Sales Report:Supplement No. 23 dated Aug 21, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
418630
This series of Notes was issued and sold upon the funding of the borrower loan #38280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 7.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 23.99% |
Starting borrower rate/APR:
| 24.99% / 27.30% |
Starting monthly payment:
| $596.32 |
|
Final lender yield:
| 17.90% |
Final borrower rate/APR:
| 18.90% / 21.12% |
Final monthly payment:
| $549.08 |
| |
|
Auction yield range:
| 8.23% - 23.99% |
Estimated loss impact:
| 7.41% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.49% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,453 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bold-channel |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt before wedding
Purpose of loan:
This loan will allow me to pay down my high interest credit card debt and student loans I acquired while in grad school. An upcoming wedding has created additional financial stress and the time is now to address these issues. I work hard to pay my bills, but with multiple cards and student loans it has become increasingly difficult to keep track of what is coming and going. I am excited about Prosper and excited to have a central location to help manage this debt.
My financial situation:
I am finally in a career that pays well, as a physician assistant. Great job security. I always pay on time and have no delinquencies. I am currently living with my fianc? to help absorb living costs. With an upcoming wedding the pinch is on. A portion of this loan will be going to final payments if necessary.
Information in the Description is not verified.
Friends And Family Winning Bids
VistawayLLC has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| gilbow | $25.00 | $25.00 | 7/31/2009 9:48:29 AM |
| gizzywump | $25.00 | $25.00 | 7/31/2009 9:49:00 AM |
| Artist_Blue | $25.00 | $25.00 | 7/31/2009 9:49:03 AM |
| tlp43 | $25.00 | $25.00 | 7/31/2009 9:47:29 AM |
| jldallover | $25.00 | $25.00 | 7/31/2009 9:49:21 AM |
| jstefans | $25.00 | $25.00 | 7/31/2009 9:47:43 AM |
| lagnisiruk | $25.00 | $25.00 | 7/31/2009 9:47:59 AM |
| oldmora | $25.00 | $25.00 | 7/31/2009 9:49:59 AM |
| windfall46 | $25.00 | $25.00 | 7/31/2009 9:48:25 AM |
| kegs | $250.00 | $250.00 | 7/31/2009 9:48:36 AM |
| TrustinOthers | $25.00 | $25.00 | 7/31/2009 9:48:51 AM |
| puifais | $25.00 | $25.00 | 7/31/2009 9:47:48 AM |
| mdf | $50.00 | $50.00 | 7/31/2009 9:49:16 AM |
| gravbox | $25.00 | $25.00 | 7/31/2009 9:49:27 AM |
| money-expert | $25.00 | $25.00 | 7/31/2009 9:48:32 AM |
| GElender | $50.00 | $50.00 | 7/31/2009 9:51:54 AM |
| FeedTheMachine | $50.00 | $50.00 | 7/31/2009 9:48:37 AM |
| fareast_man | $25.00 | $25.00 | 7/31/2009 9:48:44 AM |
| Aquani | $50.00 | $50.00 | 7/31/2009 9:52:32 AM |
| don8ter | $25.00 | $25.00 | 7/31/2009 9:52:09 AM |
| moopi | $25.00 | $25.00 | 7/31/2009 9:49:36 AM |
| member874 | $25.00 | $25.00 | 7/31/2009 9:49:39 AM |
| PatRichi | $25.00 | $25.00 | 7/31/2009 9:50:32 AM |
| kyxysyx | $50.00 | $50.00 | 7/31/2009 9:52:31 AM |
| GMPK_TLAS | $45.00 | $45.00 | 7/31/2009 9:52:18 AM |
| zeelender | $25.00 | $25.00 | 7/31/2009 9:52:36 AM |
| jbarron | $25.00 | $25.00 | 7/31/2009 9:54:38 AM |
| 888168 | $25.00 | $25.00 | 7/31/2009 9:57:08 AM |
| Penny | $50.00 | $50.00 | 7/31/2009 9:55:31 AM |
| nodrivelpls | $25.00 | $25.00 | 7/31/2009 9:54:34 AM |
| ibuystk | $50.00 | $50.00 | 7/31/2009 9:56:21 AM |
