3:41:43 PM |
| Raetha | $25.00 | $25.00 | 9/3/2009 3:20:16 PM |
| littlemonkey | $25.00 | $25.00 | 9/4/2009 5:22:25 AM |
| decisive-capital | $39.27 | $39.27 | 9/3/2009 4:57:22 PM |
| Credit2Prosper | $25.29 | $25.29 | 9/4/2009 6:08:41 AM |
| order-prospector | $29.26 | $29.26 | 9/4/2009 6:26:03 AM |
| RICHMONDREB | $25.00 | $25.00 | 9/3/2009 5:05:40 PM |
| CallMeBen | $25.00 | $25.00 | 9/3/2009 6:02:26 PM |
| RussianPrincess | $33.82 | $33.82 | 9/4/2009 8:47:42 AM |
| Ellisdee | $38.79 | $38.79 | 9/4/2009 5:16:38 AM |
| trade-watcher | $25.00 | $25.00 | 9/4/2009 10:18:16 AM |
| MonkeyPet | $25.00 | $25.00 | 9/4/2009 10:50:55 AM |
| rlecour | $25.00 | $25.00 | 9/4/2009 11:39:33 AM |
| all_of_that_one | $25.00 | $25.00 | 9/4/2009 11:00:17 AM |
| Landselott | $25.00 | $25.00 | 9/4/2009 3:28:25 PM |
| AndersenWatcher | $25.00 | $25.00 | 9/4/2009 3:41:31 PM |
| Railbird | $25.00 | $25.00 | 9/4/2009 3:41:38 PM |
| virtualbank | $25.00 | $25.00 | 9/4/2009 3:43:34 PM |
| szetheli | $50.00 | $50.00 | 9/4/2009 3:20:26 PM |
| morewhatsinstore | $50.00 | $50.00 | 9/4/2009 3:47:10 PM |
| Cherrypicker | $37.61 | $37.61 | 9/4/2009 3:50:53 PM |
| money-shaker | $25.00 | $25.00 | 9/4/2009 3:55:59 PM |
| GrayStudio | $50.00 | $50.00 | 9/4/2009 3:30:48 PM |
| paddatjie | $25.00 | $25.00 | 9/4/2009 3:41:36 PM |
| krishopper | $25.00 | $25.00 | 9/4/2009 3:41:46 PM |
| ShowMeLender | $25.00 | $25.00 | 9/4/2009 3:42:20 PM |
| JJS180 | $25.00 | $25.00 | 9/4/2009 3:28:55 PM |
| cool_kubera | $45.65 | $45.65 | 9/4/2009 3:43:17 PM |
| anakinsolo | $25.00 | $25.00 | 9/4/2009 3:46:05 PM |
| andycheb | $31.94 | $31.94 | 9/4/2009 3:46:52 PM |
| jct_enterprises | $25.00 | $25.00 | 9/4/2009 4:25:49 PM |
| thesupplier | $25.00 | $25.00 | 9/4/2009 3:48:37 PM |
| naniamo | $25.00 | $25.00 | 9/4/2009 3:41:41 PM |
| transparency-warrior | $100.00 | $86.22 | 9/4/2009 5:37:36 PM |
| supe11 | $25.00 | $25.00 | 9/4/2009 3:43:23 PM |
| Sam65 | $25.00 | $25.00 | 9/4/2009 3:43:43 PM |
| wealth-mogul534 | $25.00 | $25.00 | 9/4/2009 6:10:35 PM |
| treeline | $40.13 | $40.13 | 9/4/2009 3:48:14 PM |
| Spyder1 | $25.00 | $25.00 | 9/4/2009 3:48:22 PM |
| GElender | $47.80 | $47.80 | 9/4/2009 3:48:38 PM |
| DadWarbucks | $50.00 | $50.00 | 9/4/2009 8:15:33 PM |
| ProfPC | $25.00 | $25.00 | 9/4/2009 3:52:21 PM |
| super505 | $25.00 | $25.00 | 9/4/2009 4:25:53 PM |
| b-rent | $25.00 | $25.00 | 9/4/2009 4:20:45 PM |
| truelumen | $25.00 | $25.00 | 9/4/2009 6:19:11 PM |
| TJ643 | $25.00 | $25.00 | 9/5/2009 8:36:04 AM |
| income-fortress | $50.00 | $50.00 | 9/4/2009 5:25:41 PM |
| morpholog | $25.00 | $25.00 | 9/4/2009 5:45:18 PM |
| captainack | $25.00 | $25.00 | 9/5/2009 12:00:48 PM |