| rjleves | $25.00 | $25.00 | 7/31/2009 9:55:17 AM |
| ualf | $50.00 | $50.00 | 7/31/2009 9:57:10 AM |
| sloan | $25.00 | $25.00 | 7/31/2009 9:55:22 AM |
| Weaverville | $75.00 | $75.00 | 7/31/2009 9:57:18 AM |
| mizount | $25.00 | $25.00 | 7/31/2009 9:59:09 AM |
| Josta | $50.00 | $50.00 | 7/31/2009 9:57:43 AM |
| elated-justice | $25.00 | $25.00 | 7/31/2009 9:57:54 AM |
| plentiful-reward | $50.00 | $50.00 | 7/31/2009 9:56:16 AM |
| mpactlender | $25.00 | $25.00 | 7/31/2009 9:58:40 AM |
| JohnSmith10 | $25.00 | $25.00 | 7/31/2009 9:58:56 AM |
| mirolender | $25.00 | $25.00 | 7/31/2009 9:59:00 AM |
| Logan7 | $25.00 | $25.00 | 7/31/2009 9:59:07 AM |
| justinle | $25.00 | $25.00 | 7/31/2009 9:59:14 AM |
| MrDavid | $25.00 | $25.00 | 7/31/2009 9:57:41 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 10:01:01 AM |
| crazycool | $35.00 | $35.00 | 7/31/2009 9:58:36 AM |
| LeoBUSIIT | $25.00 | $25.00 | 7/31/2009 9:58:53 AM |
| loan-master996 | $35.46 | $35.46 | 7/31/2009 10:11:22 AM |
| scoobiedoo | $25.00 | $25.00 | 7/31/2009 10:00:37 AM |
| caipira | $25.00 | $25.00 | 7/31/2009 10:10:26 AM |
| scottr | $25.00 | $25.00 | 7/31/2009 10:18:37 AM |
| spyro | $25.00 | $25.00 | 7/31/2009 10:26:21 AM |
| YogaDude34 | $50.00 | $50.00 | 7/31/2009 10:50:36 AM |
| misstdoe | $25.00 | $25.00 | 7/31/2009 11:25:34 AM |
| the-silver-blaster | $40.00 | $40.00 | 7/31/2009 11:15:42 AM |
| palpbert | $25.00 | $25.00 | 7/31/2009 12:13:20 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/31/2009 2:46:52 PM |
| HunterSix | $25.00 | $25.00 | 7/31/2009 2:55:14 PM |
| salala | $25.00 | $25.00 | 7/31/2009 3:57:21 PM |
| mahjongslave | $30.00 | $30.00 | 7/31/2009 4:26:55 PM |
| madmccoy | $25.00 | $25.00 | 7/31/2009 5:14:39 PM |
| able2help | $25.00 | $25.00 | 7/31/2009 5:12:36 PM |
| freestyle624 | $25.00 | $25.00 | 8/2/2009 4:50:49 AM |
| ChiPhi49083 | $69.80 | $69.80 | 8/2/2009 5:36:42 PM |
| MilitaryAV8R | $25.00 | $25.00 | 8/2/2009 9:21:24 PM |
| SpectrumCapital | $50.00 | $50.00 | 8/3/2009 8:24:03 AM |
| twjh | $25.00 | $25.00 | 8/3/2009 4:34:01 PM |
| bigb7 | $30.00 | $30.00 | 8/6/2009 9:40:19 AM |
| d3v0t3d | $50.00 | $50.00 | 8/6/2009 11:25:29 AM |
| StarFundingSource | $25.00 | $25.00 | 8/6/2009 6:22:07 PM |
| redDragon128 | $81.96 | $81.96 | 8/6/2009 7:43:07 PM |
| MidnightBank | $25.00 | $25.00 | 8/7/2009 4:31:48 AM |
| MGMNT | $100.00 | $100.00 | 8/7/2009 7:33:06 PM |
| lasalle123 | $100.00 | $100.00 | 8/7/2009 8:20:10 PM |
| psycardis | $25.00 | $25.00 | 8/8/2009 2:11:16 AM |
| investmentgroup | $50.00 | $50.00 | 8/8/2009 6:17:13 AM |
| mark1017-31 | $175.00 | $175.00 | 8/8/2009 3:28:23 PM |
| rubylender | $25.00 | $25.00 | 8/10/2009 7:00:49 AM |
| 1stBankAndHal | $25.00 | $25.00 | 8/10/2009 8:16:26 AM |
| Smallbear | $50.00 | $50.00 | 8/10/2009 9:23:54 AM |
| Gaelicman | $100.00 | $100.00 | 8/10/2009 8:44:23 PM |
| NanChuck | $50.00 | $50.00 | 8/10/2009 9:14:50 PM |
| DackoDenk | $25.00 | $25.00 | 8/11/2009 10:21:21 AM |
| trekkie3po | $25.00 | $25.00 | 8/11/2009 9:44:21 AM |
| gpuck | $25.00 | $25.00 | 8/11/2009 4:12:23 PM |
| fairness-igloo | $50.00 | $50.00 | 8/11/2009 1:38:46 PM |
| chkrvrty | $25.00 | $25.00 | 8/11/2009 4:32:08 PM |
| shag2 | $25.00 | $25.00 | 8/11/2009 8:10:41 PM |
| golffish2 | $50.00 | $50.00 | 8/12/2009 6:02:52 AM |
| fireferd | $100.00 | $100.00 | 8/12/2009 6:26:41 AM |
| transaction-animal8 | $25.00 | $25.00 | 8/12/2009 12:09:30 PM |
| MmeArgent | $75.00 | $75.00 | 8/12/2009 12:17:32 PM |
| Champion_Lending | $25.00 | $25.00 | 8/12/2009 10:29:54 AM |
| maga | $42.00 | $42.00 | 8/12/2009 11:19:43 AM |
| trustburton | $50.00 | $50.00 | 8/12/2009 3:05:08 PM |
| head | $25.00 | $25.00 | 8/12/2009 2:12:52 PM |
| Pu239 | $40.00 | $40.00 | 8/12/2009 3:37:22 PM |
| crw1950 | $50.00 | $50.00 | 8/12/2009 3:45:37 PM |
| planky | $50.00 | $50.00 | 8/12/2009 10:08:31 PM |
| bondhedger | $25.00 | $25.00 | 8/13/2009 5:24:44 AM |
| himistu22 | $29.00 | $29.00 | 8/13/2009 1:50:42 AM |
| ptclender | $100.00 | $100.00 | 8/13/2009 3:22:05 AM |
| buddylucy | $33.23 | $33.23 | 8/13/2009 5:49:38 AM |
| BLKLOC11 | $50.00 | $50.00 | 8/13/2009 9:41:37 AM |
| lnrn | $26.92 | $26.92 | 8/13/2009 10:13:09 AM |
| hamster | $27.42 | $27.42 | 8/13/2009 9:33:30 AM |
| daekpon | $50.00 | $50.00 | 8/13/2009 10:00:02 AM |
| rbgnr111 | $41.84 | $41.84 | 8/13/2009 10:52:17 AM |
| seadogs | $25.00 | $25.00 | 8/13/2009 11:03:14 AM |
| FrenchRooster | $50.00 | $50.00 | 8/13/2009 12:31:04 PM |
| LeoBUSIIT | $25.00 | $25.00 | 8/13/2009 2:38:52 PM |
| reneenurse | $53.00 | $53.00 | 8/13/2009 6:32:38 PM |
| Rob717171 | $150.00 | $150.00 | 8/13/2009 8:58:51 PM |
| jlendog | $200.00 | $200.00 | 8/13/2009 9:56:22 PM |
| aspareteam | $39.13 | $39.13 | 8/13/2009 6:58:38 PM |
| Feyenoord | $25.00 | $25.00 | 8/13/2009 7:07:34 PM |
| yu-rik | $25.00 | $25.00 | 8/14/2009 4:14:46 AM |
| AtmaSingshu | $25.00 | $25.00 | 8/13/2009 11:19:31 PM |
| Nasdaq | $25.00 | $25.00 | 8/14/2009 5:17:16 AM |
| colorfulgardener | $50.00 | $50.00 | 8/14/2009 12:01:23 AM |
| Tapu22 | $50.00 | $50.00 | 8/13/2009 9:31:21 PM |
| stonehillloans | $25.00 | $25.00 | 8/14/2009 6:28:28 AM |
| billk333 | $25.00 | $25.00 | 8/14/2009 6:52:05 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/14/2009 9:41:10 AM |
| dollar-authority | $200.00 | $200.00 | 8/14/2009 9:45:07 AM |
| atlmoneyman | $2,055.89 | $2,055.89 | 8/14/2009 9:45:17 AM |
| DER | $100.00 | $100.00 | 7/31/2009 9:49:01 AM |
| unclejaef | $25.00 | $25.00 | 7/31/2009 9:47:55 AM |
| 108lender | $75.00 | $75.00 | 7/31/2009 9:49:32 AM |
| lcole32 | $25.00 | $25.00 | 7/31/2009 9:50:21 AM |
| fortytwo | $25.00 | $25.00 | 7/31/2009 9:47:15 AM |
| SNH | $25.00 | $25.00 | 7/31/2009 9:48:56 AM |
| rmachi | $25.00 | $25.00 | 7/31/2009 9:47:38 AM |
| anton | $25.00 | $25.00 | 7/31/2009 9:49:08 AM |
| bulabula | $25.00 | $25.00 | 7/31/2009 9:47:46 AM |
| Toby1montana | $50.00 | $50.00 | 7/31/2009 9:48:24 AM |
| YoungSuccessLLC | $25.00 | $25.00 | 7/31/2009 9:50:38 AM |
| larrybird | $250.00 | $250.00 | 7/31/2009 9:48:33 AM |
| beyondmanagement | $25.00 | $25.00 | 7/31/2009 9:51:59 AM |
| Champpilot | $50.00 | $50.00 | 7/31/2009 9:52:15 AM |
| RusRobo | $25.00 | $25.00 | 7/31/2009 9:49:23 AM |
| andrewnar | $25.00 | $25.00 | 7/31/2009 9:49:35 AM |
| ribbles | $50.00 | $50.00 | 7/31/2009 9:52:21 AM |
| Aviking | $50.00 | $50.00 | 7/31/2009 9:50:25 AM |
| mmckune | $25.00 | $25.00 | 7/31/2009 9:52:52 AM |
| PHI4308 | $25.00 | $25.00 | 7/31/2009 9:52:23 AM |
| keeks | $25.00 | $25.00 | 7/31/2009 9:52:27 AM |
| hopethisworks | $50.00 | $50.00 | 7/31/2009 9:54:07 AM |
| leftcoast52 | $25.00 | $25.00 | 7/31/2009 9:53:22 AM |
| incbx | $25.00 | $25.00 | 7/31/2009 9:53:26 AM |
| decisive-capital | $50.00 | $50.00 | 7/31/2009 9:56:52 AM |
| cyberie21 | $40.00 | $40.00 | 7/31/2009 9:57:22 AM |
| figs4u2 | $200.00 | $200.00 | 7/31/2009 9:57:05 AM |
| Veloce | $25.00 | $25.00 | 7/31/2009 9:58:34 AM |