| outofoffice | $42.31 | $42.31 | 9/4/2009 8:26:19 PM |
| richfield | $100.00 | $100.00 | 9/5/2009 12:44:47 AM |
| Imaginos1892 | $200.00 | $200.00 | 9/5/2009 4:49:37 PM |
| oceanside | $30.00 | $30.00 | 9/5/2009 3:06:10 AM |
| OldManP | $25.00 | $25.00 | 9/4/2009 8:28:46 PM |
| eggzie | $25.00 | $25.00 | 9/4/2009 8:35:22 PM |
| bkb7484 | $25.00 | $25.00 | 9/5/2009 4:55:42 AM |
| NJournalist | $25.00 | $25.00 | 9/4/2009 10:20:51 PM |
| velocity-turtle | $25.00 | $25.00 | 9/4/2009 11:45:16 PM |
| Residuum | $25.00 | $25.00 | 9/5/2009 11:11:07 PM |
| wizard750 | $50.00 | $50.00 | 9/5/2009 10:20:39 AM |
| edsmoney | $100.00 | $100.00 | 9/6/2009 5:41:50 AM |
| deal-goliath | $50.00 | $50.00 | 9/5/2009 1:13:39 PM |
| Jinja | $25.00 | $25.00 | 9/6/2009 9:29:46 AM |
| sajitp | $25.00 | $25.00 | 9/6/2009 12:25:27 PM |
| amijo | $25.07 | $25.07 | 9/5/2009 9:36:53 PM |
| nnomura | $50.00 | $50.00 | 9/5/2009 6:27:46 PM |
| szasza | $50.00 | $50.00 | 9/6/2009 5:48:03 PM |
| CA_Lender | $25.00 | $25.00 | 9/6/2009 3:31:22 AM |
| rdextra | $25.00 | $25.00 | 9/6/2009 9:35:59 AM |
| goodcents | $25.00 | $25.00 | 9/6/2009 10:13:02 AM |
| Mich411 | $25.00 | $25.00 | 9/6/2009 8:09:40 PM |
| power-thinker | $50.00 | $50.00 | 9/6/2009 6:15:47 PM |
| VT2VA | $25.00 | $25.00 | 9/6/2009 6:45:24 PM |
| jgar_O | $30.00 | $30.00 | 8/25/2009 4:08:01 PM |
| skuba | $50.00 | $50.00 | 8/25/2009 4:08:11 PM |
| investorrr | $25.00 | $25.00 | 8/25/2009 4:07:23 PM |
| DukSerduk | $25.00 | $25.00 | 8/25/2009 4:08:10 PM |
| credit-investor5 | $50.00 | $50.00 | 8/25/2009 4:08:17 PM |
| whitegold24k | $67.77 | $67.77 | 8/25/2009 4:04:38 PM |
| lagnisiruk | $25.00 | $25.00 | 8/25/2009 4:05:06 PM |
| sparkmeister | $25.00 | $25.00 | 8/25/2009 4:07:56 PM |
| Artist_Blue | $25.00 | $25.00 | 8/25/2009 4:08:00 PM |
| Sid-K | $50.00 | $50.00 | 8/25/2009 4:08:09 PM |
| Halos2002 | $25.00 | $25.00 | 8/25/2009 4:08:16 PM |
| sagemoto | $25.00 | $25.00 | 8/25/2009 7:42:20 PM |
| RSV | $25.00 | $25.00 | 8/25/2009 10:37:12 PM |
| testobsessed | $100.00 | $100.00 | 8/26/2009 9:54:02 AM |
| MidnightBank | $25.00 | $25.00 | 8/26/2009 11:22:34 AM |
| M_V | $31.05 | $31.05 | 8/26/2009 6:04:10 PM |
| kenji4861 | $28.62 | $28.62 | 8/27/2009 1:12:45 AM |
| market-assembler | $25.00 | $25.00 | 8/27/2009 11:44:20 AM |
| gold-tsunami | $25.00 | $25.00 | 8/27/2009 10:37:42 AM |
| LuckySF | $50.00 | $50.00 | 8/27/2009 10:38:58 AM |
| kenyonhillbilly | $50.00 | $50.00 | 8/27/2009 2:07:30 PM |
| mathprof | $25.00 | $25.00 | 8/27/2009 11:44:01 AM |
| Goodlender42 | $25.00 | $25.00 | 8/27/2009 12:38:02 PM |
| personal-lender | $25.00 | $25.00 | 8/27/2009 2:23:18 PM |
| AP2PLender | $25.00 | $25.00 | 8/27/2009 5:52:12 PM |