| Trojan1976 | $25.00 | $25.00 | 7/31/2009 9:57:13 AM |
| TennSquire | $25.00 | $25.00 | 7/31/2009 9:57:16 AM |
| fireboss | $100.00 | $100.00 | 7/31/2009 9:55:36 AM |
| fizwahh | $30.00 | $30.00 | 7/31/2009 9:57:52 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/31/2009 9:58:31 AM |
| greenwell | $25.00 | $25.00 | 7/31/2009 10:00:15 AM |
| maverickfella | $25.00 | $25.00 | 7/31/2009 9:58:58 AM |
| grf1945 | $25.00 | $25.00 | 7/31/2009 10:00:58 AM |
| 02bob | $25.00 | $25.00 | 7/31/2009 9:58:27 AM |
| Isotope | $25.00 | $25.00 | 7/31/2009 10:00:31 AM |
| seisen | $50.00 | $50.00 | 7/31/2009 9:59:03 AM |
| treasure-generator | $25.00 | $25.00 | 7/31/2009 10:01:08 AM |
| mathprof | $25.00 | $25.00 | 7/31/2009 9:59:23 AM |
| dspmn | $25.00 | $25.00 | 7/31/2009 10:00:36 AM |
| fund-virtuoso | $25.00 | $25.00 | 7/31/2009 10:25:58 AM |
| ilike2help | $25.00 | $25.00 | 7/31/2009 10:18:07 AM |
| geniusj | $25.00 | $25.00 | 7/31/2009 10:47:42 AM |
| midde551 | $25.00 | $25.00 | 7/31/2009 10:59:42 AM |
| tspyz | $25.00 | $25.00 | 7/31/2009 11:13:27 AM |
| money73 | $25.00 | $25.00 | 7/31/2009 12:30:32 PM |
| ChuckChedda | $25.00 | $25.00 | 7/31/2009 1:25:53 PM |
| Marsue | $25.00 | $25.00 | 7/31/2009 1:19:23 PM |
| gdbanks | $25.00 | $25.00 | 7/31/2009 1:46:40 PM |
| PLending | $30.00 | $30.00 | 7/31/2009 2:11:59 PM |
| yield-lion | $25.00 | $25.00 | 7/31/2009 4:00:32 PM |
| red-sublime-return | $25.00 | $25.00 | 7/31/2009 4:25:36 PM |
| bazzer | $25.00 | $25.00 | 7/31/2009 4:25:42 PM |
| Rips | $25.00 | $25.00 | 7/31/2009 4:52:14 PM |
| nicklds | $25.00 | $5.31 | 7/31/2009 5:14:42 PM |
| outofoffice | $50.00 | $50.00 | 7/31/2009 7:11:19 PM |
| MrEville | $25.00 | $25.00 | 8/2/2009 5:07:19 AM |
| woodsider | $100.00 | $100.00 | 8/2/2009 7:38:38 PM |
| kulender | $200.00 | $200.00 | 8/3/2009 6:31:52 AM |
| AdamBertocci | $25.00 | $25.00 | 8/3/2009 6:50:54 AM |
| Brown98 | $25.00 | $25.00 | 8/3/2009 7:30:15 AM |
| micrograin | $300.00 | $300.00 | 8/3/2009 5:49:18 PM |
| CoolPlexer | $25.00 | $25.00 | 8/3/2009 8:08:25 PM |
| JerryB96 | $25.00 | $25.00 | 8/3/2009 9:17:54 PM |
| CDUFF | $25.00 | $25.00 | 8/3/2009 9:56:01 PM |
| seafox7 | $98.91 | $98.91 | 8/4/2009 11:23:41 AM |
| Digs | $25.00 | $25.00 | 8/4/2009 12:27:06 PM |
| r1w | $75.00 | $75.00 | 8/5/2009 7:01:51 AM |
| Sibelius2 | $25.00 | $25.00 | 8/4/2009 9:22:57 PM |
| poundofbits | $100.00 | $100.00 | 8/4/2009 9:57:23 PM |
| interstellar | $50.00 | $50.00 | 8/5/2009 11:20:31 AM |
| westernson | $50.00 | $50.00 | 8/5/2009 4:41:41 PM |
| HenlopenCapital | $25.00 | $25.00 | 8/6/2009 6:47:14 AM |
| unger | $60.51 | $60.51 | 8/6/2009 8:16:56 AM |
| FunkyBro | $31.14 | $31.14 | 8/6/2009 11:46:39 AM |
| sjvicker | $25.00 | $25.00 | 8/6/2009 10:40:18 AM |
| bluebouyz | $25.00 | $25.00 | 8/6/2009 4:43:34 PM |
| russm011 | $150.00 | $150.00 | 8/6/2009 5:03:51 PM |
| Peacepower | $72.37 | $72.37 | 8/7/2009 6:37:28 AM |
| catumbelense | $60.00 | $60.00 | 8/7/2009 4:32:07 PM |
| VistawayLLC | $50.00 | $50.00 | 8/7/2009 4:45:20 PM |
| Rosencranz | $25.00 | $25.00 | 8/7/2009 5:11:00 PM |
| rockhound84 | $25.00 | $25.00 | 8/7/2009 5:56:49 PM |
| Iza13 | $25.00 | $25.00 | 8/7/2009 5:07:34 PM |
| Zagit | $25.00 | $25.00 | 8/7/2009 5:27:02 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 8/7/2009 7:36:01 PM |
| mark1017-31 | $100.00 | $100.00 | 8/8/2009 8:26:27 AM |
| tcbmc | $50.00 | $50.00 | 8/8/2009 11:39:02 AM |
| Dopplerbob | $25.00 | $25.00 | 8/8/2009 11:55:17 AM |