| blackstar | $25.00 | $25.00 | 8/29/2009 5:15:45 AM |
| julijask | $25.00 | $25.00 | 8/29/2009 11:07:15 AM |
| PalmTreeIsland | $40.22 | $40.22 | 8/29/2009 11:46:08 PM |
| slartibardfast | $30.00 | $30.00 | 8/30/2009 4:41:35 PM |
| Gabriel02 | $25.00 | $25.00 | 8/30/2009 5:31:41 AM |
| five-star-justice | $36.00 | $36.00 | 8/30/2009 3:30:34 PM |
| ClearLake | $25.00 | $25.00 | 8/31/2009 7:27:17 AM |
| impartial-deal | $25.00 | $25.00 | 8/31/2009 10:46:11 AM |
| gm93001 | $25.00 | $25.00 | 8/31/2009 10:46:40 AM |
| Hokiemon | $75.00 | $75.00 | 8/31/2009 8:20:25 AM |
| Cai8899 | $25.00 | $25.00 | 8/31/2009 9:31:31 AM |
| TK4 | $25.00 | $25.00 | 8/31/2009 2:50:22 PM |
| Flying_Tilapia | $25.00 | $25.00 | 8/31/2009 3:15:10 PM |
| CorporateT00l | $25.00 | $25.00 | 8/31/2009 4:19:21 PM |
| tayzak | $25.00 | $25.00 | 8/31/2009 4:44:29 PM |
| lowrate | $25.00 | $25.00 | 8/31/2009 4:44:36 PM |
| yield-blanket | $25.00 | $25.00 | 8/31/2009 4:39:52 PM |
| DrStaff | $60.00 | $60.00 | 8/31/2009 4:49:35 PM |
| totoro | $25.00 | $25.00 | 8/31/2009 5:18:11 PM |
| elated-justice | $25.00 | $25.00 | 8/31/2009 5:07:10 PM |
| brocilybeef | $25.00 | $25.00 | 8/31/2009 5:18:22 PM |
| availableloan | $25.00 | $25.00 | 9/1/2009 5:57:11 AM |
| longisland47m | $25.00 | $25.00 | 8/31/2009 8:35:24 PM |
| phaded | $25.00 | $25.00 | 9/1/2009 12:05:59 AM |
| szetowski | $25.00 | $25.00 | 9/1/2009 3:20:43 AM |
| dough-shooter | $100.00 | $100.00 | 8/31/2009 10:02:10 PM |
| wormdc | $25.00 | $25.00 | 8/31/2009 11:15:23 PM |
| BigBoy2008 | $25.00 | $25.00 | 9/1/2009 12:08:56 PM |
| income-excellence1 | $25.00 | $25.00 | 9/1/2009 11:51:06 AM |
| Jassi | $34.80 | $34.80 | 9/1/2009 6:25:17 PM |
| Kame | $25.00 | $25.00 | 9/2/2009 6:27:18 AM |
| benroo | $25.00 | $25.00 | 9/1/2009 9:05:20 PM |
| tlp43 | $25.00 | $25.00 | 9/2/2009 2:46:07 AM |
| LoanGiver | $25.00 | $25.00 | 9/2/2009 11:06:59 AM |
| bid-papyrus | $50.00 | $50.00 | 9/2/2009 9:32:30 AM |
| nhm | $50.00 | $50.00 | 9/2/2009 11:01:33 AM |
| srspank24 | $100.00 | $100.00 | 9/2/2009 4:08:13 PM |
| festivecpl | $50.00 | $50.00 | 9/2/2009 8:13:51 PM |
| hampa | $25.00 | $25.00 | 9/2/2009 8:27:09 PM |
| hobodave | $25.00 | $25.00 | 9/2/2009 7:25:26 PM |
| rjleves | $25.00 | $25.00 | 9/3/2009 8:30:52 AM |
| Patrician | $50.00 | $50.00 | 9/3/2009 9:44:12 AM |
| bruin558 | $80.00 | $80.00 | 9/2/2009 8:27:08 PM |
| grf1945 | $25.00 | $25.00 | 9/2/2009 8:28:54 PM |
| ok | $25.00 | $25.00 | 9/3/2009 1:03:54 PM |
| dadalou | $25.00 | $25.00 | 9/3/2009 9:38:29 AM |
| bigdogsafety1 | $25.00 | $25.00 | 9/3/2009 10:20:28 AM |
| nick5454 | $25.00 | $25.00 | 9/3/2009 3:35:59 PM |
| skydiver111 | $25.00 | $25.00 | 9/3/2009 1:15:44 PM |