| mkainikm | $25.00 | $25.00 | 8/8/2009 2:44:04 PM |
| SSammy | $100.00 | $100.00 | 8/9/2009 8:29:43 AM |
| bossmanuc | $29.80 | $29.80 | 8/9/2009 10:49:52 AM |
| gt5149c | $25.00 | $25.00 | 8/10/2009 4:32:28 AM |
| gustavholstopus32 | $25.00 | $25.00 | 8/10/2009 6:24:10 AM |
| RainyDayFunds | $25.00 | $25.00 | 8/10/2009 10:00:10 AM |
| roswellandy | $40.00 | $40.00 | 8/10/2009 4:13:24 PM |
| aldeed | $200.00 | $200.00 | 8/10/2009 6:15:44 PM |
| unger | $200.00 | $200.00 | 8/10/2009 7:40:24 PM |
| Abed-nego | $25.00 | $25.00 | 8/10/2009 6:41:26 PM |
| JCM_MN | $50.00 | $50.00 | 8/11/2009 4:47:11 AM |
| crazybunga | $27.85 | $27.85 | 8/11/2009 2:51:25 AM |
| wellsfrugal | $25.00 | $25.00 | 8/11/2009 8:41:30 AM |
| southerndiva | $25.00 | $25.00 | 8/11/2009 5:50:56 AM |
| ilend57 | $50.00 | $50.00 | 8/11/2009 10:33:43 AM |
| Entejaeger | $100.00 | $100.00 | 8/11/2009 1:49:03 PM |
| Millmanator | $25.00 | $25.00 | 8/11/2009 3:42:35 PM |
| juanma | $25.00 | $25.00 | 8/11/2009 5:13:25 PM |
| craig1050 | $50.00 | $50.00 | 8/11/2009 8:44:11 PM |
| djp127 | $30.00 | $30.00 | 8/11/2009 10:22:01 PM |
| PeePaw | $39.00 | $39.00 | 8/12/2009 7:52:42 AM |
| shonboy182 | $50.00 | $50.00 | 8/12/2009 9:39:12 AM |
| SkinnyFish | $25.00 | $25.00 | 8/12/2009 1:59:59 PM |
| cold1 | $34.83 | $34.83 | 8/12/2009 4:11:33 PM |
| fireferd | $100.00 | $100.00 | 8/12/2009 2:31:37 PM |
| rxchris | $50.00 | $50.00 | 8/12/2009 3:13:19 PM |
| padewy | $25.00 | $25.00 | 8/12/2009 4:38:52 PM |
| Galdis | $50.00 | $50.00 | 8/12/2009 7:00:09 PM |
| SKLend | $25.00 | $25.00 | 8/12/2009 5:03:51 PM |
| bonFire8 | $50.00 | $50.00 | 8/12/2009 5:29:45 PM |
| revenue-shepherd | $25.00 | $25.00 | 8/12/2009 7:49:18 PM |
| flyboy21 | $50.00 | $50.00 | 8/12/2009 9:13:39 PM |
| rustysailor | $30.00 | $30.00 | 8/12/2009 8:24:54 PM |
| NewYorker48 | $51.94 | $51.94 | 8/13/2009 5:05:33 AM |
| Kanyon | $50.00 | $50.00 | 8/13/2009 4:13:49 AM |
| martymaniaman | $25.00 | $25.00 | 8/13/2009 5:31:41 AM |
| uralrider | $50.00 | $50.00 | 8/13/2009 7:19:50 AM |
| silver-explorer | $25.00 | $25.00 | 8/13/2009 9:41:01 AM |
| Leshan | $50.00 | $50.00 | 8/13/2009 8:06:13 AM |
| Washington_Loan | $25.00 | $25.00 | 8/13/2009 9:31:57 AM |
| seadogs | $25.00 | $25.00 | 8/13/2009 11:03:51 AM |
| PrepWonder | $75.00 | $75.00 | 8/13/2009 10:07:47 AM |
| strutter | $25.00 | $25.00 | 8/13/2009 10:11:39 AM |
| bizguy1982 | $50.00 | $50.00 | 8/13/2009 12:32:59 PM |
| PapaBear55 | $25.00 | $25.00 | 8/13/2009 11:08:32 AM |
| conductor49 | $25.00 | $25.00 | 8/13/2009 11:17:53 AM |
| Rule62 | $25.00 | $25.00 | 8/13/2009 2:19:51 PM |
| ezhik00 | $25.00 | $25.00 | 8/13/2009 12:40:56 PM |
| congardner1 | $25.00 | $25.00 | 8/13/2009 1:21:53 PM |
| greenb | $25.00 | $25.00 | 8/13/2009 3:56:02 PM |
| nymoney | $100.00 | $100.00 | 8/13/2009 2:21:14 PM |
| piano55 | $28.78 | $28.78 | 8/13/2009 3:01:09 PM |
| thomas16882004 | $100.00 | $100.00 | 8/13/2009 5:59:58 PM |
| brilliant-balance | $25.00 | $25.00 | 8/13/2009 7:24:05 PM |
| bank-of-lomax | $50.00 | $50.00 | 8/13/2009 6:02:20 PM |
| flippinsweetdude | $30.00 | $30.00 | 8/13/2009 8:08:33 PM |
| MPdeez | $152.70 | $152.70 | 8/13/2009 7:28:09 PM |
| Realjo | $50.00 | $50.00 | 8/13/2009 9:22:22 PM |
| Loan_shark718 | $50.00 | $50.00 | 8/14/2009 4:45:10 AM |
| macotra4 | $36.00 | $36.00 | 8/14/2009 5:29:54 AM |
| myduck | $100.00 | $100.00 | 8/14/2009 5:47:34 AM |
| hdizawg | $65.62 | $65.62 | 8/14/2009 6:05:46 AM |
| rlbbank | $25.00 | $25.00 | 8/14/2009 4:45:17 AM |
| Kash2010lu | $25.00 | $25.00 | 8/14/2009 7:42:21 AM |
| MapleLaker | $60.00 | $60.00 | 8/14/2009 7:50:49 AM |
| rohnjobus | $50.00 | $50.00 | 8/14/2009 8:40:14 AM |
| lnrn | $50.00 | $50.00 | 8/14/2009 9:06:00 AM |
| jsnryn | $25.00 | $25.00 | 8/14/2009 9:34:13 AM |
| johnpmid | $34.59 | $34.59 | 8/14/2009 9:41:06 AM |
| 287 bids
|
Borrower Payment Dependent Notes Series
419792
This series of Notes was issued and sold upon the funding of the borrower loan #38260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,400.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-17-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-19-2009 |
|
|
Starting lender yield:
| 10.38% |
Starting borrower rate/APR:
| 11.38% / 13.92% |
Starting monthly payment:
| $46.09 |
|
Final lender yield:
| 10.20% |
Final borrower rate/APR:
| 11.20% / 13.74% |
Final monthly payment:
| $45.97 |
| |
|
Auction yield range:
| 4.23% - 10.38% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.07% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-740 (Aug-2009) |
Current / open credit lines:
| 9
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,213 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 42% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| positivebuddha |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Apr-2008)
|
|
Principal balance:
| $3,170.93 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
"Gazelle intensity!"
Purpose of loan:
This loan will be used to pay off a credit card.? I received a letter in the mail today notifying me that my interest rate on this credit card would be increasing by 5%. I've always been current with my credit card payments and feel my good behavior isn't being rewarded fairly. I'm at the point now where I'd rather give my money to individual investors rather than large corporations.
My financial situation:
I am a good candidate for this loan because I have a good credit score, a steady job, and already make current payments to my credit company. I would simply be taking my payments I already make and apply them to a Prosper loan at a lower rate. Thanks for the consideration!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| brightest-revenue-spark | $25.00 | $25.00 | 8/17/2009 4:08:35 PM |
| elated-justice | $25.00 | $25.00 | 8/17/2009 4:08:42 PM |
| thedoctor | $25.00 | $25.00 | 8/17/2009 4:09:59 PM |
| Moron_Buffet | $25.00 | $25.00 | 8/17/2009 4:10:19 PM |
| kenyonhillbilly | $50.00 | $50.00 | 8/17/2009 4:11:01 PM |
| skuba | $50.00 | $50.00 | 8/17/2009 4:12:42 PM |
| cyberie21 | $40.00 | $40.00 | 8/17/2009 4:16:56 PM |
| Avala | $25.00 | $25.00 | 8/17/2009 4:16:54 PM |
| anton | $50.00 | $50.00 | 8/17/2009 4:45:41 PM |
| lowestghost | $25.00 | $25.00 | 8/17/2009 5:06:31 PM |
| ekmendenhall | $25.00 | $25.00 | 8/17/2009 7:46:45 PM |
| outofoffice | $50.00 | $50.00 | 8/17/2009 8:02:56 PM |
| seasportsguy | $25.00 | $25.00 | 8/17/2009 9:11:18 PM |
| fortytwo | $50.00 | $50.00 | 8/17/2009 10:58:54 PM |
| sparky1129 | $25.00 | $25.00 | 8/18/2009 12:32:44 PM |
| market-assembler | $25.00 | $25.00 | 8/18/2009 1:01:54 PM |
| Goodlender42 | $25.00 | $25.00 | 8/18/2009 3:59:48 PM |
| mh1169 | $25.00 | $25.00 | 8/18/2009 4:36:06 PM |
| tallcoolone | $25.00 | $25.00 | 8/19/2009 6:54:35 AM |
| personal-lender | $25.00 | $25.00 | 8/19/2009 7:47:57 AM |
| woodenshoes | $25.00 | $25.00 | 8/19/2009 11:42:16 AM |
| rjleves | $25.00 | $25.00 | 8/19/2009 1:05:00 PM |