| tisiphone | $25.00 | $25.00 | 9/3/2009 8:45:37 PM |
| majormoves1 | $25.00 | $25.00 | 9/4/2009 7:50:32 AM |
| mizount | $25.00 | $25.00 | 9/3/2009 8:16:54 PM |
| diazepam | $50.00 | $50.00 | 9/3/2009 7:11:23 PM |
| crossborders | $25.00 | $25.00 | 9/4/2009 5:05:41 AM |
| Adino | $50.00 | $50.00 | 9/4/2009 7:30:55 AM |
| djs81 | $25.00 | $25.00 | 9/4/2009 7:35:19 AM |
| diverse2 | $40.00 | $40.00 | 9/4/2009 8:10:23 AM |
| namd | $50.00 | $50.00 | 9/4/2009 11:20:33 AM |
| Sixmil | $25.00 | $25.00 | 9/4/2009 11:32:10 AM |
| Ven58 | $25.00 | $25.00 | 9/4/2009 11:23:40 AM |
| wwwUniversal | $25.00 | $25.00 | 9/4/2009 11:43:41 AM |
| YogaDude34 | $31.24 | $31.24 | 9/4/2009 2:05:18 PM |
| gogmagog | $50.00 | $50.00 | 9/4/2009 2:57:12 PM |
| nicklds | $25.00 | $25.00 | 9/4/2009 2:57:19 PM |
| GenerousGentleMan | $25.00 | $25.00 | 9/4/2009 3:38:34 PM |
| dumbass | $25.00 | $25.00 | 9/4/2009 3:41:30 PM |
| leeball | $67.08 | $67.08 | 9/4/2009 3:41:37 PM |
| kayakg | $25.00 | $25.00 | 9/4/2009 3:43:32 PM |
| willingnjc | $25.00 | $25.00 | 9/4/2009 3:43:40 PM |
| albatross897 | $25.00 | $25.00 | 9/4/2009 3:44:04 PM |
| KaiserRex | $25.00 | $25.00 | 9/4/2009 3:48:21 PM |
| deal-mover | $25.00 | $25.00 | 9/4/2009 3:48:26 PM |
| truth-companion | $25.00 | $25.00 | 9/4/2009 3:28:29 PM |
| tallcoolone | $25.00 | $25.00 | 9/4/2009 3:29:42 PM |
| BoutYeBank | $25.00 | $25.00 | 9/4/2009 3:41:39 PM |
| OLYVRC | $25.00 | $25.00 | 9/4/2009 3:41:42 PM |
| rmachi | $25.00 | $25.00 | 9/4/2009 4:02:20 PM |
| zyztemboy | $25.00 | $25.00 | 9/4/2009 3:43:24 PM |
| mikeleib | $25.00 | $25.00 | 9/4/2009 4:05:02 PM |
| Natronpee | $25.00 | $25.00 | 9/4/2009 3:43:35 PM |
| Theboof | $25.00 | $25.00 | 9/4/2009 3:43:38 PM |
| jt88 | $25.00 | $25.00 | 9/4/2009 3:44:05 PM |
| cheng | $25.00 | $25.00 | 9/4/2009 3:44:12 PM |
| SourDoughSteve | $25.00 | $25.00 | 9/4/2009 3:45:53 PM |
| HotStreak | $25.00 | $25.00 | 9/4/2009 3:47:48 PM |
| eyewillfindu | $25.00 | $25.00 | 9/4/2009 3:48:17 PM |
| TheGoodSamaritan | $25.00 | $25.00 | 9/4/2009 3:48:25 PM |
| Pro-Lender | $25.00 | $25.00 | 9/4/2009 8:01:25 PM |
| head | $25.00 | $25.00 | 9/4/2009 4:20:54 PM |
| wampum-proton | $25.00 | $25.00 | 9/4/2009 4:21:18 PM |
| BoughtTheFarm | $25.00 | $25.00 | 9/4/2009 3:56:05 PM |
| shopzone | $25.00 | $25.00 | 9/4/2009 4:22:07 PM |
| FecundFinancier | $25.00 | $25.00 | 9/4/2009 4:04:28 PM |
| IndianChief | $25.00 | $25.00 | 9/4/2009 4:25:54 PM |
| KiwiElf | $30.00 | $30.00 | 9/4/2009 4:19:11 PM |
| minista | $25.00 | $25.00 | 9/4/2009 4:23:26 PM |
| wwwUniversal | $50.00 | $50.00 | 9/4/2009 6:20:22 PM |
| demszi1978 | $29.00 | $29.00 | 9/4/2009 7:01:53 PM |
| asset-numero-uno | $100.00 | $100.00 | 9/5/2009 4:31:54 PM |
| LordKinbote | $25.00 | $25.00 | 9/4/2009 8:15:30 PM |
| revthunder | $42.07 | $42.07 | 9/5/2009 7:20:22 AM |
| Loan_shark718 | $50.00 | $50.00 | 9/5/2009 8:09:48 AM |
| gilbow | $25.00 | $25.00 | 9/4/2009 10:50:17 PM |
| Dan12781 | $25.00 | $25.00 | 9/5/2009 8:46:20 AM |
| Hamachi | $50.00 | $50.00 | 9/5/2009 4:33:32 AM |
| kind-bid-maverick | $50.00 | $50.00 | 9/5/2009 9:41:52 PM |
| seasonedinvestor | $100.00 | $100.00 | 9/5/2009 4:17:06 PM |
| GreenTeaDrinkingGuy | $25.00 | $25.00 | 9/6/2009 7:43:26 AM |
| Skady3love | $25.00 | $25.00 | 9/5/2009 1:20:17 PM |
| KimsKash | $50.00 | $50.00 | 9/5/2009 5:59:50 PM |
| affluence-tulip | $25.46 | $25.46 | 9/5/2009 6:25:21 PM |
| All_Wins | $25.00 | $25.00 | 9/5/2009 5:30:18 PM |
| szasza | $50.00 | $50.00 | 9/6/2009 5:47:11 PM |
| szasza | $25.00 | $25.00 | 9/6/2009 5:49:04 PM |
| hodap2001 | $25.00 | $25.00 | 9/6/2009 5:51:49 PM |
| herman7 | $25.00 | $25.00 | 9/6/2009 5:51:33 PM |
| deepblue34 | $30.00 | $30.00 | 9/6/2009 7:05:48 PM |
| selo80 | $25.00 | $25.00 | 9/6/2009 8:04:24 PM |
| 295 bids
|
Borrower Payment Dependent Notes Series
422022
This series of Notes was issued and sold upon the funding of the borrower loan #38531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,215.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Sep-05-2009 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.50% |
Starting monthly payment:
| $72.92 |
|
Final lender yield:
| 10.38% |
Final borrower rate/APR:
| 11.38% / 13.50% |
Final monthly payment:
| $72.92 |
| |
|
Auction yield range:
| 4.18% - 10.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.25% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $958 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 18% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Gryphin |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $7,350.00 | < mo. late:
| 0
( 0% )
| 640-660
(Aug-2008)
520-540
(Nov-2006)
|
|
Principal balance:
| $5,245.59 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Military Moving Expenses
Purpose of loan:
I have recently gotten married and am moving my wife to my current duty station and need a little money for our moving expenses until my military housing allowance and food allowance starts. Due to some paper work problems these allowances have yet to be paid to me but should be showing up on my paycheck soon.
My financial situation: Good
I am a good canadate for this loan because I am responsible with all of my bills. I have never missed a payment on any account that I have and am responsible with my money. I budget and set aside the money I need to pay all of my obligations first.