| shanedog | $25.00 | $25.00 | 8/19/2009 1:43:47 PM |
| don8ter | $60.00 | $60.00 | 8/17/2009 4:09:46 PM |
| r1g3l | $25.00 | $25.00 | 8/17/2009 4:10:31 PM |
| honorable-yield | $50.00 | $50.00 | 8/17/2009 4:10:41 PM |
| Sid-K | $50.00 | $50.00 | 8/17/2009 4:11:53 PM |
| abuyama22 | $25.00 | $25.00 | 8/17/2009 4:12:17 PM |
| 888168 | $50.00 | $50.00 | 8/17/2009 4:12:25 PM |
| mathprof | $25.00 | $25.00 | 8/17/2009 4:12:33 PM |
| DukSerduk | $25.00 | $25.00 | 8/17/2009 4:12:04 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/17/2009 4:12:57 PM |
| Artist_Blue | $25.00 | $25.00 | 8/17/2009 4:13:09 PM |
| bchen78875 | $50.00 | $50.00 | 8/17/2009 4:13:21 PM |
| totoro | $25.00 | $25.00 | 8/17/2009 10:58:27 PM |
| TK4 | $25.00 | $25.00 | 8/17/2009 10:59:37 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/17/2009 11:00:47 PM |
| Brown98 | $25.00 | $25.00 | 8/18/2009 10:30:36 AM |
| income-excellence1 | $25.00 | $25.00 | 8/18/2009 12:02:12 PM |
| aesop | $25.00 | $25.00 | 8/18/2009 1:02:22 PM |
| Sam65 | $25.00 | $25.00 | 8/18/2009 1:02:44 PM |
| PotBellyPete | $25.00 | $12.61 | 8/18/2009 1:11:18 PM |
| dlshap | $25.00 | $25.00 | 8/18/2009 1:02:45 PM |
| BookandLaw | $25.00 | $25.00 | 8/19/2009 9:09:12 AM |
| cowboyskier | $37.39 | $37.39 | 8/19/2009 11:56:44 AM |
| 45 bids
|
Borrower Payment Dependent Notes Series
419399
This series of Notes was issued and sold upon the funding of the borrower loan #38267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Auction start date:
| Aug-05-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Aug-19-2009 |
|
|
Starting lender yield:
| 20.15% |
Starting borrower rate/APR:
| 21.15% / 23.40% |
Starting monthly payment:
| $94.38 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $90.38 |
| |
|
Auction yield range:
| 8.23% - 20.15% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 5
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 7 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $6,860 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 75% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| kmk_lender |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < mo. late:
| 0
( 0% )
| 680-700
(Sep-2008)
720-740
(Mar-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to pay off my remaining credit card debt.
I am a good candidate for this loan because I have received a Prosper loan in the past and was able to pay it off in full with no late payments. I have been rated a 9 on the prosper rating system making me a very safe candidate for a loan. I also have plenty of excess income every month to take on a loan payment and with this loan, all my credit card debt will be paid off.
Monthly net income: $ 3500
Monthly expenses: $ 1656
??Housing: $1100
??Insurance: $0
??Car expenses: $60 (gas)
??Utilities: $45 (electric, gas included in rent)
??Phone, cable, internet: $51
??Food, entertainment: $150 (groceries) $200 (entertainment
??Clothing, household expenses $
??Credit cards and other loans: $50 (will be $0 with this loan)
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mtp | $50.00 | $50.00 | 8/5/2009 3:05:35 PM |
| tlp43 | $25.00 | $25.00 | 8/5/2009 3:05:38 PM |
| skuba | $25.00 | $25.00 | 8/5/2009 3:05:51 PM |
| 888168 | $25.00 | $25.00 | 8/5/2009 3:07:35 PM |
| Weaverville | $75.00 | $75.00 | 8/5/2009 3:08:05 PM |
| fizwahh | $30.00 | $30.00 | 8/5/2009 3:08:20 PM |
| 02bob | $25.00 | $25.00 | 8/5/2009 3:08:33 PM |
| mathprof | $25.00 | $25.00 | 8/5/2009 3:09:03 PM |