Monthly net income: $2923
Rent:$950
Utilities:$250
Car Insurance: $52
Cell Phone: $75
Xbox Live: $8
Car Loan: $249
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Medops911 | $25.00 | $25.00 | 8/31/2009 3:46:02 PM |
| turbospeed | $25.00 | $25.00 | 8/31/2009 3:46:51 PM |
| Syzygy | $25.00 | $25.00 | 8/31/2009 3:49:14 PM |
| unequivocal-velocity | $100.00 | $100.00 | 8/31/2009 9:42:29 PM |
| yamahaRider | $150.00 | $150.00 | 9/1/2009 12:14:35 PM |
| rustysailor | $35.00 | $35.00 | 9/1/2009 12:49:02 PM |
| zento | $25.00 | $25.00 | 9/1/2009 9:31:57 AM |
| HolJenks | $51.46 | $51.46 | 9/1/2009 11:59:48 AM |
| mommyhelper | $50.00 | $50.00 | 9/1/2009 12:02:59 PM |
| Hiddendeseret | $74.31 | $74.31 | 9/1/2009 10:11:05 PM |
| samaritan5 | $50.00 | $50.00 | 9/1/2009 6:20:36 PM |
| natural-rate | $25.00 | $1.42 | 9/2/2009 9:22:16 AM |
| Finchy78 | $25.00 | $25.00 | 9/3/2009 7:14:14 AM |
| PalmTreeIsland | $50.00 | $50.00 | 9/3/2009 9:48:26 AM |
| gpuck | $25.00 | $25.00 | 9/3/2009 4:58:48 AM |
| amit_gu | $25.00 | $25.00 | 9/3/2009 12:51:53 PM |
| Generous-Tiger | $25.00 | $25.00 | 9/3/2009 1:11:10 PM |
| Gbrad88 | $50.00 | $50.00 | 9/3/2009 3:35:33 PM |
| little_shark_J | $25.00 | $25.00 | 9/3/2009 12:19:21 PM |
| LittleMingo | $25.00 | $25.00 | 9/4/2009 7:28:09 AM |
| zmaurides | $25.00 | $25.00 | 9/3/2009 7:18:47 PM |
| Pilotaceh | $25.00 | $25.00 | 9/4/2009 7:38:37 AM |
| old | $25.00 | $25.00 | 9/3/2009 8:44:14 PM |
| actl | $25.00 | $25.00 | 9/4/2009 7:35:21 AM |
| bondhedger | $25.00 | $25.00 | 9/4/2009 7:30:17 AM |
| moviefool | $25.00 | $25.00 | 9/4/2009 11:06:21 AM |
| dj624 | $50.00 | $50.00 | 9/4/2009 3:29:20 PM |
| heihei | $25.00 | $25.00 | 9/4/2009 8:48:18 PM |
| veryfastlender | $50.00 | $50.00 | 9/4/2009 11:53:04 PM |
| ujiba | $25.00 | $25.00 | 8/31/2009 3:46:07 PM |
| sweet-social2 | $50.00 | $50.00 | 8/31/2009 7:32:58 PM |
| DavronFunding | $33.03 | $33.03 | 8/31/2009 5:32:13 PM |
| MoneyForNothing | $50.00 | $50.00 | 9/1/2009 6:46:22 AM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 9/1/2009 12:16:32 PM |
| tacopants | $50.00 | $50.00 | 9/1/2009 10:37:35 AM |
| seasonedinvestor | $100.00 | $100.00 | 9/1/2009 9:22:28 PM |
| new-goal-return | $25.00 | $25.00 | 9/2/2009 7:07:57 AM |
| PurplePonchoMan | $50.00 | $50.00 | 9/2/2009 9:24:54 PM |
| festivecpl | $75.00 | $75.00 | 9/2/2009 8:28:49 PM |
| hellasow | $25.00 | $25.00 | 9/3/2009 11:59:58 AM |
| Brown98 | $25.00 | $25.00 | 9/3/2009 12:17:02 PM |
| spartanlife | $40.00 | $40.00 | 9/3/2009 11:17:35 PM |
| buffalopartners | $100.00 | $100.00 | 9/3/2009 6:04:02 PM |
| dinobuddy | $27.31 | $27.31 | 9/3/2009 6:57:53 PM |
| Skady3love | $25.00 | $25.00 | 9/4/2009 9:59:32 AM |
| minista | $25.00 | $25.00 | 9/3/2009 11:21:48 PM |
| lendme2 | $52.47 | $52.47 | 9/4/2009 6:37:34 AM |
| MGCFINANCIALSERVICES | $25.00 | $25.00 | 9/4/2009 10:13:25 AM |
| whatreality | $50.00 | $50.00 | 9/4/2009 10:36:03 AM |
| jetblack | $50.00 | $50.00 | 9/4/2009 3:38:56 PM |
| herman7 | $50.00 | $50.00 | 9/4/2009 5:51:14 PM |
| richfield | $100.00 | $100.00 | 9/5/2009 12:50:34 AM |
| 52 bids
|
Borrower Payment Dependent Notes Series
422330
This series of Notes was issued and sold upon the funding of the borrower loan #38505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Sep-11-2009 |
|
|
Starting lender yield:
| 8.13% |
Starting borrower rate/APR:
| 9.13% / 11.23% |
Starting monthly payment:
| $66.91 |
|
Final lender yield:
| 6.50% |
Final borrower rate/APR:
| 7.50% / 9.58% |
Final monthly payment:
| $65.32 |
| |
|
Auction yield range:
| 3.18% - 8.13% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.90% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-780 (Aug-2009) |
Current / open credit lines:
| 9
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $14,010 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| thryn |
Borrower's state:
| Missouri |
Borrower's group:
| GOT ZIP SUBSCRIBERS |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(May-2008)
760-780
(May-2006)
720-740
(May-2006)
|
|
Principal balance:
| $1,063.45 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Paying off higher rate credit card
I have a couple of credit cards that I would like to consolidate into a lower interest rate and get paid off within the next 3 years.
I have never been unemployed for over 19 years and am currently working for a very stable employer.
I pay all my bills on time and just want to get rid of all my debt within the next 4 years and am starting with credit cards.
Lowering my interest rate will help me achieve this sooner.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| greenback-floret | $25.00 | $25.00 | 8/28/2009 4:15:33 PM |
| little_shark_J | $25.00 | $25.00 | 8/28/2009 4:38:25 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 8/29/2009 5:18:42 AM |
| loanman2007 | $75.00 | $75.00 | 8/29/2009 12:38:21 PM |
| SchaeferJ | $25.00 | $25.00 | 8/28/2009 9:20:16 PM |
| hellasow | $30.00 | $30.00 | 8/29/2009 4:57:46 AM |
| RIVERBEND | $25.00 | $25.00 | 8/30/2009 2:55:29 AM |
| RandyL3 | $100.00 | $100.00 | 8/29/2009 8:23:42 PM |
| glazeddonuts | $25.00 | $25.00 | 8/29/2009 11:42:56 PM |
| payontime1 | $50.00 | $50.00 | 8/30/2009 7:13:19 PM |
| gizmo65 | $25.00 | $25.00 | 8/31/2009 6:42:07 PM |
| beachfunder | $25.00 | $25.00 | 8/31/2009 8:02:14 PM |
| tacopants | $100.00 | $100.00 | 9/1/2009 10:24:53 AM |
| Dollars4Rent | $25.00 | $25.00 | 9/2/2009 3:19:43 PM |
| MGS | $25.00 | $25.00 | 9/2/2009 6:09:54 PM |
| Richmp412 | $25.00 | $25.00 | 9/4/2009 8:24:14 AM |
| RandyL3 | $25.00 | $25.00 | 9/4/2009 1:20:08 PM |
| axl163 | $25.00 | $25.00 | 9/4/2009 11:37:31 AM |
| justin323 | $25.00 | $25.00 | 9/7/2009 4:09:25 AM |
| billnsc | $50.00 | $50.00 | 9/7/2009 6:57:29 AM |
| unequivocal-velocity | $25.00 | $25.00 | 9/8/2009 6:21:59 PM |
| thegreatstrafe | $25.00 | $25.00 | 9/9/2009 10:32:33 AM |
| YummiBear | $25.00 | $25.00 | 9/9/2009 6:38:51 PM |
| theloanteacher | $25.00 | $25.00 | 9/9/2009 9:35:29 PM |
| rxchris | $100.00 | $45.00 | 9/10/2009 5:33:24 PM |
| Jordan1123 | $25.00 | $25.00 | 9/11/2009 12:57:03 PM |
| socal-lender | $25.00 | $25.00 | 9/11/2009 2:48:51 PM |
| bondhedger | $25.00 | $25.00 | 9/11/2009 3:33:31 PM |
| kinetic-social | $25.00 | $25.00 | 9/11/2009 3:44:01 PM |
| swiftsoul | $25.00 | $25.00 | 8/28/2009 4:40:40 PM |
| thedoctor | $50.00 | $50.00 | 8/28/2009 7:30:21 PM |
| Halos2002 | $50.00 | $50.00 | 8/31/2009 9:34:35 AM |
| LittleMingo | $25.00 | $25.00 | 8/31/2009 8:23:53 AM |
| EmeritusX | $25.00 | $25.00 | 8/31/2009 7:30:21 AM |
| Sarspatula | $25.00 | $25.00 | 8/31/2009 8:10:39 AM |
| 420limo | $25.00 | $25.00 | 8/31/2009 9:46:32 PM |
| market-assembler | $25.00 | $25.00 | 8/31/2009 5:10:01 PM |
| Dollars4Rent | $25.00 | $25.00 | 9/2/2009 3:19:20 PM |
| JACJ | $25.00 | $25.00 | 9/3/2009 4:08:53 AM |
| frankandirene | $25.00 | $25.00 | 9/4/2009 5:09:05 AM |
| HealthAndSafety | $50.00 | $50.00 | 9/6/2009 8:33:56 AM |
| credit-launcher773 | $50.00 | $50.00 | 9/6/2009 4:33:57 AM |
| kulender | $50.00 | $50.00 | 9/7/2009 6:47:26 AM |
| fortytwo | $50.00 | $50.00 | 9/8/2009 4:29:45 PM |