| Veloce | $25.00 | $25.00 | 8/5/2009 3:08:41 PM |
| Logan7 | $25.00 | $25.00 | 8/5/2009 3:08:57 PM |
| dspmn | $25.00 | $25.00 | 8/5/2009 3:09:10 PM |
| Credit2Prosper | $25.00 | $25.00 | 8/5/2009 3:20:38 PM |
| interstellar | $38.77 | $38.77 | 8/7/2009 12:41:31 PM |
| Top_Gun_Lender | $51.00 | $51.00 | 8/8/2009 1:41:22 AM |
| stonehillloans | $25.00 | $25.00 | 8/9/2009 5:13:09 AM |
| Pintu_Desai | $25.00 | $25.00 | 8/9/2009 8:16:51 AM |
| rockhound84 | $25.00 | $25.00 | 8/9/2009 2:59:20 PM |
| Jinja | $25.00 | $25.00 | 8/12/2009 5:03:30 PM |
| sardarji | $25.00 | $25.00 | 8/13/2009 6:35:18 PM |
| EngineersAlliance | $25.00 | $25.00 | 8/14/2009 9:32:34 AM |
| nestegg4e | $25.00 | $25.00 | 8/15/2009 5:05:14 AM |
| Snoopylover | $25.00 | $25.00 | 8/15/2009 11:21:23 AM |
| PotBellyPete | $25.00 | $25.00 | 8/18/2009 9:48:07 AM |
| ezhik00 | $25.00 | $25.00 | 8/18/2009 10:12:39 AM |
| frugalinvestor20 | $25.00 | $25.00 | 8/18/2009 12:55:57 PM |
| lostperception | $30.00 | $30.00 | 8/18/2009 1:03:04 PM |
| zento | $25.00 | $25.00 | 8/18/2009 4:18:41 PM |
| rockhound84 | $25.00 | $25.00 | 8/18/2009 6:18:07 PM |
| best-generosity-financier | $25.00 | $25.00 | 8/18/2009 7:57:56 PM |
| Moe87 | $45.00 | $45.00 | 8/18/2009 7:55:43 PM |
| Loan_shark718 | $50.00 | $50.00 | 8/18/2009 8:22:31 PM |
| HomerdohNY | $25.00 | $25.00 | 8/19/2009 5:05:54 AM |
| MoneyForNothing | $25.00 | $25.00 | 8/19/2009 7:34:58 AM |
| Credit2Prosper | $74.00 | $74.00 | 8/19/2009 7:56:31 AM |
| verdiprr | $50.00 | $50.00 | 8/19/2009 11:26:01 AM |
| eboomer2611 | $25.00 | $25.00 | 8/19/2009 11:54:50 AM |
| bobnewt | $50.00 | $50.00 | 8/19/2009 11:17:08 AM |
| asya | $35.00 | $35.00 | 8/19/2009 1:55:59 PM |
| ualf | $50.00 | $50.00 | 8/5/2009 3:07:46 PM |
| wise-silver-wonder | $25.00 | $25.00 | 8/5/2009 3:09:32 PM |
| money73 | $25.00 | $14.06 | 8/5/2009 3:09:47 PM |
| Penny | $50.00 | $50.00 | 8/5/2009 3:07:01 PM |
| fireboss | $57.03 | $57.03 | 8/5/2009 3:07:10 PM |
| decisive-capital | $50.00 | $50.00 | 8/5/2009 3:07:23 PM |
| crazycool | $35.00 | $35.00 | 8/5/2009 3:08:47 PM |
| scoobiedoo | $25.00 | $25.00 | 8/5/2009 3:09:22 PM |
| the-silver-blaster | $40.00 | $40.00 | 8/5/2009 3:09:41 PM |
| Syzygy | $25.00 | $25.00 | 8/5/2009 3:12:26 PM |
| Onlyhappycustomers | $25.00 | $25.00 | 8/8/2009 5:38:54 AM |
| brutusbone | $50.00 | $50.00 | 8/14/2009 4:16:54 PM |
| twjh | $25.00 | $25.00 | 8/17/2009 7:14:48 PM |
| spiff666 | $25.00 | $25.00 | 8/17/2009 9:46:05 PM |
| Hobie88 | $74.23 | $74.23 | 8/18/2009 5:10:18 AM |
| CoolPlexer | $25.00 | $25.00 | 8/18/2009 5:03:13 PM |
| maga | $50.00 | $50.00 | 8/18/2009 6:01:09 PM |
| JJ-Loans | $50.00 | $50.00 | 8/18/2009 6:56:27 PM |
| dblakels | $25.00 | $25.00 | 8/18/2009 9:21:34 PM |
| WhiteFang34 | $50.00 | $50.00 | 8/19/2009 1:54:58 AM |
| nasdaq87 | $50.00 | $50.00 | 8/18/2009 9:52:45 PM |
| trajames | $49.16 | $49.16 | 8/19/2009 4:25:33 AM |
| tornandfrayed | $25.00 | $25.00 | 8/19/2009 4:39:50 AM |
| BankOfThomas | $25.00 | $25.00 | 8/19/2009 6:54:31 AM |
| Srich | $51.75 | $51.75 | 8/19/2009 7:15:05 AM |
| CashBank | $25.00 | $25.00 | 8/19/2009 8:55:27 AM |
| Realjo | $25.00 | $25.00 | 8/19/2009 10:03:31 AM |
| rockymtbob | $50.00 | $50.00 | 8/19/2009 2:09:44 PM |
| rtb892 | $25.00 | $25.00 | 8/19/2009 1:15:48 PM |
| Leshan | $50.00 | $50.00 | 8/19/2009 1:29:09 PM |
| ORteacher | $25.00 | $25.00 | 8/19/2009 2:48:57 PM |
| friendinmoney | $100.00 | $100.00 | 8/19/2009 3:00:29 PM |
| 70 bids
|