| Bawsth | $25.00 | $25.00 | 9/8/2009 8:04:02 PM |
| dproxima | $25.00 | $25.00 | 9/8/2009 4:28:04 PM |
| OoM | $25.00 | $25.00 | 9/9/2009 2:13:03 PM |
| mobius_titan | $25.00 | $25.00 | 9/9/2009 9:13:18 AM |
| payout-magician | $25.00 | $25.00 | 9/10/2009 7:22:48 AM |
| Sam40 | $25.00 | $25.00 | 9/9/2009 11:12:25 PM |
| BSr | $50.00 | $50.00 | 9/11/2009 4:19:25 AM |
| jmainc | $25.00 | $25.00 | 9/11/2009 6:24:08 AM |
| blot44 | $50.00 | $50.00 | 9/11/2009 7:07:47 AM |
| Astyanax | $25.00 | $25.00 | 9/10/2009 8:42:24 PM |
| UC3307 | $100.00 | $100.00 | 9/11/2009 12:57:34 PM |
| ideal-value | $100.00 | $100.00 | 9/11/2009 3:13:06 PM |
| dreamhope | $25.00 | $25.00 | 9/11/2009 3:22:20 PM |
| kander80 | $25.00 | $25.00 | 9/11/2009 3:04:04 PM |
| wwwUniversal | $25.00 | $25.00 | 9/11/2009 3:46:05 PM |
| 59 bids
|
Borrower Payment Dependent Notes Series
423698
This series of Notes was issued and sold upon the funding of the borrower loan #38543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction start date:
| Sep-10-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Sep-12-2009 |
|
|
Starting lender yield:
| 18.00% |
Starting borrower rate/APR:
| 19.00% / 21.48% |
Starting monthly payment:
| $54.98 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.48% |
Final monthly payment:
| $54.98 |
| |
|
Auction yield range:
| 17.18% - 18.00% |
Estimated loss impact:
| 19.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 7
/
4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 21y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $67 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 22% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| truepatriot |
Borrower's state:
| Michigan |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 540-560
(Aug-2007)
540-560
(Jul-2007)
|
|
Principal balance:
| $421.38 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Professional Couple Rebounding
Loan purpose:
Following 2 years of perfect payments to Prosper, I would now like to pay off a credit card with a super high interest rate that also has high maintenance fees.
Financial ability:
With over 20 years of working full time in the field of Energy my ability to repay is solid. Payments to Prosper have been impeccable.
Monthly net income: $4,200Monthly expenses:
Existing Prosper loan: $39.23
Housing: $ 784
Insurance: $ 94
Car expenses: $331
Utilities: $ 101
Phone, cable, internet: $ 48
Food, entertainment: $ 178
Clothing, household expenses: $ 20
Credit card debt: $ 190
Savings $ 100
Other expenses: $ 150
Final word:
The perfect payment history with Prosper says it all. I have raised my credit score 100 points since last Prosper listing! Thank you for the previous loan and for considering this one.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IM-SHARKY | $1,500.00 | $1,500.00 | 9/11/2009 5:37:25 AM |
| 1 bids
|